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   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Juridis<span class=\"_ _0\"></span>che<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls96 wsb2\" style=\"z-index: 15;\">st<span class=\"_ _1\"></span>ruct<span class=\"_ _1\"></span>u<span class=\"_ _1\"></span>ur</div>\n<div class=\"t m0 x2c h75 y799 ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas SA/NV, statutair gev<span class=\"_ _0\"></span>estigd te</div>\n<div class=\"t m0 x2c h75 y79a ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Markiesstraat 1, Brussel, Belgi\u00eb is</div>\n<div class=\"t m0 x2c h75 y79b ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">de moedermaatschappij van<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h75 y79c ff4b fs4a fc1c sc0 ls101 ws130\" style=\"z-index: 15;\">Ageas Groep. Het jaarverslag omvat</div>\n<div class=\"t m0 x2c h75 y79d ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">de geconsolideerde jaarrekeni<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h75 y79e ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">van de Ageas Groep en de</div>\n<div class=\"t m0 x2c h75 y79f ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">jaarrekening van Ageas SA<span class=\"_ _0\"></span>/NV.</div>\n<div class=\"t m0 x2c h75 y7a0 ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas Groep voert levens-, niet-<span class=\"ls0\"></span></div>\n<div class=\"t m0 x2c h75 y7a1 ff4b fs4a fc1c sc0 ls101 ws131\" style=\"z-index: 15;\">levensverzekerings- en<span class=\"ls0 ws0\"><span class=\"ls102 ws132\"> </span></span></div>\n<div class=\"t m0 x2c h75 y7a2 ff4b fs4a fc1c sc0 ls101 ws131\" style=\"z-index: 15;\">herverzekeringsactiviteiten uit in<span class=\"ws0\"> </span></div>\n<div class=\"t m0 x2c h75 y7a3 ff4b fs4a fc1c sc0 ls102 ws133\" style=\"z-index: 15;\">Europa en Azi\u00eb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y7a4 ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6e y7a5 ff4c fs49 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _9f\"> </span><span class=\"lsfc ws128\">Gelieve er rekening mee te houden dat de </span></div>\n<div class=\"t m0 x5c h6e y7a6 ff4c fs49 fc1c sc0 lsfc ws128\" style=\"z-index: 15;\">maatschappelijke zetel van Ageas gevestigd zal zijn te</div>\n<div class=\"t m0 x5c h6e y7a7 ff4c fs49 fc1c sc0 lsfc ws128\" style=\"z-index: 15;\">Manhattan Center Brussels, Bolwerklaan 21 <span class=\"ls0 ws0\">\u2013 <span class=\"_ _1\"></span></span><span class=\"ws127\">1210 </span></div>\n<div class=\"t m0 x5c h6e y7a8 ff4c fs49 fc1c sc0 lsfc ws128\" style=\"z-index: 15;\">Brussel, vanaf 21 april 2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas aande<span class=\"_ _1\"></span>len zijn <span class=\"_ _1\"></span>genoteerd op<span class=\"_ _1\"></span> de gereguleerd<span class=\"_ _1\"></span>e markt van<span class=\"_ _1\"></span> Euronext in<span class=\"_ _1\"></span> Brussel. D<span class=\"_ _1\"></span>aarnaast hee<span class=\"_ _1\"></span>ft</div>\n<div class=\"t m0 x1ef h64 y7aa ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas een <span class=\"_ _1\"></span>gesponsord AD<span class=\"_ _1\"></span>R<span class=\"ls0 ws0\">-</span>programma<span class=\"_ _1\"></span> in de Ve<span class=\"_ _1\"></span>renigde<span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">Staten. </span> </span></div>\n<div class=\"t m0 x1ef h64 y7ab ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y7ac ff49 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Bekende aandeel<span class=\"_ _1\"></span>houders van Ageas SA/NV<span class=\"lsed ws112\">, gebase<span class=\"_ _0\"></span>erd op de offic<span class=\"_ _0\"></span>i\u00eble meldi<span class=\"_ _0\"></span>ngen zijn p<span class=\"_ _0\"></span>er 31 </span></div>\n<div class=\"t m0 x1ef h64 y7ad ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">december 20<span class=\"ws113\">22<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1ef h64 y7ae ff4d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4e\"> <span class=\"_ _3f\"> </span><span class=\"ff49 ls103 ws11d\">F<span class=\"_ _1\"></span>osun<span class=\"_ _1\"></span></span><span class=\"ff49\">  <span class=\"_ _4\"></span><span class=\"lsf9 ws124\">........................<span class=\"ls0 ws0\"> <span class=\"_ _0\"></span><span class=\"lsed ws111\">10.0<span class=\"_ _0\"></span>1<span class=\"ls104 ws134\">%;<span class=\"ls0 ws0\"> </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y7af ff4d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4e\"> <span class=\"_ _3f\"> </span><span class=\"ff49 lsee ws112\">B<span class=\"_ _1\"></span>lackRock,</span><span class=\"ff49\"> <span class=\"ls105 ws135\">Inc</span>  <span class=\"_ _0\"></span><span class=\"lsf9 ws124\">............<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsf9 ws124\">6<span class=\"_ _1\"></span>,59%, <span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y7b0 ff4d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4e\"> <span class=\"_ _3f\"> </span><span class=\"ff49 ls105 ws135\">F<span class=\"_ _1\"></span>PIM</span><span class=\"ff49\">-<span class=\"_ _1\"></span><span class=\"ls106 ws136\">SFPI <span class=\"_ _1\"></span></span> <span class=\"_ _3\"></span><span class=\"lsf9 ws124\">..................<span class=\"ls0 ws0\"> <span class=\"_ _0\"></span><span class=\"lsed ws111\">6,33%<span class=\"ls0 ws0\">. </span></span></span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y7b1 ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y7b2 ff49 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Ageas SA/<span class=\"_ _0\"></span>NV en haar d<span class=\"_ _0\"></span>ochterma<span class=\"_ _0\"></span>atschap<span class=\"_ _0\"></span>pijen he<span class=\"_ _0\"></span>bben zelf 3<span class=\"ls105 ws135\">,01</span>% van de eige<span class=\"_ _0\"></span>n aandele<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1ef h64 y7b3 ff49 fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">eigendom. <span class=\"_ _1\"></span><span class=\"ws11e\">Dit belang heeft<span class=\"_ _1\"></span> betrekking op de<span class=\"_ _1\"></span> FRESH (zie toelicht<span class=\"_ _1\"></span>ing 18 Eigen vermogen<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1ef h64 y7b4 ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>20 Achte<span class=\"ws11e\">rge<span class=\"_ _1\"></span>stelde schulden)<span class=\"_ _1\"></span>, de 'restricted share<span class=\"_ _1\"></span>'<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">programm<span class=\"_ _0\"></span>a's en de </span></span></span></div>\n<div class=\"t m0 x1ef h64 y7b5 ff49 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">inkoopp<span class=\"_ _0\"></span>rogramm<span class=\"_ _0\"></span>a\u2019s van eig<span class=\"_ _0\"></span>en aandel<span class=\"_ _0\"></span>en (zie toe<span class=\"_ _0\"></span>lichting 18 E<span class=\"_ _0\"></span>igen verm<span class=\"_ _0\"></span>ogen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7b6 ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y7b7 ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 i<span class=\"_ _1\"></span>s de jurid<span class=\"_ _1\"></span>ische struc<span class=\"_ _1\"></span>tuur van Age<span class=\"_ _1\"></span>as als <span class=\"_ _1\"></span><span class=\"ls103\">volgt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xc h78 y7e6 ff51 fs4c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas SA/NV</div>\n<div class=\"t m0 x130 h79 y7ea ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">44.7%</div>\n<div class=\"t m0 x39 h79 y7eb ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Royal Park</div>\n<div class=\"t m0 x11e h79 y7ec ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Investments</div>\n<div class=\"t m0 x15 h79 y7ed ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">SA/NV</div>\n<div class=\"t m0 xc8 h78 y7e5 ff51 fs4c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%<span class=\"fs4d\"> Ageas Insurance International NV</span></div>\n<div class=\"t m0 xab h79 y7e7 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x15e h79 y7e8 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas UK</div>\n<div class=\"t m0 x1f0 h79 y7e9 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ltd.</div>\n<div class=\"t m0 x75 h79 y7f3 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Diverse</div>\n<div class=\"t m0 x119 h79 y7f4 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">participaties in</div>\n<div class=\"t m0 x101 h79 y7f5 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas Asia</div>\n<div class=\"t m0 x119 h7a y7f9 ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">aanwezig in China,</div>\n<div class=\"t m0 x4c h7a y7fa ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Thailand, Maleisi\u00eb, India,</div>\n<div class=\"t m0 x3e h7a y7fb ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Filippijnen, Vietnam,</div>\n<div class=\"t m0 x4c h7a y7fc ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Hong Kong en Singapore</div>\n<div class=\"t m0 x121 h79 y7f3 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Diverse entiteiten</div>\n<div class=\"t m0 x121 h79 y7f4 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">en participaties in</div>\n<div class=\"t m0 xd h79 y7f5 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Continental Europe</div>\n<div class=\"t m0 x6f h7a y7f6 ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">aanwezig in</div>\n<div class=\"t m0 x6e h7a y7f7 ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Portugal, Frankrijk</div>\n<div class=\"t m0 x52 h7a y7f8 ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">en Turkije</div>\n<div class=\"t m0 xcc h79 y7e7 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">75%</div>\n<div class=\"t m0 xa9 h79 y7e8 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AG Insurance</div>\n<div class=\"t m0 x1f3 h79 y7e9 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">SA/NV</div>\n<div class=\"t m0 xb1 h79 y7ee ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x9d h79 y7ef ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageasfinlux SA</div>\n<div class=\"t m0 x1f1 h79 y7ee ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x8c h79 y7ef ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Goldpark</div>\n<div class=\"t m0 x1f2 h79 y7f0 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">International</div>\n<div class=\"t m0 x1f2 h79 y7f1 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Investments</div>\n<div class=\"t m0 x124 h79 y7f2 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">BV</div>\n<div class=\"t m0 x1ef h64 y7c9 ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Volledig ge<span class=\"_ _1\"></span>consolideerde en<span class=\"_ _1\"></span>titeiten <span class=\"_ _1\"></span>van Ageas in<span class=\"_ _1\"></span> Europa zijn<span class=\"_ _1\"></span> <span class=\"lsed ws112\">Ageas UK Ltd.<span class=\"_ _0\"></span> (100%) in het<span class=\"_ _0\"></span> Verenig<span class=\"_ _0\"></span>d </span></div>\n<div class=\"t m0 x1ef h64 y7ca ff49 fs44 fc1c sc0 ls107 ws137\" style=\"z-index: 15;\">Koninkrij<span class=\"_ _1\"></span>k, in<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Por<span class=\"_ _1\"></span>tugal: Millen<span class=\"_ _1\"></span>niumbcp Agea<span class=\"_ _1\"></span>s (51%), M\u00e9di<span class=\"_ _1\"></span>s (100%), Age<span class=\"_ _1\"></span>as Portugal<span class=\"_ _1\"></span> Vida (100%) <span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x1ef h64 y7cb ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _1\"></span>l Seguros (<span class=\"_ _1\"></span>100%) en i<span class=\"_ _1\"></span>n Frankrijk<span class=\"_ _1\"></span>: Ageas Fr<span class=\"_ _1\"></span>ance</div>\n<div class=\"t m0 x90 h76 y7cc ff49 fs4b fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">3</div>\n<div class=\"t m0 x12 h64 y7cd ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">(100%). De voll<span class=\"_ _0\"></span>edige lijst<span class=\"_ _0\"></span> van </span></div>\n<div class=\"t m0 x1ef h64 y7ce ff49 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>mingen bi<span class=\"_ _0\"></span>nnen de reik<span class=\"_ _0\"></span>wijdte v<span class=\"_ _0\"></span>an de Groep wo<span class=\"_ _0\"></span>rdt gepubl<span class=\"_ _0\"></span>iceerd in \u2018<span class=\"_ _0\"></span>Group Pub<span class=\"_ _0\"></span>lic Disclos<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x1ef h64 y7cf ff49 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">QRTs\u2019 d<span class=\"_ _0\"></span>ie kan w<span class=\"_ _0\"></span>orden <span class=\"lsef\">geraadpleegd op de<span class=\"_ _1\"></span> website: <span class=\"fce lsf9 ws124\">h<span class=\"_ _1\"></span>ttps://www.ageas<span class=\"lsef ws113\">.com/investors/quar<span class=\"_ _1\"></span>terly<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y7df ff49 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">results<span class=\"ff4c fc1c ls0 ws0\">.</span></div>\n<div class=\"t m0 x2c h6e y7d3 ff4c fs49 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">3  <span class=\"_ _19f\"> </span>A<span class=\"lsfc ws128\">geas France wordt onder IFRS 5 geclassificeerd als \u201caangehouden voor verkoop\u201d. <span class=\"ws129\">Zie toelichting 3.</span></span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 97px; height: 864px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 97px; height: 864px; width: 96%; z-index: 1;\"><br/></div>\n\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Sa<span class=\"_ _1\"></span>menv<span class=\"_ _3\"></span>atting van de grondsl<span class=\"_ _1\"></span>agen</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>oor fin<span class=\"_ _1\"></span>an<span class=\"_ _1\"></span>ci\u00eble v<span class=\"_ _3\"></span>e<span class=\"_ _1\"></span>rsl<span class=\"_ _1\"></span>agge<span class=\"_ _3\"></span>ving</div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h75 y799 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De Geconsolideerde Jaarreke<span class=\"_ _0\"></span>ning</div>\n<div class=\"t m0 x2c h75 y79a ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van Ageas over de verslagpe<span class=\"_ _0\"></span>riode</div>\n<div class=\"t m0 x2c h75 y79b ff55 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">2022<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">(\u2018</span>g<span class=\"_ _1\"></span></span>econsolideerde</div>\n<div class=\"t m0 x2c h75 y79c ff55 fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"ls101\">aarrekening\u2019), inclusief alle </span></div>\n<div class=\"t m0 x2c h75 y79d ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toelichtingen, is op<span class=\"_ _0\"></span>gesteld in</div>\n<div class=\"t m0 x2c h75 y79e ff55 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ov<span class=\"ws133\">ereenstemming met de </span></div>\n<div class=\"t m0 x2c h75 y79f ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Financial Reporting</div>\n<div class=\"t m0 x2c h75 y7a0 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Standards (IFRS) die van</div>\n<div class=\"t m0 x2c h75 y7a1 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toepassing zijn <span class=\"ls102 ws132\">op </span>1 januari 202<span class=\"ls0\">2</span><span class=\"ws131\">, </span></div>\n<div class=\"t m0 x2c h75 y7a2 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">zoals gepubliceerd door de</div>\n<div class=\"t m0 x2c h75 y7a3 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Accounting<span class=\"ls0 ws0\"> </span><span class=\"ws132\">S<span class=\"_ _1\"></span>tandards </span></div>\n<div class=\"t m0 x2c h75 y7fd ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Board (IASB) en<span class=\"ls0\"> <span class=\"ls102 ws138\">goedgekeurd door </span></span></div>\n<div class=\"t m0 x2c h75 y7fe ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">de Europese Unie (EU).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 263px; width: 216px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 268px; width: 216px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 273px; width: 216px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y7ff ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y800 ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Raad va<span class=\"_ _0\"></span>n Bestuur v<span class=\"lsef ws11e\">an Ageas heeft deze geconsolide<span class=\"_ _1\"></span>erde jaarrekenin<span class=\"_ _1\"></span>g goedgekeurd<span class=\"_ _1\"></span> voor </span></div>\n<div class=\"t m0 x1ef h64 y801 ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">publicat<span class=\"_ _0\"></span>ie op 28 maart<span class=\"_ _0\"></span> 2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y802 ff56 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y803 ff56 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Grondslagen voor f<span class=\"_ _1\"></span>inanci\u00eble verslaggeving<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y804 ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Deze geconsol<span class=\"_ _1\"></span>ideerde jaar<span class=\"_ _1\"></span>rekening is o<span class=\"_ _1\"></span>pgemaakt <span class=\"ws11e\">op ba<span class=\"_ _1\"></span>sis van dezelfde<span class=\"_ _1\"></span> grondslagen voor financ<span class=\"_ _1\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1ef h64 y805 ff53 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslaggeving <span class=\"_ _1\"></span><span class=\"ws11d\">als dez<span class=\"_ _1\"></span>e die Ageas<span class=\"_ _1\"></span> heeft toege<span class=\"_ _1\"></span>past<span class=\"ls0 ws0\"> </span></span>voor<span class=\"_ _1\"></span> <span class=\"lsed ws112\">de verslag<span class=\"_ _0\"></span>periode di<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"ws111\">eindigde </span>o<span class=\"_ _0\"></span>p 31 </span></div>\n<div class=\"t m0 x1ef h64 y806 ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december 20<span class=\"ls0 ws0\">2<span class=\"_ _1\"></span>1<span class=\"lsf9 ws13b\">, met ui<span class=\"_ _1\"></span>tzond</span></span><span class=\"ws11e\">ering van de wijziging<span class=\"_ _1\"></span>en opgenomen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">in <span class=\"lsee ws112\">sectie<span class=\"ls0 ws0\"> </span></span>2.2<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>hieronder<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y807 ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1ef h64 y808 ff53 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"lsef ws11d\">ze geconsolideer<span class=\"_ _1\"></span>de jaarreken<span class=\"_ _1\"></span>ing is opgemaa<span class=\"_ _1\"></span>kt in de <span class=\"_ _1\"></span>veronderstelli<span class=\"_ _1\"></span>ng van <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ws11e\">continu\u00eftei<span class=\"_ _1\"></span>t van de </span></span></span></div>\n<div class=\"t m0 x1ef h64 y809 ff53 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsvoeri<span class=\"ws11e\">n<span class=\"_ _1\"></span>g (\u2018going concern\u2019<span class=\"_ _1\"></span>) en <span class=\"ws11d\">is opges<span class=\"_ _1\"></span>teld in euro\u2019<span class=\"_ _1\"></span>s, de fun<span class=\"_ _1\"></span>ctionele valu<span class=\"_ _1\"></span>ta van de </span></span></div>\n<div class=\"t m0 x1ef h64 y80a ff53 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">moedermaatschapp<span class=\"_ _1\"></span>ij van Ageas.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>lle bedragen<span class=\"_ _1\"></span> zijn afger<span class=\"_ _1\"></span>ond naar he<span class=\"_ _1\"></span>t dichtstbij<span class=\"_ _1\"></span>zijnde miljoen<span class=\"_ _1\"></span>, tenzij </span></div>\n<div class=\"t m0 x1ef h64 y80b ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders aang<span class=\"_ _1\"></span>egeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 61px; width: 483px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 66px; width: 483px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1ef h64 y80c ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y80d ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Activa en p<span class=\"_ _0\"></span>assiva op<span class=\"_ _0\"></span>genomen i<span class=\"_ _0\"></span>n het overzic<span class=\"_ _0\"></span>ht van de fi<span class=\"_ _0\"></span>nanci\u00eble po<span class=\"_ _0\"></span>sitie <span class=\"lsef ws11d\">van Ageas hebben<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h64 y80e ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewoon<span class=\"_ _0\"></span>lijk een loo<span class=\"_ _0\"></span>ptijd van m<span class=\"_ _0\"></span>eer dan 12<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">maanden, met u<span class=\"_ _1\"></span>itzondering <span class=\"_ _1\"></span>van geldmiddelen<span class=\"_ _1\"></span> en </span></span></div>\n<div class=\"t m0 x1ef h64 y80f ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasequi<span class=\"_ _0\"></span>valent<span class=\"_ _0\"></span>en, herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gs<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en overig<span class=\"_ _1\"></span>e vorderingen<span class=\"_ _1\"></span>, overlopende rente en<span class=\"_ _1\"></span> overige activa,<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef h64 y810 ff53 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betr<span class=\"_ _0\"></span>ekking t<span class=\"_ _0\"></span>ot verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten <span class=\"ls10b ws13d\">in <span class=\"ls0 ws0\">N<span class=\"ls107 ws13e\">iet</span>-</span></span><span class=\"ws111\">leven, <span class=\"lsef ws11e\">sommige schuld<span class=\"_ _1\"></span>en zoals </span></span></div>\n<div class=\"t m0 x1ef h64 y811 ff53 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopovere<span class=\"_ _0\"></span>enkoms<span class=\"_ _0\"></span>ten van ef<span class=\"_ _0\"></span>fecten,<span class=\"_ _0\"></span> <span class=\"ws112\">overlo<span class=\"_ _0\"></span>pende ren<span class=\"_ _0\"></span>te en overig<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen e<span class=\"_ _0\"></span>n actuele </span></div>\n<div class=\"t m0 x1ef h64 y812 ff53 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">belas<span class=\"lsef ws11d\">tingvorderingen en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>schuld<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 492px; height: 181px; width: 483px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x1ef h64 y813 ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y814 ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>standaarden d<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span>zijn <span class=\"_ _1\"></span>toegepast voo<span class=\"_ _1\"></span>r de waarder<span class=\"_ _1\"></span>ing<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van de activa en </span></span></div>\n<div class=\"t m0 x1ef h64 y815 ff53 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen z<span class=\"_ _0\"></span>ijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y816 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11d\">IAS<span class=\"_ _1\"></span> 1 voor<span class=\"_ _1\"></span> de presen<span class=\"_ _1\"></span>tatie van de <span class=\"_ _1\"></span>jaarrekening<span class=\"_ _1\"></span>;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y817 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws11d\">IAS 16 voor mat<span class=\"_ _0\"></span>eri\u00eble v<span class=\"_ _0\"></span>aste act<span class=\"_ _0\"></span>iva;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y818 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 19 voor <span class=\"lsef ws113\">personeelsbelo<span class=\"_ _1\"></span>ningen;</span></span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y819 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 23 voor financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten (le<span class=\"_ _0\"></span>ningen);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y81a ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11e\">IAS<span class=\"_ _1\"></span> 28 voor investe<span class=\"_ _1\"></span>ringen in geassocieer<span class=\"_ _1\"></span>de deelneminge<span class=\"_ _1\"></span>n en joint ventures<span class=\"_ _1\"></span>;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y81b ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 32 voor financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws111\">present<span class=\"_ _0\"></span>atie; <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y81c ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11e\">IAS<span class=\"_ _1\"></span> 36 voor bijzond<span class=\"_ _1\"></span>ere waardevermind<span class=\"_ _1\"></span>ering van activa<span class=\"_ _1\"></span>;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y81d ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 38 voor immater<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y81e ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 39 voor financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten <span class=\"ls0 ws0\">\u2013 <span class=\"lsef ws11d\">opname en waa<span class=\"_ _1\"></span>rdering;</span> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y81f ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws11d\">IAS 40 voor vas<span class=\"_ _0\"></span>tgoedbel<span class=\"_ _0\"></span>eggin<span class=\"_ _0\"></span>gen;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y820 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IFRS 3 voor bedrijf<span class=\"_ _0\"></span>scombi<span class=\"_ _0\"></span>naties;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y821 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11e\">IF<span class=\"_ _1\"></span>RS 4 voor verzeker<span class=\"_ _1\"></span>ingscontrac<span class=\"_ _1\"></span>ten;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y822 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IFRS 7 voor financi<span class=\"_ _0\"></span>\u00eble instrum<span class=\"_ _0\"></span>enten <span class=\"ls0 ws0\">- </span><span class=\"ws111\">inform<span class=\"_ _0\"></span>atiever<span class=\"_ _0\"></span>schaffi<span class=\"_ _0\"></span>ng;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y823 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 ls10c ws13f\">I<span class=\"_ _1\"></span>FRS 8 <span class=\"_ _1\"></span>vo<span class=\"lsef ws11d\">or operati<span class=\"_ _1\"></span>onele segment<span class=\"_ _1\"></span>en;</span></span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y824 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11e\">IF<span class=\"_ _1\"></span>RS 10 voor de gecons<span class=\"_ _1\"></span>olideerde jaarre<span class=\"_ _1\"></span>kening;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y825 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IFRS 12 voor inform<span class=\"_ _0\"></span>atievers<span class=\"_ _0\"></span>chaffin<span class=\"_ _0\"></span>g over bela<span class=\"_ _0\"></span>ngen in ande<span class=\"_ _0\"></span>re entite<span class=\"_ _0\"></span>iten;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y826 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11d\">IF<span class=\"_ _1\"></span>RS 13 voor<span class=\"_ _1\"></span> waardering<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y827 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws11d\">IFRS 15 voor o<span class=\"_ _0\"></span>pbrengst<span class=\"_ _0\"></span>en van c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met kl<span class=\"_ _0\"></span>anten<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y828 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IFRS 16 voo<span class=\"lsef ws11e\">r leaseovereenkoms<span class=\"_ _1\"></span>ten.</span></span><span class=\"ff53\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 144px; height: 817px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 144px; height: 817px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff5d fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff5d fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Wijzigingen in <span class=\"_ _1\"></span><span class=\"ls10d ws141\">de <span class=\"ls10e ws142\">grondslagen voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h7b y830 ff5d fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">vers<span class=\"_ _1\"></span>lagg<span class=\"_ _1\"></span>eving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y831 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft vanaf 1 janu<span class=\"_ _0\"></span>ari 2022 d<span class=\"_ _0\"></span>e bepaling<span class=\"_ _0\"></span>en in IAS 29 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y832 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslaggeving in<span class=\"_ _1\"></span> economie\u00ebn met hyp<span class=\"_ _1\"></span>erinflatie\u2019 toeg<span class=\"_ _1\"></span>epast voor de</div>\n<div class=\"t m0 x2c h64 y833 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">jaarrekeningen<span class=\"_ _1\"></span> van zijn<span class=\"_ _1\"></span> Turkse deel<span class=\"_ _1\"></span>nemingen \u2018Ak<span class=\"_ _1\"></span>sigorta\u2019 en<span class=\"_ _1\"></span> \u2018AgeSA\u2019. De</div>\n<div class=\"t m0 x2c h64 y834 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">impact hi<span class=\"_ _0\"></span>ervan is toe<span class=\"_ _0\"></span>gelicht in s<span class=\"_ _0\"></span>ectie 2.7<span class=\"_ _0\"></span> hieronde<span class=\"_ _0\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y835 ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Wijzigi<span class=\"_ _0\"></span>ngen in de IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaarden<span class=\"_ _1\"></span> in</span> </span>de huidige </span></span></div>\n<div class=\"t m0 xd1 h64 y836 ff5b fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y837 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Nieuwe of herziene<span class=\"_ _1\"></span> IFRS<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">s<span class=\"_ _1\"></span>ta</span></span><span class=\"ws113\">ndaarden<span class=\"lsed ws11d\">, interpretat<span class=\"_ _0\"></span>ies <span class=\"lsef ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x2c h64 y838 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> in in<span class=\"_ _1\"></span>terpretaties<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">ervan</span></span>, die voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y839 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de eerst<span class=\"_ _0\"></span>e keer v<span class=\"_ _0\"></span>an toepas<span class=\"_ _0\"></span>sing w<span class=\"_ _0\"></span>erden in <span class=\"_ _0\"></span>de versl<span class=\"_ _0\"></span>agperi<span class=\"_ _0\"></span>ode <span class=\"ws111\">die </span></div>\n<div class=\"t m0 x2c h64 y83a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">begonnen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">is op 1 januari <span class=\"ws11d\">2022<span class=\"_ _1\"></span>, en die <span class=\"_ _1\"></span>zijn goedge<span class=\"_ _1\"></span>keurd door<span class=\"_ _1\"></span> de EU, </span></span></div>\n<div class=\"t m0 x2c h64 y83b ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hadden ge<span class=\"_ _0\"></span>en signif<span class=\"_ _0\"></span>icante inv<span class=\"_ _0\"></span>loed op de toe<span class=\"_ _0\"></span>gepaste g<span class=\"_ _0\"></span>rondsla<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 y83c ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span> noch op h<span class=\"_ _1\"></span>et geconsol<span class=\"_ _1\"></span>ideerde overz<span class=\"_ _1\"></span>icht van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y83d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>positie en <span class=\"_ _1\"></span><span class=\"ws113\">op de <span class=\"_ _1\"></span>geconsolideerde <span class=\"_ _1\"></span><span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></div>\n<div class=\"t m0 x2c h64 y83e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Age<span class=\"ws11e\">as van<span class=\"_ _1\"></span> 2022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y83f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y840 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ten gevol<span class=\"_ _0\"></span>ge van de Cov<span class=\"_ _0\"></span>id pandemi<span class=\"_ _0\"></span>e, heeft de I<span class=\"_ _0\"></span>ASB in mei 20<span class=\"_ _0\"></span>20</div>\n<div class=\"t m0 x2c h64 y841 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen gep<span class=\"_ _1\"></span>ubliceerd in<span class=\"_ _1\"></span> IFRS 16 \u2018Covid<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 gerelateerd<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y842 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huurtoegevinge<span class=\"_ _1\"></span>n\u2019. <span class=\"ws11d\">De w<span class=\"_ _1\"></span>ijzigingen vo<span class=\"_ _1\"></span>orzien in<span class=\"_ _1\"></span> een vrijstell<span class=\"_ _1\"></span>ing voor </span></div>\n<div class=\"t m0 x2c h64 y843 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">huurders om <span class=\"_ _1\"></span>te beoordelen<span class=\"_ _1\"></span> of huur<span class=\"_ _1\"></span>toegevingen, d<span class=\"_ _1\"></span>ie een dire<span class=\"_ _1\"></span>ct gevolg</div>\n<div class=\"t m0 x2c h64 y844 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zijn van de Covid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">19 pand<span class=\"_ _1\"></span>emie en die<span class=\"_ _1\"></span> resulteren <span class=\"_ _1\"></span>in een verm<span class=\"_ _1\"></span>indering </span></div>\n<div class=\"t m0 x2c h64 y845 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verschuldigde<span class=\"_ _1\"></span> huurbedragen <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> 30 juni <span class=\"_ _1\"></span>2021, moe<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x2c h64 y846 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden aanzien als<span class=\"_ _1\"></span> een wijziging van d<span class=\"_ _1\"></span>e huurovereenkom<span class=\"_ _1\"></span>st. <span class=\"lsed ws11d\">In maart </span></div>\n<div class=\"t m0 x2c h64 y847 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021<span class=\"ls0 ws0\">, <span class=\"lsed ws112\">heeft de IASB de vrijs<span class=\"_ _0\"></span>telling i<span class=\"_ _0\"></span>n dez<span class=\"ws11d\">e wijz<span class=\"_ _0\"></span>iginge<span class=\"_ _0\"></span>n verleng<span class=\"_ _0\"></span>d voor </span></span></span></div>\n<div class=\"t m0 x2c h64 y848 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschuldigd<span class=\"_ _1\"></span>e huurbedragen<span class=\"_ _1\"></span> tot en<span class=\"_ _1\"></span> met 30 juni<span class=\"_ _1\"></span> 2022. Omda<span class=\"_ _1\"></span>t Ageas nie<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y849 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft gen<span class=\"_ _0\"></span>oten van huu<span class=\"_ _0\"></span>rtoegev<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e een <span class=\"ws111\">direct <span class=\"ws11d\">gev<span class=\"_ _0\"></span>olg zij<span class=\"_ _0\"></span>n van de </span></span></div>\n<div class=\"t m0 x2c h64 y84a ff5b fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 pandemi<span class=\"_ _0\"></span>e, die zoude<span class=\"_ _0\"></span>n result<span class=\"_ _0\"></span>eren in een wij<span class=\"_ _0\"></span>ziging va<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x2c h64 y84b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huurovereenkom<span class=\"_ _1\"></span>st<span class=\"ws11d\">, hadden<span class=\"_ _1\"></span> d<span class=\"lsed ws112\">eze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n impact<span class=\"_ _0\"></span> op het huidig<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y84c ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en <span class=\"ws111\">op <span class=\"lsef ws113\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y84d ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\"> <span class=\"ls103 ws11d\">win<span class=\"_ _1\"></span>st</span>- <span class=\"_ _1\"></span><span class=\"lsed ws11d\">en verli<span class=\"_ _0\"></span>esreke<span class=\"_ _0\"></span>ning van <span class=\"_ _0\"></span>Ageas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y84e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y84f ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Om te vo<span class=\"_ _0\"></span>ldoen aa<span class=\"_ _0\"></span>n nieuwe <span class=\"_ _0\"></span>reglem<span class=\"_ _0\"></span>entaire v<span class=\"_ _0\"></span>oorschrif<span class=\"_ _0\"></span>ten e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y850 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktbehoeften<span class=\"_ _1\"></span>, ondergaan d<span class=\"_ _1\"></span>e renteben<span class=\"_ _1\"></span>chmar<span class=\"lsed ws112\">ks die in de fina<span class=\"_ _0\"></span>nci\u00eble </span></div>\n<div class=\"t m0 x2c h64 y851 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markt wor<span class=\"_ _0\"></span>den gebruik<span class=\"_ _0\"></span>t als refe<span class=\"_ _0\"></span>rentiev<span class=\"_ _0\"></span>oet voor de b<span class=\"_ _0\"></span>epaling van</div>\n<div class=\"t m0 x2c h64 y852 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">interes<span class=\"_ _0\"></span>tvoete<span class=\"_ _0\"></span>n en betalin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een grondige herv<span class=\"_ _1\"></span>orming en </span></span></div>\n<div class=\"t m0 x2c h64 y853 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>e. Als gevo<span class=\"_ _0\"></span>lg van deze he<span class=\"_ _0\"></span>rvormi<span class=\"_ _0\"></span>ng kunnen s<span class=\"_ _0\"></span>ommige bes<span class=\"_ _0\"></span>taand<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y854 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rentebenchmar<span class=\"_ _1\"></span>ks, zoals<span class=\"_ _1\"></span> Eonia en Libo<span class=\"_ _1\"></span>r, worden opg<span class=\"_ _1\"></span>eheven<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y855 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> een nieuwe rentebenchm<span class=\"_ _1\"></span>ark<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y856 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y857 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gec<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>eerde jaa<span class=\"_ _0\"></span>rrekeni<span class=\"_ _0\"></span>ng op 31 decem<span class=\"_ _0\"></span>ber 2022 o<span class=\"_ _0\"></span>mvat een</div>\n<div class=\"t m0 x2c h64 y858 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nominaal bedrag<span class=\"_ _1\"></span> aan derivaten die<span class=\"_ _1\"></span> worden gebruik<span class=\"_ _1\"></span>t in</div>\n<div class=\"t m0 x2c h64 y859 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsrel<span class=\"_ _0\"></span>aties en <span class=\"ws112\">die geli<span class=\"_ _0\"></span>nkt zijn aan d<span class=\"_ _0\"></span>e EURIB<span class=\"_ _0\"></span>OR voor EUR 632 </span></div>\n<div class=\"t m0 x2c h64 y85a ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">milj<span class=\"lsef ws11d\">oen en<span class=\"_ _1\"></span> een nominaal<span class=\"_ _1\"></span> bedrag aa<span class=\"_ _1\"></span>n achterges<span class=\"_ _1\"></span>telde schuld<span class=\"_ _1\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y85b ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rentevoet, e<span class=\"_ _1\"></span>veneens gelin<span class=\"_ _1\"></span>kt aan de E<span class=\"_ _1\"></span>URIBOR<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws112\">voor EUR 2<span class=\"_ _0\"></span>10 </span></span></div>\n<div class=\"t m0 x2c h64 y85c ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen<span class=\"_ _1\"></span>. <span class=\"lsef ws11d\">De EURIBO<span class=\"_ _1\"></span>R is in <span class=\"_ _1\"></span>2019 succesvo<span class=\"_ _1\"></span>l hervormd naa<span class=\"_ _1\"></span>r een hybri<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y85d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode e<span class=\"_ _0\"></span>n zal naar ve<span class=\"_ _0\"></span>rwachti<span class=\"_ _0\"></span>ng blijven b<span class=\"_ _0\"></span>estaan i<span class=\"_ _0\"></span>n de nabije to<span class=\"ls103 ws11d\">ekomst. </span></div>\n<div class=\"t m0 x2c h64 y85e ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bijgevo<span class=\"_ _0\"></span>lg hadde<span class=\"_ _0\"></span>n de twe<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen in I<span class=\"_ _0\"></span>FRS 9, I<span class=\"_ _0\"></span>AS 39, I<span class=\"_ _0\"></span>FRS 7, IFR<span class=\"_ _0\"></span>S 4</div>\n<div class=\"t m0 x2c h64 y85f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en IFRS 16 \u2018Re<span class=\"_ _0\"></span>ntebenc<span class=\"_ _0\"></span>hmarkh<span class=\"_ _0\"></span>ervormi<span class=\"_ _0\"></span>ng\u2019, die de I<span class=\"_ _0\"></span>ASB heeft</div>\n<div class=\"t m0 x2c h64 y860 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2019 en <span class=\"_ _1\"></span>in augustu<span class=\"_ _1\"></span>s 2020, geen<span class=\"_ _1\"></span> impact op</div>\n<div class=\"t m0 x2c h64 y861 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het huid<span class=\"_ _0\"></span>ige gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"lsef\">le positie en </span><span class=\"ws111\">op <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 y862 ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening van Ageas<span class=\"_ _1\"></span>.</span> </span></div>\n<div class=\"t m0 x2c h64 y863 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y864 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas blijf<span class=\"_ _1\"></span>t de ontwi<span class=\"_ _1\"></span>kkelingen rond<span class=\"_ _1\"></span> de renteben<span class=\"_ _1\"></span>chmarkhervormingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y865 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opvolgen.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">O<span class=\"_ _1\"></span>mdat de EUR<span class=\"_ _1\"></span>IBOR kan op<span class=\"_ _1\"></span>houden te b<span class=\"_ _1\"></span>estaan in d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y866 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>, worden alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieven opge<span class=\"_ _0\"></span>nomen in ni<span class=\"_ _0\"></span>euwe cont<span class=\"_ _0\"></span>racten, om<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y867 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de contin<span class=\"_ _0\"></span>u\u00efteit van de<span class=\"_ _0\"></span>ze contr<span class=\"_ _0\"></span>acten te gar<span class=\"_ _0\"></span>anderen in d<span class=\"_ _0\"></span>e situatie d<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x2c h64 y868 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EURIBOR ophoud<span class=\"_ _1\"></span>t te bestaan<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y869 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y86a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Naast<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de wijzigin<span class=\"_ _0\"></span>gen <span class=\"lsef ws113\">opgenomen </span>hierboven,<span class=\"_ _0\"></span> werde<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1d h64 y86b ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herzien<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarden, interpre<span class=\"_ _1\"></span>taties </span></span><span class=\"ws111\">ervan </span>en wij<span class=\"_ _0\"></span>zingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y86c ff5b fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">s<span class=\"_ _1\"></span>tandaarden e<span class=\"_ _1\"></span>n interpret<span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ties <span class=\"_ _1\"></span></span><span class=\"ws113\">ervan <span class=\"_ _1\"></span></span><span class=\"lsed\">effect<span class=\"_ _0\"></span>ief voor v<span class=\"_ _0\"></span>erslagp<span class=\"_ _0\"></span>eriode<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 y86d ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">op<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2022<span class=\"ls0 ws0\"> </span><span class=\"lsed\">of later</span><span class=\"ws11e\">. Geen van deze wijziginge<span class=\"_ _1\"></span>n had </span></span></span></div>\n<div class=\"t m0 x1d h64 y86e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een significan<span class=\"_ _1\"></span>te impact op het hui<span class=\"_ _1\"></span>dige geconsolide<span class=\"_ _1\"></span>erde overzich<span class=\"_ _1\"></span>t van de</div>\n<div class=\"t m0 x1d h64 y86f ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"ws113\">en<span class=\"ls0 ws0\"> </span>op<span class=\"_ _1\"></span> de gecon<span class=\"_ _1\"></span>solideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></span>en verliesr<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x1d h64 y870 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y871 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 16 <span class=\"_ _0\"></span>\u2018Materi<span class=\"_ _0\"></span>\u00eble vast<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> \u2013 </span><span class=\"lsef\">opbrengsten v<span class=\"_ _1\"></span>\u00f3\u00f3r </span></span></span></div>\n<div class=\"t m0 x69 h64 y872 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruik\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y873 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 37:<span class=\"_ _0\"></span> \u2018Verli<span class=\"_ _0\"></span>eslaten<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten<span class=\"ls0 ws0\"> \u2013 </span><span class=\"ws112\">kost van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y874 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitvoe<span class=\"_ _0\"></span>ring van een c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y875 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws112\">Wijzigingen in IF<span class=\"_ _0\"></span>RS 3: \u2018Refe<span class=\"_ _0\"></span>renties n<span class=\"_ _0\"></span>aar het raam<span class=\"_ _0\"></span>werk voor d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x69 h64 y876 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opstelling en<span class=\"_ _1\"></span> presentatie van ja<span class=\"_ _1\"></span>arrekeningen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y877 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws112\">Jaarlijkse ver<span class=\"_ _0\"></span>betering<span class=\"_ _0\"></span>en aan de IFRS<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarden<span class=\"_ _1\"></span> (cyclus 2018</span>-</span></span></span></div>\n<div class=\"t m0 x69 h64 y878 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">2020): w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>gen in IF<span class=\"_ _0\"></span>RS 1 \u2018Ee<span class=\"_ _0\"></span>rste to<span class=\"_ _0\"></span>epassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y879 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">standa<span class=\"_ _0\"></span>arden\u2019, wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen in IFRS 9 \u2018<span class=\"_ _0\"></span>Financi<span class=\"_ _0\"></span>\u00eble instrum<span class=\"_ _0\"></span>enten\u2019,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 y87a ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen aan<span class=\"_ _1\"></span> de <span class=\"ws11d\">voorbeelden<span class=\"_ _1\"></span> horende bij<span class=\"_ _1\"></span> IFRS 16 </span></div>\n<div class=\"t m0 x69 h64 y87b ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Leaseovereen<span class=\"_ _1\"></span>komsten\u2019 en <span class=\"_ _1\"></span>wijzigingen in<span class=\"_ _1\"></span> IAS 41 \u2018L<span class=\"_ _1\"></span>andbouw\u2019.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h64 y87c ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Toekomstige wi<span class=\"_ _1\"></span>jzigingen <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ls106 ws136\">IFRS</span></span></span>-<span class=\"lsef ws113\">s<span class=\"_ _1\"></span>tandaarden</span> </span></div>\n<div class=\"t m0 x1d h64 y87d ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of herzi<span class=\"_ _0\"></span>ene IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarde<span class=\"_ _1\"></span>n, interpretaties<span class=\"_ _1\"></span> <span class=\"ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x1d h64 y87e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> interpr<span class=\"lsed ws111\">etaties ervan <span class=\"ws11d\">wor<span class=\"_ _0\"></span>den van </span></span></span></div>\n<div class=\"t m0 x1d h64 y87f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kracht voo<span class=\"_ _0\"></span>r versla<span class=\"_ _0\"></span>gperiod<span class=\"_ _0\"></span>es die begi<span class=\"_ _0\"></span>nnen op 1 janu<span class=\"_ _0\"></span>ari 2023 of lat<span class=\"_ _0\"></span>er.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y880 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y881 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft geen IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">standaard<span class=\"_ _1\"></span>en, interpre<span class=\"_ _1\"></span>tatie<span class=\"ls0 ws0\">s </span><span class=\"ws113\">e<span class=\"_ _1\"></span>rvan </span>en<span class=\"_ _1\"></span> wijzigingen </span></div>\n<div class=\"t m0 x1d h64 y882 ff5b fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws113\">de <span class=\"ls106 ws136\">IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span><span class=\"ws11d\">stand<span class=\"_ _1\"></span>aarden en i<span class=\"_ _1\"></span>nterpretaties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>ervan<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">toege<span class=\"_ _1\"></span>past die<span class=\"_ _1\"></span> zijn </span></span></div>\n<div class=\"t m0 x1d h64 y883 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepubl<span class=\"_ _0\"></span>iceerd doo<span class=\"_ _0\"></span>r de IASB maa<span class=\"_ _0\"></span>r die nog niet ef<span class=\"_ _0\"></span>fectief<span class=\"_ _0\"></span> zijn of <span class=\"ws111\">die </span>nog niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y884 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn goedgek<span class=\"_ _1\"></span>eurd door<span class=\"_ _1\"></span> de EU.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y885 ff5b fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsef ws11e\">Verlenging van de<span class=\"_ _1\"></span> tijdelijke vrij<span class=\"_ _1\"></span>stelling van de toe<span class=\"_ _1\"></span>passing van </span></span></div>\n<div class=\"t m0 xe2 h64 y886 ff5b fs44 fc1d sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"ls107 ws135\">Wi<span class=\"_ _1\"></span>jzigingen<span class=\"_ _1\"></span> in</span> <span class=\"ls106 ws145\">IFRS<span class=\"_ _1\"></span> 4</span>  </span></div>\n<div class=\"t m0 x1d h64 y887 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t <span class=\"lsef ws11e\">de standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS 9<span class=\"_ _1\"></span> \u2018F</span></span><span class=\"ws11d\">inanci\u00ebl<span class=\"_ _1\"></span>e instrumenten\u2019<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y888 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gepubliceerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">in juli <span class=\"_ _1\"></span>2014 <span class=\"lsed ws111\">en </span>de E<span class=\"_ _1\"></span>U heeft <span class=\"ls106 ws145\">I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\"> </span></span></span>goe<span class=\"_ _1\"></span>dgekeurd<span class=\"ls0 ws0\"> <span class=\"ls10b ws13d\">in </span></span></div>\n<div class=\"t m0 x1d h64 y889 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2016<span class=\"_ _1\"></span>. Ondanks da<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IFRS 9 van<span class=\"_ _1\"></span> toepassing is voo<span class=\"_ _1\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y88a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslag<span class=\"ws11d\">periode<span class=\"_ _1\"></span>s die beg<span class=\"_ _1\"></span>innen op 1 <span class=\"_ _1\"></span>januari 201<span class=\"_ _1\"></span>8<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">of later<span class=\"ls105 ws135\">, <span class=\"ls10b ws13d\">blijft</span></span></span> </span></span>Ageas<span class=\"ls0 ws0\"> </span>de</div>\n<div class=\"t m0 x1d h64 y88b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">IAS 39 \u2018F<span class=\"lsed\">inanci\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsef\">opname en<span class=\"_ _1\"></span> waarderin<span class=\"ls0 ws0\">g<span class=\"_ _1\"></span>\u2019 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88c ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassen<span class=\"lsf9 ws124\">. </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>geas zal <span class=\"_ _1\"></span><span class=\"ws11e\">de standaard IFRS<span class=\"_ _1\"></span> 9 voor <span class=\"lsed ws112\">de eerste keer<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassen <span class=\"_ _1\"></span>vanaf 1 janu<span class=\"_ _1\"></span>ari 2023. <span class=\"ws11e\">O<span class=\"_ _1\"></span>nderstaande paragra<span class=\"_ _1\"></span>fen <span class=\"ws113\">verklaren<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y88e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarom Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws113\">ondertussen<span class=\"_ _1\"></span> </span>de standa<span class=\"_ _1\"></span>ard<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IAS 39 <span class=\"ls10b ws124\">is blijven<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">toepassen<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x1d h64 y88f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y890 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het feit dat A<span class=\"_ _0\"></span>geas de stan<span class=\"_ _0\"></span>daard IA<span class=\"_ _0\"></span>S 39 blijft toe<span class=\"_ _0\"></span>passen is<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in lijn met de </span></span></div>\n<div class=\"t m0 x1d h64 y891 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4. De IASB heeft ini<span class=\"_ _1\"></span>tieel wijzigingen<span class=\"_ _1\"></span> in dit verband</div>\n<div class=\"t m0 x1d h64 y892 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2016 (welke<span class=\"_ _1\"></span> zijn goedg<span class=\"_ _1\"></span>ekeurd door <span class=\"_ _1\"></span>de EU in</div>\n<div class=\"t m0 x1d h64 y893 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2017)<span class=\"_ _1\"></span> en hee<span class=\"_ _1\"></span>ft in juni<span class=\"_ _1\"></span> 2020 herbe<span class=\"_ _1\"></span>vestigd dat<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y894 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingsondernemingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de initi\u00eble toepa<span class=\"_ _1\"></span>s</span></span><span class=\"ws112\">singsdat<span class=\"_ _0\"></span>um van de </span></div>\n<div class=\"t m0 x1d h64 y895 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaarden <span class=\"_ _1\"></span>IFRS 9 \u2018Fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten\u2019 en <span class=\"_ _1\"></span>IFRS 17</div>\n<div class=\"t m0 x1d h64 y896 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 <span class=\"_ _1\"></span>kunnen aligneren<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span><span class=\"lsed\">via de publi<span class=\"_ _0\"></span>catie van <span class=\"_ _0\"></span><span class=\"ws111\">de </span></span></div>\n<div class=\"t m0 x1d h64 y897 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4 \u2018Verlenging<span class=\"_ _1\"></span> van de tijdelijke v<span class=\"_ _1\"></span>rijstelling van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y898 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9\u2019. De EU he<span class=\"_ _0\"></span>eft deze w<span class=\"lsef ws11d\">ijzigingen goedgekeurd <span class=\"_ _1\"></span>in </span></div>\n<div class=\"t m0 x1d h64 y899 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december 2020<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y89a ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y89b ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wijzigingen<span class=\"_ _1\"></span> in IFRS 4 bieden twee a<span class=\"_ _1\"></span>lternatieven om<span class=\"_ _1\"></span> het effect van de</div>\n<div class=\"t m0 x1d h64 y89c ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> toepassingsdata van<span class=\"_ _1\"></span> de standaarden IF<span class=\"_ _1\"></span>RS 9 (2018) en</div>\n<div class=\"t m0 x1d h64 y89d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 (20<span class=\"_ _0\"></span>23) tot een mi<span class=\"_ _0\"></span>nimum te be<span class=\"_ _0\"></span>perken. D<span class=\"_ _0\"></span>eze alter<span class=\"_ _0\"></span>natieven z<span class=\"_ _0\"></span>ijn de</div>\n<div class=\"t m0 x1d h64 y89e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2018<span class=\"lsef ws113\">overlapp<span class=\"_ _1\"></span>ingsbenadering</span>\u2019<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">en de<span class=\"_ _1\"></span> </span>\u2018<span class=\"ls107 ws137\">tijde<span class=\"_ _1\"></span>lijke vrij<span class=\"_ _1\"></span><span class=\"lsef ws11d\">stelling <span class=\"_ _1\"></span>van de toepas<span class=\"_ _1\"></span>sing </span></span></div>\n<div class=\"t m0 x1d h64 y89f ff5b fs44 fc14 sc0 ls106 ws140\" style=\"z-index: 15;\">van I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 125px; height: 981px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tijd<span class=\"_ _0\"></span>elijke vr<span class=\"_ _0\"></span>ijstell<span class=\"_ _0\"></span>ing van de t<span class=\"_ _0\"></span>oepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 is<span class=\"_ _0\"></span> een opt<span class=\"_ _0\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y8a6 ff61 fs44 fc14 sc0 ls10b ws135\" style=\"z-index: 15;\">tijdelijk<span class=\"_ _0\"></span>e vrijste<span class=\"_ _0\"></span>lling<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de toepassing van<span class=\"_ _1\"></span> IFRS 9 voor verslagper<span class=\"_ _1\"></span>iodes </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff61 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2023<span class=\"lsf9 ws124\">, </span></span>v<span class=\"_ _1\"></span>oor<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">onderne<span class=\"_ _1\"></span>mingen die<span class=\"_ _1\"></span> overwegend </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en uitgeve<span class=\"_ _0\"></span>n die vallen b<span class=\"_ _0\"></span>innen het</div>\n<div class=\"t m0 x2c h64 y8a9 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied van de standaard<span class=\"_ _1\"></span> IFRS 4 \u2018Verzekering<span class=\"_ _1\"></span>scontracten\u2019<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8aa ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft op de refe<span class=\"_ _0\"></span>rentied<span class=\"_ _0\"></span>atum van 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>15 nagega<span class=\"_ _0\"></span>an of</div>\n<div class=\"t m0 x2c h64 y8ab ff61 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">zijn<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">a<span class=\"_ _1\"></span>ctiviteiten o<span class=\"_ _1\"></span>verwegend verban<span class=\"_ _1\"></span>d houden <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en <span class=\"lsef ws113\">concludeerde<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">in aanmerk<span class=\"_ _0\"></span>ing te kome<span class=\"_ _0\"></span>n voor </span></div>\n<div class=\"t m0 x2c h64 y8ad ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toepa<span class=\"_ _0\"></span>ssing v<span class=\"_ _0\"></span>an de tij<span class=\"_ _0\"></span>delijk<span class=\"_ _0\"></span>e vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS<span class=\"_ _0\"></span> 9.</div>\n<div class=\"t m0 x2c h64 y8ae ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van <span class=\"ws113\">de <span class=\"_ _1\"></span></span>verplichtingen <span class=\"_ _1\"></span>van Ageas</span><span class=\"ff61\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">die voo<span class=\"_ _0\"></span>rtvloeie<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit contrac<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die vallen binn<span class=\"_ _0\"></span>en het toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>gebied van I<span class=\"_ _0\"></span>FRS 4 </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff61 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> <span class=\"ls10a ws13c\">was<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in vergel<span class=\"_ _0\"></span>ijking m<span class=\"_ _0\"></span>et de t<span class=\"_ _0\"></span>otale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van alle </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsed ws112\">Het percentage va<span class=\"_ _0\"></span>n de totale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van de met </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> verplichtingen<span class=\"lsed ws112\">, ten opzichte va<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totale b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de van alle ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen van Age<span class=\"_ _0\"></span>as, hoger <span class=\"ls10c ws13b\">was<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan 90 pro<span class=\"_ _1\"></span>cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8b8 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>de analyse<span class=\"_ _1\"></span> of <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">acti<span class=\"_ _1\"></span>viteiten overwegend<span class=\"_ _1\"></span> verband houden </span></div>\n<div class=\"t m0 x1d h64 y8b9 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met verzeker<span class=\"_ _1\"></span>ingen niet o<span class=\"_ _1\"></span>pnieuw ui<span class=\"_ _1\"></span>tgevoerd op <span class=\"_ _1\"></span>een latere<span class=\"_ _1\"></span> datum<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">omdat </span></span></div>\n<div class=\"t m0 x1d h64 y8ba ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er geen subst<span class=\"_ _0\"></span>anti\u00eb<span class=\"_ _0\"></span>le veran<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">ringen hebben <span class=\"_ _1\"></span>plaatsgevonden<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x1d h64 y8bb ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>, welke een<span class=\"_ _1\"></span> dergelijke h<span class=\"_ _1\"></span>erbeoordeling<span class=\"_ _1\"></span> noodzakelijk</div>\n<div class=\"t m0 x1d h64 y8bc ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zouden maken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8bd ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8be ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Omdat Ageas<span class=\"_ _1\"></span> de mogelijkhei<span class=\"_ _1\"></span>d heeft o<span class=\"_ _1\"></span>m <span class=\"lsed ws112\">gebruik te m<span class=\"_ _0\"></span>aken van <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 y8bf ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tijdelijke<span class=\"_ _1\"></span> vrijstelling van de<span class=\"_ _1\"></span> toepassing van IFRS 9<span class=\"_ _1\"></span>, heeft Ageas beslo<span class=\"_ _1\"></span>t<span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 y8c0 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om hierv<span class=\"_ _0\"></span>an gebru<span class=\"_ _0\"></span>ik te mak<span class=\"_ _0\"></span>en en om<span class=\"_ _0\"></span> de initi<span class=\"_ _0\"></span>\u00eble toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>data va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y8c1 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 te aligner<span class=\"_ _0\"></span>en. Om de geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde jaa<span class=\"_ _0\"></span>rrekenin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 y8c2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas g<span class=\"_ _1\"></span>emakkelijker<span class=\"_ _1\"></span> te kunnen <span class=\"_ _1\"></span>vergelijken<span class=\"_ _1\"></span> met de geco<span class=\"_ _1\"></span>nsolideerde</div>\n<div class=\"t m0 x1d h64 y8c3 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening v<span class=\"_ _0\"></span>an <span class=\"lsef\">ondernemingen di<span class=\"_ _1\"></span>e IFRS 9 <span class=\"_ _1\"></span><span class=\"ws113\">reeds<span class=\"ls0 ws0\"> </span>toe</span></span>passen, licht</div>\n<div class=\"t m0 x1d h64 y8c4 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas vol<span class=\"_ _0\"></span>gende inf<span class=\"_ _0\"></span>ormatie t<span class=\"_ _0\"></span>oe over de re<span class=\"_ _0\"></span>\u00eble waarde e<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y8c5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>risicob<span class=\"_ _0\"></span>lootst<span class=\"_ _0\"></span>elling bi<span class=\"_ _0\"></span>nnen zijn gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ent<span class=\"_ _0\"></span>iteiten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8c6 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c8 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c9 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ca ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 328px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 490px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 657px; bottom: 781px; z-index: 15;\">Mutatie in re\u00eble waarde in<span class=\"_ _0\"></span> 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarde van fina<span class=\"_ _0\"></span>nci\u00eble activa (in miljoen eu<span class=\"_ _0\"></span>ro)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 343px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 355px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 407px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 436px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 517px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 568px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 597px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 665px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 677px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 758px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 370px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Schuldeffecten incl. structured no<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 706px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 706px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 706px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 706px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 681px; bottom: 706px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 706px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 691px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 451px; bottom: 691px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 612px; bottom: 691px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 691px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 676px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 676px; z-index: 15;\">6</div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 676px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Derivaten voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 661px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 661px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 661px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 646px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 646px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 646px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 646px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 646px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 446px; bottom: 631px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 631px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 631px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Overige vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 606px; height: 500px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 606px; height: 500px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 606px; height: 500px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 606px; height: 500px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1fe h67 y6e8 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 1081px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6e8 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1065px; z-index: 15;\">a<span class=\"lsf6 ws115\">ls<span class=\"_ _1\"></span> een E<span class=\"_ _1\"></span>CL <span class=\"lsf1\">gedurende levensduur</span></span> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">per 31 december 2022 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 1005px; z-index: 15;\">de komende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 990px; z-index: 15;\">12 maanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 1050px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y688 ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 1035px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 1020px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 1035px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 1020px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 1005px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 1050px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1020px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 1005px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c4 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 990px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1050px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 1020px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 1005px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 990px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 343px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 960px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 960px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 945px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y685 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 930px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 915px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 915px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y685 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 900px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 885px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 885px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 885px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 871px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 871px; z-index: 15;\">6</div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 871px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 871px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 871px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 856px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 856px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 856px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8e8 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8e9 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fe h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 809px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 448px; bottom: 793px; z-index: 15;\">als <span class=\"ws115\">een ECL gedurende levensduur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 763px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 748px; z-index: 15;\">per 31 december 2021 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 733px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 748px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 733px; z-index: 15;\">de komende <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 718px; z-index: 15;\">12 maanden <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 777px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 763px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 748px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 733px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 777px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 763px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 748px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 733px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 763px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 748px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 733px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 718px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 777px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 763px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 748px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 733px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 718px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 69px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 343px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 457px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 569px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 683px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 797px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 688px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 688px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 673px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 673px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 658px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 658px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 643px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 643px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y69a ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 628px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 613px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 613px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 613px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 598px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 598px; z-index: 15;\">4</div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 598px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 598px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 598px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 584px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 584px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 584px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 584px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8fa ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8fb ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 536px; z-index: 15;\">Bruto boekwaarde per <span class=\"_ _0\"></span>31 december 2022 onder <span class=\"_ _0\"></span>toepassing van IAS <span class=\"_ _0\"></span>39 en re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 522px; z-index: 15;\">waarde voor financi\u00eble activa die voldoen aan de SPPI<span class=\"ls0 ws0\">-</span><span class=\"ws115\">test en die geen laag<span class=\"_ _0\"></span> kredietrisico hebben<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 491px; z-index: 15;\">Bruto boekwaarde onder toepassing van IAS 39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68b ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 491px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 476px; z-index: 15;\">Re\u00eble waarde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68d ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 476px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Verschil<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h69 y68b ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 462px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y902 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y903 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y904 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 28 \u2018I<span class=\"lsef ws11e\">nvesteringen in geassocieerde<span class=\"_ _1\"></span> deelnemingen en j<span class=\"_ _1\"></span>oint ventures\u2019<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y905 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereist dat<span class=\"_ _1\"></span> een <span class=\"ws113\">onderne<span class=\"_ _1\"></span>ming<span class=\"ls0 ws0\"> </span></span>uni<span class=\"_ _1\"></span>forme grondslage<span class=\"_ _1\"></span>n voor finan<span class=\"_ _1\"></span>ci\u00eble</div>\n<div class=\"t m0 x2c h64 y906 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving <span class=\"_ _1\"></span>toepast wann<span class=\"_ _1\"></span>eer zij de<span class=\"_ _1\"></span> vermogensmuta<span class=\"_ _1\"></span>tiemethode</div>\n<div class=\"t m0 x2c h64 y907 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt. Ageas<span class=\"_ _1\"></span> wijkt tijdeli<span class=\"_ _1\"></span>j<span class=\"ws11d\">k af van<span class=\"_ _1\"></span> deze <span class=\"lsed ws111\">bepaling<span class=\"ls0 ws0\"> </span></span>voor zijn deelneming<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y908 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in Maybank<span class=\"_ _1\"></span> Ageas Holdings<span class=\"_ _1\"></span> Berhad. D<span class=\"_ _1\"></span>eze entiteit <span class=\"_ _1\"></span>past <span class=\"ws11e\">IFRS<span class=\"_ _1\"></span> 9 toe <span class=\"lsed ws111\">sinds </span></span></div>\n<div class=\"t m0 x2c h64 y909 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">2018, terwijl Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">over dezelfd<span class=\"_ _0\"></span>e <span class=\"ls103 ws11d\">versl<span class=\"_ _1\"></span>ag<span class=\"lsef ws113\">periodes<span class=\"_ _1\"></span> <span class=\"ws11e\">gebruik maakt<span class=\"_ _1\"></span> van de<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y90a ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke vrijst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g voor de t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van I<span class=\"_ _0\"></span>FRS 9. <span class=\"_ _0\"></span>Deze afwi<span class=\"_ _0\"></span>jking v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x2c h64 y90b ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de toepass<span class=\"_ _1\"></span>ing van unifo<span class=\"_ _1\"></span>rme grondslag<span class=\"_ _1\"></span>en is toege<span class=\"_ _1\"></span>staan door p<span class=\"_ _1\"></span>aragraaf</div>\n<div class=\"t m0 x2c h64 y90c ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">39I van d<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">IFR<span class=\"_ _0\"></span>S 4 over <span class=\"lsef ws113\">de <span class=\"ls107 ws13e\">\u2018V</span><span class=\"ws11e\">erlenging<span class=\"_ _1\"></span> van de tijdelijke<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y90d ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS <span class=\"_ _0\"></span>9<span class=\"ls0 ws0\">\u2019<span class=\"lsf9 ws124\">. <span class=\"ls10a ws13c\">De</span></span> <span class=\"lsef ws113\">ja<span class=\"_ _1\"></span>arrekening</span> <span class=\"lsef ws113\">v<span class=\"_ _1\"></span>an </span></span></div>\n<div class=\"t m0 x2c h64 y90e ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Maybank Agea<span class=\"_ _1\"></span>s Holdings Be<span class=\"_ _1\"></span>rhad kan wor<span class=\"_ _1\"></span>den geraadple<span class=\"_ _1\"></span><span class=\"lsed ws112\">egd op de </span></div>\n<div class=\"t m0 x2c h64 y90f ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">volgend<span class=\"_ _0\"></span>e websit<span class=\"_ _0\"></span>e:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y910 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf9 ws124\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls10a ws13c\">we</span>-<span class=\"lsed ws111\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsee ws112\">statements/</span></span><span class=\"fc14\">).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y920 ff65 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsed ws112\">IFRS 9 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>enten\u2019<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c y921 ff68 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Present<span class=\"_ _0\"></span>atie va<span class=\"_ _0\"></span>n vergel<span class=\"_ _0\"></span>ijkende i<span class=\"_ _0\"></span>nforma<span class=\"_ _0\"></span>tie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y922 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas zal zowel I<span class=\"_ _1\"></span>FRS 9 \u2018Financi\u00eble ins<span class=\"_ _1\"></span>trumenten\u2019 als<span class=\"_ _1\"></span> IFRS 17</div>\n<div class=\"t m0 x1d h64 y923 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 (zie hie<span class=\"_ _0\"></span>ronder<span class=\"_ _0\"></span>) voor het eerst<span class=\"_ _0\"></span> toepass<span class=\"_ _0\"></span>en vanaf</div>\n<div class=\"t m0 x1d h64 y924 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verslagpe<span class=\"_ _1\"></span>riode die b<span class=\"_ _1\"></span>egint op 1<span class=\"_ _1\"></span> januari <span class=\"_ _1\"></span>2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y925 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y926 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">I<span class=\"lsed ws112\">FRS 17 vereist d<span class=\"_ _0\"></span>at een entit<span class=\"_ _0\"></span>eit infor<span class=\"_ _0\"></span>matie met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot de </span></div>\n<div class=\"t m0 x1d h64 y927 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> 2022 her<span class=\"_ _1\"></span>werkt in zij<span class=\"_ _1\"></span>n jaarrekeni<span class=\"_ _1\"></span>ng over de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y928 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> die eindig<span class=\"_ _1\"></span>t op 31 d<span class=\"_ _1\"></span>ecember 2023<span class=\"_ _1\"></span>.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 215px; height: 875px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 215px; height: 875px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 215px; height: 875px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 215px; height: 875px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 215px; height: 875px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de<span class=\"_ _0\"></span>ze vereis<span class=\"_ _0\"></span>te onder IFR<span class=\"_ _0\"></span>S 17, beslo<span class=\"_ _0\"></span>ot Ageas om<span class=\"_ _0\"></span> ook de</div>\n<div class=\"t m0 x2c h64 y8a6 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vergelijkende<span class=\"_ _1\"></span> informatie over finan<span class=\"_ _1\"></span>ci\u00eble instrum<span class=\"_ _1\"></span>enten te herwerken voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verslag<span class=\"_ _0\"></span>period<span class=\"_ _0\"></span>e 2022. Bij het p<span class=\"_ _0\"></span>resent<span class=\"_ _0\"></span>eren van ve<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c h64 y8a8 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie over fin<span class=\"_ _0\"></span>anci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten, zal A<span class=\"_ _0\"></span>geas de be<span class=\"_ _0\"></span>palingen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a9 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 inzak<span class=\"_ _0\"></span>e \u2018class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e en waarder<span class=\"_ _0\"></span>ing\u2019 en inz<span class=\"_ _0\"></span>ake \u2018bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8aa ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverm<span class=\"ws11e\">inder<span class=\"_ _1\"></span>ingen\u2019 toepassen<span class=\"_ _1\"></span> voor al zijn financ<span class=\"_ _1\"></span>i\u00eble activa, daarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van redelijke en ge<span class=\"_ _1\"></span>fundeerde informa<span class=\"_ _1\"></span>tie welke per 1</div>\n<div class=\"t m0 x2c h64 y8ac ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 be<span class=\"_ _1\"></span>schikbaar was. Di<span class=\"_ _1\"></span>t volgt uit de toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ad ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018classif<span class=\"_ _0\"></span>icatie ov<span class=\"_ _0\"></span>erlappi<span class=\"_ _0\"></span>ng\u2019 zoals op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n in de wijzigi<span class=\"_ _0\"></span>ngen in IFR<span class=\"_ _0\"></span>S 17</div>\n<div class=\"t m0 x2c h64 y8ae ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Eerst<span class=\"_ _0\"></span>e toepassin<span class=\"_ _0\"></span>g van IFRS 17 en I<span class=\"_ _0\"></span>FRS 9 <span class=\"ls0 ws0\">\u2013 </span>vergelijk<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matie\u2019,</div>\n<div class=\"t m0 x2c h64 y8af ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke in d<span class=\"_ _1\"></span>ecember 2021<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> IASB werden<span class=\"_ _1\"></span> gepubliceerd<span class=\"_ _1\"></span> en door de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EU in sep<span class=\"_ _1\"></span>tember 2022 w<span class=\"_ _1\"></span>erden goedgeke<span class=\"_ _1\"></span>urd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Belangrijkste<span class=\"_ _1\"></span> veranderingen aan<span class=\"_ _1\"></span>gebracht door<span class=\"_ _1\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6a fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">In <span class=\"lsef ws11e\">vergeli<span class=\"_ _1\"></span>jking met IAS 39,<span class=\"_ _1\"></span> betreffen de belangr<span class=\"_ _1\"></span>ijkste verandering<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y92c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangebracht door<span class=\"_ _1\"></span> IFRS 9:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsef ws11e\">D<span class=\"_ _1\"></span>e classificatie (en d<span class=\"_ _1\"></span>aaruit voortv<span class=\"_ _1\"></span>loeiende waarder<span class=\"_ _1\"></span>ing) van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92f ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van het m<span class=\"_ _0\"></span>odel va<span class=\"_ _0\"></span>n te verw<span class=\"_ _0\"></span>achten k<span class=\"_ _0\"></span>redietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c y930 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span>class<span class=\"_ _0\"></span>ificatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y931 ff6a fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">De classif<span class=\"_ _1\"></span>icatie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en waardering<span class=\"_ _1\"></span>scategorie\u00ebn<span class=\"_ _1\"></span> voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h64 y932 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten on<span class=\"_ _0\"></span>der IAS 39 (zij<span class=\"_ _0\"></span>nde \u2018tot ein<span class=\"_ _0\"></span>de looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden\u2019,</div>\n<div class=\"t m0 x2c h64 y933 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018leningen e<span class=\"_ _1\"></span>n vorderinge<span class=\"_ _1\"></span>n\u2019, \u2018voor <span class=\"_ _1\"></span>verkoop beschikb<span class=\"_ _1\"></span>aar\u2019, \u2018voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y934 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden\u2019<span class=\"_ _1\"></span> of fin<span class=\"lsed ws112\">anci\u00eble act<span class=\"_ _0\"></span>iva <span class=\"lsef ws11d\">aangewezen als </span></span></div>\n<div class=\"t m0 x2c h64 y935 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van</div>\n<div class=\"t m0 x2c h64 y936 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"ls0 ws0\">)<span class=\"_ _1\"></span> </span><span class=\"lsed\">zijn onder I<span class=\"_ _0\"></span>FRS 9 </span></div>\n<div class=\"t m0 x2c h64 y937 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> drie belangrijke<span class=\"_ _1\"></span> waarderingsmethode<span class=\"_ _1\"></span>n (zijnde</div>\n<div class=\"t m0 x2c h64 y938 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018geamortiseer<span class=\"_ _1\"></span>de kostprijs<span class=\"_ _1\"></span>\u2019, \u2018re\u00eble wa<span class=\"_ _1\"></span>arde met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y939 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t\u2019</div>\n<div class=\"t m0 x2c h64 y93a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en \u2018re\u00eble w<span class=\"_ _0\"></span>aarde met ver<span class=\"_ _0\"></span>werki<span class=\"_ _0\"></span>ng van waardev<span class=\"_ _0\"></span>erand<span class=\"_ _0\"></span>eringen i<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y93b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verliesre<span class=\"_ _1\"></span>kening<span class=\"ls0 ws0\">\u2019<span class=\"ls10b ws135\">). De classific<span class=\"_ _0\"></span>atie<span class=\"lsf9 ws124\">, <span class=\"lsef ws11d\">en de daaru<span class=\"_ _1\"></span>it voortvloei<span class=\"_ _1\"></span>ende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y93c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardering<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten o<span class=\"_ _0\"></span>nder IFRS 9 is<span class=\"_ _0\"></span> over het </span></span></div>\n<div class=\"t m0 x2c h64 y93d ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemeen geb<span class=\"_ _1\"></span>aseerd op h<span class=\"_ _1\"></span>et bedrij<span class=\"_ _1\"></span>fsmodel waarin <span class=\"_ _1\"></span>een financ<span class=\"_ _1\"></span>ieel actie<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x2c h64 y93e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt beheerd,<span class=\"_ _1\"></span> alsmede <span class=\"ws113\">op<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de eigenschap<span class=\"_ _0\"></span>pen van <span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>actuele </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen van dat<span class=\"_ _1\"></span> <span class=\"ws113\">financieel <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">actief.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y940 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y941 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span><span class=\"ws113\">geconcludeerd<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">dat h<span class=\"lsed ws112\">et grootste d<span class=\"_ _0\"></span>eel van <span class=\"ls103 ws11d\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws111\">investeringe<span class=\"_ _0\"></span>n </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen na<span class=\"_ _1\"></span> hun eerste o<span class=\"_ _1\"></span>pname <span class=\"ws11e\">zal worden<span class=\"_ _1\"></span> gewaardeerd <span class=\"ws113\">teg<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y943 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van waar<span class=\"_ _1\"></span>deveranderingen<span class=\"_ _1\"></span> in de overige</div>\n<div class=\"t m0 x2c h64 y944 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. Dit volgt<span class=\"_ _1\"></span> uit de <span class=\"ws113\">analyse<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">dat deze </span></span></span></div>\n<div class=\"t m0 x2c h64 y945 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">investeringe<span class=\"lsed ws112\">n in schuldbewijz<span class=\"_ _0\"></span>en aanle<span class=\"_ _0\"></span>iding <span class=\"ws11d\">gev<span class=\"_ _0\"></span>en tot kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y946 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end aflos<span class=\"_ _0\"></span>singen e<span class=\"_ _0\"></span>n rentebet<span class=\"_ _0\"></span>alingen bet<span class=\"_ _0\"></span>reffen o<span class=\"_ _0\"></span>p het uitst<span class=\"_ _0\"></span>aande</div>\n<div class=\"t m0 x2c h64 y947 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">hoofdsombedrag<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en omdat <span class=\"lsed ws11d\">die instrume<span class=\"_ _0\"></span>nten <span class=\"lsef ws11e\">worden aangehouden in </span></span></span></div>\n<div class=\"t m0 x2c h64 y948 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een bedrij<span class=\"_ _1\"></span>fsmodel dat ero<span class=\"_ _1\"></span>p gericht<span class=\"_ _1\"></span> is om zow<span class=\"_ _1\"></span>el de schuld<span class=\"_ _1\"></span>bewijzen a<span class=\"ws113\">an<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y949 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden om h<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span>actuele kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n te ontvang<span class=\"_ _0\"></span>en als <span class=\"lsef ws113\">om </span></div>\n<div class=\"t m0 x2c h64 y94a ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen te verkopen<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls10c ws13b\">Het<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span></span><span class=\"ws113\">bedrijfsmodel <span class=\"_ _1\"></span></span>dat erop<span class=\"_ _1\"></span> gericht i<span class=\"_ _1\"></span>s om</div>\n<div class=\"t m0 x2c h64 y94b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zowel sch<span class=\"_ _0\"></span>uldbewi<span class=\"_ _0\"></span>jzen aan te ho<span class=\"_ _0\"></span>uden om hun<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uele kasst<span class=\"_ _0\"></span>romen</div>\n<div class=\"t m0 x2c h64 y94c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te ontvan<span class=\"_ _0\"></span>gen als <span class=\"lsef ws113\">om <span class=\"ws11d\">schuldbewijze<span class=\"_ _1\"></span>n te verkopen<span class=\"_ _1\"></span> </span>weerspiege<span class=\"lsf9 ws13b\">l<span class=\"_ _1\"></span>t het feit </span></span></div>\n<div class=\"t m0 x2c h64 y94d ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de betr<span class=\"_ _0\"></span>okken financ<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va worden a<span class=\"_ _0\"></span>angeho<span class=\"_ _0\"></span>uden tene<span class=\"_ _0\"></span>inde</div>\n<div class=\"t m0 x2c h64 y94e ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> <span class=\"ls10b ws13d\">uit<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">(her)verzek<span class=\"_ _1\"></span>eringscontra<span class=\"_ _1\"></span>cten en <span class=\"lsed ws111\">beleggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y94f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen<span class=\"ls0 ws0\"> </span><span class=\"ws111\">(z<span class=\"_ _0\"></span>ie <span class=\"lsf9 ws13b\">sectie C. \u2018IFRS 17 </span></span></div>\n<div class=\"t m0 x2c h64 y950 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 <span class=\"lsef ws11e\">hieronder) te dekken<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y951 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y952 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eigenvermogens<span class=\"_ _1\"></span>instrumenten w<span class=\"_ _1\"></span>orden onder<span class=\"_ _1\"></span> IFRS 9 a<span class=\"_ _1\"></span>ltijd gewaardeer<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 x2c h64 y953 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen hun r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de. Voor het g<span class=\"_ _0\"></span>rootst<span class=\"_ _0\"></span>e deel van zijn i<span class=\"_ _0\"></span>nvester<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x2c h64 y954 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s het voornem<span class=\"_ _1\"></span>en om<span class=\"lsed ws112\">, na hun </span></div>\n<div class=\"t m0 x2c h64 y955 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste o<span class=\"_ _0\"></span>pname, <span class=\"lsef ws11e\">veranderingen in hun re\u00ebl<span class=\"_ _1\"></span>e waarde op te nemen<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x2c h64 y956 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat (in p<span class=\"_ _0\"></span>laats v<span class=\"_ _0\"></span>an in de w<span class=\"_ _0\"></span>inst<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y957 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g), door t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de</span> <span class=\"lsed ws11d\">daartoe in <span class=\"lsef\">IFRS 9 beschikbare </span></span></span></div>\n<div class=\"t m0 x2c h64 y958 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze<span class=\"ls0 ws0\">. <span class=\"lsed ws112\">Op de datum waarop e<span class=\"_ _0\"></span>en invest<span class=\"_ _0\"></span>ering in een </span></span></div>\n<div class=\"t m0 x1d h64 y959 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrum<span class=\"ws11d\">ent, waa<span class=\"_ _1\"></span>rvoor Ageas<span class=\"_ _1\"></span> het voornem<span class=\"_ _1\"></span>en heeft om<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y95a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de wijzi<span class=\"_ _0\"></span>gingen in re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e op te nemen in d<span class=\"_ _0\"></span>e overige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span>, niet l<span class=\"_ _0\"></span>anger wo<span class=\"_ _0\"></span>rdt opg<span class=\"_ _0\"></span>enomen in <span class=\"_ _0\"></span>het ove<span class=\"_ _0\"></span>rzicht</div>\n<div class=\"t m0 x1d h64 y95c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de financi\u00eble<span class=\"_ _1\"></span> positie, hee<span class=\"_ _1\"></span>ft Ageas het voorneme<span class=\"_ _1\"></span>n om de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerealiseer<span class=\"lsed ws112\">de winsten en verlie<span class=\"_ _0\"></span>zen, die voo<span class=\"_ _0\"></span>rheen we<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in </span></div>\n<div class=\"t m0 x1d h64 y95e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat, ove<span class=\"_ _0\"></span>r te boeken va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y95f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overige ond<span class=\"_ _1\"></span>erdelen van<span class=\"_ _1\"></span> het totaalre<span class=\"_ _1\"></span>sultaat naar<span class=\"_ _1\"></span> de ingehoude<span class=\"_ _1\"></span>n winsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y960 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws11d\">te ver<span class=\"_ _0\"></span>wachten k<span class=\"_ _0\"></span>rediet<span class=\"_ _0\"></span>verlie<span class=\"_ _0\"></span>zen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ff6a fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsef ws11e\">vervangt het<span class=\"_ _1\"></span> \u2018geleden verlies<span class=\"_ _1\"></span>\u2019<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">model o<span class=\"_ _1\"></span>nder IAS 3<span class=\"_ _1\"></span>9 door een<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y962 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstgeri<span class=\"_ _1\"></span>cht \u2018te verwachten<span class=\"_ _1\"></span> kredietverlies\u2019<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">model. He<span class=\"_ _0\"></span>t nieuwe t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y963 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">model is<span class=\"_ _1\"></span> van toepas<span class=\"_ _1\"></span>sing op inve<span class=\"_ _1\"></span>steringen in<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y964 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen welke tegen geamor<span class=\"_ _1\"></span>tiseerde kostpri<span class=\"_ _1\"></span>js of tege<span class=\"lsed ws112\">n re\u00eble </span></div>\n<div class=\"t m0 x1d h64 y965 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 y966 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat worden gewaard<span class=\"_ _1\"></span>eerd, alsmede op</div>\n<div class=\"t m0 x1d h64 y967 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en, handelsvord<span class=\"_ _1\"></span>eringen en contract<span class=\"_ _1\"></span>activa. <span class=\"lsed ws111\">Investeri<span class=\"_ _0\"></span>ngen </span></div>\n<div class=\"t m0 x1d h64 y968 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in eigenve<span class=\"_ _1\"></span>rmogensinstrumen<span class=\"_ _1\"></span>ten vallen <span class=\"_ _1\"></span>buiten het <span class=\"_ _1\"></span>toep<span class=\"ws113\">assingsgebied<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y969 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>e verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietve<span class=\"_ _0\"></span>rlies<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model.</span> </span></div>\n<div class=\"t m0 x1d h64 y96a ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y96b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 9 vere<span class=\"_ _1\"></span>ist dat e<span class=\"_ _1\"></span>en entiteit<span class=\"_ _1\"></span> <span class=\"lsed\">een voor<span class=\"_ _0\"></span>zienin<span class=\"_ _0\"></span>g voor ve<span class=\"_ _0\"></span>rliezen <span class=\"_ _0\"></span>voor te </span></div>\n<div class=\"t m0 x1d h64 y96c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>ezen opne<span class=\"_ _0\"></span>emt ten belo<span class=\"_ _0\"></span>pe van <span class=\"lsef ws11d\">een bedrag dat </span></div>\n<div class=\"t m0 x1d h64 y96d ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>diet<span class=\"lsed ws111\">verlieze<span class=\"_ _0\"></span>n,<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y96e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor inves<span class=\"_ _0\"></span>tering<span class=\"_ _0\"></span>en in schuld<span class=\"_ _0\"></span>bewijze<span class=\"_ _0\"></span>n waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico nie<span class=\"_ _1\"></span>t </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> is toegenome<span class=\"_ _1\"></span>n sinds hun<span class=\"_ _1\"></span> eerste opn<span class=\"_ _1\"></span>ame (zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y970 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> in Stadiu<span class=\"_ _1\"></span>m 1)<span class=\"lsed\">. Voor inv<span class=\"_ _0\"></span>estering<span class=\"_ _0\"></span>en in sc<span class=\"_ _0\"></span>huldbew<span class=\"_ _0\"></span>ijzen </span></div>\n<div class=\"t m0 x1d h64 y971 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico<span class=\"_ _1\"></span> significant is toe<span class=\"_ _1\"></span>genomen sinds hun<span class=\"_ _1\"></span> eerste </span></span></div>\n<div class=\"t m0 x1d h64 y972 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opname<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">(zijnde </span></span><span class=\"ws11d\">geclassificeerd<span class=\"_ _1\"></span> in Stadium<span class=\"_ _1\"></span> 2) of <span class=\"_ _1\"></span>voor <span class=\"lsed\">invester<span class=\"_ _0\"></span>ingen in </span></span></div>\n<div class=\"t m0 x1d h64 y973 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen met een verminderd<span class=\"_ _1\"></span>e kredietwaardi<span class=\"_ _1\"></span>gheid, onder meer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y974 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wegens b<span class=\"_ _0\"></span>elangr<span class=\"_ _0\"></span>ijke acht<span class=\"_ _0\"></span>erstal<span class=\"_ _0\"></span>len in de c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n (zijnde</div>\n<div class=\"t m0 x1d h64 y975 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> <span class=\"lsed ws112\">in Stadium 3<span class=\"ls0 ws0\">)</span></span><span class=\"ws11e\">, zal Ageas een <span class=\"lsed ws11d\">voorzien<span class=\"_ _0\"></span>ing voo<span class=\"_ _0\"></span>r verli<span class=\"_ _0\"></span>ezen </span></span></div>\n<div class=\"t m0 x1d h64 y976 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor te verwach<span class=\"_ _1\"></span>ten kredietverl<span class=\"_ _1\"></span>iezen opnemen ten bel<span class=\"_ _1\"></span>ope van een</div>\n<div class=\"t m0 x1d h64 y977 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> gelijk is<span class=\"_ _0\"></span> aan de tijdens d<span class=\"_ _0\"></span>e looptijd t<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y978 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y979 ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Financi\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff6a fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws113\">eerste <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 9 zal geen sig<span class=\"lsef ws11d\">nificante impact hebben<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y97b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de wa<span class=\"_ _0\"></span>arderin<span class=\"_ _0\"></span>g en class<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 y97c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y97d ff6c fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Boekhoudkundige<span class=\"_ _1\"></span> verwerking <span class=\"_ _1\"></span>van afdekking<span class=\"_ _1\"></span>srelaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erslagperiode <span class=\"_ _1\"></span>die begin<span class=\"_ _1\"></span>t op 1 jan<span class=\"_ _1\"></span>uari 2023,<span class=\"_ _1\"></span> heeft Ageas</div>\n<div class=\"t m0 x1d h64 y97f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evenee<span class=\"_ _0\"></span>ns het voor<span class=\"_ _0\"></span>nemen om de bep<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>inzake de</div>\n<div class=\"t m0 x1d h64 y980 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekho<span class=\"_ _0\"></span>udkundi<span class=\"_ _0\"></span>ge verwe<span class=\"_ _0\"></span>rking van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s toe te passe<span class=\"_ _0\"></span>n. Dit</div>\n<div class=\"t m0 x1d h64 y981 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zal geen <span class=\"_ _0\"></span>signifi<span class=\"_ _0\"></span>cante im<span class=\"_ _0\"></span>pact hebb<span class=\"_ _0\"></span>en ten o<span class=\"_ _0\"></span>pzicht<span class=\"_ _0\"></span>e van de hu<span class=\"_ _0\"></span>idige</div>\n<div class=\"t m0 x1d h64 y982 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IAS 39 inzak<span class=\"_ _0\"></span>e de boek<span class=\"_ _0\"></span>houdkund<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y983 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y984 ff6c fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">Inschatting <span class=\"lsed ws112\">van de impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y985 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 9 door d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y986 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y987 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022)<span class=\"_ _1\"></span> wordt hieronder toeg<span class=\"_ _1\"></span>elicht, in de sect<span class=\"_ _1\"></span>ie D. \u2018Geschatte<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y988 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">impact van de <span class=\"lsed ws111\">eerste </span>toepassing<span class=\"_ _1\"></span> van IFRS 9 en I<span class=\"ws11d\">FRS 17<span class=\"_ _1\"></span> per 1 <span class=\"_ _1\"></span>januari </span></div>\n<div class=\"t m0 x1d h64 y989 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98a ff6a fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws112\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y98b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 g<span class=\"_ _0\"></span>epubli<span class=\"_ _0\"></span>ceerd in mei</div>\n<div class=\"t m0 x1d h64 y98c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2017 en heef<span class=\"_ _0\"></span>t IFRS 17 gew<span class=\"_ _0\"></span>ijzigd i<span class=\"_ _0\"></span>n juni 2020. IF<span class=\"_ _0\"></span>RS 17 zal IFRS 4</div>\n<div class=\"t m0 x1d h64 y98d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vervangen <span class=\"_ _1\"></span><span class=\"ws11d\">voor verslagp<span class=\"_ _1\"></span>eriodes die<span class=\"_ _1\"></span> beginnen op<span class=\"_ _1\"></span> 1 januari 20<span class=\"_ _1\"></span>23<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 y98e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hetgeen ook de datu<span class=\"_ _1\"></span>m is vanaf wanne<span class=\"_ _1\"></span>er Ageas IFRS 17 zal toep<span class=\"_ _1\"></span>a<span class=\"lsed ws111\">ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De EU heeft IF<span class=\"_ _0\"></span>RS 17, inc<span class=\"_ _0\"></span>lusief de wi<span class=\"_ _0\"></span>jziging<span class=\"_ _0\"></span>en van juni 2<span class=\"_ _0\"></span>020, in</div>\n<div class=\"t m0 x2c h64 y8a6 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2021<span class=\"_ _1\"></span> goedgekeurd.<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Deze goedk<span class=\"_ _0\"></span>eurin<span class=\"_ _0\"></span>g omvat een Eur<span class=\"_ _0\"></span>opese </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitzondering<span class=\"_ _1\"></span>soptie <span class=\"ls103 ws11d\">(\u2018<span class=\"_ _1\"></span>carve<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">out\u2019) <span class=\"ws112\">met betr<span class=\"_ _0\"></span>ekking tot d<span class=\"_ _0\"></span>e bepaling i<span class=\"_ _0\"></span>n IFRS </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">17 om con<span class=\"_ _0\"></span>tracte<span class=\"_ _0\"></span>n in jaarli<span class=\"_ _0\"></span>jkse co<span class=\"_ _0\"></span>horten t<span class=\"_ _0\"></span>e groep<span class=\"_ _0\"></span>eren, vo<span class=\"_ _0\"></span>or <span class=\"lsef\">groepen van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en en groepe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van belegg<span class=\"_ _1\"></span>ingscontracten m<span class=\"_ _1\"></span>et discretio<span class=\"_ _1\"></span>naire wins<span class=\"_ _1\"></span>tdelingselemente<span class=\"_ _1\"></span>n <span class=\"ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6f fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">met kasst<span class=\"lsef ws11d\">romen die <span class=\"_ _1\"></span>invloed hebbe<span class=\"_ _1\"></span>n op of <span class=\"_ _1\"></span>be\u00efnvloed <span class=\"_ _1\"></span>worden door </span></div>\n<div class=\"t m0 x2c h64 y8ac ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen naar<span class=\"_ _1\"></span> verzekeringsnemer<span class=\"_ _1\"></span>s van andere contrac<span class=\"_ _1\"></span>ten<span class=\"ws11d\">. Ageas </span></div>\n<div class=\"t m0 x2c h64 y8ad ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m deze uitzo<span class=\"_ _0\"></span>nderin<span class=\"_ _0\"></span>gsoptie t<span class=\"_ _0\"></span>oe te passen vo<span class=\"_ _0\"></span>or een</div>\n<div class=\"t m0 x2c h64 y8ae ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beperkt<span class=\"_ _0\"></span> aantal verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met dir<span class=\"_ _0\"></span>ecte</div>\n<div class=\"t m0 x2c h64 y8af ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ement<span class=\"lsef ws11d\">en, in overeenstemmi<span class=\"_ _1\"></span>ng met de <span class=\"_ _1\"></span>lokale toe<span class=\"_ _1\"></span>passing </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ervan.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Toepassingsgebi<span class=\"_ _1\"></span>ed <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 is<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Uitgegeven ver<span class=\"_ _0\"></span>zekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten, met i<span class=\"_ _0\"></span>nbegrip van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92d ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92e ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten;<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92f ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws113\">U<span class=\"_ _1\"></span>itgegeve<span class=\"ws11e\">n beleggi<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t discretionaire<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen. Dez<span class=\"_ _1\"></span>e vallen o<span class=\"_ _1\"></span>nder het <span class=\"_ _1\"></span>toepassingsgebied<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y992 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 17<span class=\"_ _1\"></span> mits de<span class=\"_ _1\"></span> uitgevende<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>entiteit <span class=\"_ _1\"></span>ook verzeke<span class=\"_ _1\"></span>ringscontracten</div>\n<div class=\"t m0 x1a0 h64 y993 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">uitgeef<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle verwijzingen<span class=\"_ _1\"></span> hieronder naar<span class=\"_ _1\"></span> \u2018verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 gelden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eveneens<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">voor herverze<span class=\"_ _1\"></span>keringscontracten<span class=\"_ _1\"></span> (zowel ge<span class=\"_ _1\"></span>houden </span></div>\n<div class=\"t m0 x2c h64 y997 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en als uit<span class=\"_ _0\"></span>gegeven h<span class=\"_ _0\"></span>erverzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en)</div>\n<div class=\"t m0 x2c h64 y998 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten,</div>\n<div class=\"t m0 x2c h64 y999 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tenzij an<span class=\"_ _0\"></span>ders verm<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y939 ff71 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Afsplits<span class=\"_ _0\"></span>en van com<span class=\"_ _0\"></span>ponente<span class=\"_ _0\"></span>n van een verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>cont<span class=\"lsef ws113\">ract<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y93a ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> kan een of me<span class=\"_ _0\"></span>er compone<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten die</div>\n<div class=\"t m0 x2c h64 y93b ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het als basi<span class=\"_ _1\"></span>scontract fungere<span class=\"_ _1\"></span>nd verzekering<span class=\"_ _1\"></span>scontract<span class=\"ls0 ws0\"> </span><span class=\"ws113\">moe<span class=\"_ _1\"></span>ten </span></div>\n<div class=\"t m0 x2c h64 y93c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gesplit<span class=\"_ _0\"></span>st en <span class=\"lsef ws113\">boekhoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>moeten w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>werkt on<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y93d ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an een ande<span class=\"_ _1\"></span>re IFRS<span class=\"ls0 ws0\">-</span>s<span class=\"_ _1\"></span>tandaard dan <span class=\"_ _1\"></span>IFRS 17.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span>B</span><span class=\"ws11e\">ij aanvan<span class=\"_ _1\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y93e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van een contra<span class=\"_ _1\"></span>ct<span class=\"ls0 ws0\">, </span>beoord<span class=\"_ _1\"></span>eelt Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">contrac<span class=\"_ _0\"></span>t <span class=\"ws112\">per contra<span class=\"_ _0\"></span>ct of dit het gev<span class=\"_ _0\"></span>al </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen zijn.<span class=\"_ _1\"></span> Voorbeelden van compon<span class=\"_ _1\"></span>enten die mogelij<span class=\"_ _1\"></span>k <span class=\"lsed ws111\">moeten </span></div>\n<div class=\"t m0 x2c h64 y940 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden <span class=\"ls105 ws14a\">a<span class=\"_ _1\"></span>fgesp<span class=\"_ _1\"></span>lits<span class=\"_ _1\"></span>t, zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y941 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff6f\">-<span class=\"lsed ws11d\">nauw verwa<span class=\"_ _0\"></span>nte in co<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en deriv<span class=\"_ _0\"></span>aten;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Onderscheid<span class=\"_ _0\"></span>en beleggin<span class=\"_ _0\"></span>gscompo<span class=\"_ _0\"></span>nenten (I<span class=\"_ _0\"></span>FRS 17 <span class=\"ls103 ws11d\">omvat<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de cri<span class=\"_ _1\"></span>teria </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y943 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">om te bepale<span class=\"_ _0\"></span>n wannee<span class=\"_ _0\"></span>r een niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">verzekeringscomponent </span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderscheiden<span class=\"_ _1\"></span> is van<span class=\"_ _1\"></span> het als ba<span class=\"_ _1\"></span>siscontract <span class=\"_ _1\"></span>fungerende con<span class=\"_ _1\"></span>tract); en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y945 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Be<span class=\"_ _1\"></span>loften om <span class=\"_ _1\"></span>onderscheiden <span class=\"_ _1\"></span>goederen o<span class=\"_ _1\"></span>f diensten<span class=\"_ _1\"></span>, die geen<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1a0 h64 y946 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienst<span class=\"_ _0\"></span>en uit ho<span class=\"ws11d\">ofde<span class=\"_ _0\"></span> van een v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontract z<span class=\"_ _0\"></span>ijn, ove<span class=\"_ _0\"></span>r te </span></div>\n<div class=\"t m0 x1a0 h64 y947 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dragen aan een pol<span class=\"_ _1\"></span>ishouder<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y948 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y949 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Afgesp<span class=\"_ _0\"></span>litste in cont<span class=\"_ _0\"></span>racten b<span class=\"_ _0\"></span>esloten de<span class=\"_ _0\"></span>rivate<span class=\"_ _0\"></span>n en ondersc<span class=\"_ _0\"></span>heiden</div>\n<div class=\"t m0 x2c h64 y94a ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscomp<span class=\"_ _1\"></span>onenten worden <span class=\"ws113\">boe<span class=\"_ _1\"></span>khoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerkt <span class=\"ws11d\">al<span class=\"_ _1\"></span>sof het op<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y94b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zichzelf<span class=\"_ _0\"></span> staande f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e instrume<span class=\"_ _0\"></span>nten zijn<span class=\"_ _0\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y94c ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ff6f fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">Na<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">toepassing va<span class=\"_ _1\"></span>n het bovenstaande<span class=\"_ _1\"></span>, scheidt Ageas van h<span class=\"_ _1\"></span>et als </span></span></div>\n<div class=\"t m0 x2c h64 y94e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basiscontract<span class=\"_ _1\"></span> fungerend verze<span class=\"_ _1\"></span>keringscontract<span class=\"_ _1\"></span> elke belofte om</div>\n<div class=\"t m0 x2c h64 y94f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ondersc<span class=\"_ _0\"></span>heiden g<span class=\"_ _0\"></span>oederen of di<span class=\"_ _0\"></span>ensten,<span class=\"_ _0\"></span> die geen die<span class=\"_ _0\"></span>nsten uit hoo<span class=\"_ _0\"></span>fde van</div>\n<div class=\"t m0 x2c h64 y950 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act zijn, <span class=\"_ _0\"></span>over te<span class=\"_ _0\"></span> dragen a<span class=\"_ _0\"></span>an een p<span class=\"_ _0\"></span>olishou<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y951 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals pens<span class=\"_ _1\"></span>ioenadministrati<span class=\"_ _1\"></span>e, risicobeheer<span class=\"_ _1\"></span>, bijstand<span class=\"_ _1\"></span>, vermogensbehe<span class=\"_ _1\"></span>er</div>\n<div class=\"t m0 x2c h64 y952 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of bewaardien<span class=\"_ _1\"></span>sten) en <span class=\"_ _1\"></span>verwerkt deze<span class=\"_ _1\"></span> boekhoudkundig<span class=\"_ _1\"></span> als af<span class=\"_ _1\"></span>zonderlijke</div>\n<div class=\"t m0 x2c h64 y953 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en met kla<span class=\"_ _0\"></span>nten (dat wi<span class=\"_ _0\"></span>l zeggen, ni<span class=\"_ _0\"></span>et als verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten),</div>\n<div class=\"t m0 x2c h64 y954 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van IFRS 15 \u2018Opbren<span class=\"_ _1\"></span>gsten v<span class=\"lsed ws11d\">an contrac<span class=\"_ _0\"></span>ten met </span></div>\n<div class=\"t m0 x2c h64 y955 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Aggregatienive<span class=\"_ _1\"></span>au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor pres<span class=\"_ _0\"></span>entatie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en<span class=\"_ _1\"></span> waarderingsdoe<span class=\"_ _1\"></span>leinden identi<span class=\"_ _1\"></span>ficeert Ageas </span></span></div>\n<div class=\"t m0 x1d h64 y99c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles en g<span class=\"_ _0\"></span>roepen va<span class=\"_ _0\"></span>n verzeke<span class=\"_ _0\"></span>ringscont<span class=\"_ _0\"></span>racten<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99d ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99e ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een portef<span class=\"_ _0\"></span>euille v<span class=\"_ _0\"></span>an verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n omvat cont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">e aan </span></div>\n<div class=\"t m0 x1d h64 y99f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">soortg<span class=\"_ _0\"></span>elijke risi<span class=\"_ _0\"></span>co's ond<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erhevig zijn en d<span class=\"_ _1\"></span>ie samen worden b<span class=\"_ _1\"></span>eheerd.</span></div>\n<div class=\"t m0 x220 h7d y9a0 ff73 fs51 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a1 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Portef<span class=\"_ _0\"></span>euilles v<span class=\"_ _0\"></span>an verze<span class=\"_ _0\"></span>keringsc<span class=\"_ _0\"></span>ontra<span class=\"_ _0\"></span>cten wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">ge\u00efdentificeerd <span class=\"ws11e\">op<span class=\"_ _1\"></span> het </span></span></div>\n<div class=\"t m0 x1d h64 y9a2 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niveau van d<span class=\"_ _0\"></span>e uitgev<span class=\"_ _0\"></span>ende entit<span class=\"_ _0\"></span>eit. Voor<span class=\"_ _0\"></span>beelden v<span class=\"_ _0\"></span>an portefe<span class=\"_ _0\"></span>uilles bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y9a3 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Leven van Ag<span class=\"_ _0\"></span>eas zijn Ong<span class=\"_ _0\"></span>evallen, M<span class=\"_ _0\"></span>edisch<span class=\"_ _0\"></span>e Zorgen, </span></span></div>\n<div class=\"t m0 x1d h64 y9a4 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Brand, M<span class=\"_ _0\"></span>otorrijt<span class=\"_ _0\"></span>uigen,<span class=\"_ _0\"></span> ... Bij <span class=\"lsef ws113\">hun <span class=\"ws11e\">eerste opname<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span></span></span>worden </span></div>\n<div class=\"t m0 x1d h64 y9a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en aan de bet<span class=\"_ _0\"></span>reffende po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille toegev<span class=\"_ _0\"></span>oegd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9a6 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a7 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor waarder<span class=\"_ _1\"></span>ingsdoeleinden de<span class=\"_ _1\"></span>elt Ageas <span class=\"_ _1\"></span>portefeuilles <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 y9a8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verde<span class=\"_ _1\"></span>r op in gr<span class=\"_ _1\"></span>oepen <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x1d h64 y9a9 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten. Een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1d h64 y9aa ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevormd<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">doo<span class=\"_ _1\"></span>r eerst de porte<span class=\"_ _1\"></span>feuille van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> onder te </span></div>\n<div class=\"t m0 x1d h64 y9ab ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdelen i<span class=\"_ _1\"></span>n jaarlijkse<span class=\"_ _1\"></span> cohorten (b<span class=\"_ _1\"></span>ijvoorbeeld<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an het jaa<span class=\"_ _1\"></span>r van</div>\n<div class=\"t m0 x1d h64 y9ac ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitgifte)<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span></span><span class=\"ws11e\">te garanderen<span class=\"_ _1\"></span> dat geen enkel cohor<span class=\"_ _1\"></span>t contracten omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y9ad ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke meer dan \u00e9\u00e9n<span class=\"_ _1\"></span> jaar na elkaar zijn<span class=\"_ _1\"></span> uitgegeven<span class=\"lsf9 ws13b\">. El<span class=\"_ _1\"></span></span><span class=\"ws11d\">k jaarlijks <span class=\"_ _1\"></span>cohort </span></div>\n<div class=\"t m0 x1d h64 y9ae ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt vervolgen<span class=\"_ _1\"></span>s verder onder<span class=\"_ _1\"></span>verdeeld in (minim<span class=\"_ _1\"></span>aal) drie groepen<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">van </span></div>\n<div class=\"t m0 x1d h64 y9af ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, afhanke<span class=\"_ _1\"></span>lijk van de verwa<span class=\"_ _1\"></span>chte winstgevendheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y9b0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de on<span class=\"_ _1\"></span>derliggende c<span class=\"_ _1\"></span>ontracten<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y9b1 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en die b<span class=\"_ _0\"></span>ij <span class=\"lsef ws113\">hun </span>eerste op<span class=\"_ _0\"></span>name </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b2 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">lieslaten<span class=\"_ _0\"></span>d zijn, mits e<span class=\"_ _0\"></span>r dergeli<span class=\"_ _0\"></span>jke contr<span class=\"_ _0\"></span>acten zij<span class=\"_ _0\"></span>n; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9b3 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en wa<span class=\"_ _0\"></span>arvan<span class=\"ls0 ws0\">, </span><span class=\"ws112\">bij hun eerst<span class=\"_ _0\"></span>e </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b4 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opname, <span class=\"ws112\">d<span class=\"_ _0\"></span>e kans niet sig<span class=\"_ _0\"></span>nificant is<span class=\"_ _0\"></span> dat zij late<span class=\"_ _0\"></span>r verliesl<span class=\"_ _0\"></span>atend zu<span class=\"_ _0\"></span>llen </span></div>\n<div class=\"t m0 x69 h64 y9b5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden, m<span class=\"_ _0\"></span>its er derge<span class=\"_ _0\"></span>lijke cont<span class=\"_ _0\"></span>racten z<span class=\"_ _0\"></span>ijn; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b6 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep m<span class=\"lsed ws112\">et de <span class=\"ws11d\">resterende v<span class=\"_ _0\"></span>erzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en in de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b7 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille, m<span class=\"_ _0\"></span>its er de<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>racten zi<span class=\"_ _0\"></span>jn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b8 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9b9 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten <span class=\"_ _0\"></span>die in v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>lende g<span class=\"_ _0\"></span>roepen z<span class=\"_ _0\"></span>ouden v<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x1d h64 y9ba ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">enkel en all<span class=\"_ _0\"></span>een omdat<span class=\"_ _0\"></span> de wet<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en regelge<span class=\"_ _1\"></span>ving </span></span>in de praktijk sp<span class=\"_ _0\"></span>ecifiek h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y9bb ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n van de uitgev<span class=\"_ _0\"></span>end<span class=\"lsef ws11d\">e entiteit beperk<span class=\"_ _1\"></span>t om voor p<span class=\"_ _1\"></span>olishouders <span class=\"_ _1\"></span>met </span></div>\n<div class=\"t m0 x1d h64 y9bc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> kenmerken <span class=\"_ _1\"></span>een verschill<span class=\"_ _1\"></span>end prijs<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">of uitkerin<span class=\"_ _0\"></span>gsnivea<span class=\"_ _0\"></span>u vast </span></span></div>\n<div class=\"t m0 x1d h64 y9bd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te stellen,<span class=\"_ _0\"></span> worden i<span class=\"_ _0\"></span>n dezelfde g<span class=\"_ _0\"></span>roep opge<span class=\"_ _0\"></span>nomen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9be ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9bf ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>ui<span class=\"_ _1\"></span>tgegeven verzek<span class=\"_ _1\"></span>eringscontracten<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 y9c0 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span><span class=\"ws112\">en (ande<span class=\"_ _0\"></span>re dan bel<span class=\"_ _0\"></span>eggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x1d h64 y9c1 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten en g<span class=\"_ _0\"></span>ehouden</div>\n<div class=\"t m0 x1d h64 y9c2 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en) <span class=\"ws112\">op in zij<span class=\"_ _0\"></span>n geconso<span class=\"_ _0\"></span>lideerd ov<span class=\"_ _0\"></span>erzicht v<span class=\"_ _0\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y9c3 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"lsed ws11d\">vanaf het v<span class=\"_ _0\"></span>roegst<span class=\"_ _0\"></span>e van de v<span class=\"_ _0\"></span>olgende t<span class=\"_ _0\"></span>ijdst<span class=\"_ _0\"></span>ippen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9c4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Het begin van hun dek<span class=\"_ _0\"></span>kingsp<span class=\"_ _0\"></span>eri<span class=\"lsef ws113\">ode;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y9c5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">De datum waarop de ee<span class=\"_ _0\"></span>rste betal<span class=\"_ _0\"></span>ing door ee<span class=\"_ _0\"></span>n polishou<span class=\"_ _0\"></span>der in de </span></span></div>\n<div class=\"t m0 x69 h64 y9c6 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep verschul<span class=\"_ _1\"></span>digd is, of, indien<span class=\"_ _1\"></span> er geen <span class=\"lsed ws111\">contract<span class=\"_ _0\"></span>uele verval<span class=\"_ _0\"></span>datum </span></div>\n<div class=\"t m0 x69 h64 y9c7 ff6f fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">is, <span class=\"lsed ws111\">op <span class=\"ws112\">de datum waaro<span class=\"_ _0\"></span>p de eerste b<span class=\"_ _0\"></span>etaling va<span class=\"_ _0\"></span>n de polish<span class=\"_ _0\"></span>ouder is </span></span></div>\n<div class=\"t m0 x69 h64 y9c8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9c9 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">W<span class=\"_ _1\"></span>anneer fei<span class=\"_ _1\"></span>ten en omstand<span class=\"_ _1\"></span>igheden ero<span class=\"_ _1\"></span>p wijzen</span><span class=\"ff6f\"> <span class=\"_ _1\"></span><span class=\"lsef ws11d\">dat de</span> <span class=\"lsef ws113\">gro<span class=\"_ _1\"></span>ep <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9ca ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verl<span class=\"_ _1\"></span>ieslatend word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9cb ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9cc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>bele<span class=\"_ _1\"></span>ggingscontracten<span class=\"_ _1\"></span> met discre<span class=\"_ _1\"></span>tionaire</div>\n<div class=\"t m0 x1d h64 y9cd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen o<span class=\"_ _0\"></span>p <span class=\"ws11d\">in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de </span></div>\n<div class=\"t m0 x1d h64 y9ce ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie wanneer Ageas co<span class=\"_ _1\"></span>ntractpartij word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9cf ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Waarderingsbenade<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas waardeer<span class=\"_ _1\"></span>t groepen <span class=\"ws113\">v<span class=\"_ _1\"></span>an <span class=\"lsed ws112\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten op bas<span class=\"_ _0\"></span>is van de </span></span></div>\n<div class=\"t m0 x1d h64 y9d1 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">volgende be<span class=\"_ _1\"></span>naderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d2 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsf9 ws124\">He<span class=\"_ _1\"></span>t </span><span class=\"ff6f\">a<span class=\"lsef ws113\">lgemene<span class=\"_ _1\"></span> </span>w<span class=\"lsef ws11d\">aarder<span class=\"_ _1\"></span>ingsmodel, oo<span class=\"_ _1\"></span>k wel </span>\u2018<span class=\"_ _1\"></span><span class=\"lsef ws113\">bouwsteenbenader<span class=\"_ _1\"></span>ing<span class=\"ls10b ws13d\">\u2019 </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9d3 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">genoemd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">p<span class=\"lsef ws11d\">remietoe<span class=\"_ _1\"></span>rekeningsbenaderi<span class=\"_ _1\"></span>ng; en</span> </span></span></div>\n<div class=\"t m0 x1d h64 y9d5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">v<span class=\"lsef ws113\">ariabele<span class=\"_ _1\"></span> </span>v<span class=\"lsef ws113\">ergoe<span class=\"_ _1\"></span>dingsbenadering<span class=\"_ _1\"></span>.</span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> bij eerste<span class=\"_ _1\"></span> opname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span><span class=\"ws111\">worden <span class=\"lsef ws113\">groepen </span>van </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>nt<span class=\"lsef ws11e\">racten bij <span class=\"ws113\">hun <span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opname ge<span class=\"_ _1\"></span>waardeerd als <span class=\"_ _1\"></span>het </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">totaal v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws11d\">De contante wa<span class=\"_ _0\"></span>arde v<span class=\"_ _0\"></span>an hun ges<span class=\"_ _0\"></span>chatte t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws112\">Een expliciete <span class=\"ls103 ws11d\">risico</span></span><span class=\"ff74\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-</span>finan<span class=\"_ _0\"></span>cieel ris<span class=\"_ _0\"></span>ico; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff74\">c<span class=\"lsef ws113\">ontractuel<span class=\"_ _1\"></span>e </span>d<span class=\"lsef ws11e\">iens<span class=\"_ _1\"></span>tenmarge, tenzij<span class=\"_ _1\"></span> de groep van contr<span class=\"_ _1\"></span>acten </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>latend is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De som van de contan<span class=\"_ _1\"></span>te waarde van <span class=\"lsed ws111\">de <span class=\"ws11d\">schattinge<span class=\"_ _0\"></span>n van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de <span class=\"ls103 ws11d\">risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"lsef\">aanpassing voo<span class=\"_ _1\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">financieel risi<span class=\"_ _1\"></span>co word<span class=\"ls0 ws0\">t </span><span class=\"ws113\">oo<span class=\"_ _1\"></span>k </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vervul<span class=\"_ _0\"></span>lingska<span class=\"_ _0\"></span>sstrom<span class=\"_ _0\"></span>en van de groep <span class=\"ws111\">v<span class=\"_ _0\"></span>an contract<span class=\"_ _0\"></span>en <span class=\"lsef ws113\">genoemd<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De schattingen van<span class=\"_ _1\"></span> toekomstige kasst<span class=\"_ _1\"></span>romen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">die<span class=\"_ _1\"></span></span> <span class=\"lsed ws112\">in de waarderi<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span>contracten w<span class=\"_ _1\"></span>orden opgenomen<span class=\"_ _1\"></span>, worden bepaa<span class=\"_ _1\"></span>ld <span class=\"lsed ws112\">op basis </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de be<span class=\"_ _1\"></span>palingen in<span class=\"_ _1\"></span> <span class=\"lsed ws112\">IFRS 17 inz<span class=\"_ _0\"></span>ake contr<span class=\"_ _0\"></span>actgrenz<span class=\"_ _0\"></span>en. Voor s<span class=\"_ _0\"></span>ommige </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">productgroepen<span class=\"_ _1\"></span> verschillen<span class=\"_ _1\"></span> deze <span class=\"ws113\">bepalin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">va<span class=\"lsed ws112\">n de huidige prakt<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c h64 y8b6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 4 of van de (kort<span class=\"_ _0\"></span>ere) cont<span class=\"_ _0\"></span>ractgre<span class=\"_ _0\"></span>nzen zoals<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing</div>\n<div class=\"t m0 x2c h64 y8b7 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span> II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De metho<span class=\"_ _0\"></span>dologie <span class=\"lsef ws113\">die<span class=\"ls0 ws0\"> </span></span>in IFRS 17 wo<span class=\"_ _0\"></span>rdt gebruik<span class=\"_ _0\"></span>t voor de mod<span class=\"_ _0\"></span>ellerin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 y9d9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en <span class=\"lsef ws113\">de <span class=\"ws11d\">waardering <span class=\"_ _1\"></span>is gelijkaard<span class=\"_ _1\"></span>ig aan de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>modellen di<span class=\"_ _1\"></span>e Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y9da ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebr<span class=\"ws11d\">uikt ond<span class=\"_ _1\"></span>er<span class=\"ls0 ws0\"> </span>Solvenc<span class=\"_ _1\"></span>y II. Voor<span class=\"_ _1\"></span> de producten<span class=\"_ _1\"></span> die <span class=\"ws11e\">worden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9db ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de hand<span class=\"_ _1\"></span> van het<span class=\"_ _1\"></span> algemene w<span class=\"_ _1\"></span>aarderingsmodel,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">worden d<span class=\"_ _0\"></span>e vaste </span></div>\n<div class=\"t m0 x2c h64 y9dc ff74 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsef ws113\">contract </span><span class=\"lsed\">per contract gemo<span class=\"_ _0\"></span>delleer<span class=\"_ _0\"></span>d. Vervol<span class=\"_ _0\"></span>gens word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y9dd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geproj<span class=\"_ _1\"></span>ecteerde kass<span class=\"_ _1\"></span>tromen <span class=\"ws113\">gegroepeerd<span class=\"_ _1\"></span> </span>in rele<span class=\"_ _1\"></span>vante \u2018model<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9de ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">points\u2019<span class=\"_ _0\"></span>. De aan deze \u2018m<span class=\"_ _0\"></span>odel point<span class=\"_ _0\"></span>s\u2019 verbo<span class=\"_ _0\"></span>nden kasst<span class=\"_ _0\"></span>romen wor<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y9df ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stochastisch gepr<span class=\"_ _1\"></span>ojecteerd<span class=\"_ _1\"></span>, <span class=\"ws113\">om<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de varia<span class=\"_ _0\"></span>bele kasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span> alsmede <span class=\"_ _0\"></span>de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardec<span class=\"_ _0\"></span>orrect<span class=\"_ _0\"></span>ie voor i<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>acten be<span class=\"_ _0\"></span>sloten opt<span class=\"_ _0\"></span>ies te <span class=\"_ _0\"></span>bepalen (<span class=\"_ _0\"></span>op het</div>\n<div class=\"t m0 x2c h64 y9e1 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de tot<span class=\"_ _0\"></span>ale port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le of voor <span class=\"_ _0\"></span>een groe<span class=\"_ _0\"></span>p <span class=\"ls103\">van <span class=\"lsef ws113\">nieu<span class=\"_ _1\"></span>we </span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en). Zow<span class=\"_ _0\"></span>el de kasstro<span class=\"_ _0\"></span>men als de w<span class=\"_ _0\"></span>aarderin<span class=\"_ _0\"></span>g weerspi<span class=\"_ _0\"></span>egelen d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9e3 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhankelijkhei<span class=\"_ _1\"></span>d van wijzigingen<span class=\"_ _1\"></span> in risico<span class=\"ls0 ws0\">-</span>neu<span class=\"_ _1\"></span>trale financi\u00eb<span class=\"_ _1\"></span>le variabelen</div>\n<div class=\"t m0 x2c h64 y9e4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals ren<span class=\"_ _1\"></span>tevoeten, bewe<span class=\"_ _1\"></span>gingen in aan<span class=\"_ _1\"></span>delenkoersen<span class=\"_ _1\"></span> en waardering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y9e5 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d). Tensl<span class=\"_ _0\"></span>otte worde<span class=\"_ _0\"></span>n de variab<span class=\"_ _0\"></span>ele<span class=\"ls0 ws0\"> </span>kasstr<span class=\"_ _0\"></span>omen aan de o<span class=\"_ _0\"></span>nder</div>\n<div class=\"t m0 x2c h64 y9e6 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 aa<span class=\"_ _1\"></span>ngemerkte groep<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span> <span class=\"lsed\">contracte<span class=\"_ _0\"></span>n toegew<span class=\"_ _0\"></span>ezen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Model Co<span class=\"_ _0\"></span>ntrol Boar<span class=\"_ _0\"></span>d van Ageas hou<span class=\"_ _0\"></span>dt toezic<span class=\"_ _0\"></span>ht op en valide<span class=\"_ _0\"></span>ert de</div>\n<div class=\"t m0 x2c h64 y9e9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodes<span class=\"_ _0\"></span> en proces<span class=\"_ _0\"></span>sen welke v<span class=\"_ _0\"></span>oor de kasst<span class=\"_ _0\"></span>roompro<span class=\"_ _0\"></span>jectie e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9ea ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering worden g<span class=\"_ _1\"></span>ehanteerd. Even<span class=\"_ _1\"></span>tuele wijziging<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">n in de metho<span class=\"_ _0\"></span>des </span></div>\n<div class=\"t m0 x2c h64 y9eb ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en process<span class=\"_ _0\"></span>en ten beh<span class=\"_ _0\"></span>oeve van de in<span class=\"_ _0\"></span>schatti<span class=\"_ _0\"></span>ng van voor d<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y9ec ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van contra<span class=\"_ _1\"></span>cten gebruikte<span class=\"_ _1\"></span> inputs, d<span class=\"_ _1\"></span>e reden van<span class=\"_ _1\"></span> elke wijz<span class=\"_ _1\"></span>iging<span class=\"ls0 ws0\">, <span class=\"lsed ws111\">alsmede </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het type contrac<span class=\"_ _1\"></span>ten dat is betro<span class=\"_ _1\"></span>kken, worden gedocum<span class=\"_ _1\"></span>enteerd en</div>\n<div class=\"t m0 x2c h64 y9ee ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevalideerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>v<span class=\"lsed ws112\">an Ageas z<span class=\"_ _0\"></span>ullen de co<span class=\"_ _0\"></span>ntante waa<span class=\"_ _0\"></span>rde van<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f1 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van toekom<span class=\"_ _1\"></span>stige kasstromen<span class=\"_ _1\"></span> bepalen<span class=\"ls0 ws0\"> </span>d<span class=\"_ _1\"></span>oor gebrui<span class=\"_ _1\"></span>k te</div>\n<div class=\"t m0 x2c h64 y9f2 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maken<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten di<span class=\"_ _0\"></span>e volgen<span class=\"_ _0\"></span>s een top<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">downbenaderin<span class=\"_ _1\"></span>g </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld<span class=\"lsed ws112\">, welke met<span class=\"_ _0\"></span> de onder pijl<span class=\"_ _0\"></span>er 2 van Solve<span class=\"_ _0\"></span>ncy II </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> methodologie<span class=\"_ _1\"></span> i<span class=\"lsed ws112\">s afgeste<span class=\"_ _0\"></span>md.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De risico<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel risico<span class=\"_ _1\"></span> weerspiegelt<span class=\"_ _1\"></span> <span class=\"ws113\">de </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compens<span class=\"_ _0\"></span>atie welk<span class=\"_ _0\"></span>e Ageas verl<span class=\"_ _0\"></span>angt vo<span class=\"_ _0\"></span>or het drag<span class=\"_ _0\"></span>en van de uit het n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9f8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble risico v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende onz<span class=\"_ _0\"></span>ekerhei<span class=\"_ _0\"></span>d omtre<span class=\"_ _0\"></span>nt het bedrag e<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x2c h64 y9f9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijdstip v<span class=\"_ _0\"></span>an de kass<span class=\"_ _0\"></span>tromen van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span>van </span></span><span class=\"ws111\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten. </span></div>\n<div class=\"t m0 x2c h64 y9fa ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>aanpassi<span class=\"_ _0\"></span>ng dekt het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verzekeringsrisico en andere nie<span class=\"_ _1\"></span>t</span>-</span></div>\n<div class=\"t m0 x2c h64 y9fb ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble ri<span class=\"_ _1\"></span>sico\u2019s zoals ver<span class=\"_ _1\"></span>valrisico en kos<span class=\"_ _1\"></span>tenrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fc ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9fd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zu<span class=\"_ _1\"></span>llen de ri<span class=\"_ _1\"></span>sico<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">aanpa<span class=\"_ _1\"></span>ssing voor </span></div>\n<div class=\"t m0 x2c h64 y9fe ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel ris<span class=\"_ _1\"></span>ico berekene</span>n<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">aan de<span class=\"_ _1\"></span> hand</span> </span><span class=\"ws112\">van de techniek va<span class=\"_ _0\"></span>n het </span></div>\n<div class=\"t m0 x2c h64 y9ff ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrouw<span class=\"_ _0\"></span>baarhe<span class=\"_ _0\"></span>idsperc<span class=\"_ _0\"></span>entage, w<span class=\"_ _0\"></span>aarbij het<span class=\"_ _0\"></span> 75</div>\n<div class=\"t m0 x1a1 h76 ya00 ff74 fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2a h64 ya01 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">percenti<span class=\"_ _0\"></span>el wordt </span></div>\n<div class=\"t m0 x1d h64 ya02 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reefd. <span class=\"lsef ws11d\">Er worden geen g<span class=\"_ _1\"></span>roepsdiversi<span class=\"_ _1\"></span>ficatie<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten toe<span class=\"_ _0\"></span>gepast.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya03 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderw<span class=\"_ _0\"></span>orpen aan go<span class=\"_ _0\"></span>edkeuri<span class=\"_ _0\"></span>ng door het pas<span class=\"_ _0\"></span>sende <span class=\"lsef ws113\">directieniveau, moet<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya04 ff74 fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">de risico<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">aanpassi<span class=\"_ _0\"></span>ng <span class=\"ws112\">een marge om<span class=\"_ _0\"></span>vatten d<span class=\"_ _0\"></span>ie <span class=\"lsef ws11d\">op geschikte<span class=\"_ _1\"></span> wijze<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya05 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udt met op<span class=\"_ _1\"></span>komende risi<span class=\"_ _1\"></span>co\u2019s en onze<span class=\"_ _1\"></span>kerheden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya06 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya07 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge ve<span class=\"_ _1\"></span>rtegenwoordigt<span class=\"_ _1\"></span> de onverdie<span class=\"_ _1\"></span>nde winst </span></span></div>\n<div class=\"t m0 x1d h64 ya08 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op een groe<span class=\"_ _1\"></span>p <span class=\"ws113\">van ver<span class=\"_ _1\"></span>zekeringscon<span class=\"_ _1\"></span>tracten. <span class=\"ws11e\">Als<span class=\"_ _1\"></span> een direct gevolg van<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 ya09 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an een c<span class=\"_ _0\"></span>ontr<span class=\"ws112\">act<span class=\"_ _0\"></span>uele diens<span class=\"_ _0\"></span>tenma<span class=\"_ _0\"></span>rge, word<span class=\"_ _0\"></span>en eventuel<span class=\"_ _0\"></span>e in de </span></div>\n<div class=\"t m0 x1d h64 ya0a ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vervullingska<span class=\"_ _1\"></span>sstromen beslo<span class=\"_ _1\"></span>ten winsten <span class=\"_ _1\"></span>niet onmidd<span class=\"_ _1\"></span>ellijk <span class=\"ws113\">opgeno<span class=\"_ _1\"></span>men<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya0b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar uitgesteld<span class=\"_ _1\"></span>. <span class=\"lsed ws112\">Ageas za<span class=\"_ _0\"></span>l de onverd<span class=\"_ _0\"></span>iende winst<span class=\"_ _0\"></span> <span class=\"lsef ws11e\">op een groep va<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x1d h64 ya0c ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten opne<span class=\"_ _1\"></span>men <span class=\"ls107 ws13e\">in <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verl<span class=\"_ _1\"></span>iesrekening </span></div>\n<div class=\"t m0 x1d h64 ya0d ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de <span class=\"ws11d\">perio<span class=\"_ _1\"></span>de wanneer d<span class=\"_ _1\"></span>iensten uit<span class=\"_ _1\"></span> hoofde van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x1d h64 ya0e ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract worden<span class=\"_ _1\"></span> verleend. Ge<span class=\"_ _1\"></span>wogen dekkings<span class=\"_ _1\"></span>eenheden</div>\n<div class=\"t m0 x1d h64 ya0f ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zullen worden<span class=\"_ _1\"></span> toegepas<span class=\"_ _1\"></span>t voor verzek<span class=\"_ _1\"></span>eringsproducten<span class=\"_ _1\"></span> die vers<span class=\"_ _1\"></span>chillende</div>\n<div class=\"t m0 x1d h64 ya10 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s dekken,<span class=\"_ _0\"></span> indien <span class=\"_ _0\"></span>relevant<span class=\"_ _0\"></span> om het pr<span class=\"_ _0\"></span>ofiel v<span class=\"_ _0\"></span>an de opn<span class=\"_ _0\"></span>ame van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya11 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaten <span class=\"_ _1\"></span><span class=\"lsed ws11d\">af te st<span class=\"_ _0\"></span>emmen met<span class=\"_ _0\"></span> de aard<span class=\"_ _0\"></span> van het c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>. <span class=\"lsef\">In alle andere<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya12 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevallen <span class=\"_ _1\"></span>wordt de mee<span class=\"_ _1\"></span>st relevante<span class=\"_ _1\"></span> enkelvoudige d<span class=\"_ _1\"></span>ekkingseenheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya13 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya14 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya15 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge va<span class=\"_ _1\"></span>n een groep<span class=\"_ _1\"></span> <span class=\"ls103\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya16 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en kan nooit n<span class=\"_ _0\"></span>egatief wo<span class=\"_ _0\"></span>rden. In dat<span class=\"_ _0\"></span> geval is de</div>\n<div class=\"t m0 x1d h64 ya17 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end en w<span class=\"_ _0\"></span>ordt en<span class=\"_ _0\"></span>ig verli<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1d h64 ya18 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onmiddellijk<span class=\"_ _1\"></span> verantwoord<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in de winst</span>- </span><span class=\"ws11d\">en v<span class=\"_ _1\"></span>erliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1d h6c ya19 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> na eerste o<span class=\"_ _1\"></span>pname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya1a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> een groep van verzeker<span class=\"_ _1\"></span>ingscontracten op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya1b ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagdatum <span class=\"_ _1\"></span>is de som<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>verplichting u<span class=\"_ _1\"></span>it hoofde<span class=\"_ _1\"></span> van resterend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ya1c ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dekking,<span class=\"_ _0\"></span> die de contr<span class=\"_ _0\"></span>actuele di<span class=\"_ _0\"></span>ensten<span class=\"_ _0\"></span>marge of ve<span class=\"_ _0\"></span>rliesco<span class=\"_ _0\"></span>mponent o<span class=\"_ _0\"></span>mvat,</div>\n<div class=\"t m0 x1d h64 ya1d ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoo<span class=\"_ _0\"></span>fde van o<span class=\"_ _0\"></span>ntstane c<span class=\"_ _0\"></span>laims.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya1e ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya1f ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verv<span class=\"_ _0\"></span>ullingsk<span class=\"_ _0\"></span>asstro<span class=\"_ _0\"></span>men word<span class=\"_ _0\"></span>en aan h<span class=\"_ _0\"></span>et eind<span class=\"_ _0\"></span>e van elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya20 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagper<span class=\"lsed ws112\">iode herberek<span class=\"_ _0\"></span>end, waa<span class=\"_ _0\"></span>rbij gebr<span class=\"_ _0\"></span>uik wordt ge<span class=\"_ _0\"></span>maakt van act<span class=\"_ _0\"></span>uele </span></div>\n<div class=\"t m0 x1d h64 ya21 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van de<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige kasst<span class=\"_ _0\"></span>romen, act<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 ya22 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten en act<span class=\"_ _0\"></span>uele schat<span class=\"_ _0\"></span>tingen va<span class=\"_ _0\"></span>n de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">aanpassing<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya23 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi<span class=\"_ _1\"></span>\u00eble risico\u2019s. </span> </span></div>\n<div class=\"t m0 x1d h64 ya24 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya25 ff74 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> herberekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>van de <span class=\"_ _1\"></span>vervullingskass<span class=\"_ _1\"></span>t<span class=\"ws113\">romen <span class=\"lsed ws112\">van de verplic<span class=\"_ _0\"></span>hting </span></span></span></div>\n<div class=\"t m0 x1d h64 ya26 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit hoofde<span class=\"_ _1\"></span> van res<span class=\"_ _1\"></span>terende dekking<span class=\"_ _1\"></span> in opeenvolge<span class=\"_ _1\"></span>nde versl<span class=\"_ _1\"></span>agperiodes<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ya27 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt de <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuele </span>d</span><span class=\"ws113\">ienstenmarge a<span class=\"_ _1\"></span>angepast </span>voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 ya28 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> deze vervulling<span class=\"_ _1\"></span>skasstromen, waardoor<span class=\"_ _1\"></span> d<span class=\"ls103 ws11d\">eze<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">wijziginge<span class=\"_ _1\"></span>n</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya29 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">opgenomen<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in de win<span class=\"_ _1\"></span><span class=\"ls103 ws11d\">st<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span>en verliesreken<span class=\"_ _1\"></span>ing gedurende de </span></span></div>\n<div class=\"t m0 x1d h64 ya2a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resterende peri<span class=\"_ _1\"></span>ode dat Ageas diens<span class=\"_ _1\"></span>ten uit hoofde van<span class=\"_ _1\"></span> <span class=\"ws113\">het<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya2b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract verleent. Ren<span class=\"_ _1\"></span>te voor het vers<span class=\"_ _1\"></span>trijken van de<span class=\"_ _1\"></span> tijd</div>\n<div class=\"t m0 x1d h64 ya2c ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt aan d<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">iens<span class=\"_ _1\"></span>tenmarge toege<span class=\"_ _1\"></span>voegd, waarbi<span class=\"_ _1\"></span>j <span class=\"ws113\">gebruik </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya2d ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt gemaa<span class=\"_ _1\"></span>kt van <span class=\"ws11e\">de di<span class=\"_ _1\"></span>sc<span class=\"lsed ws112\">onterin<span class=\"_ _0\"></span>gsvoet<span class=\"_ _0\"></span>en bij eerst<span class=\"_ _0\"></span>e opname van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya2e ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya2f ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Premietoereken<span class=\"_ _1\"></span>ingsbenadering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya30 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">een entiteit toe o<span class=\"_ _1\"></span>m groepen <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekeringscon<span class=\"_ _1\"></span>tracten </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya31 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die voldoen aan bep<span class=\"_ _1\"></span>aalde voorwaarden<span class=\"_ _1\"></span>, zoals verzekering<span class=\"_ _1\"></span>scontracten</div>\n<div class=\"t m0 x1d h64 ya32 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvan de d<span class=\"_ _1\"></span>ekkingsperiode<span class=\"_ _1\"></span> niet lange<span class=\"_ _1\"></span>r dan \u00e9\u00e9n <span class=\"_ _1\"></span>jaar bedraag<span class=\"_ _1\"></span>t, <span class=\"lsf9 ws124\">te </span></div>\n<div class=\"t m0 x1d h64 ya33 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderen <span class=\"_ _1\"></span>volgens<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de v<span class=\"_ _1\"></span>ereenvoudigde <span class=\"ls0 ws0\">p<span class=\"_ _1\"></span></span></span>remietoerekenin<span class=\"_ _1\"></span>gsbenadering</div>\n<div class=\"t m0 x1d h64 ya34 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(in pla<span class=\"_ _0\"></span>ats van v<span class=\"_ _0\"></span>olgens h<span class=\"_ _0\"></span>et <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"_ _1\"></span><span class=\"lsef ws113\">aarderingsm<span class=\"_ _1\"></span>odel).</span> </span></div>\n<div class=\"t m0 x1d h64 ya35 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya36 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de toepa<span class=\"_ _0\"></span>ssing van d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">p<span class=\"lsef ws11d\">remie<span class=\"_ _1\"></span>toerekeningsbenader<span class=\"_ _1\"></span>ing heeft Age<span class=\"_ _1\"></span>as <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 ya37 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e om enige, met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen verba<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x1d h64 ya38 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houdende ka<span class=\"_ _1\"></span>sstromen, op <span class=\"_ _1\"></span>te nemen al<span class=\"_ _1\"></span>s last wann<span class=\"_ _1\"></span>eer zij d<span class=\"_ _1\"></span>eze kosten</div>\n<div class=\"t m0 x1d h64 ya39 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maakt<span class=\"ws11d\">, op <span class=\"_ _1\"></span>voorwaarde da<span class=\"_ _1\"></span>t de ini<span class=\"_ _1\"></span>ti\u00eble dekking<span class=\"_ _1\"></span>speriode bij<span class=\"_ _1\"></span> eerste opnam<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya3a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de<span class=\"ls0 ws0\"> </span><span class=\"ws113\">groep<span class=\"_ _1\"></span>en <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span>verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> <span class=\"lsed ws112\">niet lang<span class=\"_ _0\"></span>er is dan <span class=\"lsef ws113\">\u00e9\u00e9</span><span class=\"ws11d\">n jaar.<span class=\"ls0 ws0\">  </span></span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">p<span class=\"lsef ws113\">remietoerekeningsbenad<span class=\"_ _1\"></span>ering<span class=\"lsf9 ws13b\">, is </span></span></span>de verplichting u<span class=\"_ _0\"></span>it hoofde</div>\n<div class=\"t m0 x2c h64 y8a6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van resterende<span class=\"_ _1\"></span> dekking <span class=\"ws11d\">op da<span class=\"_ _1\"></span>tum van<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">eerste opname </span></span></span>gelijk aan<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele ontvan<span class=\"_ _0\"></span>gen premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s <span class=\"lsed ws112\">op die datum<span class=\"lsf9 ws124\">. <span class=\"lsef ws11e\">In opeenvolgende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>s,<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">is</span> </span><span class=\"ws11e\">d<span class=\"_ _1\"></span>e boekwaarde van de<span class=\"_ _1\"></span> verplichting uit ho<span class=\"_ _1\"></span>ofde van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende d<span class=\"_ _1\"></span>ekking <span class=\"ls10b ws13d\">gelijk </span><span class=\"ws113\">aan <span class=\"lsed ws112\">de boekwaarde a<span class=\"_ _0\"></span>an <span class=\"ws11d\">het begi<span class=\"_ _0\"></span>n van de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>, <span class=\"ws11e\">plus de tijd<span class=\"_ _1\"></span>ens de periode<span class=\"_ _1\"></span> ontvangen premies<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">minus </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het bedrag<span class=\"_ _1\"></span> dat als ver<span class=\"_ _1\"></span>zekeringsopbren<span class=\"_ _1\"></span>gst <span class=\"ws11e\">is opgeno<span class=\"_ _1\"></span>men <span class=\"lsed ws112\">voor in die </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">periode ve<span class=\"_ _1\"></span>rleende dekking<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">minu<span class=\"_ _1\"></span>s </span></span>elke be<span class=\"_ _1\"></span>leggingscomponen<span class=\"_ _1\"></span>t die is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaald of<span class=\"_ _0\"></span> <span class=\"lsee\">is <span class=\"lsef ws11d\">overgeboe<span class=\"_ _1\"></span>kt naar de<span class=\"_ _1\"></span> verplichting<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van on<span class=\"_ _1\"></span>tstane </span></span></div>\n<div class=\"t m0 x2c h64 y8ae ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">claims<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien op ee<span class=\"_ _0\"></span>n gegeven m<span class=\"_ _0\"></span>oment, vo<span class=\"_ _0\"></span>orafgaa<span class=\"_ _0\"></span>nd aan en tijd<span class=\"_ _0\"></span>ens de</div>\n<div class=\"t m0 x2c h64 y8b1 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dekkingsperiode<span class=\"_ _1\"></span>, feiten en omsta<span class=\"_ _1\"></span>ndigheden doen ve<span class=\"_ _1\"></span>rmoeden dat een</div>\n<div class=\"t m0 x2c h64 y8b2 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end is,<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">dan neemt</span> <span class=\"lsef ws113\">Ageas<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verl<span class=\"_ _0\"></span>ies <span class=\"ws111\">op </span>in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening</span> </span></span><span class=\"lsef\">en<span class=\"_ _1\"></span> verhoogt A<span class=\"_ _1\"></span>geas de </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> uit hoofde van reste<span class=\"_ _1\"></span>rende dekking voo<span class=\"_ _1\"></span>r zover de actuele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van de vervu<span class=\"_ _1\"></span>llingskasstromen<span class=\"_ _1\"></span> inzake de<span class=\"_ _1\"></span> resterende<span class=\"_ _1\"></span> dekking</div>\n<div class=\"t m0 x2c h64 y8b6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting uit<span class=\"_ _1\"></span> hoof<span class=\"ws11d\">de van<span class=\"_ _1\"></span> resterende dek<span class=\"_ _1\"></span>king </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overstijgen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">verplic<span class=\"_ _0\"></span>hting u<span class=\"_ _0\"></span>it hoofd<span class=\"_ _0\"></span>e van onts<span class=\"_ _0\"></span>tane cl<span class=\"_ _0\"></span>aims<span class=\"ls0 ws0\"> v<span class=\"lsef ws113\">an</span> </span></span></div>\n<div class=\"t m0 x2c h64 y9d9 ff79 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n </span></span>verzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">volgens de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9da ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsef ws11d\">remietoere<span class=\"_ _1\"></span>keningsbenade<span class=\"_ _1\"></span>ring wordt g<span class=\"_ _1\"></span>ewaardeerd, <span class=\"_ _1\"></span>omvat het be<span class=\"_ _1\"></span>drag </span></div>\n<div class=\"t m0 x2c h64 y9db ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aangepaste verd<span class=\"_ _1\"></span>isconteerde verv<span class=\"_ _1\"></span>ullingskasstromen<span class=\"_ _1\"></span>, </span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">aan actue<span class=\"_ _0\"></span>le disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoete<span class=\"_ _0\"></span>n, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9dd ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nog niet bet<span class=\"_ _0\"></span>aalde ont<span class=\"_ _0\"></span>stane cl<span class=\"_ _0\"></span>aims en kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9de ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9df ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>het voorne<span class=\"_ _1\"></span>men om de <span class=\"_ _1\"></span><span class=\"ls0 ws0\">p</span><span class=\"ws113\">remietoer<span class=\"_ _1\"></span>ekeningsbenaderin<span class=\"_ _1\"></span>g <span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te passen v<span class=\"_ _0\"></span>oor het groot<span class=\"_ _0\"></span>ste deel v<span class=\"_ _0\"></span>an de d<span class=\"lsef ws11d\">aarvoor in aa<span class=\"_ _1\"></span>nmerking </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">komende groepe<span class=\"_ _1\"></span>n <span class=\"ws113\">van </span><span class=\"lsed\">contracten b<span class=\"_ _0\"></span>innen <span class=\"ws112\">d<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">Leven en<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">binnen de <span class=\"_ _1\"></span>herverzekerings<span class=\"_ _1\"></span>activiteiten. Ag<span class=\"_ _1\"></span>eas heeft <span class=\"_ _1\"></span>daarnaast<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e3 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornemen om<span class=\"_ _1\"></span> de <span class=\"ls0 ws0\">p</span><span class=\"ws113\">rem<span class=\"_ _1\"></span>ietoerekeningsbe<span class=\"_ _1\"></span>nadering <span class=\"_ _1\"></span></span><span class=\"lsed\">toe te<span class=\"_ _0\"></span> passen <span class=\"lsef ws113\">voor </span></span></div>\n<div class=\"t m0 x2c h64 y9e4 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een beperk<span class=\"_ _0\"></span>t aantal<span class=\"_ _0\"></span> daarvoor i<span class=\"_ _0\"></span>n aanmer<span class=\"ws11d\">ki<span class=\"_ _0\"></span>ng kome<span class=\"_ _0\"></span>nde contr<span class=\"_ _0\"></span>acten <span class=\"_ _0\"></span>binnen </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en, <span class=\"lsef ws11d\">waarvoor de r<span class=\"_ _1\"></span>isico\u2019s op <span class=\"_ _1\"></span>jaarlijkse<span class=\"_ _1\"></span> basis opnieu<span class=\"_ _1\"></span>w </span></div>\n<div class=\"t m0 x2c h64 y9e6 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> getarife<span class=\"_ _1\"></span>erd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya3d ff7b fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Variabel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ergoedin<span class=\"_ _1\"></span>gsbenadering</span> </span></div>\n<div class=\"t m0 x2c h64 ya3e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n entiteit<span class=\"_ _1\"></span> groepen v<span class=\"_ _1\"></span>an verzekerin<span class=\"_ _1\"></span>gscontracten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>l<span class=\"lsef ws11e\">ementen waardeer<span class=\"_ _1\"></span>t volgens de variabel<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 ya40 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingsbena<span class=\"_ _1\"></span>dering (in<span class=\"_ _1\"></span> plaats van <span class=\"_ _1\"></span>volgens h<span class=\"_ _1\"></span>et algemene</div>\n<div class=\"t m0 x2c h64 ya41 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ff79 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgem<span class=\"_ _1\"></span>ene </span>w<span class=\"lsef ws11d\">aar<span class=\"_ _1\"></span>deringsmodel<span class=\"_ _1\"></span> en de </span>v<span class=\"_ _1\"></span><span class=\"lsef ws113\">ariabele </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsef ws11e\">ergoeding<span class=\"_ _1\"></span>sbenadering<span class=\"_ _1\"></span> waarderen de vervul<span class=\"_ _1\"></span>lingskasstromen op<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya45 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dezelfde wijze<span class=\"_ _1\"></span>. Er is daarentege<span class=\"_ _1\"></span>n een verschil in de waar<span class=\"_ _1\"></span>dering van de</div>\n<div class=\"t m0 x2c h64 ya46 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge. Bij <span class=\"ws111\">de <span class=\"lsef ws11e\">eerste opname van een groep<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x2c h64 ya47 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en is<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">er geen </span></span></div>\n<div class=\"t m0 x2c h64 ya48 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tussen de co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>ele dienst<span class=\"_ _0\"></span>enmarg<span class=\"_ _0\"></span>e bepaald on<span class=\"_ _0\"></span>der beid<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya49 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thodes. In daaropvo<span class=\"_ _1\"></span>lgende <span class=\"ws113\">verslagper<span class=\"_ _1\"></span>iodes,<span class=\"ls0 ws0\"> </span></span>wordt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4a ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge van een gr<span class=\"_ _0\"></span>oep van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten</div>\n<div class=\"t m0 x2c h64 ya4b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>lemente<span class=\"_ _0\"></span>n, die wordt<span class=\"_ _0\"></span> gewaar<span class=\"_ _0\"></span>deerd aan de ha<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 ya4c ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de variabele<span class=\"_ _1\"></span> vergoedingsbenader<span class=\"_ _1\"></span>ing, aangepas<span class=\"_ _1\"></span>t voor de wijziginge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ya4d ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in discon<span class=\"_ _1\"></span>teringsvoeten en<span class=\"_ _1\"></span> andere <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>variabelen (onde<span class=\"_ _1\"></span>r het</div>\n<div class=\"t m0 x2c h64 ya4e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemene waarde<span class=\"_ _1\"></span>ringsmodel <span class=\"_ _1\"></span>worden dergeli<span class=\"_ _1\"></span>jke wijzigi<span class=\"_ _1\"></span>ngen <span class=\"ws113\">opgenomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya4f ff79 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de ger<span class=\"_ _0\"></span>ealise<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erde en niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealiseerde<span class=\"_ _1\"></span> resultaten<span class=\"lsf9 ws124\">). <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya50 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De variabele ve<span class=\"_ _1\"></span>rgoedingsbenader<span class=\"_ _1\"></span>ing kan niet worden toe<span class=\"_ _1\"></span>gepast op</div>\n<div class=\"t m0 x2c h64 ya52 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">groepen v<span class=\"_ _0\"></span>an lev<span class=\"_ _0\"></span>ensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met<span class=\"_ _0\"></span> volled<span class=\"_ _0\"></span>ig discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x2c h64 ya53 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>ling en op gro<span class=\"_ _0\"></span>epen herv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten (z<span class=\"_ _0\"></span>owel geho<span class=\"_ _0\"></span>uden</div>\n<div class=\"t m0 x2c h64 ya54 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als uitgegeve<span class=\"ws11d\">n<span class=\"_ _1\"></span> herverzekering<span class=\"_ _1\"></span>scontracten).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y959 ff7b fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Herziening en<span class=\"_ _1\"></span> niet lang<span class=\"_ _1\"></span>er opnemen i<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h6c y95a ff7b fs44 fc1d sc0 ls10b ws13d\" style=\"z-index: 15;\">positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95b ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Als<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de<span class=\"_ _1\"></span> voorwaarden van een verz<span class=\"_ _1\"></span>ekeringscontrac<span class=\"_ _1\"></span>t op materi\u00eble wij<span class=\"_ _1\"></span>ze </span></span></div>\n<div class=\"t m0 x1d h64 y95c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden h<span class=\"_ _0\"></span>erzien en <span class=\"lsef ws11e\">als voldaan is<span class=\"ls0 ws0\"> </span></span>aan specifi<span class=\"_ _0\"></span>eke crite<span class=\"_ _0\"></span>ria, neemt Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1d h64 y95d ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het oorspronkeli<span class=\"_ _1\"></span>jke contract<span class=\"_ _1\"></span> <span class=\"ws11d\">niet langer <span class=\"_ _1\"></span>op in <span class=\"lsed\">zijn overzi<span class=\"_ _0\"></span>cht van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y95e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span>en neemt<span class=\"_ _1\"></span> Ageas <span class=\"lsed ws11d\">het herzi<span class=\"_ _0\"></span>ene contr<span class=\"_ _0\"></span>act <span class=\"ws111\">op </span><span class=\"lsef\">als een </span></span></div>\n<div class=\"t m0 x1d h64 y95f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuw co<span class=\"_ _0\"></span>ntract<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 ya55 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n verzekerin<span class=\"_ _1\"></span>gscontract ni<span class=\"_ _1\"></span>et langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">wanneer het is </span></span></div>\n<div class=\"t m0 x1d h64 ya58 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y964 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in het ge<span class=\"_ _0\"></span>consoli<span class=\"_ _0\"></span>deerde over<span class=\"_ _0\"></span>zicht va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h6c y965 ff7b fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y966 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zal de <span class=\"lsef ws11e\">boekwaarde van de volgende portefeui<span class=\"_ _1\"></span>lles afzonderlij<span class=\"_ _1\"></span>k<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y967 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorste<span class=\"_ _0\"></span>llen in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht van d<span class=\"_ _0\"></span>e financi<span class=\"_ _0\"></span>\u00eble positi<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y968 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie a<span class=\"lsee ws112\">ctiva<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">zijn;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y969 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y96a ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die a<span class=\"ls105 ws135\">ctiva<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">zijn; e<span class=\"_ _1\"></span>n</span> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y96b ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ya59 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in de <span class=\"ls10c ws13b\">win</span><span class=\"lsee\">st<span class=\"ls0 ws0\">- </span></span><span class=\"ws11d\">en verliesr<span class=\"_ _0\"></span>ekening<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya5a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas zal <span class=\"_ _1\"></span>in <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">gecons<span class=\"_ _1\"></span>olideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span></span><span class=\"lsed\">en verli<span class=\"_ _0\"></span>esrekeni<span class=\"_ _0\"></span>ng <span class=\"lsef ws113\">afzonderlijk </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>diensten<span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>en (<span class=\"ws111\">dez<span class=\"_ _0\"></span>e <span class=\"ws11d\">bevatten d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5c ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sopbrengsten minu<span class=\"_ _1\"></span>s de lasten<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van</div>\n<div class=\"t m0 x1d h64 ya5d ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sdiensten)<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en<span class=\"_ _1\"></span> de </span>verzekering<span class=\"_ _1\"></span>sfinancierings<span class=\"lsed ws112\">baten of <span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya5e ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opneme<span class=\"_ _0\"></span>n. De <span class=\"lsef ws113\">opname<span class=\"ls0 ws0\"> </span>van <span class=\"ws11e\">ver<span class=\"_ _1\"></span>zekeringsopbre<span class=\"_ _1\"></span>ngsten en </span>van <span class=\"_ _1\"></span><span class=\"ws11e\">lasten uit </span></span></div>\n<div class=\"t m0 x1d h64 ya5f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofde van v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsdi<span class=\"_ _0\"></span>ensten<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">is gebaseerd op <span class=\"_ _1\"></span>het <span class=\"ws11e\">concept van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya60 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedurende de<span class=\"_ _1\"></span> verslagperi<span class=\"_ _1\"></span>ode verleend<span class=\"_ _1\"></span>e diensten u<span class=\"_ _1\"></span>it hoofde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x1d h64 ya61 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya62 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya63 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Beleggingscomp<span class=\"_ _1\"></span>onenten<span class=\"ws11d\">, zijnd<span class=\"_ _1\"></span>e bedragen<span class=\"_ _1\"></span> die de pol<span class=\"_ _1\"></span>ishouder al<span class=\"_ _1\"></span>tijd zal </span></div>\n<div class=\"t m0 x1d h64 ya64 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ontvangen<span class=\"ws11e\">, ongea<span class=\"_ _1\"></span>cht of een verzek<span class=\"_ _1\"></span>erde gebeurteni<span class=\"_ _1\"></span>s zich voordoet<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya65 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen nie<span class=\"_ _0\"></span>t <span class=\"lsef ws11d\">worden opgenome<span class=\"_ _1\"></span>n in de ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 y979 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> <span class=\"lsed ws111\">maar </span><span class=\"ws11d\">zullen dire<span class=\"_ _1\"></span>ct worden op<span class=\"_ _1\"></span>genomen <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x1d h64 y97a ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"lsed ws112\">overzicht va<span class=\"_ _0\"></span>n de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie. Om te bep<span class=\"_ _0\"></span>alen of </span></div>\n<div class=\"t m0 x1d h64 y97b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> een beleg<span class=\"_ _0\"></span>gingscom<span class=\"_ _0\"></span>ponent<span class=\"_ _0\"></span> bevat, sch<span class=\"_ _0\"></span>at Ageas</div>\n<div class=\"t m0 x1d h64 y97c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng <span class=\"lsef ws11d\">van het con<span class=\"_ _1\"></span>tract <span class=\"lsed\">in of<span class=\"ls0 ws0\"> </span></span></span>er zich in all<span class=\"_ _0\"></span>e omstandi<span class=\"_ _0\"></span>gheden e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ya66 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaling zal<span class=\"_ _1\"></span> voordoen<span class=\"ls105 ws135\">. </span>Voo<span class=\"_ _1\"></span>r de beoordeling<span class=\"_ _1\"></span> van<span class=\"ls0 ws0\"> \u2018</span><span class=\"ws11d\">alle<span class=\"_ _1\"></span> omstandighede<span class=\"_ _1\"></span>n\u2019<span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya67 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden alle mogel<span class=\"_ _1\"></span>ijke gebeurteni<span class=\"_ _1\"></span>ssen, welke het<span class=\"_ _1\"></span> contract doen</div>\n<div class=\"t m0 x1d h64 ya68 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">be\u00ebindigen e<span class=\"_ _1\"></span>n tot een<span class=\"_ _1\"></span> eventuele <span class=\"_ _1\"></span>betaling aan <span class=\"_ _1\"></span>een polishou<span class=\"_ _1\"></span>der leiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ya69 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overwog<span class=\"_ _0\"></span>en. Deze mo<span class=\"_ _0\"></span>gelijke g<span class=\"_ _0\"></span>ebeurte<span class=\"_ _0\"></span>nissen bet<span class=\"_ _0\"></span>reffen <span class=\"lsef ws113\">de <span class=\"ws11e\">opzegging van </span></span></div>\n<div class=\"t m0 x1d h64 ya6a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het contrac<span class=\"_ _1\"></span>t door de <span class=\"_ _1\"></span>polishouder, <span class=\"ls0 ws0\">d<span class=\"_ _1\"></span><span class=\"lsed ws111\">e <span class=\"ws11d\">vervaldat<span class=\"_ _0\"></span>um van h<span class=\"_ _0\"></span>et contr<span class=\"_ _0\"></span>act </span></span></span></div>\n<div class=\"t m0 x1d h64 ya6b ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsmede <span class=\"_ _0\"></span>alle ver<span class=\"_ _0\"></span>zekerde <span class=\"_ _0\"></span>gebeurt<span class=\"_ _0\"></span>enissen <span class=\"_ _0\"></span>(zoals o<span class=\"_ _0\"></span>verlijd<span class=\"_ _0\"></span>en of ove<span class=\"_ _0\"></span>rleven)<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y983 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsf<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>ringsbat<span class=\"_ _0\"></span>en en <span class=\"ls0 ws0\">-<span class=\"lsef ws113\">lasten</span> </span></div>\n<div class=\"t m0 x1d h64 ya6c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IFR<span class=\"_ _0\"></span>S 17 worden de v<span class=\"_ _0\"></span>ervullin<span class=\"_ _0\"></span>gskasst<span class=\"_ _0\"></span>romen en d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractuel<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya6d ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">ienstenma<span class=\"_ _1\"></span>rge gerappor<span class=\"_ _1\"></span>teerd op een<span class=\"_ _1\"></span> verdisconteerd<span class=\"_ _1\"></span>e basis, <span class=\"ls10a ws13c\">om </span></span></div>\n<div class=\"t m0 x1d h64 ya6e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening te houden<span class=\"_ _1\"></span> met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het tijdstip v<span class=\"_ _0\"></span>an de kasstr<span class=\"_ _0\"></span>omen. IFR<span class=\"_ _0\"></span>S 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">een </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> toe <span class=\"ws111\">om<span class=\"ls0 ws0\"> d</span></span><span class=\"lsef\">e effecten <span class=\"_ _1\"></span>van wijzigingen<span class=\"_ _1\"></span> in discon<span class=\"_ _1\"></span>teringsvoeten<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1d h64 ya70 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">andere f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble vari<span class=\"_ _0\"></span>abelen<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">ofwel geheel in de winst</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g op te nemen of<span class=\"_ _0\"></span><span class=\"lsef ws113\">wel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">deels i<span class=\"ws112\">n de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verliesreke<span class=\"_ _0\"></span>ning </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya72 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op te nemen en d<span class=\"_ _0\"></span>eels in de ov<span class=\"_ _0\"></span>erige onde<span class=\"_ _0\"></span>rdelen va<span class=\"_ _0\"></span>n het totaa<span class=\"_ _0\"></span>lresulta<span class=\"_ _0\"></span>at<span class=\"lsf9 ws124\">, </span></div>\n<div class=\"t m0 x1d h64 ya73 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afhank<span class=\"_ _0\"></span>elijk van de do<span class=\"_ _0\"></span>or de entite<span class=\"_ _0\"></span>it<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">gekozen <span class=\"_ _0\"></span>grondsla<span class=\"_ _0\"></span>g voor f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble </span></div>\n<div class=\"t m0 x1d h64 ya74 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslaggeving<span class=\"ws11d\">.<span class=\"_ _1\"></span> Ageas hee<span class=\"_ _1\"></span>ft het voorne<span class=\"_ _1\"></span>men om voo<span class=\"_ _1\"></span>r het groo<span class=\"_ _1\"></span>tste deel </span></div>\n<div class=\"t m0 x1d h64 ya75 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>n<span class=\"ws112\">gsport<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es de effect<span class=\"_ _0\"></span>en van wijz<span class=\"_ _0\"></span>igingen in </span></div>\n<div class=\"t m0 x1d h64 ya76 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">disconterings<span class=\"_ _1\"></span>voeten<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">op te splits<span class=\"_ _0\"></span>en tusse<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">- </span></span><span class=\"ws112\">en verliesrek<span class=\"_ _0\"></span>ening<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya77 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de overi<span class=\"_ _0\"></span>ge onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalre<span class=\"_ _0\"></span>sultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span>houdt een de<span class=\"_ _0\"></span>rgelijke o<span class=\"_ _0\"></span>psplits<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y8a6 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in dat gedur<span class=\"_ _0\"></span>ende de loopt<span class=\"_ _0\"></span>ijd van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span></span><span class=\"ws11e\">verzekerings<span class=\"_ _1\"></span>contracten in </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verl<span class=\"_ _1\"></span>iesrekening</span> <span class=\"lsef ws11d\">ee<span class=\"_ _1\"></span>n bedrag w<span class=\"_ _1\"></span>ordt gepresen<span class=\"_ _1\"></span>teerd dat w<span class=\"_ _1\"></span>ordt </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald door<span class=\"_ _1\"></span> een<span class=\"ls0 ws0\"> </span><span class=\"lsed\">systematisc<span class=\"_ _0\"></span>he toer<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>otale </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financiering<span class=\"_ _1\"></span>s<span class=\"lsed ws112\">baten en <span class=\"ls0 ws0\">-</span></span>lasten<span class=\"ws11d\">. Wanneer de<span class=\"_ _1\"></span> groep ni<span class=\"_ _1\"></span>et langer wor<span class=\"_ _1\"></span>dt </span></div>\n<div class=\"t m0 x2c h64 y8aa ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"lsef ws11e\">,<span class=\"_ _0\"></span> worden <span class=\"ws113\">eventuele<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende b<span class=\"_ _1\"></span>edragen <span class=\"ws11e\">in de<span class=\"_ _1\"></span> overige onderdelen<span class=\"_ _1\"></span> van het totaalre<span class=\"_ _1\"></span>sultaat </span></div>\n<div class=\"t m0 x2c h64 y8ac ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgeboekt<span class=\"_ _1\"></span> <span class=\"lsed ws112\">naar de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- </span></span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekenin<span class=\"_ _1\"></span>g<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y8ad ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ariab<span class=\"ls107 ws13e\">ele </span></span>v<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ergoedingsbenade<span class=\"_ _1\"></span>ring, in de si<span class=\"_ _1\"></span>tuatie waar<span class=\"ls107 ws13e\">in</span></span> </span><span class=\"ws111\">een </span></div>\n<div class=\"t m0 x2c h64 y8af ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">entiteit de<span class=\"_ _1\"></span> onderliggende<span class=\"_ _1\"></span> <span class=\"lsee ws112\">activa<span class=\"ls0 ws0\"> </span></span>aanhoud<span class=\"_ _1\"></span>t, betekent ee<span class=\"_ _1\"></span>n dergeli<span class=\"_ _1\"></span>jke</div>\n<div class=\"t m0 x2c h64 y8b0 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opsplitsing da<span class=\"_ _1\"></span>t in de <span class=\"ls10c ws13b\">winst<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">als </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsfi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngsbate<span class=\"_ _0\"></span>n of <span class=\"ls0 ws0\">-</span><span class=\"ws111\">lasten<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een bedrag <span class=\"ws11d\">wordt opg<span class=\"_ _1\"></span>enomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de acco<span class=\"_ _0\"></span>unting mis<span class=\"_ _0\"></span>matches<span class=\"_ _0\"></span> met de <span class=\"ws11d\">financ<span class=\"_ _0\"></span>ierings<span class=\"_ _0\"></span>baten en <span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">uit </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de onderligg<span class=\"_ _1\"></span>ende activa<span class=\"_ _1\"></span> <span class=\"ws113\">elimineert<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span>Wanneer de <span class=\"_ _1\"></span>groep niet<span class=\"_ _1\"></span> langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y8b4 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie,<span class=\"_ _0\"></span> blijven d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen opge<span class=\"_ _1\"></span>nomen in de<span class=\"_ _1\"></span> overige o<span class=\"_ _1\"></span><span class=\"ws11e\">nderdelen van het t<span class=\"_ _1\"></span>otaalresultaa<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aldaar opgen<span class=\"_ _1\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y991 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Inschat<span class=\"_ _0\"></span>ting van de im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 17 door <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y993 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y994 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">januari 2022<span class=\"_ _1\"></span>) wordt toe<span class=\"_ _1\"></span>gelicht in<span class=\"_ _1\"></span> sectie D<span class=\"_ _1\"></span>. hieron<span class=\"ws113\">der.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y934 ff7e fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws11d\">Geschat<span class=\"_ _0\"></span>te impact<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>eerste t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 en </span></span></div>\n<div class=\"t m0 xd1 h64 y935 ff7e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op 1 jan<span class=\"_ _0\"></span>uari 2022<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7a ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle dochterond<span class=\"_ _1\"></span>ernemingen van Ageas he<span class=\"_ _1\"></span>bben hun openingsba<span class=\"_ _1\"></span>lans</div>\n<div class=\"t m0 x2c h64 ya7b ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 9 en IFRS 17 <span class=\"lsef ws11d\">per 1 januari 202<span class=\"_ _1\"></span>2 praktisch<span class=\"_ _1\"></span> gefinalisee<span class=\"_ _1\"></span>rd en </span></div>\n<div class=\"t m0 x2c h64 ya7c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voeren para<span class=\"_ _1\"></span>llelle runs <span class=\"lsf9 ws124\">u<span class=\"_ _1\"></span>it </span><span class=\"ws11e\">voor de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>verslagperiode<span class=\"_ _1\"></span> 2022. Ondan<span class=\"_ _1\"></span>ks dat<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya7d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">impleme<span class=\"_ _0\"></span>ntatie<span class=\"lsef ws11e\">voorbereidingen binnen de Tur<span class=\"_ _1\"></span>kse en Aziatische<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya7e ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> ondernemingen van Ag<span class=\"_ _1\"></span>eas <span class=\"ws11d\">pas la<span class=\"_ _1\"></span>ter werden opge<span class=\"_ _1\"></span>start </span></div>\n<div class=\"t m0 x2c h64 ya7f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(in lijn met<span class=\"_ _0\"></span> lokale wetg<span class=\"_ _0\"></span>eving en v<span class=\"_ _0\"></span>oorschr<span class=\"_ _0\"></span>iften), h<span class=\"_ _0\"></span>ebben de <span class=\"lsef ws113\">belangrijkste<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya80 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden o<span class=\"_ _1\"></span>nderneming<span class=\"ws11e\">en goed<span class=\"_ _1\"></span>e vooruitgang gebo<span class=\"_ _1\"></span>ekt <span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya81 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ingangs<span class=\"_ _0\"></span>datum v<span class=\"_ _0\"></span>an 1 janu<span class=\"_ _0\"></span>ari 2023 <span class=\"_ _0\"></span>na te lev<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya83 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas heef<span class=\"_ _1\"></span>t <span class=\"ws11d\">de publi<span class=\"_ _1\"></span>catievereisten<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span>IAS 8<span class=\"_ _1\"></span> \u2018Boekhoudk<span class=\"_ _1\"></span>undige </span></div>\n<div class=\"t m0 x2c h64 ya84 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>es, wijzi<span class=\"_ _0\"></span>gingen in bo<span class=\"_ _0\"></span>ekhoudk<span class=\"_ _0\"></span>undige sc<span class=\"_ _0\"></span>hattin<span class=\"_ _0\"></span>gen en foute<span class=\"_ _0\"></span>n\u2019 (om</div>\n<div class=\"t m0 x2c h64 ya85 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekende o<span class=\"_ _1\"></span>f redelijkerw<span class=\"_ _1\"></span>ijs inschatbar<span class=\"_ _1\"></span>e relevan<span class=\"lsed ws112\">te informati<span class=\"_ _0\"></span>e toe te licht<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya86 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die toel<span class=\"_ _0\"></span>aat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de mogelijke i<span class=\"_ _0\"></span>mpact<span class=\"ls0 ws0\"> </span>van de <span class=\"ws111\">ee<span class=\"_ _0\"></span>rste <span class=\"ws112\">toepa<span class=\"_ _0\"></span>ssing van e<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya87 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuwe IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-</span><span class=\"ws112\">stand<span class=\"_ _0\"></span>aard op de jaar<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng van een enti<span class=\"_ _0\"></span>teit in de </span></div>\n<div class=\"t m0 x2c h64 ya88 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">periode van eer<span class=\"_ _1\"></span>ste toepassing te be<span class=\"_ _1\"></span>oordelen) alsmede<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in </span><span class=\"ws113\">de <span class=\"_ _1\"></span>openbare </span></div>\n<div class=\"t m0 x2c h64 ya89 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verklari<span class=\"_ _0\"></span>ng van de <span class=\"lsef ws11d\">ESMA inzake \u2018Transpa<span class=\"_ _1\"></span>rantie me<span class=\"_ _1\"></span>t betrekking <span class=\"_ _1\"></span>tot </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ya8a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 17 Verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten\u2019 zorgv<span class=\"_ _0\"></span>uldig af<span class=\"_ _0\"></span>gewoge<span class=\"lsf9 ws124\">n, </span></div>\n<div class=\"t m0 x2c h64 ya8b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> voortgang<span class=\"_ _1\"></span> binnen <span class=\"ls103\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">do<span class=\"_ _1\"></span>chteronderneming<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya8c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verbonde<span class=\"_ _1\"></span>n ondernemingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya8d ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya8e ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde<span class=\"ls0 ws0\"> </span><span class=\"ws113\">paragr<span class=\"_ _1\"></span>afen verdu<span class=\"_ _1\"></span>idelijken<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de<span class=\"_ _1\"></span> impact van de </span>eerste<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya8f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">IFRS<span class=\"_ _1\"></span> 17 door de <span class=\"_ _1\"></span>dochteronderne<span class=\"_ _1\"></span>mingen van </span></span></div>\n<div class=\"t m0 x2c h64 ya90 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas op de ov<span class=\"_ _0\"></span>ergangs<span class=\"_ _0\"></span>datum (zi<span class=\"_ _0\"></span>jnde 1 janua<span class=\"_ _0\"></span>ri 2022). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya91 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya92 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Alhoewel Age<span class=\"_ _1\"></span>as erkent <span class=\"_ _1\"></span>dat de <span class=\"ws113\">opna<span class=\"_ _1\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van kwantit<span class=\"_ _0\"></span>atieve inf<span class=\"_ _0\"></span>ormatie m<span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x2c h64 ya93 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot <span class=\"ls103\">zijn<span class=\"ls0 ws0\"> </span><span class=\"lsef\">dochteronde<span class=\"_ _1\"></span>rnemingen sl<span class=\"_ _1\"></span>echts een ge<span class=\"_ _1\"></span>deeltelijk i<span class=\"_ _1\"></span>nzicht </span></span></div>\n<div class=\"t m0 x2c h64 ya94 ff7e fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">geeft <span class=\"lsed ws11d\">in de gesc<span class=\"_ _0\"></span>hatte geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde im<span class=\"_ _0\"></span>pact va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span><span class=\"ws111\">toepassing </span></span></div>\n<div class=\"t m0 x2c h64 ya95 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van IFRS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span></span>IFRS 17,<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">concludeerd<span class=\"ws11d\">e<span class=\"_ _1\"></span> Ageas</span></span> <span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>t de <span class=\"ws113\">opname</span></span> <span class=\"lsed ws111\">van </span></span></div>\n<div class=\"t m0 x2c h64 ya96 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kwantit<span class=\"_ _0\"></span>atieve i<span class=\"_ _0\"></span>nfo<span class=\"ws112\">rmat<span class=\"_ _0\"></span>ie inzake de <span class=\"lsef ws113\">eerste <span class=\"ws11e\">toepassing van IFRS 9<span class=\"_ _1\"></span> en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya97 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 doo<span class=\"_ _0\"></span>r <span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsef\">verbonden<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> momenteel <span class=\"_ _1\"></span>niet geheel<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya98 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan de publi<span class=\"_ _0\"></span>catiever<span class=\"_ _0\"></span>eisten vo<span class=\"_ _0\"></span>lgens IA<span class=\"_ _0\"></span>S 8 zou beantw<span class=\"_ _0\"></span>oorden. A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x2c h64 ya99 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m de impact o<span class=\"_ _0\"></span>p de overga<span class=\"_ _0\"></span>ngsdatum v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1d h64 y99a ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">eerste <span class=\"lsef ws113\">toepassing<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">van IFRS 9 en IFR<span class=\"_ _0\"></span>S <span class=\"ws111\">17 <span class=\"lsef ws11e\">door zowel <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 y99b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen als<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span>verbon<span class=\"_ _1\"></span>den onderneminge<span class=\"_ _1\"></span>n <span class=\"ws11e\">voor te </span></div>\n<div class=\"t m0 x1d h64 y99c ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">stellen <span class=\"ws11d\">ged<span class=\"_ _1\"></span>urende een<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span>e presentatie<span class=\"_ _1\"></span> <span class=\"lsed ws112\">door de die<span class=\"_ _0\"></span>nst </span></span></div>\n<div class=\"t m0 x1d h64 y99d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor re<span class=\"_ _1\"></span>laties met <span class=\"_ _1\"></span>investeerder<span class=\"_ _1\"></span>s midden 2<span class=\"_ _1\"></span>023<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99e ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> ook geen <span class=\"_ _1\"></span>schatti<span class=\"ws11e\">ngen op va<span class=\"_ _1\"></span>n de impact per 30<span class=\"_ _1\"></span> juni 2022 of </span></div>\n<div class=\"t m0 x1d h64 ya9a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">per 31 dece<span class=\"_ _0\"></span>mber 2022, o<span class=\"_ _0\"></span>mdat deze s<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>gen mome<span class=\"_ _0\"></span>nteel nog ni<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ya9b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voldoende b<span class=\"_ _1\"></span>etrouwbaar of <span class=\"_ _1\"></span>gekend zijn. <span class=\"_ _1\"></span>De impac<span class=\"_ _1\"></span>t op het</div>\n<div class=\"t m0 x1d h64 ya9c ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en op de</div>\n<div class=\"t m0 x1d h64 ya9d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng op dez<span class=\"_ _0\"></span>e data <span class=\"_ _0\"></span>zal word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 ya9e ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgest<span class=\"_ _0\"></span>eld in het t<span class=\"_ _0\"></span>ussentij<span class=\"_ _0\"></span>dse financ<span class=\"_ _0\"></span>ieel vers<span class=\"_ _0\"></span>lag en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in</span> <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g over de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> 2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa0 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa1 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Vergeleken met<span class=\"_ _1\"></span> de bedragen <span class=\"lsed ws112\">die zijn opgeno<span class=\"_ _0\"></span>men<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in <span class=\"lsef ws113\">het</span></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaa2 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"ws11d\">overzich<span class=\"_ _1\"></span>t van de <span class=\"_ _1\"></span><span class=\"ls107 ws135\">financi\u00eble<span class=\"_ _1\"></span> positie<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas per 1 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaa3 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 onde<span class=\"_ _1\"></span>r toepassing<span class=\"_ _1\"></span> van IAS 39 en IFRS 4, heef<span class=\"_ _1\"></span>t toepassing</div>\n<div class=\"t m0 x1d h64 yaa4 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 9<span class=\"_ _1\"></span> en IFRS 1<span class=\"_ _1\"></span>7 door de <span class=\"_ _1\"></span>dochterondern<span class=\"_ _1\"></span>emingen van A<span class=\"_ _1\"></span>geas</div>\n<div class=\"t m0 x1d h64 yaa5 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geleid t<span class=\"_ _0\"></span>ot:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale activ<span class=\"_ _0\"></span>a;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa7 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa8 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een daling van het<span class=\"_ _0\"></span> totale eig<span class=\"_ _0\"></span>en vermoge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya59 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De belang<span class=\"_ _0\"></span>rijkste g<span class=\"_ _0\"></span>evolgen va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span>toepassing va<span class=\"_ _0\"></span>n IFRS 9 en</div>\n<div class=\"t m0 x1d h64 ya5b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 op<span class=\"_ _1\"></span> de gecons<span class=\"_ _1\"></span>olideerde open<span class=\"_ _1\"></span>ingsbalans v<span class=\"_ _1\"></span>an Ageas p<span class=\"_ _1\"></span>er 1</div>\n<div class=\"t m0 x1d h64 ya5c ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 wo<span class=\"_ _1\"></span>rden hieronder ver<span class=\"_ _1\"></span>der toegelicht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yaa9 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toena<span class=\"lsed ws11d\">me van de t<span class=\"_ _0\"></span>otale act<span class=\"_ _0\"></span>iva heef<span class=\"_ _0\"></span>t vooral<span class=\"_ _0\"></span> betrekk<span class=\"_ _0\"></span>ing op de </span></div>\n<div class=\"t m0 x1d h64 yaab ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de <span class=\"ws11d\">be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IFR<span class=\"_ _0\"></span>S 9 inzak<span class=\"_ _0\"></span>e classif<span class=\"_ _0\"></span>icatie <span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yaac ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring. In v<span class=\"_ _0\"></span>ergelijk<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span> IAS 39<span class=\"ls0 ws0\">, </span><span class=\"lsef\">zal onder <span class=\"_ _1\"></span>IFRS 9 een g<span class=\"_ _1\"></span>roter deel<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaad ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van <span class=\"ws11d\">de i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> </span>van<span class=\"ls0 ws0\"> </span>Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten tegen<span class=\"_ _1\"></span> re<span class=\"lsed ws111\">\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 yaae ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yab0 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IA<span class=\"_ _0\"></span>S 39 classifi<span class=\"_ _0\"></span>ceerde A<span class=\"_ _0\"></span>geas een de<span class=\"_ _0\"></span>el van de invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 yab1 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen als \u2018to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aange<span class=\"_ _1\"></span>houden\u2019 of<span class=\"_ _1\"></span> als \u2018leningen<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 yab2 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen\u2019 <span class=\"_ _1\"></span>en waardee<span class=\"_ _1\"></span>rde Ageas d<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">investeri<span class=\"_ _0\"></span>ngen bijge<span class=\"_ _0\"></span>volg teg<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hun geamor<span class=\"_ _1\"></span>tiseerde<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kostprijs. Als<span class=\"_ _0\"></span> gevolg va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">analyse<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">v<span class=\"_ _1\"></span>an het </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yab4 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l <span class=\"ws11d\">waarin de<span class=\"_ _1\"></span> investering<span class=\"_ _1\"></span>en <span class=\"lsed ws112\">onder IFRS 9 </span></span>worden</div>\n<div class=\"t m0 x1d h64 yab5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> en omdat de<span class=\"_ _1\"></span>ze investeringen<span class=\"_ _1\"></span> aanleiding<span class=\"_ _1\"></span> <span class=\"lsed\">geven t<span class=\"_ _0\"></span>ot </span></div>\n<div class=\"t m0 x1d h64 y97d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die <span class=\"ws112\">uitslu<span class=\"_ _0\"></span>itend af<span class=\"_ _0\"></span>lossinge<span class=\"_ _0\"></span>n en renteb<span class=\"_ _0\"></span>etaling<span class=\"_ _0\"></span>en betreff<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 y97e ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws11e\">uitstaande hoofdso<span class=\"_ _1\"></span>mbedrag,<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">zal een groot deel v<span class=\"_ _0\"></span>an deze </span></div>\n<div class=\"t m0 x1d h64 y97f ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">onder IFRS 9 worde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde </span></div>\n<div class=\"t m0 x1d h64 y980 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met verwerking<span class=\"_ _1\"></span> van waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van</div>\n<div class=\"t m0 x1d h64 y981 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Op de ov<span class=\"_ _0\"></span>ergangsd<span class=\"_ _0\"></span>atum<span class=\"ls0 ws0\">, </span>werd de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealis<span class=\"_ _1\"></span>eerd<span class=\"lsed ws111\">e </span></span></span></div>\n<div class=\"t m0 x1d h64 y982 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winst of ver<span class=\"_ _0\"></span>lies sinds<span class=\"_ _0\"></span> de eerste op<span class=\"_ _0\"></span>named<span class=\"_ _0\"></span>atum van die inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x1d h64 y983 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">de overige<span class=\"_ _1\"></span> onderdelen van he<span class=\"_ _1\"></span>t totaalresultaa<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya6c ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya6d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een deel <span class=\"_ _1\"></span>van <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">investering<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span>van Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in schuldb<span class=\"_ _1\"></span>ewijzen, </span></div>\n<div class=\"t m0 x1d h64 ya6e ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invester<span class=\"_ _0\"></span>ingen in niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenote<span class=\"_ _1\"></span>erde beleggin<span class=\"_ _1\"></span>gsfondse<span class=\"lsed ws111\">n </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of op ee<span class=\"_ _1\"></span>n beurs verhand<span class=\"_ _1\"></span>elde fonds<span class=\"_ _1\"></span>en, geven on<span class=\"_ _1\"></span>der IFRS 9 <span class=\"_ _1\"></span>geen</div>\n<div class=\"t m0 x1d h64 ya70 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanleiding <span class=\"_ _1\"></span><span class=\"lsed ws11d\">tot kass<span class=\"_ _0\"></span>tromen <span class=\"lsef ws113\">die <span class=\"ws11d\">uitsluitend afloss<span class=\"_ _1\"></span>ingen en ren<span class=\"_ _1\"></span>tebetalingen </span></span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>en op het uit<span class=\"_ _0\"></span>staande ho<span class=\"_ _0\"></span>ofdsom<span class=\"_ _0\"></span>bedrag.<span class=\"ls0 ws0\"> </span>Op de<span class=\"_ _0\"></span> overgan<span class=\"_ _0\"></span>gsdatum,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya72 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas deze inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen verpli<span class=\"_ _0\"></span>cht gehe<span class=\"_ _0\"></span>rclassif<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ceerd en </span></div>\n<div class=\"t m0 x1d h64 ya73 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde met ver<span class=\"_ _1\"></span>werking van</div>\n<div class=\"t m0 x1d h64 ya74 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verliesr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g, terwijl d<span class=\"_ _0\"></span>eze </span></span></div>\n<div class=\"t m0 x1d h64 ya75 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">investeringen<span class=\"_ _1\"></span> onder IAS<span class=\"_ _1\"></span> 39 werden<span class=\"_ _1\"></span> gewaardeerd <span class=\"_ _1\"></span>tegen <span class=\"lsed ws111\">hun </span></div>\n<div class=\"t m0 x1d h64 ya76 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs of te<span class=\"_ _1\"></span>gen re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya77 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardever<span class=\"ws11e\">anderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">.  </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum een<span class=\"_ _1\"></span> aantal inv<span class=\"_ _1\"></span>esteringen</div>\n<div class=\"t m0 x2c h64 y8a6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen, welke<span class=\"_ _1\"></span> ter dekki<span class=\"_ _1\"></span>ng van un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">linked contr<span class=\"_ _0\"></span>acten wor<span class=\"_ _0\"></span>den </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> aangewez<span class=\"ws11d\">en<span class=\"_ _1\"></span> als aangehoud<span class=\"_ _1\"></span>en tegen r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> met </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerking <span class=\"_ _1\"></span>van waardeverand<span class=\"_ _1\"></span>eringen in<span class=\"_ _1\"></span> de <span class=\"ls10c ws13b\">wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omdat een d<span class=\"_ _1\"></span>ergelijke a<span class=\"_ _1\"></span>anwijzing <span class=\"_ _1\"></span>waarderingsinconsi<span class=\"_ _1\"></span>stenties of</div>\n<div class=\"t m0 x2c h64 y8aa ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing mismat<span class=\"_ _0\"></span>ches met d<span class=\"_ _0\"></span>e daaraan gek<span class=\"_ _0\"></span>oppeld<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen</div>\n<div class=\"t m0 x2c h64 y8ab ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">inzake verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsf9 ws124\">of <span class=\"_ _1\"></span><span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten vermindert.</span></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing <span class=\"ws112\">v<span class=\"_ _0\"></span>an het te verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietver<span class=\"_ _0\"></span>lies<span class=\"ls0 ws0\">-</span>model i<span class=\"_ _0\"></span>n IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y8ae ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">voor <span class=\"lsef ws113\">de </span>investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">van Ageas <span class=\"lsed\">in schuldb<span class=\"_ _0\"></span>ewijzen <span class=\"_ _0\"></span><span class=\"lsef ws113\">resulteerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">op de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8af ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">de op<span class=\"_ _0\"></span>name van <span class=\"_ _0\"></span>een voo<span class=\"_ _0\"></span>rzieni<span class=\"_ _0\"></span>ng voor v<span class=\"_ _0\"></span>erliezen v<span class=\"_ _0\"></span>oor </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff83 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">te<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">verwachte<span class=\"_ _0\"></span>n kredietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en welke iet<span class=\"_ _0\"></span>s hoger ligt d<span class=\"_ _0\"></span>an het bedra<span class=\"_ _0\"></span>g van </span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bijzondere<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">waardeverminder<span class=\"_ _1\"></span>ingen dat <span class=\"_ _1\"></span>voor deze<span class=\"ls105 ws135\">l<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">instrum<span class=\"_ _0\"></span>enten ond<span class=\"_ _0\"></span>er </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IAS 39 werd<span class=\"_ _1\"></span> opgenomen. <span class=\"_ _1\"></span>Dit volgt u<span class=\"_ _1\"></span>it het f<span class=\"_ _1\"></span>eit dat de<span class=\"_ _1\"></span> meerderheid <span class=\"_ _1\"></span>van <span class=\"ws113\">de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Ageas</span> </span><span class=\"ws11d\">in schuldb<span class=\"_ _0\"></span>ewijzen v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">goede kwaliteit i<span class=\"_ _1\"></span>s</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8b4 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(\u2018inves<span class=\"_ _0\"></span>tment gr<span class=\"_ _0\"></span>ade\u2019, z<span class=\"_ _0\"></span>ijnde inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x2c h64 y8b5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>idsrisico <span class=\"_ _1\"></span>van Baa3 of <span class=\"_ _1\"></span>BBB<span class=\"ls0 ws0\">- </span>o<span class=\"_ _1\"></span>f hoger) en <span class=\"_ _1\"></span>bijgevolg <span class=\"_ _1\"></span>niet</div>\n<div class=\"t m0 x2c h64 y8b6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gekenmerk<span class=\"_ _1\"></span>t door een signif<span class=\"_ _1\"></span>icante toename van het<span class=\"_ _1\"></span> <span class=\"ws113\">kredietrisico<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff83 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">sinds <span class=\"lsef ws113\">hun<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opnamedatum<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">(</span></span></span>geclassificeerd<span class=\"ls0 ws0\"> </span><span class=\"lsed\">in Stadium 1<span class=\"_ _0\"></span>). Voor die </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen za<span class=\"_ _0\"></span>l Ageas ee<span class=\"_ _0\"></span>n voorzien<span class=\"_ _0\"></span>ing voor ver<span class=\"_ _0\"></span>liezen voo<span class=\"_ _0\"></span>r te</div>\n<div class=\"t m0 x2c h64 y9d8 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachten kred<span class=\"_ _1\"></span>ietverliezen opnem<span class=\"_ _1\"></span>en ten belope van<span class=\"_ _1\"></span> <span class=\"ws11d\">een bedrag da<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9d9 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>dietverliezen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9da ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span><span class=\"ws11d\">classific<span class=\"_ _1\"></span>eerde Ageas<span class=\"_ _1\"></span> het grootste<span class=\"_ _1\"></span> deel van<span class=\"_ _1\"></span> <span class=\"ls103\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten als \u2018v<span class=\"_ _0\"></span>oor verk<span class=\"_ _0\"></span>oop</div>\n<div class=\"t m0 x2c h64 y9dd ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar\u2019 e<span class=\"_ _1\"></span>n waardeerd<span class=\"_ _1\"></span>e die invester<span class=\"_ _1\"></span>ingen bijg<span class=\"_ _1\"></span>evolg tegen r<span class=\"_ _1\"></span>e\u00eble</div>\n<div class=\"t m0 x2c h64 y9de ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y9df ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. <span class=\"lsed ws112\">Met de imple<span class=\"_ _0\"></span>mentat<span class=\"_ _0\"></span>ie van IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y9e0 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas beslot<span class=\"_ _0\"></span>en om het gro<span class=\"_ _0\"></span>otste deel<span class=\"_ _0\"></span> van <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">investering<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten teg<span class=\"_ _1\"></span>en re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van</div>\n<div class=\"t m0 x2c h64 y9e2 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y9e3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te blijven<span class=\"_ _1\"></span> waarderen, <span class=\"ws11e\">d<span class=\"_ _1\"></span>oor gebruik te<span class=\"_ _1\"></span> maken van de <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span></span>IFRS 9<span class=\"_ _1\"></span> geboden</div>\n<div class=\"t m0 x2c h64 y9e4 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze om <span class=\"ws11d\">veranderi<span class=\"_ _1\"></span>ngen in de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> van die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten in de ov<span class=\"_ _0\"></span>erige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9e6 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span> op te ne<span class=\"_ _0\"></span>men<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Aangezien <span class=\"ws11e\">i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> in eigenvermogensi<span class=\"_ _1\"></span>nstrumenten buiten he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied <span class=\"ls107 ws13e\">valle<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van het te v<span class=\"_ _0\"></span>erwac<span class=\"_ _0\"></span>hten kred<span class=\"_ _0\"></span>ietverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model</span> <span class=\"ls107 ws13e\">in</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff83 fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsed ws112\">en de <span class=\"lsef ws11d\">bepalingen i<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span>IFRS 9 retroact<span class=\"_ _0\"></span>ief moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9eb ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegepast, <span class=\"_ _1\"></span><span class=\"lsed ws112\">bestaat<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">belangrijks<span class=\"_ _1\"></span>te impact bij overgang<span class=\"_ _1\"></span> <span class=\"ws113\">uit<span class=\"ls0 ws0\"> </span></span></span>het niet </span></div>\n<div class=\"t m0 x2c h64 y9ec ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">langer opnem<span class=\"_ _1\"></span>en in <span class=\"lsed ws112\">het overzicht v<span class=\"_ _0\"></span>an de financi<span class=\"_ _0\"></span>\u00eble posit<span class=\"_ _0\"></span>ie van de </span></div>\n<div class=\"t m0 x2c h64 y9ed ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">waardeverminder<span class=\"_ _1\"></span>ingen <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>Ageas </span><span class=\"ws112\">onder IAS 39 <span class=\"lsef ws113\">opnam </span></span>voor</div>\n<div class=\"t m0 x2c h64 y9ee ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws113\">eze</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invest<span class=\"_ _0\"></span>eringen<span class=\"_ _0\"></span>. Dit had op de tr<span class=\"_ _0\"></span>ansitieda<span class=\"_ _0\"></span>tum een p<span class=\"_ _0\"></span>ositieve i<span class=\"_ _0\"></span>mpact </span></div>\n<div class=\"t m0 x2c h64 y9ef ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">op<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">het t</span></span><span class=\"ws112\">otale eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"ls0 ws0\"> <span class=\"ls10c ws14c\">(EUR 0</span>,<span class=\"ls107 ws137\">3 milja<span class=\"_ _1\"></span>rd)</span>. </span></span></div>\n<div class=\"t m0 x2c h64 y9f0 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39, werd<span class=\"_ _1\"></span>en leningen aan poli<span class=\"_ _1\"></span>shouders opgeno<span class=\"_ _1\"></span>men als</div>\n<div class=\"t m0 x2c h64 y9f2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa. In l<span class=\"_ _1\"></span>ijn met <span class=\"_ _1\"></span>de bepalingen<span class=\"_ _1\"></span> in IFRS 17<span class=\"_ _1\"></span>, heeft A<span class=\"_ _1\"></span>geas de</div>\n<div class=\"t m0 x2c h64 y9f3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen aan<span class=\"_ _1\"></span> polishoude<span class=\"_ _1\"></span>rs op de <span class=\"_ _1\"></span>overgangsda<span class=\"_ _1\"></span>tum opgenomen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y9f4 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardering <span class=\"_ _1\"></span>van de v<span class=\"lsed\">erplichting<span class=\"_ _0\"></span>en inza<span class=\"_ _0\"></span>ke verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff83 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">eerste</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 17 heeft ge<span class=\"_ _0\"></span>resulte<span class=\"_ _0\"></span>erd in het niet<span class=\"_ _0\"></span> langer </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opnemen van enige<span class=\"_ _1\"></span> bedragen die ond<span class=\"_ _1\"></span>er IFRS 4 werden opgen<span class=\"_ _1\"></span>omen in</div>\n<div class=\"t m0 x2c h64 y9f8 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws113\">geconsolideerde<span class=\"_ _1\"></span> <span class=\"ws11e\">overzicht<span class=\"_ _1\"></span> van de financi\u00eble po<span class=\"_ _1\"></span>sitie inzake </span></span></div>\n<div class=\"t m0 x2c h64 y9f9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geactiveerd<span class=\"ls0 ws0\">e<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">acquisiti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n en <span class=\"lsef ws113\">de <span class=\"ws11d\">waarde va<span class=\"_ _1\"></span>n overgenomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9fa ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake gea<span class=\"_ _1\"></span>ctiveerde acqu<span class=\"_ _1\"></span>isitiekosten<span class=\"_ _1\"></span> (EUR </span><span class=\"ff83\">0,<span class=\"_ _1\"></span><span class=\"lsef ws113\">4 </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9fc ff83 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljard<span class=\"lsed ws11d\">) werden op de <span class=\"_ _0\"></span>overga<span class=\"_ _0\"></span>ngsdatu<span class=\"_ _0\"></span>m naar IF<span class=\"_ _0\"></span>RS 17 ni<span class=\"_ _0\"></span>et lange<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a0 h64 y9fd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het <span class=\"lsef ws113\">geconsolideerde </span>overzicht van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a0 h64 y9fe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>, in over<span class=\"lsef ws11d\">eenstemming met de<span class=\"_ _1\"></span> keuze van<span class=\"_ _1\"></span> grondslagen<span class=\"_ _1\"></span> voor </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas o<span class=\"_ _0\"></span>m, met de acqui<span class=\"_ _0\"></span>sitie van </span></span></div>\n<div class=\"t m0 x69 h64 yab7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringen v<span class=\"_ _0\"></span>erband hou<span class=\"_ _0\"></span>dende kas<span class=\"_ _0\"></span>stromen op t<span class=\"_ _0\"></span>e nemen als las<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x69 h64 yab8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wanneer A<span class=\"_ _1\"></span>geas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">deze kos<span class=\"_ _1\"></span>ten maakt, </span>dit <span class=\"lsed ws112\">voor de activitei<span class=\"_ _0\"></span>ten in Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yab9 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsed ws112\">even die worde<span class=\"_ _0\"></span>n gew<span class=\"lsef ws11d\">aardeerd aan de <span class=\"_ _1\"></span>hand van de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yaba ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">premietoereke<span class=\"_ _1\"></span>ningsbenadering<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake de<span class=\"_ _1\"></span> waarde van<span class=\"_ _1\"></span> overgenomen co<span class=\"_ _1\"></span>ntracten (E<span class=\"_ _1\"></span>UR </span></span></div>\n<div class=\"t m0 x69 h64 yabc ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">0,<span class=\"lsef ws11e\">0 mi<span class=\"_ _1\"></span>ljard<span class=\"ws11d\">) werden <span class=\"_ _1\"></span>niet langer<span class=\"_ _1\"></span> opgenomen <span class=\"_ _1\"></span>in het <span class=\"ws113\">geconso<span class=\"_ _1\"></span>lideerde </span></span></span></div>\n<div class=\"t m0 x69 h64 yabd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie omdat<span class=\"_ _0\"></span> ze onder IF<span class=\"_ _0\"></span>RS 17 word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yabe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen inz<span class=\"_ _0\"></span>ake</div>\n<div class=\"t m0 x69 h64 yabf ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya58 ff87 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing v<span class=\"_ _0\"></span>an IFRS 9 h<span class=\"_ _0\"></span>eeft ni<span class=\"_ _0\"></span>et gelei<span class=\"_ _0\"></span>d tot een <span class=\"_ _0\"></span>herclass<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x1d h64 yac1 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac3 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toename van de to<span class=\"_ _1\"></span>tale<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">verp<span class=\"_ _1\"></span>lichtingen be<span class=\"_ _1\"></span>treft voornam<span class=\"_ _1\"></span>elijk de </span></div>\n<div class=\"t m0 x1d h64 yac4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herberekening<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">van verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en, herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x1d h64 yac6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van de <span class=\"ws113\">bepalingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in IFRS 17 </span></span></span>van het</div>\n<div class=\"t m0 x1d h64 yac7 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundige<span class=\"_ _1\"></span> model van<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span><span class=\"ws112\">actuele wa<span class=\"_ _0\"></span>arde. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac8 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de over<span class=\"_ _1\"></span>gangsdatum<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span>heeft Age<span class=\"_ _1\"></span>as elke gr<span class=\"_ _1\"></span>oep <span class=\"ls103\">van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaca ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten en</div>\n<div class=\"t m0 x1d h64 yacb ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten</div>\n<div class=\"t m0 x1d h64 yacc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">retroactief<span class=\"_ _1\"></span> ge\u00efdentificeerd<span class=\"_ _1\"></span>, gewaardeer<span class=\"_ _1\"></span>d en opgen<span class=\"_ _1\"></span>omen, also<span class=\"_ _1\"></span>f de</div>\n<div class=\"t m0 x1d h64 yacd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepalinge<span class=\"ls0 ws0\">n<span class=\"_ _1\"></span> </span><span class=\"ws11d\">van IFR<span class=\"_ _1\"></span>S 17 van <span class=\"_ _1\"></span>toepassing ware<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">op die groepe<span class=\"_ _0\"></span>n <span class=\"ws111\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 yace ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en vanaf h<span class=\"_ _0\"></span>un eerste op<span class=\"_ _0\"></span>name (ook w<span class=\"_ _0\"></span>el de \u2018volle<span class=\"_ _0\"></span>dig retroa<span class=\"_ _0\"></span>ctieve</div>\n<div class=\"t m0 x1d h64 yacf ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">benadering\u2019 <span class=\"_ _1\"></span>genoemd). Di<span class=\"_ _1\"></span>t omvat de<span class=\"_ _1\"></span> identifica<span class=\"_ _1\"></span>tie, waarderin<span class=\"_ _1\"></span>g en</div>\n<div class=\"t m0 x1d h64 yad0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an (enig <span class=\"_ _0\"></span>actief v<span class=\"_ _0\"></span>oor) met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad1 ff83 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">ve<span class=\"lsef ws11e\">rband houdende ka<span class=\"_ _1\"></span>sstromen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al situat<span class=\"_ _0\"></span>ies was Ageas<span class=\"_ _0\"></span> niet in staat<span class=\"_ _0\"></span> om op de</div>\n<div class=\"t m0 x1d h64 yad4 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum e<span class=\"_ _0\"></span>en groep <span class=\"ls103 ws11d\">van <span class=\"lsed\">verzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontracten<span class=\"_ _0\"></span> onder </span></span></div>\n<div class=\"t m0 x1d h64 yad5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring te wa<span class=\"_ _0\"></span>arderen. D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 yad6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was het g<span class=\"_ _1\"></span>eval wanneer:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad7 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e in de b<span class=\"_ _1\"></span>estaande <span class=\"ws113\">rapp<span class=\"_ _1\"></span>ortage</span>systemen <span class=\"_ _1\"></span>van Ageas besc<span class=\"_ _1\"></span>hikbare </span></span></div>\n<div class=\"t m0 x69 h64 yad8 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie omtre<span class=\"_ _0\"></span>nt kasstr<span class=\"_ _0\"></span>omen uit het<span class=\"_ _0\"></span> verlede<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">was<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">geb<span class=\"_ _1\"></span>aseerd op </span></span></div>\n<div class=\"t m0 x69 h64 yad9 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verond<span class=\"_ _0\"></span>erstelli<span class=\"_ _0\"></span>ngen die met<span class=\"_ _0\"></span> achteraf<span class=\"_ _0\"></span> verkreg<span class=\"_ _0\"></span>en kennis we<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x69 h64 yada ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws113\">Be<span class=\"_ _1\"></span>paalde</span><span class=\"ff83\"> <span class=\"lsed ws112\">redelijke en gef<span class=\"_ _0\"></span>undeerd<span class=\"_ _0\"></span>e inform<span class=\"_ _0\"></span>atie omtrent<span class=\"_ _0\"></span> kasstrom<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x69 h64 yadc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit het <span class=\"_ _1\"></span>verleden<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">wa<span class=\"_ _1\"></span></span>s </span>ni<span class=\"_ _1\"></span>et beschikbaar<span class=\"_ _1\"></span> in de be<span class=\"_ _1\"></span>staande</div>\n<div class=\"t m0 x69 h64 yadd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapportage<span class=\"lsed ws112\">systemen van Ag<span class=\"_ _0\"></span>eas, of <span class=\"ls10c ws13b\">was <span class=\"lsef ws11d\">uitsluitend<span class=\"_ _1\"></span> beschikbaar<span class=\"_ _1\"></span> op </span></span></span></div>\n<div class=\"t m0 x69 h64 yade ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een hoger a<span class=\"_ _1\"></span>ggregatieniveau<span class=\"_ _1\"></span> of op an<span class=\"_ _1\"></span>dere aggre<span class=\"_ _1\"></span>gatieniveaus <span class=\"_ _1\"></span>dan de</div>\n<div class=\"t m0 x69 h64 yadf ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen in <span class=\"ls105 ws14a\">IFRS 17<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">over de<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groeper<span class=\"ls107 ws13e\">ing<span class=\"_ _1\"></span></span></span> </span></span><span class=\"lsef\">van con<span class=\"_ _1\"></span>tracten; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae0 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsed ws112\">De informatie in de<span class=\"_ _0\"></span> bestaande <span class=\"lsef ws113\">rapportage</span>syst<span class=\"_ _0\"></span>emen van Age<span class=\"_ _0\"></span>as <span class=\"ls107 ws13e\">liet </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niet to<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de evolutie<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de </span>c</span><span class=\"ws111\">ontractue<span class=\"_ _0\"></span>le <span class=\"ls0 ws0\">d<span class=\"lsef ws113\">ienstenmarge<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws113\">de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yae2 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum n<span class=\"_ _0\"></span>aar beho<span class=\"_ _0\"></span>ren in te schat<span class=\"_ _0\"></span>ten. Deze ev<span class=\"_ _0\"></span>oluti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">heeft </span></span></div>\n<div class=\"t m0 x69 h64 yae3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een invlo<span class=\"_ _0\"></span>ed op de <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractu<span class=\"_ _0\"></span>ele <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ienstenm<span class=\"_ _0\"></span>arge op de </span></span></div>\n<div class=\"t m0 x69 h64 yae4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgangsda<span class=\"ls105 ws135\">tu<span class=\"_ _1\"></span>m.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae6 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In deze gev<span class=\"_ _0\"></span>allen wer<span class=\"_ _0\"></span>den de betr<span class=\"_ _0\"></span>effende gr<span class=\"_ _0\"></span>oepen <span class=\"lsef ws113\">van </span></div>\n<div class=\"t m0 x1d h64 yae7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten <span class=\"ws11d\">op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum gewaarde<span class=\"_ _1\"></span>erd onder </span></div>\n<div class=\"t m0 x1d h64 yae8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an de \u2018herz<span class=\"_ _1\"></span>iene retroa<span class=\"_ _1\"></span>ctieve benadering\u2019<span class=\"_ _1\"></span> dan<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">wel de </span></span></div>\n<div class=\"t m0 x1d h64 yae9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018re\u00eblewaardeb<span class=\"_ _1\"></span>enadering\u2019 (zie<span class=\"_ _1\"></span> hieronder)<span class=\"_ _1\"></span>. De doelstel<span class=\"_ _1\"></span>ling van <span class=\"_ _1\"></span>deze</div>\n<div class=\"t m0 x1d h64 yaea ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">alterna<span class=\"ws11d\">tieve<span class=\"_ _1\"></span> waarderingsbena<span class=\"_ _1\"></span>deringen op<span class=\"_ _1\"></span> de overgang<span class=\"_ _1\"></span>sdatum<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">is om<span class=\"_ _1\"></span></span> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 yaeb ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitkomst<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>volledig r<span class=\"_ _0\"></span>etroac<span class=\"_ _0\"></span>tieve be<span class=\"_ _0\"></span>naderin<span class=\"_ _0\"></span>g zo dich<span class=\"_ _0\"></span>t als mo<span class=\"_ _0\"></span>gelijk t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yaec ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">benaderen<span class=\"ws11e\">, geb<span class=\"_ _1\"></span>ruikmakend van redeli<span class=\"_ _1\"></span>jke en gefundeerde<span class=\"_ _1\"></span> informatie </span></div>\n<div class=\"t m0 x1d h64 yaed ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke op de<span class=\"_ _1\"></span> <span class=\"ws113\">overgangsda<span class=\"_ _1\"></span>tum </span>zonder o<span class=\"_ _1\"></span>ngerechtvaardig<span class=\"_ _1\"></span>de kost<span class=\"lsed ws112\">en of </span></div>\n<div class=\"t m0 x1d h64 yaee ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inspanningen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">beschik<span class=\"_ _0\"></span>baar is. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor groe<span class=\"_ _0\"></span>pen van ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten bi<span class=\"_ _0\"></span>nnen de acti<span class=\"_ _0\"></span>viteite<span class=\"_ _0\"></span>n Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8a6 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leven, hee<span class=\"_ _1\"></span>ft Ageas de <span class=\"_ _1\"></span>volledig re<span class=\"_ _1\"></span>troactieve be<span class=\"_ _1\"></span>nadering toe<span class=\"_ _1\"></span>gepast voor</div>\n<div class=\"t m0 x2c h64 y8a7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>ering van de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoof<span class=\"_ _0\"></span>de van rest<span class=\"_ _0\"></span>erende dek<span class=\"_ _0\"></span>king</div>\n<div class=\"t m0 x2c h64 y8a8 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van deze groepen<span class=\"_ _1\"></span> van verzekering<span class=\"_ _1\"></span>scontracten. De ver<span class=\"_ _1\"></span>plichting uit</div>\n<div class=\"t m0 x2c h64 y8a9 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an ontst<span class=\"_ _0\"></span>ane cla<span class=\"_ _0\"></span>ims van d<span class=\"_ _0\"></span>eze gro<span class=\"_ _0\"></span>epen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten is gewaardee<span class=\"_ _1\"></span>rd onder toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ab ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g retroa<span class=\"_ _0\"></span>ctieve b<span class=\"_ _0\"></span>enaderi<span class=\"_ _0\"></span>ng voor <span class=\"_ _0\"></span>de meest r<span class=\"_ _0\"></span>ece<span class=\"lsef ws11e\">nte schadejaren en </span></div>\n<div class=\"t m0 x2c h64 y8ac ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering v<span class=\"_ _0\"></span>oor claims</div>\n<div class=\"t m0 x2c h64 y8ad ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van v\u00f3\u00f3r 201<span class=\"_ _0\"></span>6.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor gro<span class=\"_ _0\"></span>epen ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten bi<span class=\"_ _0\"></span>nnen de a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft Ageas de volg<span class=\"_ _1\"></span>ende waarderingsbenad<span class=\"_ _1\"></span>eringen <span class=\"ws11d\">toegepa<span class=\"_ _1\"></span>st op<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgang<span class=\"lsed ws111\">sdatum<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">le<span class=\"_ _1\"></span>vensverzekeringsco<span class=\"_ _1\"></span>ntracten die<span class=\"_ _1\"></span> werden uit<span class=\"_ _1\"></span>gegeven </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vanaf 2018<span class=\"_ _1\"></span> werden ove<span class=\"_ _1\"></span>r het alge<span class=\"_ _1\"></span>meen gewaardeer<span class=\"_ _1\"></span>d onder</div>\n<div class=\"t m0 x1a0 h64 y8b4 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">levensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten die v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11d\">r 2018 werden </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgegeven werd<span class=\"_ _1\"></span>en gewaardeerd onde<span class=\"_ _1\"></span>r toepassing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b7 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eblewaardeben<span class=\"_ _1\"></span>adering; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">verzeker<span class=\"_ _1\"></span>ingscontrac<span class=\"_ _1\"></span>ten met direc<span class=\"_ _1\"></span>te </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9d8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen werde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> onder toepa<span class=\"_ _1\"></span>ssing van</div>\n<div class=\"t m0 x1a0 h64 y9d9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de herziene<span class=\"_ _1\"></span> retroactiev<span class=\"_ _1\"></span>e benadering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9da ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor <span class=\"lsed ws111\">de </span>groepen<span class=\"_ _1\"></span> <span class=\"lsed ws111\">van <span class=\"ws112\">verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die werden <span class=\"lsef ws113\">gewaardeerd </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering,<span class=\"_ _0\"></span> heeft Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toekom<span class=\"_ _0\"></span>stige ka<span class=\"_ _0\"></span>sstrome<span class=\"_ _0\"></span>n op de datum van e<span class=\"_ _0\"></span>erste opna<span class=\"_ _0\"></span>me van de</div>\n<div class=\"t m0 x2c h64 y9de ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep v<span class=\"lsed ws112\">an v</span>erzekerings<span class=\"_ _1\"></span>contracten ingescha<span class=\"_ _1\"></span>t als de toekomstige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9df ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen op de over<span class=\"_ _0\"></span>gangsd<span class=\"_ _0\"></span>atum, gec<span class=\"_ _0\"></span>orrige<span class=\"_ _0\"></span>erd met<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de feitelijke </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die z<span class=\"_ _0\"></span>ich heb<span class=\"_ _0\"></span>ben voor<span class=\"_ _0\"></span>gedaan t<span class=\"_ _0\"></span>ussen <span class=\"_ _0\"></span>de datum<span class=\"_ _0\"></span> van eers<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x2c h64 y9e1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname en <span class=\"_ _1\"></span>de overgangsd<span class=\"_ _1\"></span>atum. Een soo<span class=\"_ _1\"></span>rtgelijke v<span class=\"_ _1\"></span>ereenvoudiging<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x2c h64 y9e2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>voor de scha<span class=\"_ _1\"></span>ttingen van d<span class=\"_ _1\"></span>e risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">aanpass<span class=\"_ _0\"></span>ing voor ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e3 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico,<span class=\"_ _0\"></span> welke wer<span class=\"_ _0\"></span>d ingesch<span class=\"_ _0\"></span>at op <span class=\"lsef ws11e\">de overgangsdatum e<span class=\"_ _1\"></span>n werd </span></div>\n<div class=\"t m0 x2c h64 y9e4 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecorri<span class=\"_ _0\"></span>geerd met<span class=\"_ _0\"></span> het ver<span class=\"_ _0\"></span>wachte <span class=\"_ _0\"></span>verval v<span class=\"_ _0\"></span>an risic<span class=\"_ _0\"></span>o v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11e\">r de </span></span></div>\n<div class=\"t m0 x2c h64 y9e5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum.<span class=\"_ _0\"></span> Bij het insc<span class=\"_ _0\"></span>hatten van h<span class=\"_ _0\"></span>et verval va<span class=\"_ _0\"></span>n risico we<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y9e6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerefer<span class=\"_ _0\"></span>eerd aan he<span class=\"_ _0\"></span>t verval va<span class=\"_ _0\"></span>n risico voor g<span class=\"_ _0\"></span>elijkaa<span class=\"_ _0\"></span>rdige cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e7 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor groepen<span class=\"_ _1\"></span> <span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekering<span class=\"_ _1\"></span>scontract<span class=\"ws11e\">en die werden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9e9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y9ea ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">ienste<span class=\"_ _1\"></span>nmarge op de<span class=\"_ _1\"></span> overgangsdatu<span class=\"_ _1\"></span>m bepaald al<span class=\"_ _1\"></span>s het </span></span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschil tussen<span class=\"_ _1\"></span> de re\u00eble waarde van<span class=\"_ _1\"></span> de groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9ec ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ws112\">co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en op die datu<span class=\"_ _0\"></span>m en de vervul<span class=\"_ _0\"></span>lingsk<span class=\"_ _0\"></span>a<span class=\"ws11d\">sstrom<span class=\"_ _0\"></span>en van </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dezelfde gro<span class=\"_ _1\"></span>ep, gewaardee<span class=\"_ _1\"></span>rd onder toepa<span class=\"_ _1\"></span>ssing van de<span class=\"_ _1\"></span> <span class=\"lsed\">bepaling<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9ee ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op di<span class=\"_ _0\"></span>e datum. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij de bepaling<span class=\"_ _1\"></span> van de re\u00eble waarde va<span class=\"_ _1\"></span>n een groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9f1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten heef<span class=\"_ _1\"></span>t Ageas de <span class=\"_ _1\"></span><span class=\"ws11e\">bepalingen in<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS<span class=\"_ _1\"></span> 13 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Waardering<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde\u2019 <span class=\"_ _1\"></span>toegepast, alsm<span class=\"_ _1\"></span>ede de vo<span class=\"_ _1\"></span>lgende</div>\n<div class=\"t m0 x2c h64 y9f3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwegingen geha<span class=\"_ _1\"></span>nteerd:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">Ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n omtrent verwac<span class=\"_ _1\"></span>hte toekomstige<span class=\"_ _1\"></span> kasstromen en </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">risicot<span class=\"_ _0\"></span>olerant<span class=\"_ _0\"></span>ies <span class=\"lsef ws11d\">zijn aangepa<span class=\"_ _1\"></span>st aan het <span class=\"_ _1\"></span>standpunt v<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1a0 h64 y9f6 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>artij<span class=\"ws112\">, in ove<span class=\"_ _0\"></span>reenste<span class=\"_ _0\"></span>mming met<span class=\"_ _0\"></span> de vereist<span class=\"_ _0\"></span>en van IFRS 1<span class=\"_ _0\"></span>3;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws111\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ie zijn geb<span class=\"_ _0\"></span>ruikt <span class=\"lsef ws11e\">bij de waardering van <span class=\"ws113\">de </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ff88 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsed ws111\">omvatt<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een marktconf<span class=\"_ _1\"></span>orme vergoeding v<span class=\"_ _1\"></span>oor </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alkosten en z<span class=\"_ _0\"></span>ijn gecor<span class=\"_ _0\"></span>rigeerd v<span class=\"_ _0\"></span>oor het risic<span class=\"_ _0\"></span>o van het niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fa ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nakomen van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen door Ag<span class=\"_ _1\"></span>eas als u<span class=\"_ _1\"></span>itgever van <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1a0 h64 y9fb ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e kasstromen <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn</span></span><span class=\"ff88\"> <span class=\"lsef ws11e\">g<span class=\"_ _1\"></span>ecorrigeerd tenein<span class=\"_ _1\"></span>de de door een mark<span class=\"_ _1\"></span>tpartij </span></span></span></div>\n<div class=\"t m0 x69 h64 y95a ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereiste <span class=\"_ _1\"></span>winstmarges, om<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen onder<span class=\"_ _1\"></span> de groep<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 y95b ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en te aa<span class=\"_ _0\"></span>nvaard<span class=\"_ _0\"></span>en, te we<span class=\"_ _0\"></span>erspieg<span class=\"_ _0\"></span>elen en o<span class=\"_ _0\"></span>mvatte<span class=\"_ _0\"></span>n de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y95c ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">direct t<span class=\"_ _0\"></span>oereken<span class=\"_ _0\"></span>bare k<span class=\"_ _0\"></span>osten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95d ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95e ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De uitkomsten va<span class=\"_ _1\"></span>n de aldus berekende<span class=\"_ _1\"></span> re\u00eble waarde werd<span class=\"_ _1\"></span>en ver<span class=\"lsed ws111\">geleken </span></div>\n<div class=\"t m0 x1d h64 y95f ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met gangbare<span class=\"_ _1\"></span> marktgegeven<span class=\"_ _1\"></span>s teneinde bi<span class=\"_ _1\"></span>jkomende zeke<span class=\"_ _1\"></span>rheid te b<span class=\"_ _1\"></span>ieden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff88 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> bepaling<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>van de ver<span class=\"_ _1\"></span>vullingskasstromen<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya57 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten die op de ov<span class=\"_ _1\"></span>ergangsdatum werd<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x1d h64 ya58 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x1d h64 yac0 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vervull<span class=\"_ _0\"></span>ingskass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n prospect<span class=\"_ _0\"></span>ief inge<span class=\"_ _0\"></span>schat en ve<span class=\"_ _0\"></span>rdiscont<span class=\"_ _0\"></span>eerd, daar<span class=\"_ _0\"></span>bij</div>\n<div class=\"t m0 x1d h64 yac1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum gelden<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 yac2 ff88 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">disco<span class=\"_ _1\"></span>n<span class=\"lsef\">teringsvoet<span class=\"_ _1\"></span>en. Daarnaas<span class=\"_ _1\"></span>t heeft Agea<span class=\"_ _1\"></span>s voor </span></div>\n<div class=\"t m0 x1d h64 yac3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsdoel<span class=\"_ _1\"></span>einden contrac<span class=\"_ _1\"></span>ten van meerdere jaar<span class=\"_ _1\"></span>lijkse cohorten</div>\n<div class=\"t m0 x1d h64 yac4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegroepeerd <span class=\"_ _1\"></span>in een en<span class=\"_ _1\"></span>kelvoudige reke<span class=\"_ _1\"></span>neenheid, aange<span class=\"_ _1\"></span>zien de</div>\n<div class=\"t m0 x1d h64 yac5 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapportagesy<span class=\"_ _1\"></span>stemen geen <span class=\"_ _1\"></span>redelijke en <span class=\"_ _1\"></span>gefundeerde ge<span class=\"_ _1\"></span>gevens bev<span class=\"_ _1\"></span>atten</div>\n<div class=\"t m0 x1d h64 yac6 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de ver<span class=\"_ _0\"></span>eiste i<span class=\"_ _0\"></span>nforma<span class=\"ws112\">t<span class=\"_ _0\"></span>ie per groe<span class=\"_ _0\"></span>p, met daarin u<span class=\"_ _0\"></span>itsluit<span class=\"_ _0\"></span>end cont<span class=\"_ _0\"></span>racten </span></div>\n<div class=\"t m0 x1d h64 yac7 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke niet meer<span class=\"_ _1\"></span> dan \u00e9\u00e9n jaar na elkaar<span class=\"_ _1\"></span> zijn uitgegeven<span class=\"_ _1\"></span>, te verschaffen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h6c y96c ff8c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96d ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Om de daling van he<span class=\"_ _1\"></span>t eigen vermogen op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum te</div>\n<div class=\"t m0 x1d h64 y96e ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">analyse<span class=\"_ _0\"></span>ren, dient<span class=\"_ _0\"></span> een onders<span class=\"_ _0\"></span>cheid te<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">worden gemaakt tussen<span class=\"_ _1\"></span> de impact<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de toepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 op het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y970 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">exclusi<span class=\"_ _0\"></span>ef de overig<span class=\"_ _0\"></span>e onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalres<span class=\"_ _0\"></span>ultaat en o<span class=\"_ _0\"></span>p de overig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y971 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaf1 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S 9 en IFR<span class=\"_ _0\"></span>S 17 doo<span class=\"_ _0\"></span>r de </span></span></div>\n<div class=\"t m0 x69 h64 y9df ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> een niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yaf2 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significante<span class=\"_ _1\"></span> <span class=\"lsed ws111\">netto <span class=\"ws112\">dali<span class=\"_ _0\"></span>ng van het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n exclusi<span class=\"_ _0\"></span>ef de </span></span></div>\n<div class=\"t m0 x69 h64 yaf3 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat. Dez<span class=\"_ _0\"></span>e dalin<span class=\"_ _0\"></span>g betreft<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 yaf4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span> het niet <span class=\"_ _1\"></span>langer opnemen <span class=\"_ _1\"></span>in het g<span class=\"_ _1\"></span>econsolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yaf5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie van on<span class=\"_ _0\"></span>der IFRS 4 opge<span class=\"_ _0\"></span>nomen</div>\n<div class=\"t m0 x69 h64 yaf6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n inzake g<span class=\"_ _0\"></span>eactivee<span class=\"_ _0\"></span>rde acquis<span class=\"_ _0\"></span>itiekos<span class=\"_ _0\"></span>ten en de waa<span class=\"_ _0\"></span>rde van</div>\n<div class=\"t m0 x69 h64 yaf7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen cont<span class=\"_ _0\"></span>racten, <span class=\"lsef ws11e\">welke deels gecompenseerd is door<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">het </span></span></div>\n<div class=\"t m0 x69 h64 yaf8 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet lange<span class=\"_ _0\"></span>r opnem<span class=\"_ _0\"></span>en in het gecon<span class=\"_ _0\"></span>solidee<span class=\"_ _0\"></span>rde overzi<span class=\"_ _0\"></span>cht van de</div>\n<div class=\"t m0 x69 h64 yaf9 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie van bijzond<span class=\"_ _1\"></span>ere waardevermind<span class=\"_ _1\"></span>eringen welke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yafa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas onder IAS 39<span class=\"_ _1\"></span> <span class=\"ws113\">opnam<span class=\"ls0 ws0\"> </span></span>voor<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in </span></div>\n<div class=\"t m0 x69 h64 yafb ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yafc ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e toepassing van IF<span class=\"_ _1\"></span>RS 9 en IFRS 17 door de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yafd ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> ee<span class=\"lsed ws112\">n aanzien<span class=\"_ _0\"></span>lijke </span></div>\n<div class=\"t m0 x69 h64 yafe ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">netto dal<span class=\"_ _0\"></span>ing van de over<span class=\"_ _0\"></span>ige onder<span class=\"_ _0\"></span>delen van h<span class=\"_ _0\"></span>et totaalr<span class=\"_ _0\"></span>esulta<span class=\"_ _0\"></span>at,</div>\n<div class=\"t m0 x69 h64 yaff ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke onderdeel<span class=\"_ _1\"></span> uitmaken van he<span class=\"_ _1\"></span>t eigen vermogen. Di<span class=\"_ _1\"></span>t is het deel</div>\n<div class=\"t m0 x69 h64 yb00 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en dat betre<span class=\"_ _0\"></span>kking heef<span class=\"_ _0\"></span>t op de <span class=\"ws111\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yb01 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen<span class=\"ls0 ws0\"> </span>op inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in fi<span class=\"ws111\">nan<span class=\"_ _0\"></span>ci\u00eble </span></div>\n<div class=\"t m0 x69 h64 yb02 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten en o<span class=\"_ _0\"></span>p verplicht<span class=\"_ _0\"></span>ingen in<span class=\"_ _0\"></span>zake</div>\n<div class=\"t m0 x69 h64 yb03 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(her)ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De daling van d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yb04 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>totaalresultaa<span class=\"_ _1\"></span>t heeft voora<span class=\"_ _1\"></span>l betrekking<span class=\"_ _1\"></span> op de h<span class=\"_ _1\"></span>erberekening</div>\n<div class=\"t m0 x69 h64 yb05 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van (her)verze<span class=\"_ _1\"></span>keringscontracte<span class=\"_ _1\"></span>n op de overgangsdat<span class=\"_ _1\"></span>um. De</div>\n<div class=\"t m0 x69 h64 yb06 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toename v<span class=\"_ _0\"></span>an de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat</div>\n<div class=\"t m0 x69 h64 yb07 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt de he<span class=\"_ _0\"></span>rwaard<span class=\"_ _0\"></span>ering van fin<span class=\"_ _0\"></span>anci\u00eble in<span class=\"_ _0\"></span>strume<span class=\"_ _0\"></span>nten op de</div>\n<div class=\"t m0 x69 h64 yb08 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"_ _0\"></span>als gev<span class=\"_ _0\"></span>olg van h<span class=\"_ _0\"></span>un class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e onder I<span class=\"_ _0\"></span>FRS 9,</div>\n<div class=\"t m0 x69 h64 yb09 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gecorrigeerd<span class=\"_ _1\"></span> voor het niet langer<span class=\"_ _1\"></span> opnemen in het ge<span class=\"_ _1\"></span>consolideerde</div>\n<div class=\"t m0 x69 h64 yb0a ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span><span class=\"ws112\">i\u00eble posit<span class=\"_ _0\"></span>ie van bedra<span class=\"_ _0\"></span>gen inzak<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x69 h64 yb0b ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schaduwboekhoudin<span class=\"_ _1\"></span>g onder <span class=\"_ _1\"></span>IFRS 4.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 220px; height: 886px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 220px; height: 886px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 220px; height: 886px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 220px; height: 886px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 220px; height: 886px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff8d fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tabel <span class=\"_ _0\"></span>hieron<span class=\"_ _0\"></span>der toont <span class=\"_ _0\"></span>de voor<span class=\"_ _0\"></span>naamste <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>ct van de <span class=\"_ _0\"></span>eerste to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van IFR<span class=\"_ _0\"></span>S 9 en IF<span class=\"_ _0\"></span>RS 17 op <span class=\"_ _0\"></span>1 januar<span class=\"_ _0\"></span>i 2022 (<span class=\"_ _0\"></span>af<span class=\"lsef\">gerond in mil<span class=\"_ _1\"></span>jarden </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">euro\u2019s):<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">Stand per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1020px; z-index: 15;\">januari 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1005px; z-index: 15;\">zoals eerder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 990px; z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 581px; bottom: 1049px; z-index: 15;\">Aanpassingen <span class=\"ls0 ws0\"><span class=\"fc1a sc0\"> </span></span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 597px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 611px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 593px; bottom: 990px; z-index: 15;\">van IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 990px; z-index: 15;\">Transfer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 1049px; z-index: 15;\">Aanpassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 712px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 726px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 703px; bottom: 990px; z-index: 15;\">van IFRS 17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1049px; z-index: 15;\">Herziene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 778px; bottom: 1020px; z-index: 15;\">per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1005px; z-index: 15;\">januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 990px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">IFRS4<span class=\"_ _1\"></span>/IAS3<span class=\"_ _1\"></span>9 zoals e<span class=\"_ _1\"></span>erde<span class=\"_ _1\"></span>r gerappo<span class=\"_ _1\"></span>rtee<span class=\"_ _1\"></span>rd <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 297px; bottom: 959px; z-index: 15;\">IFRS 1<span class=\"_ _1\"></span>7/IFRS<span class=\"_ _1\"></span> 9 herzien<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 567px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 637px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 752px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 945px; z-index: 15;\">1,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 945px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 945px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 930px; z-index: 15;\">74,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 930px; z-index: 15;\">0,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 930px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 930px; z-index: 15;\">74,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 915px; z-index: 15;\">UL financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 915px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 915px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 915px; z-index: 15;\">21,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 900px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 900px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 900px; z-index: 15;\">3,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 885px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 885px; z-index: 15;\">(1,<span class=\"_ _1\"></span>3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 885px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 870px; z-index: 15;\">Activa inzake herverzekerigscont<span class=\"_ _0\"></span>racten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 826px; z-index: 15;\">Materi\u00eble <span class=\"lsf3 ws11f\">vast<span class=\"_ _1\"></span>e activ<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 796px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 796px; z-index: 15;\">(1,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 796px; z-index: 15;\">2,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 796px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 781px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 781px; z-index: 15;\">(0,<span class=\"_ _1\"></span>4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 781px; z-index: 15;\">1,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 297px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 766px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 766px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 766px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 766px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 722px; z-index: 15;\">Verplichtingen inzake beleggingscontracten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 722px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 722px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 722px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6be ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 722px; z-index: 15;\">(7,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 722px; z-index: 15;\">14,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 707px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 692px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x6 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 662px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 662px; z-index: 15;\">36,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6c6 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 663px; bottom: 662px; z-index: 15;\">(3,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 662px; z-index: 15;\">(33,4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 648px; z-index: 15;\">30,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">(30,6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 633px; z-index: 15;\">3,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 633px; z-index: 15;\">(0,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 633px; z-index: 15;\">3,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 603px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 603px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 603px; z-index: 15;\">0,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 297px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 558px; z-index: 15;\">2,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 558px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 297px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x158 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 544px; z-index: 15;\">96,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 544px; z-index: 15;\">8,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 544px; z-index: 15;\">104,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 514px; z-index: 15;\">8,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 514px; z-index: 15;\">0,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 514px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 514px; z-index: 15;\">7,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 499px; z-index: 15;\">3,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 499px; z-index: 15;\">1,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 499px; z-index: 15;\">(4,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 499px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 484px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 484px; z-index: 15;\">0,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 484px; z-index: 15;\">(1,<span class=\"_ _1\"></span>8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 484px; z-index: 15;\">1,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 297px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 469px; z-index: 15;\">14,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 469px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y69a ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y69a ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 469px; z-index: 15;\">(7,<span class=\"_ _1\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 469px; z-index: 15;\">9,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x12d h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 396px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 567px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 637px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 798px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 297px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 440px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 440px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6e3 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 440px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 440px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb35 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb36 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb37 ff8d fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">De lijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">\u2018Verplic<span class=\"_ _0\"></span>htingen i<span class=\"_ _0\"></span>nzake verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten\u2019 om<span class=\"_ _0\"></span>vat een bedr<span class=\"_ _0\"></span>ag van cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e dienst<span class=\"_ _0\"></span>enmarge v<span class=\"_ _0\"></span>an EUR 3 milja<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb38 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb39 ff8d fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">E. <span class=\"_ _b5\"> </span><span class=\"lsed ws11d\">Overige wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de <span class=\"ls10c ws13b\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>standaarde<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3a ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>acht niet<span class=\"_ _0\"></span> dat overig<span class=\"_ _0\"></span>e nieuwe of herz<span class=\"_ _0\"></span>iene <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standa<span class=\"_ _1\"></span>arden<span class=\"lsf9 ws124\">, </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yb3b ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span> <span class=\"lsef ws11d\">en wijzigingen<span class=\"_ _1\"></span> in </span></span>de <span class=\"ls10c ws13b\">IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaa<span class=\"_ _1\"></span>rden en </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3c ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span></span><span class=\"ws11d\">, die v<span class=\"_ _0\"></span>an krac<span class=\"_ _0\"></span>ht word<span class=\"_ _0\"></span>en voor v<span class=\"_ _0\"></span>erslag<span class=\"_ _0\"></span>periodes <span class=\"_ _0\"></span>die </span></div>\n<div class=\"t m0 x2c h64 yb3d ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beginnen op<span class=\"_ _1\"></span> 1 januari<span class=\"_ _1\"></span> 2023 of <span class=\"_ _1\"></span>later, <span class=\"lsed\">het gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de overzic<span class=\"_ _0\"></span>ht van </span></div>\n<div class=\"t m0 x2c h64 yb3e ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie en de <span class=\"ws111\">geco<span class=\"_ _0\"></span>nsol<span class=\"lsef ws113\">ideerde <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3f ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van Ageas op s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ante wijz<span class=\"_ _0\"></span>e zullen be\u00ef<span class=\"_ _0\"></span>nvloede<span class=\"_ _0\"></span>n. Niet all<span class=\"_ _0\"></span>e wijzigi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yb40 ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn al goe<span class=\"_ _1\"></span>dgekeurd <span class=\"_ _1\"></span>door de EU<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb41 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb42 ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De wijzig<span class=\"_ _0\"></span>ingen bet<span class=\"_ _0\"></span>reffen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb43 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 \u2018<span class=\"_ _0\"></span>Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en als ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>d </span></span></div>\n<div class=\"t m0 x69 h64 yb44 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">of langlopend\u2019<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb45 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d\">W<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ijzigingen<span class=\"_ _1\"></span> in IAS 1 \u2018Langlopende<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> met convenanten\u2019;</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb46 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 e<span class=\"_ _0\"></span>n IFRS P<span class=\"_ _0\"></span>ractice<span class=\"_ _0\"></span> Statement<span class=\"_ _0\"></span> 2: \u2018To<span class=\"_ _0\"></span>elichti<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yb47 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">grondslagen<span class=\"_ _1\"></span> voor financi\u00eble vers<span class=\"_ _1\"></span>laggeving\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb48 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws11e\">W<span class=\"_ _1\"></span>ijzigingen in IAS<span class=\"_ _1\"></span> 8 \u2018Definitie van<span class=\"_ _1\"></span> boekhoudkundige schatt<span class=\"_ _1\"></span>ingen\u2019;</span><span class=\"ff8d\"> </span></span></div>\n<div class=\"t m0 x1d h64 yb49 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws113\">W<span class=\"_ _1\"></span>ijzigingen <span class=\"_ _1\"></span><span class=\"lsed ws112\">in IAS 12 \u2018Uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de belast<span class=\"_ _0\"></span>ingen ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rd aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yb4a ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u00e9\u00e9nzelfde <span class=\"_ _1\"></span>transactie\u2019; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb4b ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IFRS 16 <span class=\"_ _0\"></span>\u2018Leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting in <span class=\"_ _0\"></span>een verk<span class=\"_ _0\"></span>oop<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb4c ff8d fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">leaseback<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>transactie\u2019.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 193px; height: 913px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 193px; height: 913px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 193px; height: 913px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 193px; height: 913px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 193px; height: 913px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff94 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff94 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Het gebruik van schattingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de opst<span class=\"_ _0\"></span>elling de<span class=\"_ _0\"></span>ze gecons<span class=\"_ _0\"></span>o<span class=\"lsef ws11d\">lideerde jaar<span class=\"_ _1\"></span>rekening heeft <span class=\"_ _1\"></span>Ageas </span></div>\n<div class=\"t m0 x2c h64 yb59 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik ge<span class=\"_ _1\"></span>maakt van bep<span class=\"_ _1\"></span>aalde oordel<span class=\"_ _1\"></span>en, schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes,</div>\n<div class=\"t m0 x2c h64 yb5a ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke weerspiegeld<span class=\"_ _1\"></span> zijn in de opgenom<span class=\"_ _1\"></span>en bedragen voor act<span class=\"_ _1\"></span>iva en</div>\n<div class=\"t m0 x2c h64 yb5b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>, opbrengs<span class=\"_ _1\"></span>ten en <span class=\"ws113\">lasten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>alsook i<span class=\"_ _1\"></span>n de bedrag<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 yb5c ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an <span class=\"lsef\">deze geconsolid<span class=\"_ _1\"></span>eerde jaarrek<span class=\"_ _1\"></span>ening. </span></div>\n<div class=\"t m0 x2c h64 yb5d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e oordelen, <span class=\"_ _1\"></span>schattingen<span class=\"_ _1\"></span> en aannames<span class=\"_ _1\"></span> zijn gebaseerd<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x2c h64 yb5e ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervarin<span class=\"_ _0\"></span>gen en op info<span class=\"_ _0\"></span>rmatie di<span class=\"_ _0\"></span>e redeli<span class=\"_ _0\"></span>jkerwijs be<span class=\"_ _0\"></span>schikb<span class=\"_ _0\"></span>aar was op de</div>\n<div class=\"t m0 x2c h64 yb5f ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">datum van<span class=\"_ _0\"></span> de opstelli<span class=\"_ _0\"></span>ng van deze ge<span class=\"_ _0\"></span>consol<span class=\"_ _0\"></span>ideerde ja<span class=\"_ _0\"></span>arreken<span class=\"_ _0\"></span>ing. Elk</div>\n<div class=\"t m0 x2c h64 yb60 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">oordeel, <span class=\"_ _1\"></span>schatting of a<span class=\"_ _1\"></span>anname weerspieg<span class=\"_ _1\"></span>elt uit na<span class=\"_ _1\"></span>ture een bep<span class=\"_ _1\"></span>aalde</div>\n<div class=\"t m0 x2c h64 yb61 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mate van onz<span class=\"_ _0\"></span>ekerh<span class=\"_ _0\"></span>eid en een ris<span class=\"_ _0\"></span>ico op materi<span class=\"_ _0\"></span>\u00eble aanp<span class=\"_ _0\"></span>assing (in</div>\n<div class=\"t m0 x2c h64 yb62 ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>ve of neg<span class=\"_ _0\"></span>atieve z<span class=\"_ _0\"></span>in) van d<span class=\"_ _0\"></span>e boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de ac<span class=\"_ _0\"></span>tiva en <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x2c h64 yb63 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tijdens (<span class=\"_ _1\"></span>een) toekom<span class=\"_ _1\"></span>stige versla<span class=\"_ _1\"></span>gperiode(s). E<span class=\"_ _1\"></span>ventuele</div>\n<div class=\"t m0 x1d h64 yb64 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanpassing<span class=\"lsed ws112\">en worden erkend i<span class=\"_ _0\"></span>n de versla<span class=\"_ _0\"></span>gperiode w<span class=\"_ _0\"></span>aarin het oo<span class=\"_ _0\"></span>rdeel, </span></div>\n<div class=\"t m0 x1d h64 yb65 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws112\">schatti<span class=\"_ _0\"></span>ng of de aann<span class=\"_ _0\"></span>ame w<span class=\"lsef ws113\">ordt<span class=\"ls0 ws0\"> </span>aangepast<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb66 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb67 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ondanks d<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> niet actief is i<span class=\"_ _0\"></span>n Oekra\u00efn<span class=\"_ _0\"></span>e en in Ruslan<span class=\"_ _0\"></span>d, houdt h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 yb68 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geopoli<span class=\"_ _1\"></span>tieke spanni<span class=\"_ _1\"></span>ngen in dez<span class=\"_ _1\"></span>e regio nau<span class=\"_ _1\"></span>wlettend in<span class=\"_ _1\"></span> de gaten<span class=\"_ _1\"></span>, met</div>\n<div class=\"t m0 x1d h64 yb69 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">name voor wat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">betreft <span class=\"_ _0\"></span>de indir<span class=\"_ _0\"></span>ecte mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-</span><span class=\"ws112\">economis<span class=\"_ _0\"></span>che effec<span class=\"_ _0\"></span>ten, zoal<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6a ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige ontw<span class=\"_ _0\"></span>ikkeli<span class=\"_ _0\"></span>ngen van de re<span class=\"_ _0\"></span>nte en de infl<span class=\"_ _0\"></span>atie in de mar<span class=\"_ _0\"></span>kten</div>\n<div class=\"t m0 x1d h64 yb6b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s actief i<span class=\"_ _1\"></span>s. Ageas <span class=\"_ _1\"></span>schat in d<span class=\"_ _1\"></span>at de huid<span class=\"_ _1\"></span>ige directe<span class=\"_ _1\"></span> impact</div>\n<div class=\"t m0 x1d h64 yb6c ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>rieel is. In<span class=\"_ _0\"></span>dien nodig,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s de oordel<span class=\"_ _0\"></span>en, schatt<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ngen en </span></div>\n<div class=\"t m0 x1d h64 yb6d ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aannam<span class=\"_ _0\"></span>es herzie<span class=\"_ _0\"></span>n en als dusda<span class=\"_ _0\"></span>nig weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>d in deze</div>\n<div class=\"t m0 x1d h64 yb6e ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb6f ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb70 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">O<span class=\"lsed ws11d\">nderstaan<span class=\"_ _0\"></span>de tabe<span class=\"_ _0\"></span>l vermel<span class=\"_ _0\"></span>dt de sch<span class=\"_ _0\"></span>attings<span class=\"_ _0\"></span>onzeker<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yb71 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes:</span></span></div>\n<div class=\"t m0 x2c h64 yb72 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb73 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yb74 ff92 fs44 fc1d sc0 ls105 ws135\" style=\"z-index: 15;\">Acti<span class=\"_ _1\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb75 ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb76 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 2:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb77 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het waarderingsmo<span class=\"_ _1\"></span>del</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb78 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb79 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 3:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7a ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Het <span class=\"lsef ws113\">waarderingsmodel</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7b ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws113\">Gebruik</span><span class=\"ff92\"> <span class=\"lsed ws111\">van <span class=\"lsef ws113\">niet</span></span>-<span class=\"_ _1\"></span><span class=\"lsef ws113\">waarneembare</span> <span class=\"_ _1\"></span><span class=\"lsed ws111\">input</span> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7d ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb7e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7f ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Leningen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb80 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb81 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">Ge<span class=\"_ _1\"></span>bruik van<span class=\"_ _1\"></span> parameters al<span class=\"_ _1\"></span>s kredietrisico</span><span class=\"ff92\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">spread, loo<span class=\"_ _0\"></span>ptijd en </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb82 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb83 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb84 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls104 ws134\">On<span class=\"_ _1\"></span>z<span class=\"lsed ws112\">ekerhed<span class=\"_ _0\"></span>en gerel<span class=\"_ _0\"></span>ateerd aan<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws11d\">beleggingsmix, de<span class=\"_ _1\"></span> activiteiten<span class=\"_ _1\"></span> en </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb85 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de markton<span class=\"_ _1\"></span>twikkelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb86 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws11d\">Toepassing v<span class=\"_ _0\"></span>an de bep<span class=\"_ _0\"></span>alingen v<span class=\"_ _0\"></span>oor eco<span class=\"_ _0\"></span>nomie\u00eb<span class=\"_ _0\"></span>n met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie </span></span></div>\n<div class=\"t m0 x1a0 h64 yb87 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en meeteenhei<span class=\"_ _1\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb88 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Waarderingste<span class=\"_ _1\"></span>st van goo<span class=\"_ _1\"></span>dwill:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8a ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">F<span class=\"_ _1\"></span>inanci\u00eble<span class=\"_ _1\"></span></span><span class=\"ff92\"> <span class=\"lsed ws111\">en</span> <span class=\"lsef ws113\">economische</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">variabelen</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb8b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws134\">De g<span class=\"lsef ws11d\">e<span class=\"_ _1\"></span>bruikte rentev<span class=\"_ _1\"></span>oet</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8c ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">aan</span> <span class=\"lsed ws112\">de entiteit</span> <span class=\"lsef ws113\">inherente</span> <span class=\"lsef ws113\">risicoprem<span class=\"_ _1\"></span>ie</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8d ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb8e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8f ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb90 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb91 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb92 ff92 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yb93 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n betreffende <span class=\"_ _1\"></span>verzekerings<span class=\"_ _1\"></span>contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb94 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">L<span class=\"_ _1\"></span>even:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x69 h64 yb95 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls10a ws13c\">De <span class=\"lsed ws112\">gebrui<span class=\"_ _0\"></span>kte actu<span class=\"_ _0\"></span>ari\u00eble aan<span class=\"_ _0\"></span>names<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb96 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>entscurv<span class=\"_ _0\"></span>e gebru<span class=\"_ _0\"></span>ikt bij de </span></span></div>\n<div class=\"t m0 xe2 h64 yb97 ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets (LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">test)</span> </span></div>\n<div class=\"t m0 x69 h64 yb98 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het herbeleggingsp<span class=\"_ _1\"></span>ro<span class=\"ws11e\">fiel van de beleg<span class=\"_ _1\"></span>gingsportefeuill<span class=\"_ _1\"></span>e, </span></span></span></div>\n<div class=\"t m0 xe2 h64 yb99 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">spread <span class=\"_ _1\"></span>en looptijd<span class=\"_ _1\"></span>, bij de b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de schaduw<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 xe2 h64 yb9a ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">LAT aanpassi<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb9b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff92\">-<span class=\"lsef ws113\">Leven<span class=\"_ _1\"></span>:</span> </span></span></div>\n<div class=\"t m0 x69 h64 yb9c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws112\">De verw<span class=\"_ _0\"></span>achte sch<span class=\"_ _0\"></span>adelast di<span class=\"_ _0\"></span>e aan het ein<span class=\"_ _0\"></span>d van de </span></span></div>\n<div class=\"t m0 xe2 h64 yb9d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode word<span class=\"_ _1\"></span>t gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yb9e ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte s<span class=\"_ _0\"></span>chadel<span class=\"_ _0\"></span>ast voor <span class=\"_ _0\"></span>voorge<span class=\"_ _0\"></span>vall<span class=\"ws112\">en ma<span class=\"_ _0\"></span>ar niet<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yb9f ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e schadeclaims<span class=\"_ _1\"></span> aan het <span class=\"_ _1\"></span>einde van<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 xe2 h64 yba0 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yba1 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls103 ws11d\">Scha<span class=\"lsef ws113\">debehan<span class=\"_ _1\"></span>delingskosten</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h6c yba2 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba3 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">De gebruikte actu<span class=\"_ _0\"></span>ari\u00eble a<span class=\"_ _0\"></span>annames<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yba4 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">D<span class=\"_ _1\"></span>e gebruikte<span class=\"_ _1\"></span> rentevoet</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba5 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsf9 ws124\">In<span class=\"_ _1\"></span>flatie</span><span class=\"ff92\">- <span class=\"lsef ws11e\">en sala<span class=\"_ _1\"></span>risontwikkelin<span class=\"_ _1\"></span>gen</span> </span></span></div>\n<div class=\"t m0 x1d h6c yba6 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba7 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">waarschijn<span class=\"_ _1\"></span>lijkheid<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">een</span> <span class=\"ls107 ws13e\">huid<span class=\"_ _1\"></span>ige</span> <span class=\"lsef ws113\">verpl<span class=\"_ _1\"></span>ichting</span> <span class=\"ls107 ws13e\">a<span class=\"_ _1\"></span>ls</span> <span class=\"lsed ws111\">gevolg </span></span></span></div>\n<div class=\"t m0 x69 h64 yba8 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van<span class=\"ls0 ws0\"> </span>gebeur<span class=\"_ _1\"></span>tenissen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in</span> </span><span class=\"ws11e\">het verl<span class=\"_ _1\"></span>eden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba9 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">berekening</span> <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van</span> <span class=\"lsed ws112\">de <span class=\"_ _1\"></span>beste ins<span class=\"_ _0\"></span>chatti<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h6c ybaa ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingverplich<span class=\"_ _1\"></span>tingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybab ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws113\">belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybac ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 235px; height: 587px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ybad ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybae ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toeli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n bij dez<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">g<span class=\"lsef ws113\">econsolidee<span class=\"_ _1\"></span>rde </span>j</span><span class=\"ws112\">aarrekening v<span class=\"_ _0\"></span>erlenen bi<span class=\"_ _0\"></span>jkomen<span class=\"_ _0\"></span>de informat<span class=\"_ _0\"></span>ie over de to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van deze <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattingen<span class=\"_ _1\"></span> en aannam<span class=\"_ _1\"></span>es </span></span></span></div>\n<div class=\"t m0 x2c h64 ybaf ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en hun effect<span class=\"_ _1\"></span> op de gerapporteerde<span class=\"_ _1\"></span> cijfers. Toelich<span class=\"_ _1\"></span>ting 4 <span class=\"ls0 ws0\">\u2018</span><span class=\"ws113\">Risic<span class=\"_ _1\"></span>omanagement<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van deze </span>g</span>econsolideerde <span class=\"_ _1\"></span><span class=\"ls0 ws0\">j</span><span class=\"ws11d\">aarreken<span class=\"_ _1\"></span>ing beschri<span class=\"_ _1\"></span>jft hoe Ag<span class=\"_ _1\"></span>eas de di<span class=\"_ _1\"></span>verse </span></span></div>\n<div class=\"t m0 x2c h64 ybb0 ff92 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span><span class=\"lsed ws112\">co\u2019s van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsactiv<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">mitigeert.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff9b fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff9b fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Gebeurtenissen na de <span class=\"_ _1\"></span>balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Gebeurtenisse<span class=\"_ _1\"></span>n na balans<span class=\"_ _1\"></span>datum <span class=\"ls107 ws13e\">zijn <span class=\"lsed ws112\">gebeurtenisse<span class=\"_ _0\"></span>n, gunst<span class=\"_ _0\"></span>ig of </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongunst<span class=\"_ _0\"></span>ig, die zic<span class=\"_ _0\"></span>h voordoen t<span class=\"_ _0\"></span>ussen de ba<span class=\"_ _0\"></span>lansdat<span class=\"_ _0\"></span>um en de datum<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 yb5a ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarop de<span class=\"ls103\">ze<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> g</span></span><span class=\"ws113\">e<span class=\"_ _1\"></span>consolideerde <span class=\"_ _1\"></span><span class=\"ls0 ws0\">j<span class=\"lsed ws112\">aarrekeni<span class=\"_ _0\"></span>ng wordt <span class=\"lsef ws11e\">goedgekeurd voor </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yb5b ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">publicatie <span class=\"_ _1\"></span>door de <span class=\"ls0 ws0\">R<span class=\"_ _1\"></span></span><span class=\"lsed\">aad van <span class=\"ls0 ws0\">B</span><span class=\"ws111\">est<span class=\"_ _0\"></span>uur.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb5c ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb5d ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Er zijn twee soor<span class=\"_ _1\"></span>ten gebeurtenissen<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5e ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">Ge<span class=\"_ _1\"></span>beurtenissen<span class=\"_ _1\"></span> die wijzen o<span class=\"_ _1\"></span>p omstandig<span class=\"_ _1\"></span>heden die be<span class=\"_ _1\"></span>stonden op de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb5f ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum en die le<span class=\"_ _0\"></span>iden tot ee<span class=\"_ _0\"></span>n aanpassi<span class=\"_ _0\"></span>ng van de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">bedragen in </span></span></div>\n<div class=\"t m0 x1a0 h64 yb60 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de<span class=\"lsee ws112\">ze<span class=\"ls0 ws0\"> g<span class=\"lsef ws113\">econsolideer<span class=\"_ _1\"></span>de </span>j<span class=\"_ _1\"></span><span class=\"lsef ws11d\">aarrekening; e</span>n<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yb61 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsed ws112\">Gebeurteniss<span class=\"_ _0\"></span>en die wijz<span class=\"_ _0\"></span>en op omsta<span class=\"_ _0\"></span>ndighed<span class=\"_ _0\"></span>en die zijn ont<span class=\"_ _0\"></span>staan na </span></span></div>\n<div class=\"t m0 x1a0 h64 yb62 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">balansdatum<span class=\"_ _1\"></span> en die niet leiden tot<span class=\"_ _1\"></span> een aanpassing van<span class=\"_ _1\"></span> de<span class=\"ls0 ws0\"> </span><span class=\"ws113\">bedragen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yb63 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in de<span class=\"ls103\">ze<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> g</span></span><span class=\"ws113\">econ<span class=\"_ _1\"></span>solideerde <span class=\"ls0 ws0\">j<span class=\"_ _1\"></span></span></span>aarrekening. <span class=\"_ _1\"></span>De aard<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>beurtenis</div>\n<div class=\"t m0 x1a0 h64 ybb2 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alsook een s<span class=\"_ _0\"></span>chatti<span class=\"_ _0\"></span>ng van de finan<span class=\"_ _0\"></span>ci\u00eble <span class=\"ls10c ws13b\">impact<span class=\"ls0 ws0\"> </span></span>ervan, of ee<span class=\"ws111\">n </span></div>\n<div class=\"t m0 x1a0 h64 ybb3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">mededeling da<span class=\"_ _1\"></span>t dergelijke schatt<span class=\"_ _1\"></span>ing niet mogelij<span class=\"_ _1\"></span>k is, wordt</div>\n<div class=\"t m0 x1a0 h64 ybb4 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">toegelic<span class=\"_ _0\"></span>ht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybb5 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybb6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een overzi<span class=\"_ _0\"></span>cht van geb<span class=\"_ _0\"></span>eurteni<span class=\"_ _0\"></span>ssen na de bal<span class=\"_ _0\"></span>ansdat<span class=\"_ _0\"></span>um is opge<span class=\"_ _0\"></span>nomen in</div>\n<div class=\"t m0 x2c h64 ybb7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>44, \u2018Gebeur<span class=\"_ _1\"></span>tenissen na<span class=\"_ _1\"></span> balansdatum\u2019 <span class=\"_ _1\"></span>van deze</div>\n<div class=\"t m0 x2c h64 ybb8 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsef ws113\">econsolide<span class=\"_ _1\"></span>erde </span>j<span class=\"_ _1\"></span><span class=\"lsed ws111\">aarrek<span class=\"_ _0\"></span>ening.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b ybb9 ff9b fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b ybba ff9b fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Segmentinfo<span class=\"_ _0\"></span>rmatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybbb ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybbc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De operatione<span class=\"_ _1\"></span>le segmenten<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn voornam<span class=\"_ _1\"></span>elijk geba<span class=\"_ _1\"></span>seerd op</div>\n<div class=\"t m0 x2c h64 ybbd ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geografische <span class=\"_ _1\"></span>regio\u2019s<span class=\"lsf9 ws0\">. D<span class=\"ls0\">e <span class=\"_ _1\"></span></span></span><span class=\"ws11d\">onderverdel<span class=\"_ _1\"></span>ing naar </span>geo<span class=\"_ _1\"></span>grafische <span class=\"lsee ws13e\">regio's i<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 ybbe ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ingegev<span class=\"_ _0\"></span>en door het<span class=\"_ _0\"></span> feit dat de activ<span class=\"_ _0\"></span>iteiten in d<span class=\"_ _0\"></span>e bewuste<span class=\"_ _0\"></span> regio's v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 ybbf ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> aard zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws13b\">, dat ze<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">dezel<span class=\"_ _1\"></span>fde economische<span class=\"_ _1\"></span> kenmerken delen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybc0 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en dat h<span class=\"_ _1\"></span>et management de<span class=\"_ _1\"></span>ze als d<span class=\"_ _1\"></span>usdanig evalueer<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ybc1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybc2 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eind 2020 <span class=\"_ _1\"></span>werd Filip<span class=\"_ _1\"></span> Coremans beno<span class=\"_ _1\"></span>emd als A<span class=\"_ _1\"></span>lgemeen Dir<span class=\"_ _1\"></span>ecteur Azi\u00eb<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybc3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en Antonio Cano als<span class=\"_ _1\"></span> Algemeen Directeur<span class=\"_ _1\"></span> Europa. Deze wijzigi<span class=\"_ _1\"></span>ng in</div>\n<div class=\"t m0 x2c h64 ybc4 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheden van twee<span class=\"_ _1\"></span> lede<span class=\"lsed ws11d\">n van het U<span class=\"_ _0\"></span>itvoer<span class=\"_ _0\"></span>end Com<span class=\"_ _0\"></span>it\u00e9 van </span></div>\n<div class=\"t m0 x2c h64 ybc5 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas weerspiege<span class=\"_ _1\"></span>lt het toegenomen<span class=\"_ _1\"></span> belang van een toegew<span class=\"_ _1\"></span>ijde</div>\n<div class=\"t m0 x2c h64 ybc6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">region<span class=\"_ _0\"></span>ale focus om<span class=\"_ _0\"></span> te antwoorde<span class=\"_ _0\"></span>n op de speci<span class=\"_ _0\"></span>fieke uit<span class=\"_ _0\"></span>daginge<span class=\"_ _0\"></span>n en</div>\n<div class=\"t m0 x2c h64 ybc7 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opportu<span class=\"_ _0\"></span>niteit<span class=\"_ _0\"></span>en van beide re<span class=\"_ _0\"></span>gio\u2019s. Als<span class=\"_ _0\"></span> een direct g<span class=\"_ _0\"></span>evolg van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ybc8 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing, met inga<span class=\"_ _0\"></span>ng van zijn ni<span class=\"_ _0\"></span><span class=\"lsef ws11e\">euw strategisch dri<span class=\"_ _1\"></span>ejarenplan \u2018Imp<span class=\"_ _1\"></span>act </span></div>\n<div class=\"t m0 x2c h64 ybc9 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">24\u2019, heef<span class=\"_ _0\"></span>t Ageas<span class=\"_ _0\"></span> beslote<span class=\"_ _0\"></span>n om het v<span class=\"_ _0\"></span>oormali<span class=\"_ _0\"></span>g operat<span class=\"_ _0\"></span>ioneel s<span class=\"_ _0\"></span>egment</div>\n<div class=\"t m0 x2c h64 ybca ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u2018Verenigd Konin<span class=\"_ _1\"></span>krijk\u2019 toe te voegen<span class=\"_ _1\"></span> aan het voorma<span class=\"_ _1\"></span>lig operationeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybcb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">segment \u2018Con<span class=\"_ _1\"></span>tinentaal Europ<span class=\"_ _1\"></span>a\u2019, welk h<span class=\"_ _1\"></span>ernoemd i<span class=\"_ _1\"></span>s naar \u2018Europ<span class=\"_ _1\"></span>a\u2019. Deze</div>\n<div class=\"t m0 x2c h64 ybcc ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing gaat in vo<span class=\"_ _0\"></span>or de <span class=\"lsef ws113\">verslag</span>periode die b<span class=\"_ _0\"></span>egint op 1 jan<span class=\"_ _0\"></span>uari 2022.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybcd ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybce ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De operationele<span class=\"_ _1\"></span> segmenten van Ageas z<span class=\"_ _1\"></span>ijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybcf ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsed ws111\">Belgi\u00eb;</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd0 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">Eu<span class=\"_ _1\"></span>ropa (uitge<span class=\"_ _1\"></span>zonderd Belgi<span class=\"_ _1\"></span>\u00eb); </span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd1 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 ls103 ws11d\">A<span class=\"_ _1\"></span>zi\u00eb;</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd2 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>; en </span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd3 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11e\">A<span class=\"_ _1\"></span>lgemene Rekening.</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd4 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybd5 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfsa<span class=\"lsed ws112\">ctiviteiten di<span class=\"_ _0\"></span>e geen verb<span class=\"_ _0\"></span>and houd<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 ybd6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en elim<span class=\"_ _0\"></span>inatie<span class=\"_ _0\"></span>verschill<span class=\"_ _0\"></span>en op groe<span class=\"_ _0\"></span>psnivea<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x2c h64 ybd7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden apar<span class=\"_ _1\"></span>t van de v<span class=\"_ _1\"></span>erzekeringsactiv<span class=\"_ _1\"></span>iteiten gerap<span class=\"_ _1\"></span>porteerd<span class=\"lsf9 ws124\">, <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x2c h64 ybd8 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>oneel seg<span class=\"_ _0\"></span>ment Alge<span class=\"_ _0\"></span>mene Rek<span class=\"_ _0\"></span>ening. Het<span class=\"_ _0\"></span> operati<span class=\"_ _0\"></span>oneel seg<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x2c h64 ybd9 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Algemene Rekening<span class=\"_ _1\"></span> <span class=\"ws11d\">omvat activi<span class=\"_ _1\"></span>teiten zoal<span class=\"_ _1\"></span>s groepsfinan<span class=\"_ _1\"></span>ciering en </span></div>\n<div class=\"t m0 x2c h64 ybda ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>holding<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>eiten a<span class=\"_ _0\"></span>lsook de <span class=\"_ _0\"></span>invest<span class=\"_ _0\"></span>ering in R<span class=\"_ _0\"></span>oyal Par<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 ybdb ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>ments en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen uit hoof<span class=\"_ _0\"></span>de van de C<span class=\"_ _0\"></span>ASHES/R<span class=\"_ _0\"></span>PN(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybdd ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Transacties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">en overdrach<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">tussen de ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde operat<span class=\"_ _0\"></span>ionele </span></span></span></div>\n<div class=\"t m0 x1d h64 ybde ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">segmenten <span class=\"_ _1\"></span>vinden plaats<span class=\"_ _1\"></span> tegen mark<span class=\"_ _1\"></span>tconforme <span class=\"ws113\">algem<span class=\"_ _1\"></span>ene<span class=\"ls0 ws0\"> </span>voorwaar<span class=\"_ _1\"></span>den<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ybdf ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zoals di<span class=\"_ _0\"></span>e van to<span class=\"_ _0\"></span>epassing z<span class=\"_ _0\"></span>ouden z<span class=\"_ _0\"></span>ijn tuss<span class=\"_ _0\"></span>en niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">verwante derden. </span></div>\n<div class=\"t m0 x1d h64 ybe0 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eliminaties w<span class=\"_ _1\"></span>orden afzo<span class=\"_ _1\"></span>nderlijk gerapp<span class=\"_ _1\"></span>orteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 66px; width: 350px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 570px; width: 345px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 71px; width: 350px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 575px; width: 345px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ybdc ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1d h7b y9a1 ff9b fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b ybe1 ff9b fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Consolidatiegrondslagen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybe2 ff99 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"ls103 ws11d\">ze<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">gecons<span class=\"ws11d\">ol<span class=\"_ _1\"></span>ideerde jaar<span class=\"_ _1\"></span>rekening van<span class=\"_ _1\"></span> Ageas omvat<span class=\"_ _1\"></span> de jaarreke<span class=\"_ _1\"></span>ning</span>en</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybe3 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas SA/NV (de m<span class=\"_ _1\"></span>oederonderneming)<span class=\"_ _1\"></span> en <span class=\"ls107 ws13e\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ybe4 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ybe5 ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfscombina<span class=\"_ _1\"></span>ties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybe6 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer een<span class=\"_ _1\"></span> geheel van<span class=\"_ _1\"></span> verworven ac<span class=\"_ _1\"></span>tiviteiten<span class=\"_ _1\"></span> en activa v<span class=\"_ _1\"></span>oldoet aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybe7 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de defin<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n een bed<span class=\"_ _0\"></span>rijf en d<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span><span class=\"lsef ws11e\">chap erover i<span class=\"_ _1\"></span>s overgedragen </span></div>\n<div class=\"t m0 x1d h64 ybe8 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan Ageas, verwerk<span class=\"_ _1\"></span>t Ageas de bedrij<span class=\"_ _1\"></span>fscombinatie aan<span class=\"_ _1\"></span> de hand van de</div>\n<div class=\"t m0 x1d h64 ybe9 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamemethod<span class=\"_ _1\"></span>e. Om als<span class=\"_ _1\"></span> bedrijf <span class=\"_ _1\"></span>te worden aanz<span class=\"_ _1\"></span>ien, <span class=\"lsed ws112\">moet het gehe<span class=\"_ _0\"></span>el </span></div>\n<div class=\"t m0 x1d h64 ybea ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verw<span class=\"_ _0\"></span>orven ac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en en act<span class=\"_ _0\"></span>iva best<span class=\"_ _0\"></span>aan uit m<span class=\"_ _0\"></span>iddele<span class=\"_ _0\"></span>n en op di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ybeb ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen toegepa<span class=\"_ _1\"></span>ste substa<span class=\"lsed ws11d\">ntieve pro<span class=\"_ _0\"></span>cessen, <span class=\"_ _0\"></span>die same<span class=\"_ _0\"></span>n bijdr<span class=\"_ _0\"></span>agen tot </span></div>\n<div class=\"t m0 x1d h64 ybec ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totsta<span class=\"_ _0\"></span>ndkomin<span class=\"_ _0\"></span>g van een produ<span class=\"_ _0\"></span>ctie. Het ov<span class=\"_ _0\"></span>ergen<span class=\"_ _0\"></span>omen proc<span class=\"_ _0\"></span>es (of</div>\n<div class=\"t m0 x1d h64 ybed ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep van proces<span class=\"_ _1\"></span>sen) is substan<span class=\"_ _1\"></span>tieel als het van cruciaal<span class=\"_ _1\"></span> belang is voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybee ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het vermogen om<span class=\"_ _1\"></span> verworven middelen t<span class=\"_ _1\"></span>ot een productie<span class=\"_ _1\"></span> te ontwikkelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybef ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of in een<span class=\"ls0 ws0\"> </span>prod<span class=\"_ _0\"></span>uctie om te zett<span class=\"_ _0\"></span>en of van cruc<span class=\"_ _0\"></span>iaal bela<span class=\"_ _0\"></span>ng is voor het</div>\n<div class=\"t m0 x1d h64 ybf0 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n om product<span class=\"_ _0\"></span>en te blijv<span class=\"_ _0\"></span>en produce<span class=\"_ _0\"></span>ren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybf1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybf2 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De prijs va<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">een<span class=\"ls0 ws0\"> </span>over<span class=\"_ _1\"></span>name <span class=\"ws11e\">is de overg<span class=\"_ _1\"></span>edragen vergoedin<span class=\"_ _1\"></span>g, welke </span></span></div>\n<div class=\"t m0 x1d h64 ybf3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd word<span class=\"_ _1\"></span>t als de som van de r<span class=\"_ _1\"></span>e\u00eble waarde op overnam<span class=\"_ _1\"></span>edatum</div>\n<div class=\"t m0 x1d h64 ybf4 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en het bedr<span class=\"_ _0\"></span>ag van enig<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">minderheidsbelang in<span class=\"_ _1\"></span> de overgen<span class=\"_ _1\"></span>omen partij<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x1d h64 ybf5 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor elke<span class=\"_ _1\"></span> bedrijfscombina<span class=\"_ _1\"></span>tie heeft Age<span class=\"_ _1\"></span>as de <span class=\"_ _1\"></span><span class=\"lsed ws112\">keuze om<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">enig </span></span></span></div>\n<div class=\"t m0 x1d h64 ybf6 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in de<span class=\"_ _1\"></span> overgenomen<span class=\"_ _1\"></span> partij<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>te waarderen<span class=\"_ _1\"></span> tegen de </span></div>\n<div class=\"t m0 x1d h64 ybf7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e of tegen<span class=\"_ _1\"></span> het evenre<span class=\"_ _1\"></span>dig deel va<span class=\"_ _1\"></span>n het minder<span class=\"_ _1\"></span>heidsbelang <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x1d h64 ybf8 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de identif<span class=\"_ _1\"></span>iceerbar<span class=\"lsed ws112\">e netto<span class=\"ls0 ws0\">-</span>activa va<span class=\"_ _0\"></span>n de overg<span class=\"_ _0\"></span>enomen p<span class=\"_ _0\"></span>artij.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ybf9 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybfa ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een bedrijf<span class=\"_ _1\"></span>scombinatie word<span class=\"_ _1\"></span>t gerealiseerd in<span class=\"_ _1\"></span> verschillende fasen<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ybfb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan wordt h<span class=\"_ _1\"></span>et voorheen<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>aandelenbelang<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 ybfc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgenomen pa<span class=\"_ _1\"></span>rtij geherw<span class=\"_ _1\"></span>aardeerd te<span class=\"_ _1\"></span>gen zijn r<span class=\"_ _1\"></span>e\u00eble waarde o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x1d h64 ybfd ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamedatum<span class=\"_ _1\"></span> en wordt de<span class=\"_ _1\"></span> <span class=\"lsed ws112\">eventue<span class=\"_ _0\"></span>le winst of h<span class=\"_ _0\"></span>et eventuel<span class=\"_ _0\"></span>e verlies di<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ybfe ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">daaruit <span class=\"_ _1\"></span>voortvloeit o<span class=\"_ _1\"></span>pgenomen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11e\">en verlies<span class=\"_ _1\"></span>rekening.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 408px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 413px; width: 353px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ybff ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc00 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n zijn die entit<span class=\"_ _0\"></span>eiten wa<span class=\"_ _0\"></span>arin Ageas<span class=\"_ _0\"></span>, direct of</div>\n<div class=\"t m0 x1d h64 yc01 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">indirect, het<span class=\"_ _1\"></span> financi\u00eble en<span class=\"_ _1\"></span> operationele beleid<span class=\"_ _1\"></span> kan sturen teneinde<span class=\"_ _1\"></span> er</div>\n<div class=\"t m0 x1d h64 yc02 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en uit te hal<span class=\"_ _0\"></span>en (\u2018zegge<span class=\"_ _0\"></span>nschap<span class=\"_ _0\"></span>\u2019). Bij de evalu<span class=\"_ _0\"></span>atie <span class=\"ws11d\">of A<span class=\"_ _0\"></span>geas </span></div>\n<div class=\"t m0 x1d h64 yc03 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggenschap hee<span class=\"_ _1\"></span>ft over een andere <span class=\"lsf9 ws124\">entiteit, <span class=\"_ _1\"></span></span>houdt Agea<span class=\"lsed ws112\">s rekening met </span></div>\n<div class=\"t m0 x1d h64 yc04 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"ws112\">besta<span class=\"_ _0\"></span>an en <span class=\"ws111\">het <span class=\"ws11d\">effect v<span class=\"_ _0\"></span>an pot<span class=\"_ _0\"></span>enti\u00eble s<span class=\"_ _0\"></span>temrecht<span class=\"_ _0\"></span>en<span class=\"lsef ws11e\">, die actueel </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yc05 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitvoerbaar <span class=\"_ _1\"></span>of conver<span class=\"_ _1\"></span>teerbaar zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc06 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc07 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen worden<span class=\"_ _1\"></span> geconsolideer<span class=\"_ _1\"></span>d vanaf de <span class=\"_ _1\"></span>datum van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc08 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van de eff<span class=\"_ _0\"></span>ectiev<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span>chap tot op de ei<span class=\"_ _0\"></span>nddatu<span class=\"_ _0\"></span>m van</div>\n<div class=\"t m0 x1d h64 yc09 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze zegge<span class=\"ws113\">ns<span class=\"_ _1\"></span>chap. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc0a ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0b ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n die uitsluit<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n verworve<span class=\"_ _0\"></span>n met de bedo<span class=\"_ _0\"></span>eling</div>\n<div class=\"t m0 x1d h64 yc0c ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">te worde<span class=\"_ _0\"></span>n doorv<span class=\"_ _0\"></span>erkocht, w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span><span class=\"lsee ws112\">geclassificeerd<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">als activa<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yc0d ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc0e ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0f ff99 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Alle<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">intra</span>-<span class=\"lsed ws112\">groepstra<span class=\"_ _0\"></span>nsacties<span class=\"_ _0\"></span> (saldi en wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen uit<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ies </span></span></div>\n<div class=\"t m0 x1d h64 yc10 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tussen onderne<span class=\"_ _1\"></span>mingen van Ageas) worden<span class=\"_ _1\"></span> ge\u00eblimineerd<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 282px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 287px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 827px; width: 353px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff9e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Gedeelt<span class=\"_ _0\"></span>elijke ver<span class=\"_ _0\"></span>koop van e<span class=\"_ _0\"></span>en belang in e<span class=\"_ _0\"></span>en dochter<span class=\"_ _0\"></span>ondern<span class=\"_ _0\"></span>eming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Winsten of verl<span class=\"_ _1\"></span>iezen op de gedeelte<span class=\"_ _1\"></span>lijke verkoop van<span class=\"_ _1\"></span> een belang i<span class=\"lsed ws112\">n een </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming worden als vol<span class=\"_ _1\"></span>gt verwerkt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff9e fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">i)<span class=\"ffa0 ls0 ws0\"> <span class=\"_ _3f\"> </span></span><span class=\"lsed ws11d\">Als er g<span class=\"_ _0\"></span>een verl<span class=\"_ _0\"></span>ies is van <span class=\"_ _0\"></span>zeggen<span class=\"_ _0\"></span>schap, w<span class=\"_ _0\"></span>ordt de t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s een eigen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">vermoge<span class=\"_ _0\"></span>nstrans<span class=\"_ _0\"></span>actie (d.w<span class=\"_ _0\"></span>.z. als een </span></span></div>\n<div class=\"t m0 x1a0 h64 y8aa ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">transactie met<span class=\"_ _1\"></span> de eigenaars in<span class=\"_ _1\"></span> hun hoedanigheid van<span class=\"_ _1\"></span> eigenaars); of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff9e fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">ii)<span class=\"ffa0 ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"lsed ws112\">Als er een verlies<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">is van zeggenschap, </span></span>wordt de trans<span class=\"_ _0\"></span>actie verw<span class=\"_ _0\"></span>erkt </span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng, op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n het tot<span class=\"_ _0\"></span>ale bela<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">Enig </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ad ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belang aangeh<span class=\"_ _1\"></span>ouden in <span class=\"_ _1\"></span>de voormalige <span class=\"_ _1\"></span><span class=\"ws11e\">dochteronderneming<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span><span class=\"ws11e\">aan zijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">re\u00eble waarde<span class=\"_ _1\"></span> op het<span class=\"ls0 ws0\"> </span></span></span>oge<span class=\"_ _1\"></span>nblik<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van verlies van </span></span></div>\n<div class=\"t m0 x1a0 h64 y8af ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de zeggen<span class=\"lsed\">schap. Als het<span class=\"_ _0\"></span> verlies<span class=\"_ _0\"></span> van de z<span class=\"_ _0\"></span>eggensc<span class=\"_ _0\"></span>hap het<span class=\"_ _0\"></span> gevolg is<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">monetaire<span class=\"_ _1\"></span> vergoedi<span class=\"_ _1\"></span>ng</span> <span class=\"lsef ws11d\">van een<span class=\"_ _1\"></span> dochteronder<span class=\"_ _1\"></span>neming </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan een gea<span class=\"_ _1\"></span>ssocieerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">deelneming of j<span class=\"_ _1\"></span>oint venture<span class=\"_ _1\"></span>, dan wordt het </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff9e fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">resultaat slechts <span class=\"lsef ws11d\">in aanmer<span class=\"_ _1\"></span>king genomen a<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsed\">rato van het<span class=\"_ _0\"></span> aan de </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">andere i<span class=\"_ _0\"></span>nves<span class=\"lsef ws11e\">teerders overgedragen pro<span class=\"_ _1\"></span>centuele belang in<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming<span class=\"ws11e\">, wat resulteer<span class=\"_ _1\"></span>t in een<span class=\"ls0 ws0\"> </span></span>gedee<span class=\"_ _1\"></span>ltelijke</div>\n<div class=\"t m0 x1a0 h64 y8b5 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaatser<span class=\"_ _1\"></span>kenning<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 835px; height: 271px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y92f ff9e fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Geassocieerde<span class=\"_ _1\"></span> <span class=\"lsed ws111\">deelnemi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y991 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een geassoc<span class=\"_ _1\"></span>ieerde deelnem<span class=\"_ _1\"></span>ing is een <span class=\"_ _1\"></span>entiteit wa<span class=\"_ _1\"></span>arover Agea<span class=\"_ _1\"></span>s een</div>\n<div class=\"t m0 x2c h64 y992 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed v<span class=\"_ _0\"></span>an beteke<span class=\"_ _0\"></span>nis heeft op h<span class=\"_ _0\"></span>et <span class=\"lsef ws11e\">financi\u00eble en oper<span class=\"_ _1\"></span>ationele beleid<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x2c h64 y993 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder er ze<span class=\"_ _0\"></span>ggensc<span class=\"_ _0\"></span>hap of gedeel<span class=\"_ _0\"></span>de zegge<span class=\"_ _0\"></span>nschap ov<span class=\"_ _0\"></span>er te hebben.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Investeringen<span class=\"_ _1\"></span> in geassoci<span class=\"_ _1\"></span>eerde deelnemin<span class=\"_ _1\"></span>gen worden ge<span class=\"_ _1\"></span>waardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">methode. B<span class=\"_ _0\"></span>ij initi\u00ebl<span class=\"_ _0\"></span>e opname, wo<span class=\"_ _0\"></span>rdt de deel<span class=\"_ _0\"></span>neming </span></span></div>\n<div class=\"t m0 x2c h64 y997 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> kost<span class=\"lsed ws112\">prijs, waar<span class=\"_ _0\"></span>bij trans<span class=\"_ _0\"></span>actiek<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y998 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meegenomen. <span class=\"_ _1\"></span>Daarna wordt h<span class=\"_ _1\"></span>et aandeel<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span> in de win<span class=\"_ _1\"></span>st of</div>\n<div class=\"t m0 x2c h64 y999 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlies va<span class=\"_ _1\"></span>n de deelnemi<span class=\"_ _1\"></span>ng opgenomen <span class=\"_ _1\"></span>in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span><span class=\"lsed\">en verliesr<span class=\"_ _0\"></span>ekening </span></div>\n<div class=\"t m0 x2c h64 yc13 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder de l<span class=\"_ _1\"></span>ijn \u2018Aandeel<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>resultaat van<span class=\"_ _1\"></span> de inves<span class=\"_ _1\"></span>teringen volg<span class=\"_ _1\"></span>ens de</div>\n<div class=\"t m0 x2c h64 yc14 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">equity<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">methode\u2019</span></span><span class=\"ws11d\">. Wijzigingen in<span class=\"_ _1\"></span> Ageas\u2019 aan<span class=\"_ _1\"></span>deel in <span class=\"_ _1\"></span>het propor<span class=\"_ _1\"></span>tionele </span></div>\n<div class=\"t m0 x2c h64 yc15 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belang va<span class=\"_ _0\"></span>n de deelnem<span class=\"_ _0\"></span>ing worde<span class=\"_ _0\"></span>n erkend in d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 yc16 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Uitk<span class=\"_ _0\"></span>eringen di<span class=\"_ _0\"></span>e Ageas ontv<span class=\"_ _0\"></span>angt van e<span class=\"_ _0\"></span>en deelnem<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 yc17 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlage<span class=\"_ _0\"></span>n de boek<span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws135\">in join<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">t ventures,<span class=\"_ _1\"></span> waarbij<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de gezamenlij<span class=\"_ _0\"></span>ke<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">zeggenschap</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yc1a ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht geeft<span class=\"_ _0\"></span> tot de netto<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">activa va<span class=\"_ _0\"></span>n de joint<span class=\"_ _0\"></span> venture,<span class=\"_ _0\"></span> worden </span></span></div>\n<div class=\"t m0 x2c h64 ya3d ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>als geassoci<span class=\"_ _1\"></span>eerde deelne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 520px; height: 40px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya3e ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3f ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winste<span class=\"_ _0\"></span>n op tran<span class=\"_ _0\"></span>sacties t<span class=\"_ _0\"></span>ussen A<span class=\"_ _0\"></span>geas en <span class=\"lsef\">deelnemingen die worden </span></div>\n<div class=\"t m0 x2c h64 ya40 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>volgens <span class=\"ws11e\">de<span class=\"_ _1\"></span> equity<span class=\"ls0 ws0\">-</span></span>met<span class=\"_ _1\"></span>hode<span class=\"ls0 ws0\">, </span><span class=\"ws11d\">word<span class=\"_ _1\"></span>en ge\u00eblimineer<span class=\"_ _1\"></span>d naar rat<span class=\"_ _1\"></span>o van </span></div>\n<div class=\"t m0 x2c h64 ya41 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het aandee<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\">V</span>erliez<span class=\"_ _1\"></span>en worden e<span class=\"_ _1\"></span>veneens ge\u00eblim<span class=\"_ _1\"></span>ineerd, ten<span class=\"_ _1\"></span>zij</div>\n<div class=\"t m0 x2c h64 ya42 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit de trans<span class=\"_ _0\"></span>actie bli<span class=\"_ _0\"></span>jkt dat het ov<span class=\"_ _0\"></span>ergedrag<span class=\"_ _0\"></span>en actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya43 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Verliezen worden<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">to<span class=\"_ _1\"></span>tda<span class=\"lsf9 ws124\">t </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> investering i<span class=\"_ _1\"></span>s afgeboekt <span class=\"_ _1\"></span>tot nul. Ve<span class=\"_ _1\"></span>rdere</div>\n<div class=\"t m0 x2c h64 ya45 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verliezen w<span class=\"_ _1\"></span>orden alleen<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">voor zover Agea<span class=\"_ _0\"></span>s gehouden is<span class=\"_ _0\"></span> aan in </span></span></span></div>\n<div class=\"t m0 x2c h64 ya46 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechte af<span class=\"_ _0\"></span>dwingb<span class=\"_ _0\"></span>are of feitel<span class=\"_ _0\"></span>ijke verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen <span class=\"lsef ws11e\">in naam van de </span></div>\n<div class=\"t m0 x2c h64 ya47 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelneming<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ya48 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 ya49 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas past<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>IAS 39 t<span class=\"_ _1\"></span>oe<span class=\"ls0 ws0\"> </span>voor la<span class=\"_ _1\"></span>nge<span class=\"ls0 ws0\">-</span>termij<span class=\"_ _1\"></span>n belangen <span class=\"_ _1\"></span>(zoals</div>\n<div class=\"t m0 x2c h64 ya4a ff9e fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">intra<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">groep<span class=\"_ _1\"></span>sleningen<span class=\"ws11d\">) i<span class=\"_ _1\"></span>n een geas<span class=\"_ _1\"></span>socieerde </span>deeln<span class=\"_ _1\"></span>eming</span> <span class=\"lsf9 ws124\">of <span class=\"lsed ws111\">een <span class=\"ls107 ws13e\">jo<span class=\"_ _1\"></span>int </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya4b ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">venture die<span class=\"_ _1\"></span> deel uitmak<span class=\"_ _1\"></span>en van <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">net<span class=\"_ _1\"></span>to</span>-</span></span><span class=\"lsed\">investering <span class=\"_ _0\"></span>in die<span class=\"_ _0\"></span> geassoci<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 ya4c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">deelneming <span class=\"_ _1\"></span><span class=\"ws11e\">of joint venture<span class=\"_ _1\"></span>, maar waarvoor de<span class=\"_ _1\"></span> vermogensmethode nie<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 ya4d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt toegepa<span class=\"lsf9 ws124\">s<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 72px; width: 352.969px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 550px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 555px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya4e ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y953 ff9e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verkoop van<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>emingen, bedr<span class=\"_ _1\"></span>ijf<span class=\"ls10b ws13d\">sactivite<span class=\"_ _0\"></span>iten<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">en <span class=\"lsef ws113\">andere </span>vaste </span></span></span></div>\n<div class=\"t m0 xd1 h64 y954 ff9e fs44 fc1d sc0 lsee ws112\" style=\"z-index: 15;\">activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y955 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>(of een gro<span class=\"_ _0\"></span>ep van ac<span class=\"_ _0\"></span>tiva di<span class=\"_ _0\"></span>e wordt af<span class=\"_ _0\"></span>gestot<span class=\"_ _0\"></span>en, zoal<span class=\"_ _0\"></span>s een</div>\n<div class=\"t m0 x2c h64 y956 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming) wordt g<span class=\"_ _1\"></span>eclassificeerd<span class=\"_ _1\"></span> als \u2018aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y957 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop\u2019 al<span class=\"_ _1\"></span>s het onmidd<span class=\"_ _1\"></span>ellijk be<span class=\"_ _1\"></span>schikbaar is <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>in zijn<span class=\"_ _1\"></span> huidige</div>\n<div class=\"t m0 x2c h64 y958 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">staat en als de<span class=\"_ _1\"></span> verkoop zeer waarschi<span class=\"_ _1\"></span>jnlijk is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een verkoop<span class=\"_ _1\"></span> is zeer <span class=\"_ _1\"></span>waarschijnlijk<span class=\"_ _1\"></span> als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95a ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11e\">H<span class=\"_ _1\"></span>et gepaste manageme<span class=\"_ _1\"></span>ntniveau heeft zi<span class=\"_ _1\"></span>ch verbonden tot de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y95b ff9e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95c ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws113\">Er<span class=\"_ _1\"></span> bestaat<span class=\"_ _1\"></span></span><span class=\"ff9e\"> <span class=\"lsed ws112\">een operat<span class=\"_ _0\"></span>ioneel pla<span class=\"_ _0\"></span>n om een kope<span class=\"_ _0\"></span>r te vinden en het<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 y95d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plan te voltooie<span class=\"_ _1\"></span>n;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95e ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Het actief wordt o<span class=\"_ _0\"></span>p actieve wi<span class=\"_ _0\"></span>jze voor verk<span class=\"_ _0\"></span>oop op de mar<span class=\"_ _0\"></span>kt gebrac<span class=\"_ _0\"></span>ht </span></span></div>\n<div class=\"t m0 x69 h64 y95f ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen een p<span class=\"_ _0\"></span>rijs die red<span class=\"_ _0\"></span>elijk is ten op<span class=\"_ _0\"></span>zichte va<span class=\"_ _0\"></span>n zijn actuel<span class=\"_ _0\"></span>e re\u00eble</div>\n<div class=\"t m0 x69 h64 ya55 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarde;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya56 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">De verkoop <span class=\"lsef ws113\">zal </span><span class=\"ws112\">naar ver<span class=\"_ _0\"></span>wachting w<span class=\"_ _0\"></span>orden afge<span class=\"_ _0\"></span>rond bin<span class=\"_ _0\"></span>nen de 12 </span></span></span></div>\n<div class=\"t m0 x69 h64 ya57 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">maande<span class=\"_ _0\"></span>n na de datum van <span class=\"lsef ws11e\">classificatie als \u2018aangehouden<span class=\"_ _1\"></span> voor<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x69 h64 ya58 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkoop<span class=\"ls0 ws0\">\u2019</span><span class=\"ws11e\">;<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e ls10a ws134\">De h<span class=\"lsed ws11d\">andelingen di<span class=\"_ _0\"></span>e nodig z<span class=\"_ _0\"></span>ijn om h<span class=\"_ _0\"></span>et plan t<span class=\"_ _0\"></span>e volto<span class=\"_ _0\"></span>oien geven <span class=\"_ _0\"></span>aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yac1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat het onw<span class=\"_ _0\"></span>aarschi<span class=\"_ _0\"></span>jnlijk is dat<span class=\"_ _0\"></span> belangr<span class=\"_ _0\"></span>ijke wijz<span class=\"_ _0\"></span>igingen aa<span class=\"_ _0\"></span>n het plan</div>\n<div class=\"t m0 x69 h64 yac2 ff9e fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zul<span class=\"lsed\">len word<span class=\"_ _0\"></span>en aangeb<span class=\"_ _0\"></span>racht of dat het<span class=\"_ _0\"></span> plan zal wor<span class=\"_ _0\"></span>den inget<span class=\"_ _0\"></span>rokken.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac3 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac4 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een vast act<span class=\"_ _0\"></span>ief (of <span class=\"ws111\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span><span class=\"lsed\">activa <span class=\"_ _0\"></span>die wordt<span class=\"_ _0\"></span> afgest<span class=\"_ _0\"></span>oten) </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als <span class=\"ls0 ws0\">\u2018</span>aangeho<span class=\"_ _1\"></span>uden voor verkoop<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws111\">wordt</span> </span><span class=\"ws113\">gewaardeerd<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yac6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de laa<span class=\"_ _0\"></span>gste waa<span class=\"_ _0\"></span>rde van de boek<span class=\"_ _0\"></span>waarde e<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde min<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac7 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoopk<span class=\"_ _0\"></span>osten.<span class=\"_ _0\"></span> Verder gel<span class=\"_ _0\"></span>den volgen<span class=\"_ _0\"></span>de kenmerk<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e waardering<span class=\"_ _1\"></span> tegen de<span class=\"_ _1\"></span> laagste waa<span class=\"_ _1\"></span>rde van de<span class=\"_ _1\"></span> boekwaarde<span class=\"_ _1\"></span> en de </span></span></div>\n<div class=\"t m0 x69 h64 yac9 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde min ver<span class=\"_ _0\"></span>koopkost<span class=\"_ _0\"></span>en is niet<span class=\"_ _0\"></span> van toepass<span class=\"_ _0\"></span>ing op activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x69 h64 yaca ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n uitgesl<span class=\"_ _0\"></span>oten van de<span class=\"_ _0\"></span>ze regel, z<span class=\"_ _0\"></span>oals verp<span class=\"_ _0\"></span>lichtinge<span class=\"_ _0\"></span>n uit</div>\n<div class=\"t m0 x69 h64 yacb ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(her)verzeker<span class=\"_ _1\"></span>ing<span class=\"lsed ws11d\">scontrac<span class=\"_ _0\"></span>ten di<span class=\"_ _0\"></span>e in het to<span class=\"_ _0\"></span>epassing<span class=\"_ _0\"></span>sgebie<span class=\"_ _0\"></span>d vallen </span></div>\n<div class=\"t m0 x69 h64 yacc ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van IFRS <span class=\"_ _0\"></span>4, fina<span class=\"_ _0\"></span>nci\u00eble ac<span class=\"_ _0\"></span>tiva die<span class=\"_ _0\"></span> in het t<span class=\"_ _0\"></span>oepassi<span class=\"_ _0\"></span>ngsgebi<span class=\"_ _0\"></span>ed valle<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacd ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IAS 39<span class=\"_ _1\"></span>, uitgestelde<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span> die in<span class=\"_ _1\"></span> het toepas<span class=\"_ _1\"></span>singsgebied</div>\n<div class=\"t m0 x69 h64 yace ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vallen va<span class=\"_ _0\"></span>n IAS 12 en activ<span class=\"_ _0\"></span>a resulter<span class=\"_ _0\"></span>end uit pens<span class=\"_ _0\"></span>ioenpl<span class=\"_ _0\"></span>annen die i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacf ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het toepas<span class=\"lsed ws11d\">singsgebi<span class=\"_ _0\"></span>ed vallen v<span class=\"_ _0\"></span>an IA<span class=\"_ _0\"></span>S 19;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">Vlottende act<span class=\"_ _0\"></span>iva en al<span class=\"_ _0\"></span>le verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n gewaar<span class=\"_ _0\"></span>deerd m<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x69 h64 yad1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de bet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>de IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standaard;</span> </span></div>\n<div class=\"t m0 x1d h64 yad2 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Worden niet afges<span class=\"_ _0\"></span>chreve<span class=\"_ _0\"></span>n of zijn niet<span class=\"_ _0\"></span> onderwor<span class=\"_ _0\"></span>pen aan een </span></span></div>\n<div class=\"t m0 x69 h64 yad3 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad4 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">W<span class=\"_ _1\"></span>orden apart<span class=\"_ _1\"></span> voorgestel<span class=\"lsed\">d in het over<span class=\"_ _0\"></span>zicht v<span class=\"_ _0\"></span>an de fin<span class=\"_ _0\"></span>anci\u00eble po<span class=\"_ _0\"></span>sitie,<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yad5 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder com<span class=\"_ _0\"></span>pensat<span class=\"_ _0\"></span>ie van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad6 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad7 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De datum <span class=\"_ _1\"></span>van verkoop <span class=\"_ _1\"></span>van een doch<span class=\"_ _1\"></span>teronderneming o<span class=\"_ _1\"></span>f van een<span class=\"_ _1\"></span> groep</div>\n<div class=\"t m0 x1d h64 yad8 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van activ<span class=\"_ _0\"></span>a die wordt afg<span class=\"_ _0\"></span>estoten,<span class=\"_ _0\"></span> is de datum<span class=\"_ _0\"></span> waarop de ze<span class=\"_ _0\"></span>ggensch<span class=\"_ _0\"></span>ap</div>\n<div class=\"t m0 x1d h64 yad9 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yada ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadb ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De result<span class=\"_ _0\"></span>aten van een d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>ondernem<span class=\"_ _0\"></span>ing of van een g<span class=\"_ _0\"></span>roep van act<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x1d h64 yadc ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die wordt<span class=\"_ _0\"></span> afgestot<span class=\"_ _0\"></span>en worden op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>de winst<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yadd ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g tot op de datu<span class=\"_ _0\"></span>m van verko<span class=\"_ _0\"></span>op. De wins<span class=\"_ _0\"></span>t of verlies<span class=\"_ _0\"></span> bij</div>\n<div class=\"t m0 x1d h64 yade ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop is<span class=\"_ _0\"></span> het verschi<span class=\"_ _0\"></span>l tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadf ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">De opbrengst van de ve<span class=\"_ _0\"></span><span class=\"lsef ws11e\">rkoop; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yae0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van de ne<span class=\"_ _1\"></span>tto</span><span class=\"ff9e\">-<span class=\"lsed ws112\">activa plus t<span class=\"_ _0\"></span>oewijsb<span class=\"_ _0\"></span>are goodwil<span class=\"_ _0\"></span>l en </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorheen ge<span class=\"_ _1\"></span>accumuleerde b<span class=\"_ _1\"></span>edragen in <span class=\"_ _1\"></span>de overige <span class=\"_ _1\"></span>onderdelen<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x69 h64 yae2 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat (bijvo<span class=\"_ _0\"></span>orbeel<span class=\"_ _0\"></span>d, wisselk<span class=\"_ _0\"></span>oersver<span class=\"_ _0\"></span>schill<span class=\"_ _0\"></span>en en reser<span class=\"_ _0\"></span>ves</div>\n<div class=\"t m0 x69 h64 yae3 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor verkoop).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae4 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yae5 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een be\u00ebindig<span class=\"_ _1\"></span>de bedrijfs<span class=\"lsed ws112\">activiteit is e<span class=\"_ _0\"></span>en deel van Ag<span class=\"_ _0\"></span>eas dat is af<span class=\"_ _0\"></span>gestote<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 yae6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of dat is gecl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd als aa<span class=\"_ _0\"></span>ngehoude<span class=\"_ _0\"></span>n voor verk<span class=\"_ _0\"></span>oop en dat:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae7 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">Ee<span class=\"_ _1\"></span>n afzonderli<span class=\"_ _1\"></span>jke belangri<span class=\"_ _1\"></span>jke bedrij<span class=\"_ _1\"></span>fsactiviteit o<span class=\"_ _1\"></span>f geografisch<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yae8 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsgebie<span class=\"_ _1\"></span>d vertegenwoor<span class=\"_ _1\"></span>digt;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae9 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>eel uitmaak<span class=\"_ _1\"></span>t van een ge<span class=\"_ _1\"></span>co\u00f6rdineerd p<span class=\"_ _1\"></span>lan om een<span class=\"_ _1\"></span> afzonderlij<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x69 h64 yaea ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belangrijke bedr<span class=\"_ _1\"></span>ijfsactivi<span class=\"_ _1\"></span>teit of geografisch bedr<span class=\"_ _1\"></span>ijfsgebied af<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x69 h64 yaeb ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stoten;<span class=\"_ _0\"></span> of <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Een dochterond<span class=\"_ _0\"></span>erneming is<span class=\"_ _0\"></span> die uitsl<span class=\"_ _0\"></span>uitend is ov<span class=\"_ _0\"></span>ergenom<span class=\"_ _0\"></span>en met de </span></span></div>\n<div class=\"t m0 x69 h64 yaed ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bedoel<span class=\"_ _0\"></span>ing te wo<span class=\"_ _0\"></span>rden doo<span class=\"_ _0\"></span>rverkocht<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaee ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaef ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>en op be\u00ebi<span class=\"_ _0\"></span>ndigde bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n afzond<span class=\"_ _0\"></span>erlijk</div>\n<div class=\"t m0 x1d h64 yc1c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in <span class=\"lsed ws11d\">de winst</span></span>- </span><span class=\"ws11e\">en verlies<span class=\"lsed ws111\">rekening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 182px; width: 353.993px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 943px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 98px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 948px; width: 353px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 98px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc1b ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 125px; height: 981px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ffa4 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ffa4 fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Trans<span class=\"_ _1\"></span>act<span class=\"_ _1\"></span>ies <span class=\"_ _1\"></span>en <span class=\"_ _1\"></span>saldi<span class=\"_ _1\"></span> i<span class=\"_ _1\"></span>n vr<span class=\"_ _1\"></span>eemde<span class=\"_ _1\"></span> va<span class=\"_ _1\"></span>lut<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De indiv<span class=\"ls0 ws0\">i</span><span class=\"ws11d\">duel<span class=\"_ _0\"></span>e entit<span class=\"_ _0\"></span>eiten van <span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>ekenen t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ies lui<span class=\"_ _0\"></span>dende in </span></div>\n<div class=\"t m0 x2c h64 yb59 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vreemde v<span class=\"_ _0\"></span>aluta om<span class=\"_ _0\"></span> aan de wisselk<span class=\"_ _0\"></span>oers op dat<span class=\"_ _0\"></span>um van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5a ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb5b ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op balans<span class=\"_ _0\"></span>datum wor<span class=\"_ _0\"></span>den monet<span class=\"_ _0\"></span>aire post<span class=\"_ _0\"></span>en die in vree<span class=\"_ _0\"></span>mde valut<span class=\"_ _0\"></span>a luiden</div>\n<div class=\"t m0 x2c h64 yb5c ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">omgerekend aan de sl<span class=\"_ _1\"></span>otkoers (aan het e<span class=\"_ _1\"></span>inde van de verslagp<span class=\"_ _1\"></span>eriode).</div>\n<div class=\"t m0 x2c h64 yb5d ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wisselkoersver<span class=\"_ _1\"></span>schillen d<span class=\"_ _1\"></span>ie resulteren<span class=\"_ _1\"></span> in wijzigin<span class=\"_ _1\"></span>gen va<span class=\"lsed ws112\">n de </span></div>\n<div class=\"t m0 x2c h64 yb5e ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs van een<span class=\"_ _1\"></span> monetair actie<span class=\"_ _1\"></span>f dat wordt</div>\n<div class=\"t m0 x2c h64 yb5f ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als aange<span class=\"_ _1\"></span>houden voor <span class=\"_ _1\"></span>verkoop w<span class=\"_ _1\"></span>orden erkend<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x2c h64 yb60 ffa2 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening. Andere<span class=\"_ _1\"></span> wijzigingen in de re\u00eb<span class=\"_ _1\"></span>le waarde van </span></span></div>\n<div class=\"t m0 x2c h64 yb61 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">deze actief worden e<span class=\"_ _1\"></span>rkend in de overig<span class=\"_ _1\"></span>e onderdelen van h<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb62 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">totaalresult<span class=\"_ _1\"></span>aat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb63 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybb2 ffa2 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">monetaire pos<span class=\"_ _0\"></span>ten die in vre<span class=\"_ _0\"></span>emde valut<span class=\"_ _0\"></span>a luiden en d<span class=\"_ _0\"></span>ie worden </span></span></div>\n<div class=\"t m0 x2c h64 ybb3 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span>tegen histor<span class=\"_ _1\"></span>ische kostprij<span class=\"_ _1\"></span>s, worden o<span class=\"_ _1\"></span>mgerekend aan<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ybb4 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>sche wiss<span class=\"_ _0\"></span>elkoers op aa<span class=\"_ _0\"></span>nkoopd<span class=\"_ _0\"></span>atum. Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">monetai<span class=\"_ _0\"></span>re poste<span class=\"_ _0\"></span>n die in </span></span></div>\n<div class=\"t m0 x2c h64 ybb5 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vreemde v<span class=\"_ _0\"></span>aluta lui<span class=\"_ _0\"></span>den en die word<span class=\"_ _0\"></span>en <span class=\"lsef ws11d\">gewaardeerd aan<span class=\"_ _1\"></span> hun re\u00eble </span></div>\n<div class=\"t m0 x2c h64 ybb6 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde wo<span class=\"_ _0\"></span>rden omge<span class=\"_ _0\"></span>rekend aan d<span class=\"_ _0\"></span>e wisselko<span class=\"_ _0\"></span>ers die gol<span class=\"_ _0\"></span>d op de datum</div>\n<div class=\"t m0 x2c h64 ybb7 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarop de re\u00eble<span class=\"_ _1\"></span> waarde werd bepaa<span class=\"_ _1\"></span>ld. Resulterende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybb8 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wisselkoersver<span class=\"_ _1\"></span>schillen worden verw<span class=\"_ _1\"></span>erkt in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en verliesr<span class=\"_ _0\"></span>ekening </span></span></div>\n<div class=\"t m0 x2c h64 yc1e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als wijzi<span class=\"_ _0\"></span>gingen in w<span class=\"_ _0\"></span>isselko<span class=\"_ _0\"></span>ersversc<span class=\"_ _0\"></span>hillen,<span class=\"_ _0\"></span> tenzij de wij<span class=\"_ _0\"></span>ziginge<span class=\"_ _0\"></span>n in re\u00eble</div>\n<div class=\"t m0 x2c h64 yc1f ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en verwerkt i<span class=\"_ _1\"></span>n de overig<span class=\"_ _1\"></span>e onderdel<span class=\"_ _1\"></span>en van het</div>\n<div class=\"t m0 x2c h64 yc20 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaalresult<span class=\"_ _1\"></span>aat, waarbij<span class=\"_ _1\"></span> wisselkoersv<span class=\"_ _1\"></span>erschillen o<span class=\"_ _1\"></span>ok worden<span class=\"_ _1\"></span> verwerkt in</div>\n<div class=\"t m0 x2c h64 yc21 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc22 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc23 ffa2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Omreke<span class=\"_ _0\"></span>ning van vree<span class=\"_ _0\"></span>mde valut<span class=\"_ _0\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc24 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het cons<span class=\"_ _0\"></span>olidati<span class=\"_ _0\"></span>eproces,<span class=\"_ _0\"></span> rekent Ag<span class=\"_ _0\"></span>eas het ove<span class=\"_ _0\"></span>rzicht va<span class=\"_ _0\"></span>n de financi\u00eb<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 yc25 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span> van buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteite<span class=\"_ _0\"></span>n, wiens fu<span class=\"_ _0\"></span>nctione<span class=\"_ _0\"></span>le valuta ni<span class=\"_ _0\"></span>et in</div>\n<div class=\"t m0 x2c h64 yc26 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">euro luidt e<span class=\"_ _0\"></span>n wiens ec<span class=\"_ _0\"></span>onomie gee<span class=\"_ _0\"></span>n economi<span class=\"_ _0\"></span>e is met hyper<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>e op de</div>\n<div class=\"t m0 x2c h64 yc27 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum, om a<span class=\"_ _0\"></span>an de slotko<span class=\"_ _0\"></span>ers (aan het e<span class=\"_ _0\"></span>inde van de</div>\n<div class=\"t m0 x2c h64 yc28 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagp<span class=\"lsed ws112\">eriode). De wi<span class=\"_ _0\"></span>nst<span class=\"ls0 ws0\">- </span>en verliesr<span class=\"_ _0\"></span>ekening e<span class=\"_ _0\"></span>n het kasst<span class=\"_ _0\"></span>roomover<span class=\"_ _0\"></span>zicht </span></div>\n<div class=\"t m0 x2c h64 yc29 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _0\"></span>buitenl<span class=\"_ _0\"></span>andse a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten wo<span class=\"_ _0\"></span>rdt omg<span class=\"_ _0\"></span>erekend a<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 yc2a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gemiddelde wis<span class=\"_ _1\"></span>selkoers voor de<span class=\"_ _1\"></span> lopende verslagp<span class=\"_ _1\"></span>eriode (of uitzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 yc2b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de wisselkoer<span class=\"_ _1\"></span>s op transactieda<span class=\"_ _1\"></span>tum als de wisselk<span class=\"_ _1\"></span>oersen op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc2c ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cante wij<span class=\"_ _0\"></span>ze schomm<span class=\"_ _0\"></span>elen).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc2d ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc2e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>erkt wis<span class=\"_ _0\"></span>selkoers<span class=\"_ _0\"></span>versch<span class=\"_ _0\"></span>illen uit de om<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 yc2f ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en in de ov<span class=\"_ _0\"></span>erige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 yc30 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">totaalr<span class=\"_ _0\"></span>esultaat<span class=\"_ _0\"></span>. Bij verk<span class=\"_ _0\"></span>oop van de buit<span class=\"_ _0\"></span>enlands<span class=\"_ _0\"></span>e activite<span class=\"_ _0\"></span>it, worde<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc31 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eerder erkende<span class=\"_ _1\"></span> wisselkoersen geh<span class=\"ws11d\">er<span class=\"_ _1\"></span>classificeerd<span class=\"_ _1\"></span> naar de win<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yb88 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g, als d<span class=\"_ _0\"></span>eel van d<span class=\"_ _0\"></span>e winst of<span class=\"_ _0\"></span> verlies <span class=\"_ _0\"></span>op verk<span class=\"_ _0\"></span>oop.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb8a ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wisselk<span class=\"_ _0\"></span>oersvers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n die ontst<span class=\"_ _0\"></span>aan uit de omr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an moneta<span class=\"_ _0\"></span>ire</div>\n<div class=\"t m0 x2c h64 yb8b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">posten, leningen<span class=\"_ _1\"></span> en andere inst<span class=\"_ _1\"></span>rumenten die in v<span class=\"_ _1\"></span>reemde valuta luiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 yb8c ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die worden<span class=\"_ _1\"></span> aangemerkt<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">als een afdekking va<span class=\"_ _0\"></span>n een nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>investeri<span class=\"_ _0\"></span>ng in </span></span></div>\n<div class=\"t m0 x2c h64 yc32 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een buitenlands<span class=\"_ _1\"></span>e activiteit,<span class=\"_ _1\"></span> worden verwerkt in<span class=\"_ _1\"></span> de overige onderdelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc33 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het totaalr<span class=\"_ _1\"></span>esultaat, dit tot op<span class=\"_ _1\"></span> de datum van verk<span class=\"_ _1\"></span>oop van de netto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yc34 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ring, en met<span class=\"_ _0\"></span> uitzonde<span class=\"_ _0\"></span>ring van h<span class=\"_ _0\"></span>et niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">effectieve deel van<span class=\"_ _1\"></span> de</span> </span></div>\n<div class=\"t m0 x1d h64 yc35 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ng, welke o<span class=\"_ _0\"></span>nmiddell<span class=\"_ _0\"></span>ijk in de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en verliesr<span class=\"_ _0\"></span>ekening w<span class=\"_ _0\"></span>ordt </span></span></div>\n<div class=\"t m0 x1d h64 yc36 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc37 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc38 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill en<span class=\"_ _1\"></span> andere wi<span class=\"_ _1\"></span>jzigingen in<span class=\"_ _1\"></span> re\u00eble waard<span class=\"_ _1\"></span>e, die voortv<span class=\"_ _1\"></span>loeien uit<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yc39 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerv<span class=\"_ _0\"></span>ing van een bu<span class=\"_ _0\"></span>itenlan<span class=\"_ _0\"></span>dse activ<span class=\"_ _0\"></span>iteit die in vr<span class=\"_ _0\"></span>eemde val<span class=\"_ _0\"></span>uta luidt,</div>\n<div class=\"t m0 x1d h64 yc3a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden aanzien als<span class=\"_ _1\"></span> activa en ver<span class=\"ws11d\">pli<span class=\"_ _1\"></span>chtingen van<span class=\"_ _1\"></span> de buitenlan<span class=\"_ _1\"></span>dse </span></div>\n<div class=\"t m0 x1d h64 yc3b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteit en<span class=\"_ _1\"></span> worden omgerekend<span class=\"_ _1\"></span> aan de slotkoers (op<span class=\"_ _1\"></span> het einde van de</div>\n<div class=\"t m0 x1d h64 yc3c ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>). Ageas v<span class=\"_ _1\"></span>erwerkt alle<span class=\"_ _1\"></span> resulterende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc3d ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wisselk<span class=\"_ _0\"></span>oersve<span class=\"_ _0\"></span>rschill<span class=\"_ _0\"></span>en in de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc3e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot op verk<span class=\"_ _0\"></span>oop van de buit<span class=\"_ _0\"></span>enlan<span class=\"ws11d\">ds<span class=\"_ _0\"></span>e activ<span class=\"_ _0\"></span>iteit. <span class=\"_ _0\"></span>Bij verko<span class=\"_ _0\"></span>op van d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 yc3f ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteit, w<span class=\"_ _0\"></span>orden de eer<span class=\"_ _0\"></span>der erken<span class=\"_ _0\"></span>de wissel<span class=\"_ _0\"></span>koersvers<span class=\"_ _0\"></span>chill<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yc40 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd naa<span class=\"_ _0\"></span>r de winst<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en verli<span class=\"_ _0\"></span>esreken<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc41 ffa2 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Hyperinf<span class=\"_ _0\"></span>latie i<span class=\"_ _0\"></span>n Turkij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc42 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op basis v<span class=\"_ _0\"></span>an de cr<span class=\"_ _0\"></span>iteria in<span class=\"_ _0\"></span> de sta<span class=\"_ _0\"></span>ndaard IA<span class=\"_ _0\"></span>S 29 <span class=\"ls107 ws13e\">\u2018Financi\u00eble </span></div>\n<div class=\"t m0 x1d h64 yc43 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verslag<span class=\"_ _0\"></span>geving i<span class=\"_ _0\"></span>n econo<span class=\"_ _0\"></span>mie\u00ebn m<span class=\"_ _0\"></span>et hyper<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>e\u2019, wordt<span class=\"_ _0\"></span> de Turk<span class=\"_ _0\"></span>se</div>\n<div class=\"t m0 x1d h64 yc44 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economi<span class=\"_ _0\"></span>e op 31 decemb<span class=\"_ _0\"></span>er 2022 aanz<span class=\"_ _0\"></span>ien als ee<span class=\"_ _0\"></span>n econom<span class=\"_ _0\"></span>ie met</div>\n<div class=\"t m0 x1d h64 yc45 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hyperinf<span class=\"_ _0\"></span>latie. O<span class=\"_ _0\"></span>p die datum be<span class=\"_ _0\"></span>draagt het<span class=\"_ _0\"></span> cumulat<span class=\"_ _0\"></span>ief infla<span class=\"_ _0\"></span>tieperce<span class=\"_ _0\"></span>ntage in</div>\n<div class=\"t m0 x1d h64 yc46 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Turkije ov<span class=\"_ _0\"></span>er een peri<span class=\"_ _0\"></span>ode van drie<span class=\"_ _0\"></span> jaar meer da<span class=\"_ _0\"></span>n <span class=\"lsef ws11d\">100% (156%),<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yc47 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebaseerd o<span class=\"_ _1\"></span>p de consump<span class=\"_ _1\"></span>tieprijsindex <span class=\"_ _1\"></span>gepubliceerd<span class=\"_ _1\"></span> door he<span class=\"_ _1\"></span>t Turkse</div>\n<div class=\"t m0 x1d h64 yc48 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Institu<span class=\"_ _0\"></span>ut voor Stat<span class=\"_ _0\"></span>istiek.<span class=\"_ _0\"></span> Bijgevol<span class=\"_ _0\"></span>g heeft Ageas<span class=\"_ _0\"></span> in deze gec<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yc49 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening voo<span class=\"_ _0\"></span>r de eerste k<span class=\"_ _0\"></span>eer de bepali<span class=\"_ _0\"></span>ngen van de st<span class=\"_ _0\"></span>andaard IA<span class=\"_ _0\"></span>S</div>\n<div class=\"t m0 x1d h64 yc4a ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">29 toegepa<span class=\"_ _1\"></span>st voor de<span class=\"_ _1\"></span> jaarrekeningen <span class=\"lsed\">van zijn Turks<span class=\"_ _0\"></span>e geassoc<span class=\"_ _0\"></span>ieerde </span></div>\n<div class=\"t m0 x1d h64 yc4b ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelnemingen<span class=\"_ _1\"></span> \u2018Aksigorta\u2019 e<span class=\"_ _1\"></span>n \u2018AgeSA\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc4c ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc4d ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De standa<span class=\"_ _0\"></span>ard IAS 29 ver<span class=\"_ _0\"></span>eist dat een j<span class=\"_ _0\"></span>aarreke<span class=\"_ _0\"></span>ning, die is<span class=\"_ _0\"></span> opgestel<span class=\"_ _0\"></span>d in de</div>\n<div class=\"t m0 x1d h64 yc4e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">valuta va<span class=\"_ _0\"></span>n een econo<span class=\"_ _0\"></span>mie met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie, wordt o<span class=\"_ _0\"></span>mgereke<span class=\"_ _0\"></span>nd en <span class=\"ws111\">dat </span></div>\n<div class=\"t m0 x1d h64 yc4f ffa2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">deze <span class=\"lsef ws11e\">de wijzigingen in alge<span class=\"_ _1\"></span>mene koopkracht<span class=\"_ _1\"></span> op ve<span class=\"ws113\">rslagdatum </span></span></div>\n<div class=\"t m0 x1d h64 yc50 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. Om zi<span class=\"_ _0\"></span>jn aandee<span class=\"_ _0\"></span>l in de netto<span class=\"ls0 ws0\">-</span>acti<span class=\"_ _0\"></span>va en de resu<span class=\"_ _0\"></span>ltaten va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yc51 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geasso<span class=\"_ _1\"></span>cieerde dee<span class=\"_ _1\"></span>lnemingen te b<span class=\"_ _1\"></span>epalen, rek<span class=\"_ _1\"></span>ent Ageas de<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yc52 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">monetaire a<span class=\"_ _1\"></span>ctiva en ve<span class=\"_ _1\"></span>rplichtingen <span class=\"_ _1\"></span>die gewaardeer<span class=\"_ _1\"></span>d staan aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc53 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>sche kos<span class=\"_ _0\"></span>t, het ei<span class=\"_ _0\"></span>gen verm<span class=\"_ _0\"></span>ogen en d<span class=\"_ _0\"></span>e posten<span class=\"ls0 ws0\"> </span><span class=\"lsef\">in de winst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 yc54 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> om voor wijzigin<span class=\"_ _1\"></span>gen in de algemene<span class=\"_ _1\"></span> koopkracht, aan<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yc55 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hand van de consump<span class=\"_ _1\"></span>tieprijsindex<span class=\"_ _1\"></span> gepubliceerd door<span class=\"_ _1\"></span> het Turkse</div>\n<div class=\"t m0 x1d h64 yc56 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Instituut voo<span class=\"_ _1\"></span>r Statistiek. In<span class=\"_ _1\"></span> een tweede stap, worden<span class=\"_ _1\"></span> de omgerekende</div>\n<div class=\"t m0 x1d h64 yc57 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>eningen om<span class=\"_ _0\"></span>gereke<span class=\"_ _0\"></span>nd in euro op de sl<span class=\"_ _0\"></span>otkoers o<span class=\"_ _0\"></span>p 31 decemb<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1d h64 yc58 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc59 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc5a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In overeenstem<span class=\"_ _1\"></span>ming met de bepalingen<span class=\"_ _1\"></span> in de standaard IAS 21<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc5b ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Gevolgen <span class=\"_ _1\"></span>van wisselkoer<span class=\"_ _1\"></span>swijzigingen\u2019,<span class=\"_ _1\"></span> is de verge<span class=\"_ _1\"></span>lijkende in<span class=\"_ _1\"></span>formatie</div>\n<div class=\"t m0 x1d h64 yc5c ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor de vers<span class=\"_ _0\"></span>lagperi<span class=\"_ _0\"></span>ode 2021 niet<span class=\"_ _0\"></span> aangepas<span class=\"_ _0\"></span>t en is het eff<span class=\"_ _0\"></span>ect van de</div>\n<div class=\"t m0 x1d h64 yc5d ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble toepas<span class=\"_ _1\"></span>sing van de standaar<span class=\"_ _1\"></span>d verwerkt in he<span class=\"_ _1\"></span>t geconsolideerde</div>\n<div class=\"t m0 x1d h64 yc5e ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigen vermogen op 1<span class=\"_ _1\"></span> januari 2022<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc5f ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc60 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toepassing va<span class=\"_ _1\"></span>n de standaard IAS 29<span class=\"_ _1\"></span> heeft geresulteerd<span class=\"_ _1\"></span> in een</div>\n<div class=\"t m0 x1d h64 yc61 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">impact van <span class=\"_ _1\"></span>EUR (27) mi<span class=\"_ _1\"></span>ljoen in de<span class=\"_ _1\"></span> geconsoli<span class=\"_ _1\"></span>deerde resul<span class=\"_ _1\"></span>tatenrekening</div>\n<div class=\"t m0 x1d h64 yc62 ffa2 fs44 fc14 sc0 ls119 ws11d\" style=\"z-index: 15;\">en een impact van EU<span class=\"_ _0\"></span>R 149 miljoen in<span class=\"_ _0\"></span> het geconsolidee<span class=\"_ _0\"></span>rd overzicht van</div>\n<div class=\"t m0 x1d h64 yc63 ffa2 fs44 fc14 sc0 ls119 ws11d\" style=\"z-index: 15;\">wijzigingen in h<span class=\"_ _0\"></span>et eigen vermo<span class=\"_ _0\"></span>gen <span class=\"lsed\">over de<span class=\"_ _0\"></span> verslag<span class=\"_ _0\"></span>periode <span class=\"_ _0\"></span>2022.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 314px; height: 792px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 314px; height: 792px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 314px; height: 792px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 314px; height: 792px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffa6 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Wisselkoersen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel worden de koer<span class=\"_ _1\"></span>sen van de belangrijk<span class=\"_ _1\"></span>ste valuta voor Age<span class=\"_ _1\"></span>as weergegeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1017px; z-index: 15;\">1 euro =<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 341px; bottom: 1017px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y6e8 ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 494px; bottom: 1048px; z-index: 15;\">Koersen per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 486px; bottom: 1033px; z-index: 15;\"> <span class=\"lsf1 ws115\">einde periode</span> </div>\n<div class=\"t m0 x1b5 h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 469px; bottom: 1017px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1017px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 748px; bottom: 1048px; z-index: 15;\">Gemiddelde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 yc68 ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1033px; z-index: 15;\">koers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1017px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1048px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 415px; bottom: 1048px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 669px; bottom: 1048px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 415px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 669px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y68b ffa6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 542px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 669px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 985px; z-index: 15;\">Brit<span class=\"_ _1\"></span>se pond<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 985px; z-index: 15;\">0,89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 985px; z-index: 15;\">0,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 985px; z-index: 15;\">0,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 985px; z-index: 15;\">0,86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 969px; z-index: 15;\">Amerikaanse dollar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 969px; z-index: 15;\">1,07<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 969px; z-index: 15;\">1,13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 969px; z-index: 15;\">1,05<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 969px; z-index: 15;\">1,18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 953px; z-index: 15;\">Hongkong dollar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 953px; z-index: 15;\">8,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 953px; z-index: 15;\">8,83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 953px; z-index: 15;\">8,24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 953px; z-index: 15;\">9,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 ls11a ws126\" style=\"left: 69px; bottom: 937px; z-index: 15;\">Turkse li<span class=\"_ _0\"></span>ra<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 937px; z-index: 15;\">19,96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 937px; z-index: 15;\">15,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 937px; z-index: 15;\">17,42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 937px; z-index: 15;\">10,51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 922px; z-index: 15;\">Chinese yuan renminbi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 922px; z-index: 15;\">7,36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 922px; z-index: 15;\">7,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 922px; z-index: 15;\">7,08<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 922px; z-index: 15;\">7,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 906px; z-index: 15;\">Indiase roepie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 906px; z-index: 15;\">88,17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 906px; z-index: 15;\">84,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 906px; z-index: 15;\">82,68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 906px; z-index: 15;\">87,44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 890px; z-index: 15;\">Maleisische ringgit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 890px; z-index: 15;\">4,70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 890px; z-index: 15;\">4,72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 890px; z-index: 15;\">4,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 890px; z-index: 15;\">4,90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 874px; z-index: 15;\">Filipijnse peso<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 874px; z-index: 15;\">59,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 874px; z-index: 15;\">57,76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 874px; z-index: 15;\">57,31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 874px; z-index: 15;\">58,30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 859px; z-index: 15;\">Thaise baht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 859px; z-index: 15;\">36,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 859px; z-index: 15;\">37,65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 859px; z-index: 15;\">36,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 859px; z-index: 15;\">37,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Vietnamese dong<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 388px; bottom: 843px; z-index: 15;\">25.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 843px; z-index: 15;\">25.989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 843px; z-index: 15;\">24.613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 843px; z-index: 15;\">27.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 832px; height: 274px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 832px; height: 274px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc75 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc76 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b yc77 ffa9 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yc78 ffa9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verantwoording <span class=\"_ _1\"></span>en waardering <span class=\"_ _1\"></span>bij het <span class=\"_ _1\"></span>opstellen</div>\n<div class=\"t m0 x2c h7b yc79 ffa9 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">van de jaa<span class=\"_ _1\"></span>rrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc7a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas bepaa<span class=\"_ _1\"></span>lt de clas<span class=\"_ _1\"></span>sificatie en <span class=\"_ _1\"></span>waardering <span class=\"_ _1\"></span>van activa e<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 yc7b ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen op b<span class=\"_ _0\"></span>asis van de aa<span class=\"_ _0\"></span>rd van de ond<span class=\"_ _0\"></span>erligge<span class=\"_ _0\"></span>nde trans<span class=\"_ _0\"></span>acties. <span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yc7c ffa6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ls107 ws13e\">Financi\u00eb<span class=\"_ _1\"></span>le</span> <span class=\"lsee ws112\">activa</span> </span></div>\n<div class=\"t m0 x2c h64 yc7d ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ee<span class=\"lsed ws11d\">n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument i<span class=\"_ _0\"></span>s een ove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst die <span class=\"_ _0\"></span>leidt tot<span class=\"_ _0\"></span> een </span></div>\n<div class=\"t m0 x2c h64 yc7e ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief van \u00e9\u00e9n partij<span class=\"_ _1\"></span> en een financi\u00eble v<span class=\"_ _1\"></span>erplichting of</div>\n<div class=\"t m0 x2c h64 yc7f ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">instrument<span class=\"_ _1\"></span> van een an<span class=\"_ _1\"></span>dere partij<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc80 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc81 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas clas<span class=\"_ _0\"></span>sifice<span class=\"_ _0\"></span>ert en waar<span class=\"_ _0\"></span>deert fina<span class=\"_ _0\"></span>nci\u00eble act<span class=\"_ _0\"></span>iva en verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x2c h64 yc82 ffa6 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">basis <span class=\"lsef ws11d\">van de <span class=\"_ _1\"></span>aard van de<span class=\"_ _1\"></span> onderliggend<span class=\"_ _1\"></span>e transactie<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c yc83 ffa8 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an financ<span class=\"_ _0\"></span>i\u00eble ac<span class=\"_ _0\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc84 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het mana<span class=\"_ _0\"></span>gement bep<span class=\"_ _0\"></span>aalt de pass<span class=\"_ _0\"></span>ende clas<span class=\"_ _0\"></span>sificati<span class=\"_ _0\"></span>e van de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 yc85 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten op d<span class=\"_ _0\"></span>e datum van aan<span class=\"_ _0\"></span>koop:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc86 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Tot einde looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden: omv<span class=\"_ _0\"></span>at schuld<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>en met een </span></span></div>\n<div class=\"t m0 x1a0 h64 yc87 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vaste looptij<span class=\"_ _1\"></span>d, waarbij het managem<span class=\"_ _1\"></span>ent voornemens is<span class=\"_ _1\"></span> en in de</div>\n<div class=\"t m0 x1a0 h64 yc88 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mogelijkheid<span class=\"_ _1\"></span> verkeert om<span class=\"_ _1\"></span> deze inst<span class=\"_ _1\"></span>rumenten to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aan</div>\n<div class=\"t m0 x1a0 h64 yc89 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8a ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws11d\">Leningen en vo<span class=\"_ _0\"></span>rderin<span class=\"_ _0\"></span>gen: omvat<span class=\"_ _0\"></span> schuld<span class=\"_ _0\"></span>effecten<span class=\"_ _0\"></span> met vast<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1a0 h64 yc8b ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>bare betal<span class=\"_ _0\"></span>ingen, di<span class=\"_ _0\"></span>e niet markt<span class=\"_ _0\"></span>genot<span class=\"_ _0\"></span>eerd zijn in een<span class=\"ls0 ws0\"> </span><span class=\"ws111\">act<span class=\"_ _0\"></span>ieve </span></div>\n<div class=\"t m0 x1a0 h64 yc8c ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">markt en <span class=\"_ _1\"></span>die bij de<span class=\"_ _1\"></span> eerste op<span class=\"_ _1\"></span>name niet w<span class=\"_ _1\"></span>orden aange<span class=\"_ _1\"></span>merkt als v<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x1a0 h64 yc8d ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden<span class=\"_ _1\"></span>, noch als voor ver<span class=\"_ _1\"></span>koop</div>\n<div class=\"t m0 x1a0 h64 yc8e ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8f ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Voor verkoop besc<span class=\"_ _0\"></span>hikbaar:<span class=\"_ _0\"></span> omvat voo<span class=\"_ _0\"></span>r onbepaal<span class=\"_ _0\"></span>de duur aan t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a0 h64 yc90 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">houden effecten<span class=\"_ _1\"></span> die kunnen worden ve<span class=\"_ _1\"></span>rkocht <span class=\"ws11d\">om te<span class=\"_ _1\"></span> voorzien in </span></div>\n<div class=\"t m0 x1a0 h64 yc91 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">liquiditeitsb<span class=\"_ _1\"></span>ehoeften of bij<span class=\"_ _1\"></span> wijzigingen van ren<span class=\"_ _1\"></span>tevoeten,</div>\n<div class=\"t m0 x1a0 h64 yc92 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wisselkoersen<span class=\"_ _1\"></span> of aande<span class=\"_ _1\"></span>lenkoersen<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc93 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsef ws11d\">F<span class=\"_ _1\"></span>inanci\u00eble ac<span class=\"_ _1\"></span>tiva aangehoude<span class=\"_ _1\"></span>n tegen r<span class=\"_ _1\"></span>e\u00eble waarde <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x1a0 h64 yc94 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc95 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws113\">Voor <span class=\"ws11d\">handelsdoe<span class=\"_ _1\"></span>leinden aangeho<span class=\"_ _1\"></span>uden: omvat<span class=\"_ _1\"></span> ef<span class=\"lsed ws112\">fecten die z<span class=\"_ _0\"></span>ijn </span></span></span></span></div>\n<div class=\"t m0 xd1 h64 yc96 ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aangesc<span class=\"_ _0\"></span>haft met<span class=\"_ _0\"></span> winst op k<span class=\"_ _0\"></span>orte te<span class=\"_ _0\"></span>rmijn als <span class=\"_ _0\"></span>doelst<span class=\"_ _0\"></span>elling;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc97 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws11e\">Financi\u00eble effecten o<span class=\"_ _1\"></span>pgenomen tegen d<span class=\"_ _1\"></span>e re\u00eble waarde met<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 xd1 h64 yc98 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc99 ffa8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Waardering van f<span class=\"_ _1\"></span>inanci\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h64 yc9a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Tot einde <span class=\"_ _1\"></span>looptijd aa<span class=\"_ _1\"></span>ngehouden belegg<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x2c h64 yc9b ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegen geamorti<span class=\"_ _1\"></span>seerde kostprij<span class=\"_ _1\"></span>s na aftrek van bijz<span class=\"_ _1\"></span>ondere</div>\n<div class=\"t m0 x2c h64 yc9c ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span> Elk versc<span class=\"_ _0\"></span>hil met de re\u00ebl<span class=\"_ _0\"></span>e waarde<span class=\"_ _0\"></span> bij de eerste</div>\n<div class=\"t m0 x2c h64 yc9d ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname, v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiend uit tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten, i<span class=\"_ _0\"></span>niti\u00eble pr<span class=\"_ _0\"></span>emies of ko<span class=\"_ _0\"></span>rtingen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc9e ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geam<span class=\"_ _0\"></span>ortise<span class=\"_ _0\"></span>erd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de belegg<span class=\"_ _0\"></span>ing met behu<span class=\"_ _0\"></span>lp van</div>\n<div class=\"t m0 x1d h64 yc9f ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> Indie<span class=\"_ _0\"></span>n wordt vas<span class=\"_ _0\"></span>tgestel<span class=\"_ _0\"></span>d dat e<span class=\"_ _0\"></span>en tot ei<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x1d h64 yca0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">looptijd aan<span class=\"_ _1\"></span>gehouden a<span class=\"_ _1\"></span>ctief een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> heeft</div>\n<div class=\"t m0 x1d h64 yca1 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ondergaan, word<span class=\"_ _1\"></span>t de bijzondere waa<span class=\"_ _1\"></span>rdeverminderi<span class=\"_ _1\"></span>ng verantwoord in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yca2 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 723px; height: 72px; width: 353.993px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 56px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yca3 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yca4 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsef ws11e\">eningen en<span class=\"_ _1\"></span> vorderingen word<span class=\"_ _1\"></span>en gewaardeerd t<span class=\"_ _1\"></span>egen geamortiseer<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yca5 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs n<span class=\"_ _1\"></span>a aftrek van<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen. Bij<span class=\"_ _1\"></span> de eerste<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca6 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname worde<span class=\"_ _1\"></span>n leningen en<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> gewaardeerd o<span class=\"_ _1\"></span>p de re\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca7 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde inclu<span class=\"_ _1\"></span>sief transac<span class=\"_ _1\"></span>tiekosten en<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> premies of<span class=\"_ _1\"></span> kor<span class=\"lsed ws112\">tingen. De </span></div>\n<div class=\"t m0 x1d h64 yca8 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs word<span class=\"_ _1\"></span>t berekend met gebrui<span class=\"_ _1\"></span>k van de effectie<span class=\"_ _1\"></span>ve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yca9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode (ER<span class=\"_ _0\"></span>M), reken<span class=\"_ _0\"></span>ing houden<span class=\"_ _0\"></span>d met kortin<span class=\"_ _0\"></span>gen of prem<span class=\"_ _0\"></span>ies bij</div>\n<div class=\"t m0 x1d h64 ycaa ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>p en kosten<span class=\"_ _0\"></span> die integra<span class=\"_ _0\"></span>al deel uitm<span class=\"_ _0\"></span>aken van de ERM<span class=\"_ _0\"></span>. De ERM<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ycab ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt verw<span class=\"_ _0\"></span>erkt in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enr<span class=\"ws112\">ek<span class=\"_ _0\"></span>ening. Win<span class=\"_ _0\"></span>sten en </span></div>\n<div class=\"t m0 x1d h64 ycac ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de resul<span class=\"_ _0\"></span>tatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g als de</div>\n<div class=\"t m0 x1d h64 ycad ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingen nie<span class=\"_ _1\"></span>t langer worden ver<span class=\"_ _1\"></span>antwoord of een<span class=\"_ _1\"></span> bijzondere</div>\n<div class=\"t m0 x1d h64 ycae ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing ondergaan.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 534px; height: 167px; width: 353.976px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ycaf ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycb0 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en met een varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e worden de k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ycb1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regelmatig o<span class=\"_ _1\"></span>pnieuw <span class=\"lsed\">geschat om d<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>ewegin<span class=\"_ _0\"></span>gen in de m<span class=\"_ _0\"></span>arkt we<span class=\"_ _0\"></span>er </span></div>\n<div class=\"t m0 x1d h64 ycb2 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te geven. Al<span class=\"_ _0\"></span>s de initi\u00eb<span class=\"_ _0\"></span>le waarder<span class=\"_ _0\"></span>ing van het i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span> met een</div>\n<div class=\"t m0 x1d h64 ycb3 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente (bijna)<span class=\"_ _1\"></span> gelijk i<span class=\"_ _1\"></span>s aan de h<span class=\"_ _1\"></span>oofdsom, hee<span class=\"_ _1\"></span>ft de schatt<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ycb4 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geen sign<span class=\"_ _0\"></span>ificant ef<span class=\"_ _0\"></span>fect op de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e van het inst<span class=\"_ _0\"></span>rument en wor<span class=\"_ _0\"></span>dt er</div>\n<div class=\"t m0 x1d h64 ycb5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gee<span class=\"lsed ws112\">n aanpassi<span class=\"_ _0\"></span>ng gedaa<span class=\"_ _0\"></span>n op de rentebat<span class=\"_ _0\"></span>en, die op b<span class=\"_ _0\"></span>asis van het </span></div>\n<div class=\"t m0 x1d h64 ycb6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toerekeningsbeg<span class=\"_ _1\"></span>insel worden opge<span class=\"_ _1\"></span>nomen. Indien ech<span class=\"_ _1\"></span>ter een instrumen<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ycb7 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e wordt verk<span class=\"_ _0\"></span>regen teg<span class=\"_ _0\"></span>en een signi<span class=\"_ _0\"></span>ficante<span class=\"_ _0\"></span> premie of</div>\n<div class=\"t m0 x1d h64 ycb8 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g, wordt dez<span class=\"_ _0\"></span>e premie of kort<span class=\"_ _0\"></span>ing afges<span class=\"_ _0\"></span>chrev<span class=\"_ _0\"></span>en over de v<span class=\"lsef ws113\">erwachte </span></div>\n<div class=\"t m0 x1d h64 ycb9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van het inst<span class=\"_ _0\"></span>rument en op<span class=\"_ _0\"></span>genomen in d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de</div>\n<div class=\"t m0 x1d h64 ycba ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ERM. De bo<span class=\"_ _1\"></span>ekwaarde zal <span class=\"_ _1\"></span>elke periode<span class=\"_ _1\"></span> opnieuw wo<span class=\"_ _1\"></span>rden berekend<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 ycbb ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van geschat<span class=\"_ _0\"></span>te toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>tromen te<span class=\"_ _0\"></span>gen de</div>\n<div class=\"t m0 x1d h64 ycbc ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actuel<span class=\"_ _0\"></span>e effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet te b<span class=\"_ _0\"></span>ereke<span class=\"_ _0\"></span>nen. All<span class=\"_ _0\"></span>e aanp<span class=\"lsef ws11e\">assingen worden </span></div>\n<div class=\"t m0 x1d h64 ycbd ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycbe ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ycbf ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden belegg<span class=\"_ _1\"></span>ingen, deriv<span class=\"_ _1\"></span>aten en ac<span class=\"_ _1\"></span>tiva</div>\n<div class=\"t m0 x1d h64 ycc0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die zijn aa<span class=\"_ _1\"></span>ngemerkt a<span class=\"_ _1\"></span>ls aangehouden<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> waarde met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g in de<span class=\"_ _1\"></span> <span class=\"ws11e\">resultatenreke<span class=\"_ _1\"></span>ning, worden veran<span class=\"_ _1\"></span>twoord tegen </span></div>\n<div class=\"t m0 x1d h64 ycc2 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Veranderinge<span class=\"_ _1\"></span>n in de r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord in</div>\n<div class=\"t m0 x1d h64 ycc3 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. De (g<span class=\"_ _0\"></span>erealis<span class=\"_ _0\"></span>eerde en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x1d h64 ycc4 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord als \u2018<span class=\"_ _1\"></span>Resultaat op<span class=\"_ _1\"></span> verkopen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n\u2019. <span class=\"lsed ws112\">Rente ontva<span class=\"_ _0\"></span>ngen (bet<span class=\"_ _0\"></span>aald) op act<span class=\"_ _0\"></span>iva (verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen) </span></div>\n<div class=\"t m0 x1d h64 ycc6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden wordt verantwoord<span class=\"_ _1\"></span> als rentebaten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc7 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(rentelasten)<span class=\"_ _1\"></span>. Ontvangen dividend<span class=\"_ _1\"></span>en worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ycc8 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Rentebaten,<span class=\"_ _1\"></span> dividenden <span class=\"_ _1\"></span>en overige b<span class=\"_ _1\"></span>eleggingsbaten<span class=\"_ _1\"></span>'.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 146px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 150px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 675px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 570px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 680px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 570px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 124px; height: 681px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 124px; height: 982px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 124px; height: 982px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het grootste deel van de financi\u00eble beleggingen van Ageas (zijnde<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"><span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">obligatieleningen en aandelenbelangen) behoort tot de categorie \u2018Voor</div>\n<div class=\"t m0 x2c h64 y8a7 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop beschikbaar\u2019 en wordt opgenomen tegen re\u00eble waarde.<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Veranderingen in de re\u00eble waarde worden rechtstreeks in het eigen</div>\n<div class=\"t m0 x2c h64 y8a9 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vermogen verantwoord (overig comprehensive income) tot de belegging<span class=\"lsed ws112\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt verkocht. <span class=\"_ _0\"></span>Op het m<span class=\"_ _0\"></span>oment v<span class=\"_ _0\"></span>an verko<span class=\"_ _0\"></span>op wordt<span class=\"_ _0\"></span> de cumu<span class=\"_ _0\"></span>latieve</div>\n<div class=\"t m0 x2c h64 y8ab ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in de re\u00eble<span class=\"_ _1\"></span> waarde in<span class=\"_ _1\"></span> het eigen<span class=\"_ _1\"></span> vermogen overged<span class=\"_ _1\"></span>ragen</div>\n<div class=\"t m0 x2c h64 y8ac ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">naar de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing. Op<span class=\"_ _0\"></span>brengst<span class=\"_ _0\"></span>en uit vo<span class=\"_ _0\"></span>or verko<span class=\"_ _0\"></span>op besc<span class=\"_ _0\"></span>hikbare</div>\n<div class=\"t m0 x2c h64 y8ad ffad fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">schul<span class=\"lsed\">deffect<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord met geb<span class=\"_ _0\"></span>ruik van de ef<span class=\"_ _0\"></span>fectiev<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8ae ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. P<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie en bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8af ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardemindering<span class=\"_ _1\"></span>sverliezen w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening en dividen<span class=\"_ _1\"></span>den worden na ontvang<span class=\"_ _1\"></span>st verwerkt als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 ffad fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opbrengsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8b2 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b3 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor die ve<span class=\"_ _0\"></span>rzek<span class=\"lsef ws11e\">eringsportefeuilles waar<span class=\"_ _1\"></span> de niet<span class=\"ls0 ws0\">-</span></span>gerealiseer<span class=\"_ _0\"></span>de winst<span class=\"_ _0\"></span>en of</div>\n<div class=\"t m0 x2c h64 y8b4 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliezen op obl<span class=\"_ _1\"></span>igaties een rech<span class=\"_ _1\"></span>tstreeks effect hebben<span class=\"_ _1\"></span> op de waardering<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en past Ageas in ove<span class=\"_ _1\"></span>reenstemming met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">IFRS 4 \u2018shadow accou<span class=\"_ _1\"></span>nting\u2019 toe. Dit be<span class=\"_ _1\"></span>tekent dat de wij<span class=\"_ _1\"></span>zig<span class=\"lsed ws112\">ingen in de </span></div>\n<div class=\"t m0 x2c h64 y8b7 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">gerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winsten <span class=\"_ _0\"></span>en verl<span class=\"_ _0\"></span>iezen van <span class=\"_ _0\"></span>invloe<span class=\"_ _0\"></span>d zijn op d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y9d7 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring van de ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen en hetg<span class=\"_ _0\"></span>een implic<span class=\"_ _0\"></span>eert</div>\n<div class=\"t m0 x2c h64 y9d8 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarom de<span class=\"_ _0\"></span>ze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n deel uitm<span class=\"_ _0\"></span>aken van het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y994 ffaf fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardeverminderingen<span class=\"_ _1\"></span> van financi\u00eble <span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ctiva<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y995 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een financ<span class=\"_ _0\"></span>ieel acti<span class=\"_ _0\"></span>ef (of een gr<span class=\"_ _0\"></span>oep financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a) geclass<span class=\"_ _0\"></span>ificee<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y996 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop beschik<span class=\"_ _0\"></span>baar, len<span class=\"_ _0\"></span>ingen e<span class=\"_ _0\"></span>n vordering<span class=\"_ _0\"></span>en of tot<span class=\"_ _0\"></span> einde loopti<span class=\"_ _0\"></span>jd</div>\n<div class=\"t m0 x2c h64 y997 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden w<span class=\"_ _1\"></span>ordt beschouw<span class=\"_ _1\"></span>d als onderh<span class=\"_ _1\"></span>evig aan een <span class=\"_ _1\"></span>bijzondere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y999 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11d\">Er<span class=\"_ _1\"></span> objectief<span class=\"_ _1\"></span> bew<span class=\"lsed ws112\">ijs is van de waa<span class=\"_ _0\"></span>rdevermi<span class=\"_ _0\"></span>ndering a<span class=\"_ _0\"></span>ls gevolg va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc13 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een of meer v<span class=\"_ _0\"></span>erliesge<span class=\"_ _0\"></span>beurteni<span class=\"_ _0\"></span>ssen of aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gen (bijv<span class=\"_ _0\"></span>oorbeel<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a0 h64 yc14 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge financi<span class=\"_ _0\"></span>\u00eble proble<span class=\"_ _0\"></span>men bij de emit<span class=\"_ _0\"></span>tent), d<span class=\"_ _0\"></span>ie hebben</div>\n<div class=\"t m0 x1a0 h64 yc15 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> na de eerste opname van<span class=\"_ _1\"></span> het actief; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws112\">Deze verliesge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is (of ge<span class=\"lsef ws11d\">beurtenissen) een<span class=\"_ _1\"></span> impact </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft/hebben op<span class=\"_ _1\"></span> de geraamde toekoms<span class=\"_ _1\"></span>tige kasstromen van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1a0 h64 yc18 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief (of de groep<span class=\"_ _1\"></span> van financi\u00eble ac<span class=\"_ _1\"></span>tiva) die betrouwbaa<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x1a0 h64 yc19 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>eraamd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor aand<span class=\"_ _0\"></span>elen omvat<span class=\"_ _0\"></span>ten de event<span class=\"_ _0\"></span>uele obje<span class=\"_ _0\"></span>ctieve aa<span class=\"_ _0\"></span>nwijzin<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 ya3e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span><span class=\"lsef ws11e\">deverminder<span class=\"_ _1\"></span>ingen onder meer<span class=\"_ _1\"></span> het feit of de re\u00eb<span class=\"_ _1\"></span>le </span></div>\n<div class=\"t m0 x2c h64 ya3f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde per<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum significant<span class=\"_ _1\"></span> (25%) bene<span class=\"_ _1\"></span>den de boek<span class=\"_ _1\"></span>waarde</div>\n<div class=\"t m0 x2c h64 ya40 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ligt of <span class=\"_ _1\"></span>per de balans<span class=\"_ _1\"></span>datum gedurende <span class=\"_ _1\"></span>een lange<span class=\"_ _1\"></span>re periode<span class=\"_ _1\"></span> beneden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya41 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde is<span class=\"_ _1\"></span> geweest (365 opeen<span class=\"_ _1\"></span>volgende dagen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afhankelijk van<span class=\"_ _1\"></span> het type financiee<span class=\"_ _1\"></span>l actief, kan de<span class=\"_ _1\"></span> realiseerbare waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya44 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als volgt worden<span class=\"_ _1\"></span> geschat: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">D<span class=\"_ _1\"></span>e re\u00eble waarde op<span class=\"_ _1\"></span> basis van een waarneemb<span class=\"_ _1\"></span>are marktprijs<span class=\"_ _1\"></span>;</span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya46 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e op basis<span class=\"_ _0\"></span> van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">waarneembare<span class=\"_ _1\"></span> marktgegevens</span>;<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya47 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">Op<span class=\"_ _1\"></span> basis van de re\u00eble<span class=\"_ _1\"></span> waarde van zekerhede<span class=\"_ _1\"></span>n. </span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4a ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien wor<span class=\"_ _0\"></span><span class=\"ws11d\">dt vast<span class=\"_ _0\"></span>gesteld <span class=\"_ _0\"></span>dat een<span class=\"ls0 ws0\"> </span><span class=\"lsef\">voor verkoop besch<span class=\"_ _1\"></span>ikbaar<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">actief een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> heeft ondergaan, wo<span class=\"_ _1\"></span>rdt het bedrag van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4c ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bijzond<span class=\"_ _1\"></span>ere waardeverm<span class=\"_ _1\"></span>indering opg<span class=\"_ _1\"></span>enomen in<span class=\"_ _1\"></span> de resul<span class=\"_ _1\"></span>tatenrekening.</div>\n<div class=\"t m0 x2c h64 ya4d ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">ger<span class=\"_ _1\"></span>ealiseerde e<span class=\"_ _1\"></span>n voorheen <span class=\"_ _1\"></span>in het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>opgenom<span class=\"ws113\">en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en van voor ve<span class=\"_ _0\"></span>rkoop besc<span class=\"_ _0\"></span>hikbare ac<span class=\"_ _0\"></span>tiva die ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya4f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing hebben on<span class=\"_ _1\"></span>dergaan, wo<span class=\"_ _1\"></span>rden overged<span class=\"_ _1\"></span>ragen naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ya50 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening op he<span class=\"_ _1\"></span>t moment da<span class=\"_ _1\"></span>t de bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya51 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zich v<span class=\"_ _1\"></span>oordoet. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode d<span class=\"_ _0\"></span>e re\u00eble waa<span class=\"_ _0\"></span>rde van een</div>\n<div class=\"t m0 x1d h64 yccb ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldinstrum<span class=\"_ _1\"></span>ent dat is <span class=\"_ _1\"></span>geclassifi<span class=\"_ _1\"></span>ceerd als be<span class=\"_ _1\"></span>schikbaar voor<span class=\"_ _1\"></span> verkoop,</div>\n<div class=\"t m0 x1d h64 yccc ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgt e<span class=\"_ _0\"></span>n de stij<span class=\"_ _0\"></span>ging obj<span class=\"_ _0\"></span>ectief i<span class=\"_ _0\"></span>n verban<span class=\"_ _0\"></span>d kan wor<span class=\"_ _0\"></span>den gebr<span class=\"_ _0\"></span>acht met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 yccd ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enis die pl<span class=\"_ _0\"></span>aatsvo<span class=\"_ _0\"></span>nd na de opnam<span class=\"_ _0\"></span>e van het bedr<span class=\"_ _0\"></span>ag van de</div>\n<div class=\"t m0 x1d h64 ycce ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening, valt<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x1d h64 yccf ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> vrij, waarbij<span class=\"_ _1\"></span> het bedrag van de</div>\n<div class=\"t m0 x1d h64 ycd0 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijval wo<span class=\"_ _1\"></span>rdt verwerkt <span class=\"_ _1\"></span>in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Verdere p<span class=\"_ _1\"></span>ositieve</div>\n<div class=\"t m0 x1d h64 ycd1 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n van als <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>beschikbare <span class=\"_ _1\"></span>schuldinstru<span class=\"_ _1\"></span>menten</div>\n<div class=\"t m0 x1d h64 y960 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden opgen<span class=\"_ _1\"></span>om<span class=\"lsed\">en in ov<span class=\"_ _0\"></span>erig com<span class=\"_ _0\"></span>prehens<span class=\"_ _0\"></span>ive inco<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en voor al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschi<span class=\"_ _1\"></span>kbare</div>\n<div class=\"t m0 x1d h64 y963 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>menten worden niet v<span class=\"_ _1\"></span>ia de resultatenre<span class=\"_ _1\"></span>kening</div>\n<div class=\"t m0 x1d h64 y964 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggenomen.<span class=\"_ _1\"></span> Stijgingen i<span class=\"_ _1\"></span>n de re\u00ebl<span class=\"_ _1\"></span>e waarde na<span class=\"_ _1\"></span> de bijzon<span class=\"_ _1\"></span>dere</div>\n<div class=\"t m0 x1d h64 y965 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering word<span class=\"_ _0\"></span>en rechtst<span class=\"_ _0\"></span>reeks ve<span class=\"_ _0\"></span>rwerkt in ov<span class=\"_ _0\"></span>erig</div>\n<div class=\"t m0 x1d h64 y966 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 220px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 535px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 540px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 230px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 545px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya52 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h6c yaa4 ffaf fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tie en afwi<span class=\"_ _0\"></span>kkelings<span class=\"_ _0\"></span>datum<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa5 ffad fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">Alle aan<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verkopen v<span class=\"_ _0\"></span>an financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplicht<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e moeten </span></span></div>\n<div class=\"t m0 x1d h64 yaa6 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld binnen het<span class=\"_ _0\"></span> door rege<span class=\"_ _0\"></span>lgeving of<span class=\"_ _0\"></span> marktco<span class=\"_ _0\"></span>nventie</div>\n<div class=\"t m0 x1d h64 yaa7 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vastgestelde t<span class=\"_ _1\"></span>ijdsbestek, word<span class=\"_ _1\"></span>en opgenomen op de<span class=\"_ _1\"></span> transactiedatu<span class=\"_ _1\"></span>m,</div>\n<div class=\"t m0 x1d h64 yaa8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">namelijk de<span class=\"_ _1\"></span> datum waar<span class=\"_ _1\"></span>op Ageas als<span class=\"_ _1\"></span> partij be<span class=\"_ _1\"></span>trokken word<span class=\"_ _1\"></span>t bij de</div>\n<div class=\"t m0 x1d h64 ya59 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> bepalingen van de<span class=\"_ _1\"></span> financi\u00eble activa<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya5a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5b ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Andere ter<span class=\"_ _1\"></span>mijnaankopen en<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">-</span>ver<span class=\"_ _1\"></span>kopen dan d<span class=\"_ _1\"></span>egene die m<span class=\"_ _1\"></span>oeten worden</div>\n<div class=\"t m0 x1d h64 ya5c ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgewikkeld bin<span class=\"_ _1\"></span>nen het tijdsbes<span class=\"_ _1\"></span>tek dat door regelge<span class=\"_ _1\"></span>ving of</div>\n<div class=\"t m0 x1d h64 ya5d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastgest<span class=\"_ _0\"></span>eld, wor<span class=\"_ _0\"></span>den tot het mom<span class=\"_ _0\"></span>ent van af<span class=\"_ _0\"></span>wikkelin<span class=\"_ _0\"></span><span class=\"ws111\">g </span></div>\n<div class=\"t m0 x1d h64 ya5e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en als afgel<span class=\"_ _0\"></span>eide term<span class=\"_ _0\"></span>ijntrans<span class=\"_ _0\"></span>acties.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yaab ffaf fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring van f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaac ffad fs44 fc14 sc0 ls105 ws14a\" style=\"z-index: 15;\">De IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">cla<span class=\"_ _1\"></span>ssificatie van finan<span class=\"_ _1\"></span>ci\u00eble verpl<span class=\"_ _1\"></span>ichtingen bepaalt de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaad ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering en<span class=\"_ _1\"></span> verwerking ervan in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als volgt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaae ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Financi\u00eble verplichtingen tegen de re\u00eble waarde met<span class=\"ws112\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaaf ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderingen omvatten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab0 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(i)  Voor handelsdoeleinden aangehouden financi\u00eble<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"> </span></span></div>\n<div class=\"t m0 xe2 h64 yab1 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplichtingen,<span class=\"_ _0\"></span> inclusi<span class=\"_ _0\"></span>ef derivat<span class=\"_ _0\"></span>en die niet vo<span class=\"_ _0\"></span>or hedge<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 xe2 h64 yab2 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">accounting in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> komen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab3 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(ii)<span class=\"ls0 ws0\"> <span class=\"_ _31\"> </span><span class=\"lsef ws11d\">Fin<span class=\"_ _1\"></span>anci\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"_ _1\"></span> die Ageas on<span class=\"_ _1\"></span>herroepelijk bi<span class=\"_ _1\"></span>j eerste </span></span></div>\n<div class=\"t m0 xe2 h64 yab4 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname of ee<span class=\"_ _0\"></span>rste toep<span class=\"_ _0\"></span>assing va<span class=\"_ _0\"></span>n IFRS heeft<span class=\"_ _0\"></span> aangeme<span class=\"_ _0\"></span>rkt als</div>\n<div class=\"t m0 xe2 h64 yab5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met waardeveranderingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 xe2 h64 y97d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening omdat<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe2 h64 y97e ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> basiscont<span class=\"_ _0\"></span>ract een in h<span class=\"_ _0\"></span>et contrac<span class=\"_ _0\"></span>t beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at bevat </span></span></div>\n<div class=\"t m0 x25 h64 y97f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat anders<span class=\"_ _0\"></span> zou moeten wo<span class=\"_ _0\"></span>rden afg<span class=\"_ _0\"></span>ezon<span class=\"lsef ws113\">derd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y980 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een incon<span class=\"_ _0\"></span>sistenti<span class=\"_ _0\"></span>e in waarde<span class=\"_ _0\"></span>ring of vera<span class=\"_ _0\"></span>ntwoord<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x25 h64 y981 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opheft of aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk vermi<span class=\"_ _0\"></span>ndert (\u2018ra<span class=\"_ _0\"></span>pporte<span class=\"_ _0\"></span>ringsmis<span class=\"_ _0\"></span>match\u2019<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">; </span><span class=\"ws111\">of<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y982 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een groep f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e activa en/<span class=\"_ _0\"></span>of verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n betreft,<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x25 h64 y983 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die gewaardeerd<span class=\"_ _1\"></span> worden op basis van d<span class=\"_ _1\"></span>e re\u00eble waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6c ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Andere financ<span class=\"_ _0\"></span>i\u00eble<span class=\"ls0 ws0\"> </span>verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en worden <span class=\"_ _0\"></span>in eerst<span class=\"_ _0\"></span>e insta<span class=\"_ _0\"></span>ntie </span></span></div>\n<div class=\"t m0 x69 h64 ya6d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en tegen de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e minus tra<span class=\"_ _0\"></span>nsactie<span class=\"_ _0\"></span>kosten.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 ya6e ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>orden andere<span class=\"_ _1\"></span> financi\u00eble v<span class=\"_ _1\"></span>erplichtingen<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x69 h64 ya6f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs, g<span class=\"_ _0\"></span>ebruikm<span class=\"_ _0\"></span>akend van de</div>\n<div class=\"t m0 x69 h64 ya70 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rentemethode, <span class=\"_ _1\"></span>waarbij de pe<span class=\"_ _1\"></span></span></span><span class=\"ws112\">riodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt </span></div>\n<div class=\"t m0 x69 h64 ya71 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya72 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya73 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen en sc<span class=\"_ _0\"></span>hulden w<span class=\"_ _0\"></span>orden bij eer<span class=\"_ _0\"></span>ste opnam<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya74 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen re\u00eble<span class=\"_ _1\"></span> waarde gewaard<span class=\"_ _1\"></span>eerd (onder<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> transactiek<span class=\"_ _1\"></span>osten) en</div>\n<div class=\"t m0 x1d h64 ya75 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden vervolge<span class=\"_ _1\"></span>ns gewaardeerd tegen<span class=\"_ _1\"></span> geamortiseerde<span class=\"_ _1\"></span> kostp<span class=\"lsed ws11d\">rijs met </span></div>\n<div class=\"t m0 x1d h64 ya76 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span>rente<span class=\"_ _0\"></span>methode,<span class=\"_ _0\"></span> waarbij de p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya77 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving wor<span class=\"_ _0\"></span>dt opgeno<span class=\"_ _0\"></span>men in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 350.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 188px; height: 918px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffb5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Transactieko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en op financ<span class=\"_ _0\"></span>i\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> verwijz<span class=\"_ _0\"></span>en naar de extr<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die di<span class=\"lsed ws11d\">rect zijn toe t<span class=\"_ _0\"></span>e reken<span class=\"_ _0\"></span>en aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of ve<span class=\"_ _0\"></span>rvreemd<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>el actief <span class=\"_ _0\"></span>of een f<span class=\"_ _0\"></span>inanci\u00eb<span class=\"_ _0\"></span>le verpli<span class=\"_ _0\"></span>chting.<span class=\"_ _0\"></span> Daarin z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y8a9 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">inbegrepen <span class=\"_ _1\"></span>commissies die<span class=\"_ _1\"></span> worden bet<span class=\"_ _1\"></span>aald aan agen<span class=\"_ _1\"></span>ten, advi<span class=\"_ _1\"></span>seurs,</div>\n<div class=\"t m0 x2c h64 y8aa ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">brokers en<span class=\"_ _1\"></span> effectenhandela<span class=\"_ _1\"></span>ren, evena<span class=\"_ _1\"></span>ls heffingen<span class=\"_ _1\"></span> opgelegd do<span class=\"_ _1\"></span>or<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs en effect<span class=\"_ _0\"></span>enbeurz<span class=\"_ _0\"></span>en evenals<span class=\"_ _0\"></span> overdr<span class=\"_ _0\"></span>achtsbel<span class=\"_ _0\"></span>asting en</div>\n<div class=\"t m0 x2c h64 y8ac ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere hef<span class=\"_ _1\"></span>fingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oord in d<span class=\"_ _0\"></span>e eerste <span class=\"_ _0\"></span>waarderi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c h64 y8af ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htingen,<span class=\"_ _0\"></span> behalve ind<span class=\"_ _0\"></span>ien de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8b0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa of<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>waardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y8b1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening. <span class=\"_ _1\"></span>In dat geval <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span> als kosten op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 349px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y92c ffb5 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waarde<span class=\"_ _1\"></span> van finan<span class=\"_ _1\"></span>ci\u00eble instrumen<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde i<span class=\"_ _0\"></span>s de waa<span class=\"_ _0\"></span>rde wa<span class=\"_ _0\"></span>artegen <span class=\"_ _0\"></span>een acti<span class=\"_ _0\"></span>ef of <span class=\"lsef ws113\">toegekend </span></div>\n<div class=\"t m0 x2c h64 y92e ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>ment kan worden verhan<span class=\"_ _1\"></span>deld en een verplich<span class=\"_ _1\"></span>ting kan</div>\n<div class=\"t m0 x2c h64 y92f ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>afgewikk<span class=\"_ _0\"></span>eld tuss<span class=\"_ _0\"></span>en ter z<span class=\"_ _0\"></span>ake goed <span class=\"_ _0\"></span>ge\u00efnfo<span class=\"_ _0\"></span>rmeerde<span class=\"_ _0\"></span>, tot</div>\n<div class=\"t m0 x2c h64 y991 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>e bereidw<span class=\"_ _0\"></span>illige part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y993 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde d<span class=\"_ _0\"></span>ie geto<span class=\"_ _0\"></span>ond wor<span class=\"_ _0\"></span>dt, is de<span class=\"_ _0\"></span> \u2018clean f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e\u2019</div>\n<div class=\"t m0 x2c h64 y994 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de totale re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de (\u2018dirty<span class=\"_ _0\"></span>\u2019 fair valu<span class=\"_ _0\"></span>e) exclus<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x2c h64 y995 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgelopen rente<span class=\"_ _1\"></span> en transactiekos<span class=\"_ _1\"></span>ten. De opgelopen ren<span class=\"_ _1\"></span>te wordt</div>\n<div class=\"t m0 x2c h64 y996 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k geclassificeer<span class=\"_ _1\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y997 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y998 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting of een<span class=\"_ _1\"></span> eigenvermogen<span class=\"_ _1\"></span>sinstrument</div>\n<div class=\"t m0 x2c h64 y999 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de gevol<span class=\"_ _0\"></span>gen van h<span class=\"_ _0\"></span>et risic<span class=\"_ _0\"></span>o dat het<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>e<span class=\"lsef\">nt niet pre<span class=\"_ _1\"></span>steert. Dit <span class=\"_ _1\"></span>risico </span></div>\n<div class=\"t m0 x2c h64 yc13 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">omvat, m<span class=\"_ _0\"></span>aar hoeft niet<span class=\"_ _0\"></span> beperkt t<span class=\"_ _0\"></span>e zijn tot, het e<span class=\"_ _0\"></span>igen risic<span class=\"_ _0\"></span>o van de entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc15 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een acti<span class=\"_ _0\"></span>ef of verpli<span class=\"_ _0\"></span>chting wor<span class=\"_ _0\"></span>dt in eerste i<span class=\"_ _0\"></span>nstanti<span class=\"_ _0\"></span>e gewaard<span class=\"_ _0\"></span>eerd tege<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc16 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Als de<span class=\"_ _1\"></span> transactieprij<span class=\"_ _1\"></span>s afwijkt <span class=\"_ _1\"></span>van deze re\u00eble<span class=\"_ _1\"></span> waarde, <span class=\"_ _1\"></span>wordt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc17 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hieruit v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende wi<span class=\"_ _0\"></span>nst of verli<span class=\"_ _0\"></span>es in de resu<span class=\"_ _0\"></span>ltatenr<span class=\"_ _0\"></span>ekening</div>\n<div class=\"t m0 x2c h64 yc18 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkt, tenzij<span class=\"_ _1\"></span> IFRS anders voors<span class=\"_ _1\"></span>chrijft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 567px; height: 51px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc19 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc1a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De basisp<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>es voor het bep<span class=\"_ _0\"></span>alen van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3d ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws11e\">M<span class=\"_ _1\"></span>aximaal gebruik<span class=\"_ _1\"></span> van relevante waarn<span class=\"_ _1\"></span>eembare (mark<span class=\"_ _1\"></span>t</span><span class=\"ffb3\">-<span class=\"lsef ws113\">)gegevens </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya3e ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en minimaal<span class=\"_ _1\"></span> gebruik v<span class=\"lsed ws112\">an niet<span class=\"ls0 ws0\">-</span></span>waarneem<span class=\"_ _1\"></span>bare gegeven<span class=\"_ _1\"></span>s (zoals</div>\n<div class=\"t m0 x1a0 h64 ya3f ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">interne schat<span class=\"_ _1\"></span>tingen en aannames)<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Uitsluitend wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen van de schat<span class=\"_ _0\"></span>tingsm<span class=\"_ _0\"></span>ethode als<span class=\"_ _0\"></span> er een </span></span></div>\n<div class=\"t m0 x1a0 h64 ya41 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verbetering kan<span class=\"_ _1\"></span> worden aangetoon<span class=\"_ _1\"></span>d of als de verande<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x1a0 h64 ya42 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">noodzak<span class=\"_ _0\"></span>elijk is van<span class=\"_ _0\"></span>wege wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de marktsit<span class=\"_ _0\"></span>uatie of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a0 h64 ya43 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span><span class=\"ws112\">baarhei<span class=\"_ _0\"></span>d van infor<span class=\"_ _0\"></span>matie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya45 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij het bepa<span class=\"_ _0\"></span>len van de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e wordt de vol<span class=\"_ _0\"></span>gende hi<span class=\"_ _0\"></span>\u00ebrarchie</div>\n<div class=\"t m0 x2c h64 ya46 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikt voor<span class=\"_ _1\"></span> het bepal<span class=\"_ _1\"></span>en en verme<span class=\"_ _1\"></span>lden van de<span class=\"_ _1\"></span> re\u00eble waa<span class=\"_ _1\"></span>rde, in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoemde volgorde<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 1: re\u00eble wa<span class=\"_ _0\"></span>arde vastg<span class=\"_ _0\"></span>esteld met<span class=\"_ _0\"></span> gebruik va<span class=\"_ _0\"></span>n (niet </span></span></div>\n<div class=\"t m0 x1a0 h64 ya49 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangepaste) geno<span class=\"_ _1\"></span>teerde <span class=\"lsed ws112\">prijzen in e<span class=\"_ _0\"></span>en actieve m<span class=\"_ _0\"></span>arkt voor ide<span class=\"_ _0\"></span>ntieke </span></div>\n<div class=\"t m0 x1a0 h64 ya4a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa of ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen. Dit<span class=\"_ _0\"></span> betekent<span class=\"_ _0\"></span> dat de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>jzen</div>\n<div class=\"t m0 x1a0 h64 ya4b ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenvou<span class=\"_ _0\"></span>dig beschik<span class=\"_ _0\"></span>baar zij<span class=\"_ _0\"></span>n en werkel<span class=\"_ _0\"></span>ijke en regel<span class=\"_ _0\"></span>matig</div>\n<div class=\"t m0 x1a0 h64 ya4c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorkom<span class=\"_ _0\"></span>ende mark<span class=\"_ _0\"></span>ttransac<span class=\"_ _0\"></span>ties op bas<span class=\"_ _0\"></span>is van vrij ec<span class=\"_ _0\"></span>onomi<span class=\"_ _0\"></span>sch</div>\n<div class=\"t m0 x1a0 h64 ya4d ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeer weerspiege<span class=\"_ _1\"></span>len;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4e ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 2: r<span class=\"ws11d\">e\u00eble w<span class=\"_ _0\"></span>aarde vas<span class=\"_ _0\"></span>tgest<span class=\"_ _0\"></span>eld met ge<span class=\"_ _0\"></span>bruik va<span class=\"_ _0\"></span>n infor<span class=\"_ _0\"></span>matie </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya4f ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders dan<span class=\"_ _1\"></span> de in niv<span class=\"_ _1\"></span>eau 1 opgeno<span class=\"_ _1\"></span>men genoteerde<span class=\"_ _1\"></span> prijzen <span class=\"_ _1\"></span>die (op</div>\n<div class=\"t m0 x1a0 h64 ya50 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de markt) w<span class=\"_ _0\"></span>aarneem<span class=\"_ _0\"></span>baar zijn,<span class=\"_ _0\"></span> hetzij dir<span class=\"_ _0\"></span>ect (d.w.z.<span class=\"_ _0\"></span> prijze<span class=\"_ _0\"></span>n) of indire<span class=\"_ _0\"></span>ct</div>\n<div class=\"t m0 x1a0 h64 ya51 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(d.w.z. ont<span class=\"_ _1\"></span>leend aan pri<span class=\"_ _1\"></span>jzen, zoal<span class=\"_ _1\"></span>s rentetarieven<span class=\"_ _1\"></span> of wisselkoe<span class=\"_ _1\"></span>rsen);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya52 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3\">N<span class=\"_ _1\"></span><span class=\"lsed ws11d\">iveau 3: r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde vast<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d met geb<span class=\"_ _0\"></span>ruik van i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie die </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya53 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet (volledi<span class=\"_ _1\"></span>g) op waarneembare<span class=\"_ _1\"></span> gegevens is gebaseerd<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws113\">Ko<span class=\"_ _1\"></span>stprijs.</span><span class=\"ffb3\"> </span></span></div>\n<div class=\"t m0 x1d h64 yab7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De plaatsing<span class=\"_ _1\"></span> van de waardering van<span class=\"_ _1\"></span> de re\u00eble waarde in de<span class=\"_ _1\"></span> hi\u00ebrarchie</div>\n<div class=\"t m0 x1d h64 yab8 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt bepaald op<span class=\"_ _1\"></span> basis van het laags<span class=\"_ _1\"></span>te niveau van inpu<span class=\"_ _1\"></span>t <span class=\"lsed ws112\">dat van bel<span class=\"_ _0\"></span>ang </span></div>\n<div class=\"t m0 x1d h64 yab9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is voor de wa<span class=\"_ _0\"></span>ardering v<span class=\"_ _0\"></span>an de re\u00eble wa<span class=\"_ _0\"></span>arde in zijn g<span class=\"_ _0\"></span>eheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaba ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabb ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De bepali<span class=\"_ _0\"></span>ng van de re\u00ebl<span class=\"_ _0\"></span>e waarde vo<span class=\"_ _0\"></span>lgens niv<span class=\"_ _0\"></span>eau 2 en 3 vereist<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yabc ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans he<span class=\"_ _1\"></span>t gebruik van waardering<span class=\"_ _1\"></span>stechnieken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabd ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabe ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een fina<span class=\"_ _0\"></span>ncieel i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent wordt <span class=\"_ _0\"></span>beschou<span class=\"_ _0\"></span>wd als <span class=\"lsef\">m<span class=\"_ _0\"></span>arktgenoteerd<span class=\"_ _1\"></span> in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yabf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actieve m<span class=\"_ _0\"></span>arkt als gen<span class=\"_ _0\"></span>oteerd<span class=\"_ _0\"></span>e prijzen ee<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>g en regelmat<span class=\"_ _0\"></span>ig</div>\n<div class=\"t m0 x1d h64 ycd9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opvraagbaar<span class=\"_ _1\"></span> zijn bij een beurs, deal<span class=\"_ _1\"></span>er, broker, indu<span class=\"_ _1\"></span>stri\u00eble groep, pri<span class=\"_ _1\"></span>cing</div>\n<div class=\"t m0 x1d h64 ycda ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service of<span class=\"_ _0\"></span> regelgev<span class=\"_ _0\"></span>ende/t<span class=\"_ _0\"></span>oezicht<span class=\"_ _0\"></span>houdend<span class=\"_ _0\"></span>e instanti<span class=\"_ _0\"></span>es en als dez<span class=\"_ _0\"></span>e prijzen</div>\n<div class=\"t m0 x1d h64 ycdb ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een weergave<span class=\"_ _1\"></span> zijn van<span class=\"_ _1\"></span> feit<span class=\"ws11e\">elijke<span class=\"_ _1\"></span> en regelmatig teru<span class=\"_ _1\"></span>gkerende </span></div>\n<div class=\"t m0 x1d h64 ycdc ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es op bas<span class=\"_ _0\"></span>is van v<span class=\"_ _0\"></span>rij eco<span class=\"_ _0\"></span>nomisch v<span class=\"_ _0\"></span>erkeer.<span class=\"_ _0\"></span> Indien <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 ycdd ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel in<span class=\"_ _1\"></span>strument wordt verha<span class=\"_ _1\"></span>ndeld in een acti<span class=\"_ _1\"></span>eve en liquide mark<span class=\"_ _1\"></span>t is</div>\n<div class=\"t m0 x1d h64 ycde ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de genote<span class=\"_ _0\"></span>erde prijs<span class=\"_ _0\"></span> of waarde de bes<span class=\"_ _0\"></span>te indicat<span class=\"_ _0\"></span>or voor de<span class=\"_ _0\"></span> re\u00eble waar<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ycdf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervan. Di<span class=\"_ _0\"></span>e r<span class=\"lsef ws11d\">e\u00eble waarde <span class=\"_ _1\"></span>wordt nie<span class=\"_ _1\"></span>t gecorrigeerd<span class=\"_ _1\"></span> voor een<span class=\"_ _1\"></span> groot pakke<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yce0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen, <span class=\"_ _1\"></span>tenzij er e<span class=\"_ _1\"></span>en bindende a<span class=\"_ _1\"></span>fspraak is ge<span class=\"_ _1\"></span>maakt om de<span class=\"_ _1\"></span> aandelen</div>\n<div class=\"t m0 x1d h64 yce1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te verkopen<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> andere prij<span class=\"_ _1\"></span>s dan de m<span class=\"_ _1\"></span>arktprijs. <span class=\"_ _1\"></span>De meest</div>\n<div class=\"t m0 x1d h64 yce2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschikt<span class=\"_ _0\"></span>e marktp<span class=\"_ _0\"></span>rijs voor ee<span class=\"_ _0\"></span>n actief in<span class=\"_ _0\"></span> bezit of een uit te ge<span class=\"_ _0\"></span>ven p<span class=\"lsee\">assief </span></div>\n<div class=\"t m0 x1d h64 yce3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is de huidig<span class=\"_ _0\"></span>e biedpri<span class=\"_ _0\"></span>js, en voor ee<span class=\"_ _0\"></span>n aan te kope<span class=\"_ _0\"></span>n actief of een p<span class=\"_ _0\"></span>assief in</div>\n<div class=\"t m0 x1d h64 yce4 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit, de <span class=\"_ _1\"></span>laatprijs. M<span class=\"_ _1\"></span>iddenkoersen w<span class=\"_ _1\"></span>orden gebrui<span class=\"_ _1\"></span>kt als basis<span class=\"_ _1\"></span> voor het</div>\n<div class=\"t m0 x1d h64 yce5 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepale<span class=\"_ _0\"></span>n van de r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>activa e<span class=\"_ _0\"></span>n verpli<span class=\"_ _0\"></span>chtingen <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x1d h64 yce6 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegengestelde<span class=\"_ _1\"></span> marktrisi<span class=\"_ _1\"></span>co\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce7 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce8 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er een sign<span class=\"_ _0\"></span>ifica<span class=\"_ _0\"></span>nte daling<span class=\"_ _0\"></span> is in het volum<span class=\"_ _0\"></span>e of het activ<span class=\"_ _0\"></span>iteitsni<span class=\"_ _0\"></span>veau</div>\n<div class=\"t m0 x1d h64 yce9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor het act<span class=\"_ _0\"></span>ief of de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g, worden d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ies of gen<span class=\"_ _0\"></span>oteerde</div>\n<div class=\"t m0 x1d h64 ycea ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen b<span class=\"_ _0\"></span>eoordeel<span class=\"_ _0\"></span>d en kan er een alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieve waar<span class=\"_ _0\"></span>deringsm<span class=\"_ _0\"></span>ethode of</div>\n<div class=\"t m0 x1d h64 yceb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meerdere waarde<span class=\"_ _1\"></span>ringsmethoden (bij<span class=\"_ _1\"></span>v. contante<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">waard<span class=\"_ _0\"></span>etechni<span class=\"_ _0\"></span>eken) </span></span></div>\n<div class=\"t m0 x1d h64 ycec ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yced ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycee ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er geen ma<span class=\"_ _0\"></span>rktpri<span class=\"_ _0\"></span>js op een acti<span class=\"_ _0\"></span>eve markt b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>ar is, wordt<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 ycef ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e berekend<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an de con<span class=\"_ _1\"></span>tante waarde<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">methode of </span></div>\n<div class=\"t m0 x1d h64 ycf0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere waard<span class=\"_ _1\"></span>eringsmethoden<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> waarneembare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycf1 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktg<span class=\"_ _0\"></span>egevens o<span class=\"_ _0\"></span>p de balans<span class=\"_ _0\"></span>datum. Dez<span class=\"_ _0\"></span>e informat<span class=\"_ _0\"></span>ie kan hetz<span class=\"_ _0\"></span>ij direct</div>\n<div class=\"t m0 x1d h64 ycf2 ffb3 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">wa<span class=\"lsef ws11e\">arneembaar zijn (pri<span class=\"_ _1\"></span>jzen) of indire<span class=\"_ _1\"></span>ct waarneembaar<span class=\"_ _1\"></span> (afgeleid van </span></div>\n<div class=\"t m0 x1d h64 ycf3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen z<span class=\"_ _0\"></span>oals rent<span class=\"_ _0\"></span>e of wisselk<span class=\"_ _0\"></span>oersen).<span class=\"_ _0\"></span> Wanneer A<span class=\"_ _0\"></span>geas kwa<span class=\"_ _0\"></span>ntitati<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x1d h64 ycf4 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">observeerbare i<span class=\"_ _1\"></span>nformatie gebru<span class=\"_ _1\"></span>ikt bij de<span class=\"_ _1\"></span> waardering<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ycf5 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde, i<span class=\"_ _0\"></span>s deze infor<span class=\"_ _0\"></span>matie ni<span class=\"_ _0\"></span>et binnens<span class=\"_ _0\"></span>huis ontw<span class=\"_ _0\"></span>ikkeld.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 ycf6 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycf7 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als er ee<span class=\"_ _1\"></span>n waardering<span class=\"_ _1\"></span>smethode gebrui<span class=\"_ _1\"></span>kelijk is<span class=\"_ _1\"></span> in de mar<span class=\"_ _1\"></span>kt om de p<span class=\"_ _1\"></span>rijs</div>\n<div class=\"t m0 x1d h64 ycf8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent te be<span class=\"_ _0\"></span>palen en v<span class=\"_ _0\"></span>an deze <span class=\"_ _0\"></span>waard<span class=\"_ _0\"></span>eringsmet<span class=\"_ _0\"></span>hode is</div>\n<div class=\"t m0 x1d h64 ycf9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangetoond da<span class=\"_ _1\"></span>t de bepaalde waarderin<span class=\"_ _1\"></span>g een betrouwbare s<span class=\"_ _1\"></span>chatting</div>\n<div class=\"t m0 x1d h64 ycfa ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oplevert<span class=\"_ _0\"></span> van de prijs<span class=\"_ _0\"></span> bij een daadw<span class=\"_ _0\"></span>erkelij<span class=\"_ _0\"></span>ke markttr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ie, dan</div>\n<div class=\"t m0 x1d h64 ycfb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt Ageas<span class=\"_ _1\"></span> deze waarderings<span class=\"_ _1\"></span>methode. Tot de veel<span class=\"_ _1\"></span> gebruikte</div>\n<div class=\"t m0 x1d h64 ycfc ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ringsmet<span class=\"_ _0\"></span>hoden in fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n behoren r<span class=\"_ _0\"></span>ecente</div>\n<div class=\"t m0 x1d h64 ycfd ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es, disc<span class=\"_ _0\"></span>ounted c<span class=\"_ _0\"></span>ash flo<span class=\"_ _0\"></span>ws (incl<span class=\"_ _0\"></span>usief</div>\n<div class=\"t m0 x1d h64 ycfe ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">optiewaarderin<span class=\"_ _1\"></span>gsmodellen) en<span class=\"_ _1\"></span> actuele ver<span class=\"_ _1\"></span>vangingswaarde.<span class=\"_ _1\"></span> Een</div>\n<div class=\"t m0 x1d h64 ycff ffb3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geaccepteerde<span class=\"_ _1\"></span> <span class=\"ws11d\">waarderings<span class=\"_ _1\"></span>methode houdt<span class=\"_ _1\"></span> rekening met<span class=\"_ _1\"></span> alle fac<span class=\"_ _1\"></span>toren </span></div>\n<div class=\"t m0 x1d h64 yd00 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n voor de prijs<span class=\"_ _0\"></span>vorming<span class=\"_ _0\"></span> belangrij<span class=\"_ _0\"></span>k achten. Dez<span class=\"_ _0\"></span>e metho<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yd01 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dient teve<span class=\"_ _0\"></span>ns consis<span class=\"_ _0\"></span>tent te zijn m<span class=\"_ _0\"></span>et algem<span class=\"_ _0\"></span>een aanvaa<span class=\"_ _0\"></span>rde econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x1d h64 yd02 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">modellen voor<span class=\"_ _1\"></span> de waar<span class=\"_ _1\"></span>dering van <span class=\"_ _1\"></span>financi\u00eble ins<span class=\"_ _1\"></span>trumenten.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">Deze </span></span></div>\n<div class=\"t m0 x1d h64 yd03 ffb3 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">tech<span class=\"lsed ws112\">nieken zijn onde<span class=\"_ _0\"></span>rhevig aan <span class=\"lsef ws11d\">i<span class=\"_ _0\"></span>nherente be<span class=\"_ _1\"></span>perkingen, zoa<span class=\"_ _1\"></span>ls de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd04 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng van de v<span class=\"_ _0\"></span>oor ris<span class=\"_ _0\"></span>ico geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>de disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoet.<span class=\"_ _0\"></span> Het</div>\n<div class=\"t m0 x1d h64 yd05 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik v<span class=\"_ _0\"></span>an ander<span class=\"_ _0\"></span>e assumpt<span class=\"_ _0\"></span>ies en veron<span class=\"_ _0\"></span>derstell<span class=\"_ _0\"></span>ingen zou r<span class=\"_ _0\"></span>esulter<span class=\"_ _0\"></span>en in</div>\n<div class=\"t m0 x1d h64 yd06 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een andere <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd07 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd08 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De ni<span class=\"ws11e\">veau 3 po<span class=\"_ _1\"></span>sities zijn <span class=\"ws113\">voor<span class=\"_ _1\"></span>namelijk </span></span>g<span class=\"_ _1\"></span>evoelig voor<span class=\"_ _1\"></span> een veranderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x1d h64 yd09 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de verw<span class=\"_ _0\"></span>achte kasst<span class=\"_ _0\"></span>romen.<span class=\"_ _0\"></span> Bijgev<span class=\"_ _0\"></span>olg varie<span class=\"_ _0\"></span>ert hun re\u00ebl<span class=\"_ _0\"></span>e waarde in</div>\n<div class=\"t m0 x1d h64 yd0a ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verhouding to<span class=\"_ _1\"></span>t de veranderingen<span class=\"_ _1\"></span> in deze kasstromen<span class=\"_ _1\"></span>. De veranderingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd0b ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in de wa<span class=\"_ _0\"></span>arde van d<span class=\"_ _0\"></span>eze niv<span class=\"_ _0\"></span>eau 3 posit<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rden ve<span class=\"_ _0\"></span>rantwo<span class=\"lsef\">ord in de </span></div>\n<div class=\"t m0 x1d h64 yd0c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overige n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde re<span class=\"_ _1\"></span>sultaten in het eigen<span class=\"_ _1\"></span> vermogen.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 142px; height: 955px; width: 352.986px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 702px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ycd8 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gebrui<span class=\"_ _0\"></span>kte method<span class=\"_ _0\"></span>en en hypot<span class=\"_ _0\"></span>hesen om de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e te bepale<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x2c h64 y8a6 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn grot<span class=\"_ _0\"></span>endeel<span class=\"_ _0\"></span>s afhank<span class=\"_ _0\"></span>elijk va<span class=\"_ _0\"></span>n het feit <span class=\"_ _0\"></span>of het i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nt verh<span class=\"_ _0\"></span>andeld</div>\n<div class=\"t m0 x2c h64 y8a7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt op <span class=\"_ _0\"></span>een fina<span class=\"_ _0\"></span>nci\u00eble m<span class=\"_ _0\"></span>arkt en w<span class=\"_ _0\"></span>elke inf<span class=\"_ _0\"></span>orm<span class=\"lsef ws11e\">atie gebruikt kan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de waard<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>modellen.<span class=\"_ _0\"></span> Hierna wo<span class=\"_ _0\"></span>rdt een same<span class=\"_ _0\"></span>nvattin<span class=\"_ _0\"></span>g gegeven</div>\n<div class=\"t m0 x2c h64 y8a9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de versc<span class=\"_ _0\"></span>hillen<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> met de hiervoo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y8aa ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> re\u00eble waarder<span class=\"_ _1\"></span>ingsmethode:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschikba<span class=\"_ _1\"></span>ar geclassif<span class=\"_ _1\"></span>iceerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsed ws112\">ffecten en van ef<span class=\"_ _0\"></span>fecten te<span class=\"_ _0\"></span>gen re\u00eble w<span class=\"_ _0\"></span>aarde met </span></div>\n<div class=\"t m0 x1a0 h64 y8ad ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening word<span class=\"_ _1\"></span>t bepaald <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x1a0 h64 y8ae ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van ma<span class=\"_ _0\"></span>rktprij<span class=\"_ _0\"></span>zen van acti<span class=\"_ _0\"></span>eve markt<span class=\"_ _0\"></span>en. Indien g<span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8af ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoteerde prij<span class=\"_ _1\"></span>zen in een actieve mark<span class=\"_ _1\"></span>t beschikbaar zijn<span class=\"_ _1\"></span>, wordt de</div>\n<div class=\"t m0 x1a0 h64 y8b0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e bepaald <span class=\"lsed\">aan de hand va<span class=\"_ _0\"></span>n contant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">waarde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">berekeningen<span class=\"_ _1\"></span>. <span class=\"ws11e\">Meer bepaald<span class=\"_ _1\"></span> voor asset<span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">backed sec</span></span>urities houden </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verwac<span class=\"_ _0\"></span>hte kasst<span class=\"_ _0\"></span>romen die wor<span class=\"_ _0\"></span>den geb<span class=\"_ _0\"></span>ruikt in de cont<span class=\"_ _0\"></span>ante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>kening rekening<span class=\"_ _1\"></span> met de oo<span class=\"_ _1\"></span>rspronkelijke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b4 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteri<span class=\"_ _0\"></span>a, kenm<span class=\"_ _0\"></span>erken va<span class=\"_ _0\"></span>n de le<span class=\"lsef ws11e\">ning nemer </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span></span>value rat<span class=\"_ _0\"></span>io\u2019s, ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b7 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vooruitbetalin<span class=\"_ _1\"></span>gsniveaus.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">Disconteringsfa<span class=\"_ _1\"></span>ctoren worden<span class=\"_ _1\"></span> hierbij </span></div>\n<div class=\"t m0 x1a0 h64 y9d7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op een swa<span class=\"_ _0\"></span>pcurve,<span class=\"_ _0\"></span> plus een spr<span class=\"_ _0\"></span>ead die de</div>\n<div class=\"t m0 x1a0 h64 y9d8 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicok<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en v<span class=\"ws112\">an het ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> uitdrukt<span class=\"_ _0\"></span>. De re\u00eble waa<span class=\"_ _0\"></span>rde van </span></div>\n<div class=\"t m0 x1a0 h64 y9d9 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als tot de vervald<span class=\"_ _1\"></span>ag aangehouden<span class=\"_ _1\"></span> geclassificeerde<span class=\"_ _1\"></span> effecten (alleen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9da ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig voor<span class=\"_ _1\"></span> informatiever<span class=\"_ _1\"></span>schaffing) wor<span class=\"_ _1\"></span>den op deze<span class=\"_ _1\"></span>lfde wijze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9db ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepaald.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde van d<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n wordt verk<span class=\"_ _0\"></span>regen uit ac<span class=\"_ _0\"></span>tieve mark<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 y9dd ffb8 fs44 fc14 sc0 ls10c ws14c\" style=\"z-index: 15;\">of wor<span class=\"lsed ws112\">dt, indien van toe<span class=\"_ _0\"></span>passing,<span class=\"_ _0\"></span> bepaald met<span class=\"_ _0\"></span> behulp van<span class=\"_ _0\"></span> contante<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a0 h64 y9de ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde b<span class=\"_ _0\"></span>erekeni<span class=\"_ _0\"></span>ngen en opti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmod<span class=\"_ _1\"></span>ellen. Geno<span class=\"_ _1\"></span>teerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9df ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>rijzen zijn d<span class=\"_ _0\"></span>e meest betr<span class=\"_ _0\"></span>ouwba<span class=\"_ _0\"></span>re re\u00eble wa<span class=\"_ _0\"></span>arde voor op ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y9e0 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">erkende beurs ve<span class=\"_ _1\"></span>rhandelde deriv<span class=\"_ _1\"></span>aten. Voor derivat<span class=\"_ _1\"></span>en die niet op</div>\n<div class=\"t m0 x1a0 h64 y9e1 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een erke<span class=\"lsef ws11e\">nde beurs worden verhandeld, is de<span class=\"_ _1\"></span> re\u00eble waarde die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9e2 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde die<span class=\"_ _1\"></span> gerealiseerd<span class=\"_ _1\"></span> kan worden d<span class=\"_ _1\"></span>oor be\u00ebindi<span class=\"_ _1\"></span>ging of a<span class=\"_ _1\"></span>fwikkeling</div>\n<div class=\"t m0 x1a0 h64 y9e3 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het d<span class=\"_ _0\"></span>erivaat<span class=\"_ _0\"></span>. Factor<span class=\"_ _0\"></span>en die v<span class=\"_ _0\"></span>an invlo<span class=\"_ _0\"></span>ed zijn <span class=\"_ _0\"></span>op de waar<span class=\"_ _0\"></span>dering</div>\n<div class=\"t m0 x1a0 h64 y9e4 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>ndividuele deri<span class=\"_ _1\"></span>vaten zijn<span class=\"_ _1\"></span> onder ande<span class=\"_ _1\"></span>re de kred<span class=\"_ _1\"></span>ietrating van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9e5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de t<span class=\"lsef ws11d\">egenpartij en<span class=\"_ _1\"></span> de complexi<span class=\"_ _1\"></span>teit van he<span class=\"_ _1\"></span>t derivaat. W<span class=\"_ _1\"></span>anneer deze </span></div>\n<div class=\"t m0 x1a0 h64 y9e6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">factore<span class=\"_ _0\"></span>n afwijke<span class=\"_ _0\"></span>n van de basisf<span class=\"_ _0\"></span>actor<span class=\"_ _0\"></span>en die ten gron<span class=\"_ _0\"></span>dslag lig<span class=\"_ _0\"></span>gen aan</div>\n<div class=\"t m0 x1a0 h64 y9e7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de noteri<span class=\"_ _0\"></span>ng, kan een aa<span class=\"_ _0\"></span>npassi<span class=\"_ _0\"></span>ng van de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>js worden</div>\n<div class=\"t m0 x1a0 h64 y9e8 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwogen. Gangba<span class=\"_ _1\"></span>re methoden voor d<span class=\"_ _1\"></span>e waardering van e<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1a0 h64 y9e9 ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wa<span class=\"lsef ws11e\">p hanteren een vergel<span class=\"_ _1\"></span>ijking van he<span class=\"_ _1\"></span>t rendement (de yield)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9ea ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de sw<span class=\"_ _0\"></span>ap met d<span class=\"_ _0\"></span>e huidige <span class=\"_ _0\"></span>swapre<span class=\"_ _0\"></span>ntecurv<span class=\"_ _0\"></span>e. De sw<span class=\"_ _0\"></span>aprentec<span class=\"_ _0\"></span>urve</div>\n<div class=\"t m0 x1a0 h64 y9eb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt afg<span class=\"_ _0\"></span>eleid van de g<span class=\"_ _0\"></span>enotee<span class=\"_ _0\"></span>rde swapre<span class=\"_ _0\"></span>ntevoete<span class=\"_ _0\"></span>n. Over het</div>\n<div class=\"t m0 x1a0 h64 y9ec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en zijn er aan<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verkoopkoers<span class=\"_ _0\"></span>en van han<span class=\"_ _0\"></span>delaars </span></span></div>\n<div class=\"t m0 x1a0 h64 y9ed ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor gangbare ren<span class=\"_ _1\"></span>teswaps met tegenpar<span class=\"_ _1\"></span>tijen waarvan</div>\n<div class=\"t m0 x1a0 h64 y9ee ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>en 'invest<span class=\"_ _0\"></span>ment grad<span class=\"_ _0\"></span>e' zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenoteerde <span class=\"_ _1\"></span>private equity<span class=\"_ _1\"></span></span>-</span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>wordt gesch<span class=\"_ _1\"></span>at aan de<span class=\"_ _1\"></span> hand van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepasselijke<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>marktvergel<span class=\"_ _1\"></span>ijkingsfactoren<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>(bijvoorbeeld<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f2 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">koers/winstve<span class=\"_ _1\"></span>rhouding of koer<span class=\"_ _1\"></span>s/kasstroomverhoudi<span class=\"_ _1\"></span>ng) om de</div>\n<div class=\"t m0 x1a0 h64 y9f3 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">specifieke om<span class=\"_ _1\"></span>standigheden van de emi<span class=\"_ _1\"></span>ttent uit te druk<span class=\"_ _1\"></span>ken.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">Niveau<span class=\"_ _1\"></span> 3 </span></div>\n<div class=\"t m0 x1a0 h64 y9f4 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingen<span class=\"_ _1\"></span> voor private equity en<span class=\"_ _1\"></span> durfkapitaal <span class=\"lsed ws111\">maken </span><span class=\"ws11d\">gebruik van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rden die zij<span class=\"_ _0\"></span>n opgenom<span class=\"_ _0\"></span>en in het geau<span class=\"_ _0\"></span>diteer<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>eel</div>\n<div class=\"t m0 x1a0 h64 y9f6 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslag van de<span class=\"_ _1\"></span> relevant<span class=\"ws11d\">e deelne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e van sc<span class=\"_ _0\"></span>hulden e<span class=\"_ _0\"></span>n uitgeg<span class=\"_ _0\"></span>even acht<span class=\"_ _0\"></span>erges<span class=\"_ _0\"></span>telde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen wo<span class=\"_ _1\"></span>rdt bepaald <span class=\"_ _1\"></span>met behulp<span class=\"_ _1\"></span> van modell<span class=\"_ _1\"></span>en voor con<span class=\"_ _1\"></span>tante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>keningen, op b<span class=\"_ _1\"></span>asis van de<span class=\"_ _1\"></span> huidige<span class=\"_ _1\"></span> marginale ren<span class=\"_ _1\"></span>tevoet</div>\n<div class=\"t m0 x1a0 h64 y9fa ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die Ageas h<span class=\"_ _0\"></span>anteert<span class=\"_ _0\"></span> voor lening<span class=\"_ _0\"></span>en van hetz<span class=\"_ _0\"></span>elfde typ<span class=\"_ _0\"></span>e. Voor len<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x1a0 h64 y9fb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een var<span class=\"_ _0\"></span>iabele rent<span class=\"_ _0\"></span>e die freq<span class=\"_ _0\"></span>uent wijzi<span class=\"_ _0\"></span>gen en geen a<span class=\"_ _0\"></span>anwijsb<span class=\"_ _0\"></span>are</div>\n<div class=\"t m0 x1a0 h64 y9fc ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijziging <span class=\"_ _1\"></span>van het kre<span class=\"_ _1\"></span>dietrisico <span class=\"_ _1\"></span>vertonen, benader<span class=\"_ _1\"></span>t de re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x1a0 h64 y9fd ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span>. Voor het<span class=\"_ _1\"></span> waarderen van<span class=\"_ _1\"></span> in leni<span class=\"_ _1\"></span>ngen opgenomen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fe ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oetplafo<span class=\"_ _0\"></span>nds en voor<span class=\"_ _0\"></span>uitbeta<span class=\"_ _0\"></span>lingsopt<span class=\"_ _0\"></span>ies en die i<span class=\"ws111\">n </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overeenstemming<span class=\"_ _1\"></span> met IFRS separaat word<span class=\"_ _1\"></span>en verantwoord<span class=\"_ _1\"></span>, worden</div>\n<div class=\"t m0 x1a0 h64 yd0e ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">optie<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmodellen<span class=\"_ _1\"></span> gebruikt.</span> </span></div>\n<div class=\"t m0 x1d h64 yd0f ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r verbint<span class=\"_ _0\"></span>enisse<span class=\"_ _0\"></span>n en garantie<span class=\"_ _0\"></span>s die niet uit<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x69 h64 yd10 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">balans bl<span class=\"_ _1\"></span>ijken, wordt g<span class=\"_ _1\"></span>ebaseerd op<span class=\"_ _1\"></span> vergoedingen <span class=\"_ _1\"></span>die actueel</div>\n<div class=\"t m0 x69 h64 yd11 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bere<span class=\"_ _1\"></span>kend bij <span class=\"_ _1\"></span>soortgelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">overee<span class=\"_ _0\"></span>nkomst<span class=\"_ _0\"></span>en, waarbi<span class=\"_ _0\"></span>j rekenin<span class=\"_ _0\"></span>g </span></span></div>\n<div class=\"t m0 x69 h64 yd12 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gehouden me<span class=\"_ _1\"></span>t de overige voorwaar<span class=\"_ _1\"></span>den van de</div>\n<div class=\"t m0 x69 h64 yd13 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomsten<span class=\"_ _1\"></span> en de <span class=\"_ _1\"></span>kredietwaardigheid<span class=\"_ _1\"></span> van de t<span class=\"_ _1\"></span>egenpartijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd14 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd15 ffb8 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beu<span class=\"_ _1\"></span>rsgenoteerde fi<span class=\"_ _1\"></span>nanci\u00eble instrumen<span class=\"_ _1\"></span>ten worden vaak verhan<span class=\"_ _1\"></span>deld </span></span></div>\n<div class=\"t m0 x1d h64 yd16 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op over<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">the</span>-</span><span class=\"ws11d\">counter (<span class=\"_ _0\"></span>OTC) ma<span class=\"_ _0\"></span>rkten w<span class=\"_ _0\"></span>aar de <span class=\"lsef ws11e\">marktprijzen verkrijgbaar<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd17 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn via <span class=\"_ _1\"></span>handelaren o<span class=\"_ _1\"></span>f andere bemi<span class=\"_ _1\"></span>ddelaars. Vanu<span class=\"_ _1\"></span>it versch<span class=\"_ _1\"></span>illende</div>\n<div class=\"t m0 x1d h64 yd18 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bronnen z<span class=\"_ _0\"></span>ijn beurs<span class=\"_ _0\"></span>noterin<span class=\"_ _0\"></span>gen verkri<span class=\"_ _0\"></span>jgbaar v<span class=\"_ _0\"></span>oor een aant<span class=\"_ _0\"></span>al financ<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 yd19 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrumenten<span class=\"_ _1\"></span> die geregeld<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>verhandeld op<span class=\"_ _1\"></span> een OTC<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls10c ws14c\">markt. De<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd1a ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble per<span class=\"_ _1\"></span>s, verschillende <span class=\"lsed ws11d\">beurspublic<span class=\"_ _0\"></span>aties en i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x1d h64 yd1b ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">individuele mar<span class=\"_ _1\"></span>ketmakers zijn voor<span class=\"_ _1\"></span>beelden van deze bron<span class=\"_ _1\"></span>nen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd1c ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd1d ffb8 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 heeft niet<span class=\"_ _0\"></span> geleid tot een w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g van de metho<span class=\"_ _0\"></span>de die gebru<span class=\"_ _0\"></span>ikt </span></span></div>\n<div class=\"t m0 x1d h64 yd1e ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">is voor de bepali<span class=\"_ _1\"></span>ng van de re\u00eble waa<span class=\"_ _1\"></span>rde van financi\u00eble<span class=\"_ _1\"></span> instrumenten,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd1f ffb8 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zoals <span class=\"lsef ws11d\">hierboven<span class=\"_ _1\"></span> beschreven. <span class=\"_ _1\"></span>Indien van<span class=\"_ _1\"></span> toepassing, h<span class=\"_ _1\"></span>oudt de be<span class=\"_ _1\"></span>paling </span></div>\n<div class=\"t m0 x1d h64 yd20 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de re\u00ebl<span class=\"_ _0\"></span>e waarde rek<span class=\"_ _0\"></span>ening met bi<span class=\"_ _0\"></span>jkomend<span class=\"_ _0\"></span>e onzeker<span class=\"_ _0\"></span>heden om<span class=\"_ _0\"></span>wille</div>\n<div class=\"t m0 x1d h64 yd21 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de Cov<span class=\"_ _1\"></span>id<span class=\"ls0 ws0\">-</span>19 pa<span class=\"_ _1\"></span>ndemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd22 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd23 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gedetai<span class=\"_ _0\"></span>lleerde<span class=\"_ _0\"></span>re inform<span class=\"_ _0\"></span>atie over d<span class=\"_ _0\"></span>e toepass<span class=\"_ _0\"></span>ing van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd24 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en aannames is<span class=\"_ _1\"></span> vermeld in<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">de<span class=\"_ _1\"></span> desbetreffen<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yd25 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichtingen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde <span class=\"_ _1\"></span>Jaarrekening<span class=\"_ _1\"></span> van Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 955px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c yce8 ffbc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Saldering <span class=\"_ _1\"></span>van financi\u00ebl<span class=\"_ _1\"></span>e activa e<span class=\"_ _1\"></span>n passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n worden ges<span class=\"_ _0\"></span>aldeerd en h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ycea ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nettobedrag <span class=\"_ _1\"></span>wordt in de<span class=\"_ _1\"></span> balans ger<span class=\"_ _1\"></span>apporteerd w<span class=\"_ _1\"></span>anneer er een<span class=\"_ _1\"></span> wettelij<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x1d h64 yceb ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">afd<span class=\"lsef ws11e\">wingbaar rech<span class=\"_ _1\"></span>t is om de verantwoorde<span class=\"_ _1\"></span> bedragen te salderen<span class=\"_ _1\"></span> en de </span></div>\n<div class=\"t m0 x1d h64 ycec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e bestaat o<span class=\"_ _0\"></span>m tot een afwi<span class=\"_ _0\"></span>kkelin<span class=\"_ _0\"></span>g op netto bas<span class=\"_ _0\"></span>is te komen, da<span class=\"_ _0\"></span>n wel</div>\n<div class=\"t m0 x1d h64 yced ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegelijk<span class=\"_ _0\"></span>ertijd h<span class=\"_ _0\"></span>et actief te r<span class=\"_ _0\"></span>ealiser<span class=\"_ _0\"></span>en en de verpl<span class=\"_ _0\"></span>ichting af<span class=\"_ _0\"></span> te wikkele<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 630px; height: 88px; width: 351.997px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 yad4 ffb8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Voor</span> <span class=\"lsef ws11e\">af<span class=\"_ _1\"></span>dekking gebruik<span class=\"_ _1\"></span>te derivaten en <span class=\"ws11d\">financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten</span></span> </span></div>\n<div class=\"t m0 x1d h64 yad5 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Derivat<span class=\"_ _0\"></span>en zijn fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"_ _0\"></span>le inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n zoals sw<span class=\"_ _0\"></span>aps, t<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 yad6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">futures e<span class=\"_ _0\"></span>n (geschr<span class=\"_ _0\"></span>even en geko<span class=\"_ _0\"></span>chte) opt<span class=\"_ _0\"></span>iecont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De waarde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze fi<span class=\"_ _0\"></span>nanci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten ve<span class=\"_ _0\"></span>rander<span class=\"_ _0\"></span>t als gevo<span class=\"_ _0\"></span>lg van v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x1d h64 yad8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">diverse onde<span class=\"_ _1\"></span>rliggende <span class=\"_ _1\"></span>v<span class=\"lsed\">ariab<span class=\"_ _0\"></span>elen. D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n vergen w<span class=\"_ _0\"></span>einig t<span class=\"_ _0\"></span>ot geen </span></div>\n<div class=\"t m0 x1d h64 yad9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsinvest<span class=\"_ _0\"></span>ering en wo<span class=\"_ _0\"></span>rden op een ti<span class=\"_ _0\"></span>jdstip in de to<span class=\"_ _0\"></span>ekomst</div>\n<div class=\"t m0 x1d h64 yada ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikkeld. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alle deri<span class=\"_ _0\"></span>vaten word<span class=\"_ _0\"></span>en op de bala<span class=\"_ _0\"></span>ns verantw<span class=\"_ _0\"></span>oord tegen r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde op</div>\n<div class=\"t m0 x1d h64 yadd ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>actiedat<span class=\"_ _0\"></span>um. Er wordt o<span class=\"_ _0\"></span>ndersc<span class=\"_ _0\"></span>heid gemaak<span class=\"_ _0\"></span>t tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yade ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>erivaten aange<span class=\"_ _1\"></span>houden voor<span class=\"_ _1\"></span> handelsdoelein<span class=\"_ _1\"></span>den;</span><span class=\"ffb8\"> <span class=\"lsed ws111\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yadf ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">Derivaten voor af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsdoelei<span class=\"_ _0\"></span>nden.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c yd26 ffbc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble acti<span class=\"_ _0\"></span>va of ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen ku<span class=\"_ _0\"></span>nnen in c<span class=\"_ _0\"></span>ontracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yd28 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en omvatt<span class=\"_ _0\"></span>en. Derge<span class=\"_ _0\"></span>lijke fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n dikwijl<span class=\"lsee\">s </span></div>\n<div class=\"t m0 x1d h64 yd29 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hybride f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n genoem<span class=\"_ _0\"></span>d. Tot hy<span class=\"_ _0\"></span>bride fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd2a ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten be<span class=\"_ _0\"></span>horen omgek<span class=\"_ _0\"></span>eerde con<span class=\"_ _0\"></span>verteer<span class=\"_ _0\"></span>bare obl<span class=\"_ _0\"></span>igaties (o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1d h64 yd2b ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvoor de<span class=\"_ _1\"></span> terugbetaling<span class=\"_ _1\"></span> de vor<span class=\"_ _1\"></span>m van aandelen<span class=\"_ _1\"></span> kan aannemen)<span class=\"_ _1\"></span> en/of</div>\n<div class=\"t m0 x1d h64 yd2c ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ies met ge\u00efn<span class=\"_ _0\"></span>dexeer<span class=\"_ _0\"></span>de interes<span class=\"_ _0\"></span>tbetal<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2d ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2e ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Ind<span class=\"lsef ws11d\">ien het b<span class=\"_ _1\"></span>asiscontrac<span class=\"_ _1\"></span>t niet word<span class=\"_ _1\"></span>t gewaardeerd <span class=\"_ _1\"></span>tegen re\u00eble <span class=\"_ _1\"></span>waarde met </span></div>\n<div class=\"t m0 x1d h64 yd2f ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>er geen <span class=\"_ _1\"></span>nauw</div>\n<div class=\"t m0 x1d h64 yd30 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verban<span class=\"_ _0\"></span>d bestaat tu<span class=\"_ _0\"></span>ssen de ken<span class=\"_ _0\"></span>merken en ri<span class=\"_ _0\"></span>sico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x1d h64 yd31 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het b<span class=\"lsee ws112\">a<span class=\"_ _0\"></span>siscontract, </span></div>\n<div class=\"t m0 x1d h64 yd32 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dient het in een<span class=\"_ _1\"></span> contract besloten<span class=\"_ _1\"></span> derivaat te worden ge<span class=\"_ _1\"></span>scheiden van</div>\n<div class=\"t m0 x1d h64 yd33 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het basiscontra<span class=\"_ _1\"></span>ct en te worden gewaar<span class=\"_ _1\"></span>deerd tegen re\u00eble<span class=\"_ _1\"></span> waarde als een</div>\n<div class=\"t m0 x1d h64 yd34 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op zichze<span class=\"_ _0\"></span>lf staand de<span class=\"_ _0\"></span>rivaat. R<span class=\"_ _0\"></span>e\u00eble<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waardeveranderingen <span class=\"_ _1\"></span>worden in<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 yd35 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. Het<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">basiscontract<span class=\"_ _0\"></span> wordt ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd </span></span></div>\n<div class=\"t m0 x1d h64 yd36 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en gewaardeerd<span class=\"_ _1\"></span> door toepassing van d<span class=\"_ _1\"></span>e regels van de<span class=\"_ _1\"></span> betreffende</div>\n<div class=\"t m0 x1d h64 yd37 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">catego<span class=\"_ _0\"></span>rie van het<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 476px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 481px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 126px; height: 980px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 126px; height: 980px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 126px; height: 980px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 126px; height: 980px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 126px; height: 980px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien het<span class=\"_ _0\"></span> basisco<span class=\"_ _0\"></span>ntract wor<span class=\"_ _0\"></span>dt gewaa<span class=\"_ _0\"></span>rdeerd te<span class=\"_ _0\"></span>gen re\u00eble wa<span class=\"_ _0\"></span>arde met</div>\n<div class=\"t m0 x2c h64 y8a6 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in <span class=\"_ _1\"></span>de resultate<span class=\"_ _1\"></span>nrekening o<span class=\"_ _1\"></span>f een nauw <span class=\"_ _1\"></span>verband </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaat t<span class=\"_ _0\"></span>ussen de kenm<span class=\"_ _0\"></span>erken en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x2c h64 y8a8 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an het ba<span class=\"_ _0\"></span>siscontr<span class=\"_ _0\"></span>act,</div>\n<div class=\"t m0 x2c h64 y8a9 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt het<span class=\"_ _1\"></span> in een con<span class=\"_ _1\"></span>tract beslo<span class=\"_ _1\"></span>ten derivaat <span class=\"_ _1\"></span>niet gescheide<span class=\"_ _1\"></span>n en word<span class=\"_ _1\"></span>t het</div>\n<div class=\"t m0 x2c h64 y8aa ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">hybr<span class=\"lsef ws11d\">idische financieel i<span class=\"_ _1\"></span>nstrument gewa<span class=\"_ _1\"></span>ardeerd al<span class=\"_ _1\"></span>s een enkel<span class=\"_ _1\"></span> instrument.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De af te schei<span class=\"_ _0\"></span>den deriv<span class=\"_ _0\"></span>aten worde<span class=\"_ _0\"></span>n naargel<span class=\"_ _0\"></span>ang het gev<span class=\"_ _0\"></span>al verant<span class=\"_ _0\"></span>woord</div>\n<div class=\"t m0 x2c h64 y8ad ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als hedgi<span class=\"_ _0\"></span>ng derivat<span class=\"_ _0\"></span>en of deriv<span class=\"_ _0\"></span>aten aang<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y8ae ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c yd39 ffbf fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Afdekking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd3a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de dat<span class=\"_ _1\"></span>um dat Agea<span class=\"_ _1\"></span>s een der<span class=\"_ _1\"></span>ivatenco<span class=\"lsed ws112\">ntract afsl<span class=\"_ _0\"></span>uit, wordt d<span class=\"_ _0\"></span>it contract<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y92a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls hetzij:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van de r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde: een ind<span class=\"_ _0\"></span>ekking van d<span class=\"_ _0\"></span>e re\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y92c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een opgenom<span class=\"_ _0\"></span>en actief<span class=\"_ _0\"></span> of verplic<span class=\"_ _0\"></span>hting;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van ee<span class=\"_ _0\"></span>n netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">investering in een<span class=\"_ _1\"></span> buitenland<span class=\"_ _1\"></span>se </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">of</span> </span></div>\n<div class=\"t m0 x2c h64 y92f ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Ee<span class=\"_ _1\"></span>n kasstroomi<span class=\"lsed\">ndekking: een i<span class=\"_ _0\"></span>ndekki<span class=\"_ _0\"></span>ng van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen toewi<span class=\"_ _0\"></span>jsbaar aa<span class=\"_ _0\"></span>n een opgeno<span class=\"_ _0\"></span>men actief<span class=\"_ _0\"></span> of een</div>\n<div class=\"t m0 x1a0 h64 y992 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorziene trans<span class=\"_ _1\"></span>actie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y994 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afdekkingen van<span class=\"_ _1\"></span> vaststaande toez<span class=\"_ _1\"></span>eggingen zijn re\u00eble<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">waarde </span></div>\n<div class=\"t m0 x2c h64 y995 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekkingen,<span class=\"_ _1\"></span> uitgezonderd afdek<span class=\"_ _1\"></span>kingen van de valu<span class=\"_ _1\"></span>tarisico's van een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vaststaande<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">verbintenis<span class=\"_ _1\"></span>, die als <span class=\"_ _1\"></span>kasstroomafdekking<span class=\"_ _1\"></span> worden </span></div>\n<div class=\"t m0 x2c h64 y997 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y998 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an hedge acc<span class=\"_ _0\"></span>ounti<span class=\"_ _0\"></span>ng wordt de vol<span class=\"_ _0\"></span>gende d<span class=\"_ _0\"></span>ocumentat<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x2c h64 yc13 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws11d\">Bij het begin v<span class=\"_ _0\"></span>an de tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>worden d<span class=\"_ _0\"></span>e relati<span class=\"_ _0\"></span>e tusse<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 yc15 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsinst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n en de afged<span class=\"_ _0\"></span>ekte items,<span class=\"_ _0\"></span> evenal<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a0 h64 yc16 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doel<span class=\"ws11e\">stelling<span class=\"_ _1\"></span> en strategie op het<span class=\"_ _1\"></span> vlak van risicobeheer<span class=\"_ _1\"></span> met betrekking<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot afdekk<span class=\"_ _0\"></span>ingstr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es gedocu<span class=\"_ _0\"></span>menteer<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Z<span class=\"_ _1\"></span>owel bij <span class=\"_ _1\"></span>aanvang van <span class=\"_ _1\"></span>de afdekking<span class=\"_ _1\"></span> als gedurend<span class=\"_ _1\"></span>e de periode<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x1a0 h64 yc19 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekking, word<span class=\"_ _1\"></span>t de beoordeling<span class=\"_ _1\"></span> gedocumenteerd in hoe<span class=\"_ _1\"></span>verre de</div>\n<div class=\"t m0 x1a0 h64 yc1a ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en die bij af<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">kkingstransacties <span class=\"_ _1\"></span>worden gebru<span class=\"_ _1\"></span>ikt zeer </span></div>\n<div class=\"t m0 x1a0 h64 ya3d ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>ef zijn bi<span class=\"_ _0\"></span>j het co<span class=\"_ _0\"></span>mpenser<span class=\"_ _0\"></span>en van het<span class=\"_ _0\"></span> risico <span class=\"_ _0\"></span>van ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1a0 h64 ya3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de re\u00eble wa<span class=\"_ _0\"></span>arde van de af<span class=\"_ _0\"></span>gedekt<span class=\"_ _0\"></span>e positie of<span class=\"_ _0\"></span> aan het afged<span class=\"_ _0\"></span>ekte</div>\n<div class=\"t m0 x1a0 h64 ya3f ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico t<span class=\"_ _0\"></span>oe te rek<span class=\"_ _0\"></span>enen kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya41 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa, verpli<span class=\"_ _1\"></span>chtingen, vasts<span class=\"_ _1\"></span>taande toezeggingen<span class=\"_ _1\"></span> of verwachte</div>\n<div class=\"t m0 x2c h64 ya42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies waar<span class=\"_ _0\"></span>bij een exte<span class=\"_ _0\"></span>rne partij bet<span class=\"_ _0\"></span>rokke<span class=\"_ _0\"></span>n is, worden a<span class=\"_ _0\"></span>ls afgedekt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">items aan<span class=\"_ _0\"></span>gemerkt.<span class=\"_ _0\"></span> Een afged<span class=\"_ _0\"></span>ekte pos<span class=\"_ _0\"></span>itie kan ook een s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span> risico</div>\n<div class=\"t m0 x2c h64 ya44 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn dat<span class=\"_ _0\"></span> deel uit<span class=\"_ _0\"></span>maakt v<span class=\"_ _0\"></span>an het tot<span class=\"_ _0\"></span>ale risi<span class=\"_ _0\"></span>co van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"lsef\">afgedekte<span class=\"_ _1\"></span> positie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya46 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De veran<span class=\"_ _0\"></span>dering i<span class=\"_ _0\"></span>n re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an een afg<span class=\"_ _0\"></span>edekte <span class=\"_ _0\"></span>positie d<span class=\"_ _0\"></span>ie aan het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afgedek<span class=\"_ _0\"></span>te risic<span class=\"_ _0\"></span>o toe te r<span class=\"_ _0\"></span>ekenen <span class=\"_ _0\"></span>is en de ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ng in re\u00eb<span class=\"_ _0\"></span>le waar<span class=\"_ _0\"></span>de van</div>\n<div class=\"t m0 x2c h64 ya48 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het afdekk<span class=\"_ _0\"></span>ingsins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt in een re\u00ebl<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarde af<span class=\"_ _1\"></span>dekking word<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. De verande<span class=\"_ _1\"></span>ring in re\u00ebl<span class=\"_ _1\"></span>e waarde</div>\n<div class=\"t m0 x2c h64 ya4a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van rentedra<span class=\"_ _1\"></span>gende deri<span class=\"_ _1\"></span>vaten wordt a<span class=\"_ _1\"></span>fzonderlijk <span class=\"_ _1\"></span>van de overlop<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x2c h64 ya4b ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rente ve<span class=\"_ _0\"></span>rantwo<span class=\"_ _0\"></span>ord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4c ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g niet lange<span class=\"_ _0\"></span>r voldoet aa<span class=\"_ _0\"></span>n de criter<span class=\"_ _0\"></span>ia van hedg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya4e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing of ande<span class=\"_ _0\"></span>rszins wo<span class=\"_ _0\"></span>rdt be\u00ebin<span class=\"_ _0\"></span>digd, wordt<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">aanpassing van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya4f ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van een af<span class=\"_ _0\"></span>gedekt r<span class=\"_ _0\"></span>entedra<span class=\"_ _0\"></span>gend financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument di<span class=\"_ _0\"></span>e uit</div>\n<div class=\"t m0 x2c h64 ya50 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hedge accounting<span class=\"_ _1\"></span> voortvloeit a<span class=\"_ _1\"></span>fgeschreven op basis<span class=\"_ _1\"></span> van de nieuwe</div>\n<div class=\"t m0 x2c h64 ya51 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rentev<span class=\"_ _0\"></span>oet, ber<span class=\"_ _0\"></span>ekend op de dat<span class=\"_ _0\"></span>um waaro<span class=\"_ _0\"></span>p de afdekki<span class=\"_ _0\"></span>ng is</div>\n<div class=\"t m0 x2c h64 ya52 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Veranderingen<span class=\"_ _1\"></span> in re\u00eble w<span class=\"ws11d\">aarde <span class=\"_ _1\"></span>van derivate<span class=\"_ _1\"></span>n die zij<span class=\"_ _1\"></span>n aangewezen en<span class=\"_ _1\"></span> in </span></div>\n<div class=\"t m0 x1d h64 y95a ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x1d h64 y95b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen onder<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span>ger<span class=\"_ _1\"></span>ealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen ver<span class=\"_ _1\"></span>antwoord.</div>\n<div class=\"t m0 x1d h64 y95c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>aan eigen<span class=\"_ _1\"></span> vermogen word<span class=\"_ _1\"></span>t gehercla<span class=\"_ _1\"></span>ssificeerd naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y95d ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>enin<span class=\"lsed ws112\">g als de indekt<span class=\"_ _0\"></span>e positie va<span class=\"_ _0\"></span>n invloed is<span class=\"_ _0\"></span> op de </span></div>\n<div class=\"t m0 x1d h64 y95e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">effect<span class=\"_ _0\"></span>ieve afd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worde<span class=\"_ _0\"></span>n onmidde<span class=\"_ _0\"></span>llijk </span></span></div>\n<div class=\"t m0 x1d h64 y95f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g van een verw<span class=\"_ _0\"></span>achte trans<span class=\"_ _0\"></span>actie of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ya57 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezegging <span class=\"_ _1\"></span>tot de opnam<span class=\"_ _1\"></span>e van een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">financieel act<span class=\"_ _0\"></span>ief of een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ya58 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verplichting<span class=\"_ _1\"></span> leidt, word<span class=\"_ _1\"></span>en de wins<span class=\"_ _1\"></span>ten en verli<span class=\"_ _1\"></span>ezen die eer<span class=\"_ _1\"></span>der</div>\n<div class=\"t m0 x1d h64 yac0 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in het eige<span class=\"_ _1\"></span>n vermogen<span class=\"_ _1\"></span> waren uitg<span class=\"_ _1\"></span>esteld, over<span class=\"_ _1\"></span>geboekt van <span class=\"_ _1\"></span>het eigen</div>\n<div class=\"t m0 x1d h64 yac1 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n en verantw<span class=\"_ _0\"></span>oord in de ee<span class=\"_ _0\"></span>rste waar<span class=\"_ _0\"></span>dering van d<span class=\"_ _0\"></span>at niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yac2 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble actief<span class=\"_ _0\"></span> of die n<span class=\"ls107 ws13e\">iet<span class=\"ls0 ws0\">-</span></span>financi\u00ebl<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>hting. In a<span class=\"_ _0\"></span>ndere geval<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 yac3 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> het eigen <span class=\"_ _1\"></span>vermogen veran<span class=\"_ _1\"></span>twoorde bedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yac4 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening overgeboe<span class=\"_ _1\"></span>kt en als baten of la<span class=\"_ _1\"></span>sten verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 yac5 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">period<span class=\"_ _0\"></span>es waari<span class=\"_ _0\"></span>n de afged<span class=\"_ _0\"></span>ekte vas<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e toeze<span class=\"_ _0\"></span>gging of<span class=\"_ _0\"></span> verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x1d h64 yac6 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie d<span class=\"ws112\">e resu<span class=\"_ _0\"></span>ltaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng be\u00efnvlo<span class=\"_ _0\"></span>edt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac7 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac8 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het boven<span class=\"_ _0\"></span>staande is<span class=\"_ _0\"></span> ook het geva<span class=\"_ _0\"></span>l indien de af<span class=\"_ _0\"></span>dekking ni<span class=\"_ _0\"></span>et langer</div>\n<div class=\"t m0 x1d h64 yac9 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de criter<span class=\"_ _0\"></span>ia voor hed<span class=\"_ _0\"></span>ge account<span class=\"_ _0\"></span>ing, of op ee<span class=\"_ _0\"></span>n andere wi<span class=\"_ _0\"></span>jze</div>\n<div class=\"t m0 x1d h64 yaca ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt st<span class=\"_ _0\"></span>opgezet<span class=\"_ _0\"></span>, maar d<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>acties <span class=\"_ _0\"></span>of vasts<span class=\"_ _0\"></span>taande</div>\n<div class=\"t m0 x1d h64 yacb ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> naar verwa<span class=\"_ _1\"></span>c<span class=\"lsed\">hting w<span class=\"_ _0\"></span>el zull<span class=\"_ _0\"></span>en plaatsv<span class=\"_ _0\"></span>inden.<span class=\"_ _0\"></span> Indien<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yacc ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte trans<span class=\"_ _0\"></span>acties of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de toezeggi<span class=\"_ _0\"></span>ngen na<span class=\"_ _0\"></span>ar verwacht<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 yacd ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet meer z<span class=\"_ _0\"></span>ullen plaat<span class=\"_ _0\"></span>svind<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de in het eigen<span class=\"_ _0\"></span> vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yace ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgest<span class=\"_ _0\"></span>elde bedra<span class=\"_ _0\"></span>gen recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>s overge<span class=\"_ _0\"></span>bracht naa<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1d h64 yacf ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 408px; width: 355.99px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 725px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 397px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 902px; width: 356px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 402px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 907px; width: 356px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya53 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y974 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws111\">Verk<span class=\"lsef ws113\">oop</span></span>- <span class=\"lsef ws11d\">en terug<span class=\"_ _1\"></span>koopovereenkom<span class=\"_ _1\"></span>sten en (ui<span class=\"_ _1\"></span>t)lenen van </span></span></div>\n<div class=\"t m0 xe2 h64 y975 ffbd fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die onder ee<span class=\"_ _0\"></span>n terugko<span class=\"_ _0\"></span>opover<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> (\u2018repo'<span class=\"_ _0\"></span>) vallen, bli<span class=\"_ _0\"></span>jven op</div>\n<div class=\"t m0 x1d h64 y977 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de balans staan zol<span class=\"_ _1\"></span>ang substantieel<span class=\"_ _1\"></span> alle risico's<span class=\"_ _1\"></span> en opbrengsten van<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y978 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om bij Ageas<span class=\"_ _0\"></span> blijven. De v<span class=\"_ _0\"></span>an dergelij<span class=\"_ _0\"></span>ke verko<span class=\"_ _0\"></span>pen ontvan<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 yd3b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengsten <span class=\"_ _1\"></span>worden geneu<span class=\"_ _1\"></span>traliseerd d<span class=\"_ _1\"></span>oor onder \u2018S<span class=\"_ _1\"></span>chulden\u2019 een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mstige fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ing op te nem<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3d ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die zijn aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span> als gevol<span class=\"_ _0\"></span>g van een over<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> tot</div>\n<div class=\"t m0 x1d h64 yd3f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terugverkoop<span class=\"_ _1\"></span> (\u2018reverse re<span class=\"_ _1\"></span>po\u2019) worden n<span class=\"_ _1\"></span>iet verantw<span class=\"_ _1\"></span>oord in <span class=\"lsed ws112\">de balans. Het </span></div>\n<div class=\"t m0 x1d h64 yd40 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">recht om geldmidde<span class=\"_ _1\"></span>len te ontvangen<span class=\"_ _1\"></span> van een tegenparti<span class=\"_ _1\"></span>j wordt</div>\n<div class=\"t m0 x1d h64 yd41 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Leningen\u2019<span class=\"_ _1\"></span>. Het versc<span class=\"_ _1\"></span>hil tussen d<span class=\"_ _1\"></span>e verkooppr<span class=\"_ _1\"></span>ijs en de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopprijs w<span class=\"_ _0\"></span>ordt vera<span class=\"_ _0\"></span>ntwoord a<span class=\"_ _0\"></span>ls rente en to<span class=\"_ _0\"></span>egerek<span class=\"_ _0\"></span>end over de</div>\n<div class=\"t m0 x1d h64 yd43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n met behu<span class=\"_ _0\"></span>lp van de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd44 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yd45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd26 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Effecten uitgel<span class=\"_ _1\"></span>eend aan tegenpar<span class=\"_ _1\"></span>tijen blijven op<span class=\"_ _1\"></span> de balans staan. Op</div>\n<div class=\"t m0 x1d h64 yd27 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelijksoortige<span class=\"_ _1\"></span> wijze word<span class=\"_ _1\"></span>en geleende<span class=\"_ _1\"></span> effecten ni<span class=\"_ _1\"></span>et in de<span class=\"_ _1\"></span> balans</div>\n<div class=\"t m0 x1d h64 yd28 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Indien geleende effecten aan derden worden verkocht,</div>\n<div class=\"t m0 x1d h64 yd29 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden de opbrengsten uit de verkoop en de schuld uit de verplichting<span class=\"ls0 ws0\"><span class=\"lsed ws112\"> </span></span></div>\n<div class=\"t m0 x1d h64 yd2a ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tot teruggave van de zekerheid verantwoord. De verplichting tot<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd2b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggave van de zekerheid wordt gewaardeerd tegen re\u00eble waarde en</div>\n<div class=\"t m0 x1d h64 yd2c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord in de resultatenrekening. Geleende of ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldmiddelen in verband met het lenen of uitlenen van effecten worden</div>\n<div class=\"t m0 x1d h64 yd2e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord onder \u2018Leningen\u2019 of onder 'Schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yd46 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws112\">Geldmidd<span class=\"_ _0\"></span>elen en kas<span class=\"_ _0\"></span>equival<span class=\"_ _0\"></span>enten <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd47 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Geldmi<span class=\"_ _0\"></span>ddelen en kas<span class=\"_ _0\"></span>equiv<span class=\"_ _0\"></span>alenten om<span class=\"_ _0\"></span>vatten liq<span class=\"_ _0\"></span>uide mid<span class=\"_ _0\"></span>delen, vri<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 yb0c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare tego<span class=\"_ _0\"></span>eden bij (c<span class=\"_ _0\"></span>entrale) ban<span class=\"_ _0\"></span>ken en and<span class=\"_ _0\"></span>ere <span class=\"ws111\">financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h64 yb0d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten met<span class=\"_ _0\"></span> een verval<span class=\"_ _0\"></span>datum kort<span class=\"_ _0\"></span>er dan drie ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>naf de</div>\n<div class=\"t m0 x1d h64 yd48 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">datum van verwer<span class=\"_ _1\"></span>ving.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 72px; width: 355.99px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>senteert<span class=\"_ _0\"></span> de kasstro<span class=\"_ _0\"></span>men uit bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en op basis v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8a7 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indirecte <span class=\"_ _1\"></span>methode, waar<span class=\"_ _1\"></span>bij het ne<span class=\"_ _1\"></span>ttoresultaat word<span class=\"_ _1\"></span>t aangepas<span class=\"_ _1\"></span>t met het</div>\n<div class=\"t m0 x2c h64 y8a8 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oog op de gev<span class=\"_ _0\"></span>olgen van tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">geldelijk<span class=\"_ _0\"></span>e aard, eve<span class=\"_ _0\"></span>ntuele </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overlop<span class=\"_ _0\"></span>ende pos<span class=\"_ _0\"></span>ten voo<span class=\"_ _0\"></span>r al ontv<span class=\"_ _0\"></span>angen of<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>ontvan<span class=\"_ _0\"></span>gsten</div>\n<div class=\"t m0 x2c h64 y8aa ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of kasbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>e en pos<span class=\"_ _0\"></span>ten van b<span class=\"_ _0\"></span>aten of la<span class=\"_ _0\"></span>sten in v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8ab ffc2 fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">met in<span class=\"lsed ws111\">vesterings<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">of fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskass<span class=\"_ _0\"></span>tromen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ac ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ontvang<span class=\"_ _0\"></span>en en b<span class=\"_ _0\"></span>etaalde re<span class=\"_ _0\"></span>nte wo<span class=\"_ _0\"></span>rden in het k<span class=\"_ _0\"></span>asstr<span class=\"_ _0\"></span>oomover<span class=\"_ _0\"></span>zicht</div>\n<div class=\"t m0 x2c h64 y8ae ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als kasstro<span class=\"_ _1\"></span>men uit bedri<span class=\"_ _1\"></span>jfsactivitei<span class=\"_ _1\"></span>ten. Ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividenden worden in het kasstroomoverzicht verantwoord als</div>\n<div class=\"t m0 x2c h64 y8b0 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstromen uit bedrijfsactiviteiten. Betaalde dividenden worden<span class=\"lsef ws11d\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord als kasstromen uit financieringsactiviteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 193px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 203px; width: 349px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 208px; width: 349px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x1d h64 yd4a ffc2 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebr<span class=\"_ _1\"></span>uik</span> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 xe2 h64 yd4b ffc2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"_ _1\"></span> gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yd4c ffc4 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed gecla<span class=\"_ _1\"></span>ssificeerd als va<span class=\"_ _1\"></span>stgoed voor <span class=\"ws11d\">eigen geb<span class=\"_ _1\"></span>ruik omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h6c yd4d ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ka<span class=\"_ _1\"></span>ntoorgebouwen<span class=\"_ _1\"></span> die Ageas<span class=\"_ _1\"></span> gebruikt</span><span class=\"ffc2\">; <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yd4f ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">C<span class=\"_ _1\"></span>ommerci\u00eble gebou<span class=\"_ _1\"></span>wen die worden gebru<span class=\"_ _1\"></span>ikt om bedrijfsac<span class=\"_ _1\"></span>tiviteiten </span></span></div>\n<div class=\"t m0 x69 h64 yd50 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uit te vo<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd52 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle voor eigen geb<span class=\"_ _1\"></span>ruik aangehouden v<span class=\"_ _1\"></span>astgoed en alle<span class=\"_ _1\"></span> vaste activa</div>\n<div class=\"t m0 x1d h64 yd53 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd tegen<span class=\"_ _1\"></span> kostprijs<span class=\"_ _1\"></span>, verminderd<span class=\"_ _1\"></span> met geaccumul<span class=\"_ _1\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yd54 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jvingen (<span class=\"_ _0\"></span>behalve vo<span class=\"_ _0\"></span>or terrei<span class=\"_ _0\"></span>nen die niet wo<span class=\"_ _0\"></span>rden afge<span class=\"_ _0\"></span>schrev<span class=\"_ _0\"></span>en) en</div>\n<div class=\"t m0 x1d h64 yd55 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x1d h64 yd56 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De kostpri<span class=\"_ _0\"></span>js is het equiv<span class=\"_ _0\"></span>alent van d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e prijs die is<span class=\"_ _0\"></span> betaald of de</div>\n<div class=\"t m0 x1d h64 yd57 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e v<span class=\"ws11e\">an elke andere<span class=\"_ _1\"></span> vergoeding die is geg<span class=\"_ _1\"></span>even om het actie<span class=\"_ _1\"></span>f </span></div>\n<div class=\"t m0 x1d h64 yd58 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te verwer<span class=\"_ _0\"></span>ven op het mom<span class=\"_ _0\"></span>ent van de ver<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span> of de bouw van het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd59 ffc2 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">actief.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd5a ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd5b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De afschrijvingen<span class=\"_ _1\"></span> op gebouwen<span class=\"_ _1\"></span> worden berekend volgens de<span class=\"_ _1\"></span> lineaire</div>\n<div class=\"t m0 x1d h64 yd5c ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode t<span class=\"_ _0\"></span>eneinde de k<span class=\"_ _0\"></span>osten van di<span class=\"_ _0\"></span>e activa af t<span class=\"_ _0\"></span>e schrijve<span class=\"_ _0\"></span>n gedu<span class=\"lsef ws11d\">rende de </span></div>\n<div class=\"t m0 x1d h64 yd5d ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e levens<span class=\"_ _0\"></span>duur t<span class=\"_ _0\"></span>ot de rest<span class=\"_ _0\"></span>waarde.<span class=\"_ _0\"></span> De leve<span class=\"_ _0\"></span>nsduur <span class=\"_ _0\"></span>van IT, k<span class=\"_ _0\"></span>antoor<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yd5e ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en andere ap<span class=\"_ _0\"></span>paratuu<span class=\"_ _0\"></span>r wordt afz<span class=\"_ _0\"></span>onderli<span class=\"_ _0\"></span>jk vastges<span class=\"_ _0\"></span>teld voor elk<span class=\"_ _0\"></span> actief. De</div>\n<div class=\"t m0 x1d h64 yd5f ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur <span class=\"_ _1\"></span>van de gebou<span class=\"_ _1\"></span>wen wordt<span class=\"_ _1\"></span> afzonderlijk <span class=\"_ _1\"></span>bepaald voor<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x1d h64 yd60 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijk de<span class=\"_ _1\"></span>el (componen<span class=\"_ _1\"></span>tenbenadering)<span class=\"_ _1\"></span> e<span class=\"ws11e\">n wordt elk jaare<span class=\"_ _1\"></span>inde </span></div>\n<div class=\"t m0 x1d h64 yd61 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herzien.<span class=\"_ _0\"></span> De vastgo<span class=\"_ _0\"></span>edbeleg<span class=\"_ _0\"></span>gingen wo<span class=\"_ _0\"></span>rden gespl<span class=\"_ _0\"></span>itst in de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yd62 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">componenten: ruwb<span class=\"_ _1\"></span>ouw, ramen en deuren<span class=\"_ _1\"></span>, technische uitr<span class=\"_ _1\"></span>usting, ruwe</div>\n<div class=\"t m0 x1d h64 yd63 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwerki<span class=\"_ _0\"></span>ng en detai<span class=\"_ _0\"></span>lafwerk<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 430px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 430px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yd64 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd65 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yd66 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale leven<span class=\"_ _0\"></span>sduur van de co<span class=\"_ _0\"></span>mpone<span class=\"_ _0\"></span>nten is als vol<span class=\"_ _0\"></span>gt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd67 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Ruwbouw<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd69 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 606px; z-index: 15;\">50 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 594px; z-index: 15;\">70 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Ramen en deuren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6b ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 573px; z-index: 15;\">30 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 561px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Technische uitrusting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6d ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 540px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6e ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6f ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar <span class=\"ws118\">voor winkelpanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 504px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Ruwe afwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd81 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 483px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd72 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd73 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar voor winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 447px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Detailafwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 423px; z-index: 15;\">10 jaar voor kantoren<span class=\"_ _0\"></span>, winkelpanden en woningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd75 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd76 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd77 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd78 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">T<span class=\"_ _1\"></span>erreinen hebbe<span class=\"_ _1\"></span>n een on<span class=\"_ _1\"></span>gelimiteerde l<span class=\"_ _1\"></span>evensduur en <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span>rhalve nie<span class=\"_ _1\"></span>t afgeschreven.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd79 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">A<span class=\"_ _1\"></span>ls algemene regel<span class=\"_ _1\"></span> wordt uitgegaan va<span class=\"_ _1\"></span>n een restwaarde van<span class=\"_ _1\"></span> nihil.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd7a ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ko<span class=\"_ _1\"></span>sten voor <span class=\"_ _1\"></span>reparaties en<span class=\"_ _1\"></span> onderhoud w<span class=\"_ _1\"></span>orden in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als <span class=\"_ _1\"></span>last veran<span class=\"_ _1\"></span>twoord in de <span class=\"_ _1\"></span>periode waa<span class=\"_ _1\"></span>rin de ko<span class=\"_ _1\"></span>sten zijn <span class=\"ws113\">ge<span class=\"lsed ws112\">maakt. Uitgaven d<span class=\"_ _0\"></span>ie </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd7b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de voordelen<span class=\"_ _1\"></span> van vastgoed of vaste<span class=\"_ _1\"></span> activa zodanig<span class=\"_ _1\"></span> verbeteren of uitbre<span class=\"_ _1\"></span>iden dat hun oorspronk<span class=\"_ _1\"></span>elijke gebruik<span class=\"_ _1\"></span> wordt uitgebreid<span class=\"_ _1\"></span>, <span class=\"ws11d\">worden geactiveerd<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1a0 h64 yd7c ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervolg<span class=\"_ _0\"></span>ens afg<span class=\"_ _0\"></span>eschreve<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd7d ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsed ws112\">Financierings<span class=\"_ _0\"></span>kosten v<span class=\"_ _0\"></span>oor de finan<span class=\"_ _0\"></span>ciering va<span class=\"_ _0\"></span>n de bouw van mat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier beh<span class=\"_ _0\"></span>andeld als<span class=\"_ _0\"></span> de financie<span class=\"_ _0\"></span>ringskos<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 yd7e ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 251px; height: 398px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 251px; height: 398px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 251px; height: 398px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 251px; height: 855px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 251px; height: 855px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoedbeleggin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een vastgoedbe<span class=\"_ _1\"></span>legging is vastgoed<span class=\"_ _1\"></span> dat Ageas aanhoud<span class=\"_ _1\"></span>t om</div>\n<div class=\"t m0 x2c h64 y8a7 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huuropbrengs<span class=\"ws11e\">ten<span class=\"_ _1\"></span> of een waardestij<span class=\"_ _1\"></span>ging te realiseren<span class=\"_ _1\"></span>. Ageas kan </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaalde va<span class=\"_ _1\"></span>stgoedbeleggingen<span class=\"_ _1\"></span> ook voor e<span class=\"_ _1\"></span>igen gebrui<span class=\"_ _1\"></span>k aanwenden<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8a9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Indien de b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> aangewend voo<span class=\"_ _1\"></span>r eigen gebr<span class=\"_ _1\"></span>uik afzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 y8aa ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden verko<span class=\"_ _1\"></span>cht of geleased<span class=\"_ _1\"></span> via financi\u00eble lea<span class=\"_ _1\"></span>se, worden die</div>\n<div class=\"t m0 x2c h64 y8ab ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">delen vera<span class=\"ws11e\">n<span class=\"_ _1\"></span>twoord als materi<span class=\"_ _1\"></span>\u00eble vaste activa. Indi<span class=\"_ _1\"></span>en de beleggingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangewend voor eig<span class=\"_ _1\"></span>en gebruik niet a<span class=\"_ _1\"></span>fzonderlijk kunnen<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 y8ad ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkocht, worden<span class=\"_ _1\"></span> die delen alleen<span class=\"_ _1\"></span> als vastgoedbeleg<span class=\"_ _1\"></span>gingen behande<span class=\"_ _1\"></span>ld</div>\n<div class=\"t m0 x2c h64 y8ae ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">als Ageas e<span class=\"_ _1\"></span>en onbelan<span class=\"_ _1\"></span>grijk deel <span class=\"_ _1\"></span>voor eigen geb<span class=\"_ _1\"></span>ruik aanhoud<span class=\"_ _1\"></span>t. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Omwille de verge<span class=\"_ _1\"></span>lijkbaarheid<span class=\"_ _1\"></span> hanteert Ageas een k<span class=\"_ _1\"></span>ostprijsmodel,<span class=\"_ _1\"></span> zowel</div>\n<div class=\"t m0 x2c h64 y8b1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen a<span class=\"_ _1\"></span>ls voor <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebru<span class=\"_ _1\"></span>ik. Na de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble opname<span class=\"_ _1\"></span> wordt al het vas<span class=\"_ _1\"></span>tgoed gewaardeerd t<span class=\"_ _1\"></span>egen kostprijs</div>\n<div class=\"t m0 x2c h64 y8b3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermind<span class=\"_ _0\"></span>erd met cu<span class=\"_ _0\"></span>mulatiev<span class=\"_ _0\"></span>e afschrij<span class=\"_ _0\"></span>vingen (v<span class=\"_ _0\"></span>olgens <span class=\"lsef ws11d\">een lineaire </span></div>\n<div class=\"t m0 x2c h64 y8b4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>) en event<span class=\"_ _0\"></span>uele cumul<span class=\"_ _0\"></span>atieve bijz<span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. Wijzigingen <span class=\"_ _1\"></span>in de re\u00eb<span class=\"_ _1\"></span>le waarde va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8b6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen worden<span class=\"_ _1\"></span> zodoende<span class=\"_ _1\"></span> niet verantwoo<span class=\"_ _1\"></span>rd in de</div>\n<div class=\"t m0 x2c h64 y8b7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening (ten<span class=\"_ _1\"></span>zij er een b<span class=\"_ _1\"></span>ijzondere waa<span class=\"_ _1\"></span>rdeverminder<span class=\"_ _1\"></span>ing heeft</div>\n<div class=\"t m0 x2c h64 y9d7 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsed ws112\">laatsgevo<span class=\"_ _0\"></span>nden) of<span class=\"_ _0\"></span> in overig comp<span class=\"_ _0\"></span>rehensiv<span class=\"_ _0\"></span>e income.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9d8 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De restwaarde<span class=\"_ _1\"></span> en de<span class=\"_ _1\"></span> geschatte gebru<span class=\"_ _1\"></span>iksduur van<span class=\"_ _1\"></span> vastgoedbeleg<span class=\"_ _1\"></span>gingen</div>\n<div class=\"t m0 x2c h64 y9da ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden afzon<span class=\"_ _1\"></span>derlijk bepaa<span class=\"_ _1\"></span>ld voor <span class=\"_ _1\"></span>elk belangrij<span class=\"_ _1\"></span>k onderdeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9db ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(componentenbe<span class=\"_ _1\"></span>nadering) en<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>op elke balan<span class=\"_ _1\"></span>sdatum opnieuw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekeken. Vo<span class=\"_ _1\"></span>or vastgoedbele<span class=\"_ _1\"></span>ggingen wordt<span class=\"_ _1\"></span> dezelfde m<span class=\"_ _1\"></span>aximale</div>\n<div class=\"t m0 x2c h64 y9dd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschatte gebru<span class=\"_ _1\"></span>iksduur van de compon<span class=\"_ _1\"></span>enten toegepas<span class=\"_ _1\"></span>t als voor</div>\n<div class=\"t m0 x2c h64 y9de ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed aa<span class=\"_ _1\"></span>ngehouden voo<span class=\"_ _1\"></span>r eigen gebru<span class=\"_ _1\"></span>ik.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9df ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t zijn <span class=\"_ _1\"></span>vastgoedbeleggingen<span class=\"_ _1\"></span> door middel<span class=\"_ _1\"></span> van dive<span class=\"_ _1\"></span>rse niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9e1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbare h<span class=\"_ _1\"></span>uurcontracten. Be<span class=\"_ _1\"></span>paalde cont<span class=\"_ _1\"></span>racte<span class=\"lsed ws112\">n bevatten </span></div>\n<div class=\"t m0 x2c h64 y9e2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verleng<span class=\"_ _0\"></span>ingsopt<span class=\"_ _0\"></span>ies voor d<span class=\"_ _0\"></span>iverse tij<span class=\"_ _0\"></span>dsperiod<span class=\"_ _0\"></span>en. De met de<span class=\"_ _0\"></span>ze contrac<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x2c h64 y9e3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den huurink<span class=\"_ _0\"></span>omsten w<span class=\"_ _0\"></span>orden in de loo<span class=\"_ _0\"></span>p van de tijd ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y9e4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsbat<span class=\"_ _0\"></span>en, en wel line<span class=\"_ _0\"></span>air over de hu<span class=\"_ _0\"></span>urperio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overboekingen<span class=\"_ _1\"></span> naar of van vastgoedb<span class=\"_ _1\"></span>eleggingen vinden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>alleen plaa<span class=\"_ _1\"></span>ts</div>\n<div class=\"t m0 x2c h64 y9e7 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als er een wijz<span class=\"_ _1\"></span>iging is van het gebru<span class=\"_ _1\"></span>ik:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e8 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">N<span class=\"_ _1\"></span>aar vastgoed<span class=\"_ _1\"></span>beleggingen a<span class=\"_ _1\"></span>an het ein<span class=\"_ _1\"></span>de van he<span class=\"_ _1\"></span>t eigen gebru<span class=\"_ _1\"></span>ik, bij </span></span></div>\n<div class=\"t m0 x1a0 h64 y9e9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>g van een oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e lease aan ee<span class=\"_ _0\"></span>n andere part<span class=\"_ _0\"></span>ij of aan</div>\n<div class=\"t m0 x1a0 h64 y9ea ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het einde van de<span class=\"_ _1\"></span> bouw of ontwikkeling<span class=\"_ _1\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y9eb ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11e\">Va<span class=\"_ _1\"></span>nuit vastgoedbele<span class=\"_ _1\"></span>ggingen b<span class=\"ws11d\">ij aan<span class=\"_ _1\"></span>vang van he<span class=\"_ _1\"></span>t eigen ge<span class=\"_ _1\"></span>bruik of </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9ec ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng van ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g met het oog o<span class=\"_ _0\"></span>p verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ed ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9ee ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r het result<span class=\"_ _0\"></span>aat van een bo<span class=\"_ _0\"></span>uwcontr<span class=\"_ _0\"></span>act op betrou<span class=\"_ _0\"></span>wbare wij<span class=\"_ _0\"></span>ze kan</div>\n<div class=\"t m0 x2c h64 y9ef ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gescha<span class=\"_ _1\"></span>t, worden de contra<span class=\"_ _1\"></span>ctopbrengsten en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kosten in verband<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9f0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met het b<span class=\"_ _1\"></span>ouwcontract <span class=\"_ _1\"></span>verantwoo<span class=\"lsed\">rd als bate<span class=\"_ _0\"></span>n, respe<span class=\"_ _0\"></span>ctievel<span class=\"_ _0\"></span>ijk last<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y9f1 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwijz<span class=\"_ _0\"></span>ing naar het<span class=\"_ _0\"></span> stadium v<span class=\"_ _0\"></span>an uitvoer<span class=\"_ _0\"></span>ing van de cont<span class=\"_ _0\"></span>ractac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>it op</div>\n<div class=\"t m0 x2c h64 y9f2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum. Wa<span class=\"_ _0\"></span>nneer het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk is dat de t<span class=\"_ _0\"></span>otale cont<span class=\"_ _0\"></span>ractkost<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y9f3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoger zul<span class=\"_ _0\"></span>len zijn dan d<span class=\"_ _0\"></span>e totale cont<span class=\"_ _0\"></span>racto<span class=\"_ _0\"></span>pbrengst<span class=\"_ _0\"></span>en wordt het<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> onmidde<span class=\"_ _0\"></span>llijk al<span class=\"_ _0\"></span>s last v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enrek<span class=\"_ _0\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 331px; height: 765px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c ya4b ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering op<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya4c ffc9 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik en<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4d ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Net als and<span class=\"_ _0\"></span>ere niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi\u00eble activa on<span class=\"_ _1\"></span>dergaat vastgoed v<span class=\"_ _1\"></span>oor eigen </span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardevermind<span class=\"_ _1\"></span>ering als <span class=\"_ _1\"></span>de boekwaarde<span class=\"_ _1\"></span> hoger is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan de rea<span class=\"_ _1\"></span>liseerbare wa<span class=\"_ _1\"></span>arde. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya50 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De realiseerb<span class=\"_ _1\"></span>are waarde <span class=\"_ _1\"></span>wordt bepaal<span class=\"_ _1\"></span>d als he<span class=\"_ _1\"></span>t hoogste b<span class=\"_ _1\"></span>edrag van</div>\n<div class=\"t m0 x2c h64 ya52 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hetzij: de r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verminderd met ve<span class=\"_ _1\"></span>rkoopkosten of de </span></span></div>\n<div class=\"t m0 x2c h64 ya53 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfswaarde<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde verminde<span class=\"_ _1\"></span>rd met verkoo<span class=\"_ _1\"></span>pkosten is<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g dat </span></span></div>\n<div class=\"t m0 x1a0 h64 ycd8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen worden<span class=\"_ _1\"></span> verkregen door de ve<span class=\"_ _1\"></span>rkoop van een actie<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x69 h64 yab7 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een ordel<span class=\"_ _0\"></span>ijke trans<span class=\"_ _0\"></span>actie tuss<span class=\"_ _0\"></span>en markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n (op basis v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x69 h64 yab8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarneembare<span class=\"_ _1\"></span> en ni<span class=\"lsed ws111\">et<span class=\"ls0 ws0\">-</span></span><span class=\"ws11e\">waarneemb<span class=\"_ _1\"></span>are marktgegevens<span class=\"_ _1\"></span>), na aftrek </span></div>\n<div class=\"t m0 x69 h64 yab9 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verk<span class=\"_ _0\"></span>oopkost<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 yaba ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">De bedrijfswaa<span class=\"_ _0\"></span>rde is de cont<span class=\"_ _0\"></span>ante waa<span class=\"_ _0\"></span>rde van gesch<span class=\"_ _0\"></span>atte </span></span></div>\n<div class=\"t m0 x69 h64 yabb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> kasstromen waarvan<span class=\"_ _1\"></span> verwacht wordt dat<span class=\"_ _1\"></span> ze zullen</div>\n<div class=\"t m0 x69 h64 yabc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortvl<span class=\"_ _0\"></span>oeien uit het<span class=\"_ _0\"></span> voortgez<span class=\"_ _0\"></span>ette gebr<span class=\"_ _0\"></span>uik van een act<span class=\"_ _0\"></span>ief en uit de</div>\n<div class=\"t m0 x69 h64 yabd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervreemding<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an dat acti<span class=\"_ _0\"></span>ef aan het ein<span class=\"_ _0\"></span>de van de geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur, </span></div>\n<div class=\"t m0 x69 h64 yabe ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zonder aftre<span class=\"_ _1\"></span>k van ove<span class=\"_ _1\"></span>rdrachtsbelastin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabf ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycd9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aan het e<span class=\"_ _1\"></span>inde van iede<span class=\"_ _1\"></span>re verslagp<span class=\"_ _1\"></span>eriode beoorde<span class=\"_ _1\"></span>elt Ageas<span class=\"_ _1\"></span> of er</div>\n<div class=\"t m0 x1d h64 ycda ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>eve aanwi<span class=\"_ _0\"></span>jzinge<span class=\"_ _0\"></span>n bestaan dat<span class=\"_ _0\"></span> het actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 ycdb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Hierb<span class=\"ws11d\">ij word<span class=\"_ _1\"></span>t rekening <span class=\"_ _1\"></span>gehouden </span></div>\n<div class=\"t m0 x1d h64 ycdc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met diver<span class=\"_ _1\"></span>se informatieb<span class=\"_ _1\"></span>ronnen, zowel <span class=\"_ _1\"></span>extern (bij<span class=\"_ _1\"></span>voorbeeld bel<span class=\"_ _1\"></span>angrijke</div>\n<div class=\"t m0 x1d h64 ycdd ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in het econ<span class=\"_ _1\"></span>omische kli<span class=\"_ _1\"></span>maat) als i<span class=\"_ _1\"></span>ntern (bij<span class=\"_ _1\"></span>voorbeeld</div>\n<div class=\"t m0 x1d h64 ycde ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desinvestering<span class=\"_ _1\"></span>splannen). I<span class=\"_ _1\"></span>ndien dergeli<span class=\"_ _1\"></span>jke aanwijzingen <span class=\"_ _1\"></span>bestaan (<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1d h64 ycdf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end dan), v<span class=\"_ _0\"></span>erlaagt<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Ageas de boekwaarde <span class=\"_ _1\"></span>van het ac<span class=\"_ _1\"></span>tief naar de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yce0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geschatte re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde en het <span class=\"_ _1\"></span>bedrag v<span class=\"_ _1\"></span>an de verande<span class=\"_ _1\"></span>ring in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce1 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lopende jaar wo<span class=\"_ _1\"></span>rdt verwerkt in de re<span class=\"_ _1\"></span>sultatenreken<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce3 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na opname<span class=\"_ _1\"></span> van een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yce4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving vo<span class=\"_ _0\"></span>or toek<span class=\"_ _0\"></span>omstige<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">perioden gecorrigeerd voor<span class=\"_ _1\"></span> de herziene </span></span></div>\n<div class=\"t m0 x1d h64 yce5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde onder v<span class=\"_ _0\"></span>erminde<span class=\"_ _0\"></span>ring van de res<span class=\"_ _0\"></span>twaar<span class=\"_ _0\"></span>de over de rest<span class=\"_ _0\"></span>erende</div>\n<div class=\"t m0 x1d h64 yce6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiksduur<span class=\"_ _1\"></span> van het a<span class=\"_ _1\"></span>ctief. Voor<span class=\"_ _1\"></span> vastgoed <span class=\"_ _1\"></span>wordt de ge<span class=\"_ _1\"></span>bruiksduur <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 yce7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">elk belang<span class=\"_ _1\"></span>rijk onderdeel<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span> bepaald en <span class=\"_ _1\"></span>aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar herbe<span class=\"ws113\">oordee<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yce9 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode h<span class=\"_ _0\"></span>et bedrag v<span class=\"_ _0\"></span>an de bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x1d h64 yceb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen op nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">finan<span class=\"_ _1\"></span>ci\u00eble activa, uitgez<span class=\"_ _1\"></span>onderd dalingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ycec ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in de goodwill,<span class=\"_ _1\"></span> daalt als gevolg van<span class=\"_ _1\"></span> een gebeurteni<span class=\"_ _1\"></span>s die zich voordoet<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yced ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na de waard<span class=\"_ _0\"></span>evermi<span class=\"_ _0\"></span>ndering,<span class=\"_ _0\"></span> valt de eerde<span class=\"_ _0\"></span>r opg<span class=\"lsef ws113\">enomen </span></div>\n<div class=\"t m0 x1d h64 ycee ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g vrij in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Deze verhoogde</div>\n<div class=\"t m0 x1d h64 ycef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde ma<span class=\"_ _0\"></span>g niet hoge<span class=\"_ _0\"></span>r zijn dan de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e die zou zijn be<span class=\"_ _0\"></span>paald, na</div>\n<div class=\"t m0 x1d h64 ycf0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afschrijvinge<span class=\"_ _1\"></span>n, als in voorgaand<span class=\"_ _1\"></span>e jaren geen bi<span class=\"_ _1\"></span>jzondere</div>\n<div class=\"t m0 x1d h64 ycf1 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering voo<span class=\"_ _0\"></span>r het ac<span class=\"_ _0\"></span>tief was <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351.997px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 161px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 166px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 518px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 352px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h6c yad8 ffc9 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingskosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en over het<span class=\"_ _0\"></span> algemeen a<span class=\"_ _0\"></span>ls last ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd in</div>\n<div class=\"t m0 x1d h64 yada ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de perio<span class=\"_ _0\"></span>de waarin ze zij<span class=\"_ _0\"></span>n gemaakt<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten die rec<span class=\"_ _0\"></span>htstre<span class=\"_ _0\"></span>eks toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de</div>\n<div class=\"t m0 x1d h64 yadd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerving of bouw<span class=\"_ _1\"></span> van een actief wo<span class=\"_ _1\"></span>rden, terwijl het<span class=\"_ _1\"></span> actief in opbouw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yade ffc7 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">is, ge<span class=\"lsed ws112\">activeer<span class=\"_ _0\"></span>d als onderd<span class=\"_ _0\"></span>eel van de kost<span class=\"_ _0\"></span>en van dat ac<span class=\"_ _0\"></span>tief. De act<span class=\"_ _0\"></span>ivering </span></div>\n<div class=\"t m0 x1d h64 yadf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van finan<span class=\"_ _0\"></span>cierings<span class=\"_ _0\"></span>kosten d<span class=\"_ _0\"></span>ient in te gaan w<span class=\"_ _0\"></span>anneer: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae0 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Uitgaven voor het ac<span class=\"_ _0\"></span>tief en fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskost<span class=\"_ _0\"></span>en worden ge<span class=\"_ _0\"></span>daan<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yae1 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Werkzaamhede<span class=\"_ _0\"></span>n die nodi<span class=\"_ _0\"></span>g zijn om het act<span class=\"_ _0\"></span>ief klaar t<span class=\"_ _0\"></span>e maken voor </span></span></div>\n<div class=\"t m0 x69 h64 yae2 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het bedo<span class=\"_ _0\"></span>elde geb<span class=\"_ _0\"></span>ruik of <span class=\"_ _0\"></span>de verko<span class=\"_ _0\"></span>op ervan <span class=\"_ _0\"></span>in gan<span class=\"_ _0\"></span>g zijn gez<span class=\"_ _0\"></span>et. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae3 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae4 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het activeren van<span class=\"_ _1\"></span> financierings<span class=\"_ _1\"></span>kosten wordt be\u00ebindigd<span class=\"_ _1\"></span> wanneer het</div>\n<div class=\"t m0 x1d h64 yae5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarbi<span class=\"_ _0\"></span>j behorend a<span class=\"_ _0\"></span>ctief in mat<span class=\"_ _0\"></span>eri\u00eble zi<span class=\"_ _0\"></span>n gereed is; het<span class=\"_ _0\"></span>zij voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 yae6 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hetzij v<span class=\"_ _0\"></span>oor gebr<span class=\"_ _0\"></span>uik. In<span class=\"_ _0\"></span>dien de v<span class=\"_ _0\"></span>ervaar<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>oor lang<span class=\"_ _0\"></span>ere tijd <span class=\"lsef ws113\">wordt </span></div>\n<div class=\"t m0 x1d h64 yae7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderbroken<span class=\"_ _1\"></span>, wordt eveneen<span class=\"_ _1\"></span>s de rente<span class=\"_ _1\"></span>toerekening ui<span class=\"_ _1\"></span>tgesteld. <span class=\"_ _1\"></span>Indien de</div>\n<div class=\"t m0 x1d h64 yae8 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervaar<span class=\"_ _0\"></span>diging i<span class=\"_ _0\"></span>n fasen p<span class=\"_ _0\"></span>laatsvi<span class=\"_ _0\"></span>ndt en elk<span class=\"_ _0\"></span>e afzo<span class=\"_ _0\"></span>nderlijke f<span class=\"_ _0\"></span>ase bes<span class=\"_ _0\"></span>chouwd</div>\n<div class=\"t m0 x1d h64 yae9 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kan worden als<span class=\"_ _1\"></span> een afzonderlijk ac<span class=\"_ _1\"></span>tief, wordt de<span class=\"_ _1\"></span> toerekening van rent<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan desbet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>d actief be\u00eb<span class=\"_ _0\"></span>indigd in<span class=\"_ _0\"></span><span class=\"ws11d\">dien het <span class=\"_ _0\"></span>actief i<span class=\"_ _0\"></span>n mater<span class=\"_ _0\"></span>i\u00eble zin </span></div>\n<div class=\"t m0 x1d h64 yaeb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereed is<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaed ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor een len<span class=\"_ _0\"></span>ing die met e<span class=\"_ _0\"></span>en bepaald<span class=\"_ _0\"></span> actief sam<span class=\"_ _0\"></span>enhangt<span class=\"_ _0\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yaee ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet o<span class=\"_ _0\"></span>p die le<span class=\"_ _0\"></span>ning toe<span class=\"_ _0\"></span>gepast. I<span class=\"_ _0\"></span>n ander<span class=\"_ _0\"></span>e gevalle<span class=\"_ _0\"></span>n wordt</div>\n<div class=\"t m0 x1d h64 yaef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een gewo<span class=\"_ _0\"></span>gen gemidd<span class=\"_ _0\"></span>eld betaa<span class=\"_ _0\"></span>lde rent<span class=\"_ _0\"></span>evoet toe<span class=\"_ _0\"></span>gepast. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 371px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 376px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor kwalificer<span class=\"_ _1\"></span>ende activa waarvan<span class=\"_ _1\"></span> de aanvangsdatu<span class=\"_ _1\"></span>m op of voor</div>\n<div class=\"t m0 x2c h64 y8a6 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"lsed ws112\">januari 2008 valt<span class=\"_ _0\"></span>, geldt dat d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ieringsk<span class=\"_ _0\"></span>osten die r<span class=\"_ _0\"></span>echtst<span class=\"_ _0\"></span>reeks </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of b<span class=\"_ _0\"></span>ouw van e<span class=\"_ _0\"></span>en kwalifi<span class=\"_ _0\"></span>cerend</div>\n<div class=\"t m0 x2c h64 y8a8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief (ee<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">actief waarvoor<span class=\"_ _1\"></span> gedurende langere<span class=\"_ _1\"></span> tijd werkzaamheden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig waren<span class=\"_ _1\"></span> om het ac<span class=\"_ _1\"></span>tief klaar <span class=\"_ _1\"></span>te maken <span class=\"_ _1\"></span>voor het bedoe<span class=\"_ _1\"></span>lde gebrui<span class=\"_ _1\"></span>k of</div>\n<div class=\"t m0 x2c h64 y8aa ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de verko<span class=\"_ _0\"></span>op erva<span class=\"_ _0\"></span>n) als last<span class=\"_ _0\"></span> worden v<span class=\"_ _0\"></span>erant<span class=\"_ _0\"></span>woord in <span class=\"_ _0\"></span>de period<span class=\"_ _0\"></span>e waari<span class=\"_ _0\"></span>n ze</div>\n<div class=\"t m0 x2c h64 y8ab ffcc fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">zijn gemaakt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 105px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 110px; width: 344px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd83 ffcc fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Goodwill en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>immateri\u00eble a<span class=\"_ _1\"></span>ctiva</span> </span></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c yd84 ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd85 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t actief is e<span class=\"_ _0\"></span>en identif<span class=\"_ _0\"></span>iceer<span class=\"_ _0\"></span>baar niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">monetair actief </span></span></div>\n<div class=\"t m0 x2c h64 yd86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en wordt uit<span class=\"_ _0\"></span>sluite<span class=\"_ _0\"></span>nd verantw<span class=\"_ _0\"></span>oord als het<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x2c h64 yd87 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en oplev<span class=\"_ _0\"></span>ert en de k<span class=\"_ _0\"></span>ostpri<span class=\"_ _0\"></span>js van he<span class=\"_ _0\"></span>t actief<span class=\"_ _0\"></span> betrou<span class=\"_ _0\"></span>wbaar k<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 yd88 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd89 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd8a ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble vast<span class=\"_ _0\"></span><span class=\"lsef\">e activa worden<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>balans verant<span class=\"_ _1\"></span>woord tegen </span></div>\n<div class=\"t m0 x2c h64 yd8b ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js, vermin<span class=\"_ _0\"></span>derd met ev<span class=\"_ _0\"></span>entuel<span class=\"_ _0\"></span>e geaccum<span class=\"_ _0\"></span>uleerde af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 yd8c ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x2c h64 yd8d ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De restwa<span class=\"_ _0\"></span>arde en de gesc<span class=\"_ _0\"></span>hatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur van imm<span class=\"_ _0\"></span>ateri\u00ebl<span class=\"_ _0\"></span>e vaste</div>\n<div class=\"t m0 x2c h64 y930 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa wor<span class=\"_ _0\"></span>d<span class=\"lsef ws11d\">en op elke <span class=\"_ _1\"></span>balansdatum op<span class=\"_ _1\"></span>nieuw bekeken<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y931 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y932 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Immateri\u00eble a<span class=\"_ _1\"></span>ctiva me<span class=\"_ _1\"></span>t een bepaal<span class=\"_ _1\"></span>de levensduur <span class=\"_ _1\"></span>worden lineai<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y933 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r hun gesch<span class=\"_ _0\"></span>atte geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur. Op immat<span class=\"_ _0\"></span>eri\u00eble v<span class=\"_ _0\"></span>aste</div>\n<div class=\"t m0 x2c h64 y934 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa met<span class=\"_ _1\"></span> een onbepaa<span class=\"_ _1\"></span>lde gebruik<span class=\"_ _1\"></span>sduur zoals <span class=\"_ _1\"></span>goodwill word<span class=\"_ _1\"></span>t niet</div>\n<div class=\"t m0 x2c h64 y935 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgeschreven<span class=\"_ _1\"></span>, maar de<span class=\"ws11d\">ze worden<span class=\"_ _1\"></span> minstens eenm<span class=\"_ _1\"></span>aal per j<span class=\"_ _1\"></span>aar getoetst<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y936 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>dering.<span class=\"_ _0\"></span> Ge\u00efdentif<span class=\"_ _0\"></span>iceerde ev<span class=\"_ _0\"></span>entu<span class=\"_ _0\"></span>ele bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x2c h64 y937 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n worden in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h64 y938 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Value of Bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (V<span class=\"_ _0\"></span>OBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOB<span class=\"ws11d\">A) vert<span class=\"_ _0\"></span>egenw<span class=\"_ _0\"></span>oordigt <span class=\"_ _0\"></span>het vers<span class=\"_ _0\"></span>chil </span></div>\n<div class=\"t m0 x2c h64 ya7f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussen de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> bij acqui<span class=\"_ _1\"></span>sitie gewaardeerd<span class=\"_ _1\"></span> op bas<span class=\"_ _1\"></span>is van de</div>\n<div class=\"t m0 x2c h64 ya80 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsgrond<span class=\"_ _1\"></span>slagen van<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>de boekwaarde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 ya81 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en beleggin<span class=\"_ _1\"></span>gscontracten, v<span class=\"_ _1\"></span>erworven in </span></span></div>\n<div class=\"t m0 x2c h64 ya82 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het kad<span class=\"_ _0\"></span>er van ee<span class=\"_ _0\"></span>n acquis<span class=\"_ _0\"></span>itie v<span class=\"ws112\">a<span class=\"_ _0\"></span>n een busines<span class=\"_ _0\"></span>s of een port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya83 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya84 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">VOBA wordt<span class=\"_ _0\"></span> verantw<span class=\"_ _0\"></span>oord als im<span class=\"_ _0\"></span>materiee<span class=\"_ _0\"></span>l actief en af<span class=\"_ _0\"></span>geschre<span class=\"_ _0\"></span>ven over</div>\n<div class=\"t m0 x2c h64 ya85 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verwach<span class=\"_ _1\"></span>te periode<span class=\"_ _1\"></span> van de opbr<span class=\"_ _1\"></span>engsten van<span class=\"_ _1\"></span> de verworven<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille. Op e<span class=\"_ _0\"></span>lke versla<span class=\"_ _0\"></span>gdatum m<span class=\"_ _0\"></span>aakt VOB<span class=\"_ _0\"></span>A deel uit van de</div>\n<div class=\"t m0 x2c h64 ya87 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets voor verpl<span class=\"_ _1\"></span>i<span class=\"lsed ws112\">chting<span class=\"_ _0\"></span>en om te beoor<span class=\"_ _0\"></span>delen of de </span></div>\n<div class=\"t m0 x2c h64 ya88 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeien uit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 ya89 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten to<span class=\"_ _0\"></span>ereike<span class=\"_ _0\"></span>nd zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd8e ffce fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Intern <span class=\"_ _0\"></span>gegener<span class=\"_ _0\"></span>eerde imm<span class=\"_ _0\"></span>ateri<span class=\"_ _0\"></span>\u00eble vaste a<span class=\"_ _0\"></span>ctiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Intern gegen<span class=\"_ _1\"></span>ereerde imma<span class=\"_ _1\"></span>teri\u00eble vas<span class=\"_ _1\"></span>te activa worde<span class=\"_ _1\"></span>n geactiveerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd90 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer Agea<span class=\"_ _1\"></span>s alle na<span class=\"_ _1\"></span>vol<span class=\"lsed ws112\">gende pu<span class=\"_ _0\"></span>nten kan aant<span class=\"_ _0\"></span>onen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">De <span class=\"_ _1\"></span>techni<span class=\"_ _0\"></span>sche uitv<span class=\"_ _0\"></span>oerbaa<span class=\"_ _0\"></span>rheid om he<span class=\"_ _0\"></span>t immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief te </span></span></div>\n<div class=\"t m0 x1a0 h64 yd92 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voltooien, zod<span class=\"_ _1\"></span>at het beschikbaar<span class=\"_ _1\"></span> zal zijn voor gebrui<span class=\"_ _1\"></span>k of verkoop;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd93 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws11d\">De intentie het<span class=\"_ _0\"></span> immate<span class=\"_ _0\"></span>rieel vas<span class=\"_ _0\"></span>t acti<span class=\"_ _0\"></span>ef te volt<span class=\"_ _0\"></span>ooien e<span class=\"_ _0\"></span>n te gebru<span class=\"_ _0\"></span>iken </span></span></div>\n<div class=\"t m0 x1a0 h64 yd94 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of te verk<span class=\"_ _0\"></span>open;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd95 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen <span class=\"ws11d\">om <span class=\"_ _0\"></span>het immat<span class=\"_ _0\"></span>erieel v<span class=\"_ _0\"></span>ast act<span class=\"_ _0\"></span>ief te ge<span class=\"_ _0\"></span>bruiken <span class=\"_ _0\"></span>of te </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd96 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkopen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd97 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Hoe het immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief waars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige </span></span></div>\n<div class=\"t m0 x1a0 h64 yd98 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische <span class=\"_ _1\"></span>voordelen zal<span class=\"_ _1\"></span> genereren;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd99 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e beschikbaa<span class=\"_ _1\"></span>rheid van<span class=\"_ _1\"></span> adequate techni<span class=\"_ _1\"></span>sche, finan<span class=\"_ _1\"></span>ci\u00eble en and<span class=\"_ _1\"></span>ere </span></span></div>\n<div class=\"t m0 x1a0 h64 yd9a ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen om de ontw<span class=\"_ _1\"></span>ikkeling te vol<span class=\"_ _1\"></span><span class=\"lsed ws112\">tooie<span class=\"_ _0\"></span>n en het immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x1a0 h64 yd9b ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief t<span class=\"_ _0\"></span>e gebruik<span class=\"_ _0\"></span>en of t<span class=\"_ _0\"></span>e verkop<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yd9c ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen om de u<span class=\"_ _0\"></span>itgaven di<span class=\"_ _0\"></span>e aan het imm<span class=\"_ _0\"></span>ateriee<span class=\"_ _0\"></span>l vast actief </span></span></div>\n<div class=\"t m0 x69 h64 yd9d ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden to<span class=\"_ _1\"></span>egerekend tijden<span class=\"_ _1\"></span>s zijn ontwikkelin<span class=\"_ _1\"></span>g betrouwbaar</div>\n<div class=\"t m0 x69 h64 yd9e ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te waarderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9f ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yda0 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alleen im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste acti<span class=\"_ _0\"></span>va die door o<span class=\"_ _0\"></span>n<span class=\"lsef ws11d\">twikkeling on<span class=\"_ _1\"></span>tstaan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yda1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geactiveerd.<span class=\"_ _1\"></span> Alle andere <span class=\"_ _1\"></span>intern gegene<span class=\"_ _1\"></span>reerde imma<span class=\"_ _1\"></span>teri\u00eble activa<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x1d h64 yda2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet geact<span class=\"_ _0\"></span>iveerd e<span class=\"_ _0\"></span>n de uitgave<span class=\"_ _0\"></span>n worden we<span class=\"_ _0\"></span>ergegev<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 yda3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening in he<span class=\"_ _1\"></span>t jaar wa<span class=\"_ _1\"></span>arin de ui<span class=\"_ _1\"></span>tgaven zich <span class=\"_ _1\"></span>voordoen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yda4 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yda5 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Softwa<span class=\"_ _0\"></span>re voor d<span class=\"_ _0\"></span>e compute<span class=\"_ _0\"></span>r, <span class=\"ws112\">die niet<span class=\"_ _0\"></span> zonder s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e softwa<span class=\"_ _0\"></span>re werkt, </span></div>\n<div class=\"t m0 x1d h64 yda6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals het<span class=\"_ _1\"></span> besturingssys<span class=\"_ _1\"></span>teem, vormt<span class=\"_ _1\"></span> een integraal<span class=\"_ _1\"></span> onderdeel<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x1d h64 yda7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende har<span class=\"_ _0\"></span>dware en wordt<span class=\"_ _0\"></span> behande<span class=\"_ _0\"></span>ld als mate<span class=\"_ _0\"></span>ri\u00eble vast<span class=\"_ _0\"></span>e activa.</div>\n<div class=\"t m0 x1d h64 yda8 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>software geen<span class=\"_ _1\"></span> integraal o<span class=\"_ _1\"></span>nderdeel van<span class=\"_ _1\"></span> de betreffe<span class=\"_ _1\"></span>nde</div>\n<div class=\"t m0 x1d h64 yda9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hardware ui<span class=\"_ _1\"></span>tmaa<span class=\"lsed ws112\">kt, worden d<span class=\"_ _0\"></span>e kosten die z<span class=\"_ _0\"></span>ijn gemaak<span class=\"_ _0\"></span>t tijdens d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ydaa ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsf<span class=\"_ _0\"></span>ase en waarv<span class=\"_ _0\"></span>oor Agea<span class=\"_ _0\"></span>s kan aanto<span class=\"_ _0\"></span>nen dat aan al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 ydab ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hierbov<span class=\"_ _0\"></span>en verm<span class=\"_ _0\"></span>elde crit<span class=\"_ _0\"></span>eria vol<span class=\"_ _0\"></span>daan is<span class=\"_ _0\"></span>, geactiv<span class=\"_ _0\"></span>eerd al<span class=\"_ _0\"></span>s immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydac ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste acti<span class=\"_ _0\"></span>va en lineai<span class=\"_ _0\"></span>r afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de geschat<span class=\"_ _0\"></span>te gebrui<span class=\"_ _0\"></span>ksduur.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ydad ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Over het<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">algemeen wo<span class=\"_ _0\"></span>rdt der<span class=\"_ _0\"></span>gelijke s<span class=\"_ _0\"></span>oftware <span class=\"_ _0\"></span>afgesc<span class=\"_ _0\"></span>hreven ov<span class=\"_ _0\"></span>er </span></span></div>\n<div class=\"t m0 x1d h64 ydae ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maximaal 5<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c ydaf ffce fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Overige immateri\u00eb<span class=\"_ _1\"></span>le activa met bepa<span class=\"_ _1\"></span>alde gebruiksduu<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb0 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a met be<span class=\"_ _0\"></span>paalde g<span class=\"_ _0\"></span>ebruiks<span class=\"_ _0\"></span>duur, z<span class=\"_ _0\"></span>oals</div>\n<div class=\"t m0 x1d h64 ydb1 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ies, hand<span class=\"_ _0\"></span>elsmerk<span class=\"_ _0\"></span>en en licen<span class=\"_ _0\"></span>ties worde<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">doorgaans </span></div>\n<div class=\"t m0 x1d h64 ydb2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair ov<span class=\"_ _0\"></span>er hun ges<span class=\"_ _0\"></span>chatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur afgesc<span class=\"_ _0\"></span>hreven.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydb3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vaste activ<span class=\"_ _1\"></span>a met bepaalde<span class=\"_ _1\"></span> gebruiksdu<span class=\"_ _1\"></span>ur worden op<span class=\"_ _1\"></span> elke ver<span class=\"_ _1\"></span>slagdatum</div>\n<div class=\"t m0 x1d h64 ydb4 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">getoetst op<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb5 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb6 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Parkeerconce<span class=\"_ _1\"></span>ssies worden opgen<span class=\"_ _1\"></span>omen als immateri\u00eble<span class=\"_ _1\"></span> vaste activa als<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht heeft<span class=\"_ _0\"></span> het gebrui<span class=\"_ _0\"></span>k van de conces<span class=\"_ _0\"></span>sie<span class=\"ls0 ws0\">-</span>infra<span class=\"_ _0\"></span>structuu<span class=\"_ _0\"></span>r in</div>\n<div class=\"t m0 x1d h64 ydb8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rekenin<span class=\"_ _0\"></span>g te brenge<span class=\"_ _0\"></span>n. De ontvan<span class=\"_ _0\"></span>gen immat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden bi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 ydb9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste opnam<span class=\"_ _1\"></span>e gewaardeerd<span class=\"_ _1\"></span> op de re<span class=\"_ _1\"></span>\u00eble waarde, a<span class=\"_ _1\"></span>ls prijs v<span class=\"_ _1\"></span>oor de</div>\n<div class=\"t m0 x1d h64 ydba ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bouw<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">of modernise<span class=\"_ _1\"></span>ringsdiensten i<span class=\"_ _1\"></span>n een ser<span class=\"_ _1\"></span>viceconces<span class=\"ls107 ws13e\">sie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ydbb ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomst<span class=\"_ _1\"></span>. De toepassel<span class=\"_ _1\"></span>ijke re\u00eble <span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> bepaald me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydbc ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwijzing<span class=\"_ _1\"></span> naar de re\u00ebl<span class=\"_ _1\"></span>e waarde v<span class=\"_ _1\"></span>an de gelev<span class=\"_ _1\"></span>erde bouw<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 ydbd ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modern<span class=\"_ _0\"></span>iserings<span class=\"_ _0\"></span>diensten.<span class=\"_ _0\"></span> Na de eerst<span class=\"_ _0\"></span>e opname wo<span class=\"_ _0\"></span>rden de</div>\n<div class=\"t m0 x1d h64 ydbe ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies verantwoord tegen<span class=\"_ _1\"></span> kostprijs, verm<span class=\"_ _1\"></span>inderd met</div>\n<div class=\"t m0 x1d h64 ydbf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele geacc<span class=\"_ _0\"></span>umuleer<span class=\"_ _0\"></span>de afschr<span class=\"_ _0\"></span>ijvinge<span class=\"_ _0\"></span>n en eventue<span class=\"_ _0\"></span>le geaccu<span class=\"_ _0\"></span>muleer<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ydc0 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. De gescha<span class=\"_ _1\"></span>tte gebruik<span class=\"_ _1\"></span>sduur</div>\n<div class=\"t m0 x1d h64 ydc1 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>mmateri<span class=\"_ _0\"></span>eel vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>binnen ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ydc2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ieovere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span> is de period<span class=\"_ _0\"></span>e die begint op h<span class=\"_ _0\"></span>et moment</div>\n<div class=\"t m0 x1d h64 ydc3 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat Ageas het<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span> van <span class=\"lsef ws11e\">de concessie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">infrast<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r in reke<span class=\"_ _0\"></span>ning kan </span></div>\n<div class=\"t m0 x1d h64 ydc4 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen,<span class=\"_ _0\"></span> tot het eind<span class=\"_ _0\"></span>e van de conc<span class=\"_ _0\"></span>essiepe<span class=\"_ _0\"></span>riode. De op de</div>\n<div class=\"t m0 x1d h64 ydc5 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies toegepas<span class=\"_ _1\"></span>te principes <span class=\"_ _1\"></span>voor bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x1d h64 ydc6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zijn d<span class=\"_ _1\"></span>ezelfde als d<span class=\"_ _1\"></span>ie voor v<span class=\"_ _1\"></span>astgoedbeleggin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 ydc7 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 382px; width: 356.997px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 718px; width: 356.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 750px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ydc8 ffcc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydc9 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwil<span class=\"ws11e\">l van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s na 1 januari 2010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ydca ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij eerste opnam<span class=\"_ _1\"></span>e wordt goodwill<span class=\"_ _1\"></span> gewaardeerd tegen kost<span class=\"_ _1\"></span>prijs, zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydcb ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het pos<span class=\"_ _0\"></span>itieve ve<span class=\"_ _0\"></span>rschil t<span class=\"_ _0\"></span>ussen d<span class=\"_ _0\"></span>e re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de verk<span class=\"_ _0\"></span>rijgings<span class=\"_ _0\"></span>prijs e<span class=\"_ _0\"></span>n: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydcc ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">H<span class=\"_ _1\"></span>et deel <span class=\"_ _1\"></span>van Ageas in <span class=\"_ _1\"></span>de re\u00eble<span class=\"_ _1\"></span> waarde van de<span class=\"_ _1\"></span> identificee<span class=\"_ _1\"></span>rbare </span></span></div>\n<div class=\"t m0 x69 h64 ydcd ffcc fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">acti<span class=\"_ _1\"></span>v<span class=\"lsef ws11d\">a en <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en </span> </span></span></div>\n<div class=\"t m0 x1d h64 ydce ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van en<span class=\"_ _1\"></span>ig eerder aang<span class=\"_ _1\"></span>ehouden bela<span class=\"_ _1\"></span>ng in de </span></span></div>\n<div class=\"t m0 x69 h64 ydcf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd0 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opnamen, w<span class=\"_ _1\"></span>ordt goodwil<span class=\"_ _1\"></span>l gewaardeerd<span class=\"_ _1\"></span> tegen kos<span class=\"_ _1\"></span>tprijs</div>\n<div class=\"t m0 x1d h64 ydd2 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minus even<span class=\"_ _1\"></span>tuele geaccumuleer<span class=\"_ _1\"></span>de bijzondere<span class=\"_ _1\"></span> waardeverm<span class=\"_ _1\"></span>inderingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 177px; width: 357px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 182px; width: 357px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 357px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 786px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 173px; height: 933px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 173px; height: 933px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 173px; height: 933px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ffd3 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Goodwill van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s v\u00f3\u00f3r 1 januari<span class=\"_ _1\"></span> 2010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ten opzichte va<span class=\"_ _1\"></span>n het hierboven gem<span class=\"_ _1\"></span>elde, gelden de vol<span class=\"_ _1\"></span>gende</div>\n<div class=\"t m0 x2c h64 y8a7 ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Be<span class=\"_ _1\"></span>dri<span class=\"ws11d\">jfscombinat<span class=\"_ _1\"></span>ies werden v<span class=\"_ _1\"></span>erantwoord op <span class=\"_ _1\"></span>basis van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zogenaamde <span class=\"_ _1\"></span>\u2018purchase method<span class=\"_ _1\"></span>\u2019. Direct aa<span class=\"_ _1\"></span>n de overna<span class=\"_ _1\"></span>me</div>\n<div class=\"t m0 x1a0 h64 y8aa ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekoste<span class=\"_ _0\"></span>n maakten <span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>deel uit v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1a0 h64 y8ab ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkrijgingspr<span class=\"_ _1\"></span>ijs. Een<span class=\"_ _1\"></span> eventueel mi<span class=\"_ _1\"></span>nderheidsbelan<span class=\"_ _1\"></span>g werd</div>\n<div class=\"t m0 x1a0 h64 y8ac ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> het proportionele a<span class=\"_ _1\"></span>andeel in de re\u00eb<span class=\"_ _1\"></span>le waarde</div>\n<div class=\"t m0 x1a0 h64 y8ad ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>dentificeerbare<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ae ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">In geval van een stap<span class=\"_ _0\"></span>sgewijz<span class=\"_ _0\"></span>e overname w<span class=\"_ _0\"></span>erd elke 'st<span class=\"_ _0\"></span>ap' </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k verwerkt. El<span class=\"_ _1\"></span>k nieuw <span class=\"_ _1\"></span>verkregen belang<span class=\"_ _1\"></span> had geen<span class=\"_ _1\"></span> effect</div>\n<div class=\"t m0 x1a0 h64 y8b1 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op eerde<span class=\"_ _0\"></span>r verwerk<span class=\"_ _0\"></span>te go<span class=\"_ _0\"></span>odwill.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b2 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Vo<span class=\"_ _1\"></span>o<span class=\"ws11e\">rwaardelijke ver<span class=\"_ _1\"></span>goedingen werden u<span class=\"_ _1\"></span>itsluitend en allee<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als Ageas een<span class=\"_ _1\"></span> verplich<span class=\"_ _1\"></span>ting had en er<span class=\"_ _1\"></span> waarschi<span class=\"_ _1\"></span>jnlijk</div>\n<div class=\"t m0 x1a0 h64 y8b4 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische u<span class=\"_ _1\"></span>itstroom g<span class=\"_ _1\"></span>ing plaatsvind<span class=\"_ _1\"></span>en, waarvan <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8b5 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betrouwbare <span class=\"_ _1\"></span>schatting kon<span class=\"_ _1\"></span> worden gem<span class=\"_ _1\"></span>aakt. Latere<span class=\"_ _1\"></span> aanpassinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de vo<span class=\"_ _1\"></span>orwaardelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>vergoeding had<span class=\"_ _1\"></span>den effect<span class=\"_ _1\"></span> op de good<span class=\"_ _1\"></span>will.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y991 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Goodwi<span class=\"_ _0\"></span>ll is een immat<span class=\"_ _0\"></span>erieel vast<span class=\"_ _0\"></span> actief met<span class=\"_ _0\"></span> een onbep<span class=\"_ _0\"></span>aalde lev<span class=\"_ _0\"></span>ensduur</div>\n<div class=\"t m0 x2c h64 y993 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en, net als all<span class=\"_ _0\"></span>e andere im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste act<span class=\"_ _0\"></span>iva met onb<span class=\"_ _0\"></span>epaalde</div>\n<div class=\"t m0 x2c h64 y994 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur, w<span class=\"_ _1\"></span>ordt de boe<span class=\"_ _1\"></span>kwaarde van <span class=\"_ _1\"></span>d<span class=\"lsed ws112\">eze immat<span class=\"_ _0\"></span>eri\u00eble<span class=\"_ _0\"></span> vaste activa </span></div>\n<div class=\"t m0 x2c h64 y995 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarlijks beoo<span class=\"_ _1\"></span>rdeeld, of frequen<span class=\"_ _1\"></span>ter, als gebeurteni<span class=\"_ _1\"></span>ssen of verande<span class=\"_ _1\"></span>ringen</div>\n<div class=\"t m0 x2c h64 y996 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van omstandig<span class=\"_ _1\"></span>heden aange<span class=\"_ _1\"></span>ven dat een<span class=\"_ _1\"></span> dergelijke <span class=\"_ _1\"></span>boekwaarde n<span class=\"_ _1\"></span>iet</div>\n<div class=\"t m0 x2c h64 y997 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">realiseerbaar<span class=\"_ _1\"></span> is. In d<span class=\"_ _1\"></span>at geval<span class=\"_ _1\"></span> wordt de real<span class=\"_ _1\"></span>iseerbare wa<span class=\"_ _1\"></span>arde bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>kasstroomgenerere<span class=\"_ _1\"></span>nde eenheid w<span class=\"_ _1\"></span>aaraan goodwil<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x2c h64 y999 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegerekend. <span class=\"_ _1\"></span>Deze waarde<span class=\"_ _1\"></span> wordt dan v<span class=\"_ _1\"></span>ergeleken m<span class=\"_ _1\"></span>et de boe<span class=\"_ _1\"></span>kwaarde</div>\n<div class=\"t m0 x2c h64 yc13 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>kasstroomgenereren<span class=\"_ _1\"></span>de eenheid <span class=\"_ _1\"></span>en als <span class=\"_ _1\"></span>de realiseerbar<span class=\"_ _1\"></span>e waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc14 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lager is<span class=\"_ _1\"></span> dan de boek<span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> een bijzo<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 yc15 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverlies <span class=\"_ _1\"></span>verantwoord. Bi<span class=\"_ _1\"></span>j<span class=\"ws11e\">zondere waarde<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yc16 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verminderings<span class=\"_ _1\"></span><span class=\"ws11e\">verliezen worden<span class=\"_ _1\"></span> onmiddellijk veran<span class=\"_ _1\"></span>twoord in de </span></div>\n<div class=\"t m0 x2c h64 yc17 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc19 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval v<span class=\"_ _0\"></span>an een bijzo<span class=\"_ _0\"></span>nder waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>derings<span class=\"_ _0\"></span>verlies v<span class=\"_ _0\"></span>erlaagt</div>\n<div class=\"t m0 x2c h64 yc1a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas eerst<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> aan de ka<span class=\"_ _1\"></span>sstroomgenererende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eenheid toeger<span class=\"_ _1\"></span>ekende goodw<span class=\"_ _1\"></span>ill <span class=\"ws11e\">en vervolge<span class=\"_ _1\"></span>ns de andere acti<span class=\"_ _1\"></span>va van de </span></div>\n<div class=\"t m0 x2c h64 ya3e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenhei<span class=\"_ _0\"></span>d naar rato va<span class=\"_ _0\"></span>n de boekwa<span class=\"_ _0\"></span>arde van elk act<span class=\"_ _0\"></span>ief in de ee<span class=\"_ _0\"></span>nheid.</div>\n<div class=\"t m0 x2c h64 ya3f ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eerder vera<span class=\"_ _1\"></span>ntwoorde bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderings<span class=\"_ _1\"></span>verliezen me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ya40 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot good<span class=\"_ _0\"></span>will wor<span class=\"_ _0\"></span>den niet ter<span class=\"_ _0\"></span>uggeboek<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 315px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 618px; width: 346px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 623px; width: 346px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 628px; width: 346px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y945 ffd1 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.7 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Geleas<span class=\"_ _0\"></span>de activa<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ya8a ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span><span class=\"ls103\">lesso<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya8b ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa die als<span class=\"_ _1\"></span> gevolg van operation<span class=\"_ _1\"></span>ele leaseovereenkoms<span class=\"_ _1\"></span>ten worden</div>\n<div class=\"t m0 x2c h64 ya8c ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased, w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> balans va<span class=\"_ _1\"></span>n Ageas onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya8d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018vastgoedbelegg<span class=\"_ _1\"></span>ingen\u2019 (geb<span class=\"_ _1\"></span>ouwen) en <span class=\"_ _1\"></span>onder \u2018mater<span class=\"_ _1\"></span>i\u00eble vaste a<span class=\"_ _1\"></span>ctiva\u2019</div>\n<div class=\"t m0 x2c h64 ya8e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(materi<span class=\"_ _0\"></span>eel en moto<span class=\"_ _0\"></span>rvoertui<span class=\"_ _0\"></span>gen). Dez<span class=\"_ _0\"></span>e activa wor<span class=\"_ _0\"></span>den verant<span class=\"_ _0\"></span>w<span class=\"lsef ws11e\">oord tegen </span></div>\n<div class=\"t m0 x2c h64 ya8f ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kostprijs, ver<span class=\"_ _1\"></span>minderd met geaccum<span class=\"_ _1\"></span>uleerde afschrijv<span class=\"_ _1\"></span>ingen. Leasingba<span class=\"_ _1\"></span>ten,</div>\n<div class=\"t m0 x2c h64 ya90 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na aftrek van even<span class=\"_ _1\"></span>tuele aan leasingnem<span class=\"_ _1\"></span>ers gegeven voord<span class=\"_ _1\"></span>el<span class=\"lsed ws112\">en, worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 ya91 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">over de lease<span class=\"_ _1\"></span>periode. De<span class=\"_ _1\"></span> directe aan<span class=\"_ _1\"></span>vangskosten </span></span></div>\n<div class=\"t m0 x2c h64 ya92 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die Ageas<span class=\"_ _1\"></span> heeft gemaa<span class=\"_ _1\"></span>kt, worden <span class=\"_ _1\"></span>toegevoegd aan<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 ya93 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geleas<span class=\"_ _0\"></span>ede acti<span class=\"_ _0\"></span>ef en worden ov<span class=\"_ _0\"></span>er de lease<span class=\"_ _0\"></span>perio<span class=\"_ _0\"></span>de verantwo<span class=\"_ _0\"></span>ord onder</div>\n<div class=\"t m0 x2c h64 ya94 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lasten op d<span class=\"_ _0\"></span>ezelfde ba<span class=\"_ _0\"></span>sis als de lea<span class=\"_ _0\"></span>se<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">opbrengsten.</span> </span></div>\n<div class=\"t m0 x2c h64 ya95 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya96 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot oo<span class=\"_ _1\"></span>k financi\u00eble leaseo<span class=\"_ _1\"></span>vereenkomsten a<span class=\"_ _1\"></span>f waarbij vrijwel al<span class=\"_ _1\"></span>le</div>\n<div class=\"t m0 x2c h64 ya97 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>eigendom van <span class=\"_ _1\"></span>de geleasede<span class=\"_ _1\"></span> activa v<span class=\"_ _1\"></span>erbonden risico<span class=\"_ _1\"></span>'s en</div>\n<div class=\"t m0 x2c h64 ya98 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beloningen, beha<span class=\"_ _1\"></span>lve het juridis<span class=\"_ _1\"></span>che eigendom, aan de<span class=\"_ _1\"></span> cli\u00ebnt worden</div>\n<div class=\"t m0 x2c h64 ya99 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span>. Activa gele<span class=\"_ _1\"></span>ased onder e<span class=\"_ _1\"></span>en financi\u00eble<span class=\"_ _1\"></span> lease wor<span class=\"_ _1\"></span>den</div>\n<div class=\"t m0 x1d h64 y99a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s vordering<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> bedrag gelij<span class=\"_ _1\"></span>k aan de<span class=\"_ _1\"></span> netto<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">investering </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de lease.<span class=\"_ _0\"></span> De netto<span class=\"ls0 ws0\">-<span class=\"ls103 ws11d\">inve<span class=\"lsed\">stering i<span class=\"_ _0\"></span>n de leas<span class=\"_ _0\"></span>e omvat d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e waa<span class=\"_ _0\"></span>rden </span></span></span></div>\n<div class=\"t m0 x1d h64 y99c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en de event<span class=\"_ _0\"></span>uele waa<span class=\"_ _0\"></span>rborg op d<span class=\"_ _0\"></span>e restwaar<span class=\"_ _0\"></span>den.</div>\n<div class=\"t m0 x1d h64 y99d ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het<span class=\"_ _0\"></span> actief en <span class=\"_ _0\"></span>de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>de vord<span class=\"_ _0\"></span>ering</div>\n<div class=\"t m0 x1d h64 y99e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als onverd<span class=\"_ _0\"></span>iende fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten. Fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten</div>\n<div class=\"t m0 x1d h64 y99f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">word<span class=\"ws11e\">en gedurende d<span class=\"_ _1\"></span>e looptijd van de<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>st verantwoord </span></div>\n<div class=\"t m0 x1d h64 ya9a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op basis <span class=\"_ _1\"></span>van een pat<span class=\"_ _1\"></span>roon dat ee<span class=\"_ _1\"></span>n constant <span class=\"_ _1\"></span>periodiek rend<span class=\"_ _1\"></span>ement op</div>\n<div class=\"t m0 x1d h64 ya9b ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitstaande ne<span class=\"_ _1\"></span>tto<span class=\"ls0 ws0\">-</span><span class=\"lsed\">investerin<span class=\"_ _0\"></span>g van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e lease<span class=\"_ _0\"></span>overeenk<span class=\"_ _0\"></span>omst </span></div>\n<div class=\"t m0 x1d h64 ya9c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. De di<span class=\"_ _0\"></span>recte init<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor Age<span class=\"_ _0\"></span>as worden o<span class=\"_ _0\"></span>pgen<span class=\"ws111\">ome<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya9d ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de initi\u00ebl<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing van de nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">invest<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>de leas<span class=\"_ _0\"></span>e en </span></div>\n<div class=\"t m0 x1d h64 ya9e ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen h<span class=\"_ _1\"></span>et bedrag <span class=\"_ _1\"></span>aan inkoms<span class=\"_ _1\"></span>ten dat in<span class=\"_ _1\"></span> de loop va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ya9f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn wo<span class=\"_ _0\"></span>rdt opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydd4 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span>lessee<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd5 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas lea<span class=\"_ _0\"></span>st terrei<span class=\"_ _0\"></span>nen, gebo<span class=\"_ _0\"></span>uwen, app<span class=\"_ _0\"></span>aratuur e<span class=\"_ _0\"></span>n auto's. De</div>\n<div class=\"t m0 x1d h64 ydd6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevoorwaard<span class=\"_ _1\"></span>en word<span class=\"ws11e\">en afzon<span class=\"_ _1\"></span>derlijk overeeng<span class=\"_ _1\"></span>ekomen en omvatte<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een brede <span class=\"_ _1\"></span>waaier aan <span class=\"_ _1\"></span>voorwaarden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd8 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls105 ws135\">zel<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringsm<span class=\"_ _0\"></span>odel is va<span class=\"_ _0\"></span>n toepass<span class=\"_ _0\"></span>ing op <span class=\"_ _0\"></span>activa d<span class=\"_ _0\"></span>ie worde<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1d h64 ydda ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased on<span class=\"_ _1\"></span>der zowel oper<span class=\"_ _1\"></span>ationele als <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>leasetransac<span class=\"_ _1\"></span>ties. Bij d<span class=\"_ _1\"></span>it</div>\n<div class=\"t m0 x1d h64 yddb ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l worden b<span class=\"_ _1\"></span>ij aanvang <span class=\"_ _1\"></span>een gebruiksre<span class=\"_ _1\"></span>chtactief en<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 yddc ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing opgen<span class=\"_ _0\"></span>omen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddd ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydde ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting om<span class=\"_ _0\"></span>vat de co<span class=\"_ _0\"></span>ntant<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yddf ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n betaald op de aa<span class=\"_ _0\"></span>nvangs<span class=\"_ _0\"></span>datum, inc<span class=\"_ _0\"></span>lusief</div>\n<div class=\"t m0 x1d h64 yde0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die versc<span class=\"_ _0\"></span>huldigd zi<span class=\"_ _0\"></span>jn onder re<span class=\"_ _0\"></span>delijk zek<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 yaa9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws11d\">Vaste betali<span class=\"_ _0\"></span>ngen (incl<span class=\"_ _0\"></span>usief n<span class=\"_ _0\"></span>aar hun <span class=\"_ _0\"></span>wezen vas<span class=\"_ _0\"></span>te beta<span class=\"_ _0\"></span>lingen<span class=\"_ _0\"></span>) onder </span></span></div>\n<div class=\"t m0 x69 h64 yaab ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aftrek van event<span class=\"_ _1\"></span>uele te ontvangen leas<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">incentives;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaac ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">Variabele leas<span class=\"_ _0\"></span>ebetali<span class=\"_ _0\"></span>ngen afha<span class=\"_ _0\"></span>nkelijk va<span class=\"_ _0\"></span>n een index of<span class=\"_ _0\"></span> een tarief, </span></span></div>\n<div class=\"t m0 x69 h64 yaad ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">initieel g<span class=\"_ _0\"></span>ewaard<span class=\"_ _0\"></span>eerd met geb<span class=\"_ _0\"></span>ruik van de ind<span class=\"_ _0\"></span>ex of het tar<span class=\"_ _0\"></span>ief op de</div>\n<div class=\"t m0 x69 h64 yaae ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsdatum;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>dragen die Ageas na<span class=\"_ _1\"></span>ar verwachting ver<span class=\"_ _1\"></span>schuldigd is in<span class=\"_ _1\"></span> het kader </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van garant<span class=\"_ _0\"></span>ies op de rest<span class=\"_ _0\"></span>waarde<span class=\"_ _0\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab1 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenpr<span class=\"_ _1\"></span>ijs van een<span class=\"_ _1\"></span> aankoopoptie<span class=\"_ _1\"></span> als het <span class=\"_ _1\"></span>redelijk zeke<span class=\"_ _1\"></span>r is dat </span></span></div>\n<div class=\"t m0 x69 h64 yab2 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas deze <span class=\"_ _1\"></span>optie zal<span class=\"_ _1\"></span> uitoefenen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yab3 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>talingen voor boe<span class=\"_ _1\"></span>tes bij be<span class=\"lsed ws11d\">\u00ebindiging v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>e, als de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yab4 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk ma<span class=\"_ _0\"></span>akt dat Age<span class=\"_ _0\"></span>as deze optie z<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x69 h64 yab5 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitoefenen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97d ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y97e ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting w<span class=\"_ _0\"></span>ordt ver<span class=\"_ _0\"></span>discont<span class=\"_ _0\"></span>eerd met t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y97f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentet<span class=\"_ _0\"></span>arief van d<span class=\"_ _0\"></span>e lease. Al<span class=\"_ _0\"></span>s dit percent<span class=\"_ _0\"></span>age<span class=\"ls0 ws0\"> </span>niet eenv<span class=\"_ _0\"></span>oudig</div>\n<div class=\"t m0 x1d h64 y980 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden b<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">paald, wo<span class=\"_ _0\"></span>rdt het incr<span class=\"_ _0\"></span>ementele fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingsta<span class=\"_ _0\"></span>rief van </span></div>\n<div class=\"t m0 x1d h64 y981 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas toegepa<span class=\"_ _1\"></span>st. Als in<span class=\"_ _1\"></span>crementeel f<span class=\"_ _1\"></span>inancieringstar<span class=\"_ _1\"></span>ief past Ag<span class=\"_ _1\"></span>eas een</div>\n<div class=\"t m0 x1d h64 y982 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">breed beschikb<span class=\"_ _1\"></span>are samengestelde<span class=\"_ _1\"></span> curve toe, die is<span class=\"_ _1\"></span> gebaseerd op een</div>\n<div class=\"t m0 x1d h64 y983 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">steekpr<span class=\"_ _0\"></span>oef van b<span class=\"_ _0\"></span>estaan<span class=\"_ _0\"></span>de secun<span class=\"_ _0\"></span>daire ob<span class=\"_ _0\"></span>ligaties<span class=\"_ _0\"></span> van fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 ya6c ffd1 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">emit<span class=\"lsef ws11d\">ten<span class=\"_ _1\"></span>ten met een <span class=\"_ _1\"></span>rating A, <span class=\"_ _1\"></span>verhoogd met ee<span class=\"_ _1\"></span>n risicopr<span class=\"_ _1\"></span>emie. Voor </span></div>\n<div class=\"t m0 x1d h64 ya6d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s wordt een<span class=\"_ _1\"></span> risicovrije<span class=\"_ _1\"></span> rente toe<span class=\"_ _1\"></span>gepast, gelij<span class=\"_ _1\"></span>k aan de</div>\n<div class=\"t m0 x1d h64 ya6e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wap voor een s<span class=\"_ _0\"></span>oortgel<span class=\"_ _0\"></span>ijke loopt<span class=\"_ _0\"></span>ijd, verh<span class=\"_ _0\"></span>oogd met een</div>\n<div class=\"t m0 x1d h64 ya6f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">risicopremie<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya70 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya71 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>everpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g stijgt v<span class=\"_ _0\"></span>ervol<span class=\"lsef ws11e\">gens om de rente </span></div>\n<div class=\"t m0 x1d h64 ya72 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de leas<span class=\"_ _0\"></span>everp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g te weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>en en daa<span class=\"_ _0\"></span>lt om de u<span class=\"_ _0\"></span>itgevo<span class=\"_ _0\"></span>erde</div>\n<div class=\"t m0 x1d h64 ya73 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen.<span class=\"_ _0\"></span> De leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya74 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herberekend<span class=\"_ _1\"></span> teneinde de<span class=\"_ _1\"></span> leaseveranderi<span class=\"_ _1\"></span>ngen of w<span class=\"_ _1\"></span>ijzigingen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 ya75 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> een wijzi<span class=\"_ _0\"></span>ging in een ind<span class=\"_ _0\"></span>ex of</div>\n<div class=\"t m0 x1d h64 ya76 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tarief gebr<span class=\"_ _1\"></span>uikt om d<span class=\"_ _1\"></span>eze betalingen<span class=\"_ _1\"></span> te bepa<span class=\"_ _1\"></span>len. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 891px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 277px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 896px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 282px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De rente op de le<span class=\"_ _0\"></span>aseve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng in elke per<span class=\"_ _0\"></span>iode verte<span class=\"_ _0\"></span>genwo<span class=\"_ _0\"></span>ordigt het</div>\n<div class=\"t m0 x2c h64 y8a6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> een const<span class=\"_ _0\"></span>ant perio<span class=\"_ _0\"></span>diek rente<span class=\"_ _0\"></span>tarief ov<span class=\"_ _0\"></span>er het rest<span class=\"_ _0\"></span>erende sa<span class=\"_ _0\"></span>ldo</div>\n<div class=\"t m0 x2c h64 y8a7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de leasev<span class=\"_ _0\"></span>erpli<span class=\"_ _0\"></span>chting lev<span class=\"_ _0\"></span>ert. De re<span class=\"_ _0\"></span>nte op de lease<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x2c h64 y8a8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng, sa<span class=\"_ _0\"></span>men met d<span class=\"_ _0\"></span>e variabel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8a9 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n opgenome<span class=\"_ _0\"></span>n in de waard<span class=\"_ _0\"></span>ering van de</div>\n<div class=\"t m0 x2c h64 y8aa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing in de peri<span class=\"_ _0\"></span>ode waar<span class=\"_ _0\"></span>in de gebeurt<span class=\"_ _0\"></span>enis of voo<span class=\"_ _0\"></span>rwaarde di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de aanlei<span class=\"_ _0\"></span>ding voor de<span class=\"_ _0\"></span>ze betal<span class=\"_ _0\"></span>ingen is zic<span class=\"_ _0\"></span>h voordoet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het gebrui<span class=\"_ _0\"></span>ksrecht<span class=\"_ _0\"></span>actief<span class=\"_ _0\"></span> wordt gewa<span class=\"_ _0\"></span>ardeerd te<span class=\"_ _0\"></span>gen de kost<span class=\"_ _0\"></span>prijs en omv<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y8ae ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de initiee<span class=\"_ _0\"></span>l opgeno<span class=\"_ _0\"></span>men leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing, geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>d voor event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x2c h64 y8af ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasebetaling<span class=\"_ _1\"></span>en die hebb<span class=\"_ _1\"></span>en plaatsgevon<span class=\"_ _1\"></span>den bij o<span class=\"_ _1\"></span>f voor<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de aanvang van </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de lease, ev<span class=\"_ _0\"></span>entuee<span class=\"_ _0\"></span>l ontvange<span class=\"_ _0\"></span>n lease<span class=\"ls0 ws0\">-</span>incent<span class=\"_ _0\"></span>ives, ev<span class=\"_ _0\"></span>entuele i<span class=\"_ _0\"></span>niti\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b1 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e kosten voo<span class=\"_ _0\"></span>r Ageas en een ra<span class=\"_ _0\"></span>ming van de k<span class=\"_ _0\"></span>osten die ge<span class=\"_ _0\"></span>paard</div>\n<div class=\"t m0 x2c h64 y8b2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gaan met de ontman<span class=\"_ _1\"></span>teling en verwijde<span class=\"_ _1\"></span>ring van het onderli<span class=\"_ _1\"></span>ggende actief<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b4 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>ordt het geb<span class=\"_ _1\"></span>ruiksrechtactie<span class=\"_ _1\"></span>f gewaardee<span class=\"_ _1\"></span>rd tegen d<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs, o<span class=\"_ _1\"></span>nder aftrek<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span>gelopen a<span class=\"_ _1\"></span>fschrijvingen en<span class=\"_ _1\"></span> eventuele</div>\n<div class=\"t m0 x2c h64 y8b6 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzonder waarde<span class=\"_ _1\"></span>verminderingen<span class=\"_ _1\"></span>. Het gebruiksrech<span class=\"_ _1\"></span>tactief wordt lin<span class=\"_ _1\"></span>eair</div>\n<div class=\"t m0 x2c h64 y8b7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de gebruik<span class=\"_ _0\"></span>sduur va<span class=\"_ _0\"></span>n het actief<span class=\"_ _0\"></span> of de looptijd v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y9d7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">lease, <span class=\"_ _0\"></span>naargel<span class=\"_ _0\"></span>ang welk<span class=\"_ _0\"></span>e korter i<span class=\"_ _0\"></span>s. Net al<span class=\"_ _0\"></span>s ander<span class=\"_ _0\"></span>e niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">fin<span class=\"_ _0\"></span>anci\u00eble act<span class=\"_ _0\"></span>iva </span></div>\n<div class=\"t m0 x2c h64 y9d8 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondergaat e<span class=\"_ _1\"></span>en gebruiksre<span class=\"_ _1\"></span>chtactief een <span class=\"_ _1\"></span>bijzondere w<span class=\"_ _1\"></span>aardeverminde<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x2c h64 y9d9 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van dat ac<span class=\"_ _1\"></span>tief hoger <span class=\"_ _1\"></span>is dan de<span class=\"_ _1\"></span> realiseerbare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9da ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde. D<span class=\"_ _0\"></span>e afschri<span class=\"_ _0\"></span>jving van h<span class=\"_ _0\"></span>et <span class=\"lsef ws11d\">gebruiksrechta<span class=\"_ _1\"></span>ctief en even<span class=\"_ _1\"></span>tuele </span></div>\n<div class=\"t m0 x2c h64 y9db ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>in de</div>\n<div class=\"t m0 x2c h64 y9dc ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9de ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij een her<span class=\"_ _0\"></span>waarder<span class=\"_ _0\"></span>ing van de leas<span class=\"_ _0\"></span>everpli<span class=\"_ _0\"></span>chting i<span class=\"_ _0\"></span>n het licht van</div>\n<div class=\"t m0 x2c h64 y9df ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ingen in de le<span class=\"_ _0\"></span>ase of in de leas<span class=\"_ _0\"></span>ebetal<span class=\"_ _0\"></span>ingen wordt<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e0 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht<span class=\"_ _0\"></span>actief ge<span class=\"_ _0\"></span>co<span class=\"lsef\">rrigeerd voor d<span class=\"_ _1\"></span>eze herwaarde<span class=\"_ _1\"></span>ring.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e1 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het bovengenoemde<span class=\"_ _1\"></span> waarderingsmodel<span class=\"_ _1\"></span> wordt niet gebruikt v<span class=\"_ _1\"></span>oor lease</div>\n<div class=\"t m0 x2c h64 y9e3 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van activa met een l<span class=\"_ _1\"></span>age waarde voor<span class=\"_ _1\"></span> Ageas of kortlopend<span class=\"_ _1\"></span>e leases,</div>\n<div class=\"t m0 x2c h64 y9e4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarbij d<span class=\"_ _0\"></span>e looptijd v<span class=\"_ _0\"></span>an de lease bij aa<span class=\"_ _0\"></span>nvang hie<span class=\"_ _0\"></span>rvan 12 maa<span class=\"_ _0\"></span>nden of</div>\n<div class=\"t m0 x2c h64 y9e5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minder bedra<span class=\"_ _1\"></span>agt. Voor d<span class=\"lsed\">eze leases wor<span class=\"_ _0\"></span>den de uit<span class=\"_ _0\"></span>gevoer<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y9e6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n als kosten op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de result<span class=\"_ _0\"></span>atenreke<span class=\"_ _0\"></span>ning, op</div>\n<div class=\"t m0 x2c h64 y9e7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair<span class=\"_ _0\"></span>e basis over de l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de lease.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 560px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 565px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 570px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x2c h6c ya3e ffd8 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3f ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het gecon<span class=\"_ _0\"></span>solide<span class=\"_ _0\"></span>erde kasst<span class=\"_ _0\"></span>roomov<span class=\"_ _0\"></span>erzicht w<span class=\"_ _0\"></span>orden le<span class=\"_ _0\"></span>asebetal<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x2c h64 ya40 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd al<span class=\"_ _0\"></span>s kasstr<span class=\"_ _0\"></span>oom<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">uit bedrijf<span class=\"_ _1\"></span>sactiviteiten,<span class=\"_ _1\"></span> als onderd<span class=\"_ _1\"></span>eel van </span></span></div>\n<div class=\"t m0 x2c h64 ya41 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">\u2018schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 457px; height: 66px; width: 351.997px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y946 ffd6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.8 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">Leningen</span> </span></div>\n<div class=\"t m0 x2c h64 y947 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Vorderi<span class=\"_ _0\"></span>ngen op ba<span class=\"_ _0\"></span>nken, over<span class=\"_ _0\"></span>heden en kla<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten lenin<span class=\"_ _0\"></span>gen die</div>\n<div class=\"t m0 x2c h64 y948 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft ge\u00efnit<span class=\"_ _0\"></span>ieerd doo<span class=\"_ _0\"></span>r rechtstr<span class=\"_ _0\"></span>eeks gel<span class=\"_ _0\"></span>d te versch<span class=\"_ _0\"></span>affen aan de</div>\n<div class=\"t m0 x2c h64 y949 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lener of tuss<span class=\"_ _0\"></span>enpers<span class=\"_ _0\"></span>oon. Deze l<span class=\"_ _0\"></span>eningen w<span class=\"_ _0\"></span>orden teg<span class=\"_ _0\"></span><span class=\"lsef ws11d\">en geamor<span class=\"_ _1\"></span>tiseerde </span></div>\n<div class=\"t m0 x2c h64 y94a ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten opgenomen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94b ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94c ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Titels van schul<span class=\"_ _1\"></span>dvorderingen<span class=\"_ _1\"></span> die op de primaire<span class=\"_ _1\"></span> markt rechtstreeks<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y94d ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de emitte<span class=\"_ _0\"></span>nt werden<span class=\"_ _0\"></span> overgeno<span class=\"_ _0\"></span>men worde<span class=\"_ _0\"></span>n als lening v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord op</div>\n<div class=\"t m0 x2c h64 y94e ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorwaa<span class=\"_ _0\"></span>rde dat er gee<span class=\"_ _0\"></span>n actieve ma<span class=\"_ _0\"></span>rkt voor dez<span class=\"_ _0\"></span>e titels is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94f ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y950 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Leningen die wor<span class=\"_ _1\"></span>den ge\u00ef<span class=\"lsed ws112\">nitieerd of a<span class=\"_ _0\"></span>angekoc<span class=\"_ _0\"></span>ht met het vo<span class=\"_ _0\"></span>ornemen z<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y951 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op korte ter<span class=\"_ _0\"></span>mijn te verk<span class=\"_ _0\"></span>open of te sec<span class=\"_ _0\"></span>uritise<span class=\"_ _0\"></span>ren word<span class=\"_ _0\"></span>en verantw<span class=\"_ _0\"></span>oord als</div>\n<div class=\"t m0 x2c h64 y952 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa aangeho<span class=\"_ _1\"></span>uden voor<span class=\"_ _1\"></span> handelsdoeleind<span class=\"_ _1\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y953 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y954 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Leningen die<span class=\"_ _1\"></span> worden aan<span class=\"_ _1\"></span>gemerkt als<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>tegen re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x2c h64 y955 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met waardevera<span class=\"_ _1\"></span>nderingen <span class=\"_ _1\"></span>in de<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">resultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng of als voor ve<span class=\"_ _0\"></span>rkoop </span></span></div>\n<div class=\"t m0 x2c h64 y956 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> worden als <span class=\"_ _1\"></span>zodanig veran<span class=\"_ _1\"></span>twoord bij e<span class=\"_ _1\"></span>erste opna<span class=\"_ _1\"></span>me. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde2 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Kredietverbin<span class=\"_ _1\"></span>tenissen di<span class=\"_ _1\"></span>e bepalen da<span class=\"_ _1\"></span>t een leni<span class=\"_ _1\"></span>ng kan worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yde3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen bi<span class=\"_ _1\"></span>nnen het tij<span class=\"_ _1\"></span>dskader da<span class=\"_ _1\"></span>t algemeen doo<span class=\"_ _1\"></span>r regelge<span class=\"_ _1\"></span>ving of een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yde4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastg<span class=\"ws11d\">est<span class=\"_ _0\"></span>eld, wo<span class=\"_ _0\"></span>rden ni<span class=\"_ _0\"></span>et in de ba<span class=\"_ _0\"></span>lans ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yde5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De margin<span class=\"_ _0\"></span>ale kosten e<span class=\"_ _0\"></span>n ontvang<span class=\"_ _0\"></span>en provisi<span class=\"_ _0\"></span>es voor het af<span class=\"_ _0\"></span>sluiten<span class=\"_ _0\"></span> van</div>\n<div class=\"t m0 x1d h64 yde6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lening<span class=\"_ _0\"></span>en worden gea<span class=\"_ _0\"></span>mortis<span class=\"_ _0\"></span>eerd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de lening als<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 yde7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanpass<span class=\"_ _0\"></span>ing van <span class=\"_ _0\"></span>de rente<span class=\"_ _0\"></span>baten.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yde8 ffd8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> op lening<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde9 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kredietris<span class=\"_ _0\"></span>ico voor een sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering op een l<span class=\"_ _0\"></span>ening </span></span></div>\n<div class=\"t m0 x1d h64 ydea ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>eld als er ee<span class=\"_ _0\"></span>n objectie<span class=\"_ _0\"></span>ve aanwi<span class=\"_ _0\"></span>jzing bes<span class=\"_ _0\"></span>taat dat A<span class=\"_ _0\"></span>geas niet all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydeb ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n zal kunn<span class=\"_ _0\"></span>en innen die ve<span class=\"_ _0\"></span>rschul<span class=\"_ _0\"></span>digd zijn in ov<span class=\"_ _0\"></span>ereenste<span class=\"_ _0\"></span>mming</div>\n<div class=\"t m0 x1d h64 ydec ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de contrac<span class=\"_ _1\"></span>tuele voorwaarden<span class=\"_ _1\"></span>. Het bedrag van <span class=\"ws113\">de </span></div>\n<div class=\"t m0 x1d h64 yded ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing is het versch<span class=\"_ _1\"></span>il tussen de boekwaarde<span class=\"_ _1\"></span> en de</div>\n<div class=\"t m0 x1d h64 ydee ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbare w<span class=\"_ _0\"></span>aarde, zij<span class=\"_ _0\"></span>nde de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van de verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x1d h64 ydef ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen of de waa<span class=\"_ _0\"></span>rde van de zeker<span class=\"_ _0\"></span>heden in<span class=\"_ _0\"></span>dien de leni<span class=\"_ _0\"></span>ng door een</div>\n<div class=\"t m0 x1d h64 ydf0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekerhe<span class=\"_ _0\"></span>id is gedek<span class=\"_ _0\"></span>t, vermind<span class=\"_ _0\"></span>erd met de ko<span class=\"_ _0\"></span>sten om dez<span class=\"_ _0\"></span>e zeke<span class=\"ws11d\">rhe<span class=\"_ _0\"></span>den te </span></div>\n<div class=\"t m0 x1d h64 ydf1 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">realiseren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydf2 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydf3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een \u2018bestaan<span class=\"_ _1\"></span>de maar nie<span class=\"_ _1\"></span>t gerapporteerde<span class=\"_ _1\"></span>\u2019 (incurred<span class=\"_ _1\"></span> but not rep<span class=\"_ _1\"></span>orted,</div>\n<div class=\"t m0 x1d h64 ydf4 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">'IBNR') waardeve<span class=\"_ _1\"></span>rmindering op<span class=\"_ _1\"></span> leningen wordt veran<span class=\"_ _1\"></span>twoord wanneer er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een object<span class=\"_ _0\"></span>ieve aan<span class=\"_ _0\"></span>wijzin<span class=\"_ _0\"></span>gen is dat ver<span class=\"_ _0\"></span>liezen aanw<span class=\"_ _0\"></span>ezig zij<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 ydf6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compone<span class=\"_ _0\"></span>nten van de len<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille, zo<span class=\"_ _0\"></span>nder dat le<span class=\"_ _0\"></span>ningen die e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ydf7 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> hebben ondergaan<span class=\"_ _1\"></span> specifiek zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. De IBN<span class=\"_ _0\"></span>R wordt<span class=\"_ _0\"></span> geschat<span class=\"_ _0\"></span> op basis<span class=\"_ _0\"></span> van his<span class=\"_ _0\"></span>torisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydf9 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">patrone<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>liezen i<span class=\"_ _0\"></span>n elk seg<span class=\"_ _0\"></span>ment, di<span class=\"_ _0\"></span>e het hu<span class=\"_ _0\"></span>idige ec<span class=\"_ _0\"></span>onomisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydfa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">klimaat w<span class=\"_ _0\"></span>aarin de len<span class=\"_ _0\"></span>ers operer<span class=\"_ _0\"></span>en weerg<span class=\"_ _0\"></span>even en die o<span class=\"_ _0\"></span>p basis van een</div>\n<div class=\"t m0 x1d h64 ydfb ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">analyse v<span class=\"_ _0\"></span>an de p<span class=\"_ _0\"></span>olitiek<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">econo<span class=\"_ _1\"></span>mische situa<span class=\"_ _1\"></span>tie in bepaalde<span class=\"_ _1\"></span> landen </span></span></div>\n<div class=\"t m0 x1d h64 ydfc ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening houd<span class=\"_ _1\"></span>t met een verhoogd ri<span class=\"_ _1\"></span>sico van betalings<span class=\"_ _1\"></span>moeilijkheden<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydfd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydfe ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en worden <span class=\"_ _1\"></span>verantwoord a<span class=\"_ _1\"></span>ls een dal<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ydff ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de bo<span class=\"_ _1\"></span>ekwaarde van<span class=\"_ _1\"></span> \u2018vorderingen<span class=\"_ _1\"></span> op banken\u2019<span class=\"_ _1\"></span> en \u2018vorderi<span class=\"_ _1\"></span>ngen op</div>\n<div class=\"t m0 x1d h64 ye00 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye01 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye02 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en op nie<span class=\"_ _1\"></span>t uit de b<span class=\"_ _1\"></span>alans blijkend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ye03 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verbint<span class=\"_ _0\"></span>enissen w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als \u2018voorz<span class=\"_ _0\"></span>iening<span class=\"_ _0\"></span>en\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye04 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye05 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r een specifi<span class=\"_ _0\"></span>eke lenin<span class=\"_ _0\"></span>g wordt ge\u00efd<span class=\"_ _0\"></span>entific<span class=\"_ _0\"></span>eerd als <span class=\"lsef ws11e\">oninbaar en </span></div>\n<div class=\"t m0 x1d h64 ye06 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alle wett<span class=\"_ _0\"></span>elijke en pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>ele middele<span class=\"_ _0\"></span>n uitgeput<span class=\"_ _0\"></span> zijn, wor<span class=\"_ _0\"></span>dt de lening i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ye07 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mindering g<span class=\"_ _1\"></span>ebracht op <span class=\"_ _1\"></span>de daarmee<span class=\"_ _1\"></span> verband hou<span class=\"_ _1\"></span>dende lasten<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 ye08 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span>; latere reali<span class=\"_ _1\"></span>saties worden onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye09 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in de bijz<span class=\"_ _1\"></span>ondere waarde<span class=\"_ _1\"></span>verminderingen i<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ye0a ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 550px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 666px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 271px; width: 345px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y957 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye0b ffd6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.9 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">Herverzekering<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> vorderingen</span> </span></div>\n<div class=\"t m0 x1d h6c ye0c ffd8 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye0d ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas aanvaardt<span class=\"_ _1\"></span> en/of cedeert<span class=\"_ _1\"></span> herverzekeringen<span class=\"_ _1\"></span> in het kader van de</div>\n<div class=\"t m0 x1d h64 ye0e ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">normal<span class=\"_ _0\"></span>e bedrijfsv<span class=\"_ _0\"></span>oering.<span class=\"_ _0\"></span> Herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>svorder<span class=\"_ _0\"></span>ingen om<span class=\"_ _0\"></span>vatten</div>\n<div class=\"t m0 x1d h64 ye0f ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofdzak<span class=\"_ _0\"></span>elijk s<span class=\"_ _0\"></span>aldi die v<span class=\"_ _0\"></span>erschul<span class=\"_ _0\"></span>digd zij<span class=\"_ _0\"></span>n door z<span class=\"_ _0\"></span>owel verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gs<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">als </span></span></div>\n<div class=\"t m0 x1d h64 ye10 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herverzekerings<span class=\"_ _1\"></span>ondernemingen vo<span class=\"_ _1\"></span>or gecedeerde verz<span class=\"_ _1\"></span>ekerings<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ye11 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>. Bedragen <span class=\"_ _1\"></span>die vorderbaa<span class=\"_ _1\"></span>r zijn op<span class=\"_ _1\"></span> of verschu<span class=\"_ _1\"></span>ldigd zijn a<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x1d h64 ye12 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekeraar<span class=\"_ _0\"></span>s worde<span class=\"_ _0\"></span>n geschat<span class=\"_ _0\"></span> op een <span class=\"_ _0\"></span>wijze di<span class=\"_ _0\"></span>e strook<span class=\"_ _0\"></span>t met de</div>\n<div class=\"t m0 x1d h64 ye13 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen die<span class=\"_ _1\"></span> verb<span class=\"lsed ws112\">onden zijn aan de he<span class=\"_ _0\"></span>rverzek<span class=\"_ _0\"></span>erde poli<span class=\"_ _0\"></span>ssen en die in </span></div>\n<div class=\"t m0 x1d h64 ye14 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng zijn met h<span class=\"_ _0\"></span>et herver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>act. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye15 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye16 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herverz<span class=\"_ _0\"></span>ekering w<span class=\"_ _0\"></span>ordt in de bal<span class=\"_ _0\"></span>ans op bruto ba<span class=\"_ _0\"></span>sis gepres<span class=\"_ _0\"></span>entee<span class=\"_ _0\"></span>rd, tenzij</div>\n<div class=\"t m0 x1d h64 ye17 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een recht op ver<span class=\"_ _1\"></span>rekening bestaat<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffdc fs44 fc1d sc0 ls103 ws151\" style=\"z-index: 15;\">Overi<span class=\"_ _1\"></span>ge vo<span class=\"lsef ws113\">rde<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e vorderi<span class=\"_ _0\"></span>ngen, die voo<span class=\"_ _0\"></span>rtvloei<span class=\"_ _0\"></span>en uit de norm<span class=\"_ _0\"></span>ale bedri<span class=\"_ _0\"></span>jfsvoer<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 y8a7 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">door toedoe<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s ontstaan, wo<span class=\"_ _1\"></span>rden bij eer<span class=\"_ _1\"></span>ste opname<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y8a8 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde veran<span class=\"_ _1\"></span>twoord en vervol<span class=\"_ _1\"></span>gens tegen geamor<span class=\"_ _1\"></span>tiseerde kostpr<span class=\"_ _1\"></span>ijs</div>\n<div class=\"t m0 x2c h64 y8a9 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span>aan de hand<span class=\"_ _1\"></span> van de <span class=\"lsed ws111\">effectieve<span class=\"ls0 ws0\">-</span><span class=\"ws112\">rent<span class=\"_ _0\"></span>emethod<span class=\"_ _0\"></span>e, onder aft<span class=\"_ _0\"></span>rek </span></span></div>\n<div class=\"t m0 x2c h64 y8aa ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van bijzonde<span class=\"_ _1\"></span>re waardeve<span class=\"_ _1\"></span>rminderingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 98px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 ye1a ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"lsed ws112\">Overlopende ac<span class=\"_ _0\"></span>quisitiek<span class=\"_ _0\"></span>osten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ye1b ffdc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemeen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd84 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De koste<span class=\"_ _0\"></span>n van ni<span class=\"_ _0\"></span>euwe en h<span class=\"_ _0\"></span>ernieu<span class=\"_ _0\"></span>wde ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gen, di<span class=\"_ _0\"></span>e alle va<span class=\"_ _0\"></span>ri\u00ebren</div>\n<div class=\"t m0 x2c h64 yd85 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en hoofdzak<span class=\"_ _1\"></span>elijk verband<span class=\"_ _1\"></span> houden me<span class=\"_ _1\"></span>t de produ<span class=\"_ _1\"></span>ctie van nie<span class=\"_ _1\"></span>uwe</div>\n<div class=\"t m0 x2c h64 yd86 ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws11e\">ingen, worden uitge<span class=\"_ _1\"></span>steld en afgeschre<span class=\"_ _1\"></span>ven, resulterend in<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yd87 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overlopende<span class=\"_ _1\"></span> acquisitieko<span class=\"_ _1\"></span>sten (deferred<span class=\"_ _1\"></span> acquisition<span class=\"_ _1\"></span> costs (DAC))<span class=\"_ _1\"></span>. DAC</div>\n<div class=\"t m0 x2c h64 yd88 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">omvatte<span class=\"_ _0\"></span>n voorn<span class=\"_ _0\"></span>amelijk c<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es, ond<span class=\"_ _0\"></span>erschri<span class=\"_ _0\"></span>jvings<span class=\"ls0 ws0\">-</span><span class=\"lsef\">, agenten<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd89 ffda fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">polisuit<span class=\"_ _0\"></span>gifte<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kosten. De<span class=\"_ _1\"></span> afschrijving<span class=\"_ _1\"></span>smethode is geb<span class=\"_ _1\"></span>aseerd op de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8a ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte verd<span class=\"_ _1\"></span>iende premie of de ges<span class=\"_ _1\"></span>chatte brutowi<span class=\"_ _1\"></span>nstmarges. DAC</div>\n<div class=\"t m0 x2c h64 yd8b ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden peri<span class=\"_ _1\"></span>odiek getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid <span class=\"_ _1\"></span>op basis van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge winste<span class=\"_ _0\"></span>n van de onderl<span class=\"_ _0\"></span>iggen<span class=\"_ _0\"></span>de contrac<span class=\"_ _0\"></span>ten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye1c ffdc fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in v<span class=\"_ _0\"></span>erhoudi<span class=\"_ _0\"></span>ng tot v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e premi<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsve<span class=\"ws111\">rz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></span></div>\n<div class=\"t m0 x2c h64 ye1e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire winst<span class=\"_ _0\"></span>deling,<span class=\"_ _0\"></span> worden de DA<span class=\"_ _0\"></span>C geamort<span class=\"_ _0\"></span>iseerd in</div>\n<div class=\"t m0 x2c h64 ye1f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verhouding <span class=\"_ _1\"></span>tot de verwa<span class=\"_ _1\"></span>chte premies<span class=\"_ _1\"></span>. Veronderstell<span class=\"_ _1\"></span>ingen wat<span class=\"_ _1\"></span> betreft</div>\n<div class=\"t m0 x2c h64 ye20 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte premie<span class=\"_ _1\"></span>s worden geschat op<span class=\"_ _1\"></span> de datum van de poli<span class=\"_ _1\"></span>suitgifte en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye21 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden consequent t<span class=\"_ _1\"></span>oegepast tijden<span class=\"_ _1\"></span>s de looptijd van<span class=\"_ _1\"></span> de contracten.</div>\n<div class=\"t m0 x2c h64 ye22 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Afwijki<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n de op bas<span class=\"_ _0\"></span>is van e<span class=\"_ _0\"></span>rvaring <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>taten wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 ya7a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">weergegeven i<span class=\"_ _1\"></span>n de res<span class=\"_ _1\"></span>ultatenrekening <span class=\"_ _1\"></span>in de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> waarin die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya7b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwijki<span class=\"_ _0\"></span>ngen zich v<span class=\"_ _0\"></span>oordoen.<span class=\"_ _0\"></span> Voor deze c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en worden de D<span class=\"_ _0\"></span>AC over</div>\n<div class=\"t m0 x2c h64 ya7c ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het alge<span class=\"_ _0\"></span>meen vo<span class=\"_ _0\"></span>or de tot<span class=\"_ _0\"></span>ale loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e polis af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye23 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye24 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></div>\n<div class=\"t m0 x2c h64 ye25 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling, wor<span class=\"_ _0\"></span>den de DAC af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en over<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ye26 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e contra<span class=\"_ _0\"></span>cten op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n de waar<span class=\"_ _0\"></span>de van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye27 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge of <span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">winstbedragen<span class=\"_ _1\"></span> op basis van het verwach<span class=\"_ _1\"></span>te </span></span></div>\n<div class=\"t m0 x2c h64 ye28 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsrend<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> De verwac<span class=\"_ _0\"></span>hte brutoma<span class=\"_ _0\"></span>rge omvat<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye29 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">premies en belegg<span class=\"_ _1\"></span>ingsresultaa<span class=\"_ _1\"></span>t, verminderd met ui<span class=\"_ _1\"></span>tkeringen<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye2a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>ratiev<span class=\"_ _0\"></span>e koste<span class=\"_ _0\"></span>n, wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n de nett<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>ereserv<span class=\"_ _0\"></span>e en, ind<span class=\"_ _0\"></span>ien</div>\n<div class=\"t m0 x2c h64 ye2b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van toepassing<span class=\"_ _1\"></span>, verwachte dividend<span class=\"_ _1\"></span> voor polishouder<span class=\"_ _1\"></span>s. Afwijkingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tussen de we<span class=\"_ _0\"></span>rkelijk<span class=\"_ _0\"></span>e resultat<span class=\"_ _0\"></span>en en de op bas<span class=\"_ _0\"></span>is van erva<span class=\"_ _0\"></span>ring gesch<span class=\"_ _0\"></span>atte</div>\n<div class=\"t m0 x2c h64 ye2d ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ye2e ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> waarin die afwij<span class=\"_ _1\"></span>kingen zich voordoen<span class=\"_ _1\"></span>. De overlopende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">acquisitieko<span class=\"_ _1\"></span>sten worden aangepa<span class=\"_ _1\"></span>st om rekening te<span class=\"_ _1\"></span> houden met het</div>\n<div class=\"t m0 x2c h64 yd8e ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie<span class=\"ls0 ws0\">-</span><span class=\"ws112\">effect<span class=\"_ _0\"></span> van niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _0\"></span>aliseer<span class=\"_ _0\"></span>de winste<span class=\"_ _0\"></span>n (verliez<span class=\"_ _0\"></span>en) die in het </span></div>\n<div class=\"t m0 x2c h64 yd8f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> zijn ve<span class=\"_ _1\"></span>rantwoord a<span class=\"ws11e\">ls<span class=\"_ _1\"></span>of ze gerealiseerd<span class=\"_ _1\"></span> waren met de </span></div>\n<div class=\"t m0 x2c h64 yd90 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>ge aanpass<span class=\"_ _0\"></span>ing aan niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseer<span class=\"_ _1\"></span>de winsten <span class=\"_ _1\"></span>(verliezen) </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het eigen v<span class=\"_ _0\"></span>ermogen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye30 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verdie<span class=\"_ _0\"></span>nde premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye31 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten w<span class=\"_ _0\"></span>orden de <span class=\"_ _0\"></span>overlop<span class=\"_ _0\"></span>ende ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>ekosten</div>\n<div class=\"t m0 x2c h64 ye32 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span> over d<span class=\"ws11e\">e<span class=\"_ _1\"></span> verslagperiode waa<span class=\"_ _1\"></span>rin de betreffende<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye33 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschreven pre<span class=\"_ _1\"></span>mies worden verdiend<span class=\"_ _1\"></span>. Toekomstige</div>\n<div class=\"t m0 x2c h64 ye34 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsopbren<span class=\"_ _1\"></span>gsten me<span class=\"_ _1\"></span>t een risi<span class=\"_ _1\"></span>covrij rendemen<span class=\"_ _1\"></span>tspercentage</div>\n<div class=\"t m0 x2c h64 ye35 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> aanmerking geno<span class=\"_ _1\"></span>men bij het<span class=\"_ _1\"></span> inschat<span class=\"_ _1\"></span>ten van de</div>\n<div class=\"t m0 x2c h64 ye36 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbaarh<span class=\"_ _0\"></span>eid van de over<span class=\"_ _0\"></span>lopend<span class=\"_ _0\"></span>e acquisit<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>e<span class=\"ws111\">n.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c ye37 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> betreff<span class=\"_ _0\"></span>ende opbr<span class=\"_ _0\"></span>engst<span class=\"_ _0\"></span>en van gelev<span class=\"_ _0\"></span>erde diens<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye38 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten zonder di<span class=\"_ _1\"></span>scretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span> die</div>\n<div class=\"t m0 x2c h64 ye39 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn uitgegev<span class=\"_ _0\"></span>en betref<span class=\"_ _0\"></span>fen zowel<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1d h64 ye3a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">initi\u00ebre<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t als het v<span class=\"_ _0\"></span><span class=\"ws112\">erlene<span class=\"_ _0\"></span>n van dienst<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 ye3b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span>. Indien duidelijk<span class=\"_ _1\"></span> identificeerbaar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye3c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>e marginale k<span class=\"_ _0\"></span>osten met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot het recht<span class=\"_ _0\"></span> om dienst<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x1d h64 ye3d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span> te verlenen verant<span class=\"_ _1\"></span>woord als actief<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 ye3e ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden ze ge<span class=\"_ _1\"></span>amortiseerd <span class=\"_ _1\"></span>als de de<span class=\"_ _1\"></span>sbetreffende op<span class=\"_ _1\"></span>brengsten <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 ye3f ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Het betr<span class=\"_ _0\"></span>effende im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble actief w<span class=\"_ _0\"></span>ordt op elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ye40 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggevings<span class=\"_ _1\"></span>datum getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid.<span class=\"_ _1\"></span> Commissies <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ye41 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het beheer van bele<span class=\"_ _1\"></span>ggingen op deze cont<span class=\"_ _1\"></span>racten worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ye42 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten wan<span class=\"_ _1\"></span>neer deze diensten<span class=\"_ _1\"></span> worden verleend<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 135px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 828px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 140px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 833px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 145px; width: 351.997px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 838px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 ye43 ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.11 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Verpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">inzake (her)v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 ye44 ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">beleggingscon<span class=\"_ _1\"></span>tracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye45 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n inzake (her<span class=\"_ _1\"></span>)verzekerings<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en belegging<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 ye46 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houden verb<span class=\"_ _1\"></span>and met:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye47 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws111\">Verzekeringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye48 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsef ws113\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>scontracten;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye49 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws112\">Beleggingsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re winstdel<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>omponent<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 ye4a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(discretionar<span class=\"_ _1\"></span>y participa<span class=\"_ _1\"></span>tion feature<span class=\"_ _1\"></span>s (DPF))<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye4b ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws112\">Beleggingsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en zonder DPF<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ye4c ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie van c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye4d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aan polishouders<span class=\"_ _1\"></span> verbonden verpli<span class=\"_ _1\"></span>chtingen worden gec<span class=\"_ _1\"></span>lassificeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye4e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basis van d<span class=\"_ _0\"></span>e kenmerke<span class=\"_ _0\"></span>n van de onde<span class=\"_ _0\"></span>rliggend<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye4f ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e risico'<span class=\"_ _0\"></span>s van dez<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>acten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybb9 ffdf fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u25cf<span class=\"ffde\"> <span class=\"_ _33\"> </span><span class=\"ffda fs44 lsed ws112\">Verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracten z<span class=\"_ _0\"></span>ijn die cont<span class=\"_ _0\"></span>racten w<span class=\"_ _0\"></span>aarin Agea<span class=\"_ _0\"></span>s een </span></span></div>\n<div class=\"t m0 x69 h64 ye50 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanzienlijk<span class=\"_ _1\"></span> verzekeringsrisico<span class=\"_ _1\"></span> van een andere partij<span class=\"_ _1\"></span> (de</div>\n<div class=\"t m0 x69 h64 ye51 ffda fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">polishouder)<span class=\"_ _1\"></span> <span class=\"lsed ws112\">heeft geac<span class=\"_ _0\"></span>cepteer<span class=\"_ _0\"></span>d door erm<span class=\"_ _0\"></span>ee in te stemme<span class=\"_ _0\"></span>n de </span></div>\n<div class=\"t m0 x69 h64 ye52 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">polisho<span class=\"_ _0\"></span>uder te com<span class=\"_ _0\"></span>penseren i<span class=\"_ _0\"></span>ndien ee<span class=\"_ _0\"></span>n bepaalde o<span class=\"_ _0\"></span>nzekere</div>\n<div class=\"t m0 x69 h64 ye53 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> gebeurtenis (<span class=\"_ _1\"></span>de verzekerd<span class=\"_ _1\"></span>e gebeurteni<span class=\"_ _1\"></span>s) nadelige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 ye54 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevolgen he<span class=\"_ _1\"></span>eft voor de<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>. Er is<span class=\"_ _1\"></span> uitsluitend <span class=\"_ _1\"></span>sprake van</div>\n<div class=\"t m0 x69 h64 ye55 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngsris<span class=\"ws112\">ic<span class=\"_ _0\"></span>o indien e<span class=\"_ _0\"></span>en verzeke<span class=\"_ _0\"></span>raar als gev<span class=\"_ _0\"></span>olg van </span></div>\n<div class=\"t m0 x69 h64 ye56 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erde gebe<span class=\"_ _0\"></span>urtenis i<span class=\"_ _0\"></span>n elk scenari<span class=\"_ _0\"></span>o aanzie<span class=\"_ _0\"></span>nlijke</div>\n<div class=\"t m0 x69 h64 ye57 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanvullende voo<span class=\"_ _1\"></span>rdelen moet uit<span class=\"_ _1\"></span>keren, exclusief<span class=\"_ _1\"></span> scenario's zonder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 ye58 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische be<span class=\"_ _1\"></span>tekenis (da<span class=\"_ _1\"></span>t wil <span class=\"_ _1\"></span>zeggen zonder wa<span class=\"_ _1\"></span>arneembaar</div>\n<div class=\"t m0 x69 h64 ye59 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effect op d<span class=\"_ _0\"></span>e economis<span class=\"_ _0\"></span>che betek<span class=\"_ _0\"></span>enis van de t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie).</div>\n<div class=\"t m0 x69 h64 ye5a ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten k<span class=\"_ _0\"></span>unnen ook<span class=\"_ _0\"></span> een financ<span class=\"_ _0\"></span>ieel risic<span class=\"_ _0\"></span>o</div>\n<div class=\"t m0 x69 h64 ye5b ffda fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overdragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye5c ffdf fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u25cf<span class=\"ffde\"> <span class=\"_ _33\"> </span><span class=\"ffda fs44 lsed ws112\">Beleggi<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten (<span class=\"_ _0\"></span>met of zonde<span class=\"_ _0\"></span>r discret<span class=\"_ _0\"></span>ionaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ing) zijn </span></span></div>\n<div class=\"t m0 x69 h64 ye5d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en die een aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk financ<span class=\"_ _0\"></span>ieel risico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en. Een</div>\n<div class=\"t m0 x69 h64 ye5e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico is<span class=\"_ _0\"></span> het risico va<span class=\"_ _0\"></span>n een mogel<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige</div>\n<div class=\"t m0 x69 h64 ye5f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in een of meer van de volg<span class=\"_ _1\"></span>ende variabelen<span class=\"_ _1\"></span>: een</div>\n<div class=\"t m0 x69 h64 ye60 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bepaalde rentev<span class=\"_ _1\"></span>oet, prijs van een<span class=\"_ _1\"></span> financieel instr<span class=\"_ _1\"></span>ument,</div>\n<div class=\"t m0 x69 h64 ye61 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">grondst<span class=\"_ _0\"></span>offenpr<span class=\"_ _0\"></span>ijs, valut<span class=\"_ _0\"></span>akoers<span class=\"_ _0\"></span>en, inde<span class=\"_ _0\"></span>x van prijzen of<span class=\"_ _0\"></span> rentevoet<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x69 h64 ye62 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>id of kr<span class=\"_ _1\"></span>edietindex o<span class=\"_ _1\"></span>f andere<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">variabele, mits,<span class=\"_ _0\"></span> in </span></span></div>\n<div class=\"t m0 x69 h64 ye63 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geval van een nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span>financi\u00ebl<span class=\"_ _1\"></span>e variabele, de<span class=\"_ _1\"></span> variabele niet spec<span class=\"_ _1\"></span>ifiek</div>\n<div class=\"t m0 x69 h64 ye64 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voor ee<span class=\"_ _0\"></span>n contrac<span class=\"_ _0\"></span>tpartij<span class=\"_ _0\"></span> is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye65 ffda fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye66 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als een <span class=\"_ _1\"></span>contract als <span class=\"_ _1\"></span>een verzeker<span class=\"_ _1\"></span>ingscontract i<span class=\"_ _1\"></span>s aangemerkt<span class=\"_ _1\"></span>, blijft he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ye67 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act tot het<span class=\"_ _0\"></span> einde v<span class=\"_ _0\"></span>an de lo<span class=\"_ _0\"></span>optijd,<span class=\"_ _0\"></span> zelfs als<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">het </span></span></div>\n<div class=\"t m0 x1d h64 ye68 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsr<span class=\"_ _0\"></span>isico aanzi<span class=\"_ _0\"></span>enlijk af<span class=\"_ _0\"></span>neemt tij<span class=\"_ _0\"></span>dens deze pe<span class=\"_ _0\"></span>riode, te<span class=\"_ _0\"></span>nzij alle</div>\n<div class=\"t m0 x1d h64 ye69 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rechten en<span class=\"_ _1\"></span> verplichtinge<span class=\"_ _1\"></span>n nietig ve<span class=\"_ _1\"></span>rklaard of b<span class=\"_ _1\"></span>e\u00ebindigd <span class=\"_ _1\"></span>zijn.</div>\n<div class=\"t m0 x1d h64 ye6a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingscon<span class=\"_ _1\"></span>tracten kunnen<span class=\"_ _1\"></span> echter na<span class=\"_ _1\"></span> aanvang word<span class=\"_ _1\"></span>en aangemerk<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ye6b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en als het ve<span class=\"_ _0\"></span>rzeke<span class=\"_ _0\"></span>ringsris<span class=\"_ _0\"></span>ic<span class=\"ws11d\">o aanzi<span class=\"_ _0\"></span>enlijk w<span class=\"_ _0\"></span>ordt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye6c ffda fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye6d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten,<span class=\"_ _0\"></span> herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten en</div>\n<div class=\"t m0 x1d h64 ye6e ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten <span class=\"_ _0\"></span>met DPF w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord ove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>stig</div>\n<div class=\"t m0 x1d h64 ye6f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 4. Bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten die geen<span class=\"_ _1\"></span> significan<span class=\"_ _1\"></span>t verzekerings<span class=\"_ _1\"></span>risico</div>\n<div class=\"t m0 x1d h64 ye70 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overdragen worden<span class=\"_ _1\"></span> verantwoord over<span class=\"_ _1\"></span>eenkomstig IAS <span class=\"ws113\">39<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 760px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 760px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffe0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Levensverzeker<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye72 ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Toekomstige pol<span class=\"_ _1\"></span>isuitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en toekoms<span class=\"_ _0\"></span>tige verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 ye74 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor polisu<span class=\"_ _1\"></span>itkeringen ber<span class=\"_ _1\"></span>ekend met be<span class=\"_ _1\"></span>hulp van ee<span class=\"_ _1\"></span>n nettopre<span class=\"_ _1\"></span>miemethode</div>\n<div class=\"t m0 x2c h64 ye75 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige net<span class=\"_ _0\"></span>tokasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span>), waarb<span class=\"_ _0\"></span>ij wordt</div>\n<div class=\"t m0 x2c h64 ye76 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgega<span class=\"_ _0\"></span>an van actu<span class=\"_ _0\"></span>ari\u00eble ve<span class=\"_ _0\"></span>ronderst<span class=\"_ _0\"></span>ellingen o<span class=\"_ _0\"></span>p basi<span class=\"lsee ws13e\">s van historische </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ervaring e<span class=\"_ _1\"></span>n standaarden <span class=\"_ _1\"></span>binnen de<span class=\"_ _1\"></span> verzekeringsse<span class=\"_ _1\"></span>ctor. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye77 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winstd<span class=\"_ _0\"></span>elende p<span class=\"_ _0\"></span>olissen o<span class=\"_ _0\"></span>mvatten <span class=\"_ _0\"></span>event<span class=\"_ _0\"></span>uele verp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>gen die</div>\n<div class=\"t m0 x2c h64 ye78 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> dividenden o<span class=\"_ _1\"></span>f andere wins<span class=\"_ _1\"></span>tdelingen wee<span class=\"_ _1\"></span>rspiegelen. Voo<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 yd39 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten z<span class=\"_ _0\"></span>ijn de toek<span class=\"_ _0\"></span>omsti<span class=\"_ _0\"></span>ge verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ws111\">voor </span></div>\n<div class=\"t m0 x2c h64 yd3a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polisuitkering<span class=\"_ _1\"></span>en geherwaardeer<span class=\"_ _1\"></span>d om de<span class=\"_ _1\"></span> huidige mar<span class=\"_ _1\"></span>ktrente te</div>\n<div class=\"t m0 x2c h64 y92a ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">reflect<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92c ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De beleggingsov<span class=\"_ _1\"></span>ereenkomsten zonder<span class=\"_ _1\"></span> winstdeling zijn<span class=\"_ _1\"></span> voornamelijk</div>\n<div class=\"t m0 x2c h64 y92d ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">link<span class=\"_ _1\"></span>ed overeenkoms<span class=\"_ _1\"></span>ten waarbij Ag<span class=\"_ _1\"></span>eas de bele<span class=\"_ _1\"></span>ggingen na<span class=\"_ _1\"></span>mens de </span></div>\n<div class=\"t m0 x2c h64 y92e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span> aanhoudt en d<span class=\"_ _1\"></span>eze tegen<span class=\"_ _1\"></span> re\u00eble waard<span class=\"_ _1\"></span>e waardeert<span class=\"_ _1\"></span>. Eigen</div>\n<div class=\"t m0 x2c h64 y92f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>s worden ge\u00eb<span class=\"_ _1\"></span>limineerd. Un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y991 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">linked ov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omste<span class=\"_ _0\"></span>n zijn spe<span class=\"_ _0\"></span>cifieke<span class=\"_ _0\"></span> levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten</div>\n<div class=\"t m0 x2c h64 y992 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarop arti<span class=\"_ _1\"></span>kel 25 va<span class=\"_ _1\"></span>n EU<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">richtlijn 200<span class=\"_ _0\"></span>2/83/EG o<span class=\"_ _0\"></span>p van toepas<span class=\"_ _0\"></span>sing is. De </span></span></div>\n<div class=\"t m0 x2c h64 y993 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeringen<span class=\"_ _1\"></span> van deze ove<span class=\"_ _1\"></span>reenkomst<span class=\"lsed ws112\">en zijn gekoppe<span class=\"_ _0\"></span>ld aan icbe'<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y994 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(instel<span class=\"_ _0\"></span>lingen vo<span class=\"_ _0\"></span>or collecti<span class=\"_ _0\"></span>eve beleg<span class=\"_ _0\"></span>ging in eff<span class=\"_ _0\"></span>ecten), aa<span class=\"_ _0\"></span>n een</div>\n<div class=\"t m0 x2c h64 y995 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenmandje<span class=\"_ _1\"></span>, een referentiew<span class=\"_ _1\"></span>aarde, of aan een<span class=\"_ _1\"></span> combinatie van die</div>\n<div class=\"t m0 x2c h64 y996 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>n, of units, di<span class=\"_ _0\"></span>e in de overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>en zijn vast<span class=\"_ _0\"></span>gelegd. D<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y997 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> voor unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">linked <span class=\"ws11d\">over<span class=\"_ _1\"></span>eenkomsten word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen waa<span class=\"_ _0\"></span>rde per een<span class=\"_ _0\"></span>heid (= de re\u00ebl<span class=\"_ _0\"></span>e waarde va<span class=\"_ _0\"></span>n het fonds waa<span class=\"_ _0\"></span>rin de</div>\n<div class=\"t m0 x2c h64 y999 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">link<span class=\"_ _1\"></span>ed overeenkomst is<span class=\"_ _1\"></span> belegd, gedeeld door<span class=\"_ _1\"></span> het aantal van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yc13 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">units van het<span class=\"_ _1\"></span> fonds), waarbij vera<span class=\"_ _1\"></span>nderingen in de re\u00eb<span class=\"_ _1\"></span>le waarde worden</div>\n<div class=\"t m0 x2c h64 yc14 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de<span class=\"ls0 ws0\"> </span>r<span class=\"_ _1\"></span>esultatenrekeni<span class=\"_ _1\"></span>ng. De re\u00eble<span class=\"_ _1\"></span> waarde be<span class=\"_ _1\"></span>draagt nooit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc15 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder da<span class=\"_ _0\"></span>n het uit te kere<span class=\"_ _0\"></span>n bedrag bi<span class=\"_ _0\"></span>j afkoop (in<span class=\"_ _0\"></span>dien van<span class=\"_ _0\"></span> toepassi<span class=\"_ _0\"></span>ng),</div>\n<div class=\"t m0 x2c h64 yc16 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> vereiste <span class=\"_ _1\"></span>opzegtermijn<span class=\"_ _1\"></span> voor zover <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x2c h64 yc17 ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde prod<span class=\"_ _1\"></span>ucten be<span class=\"_ _1\"></span>vatten financi\u00ebl<span class=\"_ _1\"></span>e garantie<span class=\"_ _1\"></span>s die ook w<span class=\"_ _1\"></span>o<span class=\"ws113\">rden </span></div>\n<div class=\"t m0 x2c h64 yc1a ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en word<span class=\"_ _1\"></span>en verantwoord in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot unit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">linked<span class=\"_ _1\"></span> overeenkomsten<span class=\"_ _1\"></span>, waarbij de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya3e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">re\u00eble<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">waar<span class=\"_ _1\"></span>deverandering<span class=\"_ _1\"></span> wordt verantw<span class=\"_ _1\"></span>oord in <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening. Er </span></div>\n<div class=\"t m0 x2c h64 ya3f ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt rekening<span class=\"_ _1\"></span> gehouden met verzeker<span class=\"_ _1\"></span>ingsrisico's op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">basis van </span></span></div>\n<div class=\"t m0 x2c h64 ya40 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuari\u00eble veron<span class=\"_ _1\"></span>derstellingen<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 92px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya41 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya42 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Storti<span class=\"_ _0\"></span>ngen en onttr<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worden rec<span class=\"_ _0\"></span>htstreek<span class=\"_ _0\"></span>s in de bala<span class=\"_ _0\"></span>ns verwerkt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya43 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als mutati<span class=\"_ _0\"></span>e van de verp<span class=\"_ _0\"></span>lichting,<span class=\"_ _0\"></span> zonde<span class=\"_ _0\"></span>r invloed op de re<span class=\"_ _0\"></span>sultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y948 ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Gewaarborgde mi<span class=\"_ _1\"></span>nimumrendemente<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y949 ffe0 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">financieri<span class=\"_ _1\"></span>ngscomponent voor<span class=\"_ _1\"></span> levensverzekeri<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y94a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> minimumrende<span class=\"_ _1\"></span>menten word<span class=\"_ _1\"></span>t gewaardeerd<span class=\"_ _1\"></span> tegen de</div>\n<div class=\"t m0 x2c h64 y94b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs. Aanv<span class=\"_ _1\"></span>ullende verplich<span class=\"_ _1\"></span>tingen zijn vastges<span class=\"_ _1\"></span>teld</div>\n<div class=\"t m0 x2c h64 y94c ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">teneind<span class=\"_ _0\"></span>e de verwac<span class=\"_ _0\"></span>hte langet<span class=\"_ _0\"></span>ermijn<span class=\"_ _0\"></span>rente te wee<span class=\"_ _0\"></span>rspiegel<span class=\"_ _0\"></span>en. Deze</div>\n<div class=\"t m0 x2c h64 y94d ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aa<span class=\"lsef ws11e\">nvullende verplichtinge<span class=\"_ _1\"></span>n worden bere<span class=\"_ _1\"></span>kend als het verschi<span class=\"_ _1\"></span>l tussen de </span></div>\n<div class=\"t m0 x2c h64 y94e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contante waar<span class=\"_ _1\"></span>de en de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van de gegar<span class=\"_ _1\"></span>andeerde bedrage<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94f ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y950 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot lijf<span class=\"_ _0\"></span>rente<span class=\"_ _0\"></span>polissen t<span class=\"_ _0\"></span>ijdens<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y951 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opbouw<span class=\"_ _0\"></span>periode z<span class=\"_ _0\"></span>ijn geli<span class=\"_ _0\"></span>jk aan d<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>atieve s<span class=\"_ _0\"></span>aldi van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">polishouder<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x2c h64 y952 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Na de opbou<span class=\"_ _0\"></span>wperiod<span class=\"_ _0\"></span>e zijn de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen gelijk<span class=\"_ _0\"></span> aan de conta<span class=\"_ _0\"></span>nte</div>\n<div class=\"t m0 x2c h64 y953 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verwac<span class=\"_ _0\"></span>hte toeko<span class=\"_ _0\"></span>mstige bet<span class=\"_ _0\"></span>alingen.<span class=\"_ _0\"></span> Wijzigi<span class=\"_ _0\"></span>ngen in</div>\n<div class=\"t m0 x2c h64 y954 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sterftetabell<span class=\"_ _1\"></span>en uit voorgaande ja<span class=\"_ _1\"></span>ren worden voll<span class=\"_ _1\"></span>edig in deze</div>\n<div class=\"t m0 x2c h64 y955 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> weergegeven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Discretionaire<span class=\"_ _1\"></span> winstdeli<span class=\"ws113\">ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De meeste l<span class=\"_ _0\"></span>evensv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">of beleggi<span class=\"_ _1\"></span>ngscontracten<span class=\"_ _1\"></span> voorzien in<span class=\"_ _1\"></span> een </span></span></div>\n<div class=\"t m0 x1d h64 y99c ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> vergoeding. Sommige con<span class=\"_ _1\"></span>tracten kunnen o<span class=\"_ _1\"></span>ok een recht</div>\n<div class=\"t m0 x1d h64 y99d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op winstd<span class=\"_ _0\"></span>eling bev<span class=\"_ _0\"></span>atten (dis<span class=\"_ _0\"></span>cretion<span class=\"_ _0\"></span>ary parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n features<span class=\"_ _0\"></span> (DPF)). D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 y99e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">element gee<span class=\"_ _1\"></span>ft de houder <span class=\"_ _1\"></span>van het <span class=\"_ _1\"></span>contract het re<span class=\"_ _1\"></span>cht om, b<span class=\"_ _1\"></span>oven op</div>\n<div class=\"t m0 x1d h64 y99f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> elementen, <span class=\"_ _1\"></span>aanvullende<span class=\"_ _1\"></span> uitkeringen e<span class=\"_ _1\"></span>n bonussen<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 ya9a ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya9b ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsed ws11d\">Die waarschi<span class=\"_ _0\"></span>jnlijk e<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>nlijk de<span class=\"_ _0\"></span>el van de t<span class=\"_ _0\"></span>otale c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele </span></span></div>\n<div class=\"t m0 x69 h64 ya9c ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeringen<span class=\"_ _1\"></span> vormen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya9d ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsef ws11e\">W<span class=\"_ _1\"></span>aarvan het bedrag of<span class=\"_ _1\"></span> de timing volgens<span class=\"_ _1\"></span> contract naar goedd<span class=\"_ _1\"></span>unken </span></span></div>\n<div class=\"t m0 x69 h64 ya9e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Agea<span class=\"lsee ws13e\">s is;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsed ws112\">Die contractuee<span class=\"_ _0\"></span>l gebase<span class=\"_ _0\"></span>erd zijn op:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaa0 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 ls10a ws13c\">De <span class=\"lsed ws11d\">prestat<span class=\"_ _0\"></span>ie van e<span class=\"_ _0\"></span>en speci<span class=\"_ _0\"></span>fieke 'p<span class=\"_ _0\"></span>ool' va<span class=\"_ _0\"></span>n contrac<span class=\"_ _0\"></span>ten of ee<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa1 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>d type cont<span class=\"_ _0\"></span>ract;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yaa2 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 lsef ws11e\">Gerealiseerde en/of n<span class=\"_ _1\"></span>iet</span><span class=\"ffe0\">-<span class=\"lsef ws11e\">gereal<span class=\"_ _1\"></span>iseerde belegging<span class=\"_ _1\"></span>srendementen </span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa3 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een specif<span class=\"_ _0\"></span>ieke 'poo<span class=\"_ _0\"></span>l' van activ<span class=\"_ _0\"></span>a in handen va<span class=\"_ _0\"></span>n Ageas;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yaa4 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 lsed ws112\">De winst<span class=\"_ _0\"></span> of <span class=\"lsef ws11d\">het verlie<span class=\"_ _1\"></span>s van Agea<span class=\"_ _1\"></span>s, een fond<span class=\"_ _1\"></span>s of een and<span class=\"_ _1\"></span>ere<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa5 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> die het cont<span class=\"_ _0\"></span>ract uit<span class=\"_ _0\"></span>geeft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa7 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten en beleg<span class=\"_ _0\"></span>gingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met DPF</div>\n<div class=\"t m0 x1d h64 yaa8 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden vergoed<span class=\"_ _1\"></span>ingen ten g<span class=\"_ _1\"></span>unste van p<span class=\"_ _1\"></span>olishouders be<span class=\"_ _1\"></span>rekend u<span class=\"_ _1\"></span>itgaande</div>\n<div class=\"t m0 x1d h64 ya59 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>contractueel v<span class=\"_ _1\"></span>erschuldigde be<span class=\"_ _1\"></span>dr<span class=\"ws11e\">ag op basis van d<span class=\"_ _1\"></span>e statutaire </span></div>\n<div class=\"t m0 x1d h64 ya5a ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nettowi<span class=\"_ _0\"></span>nst, bepe<span class=\"_ _0\"></span>rkinge<span class=\"_ _0\"></span>n en betaalt<span class=\"_ _0\"></span>ermijne<span class=\"_ _0\"></span>n. De DPF<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">component inzak<span class=\"_ _1\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscon<span class=\"_ _1\"></span>tracten betreft<span class=\"_ _1\"></span> een voorwaardelijke<span class=\"_ _1\"></span> toezegging met</div>\n<div class=\"t m0 x1d h64 ya5c ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">gerealis<span class=\"_ _0\"></span>eerde wins<span class=\"_ _0\"></span>ten en v<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n. Dez<span class=\"_ _0\"></span>e toezeg<span class=\"_ _0\"></span>ging </span></span></div>\n<div class=\"t m0 x1d h64 ya5d ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blijft hi<span class=\"_ _1\"></span>erdoor onderdee<span class=\"_ _1\"></span>l van de <span class=\"_ _1\"></span>niet<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">gerea<span class=\"_ _1\"></span>liseerde winsten<span class=\"_ _1\"></span> en verliezen </span></div>\n<div class=\"t m0 x1d h64 ya5e ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals be<span class=\"_ _0\"></span>grepen in het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen. Ind<span class=\"_ _0\"></span>ien de toeze<span class=\"_ _0\"></span>gging</div>\n<div class=\"t m0 x1d h64 ya5f ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onvoorw<span class=\"_ _0\"></span>aardeli<span class=\"_ _0\"></span>jk wordt, vi<span class=\"_ _0\"></span>ndt over<span class=\"_ _0\"></span>boeking n<span class=\"_ _0\"></span>aar de Verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en inzake</div>\n<div class=\"t m0 x1d h64 ya60 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even plaat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya61 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya62 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingscon<span class=\"_ _1\"></span>tracten zonder<span class=\"_ _1\"></span> DPF worden<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">bij de eerste op<span class=\"_ _0\"></span>name </span></span></div>\n<div class=\"t m0 x1d h64 ya63 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en ver<span class=\"_ _1\"></span>volgens tegen ge<span class=\"_ _1\"></span>amortiseerde</div>\n<div class=\"t m0 x1d h64 ya64 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js en verant<span class=\"_ _0\"></span>woord a<span class=\"_ _0\"></span>ls een deposi<span class=\"_ _0\"></span>toverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yab1 ffe2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Als er g<span class=\"_ _0\"></span>een nauw v<span class=\"_ _0\"></span>erband <span class=\"_ _0\"></span>bestaat<span class=\"_ _0\"></span> tusse<span class=\"_ _0\"></span>n in een co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span> beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yab3 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">derivaten en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de basisco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n, worden in e<span class=\"_ _0\"></span>en contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab4 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en gesche<span class=\"_ _0\"></span>iden van d<span class=\"_ _0\"></span>e basiscont<span class=\"_ _0\"></span>racten en v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord tegen</div>\n<div class=\"t m0 x1d h64 yab5 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekeni<span class=\"_ _1\"></span>ng.</div>\n<div class=\"t m0 x1d h64 y97d ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Actuari\u00eble <span class=\"_ _1\"></span>veronderstell<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> op elke <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span>sdatum</div>\n<div class=\"t m0 x1d h64 y97e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beoordeeld<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">e<span class=\"_ _1\"></span>n de daaruit voor<span class=\"_ _1\"></span>tvloeiende impa<span class=\"_ _1\"></span>ct wordt in de </span></div>\n<div class=\"t m0 x1d h64 y97f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening verwerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye79 ffe2 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Splitsing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye7a ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De deposit<span class=\"_ _0\"></span>ocomp<span class=\"_ _0\"></span>onent van ee<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract wo<span class=\"_ _0\"></span>rdt gespl<span class=\"_ _0\"></span>itst als</div>\n<div class=\"t m0 x1d h64 ye7b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de twee volgen<span class=\"_ _1\"></span>de voorwaarden word<span class=\"_ _1\"></span>t voldaan:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye7c ffe3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">deposit<span class=\"_ _0\"></span>ocompo<span class=\"_ _0\"></span>nent (inc<span class=\"_ _0\"></span>lusief ev<span class=\"_ _0\"></span>entuele e<span class=\"_ _0\"></span>rin bes<span class=\"ws111\">lot<span class=\"_ _0\"></span>en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y984 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afkoopopties)<span class=\"_ _1\"></span> kan afzonderlijk<span class=\"_ _1\"></span> worden gewaardeerd<span class=\"_ _1\"></span> (dat wil zeggen</div>\n<div class=\"t m0 x69 h64 y985 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zonder rekening<span class=\"_ _1\"></span> te houden met de ver<span class=\"_ _1\"></span>zekeringscompone<span class=\"_ _1\"></span>nt)<span class=\"ls0 ws0\">; </span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y986 ffe3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 lsef ws11e\">d<span class=\"_ _1\"></span>e grondslagen van de<span class=\"_ _1\"></span> financi\u00eble versl<span class=\"_ _1\"></span>aggeving van Age<span class=\"_ _1\"></span>as </span></span></div>\n<div class=\"t m0 x69 h64 y987 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereisen nie<span class=\"_ _1\"></span>t anderszin<span class=\"_ _1\"></span>s de opname<span class=\"_ _1\"></span> van alle<span class=\"_ _1\"></span> <span class=\"lsed ws112\">verplic<span class=\"_ _0\"></span>htingen e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x69 h64 y988 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rechten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die voortvloei<span class=\"_ _0\"></span>en uit de depos<span class=\"_ _0\"></span>itocom<span class=\"_ _0\"></span>ponent.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y989 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye7d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Moment<span class=\"_ _0\"></span>eel heeft Age<span class=\"_ _0\"></span>as alle recht<span class=\"_ _0\"></span>en en ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 ye7e ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten opg<span class=\"_ _0\"></span>enome<span class=\"_ _0\"></span>n, confo<span class=\"_ _0\"></span>rm de reg<span class=\"_ _0\"></span>els voor</div>\n<div class=\"t m0 x1d h64 ye7f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving.<span class=\"_ _1\"></span> Dientengevo<span class=\"_ _1\"></span>lge heeft Ag<span class=\"_ _1\"></span>eas geen<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">gesplitste </span></span></div>\n<div class=\"t m0 x1d h64 ye80 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">depositocomponent<span class=\"_ _1\"></span> met betrekking to<span class=\"_ _1\"></span>t de verzekerings<span class=\"_ _1\"></span>contracten</div>\n<div class=\"t m0 x1d h64 ye81 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffe6 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">levensverzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x2c h6c ye72 ffe8 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Claims en <span class=\"_ _1\"></span>schadebehandeling<span class=\"_ _1\"></span>skosten worden<span class=\"_ _1\"></span> in de r<span class=\"_ _1\"></span>esultatenrekenin<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x2c h64 ye74 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op het<span class=\"_ _0\"></span> moment dat de u<span class=\"_ _0\"></span>itgaven wo<span class=\"_ _0\"></span>rden ged<span class=\"_ _0\"></span>aan. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ye75 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaalde claims<span class=\"_ _1\"></span> en schadebehand<span class=\"_ _1\"></span>elingskosten om<span class=\"_ _1\"></span>vatten schattinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ye76 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor gerappor<span class=\"_ _1\"></span>teerde claims en voo<span class=\"_ _1\"></span>rzieningen voor<span class=\"_ _1\"></span> claims die zi<span class=\"ls10b ws13d\">jn </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgev<span class=\"_ _0\"></span>allen maa<span class=\"_ _0\"></span>r niet gera<span class=\"_ _0\"></span>pportee<span class=\"_ _0\"></span>rd. De schatt<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an voorgev<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x2c h64 yd83 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gerapporteerde<span class=\"_ _1\"></span> claims wo<span class=\"_ _1\"></span>rden gebaseer<span class=\"_ _1\"></span>d op ervarin<span class=\"_ _1\"></span>g uit he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verleden, de<span class=\"_ _1\"></span> huidige on<span class=\"_ _1\"></span>twikkeling <span class=\"_ _1\"></span>van claims en<span class=\"_ _1\"></span> het heersen<span class=\"_ _1\"></span>de sociale,</div>\n<div class=\"t m0 x2c h64 ye78 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che en wett<span class=\"_ _0\"></span>elijke ka<span class=\"_ _0\"></span>der. De verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 yd39 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadeverzeker<span class=\"_ _1\"></span>ingsclaims en <span class=\"_ _1\"></span>schadebehandel<span class=\"_ _1\"></span>ingskosten (na<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd3a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schadeloosstell<span class=\"_ _1\"></span>ingen, verhaalde<span class=\"_ _1\"></span> schaden, verkrijg<span class=\"_ _1\"></span>ing van het eigendom<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y92a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verzekerde<span class=\"_ _1\"></span> zaken en subrogat<span class=\"_ _1\"></span>ie) is gebaseerd op<span class=\"_ _1\"></span> schattingen van</div>\n<div class=\"t m0 x2c h64 y92b ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte verli<span class=\"_ _0\"></span>ezen en <span class=\"_ _0\"></span>houdt rek<span class=\"_ _0\"></span>ening m<span class=\"_ _0\"></span><span class=\"lsef\">et de beoorde<span class=\"_ _1\"></span>ling door<span class=\"_ _1\"></span> het </span></div>\n<div class=\"t m0 x2c h64 y92c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment wat betr<span class=\"_ _0\"></span>eft de verw<span class=\"_ _0\"></span>achte inf<span class=\"_ _0\"></span>latie, de ko<span class=\"_ _0\"></span>sten voor</div>\n<div class=\"t m0 x2c h64 y92d ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhandeling van<span class=\"_ _1\"></span> claims, juridi<span class=\"_ _1\"></span>sche risico\u2019s en<span class=\"_ _1\"></span> trends in de ontwi<span class=\"_ _1\"></span>kkeling</div>\n<div class=\"t m0 x2c h64 y92e ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van compensatie<span class=\"_ _1\"></span>toekenningen. Sc<span class=\"_ _1\"></span>hadeverplichtingen<span class=\"_ _1\"></span> inzake</div>\n<div class=\"t m0 x2c h64 y92f ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">arbeidsonge<span class=\"_ _1\"></span>schiktheid worden ve<span class=\"_ _1\"></span>rantwoo<span class=\"lsed ws112\">rd tegen de net<span class=\"_ _0\"></span>to contant<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y991 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde. De opgeno<span class=\"_ _1\"></span>men verplichtingen<span class=\"_ _1\"></span> zijn toereikend<span class=\"_ _1\"></span> om de</div>\n<div class=\"t m0 x2c h64 y992 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uiteindelijk<span class=\"_ _1\"></span>e kosten van claims en<span class=\"_ _1\"></span> schadebehandel<span class=\"_ _1\"></span>ingskosten te<span class=\"_ _1\"></span> dekken.</div>\n<div class=\"t m0 x2c h64 y993 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De daaruit<span class=\"_ _0\"></span> voortvlo<span class=\"_ _0\"></span>eiende a<span class=\"_ _0\"></span>anpassi<span class=\"_ _0\"></span>ngen worde<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y994 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y995 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y996 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verdi<span class=\"_ _1\"></span>sco<span class=\"ws11e\">nteert de verpl<span class=\"_ _1\"></span>ichtingen voor schad<span class=\"_ _1\"></span>e enkel voor clai<span class=\"_ _1\"></span>ms </span></div>\n<div class=\"t m0 x2c h64 y997 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met bepaalbar<span class=\"_ _1\"></span>e en peri<span class=\"_ _1\"></span>odieke betali<span class=\"_ _1\"></span>ngstermijnen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 693px; height: 376px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y937 ffe8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Toereikendheid<span class=\"_ _1\"></span>stoets voor de verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y938 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op elke r<span class=\"_ _1\"></span>apporteringsda<span class=\"_ _1\"></span>tum voert A<span class=\"_ _1\"></span>geas toerei<span class=\"_ _1\"></span>kendheidstoetse<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y939 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(Liability<span class=\"_ _1\"></span> Adequacy<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Test (LAT)) uit ten<span class=\"_ _0\"></span>einde t<span class=\"lsef ws11d\">e waarborgen dat de<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y93a ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n toereik<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93b ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y93c ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afzonderlijke<span class=\"_ _1\"></span> toetsen worden ui<span class=\"_ _1\"></span>tgevoerd voor:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93d ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11d\">Ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> Leven en <span class=\"_ _1\"></span>verplichtingen<span class=\"_ _1\"></span> gezondheid<span class=\"_ _1\"></span> die lijken<span class=\"_ _1\"></span> op die </span></span></div>\n<div class=\"t m0 x1a0 h64 y93e ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van verpli<span class=\"_ _1\"></span>chtingen Leven<span class=\"_ _1\"></span>, inclusief<span class=\"_ _1\"></span> annu\u00efteiten a<span class=\"_ _1\"></span>fkomstig van<span class=\"_ _1\"></span> Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y93f ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws113\">produc<span class=\"_ _1\"></span>ten; </span> </span></div>\n<div class=\"t m0 x2c h64 y940 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsed ws111\">(Niet</span><span class=\"ffe6\">-<span class=\"lsef ws11e\">verdiende)<span class=\"_ _1\"></span> premiereserve<span class=\"_ _1\"></span>s afkomstig van Nie<span class=\"_ _1\"></span>t</span>-<span class=\"ls107 ws13e\">leven<span class=\"_ _1\"></span></span>-</span></span></div>\n<div class=\"t m0 x1a0 h64 y941 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen gezondhei<span class=\"_ _1\"></span>d die nie<span class=\"_ _1\"></span>t lijken op <span class=\"_ _1\"></span>die van</div>\n<div class=\"t m0 x1a0 h64 y942 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen Le<span class=\"_ _0\"></span>ven<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y943 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11e\">Vo<span class=\"_ _1\"></span>orzieningen voor<span class=\"_ _1\"></span> te betalen schades<span class=\"_ _1\"></span> afkomstig van Nie<span class=\"_ _1\"></span>t</span><span class=\"ffe6\">-<span class=\"lsed ws111\">leven</span>-</span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen<span class=\"ls0 ws0\"> </span>gezondhei<span class=\"_ _1\"></span>d die nie<span class=\"_ _1\"></span>t lijken op <span class=\"_ _1\"></span>die van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y945 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen Le<span class=\"_ _0\"></span>ven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y947 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an deze LAT<span class=\"_ _0\"></span>'s kijkt Ag<span class=\"_ _0\"></span>eas naar de bes<span class=\"_ _0\"></span>te schatt<span class=\"_ _0\"></span>ingen,</div>\n<div class=\"t m0 x2c h64 y948 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de contant<span class=\"_ _0\"></span>e waarde va<span class=\"_ _0\"></span>n alle cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y949 ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen, inc<span class=\"_ _0\"></span>lusief v<span class=\"_ _0\"></span>erwante k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en zoals<span class=\"_ _0\"></span> commi<span class=\"_ _0\"></span>ssies en <span class=\"_ _0\"></span>kosten<span class=\"lsf9 ws124\">. </span></div>\n<div class=\"t m0 x2c h64 y94a ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De cont<span class=\"_ _0\"></span>ractlim<span class=\"_ _0\"></span>ieten van <span class=\"_ _0\"></span>Solvenc<span class=\"_ _0\"></span>y II wor<span class=\"_ _0\"></span>den toeg<span class=\"_ _0\"></span>epast, <span class=\"_ _0\"></span>maar zij<span class=\"_ _0\"></span>n in Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y94b ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leven beperkt to<span class=\"_ _1\"></span>t diegene die binnen<span class=\"_ _1\"></span> de IFRS<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">reserves val<span class=\"_ _0\"></span>len.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y94c ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen Lev<span class=\"_ _0\"></span>en (en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen g<span class=\"_ _0\"></span>ezondh<span class=\"_ _0\"></span>eid die li<span class=\"_ _0\"></span>jken op</div>\n<div class=\"t m0 x2c h64 y94e ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die van verp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>gen Leven, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef annu\u00efte<span class=\"_ _0\"></span>it<span class=\"ws11d\">en afk<span class=\"_ _0\"></span>omstig v<span class=\"_ _0\"></span>an Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y94f ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws11e\">produc<span class=\"_ _1\"></span>ten) omvat de LAT ook<span class=\"_ _1\"></span> de kasstromen voor<span class=\"_ _1\"></span>tvloeiend uit<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y950 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">embedded opties<span class=\"_ _1\"></span> en waarborgen en<span class=\"_ _1\"></span> beleggingsbaten.</div>\n<div class=\"t m0 x2c h64 y951 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingsinko<span class=\"_ _1\"></span>msten worden <span class=\"_ _1\"></span>bepaald me<span class=\"_ _1\"></span>t gebruik va<span class=\"_ _1\"></span>n het act<span class=\"_ _1\"></span>uele</div>\n<div class=\"t m0 x2c h64 y952 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekrendement<span class=\"_ _1\"></span> van de bestaande por<span class=\"_ _1\"></span>tefeuille, geba<span class=\"_ _1\"></span>seerd <span class=\"ws11d\">op de </span></div>\n<div class=\"t m0 x2c h64 y953 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ng dat na het einde v<span class=\"_ _1\"></span>an de looptijd van<span class=\"_ _1\"></span> de financi\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y954 ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten h<span class=\"_ _0\"></span>erbelegg<span class=\"_ _0\"></span>ing plaat<span class=\"_ _0\"></span>svindt<span class=\"_ _0\"></span> tegen ee<span class=\"_ _0\"></span>n risic<span class=\"_ _0\"></span>ovrije r<span class=\"_ _0\"></span>ente plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y955 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een bedri<span class=\"_ _0\"></span>jfsspec<span class=\"_ _0\"></span>ifiek aanp<span class=\"_ _0\"></span>assing vo<span class=\"_ _0\"></span>or volati<span class=\"_ _0\"></span>liteit op bas<span class=\"_ _0\"></span>is van EI<span class=\"_ _0\"></span>OPA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y956 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>ek. Voor di<span class=\"_ _0\"></span>recte bele<span class=\"_ _0\"></span>ggingen i<span class=\"_ _0\"></span>n va<span class=\"lsef ws11e\">stgoed, worden de wer<span class=\"_ _1\"></span>kelijke </span></div>\n<div class=\"t m0 x2c h64 y957 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">huuropbrengs<span class=\"_ _1\"></span>ten tot de <span class=\"_ _1\"></span>volgende contr<span class=\"_ _1\"></span>actuele verl<span class=\"_ _1\"></span>engingsperiode<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y958 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing gekom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1b ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y959 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor Niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">lev<span class=\"_ _0\"></span>en wordt<span class=\"_ _0\"></span> de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n alle kas<span class=\"_ _0\"></span>strom<span class=\"_ _0\"></span>en bepaa<span class=\"_ _0\"></span>ld, </span></div>\n<div class=\"t m0 x1d h64 y95a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van een risicovrije<span class=\"_ _1\"></span> discontering<span class=\"_ _1\"></span>svoet verhoogd met een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y95b ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>specif<span class=\"_ _0\"></span>ieke volat<span class=\"_ _0\"></span>iliteits<span class=\"_ _0\"></span>aanpass<span class=\"_ _0\"></span>ing op bas<span class=\"_ _0\"></span>is van de EI<span class=\"_ _0\"></span>OPA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>ek (na het laat<span class=\"_ _0\"></span>ste liqu<span class=\"_ _0\"></span>ide punt wor<span class=\"_ _0\"></span>dt de zogena<span class=\"_ _0\"></span>amde Ult<span class=\"_ _0\"></span>imate</div>\n<div class=\"t m0 x1d h64 y95d ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Forward R<span class=\"_ _0\"></span>ate<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">extrapolatie gebr<span class=\"_ _1\"></span>uikt).</span> </span></div>\n<div class=\"t m0 x1d h64 y95e ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Elk tekort<span class=\"_ _0\"></span> in de LAT wordt m<span class=\"_ _0\"></span>eteen in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng opgenom<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 ya55 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een bijzond<span class=\"lsed ws112\">ere waardeverm<span class=\"_ _0\"></span>inderin<span class=\"_ _0\"></span>g van het DAC<span class=\"ls0 ws0\">- <span class=\"ls104 ws136\">of VOBA</span>-<span class=\"lsf9 ws13b\">type of </span></span></span></div>\n<div class=\"t m0 x1d h64 ya56 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een verlie<span class=\"_ _1\"></span>s. Als het tekort in<span class=\"_ _1\"></span> een volgende periode<span class=\"_ _1\"></span> vermindert, word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de daling va<span class=\"_ _0\"></span>n het tekort<span class=\"_ _0\"></span> via de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening te<span class=\"_ _0\"></span>ruggebo<span class=\"_ _0\"></span>ekt. Een</div>\n<div class=\"t m0 x1d h64 ya58 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tekort wor<span class=\"_ _0\"></span>dt gedef<span class=\"_ _0\"></span>inieerd al<span class=\"_ _0\"></span>s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11d\">Ee<span class=\"_ _1\"></span>n negatieve <span class=\"_ _1\"></span>contante w<span class=\"_ _1\"></span>aarde van de<span class=\"_ _1\"></span> toekomstige<span class=\"_ _1\"></span> marge voor<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yac1 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">prod<span class=\"_ _1\"></span>ucten en op<span class=\"_ _1\"></span> Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">produ<span class=\"_ _1\"></span>cten lijkende<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yac2 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gezond<span class=\"_ _0\"></span>heidspr<span class=\"_ _0\"></span>oducten,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> annu\u00efteit<span class=\"_ _0\"></span>en afkoms<span class=\"_ _0\"></span>tig uit Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yac3 ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws113\">produc<span class=\"_ _1\"></span>ten</span>; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yac4 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsed ws11d\">Het positieve v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>l tussen<span class=\"_ _0\"></span> de netto <span class=\"_ _0\"></span>contant<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de </span></span></div>\n<div class=\"t m0 x69 h64 yac5 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de die<span class=\"_ _0\"></span>novere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>ige IFRS<span class=\"ls0 ws0\">-</span>res<span class=\"_ _0\"></span>erves voor Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yac6 ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">producte<span class=\"_ _0\"></span>n en niet op Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">producten<span class=\"_ _1\"></span> lijkende </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yac7 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gezondheidsprod<span class=\"_ _1\"></span>ucten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsef ws11d\">e LAT</span>-<span class=\"_ _1\"></span><span class=\"lsed ws111\">toetsin<span class=\"_ _0\"></span>g <span class=\"ws112\">houdt reken<span class=\"_ _0\"></span>ing<span class=\"ls0 ws0\"> </span>met het eff<span class=\"_ _0\"></span>ect van herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ng<span class=\"lsf9 ws13b\">, en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaca ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>se vastgoe<span class=\"_ _0\"></span>dbelegg<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">worden </span></span>de werkelij<span class=\"_ _0\"></span>ke</div>\n<div class=\"t m0 x1d h64 yacb ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huuropbrengs<span class=\"_ _1\"></span>ten tot de volgende<span class=\"_ _1\"></span> <span class=\"ws11d\">contractuele verl<span class=\"_ _1\"></span>engingsperiode<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in </span></span></span></div>\n<div class=\"t m0 x1d h64 yacc ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ge<span class=\"_ _1\"></span>nomen<span class=\"ls105 ws135\">. </span>De<span class=\"_ _1\"></span> LAT<span class=\"ls0 ws0\">-</span><span class=\"lsed\">toetsing wor<span class=\"_ _0\"></span>dt <span class=\"lsef ws11e\">bepaald op het ni</span>veau van </span></div>\n<div class=\"t m0 x1d h64 yacd ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de juridis<span class=\"_ _0\"></span>che entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yace ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yacf ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als de lokale LAT<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">vereisten<span class=\"_ _1\"></span> strenger z<span class=\"_ _1\"></span>ijn dan de<span class=\"_ _1\"></span> bovengenoemde<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1d h64 yad0 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">passen de lok<span class=\"_ _0\"></span>ale entit<span class=\"_ _0\"></span>eiten d<span class=\"_ _0\"></span>e lokale rege<span class=\"_ _0\"></span>ls toe.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y975 ffe8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Shadow accoun<span class=\"_ _1\"></span>ting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In sommig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s heeft de rea<span class=\"_ _0\"></span>lisatie v<span class=\"_ _0\"></span>an winste<span class=\"_ _0\"></span>n en</div>\n<div class=\"t m0 x1d h64 y977 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span>e gevolg<span class=\"_ _0\"></span>en voor de waa<span class=\"_ _0\"></span>rdering va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y978 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen en de d<span class=\"_ _0\"></span>aaraan ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rde acqu<span class=\"_ _0\"></span>isitie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd3b ffe6 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kosten.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3c ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3d ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van deze onderde<span class=\"_ _1\"></span>len past Ageas sh<span class=\"_ _1\"></span>adow accounting toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd3e ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de veran<span class=\"_ _0\"></span>deringen i<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde van de voo<span class=\"_ _0\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yd3f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n van de activ<span class=\"_ _0\"></span>a en verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n die van</div>\n<div class=\"t m0 x1d h64 yd40 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed z<span class=\"_ _0\"></span>ijn op de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen.</div>\n<div class=\"t m0 x1d h64 yd41 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Shadow acco<span class=\"lsed\">unting betek<span class=\"_ _0\"></span>ent dat ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde<span class=\"_ _1\"></span> winsten of verlie<span class=\"_ _1\"></span>zen </span></span></span></div>\n<div class=\"t m0 x1d h64 yd42 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op voor verk<span class=\"_ _0\"></span>oop besc<span class=\"_ _0\"></span>hikbar<span class=\"_ _0\"></span>e activa, die in h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 yd43 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgenomen zonder de<span class=\"_ _1\"></span> resultatenreken<span class=\"_ _1\"></span>ing te be\u00efnvloeden<span class=\"_ _1\"></span>, van invloed</div>\n<div class=\"t m0 x1d h64 yd44 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn op de waa<span class=\"_ _0\"></span>rdering va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen (of ov<span class=\"_ _0\"></span>e<span class=\"lsef ws113\">rgedragen </span></div>\n<div class=\"t m0 x1d h64 yd45 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en of value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired) op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier als</div>\n<div class=\"t m0 x1d h64 yd26 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen dat<span class=\"_ _0\"></span> zouden doe<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd28 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als onderdeel<span class=\"_ _1\"></span> van shadow accounting b<span class=\"_ _1\"></span>reiden sommige onder<span class=\"_ _1\"></span>nemingen</div>\n<div class=\"t m0 x1d h64 yd29 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas d<span class=\"_ _1\"></span>e standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span>LAT uit <span class=\"_ _1\"></span>met een <span class=\"_ _1\"></span>shadow<span class=\"ls0 ws0\">-</span><span class=\"ws113\">LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span>ts</span></span></span>ing. Onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2a ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de shadow<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">LAT wordt h<span class=\"_ _0\"></span>et bedrag a<span class=\"_ _0\"></span>an niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseerde<span class=\"_ _1\"></span> meerwaarden, </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yd2b ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in overig c<span class=\"_ _0\"></span>omprehe<span class=\"_ _0\"></span>nsive inc<span class=\"_ _0\"></span>ome, boven<span class=\"_ _0\"></span>op het over<span class=\"_ _0\"></span>schot dat</div>\n<div class=\"t m0 x1d h64 yd2c ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voortvloeit<span class=\"_ _1\"></span> uit de <span class=\"_ _1\"></span>standaard<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">LAT<span class=\"_ _1\"></span>, verantwoord als<span class=\"_ _1\"></span> een shadow<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 yd2d ffe6 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2e ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overbli<span class=\"_ _0\"></span>jvende ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span></span> <span class=\"lsef ws11d\">veranderinge<span class=\"_ _1\"></span>n in de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd30 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van voor verkoop<span class=\"_ _1\"></span> beschikbare financ<span class=\"_ _1\"></span>i\u00eble activa (na t<span class=\"_ _1\"></span>oepassing van</div>\n<div class=\"t m0 x1d h64 yd31 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">shadow accounti<span class=\"_ _1\"></span>ng) die onderhev<span class=\"_ _1\"></span>ig zijn aan discretiona<span class=\"_ _1\"></span>ire winstdeling<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 yd32 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden aange<span class=\"_ _1\"></span>merkt als <span class=\"_ _1\"></span>een afzonderl<span class=\"_ _1\"></span>ijk onderdee<span class=\"_ _1\"></span>l van het e<span class=\"_ _1\"></span>igen</div>\n<div class=\"t m0 x1d h64 yd33 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vermogen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 125px; height: 981px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bijkomende<span class=\"_ _1\"></span> uitgesteld<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-</span>winstdeli<span class=\"_ _1\"></span>ngsverplich<span class=\"_ _1\"></span>ting (deferred <span class=\"_ _1\"></span>profit</div>\n<div class=\"t m0 x2c h64 y8a6 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sharing li<span class=\"_ _0\"></span>ability<span class=\"_ _0\"></span>, DPL) wordt<span class=\"_ _0\"></span> toegere<span class=\"_ _0\"></span>kend op basis v<span class=\"_ _0\"></span>an een cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x2c h64 y8a7 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting of op bas<span class=\"_ _0\"></span>is van het bed<span class=\"_ _0\"></span>rag dat we<span class=\"_ _0\"></span>ttelijk of c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>ueel moet</div>\n<div class=\"t m0 x2c h64 y8a8 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">betaald op versc<span class=\"_ _0\"></span>hillen t<span class=\"_ _0\"></span>ussen stat<span class=\"_ _0\"></span>utaire bat<span class=\"_ _0\"></span>en en IFRS<span class=\"ls0 ws0\">-</span>bat<span class=\"_ _0\"></span>en en </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseerde w<span class=\"_ _1\"></span>insten of v<span class=\"_ _1\"></span>erliezen die <span class=\"_ _1\"></span>onder eigen<span class=\"_ _1\"></span> vermogen <span class=\"_ _1\"></span>zijn </span></span></div>\n<div class=\"t m0 x2c h64 y8aa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c ye1a ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekhoudku<span class=\"_ _1\"></span>ndige verwerki<span class=\"_ _1\"></span>ng van her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten hang<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">af van het feit of<span class=\"_ _0\"></span> er binne<span class=\"ws11d\">n <span class=\"_ _0\"></span>het cont<span class=\"_ _0\"></span>ract si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>nte verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>risico's<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye78 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden overged<span class=\"_ _1\"></span>ragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd39 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd3a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scontracten waar<span class=\"_ _1\"></span>bij een aanzienlij<span class=\"_ _1\"></span>k verzekeringsri<span class=\"_ _1\"></span>sico</div>\n<div class=\"t m0 x2c h64 y92a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen, worden veran<span class=\"_ _1\"></span>twoord naar gelang<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y92b ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten die ni<span class=\"_ _0\"></span>et ee<span class=\"lsef ws11e\">n aanzienlijk verzeker<span class=\"_ _1\"></span>ingsrisico </span></div>\n<div class=\"t m0 x2c h64 y92e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overdragen, <span class=\"_ _1\"></span>worden veran<span class=\"_ _1\"></span>twoord op bas<span class=\"_ _1\"></span>is van de <span class=\"_ _1\"></span>deposit me<span class=\"_ _1\"></span>thod en</div>\n<div class=\"t m0 x2c h64 y92f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder le<span class=\"_ _0\"></span>ningen of sch<span class=\"_ _0\"></span>ulden ver<span class=\"_ _0\"></span>antwoord a<span class=\"_ _0\"></span>ls financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a of</div>\n<div class=\"t m0 x2c h64 y991 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>. Een dergelij<span class=\"_ _1\"></span>k financieel actie<span class=\"_ _1\"></span>f of dergelijke fi<span class=\"_ _1\"></span>nanci\u00eble</div>\n<div class=\"t m0 x2c h64 y992 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting wor<span class=\"_ _0\"></span>dt verant<span class=\"_ _0\"></span>woord teg<span class=\"_ _0\"></span>en de betaal<span class=\"_ _0\"></span>de, respec<span class=\"_ _0\"></span>tieveli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x2c h64 y993 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen v<span class=\"_ _1\"></span>ergoeding, ver<span class=\"_ _1\"></span>minderd met e<span class=\"_ _1\"></span>ventuele, e<span class=\"_ _1\"></span>xpliciet</div>\n<div class=\"t m0 x2c h64 y994 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>de premi<span class=\"_ _0\"></span>es of vergoed<span class=\"_ _0\"></span>ingen die to<span class=\"_ _0\"></span>ekomen aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y995 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekerde.<span class=\"_ _0\"></span> De betaald<span class=\"_ _0\"></span>e, respect<span class=\"_ _0\"></span>ieveli<span class=\"_ _0\"></span>jk ontvan<span class=\"_ _0\"></span>gen bedra<span class=\"_ _0\"></span>gen die uit</div>\n<div class=\"t m0 x2c h64 y996 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze cont<span class=\"_ _0\"></span>racten vo<span class=\"_ _0\"></span>ort<span class=\"lsef ws11d\">vloeien, worden v<span class=\"_ _1\"></span>erantwoord al<span class=\"_ _1\"></span>s deposi<span class=\"_ _1\"></span>to\u2019s met </span></div>\n<div class=\"t m0 x2c h64 y997 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deposit<span class=\"_ _0\"></span>o's van <span class=\"_ _0\"></span>herverz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> in het ka<span class=\"_ _0\"></span>der van i<span class=\"_ _0\"></span>n herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c h64 yc13 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gecede<span class=\"_ _0\"></span>erde zaken di<span class=\"_ _0\"></span>e een aanzi<span class=\"_ _0\"></span>enlijk verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gsrisico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x2c h64 yc14 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gelij<span class=\"_ _1\"></span>k aan het<span class=\"_ _1\"></span> op balansda<span class=\"_ _1\"></span>tum<span class=\"ls0 ws0\"> </span>verschuldi<span class=\"_ _1\"></span>gde bedrag<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc16 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot gec<span class=\"_ _0\"></span>edeerd<span class=\"_ _0\"></span>e herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 yc17 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> die geen <span class=\"_ _1\"></span>aanzienlijk<span class=\"_ _1\"></span> verzekeringsri<span class=\"_ _1\"></span>sico overdragen<span class=\"_ _1\"></span>, kunnen</div>\n<div class=\"t m0 x2c h64 yc18 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden beschouwd<span class=\"_ _1\"></span> als financi\u00eble verp<span class=\"_ _1\"></span>lichtingen<span class=\"_ _1\"></span> en deze verplichti<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yc19 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden op <span class=\"_ _1\"></span>dezelfde wi<span class=\"_ _1\"></span>jze als ande<span class=\"_ _1\"></span>re financ<span class=\"_ _1\"></span>i\u00eble verplich<span class=\"_ _1\"></span>tingen</div>\n<div class=\"t m0 x2c h64 yc1a ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 455px; width: 350.99px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 570px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y941 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>S<span class=\"_ _1\"></span>chuldbewijzen<span class=\"lsed ws112\">, achtergestel<span class=\"_ _0\"></span>de verpl<span class=\"_ _0\"></span>ichtinge<span class=\"_ _0\"></span>n en overig<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 xd1 h64 y942 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y943 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Schuldbewijze<span class=\"_ _1\"></span>n, achtergestelde<span class=\"_ _1\"></span> schulden en overige<span class=\"_ _1\"></span> financieringen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y944 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden eerst veran<span class=\"_ _1\"></span>twoord tegen re\u00eble<span class=\"_ _1\"></span> waarde met inbegrip<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y945 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">transac<span class=\"_ _1\"></span>tiekosten. Vervo<span class=\"_ _1\"></span>lgens worden <span class=\"_ _1\"></span>ze gewaardeerd<span class=\"_ _1\"></span> tegen </span></span></div>\n<div class=\"t m0 x2c h64 y946 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geamort<span class=\"_ _0\"></span>iseerde<span class=\"_ _0\"></span> kostpri<span class=\"_ _0\"></span>js en eve<span class=\"_ _0\"></span>ntuele v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llen tuss<span class=\"_ _0\"></span>en de n<span class=\"_ _0\"></span>etto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y947 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opbrengs<span class=\"_ _0\"></span>t en de aflos<span class=\"_ _0\"></span>singspr<span class=\"_ _0\"></span>ijs worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord in de</div>\n<div class=\"t m0 x2c h64 y948 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening over<span class=\"_ _1\"></span> de periode <span class=\"_ _1\"></span>van de leni<span class=\"_ _1\"></span>ng op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y949 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">rentemethode.</span> </span></div>\n<div class=\"t m0 x2c h64 y94a ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94b ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Schulden di<span class=\"_ _1\"></span>e in een <span class=\"_ _1\"></span>vast aantal<span class=\"_ _1\"></span> eigen aande<span class=\"_ _1\"></span>len van Agea<span class=\"_ _1\"></span>s kunnen</div>\n<div class=\"t m0 x2c h64 y94c ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden om<span class=\"_ _0\"></span>gezet, wo<span class=\"_ _0\"></span>rden bij de e<span class=\"_ _0\"></span>erste opn<span class=\"_ _0\"></span>ame gesche<span class=\"_ _0\"></span>iden in tw<span class=\"_ _0\"></span>ee</div>\n<div class=\"t m0 x2c h64 y94d ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">componenten: <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94e ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een schuldinst<span class=\"_ _0\"></span>rument,<span class=\"_ _0\"></span> gewaarde<span class=\"_ _0\"></span>erd door bep<span class=\"_ _0\"></span>aling van de r<span class=\"_ _0\"></span>e\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y94f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een soortg<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng (inclus<span class=\"_ _0\"></span>ief ev<span class=\"ws11d\">ent<span class=\"_ _0\"></span>uele ni<span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a0 h64 y950 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan aandelen<span class=\"_ _1\"></span> gerelateerde<span class=\"_ _1\"></span> derivatenke<span class=\"_ _1\"></span>nmerken) zonder<span class=\"_ _1\"></span> hiermee</div>\n<div class=\"t m0 x1a0 h64 y951 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden a<span class=\"_ _1\"></span>andelencomponent<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een aandeleninst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span> waarvan d<span class=\"_ _0\"></span>e boekwaa<span class=\"_ _0\"></span>rde de optie </span></span></div>\n<div class=\"t m0 x1a0 h64 y953 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igt om het<span class=\"_ _1\"></span> instrument i<span class=\"_ _1\"></span>n gewone aa<span class=\"_ _1\"></span>ndelen te</div>\n<div class=\"t m0 x1a0 h64 y954 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">convert<span class=\"_ _0\"></span>eren, bep<span class=\"_ _0\"></span>aald door de b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van de f<span class=\"_ _1\"></span>inanci\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y955 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting af t<span class=\"_ _0\"></span>e trekk<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an het s<span class=\"_ _0\"></span>amengest<span class=\"_ _0\"></span>elde</div>\n<div class=\"t m0 x1a0 h64 y956 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrument a<span class=\"_ _1\"></span>ls geheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien Ag<span class=\"_ _0\"></span>eas de schu<span class=\"_ _0\"></span>lden, acht<span class=\"_ _0\"></span>ergest<span class=\"_ _0\"></span>elde verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en en overi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 yccb ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen a<span class=\"_ _1\"></span>flost, worden<span class=\"_ _1\"></span> deze uit <span class=\"_ _1\"></span>de balans <span class=\"_ _1\"></span>verwijderd en<span class=\"_ _1\"></span> wordt het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yccc ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tusse<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting<span class=\"_ _1\"></span> en de betaalde </span></div>\n<div class=\"t m0 x1d h64 yccd ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vergoe<span class=\"_ _0\"></span>ding in de res<span class=\"_ _0\"></span>ultatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g verantw<span class=\"_ _0\"></span>oord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 350.99px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 61px; width: 328px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 332px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 350px; width: 350.99px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 66px; width: 328px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 350px; width: 332px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y957 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y99f ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.13<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>Pe<span class=\"_ _1\"></span>rsoneelsvergoed<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye84 ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye85 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas kent<span class=\"_ _1\"></span> wereldwijd ee<span class=\"_ _1\"></span>n aantal <span class=\"_ _1\"></span>toegezegdpensioen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 ye86 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rage<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">pensioen<span class=\"_ _1\"></span>regelingen in overee<span class=\"_ _1\"></span>nstemming met lo<span class=\"_ _1\"></span>kale </span></div>\n<div class=\"t m0 x1d h64 ye87 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorwaarden o<span class=\"_ _1\"></span>f sectorgebo<span class=\"_ _1\"></span>nden praktij<span class=\"_ _1\"></span>ken. De pen<span class=\"_ _1\"></span>sioenregelingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye88 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>oorgaans gef<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ierd door bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n aan verzek<span class=\"_ _0\"></span>eraars of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ye89 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan door trustee<span class=\"_ _1\"></span>s beheerde regeli<span class=\"_ _1\"></span>ngen. De financ<span class=\"_ _1\"></span>iering wordt bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydd4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de hand van<span class=\"_ _1\"></span> periodieke actuari\u00eble<span class=\"_ _1\"></span> berekeningen. Ge<span class=\"_ _1\"></span>kwalificeerde</div>\n<div class=\"t m0 x1d h64 ydd5 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuarissen ber<span class=\"_ _1\"></span>ekenen de pensioena<span class=\"_ _1\"></span>ctiva en <span class=\"ls0 ws0\">-</span><span class=\"ws11d\">ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> minimaal </span></div>\n<div class=\"t m0 x1d h64 ydd6 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u00e9\u00e9n keer per jaa<span class=\"_ _1\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd8 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een toegezegd<span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g is een <span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g waarbij<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 ydd9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste toe<span class=\"_ _0\"></span>zegging a<span class=\"_ _0\"></span>an een werk<span class=\"_ _0\"></span>nemer op pe<span class=\"_ _0\"></span>nsioenl<span class=\"_ _0\"></span>eeftijd wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ydda ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgelegd,<span class=\"_ _1\"></span> doorgaans a<span class=\"_ _1\"></span>fhankelijk van <span class=\"_ _1\"></span>een of m<span class=\"_ _1\"></span>eer factore<span class=\"_ _1\"></span>n zoals</div>\n<div class=\"t m0 x1d h64 yddb ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leeftij<span class=\"_ _0\"></span>d of dienstj<span class=\"_ _0\"></span>aren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddc ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yddd ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toegezegdebi<span class=\"_ _1\"></span>jdrageregeling<span class=\"_ _1\"></span> is een pensioenrege<span class=\"_ _1\"></span>ling waarbij<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 ydde ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste bijd<span class=\"_ _0\"></span>ragen bet<span class=\"_ _0\"></span>aalt. Ond<span class=\"_ _0\"></span>er IAS 19 wor<span class=\"_ _0\"></span>dt een regel<span class=\"_ _0\"></span>ing <span class=\"lsef ws11d\">met een </span></div>\n<div class=\"t m0 x1d h64 yddf ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegde b<span class=\"_ _1\"></span>ijdrage en ee<span class=\"_ _1\"></span>n gewaarbor<span class=\"_ _1\"></span>gd rendement e<span class=\"_ _1\"></span>chter be<span class=\"_ _1\"></span>schouwd</div>\n<div class=\"t m0 x1d h64 yde0 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een toegezegd<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>pensioenre<span class=\"_ _1\"></span>geling vanwege het (we<span class=\"_ _1\"></span>ttelijk</div>\n<div class=\"t m0 x1d h64 yaa9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>elde) gew<span class=\"_ _0\"></span>aarbor<span class=\"_ _0\"></span>gde rende<span class=\"_ _0\"></span>ment dat in d<span class=\"_ _0\"></span>eze regel<span class=\"_ _0\"></span>ingen is</div>\n<div class=\"t m0 x1d h64 yaaa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaab ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaac ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor toege<span class=\"_ _1\"></span>zegdpensioenregeli<span class=\"_ _1\"></span>ngen worden de<span class=\"_ _1\"></span> pensio<span class=\"lsed ws112\">enkosten en </span></div>\n<div class=\"t m0 x1d h64 yaad ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarme<span class=\"_ _0\"></span>e verband hou<span class=\"_ _0\"></span>dende pens<span class=\"_ _0\"></span>ioenac<span class=\"_ _0\"></span>tiva of <span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verplichtingen<span class=\"_ _1\"></span> geschat </span></span></div>\n<div class=\"t m0 x1d h64 yaae ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op basis van de<span class=\"_ _1\"></span> projected unit credi<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">methode. In d<span class=\"_ _0\"></span>eze meth<span class=\"_ _0\"></span>ode:<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaaf ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt voor el<span class=\"_ _1\"></span>ke periode<span class=\"_ _1\"></span> van diens<span class=\"_ _1\"></span>ttijd een e<span class=\"_ _1\"></span>xtra eenheid </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoeding <span class=\"_ _1\"></span>toegekend en <span class=\"_ _1\"></span>elke eenheid<span class=\"_ _1\"></span> wordt a<span class=\"_ _1\"></span>fzonderlijk</div>\n<div class=\"t m0 x69 h64 yab1 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd om<span class=\"_ _1\"></span> de uiteindelijke ver<span class=\"_ _1\"></span>plichting op te bou<span class=\"_ _1\"></span>wen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Worden de kosten va<span class=\"_ _0\"></span>n die vergo<span class=\"_ _0\"></span>edingen in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x69 h64 yab3 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als last veran<span class=\"_ _1\"></span>twoord om de pensioen<span class=\"_ _1\"></span>kosten te spreiden<span class=\"_ _1\"></span> over de</div>\n<div class=\"t m0 x69 h64 yab4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">diensttijd va<span class=\"_ _1\"></span>n de werknemers;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab5 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt de pen<span class=\"_ _1\"></span>sioenverplich<span class=\"_ _1\"></span>ting gewaardeer<span class=\"_ _1\"></span>d <span class=\"lsed ws112\">tegen de co<span class=\"_ _0\"></span>ntante </span></span></span></div>\n<div class=\"t m0 x69 h64 y97d ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde van de gescha<span class=\"_ _1\"></span>tte toekomstige u<span class=\"_ _1\"></span>itstromen van geld<span class=\"_ _1\"></span>middelen,</div>\n<div class=\"t m0 x69 h64 y97e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> rentevoet<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x69 h64 y97f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktrendemen<span class=\"_ _1\"></span>ten van k<span class=\"_ _1\"></span>walitatief hoog<span class=\"_ _1\"></span>waardige bedr<span class=\"_ _1\"></span>ijfsobligatie<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x69 h64 y980 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarvan de loopt<span class=\"_ _1\"></span>ijd overeenkomt me<span class=\"_ _1\"></span>t de resterende loop<span class=\"_ _1\"></span>tij<span class=\"lsed ws112\">d van de </span></div>\n<div class=\"t m0 x69 h64 y981 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y982 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y983 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herwaa<span class=\"_ _0\"></span>rderinge<span class=\"_ _0\"></span>n, bestaa<span class=\"_ _0\"></span>nde uit actu<span class=\"_ _0\"></span>ari\u00eble wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen, het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya6c ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effect v<span class=\"_ _0\"></span>an het act<span class=\"_ _0\"></span>iefplaf<span class=\"_ _0\"></span>ond en h<span class=\"_ _0\"></span>et rende<span class=\"_ _0\"></span>ment op f<span class=\"_ _0\"></span>ondsbe<span class=\"_ _0\"></span>legginge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(exclus<span class=\"_ _0\"></span>ief netto<span class=\"_ _0\"></span>rente) wor<span class=\"_ _0\"></span>den via over<span class=\"_ _0\"></span>ig compre<span class=\"_ _0\"></span>hensiv<span class=\"_ _0\"></span>e income di<span class=\"_ _0\"></span>rect</div>\n<div class=\"t m0 x1d h64 ya6e ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de <span class=\"lsef ws11d\">balans in de <span class=\"_ _1\"></span>periode waarin<span class=\"_ _1\"></span> deze herwa<span class=\"_ _1\"></span>arderingen </span></div>\n<div class=\"t m0 x1d h64 ya6f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zich voordo<span class=\"_ _1\"></span>en. Herwaarder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> in latere<span class=\"_ _1\"></span> perioden ni<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x1d h64 ya70 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng. De nett<span class=\"_ _0\"></span>orente wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ya71 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd door de dis<span class=\"_ _0\"></span>conteri<span class=\"_ _0\"></span>ngsvoet<span class=\"_ _0\"></span> op de nettov<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting of het act<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x1d h64 ya72 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoo<span class=\"lsef ws11e\">fde van de toegezegdpensioenr<span class=\"_ _1\"></span>egeling toe te pa<span class=\"_ _1\"></span>ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya73 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya74 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>streke<span class=\"_ _0\"></span>n dienst<span class=\"_ _0\"></span>tijd word<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 ya75 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening opgenome<span class=\"_ _1\"></span>n op he<span class=\"_ _1\"></span>t eerstvolgende<span class=\"_ _1\"></span> moment:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya76 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11e\">de datum van<span class=\"_ _1\"></span> de wijziging van de<span class=\"_ _1\"></span> regeling of van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x69 h64 ya77 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">planin<span class=\"_ _0\"></span>perking<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 ya78 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11d\">de datum<span class=\"_ _1\"></span> waarop Ageas<span class=\"_ _1\"></span> de herstru<span class=\"_ _1\"></span>ctureringsko<span class=\"_ _1\"></span>sten erkent.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 848px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 853px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De fondsbel<span class=\"_ _1\"></span>eggingen die<span class=\"_ _1\"></span> bij de pen<span class=\"_ _1\"></span>sioenverplichting<span class=\"_ _1\"></span>en van een<span class=\"_ _1\"></span> entiteit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoren, moe<span class=\"_ _1\"></span>ten aan bep<span class=\"_ _1\"></span>aalde crit<span class=\"_ _1\"></span>eria voldoen o<span class=\"_ _1\"></span>m te worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als In aanm<span class=\"_ _1\"></span>erking komend<span class=\"_ _1\"></span>e fondsbeleggi<span class=\"_ _1\"></span>ngen van</div>\n<div class=\"t m0 x2c h64 y8a8 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen. Di<span class=\"_ _0\"></span>e criter<span class=\"_ _0\"></span>ia hebb<span class=\"_ _0\"></span>en betre<span class=\"_ _0\"></span>kking op <span class=\"_ _0\"></span>het feit <span class=\"_ _0\"></span>dat deze</div>\n<div class=\"t m0 x2c h64 y8a9 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa jur<span class=\"_ _0\"></span>idisch l<span class=\"_ _0\"></span>os dienen te st<span class=\"_ _0\"></span>aan van Age<span class=\"_ _0\"></span>as of de cred<span class=\"_ _0\"></span>iteuren va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas. In<span class=\"_ _0\"></span>dien dit<span class=\"ls0 ws0\"> </span>niet het<span class=\"_ _0\"></span> geval is, wo<span class=\"_ _0\"></span>rden de act<span class=\"_ _0\"></span>iva vera<span class=\"_ _0\"></span>ntwoord in d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e rubriek i<span class=\"_ _0\"></span>n de balans (z<span class=\"_ _0\"></span>oals bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n, materi<span class=\"_ _0\"></span>\u00eble vaste acti<span class=\"_ _0\"></span>va</div>\n<div class=\"t m0 x2c h64 y8ac fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">enz.). Indien<span class=\"_ _1\"></span> de activa aan de cri<span class=\"_ _1\"></span>teria voldoen<span class=\"_ _1\"></span>, worden deze acti<span class=\"_ _1\"></span>va met</div>\n<div class=\"t m0 x2c h64 y8ad fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de pensio<span class=\"_ _0\"></span>enverpl<span class=\"_ _0\"></span>ichting v<span class=\"_ _0\"></span>errekend.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de re<span class=\"_ _0\"></span>\u00eble waa<span class=\"lsef ws11e\">rde van fondsbeleggingen met de cont<span class=\"_ _1\"></span>ante waarde </span></div>\n<div class=\"t m0 x2c h64 y8b0 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verplichtingen v<span class=\"_ _1\"></span>an een <span class=\"_ _1\"></span>toegezegdpensioenregel<span class=\"_ _1\"></span>ing wordt<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd, kan het<span class=\"_ _0\"></span> resultaat l<span class=\"_ _0\"></span>eiden tot<span class=\"_ _0\"></span> een negatie<span class=\"_ _0\"></span>ve waard<span class=\"_ _0\"></span>e (een</div>\n<div class=\"t m0 x2c h64 y8b2 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief).<span class=\"_ _0\"></span> In dat geval<span class=\"_ _0\"></span> mag het verant<span class=\"_ _0\"></span>woorde ac<span class=\"_ _0\"></span>tief niet g<span class=\"_ _0\"></span>roter zijn d<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b3 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contan<span class=\"lsed ws11d\">te waarde v<span class=\"_ _0\"></span>an econ<span class=\"_ _0\"></span>omische v<span class=\"_ _0\"></span>oordel<span class=\"_ _0\"></span>en in de v<span class=\"_ _0\"></span>orm van </span></div>\n<div class=\"t m0 x2c h64 y8b4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit de regeli<span class=\"_ _0\"></span>ng of verl<span class=\"_ _0\"></span>agingen va<span class=\"_ _0\"></span>n toekom<span class=\"_ _0\"></span>stige bijdr<span class=\"_ _0\"></span>agen</div>\n<div class=\"t m0 x2c h64 y8b5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de rege<span class=\"_ _1\"></span>ling (\u2018actie<span class=\"_ _1\"></span>fplafond\u2019).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzorgsregel<span class=\"_ _1\"></span>ingen die v<span class=\"_ _1\"></span>oordelen voor<span class=\"_ _1\"></span> langdurige d<span class=\"_ _1\"></span>iensttijd <span class=\"_ _1\"></span>voorzien</div>\n<div class=\"t m0 x2c h64 y9d7 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar geen pensioen<span class=\"_ _1\"></span>regelingen zijn<span class=\"_ _1\"></span>, worden gewaardeerd<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y9d8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>e waarde o<span class=\"_ _0\"></span>p basis van de pr<span class=\"_ _0\"></span>ojected u<span class=\"_ _0\"></span>nit credit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">methode. <span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x2c h64 y9d9 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9da fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De bijdrage<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s voor toege<span class=\"_ _1\"></span>zegdebijdrage<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">pensioenregelinge<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9db fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden v<span class=\"_ _0\"></span>erwerkt<span class=\"_ _0\"></span> in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng in het<span class=\"_ _0\"></span> jaar waar <span class=\"_ _0\"></span>deze</div>\n<div class=\"t m0 x2c h64 y9dc fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op hebb<span class=\"_ _0\"></span>en, behalv<span class=\"_ _0\"></span>e in het geva<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y9dd fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rageregelingen <span class=\"_ _1\"></span>met een geg<span class=\"_ _1\"></span>arandeerd rende<span class=\"_ _1\"></span>ment, die</div>\n<div class=\"t m0 x2c h64 y9de fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> worden behande<span class=\"_ _1\"></span>ld als een<span class=\"_ _1\"></span> toegezegd<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9df fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>ling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc14 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Andere verp<span class=\"_ _1\"></span>lichtingen na<span class=\"_ _1\"></span> uitdienst<span class=\"_ _1\"></span>treding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige onde<span class=\"_ _1\"></span>rnemingen van A<span class=\"_ _1\"></span>geas bieden<span class=\"_ _1\"></span> werknemers v<span class=\"_ _1\"></span>ergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na uitdienstt<span class=\"_ _1\"></span>reding, zoals lenin<span class=\"_ _1\"></span>gen tegen voordel<span class=\"_ _1\"></span>ige rente en</div>\n<div class=\"t m0 x2c h64 yc17 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gezondheidszo<span class=\"_ _1\"></span>rg verzeker<span class=\"_ _1\"></span>ingen. Een wer<span class=\"_ _1\"></span>knemer kan gew<span class=\"_ _1\"></span>oonlijk van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc18 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze vergoed<span class=\"_ _1\"></span>ingen pro<span class=\"_ _1\"></span>fiteren als de<span class=\"_ _1\"></span> werknemer<span class=\"_ _1\"></span> in diens<span class=\"_ _1\"></span>t blijft <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc19 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de pensioen<span class=\"_ _1\"></span>leeftijd e<span class=\"_ _1\"></span>n een minim<span class=\"_ _1\"></span>umperiode in<span class=\"_ _1\"></span> dienstverb<span class=\"ws11e\">and is </span></div>\n<div class=\"t m0 x2c h64 yc1a fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geweest<span class=\"_ _0\"></span>. De verw<span class=\"_ _0\"></span>achte k<span class=\"_ _0\"></span>osten va<span class=\"_ _0\"></span>n die ver<span class=\"_ _0\"></span>goeding<span class=\"_ _0\"></span>en word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 ya3d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegere<span class=\"_ _0\"></span>kend over de p<span class=\"_ _0\"></span>eriode va<span class=\"_ _0\"></span>n tewerkst<span class=\"_ _0\"></span>elling,<span class=\"_ _0\"></span> op basis van een</div>\n<div class=\"t m0 x2c h64 ya3e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode d<span class=\"_ _0\"></span>ie gelijk i<span class=\"_ _0\"></span>s aan de metho<span class=\"_ _0\"></span>de voor</div>\n<div class=\"t m0 x2c h64 ya3f fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen. De<span class=\"_ _1\"></span> verplichtingen word<span class=\"_ _1\"></span>en bepaald aan</div>\n<div class=\"t m0 x2c h64 ya40 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ningen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y945 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en rege<span class=\"_ _1\"></span>lingen voor de<span class=\"_ _1\"></span>elneming in<span class=\"_ _1\"></span> aandelenkapi<span class=\"_ _1\"></span>taal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden (restr<span class=\"_ _1\"></span>icted shares),</div>\n<div class=\"t m0 x2c h64 y947 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel via<span class=\"_ _1\"></span> aandelen als<span class=\"_ _1\"></span> contant <span class=\"_ _1\"></span>afgerekende re<span class=\"_ _1\"></span>gelingen, word<span class=\"_ _1\"></span>en aan</div>\n<div class=\"t m0 x2c h64 y948 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span> en werknemers toegekend<span class=\"_ _1\"></span> als tegenpresta<span class=\"_ _1\"></span>tie voor</div>\n<div class=\"t m0 x2c h64 y949 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen dienst<span class=\"_ _0\"></span>en. De re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> van de ontvang<span class=\"_ _0\"></span>en dienst<span class=\"_ _0\"></span>en wordt</div>\n<div class=\"t m0 x2c h64 y94a fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald aan<span class=\"_ _1\"></span> de hand<span class=\"_ _1\"></span> van de re\u00eb<span class=\"_ _1\"></span>le waarde <span class=\"_ _1\"></span>van de toe<span class=\"_ _1\"></span>gekende</div>\n<div class=\"t m0 x2c h64 y94b fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden. De<span class=\"_ _1\"></span> kosten van</div>\n<div class=\"t m0 x2c h64 y94c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen<span class=\"_ _1\"></span>deelnameplannen<span class=\"_ _1\"></span> worden g<span class=\"_ _1\"></span>ewaardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y94d fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toeke<span class=\"_ _0\"></span>nningsd<span class=\"_ _0\"></span>atum op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de o<span class=\"_ _0\"></span>pties en</div>\n<div class=\"t m0 x2c h64 y94e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden en worde<span class=\"_ _1\"></span>n in de resulta<span class=\"_ _1\"></span>tenrekening</div>\n<div class=\"t m0 x2c h64 y94f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord, hetz<span class=\"_ _0\"></span>ij direct op d<span class=\"_ _0\"></span>e datum van to<span class=\"_ _0\"></span>ekennin<span class=\"_ _0\"></span>g indien e<span class=\"_ _0\"></span>r geen</div>\n<div class=\"t m0 x2c h64 y950 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sprake is va<span class=\"_ _0\"></span>n een vestin<span class=\"_ _0\"></span>g period, h<span class=\"_ _0\"></span>etzij ove<span class=\"_ _0\"></span>r de vesting pe<span class=\"_ _0\"></span>riod van de</div>\n<div class=\"t m0 x2c h64 y951 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opties en<span class=\"_ _1\"></span> aandelen onder<span class=\"_ _1\"></span> voorwaarden<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y953 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In aandelen<span class=\"_ _1\"></span> afgerekende<span class=\"_ _1\"></span> regelingen w<span class=\"_ _1\"></span>orden verwer<span class=\"_ _1\"></span>kt als toe<span class=\"_ _1\"></span>name van</div>\n<div class=\"t m0 x2c h64 y954 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het eigen vermog<span class=\"_ _1\"></span>en en worden geherw<span class=\"_ _1\"></span>aardeerd voor het aa<span class=\"_ _1\"></span>ntal</div>\n<div class=\"t m0 x2c h64 y955 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen tot<span class=\"_ _1\"></span> aan de voorwaarden voor<span class=\"_ _1\"></span> vesting is voldaan<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y956 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y957 fff0 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">In co<span class=\"lsed ws112\">ntanten afgerek<span class=\"_ _0\"></span>ende reg<span class=\"_ _0\"></span>elingen w<span class=\"_ _0\"></span>orden verw<span class=\"_ _0\"></span>erkt als<span class=\"_ _0\"></span> toename van </span></div>\n<div class=\"t m0 x2c h64 y958 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> en worden<span class=\"_ _1\"></span> geherwaard<span class=\"_ _1\"></span>eerd voor <span class=\"_ _1\"></span>zowel:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">Aa<span class=\"_ _1\"></span>ntal aandelen<span class=\"_ _1\"></span> tot voldaan is aan<span class=\"_ _1\"></span> de voorwaarden voor ve<span class=\"_ _1\"></span>sting en</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y95a fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">Wijziging in d<span class=\"_ _0\"></span>e re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de res<span class=\"_ _0\"></span>tricte<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">shares.</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y95b fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Herberekende <span class=\"_ _1\"></span>kosten worden<span class=\"_ _1\"></span> tijdens d<span class=\"_ _1\"></span>e vesting <span class=\"_ _1\"></span>period veran<span class=\"_ _1\"></span>twoord in</div>\n<div class=\"t m0 x1d h64 y95d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. Kost<span class=\"_ _0\"></span>en met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de huidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorgaande per<span class=\"_ _1\"></span>ioden worden recht<span class=\"_ _1\"></span>streeks verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y95f fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De re\u00eble waarde va<span class=\"_ _1\"></span>n de aandelenoptie<span class=\"_ _1\"></span>s wordt be<span class=\"lsed ws112\">paald met ge<span class=\"_ _0\"></span>bruik van </span></div>\n<div class=\"t m0 x1d h64 ya57 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een optiew<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span>ringsmo<span class=\"_ _0\"></span>del dat reke<span class=\"_ _0\"></span>ning houdt m<span class=\"_ _0\"></span>et de volg<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x1d h64 ya58 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">elementen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">aandele<span class=\"_ _0\"></span>nkoers op de dat<span class=\"_ _0\"></span>um van toe<span class=\"_ _0\"></span>kennin<span class=\"_ _0\"></span>g;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac1 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenkoer<span class=\"_ _1\"></span>s;</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac2 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">De verwachte l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de <span class=\"_ _0\"></span>optie;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac3 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">D<span class=\"_ _1\"></span>e verwachte vola<span class=\"_ _1\"></span>tiliteit van het<span class=\"_ _1\"></span> onderliggende aandee<span class=\"_ _1\"></span>l en de </span></span></div>\n<div class=\"t m0 x69 h64 yac4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte divide<span class=\"_ _0\"></span>nden hierv<span class=\"_ _0\"></span>oor<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x1d h64 yac5 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws112\">Het risicovrij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">tarief ov<span class=\"_ _0\"></span>er de ve<span class=\"_ _0\"></span>rwachte l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span>van de o<span class=\"_ _0\"></span>ptie.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>opties word<span class=\"_ _1\"></span>en uitgeoe<span class=\"_ _1\"></span>fend en nieu<span class=\"_ _1\"></span>we aandelen w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x1d h64 yac8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en, wor<span class=\"_ _0\"></span>dt de ontva<span class=\"_ _0\"></span>ngen opbr<span class=\"_ _0\"></span>engst na aftr<span class=\"_ _0\"></span>ek van event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 yac9 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en in he<span class=\"_ _0\"></span>t aand<span class=\"lsef\">elenkapitaal verantwoor<span class=\"_ _1\"></span>d (nominale </span></div>\n<div class=\"t m0 x1d h64 yaca fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>) en het surplus<span class=\"_ _0\"></span> bij de uitgift<span class=\"_ _0\"></span>epremi<span class=\"_ _0\"></span>e (het agio<span class=\"_ _0\"></span>). Indie<span class=\"_ _0\"></span>n voor dit</div>\n<div class=\"t m0 x1d h64 yacb fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doel eigen aande<span class=\"_ _1\"></span>len zijn ingekoc<span class=\"_ _1\"></span>ht, worden deze ge\u00ebl<span class=\"_ _1\"></span>imineerd in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yacc fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rubriek Eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 725px; height: 371px; width: 352.969px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 308px; width: 348px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h6c y971 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y972 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten inzake jaarli<span class=\"_ _1\"></span>jkse toe<span class=\"ws11d\">gezegde<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> en ui<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y973 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoofde van langdur<span class=\"_ _1\"></span>ige diensttijd<span class=\"_ _1\"></span> verdiende vakantied<span class=\"_ _1\"></span>agen worden</div>\n<div class=\"t m0 x1d h64 y974 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord wann<span class=\"_ _0\"></span>eer deze rec<span class=\"_ _0\"></span>hten wer<span class=\"_ _0\"></span>knemers t<span class=\"_ _0\"></span>oekomen.<span class=\"_ _0\"></span> Een</div>\n<div class=\"t m0 x1d h64 y975 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorzie<span class=\"_ _0\"></span>ning wordt<span class=\"_ _0\"></span> gemaakt v<span class=\"_ _0\"></span>oor de gesch<span class=\"_ _0\"></span>atte verpl<span class=\"_ _0\"></span>ichting vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y976 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vakantiedagen <span class=\"_ _1\"></span>en extra<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> vanwege langd<span class=\"_ _1\"></span>urige dien<span class=\"_ _1\"></span>sttijd</div>\n<div class=\"t m0 x1d h64 y977 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van medew<span class=\"_ _0\"></span>erkers tot<span class=\"_ _0\"></span> de balans<span class=\"_ _0\"></span>datum.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 599px; height: 486px; width: 352.986px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ya65 fff0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.14 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11e\">Voorzi<span class=\"_ _1\"></span>eningen en voorwaard<span class=\"_ _1\"></span>elijke verplic<span class=\"_ _1\"></span>htingen<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1d h6c yab2 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab3 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzieningen <span class=\"_ _1\"></span>zijn verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> onzekerheden <span class=\"_ _1\"></span>met zich</div>\n<div class=\"t m0 x1d h64 yab4 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meebrengen i<span class=\"_ _1\"></span>n hoogte o<span class=\"_ _1\"></span>f tijdstip<span class=\"_ _1\"></span> van betaling<span class=\"_ _1\"></span>. Voorzieningen<span class=\"_ _1\"></span> worde<span class=\"lsed ws111\">n </span></div>\n<div class=\"t m0 x1d h64 yab5 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op de bal<span class=\"_ _0\"></span>ans indie<span class=\"_ _0\"></span>n er een besta<span class=\"_ _0\"></span>ande (wett<span class=\"_ _0\"></span>elijke of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y97d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">constructieve<span class=\"_ _1\"></span>) verplichting<span class=\"_ _1\"></span> is tot <span class=\"_ _1\"></span>overdracht v<span class=\"_ _1\"></span>an economische<span class=\"_ _1\"></span> voordelen,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y97e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals kass<span class=\"_ _0\"></span>tromen,<span class=\"_ _0\"></span> als gevolg va<span class=\"_ _0\"></span>n gebeurt<span class=\"_ _0\"></span>enissen in h<span class=\"_ _0\"></span>et verle<span class=\"_ _0\"></span>den en</div>\n<div class=\"t m0 x1d h64 y97f fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indien op<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum een be<span class=\"_ _1\"></span>trouwbare scha<span class=\"_ _1\"></span>tting<span class=\"ls0 ws0\"> <span class=\"lsee ws13e\">mogelijk is. </span></span></div>\n<div class=\"t m0 x1d h64 y980 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voorzieningen word<span class=\"_ _1\"></span>en aangelegd voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 y981 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">garantieoveree<span class=\"_ _1\"></span>nkomsten waar<span class=\"_ _1\"></span>voor Agea<span class=\"_ _1\"></span>s bij niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">betaling </span></span></div>\n<div class=\"t m0 x1d h64 y982 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk is. Voor<span class=\"_ _1\"></span>zieningen wor<span class=\"_ _1\"></span>den geschat<span class=\"_ _1\"></span> op basis va<span class=\"_ _1\"></span>n alle</div>\n<div class=\"t m0 x1d h64 y983 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e factore<span class=\"_ _0\"></span>n en inform<span class=\"_ _0\"></span>atie die o<span class=\"_ _0\"></span>p balansdat<span class=\"_ _0\"></span>um best<span class=\"_ _0\"></span>aan en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6c fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">discont<span class=\"_ _0\"></span>eerd tegen d<span class=\"_ _0\"></span>e risicovri<span class=\"_ _0\"></span>je rentev<span class=\"_ _0\"></span>oet.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 363px; height: 187px; width: 353px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c y985 fff2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y986 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplich<span class=\"_ _1\"></span>tingen zijn o<span class=\"_ _1\"></span>nzekerheden w<span class=\"_ _1\"></span>aarvan het<span class=\"_ _1\"></span> bedrag</div>\n<div class=\"t m0 x1d h64 y987 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet met voldoend<span class=\"_ _1\"></span>e betrouwbaarh<span class=\"_ _1\"></span>eid kan worden ges<span class=\"_ _1\"></span>chat of wanneer</div>\n<div class=\"t m0 x1d h64 y988 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het niet wa<span class=\"_ _0\"></span>arschijn<span class=\"_ _0\"></span>lijk is dat<span class=\"_ _0\"></span> betaling v<span class=\"_ _0\"></span>ereist zal zi<span class=\"_ _0\"></span>jn om de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g af</div>\n<div class=\"t m0 x1d h64 y989 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te wikkelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 77px; width: 352.969px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 822px; width: 353px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 965px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1d h64 y98a fff0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.15 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Eigenverm<span class=\"_ _1\"></span>ogenscomponenten<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c y98b fff2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Aandele<span class=\"_ _0\"></span>nkapit<span class=\"_ _0\"></span>aal en kost<span class=\"_ _0\"></span>en van aandel<span class=\"_ _0\"></span>enuitgif<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98c fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Kosten d<span class=\"_ _0\"></span>ie recht<span class=\"_ _0\"></span>streeks<span class=\"_ _0\"></span> toerek<span class=\"_ _0\"></span>enbaar z<span class=\"_ _0\"></span>ijn aan d<span class=\"_ _0\"></span>e uitgift<span class=\"_ _0\"></span>e van ni<span class=\"_ _0\"></span>euwe</div>\n<div class=\"t m0 x1d h64 y98d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen o<span class=\"_ _1\"></span>f aandelenoptie<span class=\"_ _1\"></span>s, met<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">ui<span class=\"_ _1\"></span>tzondering van die bi<span class=\"_ _1\"></span>j een </span></div>\n<div class=\"t m0 x1d h64 y98e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>combi<span class=\"_ _0\"></span>natie, wo<span class=\"_ _0\"></span>rden in mind<span class=\"_ _0\"></span>ering gebr<span class=\"_ _0\"></span>acht op het<span class=\"_ _0\"></span> eigen</div>\n<div class=\"t m0 x1d h64 y98f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n na aftre<span class=\"_ _0\"></span>k van eventu<span class=\"_ _0\"></span>ele daarm<span class=\"_ _0\"></span>ee verban<span class=\"_ _0\"></span>d houdende</div>\n<div class=\"t m0 x1d h64 ye8b fff0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 126px; height: 98px; width: 352.969px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 125px; height: 981px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Eigen aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>moedermaatschapp<span class=\"_ _1\"></span>ij of <span class=\"ls107 ws13e\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">doch<span class=\"_ _1\"></span>terondernemingen </span></div>\n<div class=\"t m0 x2c h64 y8a7 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enkapit<span class=\"_ _0\"></span>aal van Ag<span class=\"_ _0\"></span>eas kop<span class=\"_ _0\"></span>en of rec<span class=\"_ _0\"></span>hten ve<span class=\"_ _0\"></span>rkrijge<span class=\"_ _0\"></span>n om</div>\n<div class=\"t m0 x2c h64 y8a8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al van Ageas te kopen, w<span class=\"_ _1\"></span>ordt de betaalde v<span class=\"_ _1\"></span>ergoeding</div>\n<div class=\"t m0 x2c h64 y8a9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief eventu<span class=\"_ _0\"></span>ele toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekosten,<span class=\"_ _0\"></span> na aftrek va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en, in mind<span class=\"_ _0\"></span>ering geb<span class=\"_ _0\"></span>racht op het ei<span class=\"_ _0\"></span>gen vermo<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y8ac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>den die wor<span class=\"_ _0\"></span>den betaa<span class=\"_ _0\"></span>ld op ingek<span class=\"_ _0\"></span>ochte eige<span class=\"_ _0\"></span>n aandelen d<span class=\"_ _0\"></span>ie in</div>\n<div class=\"t m0 x2c h64 y8ad fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">handen van<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn, worden ge\u00eb<span class=\"_ _1\"></span>limineerd</div>\n<div class=\"t m0 x2c h64 y8ae fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wannee<span class=\"_ _0\"></span>r de Gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de Jaarrek<span class=\"_ _0\"></span>ening wor<span class=\"_ _0\"></span>dt opgest<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye8d fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelen Agea<span class=\"_ _1\"></span>s die Agea<span class=\"_ _1\"></span>sfinlux S.A.<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>kader van<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws136\">FRESH</span>-</span></div>\n<div class=\"t m0 x2c h64 ye8e fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaaleffec<span class=\"_ _1\"></span>ten aanhoudt,<span class=\"_ _1\"></span> zijn niet<span class=\"_ _1\"></span> dividend<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">of kapita<span class=\"_ _0\"></span>algerecht<span class=\"_ _0\"></span>igd. </span></div>\n<div class=\"t m0 x2c h64 ye8f fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze aand<span class=\"_ _0\"></span>elen word<span class=\"_ _0\"></span>en ge\u00eblimi<span class=\"_ _0\"></span>neerd vo<span class=\"_ _0\"></span>or de berek<span class=\"_ _0\"></span>ening van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 ye90 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d, de netto<span class=\"_ _0\"></span>winst en het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen per a<span class=\"_ _0\"></span>andeel. De kos<span class=\"_ _0\"></span>tprijs</div>\n<div class=\"t m0 x2c h64 ye91 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de aand<span class=\"_ _0\"></span>elen wordt in m<span class=\"_ _0\"></span>inderi<span class=\"_ _0\"></span>ng gebrac<span class=\"_ _0\"></span>ht op<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">het eigen<span class=\"_ _1\"></span> vermogen.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 140px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 255px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c ye92 fff7 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Samengestelde<span class=\"_ _1\"></span> financi\u00eble<span class=\"_ _1\"></span> instrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye93 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Componenten <span class=\"_ _1\"></span>van samengesteld<span class=\"_ _1\"></span>e financi\u00eble<span class=\"_ _1\"></span> instrumente<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ye94 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(verplichtinge<span class=\"_ _1\"></span>n en dele<span class=\"_ _1\"></span>n van het <span class=\"_ _1\"></span>eigen vermo<span class=\"_ _1\"></span>gen) worden<span class=\"_ _1\"></span> verantwoord</div>\n<div class=\"t m0 x2c h64 ye95 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de respect<span class=\"_ _0\"></span>ieveli<span class=\"_ _0\"></span>jke rubri<span class=\"_ _0\"></span>eken van de ba<span class=\"_ _0\"></span>lans.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye96 fff7 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Andere eigen<span class=\"_ _1\"></span>vermogenscompon<span class=\"lsed ws111\">enten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ye97 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Andere eleme<span class=\"_ _1\"></span>nten die in<span class=\"_ _1\"></span> eigen vermog<span class=\"_ _1\"></span>en worden v<span class=\"_ _1\"></span>erantwoord heb<span class=\"_ _1\"></span>ben</div>\n<div class=\"t m0 x2c h64 ye98 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye99 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Mutaties in het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en van deelne<span class=\"_ _0\"></span>mingen (z<span class=\"_ _0\"></span>ie parag<span class=\"_ _0\"></span>raaf </span></span></div>\n<div class=\"t m0 x1a0 h64 ye9a fff5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">2.6);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye9b fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Buitenlandse v<span class=\"_ _0\"></span>aluta's (z<span class=\"_ _0\"></span>ie paragr<span class=\"_ _0\"></span>aaf 2.7);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9c fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Voor verkoop besc<span class=\"_ _0\"></span>hikbare b<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen (zie <span class=\"lsef ws11e\">paragraaf 2.8.1);<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ye9d fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Cash flow hedges (z<span class=\"_ _0\"></span>ie paragr<span class=\"_ _0\"></span>aaf 2.8.2);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9e fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Discretionai<span class=\"_ _0\"></span>re winst<span class=\"_ _0\"></span>deling (zi<span class=\"_ _0\"></span>e paragraaf<span class=\"_ _0\"></span> 2.8.11);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9f fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11e\">A<span class=\"_ _1\"></span>ctuari\u00eble winste<span class=\"_ _1\"></span>n en verliezen op<span class=\"_ _1\"></span> toegezegdpensioenr<span class=\"_ _1\"></span>egelingen </span></span></div>\n<div class=\"t m0 x1a0 h64 yea0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zie para<span class=\"_ _0\"></span>graaf 2.8.<span class=\"_ _0\"></span>13);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yea1 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11e\">Aa<span class=\"_ _1\"></span>ndelenopties en r<span class=\"_ _1\"></span>egelingen voor<span class=\"_ _1\"></span> aandelen onder voor<span class=\"_ _1\"></span>waarden</span><span class=\"fff5\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yea2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zie para<span class=\"_ _0\"></span>graaf 2.8.<span class=\"_ _0\"></span>13)<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x2c h64 yea3 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11d\">D<span class=\"_ _1\"></span>ividend, eig<span class=\"_ _1\"></span>en aandelen en<span class=\"_ _1\"></span> intrekking<span class=\"_ _1\"></span> van aandel<span class=\"_ _1\"></span>en.</span><span class=\"fff5\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yea4 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.16 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"lsed ws111\">Bruto</span> </span>premie<span class=\"ls0 ws0\">-</span>in<span class=\"_ _1\"></span>komen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yea5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Kortlopende<span class=\"_ _1\"></span> tegenover langlopen<span class=\"_ _1\"></span>de contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yea6 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een kortl<span class=\"_ _0\"></span>opend ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>act is een co<span class=\"_ _0\"></span>ntract dat v<span class=\"_ _0\"></span>oorziet in</div>\n<div class=\"t m0 x2c h64 yea7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming voo<span class=\"_ _1\"></span>r een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">vaste, maar kort<span class=\"_ _0\"></span>e period<span class=\"_ _0\"></span>e en dat de </span></span></div>\n<div class=\"t m0 x2c h64 yea8 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eraar de moge<span class=\"_ _0\"></span>lijkhei<span class=\"_ _0\"></span>d geeft om<span class=\"_ _0\"></span> het contract<span class=\"_ _0\"></span> op te zeggen of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 yea9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen ervan t<span class=\"_ _0\"></span>e wijzigen a<span class=\"_ _0\"></span>an het einde v<span class=\"_ _0\"></span>an een cont<span class=\"_ _0\"></span>ractperi<span class=\"_ _0\"></span>ode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yeaa fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yeab fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een langlope<span class=\"_ _1\"></span>nd contrac<span class=\"_ _1\"></span>t is een c<span class=\"_ _1\"></span>ontract waarvan<span class=\"_ _1\"></span> de bepalin<span class=\"_ _1\"></span>gen over he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yeac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en n<span class=\"lsef ws11d\">iet eenzijdig<span class=\"_ _1\"></span> kunnen worde<span class=\"_ _1\"></span>n gewijzigd,<span class=\"_ _1\"></span> zoals een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yead fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbaar o<span class=\"_ _1\"></span>f gewaarborgd<span class=\"_ _1\"></span> hernieuwbaar<span class=\"_ _1\"></span> contract, <span class=\"_ _1\"></span>en dat de <span class=\"_ _1\"></span>uitvoering</div>\n<div class=\"t m0 x2c h64 yeae fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verschillen<span class=\"_ _1\"></span>de functies en die<span class=\"_ _1\"></span>nsten (waaronder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yeaf fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming) vo<span class=\"_ _1\"></span>or een lange<span class=\"_ _1\"></span> periode b<span class=\"_ _1\"></span>epaalt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yeb0 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Ontvangen premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">inkomen</span> </span></div>\n<div class=\"t m0 x2c h64 yeb1 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">P<span class=\"lsef ws11d\">remies<span class=\"_ _1\"></span> uit levensver<span class=\"_ _1\"></span>zekeringscontracten<span class=\"_ _1\"></span> en lang<span class=\"_ _1\"></span>lopende </span></div>\n<div class=\"t m0 x2c h64 yeb2 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsover<span class=\"_ _1\"></span>eenkomsten met<span class=\"_ _1\"></span> discretionair<span class=\"_ _1\"></span>e winstdeling<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yeb3 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t als baten zo<span class=\"_ _0\"></span>dra deze do<span class=\"_ _0\"></span>or de polish<span class=\"_ _0\"></span>ouder vers<span class=\"_ _0\"></span>chuldi<span class=\"_ _0\"></span>gd zijn. De</div>\n<div class=\"t m0 x2c h64 yeb4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige opbr<span class=\"_ _0\"></span>engste<span class=\"_ _0\"></span>n en kosten w<span class=\"_ _0\"></span>ordt verrek<span class=\"_ _0\"></span>end met</div>\n<div class=\"t m0 x2c h64 yeb5 fff5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de<span class=\"lsef ws11e\">ze baten met als doel de<span class=\"_ _1\"></span> winst te verant<span class=\"_ _1\"></span>woorden gedurende<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c h64 yeb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e duur v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngen. Dit<span class=\"_ _0\"></span> 'match<span class=\"_ _0\"></span>ing'<span class=\"ls0 ws0\">-</span>proces<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x2c h64 yeb7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitgevoerd a<span class=\"_ _1\"></span>an de hand <span class=\"_ _1\"></span>van een b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen uit</div>\n<div class=\"t m0 x2c h64 yeb8 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten en<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingsov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9c fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling alsm<span class=\"_ _0\"></span>ede aan de ha<span class=\"_ _0\"></span>nd van voor<span class=\"_ _0\"></span>af te</div>\n<div class=\"t m0 x1d h64 yd9d fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betalen k<span class=\"_ _0\"></span>osten z<span class=\"_ _0\"></span>oals po<span class=\"_ _0\"></span>lisacqui<span class=\"_ _0\"></span>sitieko<span class=\"_ _0\"></span>sten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye3d fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">inkomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye3e fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor verzekeri<span class=\"_ _1\"></span>ngsovereenkom<span class=\"_ _1\"></span>sten met een korte<span class=\"_ _1\"></span> looptijd (hoofdz<span class=\"_ _1\"></span>akelijk</div>\n<div class=\"t m0 x1d h64 ye3f fff5 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">le<span class=\"_ _1\"></span>ven) worden de pre<span class=\"_ _1\"></span>mies direct bij inga<span class=\"_ _1\"></span>ng van <span class=\"ws11d\">de overeen<span class=\"_ _1\"></span>komst </span></span></span></div>\n<div class=\"t m0 x1d h64 ye40 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Die p<span class=\"_ _0\"></span>remies w<span class=\"_ _0\"></span>orden in <span class=\"_ _0\"></span>de resul<span class=\"_ _0\"></span>tatenrek<span class=\"_ _0\"></span>ening <span class=\"_ _0\"></span>pro<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rata </span></div>\n<div class=\"t m0 x1d h64 ye41 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de te<span class=\"_ _1\"></span>rmijn van de verzekeri<span class=\"_ _1\"></span>ngsdekking ver<span class=\"_ _1\"></span>antwoord als</div>\n<div class=\"t m0 x1d h64 ye42 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend. De voo<span class=\"_ _1\"></span>rziening voor nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">verdiende <span class=\"_ _1\"></span>premies bev<span class=\"_ _1\"></span>at het </span></div>\n<div class=\"t m0 x1d h64 yda4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gedeelt<span class=\"_ _0\"></span>e van de gebo<span class=\"_ _0\"></span>ekte premi<span class=\"_ _0\"></span>es voor de no<span class=\"_ _0\"></span>g niet <span class=\"ws11d\">afgelo<span class=\"_ _0\"></span>pen term<span class=\"_ _0\"></span>ijn </span></div>\n<div class=\"t m0 x1d h64 yda5 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de de<span class=\"_ _1\"></span>kking.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 171px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 360px; width: 350px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ye45 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.17<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>R<span class=\"_ _1\"></span>entebaten<span class=\"ws11d\">, di<span class=\"_ _1\"></span>vidend en o<span class=\"_ _1\"></span>verige beleg<span class=\"_ _1\"></span>gingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye46 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor alle rentedra<span class=\"_ _1\"></span>gende instru<span class=\"_ _1\"></span>menten worden de ren<span class=\"_ _1\"></span>tebaten en <span class=\"ls0 ws0\">-<span class=\"lsed ws111\">lasten </span></span></div>\n<div class=\"t m0 x1d h64 ye47 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g (ongeac<span class=\"_ _0\"></span>ht of deze inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye48 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gecla<span class=\"_ _1\"></span>ssificeerd als<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aa<span class=\"_ _1\"></span>ngehouden, vo<span class=\"_ _1\"></span>or verkoop</div>\n<div class=\"t m0 x1d h64 ye49 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span>, tegen re\u00eble waarde me<span class=\"_ _1\"></span>t waardeverande<span class=\"lsed ws112\">ringen in de </span></div>\n<div class=\"t m0 x1d h64 ye4a fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening, als deri<span class=\"_ _1\"></span>vaten of als overige ac<span class=\"_ _1\"></span>tiva of passiva)<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x1d h64 ye4b fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> het toerekening<span class=\"_ _1\"></span>sbeginsel <span class=\"_ _1\"></span>met behulp <span class=\"_ _1\"></span>van de effe<span class=\"_ _1\"></span>ctieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yeb9 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode o<span class=\"_ _0\"></span>p basis v<span class=\"_ _0\"></span>an de werk<span class=\"_ _0\"></span>elijke<span class=\"_ _0\"></span> aankoop<span class=\"_ _0\"></span>prijs in<span class=\"_ _0\"></span>clusief <span class=\"_ _0\"></span>directe</div>\n<div class=\"t m0 x1d h64 yeba fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en. In di<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>aten z<span class=\"lsef\">ijn onder andere beg<span class=\"_ _1\"></span>repen de </span></div>\n<div class=\"t m0 x1d h64 ydaf fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verdien<span class=\"_ _0\"></span>de coupo<span class=\"_ _0\"></span>ns op instrum<span class=\"_ _0\"></span>enten met e<span class=\"_ _0\"></span>en vaste of v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e rente en</div>\n<div class=\"t m0 x1d h64 ydb0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>evermee<span class=\"_ _0\"></span>rdering of<span class=\"_ _0\"></span> amortisat<span class=\"_ _0\"></span>ie van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n, de</div>\n<div class=\"t m0 x1d h64 ydb1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g of de premie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb2 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Is een f<span class=\"_ _1\"></span>inancieel actie<span class=\"_ _1\"></span>f eenmaal<span class=\"_ _1\"></span> afgewaardeerd <span class=\"_ _1\"></span>tot de ges<span class=\"_ _1\"></span>chatte</div>\n<div class=\"t m0 x1d h64 ydb4 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rea<span class=\"ws11d\">liseerbare<span class=\"_ _1\"></span> waarde, dan<span class=\"_ _1\"></span> worden de <span class=\"_ _1\"></span>rentebaten<span class=\"_ _1\"></span> daarna geba<span class=\"_ _1\"></span>seerd op </span></div>\n<div class=\"t m0 x1d h64 ydb5 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve rente di<span class=\"_ _0\"></span>e ook is gebru<span class=\"_ _0\"></span>ikt voor het<span class=\"_ _0\"></span> contant m<span class=\"_ _0\"></span>aken van de</div>\n<div class=\"t m0 x1d h64 ydb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n voor de b<span class=\"_ _0\"></span>epali<span class=\"_ _0\"></span>ng van de r<span class=\"_ _0\"></span>ealisee<span class=\"_ _0\"></span>rbare wa<span class=\"_ _0\"></span>arde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dividenden w<span class=\"_ _1\"></span>orden opgenome<span class=\"_ _1\"></span>n in de<span class=\"_ _1\"></span> resultatenrek<span class=\"_ _1\"></span>ening<span class=\"ls0 ws0\"> </span>wanneer<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 ydb9 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dividend is gede<span class=\"_ _1\"></span>clareerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydba fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydbb fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas treedt op als<span class=\"_ _1\"></span> verhuurder voor<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">opzegb<span class=\"_ _1\"></span>are huurcon<span class=\"_ _1\"></span>tracten die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ydbc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties kunnen b<span class=\"_ _1\"></span>evatten, voor<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ydbd fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald va<span class=\"_ _1\"></span>stgoed voor<span class=\"_ _1\"></span> eigen gebrui<span class=\"_ _1\"></span>k. Huurinkoms<span class=\"_ _1\"></span>ten en ander<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ydbe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomsten worden<span class=\"_ _1\"></span>,<span class=\"ls0 ws0\"> </span>onder af<span class=\"_ _1\"></span>trek van aan huurders toegek<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x1d h64 ydbf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huurincentives<span class=\"_ _1\"></span>, opgenomen volgen<span class=\"_ _1\"></span>s het toerekening<span class=\"_ _1\"></span>sbeginsel, en</div>\n<div class=\"t m0 x1d h64 ydc0 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden lineair<span class=\"_ _1\"></span> opgenomen tenzij er<span class=\"_ _1\"></span> overtuigende aan<span class=\"_ _1\"></span>wijzingen zijn da<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydc1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de voorde<span class=\"_ _0\"></span>len over de p<span class=\"_ _0\"></span>eriode van d<span class=\"_ _0\"></span>e leaseov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>st niet g<span class=\"_ _0\"></span>elijkmati<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 ydc2 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangroeien<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 450px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yebb fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.18 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Gereali<span class=\"_ _1\"></span>seerde en ni<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">gerealisee<span class=\"_ _0\"></span>rde winst<span class=\"_ _0\"></span>en en verli<span class=\"_ _0\"></span>ezen<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yebc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten die <span class=\"_ _1\"></span>worden aangemer<span class=\"_ _1\"></span>kt als voo<span class=\"_ _1\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yebd fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden, ve<span class=\"_ _0\"></span>rtegenw<span class=\"_ _0\"></span>oordige<span class=\"_ _0\"></span>n de gerealis<span class=\"_ _0\"></span>eerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen</div>\n<div class=\"t m0 x1d h64 yebe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op verkopen en des<span class=\"_ _1\"></span>investeringen<span class=\"_ _1\"></span> het verschil tus<span class=\"_ _1\"></span>sen d<span class=\"lsed ws112\">e ontvang<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yebf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> de oorspronkelijke<span class=\"_ _1\"></span> boekwaarde van he<span class=\"_ _1\"></span>t verkochte</div>\n<div class=\"t m0 x1d h64 ydc8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actief, verm<span class=\"_ _1\"></span>inderd met e<span class=\"_ _1\"></span>ventuele in<span class=\"_ _1\"></span> de resulta<span class=\"_ _1\"></span>tenrekening ve<span class=\"_ _1\"></span>rantwoorde</div>\n<div class=\"t m0 x1d h64 yec0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n en gecorri<span class=\"_ _0\"></span>geerd voor het<span class=\"_ _0\"></span> effect va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yec1 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele he<span class=\"_ _1\"></span>dge accounting<span class=\"_ _1\"></span>. Gerealiseerde<span class=\"_ _1\"></span> <span class=\"lsed ws112\">winsten e<span class=\"_ _0\"></span>n verlieze<span class=\"_ _0\"></span>n uit </span></div>\n<div class=\"t m0 x1d h64 yec2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkope<span class=\"_ _0\"></span>n worden in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing verant<span class=\"_ _0\"></span>woord in d<span class=\"_ _0\"></span>e rubriek</div>\n<div class=\"t m0 x1d h64 yec3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Resultaat op<span class=\"_ _1\"></span> verkoop<span class=\"_ _1\"></span> en herwaarder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yec4 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec5 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bij fina<span class=\"_ _0\"></span>nci\u00eble i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nten di<span class=\"_ _0\"></span>e via de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng tege<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yec6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>, wordt he<span class=\"_ _1\"></span>t <span class=\"ws11e\">verschil tussen d<span class=\"_ _1\"></span>e boekwaarde </span></div>\n<div class=\"t m0 x1d h64 yec7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>einde van d<span class=\"_ _1\"></span>e huidige <span class=\"_ _1\"></span>verslagperiode e<span class=\"_ _1\"></span>n de voorg<span class=\"_ _1\"></span>aande</div>\n<div class=\"t m0 x1d h64 yec8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> in de resultatenre<span class=\"_ _1\"></span>kening opgenomen<span class=\"_ _1\"></span> onder Resultaat op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec9 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop en <span class=\"_ _1\"></span>herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 246px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 723px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 917px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 365px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij derivat<span class=\"_ _1\"></span>en wordt he<span class=\"_ _1\"></span>t verschil<span class=\"_ _1\"></span> tussen de <span class=\"_ _1\"></span>'schone' re\u00ebl<span class=\"_ _1\"></span>e waarde (<span class=\"_ _1\"></span>dat wil</div>\n<div class=\"t m0 x2c h64 y8a6 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggen, zonder<span class=\"_ _1\"></span> het niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _1\"></span>aliseerde gede<span class=\"_ _1\"></span>elte van de</div>\n<div class=\"t m0 x2c h64 y8a7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentebi<span class=\"_ _0\"></span>jboekin<span class=\"_ _0\"></span>gen) aan het<span class=\"_ _0\"></span> einde van de l<span class=\"_ _0\"></span>opende vers<span class=\"_ _0\"></span>lagper<span class=\"_ _0\"></span>iode en de</div>\n<div class=\"t m0 x2c h64 y8a8 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorga<span class=\"_ _0\"></span>ande versl<span class=\"_ _0\"></span>agperio<span class=\"_ _0\"></span>de in de result<span class=\"_ _0\"></span>atenr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>erantwoo<span class=\"_ _0\"></span>rd onder</div>\n<div class=\"t m0 x2c h64 y8a9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resulta<span class=\"_ _0\"></span>at op verko<span class=\"_ _0\"></span>op en <span class=\"lsef ws113\">herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8aa fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij terugboe<span class=\"_ _1\"></span>king of e<span class=\"_ _1\"></span>en bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ring op een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief, worden de eerde<span class=\"_ _1\"></span>r rechtstreeks<span class=\"_ _1\"></span> in het eigen vermoge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8ad fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkte niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealis<span class=\"_ _1\"></span>eerde winsten <span class=\"_ _1\"></span>en verlie<span class=\"_ _1\"></span>zen overgedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ae fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 945px; height: 156px; width: 353px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 yd39 fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.19 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"ls10a ws13c\">Commiss</span></span>iebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd87 fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies als int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>ieve rente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd88 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies die een int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>ormen van d<span class=\"_ _0\"></span>e effectiev<span class=\"_ _0\"></span>e rente</div>\n<div class=\"t m0 x2c h64 yd89 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>financieel i<span class=\"_ _1\"></span>nstrument word<span class=\"_ _1\"></span>en in he<span class=\"_ _1\"></span>t algemeen beh<span class=\"_ _1\"></span>andeld als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8a fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een aanpassing<span class=\"_ _1\"></span> op de effectieve ren<span class=\"_ _1\"></span>te. Dat is het ge<span class=\"_ _1\"></span>val<span class=\"ls0 ws0\"> <span class=\"ls103 ws151\">bij<span class=\"_ _1\"></span> commi<span class=\"_ _1\"></span>ssies<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n ontvange<span class=\"_ _0\"></span>n als vergo<span class=\"_ _0\"></span>eding voor ac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten zoals<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 yd8c fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble toe<span class=\"_ _0\"></span>stand v<span class=\"_ _0\"></span>an de kre<span class=\"_ _0\"></span>dietnem<span class=\"_ _0\"></span>er, het</div>\n<div class=\"t m0 x2c h64 yd8d fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en en boek<span class=\"_ _0\"></span>en van garant<span class=\"_ _0\"></span>ies etc. en ook<span class=\"_ _0\"></span> voor commi<span class=\"_ _0\"></span>ssies die</div>\n<div class=\"t m0 x2c h64 y930 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden o<span class=\"_ _0\"></span>ntvangen bi<span class=\"_ _0\"></span>j de uitgift<span class=\"_ _0\"></span>e van tegen ge<span class=\"_ _0\"></span>amo<span class=\"lsef ws11d\">rtiseerde kostprij<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y931 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerde<span class=\"_ _1\"></span> financi\u00eble<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>. Beide soor<span class=\"_ _1\"></span>ten commiss<span class=\"_ _1\"></span>ies</div>\n<div class=\"t m0 x2c h64 y932 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d en verwerkt<span class=\"_ _0\"></span> als aanpas<span class=\"_ _0\"></span>sing van het<span class=\"_ _0\"></span> effect<span class=\"_ _0\"></span>ieve</div>\n<div class=\"t m0 x2c h64 y933 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arief van het<span class=\"_ _0\"></span> onderlig<span class=\"_ _0\"></span>gende fin<span class=\"_ _0\"></span>ancieel i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span>, gewaa<span class=\"_ _0\"></span>rdeerd</div>\n<div class=\"t m0 x2c h64 y934 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y935 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y936 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">W<span class=\"lsef ws11e\">ordt een<span class=\"_ _1\"></span> financieel inst<span class=\"_ _1\"></span>rument tegen de re\u00eb<span class=\"_ _1\"></span>le waarde in de win<span class=\"_ _1\"></span>st</span>- <span class=\"lsef ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y937 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g verwerkt,<span class=\"_ _0\"></span> dan word<span class=\"_ _0\"></span>en de commis<span class=\"_ _0\"></span>sies bij ee<span class=\"_ _0\"></span>rste opna<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x2c h64 y938 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het i<span class=\"_ _1\"></span>nstrument a<span class=\"_ _1\"></span>ls baten veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies <span class=\"_ _1\"></span>verwerkt wanneer<span class=\"_ _1\"></span> de diens<span class=\"_ _1\"></span>ten worden <span class=\"_ _1\"></span>geleverd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissies worden<span class=\"_ _1\"></span> in<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het algemeen als<span class=\"_ _0\"></span> baten ver<span class=\"_ _0\"></span>werkt per d<span class=\"_ _0\"></span>e datum </span></span></div>\n<div class=\"t m0 x2c h64 ya7f fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de diens<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en gelever<span class=\"_ _0\"></span>d. Indien h<span class=\"_ _0\"></span>et onwaars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijk is dat een</div>\n<div class=\"t m0 x2c h64 ya80 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke leenov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omst wordt<span class=\"_ _0\"></span> aangega<span class=\"_ _0\"></span>an en de lenin<span class=\"_ _0\"></span>g wordt niet</div>\n<div class=\"t m0 x2c h64 ya81 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als deriv<span class=\"_ _0\"></span>aat aange<span class=\"_ _0\"></span>merkt, d<span class=\"_ _0\"></span>an wordt de be<span class=\"_ _0\"></span>reidstel<span class=\"_ _0\"></span>lingsp<span class=\"_ _0\"></span>rovisie op b<span class=\"_ _0\"></span>asis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van tijdsev<span class=\"_ _1\"></span>enredigheid gedu<span class=\"_ _1\"></span>rende de b<span class=\"_ _1\"></span>ereidstelling<span class=\"_ _1\"></span>stermijn als b<span class=\"_ _1\"></span>ate</div>\n<div class=\"t m0 x2c h64 ya83 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya84 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya85 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scommissies worden<span class=\"_ _1\"></span> verantwoord als<span class=\"_ _1\"></span> verdiend,</div>\n<div class=\"t m0 x2c h64 ya86 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelname aan<span class=\"_ _1\"></span> herverzeker<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> na ontvangs<span class=\"_ _1\"></span>t als ink<span class=\"_ _1\"></span>omsten</div>\n<div class=\"t m0 x2c h64 ya87 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye2e fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>erkt na <span class=\"lsef ws11e\">afronding van de onderlig<span class=\"_ _1\"></span>gende transactie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ye2f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies d<span class=\"_ _1\"></span>ie voortvloeien<span class=\"_ _1\"></span> uit he<span class=\"_ _1\"></span>t onderhandele<span class=\"_ _1\"></span>n over of d<span class=\"_ _1\"></span>eelnemen</div>\n<div class=\"t m0 x2c h64 yd8e fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in de onde<span class=\"_ _1\"></span>rhandeling<span class=\"_ _1\"></span> over een <span class=\"_ _1\"></span>transactie voor<span class=\"_ _1\"></span> een derde<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yd8f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> wanneer de <span class=\"_ _1\"></span>onderliggende<span class=\"_ _1\"></span> transactie w<span class=\"_ _1\"></span>ordt voltooi<span class=\"_ _1\"></span>d.</div>\n<div class=\"t m0 x2c h64 yd90 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissiebaten wo<span class=\"_ _1\"></span>rd<span class=\"ws11d\">en verant<span class=\"_ _1\"></span>woord wanneer<span class=\"_ _1\"></span> de prestatie<span class=\"_ _1\"></span><span class=\"lsed ws111\">verpli<span class=\"_ _0\"></span>chting </span></span></div>\n<div class=\"t m0 x2c h64 yd91 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgevoerd is.<span class=\"_ _1\"></span> Consortiumcommissie<span class=\"_ _1\"></span> wordt verantwoord<span class=\"_ _1\"></span> in het resultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yd92 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> syndicaatvorming<span class=\"_ _1\"></span> is vol<span class=\"_ _1\"></span>tooid.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye31 fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>sovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye32 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De baten u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>waarbij he<span class=\"_ _1\"></span>t gedekte</div>\n<div class=\"t m0 x2c h64 ye33 fffa fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">ve<span class=\"lsed\">rzeker<span class=\"_ _0\"></span>ingsrisi<span class=\"_ _0\"></span>co niet sign<span class=\"_ _0\"></span>ificant is<span class=\"_ _0\"></span>, betreff<span class=\"_ _0\"></span>en de vergo<span class=\"_ _0\"></span>eding voo<span class=\"_ _0\"></span>r de </span></div>\n<div class=\"t m0 x2c h64 ye34 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsd<span class=\"_ _0\"></span>ekking, a<span class=\"_ _0\"></span>dminis<span class=\"_ _0\"></span>tratiek<span class=\"_ _0\"></span>osten en <span class=\"_ _0\"></span>afkoopko<span class=\"_ _0\"></span>sten. C<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x2c h64 ye35 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden als <span class=\"_ _1\"></span>baten verwerk<span class=\"_ _1\"></span>t per de<span class=\"_ _1\"></span> datum dat d<span class=\"_ _1\"></span>e diensten w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x2c h64 ye36 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelever<span class=\"_ _0\"></span>d. Aan de last<span class=\"_ _0\"></span>enkant sta<span class=\"_ _0\"></span>an sterft<span class=\"_ _0\"></span>eclaims en b<span class=\"_ _0\"></span>ijgesc<span class=\"_ _0\"></span>hreven rent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 707px; width: 352.986px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 885px; width: 353px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1d h64 ye3a fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.20 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Winstbe<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yecc fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Actuele bela<span class=\"_ _1\"></span>stingverplich<span class=\"_ _1\"></span>tingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yecd fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>e belasti<span class=\"_ _0\"></span>ngverp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn v<span class=\"_ _0\"></span>erschu<span class=\"_ _0\"></span>ldigde (t<span class=\"_ _0\"></span>erug te v<span class=\"_ _0\"></span>ordere<span class=\"_ _0\"></span>n)</div>\n<div class=\"t m0 x1d h64 yece fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> de fiscale wi<span class=\"_ _0\"></span>nst (het fi<span class=\"_ _0\"></span>scale verli<span class=\"_ _0\"></span>es)</div>\n<div class=\"t m0 x1d h64 yecf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over een pe<span class=\"_ _0\"></span>riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed0 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yed1 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Winstb<span class=\"_ _0\"></span>elasting di<span class=\"_ _0\"></span>e op winste<span class=\"_ _0\"></span>n moet wor<span class=\"_ _0\"></span>den betaal<span class=\"_ _0\"></span>d, wordt als<span class=\"_ _0\"></span> last</div>\n<div class=\"t m0 x1d h64 yed2 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de belast<span class=\"_ _0\"></span>ingwet<span class=\"_ _0\"></span>geving d<span class=\"_ _0\"></span>ie in elk<span class=\"_ _0\"></span> rechtsg<span class=\"_ _0\"></span>ebied</div>\n<div class=\"t m0 x1d h64 yed3 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldt in de pe<span class=\"_ _0\"></span>riode waa<span class=\"_ _0\"></span>rin de winst<span class=\"_ _0\"></span>en ontsta<span class=\"_ _0\"></span>an. De belas<span class=\"_ _0\"></span>tingeff<span class=\"_ _0\"></span>ecten</div>\n<div class=\"t m0 x1d h64 ye43 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van voor v<span class=\"_ _0\"></span>oorwaa<span class=\"_ _0\"></span>rtse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie besch<span class=\"_ _0\"></span>ikbare</div>\n<div class=\"t m0 x1d h64 ye44 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lastings<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span><span class=\"ws11d\">en wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord <span class=\"_ _0\"></span>als een uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 ye45 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngvorde<span class=\"_ _0\"></span>ring ind<span class=\"_ _0\"></span>ien het waars<span class=\"_ _0\"></span>chijnli<span class=\"_ _0\"></span>jk is dat er toek<span class=\"_ _0\"></span>omstig<span class=\"_ _0\"></span>e fiscale</div>\n<div class=\"t m0 x1d h64 ye46 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">winst wordt gere<span class=\"_ _1\"></span>aliseerd waarmee<span class=\"_ _1\"></span> die verliezen kunn<span class=\"_ _1\"></span>en worden</div>\n<div class=\"t m0 x1d h64 ye47 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye48 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye49 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een juridis<span class=\"_ _1\"></span>che entiteit oordee<span class=\"_ _1\"></span>lt dat het niet waar<span class=\"_ _1\"></span>schijnlijk i<span class=\"lsed ws112\">s dat de </span></div>\n<div class=\"t m0 x1d h64 ye4a fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desbetreffende<span class=\"_ _1\"></span> belastingdien<span class=\"_ _1\"></span>st de toeg<span class=\"_ _1\"></span>epaste belast<span class=\"_ _1\"></span>ingbehandeling</div>\n<div class=\"t m0 x1d h64 ye4b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvaa<span class=\"_ _0\"></span>rdt, dan too<span class=\"_ _0\"></span>nt deze jurid<span class=\"_ _0\"></span>ische ent<span class=\"_ _0\"></span>iteit de on<span class=\"_ _0\"></span>zekerhe<span class=\"_ _0\"></span>idsfact<span class=\"_ _0\"></span>or voor</div>\n<div class=\"t m0 x1d h64 yeb9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">elke onzek<span class=\"_ _0\"></span>ere bela<span class=\"_ _0\"></span>stingb<span class=\"_ _0\"></span>ehandeli<span class=\"_ _0\"></span>ng door het<span class=\"_ _0\"></span>zij het mee<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x1d h64 yeba fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarschijnlij<span class=\"_ _1\"></span>ke bedrag <span class=\"_ _1\"></span>te gebruiken<span class=\"_ _1\"></span>, of de v<span class=\"_ _1\"></span>erwachte waarde<span class=\"_ _1\"></span>, gebaseerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydaf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een reeks m<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>e uitkoms<span class=\"_ _0\"></span>ten, afha<span class=\"_ _0\"></span>nkelijk we<span class=\"_ _0\"></span>lke metho<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x1d h64 ydb0 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onzekerheid <span class=\"_ _1\"></span>de uitkomst <span class=\"_ _1\"></span>van de onz<span class=\"_ _1\"></span>ekerheid he<span class=\"_ _1\"></span>t beste voor<span class=\"_ _1\"></span>spelt.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yed4 fffc fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed5 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Uitgest<span class=\"_ _0\"></span>elde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>zijn in t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige peri<span class=\"_ _0\"></span>oden te</div>\n<div class=\"t m0 x1d h64 yed6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen w<span class=\"_ _0\"></span>instbel<span class=\"_ _0\"></span>astingen m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot fis<span class=\"_ _0\"></span>cale tijd<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x1d h64 yed7 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> zijn in toekomst<span class=\"_ _1\"></span>ige perioden terug<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 yed8 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vordere<span class=\"_ _0\"></span>n winst<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>betrekk<span class=\"_ _0\"></span>ing tot v<span class=\"_ _0\"></span>errekenb<span class=\"_ _0\"></span>are tijd<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1d h64 yed9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen, voor<span class=\"_ _0\"></span>waartse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gecompense<span class=\"lsed ws11d\">erde fiscale </span></span></span></div>\n<div class=\"t m0 x1d h64 yeda fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en en voo<span class=\"_ _0\"></span>rwaarts<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatie van <span class=\"_ _0\"></span>ongeb<span class=\"_ _0\"></span>ruikte f<span class=\"_ _0\"></span>iscaal</div>\n<div class=\"t m0 x1d h64 yedb fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verrekenbare t<span class=\"_ _1\"></span>egoeden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yedc fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yedd fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen worden<span class=\"_ _1\"></span> volledig verantwoor<span class=\"_ _1\"></span>d op basis van de</div>\n<div class=\"t m0 x1d h64 yede fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">balansm<span class=\"_ _0\"></span>ethode <span class=\"_ _0\"></span>op tijdel<span class=\"_ _0\"></span>ijke vers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n tussen d<span class=\"_ _0\"></span>e fiscal<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de</div>\n<div class=\"t m0 x1d h64 yedf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen en de bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de daarva<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x1d h64 yee0 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Geconsolideerde<span class=\"_ _1\"></span> Jaarrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee1 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee2 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De per bala<span class=\"_ _0\"></span>nsdatum v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>lde of grot<span class=\"_ _0\"></span>endeels<span class=\"_ _0\"></span> vastgeste<span class=\"_ _0\"></span>lde tariev<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yee3 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> uitgestelde<span class=\"_ _1\"></span> belastingen <span class=\"_ _1\"></span>te bepalen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee4 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> worden verantwoord<span class=\"_ _1\"></span> voor zover het</div>\n<div class=\"t m0 x1d h64 yebb fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk is d<span class=\"_ _0\"></span>at er fisca<span class=\"_ _0\"></span>le toekom<span class=\"_ _0\"></span>stige wins<span class=\"_ _0\"></span>t beschi<span class=\"_ _0\"></span>kbaar zal zi<span class=\"_ _0\"></span>jn om</div>\n<div class=\"t m0 x1d h64 yebc fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een deel of de g<span class=\"_ _0\"></span>ehele uitg<span class=\"_ _0\"></span>esteld<span class=\"_ _0\"></span>e belastin<span class=\"_ _0\"></span>gvorde<span class=\"_ _0\"></span>ring te verr<span class=\"_ _0\"></span>ekenen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yebd fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yebe fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een uitge<span class=\"_ _1\"></span>stelde belasti<span class=\"_ _1\"></span>ngvordering <span class=\"_ _1\"></span>wordt opgenomen<span class=\"_ _1\"></span> voor bela<span class=\"_ _1\"></span>stbare</div>\n<div class=\"t m0 x1d h64 yebf fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hillen d<span class=\"_ _0\"></span>ie verb<span class=\"_ _0\"></span>and ho<span class=\"ws112\">u<span class=\"_ _0\"></span>den met inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in </span></div>\n<div class=\"t m0 x1d h64 ydc8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen, gea<span class=\"_ _1\"></span>ssocieerde dee<span class=\"_ _1\"></span>lnemingen en<span class=\"_ _1\"></span> joint ven<span class=\"_ _1\"></span>tures,</div>\n<div class=\"t m0 x1d h64 yec0 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tenzij <span class=\"_ _0\"></span>het tijdst<span class=\"_ _0\"></span>ip waar<span class=\"_ _0\"></span>op het ti<span class=\"_ _0\"></span>jdelijk<span class=\"_ _0\"></span>e verschi<span class=\"_ _0\"></span>l wordt af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld kan</div>\n<div class=\"t m0 x1d h64 yec1 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>bepaald <span class=\"_ _0\"></span>en het waa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk is<span class=\"_ _0\"></span> dat het t<span class=\"_ _0\"></span>ijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hil in de</div>\n<div class=\"t m0 x1d h64 yec2 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nabije toekom<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">niet zal wor<span class=\"_ _0\"></span>den afge<span class=\"_ _0\"></span>wikkeld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yec3 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec4 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Huidige en<span class=\"_ _1\"></span> uitgestelde <span class=\"_ _1\"></span>belastingen d<span class=\"_ _1\"></span>ie betrek<span class=\"_ _1\"></span>king hebben <span class=\"_ _1\"></span>op</div>\n<div class=\"t m0 x1d h64 yec5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herwaardering<span class=\"_ _1\"></span> tegen re\u00eble waarde<span class=\"_ _1\"></span> van balansposten die r<span class=\"_ _1\"></span>echtstreeks<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als lasten<span class=\"_ _0\"></span> of baten in eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erwerkt (z<span class=\"_ _0\"></span>oals voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 yec7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen <span class=\"lsef ws11d\">en kasstroomafdekkingen)<span class=\"_ _1\"></span>, worden </span></div>\n<div class=\"t m0 x1d h64 yec8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ook recht<span class=\"_ _1\"></span>streeks als <span class=\"_ _1\"></span>baten of l<span class=\"_ _1\"></span>asten in h<span class=\"_ _1\"></span>et eigen <span class=\"_ _1\"></span>vermogen verant<span class=\"_ _1\"></span>woord</div>\n<div class=\"t m0 x1d h64 yec9 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en word<span class=\"_ _0\"></span>en vervo<span class=\"_ _0\"></span>lgens sam<span class=\"_ _0\"></span>en met d<span class=\"_ _0\"></span>e uitges<span class=\"_ _0\"></span>telde w<span class=\"_ _0\"></span>inst of<span class=\"_ _0\"></span> het uitge<span class=\"_ _0\"></span>stelde</div>\n<div class=\"t m0 x1d h64 yeca fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> in de resultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing vera<span class=\"_ _0\"></span>ntwoord.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 545px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 932px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 173px; height: 933px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 173px; height: 933px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 fffe fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.21 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Winst<span class=\"_ _1\"></span> per aandeel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gewone wi<span class=\"_ _0\"></span>nst per aa<span class=\"_ _0\"></span>ndeel wordt<span class=\"_ _0\"></span> bereke<span class=\"_ _0\"></span>nd door de voor g<span class=\"_ _0\"></span>ewone</div>\n<div class=\"t m0 x2c h64 y8a7 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>s beschikbare<span class=\"_ _1\"></span> nettowinst t<span class=\"_ _1\"></span>e delen doo<span class=\"_ _1\"></span>r het gewo<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x2c h64 y8a8 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemiddelde <span class=\"_ _1\"></span>van het aan<span class=\"_ _1\"></span>tal uitstaande<span class=\"_ _1\"></span> gewone aande<span class=\"_ _1\"></span>len gedurend<span class=\"_ _1\"></span>e het</div>\n<div class=\"t m0 x2c h64 y8a9 fffe fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaar, met<span class=\"_ _0\"></span> uitslui<span class=\"_ _0\"></span>ting va<span class=\"_ _0\"></span>n het <span class=\"lsef ws11e\">gemiddeld aantal gewone aan<span class=\"_ _1\"></span>delen die door<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8aa fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zij<span class=\"_ _0\"></span>n gekocht<span class=\"_ _0\"></span> en als eigen aa<span class=\"_ _0\"></span>ndelen wo<span class=\"_ _0\"></span>rden aange<span class=\"_ _0\"></span>houden.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab fffe fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erwaterde win<span class=\"_ _1\"></span>st per aande<span class=\"_ _1\"></span>el wordt<span class=\"_ _1\"></span> het gewogen <span class=\"_ _1\"></span>gemiddelde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het aa<span class=\"_ _1\"></span>ntal uits<span class=\"_ _1\"></span>taande gewone a<span class=\"_ _1\"></span>andelen aan<span class=\"_ _1\"></span>gepast op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ae fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ng d<span class=\"ws11e\">at alle gew<span class=\"_ _1\"></span>one aandelen die tot<span class=\"_ _1\"></span> verwatering zul<span class=\"_ _1\"></span>len </span></div>\n<div class=\"t m0 x2c h64 y8af fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leiden wo<span class=\"_ _0\"></span>rden gec<span class=\"_ _0\"></span>onverte<span class=\"_ _0\"></span>erd, zoals c<span class=\"_ _0\"></span>onverte<span class=\"_ _0\"></span>erbare o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>eleninge<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x1d h64 yee7 fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prefere<span class=\"_ _0\"></span>nte aande<span class=\"_ _0\"></span>len, aan<span class=\"_ _0\"></span>delenopt<span class=\"_ _0\"></span>ies en aan we<span class=\"_ _0\"></span>rknemer<span class=\"_ _0\"></span>s toegeken<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yee8 fffe fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden. Poten<span class=\"_ _1\"></span>ti\u00eble of voorwaar<span class=\"_ _1\"></span>delijke</div>\n<div class=\"t m0 x1d h64 yee9 fffe fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenuitgi<span class=\"_ _1\"></span><span class=\"ws11d\">ftes worden be<span class=\"_ _1\"></span>handeld a<span class=\"_ _1\"></span>ls verwaterend<span class=\"_ _1\"></span> wanneer<span class=\"_ _1\"></span> hun </span></div>\n<div class=\"t m0 x1d h64 yd4c fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">conversie <span class=\"_ _1\"></span>in aandelen d<span class=\"_ _1\"></span>e nettowinst<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span> zou doen v<span class=\"_ _1\"></span>erminderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4d fffe fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd4e fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het effect<span class=\"_ _0\"></span> van de be\u00ebind<span class=\"_ _0\"></span>igde bed<span class=\"_ _0\"></span>rijfsac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en op de gewo<span class=\"_ _0\"></span>ne en de</div>\n<div class=\"t m0 x1d h64 yd4f fffe fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwaterde re<span class=\"_ _1\"></span>sultaten per aandeel<span class=\"_ _1\"></span> wordt weergegeven<span class=\"_ _1\"></span> door het</div>\n<div class=\"t m0 x1d h64 yd50 fffe fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">netto<span class=\"lsef ws11e\">resultaat voor be\u00ebindigde bedr<span class=\"_ _1\"></span>ijfsactivitei<span class=\"_ _1\"></span>ten te delen door he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yd51 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemiddeld a<span class=\"_ _1\"></span>antal gewone<span class=\"_ _1\"></span> uitstaande a<span class=\"_ _1\"></span>andelen gedurend<span class=\"_ _1\"></span>e het jaar<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 yd52 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">exclusief h<span class=\"_ _1\"></span>et gemiddeld<span class=\"_ _1\"></span> aantal door<span class=\"_ _1\"></span> Ageas geko<span class=\"_ _1\"></span>chte gewone <span class=\"_ _1\"></span>aandelen</div>\n<div class=\"t m0 x1d h64 yd53 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en gehouden<span class=\"_ _1\"></span> als eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 928px; height: 178px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 928px; height: 178px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 928px; height: 178px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 928px; height: 178px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Ov<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>na<span class=\"_ _1\"></span>mes, desin<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>est<span class=\"_ _0\"></span>eringen</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">en groep bestemd v<span class=\"_ _3\"></span>oor v<span class=\"_ _3\"></span>erk<span class=\"_ _3\"></span>oop</div>\n<div class=\"t m0 x2c h88 yeed ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">De volgende significant<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h88 yeee ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">overnames en desinveste<span class=\"_ _0\"></span>ringen zijn</div>\n<div class=\"t m0 x2c h88 yeef ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">gedaan in 2022 en 2021. Det<span class=\"_ _0\"></span>ails</div>\n<div class=\"t m0 x2c h88 yef0 ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">over eventuele overnames en<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h88 yef1 ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">desinvesteringen na balansd<span class=\"_ _0\"></span>atum</div>\n<div class=\"t m0 x2c h88 yef2 ff103 fs53 fc14 sc0 ls11f ws155\" style=\"z-index: 15;\">zijn opgenomen in toelichting<span class=\"ls0 ws0\"> <span class=\"ls11e ws156\">44 </span></span></div>\n<div class=\"t m0 x2c h88 yef3 ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">Gebeurtenissen na balansdat<span class=\"_ _0\"></span>um.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h87 yef4 ff101 fs52 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h87 yef5 ff101 fs52 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h89 yef6 ff104 fs54 fcc sc0 ls120 ws157\" style=\"z-index: 15;\">3.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h89 yef7 ff104 fs54 fcc sc0 ls121 ws158\" style=\"z-index: 15;\">Overnames <span class=\"_ _1\"></span>in 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yef8 ff101 fs52 fc1d sc0 ls11b ws159\" style=\"z-index: 15;\">Additioneel b<span class=\"_ _1\"></span>elang in<span class=\"_ _1\"></span> AFLIC (Azi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yef9 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">Op 20 mei<span class=\"_ _1\"></span> 2022 <span class=\"ls11d ws154\">heeft<span class=\"ls0 ws0\"> </span><span class=\"ws153\">Ageas een ov<span class=\"_ _0\"></span>ereenko<span class=\"_ _0\"></span>mst getek<span class=\"_ _0\"></span>end om zijn b<span class=\"_ _0\"></span>elang in de joi<span class=\"_ _0\"></span>nt ventur<span class=\"_ _0\"></span>e Ageas </span></span></div>\n<div class=\"t m0 x1ef h87 yefa ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">Federal L<span class=\"_ _0\"></span>ife Insur<span class=\"_ _0\"></span>ance Comp<span class=\"_ _0\"></span>any Ltd (AF<span class=\"_ _0\"></span>LIC) te verh<span class=\"_ _0\"></span>ogen van 49% na<span class=\"_ _0\"></span>ar 74%<span class=\"ls0 ws0\"> </span>voor ee<span class=\"_ _0\"></span>n totale</div>\n<div class=\"t m0 x1ef h87 yefb ff101 fs52 fc14 sc0 ls11d ws159\" style=\"z-index: 15;\">vergoe<span class=\"_ _0\"></span>ding van I<span class=\"_ _0\"></span>NR 5,8 <span class=\"_ _0\"></span>miljard i<span class=\"_ _0\"></span>n cash. D<span class=\"_ _0\"></span>eze tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>werd op <span class=\"_ _0\"></span>19 septe<span class=\"_ _0\"></span>mber 202<span class=\"_ _0\"></span>2 afger<span class=\"_ _0\"></span>ond.</div>\n<div class=\"t m0 x1ef h87 yefc ff101 fs52 fc14 sc0 ls11b ws15a\" style=\"z-index: 15;\">Onder IFRS word<span class=\"_ _1\"></span>t deze transactie<span class=\"_ _1\"></span> beschouwd als een staps<span class=\"_ _1\"></span>gewijze overname<span class=\"_ _1\"></span> (step acquisi<span class=\"_ _1\"></span>tion),</div>\n<div class=\"t m0 x1ef h87 yefd ff101 fs52 fc14 sc0 ls11b ws15a\" style=\"z-index: 15;\">waardoor het voo<span class=\"_ _1\"></span>rheen aangehouden<span class=\"_ _1\"></span> belang van 49% is be<span class=\"ls11d ws159\">handeld alsof<span class=\"_ _0\"></span> het wer<span class=\"_ _0\"></span>d verkoc<span class=\"_ _0\"></span>ht<span class=\"ls122 ws15b\">, wat </span></span></div>\n<div class=\"t m0 x1ef h87 yefe ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">resulteerde <span class=\"_ _1\"></span>in een <span class=\"ws152\">non<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ls11d\">cash meer<span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an EUR 50 <span class=\"_ _0\"></span>miljoen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h87 yeff ff101 fs52 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h87 yf00 ff101 fs52 fc14 sc0 ls11b ws15a\" style=\"z-index: 15;\">AFLIC werd vanaf he<span class=\"_ _1\"></span>t laatste kwartaal<span class=\"_ _1\"></span> van 2022 volledig g<span class=\"_ _1\"></span>econsolideerd doo<span class=\"_ _1\"></span>r de Ageas groep.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf01 ff101 fs52 fc1d sc0 ls11b ws15a\" style=\"z-index: 15;\">Vastgoedbedrij<span class=\"_ _1\"></span>ven (Europ<span class=\"ls0 ws0\">a)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h87 yf02 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">Twee vastgoe<span class=\"_ _1\"></span>dbedrijven werden<span class=\"_ _1\"></span> gezamenlij<span class=\"_ _1\"></span>k verworven d<span class=\"_ _1\"></span>iverse groe<span class=\"_ _1\"></span>psentiteiten <span class=\"_ _1\"></span>in Portugal<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x1ef h87 yf03 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">Campolide XXI<span class=\"_ _1\"></span> werd ein<span class=\"_ _1\"></span>d 2021 verw<span class=\"_ _1\"></span>orven voor ee<span class=\"_ _1\"></span>n bedrag<span class=\"_ _1\"></span> van EUR 30 <span class=\"_ _1\"></span>miljoen en<span class=\"_ _1\"></span> SPPP in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1ef h87 yf04 ff101 fs52 fc14 sc0 ls11d ws159\" style=\"z-index: 15;\">eerste k<span class=\"_ _0\"></span>wartaal <span class=\"_ _0\"></span>van 202<span class=\"_ _0\"></span>2 voor 82 m<span class=\"_ _0\"></span>iljoen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf05 ff101 fs52 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h87 yf06 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">Milleniumbcp<span class=\"_ _1\"></span> Ageas bezi<span class=\"_ _1\"></span>t de meerderh<span class=\"_ _1\"></span>eid van de<span class=\"_ _1\"></span> aandelen in<span class=\"_ _1\"></span> beide<span class=\"ls0 ws0\"> </span><span class=\"ws15a\">on<span class=\"_ _1\"></span>dernemingen. Deze<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h87 yf07 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">ondernemingen<span class=\"_ _1\"></span> worden per<span class=\"_ _1\"></span> 31 decemb<span class=\"_ _1\"></span>er 2022 vol<span class=\"_ _1\"></span>ledig geconsol<span class=\"_ _1\"></span>ideerd door <span class=\"_ _1\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf08 ff101 fs52 fc1d sc0 ls11d ws159\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf09 ff101 fs52 fc14 sc0 ls11b ws15a\" style=\"z-index: 15;\">In juli 2022 ver<span class=\"_ _1\"></span>wierf AG Insurance<span class=\"_ _1\"></span> 100% van de aandelen<span class=\"_ _1\"></span> van Anima Group (5de<span class=\"_ _1\"></span> grootste Belgische<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef h87 yf0a ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">woonzorggroep)<span class=\"_ _1\"></span> voor een <span class=\"_ _1\"></span>bedrag van<span class=\"_ _1\"></span> 335 miljoen <span class=\"_ _1\"></span>EUR. Deze<span class=\"_ _1\"></span> overname word<span class=\"_ _1\"></span>t beschouwd <span class=\"_ _1\"></span>als een</div>\n<div class=\"t m0 x1ef h87 yf0b ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>combi<span class=\"_ _0\"></span>natie ond<span class=\"_ _0\"></span>er IFRS 3. Er wer<span class=\"_ _0\"></span>d geen goodw<span class=\"_ _0\"></span>ill opge<span class=\"_ _0\"></span>nomen in de <span class=\"ls11b ws152\">openingsbalans.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h89 yf0c ff104 fs54 fcc sc0 ls120 ws157\" style=\"z-index: 15;\">3.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h89 yf0d ff104 fs54 fcc sc0 ls121 ws158\" style=\"z-index: 15;\">Overnames <span class=\"_ _1\"></span>in 202<span class=\"_ _1\"></span>1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf0e ff101 fs52 fc20 sc0 ls11b ws159\" style=\"z-index: 15;\">AgeSA (voorhe<span class=\"_ _1\"></span>en: AvivaSA)<span class=\"_ _1\"></span> (Europ<span class=\"ls0 ws0\">a)<span class=\"_ _1\"></span><span class=\"fc14\"> </span></span></div>\n<div class=\"t m0 x1ef h87 yf0f ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">Op 5 mei 2021 ko<span class=\"_ _0\"></span>ndigde Ag<span class=\"_ _0\"></span>eas aan dat<span class=\"_ _0\"></span> het alle <span class=\"ls11b ws159\">goedkeuringen van<span class=\"_ _1\"></span> de regelge<span class=\"_ _1\"></span>vende instan<span class=\"_ _1\"></span>ties had<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h87 yf10 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">verkregen en<span class=\"_ _1\"></span> de overnam<span class=\"_ _1\"></span>e van Avi<span class=\"_ _1\"></span>va plc, een<span class=\"_ _1\"></span> belang van<span class=\"_ _1\"></span> 40% in he<span class=\"_ _1\"></span>t Turkse <span class=\"_ _1\"></span>beursgenoteerde</div>\n<div class=\"t m0 x1ef h87 yf11 ff101 fs52 fc14 sc0 ls11d ws154\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ings<span class=\"ls0 ws0\">- <span class=\"ls11b ws159\">en pensioen<span class=\"_ _1\"></span>bedrijf AgeSA<span class=\"_ _1\"></span>, had voltooid<span class=\"_ _1\"></span>. Het ove<span class=\"_ _1\"></span>rnamebedrag i<span class=\"_ _1\"></span>s GBP 119 </span></span></div>\n<div class=\"t m0 x1ef h87 yf12 ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">miljoen (<span class=\"_ _0\"></span>EUR 143 milj<span class=\"_ _0\"></span>oen inc<span class=\"ws159\">lus<span class=\"_ _0\"></span>ief tra<span class=\"_ _0\"></span>nsactiek<span class=\"_ _0\"></span>osten<span class=\"_ _0\"></span>). AgeSA w<span class=\"_ _0\"></span>ordt ve<span class=\"_ _0\"></span>rwerkt<span class=\"_ _0\"></span> volgens <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1ef h87 yf13 ff101 fs52 fc14 sc0 ls11d ws154\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>nsmutat<span class=\"_ _0\"></span>iemeth<span class=\"_ _0\"></span>ode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf14 ff101 fs52 fc1d sc0 ls11d ws159\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf15 ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">In 2021 ver<span class=\"_ _0\"></span>hoogde<span class=\"_ _0\"></span> AG Insuranc<span class=\"_ _0\"></span>e zijn belan<span class=\"_ _0\"></span>g in CCN (Ce<span class=\"_ _0\"></span>ntre de Comm<span class=\"_ _0\"></span>unicati<span class=\"_ _0\"></span>on Nord, gem<span class=\"_ _0\"></span>engd</div>\n<div class=\"t m0 x1ef h87 yf16 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">herontwikkelin<span class=\"_ _1\"></span>gsproject in<span class=\"_ _1\"></span> Brussel) <span class=\"_ _1\"></span>van 5% to<span class=\"_ _1\"></span>t 50%, di<span class=\"_ _1\"></span>t wordt <span class=\"ws15a\">nog s<span class=\"_ _1\"></span>teeds verwerkt volgen<span class=\"_ _1\"></span>s de </span></div>\n<div class=\"t m0 x1ef h87 yf17 ff101 fs52 fc14 sc0 ls11d ws154\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>nsmutat<span class=\"_ _0\"></span>iemeth<span class=\"_ _0\"></span>ode<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 191px; height: 770px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 191px; height: 770px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff10a fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">3.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff10a fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Desinvesteringen i<span class=\"_ _1\"></span>n 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff108 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Tesco Under<span class=\"_ _1\"></span>writing Ltd.<span class=\"_ _1\"></span> (TU) (Europ<span class=\"ls0 ws0\">a<span class=\"_ _1\"></span>)<span class=\"ff10b fc18\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 14 ok<span class=\"_ _1\"></span>tober 2020 <span class=\"_ _1\"></span>heeft Ageas<span class=\"_ _1\"></span> aangekondigd d<span class=\"_ _1\"></span>at Tesco Bank<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 yb5a ff108 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">50,1%<span class=\"ls0 ws0\">-</span><span class=\"ws112\">bel<span class=\"_ _0\"></span>ang van Ageas<span class=\"_ _0\"></span> in de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">geassocieerde on<span class=\"_ _1\"></span>derneming <span class=\"_ _1\"></span>Tesco </span></span></span></div>\n<div class=\"t m0 x2c h64 yb5b ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Underw<span class=\"_ _0\"></span>riting Limi<span class=\"_ _0\"></span>ted zal over<span class=\"_ _0\"></span>nemen.<span class=\"_ _0\"></span> Dienove<span class=\"_ _0\"></span>reenkoms<span class=\"_ _0\"></span>tig werd de</div>\n<div class=\"t m0 x2c h64 yb5c ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van de ge<span class=\"_ _0\"></span>associee<span class=\"_ _0\"></span>rde deel<span class=\"_ _0\"></span>neming in de j<span class=\"_ _0\"></span>aarreken<span class=\"_ _0\"></span>ing 2020</div>\n<div class=\"t m0 x2c h64 yb5d ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd al<span class=\"_ _0\"></span>s aangeho<span class=\"_ _0\"></span>uden voor<span class=\"_ _0\"></span> verkoop. De v<span class=\"_ _0\"></span>erkoop w<span class=\"_ _0\"></span>erd op 4</div>\n<div class=\"t m0 x1d h64 yf21 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mei 2021 a<span class=\"_ _1\"></span>fgerond voor<span class=\"_ _1\"></span> een v<span class=\"lsed ws112\">ergoeding va<span class=\"_ _0\"></span>n GBP 112 mil<span class=\"_ _0\"></span>joen. De </span></div>\n<div class=\"t m0 x1d h64 yf22 ff108 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">impact v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rkoop o<span class=\"_ _0\"></span>p de result<span class=\"_ _0\"></span>aten va<span class=\"_ _0\"></span>n de eers<span class=\"_ _0\"></span>te 6 ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yf23 ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2021 was ee<span class=\"_ _0\"></span>n winst van EU<span class=\"_ _0\"></span>R 4,2 miljoe<span class=\"_ _0\"></span>n. Deze wins<span class=\"_ _0\"></span>t is verde<span class=\"_ _0\"></span>eld over</div>\n<div class=\"t m0 x1d h64 yf24 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de posten <span class=\"_ _1\"></span>\"Rentebaten,<span class=\"_ _1\"></span> dividend en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>beleggingsbaten<span class=\"_ _1\"></span>\" en</div>\n<div class=\"t m0 x1d h64 yf25 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\"Resultaat op<span class=\"_ _1\"></span> verkoop en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">herwaarderi<span class=\"_ _1\"></span>ngen\" van de resulta<span class=\"_ _1\"></span>tenrekening.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yf26 ff108 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgi\u00eb)<span class=\"fc21 ls0 ws0\"> <span class=\"fc1d\"> </span></span></div>\n<div class=\"t m0 x1d h64 yf27 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In 2021 <span class=\"_ _1\"></span>werd Transimmo <span class=\"_ _1\"></span>volledig ge<span class=\"_ _1\"></span>consolideerd do<span class=\"_ _1\"></span>or AG In<span class=\"_ _1\"></span>surance en</div>\n<div class=\"t m0 x1d h64 yf28 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werd het n<span class=\"_ _1\"></span>iet langer <span class=\"_ _1\"></span>opgenomen vol<span class=\"_ _1\"></span>gens de verm<span class=\"_ _1\"></span>ogensmutatie<span class=\"_ _1\"></span>methode<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 960px; height: 146px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yf29 ff108 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b yf2a ff10a fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">3.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf2b ff10a fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Acti<span class=\"_ _1\"></span>va <span class=\"_ _1\"></span>en v<span class=\"_ _1\"></span>erpli<span class=\"_ _1\"></span>chti<span class=\"_ _1\"></span>nge<span class=\"_ _1\"></span>n van<span class=\"_ _1\"></span> o<span class=\"_ _1\"></span>verna<span class=\"_ _1\"></span>mes <span class=\"_ _1\"></span>en <span class=\"_ _1\"></span>desi<span class=\"_ _1\"></span>nvest<span class=\"_ _1\"></span>eri<span class=\"_ _1\"></span>ngen <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf2c ff108 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">In de ond<span class=\"_ _0\"></span>erstaan<span class=\"_ _0\"></span>de tabel<span class=\"_ _0\"></span> zijn de <span class=\"_ _0\"></span>activa e<span class=\"_ _0\"></span>n verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n als gev<span class=\"_ _0\"></span>olg van <span class=\"_ _0\"></span>overnam<span class=\"_ _0\"></span>es en des<span class=\"_ _0\"></span>invester<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an docht<span class=\"_ _0\"></span>eronde<span class=\"_ _0\"></span>rneming<span class=\"lsef ws11e\">en en deelnemingen per </span></div>\n<div class=\"t m0 x2c h64 yf2d ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de datum va<span class=\"_ _0\"></span>n de overnam<span class=\"_ _0\"></span>e of desinv<span class=\"_ _0\"></span>estering w<span class=\"_ _0\"></span>eergeg<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y67e ff108 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 494px; bottom: 798px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 813px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 555px; bottom: 798px; z-index: 15;\">Desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y67e ff108 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 665px; bottom: 798px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 813px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 726px; bottom: 798px; z-index: 15;\">Desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf2e ff108 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 540px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff108 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Activa en verplichtingen van o<span class=\"_ _0\"></span>vernames en desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 540px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 768px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y694 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y694 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 753px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 753px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 738px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 738px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 724px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 709px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x6 h67 y685 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 709px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 694px; z-index: 15;\">Beleggingen in deelnemingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">(inclusief kapitaalterugbetalingen) </span> </div>\n<div class=\"t m0 x2e h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 679px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 679px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 679px; z-index: 15;\">202<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 679px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 664px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 664px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Actuele en uitgestelde <span class=\"_ _0\"></span>belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 649px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 634px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 620px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 620px; z-index: 15;\">433<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 605px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 590px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y691 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 575px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span><span class=\"ws116\">linked <span class=\"lsf6 ws11b\">co<span class=\"_ _1\"></span>ntract<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h67 y68f ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 560px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Actuele en uitgestelde <span class=\"_ _0\"></span>belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 545px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6be ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 530px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 530px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 516px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 516px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff108 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 501px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6be ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 501px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff10b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 486px; z-index: 15;\">Netto verworven activa / Netto vervreemde activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 525px; bottom: 486px; z-index: 15;\">712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y685 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 609px; bottom: 486px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 486px; z-index: 15;\">233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 486px; z-index: 15;\">(176)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff10c fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff10c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff10c fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff10c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Resultaat bij <span class=\"ws118\">be\u00ebindiging bedrijfsac<span class=\"_ _0\"></span>tiviteiten, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 456px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 456px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff108 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Resultaat op be\u00ebindigde bed<span class=\"_ _0\"></span>rijfsactiviteiten, na belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 540px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y683 ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 441px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y683 ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 785px; bottom: 441px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 540px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 625px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 711px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff108 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Geldmiddelen aangewend voor a<span class=\"_ _0\"></span>cquisities / ontvangen bij ve<span class=\"_ _0\"></span>rkopen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 540px; bottom: 412px; z-index: 15;\">  </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Totaal aankoopprijs / verkoop<span class=\"_ _0\"></span>opbrengst<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 397px; z-index: 15;\">(712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 397px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 397px; z-index: 15;\">(233)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 397px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Min: Verworven/vervreemde geldmiddelen en kasequivalen<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 382px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 367px; z-index: 15;\">Minus: non<span class=\"ls0 ws0\">-</span>cash beweging<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 367px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 367px; z-index: 15;\">(143)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff10b fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Geldm<span class=\"_ _0\"></span>iddelen<span class=\"_ _0\"></span> aangewe<span class=\"_ _0\"></span>nd voor<span class=\"_ _0\"></span> acquis<span class=\"_ _0\"></span>ities / o<span class=\"_ _0\"></span>ntvange<span class=\"_ _0\"></span>n bij ve<span class=\"_ _0\"></span>rkope<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y691 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 352px; z-index: 15;\">(488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y691 ff10b fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y691 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 352px; z-index: 15;\">(233)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 352px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 341px; height: 765px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 341px; height: 765px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff110 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">3.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff110 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Groep bestemd voor <span class=\"_ _1\"></span>verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff10e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas France<span class=\"_ _1\"></span> (Europ<span class=\"ls0 ws0\">a)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">In het laats<span class=\"_ _0\"></span>te kwartaa<span class=\"_ _0\"></span>l van 2022 bes<span class=\"_ _0\"></span>loot Age<span class=\"_ _0\"></span>as SA/NV e<span class=\"_ _0\"></span>en proces te</div>\n<div class=\"t m0 x2c h64 yb5a ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">starten om zij<span class=\"_ _1\"></span>n activiteiten in<span class=\"_ _1\"></span> Frankrijk te be\u00ebindi<span class=\"_ _1\"></span>gen. Deze verkoop<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yb5b ff10e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de cr<span class=\"_ _0\"></span>iteria v<span class=\"_ _0\"></span>an IFRS <span class=\"_ _0\"></span>5 om gec<span class=\"_ _0\"></span>lassific<span class=\"_ _0\"></span>eerd te w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span>als</div>\n<div class=\"t m0 x2c h64 yb5c ff10e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">a<span class=\"lsed ws112\">angehoude<span class=\"_ _0\"></span>n voor verk<span class=\"_ _0\"></span>oop. De verk<span class=\"_ _0\"></span>oop zal naa<span class=\"_ _0\"></span>r verwacht<span class=\"_ _0\"></span>ing in de loop </span></div>\n<div class=\"t m0 x2c h64 yb5d ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">van 2023 worden af<span class=\"_ _1\"></span>gerond.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5e ff10e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb5f ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Bijgevolg werden<span class=\"_ _1\"></span> de activa en pa<span class=\"_ _1\"></span>ssiva per 31 december<span class=\"_ _1\"></span> 2022 met</div>\n<div class=\"t m0 x2c h64 yb60 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot Ageas<span class=\"_ _0\"></span> France (e<span class=\"_ _0\"></span>n zijn docht<span class=\"_ _0\"></span>eronder<span class=\"_ _0\"></span>neming<span class=\"_ _0\"></span>en)</div>\n<div class=\"t m0 x2c h64 yb61 ff10e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als een<span class=\"_ _1\"></span> groep act<span class=\"_ _1\"></span>iva di<span class=\"lsed ws112\">e wordt afgest<span class=\"_ _0\"></span>oten en wor<span class=\"_ _0\"></span>den ze </span></div>\n<div class=\"t m0 x2c h64 yb62 ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">weergegeven als<span class=\"_ _1\"></span> \u201cActiva aangeho<span class=\"_ _1\"></span>uden voor verkoop\u201d<span class=\"_ _1\"></span> en \u201cVerplichting<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 yb63 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">met betrek<span class=\"_ _0\"></span>king tot <span class=\"lsee\">vast<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">activa<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> voor verkoo<span class=\"_ _1\"></span>p\u201d in <span class=\"ws113\">de<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ybb2 ff10e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e balans<span class=\"lsed ws11d\">. De groep ac<span class=\"_ _0\"></span>tiva die w<span class=\"_ _0\"></span>ordt af<span class=\"_ _0\"></span>gestoten,<span class=\"_ _0\"></span> wordt </span></div>\n<div class=\"t m0 x2c h64 ybb3 ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span> in het segment \u2018Europa<span class=\"_ _1\"></span>\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybb4 ff10e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb67 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van de b<span class=\"_ _0\"></span>elangri<span class=\"_ _0\"></span>jkste act<span class=\"_ _0\"></span>iva en passiv<span class=\"_ _0\"></span>a van Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yb68 ff10e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">France op 3<span class=\"_ _1\"></span>1 december <span class=\"_ _1\"></span>2022 is al<span class=\"_ _1\"></span>s volgt <span class=\"_ _1\"></span>samengevat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb69 ff111 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff112\"> <span class=\"_ _3f\"> </span><span class=\"ff10e lsed ws11d\">Beleggingen b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>aar voor v<span class=\"_ _0\"></span>erkoop <span class=\"_ _0\"></span>EUR 2,4 <span class=\"_ _0\"></span>miljard;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6a ff111 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff112\"> <span class=\"_ _3f\"> </span><span class=\"ff10e lsef ws113\">U<span class=\"_ _1\"></span>nit</span><span class=\"ff10e\">-<span class=\"lsed ws112\">linked Bele<span class=\"_ _0\"></span>ggingen EU<span class=\"_ _0\"></span>R 1,5 miljar<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yb6b ff111 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff112\"> <span class=\"_ _3f\"> </span><span class=\"ff10e lsed ws112\">Verzekeringsv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen EU<span class=\"_ _0\"></span>R 2,4 milja<span class=\"_ _0\"></span>rd;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6c ff111 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff112\"> <span class=\"_ _3f\"> </span><span class=\"ff10e lsef ws113\">Ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span></span><span class=\"ff10e\"> <span class=\"lsed ws11d\">met betr<span class=\"_ _0\"></span>ekking t<span class=\"_ _0\"></span>ot Unit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">linked produc<span class=\"_ _0\"></span>ten: EUR<span class=\"_ _0\"></span> 1,5 </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb6d ff10e fs44 fc1c sc0 ls107 ws13e\" style=\"z-index: 15;\">miljard<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb6e ff10e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb6f ff10e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Er is oo<span class=\"_ _1\"></span>k een interc<span class=\"_ _1\"></span>ompany achterges<span class=\"_ _1\"></span>telde schu<span class=\"_ _1\"></span>ld van EUR 5<span class=\"_ _1\"></span>5 miljoen</div>\n<div class=\"t m0 x1d h64 yb70 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">op de balan<span class=\"_ _0\"></span>s van Ageas Fra<span class=\"_ _0\"></span>nce die op Ag<span class=\"_ _0\"></span>eas groep<span class=\"_ _0\"></span>sniveau w<span class=\"_ _0\"></span>ordt</div>\n<div class=\"t m0 x1d h64 yb71 ff10e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">ge\u00eblimi<span class=\"lsed ws112\">neerd. Het tota<span class=\"_ _0\"></span>le eigen ve<span class=\"_ _0\"></span>rmogen va<span class=\"_ _0\"></span>n Ageas Fra<span class=\"_ _0\"></span>nce op 31 </span></div>\n<div class=\"t m0 x1d h64 yf56 ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">december 2022 bedraag<span class=\"_ _1\"></span>t EUR 222 miljoen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 818px; height: 288px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 818px; height: 288px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Risic<span class=\"_ _0\"></span>omanagement</div>\n<div class=\"t m0 x2c h7b y7a9 ff115 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">4.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff115 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Risicobeheer: <span class=\"_ _1\"></span>doelstellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h75 yf5b ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Als multinationale aanbi<span class=\"_ _0\"></span>eder van</div>\n<div class=\"t m0 x2c h75 yf5c ff116 fs4a fc1c sc0 ls101 ws130\" style=\"z-index: 15;\">verzekeringen cre\u00ebert Ageas</div>\n<div class=\"t m0 x2c h75 yf5d ff116 fs4a fc1c sc0 ls102 ws133\" style=\"z-index: 15;\">waarde door een gepast en effectie<span class=\"ws132\">f </span></div>\n<div class=\"t m0 x2c h75 yf5e ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">beheer van verzekeringsrisico<span class=\"_ _0\"></span>'s op</div>\n<div class=\"t m0 x2c h75 yf5f ff116 fs4a fc1c sc0 ls101 ws130\" style=\"z-index: 15;\">afzonderlijk en op algemeen</div>\n<div class=\"t m0 x2c h75 yf60 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">portefeuilleniveau. In het<span class=\"_ _0\"></span> kader van</div>\n<div class=\"t m0 x2c h75 yf61 ff116 fs4a fc1c sc0 ls101 ws130\" style=\"z-index: 15;\">zijn verzekeringsactiviteiten<span class=\"_ _0\"></span> biedt</div>\n<div class=\"t m0 x2c h75 yf62 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas zowel Levens<span class=\"ls0\">- </span>als Niet<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c h75 yf63 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Levensverzekeringen aan.<span class=\"_ _0\"></span> Bijgevolg</div>\n<div class=\"t m0 x2c h75 yf64 ff116 fs4a fc1c sc0 ls102 ws133\" style=\"z-index: 15;\">wordt het geconfronteerd met een</div>\n<div class=\"t m0 x2c h75 yf65 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">aantal risico's die d<span class=\"ws131\">e </span></div>\n<div class=\"t m0 x2c h75 yf66 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">verwezenlijking van</div>\n<div class=\"t m0 x2c h75 yf67 ff116 fs4a fc1c sc0 ls102 ws133\" style=\"z-index: 15;\">bedrijfsdoelstellingen kunnen</div>\n<div class=\"t m0 x2c h75 yf68 ff116 fs4a fc1c sc0 ls101 ws131\" style=\"z-index: 15;\">be\u00efnvloeden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf69 ff113 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 yf6a ff113 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Ageas wil uit<span class=\"_ _0\"></span>sluit<span class=\"_ _0\"></span>end risic<span class=\"_ _0\"></span>o\u2019s nemen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf6b ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws112\">waarin het een goe<span class=\"_ _0\"></span>d inzicht he<span class=\"_ _0\"></span>eft.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 yf6c ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws112\">die het adequaat k<span class=\"_ _0\"></span>an beoord<span class=\"_ _0\"></span>elen en behe<span class=\"_ _0\"></span>ersen, het<span class=\"_ _0\"></span>zij op indiv<span class=\"_ _0\"></span>idueel n<span class=\"_ _0\"></span>iveau, hetz<span class=\"_ _0\"></span>ij op algem<span class=\"_ _0\"></span>een </span></span></div>\n<div class=\"t m0 x15 h64 yf6d ff113 fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilleniv<span class=\"_ _0\"></span>eau.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf6e ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws11d\">die het zich ka<span class=\"_ _0\"></span>n veroo<span class=\"_ _0\"></span>rloven (d.<span class=\"_ _0\"></span>w.z. di<span class=\"_ _0\"></span>e binne<span class=\"_ _0\"></span>n de risk <span class=\"_ _0\"></span>appetit<span class=\"_ _0\"></span>e van Ag<span class=\"_ _0\"></span>eas blijv<span class=\"_ _0\"></span>en).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 yf6f ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsef ws11e\">d<span class=\"_ _1\"></span>ie een aanvaardba<span class=\"_ _1\"></span>re verhouding tussen<span class=\"_ _1\"></span> risico en rendemen<span class=\"_ _1\"></span>t vertonen (reke<span class=\"_ _1\"></span>ning houdend met </span></span></div>\n<div class=\"t m0 x15 h64 yf70 ff113 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">het engagement<span class=\"_ _1\"></span> van Ageas ten aanzien<span class=\"_ _1\"></span> van zijn stakeholde<span class=\"_ _1\"></span>rs, de samenleving<span class=\"_ _1\"></span> en de <span class=\"ws113\">waarden </span></div>\n<div class=\"t m0 x15 h64 yf71 ff113 fs44 fc1c sc0 ls107 ws137\" style=\"z-index: 15;\">van zijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">bedrijfs</span>-<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">en risicoc<span class=\"_ _0\"></span>ultuur).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 yf72 ff113 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 yf73 ff113 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste doels<span class=\"_ _1\"></span>tellingen van<span class=\"_ _1\"></span> het risico<span class=\"_ _1\"></span>beheer van Ag<span class=\"_ _1\"></span>eas zijn:<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf74 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsf9 ws124\">He<span class=\"_ _1\"></span>t <span class=\"lsed ws112\">nemen van ris<span class=\"_ _0\"></span>ico is consist<span class=\"_ _0\"></span>ent met<span class=\"_ _0\"></span> de strategi<span class=\"_ _0\"></span>e en met de risk ap<span class=\"_ _0\"></span>petite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 yf75 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws11d\">Er zijn gepast<span class=\"_ _0\"></span>e incent<span class=\"_ _0\"></span>ives die <span class=\"_ _0\"></span>een geme<span class=\"_ _0\"></span>ensch<span class=\"_ _0\"></span>appelijk b<span class=\"_ _0\"></span>eeld van<span class=\"ls0 ws0\"> </span><span class=\"ws112\">o<span class=\"_ _0\"></span>nze risicoc<span class=\"_ _0\"></span>ultuur b<span class=\"_ _0\"></span>evordere<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 yf76 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws112\">Er is <span class=\"_ _1\"></span>tijdig g<span class=\"_ _0\"></span>eschikt<span class=\"_ _0\"></span>e en juiste inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie beschik<span class=\"_ _0\"></span>baar om een p<span class=\"_ _0\"></span>assende st<span class=\"_ _0\"></span>rategis<span class=\"_ _0\"></span>che </span></span></div>\n<div class=\"t m0 x15 h64 yf77 ff113 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">besluitvorming<span class=\"_ _1\"></span> mogelijk te maken<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf78 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsef ws11d\">Er<span class=\"_ _1\"></span> is een <span class=\"_ _1\"></span>passend ri<span class=\"_ _1\"></span>sicobeheer, dat<span class=\"_ _1\"></span> afdoende en<span class=\"_ _1\"></span> doeltreffend<span class=\"_ _1\"></span> is en k<span class=\"_ _1\"></span>an worden aa<span class=\"_ _1\"></span>ngetoond.</span><span class=\"ff113\"> </span></span></div>\n<div class=\"t m0 x1ef h64 yf79 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsef ws11e\">Er<span class=\"_ _1\"></span> is een passe<span class=\"lsed ws112\">nd beleidska<span class=\"_ _0\"></span>der voor Ent<span class=\"_ _0\"></span>erpris<span class=\"_ _0\"></span>e Risk Mana<span class=\"_ _0\"></span>gement (<span class=\"_ _0\"></span>ERM) (inclus<span class=\"_ _0\"></span>ief limi<span class=\"_ _0\"></span>eten en </span></span></span></div>\n<div class=\"t m0 x15 h64 yf7a ff113 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">minimum<span class=\"_ _0\"></span>normen<span class=\"_ _0\"></span>), dat wor<span class=\"_ _0\"></span>dt begr<span class=\"_ _0\"></span>epen en d<span class=\"_ _0\"></span>at vera<span class=\"_ _0\"></span>nkerd is i<span class=\"_ _0\"></span>n de dage<span class=\"_ _0\"></span>lijkse be<span class=\"_ _0\"></span>drijfs<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>eiten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf7b ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws112\">Risicoprocess<span class=\"_ _0\"></span>en zijn va<span class=\"_ _0\"></span>n hoge kwalit<span class=\"_ _0\"></span>eit en effi<span class=\"_ _0\"></span>ci\u00ebnt, wa<span class=\"_ _0\"></span>ardoor ee<span class=\"_ _0\"></span>n juiste en inf<span class=\"_ _0\"></span>orma<span class=\"ws111\">ti<span class=\"_ _0\"></span>eve </span></span></span></div>\n<div class=\"t m0 x15 h64 yf7c ff113 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>rapporta<span class=\"_ _0\"></span>ge mogeli<span class=\"_ _0\"></span>jk is, die het b<span class=\"_ _0\"></span>esluitv<span class=\"_ _0\"></span>ormings<span class=\"_ _0\"></span>proces ve<span class=\"_ _0\"></span>rsterkt<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf7d ff113 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 yf7e ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">Risicocultuur v<span class=\"_ _0\"></span>ormt een essent<span class=\"_ _0\"></span>ieel onderdeel v<span class=\"_ _0\"></span>an de algemene bed<span class=\"_ _0\"></span>rijfscultuu<span class=\"_ _0\"></span>r die de Raad van</div>\n<div class=\"t m0 x1ef h64 yf7f ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">Bestuur, het Man<span class=\"_ _0\"></span>agement Commit<span class=\"_ _0\"></span>tee en het Executiv<span class=\"_ _0\"></span>e Committee v<span class=\"_ _0\"></span>an Ageas tracht<span class=\"_ _0\"></span>en te bevorderen</div>\n<div class=\"t m0 x1ef h64 yf80 ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">en te verankeren.<span class=\"_ _0\"></span> De risicocult<span class=\"_ _0\"></span>uur van Ageas, die hi<span class=\"_ _0\"></span>erna wordt besch<span class=\"_ _0\"></span>reven, vloeit voort<span class=\"_ _0\"></span> uit de</div>\n<div class=\"t m0 x1ef h64 yf81 ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">bedrijfscultuu<span class=\"_ _0\"></span>r van Ageas. De pri<span class=\"_ _0\"></span>ncipes van de bedrijf<span class=\"_ _0\"></span>scultuur en de bel<span class=\"_ _0\"></span>angrijkste c<span class=\"_ _0\"></span>omponenten van de</div>\n<div class=\"t m0 x1ef h64 yf82 ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">risicocultuur g<span class=\"_ _0\"></span>even richting aan act<span class=\"_ _0\"></span>ies en besliss<span class=\"_ _0\"></span>ingen, en weerspieg<span class=\"_ _0\"></span>elen de denkwi<span class=\"_ _0\"></span>jze en de houding</div>\n<div class=\"t m0 x1ef h64 yf83 ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">die in de ondernem<span class=\"_ _0\"></span>ing worden verw<span class=\"_ _0\"></span>acht. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m8 x6b h8f yf8c ff11c fs57 fc12 sc0 ls125 ws15f\" style=\"z-index: 15;\">1. RI<span class=\"ls0 ws0\">S<span class=\"ls126 ws160\">ICOCULTUUR</span></span></div>\n<div class=\"t m9 x11f h90 yf8d ff11c fs18 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">2   RISICOSTRATEGIE, -DOELSTELLINGEN &amp; RISK APPETITE</div>\n<div class=\"t m9 x10f h90 yf8e ff11c fs18 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">3   RISICOGOVERNANCE, RISICOCLASSIFICATIE, ERM-BELEIDSKADER &amp; MODELKADER</div>\n<div class=\"t m9 x105 h91 yf8f ff11c fs58 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">4   RISICO IN UITVOERING*</div>\n<div class=\"t m9 x25 h90 yf91 ff11c fs18 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Identificatie</div>\n<div class=\"t m7 x25 h92 yf92 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Identificatie van actuele en</div>\n<div class=\"t m7 x25 h92 yf93 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">   opkomende risico's</div>\n<div class=\"t m7 x25 h92 yf94 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Dekt risicoclassificatie</div>\n<div class=\"t m9 x246 h90 yf95 ff11c fs18 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Bewaking &amp; rapportage</div>\n<div class=\"t m7 x246 h92 yf96 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Voortdurend bewaken &amp;</div>\n<div class=\"t m7 x246 h92 yf97 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">  opvolgen van blootstelling &amp; acties</div>\n<div class=\"t m0 x247 h93 yf98 ff11c fs59 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">4.A <span class=\"ff11d fc14\">Rapportageproces belangrijkste </span></div>\n<div class=\"t m0 x247 h94 yf99 ff11d fs59 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">       &amp; toekomstige risico's</div>\n<div class=\"t m0 x247 h93 yf9a ff11c fs59 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">4.B<span class=\"ff11d fc14\"> ORSA-proces</span></div>\n<div class=\"t m9 x248 h90 yf9b ff11c fs18 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Beoordeling &amp; prioriteitstelling</div>\n<div class=\"t m7 x248 h92 yf9c ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Waarschijnlijkheid &amp; impact risico</div>\n<div class=\"t m7 x248 h92 yf9d ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Inherent / Rest- / Voorspeld risico</div>\n<div class=\"t m9 x6b h90 yf9e ff11c fs18 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Respons &amp; beheersing</div>\n<div class=\"t m7 x6b h92 yf9f ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Beperken, vermijden, aanvaarden of overdragen</div>\n<div class=\"t m7 x6b h92 yfa0 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Maatregelen passend binnen de risicobereidheid</div>\n<div class=\"t m9 x6b h90 yf90 ff11c fs18 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">5. DATA, IT &amp; INFRASTRUCTUUR</div>\n<div class=\"t m7 x39 h8e yf8a ff11b fs56 fc22 sc0 ls0 ws0\" style=\"z-index: 15;\">NB - Interne controle, informatiebeveiliging en gegevensbeheer worden beheerd onder de ERM.</div>\n<div class=\"t m7 x39 h8e yf8b ff11b fs56 fc22 sc0 ls0 ws0\" style=\"z-index: 15;\">*Naast 4A en 4B bestaan  <span class=\"_ _4\"></span> <span class=\"_ _4\"></span>er nog andere risicorapporten die worden gedocumenteerd binnen het Ageas Enterprise Risk Management Framework.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 120px; height: 841px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 120px; height: 841px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yfa1 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">De essenti\u00eble el<span class=\"_ _0\"></span>ementen van Ageas<span class=\"_ _0\"></span>\u2019 gewenste risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">- </span>(en bedrijfs<span class=\"_ _0\"></span>)cultuur wor<span class=\"_ _0\"></span>den hierna weerge<span class=\"_ _0\"></span>geven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h95 yfde ff129 fs5a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">WAARDEN VAN ONZE RISICOCULTUUR</div>\n<div class=\"t m0 x122 h97 yfe0 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We zijn <span class=\"fcc\">ethisch</span> en <span class=\"fcc\">integer</span> in alles wat we doen</div>\n<div class=\"t m0 x122 h97 yfe1 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We hebben een <span class=\"fcc\">gedeelde verantwoordelijkheid</span> om onze</div>\n<div class=\"t m0 x122 h97 yfe2 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">cultuur van <span class=\"fcc\">risicobewustzijn op alle niveaus te handhaven</span></div>\n<div class=\"t m0 x122 h97 yfe3 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We bevorderen een omgeving van <span class=\"fcc\">open communicatie</span> </div>\n<div class=\"t m0 x122 h97 yfe4 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">en <span class=\"fcc\">kritisch vragen</span> stellen, waarbij mensen</div>\n<div class=\"t m0 x122 h97 yfe5 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">in besluitvormingsprocessen worden aangemoedigd om</div>\n<div class=\"t m0 x122 h97 yfe6 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">uiteenlopende standpunten in te nemen en waardoor</div>\n<div class=\"t m0 x122 h97 yfe7 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">hun betrokkenheid wordt vergroot</div>\n<div class=\"t m0 x122 h97 yfe8 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We <span class=\"fcc\">begrijpen</span> zowel het <span class=\"fcc\">goede (opwaartse risico)</span> </div>\n<div class=\"t m0 x122 h97 yfe9 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">als het <span class=\"fcc\">slechte (neerwaartse risico)</span> dat uit onze</div>\n<div class=\"t m0 x122 h97 yfea ff12a fs5c fcc sc0 ls0 ws0\" style=\"z-index: 15;\">beslissingen<span class=\"fc14\"> kan voortvloeien</span></div>\n<div class=\"t m0 x122 h97 yfeb ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We nemen <span class=\"fcc\">onze verantwoordelijkheid, leggen</span> </div>\n<div class=\"t m0 x122 h97 yfec ff12a fs5c fcc sc0 ls0 ws0\" style=\"z-index: 15;\">persoonlijk verantwoording af,<span class=\"fc14\"> nemen </span>tijdig beslissingen<span class=\"fc14\"> </span></div>\n<div class=\"t m0 x122 h97 yfed ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">en <span class=\"fcc\">rapporteren transparant</span> over de risico's die we nemen</div>\n<div class=\"t m0 x122 h97 yfee ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We hebben de <span class=\"fcc\">juiste menselijke profielen, incentives, </span></div>\n<div class=\"t m0 x122 h97 yfef ff12a fs5c fcc sc0 ls0 ws0\" style=\"z-index: 15;\">beloning<span class=\"fc14\"> en </span>remuneratie <span class=\"fc14\">die is afgestemd op onze </span></div>\n<div class=\"t m0 x122 h97 yff0 ff12a fs5c fcc sc0 ls0 ws0\" style=\"z-index: 15;\">gewenste risicocultuur</div>\n<div class=\"t m0 x35 h96 yfdf ff129 fs5b fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">ONZE BEDRIJFSWAARDEN</div>\n<div class=\"t m0 x35 h98 yff1 ff12b fs5d fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">WE CARE<span class=\"ff12a fc14\"> - we geven blijk van respect, helpen </span></div>\n<div class=\"t m0 x35 h98 yff2 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">mensen rondom ons en blijven trouw aan onszelf</div>\n<div class=\"t m0 x35 h98 yff3 ff12b fs5d fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">WE DARE<span class=\"ff12c fc23\"> <span class=\"ff12a fc14\">- we durven onze grenzen te verleggen </span></span></div>\n<div class=\"t m0 x35 h98 yff4 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">en zijn niet bang om een kans te wagen</div>\n<div class=\"t m0 x35 h98 yff5 ff12b fs5d fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">WE DELIVER<span class=\"ff12c fc23\"> <span class=\"ff12a fc14\">- we krijgen dingen voor elkaar </span></span></div>\n<div class=\"t m0 x35 h98 yff6 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">en komen onze beloften na</div>\n<div class=\"t m0 x35 h98 yff7 ff12b fs5d fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">WE SHARE<span class=\"ff12a fc14\"> - we leren samen, we inspireren </span></div>\n<div class=\"t m0 x35 h98 yff8 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">anderen en we delen ons succes met al onze</div>\n<div class=\"t m0 x35 h98 yff9 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">stakeholders</div>\n<div class=\"t m0 x2c h64 yfa3 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">Om het risicobew<span class=\"_ _0\"></span>ustzijn te bevor<span class=\"_ _0\"></span>deren en de risicoc<span class=\"_ _0\"></span>ultuurwaarden i<span class=\"_ _0\"></span>n de hele organisat<span class=\"_ _0\"></span>ie te veran<span class=\"_ _0\"></span>keren, zijn er in de hel<span class=\"_ _0\"></span>e Groep regelm<span class=\"_ _0\"></span>atig risicotrain<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x2c h64 yfa4 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">de vorm van e<span class=\"ls0 ws0\">-</span>lear<span class=\"_ _0\"></span>ning of klassikale s<span class=\"_ _0\"></span>essies. Er is een m<span class=\"_ _0\"></span>ix van gecentralis<span class=\"_ _0\"></span>eerd opleidings<span class=\"_ _0\"></span>materiaal v<span class=\"_ _0\"></span>anuit het Corp<span class=\"_ _0\"></span>orate Centre dat v<span class=\"_ _0\"></span>ervolgens wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 yfa5 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">aangepast aan d<span class=\"_ _0\"></span>e lokale behoeft<span class=\"_ _0\"></span>en, en gedecentra<span class=\"_ _0\"></span>liseerd materi<span class=\"_ _0\"></span>aal dat door elke entit<span class=\"_ _0\"></span>eit zelf is ont<span class=\"_ _0\"></span>wikkeld. Er is ook<span class=\"_ _0\"></span> een mix van verplic<span class=\"_ _0\"></span>hte en vrijwillige</div>\n<div class=\"t m0 x2c h64 yfa6 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">opleidingen. I<span class=\"_ _0\"></span>n 2022 waren er oplei<span class=\"_ _0\"></span>dings<span class=\"ls0 ws0\">- </span>en bewust<span class=\"_ _0\"></span>makingssessies ov<span class=\"_ _0\"></span>er onder andere,<span class=\"_ _0\"></span> de volgende risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>gerelate<span class=\"_ _0\"></span>erde onderwerp<span class=\"_ _0\"></span>en: incident rap<span class=\"_ _0\"></span><span class=\"ws140\">portering,<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 yfa7 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">het Drie \u2018Lines of<span class=\"_ _0\"></span> Defence\u2019<span class=\"ls0 ws0\">-</span>model,<span class=\"_ _0\"></span> fraude, gedrags<span class=\"_ _0\"></span>code, cyber, GD<span class=\"_ _0\"></span>PR, inform<span class=\"_ _0\"></span>atiebeveiligin<span class=\"_ _0\"></span>g, interne cont<span class=\"_ _0\"></span>role, bedrijfs<span class=\"_ _0\"></span>continu\u00efteit en ope<span class=\"_ _0\"></span>rationele risic<span class=\"_ _0\"></span>o<span class=\"ls127 ws11e\">'s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yfa8 ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yfa9 ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b yfaa ff121 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">4.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yfab ff121 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Risicomanag<span class=\"_ _0\"></span>ementkader</div>\n<div class=\"t m0 x2c h64 yfac ff11e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas definieer<span class=\"_ _1\"></span>t risico als de a<span class=\"_ _1\"></span>fwijking van verwach<span class=\"_ _1\"></span>te resultaten die<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x2c h64 yfad ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">impact kunnen<span class=\"_ _1\"></span> hebben op<span class=\"_ _1\"></span> de solva<span class=\"_ _1\"></span>biliteit, de<span class=\"_ _1\"></span> inkomsten o<span class=\"_ _1\"></span>f de liqu<span class=\"_ _1\"></span>iditeit</div>\n<div class=\"t m0 x2c h64 yfae ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">van Age<span class=\"_ _0\"></span>as, even<span class=\"_ _0\"></span>als op zi<span class=\"_ _0\"></span>jn bedri<span class=\"_ _0\"></span>jfsdoels<span class=\"_ _0\"></span>telling<span class=\"_ _0\"></span>en of to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge kanse<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yfaf ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yfb0 ff11e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft een ka<span class=\"_ _1\"></span>der voor <span class=\"lsed ws11d\">Enterpris<span class=\"_ _0\"></span>e Risk M<span class=\"_ _0\"></span>anageme<span class=\"_ _0\"></span>nt (\u2018ERM\u2019<span class=\"_ _0\"></span>) </span></div>\n<div class=\"t m0 x2c h64 yfb1 ff11e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld en ge\u00efm<span class=\"_ _0\"></span>plement<span class=\"_ _0\"></span>eerd, ge\u00efn<span class=\"_ _0\"></span>spireer<span class=\"_ _0\"></span>d door COSO</div>\n<div class=\"t m0 x27 h76 yfb2 ff11e fs4b fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">4</div>\n<div class=\"t m0 x130 h64 yfb3 ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">ERM en </span></div>\n<div class=\"t m0 x2c h64 yfb4 ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">interne c<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>ekaders<span class=\"_ _0\"></span>, dat de s<span class=\"_ _0\"></span>leutelc<span class=\"_ _0\"></span>omponent<span class=\"_ _0\"></span>en omv<span class=\"_ _0\"></span>at die de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 yfb5 ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">ondersteunende<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> het risicobe<span class=\"_ _1\"></span>heersysteem vorm<span class=\"_ _1\"></span>en. (<span class=\"lsf9 ws13b\">Dit omvat </span></div>\n<div class=\"t m0 x2c h64 yfb6 ff11e fs44 fc1c sc0 lsee ws161\" style=\"z-index: 15;\">ook klimaatrisico's.)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yfb7 ff11e fs44 fc1c sc0 ls10c ws13b\" style=\"z-index: 15;\">ERM <span class=\"lsed ws112\">kan worden gedef<span class=\"_ _0\"></span>inieerd als<span class=\"_ _0\"></span> het proces<span class=\"_ _0\"></span> waarbij k<span class=\"_ _0\"></span>ritieke ris<span class=\"_ _0\"></span>ico's </span></div>\n<div class=\"t m0 x2c h64 yfb8 ff11e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">systematisch en<span class=\"_ _1\"></span> uitvoerig worden<span class=\"_ _1\"></span> ge\u00efdentificeerd<span class=\"_ _1\"></span>, hun impact word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yfb9 ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">beoordeeld e<span class=\"_ _1\"></span>n er ge\u00efntegr<span class=\"_ _1\"></span>eerde stra<span class=\"_ _1\"></span>tegie\u00ebn worden <span class=\"_ _1\"></span>uitgevoerd<span class=\"_ _1\"></span> om een</div>\n<div class=\"t m0 x2c h64 yfba ff11e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">redelij<span class=\"_ _0\"></span>ke mate van zek<span class=\"_ _0\"></span>erheid t<span class=\"_ _0\"></span>e verkrij<span class=\"_ _0\"></span>gen dat de doe<span class=\"_ _0\"></span>lst<span class=\"ws11d\">ellin<span class=\"_ _0\"></span>gen van d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 yfbb ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">onderneming <span class=\"_ _1\"></span>worden behaal<span class=\"_ _1\"></span>d. Het ERM<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kader van <span class=\"_ _1\"></span>Ageas (afgeb<span class=\"_ _1\"></span>eeld in</div>\n<div class=\"t m0 x2c h64 yfbc ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">het bovens<span class=\"_ _1\"></span>taande diagram)<span class=\"_ _1\"></span> bepaalt de<span class=\"_ _1\"></span> volgende d<span class=\"_ _1\"></span>oelstellingen <span class=\"_ _1\"></span>op het</div>\n<div class=\"t m0 x2c h64 yfbd ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">hoogste ni<span class=\"_ _1\"></span>veau<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 yfbe ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e lsed ws111\">Definieert</span><span class=\"ff11e\"> <span class=\"lsed ws111\">een <span class=\"ff120 lsef ws11e\">risk appetite</span></span> <span class=\"lsef ws11e\">om te<span class=\"_ _1\"></span> waarborgen dat het risi<span class=\"_ _1\"></span>co op </span></span></span></div>\n<div class=\"t m0 x69 h64 yfbf ff11e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">insolv<span class=\"_ _0\"></span>abiliteit t<span class=\"_ _0\"></span>e allen t<span class=\"lsef ws11e\">ijde op redelijke niveaus geha<span class=\"_ _1\"></span>ndhaafd blijft<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x69 h64 yfc0 ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">dat het <span class=\"_ _0\"></span>risicopr<span class=\"_ _0\"></span>ofiel bi<span class=\"_ _0\"></span>nnen de v<span class=\"_ _0\"></span>astges<span class=\"_ _0\"></span>telde li<span class=\"_ _0\"></span>mieten <span class=\"_ _0\"></span>blijft.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yfc1 ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e lsef ws113\">Br<span class=\"_ _1\"></span>engt</span><span class=\"ff11e\"> <span class=\"ff120 lsef ws11e\">een ste<span class=\"_ _1\"></span>rke cultuur van r<span class=\"_ _1\"></span>isicobewustzijn</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">tot stand w<span class=\"_ _0\"></span>aarin </span></span></span></div>\n<div class=\"t m0 x69 h64 yfc2 ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">managers hun<span class=\"_ _1\"></span> plicht <span class=\"_ _1\"></span>vervullen om<span class=\"_ _1\"></span> inzicht te<span class=\"_ _1\"></span> hebben in<span class=\"_ _1\"></span> en zich</div>\n<div class=\"t m0 x69 h64 yfc3 ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">bewust t<span class=\"_ _0\"></span>e zijn v<span class=\"_ _0\"></span>an d<span class=\"lsef\">e risico\u2019s van<span class=\"_ _1\"></span> hun activi<span class=\"_ _1\"></span>teiten, deze <span class=\"_ _1\"></span>risico\u2019s </span></div>\n<div class=\"t m0 x69 h64 yfc4 ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">adequaat be<span class=\"_ _1\"></span>heren en hi<span class=\"_ _1\"></span>erover transpa<span class=\"_ _1\"></span>rant rappor<span class=\"_ _1\"></span>teren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yfc5 ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e lsef ws113\">W<span class=\"_ _1\"></span>aarborgt <span class=\"ff120 lsed ws112\">identificati<span class=\"_ _0\"></span>e &amp; valida<span class=\"_ _0\"></span>tie, beoo<span class=\"_ _0\"></span>rdeling<span class=\"_ _0\"></span> &amp; stellen v<span class=\"_ _0\"></span>an </span></span></span></div>\n<div class=\"t m0 x69 h64 yfc6 ff120 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">prioriteiten<span class=\"_ _1\"></span>, vastleggen, <span class=\"_ _1\"></span>bewaken en <span class=\"_ _1\"></span>beheren <span class=\"ff11e\">van <span class=\"_ _1\"></span>risico's die<span class=\"_ _1\"></span> het </span></div>\n<div class=\"t m0 x69 h64 yfc7 ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">behale<span class=\"_ _0\"></span>n van strat<span class=\"_ _0\"></span>egisch<span class=\"_ _0\"></span>e e<span class=\"lsef ws11e\">n bedrijfsdoelstellinge<span class=\"_ _1\"></span>n be\u00efnvloeden<span class=\"_ _1\"></span> of </span></div>\n<div class=\"t m0 x69 h64 yfc8 ff11e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">kunnen be\u00ef<span class=\"_ _0\"></span>nvloed<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yfc9 ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e lsed ws112\">Ondersteunt het<span class=\"_ _0\"></span> besluit<span class=\"_ _0\"></span>vormin<span class=\"_ _0\"></span>gsproc<span class=\"_ _0\"></span>es door erop to<span class=\"_ _0\"></span>e te zien dat </span></span></div>\n<div class=\"t m0 x69 h6c yfca ff120 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">informa<span class=\"_ _0\"></span>tie over<span class=\"_ _0\"></span> risico\u2019<span class=\"_ _0\"></span>s tijdig<span class=\"_ _0\"></span> besch<span class=\"_ _0\"></span>ikbaar i<span class=\"_ _0\"></span>s voor</div>\n<div class=\"t m0 x69 h64 yfcb ff120 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">besluit<span class=\"_ _0\"></span>vormer<span class=\"_ _0\"></span>s en consis<span class=\"_ _0\"></span>tent <span class=\"ff11e\">en betr<span class=\"_ _0\"></span>ouwba<span class=\"_ _0\"></span>ar is.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yfcc ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e\">V<span class=\"_ _1\"></span><span class=\"lsed ws111\">erankert <span class=\"ff120 ws11d\">str<span class=\"_ _0\"></span>ategisc<span class=\"_ _0\"></span>h risi<span class=\"_ _0\"></span>cobeheer<span class=\"_ _0\"></span><span class=\"ff11e ls0 ws0\"> <span class=\"lsed ws11d\">in het tot<span class=\"_ _0\"></span>ale </span></span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 yfcd ff11e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">besluitvorming<span class=\"_ _1\"></span>sproces<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t m0 x2c h64 yfce ff123 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _1e8\"> </span><span class=\"ff11e\"> </span></div>\n<div class=\"t m0 x2a h64 yfcf ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6e y7d3 ff124 fs49 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">4 <span class=\"_ _190\"> </span><span class=\"lsfc ws128\">Committee of Sponsoring Organizations of the Treadway Commission.</span> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 97px; height: 1009px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 97px; height: 1009px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff127 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">4.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff127 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Risicobeheer: o<span class=\"_ _1\"></span>rganisatie en <span class=\"_ _1\"></span>bestuur</div>\n<div class=\"t m0 x2c h64 yfd0 ff125 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Een sterk<span class=\"_ _1\"></span> en doeltref<span class=\"_ _1\"></span>fend risicogov<span class=\"_ _1\"></span>ernancekader, <span class=\"_ _1\"></span>ondersteund d<span class=\"_ _1\"></span>oor een</div>\n<div class=\"t m0 x2c h64 yfd1 ff125 fs44 fc1c sc0 ls107 ws135\" style=\"z-index: 15;\">solide ri<span class=\"_ _1\"></span>sicoc<span class=\"lsed ws112\">ultuur, is krit<span class=\"_ _0\"></span>isch voor de t<span class=\"_ _0\"></span>otale effe<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eit van de </span></div>\n<div class=\"t m0 x2c h64 yfd2 ff125 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">risicomanagem<span class=\"_ _1\"></span>entmaatregelen van<span class=\"_ _1\"></span> Ageas. De Raad<span class=\"_ _1\"></span> van Bestuur draagt</div>\n<div class=\"t m0 x2c h64 yfd3 ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de eindve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rdelijk<span class=\"_ _0\"></span>heid voor h<span class=\"_ _0\"></span>et algeme<span class=\"_ _0\"></span>ne Risico<span class=\"_ _0\"></span>managem<span class=\"_ _0\"></span>ent.</div>\n<div class=\"t m0 x2c h64 yfd4 ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Deze wor<span class=\"_ _0\"></span>dt in de uitvoe<span class=\"_ _0\"></span>ring van zij<span class=\"_ _0\"></span>n taken bijg<span class=\"_ _0\"></span>estaan d<span class=\"_ _0\"></span>oor versch<span class=\"_ _0\"></span>illen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x2c h64 yfd5 ff125 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijke b<span class=\"_ _1\"></span>estuursorganen<span class=\"_ _1\"></span> zoals hier<span class=\"_ _1\"></span>onder weergege<span class=\"_ _1\"></span>ven en zoal<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 yfd6 ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">verder in d<span class=\"_ _0\"></span>eze sectie w<span class=\"_ _0\"></span>ordt toeg<span class=\"_ _0\"></span>elicht (v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ordelij<span class=\"_ _0\"></span>kheden in ve<span class=\"_ _0\"></span>rband</div>\n<div class=\"t m0 x1d h64 yfd7 ff125 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">met risicobeheer<span class=\"_ _1\"></span> en interne cont<span class=\"_ _1\"></span>role worden in<span class=\"_ _1\"></span> deze sectie uitgelegd<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">\u2013 </span></div>\n<div class=\"t m0 x1d h64 yfd8 ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">raadpl<span class=\"_ _0\"></span>eeg toelic<span class=\"_ _0\"></span>hting 'A.<span class=\"ls0 ws0\">6 <span class=\"lsef ws11d\">Corporate Governa<span class=\"_ _1\"></span></span></span>nce Stat<span class=\"_ _0\"></span>ement' va<span class=\"_ _0\"></span>n dit</div>\n<div class=\"t m0 x1d h64 yfd9 ff125 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Jaarvers<span class=\"_ _0\"></span>lag vo<span class=\"_ _0\"></span>or meer inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie over go<span class=\"_ _0\"></span>vernan<span class=\"_ _0\"></span>ce in ver<span class=\"_ _0\"></span>band met <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yfda ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">comit\u00e9s o<span class=\"_ _0\"></span>p het nivea<span class=\"_ _0\"></span>u van de Raad van B<span class=\"_ _0\"></span>estuur,<span class=\"_ _0\"></span> het Executiv<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yfdb ff125 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Committee en<span class=\"_ _1\"></span> het Mana<span class=\"_ _1\"></span>gement Commit<span class=\"_ _1\"></span>tee).</div>\n<div class=\"t m0 x64 h9c y1005 ff12e fs60 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>A<span class=\"_ _1\"></span>AD VAN</div>\n<div class=\"t m0 x64 h9c y1006 ff12e fs60 fcc sc0 ls128 ws162\" style=\"z-index: 15;\">BESTUUR</div>\n<div class=\"t m0 x64 h9d y1007 ff12f fs60 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">NIVE<span class=\"_ _1\"></span>AU 1</div>\n<div class=\"t m0 x146 h9e y100c ff12e fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RAAD VAN BESTUUR</div>\n<div class=\"t m0 x23e h9c y100d ff12e fs60 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISK &amp; CAPITAL COMMITTEE</div>\n<div class=\"t m0 x12 h9c y100d ff12e fs60 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AUDIT COMMITTEE</div>\n<div class=\"t m0 x64 h9c y1003 ff12e fs60 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">GROEP</div>\n<div class=\"t m0 x64 h9d y1004 ff12f fs60 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVEAU 2</div>\n<div class=\"t m0 xdd h9f y100e ff12e fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Executive Committee (CEO, CFO, CRO, MDA &amp; MDE)</div>\n<div class=\"t m0 xfb h9f y100f ff12e fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management Committee</div>\n<div class=\"t m0 xbe h9b y1010 ff12e fs5f fc5 sc0 ls129 ws163\" style=\"z-index: 15;\">Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 xb5 h9b y1011 ff12e fs5f fc5 sc0 ls12a ws164\" style=\"z-index: 15;\">Inv<span class=\"_ _0\"></span>estment</div>\n<div class=\"t m0 xb5 h9b y1012 ff12e fs5f fc5 sc0 ls12b ws165\" style=\"z-index: 15;\">Committee</div>\n<div class=\"t m0 x24f h9b y1010 ff12e fs5f fc5 sc0 ls129 ws163\" style=\"z-index: 15;\">Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 xa0 h9b y1011 ff12e fs5f fc5 sc0 ls12a ws164\" style=\"z-index: 15;\">Risk</div>\n<div class=\"t m0 x84 h9b y1012 ff12e fs5f fc5 sc0 ls12b ws165\" style=\"z-index: 15;\">Committee</div>\n<div class=\"t m0 x250 ha0 y101d ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas</div>\n<div class=\"t m0 x84 ha0 y101e ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Risk</div>\n<div class=\"t m0 x36 ha0 y101f ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Forum</div>\n<div class=\"t m0 xea ha0 y101d ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Model</div>\n<div class=\"t m0 xe9 ha0 y101e ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Control</div>\n<div class=\"t m0 xea ha0 y101f ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Board</div>\n<div class=\"t m0 x14b ha0 y101b ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Risicotechnische</div>\n<div class=\"t m0 x3c ha0 y101c ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">commissies</div>\n<div class=\"t m0 x1d h9b y1013 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Gr<span class=\"_ _1\"></span>ou<span class=\"_ _1\"></span>p Ri<span class=\"_ _1\"></span>s<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x32 h9b y1014 ff12e fs5f fc5 sc0 ls12c ws166\" style=\"z-index: 15;\">Func<span class=\"_ _1\"></span>ti<span class=\"_ _1\"></span>on</div>\n<div class=\"t m0 x1d h9b y1015 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Gr<span class=\"_ _1\"></span>ou<span class=\"_ _1\"></span>p C<span class=\"_ _1\"></span>IS<span class=\"_ _1\"></span>O</div>\n<div class=\"t m0 xc6 h9b y1016 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Gr<span class=\"_ _1\"></span>ou<span class=\"_ _1\"></span>p Ac<span class=\"_ _1\"></span>tu<span class=\"_ _1\"></span>a<span class=\"_ _1\"></span>ri<span class=\"_ _1\"></span>al</div>\n<div class=\"t m0 x32 h9b y1017 ff12e fs5f fc5 sc0 ls12c ws166\" style=\"z-index: 15;\">Func<span class=\"_ _1\"></span>ti<span class=\"_ _1\"></span>on</div>\n<div class=\"t m0 x97 h9b y1018 ff12e fs5f fc5 sc0 ls12d ws167\" style=\"z-index: 15;\">V<span class=\"_ _0\"></span>alidatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 xf5 h9b y1019 ff12e fs5f fc5 sc0 ls12e ws168\" style=\"z-index: 15;\">Group</div>\n<div class=\"t m0 xaa h9b y101a ff12e fs5f fc5 sc0 ls12f ws169\" style=\"z-index: 15;\">DPO</div>\n<div class=\"t m0 x62 h9b y1019 ff12e fs5f fc5 sc0 ls12e ws168\" style=\"z-index: 15;\">Group</div>\n<div class=\"t m0 x24c h9b y101a ff12e fs5f fc5 sc0 ls130 ws16a\" style=\"z-index: 15;\">Compliance</div>\n<div class=\"t m0 x24d h9b y1019 ff12e fs5f fc5 sc0 ls12e ws168\" style=\"z-index: 15;\">Group</div>\n<div class=\"t m0 x24e h9b y101a ff12e fs5f fc5 sc0 ls12a ws164\" style=\"z-index: 15;\">Audit</div>\n<div class=\"t m0 x64 h9c yffe ff12e fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">REGIO'S EN</div>\n<div class=\"t m0 x64 h9c yfff ff12e fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">DOCHTER-</div>\n<div class=\"t m0 x64 h9c y1000 ff12e fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">MAAT-</div>\n<div class=\"t m0 x64 h9c y1001 ff12e fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">SCHAPPIJEN</div>\n<div class=\"t m0 x64 h9d y1002 ff12f fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVEAU 3</div>\n<div class=\"t m0 xc0 h9b y1020 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Business</div>\n<div class=\"t m0 x1a1 h9b y1021 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management</div>\n<div class=\"t m0 xbd ha1 y1024 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Audit, Risk and <span class=\"_ _0\"></span>Asset-Liability</div>\n<div class=\"t m0 x100 ha1 y1025 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management Committees</div>\n<div class=\"t m0 x7f ha1 y1026 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Management Netwerk</div>\n<div class=\"t m0 x171 ha1 y1027 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(incl. regionale risicoco\u00f6rdinatoren,</div>\n<div class=\"t m0 x252 ha1 y1028 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risk officers van lokale</div>\n<div class=\"t m0 xe9 ha1 y1029 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">operationele entiteiten &amp; CISO\u2019s*)</div>\n<div class=\"t m0 x253 ha1 y102a ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Lokale Actuarial Function</div>\n<div class=\"t ma xf5 h9b yffc ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Lokale</div>\n<div class=\"t ma xaa h9b yffd ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">DPO</div>\n<div class=\"t ma x62 h9b y1008 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Lokale</div>\n<div class=\"t ma x24c h9b y1009 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Compliance</div>\n<div class=\"t m0 x24d h9b y100a ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Lokale</div>\n<div class=\"t m0 x24e h9b y100b ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Audit</div>\n<div class=\"t m0 x2a h9b y1022 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 1</div>\n<div class=\"t m0 xd6 h9b y1023 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risicoacceptatie</div>\n<div class=\"t m0 x5f h9b y1022 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 2</div>\n<div class=\"t m0 xb2 h9b y1023 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risk / Compliance Control</div>\n<div class=\"t m0 x1f3 h9b y1022 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 3</div>\n<div class=\"t m0 x251 h9b y1023 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Zekerheid</div>\n<div class=\"t m0 x64 ha2 y102b ff130 fs62 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">*  Lokale CISO\u2019s vallen functioneel onder het lokale risicobeheer.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 417px; height: 689px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 417px; height: 689px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> organen ge<span class=\"_ _1\"></span>ven advies <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"lsed\">uiteindeli<span class=\"_ _0\"></span>jk aan het<span class=\"_ _0\"></span> Exec<span class=\"lsee ws112\">utive </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee en/of<span class=\"_ _0\"></span> de Raad v<span class=\"_ _0\"></span>an Best<span class=\"_ _0\"></span>uur, tenz<span class=\"_ _0\"></span>ij ze exp<span class=\"_ _0\"></span>liciet<span class=\"_ _0\"></span> van het</div>\n<div class=\"t m0 x2c h64 y8a7 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Executi<span class=\"_ _0\"></span>ve Committ<span class=\"_ _0\"></span>ee en/of de R<span class=\"_ _0\"></span>aad van Best<span class=\"_ _0\"></span>uur de opdr<span class=\"_ _0\"></span>acht heb<span class=\"_ _0\"></span>ben</div>\n<div class=\"t m0 x2c h64 y8a8 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gekreg<span class=\"_ _0\"></span>en om voo<span class=\"_ _0\"></span>r specif<span class=\"_ _0\"></span>ieke take<span class=\"_ _0\"></span>n beslis<span class=\"_ _0\"></span>singen t<span class=\"_ _0\"></span>e nemen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye75 ff131 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Inv<span class=\"_ _0\"></span>estment Co<span class=\"_ _0\"></span>mmittee<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Ageas <span class=\"_ _1\"></span>Investment <span class=\"lsed ws112\">Committee (AG<span class=\"_ _0\"></span>ICO) advis<span class=\"_ _0\"></span>eert het Exec<span class=\"_ _0\"></span>utive </span></div>\n<div class=\"t m0 x2c h64 ye1a ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Committee en<span class=\"_ _1\"></span> bewaakt de<span class=\"_ _1\"></span> algemene ac<span class=\"_ _1\"></span>tivablootstellin<span class=\"_ _1\"></span>gen. Het ad<span class=\"_ _1\"></span>viseert</div>\n<div class=\"t m0 x2c h64 yd83 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het management over<span class=\"_ _1\"></span> beleggingsbesli<span class=\"_ _1\"></span>ssingen. Het is ook<span class=\"_ _1\"></span> de rol van het</div>\n<div class=\"t m0 x2c h64 ye77 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AGICO om aanbeve<span class=\"_ _1\"></span>lingen te doen op h<span class=\"_ _1\"></span>et gebied van strate<span class=\"_ _1\"></span>gische</div>\n<div class=\"t m0 x2c h64 ye78 ff131 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">activa<span class=\"ls0 ws0\">-<span class=\"ls107 ws13e\">alloc</span></span><span class=\"lsed\">atie en Asset &amp; Liabi<span class=\"_ _0\"></span>lity Mana<span class=\"_ _0\"></span>gement,<span class=\"_ _0\"></span> en om de algem<span class=\"_ _0\"></span>ene </span></div>\n<div class=\"t m0 x2c h64 yd39 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingsstra<span class=\"_ _1\"></span>tegie te optimali<span class=\"_ _1\"></span>seren in overeenstem<span class=\"_ _1\"></span>ming met het</div>\n<div class=\"t m0 x2c h64 yd3a ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risicok<span class=\"_ _0\"></span>ader en binn<span class=\"_ _0\"></span>en de overe<span class=\"_ _0\"></span>engeko<span class=\"_ _0\"></span>men limiet<span class=\"_ _0\"></span>en. Grou<span class=\"_ _0\"></span>p Risk neemt</div>\n<div class=\"t m0 x2c h64 y92a ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deel om e<span class=\"_ _1\"></span>rvoor te zor<span class=\"_ _1\"></span>gen dat er<span class=\"_ _1\"></span> zo nodig<span class=\"_ _1\"></span> risicobeper<span class=\"_ _1\"></span>kende maatregel<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden genom<span class=\"_ _1\"></span>en. Het AG<span class=\"_ _1\"></span>ICO is onder<span class=\"_ _1\"></span>verdeeld in<span class=\"_ _1\"></span> een Aziati<span class=\"_ _1\"></span>sch deel en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y92c ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Europees dee<span class=\"_ _1\"></span>l zodat er<span class=\"_ _1\"></span> aan elke <span class=\"_ _1\"></span>regio ger<span class=\"_ _1\"></span>ichte aandacht <span class=\"_ _1\"></span>wordt bes<span class=\"_ _1\"></span>teed.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8b ff131 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas Risk Committee<span class=\"_ _1\"></span> (ARC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8c ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het Ageas<span class=\"_ _0\"></span> Risk Commit<span class=\"_ _0\"></span>tee (ARC) a<span class=\"_ _0\"></span>dvisee<span class=\"_ _0\"></span>rt het Execut<span class=\"_ _0\"></span>ive Comm<span class=\"_ _0\"></span>ittee</div>\n<div class=\"t m0 x2c h64 yd8d ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over alle ris<span class=\"_ _0\"></span>icoger<span class=\"_ _0\"></span>elateer<span class=\"_ _0\"></span>de onder<span class=\"_ _0\"></span>werpen. Het<span class=\"_ _0\"></span> ARC ziet er<span class=\"_ _0\"></span>op toe dat alle</div>\n<div class=\"t m0 x2c h64 y930 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>\u00b4s die va<span class=\"_ _0\"></span>n invloe<span class=\"_ _0\"></span>d zijn op d<span class=\"_ _0\"></span>e verwez<span class=\"_ _0\"></span>enlijk<span class=\"_ _0\"></span>ing van s<span class=\"_ _0\"></span>trategi<span class=\"_ _0\"></span>sche,</div>\n<div class=\"t m0 x2c h64 y931 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">operationele <span class=\"_ _1\"></span>en financ<span class=\"_ _1\"></span>i\u00eble doelste<span class=\"_ _1\"></span>llingen dire<span class=\"_ _1\"></span>ct worden ge<span class=\"_ _1\"></span>\u00efdentificeerd<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 y932 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gemeten, beheer<span class=\"_ _1\"></span>st, gemeld en bewaakt<span class=\"_ _1\"></span> (aan de hand van toere<span class=\"_ _1\"></span>ikend<span class=\"lsed ws111\">e </span></div>\n<div class=\"t m0 x2c h64 y933 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">risk appetite<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">limieten).<span class=\"_ _0\"></span> Het ARC zor<span class=\"_ _0\"></span>gt er ook voo<span class=\"_ _0\"></span>r dat er een pass<span class=\"_ _0\"></span>ende </span></span></div>\n<div class=\"t m0 x2c h64 y934 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">risk managemen<span class=\"_ _1\"></span>t governance en organi<span class=\"_ _1\"></span>satie bestaat en<span class=\"_ _1\"></span> dat deze</div>\n<div class=\"t m0 x2c h64 y935 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>evolgd (zoa<span class=\"_ _0\"></span>ls voorges<span class=\"_ _0\"></span>chrev<span class=\"_ _0\"></span>en door het ER<span class=\"_ _0\"></span>M<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kader). De Chi<span class=\"_ _1\"></span>ef </span></span></div>\n<div class=\"t m0 x2c h64 y936 ff131 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">Risk O<span class=\"_ _1\"></span>fficer<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">en Chief <span class=\"_ _1\"></span>Financial O<span class=\"_ _1\"></span>fficer van <span class=\"_ _1\"></span>de Groep e<span class=\"_ _1\"></span>n de regionale<span class=\"_ _1\"></span> <span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y937 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lokale CR<span class=\"_ _0\"></span>O's en CFO'<span class=\"_ _0\"></span>s zijn lid van h<span class=\"_ _0\"></span>et ARC, zodat<span class=\"_ _0\"></span> er bij besl<span class=\"_ _0\"></span>issinge<span class=\"_ _0\"></span>n of</div>\n<div class=\"t m0 x2c h64 y938 ff131 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanbevelingen <span class=\"_ _1\"></span><span class=\"ws11e\">van het ARC<span class=\"_ _1\"></span> rekening wordt gehoude<span class=\"_ _1\"></span>n met de visie en </span></div>\n<div class=\"t m0 x2c h64 y939 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">expertise va<span class=\"_ _1\"></span>n de activi<span class=\"_ _1\"></span>teiten. De <span class=\"_ _1\"></span>belangrijkste<span class=\"_ _1\"></span> risicoaangele<span class=\"_ _1\"></span>genheden en</div>\n<div class=\"t m0 x2c h64 y93a ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>eken word<span class=\"_ _0\"></span>en herzie<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">en bepaald<span class=\"_ _1\"></span> door het<span class=\"_ _1\"></span> Executive C<span class=\"_ _1\"></span>ommittee </span></span></div>\n<div class=\"t m0 x2c h64 y93b ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en door de Ra<span class=\"_ _0\"></span>ad van Bestu<span class=\"_ _0\"></span>ur. Het ARC<span class=\"_ _0\"></span> wordt zelf g<span class=\"_ _0\"></span>eadvisee<span class=\"_ _0\"></span>rd door het</div>\n<div class=\"t m0 x2c h64 y93c ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Risk <span class=\"_ _1\"></span>Forum over<span class=\"_ _1\"></span> onderwerpen i<span class=\"_ _1\"></span>n verband <span class=\"_ _1\"></span>met het</div>\n<div class=\"t m0 x2c h64 y93d ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicomanagem<span class=\"_ _1\"></span>entkader en <span class=\"_ _1\"></span>door de Mode<span class=\"_ _1\"></span>l Control<span class=\"_ _1\"></span> Board van Ag<span class=\"_ _1\"></span>eas, die</div>\n<div class=\"t m0 x2c h64 y93e ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervoor zor<span class=\"_ _0\"></span>gt dat er rel<span class=\"_ _0\"></span>ev<span class=\"lsef ws11e\">ante modellen worden<span class=\"_ _1\"></span> gehanteerd die ge<span class=\"_ _1\"></span>schikt </span></div>\n<div class=\"t m0 x2c h64 y93f ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn vo<span class=\"_ _0\"></span>or de taak<span class=\"_ _0\"></span> waarvo<span class=\"_ _0\"></span>or ze wor<span class=\"_ _0\"></span>den geb<span class=\"_ _0\"></span>ruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya84 ff131 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Risk <span class=\"_ _1\"></span>Forum (ARF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya85 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Ageas <span class=\"_ _1\"></span>Risk Forum (A<span class=\"_ _1\"></span>RF) adviseer<span class=\"_ _1\"></span>t het Ageas<span class=\"_ _1\"></span> Risk Com<span class=\"_ _1\"></span>mittee over</div>\n<div class=\"t m0 x2c h64 ya86 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vraagstukken<span class=\"_ _1\"></span> in verband<span class=\"_ _1\"></span> met het<span class=\"_ _1\"></span> Enterprise Ris<span class=\"_ _1\"></span>k Management<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">kader. </span></div>\n<div class=\"t m0 x2c h64 ya87 ff131 fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">De Risk <span class=\"lsed ws112\">Officers v<span class=\"_ _0\"></span>an de Groep en d<span class=\"_ _0\"></span>e regional<span class=\"_ _0\"></span>e en lokale Ris<span class=\"_ _0\"></span>k Officer<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x2c h64 ya88 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn lid <span class=\"_ _1\"></span>van het A<span class=\"_ _1\"></span>RF. Daardoor<span class=\"_ _1\"></span> worden ke<span class=\"_ _1\"></span>nnis en be<span class=\"_ _1\"></span>st practices</div>\n<div class=\"t m0 x2c h64 ya89 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgewi<span class=\"_ _0\"></span>sseld en ka<span class=\"_ _0\"></span>n het ERM<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kader van de Groep verder<span class=\"_ _1\"></span> worden </span></span></div>\n<div class=\"t m0 x2c h64 ya8a ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld en voor<span class=\"_ _0\"></span>tdurend w<span class=\"_ _0\"></span>orden verb<span class=\"_ _0\"></span>eterd. Zo n<span class=\"_ _0\"></span>odig wordt<span class=\"_ _0\"></span> het ARF</div>\n<div class=\"t m0 x2c h64 ya8b ff131 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zel<span class=\"lsed\">f geadvis<span class=\"_ _0\"></span>eerd door ri<span class=\"_ _0\"></span>sicotec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e commissi<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd90 ff131 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Model <span class=\"_ _1\"></span>Control Boa<span class=\"_ _1\"></span>rd (MCB)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd91 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Ageas Mo<span class=\"_ _0\"></span>del Contr<span class=\"_ _0\"></span>ol Board (MC<span class=\"_ _0\"></span>B) advis<span class=\"_ _0\"></span>eert (en esc<span class=\"_ _0\"></span>aleert zo n<span class=\"_ _0\"></span>odig</div>\n<div class=\"t m0 x2c h64 yd92 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar) het A<span class=\"_ _0\"></span>geas Risk Com<span class=\"_ _0\"></span>mittee ov<span class=\"_ _0\"></span>er vraagst<span class=\"_ _0\"></span>ukken in v<span class=\"_ _0\"></span>erband m<span class=\"_ _0\"></span>et de</div>\n<div class=\"t m0 x2c h64 yd93 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modell<span class=\"_ _0\"></span>en en metho<span class=\"_ _0\"></span>dieken. D<span class=\"_ _0\"></span>e MCB <span class=\"lsef ws11d\">bestaat uit G<span class=\"_ _1\"></span>roup Risk Mod<span class=\"_ _1\"></span>el </span></div>\n<div class=\"t m0 x2c h64 yd94 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Managers en <span class=\"_ _1\"></span>regionale <span class=\"_ _1\"></span>en lokale <span class=\"_ _1\"></span>vertegenwoordig<span class=\"_ _1\"></span>ers, wat een<span class=\"_ _1\"></span> goede</div>\n<div class=\"t m0 x2c h64 yd95 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">communi<span class=\"_ _0\"></span>catie met<span class=\"_ _0\"></span> de lokale Mo<span class=\"_ _0\"></span>del Contr<span class=\"_ _0\"></span>ol Boards m<span class=\"_ _0\"></span>ogelijk ma<span class=\"_ _0\"></span>akt. Het</div>\n<div class=\"t m0 x2c h64 yd96 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">MCB waarborgt<span class=\"_ _1\"></span> dat de gebruikte modelle<span class=\"_ _1\"></span>n gepast zijn en<span class=\"_ _1\"></span> geschikt voor</div>\n<div class=\"t m0 x1d h64 ye3a ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het beoogde<span class=\"_ _1\"></span> doel. Zo<span class=\"_ _1\"></span> nod<span class=\"lsed ws112\">ig wordt de MC<span class=\"_ _0\"></span>B zelf geadvi<span class=\"_ _0\"></span>seerd doo<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1d h64 ye3b ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicot<span class=\"_ _0\"></span>echnisc<span class=\"_ _0\"></span>he comm<span class=\"_ _0\"></span>issies. <span class=\"_ _0\"></span>Er wordt<span class=\"_ _0\"></span> een spec<span class=\"_ _0\"></span>iale Mo<span class=\"_ _0\"></span>del Cont<span class=\"_ _0\"></span>rol</div>\n<div class=\"t m0 x1d h64 ye3c ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Board georgan<span class=\"_ _1\"></span>iseerd voor<span class=\"_ _1\"></span> onderwerpen<span class=\"_ _1\"></span> in verband<span class=\"_ _1\"></span> met modellen<span class=\"_ _1\"></span> die</div>\n<div class=\"t m0 x1d h64 ye3d ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>ek zijn voor A<span class=\"_ _0\"></span>geas SA/NV e<span class=\"_ _0\"></span>n die zich ric<span class=\"_ _0\"></span>hten op spe<span class=\"_ _0\"></span>cifieke</div>\n<div class=\"t m0 x1d h64 ye3e ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> en herver<span class=\"ws113\">z<span class=\"_ _1\"></span>ekering.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yed0 ff131 fs44 fc1d sc0 ls103 ws151\" style=\"z-index: 15;\">Risico<span class=\"_ _1\"></span>tech<span class=\"_ _1\"></span>nische<span class=\"_ _1\"></span> commi<span class=\"_ _1\"></span>ssie<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed1 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Risicot<span class=\"_ _0\"></span>echnisc<span class=\"_ _0\"></span>he commis<span class=\"_ _0\"></span>sies, zoa<span class=\"_ _0\"></span>ls het Age<span class=\"_ _0\"></span>as Financi<span class=\"_ _0\"></span>al Risk Tec<span class=\"_ _0\"></span>hnical</div>\n<div class=\"t m0 x1d h64 yed2 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Committee, he<span class=\"_ _1\"></span>t Ageas Li<span class=\"_ _1\"></span>fe Technical C<span class=\"_ _1\"></span>ommittee, he<span class=\"_ _1\"></span>t Ageas Non <span class=\"_ _1\"></span>Life</div>\n<div class=\"t m0 x1d h64 yed3 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Technical <span class=\"_ _1\"></span>Committee en h<span class=\"_ _1\"></span>et Ageas Opera<span class=\"_ _1\"></span>tional Ri<span class=\"_ _1\"></span>sk Technical</div>\n<div class=\"t m0 x1d h64 ye43 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Committee fungeren<span class=\"_ _1\"></span> als<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">technisch des<span class=\"_ _0\"></span>kundige o<span class=\"_ _0\"></span>rganen.<span class=\"_ _0\"></span> Zij zien toe o<span class=\"_ _0\"></span>p </span></span></div>\n<div class=\"t m0 x1d h64 ye44 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de consist<span class=\"_ _0\"></span>entie va<span class=\"_ _0\"></span>n de methodi<span class=\"_ _0\"></span>eken en mod<span class=\"_ _0\"></span>ellen die bi<span class=\"_ _0\"></span>j de lokale</div>\n<div class=\"t m0 x1d h64 ye45 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>onele ent<span class=\"_ _0\"></span>iteit<span class=\"_ _0\"></span>en van Ag<span class=\"_ _0\"></span>eas worde<span class=\"_ _0\"></span>n toege<span class=\"_ _0\"></span>past. Zij<span class=\"_ _0\"></span> verzam<span class=\"_ _0\"></span>elen de</div>\n<div class=\"t m0 x1d h64 ye46 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>vereist<span class=\"_ _0\"></span>en en stem<span class=\"_ _0\"></span>men de platf<span class=\"_ _0\"></span>orms van de A<span class=\"_ _0\"></span>geas Groe<span class=\"_ _0\"></span>p op</div>\n<div class=\"t m0 x1d h64 ye47 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">elkaar af<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span><span class=\"ws112\">Zo zorge<span class=\"_ _0\"></span>n zij ervoor dat<span class=\"_ _0\"></span> de relev<span class=\"_ _0\"></span>ante risico<span class=\"_ _0\"></span>beoord<span class=\"_ _0\"></span>elingen zi<span class=\"_ _0\"></span>jn </span></div>\n<div class=\"t m0 x1d h64 ye48 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgeste<span class=\"_ _0\"></span>md op de bedr<span class=\"_ _0\"></span>ijfsver<span class=\"_ _0\"></span>eisten en op d<span class=\"_ _0\"></span>e algemene r<span class=\"_ _0\"></span>egleme<span class=\"_ _0\"></span>ntaire</div>\n<div class=\"t m0 x1d h64 ye49 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vereisten. De co<span class=\"_ _1\"></span>mmissies funger<span class=\"_ _1\"></span>en verder als adv<span class=\"_ _1\"></span>iesorganen voor<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 ye4a ff131 fs44 fc14 sc0 ls10c ws14c\" style=\"z-index: 15;\">ARF en de<span class=\"_ _1\"></span> MCB. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y102c ff131 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Group Risk<span class=\"_ _0\"></span> Function<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye4c ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Group Ris<span class=\"_ _0\"></span>k Functi<span class=\"_ _0\"></span>on<span class=\"lsef ws11d\">, die valt<span class=\"_ _1\"></span> onder de <span class=\"_ _1\"></span>verantwoordelij<span class=\"_ _1\"></span>kheid van<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 ye4d ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Group Chie<span class=\"_ _1\"></span>f Risk Offic<span class=\"_ _1\"></span>er (CRO), i<span class=\"_ _1\"></span>s verantwoo<span class=\"_ _1\"></span>rdelijk is <span class=\"_ _1\"></span>voor het bew<span class=\"_ _1\"></span>aken</div>\n<div class=\"t m0 x1d h64 ye4e ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van en vers<span class=\"_ _0\"></span>lag uitbre<span class=\"_ _0\"></span>ngen over het<span class=\"_ _0\"></span> algehele ri<span class=\"_ _0\"></span>sicopr<span class=\"_ _0\"></span>ofiel van de G<span class=\"_ _0\"></span>roep,</div>\n<div class=\"t m0 x1d h64 ye4f ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief het t<span class=\"_ _0\"></span>otale ris<span class=\"_ _0\"></span>icoprof<span class=\"_ _0\"></span>iel van d<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>app<span class=\"ls107 ws137\">ijen. Die </span></div>\n<div class=\"t m0 x1d h64 yed4 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">functie on<span class=\"_ _0\"></span>twikkel<span class=\"_ _0\"></span>t, formul<span class=\"_ _0\"></span>eert en impl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rt het ERM<span class=\"ls0 ws0\">-</span>kade<span class=\"_ _0\"></span>r dat via</div>\n<div class=\"t m0 x1d h64 yed5 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">regelm<span class=\"_ _0\"></span>atig bijge<span class=\"_ _0\"></span>werkte ER<span class=\"_ _0\"></span>M<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beleidsli<span class=\"_ _1\"></span>jnen wordt g<span class=\"_ _1\"></span>edocumenteerd.<span class=\"_ _1\"></span> De </span></span></div>\n<div class=\"t m0 x1d h64 yed6 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicof<span class=\"_ _0\"></span>unctie z<span class=\"_ _0\"></span>orgt dat d<span class=\"_ _0\"></span>e total<span class=\"_ _0\"></span>e modelgo<span class=\"_ _0\"></span>vernanc<span class=\"_ _0\"></span>e gesc<span class=\"_ _0\"></span>hikt is en h<span class=\"_ _0\"></span>oudt</div>\n<div class=\"t m0 x1d h64 yed7 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">daarbij rekening<span class=\"_ _1\"></span> met de opmerkinge<span class=\"_ _1\"></span>n van<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">he<span class=\"_ _1\"></span>t onafhankelijke <span class=\"_ _1\"></span>Model </span></div>\n<div class=\"t m0 x1d h64 yed8 ff131 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Validation<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">team van Ag<span class=\"_ _0\"></span>eas. De func<span class=\"_ _0\"></span>tie co\u00f6r<span class=\"_ _0\"></span>dineert o<span class=\"_ _0\"></span>ok grote </span></span></div>\n<div class=\"t m0 x1d h64 yed9 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicogerela<span class=\"_ _1\"></span>teerde projecten<span class=\"_ _1\"></span>. Group <span class=\"_ _1\"></span>Risk (dat oo<span class=\"_ _1\"></span>k deel uitm<span class=\"_ _1\"></span>aakt van h<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x1d h64 yeda ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Duurzaa<span class=\"_ _0\"></span>mheids<span class=\"_ _0\"></span>netwerk<span class=\"_ _0\"></span>) volgt h<span class=\"_ _0\"></span>et onder<span class=\"_ _0\"></span>werp 'd<span class=\"_ _0\"></span>uurzaam<span class=\"_ _0\"></span>heid' e<span class=\"_ _0\"></span>n houdt</div>\n<div class=\"t m0 x1d h64 yedb ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span> op ontw<span class=\"_ _0\"></span>ikkeli<span class=\"_ _0\"></span>ngen zoa<span class=\"_ _0\"></span>ls<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">actieplannen<span class=\"_ _1\"></span> van de Europese </span></span></div>\n<div class=\"t m0 x1d h64 yedc ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissie, de op<span class=\"_ _1\"></span>inies van de EIOPA (Euro<span class=\"_ _1\"></span>pean Insurance and<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yedd ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Occupational P<span class=\"_ _1\"></span>ensions Au<span class=\"_ _1\"></span>thority), v<span class=\"_ _1\"></span>erklaringen va<span class=\"_ _1\"></span>n toezichthoude<span class=\"_ _1\"></span>rs en</div>\n<div class=\"t m0 x1d h64 yede ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> regelgeving en<span class=\"_ _1\"></span> bereidt passende a<span class=\"_ _1\"></span>cties voor.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yedf ff131 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee0 ff131 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Inform<span class=\"lsef ws11d\">atiebeveiliging is een<span class=\"_ _1\"></span> onderdeel van<span class=\"_ _1\"></span> het ERM<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws112\">kader. Het </span></div>\n<div class=\"t m0 x1d h64 yee1 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Executive Co<span class=\"_ _1\"></span>mmittee (ExCo)<span class=\"_ _1\"></span> draagt de <span class=\"_ _1\"></span>eindverantwoorde<span class=\"_ _1\"></span>lijkheid v<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x1d h64 yee2 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het bele<span class=\"_ _0\"></span>id voor i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>iebevei<span class=\"_ _0\"></span>liging <span class=\"_ _0\"></span>en het o<span class=\"_ _0\"></span>ntwerp, d<span class=\"_ _0\"></span>e implem<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yee3 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de jui<span class=\"_ _0\"></span>ste uitv<span class=\"_ _0\"></span>oering v<span class=\"_ _0\"></span>an de bij<span class=\"_ _0\"></span>horende <span class=\"_ _0\"></span>control<span class=\"_ _0\"></span>emaat<span class=\"_ _0\"></span>regelen.<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">Het </span></span></div>\n<div class=\"t m0 x1d h64 yee4 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ExCo wijst de dage<span class=\"_ _1\"></span>lijkse verantwoo<span class=\"_ _1\"></span>rdelijkheid voo<span class=\"_ _1\"></span>r deze regelingen t<span class=\"_ _1\"></span>oe</div>\n<div class=\"t m0 x1d h64 yee5 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan de Group C<span class=\"_ _0\"></span>hief Inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>n Security<span class=\"_ _0\"></span> Officer (CI<span class=\"_ _0\"></span>SO), die bi<span class=\"_ _0\"></span>nnen de</div>\n<div class=\"t m0 x1d h64 yebb ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Group Risk<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">o<span class=\"_ _1\"></span>rganisatie ra<span class=\"_ _1\"></span>pporteert <span class=\"_ _1\"></span>aan het <span class=\"_ _1\"></span>senior managemen<span class=\"_ _1\"></span>t. De </span></div>\n<div class=\"t m0 x1d h64 yebc ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">CISO's op he<span class=\"_ _1\"></span>t niveau<span class=\"_ _1\"></span> van de Groe<span class=\"_ _1\"></span>p en de<span class=\"_ _1\"></span> lokal<span class=\"lsed\">e CISO's ont<span class=\"_ _0\"></span>wikkel<span class=\"_ _0\"></span>en en </span></div>\n<div class=\"t m0 x1d h64 yebd ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderhouden d<span class=\"_ _1\"></span>e informatieb<span class=\"_ _1\"></span>eveiligingsstra<span class=\"_ _1\"></span>tegie en he<span class=\"_ _1\"></span>t bijbehorende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yebe ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleid da<span class=\"_ _1\"></span>t het gover<span class=\"_ _1\"></span>nancekader voo<span class=\"_ _1\"></span>r informatie<span class=\"_ _1\"></span>beveiliging onde<span class=\"_ _1\"></span>rsteunt</div>\n<div class=\"t m0 x1d h64 yebf ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en co\u00f6rdine<span class=\"_ _1\"></span>ren informatieb<span class=\"_ _1\"></span>eveiliging i<span class=\"_ _1\"></span>n de hele <span class=\"_ _1\"></span>organisatie<span class=\"_ _1\"></span>. De CISO's</div>\n<div class=\"t m0 x1d h64 ydc8 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op het nive<span class=\"_ _0\"></span>au van de Groep e<span class=\"_ _0\"></span>n de lokale CI<span class=\"_ _0\"></span>SO's hou<span class=\"_ _0\"></span>den toezic<span class=\"_ _0\"></span>ht op de</div>\n<div class=\"t m0 x1d h64 yec0 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">informatiebeve<span class=\"_ _1\"></span>iligingsprogramma<span class=\"_ _1\"></span>'s en de h<span class=\"_ _1\"></span>ieraan gekoppel<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 yec1 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initiatieven<span class=\"_ _1\"></span>. Zij brengen minste<span class=\"_ _1\"></span>ns tweemaal per jaar<span class=\"_ _1\"></span> verslag uit over</div>\n<div class=\"t m0 x1d h64 yec2 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">informatiebeve<span class=\"_ _1\"></span>iligingsrisico'<span class=\"_ _1\"></span>s aan de S<span class=\"_ _1\"></span>teering / R<span class=\"_ _1\"></span>isk Committee<span class=\"_ _1\"></span>s, het</div>\n<div class=\"t m0 x1d h64 yec3 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Executi<span class=\"_ _0\"></span>ve Ma<span class=\"lsef ws11d\">nagement en de Raad<span class=\"_ _1\"></span> van Be<span class=\"_ _1\"></span>stuur.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 267px; height: 839px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 267px; height: 839px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff134 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Group D<span class=\"_ _0\"></span>ata Prot<span class=\"_ _0\"></span>ection F<span class=\"_ _0\"></span>unction<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De functi<span class=\"_ _0\"></span>onaris vo<span class=\"_ _0\"></span>or gegeve<span class=\"_ _0\"></span>nsbesch<span class=\"_ _0\"></span>erming (D<span class=\"_ _0\"></span>ata Prote<span class=\"_ _0\"></span>ction Off<span class=\"_ _0\"></span>icer <span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">DPO) is een on<span class=\"_ _0\"></span>afhanke<span class=\"_ _0\"></span>lijke fun<span class=\"_ _0\"></span>ctie die het m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent onders<span class=\"_ _0\"></span>teunt</div>\n<div class=\"t m0 x2c h64 y8a8 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met betrek<span class=\"_ _0\"></span>king tot de v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oordelij<span class=\"_ _0\"></span>kheid om n<span class=\"_ _0\"></span>aleving <span class=\"lsef ws11e\">van de AVG te </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarborgen. <span class=\"_ _1\"></span>De DPO bewaa<span class=\"_ _1\"></span>kt de nalev<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> AVG en and<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 y8aa ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e wet<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en regel<span class=\"_ _1\"></span>geving inzake g<span class=\"_ _1\"></span>egevensbescherm<span class=\"_ _1\"></span>ing (inclusi<span class=\"_ _1\"></span>ef </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de interne<span class=\"_ _1\"></span> beleidslijnen<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>) door gepa<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x2c h64 y8ac ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">managements<span class=\"_ _1\"></span>tructuren en c<span class=\"_ _1\"></span>ontroles, en<span class=\"_ _1\"></span> analyseert <span class=\"_ _1\"></span>risico's o<span class=\"_ _1\"></span>p het <span class=\"ls103\">vla<span class=\"_ _1\"></span>k </span></div>\n<div class=\"t m0 x2c h64 y8ad ff134 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van veiligheid<span class=\"_ _1\"></span>, privacy en gegeve<span class=\"_ _1\"></span>nsbescherming.<span class=\"_ _1\"></span> De resultaten van</div>\n<div class=\"t m0 x2c h64 y8ae ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze an<span class=\"_ _0\"></span>alyses w<span class=\"_ _0\"></span>orden te<span class=\"_ _0\"></span>n minste j<span class=\"_ _0\"></span>aarlijks<span class=\"_ _0\"></span> gerapp<span class=\"_ _0\"></span>orteer<span class=\"_ _0\"></span>d aan de R<span class=\"_ _0\"></span>aad</div>\n<div class=\"t m0 x2c h64 y8af ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van Bestu<span class=\"_ _0\"></span>ur. De DPO esc<span class=\"_ _0\"></span>aleert iss<span class=\"_ _0\"></span>ues naar d<span class=\"_ _0\"></span>e lokale Dat<span class=\"_ _0\"></span>a Protecti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x2c h64 y8b0 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Authorit<span class=\"_ _0\"></span>y (DPA<span class=\"_ _0\"></span>) als dui<span class=\"_ _0\"></span>delijk w<span class=\"_ _0\"></span>ordt dat<span class=\"_ _0\"></span> de entit<span class=\"_ _0\"></span>e<span class=\"lsef\">it persoonsge<span class=\"_ _1\"></span>gevens zal </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerken d<span class=\"_ _1\"></span>ie schade en<span class=\"_ _1\"></span>/of bezorgdh<span class=\"_ _1\"></span>eid bij de<span class=\"_ _1\"></span> betrokkenen<span class=\"_ _1\"></span> kunnen</div>\n<div class=\"t m0 x2c h64 y8b2 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veroorzaken<span class=\"_ _1\"></span>. De DPO orga<span class=\"_ _1\"></span>niseert ook <span class=\"_ _1\"></span>opleidingspro<span class=\"_ _1\"></span>gramma's voor</div>\n<div class=\"t m0 x2c h64 y8b3 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">medewe<span class=\"_ _0\"></span>rkers om <span class=\"_ _0\"></span>ervoor t<span class=\"_ _0\"></span>e zorge<span class=\"_ _0\"></span>n dat de e<span class=\"_ _0\"></span>ntiteit i<span class=\"_ _0\"></span>nzicht <span class=\"_ _0\"></span>heeft i<span class=\"_ _0\"></span>n haar</div>\n<div class=\"t m0 x2c h64 y8b4 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheden en <span class=\"_ _1\"></span>plichten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92e ff134 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Group Actuari<span class=\"_ _1\"></span>al Function<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92f ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een onafh<span class=\"_ _0\"></span>ankelij<span class=\"_ _0\"></span>ke functie di<span class=\"_ _0\"></span>e rechtst<span class=\"_ _0\"></span>reeks rap<span class=\"_ _0\"></span>porteert<span class=\"_ _0\"></span> aan de CRO om</div>\n<div class=\"t m0 x2c h64 y991 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de samenw<span class=\"_ _0\"></span>erking met<span class=\"_ _0\"></span> het risic<span class=\"_ _0\"></span>obeheer<span class=\"_ _0\"></span>syste<span class=\"_ _0\"></span>em te facilit<span class=\"_ _0\"></span>eren. De</div>\n<div class=\"t m0 x2c h64 y992 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste t<span class=\"_ _0\"></span>aak van d<span class=\"_ _0\"></span>e Actuar<span class=\"_ _0\"></span>ial Fun<span class=\"_ _0\"></span>ction is<span class=\"_ _0\"></span> het vers<span class=\"_ _0\"></span>trekk<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 y993 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actuari\u00eble <span class=\"_ _1\"></span>beoordelingen<span class=\"_ _1\"></span> op drie <span class=\"_ _1\"></span>belangrijke v<span class=\"_ _1\"></span>lakken (techni<span class=\"_ _1\"></span>sche</div>\n<div class=\"t m0 x2c h64 y994 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorzieningen<span class=\"_ _1\"></span>, onderschri<span class=\"_ _1\"></span>jving en h<span class=\"_ _1\"></span>erverzekering)<span class=\"_ _1\"></span> en co\u00f6rdi<span class=\"_ _1\"></span>neert</div>\n<div class=\"t m0 x2c h64 y995 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarnaas<span class=\"_ _0\"></span>t de bere<span class=\"_ _0\"></span>kening van t<span class=\"_ _0\"></span>echnis<span class=\"_ _0\"></span>che voorzi<span class=\"_ _0\"></span>eninge<span class=\"_ _0\"></span>n en waarbor<span class=\"_ _0\"></span>gt</div>\n<div class=\"t m0 x2c h64 y996 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een afdoe<span class=\"_ _0\"></span>nde mate aa<span class=\"_ _0\"></span>n consiste<span class=\"_ _0\"></span>ntie binne<span class=\"_ _0\"></span>n de hele Gro<span class=\"_ _0\"></span>ep.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y936 ff134 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Group Compliance F<span class=\"_ _1\"></span>unction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y937 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een on<span class=\"ws11e\">afhan<span class=\"_ _1\"></span>kelijke control<span class=\"_ _1\"></span>efunctie binnen<span class=\"_ _1\"></span> Ageas die ernaar s<span class=\"_ _1\"></span>treeft om </span></div>\n<div class=\"t m0 x2c h64 y938 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een redel<span class=\"_ _0\"></span>ijke mate v<span class=\"_ _0\"></span>an zekerh<span class=\"_ _0\"></span>eid te versc<span class=\"_ _0\"></span>haffen dat d<span class=\"_ _0\"></span>e onderne<span class=\"_ _0\"></span>ming en</div>\n<div class=\"t m0 x2c h64 y939 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">haar we<span class=\"_ _0\"></span>rknemer<span class=\"_ _0\"></span>s voldoe<span class=\"_ _0\"></span>n aan de w<span class=\"_ _0\"></span>etgevi<span class=\"_ _0\"></span>ng, regel<span class=\"_ _0\"></span>geving,<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>e regels</div>\n<div class=\"t m0 x2c h64 y93a ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en ethisc<span class=\"_ _0\"></span>he normen.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7f ff134 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Group Internal<span class=\"_ _1\"></span> Audit Function<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya80 ff134 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsef ws11d\">e intern<span class=\"_ _1\"></span>e auditfunctie<span class=\"_ _1\"></span> draagt b<span class=\"_ _1\"></span>ij aan d<span class=\"_ _1\"></span>e verwezenlij<span class=\"_ _1\"></span>king van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya81 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an Ageas doo<span class=\"_ _0\"></span>r profess<span class=\"_ _0\"></span>ionele en on<span class=\"_ _0\"></span>afhank<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x2c h64 ya82 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekerhe<span class=\"_ _0\"></span>id te versc<span class=\"_ _0\"></span>haffen ov<span class=\"_ _0\"></span>er de doeltr<span class=\"_ _0\"></span>effendh<span class=\"_ _0\"></span>eid van proce<span class=\"_ _0\"></span>dures voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 ya83 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">governance,<span class=\"_ _1\"></span> risicobeheer<span class=\"_ _1\"></span> en controle.<span class=\"_ _1\"></span> Zo nodig<span class=\"_ _1\"></span> formuleert<span class=\"_ _1\"></span> Au<span class=\"lsf9 ws124\">dit </span></div>\n<div class=\"t m0 x2c h64 ya84 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanbev<span class=\"_ _0\"></span>elingen om<span class=\"_ _0\"></span> die proced<span class=\"_ _0\"></span>ures te opti<span class=\"_ _0\"></span>maliser<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y102d ff134 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Lokale Oper<span class=\"_ _1\"></span>ationele Enti<span class=\"_ _1\"></span>teiten (OpCo\u2019s)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y102e ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Elke OpCo i<span class=\"_ _1\"></span>s verantwoo<span class=\"_ _1\"></span>rdelijk voor<span class=\"_ _1\"></span> de aanwe<span class=\"_ _1\"></span>zigheid van <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1d h64 y102f ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">allesomv<span class=\"_ _0\"></span>attend k<span class=\"_ _0\"></span>ader vo<span class=\"_ _0\"></span>or risic<span class=\"_ _0\"></span>obeheer <span class=\"_ _0\"></span>en voor h<span class=\"_ _0\"></span>et behee<span class=\"_ _0\"></span>r van de</div>\n<div class=\"t m0 x1d h64 y1030 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico's<span class=\"_ _0\"></span> binnen de li<span class=\"_ _0\"></span>mieten, h<span class=\"_ _0\"></span>et beleid en d<span class=\"_ _0\"></span>e richtlij<span class=\"_ _0\"></span>nen vastg<span class=\"_ _0\"></span>esteld do<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y1031 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezichthouder<span class=\"_ _1\"></span>s, de Ageas<span class=\"_ _1\"></span> Groep en z<span class=\"_ _1\"></span>ijn lokale<span class=\"_ _1\"></span> Raad van B<span class=\"_ _1\"></span>estuur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1032 ff134 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1033 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Daarna<span class=\"_ _0\"></span>ast heeft el<span class=\"_ _0\"></span>ke OpCo ve<span class=\"_ _0\"></span>rplicht:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1034 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws111\">een <span class=\"ws112\">Risk Committe<span class=\"_ _0\"></span>e en een Audit C<span class=\"_ _0\"></span>ommitte<span class=\"_ _0\"></span>e die de Raad va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x69 h64 y1035 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bestuur bi<span class=\"_ _0\"></span>jstaan i<span class=\"_ _0\"></span>n het toezic<span class=\"_ _0\"></span>ht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1036 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Management Ris<span class=\"_ _0\"></span>k Comm<span class=\"lsef ws11d\">ittee, dat ondersteuning<span class=\"_ _1\"></span> biedt aan<span class=\"_ _1\"></span> het </span></span></span></div>\n<div class=\"t m0 x69 h64 y1037 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen manage<span class=\"_ _1\"></span>mentteam door<span class=\"_ _1\"></span> ervoor te <span class=\"_ _1\"></span>zorgen dat<span class=\"_ _1\"></span> de belangri<span class=\"_ _1\"></span>jkste</div>\n<div class=\"t m0 x69 h64 y1038 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s goed be<span class=\"_ _0\"></span>grepen w<span class=\"_ _0\"></span>orden e<span class=\"_ _0\"></span>n dat de j<span class=\"_ _0\"></span>uiste</div>\n<div class=\"t m0 x69 h64 y1039 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicobeheerpr<span class=\"_ _1\"></span>ocedures zij<span class=\"_ _1\"></span>n ingevoerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y103a ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een ALM Committe<span class=\"_ _0\"></span>e dat marktr<span class=\"_ _0\"></span>isico\u2019s v<span class=\"_ _0\"></span>olgt zodat<span class=\"_ _0\"></span> deze risico\u2019<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x69 h64 y103b ff134 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worde<span class=\"ws11d\">n behee<span class=\"_ _1\"></span>rst in ove<span class=\"_ _1\"></span>reenstemming me<span class=\"_ _1\"></span>t het risi<span class=\"_ _1\"></span>cokader en <span class=\"_ _1\"></span>binnen </span></div>\n<div class=\"t m0 x69 h64 y103c ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de afges<span class=\"_ _0\"></span>proken lim<span class=\"_ _0\"></span>ieten, en om s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e besliss<span class=\"_ _0\"></span>ingen te nem<span class=\"_ _0\"></span>en of</div>\n<div class=\"t m0 x69 h64 y103d ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aanbevelingen <span class=\"_ _1\"></span>te doen o<span class=\"_ _1\"></span>ver ALM.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y103e ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een lokale Model Co<span class=\"_ _0\"></span>ntrol Boa<span class=\"_ _0\"></span>rd die afst<span class=\"_ _0\"></span>emt met de MCB v<span class=\"_ _0\"></span>an </span></span></div>\n<div class=\"t m0 x69 h64 y103f ff134 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1040 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Risicofunct<span class=\"_ _0\"></span>ie (of Risk Of<span class=\"_ _0\"></span>ficer) di<span class=\"_ _0\"></span>e de werkz<span class=\"_ _0\"></span>aamhede<span class=\"_ _0\"></span>n van het </span></span></div>\n<div class=\"t m0 x69 h64 y1041 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Risk Comm<span class=\"_ _0\"></span>ittee onde<span class=\"_ _0\"></span>rsteunt<span class=\"_ _0\"></span> en de risico<span class=\"_ _0\"></span>rapport<span class=\"_ _0\"></span>age verzor<span class=\"_ _0\"></span>gt en</div>\n<div class=\"t m0 x69 h64 y1042 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">advies v<span class=\"_ _0\"></span>erstrek<span class=\"_ _0\"></span>t aan de l<span class=\"_ _0\"></span>okale C<span class=\"_ _0\"></span>EO, de lok<span class=\"_ _0\"></span>ale Raa<span class=\"_ _0\"></span>d van B<span class=\"_ _0\"></span>estuur en</div>\n<div class=\"t m0 x69 h64 y1043 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het manag<span class=\"_ _0\"></span>ement van d<span class=\"_ _0\"></span>e Ageas Groe<span class=\"_ _0\"></span>p.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1044 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Actuari\u00eble Fu<span class=\"_ _0\"></span>nctie in ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emming met d<span class=\"_ _0\"></span>e reglem<span class=\"_ _0\"></span>entai<span class=\"ws111\">re </span></span></span></div>\n<div class=\"t m0 x69 h64 y1045 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vereist<span class=\"_ _0\"></span>en van S<span class=\"_ _0\"></span>olvency I<span class=\"_ _0\"></span>I.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1046 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Compliancef<span class=\"_ _0\"></span>unctie d<span class=\"_ _0\"></span>ie het bestu<span class=\"_ _0\"></span>urs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">of leid<span class=\"_ _1\"></span>inggevend org<span class=\"_ _1\"></span>aan </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1047 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">advisee<span class=\"_ _0\"></span>rt over de nal<span class=\"_ _0\"></span>eving van wet<span class=\"_ _0\"></span>telij<span class=\"_ _0\"></span>ke en adminis<span class=\"_ _0\"></span>tratie<span class=\"_ _0\"></span>ve</div>\n<div class=\"t m0 x69 h64 y1048 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepalingen e<span class=\"_ _1\"></span>n over het <span class=\"_ _1\"></span>beleid op<span class=\"_ _1\"></span> groepsniveau <span class=\"_ _1\"></span>en op lo<span class=\"_ _1\"></span>kaal niveau</div>\n<div class=\"t m0 x69 h64 y1049 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">als daar<span class=\"_ _0\"></span>in aanv<span class=\"_ _0\"></span>ullende <span class=\"_ _0\"></span>eisen <span class=\"lsef\">worden gesteld. Compl<span class=\"_ _1\"></span>iance </span></div>\n<div class=\"t m0 x69 h64 y104a ff134 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderzoekt de moge<span class=\"_ _1\"></span>lijke impact<span class=\"_ _1\"></span> van veranderingen<span class=\"_ _1\"></span> in de wettelijke</div>\n<div class=\"t m0 x69 h64 y104b ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">omgevin<span class=\"_ _0\"></span>g op de activit<span class=\"_ _0\"></span>eiten va<span class=\"_ _0\"></span>n de betrok<span class=\"_ _0\"></span>ken onder<span class=\"_ _0\"></span>neming en</div>\n<div class=\"t m0 x69 h64 y104c ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">signale<span class=\"_ _0\"></span>ert com<span class=\"_ _0\"></span>pliancer<span class=\"_ _0\"></span>isico\u2019s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y104d ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws11d\">een Chief Info<span class=\"_ _0\"></span>rmation <span class=\"_ _0\"></span>Security<span class=\"_ _0\"></span> Offic<span class=\"_ _0\"></span>er (CIS<span class=\"_ _0\"></span>O) onders<span class=\"_ _0\"></span>teunt<span class=\"_ _0\"></span> het </span></span></div>\n<div class=\"t m0 x69 h64 y104e ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lokale seni<span class=\"_ _1\"></span>or managemen<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y104f ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Data Protecti<span class=\"_ _0\"></span>on Office<span class=\"_ _0\"></span>r (DPO) di<span class=\"_ _0\"></span>e aan het hoo<span class=\"_ _0\"></span>gste lokale </span></span></div>\n<div class=\"t m0 x69 h64 y1050 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">managementniveau<span class=\"_ _1\"></span> rapporteer<span class=\"_ _1\"></span>t en de c<span class=\"_ _1\"></span>ontactpersoon<span class=\"_ _1\"></span> voor de</div>\n<div class=\"t m0 x69 h64 y1051 ff134 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lokale toezich<span class=\"_ _1\"></span>thouder voor gegev<span class=\"_ _1\"></span>ensbescherming i<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1052 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws11d\">een Interne <span class=\"lsef ws113\">Auditfunctie</span></span><span class=\"ff134\"> <span class=\"lsef ws11d\">die de<span class=\"_ _1\"></span> adequaa<span class=\"_ _1\"></span>theid en doe<span class=\"_ _1\"></span>ltreffendheid </span></span></span></div>\n<div class=\"t m0 x69 h64 y1053 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het inte<span class=\"_ _0\"></span>rne behe<span class=\"_ _0\"></span>ersings<span class=\"_ _0\"></span>systeem en ov<span class=\"_ _0\"></span>erige el<span class=\"_ _0\"></span>ementen v<span class=\"_ _0\"></span>an het</div>\n<div class=\"t m0 x69 h64 y1054 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicobeheer<span class=\"_ _1\"></span>ssysteem evaluee<span class=\"_ _1\"></span>rt.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 472px; height: 634px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 472px; height: 634px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff138 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.3.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Drie 'li<span class=\"_ _1\"></span>nes of defenc<span class=\"_ _1\"></span>e'</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff138 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Ageas h<span class=\"_ _0\"></span>eeft een m<span class=\"_ _0\"></span>odel met<span class=\"_ _0\"></span> drie \u2018li<span class=\"_ _0\"></span>nes of def<span class=\"_ _0\"></span>ence\u2019 <span class=\"_ _0\"></span>ge\u00efmpl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rd <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsef\">de d<span class=\"_ _1\"></span>rie lijnen <span class=\"_ _1\"></span>hebben allemaa<span class=\"_ _1\"></span>l als<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">uiteindeli<span class=\"_ _0\"></span>jk doel om het be<span class=\"_ _0\"></span>drijf te hel<span class=\"_ _0\"></span>pen zijn </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en te behalen en tege<span class=\"_ _1\"></span>lijkertijd ri<span class=\"_ _1\"></span>sico's doeltreffen<span class=\"_ _1\"></span>d te beheren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 ha4 y110b ff145 fs64 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">EERSTE \u2018LINE OF DEFENCE\u2019</div>\n<div class=\"t m0 x255 ha5 y110c ff145 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Eigenaar)</div>\n<div class=\"t mb xef ha3 y10e4 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Implementeert het Enterprise <span class=\"_ _0\"></span>Risk Management-kader</div>\n<div class=\"t mb xef ha3 y10e5 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Inbedt een gepaste <span class=\"_ _0\"></span>risicocultuur</div>\n<div class=\"t mb xef ha3 y10e6 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Identificeert de risico's, <span class=\"_ _0\"></span>aanvaardt de <span class=\"_ _0\"></span>verantwoordelijk<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t mb xef ha3 y10e7 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">heid voor de <span class=\"_ _0\"></span>risico's, meet <span class=\"_ _0\"></span>en beheert <span class=\"_ _0\"></span>de risico's binnen <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10e8 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">de activiteiten en <span class=\"_ _0\"></span>zorgt ervoor <span class=\"_ _0\"></span>dat Ageas <span class=\"_ _0\"></span>niet lijdt onder <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10e9 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">onverwachte gebeurtenissen</div>\n<div class=\"t mb xef ha3 y10ea ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Implementeert beleidslijnen en <span class=\"_ _0\"></span>controlemaatregelen</div>\n<div class=\"t mb xef ha3 y10eb ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">om risico's te <span class=\"_ _0\"></span>beheren (in <span class=\"_ _0\"></span>lijn met <span class=\"_ _0\"></span>de vereisten en <span class=\"_ _0\"></span>de \u2018risk <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10ec ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">appetite\u2019 van de <span class=\"_ _0\"></span>Groep), en <span class=\"_ _0\"></span>zorgt voor <span class=\"_ _0\"></span>een effectieve</div>\n<div class=\"t mb xef ha3 y10ed ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">dagelijkse werking</div>\n<div class=\"t mb xef ha3 y10ee ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Identificeert en implementeert <span class=\"_ _0\"></span>maatregelen om <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10ef ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">bestaande en dreigende <span class=\"_ _0\"></span>risico's te <span class=\"_ _0\"></span>beheren</div>\n<div class=\"t mb xef ha3 y10f0 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Rapporteert over risicobeheer <span class=\"_ _0\"></span>en analyseert <span class=\"_ _0\"></span>hoe groot <span class=\"_ _0\"></span>de</div>\n<div class=\"t mb xef ha3 y10f1 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">kans is dat <span class=\"_ _0\"></span>belangrijke bedrijfsdoelstellingen <span class=\"_ _0\"></span>worden</div>\n<div class=\"t mb xef ha3 y10f2 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">verwezenlijkt</div>\n<div class=\"t mb xef ha3 y10f3 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Toont aan de <span class=\"_ _0\"></span>Raad van <span class=\"_ _0\"></span>Bestuur en <span class=\"_ _0\"></span>de toezichthouder aan</div>\n<div class=\"t mb xef ha3 y10f4 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">dat de risicocontrolemaatregelen <span class=\"_ _0\"></span>gepast en <span class=\"_ _0\"></span>effectief zijn</div>\n<div class=\"t mb xef ha3 y10f5 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Naleving van de <span class=\"_ _0\"></span>reglementering</div>\n<div class=\"t m0 x256 ha4 y110d ff145 fs64 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">TWEEDE \u2018LINE OF DEFENCE\u2019</div>\n<div class=\"t m0 xa3 ha5 y110e ff145 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Risk Management, Compliance, DPO, CISO and Actuarial Function)</div>\n<div class=\"t mb x32 ha3 y10f8 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Adviseert het senior <span class=\"_ _0\"></span>management en <span class=\"_ _0\"></span>de Raad <span class=\"_ _0\"></span>van</div>\n<div class=\"t mb x32 ha3 y10f9 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Bestuur over het <span class=\"_ _0\"></span>bepalen van <span class=\"_ _0\"></span>de strategie <span class=\"_ _0\"></span>op het hoogste <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y10fa ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">niveau en de <span class=\"_ _0\"></span>aggregatie van <span class=\"_ _0\"></span>de \u2018risk <span class=\"_ _0\"></span>appetite\u2019</div>\n<div class=\"t mb x32 ha3 y10fb ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Opstelling en onderhoud <span class=\"_ _0\"></span>van het <span class=\"_ _0\"></span>Enterprise Risk <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y10fc ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Management-kader</div>\n<div class=\"t mb x32 ha3 y10fd ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Faciliteert, beoordeelt en <span class=\"_ _0\"></span>bewaakt de <span class=\"_ _0\"></span>doeltreffende</div>\n<div class=\"t mb x32 ha3 y10fe ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">werking van het <span class=\"_ _0\"></span>risicobeheersysteem</div>\n<div class=\"t mb x32 ha3 y10ff ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Verstrekt opleidingen en <span class=\"_ _0\"></span>training over <span class=\"_ _0\"></span>risico's</div>\n<div class=\"t mb x32 ha3 y1100 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Treedt op als <span class=\"_ _0\"></span>een onafhankelijke <span class=\"_ _0\"></span>risicoadviseur</div>\n<div class=\"t mb x32 ha3 y1101 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Houdt toezicht op <span class=\"_ _0\"></span>en stelt <span class=\"_ _0\"></span>kritische vragen <span class=\"_ _0\"></span>bij belangrijke</div>\n<div class=\"t mb x32 ha3 y1102 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">risico's en hoe <span class=\"_ _0\"></span>die worden <span class=\"_ _0\"></span>gemeten en <span class=\"_ _0\"></span>beheerd</div>\n<div class=\"t mb x32 ha3 y1103 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Houdt toezicht op <span class=\"_ _0\"></span>de naleving <span class=\"_ _0\"></span>van de <span class=\"_ _0\"></span>\u2018risk appetite\u2019 en <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y1104 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">beleidslijnen</div>\n<div class=\"t mb x32 ha3 y1105 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Houdt toezicht op <span class=\"_ _0\"></span>het effectieve <span class=\"_ _0\"></span>gebruik van <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y1106 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">risicoprocedures en -controlemaatregelen</div>\n<div class=\"t mb x32 ha3 y1107 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Controleert de naleving <span class=\"_ _0\"></span>van de <span class=\"_ _0\"></span>reglementering en <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y1108 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">informeert het bedrijf <span class=\"_ _0\"></span>over de <span class=\"_ _0\"></span>vereisten</div>\n<div class=\"t m0 x122 ha4 y1109 ff145 fs64 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">DERDE 'LINE OF DEFENCE'</div>\n<div class=\"t m0 x255 ha5 y110a ff145 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Interne Audit)</div>\n<div class=\"t mb xef ha3 y10f6 ff144 fs63 fc16 sc0 ls132 ws16c\" style=\"z-index: 15;\">Biedt het senior <span class=\"_ _0\"></span>management en <span class=\"_ _0\"></span>de Raad <span class=\"_ _0\"></span>van Bestuur een <span class=\"_ _0\"></span>redelijke mate <span class=\"_ _0\"></span>van onafhankelijke bevestiging <span class=\"_ _0\"></span>over de <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10f7 ff144 fs63 fc16 sc0 ls132 ws16c\" style=\"z-index: 15;\">toereikendheid en doeltreffendheid <span class=\"_ _0\"></span>van governance, <span class=\"_ _0\"></span>risicobeheer en <span class=\"_ _0\"></span>controlemaatregelen</div>\n\n<div class=\"t m0 x2c h7b y1059 ff13a fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">4.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y105a ff13a fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Doelstellingen <span class=\"_ _1\"></span>kapitaalbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y105b ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Kapitaal is een<span class=\"_ _1\"></span> schaars en strategi<span class=\"_ _1\"></span>sch middel. Een <span class=\"ls107 ws13e\">du<span class=\"_ _1\"></span>idelijk </span></div>\n<div class=\"t m0 x2c h64 y105c ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">gedefinieerde<span class=\"_ _1\"></span>, zorgvuldige<span class=\"_ _1\"></span> en gediscip<span class=\"_ _1\"></span>lineerde manag<span class=\"_ _1\"></span>ementbenaderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x2c h64 y105d ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">is noodzak<span class=\"_ _0\"></span>elijk om de ef<span class=\"_ _0\"></span>fici\u00ebnt<span class=\"_ _0\"></span>e en effect<span class=\"_ _0\"></span>ieve inzet e<span class=\"_ _0\"></span>rvan te wa<span class=\"_ _0\"></span>arborge<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x2c h64 y105e ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De kapitaa<span class=\"_ _1\"></span>lbeheerbenadering<span class=\"_ _1\"></span> die Ageas <span class=\"_ _1\"></span>volgt, hee<span class=\"_ _1\"></span>ft als doel <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y105f ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">behoeften en ei<span class=\"_ _1\"></span>sen van alle stakeho<span class=\"_ _1\"></span>lders <span class=\"ws11d\">inclusief<span class=\"_ _1\"></span> aandeelhouders,<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1060 ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">schuldinvesteer<span class=\"_ _1\"></span>ders, toezichthou<span class=\"_ _1\"></span>ders, ratingbur<span class=\"_ _1\"></span>eaus en klan<span class=\"_ _1\"></span>ten in</div>\n<div class=\"t m0 x2c h64 y1061 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">balans te<span class=\"_ _1\"></span> brengen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1062 ff138 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1063 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste doels<span class=\"_ _1\"></span>tellingen van<span class=\"_ _1\"></span> kapitaalbehee<span class=\"_ _1\"></span>r bij Ag<span class=\"_ _1\"></span>eas zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1064 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsed ws11d\">optimalisati<span class=\"_ _0\"></span>e van de st<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r, same<span class=\"_ _0\"></span>nstellin<span class=\"_ _0\"></span>g en all<span class=\"_ _0\"></span>ocatie va<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 y1065 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaal bi<span class=\"_ _1\"></span>nnen Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1066 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws11e\">w<span class=\"_ _1\"></span>aarborgen van waarde<span class=\"_ _1\"></span>creatie door<span class=\"_ _1\"></span> het financieren van </span></span></div>\n<div class=\"t m0 x1a0 h64 y1067 ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">winstgevende gro<span class=\"_ _1\"></span>ei, evenals be<span class=\"_ _1\"></span>scherming van de</div>\n<div class=\"t m0 x1a0 h64 y1068 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>atbaar<span class=\"_ _0\"></span>heid en winst<span class=\"_ _0\"></span>gevend<span class=\"_ _0\"></span>heid van de on<span class=\"_ _0\"></span>dernemi<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1069 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">w<span class=\"_ _1\"></span>aarborgen</span><span class=\"ff138\"> <span class=\"_ _1\"></span><span class=\"lsef ws11e\">van optimale divide<span class=\"_ _1\"></span>ndniveau's, zo<span class=\"_ _1\"></span>wel voor de Groep </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y106a ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">als voor de doc<span class=\"_ _0\"></span>hterma<span class=\"_ _0\"></span>atscha<span class=\"_ _0\"></span>p<span class=\"lsef ws113\">pijen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y106b ff138 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.4.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Kapitaalbehe<span class=\"_ _1\"></span>erkader</span> </span></div>\n<div class=\"t m0 x2c h64 y106c ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an Ageas op h<span class=\"_ _0\"></span>et vlak va<span class=\"_ _0\"></span>n kapitaal<span class=\"_ _0\"></span>beheer mo<span class=\"_ _0\"></span>eten</div>\n<div class=\"t m0 x2c h64 y106d ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">worden gereali<span class=\"_ _1\"></span>seerd door het volgen<span class=\"_ _1\"></span> van duidelijk<span class=\"_ _1\"></span> gedefinieerde</div>\n<div class=\"t m0 x1d h64 y106e ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">processen. D<span class=\"_ _1\"></span>eze worden bepa<span class=\"_ _1\"></span>ald door <span class=\"_ _1\"></span>duidelijk g<span class=\"_ _1\"></span>edefinieerd bele<span class=\"_ _1\"></span>id en</div>\n<div class=\"t m0 x1d h64 y106f ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">procedures,<span class=\"_ _1\"></span> om ervoor te<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">zorg<span class=\"_ _1\"></span>en dat de<span class=\"_ _1\"></span> kapitaalbeheerpr<span class=\"_ _1\"></span>aktijken binnen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1070 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">de Groep en<span class=\"_ _1\"></span> de OpCo<span class=\"_ _1\"></span>'s begrepen,<span class=\"_ _1\"></span> gedocumenteerd<span class=\"_ _1\"></span> en bewaakt <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 y1071 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">(met zo nod<span class=\"_ _0\"></span>ig corrige<span class=\"_ _0\"></span>rende maat<span class=\"_ _0\"></span>regelen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1072 ff138 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1073 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Het kapitaal<span class=\"_ _1\"></span>beheerkader <span class=\"_ _1\"></span>van Ageas de<span class=\"_ _1\"></span>finieert rege<span class=\"_ _1\"></span>ls en prin<span class=\"_ _1\"></span>cipes op he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y1074 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">vlak van dez<span class=\"_ _0\"></span>e aspect<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1075 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">Ka<span class=\"_ _1\"></span>pita<span class=\"ls107 ws13e\">alplannin<span class=\"_ _1\"></span>g</span><span class=\"ws11d\">, d.w.z<span class=\"_ _1\"></span>. het kapit<span class=\"_ _1\"></span>aalniveau dat<span class=\"_ _1\"></span> de Groep n<span class=\"_ _1\"></span>astreeft </span></span></span></div>\n<div class=\"t m0 x69 h64 y1076 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">defini\u00eb<span class=\"_ _0\"></span>ren, wat wor<span class=\"_ _0\"></span>dt bepaal<span class=\"_ _0\"></span>d door:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y1077 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws11d\">Wette<span class=\"_ _0\"></span>lijke v<span class=\"_ _0\"></span>ereiste<span class=\"_ _0\"></span>n en verw<span class=\"_ _0\"></span>achte v<span class=\"_ _0\"></span>eranderi<span class=\"_ _0\"></span>ngen<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 y1078 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsef ws11e\">Regelgevingsvereisten<span class=\"_ _1\"></span> en verwachte verande<span class=\"_ _1\"></span>ringen</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x69 h64 y1079 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsef ws11e\">Groeiambities en toek<span class=\"_ _1\"></span>omstige <span class=\"ws113\">kapitaa<span class=\"_ _1\"></span>lverbintenissen</span></span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x69 h64 y107a ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 ls10a ws13c\">Het</span><span class=\"ff138\"> <span class=\"lsed ws112\">risk ap<span class=\"_ _0\"></span>petite<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">beleid</span> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y107b ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsed ws112\">Allocatie van kap<span class=\"_ _0\"></span>itaal d.w.<span class=\"_ _0\"></span>z. vastst<span class=\"_ _0\"></span>ellen welk<span class=\"_ _0\"></span> kapitaa<span class=\"_ _0\"></span>lgebru<span class=\"_ _0\"></span>ik Ageas </span></span></div>\n<div class=\"t m0 x69 h64 y107c ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">voorziet, <span class=\"_ _1\"></span>wat wordt b<span class=\"_ _1\"></span>epaald door:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y107d ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws11d\">Optim<span class=\"_ _0\"></span>aliser<span class=\"_ _0\"></span>ing van ris<span class=\"_ _0\"></span>ico/re<span class=\"_ _0\"></span>ndeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 y107e ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws112\">Het divi<span class=\"_ _0\"></span>dendb<span class=\"_ _0\"></span>eleid (en to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge kapitaal<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y107f ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">Ka<span class=\"_ _1\"></span>pitaalstructure<span class=\"lsed ws112\">ring, d.w.z. beho<span class=\"_ _0\"></span>ud van een effic<span class=\"_ _0\"></span>i\u00ebnt eve<span class=\"_ _0\"></span>nwicht </span></span></span></div>\n<div class=\"t m0 x69 h64 y1080 ff138 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">tussen e<span class=\"_ _0\"></span>igen en v<span class=\"_ _0\"></span>reemd v<span class=\"_ _0\"></span>ermoge<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1081 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws11e\">Ka<span class=\"_ _1\"></span>pitaalbeheergo<span class=\"_ _1\"></span>vernance, d.w.z<span class=\"_ _1\"></span>. vaststellen van<span class=\"_ _1\"></span> duidelijke take<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x69 h64 y1082 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">en verantwoo<span class=\"_ _1\"></span>rdelijkheden <span class=\"_ _1\"></span>voor mensen<span class=\"_ _1\"></span> en beslui<span class=\"_ _1\"></span>tvormingsorganen</div>\n<div class=\"t m0 x69 h64 y1083 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">die bij kapit<span class=\"_ _0\"></span>aalbeh<span class=\"_ _0\"></span>eerproc<span class=\"_ _0\"></span>essen zij<span class=\"_ _0\"></span>n betrokke<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 136px; height: 366px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 136px; height: 970px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 136px; height: 970px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff140 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">4.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff140 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Beoordelen van solvabiliteit en kapitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff13e fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.5.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Meten van kapi<span class=\"_ _1\"></span>taalvereisten</span> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Onder Solven<span class=\"_ _1\"></span>cy II gebru<span class=\"_ _1\"></span>ikt Ageas <span class=\"_ _1\"></span>het Partieel<span class=\"_ _1\"></span> Intern <span class=\"_ _1\"></span>Model (PIM) o<span class=\"_ _1\"></span>m</div>\n<div class=\"t m0 x2c h64 yb5a ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">zijn Solv<span class=\"_ _0\"></span>ency<span class=\"ls0 ws0\">-</span>kapit<span class=\"_ _0\"></span>aalverei<span class=\"_ _0\"></span>sten te met<span class=\"_ _0\"></span>en onder Pi<span class=\"_ _0\"></span>jler 1. Het PI<span class=\"_ _0\"></span>M</div>\n<div class=\"t m0 x2c h64 yb5b ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">combineert de<span class=\"_ _1\"></span> Solvency II<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">stand<span class=\"_ _0\"></span>aardform<span class=\"_ _0\"></span>ule met <span class=\"_ _0\"></span>het Int<span class=\"_ _0\"></span>erne mod<span class=\"_ _0\"></span>el voor </span></span></div>\n<div class=\"t m0 x2c h64 yb5c ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">het onders<span class=\"_ _0\"></span>chrijv<span class=\"_ _0\"></span>ingsrisic<span class=\"_ _0\"></span>o Niet<span class=\"ls0 ws0\">-</span>Leve<span class=\"_ _0\"></span>n voor de voor<span class=\"_ _0\"></span>naamst<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die</div>\n<div class=\"t m0 x2c h64 yb5d ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">actief zi<span class=\"_ _0\"></span>jn in het Niet<span class=\"ls0 ws0\">-</span>Lev<span class=\"_ _0\"></span>ensegm<span class=\"_ _0\"></span>ent. Ageas vu<span class=\"_ _0\"></span>lt de Pijle<span class=\"_ _0\"></span>r I PIM aan met</div>\n<div class=\"t m0 x2c h64 yb5e ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">een eige<span class=\"_ _0\"></span>n interne ana<span class=\"_ _0\"></span>lyse om zij<span class=\"_ _0\"></span>n Solven<span class=\"ls103 ws11d\">cy<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kapitaalverei<span class=\"_ _1\"></span>sten te meten </span></span></span></div>\n<div class=\"t m0 x2c h64 yb5f ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">(de SCR</div>\n<div class=\"t m0 x85 h76 y1085 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xdb h64 y1086 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws11d\">genoemd) <span class=\"_ _1\"></span>onder Pijler<span class=\"_ _1\"></span> 2. Naast he<span class=\"_ _1\"></span>t Partieel I<span class=\"_ _1\"></span>ntern Model<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1087 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">voor Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">Leven ver<span class=\"_ _1\"></span>fijnt de SCR</span></span></div>\n<div class=\"t m0 xd5 h76 y1088 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x258 h64 y1089 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws11d\">de Standa<span class=\"_ _1\"></span>ardformule <span class=\"_ _1\"></span>met de </span></div>\n<div class=\"t m0 x2c h64 y108a ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">volgende e<span class=\"_ _1\"></span>lementen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y108b ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11e\">H<span class=\"_ _1\"></span>erziene behande<span class=\"_ _1\"></span>ling van spreadri<span class=\"_ _1\"></span>sico</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y108c ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">Op<span class=\"_ _1\"></span>name van de<span class=\"_ _1\"></span> fundamen<span class=\"_ _1\"></span>tele spread voo<span class=\"_ _1\"></span>r bloots<span class=\"_ _1\"></span>tellingen aan E<span class=\"_ _1\"></span>U</span><span class=\"ff13e\">-</span></span></div>\n<div class=\"t m0 x1a0 h64 y108d ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">overheden (<span class=\"_ _1\"></span>en gelijkwaard<span class=\"_ _1\"></span>ig)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y108e ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsed ws112\">Uitsluiting va<span class=\"_ _0\"></span>n niet<span class=\"ls0 ws0\">-</span>fundam<span class=\"_ _0\"></span>entele s<span class=\"_ _0\"></span>pread op and<span class=\"_ _0\"></span>ere schul<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y108f ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">In<span class=\"_ _1\"></span>tern model<span class=\"_ _1\"></span> Real Estate</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1090 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">In<span class=\"_ _1\"></span>flatierisico<span class=\"_ _1\"></span>toeslag voor<span class=\"_ _1\"></span> Arbeidsongevalle<span class=\"_ _1\"></span>nverzekeringen</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1091 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">U<span class=\"_ _1\"></span>itsluiting <span class=\"_ _1\"></span>van overgang<span class=\"_ _1\"></span>smaatregelen</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1092 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1093 ff13e fs44 fc1c sc0 ls10a ws134\" style=\"z-index: 15;\">Deze SCR</div>\n<div class=\"t m0 x259 h76 y1094 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x25a h64 y1095 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws113\">wordt <span class=\"ws11d\">daar<span class=\"_ _1\"></span>na vergeleke<span class=\"_ _1\"></span>n met he<span class=\"_ _1\"></span>t in aanmerking<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y1096 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">komende eigen<span class=\"_ _1\"></span> vermogen om<span class=\"_ _1\"></span> de algehele<span class=\"_ _1\"></span> kapitaal<span class=\"_ _1\"></span>toereikendheid<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y1097 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de Groep te b<span class=\"_ _0\"></span>epalen en de S<span class=\"_ _0\"></span>olvency<span class=\"_ _0\"></span> II</div>\n<div class=\"t m0 xcd h76 y1098 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x25b h64 y1099 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws11d\">ratio vas<span class=\"_ _0\"></span>t te ste<span class=\"_ _0\"></span>llen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y109a ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y109b ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Raadpl<span class=\"_ _0\"></span>eeg voor<span class=\"_ _0\"></span> meer inf<span class=\"_ _0\"></span>ormatie <span class=\"_ _0\"></span>over Solv<span class=\"_ _0\"></span>ency II,<span class=\"_ _0\"></span> toelic<span class=\"_ _0\"></span>hting 5 T<span class=\"_ _0\"></span>oezicht</div>\n<div class=\"t m0 x2c h64 y109c ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">en solvabi<span class=\"_ _0\"></span>li<span class=\"ls105 ws135\">teit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y109d ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y109e ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">De algehele kapi<span class=\"_ _1\"></span>taalvereisten wor<span class=\"_ _1\"></span>den elk kwartaal en<span class=\"_ _1\"></span> elk jaar op</div>\n<div class=\"t m0 x2c h64 y109f ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Groeps<span class=\"_ _0\"></span>niveau gec<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>eerd:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y10a0 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">v<span class=\"_ _1\"></span>ia een Sol<span class=\"_ _1\"></span>vabiliteits</span><span class=\"ff13e\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en Kapi<span class=\"_ _1\"></span>taalrapport op kw<span class=\"_ _1\"></span>artaalbasis, zorg<span class=\"_ _1\"></span>t de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y10a1 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Raad van Bes<span class=\"_ _0\"></span>tuur van Ag<span class=\"_ _0\"></span>eas ervoo<span class=\"_ _0\"></span>r dat de kapit<span class=\"_ _0\"></span>aaltoer<span class=\"_ _0\"></span>eikendh<span class=\"_ _0\"></span>eid</div>\n<div class=\"t m0 x1a0 h64 y10a2 ff13e fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">op <span class=\"lsef ws11d\">nettobasis w<span class=\"_ _1\"></span>ordt bereikt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y10a3 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsed ws112\">de Raad van Bestuur va<span class=\"_ _0\"></span>n Ageas be<span class=\"_ _0\"></span>oordeelt e<span class=\"_ _0\"></span>n stuurt even<span class=\"_ _0\"></span>eens </span></span></div>\n<div class=\"t m0 x1a0 h64 y10a4 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">proactief de<span class=\"_ _1\"></span> kapitaal<span class=\"_ _1\"></span>toereikendheid <span class=\"_ _1\"></span>van de Groep<span class=\"_ _1\"></span> aan op <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y10a5 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">meerjarenbasi<span class=\"_ _1\"></span>s, waarbij r<span class=\"_ _1\"></span>ekening word<span class=\"_ _1\"></span>t gehouden <span class=\"_ _1\"></span>met de stra<span class=\"_ _1\"></span>tegie</div>\n<div class=\"t m0 x1a0 h64 y10a6 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">en voorsp<span class=\"_ _0\"></span>elde zak<span class=\"_ _0\"></span>elijke cijf<span class=\"_ _0\"></span>ers en risi<span class=\"_ _0\"></span>covero<span class=\"lsef ws11e\">nderstellingen. Dit wordt </span></div>\n<div class=\"t m0 x1a0 h64 y10a7 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">gedaan aa<span class=\"_ _0\"></span>n de hand van e<span class=\"_ _0\"></span>en proces dat<span class=\"_ _0\"></span> 'Own Risk &amp; S<span class=\"_ _0\"></span>olvency</div>\n<div class=\"t m0 x1a0 h64 y10a8 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Assessm<span class=\"_ _0\"></span>ent' (beo<span class=\"_ _0\"></span>ordelin<span class=\"_ _0\"></span>g van het eig<span class=\"_ _0\"></span>en risico en de so<span class=\"_ _0\"></span>lvabili<span class=\"_ _0\"></span>teit)</div>\n<div class=\"t m0 x1a0 h64 y10a9 ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">wordt genoemd en<span class=\"_ _1\"></span> dat is ingebed in he<span class=\"_ _1\"></span>t meerjarige begro<span class=\"_ _1\"></span>tings<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1a0 h64 y10aa ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">planningproces<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y10ab ff13e fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.5.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ls103 ws151\">Ris<span class=\"_ _1\"></span>k ap<span class=\"ls105 ws135\">pe<span class=\"_ _1\"></span>tite</span></span>-<span class=\"_ _1\"></span><span class=\"lsef ws113\">kader</span> </span></div>\n<div class=\"t m0 x2c h64 y10ac ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Het risk app<span class=\"_ _0\"></span>etite<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kader bestaat u<span class=\"_ _1\"></span>it criteria <span class=\"_ _1\"></span>die worden g<span class=\"_ _1\"></span>ebruikt o<span class=\"_ _1\"></span>m de </span></span></div>\n<div class=\"t m0 x2c h64 y10ad ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">bereid<span class=\"_ _0\"></span>willighei<span class=\"_ _0\"></span>d van het<span class=\"_ _0\"></span> manage<span class=\"_ _0\"></span>ment t<span class=\"_ _0\"></span>e formul<span class=\"_ _0\"></span>eren om r<span class=\"_ _0\"></span>isico te <span class=\"_ _0\"></span>nemen</div>\n<div class=\"t m0 x2c h64 y10ae ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">in een speci<span class=\"_ _0\"></span>fiek dome<span class=\"_ _0\"></span>in. Het ris<span class=\"_ _0\"></span>k appetit<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kader van Age<span class=\"_ _1\"></span>as is van </span></span></div>\n<div class=\"t m0 x2c h64 y10af ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing op alle <span class=\"ws111\">OpC<span class=\"_ _0\"></span>o's<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Ageas, </span></span><span class=\"ws112\">(gedefiniee<span class=\"_ _0\"></span>rd als entit<span class=\"_ _0\"></span>eiten </span></span></div>\n<div class=\"t m0 x2c h64 y10b0 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s, rechtstree<span class=\"_ _1\"></span>ks of nie<span class=\"_ _1\"></span>t rechtstreeks a<span class=\"_ _1\"></span>andeelhouder<span class=\"_ _1\"></span> is en de</div>\n<div class=\"t m0 x1d h64 y10b1 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">operationele <span class=\"_ _1\"></span>zeggenschap hee<span class=\"_ _1\"></span>ft) en op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y10b2 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">inspann<span class=\"_ _0\"></span>ingsver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng, op geli<span class=\"_ _0\"></span>eerde onde<span class=\"_ _0\"></span>rnemin<span class=\"_ _0\"></span>gen (gedefin<span class=\"_ _0\"></span>ieerd als</div>\n<div class=\"t m0 x1d h64 y10b3 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span>en waari<span class=\"_ _0\"></span>n Ageas, rec<span class=\"_ _0\"></span>htstre<span class=\"_ _0\"></span>eks of niet rec<span class=\"_ _0\"></span>htstr<span class=\"_ _0\"></span>eeks aand<span class=\"_ _0\"></span>eelhoud<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1d h64 y10b4 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">is maar ni<span class=\"_ _1\"></span>et de oper<span class=\"_ _1\"></span>ationele zegge<span class=\"_ _1\"></span>nschap hee<span class=\"_ _1\"></span>ft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y10b5 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10b6 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Het risk app<span class=\"_ _0\"></span>etite<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kader moet er vooral voor<span class=\"_ _1\"></span> zorgen dat: </span> </span></div>\n<div class=\"t m0 x1d h64 y10b7 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">d<span class=\"_ _1\"></span>e blootstel<span class=\"_ _1\"></span>ling aan een<span class=\"_ _1\"></span> aantal be<span class=\"_ _1\"></span>langrijke ris<span class=\"_ _1\"></span>ico\u2019s van el<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x69 h64 y10b8 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">operationele <span class=\"_ _1\"></span>entiteit en<span class=\"_ _1\"></span> de Groep<span class=\"_ _1\"></span> als gehee<span class=\"_ _1\"></span>l binn<span class=\"ws11e\">en bekende<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x69 h64 y10b9 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">aanvaardbare<span class=\"_ _1\"></span> en gecon<span class=\"_ _1\"></span>troleerde nivea<span class=\"_ _1\"></span>us blijven<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 y10ba ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsed ws112\">de risk appetite</span><span class=\"ff13e\">-<span class=\"lsef ws11e\">criteria duidelijk gedefinie<span class=\"_ _1\"></span>erd worden zoda<span class=\"_ _1\"></span>t de </span></span></span></div>\n<div class=\"t m0 x69 h64 y10bb ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">werkelij<span class=\"_ _0\"></span>ke blootst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>gen en activ<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n kunnen wo<span class=\"_ _0\"></span>rden verg<span class=\"_ _0\"></span>eleken</div>\n<div class=\"t m0 x69 h64 y10bc ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">met de crite<span class=\"_ _0\"></span>ria die op het<span class=\"_ _0\"></span> niveau van de R<span class=\"_ _0\"></span>aad van Best<span class=\"_ _0\"></span>uur werde<span class=\"lsef ws113\">n </span></div>\n<div class=\"t m0 x69 h64 y10bd ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. Zo kunnen <span class=\"_ _1\"></span>risico's worde<span class=\"_ _1\"></span>n opgevolgd<span class=\"_ _1\"></span> en kan wo<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x69 h64 y10be ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">bevestigd dat<span class=\"_ _1\"></span> risico\u2019s worden behe<span class=\"_ _1\"></span>erst en dat de Raa<span class=\"_ _1\"></span>d van Bestuur</div>\n<div class=\"t m0 x69 h64 y10bf ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">in staat i<span class=\"_ _1\"></span>s en bereid<span class=\"_ _1\"></span> om deze <span class=\"_ _1\"></span>blootstellinge<span class=\"_ _1\"></span>n te aanv<span class=\"_ _1\"></span>aarden<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 y10c0 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11e\">d<span class=\"_ _1\"></span>e risicolimie<span class=\"_ _1\"></span>ten op een transparan<span class=\"_ _1\"></span>te en duidelijke manie<span class=\"_ _1\"></span>r worde<span class=\"ws113\">n </span></span></span></div>\n<div class=\"t m0 x69 h64 y10c1 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden a<span class=\"_ _1\"></span>an de fei<span class=\"_ _1\"></span>telijke risicoc<span class=\"_ _1\"></span>apaciteit <span class=\"_ _1\"></span>van een opera<span class=\"_ _1\"></span>tionele</div>\n<div class=\"t m0 x69 h64 y10c2 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> en de Groep.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y10c3 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10c4 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Gezien hu<span class=\"_ _0\"></span>n belang vo<span class=\"_ _0\"></span>or de operati<span class=\"_ _0\"></span>onele cont<span class=\"_ _0\"></span>inu\u00efteit<span class=\"_ _0\"></span> van Ageas e<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x1d h64 y10c5 ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n om zijn <span class=\"_ _0\"></span>verplicht<span class=\"_ _0\"></span>ingen t<span class=\"_ _0\"></span>en opzic<span class=\"_ _0\"></span>hte van z<span class=\"_ _0\"></span>ijn stak<span class=\"_ _0\"></span>eholde<span class=\"_ _0\"></span>rs te</div>\n<div class=\"t m0 x1d h64 y10c6 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">vervull<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de volge<span class=\"lsef ws11e\">nde criteria vooropgesteld<span class=\"_ _1\"></span>: <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y10c7 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10c8 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e ls10b ws13d\">Solvabiliteit</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x69 h64 y10c9 ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsed ws112\">De Risk<span class=\"_ _0\"></span> Consumpt<span class=\"_ _0\"></span>ion (RC, n<span class=\"_ _0\"></span>amelijk h<span class=\"_ _0\"></span>et niveau va<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 xe2 h64 y10ca ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">bufferk<span class=\"_ _0\"></span>apitaal d<span class=\"_ _0\"></span>at wordt ver<span class=\"_ _0\"></span>bruikt d<span class=\"_ _0\"></span>oor het huidi<span class=\"_ _0\"></span>ge risico<span class=\"_ _0\"></span>profiel,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 xe2 h64 y10cb ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">in overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met een verl<span class=\"_ _0\"></span>ies van 1 op 30 ja<span class=\"_ _0\"></span>ar) blijf<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 xe2 h64 y10cc ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">onder het<span class=\"_ _1\"></span> budget voor<span class=\"_ _1\"></span> Risk Appet<span class=\"_ _1\"></span>ite (RA) van<span class=\"_ _1\"></span> Ageas, bepaal<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 xe2 h64 y10cd ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">op 40% van het E<span class=\"_ _0\"></span>igen Verm<span class=\"_ _0\"></span>ogen (EV<span class=\"_ _0\"></span>), na aftrek v<span class=\"_ _0\"></span>an verwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 xe2 h64 y10ce ff13e fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>den.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y10cf ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsef ws11d\">De Capital Con<span class=\"_ _1\"></span>sumption (CC) <span class=\"_ _1\"></span>blijft onder<span class=\"_ _1\"></span> het Targe<span class=\"_ _1\"></span>t Capital </span></span></div>\n<div class=\"t m0 xe2 h64 y10d0 ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">(TC), vas<span class=\"_ _0\"></span>tgest<span class=\"_ _0\"></span>eld op 17<span class=\"_ _0\"></span>5% van de <span class=\"_ _0\"></span>SCR</div>\n<div class=\"t m0 xa9 h76 y10d1 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x24e h64 y10d2 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t m0 x1d h64 y10d3 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10d4 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e ls105 ws135\">W<span class=\"_ _1\"></span>ins<span class=\"_ _1\"></span>ten</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x69 h64 y10d5 ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsef ws11e\">De afwijking van de gebu<span class=\"_ _1\"></span>dgetteerde IFRS</span><span class=\"ff13e\">-<span class=\"_ _1\"></span><span class=\"ls107 ws135\">winst pe<span class=\"lsed ws11d\">r einde jaar </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 y10d6 ff13e fs44 fc1c sc0 ls103 ws11d\" style=\"z-index: 15;\">als <span class=\"_ _1\"></span><span class=\"lsed ws111\">gevolg<span class=\"ls0 ws0\"> </span><span class=\"ws112\">va<span class=\"_ _0\"></span>n een gecombi<span class=\"_ _0\"></span>neerd<span class=\"_ _0\"></span>e 1/10 financ<span class=\"_ _0\"></span>i\u00eble </span></span></div>\n<div class=\"t m0 xe2 h64 y10d7 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verliesgebeur<span class=\"_ _1\"></span>tenis blij<span class=\"_ _1\"></span>ft beperkt <span class=\"_ _1\"></span>tot 100%. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y10d8 ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsed ws11d\">Met h<span class=\"_ _0\"></span>et volge<span class=\"_ _0\"></span>nde vroe<span class=\"_ _0\"></span>gtijdig<span class=\"_ _0\"></span>e waarsc<span class=\"_ _0\"></span>huwings<span class=\"_ _0\"></span>mechani<span class=\"_ _0\"></span>sme: D<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 xe2 h64 y10d9 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">afwijki<span class=\"_ _0\"></span>ng van de <span class=\"lsef ws113\">voorspelde<span class=\"ls0 ws0\"> <span class=\"ls106 ws136\">IFRS<span class=\"_ _1\"></span></span>-</span><span class=\"ws11e\">winst pe<span class=\"_ _1\"></span>r einde jaar (of </span></span></div>\n<div class=\"t m0 xe2 h64 y10da ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gebudgetteerde<span class=\"_ _1\"></span> IFRS<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">winst<span class=\"_ _1\"></span> indien de p<span class=\"_ _1\"></span>rognose lager<span class=\"_ _1\"></span> is dan he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 xe2 h64 y10db ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">budget) als<span class=\"_ _1\"></span> gevolg van <span class=\"_ _1\"></span>een gecombine<span class=\"_ _1\"></span>erde 1/10 <span class=\"_ _1\"></span>financi\u00eble</div>\n<div class=\"t m0 xe2 h64 y10dc ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verliesgebeur<span class=\"_ _1\"></span>tenis blij<span class=\"_ _1\"></span>ft beperkt <span class=\"_ _1\"></span>tot 100%. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y10dd ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10de ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e ls107 ws13e\">L<span class=\"_ _1\"></span>iquiditei<span class=\"_ _1\"></span>t </span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x69 h64 y10df ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsed ws112\">De liqui<span class=\"_ _0\"></span>diteits<span class=\"_ _0\"></span>ratio vol<span class=\"_ _0\"></span>gens het bas<span class=\"_ _0\"></span>issce<span class=\"_ _0\"></span>nario <span class=\"lsef ws113\">bedraagt<span class=\"ls0 ws0\"> </span></span><span class=\"ws111\">ten </span></span></span></div>\n<div class=\"t m0 xe2 h64 y10e0 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">minste 10<span class=\"_ _0\"></span>0%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y10e1 ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsed ws112\">De liqui<span class=\"_ _0\"></span><span class=\"lsef ws11d\">diteitsratio v<span class=\"_ _1\"></span>olgens he<span class=\"_ _1\"></span>t stressscenario <span class=\"_ _1\"></span>bedraagt te<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 xe2 h64 y10e2 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">minste 10<span class=\"_ _0\"></span>0%.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 346px; height: 760px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 346px; height: 760px; width: 96%; z-index: 1;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y82e ff149 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">4.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff149 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Risicoclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Om een consis<span class=\"_ _1\"></span>tente en alomvattende<span class=\"_ _1\"></span> benadering van risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">identific<span class=\"_ _1\"></span>atie te wa<span class=\"_ _1\"></span>arborgen, hee<span class=\"_ _1\"></span>ft Ageas een <span class=\"_ _1\"></span>Risk Taxo<span class=\"_ _1\"></span>nomy gedefini<span class=\"_ _1\"></span>eerd voor de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste ri<span class=\"_ _0\"></span>sico's waa<span class=\"_ _0\"></span>r de Groep mee g<span class=\"_ _0\"></span>econfr<span class=\"_ _0\"></span>onteer<span class=\"_ _0\"></span>d kan worden.<span class=\"_ _0\"></span> De Risk Tax<span class=\"_ _0\"></span>onomy (hie<span class=\"_ _0\"></span>rna) ligt in li<span class=\"_ _0\"></span>jn met de ris<span class=\"_ _0\"></span>ic<span class=\"lsef ws11e\">ocategorie\u00ebn van Sol<span class=\"_ _1\"></span>vency II, </span></div>\n<div class=\"t m0 x2c h64 yb5a ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">hetgeen d<span class=\"_ _0\"></span>e afstemmi<span class=\"_ _0\"></span>ng van inte<span class=\"_ _0\"></span>rne en exter<span class=\"_ _0\"></span>ne rapport<span class=\"_ _0\"></span>ages ver<span class=\"_ _0\"></span>gemakke<span class=\"_ _0\"></span>lijkt.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 ha7 y113d ff150 fs67 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">TOTALE RISICO\u2019S</div>\n<div class=\"t mc x64 ha7 y113e ff150 fs67 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">RISICO TAXONOMIE</div>\n<div class=\"t md x152 ha8 y113f ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">FINANCIELE</div>\n<div class=\"t md x25c ha8 y1140 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISICO'S</div>\n<div class=\"t m0 x99 ha9 y1143 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Marktrisico</div>\n<div class=\"t m0 x92 ha9 y1144 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Wanbetalingsrisico</div>\n<div class=\"t m0 x20 ha9 y1145 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Liquiditeitsrisico</div>\n<div class=\"t m0 x20 ha9 y1146 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">(activa &amp; passiva)</div>\n<div class=\"t m0 x73 ha9 y1147 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico van immateri\u00eble activa</div>\n<div class=\"t md x37 ha8 y113f ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">VERZEKERINGS-</div>\n<div class=\"t md x14b ha8 y1140 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISICO\u2019S</div>\n<div class=\"t m0 xcb ha9 y1143 ff151 fs69 fc28 sc0 ls0 ws0\" style=\"z-index: 15;\">Levensverzekeringsrisico</div>\n<div class=\"t m0 x1ee ha9 y1144 ff151 fs69 fc28 sc0 ls0 ws0\" style=\"z-index: 15;\">Verzekeringsrisico niet-leven</div>\n<div class=\"t m0 x37 ha9 y1145 ff151 fs69 fc28 sc0 ls0 ws0\" style=\"z-index: 15;\">Gezondheidsrisico</div>\n<div class=\"t md x6b ha8 y113f ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">OPERATIONELE</div>\n<div class=\"t md x78 ha8 y1140 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISICO'S</div>\n<div class=\"t m0 x125 ha9 y1143 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Arbeidspraktijken en</div>\n<div class=\"t m0 x76 ha9 y1148 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">veiligheid op de werkvloer</div>\n<div class=\"t m0 x69 ha9 y1149 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Uitvoering, oplevering</div>\n<div class=\"t m0 x69 ha9 y114a ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">en procesmanagement</div>\n<div class=\"t m0 x24 ha9 y114b ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Technologie</div>\n<div class=\"t m0 xf9 ha9 y114c ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Interne fraude</div>\n<div class=\"t m0 xe8 ha9 y114d ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Externe fraude</div>\n<div class=\"t m0 x25d ha9 y114e ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Schade aan materi\u00eble activa</div>\n<div class=\"t m0 xb2 ha9 y114f ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">(incl. fysieke beveiliging)</div>\n<div class=\"t m0 x25e ha9 y1150 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Klanten, producten,</div>\n<div class=\"t m0 x1d ha9 y1151 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">bedrijfs- en juridische praktijken</div>\n<div class=\"t m0 xd8 ha9 y1152 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Gedrag</div>\n<div class=\"t m0 x25d ha9 y1153 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Naleving van de regelgeving</div>\n<div class=\"t m0 xd8 ha9 y1154 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Derden</div>\n<div class=\"t m0 x69 ha9 y1155 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Wettelijke rapportage,</div>\n<div class=\"t m0 xa4 ha9 y1156 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">informatieverschaffing</div>\n<div class=\"t m0 x4c ha9 y1157 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">en belastingen</div>\n<div class=\"t m0 x25e ha9 y1158 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Bedrijfscontinu\u00efteit,</div>\n<div class=\"t m0 x67 ha9 y1159 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">crisismanagement en</div>\n<div class=\"t m0 x7c ha9 y115a ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">operationele weerbaarheid</div>\n<div class=\"t m0 x105 ha9 y115b ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Gegevensbeheer</div>\n<div class=\"t m0 x67 ha9 y115c ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Informatiebeveiliging</div>\n<div class=\"t m0 x10d ha9 y115d ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">(incl. computerbeveiliging)</div>\n<div class=\"t m0 x5f ha9 y115e ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Model</div>\n<div class=\"t md xa7 ha8 y1141 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">STRATEGISCHE &amp;</div>\n<div class=\"t md xb6 ha8 y1142 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">BEDRIJFSRISICO'S</div>\n<div class=\"t m0 x22d ha9 y115f ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Strategisch risico</div>\n<div class=\"t m0 x25f ha9 y1160 ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Veranderingsrisico</div>\n<div class=\"t m0 xba ha9 y1161 ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Bedrijfstakrisico</div>\n<div class=\"t m0 xda ha9 y1162 ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Systeemrisico</div>\n<div class=\"t m0 xb6 ha9 y1163 ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Duurzaamheidsrisico</div>\n<div class=\"t m0 x2c h64 y1112 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De Taxonomie<span class=\"_ _1\"></span> is in <span class=\"_ _1\"></span>2020 bijgewer<span class=\"_ _1\"></span>kt en omvat<span class=\"_ _1\"></span> sindsdien <span class=\"_ _1\"></span>expliciet h<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x2c h64 y1113 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Duurzaamheidsri<span class=\"_ _1\"></span>sico, wat he<span class=\"_ _1\"></span>t milieurisi<span class=\"_ _1\"></span>co en het <span class=\"_ _1\"></span>risi<span class=\"ws11e\">co in verband<span class=\"_ _1\"></span> met </span></div>\n<div class=\"t m0 x2c h64 y1114 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de klimaat<span class=\"_ _0\"></span>veran<span class=\"_ _0\"></span>dering omv<span class=\"_ _0\"></span>at, in het kade<span class=\"_ _0\"></span>r van een upd<span class=\"_ _0\"></span>ate van het</div>\n<div class=\"t m0 x2c h64 y1115 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Risicob<span class=\"_ _0\"></span>eleid van A<span class=\"_ _0\"></span>geas, een van d<span class=\"_ _0\"></span>e overk<span class=\"_ _0\"></span>oepelend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1116 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>beleidsd<span class=\"_ _0\"></span>ocument<span class=\"_ _0\"></span>en. Ande<span class=\"_ _0\"></span>re risicob<span class=\"_ _0\"></span>eleids<span class=\"_ _0\"></span>document<span class=\"_ _0\"></span>en die zijn</div>\n<div class=\"t m0 x2c h64 y1117 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">bijgewerkt om re<span class=\"_ _1\"></span>kening te houden<span class=\"_ _1\"></span> met ESG<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">overwegin<span class=\"_ _0\"></span>gen zijn<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">onder </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1118 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">meer het Produc<span class=\"_ _1\"></span>tgoedkeuringsbel<span class=\"_ _1\"></span>eid, het Outsourcing<span class=\"_ _1\"></span>sbeleid en het</div>\n<div class=\"t m0 x2c h64 y1119 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Inkoopbeleid<span class=\"_ _1\"></span>. Daarnaast i<span class=\"_ _1\"></span>s er een K<span class=\"_ _1\"></span>ader voor <span class=\"_ _1\"></span>Verantwoord<span class=\"_ _1\"></span> Beleggen</div>\n<div class=\"t m0 x2c h64 y111a ff147 fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y111b ff147 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y111c ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">In het kader van<span class=\"_ _1\"></span> onze benadering ten aan<span class=\"_ _1\"></span>zien van verant<span class=\"_ _1\"></span>woord</div>\n<div class=\"t m0 x2c h64 y111d ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeren strev<span class=\"_ _1\"></span>en we actief naar<span class=\"_ _1\"></span> transparante produ<span class=\"_ _1\"></span>ctaanbiedingen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y111e ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">diensten wa<span class=\"_ _1\"></span>arbij duideli<span class=\"_ _1\"></span>jk blijkt da<span class=\"_ _1\"></span>t de ESG<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">risicofac<span class=\"_ _0\"></span>toren in aa<span class=\"_ _0\"></span>nmerki<span class=\"_ _0\"></span>ng </span></span></div>\n<div class=\"t m0 x2c h64 y111f ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">zijn genomen,<span class=\"_ _1\"></span> zoals veranderingen<span class=\"_ _1\"></span> in het klantenge<span class=\"_ _1\"></span>drag, en die</div>\n<div class=\"t m0 x2c h64 y1120 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">economische i<span class=\"_ _1\"></span>nclusie be<span class=\"_ _1\"></span>vorderen en e<span class=\"_ _1\"></span>cologisch en<span class=\"_ _1\"></span> sociaal veran<span class=\"_ _1\"></span>twoord</div>\n<div class=\"t m0 x2c h64 y1121 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gedrag van klan<span class=\"_ _1\"></span>ten sti<span class=\"ws11d\">muleren. <span class=\"_ _1\"></span>We proberen<span class=\"_ _1\"></span> ook onze<span class=\"_ _1\"></span> netto </span></div>\n<div class=\"t m0 x2c h64 y1122 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">blootst<span class=\"_ _0\"></span>elling aa<span class=\"_ _0\"></span>n fysieke ris<span class=\"_ _0\"></span>ico's die m<span class=\"_ _0\"></span>ogelijk on<span class=\"_ _0\"></span>tstaan als<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y1123 ff147 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an het A<span class=\"_ _0\"></span>kkoord v<span class=\"_ _0\"></span>an Parij<span class=\"_ _0\"></span>s niet w<span class=\"_ _0\"></span>orden g<span class=\"_ _0\"></span>ehaald, t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1124 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">beperk<span class=\"_ _0\"></span>en. Door vera<span class=\"_ _0\"></span>ntwoo<span class=\"_ _0\"></span>rd te belegge<span class=\"_ _0\"></span>n trachte<span class=\"_ _0\"></span>n we poten<span class=\"_ _0\"></span>ti\u00eble</div>\n<div class=\"t m0 x2c h64 y1125 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">kwetsbaarheden<span class=\"_ _1\"></span> te beheren en<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">te profit<span class=\"_ _0\"></span>eren van ka<span class=\"_ _0\"></span>nsen die ont<span class=\"_ _0\"></span>staan </span></span></div>\n<div class=\"t m0 x2c h64 y1126 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">door de tra<span class=\"_ _0\"></span>nsitie naar e<span class=\"_ _0\"></span>en koolst<span class=\"_ _0\"></span>ofarme ec<span class=\"_ _0\"></span>onomie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1127 ff147 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1128 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Het bele<span class=\"_ _0\"></span>id vereist dat<span class=\"_ _0\"></span> process<span class=\"_ _0\"></span>en en control<span class=\"_ _0\"></span>es contin<span class=\"_ _0\"></span>u worden bi<span class=\"_ _0\"></span>jgewerk<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1d h64 y1129 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">en dat er gara<span class=\"_ _0\"></span>nties wo<span class=\"_ _0\"></span>rden verst<span class=\"_ _0\"></span>rekt over hu<span class=\"_ _0\"></span>n ontwerp e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y112a ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">doeltreffendhe<span class=\"_ _1\"></span>id. Producten<span class=\"_ _1\"></span> en diens<span class=\"_ _1\"></span>t<span class=\"lsed ws112\">en zulle<span class=\"_ _0\"></span>n voortdur<span class=\"_ _0\"></span>end word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 y112b ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">aangepast om dui<span class=\"_ _1\"></span>delijk aan te ge<span class=\"_ _1\"></span>ven dat er via formele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y112c ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">bestuursstruc<span class=\"_ _1\"></span>turen rekening<span class=\"_ _1\"></span> wordt geh<span class=\"_ _1\"></span>ouden met <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 y112d ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing, en veranderende<span class=\"_ _1\"></span> eisen en behoef<span class=\"_ _1\"></span>ten van klanten.</div>\n<div class=\"t m0 x1d h64 y112e ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Limiete<span class=\"_ _0\"></span>n zullen wo<span class=\"_ _0\"></span>rden bepa<span class=\"_ _0\"></span>ald, en doelst<span class=\"_ _0\"></span>elling<span class=\"_ _0\"></span>en zull<span class=\"lsef ws11d\">en evolueren. Ook </span></div>\n<div class=\"t m0 x1d h64 y112f ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">bij het behe<span class=\"_ _0\"></span>er door der<span class=\"_ _0\"></span>den moet<span class=\"_ _0\"></span>en er passen<span class=\"_ _0\"></span>de ESG<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">overw<span class=\"_ _0\"></span>egingen i<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y1130 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking worden<span class=\"_ _1\"></span> genomen, wat moet worden<span class=\"_ _1\"></span> aangetoond.<span class=\"_ _1\"></span> Jaarlijks</div>\n<div class=\"t m0 x1d h64 y1131 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">wordt er een o<span class=\"_ _0\"></span>efening uit<span class=\"_ _0\"></span>gevoe<span class=\"_ _0\"></span>rd om te beoor<span class=\"_ _0\"></span>delen of all<span class=\"_ _0\"></span>e vereist<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 y1132 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">het risicobe<span class=\"_ _1\"></span>leid worden n<span class=\"_ _1\"></span>ageleefd, en <span class=\"_ _1\"></span>worden a<span class=\"_ _1\"></span>ctieplannen opg<span class=\"_ _1\"></span>esteld</div>\n<div class=\"t m0 x1d h64 y1133 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">voor vast<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e tekortko<span class=\"_ _0\"></span>mingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1134 ff147 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1135 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De risico<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls107 ws13e\">in</span>-<span class=\"_ _1\"></span><span class=\"lsed ws112\">uitvoer<span class=\"_ _0\"></span>ingscycl<span class=\"_ _0\"></span>us (afge<span class=\"_ _0\"></span>beeld in de ill<span class=\"_ _0\"></span>ustrati<span class=\"_ _0\"></span>e van het ERM<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 y1136 ff147 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">kader, s<span class=\"_ _0\"></span>ectie 4.<span class=\"_ _0\"></span>1) en de <span class=\"_ _0\"></span>Risk Tax<span class=\"_ _0\"></span>onomy z<span class=\"_ _0\"></span>ijn fund<span class=\"_ _0\"></span>amentee<span class=\"_ _0\"></span>l voor ons<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1137 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">rapportageproce<span class=\"_ _1\"></span>s aangaande <span class=\"_ _1\"></span>de belangrij<span class=\"_ _1\"></span>kste risic<span class=\"lsee ws161\">o's (Key Risk </span></div>\n<div class=\"t m0 x1d h64 y1138 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Reporting o<span class=\"_ _1\"></span>f KRR) en on<span class=\"_ _1\"></span>s rapportagep<span class=\"_ _1\"></span>roces aangaande<span class=\"_ _1\"></span> dreigende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1139 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">risico's<span class=\"_ _0\"></span> (Emergi<span class=\"_ _0\"></span>ng Risk Repo<span class=\"_ _0\"></span>rting of ER<span class=\"_ _0\"></span>R).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 144px; height: 962px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 144px; height: 962px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff14b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.6.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Key Risk Report<span class=\"_ _1\"></span>ing (KRR)</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">KRR bestaat<span class=\"_ _1\"></span> uit een <span class=\"_ _1\"></span>systematische be<span class=\"_ _1\"></span>nadering om <span class=\"_ _1\"></span>de belangri<span class=\"_ _1\"></span>jkste</div>\n<div class=\"t m0 x2c h64 y8a7 ff14b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">(bestaa<span class=\"lsed ws112\">nde) risico'<span class=\"_ _0\"></span>s te identif<span class=\"_ _0\"></span>iceren e<span class=\"_ _0\"></span>n te beperke<span class=\"_ _0\"></span>n die een bedr<span class=\"_ _0\"></span>eiging </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">vormen v<span class=\"_ _0\"></span>oor de verwez<span class=\"_ _0\"></span>enlijki<span class=\"_ _0\"></span>ng van de zak<span class=\"_ _0\"></span>elijke en st<span class=\"_ _0\"></span>rategisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8a9 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an Ageas. H<span class=\"_ _0\"></span>et proces om<span class=\"_ _0\"></span>vat alle ris<span class=\"_ _0\"></span>icotyp<span class=\"_ _0\"></span>es in onze</div>\n<div class=\"t m0 x2c h64 y8aa ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">risicoc<span class=\"_ _0\"></span>lassific<span class=\"_ _0\"></span>atie om de b<span class=\"_ _0\"></span>elangrijk<span class=\"_ _0\"></span>ste risic<span class=\"_ _0\"></span>o's te ident<span class=\"_ _0\"></span>if<span class=\"lsef ws11d\">iceren, analysee<span class=\"_ _1\"></span>rt </span></div>\n<div class=\"t m0 x2c h64 y8ab ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">de oorz<span class=\"_ _0\"></span>aken van <span class=\"_ _0\"></span>risico's <span class=\"_ _0\"></span>en past r<span class=\"_ _0\"></span>elevant<span class=\"_ _0\"></span>e strat<span class=\"_ _0\"></span>egie\u00ebn to<span class=\"_ _0\"></span>e om op r<span class=\"_ _0\"></span>isico's</div>\n<div class=\"t m0 x2c h64 y8ac ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">te reageren. Tijd<span class=\"_ _1\"></span>ens dit proces<span class=\"_ _1\"></span> worden ge\u00efdentifi<span class=\"_ _1\"></span>ceerde risico'<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y8ad ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">beoorde<span class=\"_ _0\"></span>eld en beh<span class=\"_ _0\"></span>eerd met beh<span class=\"_ _0\"></span>ulp van de ris<span class=\"_ _0\"></span>icorati<span class=\"_ _0\"></span>ngmeth<span class=\"_ _0\"></span>odiek van</div>\n<div class=\"t m0 x2c h64 y8ae ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas. Waar<span class=\"_ _1\"></span>schijnlijkheids<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span><span class=\"ws11e\">en i<span class=\"lsed ws112\">mpactcriteri<span class=\"_ _0\"></span>a (financ<span class=\"_ _0\"></span>ieel en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y8af ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">financieel)<span class=\"_ _1\"></span> worden gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> mate van<span class=\"_ _1\"></span> zorgwekkendhei<span class=\"_ _1\"></span>d te</div>\n<div class=\"t m0 x2c h64 y8b0 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">bepalen die<span class=\"_ _1\"></span> aangeeft wan<span class=\"_ _1\"></span>neer er maa<span class=\"_ _1\"></span>tregelen moe<span class=\"_ _1\"></span>ten worden</div>\n<div class=\"t m0 x2c h64 y8b1 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">genomen. Elk<span class=\"_ _1\"></span>e regio (r<span class=\"_ _1\"></span>eeks OpCo<span class=\"_ _1\"></span>'s en/of Join<span class=\"_ _1\"></span>t Ventures o<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 y8b2 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gemeenschappel<span class=\"_ _1\"></span>ijk regionaal toe<span class=\"_ _1\"></span>zicht) en/<span class=\"ws11d\">of Op<span class=\"_ _1\"></span>co herbeoordeel<span class=\"_ _1\"></span>t de </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste ri<span class=\"_ _0\"></span>sico\u2019<span class=\"_ _0\"></span>s ten mins<span class=\"_ _0\"></span>te \u00e9\u00e9n k<span class=\"_ _0\"></span>eer per k<span class=\"_ _0\"></span>wartaal <span class=\"_ _0\"></span>en de</div>\n<div class=\"t m0 x2c h64 y8b4 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijks<span class=\"_ _1\"></span>te risico\u2019s w<span class=\"_ _1\"></span>orden ook op<span class=\"_ _1\"></span> groepsniveau<span class=\"_ _1\"></span> bewaakt en</div>\n<div class=\"t m0 x2c h64 y8b5 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>. De belangr<span class=\"_ _1\"></span>ijkste resul<span class=\"_ _1\"></span>taten van h<span class=\"_ _1\"></span>et proces w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x2c h64 y8b6 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gedocumenteerd<span class=\"_ _1\"></span> in een kwartaalrappor<span class=\"_ _1\"></span>t over <span class=\"ws11d\">de bel<span class=\"_ _1\"></span>angrijkste r<span class=\"_ _1\"></span>isico's </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">van de Gro<span class=\"_ _1\"></span>ep. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">In het ee<span class=\"_ _1\"></span>rste kwartaal<span class=\"_ _1\"></span> van 2022 <span class=\"_ _1\"></span>voerde Ageas<span class=\"_ _1\"></span> een grondige<span class=\"_ _1\"></span> evaluatie</div>\n<div class=\"t m0 x2c h64 y9d9 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">uit van de gev<span class=\"_ _0\"></span>olgen van d<span class=\"_ _0\"></span>e Russisch<span class=\"_ _0\"></span>e invasie va<span class=\"_ _0\"></span>n Oekra\u00efn<span class=\"_ _0\"></span>e, waarbi<span class=\"_ _0\"></span>j het</div>\n<div class=\"t m0 x2c h64 y9da ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">volgend<span class=\"_ _0\"></span>e werd beh<span class=\"_ _0\"></span>andeld: (a) d<span class=\"_ _0\"></span>e geopol<span class=\"_ _0\"></span>itieke cont<span class=\"_ _0\"></span>ext en de</div>\n<div class=\"t m0 x2c h64 y9db ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">opeenvolging van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11d\">gebeurtenis<span class=\"_ _1\"></span>sen, de in<span class=\"_ _1\"></span>ternationale re<span class=\"_ _1\"></span>actie en </span></div>\n<div class=\"t m0 x2c h64 y9dc ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble esca<span class=\"_ _0\"></span>latiesc<span class=\"_ _0\"></span>enario'<span class=\"_ _0\"></span>s, (b) ee<span class=\"_ _0\"></span>n kort ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de</div>\n<div class=\"t m0 x2c h64 y9dd ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">voornaamste juri<span class=\"_ _1\"></span>dische gevolgen<span class=\"_ _1\"></span> van de invasie met een<span class=\"_ _1\"></span> focus op het</div>\n<div class=\"t m0 x2c h64 y9de ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">recht van<span class=\"_ _1\"></span> de EU, (c)<span class=\"_ _1\"></span> de direc<span class=\"_ _1\"></span>te blootstelling<span class=\"_ _1\"></span> van Agea<span class=\"_ _1\"></span>s (beleggingen <span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 y9df ff14b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">ondersch<span class=\"lsed ws112\">rijving), en (d<span class=\"_ _0\"></span>) de macro<span class=\"ls0 ws0\">-</span>eco<span class=\"_ _0\"></span>nomisc<span class=\"_ _0\"></span>he gevolge<span class=\"_ _0\"></span>n van het </span></div>\n<div class=\"t m0 x2c h64 y9e0 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">conflict. D<span class=\"_ _1\"></span>e conclusie <span class=\"_ _1\"></span>van de evalu<span class=\"_ _1\"></span>atie was da<span class=\"_ _1\"></span>t de operat<span class=\"_ _1\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y9e1 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span>en van A<span class=\"_ _0\"></span>geas ee<span class=\"_ _0\"></span>n verwa<span class=\"_ _0\"></span>arloosbar<span class=\"_ _0\"></span>e direct<span class=\"_ _0\"></span>e bloot<span class=\"_ _0\"></span>stellin<span class=\"_ _0\"></span>g hebben</div>\n<div class=\"t m0 x2c h64 y9e2 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">aan zowe<span class=\"_ _0\"></span>l Ruslan<span class=\"_ _0\"></span>d als Oek<span class=\"_ _0\"></span>ra\u00efne, <span class=\"_ _0\"></span>en geen v<span class=\"_ _0\"></span>astgest<span class=\"_ _0\"></span>elde b<span class=\"_ _0\"></span>lootste<span class=\"_ _0\"></span>lling <span class=\"ws111\">aan </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>en of entiteit<span class=\"_ _0\"></span>en die zij<span class=\"_ _0\"></span>n getroffe<span class=\"_ _0\"></span>n door de sanct<span class=\"_ _0\"></span>ies. Age<span class=\"_ _0\"></span>as heeft</div>\n<div class=\"t m0 x2c h64 y9e4 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">zijn waakzaamhe<span class=\"_ _1\"></span>idsniveau voor<span class=\"_ _1\"></span> cyberbeveiliging ve<span class=\"_ _1\"></span>rhoogd. Ageas</div>\n<div class=\"t m0 x2c h64 y9e5 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">evalueert de<span class=\"_ _1\"></span>ze risicobeoor<span class=\"_ _1\"></span>deling voortd<span class=\"_ _1\"></span>urend en h<span class=\"_ _1\"></span>oudt daarbij r<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x2c h64 y9e6 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">met nieuwe<span class=\"_ _1\"></span> risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">inzicht<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste risico'<span class=\"_ _1\"></span>s waarmee Agea<span class=\"_ _1\"></span>s in 2022<span class=\"_ _1\"></span> te maken <span class=\"_ _1\"></span>kreeg waren<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b\">r<span class=\"_ _1\"></span><span class=\"ls103 ws11d\">ente<span class=\"_ _1\"></span>risi<span class=\"_ _1\"></span>co</span>; </span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b ls103 ws151\">r<span class=\"_ _1\"></span>isico<span class=\"_ _1\"></span> va<span class=\"lsed ws112\">n hogere inflat<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\">; </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws11d\">uitvoering v<span class=\"_ _0\"></span>an IFRS 9/<span class=\"_ _0\"></span>17<span class=\"ls0 ws0\">; </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ec ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws112\">volatiele / ongun<span class=\"_ _0\"></span>stige mark<span class=\"_ _0\"></span>tschom<span class=\"_ _0\"></span>meling<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">.  </span></span></span></div>\n<div class=\"t m0 x2c h6c ya43 ff14f fs44 fc1d sc0 ls103 ws11d\" style=\"z-index: 15;\">Rente<span class=\"_ _1\"></span>risico<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya44 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De rentev<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>eit die de mar<span class=\"_ _0\"></span>kten hadd<span class=\"_ _0\"></span>en verwac<span class=\"_ _0\"></span>ht, is <span class=\"lsef ws113\">werkelijkheid </span></div>\n<div class=\"t m0 x2c h64 ya45 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">geword<span class=\"_ _0\"></span>en en door de sti<span class=\"_ _0\"></span>jging van d<span class=\"_ _0\"></span>e rentevoet<span class=\"_ _0\"></span>en rijst de v<span class=\"_ _0\"></span>raag over</div>\n<div class=\"t m0 x2c h64 ya46 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">hogere ren<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span>en voor kla<span class=\"_ _0\"></span>nten in de act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en Leven<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ya47 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">spaarproducte<span class=\"_ _1\"></span>n en Pensioenprodu<span class=\"_ _1\"></span>cten. Na enige terugho<span class=\"_ _1\"></span>udendheid</div>\n<div class=\"t m0 x2c h64 ya48 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">werden de <span class=\"_ _1\"></span>hogere rente<span class=\"_ _1\"></span>voeten weerspieg<span class=\"_ _1\"></span>eld in d<span class=\"_ _1\"></span>e deposi<span class=\"lsed ws112\">torente die </span></div>\n<div class=\"t m0 x2c h64 ya49 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">wordt aan<span class=\"_ _0\"></span>gebode<span class=\"_ _0\"></span>n door retail<span class=\"_ _0\"></span>banken.<span class=\"_ _0\"></span> De snel stij<span class=\"_ _0\"></span>gende rent<span class=\"_ _0\"></span>evoeten</div>\n<div class=\"t m0 x2c h64 ya4a ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">vereisen een sn<span class=\"_ _1\"></span>eller reactievermog<span class=\"_ _1\"></span>en in Leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">spaar<span class=\"_ _0\"></span>producte<span class=\"_ _0\"></span>n om een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk verl<span class=\"_ _0\"></span>ies va<span class=\"_ _0\"></span>n premie<span class=\"ls0 ws0\">-</span><span class=\"ws112\">ink<span class=\"_ _0\"></span>omen te ver<span class=\"_ _0\"></span>mijden. M<span class=\"_ _0\"></span>aar aangez<span class=\"_ _0\"></span>ien er </span></div>\n<div class=\"t m0 x2c h64 ya4c ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">op korte t<span class=\"_ _0\"></span>ermij<span class=\"_ _0\"></span>n rekenin<span class=\"_ _0\"></span>g wordt g<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span><span class=\"lsef\">n met re<span class=\"_ _1\"></span>nteverhogingen,<span class=\"_ _1\"></span> en de </span></div>\n<div class=\"t m0 x2c h64 ya4d ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">tienjaa<span class=\"_ _0\"></span>rsrent<span class=\"_ _0\"></span>e sinds h<span class=\"_ _0\"></span>et begin v<span class=\"_ _0\"></span>an 2022 m<span class=\"_ _0\"></span>et circa <span class=\"_ _0\"></span>30 basis<span class=\"_ _0\"></span>punten is<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya4e ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gedaald, wordt he<span class=\"_ _1\"></span>t moeilijker om<span class=\"_ _1\"></span> de rente op producte<span class=\"_ _1\"></span>n te verhogen. In<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de huidig<span class=\"_ _0\"></span>e situati<span class=\"_ _0\"></span>e vormen de st<span class=\"_ _0\"></span>ijgende re<span class=\"_ _0\"></span>ntevoet<span class=\"_ _0\"></span>en een aant<span class=\"_ _0\"></span>rekkelij<span class=\"_ _0\"></span>ke</div>\n<div class=\"t m0 x2c h64 ya50 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">marge op <span class=\"_ _1\"></span>spaarrekeningen <span class=\"_ _1\"></span>voor banken<span class=\"_ _1\"></span>, die de h<span class=\"_ _1\"></span>ogere depo<span class=\"_ _1\"></span>sitorente</div>\n<div class=\"t m0 x2c h64 ya51 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">slechts<span class=\"_ _0\"></span> gedeelt<span class=\"_ _0\"></span>elijk do<span class=\"_ _0\"></span>orgeven <span class=\"_ _0\"></span>aan kla<span class=\"_ _0\"></span>nten, wa<span class=\"_ _0\"></span>t leidt t<span class=\"_ _0\"></span>ot een pot<span class=\"_ _0\"></span>entiee<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x2c h64 ya52 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">risico voor de vo<span class=\"_ _1\"></span>lumes in het segment<span class=\"_ _1\"></span> van de bankverzek<span class=\"_ _1\"></span>eringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ycca ff14f fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Risico v<span class=\"_ _0\"></span>an hoger<span class=\"_ _0\"></span>e inflat<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yccb ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De inflatie<span class=\"_ _1\"></span> vertoonde<span class=\"_ _1\"></span> tegen het e<span class=\"_ _1\"></span>inde van <span class=\"_ _1\"></span>2022 tekenen<span class=\"_ _1\"></span> van een d<span class=\"_ _1\"></span>aling,</div>\n<div class=\"t m0 x1d h64 yccc ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">na de hoogtepun<span class=\"_ _1\"></span>ten die in veel landen wer<span class=\"_ _1\"></span>den waargenomen na<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yccd ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">genome<span class=\"_ _0\"></span>n monetai<span class=\"_ _0\"></span>re en budget<span class=\"_ _0\"></span>taire maat<span class=\"_ _0\"></span>regel<span class=\"_ _0\"></span>en als gevol<span class=\"_ _0\"></span>g van de</div>\n<div class=\"t m0 x1d h64 ycce ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">coronapandemie<span class=\"_ _1\"></span> en de R<span class=\"_ _1\"></span>ussische invas<span class=\"_ _1\"></span>ie van Oek<span class=\"_ _1\"></span>ra\u00efne. Zowel <span class=\"lsed ws112\">de ECB </span></div>\n<div class=\"t m0 x1d h64 yccf ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">als de B<span class=\"_ _0\"></span>ritse ce<span class=\"_ _0\"></span>ntrale ba<span class=\"_ _0\"></span>nk hebbe<span class=\"_ _0\"></span>n laten w<span class=\"_ _0\"></span>eten va<span class=\"_ _0\"></span>n plan te z<span class=\"_ _0\"></span>ijn om d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ycd0 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">rente gem<span class=\"_ _0\"></span>atigd te verh<span class=\"_ _0\"></span>ogen tot d<span class=\"_ _0\"></span>e inflatiev<span class=\"_ _0\"></span>ooruitzi<span class=\"_ _0\"></span>chten vo<span class=\"_ _0\"></span>or de</div>\n<div class=\"t m0 x1d h64 ycd1 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">middell<span class=\"_ _0\"></span>ange term<span class=\"_ _0\"></span>ijn aanslu<span class=\"_ _0\"></span>iten op hun be<span class=\"_ _0\"></span>leidsdo<span class=\"_ _0\"></span>elstelli<span class=\"_ _0\"></span>ng, en zal de</div>\n<div class=\"t m0 x1d h64 y960 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">tariev<span class=\"_ _0\"></span>en naar verw<span class=\"_ _0\"></span>achting ver<span class=\"_ _0\"></span>der blijv<span class=\"_ _0\"></span>en verh<span class=\"lsef ws113\">ogen. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Hoewel gemeend word<span class=\"_ _1\"></span>t dat de inflatie in<span class=\"_ _1\"></span> de Niet<span class=\"ls0 ws0\">-</span><span class=\"ws113\">Lev<span class=\"_ _1\"></span>enactiviteiten<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y963 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">minder di<span class=\"_ _0\"></span>recte gev<span class=\"_ _0\"></span>olgen heef<span class=\"_ _0\"></span>t voor de bala<span class=\"_ _0\"></span>ns dan in de Leve<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y964 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten, is er v<span class=\"_ _0\"></span>oor de Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">Levenact<span class=\"_ _1\"></span>iviteiten een<span class=\"_ _1\"></span> specifie<span class=\"_ _1\"></span>k </span></span></div>\n<div class=\"t m0 x1d h64 y965 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">aandac<span class=\"_ _0\"></span>htspunt <span class=\"_ _0\"></span>dat verb<span class=\"_ _0\"></span>and houdt<span class=\"_ _0\"></span> met tar<span class=\"_ _0\"></span>iefma<span class=\"_ _0\"></span>rkten waa<span class=\"_ _0\"></span>r d<span class=\"ws111\">e </span></div>\n<div class=\"t m0 x1d h64 y966 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">aanpass<span class=\"_ _0\"></span>ing van <span class=\"_ _0\"></span>premies v<span class=\"_ _0\"></span>an Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Levenproduc<span class=\"_ _0\"></span>ten aan de i<span class=\"_ _0\"></span>nflatie </span></span></div>\n<div class=\"t m0 x1d h64 y967 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">doorgaa<span class=\"_ _0\"></span>ns weini<span class=\"_ _0\"></span>g rekening ho<span class=\"_ _0\"></span>udt met de cl<span class=\"_ _0\"></span>aimsinfl<span class=\"_ _0\"></span>atie. Age<span class=\"_ _0\"></span>as volgt all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y968 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">aspecte<span class=\"_ _0\"></span>n van de activ<span class=\"_ _0\"></span>iteiten i<span class=\"_ _0\"></span>n dergelij<span class=\"_ _0\"></span>ke tijden va<span class=\"_ _0\"></span>n volatie<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 y969 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">marktinf<span class=\"_ _0\"></span>latie o<span class=\"_ _0\"></span>p de voet<span class=\"_ _0\"></span>, en antic<span class=\"_ _0\"></span>ipeert<span class=\"_ _0\"></span> op gevol<span class=\"_ _0\"></span>gen vo<span class=\"ws112\">o<span class=\"_ _0\"></span>r de winst<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">en</span>-</span></span></div>\n<div class=\"t m0 x1d h64 y96a ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span>, waarbij vooral<span class=\"_ _1\"></span> het volgende in<span class=\"_ _1\"></span> aanmerking word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y96b ff14b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">genomen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96c ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws112\">Reserverisic<span class=\"_ _0\"></span>o: impact v<span class=\"_ _0\"></span>an de hoge inf<span class=\"_ _0\"></span>latie op uits<span class=\"_ _0\"></span>taande cla<span class=\"_ _0\"></span>ims<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x1d h64 y96d ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsef ws11d\">Pr<span class=\"_ _1\"></span>emierisico: g<span class=\"_ _1\"></span>rotere behoe<span class=\"_ _1\"></span>fte dat bed<span class=\"_ _1\"></span>rijven flexibe<span class=\"_ _1\"></span>l reageren<span class=\"_ _1\"></span> (het </span></span></div>\n<div class=\"t m0 x69 h64 y96e ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">wordt steed<span class=\"_ _1\"></span>s belangrijker<span class=\"_ _1\"></span> om snel<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">beslissingen<span class=\"_ _1\"></span> te nemen, zoal<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x69 h64 y96f ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">prijsaanpass<span class=\"_ _1\"></span>ingen, maar ook<span class=\"_ _1\"></span> belangrijk is de wendba<span class=\"_ _1\"></span>arheid van</div>\n<div class=\"t m0 x69 h64 y970 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijke bedri<span class=\"_ _0\"></span>jfssegm<span class=\"_ _0\"></span>enten, zo<span class=\"_ _0\"></span>als het Pr<span class=\"_ _0\"></span>oductse<span class=\"_ _0\"></span>gment, het</div>\n<div class=\"t m0 x69 h64 y971 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Commerc<span class=\"_ _0\"></span>i\u00eble en Sal<span class=\"_ _0\"></span>essegme<span class=\"_ _0\"></span>nt, Prijs<span class=\"_ _0\"></span>zettin<span class=\"_ _0\"></span>g...). Do<span class=\"_ _0\"></span>or de volatie<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x69 h64 y972 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">omstandigheden<span class=\"_ _1\"></span> kan de concurren<span class=\"_ _1\"></span>tie op het vlak van markt<span class=\"_ _1\"></span>aandeel</div>\n<div class=\"t m0 x69 h64 y973 ff14b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">toenemen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y974 ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws112\">Gevolgen voor de fin<span class=\"_ _0\"></span>anci\u00eble k<span class=\"_ _0\"></span>oopkrac<span class=\"_ _0\"></span>ht van de huis<span class=\"_ _0\"></span>houden<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y975 ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws112\">Grotere kans op fr<span class=\"_ _0\"></span>aude (inc<span class=\"_ _0\"></span>lusief cyb<span class=\"_ _0\"></span>erfraud<span class=\"_ _0\"></span>e). <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ya63 ff14f fs44 fc1d sc0 lsf9 ws13b\" style=\"z-index: 15;\">IFRS 9/17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya64 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">De nieuwe normen v<span class=\"_ _1\"></span>oor financi\u00eble<span class=\"_ _1\"></span> verslaggeving intro<span class=\"_ _1\"></span>duceren een</div>\n<div class=\"t m0 x1d h64 ya65 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">aantal uit<span class=\"_ _1\"></span>voeringsrisico's<span class=\"_ _1\"></span> in verband<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">met de inter<span class=\"_ _0\"></span>pretatie en </span></span></div>\n<div class=\"t m0 x1d h64 y979 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">impleme<span class=\"_ _0\"></span>ntatie va<span class=\"_ _0\"></span>n IFRS 9/17.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y97b ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Hoewel er zeer goe<span class=\"_ _1\"></span>de vooruitgang is<span class=\"_ _1\"></span> geboekt en er door de e<span class=\"_ _1\"></span>xterne</div>\n<div class=\"t m0 x1d h64 y97c ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">accountants ge<span class=\"_ _1\"></span>en signif<span class=\"_ _1\"></span>icante kwes<span class=\"_ _1\"></span>ties zijn gerap<span class=\"_ _1\"></span>porteerd, han<span class=\"_ _1\"></span>teert</div>\n<div class=\"t m0 x1d h64 ya66 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas een <span class=\"_ _1\"></span>voorzichtige <span class=\"_ _1\"></span>benadering en <span class=\"_ _1\"></span>monitort he<span class=\"_ _1\"></span>t de uitvoer<span class=\"_ _1\"></span>ing va<span class=\"lsed ws111\">n </span></div>\n<div class=\"t m0 x1d h64 ya67 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 9/17 n<span class=\"_ _1\"></span>auwgezet al<span class=\"_ _1\"></span>s een belangri<span class=\"_ _1\"></span>jk risico<span class=\"_ _1\"></span> gezien de<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya68 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">middel<span class=\"_ _0\"></span>en en de af<span class=\"_ _0\"></span>stemmin<span class=\"_ _0\"></span>g met de j<span class=\"_ _0\"></span>oint v<span class=\"_ _0\"></span>entures.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y980 ff14f fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Volatiele <span class=\"_ _1\"></span>/ ongunstige<span class=\"_ _1\"></span> marktschommeli<span class=\"_ _1\"></span>ngen<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y981 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Naast risi<span class=\"_ _1\"></span>co's op midde<span class=\"_ _1\"></span>llange termij<span class=\"_ _1\"></span>n (bijv. ha<span class=\"_ _1\"></span>ndelsspannin<span class=\"_ _1\"></span>gen tussen</div>\n<div class=\"t m0 x1d h64 y982 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de EU en het VK na de <span class=\"lsef ws11e\">Brexit, spanningen tussen de VS en Ch<span class=\"_ _1\"></span>ina, </span></div>\n<div class=\"t m0 x1d h64 y983 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">oorlog tus<span class=\"_ _0\"></span>sen Rusl<span class=\"_ _0\"></span>and en Oekr<span class=\"_ _0\"></span>a\u00efne...<span class=\"_ _0\"></span>), leiden de r<span class=\"_ _0\"></span>estere<span class=\"_ _0\"></span>nde gevolg<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ya6c ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">van de p<span class=\"_ _0\"></span>andemie,<span class=\"_ _0\"></span> in comb<span class=\"_ _0\"></span>inatie m<span class=\"_ _0\"></span>et volat<span class=\"_ _0\"></span>iele ma<span class=\"_ _0\"></span>rktscho<span class=\"_ _0\"></span>mmeling<span class=\"_ _0\"></span>en, tot</div>\n<div class=\"t m0 x1d h64 ya6d ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble onguns<span class=\"_ _0\"></span>tige eff<span class=\"_ _0\"></span>ecten op de wi<span class=\"_ _0\"></span>nst, de solv<span class=\"_ _0\"></span>abilitei<span class=\"_ _0\"></span>t en de</div>\n<div class=\"t m0 x1d h64 ya6e ff14b fs44 fc1c sc0 ls107 ws13e\" style=\"z-index: 15;\">liquidi<span class=\"_ _1\"></span>te<span class=\"lsf9 ws124\">it. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya70 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas volgt <span class=\"_ _1\"></span>dit risico<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>voet via re<span class=\"_ _1\"></span>gelmatige moni<span class=\"_ _1\"></span>toringprocessen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya71 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">en de rapporter<span class=\"_ _1\"></span>ing daarvan, en via bes<span class=\"_ _1\"></span>tuursorganen zo<span class=\"_ _1\"></span>als het</div>\n<div class=\"t m0 x1d h64 ya72 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Investment C<span class=\"_ _1\"></span>ommittee van<span class=\"_ _1\"></span> Ageas. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya73 ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya74 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Voor alle <span class=\"_ _1\"></span>belangrijke <span class=\"_ _1\"></span>risico's bes<span class=\"_ _1\"></span>chikt Agea<span class=\"_ _1\"></span>s over proc<span class=\"ws11e\">essen<span class=\"_ _1\"></span> om van </span></div>\n<div class=\"t m0 x1d h64 ya75 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">nabij te volgen<span class=\"_ _1\"></span> hoe risico's evo<span class=\"_ _1\"></span>lueren, en heeft he<span class=\"_ _1\"></span>t acties gedefinieerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya76 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">om zijn risi<span class=\"_ _0\"></span>cobloot<span class=\"_ _0\"></span>stellin<span class=\"_ _0\"></span>gen te bepe<span class=\"_ _0\"></span>rken.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff152 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.6.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Emerging Ri<span class=\"_ _1\"></span>sk Reporting</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft ook een pr<span class=\"_ _0\"></span>oces voor dre<span class=\"_ _0\"></span>igende ri<span class=\"_ _0\"></span>sico's ge\u00ef<span class=\"_ _0\"></span>mpleme<span class=\"_ _0\"></span>nteerd</div>\n<div class=\"t m0 x2c h64 y8a7 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(Emerging R<span class=\"_ _1\"></span>isk Process)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a9 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"lsed ws112\">Her)verzek<span class=\"_ _0\"></span>eraars<span class=\"_ _0\"></span> staan voor v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen en onz<span class=\"_ _0\"></span>ekerhe<span class=\"_ _0\"></span>den die zic<span class=\"_ _0\"></span>h </span></div>\n<div class=\"t m0 x2c h64 y8aa ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">steeds s<span class=\"_ _0\"></span>neller l<span class=\"_ _0\"></span>ijken te o<span class=\"_ _0\"></span>ntwikk<span class=\"_ _0\"></span>elen. Inz<span class=\"_ _0\"></span>icht in <span class=\"_ _0\"></span>deze ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen kan</div>\n<div class=\"t m0 x2c h64 y8ab ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hel<span class=\"_ _0\"></span>pen nieuw<span class=\"_ _0\"></span>e kansen te ont<span class=\"_ _0\"></span>dekke<span class=\"_ _0\"></span>n of maatre<span class=\"_ _0\"></span>gelen te</div>\n<div class=\"t m0 x2c h64 y8ac ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elen om de pot<span class=\"_ _0\"></span>enti\u00ebl<span class=\"_ _0\"></span>e risico's di<span class=\"_ _0\"></span>e daarmee ge<span class=\"_ _0\"></span>paard g<span class=\"_ _0\"></span><span class=\"ws11d\">aan, te </span></div>\n<div class=\"t m0 x2c h64 y8ad ff152 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beperk<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dreige<span class=\"_ _0\"></span>nde risico'<span class=\"_ _0\"></span>s worden af<span class=\"_ _0\"></span>geleid uit<span class=\"_ _0\"></span> nieuwe tre<span class=\"_ _0\"></span>nds (actue<span class=\"_ _0\"></span>le en</div>\n<div class=\"t m0 x2c h64 y8b0 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> ontwikkelingen in<span class=\"_ _1\"></span> verband met de interne<span class=\"_ _1\"></span> en externe</div>\n<div class=\"t m0 x2c h64 y8b1 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omgeving, waar<span class=\"_ _1\"></span>onder stra<span class=\"_ _1\"></span>tegische doe<span class=\"_ _1\"></span>lstellingen)<span class=\"_ _1\"></span>, die een mo<span class=\"_ _1\"></span>gelijke</div>\n<div class=\"t m0 x2c h64 y8b2 ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dreigi<span class=\"_ _0\"></span>ng of risic<span class=\"_ _0\"></span>o voor d<span class=\"_ _0\"></span>e ondern<span class=\"_ _0\"></span>eming kun<span class=\"_ _0\"></span>nen vor<span class=\"_ _0\"></span>men en di<span class=\"_ _0\"></span>e<span class=\"ws112\">, gezien </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hun aard, o<span class=\"_ _0\"></span>nzeker en moe<span class=\"_ _0\"></span>ilijk kwa<span class=\"_ _0\"></span>ntifice<span class=\"_ _0\"></span>erbaar zi<span class=\"_ _0\"></span>jn. Drei<span class=\"_ _0\"></span>gende risic<span class=\"_ _0\"></span>o's</div>\n<div class=\"t m0 x2c h64 y8b4 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen ook <span class=\"_ _1\"></span>trends omva<span class=\"_ _1\"></span>tten die nog<span class=\"_ _1\"></span> onvoldoende <span class=\"_ _1\"></span>worden begrepen<span class=\"_ _1\"></span> (en</div>\n<div class=\"t m0 x2c h64 y8b5 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die uitein<span class=\"_ _0\"></span>delijk,<span class=\"_ _0\"></span> naarmat<span class=\"_ _0\"></span>e we er een beter in<span class=\"_ _0\"></span>zicht in ve<span class=\"_ _0\"></span>rkrijgen,<span class=\"_ _0\"></span> kansen</div>\n<div class=\"t m0 x2c h64 y8b6 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zouden kunnen zi<span class=\"_ _1\"></span>jn). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d7 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Group Stra<span class=\"_ _1\"></span>tegy heeft e<span class=\"_ _1\"></span>en goed inge<span class=\"_ _1\"></span>burgerd ja<span class=\"_ _1\"></span>arlijks Hori<span class=\"_ _1\"></span>zon Scan<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9d8 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">proces w<span class=\"_ _0\"></span>aarbij er aan v<span class=\"_ _0\"></span>astgest<span class=\"_ _0\"></span>elde nieuw<span class=\"_ _0\"></span>e trends ee<span class=\"_ _0\"></span>n score wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9d9 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end, enerz<span class=\"_ _0\"></span>ijds op bas<span class=\"_ _0\"></span>is van een AI<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">analyse, en ander<span class=\"_ _1\"></span>zijds op </span></span></div>\n<div class=\"t m0 x2c h64 y9da ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> de opinie <span class=\"_ _1\"></span>van medewer<span class=\"_ _1\"></span>kers van Agea<span class=\"_ _1\"></span>s uit de h<span class=\"_ _1\"></span>ele Groep</div>\n<div class=\"t m0 x2c h64 y9db ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(door m<span class=\"ws11d\">iddel<span class=\"_ _1\"></span> van een enq<span class=\"_ _1\"></span>u\u00eate). Het <span class=\"_ _1\"></span>Horizon Scan<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>proces word<span class=\"_ _1\"></span>t verder</div>\n<div class=\"t m0 x2c h64 y9dc ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">versterk<span class=\"_ _0\"></span>t door een w<span class=\"_ _0\"></span>erkgroe<span class=\"_ _0\"></span>p, Think2<span class=\"_ _0\"></span>030, een toek<span class=\"_ _0\"></span>omstge<span class=\"_ _0\"></span>richte g<span class=\"_ _0\"></span>roep</div>\n<div class=\"t m0 x2c h64 y9dd ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met een s<span class=\"_ _1\"></span>trategische fo<span class=\"_ _1\"></span>cus, samengestel<span class=\"_ _1\"></span>d uit<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>stakeholders <span class=\"_ _1\"></span>uit alle</div>\n<div class=\"t m0 x2c h64 y9de ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e Ageas<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">groep. Di<span class=\"_ _1\"></span>e componenten vo<span class=\"_ _1\"></span>rmen de bas<span class=\"lsed ws11d\">is voor </span></span></span></div>\n<div class=\"t m0 x2c h64 y9df ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de samens<span class=\"_ _0\"></span>telling<span class=\"_ _0\"></span> van de Horizo<span class=\"_ _0\"></span>n Scan<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">radar om de focus en de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">priorit<span class=\"_ _0\"></span>eiten te be<span class=\"_ _0\"></span>palen in een Ho<span class=\"_ _0\"></span>rizon Sc<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">rapport. </span> </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel tal<span class=\"_ _1\"></span> van externe<span class=\"_ _1\"></span> bronnen (rapp<span class=\"_ _1\"></span>orten uit<span class=\"_ _1\"></span> de verzeker<span class=\"_ _1\"></span>ingssector,</div>\n<div class=\"t m0 x2c h64 y9e2 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">forums, rappo<span class=\"_ _1\"></span>rten van <span class=\"_ _1\"></span>vergelijkbare<span class=\"_ _1\"></span> bedrijven\u2026) <span class=\"_ _1\"></span>belangrijke</div>\n<div class=\"t m0 x2c h64 y9e3 ff152 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inpu<span class=\"ws11e\">tfactoren<span class=\"_ _1\"></span> voor het rapporteri<span class=\"_ _1\"></span>ngsproces van dre<span class=\"_ _1\"></span>igende risico's<span class=\"_ _1\"></span> zijn, </span></div>\n<div class=\"t m0 x2c h64 y9e4 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn het Hor<span class=\"_ _0\"></span>izon Scan<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rappor<span class=\"_ _1\"></span>t en de Emerg<span class=\"_ _1\"></span>ing Risk R<span class=\"_ _1\"></span>eports van </span></span></div>\n<div class=\"t m0 x2c h64 y9e5 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regionale <span class=\"_ _1\"></span>/ operationel<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span> de belangr<span class=\"_ _1\"></span>ijkste bron<span class=\"_ _1\"></span> van inpu<span class=\"_ _1\"></span>t voor</div>\n<div class=\"t m0 x2c h64 y9e6 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het Emerging<span class=\"_ _1\"></span> Risk Repor<span class=\"_ _1\"></span>t van de G<span class=\"_ _1\"></span>roep. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e7 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">  </div>\n<div class=\"t m0 x2c h64 y9e8 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas volgt<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">zes dimensie<span class=\"_ _1\"></span>s (PESTLE) om mogelij<span class=\"_ _1\"></span>ke dreigende risi<span class=\"_ _1\"></span>co's te </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>iceren, en l<span class=\"_ _0\"></span>egt zo een du<span class=\"_ _0\"></span>idelijk ve<span class=\"_ _0\"></span>rband met z<span class=\"_ _0\"></span>ijn strate<span class=\"_ _0\"></span>gie (meest<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x2c h64 y9ea ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn de zes di<span class=\"_ _0\"></span>mensies<span class=\"_ _0\"></span> onlosmak<span class=\"_ _0\"></span>elijk met<span class=\"_ _0\"></span> elkaar ver<span class=\"_ _0\"></span>bonden):<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9eb ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 ls107 ws13e\">Po<span class=\"_ _1\"></span>litiek</span><span class=\"ff152\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9ec ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">E<span class=\"_ _1\"></span>conom<span class=\"ls107 ws13e\">ie</span></span><span class=\"ff152\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">So<span class=\"_ _1\"></span>ci</span><span class=\"ff152\">a<span class=\"lsed ws111\">al</span> </span></span></div>\n<div class=\"t m0 x2c h64 y9ee ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">T<span class=\"_ _1\"></span>echnologi</span><span class=\"ff152\">e </span></span></div>\n<div class=\"t m0 x2c h64 y9ef ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 ls10b ws13d\">Wettelijk</span><span class=\"ff152\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f0 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 ls107 ws13e\">M<span class=\"_ _1\"></span>ilieu</span><span class=\"ff152\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f1 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f2 ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ageas h<span class=\"_ _0\"></span>eeft een m<span class=\"_ _0\"></span>ethodol<span class=\"_ _0\"></span>ogie ont<span class=\"_ _0\"></span>wikkel<span class=\"_ _0\"></span>d om aan n<span class=\"_ _0\"></span>ieuwe r<span class=\"_ _0\"></span>isico's <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x2c h64 y9f3 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rating toe te kennen<span class=\"_ _1\"></span> waarbij criteri<span class=\"_ _1\"></span>a van nabijheid<span class=\"_ _1\"></span> en impact worden</div>\n<div class=\"t m0 x2c h64 y9f4 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruikt<span class=\"_ _0\"></span> om de meest ges<span class=\"_ _0\"></span>chikte a<span class=\"_ _0\"></span>anpak te bep<span class=\"_ _0\"></span>alen. Elk<span class=\"_ _0\"></span>e relevant<span class=\"_ _0\"></span>e trend</div>\n<div class=\"t m0 x2c h64 y9f5 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en de daar<span class=\"_ _1\"></span>mee gepaard <span class=\"_ _1\"></span>gaande ri<span class=\"_ _1\"></span>sico's worden<span class=\"_ _1\"></span> beoo<span class=\"lsed\">rdeeld om t<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y9f6 ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepale<span class=\"_ _0\"></span>n hoe het m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent dient <span class=\"_ _0\"></span>te rea<span class=\"_ _0\"></span>geren, e<span class=\"_ _0\"></span>n worden <span class=\"_ _0\"></span>in een v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y9f7 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">drie categor<span class=\"_ _1\"></span>ie\u00ebn ingedeeld<span class=\"_ _1\"></span>, al naarge<span class=\"_ _1\"></span>lang de pri<span class=\"_ _1\"></span>oriteit: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f8 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 ls10c ws13b\">A<span class=\"_ _1\"></span>CT </span><span class=\"ff152\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">risico<span class=\"_ _1\"></span>'s die de organisat<span class=\"_ _1\"></span>ie moet beperken<span class=\"_ _1\"></span></span>. </span></span></div>\n<div class=\"t m0 x2c h64 y9f9 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">A<span class=\"_ _1\"></span>NALYSE </span><span class=\"ff152\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">risico's die uit<span class=\"_ _0\"></span>voeri<span class=\"_ _0\"></span>ger moete<span class=\"_ _0\"></span>n worden ge<span class=\"_ _0\"></span>analys<span class=\"_ _0\"></span>eerd </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9fa ff152 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(uiters<span class=\"ws11e\">t onze<span class=\"_ _1\"></span>kere risico's of ri<span class=\"_ _1\"></span>sico's die vaak door<span class=\"_ _1\"></span> externe bronnen </span></div>\n<div class=\"t m0 x1a0 h64 y9fb ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden vermeld<span class=\"_ _1\"></span> en waarvan de impact voo<span class=\"_ _1\"></span>r de organisatie moe<span class=\"_ _1\"></span>ilijk</div>\n<div class=\"t m0 x1a0 h64 y9fc ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te beoorde<span class=\"_ _1\"></span>len is)<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y9fd ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">AW<span class=\"_ _1\"></span>ARE </span><span class=\"ff152\">- <span class=\"_ _1\"></span><span class=\"lsed ws112\">risico's di<span class=\"_ _0\"></span>e moeten wo<span class=\"_ _0\"></span>rden gemon<span class=\"_ _0\"></span>itord.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9fe ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yab7 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het jaarl<span class=\"_ _0\"></span>ijkse Eme<span class=\"_ _0\"></span>rging Risk<span class=\"_ _0\"></span> Report van d<span class=\"_ _0\"></span>e Groep wo<span class=\"_ _0\"></span>rdt gepres<span class=\"_ _0\"></span>e<span class=\"ws111\">nteerd </span></div>\n<div class=\"t m0 x1d h64 yab8 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de orga<span class=\"_ _1\"></span>nen die <span class=\"_ _1\"></span>risico's beher<span class=\"_ _1\"></span>en, waaronde<span class=\"_ _1\"></span>r de Raad <span class=\"_ _1\"></span>van Bestuur<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x1d h64 yab9 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Maatregelen e<span class=\"_ _1\"></span>n ontwikkel<span class=\"_ _1\"></span>ingen op he<span class=\"_ _1\"></span>t gebied <span class=\"_ _1\"></span>van dreigende<span class=\"_ _1\"></span> risico's</div>\n<div class=\"t m0 x1d h64 yaba ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden dan<span class=\"_ _1\"></span> elk kwartaal<span class=\"_ _1\"></span> opgevolgd bin<span class=\"_ _1\"></span>nen het Gro<span class=\"_ _1\"></span>up Top Ri<span class=\"_ _1\"></span>sk Report. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabb ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabc ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Emerging<span class=\"_ _1\"></span> Risk Radar<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>Groep in 2022<span class=\"_ _1\"></span> weerspiegel<span class=\"_ _1\"></span>t doorgaans</div>\n<div class=\"t m0 x1d h64 yabd ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebieden die<span class=\"_ _1\"></span> als het <span class=\"_ _1\"></span>meest rele<span class=\"_ _1\"></span>vant worden<span class=\"_ _1\"></span> beschouwd voor<span class=\"_ _1\"></span> zowel de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yabe ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sector als<span class=\"_ _0\"></span> de strategi<span class=\"_ _0\"></span>e, de busin<span class=\"_ _0\"></span>esslines<span class=\"_ _0\"></span> en het bedri<span class=\"_ _0\"></span>jfsmode<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x1d h64 yabf ff152 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycd9 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycda ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In vergel<span class=\"_ _0\"></span>ijking met 20<span class=\"_ _0\"></span>21 zijn de nie<span class=\"_ _0\"></span>uwe tren<span class=\"_ _0\"></span>ds en risico<span class=\"_ _0\"></span>\u2019s die al in de</div>\n<div class=\"t m0 x1d h64 ycdb ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikelijke<span class=\"_ _1\"></span> bedr<span class=\"lsed ws112\">ijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en/of st<span class=\"_ _0\"></span>rategie zi<span class=\"_ _0\"></span>jn ge\u00efnt<span class=\"_ _0\"></span>egreerd,<span class=\"_ _0\"></span> uit de </span></div>\n<div class=\"t m0 x1d h64 ycdc ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">radar verwijderd<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">\u2013 <span class=\"lsed ws112\">als deze trends ree<span class=\"_ _0\"></span>ds een bela<span class=\"_ _0\"></span>ngrijk ri<span class=\"_ _0\"></span>sico zijn </span></span></div>\n<div class=\"t m0 x1d h64 ycdd ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geworden, worden<span class=\"_ _1\"></span> ze gerapporteerd en<span class=\"_ _1\"></span> gemonitord via<span class=\"_ _1\"></span> het Top Risk</div>\n<div class=\"t m0 x1d h64 ycde ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Report van<span class=\"_ _1\"></span> de Ageas<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">groep. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ycdf ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce0 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De belang<span class=\"_ _0\"></span>rijkste (k<span class=\"_ _0\"></span>orte nabij<span class=\"_ _0\"></span>heid, gem<span class=\"_ _0\"></span>atigde tot<span class=\"_ _0\"></span> belangr<span class=\"_ _0\"></span>ijke impac<span class=\"_ _0\"></span>t)</div>\n<div class=\"t m0 x1d h64 yce1 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dreigende ri<span class=\"_ _1\"></span>sico's voor<span class=\"_ _1\"></span> Ageas aan h<span class=\"_ _1\"></span>et einde <span class=\"_ _1\"></span>van 2022 <span class=\"_ _1\"></span>zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws11d\">Ge<span class=\"_ _1\"></span>opolitieke i<span class=\"_ _1\"></span>nstabiliteit<span class=\"_ _1\"></span> / handel<span class=\"_ _1\"></span>soorlogen</span><span class=\"ff152\">; </span></span></div>\n<div class=\"t m0 x1d h64 yce3 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">R<span class=\"_ _1\"></span>ijtechnologie<span class=\"_ _1\"></span></span><span class=\"ff152\">; </span></span></div>\n<div class=\"t m0 x1d h64 yce4 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsed ws11d\">Nieuwe behoeft<span class=\"_ _0\"></span>en &amp; ve<span class=\"_ _0\"></span>rwachti<span class=\"_ _0\"></span>ngen van <span class=\"_ _0\"></span>klanten<span class=\"ls0 ws0\">; </span></span></span></div>\n<div class=\"t m0 x1d h64 yce5 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">R<span class=\"_ _1\"></span>obotica</span><span class=\"ff152\"> <span class=\"_ _1\"></span><span class=\"lsef ws11d\">/ AI / Technol<span class=\"_ _1\"></span>ogie</span> </span></span></div>\n<div class=\"t m0 x1d h6c yacc ff156 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Geopolitieke<span class=\"_ _1\"></span> instabilitei<span class=\"_ _1\"></span>t / handel<span class=\"_ _1\"></span>soorlogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yacd ff156 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">(PESTLE<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">categorie </span>\u2013 <span class=\"ls10b ws13d\">Political)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yace ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De politie<span class=\"_ _1\"></span>ke instabilite<span class=\"_ _1\"></span>it en onzek<span class=\"_ _1\"></span>erheden nemen<span class=\"_ _1\"></span> wereldwijd <span class=\"_ _1\"></span>toe. Na de</div>\n<div class=\"t m0 x1d h64 yacf ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">piek van de co<span class=\"_ _0\"></span>ronapan<span class=\"_ _0\"></span>demie he<span class=\"_ _0\"></span>rleefden ta<span class=\"_ _0\"></span>l van econom<span class=\"_ _0\"></span>ie\u00ebn naa<span class=\"_ _0\"></span>rmate</div>\n<div class=\"t m0 x1d h64 yad0 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de handel <span class=\"_ _1\"></span>herstelde <span class=\"_ _1\"></span>en het nor<span class=\"_ _1\"></span>male bedrijf<span class=\"lsed ws112\">sleven in veel geo<span class=\"_ _0\"></span>grafisc<span class=\"_ _0\"></span>he </span></div>\n<div class=\"t m0 x1d h64 yad1 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebieden weer<span class=\"_ _1\"></span> terugkeerde. Zelfs<span class=\"_ _1\"></span> voor het conflict<span class=\"_ _1\"></span> tussen Rusland en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yad2 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Oekra\u00efn<span class=\"_ _0\"></span>e vertoo<span class=\"_ _0\"></span>nden de ener<span class=\"_ _0\"></span>gieprijz<span class=\"_ _0\"></span>en een stijg<span class=\"_ _0\"></span>ing (niet<span class=\"ls0 ws0\">-</span><span class=\"ws111\">opg<span class=\"_ _0\"></span>eloste </span></div>\n<div class=\"t m0 x1d h64 yad3 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">knelpunt<span class=\"_ _0\"></span>en in de bevoo<span class=\"_ _0\"></span>rradin<span class=\"_ _0\"></span>gsketen<span class=\"_ _0\"></span>), maar de inv<span class=\"_ _0\"></span>asie van Oe<span class=\"_ _0\"></span>kra\u00efne</div>\n<div class=\"t m0 x1d h64 yad4 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deed de in<span class=\"_ _1\"></span>ternationale <span class=\"_ _1\"></span>ha<span class=\"ws11e\">ndelsconfli<span class=\"_ _1\"></span>cten en geopolitie<span class=\"_ _1\"></span>ke spanningen </span></div>\n<div class=\"t m0 x1d h64 yad5 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verder opl<span class=\"_ _1\"></span>open. Landen<span class=\"_ _1\"></span>, overheden en<span class=\"_ _1\"></span> bedrijven<span class=\"_ _1\"></span> kijken in <span class=\"_ _1\"></span>welke</div>\n<div class=\"t m0 x1d h64 yad6 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebieden ze a<span class=\"_ _1\"></span>fhankelijk zijn van een<span class=\"_ _1\"></span> welbepaald land<span class=\"_ _1\"></span> of een</div>\n<div class=\"t m0 x1d h64 yad7 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welbepaalde<span class=\"_ _1\"></span> partner en<span class=\"_ _1\"></span> overwegen ma<span class=\"_ _1\"></span>nieren om <span class=\"_ _1\"></span>zich \u2018los t<span class=\"_ _1\"></span>e maken\u2019 o<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x1d h64 yad8 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hun afhank<span class=\"_ _0\"></span>elijkhe<span class=\"_ _0\"></span>id va<span class=\"lsef ws11d\">n die landen /<span class=\"_ _1\"></span>partners te <span class=\"_ _1\"></span>verminderen (<span class=\"_ _1\"></span>bijv. </span></div>\n<div class=\"t m0 x1d h64 yad9 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">product<span class=\"_ _0\"></span>ie in eigen r<span class=\"_ _0\"></span>egio, div<span class=\"_ _0\"></span>ersific<span class=\"_ _0\"></span>atie enz.). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yada ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Economie\u00ebn in<span class=\"_ _1\"></span> heel Euro<span class=\"_ _1\"></span>pa en in O<span class=\"_ _1\"></span>ost<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>en Zuidoost<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">Azi\u00eb worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yadb ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconf<span class=\"_ _0\"></span>ronteerd m<span class=\"_ _0\"></span>et een peri<span class=\"_ _0\"></span>ode van hoge inf<span class=\"_ _0\"></span>latie,<span class=\"_ _0\"></span> stijgend<span class=\"_ _0\"></span>e rentevo<span class=\"_ _0\"></span>eten</div>\n<div class=\"t m0 x1d h64 yadc ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en onzeker <span class=\"_ _1\"></span>consumentenged<span class=\"_ _1\"></span>rag<span class=\"lsed ws112\">. Of er een reces<span class=\"_ _0\"></span>sie (of zel<span class=\"_ _0\"></span>fs een </span></div>\n<div class=\"t m0 x1d h64 yadd ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">depress<span class=\"_ _0\"></span>ie) dreigt o<span class=\"_ _0\"></span>f niet, het v<span class=\"_ _0\"></span>alt niet te ontk<span class=\"_ _0\"></span>ennen dat<span class=\"_ _0\"></span> negatieve</div>\n<div class=\"t m0 x1d h64 yade ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevoelens en<span class=\"_ _1\"></span> moeilijke<span class=\"_ _1\"></span> tijden aanb<span class=\"_ _1\"></span>reken. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadf ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae0 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Belangrijke demo<span class=\"_ _1\"></span>grafische, mil<span class=\"_ _1\"></span>ieugebonden en econ<span class=\"_ _1\"></span>omische trends<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yae1 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blijven het<span class=\"_ _1\"></span> komende <span class=\"_ _1\"></span>decennium alli<span class=\"_ _1\"></span>cht een oorz<span class=\"_ _1\"></span><span class=\"lsed ws112\">aak van mi<span class=\"_ _0\"></span>gratie, wat<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yae2 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">politiek<span class=\"_ _0\"></span>e instabi<span class=\"_ _0\"></span>liteit<span class=\"_ _0\"></span> in de getroffe<span class=\"_ _0\"></span>n landen da<span class=\"_ _0\"></span>n weer kan ve<span class=\"_ _0\"></span>rgroten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae3 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Steeds g<span class=\"_ _0\"></span>rotere mig<span class=\"_ _0\"></span>ratiest<span class=\"_ _0\"></span>romen in een aa<span class=\"_ _0\"></span>ntal Euro<span class=\"_ _0\"></span>pese lan<span class=\"_ _0\"></span>den zouden</div>\n<div class=\"t m0 x1d h64 yae4 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tot grotere so<span class=\"_ _1\"></span>ciale spanningen kunnen<span class=\"_ _1\"></span> leiden. Aangez<span class=\"_ _1\"></span>ien de</div>\n<div class=\"t m0 x1d h64 yae5 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">migratiecrisi<span class=\"_ _1\"></span>s een van <span class=\"_ _1\"></span>de struc<span class=\"_ _1\"></span>turele redenen i<span class=\"_ _1\"></span>s voor de <span class=\"_ _1\"></span>opkomst van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yae6 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">identiteitspol<span class=\"_ _1\"></span>itiek, lijken<span class=\"_ _1\"></span> nationalistische<span class=\"_ _1\"></span> en populisti<span class=\"_ _1\"></span>sche partijen in vee<span class=\"_ _1\"></span>l</div>\n<div class=\"t m0 x1d h64 yae7 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Europese landen<span class=\"_ _1\"></span> aan popularitei<span class=\"_ _1\"></span>t te winnen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae8 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae9 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Enkele ge<span class=\"_ _0\"></span>volgen van h<span class=\"_ _0\"></span>et conflic<span class=\"_ _0\"></span>t tussen Rus<span class=\"_ _0\"></span>land en Oek<span class=\"_ _0\"></span>ra\u00efne zij<span class=\"_ _0\"></span>n onder</div>\n<div class=\"t m0 x1d h64 yaea ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meer de impact van<span class=\"_ _1\"></span> het <span class=\"lsed ws11d\">wanbeta<span class=\"_ _0\"></span>lingsris<span class=\"_ _0\"></span>ico van l<span class=\"_ _0\"></span>anden, <span class=\"_ _0\"></span>de inst<span class=\"_ _0\"></span>room van </span></div>\n<div class=\"t m0 x1d h64 yaeb ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vluchtelingen<span class=\"_ _1\"></span>, de afgenomen ambi<span class=\"_ _1\"></span>ties ten aanzien<span class=\"_ _1\"></span> van de groene</div>\n<div class=\"t m0 x1d h64 yaec ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">transitie en<span class=\"_ _1\"></span> de desta<span class=\"_ _1\"></span>bilisering va<span class=\"_ _1\"></span>n kwetsbare l<span class=\"_ _1\"></span>anden (Midden<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>Oosten en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yaed ff152 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Noord<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Afrika, West<span class=\"_ _0\"></span>elijke Bal<span class=\"_ _0\"></span>kan). De bez<span class=\"_ _0\"></span>orgdhe<span class=\"_ _0\"></span>id over de omv<span class=\"_ _0\"></span>ang van </span></span></div>\n<div class=\"t m0 x1d h64 yaee ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de aanval<span class=\"_ _0\"></span>len betek<span class=\"_ _0\"></span>enen dat (h<span class=\"_ _0\"></span>er)verz<span class=\"_ _0\"></span>ekeraar<span class=\"_ _0\"></span>s proacti<span class=\"_ _0\"></span>ever op zoek ga<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 yaef ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar mani<span class=\"_ _0\"></span>eren om ris<span class=\"_ _0\"></span>ico's te bep<span class=\"_ _0\"></span>erken. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">China zou wel eens de<span class=\"_ _1\"></span> uiteindelij<span class=\"_ _1\"></span>ke 'begunstigde' van<span class=\"_ _1\"></span> dit conflict kun<span class=\"_ _1\"></span>nen</div>\n<div class=\"t m0 x2c h64 y8a6 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden, <span class=\"_ _0\"></span>en het b<span class=\"_ _0\"></span>este van <span class=\"_ _0\"></span>de Russis<span class=\"_ _0\"></span>che eco<span class=\"_ _0\"></span>nomi<span class=\"lsef\">e absorberen (olie en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gas, graan, mili<span class=\"_ _1\"></span>taire appara<span class=\"_ _1\"></span>tuur). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a9 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De risico<span class=\"_ _1\"></span>scenario's en <span class=\"_ _1\"></span>de overeens<span class=\"_ _1\"></span>temmende risicob<span class=\"_ _1\"></span>eperkende</div>\n<div class=\"t m0 x2c h64 y8aa ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maatregelen word<span class=\"_ _1\"></span>en op het niveau<span class=\"_ _1\"></span> van de Raad van Be<span class=\"_ _1\"></span>stuur</div>\n<div class=\"t m0 x2c h64 y8ab ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gemonit<span class=\"_ _0\"></span>ord. Ook vi<span class=\"_ _0\"></span>a het Top Risk<span class=\"_ _0\"></span> Report wor<span class=\"_ _0\"></span>dt monito<span class=\"_ _0\"></span>ring uitgev<span class=\"_ _0\"></span>oerd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel Ag<span class=\"lsed ws112\">eas geen control<span class=\"_ _0\"></span>e heeft over d<span class=\"_ _0\"></span>e geopolit<span class=\"_ _0\"></span>ieke ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>gen, </span></div>\n<div class=\"t m0 x2c h64 y8ae ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blijven de <span class=\"_ _1\"></span>Ageas<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">groep en zijn lokal<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en de ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g van </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geopol<span class=\"_ _0\"></span>itieke conf<span class=\"_ _0\"></span>licten<span class=\"_ _0\"></span> en de instabi<span class=\"_ _0\"></span>liteit op de vo<span class=\"_ _0\"></span>et volgen,<span class=\"_ _0\"></span> evenals de</div>\n<div class=\"t m0 x2c h64 y8b0 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevolgen da<span class=\"_ _1\"></span>arvan voor de<span class=\"_ _1\"></span> activitei<span class=\"_ _1\"></span>ten en de <span class=\"_ _1\"></span>strategi<span class=\"lsed ws112\">e, om waar nodig </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actieplannen<span class=\"_ _1\"></span> voor te bereiden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92b ff159 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Rijtechnologie<span class=\"_ _1\"></span> (PESTLE<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">categorie <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsed ws111\">Technologic<span class=\"_ _0\"></span>al)<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y92c ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ons bezit<span class=\"_ _1\"></span> en gebruik<span class=\"_ _1\"></span> van auto'<span class=\"_ _1\"></span>s verandert<span class=\"_ _1\"></span> door de geb<span class=\"_ _1\"></span>oekte</div>\n<div class=\"t m0 x2c h64 y92d ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">technologische<span class=\"_ _1\"></span> vooruitgang. De in<span class=\"_ _1\"></span>troductie van deze<span class=\"_ _1\"></span> technologie\u00ebn zal</div>\n<div class=\"t m0 x2c h64 y92e ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wellicht leiden<span class=\"_ _1\"></span> tot een toen<span class=\"ws11d\">ame<span class=\"_ _1\"></span> van gedeel<span class=\"_ _1\"></span>telijk en u<span class=\"_ _1\"></span>iteindelijk <span class=\"_ _1\"></span>volledig </span></div>\n<div class=\"t m0 x2c h64 y92f ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zelfrijdende<span class=\"_ _1\"></span> voertuigen op<span class=\"_ _1\"></span> de weg.<span class=\"_ _1\"></span> Dit zal <span class=\"_ _1\"></span>naar verwach<span class=\"_ _1\"></span>ting een gro<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y991 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">impact he<span class=\"_ _0\"></span>bben op de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsind<span class=\"_ _0\"></span>ustrie, vo<span class=\"_ _0\"></span>oral voor wat<span class=\"_ _0\"></span> betreft d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y992 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk<span class=\"_ _0\"></span>e ontwikk<span class=\"_ _0\"></span>eling van d<span class=\"_ _0\"></span>e freque<span class=\"_ _0\"></span>ntie en de kost<span class=\"_ _0\"></span>prijs van</div>\n<div class=\"t m0 x2c h64 y993 ff157 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">cla<span class=\"ls107 ws13e\">ims. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y994 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel verwa<span class=\"_ _1\"></span>cht wordt da<span class=\"_ _1\"></span>t de schade<span class=\"_ _1\"></span>frequentie doo<span class=\"_ _1\"></span>r nieuwe</div>\n<div class=\"t m0 x2c h64 y996 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">veiligh<span class=\"_ _0\"></span>eidsfu<span class=\"_ _0\"></span>ncties wa<span class=\"_ _0\"></span>arschij<span class=\"_ _0\"></span>nlijk ver<span class=\"_ _0\"></span>betert,<span class=\"_ _0\"></span> zullen d<span class=\"_ _0\"></span>e kosten<span class=\"_ _0\"></span> voor de</div>\n<div class=\"t m0 x2c h64 y997 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herstelling<span class=\"_ _1\"></span> en vervanging van derg<span class=\"_ _1\"></span>elijke voertuigen<span class=\"_ _1\"></span> met ingewikkelde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">technisc<span class=\"_ _0\"></span>he func<span class=\"_ _0\"></span>ties aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> hoger l<span class=\"_ _0\"></span>iggen. D<span class=\"_ _0\"></span>at s<span class=\"lsef\">telt Ageas nu al<span class=\"_ _1\"></span> vast </span></div>\n<div class=\"t m0 x2c h64 y999 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in zijn s<span class=\"_ _1\"></span>egment Autove<span class=\"_ _1\"></span>rzekeringen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc13 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc14 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Naast de geboekt<span class=\"_ _1\"></span>e vooruitgang in<span class=\"_ _1\"></span> de technologie<span class=\"_ _1\"></span> zelf is er ook het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc15 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n van fab<span class=\"_ _0\"></span>rikant<span class=\"_ _0\"></span>en om ste<span class=\"_ _0\"></span>eds mee<span class=\"_ _0\"></span>r waard<span class=\"_ _0\"></span>evolle dat<span class=\"_ _0\"></span>a te</div>\n<div class=\"t m0 x2c h64 yc16 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzam<span class=\"_ _0\"></span>elen over per<span class=\"_ _0\"></span>sonen en hu<span class=\"_ _0\"></span>n rijgew<span class=\"_ _0\"></span>oonten. Die z<span class=\"_ _0\"></span>ou kunne<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 yc17 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden be<span class=\"lsed ws112\">nut om de bestaand<span class=\"_ _0\"></span>e dynami<span class=\"_ _0\"></span>ek in de bevoo<span class=\"_ _0\"></span>rradings<span class=\"_ _0\"></span>keten te </span></div>\n<div class=\"t m0 x2c h64 yc18 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderen. V<span class=\"_ _1\"></span>oor verzekera<span class=\"_ _1\"></span>ars zou de<span class=\"_ _1\"></span> toegang <span class=\"_ _1\"></span>tot dergelijke<span class=\"_ _1\"></span> data</div>\n<div class=\"t m0 x2c h64 yc19 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen leiden to<span class=\"_ _1\"></span>t veranderingen<span class=\"_ _1\"></span> in onderschrijvin<span class=\"_ _1\"></span>g, waardoor de</div>\n<div class=\"t m0 x2c h64 yc1a ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mogelijkheid<span class=\"_ _1\"></span> toeneemt om<span class=\"_ _1\"></span> hypergepersonal<span class=\"_ _1\"></span>iseerde produ<span class=\"_ _1\"></span>cten, dien<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x2c h64 ya3d ff157 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">inhoud aan te bie<span class=\"_ _1\"></span>den.</span> </span></div>\n<div class=\"t m0 x2c h64 ya3e ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3f ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Volledig autonom<span class=\"_ _1\"></span>e voertuigen zi<span class=\"_ _1\"></span>jn nog niet voor<span class=\"_ _1\"></span> morgen, maar toch</div>\n<div class=\"t m0 x2c h64 ya40 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaa<span class=\"_ _0\"></span>n er nu al geavanc<span class=\"_ _0\"></span>eerde hu<span class=\"_ _0\"></span>lpsyste<span class=\"_ _0\"></span>men voor de b<span class=\"_ _0\"></span>estuurd<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 ya41 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(ADAS of Adv<span class=\"_ _0\"></span>anced D<span class=\"_ _0\"></span>river Assis<span class=\"_ _0\"></span>tance Sy<span class=\"_ _0\"></span>stems), w<span class=\"_ _0\"></span>aarvan ve<span class=\"_ _0\"></span>rwacht</div>\n<div class=\"t m0 x2c h64 ya42 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt dat ze op ko<span class=\"_ _1\"></span>rte termijn geava<span class=\"_ _1\"></span>nceerder worden<span class=\"_ _1\"></span> en meer ingang<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya43 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen vi<span class=\"_ _0\"></span>nden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya44 ff159 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">NB: Waars<span class=\"_ _0\"></span>chijnli<span class=\"_ _0\"></span>jk duurt het n<span class=\"_ _0\"></span>og ten minst<span class=\"_ _0\"></span>e vijf jaar of<span class=\"_ _0\"></span> langer voor</div>\n<div class=\"t m0 x2c h6c ya45 ff159 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g autonom<span class=\"_ _0\"></span>e voertui<span class=\"_ _0\"></span>gen op de mark<span class=\"_ _0\"></span>t komen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya46 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya47 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Er worde<span class=\"_ _0\"></span>n in de hele Groe<span class=\"_ _0\"></span>p talrijke m<span class=\"_ _0\"></span>aatre<span class=\"_ _0\"></span>gelen geno<span class=\"_ _0\"></span>men, zoals<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 ya48 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ecosyst<span class=\"_ _0\"></span>eem voor e<span class=\"_ _0\"></span>lektrisc<span class=\"_ _0\"></span>he wagens,<span class=\"_ _0\"></span> monitori<span class=\"_ _0\"></span>ng en int<span class=\"ws11d\">er<span class=\"_ _0\"></span>pretati<span class=\"_ _0\"></span>e van </span></div>\n<div class=\"t m0 x2c h64 ya49 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wetgevi<span class=\"_ _0\"></span>ng zoals Aut<span class=\"_ _0\"></span>omated L<span class=\"_ _0\"></span>ane Keepi<span class=\"_ _0\"></span>ng Systems (<span class=\"_ _0\"></span>ALKS), v<span class=\"_ _0\"></span>erdiepi<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h64 ya4a ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in nieuwe<span class=\"_ _1\"></span> rijtechnologie<span class=\"_ _1\"></span> en capaci<span class=\"_ _1\"></span>teiten, de<span class=\"_ _1\"></span> registratie e<span class=\"_ _1\"></span>n monitori<span class=\"_ _1\"></span>ng van</div>\n<div class=\"t m0 x2c h64 ya4b ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de herst<span class=\"_ _0\"></span>ellingsk<span class=\"_ _0\"></span>osten van vo<span class=\"_ _0\"></span>ertuige<span class=\"_ _0\"></span>n, gesprek<span class=\"_ _0\"></span>ken over d<span class=\"_ _0\"></span>e operati<span class=\"_ _0\"></span>onele</div>\n<div class=\"t m0 x2c h64 ya4c ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gereedheid binn<span class=\"_ _1\"></span>en het herstell<span class=\"lsed ws11d\">ingsnetwerk v<span class=\"_ _0\"></span>an Ageas<span class=\"_ _0\"></span> \u2026<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c y951 ff159 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Nieuwe be<span class=\"_ _0\"></span>hoefte<span class=\"_ _0\"></span>n &amp; verwacht<span class=\"_ _0\"></span>ingen van kl<span class=\"_ _0\"></span>anten (P<span class=\"_ _0\"></span>ESTLE<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">categorie </span>\u2013<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h6c y952 ff159 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Environmental<span class=\"_ _1\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y953 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Door de v<span class=\"_ _0\"></span>erschuiv<span class=\"_ _0\"></span>ingen i<span class=\"_ _0\"></span>n de beh<span class=\"_ _0\"></span>oeften va<span class=\"_ _0\"></span>n consum<span class=\"_ _0\"></span>enten e<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y954 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">recent<span class=\"_ _0\"></span>ere inflati<span class=\"_ _0\"></span>e worde<span class=\"_ _0\"></span>n verzeker<span class=\"_ _0\"></span>aars aang<span class=\"_ _0\"></span>ezet om te inn<span class=\"_ _0\"></span>overen o<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x2c h64 y955 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groei na te strev<span class=\"_ _1\"></span>en en v<span class=\"ws11d\">oor te <span class=\"_ _1\"></span>blijven op<span class=\"_ _1\"></span> nieuwe con<span class=\"_ _1\"></span>currentiedreigi<span class=\"_ _1\"></span>ngen. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y956 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycca ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verw<span class=\"_ _0\"></span>achting<span class=\"_ _0\"></span>en van z<span class=\"_ _0\"></span>owel kla<span class=\"_ _0\"></span>nten als d<span class=\"_ _0\"></span>e markt t<span class=\"_ _0\"></span>en aanzi<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 yccb ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">duurzaamheid e<span class=\"_ _1\"></span>n maatschap<span class=\"_ _1\"></span>pelijke veran<span class=\"_ _1\"></span>twoordelijkheid<span class=\"_ _1\"></span> veranderen<span class=\"_ _1\"></span>, en</div>\n<div class=\"t m0 x1d h64 yccc ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>mingen m<span class=\"_ _0\"></span>oeten de juis<span class=\"_ _0\"></span>te keuzes<span class=\"_ _0\"></span> maken om</div>\n<div class=\"t m0 x1d h64 yccd ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">duurza<span class=\"_ _0\"></span>amheids<span class=\"_ _0\"></span>aspect<span class=\"_ _0\"></span>en in hun strat<span class=\"_ _0\"></span>egie te inte<span class=\"_ _0\"></span>greren. H<span class=\"_ _0\"></span>et gaat echt<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1d h64 ycce ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet allee<span class=\"_ _0\"></span>n over de uit<span class=\"_ _0\"></span>werking va<span class=\"_ _0\"></span>n de strate<span class=\"_ _0\"></span>gie, maar o<span class=\"_ _0\"></span>ok over wat</div>\n<div class=\"t m0 x1d h64 yccf ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondernemingen<span class=\"_ _1\"></span> daar concree<span class=\"_ _1\"></span>t mee doen<span class=\"_ _1\"></span>. Duurzaamheid<span class=\"_ _1\"></span> wordt in <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 ycd0 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">reglementering<span class=\"_ _1\"></span> steeds belangrij<span class=\"_ _1\"></span>ker en de verwachtin<span class=\"_ _1\"></span>gen ten aanzien</div>\n<div class=\"t m0 x1d h64 ycd1 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van duurzaamhe<span class=\"ws11d\">id<span class=\"_ _1\"></span> nemen toe,<span class=\"_ _1\"></span> waardoor de<span class=\"_ _1\"></span> operationel<span class=\"_ _1\"></span>e kosten kunnen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y960 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgen<span class=\"_ _0\"></span> en het re<span class=\"_ _0\"></span>putatie<span class=\"_ _0\"></span>risico k<span class=\"_ _0\"></span>an toen<span class=\"_ _0\"></span>emen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y961 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ontwric<span class=\"_ _0\"></span>htende b<span class=\"_ _0\"></span>edrijfsmo<span class=\"_ _0\"></span>dellen ve<span class=\"_ _0\"></span>rstoren be<span class=\"_ _0\"></span>paalde<span class=\"_ _0\"></span> zakelijk<span class=\"_ _0\"></span>e markten</div>\n<div class=\"t m0 x1d h64 y963 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">door in te spelen<span class=\"_ _1\"></span> op nieuwe behoe<span class=\"_ _1\"></span>ften of eisen van kla<span class=\"_ _1\"></span>nten die door de</div>\n<div class=\"t m0 x1d h64 y964 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toonaangevende<span class=\"_ _1\"></span> le<span class=\"lsed ws112\">veranciers<span class=\"_ _0\"></span> onbeant<span class=\"_ _0\"></span>woord zi<span class=\"_ _0\"></span>jn gebleve<span class=\"_ _0\"></span>n. De kracht<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y965 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van ontwr<span class=\"_ _0\"></span>ichtend<span class=\"_ _0\"></span>e bedrijfs<span class=\"_ _0\"></span>modell<span class=\"_ _0\"></span>en ligt vaa<span class=\"_ _0\"></span>k in de innovat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x1d h64 y966 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten/dien<span class=\"_ _1\"></span>sten, waardoor<span class=\"_ _1\"></span> die modell<span class=\"_ _1\"></span>en in een<span class=\"_ _1\"></span> bestaande <span class=\"_ _1\"></span>markt een</div>\n<div class=\"t m0 x1d h64 y967 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nieuwe nic<span class=\"_ _0\"></span>he kunnen c<span class=\"_ _0\"></span>re\u00ebren, of<span class=\"_ _0\"></span> een hele nieu<span class=\"_ _0\"></span>we markt op z<span class=\"_ _0\"></span>ich.</div>\n<div class=\"t m0 x1d h64 y968 ff157 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bijvoorbee<span class=\"lsed ws112\">ld een van de grote tec<span class=\"_ _0\"></span>hbedrij<span class=\"_ _0\"></span>ven (GAF<span class=\"_ _0\"></span>A) die zich op d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y969 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e verzeke<span class=\"_ _0\"></span>ringsm<span class=\"_ _0\"></span>arkt waa<span class=\"_ _0\"></span>gt en gebr<span class=\"_ _0\"></span>uikmaak<span class=\"_ _0\"></span>t van de s<span class=\"_ _0\"></span>chat aa<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y96a ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">data die het<span class=\"_ _0\"></span> over mense<span class=\"_ _0\"></span>n heeft verw<span class=\"_ _0\"></span>orven om zo h<span class=\"_ _0\"></span>et risicon<span class=\"_ _0\"></span>iveau en de</div>\n<div class=\"t m0 x1d h64 y96b ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijs te be<span class=\"_ _0\"></span>palen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96c ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y96d ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsma<span class=\"_ _0\"></span>atschap<span class=\"_ _0\"></span>pijen zou<span class=\"_ _0\"></span>den effec<span class=\"_ _0\"></span>tieve en re<span class=\"_ _0\"></span>gelmati<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 y96e ff157 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klantcommunica<span class=\"_ _1\"></span>tie<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">/contactp<span class=\"_ _0\"></span>untstrat<span class=\"_ _0\"></span>egie\u00ebn m<span class=\"_ _0\"></span>oeten int<span class=\"_ _0\"></span>egrere<span class=\"_ _0\"></span>n (terwijl </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">data kunne<span class=\"_ _0\"></span>n helpe<span class=\"_ _0\"></span>n om een inzicht<span class=\"_ _0\"></span> te krijgen i<span class=\"_ _0\"></span>n de klantbe<span class=\"_ _0\"></span>hoeften e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y970 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">communicatie<span class=\"_ _1\"></span> op maat, m<span class=\"_ _1\"></span>et de juis<span class=\"_ _1\"></span>te toon en <span class=\"_ _1\"></span>de juiste <span class=\"_ _1\"></span>kanalen</div>\n<div class=\"t m0 x1d h64 y971 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afhank<span class=\"_ _0\"></span>elijk van het<span class=\"_ _0\"></span> doelpubl<span class=\"_ _0\"></span>iek, om de co<span class=\"ws11d\">m<span class=\"_ _0\"></span>municat<span class=\"_ _0\"></span>ie/bo<span class=\"_ _0\"></span>odschap<span class=\"_ _0\"></span>pen te </span></div>\n<div class=\"t m0 x1d h64 y972 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vereenvoudigen<span class=\"_ _1\"></span>, en waarbij de inte<span class=\"_ _1\"></span>gratie van betrouwb<span class=\"_ _1\"></span>are systemen</div>\n<div class=\"t m0 x1d h64 y973 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor klantenon<span class=\"_ _1\"></span>dersteuning<span class=\"_ _1\"></span> de communica<span class=\"_ _1\"></span>tie<span class=\"ls0 ws0\">-</span>/contactp<span class=\"_ _1\"></span>untstrategie<span class=\"_ _1\"></span> nog</div>\n<div class=\"t m0 x1d h64 y974 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verder kan<span class=\"_ _1\"></span> versterken)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y975 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y976 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een recentere trend<span class=\"_ _1\"></span> is 'aangrenzende i<span class=\"_ _1\"></span>nnovatie', waar<span class=\"_ _1\"></span>bij bestaande</div>\n<div class=\"t m0 x1d h64 y977 ff157 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">fi<span class=\"lsef ws11e\">nanci\u00eble dien<span class=\"_ _1\"></span>stverleners hun hu<span class=\"_ _1\"></span>idige producte<span class=\"_ _1\"></span>n aanpassen voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y978 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nieuwe markten en d<span class=\"_ _1\"></span>igitale kanalen<span class=\"_ _1\"></span>, of nieuwe digitale<span class=\"_ _1\"></span> producten voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3b ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bestaande ma<span class=\"_ _1\"></span>rkten ontwik<span class=\"_ _1\"></span>kelen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3c ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3d ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Hyperpersonal<span class=\"_ _1\"></span>isatie is dat onder<span class=\"_ _1\"></span>deel van de klan<span class=\"_ _1\"></span>tervaring dat verband<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3e ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houdt met<span class=\"_ _1\"></span> het gebruik<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">van data om kl<span class=\"_ _0\"></span>anten uit<span class=\"_ _0\"></span>erst pers<span class=\"_ _0\"></span>oonlijk<span class=\"_ _0\"></span>e, gericht<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 yd3f ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en relevante pro<span class=\"_ _1\"></span>ducten, diensten<span class=\"_ _1\"></span> en inhoud te bieden<span class=\"_ _1\"></span>. Door</div>\n<div class=\"t m0 x1d h64 yd40 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hyperpersonali<span class=\"_ _1\"></span>satie identifi<span class=\"_ _1\"></span>ceren bedrijven de<span class=\"_ _1\"></span> subtiele details<span class=\"_ _1\"></span> over hun</div>\n<div class=\"t m0 x1d h64 yd41 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">klanten die de<span class=\"_ _1\"></span> traditionele per<span class=\"_ _1\"></span>sonalisatieniveau<span class=\"_ _1\"></span>s nog niet kunnen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ff157 fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">vastl<span class=\"_ _1\"></span>e<span class=\"lsef ws113\">ggen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yd43 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd44 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Er word<span class=\"_ _0\"></span>en in de G<span class=\"_ _0\"></span>roep tal<span class=\"_ _0\"></span> van tran<span class=\"_ _0\"></span>sversal<span class=\"_ _0\"></span>e initi<span class=\"_ _0\"></span>atieven <span class=\"_ _0\"></span>georgan<span class=\"_ _0\"></span>iseerd</div>\n<div class=\"t m0 x1d h64 yd45 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om opportunite<span class=\"_ _1\"></span>iten te verkennen<span class=\"_ _1\"></span> en risico's te beperk<span class=\"_ _1\"></span>en. Het gaat onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd26 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">meer om een pl<span class=\"_ _0\"></span>atform vo<span class=\"_ _0\"></span>or klante<span class=\"_ _0\"></span>rvaring,<span class=\"_ _0\"></span> een ecosyst<span class=\"_ _0\"></span>eem voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 yd27 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gezondheid, een<span class=\"_ _1\"></span> nieuwe engine voor<span class=\"_ _1\"></span> digitale platf<span class=\"_ _1\"></span>orms, Impact24 \u2026</div>\n<div class=\"t m0 x1d h64 yd28 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Daarna<span class=\"_ _0\"></span>ast worden er o<span class=\"_ _0\"></span>ok in de opera<span class=\"_ _0\"></span>tionel<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en van Age<span class=\"_ _0\"></span>as tal van</div>\n<div class=\"t m0 x1d h64 yd29 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lokale act<span class=\"_ _0\"></span>ies ontw<span class=\"_ _0\"></span>ikkeld. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y1164 ff159 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Robotica <span class=\"_ _1\"></span>/ AI / Tech<span class=\"_ _1\"></span>nologie (PESTLE<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">categorie </span>\u2013 </span><span class=\"ws113\">Technological)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1165 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dankzij robo<span class=\"_ _1\"></span>tica, AI en technologie<span class=\"_ _1\"></span> kunnen bedrijven<span class=\"_ _1\"></span> onder andere de</div>\n<div class=\"t m0 x1d h64 y1166 ff157 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kost<span class=\"lsef ws11e\">en terugdringen die<span class=\"_ _1\"></span> ze uitgeven aan<span class=\"_ _1\"></span> routinetaken, en bepa<span class=\"_ _1\"></span>alde </span></div>\n<div class=\"t m0 x1d h64 y1167 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">medewe<span class=\"_ _0\"></span>rkers inz<span class=\"_ _0\"></span>etten v<span class=\"_ _0\"></span>oor creat<span class=\"_ _0\"></span>iever<span class=\"_ _0\"></span>e taken (<span class=\"_ _0\"></span>om<span class=\"ls0 ws0\">- </span><span class=\"ws112\">en bijscholi<span class=\"_ _0\"></span>ng). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1168 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd46 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">AI wordt ont<span class=\"_ _0\"></span>haald als<span class=\"_ _0\"></span> revolut<span class=\"_ _0\"></span>ionair en<span class=\"_ _0\"></span> baanbrek<span class=\"_ _0\"></span>end, maar h<span class=\"_ _0\"></span>et heeft ook</div>\n<div class=\"t m0 x1d h64 yd47 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nadelen. Ma<span class=\"_ _1\"></span>cro<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">economisch<span class=\"_ _0\"></span>e risico's di<span class=\"_ _0\"></span>e met AI gepa<span class=\"_ _0\"></span>ard <span class=\"lsef ws11d\">kunnen gaan, </span></span></span></div>\n<div class=\"t m0 x1d h64 yb0c ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn onde<span class=\"_ _0\"></span>r meer privac<span class=\"_ _0\"></span>yschen<span class=\"_ _0\"></span>dingen, '<span class=\"_ _0\"></span>deep fakes'<span class=\"_ _0\"></span>, algorit<span class=\"_ _0\"></span>mische</div>\n<div class=\"t m0 x1d h64 yb0d ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vooringenomenheid<span class=\"_ _1\"></span>, banenverlie<span class=\"_ _1\"></span>s door auto<span class=\"_ _1\"></span>matisering,</div>\n<div class=\"t m0 x1d h64 yd48 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sociaalecono<span class=\"_ _1\"></span>mische ongelijkhe<span class=\"_ _1\"></span>id en zelfs wapenau<span class=\"_ _1\"></span>tomatisering.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Toch ontst<span class=\"_ _0\"></span>aan er op heel w<span class=\"_ _0\"></span>at <span class=\"lsef ws11d\">vlakken stee<span class=\"_ _1\"></span>ds meer nieuwe<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">technologie\u00ebn<span class=\"_ _1\"></span> en stapelen<span class=\"_ _1\"></span> de wetenscha<span class=\"_ _1\"></span>ppelijke doorbra<span class=\"_ _1\"></span>ken zich op<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 y8a7 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">door de cor<span class=\"_ _0\"></span>onacrisi<span class=\"_ _0\"></span>s overigen<span class=\"_ _0\"></span>s in een nog sn<span class=\"_ _0\"></span>eller temp<span class=\"_ _0\"></span>o. Hoewel ni<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y8a8 ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">elke geboe<span class=\"_ _1\"></span>kte vooruitga<span class=\"_ _1\"></span>ng een doorbra<span class=\"_ _1\"></span>ak kan wo<span class=\"_ _1\"></span>rden genoemd<span class=\"_ _1\"></span>, kunnen</div>\n<div class=\"t m0 x2c h64 y8a9 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">sommig<span class=\"_ _0\"></span>e technol<span class=\"_ _0\"></span>ogie\u00ebn wel<span class=\"_ _0\"></span> <span class=\"lsef ws11d\">verandering<span class=\"_ _1\"></span> brengen i<span class=\"_ _1\"></span>n de manier<span class=\"_ _1\"></span> waarop </span></div>\n<div class=\"t m0 x2c h64 y8aa ff15b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">mensen l<span class=\"_ _0\"></span>even en <span class=\"_ _0\"></span>werken, e<span class=\"_ _0\"></span>n leide<span class=\"_ _0\"></span>n tot vol<span class=\"_ _0\"></span>ledig ni<span class=\"_ _0\"></span>euwe pr<span class=\"_ _0\"></span>oducten <span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y8ab ff15b fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">dienst<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff15b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y116a ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Er worde<span class=\"_ _0\"></span>n in de Groep tran<span class=\"_ _0\"></span>sversa<span class=\"_ _0\"></span>le initiat<span class=\"_ _0\"></span>ieven ge<span class=\"_ _0\"></span>organise<span class=\"_ _0\"></span>erd om</div>\n<div class=\"t m0 x1d h64 y116b ff15b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">kansen t<span class=\"_ _0\"></span>e verken<span class=\"_ _0\"></span>nen en ris<span class=\"_ _0\"></span>ico's t<span class=\"_ _0\"></span>e beperk<span class=\"_ _0\"></span>en. Het g<span class=\"_ _0\"></span>aat onde<span class=\"_ _0\"></span>r meer o<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x1d h64 y116c ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de AI<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en Robotic<span class=\"_ _0\"></span>a<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gemeenschappen<span class=\"_ _1\"></span>, de Data Managemen<span class=\"_ _1\"></span>t and </span></span></span></div>\n<div class=\"t m0 x1d h64 y116d ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Govern<span class=\"_ _0\"></span>ance Taskf<span class=\"_ _0\"></span>orce, Sli<span class=\"_ _0\"></span>mme automat<span class=\"_ _0\"></span>iseri<span class=\"_ _0\"></span>ng, het cre<span class=\"_ _0\"></span>\u00ebren van</div>\n<div class=\"t m0 x1d h64 y116e ff15b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">bedr<span class=\"lsed ws112\">ijfswaar<span class=\"_ _0\"></span>de met een tec<span class=\"_ _0\"></span>hnolog<span class=\"_ _0\"></span>ietrain<span class=\"_ _0\"></span>ingsprog<span class=\"_ _0\"></span>ramma,<span class=\"_ _0\"></span> het </span></div>\n<div class=\"t m0 x1d h64 y116f ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Datarobotproje<span class=\"_ _1\"></span>ct ... Daar<span class=\"_ _1\"></span>naast volgen<span class=\"_ _1\"></span> de operatione<span class=\"_ _1\"></span>le entiteite<span class=\"_ _1\"></span>n van</div>\n<div class=\"t m0 x1d h64 y1170 ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas deze <span class=\"_ _1\"></span>trend op de<span class=\"_ _1\"></span> voet via<span class=\"_ _1\"></span> lokale go<span class=\"_ _1\"></span>vernance, binn<span class=\"_ _1\"></span>en externe</div>\n<div class=\"t m0 x1d h64 y1171 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">forums en co<span class=\"_ _0\"></span>nferent<span class=\"_ _0\"></span>ies, en in so<span class=\"_ _0\"></span>mmige gev<span class=\"_ _0\"></span>allen zijn AI<span class=\"_ _0\"></span> en nieuwe</div>\n<div class=\"t m0 x1d h64 y1172 ff15b fs44 fc1c sc0 lsf9 ws124\" style=\"z-index: 15;\">te<span class=\"lsef ws11d\">chnologie al<span class=\"_ _1\"></span> in de <span class=\"_ _1\"></span>gewone bedrij<span class=\"_ _1\"></span>fsactiviteiten<span class=\"_ _1\"></span> ge\u00efntegreerd. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1173 ff15b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1174 ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De Group E<span class=\"_ _1\"></span>merging Risk<span class=\"_ _1\"></span> Radar hierna<span class=\"_ _1\"></span> weerspiegel<span class=\"_ _1\"></span>t de drei<span class=\"_ _1\"></span>gende risico<span class=\"_ _1\"></span>'s die het <span class=\"_ _1\"></span>meest relevan<span class=\"_ _1\"></span>t zijn voor<span class=\"_ _1\"></span> de bedri<span class=\"_ _1\"></span>jfsactiviteit<span class=\"lsed ws112\">en en die in het kader v<span class=\"_ _0\"></span>an </span></div>\n<div class=\"t m0 x2c h64 y1175 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">het 2022 E<span class=\"lsef ws11e\">merging Risk Process zijn ge\u00efden<span class=\"_ _1\"></span>tificeerd:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m2 x25a haa y11a7 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Nabijheid</div>\n<div class=\"t m2 x94 haa y11a4 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">0-3 jaar<span class=\"_ _1a3\"> </span>3 tot 5 jaar<span class=\"_ _d9\"> </span>Langer dan 5 jaar</div>\n<div class=\"t m2 x152 haa y11a2 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Hoog<span class=\"_ _203\"> </span>Matig<span class=\"_ _1e9\"> </span>Laag</div>\n<div class=\"t m0 x21 haa y11ad ff162 fs6a fc16 sc0 ls0 ws0\" style=\"z-index: 15;\">Analyse</div>\n<div class=\"t m0 x52 haa y11ab ff162 fs6a fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Bewust<span class=\"_ _205\"></span>Bewust</div>\n<div class=\"t m0 x261 hac y11af ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Mobility-as-a-Service</div>\n<div class=\"t m0 xcd hac y11b1 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Demografische verandering</div>\n<div class=\"t m0 xbe haa y11a9 ff162 fs6a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Actie</div>\n<div class=\"t m0 xb5 hac y11b7 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Big data / toegankelijkheid,</div>\n<div class=\"t m0 xb5 hac y11b8 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">beschikbaarheid en ethisch</div>\n<div class=\"t m0 x262 hac y11b9 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">gebruik van data</div>\n<div class=\"t m0 xbf hac y11ba ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Reskilling &amp; Upskilling</div>\n<div class=\"t m0 x260 haa y11ac ff162 fs6a fc16 sc0 ls0 ws0\" style=\"z-index: 15;\">Analyse</div>\n<div class=\"t m0 xc8 hac y11b0 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Internet of Things</div>\n<div class=\"t m0 x52 haa y11aa ff162 fs6a fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Bewust</div>\n<div class=\"t m0 x260 hac y11ae ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Toekomst van gezondheid</div>\n<div class=\"t me x107 hac y11b2 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Geopolitieke instabiliteit /</div>\n<div class=\"t me x107 hac y11b3 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Handelsoorlogen</div>\n<div class=\"t me xff hac y11b2 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Rijtechnologie</div>\n<div class=\"t m0 xbe haa y11a8 ff162 fs6a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Actie</div>\n<div class=\"t m0 x104 haa y11a8 ff162 fs6a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Actie<span class=\"_ _204\"> </span><span class=\"fc16\">Analyse</span></div>\n<div class=\"t me xff hac y11b4 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Nieuwe behoeften &amp;</div>\n<div class=\"t me xff hac y11b5 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">verwachtingen van klanten</div>\n<div class=\"t me xff hac y11b6 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Robotica / AI / Technologie</div>\n<div class=\"t m0 xbe haa y11a3 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Groot<span class=\"_ _174\"> </span>Matig<span class=\"_ _188\"> </span>Klein</div>\n<div class=\"t m0 x5d hab y11a5 ff163 fs6b fcc sc0 ls0 ws0\" style=\"z-index: 15;\">Politiek<span class=\"_ _1cd\"> </span><span class=\"fc14\">Economie<span class=\"_ _b1\"> </span><span class=\"fc15\">Sociaal<span class=\"_ _164\"> </span><span class=\"fc17\">T<span class=\"_ _3\"></span>echnologie<span class=\"_ _1cd\"> </span><span class=\"fce\">Wettelijk<span class=\"_ _12a\"> </span><span class=\"fc16\">Milieu</span></span></span></span></span></div>\n<div class=\"t m0 x57 haa y11a6 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Impact</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 255px; height: 851px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 255px; height: 851px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff15e fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.6.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ff160 lsed ws11d\">In de kij<span class=\"_ _0\"></span>ker: <span class=\"ff15e ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xd1 h64 y8a6 ff15e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Risicobeoorde<span class=\"_ _1\"></span>ling Klimaa<span class=\"_ _1\"></span>tverandering</div>\n<div class=\"t m0 x2c h64 y8a7 ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">De belangrij<span class=\"_ _1\"></span>kste risico's waaraan<span class=\"_ _1\"></span> Ageas wordt bloo<span class=\"_ _1\"></span>tgesteld door</div>\n<div class=\"t m0 x2c h64 y8a8 ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing zijn krediet<span class=\"_ _1\"></span>risico, marktrisi<span class=\"_ _1\"></span>co, schadeverzeker<span class=\"_ _1\"></span>ingen</div>\n<div class=\"t m0 x2c h64 y8a9 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">en levensv<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen. Het<span class=\"_ _0\"></span> modeller<span class=\"_ _0\"></span>en van de effec<span class=\"_ _0\"></span>ten van</div>\n<div class=\"t m0 x2c h64 y8aa ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatrisico<span class=\"_ _1\"></span>'s op onze portefeui<span class=\"_ _1\"></span>lles is een belan<span class=\"_ _1\"></span>grijk aandachtsgeb<span class=\"_ _1\"></span>ied,</div>\n<div class=\"t m0 x2c h64 y8ab ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">aangezi<span class=\"_ _0\"></span>en het beg<span class=\"_ _0\"></span>rijpen en be<span class=\"_ _0\"></span>heerse<span class=\"_ _0\"></span>n van klimaat<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>en essent<span class=\"_ _0\"></span>ieel is</div>\n<div class=\"t m0 x2c h64 y8ac ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">voor het be<span class=\"_ _0\"></span>palen van str<span class=\"_ _0\"></span>ategis<span class=\"_ _0\"></span>che antwo<span class=\"_ _0\"></span>orden en h<span class=\"_ _0\"></span>et behouden v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y8ad ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">onze veerkrach<span class=\"_ _1\"></span>t op de lange termijn<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y116c ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opname v<span class=\"_ _1\"></span>an verschillend<span class=\"_ _1\"></span>e klimaatve<span class=\"_ _1\"></span>randeringsscenar<span class=\"_ _1\"></span>io's</div>\n<div class=\"t m0 x1d h64 y116d ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">in onze ORS<span class=\"_ _0\"></span>A van 2021, is<span class=\"_ _0\"></span> deze activi<span class=\"_ _0\"></span>teit verde<span class=\"_ _0\"></span>r verfij<span class=\"_ _0\"></span>nd. De sce<span class=\"lsee\">nario's, </span></div>\n<div class=\"t m0 x1d h64 y116e ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">die een m<span class=\"_ _1\"></span>iddellange tot<span class=\"_ _1\"></span> langere <span class=\"_ _1\"></span>tijdshorizon <span class=\"_ _1\"></span>bestrijken, pr<span class=\"_ _1\"></span>oberen de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y116f ff15e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble impac<span class=\"_ _0\"></span>t van zo<span class=\"_ _0\"></span>wel tr<span class=\"_ _0\"></span>ansitier<span class=\"_ _0\"></span>isico a<span class=\"_ _0\"></span>ls fysiek <span class=\"_ _0\"></span>risico o<span class=\"_ _0\"></span>p onze</div>\n<div class=\"t m0 x1d h64 y1170 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">activa en pa<span class=\"_ _0\"></span>ssiva bete<span class=\"_ _0\"></span>r te begrij<span class=\"_ _0\"></span>pen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1171 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1172 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1178 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Met het o<span class=\"_ _1\"></span>og op de O<span class=\"_ _1\"></span>RSA lag de<span class=\"_ _1\"></span> focus i<span class=\"lsed\">n de hele Gro<span class=\"_ _0\"></span>ep op de vo<span class=\"_ _0\"></span>lgende t<span class=\"_ _0\"></span>wee tra<span class=\"_ _0\"></span>nsmissi<span class=\"_ _0\"></span>ekanal<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 had y11bb ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">T<span class=\"_ _3\"></span>ransitierisico</div>\n<div class=\"t m0 xf6 had y11bc ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">&amp; Fy<span class=\"_ _0\"></span>siek ris<span class=\"_ _0\"></span>ico</div>\n<div class=\"t m0 x26 had y11bb ff164 fs6d fc5 sc0 ls133 ws16d\" style=\"z-index: 15;\">V<span class=\"_ _0\"></span>eranderende</div>\n<div class=\"t m0 xfe had y11bc ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">economie</div>\n<div class=\"t m0 x263 had y11bb ff164 fs6d fc5 sc0 ls133 ws16d\" style=\"z-index: 15;\">Beleggi<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x25f had y11bc ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">&amp; ALM</div>\n<div class=\"t m0 x264 had y11bf ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Fy<span class=\"_ _0\"></span>siek ris<span class=\"_ _0\"></span>ico</div>\n<div class=\"t m0 x26 had y11bd ff164 fs6d fc5 sc0 ls133 ws16d\" style=\"z-index: 15;\">V<span class=\"_ _0\"></span>eranderende</div>\n<div class=\"t m0 x26 had y11be ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">weerpatr<span class=\"_ _0\"></span>onen</div>\n<div class=\"t m0 x257 had y11c0 ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico op</div>\n<div class=\"t m0 x50 had y11c1 ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">natuurrampen</div>\n<div class=\"t m0 x2c h64 y117c ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Voor een <span class=\"_ _1\"></span>verzekeringsgroe<span class=\"_ _1\"></span>p als Ageas <span class=\"_ _1\"></span>ligt het <span class=\"_ _1\"></span>transitierisi<span class=\"_ _1\"></span>co, dat</div>\n<div class=\"t m0 x2c h64 y117d ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk za<span class=\"_ _0\"></span>l voortvl<span class=\"_ _0\"></span>oeien uit uit<span class=\"_ _0\"></span>gebrei<span class=\"_ _0\"></span>de belei<span class=\"_ _0\"></span>ds<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">, technologie</span>-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x2c h64 y117e ff15e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">markt<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">en klantgedr<span class=\"_ _1\"></span>agsverand<span class=\"lsed ws112\">eringen, voor<span class=\"_ _0\"></span>nameli<span class=\"_ _0\"></span>jk aan de acti<span class=\"_ _0\"></span>efzijde<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y117f ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">van de ba<span class=\"_ _1\"></span>lans via m<span class=\"_ _1\"></span>ateri\u00eble waard<span class=\"_ _1\"></span>eringsverander<span class=\"_ _1\"></span>ingen, gestrand<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y1180 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">activa en v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in wan<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsperc<span class=\"_ _0\"></span>entages al<span class=\"_ _0\"></span>s gevolg v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y1181 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">versch<span class=\"_ _0\"></span>uiving naa<span class=\"_ _0\"></span>r een koolst<span class=\"_ _0\"></span>ofarme e<span class=\"_ _0\"></span>conomie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1182 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1183 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Voor beleggi<span class=\"_ _1\"></span>ngen integre<span class=\"_ _1\"></span>ert Ageas duu<span class=\"_ _1\"></span>rzaamheidscri<span class=\"_ _1\"></span>teria (ESG: m<span class=\"_ _1\"></span>ilieu,</div>\n<div class=\"t m0 x2c h64 y1184 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">sociaal en<span class=\"_ _1\"></span> bestuur) in<span class=\"_ _1\"></span> zijn onder<span class=\"_ _1\"></span>zoeks<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>en beleggings<span class=\"_ _1\"></span>processen. He<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1185 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">heeft een R<span class=\"_ _0\"></span>esponsib<span class=\"_ _0\"></span>le Invest<span class=\"_ _0\"></span>ment Frame<span class=\"_ _0\"></span>work (RIF<span class=\"_ _0\"></span>) ge\u00efmpl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y1186 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">om duurza<span class=\"_ _0\"></span>amheids<span class=\"_ _0\"></span>risico's t<span class=\"_ _0\"></span>e integre<span class=\"_ _0\"></span>ren in inves<span class=\"_ _0\"></span>terings<span class=\"_ _0\"></span>besli<span class=\"_ _0\"></span>ssingen o<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c h64 y1187 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> zowel een<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>uitsluiting<span class=\"_ _1\"></span>sbeleid al<span class=\"_ _1\"></span>s ESG<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">scor<span class=\"_ _1\"></span>emethodologie\u00ebn die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1188 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen ri<span class=\"_ _0\"></span>chten op act<span class=\"_ _0\"></span>iva met o<span class=\"_ _0\"></span>ver het algem<span class=\"_ _0\"></span>een bete<span class=\"_ _0\"></span>re ESG<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1189 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">prestaties <span class=\"_ _1\"></span>en lagere duur<span class=\"_ _1\"></span>zaamheidsrisi<span class=\"_ _1\"></span>co's. Het R<span class=\"_ _1\"></span>IF omvat ESG<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y118a ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">integrat<span class=\"_ _0\"></span>ie, impac<span class=\"_ _0\"></span>tbelegg<span class=\"_ _0\"></span>en, uitsl<span class=\"_ _0\"></span>uiting<span class=\"_ _0\"></span>sscreeni<span class=\"_ _0\"></span>ng, netto n<span class=\"_ _0\"></span>ul</div>\n<div class=\"t m0 x2c h64 y118b ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en e<span class=\"lsed\">n betrokke<span class=\"_ _0\"></span>nheid. I<span class=\"_ _0\"></span>n 2022 w<span class=\"_ _0\"></span>erd Ageas<span class=\"_ _0\"></span> ook lid v<span class=\"_ _0\"></span>an de Net<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y118c ff15e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Zero Ass<span class=\"_ _0\"></span>et Owne<span class=\"_ _0\"></span>r Allianc<span class=\"_ _0\"></span>e, die z<span class=\"_ _0\"></span>ich ertoe v<span class=\"_ _0\"></span>erbin<span class=\"_ _0\"></span>dt de ge<span class=\"_ _0\"></span>financie<span class=\"_ _0\"></span>rde</div>\n<div class=\"t m0 x1d h64 y118d ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">emissi<span class=\"_ _0\"></span>es tegen 2030 m<span class=\"_ _0\"></span>et 50% te ver<span class=\"_ _0\"></span>minderen e<span class=\"_ _0\"></span>n de portef<span class=\"_ _0\"></span>euille te<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 y118e ff15e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">2050 vol<span class=\"_ _0\"></span>ledig k<span class=\"_ _0\"></span>oolstofv<span class=\"_ _0\"></span>rij te m<span class=\"_ _0\"></span>aken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y118f ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1190 ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Acute en chronis<span class=\"_ _1\"></span>che fysieke<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">risico's, die gepa<span class=\"_ _0\"></span>ard gaan m<span class=\"_ _0\"></span>et een </span></span></div>\n<div class=\"t m0 x1d h64 y1191 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">toename v<span class=\"_ _0\"></span>an claim<span class=\"_ _0\"></span>s en verliez<span class=\"_ _0\"></span>en, hebben e<span class=\"_ _0\"></span>en impact o<span class=\"_ _0\"></span>p onze</div>\n<div class=\"t m0 x1d h64 y1192 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sverplichtingen<span class=\"_ _1\"></span> door verander<span class=\"_ _1\"></span>ingen in de<span class=\"_ _1\"></span> vraag naar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1193 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">product<span class=\"_ _0\"></span>en en diens<span class=\"_ _0\"></span>ten en veran<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en in verlies<span class=\"_ _0\"></span>ratio's/<span class=\"_ _0\"></span>winsten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1194 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1195 ff15e fs44 fc1c sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsed ws112\">klimaatg<span class=\"_ _0\"></span>erelate<span class=\"_ _0\"></span>erde risic<span class=\"_ _0\"></span>o's die he<span class=\"_ _0\"></span>t meest relev<span class=\"_ _0\"></span>ant zijn voo<span class=\"_ _0\"></span>r de </span></div>\n<div class=\"t m0 x1d h64 y1196 ff15e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">verze<span class=\"_ _1\"></span>keringsporte<span class=\"_ _1\"></span>feuilles zijn<span class=\"_ _1\"></span> overstrominge<span class=\"_ _1\"></span>n, stormen, </span></div>\n<div class=\"t m0 x1d h64 y1197 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verzakkingen<span class=\"_ _1\"></span>, bosbranden<span class=\"_ _1\"></span>, hittegolven <span class=\"_ _1\"></span>en, in mi<span class=\"_ _1\"></span>ndere mate,</div>\n<div class=\"t m0 x1d h64 y1198 ff15e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">luchtverontre<span class=\"_ _1\"></span>iniging.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1199 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y119a ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">De klimaatgerela<span class=\"_ _1\"></span>teerde stress<span class=\"_ _1\"></span>tests die worden u<span class=\"ws11d\">itge<span class=\"_ _1\"></span>voerd als on<span class=\"_ _1\"></span>derdeel </span></div>\n<div class=\"t m0 x1d h64 y119b ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">van de OR<span class=\"_ _1\"></span>SA kijken naar<span class=\"_ _1\"></span> enkele v<span class=\"_ _1\"></span>an deze ri<span class=\"_ _1\"></span>sico\u2019s om de<span class=\"_ _1\"></span> potenti\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y119c ff15e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n op midd<span class=\"_ _0\"></span>ellang<span class=\"_ _0\"></span>e tot lang<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>jn beter t<span class=\"_ _0\"></span>e begri<span class=\"_ _0\"></span>jpen en p<span class=\"_ _0\"></span>assend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y119d ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">maatregelen te iden<span class=\"_ _1\"></span>tificeren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 252px; height: 854px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 252px; height: 854px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het eerste<span class=\"_ _1\"></span> transmissieka<span class=\"_ _1\"></span>naa<span class=\"ws11e\">l heeft betre<span class=\"_ _1\"></span>kking op de (macro<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che imp<span class=\"_ _0\"></span>act van de klim<span class=\"_ _0\"></span>aatver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>g door de effec<span class=\"_ _0\"></span>ten op de</div>\n<div class=\"t m0 x2c h64 y8a7 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">prijzen van finan<span class=\"_ _1\"></span>ci\u00eble activa en<span class=\"_ _1\"></span> macro<span class=\"ls0 ws0\">-</span>econo<span class=\"_ _1\"></span>mische variabelen<span class=\"_ _1\"></span> zoals de</div>\n<div class=\"t m0 x2c h64 y8a8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten en de inf<span class=\"_ _0\"></span>latie. Vo<span class=\"_ _0\"></span>orts zoude<span class=\"_ _0\"></span>n specifi<span class=\"_ _0\"></span>eke soort<span class=\"_ _0\"></span>en activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a9 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk in waar<span class=\"_ _0\"></span>de kunnen d<span class=\"_ _0\"></span>alen, het<span class=\"_ _0\"></span>zij door hog<span class=\"_ _0\"></span>ere kapit<span class=\"_ _0\"></span>aalkost<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x2c h64 y8aa ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hetzij door<span class=\"_ _1\"></span> een hoger<span class=\"_ _1\"></span> waargenomen r<span class=\"_ _1\"></span>isico door<span class=\"_ _1\"></span> de aard <span class=\"_ _1\"></span>van hun</div>\n<div class=\"t m0 x2c h64 y8ab ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten of hun l<span class=\"_ _0\"></span>ocatie.<span class=\"_ _0\"></span> Dit zou een dir<span class=\"_ _0\"></span>ecte impact<span class=\"_ _0\"></span> kunnen h<span class=\"_ _0\"></span>ebben op</div>\n<div class=\"t m0 x2c h64 y8ac ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas en <span class=\"_ _1\"></span>zijn dochterond<span class=\"_ _1\"></span>ernemingen<span class=\"_ _1\"></span> door waarde<span class=\"_ _1\"></span>schommelingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y8ad ff165 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zi<span class=\"lsef ws11d\">jn belegging<span class=\"_ _1\"></span>sportefeuille, <span class=\"_ _1\"></span>en door d<span class=\"_ _1\"></span>e economi<span class=\"_ _1\"></span>sche waarde <span class=\"_ _1\"></span>van zijn </span></div>\n<div class=\"t m0 x2c h64 y8ae ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sverplichtingen<span class=\"_ _1\"></span> op langere termijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het tweed<span class=\"_ _0\"></span>e transm<span class=\"_ _0\"></span>issieka<span class=\"_ _0\"></span>naal heeft b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng op geofy<span class=\"_ _0\"></span>sische</div>\n<div class=\"t m0 x2c h64 y8b1 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> die worden veroorzaa<span class=\"_ _1\"></span>kt door klimatologi<span class=\"_ _1\"></span>sche</div>\n<div class=\"t m0 x2c h64 y8b2 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span>. Ageas en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>zijn doch<span class=\"_ _1\"></span>terondernemingen<span class=\"_ _1\"></span> onderschrij<span class=\"_ _1\"></span>ven</div>\n<div class=\"t m0 x2c h64 y8b3 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n voor specif<span class=\"_ _0\"></span>ieke geva<span class=\"_ _0\"></span>ren, waarv<span class=\"_ _0\"></span>an de freq<span class=\"_ _0\"></span>uentie</div>\n<div class=\"t m0 x2c h64 y8b4 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en/of d<span class=\"_ _0\"></span>e ernst n<span class=\"_ _0\"></span>egatief k<span class=\"_ _0\"></span>unnen wo<span class=\"_ _0\"></span>rden be\u00ef<span class=\"_ _0\"></span>nvloed.<span class=\"_ _0\"></span> Die gev<span class=\"_ _0\"></span>aren word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y8b5 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span> gedekt door<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsed\">levensverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contra<span class=\"_ _0\"></span>cten, ma<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff165 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span><span class=\"lsed ws112\">in de sterft<span class=\"_ _0\"></span>ecijfe<span class=\"_ _0\"></span>rs zouden oo<span class=\"_ _0\"></span>k een impact<span class=\"_ _0\"></span> kunnen heb<span class=\"_ _0\"></span>ben </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op levensv<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op basis v<span class=\"_ _0\"></span>an het b<span class=\"_ _0\"></span>ovensta<span class=\"_ _0\"></span>ande zi<span class=\"_ _0\"></span>jn er voo<span class=\"_ _0\"></span>r de ORS<span class=\"_ _0\"></span>A van 202<span class=\"_ _0\"></span>2 twee</div>\n<div class=\"t m0 x2c h64 y9d8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">reeksen o<span class=\"_ _0\"></span>nderzoe<span class=\"_ _0\"></span>ken uitgev<span class=\"_ _0\"></span>oerd:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d9 ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff165 lsed ws111\">Een <span class=\"lsef ws11e\">gr<span class=\"_ _1\"></span>oepsbrede stress<span class=\"_ _1\"></span>test voor de Europese<span class=\"_ _1\"></span> geconsolideerde<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9da ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span>en, wa<span class=\"_ _0\"></span>arbi<span class=\"ws112\">j er een la<span class=\"_ _0\"></span>ngeterm<span class=\"_ _0\"></span>ijnproj<span class=\"_ _0\"></span>ectie van b<span class=\"_ _0\"></span>elegging<span class=\"_ _0\"></span>en en </span></div>\n<div class=\"t m0 x1a0 h64 y9db ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de ALM<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">positie werd<span class=\"_ _1\"></span> uitgevoerd on<span class=\"_ _1\"></span>der verschil<span class=\"_ _1\"></span>lende </span></span></div>\n<div class=\"t m0 x1a0 h64 y9dc ff165 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">klimaat<span class=\"_ _0\"></span>scenari<span class=\"_ _0\"></span>o's.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dd ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff165 lsef ws11d\">Ee<span class=\"_ _1\"></span>n aantal</span><span class=\"ff165\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">specifi<span class=\"_ _0\"></span>eke analy<span class=\"_ _0\"></span>ses, zowe<span class=\"_ _0\"></span>l kwantit<span class=\"_ _0\"></span>atief als kw<span class=\"_ _0\"></span>alitati<span class=\"_ _0\"></span>ef, </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9de ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met betrek<span class=\"_ _0\"></span>king tot ri<span class=\"_ _0\"></span>sico\u2019s op h<span class=\"_ _0\"></span>et gebied va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y9df ff165 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>i<span class=\"lsef ws113\">ngen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c yc14 ff169 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Definit<span class=\"_ _0\"></span>ie van de scen<span class=\"_ _0\"></span>ario's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De stresst<span class=\"_ _0\"></span>est voor de b<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen en de AL<span class=\"_ _0\"></span>M<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">positie<span class=\"_ _1\"></span> is een verdere </span></span></div>\n<div class=\"t m0 x2c h64 yc16 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eling va<span class=\"_ _0\"></span>n de kli<span class=\"_ _0\"></span>maatstr<span class=\"_ _0\"></span>esstest<span class=\"_ _0\"></span> die voor <span class=\"_ _0\"></span>de ORSA<span class=\"_ _0\"></span> van 202<span class=\"_ _0\"></span>1 werd</div>\n<div class=\"t m0 x2c h64 yc17 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgev<span class=\"_ _0\"></span>oerd, en die zel<span class=\"_ _0\"></span>f ge\u00efnspi<span class=\"_ _0\"></span>reerd was op h<span class=\"_ _0\"></span>et 2021 Clim<span class=\"_ _0\"></span>ate Bien<span class=\"_ _0\"></span>nial</div>\n<div class=\"t m0 x2c h64 yc18 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Explorat<span class=\"_ _0\"></span>ory Sce<span class=\"_ _0\"></span>nario (CBE<span class=\"_ _0\"></span>S) van de PRA.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Terwijl er<span class=\"_ _1\"></span> bij d<span class=\"_ _1\"></span>e ORSA</span>-</span></div>\n<div class=\"t m0 x2c h64 yc19 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">stresst<span class=\"_ _0\"></span>est van 202<span class=\"_ _0\"></span>1 werd uitge<span class=\"_ _0\"></span>gaan van de st<span class=\"_ _0\"></span>ressfact<span class=\"_ _0\"></span>oren van de PR<span class=\"_ _0\"></span>A,</div>\n<div class=\"t m0 x2c h64 yc1a ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft Ageas voor<span class=\"_ _1\"></span> de ORSA van 2022 gebrui<span class=\"_ _1\"></span>kgemaakt van macro<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ya3d ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische en<span class=\"_ _1\"></span> financi\u00eb<span class=\"_ _1\"></span>le prognoses <span class=\"_ _1\"></span>van Moody\u2019s<span class=\"_ _1\"></span> Analytics. <span class=\"_ _1\"></span>De</div>\n<div class=\"t m0 x2c h64 ya3e ff165 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aan<span class=\"lsed ws11d\">vankelij<span class=\"_ _0\"></span>k gebru<span class=\"_ _0\"></span>ikte input<span class=\"_ _0\"></span> werd v<span class=\"_ _0\"></span>erbeter<span class=\"_ _0\"></span>d aan de h<span class=\"_ _0\"></span>and van <span class=\"_ _0\"></span>een int<span class=\"_ _0\"></span>ern </span></div>\n<div class=\"t m0 x2c h64 ya3f ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elde met<span class=\"_ _0\"></span>hodolog<span class=\"_ _0\"></span>ie om te k<span class=\"_ _0\"></span>omen tot <span class=\"_ _0\"></span>meer gra<span class=\"_ _0\"></span>nulair<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya40 ff165 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">stressfactoren.</div>\n<div class=\"t m0 x25a hae y11c2 ff168 fs50 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y11c3 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y11c4 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De stress<span class=\"_ _0\"></span>test b<span class=\"_ _0\"></span>estond uit<span class=\"_ _0\"></span> drie ve<span class=\"_ _0\"></span>rschi<span class=\"_ _0\"></span>llende kli<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>enario's<span class=\"_ _0\"></span> die</div>\n<div class=\"t m0 x2c h64 y11c5 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werden vergelek<span class=\"_ _1\"></span>en met een basiss<span class=\"_ _1\"></span>cenario. De hor<span class=\"lsed ws112\">izon die in </span></div>\n<div class=\"t m0 x2c h64 y11c6 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aanmerking we<span class=\"_ _1\"></span>rd genomen,<span class=\"_ _1\"></span> was 2045. (E<span class=\"_ _1\"></span>en mogelijke<span class=\"_ _1\"></span> toekomstige</div>\n<div class=\"t m0 x2c h64 y11c7 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ontwikkeling<span class=\"_ _1\"></span> zou zijn om de prognos<span class=\"_ _1\"></span>ehorizon te verlen<span class=\"_ _1\"></span>gen, waarbij</div>\n<div class=\"t m0 x2c h64 y11c8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt opg<span class=\"_ _0\"></span>emerkt d<span class=\"_ _0\"></span>at dit echt<span class=\"_ _0\"></span>er de onzeker<span class=\"_ _0\"></span>heden met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot het</div>\n<div class=\"t m0 x2c h64 y11c9 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">scenario zo<span class=\"_ _1\"></span>u vergroten)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y11ca ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y11cb ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het onderlig<span class=\"_ _1\"></span>gende v<span class=\"ws11e\">erhaa<span class=\"_ _1\"></span>l van de drie scena<span class=\"_ _1\"></span>rio's was het volgen<span class=\"_ _1\"></span>de:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y11cc ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff16a lsef ws11e\">V<span class=\"_ _1\"></span>roeg beleidsscena<span class=\"_ _1\"></span>rio<span class=\"ff165 lsf9 ws124\">: <span class=\"lsef ws113\">Beleids<span class=\"_ _1\"></span>veranderingen</span></span></span><span class=\"ff165\"> <span class=\"_ _1\"></span><span class=\"lsef ws11e\">om over te </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y11cd ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schakel<span class=\"_ _0\"></span>en naar ko<span class=\"_ _0\"></span>olstofn<span class=\"_ _0\"></span>eutralit<span class=\"_ _0\"></span>eit in 2050 w<span class=\"_ _0\"></span>orden onm<span class=\"_ _0\"></span>iddelli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x1a0 h64 y11ce ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitgev<span class=\"_ _0\"></span>oerd. Di<span class=\"_ _0\"></span>e beleids<span class=\"_ _0\"></span>verand<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n (zoals k<span class=\"_ _0\"></span>oolstof<span class=\"_ _0\"></span>prijzen<span class=\"_ _0\"></span>) worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y11cf ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egeld i<span class=\"_ _0\"></span>n de pr<span class=\"ws112\">ijz<span class=\"_ _0\"></span>en van activ<span class=\"_ _0\"></span>a en in macro<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">economische </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y11d0 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabelen en<span class=\"_ _1\"></span> worden<span class=\"_ _1\"></span> geleidelijk g<span class=\"_ _1\"></span>eabsorbeerd o<span class=\"_ _1\"></span>ver de</div>\n<div class=\"t m0 x1a0 h64 y11d1 ff165 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">projectiehori<span class=\"_ _1\"></span>zon.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y11d2 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y11d3 ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff16a lsef ws11e\">L<span class=\"_ _1\"></span>aat beleidsscena<span class=\"_ _1\"></span>rio<span class=\"ff165\">: Beleidsverand<span class=\"_ _1\"></span>eringen om over te<span class=\"_ _1\"></span> schakelen </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y11d4 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar koolst<span class=\"_ _0\"></span>ofneut<span class=\"_ _0\"></span>ralitei<span class=\"_ _0\"></span>t in 2050 wor<span class=\"_ _0\"></span>den uitgest<span class=\"_ _0\"></span>eld tot 20<span class=\"_ _0\"></span>31. Door</div>\n<div class=\"t m0 x1a0 h64 y11d5 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het uitst<span class=\"_ _0\"></span>el<span class=\"ls0 ws0\"> </span><span class=\"ws112\">verloo<span class=\"_ _0\"></span>pt de transit<span class=\"_ _0\"></span>ie minde<span class=\"_ _0\"></span>r geleid<span class=\"_ _0\"></span>elijk en op een m<span class=\"_ _0\"></span>eer </span></div>\n<div class=\"t m0 x1a0 h64 y11d6 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wanord<span class=\"_ _0\"></span>elijke man<span class=\"_ _0\"></span>ier. Dat le<span class=\"_ _0\"></span>idt tot bruus<span class=\"_ _0\"></span>kere scho<span class=\"_ _0\"></span>mmeling<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1a0 h64 y11d7 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen v<span class=\"_ _0\"></span>an activa en ee<span class=\"_ _0\"></span>n ernstig<span class=\"_ _0\"></span>ere schok vo<span class=\"_ _0\"></span>or macro<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y11d8 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che va<span class=\"_ _0\"></span>riabelen.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11d9 ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff16a lsfa ws140\">Huidig beleidsscenario<span class=\"ff165 lsef ws11d\">: Er worden geen<span class=\"_ _1\"></span> verdere </span></span></span></div>\n<div class=\"t m0 x69 h64 y11da ff165 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beleids<span class=\"_ _0\"></span>m<span class=\"lsef ws11e\">aatregelen genomen<span class=\"_ _1\"></span> en de transitie na<span class=\"_ _1\"></span>ar </span></div>\n<div class=\"t m0 x69 h64 y11db ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">koolstof<span class=\"_ _0\"></span>neutr<span class=\"_ _0\"></span>aliteit vin<span class=\"_ _0\"></span>dt niet pla<span class=\"_ _0\"></span>ats. De focu<span class=\"_ _0\"></span>s ligt op fysi<span class=\"_ _0\"></span>eke risic<span class=\"_ _0\"></span>o's,</div>\n<div class=\"t m0 x69 h64 y11dc ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangezien d<span class=\"_ _1\"></span>e klimaatveran<span class=\"_ _1\"></span>dering onges<span class=\"_ _1\"></span>toord doorgaa<span class=\"_ _1\"></span>t als er g<span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x69 h64 y11dd ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">stappen word<span class=\"_ _1\"></span>en ondernomen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11de ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y11df ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De drie sce<span class=\"_ _0\"></span>nario's di<span class=\"_ _0\"></span>e hierbov<span class=\"_ _0\"></span>en worden bes<span class=\"_ _0\"></span>chreve<span class=\"_ _0\"></span>n, leiden t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 y11e0 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alternat<span class=\"_ _0\"></span>ief proj<span class=\"_ _0\"></span>ecties van mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">economische variab<span class=\"_ _1\"></span>elen zoal<span class=\"_ _1\"></span>s het bbp,<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y11e1 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de rentev<span class=\"_ _0\"></span>oeten en de inf<span class=\"_ _0\"></span>latie, ev<span class=\"_ _0\"></span>enals act<span class=\"_ _0\"></span>ivawaar<span class=\"_ _0\"></span>den en ande<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1d h64 y11e2 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble vari<span class=\"_ _1\"></span>abelen. Die worde<span class=\"_ _1\"></span>n vervolgens ver<span class=\"_ _1\"></span>geleken met<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">een </span></span></div>\n<div class=\"t m0 x1d h64 y11e3 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zogenaamd 're<span class=\"_ _1\"></span>ferentiescenario',<span class=\"_ _1\"></span> waarin er geen ge<span class=\"_ _1\"></span>volgen van de</div>\n<div class=\"t m0 x1d h64 y11e4 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">klimaat<span class=\"_ _0\"></span>verand<span class=\"_ _0\"></span>ering be<span class=\"_ _0\"></span>staan. <span class=\"_ _0\"></span>Op die man<span class=\"_ _0\"></span>ier kun<span class=\"_ _0\"></span>nen de kli<span class=\"_ _0\"></span>maateff<span class=\"_ _0\"></span>ecten</div>\n<div class=\"t m0 x1d h64 y11e5 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden ui<span class=\"_ _1\"></span>tgedrukt als <span class=\"_ _1\"></span>schokken die<span class=\"_ _1\"></span> op de be<span class=\"_ _1\"></span>staande balans<span class=\"_ _1\"></span> kunnen</div>\n<div class=\"t m0 x1d h64 y11e6 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11e7 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y11e8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gekoz<span class=\"_ _0\"></span>en scenari<span class=\"_ _0\"></span>o's zijn ge\u00efn<span class=\"_ _0\"></span>spir<span class=\"lsef ws11e\">eerd op de zogenaamde Fase 2<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y11e9 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">scenari<span class=\"_ _0\"></span>o\u2019s die zijn ge<span class=\"_ _0\"></span>public<span class=\"_ _0\"></span>eerd door het<span class=\"_ _0\"></span> Network<span class=\"_ _0\"></span> for Greenin<span class=\"_ _0\"></span>g the</div>\n<div class=\"t m0 x1d h64 y11ea ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>al System<span class=\"_ _0\"></span> (NGFS). Moo<span class=\"_ _0\"></span>dy\u2019s Anal<span class=\"_ _0\"></span>ytics heeft<span class=\"_ _0\"></span> deze sce<span class=\"_ _0\"></span>nario's</div>\n<div class=\"t m0 x1d h64 y11eb ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gebruikt<span class=\"_ _0\"></span> als uit<span class=\"_ _0\"></span>gangspu<span class=\"_ _0\"></span>nt voor zi<span class=\"_ _0\"></span>jn macro<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">economische<span class=\"_ _1\"></span> projectie<span class=\"_ _1\"></span>s, met </span></span></div>\n<div class=\"t m0 x1d h64 y11ec ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n zijn eigen g<span class=\"_ _0\"></span>ep<span class=\"lsef ws11d\">atenteerde methodol<span class=\"_ _1\"></span>ogie. Ageas<span class=\"_ _1\"></span> heeft de </span></div>\n<div class=\"t m0 x1d h64 y11ed ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">scenario's <span class=\"_ _1\"></span>van Moody\u2019s<span class=\"_ _1\"></span> vervolgens u<span class=\"_ _1\"></span>itgebreid <span class=\"_ _1\"></span>met meer granu<span class=\"_ _1\"></span>laire</div>\n<div class=\"t m0 x1d h64 y11ee ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schokken, <span class=\"_ _1\"></span>in het bijz<span class=\"_ _1\"></span>onder voor<span class=\"_ _1\"></span> aandelen en<span class=\"_ _1\"></span> bedrijfsobliga<span class=\"_ _1\"></span>ties, maar<span class=\"_ _1\"></span> ook</div>\n<div class=\"t m0 x1d h64 y11ef ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onroere<span class=\"_ _0\"></span>nd goed. D<span class=\"_ _0\"></span>eze intern<span class=\"_ _0\"></span>e overlay<span class=\"_ _0\"></span> is ontworp<span class=\"_ _0\"></span>en om de</div>\n<div class=\"t m0 x1d h64 y11f0 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">klimaat<span class=\"_ _0\"></span>gevoel<span class=\"_ _0\"></span>igheid v<span class=\"_ _0\"></span>a<span class=\"ws112\">n beleggi<span class=\"_ _0\"></span>ngsact<span class=\"_ _0\"></span>iva op basis v<span class=\"_ _0\"></span>an sector (vo<span class=\"_ _0\"></span>or </span></div>\n<div class=\"t m0 x1d h64 y11f1 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen en<span class=\"_ _1\"></span> bedrijfsobli<span class=\"_ _1\"></span>gaties) en <span class=\"_ _1\"></span>fysieke kenme<span class=\"_ _1\"></span>rken (voor<span class=\"_ _1\"></span> onroerend</div>\n<div class=\"t m0 x1d h64 y11f2 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">goed) bet<span class=\"_ _0\"></span>er te w<span class=\"_ _0\"></span>eerspie<span class=\"_ _0\"></span>gelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11f3 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y11f4 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De hierboven<span class=\"_ _1\"></span> beschreven <span class=\"_ _1\"></span>schokken we<span class=\"_ _1\"></span>rden op granu<span class=\"_ _1\"></span>lair ni<span class=\"_ _1\"></span>veau op de</div>\n<div class=\"t m0 x1d h64 y11f5 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingsport<span class=\"_ _1\"></span>efeuille toegepa<span class=\"_ _1\"></span>st. Voorts werd<span class=\"ws11d\">en<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 y11f6 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen ge<span class=\"_ _0\"></span>herwaard<span class=\"_ _0\"></span>eerd doo<span class=\"_ _0\"></span>r de voorspe<span class=\"_ _0\"></span>lde effect<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y11f7 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de risic<span class=\"_ _0\"></span>ovrije rent<span class=\"_ _0\"></span>ecurve.<span class=\"_ _0\"></span> Lokale e<span class=\"_ _0\"></span>ntiteite<span class=\"_ _0\"></span>n namen dez<span class=\"_ _0\"></span>e schokke<span class=\"_ _0\"></span>n ook</div>\n<div class=\"t m0 x1d h64 y11f8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op in hun Solv<span class=\"_ _0\"></span>ency<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kapitaalvereiste<span class=\"_ _1\"></span>n. Voor alle <span class=\"_ _1\"></span>prognoses w<span class=\"_ _1\"></span>erd </span></span></div>\n<div class=\"t m0 x1d h64 y11f9 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgega<span class=\"_ _0\"></span>an van een st<span class=\"_ _0\"></span>atische b<span class=\"_ _0\"></span>alans, d.<span class=\"_ _0\"></span>w.z. da<span class=\"lsef ws11d\">t voor de hele </span></div>\n<div class=\"t m0 x1d h64 y11fa ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">projectieperi<span class=\"_ _1\"></span>ode dezelfde<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichtin<span class=\"_ _1\"></span>gen in aanm<span class=\"_ _1\"></span>erking werden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y11fb ff165 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">genomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11fc ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y11fd ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het vroeg<span class=\"_ _0\"></span>e beleidss<span class=\"_ _0\"></span>cenari<span class=\"_ _0\"></span>o wordt de kli<span class=\"_ _0\"></span>maattr<span class=\"_ _0\"></span>ansitie bes<span class=\"_ _0\"></span>chouw<span class=\"_ _0\"></span>d als</div>\n<div class=\"t m0 x1d h64 y11fe ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een exo<span class=\"_ _0\"></span>gene sch<span class=\"_ _0\"></span>ok van de <span class=\"_ _0\"></span>inflat<span class=\"_ _0\"></span>ie. Deze z<span class=\"_ _0\"></span>ogenaa<span class=\"_ _0\"></span>mde 'gro<span class=\"_ _0\"></span>enflatie'<span class=\"_ _0\"></span> zorgt</div>\n<div class=\"t m0 x1d h64 y11ff ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ervoor d<span class=\"_ _0\"></span>at de cent<span class=\"_ _0\"></span><span class=\"ws112\">rale bank<span class=\"_ _0\"></span>en de rent<span class=\"_ _0\"></span>e op een hoger ni<span class=\"_ _0\"></span>veau han<span class=\"_ _0\"></span>dhaven </span></div>\n<div class=\"t m0 x1d h64 y1200 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de inf<span class=\"_ _0\"></span>latiev<span class=\"_ _0\"></span>erwachti<span class=\"_ _0\"></span>ngen te v<span class=\"_ _0\"></span>eranke<span class=\"_ _0\"></span>ren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1201 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1202 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vanaf 2026<span class=\"_ _1\"></span> duwt deze <span class=\"_ _1\"></span>exogene schok <span class=\"_ _1\"></span>de risico<span class=\"_ _1\"></span>vrije rente <span class=\"_ _1\"></span>aanzienlijk</div>\n<div class=\"t m0 x1d h64 y1203 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoger, tijden<span class=\"_ _1\"></span>s de hele transit<span class=\"_ _1\"></span>ieperiode tot 2035<span class=\"_ _1\"></span>. In 2045 wordt de scho<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x1d h64 y1204 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verondersteld<span class=\"_ _1\"></span> geabso<span class=\"ws11e\">rbeerd te<span class=\"_ _1\"></span> zijn en dalen de rente<span class=\"_ _1\"></span>voeten weer tot </span></div>\n<div class=\"t m0 x1d h64 y1205 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hun evenw<span class=\"_ _0\"></span>ichtst<span class=\"_ _0\"></span>oestand.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1206 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1207 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het late bel<span class=\"_ _0\"></span>eidss<span class=\"_ _0\"></span>cenario is e<span class=\"_ _0\"></span>r geen versc<span class=\"_ _0\"></span>huivi<span class=\"_ _0\"></span>ng in 2026 aang<span class=\"_ _0\"></span>ezien er</div>\n<div class=\"t m0 x1d h64 y1208 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nog geen k<span class=\"_ _0\"></span>limaat<span class=\"_ _0\"></span>beleid v<span class=\"_ _0\"></span>an krac<span class=\"_ _0\"></span>ht is. In <span class=\"_ _0\"></span>2035 is de <span class=\"_ _0\"></span>initi\u00eble <span class=\"_ _0\"></span>reacti<span class=\"_ _0\"></span>e van</div>\n<div class=\"t m0 x1d h64 y1209 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de centrale ban<span class=\"_ _1\"></span>ken de beleidsrente<span class=\"_ _1\"></span> te<span class=\"ls0 ws0\"> </span>verlagen<span class=\"_ _1\"></span>, aangezien door<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y120a ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">plotse tra<span class=\"_ _0\"></span>nsities<span class=\"_ _0\"></span>chok de beho<span class=\"_ _0\"></span>efte aan mo<span class=\"_ _0\"></span>netaire st<span class=\"_ _0\"></span>eun ontst<span class=\"_ _0\"></span>aat. Daa<span class=\"_ _0\"></span>rna</div>\n<div class=\"t m0 x1d h64 y120b ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stijgen de ren<span class=\"_ _1\"></span>tevoeten aangezien<span class=\"_ _1\"></span> de uitvoering van he<span class=\"_ _1\"></span>t klimaatbeleid</div>\n<div class=\"t m0 x1d h64 y120c ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leidt to<span class=\"_ _1\"></span>t hogere in<span class=\"_ _1\"></span>flatiedruk en h<span class=\"_ _1\"></span>ogere finan<span class=\"_ _1\"></span>cieringskosten<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y120d ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y120e ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het huid<span class=\"_ _0\"></span>ige beleids<span class=\"_ _0\"></span>scenar<span class=\"_ _0\"></span>io veronde<span class=\"_ _0\"></span>rstelt dat<span class=\"_ _0\"></span> er over de</div>\n<div class=\"t m0 x1d h64 y120f ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">projectieperi<span class=\"_ _1\"></span>ode geen aan<span class=\"_ _1\"></span>zienlijke v<span class=\"_ _1\"></span>erschuiving <span class=\"_ _1\"></span>in het klim<span class=\"_ _1\"></span>aatbeleid</div>\n<div class=\"t m0 x1d h64 y1210 ff165 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">plaatsv<span class=\"_ _0\"></span>indt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1211 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1212 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dat wordt w<span class=\"_ _0\"></span>eerspieg<span class=\"_ _0\"></span>eld in de rent<span class=\"_ _0\"></span>evoete<span class=\"_ _0\"></span>n, er ontsta<span class=\"_ _0\"></span>at geen ext<span class=\"_ _0\"></span>ra</div>\n<div class=\"t m0 x1d h64 y1213 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>edruk en er vol<span class=\"_ _0\"></span>gt geen react<span class=\"_ _0\"></span>ie van de c<span class=\"lsef ws11d\">entrale banken. De </span></div>\n<div class=\"t m0 x1d h64 y1214 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten blij<span class=\"_ _0\"></span>ven in hun eve<span class=\"_ _0\"></span>nwichtst<span class=\"_ _0\"></span>oestan<span class=\"_ _0\"></span>d en kennen<span class=\"_ _0\"></span> geen</div>\n<div class=\"t m0 x1d h64 y1215 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">materi\u00eble vera<span class=\"_ _1\"></span>ndering.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 125px; height: 981px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ff16d fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Conclusie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De risico's<span class=\"_ _0\"></span> waarme<span class=\"_ _0\"></span>e men wordt gec<span class=\"_ _0\"></span>onfront<span class=\"_ _0\"></span>eerd, zij<span class=\"_ _0\"></span>n zowel onz<span class=\"_ _0\"></span>eker als</div>\n<div class=\"t m0 x2c h64 y8a7 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g voorsp<span class=\"_ _0\"></span>elbaar. <span class=\"_ _0\"></span>De exact<span class=\"_ _0\"></span>e combi<span class=\"_ _0\"></span>natie van f<span class=\"_ _0\"></span>ysiek<span class=\"_ _0\"></span>e risico'<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x2c h64 y8a8 ff16b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">tran<span class=\"lsed ws112\">sitierisic<span class=\"_ _0\"></span>o's die zul<span class=\"_ _0\"></span>len ontst<span class=\"_ _0\"></span>aan, is onzek<span class=\"_ _0\"></span>er, maar we z<span class=\"_ _0\"></span>ullen ofwe<span class=\"_ _0\"></span>l ons </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">huidig<span class=\"_ _0\"></span>e emissiet<span class=\"_ _0\"></span>raject v<span class=\"_ _0\"></span>oortzet<span class=\"_ _0\"></span>ten en gr<span class=\"_ _0\"></span>otere f<span class=\"_ _0\"></span>ysieke ris<span class=\"_ _0\"></span>ico's <span class=\"_ _0\"></span>lopen, of<span class=\"_ _0\"></span> we</div>\n<div class=\"t m0 x2c h64 y8aa ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderen <span class=\"_ _1\"></span>ons traject <span class=\"_ _1\"></span>door emissie<span class=\"_ _1\"></span>s te verm<span class=\"_ _1\"></span>inderen en l<span class=\"_ _1\"></span>open grotere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ab ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>erisic<span class=\"_ _0\"></span>o's.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel er<span class=\"_ _1\"></span> geen pogi<span class=\"lsed\">ng is gedaa<span class=\"_ _0\"></span>n om een wa<span class=\"_ _0\"></span>arschij<span class=\"_ _0\"></span>nlijkhei<span class=\"_ _0\"></span>d toe te </span></div>\n<div class=\"t m0 x2c h64 y8ae ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kennen aa<span class=\"_ _0\"></span>n de beschou<span class=\"_ _0\"></span>wde scena<span class=\"_ _0\"></span>rio's, wi<span class=\"_ _0\"></span>jst de huidi<span class=\"_ _0\"></span>ge wereldw<span class=\"_ _0\"></span>ijde</div>\n<div class=\"t m0 x2c h64 y8af ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">focus op het<span class=\"_ _0\"></span> beperke<span class=\"_ _0\"></span>n van de CO</div>\n<div class=\"t m0 x134 h76 y1085 ff16b fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">2-</div>\n<div class=\"t m0 x107 h64 y1086 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitstoot, o<span class=\"_ _1\"></span>ndersteund d<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x2c h64 y1087 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initiatieven<span class=\"_ _1\"></span> zoals het Akkoord<span class=\"_ _1\"></span> van Parijs en toezegg<span class=\"_ _1\"></span>ingen van</div>\n<div class=\"t m0 x2c h64 y1217 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regeringen o<span class=\"_ _1\"></span>m tegen 20<span class=\"lsed\">50 een netto k<span class=\"_ _0\"></span>oolstof <span class=\"_ _0\"></span>emissie v<span class=\"_ _0\"></span>an nul t<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1218 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereike<span class=\"_ _0\"></span>n, op een tran<span class=\"_ _0\"></span>sitier<span class=\"_ _0\"></span>isico als ge<span class=\"_ _0\"></span>volg van een ov<span class=\"_ _0\"></span>ergang n<span class=\"_ _0\"></span>aar een</div>\n<div class=\"t m0 x2c h64 y1219 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">koolstof<span class=\"_ _0\"></span>arme ec<span class=\"_ _0\"></span>onomie. Des<span class=\"_ _0\"></span>alniett<span class=\"_ _0\"></span>emin best<span class=\"_ _0\"></span>aat er grot<span class=\"_ _0\"></span>e onzeker<span class=\"_ _0\"></span>heid</div>\n<div class=\"t m0 x2c h64 y121a ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">over de <span class=\"_ _0\"></span>omvang v<span class=\"_ _0\"></span>an de tr<span class=\"_ _0\"></span>ansitie e<span class=\"_ _0\"></span>n het bij<span class=\"_ _0\"></span>behoren<span class=\"_ _0\"></span>de tijdp<span class=\"_ _0\"></span>ad.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y121b ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y121c ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel de<span class=\"_ _1\"></span> belegg<span class=\"lsed ws112\">ingsstrat<span class=\"_ _0\"></span>egie van A<span class=\"_ _0\"></span>geas om zich m<span class=\"_ _0\"></span>eer te richt<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x2c h64 y121d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sectore<span class=\"_ _0\"></span>n die besta<span class=\"_ _0\"></span>nd zijn teg<span class=\"_ _0\"></span>en klimaat<span class=\"_ _0\"></span>risico's<span class=\"_ _0\"></span> een belang<span class=\"_ _0\"></span>rijke inp<span class=\"_ _0\"></span>erking</div>\n<div class=\"t m0 x2c h64 y121e ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is van het ov<span class=\"_ _0\"></span>ergangs<span class=\"_ _0\"></span>risico, z<span class=\"_ _0\"></span>al een voort<span class=\"_ _0\"></span>durende s<span class=\"_ _0\"></span>trategi<span class=\"_ _0\"></span>sche react<span class=\"_ _0\"></span>ie op</div>\n<div class=\"t m0 x2c h64 y121f ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing nodig zijn naa<span class=\"_ _1\"></span>rmate de eisen en verwa<span class=\"_ _1\"></span>chtingen van</div>\n<div class=\"t m0 x2c h64 y1220 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onze klant<span class=\"_ _0\"></span>en evolu<span class=\"_ _0\"></span>eren. Op bas<span class=\"_ _0\"></span>is van de relat<span class=\"_ _0\"></span>ief besc<span class=\"_ _0\"></span>heiden imp<span class=\"_ _0\"></span>act op</div>\n<div class=\"t m0 x2c h64 y1221 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onze activ<span class=\"_ _0\"></span>a en passiv<span class=\"_ _0\"></span>a in de testres<span class=\"_ _0\"></span>ultaten,<span class=\"_ _0\"></span> en ons vert<span class=\"_ _0\"></span>rouwen in de</div>\n<div class=\"t m0 x2c h64 y1222 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitvoe<span class=\"_ _0\"></span>ring van o<span class=\"_ _0\"></span>nze Imp<span class=\"_ _0\"></span>act24<span class=\"ls0 ws0\">-</span><span class=\"ws112\">duurz<span class=\"_ _0\"></span>aamhei<span class=\"_ _0\"></span>dsinitiat<span class=\"_ _0\"></span>ieven<span class=\"_ _0\"></span>, zien we </span></div>\n<div class=\"t m0 x2c h64 y1223 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>erisic<span class=\"_ _0\"></span>o niet als een mat<span class=\"_ _0\"></span>eri\u00eble b<span class=\"_ _0\"></span>ed<span class=\"lsef ws11e\">reiging voor de sol<span class=\"_ _1\"></span>vabiliteit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1224 ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1225 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Hetzelf<span class=\"_ _0\"></span>de kan wor<span class=\"_ _0\"></span>den gezegd v<span class=\"_ _0\"></span>oor fysiek<span class=\"_ _0\"></span>e risico'<span class=\"_ _0\"></span>s, waarbi<span class=\"_ _0\"></span>j de</div>\n<div class=\"t m0 x2c h64 y1226 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voorspe<span class=\"_ _0\"></span>lde toen<span class=\"_ _0\"></span>ame van <span class=\"_ _0\"></span>de geva<span class=\"_ _0\"></span>ren die <span class=\"_ _0\"></span>het meest<span class=\"_ _0\"></span> relev<span class=\"_ _0\"></span>ant zijn v<span class=\"_ _0\"></span>oor</div>\n<div class=\"t m0 x2c h64 y1227 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onze activitei<span class=\"_ _1\"></span>ten, als beheersbaar<span class=\"_ _1\"></span> worden beschouwd, me<span class=\"_ _1\"></span>t name in</div>\n<div class=\"t m0 x2c h64 y1228 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadeverzeker<span class=\"_ _1\"></span>ingen door m<span class=\"_ _1\"></span>idde<span class=\"ws11e\">l van prijsste<span class=\"_ _1\"></span>lling en herverze<span class=\"_ _1\"></span>kering. </span></div>\n<div class=\"t m0 x2c h64 y1229 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dat gezegd<span class=\"_ _1\"></span> hebbende, <span class=\"_ _1\"></span>kunnen deze<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">twee ve<span class=\"_ _0\"></span>rzachte<span class=\"_ _0\"></span>nde maatre<span class=\"_ _0\"></span>gelen </span></span></div>\n<div class=\"t m0 x2c h64 y122a ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">enkele bepe<span class=\"_ _1\"></span>rkingen hebb<span class=\"_ _1\"></span>en, aangezien<span class=\"_ _1\"></span> bepaalde regio<span class=\"_ _1\"></span>'s onevenredi<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x2c h64 y122b ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zwaar ku<span class=\"_ _0\"></span>nnen worde<span class=\"_ _0\"></span>n getroff<span class=\"_ _0\"></span>en door de fysi<span class=\"_ _0\"></span>eke risic<span class=\"_ _0\"></span>o's van</div>\n<div class=\"t m0 x2c h64 y122c ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing en er problemen<span class=\"_ _1\"></span> kunnen ontstaan ron<span class=\"_ _1\"></span>d de</div>\n<div class=\"t m0 x2c h64 y122d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaalb<span class=\"_ _0\"></span>aarheid e<span class=\"_ _0\"></span>n beschik<span class=\"_ _0\"></span>baarhei<span class=\"_ _0\"></span>d van herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngsrisic<span class=\"_ _0\"></span>odekki<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y122e ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het is erg bel<span class=\"_ _0\"></span>angrij<span class=\"_ _0\"></span>k om te erkenn<span class=\"_ _0\"></span>en dat deze st<span class=\"_ _0\"></span>andpunt<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y122f ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gevormd o<span class=\"_ _0\"></span>p basis van de inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie die beschi<span class=\"_ _0\"></span>kbaar was<span class=\"_ _0\"></span> op het moment</div>\n<div class=\"t m0 x2c h64 y1230 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van beoordeling<span class=\"_ _1\"></span> en de in<span class=\"ws11d\">herente on<span class=\"_ _1\"></span>zekerheid van<span class=\"_ _1\"></span> het modell<span class=\"_ _1\"></span>eren van </span></div>\n<div class=\"t m0 x2c h64 y1231 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing. We erkennen da<span class=\"_ _1\"></span>t klimaatmodeller<span class=\"_ _1\"></span>ing nog in de</div>\n<div class=\"t m0 x2c h64 y1232 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kinders<span class=\"_ _0\"></span>choenen s<span class=\"_ _0\"></span>taat en deze i<span class=\"_ _0\"></span>nzichten z<span class=\"_ _0\"></span>ullen reg<span class=\"_ _0\"></span>elmati<span class=\"_ _0\"></span>g worden</div>\n<div class=\"t m0 x2c h64 y1233 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verdiept<span class=\"_ _0\"></span> en bijgew<span class=\"_ _0\"></span>erkt naa<span class=\"_ _0\"></span>rmate er mee<span class=\"_ _0\"></span>r informat<span class=\"_ _0\"></span>ie en erken<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y1234 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modell<span class=\"_ _0\"></span>en beschik<span class=\"_ _0\"></span>baar k<span class=\"lsef ws113\">omen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c y1235 ff16d fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Acties en voorui<span class=\"_ _1\"></span>tzichten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1236 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De analys<span class=\"_ _0\"></span>e van de klimaat<span class=\"_ _0\"></span>veran<span class=\"_ _0\"></span>dering wo<span class=\"_ _0\"></span>rdt actief<span class=\"_ _0\"></span> ontwikk<span class=\"_ _0\"></span>eld en acties<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1237 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die tot <span class=\"_ _0\"></span>nu toe zij<span class=\"_ _0\"></span>n ge\u00efde<span class=\"_ _0\"></span>ntifice<span class=\"_ _0\"></span>erd, zijn <span class=\"_ _0\"></span>onder m<span class=\"_ _0\"></span>eer::</div>\n<div class=\"t m0 x1ee hae y1238 ff16e fs50 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1239 ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsef ws11d\">v<span class=\"_ _1\"></span>erdere ontwi<span class=\"_ _1\"></span>kkeling en <span class=\"_ _1\"></span>invraagstellin<span class=\"_ _1\"></span>g van de <span class=\"_ _1\"></span>scenario's v<span class=\"_ _1\"></span>oor het </span></span></div>\n<div class=\"t m0 x1a0 h64 y123a ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">meten v<span class=\"_ _0\"></span>an de eff<span class=\"_ _0\"></span>ecten va<span class=\"_ _0\"></span>n <span class=\"ls105 ws135\">trans<span class=\"_ _1\"></span>itie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en f<span class=\"_ _1\"></span>ysieke risico's op<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y123b ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>en de ALM<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls10b ws13d\">positie</span>. </span></div>\n<div class=\"t m0 x2c h64 y123c ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws112\">verdere verfij<span class=\"_ _0\"></span>ning van de gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>eit van de bel<span class=\"_ _0\"></span>eggings<span class=\"_ _0\"></span>portef<span class=\"_ _0\"></span>euille </span></span></div>\n<div class=\"t m0 x1a0 h64 y123d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op het gebie<span class=\"_ _0\"></span>d van gevoe<span class=\"_ _0\"></span>lighei<span class=\"_ _0\"></span>d voor klimaat<span class=\"_ _0\"></span>risico'<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y123e ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsef ws11d\">v<span class=\"_ _1\"></span>erdere risic<span class=\"_ _1\"></span>oanalyse voo<span class=\"_ _1\"></span>r die ent<span class=\"_ _1\"></span>iteiten waar op<span class=\"_ _1\"></span> langere <span class=\"_ _1\"></span>termijn</span><span class=\"ff16b\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 y123f ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s kunne<span class=\"_ _0\"></span>n ontsta<span class=\"_ _0\"></span>an of risic<span class=\"_ _0\"></span>oanal<span class=\"_ _0\"></span>yse verbet<span class=\"_ _0\"></span>eren v<span class=\"_ _0\"></span>oor die</div>\n<div class=\"t m0 x1a0 h64 y1240 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">entiteiten waa<span class=\"_ _1\"></span>rvoor de data beperk<span class=\"_ _1\"></span>t is. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1241 ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws112\">Ontwikkeling va<span class=\"_ _0\"></span>n capacit<span class=\"_ _0\"></span>eit voor de ui<span class=\"_ _0\"></span>tvoering va<span class=\"_ _0\"></span>n vergel<span class=\"_ _0\"></span>ijkbare </span></span></div>\n<div class=\"t m0 x1a0 h64 y1242 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderz<span class=\"_ _0\"></span>oeken voor de A<span class=\"_ _0\"></span>ziatisc<span class=\"_ _0\"></span>he partic<span class=\"_ _0\"></span>ipaties v<span class=\"_ _0\"></span>an Ageas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h64 y1243 ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws11d\">Onderzoek ho<span class=\"_ _0\"></span>e het aans<span class=\"_ _0\"></span>prakeli<span class=\"_ _0\"></span>j<span class=\"ws112\">kheids<span class=\"_ _0\"></span>risico het b<span class=\"_ _0\"></span>est kan wor<span class=\"_ _0\"></span>den </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y1244 ff16b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beoordeeld<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h7b y82e ff170 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">4.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff170 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Details i<span class=\"_ _1\"></span>nzake verschillende <span class=\"_ _1\"></span>risicoposities<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb58 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de sectie<span class=\"_ _0\"></span>s geven mee<span class=\"_ _0\"></span>r details van d<span class=\"_ _0\"></span>e verschi<span class=\"_ _0\"></span>llende</div>\n<div class=\"t m0 x1d h64 yb59 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>blootst<span class=\"_ _0\"></span>ellingen van A<span class=\"_ _0\"></span>geas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1245 ff16b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Financi<span class=\"_ _0\"></span>eel risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1246 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eel risic<span class=\"_ _0\"></span>o betreft al<span class=\"_ _0\"></span>le risic<span class=\"_ _0\"></span>o\u2019s die s<span class=\"lsef ws11d\">amenhangen met d<span class=\"_ _1\"></span>e waarde en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1247 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling <span class=\"_ _0\"></span>van acti<span class=\"_ _0\"></span>va en ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>an invl<span class=\"_ _0\"></span>oed</div>\n<div class=\"t m0 x1d h64 y1248 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kunnen zij<span class=\"_ _0\"></span>n op de solva<span class=\"_ _0\"></span>biliteit<span class=\"_ _0\"></span>, winst en liq<span class=\"_ _0\"></span>uiditeit<span class=\"_ _0\"></span> als gevolg v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y1249 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in financi\u00eb<span class=\"_ _1\"></span>le omstandig<span class=\"_ _1\"></span>heden. Onder<span class=\"_ _1\"></span> andere:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y124a ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws111\">marktrisico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y124b ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws112\">risico dat optree<span class=\"_ _0\"></span>dt w<span class=\"lsef ws11d\">anneer een teg<span class=\"_ _1\"></span>enpartij in <span class=\"_ _1\"></span>gebreke blij<span class=\"_ _1\"></span>ft.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y124c ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b ls10b ws13d\">liquiditeitsris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y124d ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b ls103 ws11d\">r<span class=\"_ _1\"></span>isico<span class=\"_ _1\"></span></span><span class=\"ff16b\"> <span class=\"lsed ws112\">van immateri<span class=\"_ _0\"></span>\u00eble activa<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y124e ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y124f ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het fina<span class=\"_ _0\"></span>ncieel r<span class=\"_ _0\"></span>isico is<span class=\"_ _0\"></span> voor ve<span class=\"_ _0\"></span>el van de <span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>eiten v<span class=\"_ _0\"></span>an Ageas h<span class=\"_ _0\"></span>et meest</div>\n<div class=\"t m0 x1d h64 y1250 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">materi\u00ebl<span class=\"_ _0\"></span>e risico. I<span class=\"_ _0\"></span>n het risico<span class=\"_ _0\"></span>kader voo<span class=\"_ _0\"></span>r alle activ<span class=\"_ _0\"></span>iteiten w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 y1251 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsbelei<span class=\"_ _1\"></span>d, li<span class=\"lsed ws112\">mieten, stress<span class=\"_ _0\"></span>tests<span class=\"_ _0\"></span> en regelmat<span class=\"_ _0\"></span>ige monit<span class=\"_ _0\"></span>oring </span></div>\n<div class=\"t m0 x1d h64 y1252 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gecombi<span class=\"_ _0\"></span>neerd om de a<span class=\"_ _0\"></span>ard en omva<span class=\"_ _0\"></span>ng van de fina<span class=\"_ _0\"></span>nci\u00eble risic<span class=\"_ _0\"></span>o\u2019s te</div>\n<div class=\"t m0 x1d h64 y1253 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beheersen e<span class=\"_ _1\"></span>n ervoor <span class=\"_ _1\"></span>te zorgen dat<span class=\"_ _1\"></span> de genomen<span class=\"_ _1\"></span> risico\u2019s a<span class=\"_ _1\"></span>anvaardbaar</div>\n<div class=\"t m0 x1d h64 y1254 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zijn voor de klan<span class=\"_ _1\"></span>t en de aandeelhouder<span class=\"_ _1\"></span> en dat daar een ov<span class=\"_ _1\"></span>ereenkomstig</div>\n<div class=\"t m0 x1d h64 y1255 ff16b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rendement<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">tegenover staa<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1256 ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1257 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De lokale <span class=\"_ _1\"></span>dochtermaatschap<span class=\"_ _1\"></span>pijen van A<span class=\"_ _1\"></span>geas bepalen<span class=\"_ _1\"></span> de totale</div>\n<div class=\"t m0 x1d h64 y1258 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsmix op ba<span class=\"_ _0\"></span>sis van ond<span class=\"_ _0\"></span>erzoek na<span class=\"_ _0\"></span>ar de juiste st<span class=\"_ _0\"></span>rategis<span class=\"_ _0\"></span>che mix</div>\n<div class=\"t m0 x1d h64 y1259 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en de adequaathe<span class=\"_ _1\"></span>id ervan vanuit ALM<span class=\"_ _1\"></span> oogpunt. Over de<span class=\"_ _1\"></span> tactische</div>\n<div class=\"t m0 x1d h64 y125a ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">allocat<span class=\"_ _0\"></span>ie besliss<span class=\"_ _0\"></span>en ze naar aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>g van de<span class=\"ls0 ws0\"> </span>ontwikk<span class=\"_ _0\"></span>elinge<span class=\"_ _0\"></span>n van de</div>\n<div class=\"t m0 x1d h64 yc23 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">marktsit<span class=\"_ _0\"></span>uatie e<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\">-</span><span class=\"ws112\">vooruitz<span class=\"_ _0\"></span>ichten.<span class=\"_ _0\"></span> In het beslu<span class=\"_ _0\"></span>itvormin<span class=\"_ _0\"></span>gsproces<span class=\"_ _0\"></span> gaat het </span></div>\n<div class=\"t m0 x1d h64 yc24 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bij de j<span class=\"_ _0\"></span>uiste str<span class=\"_ _0\"></span>eefmix <span class=\"_ _0\"></span>om het vi<span class=\"_ _0\"></span>nden va<span class=\"_ _0\"></span>n een even<span class=\"_ _0\"></span>wicht t<span class=\"_ _0\"></span>ussen risk<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc25 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e, kapita<span class=\"_ _0\"></span>alvere<span class=\"_ _0\"></span>isten, risi<span class=\"_ _0\"></span>co en rend<span class=\"_ _0\"></span>ement op de la<span class=\"_ _0\"></span>nge termij<span class=\"_ _0\"></span>n, de</div>\n<div class=\"t m0 x1d h64 yc26 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>htingen va<span class=\"_ _0\"></span>n de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">polishouders<span class=\"_ _1\"></span>, afspraken o<span class=\"_ _1\"></span>ver winstdeli<span class=\"_ _1\"></span>ng, </span></span></div>\n<div class=\"t m0 x1d h64 yc27 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngen en liqu<span class=\"_ _0\"></span>iditeit.<span class=\"_ _0\"></span> De missie van d<span class=\"_ _0\"></span>e Group Risk<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">functie is on<span class=\"_ _0\"></span>der </span></span></div>\n<div class=\"t m0 x1d h64 yc28 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meer de bewaking<span class=\"_ _1\"></span> van de totale bloo<span class=\"_ _1\"></span>tstellingen ten opz<span class=\"_ _1\"></span>ichte van de ri<span class=\"_ _1\"></span>sk</div>\n<div class=\"t m0 x1d h64 yc29 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">appetite voor f<span class=\"_ _1\"></span>inancieel risi<span class=\"_ _1\"></span>co en de nauwe samen<span class=\"_ _1\"></span>werking met de loka<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">le </span></div>\n<div class=\"t m0 x1d h64 yc2a ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en om het <span class=\"_ _0\"></span>beleid en<span class=\"_ _0\"></span> de 'best<span class=\"_ _0\"></span> practic<span class=\"_ _0\"></span>es' tot s<span class=\"_ _0\"></span>tand te</div>\n<div class=\"t m0 x1d h64 yc2b ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen di<span class=\"_ _0\"></span>e door het lok<span class=\"_ _0\"></span>ale best<span class=\"_ _0\"></span>uur moete<span class=\"_ _0\"></span>n worden g<span class=\"_ _0\"></span>oedgeke<span class=\"_ _0\"></span>urd zodat</div>\n<div class=\"t m0 x1d h64 yc2c ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ze een on<span class=\"_ _1\"></span>derdeel vormen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>reguliere a<span class=\"_ _1\"></span>ctiviteiten op <span class=\"_ _1\"></span>lokaal ni<span class=\"_ _1\"></span>veau. <span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h6c y125b ff16d fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.1 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Marktrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y125c ff16b fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">Mark<span class=\"_ _1\"></span>trisi<span class=\"_ _1\"></span>co komt<span class=\"_ _1\"></span> vo<span class=\"lsef ws11d\">ort u<span class=\"_ _1\"></span>it ongunstige<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de <span class=\"_ _1\"></span>financi\u00eble </span></div>\n<div class=\"t m0 x1d h64 y125d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>e als gevol<span class=\"_ _0\"></span>g, direct of in<span class=\"_ _0\"></span>direct, v<span class=\"_ _0\"></span>an fluctua<span class=\"_ _0\"></span>ties van het<span class=\"_ _0\"></span> niveau en</div>\n<div class=\"t m0 x1d h64 y125e ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de volati<span class=\"_ _0\"></span>liteit van m<span class=\"_ _0\"></span>arktpri<span class=\"_ _0\"></span>jzen van act<span class=\"_ _0\"></span>iva en verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y125f ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1260 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het omvat de volge<span class=\"_ _1\"></span>nde subrisico\u2019<span class=\"_ _1\"></span>s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1261 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>renteris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1262 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span><span class=\"lsef ws113\">aandelenri<span class=\"_ _1\"></span>si<span class=\"ls103 ws11d\">co.</span></span> </span></div>\n<div class=\"t m0 x1d h64 y1263 ff16b fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">c.<span class=\"ls0 ws0\"> <span class=\"_ _196\"> </span><span class=\"lsef ws113\">spreadrisico.</span> </span></div>\n<div class=\"t m0 x1d h64 y1264 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">d.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>valutaris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb8d ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">e.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>vastgoed<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb8e ff16b fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">f.<span class=\"ls0 ws0\"> <span class=\"_ _1e5\"> </span><span class=\"lsed ws111\">marktrisic<span class=\"_ _0\"></span>oconcen<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1265 ff16b fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">g. <span class=\"ls0 ws0\"> <span class=\"_ _18f\"> </span><span class=\"lsed ws111\">inflatierisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1266 ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1267 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de in deze t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing vermel<span class=\"_ _0\"></span>de gevoel<span class=\"_ _0\"></span>igheden is<span class=\"_ _0\"></span> de impact vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y1268 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ngen nie<span class=\"_ _1\"></span>t inbegrepen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 236px; height: 256px; width: 337px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 236px; height: 261px; width: 337px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff171 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10a ws13c\">RENTERISICO<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Renteris<span class=\"_ _0\"></span>ico best<span class=\"_ _0\"></span>aat vo<span class=\"_ _0\"></span>or alle ac<span class=\"_ _0\"></span>tiva en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen d<span class=\"_ _0\"></span>ie gevo<span class=\"_ _0\"></span>elig zij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a7 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor veran<span class=\"_ _0\"></span>derin<span class=\"_ _0\"></span>gen in de rentet<span class=\"_ _0\"></span>ermijnst<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r of in de volatil<span class=\"_ _0\"></span>iteit va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8a8 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente. Dit<span class=\"_ _0\"></span> geldt zowe<span class=\"_ _0\"></span>l voor re\u00ebl<span class=\"_ _0\"></span>e als voor nom<span class=\"_ _0\"></span>inale ter<span class=\"_ _0\"></span>mijnstruc<span class=\"_ _0\"></span>turen. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y8a9 ff171 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span>co doe<span class=\"_ _1\"></span>t zich vo<span class=\"_ _1\"></span>o<span class=\"lsed ws11d\">r als gevol<span class=\"_ _0\"></span>g van ee<span class=\"_ _0\"></span>n \u2018mismat<span class=\"_ _0\"></span>ch\u2019 tus<span class=\"_ _0\"></span>sen de </span></div>\n<div class=\"t m0 x2c h64 y8aa ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevoeligheid <span class=\"_ _1\"></span>van activa<span class=\"_ _1\"></span> en passiva<span class=\"_ _1\"></span> voor verander<span class=\"_ _1\"></span>ingen in <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y8ab ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arieven e<span class=\"_ _0\"></span>n de bijb<span class=\"_ _0\"></span>ehorend<span class=\"_ _0\"></span>e volati<span class=\"_ _0\"></span>liteit,<span class=\"_ _0\"></span> die een <span class=\"_ _0\"></span>ongunsti<span class=\"_ _0\"></span>ge impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kan hebbe<span class=\"_ _0\"></span>n op de winst<span class=\"_ _0\"></span>en en de solvab<span class=\"_ _0\"></span>iliteit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Agea<span class=\"ws11d\">s meet<span class=\"_ _1\"></span>, bewaakt en<span class=\"_ _1\"></span> beheerst het <span class=\"_ _1\"></span>renterisico<span class=\"_ _1\"></span> aan de hand<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8af ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aantal ind<span class=\"_ _0\"></span>icator<span class=\"_ _0\"></span>en zoals kas<span class=\"_ _0\"></span>stroomv<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llenana<span class=\"_ _0\"></span>lyse en str<span class=\"_ _0\"></span>esstests.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yee7 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bele<span class=\"_ _0\"></span>ggingsbe<span class=\"_ _0\"></span>leid en het A<span class=\"_ _0\"></span>LM<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beleid vereisen<span class=\"_ _1\"></span> gewoonlijk een </span></span></div>\n<div class=\"t m0 x1d h64 yee8 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">duideli<span class=\"_ _0\"></span>jke afstem<span class=\"_ _0\"></span>ming tenz<span class=\"_ _0\"></span>ij afwijki<span class=\"_ _0\"></span>ng geacco<span class=\"_ _0\"></span>rdeer<span class=\"_ _0\"></span>d is. Lang<span class=\"lsef ws11e\">er lopende </span></div>\n<div class=\"t m0 x1d h64 yee9 ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zaken k<span class=\"_ _0\"></span>unnen las<span class=\"_ _0\"></span>tiger z<span class=\"_ _0\"></span>ijn om af t<span class=\"_ _0\"></span>e stemm<span class=\"_ _0\"></span>en aang<span class=\"_ _0\"></span>ezien ges<span class=\"_ _0\"></span>chikte <span class=\"_ _0\"></span>activa</div>\n<div class=\"t m0 x1d h64 yd4c ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontbrek<span class=\"_ _0\"></span>en. In de matc<span class=\"_ _0\"></span>hingst<span class=\"_ _0\"></span>rategie w<span class=\"_ _0\"></span>ordt reken<span class=\"_ _0\"></span>ing gehoud<span class=\"_ _0\"></span>en met de risk</div>\n<div class=\"t m0 x1d h64 yd4d ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e, de bes<span class=\"_ _0\"></span>chikbaa<span class=\"_ _0\"></span>rheid v<span class=\"_ _0\"></span>an de (lan<span class=\"_ _0\"></span>getermi<span class=\"_ _0\"></span>jn)act<span class=\"_ _0\"></span>iva, de h<span class=\"_ _0\"></span>uidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4e ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte marktr<span class=\"_ _0\"></span>ente en de ga<span class=\"_ _0\"></span>ra<span class=\"ws11d\">ntieniv<span class=\"_ _0\"></span>eaus. I<span class=\"_ _0\"></span>n voorko<span class=\"_ _0\"></span>mende g<span class=\"_ _0\"></span>evallen </span></div>\n<div class=\"t m0 x1d h64 yd4f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geb<span class=\"_ _0\"></span>ruik gemaa<span class=\"_ _0\"></span>kt van deriv<span class=\"_ _0\"></span>aten om h<span class=\"_ _0\"></span>et renteris<span class=\"_ _0\"></span>ico af te dekk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x1d h64 yd50 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wij wijzen<span class=\"_ _1\"></span> erop dat <span class=\"_ _1\"></span>lage rente<span class=\"_ _1\"></span>tarieven word<span class=\"_ _1\"></span>en gedefinieer<span class=\"_ _1\"></span>d als een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd51 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">strateg<span class=\"_ _0\"></span>isch risic<span class=\"_ _0\"></span>o, met focus<span class=\"_ _0\"></span> op de struct<span class=\"_ _0\"></span>uur van vast<span class=\"_ _0\"></span>e/vari<span class=\"_ _0\"></span>abele kost<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 y126a ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126b ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126c ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Onderst<span class=\"ws11d\">aande <span class=\"_ _1\"></span>tabel geeft<span class=\"_ _1\"></span> het effec<span class=\"_ _1\"></span>t weer op <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening volgens<span class=\"_ _1\"></span> de IFRS en<span class=\"_ _1\"></span> het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>onder IFRS al<span class=\"_ _1\"></span>s gevolg <span class=\"_ _1\"></span>van ee<span class=\"ws11e\">n daling<span class=\"_ _1\"></span> in de </span></span></div>\n<div class=\"t m0 x2c h64 y126d ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rentevoeten voo<span class=\"_ _1\"></span>r geconsolideerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span>. Er wordt een opwaartse<span class=\"_ _1\"></span>/neerwaartse scho<span class=\"_ _1\"></span>k toegepast die ov<span class=\"_ _1\"></span>ereenstemt met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>een terugkeerperio<span class=\"_ _1\"></span>de van 1/30</div>\n<div class=\"t m0 x2c h64 y126e ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">jaar (gemid<span class=\"_ _1\"></span>deld circa 7<span class=\"_ _1\"></span>5 basispun<span class=\"_ _1\"></span>ten). Sommige e<span class=\"_ _1\"></span>ntiteiten<span class=\"_ _1\"></span> gebruiken een <span class=\"_ _1\"></span>vereenvoudigde<span class=\"_ _1\"></span> methode <span class=\"_ _1\"></span>waarbij een <span class=\"_ _1\"></span>parallelle <span class=\"_ _1\"></span>verschu<span class=\"lsed ws112\">iving van 100 </span></div>\n<div class=\"t m0 x2c h64 y126f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basispu<span class=\"_ _0\"></span>nten in ove<span class=\"_ _0\"></span>rweging w<span class=\"_ _0\"></span>ordt genom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 450px; bottom: 783px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 412px; bottom: 768px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y68f ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 569px; bottom: 813px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff171 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 529px; bottom: 798px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 548px; bottom: 783px; z-index: 15;\">V<span class=\"lsf1 ws116\">ermogen</span> </div>\n<div class=\"t m0 x202 h67 y67e ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 548px; bottom: 768px; z-index: 15;\">vlgs. IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 656px; bottom: 783px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 615px; bottom: 768px; z-index: 15;\">R<span class=\"lsf1 ws116\">esultatenrekening</span> </div>\n<div class=\"t m0 x2f h67 y68f ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 813px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff171 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 735px; bottom: 798px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 754px; bottom: 783px; z-index: 15;\">Vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 754px; bottom: 768px; z-index: 15;\">vlgs. IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 487px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 487px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Rentevoet <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>daling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 738px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 738px; z-index: 15;\">1.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 738px; z-index: 15;\">4</div>\n<div class=\"t m0 x5a h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 738px; z-index: 15;\">396<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Rentevoet <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>stijging<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 471px; bottom: 723px; z-index: 15;\">(67)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 723px; z-index: 15;\">(2.224)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e3 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 723px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 723px; z-index: 15;\">(1.407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1276 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1277 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1278 ff171 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10c ws13b\">AANDELE<span class=\"_ _1\"></span>NRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y1279 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenrisico<span class=\"_ _1\"></span>'s treden o<span class=\"_ _1\"></span>p als gevolg <span class=\"_ _1\"></span>van de ge<span class=\"_ _1\"></span>voeligheid v<span class=\"_ _1\"></span>an activa en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y127a ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nten voo<span class=\"_ _0\"></span>r veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het</div>\n<div class=\"t m0 x2c h64 y127b ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niveau of volat<span class=\"_ _1\"></span>iliteit van marktp<span class=\"_ _1\"></span>rijzen voor aande<span class=\"_ _1\"></span>len of hun rendemen<span class=\"_ _1\"></span>t,</div>\n<div class=\"t m0 x2c h64 y127c ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die van i<span class=\"_ _0\"></span>nvloed k<span class=\"_ _0\"></span>unnen z<span class=\"_ _0\"></span>ijn o<span class=\"ws112\">p de wi<span class=\"_ _0\"></span>nst en de solva<span class=\"_ _0\"></span>biliteit<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y127d ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y127e ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o\u2019s word<span class=\"_ _0\"></span>en behee<span class=\"_ _0\"></span>rst door op bas<span class=\"_ _0\"></span>is van de risk<span class=\"_ _0\"></span> appetite</div>\n<div class=\"t m0 x2c h64 y127f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">limiet<span class=\"_ _0\"></span>en vast te stel<span class=\"_ _0\"></span>len en door e<span class=\"_ _0\"></span>en beleggi<span class=\"_ _0\"></span>ngsbel<span class=\"_ _0\"></span>eid dat een aant<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x2c h64 y1280 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">controlemaa<span class=\"_ _1\"></span>tregelen vereist<span class=\"_ _1\"></span>, zoals wel<span class=\"_ _1\"></span>ke maatregelen<span class=\"_ _1\"></span> er moeten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1281 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden getro<span class=\"_ _1\"></span>ffen bij aa<span class=\"_ _1\"></span>nz<span class=\"ws11e\">ienlijke waard<span class=\"_ _1\"></span>edalingen. Door di<span class=\"_ _1\"></span>t risico in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1282 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eerder stadium<span class=\"_ _1\"></span> proactief te beher<span class=\"_ _1\"></span>en, is de blootstell<span class=\"_ _1\"></span>ing aan het</div>\n<div class=\"t m0 x1d h64 y1283 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span> door middel van ver<span class=\"_ _1\"></span>koop en afdekking sne<span class=\"_ _1\"></span>l gedaald.</div>\n<div class=\"t m0 x1d h64 y1284 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Hiermee worden ve<span class=\"_ _1\"></span>rliezen beperkt en k<span class=\"_ _1\"></span>unnen</div>\n<div class=\"t m0 x1d h64 y1285 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>smaatschappijen sol<span class=\"_ _1\"></span>vabel blijven tijde<span class=\"_ _1\"></span>ns een financi\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1286 ff171 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">crisis.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1287 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1288 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor risico<span class=\"_ _1\"></span>managementdoelein<span class=\"_ _1\"></span>den definie<span class=\"_ _1\"></span>ert Ageas z<span class=\"_ _1\"></span>ijn</div>\n<div class=\"t m0 x1d h64 y1289 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enpositi<span class=\"_ _0\"></span>es op basis va<span class=\"_ _0\"></span>n de econom<span class=\"_ _0\"></span>ische real<span class=\"_ _0\"></span>iteit va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y128a ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> risico\u2019s. D<span class=\"_ _1\"></span>e totale <span class=\"_ _1\"></span>economische p<span class=\"_ _1\"></span>ositie in</div>\n<div class=\"t m0 x1d h64 y128b ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aand<span class=\"ws11e\">elen tegen re\u00eb<span class=\"_ _1\"></span>le waarde wordt<span class=\"_ _1\"></span> in de volgende tabel<span class=\"_ _1\"></span> ge\u00efllustreerd, </span></div>\n<div class=\"t m0 x1d h64 y128c ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inclusief aans<span class=\"_ _1\"></span>luiting op de gepubl<span class=\"_ _1\"></span>iceerde cijfer<span class=\"_ _1\"></span>s onder IFRS.</div>\n<div class=\"t m0 x2c h64 y128d ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y128e ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 xee h67 y69a ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 471px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 471px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff171 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Type van actief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff174 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Directe aandelen beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 441px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 441px; z-index: 15;\">3.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 426px; z-index: 15;\">Aandelen fondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 426px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 426px; z-index: 15;\">916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Private equity<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 411px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 411px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff171 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Activa<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">allocatie fondsen</span> </span></div>\n<div class=\"t m0 x4a h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 396px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 396px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff173 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> econom<span class=\"_ _0\"></span>ische<span class=\"_ _0\"></span> bloots<span class=\"_ _0\"></span>telli<span class=\"_ _0\"></span>ng aan<span class=\"_ _0\"></span>delen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 381px; z-index: 15;\">3.622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 381px; z-index: 15;\">4.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 367px; z-index: 15;\">Obligatiefondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 367px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 367px; z-index: 15;\">424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Geldmarktfondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 352px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 352px; z-index: 15;\">221<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 337px; z-index: 15;\">Vastgoedfondsen (SICAFI/REITS)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 337px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 337px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff173 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> blootst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g aandele<span class=\"_ _0\"></span>n volge<span class=\"_ _0\"></span>ns IFRS<span class=\"ls0 ws0\">-</span><span class=\"ws16f\">de<span class=\"_ _0\"></span>finitie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y691 ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 322px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y691 ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 322px; z-index: 15;\">5.872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 307px; z-index: 15;\">waarvan:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y680 ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Beschikbaar voor verkoop (zie <span class=\"_ _0\"></span>toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 292px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 292px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Aangehouden tegen re\u00eble wa<span class=\"_ _0\"></span>arde (zie toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 277px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 277px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 266px; height: 840px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 266px; height: 840px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 266px; height: 840px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 266px; height: 840px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff178 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderst<span class=\"_ _0\"></span>aande tab<span class=\"_ _0\"></span>el geeft het b<span class=\"_ _0\"></span>ruto effec<span class=\"_ _0\"></span>t weer op de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng volgens d<span class=\"_ _0\"></span>e IFRS en het ei<span class=\"_ _0\"></span>gen <span class=\"lsef ws11d\">vermogen onder<span class=\"_ _1\"></span> IFRS als g<span class=\"_ _1\"></span>evolg van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enschok di<span class=\"_ _0\"></span>e overee<span class=\"_ _0\"></span>nstemt met<span class=\"_ _0\"></span> een daling in ee<span class=\"_ _0\"></span>n terugk<span class=\"_ _0\"></span>eerperi<span class=\"_ _0\"></span>ode van 1/30 ja<span class=\"_ _0\"></span>ar (circa 30%<span class=\"_ _0\"></span> voor in de EER ge<span class=\"_ _0\"></span>noteerd<span class=\"_ _0\"></span>e aandele<span class=\"_ _0\"></span>n) voor</div>\n<div class=\"t m0 x2c h64 y8a8 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 452px; bottom: 988px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 973px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 1003px; z-index: 15;\">Effect op eigen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 988px; z-index: 15;\">vermogen vlgs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 540px; bottom: 973px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 628px; bottom: 988px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 628px; bottom: 973px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 716px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 1003px; z-index: 15;\">Effect op eigen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 988px; z-index: 15;\">vermogen vlgs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 716px; bottom: 973px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 1018px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 1018px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y68f ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 1003px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 1003px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y694 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff179 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 716px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws115\">Neerwaarts risico<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 943px; z-index: 15;\">(340)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 943px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 943px; z-index: 15;\">(281)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 716px; bottom: 943px; z-index: 15;\">(1.262)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12a5 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12a6 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12a7 ff176 fs44 fc1f sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls10c ws13b\">S<span class=\"_ _1\"></span>PREADRIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 y12a8 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Spreadr<span class=\"_ _0\"></span>isico onts<span class=\"_ _0\"></span>taat door d<span class=\"_ _0\"></span>e gevoeli<span class=\"_ _0\"></span>gheid van d<span class=\"_ _0\"></span>e waarde van act<span class=\"_ _0\"></span>iva en</div>\n<div class=\"t m0 x2c h64 y12a9 ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nten voo<span class=\"_ _0\"></span>r veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het</div>\n<div class=\"t m0 x2c h64 y12aa ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau of<span class=\"_ _0\"></span> in de vo<span class=\"_ _0\"></span>latilit<span class=\"_ _0\"></span>eit van d<span class=\"_ _0\"></span>e spread<span class=\"_ _0\"></span>s van de <span class=\"_ _0\"></span>risicov<span class=\"_ _0\"></span>rije</div>\n<div class=\"t m0 x2c h64 y12ab ff176 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>ermijnst<span class=\"_ _0\"></span>ructuur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12ac ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12ad ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een aanzi<span class=\"_ _0\"></span>enlijk de<span class=\"_ _0\"></span>el van de ve<span class=\"lsef ws11d\">rplichtingen van A<span class=\"_ _1\"></span>geas is in<span class=\"_ _1\"></span> bepaalde </span></div>\n<div class=\"t m0 x2c h64 y12ae ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mate niet<span class=\"_ _1\"></span> liquide. Agea<span class=\"_ _1\"></span>s streeft e<span class=\"_ _1\"></span>rnaar kredie<span class=\"_ _1\"></span>tbeleggingen <span class=\"_ _1\"></span>bij voorkeur<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y12af ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot einde l<span class=\"_ _0\"></span>ooptijd a<span class=\"_ _0\"></span>an te houde<span class=\"_ _0\"></span>n. De impact va<span class=\"_ _0\"></span>n het spread<span class=\"_ _0\"></span>risico op</div>\n<div class=\"t m0 x2c h64 y12b0 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lange ter<span class=\"_ _1\"></span>mijn wordt h<span class=\"_ _1\"></span>ierdoor aanz<span class=\"_ _1\"></span>ienlijk beperk<span class=\"_ _1\"></span>t, omdat Agea<span class=\"_ _1\"></span>s deze</div>\n<div class=\"t m0 x2c h64 y12b1 ff176 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">doorgaans<span class=\"_ _1\"></span> tot einde <span class=\"_ _1\"></span>looptijd aanh<span class=\"_ _1\"></span>oudt, in<span class=\"_ _1\"></span> lijn met <span class=\"_ _1\"></span>zijn </span></div>\n<div class=\"t m0 x2c h64 y12b2 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">illiquide lan<span class=\"_ _1\"></span>glopende verpli<span class=\"_ _1\"></span>chtingen. Hoewel<span class=\"_ _1\"></span> de volatiliteit o<span class=\"_ _1\"></span>p korte</div>\n<div class=\"t m0 x2c h64 y12b3 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">termij<span class=\"_ _0\"></span>n aanzienli<span class=\"_ _0\"></span>jk kan zijn,<span class=\"_ _0\"></span> is het onwaa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk dat Ag<span class=\"_ _0\"></span>eas wordt</div>\n<div class=\"t m0 x2c h64 y12b4 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedwongen tegen<span class=\"_ _1\"></span> bodemprijzen te<span class=\"_ _1\"></span> verkopen. Ageas<span class=\"_ _1\"></span> kan echter <span class=\"ws113\">wel </span></div>\n<div class=\"t m0 x2c h64 y12b5 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">besluit<span class=\"_ _0\"></span>en om deze act<span class=\"_ _0\"></span>iva te ver<span class=\"_ _0\"></span>effenen als<span class=\"_ _0\"></span> het meent dat<span class=\"_ _0\"></span> dit de beste</div>\n<div class=\"t m0 x2c h64 y12b6 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanpak is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12b7 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12b8 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor interne<span class=\"_ _1\"></span> risicomanagem<span class=\"_ _1\"></span>entdoeleinden<span class=\"_ _1\"></span> neemt Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y12b9 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevoeligheid vo<span class=\"_ _1\"></span>or het fundamen<span class=\"_ _1\"></span>tele spreadrisico op<span class=\"_ _1\"></span> lange termijn in</div>\n<div class=\"t m0 x2c h64 y12ba ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>ig het Solve<span class=\"_ _0\"></span>ncy II \u201cVol<span class=\"_ _0\"></span>a<span class=\"ls105 ws0\">tili<span class=\"_ _1\"></span>ty Ad<span class=\"_ _1\"></span>justm<span class=\"_ _1\"></span>ent\u201d<span class=\"_ _1\"></span><span class=\"ls0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y12bb ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concept,<span class=\"_ _0\"></span> maar houdt<span class=\"_ _0\"></span> daarbij rek<span class=\"_ _0\"></span>ening met<span class=\"_ _0\"></span> de specif<span class=\"_ _0\"></span>ieke kenm<span class=\"_ _0\"></span>erken van</div>\n<div class=\"t m0 x1d h64 y12bc ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de portef<span class=\"_ _0\"></span>euille. Dit<span class=\"_ _0\"></span> wordt gez<span class=\"_ _0\"></span>ien als meer in ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emming m<span class=\"_ _0\"></span>et het</div>\n<div class=\"t m0 x1d h64 y12bd ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s, waarbij de<span class=\"_ _1\"></span> realisati<span class=\"_ _1\"></span>e van minderwa<span class=\"_ _1\"></span>arden</div>\n<div class=\"t m0 x1d h64 y12be ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans wordt<span class=\"_ _1\"></span> vermeden, vergele<span class=\"_ _1\"></span><span class=\"lsed ws112\">ken met een pu<span class=\"_ _0\"></span>re mark<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-</span></span></div>\n<div class=\"t m0 x1d h64 y12bf ff176 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">marketbenader<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c0 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y12c1 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dit verklaart oo<span class=\"_ _1\"></span>k waarom Ageas de behand<span class=\"_ _1\"></span>eling van het spr<span class=\"_ _1\"></span>eadrisico</div>\n<div class=\"t m0 x1d h64 y12c2 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de standaar<span class=\"_ _1\"></span>dformule in de SCR</div>\n<div class=\"t m0 x257 h76 y12c3 ff176 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x9d h64 y12c4 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">als volgt h<span class=\"_ _0\"></span>eeft herzi<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y12c5 ff17a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff17b\"> <span class=\"_ _3f\"> </span><span class=\"ff176 lsef ws11d\">Op<span class=\"_ _1\"></span>name van <span class=\"_ _1\"></span>fundamentele <span class=\"_ _1\"></span>spread voor<span class=\"_ _1\"></span> EU blootstell<span class=\"_ _1\"></span>ingen aan </span></span></div>\n<div class=\"t m0 x69 h64 y12c6 ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overhei<span class=\"_ _0\"></span>dsobli<span class=\"_ _0\"></span>gaties e<span class=\"_ _0\"></span>n equiva<span class=\"_ _0\"></span>lenten. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c7 ff17a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff17b\"> <span class=\"_ _3f\"> </span><span class=\"ff176 ls10b ws13d\">Uitsluiting</span><span class=\"ff176\"> <span class=\"lsed ws112\">van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">fundament<span class=\"_ _0\"></span>ele spre<span class=\"_ _0\"></span>ad op andere sc<span class=\"_ _0\"></span>huld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h6c y12c8 ff178 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c9 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gevoelighe<span class=\"_ _1\"></span>den die in<span class=\"_ _1\"></span> aanmerking w<span class=\"_ _1\"></span>orden genomen<span class=\"_ _1\"></span> voor d<span class=\"lsed\">e impact </span></div>\n<div class=\"t m0 x1d h64 y12ca ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verbreding van <span class=\"_ _1\"></span>de credit<span class=\"_ _1\"></span>spreads op de<span class=\"_ _1\"></span> resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x1d h64 y12cb ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigen vermogen ond<span class=\"_ _1\"></span>er IFRS zijn afhan<span class=\"_ _1\"></span>kelijk van de kredie<span class=\"_ _1\"></span>trating en de</div>\n<div class=\"t m0 x1d h64 y12cc ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">duratio<span class=\"_ _0\"></span>n van de <span class=\"_ _0\"></span>betreff<span class=\"_ _0\"></span>ende act<span class=\"_ _0\"></span>iva. Di<span class=\"_ _0\"></span>e stresss<span class=\"_ _0\"></span>cenario'<span class=\"_ _0\"></span>s ste<span class=\"_ _0\"></span>mmen</div>\n<div class=\"t m0 x1d h64 y12cd ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>n met een t<span class=\"_ _0\"></span>erugke<span class=\"_ _0\"></span>erperiod<span class=\"_ _0\"></span>e van 1/<span class=\"_ _0\"></span>30<span class=\"ls0 ws0\"> </span>en vari\u00eb<span class=\"_ _0\"></span>ren van +<span class=\"_ _0\"></span>70</div>\n<div class=\"t m0 x1d h64 y12ce ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basispunten voo<span class=\"_ _1\"></span>r activa met een<span class=\"_ _1\"></span> AAA<span class=\"ls0 ws0\">-</span>rating tot<span class=\"_ _1\"></span> +200 basispunten vo<span class=\"_ _1\"></span>or</div>\n<div class=\"t m0 x1d h64 y12cf ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa met<span class=\"_ _0\"></span> een BBB<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rating. Bepaalde o<span class=\"_ _1\"></span>perationele <span class=\"_ _1\"></span>entiteiten<span class=\"_ _1\"></span> hanteren </span></span></div>\n<div class=\"t m0 x1d h64 y12d0 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een veree<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>gde method<span class=\"_ _0\"></span>e waarbij er op de v<span class=\"_ _0\"></span>olledig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y12d1 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietportef<span class=\"_ _1\"></span>euille een<span class=\"_ _1\"></span> schok van +<span class=\"_ _1\"></span>100 basi<span class=\"ws11e\">spu<span class=\"_ _1\"></span>nten wordt toegepa<span class=\"_ _1\"></span>st.</span></div>\n<div class=\"t m0 x2c h64 y12d2 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12d3 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12d4 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderst<span class=\"_ _0\"></span>aande tab<span class=\"_ _0\"></span>el geeft het ef<span class=\"_ _0\"></span>fect wee<span class=\"_ _0\"></span>r op de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening en h<span class=\"_ _0\"></span>et eigen verm<span class=\"_ _0\"></span>ogen on<span class=\"_ _0\"></span>der IFRS als<span class=\"_ _0\"></span> gevolg van ee<span class=\"_ _0\"></span>n spreadg<span class=\"_ _0\"></span><span class=\"ws111\">evoelig<span class=\"_ _0\"></span>heidssch<span class=\"_ _0\"></span>ok.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 452px; bottom: 472px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 457px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 502px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 540px; bottom: 487px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 472px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 540px; bottom: 457px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 628px; bottom: 472px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 628px; bottom: 457px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 716px; bottom: 502px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 487px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 472px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 716px; bottom: 457px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12d5 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x83 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 443px; bottom: 502px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 502px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 502px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y685 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 487px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 487px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y6c6 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff179 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 716px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Spre<span class=\"_ _1\"></span>adrisi<span class=\"_ _1\"></span>co <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf1 ws118\">Verbredening creditspread </span> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 427px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 427px; z-index: 15;\">(1.004)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 427px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 716px; bottom: 427px; z-index: 15;\">(1.291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12dc ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c haf y12dd ff176 fs6e fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12de ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12df ff176 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">VA<span class=\"_ _1\"></span>LUTARISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y12e0 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het valutar<span class=\"_ _1\"></span>isico vloei<span class=\"_ _1\"></span>t voort uit<span class=\"_ _1\"></span> de <span class=\"ws11e\">gevoeli<span class=\"_ _1\"></span>gheid van activa<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x2c h64 y12e1 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> voor veranderi<span class=\"_ _1\"></span>ngen in het niveau<span class=\"_ _1\"></span> van valutakoersen al<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y12e2 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er een 'mis<span class=\"_ _0\"></span>match' is tus<span class=\"_ _0\"></span>sen de relev<span class=\"_ _0\"></span>ante val<span class=\"_ _0\"></span>uta\u2019s van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y12e3 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen.<span class=\"_ _0\"></span> Op groeps<span class=\"_ _0\"></span>niveau om<span class=\"_ _0\"></span>vat dit risic<span class=\"_ _0\"></span>o situat<span class=\"_ _0\"></span>ies waari<span class=\"_ _0\"></span>n Ageas</div>\n<div class=\"t m0 x2c h64 y12e4 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa (in d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>maats<span class=\"lsef ws11d\">chappijen en geassocieer<span class=\"_ _1\"></span>de deelneminge<span class=\"_ _1\"></span>n) of </span></div>\n<div class=\"t m0 x2c h64 y12e5 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> (van fi<span class=\"_ _1\"></span>nanciering) hee<span class=\"_ _1\"></span>ft in an<span class=\"_ _1\"></span>dere valuta's<span class=\"_ _1\"></span> dan de <span class=\"_ _1\"></span>euro.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12e6 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12e7 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _0\"></span>eleid van Age<span class=\"_ _0\"></span>as wordt dit<span class=\"_ _0\"></span> risico be<span class=\"_ _0\"></span>perkt door d<span class=\"_ _0\"></span>e eis</div>\n<div class=\"t m0 x2c h64 y12e8 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de 'valut<span class=\"_ _0\"></span>amism<span class=\"_ _0\"></span>atch' tuss<span class=\"_ _0\"></span>en activa en v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y12e9 ff176 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">docht<span class=\"ws112\">e<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en tot een min<span class=\"_ _0\"></span>imum wordt<span class=\"_ _0\"></span> beperkt. i<span class=\"_ _0\"></span>n veel gevall<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 y12ea ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt dat risi<span class=\"_ _1\"></span>co volledig ge\u00eblim<span class=\"_ _1\"></span>ineerd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12eb ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y12ec ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het is be<span class=\"_ _1\"></span>leid bij A<span class=\"_ _1\"></span>geas om d<span class=\"_ _1\"></span>e aandelenbel<span class=\"_ _1\"></span>eggingen en<span class=\"_ _1\"></span> permanente</div>\n<div class=\"t m0 x1d h64 y12ed ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>buitenl<span class=\"_ _0\"></span>andse va<span class=\"_ _0\"></span>luta\u2019s v<span class=\"_ _0\"></span>oor <span class=\"ws112\">doc<span class=\"_ _0\"></span>htermaats<span class=\"_ _0\"></span>chappi<span class=\"_ _0\"></span>jen en </span></div>\n<div class=\"t m0 x1d h64 y12ee ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelnemingen<span class=\"_ _1\"></span> niet af <span class=\"_ _1\"></span>te dekken. Ag<span class=\"_ _1\"></span>eas accepte<span class=\"_ _1\"></span>ert de</div>\n<div class=\"t m0 x1d h64 y12ef ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018mismatc<span class=\"_ _0\"></span>h\u2019 die voo<span class=\"_ _0\"></span>rtvloeit u<span class=\"_ _0\"></span>it het eigend<span class=\"_ _0\"></span>om van lok<span class=\"_ _0\"></span>ale</div>\n<div class=\"t m0 x1d h64 y12f0 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">euro valuta\u2019s als norm<span class=\"_ _1\"></span>aal voor een </span></span></div>\n<div class=\"t m0 x1d h64 y12f1 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">internationa<span class=\"_ _1\"></span>le groep.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 226px; height: 880px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 226px; height: 880px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 226px; height: 880px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 226px; height: 880px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff17c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">zijn de bel<span class=\"_ _0\"></span>angrijk<span class=\"_ _0\"></span>ste valut<span class=\"_ _0\"></span>arisic<span class=\"_ _0\"></span>opositie<span class=\"_ _0\"></span>s per 31 <span class=\"_ _0\"></span>decemb<span class=\"_ _0\"></span>er weerge<span class=\"_ _0\"></span>geven. H<span class=\"_ _0\"></span>et betr<span class=\"_ _0\"></span>eft hier n<span class=\"_ _0\"></span>ettopo<span class=\"_ _0\"></span>sities (<span class=\"_ _0\"></span>activa m<span class=\"_ _0\"></span>inus ve<span class=\"_ _0\"></span>rplich<span class=\"lsef ws113\">tingen), </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na afdekk<span class=\"_ _0\"></span>ing genot<span class=\"_ _0\"></span>eerd in euro<span class=\"_ _0\"></span>\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff17c fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 312px; bottom: 1049px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsfb ws123\" style=\"left: 355px; bottom: 1049px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 399px; bottom: 1049px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 439px; bottom: 1049px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 488px; bottom: 1049px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf2 ws117\" style=\"left: 524px; bottom: 1049px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 567px; bottom: 1049px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 610px; bottom: 1049px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 734px; bottom: 1049px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff17c fs46 fc1d sc0 lsf3 ws120\" style=\"left: 765px; bottom: 1049px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 1019px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 1019px; z-index: 15;\">3.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 1019px; z-index: 15;\">913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 1019px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 480px; bottom: 1019px; z-index: 15;\">1.875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1019px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 1019px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1019px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 1019px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 1019px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 1019px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1019px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Totaal verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 1004px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 1004px; z-index: 15;\">2.596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 480px; bottom: 1004px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaal activa minus ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 989px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 989px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 989px; z-index: 15;\">911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 989px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 989px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 989px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 989px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 989px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 989px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 989px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Buiten balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 974px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 974px; z-index: 15;\">(435)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Netto positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 959px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 959px; z-index: 15;\">589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 959px; z-index: 15;\">476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 959px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 959px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 959px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 959px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 959px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 959px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 959px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 959px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 959px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Waarvan ge\u00efnvesteerd in doc<span class=\"_ _0\"></span>htermaatschappijen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en deelnemingen</span> </div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 930px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 930px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 930px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 930px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 930px; z-index: 15;\">420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 930px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 930px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 930px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 930px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 930px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 331px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 374px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 418px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 458px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 502px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 543px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 585px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 628px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 670px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 712px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff17c fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Per 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 312px; bottom: 898px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsfb ws123\" style=\"left: 355px; bottom: 898px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 399px; bottom: 898px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 439px; bottom: 898px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 488px; bottom: 898px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf2 ws117\" style=\"left: 524px; bottom: 898px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 567px; bottom: 898px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 610px; bottom: 898px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 651px; bottom: 898px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 693px; bottom: 898px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 734px; bottom: 898px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y6c4 ff17c fs46 fc1d sc0 lsf3 ws120\" style=\"left: 765px; bottom: 898px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 867px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 867px; z-index: 15;\">4.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 867px; z-index: 15;\">1.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 867px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 867px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 867px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 867px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 867px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 867px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 867px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 867px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Totaal verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 852px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 852px; z-index: 15;\">4.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 852px; z-index: 15;\">1</div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 852px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 852px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Totaal activa minus ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 838px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 838px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 838px; z-index: 15;\">1.342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 838px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 838px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 838px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 838px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 838px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 838px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 838px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 838px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 838px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Buiten balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 823px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 823px; z-index: 15;\">(678)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 808px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 808px; z-index: 15;\">942<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 808px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 808px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 808px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 808px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 808px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 808px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 808px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 808px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 808px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 808px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Waarvan ge\u00efnvesteerd in doc<span class=\"_ _0\"></span>htermaatschappijen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en deelnemingen</span> </div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 778px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 778px; z-index: 15;\">939<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 778px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 778px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 778px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 778px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 778px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 778px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 778px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 778px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 778px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1308 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1309 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y130a ff17c fs44 fc1f sc0 lsf9 ws124\" style=\"z-index: 15;\">E. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"ls104 ws134\">VASTGOEDRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y130b ff17c fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Vastgoe<span class=\"_ _0\"></span>drisic<span class=\"_ _0\"></span>o ontsta<span class=\"_ _0\"></span>at als het<span class=\"_ _0\"></span> result<span class=\"_ _0\"></span>aat van d<span class=\"_ _0\"></span>e gevoel<span class=\"_ _0\"></span>igheid v<span class=\"_ _0\"></span>an activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y130c ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en voor het niv<span class=\"_ _0\"></span>eau of de vol<span class=\"_ _0\"></span>atiliteit<span class=\"_ _0\"></span> van markt<span class=\"_ _0\"></span>prijzen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y130d ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed o<span class=\"_ _1\"></span>f hun rendemen<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y130e ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y130f ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Met het o<span class=\"_ _1\"></span>og op risicom<span class=\"_ _1\"></span>anagement defi<span class=\"_ _1\"></span>nieert Ageas<span class=\"_ _1\"></span> de blootst<span class=\"_ _1\"></span>elling aan</div>\n<div class=\"t m0 x2c h64 y1310 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d op basis va<span class=\"_ _0\"></span>n de marktw<span class=\"_ _0\"></span>aarde van dez<span class=\"_ _0\"></span>e activa met i<span class=\"_ _0\"></span>nbegri<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c h64 y1311 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van acti<span class=\"_ _1\"></span>va die worden<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> voor eigen<span class=\"_ _1\"></span> gebruik e<span class=\"_ _1\"></span>n IFRS 16</div>\n<div class=\"t m0 x2c h64 y1312 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseact<span class=\"_ _0\"></span>iva. Dez<span class=\"_ _0\"></span>e blootst<span class=\"_ _0\"></span>elling ver<span class=\"_ _0\"></span>schilt v<span class=\"_ _0\"></span>an de blootst<span class=\"_ _0\"></span>elling</div>\n<div class=\"t m0 x2c h64 y1313 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span> onder de <span class=\"_ _1\"></span>IFRS defini<span class=\"_ _1\"></span>ties, die nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws113\">gerealisee<span class=\"_ _1\"></span>rde <span class=\"lsed ws111\">winsten </span></span></div>\n<div class=\"t m0 x1d h64 y1314 ff17c fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of verli<span class=\"_ _0\"></span>ezen uits<span class=\"_ _0\"></span>luiten.<span class=\"_ _0\"></span> De tabe<span class=\"_ _0\"></span>l hiero<span class=\"_ _0\"></span>nder defi<span class=\"_ _0\"></span>nieert w<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1315 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschou<span class=\"_ _0\"></span>wt als eco<span class=\"_ _0\"></span>nomische b<span class=\"_ _0\"></span>lootste<span class=\"_ _0\"></span>lling aan vast<span class=\"_ _0\"></span>goed en ho<span class=\"_ _0\"></span>e dit wordt</div>\n<div class=\"t m0 x1d h64 y1316 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangesloten <span class=\"_ _1\"></span>bij de ci<span class=\"_ _1\"></span>jfers gerappor<span class=\"_ _1\"></span>teerd onder<span class=\"_ _1\"></span> IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1317 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1318 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor interne<span class=\"_ _1\"></span> risicomanagem<span class=\"_ _1\"></span>entdoeleinden<span class=\"_ _1\"></span> past Ageas<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y1319 ff17c fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"ws112\">lang<span class=\"_ _0\"></span>rijkste doc<span class=\"_ _0\"></span>hterm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppijen een int<span class=\"_ _0\"></span>ern vast<span class=\"_ _0\"></span>goedmo<span class=\"_ _0\"></span>del toe. In </span></div>\n<div class=\"t m0 x1d h64 y131a ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dit model <span class=\"_ _1\"></span>wordt vastgo<span class=\"_ _1\"></span>edrisico behand<span class=\"_ _1\"></span>eld overeen<span class=\"_ _1\"></span>komstig de</div>\n<div class=\"t m0 x1d h64 y131b ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> economische<span class=\"_ _1\"></span> blootstelling<span class=\"_ _1\"></span> in plaat<span class=\"_ _1\"></span>s van volge<span class=\"_ _1\"></span>ns de IFRS<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y131c ff17c fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">classificatie van de activa.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y131d ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y131e ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff17c fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 xee h67 y694 ff17c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 542px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff17c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 542px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 526px; z-index: 15;\">Type van actief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 526px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 526px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff17e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y694 ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Vastgoed (zie toelichting 11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 497px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 497px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Materi\u00eble vaste activa; terreinen en<span class=\"_ _0\"></span> gebouwen voor eigen geb<span class=\"_ _0\"></span>ruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 467px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en parkeergarages (zie toelichting 16)</span> </div>\n<div class=\"t m0 x51 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 467px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 467px; z-index: 15;\">1.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 452px; z-index: 15;\">Vastgoed voor verkoop (zie <span class=\"ws115\">toelichting 15)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 452px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 452px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 437px; z-index: 15;\">Totaal (tegen geamortiseerde kostprijs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 437px; z-index: 15;\">5.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 437px; z-index: 15;\">5.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Vastgoed fondsen (tegen re\u00eble<span class=\"_ _0\"></span> waarde)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 423px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 423px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff17f fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 408px; z-index: 15;\">Totaal vastgoed blootstell<span class=\"_ _1\"></span>ing volgens IFRS definiti<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 408px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 408px; z-index: 15;\">6.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 797px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff17e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 378px; z-index: 15;\">Ongerealiseerde herwaarderingen (Economische <span class=\"ws116\">blootstelling)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h69 y683 ff17f fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 378px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff17f fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 378px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 363px; z-index: 15;\">Vastgoed (zie toelichting 11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 363px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 363px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 348px; z-index: 15;\">Terreinen en gebouwen voor<span class=\"_ _0\"></span> eigen gebruik (zie toelichting<span class=\"_ _0\"></span> 16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 348px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 348px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff17f fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 333px; z-index: 15;\">Totaal economische bloots<span class=\"_ _1\"></span>telling op vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 333px; z-index: 15;\">7.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 333px; z-index: 15;\">8.027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 322px; height: 784px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 322px; height: 784px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 322px; height: 784px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 322px; height: 784px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ff183 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onderstaande <span class=\"_ _1\"></span>tabel geeft<span class=\"_ _1\"></span> het effec<span class=\"_ _1\"></span>t weer op <span class=\"_ _1\"></span>de <span class=\"lsed ws112\">resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning en het ei<span class=\"_ _0\"></span>gen vermo<span class=\"_ _0\"></span>gen onder I<span class=\"_ _0\"></span>FRS van een st<span class=\"_ _0\"></span>resssce<span class=\"_ _0\"></span>nario op de<span class=\"_ _0\"></span> vastgoedm<span class=\"_ _0\"></span>arkt dat </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemt met ee<span class=\"_ _0\"></span>n terugke<span class=\"_ _0\"></span>erperi<span class=\"_ _0\"></span>ode van 1/30 j<span class=\"_ _0\"></span>aar (gemi<span class=\"_ _0\"></span>ddeld 14%).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff181 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 506px; bottom: 1004px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff181 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 564px; bottom: 1019px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 561px; bottom: 1004px; z-index: 15;\"> <span class=\"lsf1 ws115\">vermogen vlgs.</span> </div>\n<div class=\"t m0 x202 h67 y67e ff181 fs46 fc1d sc0 ls134 ws170\" style=\"left: 603px; bottom: 989px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff181 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 678px; bottom: 1004px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 640px; bottom: 989px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff181 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 737px; bottom: 1019px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff181 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 736px; bottom: 1004px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 773px; bottom: 989px; z-index: 15;\"> <span class=\"ls134 ws170\">IFRS</span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 713px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y694 ff184 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 1019px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h67 y694 ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 713px; bottom: 1019px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y68f ff184 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 561px; bottom: 1004px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 773px; bottom: 989px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Neerwaarts vastgoedrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 959px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 959px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 959px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 959px; z-index: 15;\">(307)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y132a ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y132b ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y132c ff181 fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls10a ws13c\">MARKTCON<span class=\"_ _0\"></span>CENTRATIERI<span class=\"_ _0\"></span>SICO<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y132d ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Marktconcentra<span class=\"_ _1\"></span>tierisico hee<span class=\"_ _1\"></span>ft <span class=\"lsed ws112\">betrekk<span class=\"_ _0\"></span>ing op risic<span class=\"_ _0\"></span>o\u2019s die onts<span class=\"_ _0\"></span>taan doo<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x2c h64 y132e ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een gebrek<span class=\"_ _1\"></span> aan diversi<span class=\"_ _1\"></span>ficatie van <span class=\"_ _1\"></span>de activapor<span class=\"_ _1\"></span>tefeuille doo<span class=\"_ _1\"></span>r een gro<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y132f ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totale po<span class=\"_ _1\"></span>sitie bij i<span class=\"_ _1\"></span>ndividuele t<span class=\"_ _1\"></span>egenpartijen, <span class=\"_ _1\"></span>of een aan<span class=\"_ _1\"></span>tal gecorrele<span class=\"_ _1\"></span>erde</div>\n<div class=\"t m0 x2c h64 y1330 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">tegenpartijen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1331 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1332 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Concentratieri<span class=\"_ _1\"></span>sico kan onts<span class=\"_ _1\"></span>taan als gevolg van een<span class=\"_ _1\"></span> gro<span class=\"lsed ws11d\">te total<span class=\"_ _0\"></span>e positi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1333 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij indivi<span class=\"_ _0\"></span>duele teg<span class=\"_ _0\"></span>enparti<span class=\"_ _0\"></span>jen dan wel e<span class=\"_ _0\"></span>en totale pos<span class=\"_ _0\"></span>itie bij<span class=\"_ _0\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y1334 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">positief ge<span class=\"_ _1\"></span>correleerde t<span class=\"_ _1\"></span>egenpartijen (da<span class=\"_ _1\"></span>t wil zegge<span class=\"_ _1\"></span>n, partijen<span class=\"_ _1\"></span> die onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1335 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> omstandighed<span class=\"_ _1\"></span>en in gebrek<span class=\"_ _1\"></span>e blijven)<span class=\"_ _1\"></span> die potentie<span class=\"_ _1\"></span>el tot</div>\n<div class=\"t m0 x2c h64 y1336 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijke bijz<span class=\"_ _0\"></span>ondere w<span class=\"lsef ws11e\">aardeverminderingen zouden<span class=\"_ _1\"></span> kunnen leiden in </span></div>\n<div class=\"t m0 x2c h64 y1337 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geval va<span class=\"_ _0\"></span>n faillis<span class=\"_ _0\"></span>sement of ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span><span class=\"ws111\">betaling.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1338 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1339 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het vermi<span class=\"_ _0\"></span>jden van conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>es is een fun<span class=\"_ _0\"></span>damente<span class=\"_ _0\"></span>le factor i<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y133a ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span>strategie van<span class=\"_ _1\"></span> Ageas om <span class=\"_ _1\"></span>liquide en g<span class=\"_ _1\"></span>ediversifieer<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y133b ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles aa<span class=\"_ _0\"></span>n te houden. E<span class=\"_ _0\"></span>lke d<span class=\"lsef ws11e\">ochtermaatschappij is </span></div>\n<div class=\"t m0 x2c h64 y133c ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor ha<span class=\"_ _1\"></span>ar eigen t<span class=\"_ _1\"></span>egenpartijlimie<span class=\"_ _1\"></span>ten, waarbij r<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x2c h64 y133d ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt ge<span class=\"_ _0\"></span>houden<span class=\"_ _0\"></span> met de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e situat<span class=\"_ _0\"></span>ie van d<span class=\"_ _0\"></span>e bewust<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y133e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij en ve<span class=\"_ _0\"></span>reiste<span class=\"_ _0\"></span>n op het niveau v<span class=\"_ _0\"></span>an de Groep. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y133f ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voortdurend mon<span class=\"_ _1\"></span>itoren valt evene<span class=\"_ _1\"></span>ens onder<span class=\"ls0 ws0\"> </span>de<span class=\"_ _1\"></span> verantwoordelij<span class=\"_ _1\"></span>kheid van</div>\n<div class=\"t m0 x2c h64 y1340 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de individ<span class=\"_ _0\"></span>uele werk<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>appije<span class=\"_ _0\"></span>n. De Groep vol<span class=\"_ _0\"></span>gt deze limi<span class=\"_ _0\"></span>eten aan</div>\n<div class=\"t m0 x2c h64 y1341 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e rapport<span class=\"_ _0\"></span>ages en bew<span class=\"_ _0\"></span>aakt de tot<span class=\"_ _0\"></span>ale posit<span class=\"_ _0\"></span>ie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1343 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Met het oog o<span class=\"_ _0\"></span>p het beheer va<span class=\"_ _0\"></span>n de concent<span class=\"_ _0\"></span>ratie va<span class=\"_ _0\"></span>n krediet<span class=\"_ _0\"></span>risico is het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1344 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>beleid va<span class=\"_ _0\"></span>n Ageas<span class=\"ls0 ws0\"> </span><span class=\"ws112\">geri<span class=\"_ _0\"></span>cht op het sp<span class=\"_ _0\"></span>reiden va<span class=\"_ _0\"></span>n kredietr<span class=\"_ _0\"></span>isico ove<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y1345 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llende se<span class=\"_ _0\"></span>ctoren en la<span class=\"_ _0\"></span>nden. Age<span class=\"_ _0\"></span>as houdt de gr<span class=\"_ _0\"></span>ootste pos<span class=\"_ _0\"></span>ities in</div>\n<div class=\"t m0 x1d h64 y1346 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">individuele <span class=\"_ _1\"></span>entiteiten, b<span class=\"_ _1\"></span>edrijfsgroepen<span class=\"_ _1\"></span> (total one<span class=\"_ _1\"></span> obligor)<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d h64 y1347 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble conce<span class=\"_ _0\"></span>ntraties<span class=\"_ _0\"></span> (secto<span class=\"_ _0\"></span>ren en regio<span class=\"_ _0\"></span>\u2019s) nauwl<span class=\"_ _0\"></span>ettend in de<span class=\"_ _0\"></span> gat<span class=\"ws111\">en. </span></div>\n<div class=\"t m0 x1d h64 y1348 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit om een<span class=\"_ _1\"></span> goede spr<span class=\"_ _1\"></span>eiding te<span class=\"_ _1\"></span> bevorderen e<span class=\"_ _1\"></span>n eventueel s<span class=\"_ _1\"></span>ignificant</div>\n<div class=\"t m0 x1d h64 y1349 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>ratieris<span class=\"_ _0\"></span>ico op tijd t<span class=\"_ _0\"></span>e signaler<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 807px; height: 93px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 571px; height: 345px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1342 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y134a ff181 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">G. <span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"ls105 ws135\">INF<span class=\"_ _1\"></span>LATIE<span class=\"_ _1\"></span>RIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x1d h64 y134b ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het infl<span class=\"_ _0\"></span>atieris<span class=\"_ _0\"></span>ico ont<span class=\"_ _0\"></span>staat do<span class=\"_ _0\"></span>or de imp<span class=\"_ _0\"></span>act van h<span class=\"_ _0\"></span>et volat<span class=\"_ _0\"></span>iliteit<span class=\"_ _0\"></span>sniveau v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y134c ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de inflat<span class=\"_ _0\"></span>ie op de waar<span class=\"_ _0\"></span>de van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htin<span class=\"lsef ws113\">gen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y134d ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y134e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas str<span class=\"_ _0\"></span>eeft er niet na<span class=\"_ _0\"></span>ar om het infl<span class=\"_ _0\"></span>atierisi<span class=\"_ _0\"></span>co actief t<span class=\"_ _0\"></span>e beheerse<span class=\"_ _0\"></span>n, maar</div>\n<div class=\"t m0 x1d h64 y134f ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kan wel b<span class=\"_ _0\"></span>eslisse<span class=\"_ _0\"></span>n om acti<span class=\"_ _0\"></span>va te ho<span class=\"_ _0\"></span>uden waar<span class=\"_ _0\"></span>van het<span class=\"_ _0\"></span> rendem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1d h64 y1350 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitdruk<span class=\"_ _0\"></span>kelijk a<span class=\"_ _0\"></span>an de inf<span class=\"_ _0\"></span>latie is g<span class=\"_ _0\"></span>ekoppel<span class=\"_ _0\"></span>d. Boven<span class=\"_ _0\"></span>dien zij<span class=\"_ _0\"></span>n bepaal<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1351 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen ex<span class=\"_ _0\"></span>pliciet<span class=\"_ _0\"></span> of implic<span class=\"_ _0\"></span>i<span class=\"ws112\">et geko<span class=\"_ _0\"></span>ppeld aan de </span></div>\n<div class=\"t m0 x1d h64 y1352 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e. Hoewe<span class=\"_ _0\"></span>l Ageas v<span class=\"_ _0\"></span>an oord<span class=\"_ _0\"></span>eel is dat<span class=\"_ _0\"></span> het inf<span class=\"_ _0\"></span>latieris<span class=\"_ _0\"></span>ico niet<span class=\"_ _0\"></span> voldoen<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1353 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt aangepak<span class=\"_ _1\"></span>t in het stelsel va<span class=\"_ _1\"></span>n het wettelijk kapi<span class=\"_ _1\"></span>taal of door indire<span class=\"_ _1\"></span>cte</div>\n<div class=\"t m0 x1d h64 y1354 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>n, kan Ag<span class=\"_ _0\"></span>eas het i<span class=\"_ _0\"></span>nflatie<span class=\"_ _0\"></span>risico w<span class=\"_ _0\"></span>el expli<span class=\"_ _0\"></span>ciet afd<span class=\"_ _0\"></span>ekken in <span class=\"_ _0\"></span>het</div>\n<div class=\"t m0 x1d h64 y1355 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kader van P<span class=\"_ _1\"></span>ijler II.<span class=\"_ _1\"></span> Dit wordt <span class=\"_ _1\"></span>momenteel ge<span class=\"_ _1\"></span>daan in land<span class=\"_ _1\"></span>en waar er<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y1356 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk inf<span class=\"_ _0\"></span>latieri<span class=\"_ _0\"></span>sico best<span class=\"_ _0\"></span>aat in ve<span class=\"_ _0\"></span>rband m<span class=\"_ _0\"></span>et lijfre<span class=\"_ _0\"></span>nte in het<span class=\"_ _0\"></span> kader <span class=\"_ _0\"></span>van</div>\n<div class=\"t m0 x1d h64 y1357 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsonge<span class=\"_ _1\"></span>vallenverzekeringen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 554px; height: 552px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 554px; height: 552px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 554px; height: 552px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 554px; height: 552px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff186 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onderstaande t<span class=\"_ _1\"></span>abel geeft informa<span class=\"_ _1\"></span>tie over de concentra<span class=\"_ _1\"></span>tie v<span class=\"lsed ws112\">an het kredi<span class=\"_ _0\"></span>etrisico pe<span class=\"_ _0\"></span>r type en loc<span class=\"_ _0\"></span>atie van de<span class=\"_ _0\"></span> Ageas entit<span class=\"_ _0\"></span>eit per 31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december.</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 1065px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 1050px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1050px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 1050px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1050px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 1035px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1035px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x168 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1368 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1369 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y6e3 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 854px; z-index: 15;\">Overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 392px; bottom: 839px; z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsf8 ws121\">offici\u00eble</span> </span></div>\n<div class=\"t m0 x1b4 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 839px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 839px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 839px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 824px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 824px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Algemene <span class=\"ws118\">rekening en eliminaties*<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1377 ff188 fs49 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _206\"> </span><span class=\"lsfc ws128\">De post 'Algemene rekening en eliminaties' is voornamelijk verbonden met het herverzekeringsprogramma en Group Treasury.</span> </div>\n<div class=\"t m0 x2c h64 y1378 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1379 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y137a ff186 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder ge<span class=\"_ _0\"></span>eft een <span class=\"ws11d\">ove<span class=\"_ _0\"></span>rzicht<span class=\"_ _0\"></span> van de co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ie van h<span class=\"_ _0\"></span>et kred<span class=\"_ _0\"></span>ietrisic<span class=\"_ _0\"></span>o per ty<span class=\"_ _0\"></span>pe en loc<span class=\"_ _0\"></span>atie van d<span class=\"_ _0\"></span>e tegen<span class=\"_ _0\"></span>partij p<span class=\"_ _0\"></span>er 31 dec<span class=\"_ _0\"></span>ember.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y137b ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 580px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 565px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 565px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 565px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 565px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 550px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 550px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x1fa h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 425px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1389 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y138a ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 354px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 339px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 339px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 339px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 339px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 324px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 324px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 164px; height: 942px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 164px; height: 942px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 164px; height: 942px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 164px; height: 942px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder too<span class=\"_ _0\"></span>nt de hoogs<span class=\"_ _0\"></span>te bloots<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen op de uite<span class=\"_ _0\"></span>indelijk<span class=\"_ _0\"></span>e moederm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppij gemet<span class=\"_ _0\"></span>en aan re\u00eb<span class=\"_ _0\"></span>le <span class=\"lsef ws11d\">waarde en<span class=\"_ _1\"></span> nominale waar<span class=\"_ _1\"></span>de met hun<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ratings<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Hoogste blootstelling top 10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 487px; bottom: 1049px; z-index: 15;\">Groepsrating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 626px; bottom: 1049px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 727px; bottom: 1049px; z-index: 15;\">Nominale waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">  </div>\n<div class=\"t m0 x202 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Koninkrijk Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y691 ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 506px; bottom: 1019px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 655px; bottom: 1019px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Franse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 507px; bottom: 1004px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 1004px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Portugese republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 989px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 989px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Koninkrijk Spanje<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 502px; bottom: 974px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 974px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 974px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Oostenrijkse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 959px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 959px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Italiaanse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y680 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 945px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 945px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bondsrepubliek Duitsland<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 930px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 930px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Europese Investeringsbank<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 915px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 915px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Republiek van India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y685 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x292 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 900px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 900px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsfb ws126\" style=\"left: 69px; bottom: 885px; z-index: 15;\">BNP Par<span class=\"_ _1\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69a ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 509px; bottom: 885px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 885px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 885px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff18d fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y688 ff18d fs46 fc1d sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 655px; bottom: 870px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 870px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y139a ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y139b ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het Konink<span class=\"_ _0\"></span>rijk Bel<span class=\"_ _0\"></span>gi\u00eb blijft<span class=\"_ _0\"></span> de belangr<span class=\"_ _0\"></span>ijkste te<span class=\"_ _0\"></span>genpartij<span class=\"_ _0\"></span>, in overe<span class=\"_ _0\"></span>enstemm<span class=\"_ _0\"></span>ing met de st<span class=\"_ _0\"></span>rategie o<span class=\"_ _0\"></span>m zich 'op de thui<span class=\"_ _0\"></span>smarkt t<span class=\"_ _0\"></span>eru<span class=\"lsef ws11d\">g te plooien' waar<span class=\"_ _1\"></span>door het </span></div>\n<div class=\"t m0 x2c h64 y139c ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nadeel onts<span class=\"_ _1\"></span>taat dat h<span class=\"_ _1\"></span>et risico v<span class=\"_ _1\"></span>an het thui<span class=\"_ _1\"></span>sland toenee<span class=\"_ _1\"></span>mt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 812px; height: 294px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 812px; height: 294px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y139d ff18e fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsef ws11e\">R<span class=\"_ _1\"></span>isico dat optreed<span class=\"_ _1\"></span>t als <span class=\"ws11d\">een tegen<span class=\"_ _1\"></span>partij in ge<span class=\"_ _1\"></span>breke blij<span class=\"_ _1\"></span>ft</span></span> </span></div>\n<div class=\"t m0 x2c h64 y139e ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het risi<span class=\"_ _1\"></span>co dat optreed<span class=\"_ _1\"></span>t wanneer een<span class=\"_ _1\"></span> tegenpartij<span class=\"_ _1\"></span> in gebreke<span class=\"_ _1\"></span> blijft, om<span class=\"_ _1\"></span>vat twee <span class=\"_ _1\"></span>subrisico\u2019s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y139f ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span>wanbetalin<span class=\"_ _0\"></span>gsrisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a0 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span>tegenpartij<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a1 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13a2 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De blootstelli<span class=\"_ _1\"></span>ng aan het kredietri<span class=\"_ _1\"></span>sico is opgenomen<span class=\"_ _1\"></span> in toelichting 9 Gel<span class=\"_ _1\"></span>dmiddelen en <span class=\"lsed ws11d\">kasequivale<span class=\"_ _0\"></span>nten, to<span class=\"_ _0\"></span>elichti<span class=\"_ _0\"></span>ng 12 Le<span class=\"_ _0\"></span>ningen, t<span class=\"_ _0\"></span>oelic<span class=\"_ _0\"></span>hting 27 D<span class=\"_ _0\"></span>erivat<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y13a3 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden en toelichting<span class=\"_ _1\"></span> 28 Toezeggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a4 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13a5 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder ge<span class=\"_ _0\"></span>eft infor<span class=\"_ _0\"></span>matie ov<span class=\"_ _0\"></span>er de bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermi<span class=\"_ _0\"></span>ndering<span class=\"_ _0\"></span> voor kredi<span class=\"_ _0\"></span>etrisico op 3<span class=\"_ _0\"></span>1 decembe<span class=\"_ _0\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a6 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 634px; z-index: 15;\">Uitstaand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 458px; bottom: 634px; z-index: 15;\">Waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x133 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 548px; bottom: 634px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff18b fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 605px; bottom: 634px; z-index: 15;\">Uits<span class=\"_ _1\"></span>taand <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 689px; bottom: 634px; z-index: 15;\">Waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x133 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 634px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 356px; bottom: 619px; z-index: 15;\">met bijzondere<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 432px; bottom: 619px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 584px; bottom: 619px; z-index: 15;\">met bijzondere<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 661px; bottom: 619px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 619px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 382px; bottom: 604px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 438px; bottom: 604px; z-index: 15;\">voor specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 528px; bottom: 604px; z-index: 15;\">Dekkings<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x175 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 604px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 667px; bottom: 604px; z-index: 15;\">voor specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 757px; bottom: 604px; z-index: 15;\">Dekkings<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y68f ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 354px; bottom: 590px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff18b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 445px; bottom: 590px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68f ff18b fs46 fc1d sc0 lsf3 ws120\" style=\"left: 550px; bottom: 590px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 582px; bottom: 590px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff18b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 674px; bottom: 590px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68f ff18b fs46 fc1d sc0 lsf3 ws120\" style=\"left: 779px; bottom: 590px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 643px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Rentedragende investeringen (<span class=\"_ _0\"></span>zie toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 559px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 559px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 537px; bottom: 559px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 638px; bottom: 559px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 559px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 559px; z-index: 15;\">350,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal leningen (zie toelichting 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 544px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 544px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 544px; z-index: 15;\">57,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 632px; bottom: 544px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 544px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 544px; z-index: 15;\">58,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Overige vorderingen (zie toelichting 14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 529px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 529px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 529px; z-index: 15;\">58,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 632px; bottom: 529px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 529px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 529px; z-index: 15;\">162,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 643px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff18d fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> uitstaa<span class=\"_ _0\"></span>nd bedr<span class=\"_ _0\"></span>ag onder<span class=\"_ _0\"></span>hevig aa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 500px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 500px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 542px; bottom: 500px; z-index: 15;\">62,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 500px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 707px; bottom: 500px; z-index: 15;\">(98)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 766px; bottom: 500px; z-index: 15;\">121,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13b1 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13b2 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13b3 ff18b fs44 fc1f sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10c ws13b\">WANBETA<span class=\"_ _1\"></span>LINGSRIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 y13b4 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het wan<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsrisico v<span class=\"_ _0\"></span>oor bel<span class=\"_ _0\"></span>egginge<span class=\"_ _0\"></span>n vert<span class=\"_ _0\"></span>egenwoor<span class=\"_ _0\"></span>digt het<span class=\"_ _0\"></span> risico d<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y13b5 ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>van Ageas<span class=\"_ _1\"></span> daadwerkelijk <span class=\"_ _1\"></span>in gebreke<span class=\"_ _1\"></span> <span class=\"ls10b ws13d\">blijven.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y13b6 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Waardes<span class=\"_ _0\"></span>chomme<span class=\"_ _0\"></span>lingen <span class=\"_ _0\"></span>als gevol<span class=\"_ _0\"></span>g van ma<span class=\"_ _0\"></span>rktvolat<span class=\"_ _0\"></span>iliteit <span class=\"_ _0\"></span>op korte t<span class=\"_ _0\"></span>ermijn</div>\n<div class=\"t m0 x2c h64 y13b7 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vallen o<span class=\"_ _0\"></span>nder het<span class=\"_ _0\"></span> marktris<span class=\"_ _0\"></span>ico. D<span class=\"_ _0\"></span>it omvat<span class=\"_ _0\"></span> geen co<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die vall<span class=\"_ _0\"></span>en onde<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y13b8 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het tegenpartij<span class=\"_ _1\"></span>risico (zie B)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13b9 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13ba ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit risico<span class=\"_ _1\"></span> wordt behe<span class=\"_ _1\"></span>erd aan de <span class=\"_ _1\"></span>hand van li<span class=\"_ _1\"></span>mieten waarbi<span class=\"_ _1\"></span>j rekening<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y13bb ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wordt<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">geho<span class=\"_ _1\"></span>uden met het soort<span class=\"_ _1\"></span> kredietpositie,<span class=\"_ _1\"></span> de kredietkwali<span class=\"_ _1\"></span>teit en, waar </span></div>\n<div class=\"t m0 x2c h64 y13bc ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nodig, de lo<span class=\"_ _0\"></span>optijde<span class=\"_ _0\"></span>n. Regel<span class=\"_ _0\"></span>matige be<span class=\"_ _0\"></span>waking en wa<span class=\"_ _0\"></span>arschuw<span class=\"_ _0\"></span>ingssys<span class=\"_ _0\"></span>temen</div>\n<div class=\"t m0 x2c h64 y13bd ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">helpen even<span class=\"_ _1\"></span>eens bij het<span class=\"_ _1\"></span> beheer van<span class=\"_ _1\"></span> kredietrisi<span class=\"_ _1\"></span>co. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13be ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13bf ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingsposi<span class=\"_ _1\"></span>ties worden<span class=\"_ _1\"></span> bewaakt aan<span class=\"_ _1\"></span> de hand <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 y13c0 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">driemaandeli<span class=\"_ _1\"></span>jkse limietoverschri<span class=\"_ _1\"></span>jdingsrappor<span class=\"_ _1\"></span>tage. Limieten worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y13c1 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bewaakt<span class=\"_ _0\"></span> op basis van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de binnen de ac<span class=\"_ _0\"></span>tivac<span class=\"_ _0\"></span>lassific<span class=\"_ _0\"></span>atie. De</div>\n<div class=\"t m0 x2c h64 y13c2 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">limiet<span class=\"_ _0\"></span>en per categ<span class=\"_ _0\"></span>orie zijn als<span class=\"_ _0\"></span> volgt gedef<span class=\"_ _0\"></span>inieer<span class=\"_ _0\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13c3 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13c4 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor over<span class=\"_ _0\"></span>heidso<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es geldt een li<span class=\"_ _0\"></span>miet per lan<span class=\"_ _0\"></span>d op divers<span class=\"_ _0\"></span>e mani<span class=\"lsef ws113\">eren:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y13c5 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">'Macrolimiet<span class=\"_ _0\"></span>en' gedef<span class=\"_ _0\"></span>inieerd al<span class=\"_ _0\"></span>s percent<span class=\"_ _0\"></span>ages van het<span class=\"_ _0\"></span> bruto </span></span></div>\n<div class=\"t m0 x69 h64 y13c6 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">binnen<span class=\"_ _0\"></span>lands prod<span class=\"_ _0\"></span>uct (bbp<span class=\"_ _0\"></span>), de staats<span class=\"_ _0\"></span>schuld en i<span class=\"_ _0\"></span>nvester<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13c7 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsef ws11d\">\u2018<span class=\"_ _1\"></span>Total one ob<span class=\"_ _1\"></span>ligor\u2019 (TOO)</span><span class=\"ff18b\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">limieten als de m<span class=\"_ _0\"></span>aximal<span class=\"_ _0\"></span>e positie in \u00e9\u00e9<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x69 h64 y13c8 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegenpartij<span class=\"_ _1\"></span> op basis van kredietra<span class=\"_ _1\"></span>tings.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13c9 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">(Her)beleggi<span class=\"_ _0\"></span>ngsbepe<span class=\"_ _0\"></span>rkinge<span class=\"_ _0\"></span>n: Een groter<span class=\"_ _0\"></span>e blootst<span class=\"_ _0\"></span>elling a<span class=\"_ _0\"></span>an </span></span></div>\n<div class=\"t m0 x69 h64 y13ca ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">staats<span class=\"_ _0\"></span>obligati<span class=\"_ _0\"></span>es met een BB<span class=\"_ _0\"></span>B<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">rating is al<span class=\"_ _1\"></span>leen toegestaan<span class=\"_ _1\"></span> onder de </span></span></div>\n<div class=\"t m0 x69 h64 y13cb ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorwaarde v<span class=\"_ _1\"></span>an een stabie<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span>voorui<span class=\"_ _1\"></span>tzicht. Zonder<span class=\"_ _1\"></span> de goedkeu<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x69 h64 y13cc ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het Ageas Risk C<span class=\"_ _1\"></span>ommittee geen nieuwe<span class=\"_ _1\"></span> beleggingen in</div>\n<div class=\"t m0 x69 h64 y13cd ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">staatsleninge<span class=\"_ _1\"></span><span class=\"lsed ws112\">n met een rat<span class=\"_ _0\"></span>ing van BB<span class=\"_ _0\"></span>B of lager. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y13ce ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y13cf ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor bedrijfsob<span class=\"_ _1\"></span>ligaties gelden<span class=\"_ _1\"></span> eveneens meerdere c<span class=\"_ _1\"></span>riteria:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d0 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">Totale blootst<span class=\"_ _0\"></span>elling aan b<span class=\"_ _0\"></span>edrijfs<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies als perce<span class=\"_ _0\"></span>ntage va<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x69 h64 y13d1 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d2 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsef ws11d\">L<span class=\"_ _1\"></span>imieten afhan<span class=\"_ _1\"></span>kelijk van<span class=\"_ _1\"></span> het solvabil<span class=\"_ _1\"></span>iteitskapit<span class=\"_ _1\"></span>aal vereist v<span class=\"_ _1\"></span>oor </span></span></div>\n<div class=\"t m0 x69 h64 y13d3 ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">spreadrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d4 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b\">L<span class=\"_ _1\"></span><span class=\"lsed ws11d\">imieten p<span class=\"_ _0\"></span>er sect<span class=\"_ _0\"></span>or op basis<span class=\"_ _0\"></span> van de k<span class=\"_ _0\"></span>redietr<span class=\"_ _0\"></span>ating.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y13d5 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">Bewaking van de gec<span class=\"_ _0\"></span>oncent<span class=\"_ _0\"></span>reerde bl<span class=\"_ _0\"></span>ootstel<span class=\"_ _0\"></span>ling.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y13d6 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws111\">Total</span><span class=\"ff18b\"> <span class=\"lsef ws11e\">one obligo<span class=\"_ _1\"></span>r.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 174px; height: 932px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 174px; height: 932px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 174px; height: 932px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De creditrating<span class=\"_ _1\"></span> die Ageas toepas<span class=\"_ _1\"></span>t is gebaseerd op de op \u00e9\u00e9n<span class=\"_ _1\"></span> na best beschikbare<span class=\"_ _1\"></span> rating van Mood<span class=\"_ _1\"></span>y\u2019s, Fitch <span class=\"lsed ws112\">en Standard &amp; P<span class=\"_ _0\"></span>oors. Voor s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e soorten<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff191 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blootstelling<span class=\"_ _1\"></span>en kunnen er<span class=\"_ _1\"></span> andere r<span class=\"_ _1\"></span>atingbureaus wo<span class=\"_ _1\"></span>rden gebruikt<span class=\"_ _1\"></span>, bijvoorbeeld<span class=\"_ _1\"></span> AM Best <span class=\"_ _1\"></span>voor herverze<span class=\"_ _1\"></span>keringstegenpar<span class=\"_ _1\"></span>tijen. In <span class=\"_ _1\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">volgende pa<span class=\"_ _0\"></span>ragraf<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt nader ingega<span class=\"_ _1\"></span>an op de kredietkw<span class=\"_ _1\"></span>aliteit van: lenin<span class=\"_ _1\"></span>gen, rentedragen<span class=\"_ _1\"></span>de beleggingen<span class=\"_ _1\"></span>, staatsobliga<span class=\"_ _1\"></span>ties, bedrijfsobli<span class=\"_ _1\"></span>gaties, banken<span class=\"_ _1\"></span> en andere financ<span class=\"_ _1\"></span>i\u00eble</div>\n<div class=\"t m0 x2c h64 y8a8 ff191 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">instellingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye75 ff193 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"_ _1ba\"> </span><span class=\"lsef ws113\">Leningen </span> </div>\n<div class=\"t m0 x2c h64 ye76 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de onderstaande<span class=\"_ _1\"></span> tabel wordt de kre<span class=\"_ _1\"></span>dietkwaliteit va<span class=\"_ _1\"></span>n Leningen weergeg<span class=\"_ _1\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1a ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 970px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 970px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x167 h67 y694 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 578px; bottom: 956px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h67 y694 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 745px; bottom: 956px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 940px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68f ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68f ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 925px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y691 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 925px; z-index: 15;\">1.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y691 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 925px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 910px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 910px; z-index: 15;\">2.225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 910px; z-index: 15;\">2.335<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 896px; z-index: 15;\">2.429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 896px; z-index: 15;\">2.262<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 881px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 881px; z-index: 15;\">617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 881px; z-index: 15;\">331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 866px; z-index: 15;\">6.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 866px; z-index: 15;\">6.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff191 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 836px; z-index: 15;\">7.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 836px; z-index: 15;\">7.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 821px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 821px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff191 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Totaal bruto investeringen in<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 806px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 806px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 792px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 792px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 792px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff194 fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Totaal netto investeringen in leningen (zie toelichting 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y688 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 777px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y688 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 777px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13ee ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y13ef ff193 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">2 <span class=\"_ _1ba\"> </span><span class=\"lsef ws11d\">Rentedragende be<span class=\"_ _1\"></span>leggingen</span> </div>\n<div class=\"t m0 x2c h64 y13f0 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onderstaande t<span class=\"_ _1\"></span>abel zet de krediet<span class=\"_ _1\"></span>kwaliteit van <span class=\"ws11d\">rentedra<span class=\"_ _1\"></span>gende bele<span class=\"_ _1\"></span>ggingen uitee<span class=\"_ _1\"></span>n per 31 de<span class=\"_ _1\"></span>cember.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y13f1 ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 682px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x167 h67 y68d ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 578px; bottom: 667px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h67 y68d ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 745px; bottom: 667px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 637px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e8 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 637px; z-index: 15;\">3.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e8 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 637px; z-index: 15;\">4.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff191 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 622px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 622px; z-index: 15;\">20.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 622px; z-index: 15;\">27.883<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 607px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y694 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 607px; z-index: 15;\">4.787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y694 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 607px; z-index: 15;\">6.432<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 592px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 592px; z-index: 15;\">10.940<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 592px; z-index: 15;\">13.820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 578px; z-index: 15;\">39.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 578px; z-index: 15;\">52.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Minder dan <span class=\"ws116\">beleggingskwalitei<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 563px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 563px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 548px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 548px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff191 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Totaal netto investeringen in <span class=\"_ _0\"></span>rentedragende effecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 533px; z-index: 15;\">42.316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 533px; z-index: 15;\">54.074<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 518px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 518px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff194 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Totaal investeringen in rentedragende effecten,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y683 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6d1 ff194 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span> <span class=\"lsfb ws172\">b<span class=\"_ _1\"></span>ruto (zie <span class=\"ls115 ws14d\">toelichting 1<span class=\"_ _1\"></span>0)</span></span> </div>\n<div class=\"t m0 x25a h69 y6d1 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 489px; z-index: 15;\">42.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y6d1 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 489px; z-index: 15;\">54.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 478px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 478px; height: 628px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 478px; height: 628px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">3 <span class=\"_ _1ba\"> </span><span class=\"lsef ws113\">Overheidsobliga<span class=\"_ _1\"></span>ties</span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff196 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">In de ond<span class=\"_ _0\"></span>erstaan<span class=\"_ _0\"></span>de tabel<span class=\"_ _0\"></span> wordt inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie gegev<span class=\"_ _0\"></span>en over d<span class=\"_ _0\"></span>e kredi<span class=\"_ _0\"></span>etkwalit<span class=\"_ _0\"></span>eit va<span class=\"_ _0\"></span>n overh<span class=\"_ _0\"></span>eidsobli<span class=\"_ _0\"></span>gaties.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y68b ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y691 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 1019px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y691 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1019px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tegen re\u00eble waarde met waa<span class=\"_ _0\"></span>rdeveranderingen in de resul<span class=\"_ _0\"></span>tatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68f ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68f ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 989px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 989px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> overhe<span class=\"_ _0\"></span>idsobli<span class=\"_ _0\"></span>gaties<span class=\"_ _0\"></span> (zie toe<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68f ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 974px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68f ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 974px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 930px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 930px; z-index: 15;\">2.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 915px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 915px; z-index: 15;\">19.188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 915px; z-index: 15;\">25.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">A</div>\n<div class=\"t m0 x82 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 900px; z-index: 15;\">571<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 900px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 885px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 885px; z-index: 15;\">4.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 885px; z-index: 15;\">6.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 870px; z-index: 15;\">26.696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 870px; z-index: 15;\">35.447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 xf6 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 855px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 841px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 613px; bottom: 826px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff199 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"lsf5 ws16f\">overheids<span class=\"_ _0\"></span>obliga<span class=\"_ _0\"></span>ties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x25a h69 y68d ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 796px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68d ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 796px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y1402 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4 <span class=\"_ _1ba\"> </span><span class=\"lsed ws111\">Bedrijf<span class=\"_ _0\"></span>sobli<span class=\"_ _0\"></span>gaties <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1403 ff196 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de onderstaande<span class=\"_ _1\"></span> tabel wordt in<span class=\"_ _1\"></span>formatie gegeven o<span class=\"_ _1\"></span>ver de kredietkwali<span class=\"_ _1\"></span>teit van bedrijfsobl<span class=\"_ _1\"></span>igaties.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1404 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 717px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 717px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 702px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 687px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 687px; z-index: 15;\">9.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 687px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 672px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 672px; z-index: 15;\">123<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 657px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bedrijf<span class=\"_ _0\"></span>sobliga<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span> (zie toe<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y680 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 657px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y680 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 657px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 613px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 613px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 613px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 598px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 598px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 598px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 583px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 583px; z-index: 15;\">2.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 583px; z-index: 15;\">3.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 568px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 568px; z-index: 15;\">4.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 568px; z-index: 15;\">6.368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 553px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 553px; z-index: 15;\">8.141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 553px; z-index: 15;\">10.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 538px; z-index: 15;\">Minder dan <span class=\"ws116\">beleggingskwalitei<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 538px; z-index: 15;\">228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 538px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 524px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 524px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 524px; z-index: 15;\">843<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 509px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 509px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 509px; z-index: 15;\">1.006<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 479px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bedrijf<span class=\"_ _0\"></span>sobliga<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y691 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 479px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y691 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 479px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y1416 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">5 <span class=\"_ _1ba\"> </span><span class=\"lsef ws11d\">Banken en and<span class=\"_ _1\"></span>ere financi\u00ebl<span class=\"_ _1\"></span>e instellinge<span class=\"_ _1\"></span>n</span> </div>\n<div class=\"t m0 x2c h64 y1417 ff196 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de <span class=\"lsef ws11e\">onderstaande tabe<span class=\"_ _1\"></span>l wordt informatie gege<span class=\"_ _1\"></span>ven over de kredie<span class=\"_ _1\"></span>tkwaliteit van ban<span class=\"_ _1\"></span>ken en andere financ<span class=\"_ _1\"></span>i\u00eble instelling<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1418 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 400px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 400px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 370px; z-index: 15;\">5.566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 370px; z-index: 15;\">6.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Tegen re\u00eble waarde met waa<span class=\"_ _0\"></span>rdeveranderingen in de resul<span class=\"_ _0\"></span>tatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 355px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 355px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 340px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 325px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> banken<span class=\"_ _0\"></span> en ander<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble in<span class=\"_ _0\"></span>stellin<span class=\"_ _0\"></span>gen (zie<span class=\"_ _0\"></span> toelic<span class=\"_ _0\"></span>hting 1<span class=\"_ _0\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y67e ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 325px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y67e ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 325px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y685 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y685 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 281px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 281px; z-index: 15;\">1.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 281px; z-index: 15;\">1.719<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 266px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 266px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 266px; z-index: 15;\">1.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 251px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 251px; z-index: 15;\">1.470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 251px; z-index: 15;\">1.544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 236px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 236px; z-index: 15;\">1.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 236px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 221px; z-index: 15;\">4.818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 221px; z-index: 15;\">6.007<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 207px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a5 h67 y68b ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 207px; z-index: 15;\">1</div>\n<div class=\"t m0 x2a5 h67 y68b ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 207px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 192px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 192px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 192px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 177px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 177px; z-index: 15;\">1.063<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 177px; z-index: 15;\">842<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y1437 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 147px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> banken<span class=\"_ _0\"></span> en ander<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y1437 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 147px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y1437 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 147px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 136px; height: 970px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 136px; height: 970px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 136px; height: 970px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff19b fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"lsef ws11d\">RISICO DAT<span class=\"_ _1\"></span> OPTREEDT ALS <span class=\"_ _1\"></span>EEN TEGENPARTIJ<span class=\"_ _1\"></span> IN GEBREKE </span></span></div>\n<div class=\"t m0 x15d h64 y8a6 ff19b fs44 fc1d sc0 ls106 ws136\" style=\"z-index: 15;\">BLIJFT<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het tegen<span class=\"_ _0\"></span>partijr<span class=\"_ _0\"></span>isico hou<span class=\"_ _0\"></span>dt rekeni<span class=\"_ _0\"></span>ng met potent<span class=\"_ _0\"></span>i\u00eble ver<span class=\"_ _0\"></span>liezen a<span class=\"_ _0\"></span>ls gevolg</div>\n<div class=\"t m0 x2c h64 y8a8 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van onverw<span class=\"_ _0\"></span>achte wan<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>g of een versl<span class=\"_ _0\"></span>echteri<span class=\"_ _0\"></span>ng van de</div>\n<div class=\"t m0 x2c h64 y8a9 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>id van tegenpar<span class=\"_ _1\"></span>tijen en debiteu<span class=\"_ _1\"></span>ren. De reikwijd<span class=\"_ _1\"></span>te van</div>\n<div class=\"t m0 x2c h64 y8aa ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het wanb<span class=\"_ _0\"></span>etalings<span class=\"_ _0\"></span>risic<span class=\"_ _0\"></span>o voor te<span class=\"_ _0\"></span>genpart<span class=\"_ _0\"></span>ijen omv<span class=\"_ _0\"></span>at risic<span class=\"_ _0\"></span>obeperk<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c h64 y8ab ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contracten (<span class=\"_ _1\"></span>zoals herver<span class=\"_ _1\"></span>zekeringsovereen<span class=\"_ _1\"></span>komsten, ef<span class=\"_ _1\"></span>fectiseringen <span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 y8ac ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afgeleide pro<span class=\"_ _1\"></span>ducten), ge<span class=\"_ _1\"></span>ldmidde<span class=\"lsed ws112\">len, te ontva<span class=\"_ _0\"></span>ngen somm<span class=\"_ _0\"></span>en van </span></div>\n<div class=\"t m0 x2c h64 y8ad ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tussenpersonen<span class=\"_ _1\"></span>, gediversifieerd<span class=\"_ _1\"></span>e hypotheekpor<span class=\"_ _1\"></span>tefeuilles en andere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ae ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kredietbloo<span class=\"_ _1\"></span>tstelling die elde<span class=\"_ _1\"></span>rs niet gedekt is<span class=\"_ _1\"></span> (garanties, poli<span class=\"_ _1\"></span>shouders</div>\n<div class=\"t m0 x2c h64 y8af ff19b fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">enz.).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o dat een tege<span class=\"_ _0\"></span>npartij in g<span class=\"_ _0\"></span>ebreke bl<span class=\"_ _0\"></span>ijft kan ont<span class=\"_ _0\"></span>staan do<span class=\"_ _0\"></span>or de</div>\n<div class=\"t m0 x2c h64 y8b2 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inkoop v<span class=\"_ _0\"></span>an <span class=\"lsef ws11e\">herverzekeringen of<span class=\"_ _1\"></span> andere risicoverm<span class=\"_ _1\"></span>inderende contrac<span class=\"_ _1\"></span>ten. </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas bep<span class=\"_ _0\"></span>erkt dez<span class=\"_ _0\"></span>e vorm van risi<span class=\"_ _0\"></span>co door strik<span class=\"_ _0\"></span>t beleid bi<span class=\"_ _0\"></span>j de keuze va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b4 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegenpartijen<span class=\"_ _1\"></span>, eisen die<span class=\"_ _1\"></span> worden ges<span class=\"_ _1\"></span>teld aan<span class=\"_ _1\"></span> zekerheden en<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x2c h64 y8b5 ff19b fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">diversific<span class=\"_ _0\"></span>atie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b7 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Binnen Ageas<span class=\"_ _1\"></span> wordt dit<span class=\"_ _1\"></span> risico vermi<span class=\"_ _1\"></span>nderd door<span class=\"_ _1\"></span> de toepass<span class=\"_ _1\"></span>ing van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y9d7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegenpa<span class=\"_ _0\"></span>rtijris<span class=\"_ _0\"></span>icobel<span class=\"_ _0\"></span>eid en het nauw<span class=\"_ _0\"></span>lettend v<span class=\"_ _0\"></span>olgen van de ui<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9d8 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>s van teg<span class=\"_ _0\"></span>enpartij<span class=\"_ _0\"></span>en. Div<span class=\"_ _0\"></span>ersific<span class=\"_ _0\"></span>atie en <span class=\"_ _0\"></span>het vermi<span class=\"_ _0\"></span>jden van</div>\n<div class=\"t m0 x2c h64 y9d9 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">blootst<span class=\"_ _0\"></span>elling <span class=\"_ _0\"></span>aan tegen<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n met ee<span class=\"_ _0\"></span>n lage kr<span class=\"_ _0\"></span>edietr<span class=\"_ _0\"></span>ating zi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c h64 y9da ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sleutelelement<span class=\"_ _1\"></span>en om dit risico te<span class=\"_ _1\"></span> onde<span class=\"ws113\">rvangen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9db ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9dc ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bijzondere<span class=\"_ _1\"></span> waardevermi<span class=\"_ _1\"></span>ndering voo<span class=\"_ _1\"></span>r een spe<span class=\"_ _1\"></span>cifiek kredietri<span class=\"_ _1\"></span>sico</div>\n<div class=\"t m0 x2c h64 y9dd ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt vastg<span class=\"_ _1\"></span>esteld als <span class=\"_ _1\"></span>er objectie<span class=\"_ _1\"></span>ve aanwijzingen<span class=\"_ _1\"></span> zijn dat <span class=\"_ _1\"></span>Ageas nie<span class=\"_ _1\"></span>t alle</div>\n<div class=\"t m0 x2c h64 y9de ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschuldigde <span class=\"_ _1\"></span>bedragen <span class=\"_ _1\"></span>in overeens<span class=\"_ _1\"></span>temming met de<span class=\"_ _1\"></span> contractuele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9df ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorwaarden zal<span class=\"_ _1\"></span> kunnen innen. De<span class=\"_ _1\"></span> omvang van<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de bijzondere </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing is het versch<span class=\"_ _1\"></span>il tussen de boekwaarde<span class=\"_ _1\"></span> en de</div>\n<div class=\"t m0 x2c h64 y9e1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbare w<span class=\"_ _0\"></span>aarde. In het<span class=\"_ _0\"></span> geval van aa<span class=\"_ _0\"></span>n de markt ver<span class=\"_ _0\"></span>handeld<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9e2 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">effecten i<span class=\"_ _1\"></span>s de realisee<span class=\"_ _1\"></span>rbare waarde<span class=\"_ _1\"></span> gelijk aan<span class=\"_ _1\"></span> de re\u00eble w<span class=\"_ _1\"></span>aarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e4 ff19b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> <span class=\"ws11e\">waardevermindering<span class=\"_ _1\"></span>en zijn gebase<span class=\"_ _1\"></span>erd op de laatste </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng door Age<span class=\"_ _0\"></span>as van de nog mog<span class=\"_ _0\"></span>elijke inn<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 y9e6 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igen het verlies dat<span class=\"_ _1\"></span> Ageas denkt te zu<span class=\"_ _1\"></span>llen lijden.</div>\n<div class=\"t m0 x2c h64 y9e7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voorwa<span class=\"_ _0\"></span>arden voor af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing kunne<span class=\"_ _0\"></span>n zijn dat de</div>\n<div class=\"t m0 x2c h64 y9e8 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">faillissemen<span class=\"_ _1\"></span>tsprocedure <span class=\"_ _1\"></span>van de debi<span class=\"_ _1\"></span>teur i<span class=\"lsed ws112\">s afgerond en a<span class=\"_ _0\"></span>lle zeker<span class=\"_ _0\"></span>heden </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn benut<span class=\"_ _0\"></span>, dat de debit<span class=\"_ _0\"></span>eur en/of g<span class=\"_ _0\"></span>arantie<span class=\"_ _0\"></span>gever in st<span class=\"_ _0\"></span>aat van insol<span class=\"_ _0\"></span>ventie</div>\n<div class=\"t m0 x2c h64 y9ea ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeren/verk<span class=\"_ _1\"></span>eert, dat alle norm<span class=\"_ _1\"></span>ale inspanningen vo<span class=\"_ _1\"></span>or de inning zijn</div>\n<div class=\"t m0 x2c h64 y9eb ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelever<span class=\"_ _0\"></span>d of dat het punt<span class=\"_ _0\"></span> van econo<span class=\"_ _0\"></span>misch verl<span class=\"_ _0\"></span>ies (dat wi<span class=\"_ _0\"></span>l zeggen, het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9ec ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">moment w<span class=\"_ _0\"></span>aarop alle k<span class=\"_ _0\"></span>osten sam<span class=\"_ _0\"></span>en hoger zij<span class=\"_ _0\"></span>n dan het bedra<span class=\"_ _0\"></span>g dat nog</div>\n<div class=\"t m0 x2c h64 y9ed ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>e\u00efnd) is<span class=\"_ _1\"></span> bereikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 441px; height: 670px; width: 351px; z-index: 3;\"><br/></div>\n\n\n<div class=\"t m0 x2c h6c ya44 ff19d fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Liquiditeits<span class=\"_ _0\"></span>risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Liquiditeitsr<span class=\"_ _1\"></span>isico treed<span class=\"_ _1\"></span>t op als Age<span class=\"_ _1\"></span>as onvoldoend<span class=\"_ _1\"></span>e liquide <span class=\"_ _1\"></span>middelen hee<span class=\"_ _1\"></span>ft</div>\n<div class=\"t m0 x2c h64 ya46 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en niet in sta<span class=\"_ _0\"></span>at is om beleg<span class=\"_ _0\"></span>gingen en ov<span class=\"_ _0\"></span>erige act<span class=\"_ _0\"></span>iva liqui<span class=\"_ _0\"></span>de te maken e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 ya47 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te voldoe<span class=\"_ _0\"></span>n aan haar fin<span class=\"_ _0\"></span>anci\u00eble v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen wa<span class=\"_ _0\"></span>nneer die v<span class=\"_ _0\"></span>erschul<span class=\"_ _0\"></span>digd</div>\n<div class=\"t m0 x2c h64 ya48 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn. Dit ka<span class=\"_ _0\"></span>n bijvoor<span class=\"_ _0\"></span>beeld gebe<span class=\"_ _0\"></span>uren do<span class=\"_ _0\"></span>or een onverw<span class=\"_ _0\"></span>achte vra<span class=\"_ _0\"></span>ag naar</div>\n<div class=\"t m0 x2c h64 ya49 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>en van poli<span class=\"_ _0\"></span>shoude<span class=\"_ _0\"></span>rs en andere c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele part<span class=\"_ _0\"></span>ijen waara<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 ya4a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet kan worden<span class=\"_ _1\"></span> voldaan zonder ver<span class=\"_ _1\"></span>liezen te lijden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">of de bedr<span class=\"_ _1\"></span>ijfsvoering </span></div>\n<div class=\"t m0 x2c h64 ya4b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te schaden als<span class=\"_ _1\"></span> gevolg van beperking<span class=\"_ _1\"></span>en op de te liquider<span class=\"_ _1\"></span>en activa.<span class=\"_ _1\"></span> Deze</div>\n<div class=\"t m0 x2c h64 ya4c ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkingen<span class=\"_ _1\"></span> kunnen structureel<span class=\"_ _1\"></span> zijn of kunnen te wi<span class=\"_ _1\"></span>jten zijn aan</div>\n<div class=\"t m0 x2c h64 ya4d ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">markto<span class=\"_ _0\"></span>ntwricht<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De financi\u00eble ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> van Ageas en de lokale<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y99b ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en <span class=\"lsef ws11d\">van Agea<span class=\"_ _1\"></span>s betreffen <span class=\"_ _1\"></span>vaak </span></div>\n<div class=\"t m0 x1d h64 y99c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">langete<span class=\"_ _0\"></span>rmijnve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen en in het<span class=\"_ _0\"></span> algemee<span class=\"_ _0\"></span>n zijn activ<span class=\"_ _0\"></span>a die worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y99d ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden om aan d<span class=\"_ _0\"></span>eze verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en te voldoe<span class=\"_ _0\"></span>n langete<span class=\"_ _0\"></span>rmijnact<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x1d h64 y99e ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en illiqu<span class=\"_ _0\"></span>ide activ<span class=\"_ _0\"></span>a. Vorder<span class=\"_ _0\"></span>ingen en an<span class=\"_ _0\"></span>dere uitst<span class=\"_ _0\"></span>romen va<span class=\"_ _0\"></span>n kasmidde<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 y99f ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen onvoor<span class=\"_ _1\"></span>spelbaar z<span class=\"lsed ws112\">ijn en aanzienlij<span class=\"_ _0\"></span>k verschi<span class=\"_ _0\"></span>llen van ver<span class=\"_ _0\"></span>wachte </span></div>\n<div class=\"t m0 x1d h64 ya9a ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen. A<span class=\"_ _1\"></span>ls er geen<span class=\"_ _1\"></span> liquide middele<span class=\"_ _1\"></span>n beschikbaar<span class=\"_ _1\"></span> zijn om<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 ya9b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble verp<span class=\"_ _1\"></span>lichting na te<span class=\"_ _1\"></span> komen als deze opei<span class=\"_ _1\"></span>sbaar is, zullen er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya9c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">liquide<span class=\"_ _0\"></span> middelen m<span class=\"_ _0\"></span>oeten wor<span class=\"_ _0\"></span>den geleen<span class=\"_ _0\"></span>d en/of zull<span class=\"_ _0\"></span>en illiqu<span class=\"_ _0\"></span>ide activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1d h64 ya9d ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moeten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erkocht <span class=\"_ _0\"></span>(met mog<span class=\"_ _0\"></span>elijk een <span class=\"_ _0\"></span>aanzie<span class=\"_ _0\"></span>nlijk ver<span class=\"_ _0\"></span>lies tot</div>\n<div class=\"t m0 x1d h64 ya9e ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gevolg) <span class=\"_ _0\"></span>om aan de<span class=\"_ _0\"></span> verplic<span class=\"_ _0\"></span>hting te v<span class=\"_ _0\"></span>oldoe<span class=\"_ _0\"></span>n. Verli<span class=\"_ _0\"></span>ezen zo<span class=\"_ _0\"></span>uden ont<span class=\"_ _0\"></span>staan</div>\n<div class=\"t m0 x1d h64 ya9f ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door de kort<span class=\"_ _0\"></span>ing die moet<span class=\"_ _0\"></span> worden ve<span class=\"_ _0\"></span>rleend om de ac<span class=\"_ _0\"></span>tiva te li<span class=\"_ _0\"></span>quideren.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa0 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>happij gen<span class=\"_ _0\"></span>ereert Ag<span class=\"_ _0\"></span>eas norma<span class=\"_ _0\"></span>al gesprok<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa2 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>e middele<span class=\"_ _0\"></span>n en blijft dit ri<span class=\"_ _0\"></span>sico daa<span class=\"_ _0\"></span>rdoor rel<span class=\"_ _0\"></span>atief laa<span class=\"_ _0\"></span>g. Ageas hou<span class=\"_ _0\"></span>dt</div>\n<div class=\"t m0 x1d h64 yaa3 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een kasp<span class=\"_ _0\"></span>ositie <span class=\"_ _0\"></span>aan om bes<span class=\"_ _0\"></span>tand te z<span class=\"_ _0\"></span>ijn tege<span class=\"_ _0\"></span>n slecht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yaa4 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">liquiditeitso<span class=\"_ _1\"></span>mstandigheden<span class=\"_ _1\"></span> als deze<span class=\"_ _1\"></span> zich voordoe<span class=\"_ _1\"></span>n. Er word<span class=\"_ _1\"></span>t bijzonder<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaa5 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandacht be<span class=\"_ _1\"></span>steed aan de <span class=\"_ _1\"></span>verklaringen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>centrale bank<span class=\"lsed ws112\">en over </span></div>\n<div class=\"t m0 x1d h64 yaa6 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">potenti\u00eble veran<span class=\"_ _1\"></span>deringen in<span class=\"_ _1\"></span> het monetaire beleid.<span class=\"_ _1\"></span> Dividenduitkerin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 yaa7 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan aandeelho<span class=\"_ _1\"></span>uders, evenal<span class=\"_ _1\"></span>s de kosten<span class=\"_ _1\"></span> van de hol<span class=\"_ _1\"></span>ding worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yaa8 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gefinanc<span class=\"_ _0\"></span>ierd doo<span class=\"_ _0\"></span>r dividen<span class=\"_ _0\"></span>duitkeri<span class=\"_ _0\"></span>ngen van d<span class=\"_ _0\"></span>e operati<span class=\"_ _0\"></span>onele</div>\n<div class=\"t m0 x1d h64 ya59 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sentiteiten van<span class=\"_ _1\"></span> Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya5a ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De oorzaken van liq<span class=\"_ _1\"></span>uidite<span class=\"ws11d\">itsri<span class=\"_ _1\"></span>sico in de <span class=\"_ _1\"></span>operationele<span class=\"_ _1\"></span> bedrijven kunne<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya5c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>esplitst in<span class=\"_ _0\"></span> factoren di<span class=\"_ _0\"></span>e een plots<span class=\"_ _0\"></span>elinge toe<span class=\"_ _0\"></span>name van de</div>\n<div class=\"t m0 x1d h64 ya5d ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behoeft<span class=\"_ _0\"></span>e aan cont<span class=\"_ _0\"></span>anten v<span class=\"_ _0\"></span>eroorz<span class=\"_ _0\"></span>aken en fac<span class=\"_ _0\"></span>toren d<span class=\"_ _0\"></span>ie leide<span class=\"_ _0\"></span>n tot een</div>\n<div class=\"t m0 x1d h64 ya5e ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onverwa<span class=\"_ _0\"></span>chte dal<span class=\"_ _0\"></span>ing van de besc<span class=\"_ _0\"></span>hikbare mi<span class=\"_ _0\"></span>ddelen o<span class=\"_ _0\"></span>m aan de behoef<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1d h64 ya5f ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aan cont<span class=\"_ _0\"></span>anten <span class=\"ws112\">t<span class=\"_ _0\"></span>e voldoen. E<span class=\"_ _0\"></span>r zijn de vol<span class=\"_ _0\"></span>gende liqu<span class=\"_ _0\"></span>iditeit<span class=\"_ _0\"></span>srisico\u2019<span class=\"_ _0\"></span>s:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya60 ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19d lsed ws111\">Verzekeringst<span class=\"_ _0\"></span>echni<span class=\"_ _0\"></span>sche<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">liquiditeit<span class=\"_ _1\"></span>srisico\u2019s:<span class=\"_ _1\"></span></span><span class=\"ff19b\"> <span class=\"lsed ws112\">het risico dat<span class=\"_ _0\"></span> Ageas of </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 ya61 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een lokal<span class=\"_ _0\"></span>e dochter<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>appij ee<span class=\"_ _0\"></span>n belangri<span class=\"_ _0\"></span>jke som moet<span class=\"_ _0\"></span> betalen</div>\n<div class=\"t m0 x69 h64 ya62 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om onvoorziene<span class=\"_ _1\"></span> veranderingen te<span class=\"_ _1\"></span> dekken in consument<span class=\"_ _1\"></span>engedrag</div>\n<div class=\"t m0 x69 h64 ya63 ff19b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(afkoopri<span class=\"lsed ws11d\">sico), plots<span class=\"_ _0\"></span>elinge st<span class=\"_ _0\"></span>ijging<span class=\"_ _0\"></span>en van de f<span class=\"_ _0\"></span>requent<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x69 h64 ya64 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevorderi<span class=\"_ _1\"></span>ngen of plo<span class=\"_ _1\"></span>tselinge gro<span class=\"_ _1\"></span>te <span class=\"ws113\">schadevorder<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span>die </span></div>\n<div class=\"t m0 x69 h64 ya65 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ontstaan door gro<span class=\"_ _1\"></span>te of rampzalige<span class=\"_ _1\"></span> gebeurtenissen zo<span class=\"_ _1\"></span>als stormen,</div>\n<div class=\"t m0 x69 h64 y979 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aswolken, gr<span class=\"_ _1\"></span>ieppandemie\u00ebn<span class=\"_ _1\"></span> enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19b lsef ws113\">M<span class=\"_ _1\"></span>arktliquiditei<span class=\"_ _1\"></span>tsrisico<span class=\"lsed ws112\">: het risico dat h<span class=\"_ _0\"></span>et verk<span class=\"lsef ws11e\">oopproces zelf </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y97b ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resulteert i<span class=\"_ _1\"></span>n verlieze<span class=\"_ _1\"></span>n door markt<span class=\"_ _1\"></span>omstandigheden<span class=\"_ _1\"></span> of hoge</div>\n<div class=\"t m0 x69 h64 y97c ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>raties.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya66 ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19d lsed ws111\">Financierings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls10b ws13d\">liquiditeit<span class=\"_ _0\"></span>srisico<span class=\"ff19b lsed ws112\">: het<span class=\"_ _0\"></span> risico dat A<span class=\"_ _0\"></span>geas of een </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 ya67 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dochtermaats<span class=\"_ _1\"></span>chappij niet in staat<span class=\"_ _1\"></span> is voldoende midde<span class=\"_ _1\"></span>len van</div>\n<div class=\"t m0 x69 h64 ya68 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">buitenaf<span class=\"_ _0\"></span> aan te trek<span class=\"_ _0\"></span>ken, omdat<span class=\"_ _0\"></span> de activa <span class=\"ls107 ws13e\">illiqu<span class=\"lsef ws113\">ide<span class=\"ls0 ws0\"> </span></span></span>zijn op het</div>\n<div class=\"t m0 x69 h64 ya69 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">moment dat h<span class=\"_ _1\"></span>et nodig i<span class=\"_ _1\"></span>s (bijvoorbee<span class=\"_ _1\"></span>ld om aan<span class=\"_ _1\"></span> een onverw<span class=\"_ _1\"></span>achte</div>\n<div class=\"t m0 x69 h64 ya6a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">grote schade<span class=\"_ _1\"></span>vordering te voldoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6b ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1438 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ieder bed<span class=\"_ _0\"></span>rijf van Ageas<span class=\"_ _0\"></span> moet ervo<span class=\"_ _0\"></span>or zorgen dat<span class=\"_ _0\"></span> wordt vold<span class=\"_ _0\"></span>aan aan all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1439 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">liquiditeits<span class=\"_ _1\"></span>vereisten. L<span class=\"_ _1\"></span>iquiditeitsris<span class=\"_ _1\"></span>ico's worden<span class=\"_ _1\"></span> ge\u00efdenti<span class=\"_ _1\"></span>ficeerd en</div>\n<div class=\"t m0 x1d h64 y143a ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"lsef ws11d\">waakt zodat de<span class=\"_ _1\"></span> omstandigheden<span class=\"_ _1\"></span> waarin l<span class=\"_ _1\"></span>iquiditeitsprob<span class=\"_ _1\"></span>lemen mogeli<span class=\"_ _1\"></span>jk </span></div>\n<div class=\"t m0 x1d h64 y143b ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kunnen zij<span class=\"_ _0\"></span>n, beken<span class=\"_ _0\"></span>d zijn en word<span class=\"_ _0\"></span>en begrepe<span class=\"_ _0\"></span>n (bijv. onv<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y143c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongunst<span class=\"_ _0\"></span>ige wijzi<span class=\"_ _0\"></span>gingen in het<span class=\"_ _0\"></span> uitloop<span class=\"_ _0\"></span>profiel van d<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen,</div>\n<div class=\"t m0 x1d h64 y1164 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">massaa<span class=\"_ _0\"></span>l verval, ve<span class=\"_ _0\"></span>rtragin<span class=\"_ _0\"></span>g in nieuwe po<span class=\"_ _0\"></span>lissen, w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g in de rating</div>\n<div class=\"t m0 x1d h64 y1165 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">enz.) en me<span class=\"_ _0\"></span>n weet hoe hie<span class=\"_ _0\"></span>rop kan wor<span class=\"_ _0\"></span>den inges<span class=\"_ _0\"></span>peeld (bij<span class=\"_ _0\"></span>v. de liqui<span class=\"_ _0\"></span>diteit</div>\n<div class=\"t m0 x1d h64 y1166 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van activ<span class=\"_ _0\"></span>a in een crisis<span class=\"_ _0\"></span>). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 284px; height: 827px; width: 353px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 166px; width: 350px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya4e ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 251px; height: 855px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een overzi<span class=\"_ _0\"></span>cht van de ve<span class=\"_ _0\"></span>rwachte uit<span class=\"_ _0\"></span>strom<span class=\"_ _0\"></span>en als gevol<span class=\"_ _0\"></span>g van verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen (<span class=\"_ _0\"></span>behalv<span class=\"_ _0\"></span>e Unit<span class=\"ls0 ws0\">-</span>linked) w<span class=\"_ _0\"></span>o<span class=\"ws11d\">rdt hi<span class=\"_ _0\"></span>erna vers<span class=\"_ _0\"></span>trekt. <span class=\"_ _0\"></span>Die kasst<span class=\"_ _0\"></span>romen </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelen e<span class=\"_ _0\"></span>en actua<span class=\"_ _0\"></span>ri\u00eble bes<span class=\"_ _0\"></span>te schat<span class=\"_ _0\"></span>ting op <span class=\"_ _0\"></span>basis v<span class=\"_ _0\"></span>an contr<span class=\"_ _0\"></span>actlimi<span class=\"_ _0\"></span>eten volg<span class=\"_ _0\"></span>ens Solv<span class=\"_ _0\"></span>ency II.<span class=\"_ _0\"></span> De total<span class=\"_ _0\"></span>e uitstr<span class=\"_ _0\"></span>omen va<span class=\"_ _0\"></span>n de Groe<span class=\"_ _0\"></span>p als gev<span class=\"_ _0\"></span>olg van</div>\n<div class=\"t m0 x2c h64 y8a7 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> worden nie<span class=\"_ _1\"></span>t gebruikt <span class=\"_ _1\"></span>voor beheerdoe<span class=\"_ _1\"></span>leinden, aa<span class=\"_ _1\"></span>ngezien de l<span class=\"_ _1\"></span>iquiditeit wor<span class=\"_ _1\"></span>dt beheerd <span class=\"_ _1\"></span>binnen de ind<span class=\"_ _1\"></span>ividuele ver<span class=\"_ _1\"></span>zekeringsmaats<span class=\"_ _1\"></span>chappijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Netto uitgaande kasstromen ui<span class=\"_ _0\"></span>t verzekeringsverplichtingen per<span class=\"_ _0\"></span> 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 493px; bottom: 1033px; z-index: 15;\">Jaar 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 498px; bottom: 1019px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 562px; bottom: 1033px; z-index: 15;\">Jaar 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 1019px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 632px; bottom: 1033px; z-index: 15;\">Jaar 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1019px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 701px; bottom: 1033px; z-index: 15;\">Jaar 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 706px; bottom: 1019px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 771px; bottom: 1033px; z-index: 15;\">Jaar 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1019px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1a0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 519px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 588px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 727px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Verplichtingen van <span class=\"ws115\">polishouders, exclusief uni<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>linked business, exclusief herverzekering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 988px; z-index: 15;\">8.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 565px; bottom: 988px; z-index: 15;\">7.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 988px; z-index: 15;\">5.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 988px; z-index: 15;\">5.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 988px; z-index: 15;\">5.911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Netto uitgaande kasstromen ui<span class=\"_ _0\"></span>t verzekeringsverplichtingen per<span class=\"_ _0\"></span> 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 493px; bottom: 941px; z-index: 15;\">Jaar 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 498px; bottom: 926px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 562px; bottom: 941px; z-index: 15;\">Jaar 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 926px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 632px; bottom: 941px; z-index: 15;\">Jaar 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 926px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 701px; bottom: 941px; z-index: 15;\">Jaar 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 706px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 771px; bottom: 941px; z-index: 15;\">Jaar 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 926px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1440 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1441 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1a0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 519px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 588px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 727px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Verplichtingen van polishouders<span class=\"_ _0\"></span>, exclusief unit<span class=\"ls0 ws0\">-</span>linked business, exclusief her<span class=\"_ _0\"></span>verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 896px; z-index: 15;\">8.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 565px; bottom: 896px; z-index: 15;\">6.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 896px; z-index: 15;\">6.275<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 896px; z-index: 15;\">4.759<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 896px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 885px; height: 221px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1446 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1447 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y1448 ff1a2 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.1.4<span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"lsed ws11d\">Risic<span class=\"_ _0\"></span>o van imm<span class=\"_ _0\"></span>ateri\u00ebl<span class=\"_ _0\"></span>e activa<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1449 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o van im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a is het<span class=\"_ _0\"></span> risico v<span class=\"_ _0\"></span>an <span class=\"ws112\">verli<span class=\"_ _0\"></span>es, of een </span></div>\n<div class=\"t m0 x2c h64 y144a ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongunst<span class=\"_ _0\"></span>ige waard<span class=\"_ _0\"></span>eontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n immateri<span class=\"_ _0\"></span>\u00eble activa do<span class=\"_ _0\"></span>or een</div>\n<div class=\"t m0 x2c h64 y144b ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing in de v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige voo<span class=\"_ _0\"></span>rdele<span class=\"_ _0\"></span>n die uit <span class=\"_ _0\"></span>de immat<span class=\"_ _0\"></span>eri\u00eble</div>\n<div class=\"t m0 x2c h64 y144c ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa ku<span class=\"_ _0\"></span>nnen worde<span class=\"_ _0\"></span>n gehaald.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va kunnen b<span class=\"_ _0\"></span>estaan uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y144d ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de waar<span class=\"_ _0\"></span>de van ve<span class=\"_ _0\"></span>rworve<span class=\"_ _0\"></span>n activit<span class=\"_ _0\"></span>eiten,<span class=\"_ _0\"></span> p<span class=\"lsef ws11e\">arkeerconcessies en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y144e ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intellec<span class=\"_ _0\"></span>tuele ei<span class=\"_ _0\"></span>gendomme<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y144f ff1a0 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.2 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Verzeke<span class=\"_ _0\"></span>ringstec<span class=\"_ _0\"></span>hnisch ri<span class=\"_ _0\"></span>sico<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1450 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringst<span class=\"_ _0\"></span>echnisch<span class=\"_ _0\"></span>e risic<span class=\"_ _0\"></span>o\u2019s betr<span class=\"_ _0\"></span>effen al<span class=\"_ _0\"></span>le risic<span class=\"_ _0\"></span>o\u2019s van</div>\n<div class=\"t m0 x2c h64 y1451 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen als ge<span class=\"_ _0\"></span>volg van af<span class=\"_ _0\"></span>wijkin<span class=\"_ _0\"></span>gen in claim<span class=\"_ _0\"></span>s door de</div>\n<div class=\"t m0 x2c h64 y1452 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onzekerheid en<span class=\"_ _1\"></span> timing van die <span class=\"lsed ws112\">claims, alsm<span class=\"_ _0\"></span>ede afwijk<span class=\"_ _0\"></span>ingen in uit<span class=\"_ _0\"></span>gaven </span></div>\n<div class=\"t m0 x2c h64 y1453 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verval<span class=\"_ _0\"></span>, in vergel<span class=\"_ _0\"></span>ijking met<span class=\"_ _0\"></span> de onderli<span class=\"_ _0\"></span>ggende hy<span class=\"_ _0\"></span>pothes<span class=\"_ _0\"></span>en gemaakt<span class=\"_ _0\"></span> bij</div>\n<div class=\"t m0 x2c h64 y1454 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de accept<span class=\"_ _0\"></span>atie van de pol<span class=\"_ _0\"></span>is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1455 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1456 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het leven<span class=\"_ _0\"></span>risico om<span class=\"_ _0\"></span>vat het sterft<span class=\"_ _0\"></span>erisic<span class=\"_ _0\"></span>o, het lang<span class=\"_ _0\"></span>levenris<span class=\"_ _0\"></span>ico, het</div>\n<div class=\"t m0 x2c h64 y1457 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">invaliditei<span class=\"_ _1\"></span>tsrisico, het morbid<span class=\"_ _1\"></span>iteitsrisico (d<span class=\"_ _1\"></span>.w.z. ziekte met moge<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 y1458 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dodelijke afl<span class=\"_ _1\"></span>oop), het verval<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11d\">en be<span class=\"_ _1\"></span>houdrisico,<span class=\"_ _1\"></span> het kostenri<span class=\"_ _1\"></span>sico, het </span></div>\n<div class=\"t m0 x2c h64 y1459 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>roferisic<span class=\"_ _0\"></span>o en het herz<span class=\"_ _0\"></span>ienings<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y145a ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y145b ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Tot de Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">levenrisico\u2019s behoren<span class=\"_ _1\"></span> het reser<span class=\"_ _1\"></span>verisico, h<span class=\"_ _1\"></span>et premierisi<span class=\"_ _1\"></span>co en </span></span></div>\n<div class=\"t m0 x2c h64 y145c ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>roferisic<span class=\"_ _0\"></span>o\u2019s. Het r<span class=\"_ _0\"></span>eserveri<span class=\"_ _0\"></span>sico hangt<span class=\"_ _0\"></span> samen met<span class=\"_ _0\"></span> de te betalen</div>\n<div class=\"t m0 x2c h64 y145d ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">schadec<span class=\"_ _0\"></span>laims t<span class=\"_ _0\"></span>erwijl h<span class=\"_ _0\"></span>et premi<span class=\"_ _0\"></span>erisico <span class=\"_ _0\"></span>betrekki<span class=\"_ _0\"></span>ng heeft<span class=\"_ _0\"></span> op toeko<span class=\"_ _0\"></span>mstige</div>\n<div class=\"t m0 x2c h64 y145e ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevorderi<span class=\"_ _1\"></span>ngen (met ui<span class=\"_ _1\"></span>tzondering van<span class=\"_ _1\"></span> catastrofe<span class=\"_ _1\"></span>schades). Het</div>\n<div class=\"t m0 x2c h64 y145f ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>roferisic<span class=\"_ _0\"></span>o betreft<span class=\"_ _0\"></span> schadec<span class=\"_ _0\"></span>laims die do<span class=\"_ _0\"></span>or rampg<span class=\"_ _0\"></span>ebeurte<span class=\"_ _0\"></span>nissen</div>\n<div class=\"t m0 x2c h64 y1460 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden veroo<span class=\"lsed ws112\">rzaakt, zowel<span class=\"_ _0\"></span> natuurram<span class=\"_ _0\"></span>pen als doo<span class=\"_ _0\"></span>r mensen ve<span class=\"_ _0\"></span>roorzaak<span class=\"_ _0\"></span>te </span></div>\n<div class=\"t m0 x2c h64 y1461 ff1a0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rampen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1462 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1463 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Elke maat<span class=\"_ _0\"></span>schappi<span class=\"_ _0\"></span>j beheert ve<span class=\"_ _0\"></span>rzeke<span class=\"_ _0\"></span>ringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e risico's<span class=\"_ _0\"></span> door midde<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x2c h64 y1464 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van accep<span class=\"_ _1\"></span>tatiebeleid, pr<span class=\"_ _1\"></span>oductgoedkeuring<span class=\"_ _1\"></span>sbeleid, reser<span class=\"_ _1\"></span>veringsbeleid<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 y1465 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beleid vo<span class=\"_ _0\"></span>or schade<span class=\"_ _0\"></span>beheer en he<span class=\"_ _0\"></span>rverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>beleid.<span class=\"_ _0\"></span> E<span class=\"lsef ws11d\">r wordt <span class=\"_ _1\"></span>vooral op </span></div>\n<div class=\"t m0 x2c h64 y1466 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelet da<span class=\"_ _1\"></span>t de klantengroe<span class=\"_ _1\"></span>p die een<span class=\"_ _1\"></span> product ko<span class=\"_ _1\"></span>opt inderdaa<span class=\"_ _1\"></span>d overeenkomt</div>\n<div class=\"t m0 x2c h64 y1467 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met de onde<span class=\"_ _1\"></span>rliggende aa<span class=\"_ _1\"></span>nnames over <span class=\"_ _1\"></span>klanten bij<span class=\"_ _1\"></span> de ontwi<span class=\"_ _1\"></span>kkeling en</div>\n<div class=\"t m0 x2c h64 y1468 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prijsst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an het pr<span class=\"_ _0\"></span>oduct.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1469 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y146a ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het acce<span class=\"_ _0\"></span>ptatie<span class=\"_ _0\"></span>beleid wo<span class=\"_ _0\"></span>rdt lok<span class=\"_ _0\"></span>aal vast<span class=\"_ _0\"></span>gesteld a<span class=\"_ _0\"></span>ls onde<span class=\"_ _0\"></span>rdeel va<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x2c h64 y146b ff1a0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">al<span class=\"lsef ws11d\">gehele Enterprise<span class=\"_ _1\"></span> Risk Manag<span class=\"_ _1\"></span>ement<span class=\"ls0 ws0\">-</span>kader <span class=\"_ _1\"></span>en wordt b<span class=\"_ _1\"></span>eoordeeld door<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y146c ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuari\u00eble med<span class=\"_ _1\"></span>ewerkers die de fei<span class=\"_ _1\"></span>telijke schadehisto<span class=\"_ _1\"></span>rie evalueren. Er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y146d ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt gebrui<span class=\"_ _1\"></span>kgemaakt van <span class=\"_ _1\"></span>een reeks <span class=\"_ _1\"></span>indicatoren e<span class=\"_ _1\"></span>n hulpmiddele<span class=\"_ _1\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y146e ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het mak<span class=\"_ _0\"></span>en van st<span class=\"_ _0\"></span>atistisc<span class=\"_ _0\"></span>he analys<span class=\"_ _0\"></span>es om d<span class=\"_ _0\"></span>e acceptat<span class=\"_ _0\"></span>ien<span class=\"lsef ws11e\">ormen te </span></div>\n<div class=\"t m0 x2c h64 y146f ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verfijn<span class=\"_ _0\"></span>en, met als d<span class=\"_ _0\"></span>oel het scha<span class=\"_ _0\"></span>deverl<span class=\"_ _0\"></span>oop te verbet<span class=\"_ _0\"></span>eren en/of<span class=\"_ _0\"></span> te</div>\n<div class=\"t m0 x2c h64 y1470 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarborgen d<span class=\"_ _1\"></span>at de pri<span class=\"_ _1\"></span>jsstelling op<span class=\"_ _1\"></span> de juiste <span class=\"_ _1\"></span>wijze word<span class=\"_ _1\"></span>t bijgesteld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1471 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1472 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppijen str<span class=\"_ _0\"></span>even ern<span class=\"_ _0\"></span>aar om de prem<span class=\"_ _0\"></span>ies op een</div>\n<div class=\"t m0 x1d h64 y1473 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niveau vas<span class=\"_ _0\"></span>t te stell<span class=\"_ _0\"></span>en waarbij het<span class=\"_ _0\"></span> bedrag va<span class=\"_ _0\"></span>n <span class=\"lsef ws11d\">de premie<span class=\"_ _1\"></span>s samen me<span class=\"_ _1\"></span>t de </span></div>\n<div class=\"t m0 x1d h64 y1474 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsinko<span class=\"_ _1\"></span>msten die<span class=\"_ _1\"></span> daarmee worden<span class=\"_ _1\"></span> gegenereerd g<span class=\"_ _1\"></span>roter is<span class=\"_ _1\"></span> dan</div>\n<div class=\"t m0 x1d h64 y1475 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het totale bedrag<span class=\"_ _1\"></span> van verwachte schad<span class=\"_ _1\"></span>en, schadeafhande<span class=\"_ _1\"></span>lingskosten<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 y1476 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beheers<span class=\"_ _0\"></span>kosten. D<span class=\"_ _0\"></span>e juisthei<span class=\"_ _0\"></span>d van de prijs<span class=\"_ _0\"></span>stelling w<span class=\"_ _0\"></span>ordt get<span class=\"_ _0\"></span>oetst met</div>\n<div class=\"t m0 x1d h64 y1477 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behulp v<span class=\"_ _0\"></span>an dive<span class=\"_ _0\"></span>rse techn<span class=\"_ _0\"></span>ieken <span class=\"ws112\">e<span class=\"_ _0\"></span>n belangri<span class=\"_ _0\"></span>jke prest<span class=\"_ _0\"></span>atie<span class=\"ls0 ws0\">-</span>indic<span class=\"_ _0\"></span>atoren di<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y1478 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">passen bij<span class=\"_ _1\"></span> de betreffen<span class=\"_ _1\"></span>de portefeui<span class=\"_ _1\"></span>lle. Dit gebeu<span class=\"_ _1\"></span>rt zowel a<span class=\"_ _1\"></span> priori</div>\n<div class=\"t m0 x1d h64 y1479 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(bijvoorbeeld<span class=\"_ _1\"></span> beoordeling van<span class=\"_ _1\"></span> de winstgevendheid<span class=\"_ _1\"></span>) als a posteriori<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y147a ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(bijvoorbeeld<span class=\"_ _1\"></span> embedded <span class=\"_ _1\"></span>value, combined<span class=\"_ _1\"></span> ratio\u2019s).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y147b ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y147c ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De factore<span class=\"_ _0\"></span>n waarmee r<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g wordt geho<span class=\"_ _0\"></span>uden bij de pri<span class=\"_ _0\"></span>jsstel<span class=\"_ _0\"></span>ling voor</div>\n<div class=\"t m0 x1d h64 y147d ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> verschillen p<span class=\"_ _1\"></span>er product<span class=\"_ _1\"></span> en zijn <span class=\"_ _1\"></span>afhankelijk v<span class=\"_ _1\"></span>an de</div>\n<div class=\"t m0 x1d h64 y147e ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geboden d<span class=\"_ _0\"></span>ekking e<span class=\"_ _0\"></span>n uitkerin<span class=\"_ _0\"></span>gen. De vol<span class=\"_ _0\"></span>gende fact<span class=\"_ _0\"></span>oren word<span class=\"_ _0\"></span>en in het</div>\n<div class=\"t m0 x1d h64 y147f ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en in overw<span class=\"_ _0\"></span>eging geno<span class=\"_ _0\"></span>men:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1480 ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsef ws11d\">v<span class=\"_ _1\"></span>erwachte clai<span class=\"_ _1\"></span>ms van ver<span class=\"_ _1\"></span>zekeringnemers en<span class=\"_ _1\"></span> daarmee <span class=\"_ _1\"></span>ver<span class=\"ws113\">band </span></span></span></div>\n<div class=\"t m0 x69 h64 y1481 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">houdend<span class=\"_ _0\"></span>e verwac<span class=\"_ _0\"></span>hte uitke<span class=\"_ _0\"></span>ringen en de ti<span class=\"_ _0\"></span>ming daarv<span class=\"_ _0\"></span>an.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1482 ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsed ws112\">de mate en aard van de onz<span class=\"_ _0\"></span>ekerhei<span class=\"_ _0\"></span>d aangaa<span class=\"_ _0\"></span>nde de verwac<span class=\"_ _0\"></span>hte </span></span></div>\n<div class=\"t m0 x69 h64 y1483 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitkeri<span class=\"_ _0\"></span>ngen. In dit<span class=\"_ _0\"></span> verband w<span class=\"_ _0\"></span>orden onde<span class=\"_ _0\"></span>r meer anal<span class=\"_ _0\"></span>yses gemaa<span class=\"_ _0\"></span>kt</div>\n<div class=\"t m0 x69 h64 y1484 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van sch<span class=\"_ _0\"></span>adestat<span class=\"_ _0\"></span>istieke<span class=\"_ _0\"></span>n en de ont<span class=\"_ _0\"></span>wikkel<span class=\"_ _0\"></span>ing van <span class=\"_ _0\"></span>jurispr<span class=\"_ _0\"></span>udenti<span class=\"_ _0\"></span>e,</div>\n<div class=\"t m0 x69 h64 y1485 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che oms<span class=\"lsef ws11d\">t<span class=\"_ _0\"></span>andigheden<span class=\"_ _1\"></span> en demogra<span class=\"_ _1\"></span>fische ontwikk<span class=\"_ _1\"></span>elingen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1486 ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsed ws112\">overige product<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en voor het b<span class=\"_ _0\"></span>etreff<span class=\"_ _0\"></span>ende produ<span class=\"_ _0\"></span>ct, zoals </span></span></div>\n<div class=\"t m0 x69 h64 y1487 ff1a0 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">distribut<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">, marketi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">, polisadm<span class=\"_ _1\"></span>inistratie</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1488 ff1a0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">schadea<span class=\"_ _0\"></span>dminist<span class=\"_ _0\"></span>ratiekos<span class=\"_ _0\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1489 ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsef ws11d\">fi<span class=\"_ _1\"></span>nanci\u00eble om<span class=\"_ _1\"></span>standigheden d<span class=\"_ _1\"></span>ie de <span class=\"_ _1\"></span>tijdswaarde van<span class=\"_ _1\"></span> geld </span></span></div>\n<div class=\"t m0 x69 h64 y148a ff1a0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y148b ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsed ws111\">eisen <span class=\"ws112\">ten aanzien va<span class=\"_ _0\"></span>n de solvab<span class=\"_ _0\"></span>iliteit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y148c ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsef ws11d\">b<span class=\"_ _1\"></span>eoogde niveau<span class=\"_ _1\"></span>s van de<span class=\"_ _1\"></span> winstgevendheid<span class=\"_ _1\"></span>.</span><span class=\"ff1a0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y148d ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsef ws113\">o<span class=\"_ _1\"></span>mstandigheden</span><span class=\"ff1a0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">in de verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>arkt, met n<span class=\"_ _0\"></span>ame de prijss<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>g </span></span></span></div>\n<div class=\"t m0 x69 h64 y148e ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van concurren<span class=\"_ _1\"></span>ten voor vergelijkb<span class=\"_ _1\"></span>are producten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y148f ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1490 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In zijn blo<span class=\"_ _0\"></span>otstelli<span class=\"_ _0\"></span>ng aan de hier<span class=\"_ _0\"></span>boven ge<span class=\"_ _0\"></span>noemde ris<span class=\"_ _0\"></span>ico\u2019s prof<span class=\"_ _0\"></span>iteert <span class=\"lsef ws113\">Ageas </span></div>\n<div class=\"t m0 x1d h64 y1491 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van divers<span class=\"_ _1\"></span>ificatie over<span class=\"_ _1\"></span> geografische<span class=\"_ _1\"></span> regio's, p<span class=\"_ _1\"></span>roductgroepen<span class=\"_ _1\"></span> en zelfs<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1492 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> verzekerings<span class=\"_ _1\"></span>risicofactoren<span class=\"_ _1\"></span>, zodat Agea<span class=\"_ _1\"></span>s niet bloo<span class=\"_ _1\"></span>tgesteld</div>\n<div class=\"t m0 x1d h64 y1493 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt aan gr<span class=\"_ _0\"></span>ote conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>es verzek<span class=\"_ _0\"></span>eringsri<span class=\"_ _0\"></span>sico's. D<span class=\"_ _0\"></span>aarnaast h<span class=\"_ _0\"></span>ebben</div>\n<div class=\"t m0 x1d h64 y1494 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen van A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> </span>spec<span class=\"_ _0\"></span>ifieke maat<span class=\"_ _0\"></span>regel<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y1495 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">getroff<span class=\"_ _0\"></span>en om de <span class=\"_ _0\"></span>blootste<span class=\"_ _0\"></span>lling aa<span class=\"_ _0\"></span>n de conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>e van</div>\n<div class=\"t m0 x1d h64 y1496 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>srisico's te<span class=\"_ _1\"></span> verkleinen.<span class=\"_ _1\"></span> Bijvoorbeeld p<span class=\"_ _1\"></span>roducten di<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 y1497 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afkoopkosten <span class=\"_ _1\"></span>in rekening <span class=\"_ _1\"></span>brengen en/o<span class=\"_ _1\"></span>f producten<span class=\"_ _1\"></span> die worden</div>\n<div class=\"t m0 x1d h64 y1498 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangepast aan<span class=\"_ _1\"></span> de mark<span class=\"_ _1\"></span>twaarde beperke<span class=\"_ _1\"></span>n het verli<span class=\"_ _1\"></span>es voor <span class=\"ws113\">de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1499 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appij en h<span class=\"_ _0\"></span>erverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten lei<span class=\"_ _0\"></span>den tot ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y149a ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkte bloo<span class=\"_ _1\"></span>tstelling aan grote<span class=\"_ _1\"></span> verliezen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 177px; height: 929px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 177px; height: 929px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor risicob<span class=\"_ _1\"></span>ewaking nee<span class=\"_ _1\"></span>mt Ageas de<span class=\"_ _1\"></span> solvabilitei<span class=\"_ _1\"></span>tskapitaalvere<span class=\"_ _1\"></span>iste (SCR) vo<span class=\"_ _1\"></span>lgens Solvenc<span class=\"_ _1\"></span>y II per<span class=\"_ _1\"></span> subrisico <span class=\"_ _1\"></span>in aanmerking. <span class=\"_ _1\"></span>In de <span class=\"_ _1\"></span>tabel hierna w<span class=\"_ _1\"></span>ordt de</div>\n<div class=\"t m0 x2c h64 y8a6 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">SCR voor e<span class=\"_ _0\"></span>lk type verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>techni<span class=\"_ _0\"></span>sch risico w<span class=\"_ _0\"></span>eergeg<span class=\"_ _0\"></span>even, met ver<span class=\"_ _0\"></span>meldi<span class=\"_ _0\"></span>ng van de relat<span class=\"_ _0\"></span>ieve niv<span class=\"_ _0\"></span>eaus van ris<span class=\"_ _0\"></span>ico en capi<span class=\"_ _0\"></span>tal con<span class=\"ws111\">sum<span class=\"_ _0\"></span>ption.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1a5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Samenstelling SCR <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1a5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">met betrekking tot verzekeringsrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2ae h67 y68d ff1a5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 611px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h67 y68d ff1a5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1a5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">met betrekking tot verzekeringsrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff1a5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 537px; bottom: 1034px; z-index: 15;\">31 <span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x45 h67 y68f ff1a5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1034px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1a5 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Levensverzekeringstechnisch risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a5 h67 y691 ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 1019px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y691 ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1019px; z-index: 15;\">944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1a5 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Gezondheidzorg verzekeringtechnisch risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y68f ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1004px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y68f ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1004px; z-index: 15;\">338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1a5 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf2 ws120\">leven verzekerin<span class=\"_ _0\"></span>gstechni<span class=\"_ _0\"></span>sch risico<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xf8 h67 y67e ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 597px; bottom: 989px; z-index: 15;\">966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y67e ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 989px; z-index: 15;\">875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y149e ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y149f ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y14a0 ff1a7 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.2.1 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"ws11d\">Verzekerings<span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14a1 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het levens<span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>risico ont<span class=\"_ _0\"></span>staat uit de</div>\n<div class=\"t m0 x2c h64 y14a2 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen in r<span class=\"_ _0\"></span>elatie t<span class=\"_ _0\"></span>ot de gev<span class=\"_ _0\"></span>aren die v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y14a3 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn en de proc<span class=\"_ _0\"></span>essen d<span class=\"_ _0\"></span>ie bij de bedri<span class=\"_ _0\"></span>jfsvoe<span class=\"_ _0\"></span>ring word<span class=\"_ _0\"></span>en gebruikt<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14a4 ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14a5 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringst<span class=\"_ _0\"></span>echnisch<span class=\"_ _0\"></span>e risico's<span class=\"_ _0\"></span> Leven besta<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">hoofdz<span class=\"_ _0\"></span>akelijk<span class=\"_ _0\"></span> uit ste<span class=\"_ _0\"></span>rfte<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y14a6 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">/langlevenri<span class=\"_ _1\"></span>sico, invalidi<span class=\"_ _1\"></span>teitsrisico/morbidi<span class=\"_ _1\"></span>teitsrisico,<span class=\"_ _1\"></span> verval<span class=\"ls0 ws0\">- <span class=\"lsed ws111\">en </span></span></div>\n<div class=\"t m0 x2c h64 y14a7 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoudrisico<span class=\"_ _1\"></span>, leven<span class=\"ls0 ws0\">-</span>kos<span class=\"_ _1\"></span>tenrisico, h<span class=\"_ _1\"></span>erzienings<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en catast<span class=\"_ _0\"></span>roferisic<span class=\"_ _0\"></span>o. Deze </span></span></div>\n<div class=\"t m0 x2c h64 y14a8 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">paragraaf be<span class=\"_ _1\"></span>schrijft eerst deze<span class=\"_ _1\"></span> risico\u2019s (onde<span class=\"_ _1\"></span>r A t/m F). Daarna word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y14a9 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschreven <span class=\"_ _1\"></span>hoe d<span class=\"lsed ws112\">e dochterma<span class=\"_ _0\"></span>atscha<span class=\"_ _0\"></span>ppijen van A<span class=\"_ _0\"></span>geas deze ri<span class=\"_ _0\"></span>sico\u2019s </span></div>\n<div class=\"t m0 x2c h64 y14aa ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beheren (onde<span class=\"_ _1\"></span>r G).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14ab ff1a5 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls106 ws136\">STERF<span class=\"_ _1\"></span>TE</span>-<span class=\"ls10c ws13b\">/L<span class=\"_ _1\"></span>ANGLEVENRI<span class=\"_ _1\"></span>SICO</span> </span></div>\n<div class=\"t m0 x2c h64 y14ac ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Sterfte<span class=\"_ _0\"></span>risico <span class=\"_ _0\"></span>is het risic<span class=\"_ _0\"></span>o van v<span class=\"_ _0\"></span>erlies of<span class=\"_ _0\"></span> van nad<span class=\"_ _0\"></span>elige ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ngen in d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y14ad ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen als g<span class=\"_ _0\"></span>evolg va<span class=\"_ _0\"></span>n veranderi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 y14ae ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het nive<span class=\"_ _0\"></span>au, <span class=\"lsef ws11e\">de ontwikkeling o<span class=\"_ _1\"></span>f volatiliteit van de<span class=\"_ _1\"></span> sterftecijfers<span class=\"_ _1\"></span>, waarbij </span></div>\n<div class=\"t m0 x2c h64 y14af ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een toena<span class=\"_ _0\"></span>me van het st<span class=\"_ _0\"></span>erfteci<span class=\"_ _0\"></span>jfer leidt t<span class=\"_ _0\"></span>ot een toena<span class=\"_ _0\"></span>me van de wa<span class=\"_ _0\"></span>arde</div>\n<div class=\"t m0 x2c h64 y14b0 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>sverplic<span class=\"_ _0\"></span>htingen.<span class=\"_ _0\"></span> De sterftet<span class=\"_ _0\"></span>abelle<span class=\"_ _0\"></span>n die gebruik<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x2c h64 y14b1 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden t<span class=\"_ _0\"></span>en beh<span class=\"_ _0\"></span>oeve van d<span class=\"_ _0\"></span>e prijsst<span class=\"_ _0\"></span>elling b<span class=\"_ _0\"></span>evatte<span class=\"_ _0\"></span>n voorzic<span class=\"_ _0\"></span>htige m<span class=\"_ _0\"></span>arges.</div>\n<div class=\"t m0 x2c h64 y14b2 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Zoals ge<span class=\"_ _0\"></span>bruikel<span class=\"_ _0\"></span>ijk in de s<span class=\"_ _0\"></span>ector m<span class=\"_ _0\"></span>aken de <span class=\"_ _0\"></span>dochter<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>happije<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x2c h64 y14b3 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas gebru<span class=\"_ _1\"></span>ik van erv<span class=\"_ _1\"></span>aringstabellen<span class=\"_ _1\"></span> met adequa<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y14b4 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zekerheidstoe<span class=\"_ _1\"></span>slagen. Elk jaar<span class=\"_ _1\"></span> moeten de veronderst<span class=\"_ _1\"></span>ellingen worden</div>\n<div class=\"t m0 x2c h64 y14b5 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herzien om de verwa<span class=\"_ _1\"></span>chte sterftecij<span class=\"_ _1\"></span>fers te vergelij<span class=\"_ _1\"></span>ken met de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14b6 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervarin<span class=\"_ _0\"></span>gsgegev<span class=\"_ _0\"></span>ens. Deze a<span class=\"_ _0\"></span>nalyse vi<span class=\"_ _0\"></span>ndt plaat<span class=\"_ _0\"></span>s op basis va<span class=\"_ _0\"></span>n een aantal</div>\n<div class=\"t m0 x2c h64 y14b7 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">criteria, zoa<span class=\"_ _1\"></span>ls leeftijd, poli<span class=\"_ _1\"></span>sjaar, verzeker<span class=\"_ _1\"></span>de som en andere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y14b8 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteri<span class=\"_ _0\"></span>a. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14b9 ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14ba ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Langlev<span class=\"_ _0\"></span>enrisic<span class=\"_ _0\"></span>o is het<span class=\"_ _0\"></span> risico va<span class=\"_ _0\"></span>n verli<span class=\"_ _0\"></span>es of nad<span class=\"_ _0\"></span>elige ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ngen i<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y14bb ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen als g<span class=\"_ _0\"></span>evolg va<span class=\"_ _0\"></span>n veranderi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 y14bc ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in het niv<span class=\"_ _0\"></span>eau, de <span class=\"_ _0\"></span>ontwikk<span class=\"_ _0\"></span>eling of <span class=\"_ _0\"></span>volat<span class=\"_ _0\"></span>iliteit v<span class=\"_ _0\"></span>an de ste<span class=\"_ _0\"></span>rftecij<span class=\"_ _0\"></span>fers, w<span class=\"_ _0\"></span>aarbij</div>\n<div class=\"t m0 x2c h64 y14bd ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een dalin<span class=\"_ _0\"></span>g van het sterf<span class=\"_ _0\"></span>tecijfe<span class=\"_ _0\"></span>r leidt tot<span class=\"_ _0\"></span> een toename v<span class=\"_ _0\"></span>an de waard<span class=\"_ _0\"></span>e van</div>\n<div class=\"t m0 x2c h64 y14be ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen. D<span class=\"_ _0\"></span>it risico wo<span class=\"_ _0\"></span>rdt be<span class=\"lsef ws11d\">heerd door het aan<span class=\"_ _1\"></span>tal </span></div>\n<div class=\"t m0 x2c h64 y14bf ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>elde st<span class=\"_ _0\"></span>erftegev<span class=\"_ _0\"></span>allen b<span class=\"_ _0\"></span>innen d<span class=\"_ _0\"></span>e portefe<span class=\"_ _0\"></span>uille j<span class=\"_ _0\"></span>aarlijk<span class=\"_ _0\"></span>s te eval<span class=\"_ _0\"></span>ueren.</div>\n<div class=\"t m0 x2c h64 y14c0 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer bli<span class=\"_ _1\"></span>jkt dat d<span class=\"_ _1\"></span>e levensverwac<span class=\"_ _1\"></span>hting sneller<span class=\"_ _1\"></span> toeneemt da<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x2c h64 y14c1 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">sterftetabell<span class=\"_ _1\"></span>en aangeven<span class=\"_ _1\"></span>, worden e<span class=\"_ _1\"></span>xtra voorzienin<span class=\"_ _1\"></span>gen aangelegd<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x2c h64 y14c2 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden de <span class=\"_ _1\"></span>prijzen van <span class=\"_ _1\"></span>nieuwe<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">prod<span class=\"_ _1\"></span>ucten dienover<span class=\"_ _1\"></span>eenkomstig </span></div>\n<div class=\"t m0 x2c h64 y14c3 ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangepast.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14c4 ff1a5 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span></span><span class=\"ws12b\">ARBEIDS<span class=\"_ _0\"></span>ONGE<span class=\"_ _0\"></span>SCHIKT<span class=\"_ _0\"></span>HEID<span class=\"_ _0\"></span>SRISICO/<span class=\"_ _0\"></span> INVALI<span class=\"_ _0\"></span>DITEI<span class=\"_ _0\"></span>TSRISI<span class=\"_ _0\"></span>CO<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14c5 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Invalid<span class=\"_ _0\"></span>iteitsr<span class=\"_ _0\"></span>isico/m<span class=\"_ _0\"></span>orbidit<span class=\"_ _0\"></span>eitsrisi<span class=\"_ _0\"></span>co is het ris<span class=\"_ _0\"></span>ico van verl<span class=\"_ _0\"></span>ies of nadel<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x2c h64 y14c6 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in de waarde van de <span class=\"ws11d\">ve<span class=\"_ _1\"></span>rzekeringsverpli<span class=\"_ _1\"></span>chtingen als<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y14c7 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gevolg v<span class=\"_ _0\"></span>an veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het n<span class=\"_ _0\"></span>iveau,<span class=\"_ _0\"></span> de ontw<span class=\"_ _0\"></span>ikkeling<span class=\"_ _0\"></span> of volat<span class=\"_ _0\"></span>iliteit</div>\n<div class=\"t m0 x2c h64 y14c8 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van inval<span class=\"_ _0\"></span>idite<span class=\"_ _0\"></span>its<span class=\"ls0 ws0\">-<span class=\"ls105 ws14a\">, zie<span class=\"_ _1\"></span>kte</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">of morb<span class=\"_ _1\"></span>iditeitspercen<span class=\"_ _1\"></span>tages. Dit risico<span class=\"_ _1\"></span> kan zich </span></span></div>\n<div class=\"t m0 x2c h64 y14c9 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijvoor<span class=\"_ _0\"></span>beeld voo<span class=\"_ _0\"></span>rdoen in po<span class=\"_ _0\"></span>rtefeui<span class=\"_ _0\"></span>lles met inv<span class=\"_ _0\"></span>aliditeit<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y14ca ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ziektekostenpo<span class=\"_ _1\"></span>li<span class=\"lsed ws112\">ssen en ong<span class=\"_ _0\"></span>evallenv<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen vo<span class=\"_ _0\"></span>or werkn<span class=\"_ _0\"></span>emers. De </span></div>\n<div class=\"t m0 x2c h64 y14cb ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen van A<span class=\"_ _0\"></span>geas bep<span class=\"_ _0\"></span>erken het in<span class=\"_ _0\"></span>validit<span class=\"_ _0\"></span>eitsris<span class=\"_ _0\"></span>ico</div>\n<div class=\"t m0 x2c h64 y14cc ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door medi<span class=\"_ _0\"></span>sche selec<span class=\"_ _0\"></span>tiecrit<span class=\"_ _0\"></span>eria en een<span class=\"_ _0\"></span> passende he<span class=\"_ _0\"></span>rverz<span class=\"_ _0\"></span>ekering.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14cd ff1a5 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">VE<span class=\"_ _1\"></span>RVAL</span>- <span class=\"_ _1\"></span><span class=\"ls10c ws13f\">EN BEHO<span class=\"_ _1\"></span>UDRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y14ce ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Vervalr<span class=\"_ _0\"></span>isico is het<span class=\"_ _0\"></span> risico van v<span class=\"_ _0\"></span>erlies of na<span class=\"lsef ws11d\">delige veranderingen in<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c h64 y14cf ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen als g<span class=\"_ _0\"></span>evolg va<span class=\"_ _0\"></span>n veranderi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 y14d0 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het nive<span class=\"_ _0\"></span>au, de ontwi<span class=\"_ _0\"></span>kkeling<span class=\"_ _0\"></span> of volatil<span class=\"_ _0\"></span>iteit van het<span class=\"_ _0\"></span> percenta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 y14d1 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">polisv<span class=\"_ _0\"></span>erval en <span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">behoud, onder<span class=\"_ _1\"></span> andere in<span class=\"_ _1\"></span> de vorm <span class=\"_ _1\"></span>van polisver<span class=\"_ _1\"></span>lenging, </span>-</span></div>\n<div class=\"t m0 x1d h64 y14d2 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afkoop, p<span class=\"_ _0\"></span>remieve<span class=\"_ _0\"></span>rlaging<span class=\"_ _0\"></span>en en ander<span class=\"_ _0\"></span>e factore<span class=\"_ _0\"></span>n die tot lager<span class=\"_ _0\"></span>e premies</div>\n<div class=\"t m0 x1d h64 y14d3 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leiden. Behoudri<span class=\"_ _1\"></span>sico is vaak een ander<span class=\"_ _1\"></span>e naam voor de vola<span class=\"_ _1\"></span>tiliteit van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y14d4 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">premieverval<span class=\"_ _1\"></span> en vervangingen<span class=\"_ _1\"></span> van verl<span class=\"_ _1\"></span>open polis<span class=\"_ _1\"></span>sen, annulerin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 y14d5 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">binnen d<span class=\"_ _0\"></span>e wettelij<span class=\"_ _0\"></span>ke bedenk<span class=\"_ _0\"></span>tijd of afkop<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14d6 ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y14d7 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De ontwikk<span class=\"_ _0\"></span>eling en<span class=\"_ _0\"></span> prijsst<span class=\"ws11d\">el<span class=\"_ _0\"></span>ling van <span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>eringspol<span class=\"_ _0\"></span>issen<span class=\"_ _0\"></span> is mede </span></div>\n<div class=\"t m0 x1d h64 y14d8 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op aanna<span class=\"_ _0\"></span>mes over de k<span class=\"_ _0\"></span>osten van h<span class=\"_ _0\"></span>et verkopen e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y14d9 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>reren v<span class=\"_ _0\"></span>an de polisse<span class=\"_ _0\"></span>n totdat deze v<span class=\"_ _0\"></span>ervall<span class=\"_ _0\"></span>en of uitker<span class=\"_ _0\"></span>en en over</div>\n<div class=\"t m0 x1d h64 y14da ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het verwa<span class=\"_ _0\"></span>chte behou<span class=\"_ _0\"></span>d. Het risi<span class=\"_ _0\"></span>co van een and<span class=\"_ _0\"></span>ere feitel<span class=\"_ _0\"></span>ijke ontwi<span class=\"_ _0\"></span>kkelin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 y14db ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de event<span class=\"_ _0\"></span>uele<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">gevolgen daarvan wor<span class=\"_ _1\"></span>den in het stadium v<span class=\"_ _1\"></span>an de </span></span></div>\n<div class=\"t m0 x1d h64 y14dc ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">product<span class=\"_ _0\"></span>ontwikk<span class=\"_ _0\"></span>eling in k<span class=\"_ _0\"></span>aart ge<span class=\"_ _0\"></span>bracht<span class=\"_ _0\"></span>. Dat risi<span class=\"_ _0\"></span>co kan wo<span class=\"_ _0\"></span>rden ve<span class=\"_ _0\"></span>rminde<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x1d h64 y14dd ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">via het produc<span class=\"_ _1\"></span>tontwerp, bijvoorb<span class=\"_ _1\"></span>eeld met een boe<span class=\"_ _1\"></span>teclausule voor</div>\n<div class=\"t m0 x1d h64 y14de ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vervroe<span class=\"_ _0\"></span>gde aflos<span class=\"_ _0\"></span>sing of rete<span class=\"_ _0\"></span>ntiebo<span class=\"_ _0\"></span>nussen, aan<span class=\"_ _0\"></span>loopkos<span class=\"_ _0\"></span>ten of het</div>\n<div class=\"t m0 x1d h64 y14df ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">spreiden v<span class=\"lsed ws112\">an de provisie aa<span class=\"_ _0\"></span>n verzeke<span class=\"_ _0\"></span>ringsag<span class=\"_ _0\"></span>enten om de be<span class=\"_ _0\"></span>langen o<span class=\"_ _0\"></span>p </span></div>\n<div class=\"t m0 x1d h64 y14e0 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">elkaar af te st<span class=\"_ _0\"></span>emmen of d<span class=\"_ _0\"></span>oor een aan<span class=\"_ _0\"></span>passing va<span class=\"_ _0\"></span>n de marktwa<span class=\"_ _0\"></span>arde</div>\n<div class=\"t m0 x1d h64 y14e1 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarbij de<span class=\"_ _1\"></span> risico\u2019s in<span class=\"_ _1\"></span> geval va<span class=\"_ _1\"></span>n verval vo<span class=\"_ _1\"></span>lledig door <span class=\"_ _1\"></span>de polishouder<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y14e2 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>edragen.<span class=\"_ _0\"></span> In bepaal<span class=\"_ _0\"></span>de markten w<span class=\"_ _0\"></span>ordt het ver<span class=\"_ _0\"></span>valris<span class=\"_ _0\"></span>ico ook</div>\n<div class=\"t m0 x1d h64 y14e3 ff1a5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"ws11d\">perkt<span class=\"_ _0\"></span> door fis<span class=\"_ _0\"></span>cale inc<span class=\"_ _0\"></span>entives.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y14e4 ff1a5 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">LE<span class=\"_ _1\"></span>VEN</span>-<span class=\"ls10c ws13b\">KOS<span class=\"_ _1\"></span>TENRISI<span class=\"_ _1\"></span>CO</span> </span></div>\n<div class=\"t m0 x1d h64 y14e5 ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">kos<span class=\"_ _1\"></span>tenrisico is he<span class=\"_ _1\"></span>t risico van verlies<span class=\"_ _1\"></span> of nadelige verande<span class=\"_ _1\"></span>ringen in </span></div>\n<div class=\"t m0 x1d h64 y14e6 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e van de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>htingen a<span class=\"_ _0\"></span>ls gevolg v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y14e7 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in het niveau, de on<span class=\"_ _1\"></span>twikkeling of volatil<span class=\"_ _1\"></span>iteit van de ko<span class=\"ls105 ws135\">s<span class=\"_ _1\"></span>ten </span></div>\n<div class=\"t m0 x1d h64 y14e8 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die worden<span class=\"_ _1\"></span> gemaakt bij<span class=\"_ _1\"></span> de uitvoeri<span class=\"_ _1\"></span>ng van</div>\n<div class=\"t m0 x1d h64 y14e9 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(her)verzeker<span class=\"_ _1\"></span>ingsovereenkomsten<span class=\"_ _1\"></span>. Het kostenri<span class=\"_ _1\"></span>sico ontstaa<span class=\"_ _1\"></span>t als de</div>\n<div class=\"t m0 x1d h64 y14ea ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorzie<span class=\"_ _0\"></span>ne kosten b<span class=\"_ _0\"></span>ij de prijss<span class=\"_ _0\"></span>telling va<span class=\"_ _0\"></span>n een gara<span class=\"_ _0\"></span>ntie ontoer<span class=\"_ _0\"></span>eikend zij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y14eb ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om in het volgend<span class=\"_ _1\"></span>e jaar de werkelij<span class=\"_ _1\"></span>ke kosten op te vangen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14ec ff1a5 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10a ws13c\">HERZIENIN<span class=\"ls104 ws134\">GSRISICO</span></span> </span></div>\n<div class=\"t m0 x1d h64 y14ed ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Herzieningsri<span class=\"_ _1\"></span>sico is het<span class=\"_ _1\"></span> risico va<span class=\"_ _1\"></span>n verlies o<span class=\"_ _1\"></span>f nadelige<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x1d h64 y14ee ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e van de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>htingen a<span class=\"_ _0\"></span>ls gevolg v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y14ef ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in het niveau, de on<span class=\"_ _1\"></span>twikkeling of volatil<span class=\"_ _1\"></span>iteit van het</div>\n<div class=\"t m0 x1d h64 y14f0 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herzieningsper<span class=\"_ _1\"></span>centage dat<span class=\"_ _1\"></span> op lijfren<span class=\"_ _1\"></span>tes wordt <span class=\"_ _1\"></span><span class=\"lsed\">toege<span class=\"_ _0\"></span>past als<span class=\"_ _0\"></span> gevolg v<span class=\"_ _0\"></span>an </span></div>\n<div class=\"t m0 x1d h64 y14f1 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in het juridische<span class=\"_ _1\"></span> klimaat of in de gezon<span class=\"_ _1\"></span>dheidstoestand<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y14f2 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de ve<span class=\"_ _0\"></span>rzekerd<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14f3 ff1a5 fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls104 ws134\">CATASTROFERISICO </span> </span></div>\n<div class=\"t m0 x1d h64 y14f4 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Levensc<span class=\"_ _0\"></span>atastr<span class=\"_ _0\"></span>oferisic<span class=\"_ _0\"></span>o komt voo<span class=\"_ _0\"></span>rt uit extrem<span class=\"_ _0\"></span>e of ongere<span class=\"_ _0\"></span>gelde</div>\n<div class=\"t m0 x1d h64 y14f5 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span> die leven<span class=\"_ _1\"></span>sbedreigend z<span class=\"_ _1\"></span>ijn, bijvoo<span class=\"_ _1\"></span>rbeeld nuc<span class=\"_ _1\"></span>lea<span class=\"ls107 ws13e\">ire </span></div>\n<div class=\"t m0 x1d h64 y14f6 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">explosi<span class=\"_ _0\"></span>e, pande<span class=\"_ _0\"></span>mie van e<span class=\"_ _0\"></span>en nieuw<span class=\"_ _0\"></span>e infect<span class=\"_ _0\"></span>ieziekt<span class=\"_ _0\"></span>e, terro<span class=\"_ _0\"></span>risme of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y14f7 ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">natuurrampen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14f8 ff1a5 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">G.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">HET BEHEERSEN VAN VERZEKER<span class=\"_ _1\"></span>INGSRISICO\u2019S LEVE<span class=\"_ _1\"></span>N </span></span></div>\n<div class=\"t m0 x25e h64 y14f9 ff1a5 fs44 fc1d sc0 ls110 ws12b\" style=\"z-index: 15;\">BINNEN<span class=\"_ _0\"></span> DE VERZ<span class=\"_ _0\"></span>EKERIN<span class=\"_ _0\"></span>GSBEDR<span class=\"_ _0\"></span>IJVEN V<span class=\"_ _0\"></span>AN AGEA<span class=\"_ _0\"></span>S <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14fa ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Via interne<span class=\"_ _1\"></span> risicorappor<span class=\"_ _1\"></span>tering per k<span class=\"_ _1\"></span>wartaal worden<span class=\"_ _1\"></span> ve<span class=\"ws113\">rzekering<span class=\"_ _1\"></span>srisico\u2019s </span></div>\n<div class=\"t m0 x1d h64 y14fb ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Leven bew<span class=\"_ _0\"></span>aakt om bete<span class=\"_ _0\"></span>r inzicht t<span class=\"_ _0\"></span>e hebben in hun b<span class=\"_ _0\"></span>lootstel<span class=\"_ _0\"></span>ling aan</div>\n<div class=\"t m0 x1d h64 y14fc ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaalde gebe<span class=\"_ _1\"></span>urtenissen en<span class=\"_ _1\"></span> hun on<span class=\"_ _1\"></span>twikkeling. De<span class=\"_ _1\"></span> meeste</div>\n<div class=\"t m0 x1d h64 y14fd ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsdoc<span class=\"_ _0\"></span>htermaat<span class=\"_ _0\"></span>schapp<span class=\"_ _0\"></span>ijen sta<span class=\"_ _0\"></span>an blootges<span class=\"_ _0\"></span>teld aan</div>\n<div class=\"t m0 x1d h64 y14fe ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelijksoortige<span class=\"_ _1\"></span> gebeurtenisse<span class=\"_ _1\"></span>n zoals <span class=\"_ _1\"></span>(massaal) ver<span class=\"_ _1\"></span>val,<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kosten en </span></span></div>\n<div class=\"t m0 x1d h64 y14ff ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">sterfte/langl<span class=\"_ _1\"></span>even.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 128px; height: 978px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 128px; height: 978px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1a8 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">H.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls104 ws136\">GEVO<span class=\"_ _1\"></span>ELIGHEDEN OP TECHNISCHE VOO<span class=\"_ _1\"></span>RZIENINGEN </span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het voornaa<span class=\"_ _1\"></span>mste hulpmiddel<span class=\"_ _1\"></span> waarover A<span class=\"_ _1\"></span>geas beschi<span class=\"_ _1\"></span>kt om de</div>\n<div class=\"t m0 x2c h64 y8a7 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevoeligheid va<span class=\"_ _1\"></span>n de levensverzek<span class=\"_ _1\"></span>eringsverplic<span class=\"_ _1\"></span>htingen voor</div>\n<div class=\"t m0 x2c h64 y8a8 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e risico's t<span class=\"_ _0\"></span>e bewaken is de d<span class=\"_ _0\"></span>riemaan<span class=\"_ _0\"></span>delijks<span class=\"_ _0\"></span><span class=\"ws111\">e </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicorappor<span class=\"_ _1\"></span>tering, waarin<span class=\"_ _1\"></span> de kapitaalver<span class=\"_ _1\"></span>eisten per<span class=\"_ _1\"></span> subrisico <span class=\"_ _1\"></span>zijn</div>\n<div class=\"t m0 x2c h64 y8aa ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen. Voo<span class=\"_ _1\"></span>r geconsol<span class=\"_ _1\"></span>ideerde ent<span class=\"_ _1\"></span>iteiten die on<span class=\"_ _1\"></span>derworpen <span class=\"_ _1\"></span>zijn aan</div>\n<div class=\"t m0 x2c h64 y8ab ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Solvency<span class=\"_ _0\"></span> II of een gelijk<span class=\"_ _0\"></span>waardi<span class=\"_ _0\"></span>g regime,<span class=\"_ _0\"></span> weerspi<span class=\"_ _0\"></span>egelen<span class=\"_ _0\"></span> deze</div>\n<div class=\"t m0 x2c h64 y8ac ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaalverei<span class=\"_ _1\"></span>sten de impac<span class=\"_ _1\"></span>t op het <span class=\"_ _1\"></span>Eigen vermoge<span class=\"_ _1\"></span>n volgens S<span class=\"ws11e\">ol<span class=\"_ _1\"></span>vency II </span></div>\n<div class=\"t m0 x2c h64 y8ad ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder extrem<span class=\"_ _1\"></span>e stressscenar<span class=\"_ _1\"></span>io's voor <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y8ae ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ondersc<span class=\"_ _0\"></span>hrijvin<span class=\"_ _0\"></span>gsveron<span class=\"_ _0\"></span>derste<span class=\"_ _0\"></span>llingen (<span class=\"_ _0\"></span>bijv. <span class=\"_ _0\"></span>afkooprat<span class=\"_ _0\"></span>io's, st<span class=\"_ _0\"></span>erfteci<span class=\"_ _0\"></span>jfers,</div>\n<div class=\"t m0 x2c h64 y8af ff1a8 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">invalidit<span class=\"_ _0\"></span>eits<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en morbidite<span class=\"_ _1\"></span>itspercentages,<span class=\"_ _1\"></span> kosten, ...) die </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenstemmen<span class=\"_ _1\"></span> met een <span class=\"_ _1\"></span>stressscenario<span class=\"_ _1\"></span> van 1 op<span class=\"_ _1\"></span> 200. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De meeste t<span class=\"_ _0\"></span>echnisch<span class=\"_ _0\"></span>e voorzi<span class=\"_ _0\"></span>eningen Le<span class=\"_ _0\"></span>ven bij Age<span class=\"_ _0\"></span>as houden v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8b3 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met de spa<span class=\"_ _1\"></span>ar<span class=\"ls0 ws0\">- </span>en<span class=\"_ _1\"></span> pensioenac<span class=\"_ _1\"></span>tiviteiten. D<span class=\"_ _1\"></span>aardoor houden<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y8b4 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste o<span class=\"_ _0\"></span>nzekerh<span class=\"_ _0\"></span>eden over de l<span class=\"_ _0\"></span>evensv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngsverp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 y8b5 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas <span class=\"_ _1\"></span>verband met<span class=\"_ _1\"></span> marktrisico<span class=\"_ _1\"></span>'s zoals het n<span class=\"_ _1\"></span>iveau van<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y8b6 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastrentende<span class=\"_ _1\"></span> spreads, h<span class=\"ws11e\">e<span class=\"_ _1\"></span>t rendement op risic<span class=\"_ _1\"></span>oactiva en de </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">termij<span class=\"_ _0\"></span>nstructu<span class=\"_ _0\"></span>ur van rent<span class=\"_ _0\"></span>evoeten,<span class=\"_ _0\"></span> en niet zoze<span class=\"_ _0\"></span>er met</div>\n<div class=\"t m0 x2c h64 y9d7 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e risico's z<span class=\"_ _0\"></span>oals verv<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsf9\">, mortaliteits</span>- <span class=\"lsf9 ws124\">o<span class=\"_ _1\"></span>f </span></span></div>\n<div class=\"t m0 x2c h64 y9d8 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostenr<span class=\"_ _0\"></span>isico's.<span class=\"_ _0\"></span> Voor besch<span class=\"_ _0\"></span>ermings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls107 ws135\">, lijf<span class=\"_ _1\"></span>rente</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">of gezon<span class=\"_ _1\"></span>dheidsproducten </span></span></div>\n<div class=\"t m0 x2c h64 y9d9 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen verz<span class=\"_ _1\"></span>ekeringstechni<span class=\"_ _1\"></span>sche ris<span class=\"lsed\">ico's voor i<span class=\"_ _0\"></span>ndividu<span class=\"_ _0\"></span>ele entit<span class=\"_ _0\"></span>eiten </span></div>\n<div class=\"t m0 x2c h64 y9da ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relatief<span class=\"_ _0\"></span> groter zij<span class=\"_ _0\"></span>n, maar op het<span class=\"_ _0\"></span> niveau van d<span class=\"_ _0\"></span>e Groep zij<span class=\"_ _0\"></span>n dit niet de</div>\n<div class=\"t m0 x2c h64 y9db ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornaamste r<span class=\"_ _1\"></span>isico's.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9dd ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarom rappo<span class=\"_ _1\"></span>rteert Agea<span class=\"_ _1\"></span>s niet regelm<span class=\"_ _1\"></span>atig over<span class=\"_ _1\"></span> kwantitatieve<span class=\"_ _1\"></span> eerste<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9de ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ordegevoelig<span class=\"_ _1\"></span>heden voor de hele G<span class=\"_ _1\"></span>roep. In plaats daa<span class=\"_ _1\"></span>rvan worde<span class=\"lsed ws112\">n die </span></div>\n<div class=\"t m0 x2c h64 y9df ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico's<span class=\"_ _0\"></span> bewaakt in het<span class=\"_ _0\"></span> kader van d<span class=\"_ _0\"></span>e gewone ri<span class=\"_ _0\"></span>sicorap<span class=\"_ _0\"></span>porter<span class=\"_ _0\"></span>ing waarbi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x2c h64 y9e0 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een economis<span class=\"_ _1\"></span>ch uitgangspu<span class=\"_ _1\"></span>nt gehanteerd<span class=\"_ _1\"></span> wordt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc15 ff1aa fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.2.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"ws11d\">Verzekerings<span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s Niet<span class=\"ls0 ws0\">-</span><span class=\"ls103\">leven<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yc16 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verzek<span class=\"_ _0\"></span>eringst<span class=\"_ _0\"></span>echnisch<span class=\"_ _0\"></span>e risico's<span class=\"_ _0\"></span> Niet<span class=\"ls0 ws0\">-</span>leven bes<span class=\"_ _0\"></span>taan voo<span class=\"_ _0\"></span>rnamel<span class=\"_ _0\"></span>ijk uit</div>\n<div class=\"t m0 x2c h64 yc17 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het reserv<span class=\"_ _1\"></span>erisico, prem<span class=\"_ _1\"></span>ierisico, <span class=\"_ _1\"></span>catastroferisico<span class=\"_ _1\"></span> en vervalris<span class=\"_ _1\"></span>ico. Deze</div>\n<div class=\"t m0 x2c h64 yc18 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">paragraaf <span class=\"_ _1\"></span>beschrijft ee<span class=\"_ _1\"></span>rst deze r<span class=\"_ _1\"></span>isico\u2019s (onde<span class=\"_ _1\"></span>r A t<span class=\"_ _1\"></span>/m D). Daarna<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 yc19 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschrev<span class=\"_ _0\"></span>en hoe de docht<span class=\"_ _0\"></span>ermaat<span class=\"_ _0\"></span>schap<span class=\"_ _0\"></span>pijen van A<span class=\"_ _0\"></span>geas deze ris<span class=\"_ _0\"></span>ico\u2019s</div>\n<div class=\"t m0 x2c h64 yc1a ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beheersen (onde<span class=\"_ _1\"></span>r E), in subparagra<span class=\"_ _1\"></span>af F worden de s<span class=\"_ _1\"></span>chaderatio\u2019s</div>\n<div class=\"t m0 x2c h64 ya3d ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">weergeg<span class=\"lsed ws112\">even, onder G de ris<span class=\"_ _0\"></span>icogev<span class=\"_ _0\"></span>oelighe<span class=\"_ _0\"></span>den Niet<span class=\"ls0 ws0\">-</span>lev<span class=\"_ _0\"></span>en en onder H </span></div>\n<div class=\"t m0 x2c h64 ya3e ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn de s<span class=\"_ _0\"></span>chadere<span class=\"_ _0\"></span>serveta<span class=\"_ _0\"></span>bellen t<span class=\"_ _0\"></span>e vinden.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y943 ff1a8 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls104 ws134\">RESERVERISICO </span> </span></div>\n<div class=\"t m0 x2c h64 y944 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Reserv<span class=\"_ _0\"></span>erisico ho<span class=\"_ _0\"></span>udt verba<span class=\"_ _0\"></span>nd met de uits<span class=\"_ _0\"></span>taande cl<span class=\"_ _0\"></span>aims en is het ris<span class=\"_ _0\"></span>ico</div>\n<div class=\"t m0 x2c h64 y945 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van nadelige<span class=\"_ _1\"></span> veranderingen in de<span class=\"_ _1\"></span> waarde van de</div>\n<div class=\"t m0 x2c h64 y946 ff1a8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span><span class=\"ws112\">ingen als<span class=\"_ _0\"></span> gevolg van sc<span class=\"_ _0\"></span>hommeli<span class=\"_ _0\"></span>ngen in het t<span class=\"_ _0\"></span>ijdstip </span></div>\n<div class=\"t m0 x2c h64 y947 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en het bedr<span class=\"_ _0\"></span>ag van de afhan<span class=\"_ _0\"></span>deling e<span class=\"_ _0\"></span>n kosten van sc<span class=\"_ _0\"></span>haden.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya8c ff1a8 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls105 ws135\">PREM<span class=\"_ _1\"></span>IERIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 ya8d ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Premie<span class=\"_ _0\"></span>risico Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">leven is het ris<span class=\"_ _0\"></span>ico dat de pre<span class=\"_ _0\"></span>mie ontoe<span class=\"_ _0\"></span>reikend is om<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya8e ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alle verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen te dekken,<span class=\"_ _0\"></span> inclusi<span class=\"_ _0\"></span>ef schade en <span class=\"ws11d\">k<span class=\"_ _0\"></span>osten als<span class=\"_ _0\"></span> gevolg v<span class=\"_ _0\"></span>an </span></div>\n<div class=\"t m0 x2c h64 ya8f ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de s<span class=\"_ _0\"></span>chadef<span class=\"_ _0\"></span>requent<span class=\"_ _0\"></span>ie, de ernst<span class=\"_ _0\"></span> van de scha<span class=\"_ _0\"></span>declaims,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya90 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het tijdstip van<span class=\"_ _1\"></span> de afhandeling<span class=\"_ _1\"></span> of nadelige verande<span class=\"_ _1\"></span>ringen in de kost<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya91 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya92 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het schaderisi<span class=\"_ _1\"></span>co bij Niet<span class=\"ls0 ws0\">-</span>le<span class=\"_ _1\"></span>ven kan om divers<span class=\"_ _1\"></span>e redenen afwijken<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 ya93 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte uitk<span class=\"_ _0\"></span>omst. In<span class=\"ls0 ws0\"> </span><span class=\"lsef\">een analyse wordt do<span class=\"_ _1\"></span>orgaans ander<span class=\"_ _1\"></span>s omgegaan </span></div>\n<div class=\"t m0 x1d h64 yd9c ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met claims<span class=\"_ _0\"></span> met een lang<span class=\"_ _0\"></span>e of met een<span class=\"_ _0\"></span> korte loopti<span class=\"_ _0\"></span>jd. Zo worde<span class=\"_ _0\"></span>n claims</div>\n<div class=\"t m0 x1d h64 yd9d ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een kort<span class=\"_ _0\"></span>e looptij<span class=\"_ _0\"></span>d (zoals aut<span class=\"_ _0\"></span>oschade e<span class=\"_ _0\"></span>n schade a<span class=\"_ _0\"></span>an goedere<span class=\"_ _0\"></span>n) over</div>\n<div class=\"t m0 x1d h64 yd9e ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het algem<span class=\"_ _0\"></span>een binn<span class=\"_ _0\"></span>en enkele dag<span class=\"_ _0\"></span>en of weke<span class=\"_ _0\"></span>n gemeld en ko<span class=\"_ _0\"></span>rt daarna</div>\n<div class=\"t m0 x1d h64 yd9f ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikk<span class=\"lsed ws11d\">eld. De afw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g van clai<span class=\"_ _0\"></span>ms met e<span class=\"_ _0\"></span>en lange l<span class=\"_ _0\"></span>ooptijd,<span class=\"_ _0\"></span> zoals <span class=\"ls10b ws13d\">b<span class=\"_ _0\"></span>ij </span></span></div>\n<div class=\"t m0 x1d h64 yda0 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lichamelijke <span class=\"_ _1\"></span>letsels of<span class=\"_ _1\"></span> aansprakelij<span class=\"_ _1\"></span>kheid, kan d<span class=\"_ _1\"></span>aarentegen jaren<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x1d h64 yda1 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beslag ne<span class=\"_ _0\"></span>men. Bij cla<span class=\"_ _0\"></span>ims met een l<span class=\"_ _0\"></span>ange loopt<span class=\"_ _0\"></span>ijd is, als gev<span class=\"_ _0\"></span>olg van de</div>\n<div class=\"t m0 x1d h64 yda2 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aard van de sc<span class=\"_ _0\"></span>hade, inf<span class=\"_ _0\"></span>ormatie ov<span class=\"_ _0\"></span>er de gebeu<span class=\"_ _0\"></span>rtenis (b<span class=\"_ _0\"></span><span class=\"lsef ws11d\">ijvoorbeeld o<span class=\"_ _1\"></span>ver </span></div>\n<div class=\"t m0 x1d h64 yda3 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vereis<span class=\"_ _0\"></span>te medisc<span class=\"_ _0\"></span>he behand<span class=\"_ _0\"></span>eling) niet<span class=\"_ _0\"></span> altijd dir<span class=\"_ _0\"></span>ect beschi<span class=\"_ _0\"></span>kbaar.</div>\n<div class=\"t m0 x1d h64 y1501 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast i<span class=\"_ _1\"></span>s schade me<span class=\"_ _1\"></span>t een lange <span class=\"_ _1\"></span>looptijd m<span class=\"_ _1\"></span>oeilijker te<span class=\"_ _1\"></span> analyseren,<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x1d h64 y1502 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hiervoor meer gede<span class=\"_ _1\"></span>tailleerde werk<span class=\"_ _1\"></span>zaamheden vereis<span class=\"_ _1\"></span>t en is de mate van</div>\n<div class=\"t m0 x1d h64 y1503 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onzekerheid gro<span class=\"_ _1\"></span>ter dan bij sch<span class=\"lsed ws11d\">ade met een ko<span class=\"_ _0\"></span>rte loopt<span class=\"_ _0\"></span>ijd. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1504 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1505 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppijen va<span class=\"_ _0\"></span>n Ageas houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de</div>\n<div class=\"t m0 x1d h64 y1506 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ervaringen<span class=\"_ _1\"></span> met vergelijkbare<span class=\"_ _1\"></span> gevallen en histori<span class=\"_ _1\"></span>sche trends, zoa<span class=\"_ _1\"></span>ls het</div>\n<div class=\"t m0 x1d h64 y1507 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorzieningenp<span class=\"_ _1\"></span>atroon, de g<span class=\"_ _1\"></span>roei van de<span class=\"_ _1\"></span> blootstell<span class=\"_ _1\"></span>ing, schadeu<span class=\"_ _1\"></span>itkeringen,</div>\n<div class=\"t m0 x1d h64 y1508 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de omvang v<span class=\"_ _0\"></span>an <span class=\"lsef ws11d\">lopende en<span class=\"_ _1\"></span> nog niet <span class=\"_ _1\"></span>uitgekeerde s<span class=\"_ _1\"></span>chadegevallen<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1d h64 y1509 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evenals ge<span class=\"_ _0\"></span>rechte<span class=\"_ _0\"></span>lijke uits<span class=\"_ _0\"></span>praken e<span class=\"_ _0\"></span>n econom<span class=\"_ _0\"></span>ische omst<span class=\"_ _0\"></span>andighe<span class=\"_ _0\"></span>den.</div>\n<div class=\"t m0 x1d h64 y150a ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de er<span class=\"_ _0\"></span>varing het<span class=\"_ _0\"></span>zij onvo<span class=\"_ _0\"></span>ldoende<span class=\"_ _0\"></span> wordt geac<span class=\"_ _0\"></span>ht of volle<span class=\"_ _0\"></span>dig afwez<span class=\"_ _0\"></span>ig,</div>\n<div class=\"t m0 x1d h64 y150b ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in het licht van<span class=\"_ _1\"></span> de specifieke aard<span class=\"_ _1\"></span> van de schadegebeurte<span class=\"_ _1\"></span>nis</div>\n<div class=\"t m0 x112 h76 y150c ff1a8 fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">5</div>\n<div class=\"t m0 x15f h64 y150d ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws111\">dan </span></div>\n<div class=\"t m0 x1d h64 y150e ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebru<span class=\"ws11d\">ikt Age<span class=\"_ _1\"></span>as betrouwbar<span class=\"_ _1\"></span>e (externe o<span class=\"_ _1\"></span>f overige)<span class=\"_ _1\"></span> bronnen en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y150f ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beoordelingen<span class=\"_ _1\"></span>, rekening hou<span class=\"_ _1\"></span>dend met z<span class=\"_ _1\"></span>ijn risicop<span class=\"_ _1\"></span>ositie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1510 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1511 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Om het clai<span class=\"_ _0\"></span>mrisico t<span class=\"_ _0\"></span>e vermind<span class=\"_ _0\"></span>eren, pass<span class=\"_ _0\"></span>en de</div>\n<div class=\"t m0 x1d h64 y1512 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen van A<span class=\"_ _0\"></span>geas een se<span class=\"_ _0\"></span>lectie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 y1513 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">acceptat<span class=\"_ _0\"></span>iebele<span class=\"_ _0\"></span>id toe. D<span class=\"_ _0\"></span>e prijsst<span class=\"_ _0\"></span>elling <span class=\"_ _0\"></span>wordt pe<span class=\"_ _0\"></span>r klant<span class=\"_ _0\"></span>ensegm<span class=\"_ _0\"></span>ent en per</div>\n<div class=\"t m0 x1d h64 y1514 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">soort ac<span class=\"_ _1\"></span>tiviteit bepaald<span class=\"_ _1\"></span>, waarbij<span class=\"_ _1\"></span> gebruik word<span class=\"_ _1\"></span>t gemaakt <span class=\"_ _1\"></span>van de ken<span class=\"_ _1\"></span>nis of</div>\n<div class=\"t m0 x1d h64 y1515 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>htingen te<span class=\"_ _0\"></span>n aanzien va<span class=\"_ _0\"></span>n de toeko<span class=\"_ _0\"></span>mstige ont<span class=\"_ _0\"></span>wikkel<span class=\"_ _0\"></span>ing van de</div>\n<div class=\"t m0 x1d h64 y1516 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">frequent<span class=\"_ _0\"></span>ie en om<span class=\"_ _0\"></span>vang va<span class=\"_ _0\"></span>n claims<span class=\"_ _0\"></span>. Daarn<span class=\"_ _0\"></span>aast prof<span class=\"_ _0\"></span>iteren <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1517 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen van A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van spreidingseffecte<span class=\"_ _1\"></span>n omdat </span></span></div>\n<div class=\"t m0 x1d h64 y1518 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">levenbedrijven actie<span class=\"_ _1\"></span>f zijn op een groo<span class=\"_ _1\"></span>t aantal verschillende<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y1519 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terreinen <span class=\"_ _1\"></span>en in een g<span class=\"_ _1\"></span>root aantal<span class=\"_ _1\"></span> verschillende<span class=\"_ _1\"></span> regio\u2019s. Aan<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y151a ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gemidd<span class=\"_ _0\"></span>eld aantal<span class=\"_ _0\"></span> claims ver<span class=\"_ _0\"></span>andert dit ni<span class=\"_ _0\"></span>ets, maa<span class=\"_ _0\"></span>r de variati<span class=\"_ _0\"></span>e in de total<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y151b ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">schadeporte<span class=\"_ _1\"></span>feuille<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">neemt<span class=\"_ _1\"></span> hierdoor we<span class=\"_ _1\"></span>l af, en<span class=\"_ _1\"></span> daarmee ook <span class=\"_ _1\"></span>het risico<span class=\"_ _1\"></span>. </span></div>\n<div class=\"t m0 x1d h64 y151c ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o van onverw<span class=\"_ _0\"></span>acht grot<span class=\"_ _0\"></span>e schadecl<span class=\"_ _0\"></span>aims wordt d<span class=\"_ _0\"></span>oor</div>\n<div class=\"t m0 x1d h64 y151d ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polisbeperking<span class=\"_ _1\"></span>en, beheer<span class=\"_ _1\"></span> van het con<span class=\"_ _1\"></span>centratierisi<span class=\"_ _1\"></span>co en</div>\n<div class=\"t m0 x1d h64 y151e ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herverzekeringen<span class=\"_ _1\"></span> ingeperkt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y151f ff1a8 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls104 ws134\">C<span class=\"_ _1\"></span>ATASTROFERISICO</span> </span></div>\n<div class=\"t m0 x1d h64 y1520 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Catastr<span class=\"_ _0\"></span>oferisi<span class=\"_ _0\"></span>co betreft<span class=\"_ _0\"></span> claims in v<span class=\"_ _0\"></span>erband me<span class=\"lsef ws11e\">t rampen, namelijk </span></div>\n<div class=\"t m0 x1d h64 y1521 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">natuurrampen zo<span class=\"_ _1\"></span>als storm, overs<span class=\"_ _1\"></span>tromingen, aardbe<span class=\"_ _1\"></span>vingen, ernstige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1522 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vorst, tsunam<span class=\"_ _1\"></span>i\u2019s en door mensen veroo<span class=\"_ _1\"></span>rzaakte rampen<span class=\"_ _1\"></span> zoals terrorisme<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 y1523 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">explosi<span class=\"_ _0\"></span>es of schad<span class=\"_ _0\"></span>egevall<span class=\"_ _0\"></span>en met doden w<span class=\"_ _0\"></span>aarbij tal v<span class=\"_ _0\"></span>an slachtof<span class=\"_ _0\"></span>fers</div>\n<div class=\"t m0 x1d h64 y1524 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en zijn <span class=\"_ _0\"></span>of die nev<span class=\"_ _0\"></span>eneffe<span class=\"_ _0\"></span>cten<span class=\"ls0 ws0\"> </span><span class=\"lsef\">hebben zoals v<span class=\"_ _1\"></span>ervuiling, st<span class=\"_ _1\"></span>oring in </span></div>\n<div class=\"t m0 x1d h64 y1525 ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsacti<span class=\"_ _1\"></span>viteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1526 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1527 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De vermi<span class=\"_ _0\"></span>nderin<span class=\"_ _0\"></span>g van het c<span class=\"_ _0\"></span>atastrof<span class=\"_ _0\"></span>eris<span class=\"_ _0\"></span>ico vindt<span class=\"_ _0\"></span> plaats v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x1d h64 y1528 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">concentratier<span class=\"_ _1\"></span>isicobeer en <span class=\"_ _1\"></span>herverzekering<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1529 ff1a8 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls105 ws135\">V<span class=\"_ _1\"></span>ERVAL<span class=\"_ _1\"></span>RIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x1d h64 y152a ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervalrisico <span class=\"_ _1\"></span>heeft betre<span class=\"_ _1\"></span>kking op de<span class=\"_ _1\"></span> toekomstige<span class=\"_ _1\"></span> p<span class=\"lsed ws112\">remies i<span class=\"_ _0\"></span>n een </span></div>\n<div class=\"t m0 x1d h64 y152b ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">premiev<span class=\"_ _0\"></span>oorzien<span class=\"_ _0\"></span>ing wa<span class=\"_ _0\"></span>arbij ee<span class=\"_ _0\"></span>n verwacht<span class=\"_ _0\"></span>e winst<span class=\"_ _0\"></span> is voorz<span class=\"_ _0\"></span>ien. Ve<span class=\"_ _0\"></span>rvalrisi<span class=\"_ _0\"></span>co</div>\n<div class=\"t m0 x1d h64 y152c ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is het risic<span class=\"_ _0\"></span>o van meer ve<span class=\"_ _0\"></span>rval dan ver<span class=\"_ _0\"></span>wacht, wa<span class=\"_ _0\"></span>ardoor de wi<span class=\"_ _0\"></span>nst minde<span class=\"_ _0\"></span>r is</div>\n<div class=\"t m0 x1d h64 y152d ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dan verw<span class=\"_ _0\"></span>acht.</div>\n<div class=\"t m0 x2c h64 y152e ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y152f ff1ab fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _1e8\"> </span><span class=\"ff1a8\"> </span></div>\n<div class=\"t m0 x2a h64 y1530 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6e y7d3 ff1aa fs49 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">5 <span class=\"_ _190\"> </span><span class=\"ls135 ws173\">Bijv<span class=\"_ _0\"></span>. ENID (Events<span class=\"_ _0\"></span> not in data<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">-<span class=\"lsfc ws127\">gebeurtenissen.</span> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 97px; height: 1009px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 97px; height: 1009px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1ac fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span></span><span class=\"ws12b\">HET BEHE<span class=\"_ _0\"></span>ERSEN<span class=\"_ _0\"></span> VAN NIET<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">LEVEN</span>-<span class=\"ls10a ws134\">RISICO\u2019S DOOR DE </span></span></span></div>\n<div class=\"t m0 x15d h64 y8a6 ff1ac fs44 fc1d sc0 ls10c ws13b\" style=\"z-index: 15;\">VERZEKER<span class=\"_ _1\"></span>INGSDOCH<span class=\"_ _1\"></span>TERMAATSCH<span class=\"_ _1\"></span>APPIJE<span class=\"ls10a ws13c\">N <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het beheerse<span class=\"_ _1\"></span>n van Niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">r<span class=\"_ _1\"></span>isico\u2019s binnen<span class=\"_ _1\"></span> Ageas volgt de voor el<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1ac fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">Le<span class=\"_ _1\"></span>ven</span>-<span class=\"lsef ws11e\">enti<span class=\"_ _1\"></span>teit geldende instruc<span class=\"_ _1\"></span>ties en richtlij<span class=\"_ _1\"></span>nen op het gebied va<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeren en<span class=\"_ _1\"></span> risico\u2019s nemen.<span class=\"_ _1\"></span> Hieronder vallen reg<span class=\"_ _1\"></span>els voor</div>\n<div class=\"t m0 x2c h64 y8aa ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>acceptat<span class=\"_ _0\"></span>ie, richt<span class=\"_ _0\"></span>lijne<span class=\"_ _0\"></span>n op het ge<span class=\"_ _0\"></span>bied van s<span class=\"_ _0\"></span>c<span class=\"lsef ws113\">hadebeheer, </span></div>\n<div class=\"t m0 x2c h64 y8ab ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>sactivi<span class=\"_ _0\"></span>teiten <span class=\"_ _0\"></span>en manag<span class=\"_ _0\"></span>ement i<span class=\"_ _0\"></span>n het alge<span class=\"_ _0\"></span>meen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op Groepsni<span class=\"_ _1\"></span>veau is in <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t het boven<span class=\"_ _1\"></span>staande een aan<span class=\"_ _1\"></span>tal</div>\n<div class=\"t m0 x2c h64 y8ae ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapportageschema<span class=\"_ _1\"></span>\u2019s, zoals<span class=\"_ _1\"></span> KPI<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">rappo<span class=\"_ _1\"></span>rten en toereikendhe<span class=\"_ _1\"></span>idstoetsen </span></div>\n<div class=\"t m0 x2c h64 y8af ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ingevoerd, zowel<span class=\"_ _1\"></span> voor schade<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span>en premiere<span class=\"_ _1\"></span>serves. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b1 ff1ac fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Daarn<span class=\"ws11d\">aast i<span class=\"_ _1\"></span>s een intern<span class=\"_ _1\"></span> model ont<span class=\"_ _1\"></span>wikkeld om he<span class=\"_ _1\"></span>t verzekerin<span class=\"_ _1\"></span>gstechnisch </span></div>\n<div class=\"t m0 x2c h64 y8b2 ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">leven vo<span class=\"_ _0\"></span>or de entiteit<span class=\"_ _0\"></span>en en de groe<span class=\"_ _0\"></span>p beter te behe<span class=\"_ _0\"></span>ren. Het </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">model word<span class=\"_ _1\"></span>t gebruikt om<span class=\"_ _1\"></span> de optim<span class=\"_ _1\"></span>ale herverzekerin<span class=\"_ _1\"></span>gsprogramma's<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x2c h64 y8b4 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vinden en zo de Nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">leven</span>-<span class=\"lsed ws11d\">risico'<span class=\"_ _0\"></span>s van de <span class=\"_ _0\"></span>entitei<span class=\"_ _0\"></span>ten <span class=\"ws112\">te bep<span class=\"_ _0\"></span>erken, m<span class=\"_ _0\"></span>aar </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b5 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ook om risic<span class=\"_ _0\"></span>oconcent<span class=\"_ _0\"></span>ratie bi<span class=\"_ _0\"></span>nnen de Gro<span class=\"_ _0\"></span>ep te vermi<span class=\"_ _0\"></span>jden.</div>\n<div class=\"t m0 x2c h64 y8b6 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Weergerelateerde<span class=\"_ _1\"></span> schadeclaim<span class=\"_ _1\"></span>s zijn een<span class=\"_ _1\"></span> goed voorbee<span class=\"_ _1\"></span>ld van</div>\n<div class=\"t m0 x2c h64 y8b7 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">concentratier<span class=\"_ _1\"></span>isico's voo<span class=\"_ _1\"></span>r de Groep.<span class=\"_ _1\"></span> Klimaatverande<span class=\"_ _1\"></span>ring verdi<span class=\"_ _1\"></span>ent in dit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9d7 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verband bijzond<span class=\"_ _1\"></span>ere aandacht. Voor<span class=\"_ _1\"></span> de modellen betre<span class=\"_ _1\"></span>ff<span class=\"ws113\">ende </span></div>\n<div class=\"t m0 x2c h64 y9d8 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">natuurverschi<span class=\"_ _1\"></span>jnselen worden extern<span class=\"_ _1\"></span>e modellen<span class=\"_ _1\"></span> gebruikt. Ageas</div>\n<div class=\"t m0 x1d h64 y1531 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarborgt een perm<span class=\"_ _1\"></span>anente opvolging v<span class=\"_ _1\"></span>an de implicatie<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 y1532 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing op de<span class=\"_ _1\"></span>ze modellen e<span class=\"_ _1\"></span>n er vind<span class=\"_ _1\"></span>t een permane<span class=\"_ _1\"></span>nte</div>\n<div class=\"t m0 x1d h64 y1533 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dialoo<span class=\"_ _0\"></span>g plaats met de a<span class=\"_ _0\"></span>anbiede<span class=\"_ _0\"></span>rs van deze m<span class=\"_ _0\"></span>odellen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8bc ff1ac fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls10c ws13b\">SCHADERAT<span class=\"_ _1\"></span>IO\u2019S</span> </span></div>\n<div class=\"t m0 x1d h64 y8bd ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">S<span class=\"lsef ws11d\">chadera<span class=\"_ _1\"></span>tio is een m<span class=\"_ _1\"></span>aatstaf die<span class=\"_ _1\"></span> wordt gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> geschiktheid <span class=\"_ _1\"></span>te </span></div>\n<div class=\"t m0 x1d h64 y8be ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beoordelen van<span class=\"_ _1\"></span> het gedeelte van de<span class=\"_ _1\"></span> premies dat wordt ge<span class=\"_ _1\"></span>hanteerd om</div>\n<div class=\"t m0 x1d h64 y8bf ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schadec<span class=\"_ _0\"></span>laims te d<span class=\"_ _0\"></span>ekken. Sc<span class=\"_ _0\"></span>haderat<span class=\"_ _0\"></span>io wordt ge<span class=\"_ _0\"></span>definie<span class=\"_ _0\"></span>erd als de tota<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 y8c0 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(geschatte) kos<span class=\"_ _1\"></span>ten van schade als<span class=\"_ _1\"></span> percentage van de<span class=\"_ _1\"></span> <span class=\"ws113\">verdiende </span></div>\n<div class=\"t m0 x1d h64 y8c1 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">premies.<span class=\"_ _0\"></span> Combin<span class=\"_ _0\"></span>ed ratio is de s<span class=\"_ _0\"></span>om van schad<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">- </span>en lastenrat<span class=\"_ _0\"></span>io (incl<span class=\"_ _0\"></span>usief</div>\n<div class=\"t m0 x1d h64 y8c2 ff1ac fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">commissies).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8c3 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c4 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Over het a<span class=\"_ _1\"></span>lgemeen genomen<span class=\"_ _1\"></span> mag een <span class=\"_ _1\"></span>combined ra<span class=\"_ _1\"></span>tio onder d<span class=\"_ _1\"></span>e 100</div>\n<div class=\"t m0 x1d h64 y8c5 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">procent<span class=\"_ _0\"></span> worden verw<span class=\"_ _0\"></span>acht met e<span class=\"_ _0\"></span>en doelste<span class=\"_ _0\"></span>lling van mi<span class=\"_ _0\"></span>nder da<span class=\"_ _0\"></span>n 96%.</div>\n<div class=\"t m0 x1d h64 y8c6 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Vanwege de intrin<span class=\"_ _1\"></span>sieke veranderl<span class=\"_ _1\"></span>i<span class=\"ws11d\">jkheid van h<span class=\"_ _1\"></span>et schadeclai<span class=\"_ _1\"></span>mproces </span></div>\n<div class=\"t m0 x1d h64 y8c7 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en/of ond<span class=\"_ _0\"></span>oelmati<span class=\"_ _0\"></span>ge premies<span class=\"_ _0\"></span>, kan de com<span class=\"_ _0\"></span>bined rat<span class=\"_ _0\"></span>io soms bov<span class=\"_ _0\"></span>en de 100</div>\n<div class=\"t m0 x1d h64 y8c8 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">procent<span class=\"_ _0\"></span> bedrage<span class=\"_ _0\"></span>n. Deze sit<span class=\"_ _0\"></span>uatie wordt<span class=\"_ _0\"></span> aangepakt<span class=\"_ _0\"></span> door midd<span class=\"_ _0\"></span>el van het</div>\n<div class=\"t m0 x1d h64 y8c9 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beheersen van Ni<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">leven risic<span class=\"_ _0\"></span>o\u2019s (zie punt<span class=\"_ _0\"></span> E hierbove<span class=\"_ _0\"></span>n). <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1534 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1535 ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De combi<span class=\"_ _0\"></span>ned rati<span class=\"_ _0\"></span>o en de sc<span class=\"_ _0\"></span>hader<span class=\"_ _0\"></span>atio zijn t<span class=\"_ _0\"></span>e raadp<span class=\"_ _0\"></span>legen in t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing 8</div>\n<div class=\"t m0 x1d h64 y1536 ff1ac fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Segmentrapport<span class=\"_ _1\"></span>ering.</div>\n<div class=\"t m0 x2c h64 y1537 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1538 ff1ac fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">G.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls104 ws136\">GEVOELIGHEDEN OP TECHNISCHE VOORZIENINGEN</span> </span></div>\n<div class=\"t m0 x2c h64 y1539 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De in de onde<span class=\"_ _0\"></span>rstaande t<span class=\"_ _0\"></span>abel geto<span class=\"_ _0\"></span>onde Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">leven risicogevoelighe<span class=\"_ _1\"></span>den gaan u<span class=\"_ _1\"></span>it van het<span class=\"_ _1\"></span> ef<span class=\"ws11e\">fect op he<span class=\"_ _1\"></span>t resultaat voor bel<span class=\"_ _1\"></span>asting, rekening<span class=\"_ _1\"></span> houdend met een </span></span></span></div>\n<div class=\"t m0 x2c h64 y153a ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afname van de koste<span class=\"_ _1\"></span>n zoals inbegrepe<span class=\"_ _1\"></span>n in de Geconsolideerd<span class=\"_ _1\"></span>e resultatenre<span class=\"_ _1\"></span>kening met 10% en een<span class=\"_ _1\"></span> toename van schadela<span class=\"_ _1\"></span>sten zoals <span class=\"ws11d\">inbegrepe<span class=\"_ _1\"></span>n in de </span></div>\n<div class=\"t m0 x2c h64 y153b ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning met 5%.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1ac fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Gevoeligheden Niet<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">leve<span class=\"_ _1\"></span>n</span> </span></div>\n<div class=\"t m0 x43 h67 y68f ff1ac fs46 fc1d sc0 lsf1 ws118\" style=\"left: 551px; bottom: 655px; z-index: 15;\">Effect op resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6c4 ff1ac fs46 fc1d sc0 lsf1 ws115\" style=\"left: 552px; bottom: 641px; z-index: 15;\">voor belasting per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y680 ff1ac fs46 fc1d sc0 lsf1 ws115\" style=\"left: 550px; bottom: 626px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff1ac fs46 fc1d sc0 lsf1 ws118\" style=\"left: 723px; bottom: 655px; z-index: 15;\">Effect op resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6c4 ff1ac fs46 fc1d sc0 lsf1 ws115\" style=\"left: 724px; bottom: 641px; z-index: 15;\">voor belasting per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y680 ff1ac fs46 fc1d sc0 lsf1 ws115\" style=\"left: 722px; bottom: 626px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y153c ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ac fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 655px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1ac fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 610px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff1ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 610px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff1ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 610px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff1ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 595px; z-index: 15;\">Lasten (10%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6be ff1ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 595px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6be ff1ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 595px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 580px; z-index: 15;\">Schadelasten 5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff1ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 580px; z-index: 15;\">(132)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff1ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 580px; z-index: 15;\">(126)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1543 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1544 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1545 ff1ac fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">H.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">S<span class=\"_ _1\"></span>CHADERESERVETABELLEN</span> </span></div>\n<div class=\"t m0 x2c h64 y1546 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De reserv<span class=\"_ _0\"></span>es die in de bal<span class=\"_ _0\"></span>ans zijn ver<span class=\"_ _0\"></span>antwo<span class=\"_ _0\"></span>ord voor scha<span class=\"_ _0\"></span>declaims<span class=\"_ _0\"></span> en de</div>\n<div class=\"t m0 x2c h64 y1547 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kosten van<span class=\"_ _1\"></span> schadeclaims <span class=\"_ _1\"></span>worden naar <span class=\"_ _1\"></span>schadejaar <span class=\"_ _1\"></span>door de a<span class=\"_ _1\"></span>ctuarissen</div>\n<div class=\"t m0 x2c h64 y1548 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en de af<span class=\"_ _1\"></span>deling schadebe<span class=\"_ _1\"></span>heer geanalysee<span class=\"_ _1\"></span>rd. Uitker<span class=\"_ _1\"></span>ingen en re<span class=\"_ _1\"></span>serves</div>\n<div class=\"t m0 x2c h64 y1549 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden daaro<span class=\"_ _1\"></span>m in een <span class=\"_ _1\"></span>tabel met <span class=\"_ _1\"></span>twee tijdsperi<span class=\"_ _1\"></span>odes weergege<span class=\"_ _1\"></span>ven:</div>\n<div class=\"t m0 x2c h64 y154a ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schadej<span class=\"_ _0\"></span>aar (jaar va<span class=\"_ _0\"></span>n de schade,<span class=\"_ _0\"></span> in de kolomme<span class=\"_ _0\"></span>n) en kalend<span class=\"_ _0\"></span>erjaar</div>\n<div class=\"t m0 x2c h64 y154b ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(ontwik<span class=\"_ _0\"></span>kelings<span class=\"_ _0\"></span>jaar, op de re<span class=\"_ _0\"></span>gels). D<span class=\"_ _0\"></span>eze zogen<span class=\"_ _0\"></span>oemde uitf<span class=\"_ _0\"></span>aseren<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y154c ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">drieho<span class=\"_ _0\"></span>ek laat zi<span class=\"_ _0\"></span>en hoe de s<span class=\"_ _0\"></span>chade<span class=\"_ _0\"></span>reserve zi<span class=\"_ _0\"></span>ch in de t<span class=\"_ _0\"></span>ijd ont<span class=\"_ _0\"></span>wikkelt<span class=\"_ _0\"></span> als</div>\n<div class=\"t m0 x2c h64 y154d ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevolg van gedane b<span class=\"_ _1\"></span>etalingen en nie<span class=\"_ _1\"></span>uwe schattingen<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y154e ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uiteindelijk<span class=\"_ _1\"></span>e schade per<span class=\"_ _1\"></span> de betre<span class=\"_ _1\"></span>ffende balan<span class=\"_ _1\"></span>sdatum.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y154f ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1550 ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Alle sc<span class=\"_ _0\"></span>hadeclai<span class=\"_ _0\"></span>ms zijn <span class=\"_ _0\"></span>het gevol<span class=\"_ _0\"></span>g van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>sten</div>\n<div class=\"t m0 x1d h64 y1551 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals gedef<span class=\"_ _0\"></span>inieer<span class=\"_ _0\"></span>d onder IFR<span class=\"_ _0\"></span>S, inclus<span class=\"_ _0\"></span>ief alle sc<span class=\"_ _0\"></span>hadeove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>sten</div>\n<div class=\"t m0 x1d h64 y1552 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarvan d<span class=\"_ _0\"></span>e reserves<span class=\"_ _0\"></span> in driehoek<span class=\"_ _0\"></span>sforma<span class=\"_ _0\"></span><span class=\"lsef ws11e\">at kunnen worden<span class=\"_ _1\"></span> verantwoord. </span></div>\n<div class=\"t m0 x1d h64 y1553 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De genoem<span class=\"_ _0\"></span>de belang<span class=\"_ _0\"></span>rijkste c<span class=\"_ _0\"></span>ijfers zi<span class=\"_ _0\"></span>jn niet cont<span class=\"_ _0\"></span>ant gemaakt<span class=\"_ _0\"></span>. De contant<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1554 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemaakte sch<span class=\"_ _1\"></span>adereserve en e<span class=\"_ _1\"></span>en aantal<span class=\"_ _1\"></span> andere verpl<span class=\"_ _1\"></span>ichtingen (b<span class=\"_ _1\"></span>ijv.</div>\n<div class=\"t m0 x1d h64 y1555 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">permanente ar<span class=\"_ _1\"></span>beidsongeschi<span class=\"_ _1\"></span>ktheid of l<span class=\"_ _1\"></span>ijfrentes ui<span class=\"_ _1\"></span>t zorg<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 y1556 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongeval<span class=\"_ _0\"></span>lenverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen of s<span class=\"lsef ws11d\">chadeverzekeringen <span class=\"_ _1\"></span>voor auto's)<span class=\"_ _1\"></span> zijn </span></div>\n<div class=\"t m0 x1d h64 y1557 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen in<span class=\"_ _1\"></span> de reconcil<span class=\"_ _1\"></span>iatieregels.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1558 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1559 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle bedragen<span class=\"_ _1\"></span> in de tabel worden bere<span class=\"_ _1\"></span>kend tegen de van toepa<span class=\"_ _1\"></span>ssing</div>\n<div class=\"t m0 x1d h64 y155a ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijnde wi<span class=\"_ _0\"></span>sselkoe<span class=\"_ _0\"></span>rs per jaar<span class=\"_ _0\"></span>einde 202<span class=\"ls0 ws0\">2<span class=\"lsf9 ws124\">. </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 365px; height: 741px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 365px; height: 741px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1af fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws113\">schadereser<span class=\"_ _1\"></span>ve<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">ontwikkel<span class=\"_ _0\"></span>ingstab<span class=\"_ _0\"></span>el per scha<span class=\"_ _0\"></span>dejaar is a<span class=\"_ _0\"></span>ls volgt.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Schadejaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 366px; bottom: 1050px; z-index: 15;\">2013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 412px; bottom: 1050px; z-index: 15;\">2014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 457px; bottom: 1050px; z-index: 15;\">2015<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">2016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 548px; bottom: 1050px; z-index: 15;\">2017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 1050px; z-index: 15;\">2018<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 640px; bottom: 1050px; z-index: 15;\">2019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 685px; bottom: 1050px; z-index: 15;\">2020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 731px; bottom: 1050px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Betalingen op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">N</div>\n<div class=\"t m0 x1f8 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1005px; z-index: 15;\">969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1005px; z-index: 15;\">1.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 462px; bottom: 1005px; z-index: 15;\">954<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 1005px; z-index: 15;\">1.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1005px; z-index: 15;\">1.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 1005px; z-index: 15;\">1.084<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1005px; z-index: 15;\">1.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 1005px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 1005px; z-index: 15;\">1.253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1005px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 990px; z-index: 15;\">N + 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 990px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 990px; z-index: 15;\">472<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 462px; bottom: 990px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 990px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 553px; bottom: 990px; z-index: 15;\">475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 990px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 990px; z-index: 15;\">447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 990px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 990px; z-index: 15;\">562<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 975px; z-index: 15;\">N + 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 975px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 462px; bottom: 975px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 975px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 553px; bottom: 975px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 975px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 975px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 975px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 960px; z-index: 15;\">N + 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 960px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 960px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 466px; bottom: 960px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 960px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 960px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 960px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 649px; bottom: 960px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 945px; z-index: 15;\">N + 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 945px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 466px; bottom: 945px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 945px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 945px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 945px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 931px; z-index: 15;\">N + 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 931px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 931px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 466px; bottom: 931px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 931px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 931px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 916px; z-index: 15;\">N + 6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 916px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 916px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 466px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 916px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 901px; z-index: 15;\">N + 7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 901px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 901px; z-index: 15;\">4</div>\n<div class=\"t m0 x174 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 472px; bottom: 901px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 886px; z-index: 15;\">N + 8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 381px; bottom: 886px; z-index: 15;\">8</div>\n<div class=\"t m0 x157 h67 y683 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 886px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 871px; z-index: 15;\">N + 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 381px; bottom: 871px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1f sc0 lsf1 ws118\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Schadekosten: (Cumulatieve betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 386px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 432px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 477px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 522px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 568px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 614px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 660px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 705px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 751px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">+ uitstaande claims reserve)</span> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\">N</div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 812px; z-index: 15;\">2.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 812px; z-index: 15;\">2.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 812px; z-index: 15;\">1.966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 812px; z-index: 15;\">2.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 812px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 812px; z-index: 15;\">2.121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 812px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 812px; z-index: 15;\">1.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 812px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 812px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 797px; z-index: 15;\">N + 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 797px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 797px; z-index: 15;\">2.054<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 797px; z-index: 15;\">1.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 797px; z-index: 15;\">2.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 797px; z-index: 15;\">2.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 797px; z-index: 15;\">2.166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 797px; z-index: 15;\">2.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 797px; z-index: 15;\">1.936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 797px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 782px; z-index: 15;\">N + 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 782px; z-index: 15;\">1.896<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 782px; z-index: 15;\">2.061<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 782px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 782px; z-index: 15;\">2.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 782px; z-index: 15;\">2.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 782px; z-index: 15;\">2.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 782px; z-index: 15;\">2.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 782px; z-index: 15;\">1.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 767px; z-index: 15;\">N + 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 767px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 767px; z-index: 15;\">2.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 767px; z-index: 15;\">1.948<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 767px; z-index: 15;\">2.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 767px; z-index: 15;\">2.048<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 767px; z-index: 15;\">2.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 767px; z-index: 15;\">2.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 752px; z-index: 15;\">N + 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 752px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 752px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 752px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 752px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 752px; z-index: 15;\">2.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 752px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 738px; z-index: 15;\">N + 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 738px; z-index: 15;\">1.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 738px; z-index: 15;\">1.997<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 738px; z-index: 15;\">1.906<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 738px; z-index: 15;\">2.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 738px; z-index: 15;\">1.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 723px; z-index: 15;\">N + 6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 723px; z-index: 15;\">1.874<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 723px; z-index: 15;\">1.988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 723px; z-index: 15;\">1.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 723px; z-index: 15;\">2.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 708px; z-index: 15;\">N + 7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 708px; z-index: 15;\">1.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 708px; z-index: 15;\">1.963<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 708px; z-index: 15;\">1.893<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 693px; z-index: 15;\">N + 8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 693px; z-index: 15;\">1.861<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 693px; z-index: 15;\">1.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 678px; z-index: 15;\">N + 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 678px; z-index: 15;\">1.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Uiteindelijk verlies, geschat op de<span class=\"_ _0\"></span> initi\u00eble datum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 363px; bottom: 648px; z-index: 15;\">2.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 648px; z-index: 15;\">2.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 454px; bottom: 648px; z-index: 15;\">1.966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 648px; z-index: 15;\">2.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 648px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 591px; bottom: 648px; z-index: 15;\">2.121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 648px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 682px; bottom: 648px; z-index: 15;\">1.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 648px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Uiteindelijk verlies, geschat in voorgaand jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 363px; bottom: 634px; z-index: 15;\">1.861<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 634px; z-index: 15;\">1.963<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 454px; bottom: 634px; z-index: 15;\">1.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 634px; z-index: 15;\">2.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 634px; z-index: 15;\">2.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 591px; bottom: 634px; z-index: 15;\">2.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 634px; z-index: 15;\">2.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 682px; bottom: 634px; z-index: 15;\">1.936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 634px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Uiteindelijk verlies, geschat in hui<span class=\"_ _0\"></span>dig jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 363px; bottom: 619px; z-index: 15;\">1.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 619px; z-index: 15;\">1.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 454px; bottom: 619px; z-index: 15;\">1.893<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 619px; z-index: 15;\">2.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 619px; z-index: 15;\">1.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 591px; bottom: 619px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 619px; z-index: 15;\">2.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 682px; bottom: 619px; z-index: 15;\">1.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 619px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 619px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Surplus (tekort) huidig <span class=\"_ _0\"></span>jaar ten opzichte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 588px; z-index: 15;\">188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 417px; bottom: 588px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 466px; bottom: 588px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 588px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 588px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 588px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 588px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 694px; bottom: 588px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 734px; bottom: 588px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">van initieel schadejaar</span> </div>\n<div class=\"t m0 x162 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Surplus (tekort) huidig <span class=\"_ _0\"></span>jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">ten opzichte van vorig jaar</span> </div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 375px; bottom: 559px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 417px; bottom: 559px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 466px; bottom: 559px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 511px; bottom: 559px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 557px; bottom: 559px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 559px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 559px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 694px; bottom: 559px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 734px; bottom: 559px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Uitstaande claims reserve vo<span class=\"_ _0\"></span>or 2013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 528px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Uitstaande claims reserve va<span class=\"_ _0\"></span>n 2013 tot 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 513px; z-index: 15;\">3.311<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">(niet in tabel)</span> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 484px; z-index: 15;\">2.295<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Claims ongevallenverzekeringen en gezondh<span class=\"_ _0\"></span>eidszorg<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 469px; z-index: 15;\">1.698<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span><span class=\"ws115\">schadereserves in de balans<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y685 ff1b1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h69 y685 ff1b1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 454px; z-index: 15;\">7.827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y157d ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y157e ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y157f ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De schadereserve<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">ontwikkel<span class=\"_ _0\"></span>ingsta<span class=\"_ _0\"></span>bel per scha<span class=\"_ _0\"></span>dejaar (z<span class=\"_ _0\"></span>ie hierbove<span class=\"_ _0\"></span>n) </span></span></div>\n<div class=\"t m0 x2c h64 y1580 ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">laat de ontwik<span class=\"_ _1\"></span>keling zien van <span class=\"lsed ws112\">de uiteindeli<span class=\"_ _0\"></span>jke total<span class=\"_ _0\"></span>e schade (in g<span class=\"_ _0\"></span>edane </span></div>\n<div class=\"t m0 x2c h64 y1581 ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betalingen en ui<span class=\"_ _1\"></span>tstaande schader<span class=\"_ _1\"></span>eserves) voor<span class=\"_ _1\"></span> elk schadejaar (zoal<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y1582 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangegev<span class=\"_ _0\"></span>en in de kol<span class=\"_ _0\"></span>om), per ont<span class=\"_ _0\"></span>wikkeli<span class=\"_ _0\"></span>ngsjaar (z<span class=\"_ _0\"></span>oals aan<span class=\"_ _0\"></span>gegeve<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x2c h64 y1583 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de regel<span class=\"_ _0\"></span>) vanaf het jaa<span class=\"_ _0\"></span>r van het optr<span class=\"_ _0\"></span>eden van de sc<span class=\"_ _0\"></span>hade tot en m<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y1584 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekjaa<span class=\"_ _0\"></span>r 20<span class=\"ls0 ws0\">22. </span></div>\n<div class=\"t m0 x2c h64 y1585 ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1586 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de drieho<span class=\"_ _0\"></span>ek \u2018Betal<span class=\"_ _0\"></span>ingen\u2018 is he<span class=\"_ _0\"></span>t total<span class=\"_ _0\"></span>e bedrag aan sch<span class=\"_ _0\"></span>adebet<span class=\"_ _0\"></span>alingen</div>\n<div class=\"t m0 x2c h64 y1587 ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">weergegeven,<span class=\"_ _1\"></span> verminderd met terugvor<span class=\"_ _1\"></span>deringen, ex<span class=\"_ _1\"></span>clusief</div>\n<div class=\"t m0 x2c h64 y1588 ff1af fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1589 ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y158a ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De tweede driehoek,<span class=\"_ _1\"></span> \u2018Schadekosten\u2019<span class=\"_ _1\"></span>, geeft de som van de cu<span class=\"_ _1\"></span>mulatieve</div>\n<div class=\"t m0 x2c h64 y158b ff1af fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betalingen en<span class=\"_ _1\"></span> de uits<span class=\"_ _1\"></span>taande claim<span class=\"_ _1\"></span>sreserv<span class=\"lsed ws112\">e inclusief I<span class=\"_ _0\"></span>BN(E)R vo<span class=\"_ _0\"></span>or elk </span></div>\n<div class=\"t m0 x2c h64 y158c ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schadej<span class=\"_ _0\"></span>aar weer.<span class=\"_ _0\"></span> Dit is voor aft<span class=\"_ _0\"></span>rek van herv<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ring. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y158d ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y158e ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De regels \u2018U<span class=\"_ _0\"></span>iteind<span class=\"_ _0\"></span>elijk verl<span class=\"_ _0\"></span>ies\u2019, gesc<span class=\"_ _0\"></span>hat per de dat<span class=\"_ _0\"></span>um dat de scha<span class=\"_ _0\"></span>de voor</div>\n<div class=\"t m0 x1d h64 y158f ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het eerst opt<span class=\"_ _0\"></span>rad, per h<span class=\"_ _0\"></span>et vorige bo<span class=\"_ _0\"></span>ekjaar e<span class=\"_ _0\"></span>n het huidig<span class=\"_ _0\"></span>e boekjaar</div>\n<div class=\"t m0 x1d h64 y1590 ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">weerspiegelt he<span class=\"_ _1\"></span>t feit dat <span class=\"lsed ws11d\">de schatti<span class=\"_ _0\"></span>ng fluct<span class=\"_ _0\"></span>ueert m<span class=\"_ _0\"></span>et de kenn<span class=\"_ _0\"></span>is en </span></div>\n<div class=\"t m0 x1d h64 y1591 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie die ove<span class=\"_ _0\"></span>r de schadec<span class=\"_ _0\"></span>laim is verg<span class=\"_ _0\"></span>aard. Hoe l<span class=\"_ _0\"></span>anger de</div>\n<div class=\"t m0 x1d h64 y1592 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsp<span class=\"_ _0\"></span>eriode va<span class=\"_ _0\"></span>n de claims<span class=\"_ _0\"></span>, hoe nauwk<span class=\"_ _0\"></span>eurige<span class=\"_ _0\"></span>r de inschatt<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 y1593 ff1af fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het ui<span class=\"_ _0\"></span>teind<span class=\"_ _0\"></span>elijke v<span class=\"_ _0\"></span>erlies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1594 ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1595 ff1af fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>bij \u2018Totaal<span class=\"_ _1\"></span> schadeverpli<span class=\"_ _1\"></span>chting in de<span class=\"_ _1\"></span> balans\u2019 wo<span class=\"_ _1\"></span>rdt verder</div>\n<div class=\"t m0 x1d h64 y1596 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegelic<span class=\"_ _0\"></span>ht in secti<span class=\"_ _0\"></span>e 19.4 Verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen inzak<span class=\"_ _0\"></span>e verzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y1597 ff1af fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">leven.</span> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 191px; height: 915px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 191px; height: 915px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff1b5 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.2.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Gezondheids<span class=\"_ _0\"></span>risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>technisc<span class=\"_ _0\"></span>h risico Gez<span class=\"_ _0\"></span>ondhei<span class=\"_ _0\"></span>d geeft het ris<span class=\"_ _0\"></span>ico weer d<span class=\"lsf9 ws124\">at </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontstaat<span class=\"_ _0\"></span> uit de verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en van de gezon<span class=\"_ _0\"></span>dheidsv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingen. Of<span class=\"_ _0\"></span> dat</div>\n<div class=\"t m0 x2c h64 y8a8 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nu gebeurt<span class=\"_ _0\"></span> op een gelij<span class=\"_ _0\"></span>kaardig<span class=\"_ _0\"></span>e techn<span class=\"_ _0\"></span>ische basis<span class=\"_ _0\"></span> als die van de</div>\n<div class=\"t m0 x2c h64 y8a9 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ing of niet, v<span class=\"_ _0\"></span>oortvloe<span class=\"_ _0\"></span>iend uit z<span class=\"_ _0\"></span>owel de gedek<span class=\"_ _0\"></span>te gevare<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de process<span class=\"_ _0\"></span>en die word<span class=\"_ _0\"></span>en gebru<span class=\"_ _0\"></span>ikt in de bedr<span class=\"_ _0\"></span>ij<span class=\"lsef ws113\">fsvoering. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderdele<span class=\"_ _1\"></span>n van gezondh<span class=\"_ _1\"></span>eidsverzeker<span class=\"_ _1\"></span>ingsrisico <span class=\"_ _1\"></span>moeten worden</div>\n<div class=\"t m0 x2c h64 y8ad ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgespl<span class=\"_ _0\"></span>itst af<span class=\"_ _0\"></span>hankelij<span class=\"_ _0\"></span>k van het t<span class=\"_ _0\"></span>ype ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen: in<span class=\"_ _0\"></span>dien ge<span class=\"_ _0\"></span>lijkaar<span class=\"_ _0\"></span>dig</div>\n<div class=\"t m0 x2c h64 y8ae ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan leven<span class=\"_ _1\"></span>srisico of g<span class=\"_ _1\"></span>emodelleerd op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> gelijkaardige<span class=\"_ _1\"></span> technieken</div>\n<div class=\"t m0 x2c h64 y8af ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als die voor le<span class=\"_ _1\"></span>vensverplichtingen<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">\u2013 w<span class=\"_ _1\"></span><span class=\"lsed ws11d\">e verwijz<span class=\"_ _0\"></span>en naar<span class=\"_ _0\"></span> sectie <span class=\"_ _0\"></span>4.7.2.1 </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Levensverzeker<span class=\"_ _1\"></span>ingsrisico\u2019s. Vo<span class=\"_ _1\"></span>or verpli<span class=\"_ _1\"></span>chtingen ge<span class=\"_ _1\"></span>lijkaardig aan<span class=\"_ _1\"></span> Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8b1 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leven verplich<span class=\"_ _1\"></span>tingen of gemodelle<span class=\"_ _1\"></span>erd op een gelijka<span class=\"_ _1\"></span>ardige manier,</div>\n<div class=\"t m0 x2c h64 y8b2 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwijz<span class=\"_ _0\"></span>en we naar sect<span class=\"_ _0\"></span>ie 4.7.2.<span class=\"_ _0\"></span>2 Verzek<span class=\"_ _0\"></span>eringsr<span class=\"_ _0\"></span>isico\u2019s Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span><span class=\"ws111\">leven.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y92c ff1b3 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Operationeel<span class=\"_ _1\"></span> ris<span class=\"ls103 ws11d\">ico</span></span> </span></div>\n<div class=\"t m0 x2c h64 y92d ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Operati<span class=\"_ _0\"></span>onele ris<span class=\"_ _0\"></span>ico's wor<span class=\"_ _0\"></span>den gedef<span class=\"_ _0\"></span>inieerd als<span class=\"_ _0\"></span> de risico\u2019<span class=\"_ _0\"></span>s van verli<span class=\"_ _0\"></span>es als</div>\n<div class=\"t m0 x2c h64 y92e ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevolg van ontoerei<span class=\"_ _1\"></span>kende of falende<span class=\"_ _1\"></span> interne proces<span class=\"_ _1\"></span>sen, medewerkers,</div>\n<div class=\"t m0 x2c h64 y92f ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">system<span class=\"_ _0\"></span>en of extern<span class=\"_ _0\"></span>e gebeurte<span class=\"_ _0\"></span>nissen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y991 ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y992 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas bescho<span class=\"_ _1\"></span>uwt het ope<span class=\"_ _1\"></span>rationeel risi<span class=\"_ _1\"></span>co als een<span class=\"_ _1\"></span> overkoepelend<span class=\"_ _1\"></span> risico</div>\n<div class=\"t m0 x2c h64 y993 ff1b3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dat<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">een aantal <span class=\"_ _1\"></span>subrisico's om<span class=\"_ _1\"></span>vat: arbeid<span class=\"_ _1\"></span>spraktijken en<span class=\"_ _1\"></span> veiligheid<span class=\"_ _1\"></span> op de </span></span></div>\n<div class=\"t m0 x2c h64 y994 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">werkvl<span class=\"_ _0\"></span>oer, uitvo<span class=\"_ _0\"></span>ering, lev<span class=\"_ _0\"></span>ering en pr<span class=\"_ _0\"></span>ocesman<span class=\"_ _0\"></span>agement,<span class=\"_ _0\"></span> techno<span class=\"_ _0\"></span>logie,</div>\n<div class=\"t m0 x2c h64 y995 ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">interne f<span class=\"_ _0\"></span>raude,<span class=\"_ _0\"></span> extern<span class=\"_ _0\"></span>e fraude<span class=\"_ _0\"></span>, schade a<span class=\"_ _0\"></span>an mate<span class=\"_ _0\"></span>ri\u00eble act<span class=\"_ _0\"></span>iva (in<span class=\"_ _0\"></span>clusief</div>\n<div class=\"t m0 x2c h64 y996 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">fysieke be<span class=\"_ _1\"></span>veiliging), k<span class=\"_ _1\"></span>lanten, prod<span class=\"_ _1\"></span>ucten, bedrij<span class=\"_ _1\"></span>fspraktijken<span class=\"_ _1\"></span> en juridi<span class=\"_ _1\"></span>sche</div>\n<div class=\"t m0 x2c h64 y997 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">praktijken,<span class=\"_ _1\"></span> gedrag, nalev<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> regelgeving, <span class=\"_ _1\"></span>derden, we<span class=\"_ _1\"></span>ttelijke</div>\n<div class=\"t m0 x2c h64 y998 ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rapport<span class=\"_ _0\"></span>age, inf<span class=\"_ _0\"></span>ormati<span class=\"_ _0\"></span>eversch<span class=\"_ _0\"></span>affing e<span class=\"_ _0\"></span>n <span class=\"lsef\">belastingen,<span class=\"_ _1\"></span> bedrijfscont<span class=\"_ _1\"></span>inu\u00efteit, </span></div>\n<div class=\"t m0 x2c h64 y999 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">crisismanagemen<span class=\"_ _1\"></span>t en opera<span class=\"_ _1\"></span>tionele weerbaa<span class=\"_ _1\"></span>rheid, da<span class=\"_ _1\"></span>tamanagement,</div>\n<div class=\"t m0 x2c h64 yc13 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>iebev<span class=\"_ _0\"></span>eiliging (<span class=\"_ _0\"></span>inclus<span class=\"_ _0\"></span>ief cyber<span class=\"_ _0\"></span>beveili<span class=\"_ _0\"></span>ging) en mode<span class=\"_ _0\"></span>lrisic<span class=\"_ _0\"></span>o. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc15 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Om een afdoend beheer<span class=\"_ _1\"></span> van operation<span class=\"_ _1\"></span>ele risico's te waar<span class=\"_ _1\"></span>borgen, heeft</div>\n<div class=\"t m0 x2c h64 yc16 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas in de h<span class=\"_ _0\"></span>ele Groep be<span class=\"_ _0\"></span>leidsli<span class=\"_ _0\"></span>jnen en proc<span class=\"_ _0\"></span>essen ing<span class=\"_ _0\"></span>evoerd met<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 yc17 ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder meer de volg<span class=\"_ _1\"></span>ende onderwerpen:<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc19 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11d\">b<span class=\"_ _1\"></span>eheer van d<span class=\"_ _1\"></span>e continu\u00ef<span class=\"_ _1\"></span>teit van de <span class=\"_ _1\"></span>onderneming</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc1a ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11d\">b<span class=\"_ _1\"></span>eheer van h<span class=\"_ _1\"></span>et frauderis<span class=\"_ _1\"></span>ico</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya3d ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsed ws111\">informatiebev<span class=\"_ _0\"></span>eiligi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ya3e ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws113\">d<span class=\"_ _1\"></span>atamanagement</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya3f ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsed ws112\">outsourcing e<span class=\"_ _0\"></span>n inkoop<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ya40 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11e\">e<span class=\"_ _1\"></span>erlijke behande<span class=\"_ _1\"></span>ling van klanten</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya41 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11d\">i<span class=\"_ _1\"></span>ncidentenbeheer<span class=\"_ _1\"></span> en verzameli<span class=\"_ _1\"></span>ng van ver<span class=\"_ _1\"></span>liesgegevens<span class=\"_ _1\"></span> </span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya42 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11e\">b<span class=\"_ _1\"></span>eoordeling van<span class=\"_ _1\"></span> de toereikendheid van<span class=\"_ _1\"></span> de interne controle</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya43 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11d\">i<span class=\"_ _1\"></span>n kaar</span><span class=\"ff1b3\">t<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">brengen en<span class=\"_ _1\"></span> rapporteren van de<span class=\"_ _1\"></span> belangrijkste ri<span class=\"_ _1\"></span>sico\u2019s</span> </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya45 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De strateg<span class=\"_ _0\"></span>ie van Ageas<span class=\"_ _0\"></span> voor het ver<span class=\"_ _0\"></span>minder<span class=\"_ _0\"></span>en van oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e risico's,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya46 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is het minim<span class=\"_ _0\"></span>alisere<span class=\"_ _0\"></span>n van operat<span class=\"_ _0\"></span>ionele fou<span class=\"_ _0\"></span>ten of ond<span class=\"_ _0\"></span>erbrekin<span class=\"_ _0\"></span>gen die tot</div>\n<div class=\"t m0 x2c h64 ya47 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">reputatieschad<span class=\"_ _1\"></span>e en/of finan<span class=\"_ _1\"></span>ci\u00eble ver<span class=\"_ _1\"></span>liezen kunnen <span class=\"_ _1\"></span><span class=\"lsed\">leiden,<span class=\"_ _0\"></span> ongeac<span class=\"_ _0\"></span>ht of </span></div>\n<div class=\"t m0 x2c h64 ya48 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze door<span class=\"_ _1\"></span> interne of<span class=\"_ _1\"></span> externe f<span class=\"_ _1\"></span>actoren worden<span class=\"_ _1\"></span> veroorzaakt. <span class=\"_ _1\"></span>Wij doen d<span class=\"_ _1\"></span>it</div>\n<div class=\"t m0 x2c h64 ya49 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een sterk<span class=\"_ _0\"></span> en robuus<span class=\"_ _0\"></span>t intern c<span class=\"_ _0\"></span>ontrolesy<span class=\"_ _0\"></span>steem (I<span class=\"_ _0\"></span>CS). Opl<span class=\"_ _0\"></span>eidings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya4a ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">trainingsini<span class=\"_ _1\"></span>tiatieven voor<span class=\"_ _1\"></span> risicobewustzijn<span class=\"_ _1\"></span> maken deel uit van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4b ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten van de A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\">-</span><span class=\"ws111\">ent<span class=\"ws11d\">it<span class=\"_ _0\"></span>eiten omd<span class=\"_ _0\"></span>at deze c<span class=\"_ _0\"></span>ruciaa<span class=\"_ _0\"></span>l zijn om t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 ya4c ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarborgen d<span class=\"_ _1\"></span>at medewerker<span class=\"_ _1\"></span>s voldoende i<span class=\"_ _1\"></span>nzicht hebben <span class=\"_ _1\"></span>in hun ro<span class=\"_ _1\"></span>llen en</div>\n<div class=\"t m0 x2c h64 ya4d ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheden met<span class=\"_ _1\"></span> betrekking t<span class=\"_ _1\"></span>ot risicobehe<span class=\"_ _1\"></span>er.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4e ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99a ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas past<span class=\"_ _0\"></span> de standa<span class=\"_ _0\"></span>ardform<span class=\"_ _0\"></span>ule toe om het<span class=\"_ _0\"></span> operati<span class=\"_ _0\"></span>onele ris<span class=\"_ _0\"></span>icokapit<span class=\"_ _0\"></span>aal</div>\n<div class=\"t m0 x1d h64 y99b ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te berek<span class=\"_ _0\"></span>enen. Ageas<span class=\"_ _0\"></span> ha<span class=\"lsef ws11d\">nteert ook een<span class=\"_ _1\"></span> op scenar<span class=\"_ _1\"></span>io's gebaseerde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y99c ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">benadering d<span class=\"_ _1\"></span>ie gebruikmaa<span class=\"_ _1\"></span>kt van opin<span class=\"_ _1\"></span>ies van des<span class=\"_ _1\"></span>kundigen en <span class=\"_ _1\"></span>interne</div>\n<div class=\"t m0 x1d h64 y99d ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en exter<span class=\"_ _0\"></span>ne gegevens<span class=\"_ _0\"></span>. De gesch<span class=\"_ _0\"></span>atte frequ<span class=\"_ _0\"></span>entie en er<span class=\"_ _0\"></span>nst worden v<span class=\"_ _0\"></span>oor elk</div>\n<div class=\"t m0 x1d h64 y99e ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>oneel ri<span class=\"_ _0\"></span>sicosc<span class=\"_ _0\"></span>enario v<span class=\"_ _0\"></span>ertaald <span class=\"_ _0\"></span>in het m<span class=\"_ _0\"></span>eest wa<span class=\"_ _0\"></span>arschijnl<span class=\"_ _0\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y99f ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">potenti\u00eble ve<span class=\"lsed ws11d\">rlies en het p<span class=\"_ _0\"></span>otenti\u00ebl<span class=\"_ _0\"></span>e verlies<span class=\"_ _0\"></span> in het s<span class=\"_ _0\"></span>lechtst<span class=\"_ _0\"></span>e scenar<span class=\"_ _0\"></span>io. De </span></div>\n<div class=\"t m0 x1d h64 ya9a ff1b3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">scenario<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">ou<span class=\"_ _1\"></span>tputs worden<span class=\"_ _1\"></span> gebruikt o<span class=\"_ _1\"></span>m te bepa<span class=\"_ _1\"></span>len of he<span class=\"_ _1\"></span>t op de </span></div>\n<div class=\"t m0 x1d h64 ya9b ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaardformul<span class=\"_ _1\"></span>e gebaseerde<span class=\"_ _1\"></span> operatione<span class=\"_ _1\"></span>le risicokap<span class=\"_ _1\"></span>itaal voldoend<span class=\"_ _1\"></span>e is</div>\n<div class=\"t m0 x1d h64 ya9c ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om onze belangrij<span class=\"_ _1\"></span>kste operationele<span class=\"_ _1\"></span> risico's te de<span class=\"_ _1\"></span>kken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye87 ff1b3 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.4<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws112\">Strategi<span class=\"_ _0\"></span>sche &amp; bedri<span class=\"_ _0\"></span>jfsrisi<span class=\"_ _0\"></span>co's<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye88 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>ocate<span class=\"_ _0\"></span>gorie omvat ex<span class=\"_ _0\"></span>terne e<span class=\"_ _0\"></span>n interne fact<span class=\"_ _0\"></span>oren<span class=\"ls0 ws0\"> </span>die ee<span class=\"_ _0\"></span>n invloed</div>\n<div class=\"t m0 x1d h64 ye89 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen hebbe<span class=\"_ _1\"></span>n op het <span class=\"_ _1\"></span>vermogen van<span class=\"_ _1\"></span> Ageas om <span class=\"_ _1\"></span>zijn huidi<span class=\"_ _1\"></span>ge</div>\n<div class=\"t m0 x1d h64 ydd4 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondernemingsplan<span class=\"_ _1\"></span> uit te <span class=\"_ _1\"></span>voeren en<span class=\"_ _1\"></span> zijn huidige<span class=\"_ _1\"></span> doelstellingen<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 ydd5 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereike<span class=\"_ _0\"></span>n, en om zich t<span class=\"_ _0\"></span>e position<span class=\"_ _0\"></span>eren met het<span class=\"_ _0\"></span> oog op de verw<span class=\"_ _0\"></span>ezenlijk<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 ydd6 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van aanhoude<span class=\"_ _1\"></span>nde groei en<span class=\"_ _1\"></span> waardecrea<span class=\"_ _1\"></span>tie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd7 ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd8 ff1b3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Twee <span class=\"lsef ws11e\">van de belangrijkste<span class=\"_ _1\"></span> strategische en bedri<span class=\"_ _1\"></span>jfsrisico's waar<span class=\"_ _1\"></span>mee de </span></div>\n<div class=\"t m0 x1d h64 ydd9 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Gr<span class=\"_ _0\"></span>oep in 2022 is g<span class=\"_ _0\"></span>econfro<span class=\"_ _0\"></span>nteerd, w<span class=\"_ _0\"></span>aren het rent<span class=\"_ _0\"></span>erisico en h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ydda ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico v<span class=\"_ _0\"></span>an hoger<span class=\"_ _0\"></span>e inflat<span class=\"_ _0\"></span>ie. Mee<span class=\"_ _0\"></span>r infor<span class=\"_ _0\"></span>matie wor<span class=\"_ _0\"></span>dt verst<span class=\"_ _0\"></span>rekt i<span class=\"_ _0\"></span>n 4.6. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y159d ff1b5 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.4.1 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"ws11d\">Strategisch r<span class=\"_ _0\"></span>isico <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y159e ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o voor de orga<span class=\"_ _0\"></span>nisatie d<span class=\"_ _0\"></span>at voortvl<span class=\"_ _0\"></span>oeit uit ee<span class=\"_ _0\"></span>n onduidel<span class=\"_ _0\"></span>ijk inzic<span class=\"_ _0\"></span>ht in</div>\n<div class=\"t m0 x1d h64 y159f ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de strate<span class=\"_ _0\"></span>gie en een ond<span class=\"_ _0\"></span>uidelijk<span class=\"_ _0\"></span>e omzett<span class=\"_ _0\"></span>ing daarv<span class=\"_ _0\"></span>an, onvol<span class=\"_ _0\"></span>doende</div>\n<div class=\"t m0 x1d h64 y15a0 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vastgestelde ni<span class=\"_ _1\"></span>veaus van onzekerheid<span class=\"_ _1\"></span> (risico) in verb<span class=\"_ _1\"></span>and met de</div>\n<div class=\"t m0 x1d h64 y15a1 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">strategie en/o<span class=\"_ _1\"></span>f problemen tijdens<span class=\"_ _1\"></span> de implementatief<span class=\"_ _1\"></span>asen. Het omvat de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y15a2 ff1b3 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">volge<span class=\"lsed ws112\">nde risico's:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15a3 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws113\">Be<span class=\"_ _1\"></span>drijfsmodelri<span class=\"_ _1\"></span>sico<span class=\"lsf9 ws124\">: </span></span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x69 h64 y15a4 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het risico v<span class=\"_ _0\"></span>oor de orga<span class=\"_ _0\"></span>nisatie dat<span class=\"_ _0\"></span> voortv<span class=\"_ _0\"></span>loeit uit ons<span class=\"_ _0\"></span> bedrijf<span class=\"_ _0\"></span>smodel</div>\n<div class=\"t m0 x69 h64 y15a5 ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(en dat v<span class=\"_ _0\"></span>an invlo<span class=\"_ _0\"></span>ed is op <span class=\"_ _0\"></span>de zakel<span class=\"_ _0\"></span>ijke besl<span class=\"_ _0\"></span>issing<span class=\"_ _0\"></span>en die wi<span class=\"_ _0\"></span>j nemen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15a6 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws113\">Pa<span class=\"_ _1\"></span>rtnershiprisi<span class=\"_ _1\"></span>co: </span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x69 h64 y15a7 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het risico v<span class=\"_ _0\"></span>oor de orga<span class=\"_ _0\"></span>nisatie dat<span class=\"_ _0\"></span> voortv<span class=\"_ _0\"></span>loeit uit part<span class=\"_ _0\"></span>nersh<span class=\"_ _0\"></span>ips, de</div>\n<div class=\"t m0 x69 h64 y15a8 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afhankelijkhei<span class=\"_ _1\"></span>d van par<span class=\"_ _1\"></span>tnergerelateerde<span class=\"_ _1\"></span> distribu<span class=\"_ _1\"></span>tiekanalen, de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 y15a9 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkte opera<span class=\"_ _1\"></span>tionele controle<span class=\"_ _1\"></span> die inherent is<span class=\"_ _1\"></span> aan joint ventures<span class=\"_ _1\"></span>, de</div>\n<div class=\"t m0 x69 h64 y15aa ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanbieding van ve<span class=\"_ _1\"></span>rzekeringsdie<span class=\"_ _1\"></span>nsten als onderdeel<span class=\"_ _1\"></span> van een breder</div>\n<div class=\"t m0 x69 h64 y15ab ff1b3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">'partnership<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">ecosysteem<span class=\"_ _1\"></span>' (bijv. koppeling<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x69 h64 y15ac ff1b3 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">verze<span class=\"_ _1\"></span>ke<span class=\"lsef ws11e\">ringspro<span class=\"_ _1\"></span>ducten aan diens<span class=\"_ _1\"></span>tverleners zoals Ama<span class=\"_ _1\"></span>zon, </span></div>\n<div class=\"t m0 x69 h64 y15ad ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nutsbe<span class=\"_ _0\"></span>drijven op h<span class=\"_ _0\"></span>et gebied v<span class=\"_ _0\"></span>an connect<span class=\"_ _0\"></span>ed homes enz<span class=\"_ _0\"></span>.).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15ae ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15af ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De Ageas Groep<span class=\"_ _1\"></span> heeft een sterk stra<span class=\"_ _1\"></span>tegisch kader voor<span class=\"_ _1\"></span> risicobeheer om<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y15b0 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op deze risi<span class=\"_ _0\"></span>co's te anti<span class=\"_ _0\"></span>ciperen e<span class=\"_ _0\"></span>n om ze te rappo<span class=\"_ _0\"></span>rteren e<span class=\"_ _0\"></span>n te</div>\n<div class=\"t m0 x1d h64 y15b1 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen.<span class=\"_ _1\"></span> Het OR<span class=\"ws113\">SA<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>rapport biedt<span class=\"_ _1\"></span> een beoord<span class=\"_ _1\"></span>eling van<span class=\"_ _1\"></span> de algemene<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y15b2 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span> van de solvabil<span class=\"_ _1\"></span>iteit voor de gebudg<span class=\"_ _1\"></span>etteerde periode<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 ye79 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">drie jaar<span class=\"_ _1\"></span> (multi<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>year budget o<span class=\"_ _1\"></span>f MYB), waar<span class=\"_ _1\"></span>bij strategi<span class=\"_ _1\"></span>sche risico<span class=\"_ _1\"></span>'s zijn</div>\n<div class=\"t m0 x1d h64 ye7a ff1b3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inbegrepen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y15b3 ff1b5 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.4.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsef ws113\">Ve<span class=\"_ _1\"></span>randeringsri<span class=\"_ _1\"></span>sico </span> </span></div>\n<div class=\"t m0 x1d h64 y15b4 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Risico's<span class=\"_ _0\"></span> voor de orga<span class=\"_ _0\"></span>nisatie di<span class=\"_ _0\"></span>e voortvlo<span class=\"_ _0\"></span>eien uit het<span class=\"_ _0\"></span> beheer van</div>\n<div class=\"t m0 x1d h64 y15b5 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> (bijv. p<span class=\"_ _1\"></span>rogramma's en<span class=\"_ _1\"></span> projecten) o<span class=\"_ _1\"></span>f het on<span class=\"_ _1\"></span>vermogen om</div>\n<div class=\"t m0 x1d h64 y15b6 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">snel geno<span class=\"_ _0\"></span>eg in te spelen o<span class=\"_ _0\"></span>p bedrijfs<span class=\"_ _0\"></span>tak<span class=\"ls0 ws0\">- </span>en marktv<span class=\"_ _0\"></span>eranderi<span class=\"_ _0\"></span>ngen (bij<span class=\"_ _0\"></span>v.</div>\n<div class=\"t m0 x1d h64 y15b7 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regelgeving en<span class=\"_ _1\"></span> producten)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 251px; height: 855px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff1ba fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4<span class=\"lsf9 ws124\">.7.4.3 </span> <span class=\"_ _207\"> </span><span class=\"lsef ws113\">Bed<span class=\"ls10b ws13d\">rijfstakri<span class=\"_ _0\"></span>sico <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Risico's<span class=\"_ _0\"></span> die voortv<span class=\"_ _0\"></span>loeien uit<span class=\"_ _0\"></span> interne en<span class=\"_ _0\"></span>/of extern<span class=\"_ _0\"></span>e omgeving<span class=\"_ _0\"></span>sfacto<span class=\"_ _0\"></span>ren</div>\n<div class=\"t m0 x2c h64 y8a7 ff1b8 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zoals:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws113\">M<span class=\"_ _1\"></span>acro</span><span class=\"ff1b8\">-<span class=\"lsef ws11e\">econo<span class=\"_ _1\"></span>mische factoren die<span class=\"_ _1\"></span> voortvloeien<span class=\"_ _1\"></span> uit economische </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">factore<span class=\"_ _0\"></span>n (bijv. infl<span class=\"_ _0\"></span>atie, def<span class=\"_ _0\"></span>latie, w<span class=\"_ _0\"></span>erkloos<span class=\"_ _0\"></span>heid, vera<span class=\"_ _0\"></span>nderend</div>\n<div class=\"t m0 x1a0 h64 y8aa ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">consumentenver<span class=\"_ _1\"></span>trouwen /<span class=\"ls0 ws0\">-</span>ged<span class=\"_ _1\"></span>rag enz.) die <span class=\"lsed ws11d\">van invloed k<span class=\"_ _0\"></span>unnen zi<span class=\"_ _0\"></span>jn </span></div>\n<div class=\"t m0 x1a0 h64 y8ab ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de acti<span class=\"_ _0\"></span>viteit<span class=\"_ _0\"></span>en. Rent<span class=\"_ _0\"></span>e / inflat<span class=\"_ _0\"></span>ie / def<span class=\"_ _0\"></span>latie k<span class=\"_ _0\"></span>an ook opt<span class=\"_ _0\"></span>reden vi<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1a0 h64 y8ac ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble en<span class=\"_ _1\"></span>/of verzekerings<span class=\"_ _1\"></span>risico's. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">Geopolitieke f<span class=\"_ _0\"></span>actoren d<span class=\"_ _0\"></span>ie ons vermo<span class=\"_ _0\"></span>gen be\u00efnv<span class=\"_ _0\"></span>loeden om<span class=\"_ _0\"></span> activite<span class=\"_ _0\"></span>iten </span></span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit te voere<span class=\"_ _0\"></span>n of te ontw<span class=\"_ _0\"></span>ikkelen in de v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llende lan<span class=\"_ _0\"></span>den waar wi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1a0 h64 y8af ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief zi<span class=\"_ _0\"></span>jn / willen zij<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11e\">Ve<span class=\"_ _1\"></span>randerende voork<span class=\"_ _1\"></span>euren / klantgedra<span class=\"_ _1\"></span>g.</span><span class=\"ff1b8\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">Innovatie vanuit<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>e (eigen ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsdiens<span class=\"_ _0\"></span>ten en </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelanceerde<span class=\"_ _1\"></span> producten en<span class=\"_ _1\"></span>z.) en extern<span class=\"_ _1\"></span>e factoren<span class=\"_ _1\"></span> (bijv. blo<span class=\"_ _1\"></span>ckchain,</div>\n<div class=\"t m0 x1a0 h64 y8b3 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zelfrij<span class=\"_ _0\"></span>dende aut<span class=\"_ _0\"></span>o's enz.).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11e\">C<span class=\"_ _1\"></span>oncurrentieri<span class=\"_ _1\"></span>sico\u2019s ontstaan<span class=\"_ _1\"></span> door veranderingen<span class=\"_ _1\"></span> in het </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concurr<span class=\"_ _0\"></span>entiela<span class=\"_ _0\"></span>ndscha<span class=\"_ _0\"></span>p of de marktp<span class=\"_ _0\"></span>ositie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92f ff1ba fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.4.4 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsee ws112\">S<span class=\"_ _1\"></span>ysteemrisico </span> </span></div>\n<div class=\"t m0 x2c h64 y991 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o van verst<span class=\"_ _0\"></span>oring van fin<span class=\"_ _0\"></span>anci\u00ebl<span class=\"_ _0\"></span>e dienstv<span class=\"_ _0\"></span>erleners<span class=\"_ _0\"></span> met mogeli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x2c h64 y992 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge gevolge<span class=\"_ _0\"></span>n voor het fin<span class=\"_ _0\"></span>anci\u00eble s<span class=\"_ _0\"></span>ysteem en/<span class=\"_ _0\"></span>of <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de re\u00eble e<span class=\"_ _1\"></span>conomie. Sy<span class=\"_ _1\"></span>steemrisicogebe<span class=\"_ _1\"></span>urtenissen <span class=\"_ _1\"></span>kunnen hun o<span class=\"_ _1\"></span>orsprong</div>\n<div class=\"t m0 x2c h64 y994 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hebben i<span class=\"_ _0\"></span>n, zich versp<span class=\"_ _0\"></span>reiden vi<span class=\"_ _0\"></span>a, of buiten Ag<span class=\"_ _0\"></span>eas blijv<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y934 ff1ba fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.4.5<span class=\"ls0 ws0\">  <span class=\"_ _9e\"> </span><span class=\"lsef ws113\">D<span class=\"_ _1\"></span>uurzaamheidsri<span class=\"_ _1\"></span>sico </span> </span></div>\n<div class=\"t m0 x2c h64 y935 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een duurz<span class=\"_ _0\"></span>aamheid<span class=\"_ _0\"></span>srisico is<span class=\"_ _0\"></span> een onzek<span class=\"_ _0\"></span>ere ecolo<span class=\"_ _0\"></span>gische,<span class=\"_ _0\"></span> sociale of</div>\n<div class=\"t m0 x2c h64 y936 ff1b8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">governance<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">gebeurtenis (E<span class=\"_ _0\"></span>SG) die, in<span class=\"_ _0\"></span>dien ze plaat<span class=\"_ _0\"></span>svindt<span class=\"_ _0\"></span>, een </span></span></div>\n<div class=\"t m0 x2c h64 y937 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijke neg<span class=\"_ _0\"></span>atieve im<span class=\"_ _0\"></span>pact op Ageas k<span class=\"_ _0\"></span>an hebben.<span class=\"_ _0\"></span> Het zijn ook de</div>\n<div class=\"t m0 x2c h64 y938 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kansen die<span class=\"_ _1\"></span> Ageas mogeli<span class=\"_ _1\"></span>jk kan aangri<span class=\"_ _1\"></span>jpen als g<span class=\"_ _1\"></span>evolg van <span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y939 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in omgevi<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- </span>of sociale fac<span class=\"_ _0\"></span>toren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93a ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y93b ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ecologi<span class=\"_ _0\"></span>e heeft bet<span class=\"_ _0\"></span>rekking o<span class=\"_ _0\"></span>p de kwalit<span class=\"_ _0\"></span>eit en de werk<span class=\"_ _0\"></span>ing van het</div>\n<div class=\"t m0 x2c h64 y93c ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">natuurl<span class=\"_ _0\"></span>ijke mili<span class=\"_ _0\"></span>eu en de natuu<span class=\"_ _0\"></span>rlijke sy<span class=\"_ _0\"></span>stemen, e<span class=\"_ _0\"></span>n onze posi<span class=\"_ _0\"></span>tieve bijd<span class=\"_ _0\"></span>rage</div>\n<div class=\"t m0 x2c h64 y93d ff1b8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">daaraan.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93e ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y93f ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Sociaal h<span class=\"_ _0\"></span>eeft betr<span class=\"_ _0\"></span>ekking op de r<span class=\"_ _0\"></span>echte<span class=\"_ _0\"></span>n, he<span class=\"lsef ws11d\">t welzijn en <span class=\"_ _1\"></span>de belange<span class=\"_ _1\"></span>n van </span></div>\n<div class=\"t m0 x2c h64 y940 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mensen en<span class=\"_ _1\"></span> gemeenschappen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y941 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y942 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Govern<span class=\"_ _0\"></span>ance heeft<span class=\"_ _0\"></span> betrekki<span class=\"_ _0\"></span>ng op element<span class=\"_ _0\"></span>en zoals d<span class=\"_ _0\"></span>e structu<span class=\"_ _0\"></span>ur van de</div>\n<div class=\"t m0 x2c h64 y943 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Raad van<span class=\"_ _1\"></span> Bestuur, het<span class=\"_ _1\"></span> loon van<span class=\"_ _1\"></span> managers, aan<span class=\"_ _1\"></span>deelhoudersre<span class=\"_ _1\"></span>chten en</div>\n<div class=\"t m0 x2c h64 y944 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de interac<span class=\"_ _0\"></span>tie met st<span class=\"_ _0\"></span>akeholde<span class=\"_ _0\"></span>rs\u2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y945 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y946 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De impact <span class=\"_ _1\"></span>van ESG<span class=\"ls0 ws0\">-</span><span class=\"lsed\">risico's wordt<span class=\"_ _0\"></span> <span class=\"ws112\">in over<span class=\"_ _0\"></span>weging gen<span class=\"_ _0\"></span>omen en </span></span></div>\n<div class=\"t m0 x2c h64 y947 ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span> volgens twee pijle<span class=\"_ _1\"></span>rs: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y948 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsee ws13e\">Fysiek risico <span class=\"lsed ws112\">(risico's die ont<span class=\"_ _0\"></span>staan als ge<span class=\"_ _0\"></span>volg van d<span class=\"_ _0\"></span>e fysieke </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y949 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">effecten <span class=\"_ _1\"></span>van de klimaa<span class=\"_ _1\"></span>tverandering)</div>\n<div class=\"t m0 x89 h64 y1238 ff1b8 fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"fs44\">\u2013 <span class=\"_ _1\"></span><span class=\"lsed ws112\">Wat is de imp<span class=\"_ _0\"></span>act op het </span></span></div>\n<div class=\"t m0 x1a0 h64 y15bb ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijf do<span class=\"_ _0\"></span>ordat fys<span class=\"_ _0\"></span>ieke risic<span class=\"_ _0\"></span>o's beves<span class=\"_ _0\"></span>tigd word<span class=\"_ _0\"></span>en? (bijv. s<span class=\"_ _0\"></span>chade aan</div>\n<div class=\"t m0 x1a0 h64 y15bc ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vastgo<span class=\"_ _0\"></span>edporte<span class=\"_ _0\"></span>feuill<span class=\"_ _0\"></span>e, aan het wel<span class=\"_ _0\"></span>zijn van me<span class=\"_ _0\"></span>nsen door l<span class=\"_ _0\"></span>ange</div>\n<div class=\"t m0 x1a0 h64 y15bd ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lockdowns / snel<span class=\"_ _1\"></span>le veranderingen<span class=\"_ _1\"></span> in werkcultuur<span class=\"_ _1\"></span>, technologie\u2026). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y15be ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws113\">O<span class=\"_ _1\"></span>vergangsrisico <span class=\"_ _1\"></span></span><span class=\"ff1b8\">\u2013 <span class=\"lsed ws112\">(risico's die onts<span class=\"_ _0\"></span>taan als gev<span class=\"_ _0\"></span>olg van de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y15bf ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">oversc<span class=\"_ _0\"></span>hakelin<span class=\"_ _0\"></span>g naar ee<span class=\"_ _0\"></span>n koolst<span class=\"_ _0\"></span>ofarme e<span class=\"_ _0\"></span>n klima<span class=\"_ _0\"></span>atbeste<span class=\"_ _0\"></span>ndige</div>\n<div class=\"t m0 x69 h64 y15c0 ff1b8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">economie) <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsed ws112\">Wat is de impact op het<span class=\"_ _0\"></span> bedrijf als g<span class=\"_ _0\"></span>evolg van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x69 h64 y15c1 ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsmaatr<span class=\"_ _0\"></span>egele<span class=\"_ _0\"></span>n die word<span class=\"_ _0\"></span>en genom<span class=\"_ _0\"></span>en/ing<span class=\"_ _0\"></span>ezet met<span class=\"_ _0\"></span> het oog</div>\n<div class=\"t m0 x69 h64 y15c2 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een <span class=\"lsef ws113\">ESG<span class=\"ls0 ws0\">-</span>ondersteunde<span class=\"_ _1\"></span> economie?<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15c3 ff1b8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.5<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Herverzekeri<span class=\"_ _1\"></span>ng</span> </span></div>\n<div class=\"t m0 x1d h64 y15c4 ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Zo nodig sluiten<span class=\"_ _1\"></span> de verzekeringsma<span class=\"_ _1\"></span>atschappijen van<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 y15c5 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en af om de verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gstechni<span class=\"_ _0\"></span>sche risic<span class=\"_ _0\"></span>o\u2019s te</div>\n<div class=\"t m0 x1d h64 y15c6 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen.<span class=\"_ _1\"></span> Deze her<span class=\"_ _1\"></span>verzekering kan<span class=\"_ _1\"></span> op polis<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">pe<span class=\"ls0 ws0\">r-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">polis</span>-<span class=\"_ _1\"></span></span></span>basis (per</div>\n<div class=\"t m0 x1d h64 y15c7 ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>) plaatsvi<span class=\"_ _0\"></span>nden o<span class=\"_ _0\"></span>f op port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>ebasis (<span class=\"_ _0\"></span>per gebe<span class=\"_ _0\"></span>urtenis<span class=\"_ _0\"></span>). Deze</div>\n<div class=\"t m0 x1d h64 y15c8 ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">laatste gebeur<span class=\"_ _1\"></span>tenissen zijn voorna<span class=\"_ _1\"></span>melijk weergere<span class=\"_ _1\"></span>lateerd (bijv. or<span class=\"_ _1\"></span>kanen,</div>\n<div class=\"t m0 x1d h64 y15c9 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aardbevingen<span class=\"_ _1\"></span> en overstrom<span class=\"_ _1\"></span>ingen) of o<span class=\"_ _1\"></span>ntstaan door<span class=\"_ _1\"></span> menselijk h<span class=\"_ _1\"></span>andelen,</div>\n<div class=\"t m0 x1d h64 y15ca ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met vele <span class=\"_ _1\"></span>claims veroor<span class=\"_ _1\"></span>zaak<span class=\"ws11e\">t door een af<span class=\"_ _1\"></span>zonderlijke gebeu<span class=\"_ _1\"></span>rtenis. Voor de </span></div>\n<div class=\"t m0 x1d h64 y15cb ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">selectie van<span class=\"_ _1\"></span> herverzekeringsmaa<span class=\"_ _1\"></span>tschappijen zijn<span class=\"_ _1\"></span> voornamelijk de</div>\n<div class=\"t m0 x1d h64 y15cc ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prijsstelling<span class=\"_ _1\"></span> en de b<span class=\"_ _1\"></span>eheersing van<span class=\"_ _1\"></span> het tegenpar<span class=\"_ _1\"></span>tijrisico be<span class=\"_ _1\"></span>palend. Het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y15cd ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beheer van<span class=\"_ _1\"></span> het tegenpar<span class=\"_ _1\"></span>tijrisico <span class=\"_ _1\"></span>is ge\u00efntegreerd<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>totale behee<span class=\"_ _1\"></span>r van</div>\n<div class=\"t m0 x1d h64 y15ce ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">h<span class=\"lsed ws11d\">et krediet<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15cf ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15d0 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2018 ver<span class=\"_ _0\"></span>kreeg Ageas<span class=\"_ _0\"></span> een vergun<span class=\"_ _0\"></span>ning voo<span class=\"_ _0\"></span>r Leven en voo<span class=\"_ _0\"></span>r Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">Leven </span></span></div>\n<div class=\"t m0 x1d h64 y15d1 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor Agea<span class=\"_ _0\"></span>s NV/SA in Bel<span class=\"_ _0\"></span>gi\u00eb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15d2 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15d3 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De reden <span class=\"_ _1\"></span>voor het aan<span class=\"_ _1\"></span>vragen van <span class=\"_ _1\"></span>een vergunning<span class=\"_ _1\"></span> voor Agea<span class=\"_ _1\"></span>s SA/NV</div>\n<div class=\"t m0 x1d h64 y15d4 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was het o<span class=\"_ _1\"></span>ptimaliseren<span class=\"_ _1\"></span> van het he<span class=\"_ _1\"></span>rverzekeringsprog<span class=\"_ _1\"></span>ramma van d<span class=\"_ _1\"></span>e Ageas</div>\n<div class=\"t m0 x1d h64 y15d5 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Groep do<span class=\"lsef ws11d\">or het harmoniseren <span class=\"_ _1\"></span>van risicop<span class=\"_ _1\"></span>rofielen doorhee<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y15d6 ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gecontroleerde<span class=\"_ _1\"></span> limieten/enti<span class=\"_ _1\"></span>teiten en om het kapi<span class=\"_ _1\"></span>taalbeheer te</div>\n<div class=\"t m0 x1d h64 y15d7 ff1b8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verbeteren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15d8 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15d9 ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>happijen <span class=\"_ _0\"></span>in scope v<span class=\"_ _0\"></span>oor int<span class=\"_ _0\"></span>erne her<span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>ering</div>\n<div class=\"t m0 x1d h64 y15da ff1b8 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15db ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">AG Insurance, Be<span class=\"_ _0\"></span>lgi\u00eb<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y15dc ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">Ageas Insuranc<span class=\"_ _0\"></span>e Limited,<span class=\"_ _0\"></span> VK<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y15dd ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">Ageas Ocidental V<span class=\"_ _0\"></span>ida, Port<span class=\"_ _0\"></span>ugal <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y15de ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11d\">Ag<span class=\"_ _1\"></span>eas Seguros<span class=\"_ _1\"></span> Non</span><span class=\"ff1b8\">-<span class=\"lsef ws11d\">Life<span class=\"_ _1\"></span>, Portugal</span> </span></span></div>\n<div class=\"t m0 x1d h64 y15df ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11d\">M<span class=\"_ _1\"></span>edis, Portug<span class=\"_ _1\"></span>al</span><span class=\"ff1b8\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15e0 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11d\">Ag<span class=\"_ _1\"></span>eas France</span><span class=\"ff1b8\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15e1 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws113\">Sp<span class=\"_ _1\"></span>ecifieke</span><span class=\"ff1b8\"> <span class=\"lsef ws11e\">m<span class=\"_ _1\"></span>inderheidspar<span class=\"_ _1\"></span>ticipaties in bijvo<span class=\"_ _1\"></span>orbeeld China, Tha<span class=\"_ _1\"></span>iland, </span></span></span></div>\n<div class=\"t m0 x69 h64 y15e2 ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Maleisi<span class=\"_ _0\"></span>\u00eb, Turki<span class=\"_ _0\"></span>je en Ind<span class=\"_ _0\"></span>ia<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 y15e3 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15e4 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sinds 1 <span class=\"_ _1\"></span>januari 2023<span class=\"_ _1\"></span> onderschrijf<span class=\"_ _1\"></span>t Ageas SA/NV n<span class=\"_ _1\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">levenactiv<span class=\"_ _0\"></span>it<span class=\"lsef ws113\">eiten </span></span></span></div>\n<div class=\"t m0 x1d h64 y15e5 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor derden<span class=\"_ _1\"></span> onder de<span class=\"_ _1\"></span> merknaam <span class=\"_ _1\"></span>'Ageas Re'.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15e6 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15e7 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In overe<span class=\"_ _0\"></span>enstemmi<span class=\"_ _0\"></span>ng met zijn ri<span class=\"_ _0\"></span>sk appetit<span class=\"_ _0\"></span>e vermi<span class=\"_ _0\"></span>ndert Ageas<span class=\"_ _0\"></span> NV/SA een</div>\n<div class=\"t m0 x1d h64 y15e8 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedeelte <span class=\"_ _1\"></span>van het risi<span class=\"_ _1\"></span>co op de <span class=\"_ _1\"></span>aangegane <span class=\"_ _1\"></span>contracten door<span class=\"_ _1\"></span> de aankoop</div>\n<div class=\"t m0 x1d h64 y15e9 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van groep<span class=\"_ _0\"></span>sretroc<span class=\"_ _0\"></span>essiedek<span class=\"_ _0\"></span>kingen e<span class=\"_ _0\"></span>n/of dekk<span class=\"_ _0\"></span>ingen die zij<span class=\"_ _0\"></span>n eigen bal<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x1d h64 y15ea ff1b8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"lsef ws11d\">schermen. Ageas <span class=\"_ _1\"></span>NV/SA onder<span class=\"_ _1\"></span>schrijft ook p<span class=\"_ _1\"></span>roportionele<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y15eb ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n, die een de<span class=\"_ _0\"></span>el van de Niet<span class=\"ls0 ws0\">-</span><span class=\"ws111\">lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">-</span><span class=\"ws112\">activite<span class=\"_ _0\"></span>iten van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y15ec ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en dekken.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15ed ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15ee ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het beheer <span class=\"_ _1\"></span>van de her<span class=\"_ _1\"></span>verzekeringsa<span class=\"_ _1\"></span>ctiviteiten respe<span class=\"_ _1\"></span>cteert en ope<span class=\"_ _1\"></span>reert</div>\n<div class=\"t m0 x1d h64 y15ef ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">binnen het risi<span class=\"_ _1\"></span>comanagementkader<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an Ageas,<span class=\"_ _0\"></span> en control<span class=\"_ _0\"></span>eert dat </span></div>\n<div class=\"t m0 x1d h64 y15f0 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">processen d<span class=\"_ _1\"></span>e groepsnormen<span class=\"_ _1\"></span> volgen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 298px; height: 808px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 298px; height: 808px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de volge<span class=\"_ _0\"></span>nde tabel w<span class=\"_ _0\"></span>ordt een ove<span class=\"_ _0\"></span>rzicht geg<span class=\"_ _0\"></span>even van het<span class=\"_ _0\"></span> behoud van het<span class=\"_ _0\"></span> risico per pr<span class=\"_ _0\"></span>oducts<span class=\"_ _0\"></span>egment va<span class=\"_ _0\"></span>n Ageas (in mi<span class=\"_ _0\"></span>ljoen EUR<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1bd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff1bd fs46 fc1d sc0 lsf1 ws115\" style=\"left: 500px; bottom: 1065px; z-index: 15;\">Waarschijnlijk maximaal <span class=\"ws116\">verlies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h67 y68d ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 585px; bottom: 1050px; z-index: 15;\"> <span class=\"lsf1 ws118\">per risico</span> </div>\n<div class=\"t m0 x173 h67 y68b ff1bd fs46 fc1d sc0 lsf1 ws115\" style=\"left: 672px; bottom: 1065px; z-index: 15;\">Waarschijnlijk maximaal verlies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 731px; bottom: 1050px; z-index: 15;\"> <span class=\"lsf1 ws115\">per gebeurtenis</span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1bf fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Productsegmenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1bd fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Auto, wettelijke aansprakelijkheid<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 1020px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 h67 y694 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1020px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h67 y68f ff1bd fs46 fc14 sc0 ls11a ws175\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Terrorisme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68f ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 1005px; z-index: 15;\">4</div>\n<div class=\"t m0 x4a h67 y68f ff1bd fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1005px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1bd fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 990px; z-index: 15;\">4</div>\n<div class=\"t m0 x73 h67 y694 ff1bd fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 990px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1bd fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Wettelijke aansprakelijkheid alge<span class=\"_ _0\"></span>meen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 975px; z-index: 15;\">5</div>\n<div class=\"t m0 x267 h67 y680 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1bd fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Bedrijfsongevallenverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 960px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 h67 y67e ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y69a ff1bd fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Persoonlijke ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 h67 y69a ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 x2c h64 y15f3 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y15f4 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y15f5 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel geef<span class=\"_ _0\"></span>t het hoo<span class=\"_ _0\"></span>gste bedra<span class=\"_ _0\"></span>g (met als maxi<span class=\"_ _0\"></span>mum een</div>\n<div class=\"t m0 x2c h64 y15f6 ff1bd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>entsperi<span class=\"_ _0\"></span>ode van <span class=\"_ _0\"></span>200 jaar<span class=\"_ _0\"></span>) per ris<span class=\"_ _0\"></span>ico wee<span class=\"_ _0\"></span>r voor alle <span class=\"_ _0\"></span>entite<span class=\"_ _0\"></span>iten van</div>\n<div class=\"t m0 x2c h64 y15f7 ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de Groep v<span class=\"_ _1\"></span>oor een <span class=\"lsed ws112\">soortgelijke d<span class=\"_ _0\"></span>ekking w<span class=\"_ _0\"></span>aarvoor Ag<span class=\"_ _0\"></span>eas de </span></div>\n<div class=\"t m0 x2c h64 y15f8 ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheid neem<span class=\"_ _1\"></span>t om dreige<span class=\"_ _1\"></span>nde risico\u2019s <span class=\"_ _1\"></span>te beperken<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y15f9 ff1bd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bedragen die hoger<span class=\"_ _1\"></span> zijn dan in de tabe<span class=\"_ _1\"></span>l weergegeven, wo<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x2c h64 y15fa ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span> naar derde <span class=\"_ _1\"></span>herverzekeraar<span class=\"_ _1\"></span>s. De hoog<span class=\"_ _1\"></span>te hangt a<span class=\"_ _1\"></span>f van het</div>\n<div class=\"t m0 x2c h64 y15fb ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">type gebeur<span class=\"_ _1\"></span>tenis dat d<span class=\"_ _1\"></span>oor d<span class=\"lsed ws112\">eze herverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>overee<span class=\"_ _0\"></span>nkomst<span class=\"_ _0\"></span>en wordt </span></div>\n<div class=\"t m0 x2c h64 y15fc ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedekt: per<span class=\"_ _1\"></span> individueel<span class=\"_ _1\"></span> risico <span class=\"_ _1\"></span>of per gebeur<span class=\"_ _1\"></span>tenis. Aangez<span class=\"_ _1\"></span>ien de</div>\n<div class=\"t m0 x2c h64 y15fd ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>rofedekk<span class=\"_ _0\"></span>ing voor Aut<span class=\"_ _0\"></span>o overige on<span class=\"_ _0\"></span>der de</div>\n<div class=\"t m0 x2c h64 y15fe ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>dherve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsover<span class=\"_ _0\"></span>eenkom<span class=\"_ _0\"></span>sten valt, w<span class=\"_ _0\"></span>ordt het gen<span class=\"_ _0\"></span>oemde</div>\n<div class=\"t m0 x1d h64 y15ff ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoud bes<span class=\"_ _1\"></span>chouwd als he<span class=\"_ _1\"></span>t maximale <span class=\"_ _1\"></span>bedrag waa<span class=\"lsed ws112\">raan Ageas </span></div>\n<div class=\"t m0 x1d h64 y1600 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">blootges<span class=\"_ _0\"></span>teld is.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1601 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1602 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor het be<span class=\"_ _0\"></span>houd per ge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is nemen we de m<span class=\"_ _0\"></span>aximale</div>\n<div class=\"t m0 x1d h64 y1603 ff1bd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecombi<span class=\"_ _0\"></span>neerde b<span class=\"_ _0\"></span>lootst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an AIL, <span class=\"_ _0\"></span>AGI en Ag<span class=\"_ _0\"></span>eas NV/<span class=\"_ _0\"></span>SA in</div>\n<div class=\"t m0 x1d h64 y1604 ff1bd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1605 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1606 ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De premie<span class=\"_ _1\"></span>s die per p<span class=\"_ _1\"></span>roductsegment <span class=\"_ _1\"></span>zijn betaal<span class=\"_ _1\"></span>d aan herve<span class=\"_ _1\"></span>rzekeraars</div>\n<div class=\"t m0 x1d h64 y1607 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>epresent<span class=\"_ _0\"></span>eerd in Toe<span class=\"_ _0\"></span>lichting<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">3<span class=\"_ _0\"></span>0 'Verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>premies'<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 746px; height: 360px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 746px; height: 360px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">T<span class=\"_ _208\"></span>oe<span class=\"_ _0\"></span>zicht en</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">solv<span class=\"_ _0\"></span>abiliteit</div>\n<div class=\"t m0 x2c h75 y799 ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas SA/NV is de ultieme</div>\n<div class=\"t m0 x2c h75 y79a ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">moedermaatschappij van de<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x2c h75 y79b ff1c3 fs4a fc14 sc0 ls137 ws176\" style=\"z-index: 15;\">Groep<span class=\"ls0 ws0\">. <span class=\"_ _1\"></span><span class=\"ls101\">De Nationale Bank van<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x2c h75 y79c ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Belgi\u00eb (NBB) heeft Ageas SA/<span class=\"_ _0\"></span>NV</div>\n<div class=\"t m0 x2c h75 y79d ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">aangemerkt als een</div>\n<div class=\"t m0 x2c h75 y79e ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Verzekeringsholding. Sin<span class=\"_ _0\"></span>ds juni</div>\n<div class=\"t m0 x2c h75 y79f ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">2018 heeft de NBB aan Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y7a0 ff1c3 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">SA/NV een vergunning toegekend</div>\n<div class=\"t m0 x2c h75 y7a1 ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">om alle leven en niet<span class=\"ls0\">-</span><span class=\"ws131\">leven </span></div>\n<div class=\"t m0 x2c h75 y7a2 ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">herverzekeringsactiviteit<span class=\"_ _0\"></span>en uit te</div>\n<div class=\"t m0 x2c h75 y7a3 ff1c3 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">voeren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y7a4 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1609 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y160a ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">NBB is de toezich<span class=\"_ _1\"></span>thoudende instant<span class=\"_ _1\"></span>ie en ontvangt in die<span class=\"_ _1\"></span> hoedanigheid spe<span class=\"_ _1\"></span>cifieke rappor<span class=\"_ _1\"></span>ten die de</div>\n<div class=\"t m0 x1ef h64 y160b ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basis vormen voo<span class=\"_ _1\"></span>r het prudentieel<span class=\"_ _1\"></span> toezicht op het nivea<span class=\"_ _1\"></span>u van de groep. In<span class=\"_ _1\"></span> zijn rol van</div>\n<div class=\"t m0 x1ef h64 y160c ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>nde inst<span class=\"_ _0\"></span>antie v<span class=\"_ _0\"></span>oor de gr<span class=\"_ _0\"></span>oep facil<span class=\"_ _0\"></span>iteert <span class=\"_ _0\"></span>de NBB gr<span class=\"_ _0\"></span>oepstoez<span class=\"_ _0\"></span>icht v<span class=\"_ _0\"></span>ia een col<span class=\"_ _0\"></span>lege va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef h64 y160d ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toezichthouder<span class=\"_ _1\"></span>s. T<span class=\"lsed ws112\">oezicht<span class=\"_ _0\"></span>houders in de E<span class=\"_ _0\"></span>ER<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">lidstat<span class=\"_ _0\"></span>en waar<span class=\"_ _0\"></span>in Ageas<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>is, zijn <span class=\"_ _0\"></span>in dit col<span class=\"_ _0\"></span>lege </span></span></div>\n<div class=\"t m0 x1ef h64 y160e ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igd. Het college we<span class=\"_ _1\"></span>rkt op basis van Europe<span class=\"_ _1\"></span>se richtlijnen<span class=\"_ _1\"></span>, waarborgt dat de</div>\n<div class=\"t m0 x1ef h64 y160f ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">samenwe<span class=\"_ _0\"></span>rking, uit<span class=\"_ _0\"></span>wisseli<span class=\"_ _0\"></span>ng van info<span class=\"_ _0\"></span>rmatie en g<span class=\"_ _0\"></span>ezamenl<span class=\"_ _0\"></span>ijk overle<span class=\"_ _0\"></span>g tussen de to<span class=\"_ _0\"></span>ezichth<span class=\"_ _0\"></span>ouden<span class=\"ws111\">de </span></div>\n<div class=\"t m0 x1ef h64 y1610 ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instant<span class=\"_ _0\"></span>ies plaats<span class=\"_ _0\"></span>vindt en b<span class=\"_ _0\"></span>evordert<span class=\"_ _0\"></span> de converg<span class=\"_ _0\"></span>entie van t<span class=\"_ _0\"></span>oezicht<span class=\"_ _0\"></span>houdend<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1611 ff1c4 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">5.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1612 ff1c4 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kapitaalbeheer Ageas onder Solvency II <span class=\"_ _1\"></span><span class=\"ls0 ws0\">- <span class=\"ls10d ws141\">Parti<span class=\"_ _1\"></span>eel Intern <span class=\"_ _1\"></span>Model (Pijler <span class=\"_ _1\"></span>I)</span> </span></div>\n<div class=\"t m0 x1ef h64 y1613 ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Sinds 1 jan<span class=\"_ _0\"></span>uari 2016 is h<span class=\"_ _0\"></span>et toezicht<span class=\"_ _0\"></span> op Ageas o<span class=\"_ _0\"></span>p geconsol<span class=\"_ _0\"></span>ideerd niv<span class=\"_ _0\"></span>eau onde<span class=\"_ _0\"></span>r het Solven<span class=\"_ _0\"></span>c<span class=\"lsf9 ws0\">y II<span class=\"ls0\">-</span></span></div>\n<div class=\"t m0 x1ef h64 y1614 ff1c1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">raamwerk. <span class=\"_ _1\"></span>In plaats v<span class=\"_ _1\"></span>an de S<span class=\"_ _1\"></span>tandaardformule <span class=\"_ _1\"></span>toe te pass<span class=\"_ _1\"></span>en gebrui<span class=\"_ _1\"></span>kt Ageas he<span class=\"_ _1\"></span>t Partieel <span class=\"_ _1\"></span>Intern</div>\n<div class=\"t m0 x1ef h64 y1615 ff1c1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Model (PIM)<span class=\"_ _1\"></span> voor de P<span class=\"_ _1\"></span>ijler 1<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">rapportage waarbi<span class=\"_ _1\"></span>j het grootste deel<span class=\"_ _1\"></span> van de schadever<span class=\"_ _1\"></span>zekeringsrisico\u2019<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x1ef h64 y1616 ff1c1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gemod<span class=\"_ _1\"></span>elleerd aan<span class=\"_ _1\"></span> de hand <span class=\"_ _1\"></span>van Ageas<span class=\"ls0 ws0\">-</span><span class=\"lsed\">specifieke for<span class=\"_ _0\"></span>mu<span class=\"ls107 ws13e\">les.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y1617 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1618 ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor voll<span class=\"_ _0\"></span>edig geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde entit<span class=\"_ _0\"></span>eiten is de con<span class=\"_ _0\"></span>sol<span class=\"ws11d\">idat<span class=\"_ _0\"></span>iekrin<span class=\"_ _0\"></span>g voor Solv<span class=\"_ _0\"></span>ency II<span class=\"_ _0\"></span> <span class=\"ws112\">vergel<span class=\"_ _0\"></span>ijkbaar met<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1ef h64 y1619 ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die van I<span class=\"_ _0\"></span>FRS, met<span class=\"_ _0\"></span> een uit<span class=\"_ _0\"></span>zonderi<span class=\"_ _0\"></span>ng voor I<span class=\"_ _0\"></span>nterpar<span class=\"_ _0\"></span>king, d<span class=\"_ _0\"></span>at in Solv<span class=\"_ _0\"></span>ency II <span class=\"_ _0\"></span>proporti<span class=\"_ _0\"></span>oneel</div>\n<div class=\"t m0 x1ef h64 y161a ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>d wordt e<span class=\"_ _0\"></span>n in IFRS v<span class=\"_ _0\"></span>olledi<span class=\"_ _0\"></span>g<span class=\"lsef\">. Sinds 2022<span class=\"_ _1\"></span> behoort oo<span class=\"ws11e\">k Agea<span class=\"_ _1\"></span>s Federal Li<span class=\"_ _1\"></span>fe Insurance </span></span></div>\n<div class=\"t m0 x1ef h64 y161b ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Company <span class=\"_ _0\"></span>Ltd. (A<span class=\"_ _0\"></span>FLIC) t<span class=\"_ _0\"></span>ot de cons<span class=\"_ _0\"></span>olidat<span class=\"_ _0\"></span>iekring.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y161c ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y161d ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In novemb<span class=\"_ _0\"></span>er 2022 ont<span class=\"_ _0\"></span>ving Ageas<span class=\"_ _0\"></span> France van d<span class=\"_ _0\"></span>e Franse to<span class=\"_ _0\"></span>ezichth<span class=\"_ _0\"></span>ouder de toe<span class=\"_ _0\"></span>lating om vo<span class=\"_ _0\"></span>or haar</div>\n<div class=\"t m0 x1ef h64 y161e ff1c1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenactiv<span class=\"_ _1\"></span>iteiten <span class=\"ws11d\">een<span class=\"_ _1\"></span> instelling<span class=\"_ _1\"></span> voor bedri<span class=\"_ _1\"></span>jfspensioenvoo<span class=\"_ _1\"></span>rziening <span class=\"lsed\">op te zetten<span class=\"lsf9 ws124\">. </span></span></span>Ageas <span class=\"lsed ws111\">Retrait<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1ef h64 y161f ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt van<span class=\"_ _0\"></span>af Q4 2022 vol<span class=\"_ _0\"></span>gens de rel<span class=\"_ _0\"></span>evante se<span class=\"_ _0\"></span>ctorreg<span class=\"_ _0\"></span>els in de Gro<span class=\"_ _0\"></span>up Solvenc<span class=\"_ _0\"></span>y II consol<span class=\"_ _0\"></span>idatiek<span class=\"_ _0\"></span>ring</div>\n<div class=\"t m0 x1ef h64 y1620 ff1c1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1621 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1622 ff1c1 fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">Alle niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws11d\">Europese d<span class=\"_ _1\"></span>eelnemingen</span> w<span class=\"_ _1\"></span>o<span class=\"lsef ws11e\">rden<span class=\"_ _1\"></span> uitgesloten van be<span class=\"_ _1\"></span>schikbaar</span> <span class=\"lsef ws11e\">e<span class=\"_ _1\"></span>n vereist kapitaal<span class=\"_ _1\"></span>, aangezien </span></span></div>\n<div class=\"t m0 x1ef h64 y1623 ff1c1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de toepasse<span class=\"_ _1\"></span>lijke solvabi<span class=\"_ _1\"></span>liteitsstelse<span class=\"_ _1\"></span>ls niet als <span class=\"_ _1\"></span>gelijkwaardi<span class=\"_ _1\"></span>g aan Solve<span class=\"_ _1\"></span>ncy II word<span class=\"_ _1\"></span>en beschouwd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1624 ff1c1 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Sinds<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Q4 2021 wordt de <span class=\"lsfa ws12b\">Turkse </span>dee<span class=\"_ _0\"></span>lnemi<span class=\"_ _0\"></span>ng AgeSa, die i<span class=\"_ _0\"></span>n mei 2021 wer<span class=\"_ _0\"></span>d aangek<span class=\"_ _0\"></span>ocht, pro rat<span class=\"_ _0\"></span>a, </span></span></div>\n<div class=\"t m0 x1ef h64 y1625 ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">maar zon<span class=\"_ _0\"></span>der div<span class=\"_ _0\"></span>ersificat<span class=\"_ _0\"></span>ie in de <span class=\"_ _0\"></span>Solvenc<span class=\"_ _0\"></span>y II cons<span class=\"_ _0\"></span>olidat<span class=\"_ _0\"></span>iekring <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1626 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1627 ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het Parti<span class=\"_ _0\"></span>eel Inter<span class=\"_ _0\"></span>n Model<span class=\"ls0 ws0\"> </span>(PIM<span class=\"_ _0\"></span>) past Ageas ov<span class=\"_ _0\"></span>ergan<span class=\"_ _0\"></span>gsmaat<span class=\"_ _0\"></span>regelen toe i<span class=\"_ _0\"></span>nzake de tec<span class=\"_ _0\"></span>hnisc<span class=\"_ _0\"></span>he</div>\n<div class=\"t m0 x1ef h64 y1628 ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorzieningen<span class=\"_ _1\"></span> in Portugal en Fran<span class=\"_ _1\"></span>krijk en de grand<span class=\"_ _1\"></span>fathering van uit<span class=\"_ _1\"></span>gegeven hybride schul<span class=\"_ _1\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 302px; height: 659px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 302px; height: 659px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1c7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De aansluit<span class=\"_ _0\"></span>ing tuss<span class=\"_ _0\"></span>en het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en volgens<span class=\"_ _0\"></span> de IFRS en <span class=\"lsef ws11e\">het eigen vermogen volgens Sol<span class=\"_ _1\"></span>vency II en de resu<span class=\"_ _1\"></span>lterende solvabilite<span class=\"_ _1\"></span>itsratio volgen<span class=\"_ _1\"></span>s het </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1c7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Partieel Intern<span class=\"_ _1\"></span> Model is de volgende<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1c7 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff1c7 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 566px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y68d ff1c7 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y68f ff1c7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 641px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y68f ff1c7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1c9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">IFRS eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y694 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 1019px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h69 y694 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 1004px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1004px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 989px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 989px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y680 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y680 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1c9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Achtergestelde verplichtingen <span class=\"_ _0\"></span>die in aanmerking komen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y67e ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 960px; z-index: 15;\">2.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y67e ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">2.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h69 y680 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 641px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h69 y680 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6df ff1c9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Perimeter wijzigingen aan IFRS waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h69 y6df ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 611px; bottom: 930px; z-index: 15;\">(4.893)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h69 y6df ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 930px; z-index: 15;\">(5.646)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Uitsluiting van verwachte dividenden<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y69a ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 915px; z-index: 15;\">(270)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y69a ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff1c7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Proportionele consolidatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 900px; z-index: 15;\">(318)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 900px; z-index: 15;\">(295)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Verwijdering uit de balans <span class=\"_ _0\"></span>van beleggingen in deelneming<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h67 y683 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 886px; z-index: 15;\">(4.305)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h67 y683 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 886px; z-index: 15;\">(4.856)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y6d1 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y6d1 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Waarderingsverschillen <span class=\"ls0 ws0\">- <span class=\"ls115 ws171\">(niet g<span class=\"_ _1\"></span>eaudit)</span> </span></div>\n<div class=\"t m0 x255 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 856px; z-index: 15;\">2.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 856px; z-index: 15;\">(2.348)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Herwaardering van vastgoedinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 841px; z-index: 15;\">1.718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1c7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Verwijdering uit de balans van parking concessies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y68d ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 826px; z-index: 15;\">(576)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y68d ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 826px; z-index: 15;\">(407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Verwijdering uit de balans <span class=\"_ _0\"></span>van goodwill <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 811px; z-index: 15;\">(602)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 811px; z-index: 15;\">(610)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Herwaardering van balansonde<span class=\"_ _0\"></span>rdelen gerelateerd aan de<span class=\"_ _0\"></span> verzekeringsactiviteiten <span class=\"ls0 ws0\">- </span>(niet geaudit)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y694 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">(Technische voorzieningen, herverzekeringsvorderingen, VOBA en overlopende<span class=\"_ _0\"></span> <span class=\"ws116\">acquisitiekosten)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 782px; z-index: 15;\">3.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 782px; z-index: 15;\">(7.036)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Herwaardering van activa d<span class=\"_ _0\"></span>ie onder IFRS niet <span class=\"_ _0\"></span>aan re\u00eble waarde kunn<span class=\"_ _0\"></span>en worden geboekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y67e ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">(Obligaties aangehouden tot einde loop<span class=\"_ _0\"></span>tijd, leningen, hypotheken)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x11 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 752px; z-index: 15;\">(1.256)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 752px; z-index: 15;\">3.384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Belastingimpact op <span class=\"ws116\">waarderings<span class=\"_ _0\"></span>verschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x122 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 737px; z-index: 15;\">(851)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 737px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1c7 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 722px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y680 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 722px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y685 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y685 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Totaal Solvency II eigen vermogen <span class=\"ls0 ws0\">- <span class=\"lsfb ws172\">(ni<span class=\"_ _1\"></span>et geaudit)</span> </span></div>\n<div class=\"t m0 x255 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 692px; z-index: 15;\">8.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 692px; z-index: 15;\">8.985<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Niet in aanmerking ko<span class=\"_ _0\"></span>mend beschikbaar kapitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y685 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 678px; z-index: 15;\">(987)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h67 y685 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 678px; z-index: 15;\">(1.029)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff1c9 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> in aanme<span class=\"_ _0\"></span>rking k<span class=\"_ _0\"></span>omend So<span class=\"_ _0\"></span>lvency<span class=\"_ _0\"></span> II eige<span class=\"_ _0\"></span>n vermo<span class=\"_ _0\"></span>gen <span class=\"ls0 ws0\">- </span><span class=\"lsfb\">(nie<span class=\"_ _1\"></span>t </span><span class=\"ws16f\">geaudit)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 663px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 663px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1c7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Vereist kapitaal voor de Groep volgens het Partieel Intern Model (SCR) <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws116\">(niet<span class=\"ls0 ws0\">-</span>geaudit)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h67 y688 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 648px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y688 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 648px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Kapitaalratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 633px; z-index: 15;\">206,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 766px; bottom: 633px; z-index: 15;\">188,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1644 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1645 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1c7 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68b ff1c7 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 566px; bottom: 586px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y68b ff1c7 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 586px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h69 y6e8 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 571px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h69 y6e8 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 641px; bottom: 571px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h69 y6e8 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 571px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1c9 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 556px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> in aanme<span class=\"_ _0\"></span>rking k<span class=\"_ _0\"></span>omend e<span class=\"_ _0\"></span>igen ver<span class=\"_ _0\"></span>mogen<span class=\"_ _0\"></span> onder <span class=\"ws0\">Sol<span class=\"_ _0\"></span>vency<span class=\"_ _0\"></span> II,<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff1c7 fs46 fc1d sc0 ls0 ws0\" style=\"left: 641px; bottom: 556px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y68b ff1c7 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 556px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 541px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">waarvan </span>-<span class=\"_ _1\"></span> <span class=\"lsfb ws126\">(niet g<span class=\"_ _1\"></span>eaudit)<span class=\"_ _1\"></span>:</span> </div>\n<div class=\"t m0 x255 h69 y6e8 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 541px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y6e8 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 541px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 526px; z-index: 15;\">Tier<span class=\"_ _1\"></span> 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 526px; z-index: 15;\">5.028<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 526px; z-index: 15;\">5.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1c7 fs46 fc14 sc0 lsfb ws126\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Tier 1 re<span class=\"_ _1\"></span>stricte<span class=\"_ _1\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 512px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 512px; z-index: 15;\">1.164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Tier<span class=\"_ _1\"></span> 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 497px; z-index: 15;\">1.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 497px; z-index: 15;\">1.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1c7 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Tier<span class=\"_ _1\"></span> 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 482px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 482px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1647 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1648 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1649 ff1c7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het eigen <span class=\"_ _1\"></span>vermogen <span class=\"ws113\">daa<span class=\"_ _1\"></span>lde<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">tussen Q4</span> </span>2021 </span>en Q4<span class=\"ls0 ws0\"> </span><span class=\"ws113\">2<span class=\"_ _1\"></span>022 <span class=\"lsed ws112\">van EUR 7.956 mi<span class=\"_ _0\"></span>ljoen naa<span class=\"_ _0\"></span>r EUR 7.137 m<span class=\"_ _0\"></span>iljoen<span class=\"lsf9 ws124\">, <span class=\"lsef ws11d\">verklaard door<span class=\"ls0 ws0\"> </span>kapi<span class=\"_ _1\"></span>taalstransac<span class=\"_ _1\"></span>ties (terugkoo<span class=\"_ _1\"></span>p </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y164a ff1c7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen aandel<span class=\"_ _1\"></span>en en fresh<span class=\"_ _1\"></span> ondergeschi<span class=\"_ _1\"></span>kte schulden<span class=\"_ _1\"></span>, interim<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">dividend) en ongu<span class=\"_ _0\"></span>nstige sc<span class=\"_ _0\"></span>hommeli<span class=\"_ _0\"></span>ngen op de fin<span class=\"_ _0\"></span>anci\u00ebl<span class=\"_ _0\"></span>e markten (i<span class=\"_ _0\"></span>ntrest<span class=\"_ _0\"></span>en<span class=\"lsf9 ws124\">, <span class=\"lsef ws113\">aandelen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>en </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y164b ff1c7 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e). <span class=\"lsef ws11d\">Dit werd de<span class=\"_ _1\"></span>els gecompens<span class=\"_ _1\"></span>eerd door de<span class=\"_ _1\"></span> toevoeging <span class=\"_ _1\"></span>van AF<span class=\"lsed\">LIC aan de co<span class=\"_ _0\"></span>nsolid<span class=\"_ _0\"></span>atiekring <span class=\"_ _0\"></span>en creat<span class=\"_ _0\"></span>ie van e<span class=\"_ _0\"></span>igen ver<span class=\"_ _0\"></span>mogen do<span class=\"_ _0\"></span>or gedeg<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y164c ff1c7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">operationele pre<span class=\"_ _1\"></span>staties. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y164d ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y164e ff1c7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Niet in aanmer<span class=\"_ _1\"></span>king komend beschi<span class=\"_ _1\"></span>kbaar kapitaal is<span class=\"_ _1\"></span> verbonden met belangen<span class=\"_ _1\"></span> van derden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 346px; height: 760px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 346px; height: 760px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1cb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De solv<span class=\"_ _0\"></span>abiliteit<span class=\"_ _0\"></span>skapit<span class=\"_ _0\"></span>aalver<span class=\"_ _0\"></span>eisten k<span class=\"_ _0\"></span>unnen al<span class=\"_ _0\"></span>s volgt w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span>samengev<span class=\"_ _0\"></span>at:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1cb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff1cb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h67 y68d ff1cb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68f ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1cb fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Marktrisico<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1019px; z-index: 15;\">4.263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">5.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1cb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tegenpartij kredietrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68f ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1004px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68f ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Levensverzekeringstechnisch risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 989px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 989px; z-index: 15;\">944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gezondheidzorg verzekeringtechnisch risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 975px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 975px; z-index: 15;\">338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1cb fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf2 ws120\">leven verzekerin<span class=\"_ _0\"></span>gstechni<span class=\"_ _0\"></span>sch risico<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xee h67 y67e ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 960px; z-index: 15;\">966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 960px; z-index: 15;\">875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Diversificatie tussen de hierboven vermelde risico's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd2 h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 945px; z-index: 15;\">(2.001)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd2 h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 945px; z-index: 15;\">(1.673)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff1cb fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">diversifieerbare risico's</span> </span></div>\n<div class=\"t m0 xee h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 930px; z-index: 15;\">575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 930px; z-index: 15;\">552<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1cb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Absorberend vermogen van <span class=\"_ _0\"></span>technische voorzieningen om <span class=\"_ _0\"></span>verliezen te compenseren<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd2 h67 y69a ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 915px; z-index: 15;\">(1.922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd2 h67 y69a ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 915px; z-index: 15;\">(1.378)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Absorberend vermogen van u<span class=\"_ _0\"></span>itgestelde <span class=\"ws118\">belastingen om verliezen te compenseren<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf0 h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 900px; z-index: 15;\">(624)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 900px; z-index: 15;\">(755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff1cd fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Vereist<span class=\"_ _0\"></span> kapita<span class=\"_ _0\"></span>al voor<span class=\"_ _0\"></span> de Groe<span class=\"_ _0\"></span>p volgens<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y683 ff1cb fs46 fc1d sc0 ls0 ws0\" style=\"left: 630px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff1cb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6d1 ff1cd fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls11a ws11a\">het Partieel I<span class=\"_ _0\"></span>ntern Model (S<span class=\"_ _0\"></span>CR) <span class=\"ls0 ws0\">\u2013 <span class=\"lsf5 ws16f\">(niet</span>-<span class=\"lsf6 ws11b\">geaudi<span class=\"_ _1\"></span>t)</span> </span></span></div>\n<div class=\"t m0 x48 h69 y6d1 ff1cd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 871px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y6d1 ff1cd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 871px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Impact van Schade Intern Model op Niet<span class=\"ls0 ws0\">-</span>Leven Verzekeringstechnisch Risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 841px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 841px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1cb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Impact van Schade Int<span class=\"_ _0\"></span>ern Model op Diversificatie en<span class=\"_ _0\"></span> andere risico's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68d ff1cb fs46 fc14 sc0 ls11a ws175\" style=\"left: 615px; bottom: 826px; z-index: 15;\">(6<span class=\"ls0 ws0\">2) </span></div>\n<div class=\"t m0 xf0 h67 y68d ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 826px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Impact van Schade intern Model op correctie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y68b ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68b ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 796px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">voor het vermogen via Uitgestelde Be<span class=\"_ _0\"></span>lastingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 796px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 796px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1cd fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Vereist<span class=\"_ _0\"></span> Kapita<span class=\"_ _0\"></span>al voor<span class=\"_ _0\"></span> de Groe<span class=\"_ _0\"></span>p onder de<span class=\"_ _0\"></span> Standa<span class=\"_ _0\"></span>ardf<span class=\"_ _0\"></span>ormule <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsfb\">(niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls115 ws177\">geaudit)</span> </span></span></div>\n<div class=\"t m0 x48 h69 y68f ff1cd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 782px; z-index: 15;\">3.<span class=\"ls0 ws0\">5</span>55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff1cd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 782px; z-index: 15;\">4.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1655 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1656 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b y1657 ff1ce fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">5.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1658 ff1ce fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kapitaalbeheer Ageas onder Solvency II <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"ls117 ws14f\">SCR</span></span></div>\n<div class=\"t m0 x83 hb1 y1659 ff1ce fs4b fcc sc0 ls138 ws178\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x253 h7b y165a ff1ce fs50 fcc sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b y165b ff1ce fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">(Pijler 2 <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"_ _1\"></span><span class=\"ls10f ws143\">niet<span class=\"_ _1\"></span> gea<span class=\"_ _1\"></span>udi<span class=\"_ _1\"></span>t)</span></span></div>\n<div class=\"t m0 x2c h64 y165c ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is va<span class=\"_ _0\"></span>n mening dat ee<span class=\"_ _0\"></span>n sterke kap<span class=\"_ _0\"></span>itaalba<span class=\"_ _0\"></span>sis in de ind<span class=\"_ _0\"></span>ividuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y165d ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en een noo<span class=\"_ _0\"></span>dzaak is, e<span class=\"_ _0\"></span>nerzijds<span class=\"_ _0\"></span> als een compet<span class=\"_ _0\"></span>itief</div>\n<div class=\"t m0 x2c h64 y165e ff1cb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voordeel en<span class=\"_ _1\"></span> anderzijd<span class=\"_ _1\"></span>s om de ge<span class=\"_ _1\"></span>plande groei<span class=\"_ _1\"></span> te financ<span class=\"_ _1\"></span>ieren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y165f ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1660 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor zijn kapi<span class=\"_ _1\"></span>taalbeheer hanteer<span class=\"_ _1\"></span>t Ageas een interne ben<span class=\"_ _1\"></span>adering</div>\n<div class=\"t m0 x2c h64 y1661 ff1cb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebaseerd o<span class=\"_ _1\"></span>p het Par<span class=\"_ _1\"></span>tieel Intern <span class=\"_ _1\"></span>Model met <span class=\"_ _1\"></span>een aangepas<span class=\"_ _1\"></span>t spr<span class=\"ws113\">ead </span></div>\n<div class=\"t m0 x2c h64 y1662 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">risico, waarbi<span class=\"_ _1\"></span>j een Intern Model<span class=\"_ _1\"></span> wordt toegepast voor<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11d\">Vastgoed (<span class=\"_ _1\"></span>vanaf </span></div>\n<div class=\"t m0 x2c h64 y1663 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">2016), overgang<span class=\"_ _1\"></span>smaatregelen word<span class=\"_ _1\"></span>en verwijderd (me<span class=\"_ _1\"></span>t uitzondering van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1664 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de grandf<span class=\"_ _0\"></span>atherin<span class=\"_ _0\"></span>g van uitgeg<span class=\"_ _0\"></span>even hybr<span class=\"_ _0\"></span>ide schu<span class=\"_ _0\"></span>ld en de verle<span class=\"_ _0\"></span>nging van</div>\n<div class=\"t m0 x2c h64 y1665 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rapportagedeadl<span class=\"_ _1\"></span>ines) en een aanpa<span class=\"_ _1\"></span>ssing voor d<span class=\"ws11d\">e r<span class=\"_ _1\"></span>e\u00eble waardering<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y1666 ff1cb fs44 fc14 sc0 ls104 ws136\" style=\"z-index: 15;\">IAS 19<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">reserves. </span> </span></div>\n<div class=\"t m0 x2c h64 y1667 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1668 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder dez<span class=\"_ _0\"></span>e aanpass<span class=\"_ _0\"></span>ing wordt h<span class=\"_ _0\"></span>et spread ris<span class=\"_ _0\"></span>ico berek<span class=\"_ _0\"></span>end op het</div>\n<div class=\"t m0 x1d h64 y1669 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">fundame<span class=\"_ _0\"></span>nteel ged<span class=\"_ _0\"></span>eelte va<span class=\"_ _0\"></span>n het spread<span class=\"_ _0\"></span>risico vo<span class=\"_ _0\"></span>or alle obligat<span class=\"_ _0\"></span>ies. Dit</div>\n<div class=\"t m0 x1d h64 y166a ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beteke<span class=\"_ _0\"></span>nt dat evene<span class=\"_ _0\"></span>ens een SCR<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">last w<span class=\"_ _1\"></span>ordt toegekend<span class=\"_ _1\"></span> aan </span></span></div>\n<div class=\"t m0 x1d h64 y166b ff1cb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overhei<span class=\"_ _0\"></span>dsobli<span class=\"_ _0\"></span>gaties u<span class=\"_ _0\"></span>it de E<span class=\"ws112\">U m<span class=\"_ _0\"></span>et een hoge rat<span class=\"_ _0\"></span>ing en verl<span class=\"_ _0\"></span>aagt het </span></div>\n<div class=\"t m0 x1d h64 y166c ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">spread ris<span class=\"_ _0\"></span>ico voor al<span class=\"_ _0\"></span>le andere ob<span class=\"_ _0\"></span>ligaties<span class=\"_ _0\"></span>. De technis<span class=\"_ _0\"></span>che voor<span class=\"_ _0\"></span>zieninge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y166d ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gewaarde<span class=\"_ _1\"></span>erd tegen de contant<span class=\"_ _1\"></span>e waarde met gebr<span class=\"_ _1\"></span>uik van een</div>\n<div class=\"t m0 x1d h64 y166e ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentec<span class=\"_ _0\"></span>urve zoals v<span class=\"_ _0\"></span>oorgesc<span class=\"_ _0\"></span>hreven do<span class=\"_ _0\"></span>or EIOPA. In pl<span class=\"_ _0\"></span>aats van de</div>\n<div class=\"t m0 x1d h64 y166f ff1cb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaard v<span class=\"_ _1\"></span>olatiliteitsaanp<span class=\"_ _1\"></span>assing passen<span class=\"_ _1\"></span> de ondernem<span class=\"_ _1\"></span>ingen een</div>\n<div class=\"t m0 x1d h64 y1670 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>specif<span class=\"_ _0\"></span>ieke volat<span class=\"_ _0\"></span>iliteits<span class=\"_ _0\"></span>aanpass<span class=\"_ _0\"></span>ing toe, of<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span>en een model</div>\n<div class=\"t m0 x1d h64 y1671 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor verwachte<span class=\"_ _1\"></span> verliezen gebaseer<span class=\"_ _1\"></span>d op de samenstellin<span class=\"_ _1\"></span>g van hun</div>\n<div class=\"t m0 x1d h64 y1672 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke activ<span class=\"_ _0\"></span>aportef<span class=\"_ _0\"></span>euille. D<span class=\"_ _0\"></span>eze SCR wor<span class=\"_ _0\"></span>dt SCR</div>\n<div class=\"t m0 x254 h76 y1673 ff1cb fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x98 h64 y1674 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws113\">genoemd.</span> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 488px; height: 618px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 488px; height: 618px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De aansluit<span class=\"_ _0\"></span>ing van de S<span class=\"_ _0\"></span>CR</div>\n<div class=\"t m0 x46 h76 y1676 ff1d0 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xd4 h64 y82e ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws11e\">met het Parti<span class=\"_ _1\"></span>eel Intern Model SCR<span class=\"_ _1\"></span> is de volgende:</span> </div>\n<div class=\"t m0 x2c h64 y1677 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y68b ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h69 y68d ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff1d2 fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Parti<span class=\"_ _1\"></span>eel In<span class=\"_ _1\"></span>tern <span class=\"_ _1\"></span>Model S<span class=\"_ _1\"></span>CR Gro<span class=\"_ _1\"></span>ep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Uitsluiting van Algemene Re<span class=\"_ _0\"></span>kening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1020px; z-index: 15;\">(79)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 1020px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Partieel Intern Model <span class=\"_ _0\"></span>SCR Verzekeringsactiviteiten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1005px; z-index: 15;\">3.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">4.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Impact van Intern Model Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 990px; z-index: 15;\">(125)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 990px; z-index: 15;\">(184)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1d0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Bijkomend Spreadrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 976px; z-index: 15;\">3</div>\n<div class=\"t m0 x73 h67 y680 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 976px; z-index: 15;\">252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1d0 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 961px; z-index: 15;\">Min di<span class=\"_ _1\"></span>vers<span class=\"_ _1\"></span>ificat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 961px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 961px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 946px; z-index: 15;\">Min correctie technische voor<span class=\"_ _0\"></span>ziening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 946px; z-index: 15;\">3</div>\n<div class=\"t m0 xee h67 y69a ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 946px; z-index: 15;\">(156)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Min Beperking correctie vo<span class=\"_ _0\"></span>or het vermogen van ui<span class=\"_ _0\"></span>tgesteld belastingverlies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y685 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 931px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h69 y6e3 ff1d2 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Insura<span class=\"_ _0\"></span>nce SC<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x63 hb2 y1682 ff1d2 fs6f fc1d sc0 ls10e ws142\" style=\"left: 132px; bottom: 915px; z-index: 15;\">ageas</div>\n<div class=\"t m0 x5a h69 y6e3 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 148px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x51 h69 y6e3 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 916px; z-index: 15;\">3.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 916px; z-index: 15;\">4.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1683 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1684 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y685 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 869px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y685 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 869px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h69 y683 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1d2 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 839px; z-index: 15;\">In aanmerking komend groepsvermogen gebaseer<span class=\"_ _0\"></span>d op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 824px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Partieel Intern Model</span> </div>\n<div class=\"t m0 x51 h69 y683 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 824px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Uitsluiting van Algemene Re<span class=\"_ _0\"></span>kening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 810px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 810px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1d0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Herwaardering technische voorziening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68d ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 795px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68d ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 780px; z-index: 15;\">Terugboeking van parking conce<span class=\"_ _0\"></span>ssies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 780px; z-index: 15;\">499<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Herberekening van niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">beschikbaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 765px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 765px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 750px; z-index: 15;\">In aanmerking komend verzekeringsvermogen<span class=\"_ _0\"></span> onder Solvency II</div>\n<div class=\"t m0 x131 hb2 y168d ff1d2 fs6f fc1d sc0 ls10e ws142\" style=\"left: 341px; bottom: 749px; z-index: 15;\">ageas</div>\n<div class=\"t m0 xc9 h69 y68f ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 358px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 750px; z-index: 15;\">7.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 750px; z-index: 15;\">7.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y168e ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y168f ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1690 ff1d0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">SCR</span></span></div>\n<div class=\"t m0 xef h76 y1691 ff1d0 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x4a h64 y1692 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws113\">daalde<span class=\"_ _1\"></span></span> <span class=\"ls103 ws161\">van E<span class=\"_ _1\"></span>UR <span class=\"lsef ws113\">4.033<span class=\"_ _1\"></span> <span class=\"ls107 ws137\">miljoen<span class=\"_ _1\"></span> in <span class=\"ls104 ws134\">Q4 </span></span>2021 <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tot</span></span></span> <span class=\"_ _1\"></span><span class=\"ls10c ws13b\">EUR </span></div>\n<div class=\"t m0 x2c h64 y1693 ff1d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">3.284 <span class=\"ls107 ws13e\">mil<span class=\"_ _1\"></span>joen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in Q4 </span></span></span>2022<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span><span class=\"ws11e\">grotendee<span class=\"_ _1\"></span>ls verklaard doo<span class=\"_ _1\"></span>r volgende </span></div>\n<div class=\"t m0 x2c h64 y1694 ff1d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">componenten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1695 ff1d3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d4\"> <span class=\"_ _3f\"> </span><span class=\"ff1d2 lsed ws111\">Marktrisico</span><span class=\"ff1d0\"> <span class=\"lsef ws113\">daalde</span> <span class=\"lsef ws113\">door <span class=\"lsed ws11d\">daling van het<span class=\"_ _0\"></span> risico o<span class=\"_ _0\"></span>p aandel<span class=\"_ _0\"></span>en </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y1696 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(reclass<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie naar lang<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">termijn aandele<span class=\"_ _1\"></span>n) en vastgoed (dal<span class=\"_ _1\"></span>ing </span></span></div>\n<div class=\"t m0 x1a0 h64 y1697 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het risic<span class=\"_ _0\"></span>o in de vast<span class=\"_ _0\"></span>goedport<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le)<span class=\"lsf9 ws124\">. </span>Ook bew<span class=\"_ _0\"></span>egingen op de</div>\n<div class=\"t m0 x1a0 h64 y1698 ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>markten (hoge<span class=\"_ _1\"></span>re intrest<span class=\"_ _1\"></span>voeten en waar<span class=\"_ _1\"></span>dedalingen <span class=\"_ _1\"></span>van de</div>\n<div class=\"t m0 x1a0 h64 y1699 ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen) v<span class=\"_ _1\"></span>erklaren he<span class=\"_ _1\"></span>t gedaalde mar<span class=\"_ _1\"></span>ktrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y169a ff1d3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d4\"> <span class=\"_ _3f\"> </span><span class=\"ff1d2 lsfa ws113\">Leven en <span class=\"_ _1\"></span>niet</span><span class=\"ff1d2\">-<span class=\"lsef ws11d\">leven verzeke<span class=\"_ _1\"></span>ringstechnisch</span> <span class=\"_ _1\"></span><span class=\"lsed ws111\">risico</span><span class=\"ff1d0\"> <span class=\"lsee ws112\">steeg </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y169b ff1d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">grotendeels <span class=\"_ _1\"></span><span class=\"ws11d\">door hogere<span class=\"_ _1\"></span> vervalrisi<span class=\"_ _1\"></span>co\u2019s<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">(hogere intr<span class=\"_ _0\"></span>estvoete<span class=\"_ _0\"></span>n) en </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y169c ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoger non<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">li<span class=\"_ _1\"></span>fe retent<span class=\"_ _1\"></span>ie risico i<span class=\"_ _1\"></span>n de herver<span class=\"_ _1\"></span>zekeringen <span class=\"_ _1\"></span>en de groei<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x1a0 h64 y169d ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gsactivi<span class=\"_ _0\"></span>teiten<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y169e ff1d3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d4\"> <span class=\"_ _3f\"> </span><span class=\"ff1d0 lsef ws11e\">D<span class=\"_ _1\"></span>eze stijgingen wer<span class=\"_ _1\"></span>den <span class=\"ws113\">deels</span></span><span class=\"ff1d0\"> <span class=\"lsef ws11e\">gec<span class=\"_ _1\"></span>ompenseerd door</span> </span></span></div>\n<div class=\"t m0 x1a0 h64 y169f ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">modelaanpassin<span class=\"_ _1\"></span>gen en <span class=\"lsed ws112\">de stijgin<span class=\"_ _0\"></span>g in de verlies<span class=\"_ _0\"></span>absorpt<span class=\"_ _0\"></span>iecapac<span class=\"_ _0\"></span>iteit </span></div>\n<div class=\"t m0 x1a0 h64 y16a0 ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de Technisch<span class=\"_ _1\"></span>e Provisies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y16a1 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16a2 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Sinds 202<span class=\"_ _0\"></span>1 bevat de ve<span class=\"_ _0\"></span>rliesa<span class=\"_ _0\"></span>bsorptie<span class=\"_ _0\"></span>capacit<span class=\"_ _0\"></span>eit van de Tec<span class=\"_ _0\"></span>hnische</div>\n<div class=\"t m0 x1d h64 y16a3 ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Provisies <span class=\"_ _1\"></span>ook de overlop<span class=\"_ _1\"></span>ende rekening<span class=\"_ _1\"></span>. De overlo<span class=\"_ _1\"></span>pende rekeni<span class=\"_ _1\"></span>ng werd</div>\n<div class=\"t m0 x1d h64 y16a4 ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan het modelraam<span class=\"_ _1\"></span>werk toegevoegd om<span class=\"_ _1\"></span> de manier waarop het</div>\n<div class=\"t m0 x1d h64 y16a5 ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>resultaat b<span class=\"_ _1\"></span>innen een nor<span class=\"_ _1\"></span>male bedrij<span class=\"_ _1\"></span>fsvoering beheer<span class=\"_ _1\"></span>d wordt</div>\n<div class=\"t m0 x1d h64 y16a6 ff1d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beter t<span class=\"_ _0\"></span>e reflect<span class=\"_ _0\"></span>eren. Het <span class=\"_ _0\"></span>vorige <span class=\"_ _0\"></span>model be<span class=\"_ _0\"></span>rekende k<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>alswinst<span class=\"_ _0\"></span>en en</div>\n<div class=\"t m0 x1d h64 y16a7 ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliezen die<span class=\"_ _1\"></span> consistent waren me<span class=\"_ _1\"></span>t de Solvency II con<span class=\"_ _1\"></span>tractgrenzen (run<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y16a8 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">off basis<span class=\"_ _0\"></span>), en <span class=\"lsef ws11e\">gaf een vertekend<span class=\"_ _1\"></span> beeld van de toekoms<span class=\"_ _1\"></span>tige gerealiseerde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y16a9 ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble marge<span class=\"_ _1\"></span> bij een normale<span class=\"_ _1\"></span> bedrijfsvoering<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y16aa ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16ab ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De SCR daald<span class=\"_ _1\"></span>e, ondank<span class=\"_ _1\"></span>s de toevoeging<span class=\"_ _1\"></span> van AFLI<span class=\"_ _1\"></span>C aan de</div>\n<div class=\"t m0 x1d h64 y16ac ff1d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">consolidatiek<span class=\"_ _1\"></span>ring<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 y16ad ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16ae ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16af ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16b0 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y16b1 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y16b2 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 492px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6e3 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 469px; bottom: 405px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 453px; bottom: 390px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff1d0 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 520px; bottom: 390px; z-index: 15;\">SCR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 420px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a6 h67 y6e3 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 555px; bottom: 405px; z-index: 15;\">Solvabiliteits<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x16c h67 y685 ff1d0 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 591px; bottom: 390px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6e3 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 405px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 642px; bottom: 390px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff1d0 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 708px; bottom: 390px; z-index: 15;\">SCR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 420px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a6 h67 y6e3 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 743px; bottom: 405px; z-index: 15;\">Solvabiliteits<span class=\"ls0 ws0\">-  </span></div>\n<div class=\"t m0 x16c h67 y685 ff1d0 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 779px; bottom: 390px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6e3 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 539px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y6e3 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 727px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c7 h67 y685 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 420px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 609px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 727px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 360px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 469px; bottom: 360px; z-index: 15;\">5.261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 360px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 577px; bottom: 360px; z-index: 15;\">241,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 360px; z-index: 15;\">6.116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 360px; z-index: 15;\">2.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 765px; bottom: 360px; z-index: 15;\">212,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 345px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 469px; bottom: 345px; z-index: 15;\">1.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 345px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 577px; bottom: 345px; z-index: 15;\">183,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 345px; z-index: 15;\">1.923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 345px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 765px; bottom: 345px; z-index: 15;\">165,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 330px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 330px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 330px; z-index: 15;\">441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 577px; bottom: 330px; z-index: 15;\">205,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 330px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 712px; bottom: 330px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 765px; bottom: 330px; z-index: 15;\">223,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Algemene Rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 316px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 316px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c6 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 609px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 316px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 712px; bottom: 316px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c6 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Eliminatie / diversificatie *<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 463px; bottom: 301px; z-index: 15;\">(1.355)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 301px; z-index: 15;\">(471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 609px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 301px; z-index: 15;\">(1.713)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 706px; bottom: 301px; z-index: 15;\">(531)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff1d2 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 286px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l Age<span class=\"_ _1\"></span>as<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 469px; bottom: 286px; z-index: 15;\">7.337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 286px; z-index: 15;\">3.363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 577px; bottom: 286px; z-index: 15;\">218,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 286px; z-index: 15;\">8.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 704px; bottom: 286px; z-index: 15;\">4.128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 286px; z-index: 15;\">197,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y16bd ff1d5 fs49 fc14 sc0 lsfe ws12d\" style=\"z-index: 15;\">(*)<span class=\"ls0 ws0\"> <span class=\"_ _5\"> </span><span class=\"lsfc ws128\">Inclusief India (AFLIC) sinds Q4 2022</span> </span></div>\n<div class=\"t m0 x2c h64 y16be ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y16bf ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De beoogde<span class=\"_ _1\"></span> kapitaalratio<span class=\"_ _1\"></span> wordt ge<span class=\"_ _1\"></span>steld op 175<span class=\"_ _1\"></span>% gebaseerd op<span class=\"_ _1\"></span> SCR</div>\n<div class=\"t m0 x14c h76 y16c0 ff1d0 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 228px; height: 878px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 228px; height: 878px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Beloningen e<span class=\"_ _1\"></span>n  </div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>ergoeding</div>\n\n<div class=\"t m0 x2c h7b y7a9 ff1d8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">6.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff1d8 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">(Personeels)vergoedi<span class=\"_ _1\"></span>ngen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h75 yf5b ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Dit hoofdstuk heeft betrekking op</div>\n<div class=\"t m0 x2c h75 yf5c ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">vergoedingen na uitdiensttreding,</div>\n<div class=\"t m0 x2c h75 yf5d ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">andere langetermijn<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c h75 yf5e ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen en<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 yf5f ff1d9 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">be\u00ebindigingsvergoedingen.</div>\n<div class=\"t m0 x2c h75 yf60 ff1d9 fs4a fc14 sc0 ls102 ws138\" style=\"z-index: 15;\">Vergoedingen na <span class=\"ws132\">uitdi<span class=\"_ _1\"></span>ensttreding </span></div>\n<div class=\"t m0 x2c h75 yf61 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn personeels<span class=\"ws130\">beloningen<span class=\"_ _0\"></span>, zoals </span></div>\n<div class=\"t m0 x2c h75 yf62 ff1d9 fs4a fc14 sc0 ls102 ws138\" style=\"z-index: 15;\">pensioenen en gezondhe<span class=\"_ _1\"></span>idszorg</div>\n<div class=\"t m0 x2c h75 yf63 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">regelingen, die worden uitgekeerd</div>\n<div class=\"t m0 x2c h75 yf64 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">na be\u00ebindiging van de</div>\n<div class=\"t m0 x2c h75 yf65 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">arbeidsrelatie. Andere langetermijn<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h75 yf66 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen zi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c h75 yf67 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen d<span class=\"_ _0\"></span>ie niet</div>\n<div class=\"t m0 x2c h75 yf68 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">(volledig) betaalbaar zijn <span class=\"ls102 ws132\">binnen </span></div>\n<div class=\"t m0 x2c h75 y16c4 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">twaalf maanden na de periode</div>\n<div class=\"t m0 x2c h75 y16c5 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">waarin de medewerkers de</div>\n<div class=\"t m0 x2c h75 y16c6 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">betreffende dienst hebben verleend,</div>\n<div class=\"t m0 x2c h75 y16c7 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">zoals jubileumuitkeringen en</div>\n<div class=\"t m0 x2c h75 y16c8 ff1d9 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">langdurige</div>\n<div class=\"t m0 x2c h75 y16c9 ff1d9 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">arbeidsongeschiktheidsuitke<span class=\"_ _0\"></span>ringen.</div>\n<div class=\"t m0 x2c h75 y16ca ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Be\u00ebindigingsvergoedingen zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y16cb ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsvergoedingen die</div>\n<div class=\"t m0 x2c h75 y16cc ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">betaalbaar zijn ten gevo<span class=\"_ _0\"></span>lge<span class=\"ls0\"> <span class=\"ls102 ws133\">van het </span></span></div>\n<div class=\"t m0 x2c h75 y16cd ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">voortijdig be\u00ebindigen van de</div>\n<div class=\"t m0 x2c h75 y16ce ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">arbeidsovereenkomst met een</div>\n<div class=\"t m0 x2c h75 y16cf ff1d9 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">werknemer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van all<span class=\"_ _1\"></span>e personeels<span class=\"_ _1\"></span>vergoedingen<span class=\"_ _1\"></span> binnen Agea<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7aa ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1d6 fs46 fc1f sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y691 ff1d6 fs46 fc1f sc0 lsf1 ws116\" style=\"left: 688px; bottom: 801px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y691 ff1d6 fs46 fc1f sc0 lsf1 ws116\" style=\"left: 774px; bottom: 801px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff1d6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 325px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6be ff1da fs46 fc18 sc0 ls0 ws0\" style=\"left: 707px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6be ff1da fs46 fc18 sc0 ls0 ws0\" style=\"left: 793px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 770px; z-index: 15;\">Pensioenregelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 770px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 770px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d6 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 755px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige <span class=\"lsf1 ws118\">v<span class=\"_ _1\"></span>ergoedingen na uitdiensttreding<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 698px; bottom: 755px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 755px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Overige lange<span class=\"ls0 ws0\">-<span class=\"lsf8 ws121\">termijn</span>-</span><span class=\"ws116\">personeelsbeloningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 698px; bottom: 741px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 741px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 726px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69a ff1d6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 703px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h67 y69a ff1d6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws115\" style=\"left: 325px; bottom: 711px; z-index: 15;\">Totaal verplichtingen vo<span class=\"_ _0\"></span>or regelingen met vaste toe<span class=\"_ _0\"></span>zeggingen (activa)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws116\" style=\"left: 693px; bottom: 711px; z-index: 15;\">631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws116\" style=\"left: 779px; bottom: 711px; z-index: 15;\">886<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16d7 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16d8 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16d9 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n en <span class=\"lsed ws112\">gerelateer<span class=\"_ _0\"></span>de prestat<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>olgens de \u2018<span class=\"_ _0\"></span>project<span class=\"_ _0\"></span>ed unit cre<span class=\"_ _0\"></span>dit\u2019 method<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1ef h64 y16da ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd. Het doel<span class=\"_ _0\"></span> van deze meth<span class=\"_ _0\"></span>ode is de belo<span class=\"_ _0\"></span>ningen toe te r<span class=\"_ _0\"></span>ekenen na<span class=\"_ _0\"></span>ar rato van het a<span class=\"_ _0\"></span>antal</div>\n<div class=\"t m0 x1ef h64 y16db ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dienstjaren<span class=\"_ _1\"></span> waarbij rekeni<span class=\"_ _1\"></span>ng wordt g<span class=\"_ _1\"></span>ehouden met <span class=\"_ _1\"></span>toekomstige <span class=\"_ _1\"></span>salarisverhogin<span class=\"_ _1\"></span>gen en de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16dc ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toewijzingsbeg<span class=\"_ _1\"></span>inselen van de pens<span class=\"_ _1\"></span>ioenregeling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16dd ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16de ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verplichting<span class=\"_ _1\"></span> voor toegezegdp<span class=\"_ _1\"></span>ensioenregelingen<span class=\"_ _1\"></span> vertegenwoordigt<span class=\"_ _1\"></span> de netto contante waa<span class=\"_ _1\"></span>rde van</div>\n<div class=\"t m0 x1ef h64 y16df ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toegek<span class=\"_ _0\"></span>ende bel<span class=\"_ _0\"></span>oningen pe<span class=\"_ _0\"></span>r verslagd<span class=\"_ _0\"></span>atum. De aa<span class=\"_ _0\"></span>n het dienst<span class=\"_ _0\"></span>jaar toeg<span class=\"_ _0\"></span>erekend<span class=\"_ _0\"></span>e pensioe<span class=\"_ _0\"></span>nkosten</div>\n<div class=\"t m0 x1ef h64 y16e0 ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igen de contante waarde<span class=\"_ _1\"></span> van de beloningen<span class=\"_ _1\"></span> die resulteren ui<span class=\"_ _1\"></span>t het dienstverband<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1ef h64 y16e1 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de werknemer<span class=\"_ _1\"></span> gedurende<span class=\"_ _1\"></span> de periode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16e2 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16e3 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n omvatte<span class=\"_ _0\"></span>n nettore<span class=\"_ _0\"></span>ntelast<span class=\"_ _0\"></span>en, berek<span class=\"_ _0\"></span>end door toe<span class=\"_ _0\"></span>passing va<span class=\"_ _0\"></span>n de discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet</div>\n<div class=\"t m0 x1ef h64 y16e4 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de netto<span class=\"_ _0\"></span>pensioe<span class=\"_ _0\"></span>nschul<span class=\"_ _0\"></span>d. De discon<span class=\"_ _0\"></span>teringsv<span class=\"_ _0\"></span>oet <span class=\"lsef ws11d\">is een voet <span class=\"_ _1\"></span>van toepass<span class=\"_ _1\"></span>ing op hoogw<span class=\"_ _1\"></span>aardige </span></div>\n<div class=\"t m0 x1ef h64 y16e5 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies als er spr<span class=\"_ _0\"></span>ake is van ee<span class=\"_ _0\"></span>n actieve m<span class=\"_ _0\"></span>arkt voor z<span class=\"_ _0\"></span>ulke oblig<span class=\"_ _0\"></span>aties, en e<span class=\"_ _0\"></span>en voet van</div>\n<div class=\"t m0 x1ef h64 y16e6 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing op over<span class=\"_ _0\"></span>heidsob<span class=\"_ _0\"></span>ligaties o<span class=\"_ _0\"></span>p andere m<span class=\"_ _0\"></span>arkten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16e7 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16e8 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde ac<span class=\"_ _1\"></span>tiva kunnen <span class=\"_ _1\"></span>worden beper<span class=\"_ _1\"></span>kt tot hun<span class=\"_ _1\"></span> recupereerba<span class=\"_ _1\"></span>re b<span class=\"lsed ws112\">edrag in de vor<span class=\"_ _0\"></span>m van een reduc<span class=\"_ _0\"></span>tie </span></div>\n<div class=\"t m0 x1ef h64 y16e9 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in toekom<span class=\"_ _0\"></span>stige con<span class=\"_ _0\"></span>tributies<span class=\"_ _0\"></span> of een cash ter<span class=\"_ _0\"></span>ugbetal<span class=\"_ _0\"></span>ing (actief<span class=\"_ _0\"></span>plafo<span class=\"_ _0\"></span>nd). Bove<span class=\"_ _0\"></span>ndien kan e<span class=\"_ _0\"></span>r een</div>\n<div class=\"t m0 x1ef h64 y16ea ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting omw<span class=\"_ _0\"></span>ille van ee<span class=\"_ _0\"></span>n minimumv<span class=\"_ _0\"></span>ereiste i<span class=\"_ _0\"></span>nzake fina<span class=\"_ _0\"></span>ncieri<span class=\"_ _0\"></span>ng worden ger<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>eerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16eb ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16ec ff1d6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuar<span class=\"_ _0\"></span>i\u00eble wins<span class=\"_ _0\"></span>ten en ve<span class=\"_ _0\"></span>rlieze<span class=\"_ _0\"></span>n voor ver<span class=\"_ _0\"></span>go<span class=\"lsef\">edingen na uitd<span class=\"_ _1\"></span>iensttreding w<span class=\"_ _1\"></span>orden geregis<span class=\"_ _1\"></span>treerd in </span></div>\n<div class=\"t m0 x1ef h64 y16ed ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overig comprehe<span class=\"_ _1\"></span>nsive income, terwi<span class=\"_ _1\"></span>jl die voor Andere per<span class=\"_ _1\"></span>soneelsbeloni<span class=\"_ _1\"></span>ngen op lange termij<span class=\"_ _1\"></span>n en</div>\n<div class=\"t m0 x1ef h64 y16ee ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitdiensttre<span class=\"_ _1\"></span>dingsvergoedingen<span class=\"_ _1\"></span> in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>boekt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 258px; height: 583px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 258px; height: 703px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 258px; height: 703px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 258px; height: 703px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1de fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Vergoedingen<span class=\"_ _1\"></span> na uitdien<span class=\"_ _1\"></span>sttreding</span> </span></div>\n<div class=\"t m0 x2c h6c ye72 ff1e0 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Pensioenregeling<span class=\"_ _1\"></span>en op basis van<span class=\"_ _1\"></span> vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye73 ff1e0 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">en andere <span class=\"_ _1\"></span>vergoedingen<span class=\"_ _1\"></span> na uitdien<span class=\"_ _1\"></span>sttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>pensioenregeling<span class=\"_ _1\"></span>en op basi<span class=\"_ _1\"></span>s van vas<span class=\"_ _1\"></span>te toezeggingen <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x2c h64 ye75 ff1de fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">merendeel van haar<span class=\"_ _1\"></span> medewerkers<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye1a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Toegezegdpensi<span class=\"_ _1\"></span>oenregelingen wo<span class=\"_ _1\"></span>rden berekend op ba<span class=\"_ _1\"></span>sis van het</div>\n<div class=\"t m0 x2c h64 yd83 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aantal die<span class=\"_ _0\"></span>nstjar<span class=\"_ _0\"></span>en en het sala<span class=\"_ _0\"></span>risnive<span class=\"_ _0\"></span>au. De pens<span class=\"_ _0\"></span>ioenve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 ye77 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld aan de<span class=\"_ _1\"></span> hand van<span class=\"_ _1\"></span> sterftecijfers<span class=\"_ _1\"></span>, het pers<span class=\"_ _1\"></span>oneelsverloop<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 ye78 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de loonst<span class=\"_ _0\"></span>ijging en ec<span class=\"_ _0\"></span>onomis<span class=\"_ _0\"></span>che aannam<span class=\"_ _0\"></span>es met bet<span class=\"_ _0\"></span>rekking tot</div>\n<div class=\"t m0 x2c h64 yd39 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijvoor<span class=\"_ _0\"></span>beeld de inf<span class=\"_ _0\"></span>latie en het<span class=\"_ _0\"></span> discont<span class=\"_ _0\"></span>eringspe<span class=\"_ _0\"></span>rcenta<span class=\"_ _0\"></span>ge. De</div>\n<div class=\"t m0 x2c h64 yd3a ff1de fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet wor<span class=\"_ _0\"></span>dt per la<span class=\"_ _0\"></span>nd of per <span class=\"_ _0\"></span>regio v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>ld op bas<span class=\"_ _0\"></span>is van</div>\n<div class=\"t m0 x2c h64 y92a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het rendement<span class=\"_ _1\"></span> (per de einddatum) van<span class=\"_ _1\"></span> bedrijfsobliga<span class=\"_ _1\"></span>ties met een AA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y92b ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rating. D<span class=\"_ _0\"></span>oor deze pen<span class=\"_ _0\"></span>s<span class=\"lsef ws11e\">ioenregelingen<span class=\"_ _1\"></span> op basis van vaste toez<span class=\"_ _1\"></span>eggingen </span></div>\n<div class=\"t m0 x2c h64 y92c ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is de gr<span class=\"_ _1\"></span>oep blootgestel<span class=\"_ _1\"></span>d aan a<span class=\"_ _1\"></span>ctuari\u00eble ri<span class=\"_ _1\"></span>sico\u2019s, zoals<span class=\"_ _1\"></span> langleven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x2c h64 y92d ff1de fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">valuta<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">, ren<span class=\"_ _1\"></span>te</span>- <span class=\"lsed ws112\">en marktrisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92e ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92f ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Naast pensioe<span class=\"_ _1\"></span>nuitkeringen o<span class=\"_ _1\"></span>mvatten de<span class=\"_ _1\"></span> kosten van r<span class=\"_ _1\"></span>egelingen o<span class=\"_ _1\"></span>p basis</div>\n<div class=\"t m0 x2c h64 y991 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van vaste toezegg<span class=\"_ _1\"></span>ingen ook andere<span class=\"_ _1\"></span> koste<span class=\"ws11d\">n, zoals<span class=\"_ _1\"></span> de vergoed<span class=\"_ _1\"></span>ing van </span></div>\n<div class=\"t m0 x2c h64 y992 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een deel van de<span class=\"_ _1\"></span> premies van gezondheid<span class=\"_ _1\"></span>szorg verzekeringe<span class=\"_ _1\"></span>n, die in</div>\n<div class=\"t m0 x2c h64 y993 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">stand bli<span class=\"_ _0\"></span>jven na pensi<span class=\"_ _0\"></span>onering v<span class=\"_ _0\"></span>an medew<span class=\"_ _0\"></span>erkers<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h6c y933 ff1e0 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Pensioenregeling<span class=\"_ _1\"></span>en op basis van<span class=\"_ _1\"></span> beschikbare premie<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h64 y934 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas finan<span class=\"_ _1\"></span>ciert wereldwijd<span class=\"_ _1\"></span> een aan<span class=\"_ _1\"></span>tal regelingen<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y935 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare premi<span class=\"_ _0\"></span>es. Bij dit ty<span class=\"_ _0\"></span>pe regeli<span class=\"_ _0\"></span>ngen blijft<span class=\"_ _0\"></span> de verplic<span class=\"_ _0\"></span>hting va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y936 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werkgever be<span class=\"_ _1\"></span>perkt tot d<span class=\"_ _1\"></span>e uitkering<span class=\"_ _1\"></span> van de v<span class=\"_ _1\"></span>ergoedingen die<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x2c h64 y937 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">berekend in<span class=\"_ _1\"></span> overeenstemming<span class=\"_ _1\"></span> met het <span class=\"_ _1\"></span>reglement. <span class=\"_ _1\"></span>In 2022 bedroeg<span class=\"_ _1\"></span>en de</div>\n<div class=\"t m0 x2c h64 y938 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werkgeversbijdr<span class=\"_ _1\"></span>agen voor regeli<span class=\"_ _1\"></span>ngen op basis van <span class=\"ws11d\">be<span class=\"_ _1\"></span>schikbare premies<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y939 ff1de fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">9 miljoen (20<span class=\"_ _0\"></span>21: EUR<span class=\"ls0 ws0\"> </span><span class=\"lsef\">11 miljoen). Deze <span class=\"_ _1\"></span>bijdragen w<span class=\"_ _1\"></span>orden </span></span></span></div>\n<div class=\"t m0 x2c h64 y93a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> onder Personeelsko<span class=\"_ _1\"></span>sten (zie toelichting<span class=\"_ _1\"></span> 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93b ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16fb ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In Belgi\u00eb,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s regelin<span class=\"_ _0\"></span>gen met to<span class=\"_ _0\"></span>egezegde bi<span class=\"_ _0\"></span>jdrage<span class=\"_ _0\"></span>n, opgezet<span class=\"_ _0\"></span> in</div>\n<div class=\"t m0 x1d h64 y16fc ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met de Wet va<span class=\"_ _0\"></span>n 28<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">april</span> <span class=\"lsef ws11d\">20<span class=\"_ _1\"></span>03 b</span></span>etreffend<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1d h64 y16fd ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aanvullende pe<span class=\"_ _1\"></span>nsioenen <span class=\"_ _1\"></span>(WAP plannen)<span class=\"_ _1\"></span>. Deze planne<span class=\"_ _1\"></span>n verbinden<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y16fe ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werkgever tot<span class=\"_ _1\"></span> de betaling van een<span class=\"_ _1\"></span> toelage berekend<span class=\"_ _1\"></span> volgens het</div>\n<div class=\"t m0 x1d h64 y16ff ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">pensioenreglemen<span class=\"_ _1\"></span>t, en het toekenne<span class=\"_ _1\"></span>n van een gewaarbor<span class=\"_ _1\"></span>gd minimum</div>\n<div class=\"t m0 x1d h64 y1700 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent gelinkt<span class=\"_ _0\"></span> aan de rent<span class=\"_ _0\"></span>es op Belgisc<span class=\"_ _0\"></span>he overhe<span class=\"_ _0\"></span><span class=\"ws11d\">idsobl<span class=\"_ _0\"></span>igaties,<span class=\"_ _0\"></span> met </span></div>\n<div class=\"t m0 x1d h64 y1701 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een ondergrens<span class=\"_ _1\"></span> van 1,75% en een boven<span class=\"_ _1\"></span>grens van 3,75%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1702 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1703 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wet van 18 dece<span class=\"_ _1\"></span>mber 2015 om de houdb<span class=\"_ _1\"></span>aarheid en</div>\n<div class=\"t m0 x1d h64 y1704 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maatschappelij<span class=\"_ _1\"></span>ke doelstell<span class=\"_ _1\"></span>ing van werkn<span class=\"_ _1\"></span>emerspensioenen<span class=\"_ _1\"></span> te verzekeren<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1705 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en om het aanv<span class=\"_ _0\"></span>ullend ka<span class=\"_ _0\"></span>rakter ver<span class=\"_ _0\"></span>der te verst<span class=\"_ _0\"></span>evigen i<span class=\"_ _0\"></span>n vergelij<span class=\"_ _0\"></span><span class=\"ws11d\">king met </span></div>\n<div class=\"t m0 x1d h64 y1706 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de wettelij<span class=\"_ _1\"></span>ke pensioenen<span class=\"_ _1\"></span> verandert he<span class=\"_ _1\"></span>t engagemen<span class=\"_ _1\"></span>t van de we<span class=\"_ _1\"></span>rkgever</div>\n<div class=\"t m0 x1d h64 y1707 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ten aanzi<span class=\"_ _0\"></span>en van deze pl<span class=\"_ _0\"></span>annen. P<span class=\"_ _0\"></span>er 1 januari 2<span class=\"_ _0\"></span>016 is de door d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1708 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werkgever ge<span class=\"_ _1\"></span>garandeerde re<span class=\"_ _1\"></span>ntevoet geli<span class=\"_ _1\"></span>jk aan een<span class=\"_ _1\"></span> percentage (<span class=\"_ _1\"></span>gelijk</div>\n<div class=\"t m0 x1d h64 y1709 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan 65% )<span class=\"_ _1\"></span> van het g<span class=\"_ _1\"></span>emiddelde rend<span class=\"_ _1\"></span>ement op <span class=\"_ _1\"></span>de 24 v<span class=\"ws113\">oor<span class=\"_ _1\"></span>gaande </span></div>\n<div class=\"t m0 x1d h64 y170a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maanden tot 1 jun<span class=\"_ _1\"></span>i van de Belgische OLO<span class=\"_ _1\"></span>\u2019s met een looptijd<span class=\"_ _1\"></span> van 10 jaar.</div>\n<div class=\"t m0 x1d h64 y170b ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit rendemen<span class=\"_ _1\"></span>t zal word<span class=\"_ _1\"></span>en toegepast<span class=\"_ _1\"></span> op 1<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">j<span class=\"_ _1\"></span>anuari van het volgen<span class=\"_ _1\"></span>de jaar. </span></div>\n<div class=\"t m0 x1d h64 y170c ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze berek<span class=\"_ _0\"></span>ening res<span class=\"_ _0\"></span>ulteert i<span class=\"_ _0\"></span>n een gegara<span class=\"_ _0\"></span>ndeerde re<span class=\"_ _0\"></span>ntevo<span class=\"_ _0\"></span>et van 1,75%</div>\n<div class=\"t m0 x1d h64 y170d ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op 1 janua<span class=\"_ _1\"></span>ri 2022 (1<span class=\"_ _1\"></span>,75% op 1 <span class=\"_ _1\"></span>janua<span class=\"ws11e\">ri 2021).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y170e ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y170f ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Door deze minima<span class=\"_ _1\"></span>le rendementsgar<span class=\"_ _1\"></span>anties voldoen WAP p<span class=\"_ _1\"></span>lannen strikt</div>\n<div class=\"t m0 x1d h64 y1710 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">genomen nie<span class=\"_ _1\"></span>t aan de<span class=\"_ _1\"></span> definitie <span class=\"_ _1\"></span>van toegezegde<span class=\"_ _1\"></span>bijdragenregel<span class=\"_ _1\"></span>ingen van</div>\n<div class=\"t m0 x1d h64 y1711 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 19. Hoe<span class=\"_ _0\"></span>wel IAS 19 ge<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng houdt met d<span class=\"_ _0\"></span>e boekhou<span class=\"_ _0\"></span>dkundi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 y1712 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van hybr<span class=\"_ _0\"></span>ide plann<span class=\"_ _0\"></span>en, kunne<span class=\"_ _0\"></span>n dergeli<span class=\"lsef ws11d\">jke plannen dankzij d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y1713 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wetswijziging per<span class=\"_ _1\"></span> 1 januari 2016<span class=\"_ _1\"></span> boekhoudkundig wo<span class=\"_ _1\"></span>rden verwerkt met</div>\n<div class=\"t m0 x1d h64 y1714 ff1de fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behulp v<span class=\"_ _0\"></span>an de 'p<span class=\"_ _0\"></span>rojected <span class=\"_ _0\"></span>unit cre<span class=\"_ _0\"></span>dit'<span class=\"ls0 ws0\">-</span><span class=\"ws112\">metho<span class=\"_ _0\"></span>de. Bijgev<span class=\"_ _0\"></span>olg heef<span class=\"_ _0\"></span>t Ageas de </span></div>\n<div class=\"t m0 x1d h64 y1715 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> uit hoofde van toege<span class=\"_ _1\"></span>zegdpensioenreg<span class=\"_ _1\"></span>elingen vanaf 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1716 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2016 ge<span class=\"_ _1\"></span>schat volgen<span class=\"ls110 ws12b\">s IAS 19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1717 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1718 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De onderst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel geeft ee<span class=\"_ _0\"></span>n overzic<span class=\"_ _0\"></span>ht van de bedr<span class=\"_ _0\"></span>agen die per 3<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1d h64 y1719 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december zi<span class=\"_ _1\"></span>jn opgenomen<span class=\"_ _1\"></span> in de b<span class=\"_ _1\"></span>alans in <span class=\"_ _1\"></span>verband met</div>\n<div class=\"t m0 x1d h64 y171a ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>lingen en o<span class=\"_ _1\"></span>verige vergoedin<span class=\"_ _1\"></span>gen na ui<span class=\"_ _1\"></span>tdiensttredin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y171b ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y171c ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y171d ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 545px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 541px; bottom: 530px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 516px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 616px; bottom: 516px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 707px; bottom: 545px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y680 ff1de fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 530px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 516px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 516px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 554px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 635px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 714px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Contante waarde van v<span class=\"_ _0\"></span>erplichtingen met kwalificerende bel<span class=\"_ _0\"></span>eggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 485px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 485px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 471px; z-index: 15;\">Contante waarde van v<span class=\"_ _0\"></span>erplichtingen zonder kwalificerende belegg<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 471px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 471px; z-index: 15;\">785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 471px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 471px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 456px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 456px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 456px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 456px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Re\u00eble waarde van kwa<span class=\"_ _0\"></span>lificerende beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 441px; z-index: 15;\">(238)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 441px; z-index: 15;\">(363)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 426px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 426px; z-index: 15;\">716<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 426px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 426px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1de fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Actiefplafond / minimale financieringsvereisten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 411px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 626px; bottom: 411px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68d ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68d ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Overige bedragen verantwoord in<span class=\"_ _0\"></span> de balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 396px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 396px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 381px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 381px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 622px; bottom: 381px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 381px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 381px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 554px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 635px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 714px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Bedragen in de balans:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 554px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 635px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 714px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1de fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 337px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 337px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 337px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 337px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 337px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Activa voor plannen met va<span class=\"_ _0\"></span>ste <span class=\"ws116\">toezeggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 322px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 322px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 307px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 307px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 622px; bottom: 307px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 307px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 307px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 296px; height: 810px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 296px; height: 810px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 296px; height: 810px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 296px; height: 810px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verplichting<span class=\"_ _1\"></span>en uit hoofde van<span class=\"_ _1\"></span> toegezegdpensioenre<span class=\"_ _1\"></span>gelingen zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Overlopen<span class=\"_ _1\"></span>de rente e<span class=\"_ _1\"></span>n <span class=\"ws11e\">overige verpl<span class=\"_ _1\"></span>ichtingen\u2019 (zie </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 24)<span class=\"_ _1\"></span> en de activa uit hoo<span class=\"_ _1\"></span>fde van pensioen<span class=\"_ _1\"></span>regelingen met va<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x2c h64 y8a8 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> vallen onde<span class=\"_ _1\"></span>r \u2018Overlopend<span class=\"_ _1\"></span>e rente en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>activa\u2019 (zie<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a9 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 15)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Omdat Age<span class=\"_ _0\"></span>as als financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>elling <span class=\"lsef ws11e\">gespecialiseerd is in het<span class=\"_ _1\"></span> beheer </span></div>\n<div class=\"t m0 x2c h64 y8ac ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van regelingen<span class=\"_ _1\"></span> voor personeelsve<span class=\"_ _1\"></span>rgoedingen zijn<span class=\"_ _1\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y8ad ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r medew<span class=\"_ _0\"></span>erkers ve<span class=\"_ _0\"></span>rzekerd v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x2c h64 y8ae ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbedrijven die<span class=\"_ _1\"></span> deel uit<span class=\"_ _1\"></span>maken van de<span class=\"_ _1\"></span> Groep. Derh<span class=\"_ _1\"></span>alve, en in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met IFRS,<span class=\"_ _0\"></span> worden dez<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">niet<span class=\"_ _0\"></span> tot het<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toetsin<span class=\"_ _0\"></span>gsverm<span class=\"_ _0\"></span>ogen ger<span class=\"_ _0\"></span>ekend en m<span class=\"_ _0\"></span>ogen d<span class=\"_ _0\"></span>eze niet w<span class=\"_ _0\"></span>orden g<span class=\"_ _0\"></span>erekend t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 yee7 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de fondsbele<span class=\"_ _1\"></span>ggingen. Om<span class=\"_ _1\"></span> die reden w<span class=\"_ _1\"></span>orden deze <span class=\"_ _1\"></span>regelingen</div>\n<div class=\"t m0 x1d h64 yee8 ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangem<span class=\"_ _0\"></span>erkt als \u2018ni<span class=\"_ _0\"></span>et gefinanc<span class=\"_ _0\"></span>ierd\u2019.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd4c ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vanuit econo<span class=\"_ _1\"></span>misch oogpun<span class=\"_ _1\"></span>t wordt de n<span class=\"_ _1\"></span>ettoverplich<span class=\"_ _1\"></span>ting inzake</div>\n<div class=\"t m0 x1d h64 yd4d ff1e3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregel<span class=\"lsed ws112\">ingen geco<span class=\"_ _0\"></span>mpense<span class=\"_ _0\"></span>erd door de ni<span class=\"_ _0\"></span>et tot het </span></div>\n<div class=\"t m0 x1d h64 yd4e ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toetsin<span class=\"_ _0\"></span>gsverm<span class=\"_ _0\"></span>ogen gerek<span class=\"_ _0\"></span>ende fonds<span class=\"_ _0\"></span>belegg<span class=\"_ _0\"></span>ingen die bi<span class=\"_ _0\"></span>nnen Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd4f ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden aange<span class=\"_ _1\"></span>houden (2022:<span class=\"_ _1\"></span> EUR 543 m<span class=\"_ _1\"></span>iljoen; 2021<span class=\"_ _1\"></span>: EUR 544 <span class=\"_ _1\"></span>miljoen).</div>\n<div class=\"t m0 x1d h64 yd50 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Economisch gezien<span class=\"_ _1\"></span> resulteert dit<span class=\"_ _1\"></span> voor 2022 in een netto</div>\n<div class=\"t m0 x1d h64 yd51 ff1e3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nverpl<span class=\"_ _0\"></span>ichting/<span class=\"_ _0\"></span>(<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">vorderi<span class=\"ws11e\">ng)<span class=\"_ _1\"></span> van EUR</span></span> <span class=\"lsef ws11d\">(19) <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: EUR</span> </span>184</div>\n<div class=\"t m0 x1d h64 yd52 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">miljoen) voor<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> uit hoofde van</div>\n<div class=\"t m0 x1d h64 yd53 ff1e3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y126b ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126c ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126d ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De onderst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel geeft ee<span class=\"_ _0\"></span>n overzic<span class=\"_ _0\"></span>ht van de mut<span class=\"_ _0\"></span>aties in de net<span class=\"_ _0\"></span>to verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en (activ<span class=\"_ _0\"></span>a) voor regel<span class=\"_ _0\"></span>ingen met<span class=\"_ _0\"></span> vaste toeze<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n in de balans<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y126e ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 844px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68b ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 844px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y694 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 830px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 815px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 815px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 844px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff1e3 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 830px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 815px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 815px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 830px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff1e5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 788px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">toezeggingen p<span class=\"_ _1\"></span>er 1 <span class=\"lsf5 ws16f\">januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 773px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 773px; z-index: 15;\">825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 773px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 773px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 758px; z-index: 15;\">Totale lasten voor regelingen met vaste toezeggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 758px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 758px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6e3 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 758px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y6e3 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 758px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 743px; z-index: 15;\">Bijdragen werkgevers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 743px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 743px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">Bijdragen werknemers betaald<span class=\"_ _0\"></span> aan de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 728px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 728px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 713px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 713px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 713px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 713px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 713px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 698px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 698px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 698px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 698px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 684px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 684px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 684px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 684px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 684px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 669px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 669px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 669px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 669px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 669px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1e5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 654px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 639px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">toezeggingen per 31 december</span> </div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 639px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 639px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 701px; bottom: 639px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 639px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1740 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1741 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1742 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde tabel <span class=\"_ _1\"></span>geeft een o<span class=\"_ _1\"></span>verzicht van<span class=\"_ _1\"></span> de <span class=\"lsed\">mutaties<span class=\"_ _0\"></span> in de ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r regeli<span class=\"_ _0\"></span>ngen met<span class=\"_ _0\"></span> vaste t<span class=\"_ _0\"></span>oezeggi<span class=\"_ _0\"></span>ngen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1743 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 561px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 546px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 531px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 531px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 561px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff1e3 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 546px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 531px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 531px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 538px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 625px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 710px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1e5 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Verpl<span class=\"_ _1\"></span>ichti<span class=\"_ _1\"></span>ngen voo<span class=\"_ _1\"></span>r regel<span class=\"_ _1\"></span>ingen<span class=\"_ _1\"></span> met vast<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">toezeggingen p<span class=\"_ _1\"></span>er 1 januari</span> </div>\n<div class=\"t m0 x168 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 489px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 489px; z-index: 15;\">1.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 489px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 489px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 474px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 474px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 474px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 474px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Rentelasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 459px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 459px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 459px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 459px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Pensioenkosten van verstreken dien<span class=\"_ _0\"></span>sttijd <span class=\"ls0 ws0\">- <span class=\"lsf3 ws11f\">ver<span class=\"_ _1\"></span>worv<span class=\"_ _1\"></span>en en </span></span><span class=\"ws116\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws118\">verworven rechten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 430px; z-index: 15;\">(320)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 430px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 430px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 430px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Bijdragen werknemers betaald<span class=\"_ _0\"></span> aan de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 415px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 415px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Uitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 400px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 400px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 385px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 385px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 385px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 385px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 370px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 370px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1e5 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Verpl<span class=\"_ _1\"></span>ichti<span class=\"_ _1\"></span>ngen voo<span class=\"_ _1\"></span>r regel<span class=\"_ _1\"></span>ingen<span class=\"_ _1\"></span> met vast<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 340px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">toezeggingen per 31 december</span> </div>\n<div class=\"t m0 x6 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 340px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 340px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 701px; bottom: 340px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 340px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1754 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1755 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1756 ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De volge<span class=\"_ _0\"></span>nde tab<span class=\"_ _0\"></span>el toont <span class=\"_ _0\"></span>de mutati<span class=\"_ _0\"></span>es in de <span class=\"_ _0\"></span>re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de kwal<span class=\"_ _0\"></span>ificer<span class=\"_ _0\"></span>ende bele<span class=\"_ _0\"></span>ggingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1757 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Pensioenregelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 262px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 262px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Re\u00eble <span class=\"lsf5 ws123\">waarde va<span class=\"_ _0\"></span>n kwal<span class=\"_ _0\"></span>ificere<span class=\"_ _0\"></span>nde bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 235px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 235px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 220px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 220px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Herberekening (rendement op d<span class=\"_ _0\"></span>e kwalificerende beleggingen,<span class=\"ls0 ws0\"> </span><span class=\"ws118\">exclusief rente<span class=\"ls0 ws0\">-<span class=\"ls134 ws170\">effect)</span> </span></span></div>\n<div class=\"t m0 xee h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 205px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Bijdragen werkgevers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 190px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 190px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Uitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 175px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 175px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 161px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 161px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 161px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 146px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 146px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 146px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 131px; z-index: 15;\">Re\u00eble waarde van kwalificerende beleggingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 131px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 131px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 120px; height: 986px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 120px; height: 986px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 120px; height: 986px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 120px; height: 986px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De volge<span class=\"_ _0\"></span>nde tab<span class=\"_ _0\"></span>el toont <span class=\"_ _0\"></span>de veran<span class=\"_ _0\"></span>deringen i<span class=\"_ _0\"></span>n het ac<span class=\"_ _0\"></span>tiefplaf<span class=\"_ _0\"></span>ond en/<span class=\"_ _0\"></span>of minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncierin<span class=\"_ _0\"></span>gsvereis<span class=\"_ _0\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68d ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actief<span class=\"_ _0\"></span>plafon<span class=\"_ _0\"></span>d / minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncier<span class=\"_ _0\"></span>ingsvere<span class=\"_ _0\"></span>iste<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">pe<span class=\"_ _1\"></span>r 1 janu<span class=\"_ _1\"></span>ari</span> </div>\n<div class=\"t m0 x4a h69 y68f ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h67 y694 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 989px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y680 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Actief<span class=\"_ _0\"></span>plafon<span class=\"_ _0\"></span>d / minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncier<span class=\"_ _0\"></span>ingsvere<span class=\"_ _0\"></span>iste<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">per 31 december</span> </div>\n<div class=\"t m0 x4a h69 y67e ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 960px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y67e ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 960px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y67c ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176b ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het acti<span class=\"_ _0\"></span>efplafon<span class=\"_ _0\"></span>d houdt ver<span class=\"_ _0\"></span>band met Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">entiteit<span class=\"_ _0\"></span>en in P<span class=\"_ _0\"></span>ortugal.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y176c ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176d ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende <span class=\"ws11d\">tabe<span class=\"_ _1\"></span>l geeft ee<span class=\"_ _1\"></span>n overzicht v<span class=\"_ _1\"></span>an de com<span class=\"_ _1\"></span>ponenten die<span class=\"_ _1\"></span> betrekking he<span class=\"_ _1\"></span>bben op de<span class=\"_ _1\"></span> toegezegdpens<span class=\"_ _1\"></span>ioenregelingen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> uitkeringen n<span class=\"lsed ws111\">a </span></span></div>\n<div class=\"t m0 x2c h64 y176e ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitdiens<span class=\"_ _0\"></span>ttredi<span class=\"_ _0\"></span>ng voor het ja<span class=\"_ _0\"></span>ar eindige<span class=\"_ _0\"></span>nd per 31 dec<span class=\"_ _0\"></span>ember en die v<span class=\"_ _0\"></span>an invloed zi<span class=\"_ _0\"></span>jn op de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y176f ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 527px; bottom: 834px; z-index: 15;\">Pensioenregelingen m<span class=\"ws116\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2da h67 y69a ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 547px; bottom: 819px; z-index: 15;\">vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 805px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 805px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y685 ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 834px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 819px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 805px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 805px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 805px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 774px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 774px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6df ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 774px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y6df ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 774px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Netto rentekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 760px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Pensioenkosten van verstreken dien<span class=\"_ _0\"></span>sttijd <span class=\"ls0 ws0\">- <span class=\"lsf3 ws11f\">ver<span class=\"_ _1\"></span>worv<span class=\"_ _1\"></span>en en </span></span><span class=\"ws116\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws118\">verworven rechten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1e8 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Schikkingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1ea fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totale lasten voor regelingen met vaste toezeggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 715px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 616px; bottom: 715px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 715px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h69 y68b ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 791px; bottom: 715px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c h64 y1779 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177b ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De netto <span class=\"_ _1\"></span>rentekosten en<span class=\"_ _1\"></span> andere zij<span class=\"_ _1\"></span>n verantwoord<span class=\"_ _1\"></span> als Fina<span class=\"_ _1\"></span>ncieringslasten<span class=\"_ _1\"></span> (zie toeli<span class=\"_ _1\"></span>chting 37).<span class=\"_ _1\"></span> Alle overi<span class=\"_ _1\"></span>ge kosten word<span class=\"_ _1\"></span>en vera<span class=\"ws11e\">ntwoord al<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y177c ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Person<span class=\"_ _0\"></span>eelskost<span class=\"_ _0\"></span>en (zie t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y177d ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177e ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De samens<span class=\"_ _1\"></span>telling van her<span class=\"_ _1\"></span>berekeningen <span class=\"_ _1\"></span>per 31<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">december is als vo<span class=\"_ _0\"></span>lgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y177f ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 527px; bottom: 590px; z-index: 15;\">Pensioenregelingen met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y691 ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 547px; bottom: 575px; z-index: 15;\">vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 560px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 560px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 590px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y691 ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 575px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 560px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 560px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Rendement op kwalificerende<span class=\"_ _0\"></span> beleggingen, exclusief ef<span class=\"_ _0\"></span>fect op de rente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 523px; bottom: 530px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 530px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Herberekening van actiefplafond / minimale financieringsvereisten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 515px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Actuari\u00eble (winsten) verliezen m.b.t.:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">wijziging in demografische veronderstellingen</span> </div>\n<div class=\"t m0 x2c h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 485px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 485px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 485px; z-index: 15;\">5</div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">wijziging in financi\u00eble veronderstellingen</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 470px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 470px; z-index: 15;\">(86)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 470px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 470px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 456px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">ervaringsaanpassingen</span> </div>\n<div class=\"t m0 x1fa h67 y685 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 456px; z-index: 15;\">0</div>\n<div class=\"t m0 x2c h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 456px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 456px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 456px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c6 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Herber<span class=\"_ _0\"></span>ekeni<span class=\"_ _0\"></span>ng van de<span class=\"_ _0\"></span> verplic<span class=\"_ _0\"></span>hting i<span class=\"_ _0\"></span>nzake de<span class=\"_ _0\"></span> toege<span class=\"_ _0\"></span>zegdpe<span class=\"_ _0\"></span>nsioenre<span class=\"_ _0\"></span>geli<span class=\"_ _0\"></span>ng, nett<span class=\"_ _0\"></span>o (actie<span class=\"_ _0\"></span>f)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 441px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 441px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 694px; bottom: 441px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 441px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y178a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y178b ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y178c ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De herber<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g van de netto ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing inzak<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x2c h64 y178d ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregeling word<span class=\"_ _1\"></span>t onder o<span class=\"_ _1\"></span>verig compr<span class=\"_ _1\"></span>ehensive in<span class=\"_ _1\"></span>come</div>\n<div class=\"t m0 x2c h64 y178e ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Herberekeningen<span class=\"_ _1\"></span> van kwalificerende<span class=\"_ _1\"></span> beleggingen zijn<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y178f ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">name het <span class=\"_ _0\"></span>versch<span class=\"_ _0\"></span>il tusse<span class=\"_ _0\"></span>n de eige<span class=\"_ _0\"></span>nlijke ret<span class=\"_ _0\"></span>urn van <span class=\"_ _0\"></span>kwalifi<span class=\"_ _0\"></span>ceren<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y1790 ff1e8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bel<span class=\"ws11e\">eggingen en<span class=\"_ _1\"></span> verwachte disconter<span class=\"_ _1\"></span>ingsvoet. Herber<span class=\"_ _1\"></span>ekeningen van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1791 ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenverplichtingen<span class=\"_ _1\"></span> geven de verande<span class=\"_ _1\"></span>ring in actuari\u00eble</div>\n<div class=\"t m0 x1d h64 y1792 ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen (demograf<span class=\"_ _1\"></span>ische en f<span class=\"_ _1\"></span>inanci\u00eble <span class=\"_ _1\"></span>veronderstelling<span class=\"_ _1\"></span>en) en</div>\n<div class=\"t m0 x1d h64 y1793 ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de ervarin<span class=\"_ _1\"></span>gsaanpassingen<span class=\"_ _1\"></span> weer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1794 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1795 ff1e8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ervaringsaanpa<span class=\"_ _1\"></span>ssingen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">zijn de actuar<span class=\"_ _0\"></span>i\u00eble winst<span class=\"_ _0\"></span>en en verliez<span class=\"_ _0\"></span>en die </span></span></div>\n<div class=\"t m0 x1d h64 y1796 ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ontstaa<span class=\"_ _0\"></span>n door v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>len tuss<span class=\"_ _0\"></span>en de act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e veronde<span class=\"_ _0\"></span>rstelli<span class=\"_ _0\"></span>ngen aan</div>\n<div class=\"t m0 x1d h64 y1797 ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het begin v<span class=\"_ _0\"></span>an het jaar en de w<span class=\"_ _0\"></span>erkeli<span class=\"_ _0\"></span>jke uitko<span class=\"_ _0\"></span>msten gedu<span class=\"_ _0\"></span>rende het j<span class=\"_ _0\"></span>aar.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 305px; height: 801px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 305px; height: 801px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 305px; height: 801px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 305px; height: 801px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l is een weergave<span class=\"_ _1\"></span> va<span class=\"lsed ws112\">n de gewoge<span class=\"_ _0\"></span>n gemidde<span class=\"_ _0\"></span>lde loopt<span class=\"_ _0\"></span>ijd van de toeg<span class=\"_ _0\"></span>ezegdp<span class=\"_ _0\"></span>ensioe<span class=\"_ _0\"></span>nregelin<span class=\"_ _0\"></span>g in jaren.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68b ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1065px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 1050px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 1065px; z-index: 15;\">Overige vergoedingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 1050px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Gewogen gemiddelde looptijd <span class=\"_ _0\"></span>van de <span class=\"ws116\">toegezegdpensioenregeling<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y179a ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y179b ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y179c ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l geeft een overzi<span class=\"_ _1\"></span>cht van de voornaamste<span class=\"_ _1\"></span> actuari\u00eble veronder<span class=\"_ _1\"></span>stellingen die z<span class=\"_ _1\"></span>ijn toegepast voor<span class=\"_ _1\"></span> de landen in de eurozo<span class=\"_ _1\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y179d ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 547px; bottom: 942px; z-index: 15;\">Pensioenregelingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 532px; bottom: 927px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 520px; bottom: 912px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 912px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 519px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 564px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 942px; z-index: 15;\">Overige vergoedingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 723px; bottom: 927px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 912px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 912px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 648px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 733px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\">  </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 498px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 584px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 668px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 753px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 897px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 498px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 584px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff1ed fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 867px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 867px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 867px; z-index: 15;\">0,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 867px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 867px; z-index: 15;\">3,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 867px; z-index: 15;\">4,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 867px; z-index: 15;\">1,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 867px; z-index: 15;\">1,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Toekomstige salarisverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 852px; z-index: 15;\">2,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 852px; z-index: 15;\">5,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 852px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 852px; z-index: 15;\">4,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Toekomstige pensioenverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 837px; z-index: 15;\">2,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 837px; z-index: 15;\">3,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 837px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 837px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Evolutie medische kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 498px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 584px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 823px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 823px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 823px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 823px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17a7 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17a8 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17a9 ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet voor <span class=\"lsef ws11d\">Pensioenregelingen is ge<span class=\"_ _1\"></span>wogen voor d<span class=\"_ _1\"></span>e netto </span></div>\n<div class=\"t m0 x2c h64 y17aa ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting inz<span class=\"_ _0\"></span>ake de toege<span class=\"_ _0\"></span>zegdpe<span class=\"_ _0\"></span>nsioen<span class=\"_ _0\"></span>regelin<span class=\"_ _0\"></span>g (activa<span class=\"_ _0\"></span>). De meest</div>\n<div class=\"t m0 x2c h64 y17ab ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgebr<span class=\"_ _0\"></span>eide pens<span class=\"_ _0\"></span>ioenpla<span class=\"_ _0\"></span>nnen sit<span class=\"_ _0\"></span>ueren zic<span class=\"_ _0\"></span>h in Belgi\u00eb, m<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y17ac ff1ed fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten v<span class=\"_ _0\"></span>ari\u00ebrend<span class=\"_ _0\"></span> van 3,80<span class=\"_ _0\"></span>% tot 4,<span class=\"_ _0\"></span>10%. De<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y17ad ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">salarisverhogin<span class=\"_ _1\"></span>gen va<span class=\"lsed ws112\">ri\u00ebren in 20<span class=\"_ _0\"></span>22 van 2,90%<span class=\"_ _0\"></span> voor oudere </span></div>\n<div class=\"t m0 x1d h64 y17ae ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">personeelslede<span class=\"_ _1\"></span>n tot 5,8<span class=\"_ _1\"></span>0% voor jon<span class=\"_ _1\"></span>gere personee<span class=\"_ _1\"></span>lsleden.</div>\n<div class=\"t m0 x2c h64 y17af ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b0 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b1 ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l bevat de voornaams<span class=\"_ _1\"></span>te actuari\u00eble ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n die zijn toegep<span class=\"_ _1\"></span>ast voor de overige<span class=\"_ _1\"></span> landen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17b2 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Pensioenregelingen met vaste <span class=\"ws116\">toezeggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 667px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 667px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1ed fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y694 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 637px; z-index: 15;\">4,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y694 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 637px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Toekomstige salarisverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 623px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b7 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b8 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b9 ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De eurozo<span class=\"_ _0\"></span>ne vertege<span class=\"_ _0\"></span>nwoor<span class=\"_ _0\"></span>digt 83% van d<span class=\"_ _0\"></span>e totale ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 y17ba ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">regeli<span class=\"_ _0\"></span>ngen met vas<span class=\"_ _0\"></span>te toezeggi<span class=\"_ _0\"></span>ngen van Ag<span class=\"_ _0\"></span>eas. Onde<span class=\"_ _0\"></span>r overige l<span class=\"_ _0\"></span>anden</div>\n<div class=\"t m0 x2c h64 y17bb ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">valt uitsl<span class=\"_ _1\"></span>uitend het Ve<span class=\"_ _1\"></span>renigd Konink<span class=\"_ _1\"></span>rijk. Ui<span class=\"_ _1\"></span>tkeringen na ui<span class=\"_ _1\"></span>tdiensttreding<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y17bc ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">landen bui<span class=\"_ _1\"></span>ten de euro<span class=\"_ _1\"></span>zone en het <span class=\"_ _1\"></span>Verenigd Kon<span class=\"_ _1\"></span>inkrijk worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y17bd ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls niet v<span class=\"_ _1\"></span>an materieel<span class=\"_ _1\"></span> belang. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17be ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y17bf ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toe<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsed ws112\">of afname<span class=\"_ _0\"></span> van 1% in de vero<span class=\"_ _0\"></span>nderstel<span class=\"_ _0\"></span>de actua<span class=\"_ _0\"></span>ri\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 y17c0 ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou he<span class=\"_ _1\"></span>t volgende<span class=\"_ _1\"></span> effect hebbe<span class=\"_ _1\"></span>n op de</div>\n<div class=\"t m0 x1d h64 y17c1 ff1ed fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen op b<span class=\"_ _0\"></span>asis van <span class=\"_ _0\"></span>vaste t<span class=\"_ _0\"></span>oezeggi<span class=\"_ _0\"></span>ngen en<span class=\"_ _0\"></span> overige</div>\n<div class=\"t m0 x1d h64 y17c2 ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingen<span class=\"_ _1\"></span> na uitdiens<span class=\"_ _1\"></span><span class=\"ws113\">ttreding.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y17c3 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17c4 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 465px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 547px; bottom: 465px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 532px; bottom: 450px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 521px; bottom: 435px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 607px; bottom: 435px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 465px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 450px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 435px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 435px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 405px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 405px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 405px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 405px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 405px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde disconteringsvoe<span class=\"_ _0\"></span>t:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 361px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 509px; bottom: 361px; z-index: 15;\">(11,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 361px; z-index: 15;\">(13,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 679px; bottom: 361px; z-index: 15;\">(16,8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 764px; bottom: 361px; z-index: 15;\">(19,3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 346px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 346px; z-index: 15;\">12,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 346px; z-index: 15;\">16,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 346px; z-index: 15;\">18,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 346px; z-index: 15;\">25,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde toekomstige sala<span class=\"_ _0\"></span>risverhogingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 301px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x1a4 h67 y68b ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 301px; z-index: 15;\">12,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 301px; z-index: 15;\">12,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x158 h67 y68d ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 509px; bottom: 286px; z-index: 15;\">(10,6%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 286px; z-index: 15;\">(10,2%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde pensioen<span class=\"_ _0\"></span>verhogingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 242px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x1fb h67 y68f ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 242px; z-index: 15;\">8,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 242px; z-index: 15;\">9,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 242px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 242px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 227px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x169 h67 y6c4 ff1ed fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 514px; bottom: 227px; z-index: 15;\">(7,<span class=\"_ _1\"></span>3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff1ed fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 600px; bottom: 227px; z-index: 15;\">(7,<span class=\"_ _1\"></span>8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 216px; height: 890px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 216px; height: 890px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 216px; height: 890px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 216px; height: 890px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toe<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>of afname van de<span class=\"_ _1\"></span> veronderstelde trend<span class=\"_ _1\"></span>matige groei met<span class=\"_ _1\"></span> 1% van de medische ko<span class=\"_ _1\"></span>sten zou het <span class=\"ws11d\">volgend<span class=\"_ _1\"></span>e effect h<span class=\"_ _1\"></span>ebben op de<span class=\"_ _1\"></span> uitkering<span class=\"_ _1\"></span>sverplichting </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor medis<span class=\"_ _0\"></span>che kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y68d ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 1049px; z-index: 15;\">Medische kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Effect van de veronder<span class=\"_ _0\"></span>stelde trendmatige veranderingen <span class=\"_ _0\"></span>van de medische <span class=\"_ _0\"></span>kosten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">1% toename</span> </div>\n<div class=\"t m0 x4 h67 y67e ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 960px; z-index: 15;\">20,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y67e ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">26,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x25a h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 592px; bottom: 945px; z-index: 15;\">(15,9%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 764px; bottom: 945px; z-index: 15;\">(20,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17e3 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17e4 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17e5 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De samenst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an de kwali<span class=\"_ _0\"></span>ficeren<span class=\"_ _0\"></span>de beleggi<span class=\"_ _0\"></span>ngen is als<span class=\"_ _0\"></span> volgt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17e6 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y685 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 466px; bottom: 867px; z-index: 15;\">31 December 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 616px; bottom: 867px; z-index: 15;\">%</div>\n<div class=\"t m0 x1f9 h67 y685 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 638px; bottom: 867px; z-index: 15;\">31 December 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 789px; bottom: 867px; z-index: 15;\">%</div>\n<div class=\"t m0 x162 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 837px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 837px; z-index: 15;\">13,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 837px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 837px; z-index: 15;\">11,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 822px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 822px; z-index: 15;\">63,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 822px; z-index: 15;\">230<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 822px; z-index: 15;\">63,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 807px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 807px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 807px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 807px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 807px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 792px; z-index: 15;\">Vastgoedportefeuille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 792px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 792px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 792px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 792px; z-index: 15;\">8,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Geldmiddelen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 777px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 777px; z-index: 15;\">4</div>\n<div class=\"t m0 x202 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 777px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 762px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68d ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 762px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 762px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 762px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 762px; z-index: 15;\">8,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff1f4 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 747px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 747px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 747px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 699px; bottom: 747px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 747px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17f0 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17f1 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17f2 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De kwalific<span class=\"_ _1\"></span>erende beleggi<span class=\"_ _1\"></span>ngen bestaan<span class=\"_ _1\"></span> voornamelij<span class=\"_ _1\"></span>k uit <span class=\"lsed ws111\">vastrente<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x2c h64 y17f3 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarden, gev<span class=\"_ _1\"></span>olgd door a<span class=\"_ _1\"></span>andelen, vastg<span class=\"_ _1\"></span>oed (fondsen<span class=\"_ _1\"></span>) en</div>\n<div class=\"t m0 x2c h64 y17f4 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie zijn afges<span class=\"_ _0\"></span>loten bij</div>\n<div class=\"t m0 x2c h64 y17f5 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>smaatschappijen. Volg<span class=\"_ _1\"></span>ens het interne bel<span class=\"_ _1\"></span>eggingsbeleid<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y17f6 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas diene<span class=\"_ _1\"></span>n voor de <span class=\"_ _1\"></span>financiering<span class=\"_ _1\"></span> van pensioenr<span class=\"_ _1\"></span>egelingen<span class=\"_ _1\"></span> beleggingen</div>\n<div class=\"t m0 x2c h64 y17f7 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in derivat<span class=\"_ _0\"></span>en en opkom<span class=\"_ _0\"></span>ende markt<span class=\"_ _0\"></span>en te word<span class=\"_ _0\"></span>en vermed<span class=\"_ _0\"></span>en. Het bed<span class=\"_ _0\"></span>rag in</div>\n<div class=\"t m0 x1d h64 y17f8 ff1f1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">'Overig<span class=\"_ _0\"></span>e' houdt<span class=\"_ _0\"></span> verband m<span class=\"_ _0\"></span>et twee <span class=\"_ _0\"></span>gedivers<span class=\"_ _0\"></span>ifiee<span class=\"_ _0\"></span>rde fonds<span class=\"_ _0\"></span>en in het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y17f9 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verenigd Koni<span class=\"_ _1\"></span>nkrijk.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y17fa ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y17fb ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De samenst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an de pensi<span class=\"_ _0\"></span>oenplanb<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y17fc ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kwalificerende<span class=\"_ _1\"></span> b<span class=\"ws11d\">eleggingen <span class=\"_ _1\"></span>voor pensio<span class=\"_ _1\"></span>enregelingen i<span class=\"_ _1\"></span>s als vol<span class=\"_ _1\"></span>gt.</span></div>\n<div class=\"t m0 x2c h64 y17fd ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17fe ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y691 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 466px; bottom: 575px; z-index: 15;\">31 December 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 616px; bottom: 575px; z-index: 15;\">%</div>\n<div class=\"t m0 x1f9 h67 y691 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 638px; bottom: 575px; z-index: 15;\">31 December 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 789px; bottom: 575px; z-index: 15;\">%</div>\n<div class=\"t m0 x162 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 545px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 545px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 545px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 545px; z-index: 15;\">7,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 530px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 530px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 530px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 530px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Vastgoedportefeuille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 515px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 515px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 515px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 515px; z-index: 15;\">10,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Converteerbare obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 500px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 500px; z-index: 15;\">2,6%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 500px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 500px; z-index: 15;\">2,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Geldmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 485px; z-index: 15;\">4</div>\n<div class=\"t m0 x202 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 485px; z-index: 15;\">0,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 485px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 485px; z-index: 15;\">0,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff1f4 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 470px; z-index: 15;\">543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 699px; bottom: 470px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 470px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1800 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1801 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1802 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas past<span class=\"_ _0\"></span> het belei<span class=\"_ _0\"></span>d voor asset<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">allocati<span class=\"_ _0\"></span>e geleidel<span class=\"_ _0\"></span>ijk aan om zo d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y1803 ff1f1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de b<span class=\"_ _0\"></span>eleggin<span class=\"_ _0\"></span>gen bet<span class=\"_ _0\"></span>er af te st<span class=\"_ _0\"></span>emmen o<span class=\"_ _0\"></span>p de loopt<span class=\"_ _0\"></span>ijd va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1804 ff1f1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenverpli<span class=\"_ _1\"></span>chtingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1805 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1806 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Naar verw<span class=\"_ _0\"></span>achting zal<span class=\"_ _0\"></span> Ageas als w<span class=\"_ _0\"></span>erkgever in h<span class=\"_ _0\"></span>et boekj<span class=\"_ _0\"></span>aar eindig<span class=\"_ _0\"></span>end op</div>\n<div class=\"t m0 x1d h64 y1807 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">31 december 2022 de v<span class=\"_ _1\"></span>olgende bijdragen<span class=\"_ _1\"></span> betalen aan regeli<span class=\"_ _1\"></span>ngen ten</div>\n<div class=\"t m0 x1d h64 y1808 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behoev<span class=\"_ _0\"></span>e van uitker<span class=\"_ _0\"></span>ingen na uit<span class=\"_ _0\"></span>dienstt<span class=\"_ _0\"></span>reding.</div>\n<div class=\"t m0 x2c h64 y1809 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 345px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f h67 y683 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 717px; bottom: 345px; z-index: 15;\">Pensioenregelingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff1f1 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 701px; bottom: 330px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y683 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Verwachte bijdragen voor volge<span class=\"_ _0\"></span>nd jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Verwachte bijdragen voor volge<span class=\"_ _0\"></span>nd jaar voor ongekwalificeerde <span class=\"_ _0\"></span>pensioenplanbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 285px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 274px; height: 832px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 832px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 274px; height: 832px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 274px; height: 832px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1f6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Andere la<span class=\"_ _1\"></span>ngetermijn per<span class=\"_ _1\"></span>soneelsbeloningen</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1f6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Andere <span class=\"_ _1\"></span><span class=\"ws11e\">langetermijn per<span class=\"_ _1\"></span>soneelsbeloninge<span class=\"_ _1\"></span>n bestaan uit verp<span class=\"_ _1\"></span>lichtingen van de<span class=\"_ _1\"></span> werkgever tot he<span class=\"_ _1\"></span>t uitkeren van bijv<span class=\"_ _1\"></span>oorbeeld jubile<span class=\"_ _1\"></span>umpremi<span class=\"lsed ws112\">es. De tabel </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1f6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hieron<span class=\"_ _0\"></span>der geeft<span class=\"_ _0\"></span> de netto v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n weer. D<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot Ande<span class=\"_ _0\"></span>re langet<span class=\"_ _0\"></span>ermij<span class=\"_ _0\"></span>nperson<span class=\"_ _0\"></span>eelsbel<span class=\"_ _0\"></span>oni<span class=\"lsef\">ngen zijn opgenomen<span class=\"_ _1\"></span> in de bal<span class=\"_ _1\"></span>ans </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Overlopen<span class=\"_ _1\"></span>de rente en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> (zie toelichting 24)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y6e8 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y6e8 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 988px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 988px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 973px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 973px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1814 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1815 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1816 ff1f6 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11d\">volgende<span class=\"_ _1\"></span> tabel toon<span class=\"_ _1\"></span>t de mutatie<span class=\"_ _1\"></span>s gedurende h<span class=\"_ _1\"></span>et boekjaar <span class=\"_ _1\"></span>in de verp<span class=\"_ _1\"></span>lichtingen <span class=\"_ _1\"></span>inzake Andere<span class=\"_ _1\"></span> langetermijnp<span class=\"_ _1\"></span>ersoneelsbel<span class=\"_ _1\"></span>oningen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1817 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y67e ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y67e ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 895px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y680 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 633px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y680 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Netto verplichting per 1 janua<span class=\"_ _0\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 864px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 864px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le last<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 850px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 835px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 835px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Netto verplichting per 31 de<span class=\"_ _0\"></span>cember<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 820px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y181e ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y181f ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1820 ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De onderstaande<span class=\"_ _1\"></span> tabel geeft een over<span class=\"_ _1\"></span>zicht van de actuar<span class=\"_ _1\"></span>i\u00eble veronderst<span class=\"_ _1\"></span>ellingen die zijn<span class=\"_ _1\"></span> gehanteerd voor he<span class=\"_ _1\"></span>t berekenen van de <span class=\"lsed ws112\">verplichtin<span class=\"_ _0\"></span>gen met </span></div>\n<div class=\"t m0 x2c h64 y1821 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot and<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">langetermijnperson<span class=\"_ _1\"></span>eelsbeloningen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1822 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 550px; bottom: 726px; z-index: 15;\"> </div>\n<div id=\"fs_4139MTIXB400000000000000000000\">\n<div class=\"t m0 x168 h67 y683 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 726px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 612px; bottom: 711px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x1fa h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 715px; bottom: 726px; z-index: 15;\">  </div>\n<div id=\"fs_SIPIRBHQSG00000000000000000000\">\n<div class=\"t m0 x202 h67 y683 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 726px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 711px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x162 h67 y688 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 531px; bottom: 711px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 711px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 632px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1f6 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 681px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 681px; z-index: 15;\">3,17%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 681px; z-index: 15;\">3,82%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 681px; z-index: 15;\">0,32%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 681px; z-index: 15;\">0,70%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Toekomstige salarisverhogingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 666px; z-index: 15;\">3,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 666px; z-index: 15;\">5,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 666px; z-index: 15;\">2,10%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 666px; z-index: 15;\">4,20%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1828 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1829 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y182a ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De kosten van de<span class=\"_ _1\"></span> Andere langetermijn<span class=\"_ _1\"></span> personeelsbelonin<span class=\"_ _1\"></span>gen worden hierna<span class=\"_ _1\"></span> <span class=\"lsed ws112\">getoon<span class=\"_ _0\"></span>d. De rentek<span class=\"_ _0\"></span>osten zi<span class=\"_ _0\"></span>jn verant<span class=\"_ _0\"></span>woord als Fi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngslast<span class=\"_ _0\"></span>en (zie </span></div>\n<div class=\"t m0 x2c h64 y182b ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 37)<span class=\"_ _1\"></span> en de overige ko<span class=\"_ _1\"></span>sten zijn verantwoord<span class=\"_ _1\"></span> als Personeels<span class=\"_ _1\"></span>kosten (zie toelicht<span class=\"_ _1\"></span>ing 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y182c ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 x48 h67 y68d ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 615px; bottom: 572px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68d ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 572px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x252 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 475px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 638px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 801px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y694 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 542px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 542px; z-index: 15;\">1</div>\n<div class=\"t m0 x73 h67 y694 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 542px; z-index: 15;\">1</div>\n<div class=\"t m0 x2eb h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 527px; z-index: 15;\">Onmiddellijk verantwoorde netto a<span class=\"_ _0\"></span>ctuari\u00eble verliezen (winsten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 527px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 527px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y694 ff1f9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 67px; bottom: 512px; z-index: 15;\">Totale lasten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y694 ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 512px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x264 h69 y694 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1832 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1833 ff1f6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Be\u00ebindigings<span class=\"_ _1\"></span>vergoedingen</span> </span></div>\n<div class=\"t m0 x2c h64 y1834 ff1f6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Be\u00ebindi<span class=\"_ _0\"></span>gingsv<span class=\"_ _0\"></span>ergoedi<span class=\"_ _0\"></span>ngen zij<span class=\"_ _0\"></span>n persone<span class=\"_ _0\"></span>elsbel<span class=\"_ _0\"></span>oninge<span class=\"_ _0\"></span>n die beta<span class=\"_ _0\"></span>albaar z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y1835 ff1f6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in verband<span class=\"_ _1\"></span> met het b<span class=\"_ _1\"></span>e\u00ebindigen van<span class=\"_ _1\"></span> de arbeid<span class=\"_ _1\"></span>srelatie met e<span class=\"_ _1\"></span>en werknemer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1836 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">v\u00f3\u00f3r de nor<span class=\"_ _0\"></span>male pensi<span class=\"_ _0\"></span>oendat<span class=\"_ _0\"></span>um of het besl<span class=\"_ _0\"></span>uit van een we<span class=\"_ _0\"></span>rkneme<span class=\"_ _0\"></span>r om</div>\n<div class=\"t m0 x2c h64 y1837 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vrijwi<span class=\"_ _0\"></span>llig ontsla<span class=\"_ _0\"></span>g te accept<span class=\"_ _0\"></span>eren in ruil v<span class=\"_ _0\"></span>oor dez<span class=\"ws11d\">e v<span class=\"_ _0\"></span>ergoed<span class=\"_ _0\"></span>ing. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1838 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1839 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y183a ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De onderstaande<span class=\"_ _1\"></span> tabel toont verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> samenhangen met</div>\n<div class=\"t m0 x1d h64 y183b ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Be\u00ebindigingsve<span class=\"_ _1\"></span>rgoedingen die in<span class=\"_ _1\"></span> de balans begrepen<span class=\"_ _1\"></span> zijn onder</div>\n<div class=\"t m0 x1d h64 y183c ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overlopende<span class=\"_ _1\"></span> rente en overige verpl<span class=\"_ _1\"></span>ichtingen (zie<span class=\"_ _1\"></span> toelichting<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">24).</span></span></div>\n<div class=\"t m0 x2c h64 y183d ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y680 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 371px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y680 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 371px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h69 y685 ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 326px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y685 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 326px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y685 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 326px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c h64 y1842 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1843 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1844 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel too<span class=\"_ _0\"></span>nt de mutati<span class=\"_ _0\"></span>es gedur<span class=\"_ _0\"></span>ende het boe<span class=\"_ _0\"></span>kjaar in de ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen inzak<span class=\"_ _0\"></span>e Be\u00ebin<span class=\"_ _0\"></span>digingsv<span class=\"_ _0\"></span>ergoe<span class=\"_ _0\"></span>dingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1845 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y69a ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 248px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y69a ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 248px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1f6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y685 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 633px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y685 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 218px; z-index: 15;\">Netto verplichting per 1 j<span class=\"_ _0\"></span>anuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y683 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 218px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y683 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 218px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y6d1 ff1f6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 203px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le last<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6d1 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 203px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h67 y6d1 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 203px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 188px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 188px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff1f9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Netto verplichting per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y68b ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 173px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y68b ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 173px; z-index: 15;\">5</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 162px; height: 944px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 162px; height: 944px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 162px; height: 944px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 162px; height: 944px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Kosten die<span class=\"_ _1\"></span> gerelateerd<span class=\"_ _1\"></span> zijn aan<span class=\"_ _1\"></span> Be\u00ebindigingsver<span class=\"_ _1\"></span>goedingen worde<span class=\"_ _1\"></span>n hieronder<span class=\"_ _1\"></span> getoond. <span class=\"_ _1\"></span>De netto <span class=\"lsed\">rentekoste<span class=\"_ _0\"></span>n zijn ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als Fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingslast<span class=\"_ _0\"></span>en (zi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toelich<span class=\"_ _0\"></span>ting 37). Al<span class=\"_ _0\"></span>le overige k<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en verant<span class=\"_ _0\"></span>woord als<span class=\"_ _0\"></span> Personeel<span class=\"_ _0\"></span>skost<span class=\"_ _0\"></span>en (zie toelic<span class=\"_ _0\"></span>hting 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y68d ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y68d ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1fb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y694 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h67 y694 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 1019px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y68f ff1fe fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Totale lasten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y68f ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h69 y68f ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 993px; height: 113px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1855 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1856 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h7b y1814 ff1ff fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">6.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1857 ff1ff fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Aandelengerelateerde <span class=\"_ _1\"></span>incentiveprogramm<span class=\"_ _1\"></span>a's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1858 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas maakt gebru<span class=\"_ _1\"></span>ik van de mogelij<span class=\"_ _1\"></span>kheid om zijn medew<span class=\"_ _1\"></span>erkers en</div>\n<div class=\"t m0 x2c h64 y1859 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leden van h<span class=\"_ _0\"></span>et Executi<span class=\"_ _0\"></span>ve Commit<span class=\"_ _0\"></span>tee en het Man<span class=\"_ _0\"></span>agemen<span class=\"_ _0\"></span>t Committ<span class=\"_ _0\"></span>ee in</div>\n<div class=\"t m0 x2c h64 y185a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>en en aan aand<span class=\"_ _0\"></span>elen gerel<span class=\"_ _0\"></span>ateerde i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten te bel<span class=\"_ _0\"></span>onen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y185b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y185c ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het kan h<span class=\"_ _1\"></span>ierbij gaan <span class=\"_ _1\"></span>om:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y185d ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsef ws11e\">r<span class=\"_ _1\"></span>estricted share<span class=\"_ _1\"></span>s</span><span class=\"ff1fb\"> </span></span></div>\n<div class=\"t m0 x2c h64 y185e ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsef ws113\">a<span class=\"_ _1\"></span>andelengerelat<span class=\"_ _1\"></span>eerde</span><span class=\"ff1fb\"> <span class=\"lsef ws113\">incen<span class=\"_ _1\"></span>tives</span> </span></span></div>\n<div class=\"t m0 x2c h64 y185f ff1fb fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.2.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11e\">Toekenning van<span class=\"_ _1\"></span> aandelen onder vo<span class=\"_ _1\"></span>orwaarden ('res<span class=\"_ _1\"></span>tricted </span></span></div>\n<div class=\"t m0 xd1 h64 y1860 ff1fb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">shares')<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1861 ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor de l<span class=\"_ _0\"></span>eden va<span class=\"_ _0\"></span>n het Exe<span class=\"_ _0\"></span>cutive C<span class=\"_ _0\"></span>ommitt<span class=\"_ _0\"></span>ee en het<span class=\"_ _0\"></span> Manage<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x2c h64 y1862 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee geldt e<span class=\"_ _0\"></span>en Long Term I<span class=\"_ _0\"></span>ncentive p<span class=\"_ _0\"></span>lan (LTI).<span class=\"_ _0\"></span> Hierbij wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 y1863 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ieaande<span class=\"_ _0\"></span>len toegez<span class=\"_ _0\"></span>egd die 3,<span class=\"_ _0\"></span>5 jaar later<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">onvoorwaardelijk zijn </span></span></div>\n<div class=\"t m0 x2c h64 y1864 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end. Het aant<span class=\"_ _0\"></span>al toe te ken<span class=\"_ _0\"></span>nen aandel<span class=\"_ _0\"></span>en in het kade<span class=\"_ _0\"></span>r van dit plan</div>\n<div class=\"t m0 x2c h64 y1865 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is gebasee<span class=\"_ _0\"></span>rd op de 'Age<span class=\"_ _0\"></span>as Busines<span class=\"_ _0\"></span>s Score',<span class=\"_ _0\"></span> die voort<span class=\"_ _0\"></span>vloeit uit<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y1866 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwezenlij<span class=\"_ _1\"></span>king van de<span class=\"_ _1\"></span> KPI's voor<span class=\"_ _1\"></span> het bedr<span class=\"_ _1\"></span>ijf. Voor d<span class=\"_ _1\"></span>e onvoorwaardel<span class=\"_ _1\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y1867 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekenning 3<span class=\"_ _1\"></span>,5 jaar n<span class=\"_ _1\"></span>a <span class=\"ws11e\">de toezegging<span class=\"_ _1\"></span> wordt een relatie<span class=\"_ _1\"></span>ve TSR<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y1868 ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>iemetin<span class=\"_ _0\"></span>g (totaa<span class=\"_ _0\"></span>l aandee<span class=\"_ _0\"></span>lhoude<span class=\"_ _0\"></span>rsrende<span class=\"_ _0\"></span>ment) t<span class=\"_ _0\"></span>en opzicht<span class=\"_ _0\"></span>e van ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1869 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijking<span class=\"_ _1\"></span>sgroep toegepas<span class=\"_ _1\"></span>t. Nadat de<span class=\"_ _1\"></span> aandelen<span class=\"_ _1\"></span> onvoorwaardelij<span class=\"_ _1\"></span>k zijn</div>\n<div class=\"t m0 x1d h64 y186a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end, moete<span class=\"_ _0\"></span>n ze nog 1,5 ja<span class=\"_ _0\"></span>ar in bezit wor<span class=\"_ _0\"></span>den geho<span class=\"_ _0\"></span>uden (in tota<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x1d h64 y186b ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">5 jaar n<span class=\"lsef ws11e\">a de datum van voorwaardel<span class=\"_ _1\"></span>ijke toekenning).<span class=\"_ _1\"></span> Na deze </span></div>\n<div class=\"t m0 x1d h64 y186c ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blokkeringsperi<span class=\"_ _1\"></span>ode mogen <span class=\"_ _1\"></span>de begunstigde<span class=\"_ _1\"></span>n de onvoor<span class=\"_ _1\"></span>waardelijk</div>\n<div class=\"t m0 x1d h64 y186d ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegekende aa<span class=\"_ _1\"></span>ndelen ver<span class=\"_ _1\"></span>kopen onder b<span class=\"_ _1\"></span>epaalde voorw<span class=\"_ _1\"></span>aarden zoal<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y186e ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgel<span class=\"_ _0\"></span>egd in het bez<span class=\"_ _0\"></span>oldigin<span class=\"_ _0\"></span>gsbele<span class=\"_ _0\"></span>id. Meer detai<span class=\"_ _0\"></span>ls over dit pl<span class=\"_ _0\"></span>an zijn te</div>\n<div class=\"t m0 x1d h64 y186f ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vinden i<span class=\"lsed ws112\">n het Verslag va<span class=\"_ _0\"></span>n het Remun<span class=\"_ _0\"></span>eration Co<span class=\"_ _0\"></span>mmitte<span class=\"_ _0\"></span>e in sectie A<span class=\"ls0 ws0\"> 6.<span class=\"lsf9 ws124\">7. </span> </span></span></div>\n<div class=\"t m0 x1d h64 y1870 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1871 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor 2018 <span class=\"_ _1\"></span>werden in<span class=\"_ _1\"></span> totaal 35.612<span class=\"_ _1\"></span> prestatiea<span class=\"_ _1\"></span>andelen toe<span class=\"_ _1\"></span>gezegd voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1872 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekenning, <span class=\"_ _1\"></span>voor 2019 w<span class=\"_ _1\"></span>erden in <span class=\"_ _1\"></span>totaal 51.393<span class=\"_ _1\"></span> prestatiea<span class=\"_ _1\"></span>andelen</div>\n<div class=\"t m0 x1d h64 y1873 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegd voor<span class=\"_ _1\"></span> toekenning, voor 2020<span class=\"_ _1\"></span> werden in totaal <span class=\"lsed ws111\">53.269 </span></div>\n<div class=\"t m0 x1d h64 y1874 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prestatieaandel<span class=\"_ _1\"></span>en toegezeg<span class=\"_ _1\"></span>d voor toek<span class=\"_ _1\"></span>enning en <span class=\"_ _1\"></span>voor 2021 we<span class=\"_ _1\"></span>rden in</div>\n<div class=\"t m0 x1d h64 y1875 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaal 53<span class=\"_ _1\"></span>.918 prestatiea<span class=\"_ _1\"></span>andelen toegezeg<span class=\"_ _1\"></span>d voor to<span class=\"_ _1\"></span>ekenning.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1876 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1877 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor het pr<span class=\"_ _0\"></span>estatiej<span class=\"_ _0\"></span>aar 2022 we<span class=\"_ _0\"></span>rden in tota<span class=\"_ _0\"></span>al 42.530 p<span class=\"_ _0\"></span>restatie<span class=\"_ _0\"></span>aandele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1878 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegd v<span class=\"_ _1\"></span>oor toekenn<span class=\"lsed ws112\">ing aan de leden van het<span class=\"_ _0\"></span> Execut<span class=\"_ _0\"></span>ive Committ<span class=\"_ _0\"></span>ee </span></div>\n<div class=\"t m0 x1d h64 y1879 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en het Mana<span class=\"_ _1\"></span>gement Com<span class=\"_ _1\"></span>mittee.</div>\n<div class=\"t m0 x2c h64 y187a ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y187b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y187c ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont het verloop<span class=\"_ _1\"></span> van de toezeggingen<span class=\"_ _1\"></span> van restricted<span class=\"_ _1\"></span> shares gedurende het<span class=\"_ _1\"></span> jaar aan leden<span class=\"_ _1\"></span> van het Executive <span class=\"ws11d\">Com<span class=\"_ _1\"></span>mittee en <span class=\"_ _1\"></span>het </span></div>\n<div class=\"t m0 x2c h64 y187d ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Management C<span class=\"_ _1\"></span>ommittee. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y187e ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h64 y1880 ff1fb fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 580px; z-index: 15;\">(aantal aandelen in '000)<span class=\"_ _0\"></span><span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 643px; bottom: 580px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 580px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 663px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h64 y1880 ff1fb fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Aantal nieuw toegekende aandelen<span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f3 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 654px; bottom: 547px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y1880 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 547px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h64 y1882 ff1fe fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 532px; z-index: 15;\">Aantal onder voorwaarden vers<span class=\"_ _0\"></span>trekte aandelen per 1<span class=\"_ _0\"></span> maart<span class=\"ff1fb fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h69 y1882 ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 648px; bottom: 532px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h69 y1882 ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 532px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1886 ff1fb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Verstrekte voorwaardelijke aandelen (vervallen) <span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1886 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 516px; z-index: 15;\"> <span class=\"fs44\"> </span></div>\n<div class=\"t m0 x255 h67 y1886 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 516px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h64 y1888 ff1fb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Verstrekte voorwaardelijke aandelen (gevestigd)<span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1888 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 500px; z-index: 15;\"> <span class=\"fs44\"> </span></div>\n<div class=\"t m0 x1b h67 y1888 ff1fb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 500px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y188a ff1fe fs46 fc1d sc0 lsf3 ws120\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Aantal<span class=\"_ _1\"></span> <span class=\"lsf1 ws115\">onder voorwaarden verstrekte aandelen <span class=\"_ _0\"></span>per 31 december<span class=\"ff1fb fs44 ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h69 y188a ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 663px; bottom: 484px; z-index: 15;\">  </div>\n<div class=\"t m0 x167 h69 y188a ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 484px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y188b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y188c ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y188d ff1fb fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.2.2 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">Aandelengerela<span class=\"_ _1\"></span>teerde incen<span class=\"_ _1\"></span>tives</span> </span></div>\n<div class=\"t m0 x2c h64 y188e ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In 2020, <span class=\"_ _1\"></span>2021 en 20<span class=\"_ _1\"></span>22 heeft Agea<span class=\"_ _1\"></span>s een aandel<span class=\"_ _1\"></span>engerelateerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y188f ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">incentiveprogra<span class=\"_ _1\"></span>mma voor he<span class=\"_ _1\"></span>t senior m<span class=\"_ _1\"></span>anagement op<span class=\"_ _1\"></span>gezet. Afhan<span class=\"_ _1\"></span>kelijk</div>\n<div class=\"t m0 x2c h64 y1890 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de pr<span class=\"_ _1\"></span>estatie van <span class=\"_ _1\"></span>het aandeel<span class=\"_ _1\"></span> Ageas ten op<span class=\"_ _1\"></span>zichte van<span class=\"_ _1\"></span> vergelijkbar<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y1891 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondernemingen<span class=\"_ _1\"></span> over de p<span class=\"_ _1\"></span>eriode van<span class=\"_ _1\"></span> drie jaar<span class=\"_ _1\"></span> volgend op <span class=\"_ _1\"></span>de lan<span class=\"ws113\">cering<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1892 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van elk van de<span class=\"_ _1\"></span> plannen en op voorwaa<span class=\"_ _1\"></span>rde van een voor<span class=\"_ _1\"></span>tgezet</div>\n<div class=\"t m0 x2c h64 y1893 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienstv<span class=\"_ _0\"></span>erband w<span class=\"_ _0\"></span>orden de seni<span class=\"_ _0\"></span>or manage<span class=\"_ _0\"></span>rs beloond m<span class=\"_ _0\"></span>et een betal<span class=\"_ _0\"></span>ing in</div>\n<div class=\"t m0 x2c h64 y1894 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contanten gelij<span class=\"_ _1\"></span>k aan een waarde<span class=\"_ _1\"></span>: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1895 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 135.48<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1896 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2023 (pl<span class=\"_ _0\"></span>an 2020).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1897 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 141.40<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1898 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2024 (pl<span class=\"_ _0\"></span>an 2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1899 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 151.20<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y189a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2025 (pl<span class=\"_ _0\"></span>an 2022).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y189b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y189c ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verplic<span class=\"_ _0\"></span>hting di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeit uit dez<span class=\"_ _0\"></span>e in contant<span class=\"_ _0\"></span>en afgewik<span class=\"_ _0\"></span>kelde</div>\n<div class=\"t m0 x1d h64 y189d ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rdt op elk<span class=\"_ _0\"></span>e versla<span class=\"_ _0\"></span><span class=\"lsef ws11e\">gdatum bepaald t<span class=\"_ _1\"></span>egen de re\u00eble waard<span class=\"_ _1\"></span>e.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 300px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 300px; height: 806px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 300px; height: 806px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 300px; height: 806px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>er<span class=\"_ _0\"></span>bonden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">pa<span class=\"_ _1\"></span>r<span class=\"_ _1\"></span>t<span class=\"_ _1\"></span>ijen</div>\n<div class=\"t m0 x2c h75 y799 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De wet van 28 april 2020 to<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x2c h75 y79a ff204 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">uitvoering van Richtlijn 2017/828</div>\n<div class=\"t m0 x2c h75 y79b ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">van het Europees Parlement en de</div>\n<div class=\"t m0 x2c h75 y79c ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Raad introduceerde een nieuw<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y79d ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">regime voor transacties met</div>\n<div class=\"t m0 x2c h75 y79e ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">verbonden partijen, dat van<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y79f ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">toepassing is op a<span class=\"ls101 ws0\">lle leden van de </span></div>\n<div class=\"t m0 x2c h75 y7a0 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas groep. De wet werd van<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y7a1 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">kracht op 16 mei 2020. Dit<span class=\"_ _0\"></span> nieuwe</div>\n<div class=\"t m0 x2c h75 y7a2 ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">regime houdt onder meer een</div>\n<div class=\"t m0 x2c h75 y7a3 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">sterkere verplichting in voo<span class=\"_ _0\"></span>r Ageas</div>\n<div class=\"t m0 x2c h75 y7fd ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">om te rapporteren over de</div>\n<div class=\"t m0 x2c h75 y7fe ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">toepassing van de procedure voor</div>\n<div class=\"t m0 x2c h75 y189f ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">transacties met verbonden p<span class=\"_ _0\"></span>artijen,</div>\n<div class=\"t m0 x2c h75 y18a0 ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">zowel onmiddellij<span class=\"ls101 ws0\">k wanneer de </span></div>\n<div class=\"t m0 x2c h75 y18a1 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">transactie plaatsvindt, al<span class=\"_ _0\"></span>s in het</div>\n<div class=\"t m0 x2c h75 y18a2 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">jaarverslag voor het relevan<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x2c h75 y18a3 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">financi\u00eble jaar.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h64 y18a4 ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18a5 ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Met Ageas<span class=\"_ _0\"></span> verbonden p<span class=\"_ _0\"></span>artijen z<span class=\"_ _0\"></span>ijn deelnem<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">en joint ventures<span class=\"_ _1\"></span>, pensioenfondsen<span class=\"_ _1\"></span>, bestuurslede<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x1ef h64 y18a6 ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(besta<span class=\"_ _0\"></span>ande uit de ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">uitvoerende<span class=\"_ _1\"></span> en de </span></span>uitvoerende le<span class=\"_ _0\"></span>den van de Raa<span class=\"_ _0\"></span>d van Bestu<span class=\"_ _0\"></span>ur van Ageas<span class=\"_ _0\"></span>),</div>\n<div class=\"t m0 x1ef h64 y18a7 ff202 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitvoe<span class=\"_ _0\"></span>rende ma<span class=\"_ _0\"></span>nagers, n<span class=\"_ _0\"></span>aaste f<span class=\"_ _0\"></span>amiliel<span class=\"_ _0\"></span>eden va<span class=\"_ _0\"></span>n de hierv<span class=\"_ _0\"></span>oor geno<span class=\"_ _0\"></span>emde p<span class=\"_ _0\"></span>ersonen, <span class=\"_ _0\"></span>entiteit<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1ef h64 y18a8 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarover de<span class=\"_ _1\"></span> hiervoor gen<span class=\"_ _1\"></span>oemde per<span class=\"_ _1\"></span>sonen zeggens<span class=\"_ _1\"></span>chap hebben<span class=\"_ _1\"></span> of die <span class=\"_ _1\"></span>substantieel do<span class=\"_ _1\"></span>or hen</div>\n<div class=\"t m0 x1ef h64 y18a9 ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden b<span class=\"_ _0\"></span>e\u00efnvloed en ev<span class=\"_ _0\"></span>entue<span class=\"_ _0\"></span>le overige v<span class=\"_ _0\"></span>erbond<span class=\"_ _0\"></span>en entit<span class=\"_ _0\"></span>eiten. Age<span class=\"_ _0\"></span>as gaat bij de b<span class=\"_ _0\"></span>edrijfsv<span class=\"_ _0\"></span>oering</div>\n<div class=\"t m0 x1ef h64 y18aa ff202 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">regelm<span class=\"_ _0\"></span>atig trans<span class=\"_ _0\"></span>acties<span class=\"_ _0\"></span> aan met v<span class=\"_ _0\"></span>erbonde<span class=\"_ _0\"></span>n partij<span class=\"_ _0\"></span>en. Der<span class=\"_ _0\"></span>gelijke t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ies hebb<span class=\"_ _0\"></span>en met n<span class=\"_ _0\"></span>ame</div>\n<div class=\"t m0 x1ef h64 y18ab ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op lenin<span class=\"_ _0\"></span>gen, depos<span class=\"_ _0\"></span>ito\u2019s en he<span class=\"_ _0\"></span>rverzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en en vinde<span class=\"_ _0\"></span>n plaats ond<span class=\"_ _0\"></span>er dezelf<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1ef h64 y18ac ff202 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">com<span class=\"ws11e\">merci\u00eble<span class=\"_ _1\"></span> voorwaarden als transac<span class=\"_ _1\"></span>ties met niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>verbonden par<span class=\"_ _1\"></span>tijen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y18ad ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18ae ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happijen v<span class=\"_ _0\"></span>an Ageas ku<span class=\"_ _0\"></span>nnen in het kad<span class=\"_ _0\"></span>er van de nor<span class=\"_ _0\"></span>male bedri<span class=\"_ _0\"></span>jfsuito<span class=\"_ _0\"></span>efening</div>\n<div class=\"t m0 x1ef h64 y18af ff202 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kredieten, leni<span class=\"_ _1\"></span>ngen of garanties<span class=\"_ _1\"></span> verstrekken aan<span class=\"_ _1\"></span> bestuursleden, ui<span class=\"_ _1\"></span>tvoerende managers,<span class=\"_ _1\"></span> naaste</div>\n<div class=\"t m0 x1ef h64 y18b0 ff202 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">familiele<span class=\"lsed ws112\">den van bestuurs<span class=\"_ _0\"></span>leden dan we<span class=\"_ _0\"></span>l aan naast<span class=\"_ _0\"></span>e familiel<span class=\"_ _0\"></span>eden van d<span class=\"_ _0\"></span>e uitvoere<span class=\"_ _0\"></span>nde mana<span class=\"_ _0\"></span>gers.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y18b1 ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18b2 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 w<span class=\"_ _1\"></span>aren er geen <span class=\"_ _1\"></span>uitstaande<span class=\"_ _1\"></span> of nieuwe le<span class=\"_ _1\"></span>ningen, kr<span class=\"_ _1\"></span>edieten of b<span class=\"_ _1\"></span>ankgaranties</div>\n<div class=\"t m0 x1ef h64 y18b3 ff202 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verstrekt aan be<span class=\"_ _1\"></span>stuursleden en ui<span class=\"_ _1\"></span>tvoerende manager<span class=\"_ _1\"></span>s, aan naaste famili<span class=\"_ _1\"></span>eleden va<span class=\"ws11d\">n bes<span class=\"_ _1\"></span>tuursleden </span></div>\n<div class=\"t m0 x1ef h64 y18b4 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan wel a<span class=\"_ _1\"></span>an naaste fa<span class=\"_ _1\"></span>milieleden <span class=\"_ _1\"></span>van uitvoerende <span class=\"_ _1\"></span>managers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y18b5 ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18b6 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In financiee<span class=\"_ _1\"></span>l jaar 20<span class=\"_ _1\"></span>22 vonden e<span class=\"_ _1\"></span>r binnen Agea<span class=\"_ _1\"></span>s groep geen<span class=\"_ _1\"></span> transactie<span class=\"_ _1\"></span>s plaats waar<span class=\"_ _1\"></span>op de pro<span class=\"_ _1\"></span>cedure</div>\n<div class=\"t m0 x1ef h64 y18b7 ff202 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van toepassing<span class=\"_ _1\"></span> op transacties tussen<span class=\"_ _1\"></span> verbonden partijen d<span class=\"_ _1\"></span>iende toegepast<span class=\"_ _1\"></span> te <span class=\"ws113\">worden.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y18b8 ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18b9 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Transacties<span class=\"_ _1\"></span> en uitstaande<span class=\"_ _1\"></span> positie<span class=\"_ _1\"></span>s tussen vo<span class=\"_ _1\"></span>lledig geconso<span class=\"_ _1\"></span>lideerde enti<span class=\"_ _1\"></span>teiten van<span class=\"_ _1\"></span> de Ageas gro<span class=\"_ _1\"></span>ep</div>\n<div class=\"t m0 x1ef h64 y18ba ff202 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werden ge\u00eblimineer<span class=\"_ _1\"></span>d. Onderstaande<span class=\"_ _1\"></span> tabellen bevat<span class=\"_ _1\"></span>ten de openstaande po<span class=\"_ _1\"></span>sities met geas<span class=\"_ _1\"></span>socieerde</div>\n<div class=\"t m0 x1ef h64 y18bb ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelnemingen<span class=\"_ _1\"></span> en <span class=\"lsed\">joint ventu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1ef h64 y18bc ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff202 fs46 fc1d sc0 ls0 ws0\" style=\"left: 325px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 684px; bottom: 454px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 454px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 325px; bottom: 439px; z-index: 15;\">Resultatenrekening <span class=\"ls0 ws0\">- </span><span class=\"ws115\">verbonden partijen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5b h67 y69a ff202 fs46 fc1d sc0 ls0 ws0\" style=\"left: 703px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h69 y69a ff205 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 424px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 409px; z-index: 15;\">Verzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 409px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 394px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x44 h67 y688 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 394px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y683 ff202 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 380px; z-index: 15;\">Gerealiseerde meerwaarden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y683 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 703px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 380px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 365px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 365px; z-index: 15;\">4</div>\n<div class=\"t m0 x44 h67 y68b ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 365px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y68d ff202 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 350px; z-index: 15;\">Wijzigingen in voorzieningen voor verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en beleggingscontracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2e h67 y68d ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 350px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 350px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 335px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 335px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 335px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y18be ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18bf ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff202 fs46 fc1d sc0 ls0 ws0\" style=\"left: 325px; bottom: 288px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y691 ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 684px; bottom: 288px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 288px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 325px; bottom: 273px; z-index: 15;\">Balans <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws115\">verbonden partijen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5b h69 y68f ff205 fs46 fc1d sc0 ls0 ws0\" style=\"left: 703px; bottom: 273px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h69 y68f ff205 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 273px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 258px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y691 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 258px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y691 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 258px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 243px; z-index: 15;\">Aandeel herverzekering, handel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws118\">en andere debiteuren<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y680 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 243px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 243px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 228px; z-index: 15;\">Verbonden partijen leningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 228px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 228px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff202 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 325px; bottom: 214px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige act<span class=\"_ _1\"></span>iva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 214px; z-index: 15;\">9</div>\n<div class=\"t m0 x44 h67 y680 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 214px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y6df ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 199px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h67 y6df ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 703px; bottom: 199px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h67 y6df ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 199px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 184px; z-index: 15;\">Verplichtingen inzake <span class=\"ws116\">verzekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsf1 ws115\">en beleggingscontracten</span> </span></span></div>\n<div class=\"t m0 x1fa h67 y69a ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 184px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 184px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 169px; z-index: 15;\">Schuldbewijzen, achtergestelde schulden<span class=\"_ _0\"></span> en overige financieringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 169px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y685 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 169px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y6c6 ff202 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 154px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 154px; z-index: 15;\">9</div>\n<div class=\"t m0 x1fa h67 y6c6 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 154px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 143px; height: 818px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 143px; height: 818px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff209 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De wijzigin<span class=\"_ _1\"></span>gen gedurende<span class=\"_ _1\"></span> het jaar <span class=\"_ _1\"></span>eindigend op <span class=\"_ _1\"></span>31 december <span class=\"_ _1\"></span>in de Vor<span class=\"_ _1\"></span>deringen op<span class=\"_ _1\"></span> verbonden par<span class=\"_ _1\"></span>tijen zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff209 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff209 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68b ff209 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff209 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff209 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff20b fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff20b fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff20c fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Verbon<span class=\"_ _0\"></span>den par<span class=\"_ _0\"></span>tijen le<span class=\"_ _0\"></span>ningen<span class=\"_ _0\"></span> per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff20c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1035px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff20c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1035px; z-index: 15;\">433<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff209 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Toevoegingen of voorschotten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Terugbetalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1005px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1005px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff209 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 990px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6c4 ff209 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff20c fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Verbonden partijen leningen p<span class=\"_ _1\"></span>er <span class=\"lsf1 ws118\">31 december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff20c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 976px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff20c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 976px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 965px; height: 141px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 965px; height: 141px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Informat<span class=\"_ _1\"></span>ie oper<span class=\"_ _1\"></span>atione<span class=\"_ _1\"></span>le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">se<span class=\"_ _0\"></span>gment<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h7b y7a9 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff210 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Algemene informat<span class=\"_ _0\"></span>ie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18d2 ff20e fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Operati<span class=\"_ _0\"></span>onele s<span class=\"_ _0\"></span>egmente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18d3 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas is ge<span class=\"_ _1\"></span>organiseerd <span class=\"_ _1\"></span>in vijf <span class=\"lsed\">operationele s<span class=\"_ _0\"></span>egment<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d4 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsed ws111\">Belgi\u00eb;</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d5 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11d\">Eu<span class=\"_ _1\"></span>ropa (uitge<span class=\"_ _1\"></span>zonderd Belgi<span class=\"_ _1\"></span>\u00eb);</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d6 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e ls103 ws11d\">A<span class=\"_ _1\"></span>zi\u00eb;</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d7 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11d\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>; en</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d8 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11e\">A<span class=\"_ _1\"></span>lgemene Rekening.</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d9 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18da ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is va<span class=\"_ _0\"></span>n mening dat de m<span class=\"_ _0\"></span>eest gep<span class=\"_ _0\"></span>aste wijz<span class=\"_ _0\"></span>e van rapport<span class=\"_ _0\"></span>ering va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y18db ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de operatione<span class=\"_ _1\"></span>le segment<span class=\"_ _1\"></span>en onder IFR<span class=\"_ _1\"></span>S gebaseerd<span class=\"_ _1\"></span> is op de<span class=\"_ _1\"></span> regio\u2019s</div>\n<div class=\"t m0 x2c h64 y18dc ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s opereert:<span class=\"_ _1\"></span> Belgi\u00eb, Europa<span class=\"_ _1\"></span> (uitgezond<span class=\"_ _1\"></span>erd Belgi\u00eb)<span class=\"_ _1\"></span>, Azi\u00eb en</div>\n<div class=\"t m0 x2c h64 y18dd ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>. Verder rapporte<span class=\"_ _1\"></span>ert Ageas activitei<span class=\"_ _1\"></span>ten die niet verban<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 x2c h64 y18de ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">houden m<span class=\"_ _0\"></span>et de kernact<span class=\"_ _0\"></span>iviteit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen, zo<span class=\"_ _0\"></span>als groeps<span class=\"_ _0\"></span>financi<span class=\"_ _0\"></span>ering en</div>\n<div class=\"t m0 x2c h64 y18df ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">andere holdinga<span class=\"_ _1\"></span>ctiviteiten, in de<span class=\"_ _1\"></span> Algemene Rekening<span class=\"_ _1\"></span> als een s<span class=\"ws113\">eparaat </span></div>\n<div class=\"t m0 x2c h64 y18e0 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">operationeel se<span class=\"_ _1\"></span>gment. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e1 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18e2 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze segm<span class=\"_ _0\"></span>entben<span class=\"_ _0\"></span>adering kom<span class=\"_ _0\"></span>t overee<span class=\"_ _0\"></span>n met de reik<span class=\"_ _0\"></span>wijdte van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y18e3 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">managementvera<span class=\"_ _1\"></span>ntwoordelijkheden<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e4 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18e5 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Transacties<span class=\"_ _1\"></span> tussen de verschille<span class=\"_ _1\"></span>nde operationele seg<span class=\"_ _1\"></span>menten vinden</div>\n<div class=\"t m0 x2c h64 y18e6 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">plaats tegen<span class=\"_ _1\"></span> marktconform<span class=\"_ _1\"></span>e condities.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e7 ff20e fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Allocat<span class=\"_ _0\"></span>ieregels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e8 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In overeens<span class=\"_ _1\"></span>temming met he<span class=\"_ _1\"></span>t businessmode<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s verantwoorden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y18e9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen de o<span class=\"_ _0\"></span>nderste<span class=\"_ _0\"></span>unende act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en direct i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y18ea ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de operat<span class=\"_ _0\"></span>ionele se<span class=\"_ _0\"></span>gmenten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18eb ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18ec ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het alloc<span class=\"_ _0\"></span>eren van ba<span class=\"_ _0\"></span>lanspost<span class=\"_ _0\"></span>en aan ope<span class=\"_ _0\"></span>ratione<span class=\"_ _0\"></span>le segment<span class=\"_ _0\"></span>en geschi<span class=\"_ _0\"></span>edt</div>\n<div class=\"t m0 x2c h64 y18ed ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op basis va<span class=\"_ _0\"></span>n een bottom<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">up aanpa<span class=\"_ _1\"></span>k<span class=\"lsed ws112\">, gebase<span class=\"_ _0\"></span>erd op aan ext<span class=\"_ _0\"></span>erne klant<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x2c h64 y18ee ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoc<span class=\"_ _0\"></span>hte product<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18ef ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18f0 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de bala<span class=\"_ _0\"></span>nspos<span class=\"_ _0\"></span>ten die niet ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rd zijn aan,<span class=\"_ _0\"></span> aan extern<span class=\"_ _0\"></span>e klanten</div>\n<div class=\"t m0 x2c h64 y18f1 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoc<span class=\"_ _0\"></span>hte product<span class=\"_ _0\"></span>en, wordt e<span class=\"_ _0\"></span>en op maat ge<span class=\"_ _0\"></span>maakte met<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x2c h64 y18f2 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd, <span class=\"_ _1\"></span>aangepast aan<span class=\"_ _1\"></span> het spe<span class=\"_ _1\"></span>cifieke busine<span class=\"_ _1\"></span>ssmodel van<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x2c h64 y18f3 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerappo<span class=\"ws11e\">rteerd<span class=\"_ _1\"></span> segment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h7b y7a9 ff210 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">8.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b yf5a ff210 fs50 fcc sc0 ls139 ws179\" style=\"z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18d2 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Belgische<span class=\"_ _1\"></span> verzekerin<span class=\"_ _1\"></span>gsactiviteiten, <span class=\"_ _1\"></span>onder de na<span class=\"_ _1\"></span>am AG<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">Insurance, </span></span></div>\n<div class=\"t m0 x1d h64 y18d3 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hebben een <span class=\"_ _1\"></span>lange best<span class=\"_ _1\"></span>aansgeschiedenis<span class=\"_ _1\"></span>. AG Insuran<span class=\"_ _1\"></span>ce is 100%<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y18d4 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigena<span class=\"_ _0\"></span>ar van AG Real Es<span class=\"_ _0\"></span>tate dat d<span class=\"_ _0\"></span>e vastgoe<span class=\"_ _0\"></span>dactivit<span class=\"_ _0\"></span>eiten va<span class=\"_ _0\"></span>n AG</div>\n<div class=\"t m0 x1d h64 y18d5 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beheert.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18d6 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y18d7 ff20e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance ric<span class=\"_ _0\"></span>ht zich o<span class=\"_ _0\"></span>p <span class=\"ws112\">partic<span class=\"_ _0\"></span>ulieren e<span class=\"_ _0\"></span>n kleine, m<span class=\"_ _0\"></span>iddelgrot<span class=\"_ _0\"></span>e en grote </span></div>\n<div class=\"t m0 x1d h64 y18d8 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijv<span class=\"_ _0\"></span>en. AG Insu<span class=\"_ _0\"></span>rance bie<span class=\"_ _0\"></span>dt een uitgeb<span class=\"_ _0\"></span>reid assort<span class=\"_ _0\"></span>imen<span class=\"_ _0\"></span>t producten a<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y18d9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in Leven en Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">leven, dat via ve<span class=\"_ _1\"></span>rschillende kanalen<span class=\"_ _1\"></span> wordt verkocht<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y18da ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals onafhan<span class=\"_ _1\"></span>kelijke makel<span class=\"_ _1\"></span>aars en via <span class=\"_ _1\"></span>de bank<span class=\"_ _1\"></span>kanalen van BNP<span class=\"_ _1\"></span> Paribas</div>\n<div class=\"t m0 x1d h64 y18db ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"lsef ws11e\">ortis SA<span class=\"_ _1\"></span>/NV en dochterondernem<span class=\"_ _1\"></span>ingen. AG Employee Be<span class=\"_ _1\"></span>nefits is de </span></div>\n<div class=\"t m0 x1d h64 y18dc ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> die zich toe<span class=\"_ _0\"></span>spitst op d<span class=\"_ _0\"></span>e verkoop v<span class=\"_ _0\"></span>an collecti<span class=\"_ _0\"></span>eve en</div>\n<div class=\"t m0 x1d h64 y18dd ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zorgverzekering<span class=\"_ _1\"></span>sproducten, <span class=\"_ _1\"></span>voornamelijk a<span class=\"_ _1\"></span>an grotere<span class=\"_ _1\"></span> ondernemingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y18f4 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y18f5 ff210 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18f6 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Europa bes<span class=\"_ _0\"></span>taat uit de <span class=\"ws11d\">v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en van Ag<span class=\"_ _0\"></span>eas in E<span class=\"_ _0\"></span>uropa, m<span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1d h64 y18f7 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitzondering<span class=\"_ _1\"></span> van Belgi\u00eb. Ageas i<span class=\"_ _1\"></span>s in dit segment<span class=\"_ _1\"></span> actief in Portugal,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y18f8 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Frankrij<span class=\"_ _0\"></span>k, VK en Turk<span class=\"_ _0\"></span>ije. Het pro<span class=\"_ _0\"></span>ductpr<span class=\"_ _0\"></span>ogramma om<span class=\"_ _0\"></span>vat Leven (i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y18f9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Portuga<span class=\"_ _0\"></span>l, Frankr<span class=\"_ _0\"></span>ijk en Turki<span class=\"_ _0\"></span>je) en Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Leven (in Port<span class=\"_ _0\"></span>ugal, VK en </span></span></div>\n<div class=\"t m0 x1d h64 y18fa ff20e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Turkije)<span class=\"ws112\">.<span class=\"_ _0\"></span> Dankzi<span class=\"_ _0\"></span>j een aanta<span class=\"_ _0\"></span>l belangri<span class=\"_ _0\"></span>jke partn<span class=\"_ _0\"></span>erscha<span class=\"_ _0\"></span>ppen met bed<span class=\"_ _0\"></span>rijven </span></div>\n<div class=\"t m0 x1d h64 y18fb ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met een aanzien<span class=\"_ _1\"></span>lijke marktpositie<span class=\"_ _1\"></span> zijn deze markten<span class=\"_ _1\"></span> toegankelijk</div>\n<div class=\"t m0 x1d h64 y18fc ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geworden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18fd ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y18fe ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is in h<span class=\"_ _0\"></span>et Verenigd K<span class=\"_ _0\"></span>oninkri<span class=\"_ _0\"></span>jk een van de ge<span class=\"_ _0\"></span>vestig<span class=\"_ _0\"></span>de algem<span class=\"_ _0\"></span>ene</div>\n<div class=\"t m0 x1d h64 y18ff ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeraars en<span class=\"_ _1\"></span> hanteert een multi<span class=\"_ _1\"></span>channel<span class=\"ls0 ws0\">-<span class=\"ls107 ws13e\">dis<span class=\"_ _1\"></span>tribu<span class=\"lsed ws112\">tiestrateg<span class=\"_ _0\"></span>ie met </span></span></span></div>\n<div class=\"t m0 x1d h64 y1900 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">makelaars, a<span class=\"_ _1\"></span>ffinity<span class=\"ls0 ws0\">-</span><span class=\"lsed\">partners en di<span class=\"_ _0\"></span>recte<span class=\"_ _0\"></span> distribut<span class=\"_ _0\"></span>ie. De v<span class=\"_ _0\"></span>isie best<span class=\"_ _0\"></span>aat eri<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y1901 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">om op de<span class=\"_ _1\"></span> algemene ve<span class=\"_ _1\"></span>rzekeringsmarkt <span class=\"_ _1\"></span>in het VK<span class=\"_ _1\"></span> een wins<span class=\"_ _1\"></span>tgevende</div>\n<div class=\"t m0 x1d h64 y1902 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">groei te<span class=\"_ _1\"></span> realiseren d<span class=\"_ _1\"></span>oor een b<span class=\"_ _1\"></span>reed scala <span class=\"_ _1\"></span>van verzeker<span class=\"_ _1\"></span>ingsoplossingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1903 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan te bieden,<span class=\"_ _1\"></span> toegespitst op part<span class=\"_ _1\"></span>iculiere verzeker<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1904 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1905 ff210 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1906 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is act<span class=\"_ _0\"></span>ief in een aa<span class=\"_ _0\"></span>ntal lande<span class=\"_ _0\"></span>n in Azi\u00eb. Het re<span class=\"_ _0\"></span>gionale k<span class=\"_ _0\"></span>antoor</div>\n<div class=\"t m0 x1d h64 y1907 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bevindt<span class=\"_ _0\"></span> zich in Hongk<span class=\"_ _0\"></span>ong. De act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en zijn geor<span class=\"_ _0\"></span>ganise<span class=\"_ _0\"></span>erd in de vorm</div>\n<div class=\"t m0 x1d h64 y1908 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van joint ve<span class=\"_ _0\"></span>ntures met t<span class=\"_ _0\"></span>oonaang<span class=\"_ _0\"></span>evende l<span class=\"_ _0\"></span>okale part<span class=\"_ _0\"></span>ners en fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 y1909 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">instellingen<span class=\"_ _1\"></span> <span class=\"ws11d\">in China,<span class=\"_ _1\"></span> Maleisi\u00eb, T<span class=\"_ _1\"></span>hailand, Indi<span class=\"_ _1\"></span>a, de Fili<span class=\"_ _1\"></span>pijnen en V<span class=\"_ _1\"></span>ietnam. </span></div>\n<div class=\"t m0 x1d h64 y190a ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze activ<span class=\"_ _0\"></span>iteit<span class=\"_ _0\"></span>en worden on<span class=\"_ _0\"></span>der IFRS ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als deeln<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x1d h64 y190b ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met uitzonde<span class=\"_ _1\"></span>ring van AF<span class=\"_ _1\"></span>LIC dat voll<span class=\"_ _1\"></span>edig gecon<span class=\"_ _1\"></span>solideerd word<span class=\"_ _1\"></span>t sinds</div>\n<div class=\"t m0 x1d h64 y190c ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 144px; height: 817px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 144px; height: 817px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 144px; height: 817px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff217 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Herverzekering <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff215 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsed ws111\">e <span class=\"ws112\">herverzeke<span class=\"_ _0\"></span>ringsac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten van Age<span class=\"_ _0\"></span>as SA/N<span class=\"_ _0\"></span>V <span class=\"lsef ws11e\">worden gera<span class=\"_ _1\"></span>pporteerd </span></span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het segm<span class=\"_ _0\"></span>ent Herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen. Deze ac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten omv<span class=\"_ _0\"></span>atten</div>\n<div class=\"t m0 x2c h64 yb5a ff215 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomende herve<span class=\"_ _1\"></span>rzekering binnen de<span class=\"_ _1\"></span> groep en herverzeker<span class=\"_ _1\"></span>ing van</div>\n<div class=\"t m0 x2c h64 yb5b ff215 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">derden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82e ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff217 fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Alg<span class=\"_ _1\"></span>emen<span class=\"_ _1\"></span>e Rek<span class=\"_ _1\"></span>eni<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb58 ff215 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Alg<span class=\"ws11e\">emene<span class=\"_ _1\"></span> Rekening omvat act<span class=\"_ _1\"></span>iviteiten die geen<span class=\"_ _1\"></span> verband houden me<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yb59 ff215 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de kernact<span class=\"_ _1\"></span>iviteit verze<span class=\"_ _1\"></span>keren, zoal<span class=\"_ _1\"></span>s groepsfina<span class=\"_ _1\"></span>ncieringen en<span class=\"_ _1\"></span> andere</div>\n<div class=\"t m0 x1d h64 yb5a ff215 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten va<span class=\"_ _0\"></span>n de holdi<span class=\"_ _0\"></span>ng. Ond<span class=\"_ _0\"></span>er de Alg<span class=\"_ _0\"></span>emene R<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g vallen t<span class=\"_ _0\"></span>evens</div>\n<div class=\"t m0 x1d h64 yb5b ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de invest<span class=\"_ _0\"></span>ering in Roy<span class=\"_ _0\"></span>al Park Inve<span class=\"_ _0\"></span>stments<span class=\"_ _0\"></span> en de verplic<span class=\"_ _0\"></span>hting uit<span class=\"_ _0\"></span> hoofde</div>\n<div class=\"t m0 x1d h64 yb5c ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de RPN<span class=\"_ _0\"></span>(I).</div>\n<div class=\"t m0 x2c h64 yb5d ff215 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b y1089 ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y190e ff217 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Balans per <span class=\"_ _1\"></span>operationeel <span class=\"_ _1\"></span>segment<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 876px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 861px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 349px; bottom: 861px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 395px; bottom: 861px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y691 ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 457px; bottom: 861px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 876px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 861px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 548px; bottom: 876px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 539px; bottom: 861px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 603px; bottom: 876px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 861px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 876px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 659px; bottom: 861px; z-index: 15;\">Rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 876px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 724px; bottom: 861px; z-index: 15;\">Groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 771px; bottom: 861px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 846px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 831px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 831px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 831px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 831px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 831px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 831px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 831px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 831px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 816px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 816px; z-index: 15;\">38.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 816px; z-index: 15;\">6.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 816px; z-index: 15;\">1.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 816px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 816px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 816px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 816px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 816px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 816px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 801px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 801px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 801px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 801px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 787px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 787px; z-index: 15;\">14.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 787px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 787px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 787px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 787px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 787px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 787px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 787px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 772px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 772px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 772px; z-index: 15;\">4.274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 772px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 772px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 772px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 757px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 757px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 757px; z-index: 15;\">271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 757px; z-index: 15;\">4.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 757px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 757px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 742px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 742px; z-index: 15;\">1.971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 742px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 742px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 742px; z-index: 15;\">(1.632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 742px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 742px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 742px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 742px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 727px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 727px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 727px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 727px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 727px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 712px; z-index: 15;\">820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 712px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 712px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 712px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 712px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 697px; z-index: 15;\">1.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 697px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 697px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 697px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 697px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 697px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 697px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 697px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 683px; z-index: 15;\">2.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 683px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 683px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 683px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 683px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 683px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 668px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 668px; z-index: 15;\">703<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 668px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 638px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 638px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 638px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 638px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 638px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 638px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 638px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 638px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 638px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Verplichtingen inzake <span class=\"ws118\">verzekerings<span class=\"_ _0\"></span>contracten Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 593px; z-index: 15;\">23.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 593px; z-index: 15;\">574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 593px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x168 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 593px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 593px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 593px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 579px; z-index: 15;\">24.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 579px; z-index: 15;\">4.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 564px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 564px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 564px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 564px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 549px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 549px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 549px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 549px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 534px; z-index: 15;\">1.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 534px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 534px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 534px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 534px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 534px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 519px; z-index: 15;\">3.803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 519px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 519px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 519px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 519px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 519px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 519px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 519px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 504px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 504px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 504px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 504px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 504px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 489px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 489px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 489px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 489px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 489px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 489px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 475px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 460px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 460px; z-index: 15;\">2.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 460px; z-index: 15;\">439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 460px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 460px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 460px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 460px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 460px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 460px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 460px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 445px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 445px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 445px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 445px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 445px; z-index: 15;\">1</div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 445px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Verplichtingen met betrekking tot<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 415px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">vaste activa aangehouden voor verkoop</span> </div>\n<div class=\"t m0 x132 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 415px; z-index: 15;\">3.982<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 415px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 415px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 415px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 415px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff218 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 400px; z-index: 15;\">71.270<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 400px; z-index: 15;\">17.108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 400px; z-index: 15;\">1.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 400px; z-index: 15;\">1.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 400px; z-index: 15;\">(1.633)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 400px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 400px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 400px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 400px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 371px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 371px; z-index: 15;\">2.043<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 371px; z-index: 15;\">4.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 371px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 371px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 371px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 371px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 371px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 371px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 356px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 356px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 356px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 356px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 356px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 356px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff218 fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 341px; z-index: 15;\">2.647<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 341px; z-index: 15;\">2.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 341px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 508px; bottom: 341px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 584px; bottom: 341px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 625px; bottom: 341px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 341px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 341px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 341px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 311px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 311px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 311px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 311px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 311px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 311px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 311px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 311px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 311px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 282px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 282px; z-index: 15;\">7.369<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 282px; z-index: 15;\">3.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 282px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 282px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 282px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 282px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 271px; height: 835px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 271px; height: 835px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 271px; height: 835px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x172 h67 y68d ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 349px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 395px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 457px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 552px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 539px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 603px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 659px; bottom: 1034px; z-index: 15;\">Rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc1d sc0 lsf3 ws120\" style=\"left: 724px; bottom: 1034px; z-index: 15;\">Groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 771px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 1004px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1004px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 1004px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ad h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 1004px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 989px; z-index: 15;\">47.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 989px; z-index: 15;\">11.161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 989px; z-index: 15;\">1.458<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x174 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 975px; z-index: 15;\">2.850<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 975px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 975px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 960px; z-index: 15;\">13.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 960px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 960px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 960px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 960px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 960px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 960px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 945px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 945px; z-index: 15;\">6.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 930px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 930px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 930px; z-index: 15;\">4.811<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 915px; z-index: 15;\">1.353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 915px; z-index: 15;\">2.119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 915px; z-index: 15;\">9</div>\n<div class=\"t m0 x1ad h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 915px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 915px; z-index: 15;\">(1.575)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 900px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 900px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 886px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 886px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 871px; z-index: 15;\">1.493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 871px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6d1 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ad h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 871px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 871px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 871px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 871px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 871px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 871px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 856px; z-index: 15;\">1.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 856px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 856px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 856px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x16c h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 856px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 841px; z-index: 15;\">604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 841px; z-index: 15;\">718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 811px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 811px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 811px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 811px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 811px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x89 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 323px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake <span class=\"ws118\">verzekerings<span class=\"_ _0\"></span>contracten Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 767px; z-index: 15;\">25.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 767px; z-index: 15;\">3.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 767px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 767px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 767px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 752px; z-index: 15;\">25.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 752px; z-index: 15;\">5.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 737px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 737px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 722px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 722px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 722px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 722px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 707px; z-index: 15;\">1.143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 707px; z-index: 15;\">317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 692px; z-index: 15;\">3.608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 692px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 692px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 678px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 678px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 663px; z-index: 15;\">878<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 663px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 663px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 663px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff21a fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en overige verplichtingen</div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 633px; z-index: 15;\">2.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 633px; z-index: 15;\">509<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 633px; z-index: 15;\">9</div>\n<div class=\"t m0 x1ad h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 633px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 618px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 618px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff21d fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 603px; z-index: 15;\">75.299<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 603px; z-index: 15;\">19.602<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 465px; bottom: 603px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 603px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 603px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 574px; z-index: 15;\">5.025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 574px; z-index: 15;\">2.400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 574px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 574px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 574px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ab h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 574px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 574px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 574px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 574px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 559px; z-index: 15;\">1.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 559px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 559px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 559px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 559px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 559px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff21d fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 544px; z-index: 15;\">6.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 544px; z-index: 15;\">2.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 544px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 515px; bottom: 544px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y694 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 514px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 514px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 514px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 514px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 514px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 485px; z-index: 15;\">6.111<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 485px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 465px; bottom: 485px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 625px; bottom: 485px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 485px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 485px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 474px; height: 584px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 474px; height: 584px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 474px; height: 584px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff221 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff221 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Resultatenrekeni<span class=\"_ _1\"></span>ng per operatio<span class=\"_ _1\"></span>neel segment</div>\n<div class=\"t m0 x162 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21f fs46 fc1d sc0 lsf2 ws117\" style=\"left: 431px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff21f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 587px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 704px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 724px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 747px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emie</span>-<span class=\"_ _1\"></span><span class=\"lsf6 ws11b\">inkom<span class=\"_ _1\"></span>en</span> </div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 1004px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 1004px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 1004px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1004px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1004px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 989px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 989px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 989px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 975px; z-index: 15;\">(853)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 975px; z-index: 15;\">(1.013)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 975px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 975px; z-index: 15;\">(91)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 975px; z-index: 15;\">1.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 960px; z-index: 15;\">4.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 960px; z-index: 15;\">2.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 960px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 960px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 960px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 960px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">en <span class=\"_ _1\"></span><span class=\"ws115\">overige beleggingsbaten</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 930px; z-index: 15;\">2.386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 930px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 930px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 930px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 930px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 930px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Resultaat op verkoop<span class=\"ls0 ws0\"> </span>en herwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 900px; z-index: 15;\">313<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 900px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 900px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 900px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 900px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 900px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 900px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Baten uit beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">inzake <span class=\"_ _1\"></span>unit</span>-<span class=\"lsf1 ws118\">linked contracten</span> </div>\n<div class=\"t m0 x275 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 871px; z-index: 15;\">(1.844)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 871px; z-index: 15;\">(697)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 871px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 871px; z-index: 15;\">1</div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 871px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 871px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf1 ws116\">methode</span> </div>\n<div class=\"t m0 x1ad h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 338px; bottom: 841px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 389px; bottom: 841px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 841px; z-index: 15;\">253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 826px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 826px; z-index: 15;\">436<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b5 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x1ae h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 826px; z-index: 15;\">(507)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 811px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 811px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 811px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 811px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 811px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 796px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 796px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 796px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 796px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 796px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 796px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 796px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 731px; bottom: 796px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 796px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 348px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 399px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 448px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 571px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 629px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 687px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 747px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 747px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 752px; z-index: 15;\">(5.468)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 752px; z-index: 15;\">(2.110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 752px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 752px; z-index: 15;\">(993)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 752px; z-index: 15;\">923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 752px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">- <span class=\"_ _9d\"> </span><span class=\"lsf1 ws115\">Schadelasten en uitkeringen</span>, <span class=\"lsf1 ws115\">aandeel herverzekeraars</span> </div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 737px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 737px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 737px; z-index: 15;\">(896)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 722px; z-index: 15;\">(4.932)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 722px; z-index: 15;\">(1.540)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 722px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 722px; z-index: 15;\">(954)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 722px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 722px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Lasten inzake unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 707px; z-index: 15;\">1.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 707px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 707px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 692px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 692px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 692px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 692px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 692px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 678px; z-index: 15;\">(119)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 678px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 678px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 678px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 678px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 344px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 663px; z-index: 15;\">4</div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 663px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 648px; z-index: 15;\">(704)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 648px; z-index: 15;\">(406)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 648px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 648px; z-index: 15;\">(530)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 648px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 633px; z-index: 15;\">(622)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 633px; z-index: 15;\">(234)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 633px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 633px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 633px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 618px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 618px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 618px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 618px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x1f8 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 618px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 618px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 618px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 320px; bottom: 603px; z-index: 15;\">(5.755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 603px; z-index: 15;\">(1.939)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 427px; bottom: 603px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 603px; z-index: 15;\">(1.498)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 603px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 603px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 603px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 603px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 603px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 574px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 574px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 574px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y691 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 574px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 574px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 574px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 574px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 544px; z-index: 15;\">(169)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 544px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 544px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 544px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 544px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 514px; z-index: 15;\">639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 514px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 514px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 514px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y67e ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 514px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 499px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 499px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 485px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 485px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 485px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 485px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 485px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 485px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y685 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 485px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 485px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 455px; z-index: 15;\">6.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 455px; z-index: 15;\">2.739<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 455px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 455px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 455px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 455px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 440px; z-index: 15;\">(354)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 440px; z-index: 15;\">(608)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 440px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 440px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 440px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 440px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff223 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 425px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 425px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 425px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 425px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 425px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 425px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 425px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 731px; bottom: 425px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 425px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y194f ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1950 ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1951 ff21f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">inkom<span class=\"_ _0\"></span>en (som v<span class=\"_ _0\"></span>an brut<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>es en prem<span class=\"_ _0\"></span>ies uit <span class=\"_ _0\"></span>beleggin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten z<span class=\"_ _0\"></span>onder \u2018dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire w<span class=\"_ _0\"></span>instdeli<span class=\"_ _0\"></span>ngscomp<span class=\"_ _0\"></span>onent\u2019 k<span class=\"_ _0\"></span>an als vo<span class=\"_ _0\"></span>lg<span class=\"lsf9 ws124\">t </span></span></div>\n<div class=\"t m0 x2c h64 y1952 ff21f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gepre<span class=\"_ _1\"></span>senteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1953 ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 351px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 400px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 801px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 67px; bottom: 316px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 316px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 369px; bottom: 316px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc1d sc0 lsf2 ws117\" style=\"left: 432px; bottom: 316px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 331px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 316px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 514px; bottom: 316px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 586px; bottom: 331px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> <span class=\"lsf6 ws11b\">ver<span class=\"_ _1\"></span></span>- </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 586px; bottom: 316px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 331px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 316px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 703px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 724px; bottom: 316px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 316px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 67px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 447px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x2eb h67 y6e8 ff21f fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 67px; bottom: 286px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 286px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 286px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 437px; bottom: 286px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 482px; bottom: 286px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 286px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 286px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 286px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 286px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68f ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 271px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 271px; z-index: 15;\">778<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 271px; z-index: 15;\">561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 271px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 271px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y694 ff223 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 67px; bottom: 256px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 256px; z-index: 15;\">6.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 373px; bottom: 256px; z-index: 15;\">3.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 437px; bottom: 256px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 482px; bottom: 256px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 542px; bottom: 256px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 256px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 736px; bottom: 256px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 256px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 245px; height: 861px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 245px; height: 861px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 245px; height: 861px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x132 h67 y68d ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff225 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 432px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 588px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> <span class=\"lsf6 ws11b\">ver<span class=\"_ _1\"></span></span>- </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 587px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 631px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 1004px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 1004px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1004px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1004px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ad h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 338px; bottom: 989px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 989px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 989px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 989px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 621px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 975px; z-index: 15;\">(806)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 975px; z-index: 15;\">(1.050)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 975px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 975px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 960px; z-index: 15;\">4.934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 960px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 960px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 960px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 960px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">en <span class=\"_ _1\"></span><span class=\"ws115\">overige beleggingsbaten</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 930px; z-index: 15;\">2.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 930px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 930px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 930px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 930px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 930px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 900px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 900px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 900px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 676px; bottom: 900px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 900px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 900px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">unit</span>-<span class=\"lsf1 ws116\">link<span class=\"_ _1\"></span>ed <span class=\"lsf6 ws11b\">cont<span class=\"_ _1\"></span>racte<span class=\"_ _1\"></span>n</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 871px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 871px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 871px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 871px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf1 ws116\">methode</span> </div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 339px; bottom: 841px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 841px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 841px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 841px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 826px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 826px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x1ae h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 826px; z-index: 15;\">(534)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 811px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 811px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 811px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 811px; z-index: 15;\">8</div>\n<div class=\"t m0 x175 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 811px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 811px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 796px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 796px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 796px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 796px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 796px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 796px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 796px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 729px; bottom: 796px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 796px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 348px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 399px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 449px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 571px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 631px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 687px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 745px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 631px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 752px; z-index: 15;\">(5.574)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 752px; z-index: 15;\">(2.121)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 752px; z-index: 15;\">(892)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 752px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen<span class=\"ls134 ws170\">, </span>aandeel herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 737px; z-index: 15;\">513<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 737px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 737px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 737px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 722px; z-index: 15;\">(5.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 722px; z-index: 15;\">(1.582)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 722px; z-index: 15;\">(857)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 722px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 722px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Lasten inzake unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 707px; z-index: 15;\">(1.167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 707px; z-index: 15;\">(405)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 692px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 692px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 692px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 692px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 735px; bottom: 692px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Wijzigingen in bijzondere <span class=\"ws116\">waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 678px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 389px; bottom: 678px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 678px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 678px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 344px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 626px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 663px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 648px; z-index: 15;\">(718)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 648px; z-index: 15;\">(472)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 648px; z-index: 15;\">(558)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 648px; z-index: 15;\">535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 633px; z-index: 15;\">(560)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 633px; z-index: 15;\">(237)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 633px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 633px; z-index: 15;\">0</div>\n<div class=\"t m0 x22b h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 633px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 633px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 618px; z-index: 15;\">(872)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 618px; z-index: 15;\">(351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 618px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 618px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 618px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 618px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 618px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 735px; bottom: 618px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 320px; bottom: 603px; z-index: 15;\">(8.502)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 603px; z-index: 15;\">(3.068)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 603px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 603px; z-index: 15;\">(1.423)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 603px; z-index: 15;\">566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 603px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 603px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 735px; bottom: 603px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 762px; bottom: 603px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 574px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 574px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 574px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 574px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y691 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 574px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 574px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 574px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 544px; z-index: 15;\">(136)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 544px; z-index: 15;\">(59)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 544px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 544px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 544px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 514px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 514px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 514px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 514px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 561px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 514px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 499px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 499px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 499px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Nettoresultaat toewijsbaar aan de aandeelhouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 485px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 485px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 485px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 485px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 485px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 485px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y685 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 485px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 485px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 455px; z-index: 15;\">9.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 455px; z-index: 15;\">3.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 455px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 455px; z-index: 15;\">0</div>\n<div class=\"t m0 x1f8 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 455px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 455px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 455px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 440px; z-index: 15;\">(326)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 440px; z-index: 15;\">(596)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 440px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 440px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 621px; bottom: 440px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 440px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff229 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 425px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 425px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 425px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 425px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 425px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 425px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 425px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 729px; bottom: 425px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 425px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y194f ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1950 ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1951 ff225 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span>inkom<span class=\"_ _0\"></span>en (som van br<span class=\"_ _0\"></span>uto prem<span class=\"_ _0\"></span>ies en premi<span class=\"_ _0\"></span>es uit <span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten zonder \u2018discre<span class=\"_ _1\"></span>tionaire win<span class=\"_ _1\"></span>stdelingscomponen<span class=\"_ _1\"></span>t\u2019 kan als volgt </span></div>\n<div class=\"t m0 x2c h64 y1952 ff225 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gepre<span class=\"_ _1\"></span>senteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1953 ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 347px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 755px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 321px; bottom: 316px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff225 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 428px; bottom: 316px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 487px; bottom: 331px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 458px; bottom: 316px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 526px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 316px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y688 ff225 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 585px; bottom: 331px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 316px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 646px; bottom: 331px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 652px; bottom: 316px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 316px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 347px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 696px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 755px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff225 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 286px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x1a7 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 286px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 286px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 286px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 286px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 286px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 286px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 286px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 271px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 332px; bottom: 271px; z-index: 15;\">927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 271px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 271px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 271px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 271px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff229 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 256px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 256px; z-index: 15;\">6.675<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 373px; bottom: 256px; z-index: 15;\">4.081<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 483px; bottom: 256px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 256px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 256px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 734px; bottom: 256px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 256px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 245px; height: 813px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 245px; height: 813px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 245px; height: 813px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff22d fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">8.10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff22d fs50 fcc sc0 ls13b ws17b\" style=\"z-index: 15;\">Balans<span class=\"_ _0\"></span> gesplitst in<span class=\"_ _0\"></span> Leven en Niet<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">leven</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff22b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 1004px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 1004px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 1004px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 1004px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 989px; z-index: 15;\">40.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">6.170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 989px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 989px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 975px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 975px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 975px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 975px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 960px; z-index: 15;\">13.693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">1.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 960px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 960px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 960px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 960px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 960px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 930px; z-index: 15;\">4.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 930px; z-index: 15;\">810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\">1</div>\n<div class=\"t m0 x8 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 915px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 535px; bottom: 915px; z-index: 15;\">(291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 915px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 915px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 915px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 915px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 900px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 871px; z-index: 15;\">1.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 871px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 871px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 871px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 871px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 871px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 856px; z-index: 15;\">1.858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 856px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 856px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 856px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 856px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">1.190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 841px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 811px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 811px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 811px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 811px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 811px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 811px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ee h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 433px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 491px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 622px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 738px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 767px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 767px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 707px; z-index: 15;\">1.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 707px; z-index: 15;\">388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 707px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 707px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 707px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 707px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 692px; z-index: 15;\">3.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 692px; z-index: 15;\">397<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 692px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 692px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 692px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 692px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 678px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 678px; z-index: 15;\">6</div>\n<div class=\"t m0 x158 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 678px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 663px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 663px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 663px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 663px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff22b fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 633px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 633px; z-index: 15;\">855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 535px; bottom: 633px; z-index: 15;\">(290)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 633px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 633px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 633px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 633px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 618px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 618px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 618px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 618px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Verplichtingen met betrekking tot vaste activa aangehouden voor <span class=\"ws116\">verkoop<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 603px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 603px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff22e fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 589px; z-index: 15;\">80.839<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 589px; z-index: 15;\">9.717<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 589px; z-index: 15;\">(333)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 589px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 589px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 589px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 589px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 559px; z-index: 15;\">5.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 559px; z-index: 15;\">2.393<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 559px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 559px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 559px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 544px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 544px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 544px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff22e fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 529px; z-index: 15;\">6.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 529px; z-index: 15;\">2.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 529px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 529px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 529px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 499px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 499px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 499px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 499px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 499px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 499px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">7.305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">5.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y69a ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 470px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 459px; height: 647px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 459px; height: 647px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 459px; height: 647px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff230 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">Verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff230 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 1004px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 1004px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 989px; z-index: 15;\">52.720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">7.229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x13e h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y694 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 975px; z-index: 15;\">2.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 975px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 960px; z-index: 15;\">12.704<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">1.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 960px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 960px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 960px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 960px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 960px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 930px; z-index: 15;\">4.535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 930px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x8 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">457<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 915px; z-index: 15;\">1.959<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 915px; z-index: 15;\">(359)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 900px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 900px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 886px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 886px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 871px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 871px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 871px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 871px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 871px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 871px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 856px; z-index: 15;\">1.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 856px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 856px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 856px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 841px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 841px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 826px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x16b h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 811px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 811px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 811px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 589px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ee h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 767px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 707px; z-index: 15;\">1.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 707px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 707px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 692px; z-index: 15;\">3.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 692px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x175 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 678px; z-index: 15;\">7</div>\n<div class=\"t m0 x1b5 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 678px; z-index: 15;\">9</div>\n<div class=\"t m0 x1fb h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 663px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 663px; z-index: 15;\">188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 663px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff230 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span><span class=\"ws118\">overige verplichtingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 633px; z-index: 15;\">2.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 633px; z-index: 15;\">1.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 633px; z-index: 15;\">(357)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 618px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 618px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff233 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 603px; z-index: 15;\">85.619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 603px; z-index: 15;\">9.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 603px; z-index: 15;\">(397)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 574px; z-index: 15;\">9.076<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 574px; z-index: 15;\">3.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 574px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 574px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 574px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 574px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 574px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 559px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">4</div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff233 fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 544px; z-index: 15;\">10.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 544px; z-index: 15;\">3.677<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 544px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 514px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 514px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 514px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 589px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 485px; z-index: 15;\">3.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 485px; z-index: 15;\">5.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff233 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 485px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 485px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff233 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 485px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 474px; height: 584px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 474px; height: 584px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 474px; height: 584px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff237 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff237 fs50 fcc sc0 ls13b ws17b\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning gespl<span class=\"_ _0\"></span>itst in Leven<span class=\"_ _0\"></span> en Niet<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">leven</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff235 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1004px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 1004px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1004px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x175 h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 975px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 975px; z-index: 15;\">(450)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 975px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a3 h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 960px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend en overige<span class=\"_ _0\"></span> beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 945px; z-index: 15;\">2.377<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 945px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 945px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 945px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 945px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 945px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 945px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 915px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 915px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 915px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 915px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> unit<span class=\"ls0 ws0\">-</span><span class=\"ws118\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens de equity<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 886px; z-index: 15;\">7</div>\n<div class=\"t m0 x1fb h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 871px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 871px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 856px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 856px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 856px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 856px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 841px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 841px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 841px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 841px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 841px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 841px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 796px; z-index: 15;\">(4.822)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 796px; z-index: 15;\">(2.913)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 796px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 796px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 796px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, aandeel herverz<span class=\"_ _0\"></span>ekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x173 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 782px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 782px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 782px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 782px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">(4.805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 767px; z-index: 15;\">(2.681)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 767px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 767px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 767px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Lasten inzake <span class=\"ws116\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 737px; z-index: 15;\">(128)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 737px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 737px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a3 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 737px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 737px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 722px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 722px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 722px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fb h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 616px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 707px; z-index: 15;\">4</div>\n<div class=\"t m0 x1b4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 707px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 692px; z-index: 15;\">(349)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 692px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 692px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 678px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 678px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 678px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 678px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 678px; z-index: 15;\">3</div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 678px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 663px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 663px; z-index: 15;\">(577)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 663px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 663px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 663px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 663px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 663px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 648px; z-index: 15;\">(4.317)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 648px; z-index: 15;\">(4.522)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 546px; bottom: 648px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 593px; bottom: 648px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 648px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 618px; z-index: 15;\">933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 618px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68b ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 618px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 618px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 618px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 589px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 589px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 589px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 589px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 589px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 559px; z-index: 15;\">793<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 559px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 544px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 544px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 544px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nettoresultaat toewijsbaar aan de aandeelhouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 529px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 529px; z-index: 15;\">225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6be ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 529px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 529px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6be ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 529px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 529px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 499px; z-index: 15;\">5.220<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 499px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 499px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 499px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 499px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 485px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 485px; z-index: 15;\">3</div>\n<div class=\"t m0 x158 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 485px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 485px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 485px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 485px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 470px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 470px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 470px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y195d ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y195f ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1960 ff235 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span>inkom<span class=\"_ _0\"></span>en (som van br<span class=\"_ _0\"></span>uto prem<span class=\"_ _0\"></span>ies en premi<span class=\"_ _0\"></span>es uit <span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten zonder DPF) kan al<span class=\"_ _1\"></span>s volgt worden gepr<span class=\"_ _1\"></span>esenteerd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1961 ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x345 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 438px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x345 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 496px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x202 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 799px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y683 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 67px; bottom: 377px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 377px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y683 ff235 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 453px; bottom: 377px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x2eb h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 67px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 490px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x2eb h67 y683 ff235 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 67px; bottom: 346px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 346px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 346px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 346px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 346px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 346px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 346px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y688 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 332px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 332px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 332px; z-index: 15;\">1</div>\n<div class=\"t m0 x175 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 332px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 332px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y68d ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 67px; bottom: 317px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x157 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 317px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 317px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68d ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 558px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 593px; bottom: 317px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y68d ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 317px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 317px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 306px; height: 800px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 306px; height: 800px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 306px; height: 800px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff23b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1004px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 1004px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x175 h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 975px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 975px; z-index: 15;\">(432)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 960px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 960px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend en overige<span class=\"_ _0\"></span> beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 945px; z-index: 15;\">2.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 945px; z-index: 15;\">263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 945px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 945px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 945px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 945px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 945px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 915px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 915px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 915px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ae h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> unit<span class=\"ls0 ws0\">-</span><span class=\"ws118\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens de equity<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 886px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 886px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 886px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 871px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 871px; z-index: 15;\">1</div>\n<div class=\"t m0 x132 h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 871px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 856px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 856px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 856px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x175 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 856px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 841px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 841px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 841px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 841px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 841px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 841px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 796px; z-index: 15;\">(4.914)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 796px; z-index: 15;\">(2.847)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 796px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 796px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 796px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 796px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen,<span class=\"ls0 ws0\"> </span>aandeel herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x173 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 782px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 782px; z-index: 15;\">269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 782px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">(4.897)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 767px; z-index: 15;\">(2.578)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 767px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 767px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 767px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Lasten inzake <span class=\"ws116\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1f8 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 737px; z-index: 15;\">(82)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 737px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 737px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a3 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 737px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 737px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 737px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 707px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 616px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 707px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 707px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 692px; z-index: 15;\">(410)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 692px; z-index: 15;\">(803)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 692px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 678px; z-index: 15;\">(417)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 678px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 678px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 678px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 678px; z-index: 15;\">4</div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 678px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 663px; z-index: 15;\">(700)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 663px; z-index: 15;\">(541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 663px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 663px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 663px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 663px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 663px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 648px; z-index: 15;\">(8.117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 648px; z-index: 15;\">(4.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 546px; bottom: 648px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 588px; bottom: 648px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 648px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 761px; bottom: 648px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 618px; z-index: 15;\">1.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 618px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 618px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 618px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 618px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 618px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 618px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 589px; z-index: 15;\">(145)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 589px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 589px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 589px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 589px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 559px; z-index: 15;\">888<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 559px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 559px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 544px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 544px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 544px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 529px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 529px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 529px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 529px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6be ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 529px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 529px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 499px; z-index: 15;\">9.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 499px; z-index: 15;\">4.754<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 499px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 499px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 499px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 485px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 485px; z-index: 15;\">2</div>\n<div class=\"t m0 x158 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 485px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 485px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 485px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 485px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 470px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 470px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 470px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y195d ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y195f ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1960 ff23b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto <span class=\"lsef ws113\">premie<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">inkomen (som van bru<span class=\"_ _1\"></span>to premies en prem<span class=\"_ _1\"></span>ies uit belegging<span class=\"_ _1\"></span>scontracten zonde<span class=\"_ _1\"></span>r DPF) kan als volgt<span class=\"_ _1\"></span> worden gepresent<span class=\"_ _1\"></span>eerd.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1961 ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 377px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 377px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff23b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 377px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 391px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 377px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 391px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 377px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 391px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 377px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 391px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 377px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 377px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 346px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 346px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 346px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 346px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 346px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 332px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 317px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x157 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 317px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 317px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 317px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 317px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 317px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 306px; height: 752px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 306px; height: 752px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 306px; height: 752px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y196b ff243 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">8.12<span class=\"ls0 ws0\"> <span class=\"_ _1e5\"> </span><span class=\"ls10d ws141\">Operationeel <span class=\"_ _1\"></span>resultaat V<span class=\"_ _1\"></span>erzekeringen </span></span></div>\n<div class=\"t m0 x2c h64 y196c ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de anal<span class=\"_ _0\"></span>yse van de v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsresu<span class=\"_ _0\"></span>ltaten ma<span class=\"_ _0\"></span>akt Ageas ge<span class=\"_ _0\"></span>bruik</div>\n<div class=\"t m0 x2c h64 y196d ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het concept ope<span class=\"_ _1\"></span>rationeel res<span class=\"_ _1\"></span>ultaat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y196e ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y196f ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het operat<span class=\"_ _0\"></span>ioneel re<span class=\"_ _0\"></span>sultaat om<span class=\"_ _0\"></span>vat de net<span class=\"_ _0\"></span>to verdie<span class=\"_ _0\"></span>nde premi<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x2c h64 y1970 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">commissies en<span class=\"_ _1\"></span> gealloceerde belegg<span class=\"_ _1\"></span>ingsopbrengs<span class=\"_ _1\"></span>ten e<span class=\"lsed ws112\">n gerealis<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 y1971 ff241 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">meer<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11e\">of minderwaarden<span class=\"_ _1\"></span>, na aftrek van ne<span class=\"_ _1\"></span>tto schadelasten<span class=\"_ _1\"></span>, uitkeringen </span></div>\n<div class=\"t m0 x2c h64 y1972 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en alle ope<span class=\"_ _0\"></span>ratione<span class=\"_ _0\"></span>le lasten,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> de kosten vo<span class=\"_ _0\"></span>or schade<span class=\"_ _0\"></span>afhand<span class=\"_ _0\"></span>eling,</div>\n<div class=\"t m0 x2c h64 y1973 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingskos<span class=\"_ _1\"></span>ten, commissi<span class=\"_ _1\"></span>es en ande<span class=\"_ _1\"></span>re lasten, ge<span class=\"_ _1\"></span>alloceerd a<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x2c h64 y1974 ff241 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en/of belegging<span class=\"_ _1\"></span>scont</span></span><span class=\"ws11d\">racten. H<span class=\"_ _0\"></span>et versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het </span></div>\n<div class=\"t m0 x2c h64 y1975 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>onele res<span class=\"_ _0\"></span>ultaat en de w<span class=\"_ _0\"></span>inst voor b<span class=\"_ _0\"></span>elasting<span class=\"_ _0\"></span>en omvat al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 y1976 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> kosten die niet onde<span class=\"_ _1\"></span>r verzekering<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\">- <span class=\"lsed ws111\">en/of </span></span></div>\n<div class=\"t m0 x2c h64 y1977 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d en derhalv<span class=\"_ _0\"></span>e ook niet in het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1978 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>onele res<span class=\"_ _0\"></span>ultaat<span class=\"_ _0\"></span> of res<span class=\"_ _0\"></span>ultaat v<span class=\"_ _0\"></span>an niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde partn<span class=\"_ _0\"></span>erships<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1979 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">is verw<span class=\"_ _0\"></span>erkt. De <span class=\"_ _0\"></span>definit<span class=\"_ _0\"></span>ies van d<span class=\"_ _0\"></span>e altern<span class=\"_ _0\"></span>atieve pr<span class=\"_ _0\"></span>estatie<span class=\"_ _0\"></span>maatst<span class=\"_ _0\"></span>aven</div>\n<div class=\"t m0 x1d h64 y197a ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden onder de<span class=\"_ _1\"></span> tabellen toegeli<span class=\"_ _1\"></span>cht. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y197b ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y197c ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Binnen d<span class=\"_ _0\"></span>e diverse ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gsseg<span class=\"_ _0\"></span>menten wo<span class=\"_ _0\"></span>rden de Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y197d ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Leven activ<span class=\"_ _1\"></span>iteiten afzo<span class=\"_ _1\"></span>nderlijk beh<span class=\"_ _1\"></span>eerd. Tot de<span class=\"_ _1\"></span> Leven<span class=\"ls0 ws0\">-<span class=\"ls10b ws13d\">activiteiten </span></span></div>\n<div class=\"t m0 x1d h64 y197e ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behoren o<span class=\"_ _0\"></span>nder meer ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die risico<span class=\"_ _0\"></span>\u2019s dekken</div>\n<div class=\"t m0 x1d h64 y197f ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerelat<span class=\"_ _0\"></span>eerd aan lev<span class=\"_ _0\"></span>en en overl<span class=\"_ _0\"></span>ijden van p<span class=\"_ _0\"></span>ersonen.<span class=\"_ _0\"></span> Het segment<span class=\"_ _0\"></span> Leven</div>\n<div class=\"t m0 x1d h64 y1980 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omvat daarna<span class=\"_ _1\"></span>ast beleggin<span class=\"_ _1\"></span>gscontracten <span class=\"_ _1\"></span>met en zonde<span class=\"_ _1\"></span>r discretiona<span class=\"_ _1\"></span>ire</div>\n<div class=\"t m0 x1d h64 y1981 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>ling (DPF<span class=\"_ _0\"></span>). Het se<span class=\"lsef ws11d\">gment Niet<span class=\"ls0 ws0\">-</span></span>leven besta<span class=\"_ _0\"></span>an uit vier onde<span class=\"_ _0\"></span>rdelen:</div>\n<div class=\"t m0 x1d h64 y1982 ff241 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ongevallen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11d\">en Gez<span class=\"_ _1\"></span>ondheidszorg <span class=\"_ _1\"></span>verzekeringen<span class=\"_ _1\"></span>, Autoverzeker<span class=\"_ _1\"></span>ingen, </span></div>\n<div class=\"t m0 x1d h64 y1983 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Brandverzeker<span class=\"_ _1\"></span>ingen en Over<span class=\"_ _1\"></span>ige schade aan<span class=\"_ _1\"></span> eigendommen<span class=\"_ _1\"></span> (die het</div>\n<div class=\"t m0 x1d h64 y1984 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico de<span class=\"_ _0\"></span>kken van sch<span class=\"_ _0\"></span>ade aan eige<span class=\"_ _0\"></span>ndomme<span class=\"_ _0\"></span>n dan wel verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 y1985 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inzake c<span class=\"_ _0\"></span>laims) e<span class=\"_ _0\"></span>n Overi<span class=\"_ _0\"></span>ge verzek<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1986 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1987 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1988 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het operationele<span class=\"_ _1\"></span> resultaat voor<span class=\"_ _1\"></span> de verschillende se<span class=\"_ _1\"></span>gmenten en produc<span class=\"_ _1\"></span>tlijnen en de recon<span class=\"_ _1\"></span>ciliatie met de wi<span class=\"_ _1\"></span>nst voor belasting<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">wordt h<span class=\"_ _1\"></span>ieronder get<span class=\"_ _1\"></span>oond.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1989 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 782px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 322px; bottom: 782px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 367px; bottom: 782px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 475px; bottom: 797px; z-index: 15;\">Herver<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 782px; z-index: 15;\">zekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 526px; bottom: 797px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 782px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y694 ff241 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 585px; bottom: 797px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x310 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 782px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 646px; bottom: 797px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 652px; bottom: 782px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 797px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 782px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 797px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 782px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff241 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 428px; bottom: 782px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 752px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 752px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 752px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 752px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 752px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff241 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Niet</span>-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 737px; z-index: 15;\">2.403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 737px; z-index: 15;\">2.157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 737px; z-index: 15;\">1.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 737px; z-index: 15;\">(1.466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 737px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 737px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">4.638<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Operationele kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 723px; z-index: 15;\">(642)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 376px; bottom: 723px; z-index: 15;\">(447)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 723px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 723px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 723px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 723px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gegarandeerde produc<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 693px; z-index: 15;\">414<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 693px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 693px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 693px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 678px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 678px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Operationeel resultaat Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 663px; z-index: 15;\">469<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 663px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b4 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 634px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Ongevallen en ge<span class=\"_ _0\"></span>zondheidszorg<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 634px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 634px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 634px; z-index: 15;\">7</div>\n<div class=\"t m0 x168 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 634px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 634px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 619px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"ls134 ws170\">Auto</span> </div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 619px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 619px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 619px; z-index: 15;\">6</div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 619px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\">-  <span class=\"_ _9f\"> </span>\u201c<span class=\"lsf1 ws115\">Brand en overige sch<span class=\"_ _0\"></span>ade aan eigendommen\"<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x174 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 604px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 604px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 604px; z-index: 15;\">8</div>\n<div class=\"t m0 x169 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 604px; z-index: 15;\">3</div>\n<div class=\"t m0 x173 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 604px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 604px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 589px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 589px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 589px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 589px; z-index: 15;\">5</div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 589px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 589px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 589px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Operationeel resultaat Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 574px; z-index: 15;\">227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 574px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y691 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 574px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 574px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 574px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff245 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Oper<span class=\"_ _1\"></span>ation<span class=\"_ _1\"></span>eel re<span class=\"_ _1\"></span>sult<span class=\"_ _1\"></span>aat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 331px; bottom: 559px; z-index: 15;\">696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 380px; bottom: 559px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 441px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 494px; bottom: 559px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 552px; bottom: 559px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 613px; bottom: 559px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 559px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen<span class=\"ff245 fc1d ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 530px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">volgens de equity</span>-<span class=\"lsf1 ws115\">methode, niet gealloceerd</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 530px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 530px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 530px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 530px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff241 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Over<span class=\"_ _1\"></span>ig niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">technisch resultaat, inclusief brokerage</span> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 515px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 515px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 515px; z-index: 15;\">9</div>\n<div class=\"t m0 x1b4 h67 y6c4 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 559px; bottom: 515px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 515px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 515px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 515px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 515px; z-index: 15;\">374<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 331px; bottom: 500px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 380px; bottom: 500px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 430px; bottom: 500px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 494px; bottom: 500px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 607px; bottom: 500px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 500px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y680 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 500px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 500px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff245 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Key performance indicators Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 ls134 ws170\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 455px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,01%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 455px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,33%</span> </div>\n<div class=\"t m0 x1a9 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 415px; bottom: 455px; z-index: 15;\">(4,92%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 455px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Beleggingsmarge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,77%</span> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,39%</span> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">5,29%</span> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,80%</span> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,80%</span> </div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 426px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,78%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,37%</span> </div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 426px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,76%</span> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,76%</span> </div>\n<div class=\"t m0 x162 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 411px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge Gegarandeerde<span class=\"_ _0\"></span> producten'<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,89%</span> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">1,05%</span> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,61%</span> </div>\n<div class=\"t m0 x1a5 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 411px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,91%</span> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,91%</span> </div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 396px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge</span> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,41%</span> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,31%</span> </div>\n<div class=\"t m0 x1a9 h69 y6e8 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 415px; bottom: 381px; z-index: 15;\">(0,19%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,36%</span> </div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,36%</span> </div>\n<div class=\"t m0 x162 h67 y68b ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 366px; z-index: 15;\">Operationele kosten Leven<span class=\"_ _0\"></span> in % van het <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">gemiddeld beheerd vermogen Leven (op jaa<span class=\"_ _0\"></span>rbasis)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,57%</span> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">2,68%</span> </div>\n<div class=\"t m0 x1f8 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">9,82%</span> </div>\n<div class=\"t m0 x168 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,51%</span> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,51%</span> </div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Key performance indicators Nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 307px; z-index: 15;\">Kostenratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">32,0%</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">36,4%</span> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,3%</span> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,3%</span> </div>\n<div class=\"t m0 x162 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">58,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">66,4%</span> </div>\n<div class=\"t m0 x132 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,9%</span> </div>\n<div class=\"t m0 x168 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,2%</span> </div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,2%</span> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">92,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">98,4%</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">99,3%</span> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">96,5%</span> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">96,5%</span> </div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 262px; z-index: 15;\"> <span class=\"lsf1 ws116\">14,8%</span> </div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">4,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 481px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">2,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,8<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 774px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,8<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x162 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 233px; z-index: 15;\">Technische voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 233px; z-index: 15;\">63.860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 368px; bottom: 233px; z-index: 15;\">12.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 233px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 233px; z-index: 15;\">1.714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 233px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 233px; z-index: 15;\">77.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 233px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 233px; z-index: 15;\">77.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 222px; height: 884px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 222px; height: 884px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 222px; height: 884px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 366px; bottom: 1066px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1066px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 458px; bottom: 1066px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 505px; bottom: 1081px; z-index: 15;\">Herver<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 501px; bottom: 1066px; z-index: 15;\">zekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1081px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1066px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 608px; bottom: 1081px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1066px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 660px; bottom: 1081px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 1066px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 1081px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 720px; bottom: 1066px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1081px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1066px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 440px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1036px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 372px; bottom: 1036px; z-index: 15;\">4.366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 1036px; z-index: 15;\">1.853<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 1036px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 1036px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1036px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1036px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Niet</span>-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 372px; bottom: 1021px; z-index: 15;\">2.309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 1021px; z-index: 15;\">2.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1021px; z-index: 15;\">1.579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 572px; bottom: 1021px; z-index: 15;\">(1.527)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1021px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 743px; bottom: 1021px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1021px; z-index: 15;\">4.587<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Operationele kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 374px; bottom: 1006px; z-index: 15;\">(623)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 1006px; z-index: 15;\">(437)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ad h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 523px; bottom: 1006px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 1006px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ab h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 623px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 976px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gegarandeerde produc<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 976px; z-index: 15;\">448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 976px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 962px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 962px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 962px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 962px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 962px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 947px; z-index: 15;\">Operationeel resultaat Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 947px; z-index: 15;\">497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 947px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 947px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 947px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 947px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y69a ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y69a ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 947px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Ongevallen en ge<span class=\"_ _0\"></span>zondheidszorg<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 917px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 917px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 917px; z-index: 15;\">6</div>\n<div class=\"t m0 x158 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 917px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"ls134 ws170\">Auto</span> </div>\n<div class=\"t m0 x1ac h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 902px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 902px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 902px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 902px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 887px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Brand en o<span class=\"_ _0\"></span>verige schade aan eigendo<span class=\"_ _0\"></span>mmen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 374px; bottom: 887px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 887px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 887px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 887px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 872px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x1aa h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 872px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 872px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 872px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 872px; z-index: 15;\">6</div>\n<div class=\"t m0 x175 h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 872px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 749px; bottom: 872px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 872px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 858px; z-index: 15;\">Operationeel resultaat Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 858px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 858px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68d ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 858px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 858px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 858px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68d ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68d ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 749px; bottom: 858px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 858px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff24a fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Oper<span class=\"_ _1\"></span>ation<span class=\"_ _1\"></span>eel re<span class=\"_ _1\"></span>sult<span class=\"_ _1\"></span>aat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 381px; bottom: 843px; z-index: 15;\">622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 426px; bottom: 843px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 483px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 524px; bottom: 843px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 583px; bottom: 843px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 843px; z-index: 15;\">943<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff249 fs46 fc1d sc0 ls0 ws0\" style=\"left: 701px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff247 fs46 fc1d sc0 ls0 ws0\" style=\"left: 749px; bottom: 843px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 843px; z-index: 15;\">945<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 828px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens<span class=\"ff24a fc1d ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 440px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 483px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 535px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 599px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 651px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff249 fs46 fc1d sc0 ls0 ws0\" style=\"left: 701px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y691 ff247 fs46 fc1d sc0 ls0 ws0\" style=\"left: 754px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">de equity</span>-<span class=\"lsf1 ws118\">methode, niet gealloceerd</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 813px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 469px; bottom: 813px; z-index: 15;\">427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 813px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 813px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 697px; bottom: 813px; z-index: 15;\">1</div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 813px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Over<span class=\"_ _1\"></span>ig niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">technisch resultaat, inclusief brokerage</span> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 798px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 798px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a5 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 798px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 590px; bottom: 798px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 798px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 798px; z-index: 15;\">(209)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 798px; z-index: 15;\">(152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 381px; bottom: 783px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 426px; bottom: 783px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 469px; bottom: 783px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 524px; bottom: 783px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 599px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 630px; bottom: 783px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 783px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 749px; bottom: 783px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a9 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 783px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 361px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 406px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 492px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 544px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 608px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 762px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 754px; z-index: 15;\">Key performance indicators Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 361px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 406px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 492px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 544px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 608px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 762px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls134 ws170\" style=\"left: 69px; bottom: 739px; z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> </span></div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,01%</span> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,40%</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,10%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,10%</span> </div>\n<div class=\"t m0 x162 h67 y6e3 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Beleggingsmarge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x132 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 709px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,83%</span> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,75%</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x162 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge Gegarandeerde<span class=\"_ _0\"></span> producten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,97%</span> </div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">1,08%</span> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,99%</span> </div>\n<div class=\"t m0 x132 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,99%</span> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge</span> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 665px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,37%</span> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,32%</span> </div>\n<div class=\"t m0 x1ae h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x132 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 650px; z-index: 15;\">Operationele kosten Leven<span class=\"_ _0\"></span> in %<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 635px; z-index: 15;\">van het gemiddeld beh<span class=\"_ _0\"></span>eerd vermogen Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,41%</span> </div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,49%</span> </div>\n<div class=\"t m0 x1ae h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">6,40%</span> </div>\n<div class=\"t m0 x168 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x132 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x162 h69 y68b ff24a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Key performance indicators Nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Kostenratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">33,2%</span> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">61,6%</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">38,4%</span> </div>\n<div class=\"t m0 x168 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,8%</span> </div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,8%</span> </div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">65,0%</span> </div>\n<div class=\"t m0 x346 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 408px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">118,3%</span> </div>\n<div class=\"t m0 x1ae h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">57,2%</span> </div>\n<div class=\"t m0 x168 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">60,6%</span> </div>\n<div class=\"t m0 x132 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">60,6%</span> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">98,2%</span> </div>\n<div class=\"t m0 x346 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 408px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">179,9%</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,6%</span> </div>\n<div class=\"t m0 x168 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,4%</span> </div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,4%</span> </div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 546px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 372px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,3<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x310 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 546px; z-index: 15;\"> <span class=\"lsf1 ws116\">25,8%</span> </div>\n<div class=\"t m0 x1ae h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 511px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,0<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x168 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,0<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x132 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 773px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Technische voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 368px; bottom: 516px; z-index: 15;\">67.349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 516px; z-index: 15;\">18.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 516px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 572px; bottom: 516px; z-index: 15;\">(1.551)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 623px; bottom: 516px; z-index: 15;\">86.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 516px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 516px; z-index: 15;\">86.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 505px; height: 585px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 505px; height: 585px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 505px; height: 585px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff24c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Definit<span class=\"_ _0\"></span>ies van alte<span class=\"_ _0\"></span>rnatiev<span class=\"_ _0\"></span>e resulta<span class=\"_ _0\"></span>atmaat<span class=\"_ _0\"></span>staven in de t<span class=\"_ _0\"></span>abellen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f1 ff24c fs46 fc14 sc0 ls134 ws170\" style=\"z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsresultaat</span> <span class=\"_ _19f\"> </span>: <span class=\"_ _206\"> </span><span class=\"lsf1 ws115\">Het v<span class=\"_ _1\"></span>erschil tussen de<span class=\"_ _0\"></span> netto verdiende premie<span class=\"_ _0\"></span>s en de som van de<span class=\"_ _0\"></span> werkelijke <span class=\"ws116\">schade<span class=\"ls0 ws0\">-</span><span class=\"ws118\">uitkeringen en de mutatie van de </span></span></span></span></div>\n<div class=\"t m0 x12e h67 y19f2 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">verzekeringsverplichtingen, beide ge<span class=\"_ _0\"></span>corrigeerd voor herverzekering. <span class=\"_ _0\"></span>Het resultaat wordt we<span class=\"_ _0\"></span>ergegeven onder aftrek <span class=\"_ _0\"></span>van</div>\n<div class=\"t m0 x12e h67 y19f3 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">schadeafhandelingskosten, algemene <span class=\"_ _0\"></span>kosten, provisies en herverzekering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f4 ff24c fs46 fc14 sc0 ls134 ws170\" style=\"z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> <span class=\"_ _193\"> </span>: <span class=\"_ _18f\"> </span><span class=\"lsf1 ws115\">Voor Le<span class=\"_ _0\"></span>ven het netto<span class=\"ls0 ws0\">-</span>onderschrijvingsresultaat op <span class=\"_ _0\"></span>jaarbasis, gedeeld door de g<span class=\"_ _0\"></span>emiddelde netto verzekerings<span class=\"_ _0\"></span>verplichtingen Leven tijdens de </span></span></div>\n<div class=\"t m0 x12e h67 y19f5 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">verslagperiode. Voor Niet<span class=\"ls0 ws0\">-</span>Leven het ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\">-</span>onderschrijvingsresultaat gedeeld door de<span class=\"_ _0\"></span> netto verdiende premie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f6 ff24c fs46 fc14 sc0 lsf3 ws11f\" style=\"z-index: 15;\">Nett<span class=\"_ _1\"></span>o b<span class=\"lsf1 ws116\">eleggingsresultaat<span class=\"ls0 ws0\"> <span class=\"_ _209\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De som van beleggingsopbrengs<span class=\"_ _0\"></span>ten en gerealiseerde meer<span class=\"ls0 ws0\">- </span><span class=\"ws115\">of minderwaarden op activa die ve<span class=\"_ _0\"></span>rzekeringsverplichtingen dekken, n<span class=\"_ _0\"></span>a aftrek van de </span></span></span></div>\n<div class=\"t m0 x12e h67 y19f7 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">hieraan verbonden beleggings<span class=\"_ _0\"></span>kosten. De beleggingsresultaten <span class=\"_ _0\"></span>voor Leven worden daarna<span class=\"_ _0\"></span>ast gecorrigeerd voor het aan<span class=\"_ _0\"></span> de polishouders als</div>\n<div class=\"t m0 x12e h67 y19f8 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">technische rente en winstdeling toegewezen bedrag. Het beleggingsre<span class=\"_ _0\"></span>sultaat voor Ongevallen &amp; Leven (onderdeel van niet<span class=\"ls0 ws0\">-<span class=\"lsf6 ws115\">Leve<span class=\"_ _1\"></span>n) wor<span class=\"_ _1\"></span>dt o<span class=\"_ _1\"></span>ok </span></span></div>\n<div class=\"t m0 x12e h67 y19f9 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">gecorrigeerd voor de o<span class=\"_ _0\"></span>pgelopen technische rente van d<span class=\"_ _0\"></span>e verzekeringsverplichtingen.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h67 y19fa ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Nettobeleggingsmarge<span class=\"ls0 ws0\"> <span class=\"_ _54\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws115\">Voor Leven het beleggingsresul<span class=\"_ _0\"></span>taat op jaarbasis, gedeeld<span class=\"_ _0\"></span> door de gemiddelde n<span class=\"_ _0\"></span>etto verzekeringsverplichtingen L<span class=\"_ _0\"></span>even tijdens de<span class=\"ls0 ws0\"> </span><span class=\"ws116\">verslagperiode. </span></span></div>\n<div class=\"t m0 x12e h67 y19fb ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Voor Niet<span class=\"ls0 ws0\">-</span>Leven het Netto beleggingsresul<span class=\"_ _0\"></span>taat gedeeld door de ne<span class=\"_ _0\"></span>tto verdiende premie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19fc ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Net<span class=\"ws115\">to operationeel resultaat<span class=\"ls0 ws0\"> <span class=\"_ _19e\"> </span>:<span class=\"_ _1\"></span> <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De som van het netto<span class=\"ls0 ws0\">-</span></span>onderschrijvingsresultaat<span class=\"_ _0\"></span>, beleggingsresultaat en overige aan<span class=\"_ _0\"></span> de verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws118\">en/of beleggingscontracten toegewezen </span></span></div>\n<div class=\"t m0 x12e h67 y19fd ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">resultaten. Het verschil tus<span class=\"_ _0\"></span>sen het operationele resul<span class=\"_ _0\"></span>taat en de winst voor bela<span class=\"_ _0\"></span>stingen omvat alle opbrengsten<span class=\"_ _0\"></span> en kosten die niet<span class=\"_ _0\"></span> onder de</div>\n<div class=\"t m0 x12e h67 y19fe ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en/of beleggingscontracten worden verantwoord en<span class=\"_ _0\"></span> derhalve ook niet <span class=\"_ _0\"></span>in het operationele resultaat o<span class=\"_ _0\"></span>f resultaat van niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x12e h67 y19ff ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">geconsolideerde partnerships is v<span class=\"_ _0\"></span>erwerkt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a00 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">Netto operationele marge<span class=\"ls0 ws0\"> <span class=\"_ _1d0\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws116\">Voor <span class=\"ws115\">leven het operationele resultaat op jaa<span class=\"_ _0\"></span>rbasis voor de periode<span class=\"_ _0\"></span>, gedeeld door de ge<span class=\"_ _0\"></span>middelde netto verzekeringsverplichtingen<span class=\"_ _0\"></span> Le<span class=\"lsf6\">ven. V<span class=\"_ _1\"></span>oor </span></span></span></div>\n<div class=\"t m0 x12e h67 y1a01 ff24c fs46 fc14 sc0 lsf8 ws121\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">Leven het operationele resultaat ged<span class=\"_ _0\"></span>eeld door de netto<span class=\"_ _0\"></span> verdiende premie.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h67 y1a02 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"_ _1d1\"> </span>: <span class=\"_ _206\"> </span><span class=\"lsf6 ws122\">De<span class=\"_ _1\"></span> premi<span class=\"_ _1\"></span>es Niet<span class=\"_ _1\"></span></span>-L<span class=\"lsf1 ws115\">even die de risico's voor de huidige<span class=\"_ _0\"></span> periode dekken, verrekend<span class=\"_ _0\"></span> met de premies betaald a<span class=\"_ _0\"></span>an herverzekeraars en m<span class=\"_ _0\"></span>utatie in </span></span></div>\n<div class=\"t m0 x12e h67 y1a03 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">reserves voor niet verdiende premies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a04 ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Lastenratio<span class=\"ls0 ws0\"> <span class=\"_ _69\"> </span>:<span class=\"_ _1\"></span> <span class=\"_ _18f\"> </span></span><span class=\"ws115\">De las<span class=\"_ _0\"></span>ten als percentage van de <span class=\"_ _0\"></span>netto verdiende premies. De<span class=\"_ _0\"></span> lasten omvatten de inter<span class=\"ws118\">ne kosten van<span class=\"_ _0\"></span> schadeafhandelingscommissies, onder </span></span></div>\n<div class=\"t m0 x12e h67 y1a05 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">aftrek van herverzekering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a06 ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> <span class=\"_ _13b\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De kosten van claims, onder aftrek van herverzekering, als percentage van de netto verdiende prem<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h67 y1a07 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> <span class=\"_ _133\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws115\">Een maatstaf voor de <span class=\"_ _0\"></span>winstgevendheid in Niet<span class=\"ls0 ws0\">-L</span>even, de verhouding tus<span class=\"_ _0\"></span>sen de totale kosten van d<span class=\"_ _0\"></span>e verzekeraar en de<span class=\"_ _0\"></span> netto verdiende premies.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x12e h67 y1a08 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Dit zijn de totale la<span class=\"_ _0\"></span>sten van de verzekeraar <span class=\"_ _0\"></span>als percentage van de n<span class=\"_ _0\"></span>etto verdiende premies. Di<span class=\"_ _0\"></span>t is de som van de<span class=\"_ _0\"></span> schade<span class=\"ls0 ws0\">- </span>en de lastenratio.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 708px; height: 398px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 708px; height: 398px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 708px; height: 398px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">Geldmiddelen en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">k<span class=\"_ _0\"></span>asequiv<span class=\"_ _3\"></span>a<span class=\"_ _1\"></span>lent<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h75 y1a10 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Geldmiddelen en kasequiva<span class=\"_ _0\"></span>lenten</div>\n<div class=\"t m0 x2c h75 y1a11 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn direct beschikbare <span class=\"_ _0\"></span>kasgelden</div>\n<div class=\"t m0 x2c h75 y1a12 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">en andere financi\u00eble <span class=\"_ _0\"></span>instrumenten</div>\n<div class=\"t m0 x2c h75 y1a13 ff252 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">met een looptijd van minder dan</div>\n<div class=\"t m0 x2c h75 y1a14 ff252 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">drie maanden, na de datum van</div>\n<div class=\"t m0 x2c h75 y1a15 ff252 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">verkrijging. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff250 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff250 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y1437 ff250 fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y1437 ff250 fs46 fce sc0 lsf1 ws115\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Geldmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y680 ff250 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 xdc h67 y680 ff250 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y685 ff250 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Vorderingen op banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 771px; z-index: 15;\">976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 771px; z-index: 15;\">1.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff250 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 756px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff254 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> geldmi<span class=\"_ _0\"></span>ddelen<span class=\"_ _0\"></span> en kaseq<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff254 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 741px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff254 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 704px; height: 257px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 704px; height: 257px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 704px; height: 257px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 704px; height: 257px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inanci\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">beleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De samenstelling van de fin<span class=\"_ _0\"></span>anci\u00eble</div>\n<div class=\"t m0 x2c h75 y1a11 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">beleggingen is als volgt<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 635px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tot einde loop<span class=\"_ _0\"></span>tijd aangehouden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Voor verkoop bes<span class=\"_ _0\"></span>chikbaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tegen re\u00eble waa<span class=\"_ _0\"></span>rde met waardeveranderingen in<span class=\"_ _0\"></span> de resultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Derivaten aangehoud<span class=\"_ _0\"></span>en voor <span class=\"ws116\">handelsdoeleinden<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x63 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h69 y683 ff25b fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Bijzondere waardeverminderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">op voor ver<span class=\"_ _0\"></span>koop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Totaal bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff25b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a26 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a27 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a28 ff257 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rkoop <span class=\"ws112\">b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>re financ<span class=\"_ _0\"></span>i\u00eble beleg<span class=\"_ _0\"></span>gingen v<span class=\"_ _0\"></span>an EUR 2.424 mi<span class=\"_ _0\"></span>ljoen van A<span class=\"_ _0\"></span>geas Franc<span class=\"_ _0\"></span>e werden </span></div>\n<div class=\"t m0 x1ef h64 y1a29 ff257 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22 geherclassi<span class=\"_ _1\"></span>ficeerd naar de<span class=\"_ _1\"></span> lijn \u2018activa aangehou<span class=\"_ _1\"></span>den voor verkoop\u2019<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1ef h7b y1a2a ff25c fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1a2b ff25c fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Bele<span class=\"_ _1\"></span>ggin<span class=\"_ _1\"></span>gen <span class=\"_ _1\"></span>tot<span class=\"_ _1\"></span> ei<span class=\"_ _1\"></span>nde <span class=\"_ _1\"></span>loopt<span class=\"_ _1\"></span>ijd <span class=\"_ _1\"></span>aa<span class=\"_ _1\"></span>ngehou<span class=\"_ _1\"></span>den<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 495px; z-index: 15;\"> </div>\n<div class=\"t m0 x346 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 495px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 495px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 495px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 ls0\"> </span></div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 450px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">aangehouden op <span class=\"_ _1\"></span>1 januari 2021</span> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 435px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 420px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 405px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 390px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2021</span> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 375px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- <span class=\"lsf6 ws11b\">e<span class=\"_ _1\"></span>n </span></span><span class=\"ws115\">verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 375px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 375px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 375px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 361px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 346px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 346px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y683 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 346px; z-index: 15;\">8</div>\n<div class=\"t m0 x59 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 346px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 331px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 316px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 316px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 316px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 301px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2022</span> </div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 286px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 286px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 286px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 257px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y691 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 242px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 242px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 242px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 242px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a31 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a32 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a33 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> overheidsobligati<span class=\"_ _1\"></span>es aangemer<span class=\"_ _1\"></span>kt als tot<span class=\"_ _1\"></span> einde loop<span class=\"_ _1\"></span>tijd aangehoud<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1ef h64 y1a34 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>is gebaseerd<span class=\"_ _1\"></span> op <span class=\"lsed ws112\">beurskoer<span class=\"_ _0\"></span>sen in acti<span class=\"_ _0\"></span>eve markte<span class=\"_ _0\"></span>n (niveau 1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 168px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 168px; height: 793px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 168px; height: 793px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 168px; height: 793px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 168px; height: 793px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 168px; height: 793px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De overheids<span class=\"_ _1\"></span>obligaties aa<span class=\"_ _1\"></span>ngemerkt als b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aange<span class=\"_ _1\"></span>houden naar<span class=\"_ _1\"></span> land van <span class=\"_ _1\"></span>uitgifte per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> zijn <span class=\"lsee ws13e\">als volgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 480px; bottom: 1065px; z-index: 15;\">Historische/geamortiseerde kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68b ff261 fs46 fce sc0 lsf1 ws118\" style=\"left: 741px; bottom: 1065px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff263 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Indiase overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1005px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1005px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 990px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 914px; z-index: 15;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 914px; z-index: 15;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 899px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 899px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 885px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 885px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y1a40 ff265 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1a41 ff265 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Voor verkoop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 790px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 775px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 761px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 761px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 761px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 775px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 761px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 790px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 775px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 761px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 775px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 761px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 685px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 685px; z-index: 15;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 685px; z-index: 15;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 685px; z-index: 15;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 685px; z-index: 15;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 685px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 685px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 656px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 656px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 656px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 641px; z-index: 15;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 641px; z-index: 15;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 581px; bottom: 641px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 641px; z-index: 15;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 641px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 641px; z-index: 15;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 596px; z-index: 15;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 596px; z-index: 15;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 581px; bottom: 596px; z-index: 15;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 596px; z-index: 15;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 596px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 596px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 567px; z-index: 15;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 567px; z-index: 15;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 567px; z-index: 15;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 567px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 567px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 567px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 521px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 507px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 492px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 492px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 492px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 507px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 492px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 521px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 507px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 492px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 507px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 492px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68b ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 432px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span><span class=\"ws118\">beleggingen in obligaties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b5 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 387px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 387px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 387px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 372px; z-index: 15;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 372px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 372px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 372px; z-index: 15;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 372px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 372px; z-index: 15;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 342px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 328px; z-index: 15;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 328px; z-index: 15;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 328px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 328px; z-index: 15;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 328px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 328px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 298px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 298px; z-index: 15;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 298px; z-index: 15;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 298px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 298px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 298px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 298px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a64 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a65 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1a66 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR <span class=\"lsed ws111\">1.979<span class=\"ls0 ws0\"> </span><span class=\"ws112\">miljoen van d<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">voor verkoop<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> beleggingen <span class=\"_ _1\"></span>is aangehouden<span class=\"_ _1\"></span> als onder<span class=\"_ _1\"></span>pand (<span class=\"ws113\">2021<span class=\"ls10c ws13f\">:<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> </span></span></span></span><span class=\"ws111\">2.032<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">miljoen).</span> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 240px; height: 20px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 240px; height: 866px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 240px; height: 866px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 240px; height: 866px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 240px; height: 866px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van Voor<span class=\"_ _1\"></span> verkoop besch<span class=\"_ _1\"></span>ikbare belegg<span class=\"_ _1\"></span>ingen is ge<span class=\"_ _1\"></span>baseerd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 1: genote<span class=\"_ _0\"></span>erde prijz<span class=\"_ _0\"></span>en in actiev<span class=\"_ _0\"></span>e markten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsef ws11d\">N<span class=\"_ _1\"></span>iveau 2: w<span class=\"_ _1\"></span>aarneembare <span class=\"lsed ws112\">marktgegev<span class=\"_ _0\"></span>ens in actiev<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 3: niet</span><span class=\"ff267\">-<span class=\"lsef ws11d\">waarneembare gege<span class=\"_ _1\"></span>vens (prijzen<span class=\"_ _1\"></span> van tege<span class=\"_ _1\"></span>npartijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 1018px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 1018px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 1018px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1018px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 987px; z-index: 15;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 987px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 987px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 972px; z-index: 15;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 972px; z-index: 15;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 972px; z-index: 15;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 972px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 943px; z-index: 15;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 943px; z-index: 15;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 943px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 943px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 928px; z-index: 15;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 928px; z-index: 15;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 928px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 928px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a6c ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a6d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 881px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 881px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 881px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 881px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 881px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 850px; z-index: 15;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 850px; z-index: 15;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 850px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 835px; z-index: 15;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 835px; z-index: 15;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 835px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 835px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 806px; z-index: 15;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 806px; z-index: 15;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 806px; z-index: 15;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 806px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 791px; z-index: 15;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 791px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 791px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1a75 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a76 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a77 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De veranderingen<span class=\"_ _1\"></span> in niveau 3<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringen z<span class=\"_ _0\"></span>ijn als v<span class=\"_ _0\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1a78 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 712px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 712px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff26c fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 667px; z-index: 15;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e8 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Einde <span class=\"ws115\">looptijd/aflossing of terugbetaling over d<span class=\"_ _0\"></span>e periode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 637px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 637px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Aankoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 622px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 622px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Opbrengst van verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 608px; z-index: 15;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 608px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Gerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 593px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Terugdraaien van waardeverminderinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 563px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 548px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Overboekingen tussen waarderingscategorie\u00ebn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 533px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff26c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 504px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 504px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a88 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a89 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a8a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Niveau 3<span class=\"ls0 ws0\">-</span>waar<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en voor priv<span class=\"_ _0\"></span>ate <span class=\"lsef ws11d\">equity en dur<span class=\"_ _1\"></span>fkapitaal maken<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1a8b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> re\u00eble waar<span class=\"_ _1\"></span>den die <span class=\"_ _1\"></span>worden bekendgem<span class=\"_ _1\"></span>aakt in <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x2c h64 y1a8c ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geauditeerde f<span class=\"_ _1\"></span>inancieel verslag va<span class=\"_ _1\"></span>n de relevante deel<span class=\"_ _1\"></span>nemingen. Nivea<span class=\"_ _1\"></span>u</div>\n<div class=\"t m0 x2c h64 y1a8d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsef ws11d\">wa<span class=\"_ _1\"></span>arderingen voo<span class=\"_ _1\"></span>r aandelen en<span class=\"_ _1\"></span> asset</span>-<span class=\"lsed ws11d\">backed secur<span class=\"_ _0\"></span>ities mak<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y1a8e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> de methode<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>disco<span class=\"lsed ws112\">nteerde kas<span class=\"_ _0\"></span>stromen.<span class=\"_ _0\"></span> Verwac<span class=\"_ _0\"></span>hte </span></div>\n<div class=\"t m0 x2c h64 y1a8f ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de oors<span class=\"_ _0\"></span>pronke<span class=\"_ _0\"></span>lijke</div>\n<div class=\"t m0 x2c h64 y1a90 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteria,<span class=\"_ _0\"></span> de kenme<span class=\"_ _0\"></span>rken van de le<span class=\"_ _0\"></span>ningnem<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 y1a91 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">value</span>-</span>ratio\u2019s, verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x2c h64 y1a92 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wac<span class=\"ws111\">hte </span></div>\n<div class=\"t m0 x2c h64 y1a93 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vooruit<span class=\"_ _0\"></span>betali<span class=\"_ _0\"></span>ngsnivea<span class=\"_ _0\"></span>us, enz. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e kasstrom<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y1a94 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedisconteerd <span class=\"_ _1\"></span>tegen voor<span class=\"_ _1\"></span> risico gec<span class=\"_ _1\"></span>orrigeerde ren<span class=\"_ _1\"></span>tes. Marktd<span class=\"_ _1\"></span>eelnemers</div>\n<div class=\"t m0 x2c h64 y1a95 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken vaak<span class=\"_ _1\"></span> gebruik van<span class=\"_ _1\"></span> dergelijke<span class=\"_ _1\"></span> gedisconteerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1a96 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstroomtechn<span class=\"_ _1\"></span>ieken om private<span class=\"_ _1\"></span> equity en durfkapi<span class=\"_ _1\"></span>taal te waarderen<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y1a97 ff267 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de waarderin<span class=\"_ _0\"></span>g van dez<span class=\"_ _0\"></span>e instr<span class=\"_ _0\"></span>umenten <span class=\"_ _0\"></span>maken wi<span class=\"_ _0\"></span>j evenee<span class=\"_ _0\"></span>ns tot op </span></span></div>\n<div class=\"t m0 x1d h64 y1a98 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekere ho<span class=\"_ _0\"></span>ogte gebru<span class=\"_ _0\"></span>ik van deze p<span class=\"_ _0\"></span>rijzen. D<span class=\"_ _0\"></span>eze technie<span class=\"_ _0\"></span>ken zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1a99 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderhevig aan<span class=\"_ _1\"></span> inherente beperkin<span class=\"_ _1\"></span>gen, zoals een scha<span class=\"_ _1\"></span>tting van de</div>\n<div class=\"t m0 x1d h64 y1a9a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepast<span class=\"_ _0\"></span>e voor risico<span class=\"_ _0\"></span> gecorrig<span class=\"_ _0\"></span>eerde disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet,<span class=\"_ _0\"></span> en verschi<span class=\"_ _0\"></span>llen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y1a9b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegevens en<span class=\"_ _1\"></span> veronders<span class=\"_ _1\"></span>tellingen zoude<span class=\"_ _1\"></span>n verschille<span class=\"_ _1\"></span>nde resulta<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1a9c ff267 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">oplever<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1a9d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1a9e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De niveau 3<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">posities zij<span class=\"_ _0\"></span>n met name gev<span class=\"_ _0\"></span>oelig vo<span class=\"_ _0\"></span>or een veran<span class=\"_ _0\"></span>dering in h<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x1d h64 y1a9f ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n, en</div>\n<div class=\"t m0 x1d h64 y1aa0 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dienovereen<span class=\"_ _1\"></span>komstig varieert hun<span class=\"_ _1\"></span> re\u00eble waarde in verhoud<span class=\"_ _1\"></span>ing tot de</div>\n<div class=\"t m0 x1d h64 y1aa1 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in deze kasstromen. De<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de waarde van</div>\n<div class=\"t m0 x1d h64 y1aa2 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze nivea<span class=\"_ _0\"></span>u 3<span class=\"ls0 ws0\">-</span>instrum<span class=\"_ _0\"></span>enten wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord i<span class=\"_ _0\"></span>n het overige</div>\n<div class=\"t m0 x1d h64 y1aa3 ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome. <span class=\"_ _0\"></span>Kwantit<span class=\"_ _0\"></span>atieve,<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">waarneembare inpu<span class=\"_ _1\"></span>ts</span><span class=\"ws112\">, welke </span></div>\n<div class=\"t m0 x1d h64 y1aa4 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gebrui<span class=\"_ _1\"></span>kt bij waardering<span class=\"_ _1\"></span>en tegen re\u00eble waarde<span class=\"_ _1\"></span>, worden niet door</div>\n<div class=\"t m0 x1d h64 y1aa5 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de entite<span class=\"_ _0\"></span>it ontwikk<span class=\"_ _0\"></span>eld.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 241px; height: 865px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 241px; height: 865px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 865px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 241px; height: 865px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 241px; height: 865px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 241px; height: 865px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 241px; height: 865px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff26d fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Overheidsoblig<span class=\"_ _1\"></span>aties naar land van<span class=\"_ _1\"></span> uitgifte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff26d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 1065px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y68f ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 1035px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 1065px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1050px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1050px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 945px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 871px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 871px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 856px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 856px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 842px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 842px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 842px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Luxemburgse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 827px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 827px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 827px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 812px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 812px; z-index: 15;\">2</div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 812px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Malta overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 797px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 797px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 782px; z-index: 15;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 782px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 767px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 767px; z-index: 15;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 722px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 707px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y69a ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 692px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 722px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 707px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 692px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 707px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 692px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 617px; z-index: 15;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 558px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 558px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 558px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 543px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 543px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 543px; z-index: 15;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 528px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 528px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 528px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 513px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 513px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 513px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 498px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 498px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Tsjechische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 469px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 469px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 469px; z-index: 15;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Verenigde Staten van Ame<span class=\"_ _0\"></span>rika: overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x12c h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 439px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 439px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 439px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 424px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 424px; z-index: 15;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 424px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 413px; height: 693px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 413px; height: 693px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 413px; height: 693px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 413px; height: 693px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel to<span class=\"_ _1\"></span>ont de ne<span class=\"_ _1\"></span>tto ongereali<span class=\"_ _1\"></span>seerde winsten<span class=\"_ _1\"></span> en verliezen<span class=\"_ _1\"></span> op Voor <span class=\"_ _1\"></span>verkoop besch<span class=\"_ _1\"></span>ikbare belegging<span class=\"_ _1\"></span>en opgenom<span class=\"_ _1\"></span>en in he<span class=\"ws11e\">t eige<span class=\"_ _1\"></span>n vermogen. </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen in<span class=\"_ _1\"></span> aandelen en overige<span class=\"_ _1\"></span> beleggingen zijn inc<span class=\"_ _1\"></span>lusief private<span class=\"_ _1\"></span> equity en <span class=\"ws113\">durfkap<span class=\"_ _1\"></span>itaal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 974px; z-index: 15;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Shadow <span class=\"lsf3 ws120\">acc<span class=\"_ _1\"></span>ounti<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 959px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 945px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 945px; z-index: 15;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 930px; z-index: 15;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 884px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 884px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in aandelen e<span class=\"_ _0\"></span>n overige beleggingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 854px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 854px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 824px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 809px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 809px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 795px; z-index: 15;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 780px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 765px; z-index: 15;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 765px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ad7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad8 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad9 ff272 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">wijzigingen<span class=\"_ _1\"></span> in de bijzondere<span class=\"_ _1\"></span> waardeverminderin<span class=\"_ _1\"></span>gen op voor verko<span class=\"_ _1\"></span>op beschikbare bel<span class=\"_ _1\"></span>eggingen zijn.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1ada ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 686px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 723px; bottom: 686px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff274 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 656px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 656px; z-index: 15;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 641px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 634px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 626px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 611px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 611px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 596px; z-index: 15;\">Vrijgeven van bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 581px; z-index: 15;\">Terugname bij de <span class=\"ws116\">verkoop/de<span class=\"_ _0\"></span>sinvestering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 581px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 581px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y688 ff274 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 552px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 552px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 552px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1add ff276 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ade ff276 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Beleggingen teg<span class=\"_ _1\"></span>en re\u00eble <span class=\"_ _1\"></span>waarde met <span class=\"_ _1\"></span>waardeveranderingen i<span class=\"_ _1\"></span>n de <span class=\"_ _1\"></span>resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 457px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 457px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 412px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 412px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 382px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 382px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 353px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 353px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 338px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 338px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 323px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 323px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 323px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff274 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met <span class=\"_ _0\"></span><span class=\"lsf1 ws115\">waardeveranderingen in de res<span class=\"_ _0\"></span>ultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 308px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 308px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1aea ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aeb ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aec ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen tegen r<span class=\"_ _1\"></span>e\u00eble waarde met waar<span class=\"_ _1\"></span>deveranderinge<span class=\"_ _1\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y1aed ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening betre<span class=\"_ _1\"></span>ffen voornameli<span class=\"_ _1\"></span>jk belegging<span class=\"_ _1\"></span>en in ver<span class=\"_ _1\"></span>band met</div>\n<div class=\"t m0 x2c h64 y1aee ff272 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws11d\">verzeke<span class=\"_ _0\"></span>ringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen wa<span class=\"_ _0\"></span>arvan d<span class=\"_ _0\"></span>e kasstr<span class=\"_ _0\"></span>omen cont<span class=\"_ _0\"></span>ractu<span class=\"_ _0\"></span>eel of </span></div>\n<div class=\"t m0 x2c h64 y1aef ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoofd<span class=\"_ _0\"></span>e van discret<span class=\"_ _0\"></span>ionaire w<span class=\"_ _0\"></span>instdel<span class=\"_ _0\"></span>ing zijn gek<span class=\"_ _0\"></span>oppeld aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1af0 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n deze activ<span class=\"_ _0\"></span>a en waar in de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ng daarvan</div>\n<div class=\"t m0 x2c h64 y1af1 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mede reken<span class=\"_ _1\"></span>ing wordt geho<span class=\"_ _1\"></span>uden met act<span class=\"_ _1\"></span>uele informa<span class=\"_ _1\"></span>tie. Hierdoor<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 y1af2 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de kans aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> verklein<span class=\"_ _0\"></span>d dat er in de vers<span class=\"_ _0\"></span>laglegg<span class=\"_ _0\"></span>ing een 'mi<span class=\"_ _0\"></span>smatch'</div>\n<div class=\"t m0 x2c h64 y1af3 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">optreedt<span class=\"_ _0\"></span> door het op ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde grond<span class=\"_ _0\"></span>slagen ber<span class=\"_ _0\"></span>ekenen van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y1af4 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen en d<span class=\"_ _0\"></span>e daarme<span class=\"_ _0\"></span>e samenha<span class=\"_ _0\"></span>ngende wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af5 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1af6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overige belegg<span class=\"_ _1\"></span>ingen, gewaardeerd<span class=\"_ _1\"></span> t<span class=\"ws11d\">egen re\u00eble<span class=\"_ _1\"></span> waarde me<span class=\"_ _1\"></span>t verwerking </span></div>\n<div class=\"t m0 x1d h64 y1af7 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van waardeve<span class=\"_ _1\"></span>randeringen in<span class=\"_ _1\"></span> winst of<span class=\"_ _1\"></span> verlies, z<span class=\"_ _1\"></span>ijn gerelate<span class=\"_ _1\"></span>erd aan</div>\n<div class=\"t m0 x1d h64 y1af8 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>in het va<span class=\"_ _1\"></span>stgoedfonds.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af9 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1afa ff272 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De nomi<span class=\"_ _0\"></span>nale waa<span class=\"_ _0\"></span>rde van s<span class=\"_ _0\"></span>chuldeff<span class=\"_ _0\"></span>ecten t<span class=\"_ _0\"></span>egen re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e met</div>\n<div class=\"t m0 x1d h64 y1afb ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening bedro<span class=\"_ _1\"></span>eg op 31<span class=\"_ _1\"></span> december</div>\n<div class=\"t m0 x1d h64 y1afc ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2022 EUR 13<span class=\"_ _0\"></span>9 miljoen (<span class=\"_ _0\"></span>31 decemb<span class=\"_ _0\"></span>er 2021: EUR<span class=\"ls0 ws0\"> </span>133 m<span class=\"_ _0\"></span>iljoen).</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 124px; height: 390px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 124px; height: 982px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 124px; height: 982px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 124px; height: 982px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 124px; height: 982px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 124px; height: 982px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 124px; height: 982px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van bele<span class=\"_ _1\"></span>ggingen tegen <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekening<span class=\"_ _1\"></span> is gebasee<span class=\"_ _1\"></span>rd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 1</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws11d\">genoteerde p<span class=\"_ _0\"></span>rijzen<span class=\"_ _0\"></span> in actiev<span class=\"_ _0\"></span>e ma<span class=\"lsef ws113\">rkten;<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 2</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws112\">waarneembar<span class=\"_ _0\"></span>e marktge<span class=\"_ _0\"></span>gevens<span class=\"_ _0\"></span> in actieve m<span class=\"_ _0\"></span>arkten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 3</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span>: <span class=\"_ _dd\"> </span><span class=\"lsed ws111\">niet</span>-<span class=\"lsef ws11e\">waarne<span class=\"_ _1\"></span>embare gegevens (pr<span class=\"_ _1\"></span>ijzen van tegenpar<span class=\"_ _1\"></span>tijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waarderinge<span class=\"_ _1\"></span>n per ja<span class=\"_ _1\"></span>areinde zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 986px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">waardeveranderingen in de <span class=\"ws116\">resultatenrekening</span></span> </div>\n<div class=\"t m0 x72 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b0e ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b0f ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 820px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waardeveranderingen in de resultatenrekening</span> </div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 306px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1b19 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b1a ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b1c ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Voor handelsdoeleinden aangehou<span class=\"_ _1\"></span>den derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b1d ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden der<span class=\"_ _1\"></span>ivaten worden <span class=\"_ _1\"></span>gebaseerd o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x2c h64 y1b1e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niveau 2<span class=\"_ _1\"></span> (waarneembare<span class=\"_ _1\"></span> marktgegevens <span class=\"_ _1\"></span>in actieve<span class=\"_ _1\"></span> markten). Z<span class=\"_ _1\"></span>ie ook</div>\n<div class=\"t m0 x2c h64 y1b1f ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 27<span class=\"_ _1\"></span> Derivaten voor nade<span class=\"_ _1\"></span>re details. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 564px; height: 88px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1b20 ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b21 ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Securities lending<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b22 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>enleenov<span class=\"_ _0\"></span>ereen<span class=\"_ _0\"></span>komsten h<span class=\"_ _0\"></span>ebben we <span class=\"lsef ws113\">derden </span></div>\n<div class=\"t m0 x2c h64 y1b23 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemachtigd <span class=\"_ _1\"></span>om bepaalde e<span class=\"_ _1\"></span>ffecten geduren<span class=\"_ _1\"></span>de een be<span class=\"_ _1\"></span>perkte periode<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x2c h64 y1b24 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiken, <span class=\"_ _1\"></span>waarna zij<span class=\"_ _1\"></span> de effecten<span class=\"_ _1\"></span> aan ons <span class=\"_ _1\"></span>retourneren. Ge<span class=\"_ _1\"></span>durende die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1b25 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijd blijv<span class=\"_ _0\"></span>en we inkoms<span class=\"_ _0\"></span>ten gene<span class=\"_ _0\"></span>reren uit dez<span class=\"_ _0\"></span>e effect<span class=\"_ _0\"></span>en. De effect<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y1b26 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelden even<span class=\"_ _1\"></span>eens als onde<span class=\"_ _1\"></span>rpand onder<span class=\"_ _1\"></span> de vorm v<span class=\"_ _1\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">\u201candere eff<span class=\"_ _0\"></span>ecten </span></span></div>\n<div class=\"t m0 x2c h64 y1b27 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een dekk<span class=\"_ _0\"></span>ingsgra<span class=\"_ _0\"></span>ad van minim<span class=\"_ _0\"></span>aal 105%<span class=\"_ _0\"></span>\u201d. Aan het ei<span class=\"_ _0\"></span>nde van het ja<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x2c h64 y1b28 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hadden derge<span class=\"_ _1\"></span>lijke overeenk<span class=\"_ _1\"></span>omsten betrekking<span class=\"_ _1\"></span> op een<span class=\"_ _1\"></span> bedrag van<span class=\"_ _1\"></span> EUR</div>\n<div class=\"t m0 x2c h64 y1b29 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">691 miljoen<span class=\"_ _1\"></span> (EUR 738<span class=\"_ _1\"></span> miljoen vori<span class=\"_ _1\"></span>g jaar).<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1b1c ff27e fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Belangen in <span class=\"ls10d ws141\">niet<span class=\"ls0 ws0\">-</span>geconsolideerd<span class=\"_ _1\"></span>e gestructureerde <span class=\"_ _1\"></span></span></div>\n<div class=\"t m0 x1d h7b y1b2a ff27e fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">entite<span class=\"ls10d ws141\">iten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1b2b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance, een d<span class=\"_ _1\"></span>ochtermaatschappij<span class=\"_ _1\"></span> van Ageas Groep, houd<span class=\"_ _1\"></span>t notes</div>\n<div class=\"t m0 x1d h64 y1b2c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die een bel<span class=\"_ _0\"></span>ang verteg<span class=\"_ _0\"></span>enwoord<span class=\"_ _0\"></span>igen (via de o<span class=\"_ _0\"></span>ntvangst<span class=\"_ _0\"></span> van afloss<span class=\"_ _0\"></span>ingen en</div>\n<div class=\"t m0 x1d h64 y1b2d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente) in ee<span class=\"_ _0\"></span>n gestruct<span class=\"_ _0\"></span>ureerd<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die niet wor<span class=\"_ _0\"></span>dt gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>d.</div>\n<div class=\"t m0 x1d h64 y1b2e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gestruct<span class=\"_ _1\"></span>ureerde entite<span class=\"_ _1\"></span>iten belegge<span class=\"_ _1\"></span>n in <span class=\"ws113\">hypotheek<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>en </span></div>\n<div class=\"t m0 x1d h64 y1b2f ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en en gene<span class=\"_ _1\"></span>reren middel<span class=\"_ _1\"></span>en via de<span class=\"_ _1\"></span> uitgifte va<span class=\"_ _1\"></span>n notes of</div>\n<div class=\"t m0 x1d h64 y1b30 ff278 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">units.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b31 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b32 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gest<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>eerde notes<span class=\"_ _0\"></span> en units wo<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in Voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1b33 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span>\u2019. Behoudens<span class=\"_ _0\"></span> de notes en uni<span class=\"_ _0\"></span>ts heeft</div>\n<div class=\"t m0 x1d h64 y1b34 ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance geen<span class=\"_ _1\"></span> andere belangen in<span class=\"_ _1\"></span> deze gestructureerde<span class=\"_ _1\"></span> entiteiten.</div>\n<div class=\"t m0 x1d h64 y1b35 ff278 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iesbloot<span class=\"_ _0\"></span>stell<span class=\"_ _0\"></span>ing van A<span class=\"_ _0\"></span>G Insura<span class=\"_ _0\"></span>nce is be<span class=\"_ _0\"></span>perkt tot<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 y1b36 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekwaarde v<span class=\"_ _1\"></span>an de aang<span class=\"_ _1\"></span>ehouden note<span class=\"_ _1\"></span>s of units<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b37 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b38 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van het<span class=\"_ _0\"></span> belang va<span class=\"_ _0\"></span>n AG Insura<span class=\"_ _0\"></span>nce in het Fon<span class=\"_ _0\"></span>ds van</div>\n<div class=\"t m0 x1d h64 y1b39 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypothe<span class=\"_ _0\"></span>eklenin<span class=\"_ _0\"></span>gen bedraa<span class=\"_ _0\"></span>gt EUR 319<span class=\"_ _0\"></span> miljoen per 31 de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1d h64 y1b3a ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(EUR 410 <span class=\"_ _1\"></span>miljoen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2021). <span class=\"_ _1\"></span>De boekwaarde<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y1b3b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belang van AG Insu<span class=\"_ _1\"></span>rance in door Huuropbr<span class=\"_ _1\"></span>engsten gedekte<span class=\"_ _1\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b3c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedraagt<span class=\"_ _0\"></span> EUR 28 miljo<span class=\"_ _0\"></span>en per 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>22 (EUR 35 mil<span class=\"_ _0\"></span>joen per 31</div>\n<div class=\"t m0 x1d h64 y1b3d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Decembe<span class=\"_ _0\"></span>r 2021). D<span class=\"_ _0\"></span>e boekwa<span class=\"_ _0\"></span>arde van het b<span class=\"_ _0\"></span>elang van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e in</div>\n<div class=\"t m0 x1d h64 y1b3e ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Privat<span class=\"_ _0\"></span>e Equity bed<span class=\"_ _0\"></span>raagt EUR 1<span class=\"_ _0\"></span>73 miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 (EU<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x1d h64 y1b3f ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">27 miljoe<span class=\"_ _0\"></span>n per 31 decem<span class=\"_ _0\"></span>ber 2021).</div>\n<div class=\"t m0 x36c hb7 y72d ff27b fs70 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b40 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b41 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Fonds <span class=\"_ _1\"></span>van hypothee<span class=\"_ _1\"></span>kleningen i<span class=\"_ _1\"></span>s volledig <span class=\"_ _1\"></span>eigendom van<span class=\"_ _1\"></span> AG</div>\n<div class=\"t m0 x1d h64 y1b42 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance e<span class=\"_ _1\"></span>n de totale<span class=\"_ _1\"></span> activa van<span class=\"_ _1\"></span> de door <span class=\"_ _1\"></span>Huuropbrengsten <span class=\"_ _1\"></span>gedekte</div>\n<div class=\"t m0 x1d h64 y1b43 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen<span class=\"_ _1\"></span> bedraagt EUR<span class=\"_ _1\"></span> 196 miljoe<span class=\"_ _1\"></span>n per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> (EUR</div>\n<div class=\"t m0 x1d h64 y1b44 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">339 miljoen<span class=\"_ _1\"></span> per 31 d<span class=\"_ _1\"></span>ecember 2021<span class=\"lsed ws111\">).</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 461px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 466px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 185px; height: 921px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 185px; height: 921px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 185px; height: 921px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 185px; height: 921px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 185px; height: 921px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>a<span class=\"_ _1\"></span>st<span class=\"_ _0\"></span>goedbeleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff282 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">Belegg<span class=\"ls102 ws133\">ingen in vastgoed hebben </span></div>\n<div class=\"t m0 x2c h75 y1a11 ff282 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">met name betrekking op kantoren</div>\n<div class=\"t m0 x2c h75 y1a12 ff282 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">en winkelpanden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b47 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b48 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y1437 ff27f fs46 fce sc0 lsf1 ws115\" style=\"left: 622px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y1437 ff27f fs46 fce sc0 lsf1 ws115\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y694 ff283 fs46 fc14 sc0 ls0 ws0\" style=\"left: 696px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y694 ff283 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 673px; bottom: 786px; z-index: 15;\">3.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 786px; z-index: 15;\">3.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 771px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 771px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff281 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Totaal vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y69a ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 756px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 756px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1b49 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b4a ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff27f fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 709px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff27f fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 709px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y69a ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y69a ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff281 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 679px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 679px; z-index: 15;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 679px; z-index: 15;\">3.661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 664px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y683 ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x44 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 649px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 649px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Toevoegingen/aankopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 634px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 634px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Verbeteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 619px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 604px; z-index: 15;\">Verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 678px; bottom: 604px; z-index: 15;\">(350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 604px; z-index: 15;\">(100)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 590px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 590px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 590px; z-index: 15;\">(43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff281 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 575px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 <span class=\"lsf1 ws116\">december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 575px; z-index: 15;\">3.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 575px; z-index: 15;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68f ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68f ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y67e ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y67e ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6be ff281 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 530px; z-index: 15;\">Cumulatieve afschrijvingen<span class=\"ls0 ws0\"> <span class=\"lsf3 ws119\">per 1 jan<span class=\"_ _1\"></span>uari</span> </span></div>\n<div class=\"t m0 x2e h69 y6be ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 530px; z-index: 15;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6be ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 530px; z-index: 15;\">(770)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 515px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 515px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y67e ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 500px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 500px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 500px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 486px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 486px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 486px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 471px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 471px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 471px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff281 fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 456px; z-index: 15;\">Cumul<span class=\"_ _1\"></span>atie<span class=\"_ _1\"></span>ve <span class=\"ls134 ws170\">af<span class=\"_ _1\"></span>schrijvingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">per 31 december</span> </span></span></div>\n<div class=\"t m0 x2e h69 y685 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 456px; z-index: 15;\">(805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 456px; z-index: 15;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y683 ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff281 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 426px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 426px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 782px; bottom: 426px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 411px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 411px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y68d ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 397px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y68b ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 397px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 397px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff281 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 382px; z-index: 15;\">Cumulatieve bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span>per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68d ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 382px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68d ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 782px; bottom: 382px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff281 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 352px; z-index: 15;\">Netto vastgoedbeleggingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">per 31 december</span> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 352px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 352px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1b5e ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b5f ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1ef h64 y1b60 ff27f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Per 31 dece<span class=\"_ _0\"></span>mber 2022 e<span class=\"_ _0\"></span>n 31 decemb<span class=\"_ _0\"></span>er 2021 was er g<span class=\"_ _0\"></span>een onroe<span class=\"_ _0\"></span>rend als zek<span class=\"_ _0\"></span>erheid g<span class=\"_ _0\"></span>esteld (z<span class=\"_ _0\"></span>ie ook</div>\n<div class=\"t m0 x1ef h64 y1b61 ff27f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>21 Leningen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 279px; height: 30px; width: 481px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 278px; height: 683px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 278px; height: 683px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 278px; height: 683px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 278px; height: 683px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Jaarlijkse waar<span class=\"_ _1\"></span>deringsbepali<span class=\"_ _1\"></span>ngen, waarbij de ona<span class=\"_ _1\"></span>fhankelijke tax<span class=\"lsee ws112\">aties </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">elke drie jaar ve<span class=\"_ _1\"></span>randeren, behel<span class=\"_ _1\"></span>zen bijna alle vastgo<span class=\"_ _1\"></span>edbeleggingen.</div>\n<div class=\"t m0 x2c h64 y8a7 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Re\u00eble waa<span class=\"_ _0\"></span>rden (niv<span class=\"_ _0\"></span>eau 3) zijn ge<span class=\"_ _0\"></span>baseerd op n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">observeerbare<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktgegevens<span class=\"_ _1\"></span> en/of verdis<span class=\"_ _1\"></span>conteerde ka<span class=\"_ _1\"></span>sstromen. Verw<span class=\"_ _1\"></span>achte</div>\n<div class=\"t m0 x2c h64 y8a9 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen uit vas<span class=\"_ _0\"></span>tgoed houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x2c h64 y8aa ff286 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groeiper<span class=\"ws11e\">cen<span class=\"_ _1\"></span>tages van huurinkom<span class=\"_ _1\"></span>sten, periodes van leeg<span class=\"_ _1\"></span>stand, </span></div>\n<div class=\"t m0 x2c h64 y8ab ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezettingsgraa<span class=\"_ _1\"></span>d en lease<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">incentiv<span class=\"_ _0\"></span>es zoals h<span class=\"_ _0\"></span>uurvrij<span class=\"_ _0\"></span>e perioden e<span class=\"_ _0\"></span>n andere </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die niet<span class=\"_ _1\"></span> worden betaald door<span class=\"_ _1\"></span> huurders. De verwach<span class=\"_ _1\"></span>te netto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y116a ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen worden<span class=\"_ _1\"></span> verdisconteer<span class=\"_ _1\"></span>d aan de hand van op r<span class=\"_ _1\"></span>isico</div>\n<div class=\"t m0 x1d h64 y116b ff286 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangepast<span class=\"lsed ws112\">e disconteri<span class=\"_ _0\"></span>ngsvoet. O<span class=\"_ _0\"></span>m de discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet te bep<span class=\"_ _0\"></span>alen, </span></div>\n<div class=\"t m0 x1d h64 y116c ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt met ee<span class=\"_ _0\"></span>n aantal fact<span class=\"_ _0\"></span>oren rek<span class=\"_ _0\"></span>ening ge<span class=\"_ _0\"></span>houden,<span class=\"_ _0\"></span> zoals de kwal<span class=\"_ _0\"></span>iteit van</div>\n<div class=\"t m0 x1d h64 y116d ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het gebo<span class=\"_ _0\"></span>uw en zij<span class=\"_ _0\"></span>n locat<span class=\"_ _0\"></span>ie (topl<span class=\"_ _0\"></span>ocatie vs<span class=\"_ _0\"></span>. secun<span class=\"_ _0\"></span>daire loc<span class=\"_ _0\"></span>atie),</div>\n<div class=\"t m0 x1d h64 y116e ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietkwali<span class=\"_ _1\"></span>teit van d<span class=\"_ _1\"></span>e huurder en<span class=\"_ _1\"></span> huurvoorwaar<span class=\"_ _1\"></span>den. Voor</div>\n<div class=\"t m0 x1d h64 y116f ff286 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwik<span class=\"lsef ws11d\">k<span class=\"_ _0\"></span>elingsvast<span class=\"_ _1\"></span>goed (dus <span class=\"_ _1\"></span>in opbouw) w<span class=\"_ _1\"></span>ordt de re\u00eble<span class=\"_ _1\"></span> waarde be<span class=\"_ _1\"></span>paald </span></div>\n<div class=\"t m0 x1d h64 y1170 ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de kost<span class=\"_ _0\"></span>prijs t<span class=\"_ _0\"></span>ot het va<span class=\"_ _0\"></span>stgoe<span class=\"_ _0\"></span>d in gebru<span class=\"_ _0\"></span>ik is gen<span class=\"_ _0\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b6c ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b6d ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x9a h67 y68b ff286 fs46 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 939px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff286 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 939px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68b ff286 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 939px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 909px; z-index: 15;\">Re\u00eble waarden gebaseerd op marktinformatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 909px; z-index: 15;\">579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 909px; z-index: 15;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 894px; z-index: 15;\">Re\u00eble <span class=\"ws118\">waarden gebaseerd op onafhankelijke waardering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 894px; z-index: 15;\">3.627<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 894px; z-index: 15;\">3.823<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff288 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 879px; z-index: 15;\">Totaal re\u00eble waarde van<span class=\"_ _0\"></span> vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 879px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 879px; z-index: 15;\">4.306<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Totale boekwaarde (inclusief lea<span class=\"_ _0\"></span>severplichting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 864px; z-index: 15;\">2.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 864px; z-index: 15;\">3.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff288 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 849px; z-index: 15;\">Bruto o<span class=\"_ _0\"></span>ngerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winste<span class=\"_ _0\"></span>n en ver<span class=\"_ _0\"></span>liezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 849px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 849px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 834px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"_ _0\"></span> polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y685 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 834px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 819px; z-index: 15;\">(343)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 819px; z-index: 15;\">(342)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff288 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 805px; z-index: 15;\">Netto ongerealiseerd(e) winst/verlies (niet opgen<span class=\"_ _0\"></span>omen in eigen vermogen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 805px; z-index: 15;\">894<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 805px; z-index: 15;\">867<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b75 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b76 ff286 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed verhuu<span class=\"_ _1\"></span>rd op basis van operat<span class=\"_ _1\"></span>ionele lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b77 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b78 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t bepaalde<span class=\"_ _1\"></span> activa (voorn<span class=\"_ _1\"></span>amelijk vas<span class=\"_ _1\"></span>tgoed voor be<span class=\"_ _1\"></span>leggingsdoelei<span class=\"_ _1\"></span>nden) aan e<span class=\"_ _1\"></span>xterne par<span class=\"_ _1\"></span>tijen op basis <span class=\"_ _1\"></span>van operat<span class=\"_ _1\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y1b79 ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">leaseov<span class=\"_ _0\"></span>ereenko<span class=\"_ _0\"></span>msten. D<span class=\"_ _0\"></span>e toeko<span class=\"_ _0\"></span>mstige m<span class=\"_ _0\"></span>inimale l<span class=\"_ _0\"></span>easete<span class=\"_ _0\"></span>rmijnen i<span class=\"_ _0\"></span>nzake n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">opzegbare overe<span class=\"_ _1\"></span>enkomsten b<span class=\"_ _1\"></span>edragen per<span class=\"_ _1\"></span> 31 december:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1b7a ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff286 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff286 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 679px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff286 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 679px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff289 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff289 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff286 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Tot 3 <span class=\"lsf1 ws116\">maanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y688 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 648px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 648px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 633px; z-index: 15;\">3 maanden tot 1 jaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 633px; z-index: 15;\">156<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 633px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 619px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 619px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 619px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 604px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 604px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 604px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 589px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 589px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 589px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 574px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 574px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 559px; z-index: 15;\">635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 559px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff288 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal niet verdisconteerde te ontvangen leasebetal<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 544px; z-index: 15;\">1.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b81 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b82 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b83 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een bedra<span class=\"_ _0\"></span>g van EUR 97<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">milj<span class=\"_ _0\"></span>oen in 2<span class=\"_ _0\"></span>022 van de t<span class=\"_ _0\"></span>otale <span class=\"_ _0\"></span>minimum<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gen te o<span class=\"_ _0\"></span>ntvange<span class=\"_ _0\"></span>n via niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">opzegbare<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>sten houdt verband met </span></span></span></div>\n<div class=\"t m0 x2c h64 y1b84 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terreinen, <span class=\"_ _1\"></span>gebouwen en u<span class=\"_ _1\"></span>itrusting (<span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">66 miljoen). De rest h<span class=\"_ _0\"></span>eeft betrek<span class=\"_ _0\"></span>king op vast<span class=\"_ _0\"></span>goedbe<span class=\"_ _0\"></span>leggin<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 471px; height: 635px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 471px; height: 635px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"_ _0\"></span>eningen</div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overheid en offici\u00eble in<span class=\"_ _0\"></span>stellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commerci\u00eble leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Polisbeleningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentedragende deposito's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Leningen aan banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verminderd met bijzondere<span class=\"_ _0\"></span> waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> leninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b87 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b88 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Commerci\u00eble <span class=\"_ _1\"></span>leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff28b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff28b fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _1\"></span>astr<span class=\"_ _1\"></span>uctu<span class=\"_ _1\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> commerc<span class=\"_ _0\"></span>i\u00eble le<span class=\"_ _0\"></span>ninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b91 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b92 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b93 ff28b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>kredietlijnen<span class=\"_ _1\"></span> verstrek<span class=\"_ _1\"></span>t voor een <span class=\"_ _1\"></span>totaalbedrag<span class=\"_ _1\"></span> van EUR 523<span class=\"_ _1\"></span> miljoen <span class=\"_ _1\"></span>(31 december <span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>1.024 miljoe<span class=\"_ _1\"></span>n). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b94 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b95 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Looptijden <span class=\"_ _1\"></span>Leasing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 327px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 327px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 296px; z-index: 15;\">7</div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 296px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 281px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 281px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 281px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 266px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 266px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 252px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 252px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28e fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble l<span class=\"_ _0\"></span>easev<span class=\"_ _0\"></span>orderi<span class=\"_ _0\"></span>ngen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 237px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 237px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 226px; height: 735px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 226px; height: 735px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 226px; height: 735px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 226px; height: 735px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 226px; height: 735px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 226px; height: 735px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 226px; height: 735px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff294 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Onderpand op <span class=\"_ _1\"></span>leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel geef<span class=\"_ _0\"></span>t een overz<span class=\"_ _0\"></span>icht van de o<span class=\"_ _0\"></span>ntvang<span class=\"_ _0\"></span>en onderp<span class=\"_ _0\"></span>anden en gar<span class=\"_ _0\"></span>anties al<span class=\"_ _0\"></span>s afdekk<span class=\"_ _0\"></span>ing voor len<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Totaal <span class=\"ws118\">kredietrisico op leningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Financi\u00eble instrumenten</span> </div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Overige onderpand en garanties</span> </div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Niet gegarandeerd uitstaand bedrag</span> </div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Meerwaarde onderpand t.o.v. kredietrisico (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1ba5 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de onderliggende <span class=\"ws129\">individuele lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1ba6 ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ba7 ff294 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Bijzondere waardevermindering op leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 501px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 605px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff296 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Terugname bijzondere <span class=\"ws116\">waardeverminde<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijvingen van oninbare<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff296 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x2c h64 y1baf ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1bb0 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1bb1 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van de<span class=\"_ _1\"></span> ontvangen o<span class=\"_ _1\"></span>nderpanden en<span class=\"_ _1\"></span> garanties<span class=\"_ _1\"></span> als afdekking<span class=\"_ _1\"></span> voor lenin<span class=\"_ _1\"></span>gen die onderh<span class=\"_ _1\"></span>evig zi<span class=\"lsed ws112\">jn aan </span><span class=\"ws113\">bijzondere </span></div>\n<div class=\"t m0 x2c h64 y1bb2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bb3 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Totaal uitstaand bedrag aan<span class=\"_ _0\"></span> leningen onderhevig aan<span class=\"_ _0\"></span> bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Uitstaand met bijzondere waar<span class=\"_ _0\"></span>deverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 558px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 528px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 528px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Meerwaarde onderpand en garanties t.o.v. bijzondere waardeve<span class=\"_ _0\"></span>rminderingen (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x2c h6e y1bb4 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de <span class=\"ws129\">onderliggende individuel<span class=\"_ _1\"></span>e lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 485px; height: 160px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 y1bb5 ff292 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Belange<span class=\"_ _0\"></span>n in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">geconsolideerde <span class=\"_ _1\"></span>gestructureerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span> </span> </span></div>\n<div class=\"t m0 x2c h64 y1bb6 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance houd<span class=\"_ _1\"></span>t, samen met Agea<span class=\"_ _1\"></span>s France, Ageas Por<span class=\"_ _1\"></span>tugal en</div>\n<div class=\"t m0 x2c h64 y1bb7 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Rei<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e notes die e<span class=\"_ _0\"></span>en belang ve<span class=\"_ _0\"></span><span class=\"lsef ws11d\">rtegenwoordi<span class=\"_ _1\"></span>gen (via d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1bb8 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gst van aflo<span class=\"_ _0\"></span>ssingen en r<span class=\"_ _0\"></span>ente) in ges<span class=\"_ _0\"></span>truct<span class=\"_ _0\"></span>ureerde ent<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n die niet</div>\n<div class=\"t m0 x2c h64 y1bb9 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gecon<span class=\"_ _1\"></span>solideerd. <span class=\"_ _1\"></span>De gestructureerd<span class=\"_ _1\"></span>e entiteit<span class=\"_ _1\"></span>en beleggen <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x2c h64 y1bba ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>eekvord<span class=\"_ _0\"></span>eringen e<span class=\"_ _0\"></span>n generere<span class=\"_ _0\"></span>n middel<span class=\"_ _0\"></span>en via de uitgif<span class=\"_ _0\"></span>te van not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bbb ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1bbc ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Behoudens de<span class=\"_ _1\"></span> notes hebbe<span class=\"_ _1\"></span>n AG Insur<span class=\"_ _1\"></span>ance, Ageas<span class=\"_ _1\"></span> France, Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y1bbd ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _1\"></span>en Ageas Por<span class=\"_ _1\"></span>tugal geen a<span class=\"_ _1\"></span>ndere belangen<span class=\"_ _1\"></span> in deze</div>\n<div class=\"t m0 x1d h64 y1bbe ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestructureerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>. De maxima<span class=\"_ _1\"></span>le verliesblo<span class=\"_ _1\"></span>otstelling<span class=\"_ _1\"></span> van AG</div>\n<div class=\"t m0 x1d h64 y1bbf ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance, A<span class=\"_ _1\"></span>geas France<span class=\"_ _1\"></span>, Ageas Reinsu<span class=\"_ _1\"></span>rance en Age<span class=\"_ _1\"></span>as Portuga<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x1d h64 y1bc0 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkt tot de<span class=\"_ _1\"></span> boekwaarde<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">van<span class=\"_ _1\"></span> de aangeho<span class=\"_ _1\"></span>uden notes<span class=\"_ _1\"></span> (EUR 2.729 </span></div>\n<div class=\"t m0 x1d h64 y1bc1 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 en EU<span class=\"_ _0\"></span>R 2.355 mil<span class=\"_ _0\"></span>joen per 31 dec<span class=\"_ _0\"></span>ember</div>\n<div class=\"t m0 x1d h64 y1bc2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 344px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 344px; height: 762px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 344px; height: 762px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 344px; height: 762px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 344px; height: 762px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 344px; height: 762px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 344px; height: 762px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">In<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>ester<span class=\"_ _0\"></span>ingen v<span class=\"_ _3\"></span>olgen<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">equit<span class=\"_ _2\"></span>y<span class=\"_ _0\"></span>-methode</div>\n<div class=\"t m0 x2c h75 y1a10 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">De volgende tabel geeft overzicht</div>\n<div class=\"t m0 x2c h75 y1a11 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van de belangrijkste bel<span class=\"_ _0\"></span>eggingen in</div>\n<div class=\"t m0 x2c h75 y1a12 ff29a fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">geassocieerde ondernemingen<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">en </span></span></div>\n<div class=\"t m0 x2c h75 y1a13 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">joint ventures<span class=\"ls101 ws130\">. Het percentage </span></div>\n<div class=\"t m0 x2c h75 y1a14 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">belang kan vari\u00ebren als e<span class=\"_ _0\"></span>r in een</div>\n<div class=\"t m0 x2c h75 y1a15 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">land verschillende g<span class=\"_ _0\"></span>eassocieerde</div>\n<div class=\"t m0 x2c h75 y1bc5 ff29a fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ondernemingen<span class=\"ls0 ws0\"> </span><span class=\"ws133\">e<span class=\"_ _1\"></span>n joint ventures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h75 y1bc6 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn waarin de Groep een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y1bc7 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">onderscheiden percentage van het</div>\n<div class=\"t m0 x2c h75 y1bc8 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">aandelenkapitaal in bezit h<span class=\"_ _0\"></span>eeft. <span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bc9 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bca ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x8 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 647px; bottom: 787px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang</span> </div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 716px; bottom: 802px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 802px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 744px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geassocieerde ondernemingen en<span class=\"_ _0\"></span> joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 756px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 741px; z-index: 15;\">Thailand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsf6 ws11b\">30,87<span class=\"_ _1\"></span>%</span> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 727px; z-index: 15;\">Maleisi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 712px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 697px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 682px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 731px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x173 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 667px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 652px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 637px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 623px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 608px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 593px; z-index: 15;\">Filipijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 578px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 563px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram General In<span class=\"_ _0\"></span>surance Company Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 548px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 548px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 548px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 548px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 534px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 534px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 534px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 534px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 534px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 519px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 519px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 519px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 519px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 519px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 504px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 504px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 504px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 788px; bottom: 504px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 489px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 489px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 713px; bottom: 474px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 474px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bd5 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd6 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd7 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2022 heef<span class=\"_ _0\"></span>t Ageas zi<span class=\"_ _0\"></span>jn belang in de j<span class=\"_ _0\"></span>oint ventu<span class=\"_ _0\"></span>re Ageas<span class=\"_ _0\"></span> Federal Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compan<span class=\"_ _0\"></span>y Ltd</div>\n<div class=\"t m0 x1ef h64 y1bd8 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AFLIC<span class=\"_ _0\"></span>) vergroot v<span class=\"_ _0\"></span>an 49% naar 74%<span class=\"_ _0\"></span>. Deze tran<span class=\"_ _0\"></span>sactie w<span class=\"_ _0\"></span>ordt besch<span class=\"_ _0\"></span>ouwd als een st<span class=\"_ _0\"></span>apsgew<span class=\"_ _0\"></span>ijze</div>\n<div class=\"t m0 x1ef h64 y1bd9 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overnam<span class=\"_ _0\"></span>e (step acqu<span class=\"_ _0\"></span>isition),<span class=\"_ _0\"></span> vandaa<span class=\"_ _0\"></span>r dat het voor<span class=\"_ _0\"></span>heen geho<span class=\"_ _0\"></span>uden bela<span class=\"_ _0\"></span>ng van 49% wor<span class=\"_ _0\"></span>dt behand<span class=\"_ _0\"></span>eld</div>\n<div class=\"t m0 x1ef h64 y1bda ff298 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsof h<span class=\"_ _0\"></span>et is afg<span class=\"_ _0\"></span>estoten (z<span class=\"_ _0\"></span>ie toe<span class=\"_ _0\"></span>lichting <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>ities e<span class=\"_ _0\"></span>n desinve<span class=\"_ _0\"></span>sterin<span class=\"_ _0\"></span>gen voor m<span class=\"_ _0\"></span>eer det<span class=\"_ _0\"></span>ails).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bdb ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bdc ff298 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas boekt<span class=\"_ _1\"></span>e in 2022 ee<span class=\"_ _1\"></span>n bijzondere <span class=\"_ _1\"></span>waardeverminder<span class=\"_ _1\"></span>ing van EU<span class=\"_ _1\"></span>R 29 milj<span class=\"_ _1\"></span>oen op het<span class=\"_ _1\"></span> belang in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef h64 y1bdd ff298 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _1\"></span> General Insuran<span class=\"_ _1\"></span>ce Company Limited.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 322px; height: 639px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 322px; height: 639px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 322px; height: 639px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 322px; height: 639px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 322px; height: 639px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff29d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hieronder word<span class=\"_ _1\"></span>t een ov<span class=\"_ _1\"></span>erzicht gege<span class=\"_ _1\"></span>ven van de <span class=\"_ _1\"></span><span class=\"ws11e\">investeringen<span class=\"_ _1\"></span> volgens de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">methode<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff29d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y694 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 1035px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 373px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 1050px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1035px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1065px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 1035px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 593px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 1050px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 1035px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 1065px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1050px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 1020px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 1020px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1006px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 975px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 975px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 975px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 975px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 975px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 975px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 975px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 960px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 960px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 960px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 960px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 960px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 960px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 960px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 960px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 945px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 945px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 945px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 945px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 945px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 945px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 945px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 945px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 945px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 931px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 931px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 931px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 931px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 931px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 931px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 931px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 916px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 916px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 916px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 916px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 916px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 916px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 916px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 916px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 916px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 901px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 344px; bottom: 901px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 901px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 901px; z-index: 15;\">7</div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 901px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 901px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 901px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 886px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 886px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 886px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 886px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 886px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 886px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 886px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 871px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 871px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 871px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 871px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 871px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 871px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 871px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 871px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 871px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 856px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 856px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 856px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 856px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 856px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 856px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 856px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 856px; z-index: 15;\">7</div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 842px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 842px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 842px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 842px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 842px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 842px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 842px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 842px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 827px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 827px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 827px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 827px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 827px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 827px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 827px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 812px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 812px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 812px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 812px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 812px; z-index: 15;\">5</div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 812px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 812px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 812px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 797px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 797px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 797px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 797px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 797px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 797px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 752px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 752px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 752px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 752px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 752px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 752px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x132 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 752px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 738px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 738px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 738px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 738px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 738px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 738px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 738px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 738px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 723px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 723px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 723px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 723px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 723px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 723px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 723px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bijbehorende goodwill en bij<span class=\"_ _0\"></span>zondere waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 693px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 678px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 678px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 663px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 663px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 663px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 588px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 372px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 603px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 588px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 618px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 603px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 573px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 588px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 592px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 603px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 588px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 618px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 603px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 573px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 573px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 559px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 528px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 528px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 528px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 528px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 528px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 528px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 640px; bottom: 528px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 528px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 528px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 513px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 513px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 513px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 513px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 513px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 513px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 513px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 513px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 498px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 498px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 498px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 498px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 498px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 498px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 498px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 498px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 498px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 484px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 484px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 484px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 484px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 484px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 484px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 484px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 469px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 469px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 469px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 469px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 469px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 469px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 469px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 454px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 454px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 454px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 454px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 454px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 454px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 454px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 454px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 439px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 439px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 439px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 439px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 439px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 439px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 439px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 439px; z-index: 15;\">6</div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 424px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 424px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 424px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 424px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 424px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 424px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 424px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 409px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 409px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 409px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 409px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 409px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 409px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 409px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 409px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 394px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 394px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 394px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 394px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 394px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 394px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 394px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 394px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 380px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 380px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 380px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 380px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 380px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 380px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 380px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 380px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 380px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 365px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 365px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 365px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 365px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 365px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a5 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 365px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 365px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 365px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 350px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 350px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 350px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 350px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 350px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 350px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 350px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 350px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 350px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 335px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 335px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 335px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 335px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 335px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 335px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 335px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 335px; z-index: 15;\">4</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 335px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 305px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 305px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 305px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 305px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 305px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 305px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 305px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 305px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 290px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 290px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 290px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 290px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 290px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 290px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 290px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 290px; z-index: 15;\">2</div>\n<div class=\"t m0 x47 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 290px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 276px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 276px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 276px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 276px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 276px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 276px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 276px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 261px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x2e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 246px; z-index: 15;\">Bijbehorende goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 246px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 231px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 231px; z-index: 15;\">5</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 231px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 216px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 216px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 216px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 205px; height: 901px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 205px; height: 901px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 205px; height: 901px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 205px; height: 901px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 205px; height: 901px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yfa1 ff2a2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">en joint vent<span class=\"_ _0\"></span>ures<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">zijn onderworpen a<span class=\"_ _1\"></span>an de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1bf9 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>dbeperk<span class=\"_ _0\"></span>ingen uit<span class=\"_ _0\"></span> hoofde van v<span class=\"_ _0\"></span>ereisten t<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x2c h64 y1bfa ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minimumv<span class=\"_ _0\"></span>ermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden g<span class=\"_ _0\"></span>esteld door d<span class=\"_ _0\"></span>e lokale</div>\n<div class=\"t m0 x2c h64 y1bfb ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar d<span class=\"lsef ws11d\">eze deelnemingen op<span class=\"_ _1\"></span>ereren. </span></div>\n<div class=\"t m0 x2c h64 y1bfc ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dividendbetalin<span class=\"_ _1\"></span>gen van deelnemin<span class=\"_ _1\"></span>gen worden soms onde<span class=\"_ _1\"></span>rworpen aan</div>\n<div class=\"t m0 x2c h64 y1bfd ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afspraken met<span class=\"_ _1\"></span> aandeelhouders<span class=\"_ _1\"></span> met de partners in de<span class=\"_ _1\"></span> onderneming. In</div>\n<div class=\"t m0 x2c h64 y1bfe ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1bff ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voordat he<span class=\"_ _1\"></span>t dividend wor<span class=\"_ _1\"></span>dt aangeko<span class=\"ws113\">ndi<span class=\"_ _1\"></span>gd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1c00 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c01 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen afspra<span class=\"_ _1\"></span>ken met aand<span class=\"_ _1\"></span>eelhouders (g<span class=\"_ _1\"></span>erelateerd <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x2c h64 y1c02 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x2c h64 y1c03 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng heeft) onder and<span class=\"_ _1\"></span>ere zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee7 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws11d\">specifieke be<span class=\"_ _0\"></span>palingen <span class=\"_ _0\"></span>over st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en of de u<span class=\"_ _0\"></span>itkeri<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yee8 ff2a2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws113\">g<span class=\"_ _1\"></span>esl<span class=\"ws11d\">oten period<span class=\"_ _1\"></span>es waarin a<span class=\"_ _1\"></span>lle partijen <span class=\"_ _1\"></span>in het b<span class=\"_ _1\"></span>ezit van a<span class=\"_ _1\"></span>andelen </span></span></span></div>\n<div class=\"t m0 x69 h64 yd4c ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 yd4d ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span> bij de overee<span class=\"_ _0\"></span>nkomst </span></span></div>\n<div class=\"t m0 x69 h64 yd4f ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inc<span class=\"_ _0\"></span>lusief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde meth<span class=\"_ _0\"></span>ode die voor</div>\n<div class=\"t m0 x69 h64 yd50 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws11d\">\u2018<span class=\"_ _1\"></span>earn out\u2019</span><span class=\"ff2a2\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">mechani<span class=\"_ _0\"></span>sme waarbi<span class=\"_ _0\"></span>j de oorsp<span class=\"_ _0\"></span>ronkeli<span class=\"_ _0\"></span>jke verko<span class=\"_ _0\"></span>per van de </span></span></span></div>\n<div class=\"t m0 x69 h64 yd52 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 yd53 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en worden ge<span class=\"_ _1\"></span>realiseerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd54 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsee ws112\">e<span class=\"_ _1\"></span>xclusiv<span class=\"lsef ws113\">iteitsbepalingen</span></span><span class=\"ff2a2\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">of niet</span>-<span class=\"lsef ws11d\">concurrentiebedingen <span class=\"_ _1\"></span>in verband </span></span></span></div>\n<div class=\"t m0 x69 h64 yd55 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de verkoop van<span class=\"_ _1\"></span> verzekeringsprodu<span class=\"_ _1\"></span>cten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd56 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd57 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126f ff2a2 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Royal Park<span class=\"_ _0\"></span> Investme<span class=\"_ _0\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff2a2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Na de ver<span class=\"_ _0\"></span>koop van<span class=\"_ _0\"></span> de activ<span class=\"_ _0\"></span>a en de af<span class=\"_ _0\"></span>wikkeli<span class=\"_ _0\"></span>ng van d<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n, blijft<span class=\"_ _0\"></span> de <span class=\"lsef\">overblijvende acti<span class=\"_ _1\"></span>viteit van <span class=\"_ _1\"></span>RPI voorna<span class=\"_ _1\"></span>melijk beperk<span class=\"_ _1\"></span>t tot de a<span class=\"_ _1\"></span>fwikkeling <span class=\"_ _1\"></span>van </span></div>\n<div class=\"t m0 x2c h64 y1c04 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechtsz<span class=\"_ _0\"></span>aken tege<span class=\"_ _0\"></span>n een aanta<span class=\"_ _0\"></span>l Amerikaa<span class=\"_ _0\"></span>nse financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>ellingen<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 802px; height: 304px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 802px; height: 304px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 802px; height: 304px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 802px; height: 304px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 802px; height: 304px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Her<span class=\"_ _1\"></span>v<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>ering en<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>orderingen</div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Aandeel <span class=\"lsf6 ws122\">her<span class=\"_ _1\"></span>verz<span class=\"_ _1\"></span>ekeraar<span class=\"_ _1\"></span>s in v<span class=\"_ _1\"></span>erplic<span class=\"_ _1\"></span>htin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">voor verzekerings</span>- <span class=\"lsf1 ws118\">en beleggingscontracten</span> </div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vorderingen op polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vorderingen inzake commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vorderingen op tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Vorderingen uit hoofde van <span class=\"ws116\">he<span class=\"_ _0\"></span>rverzekering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2a9 fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onder \u2018Over<span class=\"_ _1\"></span>ige\u2019 vallen<span class=\"_ _1\"></span> BTW en a<span class=\"_ _1\"></span>ndere indirecte<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span>, alsook de<span class=\"_ _1\"></span> vooruitbetaling<span class=\"_ _1\"></span> van EUR <span class=\"_ _1\"></span>0,3 miljoen<span class=\"_ _1\"></span> (2021: <span class=\"lsed\">EUR 109 milj<span class=\"_ _0\"></span>oen) aan S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y1a29 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Forsettlemen<span class=\"_ _1\"></span>t (zie toeli<span class=\"_ _1\"></span>chting 25 Vo<span class=\"_ _1\"></span>orzieningen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1c09 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Verloop van de bijzond<span class=\"_ _0\"></span>ere waardeverminderingen op he<span class=\"_ _0\"></span>rverzekering en overige <span class=\"_ _0\"></span>vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 558px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 558px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2a9 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y68f ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 527px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y68f ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 786px; bottom: 527px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Toename bijzondere <span class=\"ws116\">waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Terugname bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 498px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 498px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Afschrijvingen van niet<span class=\"ls0 ws0\">-</span>inbare bedragen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 483px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 468px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 468px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2a9 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y685 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 453px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y685 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 786px; bottom: 453px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c0c ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c0d ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 406px; z-index: 15;\">Verloop in het aandeel<span class=\"_ _0\"></span> herverzekeraars in ver<span class=\"_ _0\"></span>plichtingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e3 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e3 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 391px; z-index: 15;\">voor verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws118\">en beleggingscontracten <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 391px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 391px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 361px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 361px; z-index: 15;\">720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 346px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y683 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 331px; z-index: 15;\">176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 331px; z-index: 15;\">179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68d ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 316px; z-index: 15;\">1</div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 316px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 301px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 301px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 287px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 287px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 287px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2a6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige net<span class=\"_ _1\"></span>to<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">t<span class=\"_ _1\"></span>oevoegingen via de re<span class=\"_ _0\"></span>sultatenrekening<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x17 h67 y68f ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 272px; z-index: 15;\">8</div>\n<div class=\"t m0 x73 h67 y68f ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 272px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Omrekeningsverschillen en overige <span class=\"ws116\">aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 257px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 257px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 242px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 242px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 231px; height: 730px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 231px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 231px; height: 730px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 231px; height: 730px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">en o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige a<span class=\"_ _0\"></span>ctiv<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x15d h67 y1437 ff2ac fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2ac fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overlopende acquisitiekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 786px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 786px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende overige kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor <span class=\"ws116\">afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vastgoed aangehouden voor ve<span class=\"_ _0\"></span>rkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Activa voor plannen met va<span class=\"_ _0\"></span>ste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2ac fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 697px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 697px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2af fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68d ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff2af fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Overlopende<span class=\"_ _1\"></span> baten betre<span class=\"_ _1\"></span>ffen met name<span class=\"_ _1\"></span> overlopende<span class=\"_ _1\"></span> renteopbreng<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x2c h64 y1a29 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op overheid<span class=\"_ _1\"></span>sobligaties (20<span class=\"_ _1\"></span>22: EUR<span class=\"ls0 ws0\"> </span>634<span class=\"_ _1\"></span> miljoen; 20<span class=\"_ _1\"></span>21: EUR 6<span class=\"_ _1\"></span>57</div>\n<div class=\"t m0 x2c h64 y1c09 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen), be<span class=\"_ _1\"></span>drijfsobligatie<span class=\"_ _1\"></span>s (2022: E<span class=\"_ _1\"></span>UR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">198 miljoen;<span class=\"_ _0\"></span> 2021: EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">212 </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1c1a ff2ac fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c1b ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1c1c ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De lijn <span class=\"_ _1\"></span>\u2018Overige\u2019 bestaa<span class=\"_ _1\"></span>t voorname<span class=\"_ _1\"></span>lijk uit gebou<span class=\"_ _1\"></span>wen<span class=\"ls0 ws0\"> </span>beschi<span class=\"_ _1\"></span>kbaar voor</div>\n<div class=\"t m0 x1d h64 y1c1d ff2ac fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 y1c1e ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1c1f ff2ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Zie ook toel<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g 27 Derivat<span class=\"_ _0\"></span>en voor nad<span class=\"_ _0\"></span>ere detai<span class=\"_ _0\"></span>ls.</div>\n<div class=\"t m0 x2c h64 y1c20 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1c21 ff2ac fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Overlo<span class=\"_ _0\"></span>pende acq<span class=\"_ _0\"></span>uisitiek<span class=\"_ _0\"></span>osten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c22 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2af fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Overige aankopen en verkopen<span class=\"_ _0\"></span> van activiteiten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Overige aanpassingen inclusief <span class=\"ws116\">omrekeningsverschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2af fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 333px; height: 628px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 333px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 333px; height: 628px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 333px; height: 628px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">Materi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls13f ws17f\" style=\"z-index: 15;\">va<span class=\"_ _1\"></span>s<span class=\"_ _1\"></span>t<span class=\"_ _1\"></span>e<span class=\"_ _2\"></span> ac<span class=\"_ _1\"></span>t<span class=\"_ _2\"></span>i<span class=\"_ _1\"></span>va</div>\n<div class=\"t m0 x2c h75 y1a10 ff2b4 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Tot materi\u00eble vaste acti<span class=\"_ _0\"></span>va behoren</div>\n<div class=\"t m0 x2c h75 y1a11 ff2b4 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">kantoorgebouwen en openbare</div>\n<div class=\"t m0 x2c h75 y1a12 ff2b4 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">parkeergarages.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b47 ff2b2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b48 ff2b2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y1437 ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 577px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1437 ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x48 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x48 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x259 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 786px; z-index: 15;\">1.430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x259 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 786px; z-index: 15;\">1.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Terreinen en gebouwen voor<span class=\"_ _0\"></span> eigen gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fe h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 771px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 771px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Verbeteringen aan gehuurde<span class=\"_ _0\"></span> objecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y69a ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 756px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y69a ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 756px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Apparatuur, motorvoertuigen en IT<span class=\"ls0 ws0\">-</span><span class=\"ws116\">apparatuur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fe h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 741px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2b5 fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x259 h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 727px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x259 h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 727px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1c30 ff2b2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1c31 ff2b2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 557px; bottom: 679px; z-index: 15;\">Terreinen en gebouwen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 566px; bottom: 665px; z-index: 15;\">voor eigen gebruik en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68b ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 589px; bottom: 650px; z-index: 15;\">parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 749px; bottom: 679px; z-index: 15;\">Apparatuur, <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 730px; bottom: 665px; z-index: 15;\">motorvoertuigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws118\" style=\"left: 729px; bottom: 650px; z-index: 15;\">en IT<span class=\"ls0 ws0\">-</span><span class=\"ws116\">apparatuur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68d ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 325px; bottom: 619px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 530px; bottom: 619px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 634px; z-index: 15;\">Geleased<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 593px; bottom: 619px; z-index: 15;\">(gebruiksrecht)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 619px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 756px; bottom: 634px; z-index: 15;\">Geleased<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 737px; bottom: 619px; z-index: 15;\">(gebruiksrecht)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y6e8 ff2b6 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y6e8 ff2b6 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y6e8 ff2b6 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y6e8 ff2b6 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2b5 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 589px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 556px; bottom: 589px; z-index: 15;\">1.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 589px; z-index: 15;\">641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 589px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y68b ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 589px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 574px; z-index: 15;\">Overdracht naar activa<span class=\"ff2b5 fce ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y694 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y694 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y694 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y694 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 559px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden voor verkoop </span> </div>\n<div class=\"t m0 x63 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y68f ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 559px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68f ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 559px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 544px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 564px; bottom: 544px; z-index: 15;\">378<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 544px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 544px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 529px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 569px; bottom: 529px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 529px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 529px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 529px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 515px; z-index: 15;\">Terugname door desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 564px; bottom: 515px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 515px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 708px; bottom: 515px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 515px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 500px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 569px; bottom: 500px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 500px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 500px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2b5 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 485px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 556px; bottom: 485px; z-index: 15;\">2.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 485px; z-index: 15;\">748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 485px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 485px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 455px; z-index: 15;\">Cumulatieve afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 440px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">pe<span class=\"_ _1\"></span>r 1 janu<span class=\"_ _1\"></span>ari</span> </div>\n<div class=\"t m0 x16c h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 440px; z-index: 15;\">(767)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 631px; bottom: 440px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 440px; z-index: 15;\">(245)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 440px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2b2 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 426px; z-index: 15;\">Overdracht naar activa<span class=\"ff2b5 fce ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 411px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden voor verkoop </span> </div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 411px; z-index: 15;\">5</div>\n<div class=\"t m0 x203 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 718px; bottom: 411px; z-index: 15;\">3</div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 396px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a4 h67 y68b ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 396px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y68b ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 396px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 381px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 564px; bottom: 381px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 381px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 708px; bottom: 381px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 381px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2b2 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 366px; z-index: 15;\">Teru<span class=\"_ _1\"></span>gname <span class=\"_ _1\"></span><span class=\"lsf3 ws120\">afs<span class=\"_ _1\"></span>chrijv<span class=\"_ _1\"></span>ing<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">door desinvesteringen</span> </div>\n<div class=\"t m0 x203 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 574px; bottom: 351px; z-index: 15;\">2</div>\n<div class=\"t m0 x203 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 351px; z-index: 15;\">7</div>\n<div class=\"t m0 x202 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 351px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 351px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y68f ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 336px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 336px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 718px; bottom: 336px; z-index: 15;\">4</div>\n<div class=\"t m0 x203 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 336px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y694 ff2b5 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 322px; z-index: 15;\">Cumulatieve afschrijvingen<span class=\"ff2b2 fc14 ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 307px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">per 31 december</span> </div>\n<div class=\"t m0 x16c h69 y680 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 307px; z-index: 15;\">(814)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y680 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 631px; bottom: 307px; z-index: 15;\">(219)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y680 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 307px; z-index: 15;\">(257)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h69 y680 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 307px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2b5 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 277px; z-index: 15;\">Cumulatieve bijzondere<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 262px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">waardevermindering</span> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 247px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">pe<span class=\"_ _1\"></span>r 1 janu<span class=\"_ _1\"></span>ari</span> </div>\n<div class=\"t m0 x16b h69 y69a ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 564px; bottom: 247px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 232px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 232px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2b5 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 218px; z-index: 15;\">Cumulatieve bijzondere<span class=\"ff2b2 fc14 ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 218px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 218px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 218px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 218px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 203px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">waardeverminderingen</span><span class=\"ff2b2 fc14\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 203px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 203px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 203px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 203px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 188px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">per 31 december</span> </div>\n<div class=\"t m0 x16b h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 564px; bottom: 188px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 188px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 188px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 188px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 158px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 556px; bottom: 158px; z-index: 15;\">1.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 158px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 158px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 158px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 147px; height: 814px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 147px; height: 814px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x162 h67 y694 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1082px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68b ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 511px; bottom: 1096px; z-index: 15;\">Terreinen en gebouwen voor<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y694 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 494px; bottom: 1082px; z-index: 15;\">eigen gebruik en parke<span class=\"_ _0\"></span>ergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff2b9 fs46 fce sc0 lsf1 ws118\" style=\"left: 683px; bottom: 1096px; z-index: 15;\">Apparatuur, motorvoertuigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff2b9 fs46 fce sc0 lsf1 ws118\" style=\"left: 730px; bottom: 1082px; z-index: 15;\">en IT<span class=\"ls0 ws0\">-</span><span class=\"ws116\">apparatuur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68f ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1051px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 491px; bottom: 1051px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 491px; bottom: 1051px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 586px; bottom: 1066px; z-index: 15;\">Geleased<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1051px; z-index: 15;\">(gebruiksrecht)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 662px; bottom: 1051px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 1066px; z-index: 15;\">Geleased<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 736px; bottom: 1051px; z-index: 15;\">(gebruiksrecht)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bc fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bc fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bc fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bc fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2bb fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h69 y694 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 517px; bottom: 1021px; z-index: 15;\">1.938<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y694 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 1021px; z-index: 15;\">613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y694 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 696px; bottom: 1021px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y694 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 1021px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1006px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1006px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 1006px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 1006px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 991px; z-index: 15;\">Terugname door <span class=\"ws116\">desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 991px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 991px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 991px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 991px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 976px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 976px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2bb fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 961px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 517px; bottom: 961px; z-index: 15;\">1.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 961px; z-index: 15;\">641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 696px; bottom: 961px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 961px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2bb fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Cumula<span class=\"_ _0\"></span>tieve<span class=\"_ _0\"></span> afschri<span class=\"_ _0\"></span>jvinge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 520px; bottom: 932px; z-index: 15;\">(738)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 932px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 932px; z-index: 15;\">(247)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 932px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 917px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 917px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 917px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 917px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 917px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2b9 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 902px; z-index: 15;\">Teru<span class=\"_ _1\"></span>gname <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">afschrijving door desinvesteringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y688 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 902px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 902px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 902px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 902px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 887px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 887px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y683 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 887px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y683 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Cumulatieve afschrijvingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 520px; bottom: 872px; z-index: 15;\">(767)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 872px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 872px; z-index: 15;\">(245)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 872px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 524px; bottom: 842px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 842px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 700px; bottom: 842px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y68b ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 828px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 828px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y68d ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 828px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 813px; z-index: 15;\">Cumulatieve bijzondere waardeverminderingen per 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68f ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 524px; bottom: 813px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y68f ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h69 y680 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 517px; bottom: 783px; z-index: 15;\">1.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 783px; z-index: 15;\">470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y680 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 700px; bottom: 783px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y680 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 783px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c62 ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c63 ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1c64 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">1<span class=\"_ _1\"></span>59<span class=\"ls0 ws0\"> </span></span>miljoen<span class=\"_ _1\"></span> van de ma<span class=\"_ _1\"></span>teri\u00eble vaste<span class=\"_ _1\"></span> activa i<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y1c65 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verpan<span class=\"_ _0\"></span>d als zekerh<span class=\"_ _0\"></span>eid (31 decem<span class=\"_ _0\"></span>ber 2021: EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>166 miljo<span class=\"_ _0\"></span>en). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 711px; height: 40px; width: 318px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1c66 ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c67 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vastgoed, <span class=\"_ _1\"></span>met uitzondering<span class=\"_ _1\"></span> van parke<span class=\"_ _1\"></span>ergarages, wor<span class=\"_ _1\"></span>den elk ja<span class=\"_ _1\"></span>ar extern</div>\n<div class=\"t m0 x2c h64 y1c68 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewaar<span class=\"_ _0\"></span>deerd, wa<span class=\"_ _0\"></span>arbij de onaf<span class=\"_ _0\"></span>hankel<span class=\"_ _0\"></span>ijke taxate<span class=\"_ _0\"></span>urs elke d<span class=\"_ _0\"></span>rie ja<span class=\"ws111\">ar </span></div>\n<div class=\"t m0 x2c h64 y1c69 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewijzigd w<span class=\"_ _1\"></span>orden. De re<span class=\"_ _1\"></span>\u00eble waarde <span class=\"_ _1\"></span>is gebaseerd<span class=\"_ _1\"></span> op niveau<span class=\"_ _1\"></span> 3<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1c6a ff2b9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c6b ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c6c ff2b9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas bepaal<span class=\"_ _1\"></span>t de re\u00eble waarde van pa<span class=\"_ _1\"></span>rkeergarages aan d<span class=\"_ _1\"></span>e hand van in<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1c6d ff2b9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">housemodellen<span class=\"_ _1\"></span> die ook niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">waarneembare<span class=\"_ _1\"></span> marktgegevens <span class=\"_ _1\"></span>gebruiken </span></div>\n<div class=\"t m0 x2c h64 y1c6e ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(niveau 3<span class=\"_ _0\"></span>). De re<span class=\"lsef ws11e\">\u00eble waarden die hierui<span class=\"_ _1\"></span>t voortvloeien worden<span class=\"_ _1\"></span> aangepast </span></div>\n<div class=\"t m0 x1d h64 y1c6f ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de hand<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>beschikbare m<span class=\"_ _1\"></span>arktgegevens<span class=\"_ _1\"></span> en/of trans<span class=\"_ _1\"></span>acties.</div>\n<div class=\"t m0 x1d h64 y1c70 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Niveau 3 w<span class=\"_ _1\"></span>aarderingstec<span class=\"_ _1\"></span>hnieken worden<span class=\"_ _1\"></span> gebruikt <span class=\"_ _1\"></span>voor de waarde<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x1d h64 y1c71 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van parkeerga<span class=\"_ _1\"></span>rages, voor<span class=\"_ _1\"></span>namelijk met <span class=\"_ _1\"></span>verdisconteerd<span class=\"_ _1\"></span>e kasstromen.<span class=\"_ _1\"></span> Bij</div>\n<div class=\"t m0 x1d h64 y1c72 ff2b9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"lsef ws11e\">bepaling van de v<span class=\"_ _1\"></span>erwachte kasstrom<span class=\"_ _1\"></span>en van parkeerga<span class=\"_ _1\"></span>rages wordt </span></div>\n<div class=\"t m0 x1d h64 y1c73 ff2b9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">met een a<span class=\"_ _0\"></span>antal f<span class=\"_ _0\"></span>actoren <span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g gehoud<span class=\"_ _0\"></span>en, zoals<span class=\"_ _0\"></span> de verw<span class=\"_ _0\"></span>achte i<span class=\"_ _0\"></span>nflatie</div>\n<div class=\"t m0 x1d h64 y1c74 ff2b9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en econ<span class=\"_ _0\"></span>omische g<span class=\"_ _0\"></span>roei va<span class=\"_ _0\"></span>n afzond<span class=\"_ _0\"></span>erlijke <span class=\"_ _0\"></span>parkeert<span class=\"_ _0\"></span>errei<span class=\"_ _0\"></span>nen. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1c75 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">netto kasst<span class=\"_ _1\"></span>romen worden<span class=\"_ _1\"></span> verdisconteerd<span class=\"_ _1\"></span> aan de <span class=\"_ _1\"></span>hand va<span class=\"lsed ws112\">n voor risico </span></div>\n<div class=\"t m0 x1d h64 y1c76 ff2b9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecorri<span class=\"_ _0\"></span>geerde d<span class=\"_ _0\"></span>isconte<span class=\"_ _0\"></span>ringsvo<span class=\"_ _0\"></span>eten. O<span class=\"_ _0\"></span>m de disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet te<span class=\"_ _0\"></span> bepalen</div>\n<div class=\"t m0 x1d h64 y1c77 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt met ee<span class=\"_ _0\"></span>n aantal fact<span class=\"_ _0\"></span>oren rek<span class=\"_ _0\"></span>ening ge<span class=\"_ _0\"></span>houden zoa<span class=\"_ _0\"></span>ls de kwalit<span class=\"_ _0\"></span>eit van</div>\n<div class=\"t m0 x1d h64 y1c78 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de parkee<span class=\"_ _0\"></span>rgarage en d<span class=\"_ _0\"></span>e locatie e<span class=\"_ _0\"></span>rvan.</div>\n<div class=\"t m0 x2c h64 y1c79 ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c7a ff2b9 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waarde<span class=\"_ _1\"></span> van terre<span class=\"_ _1\"></span>inen en gebouw<span class=\"_ _1\"></span>en voor ei<span class=\"_ _1\"></span>gen gebrui<span class=\"_ _1\"></span>k en p<span class=\"ws113\">arkeerg<span class=\"_ _1\"></span>arages<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1c7b ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y680 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 500px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y680 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 500px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Totaal re\u00eble waarde van terreinen en gebouwen vooreigen gebru<span class=\"_ _0\"></span>ik en parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 469px; z-index: 15;\">2.261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 469px; z-index: 15;\">1.837<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Totale boekwaarde (inclusief lea<span class=\"_ _0\"></span>severplichting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 454px; z-index: 15;\">1.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 454px; z-index: 15;\">1.114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Bruto ongerealiseerde winsten en <span class=\"lsf6 ws11b\">verli<span class=\"_ _1\"></span>ezen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y6e3 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 440px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6e3 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 440px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 425px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 425px; z-index: 15;\">(176)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c6 ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 410px; z-index: 15;\">Netto ongerealiseerd(e) winst/verlies (niet opgen<span class=\"_ _0\"></span>omen in eigen vermogen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c6 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 410px; z-index: 15;\">563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c6 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 410px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 399px; height: 706px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 399px; height: 706px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>n o<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls9e wsb9\" style=\"z-index: 15;\">im<span class=\"_ _1\"></span>m<span class=\"_ _1\"></span>ateri<span class=\"_ _1\"></span>\u00ebl<span class=\"_ _1\"></span>e act<span class=\"_ _1\"></span>i<span class=\"_ _1\"></span>va</div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Serviceconcessies openbare parkeergar<span class=\"_ _0\"></span>ages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c90 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c91 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c92 ff2be fs71 fc14 sc0 ls147 ws189\" style=\"z-index: 15;\">In <span class=\"ls140 ws18a\">2022 verhoo<span class=\"_ _1\"></span>gde Ageas haar belang<span class=\"_ _1\"></span> in de joint ventu<span class=\"_ _1\"></span>re Ageas Federal </span></div>\n<div class=\"t m0 x2c hb8 y1c93 ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Life Insurance<span class=\"_ _1\"></span> Company Ltd (AFLIC) v<span class=\"_ _1\"></span>an 49% naar 74%. Naar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1c94 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aanlei<span class=\"_ _0\"></span>ding van dez<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ie is een goodw<span class=\"_ _0\"></span>ill van EU<span class=\"_ _0\"></span>R 5 miljoen</div>\n<div class=\"t m0 x2c hb8 y1c95 ff2be fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c96 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c97 ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Er werd<span class=\"_ _0\"></span>en licent<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>orven a<span class=\"_ _0\"></span>ls gevol<span class=\"_ _0\"></span>g van de b<span class=\"_ _0\"></span>edrijfs<span class=\"_ _0\"></span>combinat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x2c hb8 y1c98 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Anima Gr<span class=\"_ _0\"></span>oup. Deze im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a zijn opgeno<span class=\"_ _0\"></span>men onde<span class=\"_ _0\"></span>r \"Overige</div>\n<div class=\"t m0 x1d hb8 y1c99 ff2be fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>ri\u00eble <span class=\"ls141 ws181\">vaste <span class=\"ls140 ws18b\">activa\" en<span class=\"_ _1\"></span> hebben een<span class=\"_ _1\"></span> onbepaalde<span class=\"_ _1\"></span> levensduur. O<span class=\"_ _1\"></span>p 31 </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9a ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">decembe<span class=\"_ _0\"></span>r 2022 werd g<span class=\"_ _0\"></span>etest op waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>minderi<span class=\"_ _0\"></span>ng en werd ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d hb8 y1c9b ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">bedrag va<span class=\"_ _0\"></span>n EUR 0,4 mil<span class=\"_ _0\"></span>joen aan waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>min<span class=\"ls140 ws18b\">dering geboekt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9c ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1c9d ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Mutatie<span class=\"_ _0\"></span>s in goo<span class=\"_ _0\"></span>dwill, VO<span class=\"_ _0\"></span>BA en serv<span class=\"_ _0\"></span>iceco<span class=\"_ _0\"></span>ncessie<span class=\"_ _0\"></span>s openba<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1d hb8 y1c9e ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s zijn onderstaan<span class=\"_ _1\"></span>d vermeld.</div>\n<div class=\"t m0 x2c hb8 y1c9f ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1ca0 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 426px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 575px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y68b ff2be fs72 fce sc0 ls144 ws184\" style=\"left: 409px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y694 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 693px; bottom: 523px; z-index: 15;\">Openbare parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 724px; bottom: 508px; z-index: 15;\">Servicecon<span class=\"_ _0\"></span>cessies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 379px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 454px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 528px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 679px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 754px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 713px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Terugname door desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 711px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 488px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Cumula<span class=\"_ _0\"></span>tieve<span class=\"_ _0\"></span> afschri<span class=\"_ _0\"></span>jvinge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 314px; z-index: 15;\">Afschrijvingslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 314px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 314px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 314px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 314px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 284px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Cumulatieve afschrijvingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 239px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 210px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 210px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 210px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls149 ws18e\" style=\"left: 69px; bottom: 195px; z-index: 15;\">Cumulatieve bijzondere <span class=\"ls143 ws18d\">waardeverminderingen per 31 december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y683 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 637px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 154px; height: 807px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 154px; height: 807px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill word<span class=\"_ _1\"></span>t jaarlijks<span class=\"_ _1\"></span> aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t jaar ge<span class=\"_ _1\"></span>toetst op <span class=\"ws113\">bi<span class=\"_ _1\"></span>jzondere </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen door <span class=\"_ _1\"></span>vergelijking v<span class=\"_ _1\"></span>an de opbr<span class=\"_ _1\"></span>engstwaarde van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kasstroomgener<span class=\"_ _1\"></span>erende eenheden<span class=\"_ _1\"></span> (CGU) me<span class=\"_ _1\"></span>t hun boekwaar<span class=\"_ _1\"></span>de. De</div>\n<div class=\"t m0 x2c h64 y8a9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengstwaard<span class=\"_ _1\"></span>e is de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> verminderd<span class=\"_ _1\"></span> met verkoopko<span class=\"_ _1\"></span>sten of</div>\n<div class=\"t m0 x2c h64 y8aa ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e in gebruik<span class=\"_ _0\"></span> als deze hoge<span class=\"_ _0\"></span>r is. Het type v<span class=\"_ _0\"></span>an <span class=\"lsef ws11e\">de overgenomen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>ming, het niv<span class=\"_ _0\"></span>eau van de op<span class=\"_ _0\"></span>eratio<span class=\"_ _0\"></span>nele integ<span class=\"_ _0\"></span>ratie en gez<span class=\"_ _0\"></span>amenlij<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 y8ac ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">management <span class=\"_ _1\"></span>zijn bepalend<span class=\"_ _1\"></span> voor de de<span class=\"_ _1\"></span>fini\u00ebring <span class=\"_ _1\"></span>van een CGU.<span class=\"_ _1\"></span> Op basis</div>\n<div class=\"t m0 x2c h64 y8ad ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _1\"></span>criteria he<span class=\"_ _1\"></span>eft Ageas CGU<span class=\"_ _1\"></span>\u2019s op landn<span class=\"_ _1\"></span>iveau aangemerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee7 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De realiseerbare<span class=\"_ _1\"></span> waarde van een CGU wo<span class=\"_ _1\"></span>rdt<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">bepaald<span class=\"_ _1\"></span> door bere<span class=\"_ _1\"></span>kening </span></div>\n<div class=\"t m0 x1d h64 yee8 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de co<span class=\"_ _0\"></span>ntante <span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>oekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x1d h64 yee9 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die CGU. De b<span class=\"_ _0\"></span>elangrij<span class=\"_ _0\"></span>kste aan<span class=\"_ _0\"></span>names die z<span class=\"_ _0\"></span>ijn gebruik<span class=\"_ _0\"></span>t in het</div>\n<div class=\"t m0 x1d h64 yd4c ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>oommodel <span class=\"_ _0\"></span>zijn af<span class=\"_ _0\"></span>hankelij<span class=\"_ _0\"></span>k van de i<span class=\"_ _0\"></span>nputge<span class=\"_ _0\"></span>gevens d<span class=\"_ _0\"></span>ie versc<span class=\"_ _0\"></span>hillend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd4d ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble en<span class=\"_ _1\"></span> economische varia<span class=\"_ _1\"></span>belen weerspiegel<span class=\"_ _1\"></span>en, zoals de</div>\n<div class=\"t m0 x1d h64 yd4e ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risicov<span class=\"_ _0\"></span>rije rente<span class=\"_ _0\"></span> in een land en ee<span class=\"_ _0\"></span>n premie di<span class=\"_ _0\"></span>e het inhere<span class=\"_ _0\"></span>nte risico va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4f ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de betreff<span class=\"_ _0\"></span>ende enti<span class=\"_ _0\"></span>teit weer<span class=\"_ _0\"></span>geeft. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd50 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd51 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Deze variabe<span class=\"_ _1\"></span>len worden <span class=\"_ _1\"></span>bepaald op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> een beoordelin<span class=\"_ _1\"></span>g door het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd52 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">management. Ind<span class=\"_ _1\"></span>ien <span class=\"ws11d\">een ondernem<span class=\"_ _1\"></span>ing een beur<span class=\"_ _1\"></span>snotering <span class=\"_ _1\"></span>kent, wordt<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yd53 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktwa<span class=\"_ _0\"></span>arde eve<span class=\"_ _0\"></span>neens als el<span class=\"_ _0\"></span>ement in de ev<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>e betrokk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 yd54 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd55 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd56 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de samens<span class=\"_ _1\"></span>telling van de good<span class=\"_ _1\"></span>will en de bijzond<span class=\"_ _1\"></span>ere waardeverminder<span class=\"_ _1\"></span>ingen van de belangr<span class=\"_ _1\"></span>ijkste kasstroom<span class=\"ws11d\">ge<span class=\"_ _1\"></span>nererende eenhed<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd57 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 322px; bottom: 844px; z-index: 15;\">Bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 318px; bottom: 830px; z-index: 15;\">goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 364px; bottom: 844px; z-index: 15;\">Bijzondere waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 380px; bottom: 830px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff2c4 fs46 fce sc0 ls134 ws170\" style=\"left: 502px; bottom: 844px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 498px; bottom: 830px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 830px; z-index: 15;\">Bedrijfsonderdeel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 707px; bottom: 844px; z-index: 15;\">Methode gebruikt voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 712px; bottom: 830px; z-index: 15;\">realiseerbare waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c4 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 814px; z-index: 15;\">Kasstroom genererende eenheid (CGU)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 441px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 526px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 659px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 799px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 799px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 799px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 784px; z-index: 15;\">Ageas <span class=\"lsfb ws123\">(VK)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 784px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 431px; bottom: 784px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 784px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 784px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 784px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 341px; bottom: 770px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 770px; z-index: 15;\">3</div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 770px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 770px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 755px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 431px; bottom: 755px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 755px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 535px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc7 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc8 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cc9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor Ageas<span class=\"_ _1\"></span> Portugal be<span class=\"_ _1\"></span>draagt de good<span class=\"_ _1\"></span>will EUR <span class=\"_ _1\"></span>337 miljoen<span class=\"_ _1\"></span> (2021:</div>\n<div class=\"t m0 x2c h64 y1cca ff2c4 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">337<span class=\"_ _1\"></span></span> <span class=\"ls107 ws13e\">miljoen<span class=\"_ _1\"></span>).</span> </span></div>\n<div class=\"t m0 x2c h64 y1ccb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ccc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedrij<span class=\"_ _1\"></span>fswaarde word<span class=\"_ _1\"></span>t gebruikgemaa<span class=\"_ _1\"></span>kt van</div>\n<div class=\"t m0 x2c h64 y1ccd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cce ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x2c h64 y1ccf ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cd0 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cd1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De schatti<span class=\"_ _1\"></span>ngen voor de<span class=\"_ _1\"></span> periode daarn<span class=\"_ _1\"></span>a zij<span class=\"ws11e\">n ge\u00ebxtr<span class=\"_ _1\"></span>apoleerd op basis<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y1cd2 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een groei<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 2,0 pr<span class=\"_ _0\"></span>ocent,<span class=\"_ _0\"></span> een inschatt<span class=\"_ _0\"></span>ing van de v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1cd3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e in Portug<span class=\"_ _0\"></span>al. De gebrui<span class=\"_ _0\"></span>kte discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet va<span class=\"_ _0\"></span>n 8,<span class=\"ls0 ws0\">6</span>% (2021: 8,9</div>\n<div class=\"t m0 x2c h64 y1cd4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procent) i<span class=\"_ _1\"></span>s gebaseerd<span class=\"_ _1\"></span> op de gemi<span class=\"_ _1\"></span>ddeld<span class=\"ls0 ws0\">e </span><span class=\"lsed\">risicovrije r<span class=\"_ _0\"></span>entevo<span class=\"_ _0\"></span>et, de </span></div>\n<div class=\"t m0 x2c h64 y1cd5 ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>prem<span class=\"lsed ws112\">ie en een b\u00e8ta<span class=\"ls0 ws0\">-</span>c<span class=\"_ _0\"></span>o\u00ebffici<span class=\"_ _0\"></span>\u00ebnt. Uit de to<span class=\"_ _0\"></span>ets op bijzo<span class=\"_ _0\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1cd6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x2c h64 y1cd7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van de CG<span class=\"_ _0\"></span>U inclusi<span class=\"_ _0\"></span>ef goodwil<span class=\"_ _0\"></span>l overtrof.<span class=\"_ _0\"></span> Er was derh<span class=\"_ _0\"></span>alve</div>\n<div class=\"t m0 x2c h64 y1cd8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen aanleid<span class=\"_ _1\"></span>ing voor een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminder<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cd9 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l voor <span class=\"lsef ws11e\">Ageas Portugal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1cda ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cdb ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x2c h64 y1cdc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor Ageas P<span class=\"_ _1\"></span>ortugal nog<span class=\"_ _1\"></span> steeds</div>\n<div class=\"t m0 x2c h64 y1cdd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geen bijzondere<span class=\"_ _1\"></span> waardeverminderi<span class=\"_ _1\"></span>ng moeten ondergaan<span class=\"_ _1\"></span> als de groei</div>\n<div class=\"t m0 x2c h64 y1cde ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">grotendeels <span class=\"_ _1\"></span>negatief wa<span class=\"_ _1\"></span>s of de di<span class=\"_ _1\"></span>sconteringsvoe<span class=\"_ _1\"></span>t met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">meer dan </span></span><span class=\"ws113\">10<span class=\"ls105 ws135\">,6% </span></span></div>\n<div class=\"t m0 x2c h64 y1cdf ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zou stij<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce0 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas VK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De goodwill<span class=\"_ _1\"></span> voor Ageas<span class=\"_ _1\"></span> VK bedraagt<span class=\"_ _1\"></span> GBP 235 <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: GBP<span class=\"ls0 ws0\"> </span><span class=\"ws113\">235<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ce2 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen). N<span class=\"_ _1\"></span>etto, na bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderingen<span class=\"_ _1\"></span>, bedraagt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce3 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">goodwill GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>210 miljoe<span class=\"_ _1\"></span>n (2021: GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">210 miljoen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1ce4 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ce5 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedr<span class=\"_ _1\"></span>ijfswa<span class=\"ws11e\">arde wordt gebru<span class=\"_ _1\"></span>ikgemaakt van </span></div>\n<div class=\"t m0 x1d h64 y1ce6 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x1d h64 y1ce8 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. De schattingen voor de<span class=\"_ _1\"></span> periode daarna<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x1d h64 y1ce9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ge\u00ebxtrapoleerd<span class=\"_ _1\"></span> op basi<span class=\"_ _1\"></span>s van een<span class=\"_ _1\"></span> groe<span class=\"lsed\">ipercent<span class=\"_ _0\"></span>age van 2,<span class=\"_ _0\"></span>0 proc<span class=\"_ _0\"></span>ent, een </span></div>\n<div class=\"t m0 x1d h64 y1cea ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inschatt<span class=\"_ _0\"></span>ing van de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e inflatie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ceb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cec ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e discontering<span class=\"_ _1\"></span>svoet van 5<span class=\"_ _1\"></span>,9 procent <span class=\"_ _1\"></span>(2021: 5,9 <span class=\"_ _1\"></span>procent) is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ced ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op de gemi<span class=\"_ _0\"></span>ddeld<span class=\"ls0 ws0\">e </span>risicov<span class=\"_ _0\"></span>rije rent<span class=\"_ _0\"></span>evoet, de</div>\n<div class=\"t m0 x1d h64 y1cee ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>premie en een<span class=\"_ _1\"></span> b\u00e8ta<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">co\u00ebffici\u00ebnt. U<span class=\"_ _0\"></span>it de toets <span class=\"lsef ws11d\">op bijzondere </span></span></span></div>\n<div class=\"t m0 x1d h64 y1cef ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x1d h64 y1cf0 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde van<span class=\"_ _1\"></span> de CGU inclusief goo<span class=\"_ _1\"></span>dwill overtro<span class=\"_ _1\"></span>f en zodoende vond</div>\n<div class=\"t m0 x1d h64 y1cf1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen bijzonder<span class=\"_ _1\"></span>e waardeverm<span class=\"_ _1\"></span>indering op <span class=\"_ _1\"></span>de goodwill<span class=\"_ _1\"></span> plaats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1cf2 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cf3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x1d h64 y1cf4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor de ac<span class=\"_ _1\"></span>tiviteiten i<span class=\"_ _1\"></span>n het VK<span class=\"_ _1\"></span> nog</div>\n<div class=\"t m0 x1d h64 y1cf5 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">steeds geen bi<span class=\"_ _1\"></span>jzondere waardever<span class=\"_ _1\"></span>mindering moeten<span class=\"_ _1\"></span> ondergaan als</div>\n<div class=\"t m0 x1d h64 y1cf6 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">groeite<span class=\"_ _0\"></span>mpo op lan<span class=\"_ _0\"></span>ge termijn n<span class=\"_ _0\"></span>egatief z<span class=\"_ _0\"></span>ou zijn en de disc<span class=\"_ _0\"></span>onteri<span class=\"_ _0\"></span>ngsvoet</div>\n<div class=\"t m0 x1d h64 y1cf7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met meer d<span class=\"_ _0\"></span>an 6,<span class=\"ls0 ws0\">2<span class=\"ls105 ws14a\">% zou<span class=\"_ _1\"></span> sti</span></span><span class=\"ws111\">jgen.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 335px; height: 771px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 335px; height: 771px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 335px; height: 771px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 335px; height: 771px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 335px; height: 771px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2c8 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e omvat goodw<span class=\"_ _0\"></span>ill in Belg<span class=\"_ _0\"></span>i\u00eb en India.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ff2c8 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Afschrijving<span class=\"_ _1\"></span>sschema VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff2c8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste bijdrage<span class=\"_ _1\"></span> aan VOBA<span class=\"_ _1\"></span> wordt gele<span class=\"_ _1\"></span>verd door Ag<span class=\"_ _1\"></span>eas Federal<span class=\"_ _1\"></span> Life Insuran<span class=\"_ _1\"></span>ce Company L<span class=\"_ _1\"></span>td (AFLIC)<span class=\"_ _1\"></span>. VOBA zal<span class=\"_ _1\"></span> naar verwac<span class=\"lsed ws112\">hting als volgt </span></div>\n<div class=\"t m0 x2c h64 ye75 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff2c8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2c8 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x16f h67 y68d ff2c8 fs46 fce sc0 lsf2 ws120\" style=\"left: 680px; bottom: 986px; z-index: 15;\">Geschatte<span class=\"_ _0\"></span> afschrijving<span class=\"_ _0\"></span> VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2c8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h69 y68b ff2ca fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Later<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2cb fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38 h69 y685 ff2cb fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 856px; height: 250px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 856px; height: 250px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 856px; height: 250px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 856px; height: 250px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Eigen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>ermogen</div>\n<div class=\"t m0 x2c hbf y1d02 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De samenstelling van het eig<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hbf y1d03 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">vermogen per 31 december <span class=\"ws192\">20<span class=\"_ _0\"></span>22<span class=\"ls0 ws0\"> </span>is </span></div>\n<div class=\"t m0 x2c hbf y1d04 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">als volgt. <span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1d05 ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d06 ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 hbb y6e3 ff2cd fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Aandelenkapitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f hbb y6e3 ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 799px; bottom: 816px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f hbb y67e ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 799px; bottom: 801px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb hbb y68f ff2cd fs72 fc14 sc0 ls143 ws18d\" style=\"left: 323px; bottom: 786px; z-index: 15;\">Gewone aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y68f ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">1.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y6e8 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 323px; bottom: 771px; z-index: 15;\">Uitgiftepremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y6e8 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">2.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y688 ff2cd fs72 fc14 sc0 ls146 ws183\" style=\"left: 323px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige re<span class=\"_ _1\"></span>serv<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y688 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 756px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y69a ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 323px; bottom: 741px; z-index: 15;\">Koersverschillenreserve<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y69a ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 783px; bottom: 741px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y694 ff2cd fs72 fc14 sc0 ls143 ws183\" style=\"left: 323px; bottom: 727px; z-index: 15;\">Nettoresultaat toewijsbaar aan<span class=\"_ _0\"></span> de <span class=\"ws185\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 hbb y694 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 727px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y68b ff2cd fs72 fc14 sc0 ls143 ws183\" style=\"left: 323px; bottom: 712px; z-index: 15;\">Ongerealiseerde winsten en v<span class=\"_ _0\"></span>erliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 774px; bottom: 712px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbc y6c6 ff2d0 fs72 fce sc0 ls146 ws187\" style=\"left: 323px; bottom: 697px; z-index: 15;\">Eigen<span class=\"_ _1\"></span> vermo<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbc y6c6 ff2d0 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 697px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 312px; bottom: 687px; height: 139px; width: 490px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1ef hc0 y1d08 ff2d1 fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">18.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hc0 y1d09 ff2d1 fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">Uitgegeven aandelen<span class=\"_ _1\"></span> en poten<span class=\"_ _1\"></span>tieel aantal <span class=\"_ _1\"></span>aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d0a ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Met inacht<span class=\"_ _0\"></span>neming v<span class=\"_ _0\"></span>an de bepali<span class=\"_ _0\"></span>ngen die met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot Ageas<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">SA/NV zijn<span class=\"_ _1\"></span> vastgelegd, voor </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d0b ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zover de wet d<span class=\"_ _0\"></span>aarin voo<span class=\"_ _0\"></span>rziet, en in h<span class=\"_ _0\"></span>et belang va<span class=\"_ _0\"></span>n de Venno<span class=\"_ _0\"></span>otschap,<span class=\"_ _0\"></span> heeft de Raa<span class=\"_ _0\"></span>d van Bestuur v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1ef hb8 y1d0c ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Ageas de g<span class=\"_ _1\"></span>oedkeuring <span class=\"_ _1\"></span>van de Alge<span class=\"_ _1\"></span>mene Vergaderi<span class=\"_ _1\"></span>ng van Aand<span class=\"_ _1\"></span>eelhouders van<span class=\"_ _1\"></span> 18 mei<span class=\"_ _1\"></span> 2022</div>\n<div class=\"t m0 x1ef hb8 y1d0d ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">ontvangen om<span class=\"_ _1\"></span> gedurende een<span class=\"_ _1\"></span> periode <span class=\"_ _1\"></span>van drie j<span class=\"_ _1\"></span>aar (2022<span class=\"ls0 ws0\">-</span><span class=\"ws18a\">20<span class=\"_ _1\"></span>24) het aandelen<span class=\"_ _1\"></span>kapitaal voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1d0e ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>ne doelein<span class=\"_ _0\"></span>den met max<span class=\"_ _0\"></span>imaal EUR<span class=\"ls0 ws0\"> </span><span class=\"ws18b\">15<span class=\"_ _0\"></span>0.000.0<span class=\"_ _0\"></span>00 uit t<span class=\"_ _0\"></span>e breide<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d0f ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d10 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Uitgaan<span class=\"_ _0\"></span>de van een fra<span class=\"_ _0\"></span>ctiewaa<span class=\"_ _0\"></span>rde van EUR 7,<span class=\"_ _0\"></span>9<span class=\"ls0 ws0\">2 <span class=\"ls140 ws18b\">kan A<span class=\"_ _1\"></span>geas hiermee <span class=\"_ _1\"></span>maximaal 1<span class=\"_ _1\"></span>8.950.000 aan<span class=\"_ _1\"></span>delen </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d11 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">uitgev<span class=\"_ _0\"></span>en, wat neer<span class=\"_ _0\"></span>komt op circ<span class=\"_ _0\"></span>a 10% van het t<span class=\"_ _0\"></span>otale uits<span class=\"_ _0\"></span>taande aa<span class=\"_ _0\"></span>ndelen<span class=\"_ _0\"></span>kapitaal v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1ef hb8 y1d12 ff2cd fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Vennootscha<span class=\"ws18a\">p<span class=\"_ _1\"></span>. Deze goedkeuring<span class=\"_ _1\"></span> stelt de Vennoots<span class=\"_ _1\"></span>chap bovendien in s<span class=\"_ _1\"></span>taat om te voldoen<span class=\"_ _1\"></span> aan de </span></div>\n<div class=\"t m0 x1ef hb8 y1d13 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e zijn aang<span class=\"_ _0\"></span>egaan in ve<span class=\"_ _0\"></span>rband met de u<span class=\"_ _0\"></span>itgifte v<span class=\"_ _0\"></span>an de financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en. <span class=\"ws182\">Tevens </span></div>\n<div class=\"t m0 x1ef hb8 y1d14 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">kunnen aandelen<span class=\"_ _1\"></span> worden uitgegeven ten<span class=\"_ _1\"></span> gevolge van de zo<span class=\"_ _1\"></span>genaamde alterna<span class=\"_ _1\"></span>tie<span class=\"ws18b\">ve coupon<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1d15 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vereffe<span class=\"_ _0\"></span>ningsmet<span class=\"_ _0\"></span>hode (A<span class=\"_ _0\"></span>CVM), ge\u00ef<span class=\"_ _0\"></span>ntegre<span class=\"_ _0\"></span>erd in bepaa<span class=\"_ _0\"></span>lde hybri<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten (z<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1ef hb8 y1d16 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">hiervoor toeli<span class=\"_ _1\"></span>chting 43 Voorwaarde<span class=\"_ _1\"></span>lijke verpli<span class=\"_ _1\"></span>chtingen en toelicht<span class=\"_ _1\"></span>ing 20 Achterges<span class=\"_ _1\"></span>telde schulden).<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1ef hb8 y1d17 ff2cd fs71 fce sc0 ls140 ws18a\" style=\"z-index: 15;\">Eigen aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d18 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Eigen aandelen<span class=\"_ _1\"></span> zijn uitgegeven gewon<span class=\"_ _1\"></span>e aan<span class=\"ws18b\">delen die<span class=\"_ _1\"></span> door Ageas <span class=\"_ _1\"></span>zijn terugg<span class=\"_ _1\"></span>ekocht. Deze <span class=\"_ _1\"></span>aandelen </span></div>\n<div class=\"t m0 x1ef hb8 y1d19 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>getrokk<span class=\"_ _0\"></span>en van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord onde<span class=\"_ _0\"></span>r overige res<span class=\"_ _0\"></span>erves.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d1a ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d1b ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Het tota<span class=\"_ _0\"></span>al aantal ei<span class=\"_ _0\"></span>gen aandel<span class=\"_ _0\"></span>en (6,1 milj<span class=\"_ _0\"></span>oen) best<span class=\"_ _0\"></span>aat uit vo<span class=\"_ _0\"></span>or de FRESH <span class=\"ls140 ws18b\">aangehouden aandelen </span></div>\n<div class=\"t m0 x1ef hb8 y1d1c ff2cd fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">(1,2 milj<span class=\"_ _0\"></span>oen, zi<span class=\"_ _0\"></span>e toelic<span class=\"_ _0\"></span>hting 20.<span class=\"_ _0\"></span>1), on<span class=\"_ _0\"></span>derligg<span class=\"_ _0\"></span>ende aan<span class=\"_ _0\"></span>delen v<span class=\"_ _0\"></span>an terug<span class=\"_ _0\"></span>gekocht<span class=\"_ _0\"></span>e FRESH<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">effecten (2,<span class=\"_ _0\"></span>8 </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d1d ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">miljoen,<span class=\"_ _0\"></span> zie toelic<span class=\"_ _0\"></span>hting 20.1<span class=\"_ _0\"></span>) en de rester<span class=\"_ _0\"></span>ende aa<span class=\"_ _0\"></span>ndelen afk<span class=\"_ _0\"></span>omstig uit h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1ef hb8 y1d1e ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>eninkoop<span class=\"_ _0\"></span>program<span class=\"_ _0\"></span>ma (2,1 milj<span class=\"_ _0\"></span>oen), waa<span class=\"_ _0\"></span>rvan 0,1 mi<span class=\"_ _0\"></span>ljoen wor<span class=\"_ _0\"></span><span class=\"ls140 ws18b\">den gebruik<span class=\"_ _1\"></span>t voor def<span class=\"_ _1\"></span>initieve </span></div>\n<div class=\"t m0 x1ef hb8 y1d1f ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">toekenningen<span class=\"_ _1\"></span> in het kad<span class=\"_ _1\"></span>er van h<span class=\"_ _1\"></span>et \u2018restric<span class=\"_ _1\"></span>ted share progra<span class=\"_ _1\"></span>mme\u2019<span class=\"ls147 ws189\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 246px; height: 146px; width: 483px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 245px; height: 716px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 245px; height: 716px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 245px; height: 716px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff2d4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Inkoopprogramm<span class=\"_ _1\"></span>a eigen aan<span class=\"_ _1\"></span>delen 2021<span class=\"ls0 ws0\">-</span><span class=\"ws113\">20<span class=\"_ _1\"></span>22<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas presen<span class=\"_ _1\"></span>teerde op 11<span class=\"_ _1\"></span> augustus 20<span class=\"_ _1\"></span>21 een ni<span class=\"_ _1\"></span>euw inkoopprogr<span class=\"_ _1\"></span>amma</div>\n<div class=\"t m0 x2c h64 y8a7 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van eigen aande<span class=\"_ _1\"></span>len dat <span class=\"ws11d\">zou lope<span class=\"_ _1\"></span>n van<span class=\"ls0 ws0\"> </span></span>1 s<span class=\"_ _1\"></span>eptember 2021<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tot</span> <span class=\"_ _1\"></span></span><span class=\"ws11d\">29 juli 202<span class=\"_ _1\"></span>2<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en een omva<span class=\"_ _0\"></span>ng had van EUR <span class=\"lsef ws113\">150<span class=\"ls0 ws0\"> </span>miljoen<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff2d4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De Buitengewone<span class=\"_ _1\"></span> Algemene Vergadering<span class=\"_ _1\"></span> van Aandeelhouder<span class=\"_ _1\"></span>s van 18</div>\n<div class=\"t m0 x2c h64 y8ab ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mei 2022 van A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V keurde d<span class=\"_ _0\"></span>e intrekki<span class=\"_ _0\"></span>ng goed van 1.<span class=\"_ _0\"></span>301.94<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1d h64 y1d22 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigen aa<span class=\"_ _0\"></span>ndelen. Al<span class=\"_ _0\"></span>s gevolg hi<span class=\"_ _0\"></span>ervan is het<span class=\"_ _0\"></span> totale aant<span class=\"_ _0\"></span>al <span class=\"ws111\">uitgeg<span class=\"_ _0\"></span>even </span></div>\n<div class=\"t m0 x1d h64 y1d23 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen geda<span class=\"_ _1\"></span>ald naar 1<span class=\"_ _1\"></span>89.731.187.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d24 ff2d4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Restricted <span class=\"_ _1\"></span>share\u2019 program<span class=\"_ _1\"></span>ma<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d25 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft een \u2018re<span class=\"_ _1\"></span>stricted share\u2019<span class=\"_ _1\"></span> programma voor de led<span class=\"_ _1\"></span>en van het</div>\n<div class=\"t m0 x1d h64 y1d26 ff2d4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Executi<span class=\"_ _0\"></span>ve en het <span class=\"_ _0\"></span>Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mitte<span class=\"_ _0\"></span>e opgezet <span class=\"_ _0\"></span>(zie ook t<span class=\"_ _0\"></span>oelich<span class=\"_ _0\"></span>ting 6</div>\n<div class=\"t m0 x1d h64 y1d27 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">sectie 6.2<span class=\"_ _1\"></span> Met aandelen<span class=\"_ _1\"></span> verbonden inc<span class=\"_ _1\"></span>entivepr<span class=\"ws113\">ogramma\u2019s<span class=\"_ _1\"></span>).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b ybe2 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d28 ff2d6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Uitstaande aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 893px; z-index: 15;\">in duizenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 522px; bottom: 907px; z-index: 15;\">Uitgegeven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 907px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 645px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 907px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 759px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h69 y68f ff2d7 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 862px; z-index: 15;\">Aantal aandelen per 1 januari 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 862px; z-index: 15;\">194.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 862px; z-index: 15;\">(7.591)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 862px; z-index: 15;\">186.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 847px; z-index: 15;\">Intrekking van aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 538px; bottom: 847px; z-index: 15;\">(3.520)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 847px; z-index: 15;\">3.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 847px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Nett<span class=\"_ _1\"></span>o <span class=\"lsf2 ws117\">gekocht/verkoch<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12c h67 y6c4 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 833px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 833px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 818px; z-index: 15;\">Gebruikt voor aandelenplannen<span class=\"_ _0\"></span> management<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 818px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 818px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 818px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 803px; z-index: 15;\">Aantal aandelen per 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 803px; z-index: 15;\">191.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 803px; z-index: 15;\">(5.296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 803px; z-index: 15;\">185.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 788px; z-index: 15;\">Intrekking van aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 538px; bottom: 788px; z-index: 15;\">(1.302)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 788px; z-index: 15;\">1.302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 773px; z-index: 15;\">Nett<span class=\"_ _1\"></span>o gekoc<span class=\"_ _1\"></span>ht/ver<span class=\"_ _1\"></span>kocht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y6d1 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 773px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 773px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 758px; z-index: 15;\">Gebruikt voor aandelenplannen<span class=\"_ _0\"></span> management<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y683 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 758px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 758px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 758px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 743px; z-index: 15;\">Aantal aandelen per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 743px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 743px; z-index: 15;\">(6.075)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 743px; z-index: 15;\">183.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d35 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.3<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h7b y1d36 ff2d6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Dividend<span class=\"ls0 ws0\">- <span class=\"ls10d ws141\">en<span class=\"_ _1\"></span> stemgerechtigde <span class=\"_ _1\"></span>aandelen</span> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2d4 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 649px; z-index: 15;\">in duizenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x27 h67 y688 ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff2d4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h67 y6c6 ff2d4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Aantal aandelen uitgegeven per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38d h69 y68b ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 764px; bottom: 619px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Aandelen niet gerechtigd <span class=\"_ _0\"></span>tot <span class=\"lsf6\">divi<span class=\"_ _1\"></span>dend <span class=\"_ _1\"></span>en stem<span class=\"_ _1\"></span>recht<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x27 h67 y6e8 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Aandelen aangehouden door Agea<span class=\"_ _0\"></span>s SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68b ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 589px; z-index: 15;\">4.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Aandelen gerelateerd aan FRESH (zie toelichting 20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y694 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 574px; z-index: 15;\">1.219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Aandelen gerelateerd aan C<span class=\"_ _0\"></span>ASHES (zie toelichtingen<span class=\"_ _0\"></span> 23 en 43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68f ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 559px; z-index: 15;\">3.473<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff2d8 fs46 fce sc0 ls115 ws14d\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Aandelen gerechtigd tot dividend en stemrecht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38d h69 y694 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 764px; bottom: 544px; z-index: 15;\">180.197<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h7b y1832 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.4<span class=\"ls0 ws0\"> <span class=\"_ _193\"> </span><span class=\"ls10e ws142\">Koersverschillenreserve</span></span></div>\n<div class=\"t m0 x2c h64 y1d37 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De koersverschil<span class=\"_ _1\"></span>lenreserve vorm<span class=\"_ _1\"></span>t een afzonderlij<span class=\"_ _1\"></span>ke component van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1d38 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> waarin<span class=\"_ _1\"></span> koersverschillen<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1d39 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortko<span class=\"_ _0\"></span>men uit de omr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de result<span class=\"_ _0\"></span>aten en <span class=\"lsef ws11e\">financi\u00eble posities </span></div>\n<div class=\"t m0 x2c h64 y1d3a ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van buitenl<span class=\"_ _1\"></span>andse activit<span class=\"_ _1\"></span>eiten die z<span class=\"_ _1\"></span>ijn opgenomen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1d3b ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Jaarrek<span class=\"_ _0\"></span>ening van A<span class=\"_ _0\"></span>geas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d3c ff2d4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d3d ff2d4 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">De netto<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">investerin<span class=\"_ _0\"></span>gen in activ<span class=\"_ _0\"></span>iteiten,<span class=\"_ _0\"></span> die de euro niet<span class=\"_ _0\"></span> als funct<span class=\"_ _0\"></span>ionele </span></span></div>\n<div class=\"t m0 x1d h64 y1d3e ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">valuta he<span class=\"_ _0\"></span>bben, wor<span class=\"_ _0\"></span>den door Age<span class=\"_ _0\"></span>as niet afg<span class=\"_ _0\"></span>edekt, tenz<span class=\"_ _0\"></span>ij het eff<span class=\"_ _0\"></span>ect v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x1d h64 y1d3f ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele wisselk<span class=\"_ _0\"></span>oersbe<span class=\"_ _0\"></span>weging<span class=\"_ _0\"></span>en naar de ins<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>g van Ageas de ri<span class=\"_ _0\"></span>sk</div>\n<div class=\"t m0 x1d h64 y1d40 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e overschr<span class=\"_ _0\"></span>ijdt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 376px; height: 130px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 376px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 376px; height: 730px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 376px; height: 730px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2dc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2dc fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Ongerealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen <span class=\"_ _1\"></span>begrepen in <span class=\"_ _1\"></span>het eigen <span class=\"_ _1\"></span>vermogen toewijsba<span class=\"_ _1\"></span>ar aan <span class=\"_ _1\"></span>de aandeelhouders <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h64 yb58 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De ongerealiseer<span class=\"_ _1\"></span>de winsten en ve<span class=\"_ _1\"></span>rliezen, zoals<span class=\"_ _1\"></span> begrepen in het eigen<span class=\"_ _1\"></span> vermogen toewij<span class=\"_ _1\"></span>sbaar aan de aandeelh<span class=\"_ _1\"></span>ouders, zijn al<span class=\"_ _1\"></span>s vol<span class=\"ls105 ws135\">gt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 973px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 283px; bottom: 1003px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 988px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 973px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6e8 ff2da fs46 fce sc0 lsf2 ws117\" style=\"left: 353px; bottom: 1018px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 361px; bottom: 1003px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 358px; bottom: 988px; z-index: 15;\">tijd aangehouden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 973px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 469px; bottom: 1003px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff2da fs46 fce sc0 lsf1 ws118\" style=\"left: 455px; bottom: 988px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 462px; bottom: 973px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 578px; bottom: 988px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 973px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff2da fs46 fce sc0 lsfb ws123\" style=\"left: 687px; bottom: 988px; z-index: 15;\">DPF<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x145 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 663px; bottom: 973px; z-index: 15;\">component<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 973px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2dd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 335px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 943px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 943px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 513px; bottom: 943px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 943px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 943px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 943px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 928px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 928px; z-index: 15;\">8</div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 928px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 928px; z-index: 15;\">790<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 913px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 883px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 883px; z-index: 15;\">435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 883px; z-index: 15;\">9</div>\n<div class=\"t m0 x2d6 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 883px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 883px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 883px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Discretionaire winstdelingscomponent (DPF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 869px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 869px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff2de fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 306px; bottom: 854px; z-index: 15;\">(1.506)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 854px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 854px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 854px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 696px; bottom: 854px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 854px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y6e3 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 764px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 283px; bottom: 793px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 779px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 764px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff2da fs46 fce sc0 lsf2 ws117\" style=\"left: 353px; bottom: 808px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 361px; bottom: 793px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 358px; bottom: 779px; z-index: 15;\">tijd aangehouden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 764px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 469px; bottom: 793px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff2da fs46 fce sc0 lsf1 ws118\" style=\"left: 455px; bottom: 779px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 462px; bottom: 764px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 578px; bottom: 779px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 764px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff2da fs46 fce sc0 lsfb ws123\" style=\"left: 687px; bottom: 779px; z-index: 15;\">DPF<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 663px; bottom: 764px; z-index: 15;\">component<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 764px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2dd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 335px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2da fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 313px; bottom: 733px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 733px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 505px; bottom: 733px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y691 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 612px; bottom: 733px; z-index: 15;\">5</div>\n<div class=\"t m0 x40 h67 y691 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 733px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 718px; z-index: 15;\">(1.720)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 718px; z-index: 15;\">8</div>\n<div class=\"t m0 x292 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 718px; z-index: 15;\">(1.712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 704px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 704px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 704px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 689px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 689px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 689px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 674px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 674px; z-index: 15;\">(875)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 674px; z-index: 15;\">9</div>\n<div class=\"t m0 x5b h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 674px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 612px; bottom: 674px; z-index: 15;\">3</div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 674px; z-index: 15;\">(849)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 659px; z-index: 15;\">Discretionaire winstdelingscomponent (DPF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 659px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 659px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2de fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 644px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 313px; bottom: 644px; z-index: 15;\">2.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 644px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 505px; bottom: 644px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 644px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 690px; bottom: 644px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 644px; z-index: 15;\">3.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d54 ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d55 ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d56 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waardev<span class=\"_ _1\"></span>eranderingen v<span class=\"_ _1\"></span>an derivaten<span class=\"_ _1\"></span> die zijn <span class=\"_ _1\"></span>aangewezen <span class=\"_ _1\"></span>en in</div>\n<div class=\"t m0 x2c h64 y1d57 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen, worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x2c h64 y1d58 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen ver<span class=\"_ _1\"></span>antwoord als<span class=\"_ _1\"></span> een ongere<span class=\"_ _1\"></span>aliseerde win<span class=\"_ _1\"></span>st of verli<span class=\"_ _1\"></span>es. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1d59 ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve afdek<span class=\"_ _0\"></span>kingen wo<span class=\"_ _0\"></span>rden onmi<span class=\"_ _0\"></span>ddelli<span class=\"_ _0\"></span>jk verantw<span class=\"_ _0\"></span>oord in d<span class=\"ws111\">e </span></div>\n<div class=\"t m0 x2c h64 y1d5a ff2da fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d5b ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d5c ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas slui<span class=\"_ _0\"></span>t verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en af met gega<span class=\"_ _0\"></span>randeer<span class=\"_ _0\"></span>de winstde<span class=\"_ _0\"></span>lingen</div>\n<div class=\"t m0 x2c h64 y1d5d ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en winstde<span class=\"_ _1\"></span>lingscomponenten <span class=\"_ _1\"></span>waarvan de<span class=\"_ _1\"></span> omvang en<span class=\"_ _1\"></span> het moment v<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d5e ff2da fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toeken<span class=\"_ _0\"></span>ning voll<span class=\"_ _0\"></span>edig tot<span class=\"_ _0\"></span> de discr<span class=\"_ _0\"></span>etie van <span class=\"_ _0\"></span>Ageas <span class=\"_ _0\"></span>behoren.<span class=\"_ _0\"></span> Afhank<span class=\"_ _0\"></span>elijk v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x1d h64 y1d5f ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>actuele en wet<span class=\"_ _0\"></span>telijk<span class=\"_ _0\"></span>e voorwaa<span class=\"_ _0\"></span>rden en con<span class=\"_ _0\"></span>dities w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 y1d60 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ongerealiseerde<span class=\"_ _1\"></span> waardeverander<span class=\"_ _1\"></span>ingen in de re\u00eble<span class=\"_ _1\"></span> waarde van de</div>\n<div class=\"t m0 x1d h64 y1d61 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingsmix<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> met dergelijke<span class=\"_ _1\"></span> contracten, na de</div>\n<div class=\"t m0 x1d h64 y1d62 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassing van<span class=\"_ _1\"></span> shadow accounting<span class=\"_ _1\"></span>, verantwoord in een a<span class=\"_ _1\"></span>fzonderlijk<span class=\"lsed ws111\">e </span></div>\n<div class=\"t m0 x1d h64 y1d63 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">discretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span>scomponent (<span class=\"_ _1\"></span>DPF) als onde<span class=\"_ _1\"></span>rdeel van d<span class=\"_ _1\"></span>e niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1d64 ff2da fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde w<span class=\"_ _0\"></span>insten e<span class=\"_ _0\"></span>n verlie<span class=\"_ _0\"></span>zen in het<span class=\"_ _0\"></span> eigen v<span class=\"_ _0\"></span>ermogen e<span class=\"_ _0\"></span>n als ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1d65 ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten en verl<span class=\"_ _0\"></span>iezen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 y1d66 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 460px; height: 646px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 460px; height: 646px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 460px; height: 646px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 460px; height: 646px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De mutati<span class=\"_ _0\"></span>es in <span class=\"lsef ws11e\">bruto ongereali<span class=\"_ _1\"></span>seerde winsten en ver<span class=\"_ _1\"></span>liezen, zoals<span class=\"_ _1\"></span> begrepen in het eigen<span class=\"_ _1\"></span> vermogen, zijn als vo<span class=\"_ _1\"></span>lgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 387px; bottom: 1050px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 1035px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 1020px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2e0 fs46 fce sc0 lsf2 ws117\" style=\"left: 455px; bottom: 1065px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1050px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 458px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws118\">tijd aangehouden</span> </div>\n<div class=\"t m0 x174 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 481px; bottom: 1020px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68d ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 560px; bottom: 1050px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws118\" style=\"left: 545px; bottom: 1035px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 552px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 668px; bottom: 1035px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 1020px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 1020px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 529px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 618px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Bruto ongerealiseerde winsten<span class=\"_ _0\"></span> (verliezen) per 1 januari<span class=\"_ _0\"></span> 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 417px; bottom: 990px; z-index: 15;\">9.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 990px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 990px; z-index: 15;\">1.300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 990px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 990px; z-index: 15;\">11.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Wijziging ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">tijdens de verslagperiode</span> </div>\n<div class=\"t m0 x1a4 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">(2.175)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 960px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 697px; bottom: 960px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 960px; z-index: 15;\">(2.304)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Terugname ongerealiseerde (winsten<span class=\"_ _0\"></span>) verliezen door verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x394 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Terugname ongerealiseerde verliezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">door bijzondere waardeverminderingen</span> </div>\n<div class=\"t m0 x59 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 428px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Overname en desinvestering <span class=\"_ _0\"></span>van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 886px; z-index: 15;\">investeringen volgens de <span class=\"ws116\">equity<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">met</span>h<span class=\"_ _1\"></span></span>ode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2e0 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 428px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 856px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Bruto ongerealiseerde winsten (verliezen) per 31 december 202<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 417px; bottom: 842px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 842px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68b ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 842px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fb h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 842px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Wijziging ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">tijdens de <span class=\"ws116\">verslagperiode</span></span> </div>\n<div class=\"t m0 x16b h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 407px; bottom: 812px; z-index: 15;\">(10.144)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 812px; z-index: 15;\">(489)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 812px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 762px; bottom: 812px; z-index: 15;\">(10.441)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Terugname ongerealiseerde (winsten<span class=\"_ _0\"></span>) verliezen door verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x394 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Terugname ongerealiseerde verliezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">door bijzondere waardeverminderingen</span> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Overname en desinvestering <span class=\"_ _0\"></span>van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf6 ws11b\">met</span>h<span class=\"lsf1 ws116\">ode</span> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 738px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 738px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 738px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 723px; z-index: 15;\">(93)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 723px; z-index: 15;\">(92)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 429px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bruto ongerealiseerde winsten (verliezen) per 31 december 202<span class=\"_ _0\"></span>2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 693px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 693px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 604px; bottom: 693px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 693px; bottom: 693px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 693px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h7b y1d75 ff2e3 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d76 ff2e3 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Dividendcapaciteit <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c h64 y1d77 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zi<span class=\"_ _1\"></span>jn onderhevig<span class=\"_ _1\"></span> aan jurid<span class=\"_ _1\"></span>ische</div>\n<div class=\"t m0 x2c h64 y1d78 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkingen<span class=\"_ _1\"></span> ten aanzien van de hoogt<span class=\"_ _1\"></span>e van het dividend<span class=\"_ _1\"></span> dat zij mogen</div>\n<div class=\"t m0 x2c h64 y1d79 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeren aan<span class=\"_ _1\"></span> hun aandee<span class=\"_ _1\"></span>lhouders. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d7a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d7b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Volgens he<span class=\"_ _1\"></span>t Belgische<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">Wetboe<span class=\"_ _0\"></span>k van Vennoo<span class=\"_ _0\"></span>tschap<span class=\"_ _0\"></span>pen moet een </span></span></div>\n<div class=\"t m0 x2c h64 y1d7c ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ond<span class=\"ws11d\">erneming <span class=\"_ _1\"></span>5% van de n<span class=\"_ _1\"></span>ettowinst over<span class=\"_ _1\"></span> het boek<span class=\"_ _1\"></span>jaar toevoegen<span class=\"_ _1\"></span> aan </span></div>\n<div class=\"t m0 x2c h64 y1d7d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een wette<span class=\"_ _0\"></span>lijke rese<span class=\"_ _0\"></span>rve tot dez<span class=\"_ _0\"></span>e reserve ge<span class=\"_ _0\"></span>lijk is aan 10%<span class=\"_ _0\"></span> van het</div>\n<div class=\"t m0 x2c h64 y1d7e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al. Een ond<span class=\"_ _1\"></span>erneming mag<span class=\"_ _1\"></span> geen dividend <span class=\"_ _1\"></span>uitkeren<span class=\"_ _1\"></span> indien</div>\n<div class=\"t m0 x2c h64 y1d7f ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\"> </span><span class=\"lsef\">vermogen <span class=\"_ _1\"></span>van de onder<span class=\"_ _1\"></span>neming lager<span class=\"_ _1\"></span> is dan he<span class=\"_ _1\"></span>t totaa</span><span class=\"ws112\">l van het </span></div>\n<div class=\"t m0 x2c h64 y1d80 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gestort<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span> en de niet<span class=\"ff2e4 ls0 ws0\">\u2011</span><span class=\"lsef ws11d\">uitkeerbare reserv<span class=\"_ _1\"></span>es of na ui<span class=\"_ _1\"></span>tkering van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1d81 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d zou dalen<span class=\"_ _0\"></span> tot onder dat niv<span class=\"_ _0\"></span>eau.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d82 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d83 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n en deelnem<span class=\"_ _0\"></span>ingen zijn t<span class=\"_ _0\"></span>evens onde<span class=\"_ _0\"></span>rworpen a<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d84 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de dividen<span class=\"_ _1\"></span>dbeperkingen ui<span class=\"_ _1\"></span>t hoofde <span class=\"_ _1\"></span>van vereisten<span class=\"_ _1\"></span> ten aanzien<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y1d85 ff2e0 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">minim<span class=\"lsed ws112\">umvermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden ges<span class=\"_ _0\"></span>teld door d<span class=\"_ _0\"></span>e lokale </span></div>\n<div class=\"t m0 x2c h64 y1d86 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar zij ope<span class=\"_ _0\"></span>reren en aan</div>\n<div class=\"t m0 x2c h64 y1d87 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>met de par<span class=\"_ _1\"></span>tners in <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsed\">organis<span class=\"_ _0\"></span>atie. In </span></div>\n<div class=\"t m0 x2c h64 y1d88 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1d89 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordat<span class=\"_ _0\"></span> het d<span class=\"lsef ws11d\">ividend wordt<span class=\"_ _1\"></span> aangekondigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1d8a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d8b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen aandeelh<span class=\"_ _1\"></span>oudersovereenko<span class=\"_ _1\"></span>msten (gerela<span class=\"_ _1\"></span>teerd aan</div>\n<div class=\"t m0 x1d h64 y1d8c ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x1d h64 y1d8d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder<span class=\"_ _0\"></span>heidsbe<span class=\"_ _0\"></span>lang heeft<span class=\"_ _0\"></span>) het volgen<span class=\"_ _0\"></span>de bevatt<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d8e ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">specifieke bep<span class=\"_ _0\"></span>alingen ov<span class=\"_ _0\"></span>er stemrec<span class=\"_ _0\"></span>hten of de uit<span class=\"_ _0\"></span><span class=\"ws11d\">kerin<span class=\"_ _0\"></span>g van </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d8f ff2e0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d90 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">gesloten perio<span class=\"_ _0\"></span>den waari<span class=\"_ _0\"></span>n alle parti<span class=\"_ _0\"></span>jen in het bezit<span class=\"_ _0\"></span> van aande<span class=\"_ _0\"></span>len </span></span></div>\n<div class=\"t m0 x69 h64 y1d91 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 y1d92 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d93 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span>, bij de <span class=\"lsef ws113\">overeenkomst </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d94 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inclu<span class=\"_ _0\"></span>sief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde metho<span class=\"_ _0\"></span>de die voor</div>\n<div class=\"t m0 x69 h64 y1d95 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d96 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws113\">e<span class=\"_ _1\"></span>arn</span><span class=\"ff2e0\">-<span class=\"lsef ws11d\">out m<span class=\"_ _1\"></span>echanismen w<span class=\"_ _1\"></span>aarbij de o<span class=\"_ _1\"></span>orspronkelijke<span class=\"_ _1\"></span> verkoper <span class=\"_ _1\"></span>van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d97 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 y1d98 ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doelste<span class=\"ws11d\">lling<span class=\"_ _1\"></span>en zijn gerea<span class=\"_ _1\"></span>liseerd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1d99 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws11e\">e<span class=\"_ _1\"></span>xclusivitei<span class=\"_ _1\"></span>tsbepalingen of co<span class=\"_ _1\"></span>ncurrentiebedin<span class=\"_ _1\"></span>gen in verband met de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y1d9a ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkoop van verz<span class=\"_ _1\"></span>ekeringsproduc<span class=\"_ _1\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9b ff2e0 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>dvoorst<span class=\"_ _0\"></span>el voor het<span class=\"_ _0\"></span> jaar 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9c ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de vo<span class=\"_ _0\"></span>ortgez<span class=\"_ _0\"></span>ette sterk<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>e, stelt de Raa<span class=\"_ _0\"></span>d van Bestuu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1d9d ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ter goedkeur<span class=\"_ _1\"></span>ing voor aan<span class=\"_ _1\"></span> de Algemene<span class=\"_ _1\"></span> Vergadering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 y1d9e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandeelhouders<span class=\"_ _1\"></span>, een slo<span class=\"_ _1\"></span>tdividend van<span class=\"_ _1\"></span> EUR <span class=\"ls105 ws135\">1,5<span class=\"_ _1\"></span>0<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">per aandeel bove<span class=\"_ _0\"></span>n op </span></span></span></div>\n<div class=\"t m0 x1d h64 y1d9f ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het tusse<span class=\"_ _0\"></span>ntijds div<span class=\"_ _0\"></span>idend van EU<span class=\"_ _0\"></span>R 1,50 dat i<span class=\"_ _0\"></span>n oktober 20<span class=\"_ _0\"></span>22 werd beta<span class=\"_ _0\"></span>ald.</div>\n<div class=\"t m0 x1d h64 y1da0 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daardoor bed<span class=\"_ _1\"></span>raagt het t<span class=\"_ _1\"></span>otale dividen<span class=\"_ _1\"></span>d voor 202<span class=\"_ _1\"></span>2 EUR 3,00<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 y1da1 ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een sti<span class=\"_ _0\"></span>jging<span class=\"ls0 ws0\"> </span>van 9<span class=\"_ _0\"></span>% ten opz<span class=\"_ _0\"></span>ichte v<span class=\"_ _0\"></span>an vorig j<span class=\"_ _0\"></span>aar, voo<span class=\"_ _0\"></span>r een bed<span class=\"_ _0\"></span>rag van</div>\n<div class=\"t m0 x1d h64 y1da2 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 541 mil<span class=\"_ _1\"></span>joen aan<span class=\"_ _1\"></span> dividenduitkering<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 210px; height: 445px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 210px; height: 896px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 210px; height: 896px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 210px; height: 896px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 210px; height: 896px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff2e9 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2e9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Rendement op <span class=\"_ _1\"></span>eigen vermog<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas berekent<span class=\"_ _1\"></span> het rendement op<span class=\"_ _1\"></span> het eigen vermogen do<span class=\"_ _1\"></span>or het resultaat<span class=\"_ _1\"></span> op jaarbasis voor<span class=\"_ _1\"></span> de periode te delen door<span class=\"_ _1\"></span> het gemiddel<span class=\"lsed ws112\">d netto vermo<span class=\"_ _0\"></span>gen aan </span></div>\n<div class=\"t m0 x2c h64 yb59 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het begin en h<span class=\"_ _0\"></span>et eind van d<span class=\"_ _0\"></span>e periode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5a ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2ea fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x395 h67 y68b ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 611px; bottom: 1002px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x395 h67 y68b ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1002px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2e7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Rendement eigen vermogen <span class=\"ls0 ws0\">- </span><span class=\"ws116\">Verzekeringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">(exclusief ongerealiseerde meer</span>- <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">en minderwaarden)</span> </div>\n<div class=\"t m0 xf0 h67 y694 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 957px; z-index: 15;\">9,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y694 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 957px; z-index: 15;\">13,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 946px; height: 160px; width: 90%; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1da9 ff2e9 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1daa ff2e9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Winst per <span class=\"_ _1\"></span>aandeel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dab ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel worden de uitgan<span class=\"_ _1\"></span>gspunten voor de b<span class=\"_ _1\"></span>epaling van de win<span class=\"_ _1\"></span>st per aandeel weerge<span class=\"_ _1\"></span>geven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dac ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x395 h67 y694 ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 611px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x395 h67 y694 ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 630px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h69 y68f ff2eb fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 800px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 800px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gewogen gemiddeld aantal gew<span class=\"_ _0\"></span>one aandelen voor gewoon <span class=\"_ _0\"></span>resultaat per aandeel<span class=\"_ _0\"></span> (in duizenden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 771px; z-index: 15;\">184.162<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 763px; bottom: 771px; z-index: 15;\">186.765<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2e7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Aanpassingen voor:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y69a ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y69a ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">aandelen onder <span class=\"_ _0\"></span>voorwaarden (in duizenden) <span class=\"_ _0\"></span>verwacht te worden toegekend<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y685 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 741px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2ea fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Gewoge<span class=\"_ _0\"></span>n gemid<span class=\"_ _0\"></span>deld aa<span class=\"_ _0\"></span>ntal ge<span class=\"_ _0\"></span>wone aa<span class=\"_ _0\"></span>ndelen<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y683 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 630px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff2ea fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">voor verwaterd resultaat per aandeel (in duizenden)</span> </div>\n<div class=\"t m0 x122 h69 y688 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 598px; bottom: 711px; z-index: 15;\">184.321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h69 y688 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 711px; z-index: 15;\">186.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Gewoon resultaat per <span class=\"_ _0\"></span>aandeel (in euro's per <span class=\"_ _0\"></span>aandeel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 682px; z-index: 15;\">5,49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 682px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verwaterd resultaat per aa<span class=\"_ _0\"></span>ndeel (in euro's per aandee<span class=\"_ _0\"></span>l)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 667px; z-index: 15;\">5,48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 667px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1db9 ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1dba ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1dbb ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aangezien aande<span class=\"_ _1\"></span>len in verband met de<span class=\"_ _1\"></span> FRESH <span class=\"lsed ws11d\">niet vo<span class=\"_ _0\"></span>or divide<span class=\"_ _0\"></span>nd in </span></div>\n<div class=\"t m0 x2c h64 y1dbc ff2e7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing kom<span class=\"_ _0\"></span>en en er ge<span class=\"_ _0\"></span>en stem<span class=\"_ _0\"></span>rechten <span class=\"_ _0\"></span>mee zij<span class=\"_ _0\"></span>n verbon<span class=\"_ _0\"></span>den, wer<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y1dbd ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze uitg<span class=\"_ _0\"></span>esloten van d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de ge<span class=\"_ _0\"></span>wone wins<span class=\"_ _0\"></span>t per aande<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dbe ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1dbf ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"lsef ws113\">andelen <span class=\"_ _1\"></span><span class=\"ws11e\">Ageas uitgege<span class=\"_ _1\"></span>ven in verband met<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws11e\">CASHES behoren to<span class=\"_ _1\"></span>t de </span></div>\n<div class=\"t m0 x1d h64 y1dc0 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewone a<span class=\"_ _0\"></span>andelen.<span class=\"_ _0\"></span> Deze aand<span class=\"_ _0\"></span>elen hebbe<span class=\"_ _0\"></span>n geen recht o<span class=\"_ _0\"></span>p dividen<span class=\"_ _0\"></span>d en</div>\n<div class=\"t m0 x1d h64 y1dc1 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hebben ook<span class=\"_ _0\"></span> geen stemr<span class=\"_ _0\"></span>echten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 562px; height: 357px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 562px; height: 544px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 562px; height: 544px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 562px; height: 544px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>eringsv<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1dc8 ff2ef fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1dc9 ff2ef fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 december 2<span class=\"ws185\">022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff2ed fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 720px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e8 ff2f1 fs72 fce sc0 ls148 ws0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2f1 fs72 fce sc0 ls144 ws184\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2f1 fs72 fce sc0 ls14f ws18c\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y1dd4 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd6 ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">De wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen in<span class=\"_ _0\"></span>zake leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontrac<span class=\"_ _0\"></span>ten (voo<span class=\"_ _0\"></span>r herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ng en elimi<span class=\"_ _0\"></span>naties<span class=\"_ _0\"></span>) zijn al<span class=\"_ _0\"></span>s volgt.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1dd7 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6d1 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 552px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 777px; bottom: 552px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2f1 fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 522px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 522px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 522px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Overdracht naar <span class=\"ws18d\">passiva aangehoud<span class=\"_ _0\"></span>en voor verkoop<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 507px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls150 ws196\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 492px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 492px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 478px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 478px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 478px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 463px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 463px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 463px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 448px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 448px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 448px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 433px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 433px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 418px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 418px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 403px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68d ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2f1 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 374px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 374px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de6 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de7 ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1de8 ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de9 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dea ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel <span class=\"_ _1\"></span>\u2018Overige wijz<span class=\"_ _1\"></span>igingen, incl<span class=\"_ _1\"></span>usief risico<span class=\"_ _1\"></span>dekking\u2019 geef<span class=\"_ _1\"></span>t hoofdzakeli<span class=\"_ _1\"></span>jk</div>\n<div class=\"t m0 x2c hb8 y1deb ff2ed fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ls0 ws0\">- </span><span class=\"ws18b\">en actu<span class=\"_ _0\"></span>ari\u00eble ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an gar<span class=\"_ _0\"></span>anties in <span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> </span>contract<span class=\"_ _0\"></span>en weer </span></div>\n<div class=\"t m0 x2c hb8 y1dec ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">en varieer<span class=\"_ _1\"></span>t daarom in<span class=\"_ _1\"></span> het volume<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1ded ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1dee ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d hb8 y1def ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d hb8 y1df0 ff2ed fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en Leven, w<span class=\"_ _0\"></span>as in 2022 en 20<span class=\"_ _0\"></span>21 niet mate<span class=\"_ _0\"></span>rieel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 221px; height: 740px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 221px; height: 740px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 221px; height: 740px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 221px; height: 740px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 221px; height: 740px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2f6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2f6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake b<span class=\"_ _1\"></span>eleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2f4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2f4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x51 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2f8 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1df6 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1df7 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff2f8 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfer tussen <span class=\"ws116\">verplichtingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e02 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e03 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e04 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1e05 ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. De<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1e06 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>houdt voo<span class=\"_ _0\"></span>rnamel<span class=\"_ _0\"></span>ijk verb<span class=\"_ _0\"></span>and met <span class=\"_ _0\"></span>interne</div>\n<div class=\"t m0 x2c h64 y1e07 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewegingen <span class=\"_ _1\"></span>tussen product<span class=\"_ _1\"></span>portefeuilles. D<span class=\"_ _1\"></span>e regel <span class=\"_ _1\"></span>\u2018Overige wij<span class=\"_ _1\"></span>z<span class=\"lsed ws111\">iginge<span class=\"_ _0\"></span>n, </span></div>\n<div class=\"t m0 x2c h64 y1e08 ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief risico<span class=\"_ _0\"></span>dekking<span class=\"_ _0\"></span>\u2019 geeft hoof<span class=\"_ _0\"></span>dzakelij<span class=\"_ _0\"></span>k verzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- </span>en actu<span class=\"_ _0\"></span>ari\u00eble</div>\n<div class=\"t m0 x2c h64 y1e09 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties <span class=\"_ _0\"></span>in de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer en v<span class=\"_ _0\"></span>arieert <span class=\"_ _0\"></span>daarom <span class=\"_ _0\"></span>in het</div>\n<div class=\"t m0 x2c h64 y1e0a ff2f4 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">volume. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e0b ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e0c ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d h64 y1e0d ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1e0e ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even, was in 2<span class=\"_ _0\"></span>022 en 2021 ni<span class=\"_ _0\"></span>et materi<span class=\"_ _0\"></span>eel.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 625px; height: 481px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 625px; height: 481px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 625px; height: 481px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 625px; height: 481px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2fc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2fc fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake u<span class=\"_ _1\"></span>nit<span class=\"ls0 ws0\">-<span class=\"ls10e ws142\">linked contracten</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2fd fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y149e ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y149f ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14a0 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-</span><span class=\"lsef\">linked contracten<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> is als v<span class=\"_ _1\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14a1 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e21 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e22 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e23 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">linked contracten op ba<span class=\"_ _1\"></span>sis van belegging<span class=\"_ _1\"></span>scontracten is al<span class=\"_ _1\"></span>s volgt.</span> </span></div>\n<div class=\"t m0 x2c h64 y1e24 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 668px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 668px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 637px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 637px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 622px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 622px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 608px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 608px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 593px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 593px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 578px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 578px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 563px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 563px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 548px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 533px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 533px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e26 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e27 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e28 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overdr<span class=\"_ _0\"></span>acht van verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen betr<span class=\"_ _0\"></span>eft vooral i<span class=\"_ _0\"></span>nterne bew<span class=\"_ _0\"></span>egingen t<span class=\"_ _0\"></span>ussen <span class=\"ws11d\">ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>nde prod<span class=\"_ _0\"></span>uctcont<span class=\"_ _0\"></span>racten. \u2018<span class=\"_ _0\"></span>Overi<span class=\"_ _0\"></span>ge wijzig<span class=\"_ _0\"></span>ingen, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef risic<span class=\"_ _0\"></span>odekking<span class=\"_ _0\"></span>\u2019 </span></div>\n<div class=\"t m0 x2c h64 y1e29 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geeft hoof<span class=\"_ _0\"></span>dzakel<span class=\"_ _0\"></span>ijk verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en actuari\u00eble <span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties i<span class=\"_ _0\"></span>n de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 460px; height: 646px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 460px; height: 646px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 460px; height: 646px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 460px; height: 646px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 460px; height: 646px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff302 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff302 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Niet<span class=\"ls0 ws0\">-</span>leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 <span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Schadeverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdiende premies</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsfb ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1e2c ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2d ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2e ff300 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e Niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">leven verzekering<span class=\"_ _1\"></span>scontracten (v<span class=\"_ _1\"></span>oor herverzek<span class=\"_ _1\"></span>ering en e<span class=\"_ _1\"></span>liminaties) i<span class=\"_ _1\"></span>s als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e2f ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 821px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 821px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6df ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff303 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 791px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Aankoop/Verkoop dochterondernemingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Toevoeging verplichtingen huidig<span class=\"_ _0\"></span> jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 761px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 761px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 746px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 746px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 732px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 516px; bottom: 732px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 732px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 717px; z-index: 15;\">Toevoeging verplichtingen voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 717px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 717px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 702px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 702px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 702px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 687px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 510px; bottom: 687px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 682px; bottom: 687px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 672px; z-index: 15;\">Wijziging verplichtingen (huidig en<span class=\"_ _0\"></span> voorgaande jaren)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 672px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 672px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 657px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 657px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 657px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 642px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 642px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 628px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 628px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Schaduw boekhoudkundige a<span class=\"_ _0\"></span>anpassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 613px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Overige wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 598px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 598px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 583px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 583px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 583px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 572px; height: 534px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 572px; height: 534px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 572px; height: 534px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 572px; height: 534px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 572px; height: 534px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff308 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff308 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verzekeringsverplic<span class=\"_ _1\"></span>htingen en to<span class=\"_ _1\"></span>ereikendheidstoetsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff306 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De toereike<span class=\"_ _1\"></span>ndheidstoetsen<span class=\"_ _1\"></span> per jaareinde<span class=\"_ _1\"></span> 2022 hebben<span class=\"_ _1\"></span> de toereiken<span class=\"_ _1\"></span>dheid van <span class=\"_ _1\"></span>de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en bevestigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e3b ff306 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Overzicht v<span class=\"_ _1\"></span>erzekeringsverpli<span class=\"_ _1\"></span>chtingen per<span class=\"_ _1\"></span> bedrijfssegm<span class=\"_ _1\"></span>ent <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1245 ff306 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de onders<span class=\"_ _0\"></span>taande t<span class=\"_ _0\"></span>abel wordt<span class=\"ls0 ws0\"> </span>e<span class=\"_ _0\"></span>en overzicht<span class=\"_ _0\"></span> gegeve<span class=\"_ _0\"></span>n van de verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n per bedri<span class=\"_ _0\"></span>jfssegm<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1246 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 486px; bottom: 970px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div class=\"t m0 x8 h67 y694 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 474px; bottom: 956px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 696px; bottom: 970px; z-index: 15;\">Leven bruto split<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 695px; bottom: 956px; z-index: 15;\">in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 925px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 940px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div class=\"t m0 x1ae h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 470px; bottom: 925px; z-index: 15;\">P<span class=\"lsf1 ws116\">remies</span> </div>\n<div class=\"t m0 x133 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 940px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 574px; bottom: 925px; z-index: 15;\">C<span class=\"lsf8 ws121\">laims</span> </div>\n<div class=\"t m0 x1a5 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 925px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 940px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 684px; bottom: 925px; z-index: 15;\">L<span class=\"lsf1 ws116\">inked</span> </div>\n<div class=\"t m0 x202 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 940px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 925px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x169 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6d1 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 538px; bottom: 773px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x5a h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 515px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y6d1 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 749px; bottom: 773px; z-index: 15;\">Leven bruto<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1b4 h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 711px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a9 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 728px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 743px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a3 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 471px; bottom: 728px; z-index: 15;\">premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 743px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x63 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 576px; bottom: 728px; z-index: 15;\">claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a5 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 728px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 743px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1aa h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 686px; bottom: 728px; z-index: 15;\">linked<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 743px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 728px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e43 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e44 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 627px; height: 479px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 627px; height: 479px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 627px; height: 479px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 627px; height: 479px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>ch<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ergestelde</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">schulden</div>\n<div class=\"t m0 x2d6 hbb y6e3 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december<span class=\"ls0 ws0\"> </span><span class=\"ws185\">2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y6e3 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 723px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Uitgegeven door Ageasfinlux<span class=\"_ _0\"></span> S.A.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">FRESH Restricted Tier 1 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 786px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 786px; z-index: 15;\">384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Uitgegeven door Ageas <span class=\"_ _0\"></span>SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Perpetual Subordinated Fixed Rate Resettable Temporary Write<span class=\"ls0 ws0\">-</span><span class=\"ws183\">Down Restricted<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf6 hbb y688 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y688 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls146 ws187\">Ti<span class=\"_ _1\"></span>er 1 Not<span class=\"_ _1\"></span>es</span> </div>\n<div class=\"t m0 x48 hbb y69a ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff30c fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Subordinated Fixed to <span class=\"_ _0\"></span>Floating Rate Tier 2 N<span class=\"_ _0\"></span>otes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 727px; z-index: 15;\">991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 727px; z-index: 15;\">989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Uitgegeven door AG <span class=\"_ _0\"></span>Insurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y68b ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y68b ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Subordinated Fixed to <span class=\"_ _0\"></span>Floating Rate Tier 2 Lo<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 615px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Fixed Rate Reset Dated Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y67e ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Fixed to Floating Callable Subordinated Tier 2 <span class=\"ls146 ws188\">Notes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Uitgegeven door Millenniumbcp <span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Fixed to Floating Rate Callable Subordinated Restricted Tier 1 Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 615px; bottom: 638px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff30f fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaal achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b hbc y6be ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 623px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 623px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x9a hbb y69a ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 576px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d hbb y69a ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 576px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y69a ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 723px; bottom: 576px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff30f fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff30f fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff30f fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39a hbc y68f ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 545px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68f ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 545px; z-index: 15;\">2.758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y683 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y683 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Aflossing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y685 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y685 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 501px; z-index: 15;\">Gerealiseerde meerwaarden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y680 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y680 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 486px; z-index: 15;\">Wisselkoersverschillen en andere (zie 20.1 hieronder voor meer details)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 486px; z-index: 15;\">(231)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 486px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff30f fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 471px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39a hbc y688 ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 471px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 471px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e5e ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e5f ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e60 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Het groots<span class=\"_ _0\"></span>te deel van d<span class=\"_ _0\"></span>e uitstaa<span class=\"_ _0\"></span>nde achter<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de <span class=\"ls140 ws18b\">verplichtingen<span class=\"_ _1\"></span> per 31 <span class=\"_ _1\"></span>december 2022 <span class=\"_ _1\"></span>betreft po<span class=\"_ _1\"></span>sities me<span class=\"_ _1\"></span>t een loopt<span class=\"_ _1\"></span>ijd van meer<span class=\"_ _1\"></span> dan vijf<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hc0 y1e61 ff310 fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">20.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1e62 ff310 fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">FRESH Grandfathered Restricted Tier 1 Notes</div>\n<div class=\"t m0 x2c hb8 y1e63 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.A.<span class=\"_ _0\"></span> heeft op 7 mei 20<span class=\"_ _0\"></span>02 een Flo<span class=\"_ _0\"></span>ating Rat<span class=\"_ _0\"></span>e Equity<span class=\"ls0 ws0\">-</span><span class=\"ws182\">link<span class=\"_ _0\"></span>ed </span></div>\n<div class=\"t m0 x2c hb8 y1e64 ff30c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Subordi<span class=\"_ _0\"></span>nated H<span class=\"_ _0\"></span>ybrid obl<span class=\"_ _0\"></span>igatiel<span class=\"_ _0\"></span>ening z<span class=\"_ _0\"></span>onder af<span class=\"_ _0\"></span>loopdat<span class=\"_ _0\"></span>um (FRE<span class=\"_ _0\"></span>SH)</div>\n<div class=\"t m0 x2c hb8 y1e65 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">uitgegeven ten<span class=\"_ _1\"></span> bedrage van EUR 1.250 mi<span class=\"_ _1\"></span>ljoen tegen een varia<span class=\"_ _1\"></span>bele</div>\n<div class=\"t m0 x2c hb8 y1e66 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet van de 3<span class=\"ls0 ws0\">-</span>maan<span class=\"_ _0\"></span>ds Euribor v<span class=\"_ _0\"></span>erhoog<span class=\"_ _0\"></span>d met 135 basi<span class=\"_ _0\"></span>spunten.<span class=\"_ _0\"></span> De</div>\n<div class=\"t m0 x2c hb8 y1e67 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n hebben gee<span class=\"_ _0\"></span>n einddat<span class=\"_ _0\"></span>um, maar ku<span class=\"_ _0\"></span>nnen word<span class=\"_ _0\"></span>en ingerui<span class=\"_ _0\"></span>ld <span class=\"ls140 ws180\">tegen </span></div>\n<div class=\"t m0 x2c hb8 y1e68 ff30c fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\">-</span><span class=\"ws18b\">aande<span class=\"_ _1\"></span>len tegen<span class=\"_ _1\"></span> een prijs<span class=\"_ _1\"></span> van 315 EUR<span class=\"_ _1\"></span> naar eigen <span class=\"_ _1\"></span>inzicht van<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c hb8 y1e69 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">houder. D<span class=\"_ _0\"></span>e effecte<span class=\"_ _0\"></span>n zullen auto<span class=\"_ _0\"></span>matis<span class=\"_ _0\"></span>ch worden om<span class=\"_ _0\"></span>gezet naa<span class=\"_ _0\"></span>r Ageas<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1e6a ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">aandelen indien<span class=\"_ _1\"></span> de prijs van het Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">aandeel hog<span class=\"_ _0\"></span>er is dan of gel<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c hb8 y1e6b ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aan EUR<span class=\"ls0 ws0\"> </span><span class=\"ls142\">472,50 tijdens<span class=\"_ _0\"></span> twinti<span class=\"_ _0\"></span>g opeen<span class=\"_ _0\"></span>volgende <span class=\"_ _0\"></span>b<span class=\"ls140 ws18a\">eurshandelsdagen<span class=\"_ _1\"></span>. De </span></span></div>\n<div class=\"t m0 x2c hb8 y1e6c ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">effecten <span class=\"_ _1\"></span>kwalificeren al<span class=\"_ _1\"></span>s Grandfathered<span class=\"_ _1\"></span> Tier 1 <span class=\"_ _1\"></span>kapitaal ond<span class=\"_ _1\"></span>er Solvency<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1e6d ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">II. FRESH he<span class=\"_ _1\"></span>eft een <span class=\"_ _1\"></span>rating van A<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>door<span class=\"_ _1\"></span> Standard &amp;<span class=\"_ _1\"></span> Poor's, Baa<span class=\"_ _1\"></span>2 door</div>\n<div class=\"t m0 x2c hb8 y1e6e ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Moody's en B<span class=\"_ _1\"></span>BB door F<span class=\"_ _1\"></span>itch.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e6f ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1e70 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en werde<span class=\"_ _0\"></span>n uitgegev<span class=\"_ _0\"></span>en door Age<span class=\"_ _0\"></span>asfinl<span class=\"_ _0\"></span>ux S.A., met A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x1d hb8 y1e71 ff30c fs71 fc14 sc0 ls151 ws197\" style=\"z-index: 15;\">SA/NV<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">als mededebite<span class=\"_ _0\"></span>ur. Terugb<span class=\"_ _0\"></span>etaling v<span class=\"_ _0\"></span>an de hoofds<span class=\"_ _0\"></span>om vindt ni<span class=\"_ _0\"></span>et in </span></span></div>\n<div class=\"t m0 x1d hb8 y1e72 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">geld plaat<span class=\"_ _0\"></span>s. De houde<span class=\"_ _0\"></span>rs van de FRE<span class=\"_ _0\"></span>SH kunnen te<span class=\"_ _0\"></span>n opzichte va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d hb8 y1e73 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">mededebiteuren<span class=\"_ _1\"></span> alleen re<span class=\"_ _1\"></span>cht doen geld<span class=\"_ _1\"></span>en op de<span class=\"_ _1\"></span> momenteel ui<span class=\"_ _1\"></span>tstaande</div>\n<div class=\"t m0 x1d hb8 y1e74 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">1,2 miljoen<span class=\"_ _1\"></span> Ageas<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">aandelen die Ag<span class=\"_ _0\"></span>easfinl<span class=\"_ _0\"></span>ux S.A. ten g<span class=\"_ _0\"></span>unste van<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">de </span></span></span></span></div>\n<div class=\"t m0 x1d hb8 y1e75 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">houders<span class=\"_ _0\"></span> van de FRESH<span class=\"_ _0\"></span> in onderp<span class=\"_ _0\"></span>and heeft geg<span class=\"_ _0\"></span>even. In af<span class=\"_ _0\"></span>wachtin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x1d hb8 y1e76 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">het omruilen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>FRESH tegen A<span class=\"_ _1\"></span>geas aand<span class=\"_ _1\"></span>elen hebben<span class=\"_ _1\"></span> deze Ageas<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d hb8 y1e77 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">aandelen geen di<span class=\"_ _1\"></span>vidend<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls142 ws181\">of stem<span class=\"_ _0\"></span>recht (het per 3<span class=\"_ _0\"></span>1 decembe<span class=\"_ _0\"></span>r 2022 </span></span></div>\n<div class=\"t m0 x1d hb8 y1e78 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e aantal ui<span class=\"_ _1\"></span>tstaande Ageas <span class=\"_ _1\"></span>aandelen i<span class=\"_ _1\"></span>s reeds <span class=\"ls142 ws181\">inclusief de </span></div>\n<div class=\"t m0 x1d hb8 y1e79 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">1,2 miljoen Agea<span class=\"_ _1\"></span>s aandelen die zijn<span class=\"_ _1\"></span> uitgegeven voor<span class=\"_ _1\"></span> deze omruil).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 130px; height: 831px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 130px; height: 831px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 130px; height: 831px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 130px; height: 831px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval d<span class=\"_ _0\"></span>at geen divi<span class=\"_ _0\"></span>dend wordt<span class=\"_ _0\"></span> betaald o<span class=\"_ _0\"></span>p aandele<span class=\"_ _0\"></span>n Ageas, of dat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het vast te st<span class=\"_ _0\"></span>ellen divi<span class=\"_ _0\"></span>dend met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot een boekj<span class=\"_ _0\"></span>aar onde<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x2c h64 y8a7 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">rempel <span class=\"_ _1\"></span>ligt (dividen<span class=\"_ _1\"></span>drendement m<span class=\"_ _1\"></span>inder dan 0<span class=\"_ _1\"></span>,5%), of in<span class=\"_ _1\"></span> bepaalde </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere uitzo<span class=\"_ _1\"></span>nderlijke o<span class=\"_ _1\"></span>mstandigheden, <span class=\"_ _1\"></span>zal de be<span class=\"_ _1\"></span>taling van c<span class=\"_ _1\"></span>oupons</div>\n<div class=\"t m0 x2c h64 y8a9 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsvinden in<span class=\"_ _1\"></span> overeenstemming met<span class=\"_ _1\"></span> de zogenaamde A<span class=\"_ _1\"></span>lternative</div>\n<div class=\"t m0 x2c h64 y8aa ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Coupon Sett<span class=\"_ _1\"></span>lement Method <span class=\"_ _1\"></span>(ACSM). De<span class=\"_ _1\"></span> ACSM houdt i<span class=\"_ _1\"></span>n dat ni<span class=\"_ _1\"></span>euwe</div>\n<div class=\"t m0 x2c h64 y8ab ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aan<span class=\"ws11d\">delen Agea<span class=\"_ _1\"></span>s worden <span class=\"_ _1\"></span>uitgegeven en<span class=\"_ _1\"></span> geleverd aan<span class=\"_ _1\"></span> de houder<span class=\"_ _1\"></span>s van de </span></div>\n<div class=\"t m0 x2c h64 y8ac ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">FRESH. Tot op hed<span class=\"_ _1\"></span>en zijn alle coupon<span class=\"_ _1\"></span>s contant betaald<span class=\"_ _1\"></span>. Als de ACSM</div>\n<div class=\"t m0 x2c h64 y8ad ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in werking t<span class=\"_ _0\"></span>reedt en het b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are toeg<span class=\"_ _0\"></span>estane maat<span class=\"_ _0\"></span>schap<span class=\"_ _0\"></span>pelijke</div>\n<div class=\"t m0 x2c h64 y8ae ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>al ontoer<span class=\"_ _0\"></span>eikend is om Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V in staat te ste<span class=\"_ _0\"></span>llen <span class=\"lsef ws11d\">de ACSM<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8af ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> na te komen, wordt<span class=\"_ _1\"></span> de couponbetaling opgesc<span class=\"_ _1\"></span>hort tot het</div>\n<div class=\"t m0 x2c h64 y8b0 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>at de uit<span class=\"_ _0\"></span>gifte v<span class=\"_ _0\"></span>an nieuw<span class=\"_ _0\"></span>e aandel<span class=\"_ _0\"></span>en weer m<span class=\"_ _0\"></span>ogelij<span class=\"_ _0\"></span>k is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 19 novem<span class=\"_ _0\"></span>ber 2019 lanc<span class=\"_ _0\"></span>eerde A<span class=\"_ _0\"></span>geas via zij<span class=\"_ _0\"></span>n volledig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b3 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij Ag<span class=\"_ _0\"></span>easfinl<span class=\"_ _0\"></span>ux S.A. een b<span class=\"_ _0\"></span>od tot aank<span class=\"_ _0\"></span>oop in cont<span class=\"_ _0\"></span>anten</div>\n<div class=\"t m0 x2c h64 y8b4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de u<span class=\"_ _1\"></span>itstaande FRES<span class=\"_ _1\"></span>H<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten. T<span class=\"_ _0\"></span>egelijk<span class=\"_ _0\"></span>tertijd s<span class=\"_ _0\"></span>tartt<span class=\"_ _0\"></span>e Ageasf<span class=\"_ _0\"></span>inlux </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">S.A. een i<span class=\"_ _1\"></span>nstemmingsproce<span class=\"_ _1\"></span>dure om de<span class=\"_ _1\"></span> aankoop van<span class=\"_ _1\"></span> de FRESH<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8b6 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n toe te s<span class=\"_ _0\"></span>taan. I<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng van ten<span class=\"_ _0\"></span> minste d<span class=\"_ _0\"></span>e meerd<span class=\"_ _0\"></span>erheid v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b7 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">totale uit<span class=\"_ _0\"></span>staand<span class=\"_ _0\"></span>e hoofdso<span class=\"_ _0\"></span>m van de FRES<span class=\"_ _0\"></span>H was noodza<span class=\"_ _0\"></span>kelijk om d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9d7 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorwaarden van<span class=\"_ _1\"></span> de FRESH te wijzigen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d8 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 3 januar<span class=\"_ _1\"></span>i 2020 kon<span class=\"_ _1\"></span>digde Agea<span class=\"_ _1\"></span>s aan dat<span class=\"_ _1\"></span> in totaal<span class=\"_ _1\"></span> 65,50% (EUR</div>\n<div class=\"t m0 x2c h64 y9da ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">818.750.<span class=\"_ _0\"></span>000) van de t<span class=\"_ _0\"></span>otale hoof<span class=\"_ _0\"></span>dsom va<span class=\"_ _0\"></span>n de uitstaa<span class=\"_ _0\"></span>nde FRESH<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9db ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">effecten was terugg<span class=\"_ _1\"></span>ekocht. In het begi<span class=\"_ _1\"></span>n van het 2e kwar<span class=\"_ _1\"></span>taal van 2020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kocht Age<span class=\"_ _0\"></span>as vervol<span class=\"_ _0\"></span>gens FRES<span class=\"_ _0\"></span>H<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">effecten<span class=\"_ _0\"></span> voor een t<span class=\"_ _0\"></span>otale<span class=\"_ _0\"></span> hoofdsom<span class=\"_ _0\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y9dd ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">EUR 47.2<span class=\"_ _0\"></span>50.000 op v<span class=\"_ _0\"></span>raag van ee<span class=\"_ _0\"></span>n derde part<span class=\"_ _0\"></span>ij. Alle in 20<span class=\"_ _0\"></span>20</div>\n<div class=\"t m0 x2c h64 y9de ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangek<span class=\"_ _0\"></span>ochte FRE<span class=\"_ _0\"></span>SH<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">effecten <span class=\"_ _0\"></span>werde<span class=\"_ _0\"></span>n ingerui<span class=\"_ _0\"></span>ld tege<span class=\"_ _0\"></span>n 2.749.<span class=\"_ _0\"></span>206 </span></div>\n<div class=\"t m0 x2c h64 y9df ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> aandelen v<span class=\"_ _1\"></span>an Ageas SA<span class=\"_ _1\"></span>/NV. Deze aan<span class=\"_ _1\"></span>delen zijn <span class=\"_ _1\"></span>erkend</div>\n<div class=\"t m0 x2c h64 y9e0 ff313 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws11d\">de balan<span class=\"_ _1\"></span>s van de G<span class=\"_ _1\"></span>roep als e<span class=\"_ _1\"></span>igen aandelen <span class=\"_ _1\"></span>en geven g<span class=\"_ _1\"></span>een recht<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>den of st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en. Het t<span class=\"_ _0\"></span>otale <span class=\"_ _0\"></span>aantal u<span class=\"_ _0\"></span>itstaan<span class=\"_ _0\"></span>de aandel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 y9e2 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> als gevolg <span class=\"_ _1\"></span>van de <span class=\"_ _1\"></span>transactie blijf<span class=\"_ _1\"></span>t onveranderd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e4 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de loop van he<span class=\"_ _1\"></span>t vierde kwartaal<span class=\"_ _1\"></span> van 2022 heeft Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">SA/N<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">V voor </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een totaal nominaal<span class=\"_ _1\"></span> bedrag van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">233,25<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">miljoen aan <span class=\"_ _1\"></span>FRESH<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e6 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">effecten verwor<span class=\"_ _1\"></span>ven die in 2002<span class=\"_ _1\"></span> werden uitgegeven door<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9e7 ff313 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">S.A. De aangekochte<span class=\"_ _1\"></span> FRESH</span>-</span><span class=\"ws112\">effecten met<span class=\"_ _0\"></span> een nomina<span class=\"_ _0\"></span>le </span></div>\n<div class=\"t m0 x2c h64 y9e8 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde van E<span class=\"_ _1\"></span>UR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">233<span class=\"_ _1\"></span>,25<span class=\"ls0 ws0\"> </span></span>miljoen<span class=\"_ _1\"></span> worden momente<span class=\"_ _1\"></span>el gehouden <span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x2c h64 y9e9 ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">SA<span class=\"_ _1\"></span>/N<span class=\"lsed ws112\">V en werden nog niet<span class=\"_ _0\"></span> omgeruil<span class=\"_ _0\"></span>d in aandel<span class=\"_ _0\"></span>en Ageas. </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarom blij<span class=\"_ _1\"></span>ft op 31<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">december<span class=\"ls0 ws0\"> </span></span>20<span class=\"_ _1\"></span>22 EUR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">3<span class=\"_ _1\"></span>84<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">miljoen aan<span class=\"_ _1\"></span> totale </span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofdsom<span class=\"_ _0\"></span> uitstaa<span class=\"_ _0\"></span>n op het nivea<span class=\"_ _0\"></span>u van Ageasf<span class=\"_ _0\"></span>inlux<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">S.A. D<span class=\"_ _0\"></span>e EUR 2<span class=\"_ _0\"></span>23,25 </span></div>\n<div class=\"t m0 x2c h64 y9ec ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen word<span class=\"_ _1\"></span>t op Agea<span class=\"_ _1\"></span>s groepsniveau <span class=\"_ _1\"></span>ge\u00eblimineerd<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. </span><span class=\"lsed\">Zie toel<span class=\"_ _0\"></span>ichting<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">32 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor de r<span class=\"lsef ws11d\">esulterende impact op<span class=\"_ _1\"></span> de geconsoli<span class=\"_ _1\"></span>deerde resul<span class=\"_ _1\"></span>tatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b y1e84 ff315 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1e85 ff315 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">Ageas <span class=\"_ _1\"></span>SA/N<span class=\"_ _1\"></span>V S<span class=\"_ _1\"></span>ubordin<span class=\"_ _1\"></span>ated <span class=\"_ _1\"></span>Fixe<span class=\"_ _1\"></span>d to <span class=\"_ _1\"></span>Floa<span class=\"_ _1\"></span>ting <span class=\"_ _1\"></span>Rate</div>\n<div class=\"t m0 x2c h7b y1e86 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Notes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e87 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 24 novem<span class=\"_ _0\"></span>ber 2020 gaf<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV schul<span class=\"_ _0\"></span>deffecte<span class=\"_ _0\"></span>n uit in de vorm</div>\n<div class=\"t m0 x2c h64 y1e88 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van Subordina<span class=\"_ _1\"></span>ted Fixed to Floating<span class=\"_ _1\"></span> Rate Tier 2 Notes ter waa<span class=\"_ _1\"></span>rd<span class=\"lsed ws11d\">e van </span></div>\n<div class=\"t m0 x2c h64 y1e89 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 500 mil<span class=\"_ _1\"></span>joen die in<span class=\"_ _1\"></span> 2051 v<span class=\"_ _1\"></span>ervallen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e8a ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e8b ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De notes <span class=\"_ _1\"></span>hebben een v<span class=\"_ _1\"></span>aste coupon<span class=\"_ _1\"></span> van 1,875%, <span class=\"_ _1\"></span>jaarlijks be<span class=\"_ _1\"></span>taalbaar to<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1e8c ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de eerste <span class=\"_ _1\"></span>renteherziening<span class=\"_ _1\"></span>sdatum (24 n<span class=\"_ _1\"></span>ovember 2031)<span class=\"_ _1\"></span>. Vanaf de <span class=\"_ _1\"></span>eerste</div>\n<div class=\"t m0 x2c h64 y1e8d ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">renteherzieni<span class=\"_ _1\"></span>ngsdatum zal d<span class=\"_ _1\"></span>e coupon d<span class=\"_ _1\"></span>riemaandelijk<span class=\"_ _1\"></span>s betaalbaar<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x2c h64 y1e8e ff313 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">teg<span class=\"lsed ws112\">en een 3<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">maand Euribor varia<span class=\"_ _1\"></span>bele rente vermee<span class=\"_ _1\"></span>rderd met een in<span class=\"_ _1\"></span>iti\u00eble </span></span></span></div>\n<div class=\"t m0 x2c h64 y1e8f ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>spread en e<span class=\"_ _0\"></span>en step<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">up van 100 basispunten. Merk<span class=\"_ _1\"></span> op dat Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y1e90 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar eig<span class=\"_ _0\"></span>en keuze kan bes<span class=\"_ _0\"></span>lissen om h<span class=\"_ _0\"></span>et instrum<span class=\"_ _0\"></span>ent vanaf<span class=\"_ _0\"></span> 24 mei 2031,</div>\n<div class=\"t m0 x2c h64 y1e91 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">namelijk 6 maanden<span class=\"_ _1\"></span> v\u00f3\u00f3r de eerste ren<span class=\"_ _1\"></span>teherzieningsda<span class=\"lsed ws11d\">tum, af te loss<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e92 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e93 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het instrum<span class=\"_ _1\"></span>ent komt in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> als Tier 2<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11e\">kapitaal<span class=\"_ _1\"></span> voor zowel Ageas<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1e94 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Groep als A<span class=\"_ _0\"></span>geas SA/NV k<span class=\"_ _0\"></span>rachten<span class=\"_ _0\"></span>s de Europe<span class=\"_ _0\"></span>se wettel<span class=\"_ _0\"></span>ijke vereis<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1e95 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> (Solven<span class=\"_ _0\"></span>cy II) en heef<span class=\"_ _0\"></span>t een rating A<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">van zowel </span></span></div>\n<div class=\"t m0 x1d h64 y1e96 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor's als<span class=\"_ _0\"></span> Fitch. Het in<span class=\"lsef ws11d\">strument staat genoteerd a<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y1e97 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geregl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rde markt va<span class=\"_ _0\"></span>n de Luxembu<span class=\"_ _0\"></span>rgse effec<span class=\"_ _0\"></span>tenbeu<span class=\"_ _0\"></span>rs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1e98 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1e99 ff315 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _1\"></span>/NV Perp<span class=\"_ _1\"></span>etual Subor<span class=\"_ _1\"></span>dinated Fi<span class=\"_ _1\"></span>xed Rate</div>\n<div class=\"t m0 x1d h7b y1e9a ff315 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Resettable<span class=\"_ _0\"></span> Temporary Write<span class=\"ls0 ws0\">-<span class=\"ls13c ws17c\">Down Restr<span class=\"_ _1\"></span>icted Tie<span class=\"_ _1\"></span>r </span></span></div>\n<div class=\"t m0 x1d h7b y1e9b ff315 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">1 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yf2a ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 10 decem<span class=\"_ _0\"></span>ber 2019 gaf<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e schuldef<span class=\"_ _0\"></span>f<span class=\"ws111\">ecten </span></div>\n<div class=\"t m0 x1d h64 y1e9c ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit voor ee<span class=\"_ _0\"></span>n totale hoof<span class=\"_ _0\"></span>dsom van E<span class=\"_ _0\"></span>UR 750 milj<span class=\"_ _0\"></span>oen in de vorm v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y1e9d ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Perpetual Subo<span class=\"_ _1\"></span>rdinated Fixed Rate Re<span class=\"_ _1\"></span>settable Temporary Wri<span class=\"_ _1\"></span>te<span class=\"ls0 ws0\">-<span class=\"ls10c ws13b\">Down<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y1e9e ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Restrict<span class=\"_ _0\"></span>ed Tier 1 Not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1e9f ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ea0 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Deze notes hebben<span class=\"_ _1\"></span> een vaste jaarli<span class=\"_ _1\"></span>jks betaalbare co<span class=\"_ _1\"></span>upon van 3,875%<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ea1 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met rentehe<span class=\"_ _1\"></span>rziening in j<span class=\"_ _1\"></span>un<span class=\"ws11e\">i 2030 (geen<span class=\"_ _1\"></span> step<span class=\"ls0 ws0\">-</span></span>up) en<span class=\"_ _1\"></span> daarna el<span class=\"_ _1\"></span>ke vijf jaar<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x1d h64 y1ea2 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Zij hebben<span class=\"_ _1\"></span> geen vastge<span class=\"_ _1\"></span>stelde vervalda<span class=\"_ _1\"></span>tum en Agea<span class=\"_ _1\"></span>s SA/NV kan de<span class=\"_ _1\"></span>ze,</div>\n<div class=\"t m0 x1d h64 y1ea3 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behalve in <span class=\"_ _1\"></span>bepaalde sp<span class=\"_ _1\"></span>ecifieke omstan<span class=\"_ _1\"></span>digheden, nie<span class=\"_ _1\"></span>t aflossen <span class=\"_ _1\"></span>voor de</div>\n<div class=\"t m0 x1d h64 y1ea4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zesmaandsperiode <span class=\"_ _1\"></span>voorafgaand<span class=\"_ _1\"></span> aan juni 2<span class=\"_ _1\"></span>030.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ea5 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ea6 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en komen in aan<span class=\"_ _0\"></span>merk<span class=\"lsef ws11d\">ing als restricted <span class=\"_ _1\"></span>Tier 1<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kapitaal voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ea7 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel Ageas<span class=\"_ _1\"></span> Groep al<span class=\"_ _1\"></span>s Ageas SA/NV k<span class=\"_ _1\"></span>rachtens de<span class=\"_ _1\"></span> Europese we<span class=\"_ _1\"></span>ttelijke</div>\n<div class=\"t m0 x1d h64 y1ea8 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vereisten voor<span class=\"_ _1\"></span> verzekeraars (Solv<span class=\"_ _1\"></span>ency II) en hebben<span class=\"_ _1\"></span> een rating BBB<span class=\"ls0 ws0\">+<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ea9 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Standard<span class=\"_ _1\"></span> &amp; Poor\u2019<span class=\"_ _1\"></span>s en BBB v<span class=\"_ _1\"></span>an Fitch. De<span class=\"_ _1\"></span> notes sta<span class=\"_ _1\"></span>an genoteerd<span class=\"_ _1\"></span> aan</div>\n<div class=\"t m0 x1d h64 y1eaa ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geregulee<span class=\"_ _1\"></span>rde markt <span class=\"_ _1\"></span>van de Lux<span class=\"_ _1\"></span>emburgse effec<span class=\"_ _1\"></span>tenbeurs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eab ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1eac ff313 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">De netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">opbre<span class=\"_ _1\"></span>ngsten van<span class=\"_ _1\"></span> de uitgi<span class=\"_ _1\"></span>fte van dit<span class=\"_ _1\"></span> instrument w<span class=\"_ _1\"></span>erden gebrui<span class=\"_ _1\"></span>kt </span></span></div>\n<div class=\"t m0 x1d h64 y1ead ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor algemene<span class=\"_ _1\"></span> bedrijfsd<span class=\"_ _1\"></span>oeleinden en<span class=\"_ _1\"></span> teneinde d<span class=\"_ _1\"></span>e wettelijk <span class=\"_ _1\"></span>vereiste</div>\n<div class=\"t m0 x1d h64 y1eae ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">solvabi<span class=\"_ _0\"></span>liteit va<span class=\"_ _0\"></span>n de Ageas Groe<span class=\"_ _0\"></span>p en haar oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en te</div>\n<div class=\"t m0 x1d h64 y1eaf ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vers<span class=\"ws11e\">terken, onder<span class=\"_ _1\"></span> meer door vervangi<span class=\"_ _1\"></span>ng van de FRESH<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">effect<span class=\"_ _0\"></span>en die </span></span></span></div>\n<div class=\"t m0 x1d h64 y1eb0 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden terugg<span class=\"_ _1\"></span>ekocht in he<span class=\"_ _1\"></span>t bod da<span class=\"_ _1\"></span>t Ageas hier<span class=\"_ _1\"></span> in 2019<span class=\"_ _1\"></span> op deed <span class=\"_ _1\"></span>(zie</div>\n<div class=\"t m0 x1d h64 y1eb1 ff313 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">20.1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b ye5c ff315 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1eb2 ff315 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">Ageas <span class=\"_ _1\"></span>SA/N<span class=\"_ _1\"></span>V S<span class=\"_ _1\"></span>ubordin<span class=\"_ _1\"></span>ated <span class=\"_ _1\"></span>Fixe<span class=\"_ _1\"></span>d to <span class=\"_ _1\"></span>Floa<span class=\"_ _1\"></span>ting <span class=\"_ _1\"></span>Rate</div>\n<div class=\"t m0 x1d h7b y1eb3 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eb4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 10 apri<span class=\"_ _1\"></span>l 2019 ga<span class=\"_ _1\"></span>f Ageas SA/<span class=\"_ _1\"></span>NV zijn eers<span class=\"_ _1\"></span>te schuldeffecten<span class=\"_ _1\"></span> uit in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y1eb5 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vorm van S<span class=\"_ _0\"></span>ubordin<span class=\"_ _0\"></span>ated Fixe<span class=\"_ _0\"></span>d to Floati<span class=\"_ _0\"></span>ng Rate Tier 2 Not<span class=\"_ _0\"></span>es voor EUR<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1eb6 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">500 milj<span class=\"_ _0\"></span>oen die i<span class=\"_ _0\"></span>n 2049 v<span class=\"_ _0\"></span>ervalle<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eb7 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1eb8 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze not<span class=\"_ _0\"></span>es hebbe<span class=\"_ _0\"></span>n een vas<span class=\"_ _0\"></span>te coup<span class=\"_ _0\"></span>on van 3,<span class=\"_ _0\"></span>25%, ja<span class=\"_ _0\"></span>arlijks b<span class=\"_ _0\"></span>etaalba<span class=\"_ _0\"></span>ar tot</div>\n<div class=\"t m0 x1d h64 y1eb9 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de eerst<span class=\"_ _0\"></span>e call<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">datum (2 j<span class=\"_ _1\"></span>uli 2029). Van<span class=\"_ _1\"></span>af de eer<span class=\"_ _1\"></span>ste call</span>-<span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>tum zal <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 y1eba ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">coupon dr<span class=\"_ _0\"></span>iemaand<span class=\"_ _0\"></span>elijks bet<span class=\"_ _0\"></span>aalbaa<span class=\"_ _0\"></span>r zijn tegen ee<span class=\"_ _0\"></span>n 3<span class=\"ls0 ws0\">-</span>maand Euri<span class=\"_ _0\"></span>bor</div>\n<div class=\"t m0 x1d h64 y1ebb ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente vermeer<span class=\"_ _1\"></span>derd met een<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> kredietsprea<span class=\"_ _1\"></span>d en een <span class=\"_ _1\"></span>step<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1ebc ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">up van 100 bas<span class=\"_ _0\"></span>ispunt<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ebd ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ebe ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dit instrumen<span class=\"_ _1\"></span>t komt in aanmerking al<span class=\"_ _1\"></span>s Tier 2<span class=\"ls0 ws0\">-</span>kapi<span class=\"_ _1\"></span>taal voor zowel<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 y1ebf ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Groep als<span class=\"_ _1\"></span> Ageas SA/NV<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">krachtens de Eu<span class=\"_ _1\"></span>ropese wettelij<span class=\"_ _1\"></span>ke vereisten<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ec0 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> (Solven<span class=\"_ _0\"></span>cy II) en heef<span class=\"_ _0\"></span>t een rating v<span class=\"_ _0\"></span>an A<span class=\"ls0 ws0\">- </span><span class=\"ws111\">volgens </span></div>\n<div class=\"t m0 x1d h64 y1ec1 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor\u2019s en Fit<span class=\"_ _0\"></span>ch. De not<span class=\"_ _0\"></span>e staat genot<span class=\"_ _0\"></span>eerd aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y1ec2 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geregul<span class=\"_ _0\"></span>eerde m<span class=\"_ _0\"></span>arkt va<span class=\"_ _0\"></span>n de Luxem<span class=\"_ _0\"></span>burgse ef<span class=\"_ _0\"></span>fecte<span class=\"_ _0\"></span>nbeurs. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 156px; height: 950px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 156px; height: 950px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 156px; height: 950px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 156px; height: 950px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">AG Insurance Subordinated Fixed to Floating Rate</div>\n<div class=\"t m0 x2c h7b y830 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y831 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 27 juni<span class=\"_ _1\"></span> 2019 heb<span class=\"_ _1\"></span>ben Ageas en<span class=\"_ _1\"></span> BNP Pariba<span class=\"_ _1\"></span>s Cardif ee<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y832 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">achtergestelde<span class=\"_ _1\"></span> lening v<span class=\"_ _1\"></span>an EUR 300<span class=\"_ _1\"></span> miljoen (Agea<span class=\"_ _1\"></span>s: EUR 225<span class=\"_ _1\"></span> miljoen;</div>\n<div class=\"t m0 x2c h64 y833 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Cardi<span class=\"_ _0\"></span>f: EUR 75 miljo<span class=\"_ _0\"></span>en) aan AG Ins<span class=\"_ _0\"></span>urance v<span class=\"_ _0\"></span>erstrekt<span class=\"_ _0\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y834 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een rente<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 3,<span class=\"_ _0\"></span>25% als gede<span class=\"_ _0\"></span>eltelijk<span class=\"_ _0\"></span>e vervan<span class=\"_ _0\"></span>ging van de</div>\n<div class=\"t m0 x2c h64 y1ec8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">USD 550 milj<span class=\"_ _0\"></span>oen obli<span class=\"_ _0\"></span>gaties die in m<span class=\"_ _0\"></span>aart 2019 w<span class=\"_ _0\"></span>aren afgel<span class=\"_ _0\"></span>ost. De</div>\n<div class=\"t m0 x2c h64 y1ec9 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intragr<span class=\"_ _0\"></span>oepslen<span class=\"_ _0\"></span>ing tuss<span class=\"_ _0\"></span>en Ageas en AG I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e wordt ge\u00ebli<span class=\"_ _0\"></span>mineer<span class=\"_ _0\"></span>d op</div>\n<div class=\"t m0 x2c h64 y1eca ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het niv<span class=\"_ _0\"></span>eau van <span class=\"ws112\">de A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">groe<span class=\"_ _0\"></span>p. De leni<span class=\"_ _0\"></span>ng kan naa<span class=\"_ _0\"></span>r keuz<span class=\"_ _0\"></span>e van AG </span></span></div>\n<div class=\"t m0 x2c h64 y1ecb ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance g<span class=\"_ _1\"></span>eheel maar <span class=\"_ _1\"></span>niet gedeel<span class=\"_ _1\"></span>telijk worden<span class=\"_ _1\"></span> terugbetaald <span class=\"_ _1\"></span>op de</div>\n<div class=\"t m0 x2c h64 y1ecc ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste afl<span class=\"_ _0\"></span>ossings<span class=\"_ _0\"></span>datum o<span class=\"_ _0\"></span>p 27 juni 2029 of o<span class=\"_ _0\"></span>p elke rente<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsdatu<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x2c h64 y1ecd ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarna. O<span class=\"_ _0\"></span>p hun eerst<span class=\"_ _0\"></span>e calldat<span class=\"_ _0\"></span>um zullen d<span class=\"_ _0\"></span>e Notes rent<span class=\"_ _0\"></span>e opbreng<span class=\"_ _0\"></span>en tegen</div>\n<div class=\"t m0 x2c h64 y1ece ff317 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ee<span class=\"ws112\">n vlotte<span class=\"_ _0\"></span>nde rent<span class=\"_ _0\"></span>evoet van 3 ma<span class=\"_ _0\"></span>and Euribo<span class=\"_ _0\"></span>r plus 3,80<span class=\"_ _0\"></span>% per jaar, </span></div>\n<div class=\"t m0 x2c h64 y1ecf ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaalb<span class=\"_ _0\"></span>aar per kwa<span class=\"_ _0\"></span>rtaal.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y150d ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ed0 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">AG Insuran<span class=\"_ _1\"></span>ce Fixed R<span class=\"_ _1\"></span>ate Reset D<span class=\"_ _1\"></span>ated</div>\n<div class=\"t m0 x2c h7b y1ed1 ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ed2 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 31 maart 20<span class=\"_ _0\"></span>15 heeft A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e voor een be<span class=\"_ _0\"></span>drag van EU<span class=\"_ _0\"></span>R 400</div>\n<div class=\"t m0 x2c h64 y1ed3 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">miljoen <span class=\"_ _0\"></span>Fixed Rat<span class=\"_ _0\"></span>e Subo<span class=\"_ _0\"></span>rdinate<span class=\"_ _0\"></span>d Tier 2 N<span class=\"_ _0\"></span>otes (ac<span class=\"_ _0\"></span>hterges<span class=\"_ _0\"></span>telde ob<span class=\"_ _0\"></span>ligaties</div>\n<div class=\"t m0 x2c h64 y1ed4 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen vast<span class=\"_ _0\"></span>e rente) ui<span class=\"_ _0\"></span>tgegev<span class=\"_ _0\"></span>en met een re<span class=\"_ _0\"></span>ntevoet va<span class=\"_ _0\"></span>n 3,5% en een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1ed5 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van 32 jaar.<span class=\"_ _0\"></span> De obligati<span class=\"_ _0\"></span>es kunnen w<span class=\"_ _0\"></span>orden afg<span class=\"_ _0\"></span>elost naa<span class=\"_ _0\"></span>r eigen</div>\n<div class=\"t m0 x2c h64 y1ed6 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">keuze van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e, in hun geh<span class=\"_ _0\"></span>eel maar ni<span class=\"_ _0\"></span>et gedeel<span class=\"_ _0\"></span>telijk, op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1ed7 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste cal<span class=\"_ _1\"></span>ldatum op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">30 juni 2027 of op wi<span class=\"_ _1\"></span>llekeurig welke a<span class=\"_ _1\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1ed8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>ervaldag d<span class=\"_ _0\"></span>aarna. O<span class=\"_ _0\"></span>p de eerste ca<span class=\"_ _0\"></span>lldatum en o<span class=\"_ _0\"></span>p elke vijfd<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1ed9 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verjaar<span class=\"_ _0\"></span>dag van de ee<span class=\"_ _0\"></span>rste call<span class=\"_ _0\"></span>datum zal de re<span class=\"_ _0\"></span>ntevoet o<span class=\"_ _0\"></span>pnieuw b<span class=\"_ _0\"></span>epaald</div>\n<div class=\"t m0 x2c h64 y1eda ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden, <span class=\"_ _0\"></span>als de s<span class=\"_ _0\"></span>om van de v<span class=\"_ _0\"></span>ijfjar<span class=\"_ _0\"></span>ige euro m<span class=\"_ _0\"></span>id swa<span class=\"_ _0\"></span>p rente v<span class=\"_ _0\"></span>erhoogd <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x2c h64 y1edb ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">3,875%. D<span class=\"lsed ws112\">e obligaties zij<span class=\"_ _0\"></span>n genotee<span class=\"_ _0\"></span>rd aan de Beurs v<span class=\"_ _0\"></span>an Luxem<span class=\"_ _0\"></span>burg en </span></div>\n<div class=\"t m0 x2c h64 y1edc ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kwalificeren<span class=\"_ _1\"></span> als Tier <span class=\"_ _1\"></span>2 kapitaal<span class=\"_ _1\"></span> onder Sol<span class=\"_ _1\"></span>vency II. Z<span class=\"_ _1\"></span>e hebben e<span class=\"_ _1\"></span>en rating</div>\n<div class=\"t m0 x2c h64 y1edd ff317 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">A- <span class=\"_ _1\"></span><span class=\"lsed ws112\">van zowel St<span class=\"_ _0\"></span>andard &amp; Po<span class=\"_ _0\"></span>or's als Fit<span class=\"_ _0\"></span>ch.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h7b y82e ff319 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff319 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">AG Insurance <span class=\"_ _1\"></span>Fixed<span class=\"ls0 ws0\">-<span class=\"ls117 ws14f\">to</span>-<span class=\"ls13a ws17a\">Fl<span class=\"_ _1\"></span>oating <span class=\"_ _1\"></span>Call<span class=\"_ _1\"></span>able </span></span></div>\n<div class=\"t m0 x1d h7b y830 ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y831 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 18 decem<span class=\"_ _0\"></span>ber 2013 pla<span class=\"_ _0\"></span>atste AG I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e voor een bed<span class=\"_ _0\"></span>rag van EUR<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y832 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">450 miljoen<span class=\"_ _1\"></span> Fixed<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to<span class=\"_ _1\"></span></span>-</span><span class=\"lsed\">Floating Ca<span class=\"_ _0\"></span>llable<span class=\"_ _0\"></span> Subordi<span class=\"_ _0\"></span>nated Ti<span class=\"_ _0\"></span>er 2 Notes<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y833 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(achte<span class=\"_ _0\"></span>rgesteld<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ies met<span class=\"_ _0\"></span> vaste n<span class=\"_ _0\"></span>aar vari<span class=\"_ _0\"></span>abele re<span class=\"_ _0\"></span>nte), m<span class=\"_ _0\"></span>et een</div>\n<div class=\"t m0 x1d h64 y834 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van 31 j<span class=\"_ _0\"></span>aar en ee<span class=\"_ _0\"></span>n rentev<span class=\"_ _0\"></span>oet van 5,<span class=\"_ _0\"></span>25%. De <span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies kunn<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ec8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gelost na<span class=\"_ _0\"></span>ar eigen ke<span class=\"_ _0\"></span>uze van AG Insur<span class=\"_ _0\"></span>ance, in hu<span class=\"_ _0\"></span>n geheel</div>\n<div class=\"t m0 x1d h64 y1ec9 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gedeeltelij<span class=\"_ _1\"></span>k, op de ee<span class=\"_ _1\"></span>rste callda<span class=\"_ _1\"></span>tum op 18<span class=\"_ _1\"></span> juni 2024<span class=\"_ _1\"></span> of op</div>\n<div class=\"t m0 x1d h64 y1eca ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">willekeurig<span class=\"_ _1\"></span> welke andere <span class=\"_ _1\"></span>rentevervalda<span class=\"_ _1\"></span>g daarna. O<span class=\"_ _1\"></span>p hun eer<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x1d h64 y1ecb ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">calldat<span class=\"_ _0\"></span>um zullen d<span class=\"_ _0\"></span>e obligati<span class=\"_ _0\"></span>es rente dra<span class=\"_ _0\"></span>gen aan een v<span class=\"_ _0\"></span>ariabe<span class=\"lsef ws11d\">le rentevoet </span></div>\n<div class=\"t m0 x1d h64 y1ecc ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van 3<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">maand<span class=\"_ _1\"></span>s Euribor <span class=\"_ _1\"></span>verhoogd met 4<span class=\"_ _1\"></span>,136% per j<span class=\"_ _1\"></span>aar, betaalbaar<span class=\"_ _1\"></span> per </span></div>\n<div class=\"t m0 x1d h64 y1ecd ff317 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kwartaal. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ece ff317 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ecf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De obliga<span class=\"_ _1\"></span>ties kwalifice<span class=\"_ _1\"></span>ren als Tie<span class=\"_ _1\"></span>r 2 onder<span class=\"_ _1\"></span> Solvency <span class=\"_ _1\"></span>II en hebben<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y1ede ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rating A<span class=\"ls0 ws0\">- </span>van Stan<span class=\"_ _0\"></span>dard &amp; Poo<span class=\"_ _0\"></span>r's en Fitch. De o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es zijn</div>\n<div class=\"t m0 x1d h64 y1edf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderschreven<span class=\"_ _1\"></span> door Ageas<span class=\"_ _1\"></span> SA/NV (EU<span class=\"lsed ws112\">R 350 miljoen) e<span class=\"_ _0\"></span>n BNP Paribas<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ee0 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Fortis SA/NV (EUR 1<span class=\"_ _1\"></span>00 miljoen) en zijn<span class=\"_ _1\"></span> genoteerd aan de Beur<span class=\"_ _1\"></span>s van</div>\n<div class=\"t m0 x1d h64 y1ee1 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Luxemburg. <span class=\"_ _1\"></span>Het gedeelte<span class=\"_ _1\"></span> verstrekt door<span class=\"_ _1\"></span> Ageas SA<span class=\"_ _1\"></span>/NV wordt</div>\n<div class=\"t m0 x1d h64 y1ee2 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ge\u00eblimineerd<span class=\"_ _1\"></span> omdat het een intra<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">groepst<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie betre<span class=\"_ _0\"></span>ft.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h7b y1099 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1ee3 ff319 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Milleniumbcp Fixed<span class=\"ls0 ws0\">-<span class=\"ls117 ws14f\">to</span>-</span>Floating Callable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1ee4 ff319 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Subordinated Grandfathered <span class=\"_ _1\"></span>Restricted Tier 1 <span class=\"_ _1\"></span>Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybbb ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op 5 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>14 hebbe<span class=\"_ _0\"></span>n Ageas I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e Inter<span class=\"_ _0\"></span>nationa<span class=\"_ _0\"></span>l N.V. (<span class=\"_ _0\"></span>51%)</div>\n<div class=\"t m0 x1d h64 ybbc ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AII) en BC<span class=\"_ _0\"></span>P Investm<span class=\"_ _0\"></span>ents B.V. (<span class=\"_ _0\"></span>49%) een ac<span class=\"_ _0\"></span>htergest<span class=\"_ _0\"></span>elde len<span class=\"_ _0\"></span>ing van</div>\n<div class=\"t m0 x1d h64 ybbd ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 120 mil<span class=\"_ _1\"></span>joen verstre<span class=\"_ _1\"></span>kt aan Mill<span class=\"_ _1\"></span>enniumbcp Age<span class=\"_ _1\"></span>as tegen 4<span class=\"_ _1\"></span>,75% per</div>\n<div class=\"t m0 x1d h64 ybbe ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar t<span class=\"lsed ws112\">ot de eerste cal<span class=\"_ _0\"></span>ldatum in de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>019 en 6<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">maands Euribor<span class=\"_ _1\"></span> + </span></span></span></div>\n<div class=\"t m0 x1d h64 ybbf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">475 basispun<span class=\"_ _1\"></span>ten per ja<span class=\"_ _1\"></span>ar daarna<span class=\"_ _1\"></span>. Vanaf het 2<span class=\"_ _1\"></span>e kwartaal <span class=\"_ _1\"></span>van 2020 <span class=\"_ _1\"></span>is de</div>\n<div class=\"t m0 x1d h64 ybc0 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lening die voorheen<span class=\"_ _1\"></span> eigendom was van<span class=\"_ _1\"></span> Ageas Insurance Intern<span class=\"_ _1\"></span>ational</div>\n<div class=\"t m0 x1d h64 ybc1 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span> naar de ba<span class=\"_ _1\"></span>lans van Age<span class=\"_ _1\"></span>as SA/NV. <span class=\"_ _1\"></span>Het deel vers<span class=\"_ _1\"></span>trekt door</div>\n<div class=\"t m0 x1d h64 ybc2 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> wordt ge\u00eblim<span class=\"_ _1\"></span>ineerd omdat<span class=\"_ _1\"></span> het een in<span class=\"_ _1\"></span>tra<span class=\"ls0 ws0\">-</span><span class=\"ws113\">groe<span class=\"_ _1\"></span>pstransactie </span></div>\n<div class=\"t m0 x1d h64 ybc3 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreft.<span class=\"_ _0\"></span> De obligat<span class=\"_ _0\"></span>ies kwali<span class=\"_ _0\"></span>ficeren al<span class=\"_ _0\"></span>s \u2018Grandf<span class=\"_ _0\"></span>ather<span class=\"_ _0\"></span>ed\u2019 Tier 1 kapit<span class=\"_ _0\"></span>aal</div>\n<div class=\"t m0 x1d h64 ybc4 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">II. </span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 519px; height: 587px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 519px; height: 587px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 519px; height: 587px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 519px; height: 587px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Schu<span class=\"_ _1\"></span>lden</div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Terugkoopovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff31d fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Schulde<span class=\"_ _0\"></span>n aan ba<span class=\"_ _0\"></span>nken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Depots van herverzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Overige financieringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff31d fs46 fce sc0 lsf6 ws122\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l schu<span class=\"_ _1\"></span>lden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y173c ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee6 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee7 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Terugkoopovere<span class=\"_ _1\"></span>enkomsten <span class=\"_ _1\"></span>zijn zekergesteld<span class=\"_ _1\"></span>e kortlopende<span class=\"_ _1\"></span> leningen d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x2c h64 y1ee8 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt voor<span class=\"_ _1\"></span> de afdekking <span class=\"_ _1\"></span>van speci<span class=\"_ _1\"></span>fieke belegging<span class=\"_ _1\"></span>en met</div>\n<div class=\"t m0 x2c h64 y1ee9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten die op<span class=\"_ _0\"></span>nieuw kun<span class=\"_ _0\"></span>nen worde<span class=\"_ _0\"></span>n vastgest<span class=\"_ _0\"></span>eld en met h<span class=\"_ _0\"></span>et oog op</div>\n<div class=\"t m0 x2c h64 y1eea ff31b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kasbeheer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1eeb ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1eec ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas v<span class=\"_ _1\"></span>astgoed met <span class=\"_ _1\"></span>een boekwaarde<span class=\"_ _1\"></span> van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">159 </span></div>\n<div class=\"t m0 x2c h64 y1eed ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen al<span class=\"_ _1\"></span>s zekerheid<span class=\"_ _1\"></span> gesteld voor<span class=\"_ _1\"></span> leningen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> (2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">166 </span></div>\n<div class=\"t m0 x2c h64 y1eee ff31b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 530px; height: 41px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1eef ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ef0 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekwaarde<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>schulden is <span class=\"_ _1\"></span>een redel<span class=\"_ _1\"></span>ijke benaderin<span class=\"_ _1\"></span>g van de</div>\n<div class=\"t m0 x2c h64 y1ef1 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e doordat <span class=\"_ _1\"></span>de looptijden<span class=\"_ _1\"></span> van con<span class=\"_ _1\"></span>tracten minder<span class=\"_ _1\"></span> dan een <span class=\"_ _1\"></span>jaar</div>\n<div class=\"t m0 x1d h64 y1ef2 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bedragen (terugk<span class=\"_ _1\"></span>oop<span class=\"ws11d\">overeenko<span class=\"_ _1\"></span>msten) en/of d<span class=\"_ _1\"></span>oordat contr<span class=\"_ _1\"></span>acten een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef3 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente dragen<span class=\"_ _1\"></span> (leningen van<span class=\"_ _1\"></span> banken). <span class=\"_ _1\"></span>De re\u00eble w<span class=\"_ _1\"></span>aarde is</div>\n<div class=\"t m0 x1d h64 y1ef4 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">derhalve geba<span class=\"_ _1\"></span>seerd op waarneembare<span class=\"_ _1\"></span> marktgegevens (n<span class=\"_ _1\"></span>iveau 2).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ef5 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ef6 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De leaseverp<span class=\"_ _1\"></span>lichtingen worde<span class=\"_ _1\"></span>n gewaardeer<span class=\"_ _1\"></span>d tegen de<span class=\"_ _1\"></span> con<span class=\"ws11e\">tante waarde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef7 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en wordt<span class=\"_ _0\"></span> verdisco<span class=\"_ _0\"></span>nteerd o<span class=\"_ _0\"></span>p basis van de</div>\n<div class=\"t m0 x1d h64 y1ef8 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentev<span class=\"_ _0\"></span>oet van de l<span class=\"_ _0\"></span>easeove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst. De rent<span class=\"_ _0\"></span>elasten op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1ef9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing en de afsc<span class=\"_ _0\"></span>hrijvin<span class=\"_ _0\"></span>gskost<span class=\"_ _0\"></span>en voor het met<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 y1efa ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emmend act<span class=\"_ _0\"></span>ief word<span class=\"_ _0\"></span>en afzond<span class=\"_ _0\"></span>erlijk van el<span class=\"_ _0\"></span>kaar</div>\n<div class=\"t m0 x1d h64 y1efb ff31b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd.</div>\n<div class=\"t m0 x2c h64 y1efc ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1efd ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff31b fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 445px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 445px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff31d fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 415px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 415px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 400px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff31d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 385px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 370px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 370px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 355px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 355px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span> wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 340px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 340px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff31d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 325px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 325px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 325px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f02 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f03 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f04 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>verdisconteerd<span class=\"_ _1\"></span>e kasstromen van de<span class=\"_ _1\"></span> leningen, afgez<span class=\"_ _1\"></span>ien van de leaseve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span>, ingedeeld per <span class=\"lsed ws112\">relevante l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span>groep </span></div>\n<div class=\"t m0 x2c h64 y1f05 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op 31 decem<span class=\"_ _0\"></span>ber.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f06 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 231px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 231px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 201px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 201px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 186px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 186px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 186px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 171px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 171px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 171px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 156px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 156px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 156px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff31d fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 141px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 141px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 141px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 130px; height: 831px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 130px; height: 831px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 130px; height: 831px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 130px; height: 831px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 130px; height: 831px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als gevol<span class=\"_ _0\"></span>g van de Covi<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">pandemie ont<span class=\"_ _1\"></span>ving Interparking<span class=\"_ _1\"></span>, een </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming van de<span class=\"_ _1\"></span> Groep actie<span class=\"_ _1\"></span>f in par<span class=\"_ _1\"></span>keergarages<span class=\"_ _1\"></span> (51%</div>\n<div class=\"t m0 x2c h64 y8a7 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om van AG Insur<span class=\"_ _0\"></span>ance), i<span class=\"_ _0\"></span>n de eerste helf<span class=\"_ _0\"></span>t van 2021</div>\n<div class=\"t m0 x2c h64 y8a8 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kwijtsc<span class=\"_ _0\"></span>helding<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> leningsov<span class=\"_ _0\"></span>eree<span class=\"lsef ws11e\">nkomsten. Bijgevolg </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden lang<span class=\"_ _1\"></span>lopende bankl<span class=\"_ _1\"></span>eningen, waar<span class=\"_ _1\"></span>voor kwijtsc<span class=\"_ _1\"></span>heldingen we<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x1d h64 y1d22 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkreg<span class=\"_ _0\"></span>en, geherc<span class=\"_ _0\"></span>lassif<span class=\"_ _0\"></span>iceerd va<span class=\"_ _0\"></span>n langlope<span class=\"_ _0\"></span>nd naar kort<span class=\"_ _0\"></span>lopen<span class=\"_ _0\"></span>d. De</div>\n<div class=\"t m0 x1d h64 y1d23 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Interparking hebb<span class=\"_ _1\"></span>en zich sindsdien<span class=\"_ _1\"></span> hersteld, waar<span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x1d h64 y1f0e ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Interparking aan<span class=\"_ _1\"></span> haar lening<span class=\"_ _1\"></span>sovere<span class=\"lsed ws112\">enkomst<span class=\"_ _0\"></span>en heeft vol<span class=\"_ _0\"></span>daan. Bij<span class=\"_ _0\"></span>gevolg </span></div>\n<div class=\"t m0 x1d h64 y1f0f ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is een b<span class=\"_ _1\"></span>edrag van E<span class=\"_ _1\"></span>UR 491 miljoe<span class=\"_ _1\"></span>n aan langl<span class=\"_ _1\"></span>opende banklen<span class=\"_ _1\"></span>ingen</div>\n<div class=\"t m0 x1d h64 y1f10 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geherclassifi<span class=\"_ _1\"></span>ceerd van kortlopend<span class=\"_ _1\"></span> naar langlopend op<span class=\"_ _1\"></span> de verslagdatum.</div>\n<div class=\"t m0 x2c h64 y1f11 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f12 ff320 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Leaseverplicht<span class=\"_ _1\"></span>ingen als lea<span class=\"_ _1\"></span>singnemer (niet verdi<span class=\"_ _1\"></span>sconteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f13 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff320 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y68d ff320 fs46 fce sc0 lsf1 ws115\" style=\"left: 736px; bottom: 955px; z-index: 15;\">Minimum lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x262 h67 y68f ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 754px; bottom: 940px; z-index: 15;\">betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 880px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 865px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 850px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff322 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Jaarlijkse huurlasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Toekomstige financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 765px; height: 341px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 765px; height: 341px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 765px; height: 341px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 765px; height: 341px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tuele en u<span class=\"_ _1\"></span>itges<span class=\"_ _0\"></span>telde</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">bela<span class=\"_ _1\"></span>stingen</div>\n<div><br/></div>\n<div class=\"t m0 x2c hb8 y1c87 ff324 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Een nader<span class=\"_ _0\"></span>e detailler<span class=\"_ _0\"></span>ing van de uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de winst<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen per 31 de<span class=\"_ _0\"></span>cember is als<span class=\"_ _0\"></span> volgt.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 518px; bottom: 786px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 hbb y6c4 ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 597px; bottom: 801px; z-index: 15;\">Balans<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 786px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 690px; bottom: 786px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da hbb y6c4 ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 719px; bottom: 801px; z-index: 15;\">Resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 786px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f27 ff324 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c4 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff324 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Uitgestelde belastingvorderingen op<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbc y694 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y694 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y694 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y694 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Beleggingen (beschikbaar voor verkoop)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 755px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 755px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 694px; bottom: 755px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 755px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 741px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 741px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y6e3 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa hbb y6e3 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Leningen aan klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 726px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 726px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 726px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y1f2f ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 711px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y1f2f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 711px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y1f2f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 711px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y1f2f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 711px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y1f2f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 696px; z-index: 15;\">Immateri\u00eble vaste activa (exclusie<span class=\"_ _0\"></span>f goodwill)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 696px; z-index: 15;\">8</div>\n<div class=\"t m0 x1fa hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 696px; z-index: 15;\">8</div>\n<div class=\"t m0 x44 hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6df ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 681px; z-index: 15;\">Verzekeringspolis en claim re<span class=\"_ _0\"></span>serves<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6df ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 681px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y6df ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 681px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y6df ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 694px; bottom: 681px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y6df ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 681px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Schuldbewijzen en achtergestelde s<span class=\"_ _0\"></span>chulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y68f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68d ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 651px; z-index: 15;\">Voorzieningen voor pensioenen<span class=\"_ _0\"></span> en uitkeringen na ui<span class=\"_ _0\"></span>tdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68d ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 651px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68d ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 651px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y68d ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68d ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Overige voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 637px; z-index: 15;\">7</div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 637px; z-index: 15;\">8</div>\n<div class=\"t m0 x2e hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 637px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 637px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Overlopende kosten en vooruit<span class=\"_ _0\"></span> ontvangen opbrengsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 622px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 622px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff324 fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 607px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">aangewende compensabele verliezen</span> </span></div>\n<div class=\"t m0 x72 hbb y691 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 607px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y691 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 607px; z-index: 15;\">106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y691 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 607px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y691 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 607px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 592px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 523px; bottom: 592px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 592px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 592px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 592px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbc y69a ff326 fs72 fce sc0 ls144 ws184\" style=\"left: 69px; bottom: 577px; z-index: 15;\">Bruto <span class=\"ls148 ws18c\">uitgeste<span class=\"_ _0\"></span>lde be<span class=\"_ _0\"></span>lastingv<span class=\"_ _0\"></span>order<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 hbc y69a ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 523px; bottom: 577px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 hbc y69a ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 577px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbc y69a ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 694px; bottom: 577px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbc y69a ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 577px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 562px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">opgenomen uitgestelde belastingvorderingen</span> </span></div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 609px; bottom: 562px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff326 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Netto u<span class=\"_ _0\"></span>itgeste<span class=\"_ _0\"></span>lde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>order<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbc y68b ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 523px; bottom: 548px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 hbc y68b ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 548px; z-index: 15;\">1.013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbc y68b ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 694px; bottom: 548px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbc y68b ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 548px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 538px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 625px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 710px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Uitgestelde belastingverplichtingen op<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 518px; z-index: 15;\">  </div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 518px; z-index: 15;\">  </div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Beleggingen (beschikbaar voor <span class=\"ws185\">verkoop)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 518px; bottom: 503px; z-index: 15;\">(654)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 hbb y68f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 503px; z-index: 15;\">1.489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 503px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 503px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 488px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 488px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 488px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y6e8 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 488px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 488px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 473px; z-index: 15;\">Leningen aan klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 473px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 473px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 473px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 473px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 458px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y680 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 523px; bottom: 458px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y680 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 458px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 458px; z-index: 15;\">7</div>\n<div class=\"t m0 x1fa hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 458px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Immateri\u00eble vaste activa (exclusie<span class=\"_ _0\"></span>f goodwill)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 523px; bottom: 444px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 444px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y6e8 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 444px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa hbb y6e8 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 444px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 429px; z-index: 15;\">Schuldbewijzen en achtergestelde s<span class=\"_ _0\"></span>chulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 429px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 429px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff324 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 414px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige <span class=\"ls143 ws185\">v<span class=\"_ _1\"></span>oorzieningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 414px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 414px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y6e3 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 414px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 399px; z-index: 15;\">Overlopende acquisitiekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 399px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 399px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 399px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 399px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 384px; z-index: 15;\">Vooruitbetaalde lasten en o<span class=\"_ _0\"></span>verlopende baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y68b ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 384px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa hbb y68b ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 384px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 hbb y68b ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68b ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 369px; z-index: 15;\">Belastingvrij gerealiseerde reserves<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6c6 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 369px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6c6 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 369px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 369px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 369px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 354px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 354px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 354px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 354px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 354px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 hbc y1437 ff326 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> uitges<span class=\"_ _0\"></span>telde be<span class=\"_ _0\"></span>lastin<span class=\"_ _0\"></span>gverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y1437 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 518px; bottom: 340px; z-index: 15;\">(210)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 hbc y1437 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 340px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbc y1437 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 340px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbc y1437 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 340px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6df ff326 fs72 fce sc0 ls149 ws199\" style=\"left: 69px; bottom: 310px; z-index: 15;\">Uitgestelde belastingopbrengs<span class=\"_ _1\"></span>ten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbc y6df ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y6df ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbc y6df ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 694px; bottom: 310px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbc y6df ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 787px; bottom: 310px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y691 ff326 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Netto u<span class=\"_ _0\"></span>itgeste<span class=\"_ _0\"></span>lde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>order<span class=\"_ _0\"></span>ingen (<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngverp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbc y691 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 523px; bottom: 280px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y691 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 280px; z-index: 15;\">(871)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbc y691 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y691 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 269px; height: 692px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 269px; height: 692px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff329 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> en <span class=\"ls0 ws0\">-</span>verplic<span class=\"_ _1\"></span>htingen worden gesa<span class=\"_ _1\"></span>ldeerd wanneer <span class=\"lsed ws11d\">sprake is va<span class=\"_ _0\"></span>n een wett<span class=\"_ _0\"></span>elijk <span class=\"_ _0\"></span>afdwingb<span class=\"_ _0\"></span>aar rec<span class=\"_ _0\"></span>ht om act<span class=\"_ _0\"></span>uele </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngvorde<span class=\"_ _0\"></span>ringen te s<span class=\"_ _0\"></span>alderen m<span class=\"_ _0\"></span>et actuel<span class=\"_ _0\"></span>e belasti<span class=\"_ _0\"></span>ngverpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en en wanne<span class=\"_ _0\"></span>er de uitges<span class=\"_ _0\"></span>telde bel<span class=\"_ _0\"></span>astinge<span class=\"_ _0\"></span>n betrekk<span class=\"_ _0\"></span>ing hebbe<span class=\"_ _0\"></span>n op dezelf<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y8a7 ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngauto<span class=\"_ _0\"></span>riteit. Na d<span class=\"_ _0\"></span>eze salder<span class=\"_ _0\"></span>ing zijn dez<span class=\"_ _0\"></span>e bedrag<span class=\"_ _0\"></span>en in de balans a<span class=\"_ _0\"></span>ls volgt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff329 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68b ff329 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff329 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff329 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff329 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff329 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff329 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff329 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1003px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff329 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1003px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff329 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff329 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 988px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff329 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 988px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff32b fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Netto uitgestelde belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff32b fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 973px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y680 ff32b fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 973px; z-index: 15;\">(871)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f50 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f51 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f52 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022, be<span class=\"_ _1\"></span>draagt de <span class=\"_ _1\"></span>in het ei<span class=\"_ _1\"></span>gen vermogen<span class=\"_ _1\"></span> opgenomen</div>\n<div class=\"t m0 x2c h64 y1f53 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actuele bel<span class=\"_ _1\"></span>astingvorderin<span class=\"_ _1\"></span>g EUR 34 <span class=\"_ _1\"></span>miljoen (202<span class=\"_ _1\"></span>1: EUR (42)<span class=\"_ _1\"></span> miljoen</div>\n<div class=\"t m0 x2c h64 y1f54 ff329 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuele belast<span class=\"_ _1\"></span>ingverplichting)<span class=\"_ _1\"></span>. De netto uitgesteld<span class=\"_ _1\"></span>e belasting<span class=\"_ _1\"></span>vorderingen</div>\n<div class=\"t m0 x2c h64 y1f55 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen in<span class=\"_ _1\"></span> het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>bedragen EUR 68<span class=\"_ _1\"></span>4 miljoen <span class=\"_ _1\"></span>(2021:</div>\n<div class=\"t m0 x2c h64 y1f56 ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">EUR (841) m<span class=\"_ _0\"></span>iljoen net<span class=\"_ _0\"></span>to uitgest<span class=\"_ _0\"></span>el<span class=\"lsef ws11d\">de belastingverplich<span class=\"_ _1\"></span>ting).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1f57 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f58 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f59 ff329 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> worden verantwoord<span class=\"_ _1\"></span> voor zover het</div>\n<div class=\"t m0 x2c h64 y1f5a ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk is d<span class=\"_ _0\"></span>at er voldo<span class=\"_ _0\"></span>ende toek<span class=\"_ _0\"></span>omstig be<span class=\"_ _0\"></span>lastbaa<span class=\"_ _0\"></span>r resultaat<span class=\"_ _0\"></span> zal</div>\n<div class=\"t m0 x2c h64 y1f5b ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn waarm<span class=\"_ _0\"></span>ee de uitge<span class=\"_ _0\"></span>stelde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>orderin<span class=\"_ _0\"></span>g verreken<span class=\"_ _0\"></span>d ka<span class=\"lsef ws11d\">n worden. </span></div>\n<div class=\"t m0 x2c h64 y1f5c ff329 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Er zijn u<span class=\"_ _0\"></span>itgeste<span class=\"_ _0\"></span>lde belas<span class=\"_ _0\"></span>tingvo<span class=\"_ _0\"></span>rdering<span class=\"_ _0\"></span>en vera<span class=\"_ _0\"></span>ntwoord <span class=\"_ _0\"></span>met betr<span class=\"_ _0\"></span>ekking t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 y1f5d ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet benut<span class=\"_ _0\"></span>te (gevo<span class=\"_ _0\"></span>rderde) b<span class=\"_ _0\"></span>elastin<span class=\"_ _0\"></span>gverlie<span class=\"_ _0\"></span>zen alsme<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1f5e ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belastingvermi<span class=\"_ _1\"></span>nderingen tege<span class=\"_ _1\"></span>n een ges<span class=\"_ _1\"></span>chatte bela<span class=\"_ _1\"></span>stingwaarde <span class=\"_ _1\"></span>van EUR</div>\n<div class=\"t m0 x1d h64 y1f5f ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">73 miljoe<span class=\"_ _0\"></span>n (2021: EUR<span class=\"ls0 ws0\"> </span>79 mi<span class=\"_ _0\"></span>ljoen). D<span class=\"_ _0\"></span>e fiscale ve<span class=\"_ _0\"></span>rliez<span class=\"ws11d\">e<span class=\"_ _0\"></span>n die niet<span class=\"_ _0\"></span> zijn </span></div>\n<div class=\"t m0 x1d h64 y1f60 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> bedragen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2022 EUR 3<span class=\"_ _1\"></span>.374 miljoen<span class=\"_ _1\"></span> (2021:</div>\n<div class=\"t m0 x1d h64 y1f61 ff329 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">3.200<span class=\"_ _1\"></span> miljoen). Het<span class=\"_ _1\"></span> grootste deel van de<span class=\"_ _1\"></span> (gevorderde) </span></span></div>\n<div class=\"t m0 x1d h64 y1f62 ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>dragen fisc<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iezen zijn o<span class=\"_ _0\"></span>ntstaan d<span class=\"_ _0\"></span>oor de vere<span class=\"_ _0\"></span>ffening va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1f63 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Brussels L<span class=\"_ _1\"></span>iquidation Hol<span class=\"_ _1\"></span>ding (het<span class=\"_ _1\"></span> voormalige <span class=\"lsed ws112\">Fortis Brussel<span class=\"_ _0\"></span>s, waarto<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y1f64 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bankact<span class=\"_ _1\"></span>iviteiten van<span class=\"_ _1\"></span> Fortis voor<span class=\"_ _1\"></span>heen behoord<span class=\"_ _1\"></span>en). Voor</div>\n<div class=\"t m0 x1d h64 y1f65 ff329 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngdoele<span class=\"_ _0\"></span>inden ont<span class=\"_ _0\"></span>stond h<span class=\"_ _0\"></span>et verl<span class=\"_ _0\"></span>ies op de v<span class=\"_ _0\"></span>erkoop v<span class=\"_ _0\"></span>an Fort<span class=\"_ _0\"></span>is Bank</div>\n<div class=\"t m0 x1d h64 y1f66 ff329 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">pas op het momen<span class=\"_ _1\"></span>t van de vereffening.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 758px; height: 348px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 758px; height: 348px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">RPN(I)</div>\n<div class=\"t m0 x2c hbf y1d02 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De RPN(I) is een <span class=\"ws192\">finan<span class=\"_ _0\"></span>cieel </span></div>\n<div class=\"t m0 x2c hbf y1d03 ff32f fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">instrument dat leidt tot</div>\n<div class=\"t m0 x2c hbf y1d04 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">kwartaalbetalingen ged<span class=\"_ _0\"></span>aan aan of</div>\n<div class=\"t m0 x2c hbf y1f76 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">ontvangen van BNP Paribas F<span class=\"_ _0\"></span>ortis</div>\n<div class=\"t m0 x2c hbf y1f77 ff32f fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f78 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f79 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f7a ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV heeft i<span class=\"_ _0\"></span>n 2007, met Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V als meded<span class=\"_ _0\"></span>ebiteur, C<span class=\"_ _0\"></span>ASHES uit<span class=\"_ _0\"></span>gegeven.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f7b ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">CASHES zijn <span class=\"_ _1\"></span>effecten di<span class=\"_ _1\"></span>e in aand<span class=\"_ _1\"></span>elen Ageas<span class=\"_ _1\"></span> kunnen worden<span class=\"_ _1\"></span> omgeruild <span class=\"_ _1\"></span>tegen een <span class=\"_ _1\"></span>vooraf</div>\n<div class=\"t m0 x1ef hb8 y1f7c ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vastges<span class=\"_ _0\"></span>telde prij<span class=\"_ _0\"></span>s van EUR<span class=\"ls0 ws0\"> <span class=\"ls140 ws18b\">239,40 per aandeel<span class=\"_ _1\"></span>. BNP Parib<span class=\"_ _1\"></span>as Fortis</span> <span class=\"_ _1\"></span></span>SA/NV en Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V, die op</div>\n<div class=\"t m0 x1ef hb8 y1f7d ff32d fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">dat mom<span class=\"_ _0\"></span>ent beide <span class=\"_ _0\"></span>deel uit<span class=\"_ _0\"></span>maakte<span class=\"_ _0\"></span>n van de F<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\">-</span><span class=\"ls140\">groep, hebben een<span class=\"_ _1\"></span> financieel<span class=\"_ _1\"></span> instrument </span></div>\n<div class=\"t m0 x1ef hb8 y1f7e ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ge\u00efntr<span class=\"_ _0\"></span>oduceerd,<span class=\"_ _0\"></span> de 'Relat<span class=\"_ _0\"></span>ive Perfo<span class=\"_ _0\"></span>rmance Not<span class=\"_ _0\"></span>e' (RPN),<span class=\"_ _0\"></span> ter voork<span class=\"_ _0\"></span>oming van bo<span class=\"_ _0\"></span>ekhoudk<span class=\"_ _0\"></span>undige</div>\n<div class=\"t m0 x1ef hb8 y1f7f ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">volatil<span class=\"_ _0\"></span>iteit van de a<span class=\"_ _0\"></span>andelen A<span class=\"_ _0\"></span>geas en van de in d<span class=\"_ _0\"></span>e boeken van B<span class=\"_ _0\"></span>NP Parib<span class=\"_ _0\"></span>as Fortis SA/<span class=\"_ _0\"></span>NV tege<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y1f80 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde geboek<span class=\"_ _0\"></span>te CASHE<span class=\"_ _0\"></span>S. Bij de opspl<span class=\"_ _0\"></span>itsing va<span class=\"_ _0\"></span>n Fortis in 20<span class=\"_ _0\"></span>09 zijn BNP P<span class=\"_ _0\"></span>aribas</div>\n<div class=\"t m0 x1ef hb8 y1f81 ff32d fs71 fc14 sc0 ls153 ws19d\" style=\"z-index: 15;\">Fortis<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls140 ws18b\">SA/NV en Ag<span class=\"_ _1\"></span>eas overeeng<span class=\"ls142 ws181\">ekomen rente te bet<span class=\"_ _0\"></span>alen over ee<span class=\"_ _0\"></span>n in deze RPN v<span class=\"_ _0\"></span>ermeld </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y1f82 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag. Deze r<span class=\"_ _0\"></span>entebeta<span class=\"_ _0\"></span>ling per kw<span class=\"_ _0\"></span>artaal wor<span class=\"_ _0\"></span>dt gewaar<span class=\"_ _0\"></span>deerd als e<span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>ieel instr<span class=\"_ _0\"></span>ument</div>\n<div class=\"t m0 x1ef hb8 y1f83 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">en aanged<span class=\"_ _0\"></span>uid als RPN<span class=\"_ _0\"></span>(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f84 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f85 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De RPN(I) b<span class=\"_ _0\"></span>estaat zol<span class=\"_ _0\"></span>ang er uits<span class=\"_ _0\"></span>taand<span class=\"_ _0\"></span>e CASHES zi<span class=\"_ _0\"></span>jn. In 2007 zij<span class=\"_ _0\"></span>n aanvank<span class=\"_ _0\"></span>elijk 12.<span class=\"_ _0\"></span>000 CASHE<span class=\"_ _0\"></span>S</div>\n<div class=\"t m0 x1ef hb8 y1f86 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">uitgegeven. <span class=\"_ _1\"></span>In februari<span class=\"_ _1\"></span> 2012 lance<span class=\"_ _1\"></span>erde BNP Parib<span class=\"_ _1\"></span>as een openb<span class=\"_ _1\"></span>aar bod o<span class=\"_ _1\"></span>p CASHES aan <span class=\"_ _1\"></span>een prijs</div>\n<div class=\"t m0 x1ef hb8 y1f87 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">van 47,5% en w<span class=\"_ _0\"></span>erden 7.5<span class=\"_ _0\"></span>53 aange<span class=\"_ _0\"></span>boden CAS<span class=\"_ _0\"></span>HES effec<span class=\"_ _0\"></span>ten omger<span class=\"_ _0\"></span>uild in Age<span class=\"_ _0\"></span>as aandele<span class=\"_ _0\"></span>n; Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f88 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">betaalde een<span class=\"_ _1\"></span> vergoeding <span class=\"_ _1\"></span>van EUR<span class=\"ls0 ws0\"> </span>287<span class=\"_ _1\"></span> miljoen aan<span class=\"_ _1\"></span> BNP Pari<span class=\"_ _1\"></span>bas aangezien<span class=\"_ _1\"></span> de omruiling<span class=\"_ _1\"></span> aanleiding<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f89 ff32d fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gaf tot een pro<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls142 ws18b\">rata vrijv<span class=\"_ _0\"></span>al van d<span class=\"_ _0\"></span>e RPN(I) <span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y1f8a ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f8b ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In mei 2015 kw<span class=\"_ _0\"></span>amen Ag<span class=\"_ _0\"></span>eas en BNP Par<span class=\"_ _0\"></span>ibas ove<span class=\"_ _0\"></span>reen dat BN<span class=\"_ _0\"></span>P Paribas te al<span class=\"_ _0\"></span>len tijde CA<span class=\"_ _0\"></span>SHES kon</div>\n<div class=\"t m0 x1ef hb8 y1f8c ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aankop<span class=\"_ _0\"></span>en van indi<span class=\"_ _0\"></span>viduele b<span class=\"_ _0\"></span>eleggers,<span class=\"_ _0\"></span> op voorwa<span class=\"_ _0\"></span>arde dat de aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span>e effect<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">werden omgeruild<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f8d ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">in Ageas <span class=\"_ _1\"></span>aandelen; b<span class=\"_ _1\"></span>ij een derge<span class=\"_ _1\"></span>lijke omruil<span class=\"_ _1\"></span>ing zou de<span class=\"_ _1\"></span> pro<span class=\"ls0 ws0\">-</span><span class=\"ls142\">rata vrijval v<span class=\"_ _0\"></span>an de RP<span class=\"_ _0\"></span>N(I) verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng </span></div>\n<div class=\"t m0 x1ef hb8 y1f8e ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">worden betaal<span class=\"_ _1\"></span>d aan BNP<span class=\"_ _1\"></span> Paribas, terw<span class=\"_ _1\"></span>ijl Ageas<span class=\"_ _1\"></span> een break<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ls142\">up fee z<span class=\"_ _0\"></span>ou ontvan<span class=\"_ _0\"></span>gen di<span class=\"_ _0\"></span>e gekoppe<span class=\"_ _0\"></span>ld was </span></div>\n<div class=\"t m0 x1ef hb8 y1f8f ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aan de pri<span class=\"_ _1\"></span>js waartegen<span class=\"_ _1\"></span> BNP Paribas<span class=\"_ _1\"></span> de CASHES<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws18a\">kon kopen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f90 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f91 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">In de ee<span class=\"_ _1\"></span>rste negen m<span class=\"_ _1\"></span>aanden van <span class=\"_ _1\"></span>2016 kocht B<span class=\"_ _1\"></span>NP Paribas<span class=\"_ _1\"></span> 656 CASHES <span class=\"_ _1\"></span>en ruilde <span class=\"_ _1\"></span>deze in ond<span class=\"_ _1\"></span>er</div>\n<div class=\"t m0 x1ef hb8 y1f92 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">deze over<span class=\"_ _0\"></span>eenkoms<span class=\"_ _0\"></span>t; Ageas b<span class=\"_ _0\"></span>etaalde EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"ws182\">44<span class=\"ls0 ws0\"> <span class=\"ls140 ws18b\">miljoen <span class=\"_ _1\"></span>voor de pro</span>-<span class=\"_ _1\"></span></span><span class=\"ws18b\">rata schi<span class=\"_ _0\"></span>kking va<span class=\"_ _0\"></span>n de RPN<span class=\"_ _0\"></span>(I), na </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f93 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aftrek van<span class=\"_ _1\"></span> de ontvangen<span class=\"_ _1\"></span> break<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls142 ws181\">up fee.<span class=\"_ _0\"></span> De overeenk<span class=\"_ _0\"></span>omst tuss<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span>Ageas en BN<span class=\"_ _0\"></span>P Paribas li<span class=\"_ _0\"></span>ep eind </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f94 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">2016 af en wer<span class=\"_ _0\"></span>d niet verl<span class=\"_ _0\"></span>engd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f95 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f96 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">In de <span class=\"_ _1\"></span>tweede helft van<span class=\"_ _1\"></span> 2022 s<span class=\"_ _1\"></span>chikte Ageas<span class=\"_ _1\"></span> de RPN(I) ged<span class=\"_ _1\"></span>eeltelijk v<span class=\"_ _1\"></span>oor een bedra<span class=\"_ _1\"></span>g van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws180\">46,6 </span></div>\n<div class=\"t m0 x1ef hb8 y1f97 ff32d fs71 fc14 sc0 ls153 ws19d\" style=\"z-index: 15;\">miljoen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f98 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f99 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 re<span class=\"_ _1\"></span>steren 3<span class=\"_ _1\"></span>.326 uitstaande<span class=\"_ _1\"></span> CA<span class=\"ls151 ws197\">SHES.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 318px; height: 643px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 318px; height: 643px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 318px; height: 643px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff333 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Referentiebedrag<span class=\"_ _1\"></span> en rentebe<span class=\"_ _1\"></span>talingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het refer<span class=\"_ _0\"></span>entiebe<span class=\"_ _0\"></span>drag wor<span class=\"_ _0\"></span>dt als volgt be<span class=\"_ _0\"></span>rekend:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsed ws111\">het <span class=\"lsef ws11e\">ver<span class=\"_ _1\"></span>schil tussen EUR 2<span class=\"_ _1\"></span>.350 miljoen en<span class=\"_ _1\"></span> de marktwaarde van </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a8 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">13<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">miljoen aand<span class=\"_ _1\"></span>elen Ageas w<span class=\"_ _1\"></span>aarin het <span class=\"_ _1\"></span>instrument w<span class=\"_ _1\"></span>ordt omgeruild<span class=\"_ _1\"></span>, </span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff333 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">minus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsef ws11e\">h<span class=\"_ _1\"></span>et verschil tu<span class=\"_ _1\"></span>ssen EUR <span class=\"lsed ws112\">3.000 milj<span class=\"_ _0\"></span>oen bij de uitg<span class=\"_ _0\"></span>ifte en de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ab ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktwaarde v<span class=\"_ _1\"></span>an de CASHES<span class=\"_ _1\"></span> zoals ge<span class=\"_ _1\"></span>noteerd aan<span class=\"_ _1\"></span> de beurs van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ac ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Luxemburg, <span class=\"_ _1\"></span>vermenigvuldigd<span class=\"_ _1\"></span> met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsef ws11d\">h<span class=\"_ _1\"></span>et aantal u<span class=\"_ _1\"></span>itstaande CAS<span class=\"_ _1\"></span>HES (3.326 op<span class=\"_ _1\"></span> 31</span><span class=\"ff333\"> <span class=\"lsef ws113\">decem<span class=\"_ _1\"></span>ber</span> <span class=\"lsef ws113\">2022) </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gedeel<span class=\"_ _0\"></span>d door het aant<span class=\"_ _0\"></span>al CASHE<span class=\"_ _0\"></span>S effecte<span class=\"_ _0\"></span>n dat oorsp<span class=\"_ _0\"></span>ronkelij<span class=\"_ _0\"></span>k werd</div>\n<div class=\"t m0 x1a0 h64 y8af ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>e<span class=\"ws112\">n (12.0<span class=\"_ _0\"></span>00).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b1 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas betaalt ren<span class=\"_ _1\"></span>te aan BNP Paribas For<span class=\"_ _1\"></span>tis SA/NV over het gem<span class=\"_ _1\"></span>iddelde</div>\n<div class=\"t m0 x2c h64 y8b2 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">referentiebed<span class=\"_ _1\"></span>rag in het kwartaal<span class=\"_ _1\"></span> (als het resultaa<span class=\"_ _1\"></span>t hierboven negatie<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x2c h64 y8b3 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt, betaal<span class=\"_ _1\"></span>t BNP Paribas For<span class=\"_ _1\"></span>tis SA/NV aan Ageas); de r<span class=\"_ _1\"></span>ente bedraagt</div>\n<div class=\"t m0 x2c h64 y8b4 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsed ws112\">maands Euribo<span class=\"_ _0\"></span>r plus 90 basis<span class=\"_ _0\"></span>punten.<span class=\"_ _0\"></span> Ageas gaf 5,<span class=\"_ _0\"></span>5% van de totaa<span class=\"_ _0\"></span>l </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitstaa<span class=\"_ _0\"></span>nde aand<span class=\"_ _0\"></span>elen van <span class=\"_ _0\"></span>AG Insu<span class=\"_ _0\"></span>rance in <span class=\"_ _0\"></span>onderpa<span class=\"_ _0\"></span>nd ten gu<span class=\"_ _0\"></span>nste va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b6 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">BNP Paribas Forti<span class=\"_ _1\"></span>s SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y991 ff333 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">Waardering <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas past een<span class=\"_ _1\"></span> transferbegrip toe<span class=\"_ _1\"></span> om de RPN(I)<span class=\"ls0 ws0\">-</span>verp<span class=\"_ _1\"></span>lichting tegen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y993 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde te regis<span class=\"_ _0\"></span>treren.<span class=\"_ _0\"></span> IFRS 13 defi<span class=\"_ _0\"></span>nieert re<span class=\"_ _0\"></span>\u00eble<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">waarde al<span class=\"_ _1\"></span>s de prijs </span></span></div>\n<div class=\"t m0 x2c h64 y994 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die ontva<span class=\"_ _0\"></span>ngen zou wo<span class=\"_ _0\"></span>rden bij de ve<span class=\"_ _0\"></span>rkoop van ee<span class=\"_ _0\"></span>n actief of bet<span class=\"_ _0\"></span>aald zou</div>\n<div class=\"t m0 x2c h64 y995 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moeten w<span class=\"_ _0\"></span>orden b<span class=\"_ _0\"></span>ij het ove<span class=\"_ _0\"></span>rdragen v<span class=\"_ _0\"></span>an een v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing in e<span class=\"_ _0\"></span>en ordel<span class=\"_ _0\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y1531 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie tussen m<span class=\"_ _0\"></span>arktpart<span class=\"_ _0\"></span>ijen op de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ngsdatu<span class=\"_ _0\"></span>m. De definit<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1d h64 y1532 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van re\u00eble wa<span class=\"_ _0\"></span>arde gaat<span class=\"_ _0\"></span> exp<span class=\"lsef ws11e\">liciet uit van een \u2018ein<span class=\"_ _1\"></span>dprijs\u2019, gelin<span class=\"_ _1\"></span>kt aan de </span></div>\n<div class=\"t m0 x1d h64 y1533 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prijs \u2018die<span class=\"_ _1\"></span> betaald mo<span class=\"_ _1\"></span>et worden <span class=\"_ _1\"></span>bij het ove<span class=\"_ _1\"></span>rdragen van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting\u2019.</div>\n<div class=\"t m0 x1d h64 y1f9c ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Als zulk<span class=\"_ _0\"></span>e prijz<span class=\"_ _0\"></span>en niet <span class=\"_ _0\"></span>beschikb<span class=\"_ _0\"></span>aar zijn<span class=\"_ _0\"></span> en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng wordt d<span class=\"_ _0\"></span>oor ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1f9d ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere ent<span class=\"_ _1\"></span>iteit als e<span class=\"_ _1\"></span>en actief <span class=\"_ _1\"></span>gehouden, dan<span class=\"_ _1\"></span> moet de ve<span class=\"_ _1\"></span>rplicht<span class=\"ls107 ws13e\">ing </span></div>\n<div class=\"t m0 x1d h64 y1f9e ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd vanu<span class=\"_ _1\"></span>it het per<span class=\"_ _1\"></span>spectief van e<span class=\"_ _1\"></span>en marktpar<span class=\"_ _1\"></span>tij die he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y1f9f ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief a<span class=\"_ _0\"></span>anhoudt.<span class=\"_ _0\"></span> Ageas w<span class=\"_ _0\"></span>aardee<span class=\"_ _0\"></span>rt zijn v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing tege<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x1d h64 y1fa0 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1fa1 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1fa2 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het RPN<span class=\"ls0 ws0\">-</span>refe<span class=\"_ _0\"></span>rentiebe<span class=\"_ _0\"></span>drag is geb<span class=\"_ _0\"></span>aseerd o<span class=\"_ _0\"></span>p de prijs van d<span class=\"_ _0\"></span>e CASHES e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1fa3 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de koers va<span class=\"_ _0\"></span>n het Ageas aa<span class=\"_ _0\"></span>ndeel. Het<span class=\"_ _0\"></span> referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag daalde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1fa4 ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">520,4 miljoen<span class=\"_ _0\"></span> op het einde van 2<span class=\"_ _0\"></span>021 naar EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>334,3 milj<span class=\"_ _0\"></span>oen op </span></span></div>\n<div class=\"t m0 x1d h64 y1fa5 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11e\">2022,<span class=\"_ _1\"></span> als gevolg van<span class=\"_ _1\"></span> de gedeeltelijk<span class=\"_ _1\"></span>e schikking van d<span class=\"_ _1\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y1fa6 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">RPN(I) <span class=\"_ _0\"></span>en een ko<span class=\"_ _0\"></span>ersdali<span class=\"_ _0\"></span>ng van d<span class=\"_ _0\"></span>e prijs<span class=\"_ _0\"></span> van de CA<span class=\"_ _0\"></span>SHES va<span class=\"_ _0\"></span>n 95,61%<span class=\"_ _0\"></span> op</div>\n<div class=\"t m0 x1d h64 y1fa7 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11d\">2021 <span class=\"_ _1\"></span>naar 79<span class=\"_ _1\"></span>,1</span></span><span class=\"ws112\">7% op 31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11d\">2022,<span class=\"_ _1\"></span> gedeeltelijk<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1fa8 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gecompenseerd<span class=\"_ _1\"></span> door de pri<span class=\"_ _1\"></span>jsdaling van<span class=\"_ _1\"></span> het Ageas <span class=\"_ _1\"></span>aandeel van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1fa9 ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">45,55 tot EUR</span> <span class=\"lsed ws112\">41,42 ov<span class=\"_ _0\"></span>er dezel<span class=\"_ _0\"></span>fde perio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1534 ff333 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Gevoeli<span class=\"_ _0\"></span>gheid va<span class=\"_ _0\"></span>n de waarde v<span class=\"_ _0\"></span>an RPN(I)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1535 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 l<span class=\"_ _1\"></span>eidt een <span class=\"_ _1\"></span>toename van d<span class=\"_ _1\"></span>e prijs <span class=\"_ _1\"></span>van de CASHES</div>\n<div class=\"t m0 x1d h64 y1536 ff333 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">met 1%, <span class=\"lsed ws11d\">uitgedrukt<span class=\"_ _0\"></span> als een p<span class=\"_ _0\"></span>ercent<span class=\"_ _0\"></span>age van d<span class=\"_ _0\"></span>e nomin<span class=\"_ _0\"></span>ale waard<span class=\"_ _0\"></span>e, tot ee<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y1537 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">stijging <span class=\"_ _1\"></span>van het refe<span class=\"_ _1\"></span>rentiebedrag me<span class=\"_ _1\"></span>t EUR<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">8,3<span class=\"_ _1\"></span> miljoen, terwijl een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1faa ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stijging van he<span class=\"_ _1\"></span>t Ageas aandeel met<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">1,00 het refe<span class=\"_ _0\"></span>rentiebe<span class=\"_ _0\"></span>drag met </span></span></div>\n<div class=\"t m0 x1d h64 y1fab ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">3,5 miljoen zal doe<span class=\"_ _0\"></span>n dalen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 724px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 724px; height: 382px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 724px; height: 382px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Uitgestelde baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x4a hbb y69a ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> vergoedingen na uitdiens<span class=\"_ _0\"></span>ttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> personeelsbeloningen op lange<span class=\"_ _0\"></span> termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Verplichtingen voor personeelsbeloningen op korte termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Verplichtingen inzake geschreven putopties op minderheidsbelang<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 638px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Handelsschulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Schulden aan agenten, poli<span class=\"_ _0\"></span>shouders en tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Btw en overige te be<span class=\"_ _0\"></span>talen belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Te betalen dividenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Schulden aan <span class=\"ws185\">herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff339 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb3 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb4 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb5 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Details over per<span class=\"_ _1\"></span>soneelsvergoedin<span class=\"_ _1\"></span>gen zijn te vinden in<span class=\"_ _1\"></span> toelichting 6</div>\n<div class=\"t m0 x2c hb8 y1fb6 ff337 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">sectie 6.1<span class=\"_ _1\"></span> Personeelsvergo<span class=\"_ _1\"></span>edingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb7 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fb8 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">De regel \u2019overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>\u2019 heeft betrek<span class=\"_ _1\"></span>king op verplichti<span class=\"_ _1\"></span>ngen in</div>\n<div class=\"t m0 x1d hb8 y1fb9 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verband met de<span class=\"_ _1\"></span> vereffening van aande<span class=\"_ _1\"></span>lentransacties,<span class=\"_ _1\"></span> onderpand op</div>\n<div class=\"t m0 x1d hb8 y1fba ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>waps, o<span class=\"ls140 ws18a\">ntvangen geldmiddelen die moe<span class=\"_ _1\"></span>ten worden gealloce<span class=\"_ _1\"></span>erd </span></div>\n<div class=\"t m0 x1d hb8 y1fbb ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aan bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n kleine uitg<span class=\"_ _0\"></span>aven die moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n betaald.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d hb8 y1fbc ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fbd ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Details v<span class=\"_ _0\"></span>an derivat<span class=\"_ _0\"></span>en zijn te vi<span class=\"_ _0\"></span>nden in Toel<span class=\"_ _0\"></span>ichting 27 D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 397px; height: 428px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 397px; height: 564px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 397px; height: 564px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 397px; height: 564px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 397px; height: 564px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 397px; height: 564px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff33c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Uitgestelde <span class=\"_ _1\"></span>baten en<span class=\"_ _1\"></span> overlopende <span class=\"_ _1\"></span>bedragen <span class=\"lsed\">worden besc<span class=\"_ _0\"></span>houwd als<span class=\"_ _0\"></span> kortlo<span class=\"_ _0\"></span>pende v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen m<span class=\"_ _0\"></span>et een l<span class=\"_ _0\"></span>ooptijd v<span class=\"_ _0\"></span>an minde<span class=\"_ _0\"></span>r dan ee<span class=\"_ _0\"></span>n jaar. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff33c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabell<span class=\"_ _0\"></span>en tonen de ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verdisconteer<span class=\"_ _1\"></span>de kasstromen<span class=\"_ _1\"></span> van de B<span class=\"_ _1\"></span>TW en overige<span class=\"_ _1\"></span> te beta<span class=\"_ _1\"></span>len belasting<span class=\"_ _1\"></span>en, handel<span class=\"_ _1\"></span>sschulden, schu<span class=\"_ _1\"></span>lden aan agent<span class=\"_ _1\"></span>en, </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff33c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span>s en tussenpersonen,<span class=\"_ _1\"></span> schulden aan herve<span class=\"_ _1\"></span>rzekeraars en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 1018px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 1018px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 1018px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 1018px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y694 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y68f ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 927px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 927px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 927px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 927px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y6e3 ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 871px; height: 235px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 871px; height: 235px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 871px; height: 235px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 871px; height: 235px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>oorzieningen</div>\n<div class=\"t m0 x2c hbf y1fc6 ff342 fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">De <span class=\"ls152 ws19c\">voorzieningen hebben </span></div>\n<div class=\"t m0 x2c hbf y1fc7 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">hoofdzakelijk betrekking op<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y1fc8 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">juridische geschillen en</div>\n<div class=\"t m0 x2c hbf y1fc9 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">reorganisaties en zijn gebasee<span class=\"_ _0\"></span>rd op</div>\n<div class=\"t m0 x2c hbf y1fca ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">de best mogelijke schattingen <span class=\"_ _0\"></span>zoals</div>\n<div class=\"t m0 x2c hbf y1fcb ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">beschikbaar aan het einde v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c hbf y1fcc ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">periode op basis van het oordeel</div>\n<div class=\"t m0 x2c hbf y1fcd ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">van het management waarbij <span class=\"_ _0\"></span>in de</div>\n<div class=\"t m0 x2c hbf y1fce ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">meeste geva<span class=\"ls152 ws19c\">llen rekening wordt </span></div>\n<div class=\"t m0 x2c hbf y1fcf ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">gehouden met de adviezen van</div>\n<div class=\"t m0 x2c hbf y1fd0 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">juridische adviseurs. Het t<span class=\"_ _0\"></span>ijdstip</div>\n<div class=\"t m0 x2c hbf y1fd1 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">van de uitgaande kasstromen <span class=\"_ _0\"></span>die</div>\n<div class=\"t m0 x2c hbf y1fd2 ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">samenhangen met deze</div>\n<div class=\"t m0 x2c hbf y1fd3 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">voorzieningen is per def<span class=\"_ _0\"></span>initie</div>\n<div class=\"t m0 x2c hbf y1fd4 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">onzeker, gezien de</div>\n<div class=\"t m0 x2c hbf y1fd5 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">onvoorspelbaarheid van de</div>\n<div class=\"t m0 x2c hbf y1fd6 ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">uitkomst van en de tijd die gemoeid</div>\n<div class=\"t m0 x2c hbf y1fd7 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">is met het afwikkelen van<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y1fd8 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">processen/geschillen. De lo<span class=\"_ _0\"></span>pende</div>\n<div class=\"t m0 x2c hbf y1fd9 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">gerechtelijke procedu<span class=\"_ _0\"></span>res worden</div>\n<div class=\"t m0 x2c hbf y1fda ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">beschreven in toelichting<span class=\"_ _0\"></span> 43</div>\n<div class=\"t m0 x2c hbf y1fdb ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">Voorwaardelijke verplichting<span class=\"_ _0\"></span>en.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fdc ff340 fs71 fce sc0 ls140 ws18b\" style=\"z-index: 15;\">Globale s<span class=\"_ _1\"></span>chikking gere<span class=\"_ _1\"></span>lateerd aan de <span class=\"_ _1\"></span>Fortis<span class=\"ls0 ws0\">-</span><span class=\"ws180\">ge<span class=\"_ _1\"></span>beurtenissen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fdd ff340 fs71 fce sc0 ls140 ws18a\" style=\"z-index: 15;\">van 2007 en 2008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fde ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 14 maar<span class=\"_ _1\"></span>t 2016 kon<span class=\"_ _1\"></span>digden Ageas<span class=\"_ _1\"></span> e<span class=\"ls142\">n de clai<span class=\"_ _0\"></span>manteno<span class=\"_ _0\"></span>rganis<span class=\"_ _0\"></span>aties D<span class=\"_ _0\"></span>eminor,<span class=\"_ _0\"></span> Stichti<span class=\"_ _0\"></span>ng Fortis<span class=\"_ _0\"></span>Effect,<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1fdf ff340 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Stichti<span class=\"_ _0\"></span>ng Invest<span class=\"_ _0\"></span>or Clai<span class=\"_ _0\"></span>ms Agai<span class=\"_ _0\"></span>nst For<span class=\"_ _0\"></span>tis (SIC<span class=\"_ _0\"></span>AF) en d<span class=\"_ _0\"></span>e VEB ee<span class=\"_ _0\"></span>n voorste<span class=\"_ _0\"></span>l aan vo<span class=\"_ _0\"></span>or schik<span class=\"_ _0\"></span>king va<span class=\"_ _0\"></span>n alle</div>\n<div class=\"t m0 x1ef hb8 y1fe0 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">burgerlijke <span class=\"_ _1\"></span>rechtszaken o<span class=\"_ _1\"></span>ver het voorm<span class=\"_ _1\"></span>alige Forti<span class=\"_ _1\"></span>s voor gebeu<span class=\"_ _1\"></span>rtenissen <span class=\"_ _1\"></span>van 2007 en<span class=\"_ _1\"></span> 2008 voor<span class=\"_ _1\"></span> ee<span class=\"ls142 ws182\">n </span></div>\n<div class=\"t m0 x1ef hb8 y1fe1 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">bedrag va<span class=\"_ _0\"></span>n EUR 1,2 mil<span class=\"_ _0\"></span>jard. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fe2 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fe3 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Daarna<span class=\"_ _0\"></span>ast maakte A<span class=\"_ _0\"></span>geas op 14 maa<span class=\"_ _0\"></span>rt 2016 bek<span class=\"_ _0\"></span>end dat het ook t<span class=\"_ _0\"></span>ot overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng was gek<span class=\"_ _0\"></span>omen</div>\n<div class=\"t m0 x1ef hb8 y1fe4 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">met de D&amp;O ve<span class=\"_ _0\"></span>rzekera<span class=\"_ _0\"></span>ars (Direc<span class=\"_ _0\"></span>tors &amp; Offi<span class=\"_ _0\"></span>cers), de b<span class=\"_ _0\"></span>estuurd<span class=\"_ _0\"></span>ers en functi<span class=\"_ _0\"></span>onariss<span class=\"_ _0\"></span>en betrok<span class=\"_ _0\"></span>ken bij de</div>\n<div class=\"t m0 x1ef hb8 y1fe5 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">lopende ges<span class=\"_ _1\"></span>chillen en <span class=\"_ _1\"></span>BNP Paribas <span class=\"ls142 ws181\">Fortis, om voor een be<span class=\"_ _0\"></span>drag van EU<span class=\"_ _0\"></span>R 290 milj<span class=\"_ _0\"></span>oen te schik<span class=\"_ _0\"></span>ken.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fe6 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fe7 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 24 maart 20<span class=\"_ _0\"></span>17 hield h<span class=\"_ _0\"></span>et Gerechts<span class=\"_ _0\"></span>hof te Amst<span class=\"_ _0\"></span>erdam een o<span class=\"_ _0\"></span>penbare<span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">hoorzitting. Tijdens deze<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fe8 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zitting ho<span class=\"_ _0\"></span>orde het H<span class=\"_ _0\"></span>of het verzo<span class=\"_ _0\"></span>ek om het schi<span class=\"_ _0\"></span>kkingsak<span class=\"_ _0\"></span>koord bin<span class=\"_ _0\"></span>dend te ver<span class=\"_ _0\"></span>klaren, al<span class=\"_ _0\"></span>sook de</div>\n<div class=\"t m0 x1ef hb8 y1fe9 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">argume<span class=\"_ _0\"></span>nten die ert<span class=\"_ _0\"></span>egen wer<span class=\"_ _0\"></span>den ingebra<span class=\"_ _0\"></span>cht. Op 16 ju<span class=\"_ _0\"></span>ni 2017 nam het<span class=\"_ _0\"></span> Hof de tuss<span class=\"_ _0\"></span>entijdse b<span class=\"_ _0\"></span>eslissi<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x1ef hb8 y1fea ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">om de schikk<span class=\"_ _0\"></span>ing in de init<span class=\"_ _0\"></span>i\u00eble vorm ni<span class=\"_ _0\"></span>et binden<span class=\"_ _0\"></span>d te verkla<span class=\"_ _0\"></span>ren. Op 12 dec<span class=\"_ _0\"></span>ember 2017 d<span class=\"_ _0\"></span>ienden d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1ef hb8 y1feb ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aanvra<span class=\"_ _0\"></span>gers een ge<span class=\"_ _0\"></span>wijzigde<span class=\"_ _0\"></span> en bijgew<span class=\"_ _0\"></span>erkte schik<span class=\"_ _0\"></span>king in bij h<span class=\"_ _0\"></span>et Gerec<span class=\"_ _0\"></span>htshof te <span class=\"ls140 ws18a\">Amsterdam. Deze </span></div>\n<div class=\"t m0 x1ef hb8 y1fec ff340 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">aangepas<span class=\"_ _0\"></span>te sch<span class=\"_ _0\"></span>ikking h<span class=\"_ _0\"></span>ield rek<span class=\"_ _0\"></span>ening met<span class=\"_ _0\"></span> de voor<span class=\"_ _0\"></span>naamst<span class=\"_ _0\"></span>e bezwar<span class=\"_ _0\"></span>en van h<span class=\"_ _0\"></span>et Gerec<span class=\"_ _0\"></span>htshof <span class=\"_ _0\"></span>en het</div>\n<div class=\"t m0 x1ef hb8 y1fed ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">totale bu<span class=\"_ _0\"></span>dget werd met<span class=\"_ _0\"></span> EUR 100 mil<span class=\"_ _0\"></span>joen opget<span class=\"_ _0\"></span>rokken na<span class=\"_ _0\"></span>ar EUR 1,3 mil<span class=\"_ _0\"></span>jard.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fee ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fef ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 13 jul<span class=\"_ _1\"></span>i 2018 verk<span class=\"_ _1\"></span>laarde het<span class=\"_ _1\"></span> Gerechtshof A<span class=\"_ _1\"></span>msterdam de <span class=\"_ _1\"></span>schikking <span class=\"ls142 ws181\">bindend voor in aa<span class=\"_ _0\"></span>nmerking </span></div>\n<div class=\"t m0 x1ef hb8 y1ff0 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">komende aandee<span class=\"_ _1\"></span>lhouders (d<span class=\"_ _1\"></span>.w.z. perso<span class=\"_ _1\"></span>nen die aande<span class=\"_ _1\"></span>len Fortis <span class=\"_ _1\"></span>in bezit ha<span class=\"_ _1\"></span>dden op o<span class=\"_ _1\"></span>nverschillig w<span class=\"_ _1\"></span>elk</div>\n<div class=\"t m0 x1ef hb8 y1ff1 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">tijdstip t<span class=\"_ _0\"></span>ussen het<span class=\"_ _0\"></span> sluiten va<span class=\"_ _0\"></span>n de handel op 28 f<span class=\"_ _0\"></span>ebruari 2<span class=\"_ _0\"></span>007 en het sluit<span class=\"_ _0\"></span>en van de h<span class=\"_ _0\"></span>andel op 14</div>\n<div class=\"t m0 x1ef hb8 y1ff2 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">oktobe<span class=\"_ _0\"></span>r 2008), ove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>stig de N<span class=\"ls140 ws18b\">ederlandse Wet Collecti<span class=\"_ _1\"></span>eve Afwikkel<span class=\"_ _1\"></span>ing Massaschade<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1ef hb8 y1ff3 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">\u201cWCAM\u201d.<span class=\"_ _0\"></span> Door de schik<span class=\"_ _0\"></span>king bin<span class=\"_ _0\"></span>dend te verkl<span class=\"_ _0\"></span>aren, me<span class=\"_ _0\"></span>ende het Ger<span class=\"_ _0\"></span>echtsh<span class=\"_ _0\"></span>of dat de krac<span class=\"_ _0\"></span>htens de</div>\n<div class=\"t m0 x1ef hb8 y1ff4 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">schikking aa<span class=\"_ _1\"></span>ngeboden <span class=\"_ _1\"></span>vergoeding red<span class=\"_ _1\"></span>elijk was e<span class=\"_ _1\"></span>n dat de <span class=\"_ _1\"></span>claimantenorganis<span class=\"_ _1\"></span>aties Deminor<span class=\"_ _1\"></span>, SICAF en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1ff5 ff340 fs71 fc14 sc0 ls147 ws197\" style=\"z-index: 15;\">FortisEffect de b<span class=\"ls140 ws18b\">elangen<span class=\"_ _1\"></span> van de b<span class=\"_ _1\"></span>egunstigden v<span class=\"_ _1\"></span>an de schi<span class=\"_ _1\"></span>kking naar <span class=\"_ _1\"></span>behoren behar<span class=\"_ _1\"></span>tigden.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1ff6 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1ff7 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 21 decem<span class=\"_ _0\"></span>ber 2018 ve<span class=\"_ _0\"></span>rschaft<span class=\"_ _0\"></span>e Ageas duid<span class=\"_ _0\"></span>elijkhe<span class=\"_ _0\"></span>id door eerd<span class=\"_ _0\"></span>er dan op de uite<span class=\"_ _0\"></span>rste datu<span class=\"_ _0\"></span>m af te</div>\n<div class=\"t m0 x1ef hb8 y1ff8 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">zien van h<span class=\"_ _1\"></span>aar be\u00ebindiging<span class=\"_ _1\"></span>srecht. Zodo<span class=\"_ _1\"></span>ende werd de<span class=\"_ _1\"></span> schikking<span class=\"_ _1\"></span> definitief. <span class=\"_ _1\"></span>De periode<span class=\"_ _1\"></span> voor he<span class=\"ls147 ws189\">t </span></div>\n<div class=\"t m0 x1ef hb8 y1ff9 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">indienen v<span class=\"_ _1\"></span>an vorderingen<span class=\"_ _1\"></span> begon op<span class=\"_ _1\"></span> 27 juli 20<span class=\"_ _1\"></span>18 en ein<span class=\"_ _1\"></span>digde op 28<span class=\"_ _1\"></span> juli 201<span class=\"_ _1\"></span>9. Per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1ffa ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">werd er E<span class=\"_ _1\"></span>UR 1.309 mil<span class=\"_ _1\"></span>joen uitbe<span class=\"_ _1\"></span>taald aan in<span class=\"_ _1\"></span> aanmerking kom<span class=\"_ _1\"></span>ende aandee<span class=\"_ _1\"></span>lhouders.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1ffb ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1ffc ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 23 juni<span class=\"_ _1\"></span> 2022 kon<span class=\"_ _1\"></span>digde Ageas<span class=\"_ _1\"></span> aan dat, me<span class=\"_ _1\"></span>t uitzondering<span class=\"_ _1\"></span> van een bep<span class=\"_ _1\"></span>erkt aan<span class=\"_ _1\"></span>t<span class=\"ws18a\">al onopgeloste </span></div>\n<div class=\"t m0 x1ef hb8 y1ffd ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">claims, de s<span class=\"_ _0\"></span>chikki<span class=\"_ _0\"></span>ng zou word<span class=\"_ _0\"></span>en afgeslo<span class=\"_ _0\"></span>ten. De laat<span class=\"_ _0\"></span>ste verg<span class=\"_ _0\"></span>oeding<span class=\"_ _0\"></span>sschijv<span class=\"_ _0\"></span>en werden ei<span class=\"_ _0\"></span>nd august<span class=\"_ _0\"></span>us</div>\n<div class=\"t m0 x1ef hb8 y1ffe ff340 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">2022 uitbetaal<span class=\"_ _1\"></span>d. De potenti\u00eble<span class=\"_ _1\"></span> kosten voor de onopgelo<span class=\"_ _1\"></span>ste claims die Ageas be<span class=\"_ _1\"></span>reid is op zich<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1ef hb8 y1fff ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">nemen zijn <span class=\"_ _1\"></span>gedekt door<span class=\"_ _1\"></span> de hierna<span class=\"_ _1\"></span> vermelde voor<span class=\"_ _1\"></span>zie<span class=\"ls142 ws182\">ning.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y2000 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2001 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste compon<span class=\"_ _1\"></span>enten van de<span class=\"_ _1\"></span> voorziening <span class=\"_ _1\"></span>per 31<span class=\"ls0 ws0\"> </span><span class=\"ws180\">d<span class=\"_ _1\"></span>ecember<span class=\"ls0 ws0\"> </span></span>20<span class=\"_ _1\"></span>22 van EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls142 ws181\">1,3 miljoen<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y2002 ff340 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">(31<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">december 202<span class=\"_ _0\"></span>1: EUR<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">114</span> </span>miljoen) zijn:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2003 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls142 ws181\">EUR 1.309 miljoe<span class=\"_ _0\"></span>n voor het akk<span class=\"_ _0\"></span>oord omtr<span class=\"_ _0\"></span>ent de WCAM<span class=\"ls0 ws0\">-</span><span class=\"ls141\">schikking; <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2004 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls151 ws197\">E<span class=\"_ _1\"></span>UR</span><span class=\"ff340\"> 1<span class=\"_ _1\"></span> <span class=\"ls142 ws18b\">miljoen v<span class=\"_ _0\"></span>erbond<span class=\"_ _0\"></span>en met st<span class=\"_ _0\"></span>aartrisi<span class=\"_ _0\"></span>co;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2005 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls142 ws181\">minus EUR</span><span class=\"ff340\"> <span class=\"ls156 ws1a0\">1.3<span class=\"ls140 ws18b\">09 m<span class=\"_ _1\"></span>iljoen die<span class=\"_ _1\"></span> al aan <span class=\"_ _1\"></span>in aanmerki<span class=\"_ _1\"></span>ng komende aande<span class=\"_ _1\"></span>elhouders wer<span class=\"_ _1\"></span>d uitgekeerd<span class=\"_ _1\"></span>.</span></span> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 176px; height: 785px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 176px; height: 785px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 176px; height: 785px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff347 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De bedragen<span class=\"_ _1\"></span> worden weerge<span class=\"_ _1\"></span>geven op <span class=\"_ _1\"></span>de regel \u2018<span class=\"_ _1\"></span>voorzieningen\u2019<span class=\"_ _1\"></span> in de ba<span class=\"_ _1\"></span>lans en op<span class=\"_ _1\"></span> de regel<span class=\"_ _1\"></span> \u2018wijzigingen<span class=\"_ _1\"></span> in voorzie<span class=\"_ _1\"></span>ningen\u2019 in <span class=\"_ _1\"></span>de r<span class=\"lsed ws111\">esultatenr<span class=\"_ _0\"></span>ek<span class=\"lsef ws113\">ening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff347 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff347 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het verloop<span class=\"_ _1\"></span> van de voo<span class=\"_ _1\"></span>rzieningen ge<span class=\"_ _1\"></span>durende he<span class=\"_ _1\"></span>t jaar i<span class=\"_ _1\"></span>s als volgt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff347 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff347 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1033px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68b ff347 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1033px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff349 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1003px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1003px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff347 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y691 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 988px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y691 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y680 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Toename <span class=\"ws115\">(Afname) voorziening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x398 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 959px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 959px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff347 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Aanwendingen in de lo<span class=\"_ _0\"></span>op van het jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 944px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 944px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff347 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 929px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 929px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 h67 y67e ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 929px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y6be ff349 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y6be ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 914px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6be ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 914px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 903px; height: 203px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 903px; height: 203px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 903px; height: 203px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Minderheids<span class=\"_ _1\"></span>bela<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x2c hbf y1d02 ff34d fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">In de navolgende tabel wordt een</div>\n<div class=\"t m0 x2c hbf y1d03 ff34d fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">overzicht gegeven van de</div>\n<div class=\"t m0 x2c hbf y1d04 ff34d fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">belangrijkste minderheidsbel<span class=\"_ _0\"></span>angen</div>\n<div class=\"t m0 x2c hbf y1f76 ff34d fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">(NCI) in de entiteiten<span class=\"_ _0\"></span> van Ageas.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a7 hbb y685 ff34b fs72 fce sc0 ls14f ws1a1\" style=\"left: 530px; bottom: 802px; z-index: 15;\">% van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 525px; bottom: 787px; z-index: 15;\">minder<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 hbb y6e8 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 530px; bottom: 772px; z-index: 15;\">heids<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 518px; bottom: 757px; z-index: 15;\">belangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y685 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 565px; bottom: 802px; z-index: 15;\">Resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 589px; bottom: 787px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y6e8 ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 572px; bottom: 772px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 582px; bottom: 757px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbb y6e3 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 629px; bottom: 816px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 612px; bottom: 802px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 638px; bottom: 787px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y6e8 ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 621px; bottom: 772px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 757px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 hbb y685 ff34b fs72 fce sc0 ls14f ws1a1\" style=\"left: 674px; bottom: 802px; z-index: 15;\">% van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 667px; bottom: 787px; z-index: 15;\">minder<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x166 hbb y6e8 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 677px; bottom: 772px; z-index: 15;\">heids<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 662px; bottom: 757px; z-index: 15;\">belangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y685 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 709px; bottom: 802px; z-index: 15;\">Resultaat <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 733px; bottom: 787px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y6e8 ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 716px; bottom: 772px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 726px; bottom: 757px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbb y6e3 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 772px; bottom: 816px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 755px; bottom: 802px; z-index: 15;\">vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 787px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y6e8 ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 764px; bottom: 772px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 757px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y200b ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y200c ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 554px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 601px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 698px; bottom: 816px; z-index: 15;\">  </div>\n<div class=\"t m0 x8 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 745px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 554px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 601px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 698px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 745px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Groepsmaatschappij<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 554px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 601px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 698px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 745px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff34b fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 712px; z-index: 15;\">AG Insurance (Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 712px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 587px; bottom: 712px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 636px; bottom: 712px; z-index: 15;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 673px; bottom: 712px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 736px; bottom: 712px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 772px; bottom: 712px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff34b fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 697px; z-index: 15;\">AG Real Estate (onderdeel <span class=\"_ _0\"></span>van AG Insurance)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 682px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws185\">vooral <span class=\"ws183\">Interparking NCI voor</span></span> </div>\n<div class=\"t m0 x8 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws18d\">49% eigendom van</span> </div>\n<div class=\"t m0 x275 hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 667px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 592px; bottom: 667px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 636px; bottom: 667px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 673px; bottom: 667px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 736px; bottom: 667px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 667px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws185\">minderheidsaandeelhouders</span> </div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 638px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws18d\">van AG Real Estate</span> </div>\n<div class=\"t m0 x8 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6be ff34b fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Millenniumbcp Ageas (onderdeel <span class=\"_ _0\"></span>van Europa)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 623px; z-index: 15;\">49,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 592px; bottom: 623px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 641px; bottom: 623px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 673px; bottom: 623px; z-index: 15;\">49,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 736px; bottom: 623px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 623px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff34b fs72 fc14 sc0 ls150 ws198\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 597px; bottom: 608px; z-index: 15;\">1</div>\n<div class=\"t m0 x13e hbb y6e8 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 641px; bottom: 608px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b hbb y6e8 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 735px; bottom: 608px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 608px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 hbc y688 ff34e fs72 fce sc0 ls146 ws188\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls148 ws1a2\">Minderhei<span class=\"_ _0\"></span>dsbela<span class=\"_ _0\"></span>ngen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x8 hbc y688 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 554px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa hbc y688 ff34e fs72 fce sc0 ls143 ws185\" style=\"left: 587px; bottom: 593px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbc y688 ff34e fs72 fce sc0 ls143 ws185\" style=\"left: 629px; bottom: 593px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbc y688 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 698px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa hbc y688 ff34e fs72 fce sc0 ls143 ws185\" style=\"left: 731px; bottom: 593px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbc y688 ff34e fs72 fce sc0 ls143 ws185\" style=\"left: 772px; bottom: 593px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2011 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2012 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2013 ff34b fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Minder<span class=\"_ _0\"></span>heidsbe<span class=\"_ _0\"></span>langen vert<span class=\"_ _0\"></span>egenwo<span class=\"_ _0\"></span>ordigt de d<span class=\"_ _0\"></span>eelnem<span class=\"_ _0\"></span>ing van een de<span class=\"_ _0\"></span>rde partij<span class=\"_ _0\"></span> in het eigen ve<span class=\"_ _0\"></span>rmogen</div>\n<div class=\"t m0 x1ef hb8 y2014 ff34b fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">van de do<span class=\"_ _1\"></span>chtermaatschappi<span class=\"_ _1\"></span>jen van Age<span class=\"_ _1\"></span>as. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2015 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2016 ff34b fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De stijgi<span class=\"_ _0\"></span>ng van de lijn \"<span class=\"_ _0\"></span>overige\" is<span class=\"_ _0\"></span> gerelatee<span class=\"_ _0\"></span>rd aan het bel<span class=\"_ _0\"></span>ang in Age<span class=\"_ _0\"></span>as Federal L<span class=\"_ _0\"></span>ife Insur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x1ef hb8 y2017 ff34b fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Company Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2018 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2019 ff34b fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Ag<span class=\"ws18b\">eas Insur<span class=\"_ _1\"></span>ance verstre<span class=\"_ _1\"></span>kte Parkimo<span class=\"_ _1\"></span>, een mind<span class=\"_ _1\"></span>erheidsaandeelhouder<span class=\"_ _1\"></span> van Interpa<span class=\"_ _1\"></span>rking, een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y201a ff34b fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">onvoorw<span class=\"_ _0\"></span>aardeli<span class=\"_ _0\"></span>jke puto<span class=\"_ _0\"></span>ptie voo<span class=\"_ _0\"></span>r haar be<span class=\"_ _0\"></span>lang va<span class=\"_ _0\"></span>n 10,05%<span class=\"_ _0\"></span> in Inter<span class=\"_ _0\"></span>parkin<span class=\"_ _0\"></span>g. De put<span class=\"_ _0\"></span>optie w<span class=\"_ _0\"></span>erd</div>\n<div class=\"t m0 x1ef hb8 y201b ff34b fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde van h<span class=\"_ _1\"></span>et verwachte af re re<span class=\"_ _1\"></span>kenen bedrag van EUR 114<span class=\"_ _1\"></span> <span class=\"ls153 ws19d\">miljoen </span></div>\n<div class=\"t m0 x1ef hb8 y201c ff34b fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">(2021: EUR<span class=\"ls0 ws0\"> <span class=\"ls142 ws18b\">108 miljoen) <span class=\"_ _0\"></span>(zie toel<span class=\"_ _0\"></span>ichting<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">24</span> </span><span class=\"ws181\">Overl<span class=\"_ _0\"></span>opende rent<span class=\"_ _0\"></span>e en overi<span class=\"_ _0\"></span>ge verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef hb8 y201d ff34b fs71 fce sc0 ls140 ws180\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y201e ff34b fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Nadere <span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ie met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de <span class=\"_ _0\"></span>balans v<span class=\"_ _0\"></span>an AG Ins<span class=\"_ _0\"></span>urance i<span class=\"_ _0\"></span>s opgen<span class=\"_ _0\"></span>omen in t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing 8</div>\n<div class=\"t m0 x1ef hb8 y201f ff34b fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie operat<span class=\"_ _0\"></span>ionele <span class=\"ls140 ws18a\">segmenten. Details van de andere<span class=\"_ _1\"></span> dochteronderneming<span class=\"_ _1\"></span> waarin Ageas een </span></div>\n<div class=\"t m0 x1ef hb8 y2020 ff34b fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng heeft,<span class=\"_ _1\"></span> zijn opgenomen<span class=\"_ _1\"></span> in de <span class=\"_ _1\"></span>volgende tabe<span class=\"_ _1\"></span>l.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 235px; z-index: 15;\">Financi\u00eble informatie (100% belang<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y694 ff34b fs72 fce sc0 ls145 ws186\" style=\"left: 529px; bottom: 279px; z-index: 15;\">Activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 540px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 523px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 535px; bottom: 235px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 hbb y694 ff34b fs72 fce sc0 ls145 ws186\" style=\"left: 568px; bottom: 279px; z-index: 15;\">Passiva <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 586px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 569px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 581px; bottom: 235px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 627px; bottom: 294px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y694 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 610px; bottom: 279px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 637px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y69a ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 621px; bottom: 249px; z-index: 15;\">31 <span class=\"ls146 ws188\">dec<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1f8 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 630px; bottom: 235px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y694 ff34b fs72 fce sc0 ls145 ws186\" style=\"left: 671px; bottom: 279px; z-index: 15;\">Activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 682px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 665px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 677px; bottom: 235px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 hbb y694 ff34b fs72 fce sc0 ls145 ws186\" style=\"left: 712px; bottom: 279px; z-index: 15;\">Passiva <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 730px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 713px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 725px; bottom: 235px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 772px; bottom: 294px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y694 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 755px; bottom: 279px; z-index: 15;\">vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 766px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1f8 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 775px; bottom: 235px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2021 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 599px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 695px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 743px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 264px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 599px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 649px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 695px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 743px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 204px; z-index: 15;\">Dochteronderneming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 599px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 649px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 695px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 743px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 189px; z-index: 15;\">Millenniumbcp Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 531px; bottom: 189px; z-index: 15;\">8.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 577px; bottom: 189px; z-index: 15;\">8.476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 634px; bottom: 189px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 189px; z-index: 15;\">10.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 721px; bottom: 189px; z-index: 15;\">9.846<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 189px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 178px; height: 783px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 178px; height: 783px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Der<span class=\"_ _0\"></span>iv<span class=\"_ _3\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hb8 y2040 ff351 fs71 fce sc0 ls142 ws182\" style=\"z-index: 15;\">Valutac<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2041 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Futures zi<span class=\"_ _0\"></span>jn overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n die tegen ee<span class=\"_ _0\"></span>n specifi<span class=\"_ _0\"></span>eke prijs en op e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hb8 y2042 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke datum<span class=\"_ _0\"></span> in de t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span> moeten<span class=\"_ _0\"></span> worden af<span class=\"_ _0\"></span>gewik<span class=\"_ _0\"></span>keld en di<span class=\"_ _0\"></span>e op</div>\n<div class=\"t m0 x2c hb8 y2043 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">diezelf<span class=\"_ _0\"></span>de markt<span class=\"_ _0\"></span>en kunn<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verha<span class=\"_ _0\"></span>ndeld. T<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en zijn</div>\n<div class=\"t m0 x2c hb8 y2044 ff351 fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">maatov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span><span class=\"ws181\">sten tuss<span class=\"_ _0\"></span>en twee ent<span class=\"_ _0\"></span>iteiten d<span class=\"_ _0\"></span>ie tegen ee<span class=\"_ _0\"></span>n vandaag </span></div>\n<div class=\"t m0 x2c hb8 y2045 ff351 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">overeengekomen<span class=\"_ _1\"></span> prijs op<span class=\"_ _1\"></span> een specifiek<span class=\"_ _1\"></span>e datum <span class=\"_ _1\"></span>in de toekom<span class=\"_ _1\"></span>st worden</div>\n<div class=\"t m0 x2c hb8 y2046 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">afgewik<span class=\"_ _0\"></span>keld. D<span class=\"_ _0\"></span>e valutat<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en en <span class=\"ls0 ws0\">-</span><span class=\"ws181\">futu<span class=\"_ _0\"></span>res betref<span class=\"_ _0\"></span>fen </span></div>\n<div class=\"t m0 x2c hb8 y2047 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">hoofdzak<span class=\"_ _0\"></span>elijk ove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>msten die h<span class=\"_ _0\"></span>et valuta<span class=\"_ _0\"></span>risico op ac<span class=\"_ _0\"></span>tiva die in</div>\n<div class=\"t m0 x2c hb8 y2048 ff351 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">buitenland<span class=\"ls142 ws18b\">se valuta\u2019s l<span class=\"_ _0\"></span>uiden af t<span class=\"_ _0\"></span>e dekk<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y2049 ff351 fs71 fce sc0 ls142 ws181\" style=\"z-index: 15;\">Rentesw<span class=\"_ _0\"></span>aps en cros<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-<span class=\"ls140 ws18b\">currency<span class=\"_ _1\"></span> swaps</span> </span></div>\n<div class=\"t m0 x1d hb8 y204a ff351 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Swapcontracten<span class=\"_ _1\"></span> zijn overeenkoms<span class=\"_ _1\"></span>ten tussen twee partijen<span class=\"_ _1\"></span> waarin \u00e9\u00e9n</div>\n<div class=\"t m0 x1d hb8 y204b ff351 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verzameling<span class=\"_ _1\"></span> kasstromen wordt gerui<span class=\"_ _1\"></span>ld voor een andere<span class=\"_ _1\"></span> verzameling</div>\n<div class=\"t m0 x1d hb8 y204c ff351 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">kasstromen. B<span class=\"_ _1\"></span>etalingen <span class=\"_ _1\"></span>zijn gebaseerd<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>nominale waa<span class=\"ls142 ws181\">rde van de </span></div>\n<div class=\"t m0 x1d hb8 y204d ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">swap. Ag<span class=\"_ _0\"></span>eas gebrui<span class=\"_ _0\"></span>kt hoofdz<span class=\"_ _0\"></span>akelijk re<span class=\"_ _0\"></span>nteswa<span class=\"_ _0\"></span>ps om de kasst<span class=\"_ _0\"></span>romen van</div>\n<div class=\"t m0 x1d hb8 y204e ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen of betaal<span class=\"_ _0\"></span>de rente te b<span class=\"_ _0\"></span>eheersen e<span class=\"_ _0\"></span>n (cross)</div>\n<div class=\"t m0 x1d hb8 y204f ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">valutas<span class=\"_ _0\"></span>wapcont<span class=\"_ _0\"></span>racten o<span class=\"_ _0\"></span>m kasstr<span class=\"_ _0\"></span>omen di<span class=\"_ _0\"></span>e in buit<span class=\"_ _0\"></span>enlands<span class=\"_ _0\"></span>e valut<span class=\"_ _0\"></span>a\u2019s luid<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d hb8 y2050 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">te beheers<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 676px; height: 285px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 676px; height: 285px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 676px; height: 285px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y196b ff358 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Handels<span class=\"ls10d ws141\">derivaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2da h67 y68b ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y68b ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 636px; bottom: 1065px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 343px; bottom: 1049px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 465px; bottom: 1049px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 596px; bottom: 1049px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 321px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 375px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 386px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 453px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 447px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 502px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 576px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 641px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Valutacontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 974px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 974px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 974px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 974px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 974px; z-index: 15;\">2</div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 974px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 974px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 974px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 345px; bottom: 959px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y691 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 959px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 959px; z-index: 15;\">8</div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 944px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 944px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 944px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 944px; z-index: 15;\">165<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 944px; z-index: 15;\">2</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 944px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 944px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 944px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Rentecontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6be ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6be ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 899px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 885px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 885px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 885px; z-index: 15;\">4</div>\n<div class=\"t m0 x172 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 885px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 870px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 870px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 870px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 870px; z-index: 15;\">4</div>\n<div class=\"t m0 x172 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 870px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 840px; z-index: 15;\">Effecten/Index contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 825px; z-index: 15;\">Opties en warrants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e8 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 825px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y68b ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 810px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y694 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 781px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 781px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 525px; bottom: 781px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 600px; bottom: 781px; z-index: 15;\">6</div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 781px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 781px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarden ondersteund doo<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waarneembare marktgegevens</span> </div>\n<div class=\"t m0 x158 h67 y6c4 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 736px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 736px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Re\u00eble waarden op basis <span class=\"_ _0\"></span>van een <span class=\"ws116\">waarderingsmodel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 721px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 721px; z-index: 15;\">2</div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 721px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 721px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6c4 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 706px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 706px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 706px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6c4 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 706px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff356 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Over the counter (OTC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6df ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 677px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 662px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 662px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 662px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 525px; bottom: 662px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 600px; bottom: 662px; z-index: 15;\">6</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 662px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 662px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 651px; height: 455px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y2067 ff358 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Hedging<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">derivaten</span> </span></div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x2da h67 y685 ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 381px; bottom: 583px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y685 ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 636px; bottom: 583px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 568px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 343px; bottom: 568px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 465px; bottom: 568px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 596px; bottom: 568px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 721px; bottom: 568px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 327px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 375px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 453px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 502px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 582px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 630px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 321px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 386px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 447px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 576px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 641px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Valutacontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 492px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 403px; bottom: 492px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 492px; z-index: 15;\">5</div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 492px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 492px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 492px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 477px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 477px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 403px; bottom: 477px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 477px; z-index: 15;\">5</div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 477px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 477px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 477px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Rentecontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 432px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 418px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 418px; z-index: 15;\">758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 418px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 418px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 418px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 418px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 418px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 418px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 403px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 403px; z-index: 15;\">858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 403px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 403px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 403px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 403px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 403px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 403px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 373px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 398px; bottom: 373px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 373px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 373px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 373px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 373px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 373px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 373px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Re\u00eble waarden ondersteund doo<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waarneembare marktgegevens</span> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 328px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 328px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 314px; z-index: 15;\">Re\u00eble <span class=\"ws115\">waarden op basis van een waa<span class=\"_ _0\"></span>rderingsmodel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 314px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 314px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 314px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 314px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6d1 ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 299px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 299px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 299px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 299px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Over the counter (OTC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 269px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 269px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 269px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 269px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 269px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 269px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 269px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 254px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 254px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 398px; bottom: 254px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68d ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 254px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 254px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 254px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 254px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 254px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 254px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 243px; height: 863px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 243px; height: 863px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 243px; height: 863px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">T<span class=\"_ _208\"></span>oe<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>eggingen</div>\n<div class=\"t m0 x2c hbf y1d02 ff35e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Ontvangen en gedane toezeggingen</div>\n<div class=\"t m0 x2c hbf y1d03 ff35e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">waren als volgt.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2081 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2082 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff35c fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b hbb y6e3 ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 607px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b hbb y6e3 ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 718px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Ontvangen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x85 hbb y68f ff35c fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y68f ff35c fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Kredietlijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">1.527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Onderpand &amp; garanties ont<span class=\"_ _0\"></span>vangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 756px; z-index: 15;\">4.574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 756px; z-index: 15;\">4.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Overige niet in de bala<span class=\"_ _0\"></span>ns gewaardeerde rechten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f hbb y69a ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 672px; bottom: 741px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y69a ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 741px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y694 ff360 fs72 fce sc0 ls149 ws199\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y694 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 659px; bottom: 727px; z-index: 15;\">6.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y694 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 727px; z-index: 15;\">5.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff35c fs72 fce sc0 ls143 ws18d\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Verstrekte verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x85 hbc y6c6 ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y6c6 ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Garanties, Financieel en P<span class=\"_ _0\"></span>restatiegerelateerde Kredietbrieven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y67e ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 682px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y67e ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 682px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Beschikbare kredietlijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y68f ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 667px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 667px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Onderpand &amp; garanties verstrekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 652px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 652px; z-index: 15;\">2.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 638px; z-index: 15;\">In bewaring gegeven a<span class=\"_ _0\"></span>ctiva en <span class=\"ws185\">vorderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y685 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 638px; z-index: 15;\">691<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y685 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 638px; z-index: 15;\">738<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Kapitaal rechten en ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6be ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 623px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6be ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 623px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Vastgoedtoezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 608px; z-index: 15;\">345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 608px; z-index: 15;\">531<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Overige niet in de bala<span class=\"_ _0\"></span>ns opgenomen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 593px; z-index: 15;\">776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 593px; z-index: 15;\">1.297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e3 ff360 fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Totaal verstrekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y6e3 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 659px; bottom: 578px; z-index: 15;\">5.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y6e3 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 578px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2083 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2084 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2085 ff35c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Het merendee<span class=\"_ _1\"></span>l van de <span class=\"_ _1\"></span>ontvangen <span class=\"_ _1\"></span>toezeggingen be<span class=\"_ _1\"></span>staat uit on<span class=\"_ _1\"></span>tvangen onderpand<span class=\"_ _1\"></span> en garan<span class=\"_ _1\"></span>ties,</div>\n<div class=\"t m0 x1ef hb8 y2086 ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vooral van k<span class=\"_ _0\"></span>lanten ont<span class=\"_ _0\"></span>vangen o<span class=\"_ _0\"></span>nderpan<span class=\"_ _0\"></span>d op wonin<span class=\"_ _0\"></span>ghypothek<span class=\"_ _0\"></span>en en in mind<span class=\"_ _0\"></span>ere mate ook<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2087 ff35c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">commerci\u00eble le<span class=\"_ _1\"></span>ningen en<span class=\"_ _1\"></span> leningen aan<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2088 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2089 ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Andere niet<span class=\"_ _0\"></span> in de balans<span class=\"_ _0\"></span> gewaar<span class=\"ls140 ws18b\">deerde toezeggingen op 3<span class=\"_ _1\"></span>1 december <span class=\"_ _1\"></span>2022 omvatten <span class=\"_ _1\"></span>voor EUR </span></div>\n<div class=\"t m0 x1ef hb8 y208a ff35c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">250 miljoen ui<span class=\"_ _1\"></span>tstaande kredietaanb<span class=\"_ _1\"></span>iedingen (31 decem<span class=\"_ _1\"></span>ber 2021: EUR 521 mi<span class=\"_ _1\"></span>ljoen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y208b ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y208c ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In decemb<span class=\"_ _0\"></span>er 2021 heef<span class=\"_ _0\"></span>t Ageas SA/<span class=\"_ _0\"></span>NV twee do<span class=\"_ _0\"></span>orlopen<span class=\"_ _0\"></span>de kredietf<span class=\"_ _0\"></span>acilit<span class=\"_ _0\"></span>eiten af<span class=\"_ _0\"></span>gesloten,<span class=\"_ _0\"></span> EUR 250</div>\n<div class=\"t m0 x1ef hb8 y208d ff35c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">miljoen <span class=\"_ _0\"></span>met een l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span><span class=\"ws181\">van 3 jaar en<span class=\"_ _0\"></span> EUR 250 miljo<span class=\"_ _0\"></span>en met een loopt<span class=\"_ _0\"></span>ijd van 5 jaa<span class=\"_ _0\"></span>r, elk met de<span class=\"_ _0\"></span> optie </span></div>\n<div class=\"t m0 x1ef hb8 y208e ff35c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">om twee <span class=\"_ _0\"></span>verlengi<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n \u00e9\u00e9n jaa<span class=\"_ _0\"></span>r van de l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span> aan te v<span class=\"_ _0\"></span>ragen. D<span class=\"_ _0\"></span>it is op<span class=\"_ _0\"></span>genomen i<span class=\"_ _0\"></span>n de lij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y208f ff35c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">\u2018ontvangen kredie<span class=\"_ _1\"></span>tlijnen\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 363px; height: 598px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 363px; height: 598px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 363px; height: 598px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 363px; height: 598px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>\u00eble w<span class=\"_ _0\"></span>a<span class=\"_ _1\"></span>arde v<span class=\"_ _0\"></span>an Financi\u00eble</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">activ<span class=\"_ _0\"></span>a en fina<span class=\"_ _1\"></span>nci\u00eble pa<span class=\"_ _1\"></span>ssiva</div>\n<div class=\"t m0 x2c hbf y1d02 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">In de volgende tabel w<span class=\"_ _0\"></span>ordt de re\u00eble</div>\n<div class=\"t m0 x2c hbf y1d03 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">waarde weergegeven van de</div>\n<div class=\"t m0 x2c hbf y1d04 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">financi\u00eble activa en pass<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x2c hbf y1f76 ff364 fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">gewaardeerd aan geamortiseerde</div>\n<div class=\"t m0 x2c hbf y1f77 ff364 fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">kostprijs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f78 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f79 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 hbb y6e3 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y6e3 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 584px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 hbb y6e3 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 494px; bottom: 802px; z-index: 15;\">Niveau<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 540px; bottom: 802px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 hbb y685 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 603px; bottom: 802px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 677px; bottom: 802px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 hbb y685 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 739px; bottom: 802px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff362 fs72 fce sc0 ls145 ws186\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68f ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbc y68f ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 589px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 658px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff366 fs72 fce sc0 ls0 ws0\" style=\"left: 728px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff366 fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6e8 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 771px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 771px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 771px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 771px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 771px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y209f ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 759px; z-index: 15;\">Tot einde looptijd gehouden financi\u00eble</div>\n<div class=\"t m0 x162 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 747px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y1437 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 747px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 747px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 747px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 747px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 747px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 732px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6e8 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 732px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 563px; bottom: 732px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 732px; z-index: 15;\">13.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 700px; bottom: 732px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 766px; bottom: 732px; z-index: 15;\">15.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 717px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y688 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 717px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 717px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 717px; z-index: 15;\">1.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 717px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 717px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff365 fs72 fce sc0 ls146 ws188\" style=\"left: 325px; bottom: 702px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ws187\">f<span class=\"_ _1\"></span>inan<span class=\"_ _1\"></span>ci\u00eble a<span class=\"_ _1\"></span>ctiva<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 hbc y680 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 563px; bottom: 702px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 630px; bottom: 702px; z-index: 15;\">22.755<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 700px; bottom: 702px; z-index: 15;\">22.929<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 766px; bottom: 702px; z-index: 15;\">26.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 325px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 589px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 658px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y694 ff365 fs72 fc1b sc0 ls0 ws0\" style=\"left: 728px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y694 ff365 fs72 fc1b sc0 ls0 ws0\" style=\"left: 794px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff362 fs72 fce sc0 ls145 ws186\" style=\"left: 325px; bottom: 673px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 589px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 658px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y688 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 728px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y688 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 658px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y69a ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 658px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 658px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 658px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 658px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 658px; z-index: 15;\">2.757<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 643px; z-index: 15;\">Schulden exclusief leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6c4 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 643px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 643px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 643px; z-index: 15;\">3.177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 643px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 643px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff365 fs72 fce sc0 ls148 ws0\" style=\"left: 325px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x275 hbc y68b ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 568px; bottom: 628px; z-index: 15;\">5.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 635px; bottom: 628px; z-index: 15;\">5.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 705px; bottom: 628px; z-index: 15;\">5.804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 771px; bottom: 628px; z-index: 15;\">5.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20a8 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20a9 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20aa ff362 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De <span class=\"ls142 ws18b\">berekeni<span class=\"_ _0\"></span>ng van de<span class=\"_ _0\"></span> re\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en die ni<span class=\"_ _0\"></span>et actief<span class=\"_ _0\"></span> worden <span class=\"_ _0\"></span>verhan<span class=\"_ _0\"></span>deld </span></div>\n<div class=\"t m0 x1ef hb8 y20ab ff362 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">op financ<span class=\"_ _0\"></span>i\u00eble markt<span class=\"_ _0\"></span>en, kan als v<span class=\"_ _0\"></span>olgt word<span class=\"_ _0\"></span>en sameng<span class=\"_ _0\"></span>evat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20ac ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls150 ws196\" style=\"left: 325px; bottom: 534px; z-index: 15;\">Type in<span class=\"_ _1\"></span>strum<span class=\"_ _1\"></span>ent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 433px; bottom: 534px; z-index: 15;\">Producten Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 543px; bottom: 534px; z-index: 15;\">Re\u00eble waarde berekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 506px; z-index: 15;\">Instrumenten zonder</div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 494px; z-index: 15;\">vast einde <span class=\"ls144 ws184\">looptijd<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 433px; bottom: 506px; z-index: 15;\">Zichtrekeningen,</div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 494px; z-index: 15;\">spaarrekeningen enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 543px; bottom: 506px; z-index: 15;\">Nominale waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 467px; z-index: 15;\">Instrumenten zonder</div>\n<div class=\"t m0 x38 hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"z-index: 15;\">optionele kenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 467px; z-index: 15;\">Gewone leningen,</div>\n<div class=\"t m0 xab hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">deposito's enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 467px; z-index: 15;\">Methode van de gedisconteerde<span class=\"_ _0\"></span> kasstromen; de gebruik<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x61 hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">rentecurve voor de dis<span class=\"_ _0\"></span>contering is de swapcurve plu<span class=\"_ _0\"></span>s <span class=\"ws185\">spread </span></div>\n<div class=\"t m0 x61 hbb y20b5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">(activa) of de swapcurv<span class=\"_ _0\"></span>e min spread (verplichtingen);<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x61 hbb y20b6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">spread is gebaseerd op de<span class=\"_ _0\"></span> commerci\u00eble marge berekend <span class=\"_ _0\"></span>op</div>\n<div class=\"t m0 x61 hbb y20b7 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">basis van het gemiddel<span class=\"_ _0\"></span>de aan nieuwe polissen <span class=\"_ _0\"></span>tijdens de</div>\n<div class=\"t m0 x162 hbb y68d ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 407px; z-index: 15;\">laatste drie maanden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 380px; z-index: 15;\">Instrumenten met</div>\n<div class=\"t m0 x38 hbb y20bc ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">optiekenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 380px; z-index: 15;\">Hypotheekleningen en</div>\n<div class=\"t m0 xab hbb y20bc ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">overige instrumenten</div>\n<div class=\"t m0 xab hbb y20bd ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">met optionele kenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 380px; z-index: 15;\">Het product wordt gesplit<span class=\"_ _0\"></span>st en de lineaire co<span class=\"_ _0\"></span>mponent (zonder</div>\n<div class=\"t m0 x61 hbb y20bc ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">optiekenmerk) wordt gewaarde<span class=\"_ _0\"></span>erd met behulp van d<span class=\"_ _0\"></span>e methode</div>\n<div class=\"t m0 x61 hbb y20bd ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">van de gedisconteerde ka<span class=\"_ _0\"></span>sstromen en de optiecomponen<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 543px; bottom: 344px; z-index: 15;\">wordt gewaardeerd op basis van een opt<span class=\"ws185\">iewaarderingsmodel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 317px; z-index: 15;\">Achtergestelde obligaties</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 305px; z-index: 15;\">of vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 317px; z-index: 15;\">Achtergestelde activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 317px; z-index: 15;\">De waardering is geba<span class=\"_ _0\"></span>seerd op prijzen verkregen <span class=\"_ _0\"></span>van brokers</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 305px; z-index: 15;\">in een inactieve markt <span class=\"_ _0\"></span>(niveau 3).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 278px; z-index: 15;\">Private equity<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 278px; z-index: 15;\">Private equity en <span class=\"ws185\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 xab hbb y20c6 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">beursgenoteerde</div>\n<div class=\"t m0 xab hbb y20c7 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 278px; z-index: 15;\">Doorgaans gebaseerd op de<span class=\"_ _0\"></span> waarderingsrichtlijnen van de</div>\n<div class=\"t m0 x61 hbb y20c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">European Venture Capital A<span class=\"_ _0\"></span>ssociation. Vaak worden <span class=\"_ _0\"></span>ratio's</div>\n<div class=\"t m0 x61 hbb y20c7 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">gebruikt zoals ondernemingswaarde/E<span class=\"_ _0\"></span>BITDA, koers<span class=\"ls0 ws0\">-<span class=\"ls14f ws18c\">kasstroom<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 242px; z-index: 15;\">en koers<span class=\"ls0 ws0\">-</span>winst enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 215px; z-index: 15;\">Preferente aandelen</div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 203px; z-index: 15;\">(niet beursgenoteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 215px; z-index: 15;\">Preferente aandelen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 215px; z-index: 15;\">Als het aandeel is gecl<span class=\"_ _0\"></span>assificeerd als vreemd vermogen<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 203px; z-index: 15;\">de methode van de ge<span class=\"_ _0\"></span>disconteerde kasstromen gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 192px; height: 769px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 192px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 192px; height: 769px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 192px; height: 769px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>een beleid<span class=\"_ _1\"></span> geformuleerd o<span class=\"_ _1\"></span>m de onze<span class=\"_ _1\"></span>kerheden met</div>\n<div class=\"t m0 x2c h64 y8a6 ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot d<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ning van<span class=\"_ _0\"></span> re\u00eble wa<span class=\"_ _0\"></span>arde do<span class=\"_ _0\"></span>or midde<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y8a7 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en interne mod<span class=\"_ _1\"></span>ellen te kunnen kwan<span class=\"_ _1\"></span>tificeren en</div>\n<div class=\"t m0 x2c h64 y8a8 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewaken. Ger<span class=\"_ _1\"></span>elateerde o<span class=\"_ _1\"></span>nzekerheden wor<span class=\"_ _1\"></span>den benoemd i<span class=\"_ _1\"></span>n het</div>\n<div class=\"t m0 x2c h64 y8a9 ff369 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">modelrisico<span class=\"_ _1\"></span>concept.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Modelri<span class=\"_ _0\"></span>sico o<span class=\"lsef ws11e\">ntstaat wanneer de productwaa<span class=\"_ _1\"></span>rderingsmethode<span class=\"_ _1\"></span> die </span></div>\n<div class=\"t m0 x2c h64 y8ac ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>wordt nog n<span class=\"_ _1\"></span>iet is ges<span class=\"_ _1\"></span>tandaardiseerd<span class=\"_ _1\"></span>, of wanneer<span class=\"_ _1\"></span> gebruik</div>\n<div class=\"t m0 x2c h64 y8ad ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gemaak<span class=\"_ _1\"></span>t van inputgegevens die n<span class=\"_ _1\"></span>iet rechtstree<span class=\"_ _1\"></span>ks in de markt</div>\n<div class=\"t m0 x2c h64 y8ae ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zichtbaar zijn<span class=\"_ _1\"></span>, maar op aannames<span class=\"_ _1\"></span> zijn gebaseerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De ontwikk<span class=\"_ _0\"></span>eling va<span class=\"_ _0\"></span>n nieu<span class=\"lsef ws11e\">we, geavanceerde produ<span class=\"_ _1\"></span>cten in de markt heef<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geleid tot<span class=\"_ _0\"></span> de ontwik<span class=\"_ _0\"></span>keling van wi<span class=\"_ _0\"></span>skundi<span class=\"_ _0\"></span>ge modelle<span class=\"_ _0\"></span>n waarme<span class=\"_ _0\"></span>e deze</div>\n<div class=\"t m0 x2c h64 y8b2 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten k<span class=\"_ _1\"></span>unnen worden<span class=\"_ _1\"></span> gewaardeerd<span class=\"_ _1\"></span>. Deze model<span class=\"_ _1\"></span>len repliceren<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y8b3 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">complex<span class=\"_ _0\"></span>e patroo<span class=\"_ _0\"></span>n van de functi<span class=\"_ _0\"></span>e van een opti<span class=\"_ _0\"></span>e op basis va<span class=\"_ _0\"></span>n aannames<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y20cd ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over het st<span class=\"_ _0\"></span>oc<span class=\"lsef ws11e\">hastische gedrag van<span class=\"_ _1\"></span> de onderliggende<span class=\"_ _1\"></span> variabelen, </span></div>\n<div class=\"t m0 x1d h64 y20ce ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">numerieke alg<span class=\"_ _1\"></span>oritmen en<span class=\"_ _1\"></span> andere theo<span class=\"_ _1\"></span>retische be<span class=\"_ _1\"></span>naderingen di<span class=\"_ _1\"></span>e nodig</div>\n<div class=\"t m0 x1d h64 y20cf ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn om d<span class=\"_ _0\"></span>e comple<span class=\"_ _0\"></span>xiteit v<span class=\"_ _0\"></span>an het fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>ent na<span class=\"_ _0\"></span> te bootse<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d0 ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y20d1 ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voorts z<span class=\"_ _0\"></span>ijn de on<span class=\"_ _0\"></span>derlig<span class=\"_ _0\"></span>gende hy<span class=\"_ _0\"></span>pothese<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n model af<span class=\"_ _0\"></span>hankel<span class=\"_ _0\"></span>ijk van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d2 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de algemene<span class=\"_ _1\"></span> marktomstand<span class=\"_ _1\"></span>igheden (speci<span class=\"_ _1\"></span>fieke rentest<span class=\"_ _1\"></span>anden, vola<span class=\"_ _1\"></span>tiliteit</div>\n<div class=\"t m0 x1d h64 y20d3 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">etc.) op het momen<span class=\"_ _1\"></span>t van ontwikkel<span class=\"_ _1\"></span>ing van het model. Er<span class=\"_ _1\"></span> bestaat geen</div>\n<div class=\"t m0 x1d h64 y20d4 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">garantie dat<span class=\"_ _1\"></span> het model nog steeds<span class=\"_ _1\"></span> de juiste result<span class=\"_ _1\"></span>aten weergeeft<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y20d5 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wanneer marktcond<span class=\"_ _1\"></span>ities radicaal ve<span class=\"_ _1\"></span>randeren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d6 ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y20d7 ff369 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Event<span class=\"_ _1\"></span>u<span class=\"lsef ws11e\">ele modelonze<span class=\"_ _1\"></span>kerheden worden zo pre<span class=\"_ _1\"></span>cies mogelijk<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y20d8 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gekwant<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. Dit vormt<span class=\"_ _0\"></span> de basis voor d<span class=\"_ _0\"></span>e aanpass<span class=\"_ _0\"></span>ing van de re\u00eb<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y20d9 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeberekening<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> waarderingsme<span class=\"_ _1\"></span>thoden en in<span class=\"_ _1\"></span>terne modellen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 865px; height: 241px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 865px; height: 241px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 865px; height: 241px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 865px; height: 241px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>er<span class=\"_ _0\"></span>ingspremies</div>\n<div class=\"t m0 x2c hbf y1d02 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Het bruto premie<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">inko</span></span>men Leven</div>\n<div class=\"t m0 x2c hbf y1d03 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">bestaat uit de bruto ontvangen</div>\n<div class=\"t m0 x2c hbf y1d04 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">premies van de</div>\n<div class=\"t m0 x2c hbf y1f76 ff36e fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">verzekeringsmaatschappijen voor</div>\n<div class=\"t m0 x2c hbf y1f77 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">uitgegeven verzekerings<span class=\"ls0\">- <span class=\"ls152 ws1a6\">en </span></span></div>\n<div class=\"t m0 x2c hbf y20e7 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten. Het premie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hbf y20e8 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">inkomen van</div>\n<div class=\"t m0 x2c hbf y20e9 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">verzekeringscontracten en v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c hbf y20ea ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten met DPF</div>\n<div class=\"t m0 x2c hbf y20eb ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">wordt verantwoord in de</div>\n<div class=\"t m0 x2c hbf y20ec ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">resultatenrekening. De pr<span class=\"_ _0\"></span>emie<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c hbf y20ed ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">instroom van beleggingscontracten</div>\n<div class=\"t m0 x2c hbf y20ee ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">zonder DPF, met name unit<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">linked </span></span></div>\n<div class=\"t m0 x2c hbf y20ef ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">contracten, wordt <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>na aftrek van</div>\n<div class=\"t m0 x2c hbf y20f0 ff36e fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">commissies <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls152 ws19c\">direct verantwoord </span></span></div>\n<div class=\"t m0 x2c hbf y20f1 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">als verpli<span class=\"ls152 ws19c\">chting (deposit </span></div>\n<div class=\"t m0 x2c hbf y20f2 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">accounting). Vergoedingen worden</div>\n<div class=\"t m0 x2c hbf y20f3 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">in de resultatenrekening a<span class=\"_ _0\"></span>ls baten</div>\n<div class=\"t m0 x2c hbf y20f4 ff36e fs74 fc14 sc0 ls152 ws1a6\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f5 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f6 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Niet</span>-<span class=\"ls143 ws185\">leven</span> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls146 ws188\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls148 ws18c\">bruto premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">inko<span class=\"_ _1\"></span>men</span> </span></span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 654px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 765px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20f7 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f8 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Netto verdiende premies L<span class=\"_ _0\"></span>even<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Netto verdiende premies <span class=\"_ _0\"></span>Niet<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">lev<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls143 ws18d\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Totaal netto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 659px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 770px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 412px; height: 549px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 412px; height: 549px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 412px; height: 549px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 412px; height: 549px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 412px; height: 549px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h65 y82e ff374 fs45 fc2a sc0 ls15c ws1aa\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2108 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1066px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws177\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">Unit<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1036px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1036px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1021px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1021px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1021px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls134 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Totaal unit<span class=\"ls0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1006px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1006px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff377 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Niet unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws11f\">l<span class=\"_ _1\"></span>inked co<span class=\"_ _1\"></span>ntrac<span class=\"_ _1\"></span>ten</span> </span></div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 961px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">Geboekte <span class=\"ws115\">eenmalige premies</span></span> </div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 961px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 961px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 947px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 947px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 947px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Totaal collectief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 932px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 932px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 917px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 917px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 902px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 902px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 887px; z-index: 15;\">Totaal individueel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Totaal niet unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 872px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 872px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff377 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 828px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 828px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 828px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 813px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 813px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws14d\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Totaal beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 798px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 798px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Geboekte premies Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 768px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 768px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 753px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 753px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 739px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 739px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 739px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf3 ws119\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Premi<span class=\"_ _1\"></span>es inz<span class=\"_ _1\"></span>ake b<span class=\"_ _1\"></span>eleggin<span class=\"_ _1\"></span>gsco<span class=\"_ _1\"></span>ntract<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 724px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 724px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 69px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf5 ws123\" style=\"left: 69px; bottom: 694px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-</span>ink<span class=\"_ _0\"></span>omen Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 694px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 694px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2122 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2123 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 647px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 647px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 647px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 616px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>es Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 616px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 616px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 602px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 602px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 587px; z-index: 15;\">Netto verdiende premies <span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 587px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 587px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2129 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h65 y212a ff374 fs45 fc2a sc0 ls15d ws1ab\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf0 ws1ac\">leve<span class=\"_ _1\"></span>n</span> </span></div>\n<div class=\"t m0 x2c h64 y212b ff374 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Brand, sc<span class=\"_ _0\"></span>hade en ov<span class=\"_ _0\"></span>erige bevat<span class=\"_ _0\"></span> de verzek<span class=\"_ _0\"></span>eringsp<span class=\"_ _0\"></span>remies vo<span class=\"_ _0\"></span>or auto, bra<span class=\"_ _0\"></span>nd en overi<span class=\"_ _0\"></span>ge schade aa<span class=\"_ _0\"></span>n eigendo<span class=\"_ _0\"></span>mmen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y212c ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 478px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 492px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 478px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 492px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 478px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 478px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 447px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 447px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 447px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 432px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 432px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 432px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 417px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 417px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 417px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 403px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 403px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 403px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 560px; bottom: 388px; z-index: 15;\">2</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 388px; z-index: 15;\">6</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 388px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Netto verdiende premies <span class=\"lsf4 ws11a\">Niet<span class=\"ls0 ws0\">-</span></span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 373px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 373px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 373px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2135 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 311px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 326px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 311px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 326px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 311px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 311px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 281px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 281px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 281px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 281px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 266px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 251px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 251px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 251px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 251px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 236px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 236px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 236px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 554px; bottom: 221px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 221px; z-index: 15;\">3</div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 221px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 206px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 206px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 206px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 206px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 195px; height: 911px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 195px; height: 911px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 195px; height: 911px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 195px; height: 911px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 195px; height: 911px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff379 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verdeling van<span class=\"_ _1\"></span> de netto verdiende<span class=\"_ _1\"></span> premies Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">leven<span class=\"_ _0\"></span> per verz<span class=\"_ _0\"></span>ekeringssegment<span class=\"_ _0\"></span> is als v<span class=\"_ _0\"></span>olgt. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 1065px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 1050px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 1065px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 1050px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1050px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y680 ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2141 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 913px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 898px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 913px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 898px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 898px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 797px; height: 309px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 797px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 797px; height: 309px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 797px; height: 309px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">R<span class=\"_ _3\"></span>enteba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en,<span class=\"_ _0\"></span> dividend<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Rentebaten op geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Rentebaten op beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentebaten uit derivaten aangehouden voor handelsdoeleinden en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbc y68b ff380 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l renteb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividenden op aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Huurbaten uit vastgoedbeleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Huurbaten van parkeergarage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Overige beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff380 fs72 fc2a sc0 ls146 ws188\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls143 ws18d\">rentebaten, dividend en overige beleggingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y214f ff37e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Huurink<span class=\"_ _0\"></span>omsten uit<span class=\"_ _0\"></span> parkeerg<span class=\"_ _0\"></span>arages,<span class=\"_ _0\"></span> in het bijzon<span class=\"_ _0\"></span>der deze<span class=\"_ _0\"></span> in luchthav<span class=\"_ _0\"></span>ens en stadsc<span class=\"_ _0\"></span>entra, o<span class=\"_ _0\"></span>ndervo<span class=\"_ _0\"></span>nden een neg<span class=\"_ _0\"></span>atieve im<span class=\"_ _0\"></span>pact in 20<span class=\"ls140 ws18b\">21 door de C<span class=\"ls153 ws19d\">ovid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c hb8 y2150 ff37e fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">pandemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 549px; height: 412px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 549px; height: 412px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 549px; height: 412px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 549px; height: 412px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _0\"></span>esultaat op v<span class=\"_ _3\"></span>erk<span class=\"_ _3\"></span>oop en</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">her<span class=\"_ _1\"></span>waa<span class=\"_ _1\"></span>rderingen</div>\n<div class=\"t m0 x82 hbb y6e3 ff383 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff383 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Obligaties aangehouden voor<span class=\"_ _0\"></span> verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Aandelen aangehouden voor ve<span class=\"_ _0\"></span>rkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Financi\u00eble instrumenten aangehouden<span class=\"_ _0\"></span> voor handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbb y69a ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Gerealiseerde winst (verlies)<span class=\"_ _0\"></span> op de verkoop van aand<span class=\"_ _0\"></span>elen van dochtermaatschappijen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y694 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 hbb y694 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 hbb y68b ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws185\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y68b ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 712px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 712px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff383 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y6c6 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y6c6 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 697px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 hbb y67e ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Activa en passiva tegen re<span class=\"_ _0\"></span>\u00eble waarde met waardeverande<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">in de resultatenrekening</span> </div>\n<div class=\"t m0 x73 hbb y68f ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 667px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 667px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Afdekkingsresultaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 652px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 652px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff383 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 638px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y685 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 638px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff385 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaal resultaat op verkoop en herwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6be ff385 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 623px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6be ff385 fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 623px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff383 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff383 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y214f ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Zoals bes<span class=\"_ _0\"></span>chreven i<span class=\"_ _0\"></span>n toelicht<span class=\"_ _0\"></span>ing 20, heef<span class=\"_ _0\"></span>t Ageas SAN<span class=\"_ _0\"></span>V in de loop van</div>\n<div class=\"t m0 x2c hb8 y2150 ff383 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">het vie<span class=\"_ _0\"></span>rde kwart<span class=\"_ _0\"></span>aal van 2<span class=\"_ _0\"></span>022 een t<span class=\"_ _0\"></span>otale <span class=\"ls140\">hoofdsom van EUR </span></div>\n<div class=\"t m0 x2c hb8 y2151 ff383 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">233.250.000 aan<span class=\"_ _1\"></span> FRESH<span class=\"ls0 ws0\">-</span>effec<span class=\"_ _1\"></span>ten overgenomen, die<span class=\"_ _1\"></span> in 2002 waren</div>\n<div class=\"t m0 x2c hb8 y2153 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en door h<span class=\"_ _0\"></span>aar dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eming Ag<span class=\"_ _0\"></span>easfinlux<span class=\"_ _0\"></span> S.A. De</div>\n<div class=\"t m0 x2c hb8 y2154 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">overnam<span class=\"_ _0\"></span>e result<span class=\"_ _0\"></span>eerde in het ni<span class=\"_ _0\"></span>et langer o<span class=\"_ _0\"></span>pnemen van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c hb8 y2155 ff383 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">corresponderend<span class=\"_ _1\"></span>e verplic<span class=\"_ _1\"></span>hting in de<span class=\"_ _1\"></span> geconsolidee<span class=\"_ _1\"></span>rde balans <span class=\"_ _1\"></span>van<span class=\"ls0 ws0\"> </span><span class=\"ws180\">Ageas </span></div>\n<div class=\"t m0 x2c hb8 y2156 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">groep, wat<span class=\"_ _0\"></span> een winst<span class=\"_ _0\"></span> van EUR 146,<span class=\"_ _0\"></span>3 miljoen opl<span class=\"_ _0\"></span>everde.<span class=\"_ _0\"></span> Dit omvat</div>\n<div class=\"t m0 x2c hb8 y2157 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">voornam<span class=\"_ _0\"></span>elijk het g<span class=\"_ _0\"></span>ecombin<span class=\"_ _0\"></span>eerde effe<span class=\"_ _0\"></span>ct van de winst<span class=\"_ _0\"></span> op de aflossi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c hb8 y2158 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">de verplic<span class=\"_ _0\"></span>hting en de w<span class=\"_ _0\"></span>inst op het res<span class=\"_ _0\"></span>ultaat op d<span class=\"_ _0\"></span>e bijbehor<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c hb8 y2159 ff383 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">kasstroomafdek<span class=\"_ _1\"></span>king (rentes<span class=\"_ _1\"></span>wap), weergege<span class=\"_ _1\"></span>ven in zow<span class=\"ls142 ws181\">el de regels </span></div>\n<div class=\"t m0 x2c hb8 y215a ff383 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">'Overig<span class=\"_ _0\"></span>e' als 'Af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsresult<span class=\"_ _0\"></span>aten' i<span class=\"_ _0\"></span>n bovenst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y215b ff383 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y215c ff383 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Tevens <span class=\"_ _0\"></span>inbegre<span class=\"_ _0\"></span>pen in de l<span class=\"_ _0\"></span>ijn \"ov<span class=\"_ _0\"></span>erige\" <span class=\"_ _0\"></span>is een wi<span class=\"_ _0\"></span>nst van G<span class=\"_ _0\"></span>BP 47,5</div>\n<div class=\"t m0 x1d hb8 y215d ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">miljoen (v<span class=\"_ _0\"></span>oor belas<span class=\"_ _0\"></span>tingen) o<span class=\"_ _0\"></span>p de verkoop v<span class=\"_ _0\"></span>an de profes<span class=\"_ _0\"></span>sionel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d hb8 y215e ff383 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> voor nieuwe klan<span class=\"_ _1\"></span>ten in het Verenigd<span class=\"_ _1\"></span> Konin<span class=\"ls155 ws1ad\">krijk.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y215f ff383 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y2160 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In 2022 heef<span class=\"_ _0\"></span>t Ageas zi<span class=\"_ _0\"></span>jn belang in de j<span class=\"_ _0\"></span>oint ventu<span class=\"_ _0\"></span>re Ageas<span class=\"_ _0\"></span> Federal Lif<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d hb8 y2161 ff383 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Insurance Company L<span class=\"_ _1\"></span>td (AFLIC) vergroo<span class=\"_ _1\"></span>t van 49% naar 74%. <span class=\"ws180\">Onde<span class=\"_ _1\"></span>r </span></div>\n<div class=\"t m0 x1d hb8 y2162 ff383 fs71 fc14 sc0 ls151 ws1ae\" style=\"z-index: 15;\">IFRS wor<span class=\"_ _1\"></span>dt d<span class=\"ls140 ws18b\">eze<span class=\"_ _1\"></span> transactie b<span class=\"_ _1\"></span>eschouwd als<span class=\"_ _1\"></span> een stapsgewij<span class=\"_ _1\"></span>ze overname </span></div>\n<div class=\"t m0 x1d hb8 y2163 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">(step acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n<span class=\"ls140 ws18b\">), vandaar <span class=\"_ _1\"></span>dat het voo<span class=\"_ _1\"></span>rheen gehouden<span class=\"_ _1\"></span> belang <span class=\"_ _1\"></span>van 49% </span></div>\n<div class=\"t m0 x1d hb8 y2164 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">werd beh<span class=\"_ _0\"></span>andeld als<span class=\"_ _0\"></span>of het was afges<span class=\"_ _0\"></span>toten<span class=\"ls0 ws0\"> <span class=\"ls140 ws18b\">en een non</span>-</span><span class=\"ws18b\">cash meerwaa<span class=\"_ _0\"></span>rde </span></div>\n<div class=\"t m0 x1d hb8 y2165 ff383 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">van EUR 50<span class=\"_ _1\"></span> miljoen opl<span class=\"_ _1\"></span>evert<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">(zie toelicht<span class=\"_ _0\"></span>ing 3 Acquis<span class=\"_ _0\"></span>ities en </span></span></div>\n<div class=\"t m0 x1d hb8 y2166 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">desinves<span class=\"_ _0\"></span>terin<span class=\"_ _0\"></span>gen voor mee<span class=\"_ _0\"></span>r details).<span class=\"_ _0\"></span> Deze winst w<span class=\"_ _0\"></span>erd opge<span class=\"_ _0\"></span>nomen op de</div>\n<div class=\"t m0 x1d hb8 y2167 ff383 fs71 fc14 sc0 ls158 ws1a0\" style=\"z-index: 15;\">lijn '<span class=\"ls140 ws18b\">Investeringen volge<span class=\"_ _1\"></span>ns de equi<span class=\"_ _1\"></span>ty methode'.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 392px; height: 569px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 392px; height: 569px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Baten uit beleggingen inzak<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">unit<span class=\"_ _0\"></span>-link<span class=\"_ _3\"></span>ed c<span class=\"_ _0\"></span>on<span class=\"_ _0\"></span>tract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff388 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff388 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff38a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff388 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen) <span class=\"ls0 ws0\">- </span><span class=\"ws185\">verzekeringscontracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee hbb y68f ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 786px; z-index: 15;\">(428)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 771px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen) <span class=\"ls0 ws0\">- </span><span class=\"ws185\">beleggingscontracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 771px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff38b fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y688 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 596px; bottom: 756px; z-index: 15;\">(2.643)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Beleggingsbaten <span class=\"ls0 ws0\">- </span>verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Beleggingsbaten <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff38b fs72 fc2a sc0 ls149 ws1af\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 697px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff388 fs72 fc2b sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc2c sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc2c sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff38b fs72 fc2a sc0 ls149 ws199\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal baten uit belegginge<span class=\"_ _1\"></span>n inzake unit<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">linked contracten</span> </span></div>\n<div class=\"t m0 x48 hbc y68f ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 596px; bottom: 667px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68f ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 656px; height: 305px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 656px; height: 305px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 656px; height: 305px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Commissieba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff38e fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff38e fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Verzekeringen en beleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vermogensbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Garantie<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en bereidstellingcommissies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y69a ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 hbb y69a ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 hbb y694 ff38e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Overige servicevergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff390 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l commi<span class=\"_ _1\"></span>ssieb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff390 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff390 fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c90 ff38e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c91 ff38e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c92 ff38e fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel <span class=\"_ _1\"></span>\u2019Overige serv<span class=\"_ _1\"></span>icevergoedingen\u2019<span class=\"_ _1\"></span> heeft voor<span class=\"_ _1\"></span>namelijk betr<span class=\"_ _1\"></span>ekking op v<span class=\"_ _1\"></span>ergoedingen o<span class=\"_ _1\"></span>ntvangen van<span class=\"_ _1\"></span> Ageas makelaar<span class=\"_ _1\"></span>s voor de<span class=\"_ _1\"></span> verkoop <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x2c hb8 y1c93 ff38e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsp<span class=\"_ _0\"></span>olissen aa<span class=\"_ _0\"></span>n derde part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 638px; height: 323px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 638px; height: 323px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 638px; height: 323px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 lsd ws1a\" style=\"z-index: 15;\">b<span class=\"_ _1\"></span>ate<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x82 hbb y6e3 ff393 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff393 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff393 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Opbrengsten uit verkoop v<span class=\"_ _0\"></span>an voor verkoop aangehouden<span class=\"_ _0\"></span> vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Teruggave van personeels<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en overige kosten van derde par<span class=\"_ _0\"></span>tijen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff393 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff395 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Totaal overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y69a ff395 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y69a ff395 fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f7 ff393 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y20f8 ff393 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y216d ff393 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De <span class=\"ls142 ws181\">totale over<span class=\"_ _0\"></span>ige baten o<span class=\"_ _0\"></span>mvatte<span class=\"_ _0\"></span>n de opbren<span class=\"_ _0\"></span>gst van de ver<span class=\"_ _0\"></span>koop van de </span></div>\n<div class=\"t m0 x2c hb8 y216e ff393 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">gebouw<span class=\"_ _0\"></span>en besch<span class=\"_ _0\"></span>ikbaar v<span class=\"_ _0\"></span>oor verk<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e vastg<span class=\"_ _0\"></span>oed</div>\n<div class=\"t m0 x2c hb8 y216f ff393 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsp<span class=\"_ _0\"></span>roject<span class=\"_ _0\"></span>en van AGRE v<span class=\"_ _0\"></span>oor een bedr<span class=\"_ _0\"></span>ag van EUR 12<span class=\"_ _0\"></span>8,1</div>\n<div class=\"t m0 x2c hb8 y2170 ff393 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">miljoen (2<span class=\"_ _1\"></span>021: EUR 128<span class=\"_ _1\"></span>,3 miljoen),<span class=\"_ _1\"></span> doorfactura<span class=\"_ _1\"></span>ties van ser<span class=\"_ _1\"></span>vicekosten i<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1d hb8 y2171 ff393 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">verband<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">met verhuuract<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en, de omz<span class=\"_ _0\"></span>etcijfers<span class=\"_ _0\"></span> van dienstv<span class=\"_ _0\"></span>erlene<span class=\"_ _0\"></span>nde </span></span></div>\n<div class=\"t m0 x1d hb8 y2172 ff393 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">bedrijven en de doo<span class=\"_ _1\"></span>rfacturatie van<span class=\"_ _1\"></span> loon<span class=\"ls0 ws0\">- <span class=\"ls142 ws181\">en overige koste<span class=\"_ _0\"></span>n aan derde </span></span></div>\n<div class=\"t m0 x1d hb8 y2173 ff393 fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">partije<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 636px; height: 325px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 636px; height: 325px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 636px; height: 325px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Sch<span class=\"_ _1\"></span>adelasten en</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">uitk<span class=\"_ _0\"></span>eringen</div>\n<div class=\"t m0 x82 hbb y6e3 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff39a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Levensverzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 786px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 786px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff398 fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws185\">levensverzekeringen</span> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 771px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen,<span class=\"_ _0\"></span> netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 741px; z-index: 15;\">7.484<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 741px; z-index: 15;\">7.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f7 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y20f8 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6c6 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6c6 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff39a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 664px; z-index: 15;\">Uitkeringen en afkopen, bruto<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y680 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 664px; z-index: 15;\">5.096<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y680 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 664px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff398 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Wijzigingen verplichtingen <span class=\"ws183\">levensverzekering, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee hbb y691 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 649px; z-index: 15;\">(274)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 649px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen Le<span class=\"_ _0\"></span>ven, br<span class=\"_ _0\"></span>uto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 634px; z-index: 15;\">4.822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 634px; z-index: 15;\">4.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> schadelasten en uitkeringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y691 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen Le<span class=\"_ _0\"></span>ven, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y691 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 604px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y691 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 604px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2177 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y2178 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y685 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 557px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y685 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 557px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff39a fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y680 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y680 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68d ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Schaden, bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68d ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 527px; z-index: 15;\">2.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68d ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 527px; z-index: 15;\">2.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Wijzigingen in verplichtingen i<span class=\"_ _0\"></span>nzake verzekeringscontracten, bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 512px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 512px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"ls149 ws18e\">leven, bruto</span> </span></div>\n<div class=\"t m0 x51 hbc y680 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 497px; z-index: 15;\">2.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y680 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 497px; z-index: 15;\">2.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> betaalde schaden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 482px; z-index: 15;\">(191)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 482px; z-index: 15;\">(193)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Aandeel <span class=\"ws183\">herverzekeraars in wijziging in v<span class=\"_ _0\"></span>erplichtingen inzake verzekeringscon<span class=\"_ _0\"></span>tracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 468px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 468px; z-index: 15;\">(76)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e3 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">leven, netto</span> </span></div>\n<div class=\"t m0 x51 hbc y6e3 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 453px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6e3 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 453px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 442px; height: 519px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 442px; height: 519px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 442px; height: 519px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inan<span class=\"_ _1\"></span>cieringsla<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff39d fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leaseverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff39d fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Leningen van banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y694 ff39d fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff39f fs72 fc2a sc0 ls146 ws187\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l fin<span class=\"_ _1\"></span>ancie<span class=\"_ _1\"></span>ringsl<span class=\"_ _1\"></span>asten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 701px; height: 260px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 701px; height: 260px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 701px; height: 260px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Wijzigingen bijzo<span class=\"_ _0\"></span>ndere</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">w<span class=\"_ _0\"></span>aa<span class=\"_ _1\"></span>rde<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erminderingen</div>\n<div class=\"t m0 x82 hbb y6e3 ff3a2 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3a2 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Beleggingen in aandelen en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Investeringen in schuldbewijzen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6e8 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6e8 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x267 hbb y688 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y69a ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 741px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y69a ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws185\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y694 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> <span class=\"ws185\">vorderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y68b ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 712px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y68b ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 712px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 hbb y6c6 ff3a2 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y6c6 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">2</div>\n<div class=\"t m0 x267 hbb y6c6 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 hbb y68f ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbc y6e8 ff3a4 fs72 fc2a sc0 ls149 ws199\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal wijzigingen in bi<span class=\"_ _1\"></span>jzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3a4 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbc y6e8 ff3a4 fs72 fc2a sc0 ls143 ws185\" style=\"left: 786px; bottom: 652px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2188 ff3a2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y2189 ff3a2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218a ff3a2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Er werd ee<span class=\"_ _1\"></span>n bijzonder<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringsverlies<span class=\"_ _1\"></span> van EUR 29 <span class=\"_ _1\"></span>miljoen gebo<span class=\"_ _1\"></span>ekt in d<span class=\"_ _1\"></span>e lijn \u201cin<span class=\"_ _1\"></span>vesteringen <span class=\"_ _1\"></span>volgens de equ<span class=\"_ _1\"></span>ity<span class=\"ls0 ws0\">-</span><span class=\"ls142\">methode\u201d, m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c hb8 y218b ff3a2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">het belang in Ro<span class=\"_ _1\"></span>yal Sundaram Genera<span class=\"_ _1\"></span>l Insurance Company Lim<span class=\"_ _1\"></span>ited.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 579px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 579px; height: 382px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 579px; height: 382px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Commissielast<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff3a7 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3a7 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3a7 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Effec<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 hbb y68f ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 771px; z-index: 15;\">1.087<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vermogensbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y688 ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 hbb y69a ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Bewaarneming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y69a ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Overige commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff3a9 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l commi<span class=\"_ _1\"></span>ssiel<span class=\"_ _1\"></span>asten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff3a9 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff3a9 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 701px; height: 260px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 701px; height: 260px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls96 wsb2\" style=\"z-index: 15;\">P<span class=\"_ _0\"></span>er<span class=\"_ _1\"></span>sone<span class=\"_ _1\"></span>el<span class=\"_ _1\"></span>sk<span class=\"_ _0\"></span>osten</div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff3ae fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Salarissen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Sociale<span class=\"ls0 ws0\">-</span>zekerheidslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3ac fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Lasten pensioenregelingen op basis van pensioenregelingen met vaste toezegging<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Lasten pensioenregelingen op ba<span class=\"_ _0\"></span>sis van beschikbare premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 x4a hbb y69a ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Op aandelen gebaseerde belo<span class=\"_ _0\"></span>ning<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68b ff3ac fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff3ae fs72 fc2a sc0 ls146 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l pe<span class=\"_ _1\"></span>rsone<span class=\"_ _1\"></span>elsko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y218d ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218e ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218f ff3ac fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e is inclus<span class=\"_ _0\"></span>ief ho<span class=\"_ _0\"></span>ofdzakel<span class=\"_ _0\"></span>ijk and<span class=\"_ _0\"></span>ere kort<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c hb8 y2190 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">werknemersvoordel<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2191 ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y2192 ff3ac fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In toelicht<span class=\"_ _0\"></span>ing 6 sect<span class=\"_ _0\"></span>ie 6.1 <span class=\"ls140 ws18a\">Personeelsvergoedin<span class=\"_ _1\"></span>gen is nadere in<span class=\"_ _1\"></span>formatie </span></div>\n<div class=\"t m0 x1d hb8 y2193 ff3ac fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">te vinden<span class=\"_ _1\"></span> over de pe<span class=\"_ _1\"></span>rsonele ver<span class=\"_ _1\"></span>goedingen na <span class=\"_ _1\"></span>dienstverband<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d hb8 y2194 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">langetermijnpe<span class=\"_ _1\"></span>rsoneelsbeloning<span class=\"_ _1\"></span>en, waaronder pen<span class=\"_ _1\"></span>sioenkosten uit</div>\n<div class=\"t m0 x1d hb8 y2195 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">hoofde van toegeze<span class=\"_ _1\"></span>gdpensioenregel<span class=\"_ _1\"></span>ingen en toegezegde<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d hb8 y2196 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">bijdrageregel<span class=\"_ _1\"></span>ingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 576px; height: 385px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 576px; height: 385px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 576px; height: 385px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 576px; height: 385px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 576px; height: 385px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls86 wsa1\" style=\"z-index: 15;\">l<span class=\"_ _1\"></span>a<span class=\"_ _1\"></span>ste<span class=\"_ _1\"></span>n</div>\n\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Afschrijving van materi\u00eb<span class=\"_ _0\"></span>le vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gebouwen voor eigen <span class=\"_ _0\"></span>gebruik en parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Verbeteringen aan gehuurde<span class=\"_ _0\"></span> objecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Bedrijfsmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6c6 ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijving van immateri\u00eble v<span class=\"_ _0\"></span>aste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6c6 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Geko<span class=\"_ _1\"></span>chte <span class=\"_ _1\"></span>soft<span class=\"_ _1\"></span>ware<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Zelf ontwikkelde software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6e8 ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Overige huurlasten en gerela<span class=\"_ _0\"></span>teerde lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Variabele leasebetalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoed voor eigen <span class=\"_ _0\"></span>gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Advieskos<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Afschrijving overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing en public relation<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls160 ws1b3\" style=\"left: 69px; bottom: 474px; z-index: 15;\">IT<span class=\"ls0 ws0\">-<span class=\"ls143 ws185\">kosten</span> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Onderhouds<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en reparatiekosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Kostprijs van vastgoed aangeh<span class=\"_ _0\"></span>ouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Totaal overige lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y21a1 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21a2 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21a3 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De parkeerbehe<span class=\"_ _1\"></span>erder van A<span class=\"_ _1\"></span>geas Interpar<span class=\"_ _1\"></span>king maak<span class=\"_ _1\"></span>t gebruik van</div>\n<div class=\"t m0 x2c hb8 y21a4 ff3b1 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">regeli<span class=\"_ _0\"></span>ngen waar<span class=\"_ _0\"></span>bij een v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e lease w<span class=\"_ _0\"></span>ordt bet<span class=\"_ _0\"></span>aald vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x2c hb8 y21a5 ff3b1 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>garages<span class=\"_ _0\"></span>. De variab<span class=\"_ _0\"></span>ele lease<span class=\"_ _0\"></span>kosten zi<span class=\"_ _0\"></span>jn hoger in 20<span class=\"_ _0\"></span>22 als gevol<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c hb8 y21a6 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">van het he<span class=\"_ _1\"></span>rstel van d<span class=\"_ _1\"></span>e impact v<span class=\"_ _1\"></span>an de Covid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span>pandem<span class=\"_ _1\"></span>ie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hb8 y21a7 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y21a8 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws18a\">\u2018Operationele<span class=\"_ _1\"></span> en overige directe<span class=\"_ _1\"></span> kosten verband houd<span class=\"_ _1\"></span>end met </span></div>\n<div class=\"t m0 x1d hb8 y21a9 ff3b1 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen\u2019 wordt dee<span class=\"_ _1\"></span>ls gecompenseerd<span class=\"_ _1\"></span> door inkomsten</div>\n<div class=\"t m0 x1d hb8 y21aa ff3b1 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zoals ver<span class=\"_ _0\"></span>meld in toel<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g 35 \u2018Overig<span class=\"_ _0\"></span>e baten\u2019. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 294px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 294px; height: 667px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 294px; height: 667px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 294px; height: 667px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff3b8 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff3b8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff3b6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor 2022 en 2<span class=\"_ _0\"></span>021 zijn dez<span class=\"_ _0\"></span><span class=\"lsef ws11e\">e als volgt sameng<span class=\"_ _1\"></span>esteld:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontroleopdra<span class=\"_ _1\"></span>chten: hierbij zijn<span class=\"_ _1\"></span> inbegrepen de vergoed<span class=\"_ _1\"></span>ingen voor het<span class=\"_ _1\"></span> controleren van de s<span class=\"_ _1\"></span>tatutaire, de geco<span class=\"ws113\">n<span class=\"_ _1\"></span>solideerde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5a ff3b6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarrekening(en<span class=\"_ _1\"></span>) en de beoordel<span class=\"_ _1\"></span>ing van het tussen<span class=\"_ _1\"></span>tijds financieel<span class=\"_ _1\"></span> verslag;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5b ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontrole gerela<span class=\"_ _1\"></span>teerde opdrachten<span class=\"_ _1\"></span>: hierbij zijn<span class=\"_ _1\"></span> inbegrepen vergoedin<span class=\"_ _1\"></span>gen voor werkzaamh<span class=\"_ _1\"></span>eden verricht in<span class=\"_ _1\"></span> het k<span class=\"lsed ws112\">ader van </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5c ff3b6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prospect<span class=\"_ _0\"></span>ussen,<span class=\"_ _0\"></span> vergoedi<span class=\"_ _0\"></span>ngen vo<span class=\"_ _0\"></span>or bijz<span class=\"_ _0\"></span>ondere c<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>es en advi<span class=\"_ _0\"></span>sering d<span class=\"_ _0\"></span>ie geen v<span class=\"_ _0\"></span>erband h<span class=\"_ _0\"></span>oudt met<span class=\"_ _0\"></span> statut<span class=\"_ _0\"></span>aire co<span class=\"_ _0\"></span>ntroles;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5d ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws113\">v<span class=\"_ _1\"></span>ergo<span class=\"ws11e\">edingen voor b<span class=\"_ _1\"></span>elastingadvie<span class=\"_ _1\"></span>zen;</span></span><span class=\"ff3b6\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb5e ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsed ws112\">overige niet</span><span class=\"ff3b6\">-<span class=\"lsef ws11d\">controle gerelate<span class=\"_ _1\"></span>erde vergoed<span class=\"_ _1\"></span>ingen: dit <span class=\"_ _1\"></span>betreft onder<span class=\"_ _1\"></span> meer koste<span class=\"_ _1\"></span>n van onder<span class=\"_ _1\"></span>steuning en ad<span class=\"_ _1\"></span>visering.</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb5f ff3b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 499px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 501px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 512px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 594px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 588px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 599px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 671px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 673px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 684px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 776px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 765px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 759px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff3b6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Controle<span class=\"ls0 ws0\">-</span><span class=\"ws118\">gerelateerde kosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belastingadvieskosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff3b6 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">controlegerelateerde kosten</span> </span></div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff3bb fs46 fc2a sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 791px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 778px; height: 328px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 778px; height: 328px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 778px; height: 328px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 778px; height: 328px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Bela<span class=\"_ _1\"></span>stinge<span class=\"_ _1\"></span>n op</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">de winst</div>\n<div class=\"t m0 x82 hbb y6e3 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Belasting over het boekjaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Aanpassing belastingen voorgaande<span class=\"_ _0\"></span> jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 771px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 771px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff3be fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Totaal actuele belastinglast<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y688 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y688 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Uitgestelde belastingen van h<span class=\"_ _0\"></span>et boekjaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 727px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Invloed belastingtariefwijzigingen op uitgestelde <span class=\"ws185\">belastingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Uitgestelde belastingen voortvloeiend<span class=\"_ _0\"></span> uit de afboeking (of <span class=\"_ _0\"></span>terugname)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6c6 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6c6 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">van een uitgestelde belastingvordering</span> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Voorheen niet erkende bela<span class=\"_ _0\"></span>stingverliezen, belastingfaciliteiten en<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">tijdelijke verschillen die uitgestelde <span class=\"ws18d\">wins<span class=\"_ _0\"></span>tbelastingen verminderen<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x17 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 652px; z-index: 15;\">3</div>\n<div class=\"t m0 x267 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y685 ff3be fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal uitgestelde belastinglasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbc y685 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y685 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6e8 ff3be fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> belasti<span class=\"_ _0\"></span>ngen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y21c1 ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21c2 ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21c3 ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Hieron<span class=\"_ _0\"></span>der volgt ee<span class=\"_ _0\"></span>n afstemm<span class=\"_ _0\"></span>ing van de ver<span class=\"_ _0\"></span>wachte wi<span class=\"_ _0\"></span>nstbelas<span class=\"_ _0\"></span>tingen o<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c hb8 y21c4 ff3bc fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">de <span class=\"ws181\">feitelij<span class=\"_ _0\"></span>ke winst<span class=\"_ _0\"></span>belastin<span class=\"_ _0\"></span>gen. Van<span class=\"_ _0\"></span>wege de cons<span class=\"_ _0\"></span>olidati<span class=\"_ _0\"></span>e van de </span></div>\n<div class=\"t m0 x2c hb8 y21c5 ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble versl<span class=\"_ _0\"></span>aggevin<span class=\"_ _0\"></span>g door de Belg<span class=\"_ _0\"></span>ische top<span class=\"_ _0\"></span>holding A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V,</div>\n<div class=\"t m0 x2c hb8 y21c6 ff3bc fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">wordt als<span class=\"_ _1\"></span> belastingper<span class=\"_ _1\"></span>centage voor<span class=\"_ _1\"></span> de groep he<span class=\"_ _1\"></span>t geldend</div>\n<div class=\"t m0 x2c hb8 y21c7 ff3bc fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">belastingper<span class=\"_ _1\"></span>centage voor vennoo<span class=\"_ _1\"></span>tschapsbelasting<span class=\"_ _1\"></span> in Belgi\u00eb gehant<span class=\"_ _1\"></span>eerd.</div>\n<div class=\"t m0 x2c hb8 y21c8 ff3bc fs71 fc14 sc0 ls147 ws189\" style=\"z-index: 15;\">Afw<span class=\"ls142 ws181\">ijkinge<span class=\"_ _0\"></span>n tussen<span class=\"_ _0\"></span> de verwacht<span class=\"_ _0\"></span>e winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en en de feite<span class=\"_ _0\"></span>lijke </span></div>\n<div class=\"t m0 x1d hb8 y21c9 ff3bc fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">winstbelastinge<span class=\"_ _1\"></span>n in de <span class=\"_ _1\"></span>verschillende<span class=\"_ _1\"></span> rechtsgebieden <span class=\"_ _1\"></span>waar de A<span class=\"_ _1\"></span>geas</div>\n<div class=\"t m0 x1d hb8 y21ca ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Groep acti<span class=\"_ _0\"></span>ef is en die het<span class=\"_ _0\"></span> gevolg zijn va<span class=\"_ _0\"></span>n lokale bel<span class=\"_ _0\"></span>astingw<span class=\"_ _0\"></span>etten en <span class=\"ls0 ws0\">\u2013</span></div>\n<div class=\"t m0 x1d hb8 y21cb ff3bc fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">regels, worden<span class=\"_ _1\"></span> opgenomen tegen de va<span class=\"_ _1\"></span>n toepassing zijnd<span class=\"_ _1\"></span>e l<span class=\"ls142 ws182\">okale </span></div>\n<div class=\"t m0 x1d hb8 y21cc ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngperce<span class=\"_ _0\"></span>ntages en ku<span class=\"_ _0\"></span>nnen wor<span class=\"_ _0\"></span>den onderv<span class=\"_ _0\"></span>erdeel<span class=\"_ _0\"></span>d in de volgen<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d hb8 y21cd ff3bc fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">categorie\u00ebn.</div>\n<div class=\"t m0 x2c hb8 y21ce ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 451px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6c6 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 451px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6c6 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 451px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3bc fs72 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 420px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 420px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 420px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 405px; z-index: 15;\">Toepasselijk belastingpercentage <span class=\"_ _0\"></span>voor de groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd3 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 593px; bottom: 405px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd3 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 765px; bottom: 405px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 390px; z-index: 15;\">Verwachte winstbelastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 390px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 390px; z-index: 15;\">308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff3be fs72 fc2a sc0 ls148 ws0\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Stijgi<span class=\"_ _0\"></span>ng (da<span class=\"_ _0\"></span>ling) te<span class=\"_ _0\"></span>gen l<span class=\"_ _0\"></span>okale <span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen <span class=\"_ _0\"></span>als gev<span class=\"_ _0\"></span>olg va<span class=\"_ _0\"></span>n:<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x267 hbc y680 ff3be fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y680 ff3be fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Fiscaal vrijgestelde inkomsten<span class=\"_ _0\"></span> (inclusief dividend en ver<span class=\"_ _0\"></span>mogenswinsten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 361px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 361px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Aandeel in nettoresultaat van<span class=\"_ _0\"></span> deelnemingen en joint ven<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 346px; z-index: 15;\">(62)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 346px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3bc fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">aftrekbare posten</span> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 331px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 331px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Voorheen niet opgenomen bela<span class=\"_ _0\"></span>stingverliezen en tijdelijke <span class=\"_ _0\"></span>verschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 316px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Afboeking en terugname van<span class=\"_ _0\"></span> afboeking van uitgestelde bela<span class=\"_ _0\"></span>stingvorderingen,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y683 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">inclusief niet</span>-<span class=\"ls143 ws183\">verrekenbaar geachte belastingverliezen van h<span class=\"_ _0\"></span>et huidig jaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y683 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 286px; z-index: 15;\">4</div>\n<div class=\"t m0 x4a hbb y683 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 286px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Invloed van <span class=\"ws18d\">wijziging belastingtarief op tijdelijke verschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 272px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 hbb y685 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 272px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Invloed van afwijkende buitenlan<span class=\"_ _0\"></span>dse belastingtarieven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 257px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Aanpassingen voor actuele en<span class=\"_ _0\"></span> uitgestelde belastingen van<span class=\"_ _0\"></span> voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 242px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 242px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 227px; z-index: 15;\">Uitgestelde belastingen op in<span class=\"_ _0\"></span>vesteringen in <span class=\"ws185\">dochterondernemingen,<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y688 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y688 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 212px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">deelnemingen en joint ventures</span> </div>\n<div class=\"t m0 x4a hbb y680 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 212px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y680 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 212px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 197px; z-index: 15;\">Lokale winstbelasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y694 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 197px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y694 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 197px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 182px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws185\">(staat/stad/regio/gemeente)</span> </div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 182px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 182px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff3bc fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 168px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e3 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 168px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e3 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 168px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff3be fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 153px; z-index: 15;\">Werkel<span class=\"_ _0\"></span>ijke wins<span class=\"_ _0\"></span>tbela<span class=\"_ _0\"></span>stinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y67e ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 153px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y67e ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 153px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 142px; height: 819px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 142px; height: 819px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 142px; height: 819px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>oor<span class=\"_ _1\"></span>waa<span class=\"_ _1\"></span>rdel<span class=\"_ _1\"></span>ijk<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1fdc ff3c4 fs75 fce sc0 ls161 ws1b4\" style=\"z-index: 15;\">43.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y21ef ff3c4 fs75 fce sc0 ls14e ws194\" style=\"z-index: 15;\">Voorwaardelijke <span class=\"_ _1\"></span>verplichtingen</div>\n<div class=\"t m0 x2c hc0 y21f0 ff3c4 fs75 fce sc0 ls14e ws194\" style=\"z-index: 15;\">gerelateerd aan <span class=\"_ _1\"></span>gerechtelijke <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c hc0 y21f1 ff3c4 fs75 fce sc0 ls162 ws1b5\" style=\"z-index: 15;\">procedures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbf y21f2 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De Ageas<span class=\"ls0\">-</span>groep is, zoals vele</div>\n<div class=\"t m0 x2c hbf y21f3 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">andere financi\u00eble groepen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y21f4 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">gedaagde in een aantal</div>\n<div class=\"t m0 x2c hbf y21f5 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">vorderingen, geschillen<span class=\"_ _0\"></span> en</div>\n<div class=\"t m0 x2c hbf y21f6 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">rechtszaken die een gevolg<span class=\"_ _0\"></span> zijn van</div>\n<div class=\"t m0 x2c hbf y21f7 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">de normale bedrijfsvoering.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y21f8 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y21f9 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Bovendien, als ge<span class=\"_ _1\"></span>volg van de gebeur<span class=\"_ _1\"></span>tenissen en ontwi<span class=\"_ _1\"></span>kkelingen die hebb<span class=\"_ _1\"></span>en plaatsgevonde<span class=\"_ _1\"></span>n met</div>\n<div class=\"t m0 x1ef hb8 y21fa ff3c2 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot d<span class=\"_ _0\"></span>e voorma<span class=\"_ _0\"></span>lige Fo<span class=\"_ _0\"></span>rtis<span class=\"ls0 ws0\">-</span><span class=\"ls140\">groep tussen <span class=\"_ _1\"></span>mei 2007 en<span class=\"_ _1\"></span> oktober 2008<span class=\"_ _1\"></span> (zoals d<span class=\"_ _1\"></span>e acquisiti<span class=\"_ _1\"></span>e van<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y21fb ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">delen van A<span class=\"_ _0\"></span>BN AMRO en de ka<span class=\"_ _0\"></span>pitaalv<span class=\"_ _0\"></span>erhogi<span class=\"_ _0\"></span>ng in septem<span class=\"_ _0\"></span>ber/okt<span class=\"_ _0\"></span>ober 200<span class=\"_ _0\"></span>7, de aankon<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>an het</div>\n<div class=\"t m0 x1ef hb8 y21fc ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">solvabilitei<span class=\"_ _1\"></span>tsplan in j<span class=\"_ _1\"></span>uni 2008, <span class=\"_ _1\"></span>de desinve<span class=\"_ _1\"></span>stering van de<span class=\"_ _1\"></span> bankactivi<span class=\"_ _1\"></span>teiten en d<span class=\"_ _1\"></span>e Nederlandse</div>\n<div class=\"t m0 x1ef hb8 y21fd ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en in septe<span class=\"_ _0\"></span>mber/ok<span class=\"_ _0\"></span>tober 20<span class=\"_ _0\"></span>08) is Ageas b<span class=\"_ _0\"></span>etrokke<span class=\"_ _0\"></span>n bij een aant<span class=\"_ _0\"></span>al gerecht<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1ef hb8 y21fe ff3c2 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">procedures.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y21ff ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2200 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 14 maart 20<span class=\"_ _0\"></span>16 kondi<span class=\"_ _0\"></span>gde Ageas ee<span class=\"_ _0\"></span>n schikki<span class=\"_ _0\"></span>ng van EUR<span class=\"ls0 ws0\"> <span class=\"ls156 ws1a0\">1,2</span> </span>miljard aan met<span class=\"_ _0\"></span> versch<span class=\"_ _0\"></span>eidene</div>\n<div class=\"t m0 x1ef hb8 y2201 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">claimantenorg<span class=\"_ _1\"></span>anisaties die aandee<span class=\"_ _1\"></span>lhouders ver<span class=\"_ _1\"></span>tegenwoordigen in colle<span class=\"_ _1\"></span>ctieve procedu<span class=\"_ _1\"></span>res voor de</div>\n<div class=\"t m0 x1ef hb8 y2202 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Belgisc<span class=\"_ _0\"></span>he en Nederl<span class=\"_ _0\"></span>andse rec<span class=\"_ _0\"></span>htbanke<span class=\"_ _0\"></span>n. Op 23 mei 20<span class=\"_ _0\"></span>16 verzoc<span class=\"_ _0\"></span>hten de part<span class=\"_ _0\"></span>ijen bij de sch<span class=\"_ _0\"></span>ikking,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2203 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageas, D<span class=\"_ _0\"></span>eminor, S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g FortisEff<span class=\"_ _0\"></span>ect, Sti<span class=\"_ _0\"></span>chting Inv<span class=\"_ _0\"></span>estor Cl<span class=\"_ _0\"></span>aims Agai<span class=\"_ _0\"></span>nst Fortis<span class=\"_ _0\"></span>, VEB en Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x1ef hb8 y2204 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">FORsettlement<span class=\"_ _1\"></span>, het Gerechtshof Am<span class=\"_ _1\"></span>sterdam de schikki<span class=\"_ _1\"></span>ng bindend te<span class=\"_ _1\"></span> verklaren voor alle in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2205 ff3c2 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">aanm<span class=\"ws18b\">erking k<span class=\"_ _1\"></span>omende For<span class=\"_ _1\"></span>tis aandeelhouder<span class=\"_ _1\"></span>s die nie<span class=\"_ _1\"></span>t binnen een<span class=\"_ _1\"></span> bepaalde p<span class=\"_ _1\"></span>eriode zouden<span class=\"_ _1\"></span> hebben </span></div>\n<div class=\"t m0 x1ef hb8 y2206 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">gekozen v<span class=\"_ _0\"></span>oor een opt<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls142 ws18b\">out, overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>g de Ne<span class=\"_ _0\"></span>derlands<span class=\"_ _0\"></span>e Wet vo<span class=\"_ _0\"></span>or Coll<span class=\"_ _0\"></span>ectieve Af<span class=\"_ _0\"></span>wikk<span class=\"_ _0\"></span>eling </span></span></div>\n<div class=\"t m0 x1ef hb8 y2207 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Massaschade. A<span class=\"_ _1\"></span>geas heef<span class=\"_ _1\"></span>t tevens een<span class=\"_ _1\"></span> overeenkom<span class=\"_ _1\"></span>st bereikt met<span class=\"_ _1\"></span> de heer Ar<span class=\"_ _1\"></span>nauts en<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>de heer</div>\n<div class=\"t m0 x1ef hb8 y2208 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Lenssens, <span class=\"_ _1\"></span>twee advocaten<span class=\"_ _1\"></span> die namens <span class=\"_ _1\"></span>een aantal<span class=\"_ _1\"></span> eisers jur<span class=\"_ _1\"></span>idische stappen <span class=\"_ _1\"></span>hebben gen<span class=\"_ _1\"></span>omen tegen</div>\n<div class=\"t m0 x1ef hb8 y2209 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageas, en i<span class=\"_ _0\"></span>n 2017 met de in L<span class=\"_ _0\"></span>uxembu<span class=\"_ _0\"></span>rg gevestig<span class=\"_ _0\"></span>de onde<span class=\"_ _0\"></span>rneming Arc<span class=\"_ _0\"></span>hand s.<span class=\"_ _0\"></span>\u00e0.r.l. en hi<span class=\"_ _0\"></span>eraan</div>\n<div class=\"t m0 x1ef hb8 y220a ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den perso<span class=\"_ _0\"></span>nen, om de sch<span class=\"_ _0\"></span>ikking te st<span class=\"_ _0\"></span>eunen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y220b ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y220c ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Op 16 juni 2017<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls142 ws18b\">nam het H<span class=\"_ _0\"></span>of de tuss<span class=\"_ _0\"></span>entij<span class=\"_ _0\"></span>dse besli<span class=\"_ _0\"></span>ssing om<span class=\"_ _0\"></span> de schikk<span class=\"_ _0\"></span>ing in d<span class=\"_ _0\"></span>e initi\u00ebl<span class=\"_ _0\"></span>e vorm n<span class=\"_ _0\"></span>iet </span></span></div>\n<div class=\"t m0 x1ef hb8 y220d ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">binden<span class=\"_ _0\"></span>d te verklare<span class=\"_ _0\"></span>n. Op 16 oktob<span class=\"_ _0\"></span>er 2017 bes<span class=\"_ _0\"></span>loot Age<span class=\"_ _0\"></span>as een ultiem<span class=\"_ _0\"></span>e bijkome<span class=\"_ _0\"></span>nde inspa<span class=\"_ _0\"></span>nning va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y220e ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">EUR 100 mil<span class=\"_ _0\"></span>joen te leve<span class=\"_ _0\"></span>ren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y220f ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2210 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 12 decem<span class=\"_ _0\"></span>ber 2017 die<span class=\"_ _0\"></span>nden de part<span class=\"_ _0\"></span>ijen een aa<span class=\"_ _0\"></span>ngevul<span class=\"_ _0\"></span>d en gewijzi<span class=\"_ _0\"></span>gd schikk<span class=\"_ _0\"></span>ingsvoo<span class=\"_ _0\"></span>rstel in bij<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1ef hb8 y2211 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Hof. Consumentencl<span class=\"_ _1\"></span>aim, een tegens<span class=\"_ _1\"></span>tander van de schikki<span class=\"_ _1\"></span>ng in haar oorspro<span class=\"_ _1\"></span>nkelijke vorm van 2<span class=\"_ _1\"></span>016,</div>\n<div class=\"t m0 x1ef hb8 y2212 ff3c2 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">zegde h<span class=\"_ _0\"></span>aar steun<span class=\"_ _0\"></span> toe aa<span class=\"_ _0\"></span>n het sch<span class=\"_ _0\"></span>ikkingsv<span class=\"_ _0\"></span>oorste<span class=\"_ _0\"></span>l van 20<span class=\"_ _0\"></span>17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2213 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2214 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 13 jul<span class=\"_ _1\"></span>i 2018 verk<span class=\"_ _1\"></span>laarde het<span class=\"_ _1\"></span> Gerechtshof A<span class=\"_ _1\"></span>msterdam de <span class=\"_ _1\"></span><span class=\"ls142 ws181\">schikki<span class=\"_ _0\"></span>ng binde<span class=\"_ _0\"></span>nd voor in aanm<span class=\"_ _0\"></span>erking </span></div>\n<div class=\"t m0 x1ef hb8 y2215 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">komende aandee<span class=\"_ _1\"></span>lhouders (d<span class=\"_ _1\"></span>.w.z. perso<span class=\"_ _1\"></span>nen die aande<span class=\"_ _1\"></span>len Fortis <span class=\"_ _1\"></span>in bezit ha<span class=\"_ _1\"></span>dden op o<span class=\"_ _1\"></span>nverschillig w<span class=\"_ _1\"></span>elk</div>\n<div class=\"t m0 x1ef hb8 y2216 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">tijdstip t<span class=\"_ _0\"></span>ussen het<span class=\"_ _0\"></span> sluiten va<span class=\"_ _0\"></span>n de handel op 28 f<span class=\"_ _0\"></span>ebruari 2<span class=\"_ _0\"></span>007 en het sluit<span class=\"_ _0\"></span>en van de h<span class=\"_ _0\"></span>andel op 14</div>\n<div class=\"t m0 x1ef hb8 y2217 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">oktober 2008<span class=\"_ _1\"></span>). Ageas <span class=\"_ _1\"></span>zag<span class=\"ls0 ws0\"> </span>op 21 <span class=\"_ _1\"></span>december 2018<span class=\"_ _1\"></span> af van<span class=\"_ _1\"></span> haar be\u00ebindi<span class=\"_ _1\"></span>gingsrecht, <span class=\"_ _1\"></span>waardoor de</div>\n<div class=\"t m0 x1ef hb8 y2218 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">schikking de<span class=\"_ _1\"></span>finitief werd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2219 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y221a ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat in a<span class=\"_ _1\"></span>anmerking kome<span class=\"_ _1\"></span>nde aandee<span class=\"_ _1\"></span>lhouders rech<span class=\"_ _1\"></span>t hadden op<span class=\"_ _1\"></span> vergoeding voor<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1ef hb8 y221b ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span> van 2007<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">2008, met vo<span class=\"ws18b\">lled<span class=\"_ _0\"></span>ige vrij<span class=\"_ _0\"></span>waring<span class=\"_ _0\"></span> van aans<span class=\"_ _0\"></span>prakeli<span class=\"_ _0\"></span>jkheid v<span class=\"_ _0\"></span>oor dez<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y221c ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span>, en conform de (overig<span class=\"_ _1\"></span>e) bepalingen<span class=\"_ _1\"></span> van het schikkingsak<span class=\"_ _1\"></span>koord. Verder bete<span class=\"_ _1\"></span>kent het</div>\n<div class=\"t m0 x1ef hb8 y221d ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">dat in aanme<span class=\"_ _0\"></span>rking ko<span class=\"_ _0\"></span>mende aand<span class=\"_ _0\"></span>eelhoud<span class=\"_ _0\"></span>ers die niet<span class=\"_ _0\"></span> tijdig had<span class=\"_ _0\"></span>den gekoz<span class=\"_ _0\"></span>en voor een opt<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls140 ws180\">out </span></span></div>\n<div class=\"t m0 x1ef hb8 y221e ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">(uiterlijk<span class=\"_ _1\"></span> op 31 d<span class=\"ls142 ws181\">ecember 2018),<span class=\"_ _0\"></span> ongeac<span class=\"_ _0\"></span>ht of ze al dan niet ti<span class=\"_ _0\"></span>jdig een cl<span class=\"_ _0\"></span>aim hadden i<span class=\"_ _0\"></span>ngedie<span class=\"_ _0\"></span>nd, van </span></div>\n<div class=\"t m0 x1ef hb8 y221f ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rechtsw<span class=\"_ _0\"></span>ege werd<span class=\"_ _0\"></span>en geacht de<span class=\"_ _0\"></span>ze vrijwa<span class=\"_ _0\"></span>ring van aans<span class=\"_ _0\"></span>prakel<span class=\"_ _0\"></span>ijkheid te he<span class=\"_ _0\"></span>bben erk<span class=\"_ _0\"></span>end en werden</div>\n<div class=\"t m0 x1ef hb8 y2220 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">geacht afs<span class=\"_ _0\"></span>tand te heb<span class=\"_ _0\"></span>ben gedaa<span class=\"_ _0\"></span>n van event<span class=\"_ _0\"></span>uele rec<span class=\"_ _0\"></span>hten in verb<span class=\"_ _0\"></span>and met de geb<span class=\"_ _0\"></span>eurteni<span class=\"_ _0\"></span>sse<span class=\"ws182\">n.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 207px; height: 754px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 207px; height: 754px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 207px; height: 754px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 207px; height: 754px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De periode<span class=\"_ _1\"></span> voor het i<span class=\"_ _1\"></span>ndienen van<span class=\"_ _1\"></span> vorderingen b<span class=\"_ _1\"></span>egon op 2<span class=\"_ _1\"></span>7 juli 2018<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x2c h64 y8a6 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eindig<span class=\"_ _0\"></span>de op 28 juli 201<span class=\"_ _0\"></span>9. Per 31 dece<span class=\"_ _0\"></span>mber 202<span class=\"_ _0\"></span>2 werd EUR 1.30<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x2c h64 y8a7 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen ui<span class=\"_ _1\"></span>tbetaald aan<span class=\"_ _1\"></span> in aanmerking<span class=\"_ _1\"></span> komende aan<span class=\"_ _1\"></span>deelhouders, e<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a8 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">werd een vo<span class=\"_ _0\"></span>orzieni<span class=\"_ _0\"></span>ng van EUR 1,<span class=\"_ _0\"></span>3 miljoen o<span class=\"_ _0\"></span>pgenome<span class=\"_ _0\"></span>n vo<span class=\"lsef ws11d\">or de </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schikki<span class=\"_ _0\"></span>ng (zie toel<span class=\"_ _0\"></span>ichting 25 V<span class=\"_ _0\"></span>oorzie<span class=\"_ _0\"></span>ningen).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 23 juni<span class=\"_ _1\"></span> 2022 kon<span class=\"_ _1\"></span>digde Ageas<span class=\"_ _1\"></span> aan dat, me<span class=\"_ _1\"></span>t uitzondering<span class=\"_ _1\"></span> van een</div>\n<div class=\"t m0 x2c h64 y8ac ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beperkt aan<span class=\"_ _1\"></span>tal onopgelost<span class=\"_ _1\"></span>e claims, de<span class=\"_ _1\"></span> schikking <span class=\"_ _1\"></span>zou worden a<span class=\"_ _1\"></span>fgesloten.</div>\n<div class=\"t m0 x2c h64 y8ad ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De laatste<span class=\"_ _1\"></span> vergoedingsschi<span class=\"_ _1\"></span>jven werden <span class=\"_ _1\"></span>eind augustus<span class=\"_ _1\"></span> 2022 <span class=\"ws113\">uit<span class=\"_ _1\"></span>betaald. </span></div>\n<div class=\"t m0 x2c h64 y8ae ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De potent<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor de on<span class=\"_ _0\"></span>opgelost<span class=\"_ _0\"></span>e claims di<span class=\"_ _0\"></span>e Ageas ber<span class=\"_ _0\"></span>eid is op</div>\n<div class=\"t m0 x2c h64 y8af ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zich te nemen zi<span class=\"_ _1\"></span>jn gedekt door de hog<span class=\"_ _1\"></span>er vermelde voorz<span class=\"_ _1\"></span>iening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2224 ff3cb fs50 fce sc0 ls10d ws141\" style=\"z-index: 15;\">Overblijvende p<span class=\"_ _1\"></span>rocedures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf2c ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Nu de schikk<span class=\"_ _0\"></span>ing defin<span class=\"_ _0\"></span>itief is gew<span class=\"_ _0\"></span>orden, heb<span class=\"_ _0\"></span>ben de part<span class=\"_ _0\"></span>ijen die de</div>\n<div class=\"t m0 x2c h64 yf2d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schikking <span class=\"_ _1\"></span>steunen be<span class=\"ws11e\">ves<span class=\"_ _1\"></span>tigd hun juridisch<span class=\"_ _1\"></span>e procedures te zull<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 yf2e ff3c9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigen. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2225 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2226 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De partij<span class=\"_ _0\"></span>en die op tijd bek<span class=\"_ _0\"></span>endma<span class=\"_ _0\"></span>akten voor ee<span class=\"_ _0\"></span>n opt<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">out te k<span class=\"_ _0\"></span>iezen, </span></div>\n<div class=\"t m0 x2c h64 y2227 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen hun<span class=\"_ _1\"></span> juridische <span class=\"_ _1\"></span>procedures <span class=\"_ _1\"></span>in Nederland<span class=\"_ _1\"></span> hervatten, o<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x2c h64 y2228 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorkomend ge<span class=\"_ _1\"></span>val, in Be<span class=\"_ _1\"></span>lgi\u00eb hervat<span class=\"_ _1\"></span>ten of v<span class=\"_ _1\"></span>oortzetten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2229 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y222a ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de parag<span class=\"_ _0\"></span>rafen hier<span class=\"_ _0\"></span>onder gev<span class=\"_ _0\"></span>en we een ove<span class=\"_ _0\"></span>rzicht van al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 y222b ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overbli<span class=\"_ _0\"></span>jvende pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>es, die hetzi<span class=\"_ _0\"></span>j be\u00ebindi<span class=\"_ _0\"></span>gd zijn in de loo<span class=\"_ _0\"></span>p van 2022,</div>\n<div class=\"t m0 x2c h64 y222c ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hetzij nie<span class=\"_ _1\"></span>t be\u00ebindigd <span class=\"_ _1\"></span>waren per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2022. Die<span class=\"_ _1\"></span> procedures<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y222d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken voorwa<span class=\"_ _1\"></span>ardelijke <span class=\"_ _1\"></span>verplichtingen<span class=\"_ _1\"></span> uit waar g<span class=\"_ _1\"></span>een voorzi<span class=\"_ _1\"></span>en<span class=\"ws11e\">ingen voor </span></div>\n<div class=\"t m0 x2c h64 y222e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn aang<span class=\"_ _0\"></span>elegd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y222f ff3c9 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"lsef ws11e\">I<span class=\"_ _1\"></span>n Nederland </span> </span></div>\n<div class=\"t m0 x2c h6c y2230 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Cebulon</span> </span></div>\n<div class=\"t m0 x2c h64 y2231 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 14 juli 20<span class=\"_ _0\"></span>20 is de Nederl<span class=\"_ _0\"></span>andse venn<span class=\"_ _0\"></span>ootsch<span class=\"_ _0\"></span>ap Cebulon e<span class=\"_ _0\"></span>en juridi<span class=\"_ _0\"></span>sche</div>\n<div class=\"t m0 x2c h64 y2232 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procedure g<span class=\"_ _1\"></span>estart tegen<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>enkele medeg<span class=\"_ _1\"></span>edaagden, aan<span class=\"_ _1\"></span>gaande</div>\n<div class=\"t m0 x2c h64 y2233 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beweerdelij<span class=\"_ _1\"></span>k misleidende <span class=\"_ _1\"></span>communicatie<span class=\"_ _1\"></span> in de peri<span class=\"_ _1\"></span>ode 2007<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">2008<span class=\"lsf9 ws124\">. </span></span></div>\n<div class=\"t m0 x2c h64 y2234 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Cebulon eist<span class=\"_ _1\"></span> in haar hoedanigheid<span class=\"_ _1\"></span> van voormalige Fort<span class=\"_ _1\"></span>is aandeelhoude<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y2235 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een schadevergo<span class=\"_ _1\"></span>eding voor de bewee<span class=\"_ _1\"></span>rdelijk geleden<span class=\"_ _1\"></span> schade. De</div>\n<div class=\"t m0 x2c h64 y2236 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procedure <span class=\"_ _1\"></span>is hangende <span class=\"_ _1\"></span>voor de re<span class=\"_ _1\"></span>chtbank van<span class=\"_ _1\"></span> Utrecht. Er<span class=\"_ _1\"></span> heeft een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y2237 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inleidi<span class=\"_ _0\"></span>ngszitti<span class=\"_ _0\"></span>ng plaats<span class=\"_ _0\"></span>gevond<span class=\"_ _0\"></span>en op 9 septe<span class=\"_ _0\"></span>mber 2020.<span class=\"_ _0\"></span> De partij<span class=\"_ _0\"></span>en zijn</div>\n<div class=\"t m0 x2c h64 y2238 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ies aan het<span class=\"_ _0\"></span> uitwiss<span class=\"_ _0\"></span>elen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2239 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y223a ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Nederlandse<span class=\"_ _1\"></span> individuele<span class=\"_ _1\"></span> investeerder</span> </span></div>\n<div class=\"t m0 x2c h64 y223b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 29 janua<span class=\"_ _1\"></span>ri 2021 i<span class=\"_ _1\"></span>s een Nede<span class=\"_ _1\"></span>rlandse indi<span class=\"_ _1\"></span>viduele inves<span class=\"_ _1\"></span>teerder een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y223c ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">juridisc<span class=\"_ _0\"></span>he proc<span class=\"_ _0\"></span>edure g<span class=\"_ _0\"></span>estart t<span class=\"_ _0\"></span>egen Agea<span class=\"_ _0\"></span>s. Hij e<span class=\"_ _0\"></span>iste voo<span class=\"_ _0\"></span>r de recht<span class=\"_ _0\"></span>bank</div>\n<div class=\"t m0 x2c h64 y223d ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van Utr<span class=\"_ _0\"></span>echt com<span class=\"_ _0\"></span>pensati<span class=\"_ _0\"></span>e voor <span class=\"ws112\">d<span class=\"_ _0\"></span>e schade die hi<span class=\"_ _0\"></span>j beweer<span class=\"_ _0\"></span>delijk hee<span class=\"_ _0\"></span>ft </span></div>\n<div class=\"t m0 x2c h64 y223e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelede<span class=\"_ _0\"></span>n door de Fort<span class=\"_ _0\"></span>is crisis in 20<span class=\"_ _0\"></span>07<span class=\"ls0 ws0\">-</span>2008. De in<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gszittin<span class=\"_ _0\"></span>g heeft</div>\n<div class=\"t m0 x2c h64 y223f ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> op 10 maa<span class=\"_ _1\"></span>rt 2021.De <span class=\"_ _1\"></span>partijen <span class=\"_ _1\"></span>hebben in j<span class=\"_ _1\"></span>uni<span class=\"ls0 ws0\"> </span>2022<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x2c h64 y2240 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">akkoord ges<span class=\"_ _1\"></span>loten om de<span class=\"_ _1\"></span> procedure <span class=\"_ _1\"></span>te be\u00ebindigen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2241 ff3c9 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"ls107 ws135\">I<span class=\"_ _1\"></span>n Belgi\u00eb</span> </span></div>\n<div class=\"t m0 x2c h6c y2242 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Modrikamen</span> </span></div>\n<div class=\"t m0 x2c h64 y2243 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">E<span class=\"lsef ws11d\">en aan<span class=\"_ _1\"></span>tal aandeelhou<span class=\"_ _1\"></span>ders, vert<span class=\"_ _1\"></span>egenwoordigd doo<span class=\"_ _1\"></span>r mr. Modri<span class=\"_ _1\"></span>kamen, </span></div>\n<div class=\"t m0 x2c h64 y2244 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">heeft op <span class=\"_ _1\"></span>28 januari 2<span class=\"_ _1\"></span>009 een pr<span class=\"_ _1\"></span>ocedure ingel<span class=\"_ _1\"></span>eid voor de<span class=\"_ _1\"></span> Rechtbank va<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y2245 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Koophandel i<span class=\"_ _1\"></span>n Brussel <span class=\"_ _1\"></span>waarbij oorspro<span class=\"_ _1\"></span>nkelijk de <span class=\"_ _1\"></span>vernietiging<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y2246 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop v<span class=\"_ _0\"></span>an ASR aan de N<span class=\"_ _0\"></span>ederlan<span class=\"_ _0\"></span>dse staat en de v<span class=\"_ _0\"></span>erkoop<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Fortis </span></span></div>\n<div class=\"t m0 x2c h64 y2247 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bank aan de Fe<span class=\"_ _0\"></span>derale P<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\">- </span>en Investeri<span class=\"_ _0\"></span>ngsmaat<span class=\"_ _0\"></span>schapp<span class=\"_ _0\"></span>ij (FPIM)</div>\n<div class=\"t m0 x1d h64 y2248 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(en vervolgens<span class=\"_ _1\"></span> aan BNP Paribas) dan wel<span class=\"_ _1\"></span> schadevergoeding<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x1d h64 y2249 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevraagd. Op 8 dec<span class=\"_ _1\"></span>ember 2009 beslis<span class=\"_ _1\"></span>te de rechtban<span class=\"_ _1\"></span>k onder meer dat zij<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y224a ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niet bevoegd<span class=\"_ _1\"></span> is voo<span class=\"_ _1\"></span>r de vorder<span class=\"_ _1\"></span>ingen tegen d<span class=\"_ _1\"></span>e Nederlands<span class=\"_ _1\"></span>e verweerde<span class=\"_ _1\"></span>rs.</div>\n<div class=\"t m0 x1d h64 y224b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 17 janua<span class=\"_ _1\"></span>ri 2013 b<span class=\"_ _1\"></span>evestigde he<span class=\"_ _1\"></span>t Hof van B<span class=\"_ _1\"></span>eroep dit <span class=\"_ _1\"></span>vonnis op <span class=\"_ _1\"></span>dit</div>\n<div class=\"t m0 x1d h64 y224c ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">punt. In j<span class=\"_ _1\"></span>uli 2014<span class=\"_ _1\"></span> tekende mr<span class=\"_ _1\"></span>. Modrikamen h<span class=\"_ _1\"></span>iertegen cassa<span class=\"_ _1\"></span>tieberoep</div>\n<div class=\"t m0 x1d h64 y224d ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan. Op 23 okt<span class=\"_ _0\"></span>ober 201<span class=\"_ _0\"></span>5 verwierp h<span class=\"_ _0\"></span>et Hof van Ca<span class=\"_ _0\"></span>ssatie dit b<span class=\"_ _0\"></span>eroep. Mr.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y224e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Modrika<span class=\"_ _0\"></span>men zette de p<span class=\"_ _0\"></span>rocedu<span class=\"_ _0\"></span>re ten gron<span class=\"_ _0\"></span>de voor de Rec<span class=\"_ _0\"></span>htbank va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y224f ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Koophan<span class=\"_ _0\"></span>del voo<span class=\"_ _0\"></span>rt inzak<span class=\"_ _0\"></span>e de verk<span class=\"_ _0\"></span>oop van F<span class=\"_ _0\"></span>ortis Ba<span class=\"_ _0\"></span>nk waarb<span class=\"_ _0\"></span>ij de bet<span class=\"_ _0\"></span>aling</div>\n<div class=\"t m0 x1d h64 y2250 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>schadevergoeding<span class=\"_ _1\"></span> door BNP Pa<span class=\"_ _1\"></span>ribas aan A<span class=\"_ _1\"></span>geas alsmede<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 y2251 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas aan de ei<span class=\"_ _1\"></span>sers werd nagestree<span class=\"_ _1\"></span>fd. In een tussenvon<span class=\"_ _1\"></span>nis op 4</div>\n<div class=\"t m0 x1d h64 y2252 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2014<span class=\"_ _1\"></span> verk<span class=\"ws11e\">laarde<span class=\"_ _1\"></span> de rechtbank de vorder<span class=\"_ _1\"></span>ing van ongeveer<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y2253 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">50% van de eis<span class=\"_ _0\"></span>ers onont<span class=\"_ _0\"></span>vankel<span class=\"_ _0\"></span>ijk. Op 29 apri<span class=\"_ _0\"></span>l 2016 besl<span class=\"_ _0\"></span>oot de</div>\n<div class=\"t m0 x1d h64 y2254 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Rechtb<span class=\"_ _0\"></span>ank van K<span class=\"_ _0\"></span>oophand<span class=\"_ _0\"></span>el te Br<span class=\"_ _0\"></span>ussel de z<span class=\"_ _0\"></span>aak te sc<span class=\"_ _0\"></span>horsen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y2255 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afwachti<span class=\"_ _0\"></span>ng van h<span class=\"_ _0\"></span>et resul<span class=\"_ _0\"></span>taat van <span class=\"_ _0\"></span>de straf<span class=\"_ _0\"></span>proced<span class=\"_ _0\"></span>ure. Dez<span class=\"_ _0\"></span>e proce<span class=\"_ _0\"></span>dure is</div>\n<div class=\"t m0 x1d h64 y2256 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereactiveerd<span class=\"_ _1\"></span>. Er zijn<span class=\"_ _1\"></span> evenwel geen<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> meer teg<span class=\"_ _1\"></span>en Ageas.</div>\n<div class=\"t m0 x1d h64 y2257 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot een da<span class=\"_ _1\"></span>dingsovereenkomst me<span class=\"_ _1\"></span>t mr. Modrikamen<span class=\"_ _1\"></span> en zijn</div>\n<div class=\"t m0 x1d h64 y2258 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">cli\u00ebnte<span class=\"_ _0\"></span>n die tijdig e<span class=\"_ _0\"></span>en opt<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">out formulier hebben<span class=\"_ _1\"></span> ingediend op 7 juni 202<span class=\"_ _1\"></span>0, </span></span></div>\n<div class=\"t m0 x1d h64 y2259 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardoor de<span class=\"_ _1\"></span>ze procedure n<span class=\"_ _1\"></span>iet langer<span class=\"_ _1\"></span> door deze<span class=\"_ _1\"></span> personen wor<span class=\"_ _1\"></span>dt</div>\n<div class=\"t m0 x1d h64 y225a ff3c9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reef<span class=\"ws112\">d tege<span class=\"_ _0\"></span>n Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y225b ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Deminor</span> </span></div>\n<div class=\"t m0 x1d h64 y225c ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een aanta<span class=\"_ _0\"></span>l person<span class=\"_ _0\"></span>en rond Dem<span class=\"_ _0\"></span>inor Inter<span class=\"_ _0\"></span>nationa<span class=\"_ _0\"></span>l (momente<span class=\"_ _0\"></span>el onder d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y225d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">naam DRS Belg<span class=\"_ _1\"></span>ium) hee<span class=\"_ _1\"></span>ft op 13 ja<span class=\"_ _1\"></span>nuari 2010 <span class=\"_ _1\"></span>een procedure<span class=\"_ _1\"></span> ingeleid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y225e ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>Rechtbank van<span class=\"_ _1\"></span> Koophandel in<span class=\"_ _1\"></span> Brussel, <span class=\"_ _1\"></span>waarbij ze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y225f ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevergoed<span class=\"_ _1\"></span>ing nastreven<span class=\"_ _1\"></span> op grond <span class=\"_ _1\"></span>va<span class=\"lsed ws112\">n beweerd<span class=\"_ _0\"></span>e onvolled<span class=\"_ _0\"></span>ige of </span></div>\n<div class=\"t m0 x1d h64 y2260 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">misleid<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matiev<span class=\"_ _0\"></span>erstrek<span class=\"_ _0\"></span>king door F<span class=\"_ _0\"></span>ortis in de peri<span class=\"_ _0\"></span>ode maart 20<span class=\"_ _0\"></span>07</div>\n<div class=\"t m0 x1d h64 y2261 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot oktob<span class=\"_ _0\"></span>er 2008. Op 28 a<span class=\"_ _0\"></span>pril 2014 v<span class=\"_ _0\"></span>erklaar<span class=\"_ _0\"></span>de de recht<span class=\"_ _0\"></span>bank in een</div>\n<div class=\"t m0 x1d h64 y2262 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussenvonnis d<span class=\"_ _1\"></span>e vordering <span class=\"_ _1\"></span>van ongevee<span class=\"_ _1\"></span>r 25% van <span class=\"_ _1\"></span>de eisers<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2263 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onontv<span class=\"_ _0\"></span>ankelijk.<span class=\"_ _0\"></span> De partij<span class=\"_ _0\"></span>en zijn be<span class=\"lsef ws11d\">zig met het be\u00ebindigen <span class=\"_ _1\"></span>van de<span class=\"_ _1\"></span>ze </span></div>\n<div class=\"t m0 x1d h64 y2264 ff3c9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">procedure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y2265 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Overige vo<span class=\"_ _1\"></span>rderingen nam<span class=\"_ _1\"></span>ens individue<span class=\"_ _1\"></span>le aandeelh<span class=\"_ _1\"></span>ouders</span> </span></div>\n<div class=\"t m0 x1d h64 y2266 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 12 septem<span class=\"_ _0\"></span>ber 2012 h<span class=\"_ _0\"></span>ebben Patri<span class=\"_ _0\"></span>part, ee<span class=\"_ _0\"></span>n (voorma<span class=\"_ _0\"></span>lige) Fort<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1d h64 y2267 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>, en haar <span class=\"_ _1\"></span>moedermaatschap<span class=\"_ _1\"></span>pij Patrinve<span class=\"_ _1\"></span>st een proc<span class=\"_ _1\"></span>edure</div>\n<div class=\"t m0 x1d h64 y2268 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangespannen<span class=\"_ _1\"></span> voor de Re<span class=\"ws11d\">chtbank <span class=\"_ _1\"></span>van Koophandel<span class=\"_ _1\"></span> in Brussel<span class=\"_ _1\"></span>, waarbij </span></div>\n<div class=\"t m0 x1d h64 y2269 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevergoed<span class=\"_ _1\"></span>ing wordt ge<span class=\"_ _1\"></span>vorderd op <span class=\"_ _1\"></span>basis van h<span class=\"_ _1\"></span>et beweerde<span class=\"_ _1\"></span> gebrek</div>\n<div class=\"t m0 x1d h64 y226a ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan of misl<span class=\"_ _0\"></span>eidende<span class=\"_ _0\"></span> informat<span class=\"_ _0\"></span>ie van Fort<span class=\"_ _0\"></span>is in de context<span class=\"_ _0\"></span> van de</div>\n<div class=\"t m0 x1d h64 y226b ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kapitaalverhogi<span class=\"_ _1\"></span>ng in 2007. Op 1 feb<span class=\"_ _1\"></span>ruari 2016 verwierp<span class=\"_ _1\"></span> de rechtbank de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y226c ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vordering over<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de hele lijn.<span class=\"_ _0\"></span> Op 16 maart 2<span class=\"_ _0\"></span>016 heeft Pat<span class=\"_ _0\"></span>rinvest be<span class=\"_ _0\"></span>roep </span></span></div>\n<div class=\"t m0 x1d h64 y226d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangetekend b<span class=\"_ _1\"></span>ij het Br<span class=\"_ _1\"></span>usselse Ho<span class=\"_ _1\"></span>f van Beroep<span class=\"_ _1\"></span>. De partije<span class=\"_ _1\"></span>n zijn hun<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y226e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">laatste sc<span class=\"_ _0\"></span>hrifte<span class=\"_ _0\"></span>lijke stukk<span class=\"_ _0\"></span>en aan het<span class=\"_ _0\"></span> uitwisse<span class=\"_ _0\"></span>len en wacht<span class=\"_ _0\"></span>en nu een</div>\n<div class=\"t m0 x1d h64 y226f ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">pleitdat<span class=\"_ _0\"></span>um en het besl<span class=\"_ _0\"></span>uit van het<span class=\"_ _0\"></span> Hof af; hierv<span class=\"_ _0\"></span>oor is nog gee<span class=\"_ _0\"></span>n da<span class=\"ls105 ws135\">tum </span></div>\n<div class=\"t m0 x1d h64 y2270 ff3c9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">vastges<span class=\"_ _0\"></span>teld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2271 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y2272 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 29 apri<span class=\"_ _1\"></span>l 2013 he<span class=\"_ _1\"></span>bben een aan<span class=\"_ _1\"></span>tal persone<span class=\"_ _1\"></span>n vertegenwoor<span class=\"_ _1\"></span>digd door</div>\n<div class=\"t m0 x1d h64 y2273 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mr. Arnaut<span class=\"_ _0\"></span>s een proc<span class=\"_ _0\"></span>edure inge<span class=\"_ _0\"></span>leid voor d<span class=\"_ _0\"></span>e Rechtba<span class=\"_ _0\"></span>nk van Kooph<span class=\"_ _0\"></span>andel</div>\n<div class=\"t m0 x1d h64 y2274 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in Brussel<span class=\"_ _0\"></span>, waarbi<span class=\"_ _0\"></span>j ze schadev<span class=\"_ _0\"></span>ergoedi<span class=\"_ _0\"></span>ng nastr<span class=\"_ _0\"></span>even op grond v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y2275 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beweerde on<span class=\"_ _1\"></span>volledige o<span class=\"_ _1\"></span>f misleidende i<span class=\"_ _1\"></span>nfor<span class=\"lsed ws112\">matievers<span class=\"_ _0\"></span>trekkin<span class=\"_ _0\"></span>g door Fort<span class=\"_ _0\"></span>is </span></div>\n<div class=\"t m0 x1d h64 y2276 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in 2007 e<span class=\"_ _0\"></span>n 2008. D<span class=\"_ _0\"></span>eze proc<span class=\"_ _0\"></span>edure w<span class=\"_ _0\"></span>as opgesc<span class=\"_ _0\"></span>hort i<span class=\"_ _0\"></span>n afwacht<span class=\"_ _0\"></span>ing van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y2277 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afloop v<span class=\"_ _0\"></span>an de st<span class=\"_ _0\"></span>rafproce<span class=\"_ _0\"></span>dure. De <span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n zijn bez<span class=\"_ _0\"></span>ig met het<span class=\"_ _0\"></span> be\u00ebin<span class=\"_ _0\"></span>digen</div>\n<div class=\"t m0 x1d h64 y2278 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van deze proc<span class=\"_ _0\"></span>edure.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2279 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y227a ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 19 <span class=\"_ _1\"></span>september 2013<span class=\"_ _1\"></span> werd een ge<span class=\"_ _1\"></span>lijkaardige bu<span class=\"_ _1\"></span>rgerlijke <span class=\"_ _1\"></span>procedure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y227b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestart voor<span class=\"_ _1\"></span> de Rech<span class=\"_ _1\"></span>tbank van Ee<span class=\"_ _1\"></span>rste Aanleg i<span class=\"_ _1\"></span>n Brussel <span class=\"_ _1\"></span>door een aan<span class=\"_ _1\"></span>tal</div>\n<div class=\"t m0 x1d h64 y227c ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(voormalige) aan<span class=\"_ _1\"></span>deelhouders v<span class=\"_ _1\"></span>an Fortis, verteg<span class=\"_ _1\"></span>enwoordigd door<span class=\"_ _1\"></span> mr.</div>\n<div class=\"t m0 x1d h64 y227d ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Lenssens<span class=\"_ _0\"></span>. Deze proc<span class=\"_ _0\"></span>edure was<span class=\"_ _0\"></span> opgesch<span class=\"_ _0\"></span>ort in afwac<span class=\"_ _0\"></span>hting van d<span class=\"_ _0\"></span>e afloop</div>\n<div class=\"t m0 x1d h64 y227e ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de st<span class=\"_ _0\"></span>rafproc<span class=\"_ _0\"></span>edure. <span class=\"_ _0\"></span>De parti<span class=\"_ _0\"></span>jen zijn b<span class=\"_ _0\"></span>ezig met<span class=\"_ _0\"></span> <span class=\"lsef\">het be\u00ebindige<span class=\"_ _1\"></span>n van </span></div>\n<div class=\"t m0 x1d h64 y227f ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze proc<span class=\"_ _0\"></span>edure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff3d0 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.3<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"lsef ws113\">Vr<span class=\"_ _1\"></span>ijwaringsbed<span class=\"_ _1\"></span>ingen</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In 2008 heeft For<span class=\"_ _1\"></span>tis aan sommige voo<span class=\"_ _1\"></span>rmalige topmanage<span class=\"_ _1\"></span>rs en</div>\n<div class=\"t m0 x2c h64 y8a7 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span>, bij hun ve<span class=\"_ _1\"></span>rtrek, een<span class=\"_ _1\"></span> contractuele<span class=\"_ _1\"></span> vrijwaring v<span class=\"_ _1\"></span>erleend voo<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y8a8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">juridisc<span class=\"_ _0\"></span>he kosten,<span class=\"_ _0\"></span> en in sommig<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span>gevall<span class=\"_ _0\"></span>en ook voor de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8a9 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gevolge<span class=\"_ _0\"></span>n van een event<span class=\"_ _0\"></span>uele ger<span class=\"_ _0\"></span>echteli<span class=\"_ _0\"></span>jke uitspr<span class=\"_ _0\"></span>aak in het<span class=\"_ _0\"></span> geval dat</div>\n<div class=\"t m0 x2c h64 y8aa ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen deze<span class=\"_ _1\"></span> personen een<span class=\"_ _1\"></span> rechtszaa<span class=\"_ _1\"></span>k zou worden<span class=\"_ _1\"></span> aangespannen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y8ab ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verband me<span class=\"_ _1\"></span>t hun mandaa<span class=\"_ _1\"></span>t binnen de <span class=\"_ _1\"></span>Fortis<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">groep. Ageas betw<span class=\"_ _0\"></span>ist de </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geldig<span class=\"_ _0\"></span>heid van d<span class=\"_ _0\"></span>eze cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e vrijw<span class=\"_ _0\"></span>aringsb<span class=\"_ _0\"></span>edinge<span class=\"_ _0\"></span>n voor zov<span class=\"_ _0\"></span>er ze</div>\n<div class=\"t m0 x2c h64 y8ad ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing hebbe<span class=\"_ _0\"></span>n op de financ<span class=\"_ _0\"></span>i\u00eble gev<span class=\"_ _0\"></span>olgen van ee<span class=\"_ _0\"></span>n eventuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ae ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerecht<span class=\"_ _0\"></span>elijke uit<span class=\"_ _0\"></span>spraak.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorts hee<span class=\"_ _1\"></span>ft Ageas, zoa<span class=\"_ _1\"></span>ls gebruikeli<span class=\"_ _1\"></span>jk bij d<span class=\"_ _1\"></span>at soort <span class=\"_ _1\"></span>transacties,</div>\n<div class=\"t m0 x2c h64 y8b1 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n afgeslot<span class=\"_ _0\"></span>en met een a<span class=\"_ _0\"></span>antal fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen die de</div>\n<div class=\"t m0 x2c h64 y8b2 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsing van Fo<span class=\"_ _1\"></span>rtis aandelen fac<span class=\"_ _1\"></span>iliteerden tij<span class=\"_ _1\"></span>dens de</div>\n<div class=\"t m0 x2c h64 y8b3 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alverhog<span class=\"_ _0\"></span>ingen van 2<span class=\"_ _0\"></span>007 en 2008.<span class=\"_ _0\"></span> Deze overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>en bevatte<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b4 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijwaringsbedi<span class=\"_ _1\"></span>ngen die <span class=\"_ _1\"></span>onder bepaalde<span class=\"_ _1\"></span> voorwaarden <span class=\"_ _1\"></span>voor Ageas</div>\n<div class=\"t m0 x2c h64 y8b5 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tot scha<span class=\"_ _1\"></span>deloosstelling<span class=\"_ _1\"></span> impliceren<span class=\"_ _1\"></span>. So<span class=\"lsed ws112\">mmige van die </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn betrok<span class=\"_ _0\"></span>ken bij de in dit h<span class=\"_ _0\"></span>oofdstu<span class=\"_ _0\"></span>k beschre<span class=\"_ _0\"></span>ven</div>\n<div class=\"t m0 x2c h64 y8b7 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">juridische pro<span class=\"_ _1\"></span>cedures.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an een schik<span class=\"_ _0\"></span>king met d<span class=\"_ _0\"></span>e verzeke<span class=\"_ _0\"></span>raars van<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y9d9 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bestuu<span class=\"_ _0\"></span>rdersaan<span class=\"_ _0\"></span>sprakel<span class=\"_ _0\"></span>ijkheids<span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>ering e<span class=\"_ _0\"></span>n van de</div>\n<div class=\"t m0 x2c h64 y9da ff3d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">prospectusaan<span class=\"_ _1\"></span>sprakelijkheidsve<span class=\"_ _1\"></span>rzeke<span class=\"lsed ws112\">ring, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9db ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enissen e<span class=\"_ _0\"></span>n ontwikk<span class=\"_ _0\"></span>elinge<span class=\"_ _0\"></span>n rond de voorm<span class=\"_ _0\"></span>alige Fort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\">-</span>groep i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9dc ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">2007 en 200<span class=\"_ _1\"></span>8, heeft Ag<span class=\"_ _1\"></span>eas een v<span class=\"_ _1\"></span>rijwaring verle<span class=\"_ _1\"></span>end aan de<span class=\"_ _1\"></span> verzekeraars<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor het totale<span class=\"_ _1\"></span> dekkingsbedrag<span class=\"_ _1\"></span> van de betrokken pol<span class=\"_ _1\"></span>issen. Daarnaast</div>\n<div class=\"t m0 x2c h64 y9de ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ging Ageas<span class=\"_ _0\"></span> ook vrijwa<span class=\"_ _0\"></span>r<span class=\"lsef ws11e\">ingsverbintenissen<span class=\"_ _1\"></span> aan ten gunste van en<span class=\"_ _1\"></span>kele </span></div>\n<div class=\"t m0 x2c h64 y9df ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voormal<span class=\"_ _0\"></span>ige Forti<span class=\"_ _0\"></span>s bestuurd<span class=\"_ _0\"></span>ers en func<span class=\"_ _0\"></span>tionaris<span class=\"_ _0\"></span>sen en ten gu<span class=\"_ _0\"></span>nste van</div>\n<div class=\"t m0 x2c h64 y9e0 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">BNP Pa<span class=\"_ _0\"></span>ribas For<span class=\"_ _0\"></span>tis met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige ver<span class=\"_ _0\"></span>dedigingsk<span class=\"_ _0\"></span>osten,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9e1 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en ten gunst<span class=\"_ _0\"></span>e van de best<span class=\"_ _0\"></span>uurders<span class=\"_ _0\"></span> van de twee Ned<span class=\"_ _0\"></span>erland<span class=\"_ _0\"></span>se sticht<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x2c h64 y9e2 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die i<span class=\"ws11d\">n het k<span class=\"_ _0\"></span>ader va<span class=\"_ _0\"></span>n de schi<span class=\"_ _0\"></span>kking zi<span class=\"_ _0\"></span>jn opge<span class=\"_ _0\"></span>richt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b y2282 ff3d2 fs50 fce sc0 ls108 ws139\" style=\"z-index: 15;\">43.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2283 ff3d2 fs50 fce sc0 ls10d ws141\" style=\"z-index: 15;\">Voorwaardelijke <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2284 ff3d2 fs50 fce sc0 ls109 ws13a\" style=\"z-index: 15;\">inzake hybride <span class=\"_ _1\"></span>instrumenten van voo<span class=\"_ _1\"></span>rmalige</div>\n<div class=\"t m0 x2c h7b y2285 ff3d2 fs50 fce sc0 ls109 ws13a\" style=\"z-index: 15;\">dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2286 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2007 heef<span class=\"_ _0\"></span>t BNP Pari<span class=\"_ _0\"></span>bas Fortis S<span class=\"_ _0\"></span>A/NV CASH<span class=\"_ _0\"></span>ES (Conv<span class=\"_ _0\"></span>ertible A<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 y2287 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Subordinated <span class=\"_ _1\"></span>Hybrid Equi<span class=\"_ _1\"></span>ty<span class=\"ls0 ws0\">-</span>linked <span class=\"_ _1\"></span>Securities)<span class=\"_ _1\"></span> ui<span class=\"ws11e\">tgegeven, waarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y2288 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> als medeschu<span class=\"_ _1\"></span>ldenaar optrad <span class=\"_ _1\"></span>(BNP Pariba<span class=\"_ _1\"></span>s Fortis SA<span class=\"_ _1\"></span>/NV</div>\n<div class=\"t m0 x1d h64 y2289 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was op da<span class=\"_ _1\"></span>t moment een<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>eming). Van de<span class=\"_ _1\"></span> oorspronk<span class=\"_ _1\"></span>elijk</div>\n<div class=\"t m0 x1d h64 y228a ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">12.000 uit<span class=\"_ _0\"></span>gegeve<span class=\"_ _0\"></span>n effecte<span class=\"_ _0\"></span>n, blijv<span class=\"_ _0\"></span>en er 3.326 eff<span class=\"_ _0\"></span>ecten uit<span class=\"_ _0\"></span>staan, di<span class=\"_ _0\"></span>e een</div>\n<div class=\"t m0 x1d h64 y228b ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaal nom<span class=\"_ _1\"></span>inaal bedrag <span class=\"_ _1\"></span>vertegenwoordigen<span class=\"_ _1\"></span> van EUR 831<span class=\"_ _1\"></span>,5 miljoen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y228c ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y228d ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en hebb<span class=\"_ _0\"></span>en geen v<span class=\"_ _0\"></span>erval<span class=\"_ _0\"></span>datum en k<span class=\"_ _0\"></span>unnen ni<span class=\"_ _0\"></span>et in c<span class=\"_ _0\"></span>ontanten</div>\n<div class=\"t m0 x1d h64 y228e ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gelost, m<span class=\"_ _0\"></span>aar kunnen al<span class=\"_ _0\"></span>leen wor<span class=\"_ _0\"></span>den omgeru<span class=\"_ _0\"></span>ild tegen aa<span class=\"_ _0\"></span>ndele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y228f ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas aan <span class=\"_ _1\"></span>een koers <span class=\"_ _1\"></span>van EUR 239<span class=\"_ _1\"></span>,40 per aande<span class=\"_ _1\"></span>el. De CASHE<span class=\"_ _1\"></span>S</div>\n<div class=\"t m0 x1d h64 y2290 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden automa<span class=\"_ _1\"></span>tisch omgeru<span class=\"_ _1\"></span>ild in aand<span class=\"_ _1\"></span>elen Ageas <span class=\"_ _1\"></span>als de koers<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y2291 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeel Agea<span class=\"_ _1\"></span>s gedurende <span class=\"_ _1\"></span>twintig acht<span class=\"_ _1\"></span>ereenvolgende<span class=\"_ _1\"></span> beurswerkdagen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2292 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelijk is a<span class=\"_ _0\"></span>an of hoger is dan E<span class=\"_ _0\"></span>UR 359,<span class=\"_ _0\"></span>10. BNP Par<span class=\"_ _0\"></span>ibas Forti<span class=\"_ _0\"></span>s SA/NV</div>\n<div class=\"t m0 x1d h64 y2293 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit 3.473<span class=\"_ _1\"></span>.271 aandelen<span class=\"_ _1\"></span> Ageas met h<span class=\"_ _1\"></span>et oog op<span class=\"_ _1\"></span> de mogelijk<span class=\"_ _1\"></span>e omruiling<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2294 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de CA<span class=\"_ _1\"></span>SHES. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2295 ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y2296 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De eni<span class=\"ws11d\">ge v<span class=\"_ _0\"></span>erhaalm<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de houd<span class=\"_ _0\"></span>ers van d<span class=\"_ _0\"></span>e CASHE<span class=\"_ _0\"></span>S tegen </span></div>\n<div class=\"t m0 x1d h64 y2297 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">elk van de mededeb<span class=\"_ _1\"></span>iteuren met betrek<span class=\"_ _1\"></span>king tot de nomina<span class=\"_ _1\"></span>le waarde zijn</div>\n<div class=\"t m0 x1d h64 y2298 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de aandelen<span class=\"_ _1\"></span> Ageas die<span class=\"_ _1\"></span> BNP Paribas<span class=\"_ _1\"></span> Fortis SA<span class=\"_ _1\"></span>/NV aanhoudt; de<span class=\"_ _1\"></span>ze</div>\n<div class=\"t m0 x1d h64 y2299 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen z<span class=\"_ _1\"></span>ijn ten guns<span class=\"_ _1\"></span>te van die<span class=\"_ _1\"></span> houders ve<span class=\"_ _1\"></span>rpand. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y229a ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y229b ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas For<span class=\"lsef ws11d\">tis SA/NV betaalt <span class=\"_ _1\"></span>de coupon<span class=\"_ _1\"></span> voor de <span class=\"_ _1\"></span>CASHES per </span></div>\n<div class=\"t m0 x1d h64 y229c ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kwartaal tegen<span class=\"_ _1\"></span> een variabele ren<span class=\"_ _1\"></span>te van 3<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">maands<span class=\"_ _1\"></span> Euribor plu<span class=\"_ _1\"></span>s 200 </span></div>\n<div class=\"t m0 x1d h64 y229d ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basispu<span class=\"_ _0\"></span>nten, tot de<span class=\"_ _0\"></span> omruilin<span class=\"_ _0\"></span>g van de CASH<span class=\"_ _0\"></span>ES in aandel<span class=\"_ _0\"></span>en Ageas</div>\n<div class=\"t m0 x1d h64 y229e ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">plaatsv<span class=\"_ _0\"></span>indt. Indi<span class=\"_ _0\"></span>en geen div<span class=\"_ _0\"></span>idend wo<span class=\"_ _0\"></span>rdt betaal<span class=\"_ _0\"></span>d op aandel<span class=\"_ _0\"></span>en Ageas, of</div>\n<div class=\"t m0 x1d h64 y229f ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het vast<span class=\"_ _0\"></span> te <span class=\"ws112\">stel<span class=\"_ _0\"></span>len divide<span class=\"_ _0\"></span>nd met betre<span class=\"_ _0\"></span>kking tot e<span class=\"_ _0\"></span>en boekjaa<span class=\"_ _0\"></span>r onder de </span></div>\n<div class=\"t m0 x1d h64 y22a0 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">drempel ligt (d<span class=\"_ _1\"></span>ividendrendemen<span class=\"_ _1\"></span>t lager dan 0,5%)<span class=\"_ _1\"></span>, of in bepaalde ande<span class=\"_ _1\"></span>re</div>\n<div class=\"t m0 x1d h64 y22a1 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omstandigheden<span class=\"_ _1\"></span>, zal de <span class=\"_ _1\"></span>betaling van<span class=\"_ _1\"></span> coupons do<span class=\"_ _1\"></span>or Ageas SA<span class=\"_ _1\"></span>/NV</div>\n<div class=\"t m0 x1d h64 y22a2 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplicht pl<span class=\"_ _1\"></span>aatsvinden v<span class=\"_ _1\"></span>ia de uitgi<span class=\"_ _1\"></span>fte van ni<span class=\"_ _1\"></span>euwe aandelen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x1d h64 y22a3 ff3d0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">over<span class=\"ws112\">ee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met de zoge<span class=\"_ _0\"></span>naamd<span class=\"_ _0\"></span>e Alternat<span class=\"_ _0\"></span>ive Coupon S<span class=\"_ _0\"></span>ettlem<span class=\"_ _0\"></span>ent </span></div>\n<div class=\"t m0 x1d h64 y22a4 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Method (A<span class=\"_ _0\"></span>CSM), terw<span class=\"_ _0\"></span>ijl BNP Par<span class=\"_ _0\"></span>ibas Fort<span class=\"_ _0\"></span>is SA/N<span class=\"_ _0\"></span>V dan aan Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y22a5 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten die<span class=\"_ _0\"></span>nt uit te geven d<span class=\"_ _0\"></span>ie als hybr<span class=\"_ _0\"></span>ide Tier 1 inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y22a6 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> aangemer<span class=\"_ _1\"></span>kt als compe<span class=\"_ _1\"></span>nsatie voor<span class=\"_ _1\"></span> de coupons d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x1d h64 y22a7 ff3d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">werde<span class=\"lsed ws112\">n betaald do<span class=\"_ _0\"></span>or Ageas SA/<span class=\"_ _0\"></span>NV. Als de AC<span class=\"_ _0\"></span>SM in werkin<span class=\"_ _0\"></span>g treedt e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y22a8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het besch<span class=\"_ _0\"></span>ikbare to<span class=\"_ _0\"></span>egesta<span class=\"_ _0\"></span>an kapitaa<span class=\"_ _0\"></span>l ontoere<span class=\"_ _0\"></span>ikend is vo<span class=\"_ _0\"></span>or Ageas SA/<span class=\"_ _0\"></span>NV</div>\n<div class=\"t m0 x1d h64 y22a9 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de AC<span class=\"_ _0\"></span>SM verpl<span class=\"_ _0\"></span>ichting n<span class=\"_ _0\"></span>a te kom<span class=\"_ _0\"></span>en, wordt <span class=\"_ _0\"></span>de coup<span class=\"_ _0\"></span>onbeta<span class=\"_ _0\"></span>ling</div>\n<div class=\"t m0 x1d h64 y22aa ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgesch<span class=\"_ _0\"></span>ort tot het mo<span class=\"_ _0\"></span>ment dat de u<span class=\"_ _0\"></span>itgifte v<span class=\"_ _0\"></span>an nieuwe aan<span class=\"_ _0\"></span>delen we<span class=\"_ _0\"></span>e<span class=\"ws111\">r </span></div>\n<div class=\"t m0 x1d h64 y22ab ff3d0 fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">mogelijk i<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y22ac ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y22ad ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een akko<span class=\"_ _0\"></span>ord geslot<span class=\"_ _0\"></span>en in 2012, da<span class=\"_ _0\"></span>t onder and<span class=\"_ _0\"></span>ere heeft ge<span class=\"_ _0\"></span>leid tot een</div>\n<div class=\"t m0 x1d h64 y22ae ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>pbod en teven<span class=\"_ _0\"></span>s omruili<span class=\"_ _0\"></span>ng van de CASH<span class=\"_ _0\"></span>ES, heeft<span class=\"_ _0\"></span> Ageas erme<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y22af ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ingest<span class=\"_ _0\"></span>emd BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV ee<span class=\"_ _0\"></span>n jaarlijk<span class=\"_ _0\"></span>se vergoe<span class=\"_ _0\"></span>ding te</div>\n<div class=\"t m0 x1d h64 y22b0 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen di<span class=\"_ _0\"></span>e overee<span class=\"_ _0\"></span>nkomt met het<span class=\"_ _0\"></span> bruto di<span class=\"lsef ws11d\">vidend van de aande<span class=\"_ _1\"></span>len die </span></div>\n<div class=\"t m0 x1d h64 y22b1 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">BNP Paribas <span class=\"_ _1\"></span>Fortis SA/<span class=\"_ _1\"></span>NV nog aanhou<span class=\"_ _1\"></span>dt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 456px; height: 650px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 456px; height: 650px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 456px; height: 650px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 456px; height: 650px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Gebeurtenissen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls99 ws9a\" style=\"z-index: 15;\">na b<span class=\"_ _0\"></span>alans<span class=\"_ _0\"></span>datu<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x2c hb8 y1c87 ff3d4 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De<span class=\"ls0 ws0\"> <span class=\"ls163 ws18b\">verw<span class=\"ls140 ws180\">oe<span class=\"_ _1\"></span>stende</span></span> <span class=\"ls142 ws18b\">aardbeving i<span class=\"_ _0\"></span>n februa<span class=\"_ _0\"></span>ri 2023 i<span class=\"_ _0\"></span>n T\u00fcrkiy<span class=\"_ _0\"></span>e zal n<span class=\"_ _0\"></span>aar verw<span class=\"_ _0\"></span>achting <span class=\"_ _0\"></span>geen mat<span class=\"_ _0\"></span>eri\u00eble im<span class=\"_ _0\"></span>pact he<span class=\"_ _0\"></span>bben op <span class=\"_ _0\"></span>de gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de jaar<span class=\"_ _0\"></span>rekening <span class=\"_ _0\"></span>v<span class=\"ls140 ws180\">an </span></span></span></div>\n<div class=\"t m0 x2c hb8 y1f27 ff3d4 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Ageas.<span class=\"fc18 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y22bb ff3d4 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y22bc ff3d4 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 13 maart 20<span class=\"_ _0\"></span>23 kondi<span class=\"_ _0\"></span>gde Ageas aa<span class=\"_ _0\"></span>n dat het excl<span class=\"_ _0\"></span>usieve on<span class=\"_ _0\"></span>derhand<span class=\"_ _0\"></span>elinge<span class=\"_ _0\"></span>n was aange<span class=\"_ _0\"></span>gaan met La Mut<span class=\"_ _0\"></span>uelle Epa<span class=\"_ _0\"></span>rgne Retr<span class=\"_ _0\"></span>aite Pr\u00e9v<span class=\"_ _0\"></span>oyance C<span class=\"_ _0\"></span>arac</div>\n<div class=\"t m0 x2c hb8 y22bd ff3d4 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">(\u201cCarac<span class=\"_ _0\"></span>\u201d) voor <span class=\"_ _0\"></span>de verko<span class=\"_ _0\"></span>op van zi<span class=\"_ _0\"></span>jn Frans<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten. D<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>actie is <span class=\"_ _0\"></span>onderhe<span class=\"_ _0\"></span>vig aan <span class=\"_ _0\"></span>goedkeu<span class=\"_ _0\"></span>ring van <span class=\"_ _0\"></span>de regel<span class=\"_ _0\"></span>gevend<span class=\"_ _0\"></span>e insta<span class=\"ls141 ws181\">nties.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hb8 y22be ff3d4 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y22bf ff3d4 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Naar aanlei<span class=\"_ _1\"></span>ding van <span class=\"_ _1\"></span>recente gebeur<span class=\"_ _1\"></span>tenissen bij<span class=\"_ _1\"></span> Credit Sui<span class=\"_ _1\"></span>sse en Silic<span class=\"_ _1\"></span>on Valley Ba<span class=\"_ _1\"></span>nk heeft<span class=\"ls0 ws0\"> </span><span class=\"ws18a\">A<span class=\"_ _1\"></span>geas zijn bloo<span class=\"_ _1\"></span>tstelling aan Amer<span class=\"_ _1\"></span>ikaanse regionale<span class=\"_ _1\"></span> banken en </span></div>\n<div class=\"t m0 x2c hb8 y22c0 ff3d4 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Credit Suis<span class=\"_ _1\"></span>se/UBS geanal<span class=\"_ _1\"></span>yseerd en geco<span class=\"_ _1\"></span>ncludeerd da<span class=\"_ _1\"></span>t de totale<span class=\"_ _1\"></span> blootstelling<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span> niet mater<span class=\"_ _1\"></span>ieel is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 711px; height: 250px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 711px; height: 250px; width: 96%; z-index: 1;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNotesAndOtherExplanatoryInformationExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag562": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Juridis<span class=\"_ _0\"></span>che<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls96 wsb2\" style=\"z-index: 15;\">st<span class=\"_ _1\"></span>ruct<span class=\"_ _1\"></span>u<span class=\"_ _1\"></span>ur</div>\n<div class=\"t m0 x2c h75 y799 ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas SA/NV, statutair gev<span class=\"_ _0\"></span>estigd te</div>\n<div class=\"t m0 x2c h75 y79a ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Markiesstraat 1, Brussel, Belgi\u00eb is</div>\n<div class=\"t m0 x2c h75 y79b ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">de moedermaatschappij van<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h75 y79c ff4b fs4a fc1c sc0 ls101 ws130\" style=\"z-index: 15;\">Ageas Groep. Het jaarverslag omvat</div>\n<div class=\"t m0 x2c h75 y79d ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">de geconsolideerde jaarrekeni<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h75 y79e ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">van de Ageas Groep en de</div>\n<div class=\"t m0 x2c h75 y79f ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">jaarrekening van Ageas SA<span class=\"_ _0\"></span>/NV.</div>\n<div class=\"t m0 x2c h75 y7a0 ff4b fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas Groep voert levens-, niet-<span class=\"ls0\"></span></div>\n<div class=\"t m0 x2c h75 y7a1 ff4b fs4a fc1c sc0 ls101 ws131\" style=\"z-index: 15;\">levensverzekerings- en<span class=\"ls0 ws0\"><span class=\"ls102 ws132\"> </span></span></div>\n<div class=\"t m0 x2c h75 y7a2 ff4b fs4a fc1c sc0 ls101 ws131\" style=\"z-index: 15;\">herverzekeringsactiviteiten uit in<span class=\"ws0\"> </span></div>\n<div class=\"t m0 x2c h75 y7a3 ff4b fs4a fc1c sc0 ls102 ws133\" style=\"z-index: 15;\">Europa en Azi\u00eb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y7a4 ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6e y7a5 ff4c fs49 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _9f\"> </span><span class=\"lsfc ws128\">Gelieve er rekening mee te houden dat de </span></div>\n<div class=\"t m0 x5c h6e y7a6 ff4c fs49 fc1c sc0 lsfc ws128\" style=\"z-index: 15;\">maatschappelijke zetel van Ageas gevestigd zal zijn te</div>\n<div class=\"t m0 x5c h6e y7a7 ff4c fs49 fc1c sc0 lsfc ws128\" style=\"z-index: 15;\">Manhattan Center Brussels, Bolwerklaan 21 <span class=\"ls0 ws0\">\u2013 <span class=\"_ _1\"></span></span><span class=\"ws127\">1210 </span></div>\n<div class=\"t m0 x5c h6e y7a8 ff4c fs49 fc1c sc0 lsfc ws128\" style=\"z-index: 15;\">Brussel, vanaf 21 april 2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas aande<span class=\"_ _1\"></span>len zijn <span class=\"_ _1\"></span>genoteerd op<span class=\"_ _1\"></span> de gereguleerd<span class=\"_ _1\"></span>e markt van<span class=\"_ _1\"></span> Euronext in<span class=\"_ _1\"></span> Brussel. D<span class=\"_ _1\"></span>aarnaast hee<span class=\"_ _1\"></span>ft</div>\n<div class=\"t m0 x1ef h64 y7aa ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas een <span class=\"_ _1\"></span>gesponsord AD<span class=\"_ _1\"></span>R<span class=\"ls0 ws0\">-</span>programma<span class=\"_ _1\"></span> in de Ve<span class=\"_ _1\"></span>renigde<span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">Staten. </span> </span></div>\n<div class=\"t m0 x1ef h64 y7ab ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y7ac ff49 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Bekende aandeel<span class=\"_ _1\"></span>houders van Ageas SA/NV<span class=\"lsed ws112\">, gebase<span class=\"_ _0\"></span>erd op de offic<span class=\"_ _0\"></span>i\u00eble meldi<span class=\"_ _0\"></span>ngen zijn p<span class=\"_ _0\"></span>er 31 </span></div>\n<div class=\"t m0 x1ef h64 y7ad ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">december 20<span class=\"ws113\">22<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1ef h64 y7ae ff4d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4e\"> <span class=\"_ _3f\"> </span><span class=\"ff49 ls103 ws11d\">F<span class=\"_ _1\"></span>osun<span class=\"_ _1\"></span></span><span class=\"ff49\">  <span class=\"_ _4\"></span><span class=\"lsf9 ws124\">........................<span class=\"ls0 ws0\"> <span class=\"_ _0\"></span><span class=\"lsed ws111\">10.0<span class=\"_ _0\"></span>1<span class=\"ls104 ws134\">%;<span class=\"ls0 ws0\"> </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y7af ff4d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4e\"> <span class=\"_ _3f\"> </span><span class=\"ff49 lsee ws112\">B<span class=\"_ _1\"></span>lackRock,</span><span class=\"ff49\"> <span class=\"ls105 ws135\">Inc</span>  <span class=\"_ _0\"></span><span class=\"lsf9 ws124\">............<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsf9 ws124\">6<span class=\"_ _1\"></span>,59%, <span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y7b0 ff4d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4e\"> <span class=\"_ _3f\"> </span><span class=\"ff49 ls105 ws135\">F<span class=\"_ _1\"></span>PIM</span><span class=\"ff49\">-<span class=\"_ _1\"></span><span class=\"ls106 ws136\">SFPI <span class=\"_ _1\"></span></span> <span class=\"_ _3\"></span><span class=\"lsf9 ws124\">..................<span class=\"ls0 ws0\"> <span class=\"_ _0\"></span><span class=\"lsed ws111\">6,33%<span class=\"ls0 ws0\">. </span></span></span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y7b1 ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y7b2 ff49 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Ageas SA/<span class=\"_ _0\"></span>NV en haar d<span class=\"_ _0\"></span>ochterma<span class=\"_ _0\"></span>atschap<span class=\"_ _0\"></span>pijen he<span class=\"_ _0\"></span>bben zelf 3<span class=\"ls105 ws135\">,01</span>% van de eige<span class=\"_ _0\"></span>n aandele<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1ef h64 y7b3 ff49 fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">eigendom. <span class=\"_ _1\"></span><span class=\"ws11e\">Dit belang heeft<span class=\"_ _1\"></span> betrekking op de<span class=\"_ _1\"></span> FRESH (zie toelicht<span class=\"_ _1\"></span>ing 18 Eigen vermogen<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1ef h64 y7b4 ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>20 Achte<span class=\"ws11e\">rge<span class=\"_ _1\"></span>stelde schulden)<span class=\"_ _1\"></span>, de 'restricted share<span class=\"_ _1\"></span>'<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">programm<span class=\"_ _0\"></span>a's en de </span></span></span></div>\n<div class=\"t m0 x1ef h64 y7b5 ff49 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">inkoopp<span class=\"_ _0\"></span>rogramm<span class=\"_ _0\"></span>a\u2019s van eig<span class=\"_ _0\"></span>en aandel<span class=\"_ _0\"></span>en (zie toe<span class=\"_ _0\"></span>lichting 18 E<span class=\"_ _0\"></span>igen verm<span class=\"_ _0\"></span>ogen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7b6 ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y7b7 ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 i<span class=\"_ _1\"></span>s de jurid<span class=\"_ _1\"></span>ische struc<span class=\"_ _1\"></span>tuur van Age<span class=\"_ _1\"></span>as als <span class=\"_ _1\"></span><span class=\"ls103\">volgt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xc h78 y7e6 ff51 fs4c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas SA/NV</div>\n<div class=\"t m0 x130 h79 y7ea ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">44.7%</div>\n<div class=\"t m0 x39 h79 y7eb ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Royal Park</div>\n<div class=\"t m0 x11e h79 y7ec ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Investments</div>\n<div class=\"t m0 x15 h79 y7ed ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">SA/NV</div>\n<div class=\"t m0 xc8 h78 y7e5 ff51 fs4c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%<span class=\"fs4d\"> Ageas Insurance International NV</span></div>\n<div class=\"t m0 xab h79 y7e7 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x15e h79 y7e8 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas UK</div>\n<div class=\"t m0 x1f0 h79 y7e9 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ltd.</div>\n<div class=\"t m0 x75 h79 y7f3 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Diverse</div>\n<div class=\"t m0 x119 h79 y7f4 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">participaties in</div>\n<div class=\"t m0 x101 h79 y7f5 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas Asia</div>\n<div class=\"t m0 x119 h7a y7f9 ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">aanwezig in China,</div>\n<div class=\"t m0 x4c h7a y7fa ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Thailand, Maleisi\u00eb, India,</div>\n<div class=\"t m0 x3e h7a y7fb ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Filippijnen, Vietnam,</div>\n<div class=\"t m0 x4c h7a y7fc ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Hong Kong en Singapore</div>\n<div class=\"t m0 x121 h79 y7f3 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Diverse entiteiten</div>\n<div class=\"t m0 x121 h79 y7f4 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">en participaties in</div>\n<div class=\"t m0 xd h79 y7f5 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Continental Europe</div>\n<div class=\"t m0 x6f h7a y7f6 ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">aanwezig in</div>\n<div class=\"t m0 x6e h7a y7f7 ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Portugal, Frankrijk</div>\n<div class=\"t m0 x52 h7a y7f8 ff52 fs4f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">en Turkije</div>\n<div class=\"t m0 xcc h79 y7e7 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">75%</div>\n<div class=\"t m0 xa9 h79 y7e8 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AG Insurance</div>\n<div class=\"t m0 x1f3 h79 y7e9 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">SA/NV</div>\n<div class=\"t m0 xb1 h79 y7ee ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x9d h79 y7ef ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageasfinlux SA</div>\n<div class=\"t m0 x1f1 h79 y7ee ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x8c h79 y7ef ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Goldpark</div>\n<div class=\"t m0 x1f2 h79 y7f0 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">International</div>\n<div class=\"t m0 x1f2 h79 y7f1 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Investments</div>\n<div class=\"t m0 x124 h79 y7f2 ff51 fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">BV</div>\n<div class=\"t m0 x1ef h64 y7c9 ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Volledig ge<span class=\"_ _1\"></span>consolideerde en<span class=\"_ _1\"></span>titeiten <span class=\"_ _1\"></span>van Ageas in<span class=\"_ _1\"></span> Europa zijn<span class=\"_ _1\"></span> <span class=\"lsed ws112\">Ageas UK Ltd.<span class=\"_ _0\"></span> (100%) in het<span class=\"_ _0\"></span> Verenig<span class=\"_ _0\"></span>d </span></div>\n<div class=\"t m0 x1ef h64 y7ca ff49 fs44 fc1c sc0 ls107 ws137\" style=\"z-index: 15;\">Koninkrij<span class=\"_ _1\"></span>k, in<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Por<span class=\"_ _1\"></span>tugal: Millen<span class=\"_ _1\"></span>niumbcp Agea<span class=\"_ _1\"></span>s (51%), M\u00e9di<span class=\"_ _1\"></span>s (100%), Age<span class=\"_ _1\"></span>as Portugal<span class=\"_ _1\"></span> Vida (100%) <span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x1ef h64 y7cb ff49 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _1\"></span>l Seguros (<span class=\"_ _1\"></span>100%) en i<span class=\"_ _1\"></span>n Frankrijk<span class=\"_ _1\"></span>: Ageas Fr<span class=\"_ _1\"></span>ance</div>\n<div class=\"t m0 x90 h76 y7cc ff49 fs4b fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">3</div>\n<div class=\"t m0 x12 h64 y7cd ff49 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">(100%). De voll<span class=\"_ _0\"></span>edige lijst<span class=\"_ _0\"></span> van </span></div>\n<div class=\"t m0 x1ef h64 y7ce ff49 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>mingen bi<span class=\"_ _0\"></span>nnen de reik<span class=\"_ _0\"></span>wijdte v<span class=\"_ _0\"></span>an de Groep wo<span class=\"_ _0\"></span>rdt gepubl<span class=\"_ _0\"></span>iceerd in \u2018<span class=\"_ _0\"></span>Group Pub<span class=\"_ _0\"></span>lic Disclos<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x1ef h64 y7cf ff49 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">QRTs\u2019 d<span class=\"_ _0\"></span>ie kan w<span class=\"_ _0\"></span>orden <span class=\"lsef\">geraadpleegd op de<span class=\"_ _1\"></span> website: <span class=\"fce lsf9 ws124\">h<span class=\"_ _1\"></span>ttps://www.ageas<span class=\"lsef ws113\">.com/investors/quar<span class=\"_ _1\"></span>terly<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y7df ff49 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">results<span class=\"ff4c fc1c ls0 ws0\">.</span></div>\n<div class=\"t m0 x2c h6e y7d3 ff4c fs49 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">3  <span class=\"_ _19f\"> </span>A<span class=\"lsfc ws128\">geas France wordt onder IFRS 5 geclassificeerd als \u201caangehouden voor verkoop\u201d. <span class=\"ws129\">Zie toelichting 3.</span></span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 97px; height: 864px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfLegalStructureExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag311": {
   "value": "Ageas",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag313": {
   "value": "SA/NV",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag307": {
   "value": "Markiesstraat 1, Brussel",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag300": {
   "value": "Belgi\u00eb",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag308": {
   "value": "voert levens-, niet-levensverzekerings- enherverzekeringsactiviteiten uit",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag303": {
   "value": "Europa en Azi\u00eb",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag301": {
   "value": "Ageas SA/NV",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag304": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Sa<span class=\"_ _1\"></span>menv<span class=\"_ _3\"></span>atting van de grondsl<span class=\"_ _1\"></span>agen</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>oor fin<span class=\"_ _1\"></span>an<span class=\"_ _1\"></span>ci\u00eble v<span class=\"_ _3\"></span>e<span class=\"_ _1\"></span>rsl<span class=\"_ _1\"></span>agge<span class=\"_ _3\"></span>ving</div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h75 y799 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De Geconsolideerde Jaarreke<span class=\"_ _0\"></span>ning</div>\n<div class=\"t m0 x2c h75 y79a ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van Ageas over de verslagpe<span class=\"_ _0\"></span>riode</div>\n<div class=\"t m0 x2c h75 y79b ff55 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">2022<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">(\u2018</span>g<span class=\"_ _1\"></span></span>econsolideerde</div>\n<div class=\"t m0 x2c h75 y79c ff55 fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"ls101\">aarrekening\u2019), inclusief alle </span></div>\n<div class=\"t m0 x2c h75 y79d ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toelichtingen, is op<span class=\"_ _0\"></span>gesteld in</div>\n<div class=\"t m0 x2c h75 y79e ff55 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ov<span class=\"ws133\">ereenstemming met de </span></div>\n<div class=\"t m0 x2c h75 y79f ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Financial Reporting</div>\n<div class=\"t m0 x2c h75 y7a0 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Standards (IFRS) die van</div>\n<div class=\"t m0 x2c h75 y7a1 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toepassing zijn <span class=\"ls102 ws132\">op </span>1 januari 202<span class=\"ls0\">2</span><span class=\"ws131\">, </span></div>\n<div class=\"t m0 x2c h75 y7a2 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">zoals gepubliceerd door de</div>\n<div class=\"t m0 x2c h75 y7a3 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Accounting<span class=\"ls0 ws0\"> </span><span class=\"ws132\">S<span class=\"_ _1\"></span>tandards </span></div>\n<div class=\"t m0 x2c h75 y7fd ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Board (IASB) en<span class=\"ls0\"> <span class=\"ls102 ws138\">goedgekeurd door </span></span></div>\n<div class=\"t m0 x2c h75 y7fe ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">de Europese Unie (EU).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 263px; width: 216px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 268px; width: 216px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 273px; width: 216px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y7ff ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y800 ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Raad va<span class=\"_ _0\"></span>n Bestuur v<span class=\"lsef ws11e\">an Ageas heeft deze geconsolide<span class=\"_ _1\"></span>erde jaarrekenin<span class=\"_ _1\"></span>g goedgekeurd<span class=\"_ _1\"></span> voor </span></div>\n<div class=\"t m0 x1ef h64 y801 ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">publicat<span class=\"_ _0\"></span>ie op 28 maart<span class=\"_ _0\"></span> 2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y802 ff56 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y803 ff56 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Grondslagen voor f<span class=\"_ _1\"></span>inanci\u00eble verslaggeving<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y804 ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Deze geconsol<span class=\"_ _1\"></span>ideerde jaar<span class=\"_ _1\"></span>rekening is o<span class=\"_ _1\"></span>pgemaakt <span class=\"ws11e\">op ba<span class=\"_ _1\"></span>sis van dezelfde<span class=\"_ _1\"></span> grondslagen voor financ<span class=\"_ _1\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1ef h64 y805 ff53 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslaggeving <span class=\"_ _1\"></span><span class=\"ws11d\">als dez<span class=\"_ _1\"></span>e die Ageas<span class=\"_ _1\"></span> heeft toege<span class=\"_ _1\"></span>past<span class=\"ls0 ws0\"> </span></span>voor<span class=\"_ _1\"></span> <span class=\"lsed ws112\">de verslag<span class=\"_ _0\"></span>periode di<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"ws111\">eindigde </span>o<span class=\"_ _0\"></span>p 31 </span></div>\n<div class=\"t m0 x1ef h64 y806 ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december 20<span class=\"ls0 ws0\">2<span class=\"_ _1\"></span>1<span class=\"lsf9 ws13b\">, met ui<span class=\"_ _1\"></span>tzond</span></span><span class=\"ws11e\">ering van de wijziging<span class=\"_ _1\"></span>en opgenomen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">in <span class=\"lsee ws112\">sectie<span class=\"ls0 ws0\"> </span></span>2.2<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>hieronder<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y807 ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1ef h64 y808 ff53 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"lsef ws11d\">ze geconsolideer<span class=\"_ _1\"></span>de jaarreken<span class=\"_ _1\"></span>ing is opgemaa<span class=\"_ _1\"></span>kt in de <span class=\"_ _1\"></span>veronderstelli<span class=\"_ _1\"></span>ng van <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ws11e\">continu\u00eftei<span class=\"_ _1\"></span>t van de </span></span></span></div>\n<div class=\"t m0 x1ef h64 y809 ff53 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsvoeri<span class=\"ws11e\">n<span class=\"_ _1\"></span>g (\u2018going concern\u2019<span class=\"_ _1\"></span>) en <span class=\"ws11d\">is opges<span class=\"_ _1\"></span>teld in euro\u2019<span class=\"_ _1\"></span>s, de fun<span class=\"_ _1\"></span>ctionele valu<span class=\"_ _1\"></span>ta van de </span></span></div>\n<div class=\"t m0 x1ef h64 y80a ff53 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">moedermaatschapp<span class=\"_ _1\"></span>ij van Ageas.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>lle bedragen<span class=\"_ _1\"></span> zijn afger<span class=\"_ _1\"></span>ond naar he<span class=\"_ _1\"></span>t dichtstbij<span class=\"_ _1\"></span>zijnde miljoen<span class=\"_ _1\"></span>, tenzij </span></div>\n<div class=\"t m0 x1ef h64 y80b ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders aang<span class=\"_ _1\"></span>egeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 61px; width: 483px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 66px; width: 483px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1ef h64 y80c ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y80d ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Activa en p<span class=\"_ _0\"></span>assiva op<span class=\"_ _0\"></span>genomen i<span class=\"_ _0\"></span>n het overzic<span class=\"_ _0\"></span>ht van de fi<span class=\"_ _0\"></span>nanci\u00eble po<span class=\"_ _0\"></span>sitie <span class=\"lsef ws11d\">van Ageas hebben<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h64 y80e ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewoon<span class=\"_ _0\"></span>lijk een loo<span class=\"_ _0\"></span>ptijd van m<span class=\"_ _0\"></span>eer dan 12<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">maanden, met u<span class=\"_ _1\"></span>itzondering <span class=\"_ _1\"></span>van geldmiddelen<span class=\"_ _1\"></span> en </span></span></div>\n<div class=\"t m0 x1ef h64 y80f ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasequi<span class=\"_ _0\"></span>valent<span class=\"_ _0\"></span>en, herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gs<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en overig<span class=\"_ _1\"></span>e vorderingen<span class=\"_ _1\"></span>, overlopende rente en<span class=\"_ _1\"></span> overige activa,<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef h64 y810 ff53 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betr<span class=\"_ _0\"></span>ekking t<span class=\"_ _0\"></span>ot verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten <span class=\"ls10b ws13d\">in <span class=\"ls0 ws0\">N<span class=\"ls107 ws13e\">iet</span>-</span></span><span class=\"ws111\">leven, <span class=\"lsef ws11e\">sommige schuld<span class=\"_ _1\"></span>en zoals </span></span></div>\n<div class=\"t m0 x1ef h64 y811 ff53 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopovere<span class=\"_ _0\"></span>enkoms<span class=\"_ _0\"></span>ten van ef<span class=\"_ _0\"></span>fecten,<span class=\"_ _0\"></span> <span class=\"ws112\">overlo<span class=\"_ _0\"></span>pende ren<span class=\"_ _0\"></span>te en overig<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen e<span class=\"_ _0\"></span>n actuele </span></div>\n<div class=\"t m0 x1ef h64 y812 ff53 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">belas<span class=\"lsef ws11d\">tingvorderingen en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>schuld<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 492px; height: 181px; width: 483px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x1ef h64 y813 ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y814 ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>standaarden d<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span>zijn <span class=\"_ _1\"></span>toegepast voo<span class=\"_ _1\"></span>r de waarder<span class=\"_ _1\"></span>ing<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van de activa en </span></span></div>\n<div class=\"t m0 x1ef h64 y815 ff53 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen z<span class=\"_ _0\"></span>ijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y816 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11d\">IAS<span class=\"_ _1\"></span> 1 voor<span class=\"_ _1\"></span> de presen<span class=\"_ _1\"></span>tatie van de <span class=\"_ _1\"></span>jaarrekening<span class=\"_ _1\"></span>;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y817 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws11d\">IAS 16 voor mat<span class=\"_ _0\"></span>eri\u00eble v<span class=\"_ _0\"></span>aste act<span class=\"_ _0\"></span>iva;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y818 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 19 voor <span class=\"lsef ws113\">personeelsbelo<span class=\"_ _1\"></span>ningen;</span></span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y819 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 23 voor financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten (le<span class=\"_ _0\"></span>ningen);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y81a ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11e\">IAS<span class=\"_ _1\"></span> 28 voor investe<span class=\"_ _1\"></span>ringen in geassocieer<span class=\"_ _1\"></span>de deelneminge<span class=\"_ _1\"></span>n en joint ventures<span class=\"_ _1\"></span>;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y81b ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 32 voor financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws111\">present<span class=\"_ _0\"></span>atie; <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y81c ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11e\">IAS<span class=\"_ _1\"></span> 36 voor bijzond<span class=\"_ _1\"></span>ere waardevermind<span class=\"_ _1\"></span>ering van activa<span class=\"_ _1\"></span>;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y81d ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 38 voor immater<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y81e ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IAS 39 voor financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten <span class=\"ls0 ws0\">\u2013 <span class=\"lsef ws11d\">opname en waa<span class=\"_ _1\"></span>rdering;</span> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y81f ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws11d\">IAS 40 voor vas<span class=\"_ _0\"></span>tgoedbel<span class=\"_ _0\"></span>eggin<span class=\"_ _0\"></span>gen;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y820 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IFRS 3 voor bedrijf<span class=\"_ _0\"></span>scombi<span class=\"_ _0\"></span>naties;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y821 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11e\">IF<span class=\"_ _1\"></span>RS 4 voor verzeker<span class=\"_ _1\"></span>ingscontrac<span class=\"_ _1\"></span>ten;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y822 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IFRS 7 voor financi<span class=\"_ _0\"></span>\u00eble instrum<span class=\"_ _0\"></span>enten <span class=\"ls0 ws0\">- </span><span class=\"ws111\">inform<span class=\"_ _0\"></span>atiever<span class=\"_ _0\"></span>schaffi<span class=\"_ _0\"></span>ng;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 y823 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 ls10c ws13f\">I<span class=\"_ _1\"></span>FRS 8 <span class=\"_ _1\"></span>vo<span class=\"lsef ws11d\">or operati<span class=\"_ _1\"></span>onele segment<span class=\"_ _1\"></span>en;</span></span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y824 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11e\">IF<span class=\"_ _1\"></span>RS 10 voor de gecons<span class=\"_ _1\"></span>olideerde jaarre<span class=\"_ _1\"></span>kening;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y825 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IFRS 12 voor inform<span class=\"_ _0\"></span>atievers<span class=\"_ _0\"></span>chaffin<span class=\"_ _0\"></span>g over bela<span class=\"_ _0\"></span>ngen in ande<span class=\"_ _0\"></span>re entite<span class=\"_ _0\"></span>iten;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y826 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsef ws11d\">IF<span class=\"_ _1\"></span>RS 13 voor<span class=\"_ _1\"></span> waardering<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde;</span><span class=\"ff53\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y827 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws11d\">IFRS 15 voor o<span class=\"_ _0\"></span>pbrengst<span class=\"_ _0\"></span>en van c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met kl<span class=\"_ _0\"></span>anten<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y828 ff57 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff58\"> <span class=\"_ _3f\"> </span><span class=\"ff53 lsed ws112\">IFRS 16 voo<span class=\"lsef ws11e\">r leaseovereenkoms<span class=\"_ _1\"></span>ten.</span></span><span class=\"ff53\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 144px; height: 817px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff5d fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff5d fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Wijzigingen in <span class=\"_ _1\"></span><span class=\"ls10d ws141\">de <span class=\"ls10e ws142\">grondslagen voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h7b y830 ff5d fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">vers<span class=\"_ _1\"></span>lagg<span class=\"_ _1\"></span>eving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y831 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft vanaf 1 janu<span class=\"_ _0\"></span>ari 2022 d<span class=\"_ _0\"></span>e bepaling<span class=\"_ _0\"></span>en in IAS 29 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y832 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslaggeving in<span class=\"_ _1\"></span> economie\u00ebn met hyp<span class=\"_ _1\"></span>erinflatie\u2019 toeg<span class=\"_ _1\"></span>epast voor de</div>\n<div class=\"t m0 x2c h64 y833 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">jaarrekeningen<span class=\"_ _1\"></span> van zijn<span class=\"_ _1\"></span> Turkse deel<span class=\"_ _1\"></span>nemingen \u2018Ak<span class=\"_ _1\"></span>sigorta\u2019 en<span class=\"_ _1\"></span> \u2018AgeSA\u2019. De</div>\n<div class=\"t m0 x2c h64 y834 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">impact hi<span class=\"_ _0\"></span>ervan is toe<span class=\"_ _0\"></span>gelicht in s<span class=\"_ _0\"></span>ectie 2.7<span class=\"_ _0\"></span> hieronde<span class=\"_ _0\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y835 ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Wijzigi<span class=\"_ _0\"></span>ngen in de IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaarden<span class=\"_ _1\"></span> in</span> </span>de huidige </span></span></div>\n<div class=\"t m0 xd1 h64 y836 ff5b fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y837 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Nieuwe of herziene<span class=\"_ _1\"></span> IFRS<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">s<span class=\"_ _1\"></span>ta</span></span><span class=\"ws113\">ndaarden<span class=\"lsed ws11d\">, interpretat<span class=\"_ _0\"></span>ies <span class=\"lsef ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x2c h64 y838 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> in in<span class=\"_ _1\"></span>terpretaties<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">ervan</span></span>, die voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y839 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de eerst<span class=\"_ _0\"></span>e keer v<span class=\"_ _0\"></span>an toepas<span class=\"_ _0\"></span>sing w<span class=\"_ _0\"></span>erden in <span class=\"_ _0\"></span>de versl<span class=\"_ _0\"></span>agperi<span class=\"_ _0\"></span>ode <span class=\"ws111\">die </span></div>\n<div class=\"t m0 x2c h64 y83a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">begonnen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">is op 1 januari <span class=\"ws11d\">2022<span class=\"_ _1\"></span>, en die <span class=\"_ _1\"></span>zijn goedge<span class=\"_ _1\"></span>keurd door<span class=\"_ _1\"></span> de EU, </span></span></div>\n<div class=\"t m0 x2c h64 y83b ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hadden ge<span class=\"_ _0\"></span>en signif<span class=\"_ _0\"></span>icante inv<span class=\"_ _0\"></span>loed op de toe<span class=\"_ _0\"></span>gepaste g<span class=\"_ _0\"></span>rondsla<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 y83c ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span> noch op h<span class=\"_ _1\"></span>et geconsol<span class=\"_ _1\"></span>ideerde overz<span class=\"_ _1\"></span>icht van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y83d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>positie en <span class=\"_ _1\"></span><span class=\"ws113\">op de <span class=\"_ _1\"></span>geconsolideerde <span class=\"_ _1\"></span><span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></div>\n<div class=\"t m0 x2c h64 y83e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Age<span class=\"ws11e\">as van<span class=\"_ _1\"></span> 2022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y83f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y840 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ten gevol<span class=\"_ _0\"></span>ge van de Cov<span class=\"_ _0\"></span>id pandemi<span class=\"_ _0\"></span>e, heeft de I<span class=\"_ _0\"></span>ASB in mei 20<span class=\"_ _0\"></span>20</div>\n<div class=\"t m0 x2c h64 y841 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen gep<span class=\"_ _1\"></span>ubliceerd in<span class=\"_ _1\"></span> IFRS 16 \u2018Covid<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 gerelateerd<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y842 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huurtoegevinge<span class=\"_ _1\"></span>n\u2019. <span class=\"ws11d\">De w<span class=\"_ _1\"></span>ijzigingen vo<span class=\"_ _1\"></span>orzien in<span class=\"_ _1\"></span> een vrijstell<span class=\"_ _1\"></span>ing voor </span></div>\n<div class=\"t m0 x2c h64 y843 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">huurders om <span class=\"_ _1\"></span>te beoordelen<span class=\"_ _1\"></span> of huur<span class=\"_ _1\"></span>toegevingen, d<span class=\"_ _1\"></span>ie een dire<span class=\"_ _1\"></span>ct gevolg</div>\n<div class=\"t m0 x2c h64 y844 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zijn van de Covid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">19 pand<span class=\"_ _1\"></span>emie en die<span class=\"_ _1\"></span> resulteren <span class=\"_ _1\"></span>in een verm<span class=\"_ _1\"></span>indering </span></div>\n<div class=\"t m0 x2c h64 y845 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verschuldigde<span class=\"_ _1\"></span> huurbedragen <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> 30 juni <span class=\"_ _1\"></span>2021, moe<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x2c h64 y846 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden aanzien als<span class=\"_ _1\"></span> een wijziging van d<span class=\"_ _1\"></span>e huurovereenkom<span class=\"_ _1\"></span>st. <span class=\"lsed ws11d\">In maart </span></div>\n<div class=\"t m0 x2c h64 y847 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021<span class=\"ls0 ws0\">, <span class=\"lsed ws112\">heeft de IASB de vrijs<span class=\"_ _0\"></span>telling i<span class=\"_ _0\"></span>n dez<span class=\"ws11d\">e wijz<span class=\"_ _0\"></span>iginge<span class=\"_ _0\"></span>n verleng<span class=\"_ _0\"></span>d voor </span></span></span></div>\n<div class=\"t m0 x2c h64 y848 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschuldigd<span class=\"_ _1\"></span>e huurbedragen<span class=\"_ _1\"></span> tot en<span class=\"_ _1\"></span> met 30 juni<span class=\"_ _1\"></span> 2022. Omda<span class=\"_ _1\"></span>t Ageas nie<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y849 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft gen<span class=\"_ _0\"></span>oten van huu<span class=\"_ _0\"></span>rtoegev<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e een <span class=\"ws111\">direct <span class=\"ws11d\">gev<span class=\"_ _0\"></span>olg zij<span class=\"_ _0\"></span>n van de </span></span></div>\n<div class=\"t m0 x2c h64 y84a ff5b fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 pandemi<span class=\"_ _0\"></span>e, die zoude<span class=\"_ _0\"></span>n result<span class=\"_ _0\"></span>eren in een wij<span class=\"_ _0\"></span>ziging va<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x2c h64 y84b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huurovereenkom<span class=\"_ _1\"></span>st<span class=\"ws11d\">, hadden<span class=\"_ _1\"></span> d<span class=\"lsed ws112\">eze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n impact<span class=\"_ _0\"></span> op het huidig<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y84c ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en <span class=\"ws111\">op <span class=\"lsef ws113\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y84d ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\"> <span class=\"ls103 ws11d\">win<span class=\"_ _1\"></span>st</span>- <span class=\"_ _1\"></span><span class=\"lsed ws11d\">en verli<span class=\"_ _0\"></span>esreke<span class=\"_ _0\"></span>ning van <span class=\"_ _0\"></span>Ageas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y84e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y84f ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Om te vo<span class=\"_ _0\"></span>ldoen aa<span class=\"_ _0\"></span>n nieuwe <span class=\"_ _0\"></span>reglem<span class=\"_ _0\"></span>entaire v<span class=\"_ _0\"></span>oorschrif<span class=\"_ _0\"></span>ten e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y850 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktbehoeften<span class=\"_ _1\"></span>, ondergaan d<span class=\"_ _1\"></span>e renteben<span class=\"_ _1\"></span>chmar<span class=\"lsed ws112\">ks die in de fina<span class=\"_ _0\"></span>nci\u00eble </span></div>\n<div class=\"t m0 x2c h64 y851 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markt wor<span class=\"_ _0\"></span>den gebruik<span class=\"_ _0\"></span>t als refe<span class=\"_ _0\"></span>rentiev<span class=\"_ _0\"></span>oet voor de b<span class=\"_ _0\"></span>epaling van</div>\n<div class=\"t m0 x2c h64 y852 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">interes<span class=\"_ _0\"></span>tvoete<span class=\"_ _0\"></span>n en betalin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een grondige herv<span class=\"_ _1\"></span>orming en </span></span></div>\n<div class=\"t m0 x2c h64 y853 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>e. Als gevo<span class=\"_ _0\"></span>lg van deze he<span class=\"_ _0\"></span>rvormi<span class=\"_ _0\"></span>ng kunnen s<span class=\"_ _0\"></span>ommige bes<span class=\"_ _0\"></span>taand<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y854 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rentebenchmar<span class=\"_ _1\"></span>ks, zoals<span class=\"_ _1\"></span> Eonia en Libo<span class=\"_ _1\"></span>r, worden opg<span class=\"_ _1\"></span>eheven<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y855 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> een nieuwe rentebenchm<span class=\"_ _1\"></span>ark<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y856 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y857 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gec<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>eerde jaa<span class=\"_ _0\"></span>rrekeni<span class=\"_ _0\"></span>ng op 31 decem<span class=\"_ _0\"></span>ber 2022 o<span class=\"_ _0\"></span>mvat een</div>\n<div class=\"t m0 x2c h64 y858 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nominaal bedrag<span class=\"_ _1\"></span> aan derivaten die<span class=\"_ _1\"></span> worden gebruik<span class=\"_ _1\"></span>t in</div>\n<div class=\"t m0 x2c h64 y859 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsrel<span class=\"_ _0\"></span>aties en <span class=\"ws112\">die geli<span class=\"_ _0\"></span>nkt zijn aan d<span class=\"_ _0\"></span>e EURIB<span class=\"_ _0\"></span>OR voor EUR 632 </span></div>\n<div class=\"t m0 x2c h64 y85a ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">milj<span class=\"lsef ws11d\">oen en<span class=\"_ _1\"></span> een nominaal<span class=\"_ _1\"></span> bedrag aa<span class=\"_ _1\"></span>n achterges<span class=\"_ _1\"></span>telde schuld<span class=\"_ _1\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y85b ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rentevoet, e<span class=\"_ _1\"></span>veneens gelin<span class=\"_ _1\"></span>kt aan de E<span class=\"_ _1\"></span>URIBOR<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws112\">voor EUR 2<span class=\"_ _0\"></span>10 </span></span></div>\n<div class=\"t m0 x2c h64 y85c ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen<span class=\"_ _1\"></span>. <span class=\"lsef ws11d\">De EURIBO<span class=\"_ _1\"></span>R is in <span class=\"_ _1\"></span>2019 succesvo<span class=\"_ _1\"></span>l hervormd naa<span class=\"_ _1\"></span>r een hybri<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y85d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode e<span class=\"_ _0\"></span>n zal naar ve<span class=\"_ _0\"></span>rwachti<span class=\"_ _0\"></span>ng blijven b<span class=\"_ _0\"></span>estaan i<span class=\"_ _0\"></span>n de nabije to<span class=\"ls103 ws11d\">ekomst. </span></div>\n<div class=\"t m0 x2c h64 y85e ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bijgevo<span class=\"_ _0\"></span>lg hadde<span class=\"_ _0\"></span>n de twe<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen in I<span class=\"_ _0\"></span>FRS 9, I<span class=\"_ _0\"></span>AS 39, I<span class=\"_ _0\"></span>FRS 7, IFR<span class=\"_ _0\"></span>S 4</div>\n<div class=\"t m0 x2c h64 y85f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en IFRS 16 \u2018Re<span class=\"_ _0\"></span>ntebenc<span class=\"_ _0\"></span>hmarkh<span class=\"_ _0\"></span>ervormi<span class=\"_ _0\"></span>ng\u2019, die de I<span class=\"_ _0\"></span>ASB heeft</div>\n<div class=\"t m0 x2c h64 y860 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2019 en <span class=\"_ _1\"></span>in augustu<span class=\"_ _1\"></span>s 2020, geen<span class=\"_ _1\"></span> impact op</div>\n<div class=\"t m0 x2c h64 y861 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het huid<span class=\"_ _0\"></span>ige gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"lsef\">le positie en </span><span class=\"ws111\">op <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 y862 ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening van Ageas<span class=\"_ _1\"></span>.</span> </span></div>\n<div class=\"t m0 x2c h64 y863 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y864 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas blijf<span class=\"_ _1\"></span>t de ontwi<span class=\"_ _1\"></span>kkelingen rond<span class=\"_ _1\"></span> de renteben<span class=\"_ _1\"></span>chmarkhervormingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y865 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opvolgen.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">O<span class=\"_ _1\"></span>mdat de EUR<span class=\"_ _1\"></span>IBOR kan op<span class=\"_ _1\"></span>houden te b<span class=\"_ _1\"></span>estaan in d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y866 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>, worden alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieven opge<span class=\"_ _0\"></span>nomen in ni<span class=\"_ _0\"></span>euwe cont<span class=\"_ _0\"></span>racten, om<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y867 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de contin<span class=\"_ _0\"></span>u\u00efteit van de<span class=\"_ _0\"></span>ze contr<span class=\"_ _0\"></span>acten te gar<span class=\"_ _0\"></span>anderen in d<span class=\"_ _0\"></span>e situatie d<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x2c h64 y868 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EURIBOR ophoud<span class=\"_ _1\"></span>t te bestaan<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y869 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y86a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Naast<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de wijzigin<span class=\"_ _0\"></span>gen <span class=\"lsef ws113\">opgenomen </span>hierboven,<span class=\"_ _0\"></span> werde<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1d h64 y86b ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herzien<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarden, interpre<span class=\"_ _1\"></span>taties </span></span><span class=\"ws111\">ervan </span>en wij<span class=\"_ _0\"></span>zingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y86c ff5b fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">s<span class=\"_ _1\"></span>tandaarden e<span class=\"_ _1\"></span>n interpret<span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ties <span class=\"_ _1\"></span></span><span class=\"ws113\">ervan <span class=\"_ _1\"></span></span><span class=\"lsed\">effect<span class=\"_ _0\"></span>ief voor v<span class=\"_ _0\"></span>erslagp<span class=\"_ _0\"></span>eriode<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 y86d ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">op<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2022<span class=\"ls0 ws0\"> </span><span class=\"lsed\">of later</span><span class=\"ws11e\">. Geen van deze wijziginge<span class=\"_ _1\"></span>n had </span></span></span></div>\n<div class=\"t m0 x1d h64 y86e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een significan<span class=\"_ _1\"></span>te impact op het hui<span class=\"_ _1\"></span>dige geconsolide<span class=\"_ _1\"></span>erde overzich<span class=\"_ _1\"></span>t van de</div>\n<div class=\"t m0 x1d h64 y86f ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"ws113\">en<span class=\"ls0 ws0\"> </span>op<span class=\"_ _1\"></span> de gecon<span class=\"_ _1\"></span>solideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></span>en verliesr<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x1d h64 y870 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y871 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 16 <span class=\"_ _0\"></span>\u2018Materi<span class=\"_ _0\"></span>\u00eble vast<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> \u2013 </span><span class=\"lsef\">opbrengsten v<span class=\"_ _1\"></span>\u00f3\u00f3r </span></span></span></div>\n<div class=\"t m0 x69 h64 y872 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruik\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y873 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 37:<span class=\"_ _0\"></span> \u2018Verli<span class=\"_ _0\"></span>eslaten<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten<span class=\"ls0 ws0\"> \u2013 </span><span class=\"ws112\">kost van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y874 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitvoe<span class=\"_ _0\"></span>ring van een c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y875 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws112\">Wijzigingen in IF<span class=\"_ _0\"></span>RS 3: \u2018Refe<span class=\"_ _0\"></span>renties n<span class=\"_ _0\"></span>aar het raam<span class=\"_ _0\"></span>werk voor d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x69 h64 y876 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opstelling en<span class=\"_ _1\"></span> presentatie van ja<span class=\"_ _1\"></span>arrekeningen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y877 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws112\">Jaarlijkse ver<span class=\"_ _0\"></span>betering<span class=\"_ _0\"></span>en aan de IFRS<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarden<span class=\"_ _1\"></span> (cyclus 2018</span>-</span></span></span></div>\n<div class=\"t m0 x69 h64 y878 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">2020): w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>gen in IF<span class=\"_ _0\"></span>RS 1 \u2018Ee<span class=\"_ _0\"></span>rste to<span class=\"_ _0\"></span>epassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y879 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">standa<span class=\"_ _0\"></span>arden\u2019, wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen in IFRS 9 \u2018<span class=\"_ _0\"></span>Financi<span class=\"_ _0\"></span>\u00eble instrum<span class=\"_ _0\"></span>enten\u2019,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 y87a ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen aan<span class=\"_ _1\"></span> de <span class=\"ws11d\">voorbeelden<span class=\"_ _1\"></span> horende bij<span class=\"_ _1\"></span> IFRS 16 </span></div>\n<div class=\"t m0 x69 h64 y87b ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Leaseovereen<span class=\"_ _1\"></span>komsten\u2019 en <span class=\"_ _1\"></span>wijzigingen in<span class=\"_ _1\"></span> IAS 41 \u2018L<span class=\"_ _1\"></span>andbouw\u2019.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h64 y87c ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Toekomstige wi<span class=\"_ _1\"></span>jzigingen <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ls106 ws136\">IFRS</span></span></span>-<span class=\"lsef ws113\">s<span class=\"_ _1\"></span>tandaarden</span> </span></div>\n<div class=\"t m0 x1d h64 y87d ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of herzi<span class=\"_ _0\"></span>ene IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarde<span class=\"_ _1\"></span>n, interpretaties<span class=\"_ _1\"></span> <span class=\"ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x1d h64 y87e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> interpr<span class=\"lsed ws111\">etaties ervan <span class=\"ws11d\">wor<span class=\"_ _0\"></span>den van </span></span></span></div>\n<div class=\"t m0 x1d h64 y87f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kracht voo<span class=\"_ _0\"></span>r versla<span class=\"_ _0\"></span>gperiod<span class=\"_ _0\"></span>es die begi<span class=\"_ _0\"></span>nnen op 1 janu<span class=\"_ _0\"></span>ari 2023 of lat<span class=\"_ _0\"></span>er.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y880 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y881 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft geen IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">standaard<span class=\"_ _1\"></span>en, interpre<span class=\"_ _1\"></span>tatie<span class=\"ls0 ws0\">s </span><span class=\"ws113\">e<span class=\"_ _1\"></span>rvan </span>en<span class=\"_ _1\"></span> wijzigingen </span></div>\n<div class=\"t m0 x1d h64 y882 ff5b fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws113\">de <span class=\"ls106 ws136\">IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span><span class=\"ws11d\">stand<span class=\"_ _1\"></span>aarden en i<span class=\"_ _1\"></span>nterpretaties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>ervan<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">toege<span class=\"_ _1\"></span>past die<span class=\"_ _1\"></span> zijn </span></span></div>\n<div class=\"t m0 x1d h64 y883 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepubl<span class=\"_ _0\"></span>iceerd doo<span class=\"_ _0\"></span>r de IASB maa<span class=\"_ _0\"></span>r die nog niet ef<span class=\"_ _0\"></span>fectief<span class=\"_ _0\"></span> zijn of <span class=\"ws111\">die </span>nog niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y884 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn goedgek<span class=\"_ _1\"></span>eurd door<span class=\"_ _1\"></span> de EU.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y885 ff5b fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsef ws11e\">Verlenging van de<span class=\"_ _1\"></span> tijdelijke vrij<span class=\"_ _1\"></span>stelling van de toe<span class=\"_ _1\"></span>passing van </span></span></div>\n<div class=\"t m0 xe2 h64 y886 ff5b fs44 fc1d sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"ls107 ws135\">Wi<span class=\"_ _1\"></span>jzigingen<span class=\"_ _1\"></span> in</span> <span class=\"ls106 ws145\">IFRS<span class=\"_ _1\"></span> 4</span>  </span></div>\n<div class=\"t m0 x1d h64 y887 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t <span class=\"lsef ws11e\">de standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS 9<span class=\"_ _1\"></span> \u2018F</span></span><span class=\"ws11d\">inanci\u00ebl<span class=\"_ _1\"></span>e instrumenten\u2019<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y888 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gepubliceerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">in juli <span class=\"_ _1\"></span>2014 <span class=\"lsed ws111\">en </span>de E<span class=\"_ _1\"></span>U heeft <span class=\"ls106 ws145\">I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\"> </span></span></span>goe<span class=\"_ _1\"></span>dgekeurd<span class=\"ls0 ws0\"> <span class=\"ls10b ws13d\">in </span></span></div>\n<div class=\"t m0 x1d h64 y889 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2016<span class=\"_ _1\"></span>. Ondanks da<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IFRS 9 van<span class=\"_ _1\"></span> toepassing is voo<span class=\"_ _1\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y88a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslag<span class=\"ws11d\">periode<span class=\"_ _1\"></span>s die beg<span class=\"_ _1\"></span>innen op 1 <span class=\"_ _1\"></span>januari 201<span class=\"_ _1\"></span>8<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">of later<span class=\"ls105 ws135\">, <span class=\"ls10b ws13d\">blijft</span></span></span> </span></span>Ageas<span class=\"ls0 ws0\"> </span>de</div>\n<div class=\"t m0 x1d h64 y88b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">IAS 39 \u2018F<span class=\"lsed\">inanci\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsef\">opname en<span class=\"_ _1\"></span> waarderin<span class=\"ls0 ws0\">g<span class=\"_ _1\"></span>\u2019 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88c ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassen<span class=\"lsf9 ws124\">. </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>geas zal <span class=\"_ _1\"></span><span class=\"ws11e\">de standaard IFRS<span class=\"_ _1\"></span> 9 voor <span class=\"lsed ws112\">de eerste keer<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassen <span class=\"_ _1\"></span>vanaf 1 janu<span class=\"_ _1\"></span>ari 2023. <span class=\"ws11e\">O<span class=\"_ _1\"></span>nderstaande paragra<span class=\"_ _1\"></span>fen <span class=\"ws113\">verklaren<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y88e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarom Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws113\">ondertussen<span class=\"_ _1\"></span> </span>de standa<span class=\"_ _1\"></span>ard<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IAS 39 <span class=\"ls10b ws124\">is blijven<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">toepassen<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x1d h64 y88f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y890 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het feit dat A<span class=\"_ _0\"></span>geas de stan<span class=\"_ _0\"></span>daard IA<span class=\"_ _0\"></span>S 39 blijft toe<span class=\"_ _0\"></span>passen is<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in lijn met de </span></span></div>\n<div class=\"t m0 x1d h64 y891 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4. De IASB heeft ini<span class=\"_ _1\"></span>tieel wijzigingen<span class=\"_ _1\"></span> in dit verband</div>\n<div class=\"t m0 x1d h64 y892 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2016 (welke<span class=\"_ _1\"></span> zijn goedg<span class=\"_ _1\"></span>ekeurd door <span class=\"_ _1\"></span>de EU in</div>\n<div class=\"t m0 x1d h64 y893 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2017)<span class=\"_ _1\"></span> en hee<span class=\"_ _1\"></span>ft in juni<span class=\"_ _1\"></span> 2020 herbe<span class=\"_ _1\"></span>vestigd dat<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y894 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingsondernemingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de initi\u00eble toepa<span class=\"_ _1\"></span>s</span></span><span class=\"ws112\">singsdat<span class=\"_ _0\"></span>um van de </span></div>\n<div class=\"t m0 x1d h64 y895 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaarden <span class=\"_ _1\"></span>IFRS 9 \u2018Fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten\u2019 en <span class=\"_ _1\"></span>IFRS 17</div>\n<div class=\"t m0 x1d h64 y896 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 <span class=\"_ _1\"></span>kunnen aligneren<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span><span class=\"lsed\">via de publi<span class=\"_ _0\"></span>catie van <span class=\"_ _0\"></span><span class=\"ws111\">de </span></span></div>\n<div class=\"t m0 x1d h64 y897 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4 \u2018Verlenging<span class=\"_ _1\"></span> van de tijdelijke v<span class=\"_ _1\"></span>rijstelling van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y898 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9\u2019. De EU he<span class=\"_ _0\"></span>eft deze w<span class=\"lsef ws11d\">ijzigingen goedgekeurd <span class=\"_ _1\"></span>in </span></div>\n<div class=\"t m0 x1d h64 y899 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december 2020<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y89a ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y89b ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wijzigingen<span class=\"_ _1\"></span> in IFRS 4 bieden twee a<span class=\"_ _1\"></span>lternatieven om<span class=\"_ _1\"></span> het effect van de</div>\n<div class=\"t m0 x1d h64 y89c ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> toepassingsdata van<span class=\"_ _1\"></span> de standaarden IF<span class=\"_ _1\"></span>RS 9 (2018) en</div>\n<div class=\"t m0 x1d h64 y89d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 (20<span class=\"_ _0\"></span>23) tot een mi<span class=\"_ _0\"></span>nimum te be<span class=\"_ _0\"></span>perken. D<span class=\"_ _0\"></span>eze alter<span class=\"_ _0\"></span>natieven z<span class=\"_ _0\"></span>ijn de</div>\n<div class=\"t m0 x1d h64 y89e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2018<span class=\"lsef ws113\">overlapp<span class=\"_ _1\"></span>ingsbenadering</span>\u2019<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">en de<span class=\"_ _1\"></span> </span>\u2018<span class=\"ls107 ws137\">tijde<span class=\"_ _1\"></span>lijke vrij<span class=\"_ _1\"></span><span class=\"lsef ws11d\">stelling <span class=\"_ _1\"></span>van de toepas<span class=\"_ _1\"></span>sing </span></span></div>\n<div class=\"t m0 x1d h64 y89f ff5b fs44 fc14 sc0 ls106 ws140\" style=\"z-index: 15;\">van I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tijd<span class=\"_ _0\"></span>elijke vr<span class=\"_ _0\"></span>ijstell<span class=\"_ _0\"></span>ing van de t<span class=\"_ _0\"></span>oepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 is<span class=\"_ _0\"></span> een opt<span class=\"_ _0\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y8a6 ff61 fs44 fc14 sc0 ls10b ws135\" style=\"z-index: 15;\">tijdelijk<span class=\"_ _0\"></span>e vrijste<span class=\"_ _0\"></span>lling<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de toepassing van<span class=\"_ _1\"></span> IFRS 9 voor verslagper<span class=\"_ _1\"></span>iodes </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff61 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2023<span class=\"lsf9 ws124\">, </span></span>v<span class=\"_ _1\"></span>oor<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">onderne<span class=\"_ _1\"></span>mingen die<span class=\"_ _1\"></span> overwegend </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en uitgeve<span class=\"_ _0\"></span>n die vallen b<span class=\"_ _0\"></span>innen het</div>\n<div class=\"t m0 x2c h64 y8a9 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied van de standaard<span class=\"_ _1\"></span> IFRS 4 \u2018Verzekering<span class=\"_ _1\"></span>scontracten\u2019<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8aa ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft op de refe<span class=\"_ _0\"></span>rentied<span class=\"_ _0\"></span>atum van 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>15 nagega<span class=\"_ _0\"></span>an of</div>\n<div class=\"t m0 x2c h64 y8ab ff61 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">zijn<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">a<span class=\"_ _1\"></span>ctiviteiten o<span class=\"_ _1\"></span>verwegend verban<span class=\"_ _1\"></span>d houden <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en <span class=\"lsef ws113\">concludeerde<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">in aanmerk<span class=\"_ _0\"></span>ing te kome<span class=\"_ _0\"></span>n voor </span></div>\n<div class=\"t m0 x2c h64 y8ad ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toepa<span class=\"_ _0\"></span>ssing v<span class=\"_ _0\"></span>an de tij<span class=\"_ _0\"></span>delijk<span class=\"_ _0\"></span>e vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS<span class=\"_ _0\"></span> 9.</div>\n<div class=\"t m0 x2c h64 y8ae ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van <span class=\"ws113\">de <span class=\"_ _1\"></span></span>verplichtingen <span class=\"_ _1\"></span>van Ageas</span><span class=\"ff61\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">die voo<span class=\"_ _0\"></span>rtvloeie<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit contrac<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die vallen binn<span class=\"_ _0\"></span>en het toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>gebied van I<span class=\"_ _0\"></span>FRS 4 </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff61 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> <span class=\"ls10a ws13c\">was<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in vergel<span class=\"_ _0\"></span>ijking m<span class=\"_ _0\"></span>et de t<span class=\"_ _0\"></span>otale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van alle </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsed ws112\">Het percentage va<span class=\"_ _0\"></span>n de totale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van de met </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> verplichtingen<span class=\"lsed ws112\">, ten opzichte va<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totale b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de van alle ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen van Age<span class=\"_ _0\"></span>as, hoger <span class=\"ls10c ws13b\">was<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan 90 pro<span class=\"_ _1\"></span>cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8b8 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>de analyse<span class=\"_ _1\"></span> of <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">acti<span class=\"_ _1\"></span>viteiten overwegend<span class=\"_ _1\"></span> verband houden </span></div>\n<div class=\"t m0 x1d h64 y8b9 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met verzeker<span class=\"_ _1\"></span>ingen niet o<span class=\"_ _1\"></span>pnieuw ui<span class=\"_ _1\"></span>tgevoerd op <span class=\"_ _1\"></span>een latere<span class=\"_ _1\"></span> datum<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">omdat </span></span></div>\n<div class=\"t m0 x1d h64 y8ba ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er geen subst<span class=\"_ _0\"></span>anti\u00eb<span class=\"_ _0\"></span>le veran<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">ringen hebben <span class=\"_ _1\"></span>plaatsgevonden<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x1d h64 y8bb ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>, welke een<span class=\"_ _1\"></span> dergelijke h<span class=\"_ _1\"></span>erbeoordeling<span class=\"_ _1\"></span> noodzakelijk</div>\n<div class=\"t m0 x1d h64 y8bc ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zouden maken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8bd ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8be ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Omdat Ageas<span class=\"_ _1\"></span> de mogelijkhei<span class=\"_ _1\"></span>d heeft o<span class=\"_ _1\"></span>m <span class=\"lsed ws112\">gebruik te m<span class=\"_ _0\"></span>aken van <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 y8bf ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tijdelijke<span class=\"_ _1\"></span> vrijstelling van de<span class=\"_ _1\"></span> toepassing van IFRS 9<span class=\"_ _1\"></span>, heeft Ageas beslo<span class=\"_ _1\"></span>t<span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 y8c0 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om hierv<span class=\"_ _0\"></span>an gebru<span class=\"_ _0\"></span>ik te mak<span class=\"_ _0\"></span>en en om<span class=\"_ _0\"></span> de initi<span class=\"_ _0\"></span>\u00eble toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>data va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y8c1 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 te aligner<span class=\"_ _0\"></span>en. Om de geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde jaa<span class=\"_ _0\"></span>rrekenin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 y8c2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas g<span class=\"_ _1\"></span>emakkelijker<span class=\"_ _1\"></span> te kunnen <span class=\"_ _1\"></span>vergelijken<span class=\"_ _1\"></span> met de geco<span class=\"_ _1\"></span>nsolideerde</div>\n<div class=\"t m0 x1d h64 y8c3 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening v<span class=\"_ _0\"></span>an <span class=\"lsef\">ondernemingen di<span class=\"_ _1\"></span>e IFRS 9 <span class=\"_ _1\"></span><span class=\"ws113\">reeds<span class=\"ls0 ws0\"> </span>toe</span></span>passen, licht</div>\n<div class=\"t m0 x1d h64 y8c4 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas vol<span class=\"_ _0\"></span>gende inf<span class=\"_ _0\"></span>ormatie t<span class=\"_ _0\"></span>oe over de re<span class=\"_ _0\"></span>\u00eble waarde e<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y8c5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>risicob<span class=\"_ _0\"></span>lootst<span class=\"_ _0\"></span>elling bi<span class=\"_ _0\"></span>nnen zijn gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ent<span class=\"_ _0\"></span>iteiten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8c6 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c8 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c9 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ca ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 328px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 490px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 657px; bottom: 781px; z-index: 15;\">Mutatie in re\u00eble waarde in<span class=\"_ _0\"></span> 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarde van fina<span class=\"_ _0\"></span>nci\u00eble activa (in miljoen eu<span class=\"_ _0\"></span>ro)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 343px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 355px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 407px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 436px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 517px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 568px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 597px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 665px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 677px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 758px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 370px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Schuldeffecten incl. structured no<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 706px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 706px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 706px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 706px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 681px; bottom: 706px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 706px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 691px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 451px; bottom: 691px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 612px; bottom: 691px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 691px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 676px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 676px; z-index: 15;\">6</div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 676px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Derivaten voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 661px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 661px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 661px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 646px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 646px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 646px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 646px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 646px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 446px; bottom: 631px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 631px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 631px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Overige vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 606px; height: 500px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 606px; height: 500px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 606px; height: 500px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1fe h67 y6e8 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 1081px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6e8 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1065px; z-index: 15;\">a<span class=\"lsf6 ws115\">ls<span class=\"_ _1\"></span> een E<span class=\"_ _1\"></span>CL <span class=\"lsf1\">gedurende levensduur</span></span> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">per 31 december 2022 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 1005px; z-index: 15;\">de komende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 990px; z-index: 15;\">12 maanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 1050px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y688 ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 1035px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 1020px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 1035px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 1020px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 1005px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 1050px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1020px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 1005px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c4 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 990px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1050px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 1020px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 1005px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 990px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 343px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 960px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 960px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 945px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y685 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 930px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 915px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 915px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y685 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 900px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 885px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 885px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 885px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 871px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 871px; z-index: 15;\">6</div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 871px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 871px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 871px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 856px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 856px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 856px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8e8 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8e9 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fe h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 809px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 448px; bottom: 793px; z-index: 15;\">als <span class=\"ws115\">een ECL gedurende levensduur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 763px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 748px; z-index: 15;\">per 31 december 2021 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 733px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 748px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 733px; z-index: 15;\">de komende <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 718px; z-index: 15;\">12 maanden <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 777px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 763px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 748px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 733px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 777px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 763px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 748px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 733px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 763px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 748px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 733px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 718px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 777px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 763px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 748px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 733px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 718px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 69px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 343px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 457px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 569px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 683px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 797px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 688px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 688px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 673px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 673px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 658px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 658px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 643px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 643px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y69a ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 628px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 613px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 613px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 613px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 598px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 598px; z-index: 15;\">4</div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 598px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 598px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 598px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 584px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 584px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 584px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 584px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8fa ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8fb ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 536px; z-index: 15;\">Bruto boekwaarde per <span class=\"_ _0\"></span>31 december 2022 onder <span class=\"_ _0\"></span>toepassing van IAS <span class=\"_ _0\"></span>39 en re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 522px; z-index: 15;\">waarde voor financi\u00eble activa die voldoen aan de SPPI<span class=\"ls0 ws0\">-</span><span class=\"ws115\">test en die geen laag<span class=\"_ _0\"></span> kredietrisico hebben<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 491px; z-index: 15;\">Bruto boekwaarde onder toepassing van IAS 39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68b ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 491px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 476px; z-index: 15;\">Re\u00eble waarde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68d ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 476px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Verschil<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h69 y68b ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 462px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y902 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y903 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y904 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 28 \u2018I<span class=\"lsef ws11e\">nvesteringen in geassocieerde<span class=\"_ _1\"></span> deelnemingen en j<span class=\"_ _1\"></span>oint ventures\u2019<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y905 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereist dat<span class=\"_ _1\"></span> een <span class=\"ws113\">onderne<span class=\"_ _1\"></span>ming<span class=\"ls0 ws0\"> </span></span>uni<span class=\"_ _1\"></span>forme grondslage<span class=\"_ _1\"></span>n voor finan<span class=\"_ _1\"></span>ci\u00eble</div>\n<div class=\"t m0 x2c h64 y906 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving <span class=\"_ _1\"></span>toepast wann<span class=\"_ _1\"></span>eer zij de<span class=\"_ _1\"></span> vermogensmuta<span class=\"_ _1\"></span>tiemethode</div>\n<div class=\"t m0 x2c h64 y907 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt. Ageas<span class=\"_ _1\"></span> wijkt tijdeli<span class=\"_ _1\"></span>j<span class=\"ws11d\">k af van<span class=\"_ _1\"></span> deze <span class=\"lsed ws111\">bepaling<span class=\"ls0 ws0\"> </span></span>voor zijn deelneming<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y908 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in Maybank<span class=\"_ _1\"></span> Ageas Holdings<span class=\"_ _1\"></span> Berhad. D<span class=\"_ _1\"></span>eze entiteit <span class=\"_ _1\"></span>past <span class=\"ws11e\">IFRS<span class=\"_ _1\"></span> 9 toe <span class=\"lsed ws111\">sinds </span></span></div>\n<div class=\"t m0 x2c h64 y909 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">2018, terwijl Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">over dezelfd<span class=\"_ _0\"></span>e <span class=\"ls103 ws11d\">versl<span class=\"_ _1\"></span>ag<span class=\"lsef ws113\">periodes<span class=\"_ _1\"></span> <span class=\"ws11e\">gebruik maakt<span class=\"_ _1\"></span> van de<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y90a ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke vrijst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g voor de t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van I<span class=\"_ _0\"></span>FRS 9. <span class=\"_ _0\"></span>Deze afwi<span class=\"_ _0\"></span>jking v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x2c h64 y90b ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de toepass<span class=\"_ _1\"></span>ing van unifo<span class=\"_ _1\"></span>rme grondslag<span class=\"_ _1\"></span>en is toege<span class=\"_ _1\"></span>staan door p<span class=\"_ _1\"></span>aragraaf</div>\n<div class=\"t m0 x2c h64 y90c ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">39I van d<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">IFR<span class=\"_ _0\"></span>S 4 over <span class=\"lsef ws113\">de <span class=\"ls107 ws13e\">\u2018V</span><span class=\"ws11e\">erlenging<span class=\"_ _1\"></span> van de tijdelijke<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y90d ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS <span class=\"_ _0\"></span>9<span class=\"ls0 ws0\">\u2019<span class=\"lsf9 ws124\">. <span class=\"ls10a ws13c\">De</span></span> <span class=\"lsef ws113\">ja<span class=\"_ _1\"></span>arrekening</span> <span class=\"lsef ws113\">v<span class=\"_ _1\"></span>an </span></span></div>\n<div class=\"t m0 x2c h64 y90e ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Maybank Agea<span class=\"_ _1\"></span>s Holdings Be<span class=\"_ _1\"></span>rhad kan wor<span class=\"_ _1\"></span>den geraadple<span class=\"_ _1\"></span><span class=\"lsed ws112\">egd op de </span></div>\n<div class=\"t m0 x2c h64 y90f ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">volgend<span class=\"_ _0\"></span>e websit<span class=\"_ _0\"></span>e:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y910 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf9 ws124\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls10a ws13c\">we</span>-<span class=\"lsed ws111\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsee ws112\">statements/</span></span><span class=\"fc14\">).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y920 ff65 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsed ws112\">IFRS 9 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>enten\u2019<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c y921 ff68 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Present<span class=\"_ _0\"></span>atie va<span class=\"_ _0\"></span>n vergel<span class=\"_ _0\"></span>ijkende i<span class=\"_ _0\"></span>nforma<span class=\"_ _0\"></span>tie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y922 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas zal zowel I<span class=\"_ _1\"></span>FRS 9 \u2018Financi\u00eble ins<span class=\"_ _1\"></span>trumenten\u2019 als<span class=\"_ _1\"></span> IFRS 17</div>\n<div class=\"t m0 x1d h64 y923 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 (zie hie<span class=\"_ _0\"></span>ronder<span class=\"_ _0\"></span>) voor het eerst<span class=\"_ _0\"></span> toepass<span class=\"_ _0\"></span>en vanaf</div>\n<div class=\"t m0 x1d h64 y924 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verslagpe<span class=\"_ _1\"></span>riode die b<span class=\"_ _1\"></span>egint op 1<span class=\"_ _1\"></span> januari <span class=\"_ _1\"></span>2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y925 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y926 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">I<span class=\"lsed ws112\">FRS 17 vereist d<span class=\"_ _0\"></span>at een entit<span class=\"_ _0\"></span>eit infor<span class=\"_ _0\"></span>matie met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot de </span></div>\n<div class=\"t m0 x1d h64 y927 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> 2022 her<span class=\"_ _1\"></span>werkt in zij<span class=\"_ _1\"></span>n jaarrekeni<span class=\"_ _1\"></span>ng over de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y928 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> die eindig<span class=\"_ _1\"></span>t op 31 d<span class=\"_ _1\"></span>ecember 2023<span class=\"_ _1\"></span>.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 215px; height: 875px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 215px; height: 875px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 215px; height: 875px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 215px; height: 875px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de<span class=\"_ _0\"></span>ze vereis<span class=\"_ _0\"></span>te onder IFR<span class=\"_ _0\"></span>S 17, beslo<span class=\"_ _0\"></span>ot Ageas om<span class=\"_ _0\"></span> ook de</div>\n<div class=\"t m0 x2c h64 y8a6 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vergelijkende<span class=\"_ _1\"></span> informatie over finan<span class=\"_ _1\"></span>ci\u00eble instrum<span class=\"_ _1\"></span>enten te herwerken voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verslag<span class=\"_ _0\"></span>period<span class=\"_ _0\"></span>e 2022. Bij het p<span class=\"_ _0\"></span>resent<span class=\"_ _0\"></span>eren van ve<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c h64 y8a8 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie over fin<span class=\"_ _0\"></span>anci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten, zal A<span class=\"_ _0\"></span>geas de be<span class=\"_ _0\"></span>palingen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a9 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 inzak<span class=\"_ _0\"></span>e \u2018class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e en waarder<span class=\"_ _0\"></span>ing\u2019 en inz<span class=\"_ _0\"></span>ake \u2018bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8aa ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverm<span class=\"ws11e\">inder<span class=\"_ _1\"></span>ingen\u2019 toepassen<span class=\"_ _1\"></span> voor al zijn financ<span class=\"_ _1\"></span>i\u00eble activa, daarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van redelijke en ge<span class=\"_ _1\"></span>fundeerde informa<span class=\"_ _1\"></span>tie welke per 1</div>\n<div class=\"t m0 x2c h64 y8ac ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 be<span class=\"_ _1\"></span>schikbaar was. Di<span class=\"_ _1\"></span>t volgt uit de toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ad ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018classif<span class=\"_ _0\"></span>icatie ov<span class=\"_ _0\"></span>erlappi<span class=\"_ _0\"></span>ng\u2019 zoals op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n in de wijzigi<span class=\"_ _0\"></span>ngen in IFR<span class=\"_ _0\"></span>S 17</div>\n<div class=\"t m0 x2c h64 y8ae ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Eerst<span class=\"_ _0\"></span>e toepassin<span class=\"_ _0\"></span>g van IFRS 17 en I<span class=\"_ _0\"></span>FRS 9 <span class=\"ls0 ws0\">\u2013 </span>vergelijk<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matie\u2019,</div>\n<div class=\"t m0 x2c h64 y8af ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke in d<span class=\"_ _1\"></span>ecember 2021<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> IASB werden<span class=\"_ _1\"></span> gepubliceerd<span class=\"_ _1\"></span> en door de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EU in sep<span class=\"_ _1\"></span>tember 2022 w<span class=\"_ _1\"></span>erden goedgeke<span class=\"_ _1\"></span>urd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Belangrijkste<span class=\"_ _1\"></span> veranderingen aan<span class=\"_ _1\"></span>gebracht door<span class=\"_ _1\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6a fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">In <span class=\"lsef ws11e\">vergeli<span class=\"_ _1\"></span>jking met IAS 39,<span class=\"_ _1\"></span> betreffen de belangr<span class=\"_ _1\"></span>ijkste verandering<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y92c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangebracht door<span class=\"_ _1\"></span> IFRS 9:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsef ws11e\">D<span class=\"_ _1\"></span>e classificatie (en d<span class=\"_ _1\"></span>aaruit voortv<span class=\"_ _1\"></span>loeiende waarder<span class=\"_ _1\"></span>ing) van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92f ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van het m<span class=\"_ _0\"></span>odel va<span class=\"_ _0\"></span>n te verw<span class=\"_ _0\"></span>achten k<span class=\"_ _0\"></span>redietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c y930 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span>class<span class=\"_ _0\"></span>ificatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y931 ff6a fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">De classif<span class=\"_ _1\"></span>icatie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en waardering<span class=\"_ _1\"></span>scategorie\u00ebn<span class=\"_ _1\"></span> voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h64 y932 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten on<span class=\"_ _0\"></span>der IAS 39 (zij<span class=\"_ _0\"></span>nde \u2018tot ein<span class=\"_ _0\"></span>de looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden\u2019,</div>\n<div class=\"t m0 x2c h64 y933 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018leningen e<span class=\"_ _1\"></span>n vorderinge<span class=\"_ _1\"></span>n\u2019, \u2018voor <span class=\"_ _1\"></span>verkoop beschikb<span class=\"_ _1\"></span>aar\u2019, \u2018voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y934 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden\u2019<span class=\"_ _1\"></span> of fin<span class=\"lsed ws112\">anci\u00eble act<span class=\"_ _0\"></span>iva <span class=\"lsef ws11d\">aangewezen als </span></span></div>\n<div class=\"t m0 x2c h64 y935 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van</div>\n<div class=\"t m0 x2c h64 y936 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"ls0 ws0\">)<span class=\"_ _1\"></span> </span><span class=\"lsed\">zijn onder I<span class=\"_ _0\"></span>FRS 9 </span></div>\n<div class=\"t m0 x2c h64 y937 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> drie belangrijke<span class=\"_ _1\"></span> waarderingsmethode<span class=\"_ _1\"></span>n (zijnde</div>\n<div class=\"t m0 x2c h64 y938 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018geamortiseer<span class=\"_ _1\"></span>de kostprijs<span class=\"_ _1\"></span>\u2019, \u2018re\u00eble wa<span class=\"_ _1\"></span>arde met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y939 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t\u2019</div>\n<div class=\"t m0 x2c h64 y93a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en \u2018re\u00eble w<span class=\"_ _0\"></span>aarde met ver<span class=\"_ _0\"></span>werki<span class=\"_ _0\"></span>ng van waardev<span class=\"_ _0\"></span>erand<span class=\"_ _0\"></span>eringen i<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y93b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verliesre<span class=\"_ _1\"></span>kening<span class=\"ls0 ws0\">\u2019<span class=\"ls10b ws135\">). De classific<span class=\"_ _0\"></span>atie<span class=\"lsf9 ws124\">, <span class=\"lsef ws11d\">en de daaru<span class=\"_ _1\"></span>it voortvloei<span class=\"_ _1\"></span>ende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y93c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardering<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten o<span class=\"_ _0\"></span>nder IFRS 9 is<span class=\"_ _0\"></span> over het </span></span></div>\n<div class=\"t m0 x2c h64 y93d ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemeen geb<span class=\"_ _1\"></span>aseerd op h<span class=\"_ _1\"></span>et bedrij<span class=\"_ _1\"></span>fsmodel waarin <span class=\"_ _1\"></span>een financ<span class=\"_ _1\"></span>ieel actie<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x2c h64 y93e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt beheerd,<span class=\"_ _1\"></span> alsmede <span class=\"ws113\">op<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de eigenschap<span class=\"_ _0\"></span>pen van <span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>actuele </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen van dat<span class=\"_ _1\"></span> <span class=\"ws113\">financieel <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">actief.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y940 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y941 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span><span class=\"ws113\">geconcludeerd<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">dat h<span class=\"lsed ws112\">et grootste d<span class=\"_ _0\"></span>eel van <span class=\"ls103 ws11d\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws111\">investeringe<span class=\"_ _0\"></span>n </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen na<span class=\"_ _1\"></span> hun eerste o<span class=\"_ _1\"></span>pname <span class=\"ws11e\">zal worden<span class=\"_ _1\"></span> gewaardeerd <span class=\"ws113\">teg<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y943 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van waar<span class=\"_ _1\"></span>deveranderingen<span class=\"_ _1\"></span> in de overige</div>\n<div class=\"t m0 x2c h64 y944 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. Dit volgt<span class=\"_ _1\"></span> uit de <span class=\"ws113\">analyse<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">dat deze </span></span></span></div>\n<div class=\"t m0 x2c h64 y945 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">investeringe<span class=\"lsed ws112\">n in schuldbewijz<span class=\"_ _0\"></span>en aanle<span class=\"_ _0\"></span>iding <span class=\"ws11d\">gev<span class=\"_ _0\"></span>en tot kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y946 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end aflos<span class=\"_ _0\"></span>singen e<span class=\"_ _0\"></span>n rentebet<span class=\"_ _0\"></span>alingen bet<span class=\"_ _0\"></span>reffen o<span class=\"_ _0\"></span>p het uitst<span class=\"_ _0\"></span>aande</div>\n<div class=\"t m0 x2c h64 y947 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">hoofdsombedrag<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en omdat <span class=\"lsed ws11d\">die instrume<span class=\"_ _0\"></span>nten <span class=\"lsef ws11e\">worden aangehouden in </span></span></span></div>\n<div class=\"t m0 x2c h64 y948 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een bedrij<span class=\"_ _1\"></span>fsmodel dat ero<span class=\"_ _1\"></span>p gericht<span class=\"_ _1\"></span> is om zow<span class=\"_ _1\"></span>el de schuld<span class=\"_ _1\"></span>bewijzen a<span class=\"ws113\">an<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y949 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden om h<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span>actuele kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n te ontvang<span class=\"_ _0\"></span>en als <span class=\"lsef ws113\">om </span></div>\n<div class=\"t m0 x2c h64 y94a ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen te verkopen<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls10c ws13b\">Het<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span></span><span class=\"ws113\">bedrijfsmodel <span class=\"_ _1\"></span></span>dat erop<span class=\"_ _1\"></span> gericht i<span class=\"_ _1\"></span>s om</div>\n<div class=\"t m0 x2c h64 y94b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zowel sch<span class=\"_ _0\"></span>uldbewi<span class=\"_ _0\"></span>jzen aan te ho<span class=\"_ _0\"></span>uden om hun<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uele kasst<span class=\"_ _0\"></span>romen</div>\n<div class=\"t m0 x2c h64 y94c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te ontvan<span class=\"_ _0\"></span>gen als <span class=\"lsef ws113\">om <span class=\"ws11d\">schuldbewijze<span class=\"_ _1\"></span>n te verkopen<span class=\"_ _1\"></span> </span>weerspiege<span class=\"lsf9 ws13b\">l<span class=\"_ _1\"></span>t het feit </span></span></div>\n<div class=\"t m0 x2c h64 y94d ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de betr<span class=\"_ _0\"></span>okken financ<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va worden a<span class=\"_ _0\"></span>angeho<span class=\"_ _0\"></span>uden tene<span class=\"_ _0\"></span>inde</div>\n<div class=\"t m0 x2c h64 y94e ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> <span class=\"ls10b ws13d\">uit<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">(her)verzek<span class=\"_ _1\"></span>eringscontra<span class=\"_ _1\"></span>cten en <span class=\"lsed ws111\">beleggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y94f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen<span class=\"ls0 ws0\"> </span><span class=\"ws111\">(z<span class=\"_ _0\"></span>ie <span class=\"lsf9 ws13b\">sectie C. \u2018IFRS 17 </span></span></div>\n<div class=\"t m0 x2c h64 y950 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 <span class=\"lsef ws11e\">hieronder) te dekken<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y951 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y952 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eigenvermogens<span class=\"_ _1\"></span>instrumenten w<span class=\"_ _1\"></span>orden onder<span class=\"_ _1\"></span> IFRS 9 a<span class=\"_ _1\"></span>ltijd gewaardeer<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 x2c h64 y953 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen hun r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de. Voor het g<span class=\"_ _0\"></span>rootst<span class=\"_ _0\"></span>e deel van zijn i<span class=\"_ _0\"></span>nvester<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x2c h64 y954 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s het voornem<span class=\"_ _1\"></span>en om<span class=\"lsed ws112\">, na hun </span></div>\n<div class=\"t m0 x2c h64 y955 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste o<span class=\"_ _0\"></span>pname, <span class=\"lsef ws11e\">veranderingen in hun re\u00ebl<span class=\"_ _1\"></span>e waarde op te nemen<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x2c h64 y956 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat (in p<span class=\"_ _0\"></span>laats v<span class=\"_ _0\"></span>an in de w<span class=\"_ _0\"></span>inst<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y957 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g), door t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de</span> <span class=\"lsed ws11d\">daartoe in <span class=\"lsef\">IFRS 9 beschikbare </span></span></span></div>\n<div class=\"t m0 x2c h64 y958 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze<span class=\"ls0 ws0\">. <span class=\"lsed ws112\">Op de datum waarop e<span class=\"_ _0\"></span>en invest<span class=\"_ _0\"></span>ering in een </span></span></div>\n<div class=\"t m0 x1d h64 y959 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrum<span class=\"ws11d\">ent, waa<span class=\"_ _1\"></span>rvoor Ageas<span class=\"_ _1\"></span> het voornem<span class=\"_ _1\"></span>en heeft om<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y95a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de wijzi<span class=\"_ _0\"></span>gingen in re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e op te nemen in d<span class=\"_ _0\"></span>e overige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span>, niet l<span class=\"_ _0\"></span>anger wo<span class=\"_ _0\"></span>rdt opg<span class=\"_ _0\"></span>enomen in <span class=\"_ _0\"></span>het ove<span class=\"_ _0\"></span>rzicht</div>\n<div class=\"t m0 x1d h64 y95c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de financi\u00eble<span class=\"_ _1\"></span> positie, hee<span class=\"_ _1\"></span>ft Ageas het voorneme<span class=\"_ _1\"></span>n om de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerealiseer<span class=\"lsed ws112\">de winsten en verlie<span class=\"_ _0\"></span>zen, die voo<span class=\"_ _0\"></span>rheen we<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in </span></div>\n<div class=\"t m0 x1d h64 y95e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat, ove<span class=\"_ _0\"></span>r te boeken va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y95f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overige ond<span class=\"_ _1\"></span>erdelen van<span class=\"_ _1\"></span> het totaalre<span class=\"_ _1\"></span>sultaat naar<span class=\"_ _1\"></span> de ingehoude<span class=\"_ _1\"></span>n winsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y960 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws11d\">te ver<span class=\"_ _0\"></span>wachten k<span class=\"_ _0\"></span>rediet<span class=\"_ _0\"></span>verlie<span class=\"_ _0\"></span>zen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ff6a fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsef ws11e\">vervangt het<span class=\"_ _1\"></span> \u2018geleden verlies<span class=\"_ _1\"></span>\u2019<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">model o<span class=\"_ _1\"></span>nder IAS 3<span class=\"_ _1\"></span>9 door een<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y962 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstgeri<span class=\"_ _1\"></span>cht \u2018te verwachten<span class=\"_ _1\"></span> kredietverlies\u2019<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">model. He<span class=\"_ _0\"></span>t nieuwe t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y963 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">model is<span class=\"_ _1\"></span> van toepas<span class=\"_ _1\"></span>sing op inve<span class=\"_ _1\"></span>steringen in<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y964 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen welke tegen geamor<span class=\"_ _1\"></span>tiseerde kostpri<span class=\"_ _1\"></span>js of tege<span class=\"lsed ws112\">n re\u00eble </span></div>\n<div class=\"t m0 x1d h64 y965 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 y966 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat worden gewaard<span class=\"_ _1\"></span>eerd, alsmede op</div>\n<div class=\"t m0 x1d h64 y967 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en, handelsvord<span class=\"_ _1\"></span>eringen en contract<span class=\"_ _1\"></span>activa. <span class=\"lsed ws111\">Investeri<span class=\"_ _0\"></span>ngen </span></div>\n<div class=\"t m0 x1d h64 y968 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in eigenve<span class=\"_ _1\"></span>rmogensinstrumen<span class=\"_ _1\"></span>ten vallen <span class=\"_ _1\"></span>buiten het <span class=\"_ _1\"></span>toep<span class=\"ws113\">assingsgebied<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y969 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>e verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietve<span class=\"_ _0\"></span>rlies<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model.</span> </span></div>\n<div class=\"t m0 x1d h64 y96a ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y96b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 9 vere<span class=\"_ _1\"></span>ist dat e<span class=\"_ _1\"></span>en entiteit<span class=\"_ _1\"></span> <span class=\"lsed\">een voor<span class=\"_ _0\"></span>zienin<span class=\"_ _0\"></span>g voor ve<span class=\"_ _0\"></span>rliezen <span class=\"_ _0\"></span>voor te </span></div>\n<div class=\"t m0 x1d h64 y96c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>ezen opne<span class=\"_ _0\"></span>emt ten belo<span class=\"_ _0\"></span>pe van <span class=\"lsef ws11d\">een bedrag dat </span></div>\n<div class=\"t m0 x1d h64 y96d ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>diet<span class=\"lsed ws111\">verlieze<span class=\"_ _0\"></span>n,<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y96e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor inves<span class=\"_ _0\"></span>tering<span class=\"_ _0\"></span>en in schuld<span class=\"_ _0\"></span>bewijze<span class=\"_ _0\"></span>n waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico nie<span class=\"_ _1\"></span>t </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> is toegenome<span class=\"_ _1\"></span>n sinds hun<span class=\"_ _1\"></span> eerste opn<span class=\"_ _1\"></span>ame (zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y970 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> in Stadiu<span class=\"_ _1\"></span>m 1)<span class=\"lsed\">. Voor inv<span class=\"_ _0\"></span>estering<span class=\"_ _0\"></span>en in sc<span class=\"_ _0\"></span>huldbew<span class=\"_ _0\"></span>ijzen </span></div>\n<div class=\"t m0 x1d h64 y971 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico<span class=\"_ _1\"></span> significant is toe<span class=\"_ _1\"></span>genomen sinds hun<span class=\"_ _1\"></span> eerste </span></span></div>\n<div class=\"t m0 x1d h64 y972 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opname<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">(zijnde </span></span><span class=\"ws11d\">geclassificeerd<span class=\"_ _1\"></span> in Stadium<span class=\"_ _1\"></span> 2) of <span class=\"_ _1\"></span>voor <span class=\"lsed\">invester<span class=\"_ _0\"></span>ingen in </span></span></div>\n<div class=\"t m0 x1d h64 y973 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen met een verminderd<span class=\"_ _1\"></span>e kredietwaardi<span class=\"_ _1\"></span>gheid, onder meer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y974 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wegens b<span class=\"_ _0\"></span>elangr<span class=\"_ _0\"></span>ijke acht<span class=\"_ _0\"></span>erstal<span class=\"_ _0\"></span>len in de c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n (zijnde</div>\n<div class=\"t m0 x1d h64 y975 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> <span class=\"lsed ws112\">in Stadium 3<span class=\"ls0 ws0\">)</span></span><span class=\"ws11e\">, zal Ageas een <span class=\"lsed ws11d\">voorzien<span class=\"_ _0\"></span>ing voo<span class=\"_ _0\"></span>r verli<span class=\"_ _0\"></span>ezen </span></span></div>\n<div class=\"t m0 x1d h64 y976 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor te verwach<span class=\"_ _1\"></span>ten kredietverl<span class=\"_ _1\"></span>iezen opnemen ten bel<span class=\"_ _1\"></span>ope van een</div>\n<div class=\"t m0 x1d h64 y977 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> gelijk is<span class=\"_ _0\"></span> aan de tijdens d<span class=\"_ _0\"></span>e looptijd t<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y978 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y979 ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Financi\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff6a fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws113\">eerste <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 9 zal geen sig<span class=\"lsef ws11d\">nificante impact hebben<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y97b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de wa<span class=\"_ _0\"></span>arderin<span class=\"_ _0\"></span>g en class<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 y97c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y97d ff6c fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Boekhoudkundige<span class=\"_ _1\"></span> verwerking <span class=\"_ _1\"></span>van afdekking<span class=\"_ _1\"></span>srelaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erslagperiode <span class=\"_ _1\"></span>die begin<span class=\"_ _1\"></span>t op 1 jan<span class=\"_ _1\"></span>uari 2023,<span class=\"_ _1\"></span> heeft Ageas</div>\n<div class=\"t m0 x1d h64 y97f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evenee<span class=\"_ _0\"></span>ns het voor<span class=\"_ _0\"></span>nemen om de bep<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>inzake de</div>\n<div class=\"t m0 x1d h64 y980 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekho<span class=\"_ _0\"></span>udkundi<span class=\"_ _0\"></span>ge verwe<span class=\"_ _0\"></span>rking van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s toe te passe<span class=\"_ _0\"></span>n. Dit</div>\n<div class=\"t m0 x1d h64 y981 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zal geen <span class=\"_ _0\"></span>signifi<span class=\"_ _0\"></span>cante im<span class=\"_ _0\"></span>pact hebb<span class=\"_ _0\"></span>en ten o<span class=\"_ _0\"></span>pzicht<span class=\"_ _0\"></span>e van de hu<span class=\"_ _0\"></span>idige</div>\n<div class=\"t m0 x1d h64 y982 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IAS 39 inzak<span class=\"_ _0\"></span>e de boek<span class=\"_ _0\"></span>houdkund<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y983 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y984 ff6c fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">Inschatting <span class=\"lsed ws112\">van de impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y985 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 9 door d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y986 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y987 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022)<span class=\"_ _1\"></span> wordt hieronder toeg<span class=\"_ _1\"></span>elicht, in de sect<span class=\"_ _1\"></span>ie D. \u2018Geschatte<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y988 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">impact van de <span class=\"lsed ws111\">eerste </span>toepassing<span class=\"_ _1\"></span> van IFRS 9 en I<span class=\"ws11d\">FRS 17<span class=\"_ _1\"></span> per 1 <span class=\"_ _1\"></span>januari </span></div>\n<div class=\"t m0 x1d h64 y989 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98a ff6a fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws112\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y98b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 g<span class=\"_ _0\"></span>epubli<span class=\"_ _0\"></span>ceerd in mei</div>\n<div class=\"t m0 x1d h64 y98c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2017 en heef<span class=\"_ _0\"></span>t IFRS 17 gew<span class=\"_ _0\"></span>ijzigd i<span class=\"_ _0\"></span>n juni 2020. IF<span class=\"_ _0\"></span>RS 17 zal IFRS 4</div>\n<div class=\"t m0 x1d h64 y98d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vervangen <span class=\"_ _1\"></span><span class=\"ws11d\">voor verslagp<span class=\"_ _1\"></span>eriodes die<span class=\"_ _1\"></span> beginnen op<span class=\"_ _1\"></span> 1 januari 20<span class=\"_ _1\"></span>23<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 y98e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hetgeen ook de datu<span class=\"_ _1\"></span>m is vanaf wanne<span class=\"_ _1\"></span>er Ageas IFRS 17 zal toep<span class=\"_ _1\"></span>a<span class=\"lsed ws111\">ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De EU heeft IF<span class=\"_ _0\"></span>RS 17, inc<span class=\"_ _0\"></span>lusief de wi<span class=\"_ _0\"></span>jziging<span class=\"_ _0\"></span>en van juni 2<span class=\"_ _0\"></span>020, in</div>\n<div class=\"t m0 x2c h64 y8a6 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2021<span class=\"_ _1\"></span> goedgekeurd.<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Deze goedk<span class=\"_ _0\"></span>eurin<span class=\"_ _0\"></span>g omvat een Eur<span class=\"_ _0\"></span>opese </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitzondering<span class=\"_ _1\"></span>soptie <span class=\"ls103 ws11d\">(\u2018<span class=\"_ _1\"></span>carve<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">out\u2019) <span class=\"ws112\">met betr<span class=\"_ _0\"></span>ekking tot d<span class=\"_ _0\"></span>e bepaling i<span class=\"_ _0\"></span>n IFRS </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">17 om con<span class=\"_ _0\"></span>tracte<span class=\"_ _0\"></span>n in jaarli<span class=\"_ _0\"></span>jkse co<span class=\"_ _0\"></span>horten t<span class=\"_ _0\"></span>e groep<span class=\"_ _0\"></span>eren, vo<span class=\"_ _0\"></span>or <span class=\"lsef\">groepen van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en en groepe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van belegg<span class=\"_ _1\"></span>ingscontracten m<span class=\"_ _1\"></span>et discretio<span class=\"_ _1\"></span>naire wins<span class=\"_ _1\"></span>tdelingselemente<span class=\"_ _1\"></span>n <span class=\"ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6f fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">met kasst<span class=\"lsef ws11d\">romen die <span class=\"_ _1\"></span>invloed hebbe<span class=\"_ _1\"></span>n op of <span class=\"_ _1\"></span>be\u00efnvloed <span class=\"_ _1\"></span>worden door </span></div>\n<div class=\"t m0 x2c h64 y8ac ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen naar<span class=\"_ _1\"></span> verzekeringsnemer<span class=\"_ _1\"></span>s van andere contrac<span class=\"_ _1\"></span>ten<span class=\"ws11d\">. Ageas </span></div>\n<div class=\"t m0 x2c h64 y8ad ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m deze uitzo<span class=\"_ _0\"></span>nderin<span class=\"_ _0\"></span>gsoptie t<span class=\"_ _0\"></span>oe te passen vo<span class=\"_ _0\"></span>or een</div>\n<div class=\"t m0 x2c h64 y8ae ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beperkt<span class=\"_ _0\"></span> aantal verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met dir<span class=\"_ _0\"></span>ecte</div>\n<div class=\"t m0 x2c h64 y8af ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ement<span class=\"lsef ws11d\">en, in overeenstemmi<span class=\"_ _1\"></span>ng met de <span class=\"_ _1\"></span>lokale toe<span class=\"_ _1\"></span>passing </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ervan.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Toepassingsgebi<span class=\"_ _1\"></span>ed <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 is<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Uitgegeven ver<span class=\"_ _0\"></span>zekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten, met i<span class=\"_ _0\"></span>nbegrip van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92d ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92e ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten;<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92f ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws113\">U<span class=\"_ _1\"></span>itgegeve<span class=\"ws11e\">n beleggi<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t discretionaire<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen. Dez<span class=\"_ _1\"></span>e vallen o<span class=\"_ _1\"></span>nder het <span class=\"_ _1\"></span>toepassingsgebied<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y992 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 17<span class=\"_ _1\"></span> mits de<span class=\"_ _1\"></span> uitgevende<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>entiteit <span class=\"_ _1\"></span>ook verzeke<span class=\"_ _1\"></span>ringscontracten</div>\n<div class=\"t m0 x1a0 h64 y993 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">uitgeef<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle verwijzingen<span class=\"_ _1\"></span> hieronder naar<span class=\"_ _1\"></span> \u2018verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 gelden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eveneens<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">voor herverze<span class=\"_ _1\"></span>keringscontracten<span class=\"_ _1\"></span> (zowel ge<span class=\"_ _1\"></span>houden </span></div>\n<div class=\"t m0 x2c h64 y997 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en als uit<span class=\"_ _0\"></span>gegeven h<span class=\"_ _0\"></span>erverzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en)</div>\n<div class=\"t m0 x2c h64 y998 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten,</div>\n<div class=\"t m0 x2c h64 y999 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tenzij an<span class=\"_ _0\"></span>ders verm<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y939 ff71 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Afsplits<span class=\"_ _0\"></span>en van com<span class=\"_ _0\"></span>ponente<span class=\"_ _0\"></span>n van een verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>cont<span class=\"lsef ws113\">ract<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y93a ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> kan een of me<span class=\"_ _0\"></span>er compone<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten die</div>\n<div class=\"t m0 x2c h64 y93b ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het als basi<span class=\"_ _1\"></span>scontract fungere<span class=\"_ _1\"></span>nd verzekering<span class=\"_ _1\"></span>scontract<span class=\"ls0 ws0\"> </span><span class=\"ws113\">moe<span class=\"_ _1\"></span>ten </span></div>\n<div class=\"t m0 x2c h64 y93c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gesplit<span class=\"_ _0\"></span>st en <span class=\"lsef ws113\">boekhoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>moeten w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>werkt on<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y93d ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an een ande<span class=\"_ _1\"></span>re IFRS<span class=\"ls0 ws0\">-</span>s<span class=\"_ _1\"></span>tandaard dan <span class=\"_ _1\"></span>IFRS 17.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span>B</span><span class=\"ws11e\">ij aanvan<span class=\"_ _1\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y93e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van een contra<span class=\"_ _1\"></span>ct<span class=\"ls0 ws0\">, </span>beoord<span class=\"_ _1\"></span>eelt Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">contrac<span class=\"_ _0\"></span>t <span class=\"ws112\">per contra<span class=\"_ _0\"></span>ct of dit het gev<span class=\"_ _0\"></span>al </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen zijn.<span class=\"_ _1\"></span> Voorbeelden van compon<span class=\"_ _1\"></span>enten die mogelij<span class=\"_ _1\"></span>k <span class=\"lsed ws111\">moeten </span></div>\n<div class=\"t m0 x2c h64 y940 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden <span class=\"ls105 ws14a\">a<span class=\"_ _1\"></span>fgesp<span class=\"_ _1\"></span>lits<span class=\"_ _1\"></span>t, zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y941 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff6f\">-<span class=\"lsed ws11d\">nauw verwa<span class=\"_ _0\"></span>nte in co<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en deriv<span class=\"_ _0\"></span>aten;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Onderscheid<span class=\"_ _0\"></span>en beleggin<span class=\"_ _0\"></span>gscompo<span class=\"_ _0\"></span>nenten (I<span class=\"_ _0\"></span>FRS 17 <span class=\"ls103 ws11d\">omvat<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de cri<span class=\"_ _1\"></span>teria </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y943 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">om te bepale<span class=\"_ _0\"></span>n wannee<span class=\"_ _0\"></span>r een niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">verzekeringscomponent </span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderscheiden<span class=\"_ _1\"></span> is van<span class=\"_ _1\"></span> het als ba<span class=\"_ _1\"></span>siscontract <span class=\"_ _1\"></span>fungerende con<span class=\"_ _1\"></span>tract); en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y945 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Be<span class=\"_ _1\"></span>loften om <span class=\"_ _1\"></span>onderscheiden <span class=\"_ _1\"></span>goederen o<span class=\"_ _1\"></span>f diensten<span class=\"_ _1\"></span>, die geen<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1a0 h64 y946 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienst<span class=\"_ _0\"></span>en uit ho<span class=\"ws11d\">ofde<span class=\"_ _0\"></span> van een v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontract z<span class=\"_ _0\"></span>ijn, ove<span class=\"_ _0\"></span>r te </span></div>\n<div class=\"t m0 x1a0 h64 y947 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dragen aan een pol<span class=\"_ _1\"></span>ishouder<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y948 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y949 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Afgesp<span class=\"_ _0\"></span>litste in cont<span class=\"_ _0\"></span>racten b<span class=\"_ _0\"></span>esloten de<span class=\"_ _0\"></span>rivate<span class=\"_ _0\"></span>n en ondersc<span class=\"_ _0\"></span>heiden</div>\n<div class=\"t m0 x2c h64 y94a ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscomp<span class=\"_ _1\"></span>onenten worden <span class=\"ws113\">boe<span class=\"_ _1\"></span>khoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerkt <span class=\"ws11d\">al<span class=\"_ _1\"></span>sof het op<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y94b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zichzelf<span class=\"_ _0\"></span> staande f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e instrume<span class=\"_ _0\"></span>nten zijn<span class=\"_ _0\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y94c ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ff6f fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">Na<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">toepassing va<span class=\"_ _1\"></span>n het bovenstaande<span class=\"_ _1\"></span>, scheidt Ageas van h<span class=\"_ _1\"></span>et als </span></span></div>\n<div class=\"t m0 x2c h64 y94e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basiscontract<span class=\"_ _1\"></span> fungerend verze<span class=\"_ _1\"></span>keringscontract<span class=\"_ _1\"></span> elke belofte om</div>\n<div class=\"t m0 x2c h64 y94f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ondersc<span class=\"_ _0\"></span>heiden g<span class=\"_ _0\"></span>oederen of di<span class=\"_ _0\"></span>ensten,<span class=\"_ _0\"></span> die geen die<span class=\"_ _0\"></span>nsten uit hoo<span class=\"_ _0\"></span>fde van</div>\n<div class=\"t m0 x2c h64 y950 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act zijn, <span class=\"_ _0\"></span>over te<span class=\"_ _0\"></span> dragen a<span class=\"_ _0\"></span>an een p<span class=\"_ _0\"></span>olishou<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y951 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals pens<span class=\"_ _1\"></span>ioenadministrati<span class=\"_ _1\"></span>e, risicobeheer<span class=\"_ _1\"></span>, bijstand<span class=\"_ _1\"></span>, vermogensbehe<span class=\"_ _1\"></span>er</div>\n<div class=\"t m0 x2c h64 y952 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of bewaardien<span class=\"_ _1\"></span>sten) en <span class=\"_ _1\"></span>verwerkt deze<span class=\"_ _1\"></span> boekhoudkundig<span class=\"_ _1\"></span> als af<span class=\"_ _1\"></span>zonderlijke</div>\n<div class=\"t m0 x2c h64 y953 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en met kla<span class=\"_ _0\"></span>nten (dat wi<span class=\"_ _0\"></span>l zeggen, ni<span class=\"_ _0\"></span>et als verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten),</div>\n<div class=\"t m0 x2c h64 y954 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van IFRS 15 \u2018Opbren<span class=\"_ _1\"></span>gsten v<span class=\"lsed ws11d\">an contrac<span class=\"_ _0\"></span>ten met </span></div>\n<div class=\"t m0 x2c h64 y955 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Aggregatienive<span class=\"_ _1\"></span>au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor pres<span class=\"_ _0\"></span>entatie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en<span class=\"_ _1\"></span> waarderingsdoe<span class=\"_ _1\"></span>leinden identi<span class=\"_ _1\"></span>ficeert Ageas </span></span></div>\n<div class=\"t m0 x1d h64 y99c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles en g<span class=\"_ _0\"></span>roepen va<span class=\"_ _0\"></span>n verzeke<span class=\"_ _0\"></span>ringscont<span class=\"_ _0\"></span>racten<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99d ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99e ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een portef<span class=\"_ _0\"></span>euille v<span class=\"_ _0\"></span>an verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n omvat cont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">e aan </span></div>\n<div class=\"t m0 x1d h64 y99f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">soortg<span class=\"_ _0\"></span>elijke risi<span class=\"_ _0\"></span>co's ond<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erhevig zijn en d<span class=\"_ _1\"></span>ie samen worden b<span class=\"_ _1\"></span>eheerd.</span></div>\n<div class=\"t m0 x220 h7d y9a0 ff73 fs51 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a1 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Portef<span class=\"_ _0\"></span>euilles v<span class=\"_ _0\"></span>an verze<span class=\"_ _0\"></span>keringsc<span class=\"_ _0\"></span>ontra<span class=\"_ _0\"></span>cten wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">ge\u00efdentificeerd <span class=\"ws11e\">op<span class=\"_ _1\"></span> het </span></span></div>\n<div class=\"t m0 x1d h64 y9a2 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niveau van d<span class=\"_ _0\"></span>e uitgev<span class=\"_ _0\"></span>ende entit<span class=\"_ _0\"></span>eit. Voor<span class=\"_ _0\"></span>beelden v<span class=\"_ _0\"></span>an portefe<span class=\"_ _0\"></span>uilles bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y9a3 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Leven van Ag<span class=\"_ _0\"></span>eas zijn Ong<span class=\"_ _0\"></span>evallen, M<span class=\"_ _0\"></span>edisch<span class=\"_ _0\"></span>e Zorgen, </span></span></div>\n<div class=\"t m0 x1d h64 y9a4 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Brand, M<span class=\"_ _0\"></span>otorrijt<span class=\"_ _0\"></span>uigen,<span class=\"_ _0\"></span> ... Bij <span class=\"lsef ws113\">hun <span class=\"ws11e\">eerste opname<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span></span></span>worden </span></div>\n<div class=\"t m0 x1d h64 y9a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en aan de bet<span class=\"_ _0\"></span>reffende po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille toegev<span class=\"_ _0\"></span>oegd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9a6 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a7 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor waarder<span class=\"_ _1\"></span>ingsdoeleinden de<span class=\"_ _1\"></span>elt Ageas <span class=\"_ _1\"></span>portefeuilles <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 y9a8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verde<span class=\"_ _1\"></span>r op in gr<span class=\"_ _1\"></span>oepen <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x1d h64 y9a9 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten. Een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1d h64 y9aa ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevormd<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">doo<span class=\"_ _1\"></span>r eerst de porte<span class=\"_ _1\"></span>feuille van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> onder te </span></div>\n<div class=\"t m0 x1d h64 y9ab ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdelen i<span class=\"_ _1\"></span>n jaarlijkse<span class=\"_ _1\"></span> cohorten (b<span class=\"_ _1\"></span>ijvoorbeeld<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an het jaa<span class=\"_ _1\"></span>r van</div>\n<div class=\"t m0 x1d h64 y9ac ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitgifte)<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span></span><span class=\"ws11e\">te garanderen<span class=\"_ _1\"></span> dat geen enkel cohor<span class=\"_ _1\"></span>t contracten omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y9ad ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke meer dan \u00e9\u00e9n<span class=\"_ _1\"></span> jaar na elkaar zijn<span class=\"_ _1\"></span> uitgegeven<span class=\"lsf9 ws13b\">. El<span class=\"_ _1\"></span></span><span class=\"ws11d\">k jaarlijks <span class=\"_ _1\"></span>cohort </span></div>\n<div class=\"t m0 x1d h64 y9ae ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt vervolgen<span class=\"_ _1\"></span>s verder onder<span class=\"_ _1\"></span>verdeeld in (minim<span class=\"_ _1\"></span>aal) drie groepen<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">van </span></div>\n<div class=\"t m0 x1d h64 y9af ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, afhanke<span class=\"_ _1\"></span>lijk van de verwa<span class=\"_ _1\"></span>chte winstgevendheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y9b0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de on<span class=\"_ _1\"></span>derliggende c<span class=\"_ _1\"></span>ontracten<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y9b1 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en die b<span class=\"_ _0\"></span>ij <span class=\"lsef ws113\">hun </span>eerste op<span class=\"_ _0\"></span>name </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b2 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">lieslaten<span class=\"_ _0\"></span>d zijn, mits e<span class=\"_ _0\"></span>r dergeli<span class=\"_ _0\"></span>jke contr<span class=\"_ _0\"></span>acten zij<span class=\"_ _0\"></span>n; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9b3 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en wa<span class=\"_ _0\"></span>arvan<span class=\"ls0 ws0\">, </span><span class=\"ws112\">bij hun eerst<span class=\"_ _0\"></span>e </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b4 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opname, <span class=\"ws112\">d<span class=\"_ _0\"></span>e kans niet sig<span class=\"_ _0\"></span>nificant is<span class=\"_ _0\"></span> dat zij late<span class=\"_ _0\"></span>r verliesl<span class=\"_ _0\"></span>atend zu<span class=\"_ _0\"></span>llen </span></div>\n<div class=\"t m0 x69 h64 y9b5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden, m<span class=\"_ _0\"></span>its er derge<span class=\"_ _0\"></span>lijke cont<span class=\"_ _0\"></span>racten z<span class=\"_ _0\"></span>ijn; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b6 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep m<span class=\"lsed ws112\">et de <span class=\"ws11d\">resterende v<span class=\"_ _0\"></span>erzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en in de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b7 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille, m<span class=\"_ _0\"></span>its er de<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>racten zi<span class=\"_ _0\"></span>jn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b8 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9b9 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten <span class=\"_ _0\"></span>die in v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>lende g<span class=\"_ _0\"></span>roepen z<span class=\"_ _0\"></span>ouden v<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x1d h64 y9ba ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">enkel en all<span class=\"_ _0\"></span>een omdat<span class=\"_ _0\"></span> de wet<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en regelge<span class=\"_ _1\"></span>ving </span></span>in de praktijk sp<span class=\"_ _0\"></span>ecifiek h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y9bb ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n van de uitgev<span class=\"_ _0\"></span>end<span class=\"lsef ws11d\">e entiteit beperk<span class=\"_ _1\"></span>t om voor p<span class=\"_ _1\"></span>olishouders <span class=\"_ _1\"></span>met </span></div>\n<div class=\"t m0 x1d h64 y9bc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> kenmerken <span class=\"_ _1\"></span>een verschill<span class=\"_ _1\"></span>end prijs<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">of uitkerin<span class=\"_ _0\"></span>gsnivea<span class=\"_ _0\"></span>u vast </span></span></div>\n<div class=\"t m0 x1d h64 y9bd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te stellen,<span class=\"_ _0\"></span> worden i<span class=\"_ _0\"></span>n dezelfde g<span class=\"_ _0\"></span>roep opge<span class=\"_ _0\"></span>nomen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9be ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9bf ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>ui<span class=\"_ _1\"></span>tgegeven verzek<span class=\"_ _1\"></span>eringscontracten<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 y9c0 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span><span class=\"ws112\">en (ande<span class=\"_ _0\"></span>re dan bel<span class=\"_ _0\"></span>eggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x1d h64 y9c1 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten en g<span class=\"_ _0\"></span>ehouden</div>\n<div class=\"t m0 x1d h64 y9c2 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en) <span class=\"ws112\">op in zij<span class=\"_ _0\"></span>n geconso<span class=\"_ _0\"></span>lideerd ov<span class=\"_ _0\"></span>erzicht v<span class=\"_ _0\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y9c3 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"lsed ws11d\">vanaf het v<span class=\"_ _0\"></span>roegst<span class=\"_ _0\"></span>e van de v<span class=\"_ _0\"></span>olgende t<span class=\"_ _0\"></span>ijdst<span class=\"_ _0\"></span>ippen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9c4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Het begin van hun dek<span class=\"_ _0\"></span>kingsp<span class=\"_ _0\"></span>eri<span class=\"lsef ws113\">ode;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y9c5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">De datum waarop de ee<span class=\"_ _0\"></span>rste betal<span class=\"_ _0\"></span>ing door ee<span class=\"_ _0\"></span>n polishou<span class=\"_ _0\"></span>der in de </span></span></div>\n<div class=\"t m0 x69 h64 y9c6 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep verschul<span class=\"_ _1\"></span>digd is, of, indien<span class=\"_ _1\"></span> er geen <span class=\"lsed ws111\">contract<span class=\"_ _0\"></span>uele verval<span class=\"_ _0\"></span>datum </span></div>\n<div class=\"t m0 x69 h64 y9c7 ff6f fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">is, <span class=\"lsed ws111\">op <span class=\"ws112\">de datum waaro<span class=\"_ _0\"></span>p de eerste b<span class=\"_ _0\"></span>etaling va<span class=\"_ _0\"></span>n de polish<span class=\"_ _0\"></span>ouder is </span></span></div>\n<div class=\"t m0 x69 h64 y9c8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9c9 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">W<span class=\"_ _1\"></span>anneer fei<span class=\"_ _1\"></span>ten en omstand<span class=\"_ _1\"></span>igheden ero<span class=\"_ _1\"></span>p wijzen</span><span class=\"ff6f\"> <span class=\"_ _1\"></span><span class=\"lsef ws11d\">dat de</span> <span class=\"lsef ws113\">gro<span class=\"_ _1\"></span>ep <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9ca ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verl<span class=\"_ _1\"></span>ieslatend word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9cb ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9cc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>bele<span class=\"_ _1\"></span>ggingscontracten<span class=\"_ _1\"></span> met discre<span class=\"_ _1\"></span>tionaire</div>\n<div class=\"t m0 x1d h64 y9cd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen o<span class=\"_ _0\"></span>p <span class=\"ws11d\">in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de </span></div>\n<div class=\"t m0 x1d h64 y9ce ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie wanneer Ageas co<span class=\"_ _1\"></span>ntractpartij word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9cf ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Waarderingsbenade<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas waardeer<span class=\"_ _1\"></span>t groepen <span class=\"ws113\">v<span class=\"_ _1\"></span>an <span class=\"lsed ws112\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten op bas<span class=\"_ _0\"></span>is van de </span></span></div>\n<div class=\"t m0 x1d h64 y9d1 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">volgende be<span class=\"_ _1\"></span>naderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d2 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsf9 ws124\">He<span class=\"_ _1\"></span>t </span><span class=\"ff6f\">a<span class=\"lsef ws113\">lgemene<span class=\"_ _1\"></span> </span>w<span class=\"lsef ws11d\">aarder<span class=\"_ _1\"></span>ingsmodel, oo<span class=\"_ _1\"></span>k wel </span>\u2018<span class=\"_ _1\"></span><span class=\"lsef ws113\">bouwsteenbenader<span class=\"_ _1\"></span>ing<span class=\"ls10b ws13d\">\u2019 </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9d3 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">genoemd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">p<span class=\"lsef ws11d\">remietoe<span class=\"_ _1\"></span>rekeningsbenaderi<span class=\"_ _1\"></span>ng; en</span> </span></span></div>\n<div class=\"t m0 x1d h64 y9d5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">v<span class=\"lsef ws113\">ariabele<span class=\"_ _1\"></span> </span>v<span class=\"lsef ws113\">ergoe<span class=\"_ _1\"></span>dingsbenadering<span class=\"_ _1\"></span>.</span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> bij eerste<span class=\"_ _1\"></span> opname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span><span class=\"ws111\">worden <span class=\"lsef ws113\">groepen </span>van </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>nt<span class=\"lsef ws11e\">racten bij <span class=\"ws113\">hun <span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opname ge<span class=\"_ _1\"></span>waardeerd als <span class=\"_ _1\"></span>het </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">totaal v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws11d\">De contante wa<span class=\"_ _0\"></span>arde v<span class=\"_ _0\"></span>an hun ges<span class=\"_ _0\"></span>chatte t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws112\">Een expliciete <span class=\"ls103 ws11d\">risico</span></span><span class=\"ff74\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-</span>finan<span class=\"_ _0\"></span>cieel ris<span class=\"_ _0\"></span>ico; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff74\">c<span class=\"lsef ws113\">ontractuel<span class=\"_ _1\"></span>e </span>d<span class=\"lsef ws11e\">iens<span class=\"_ _1\"></span>tenmarge, tenzij<span class=\"_ _1\"></span> de groep van contr<span class=\"_ _1\"></span>acten </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>latend is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De som van de contan<span class=\"_ _1\"></span>te waarde van <span class=\"lsed ws111\">de <span class=\"ws11d\">schattinge<span class=\"_ _0\"></span>n van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de <span class=\"ls103 ws11d\">risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"lsef\">aanpassing voo<span class=\"_ _1\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">financieel risi<span class=\"_ _1\"></span>co word<span class=\"ls0 ws0\">t </span><span class=\"ws113\">oo<span class=\"_ _1\"></span>k </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vervul<span class=\"_ _0\"></span>lingska<span class=\"_ _0\"></span>sstrom<span class=\"_ _0\"></span>en van de groep <span class=\"ws111\">v<span class=\"_ _0\"></span>an contract<span class=\"_ _0\"></span>en <span class=\"lsef ws113\">genoemd<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De schattingen van<span class=\"_ _1\"></span> toekomstige kasst<span class=\"_ _1\"></span>romen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">die<span class=\"_ _1\"></span></span> <span class=\"lsed ws112\">in de waarderi<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span>contracten w<span class=\"_ _1\"></span>orden opgenomen<span class=\"_ _1\"></span>, worden bepaa<span class=\"_ _1\"></span>ld <span class=\"lsed ws112\">op basis </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de be<span class=\"_ _1\"></span>palingen in<span class=\"_ _1\"></span> <span class=\"lsed ws112\">IFRS 17 inz<span class=\"_ _0\"></span>ake contr<span class=\"_ _0\"></span>actgrenz<span class=\"_ _0\"></span>en. Voor s<span class=\"_ _0\"></span>ommige </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">productgroepen<span class=\"_ _1\"></span> verschillen<span class=\"_ _1\"></span> deze <span class=\"ws113\">bepalin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">va<span class=\"lsed ws112\">n de huidige prakt<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c h64 y8b6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 4 of van de (kort<span class=\"_ _0\"></span>ere) cont<span class=\"_ _0\"></span>ractgre<span class=\"_ _0\"></span>nzen zoals<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing</div>\n<div class=\"t m0 x2c h64 y8b7 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span> II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De metho<span class=\"_ _0\"></span>dologie <span class=\"lsef ws113\">die<span class=\"ls0 ws0\"> </span></span>in IFRS 17 wo<span class=\"_ _0\"></span>rdt gebruik<span class=\"_ _0\"></span>t voor de mod<span class=\"_ _0\"></span>ellerin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 y9d9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en <span class=\"lsef ws113\">de <span class=\"ws11d\">waardering <span class=\"_ _1\"></span>is gelijkaard<span class=\"_ _1\"></span>ig aan de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>modellen di<span class=\"_ _1\"></span>e Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y9da ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebr<span class=\"ws11d\">uikt ond<span class=\"_ _1\"></span>er<span class=\"ls0 ws0\"> </span>Solvenc<span class=\"_ _1\"></span>y II. Voor<span class=\"_ _1\"></span> de producten<span class=\"_ _1\"></span> die <span class=\"ws11e\">worden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9db ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de hand<span class=\"_ _1\"></span> van het<span class=\"_ _1\"></span> algemene w<span class=\"_ _1\"></span>aarderingsmodel,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">worden d<span class=\"_ _0\"></span>e vaste </span></div>\n<div class=\"t m0 x2c h64 y9dc ff74 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsef ws113\">contract </span><span class=\"lsed\">per contract gemo<span class=\"_ _0\"></span>delleer<span class=\"_ _0\"></span>d. Vervol<span class=\"_ _0\"></span>gens word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y9dd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geproj<span class=\"_ _1\"></span>ecteerde kass<span class=\"_ _1\"></span>tromen <span class=\"ws113\">gegroepeerd<span class=\"_ _1\"></span> </span>in rele<span class=\"_ _1\"></span>vante \u2018model<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9de ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">points\u2019<span class=\"_ _0\"></span>. De aan deze \u2018m<span class=\"_ _0\"></span>odel point<span class=\"_ _0\"></span>s\u2019 verbo<span class=\"_ _0\"></span>nden kasst<span class=\"_ _0\"></span>romen wor<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y9df ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stochastisch gepr<span class=\"_ _1\"></span>ojecteerd<span class=\"_ _1\"></span>, <span class=\"ws113\">om<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de varia<span class=\"_ _0\"></span>bele kasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span> alsmede <span class=\"_ _0\"></span>de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardec<span class=\"_ _0\"></span>orrect<span class=\"_ _0\"></span>ie voor i<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>acten be<span class=\"_ _0\"></span>sloten opt<span class=\"_ _0\"></span>ies te <span class=\"_ _0\"></span>bepalen (<span class=\"_ _0\"></span>op het</div>\n<div class=\"t m0 x2c h64 y9e1 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de tot<span class=\"_ _0\"></span>ale port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le of voor <span class=\"_ _0\"></span>een groe<span class=\"_ _0\"></span>p <span class=\"ls103\">van <span class=\"lsef ws113\">nieu<span class=\"_ _1\"></span>we </span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en). Zow<span class=\"_ _0\"></span>el de kasstro<span class=\"_ _0\"></span>men als de w<span class=\"_ _0\"></span>aarderin<span class=\"_ _0\"></span>g weerspi<span class=\"_ _0\"></span>egelen d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9e3 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhankelijkhei<span class=\"_ _1\"></span>d van wijzigingen<span class=\"_ _1\"></span> in risico<span class=\"ls0 ws0\">-</span>neu<span class=\"_ _1\"></span>trale financi\u00eb<span class=\"_ _1\"></span>le variabelen</div>\n<div class=\"t m0 x2c h64 y9e4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals ren<span class=\"_ _1\"></span>tevoeten, bewe<span class=\"_ _1\"></span>gingen in aan<span class=\"_ _1\"></span>delenkoersen<span class=\"_ _1\"></span> en waardering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y9e5 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d). Tensl<span class=\"_ _0\"></span>otte worde<span class=\"_ _0\"></span>n de variab<span class=\"_ _0\"></span>ele<span class=\"ls0 ws0\"> </span>kasstr<span class=\"_ _0\"></span>omen aan de o<span class=\"_ _0\"></span>nder</div>\n<div class=\"t m0 x2c h64 y9e6 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 aa<span class=\"_ _1\"></span>ngemerkte groep<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span> <span class=\"lsed\">contracte<span class=\"_ _0\"></span>n toegew<span class=\"_ _0\"></span>ezen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Model Co<span class=\"_ _0\"></span>ntrol Boar<span class=\"_ _0\"></span>d van Ageas hou<span class=\"_ _0\"></span>dt toezic<span class=\"_ _0\"></span>ht op en valide<span class=\"_ _0\"></span>ert de</div>\n<div class=\"t m0 x2c h64 y9e9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodes<span class=\"_ _0\"></span> en proces<span class=\"_ _0\"></span>sen welke v<span class=\"_ _0\"></span>oor de kasst<span class=\"_ _0\"></span>roompro<span class=\"_ _0\"></span>jectie e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9ea ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering worden g<span class=\"_ _1\"></span>ehanteerd. Even<span class=\"_ _1\"></span>tuele wijziging<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">n in de metho<span class=\"_ _0\"></span>des </span></div>\n<div class=\"t m0 x2c h64 y9eb ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en process<span class=\"_ _0\"></span>en ten beh<span class=\"_ _0\"></span>oeve van de in<span class=\"_ _0\"></span>schatti<span class=\"_ _0\"></span>ng van voor d<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y9ec ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van contra<span class=\"_ _1\"></span>cten gebruikte<span class=\"_ _1\"></span> inputs, d<span class=\"_ _1\"></span>e reden van<span class=\"_ _1\"></span> elke wijz<span class=\"_ _1\"></span>iging<span class=\"ls0 ws0\">, <span class=\"lsed ws111\">alsmede </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het type contrac<span class=\"_ _1\"></span>ten dat is betro<span class=\"_ _1\"></span>kken, worden gedocum<span class=\"_ _1\"></span>enteerd en</div>\n<div class=\"t m0 x2c h64 y9ee ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevalideerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>v<span class=\"lsed ws112\">an Ageas z<span class=\"_ _0\"></span>ullen de co<span class=\"_ _0\"></span>ntante waa<span class=\"_ _0\"></span>rde van<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f1 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van toekom<span class=\"_ _1\"></span>stige kasstromen<span class=\"_ _1\"></span> bepalen<span class=\"ls0 ws0\"> </span>d<span class=\"_ _1\"></span>oor gebrui<span class=\"_ _1\"></span>k te</div>\n<div class=\"t m0 x2c h64 y9f2 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maken<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten di<span class=\"_ _0\"></span>e volgen<span class=\"_ _0\"></span>s een top<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">downbenaderin<span class=\"_ _1\"></span>g </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld<span class=\"lsed ws112\">, welke met<span class=\"_ _0\"></span> de onder pijl<span class=\"_ _0\"></span>er 2 van Solve<span class=\"_ _0\"></span>ncy II </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> methodologie<span class=\"_ _1\"></span> i<span class=\"lsed ws112\">s afgeste<span class=\"_ _0\"></span>md.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De risico<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel risico<span class=\"_ _1\"></span> weerspiegelt<span class=\"_ _1\"></span> <span class=\"ws113\">de </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compens<span class=\"_ _0\"></span>atie welk<span class=\"_ _0\"></span>e Ageas verl<span class=\"_ _0\"></span>angt vo<span class=\"_ _0\"></span>or het drag<span class=\"_ _0\"></span>en van de uit het n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9f8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble risico v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende onz<span class=\"_ _0\"></span>ekerhei<span class=\"_ _0\"></span>d omtre<span class=\"_ _0\"></span>nt het bedrag e<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x2c h64 y9f9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijdstip v<span class=\"_ _0\"></span>an de kass<span class=\"_ _0\"></span>tromen van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span>van </span></span><span class=\"ws111\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten. </span></div>\n<div class=\"t m0 x2c h64 y9fa ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>aanpassi<span class=\"_ _0\"></span>ng dekt het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verzekeringsrisico en andere nie<span class=\"_ _1\"></span>t</span>-</span></div>\n<div class=\"t m0 x2c h64 y9fb ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble ri<span class=\"_ _1\"></span>sico\u2019s zoals ver<span class=\"_ _1\"></span>valrisico en kos<span class=\"_ _1\"></span>tenrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fc ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9fd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zu<span class=\"_ _1\"></span>llen de ri<span class=\"_ _1\"></span>sico<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">aanpa<span class=\"_ _1\"></span>ssing voor </span></div>\n<div class=\"t m0 x2c h64 y9fe ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel ris<span class=\"_ _1\"></span>ico berekene</span>n<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">aan de<span class=\"_ _1\"></span> hand</span> </span><span class=\"ws112\">van de techniek va<span class=\"_ _0\"></span>n het </span></div>\n<div class=\"t m0 x2c h64 y9ff ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrouw<span class=\"_ _0\"></span>baarhe<span class=\"_ _0\"></span>idsperc<span class=\"_ _0\"></span>entage, w<span class=\"_ _0\"></span>aarbij het<span class=\"_ _0\"></span> 75</div>\n<div class=\"t m0 x1a1 h76 ya00 ff74 fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2a h64 ya01 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">percenti<span class=\"_ _0\"></span>el wordt </span></div>\n<div class=\"t m0 x1d h64 ya02 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reefd. <span class=\"lsef ws11d\">Er worden geen g<span class=\"_ _1\"></span>roepsdiversi<span class=\"_ _1\"></span>ficatie<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten toe<span class=\"_ _0\"></span>gepast.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya03 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderw<span class=\"_ _0\"></span>orpen aan go<span class=\"_ _0\"></span>edkeuri<span class=\"_ _0\"></span>ng door het pas<span class=\"_ _0\"></span>sende <span class=\"lsef ws113\">directieniveau, moet<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya04 ff74 fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">de risico<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">aanpassi<span class=\"_ _0\"></span>ng <span class=\"ws112\">een marge om<span class=\"_ _0\"></span>vatten d<span class=\"_ _0\"></span>ie <span class=\"lsef ws11d\">op geschikte<span class=\"_ _1\"></span> wijze<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya05 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udt met op<span class=\"_ _1\"></span>komende risi<span class=\"_ _1\"></span>co\u2019s en onze<span class=\"_ _1\"></span>kerheden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya06 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya07 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge ve<span class=\"_ _1\"></span>rtegenwoordigt<span class=\"_ _1\"></span> de onverdie<span class=\"_ _1\"></span>nde winst </span></span></div>\n<div class=\"t m0 x1d h64 ya08 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op een groe<span class=\"_ _1\"></span>p <span class=\"ws113\">van ver<span class=\"_ _1\"></span>zekeringscon<span class=\"_ _1\"></span>tracten. <span class=\"ws11e\">Als<span class=\"_ _1\"></span> een direct gevolg van<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 ya09 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an een c<span class=\"_ _0\"></span>ontr<span class=\"ws112\">act<span class=\"_ _0\"></span>uele diens<span class=\"_ _0\"></span>tenma<span class=\"_ _0\"></span>rge, word<span class=\"_ _0\"></span>en eventuel<span class=\"_ _0\"></span>e in de </span></div>\n<div class=\"t m0 x1d h64 ya0a ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vervullingska<span class=\"_ _1\"></span>sstromen beslo<span class=\"_ _1\"></span>ten winsten <span class=\"_ _1\"></span>niet onmidd<span class=\"_ _1\"></span>ellijk <span class=\"ws113\">opgeno<span class=\"_ _1\"></span>men<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya0b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar uitgesteld<span class=\"_ _1\"></span>. <span class=\"lsed ws112\">Ageas za<span class=\"_ _0\"></span>l de onverd<span class=\"_ _0\"></span>iende winst<span class=\"_ _0\"></span> <span class=\"lsef ws11e\">op een groep va<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x1d h64 ya0c ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten opne<span class=\"_ _1\"></span>men <span class=\"ls107 ws13e\">in <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verl<span class=\"_ _1\"></span>iesrekening </span></div>\n<div class=\"t m0 x1d h64 ya0d ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de <span class=\"ws11d\">perio<span class=\"_ _1\"></span>de wanneer d<span class=\"_ _1\"></span>iensten uit<span class=\"_ _1\"></span> hoofde van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x1d h64 ya0e ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract worden<span class=\"_ _1\"></span> verleend. Ge<span class=\"_ _1\"></span>wogen dekkings<span class=\"_ _1\"></span>eenheden</div>\n<div class=\"t m0 x1d h64 ya0f ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zullen worden<span class=\"_ _1\"></span> toegepas<span class=\"_ _1\"></span>t voor verzek<span class=\"_ _1\"></span>eringsproducten<span class=\"_ _1\"></span> die vers<span class=\"_ _1\"></span>chillende</div>\n<div class=\"t m0 x1d h64 ya10 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s dekken,<span class=\"_ _0\"></span> indien <span class=\"_ _0\"></span>relevant<span class=\"_ _0\"></span> om het pr<span class=\"_ _0\"></span>ofiel v<span class=\"_ _0\"></span>an de opn<span class=\"_ _0\"></span>ame van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya11 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaten <span class=\"_ _1\"></span><span class=\"lsed ws11d\">af te st<span class=\"_ _0\"></span>emmen met<span class=\"_ _0\"></span> de aard<span class=\"_ _0\"></span> van het c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>. <span class=\"lsef\">In alle andere<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya12 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevallen <span class=\"_ _1\"></span>wordt de mee<span class=\"_ _1\"></span>st relevante<span class=\"_ _1\"></span> enkelvoudige d<span class=\"_ _1\"></span>ekkingseenheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya13 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya14 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya15 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge va<span class=\"_ _1\"></span>n een groep<span class=\"_ _1\"></span> <span class=\"ls103\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya16 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en kan nooit n<span class=\"_ _0\"></span>egatief wo<span class=\"_ _0\"></span>rden. In dat<span class=\"_ _0\"></span> geval is de</div>\n<div class=\"t m0 x1d h64 ya17 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end en w<span class=\"_ _0\"></span>ordt en<span class=\"_ _0\"></span>ig verli<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1d h64 ya18 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onmiddellijk<span class=\"_ _1\"></span> verantwoord<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in de winst</span>- </span><span class=\"ws11d\">en v<span class=\"_ _1\"></span>erliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1d h6c ya19 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> na eerste o<span class=\"_ _1\"></span>pname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya1a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> een groep van verzeker<span class=\"_ _1\"></span>ingscontracten op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya1b ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagdatum <span class=\"_ _1\"></span>is de som<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>verplichting u<span class=\"_ _1\"></span>it hoofde<span class=\"_ _1\"></span> van resterend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ya1c ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dekking,<span class=\"_ _0\"></span> die de contr<span class=\"_ _0\"></span>actuele di<span class=\"_ _0\"></span>ensten<span class=\"_ _0\"></span>marge of ve<span class=\"_ _0\"></span>rliesco<span class=\"_ _0\"></span>mponent o<span class=\"_ _0\"></span>mvat,</div>\n<div class=\"t m0 x1d h64 ya1d ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoo<span class=\"_ _0\"></span>fde van o<span class=\"_ _0\"></span>ntstane c<span class=\"_ _0\"></span>laims.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya1e ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya1f ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verv<span class=\"_ _0\"></span>ullingsk<span class=\"_ _0\"></span>asstro<span class=\"_ _0\"></span>men word<span class=\"_ _0\"></span>en aan h<span class=\"_ _0\"></span>et eind<span class=\"_ _0\"></span>e van elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya20 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagper<span class=\"lsed ws112\">iode herberek<span class=\"_ _0\"></span>end, waa<span class=\"_ _0\"></span>rbij gebr<span class=\"_ _0\"></span>uik wordt ge<span class=\"_ _0\"></span>maakt van act<span class=\"_ _0\"></span>uele </span></div>\n<div class=\"t m0 x1d h64 ya21 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van de<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige kasst<span class=\"_ _0\"></span>romen, act<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 ya22 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten en act<span class=\"_ _0\"></span>uele schat<span class=\"_ _0\"></span>tingen va<span class=\"_ _0\"></span>n de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">aanpassing<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya23 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi<span class=\"_ _1\"></span>\u00eble risico\u2019s. </span> </span></div>\n<div class=\"t m0 x1d h64 ya24 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya25 ff74 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> herberekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>van de <span class=\"_ _1\"></span>vervullingskass<span class=\"_ _1\"></span>t<span class=\"ws113\">romen <span class=\"lsed ws112\">van de verplic<span class=\"_ _0\"></span>hting </span></span></span></div>\n<div class=\"t m0 x1d h64 ya26 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit hoofde<span class=\"_ _1\"></span> van res<span class=\"_ _1\"></span>terende dekking<span class=\"_ _1\"></span> in opeenvolge<span class=\"_ _1\"></span>nde versl<span class=\"_ _1\"></span>agperiodes<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ya27 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt de <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuele </span>d</span><span class=\"ws113\">ienstenmarge a<span class=\"_ _1\"></span>angepast </span>voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 ya28 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> deze vervulling<span class=\"_ _1\"></span>skasstromen, waardoor<span class=\"_ _1\"></span> d<span class=\"ls103 ws11d\">eze<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">wijziginge<span class=\"_ _1\"></span>n</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya29 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">opgenomen<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in de win<span class=\"_ _1\"></span><span class=\"ls103 ws11d\">st<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span>en verliesreken<span class=\"_ _1\"></span>ing gedurende de </span></span></div>\n<div class=\"t m0 x1d h64 ya2a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resterende peri<span class=\"_ _1\"></span>ode dat Ageas diens<span class=\"_ _1\"></span>ten uit hoofde van<span class=\"_ _1\"></span> <span class=\"ws113\">het<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya2b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract verleent. Ren<span class=\"_ _1\"></span>te voor het vers<span class=\"_ _1\"></span>trijken van de<span class=\"_ _1\"></span> tijd</div>\n<div class=\"t m0 x1d h64 ya2c ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt aan d<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">iens<span class=\"_ _1\"></span>tenmarge toege<span class=\"_ _1\"></span>voegd, waarbi<span class=\"_ _1\"></span>j <span class=\"ws113\">gebruik </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya2d ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt gemaa<span class=\"_ _1\"></span>kt van <span class=\"ws11e\">de di<span class=\"_ _1\"></span>sc<span class=\"lsed ws112\">onterin<span class=\"_ _0\"></span>gsvoet<span class=\"_ _0\"></span>en bij eerst<span class=\"_ _0\"></span>e opname van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya2e ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya2f ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Premietoereken<span class=\"_ _1\"></span>ingsbenadering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya30 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">een entiteit toe o<span class=\"_ _1\"></span>m groepen <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekeringscon<span class=\"_ _1\"></span>tracten </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya31 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die voldoen aan bep<span class=\"_ _1\"></span>aalde voorwaarden<span class=\"_ _1\"></span>, zoals verzekering<span class=\"_ _1\"></span>scontracten</div>\n<div class=\"t m0 x1d h64 ya32 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvan de d<span class=\"_ _1\"></span>ekkingsperiode<span class=\"_ _1\"></span> niet lange<span class=\"_ _1\"></span>r dan \u00e9\u00e9n <span class=\"_ _1\"></span>jaar bedraag<span class=\"_ _1\"></span>t, <span class=\"lsf9 ws124\">te </span></div>\n<div class=\"t m0 x1d h64 ya33 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderen <span class=\"_ _1\"></span>volgens<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de v<span class=\"_ _1\"></span>ereenvoudigde <span class=\"ls0 ws0\">p<span class=\"_ _1\"></span></span></span>remietoerekenin<span class=\"_ _1\"></span>gsbenadering</div>\n<div class=\"t m0 x1d h64 ya34 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(in pla<span class=\"_ _0\"></span>ats van v<span class=\"_ _0\"></span>olgens h<span class=\"_ _0\"></span>et <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"_ _1\"></span><span class=\"lsef ws113\">aarderingsm<span class=\"_ _1\"></span>odel).</span> </span></div>\n<div class=\"t m0 x1d h64 ya35 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya36 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de toepa<span class=\"_ _0\"></span>ssing van d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">p<span class=\"lsef ws11d\">remie<span class=\"_ _1\"></span>toerekeningsbenader<span class=\"_ _1\"></span>ing heeft Age<span class=\"_ _1\"></span>as <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 ya37 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e om enige, met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen verba<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x1d h64 ya38 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houdende ka<span class=\"_ _1\"></span>sstromen, op <span class=\"_ _1\"></span>te nemen al<span class=\"_ _1\"></span>s last wann<span class=\"_ _1\"></span>eer zij d<span class=\"_ _1\"></span>eze kosten</div>\n<div class=\"t m0 x1d h64 ya39 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maakt<span class=\"ws11d\">, op <span class=\"_ _1\"></span>voorwaarde da<span class=\"_ _1\"></span>t de ini<span class=\"_ _1\"></span>ti\u00eble dekking<span class=\"_ _1\"></span>speriode bij<span class=\"_ _1\"></span> eerste opnam<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya3a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de<span class=\"ls0 ws0\"> </span><span class=\"ws113\">groep<span class=\"_ _1\"></span>en <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span>verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> <span class=\"lsed ws112\">niet lang<span class=\"_ _0\"></span>er is dan <span class=\"lsef ws113\">\u00e9\u00e9</span><span class=\"ws11d\">n jaar.<span class=\"ls0 ws0\">  </span></span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">p<span class=\"lsef ws113\">remietoerekeningsbenad<span class=\"_ _1\"></span>ering<span class=\"lsf9 ws13b\">, is </span></span></span>de verplichting u<span class=\"_ _0\"></span>it hoofde</div>\n<div class=\"t m0 x2c h64 y8a6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van resterende<span class=\"_ _1\"></span> dekking <span class=\"ws11d\">op da<span class=\"_ _1\"></span>tum van<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">eerste opname </span></span></span>gelijk aan<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele ontvan<span class=\"_ _0\"></span>gen premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s <span class=\"lsed ws112\">op die datum<span class=\"lsf9 ws124\">. <span class=\"lsef ws11e\">In opeenvolgende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>s,<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">is</span> </span><span class=\"ws11e\">d<span class=\"_ _1\"></span>e boekwaarde van de<span class=\"_ _1\"></span> verplichting uit ho<span class=\"_ _1\"></span>ofde van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende d<span class=\"_ _1\"></span>ekking <span class=\"ls10b ws13d\">gelijk </span><span class=\"ws113\">aan <span class=\"lsed ws112\">de boekwaarde a<span class=\"_ _0\"></span>an <span class=\"ws11d\">het begi<span class=\"_ _0\"></span>n van de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>, <span class=\"ws11e\">plus de tijd<span class=\"_ _1\"></span>ens de periode<span class=\"_ _1\"></span> ontvangen premies<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">minus </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het bedrag<span class=\"_ _1\"></span> dat als ver<span class=\"_ _1\"></span>zekeringsopbren<span class=\"_ _1\"></span>gst <span class=\"ws11e\">is opgeno<span class=\"_ _1\"></span>men <span class=\"lsed ws112\">voor in die </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">periode ve<span class=\"_ _1\"></span>rleende dekking<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">minu<span class=\"_ _1\"></span>s </span></span>elke be<span class=\"_ _1\"></span>leggingscomponen<span class=\"_ _1\"></span>t die is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaald of<span class=\"_ _0\"></span> <span class=\"lsee\">is <span class=\"lsef ws11d\">overgeboe<span class=\"_ _1\"></span>kt naar de<span class=\"_ _1\"></span> verplichting<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van on<span class=\"_ _1\"></span>tstane </span></span></div>\n<div class=\"t m0 x2c h64 y8ae ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">claims<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien op ee<span class=\"_ _0\"></span>n gegeven m<span class=\"_ _0\"></span>oment, vo<span class=\"_ _0\"></span>orafgaa<span class=\"_ _0\"></span>nd aan en tijd<span class=\"_ _0\"></span>ens de</div>\n<div class=\"t m0 x2c h64 y8b1 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dekkingsperiode<span class=\"_ _1\"></span>, feiten en omsta<span class=\"_ _1\"></span>ndigheden doen ve<span class=\"_ _1\"></span>rmoeden dat een</div>\n<div class=\"t m0 x2c h64 y8b2 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end is,<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">dan neemt</span> <span class=\"lsef ws113\">Ageas<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verl<span class=\"_ _0\"></span>ies <span class=\"ws111\">op </span>in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening</span> </span></span><span class=\"lsef\">en<span class=\"_ _1\"></span> verhoogt A<span class=\"_ _1\"></span>geas de </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> uit hoofde van reste<span class=\"_ _1\"></span>rende dekking voo<span class=\"_ _1\"></span>r zover de actuele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van de vervu<span class=\"_ _1\"></span>llingskasstromen<span class=\"_ _1\"></span> inzake de<span class=\"_ _1\"></span> resterende<span class=\"_ _1\"></span> dekking</div>\n<div class=\"t m0 x2c h64 y8b6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting uit<span class=\"_ _1\"></span> hoof<span class=\"ws11d\">de van<span class=\"_ _1\"></span> resterende dek<span class=\"_ _1\"></span>king </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overstijgen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">verplic<span class=\"_ _0\"></span>hting u<span class=\"_ _0\"></span>it hoofd<span class=\"_ _0\"></span>e van onts<span class=\"_ _0\"></span>tane cl<span class=\"_ _0\"></span>aims<span class=\"ls0 ws0\"> v<span class=\"lsef ws113\">an</span> </span></span></div>\n<div class=\"t m0 x2c h64 y9d9 ff79 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n </span></span>verzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">volgens de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9da ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsef ws11d\">remietoere<span class=\"_ _1\"></span>keningsbenade<span class=\"_ _1\"></span>ring wordt g<span class=\"_ _1\"></span>ewaardeerd, <span class=\"_ _1\"></span>omvat het be<span class=\"_ _1\"></span>drag </span></div>\n<div class=\"t m0 x2c h64 y9db ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aangepaste verd<span class=\"_ _1\"></span>isconteerde verv<span class=\"_ _1\"></span>ullingskasstromen<span class=\"_ _1\"></span>, </span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">aan actue<span class=\"_ _0\"></span>le disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoete<span class=\"_ _0\"></span>n, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9dd ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nog niet bet<span class=\"_ _0\"></span>aalde ont<span class=\"_ _0\"></span>stane cl<span class=\"_ _0\"></span>aims en kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9de ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9df ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>het voorne<span class=\"_ _1\"></span>men om de <span class=\"_ _1\"></span><span class=\"ls0 ws0\">p</span><span class=\"ws113\">remietoer<span class=\"_ _1\"></span>ekeningsbenaderin<span class=\"_ _1\"></span>g <span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te passen v<span class=\"_ _0\"></span>oor het groot<span class=\"_ _0\"></span>ste deel v<span class=\"_ _0\"></span>an de d<span class=\"lsef ws11d\">aarvoor in aa<span class=\"_ _1\"></span>nmerking </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">komende groepe<span class=\"_ _1\"></span>n <span class=\"ws113\">van </span><span class=\"lsed\">contracten b<span class=\"_ _0\"></span>innen <span class=\"ws112\">d<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">Leven en<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">binnen de <span class=\"_ _1\"></span>herverzekerings<span class=\"_ _1\"></span>activiteiten. Ag<span class=\"_ _1\"></span>eas heeft <span class=\"_ _1\"></span>daarnaast<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e3 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornemen om<span class=\"_ _1\"></span> de <span class=\"ls0 ws0\">p</span><span class=\"ws113\">rem<span class=\"_ _1\"></span>ietoerekeningsbe<span class=\"_ _1\"></span>nadering <span class=\"_ _1\"></span></span><span class=\"lsed\">toe te<span class=\"_ _0\"></span> passen <span class=\"lsef ws113\">voor </span></span></div>\n<div class=\"t m0 x2c h64 y9e4 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een beperk<span class=\"_ _0\"></span>t aantal<span class=\"_ _0\"></span> daarvoor i<span class=\"_ _0\"></span>n aanmer<span class=\"ws11d\">ki<span class=\"_ _0\"></span>ng kome<span class=\"_ _0\"></span>nde contr<span class=\"_ _0\"></span>acten <span class=\"_ _0\"></span>binnen </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en, <span class=\"lsef ws11d\">waarvoor de r<span class=\"_ _1\"></span>isico\u2019s op <span class=\"_ _1\"></span>jaarlijkse<span class=\"_ _1\"></span> basis opnieu<span class=\"_ _1\"></span>w </span></div>\n<div class=\"t m0 x2c h64 y9e6 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> getarife<span class=\"_ _1\"></span>erd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya3d ff7b fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Variabel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ergoedin<span class=\"_ _1\"></span>gsbenadering</span> </span></div>\n<div class=\"t m0 x2c h64 ya3e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n entiteit<span class=\"_ _1\"></span> groepen v<span class=\"_ _1\"></span>an verzekerin<span class=\"_ _1\"></span>gscontracten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>l<span class=\"lsef ws11e\">ementen waardeer<span class=\"_ _1\"></span>t volgens de variabel<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 ya40 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingsbena<span class=\"_ _1\"></span>dering (in<span class=\"_ _1\"></span> plaats van <span class=\"_ _1\"></span>volgens h<span class=\"_ _1\"></span>et algemene</div>\n<div class=\"t m0 x2c h64 ya41 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ff79 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgem<span class=\"_ _1\"></span>ene </span>w<span class=\"lsef ws11d\">aar<span class=\"_ _1\"></span>deringsmodel<span class=\"_ _1\"></span> en de </span>v<span class=\"_ _1\"></span><span class=\"lsef ws113\">ariabele </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsef ws11e\">ergoeding<span class=\"_ _1\"></span>sbenadering<span class=\"_ _1\"></span> waarderen de vervul<span class=\"_ _1\"></span>lingskasstromen op<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya45 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dezelfde wijze<span class=\"_ _1\"></span>. Er is daarentege<span class=\"_ _1\"></span>n een verschil in de waar<span class=\"_ _1\"></span>dering van de</div>\n<div class=\"t m0 x2c h64 ya46 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge. Bij <span class=\"ws111\">de <span class=\"lsef ws11e\">eerste opname van een groep<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x2c h64 ya47 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en is<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">er geen </span></span></div>\n<div class=\"t m0 x2c h64 ya48 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tussen de co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>ele dienst<span class=\"_ _0\"></span>enmarg<span class=\"_ _0\"></span>e bepaald on<span class=\"_ _0\"></span>der beid<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya49 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thodes. In daaropvo<span class=\"_ _1\"></span>lgende <span class=\"ws113\">verslagper<span class=\"_ _1\"></span>iodes,<span class=\"ls0 ws0\"> </span></span>wordt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4a ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge van een gr<span class=\"_ _0\"></span>oep van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten</div>\n<div class=\"t m0 x2c h64 ya4b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>lemente<span class=\"_ _0\"></span>n, die wordt<span class=\"_ _0\"></span> gewaar<span class=\"_ _0\"></span>deerd aan de ha<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 ya4c ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de variabele<span class=\"_ _1\"></span> vergoedingsbenader<span class=\"_ _1\"></span>ing, aangepas<span class=\"_ _1\"></span>t voor de wijziginge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ya4d ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in discon<span class=\"_ _1\"></span>teringsvoeten en<span class=\"_ _1\"></span> andere <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>variabelen (onde<span class=\"_ _1\"></span>r het</div>\n<div class=\"t m0 x2c h64 ya4e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemene waarde<span class=\"_ _1\"></span>ringsmodel <span class=\"_ _1\"></span>worden dergeli<span class=\"_ _1\"></span>jke wijzigi<span class=\"_ _1\"></span>ngen <span class=\"ws113\">opgenomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya4f ff79 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de ger<span class=\"_ _0\"></span>ealise<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erde en niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealiseerde<span class=\"_ _1\"></span> resultaten<span class=\"lsf9 ws124\">). <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya50 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De variabele ve<span class=\"_ _1\"></span>rgoedingsbenader<span class=\"_ _1\"></span>ing kan niet worden toe<span class=\"_ _1\"></span>gepast op</div>\n<div class=\"t m0 x2c h64 ya52 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">groepen v<span class=\"_ _0\"></span>an lev<span class=\"_ _0\"></span>ensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met<span class=\"_ _0\"></span> volled<span class=\"_ _0\"></span>ig discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x2c h64 ya53 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>ling en op gro<span class=\"_ _0\"></span>epen herv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten (z<span class=\"_ _0\"></span>owel geho<span class=\"_ _0\"></span>uden</div>\n<div class=\"t m0 x2c h64 ya54 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als uitgegeve<span class=\"ws11d\">n<span class=\"_ _1\"></span> herverzekering<span class=\"_ _1\"></span>scontracten).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y959 ff7b fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Herziening en<span class=\"_ _1\"></span> niet lang<span class=\"_ _1\"></span>er opnemen i<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h6c y95a ff7b fs44 fc1d sc0 ls10b ws13d\" style=\"z-index: 15;\">positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95b ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Als<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de<span class=\"_ _1\"></span> voorwaarden van een verz<span class=\"_ _1\"></span>ekeringscontrac<span class=\"_ _1\"></span>t op materi\u00eble wij<span class=\"_ _1\"></span>ze </span></span></div>\n<div class=\"t m0 x1d h64 y95c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden h<span class=\"_ _0\"></span>erzien en <span class=\"lsef ws11e\">als voldaan is<span class=\"ls0 ws0\"> </span></span>aan specifi<span class=\"_ _0\"></span>eke crite<span class=\"_ _0\"></span>ria, neemt Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1d h64 y95d ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het oorspronkeli<span class=\"_ _1\"></span>jke contract<span class=\"_ _1\"></span> <span class=\"ws11d\">niet langer <span class=\"_ _1\"></span>op in <span class=\"lsed\">zijn overzi<span class=\"_ _0\"></span>cht van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y95e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span>en neemt<span class=\"_ _1\"></span> Ageas <span class=\"lsed ws11d\">het herzi<span class=\"_ _0\"></span>ene contr<span class=\"_ _0\"></span>act <span class=\"ws111\">op </span><span class=\"lsef\">als een </span></span></div>\n<div class=\"t m0 x1d h64 y95f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuw co<span class=\"_ _0\"></span>ntract<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 ya55 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n verzekerin<span class=\"_ _1\"></span>gscontract ni<span class=\"_ _1\"></span>et langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">wanneer het is </span></span></div>\n<div class=\"t m0 x1d h64 ya58 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y964 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in het ge<span class=\"_ _0\"></span>consoli<span class=\"_ _0\"></span>deerde over<span class=\"_ _0\"></span>zicht va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h6c y965 ff7b fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y966 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zal de <span class=\"lsef ws11e\">boekwaarde van de volgende portefeui<span class=\"_ _1\"></span>lles afzonderlij<span class=\"_ _1\"></span>k<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y967 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorste<span class=\"_ _0\"></span>llen in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht van d<span class=\"_ _0\"></span>e financi<span class=\"_ _0\"></span>\u00eble positi<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y968 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie a<span class=\"lsee ws112\">ctiva<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">zijn;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y969 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y96a ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die a<span class=\"ls105 ws135\">ctiva<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">zijn; e<span class=\"_ _1\"></span>n</span> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y96b ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ya59 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in de <span class=\"ls10c ws13b\">win</span><span class=\"lsee\">st<span class=\"ls0 ws0\">- </span></span><span class=\"ws11d\">en verliesr<span class=\"_ _0\"></span>ekening<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya5a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas zal <span class=\"_ _1\"></span>in <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">gecons<span class=\"_ _1\"></span>olideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span></span><span class=\"lsed\">en verli<span class=\"_ _0\"></span>esrekeni<span class=\"_ _0\"></span>ng <span class=\"lsef ws113\">afzonderlijk </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>diensten<span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>en (<span class=\"ws111\">dez<span class=\"_ _0\"></span>e <span class=\"ws11d\">bevatten d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5c ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sopbrengsten minu<span class=\"_ _1\"></span>s de lasten<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van</div>\n<div class=\"t m0 x1d h64 ya5d ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sdiensten)<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en<span class=\"_ _1\"></span> de </span>verzekering<span class=\"_ _1\"></span>sfinancierings<span class=\"lsed ws112\">baten of <span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya5e ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opneme<span class=\"_ _0\"></span>n. De <span class=\"lsef ws113\">opname<span class=\"ls0 ws0\"> </span>van <span class=\"ws11e\">ver<span class=\"_ _1\"></span>zekeringsopbre<span class=\"_ _1\"></span>ngsten en </span>van <span class=\"_ _1\"></span><span class=\"ws11e\">lasten uit </span></span></div>\n<div class=\"t m0 x1d h64 ya5f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofde van v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsdi<span class=\"_ _0\"></span>ensten<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">is gebaseerd op <span class=\"_ _1\"></span>het <span class=\"ws11e\">concept van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya60 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedurende de<span class=\"_ _1\"></span> verslagperi<span class=\"_ _1\"></span>ode verleend<span class=\"_ _1\"></span>e diensten u<span class=\"_ _1\"></span>it hoofde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x1d h64 ya61 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya62 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya63 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Beleggingscomp<span class=\"_ _1\"></span>onenten<span class=\"ws11d\">, zijnd<span class=\"_ _1\"></span>e bedragen<span class=\"_ _1\"></span> die de pol<span class=\"_ _1\"></span>ishouder al<span class=\"_ _1\"></span>tijd zal </span></div>\n<div class=\"t m0 x1d h64 ya64 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ontvangen<span class=\"ws11e\">, ongea<span class=\"_ _1\"></span>cht of een verzek<span class=\"_ _1\"></span>erde gebeurteni<span class=\"_ _1\"></span>s zich voordoet<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya65 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen nie<span class=\"_ _0\"></span>t <span class=\"lsef ws11d\">worden opgenome<span class=\"_ _1\"></span>n in de ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 y979 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> <span class=\"lsed ws111\">maar </span><span class=\"ws11d\">zullen dire<span class=\"_ _1\"></span>ct worden op<span class=\"_ _1\"></span>genomen <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x1d h64 y97a ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"lsed ws112\">overzicht va<span class=\"_ _0\"></span>n de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie. Om te bep<span class=\"_ _0\"></span>alen of </span></div>\n<div class=\"t m0 x1d h64 y97b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> een beleg<span class=\"_ _0\"></span>gingscom<span class=\"_ _0\"></span>ponent<span class=\"_ _0\"></span> bevat, sch<span class=\"_ _0\"></span>at Ageas</div>\n<div class=\"t m0 x1d h64 y97c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng <span class=\"lsef ws11d\">van het con<span class=\"_ _1\"></span>tract <span class=\"lsed\">in of<span class=\"ls0 ws0\"> </span></span></span>er zich in all<span class=\"_ _0\"></span>e omstandi<span class=\"_ _0\"></span>gheden e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ya66 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaling zal<span class=\"_ _1\"></span> voordoen<span class=\"ls105 ws135\">. </span>Voo<span class=\"_ _1\"></span>r de beoordeling<span class=\"_ _1\"></span> van<span class=\"ls0 ws0\"> \u2018</span><span class=\"ws11d\">alle<span class=\"_ _1\"></span> omstandighede<span class=\"_ _1\"></span>n\u2019<span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya67 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden alle mogel<span class=\"_ _1\"></span>ijke gebeurteni<span class=\"_ _1\"></span>ssen, welke het<span class=\"_ _1\"></span> contract doen</div>\n<div class=\"t m0 x1d h64 ya68 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">be\u00ebindigen e<span class=\"_ _1\"></span>n tot een<span class=\"_ _1\"></span> eventuele <span class=\"_ _1\"></span>betaling aan <span class=\"_ _1\"></span>een polishou<span class=\"_ _1\"></span>der leiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ya69 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overwog<span class=\"_ _0\"></span>en. Deze mo<span class=\"_ _0\"></span>gelijke g<span class=\"_ _0\"></span>ebeurte<span class=\"_ _0\"></span>nissen bet<span class=\"_ _0\"></span>reffen <span class=\"lsef ws113\">de <span class=\"ws11e\">opzegging van </span></span></div>\n<div class=\"t m0 x1d h64 ya6a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het contrac<span class=\"_ _1\"></span>t door de <span class=\"_ _1\"></span>polishouder, <span class=\"ls0 ws0\">d<span class=\"_ _1\"></span><span class=\"lsed ws111\">e <span class=\"ws11d\">vervaldat<span class=\"_ _0\"></span>um van h<span class=\"_ _0\"></span>et contr<span class=\"_ _0\"></span>act </span></span></span></div>\n<div class=\"t m0 x1d h64 ya6b ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsmede <span class=\"_ _0\"></span>alle ver<span class=\"_ _0\"></span>zekerde <span class=\"_ _0\"></span>gebeurt<span class=\"_ _0\"></span>enissen <span class=\"_ _0\"></span>(zoals o<span class=\"_ _0\"></span>verlijd<span class=\"_ _0\"></span>en of ove<span class=\"_ _0\"></span>rleven)<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y983 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsf<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>ringsbat<span class=\"_ _0\"></span>en en <span class=\"ls0 ws0\">-<span class=\"lsef ws113\">lasten</span> </span></div>\n<div class=\"t m0 x1d h64 ya6c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IFR<span class=\"_ _0\"></span>S 17 worden de v<span class=\"_ _0\"></span>ervullin<span class=\"_ _0\"></span>gskasst<span class=\"_ _0\"></span>romen en d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractuel<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya6d ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">ienstenma<span class=\"_ _1\"></span>rge gerappor<span class=\"_ _1\"></span>teerd op een<span class=\"_ _1\"></span> verdisconteerd<span class=\"_ _1\"></span>e basis, <span class=\"ls10a ws13c\">om </span></span></div>\n<div class=\"t m0 x1d h64 ya6e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening te houden<span class=\"_ _1\"></span> met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het tijdstip v<span class=\"_ _0\"></span>an de kasstr<span class=\"_ _0\"></span>omen. IFR<span class=\"_ _0\"></span>S 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">een </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> toe <span class=\"ws111\">om<span class=\"ls0 ws0\"> d</span></span><span class=\"lsef\">e effecten <span class=\"_ _1\"></span>van wijzigingen<span class=\"_ _1\"></span> in discon<span class=\"_ _1\"></span>teringsvoeten<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1d h64 ya70 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">andere f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble vari<span class=\"_ _0\"></span>abelen<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">ofwel geheel in de winst</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g op te nemen of<span class=\"_ _0\"></span><span class=\"lsef ws113\">wel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">deels i<span class=\"ws112\">n de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verliesreke<span class=\"_ _0\"></span>ning </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya72 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op te nemen en d<span class=\"_ _0\"></span>eels in de ov<span class=\"_ _0\"></span>erige onde<span class=\"_ _0\"></span>rdelen va<span class=\"_ _0\"></span>n het totaa<span class=\"_ _0\"></span>lresulta<span class=\"_ _0\"></span>at<span class=\"lsf9 ws124\">, </span></div>\n<div class=\"t m0 x1d h64 ya73 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afhank<span class=\"_ _0\"></span>elijk van de do<span class=\"_ _0\"></span>or de entite<span class=\"_ _0\"></span>it<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">gekozen <span class=\"_ _0\"></span>grondsla<span class=\"_ _0\"></span>g voor f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble </span></div>\n<div class=\"t m0 x1d h64 ya74 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslaggeving<span class=\"ws11d\">.<span class=\"_ _1\"></span> Ageas hee<span class=\"_ _1\"></span>ft het voorne<span class=\"_ _1\"></span>men om voo<span class=\"_ _1\"></span>r het groo<span class=\"_ _1\"></span>tste deel </span></div>\n<div class=\"t m0 x1d h64 ya75 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>n<span class=\"ws112\">gsport<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es de effect<span class=\"_ _0\"></span>en van wijz<span class=\"_ _0\"></span>igingen in </span></div>\n<div class=\"t m0 x1d h64 ya76 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">disconterings<span class=\"_ _1\"></span>voeten<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">op te splits<span class=\"_ _0\"></span>en tusse<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">- </span></span><span class=\"ws112\">en verliesrek<span class=\"_ _0\"></span>ening<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya77 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de overi<span class=\"_ _0\"></span>ge onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalre<span class=\"_ _0\"></span>sultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span>houdt een de<span class=\"_ _0\"></span>rgelijke o<span class=\"_ _0\"></span>psplits<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y8a6 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in dat gedur<span class=\"_ _0\"></span>ende de loopt<span class=\"_ _0\"></span>ijd van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span></span><span class=\"ws11e\">verzekerings<span class=\"_ _1\"></span>contracten in </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verl<span class=\"_ _1\"></span>iesrekening</span> <span class=\"lsef ws11d\">ee<span class=\"_ _1\"></span>n bedrag w<span class=\"_ _1\"></span>ordt gepresen<span class=\"_ _1\"></span>teerd dat w<span class=\"_ _1\"></span>ordt </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald door<span class=\"_ _1\"></span> een<span class=\"ls0 ws0\"> </span><span class=\"lsed\">systematisc<span class=\"_ _0\"></span>he toer<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>otale </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financiering<span class=\"_ _1\"></span>s<span class=\"lsed ws112\">baten en <span class=\"ls0 ws0\">-</span></span>lasten<span class=\"ws11d\">. Wanneer de<span class=\"_ _1\"></span> groep ni<span class=\"_ _1\"></span>et langer wor<span class=\"_ _1\"></span>dt </span></div>\n<div class=\"t m0 x2c h64 y8aa ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"lsef ws11e\">,<span class=\"_ _0\"></span> worden <span class=\"ws113\">eventuele<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende b<span class=\"_ _1\"></span>edragen <span class=\"ws11e\">in de<span class=\"_ _1\"></span> overige onderdelen<span class=\"_ _1\"></span> van het totaalre<span class=\"_ _1\"></span>sultaat </span></div>\n<div class=\"t m0 x2c h64 y8ac ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgeboekt<span class=\"_ _1\"></span> <span class=\"lsed ws112\">naar de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- </span></span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekenin<span class=\"_ _1\"></span>g<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y8ad ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ariab<span class=\"ls107 ws13e\">ele </span></span>v<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ergoedingsbenade<span class=\"_ _1\"></span>ring, in de si<span class=\"_ _1\"></span>tuatie waar<span class=\"ls107 ws13e\">in</span></span> </span><span class=\"ws111\">een </span></div>\n<div class=\"t m0 x2c h64 y8af ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">entiteit de<span class=\"_ _1\"></span> onderliggende<span class=\"_ _1\"></span> <span class=\"lsee ws112\">activa<span class=\"ls0 ws0\"> </span></span>aanhoud<span class=\"_ _1\"></span>t, betekent ee<span class=\"_ _1\"></span>n dergeli<span class=\"_ _1\"></span>jke</div>\n<div class=\"t m0 x2c h64 y8b0 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opsplitsing da<span class=\"_ _1\"></span>t in de <span class=\"ls10c ws13b\">winst<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">als </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsfi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngsbate<span class=\"_ _0\"></span>n of <span class=\"ls0 ws0\">-</span><span class=\"ws111\">lasten<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een bedrag <span class=\"ws11d\">wordt opg<span class=\"_ _1\"></span>enomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de acco<span class=\"_ _0\"></span>unting mis<span class=\"_ _0\"></span>matches<span class=\"_ _0\"></span> met de <span class=\"ws11d\">financ<span class=\"_ _0\"></span>ierings<span class=\"_ _0\"></span>baten en <span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">uit </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de onderligg<span class=\"_ _1\"></span>ende activa<span class=\"_ _1\"></span> <span class=\"ws113\">elimineert<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span>Wanneer de <span class=\"_ _1\"></span>groep niet<span class=\"_ _1\"></span> langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y8b4 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie,<span class=\"_ _0\"></span> blijven d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen opge<span class=\"_ _1\"></span>nomen in de<span class=\"_ _1\"></span> overige o<span class=\"_ _1\"></span><span class=\"ws11e\">nderdelen van het t<span class=\"_ _1\"></span>otaalresultaa<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aldaar opgen<span class=\"_ _1\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y991 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Inschat<span class=\"_ _0\"></span>ting van de im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 17 door <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y993 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y994 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">januari 2022<span class=\"_ _1\"></span>) wordt toe<span class=\"_ _1\"></span>gelicht in<span class=\"_ _1\"></span> sectie D<span class=\"_ _1\"></span>. hieron<span class=\"ws113\">der.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y934 ff7e fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws11d\">Geschat<span class=\"_ _0\"></span>te impact<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>eerste t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 en </span></span></div>\n<div class=\"t m0 xd1 h64 y935 ff7e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op 1 jan<span class=\"_ _0\"></span>uari 2022<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7a ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle dochterond<span class=\"_ _1\"></span>ernemingen van Ageas he<span class=\"_ _1\"></span>bben hun openingsba<span class=\"_ _1\"></span>lans</div>\n<div class=\"t m0 x2c h64 ya7b ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 9 en IFRS 17 <span class=\"lsef ws11d\">per 1 januari 202<span class=\"_ _1\"></span>2 praktisch<span class=\"_ _1\"></span> gefinalisee<span class=\"_ _1\"></span>rd en </span></div>\n<div class=\"t m0 x2c h64 ya7c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voeren para<span class=\"_ _1\"></span>llelle runs <span class=\"lsf9 ws124\">u<span class=\"_ _1\"></span>it </span><span class=\"ws11e\">voor de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>verslagperiode<span class=\"_ _1\"></span> 2022. Ondan<span class=\"_ _1\"></span>ks dat<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya7d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">impleme<span class=\"_ _0\"></span>ntatie<span class=\"lsef ws11e\">voorbereidingen binnen de Tur<span class=\"_ _1\"></span>kse en Aziatische<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya7e ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> ondernemingen van Ag<span class=\"_ _1\"></span>eas <span class=\"ws11d\">pas la<span class=\"_ _1\"></span>ter werden opge<span class=\"_ _1\"></span>start </span></div>\n<div class=\"t m0 x2c h64 ya7f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(in lijn met<span class=\"_ _0\"></span> lokale wetg<span class=\"_ _0\"></span>eving en v<span class=\"_ _0\"></span>oorschr<span class=\"_ _0\"></span>iften), h<span class=\"_ _0\"></span>ebben de <span class=\"lsef ws113\">belangrijkste<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya80 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden o<span class=\"_ _1\"></span>nderneming<span class=\"ws11e\">en goed<span class=\"_ _1\"></span>e vooruitgang gebo<span class=\"_ _1\"></span>ekt <span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya81 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ingangs<span class=\"_ _0\"></span>datum v<span class=\"_ _0\"></span>an 1 janu<span class=\"_ _0\"></span>ari 2023 <span class=\"_ _0\"></span>na te lev<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya83 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas heef<span class=\"_ _1\"></span>t <span class=\"ws11d\">de publi<span class=\"_ _1\"></span>catievereisten<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span>IAS 8<span class=\"_ _1\"></span> \u2018Boekhoudk<span class=\"_ _1\"></span>undige </span></div>\n<div class=\"t m0 x2c h64 ya84 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>es, wijzi<span class=\"_ _0\"></span>gingen in bo<span class=\"_ _0\"></span>ekhoudk<span class=\"_ _0\"></span>undige sc<span class=\"_ _0\"></span>hattin<span class=\"_ _0\"></span>gen en foute<span class=\"_ _0\"></span>n\u2019 (om</div>\n<div class=\"t m0 x2c h64 ya85 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekende o<span class=\"_ _1\"></span>f redelijkerw<span class=\"_ _1\"></span>ijs inschatbar<span class=\"_ _1\"></span>e relevan<span class=\"lsed ws112\">te informati<span class=\"_ _0\"></span>e toe te licht<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya86 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die toel<span class=\"_ _0\"></span>aat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de mogelijke i<span class=\"_ _0\"></span>mpact<span class=\"ls0 ws0\"> </span>van de <span class=\"ws111\">ee<span class=\"_ _0\"></span>rste <span class=\"ws112\">toepa<span class=\"_ _0\"></span>ssing van e<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya87 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuwe IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-</span><span class=\"ws112\">stand<span class=\"_ _0\"></span>aard op de jaar<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng van een enti<span class=\"_ _0\"></span>teit in de </span></div>\n<div class=\"t m0 x2c h64 ya88 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">periode van eer<span class=\"_ _1\"></span>ste toepassing te be<span class=\"_ _1\"></span>oordelen) alsmede<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in </span><span class=\"ws113\">de <span class=\"_ _1\"></span>openbare </span></div>\n<div class=\"t m0 x2c h64 ya89 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verklari<span class=\"_ _0\"></span>ng van de <span class=\"lsef ws11d\">ESMA inzake \u2018Transpa<span class=\"_ _1\"></span>rantie me<span class=\"_ _1\"></span>t betrekking <span class=\"_ _1\"></span>tot </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ya8a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 17 Verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten\u2019 zorgv<span class=\"_ _0\"></span>uldig af<span class=\"_ _0\"></span>gewoge<span class=\"lsf9 ws124\">n, </span></div>\n<div class=\"t m0 x2c h64 ya8b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> voortgang<span class=\"_ _1\"></span> binnen <span class=\"ls103\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">do<span class=\"_ _1\"></span>chteronderneming<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya8c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verbonde<span class=\"_ _1\"></span>n ondernemingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya8d ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya8e ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde<span class=\"ls0 ws0\"> </span><span class=\"ws113\">paragr<span class=\"_ _1\"></span>afen verdu<span class=\"_ _1\"></span>idelijken<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de<span class=\"_ _1\"></span> impact van de </span>eerste<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya8f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">IFRS<span class=\"_ _1\"></span> 17 door de <span class=\"_ _1\"></span>dochteronderne<span class=\"_ _1\"></span>mingen van </span></span></div>\n<div class=\"t m0 x2c h64 ya90 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas op de ov<span class=\"_ _0\"></span>ergangs<span class=\"_ _0\"></span>datum (zi<span class=\"_ _0\"></span>jnde 1 janua<span class=\"_ _0\"></span>ri 2022). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya91 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya92 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Alhoewel Age<span class=\"_ _1\"></span>as erkent <span class=\"_ _1\"></span>dat de <span class=\"ws113\">opna<span class=\"_ _1\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van kwantit<span class=\"_ _0\"></span>atieve inf<span class=\"_ _0\"></span>ormatie m<span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x2c h64 ya93 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot <span class=\"ls103\">zijn<span class=\"ls0 ws0\"> </span><span class=\"lsef\">dochteronde<span class=\"_ _1\"></span>rnemingen sl<span class=\"_ _1\"></span>echts een ge<span class=\"_ _1\"></span>deeltelijk i<span class=\"_ _1\"></span>nzicht </span></span></div>\n<div class=\"t m0 x2c h64 ya94 ff7e fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">geeft <span class=\"lsed ws11d\">in de gesc<span class=\"_ _0\"></span>hatte geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde im<span class=\"_ _0\"></span>pact va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span><span class=\"ws111\">toepassing </span></span></div>\n<div class=\"t m0 x2c h64 ya95 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van IFRS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span></span>IFRS 17,<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">concludeerd<span class=\"ws11d\">e<span class=\"_ _1\"></span> Ageas</span></span> <span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>t de <span class=\"ws113\">opname</span></span> <span class=\"lsed ws111\">van </span></span></div>\n<div class=\"t m0 x2c h64 ya96 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kwantit<span class=\"_ _0\"></span>atieve i<span class=\"_ _0\"></span>nfo<span class=\"ws112\">rmat<span class=\"_ _0\"></span>ie inzake de <span class=\"lsef ws113\">eerste <span class=\"ws11e\">toepassing van IFRS 9<span class=\"_ _1\"></span> en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya97 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 doo<span class=\"_ _0\"></span>r <span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsef\">verbonden<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> momenteel <span class=\"_ _1\"></span>niet geheel<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya98 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan de publi<span class=\"_ _0\"></span>catiever<span class=\"_ _0\"></span>eisten vo<span class=\"_ _0\"></span>lgens IA<span class=\"_ _0\"></span>S 8 zou beantw<span class=\"_ _0\"></span>oorden. A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x2c h64 ya99 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m de impact o<span class=\"_ _0\"></span>p de overga<span class=\"_ _0\"></span>ngsdatum v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1d h64 y99a ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">eerste <span class=\"lsef ws113\">toepassing<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">van IFRS 9 en IFR<span class=\"_ _0\"></span>S <span class=\"ws111\">17 <span class=\"lsef ws11e\">door zowel <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 y99b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen als<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span>verbon<span class=\"_ _1\"></span>den onderneminge<span class=\"_ _1\"></span>n <span class=\"ws11e\">voor te </span></div>\n<div class=\"t m0 x1d h64 y99c ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">stellen <span class=\"ws11d\">ged<span class=\"_ _1\"></span>urende een<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span>e presentatie<span class=\"_ _1\"></span> <span class=\"lsed ws112\">door de die<span class=\"_ _0\"></span>nst </span></span></div>\n<div class=\"t m0 x1d h64 y99d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor re<span class=\"_ _1\"></span>laties met <span class=\"_ _1\"></span>investeerder<span class=\"_ _1\"></span>s midden 2<span class=\"_ _1\"></span>023<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99e ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> ook geen <span class=\"_ _1\"></span>schatti<span class=\"ws11e\">ngen op va<span class=\"_ _1\"></span>n de impact per 30<span class=\"_ _1\"></span> juni 2022 of </span></div>\n<div class=\"t m0 x1d h64 ya9a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">per 31 dece<span class=\"_ _0\"></span>mber 2022, o<span class=\"_ _0\"></span>mdat deze s<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>gen mome<span class=\"_ _0\"></span>nteel nog ni<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ya9b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voldoende b<span class=\"_ _1\"></span>etrouwbaar of <span class=\"_ _1\"></span>gekend zijn. <span class=\"_ _1\"></span>De impac<span class=\"_ _1\"></span>t op het</div>\n<div class=\"t m0 x1d h64 ya9c ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en op de</div>\n<div class=\"t m0 x1d h64 ya9d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng op dez<span class=\"_ _0\"></span>e data <span class=\"_ _0\"></span>zal word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 ya9e ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgest<span class=\"_ _0\"></span>eld in het t<span class=\"_ _0\"></span>ussentij<span class=\"_ _0\"></span>dse financ<span class=\"_ _0\"></span>ieel vers<span class=\"_ _0\"></span>lag en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in</span> <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g over de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> 2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa0 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa1 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Vergeleken met<span class=\"_ _1\"></span> de bedragen <span class=\"lsed ws112\">die zijn opgeno<span class=\"_ _0\"></span>men<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in <span class=\"lsef ws113\">het</span></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaa2 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"ws11d\">overzich<span class=\"_ _1\"></span>t van de <span class=\"_ _1\"></span><span class=\"ls107 ws135\">financi\u00eble<span class=\"_ _1\"></span> positie<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas per 1 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaa3 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 onde<span class=\"_ _1\"></span>r toepassing<span class=\"_ _1\"></span> van IAS 39 en IFRS 4, heef<span class=\"_ _1\"></span>t toepassing</div>\n<div class=\"t m0 x1d h64 yaa4 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 9<span class=\"_ _1\"></span> en IFRS 1<span class=\"_ _1\"></span>7 door de <span class=\"_ _1\"></span>dochterondern<span class=\"_ _1\"></span>emingen van A<span class=\"_ _1\"></span>geas</div>\n<div class=\"t m0 x1d h64 yaa5 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geleid t<span class=\"_ _0\"></span>ot:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale activ<span class=\"_ _0\"></span>a;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa7 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa8 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een daling van het<span class=\"_ _0\"></span> totale eig<span class=\"_ _0\"></span>en vermoge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya59 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De belang<span class=\"_ _0\"></span>rijkste g<span class=\"_ _0\"></span>evolgen va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span>toepassing va<span class=\"_ _0\"></span>n IFRS 9 en</div>\n<div class=\"t m0 x1d h64 ya5b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 op<span class=\"_ _1\"></span> de gecons<span class=\"_ _1\"></span>olideerde open<span class=\"_ _1\"></span>ingsbalans v<span class=\"_ _1\"></span>an Ageas p<span class=\"_ _1\"></span>er 1</div>\n<div class=\"t m0 x1d h64 ya5c ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 wo<span class=\"_ _1\"></span>rden hieronder ver<span class=\"_ _1\"></span>der toegelicht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yaa9 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toena<span class=\"lsed ws11d\">me van de t<span class=\"_ _0\"></span>otale act<span class=\"_ _0\"></span>iva heef<span class=\"_ _0\"></span>t vooral<span class=\"_ _0\"></span> betrekk<span class=\"_ _0\"></span>ing op de </span></div>\n<div class=\"t m0 x1d h64 yaab ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de <span class=\"ws11d\">be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IFR<span class=\"_ _0\"></span>S 9 inzak<span class=\"_ _0\"></span>e classif<span class=\"_ _0\"></span>icatie <span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yaac ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring. In v<span class=\"_ _0\"></span>ergelijk<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span> IAS 39<span class=\"ls0 ws0\">, </span><span class=\"lsef\">zal onder <span class=\"_ _1\"></span>IFRS 9 een g<span class=\"_ _1\"></span>roter deel<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaad ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van <span class=\"ws11d\">de i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> </span>van<span class=\"ls0 ws0\"> </span>Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten tegen<span class=\"_ _1\"></span> re<span class=\"lsed ws111\">\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 yaae ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yab0 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IA<span class=\"_ _0\"></span>S 39 classifi<span class=\"_ _0\"></span>ceerde A<span class=\"_ _0\"></span>geas een de<span class=\"_ _0\"></span>el van de invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 yab1 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen als \u2018to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aange<span class=\"_ _1\"></span>houden\u2019 of<span class=\"_ _1\"></span> als \u2018leningen<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 yab2 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen\u2019 <span class=\"_ _1\"></span>en waardee<span class=\"_ _1\"></span>rde Ageas d<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">investeri<span class=\"_ _0\"></span>ngen bijge<span class=\"_ _0\"></span>volg teg<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hun geamor<span class=\"_ _1\"></span>tiseerde<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kostprijs. Als<span class=\"_ _0\"></span> gevolg va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">analyse<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">v<span class=\"_ _1\"></span>an het </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yab4 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l <span class=\"ws11d\">waarin de<span class=\"_ _1\"></span> investering<span class=\"_ _1\"></span>en <span class=\"lsed ws112\">onder IFRS 9 </span></span>worden</div>\n<div class=\"t m0 x1d h64 yab5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> en omdat de<span class=\"_ _1\"></span>ze investeringen<span class=\"_ _1\"></span> aanleiding<span class=\"_ _1\"></span> <span class=\"lsed\">geven t<span class=\"_ _0\"></span>ot </span></div>\n<div class=\"t m0 x1d h64 y97d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die <span class=\"ws112\">uitslu<span class=\"_ _0\"></span>itend af<span class=\"_ _0\"></span>lossinge<span class=\"_ _0\"></span>n en renteb<span class=\"_ _0\"></span>etaling<span class=\"_ _0\"></span>en betreff<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 y97e ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws11e\">uitstaande hoofdso<span class=\"_ _1\"></span>mbedrag,<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">zal een groot deel v<span class=\"_ _0\"></span>an deze </span></div>\n<div class=\"t m0 x1d h64 y97f ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">onder IFRS 9 worde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde </span></div>\n<div class=\"t m0 x1d h64 y980 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met verwerking<span class=\"_ _1\"></span> van waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van</div>\n<div class=\"t m0 x1d h64 y981 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Op de ov<span class=\"_ _0\"></span>ergangsd<span class=\"_ _0\"></span>atum<span class=\"ls0 ws0\">, </span>werd de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealis<span class=\"_ _1\"></span>eerd<span class=\"lsed ws111\">e </span></span></span></div>\n<div class=\"t m0 x1d h64 y982 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winst of ver<span class=\"_ _0\"></span>lies sinds<span class=\"_ _0\"></span> de eerste op<span class=\"_ _0\"></span>named<span class=\"_ _0\"></span>atum van die inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x1d h64 y983 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">de overige<span class=\"_ _1\"></span> onderdelen van he<span class=\"_ _1\"></span>t totaalresultaa<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya6c ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya6d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een deel <span class=\"_ _1\"></span>van <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">investering<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span>van Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in schuldb<span class=\"_ _1\"></span>ewijzen, </span></div>\n<div class=\"t m0 x1d h64 ya6e ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invester<span class=\"_ _0\"></span>ingen in niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenote<span class=\"_ _1\"></span>erde beleggin<span class=\"_ _1\"></span>gsfondse<span class=\"lsed ws111\">n </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of op ee<span class=\"_ _1\"></span>n beurs verhand<span class=\"_ _1\"></span>elde fonds<span class=\"_ _1\"></span>en, geven on<span class=\"_ _1\"></span>der IFRS 9 <span class=\"_ _1\"></span>geen</div>\n<div class=\"t m0 x1d h64 ya70 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanleiding <span class=\"_ _1\"></span><span class=\"lsed ws11d\">tot kass<span class=\"_ _0\"></span>tromen <span class=\"lsef ws113\">die <span class=\"ws11d\">uitsluitend afloss<span class=\"_ _1\"></span>ingen en ren<span class=\"_ _1\"></span>tebetalingen </span></span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>en op het uit<span class=\"_ _0\"></span>staande ho<span class=\"_ _0\"></span>ofdsom<span class=\"_ _0\"></span>bedrag.<span class=\"ls0 ws0\"> </span>Op de<span class=\"_ _0\"></span> overgan<span class=\"_ _0\"></span>gsdatum,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya72 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas deze inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen verpli<span class=\"_ _0\"></span>cht gehe<span class=\"_ _0\"></span>rclassif<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ceerd en </span></div>\n<div class=\"t m0 x1d h64 ya73 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde met ver<span class=\"_ _1\"></span>werking van</div>\n<div class=\"t m0 x1d h64 ya74 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verliesr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g, terwijl d<span class=\"_ _0\"></span>eze </span></span></div>\n<div class=\"t m0 x1d h64 ya75 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">investeringen<span class=\"_ _1\"></span> onder IAS<span class=\"_ _1\"></span> 39 werden<span class=\"_ _1\"></span> gewaardeerd <span class=\"_ _1\"></span>tegen <span class=\"lsed ws111\">hun </span></div>\n<div class=\"t m0 x1d h64 ya76 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs of te<span class=\"_ _1\"></span>gen re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya77 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardever<span class=\"ws11e\">anderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">.  </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum een<span class=\"_ _1\"></span> aantal inv<span class=\"_ _1\"></span>esteringen</div>\n<div class=\"t m0 x2c h64 y8a6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen, welke<span class=\"_ _1\"></span> ter dekki<span class=\"_ _1\"></span>ng van un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">linked contr<span class=\"_ _0\"></span>acten wor<span class=\"_ _0\"></span>den </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> aangewez<span class=\"ws11d\">en<span class=\"_ _1\"></span> als aangehoud<span class=\"_ _1\"></span>en tegen r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> met </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerking <span class=\"_ _1\"></span>van waardeverand<span class=\"_ _1\"></span>eringen in<span class=\"_ _1\"></span> de <span class=\"ls10c ws13b\">wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omdat een d<span class=\"_ _1\"></span>ergelijke a<span class=\"_ _1\"></span>anwijzing <span class=\"_ _1\"></span>waarderingsinconsi<span class=\"_ _1\"></span>stenties of</div>\n<div class=\"t m0 x2c h64 y8aa ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing mismat<span class=\"_ _0\"></span>ches met d<span class=\"_ _0\"></span>e daaraan gek<span class=\"_ _0\"></span>oppeld<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen</div>\n<div class=\"t m0 x2c h64 y8ab ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">inzake verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsf9 ws124\">of <span class=\"_ _1\"></span><span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten vermindert.</span></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing <span class=\"ws112\">v<span class=\"_ _0\"></span>an het te verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietver<span class=\"_ _0\"></span>lies<span class=\"ls0 ws0\">-</span>model i<span class=\"_ _0\"></span>n IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y8ae ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">voor <span class=\"lsef ws113\">de </span>investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">van Ageas <span class=\"lsed\">in schuldb<span class=\"_ _0\"></span>ewijzen <span class=\"_ _0\"></span><span class=\"lsef ws113\">resulteerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">op de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8af ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">de op<span class=\"_ _0\"></span>name van <span class=\"_ _0\"></span>een voo<span class=\"_ _0\"></span>rzieni<span class=\"_ _0\"></span>ng voor v<span class=\"_ _0\"></span>erliezen v<span class=\"_ _0\"></span>oor </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff83 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">te<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">verwachte<span class=\"_ _0\"></span>n kredietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en welke iet<span class=\"_ _0\"></span>s hoger ligt d<span class=\"_ _0\"></span>an het bedra<span class=\"_ _0\"></span>g van </span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bijzondere<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">waardeverminder<span class=\"_ _1\"></span>ingen dat <span class=\"_ _1\"></span>voor deze<span class=\"ls105 ws135\">l<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">instrum<span class=\"_ _0\"></span>enten ond<span class=\"_ _0\"></span>er </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IAS 39 werd<span class=\"_ _1\"></span> opgenomen. <span class=\"_ _1\"></span>Dit volgt u<span class=\"_ _1\"></span>it het f<span class=\"_ _1\"></span>eit dat de<span class=\"_ _1\"></span> meerderheid <span class=\"_ _1\"></span>van <span class=\"ws113\">de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Ageas</span> </span><span class=\"ws11d\">in schuldb<span class=\"_ _0\"></span>ewijzen v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">goede kwaliteit i<span class=\"_ _1\"></span>s</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8b4 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(\u2018inves<span class=\"_ _0\"></span>tment gr<span class=\"_ _0\"></span>ade\u2019, z<span class=\"_ _0\"></span>ijnde inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x2c h64 y8b5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>idsrisico <span class=\"_ _1\"></span>van Baa3 of <span class=\"_ _1\"></span>BBB<span class=\"ls0 ws0\">- </span>o<span class=\"_ _1\"></span>f hoger) en <span class=\"_ _1\"></span>bijgevolg <span class=\"_ _1\"></span>niet</div>\n<div class=\"t m0 x2c h64 y8b6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gekenmerk<span class=\"_ _1\"></span>t door een signif<span class=\"_ _1\"></span>icante toename van het<span class=\"_ _1\"></span> <span class=\"ws113\">kredietrisico<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff83 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">sinds <span class=\"lsef ws113\">hun<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opnamedatum<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">(</span></span></span>geclassificeerd<span class=\"ls0 ws0\"> </span><span class=\"lsed\">in Stadium 1<span class=\"_ _0\"></span>). Voor die </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen za<span class=\"_ _0\"></span>l Ageas ee<span class=\"_ _0\"></span>n voorzien<span class=\"_ _0\"></span>ing voor ver<span class=\"_ _0\"></span>liezen voo<span class=\"_ _0\"></span>r te</div>\n<div class=\"t m0 x2c h64 y9d8 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachten kred<span class=\"_ _1\"></span>ietverliezen opnem<span class=\"_ _1\"></span>en ten belope van<span class=\"_ _1\"></span> <span class=\"ws11d\">een bedrag da<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9d9 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>dietverliezen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9da ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span><span class=\"ws11d\">classific<span class=\"_ _1\"></span>eerde Ageas<span class=\"_ _1\"></span> het grootste<span class=\"_ _1\"></span> deel van<span class=\"_ _1\"></span> <span class=\"ls103\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten als \u2018v<span class=\"_ _0\"></span>oor verk<span class=\"_ _0\"></span>oop</div>\n<div class=\"t m0 x2c h64 y9dd ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar\u2019 e<span class=\"_ _1\"></span>n waardeerd<span class=\"_ _1\"></span>e die invester<span class=\"_ _1\"></span>ingen bijg<span class=\"_ _1\"></span>evolg tegen r<span class=\"_ _1\"></span>e\u00eble</div>\n<div class=\"t m0 x2c h64 y9de ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y9df ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. <span class=\"lsed ws112\">Met de imple<span class=\"_ _0\"></span>mentat<span class=\"_ _0\"></span>ie van IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y9e0 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas beslot<span class=\"_ _0\"></span>en om het gro<span class=\"_ _0\"></span>otste deel<span class=\"_ _0\"></span> van <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">investering<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten teg<span class=\"_ _1\"></span>en re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van</div>\n<div class=\"t m0 x2c h64 y9e2 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y9e3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te blijven<span class=\"_ _1\"></span> waarderen, <span class=\"ws11e\">d<span class=\"_ _1\"></span>oor gebruik te<span class=\"_ _1\"></span> maken van de <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span></span>IFRS 9<span class=\"_ _1\"></span> geboden</div>\n<div class=\"t m0 x2c h64 y9e4 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze om <span class=\"ws11d\">veranderi<span class=\"_ _1\"></span>ngen in de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> van die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten in de ov<span class=\"_ _0\"></span>erige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9e6 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span> op te ne<span class=\"_ _0\"></span>men<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Aangezien <span class=\"ws11e\">i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> in eigenvermogensi<span class=\"_ _1\"></span>nstrumenten buiten he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied <span class=\"ls107 ws13e\">valle<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van het te v<span class=\"_ _0\"></span>erwac<span class=\"_ _0\"></span>hten kred<span class=\"_ _0\"></span>ietverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model</span> <span class=\"ls107 ws13e\">in</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff83 fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsed ws112\">en de <span class=\"lsef ws11d\">bepalingen i<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span>IFRS 9 retroact<span class=\"_ _0\"></span>ief moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9eb ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegepast, <span class=\"_ _1\"></span><span class=\"lsed ws112\">bestaat<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">belangrijks<span class=\"_ _1\"></span>te impact bij overgang<span class=\"_ _1\"></span> <span class=\"ws113\">uit<span class=\"ls0 ws0\"> </span></span></span>het niet </span></div>\n<div class=\"t m0 x2c h64 y9ec ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">langer opnem<span class=\"_ _1\"></span>en in <span class=\"lsed ws112\">het overzicht v<span class=\"_ _0\"></span>an de financi<span class=\"_ _0\"></span>\u00eble posit<span class=\"_ _0\"></span>ie van de </span></div>\n<div class=\"t m0 x2c h64 y9ed ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">waardeverminder<span class=\"_ _1\"></span>ingen <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>Ageas </span><span class=\"ws112\">onder IAS 39 <span class=\"lsef ws113\">opnam </span></span>voor</div>\n<div class=\"t m0 x2c h64 y9ee ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws113\">eze</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invest<span class=\"_ _0\"></span>eringen<span class=\"_ _0\"></span>. Dit had op de tr<span class=\"_ _0\"></span>ansitieda<span class=\"_ _0\"></span>tum een p<span class=\"_ _0\"></span>ositieve i<span class=\"_ _0\"></span>mpact </span></div>\n<div class=\"t m0 x2c h64 y9ef ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">op<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">het t</span></span><span class=\"ws112\">otale eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"ls0 ws0\"> <span class=\"ls10c ws14c\">(EUR 0</span>,<span class=\"ls107 ws137\">3 milja<span class=\"_ _1\"></span>rd)</span>. </span></span></div>\n<div class=\"t m0 x2c h64 y9f0 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39, werd<span class=\"_ _1\"></span>en leningen aan poli<span class=\"_ _1\"></span>shouders opgeno<span class=\"_ _1\"></span>men als</div>\n<div class=\"t m0 x2c h64 y9f2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa. In l<span class=\"_ _1\"></span>ijn met <span class=\"_ _1\"></span>de bepalingen<span class=\"_ _1\"></span> in IFRS 17<span class=\"_ _1\"></span>, heeft A<span class=\"_ _1\"></span>geas de</div>\n<div class=\"t m0 x2c h64 y9f3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen aan<span class=\"_ _1\"></span> polishoude<span class=\"_ _1\"></span>rs op de <span class=\"_ _1\"></span>overgangsda<span class=\"_ _1\"></span>tum opgenomen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y9f4 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardering <span class=\"_ _1\"></span>van de v<span class=\"lsed\">erplichting<span class=\"_ _0\"></span>en inza<span class=\"_ _0\"></span>ke verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff83 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">eerste</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 17 heeft ge<span class=\"_ _0\"></span>resulte<span class=\"_ _0\"></span>erd in het niet<span class=\"_ _0\"></span> langer </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opnemen van enige<span class=\"_ _1\"></span> bedragen die ond<span class=\"_ _1\"></span>er IFRS 4 werden opgen<span class=\"_ _1\"></span>omen in</div>\n<div class=\"t m0 x2c h64 y9f8 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws113\">geconsolideerde<span class=\"_ _1\"></span> <span class=\"ws11e\">overzicht<span class=\"_ _1\"></span> van de financi\u00eble po<span class=\"_ _1\"></span>sitie inzake </span></span></div>\n<div class=\"t m0 x2c h64 y9f9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geactiveerd<span class=\"ls0 ws0\">e<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">acquisiti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n en <span class=\"lsef ws113\">de <span class=\"ws11d\">waarde va<span class=\"_ _1\"></span>n overgenomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9fa ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake gea<span class=\"_ _1\"></span>ctiveerde acqu<span class=\"_ _1\"></span>isitiekosten<span class=\"_ _1\"></span> (EUR </span><span class=\"ff83\">0,<span class=\"_ _1\"></span><span class=\"lsef ws113\">4 </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9fc ff83 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljard<span class=\"lsed ws11d\">) werden op de <span class=\"_ _0\"></span>overga<span class=\"_ _0\"></span>ngsdatu<span class=\"_ _0\"></span>m naar IF<span class=\"_ _0\"></span>RS 17 ni<span class=\"_ _0\"></span>et lange<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a0 h64 y9fd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het <span class=\"lsef ws113\">geconsolideerde </span>overzicht van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a0 h64 y9fe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>, in over<span class=\"lsef ws11d\">eenstemming met de<span class=\"_ _1\"></span> keuze van<span class=\"_ _1\"></span> grondslagen<span class=\"_ _1\"></span> voor </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas o<span class=\"_ _0\"></span>m, met de acqui<span class=\"_ _0\"></span>sitie van </span></span></div>\n<div class=\"t m0 x69 h64 yab7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringen v<span class=\"_ _0\"></span>erband hou<span class=\"_ _0\"></span>dende kas<span class=\"_ _0\"></span>stromen op t<span class=\"_ _0\"></span>e nemen als las<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x69 h64 yab8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wanneer A<span class=\"_ _1\"></span>geas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">deze kos<span class=\"_ _1\"></span>ten maakt, </span>dit <span class=\"lsed ws112\">voor de activitei<span class=\"_ _0\"></span>ten in Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yab9 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsed ws112\">even die worde<span class=\"_ _0\"></span>n gew<span class=\"lsef ws11d\">aardeerd aan de <span class=\"_ _1\"></span>hand van de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yaba ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">premietoereke<span class=\"_ _1\"></span>ningsbenadering<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake de<span class=\"_ _1\"></span> waarde van<span class=\"_ _1\"></span> overgenomen co<span class=\"_ _1\"></span>ntracten (E<span class=\"_ _1\"></span>UR </span></span></div>\n<div class=\"t m0 x69 h64 yabc ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">0,<span class=\"lsef ws11e\">0 mi<span class=\"_ _1\"></span>ljard<span class=\"ws11d\">) werden <span class=\"_ _1\"></span>niet langer<span class=\"_ _1\"></span> opgenomen <span class=\"_ _1\"></span>in het <span class=\"ws113\">geconso<span class=\"_ _1\"></span>lideerde </span></span></span></div>\n<div class=\"t m0 x69 h64 yabd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie omdat<span class=\"_ _0\"></span> ze onder IF<span class=\"_ _0\"></span>RS 17 word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yabe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen inz<span class=\"_ _0\"></span>ake</div>\n<div class=\"t m0 x69 h64 yabf ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya58 ff87 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing v<span class=\"_ _0\"></span>an IFRS 9 h<span class=\"_ _0\"></span>eeft ni<span class=\"_ _0\"></span>et gelei<span class=\"_ _0\"></span>d tot een <span class=\"_ _0\"></span>herclass<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x1d h64 yac1 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac3 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toename van de to<span class=\"_ _1\"></span>tale<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">verp<span class=\"_ _1\"></span>lichtingen be<span class=\"_ _1\"></span>treft voornam<span class=\"_ _1\"></span>elijk de </span></div>\n<div class=\"t m0 x1d h64 yac4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herberekening<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">van verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en, herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x1d h64 yac6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van de <span class=\"ws113\">bepalingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in IFRS 17 </span></span></span>van het</div>\n<div class=\"t m0 x1d h64 yac7 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundige<span class=\"_ _1\"></span> model van<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span><span class=\"ws112\">actuele wa<span class=\"_ _0\"></span>arde. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac8 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de over<span class=\"_ _1\"></span>gangsdatum<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span>heeft Age<span class=\"_ _1\"></span>as elke gr<span class=\"_ _1\"></span>oep <span class=\"ls103\">van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaca ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten en</div>\n<div class=\"t m0 x1d h64 yacb ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten</div>\n<div class=\"t m0 x1d h64 yacc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">retroactief<span class=\"_ _1\"></span> ge\u00efdentificeerd<span class=\"_ _1\"></span>, gewaardeer<span class=\"_ _1\"></span>d en opgen<span class=\"_ _1\"></span>omen, also<span class=\"_ _1\"></span>f de</div>\n<div class=\"t m0 x1d h64 yacd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepalinge<span class=\"ls0 ws0\">n<span class=\"_ _1\"></span> </span><span class=\"ws11d\">van IFR<span class=\"_ _1\"></span>S 17 van <span class=\"_ _1\"></span>toepassing ware<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">op die groepe<span class=\"_ _0\"></span>n <span class=\"ws111\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 yace ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en vanaf h<span class=\"_ _0\"></span>un eerste op<span class=\"_ _0\"></span>name (ook w<span class=\"_ _0\"></span>el de \u2018volle<span class=\"_ _0\"></span>dig retroa<span class=\"_ _0\"></span>ctieve</div>\n<div class=\"t m0 x1d h64 yacf ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">benadering\u2019 <span class=\"_ _1\"></span>genoemd). Di<span class=\"_ _1\"></span>t omvat de<span class=\"_ _1\"></span> identifica<span class=\"_ _1\"></span>tie, waarderin<span class=\"_ _1\"></span>g en</div>\n<div class=\"t m0 x1d h64 yad0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an (enig <span class=\"_ _0\"></span>actief v<span class=\"_ _0\"></span>oor) met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad1 ff83 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">ve<span class=\"lsef ws11e\">rband houdende ka<span class=\"_ _1\"></span>sstromen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al situat<span class=\"_ _0\"></span>ies was Ageas<span class=\"_ _0\"></span> niet in staat<span class=\"_ _0\"></span> om op de</div>\n<div class=\"t m0 x1d h64 yad4 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum e<span class=\"_ _0\"></span>en groep <span class=\"ls103 ws11d\">van <span class=\"lsed\">verzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontracten<span class=\"_ _0\"></span> onder </span></span></div>\n<div class=\"t m0 x1d h64 yad5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring te wa<span class=\"_ _0\"></span>arderen. D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 yad6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was het g<span class=\"_ _1\"></span>eval wanneer:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad7 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e in de b<span class=\"_ _1\"></span>estaande <span class=\"ws113\">rapp<span class=\"_ _1\"></span>ortage</span>systemen <span class=\"_ _1\"></span>van Ageas besc<span class=\"_ _1\"></span>hikbare </span></span></div>\n<div class=\"t m0 x69 h64 yad8 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie omtre<span class=\"_ _0\"></span>nt kasstr<span class=\"_ _0\"></span>omen uit het<span class=\"_ _0\"></span> verlede<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">was<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">geb<span class=\"_ _1\"></span>aseerd op </span></span></div>\n<div class=\"t m0 x69 h64 yad9 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verond<span class=\"_ _0\"></span>erstelli<span class=\"_ _0\"></span>ngen die met<span class=\"_ _0\"></span> achteraf<span class=\"_ _0\"></span> verkreg<span class=\"_ _0\"></span>en kennis we<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x69 h64 yada ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws113\">Be<span class=\"_ _1\"></span>paalde</span><span class=\"ff83\"> <span class=\"lsed ws112\">redelijke en gef<span class=\"_ _0\"></span>undeerd<span class=\"_ _0\"></span>e inform<span class=\"_ _0\"></span>atie omtrent<span class=\"_ _0\"></span> kasstrom<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x69 h64 yadc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit het <span class=\"_ _1\"></span>verleden<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">wa<span class=\"_ _1\"></span></span>s </span>ni<span class=\"_ _1\"></span>et beschikbaar<span class=\"_ _1\"></span> in de be<span class=\"_ _1\"></span>staande</div>\n<div class=\"t m0 x69 h64 yadd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapportage<span class=\"lsed ws112\">systemen van Ag<span class=\"_ _0\"></span>eas, of <span class=\"ls10c ws13b\">was <span class=\"lsef ws11d\">uitsluitend<span class=\"_ _1\"></span> beschikbaar<span class=\"_ _1\"></span> op </span></span></span></div>\n<div class=\"t m0 x69 h64 yade ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een hoger a<span class=\"_ _1\"></span>ggregatieniveau<span class=\"_ _1\"></span> of op an<span class=\"_ _1\"></span>dere aggre<span class=\"_ _1\"></span>gatieniveaus <span class=\"_ _1\"></span>dan de</div>\n<div class=\"t m0 x69 h64 yadf ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen in <span class=\"ls105 ws14a\">IFRS 17<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">over de<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groeper<span class=\"ls107 ws13e\">ing<span class=\"_ _1\"></span></span></span> </span></span><span class=\"lsef\">van con<span class=\"_ _1\"></span>tracten; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae0 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsed ws112\">De informatie in de<span class=\"_ _0\"></span> bestaande <span class=\"lsef ws113\">rapportage</span>syst<span class=\"_ _0\"></span>emen van Age<span class=\"_ _0\"></span>as <span class=\"ls107 ws13e\">liet </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niet to<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de evolutie<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de </span>c</span><span class=\"ws111\">ontractue<span class=\"_ _0\"></span>le <span class=\"ls0 ws0\">d<span class=\"lsef ws113\">ienstenmarge<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws113\">de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yae2 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum n<span class=\"_ _0\"></span>aar beho<span class=\"_ _0\"></span>ren in te schat<span class=\"_ _0\"></span>ten. Deze ev<span class=\"_ _0\"></span>oluti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">heeft </span></span></div>\n<div class=\"t m0 x69 h64 yae3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een invlo<span class=\"_ _0\"></span>ed op de <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractu<span class=\"_ _0\"></span>ele <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ienstenm<span class=\"_ _0\"></span>arge op de </span></span></div>\n<div class=\"t m0 x69 h64 yae4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgangsda<span class=\"ls105 ws135\">tu<span class=\"_ _1\"></span>m.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae6 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In deze gev<span class=\"_ _0\"></span>allen wer<span class=\"_ _0\"></span>den de betr<span class=\"_ _0\"></span>effende gr<span class=\"_ _0\"></span>oepen <span class=\"lsef ws113\">van </span></div>\n<div class=\"t m0 x1d h64 yae7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten <span class=\"ws11d\">op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum gewaarde<span class=\"_ _1\"></span>erd onder </span></div>\n<div class=\"t m0 x1d h64 yae8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an de \u2018herz<span class=\"_ _1\"></span>iene retroa<span class=\"_ _1\"></span>ctieve benadering\u2019<span class=\"_ _1\"></span> dan<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">wel de </span></span></div>\n<div class=\"t m0 x1d h64 yae9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018re\u00eblewaardeb<span class=\"_ _1\"></span>enadering\u2019 (zie<span class=\"_ _1\"></span> hieronder)<span class=\"_ _1\"></span>. De doelstel<span class=\"_ _1\"></span>ling van <span class=\"_ _1\"></span>deze</div>\n<div class=\"t m0 x1d h64 yaea ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">alterna<span class=\"ws11d\">tieve<span class=\"_ _1\"></span> waarderingsbena<span class=\"_ _1\"></span>deringen op<span class=\"_ _1\"></span> de overgang<span class=\"_ _1\"></span>sdatum<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">is om<span class=\"_ _1\"></span></span> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 yaeb ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitkomst<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>volledig r<span class=\"_ _0\"></span>etroac<span class=\"_ _0\"></span>tieve be<span class=\"_ _0\"></span>naderin<span class=\"_ _0\"></span>g zo dich<span class=\"_ _0\"></span>t als mo<span class=\"_ _0\"></span>gelijk t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yaec ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">benaderen<span class=\"ws11e\">, geb<span class=\"_ _1\"></span>ruikmakend van redeli<span class=\"_ _1\"></span>jke en gefundeerde<span class=\"_ _1\"></span> informatie </span></div>\n<div class=\"t m0 x1d h64 yaed ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke op de<span class=\"_ _1\"></span> <span class=\"ws113\">overgangsda<span class=\"_ _1\"></span>tum </span>zonder o<span class=\"_ _1\"></span>ngerechtvaardig<span class=\"_ _1\"></span>de kost<span class=\"lsed ws112\">en of </span></div>\n<div class=\"t m0 x1d h64 yaee ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inspanningen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">beschik<span class=\"_ _0\"></span>baar is. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor groe<span class=\"_ _0\"></span>pen van ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten bi<span class=\"_ _0\"></span>nnen de acti<span class=\"_ _0\"></span>viteite<span class=\"_ _0\"></span>n Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8a6 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leven, hee<span class=\"_ _1\"></span>ft Ageas de <span class=\"_ _1\"></span>volledig re<span class=\"_ _1\"></span>troactieve be<span class=\"_ _1\"></span>nadering toe<span class=\"_ _1\"></span>gepast voor</div>\n<div class=\"t m0 x2c h64 y8a7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>ering van de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoof<span class=\"_ _0\"></span>de van rest<span class=\"_ _0\"></span>erende dek<span class=\"_ _0\"></span>king</div>\n<div class=\"t m0 x2c h64 y8a8 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van deze groepen<span class=\"_ _1\"></span> van verzekering<span class=\"_ _1\"></span>scontracten. De ver<span class=\"_ _1\"></span>plichting uit</div>\n<div class=\"t m0 x2c h64 y8a9 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an ontst<span class=\"_ _0\"></span>ane cla<span class=\"_ _0\"></span>ims van d<span class=\"_ _0\"></span>eze gro<span class=\"_ _0\"></span>epen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten is gewaardee<span class=\"_ _1\"></span>rd onder toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ab ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g retroa<span class=\"_ _0\"></span>ctieve b<span class=\"_ _0\"></span>enaderi<span class=\"_ _0\"></span>ng voor <span class=\"_ _0\"></span>de meest r<span class=\"_ _0\"></span>ece<span class=\"lsef ws11e\">nte schadejaren en </span></div>\n<div class=\"t m0 x2c h64 y8ac ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering v<span class=\"_ _0\"></span>oor claims</div>\n<div class=\"t m0 x2c h64 y8ad ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van v\u00f3\u00f3r 201<span class=\"_ _0\"></span>6.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor gro<span class=\"_ _0\"></span>epen ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten bi<span class=\"_ _0\"></span>nnen de a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft Ageas de volg<span class=\"_ _1\"></span>ende waarderingsbenad<span class=\"_ _1\"></span>eringen <span class=\"ws11d\">toegepa<span class=\"_ _1\"></span>st op<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgang<span class=\"lsed ws111\">sdatum<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">le<span class=\"_ _1\"></span>vensverzekeringsco<span class=\"_ _1\"></span>ntracten die<span class=\"_ _1\"></span> werden uit<span class=\"_ _1\"></span>gegeven </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vanaf 2018<span class=\"_ _1\"></span> werden ove<span class=\"_ _1\"></span>r het alge<span class=\"_ _1\"></span>meen gewaardeer<span class=\"_ _1\"></span>d onder</div>\n<div class=\"t m0 x1a0 h64 y8b4 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">levensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten die v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11d\">r 2018 werden </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgegeven werd<span class=\"_ _1\"></span>en gewaardeerd onde<span class=\"_ _1\"></span>r toepassing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b7 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eblewaardeben<span class=\"_ _1\"></span>adering; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">verzeker<span class=\"_ _1\"></span>ingscontrac<span class=\"_ _1\"></span>ten met direc<span class=\"_ _1\"></span>te </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9d8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen werde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> onder toepa<span class=\"_ _1\"></span>ssing van</div>\n<div class=\"t m0 x1a0 h64 y9d9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de herziene<span class=\"_ _1\"></span> retroactiev<span class=\"_ _1\"></span>e benadering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9da ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor <span class=\"lsed ws111\">de </span>groepen<span class=\"_ _1\"></span> <span class=\"lsed ws111\">van <span class=\"ws112\">verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die werden <span class=\"lsef ws113\">gewaardeerd </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering,<span class=\"_ _0\"></span> heeft Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toekom<span class=\"_ _0\"></span>stige ka<span class=\"_ _0\"></span>sstrome<span class=\"_ _0\"></span>n op de datum van e<span class=\"_ _0\"></span>erste opna<span class=\"_ _0\"></span>me van de</div>\n<div class=\"t m0 x2c h64 y9de ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep v<span class=\"lsed ws112\">an v</span>erzekerings<span class=\"_ _1\"></span>contracten ingescha<span class=\"_ _1\"></span>t als de toekomstige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9df ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen op de over<span class=\"_ _0\"></span>gangsd<span class=\"_ _0\"></span>atum, gec<span class=\"_ _0\"></span>orrige<span class=\"_ _0\"></span>erd met<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de feitelijke </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die z<span class=\"_ _0\"></span>ich heb<span class=\"_ _0\"></span>ben voor<span class=\"_ _0\"></span>gedaan t<span class=\"_ _0\"></span>ussen <span class=\"_ _0\"></span>de datum<span class=\"_ _0\"></span> van eers<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x2c h64 y9e1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname en <span class=\"_ _1\"></span>de overgangsd<span class=\"_ _1\"></span>atum. Een soo<span class=\"_ _1\"></span>rtgelijke v<span class=\"_ _1\"></span>ereenvoudiging<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x2c h64 y9e2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>voor de scha<span class=\"_ _1\"></span>ttingen van d<span class=\"_ _1\"></span>e risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">aanpass<span class=\"_ _0\"></span>ing voor ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e3 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico,<span class=\"_ _0\"></span> welke wer<span class=\"_ _0\"></span>d ingesch<span class=\"_ _0\"></span>at op <span class=\"lsef ws11e\">de overgangsdatum e<span class=\"_ _1\"></span>n werd </span></div>\n<div class=\"t m0 x2c h64 y9e4 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecorri<span class=\"_ _0\"></span>geerd met<span class=\"_ _0\"></span> het ver<span class=\"_ _0\"></span>wachte <span class=\"_ _0\"></span>verval v<span class=\"_ _0\"></span>an risic<span class=\"_ _0\"></span>o v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11e\">r de </span></span></div>\n<div class=\"t m0 x2c h64 y9e5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum.<span class=\"_ _0\"></span> Bij het insc<span class=\"_ _0\"></span>hatten van h<span class=\"_ _0\"></span>et verval va<span class=\"_ _0\"></span>n risico we<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y9e6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerefer<span class=\"_ _0\"></span>eerd aan he<span class=\"_ _0\"></span>t verval va<span class=\"_ _0\"></span>n risico voor g<span class=\"_ _0\"></span>elijkaa<span class=\"_ _0\"></span>rdige cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e7 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor groepen<span class=\"_ _1\"></span> <span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekering<span class=\"_ _1\"></span>scontract<span class=\"ws11e\">en die werden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9e9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y9ea ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">ienste<span class=\"_ _1\"></span>nmarge op de<span class=\"_ _1\"></span> overgangsdatu<span class=\"_ _1\"></span>m bepaald al<span class=\"_ _1\"></span>s het </span></span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschil tussen<span class=\"_ _1\"></span> de re\u00eble waarde van<span class=\"_ _1\"></span> de groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9ec ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ws112\">co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en op die datu<span class=\"_ _0\"></span>m en de vervul<span class=\"_ _0\"></span>lingsk<span class=\"_ _0\"></span>a<span class=\"ws11d\">sstrom<span class=\"_ _0\"></span>en van </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dezelfde gro<span class=\"_ _1\"></span>ep, gewaardee<span class=\"_ _1\"></span>rd onder toepa<span class=\"_ _1\"></span>ssing van de<span class=\"_ _1\"></span> <span class=\"lsed\">bepaling<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9ee ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op di<span class=\"_ _0\"></span>e datum. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij de bepaling<span class=\"_ _1\"></span> van de re\u00eble waarde va<span class=\"_ _1\"></span>n een groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9f1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten heef<span class=\"_ _1\"></span>t Ageas de <span class=\"_ _1\"></span><span class=\"ws11e\">bepalingen in<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS<span class=\"_ _1\"></span> 13 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Waardering<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde\u2019 <span class=\"_ _1\"></span>toegepast, alsm<span class=\"_ _1\"></span>ede de vo<span class=\"_ _1\"></span>lgende</div>\n<div class=\"t m0 x2c h64 y9f3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwegingen geha<span class=\"_ _1\"></span>nteerd:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">Ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n omtrent verwac<span class=\"_ _1\"></span>hte toekomstige<span class=\"_ _1\"></span> kasstromen en </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">risicot<span class=\"_ _0\"></span>olerant<span class=\"_ _0\"></span>ies <span class=\"lsef ws11d\">zijn aangepa<span class=\"_ _1\"></span>st aan het <span class=\"_ _1\"></span>standpunt v<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1a0 h64 y9f6 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>artij<span class=\"ws112\">, in ove<span class=\"_ _0\"></span>reenste<span class=\"_ _0\"></span>mming met<span class=\"_ _0\"></span> de vereist<span class=\"_ _0\"></span>en van IFRS 1<span class=\"_ _0\"></span>3;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws111\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ie zijn geb<span class=\"_ _0\"></span>ruikt <span class=\"lsef ws11e\">bij de waardering van <span class=\"ws113\">de </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ff88 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsed ws111\">omvatt<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een marktconf<span class=\"_ _1\"></span>orme vergoeding v<span class=\"_ _1\"></span>oor </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alkosten en z<span class=\"_ _0\"></span>ijn gecor<span class=\"_ _0\"></span>rigeerd v<span class=\"_ _0\"></span>oor het risic<span class=\"_ _0\"></span>o van het niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fa ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nakomen van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen door Ag<span class=\"_ _1\"></span>eas als u<span class=\"_ _1\"></span>itgever van <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1a0 h64 y9fb ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e kasstromen <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn</span></span><span class=\"ff88\"> <span class=\"lsef ws11e\">g<span class=\"_ _1\"></span>ecorrigeerd tenein<span class=\"_ _1\"></span>de de door een mark<span class=\"_ _1\"></span>tpartij </span></span></span></div>\n<div class=\"t m0 x69 h64 y95a ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereiste <span class=\"_ _1\"></span>winstmarges, om<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen onder<span class=\"_ _1\"></span> de groep<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 y95b ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en te aa<span class=\"_ _0\"></span>nvaard<span class=\"_ _0\"></span>en, te we<span class=\"_ _0\"></span>erspieg<span class=\"_ _0\"></span>elen en o<span class=\"_ _0\"></span>mvatte<span class=\"_ _0\"></span>n de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y95c ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">direct t<span class=\"_ _0\"></span>oereken<span class=\"_ _0\"></span>bare k<span class=\"_ _0\"></span>osten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95d ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95e ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De uitkomsten va<span class=\"_ _1\"></span>n de aldus berekende<span class=\"_ _1\"></span> re\u00eble waarde werd<span class=\"_ _1\"></span>en ver<span class=\"lsed ws111\">geleken </span></div>\n<div class=\"t m0 x1d h64 y95f ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met gangbare<span class=\"_ _1\"></span> marktgegeven<span class=\"_ _1\"></span>s teneinde bi<span class=\"_ _1\"></span>jkomende zeke<span class=\"_ _1\"></span>rheid te b<span class=\"_ _1\"></span>ieden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff88 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> bepaling<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>van de ver<span class=\"_ _1\"></span>vullingskasstromen<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya57 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten die op de ov<span class=\"_ _1\"></span>ergangsdatum werd<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x1d h64 ya58 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x1d h64 yac0 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vervull<span class=\"_ _0\"></span>ingskass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n prospect<span class=\"_ _0\"></span>ief inge<span class=\"_ _0\"></span>schat en ve<span class=\"_ _0\"></span>rdiscont<span class=\"_ _0\"></span>eerd, daar<span class=\"_ _0\"></span>bij</div>\n<div class=\"t m0 x1d h64 yac1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum gelden<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 yac2 ff88 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">disco<span class=\"_ _1\"></span>n<span class=\"lsef\">teringsvoet<span class=\"_ _1\"></span>en. Daarnaas<span class=\"_ _1\"></span>t heeft Agea<span class=\"_ _1\"></span>s voor </span></div>\n<div class=\"t m0 x1d h64 yac3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsdoel<span class=\"_ _1\"></span>einden contrac<span class=\"_ _1\"></span>ten van meerdere jaar<span class=\"_ _1\"></span>lijkse cohorten</div>\n<div class=\"t m0 x1d h64 yac4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegroepeerd <span class=\"_ _1\"></span>in een en<span class=\"_ _1\"></span>kelvoudige reke<span class=\"_ _1\"></span>neenheid, aange<span class=\"_ _1\"></span>zien de</div>\n<div class=\"t m0 x1d h64 yac5 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapportagesy<span class=\"_ _1\"></span>stemen geen <span class=\"_ _1\"></span>redelijke en <span class=\"_ _1\"></span>gefundeerde ge<span class=\"_ _1\"></span>gevens bev<span class=\"_ _1\"></span>atten</div>\n<div class=\"t m0 x1d h64 yac6 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de ver<span class=\"_ _0\"></span>eiste i<span class=\"_ _0\"></span>nforma<span class=\"ws112\">t<span class=\"_ _0\"></span>ie per groe<span class=\"_ _0\"></span>p, met daarin u<span class=\"_ _0\"></span>itsluit<span class=\"_ _0\"></span>end cont<span class=\"_ _0\"></span>racten </span></div>\n<div class=\"t m0 x1d h64 yac7 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke niet meer<span class=\"_ _1\"></span> dan \u00e9\u00e9n jaar na elkaar<span class=\"_ _1\"></span> zijn uitgegeven<span class=\"_ _1\"></span>, te verschaffen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h6c y96c ff8c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96d ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Om de daling van he<span class=\"_ _1\"></span>t eigen vermogen op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum te</div>\n<div class=\"t m0 x1d h64 y96e ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">analyse<span class=\"_ _0\"></span>ren, dient<span class=\"_ _0\"></span> een onders<span class=\"_ _0\"></span>cheid te<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">worden gemaakt tussen<span class=\"_ _1\"></span> de impact<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de toepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 op het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y970 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">exclusi<span class=\"_ _0\"></span>ef de overig<span class=\"_ _0\"></span>e onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalres<span class=\"_ _0\"></span>ultaat en o<span class=\"_ _0\"></span>p de overig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y971 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaf1 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S 9 en IFR<span class=\"_ _0\"></span>S 17 doo<span class=\"_ _0\"></span>r de </span></span></div>\n<div class=\"t m0 x69 h64 y9df ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> een niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yaf2 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significante<span class=\"_ _1\"></span> <span class=\"lsed ws111\">netto <span class=\"ws112\">dali<span class=\"_ _0\"></span>ng van het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n exclusi<span class=\"_ _0\"></span>ef de </span></span></div>\n<div class=\"t m0 x69 h64 yaf3 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat. Dez<span class=\"_ _0\"></span>e dalin<span class=\"_ _0\"></span>g betreft<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 yaf4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span> het niet <span class=\"_ _1\"></span>langer opnemen <span class=\"_ _1\"></span>in het g<span class=\"_ _1\"></span>econsolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yaf5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie van on<span class=\"_ _0\"></span>der IFRS 4 opge<span class=\"_ _0\"></span>nomen</div>\n<div class=\"t m0 x69 h64 yaf6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n inzake g<span class=\"_ _0\"></span>eactivee<span class=\"_ _0\"></span>rde acquis<span class=\"_ _0\"></span>itiekos<span class=\"_ _0\"></span>ten en de waa<span class=\"_ _0\"></span>rde van</div>\n<div class=\"t m0 x69 h64 yaf7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen cont<span class=\"_ _0\"></span>racten, <span class=\"lsef ws11e\">welke deels gecompenseerd is door<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">het </span></span></div>\n<div class=\"t m0 x69 h64 yaf8 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet lange<span class=\"_ _0\"></span>r opnem<span class=\"_ _0\"></span>en in het gecon<span class=\"_ _0\"></span>solidee<span class=\"_ _0\"></span>rde overzi<span class=\"_ _0\"></span>cht van de</div>\n<div class=\"t m0 x69 h64 yaf9 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie van bijzond<span class=\"_ _1\"></span>ere waardevermind<span class=\"_ _1\"></span>eringen welke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yafa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas onder IAS 39<span class=\"_ _1\"></span> <span class=\"ws113\">opnam<span class=\"ls0 ws0\"> </span></span>voor<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in </span></div>\n<div class=\"t m0 x69 h64 yafb ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yafc ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e toepassing van IF<span class=\"_ _1\"></span>RS 9 en IFRS 17 door de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yafd ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> ee<span class=\"lsed ws112\">n aanzien<span class=\"_ _0\"></span>lijke </span></div>\n<div class=\"t m0 x69 h64 yafe ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">netto dal<span class=\"_ _0\"></span>ing van de over<span class=\"_ _0\"></span>ige onder<span class=\"_ _0\"></span>delen van h<span class=\"_ _0\"></span>et totaalr<span class=\"_ _0\"></span>esulta<span class=\"_ _0\"></span>at,</div>\n<div class=\"t m0 x69 h64 yaff ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke onderdeel<span class=\"_ _1\"></span> uitmaken van he<span class=\"_ _1\"></span>t eigen vermogen. Di<span class=\"_ _1\"></span>t is het deel</div>\n<div class=\"t m0 x69 h64 yb00 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en dat betre<span class=\"_ _0\"></span>kking heef<span class=\"_ _0\"></span>t op de <span class=\"ws111\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yb01 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen<span class=\"ls0 ws0\"> </span>op inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in fi<span class=\"ws111\">nan<span class=\"_ _0\"></span>ci\u00eble </span></div>\n<div class=\"t m0 x69 h64 yb02 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten en o<span class=\"_ _0\"></span>p verplicht<span class=\"_ _0\"></span>ingen in<span class=\"_ _0\"></span>zake</div>\n<div class=\"t m0 x69 h64 yb03 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(her)ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De daling van d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yb04 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>totaalresultaa<span class=\"_ _1\"></span>t heeft voora<span class=\"_ _1\"></span>l betrekking<span class=\"_ _1\"></span> op de h<span class=\"_ _1\"></span>erberekening</div>\n<div class=\"t m0 x69 h64 yb05 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van (her)verze<span class=\"_ _1\"></span>keringscontracte<span class=\"_ _1\"></span>n op de overgangsdat<span class=\"_ _1\"></span>um. De</div>\n<div class=\"t m0 x69 h64 yb06 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toename v<span class=\"_ _0\"></span>an de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat</div>\n<div class=\"t m0 x69 h64 yb07 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt de he<span class=\"_ _0\"></span>rwaard<span class=\"_ _0\"></span>ering van fin<span class=\"_ _0\"></span>anci\u00eble in<span class=\"_ _0\"></span>strume<span class=\"_ _0\"></span>nten op de</div>\n<div class=\"t m0 x69 h64 yb08 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"_ _0\"></span>als gev<span class=\"_ _0\"></span>olg van h<span class=\"_ _0\"></span>un class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e onder I<span class=\"_ _0\"></span>FRS 9,</div>\n<div class=\"t m0 x69 h64 yb09 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gecorrigeerd<span class=\"_ _1\"></span> voor het niet langer<span class=\"_ _1\"></span> opnemen in het ge<span class=\"_ _1\"></span>consolideerde</div>\n<div class=\"t m0 x69 h64 yb0a ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span><span class=\"ws112\">i\u00eble posit<span class=\"_ _0\"></span>ie van bedra<span class=\"_ _0\"></span>gen inzak<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x69 h64 yb0b ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schaduwboekhoudin<span class=\"_ _1\"></span>g onder <span class=\"_ _1\"></span>IFRS 4.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 220px; height: 886px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 220px; height: 886px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 220px; height: 886px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 220px; height: 886px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff8d fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tabel <span class=\"_ _0\"></span>hieron<span class=\"_ _0\"></span>der toont <span class=\"_ _0\"></span>de voor<span class=\"_ _0\"></span>naamste <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>ct van de <span class=\"_ _0\"></span>eerste to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van IFR<span class=\"_ _0\"></span>S 9 en IF<span class=\"_ _0\"></span>RS 17 op <span class=\"_ _0\"></span>1 januar<span class=\"_ _0\"></span>i 2022 (<span class=\"_ _0\"></span>af<span class=\"lsef\">gerond in mil<span class=\"_ _1\"></span>jarden </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">euro\u2019s):<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">Stand per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1020px; z-index: 15;\">januari 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1005px; z-index: 15;\">zoals eerder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 990px; z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 581px; bottom: 1049px; z-index: 15;\">Aanpassingen <span class=\"ls0 ws0\"><span class=\"fc1a sc0\"> </span></span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 597px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 611px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 593px; bottom: 990px; z-index: 15;\">van IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 990px; z-index: 15;\">Transfer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 1049px; z-index: 15;\">Aanpassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 712px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 726px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 703px; bottom: 990px; z-index: 15;\">van IFRS 17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1049px; z-index: 15;\">Herziene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 778px; bottom: 1020px; z-index: 15;\">per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1005px; z-index: 15;\">januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 990px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">IFRS4<span class=\"_ _1\"></span>/IAS3<span class=\"_ _1\"></span>9 zoals e<span class=\"_ _1\"></span>erde<span class=\"_ _1\"></span>r gerappo<span class=\"_ _1\"></span>rtee<span class=\"_ _1\"></span>rd <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 297px; bottom: 959px; z-index: 15;\">IFRS 1<span class=\"_ _1\"></span>7/IFRS<span class=\"_ _1\"></span> 9 herzien<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 567px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 637px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 752px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 945px; z-index: 15;\">1,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 945px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 945px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 930px; z-index: 15;\">74,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 930px; z-index: 15;\">0,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 930px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 930px; z-index: 15;\">74,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 915px; z-index: 15;\">UL financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 915px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 915px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 915px; z-index: 15;\">21,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 900px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 900px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 900px; z-index: 15;\">3,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 885px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 885px; z-index: 15;\">(1,<span class=\"_ _1\"></span>3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 885px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 870px; z-index: 15;\">Activa inzake herverzekerigscont<span class=\"_ _0\"></span>racten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 826px; z-index: 15;\">Materi\u00eble <span class=\"lsf3 ws11f\">vast<span class=\"_ _1\"></span>e activ<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 796px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 796px; z-index: 15;\">(1,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 796px; z-index: 15;\">2,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 796px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 781px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 781px; z-index: 15;\">(0,<span class=\"_ _1\"></span>4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 781px; z-index: 15;\">1,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 297px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 766px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 766px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 766px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 766px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 722px; z-index: 15;\">Verplichtingen inzake beleggingscontracten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 722px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 722px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 722px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6be ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 722px; z-index: 15;\">(7,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 722px; z-index: 15;\">14,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 707px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 692px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x6 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 662px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 662px; z-index: 15;\">36,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6c6 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 663px; bottom: 662px; z-index: 15;\">(3,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 662px; z-index: 15;\">(33,4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 648px; z-index: 15;\">30,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">(30,6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 633px; z-index: 15;\">3,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 633px; z-index: 15;\">(0,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 633px; z-index: 15;\">3,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 603px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 603px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 603px; z-index: 15;\">0,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 297px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 558px; z-index: 15;\">2,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 558px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 297px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x158 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 544px; z-index: 15;\">96,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 544px; z-index: 15;\">8,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 544px; z-index: 15;\">104,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 514px; z-index: 15;\">8,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 514px; z-index: 15;\">0,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 514px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 514px; z-index: 15;\">7,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 499px; z-index: 15;\">3,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 499px; z-index: 15;\">1,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 499px; z-index: 15;\">(4,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 499px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 484px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 484px; z-index: 15;\">0,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 484px; z-index: 15;\">(1,<span class=\"_ _1\"></span>8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 484px; z-index: 15;\">1,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 297px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 469px; z-index: 15;\">14,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 469px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y69a ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y69a ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 469px; z-index: 15;\">(7,<span class=\"_ _1\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 469px; z-index: 15;\">9,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x12d h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 396px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 567px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 637px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 798px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 297px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 440px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 440px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6e3 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 440px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 440px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb35 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb36 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb37 ff8d fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">De lijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">\u2018Verplic<span class=\"_ _0\"></span>htingen i<span class=\"_ _0\"></span>nzake verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten\u2019 om<span class=\"_ _0\"></span>vat een bedr<span class=\"_ _0\"></span>ag van cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e dienst<span class=\"_ _0\"></span>enmarge v<span class=\"_ _0\"></span>an EUR 3 milja<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb38 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb39 ff8d fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">E. <span class=\"_ _b5\"> </span><span class=\"lsed ws11d\">Overige wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de <span class=\"ls10c ws13b\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>standaarde<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3a ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>acht niet<span class=\"_ _0\"></span> dat overig<span class=\"_ _0\"></span>e nieuwe of herz<span class=\"_ _0\"></span>iene <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standa<span class=\"_ _1\"></span>arden<span class=\"lsf9 ws124\">, </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yb3b ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span> <span class=\"lsef ws11d\">en wijzigingen<span class=\"_ _1\"></span> in </span></span>de <span class=\"ls10c ws13b\">IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaa<span class=\"_ _1\"></span>rden en </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3c ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span></span><span class=\"ws11d\">, die v<span class=\"_ _0\"></span>an krac<span class=\"_ _0\"></span>ht word<span class=\"_ _0\"></span>en voor v<span class=\"_ _0\"></span>erslag<span class=\"_ _0\"></span>periodes <span class=\"_ _0\"></span>die </span></div>\n<div class=\"t m0 x2c h64 yb3d ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beginnen op<span class=\"_ _1\"></span> 1 januari<span class=\"_ _1\"></span> 2023 of <span class=\"_ _1\"></span>later, <span class=\"lsed\">het gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de overzic<span class=\"_ _0\"></span>ht van </span></div>\n<div class=\"t m0 x2c h64 yb3e ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie en de <span class=\"ws111\">geco<span class=\"_ _0\"></span>nsol<span class=\"lsef ws113\">ideerde <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3f ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van Ageas op s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ante wijz<span class=\"_ _0\"></span>e zullen be\u00ef<span class=\"_ _0\"></span>nvloede<span class=\"_ _0\"></span>n. Niet all<span class=\"_ _0\"></span>e wijzigi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yb40 ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn al goe<span class=\"_ _1\"></span>dgekeurd <span class=\"_ _1\"></span>door de EU<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb41 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb42 ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De wijzig<span class=\"_ _0\"></span>ingen bet<span class=\"_ _0\"></span>reffen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb43 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 \u2018<span class=\"_ _0\"></span>Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en als ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>d </span></span></div>\n<div class=\"t m0 x69 h64 yb44 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">of langlopend\u2019<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb45 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d\">W<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ijzigingen<span class=\"_ _1\"></span> in IAS 1 \u2018Langlopende<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> met convenanten\u2019;</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb46 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 e<span class=\"_ _0\"></span>n IFRS P<span class=\"_ _0\"></span>ractice<span class=\"_ _0\"></span> Statement<span class=\"_ _0\"></span> 2: \u2018To<span class=\"_ _0\"></span>elichti<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yb47 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">grondslagen<span class=\"_ _1\"></span> voor financi\u00eble vers<span class=\"_ _1\"></span>laggeving\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb48 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws11e\">W<span class=\"_ _1\"></span>ijzigingen in IAS<span class=\"_ _1\"></span> 8 \u2018Definitie van<span class=\"_ _1\"></span> boekhoudkundige schatt<span class=\"_ _1\"></span>ingen\u2019;</span><span class=\"ff8d\"> </span></span></div>\n<div class=\"t m0 x1d h64 yb49 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws113\">W<span class=\"_ _1\"></span>ijzigingen <span class=\"_ _1\"></span><span class=\"lsed ws112\">in IAS 12 \u2018Uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de belast<span class=\"_ _0\"></span>ingen ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rd aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yb4a ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u00e9\u00e9nzelfde <span class=\"_ _1\"></span>transactie\u2019; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb4b ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IFRS 16 <span class=\"_ _0\"></span>\u2018Leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting in <span class=\"_ _0\"></span>een verk<span class=\"_ _0\"></span>oop<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb4c ff8d fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">leaseback<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>transactie\u2019.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 193px; height: 913px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 193px; height: 913px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 193px; height: 913px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 193px; height: 913px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff94 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff94 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Het gebruik van schattingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de opst<span class=\"_ _0\"></span>elling de<span class=\"_ _0\"></span>ze gecons<span class=\"_ _0\"></span>o<span class=\"lsef ws11d\">lideerde jaar<span class=\"_ _1\"></span>rekening heeft <span class=\"_ _1\"></span>Ageas </span></div>\n<div class=\"t m0 x2c h64 yb59 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik ge<span class=\"_ _1\"></span>maakt van bep<span class=\"_ _1\"></span>aalde oordel<span class=\"_ _1\"></span>en, schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes,</div>\n<div class=\"t m0 x2c h64 yb5a ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke weerspiegeld<span class=\"_ _1\"></span> zijn in de opgenom<span class=\"_ _1\"></span>en bedragen voor act<span class=\"_ _1\"></span>iva en</div>\n<div class=\"t m0 x2c h64 yb5b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>, opbrengs<span class=\"_ _1\"></span>ten en <span class=\"ws113\">lasten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>alsook i<span class=\"_ _1\"></span>n de bedrag<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 yb5c ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an <span class=\"lsef\">deze geconsolid<span class=\"_ _1\"></span>eerde jaarrek<span class=\"_ _1\"></span>ening. </span></div>\n<div class=\"t m0 x2c h64 yb5d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e oordelen, <span class=\"_ _1\"></span>schattingen<span class=\"_ _1\"></span> en aannames<span class=\"_ _1\"></span> zijn gebaseerd<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x2c h64 yb5e ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervarin<span class=\"_ _0\"></span>gen en op info<span class=\"_ _0\"></span>rmatie di<span class=\"_ _0\"></span>e redeli<span class=\"_ _0\"></span>jkerwijs be<span class=\"_ _0\"></span>schikb<span class=\"_ _0\"></span>aar was op de</div>\n<div class=\"t m0 x2c h64 yb5f ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">datum van<span class=\"_ _0\"></span> de opstelli<span class=\"_ _0\"></span>ng van deze ge<span class=\"_ _0\"></span>consol<span class=\"_ _0\"></span>ideerde ja<span class=\"_ _0\"></span>arreken<span class=\"_ _0\"></span>ing. Elk</div>\n<div class=\"t m0 x2c h64 yb60 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">oordeel, <span class=\"_ _1\"></span>schatting of a<span class=\"_ _1\"></span>anname weerspieg<span class=\"_ _1\"></span>elt uit na<span class=\"_ _1\"></span>ture een bep<span class=\"_ _1\"></span>aalde</div>\n<div class=\"t m0 x2c h64 yb61 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mate van onz<span class=\"_ _0\"></span>ekerh<span class=\"_ _0\"></span>eid en een ris<span class=\"_ _0\"></span>ico op materi<span class=\"_ _0\"></span>\u00eble aanp<span class=\"_ _0\"></span>assing (in</div>\n<div class=\"t m0 x2c h64 yb62 ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>ve of neg<span class=\"_ _0\"></span>atieve z<span class=\"_ _0\"></span>in) van d<span class=\"_ _0\"></span>e boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de ac<span class=\"_ _0\"></span>tiva en <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x2c h64 yb63 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tijdens (<span class=\"_ _1\"></span>een) toekom<span class=\"_ _1\"></span>stige versla<span class=\"_ _1\"></span>gperiode(s). E<span class=\"_ _1\"></span>ventuele</div>\n<div class=\"t m0 x1d h64 yb64 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanpassing<span class=\"lsed ws112\">en worden erkend i<span class=\"_ _0\"></span>n de versla<span class=\"_ _0\"></span>gperiode w<span class=\"_ _0\"></span>aarin het oo<span class=\"_ _0\"></span>rdeel, </span></div>\n<div class=\"t m0 x1d h64 yb65 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws112\">schatti<span class=\"_ _0\"></span>ng of de aann<span class=\"_ _0\"></span>ame w<span class=\"lsef ws113\">ordt<span class=\"ls0 ws0\"> </span>aangepast<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb66 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb67 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ondanks d<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> niet actief is i<span class=\"_ _0\"></span>n Oekra\u00efn<span class=\"_ _0\"></span>e en in Ruslan<span class=\"_ _0\"></span>d, houdt h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 yb68 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geopoli<span class=\"_ _1\"></span>tieke spanni<span class=\"_ _1\"></span>ngen in dez<span class=\"_ _1\"></span>e regio nau<span class=\"_ _1\"></span>wlettend in<span class=\"_ _1\"></span> de gaten<span class=\"_ _1\"></span>, met</div>\n<div class=\"t m0 x1d h64 yb69 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">name voor wat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">betreft <span class=\"_ _0\"></span>de indir<span class=\"_ _0\"></span>ecte mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-</span><span class=\"ws112\">economis<span class=\"_ _0\"></span>che effec<span class=\"_ _0\"></span>ten, zoal<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6a ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige ontw<span class=\"_ _0\"></span>ikkeli<span class=\"_ _0\"></span>ngen van de re<span class=\"_ _0\"></span>nte en de infl<span class=\"_ _0\"></span>atie in de mar<span class=\"_ _0\"></span>kten</div>\n<div class=\"t m0 x1d h64 yb6b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s actief i<span class=\"_ _1\"></span>s. Ageas <span class=\"_ _1\"></span>schat in d<span class=\"_ _1\"></span>at de huid<span class=\"_ _1\"></span>ige directe<span class=\"_ _1\"></span> impact</div>\n<div class=\"t m0 x1d h64 yb6c ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>rieel is. In<span class=\"_ _0\"></span>dien nodig,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s de oordel<span class=\"_ _0\"></span>en, schatt<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ngen en </span></div>\n<div class=\"t m0 x1d h64 yb6d ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aannam<span class=\"_ _0\"></span>es herzie<span class=\"_ _0\"></span>n en als dusda<span class=\"_ _0\"></span>nig weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>d in deze</div>\n<div class=\"t m0 x1d h64 yb6e ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb6f ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb70 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">O<span class=\"lsed ws11d\">nderstaan<span class=\"_ _0\"></span>de tabe<span class=\"_ _0\"></span>l vermel<span class=\"_ _0\"></span>dt de sch<span class=\"_ _0\"></span>attings<span class=\"_ _0\"></span>onzeker<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yb71 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes:</span></span></div>\n<div class=\"t m0 x2c h64 yb72 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb73 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yb74 ff92 fs44 fc1d sc0 ls105 ws135\" style=\"z-index: 15;\">Acti<span class=\"_ _1\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb75 ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb76 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 2:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb77 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het waarderingsmo<span class=\"_ _1\"></span>del</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb78 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb79 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 3:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7a ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Het <span class=\"lsef ws113\">waarderingsmodel</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7b ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws113\">Gebruik</span><span class=\"ff92\"> <span class=\"lsed ws111\">van <span class=\"lsef ws113\">niet</span></span>-<span class=\"_ _1\"></span><span class=\"lsef ws113\">waarneembare</span> <span class=\"_ _1\"></span><span class=\"lsed ws111\">input</span> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7d ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb7e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7f ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Leningen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb80 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb81 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">Ge<span class=\"_ _1\"></span>bruik van<span class=\"_ _1\"></span> parameters al<span class=\"_ _1\"></span>s kredietrisico</span><span class=\"ff92\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">spread, loo<span class=\"_ _0\"></span>ptijd en </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb82 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb83 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb84 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls104 ws134\">On<span class=\"_ _1\"></span>z<span class=\"lsed ws112\">ekerhed<span class=\"_ _0\"></span>en gerel<span class=\"_ _0\"></span>ateerd aan<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws11d\">beleggingsmix, de<span class=\"_ _1\"></span> activiteiten<span class=\"_ _1\"></span> en </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb85 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de markton<span class=\"_ _1\"></span>twikkelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb86 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws11d\">Toepassing v<span class=\"_ _0\"></span>an de bep<span class=\"_ _0\"></span>alingen v<span class=\"_ _0\"></span>oor eco<span class=\"_ _0\"></span>nomie\u00eb<span class=\"_ _0\"></span>n met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie </span></span></div>\n<div class=\"t m0 x1a0 h64 yb87 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en meeteenhei<span class=\"_ _1\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb88 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Waarderingste<span class=\"_ _1\"></span>st van goo<span class=\"_ _1\"></span>dwill:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8a ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">F<span class=\"_ _1\"></span>inanci\u00eble<span class=\"_ _1\"></span></span><span class=\"ff92\"> <span class=\"lsed ws111\">en</span> <span class=\"lsef ws113\">economische</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">variabelen</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb8b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws134\">De g<span class=\"lsef ws11d\">e<span class=\"_ _1\"></span>bruikte rentev<span class=\"_ _1\"></span>oet</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8c ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">aan</span> <span class=\"lsed ws112\">de entiteit</span> <span class=\"lsef ws113\">inherente</span> <span class=\"lsef ws113\">risicoprem<span class=\"_ _1\"></span>ie</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8d ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb8e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8f ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb90 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb91 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb92 ff92 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yb93 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n betreffende <span class=\"_ _1\"></span>verzekerings<span class=\"_ _1\"></span>contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb94 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">L<span class=\"_ _1\"></span>even:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x69 h64 yb95 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls10a ws13c\">De <span class=\"lsed ws112\">gebrui<span class=\"_ _0\"></span>kte actu<span class=\"_ _0\"></span>ari\u00eble aan<span class=\"_ _0\"></span>names<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb96 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>entscurv<span class=\"_ _0\"></span>e gebru<span class=\"_ _0\"></span>ikt bij de </span></span></div>\n<div class=\"t m0 xe2 h64 yb97 ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets (LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">test)</span> </span></div>\n<div class=\"t m0 x69 h64 yb98 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het herbeleggingsp<span class=\"_ _1\"></span>ro<span class=\"ws11e\">fiel van de beleg<span class=\"_ _1\"></span>gingsportefeuill<span class=\"_ _1\"></span>e, </span></span></span></div>\n<div class=\"t m0 xe2 h64 yb99 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">spread <span class=\"_ _1\"></span>en looptijd<span class=\"_ _1\"></span>, bij de b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de schaduw<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 xe2 h64 yb9a ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">LAT aanpassi<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb9b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff92\">-<span class=\"lsef ws113\">Leven<span class=\"_ _1\"></span>:</span> </span></span></div>\n<div class=\"t m0 x69 h64 yb9c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws112\">De verw<span class=\"_ _0\"></span>achte sch<span class=\"_ _0\"></span>adelast di<span class=\"_ _0\"></span>e aan het ein<span class=\"_ _0\"></span>d van de </span></span></div>\n<div class=\"t m0 xe2 h64 yb9d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode word<span class=\"_ _1\"></span>t gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yb9e ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte s<span class=\"_ _0\"></span>chadel<span class=\"_ _0\"></span>ast voor <span class=\"_ _0\"></span>voorge<span class=\"_ _0\"></span>vall<span class=\"ws112\">en ma<span class=\"_ _0\"></span>ar niet<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yb9f ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e schadeclaims<span class=\"_ _1\"></span> aan het <span class=\"_ _1\"></span>einde van<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 xe2 h64 yba0 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yba1 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls103 ws11d\">Scha<span class=\"lsef ws113\">debehan<span class=\"_ _1\"></span>delingskosten</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h6c yba2 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba3 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">De gebruikte actu<span class=\"_ _0\"></span>ari\u00eble a<span class=\"_ _0\"></span>annames<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yba4 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">D<span class=\"_ _1\"></span>e gebruikte<span class=\"_ _1\"></span> rentevoet</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba5 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsf9 ws124\">In<span class=\"_ _1\"></span>flatie</span><span class=\"ff92\">- <span class=\"lsef ws11e\">en sala<span class=\"_ _1\"></span>risontwikkelin<span class=\"_ _1\"></span>gen</span> </span></span></div>\n<div class=\"t m0 x1d h6c yba6 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba7 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">waarschijn<span class=\"_ _1\"></span>lijkheid<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">een</span> <span class=\"ls107 ws13e\">huid<span class=\"_ _1\"></span>ige</span> <span class=\"lsef ws113\">verpl<span class=\"_ _1\"></span>ichting</span> <span class=\"ls107 ws13e\">a<span class=\"_ _1\"></span>ls</span> <span class=\"lsed ws111\">gevolg </span></span></span></div>\n<div class=\"t m0 x69 h64 yba8 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van<span class=\"ls0 ws0\"> </span>gebeur<span class=\"_ _1\"></span>tenissen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in</span> </span><span class=\"ws11e\">het verl<span class=\"_ _1\"></span>eden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba9 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">berekening</span> <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van</span> <span class=\"lsed ws112\">de <span class=\"_ _1\"></span>beste ins<span class=\"_ _0\"></span>chatti<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h6c ybaa ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingverplich<span class=\"_ _1\"></span>tingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybab ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws113\">belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybac ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 235px; height: 587px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ybad ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybae ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toeli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n bij dez<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">g<span class=\"lsef ws113\">econsolidee<span class=\"_ _1\"></span>rde </span>j</span><span class=\"ws112\">aarrekening v<span class=\"_ _0\"></span>erlenen bi<span class=\"_ _0\"></span>jkomen<span class=\"_ _0\"></span>de informat<span class=\"_ _0\"></span>ie over de to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van deze <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattingen<span class=\"_ _1\"></span> en aannam<span class=\"_ _1\"></span>es </span></span></span></div>\n<div class=\"t m0 x2c h64 ybaf ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en hun effect<span class=\"_ _1\"></span> op de gerapporteerde<span class=\"_ _1\"></span> cijfers. Toelich<span class=\"_ _1\"></span>ting 4 <span class=\"ls0 ws0\">\u2018</span><span class=\"ws113\">Risic<span class=\"_ _1\"></span>omanagement<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van deze </span>g</span>econsolideerde <span class=\"_ _1\"></span><span class=\"ls0 ws0\">j</span><span class=\"ws11d\">aarreken<span class=\"_ _1\"></span>ing beschri<span class=\"_ _1\"></span>jft hoe Ag<span class=\"_ _1\"></span>eas de di<span class=\"_ _1\"></span>verse </span></span></div>\n<div class=\"t m0 x2c h64 ybb0 ff92 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span><span class=\"lsed ws112\">co\u2019s van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsactiv<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">mitigeert.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff9b fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff9b fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Gebeurtenissen na de <span class=\"_ _1\"></span>balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Gebeurtenisse<span class=\"_ _1\"></span>n na balans<span class=\"_ _1\"></span>datum <span class=\"ls107 ws13e\">zijn <span class=\"lsed ws112\">gebeurtenisse<span class=\"_ _0\"></span>n, gunst<span class=\"_ _0\"></span>ig of </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongunst<span class=\"_ _0\"></span>ig, die zic<span class=\"_ _0\"></span>h voordoen t<span class=\"_ _0\"></span>ussen de ba<span class=\"_ _0\"></span>lansdat<span class=\"_ _0\"></span>um en de datum<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 yb5a ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarop de<span class=\"ls103\">ze<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> g</span></span><span class=\"ws113\">e<span class=\"_ _1\"></span>consolideerde <span class=\"_ _1\"></span><span class=\"ls0 ws0\">j<span class=\"lsed ws112\">aarrekeni<span class=\"_ _0\"></span>ng wordt <span class=\"lsef ws11e\">goedgekeurd voor </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yb5b ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">publicatie <span class=\"_ _1\"></span>door de <span class=\"ls0 ws0\">R<span class=\"_ _1\"></span></span><span class=\"lsed\">aad van <span class=\"ls0 ws0\">B</span><span class=\"ws111\">est<span class=\"_ _0\"></span>uur.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb5c ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb5d ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Er zijn twee soor<span class=\"_ _1\"></span>ten gebeurtenissen<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5e ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">Ge<span class=\"_ _1\"></span>beurtenissen<span class=\"_ _1\"></span> die wijzen o<span class=\"_ _1\"></span>p omstandig<span class=\"_ _1\"></span>heden die be<span class=\"_ _1\"></span>stonden op de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb5f ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum en die le<span class=\"_ _0\"></span>iden tot ee<span class=\"_ _0\"></span>n aanpassi<span class=\"_ _0\"></span>ng van de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">bedragen in </span></span></div>\n<div class=\"t m0 x1a0 h64 yb60 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de<span class=\"lsee ws112\">ze<span class=\"ls0 ws0\"> g<span class=\"lsef ws113\">econsolideer<span class=\"_ _1\"></span>de </span>j<span class=\"_ _1\"></span><span class=\"lsef ws11d\">aarrekening; e</span>n<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yb61 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsed ws112\">Gebeurteniss<span class=\"_ _0\"></span>en die wijz<span class=\"_ _0\"></span>en op omsta<span class=\"_ _0\"></span>ndighed<span class=\"_ _0\"></span>en die zijn ont<span class=\"_ _0\"></span>staan na </span></span></div>\n<div class=\"t m0 x1a0 h64 yb62 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">balansdatum<span class=\"_ _1\"></span> en die niet leiden tot<span class=\"_ _1\"></span> een aanpassing van<span class=\"_ _1\"></span> de<span class=\"ls0 ws0\"> </span><span class=\"ws113\">bedragen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yb63 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in de<span class=\"ls103\">ze<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> g</span></span><span class=\"ws113\">econ<span class=\"_ _1\"></span>solideerde <span class=\"ls0 ws0\">j<span class=\"_ _1\"></span></span></span>aarrekening. <span class=\"_ _1\"></span>De aard<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>beurtenis</div>\n<div class=\"t m0 x1a0 h64 ybb2 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alsook een s<span class=\"_ _0\"></span>chatti<span class=\"_ _0\"></span>ng van de finan<span class=\"_ _0\"></span>ci\u00eble <span class=\"ls10c ws13b\">impact<span class=\"ls0 ws0\"> </span></span>ervan, of ee<span class=\"ws111\">n </span></div>\n<div class=\"t m0 x1a0 h64 ybb3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">mededeling da<span class=\"_ _1\"></span>t dergelijke schatt<span class=\"_ _1\"></span>ing niet mogelij<span class=\"_ _1\"></span>k is, wordt</div>\n<div class=\"t m0 x1a0 h64 ybb4 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">toegelic<span class=\"_ _0\"></span>ht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybb5 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybb6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een overzi<span class=\"_ _0\"></span>cht van geb<span class=\"_ _0\"></span>eurteni<span class=\"_ _0\"></span>ssen na de bal<span class=\"_ _0\"></span>ansdat<span class=\"_ _0\"></span>um is opge<span class=\"_ _0\"></span>nomen in</div>\n<div class=\"t m0 x2c h64 ybb7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>44, \u2018Gebeur<span class=\"_ _1\"></span>tenissen na<span class=\"_ _1\"></span> balansdatum\u2019 <span class=\"_ _1\"></span>van deze</div>\n<div class=\"t m0 x2c h64 ybb8 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsef ws113\">econsolide<span class=\"_ _1\"></span>erde </span>j<span class=\"_ _1\"></span><span class=\"lsed ws111\">aarrek<span class=\"_ _0\"></span>ening.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b ybb9 ff9b fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b ybba ff9b fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Segmentinfo<span class=\"_ _0\"></span>rmatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybbb ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybbc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De operatione<span class=\"_ _1\"></span>le segmenten<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn voornam<span class=\"_ _1\"></span>elijk geba<span class=\"_ _1\"></span>seerd op</div>\n<div class=\"t m0 x2c h64 ybbd ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geografische <span class=\"_ _1\"></span>regio\u2019s<span class=\"lsf9 ws0\">. D<span class=\"ls0\">e <span class=\"_ _1\"></span></span></span><span class=\"ws11d\">onderverdel<span class=\"_ _1\"></span>ing naar </span>geo<span class=\"_ _1\"></span>grafische <span class=\"lsee ws13e\">regio's i<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 ybbe ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ingegev<span class=\"_ _0\"></span>en door het<span class=\"_ _0\"></span> feit dat de activ<span class=\"_ _0\"></span>iteiten in d<span class=\"_ _0\"></span>e bewuste<span class=\"_ _0\"></span> regio's v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 ybbf ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> aard zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws13b\">, dat ze<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">dezel<span class=\"_ _1\"></span>fde economische<span class=\"_ _1\"></span> kenmerken delen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybc0 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en dat h<span class=\"_ _1\"></span>et management de<span class=\"_ _1\"></span>ze als d<span class=\"_ _1\"></span>usdanig evalueer<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ybc1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybc2 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eind 2020 <span class=\"_ _1\"></span>werd Filip<span class=\"_ _1\"></span> Coremans beno<span class=\"_ _1\"></span>emd als A<span class=\"_ _1\"></span>lgemeen Dir<span class=\"_ _1\"></span>ecteur Azi\u00eb<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybc3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en Antonio Cano als<span class=\"_ _1\"></span> Algemeen Directeur<span class=\"_ _1\"></span> Europa. Deze wijzigi<span class=\"_ _1\"></span>ng in</div>\n<div class=\"t m0 x2c h64 ybc4 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheden van twee<span class=\"_ _1\"></span> lede<span class=\"lsed ws11d\">n van het U<span class=\"_ _0\"></span>itvoer<span class=\"_ _0\"></span>end Com<span class=\"_ _0\"></span>it\u00e9 van </span></div>\n<div class=\"t m0 x2c h64 ybc5 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas weerspiege<span class=\"_ _1\"></span>lt het toegenomen<span class=\"_ _1\"></span> belang van een toegew<span class=\"_ _1\"></span>ijde</div>\n<div class=\"t m0 x2c h64 ybc6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">region<span class=\"_ _0\"></span>ale focus om<span class=\"_ _0\"></span> te antwoorde<span class=\"_ _0\"></span>n op de speci<span class=\"_ _0\"></span>fieke uit<span class=\"_ _0\"></span>daginge<span class=\"_ _0\"></span>n en</div>\n<div class=\"t m0 x2c h64 ybc7 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opportu<span class=\"_ _0\"></span>niteit<span class=\"_ _0\"></span>en van beide re<span class=\"_ _0\"></span>gio\u2019s. Als<span class=\"_ _0\"></span> een direct g<span class=\"_ _0\"></span>evolg van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ybc8 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing, met inga<span class=\"_ _0\"></span>ng van zijn ni<span class=\"_ _0\"></span><span class=\"lsef ws11e\">euw strategisch dri<span class=\"_ _1\"></span>ejarenplan \u2018Imp<span class=\"_ _1\"></span>act </span></div>\n<div class=\"t m0 x2c h64 ybc9 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">24\u2019, heef<span class=\"_ _0\"></span>t Ageas<span class=\"_ _0\"></span> beslote<span class=\"_ _0\"></span>n om het v<span class=\"_ _0\"></span>oormali<span class=\"_ _0\"></span>g operat<span class=\"_ _0\"></span>ioneel s<span class=\"_ _0\"></span>egment</div>\n<div class=\"t m0 x2c h64 ybca ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u2018Verenigd Konin<span class=\"_ _1\"></span>krijk\u2019 toe te voegen<span class=\"_ _1\"></span> aan het voorma<span class=\"_ _1\"></span>lig operationeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybcb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">segment \u2018Con<span class=\"_ _1\"></span>tinentaal Europ<span class=\"_ _1\"></span>a\u2019, welk h<span class=\"_ _1\"></span>ernoemd i<span class=\"_ _1\"></span>s naar \u2018Europ<span class=\"_ _1\"></span>a\u2019. Deze</div>\n<div class=\"t m0 x2c h64 ybcc ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing gaat in vo<span class=\"_ _0\"></span>or de <span class=\"lsef ws113\">verslag</span>periode die b<span class=\"_ _0\"></span>egint op 1 jan<span class=\"_ _0\"></span>uari 2022.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybcd ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybce ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De operationele<span class=\"_ _1\"></span> segmenten van Ageas z<span class=\"_ _1\"></span>ijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybcf ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsed ws111\">Belgi\u00eb;</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd0 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">Eu<span class=\"_ _1\"></span>ropa (uitge<span class=\"_ _1\"></span>zonderd Belgi<span class=\"_ _1\"></span>\u00eb); </span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd1 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 ls103 ws11d\">A<span class=\"_ _1\"></span>zi\u00eb;</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd2 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>; en </span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd3 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11e\">A<span class=\"_ _1\"></span>lgemene Rekening.</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd4 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybd5 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfsa<span class=\"lsed ws112\">ctiviteiten di<span class=\"_ _0\"></span>e geen verb<span class=\"_ _0\"></span>and houd<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 ybd6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en elim<span class=\"_ _0\"></span>inatie<span class=\"_ _0\"></span>verschill<span class=\"_ _0\"></span>en op groe<span class=\"_ _0\"></span>psnivea<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x2c h64 ybd7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden apar<span class=\"_ _1\"></span>t van de v<span class=\"_ _1\"></span>erzekeringsactiv<span class=\"_ _1\"></span>iteiten gerap<span class=\"_ _1\"></span>porteerd<span class=\"lsf9 ws124\">, <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x2c h64 ybd8 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>oneel seg<span class=\"_ _0\"></span>ment Alge<span class=\"_ _0\"></span>mene Rek<span class=\"_ _0\"></span>ening. Het<span class=\"_ _0\"></span> operati<span class=\"_ _0\"></span>oneel seg<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x2c h64 ybd9 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Algemene Rekening<span class=\"_ _1\"></span> <span class=\"ws11d\">omvat activi<span class=\"_ _1\"></span>teiten zoal<span class=\"_ _1\"></span>s groepsfinan<span class=\"_ _1\"></span>ciering en </span></div>\n<div class=\"t m0 x2c h64 ybda ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>holding<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>eiten a<span class=\"_ _0\"></span>lsook de <span class=\"_ _0\"></span>invest<span class=\"_ _0\"></span>ering in R<span class=\"_ _0\"></span>oyal Par<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 ybdb ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>ments en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen uit hoof<span class=\"_ _0\"></span>de van de C<span class=\"_ _0\"></span>ASHES/R<span class=\"_ _0\"></span>PN(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybdd ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Transacties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">en overdrach<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">tussen de ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde operat<span class=\"_ _0\"></span>ionele </span></span></span></div>\n<div class=\"t m0 x1d h64 ybde ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">segmenten <span class=\"_ _1\"></span>vinden plaats<span class=\"_ _1\"></span> tegen mark<span class=\"_ _1\"></span>tconforme <span class=\"ws113\">algem<span class=\"_ _1\"></span>ene<span class=\"ls0 ws0\"> </span>voorwaar<span class=\"_ _1\"></span>den<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ybdf ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zoals di<span class=\"_ _0\"></span>e van to<span class=\"_ _0\"></span>epassing z<span class=\"_ _0\"></span>ouden z<span class=\"_ _0\"></span>ijn tuss<span class=\"_ _0\"></span>en niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">verwante derden. </span></div>\n<div class=\"t m0 x1d h64 ybe0 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eliminaties w<span class=\"_ _1\"></span>orden afzo<span class=\"_ _1\"></span>nderlijk gerapp<span class=\"_ _1\"></span>orteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 66px; width: 350px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 570px; width: 345px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 71px; width: 350px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 575px; width: 345px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ybdc ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1d h7b y9a1 ff9b fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b ybe1 ff9b fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Consolidatiegrondslagen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybe2 ff99 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"ls103 ws11d\">ze<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">gecons<span class=\"ws11d\">ol<span class=\"_ _1\"></span>ideerde jaar<span class=\"_ _1\"></span>rekening van<span class=\"_ _1\"></span> Ageas omvat<span class=\"_ _1\"></span> de jaarreke<span class=\"_ _1\"></span>ning</span>en</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybe3 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas SA/NV (de m<span class=\"_ _1\"></span>oederonderneming)<span class=\"_ _1\"></span> en <span class=\"ls107 ws13e\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ybe4 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ybe5 ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfscombina<span class=\"_ _1\"></span>ties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybe6 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer een<span class=\"_ _1\"></span> geheel van<span class=\"_ _1\"></span> verworven ac<span class=\"_ _1\"></span>tiviteiten<span class=\"_ _1\"></span> en activa v<span class=\"_ _1\"></span>oldoet aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybe7 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de defin<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n een bed<span class=\"_ _0\"></span>rijf en d<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span><span class=\"lsef ws11e\">chap erover i<span class=\"_ _1\"></span>s overgedragen </span></div>\n<div class=\"t m0 x1d h64 ybe8 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan Ageas, verwerk<span class=\"_ _1\"></span>t Ageas de bedrij<span class=\"_ _1\"></span>fscombinatie aan<span class=\"_ _1\"></span> de hand van de</div>\n<div class=\"t m0 x1d h64 ybe9 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamemethod<span class=\"_ _1\"></span>e. Om als<span class=\"_ _1\"></span> bedrijf <span class=\"_ _1\"></span>te worden aanz<span class=\"_ _1\"></span>ien, <span class=\"lsed ws112\">moet het gehe<span class=\"_ _0\"></span>el </span></div>\n<div class=\"t m0 x1d h64 ybea ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verw<span class=\"_ _0\"></span>orven ac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en en act<span class=\"_ _0\"></span>iva best<span class=\"_ _0\"></span>aan uit m<span class=\"_ _0\"></span>iddele<span class=\"_ _0\"></span>n en op di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ybeb ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen toegepa<span class=\"_ _1\"></span>ste substa<span class=\"lsed ws11d\">ntieve pro<span class=\"_ _0\"></span>cessen, <span class=\"_ _0\"></span>die same<span class=\"_ _0\"></span>n bijdr<span class=\"_ _0\"></span>agen tot </span></div>\n<div class=\"t m0 x1d h64 ybec ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totsta<span class=\"_ _0\"></span>ndkomin<span class=\"_ _0\"></span>g van een produ<span class=\"_ _0\"></span>ctie. Het ov<span class=\"_ _0\"></span>ergen<span class=\"_ _0\"></span>omen proc<span class=\"_ _0\"></span>es (of</div>\n<div class=\"t m0 x1d h64 ybed ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep van proces<span class=\"_ _1\"></span>sen) is substan<span class=\"_ _1\"></span>tieel als het van cruciaal<span class=\"_ _1\"></span> belang is voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybee ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het vermogen om<span class=\"_ _1\"></span> verworven middelen t<span class=\"_ _1\"></span>ot een productie<span class=\"_ _1\"></span> te ontwikkelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybef ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of in een<span class=\"ls0 ws0\"> </span>prod<span class=\"_ _0\"></span>uctie om te zett<span class=\"_ _0\"></span>en of van cruc<span class=\"_ _0\"></span>iaal bela<span class=\"_ _0\"></span>ng is voor het</div>\n<div class=\"t m0 x1d h64 ybf0 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n om product<span class=\"_ _0\"></span>en te blijv<span class=\"_ _0\"></span>en produce<span class=\"_ _0\"></span>ren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybf1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybf2 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De prijs va<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">een<span class=\"ls0 ws0\"> </span>over<span class=\"_ _1\"></span>name <span class=\"ws11e\">is de overg<span class=\"_ _1\"></span>edragen vergoedin<span class=\"_ _1\"></span>g, welke </span></span></div>\n<div class=\"t m0 x1d h64 ybf3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd word<span class=\"_ _1\"></span>t als de som van de r<span class=\"_ _1\"></span>e\u00eble waarde op overnam<span class=\"_ _1\"></span>edatum</div>\n<div class=\"t m0 x1d h64 ybf4 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en het bedr<span class=\"_ _0\"></span>ag van enig<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">minderheidsbelang in<span class=\"_ _1\"></span> de overgen<span class=\"_ _1\"></span>omen partij<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x1d h64 ybf5 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor elke<span class=\"_ _1\"></span> bedrijfscombina<span class=\"_ _1\"></span>tie heeft Age<span class=\"_ _1\"></span>as de <span class=\"_ _1\"></span><span class=\"lsed ws112\">keuze om<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">enig </span></span></span></div>\n<div class=\"t m0 x1d h64 ybf6 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in de<span class=\"_ _1\"></span> overgenomen<span class=\"_ _1\"></span> partij<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>te waarderen<span class=\"_ _1\"></span> tegen de </span></div>\n<div class=\"t m0 x1d h64 ybf7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e of tegen<span class=\"_ _1\"></span> het evenre<span class=\"_ _1\"></span>dig deel va<span class=\"_ _1\"></span>n het minder<span class=\"_ _1\"></span>heidsbelang <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x1d h64 ybf8 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de identif<span class=\"_ _1\"></span>iceerbar<span class=\"lsed ws112\">e netto<span class=\"ls0 ws0\">-</span>activa va<span class=\"_ _0\"></span>n de overg<span class=\"_ _0\"></span>enomen p<span class=\"_ _0\"></span>artij.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ybf9 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybfa ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een bedrijf<span class=\"_ _1\"></span>scombinatie word<span class=\"_ _1\"></span>t gerealiseerd in<span class=\"_ _1\"></span> verschillende fasen<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ybfb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan wordt h<span class=\"_ _1\"></span>et voorheen<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>aandelenbelang<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 ybfc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgenomen pa<span class=\"_ _1\"></span>rtij geherw<span class=\"_ _1\"></span>aardeerd te<span class=\"_ _1\"></span>gen zijn r<span class=\"_ _1\"></span>e\u00eble waarde o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x1d h64 ybfd ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamedatum<span class=\"_ _1\"></span> en wordt de<span class=\"_ _1\"></span> <span class=\"lsed ws112\">eventue<span class=\"_ _0\"></span>le winst of h<span class=\"_ _0\"></span>et eventuel<span class=\"_ _0\"></span>e verlies di<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ybfe ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">daaruit <span class=\"_ _1\"></span>voortvloeit o<span class=\"_ _1\"></span>pgenomen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11e\">en verlies<span class=\"_ _1\"></span>rekening.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 408px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 413px; width: 353px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ybff ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc00 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n zijn die entit<span class=\"_ _0\"></span>eiten wa<span class=\"_ _0\"></span>arin Ageas<span class=\"_ _0\"></span>, direct of</div>\n<div class=\"t m0 x1d h64 yc01 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">indirect, het<span class=\"_ _1\"></span> financi\u00eble en<span class=\"_ _1\"></span> operationele beleid<span class=\"_ _1\"></span> kan sturen teneinde<span class=\"_ _1\"></span> er</div>\n<div class=\"t m0 x1d h64 yc02 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en uit te hal<span class=\"_ _0\"></span>en (\u2018zegge<span class=\"_ _0\"></span>nschap<span class=\"_ _0\"></span>\u2019). Bij de evalu<span class=\"_ _0\"></span>atie <span class=\"ws11d\">of A<span class=\"_ _0\"></span>geas </span></div>\n<div class=\"t m0 x1d h64 yc03 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggenschap hee<span class=\"_ _1\"></span>ft over een andere <span class=\"lsf9 ws124\">entiteit, <span class=\"_ _1\"></span></span>houdt Agea<span class=\"lsed ws112\">s rekening met </span></div>\n<div class=\"t m0 x1d h64 yc04 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"ws112\">besta<span class=\"_ _0\"></span>an en <span class=\"ws111\">het <span class=\"ws11d\">effect v<span class=\"_ _0\"></span>an pot<span class=\"_ _0\"></span>enti\u00eble s<span class=\"_ _0\"></span>temrecht<span class=\"_ _0\"></span>en<span class=\"lsef ws11e\">, die actueel </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yc05 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitvoerbaar <span class=\"_ _1\"></span>of conver<span class=\"_ _1\"></span>teerbaar zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc06 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc07 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen worden<span class=\"_ _1\"></span> geconsolideer<span class=\"_ _1\"></span>d vanaf de <span class=\"_ _1\"></span>datum van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc08 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van de eff<span class=\"_ _0\"></span>ectiev<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span>chap tot op de ei<span class=\"_ _0\"></span>nddatu<span class=\"_ _0\"></span>m van</div>\n<div class=\"t m0 x1d h64 yc09 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze zegge<span class=\"ws113\">ns<span class=\"_ _1\"></span>chap. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc0a ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0b ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n die uitsluit<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n verworve<span class=\"_ _0\"></span>n met de bedo<span class=\"_ _0\"></span>eling</div>\n<div class=\"t m0 x1d h64 yc0c ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">te worde<span class=\"_ _0\"></span>n doorv<span class=\"_ _0\"></span>erkocht, w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span><span class=\"lsee ws112\">geclassificeerd<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">als activa<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yc0d ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc0e ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0f ff99 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Alle<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">intra</span>-<span class=\"lsed ws112\">groepstra<span class=\"_ _0\"></span>nsacties<span class=\"_ _0\"></span> (saldi en wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen uit<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ies </span></span></div>\n<div class=\"t m0 x1d h64 yc10 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tussen onderne<span class=\"_ _1\"></span>mingen van Ageas) worden<span class=\"_ _1\"></span> ge\u00eblimineerd<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 282px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 287px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 827px; width: 353px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff9e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Gedeelt<span class=\"_ _0\"></span>elijke ver<span class=\"_ _0\"></span>koop van e<span class=\"_ _0\"></span>en belang in e<span class=\"_ _0\"></span>en dochter<span class=\"_ _0\"></span>ondern<span class=\"_ _0\"></span>eming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Winsten of verl<span class=\"_ _1\"></span>iezen op de gedeelte<span class=\"_ _1\"></span>lijke verkoop van<span class=\"_ _1\"></span> een belang i<span class=\"lsed ws112\">n een </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming worden als vol<span class=\"_ _1\"></span>gt verwerkt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff9e fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">i)<span class=\"ffa0 ls0 ws0\"> <span class=\"_ _3f\"> </span></span><span class=\"lsed ws11d\">Als er g<span class=\"_ _0\"></span>een verl<span class=\"_ _0\"></span>ies is van <span class=\"_ _0\"></span>zeggen<span class=\"_ _0\"></span>schap, w<span class=\"_ _0\"></span>ordt de t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s een eigen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">vermoge<span class=\"_ _0\"></span>nstrans<span class=\"_ _0\"></span>actie (d.w<span class=\"_ _0\"></span>.z. als een </span></span></div>\n<div class=\"t m0 x1a0 h64 y8aa ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">transactie met<span class=\"_ _1\"></span> de eigenaars in<span class=\"_ _1\"></span> hun hoedanigheid van<span class=\"_ _1\"></span> eigenaars); of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff9e fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">ii)<span class=\"ffa0 ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"lsed ws112\">Als er een verlies<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">is van zeggenschap, </span></span>wordt de trans<span class=\"_ _0\"></span>actie verw<span class=\"_ _0\"></span>erkt </span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng, op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n het tot<span class=\"_ _0\"></span>ale bela<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">Enig </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ad ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belang aangeh<span class=\"_ _1\"></span>ouden in <span class=\"_ _1\"></span>de voormalige <span class=\"_ _1\"></span><span class=\"ws11e\">dochteronderneming<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span><span class=\"ws11e\">aan zijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">re\u00eble waarde<span class=\"_ _1\"></span> op het<span class=\"ls0 ws0\"> </span></span></span>oge<span class=\"_ _1\"></span>nblik<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van verlies van </span></span></div>\n<div class=\"t m0 x1a0 h64 y8af ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de zeggen<span class=\"lsed\">schap. Als het<span class=\"_ _0\"></span> verlies<span class=\"_ _0\"></span> van de z<span class=\"_ _0\"></span>eggensc<span class=\"_ _0\"></span>hap het<span class=\"_ _0\"></span> gevolg is<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">monetaire<span class=\"_ _1\"></span> vergoedi<span class=\"_ _1\"></span>ng</span> <span class=\"lsef ws11d\">van een<span class=\"_ _1\"></span> dochteronder<span class=\"_ _1\"></span>neming </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan een gea<span class=\"_ _1\"></span>ssocieerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">deelneming of j<span class=\"_ _1\"></span>oint venture<span class=\"_ _1\"></span>, dan wordt het </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff9e fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">resultaat slechts <span class=\"lsef ws11d\">in aanmer<span class=\"_ _1\"></span>king genomen a<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsed\">rato van het<span class=\"_ _0\"></span> aan de </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">andere i<span class=\"_ _0\"></span>nves<span class=\"lsef ws11e\">teerders overgedragen pro<span class=\"_ _1\"></span>centuele belang in<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming<span class=\"ws11e\">, wat resulteer<span class=\"_ _1\"></span>t in een<span class=\"ls0 ws0\"> </span></span>gedee<span class=\"_ _1\"></span>ltelijke</div>\n<div class=\"t m0 x1a0 h64 y8b5 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaatser<span class=\"_ _1\"></span>kenning<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 835px; height: 271px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y92f ff9e fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Geassocieerde<span class=\"_ _1\"></span> <span class=\"lsed ws111\">deelnemi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y991 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een geassoc<span class=\"_ _1\"></span>ieerde deelnem<span class=\"_ _1\"></span>ing is een <span class=\"_ _1\"></span>entiteit wa<span class=\"_ _1\"></span>arover Agea<span class=\"_ _1\"></span>s een</div>\n<div class=\"t m0 x2c h64 y992 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed v<span class=\"_ _0\"></span>an beteke<span class=\"_ _0\"></span>nis heeft op h<span class=\"_ _0\"></span>et <span class=\"lsef ws11e\">financi\u00eble en oper<span class=\"_ _1\"></span>ationele beleid<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x2c h64 y993 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder er ze<span class=\"_ _0\"></span>ggensc<span class=\"_ _0\"></span>hap of gedeel<span class=\"_ _0\"></span>de zegge<span class=\"_ _0\"></span>nschap ov<span class=\"_ _0\"></span>er te hebben.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Investeringen<span class=\"_ _1\"></span> in geassoci<span class=\"_ _1\"></span>eerde deelnemin<span class=\"_ _1\"></span>gen worden ge<span class=\"_ _1\"></span>waardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">methode. B<span class=\"_ _0\"></span>ij initi\u00ebl<span class=\"_ _0\"></span>e opname, wo<span class=\"_ _0\"></span>rdt de deel<span class=\"_ _0\"></span>neming </span></span></div>\n<div class=\"t m0 x2c h64 y997 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> kost<span class=\"lsed ws112\">prijs, waar<span class=\"_ _0\"></span>bij trans<span class=\"_ _0\"></span>actiek<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y998 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meegenomen. <span class=\"_ _1\"></span>Daarna wordt h<span class=\"_ _1\"></span>et aandeel<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span> in de win<span class=\"_ _1\"></span>st of</div>\n<div class=\"t m0 x2c h64 y999 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlies va<span class=\"_ _1\"></span>n de deelnemi<span class=\"_ _1\"></span>ng opgenomen <span class=\"_ _1\"></span>in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span><span class=\"lsed\">en verliesr<span class=\"_ _0\"></span>ekening </span></div>\n<div class=\"t m0 x2c h64 yc13 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder de l<span class=\"_ _1\"></span>ijn \u2018Aandeel<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>resultaat van<span class=\"_ _1\"></span> de inves<span class=\"_ _1\"></span>teringen volg<span class=\"_ _1\"></span>ens de</div>\n<div class=\"t m0 x2c h64 yc14 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">equity<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">methode\u2019</span></span><span class=\"ws11d\">. Wijzigingen in<span class=\"_ _1\"></span> Ageas\u2019 aan<span class=\"_ _1\"></span>deel in <span class=\"_ _1\"></span>het propor<span class=\"_ _1\"></span>tionele </span></div>\n<div class=\"t m0 x2c h64 yc15 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belang va<span class=\"_ _0\"></span>n de deelnem<span class=\"_ _0\"></span>ing worde<span class=\"_ _0\"></span>n erkend in d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 yc16 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Uitk<span class=\"_ _0\"></span>eringen di<span class=\"_ _0\"></span>e Ageas ontv<span class=\"_ _0\"></span>angt van e<span class=\"_ _0\"></span>en deelnem<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 yc17 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlage<span class=\"_ _0\"></span>n de boek<span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws135\">in join<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">t ventures,<span class=\"_ _1\"></span> waarbij<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de gezamenlij<span class=\"_ _0\"></span>ke<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">zeggenschap</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yc1a ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht geeft<span class=\"_ _0\"></span> tot de netto<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">activa va<span class=\"_ _0\"></span>n de joint<span class=\"_ _0\"></span> venture,<span class=\"_ _0\"></span> worden </span></span></div>\n<div class=\"t m0 x2c h64 ya3d ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>als geassoci<span class=\"_ _1\"></span>eerde deelne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 520px; height: 40px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya3e ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3f ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winste<span class=\"_ _0\"></span>n op tran<span class=\"_ _0\"></span>sacties t<span class=\"_ _0\"></span>ussen A<span class=\"_ _0\"></span>geas en <span class=\"lsef\">deelnemingen die worden </span></div>\n<div class=\"t m0 x2c h64 ya40 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>volgens <span class=\"ws11e\">de<span class=\"_ _1\"></span> equity<span class=\"ls0 ws0\">-</span></span>met<span class=\"_ _1\"></span>hode<span class=\"ls0 ws0\">, </span><span class=\"ws11d\">word<span class=\"_ _1\"></span>en ge\u00eblimineer<span class=\"_ _1\"></span>d naar rat<span class=\"_ _1\"></span>o van </span></div>\n<div class=\"t m0 x2c h64 ya41 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het aandee<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\">V</span>erliez<span class=\"_ _1\"></span>en worden e<span class=\"_ _1\"></span>veneens ge\u00eblim<span class=\"_ _1\"></span>ineerd, ten<span class=\"_ _1\"></span>zij</div>\n<div class=\"t m0 x2c h64 ya42 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit de trans<span class=\"_ _0\"></span>actie bli<span class=\"_ _0\"></span>jkt dat het ov<span class=\"_ _0\"></span>ergedrag<span class=\"_ _0\"></span>en actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya43 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Verliezen worden<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">to<span class=\"_ _1\"></span>tda<span class=\"lsf9 ws124\">t </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> investering i<span class=\"_ _1\"></span>s afgeboekt <span class=\"_ _1\"></span>tot nul. Ve<span class=\"_ _1\"></span>rdere</div>\n<div class=\"t m0 x2c h64 ya45 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verliezen w<span class=\"_ _1\"></span>orden alleen<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">voor zover Agea<span class=\"_ _0\"></span>s gehouden is<span class=\"_ _0\"></span> aan in </span></span></span></div>\n<div class=\"t m0 x2c h64 ya46 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechte af<span class=\"_ _0\"></span>dwingb<span class=\"_ _0\"></span>are of feitel<span class=\"_ _0\"></span>ijke verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen <span class=\"lsef ws11e\">in naam van de </span></div>\n<div class=\"t m0 x2c h64 ya47 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelneming<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ya48 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 ya49 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas past<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>IAS 39 t<span class=\"_ _1\"></span>oe<span class=\"ls0 ws0\"> </span>voor la<span class=\"_ _1\"></span>nge<span class=\"ls0 ws0\">-</span>termij<span class=\"_ _1\"></span>n belangen <span class=\"_ _1\"></span>(zoals</div>\n<div class=\"t m0 x2c h64 ya4a ff9e fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">intra<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">groep<span class=\"_ _1\"></span>sleningen<span class=\"ws11d\">) i<span class=\"_ _1\"></span>n een geas<span class=\"_ _1\"></span>socieerde </span>deeln<span class=\"_ _1\"></span>eming</span> <span class=\"lsf9 ws124\">of <span class=\"lsed ws111\">een <span class=\"ls107 ws13e\">jo<span class=\"_ _1\"></span>int </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya4b ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">venture die<span class=\"_ _1\"></span> deel uitmak<span class=\"_ _1\"></span>en van <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">net<span class=\"_ _1\"></span>to</span>-</span></span><span class=\"lsed\">investering <span class=\"_ _0\"></span>in die<span class=\"_ _0\"></span> geassoci<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 ya4c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">deelneming <span class=\"_ _1\"></span><span class=\"ws11e\">of joint venture<span class=\"_ _1\"></span>, maar waarvoor de<span class=\"_ _1\"></span> vermogensmethode nie<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 ya4d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt toegepa<span class=\"lsf9 ws124\">s<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 72px; width: 352.969px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 550px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 555px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya4e ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y953 ff9e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verkoop van<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>emingen, bedr<span class=\"_ _1\"></span>ijf<span class=\"ls10b ws13d\">sactivite<span class=\"_ _0\"></span>iten<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">en <span class=\"lsef ws113\">andere </span>vaste </span></span></span></div>\n<div class=\"t m0 xd1 h64 y954 ff9e fs44 fc1d sc0 lsee ws112\" style=\"z-index: 15;\">activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y955 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>(of een gro<span class=\"_ _0\"></span>ep van ac<span class=\"_ _0\"></span>tiva di<span class=\"_ _0\"></span>e wordt af<span class=\"_ _0\"></span>gestot<span class=\"_ _0\"></span>en, zoal<span class=\"_ _0\"></span>s een</div>\n<div class=\"t m0 x2c h64 y956 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming) wordt g<span class=\"_ _1\"></span>eclassificeerd<span class=\"_ _1\"></span> als \u2018aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y957 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop\u2019 al<span class=\"_ _1\"></span>s het onmidd<span class=\"_ _1\"></span>ellijk be<span class=\"_ _1\"></span>schikbaar is <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>in zijn<span class=\"_ _1\"></span> huidige</div>\n<div class=\"t m0 x2c h64 y958 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">staat en als de<span class=\"_ _1\"></span> verkoop zeer waarschi<span class=\"_ _1\"></span>jnlijk is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een verkoop<span class=\"_ _1\"></span> is zeer <span class=\"_ _1\"></span>waarschijnlijk<span class=\"_ _1\"></span> als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95a ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11e\">H<span class=\"_ _1\"></span>et gepaste manageme<span class=\"_ _1\"></span>ntniveau heeft zi<span class=\"_ _1\"></span>ch verbonden tot de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y95b ff9e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95c ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws113\">Er<span class=\"_ _1\"></span> bestaat<span class=\"_ _1\"></span></span><span class=\"ff9e\"> <span class=\"lsed ws112\">een operat<span class=\"_ _0\"></span>ioneel pla<span class=\"_ _0\"></span>n om een kope<span class=\"_ _0\"></span>r te vinden en het<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 y95d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plan te voltooie<span class=\"_ _1\"></span>n;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95e ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Het actief wordt o<span class=\"_ _0\"></span>p actieve wi<span class=\"_ _0\"></span>jze voor verk<span class=\"_ _0\"></span>oop op de mar<span class=\"_ _0\"></span>kt gebrac<span class=\"_ _0\"></span>ht </span></span></div>\n<div class=\"t m0 x69 h64 y95f ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen een p<span class=\"_ _0\"></span>rijs die red<span class=\"_ _0\"></span>elijk is ten op<span class=\"_ _0\"></span>zichte va<span class=\"_ _0\"></span>n zijn actuel<span class=\"_ _0\"></span>e re\u00eble</div>\n<div class=\"t m0 x69 h64 ya55 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarde;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya56 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">De verkoop <span class=\"lsef ws113\">zal </span><span class=\"ws112\">naar ver<span class=\"_ _0\"></span>wachting w<span class=\"_ _0\"></span>orden afge<span class=\"_ _0\"></span>rond bin<span class=\"_ _0\"></span>nen de 12 </span></span></span></div>\n<div class=\"t m0 x69 h64 ya57 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">maande<span class=\"_ _0\"></span>n na de datum van <span class=\"lsef ws11e\">classificatie als \u2018aangehouden<span class=\"_ _1\"></span> voor<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x69 h64 ya58 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkoop<span class=\"ls0 ws0\">\u2019</span><span class=\"ws11e\">;<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e ls10a ws134\">De h<span class=\"lsed ws11d\">andelingen di<span class=\"_ _0\"></span>e nodig z<span class=\"_ _0\"></span>ijn om h<span class=\"_ _0\"></span>et plan t<span class=\"_ _0\"></span>e volto<span class=\"_ _0\"></span>oien geven <span class=\"_ _0\"></span>aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yac1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat het onw<span class=\"_ _0\"></span>aarschi<span class=\"_ _0\"></span>jnlijk is dat<span class=\"_ _0\"></span> belangr<span class=\"_ _0\"></span>ijke wijz<span class=\"_ _0\"></span>igingen aa<span class=\"_ _0\"></span>n het plan</div>\n<div class=\"t m0 x69 h64 yac2 ff9e fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zul<span class=\"lsed\">len word<span class=\"_ _0\"></span>en aangeb<span class=\"_ _0\"></span>racht of dat het<span class=\"_ _0\"></span> plan zal wor<span class=\"_ _0\"></span>den inget<span class=\"_ _0\"></span>rokken.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac3 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac4 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een vast act<span class=\"_ _0\"></span>ief (of <span class=\"ws111\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span><span class=\"lsed\">activa <span class=\"_ _0\"></span>die wordt<span class=\"_ _0\"></span> afgest<span class=\"_ _0\"></span>oten) </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als <span class=\"ls0 ws0\">\u2018</span>aangeho<span class=\"_ _1\"></span>uden voor verkoop<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws111\">wordt</span> </span><span class=\"ws113\">gewaardeerd<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yac6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de laa<span class=\"_ _0\"></span>gste waa<span class=\"_ _0\"></span>rde van de boek<span class=\"_ _0\"></span>waarde e<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde min<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac7 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoopk<span class=\"_ _0\"></span>osten.<span class=\"_ _0\"></span> Verder gel<span class=\"_ _0\"></span>den volgen<span class=\"_ _0\"></span>de kenmerk<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e waardering<span class=\"_ _1\"></span> tegen de<span class=\"_ _1\"></span> laagste waa<span class=\"_ _1\"></span>rde van de<span class=\"_ _1\"></span> boekwaarde<span class=\"_ _1\"></span> en de </span></span></div>\n<div class=\"t m0 x69 h64 yac9 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde min ver<span class=\"_ _0\"></span>koopkost<span class=\"_ _0\"></span>en is niet<span class=\"_ _0\"></span> van toepass<span class=\"_ _0\"></span>ing op activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x69 h64 yaca ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n uitgesl<span class=\"_ _0\"></span>oten van de<span class=\"_ _0\"></span>ze regel, z<span class=\"_ _0\"></span>oals verp<span class=\"_ _0\"></span>lichtinge<span class=\"_ _0\"></span>n uit</div>\n<div class=\"t m0 x69 h64 yacb ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(her)verzeker<span class=\"_ _1\"></span>ing<span class=\"lsed ws11d\">scontrac<span class=\"_ _0\"></span>ten di<span class=\"_ _0\"></span>e in het to<span class=\"_ _0\"></span>epassing<span class=\"_ _0\"></span>sgebie<span class=\"_ _0\"></span>d vallen </span></div>\n<div class=\"t m0 x69 h64 yacc ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van IFRS <span class=\"_ _0\"></span>4, fina<span class=\"_ _0\"></span>nci\u00eble ac<span class=\"_ _0\"></span>tiva die<span class=\"_ _0\"></span> in het t<span class=\"_ _0\"></span>oepassi<span class=\"_ _0\"></span>ngsgebi<span class=\"_ _0\"></span>ed valle<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacd ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IAS 39<span class=\"_ _1\"></span>, uitgestelde<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span> die in<span class=\"_ _1\"></span> het toepas<span class=\"_ _1\"></span>singsgebied</div>\n<div class=\"t m0 x69 h64 yace ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vallen va<span class=\"_ _0\"></span>n IAS 12 en activ<span class=\"_ _0\"></span>a resulter<span class=\"_ _0\"></span>end uit pens<span class=\"_ _0\"></span>ioenpl<span class=\"_ _0\"></span>annen die i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacf ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het toepas<span class=\"lsed ws11d\">singsgebi<span class=\"_ _0\"></span>ed vallen v<span class=\"_ _0\"></span>an IA<span class=\"_ _0\"></span>S 19;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">Vlottende act<span class=\"_ _0\"></span>iva en al<span class=\"_ _0\"></span>le verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n gewaar<span class=\"_ _0\"></span>deerd m<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x69 h64 yad1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de bet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>de IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standaard;</span> </span></div>\n<div class=\"t m0 x1d h64 yad2 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Worden niet afges<span class=\"_ _0\"></span>chreve<span class=\"_ _0\"></span>n of zijn niet<span class=\"_ _0\"></span> onderwor<span class=\"_ _0\"></span>pen aan een </span></span></div>\n<div class=\"t m0 x69 h64 yad3 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad4 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">W<span class=\"_ _1\"></span>orden apart<span class=\"_ _1\"></span> voorgestel<span class=\"lsed\">d in het over<span class=\"_ _0\"></span>zicht v<span class=\"_ _0\"></span>an de fin<span class=\"_ _0\"></span>anci\u00eble po<span class=\"_ _0\"></span>sitie,<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yad5 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder com<span class=\"_ _0\"></span>pensat<span class=\"_ _0\"></span>ie van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad6 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad7 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De datum <span class=\"_ _1\"></span>van verkoop <span class=\"_ _1\"></span>van een doch<span class=\"_ _1\"></span>teronderneming o<span class=\"_ _1\"></span>f van een<span class=\"_ _1\"></span> groep</div>\n<div class=\"t m0 x1d h64 yad8 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van activ<span class=\"_ _0\"></span>a die wordt afg<span class=\"_ _0\"></span>estoten,<span class=\"_ _0\"></span> is de datum<span class=\"_ _0\"></span> waarop de ze<span class=\"_ _0\"></span>ggensch<span class=\"_ _0\"></span>ap</div>\n<div class=\"t m0 x1d h64 yad9 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yada ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadb ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De result<span class=\"_ _0\"></span>aten van een d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>ondernem<span class=\"_ _0\"></span>ing of van een g<span class=\"_ _0\"></span>roep van act<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x1d h64 yadc ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die wordt<span class=\"_ _0\"></span> afgestot<span class=\"_ _0\"></span>en worden op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>de winst<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yadd ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g tot op de datu<span class=\"_ _0\"></span>m van verko<span class=\"_ _0\"></span>op. De wins<span class=\"_ _0\"></span>t of verlies<span class=\"_ _0\"></span> bij</div>\n<div class=\"t m0 x1d h64 yade ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop is<span class=\"_ _0\"></span> het verschi<span class=\"_ _0\"></span>l tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadf ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">De opbrengst van de ve<span class=\"_ _0\"></span><span class=\"lsef ws11e\">rkoop; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yae0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van de ne<span class=\"_ _1\"></span>tto</span><span class=\"ff9e\">-<span class=\"lsed ws112\">activa plus t<span class=\"_ _0\"></span>oewijsb<span class=\"_ _0\"></span>are goodwil<span class=\"_ _0\"></span>l en </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorheen ge<span class=\"_ _1\"></span>accumuleerde b<span class=\"_ _1\"></span>edragen in <span class=\"_ _1\"></span>de overige <span class=\"_ _1\"></span>onderdelen<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x69 h64 yae2 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat (bijvo<span class=\"_ _0\"></span>orbeel<span class=\"_ _0\"></span>d, wisselk<span class=\"_ _0\"></span>oersver<span class=\"_ _0\"></span>schill<span class=\"_ _0\"></span>en en reser<span class=\"_ _0\"></span>ves</div>\n<div class=\"t m0 x69 h64 yae3 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor verkoop).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae4 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yae5 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een be\u00ebindig<span class=\"_ _1\"></span>de bedrijfs<span class=\"lsed ws112\">activiteit is e<span class=\"_ _0\"></span>en deel van Ag<span class=\"_ _0\"></span>eas dat is af<span class=\"_ _0\"></span>gestote<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 yae6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of dat is gecl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd als aa<span class=\"_ _0\"></span>ngehoude<span class=\"_ _0\"></span>n voor verk<span class=\"_ _0\"></span>oop en dat:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae7 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">Ee<span class=\"_ _1\"></span>n afzonderli<span class=\"_ _1\"></span>jke belangri<span class=\"_ _1\"></span>jke bedrij<span class=\"_ _1\"></span>fsactiviteit o<span class=\"_ _1\"></span>f geografisch<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yae8 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsgebie<span class=\"_ _1\"></span>d vertegenwoor<span class=\"_ _1\"></span>digt;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae9 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>eel uitmaak<span class=\"_ _1\"></span>t van een ge<span class=\"_ _1\"></span>co\u00f6rdineerd p<span class=\"_ _1\"></span>lan om een<span class=\"_ _1\"></span> afzonderlij<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x69 h64 yaea ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belangrijke bedr<span class=\"_ _1\"></span>ijfsactivi<span class=\"_ _1\"></span>teit of geografisch bedr<span class=\"_ _1\"></span>ijfsgebied af<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x69 h64 yaeb ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stoten;<span class=\"_ _0\"></span> of <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Een dochterond<span class=\"_ _0\"></span>erneming is<span class=\"_ _0\"></span> die uitsl<span class=\"_ _0\"></span>uitend is ov<span class=\"_ _0\"></span>ergenom<span class=\"_ _0\"></span>en met de </span></span></div>\n<div class=\"t m0 x69 h64 yaed ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bedoel<span class=\"_ _0\"></span>ing te wo<span class=\"_ _0\"></span>rden doo<span class=\"_ _0\"></span>rverkocht<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaee ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaef ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>en op be\u00ebi<span class=\"_ _0\"></span>ndigde bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n afzond<span class=\"_ _0\"></span>erlijk</div>\n<div class=\"t m0 x1d h64 yc1c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in <span class=\"lsed ws11d\">de winst</span></span>- </span><span class=\"ws11e\">en verlies<span class=\"lsed ws111\">rekening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 182px; width: 353.993px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 943px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 98px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 948px; width: 353px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 98px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc1b ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ffa4 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ffa4 fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Trans<span class=\"_ _1\"></span>act<span class=\"_ _1\"></span>ies <span class=\"_ _1\"></span>en <span class=\"_ _1\"></span>saldi<span class=\"_ _1\"></span> i<span class=\"_ _1\"></span>n vr<span class=\"_ _1\"></span>eemde<span class=\"_ _1\"></span> va<span class=\"_ _1\"></span>lut<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De indiv<span class=\"ls0 ws0\">i</span><span class=\"ws11d\">duel<span class=\"_ _0\"></span>e entit<span class=\"_ _0\"></span>eiten van <span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>ekenen t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ies lui<span class=\"_ _0\"></span>dende in </span></div>\n<div class=\"t m0 x2c h64 yb59 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vreemde v<span class=\"_ _0\"></span>aluta om<span class=\"_ _0\"></span> aan de wisselk<span class=\"_ _0\"></span>oers op dat<span class=\"_ _0\"></span>um van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5a ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb5b ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op balans<span class=\"_ _0\"></span>datum wor<span class=\"_ _0\"></span>den monet<span class=\"_ _0\"></span>aire post<span class=\"_ _0\"></span>en die in vree<span class=\"_ _0\"></span>mde valut<span class=\"_ _0\"></span>a luiden</div>\n<div class=\"t m0 x2c h64 yb5c ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">omgerekend aan de sl<span class=\"_ _1\"></span>otkoers (aan het e<span class=\"_ _1\"></span>inde van de verslagp<span class=\"_ _1\"></span>eriode).</div>\n<div class=\"t m0 x2c h64 yb5d ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wisselkoersver<span class=\"_ _1\"></span>schillen d<span class=\"_ _1\"></span>ie resulteren<span class=\"_ _1\"></span> in wijzigin<span class=\"_ _1\"></span>gen va<span class=\"lsed ws112\">n de </span></div>\n<div class=\"t m0 x2c h64 yb5e ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs van een<span class=\"_ _1\"></span> monetair actie<span class=\"_ _1\"></span>f dat wordt</div>\n<div class=\"t m0 x2c h64 yb5f ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als aange<span class=\"_ _1\"></span>houden voor <span class=\"_ _1\"></span>verkoop w<span class=\"_ _1\"></span>orden erkend<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x2c h64 yb60 ffa2 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening. Andere<span class=\"_ _1\"></span> wijzigingen in de re\u00eb<span class=\"_ _1\"></span>le waarde van </span></span></div>\n<div class=\"t m0 x2c h64 yb61 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">deze actief worden e<span class=\"_ _1\"></span>rkend in de overig<span class=\"_ _1\"></span>e onderdelen van h<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb62 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">totaalresult<span class=\"_ _1\"></span>aat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb63 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybb2 ffa2 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">monetaire pos<span class=\"_ _0\"></span>ten die in vre<span class=\"_ _0\"></span>emde valut<span class=\"_ _0\"></span>a luiden en d<span class=\"_ _0\"></span>ie worden </span></span></div>\n<div class=\"t m0 x2c h64 ybb3 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span>tegen histor<span class=\"_ _1\"></span>ische kostprij<span class=\"_ _1\"></span>s, worden o<span class=\"_ _1\"></span>mgerekend aan<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ybb4 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>sche wiss<span class=\"_ _0\"></span>elkoers op aa<span class=\"_ _0\"></span>nkoopd<span class=\"_ _0\"></span>atum. Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">monetai<span class=\"_ _0\"></span>re poste<span class=\"_ _0\"></span>n die in </span></span></div>\n<div class=\"t m0 x2c h64 ybb5 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vreemde v<span class=\"_ _0\"></span>aluta lui<span class=\"_ _0\"></span>den en die word<span class=\"_ _0\"></span>en <span class=\"lsef ws11d\">gewaardeerd aan<span class=\"_ _1\"></span> hun re\u00eble </span></div>\n<div class=\"t m0 x2c h64 ybb6 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde wo<span class=\"_ _0\"></span>rden omge<span class=\"_ _0\"></span>rekend aan d<span class=\"_ _0\"></span>e wisselko<span class=\"_ _0\"></span>ers die gol<span class=\"_ _0\"></span>d op de datum</div>\n<div class=\"t m0 x2c h64 ybb7 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarop de re\u00eble<span class=\"_ _1\"></span> waarde werd bepaa<span class=\"_ _1\"></span>ld. Resulterende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybb8 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wisselkoersver<span class=\"_ _1\"></span>schillen worden verw<span class=\"_ _1\"></span>erkt in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en verliesr<span class=\"_ _0\"></span>ekening </span></span></div>\n<div class=\"t m0 x2c h64 yc1e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als wijzi<span class=\"_ _0\"></span>gingen in w<span class=\"_ _0\"></span>isselko<span class=\"_ _0\"></span>ersversc<span class=\"_ _0\"></span>hillen,<span class=\"_ _0\"></span> tenzij de wij<span class=\"_ _0\"></span>ziginge<span class=\"_ _0\"></span>n in re\u00eble</div>\n<div class=\"t m0 x2c h64 yc1f ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en verwerkt i<span class=\"_ _1\"></span>n de overig<span class=\"_ _1\"></span>e onderdel<span class=\"_ _1\"></span>en van het</div>\n<div class=\"t m0 x2c h64 yc20 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaalresult<span class=\"_ _1\"></span>aat, waarbij<span class=\"_ _1\"></span> wisselkoersv<span class=\"_ _1\"></span>erschillen o<span class=\"_ _1\"></span>ok worden<span class=\"_ _1\"></span> verwerkt in</div>\n<div class=\"t m0 x2c h64 yc21 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc22 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc23 ffa2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Omreke<span class=\"_ _0\"></span>ning van vree<span class=\"_ _0\"></span>mde valut<span class=\"_ _0\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc24 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het cons<span class=\"_ _0\"></span>olidati<span class=\"_ _0\"></span>eproces,<span class=\"_ _0\"></span> rekent Ag<span class=\"_ _0\"></span>eas het ove<span class=\"_ _0\"></span>rzicht va<span class=\"_ _0\"></span>n de financi\u00eb<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 yc25 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span> van buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteite<span class=\"_ _0\"></span>n, wiens fu<span class=\"_ _0\"></span>nctione<span class=\"_ _0\"></span>le valuta ni<span class=\"_ _0\"></span>et in</div>\n<div class=\"t m0 x2c h64 yc26 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">euro luidt e<span class=\"_ _0\"></span>n wiens ec<span class=\"_ _0\"></span>onomie gee<span class=\"_ _0\"></span>n economi<span class=\"_ _0\"></span>e is met hyper<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>e op de</div>\n<div class=\"t m0 x2c h64 yc27 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum, om a<span class=\"_ _0\"></span>an de slotko<span class=\"_ _0\"></span>ers (aan het e<span class=\"_ _0\"></span>inde van de</div>\n<div class=\"t m0 x2c h64 yc28 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagp<span class=\"lsed ws112\">eriode). De wi<span class=\"_ _0\"></span>nst<span class=\"ls0 ws0\">- </span>en verliesr<span class=\"_ _0\"></span>ekening e<span class=\"_ _0\"></span>n het kasst<span class=\"_ _0\"></span>roomover<span class=\"_ _0\"></span>zicht </span></div>\n<div class=\"t m0 x2c h64 yc29 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _0\"></span>buitenl<span class=\"_ _0\"></span>andse a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten wo<span class=\"_ _0\"></span>rdt omg<span class=\"_ _0\"></span>erekend a<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 yc2a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gemiddelde wis<span class=\"_ _1\"></span>selkoers voor de<span class=\"_ _1\"></span> lopende verslagp<span class=\"_ _1\"></span>eriode (of uitzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 yc2b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de wisselkoer<span class=\"_ _1\"></span>s op transactieda<span class=\"_ _1\"></span>tum als de wisselk<span class=\"_ _1\"></span>oersen op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc2c ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cante wij<span class=\"_ _0\"></span>ze schomm<span class=\"_ _0\"></span>elen).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc2d ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc2e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>erkt wis<span class=\"_ _0\"></span>selkoers<span class=\"_ _0\"></span>versch<span class=\"_ _0\"></span>illen uit de om<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 yc2f ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en in de ov<span class=\"_ _0\"></span>erige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 yc30 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">totaalr<span class=\"_ _0\"></span>esultaat<span class=\"_ _0\"></span>. Bij verk<span class=\"_ _0\"></span>oop van de buit<span class=\"_ _0\"></span>enlands<span class=\"_ _0\"></span>e activite<span class=\"_ _0\"></span>it, worde<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc31 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eerder erkende<span class=\"_ _1\"></span> wisselkoersen geh<span class=\"ws11d\">er<span class=\"_ _1\"></span>classificeerd<span class=\"_ _1\"></span> naar de win<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yb88 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g, als d<span class=\"_ _0\"></span>eel van d<span class=\"_ _0\"></span>e winst of<span class=\"_ _0\"></span> verlies <span class=\"_ _0\"></span>op verk<span class=\"_ _0\"></span>oop.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb8a ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wisselk<span class=\"_ _0\"></span>oersvers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n die ontst<span class=\"_ _0\"></span>aan uit de omr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an moneta<span class=\"_ _0\"></span>ire</div>\n<div class=\"t m0 x2c h64 yb8b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">posten, leningen<span class=\"_ _1\"></span> en andere inst<span class=\"_ _1\"></span>rumenten die in v<span class=\"_ _1\"></span>reemde valuta luiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 yb8c ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die worden<span class=\"_ _1\"></span> aangemerkt<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">als een afdekking va<span class=\"_ _0\"></span>n een nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>investeri<span class=\"_ _0\"></span>ng in </span></span></div>\n<div class=\"t m0 x2c h64 yc32 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een buitenlands<span class=\"_ _1\"></span>e activiteit,<span class=\"_ _1\"></span> worden verwerkt in<span class=\"_ _1\"></span> de overige onderdelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc33 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het totaalr<span class=\"_ _1\"></span>esultaat, dit tot op<span class=\"_ _1\"></span> de datum van verk<span class=\"_ _1\"></span>oop van de netto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yc34 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ring, en met<span class=\"_ _0\"></span> uitzonde<span class=\"_ _0\"></span>ring van h<span class=\"_ _0\"></span>et niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">effectieve deel van<span class=\"_ _1\"></span> de</span> </span></div>\n<div class=\"t m0 x1d h64 yc35 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ng, welke o<span class=\"_ _0\"></span>nmiddell<span class=\"_ _0\"></span>ijk in de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en verliesr<span class=\"_ _0\"></span>ekening w<span class=\"_ _0\"></span>ordt </span></span></div>\n<div class=\"t m0 x1d h64 yc36 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc37 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc38 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill en<span class=\"_ _1\"></span> andere wi<span class=\"_ _1\"></span>jzigingen in<span class=\"_ _1\"></span> re\u00eble waard<span class=\"_ _1\"></span>e, die voortv<span class=\"_ _1\"></span>loeien uit<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yc39 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerv<span class=\"_ _0\"></span>ing van een bu<span class=\"_ _0\"></span>itenlan<span class=\"_ _0\"></span>dse activ<span class=\"_ _0\"></span>iteit die in vr<span class=\"_ _0\"></span>eemde val<span class=\"_ _0\"></span>uta luidt,</div>\n<div class=\"t m0 x1d h64 yc3a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden aanzien als<span class=\"_ _1\"></span> activa en ver<span class=\"ws11d\">pli<span class=\"_ _1\"></span>chtingen van<span class=\"_ _1\"></span> de buitenlan<span class=\"_ _1\"></span>dse </span></div>\n<div class=\"t m0 x1d h64 yc3b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteit en<span class=\"_ _1\"></span> worden omgerekend<span class=\"_ _1\"></span> aan de slotkoers (op<span class=\"_ _1\"></span> het einde van de</div>\n<div class=\"t m0 x1d h64 yc3c ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>). Ageas v<span class=\"_ _1\"></span>erwerkt alle<span class=\"_ _1\"></span> resulterende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc3d ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wisselk<span class=\"_ _0\"></span>oersve<span class=\"_ _0\"></span>rschill<span class=\"_ _0\"></span>en in de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc3e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot op verk<span class=\"_ _0\"></span>oop van de buit<span class=\"_ _0\"></span>enlan<span class=\"ws11d\">ds<span class=\"_ _0\"></span>e activ<span class=\"_ _0\"></span>iteit. <span class=\"_ _0\"></span>Bij verko<span class=\"_ _0\"></span>op van d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 yc3f ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteit, w<span class=\"_ _0\"></span>orden de eer<span class=\"_ _0\"></span>der erken<span class=\"_ _0\"></span>de wissel<span class=\"_ _0\"></span>koersvers<span class=\"_ _0\"></span>chill<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yc40 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd naa<span class=\"_ _0\"></span>r de winst<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en verli<span class=\"_ _0\"></span>esreken<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc41 ffa2 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Hyperinf<span class=\"_ _0\"></span>latie i<span class=\"_ _0\"></span>n Turkij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc42 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op basis v<span class=\"_ _0\"></span>an de cr<span class=\"_ _0\"></span>iteria in<span class=\"_ _0\"></span> de sta<span class=\"_ _0\"></span>ndaard IA<span class=\"_ _0\"></span>S 29 <span class=\"ls107 ws13e\">\u2018Financi\u00eble </span></div>\n<div class=\"t m0 x1d h64 yc43 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verslag<span class=\"_ _0\"></span>geving i<span class=\"_ _0\"></span>n econo<span class=\"_ _0\"></span>mie\u00ebn m<span class=\"_ _0\"></span>et hyper<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>e\u2019, wordt<span class=\"_ _0\"></span> de Turk<span class=\"_ _0\"></span>se</div>\n<div class=\"t m0 x1d h64 yc44 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economi<span class=\"_ _0\"></span>e op 31 decemb<span class=\"_ _0\"></span>er 2022 aanz<span class=\"_ _0\"></span>ien als ee<span class=\"_ _0\"></span>n econom<span class=\"_ _0\"></span>ie met</div>\n<div class=\"t m0 x1d h64 yc45 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hyperinf<span class=\"_ _0\"></span>latie. O<span class=\"_ _0\"></span>p die datum be<span class=\"_ _0\"></span>draagt het<span class=\"_ _0\"></span> cumulat<span class=\"_ _0\"></span>ief infla<span class=\"_ _0\"></span>tieperce<span class=\"_ _0\"></span>ntage in</div>\n<div class=\"t m0 x1d h64 yc46 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Turkije ov<span class=\"_ _0\"></span>er een peri<span class=\"_ _0\"></span>ode van drie<span class=\"_ _0\"></span> jaar meer da<span class=\"_ _0\"></span>n <span class=\"lsef ws11d\">100% (156%),<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yc47 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebaseerd o<span class=\"_ _1\"></span>p de consump<span class=\"_ _1\"></span>tieprijsindex <span class=\"_ _1\"></span>gepubliceerd<span class=\"_ _1\"></span> door he<span class=\"_ _1\"></span>t Turkse</div>\n<div class=\"t m0 x1d h64 yc48 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Institu<span class=\"_ _0\"></span>ut voor Stat<span class=\"_ _0\"></span>istiek.<span class=\"_ _0\"></span> Bijgevol<span class=\"_ _0\"></span>g heeft Ageas<span class=\"_ _0\"></span> in deze gec<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yc49 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening voo<span class=\"_ _0\"></span>r de eerste k<span class=\"_ _0\"></span>eer de bepali<span class=\"_ _0\"></span>ngen van de st<span class=\"_ _0\"></span>andaard IA<span class=\"_ _0\"></span>S</div>\n<div class=\"t m0 x1d h64 yc4a ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">29 toegepa<span class=\"_ _1\"></span>st voor de<span class=\"_ _1\"></span> jaarrekeningen <span class=\"lsed\">van zijn Turks<span class=\"_ _0\"></span>e geassoc<span class=\"_ _0\"></span>ieerde </span></div>\n<div class=\"t m0 x1d h64 yc4b ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelnemingen<span class=\"_ _1\"></span> \u2018Aksigorta\u2019 e<span class=\"_ _1\"></span>n \u2018AgeSA\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc4c ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc4d ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De standa<span class=\"_ _0\"></span>ard IAS 29 ver<span class=\"_ _0\"></span>eist dat een j<span class=\"_ _0\"></span>aarreke<span class=\"_ _0\"></span>ning, die is<span class=\"_ _0\"></span> opgestel<span class=\"_ _0\"></span>d in de</div>\n<div class=\"t m0 x1d h64 yc4e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">valuta va<span class=\"_ _0\"></span>n een econo<span class=\"_ _0\"></span>mie met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie, wordt o<span class=\"_ _0\"></span>mgereke<span class=\"_ _0\"></span>nd en <span class=\"ws111\">dat </span></div>\n<div class=\"t m0 x1d h64 yc4f ffa2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">deze <span class=\"lsef ws11e\">de wijzigingen in alge<span class=\"_ _1\"></span>mene koopkracht<span class=\"_ _1\"></span> op ve<span class=\"ws113\">rslagdatum </span></span></div>\n<div class=\"t m0 x1d h64 yc50 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. Om zi<span class=\"_ _0\"></span>jn aandee<span class=\"_ _0\"></span>l in de netto<span class=\"ls0 ws0\">-</span>acti<span class=\"_ _0\"></span>va en de resu<span class=\"_ _0\"></span>ltaten va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yc51 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geasso<span class=\"_ _1\"></span>cieerde dee<span class=\"_ _1\"></span>lnemingen te b<span class=\"_ _1\"></span>epalen, rek<span class=\"_ _1\"></span>ent Ageas de<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yc52 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">monetaire a<span class=\"_ _1\"></span>ctiva en ve<span class=\"_ _1\"></span>rplichtingen <span class=\"_ _1\"></span>die gewaardeer<span class=\"_ _1\"></span>d staan aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc53 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>sche kos<span class=\"_ _0\"></span>t, het ei<span class=\"_ _0\"></span>gen verm<span class=\"_ _0\"></span>ogen en d<span class=\"_ _0\"></span>e posten<span class=\"ls0 ws0\"> </span><span class=\"lsef\">in de winst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 yc54 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> om voor wijzigin<span class=\"_ _1\"></span>gen in de algemene<span class=\"_ _1\"></span> koopkracht, aan<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yc55 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hand van de consump<span class=\"_ _1\"></span>tieprijsindex<span class=\"_ _1\"></span> gepubliceerd door<span class=\"_ _1\"></span> het Turkse</div>\n<div class=\"t m0 x1d h64 yc56 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Instituut voo<span class=\"_ _1\"></span>r Statistiek. In<span class=\"_ _1\"></span> een tweede stap, worden<span class=\"_ _1\"></span> de omgerekende</div>\n<div class=\"t m0 x1d h64 yc57 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>eningen om<span class=\"_ _0\"></span>gereke<span class=\"_ _0\"></span>nd in euro op de sl<span class=\"_ _0\"></span>otkoers o<span class=\"_ _0\"></span>p 31 decemb<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1d h64 yc58 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc59 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc5a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In overeenstem<span class=\"_ _1\"></span>ming met de bepalingen<span class=\"_ _1\"></span> in de standaard IAS 21<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc5b ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Gevolgen <span class=\"_ _1\"></span>van wisselkoer<span class=\"_ _1\"></span>swijzigingen\u2019,<span class=\"_ _1\"></span> is de verge<span class=\"_ _1\"></span>lijkende in<span class=\"_ _1\"></span>formatie</div>\n<div class=\"t m0 x1d h64 yc5c ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor de vers<span class=\"_ _0\"></span>lagperi<span class=\"_ _0\"></span>ode 2021 niet<span class=\"_ _0\"></span> aangepas<span class=\"_ _0\"></span>t en is het eff<span class=\"_ _0\"></span>ect van de</div>\n<div class=\"t m0 x1d h64 yc5d ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble toepas<span class=\"_ _1\"></span>sing van de standaar<span class=\"_ _1\"></span>d verwerkt in he<span class=\"_ _1\"></span>t geconsolideerde</div>\n<div class=\"t m0 x1d h64 yc5e ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigen vermogen op 1<span class=\"_ _1\"></span> januari 2022<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc5f ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc60 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toepassing va<span class=\"_ _1\"></span>n de standaard IAS 29<span class=\"_ _1\"></span> heeft geresulteerd<span class=\"_ _1\"></span> in een</div>\n<div class=\"t m0 x1d h64 yc61 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">impact van <span class=\"_ _1\"></span>EUR (27) mi<span class=\"_ _1\"></span>ljoen in de<span class=\"_ _1\"></span> geconsoli<span class=\"_ _1\"></span>deerde resul<span class=\"_ _1\"></span>tatenrekening</div>\n<div class=\"t m0 x1d h64 yc62 ffa2 fs44 fc14 sc0 ls119 ws11d\" style=\"z-index: 15;\">en een impact van EU<span class=\"_ _0\"></span>R 149 miljoen in<span class=\"_ _0\"></span> het geconsolidee<span class=\"_ _0\"></span>rd overzicht van</div>\n<div class=\"t m0 x1d h64 yc63 ffa2 fs44 fc14 sc0 ls119 ws11d\" style=\"z-index: 15;\">wijzigingen in h<span class=\"_ _0\"></span>et eigen vermo<span class=\"_ _0\"></span>gen <span class=\"lsed\">over de<span class=\"_ _0\"></span> verslag<span class=\"_ _0\"></span>periode <span class=\"_ _0\"></span>2022.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 314px; height: 792px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 314px; height: 792px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 314px; height: 792px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffa6 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Wisselkoersen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel worden de koer<span class=\"_ _1\"></span>sen van de belangrijk<span class=\"_ _1\"></span>ste valuta voor Age<span class=\"_ _1\"></span>as weergegeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1017px; z-index: 15;\">1 euro =<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 341px; bottom: 1017px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y6e8 ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 494px; bottom: 1048px; z-index: 15;\">Koersen per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 486px; bottom: 1033px; z-index: 15;\"> <span class=\"lsf1 ws115\">einde periode</span> </div>\n<div class=\"t m0 x1b5 h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 469px; bottom: 1017px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1017px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 748px; bottom: 1048px; z-index: 15;\">Gemiddelde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 yc68 ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1033px; z-index: 15;\">koers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1017px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1048px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 415px; bottom: 1048px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 669px; bottom: 1048px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 415px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 669px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y68b ffa6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 542px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 669px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 985px; z-index: 15;\">Brit<span class=\"_ _1\"></span>se pond<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 985px; z-index: 15;\">0,89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 985px; z-index: 15;\">0,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 985px; z-index: 15;\">0,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 985px; z-index: 15;\">0,86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 969px; z-index: 15;\">Amerikaanse dollar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 969px; z-index: 15;\">1,07<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 969px; z-index: 15;\">1,13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 969px; z-index: 15;\">1,05<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 969px; z-index: 15;\">1,18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 953px; z-index: 15;\">Hongkong dollar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 953px; z-index: 15;\">8,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 953px; z-index: 15;\">8,83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 953px; z-index: 15;\">8,24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 953px; z-index: 15;\">9,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 ls11a ws126\" style=\"left: 69px; bottom: 937px; z-index: 15;\">Turkse li<span class=\"_ _0\"></span>ra<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 937px; z-index: 15;\">19,96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 937px; z-index: 15;\">15,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 937px; z-index: 15;\">17,42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 937px; z-index: 15;\">10,51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 922px; z-index: 15;\">Chinese yuan renminbi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 922px; z-index: 15;\">7,36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 922px; z-index: 15;\">7,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 922px; z-index: 15;\">7,08<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 922px; z-index: 15;\">7,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 906px; z-index: 15;\">Indiase roepie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 906px; z-index: 15;\">88,17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 906px; z-index: 15;\">84,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 906px; z-index: 15;\">82,68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 906px; z-index: 15;\">87,44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 890px; z-index: 15;\">Maleisische ringgit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 890px; z-index: 15;\">4,70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 890px; z-index: 15;\">4,72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 890px; z-index: 15;\">4,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 890px; z-index: 15;\">4,90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 874px; z-index: 15;\">Filipijnse peso<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 874px; z-index: 15;\">59,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 874px; z-index: 15;\">57,76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 874px; z-index: 15;\">57,31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 874px; z-index: 15;\">58,30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 859px; z-index: 15;\">Thaise baht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 859px; z-index: 15;\">36,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 859px; z-index: 15;\">37,65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 859px; z-index: 15;\">36,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 859px; z-index: 15;\">37,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Vietnamese dong<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 388px; bottom: 843px; z-index: 15;\">25.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 843px; z-index: 15;\">25.989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 843px; z-index: 15;\">24.613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 843px; z-index: 15;\">27.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 832px; height: 274px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 832px; height: 274px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc75 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc76 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b yc77 ffa9 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yc78 ffa9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verantwoording <span class=\"_ _1\"></span>en waardering <span class=\"_ _1\"></span>bij het <span class=\"_ _1\"></span>opstellen</div>\n<div class=\"t m0 x2c h7b yc79 ffa9 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">van de jaa<span class=\"_ _1\"></span>rrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc7a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas bepaa<span class=\"_ _1\"></span>lt de clas<span class=\"_ _1\"></span>sificatie en <span class=\"_ _1\"></span>waardering <span class=\"_ _1\"></span>van activa e<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 yc7b ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen op b<span class=\"_ _0\"></span>asis van de aa<span class=\"_ _0\"></span>rd van de ond<span class=\"_ _0\"></span>erligge<span class=\"_ _0\"></span>nde trans<span class=\"_ _0\"></span>acties. <span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yc7c ffa6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ls107 ws13e\">Financi\u00eb<span class=\"_ _1\"></span>le</span> <span class=\"lsee ws112\">activa</span> </span></div>\n<div class=\"t m0 x2c h64 yc7d ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ee<span class=\"lsed ws11d\">n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument i<span class=\"_ _0\"></span>s een ove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst die <span class=\"_ _0\"></span>leidt tot<span class=\"_ _0\"></span> een </span></div>\n<div class=\"t m0 x2c h64 yc7e ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief van \u00e9\u00e9n partij<span class=\"_ _1\"></span> en een financi\u00eble v<span class=\"_ _1\"></span>erplichting of</div>\n<div class=\"t m0 x2c h64 yc7f ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">instrument<span class=\"_ _1\"></span> van een an<span class=\"_ _1\"></span>dere partij<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc80 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc81 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas clas<span class=\"_ _0\"></span>sifice<span class=\"_ _0\"></span>ert en waar<span class=\"_ _0\"></span>deert fina<span class=\"_ _0\"></span>nci\u00eble act<span class=\"_ _0\"></span>iva en verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x2c h64 yc82 ffa6 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">basis <span class=\"lsef ws11d\">van de <span class=\"_ _1\"></span>aard van de<span class=\"_ _1\"></span> onderliggend<span class=\"_ _1\"></span>e transactie<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c yc83 ffa8 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an financ<span class=\"_ _0\"></span>i\u00eble ac<span class=\"_ _0\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc84 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het mana<span class=\"_ _0\"></span>gement bep<span class=\"_ _0\"></span>aalt de pass<span class=\"_ _0\"></span>ende clas<span class=\"_ _0\"></span>sificati<span class=\"_ _0\"></span>e van de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 yc85 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten op d<span class=\"_ _0\"></span>e datum van aan<span class=\"_ _0\"></span>koop:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc86 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Tot einde looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden: omv<span class=\"_ _0\"></span>at schuld<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>en met een </span></span></div>\n<div class=\"t m0 x1a0 h64 yc87 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vaste looptij<span class=\"_ _1\"></span>d, waarbij het managem<span class=\"_ _1\"></span>ent voornemens is<span class=\"_ _1\"></span> en in de</div>\n<div class=\"t m0 x1a0 h64 yc88 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mogelijkheid<span class=\"_ _1\"></span> verkeert om<span class=\"_ _1\"></span> deze inst<span class=\"_ _1\"></span>rumenten to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aan</div>\n<div class=\"t m0 x1a0 h64 yc89 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8a ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws11d\">Leningen en vo<span class=\"_ _0\"></span>rderin<span class=\"_ _0\"></span>gen: omvat<span class=\"_ _0\"></span> schuld<span class=\"_ _0\"></span>effecten<span class=\"_ _0\"></span> met vast<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1a0 h64 yc8b ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>bare betal<span class=\"_ _0\"></span>ingen, di<span class=\"_ _0\"></span>e niet markt<span class=\"_ _0\"></span>genot<span class=\"_ _0\"></span>eerd zijn in een<span class=\"ls0 ws0\"> </span><span class=\"ws111\">act<span class=\"_ _0\"></span>ieve </span></div>\n<div class=\"t m0 x1a0 h64 yc8c ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">markt en <span class=\"_ _1\"></span>die bij de<span class=\"_ _1\"></span> eerste op<span class=\"_ _1\"></span>name niet w<span class=\"_ _1\"></span>orden aange<span class=\"_ _1\"></span>merkt als v<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x1a0 h64 yc8d ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden<span class=\"_ _1\"></span>, noch als voor ver<span class=\"_ _1\"></span>koop</div>\n<div class=\"t m0 x1a0 h64 yc8e ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8f ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Voor verkoop besc<span class=\"_ _0\"></span>hikbaar:<span class=\"_ _0\"></span> omvat voo<span class=\"_ _0\"></span>r onbepaal<span class=\"_ _0\"></span>de duur aan t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a0 h64 yc90 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">houden effecten<span class=\"_ _1\"></span> die kunnen worden ve<span class=\"_ _1\"></span>rkocht <span class=\"ws11d\">om te<span class=\"_ _1\"></span> voorzien in </span></div>\n<div class=\"t m0 x1a0 h64 yc91 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">liquiditeitsb<span class=\"_ _1\"></span>ehoeften of bij<span class=\"_ _1\"></span> wijzigingen van ren<span class=\"_ _1\"></span>tevoeten,</div>\n<div class=\"t m0 x1a0 h64 yc92 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wisselkoersen<span class=\"_ _1\"></span> of aande<span class=\"_ _1\"></span>lenkoersen<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc93 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsef ws11d\">F<span class=\"_ _1\"></span>inanci\u00eble ac<span class=\"_ _1\"></span>tiva aangehoude<span class=\"_ _1\"></span>n tegen r<span class=\"_ _1\"></span>e\u00eble waarde <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x1a0 h64 yc94 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc95 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws113\">Voor <span class=\"ws11d\">handelsdoe<span class=\"_ _1\"></span>leinden aangeho<span class=\"_ _1\"></span>uden: omvat<span class=\"_ _1\"></span> ef<span class=\"lsed ws112\">fecten die z<span class=\"_ _0\"></span>ijn </span></span></span></span></div>\n<div class=\"t m0 xd1 h64 yc96 ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aangesc<span class=\"_ _0\"></span>haft met<span class=\"_ _0\"></span> winst op k<span class=\"_ _0\"></span>orte te<span class=\"_ _0\"></span>rmijn als <span class=\"_ _0\"></span>doelst<span class=\"_ _0\"></span>elling;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc97 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws11e\">Financi\u00eble effecten o<span class=\"_ _1\"></span>pgenomen tegen d<span class=\"_ _1\"></span>e re\u00eble waarde met<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 xd1 h64 yc98 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc99 ffa8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Waardering van f<span class=\"_ _1\"></span>inanci\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h64 yc9a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Tot einde <span class=\"_ _1\"></span>looptijd aa<span class=\"_ _1\"></span>ngehouden belegg<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x2c h64 yc9b ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegen geamorti<span class=\"_ _1\"></span>seerde kostprij<span class=\"_ _1\"></span>s na aftrek van bijz<span class=\"_ _1\"></span>ondere</div>\n<div class=\"t m0 x2c h64 yc9c ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span> Elk versc<span class=\"_ _0\"></span>hil met de re\u00ebl<span class=\"_ _0\"></span>e waarde<span class=\"_ _0\"></span> bij de eerste</div>\n<div class=\"t m0 x2c h64 yc9d ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname, v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiend uit tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten, i<span class=\"_ _0\"></span>niti\u00eble pr<span class=\"_ _0\"></span>emies of ko<span class=\"_ _0\"></span>rtingen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc9e ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geam<span class=\"_ _0\"></span>ortise<span class=\"_ _0\"></span>erd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de belegg<span class=\"_ _0\"></span>ing met behu<span class=\"_ _0\"></span>lp van</div>\n<div class=\"t m0 x1d h64 yc9f ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> Indie<span class=\"_ _0\"></span>n wordt vas<span class=\"_ _0\"></span>tgestel<span class=\"_ _0\"></span>d dat e<span class=\"_ _0\"></span>en tot ei<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x1d h64 yca0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">looptijd aan<span class=\"_ _1\"></span>gehouden a<span class=\"_ _1\"></span>ctief een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> heeft</div>\n<div class=\"t m0 x1d h64 yca1 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ondergaan, word<span class=\"_ _1\"></span>t de bijzondere waa<span class=\"_ _1\"></span>rdeverminderi<span class=\"_ _1\"></span>ng verantwoord in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yca2 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 723px; height: 72px; width: 353.993px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 56px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yca3 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yca4 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsef ws11e\">eningen en<span class=\"_ _1\"></span> vorderingen word<span class=\"_ _1\"></span>en gewaardeerd t<span class=\"_ _1\"></span>egen geamortiseer<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yca5 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs n<span class=\"_ _1\"></span>a aftrek van<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen. Bij<span class=\"_ _1\"></span> de eerste<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca6 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname worde<span class=\"_ _1\"></span>n leningen en<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> gewaardeerd o<span class=\"_ _1\"></span>p de re\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca7 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde inclu<span class=\"_ _1\"></span>sief transac<span class=\"_ _1\"></span>tiekosten en<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> premies of<span class=\"_ _1\"></span> kor<span class=\"lsed ws112\">tingen. De </span></div>\n<div class=\"t m0 x1d h64 yca8 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs word<span class=\"_ _1\"></span>t berekend met gebrui<span class=\"_ _1\"></span>k van de effectie<span class=\"_ _1\"></span>ve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yca9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode (ER<span class=\"_ _0\"></span>M), reken<span class=\"_ _0\"></span>ing houden<span class=\"_ _0\"></span>d met kortin<span class=\"_ _0\"></span>gen of prem<span class=\"_ _0\"></span>ies bij</div>\n<div class=\"t m0 x1d h64 ycaa ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>p en kosten<span class=\"_ _0\"></span> die integra<span class=\"_ _0\"></span>al deel uitm<span class=\"_ _0\"></span>aken van de ERM<span class=\"_ _0\"></span>. De ERM<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ycab ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt verw<span class=\"_ _0\"></span>erkt in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enr<span class=\"ws112\">ek<span class=\"_ _0\"></span>ening. Win<span class=\"_ _0\"></span>sten en </span></div>\n<div class=\"t m0 x1d h64 ycac ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de resul<span class=\"_ _0\"></span>tatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g als de</div>\n<div class=\"t m0 x1d h64 ycad ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingen nie<span class=\"_ _1\"></span>t langer worden ver<span class=\"_ _1\"></span>antwoord of een<span class=\"_ _1\"></span> bijzondere</div>\n<div class=\"t m0 x1d h64 ycae ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing ondergaan.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 534px; height: 167px; width: 353.976px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ycaf ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycb0 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en met een varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e worden de k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ycb1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regelmatig o<span class=\"_ _1\"></span>pnieuw <span class=\"lsed\">geschat om d<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>ewegin<span class=\"_ _0\"></span>gen in de m<span class=\"_ _0\"></span>arkt we<span class=\"_ _0\"></span>er </span></div>\n<div class=\"t m0 x1d h64 ycb2 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te geven. Al<span class=\"_ _0\"></span>s de initi\u00eb<span class=\"_ _0\"></span>le waarder<span class=\"_ _0\"></span>ing van het i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span> met een</div>\n<div class=\"t m0 x1d h64 ycb3 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente (bijna)<span class=\"_ _1\"></span> gelijk i<span class=\"_ _1\"></span>s aan de h<span class=\"_ _1\"></span>oofdsom, hee<span class=\"_ _1\"></span>ft de schatt<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ycb4 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geen sign<span class=\"_ _0\"></span>ificant ef<span class=\"_ _0\"></span>fect op de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e van het inst<span class=\"_ _0\"></span>rument en wor<span class=\"_ _0\"></span>dt er</div>\n<div class=\"t m0 x1d h64 ycb5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gee<span class=\"lsed ws112\">n aanpassi<span class=\"_ _0\"></span>ng gedaa<span class=\"_ _0\"></span>n op de rentebat<span class=\"_ _0\"></span>en, die op b<span class=\"_ _0\"></span>asis van het </span></div>\n<div class=\"t m0 x1d h64 ycb6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toerekeningsbeg<span class=\"_ _1\"></span>insel worden opge<span class=\"_ _1\"></span>nomen. Indien ech<span class=\"_ _1\"></span>ter een instrumen<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ycb7 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e wordt verk<span class=\"_ _0\"></span>regen teg<span class=\"_ _0\"></span>en een signi<span class=\"_ _0\"></span>ficante<span class=\"_ _0\"></span> premie of</div>\n<div class=\"t m0 x1d h64 ycb8 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g, wordt dez<span class=\"_ _0\"></span>e premie of kort<span class=\"_ _0\"></span>ing afges<span class=\"_ _0\"></span>chrev<span class=\"_ _0\"></span>en over de v<span class=\"lsef ws113\">erwachte </span></div>\n<div class=\"t m0 x1d h64 ycb9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van het inst<span class=\"_ _0\"></span>rument en op<span class=\"_ _0\"></span>genomen in d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de</div>\n<div class=\"t m0 x1d h64 ycba ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ERM. De bo<span class=\"_ _1\"></span>ekwaarde zal <span class=\"_ _1\"></span>elke periode<span class=\"_ _1\"></span> opnieuw wo<span class=\"_ _1\"></span>rden berekend<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 ycbb ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van geschat<span class=\"_ _0\"></span>te toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>tromen te<span class=\"_ _0\"></span>gen de</div>\n<div class=\"t m0 x1d h64 ycbc ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actuel<span class=\"_ _0\"></span>e effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet te b<span class=\"_ _0\"></span>ereke<span class=\"_ _0\"></span>nen. All<span class=\"_ _0\"></span>e aanp<span class=\"lsef ws11e\">assingen worden </span></div>\n<div class=\"t m0 x1d h64 ycbd ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycbe ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ycbf ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden belegg<span class=\"_ _1\"></span>ingen, deriv<span class=\"_ _1\"></span>aten en ac<span class=\"_ _1\"></span>tiva</div>\n<div class=\"t m0 x1d h64 ycc0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die zijn aa<span class=\"_ _1\"></span>ngemerkt a<span class=\"_ _1\"></span>ls aangehouden<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> waarde met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g in de<span class=\"_ _1\"></span> <span class=\"ws11e\">resultatenreke<span class=\"_ _1\"></span>ning, worden veran<span class=\"_ _1\"></span>twoord tegen </span></div>\n<div class=\"t m0 x1d h64 ycc2 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Veranderinge<span class=\"_ _1\"></span>n in de r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord in</div>\n<div class=\"t m0 x1d h64 ycc3 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. De (g<span class=\"_ _0\"></span>erealis<span class=\"_ _0\"></span>eerde en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x1d h64 ycc4 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord als \u2018<span class=\"_ _1\"></span>Resultaat op<span class=\"_ _1\"></span> verkopen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n\u2019. <span class=\"lsed ws112\">Rente ontva<span class=\"_ _0\"></span>ngen (bet<span class=\"_ _0\"></span>aald) op act<span class=\"_ _0\"></span>iva (verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen) </span></div>\n<div class=\"t m0 x1d h64 ycc6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden wordt verantwoord<span class=\"_ _1\"></span> als rentebaten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc7 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(rentelasten)<span class=\"_ _1\"></span>. Ontvangen dividend<span class=\"_ _1\"></span>en worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ycc8 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Rentebaten,<span class=\"_ _1\"></span> dividenden <span class=\"_ _1\"></span>en overige b<span class=\"_ _1\"></span>eleggingsbaten<span class=\"_ _1\"></span>'.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 146px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 150px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 675px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 570px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 680px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 570px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 124px; height: 681px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 124px; height: 982px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het grootste deel van de financi\u00eble beleggingen van Ageas (zijnde<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"><span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">obligatieleningen en aandelenbelangen) behoort tot de categorie \u2018Voor</div>\n<div class=\"t m0 x2c h64 y8a7 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop beschikbaar\u2019 en wordt opgenomen tegen re\u00eble waarde.<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Veranderingen in de re\u00eble waarde worden rechtstreeks in het eigen</div>\n<div class=\"t m0 x2c h64 y8a9 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vermogen verantwoord (overig comprehensive income) tot de belegging<span class=\"lsed ws112\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt verkocht. <span class=\"_ _0\"></span>Op het m<span class=\"_ _0\"></span>oment v<span class=\"_ _0\"></span>an verko<span class=\"_ _0\"></span>op wordt<span class=\"_ _0\"></span> de cumu<span class=\"_ _0\"></span>latieve</div>\n<div class=\"t m0 x2c h64 y8ab ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in de re\u00eble<span class=\"_ _1\"></span> waarde in<span class=\"_ _1\"></span> het eigen<span class=\"_ _1\"></span> vermogen overged<span class=\"_ _1\"></span>ragen</div>\n<div class=\"t m0 x2c h64 y8ac ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">naar de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing. Op<span class=\"_ _0\"></span>brengst<span class=\"_ _0\"></span>en uit vo<span class=\"_ _0\"></span>or verko<span class=\"_ _0\"></span>op besc<span class=\"_ _0\"></span>hikbare</div>\n<div class=\"t m0 x2c h64 y8ad ffad fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">schul<span class=\"lsed\">deffect<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord met geb<span class=\"_ _0\"></span>ruik van de ef<span class=\"_ _0\"></span>fectiev<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8ae ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. P<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie en bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8af ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardemindering<span class=\"_ _1\"></span>sverliezen w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening en dividen<span class=\"_ _1\"></span>den worden na ontvang<span class=\"_ _1\"></span>st verwerkt als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 ffad fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opbrengsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8b2 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b3 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor die ve<span class=\"_ _0\"></span>rzek<span class=\"lsef ws11e\">eringsportefeuilles waar<span class=\"_ _1\"></span> de niet<span class=\"ls0 ws0\">-</span></span>gerealiseer<span class=\"_ _0\"></span>de winst<span class=\"_ _0\"></span>en of</div>\n<div class=\"t m0 x2c h64 y8b4 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliezen op obl<span class=\"_ _1\"></span>igaties een rech<span class=\"_ _1\"></span>tstreeks effect hebben<span class=\"_ _1\"></span> op de waardering<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en past Ageas in ove<span class=\"_ _1\"></span>reenstemming met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">IFRS 4 \u2018shadow accou<span class=\"_ _1\"></span>nting\u2019 toe. Dit be<span class=\"_ _1\"></span>tekent dat de wij<span class=\"_ _1\"></span>zig<span class=\"lsed ws112\">ingen in de </span></div>\n<div class=\"t m0 x2c h64 y8b7 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">gerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winsten <span class=\"_ _0\"></span>en verl<span class=\"_ _0\"></span>iezen van <span class=\"_ _0\"></span>invloe<span class=\"_ _0\"></span>d zijn op d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y9d7 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring van de ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen en hetg<span class=\"_ _0\"></span>een implic<span class=\"_ _0\"></span>eert</div>\n<div class=\"t m0 x2c h64 y9d8 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarom de<span class=\"_ _0\"></span>ze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n deel uitm<span class=\"_ _0\"></span>aken van het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y994 ffaf fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardeverminderingen<span class=\"_ _1\"></span> van financi\u00eble <span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ctiva<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y995 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een financ<span class=\"_ _0\"></span>ieel acti<span class=\"_ _0\"></span>ef (of een gr<span class=\"_ _0\"></span>oep financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a) geclass<span class=\"_ _0\"></span>ificee<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y996 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop beschik<span class=\"_ _0\"></span>baar, len<span class=\"_ _0\"></span>ingen e<span class=\"_ _0\"></span>n vordering<span class=\"_ _0\"></span>en of tot<span class=\"_ _0\"></span> einde loopti<span class=\"_ _0\"></span>jd</div>\n<div class=\"t m0 x2c h64 y997 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden w<span class=\"_ _1\"></span>ordt beschouw<span class=\"_ _1\"></span>d als onderh<span class=\"_ _1\"></span>evig aan een <span class=\"_ _1\"></span>bijzondere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y999 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11d\">Er<span class=\"_ _1\"></span> objectief<span class=\"_ _1\"></span> bew<span class=\"lsed ws112\">ijs is van de waa<span class=\"_ _0\"></span>rdevermi<span class=\"_ _0\"></span>ndering a<span class=\"_ _0\"></span>ls gevolg va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc13 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een of meer v<span class=\"_ _0\"></span>erliesge<span class=\"_ _0\"></span>beurteni<span class=\"_ _0\"></span>ssen of aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gen (bijv<span class=\"_ _0\"></span>oorbeel<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a0 h64 yc14 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge financi<span class=\"_ _0\"></span>\u00eble proble<span class=\"_ _0\"></span>men bij de emit<span class=\"_ _0\"></span>tent), d<span class=\"_ _0\"></span>ie hebben</div>\n<div class=\"t m0 x1a0 h64 yc15 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> na de eerste opname van<span class=\"_ _1\"></span> het actief; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws112\">Deze verliesge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is (of ge<span class=\"lsef ws11d\">beurtenissen) een<span class=\"_ _1\"></span> impact </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft/hebben op<span class=\"_ _1\"></span> de geraamde toekoms<span class=\"_ _1\"></span>tige kasstromen van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1a0 h64 yc18 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief (of de groep<span class=\"_ _1\"></span> van financi\u00eble ac<span class=\"_ _1\"></span>tiva) die betrouwbaa<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x1a0 h64 yc19 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>eraamd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor aand<span class=\"_ _0\"></span>elen omvat<span class=\"_ _0\"></span>ten de event<span class=\"_ _0\"></span>uele obje<span class=\"_ _0\"></span>ctieve aa<span class=\"_ _0\"></span>nwijzin<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 ya3e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span><span class=\"lsef ws11e\">deverminder<span class=\"_ _1\"></span>ingen onder meer<span class=\"_ _1\"></span> het feit of de re\u00eb<span class=\"_ _1\"></span>le </span></div>\n<div class=\"t m0 x2c h64 ya3f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde per<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum significant<span class=\"_ _1\"></span> (25%) bene<span class=\"_ _1\"></span>den de boek<span class=\"_ _1\"></span>waarde</div>\n<div class=\"t m0 x2c h64 ya40 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ligt of <span class=\"_ _1\"></span>per de balans<span class=\"_ _1\"></span>datum gedurende <span class=\"_ _1\"></span>een lange<span class=\"_ _1\"></span>re periode<span class=\"_ _1\"></span> beneden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya41 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde is<span class=\"_ _1\"></span> geweest (365 opeen<span class=\"_ _1\"></span>volgende dagen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afhankelijk van<span class=\"_ _1\"></span> het type financiee<span class=\"_ _1\"></span>l actief, kan de<span class=\"_ _1\"></span> realiseerbare waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya44 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als volgt worden<span class=\"_ _1\"></span> geschat: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">D<span class=\"_ _1\"></span>e re\u00eble waarde op<span class=\"_ _1\"></span> basis van een waarneemb<span class=\"_ _1\"></span>are marktprijs<span class=\"_ _1\"></span>;</span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya46 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e op basis<span class=\"_ _0\"></span> van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">waarneembare<span class=\"_ _1\"></span> marktgegevens</span>;<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya47 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">Op<span class=\"_ _1\"></span> basis van de re\u00eble<span class=\"_ _1\"></span> waarde van zekerhede<span class=\"_ _1\"></span>n. </span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4a ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien wor<span class=\"_ _0\"></span><span class=\"ws11d\">dt vast<span class=\"_ _0\"></span>gesteld <span class=\"_ _0\"></span>dat een<span class=\"ls0 ws0\"> </span><span class=\"lsef\">voor verkoop besch<span class=\"_ _1\"></span>ikbaar<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">actief een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> heeft ondergaan, wo<span class=\"_ _1\"></span>rdt het bedrag van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4c ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bijzond<span class=\"_ _1\"></span>ere waardeverm<span class=\"_ _1\"></span>indering opg<span class=\"_ _1\"></span>enomen in<span class=\"_ _1\"></span> de resul<span class=\"_ _1\"></span>tatenrekening.</div>\n<div class=\"t m0 x2c h64 ya4d ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">ger<span class=\"_ _1\"></span>ealiseerde e<span class=\"_ _1\"></span>n voorheen <span class=\"_ _1\"></span>in het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>opgenom<span class=\"ws113\">en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en van voor ve<span class=\"_ _0\"></span>rkoop besc<span class=\"_ _0\"></span>hikbare ac<span class=\"_ _0\"></span>tiva die ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya4f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing hebben on<span class=\"_ _1\"></span>dergaan, wo<span class=\"_ _1\"></span>rden overged<span class=\"_ _1\"></span>ragen naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ya50 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening op he<span class=\"_ _1\"></span>t moment da<span class=\"_ _1\"></span>t de bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya51 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zich v<span class=\"_ _1\"></span>oordoet. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode d<span class=\"_ _0\"></span>e re\u00eble waa<span class=\"_ _0\"></span>rde van een</div>\n<div class=\"t m0 x1d h64 yccb ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldinstrum<span class=\"_ _1\"></span>ent dat is <span class=\"_ _1\"></span>geclassifi<span class=\"_ _1\"></span>ceerd als be<span class=\"_ _1\"></span>schikbaar voor<span class=\"_ _1\"></span> verkoop,</div>\n<div class=\"t m0 x1d h64 yccc ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgt e<span class=\"_ _0\"></span>n de stij<span class=\"_ _0\"></span>ging obj<span class=\"_ _0\"></span>ectief i<span class=\"_ _0\"></span>n verban<span class=\"_ _0\"></span>d kan wor<span class=\"_ _0\"></span>den gebr<span class=\"_ _0\"></span>acht met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 yccd ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enis die pl<span class=\"_ _0\"></span>aatsvo<span class=\"_ _0\"></span>nd na de opnam<span class=\"_ _0\"></span>e van het bedr<span class=\"_ _0\"></span>ag van de</div>\n<div class=\"t m0 x1d h64 ycce ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening, valt<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x1d h64 yccf ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> vrij, waarbij<span class=\"_ _1\"></span> het bedrag van de</div>\n<div class=\"t m0 x1d h64 ycd0 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijval wo<span class=\"_ _1\"></span>rdt verwerkt <span class=\"_ _1\"></span>in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Verdere p<span class=\"_ _1\"></span>ositieve</div>\n<div class=\"t m0 x1d h64 ycd1 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n van als <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>beschikbare <span class=\"_ _1\"></span>schuldinstru<span class=\"_ _1\"></span>menten</div>\n<div class=\"t m0 x1d h64 y960 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden opgen<span class=\"_ _1\"></span>om<span class=\"lsed\">en in ov<span class=\"_ _0\"></span>erig com<span class=\"_ _0\"></span>prehens<span class=\"_ _0\"></span>ive inco<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en voor al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschi<span class=\"_ _1\"></span>kbare</div>\n<div class=\"t m0 x1d h64 y963 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>menten worden niet v<span class=\"_ _1\"></span>ia de resultatenre<span class=\"_ _1\"></span>kening</div>\n<div class=\"t m0 x1d h64 y964 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggenomen.<span class=\"_ _1\"></span> Stijgingen i<span class=\"_ _1\"></span>n de re\u00ebl<span class=\"_ _1\"></span>e waarde na<span class=\"_ _1\"></span> de bijzon<span class=\"_ _1\"></span>dere</div>\n<div class=\"t m0 x1d h64 y965 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering word<span class=\"_ _0\"></span>en rechtst<span class=\"_ _0\"></span>reeks ve<span class=\"_ _0\"></span>rwerkt in ov<span class=\"_ _0\"></span>erig</div>\n<div class=\"t m0 x1d h64 y966 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 220px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 535px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 540px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 230px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 545px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya52 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h6c yaa4 ffaf fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tie en afwi<span class=\"_ _0\"></span>kkelings<span class=\"_ _0\"></span>datum<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa5 ffad fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">Alle aan<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verkopen v<span class=\"_ _0\"></span>an financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplicht<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e moeten </span></span></div>\n<div class=\"t m0 x1d h64 yaa6 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld binnen het<span class=\"_ _0\"></span> door rege<span class=\"_ _0\"></span>lgeving of<span class=\"_ _0\"></span> marktco<span class=\"_ _0\"></span>nventie</div>\n<div class=\"t m0 x1d h64 yaa7 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vastgestelde t<span class=\"_ _1\"></span>ijdsbestek, word<span class=\"_ _1\"></span>en opgenomen op de<span class=\"_ _1\"></span> transactiedatu<span class=\"_ _1\"></span>m,</div>\n<div class=\"t m0 x1d h64 yaa8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">namelijk de<span class=\"_ _1\"></span> datum waar<span class=\"_ _1\"></span>op Ageas als<span class=\"_ _1\"></span> partij be<span class=\"_ _1\"></span>trokken word<span class=\"_ _1\"></span>t bij de</div>\n<div class=\"t m0 x1d h64 ya59 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> bepalingen van de<span class=\"_ _1\"></span> financi\u00eble activa<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya5a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5b ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Andere ter<span class=\"_ _1\"></span>mijnaankopen en<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">-</span>ver<span class=\"_ _1\"></span>kopen dan d<span class=\"_ _1\"></span>egene die m<span class=\"_ _1\"></span>oeten worden</div>\n<div class=\"t m0 x1d h64 ya5c ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgewikkeld bin<span class=\"_ _1\"></span>nen het tijdsbes<span class=\"_ _1\"></span>tek dat door regelge<span class=\"_ _1\"></span>ving of</div>\n<div class=\"t m0 x1d h64 ya5d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastgest<span class=\"_ _0\"></span>eld, wor<span class=\"_ _0\"></span>den tot het mom<span class=\"_ _0\"></span>ent van af<span class=\"_ _0\"></span>wikkelin<span class=\"_ _0\"></span><span class=\"ws111\">g </span></div>\n<div class=\"t m0 x1d h64 ya5e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en als afgel<span class=\"_ _0\"></span>eide term<span class=\"_ _0\"></span>ijntrans<span class=\"_ _0\"></span>acties.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yaab ffaf fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring van f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaac ffad fs44 fc14 sc0 ls105 ws14a\" style=\"z-index: 15;\">De IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">cla<span class=\"_ _1\"></span>ssificatie van finan<span class=\"_ _1\"></span>ci\u00eble verpl<span class=\"_ _1\"></span>ichtingen bepaalt de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaad ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering en<span class=\"_ _1\"></span> verwerking ervan in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als volgt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaae ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Financi\u00eble verplichtingen tegen de re\u00eble waarde met<span class=\"ws112\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaaf ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderingen omvatten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab0 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(i)  Voor handelsdoeleinden aangehouden financi\u00eble<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"> </span></span></div>\n<div class=\"t m0 xe2 h64 yab1 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplichtingen,<span class=\"_ _0\"></span> inclusi<span class=\"_ _0\"></span>ef derivat<span class=\"_ _0\"></span>en die niet vo<span class=\"_ _0\"></span>or hedge<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 xe2 h64 yab2 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">accounting in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> komen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab3 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(ii)<span class=\"ls0 ws0\"> <span class=\"_ _31\"> </span><span class=\"lsef ws11d\">Fin<span class=\"_ _1\"></span>anci\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"_ _1\"></span> die Ageas on<span class=\"_ _1\"></span>herroepelijk bi<span class=\"_ _1\"></span>j eerste </span></span></div>\n<div class=\"t m0 xe2 h64 yab4 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname of ee<span class=\"_ _0\"></span>rste toep<span class=\"_ _0\"></span>assing va<span class=\"_ _0\"></span>n IFRS heeft<span class=\"_ _0\"></span> aangeme<span class=\"_ _0\"></span>rkt als</div>\n<div class=\"t m0 xe2 h64 yab5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met waardeveranderingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 xe2 h64 y97d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening omdat<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe2 h64 y97e ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> basiscont<span class=\"_ _0\"></span>ract een in h<span class=\"_ _0\"></span>et contrac<span class=\"_ _0\"></span>t beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at bevat </span></span></div>\n<div class=\"t m0 x25 h64 y97f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat anders<span class=\"_ _0\"></span> zou moeten wo<span class=\"_ _0\"></span>rden afg<span class=\"_ _0\"></span>ezon<span class=\"lsef ws113\">derd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y980 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een incon<span class=\"_ _0\"></span>sistenti<span class=\"_ _0\"></span>e in waarde<span class=\"_ _0\"></span>ring of vera<span class=\"_ _0\"></span>ntwoord<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x25 h64 y981 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opheft of aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk vermi<span class=\"_ _0\"></span>ndert (\u2018ra<span class=\"_ _0\"></span>pporte<span class=\"_ _0\"></span>ringsmis<span class=\"_ _0\"></span>match\u2019<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">; </span><span class=\"ws111\">of<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y982 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een groep f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e activa en/<span class=\"_ _0\"></span>of verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n betreft,<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x25 h64 y983 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die gewaardeerd<span class=\"_ _1\"></span> worden op basis van d<span class=\"_ _1\"></span>e re\u00eble waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6c ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Andere financ<span class=\"_ _0\"></span>i\u00eble<span class=\"ls0 ws0\"> </span>verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en worden <span class=\"_ _0\"></span>in eerst<span class=\"_ _0\"></span>e insta<span class=\"_ _0\"></span>ntie </span></span></div>\n<div class=\"t m0 x69 h64 ya6d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en tegen de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e minus tra<span class=\"_ _0\"></span>nsactie<span class=\"_ _0\"></span>kosten.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 ya6e ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>orden andere<span class=\"_ _1\"></span> financi\u00eble v<span class=\"_ _1\"></span>erplichtingen<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x69 h64 ya6f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs, g<span class=\"_ _0\"></span>ebruikm<span class=\"_ _0\"></span>akend van de</div>\n<div class=\"t m0 x69 h64 ya70 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rentemethode, <span class=\"_ _1\"></span>waarbij de pe<span class=\"_ _1\"></span></span></span><span class=\"ws112\">riodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt </span></div>\n<div class=\"t m0 x69 h64 ya71 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya72 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya73 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen en sc<span class=\"_ _0\"></span>hulden w<span class=\"_ _0\"></span>orden bij eer<span class=\"_ _0\"></span>ste opnam<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya74 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen re\u00eble<span class=\"_ _1\"></span> waarde gewaard<span class=\"_ _1\"></span>eerd (onder<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> transactiek<span class=\"_ _1\"></span>osten) en</div>\n<div class=\"t m0 x1d h64 ya75 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden vervolge<span class=\"_ _1\"></span>ns gewaardeerd tegen<span class=\"_ _1\"></span> geamortiseerde<span class=\"_ _1\"></span> kostp<span class=\"lsed ws11d\">rijs met </span></div>\n<div class=\"t m0 x1d h64 ya76 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span>rente<span class=\"_ _0\"></span>methode,<span class=\"_ _0\"></span> waarbij de p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya77 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving wor<span class=\"_ _0\"></span>dt opgeno<span class=\"_ _0\"></span>men in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 350.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 188px; height: 918px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffb5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Transactieko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en op financ<span class=\"_ _0\"></span>i\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> verwijz<span class=\"_ _0\"></span>en naar de extr<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die di<span class=\"lsed ws11d\">rect zijn toe t<span class=\"_ _0\"></span>e reken<span class=\"_ _0\"></span>en aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of ve<span class=\"_ _0\"></span>rvreemd<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>el actief <span class=\"_ _0\"></span>of een f<span class=\"_ _0\"></span>inanci\u00eb<span class=\"_ _0\"></span>le verpli<span class=\"_ _0\"></span>chting.<span class=\"_ _0\"></span> Daarin z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y8a9 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">inbegrepen <span class=\"_ _1\"></span>commissies die<span class=\"_ _1\"></span> worden bet<span class=\"_ _1\"></span>aald aan agen<span class=\"_ _1\"></span>ten, advi<span class=\"_ _1\"></span>seurs,</div>\n<div class=\"t m0 x2c h64 y8aa ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">brokers en<span class=\"_ _1\"></span> effectenhandela<span class=\"_ _1\"></span>ren, evena<span class=\"_ _1\"></span>ls heffingen<span class=\"_ _1\"></span> opgelegd do<span class=\"_ _1\"></span>or<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs en effect<span class=\"_ _0\"></span>enbeurz<span class=\"_ _0\"></span>en evenals<span class=\"_ _0\"></span> overdr<span class=\"_ _0\"></span>achtsbel<span class=\"_ _0\"></span>asting en</div>\n<div class=\"t m0 x2c h64 y8ac ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere hef<span class=\"_ _1\"></span>fingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oord in d<span class=\"_ _0\"></span>e eerste <span class=\"_ _0\"></span>waarderi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c h64 y8af ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htingen,<span class=\"_ _0\"></span> behalve ind<span class=\"_ _0\"></span>ien de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8b0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa of<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>waardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y8b1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening. <span class=\"_ _1\"></span>In dat geval <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span> als kosten op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 349px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y92c ffb5 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waarde<span class=\"_ _1\"></span> van finan<span class=\"_ _1\"></span>ci\u00eble instrumen<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde i<span class=\"_ _0\"></span>s de waa<span class=\"_ _0\"></span>rde wa<span class=\"_ _0\"></span>artegen <span class=\"_ _0\"></span>een acti<span class=\"_ _0\"></span>ef of <span class=\"lsef ws113\">toegekend </span></div>\n<div class=\"t m0 x2c h64 y92e ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>ment kan worden verhan<span class=\"_ _1\"></span>deld en een verplich<span class=\"_ _1\"></span>ting kan</div>\n<div class=\"t m0 x2c h64 y92f ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>afgewikk<span class=\"_ _0\"></span>eld tuss<span class=\"_ _0\"></span>en ter z<span class=\"_ _0\"></span>ake goed <span class=\"_ _0\"></span>ge\u00efnfo<span class=\"_ _0\"></span>rmeerde<span class=\"_ _0\"></span>, tot</div>\n<div class=\"t m0 x2c h64 y991 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>e bereidw<span class=\"_ _0\"></span>illige part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y993 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde d<span class=\"_ _0\"></span>ie geto<span class=\"_ _0\"></span>ond wor<span class=\"_ _0\"></span>dt, is de<span class=\"_ _0\"></span> \u2018clean f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e\u2019</div>\n<div class=\"t m0 x2c h64 y994 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de totale re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de (\u2018dirty<span class=\"_ _0\"></span>\u2019 fair valu<span class=\"_ _0\"></span>e) exclus<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x2c h64 y995 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgelopen rente<span class=\"_ _1\"></span> en transactiekos<span class=\"_ _1\"></span>ten. De opgelopen ren<span class=\"_ _1\"></span>te wordt</div>\n<div class=\"t m0 x2c h64 y996 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k geclassificeer<span class=\"_ _1\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y997 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y998 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting of een<span class=\"_ _1\"></span> eigenvermogen<span class=\"_ _1\"></span>sinstrument</div>\n<div class=\"t m0 x2c h64 y999 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de gevol<span class=\"_ _0\"></span>gen van h<span class=\"_ _0\"></span>et risic<span class=\"_ _0\"></span>o dat het<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>e<span class=\"lsef\">nt niet pre<span class=\"_ _1\"></span>steert. Dit <span class=\"_ _1\"></span>risico </span></div>\n<div class=\"t m0 x2c h64 yc13 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">omvat, m<span class=\"_ _0\"></span>aar hoeft niet<span class=\"_ _0\"></span> beperkt t<span class=\"_ _0\"></span>e zijn tot, het e<span class=\"_ _0\"></span>igen risic<span class=\"_ _0\"></span>o van de entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc15 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een acti<span class=\"_ _0\"></span>ef of verpli<span class=\"_ _0\"></span>chting wor<span class=\"_ _0\"></span>dt in eerste i<span class=\"_ _0\"></span>nstanti<span class=\"_ _0\"></span>e gewaard<span class=\"_ _0\"></span>eerd tege<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc16 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Als de<span class=\"_ _1\"></span> transactieprij<span class=\"_ _1\"></span>s afwijkt <span class=\"_ _1\"></span>van deze re\u00eble<span class=\"_ _1\"></span> waarde, <span class=\"_ _1\"></span>wordt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc17 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hieruit v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende wi<span class=\"_ _0\"></span>nst of verli<span class=\"_ _0\"></span>es in de resu<span class=\"_ _0\"></span>ltatenr<span class=\"_ _0\"></span>ekening</div>\n<div class=\"t m0 x2c h64 yc18 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkt, tenzij<span class=\"_ _1\"></span> IFRS anders voors<span class=\"_ _1\"></span>chrijft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 567px; height: 51px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc19 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc1a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De basisp<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>es voor het bep<span class=\"_ _0\"></span>alen van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3d ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws11e\">M<span class=\"_ _1\"></span>aximaal gebruik<span class=\"_ _1\"></span> van relevante waarn<span class=\"_ _1\"></span>eembare (mark<span class=\"_ _1\"></span>t</span><span class=\"ffb3\">-<span class=\"lsef ws113\">)gegevens </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya3e ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en minimaal<span class=\"_ _1\"></span> gebruik v<span class=\"lsed ws112\">an niet<span class=\"ls0 ws0\">-</span></span>waarneem<span class=\"_ _1\"></span>bare gegeven<span class=\"_ _1\"></span>s (zoals</div>\n<div class=\"t m0 x1a0 h64 ya3f ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">interne schat<span class=\"_ _1\"></span>tingen en aannames)<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Uitsluitend wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen van de schat<span class=\"_ _0\"></span>tingsm<span class=\"_ _0\"></span>ethode als<span class=\"_ _0\"></span> er een </span></span></div>\n<div class=\"t m0 x1a0 h64 ya41 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verbetering kan<span class=\"_ _1\"></span> worden aangetoon<span class=\"_ _1\"></span>d of als de verande<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x1a0 h64 ya42 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">noodzak<span class=\"_ _0\"></span>elijk is van<span class=\"_ _0\"></span>wege wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de marktsit<span class=\"_ _0\"></span>uatie of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a0 h64 ya43 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span><span class=\"ws112\">baarhei<span class=\"_ _0\"></span>d van infor<span class=\"_ _0\"></span>matie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya45 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij het bepa<span class=\"_ _0\"></span>len van de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e wordt de vol<span class=\"_ _0\"></span>gende hi<span class=\"_ _0\"></span>\u00ebrarchie</div>\n<div class=\"t m0 x2c h64 ya46 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikt voor<span class=\"_ _1\"></span> het bepal<span class=\"_ _1\"></span>en en verme<span class=\"_ _1\"></span>lden van de<span class=\"_ _1\"></span> re\u00eble waa<span class=\"_ _1\"></span>rde, in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoemde volgorde<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 1: re\u00eble wa<span class=\"_ _0\"></span>arde vastg<span class=\"_ _0\"></span>esteld met<span class=\"_ _0\"></span> gebruik va<span class=\"_ _0\"></span>n (niet </span></span></div>\n<div class=\"t m0 x1a0 h64 ya49 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangepaste) geno<span class=\"_ _1\"></span>teerde <span class=\"lsed ws112\">prijzen in e<span class=\"_ _0\"></span>en actieve m<span class=\"_ _0\"></span>arkt voor ide<span class=\"_ _0\"></span>ntieke </span></div>\n<div class=\"t m0 x1a0 h64 ya4a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa of ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen. Dit<span class=\"_ _0\"></span> betekent<span class=\"_ _0\"></span> dat de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>jzen</div>\n<div class=\"t m0 x1a0 h64 ya4b ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenvou<span class=\"_ _0\"></span>dig beschik<span class=\"_ _0\"></span>baar zij<span class=\"_ _0\"></span>n en werkel<span class=\"_ _0\"></span>ijke en regel<span class=\"_ _0\"></span>matig</div>\n<div class=\"t m0 x1a0 h64 ya4c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorkom<span class=\"_ _0\"></span>ende mark<span class=\"_ _0\"></span>ttransac<span class=\"_ _0\"></span>ties op bas<span class=\"_ _0\"></span>is van vrij ec<span class=\"_ _0\"></span>onomi<span class=\"_ _0\"></span>sch</div>\n<div class=\"t m0 x1a0 h64 ya4d ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeer weerspiege<span class=\"_ _1\"></span>len;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4e ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 2: r<span class=\"ws11d\">e\u00eble w<span class=\"_ _0\"></span>aarde vas<span class=\"_ _0\"></span>tgest<span class=\"_ _0\"></span>eld met ge<span class=\"_ _0\"></span>bruik va<span class=\"_ _0\"></span>n infor<span class=\"_ _0\"></span>matie </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya4f ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders dan<span class=\"_ _1\"></span> de in niv<span class=\"_ _1\"></span>eau 1 opgeno<span class=\"_ _1\"></span>men genoteerde<span class=\"_ _1\"></span> prijzen <span class=\"_ _1\"></span>die (op</div>\n<div class=\"t m0 x1a0 h64 ya50 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de markt) w<span class=\"_ _0\"></span>aarneem<span class=\"_ _0\"></span>baar zijn,<span class=\"_ _0\"></span> hetzij dir<span class=\"_ _0\"></span>ect (d.w.z.<span class=\"_ _0\"></span> prijze<span class=\"_ _0\"></span>n) of indire<span class=\"_ _0\"></span>ct</div>\n<div class=\"t m0 x1a0 h64 ya51 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(d.w.z. ont<span class=\"_ _1\"></span>leend aan pri<span class=\"_ _1\"></span>jzen, zoal<span class=\"_ _1\"></span>s rentetarieven<span class=\"_ _1\"></span> of wisselkoe<span class=\"_ _1\"></span>rsen);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya52 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3\">N<span class=\"_ _1\"></span><span class=\"lsed ws11d\">iveau 3: r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde vast<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d met geb<span class=\"_ _0\"></span>ruik van i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie die </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya53 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet (volledi<span class=\"_ _1\"></span>g) op waarneembare<span class=\"_ _1\"></span> gegevens is gebaseerd<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws113\">Ko<span class=\"_ _1\"></span>stprijs.</span><span class=\"ffb3\"> </span></span></div>\n<div class=\"t m0 x1d h64 yab7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De plaatsing<span class=\"_ _1\"></span> van de waardering van<span class=\"_ _1\"></span> de re\u00eble waarde in de<span class=\"_ _1\"></span> hi\u00ebrarchie</div>\n<div class=\"t m0 x1d h64 yab8 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt bepaald op<span class=\"_ _1\"></span> basis van het laags<span class=\"_ _1\"></span>te niveau van inpu<span class=\"_ _1\"></span>t <span class=\"lsed ws112\">dat van bel<span class=\"_ _0\"></span>ang </span></div>\n<div class=\"t m0 x1d h64 yab9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is voor de wa<span class=\"_ _0\"></span>ardering v<span class=\"_ _0\"></span>an de re\u00eble wa<span class=\"_ _0\"></span>arde in zijn g<span class=\"_ _0\"></span>eheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaba ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabb ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De bepali<span class=\"_ _0\"></span>ng van de re\u00ebl<span class=\"_ _0\"></span>e waarde vo<span class=\"_ _0\"></span>lgens niv<span class=\"_ _0\"></span>eau 2 en 3 vereist<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yabc ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans he<span class=\"_ _1\"></span>t gebruik van waardering<span class=\"_ _1\"></span>stechnieken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabd ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabe ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een fina<span class=\"_ _0\"></span>ncieel i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent wordt <span class=\"_ _0\"></span>beschou<span class=\"_ _0\"></span>wd als <span class=\"lsef\">m<span class=\"_ _0\"></span>arktgenoteerd<span class=\"_ _1\"></span> in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yabf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actieve m<span class=\"_ _0\"></span>arkt als gen<span class=\"_ _0\"></span>oteerd<span class=\"_ _0\"></span>e prijzen ee<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>g en regelmat<span class=\"_ _0\"></span>ig</div>\n<div class=\"t m0 x1d h64 ycd9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opvraagbaar<span class=\"_ _1\"></span> zijn bij een beurs, deal<span class=\"_ _1\"></span>er, broker, indu<span class=\"_ _1\"></span>stri\u00eble groep, pri<span class=\"_ _1\"></span>cing</div>\n<div class=\"t m0 x1d h64 ycda ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service of<span class=\"_ _0\"></span> regelgev<span class=\"_ _0\"></span>ende/t<span class=\"_ _0\"></span>oezicht<span class=\"_ _0\"></span>houdend<span class=\"_ _0\"></span>e instanti<span class=\"_ _0\"></span>es en als dez<span class=\"_ _0\"></span>e prijzen</div>\n<div class=\"t m0 x1d h64 ycdb ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een weergave<span class=\"_ _1\"></span> zijn van<span class=\"_ _1\"></span> feit<span class=\"ws11e\">elijke<span class=\"_ _1\"></span> en regelmatig teru<span class=\"_ _1\"></span>gkerende </span></div>\n<div class=\"t m0 x1d h64 ycdc ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es op bas<span class=\"_ _0\"></span>is van v<span class=\"_ _0\"></span>rij eco<span class=\"_ _0\"></span>nomisch v<span class=\"_ _0\"></span>erkeer.<span class=\"_ _0\"></span> Indien <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 ycdd ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel in<span class=\"_ _1\"></span>strument wordt verha<span class=\"_ _1\"></span>ndeld in een acti<span class=\"_ _1\"></span>eve en liquide mark<span class=\"_ _1\"></span>t is</div>\n<div class=\"t m0 x1d h64 ycde ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de genote<span class=\"_ _0\"></span>erde prijs<span class=\"_ _0\"></span> of waarde de bes<span class=\"_ _0\"></span>te indicat<span class=\"_ _0\"></span>or voor de<span class=\"_ _0\"></span> re\u00eble waar<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ycdf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervan. Di<span class=\"_ _0\"></span>e r<span class=\"lsef ws11d\">e\u00eble waarde <span class=\"_ _1\"></span>wordt nie<span class=\"_ _1\"></span>t gecorrigeerd<span class=\"_ _1\"></span> voor een<span class=\"_ _1\"></span> groot pakke<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yce0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen, <span class=\"_ _1\"></span>tenzij er e<span class=\"_ _1\"></span>en bindende a<span class=\"_ _1\"></span>fspraak is ge<span class=\"_ _1\"></span>maakt om de<span class=\"_ _1\"></span> aandelen</div>\n<div class=\"t m0 x1d h64 yce1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te verkopen<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> andere prij<span class=\"_ _1\"></span>s dan de m<span class=\"_ _1\"></span>arktprijs. <span class=\"_ _1\"></span>De meest</div>\n<div class=\"t m0 x1d h64 yce2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschikt<span class=\"_ _0\"></span>e marktp<span class=\"_ _0\"></span>rijs voor ee<span class=\"_ _0\"></span>n actief in<span class=\"_ _0\"></span> bezit of een uit te ge<span class=\"_ _0\"></span>ven p<span class=\"lsee\">assief </span></div>\n<div class=\"t m0 x1d h64 yce3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is de huidig<span class=\"_ _0\"></span>e biedpri<span class=\"_ _0\"></span>js, en voor ee<span class=\"_ _0\"></span>n aan te kope<span class=\"_ _0\"></span>n actief of een p<span class=\"_ _0\"></span>assief in</div>\n<div class=\"t m0 x1d h64 yce4 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit, de <span class=\"_ _1\"></span>laatprijs. M<span class=\"_ _1\"></span>iddenkoersen w<span class=\"_ _1\"></span>orden gebrui<span class=\"_ _1\"></span>kt als basis<span class=\"_ _1\"></span> voor het</div>\n<div class=\"t m0 x1d h64 yce5 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepale<span class=\"_ _0\"></span>n van de r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>activa e<span class=\"_ _0\"></span>n verpli<span class=\"_ _0\"></span>chtingen <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x1d h64 yce6 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegengestelde<span class=\"_ _1\"></span> marktrisi<span class=\"_ _1\"></span>co\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce7 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce8 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er een sign<span class=\"_ _0\"></span>ifica<span class=\"_ _0\"></span>nte daling<span class=\"_ _0\"></span> is in het volum<span class=\"_ _0\"></span>e of het activ<span class=\"_ _0\"></span>iteitsni<span class=\"_ _0\"></span>veau</div>\n<div class=\"t m0 x1d h64 yce9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor het act<span class=\"_ _0\"></span>ief of de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g, worden d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ies of gen<span class=\"_ _0\"></span>oteerde</div>\n<div class=\"t m0 x1d h64 ycea ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen b<span class=\"_ _0\"></span>eoordeel<span class=\"_ _0\"></span>d en kan er een alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieve waar<span class=\"_ _0\"></span>deringsm<span class=\"_ _0\"></span>ethode of</div>\n<div class=\"t m0 x1d h64 yceb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meerdere waarde<span class=\"_ _1\"></span>ringsmethoden (bij<span class=\"_ _1\"></span>v. contante<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">waard<span class=\"_ _0\"></span>etechni<span class=\"_ _0\"></span>eken) </span></span></div>\n<div class=\"t m0 x1d h64 ycec ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yced ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycee ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er geen ma<span class=\"_ _0\"></span>rktpri<span class=\"_ _0\"></span>js op een acti<span class=\"_ _0\"></span>eve markt b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>ar is, wordt<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 ycef ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e berekend<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an de con<span class=\"_ _1\"></span>tante waarde<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">methode of </span></div>\n<div class=\"t m0 x1d h64 ycf0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere waard<span class=\"_ _1\"></span>eringsmethoden<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> waarneembare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycf1 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktg<span class=\"_ _0\"></span>egevens o<span class=\"_ _0\"></span>p de balans<span class=\"_ _0\"></span>datum. Dez<span class=\"_ _0\"></span>e informat<span class=\"_ _0\"></span>ie kan hetz<span class=\"_ _0\"></span>ij direct</div>\n<div class=\"t m0 x1d h64 ycf2 ffb3 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">wa<span class=\"lsef ws11e\">arneembaar zijn (pri<span class=\"_ _1\"></span>jzen) of indire<span class=\"_ _1\"></span>ct waarneembaar<span class=\"_ _1\"></span> (afgeleid van </span></div>\n<div class=\"t m0 x1d h64 ycf3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen z<span class=\"_ _0\"></span>oals rent<span class=\"_ _0\"></span>e of wisselk<span class=\"_ _0\"></span>oersen).<span class=\"_ _0\"></span> Wanneer A<span class=\"_ _0\"></span>geas kwa<span class=\"_ _0\"></span>ntitati<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x1d h64 ycf4 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">observeerbare i<span class=\"_ _1\"></span>nformatie gebru<span class=\"_ _1\"></span>ikt bij de<span class=\"_ _1\"></span> waardering<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ycf5 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde, i<span class=\"_ _0\"></span>s deze infor<span class=\"_ _0\"></span>matie ni<span class=\"_ _0\"></span>et binnens<span class=\"_ _0\"></span>huis ontw<span class=\"_ _0\"></span>ikkeld.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 ycf6 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycf7 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als er ee<span class=\"_ _1\"></span>n waardering<span class=\"_ _1\"></span>smethode gebrui<span class=\"_ _1\"></span>kelijk is<span class=\"_ _1\"></span> in de mar<span class=\"_ _1\"></span>kt om de p<span class=\"_ _1\"></span>rijs</div>\n<div class=\"t m0 x1d h64 ycf8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent te be<span class=\"_ _0\"></span>palen en v<span class=\"_ _0\"></span>an deze <span class=\"_ _0\"></span>waard<span class=\"_ _0\"></span>eringsmet<span class=\"_ _0\"></span>hode is</div>\n<div class=\"t m0 x1d h64 ycf9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangetoond da<span class=\"_ _1\"></span>t de bepaalde waarderin<span class=\"_ _1\"></span>g een betrouwbare s<span class=\"_ _1\"></span>chatting</div>\n<div class=\"t m0 x1d h64 ycfa ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oplevert<span class=\"_ _0\"></span> van de prijs<span class=\"_ _0\"></span> bij een daadw<span class=\"_ _0\"></span>erkelij<span class=\"_ _0\"></span>ke markttr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ie, dan</div>\n<div class=\"t m0 x1d h64 ycfb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt Ageas<span class=\"_ _1\"></span> deze waarderings<span class=\"_ _1\"></span>methode. Tot de veel<span class=\"_ _1\"></span> gebruikte</div>\n<div class=\"t m0 x1d h64 ycfc ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ringsmet<span class=\"_ _0\"></span>hoden in fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n behoren r<span class=\"_ _0\"></span>ecente</div>\n<div class=\"t m0 x1d h64 ycfd ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es, disc<span class=\"_ _0\"></span>ounted c<span class=\"_ _0\"></span>ash flo<span class=\"_ _0\"></span>ws (incl<span class=\"_ _0\"></span>usief</div>\n<div class=\"t m0 x1d h64 ycfe ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">optiewaarderin<span class=\"_ _1\"></span>gsmodellen) en<span class=\"_ _1\"></span> actuele ver<span class=\"_ _1\"></span>vangingswaarde.<span class=\"_ _1\"></span> Een</div>\n<div class=\"t m0 x1d h64 ycff ffb3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geaccepteerde<span class=\"_ _1\"></span> <span class=\"ws11d\">waarderings<span class=\"_ _1\"></span>methode houdt<span class=\"_ _1\"></span> rekening met<span class=\"_ _1\"></span> alle fac<span class=\"_ _1\"></span>toren </span></div>\n<div class=\"t m0 x1d h64 yd00 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n voor de prijs<span class=\"_ _0\"></span>vorming<span class=\"_ _0\"></span> belangrij<span class=\"_ _0\"></span>k achten. Dez<span class=\"_ _0\"></span>e metho<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yd01 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dient teve<span class=\"_ _0\"></span>ns consis<span class=\"_ _0\"></span>tent te zijn m<span class=\"_ _0\"></span>et algem<span class=\"_ _0\"></span>een aanvaa<span class=\"_ _0\"></span>rde econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x1d h64 yd02 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">modellen voor<span class=\"_ _1\"></span> de waar<span class=\"_ _1\"></span>dering van <span class=\"_ _1\"></span>financi\u00eble ins<span class=\"_ _1\"></span>trumenten.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">Deze </span></span></div>\n<div class=\"t m0 x1d h64 yd03 ffb3 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">tech<span class=\"lsed ws112\">nieken zijn onde<span class=\"_ _0\"></span>rhevig aan <span class=\"lsef ws11d\">i<span class=\"_ _0\"></span>nherente be<span class=\"_ _1\"></span>perkingen, zoa<span class=\"_ _1\"></span>ls de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd04 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng van de v<span class=\"_ _0\"></span>oor ris<span class=\"_ _0\"></span>ico geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>de disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoet.<span class=\"_ _0\"></span> Het</div>\n<div class=\"t m0 x1d h64 yd05 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik v<span class=\"_ _0\"></span>an ander<span class=\"_ _0\"></span>e assumpt<span class=\"_ _0\"></span>ies en veron<span class=\"_ _0\"></span>derstell<span class=\"_ _0\"></span>ingen zou r<span class=\"_ _0\"></span>esulter<span class=\"_ _0\"></span>en in</div>\n<div class=\"t m0 x1d h64 yd06 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een andere <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd07 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd08 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De ni<span class=\"ws11e\">veau 3 po<span class=\"_ _1\"></span>sities zijn <span class=\"ws113\">voor<span class=\"_ _1\"></span>namelijk </span></span>g<span class=\"_ _1\"></span>evoelig voor<span class=\"_ _1\"></span> een veranderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x1d h64 yd09 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de verw<span class=\"_ _0\"></span>achte kasst<span class=\"_ _0\"></span>romen.<span class=\"_ _0\"></span> Bijgev<span class=\"_ _0\"></span>olg varie<span class=\"_ _0\"></span>ert hun re\u00ebl<span class=\"_ _0\"></span>e waarde in</div>\n<div class=\"t m0 x1d h64 yd0a ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verhouding to<span class=\"_ _1\"></span>t de veranderingen<span class=\"_ _1\"></span> in deze kasstromen<span class=\"_ _1\"></span>. De veranderingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd0b ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in de wa<span class=\"_ _0\"></span>arde van d<span class=\"_ _0\"></span>eze niv<span class=\"_ _0\"></span>eau 3 posit<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rden ve<span class=\"_ _0\"></span>rantwo<span class=\"lsef\">ord in de </span></div>\n<div class=\"t m0 x1d h64 yd0c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overige n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde re<span class=\"_ _1\"></span>sultaten in het eigen<span class=\"_ _1\"></span> vermogen.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 142px; height: 955px; width: 352.986px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 702px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ycd8 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gebrui<span class=\"_ _0\"></span>kte method<span class=\"_ _0\"></span>en en hypot<span class=\"_ _0\"></span>hesen om de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e te bepale<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x2c h64 y8a6 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn grot<span class=\"_ _0\"></span>endeel<span class=\"_ _0\"></span>s afhank<span class=\"_ _0\"></span>elijk va<span class=\"_ _0\"></span>n het feit <span class=\"_ _0\"></span>of het i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nt verh<span class=\"_ _0\"></span>andeld</div>\n<div class=\"t m0 x2c h64 y8a7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt op <span class=\"_ _0\"></span>een fina<span class=\"_ _0\"></span>nci\u00eble m<span class=\"_ _0\"></span>arkt en w<span class=\"_ _0\"></span>elke inf<span class=\"_ _0\"></span>orm<span class=\"lsef ws11e\">atie gebruikt kan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de waard<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>modellen.<span class=\"_ _0\"></span> Hierna wo<span class=\"_ _0\"></span>rdt een same<span class=\"_ _0\"></span>nvattin<span class=\"_ _0\"></span>g gegeven</div>\n<div class=\"t m0 x2c h64 y8a9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de versc<span class=\"_ _0\"></span>hillen<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> met de hiervoo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y8aa ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> re\u00eble waarder<span class=\"_ _1\"></span>ingsmethode:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschikba<span class=\"_ _1\"></span>ar geclassif<span class=\"_ _1\"></span>iceerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsed ws112\">ffecten en van ef<span class=\"_ _0\"></span>fecten te<span class=\"_ _0\"></span>gen re\u00eble w<span class=\"_ _0\"></span>aarde met </span></div>\n<div class=\"t m0 x1a0 h64 y8ad ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening word<span class=\"_ _1\"></span>t bepaald <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x1a0 h64 y8ae ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van ma<span class=\"_ _0\"></span>rktprij<span class=\"_ _0\"></span>zen van acti<span class=\"_ _0\"></span>eve markt<span class=\"_ _0\"></span>en. Indien g<span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8af ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoteerde prij<span class=\"_ _1\"></span>zen in een actieve mark<span class=\"_ _1\"></span>t beschikbaar zijn<span class=\"_ _1\"></span>, wordt de</div>\n<div class=\"t m0 x1a0 h64 y8b0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e bepaald <span class=\"lsed\">aan de hand va<span class=\"_ _0\"></span>n contant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">waarde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">berekeningen<span class=\"_ _1\"></span>. <span class=\"ws11e\">Meer bepaald<span class=\"_ _1\"></span> voor asset<span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">backed sec</span></span>urities houden </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verwac<span class=\"_ _0\"></span>hte kasst<span class=\"_ _0\"></span>romen die wor<span class=\"_ _0\"></span>den geb<span class=\"_ _0\"></span>ruikt in de cont<span class=\"_ _0\"></span>ante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>kening rekening<span class=\"_ _1\"></span> met de oo<span class=\"_ _1\"></span>rspronkelijke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b4 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteri<span class=\"_ _0\"></span>a, kenm<span class=\"_ _0\"></span>erken va<span class=\"_ _0\"></span>n de le<span class=\"lsef ws11e\">ning nemer </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span></span>value rat<span class=\"_ _0\"></span>io\u2019s, ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b7 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vooruitbetalin<span class=\"_ _1\"></span>gsniveaus.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">Disconteringsfa<span class=\"_ _1\"></span>ctoren worden<span class=\"_ _1\"></span> hierbij </span></div>\n<div class=\"t m0 x1a0 h64 y9d7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op een swa<span class=\"_ _0\"></span>pcurve,<span class=\"_ _0\"></span> plus een spr<span class=\"_ _0\"></span>ead die de</div>\n<div class=\"t m0 x1a0 h64 y9d8 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicok<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en v<span class=\"ws112\">an het ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> uitdrukt<span class=\"_ _0\"></span>. De re\u00eble waa<span class=\"_ _0\"></span>rde van </span></div>\n<div class=\"t m0 x1a0 h64 y9d9 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als tot de vervald<span class=\"_ _1\"></span>ag aangehouden<span class=\"_ _1\"></span> geclassificeerde<span class=\"_ _1\"></span> effecten (alleen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9da ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig voor<span class=\"_ _1\"></span> informatiever<span class=\"_ _1\"></span>schaffing) wor<span class=\"_ _1\"></span>den op deze<span class=\"_ _1\"></span>lfde wijze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9db ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepaald.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde van d<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n wordt verk<span class=\"_ _0\"></span>regen uit ac<span class=\"_ _0\"></span>tieve mark<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 y9dd ffb8 fs44 fc14 sc0 ls10c ws14c\" style=\"z-index: 15;\">of wor<span class=\"lsed ws112\">dt, indien van toe<span class=\"_ _0\"></span>passing,<span class=\"_ _0\"></span> bepaald met<span class=\"_ _0\"></span> behulp van<span class=\"_ _0\"></span> contante<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a0 h64 y9de ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde b<span class=\"_ _0\"></span>erekeni<span class=\"_ _0\"></span>ngen en opti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmod<span class=\"_ _1\"></span>ellen. Geno<span class=\"_ _1\"></span>teerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9df ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>rijzen zijn d<span class=\"_ _0\"></span>e meest betr<span class=\"_ _0\"></span>ouwba<span class=\"_ _0\"></span>re re\u00eble wa<span class=\"_ _0\"></span>arde voor op ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y9e0 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">erkende beurs ve<span class=\"_ _1\"></span>rhandelde deriv<span class=\"_ _1\"></span>aten. Voor derivat<span class=\"_ _1\"></span>en die niet op</div>\n<div class=\"t m0 x1a0 h64 y9e1 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een erke<span class=\"lsef ws11e\">nde beurs worden verhandeld, is de<span class=\"_ _1\"></span> re\u00eble waarde die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9e2 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde die<span class=\"_ _1\"></span> gerealiseerd<span class=\"_ _1\"></span> kan worden d<span class=\"_ _1\"></span>oor be\u00ebindi<span class=\"_ _1\"></span>ging of a<span class=\"_ _1\"></span>fwikkeling</div>\n<div class=\"t m0 x1a0 h64 y9e3 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het d<span class=\"_ _0\"></span>erivaat<span class=\"_ _0\"></span>. Factor<span class=\"_ _0\"></span>en die v<span class=\"_ _0\"></span>an invlo<span class=\"_ _0\"></span>ed zijn <span class=\"_ _0\"></span>op de waar<span class=\"_ _0\"></span>dering</div>\n<div class=\"t m0 x1a0 h64 y9e4 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>ndividuele deri<span class=\"_ _1\"></span>vaten zijn<span class=\"_ _1\"></span> onder ande<span class=\"_ _1\"></span>re de kred<span class=\"_ _1\"></span>ietrating van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9e5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de t<span class=\"lsef ws11d\">egenpartij en<span class=\"_ _1\"></span> de complexi<span class=\"_ _1\"></span>teit van he<span class=\"_ _1\"></span>t derivaat. W<span class=\"_ _1\"></span>anneer deze </span></div>\n<div class=\"t m0 x1a0 h64 y9e6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">factore<span class=\"_ _0\"></span>n afwijke<span class=\"_ _0\"></span>n van de basisf<span class=\"_ _0\"></span>actor<span class=\"_ _0\"></span>en die ten gron<span class=\"_ _0\"></span>dslag lig<span class=\"_ _0\"></span>gen aan</div>\n<div class=\"t m0 x1a0 h64 y9e7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de noteri<span class=\"_ _0\"></span>ng, kan een aa<span class=\"_ _0\"></span>npassi<span class=\"_ _0\"></span>ng van de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>js worden</div>\n<div class=\"t m0 x1a0 h64 y9e8 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwogen. Gangba<span class=\"_ _1\"></span>re methoden voor d<span class=\"_ _1\"></span>e waardering van e<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1a0 h64 y9e9 ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wa<span class=\"lsef ws11e\">p hanteren een vergel<span class=\"_ _1\"></span>ijking van he<span class=\"_ _1\"></span>t rendement (de yield)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9ea ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de sw<span class=\"_ _0\"></span>ap met d<span class=\"_ _0\"></span>e huidige <span class=\"_ _0\"></span>swapre<span class=\"_ _0\"></span>ntecurv<span class=\"_ _0\"></span>e. De sw<span class=\"_ _0\"></span>aprentec<span class=\"_ _0\"></span>urve</div>\n<div class=\"t m0 x1a0 h64 y9eb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt afg<span class=\"_ _0\"></span>eleid van de g<span class=\"_ _0\"></span>enotee<span class=\"_ _0\"></span>rde swapre<span class=\"_ _0\"></span>ntevoete<span class=\"_ _0\"></span>n. Over het</div>\n<div class=\"t m0 x1a0 h64 y9ec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en zijn er aan<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verkoopkoers<span class=\"_ _0\"></span>en van han<span class=\"_ _0\"></span>delaars </span></span></div>\n<div class=\"t m0 x1a0 h64 y9ed ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor gangbare ren<span class=\"_ _1\"></span>teswaps met tegenpar<span class=\"_ _1\"></span>tijen waarvan</div>\n<div class=\"t m0 x1a0 h64 y9ee ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>en 'invest<span class=\"_ _0\"></span>ment grad<span class=\"_ _0\"></span>e' zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenoteerde <span class=\"_ _1\"></span>private equity<span class=\"_ _1\"></span></span>-</span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>wordt gesch<span class=\"_ _1\"></span>at aan de<span class=\"_ _1\"></span> hand van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepasselijke<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>marktvergel<span class=\"_ _1\"></span>ijkingsfactoren<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>(bijvoorbeeld<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f2 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">koers/winstve<span class=\"_ _1\"></span>rhouding of koer<span class=\"_ _1\"></span>s/kasstroomverhoudi<span class=\"_ _1\"></span>ng) om de</div>\n<div class=\"t m0 x1a0 h64 y9f3 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">specifieke om<span class=\"_ _1\"></span>standigheden van de emi<span class=\"_ _1\"></span>ttent uit te druk<span class=\"_ _1\"></span>ken.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">Niveau<span class=\"_ _1\"></span> 3 </span></div>\n<div class=\"t m0 x1a0 h64 y9f4 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingen<span class=\"_ _1\"></span> voor private equity en<span class=\"_ _1\"></span> durfkapitaal <span class=\"lsed ws111\">maken </span><span class=\"ws11d\">gebruik van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rden die zij<span class=\"_ _0\"></span>n opgenom<span class=\"_ _0\"></span>en in het geau<span class=\"_ _0\"></span>diteer<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>eel</div>\n<div class=\"t m0 x1a0 h64 y9f6 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslag van de<span class=\"_ _1\"></span> relevant<span class=\"ws11d\">e deelne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e van sc<span class=\"_ _0\"></span>hulden e<span class=\"_ _0\"></span>n uitgeg<span class=\"_ _0\"></span>even acht<span class=\"_ _0\"></span>erges<span class=\"_ _0\"></span>telde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen wo<span class=\"_ _1\"></span>rdt bepaald <span class=\"_ _1\"></span>met behulp<span class=\"_ _1\"></span> van modell<span class=\"_ _1\"></span>en voor con<span class=\"_ _1\"></span>tante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>keningen, op b<span class=\"_ _1\"></span>asis van de<span class=\"_ _1\"></span> huidige<span class=\"_ _1\"></span> marginale ren<span class=\"_ _1\"></span>tevoet</div>\n<div class=\"t m0 x1a0 h64 y9fa ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die Ageas h<span class=\"_ _0\"></span>anteert<span class=\"_ _0\"></span> voor lening<span class=\"_ _0\"></span>en van hetz<span class=\"_ _0\"></span>elfde typ<span class=\"_ _0\"></span>e. Voor len<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x1a0 h64 y9fb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een var<span class=\"_ _0\"></span>iabele rent<span class=\"_ _0\"></span>e die freq<span class=\"_ _0\"></span>uent wijzi<span class=\"_ _0\"></span>gen en geen a<span class=\"_ _0\"></span>anwijsb<span class=\"_ _0\"></span>are</div>\n<div class=\"t m0 x1a0 h64 y9fc ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijziging <span class=\"_ _1\"></span>van het kre<span class=\"_ _1\"></span>dietrisico <span class=\"_ _1\"></span>vertonen, benader<span class=\"_ _1\"></span>t de re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x1a0 h64 y9fd ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span>. Voor het<span class=\"_ _1\"></span> waarderen van<span class=\"_ _1\"></span> in leni<span class=\"_ _1\"></span>ngen opgenomen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fe ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oetplafo<span class=\"_ _0\"></span>nds en voor<span class=\"_ _0\"></span>uitbeta<span class=\"_ _0\"></span>lingsopt<span class=\"_ _0\"></span>ies en die i<span class=\"ws111\">n </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overeenstemming<span class=\"_ _1\"></span> met IFRS separaat word<span class=\"_ _1\"></span>en verantwoord<span class=\"_ _1\"></span>, worden</div>\n<div class=\"t m0 x1a0 h64 yd0e ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">optie<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmodellen<span class=\"_ _1\"></span> gebruikt.</span> </span></div>\n<div class=\"t m0 x1d h64 yd0f ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r verbint<span class=\"_ _0\"></span>enisse<span class=\"_ _0\"></span>n en garantie<span class=\"_ _0\"></span>s die niet uit<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x69 h64 yd10 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">balans bl<span class=\"_ _1\"></span>ijken, wordt g<span class=\"_ _1\"></span>ebaseerd op<span class=\"_ _1\"></span> vergoedingen <span class=\"_ _1\"></span>die actueel</div>\n<div class=\"t m0 x69 h64 yd11 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bere<span class=\"_ _1\"></span>kend bij <span class=\"_ _1\"></span>soortgelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">overee<span class=\"_ _0\"></span>nkomst<span class=\"_ _0\"></span>en, waarbi<span class=\"_ _0\"></span>j rekenin<span class=\"_ _0\"></span>g </span></span></div>\n<div class=\"t m0 x69 h64 yd12 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gehouden me<span class=\"_ _1\"></span>t de overige voorwaar<span class=\"_ _1\"></span>den van de</div>\n<div class=\"t m0 x69 h64 yd13 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomsten<span class=\"_ _1\"></span> en de <span class=\"_ _1\"></span>kredietwaardigheid<span class=\"_ _1\"></span> van de t<span class=\"_ _1\"></span>egenpartijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd14 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd15 ffb8 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beu<span class=\"_ _1\"></span>rsgenoteerde fi<span class=\"_ _1\"></span>nanci\u00eble instrumen<span class=\"_ _1\"></span>ten worden vaak verhan<span class=\"_ _1\"></span>deld </span></span></div>\n<div class=\"t m0 x1d h64 yd16 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op over<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">the</span>-</span><span class=\"ws11d\">counter (<span class=\"_ _0\"></span>OTC) ma<span class=\"_ _0\"></span>rkten w<span class=\"_ _0\"></span>aar de <span class=\"lsef ws11e\">marktprijzen verkrijgbaar<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd17 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn via <span class=\"_ _1\"></span>handelaren o<span class=\"_ _1\"></span>f andere bemi<span class=\"_ _1\"></span>ddelaars. Vanu<span class=\"_ _1\"></span>it versch<span class=\"_ _1\"></span>illende</div>\n<div class=\"t m0 x1d h64 yd18 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bronnen z<span class=\"_ _0\"></span>ijn beurs<span class=\"_ _0\"></span>noterin<span class=\"_ _0\"></span>gen verkri<span class=\"_ _0\"></span>jgbaar v<span class=\"_ _0\"></span>oor een aant<span class=\"_ _0\"></span>al financ<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 yd19 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrumenten<span class=\"_ _1\"></span> die geregeld<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>verhandeld op<span class=\"_ _1\"></span> een OTC<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls10c ws14c\">markt. De<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd1a ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble per<span class=\"_ _1\"></span>s, verschillende <span class=\"lsed ws11d\">beurspublic<span class=\"_ _0\"></span>aties en i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x1d h64 yd1b ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">individuele mar<span class=\"_ _1\"></span>ketmakers zijn voor<span class=\"_ _1\"></span>beelden van deze bron<span class=\"_ _1\"></span>nen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd1c ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd1d ffb8 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 heeft niet<span class=\"_ _0\"></span> geleid tot een w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g van de metho<span class=\"_ _0\"></span>de die gebru<span class=\"_ _0\"></span>ikt </span></span></div>\n<div class=\"t m0 x1d h64 yd1e ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">is voor de bepali<span class=\"_ _1\"></span>ng van de re\u00eble waa<span class=\"_ _1\"></span>rde van financi\u00eble<span class=\"_ _1\"></span> instrumenten,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd1f ffb8 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zoals <span class=\"lsef ws11d\">hierboven<span class=\"_ _1\"></span> beschreven. <span class=\"_ _1\"></span>Indien van<span class=\"_ _1\"></span> toepassing, h<span class=\"_ _1\"></span>oudt de be<span class=\"_ _1\"></span>paling </span></div>\n<div class=\"t m0 x1d h64 yd20 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de re\u00ebl<span class=\"_ _0\"></span>e waarde rek<span class=\"_ _0\"></span>ening met bi<span class=\"_ _0\"></span>jkomend<span class=\"_ _0\"></span>e onzeker<span class=\"_ _0\"></span>heden om<span class=\"_ _0\"></span>wille</div>\n<div class=\"t m0 x1d h64 yd21 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de Cov<span class=\"_ _1\"></span>id<span class=\"ls0 ws0\">-</span>19 pa<span class=\"_ _1\"></span>ndemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd22 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd23 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gedetai<span class=\"_ _0\"></span>lleerde<span class=\"_ _0\"></span>re inform<span class=\"_ _0\"></span>atie over d<span class=\"_ _0\"></span>e toepass<span class=\"_ _0\"></span>ing van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd24 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en aannames is<span class=\"_ _1\"></span> vermeld in<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">de<span class=\"_ _1\"></span> desbetreffen<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yd25 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichtingen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde <span class=\"_ _1\"></span>Jaarrekening<span class=\"_ _1\"></span> van Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 955px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c yce8 ffbc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Saldering <span class=\"_ _1\"></span>van financi\u00ebl<span class=\"_ _1\"></span>e activa e<span class=\"_ _1\"></span>n passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n worden ges<span class=\"_ _0\"></span>aldeerd en h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ycea ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nettobedrag <span class=\"_ _1\"></span>wordt in de<span class=\"_ _1\"></span> balans ger<span class=\"_ _1\"></span>apporteerd w<span class=\"_ _1\"></span>anneer er een<span class=\"_ _1\"></span> wettelij<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x1d h64 yceb ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">afd<span class=\"lsef ws11e\">wingbaar rech<span class=\"_ _1\"></span>t is om de verantwoorde<span class=\"_ _1\"></span> bedragen te salderen<span class=\"_ _1\"></span> en de </span></div>\n<div class=\"t m0 x1d h64 ycec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e bestaat o<span class=\"_ _0\"></span>m tot een afwi<span class=\"_ _0\"></span>kkelin<span class=\"_ _0\"></span>g op netto bas<span class=\"_ _0\"></span>is te komen, da<span class=\"_ _0\"></span>n wel</div>\n<div class=\"t m0 x1d h64 yced ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegelijk<span class=\"_ _0\"></span>ertijd h<span class=\"_ _0\"></span>et actief te r<span class=\"_ _0\"></span>ealiser<span class=\"_ _0\"></span>en en de verpl<span class=\"_ _0\"></span>ichting af<span class=\"_ _0\"></span> te wikkele<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 630px; height: 88px; width: 351.997px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 yad4 ffb8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Voor</span> <span class=\"lsef ws11e\">af<span class=\"_ _1\"></span>dekking gebruik<span class=\"_ _1\"></span>te derivaten en <span class=\"ws11d\">financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten</span></span> </span></div>\n<div class=\"t m0 x1d h64 yad5 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Derivat<span class=\"_ _0\"></span>en zijn fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"_ _0\"></span>le inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n zoals sw<span class=\"_ _0\"></span>aps, t<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 yad6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">futures e<span class=\"_ _0\"></span>n (geschr<span class=\"_ _0\"></span>even en geko<span class=\"_ _0\"></span>chte) opt<span class=\"_ _0\"></span>iecont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De waarde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze fi<span class=\"_ _0\"></span>nanci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten ve<span class=\"_ _0\"></span>rander<span class=\"_ _0\"></span>t als gevo<span class=\"_ _0\"></span>lg van v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x1d h64 yad8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">diverse onde<span class=\"_ _1\"></span>rliggende <span class=\"_ _1\"></span>v<span class=\"lsed\">ariab<span class=\"_ _0\"></span>elen. D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n vergen w<span class=\"_ _0\"></span>einig t<span class=\"_ _0\"></span>ot geen </span></div>\n<div class=\"t m0 x1d h64 yad9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsinvest<span class=\"_ _0\"></span>ering en wo<span class=\"_ _0\"></span>rden op een ti<span class=\"_ _0\"></span>jdstip in de to<span class=\"_ _0\"></span>ekomst</div>\n<div class=\"t m0 x1d h64 yada ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikkeld. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alle deri<span class=\"_ _0\"></span>vaten word<span class=\"_ _0\"></span>en op de bala<span class=\"_ _0\"></span>ns verantw<span class=\"_ _0\"></span>oord tegen r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde op</div>\n<div class=\"t m0 x1d h64 yadd ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>actiedat<span class=\"_ _0\"></span>um. Er wordt o<span class=\"_ _0\"></span>ndersc<span class=\"_ _0\"></span>heid gemaak<span class=\"_ _0\"></span>t tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yade ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>erivaten aange<span class=\"_ _1\"></span>houden voor<span class=\"_ _1\"></span> handelsdoelein<span class=\"_ _1\"></span>den;</span><span class=\"ffb8\"> <span class=\"lsed ws111\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yadf ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">Derivaten voor af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsdoelei<span class=\"_ _0\"></span>nden.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c yd26 ffbc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble acti<span class=\"_ _0\"></span>va of ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen ku<span class=\"_ _0\"></span>nnen in c<span class=\"_ _0\"></span>ontracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yd28 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en omvatt<span class=\"_ _0\"></span>en. Derge<span class=\"_ _0\"></span>lijke fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n dikwijl<span class=\"lsee\">s </span></div>\n<div class=\"t m0 x1d h64 yd29 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hybride f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n genoem<span class=\"_ _0\"></span>d. Tot hy<span class=\"_ _0\"></span>bride fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd2a ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten be<span class=\"_ _0\"></span>horen omgek<span class=\"_ _0\"></span>eerde con<span class=\"_ _0\"></span>verteer<span class=\"_ _0\"></span>bare obl<span class=\"_ _0\"></span>igaties (o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1d h64 yd2b ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvoor de<span class=\"_ _1\"></span> terugbetaling<span class=\"_ _1\"></span> de vor<span class=\"_ _1\"></span>m van aandelen<span class=\"_ _1\"></span> kan aannemen)<span class=\"_ _1\"></span> en/of</div>\n<div class=\"t m0 x1d h64 yd2c ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ies met ge\u00efn<span class=\"_ _0\"></span>dexeer<span class=\"_ _0\"></span>de interes<span class=\"_ _0\"></span>tbetal<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2d ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2e ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Ind<span class=\"lsef ws11d\">ien het b<span class=\"_ _1\"></span>asiscontrac<span class=\"_ _1\"></span>t niet word<span class=\"_ _1\"></span>t gewaardeerd <span class=\"_ _1\"></span>tegen re\u00eble <span class=\"_ _1\"></span>waarde met </span></div>\n<div class=\"t m0 x1d h64 yd2f ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>er geen <span class=\"_ _1\"></span>nauw</div>\n<div class=\"t m0 x1d h64 yd30 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verban<span class=\"_ _0\"></span>d bestaat tu<span class=\"_ _0\"></span>ssen de ken<span class=\"_ _0\"></span>merken en ri<span class=\"_ _0\"></span>sico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x1d h64 yd31 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het b<span class=\"lsee ws112\">a<span class=\"_ _0\"></span>siscontract, </span></div>\n<div class=\"t m0 x1d h64 yd32 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dient het in een<span class=\"_ _1\"></span> contract besloten<span class=\"_ _1\"></span> derivaat te worden ge<span class=\"_ _1\"></span>scheiden van</div>\n<div class=\"t m0 x1d h64 yd33 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het basiscontra<span class=\"_ _1\"></span>ct en te worden gewaar<span class=\"_ _1\"></span>deerd tegen re\u00eble<span class=\"_ _1\"></span> waarde als een</div>\n<div class=\"t m0 x1d h64 yd34 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op zichze<span class=\"_ _0\"></span>lf staand de<span class=\"_ _0\"></span>rivaat. R<span class=\"_ _0\"></span>e\u00eble<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waardeveranderingen <span class=\"_ _1\"></span>worden in<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 yd35 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. Het<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">basiscontract<span class=\"_ _0\"></span> wordt ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd </span></span></div>\n<div class=\"t m0 x1d h64 yd36 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en gewaardeerd<span class=\"_ _1\"></span> door toepassing van d<span class=\"_ _1\"></span>e regels van de<span class=\"_ _1\"></span> betreffende</div>\n<div class=\"t m0 x1d h64 yd37 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">catego<span class=\"_ _0\"></span>rie van het<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 476px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 481px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 126px; height: 980px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 126px; height: 980px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 126px; height: 980px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 126px; height: 980px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien het<span class=\"_ _0\"></span> basisco<span class=\"_ _0\"></span>ntract wor<span class=\"_ _0\"></span>dt gewaa<span class=\"_ _0\"></span>rdeerd te<span class=\"_ _0\"></span>gen re\u00eble wa<span class=\"_ _0\"></span>arde met</div>\n<div class=\"t m0 x2c h64 y8a6 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in <span class=\"_ _1\"></span>de resultate<span class=\"_ _1\"></span>nrekening o<span class=\"_ _1\"></span>f een nauw <span class=\"_ _1\"></span>verband </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaat t<span class=\"_ _0\"></span>ussen de kenm<span class=\"_ _0\"></span>erken en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x2c h64 y8a8 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an het ba<span class=\"_ _0\"></span>siscontr<span class=\"_ _0\"></span>act,</div>\n<div class=\"t m0 x2c h64 y8a9 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt het<span class=\"_ _1\"></span> in een con<span class=\"_ _1\"></span>tract beslo<span class=\"_ _1\"></span>ten derivaat <span class=\"_ _1\"></span>niet gescheide<span class=\"_ _1\"></span>n en word<span class=\"_ _1\"></span>t het</div>\n<div class=\"t m0 x2c h64 y8aa ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">hybr<span class=\"lsef ws11d\">idische financieel i<span class=\"_ _1\"></span>nstrument gewa<span class=\"_ _1\"></span>ardeerd al<span class=\"_ _1\"></span>s een enkel<span class=\"_ _1\"></span> instrument.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De af te schei<span class=\"_ _0\"></span>den deriv<span class=\"_ _0\"></span>aten worde<span class=\"_ _0\"></span>n naargel<span class=\"_ _0\"></span>ang het gev<span class=\"_ _0\"></span>al verant<span class=\"_ _0\"></span>woord</div>\n<div class=\"t m0 x2c h64 y8ad ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als hedgi<span class=\"_ _0\"></span>ng derivat<span class=\"_ _0\"></span>en of deriv<span class=\"_ _0\"></span>aten aang<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y8ae ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c yd39 ffbf fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Afdekking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd3a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de dat<span class=\"_ _1\"></span>um dat Agea<span class=\"_ _1\"></span>s een der<span class=\"_ _1\"></span>ivatenco<span class=\"lsed ws112\">ntract afsl<span class=\"_ _0\"></span>uit, wordt d<span class=\"_ _0\"></span>it contract<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y92a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls hetzij:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van de r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde: een ind<span class=\"_ _0\"></span>ekking van d<span class=\"_ _0\"></span>e re\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y92c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een opgenom<span class=\"_ _0\"></span>en actief<span class=\"_ _0\"></span> of verplic<span class=\"_ _0\"></span>hting;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van ee<span class=\"_ _0\"></span>n netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">investering in een<span class=\"_ _1\"></span> buitenland<span class=\"_ _1\"></span>se </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">of</span> </span></div>\n<div class=\"t m0 x2c h64 y92f ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Ee<span class=\"_ _1\"></span>n kasstroomi<span class=\"lsed\">ndekking: een i<span class=\"_ _0\"></span>ndekki<span class=\"_ _0\"></span>ng van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen toewi<span class=\"_ _0\"></span>jsbaar aa<span class=\"_ _0\"></span>n een opgeno<span class=\"_ _0\"></span>men actief<span class=\"_ _0\"></span> of een</div>\n<div class=\"t m0 x1a0 h64 y992 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorziene trans<span class=\"_ _1\"></span>actie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y994 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afdekkingen van<span class=\"_ _1\"></span> vaststaande toez<span class=\"_ _1\"></span>eggingen zijn re\u00eble<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">waarde </span></div>\n<div class=\"t m0 x2c h64 y995 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekkingen,<span class=\"_ _1\"></span> uitgezonderd afdek<span class=\"_ _1\"></span>kingen van de valu<span class=\"_ _1\"></span>tarisico's van een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vaststaande<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">verbintenis<span class=\"_ _1\"></span>, die als <span class=\"_ _1\"></span>kasstroomafdekking<span class=\"_ _1\"></span> worden </span></div>\n<div class=\"t m0 x2c h64 y997 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y998 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an hedge acc<span class=\"_ _0\"></span>ounti<span class=\"_ _0\"></span>ng wordt de vol<span class=\"_ _0\"></span>gende d<span class=\"_ _0\"></span>ocumentat<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x2c h64 yc13 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws11d\">Bij het begin v<span class=\"_ _0\"></span>an de tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>worden d<span class=\"_ _0\"></span>e relati<span class=\"_ _0\"></span>e tusse<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 yc15 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsinst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n en de afged<span class=\"_ _0\"></span>ekte items,<span class=\"_ _0\"></span> evenal<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a0 h64 yc16 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doel<span class=\"ws11e\">stelling<span class=\"_ _1\"></span> en strategie op het<span class=\"_ _1\"></span> vlak van risicobeheer<span class=\"_ _1\"></span> met betrekking<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot afdekk<span class=\"_ _0\"></span>ingstr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es gedocu<span class=\"_ _0\"></span>menteer<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Z<span class=\"_ _1\"></span>owel bij <span class=\"_ _1\"></span>aanvang van <span class=\"_ _1\"></span>de afdekking<span class=\"_ _1\"></span> als gedurend<span class=\"_ _1\"></span>e de periode<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x1a0 h64 yc19 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekking, word<span class=\"_ _1\"></span>t de beoordeling<span class=\"_ _1\"></span> gedocumenteerd in hoe<span class=\"_ _1\"></span>verre de</div>\n<div class=\"t m0 x1a0 h64 yc1a ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en die bij af<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">kkingstransacties <span class=\"_ _1\"></span>worden gebru<span class=\"_ _1\"></span>ikt zeer </span></div>\n<div class=\"t m0 x1a0 h64 ya3d ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>ef zijn bi<span class=\"_ _0\"></span>j het co<span class=\"_ _0\"></span>mpenser<span class=\"_ _0\"></span>en van het<span class=\"_ _0\"></span> risico <span class=\"_ _0\"></span>van ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1a0 h64 ya3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de re\u00eble wa<span class=\"_ _0\"></span>arde van de af<span class=\"_ _0\"></span>gedekt<span class=\"_ _0\"></span>e positie of<span class=\"_ _0\"></span> aan het afged<span class=\"_ _0\"></span>ekte</div>\n<div class=\"t m0 x1a0 h64 ya3f ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico t<span class=\"_ _0\"></span>oe te rek<span class=\"_ _0\"></span>enen kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya41 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa, verpli<span class=\"_ _1\"></span>chtingen, vasts<span class=\"_ _1\"></span>taande toezeggingen<span class=\"_ _1\"></span> of verwachte</div>\n<div class=\"t m0 x2c h64 ya42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies waar<span class=\"_ _0\"></span>bij een exte<span class=\"_ _0\"></span>rne partij bet<span class=\"_ _0\"></span>rokke<span class=\"_ _0\"></span>n is, worden a<span class=\"_ _0\"></span>ls afgedekt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">items aan<span class=\"_ _0\"></span>gemerkt.<span class=\"_ _0\"></span> Een afged<span class=\"_ _0\"></span>ekte pos<span class=\"_ _0\"></span>itie kan ook een s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span> risico</div>\n<div class=\"t m0 x2c h64 ya44 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn dat<span class=\"_ _0\"></span> deel uit<span class=\"_ _0\"></span>maakt v<span class=\"_ _0\"></span>an het tot<span class=\"_ _0\"></span>ale risi<span class=\"_ _0\"></span>co van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"lsef\">afgedekte<span class=\"_ _1\"></span> positie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya46 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De veran<span class=\"_ _0\"></span>dering i<span class=\"_ _0\"></span>n re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an een afg<span class=\"_ _0\"></span>edekte <span class=\"_ _0\"></span>positie d<span class=\"_ _0\"></span>ie aan het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afgedek<span class=\"_ _0\"></span>te risic<span class=\"_ _0\"></span>o toe te r<span class=\"_ _0\"></span>ekenen <span class=\"_ _0\"></span>is en de ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ng in re\u00eb<span class=\"_ _0\"></span>le waar<span class=\"_ _0\"></span>de van</div>\n<div class=\"t m0 x2c h64 ya48 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het afdekk<span class=\"_ _0\"></span>ingsins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt in een re\u00ebl<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarde af<span class=\"_ _1\"></span>dekking word<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. De verande<span class=\"_ _1\"></span>ring in re\u00ebl<span class=\"_ _1\"></span>e waarde</div>\n<div class=\"t m0 x2c h64 ya4a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van rentedra<span class=\"_ _1\"></span>gende deri<span class=\"_ _1\"></span>vaten wordt a<span class=\"_ _1\"></span>fzonderlijk <span class=\"_ _1\"></span>van de overlop<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x2c h64 ya4b ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rente ve<span class=\"_ _0\"></span>rantwo<span class=\"_ _0\"></span>ord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4c ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g niet lange<span class=\"_ _0\"></span>r voldoet aa<span class=\"_ _0\"></span>n de criter<span class=\"_ _0\"></span>ia van hedg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya4e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing of ande<span class=\"_ _0\"></span>rszins wo<span class=\"_ _0\"></span>rdt be\u00ebin<span class=\"_ _0\"></span>digd, wordt<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">aanpassing van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya4f ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van een af<span class=\"_ _0\"></span>gedekt r<span class=\"_ _0\"></span>entedra<span class=\"_ _0\"></span>gend financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument di<span class=\"_ _0\"></span>e uit</div>\n<div class=\"t m0 x2c h64 ya50 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hedge accounting<span class=\"_ _1\"></span> voortvloeit a<span class=\"_ _1\"></span>fgeschreven op basis<span class=\"_ _1\"></span> van de nieuwe</div>\n<div class=\"t m0 x2c h64 ya51 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rentev<span class=\"_ _0\"></span>oet, ber<span class=\"_ _0\"></span>ekend op de dat<span class=\"_ _0\"></span>um waaro<span class=\"_ _0\"></span>p de afdekki<span class=\"_ _0\"></span>ng is</div>\n<div class=\"t m0 x2c h64 ya52 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Veranderingen<span class=\"_ _1\"></span> in re\u00eble w<span class=\"ws11d\">aarde <span class=\"_ _1\"></span>van derivate<span class=\"_ _1\"></span>n die zij<span class=\"_ _1\"></span>n aangewezen en<span class=\"_ _1\"></span> in </span></div>\n<div class=\"t m0 x1d h64 y95a ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x1d h64 y95b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen onder<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span>ger<span class=\"_ _1\"></span>ealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen ver<span class=\"_ _1\"></span>antwoord.</div>\n<div class=\"t m0 x1d h64 y95c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>aan eigen<span class=\"_ _1\"></span> vermogen word<span class=\"_ _1\"></span>t gehercla<span class=\"_ _1\"></span>ssificeerd naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y95d ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>enin<span class=\"lsed ws112\">g als de indekt<span class=\"_ _0\"></span>e positie va<span class=\"_ _0\"></span>n invloed is<span class=\"_ _0\"></span> op de </span></div>\n<div class=\"t m0 x1d h64 y95e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">effect<span class=\"_ _0\"></span>ieve afd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worde<span class=\"_ _0\"></span>n onmidde<span class=\"_ _0\"></span>llijk </span></span></div>\n<div class=\"t m0 x1d h64 y95f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g van een verw<span class=\"_ _0\"></span>achte trans<span class=\"_ _0\"></span>actie of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ya57 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezegging <span class=\"_ _1\"></span>tot de opnam<span class=\"_ _1\"></span>e van een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">financieel act<span class=\"_ _0\"></span>ief of een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ya58 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verplichting<span class=\"_ _1\"></span> leidt, word<span class=\"_ _1\"></span>en de wins<span class=\"_ _1\"></span>ten en verli<span class=\"_ _1\"></span>ezen die eer<span class=\"_ _1\"></span>der</div>\n<div class=\"t m0 x1d h64 yac0 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in het eige<span class=\"_ _1\"></span>n vermogen<span class=\"_ _1\"></span> waren uitg<span class=\"_ _1\"></span>esteld, over<span class=\"_ _1\"></span>geboekt van <span class=\"_ _1\"></span>het eigen</div>\n<div class=\"t m0 x1d h64 yac1 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n en verantw<span class=\"_ _0\"></span>oord in de ee<span class=\"_ _0\"></span>rste waar<span class=\"_ _0\"></span>dering van d<span class=\"_ _0\"></span>at niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yac2 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble actief<span class=\"_ _0\"></span> of die n<span class=\"ls107 ws13e\">iet<span class=\"ls0 ws0\">-</span></span>financi\u00ebl<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>hting. In a<span class=\"_ _0\"></span>ndere geval<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 yac3 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> het eigen <span class=\"_ _1\"></span>vermogen veran<span class=\"_ _1\"></span>twoorde bedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yac4 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening overgeboe<span class=\"_ _1\"></span>kt en als baten of la<span class=\"_ _1\"></span>sten verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 yac5 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">period<span class=\"_ _0\"></span>es waari<span class=\"_ _0\"></span>n de afged<span class=\"_ _0\"></span>ekte vas<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e toeze<span class=\"_ _0\"></span>gging of<span class=\"_ _0\"></span> verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x1d h64 yac6 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie d<span class=\"ws112\">e resu<span class=\"_ _0\"></span>ltaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng be\u00efnvlo<span class=\"_ _0\"></span>edt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac7 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac8 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het boven<span class=\"_ _0\"></span>staande is<span class=\"_ _0\"></span> ook het geva<span class=\"_ _0\"></span>l indien de af<span class=\"_ _0\"></span>dekking ni<span class=\"_ _0\"></span>et langer</div>\n<div class=\"t m0 x1d h64 yac9 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de criter<span class=\"_ _0\"></span>ia voor hed<span class=\"_ _0\"></span>ge account<span class=\"_ _0\"></span>ing, of op ee<span class=\"_ _0\"></span>n andere wi<span class=\"_ _0\"></span>jze</div>\n<div class=\"t m0 x1d h64 yaca ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt st<span class=\"_ _0\"></span>opgezet<span class=\"_ _0\"></span>, maar d<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>acties <span class=\"_ _0\"></span>of vasts<span class=\"_ _0\"></span>taande</div>\n<div class=\"t m0 x1d h64 yacb ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> naar verwa<span class=\"_ _1\"></span>c<span class=\"lsed\">hting w<span class=\"_ _0\"></span>el zull<span class=\"_ _0\"></span>en plaatsv<span class=\"_ _0\"></span>inden.<span class=\"_ _0\"></span> Indien<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yacc ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte trans<span class=\"_ _0\"></span>acties of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de toezeggi<span class=\"_ _0\"></span>ngen na<span class=\"_ _0\"></span>ar verwacht<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 yacd ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet meer z<span class=\"_ _0\"></span>ullen plaat<span class=\"_ _0\"></span>svind<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de in het eigen<span class=\"_ _0\"></span> vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yace ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgest<span class=\"_ _0\"></span>elde bedra<span class=\"_ _0\"></span>gen recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>s overge<span class=\"_ _0\"></span>bracht naa<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1d h64 yacf ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 408px; width: 355.99px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 725px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 397px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 902px; width: 356px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 402px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 907px; width: 356px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya53 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y974 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws111\">Verk<span class=\"lsef ws113\">oop</span></span>- <span class=\"lsef ws11d\">en terug<span class=\"_ _1\"></span>koopovereenkom<span class=\"_ _1\"></span>sten en (ui<span class=\"_ _1\"></span>t)lenen van </span></span></div>\n<div class=\"t m0 xe2 h64 y975 ffbd fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die onder ee<span class=\"_ _0\"></span>n terugko<span class=\"_ _0\"></span>opover<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> (\u2018repo'<span class=\"_ _0\"></span>) vallen, bli<span class=\"_ _0\"></span>jven op</div>\n<div class=\"t m0 x1d h64 y977 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de balans staan zol<span class=\"_ _1\"></span>ang substantieel<span class=\"_ _1\"></span> alle risico's<span class=\"_ _1\"></span> en opbrengsten van<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y978 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om bij Ageas<span class=\"_ _0\"></span> blijven. De v<span class=\"_ _0\"></span>an dergelij<span class=\"_ _0\"></span>ke verko<span class=\"_ _0\"></span>pen ontvan<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 yd3b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengsten <span class=\"_ _1\"></span>worden geneu<span class=\"_ _1\"></span>traliseerd d<span class=\"_ _1\"></span>oor onder \u2018S<span class=\"_ _1\"></span>chulden\u2019 een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mstige fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ing op te nem<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3d ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die zijn aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span> als gevol<span class=\"_ _0\"></span>g van een over<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> tot</div>\n<div class=\"t m0 x1d h64 yd3f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terugverkoop<span class=\"_ _1\"></span> (\u2018reverse re<span class=\"_ _1\"></span>po\u2019) worden n<span class=\"_ _1\"></span>iet verantw<span class=\"_ _1\"></span>oord in <span class=\"lsed ws112\">de balans. Het </span></div>\n<div class=\"t m0 x1d h64 yd40 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">recht om geldmidde<span class=\"_ _1\"></span>len te ontvangen<span class=\"_ _1\"></span> van een tegenparti<span class=\"_ _1\"></span>j wordt</div>\n<div class=\"t m0 x1d h64 yd41 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Leningen\u2019<span class=\"_ _1\"></span>. Het versc<span class=\"_ _1\"></span>hil tussen d<span class=\"_ _1\"></span>e verkooppr<span class=\"_ _1\"></span>ijs en de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopprijs w<span class=\"_ _0\"></span>ordt vera<span class=\"_ _0\"></span>ntwoord a<span class=\"_ _0\"></span>ls rente en to<span class=\"_ _0\"></span>egerek<span class=\"_ _0\"></span>end over de</div>\n<div class=\"t m0 x1d h64 yd43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n met behu<span class=\"_ _0\"></span>lp van de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd44 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yd45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd26 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Effecten uitgel<span class=\"_ _1\"></span>eend aan tegenpar<span class=\"_ _1\"></span>tijen blijven op<span class=\"_ _1\"></span> de balans staan. Op</div>\n<div class=\"t m0 x1d h64 yd27 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelijksoortige<span class=\"_ _1\"></span> wijze word<span class=\"_ _1\"></span>en geleende<span class=\"_ _1\"></span> effecten ni<span class=\"_ _1\"></span>et in de<span class=\"_ _1\"></span> balans</div>\n<div class=\"t m0 x1d h64 yd28 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Indien geleende effecten aan derden worden verkocht,</div>\n<div class=\"t m0 x1d h64 yd29 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden de opbrengsten uit de verkoop en de schuld uit de verplichting<span class=\"ls0 ws0\"><span class=\"lsed ws112\"> </span></span></div>\n<div class=\"t m0 x1d h64 yd2a ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tot teruggave van de zekerheid verantwoord. De verplichting tot<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd2b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggave van de zekerheid wordt gewaardeerd tegen re\u00eble waarde en</div>\n<div class=\"t m0 x1d h64 yd2c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord in de resultatenrekening. Geleende of ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldmiddelen in verband met het lenen of uitlenen van effecten worden</div>\n<div class=\"t m0 x1d h64 yd2e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord onder \u2018Leningen\u2019 of onder 'Schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yd46 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws112\">Geldmidd<span class=\"_ _0\"></span>elen en kas<span class=\"_ _0\"></span>equival<span class=\"_ _0\"></span>enten <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd47 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Geldmi<span class=\"_ _0\"></span>ddelen en kas<span class=\"_ _0\"></span>equiv<span class=\"_ _0\"></span>alenten om<span class=\"_ _0\"></span>vatten liq<span class=\"_ _0\"></span>uide mid<span class=\"_ _0\"></span>delen, vri<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 yb0c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare tego<span class=\"_ _0\"></span>eden bij (c<span class=\"_ _0\"></span>entrale) ban<span class=\"_ _0\"></span>ken en and<span class=\"_ _0\"></span>ere <span class=\"ws111\">financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h64 yb0d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten met<span class=\"_ _0\"></span> een verval<span class=\"_ _0\"></span>datum kort<span class=\"_ _0\"></span>er dan drie ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>naf de</div>\n<div class=\"t m0 x1d h64 yd48 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">datum van verwer<span class=\"_ _1\"></span>ving.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 72px; width: 355.99px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>senteert<span class=\"_ _0\"></span> de kasstro<span class=\"_ _0\"></span>men uit bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en op basis v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8a7 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indirecte <span class=\"_ _1\"></span>methode, waar<span class=\"_ _1\"></span>bij het ne<span class=\"_ _1\"></span>ttoresultaat word<span class=\"_ _1\"></span>t aangepas<span class=\"_ _1\"></span>t met het</div>\n<div class=\"t m0 x2c h64 y8a8 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oog op de gev<span class=\"_ _0\"></span>olgen van tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">geldelijk<span class=\"_ _0\"></span>e aard, eve<span class=\"_ _0\"></span>ntuele </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overlop<span class=\"_ _0\"></span>ende pos<span class=\"_ _0\"></span>ten voo<span class=\"_ _0\"></span>r al ontv<span class=\"_ _0\"></span>angen of<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>ontvan<span class=\"_ _0\"></span>gsten</div>\n<div class=\"t m0 x2c h64 y8aa ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of kasbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>e en pos<span class=\"_ _0\"></span>ten van b<span class=\"_ _0\"></span>aten of la<span class=\"_ _0\"></span>sten in v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8ab ffc2 fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">met in<span class=\"lsed ws111\">vesterings<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">of fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskass<span class=\"_ _0\"></span>tromen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ac ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ontvang<span class=\"_ _0\"></span>en en b<span class=\"_ _0\"></span>etaalde re<span class=\"_ _0\"></span>nte wo<span class=\"_ _0\"></span>rden in het k<span class=\"_ _0\"></span>asstr<span class=\"_ _0\"></span>oomover<span class=\"_ _0\"></span>zicht</div>\n<div class=\"t m0 x2c h64 y8ae ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als kasstro<span class=\"_ _1\"></span>men uit bedri<span class=\"_ _1\"></span>jfsactivitei<span class=\"_ _1\"></span>ten. Ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividenden worden in het kasstroomoverzicht verantwoord als</div>\n<div class=\"t m0 x2c h64 y8b0 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstromen uit bedrijfsactiviteiten. Betaalde dividenden worden<span class=\"lsef ws11d\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord als kasstromen uit financieringsactiviteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 193px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 203px; width: 349px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 208px; width: 349px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x1d h64 yd4a ffc2 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebr<span class=\"_ _1\"></span>uik</span> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 xe2 h64 yd4b ffc2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"_ _1\"></span> gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yd4c ffc4 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed gecla<span class=\"_ _1\"></span>ssificeerd als va<span class=\"_ _1\"></span>stgoed voor <span class=\"ws11d\">eigen geb<span class=\"_ _1\"></span>ruik omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h6c yd4d ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ka<span class=\"_ _1\"></span>ntoorgebouwen<span class=\"_ _1\"></span> die Ageas<span class=\"_ _1\"></span> gebruikt</span><span class=\"ffc2\">; <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yd4f ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">C<span class=\"_ _1\"></span>ommerci\u00eble gebou<span class=\"_ _1\"></span>wen die worden gebru<span class=\"_ _1\"></span>ikt om bedrijfsac<span class=\"_ _1\"></span>tiviteiten </span></span></div>\n<div class=\"t m0 x69 h64 yd50 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uit te vo<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd52 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle voor eigen geb<span class=\"_ _1\"></span>ruik aangehouden v<span class=\"_ _1\"></span>astgoed en alle<span class=\"_ _1\"></span> vaste activa</div>\n<div class=\"t m0 x1d h64 yd53 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd tegen<span class=\"_ _1\"></span> kostprijs<span class=\"_ _1\"></span>, verminderd<span class=\"_ _1\"></span> met geaccumul<span class=\"_ _1\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yd54 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jvingen (<span class=\"_ _0\"></span>behalve vo<span class=\"_ _0\"></span>or terrei<span class=\"_ _0\"></span>nen die niet wo<span class=\"_ _0\"></span>rden afge<span class=\"_ _0\"></span>schrev<span class=\"_ _0\"></span>en) en</div>\n<div class=\"t m0 x1d h64 yd55 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x1d h64 yd56 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De kostpri<span class=\"_ _0\"></span>js is het equiv<span class=\"_ _0\"></span>alent van d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e prijs die is<span class=\"_ _0\"></span> betaald of de</div>\n<div class=\"t m0 x1d h64 yd57 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e v<span class=\"ws11e\">an elke andere<span class=\"_ _1\"></span> vergoeding die is geg<span class=\"_ _1\"></span>even om het actie<span class=\"_ _1\"></span>f </span></div>\n<div class=\"t m0 x1d h64 yd58 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te verwer<span class=\"_ _0\"></span>ven op het mom<span class=\"_ _0\"></span>ent van de ver<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span> of de bouw van het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd59 ffc2 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">actief.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd5a ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd5b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De afschrijvingen<span class=\"_ _1\"></span> op gebouwen<span class=\"_ _1\"></span> worden berekend volgens de<span class=\"_ _1\"></span> lineaire</div>\n<div class=\"t m0 x1d h64 yd5c ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode t<span class=\"_ _0\"></span>eneinde de k<span class=\"_ _0\"></span>osten van di<span class=\"_ _0\"></span>e activa af t<span class=\"_ _0\"></span>e schrijve<span class=\"_ _0\"></span>n gedu<span class=\"lsef ws11d\">rende de </span></div>\n<div class=\"t m0 x1d h64 yd5d ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e levens<span class=\"_ _0\"></span>duur t<span class=\"_ _0\"></span>ot de rest<span class=\"_ _0\"></span>waarde.<span class=\"_ _0\"></span> De leve<span class=\"_ _0\"></span>nsduur <span class=\"_ _0\"></span>van IT, k<span class=\"_ _0\"></span>antoor<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yd5e ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en andere ap<span class=\"_ _0\"></span>paratuu<span class=\"_ _0\"></span>r wordt afz<span class=\"_ _0\"></span>onderli<span class=\"_ _0\"></span>jk vastges<span class=\"_ _0\"></span>teld voor elk<span class=\"_ _0\"></span> actief. De</div>\n<div class=\"t m0 x1d h64 yd5f ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur <span class=\"_ _1\"></span>van de gebou<span class=\"_ _1\"></span>wen wordt<span class=\"_ _1\"></span> afzonderlijk <span class=\"_ _1\"></span>bepaald voor<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x1d h64 yd60 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijk de<span class=\"_ _1\"></span>el (componen<span class=\"_ _1\"></span>tenbenadering)<span class=\"_ _1\"></span> e<span class=\"ws11e\">n wordt elk jaare<span class=\"_ _1\"></span>inde </span></div>\n<div class=\"t m0 x1d h64 yd61 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herzien.<span class=\"_ _0\"></span> De vastgo<span class=\"_ _0\"></span>edbeleg<span class=\"_ _0\"></span>gingen wo<span class=\"_ _0\"></span>rden gespl<span class=\"_ _0\"></span>itst in de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yd62 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">componenten: ruwb<span class=\"_ _1\"></span>ouw, ramen en deuren<span class=\"_ _1\"></span>, technische uitr<span class=\"_ _1\"></span>usting, ruwe</div>\n<div class=\"t m0 x1d h64 yd63 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwerki<span class=\"_ _0\"></span>ng en detai<span class=\"_ _0\"></span>lafwerk<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 430px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 430px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yd64 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd65 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yd66 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale leven<span class=\"_ _0\"></span>sduur van de co<span class=\"_ _0\"></span>mpone<span class=\"_ _0\"></span>nten is als vol<span class=\"_ _0\"></span>gt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd67 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Ruwbouw<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd69 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 606px; z-index: 15;\">50 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 594px; z-index: 15;\">70 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Ramen en deuren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6b ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 573px; z-index: 15;\">30 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 561px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Technische uitrusting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6d ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 540px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6e ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6f ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar <span class=\"ws118\">voor winkelpanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 504px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Ruwe afwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd81 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 483px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd72 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd73 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar voor winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 447px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Detailafwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 423px; z-index: 15;\">10 jaar voor kantoren<span class=\"_ _0\"></span>, winkelpanden en woningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd75 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd76 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd77 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd78 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">T<span class=\"_ _1\"></span>erreinen hebbe<span class=\"_ _1\"></span>n een on<span class=\"_ _1\"></span>gelimiteerde l<span class=\"_ _1\"></span>evensduur en <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span>rhalve nie<span class=\"_ _1\"></span>t afgeschreven.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd79 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">A<span class=\"_ _1\"></span>ls algemene regel<span class=\"_ _1\"></span> wordt uitgegaan va<span class=\"_ _1\"></span>n een restwaarde van<span class=\"_ _1\"></span> nihil.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd7a ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ko<span class=\"_ _1\"></span>sten voor <span class=\"_ _1\"></span>reparaties en<span class=\"_ _1\"></span> onderhoud w<span class=\"_ _1\"></span>orden in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als <span class=\"_ _1\"></span>last veran<span class=\"_ _1\"></span>twoord in de <span class=\"_ _1\"></span>periode waa<span class=\"_ _1\"></span>rin de ko<span class=\"_ _1\"></span>sten zijn <span class=\"ws113\">ge<span class=\"lsed ws112\">maakt. Uitgaven d<span class=\"_ _0\"></span>ie </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd7b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de voordelen<span class=\"_ _1\"></span> van vastgoed of vaste<span class=\"_ _1\"></span> activa zodanig<span class=\"_ _1\"></span> verbeteren of uitbre<span class=\"_ _1\"></span>iden dat hun oorspronk<span class=\"_ _1\"></span>elijke gebruik<span class=\"_ _1\"></span> wordt uitgebreid<span class=\"_ _1\"></span>, <span class=\"ws11d\">worden geactiveerd<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1a0 h64 yd7c ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervolg<span class=\"_ _0\"></span>ens afg<span class=\"_ _0\"></span>eschreve<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd7d ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsed ws112\">Financierings<span class=\"_ _0\"></span>kosten v<span class=\"_ _0\"></span>oor de finan<span class=\"_ _0\"></span>ciering va<span class=\"_ _0\"></span>n de bouw van mat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier beh<span class=\"_ _0\"></span>andeld als<span class=\"_ _0\"></span> de financie<span class=\"_ _0\"></span>ringskos<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 yd7e ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 251px; height: 398px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 251px; height: 398px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 251px; height: 398px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 251px; height: 855px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoedbeleggin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een vastgoedbe<span class=\"_ _1\"></span>legging is vastgoed<span class=\"_ _1\"></span> dat Ageas aanhoud<span class=\"_ _1\"></span>t om</div>\n<div class=\"t m0 x2c h64 y8a7 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huuropbrengs<span class=\"ws11e\">ten<span class=\"_ _1\"></span> of een waardestij<span class=\"_ _1\"></span>ging te realiseren<span class=\"_ _1\"></span>. Ageas kan </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaalde va<span class=\"_ _1\"></span>stgoedbeleggingen<span class=\"_ _1\"></span> ook voor e<span class=\"_ _1\"></span>igen gebrui<span class=\"_ _1\"></span>k aanwenden<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8a9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Indien de b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> aangewend voo<span class=\"_ _1\"></span>r eigen gebr<span class=\"_ _1\"></span>uik afzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 y8aa ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden verko<span class=\"_ _1\"></span>cht of geleased<span class=\"_ _1\"></span> via financi\u00eble lea<span class=\"_ _1\"></span>se, worden die</div>\n<div class=\"t m0 x2c h64 y8ab ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">delen vera<span class=\"ws11e\">n<span class=\"_ _1\"></span>twoord als materi<span class=\"_ _1\"></span>\u00eble vaste activa. Indi<span class=\"_ _1\"></span>en de beleggingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangewend voor eig<span class=\"_ _1\"></span>en gebruik niet a<span class=\"_ _1\"></span>fzonderlijk kunnen<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 y8ad ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkocht, worden<span class=\"_ _1\"></span> die delen alleen<span class=\"_ _1\"></span> als vastgoedbeleg<span class=\"_ _1\"></span>gingen behande<span class=\"_ _1\"></span>ld</div>\n<div class=\"t m0 x2c h64 y8ae ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">als Ageas e<span class=\"_ _1\"></span>en onbelan<span class=\"_ _1\"></span>grijk deel <span class=\"_ _1\"></span>voor eigen geb<span class=\"_ _1\"></span>ruik aanhoud<span class=\"_ _1\"></span>t. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Omwille de verge<span class=\"_ _1\"></span>lijkbaarheid<span class=\"_ _1\"></span> hanteert Ageas een k<span class=\"_ _1\"></span>ostprijsmodel,<span class=\"_ _1\"></span> zowel</div>\n<div class=\"t m0 x2c h64 y8b1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen a<span class=\"_ _1\"></span>ls voor <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebru<span class=\"_ _1\"></span>ik. Na de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble opname<span class=\"_ _1\"></span> wordt al het vas<span class=\"_ _1\"></span>tgoed gewaardeerd t<span class=\"_ _1\"></span>egen kostprijs</div>\n<div class=\"t m0 x2c h64 y8b3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermind<span class=\"_ _0\"></span>erd met cu<span class=\"_ _0\"></span>mulatiev<span class=\"_ _0\"></span>e afschrij<span class=\"_ _0\"></span>vingen (v<span class=\"_ _0\"></span>olgens <span class=\"lsef ws11d\">een lineaire </span></div>\n<div class=\"t m0 x2c h64 y8b4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>) en event<span class=\"_ _0\"></span>uele cumul<span class=\"_ _0\"></span>atieve bijz<span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. Wijzigingen <span class=\"_ _1\"></span>in de re\u00eb<span class=\"_ _1\"></span>le waarde va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8b6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen worden<span class=\"_ _1\"></span> zodoende<span class=\"_ _1\"></span> niet verantwoo<span class=\"_ _1\"></span>rd in de</div>\n<div class=\"t m0 x2c h64 y8b7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening (ten<span class=\"_ _1\"></span>zij er een b<span class=\"_ _1\"></span>ijzondere waa<span class=\"_ _1\"></span>rdeverminder<span class=\"_ _1\"></span>ing heeft</div>\n<div class=\"t m0 x2c h64 y9d7 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsed ws112\">laatsgevo<span class=\"_ _0\"></span>nden) of<span class=\"_ _0\"></span> in overig comp<span class=\"_ _0\"></span>rehensiv<span class=\"_ _0\"></span>e income.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9d8 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De restwaarde<span class=\"_ _1\"></span> en de<span class=\"_ _1\"></span> geschatte gebru<span class=\"_ _1\"></span>iksduur van<span class=\"_ _1\"></span> vastgoedbeleg<span class=\"_ _1\"></span>gingen</div>\n<div class=\"t m0 x2c h64 y9da ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden afzon<span class=\"_ _1\"></span>derlijk bepaa<span class=\"_ _1\"></span>ld voor <span class=\"_ _1\"></span>elk belangrij<span class=\"_ _1\"></span>k onderdeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9db ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(componentenbe<span class=\"_ _1\"></span>nadering) en<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>op elke balan<span class=\"_ _1\"></span>sdatum opnieuw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekeken. Vo<span class=\"_ _1\"></span>or vastgoedbele<span class=\"_ _1\"></span>ggingen wordt<span class=\"_ _1\"></span> dezelfde m<span class=\"_ _1\"></span>aximale</div>\n<div class=\"t m0 x2c h64 y9dd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschatte gebru<span class=\"_ _1\"></span>iksduur van de compon<span class=\"_ _1\"></span>enten toegepas<span class=\"_ _1\"></span>t als voor</div>\n<div class=\"t m0 x2c h64 y9de ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed aa<span class=\"_ _1\"></span>ngehouden voo<span class=\"_ _1\"></span>r eigen gebru<span class=\"_ _1\"></span>ik.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9df ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t zijn <span class=\"_ _1\"></span>vastgoedbeleggingen<span class=\"_ _1\"></span> door middel<span class=\"_ _1\"></span> van dive<span class=\"_ _1\"></span>rse niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9e1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbare h<span class=\"_ _1\"></span>uurcontracten. Be<span class=\"_ _1\"></span>paalde cont<span class=\"_ _1\"></span>racte<span class=\"lsed ws112\">n bevatten </span></div>\n<div class=\"t m0 x2c h64 y9e2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verleng<span class=\"_ _0\"></span>ingsopt<span class=\"_ _0\"></span>ies voor d<span class=\"_ _0\"></span>iverse tij<span class=\"_ _0\"></span>dsperiod<span class=\"_ _0\"></span>en. De met de<span class=\"_ _0\"></span>ze contrac<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x2c h64 y9e3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den huurink<span class=\"_ _0\"></span>omsten w<span class=\"_ _0\"></span>orden in de loo<span class=\"_ _0\"></span>p van de tijd ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y9e4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsbat<span class=\"_ _0\"></span>en, en wel line<span class=\"_ _0\"></span>air over de hu<span class=\"_ _0\"></span>urperio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overboekingen<span class=\"_ _1\"></span> naar of van vastgoedb<span class=\"_ _1\"></span>eleggingen vinden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>alleen plaa<span class=\"_ _1\"></span>ts</div>\n<div class=\"t m0 x2c h64 y9e7 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als er een wijz<span class=\"_ _1\"></span>iging is van het gebru<span class=\"_ _1\"></span>ik:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e8 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">N<span class=\"_ _1\"></span>aar vastgoed<span class=\"_ _1\"></span>beleggingen a<span class=\"_ _1\"></span>an het ein<span class=\"_ _1\"></span>de van he<span class=\"_ _1\"></span>t eigen gebru<span class=\"_ _1\"></span>ik, bij </span></span></div>\n<div class=\"t m0 x1a0 h64 y9e9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>g van een oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e lease aan ee<span class=\"_ _0\"></span>n andere part<span class=\"_ _0\"></span>ij of aan</div>\n<div class=\"t m0 x1a0 h64 y9ea ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het einde van de<span class=\"_ _1\"></span> bouw of ontwikkeling<span class=\"_ _1\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y9eb ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11e\">Va<span class=\"_ _1\"></span>nuit vastgoedbele<span class=\"_ _1\"></span>ggingen b<span class=\"ws11d\">ij aan<span class=\"_ _1\"></span>vang van he<span class=\"_ _1\"></span>t eigen ge<span class=\"_ _1\"></span>bruik of </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9ec ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng van ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g met het oog o<span class=\"_ _0\"></span>p verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ed ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9ee ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r het result<span class=\"_ _0\"></span>aat van een bo<span class=\"_ _0\"></span>uwcontr<span class=\"_ _0\"></span>act op betrou<span class=\"_ _0\"></span>wbare wij<span class=\"_ _0\"></span>ze kan</div>\n<div class=\"t m0 x2c h64 y9ef ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gescha<span class=\"_ _1\"></span>t, worden de contra<span class=\"_ _1\"></span>ctopbrengsten en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kosten in verband<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9f0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met het b<span class=\"_ _1\"></span>ouwcontract <span class=\"_ _1\"></span>verantwoo<span class=\"lsed\">rd als bate<span class=\"_ _0\"></span>n, respe<span class=\"_ _0\"></span>ctievel<span class=\"_ _0\"></span>ijk last<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y9f1 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwijz<span class=\"_ _0\"></span>ing naar het<span class=\"_ _0\"></span> stadium v<span class=\"_ _0\"></span>an uitvoer<span class=\"_ _0\"></span>ing van de cont<span class=\"_ _0\"></span>ractac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>it op</div>\n<div class=\"t m0 x2c h64 y9f2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum. Wa<span class=\"_ _0\"></span>nneer het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk is dat de t<span class=\"_ _0\"></span>otale cont<span class=\"_ _0\"></span>ractkost<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y9f3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoger zul<span class=\"_ _0\"></span>len zijn dan d<span class=\"_ _0\"></span>e totale cont<span class=\"_ _0\"></span>racto<span class=\"_ _0\"></span>pbrengst<span class=\"_ _0\"></span>en wordt het<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> onmidde<span class=\"_ _0\"></span>llijk al<span class=\"_ _0\"></span>s last v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enrek<span class=\"_ _0\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 331px; height: 765px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c ya4b ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering op<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya4c ffc9 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik en<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4d ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Net als and<span class=\"_ _0\"></span>ere niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi\u00eble activa on<span class=\"_ _1\"></span>dergaat vastgoed v<span class=\"_ _1\"></span>oor eigen </span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardevermind<span class=\"_ _1\"></span>ering als <span class=\"_ _1\"></span>de boekwaarde<span class=\"_ _1\"></span> hoger is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan de rea<span class=\"_ _1\"></span>liseerbare wa<span class=\"_ _1\"></span>arde. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya50 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De realiseerb<span class=\"_ _1\"></span>are waarde <span class=\"_ _1\"></span>wordt bepaal<span class=\"_ _1\"></span>d als he<span class=\"_ _1\"></span>t hoogste b<span class=\"_ _1\"></span>edrag van</div>\n<div class=\"t m0 x2c h64 ya52 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hetzij: de r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verminderd met ve<span class=\"_ _1\"></span>rkoopkosten of de </span></span></div>\n<div class=\"t m0 x2c h64 ya53 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfswaarde<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde verminde<span class=\"_ _1\"></span>rd met verkoo<span class=\"_ _1\"></span>pkosten is<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g dat </span></span></div>\n<div class=\"t m0 x1a0 h64 ycd8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen worden<span class=\"_ _1\"></span> verkregen door de ve<span class=\"_ _1\"></span>rkoop van een actie<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x69 h64 yab7 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een ordel<span class=\"_ _0\"></span>ijke trans<span class=\"_ _0\"></span>actie tuss<span class=\"_ _0\"></span>en markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n (op basis v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x69 h64 yab8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarneembare<span class=\"_ _1\"></span> en ni<span class=\"lsed ws111\">et<span class=\"ls0 ws0\">-</span></span><span class=\"ws11e\">waarneemb<span class=\"_ _1\"></span>are marktgegevens<span class=\"_ _1\"></span>), na aftrek </span></div>\n<div class=\"t m0 x69 h64 yab9 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verk<span class=\"_ _0\"></span>oopkost<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 yaba ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">De bedrijfswaa<span class=\"_ _0\"></span>rde is de cont<span class=\"_ _0\"></span>ante waa<span class=\"_ _0\"></span>rde van gesch<span class=\"_ _0\"></span>atte </span></span></div>\n<div class=\"t m0 x69 h64 yabb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> kasstromen waarvan<span class=\"_ _1\"></span> verwacht wordt dat<span class=\"_ _1\"></span> ze zullen</div>\n<div class=\"t m0 x69 h64 yabc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortvl<span class=\"_ _0\"></span>oeien uit het<span class=\"_ _0\"></span> voortgez<span class=\"_ _0\"></span>ette gebr<span class=\"_ _0\"></span>uik van een act<span class=\"_ _0\"></span>ief en uit de</div>\n<div class=\"t m0 x69 h64 yabd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervreemding<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an dat acti<span class=\"_ _0\"></span>ef aan het ein<span class=\"_ _0\"></span>de van de geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur, </span></div>\n<div class=\"t m0 x69 h64 yabe ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zonder aftre<span class=\"_ _1\"></span>k van ove<span class=\"_ _1\"></span>rdrachtsbelastin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabf ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycd9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aan het e<span class=\"_ _1\"></span>inde van iede<span class=\"_ _1\"></span>re verslagp<span class=\"_ _1\"></span>eriode beoorde<span class=\"_ _1\"></span>elt Ageas<span class=\"_ _1\"></span> of er</div>\n<div class=\"t m0 x1d h64 ycda ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>eve aanwi<span class=\"_ _0\"></span>jzinge<span class=\"_ _0\"></span>n bestaan dat<span class=\"_ _0\"></span> het actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 ycdb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Hierb<span class=\"ws11d\">ij word<span class=\"_ _1\"></span>t rekening <span class=\"_ _1\"></span>gehouden </span></div>\n<div class=\"t m0 x1d h64 ycdc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met diver<span class=\"_ _1\"></span>se informatieb<span class=\"_ _1\"></span>ronnen, zowel <span class=\"_ _1\"></span>extern (bij<span class=\"_ _1\"></span>voorbeeld bel<span class=\"_ _1\"></span>angrijke</div>\n<div class=\"t m0 x1d h64 ycdd ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in het econ<span class=\"_ _1\"></span>omische kli<span class=\"_ _1\"></span>maat) als i<span class=\"_ _1\"></span>ntern (bij<span class=\"_ _1\"></span>voorbeeld</div>\n<div class=\"t m0 x1d h64 ycde ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desinvestering<span class=\"_ _1\"></span>splannen). I<span class=\"_ _1\"></span>ndien dergeli<span class=\"_ _1\"></span>jke aanwijzingen <span class=\"_ _1\"></span>bestaan (<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1d h64 ycdf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end dan), v<span class=\"_ _0\"></span>erlaagt<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Ageas de boekwaarde <span class=\"_ _1\"></span>van het ac<span class=\"_ _1\"></span>tief naar de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yce0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geschatte re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde en het <span class=\"_ _1\"></span>bedrag v<span class=\"_ _1\"></span>an de verande<span class=\"_ _1\"></span>ring in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce1 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lopende jaar wo<span class=\"_ _1\"></span>rdt verwerkt in de re<span class=\"_ _1\"></span>sultatenreken<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce3 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na opname<span class=\"_ _1\"></span> van een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yce4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving vo<span class=\"_ _0\"></span>or toek<span class=\"_ _0\"></span>omstige<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">perioden gecorrigeerd voor<span class=\"_ _1\"></span> de herziene </span></span></div>\n<div class=\"t m0 x1d h64 yce5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde onder v<span class=\"_ _0\"></span>erminde<span class=\"_ _0\"></span>ring van de res<span class=\"_ _0\"></span>twaar<span class=\"_ _0\"></span>de over de rest<span class=\"_ _0\"></span>erende</div>\n<div class=\"t m0 x1d h64 yce6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiksduur<span class=\"_ _1\"></span> van het a<span class=\"_ _1\"></span>ctief. Voor<span class=\"_ _1\"></span> vastgoed <span class=\"_ _1\"></span>wordt de ge<span class=\"_ _1\"></span>bruiksduur <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 yce7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">elk belang<span class=\"_ _1\"></span>rijk onderdeel<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span> bepaald en <span class=\"_ _1\"></span>aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar herbe<span class=\"ws113\">oordee<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yce9 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode h<span class=\"_ _0\"></span>et bedrag v<span class=\"_ _0\"></span>an de bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x1d h64 yceb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen op nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">finan<span class=\"_ _1\"></span>ci\u00eble activa, uitgez<span class=\"_ _1\"></span>onderd dalingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ycec ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in de goodwill,<span class=\"_ _1\"></span> daalt als gevolg van<span class=\"_ _1\"></span> een gebeurteni<span class=\"_ _1\"></span>s die zich voordoet<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yced ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na de waard<span class=\"_ _0\"></span>evermi<span class=\"_ _0\"></span>ndering,<span class=\"_ _0\"></span> valt de eerde<span class=\"_ _0\"></span>r opg<span class=\"lsef ws113\">enomen </span></div>\n<div class=\"t m0 x1d h64 ycee ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g vrij in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Deze verhoogde</div>\n<div class=\"t m0 x1d h64 ycef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde ma<span class=\"_ _0\"></span>g niet hoge<span class=\"_ _0\"></span>r zijn dan de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e die zou zijn be<span class=\"_ _0\"></span>paald, na</div>\n<div class=\"t m0 x1d h64 ycf0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afschrijvinge<span class=\"_ _1\"></span>n, als in voorgaand<span class=\"_ _1\"></span>e jaren geen bi<span class=\"_ _1\"></span>jzondere</div>\n<div class=\"t m0 x1d h64 ycf1 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering voo<span class=\"_ _0\"></span>r het ac<span class=\"_ _0\"></span>tief was <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351.997px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 161px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 166px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 518px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 352px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h6c yad8 ffc9 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingskosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en over het<span class=\"_ _0\"></span> algemeen a<span class=\"_ _0\"></span>ls last ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd in</div>\n<div class=\"t m0 x1d h64 yada ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de perio<span class=\"_ _0\"></span>de waarin ze zij<span class=\"_ _0\"></span>n gemaakt<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten die rec<span class=\"_ _0\"></span>htstre<span class=\"_ _0\"></span>eks toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de</div>\n<div class=\"t m0 x1d h64 yadd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerving of bouw<span class=\"_ _1\"></span> van een actief wo<span class=\"_ _1\"></span>rden, terwijl het<span class=\"_ _1\"></span> actief in opbouw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yade ffc7 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">is, ge<span class=\"lsed ws112\">activeer<span class=\"_ _0\"></span>d als onderd<span class=\"_ _0\"></span>eel van de kost<span class=\"_ _0\"></span>en van dat ac<span class=\"_ _0\"></span>tief. De act<span class=\"_ _0\"></span>ivering </span></div>\n<div class=\"t m0 x1d h64 yadf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van finan<span class=\"_ _0\"></span>cierings<span class=\"_ _0\"></span>kosten d<span class=\"_ _0\"></span>ient in te gaan w<span class=\"_ _0\"></span>anneer: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae0 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Uitgaven voor het ac<span class=\"_ _0\"></span>tief en fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskost<span class=\"_ _0\"></span>en worden ge<span class=\"_ _0\"></span>daan<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yae1 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Werkzaamhede<span class=\"_ _0\"></span>n die nodi<span class=\"_ _0\"></span>g zijn om het act<span class=\"_ _0\"></span>ief klaar t<span class=\"_ _0\"></span>e maken voor </span></span></div>\n<div class=\"t m0 x69 h64 yae2 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het bedo<span class=\"_ _0\"></span>elde geb<span class=\"_ _0\"></span>ruik of <span class=\"_ _0\"></span>de verko<span class=\"_ _0\"></span>op ervan <span class=\"_ _0\"></span>in gan<span class=\"_ _0\"></span>g zijn gez<span class=\"_ _0\"></span>et. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae3 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae4 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het activeren van<span class=\"_ _1\"></span> financierings<span class=\"_ _1\"></span>kosten wordt be\u00ebindigd<span class=\"_ _1\"></span> wanneer het</div>\n<div class=\"t m0 x1d h64 yae5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarbi<span class=\"_ _0\"></span>j behorend a<span class=\"_ _0\"></span>ctief in mat<span class=\"_ _0\"></span>eri\u00eble zi<span class=\"_ _0\"></span>n gereed is; het<span class=\"_ _0\"></span>zij voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 yae6 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hetzij v<span class=\"_ _0\"></span>oor gebr<span class=\"_ _0\"></span>uik. In<span class=\"_ _0\"></span>dien de v<span class=\"_ _0\"></span>ervaar<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>oor lang<span class=\"_ _0\"></span>ere tijd <span class=\"lsef ws113\">wordt </span></div>\n<div class=\"t m0 x1d h64 yae7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderbroken<span class=\"_ _1\"></span>, wordt eveneen<span class=\"_ _1\"></span>s de rente<span class=\"_ _1\"></span>toerekening ui<span class=\"_ _1\"></span>tgesteld. <span class=\"_ _1\"></span>Indien de</div>\n<div class=\"t m0 x1d h64 yae8 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervaar<span class=\"_ _0\"></span>diging i<span class=\"_ _0\"></span>n fasen p<span class=\"_ _0\"></span>laatsvi<span class=\"_ _0\"></span>ndt en elk<span class=\"_ _0\"></span>e afzo<span class=\"_ _0\"></span>nderlijke f<span class=\"_ _0\"></span>ase bes<span class=\"_ _0\"></span>chouwd</div>\n<div class=\"t m0 x1d h64 yae9 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kan worden als<span class=\"_ _1\"></span> een afzonderlijk ac<span class=\"_ _1\"></span>tief, wordt de<span class=\"_ _1\"></span> toerekening van rent<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan desbet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>d actief be\u00eb<span class=\"_ _0\"></span>indigd in<span class=\"_ _0\"></span><span class=\"ws11d\">dien het <span class=\"_ _0\"></span>actief i<span class=\"_ _0\"></span>n mater<span class=\"_ _0\"></span>i\u00eble zin </span></div>\n<div class=\"t m0 x1d h64 yaeb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereed is<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaed ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor een len<span class=\"_ _0\"></span>ing die met e<span class=\"_ _0\"></span>en bepaald<span class=\"_ _0\"></span> actief sam<span class=\"_ _0\"></span>enhangt<span class=\"_ _0\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yaee ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet o<span class=\"_ _0\"></span>p die le<span class=\"_ _0\"></span>ning toe<span class=\"_ _0\"></span>gepast. I<span class=\"_ _0\"></span>n ander<span class=\"_ _0\"></span>e gevalle<span class=\"_ _0\"></span>n wordt</div>\n<div class=\"t m0 x1d h64 yaef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een gewo<span class=\"_ _0\"></span>gen gemidd<span class=\"_ _0\"></span>eld betaa<span class=\"_ _0\"></span>lde rent<span class=\"_ _0\"></span>evoet toe<span class=\"_ _0\"></span>gepast. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 371px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 376px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor kwalificer<span class=\"_ _1\"></span>ende activa waarvan<span class=\"_ _1\"></span> de aanvangsdatu<span class=\"_ _1\"></span>m op of voor</div>\n<div class=\"t m0 x2c h64 y8a6 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"lsed ws112\">januari 2008 valt<span class=\"_ _0\"></span>, geldt dat d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ieringsk<span class=\"_ _0\"></span>osten die r<span class=\"_ _0\"></span>echtst<span class=\"_ _0\"></span>reeks </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of b<span class=\"_ _0\"></span>ouw van e<span class=\"_ _0\"></span>en kwalifi<span class=\"_ _0\"></span>cerend</div>\n<div class=\"t m0 x2c h64 y8a8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief (ee<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">actief waarvoor<span class=\"_ _1\"></span> gedurende langere<span class=\"_ _1\"></span> tijd werkzaamheden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig waren<span class=\"_ _1\"></span> om het ac<span class=\"_ _1\"></span>tief klaar <span class=\"_ _1\"></span>te maken <span class=\"_ _1\"></span>voor het bedoe<span class=\"_ _1\"></span>lde gebrui<span class=\"_ _1\"></span>k of</div>\n<div class=\"t m0 x2c h64 y8aa ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de verko<span class=\"_ _0\"></span>op erva<span class=\"_ _0\"></span>n) als last<span class=\"_ _0\"></span> worden v<span class=\"_ _0\"></span>erant<span class=\"_ _0\"></span>woord in <span class=\"_ _0\"></span>de period<span class=\"_ _0\"></span>e waari<span class=\"_ _0\"></span>n ze</div>\n<div class=\"t m0 x2c h64 y8ab ffcc fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">zijn gemaakt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 105px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 110px; width: 344px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd83 ffcc fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Goodwill en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>immateri\u00eble a<span class=\"_ _1\"></span>ctiva</span> </span></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c yd84 ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd85 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t actief is e<span class=\"_ _0\"></span>en identif<span class=\"_ _0\"></span>iceer<span class=\"_ _0\"></span>baar niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">monetair actief </span></span></div>\n<div class=\"t m0 x2c h64 yd86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en wordt uit<span class=\"_ _0\"></span>sluite<span class=\"_ _0\"></span>nd verantw<span class=\"_ _0\"></span>oord als het<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x2c h64 yd87 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en oplev<span class=\"_ _0\"></span>ert en de k<span class=\"_ _0\"></span>ostpri<span class=\"_ _0\"></span>js van he<span class=\"_ _0\"></span>t actief<span class=\"_ _0\"></span> betrou<span class=\"_ _0\"></span>wbaar k<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 yd88 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd89 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd8a ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble vast<span class=\"_ _0\"></span><span class=\"lsef\">e activa worden<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>balans verant<span class=\"_ _1\"></span>woord tegen </span></div>\n<div class=\"t m0 x2c h64 yd8b ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js, vermin<span class=\"_ _0\"></span>derd met ev<span class=\"_ _0\"></span>entuel<span class=\"_ _0\"></span>e geaccum<span class=\"_ _0\"></span>uleerde af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 yd8c ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x2c h64 yd8d ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De restwa<span class=\"_ _0\"></span>arde en de gesc<span class=\"_ _0\"></span>hatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur van imm<span class=\"_ _0\"></span>ateri\u00ebl<span class=\"_ _0\"></span>e vaste</div>\n<div class=\"t m0 x2c h64 y930 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa wor<span class=\"_ _0\"></span>d<span class=\"lsef ws11d\">en op elke <span class=\"_ _1\"></span>balansdatum op<span class=\"_ _1\"></span>nieuw bekeken<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y931 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y932 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Immateri\u00eble a<span class=\"_ _1\"></span>ctiva me<span class=\"_ _1\"></span>t een bepaal<span class=\"_ _1\"></span>de levensduur <span class=\"_ _1\"></span>worden lineai<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y933 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r hun gesch<span class=\"_ _0\"></span>atte geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur. Op immat<span class=\"_ _0\"></span>eri\u00eble v<span class=\"_ _0\"></span>aste</div>\n<div class=\"t m0 x2c h64 y934 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa met<span class=\"_ _1\"></span> een onbepaa<span class=\"_ _1\"></span>lde gebruik<span class=\"_ _1\"></span>sduur zoals <span class=\"_ _1\"></span>goodwill word<span class=\"_ _1\"></span>t niet</div>\n<div class=\"t m0 x2c h64 y935 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgeschreven<span class=\"_ _1\"></span>, maar de<span class=\"ws11d\">ze worden<span class=\"_ _1\"></span> minstens eenm<span class=\"_ _1\"></span>aal per j<span class=\"_ _1\"></span>aar getoetst<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y936 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>dering.<span class=\"_ _0\"></span> Ge\u00efdentif<span class=\"_ _0\"></span>iceerde ev<span class=\"_ _0\"></span>entu<span class=\"_ _0\"></span>ele bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x2c h64 y937 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n worden in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h64 y938 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Value of Bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (V<span class=\"_ _0\"></span>OBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOB<span class=\"ws11d\">A) vert<span class=\"_ _0\"></span>egenw<span class=\"_ _0\"></span>oordigt <span class=\"_ _0\"></span>het vers<span class=\"_ _0\"></span>chil </span></div>\n<div class=\"t m0 x2c h64 ya7f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussen de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> bij acqui<span class=\"_ _1\"></span>sitie gewaardeerd<span class=\"_ _1\"></span> op bas<span class=\"_ _1\"></span>is van de</div>\n<div class=\"t m0 x2c h64 ya80 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsgrond<span class=\"_ _1\"></span>slagen van<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>de boekwaarde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 ya81 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en beleggin<span class=\"_ _1\"></span>gscontracten, v<span class=\"_ _1\"></span>erworven in </span></span></div>\n<div class=\"t m0 x2c h64 ya82 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het kad<span class=\"_ _0\"></span>er van ee<span class=\"_ _0\"></span>n acquis<span class=\"_ _0\"></span>itie v<span class=\"ws112\">a<span class=\"_ _0\"></span>n een busines<span class=\"_ _0\"></span>s of een port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya83 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya84 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">VOBA wordt<span class=\"_ _0\"></span> verantw<span class=\"_ _0\"></span>oord als im<span class=\"_ _0\"></span>materiee<span class=\"_ _0\"></span>l actief en af<span class=\"_ _0\"></span>geschre<span class=\"_ _0\"></span>ven over</div>\n<div class=\"t m0 x2c h64 ya85 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verwach<span class=\"_ _1\"></span>te periode<span class=\"_ _1\"></span> van de opbr<span class=\"_ _1\"></span>engsten van<span class=\"_ _1\"></span> de verworven<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille. Op e<span class=\"_ _0\"></span>lke versla<span class=\"_ _0\"></span>gdatum m<span class=\"_ _0\"></span>aakt VOB<span class=\"_ _0\"></span>A deel uit van de</div>\n<div class=\"t m0 x2c h64 ya87 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets voor verpl<span class=\"_ _1\"></span>i<span class=\"lsed ws112\">chting<span class=\"_ _0\"></span>en om te beoor<span class=\"_ _0\"></span>delen of de </span></div>\n<div class=\"t m0 x2c h64 ya88 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeien uit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 ya89 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten to<span class=\"_ _0\"></span>ereike<span class=\"_ _0\"></span>nd zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd8e ffce fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Intern <span class=\"_ _0\"></span>gegener<span class=\"_ _0\"></span>eerde imm<span class=\"_ _0\"></span>ateri<span class=\"_ _0\"></span>\u00eble vaste a<span class=\"_ _0\"></span>ctiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Intern gegen<span class=\"_ _1\"></span>ereerde imma<span class=\"_ _1\"></span>teri\u00eble vas<span class=\"_ _1\"></span>te activa worde<span class=\"_ _1\"></span>n geactiveerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd90 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer Agea<span class=\"_ _1\"></span>s alle na<span class=\"_ _1\"></span>vol<span class=\"lsed ws112\">gende pu<span class=\"_ _0\"></span>nten kan aant<span class=\"_ _0\"></span>onen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">De <span class=\"_ _1\"></span>techni<span class=\"_ _0\"></span>sche uitv<span class=\"_ _0\"></span>oerbaa<span class=\"_ _0\"></span>rheid om he<span class=\"_ _0\"></span>t immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief te </span></span></div>\n<div class=\"t m0 x1a0 h64 yd92 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voltooien, zod<span class=\"_ _1\"></span>at het beschikbaar<span class=\"_ _1\"></span> zal zijn voor gebrui<span class=\"_ _1\"></span>k of verkoop;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd93 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws11d\">De intentie het<span class=\"_ _0\"></span> immate<span class=\"_ _0\"></span>rieel vas<span class=\"_ _0\"></span>t acti<span class=\"_ _0\"></span>ef te volt<span class=\"_ _0\"></span>ooien e<span class=\"_ _0\"></span>n te gebru<span class=\"_ _0\"></span>iken </span></span></div>\n<div class=\"t m0 x1a0 h64 yd94 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of te verk<span class=\"_ _0\"></span>open;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd95 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen <span class=\"ws11d\">om <span class=\"_ _0\"></span>het immat<span class=\"_ _0\"></span>erieel v<span class=\"_ _0\"></span>ast act<span class=\"_ _0\"></span>ief te ge<span class=\"_ _0\"></span>bruiken <span class=\"_ _0\"></span>of te </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd96 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkopen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd97 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Hoe het immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief waars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige </span></span></div>\n<div class=\"t m0 x1a0 h64 yd98 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische <span class=\"_ _1\"></span>voordelen zal<span class=\"_ _1\"></span> genereren;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd99 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e beschikbaa<span class=\"_ _1\"></span>rheid van<span class=\"_ _1\"></span> adequate techni<span class=\"_ _1\"></span>sche, finan<span class=\"_ _1\"></span>ci\u00eble en and<span class=\"_ _1\"></span>ere </span></span></div>\n<div class=\"t m0 x1a0 h64 yd9a ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen om de ontw<span class=\"_ _1\"></span>ikkeling te vol<span class=\"_ _1\"></span><span class=\"lsed ws112\">tooie<span class=\"_ _0\"></span>n en het immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x1a0 h64 yd9b ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief t<span class=\"_ _0\"></span>e gebruik<span class=\"_ _0\"></span>en of t<span class=\"_ _0\"></span>e verkop<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yd9c ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen om de u<span class=\"_ _0\"></span>itgaven di<span class=\"_ _0\"></span>e aan het imm<span class=\"_ _0\"></span>ateriee<span class=\"_ _0\"></span>l vast actief </span></span></div>\n<div class=\"t m0 x69 h64 yd9d ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden to<span class=\"_ _1\"></span>egerekend tijden<span class=\"_ _1\"></span>s zijn ontwikkelin<span class=\"_ _1\"></span>g betrouwbaar</div>\n<div class=\"t m0 x69 h64 yd9e ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te waarderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9f ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yda0 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alleen im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste acti<span class=\"_ _0\"></span>va die door o<span class=\"_ _0\"></span>n<span class=\"lsef ws11d\">twikkeling on<span class=\"_ _1\"></span>tstaan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yda1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geactiveerd.<span class=\"_ _1\"></span> Alle andere <span class=\"_ _1\"></span>intern gegene<span class=\"_ _1\"></span>reerde imma<span class=\"_ _1\"></span>teri\u00eble activa<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x1d h64 yda2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet geact<span class=\"_ _0\"></span>iveerd e<span class=\"_ _0\"></span>n de uitgave<span class=\"_ _0\"></span>n worden we<span class=\"_ _0\"></span>ergegev<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 yda3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening in he<span class=\"_ _1\"></span>t jaar wa<span class=\"_ _1\"></span>arin de ui<span class=\"_ _1\"></span>tgaven zich <span class=\"_ _1\"></span>voordoen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yda4 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yda5 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Softwa<span class=\"_ _0\"></span>re voor d<span class=\"_ _0\"></span>e compute<span class=\"_ _0\"></span>r, <span class=\"ws112\">die niet<span class=\"_ _0\"></span> zonder s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e softwa<span class=\"_ _0\"></span>re werkt, </span></div>\n<div class=\"t m0 x1d h64 yda6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals het<span class=\"_ _1\"></span> besturingssys<span class=\"_ _1\"></span>teem, vormt<span class=\"_ _1\"></span> een integraal<span class=\"_ _1\"></span> onderdeel<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x1d h64 yda7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende har<span class=\"_ _0\"></span>dware en wordt<span class=\"_ _0\"></span> behande<span class=\"_ _0\"></span>ld als mate<span class=\"_ _0\"></span>ri\u00eble vast<span class=\"_ _0\"></span>e activa.</div>\n<div class=\"t m0 x1d h64 yda8 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>software geen<span class=\"_ _1\"></span> integraal o<span class=\"_ _1\"></span>nderdeel van<span class=\"_ _1\"></span> de betreffe<span class=\"_ _1\"></span>nde</div>\n<div class=\"t m0 x1d h64 yda9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hardware ui<span class=\"_ _1\"></span>tmaa<span class=\"lsed ws112\">kt, worden d<span class=\"_ _0\"></span>e kosten die z<span class=\"_ _0\"></span>ijn gemaak<span class=\"_ _0\"></span>t tijdens d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ydaa ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsf<span class=\"_ _0\"></span>ase en waarv<span class=\"_ _0\"></span>oor Agea<span class=\"_ _0\"></span>s kan aanto<span class=\"_ _0\"></span>nen dat aan al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 ydab ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hierbov<span class=\"_ _0\"></span>en verm<span class=\"_ _0\"></span>elde crit<span class=\"_ _0\"></span>eria vol<span class=\"_ _0\"></span>daan is<span class=\"_ _0\"></span>, geactiv<span class=\"_ _0\"></span>eerd al<span class=\"_ _0\"></span>s immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydac ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste acti<span class=\"_ _0\"></span>va en lineai<span class=\"_ _0\"></span>r afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de geschat<span class=\"_ _0\"></span>te gebrui<span class=\"_ _0\"></span>ksduur.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ydad ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Over het<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">algemeen wo<span class=\"_ _0\"></span>rdt der<span class=\"_ _0\"></span>gelijke s<span class=\"_ _0\"></span>oftware <span class=\"_ _0\"></span>afgesc<span class=\"_ _0\"></span>hreven ov<span class=\"_ _0\"></span>er </span></span></div>\n<div class=\"t m0 x1d h64 ydae ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maximaal 5<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c ydaf ffce fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Overige immateri\u00eb<span class=\"_ _1\"></span>le activa met bepa<span class=\"_ _1\"></span>alde gebruiksduu<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb0 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a met be<span class=\"_ _0\"></span>paalde g<span class=\"_ _0\"></span>ebruiks<span class=\"_ _0\"></span>duur, z<span class=\"_ _0\"></span>oals</div>\n<div class=\"t m0 x1d h64 ydb1 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ies, hand<span class=\"_ _0\"></span>elsmerk<span class=\"_ _0\"></span>en en licen<span class=\"_ _0\"></span>ties worde<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">doorgaans </span></div>\n<div class=\"t m0 x1d h64 ydb2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair ov<span class=\"_ _0\"></span>er hun ges<span class=\"_ _0\"></span>chatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur afgesc<span class=\"_ _0\"></span>hreven.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydb3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vaste activ<span class=\"_ _1\"></span>a met bepaalde<span class=\"_ _1\"></span> gebruiksdu<span class=\"_ _1\"></span>ur worden op<span class=\"_ _1\"></span> elke ver<span class=\"_ _1\"></span>slagdatum</div>\n<div class=\"t m0 x1d h64 ydb4 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">getoetst op<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb5 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb6 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Parkeerconce<span class=\"_ _1\"></span>ssies worden opgen<span class=\"_ _1\"></span>omen als immateri\u00eble<span class=\"_ _1\"></span> vaste activa als<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht heeft<span class=\"_ _0\"></span> het gebrui<span class=\"_ _0\"></span>k van de conces<span class=\"_ _0\"></span>sie<span class=\"ls0 ws0\">-</span>infra<span class=\"_ _0\"></span>structuu<span class=\"_ _0\"></span>r in</div>\n<div class=\"t m0 x1d h64 ydb8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rekenin<span class=\"_ _0\"></span>g te brenge<span class=\"_ _0\"></span>n. De ontvan<span class=\"_ _0\"></span>gen immat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden bi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 ydb9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste opnam<span class=\"_ _1\"></span>e gewaardeerd<span class=\"_ _1\"></span> op de re<span class=\"_ _1\"></span>\u00eble waarde, a<span class=\"_ _1\"></span>ls prijs v<span class=\"_ _1\"></span>oor de</div>\n<div class=\"t m0 x1d h64 ydba ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bouw<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">of modernise<span class=\"_ _1\"></span>ringsdiensten i<span class=\"_ _1\"></span>n een ser<span class=\"_ _1\"></span>viceconces<span class=\"ls107 ws13e\">sie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ydbb ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomst<span class=\"_ _1\"></span>. De toepassel<span class=\"_ _1\"></span>ijke re\u00eble <span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> bepaald me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydbc ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwijzing<span class=\"_ _1\"></span> naar de re\u00ebl<span class=\"_ _1\"></span>e waarde v<span class=\"_ _1\"></span>an de gelev<span class=\"_ _1\"></span>erde bouw<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 ydbd ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modern<span class=\"_ _0\"></span>iserings<span class=\"_ _0\"></span>diensten.<span class=\"_ _0\"></span> Na de eerst<span class=\"_ _0\"></span>e opname wo<span class=\"_ _0\"></span>rden de</div>\n<div class=\"t m0 x1d h64 ydbe ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies verantwoord tegen<span class=\"_ _1\"></span> kostprijs, verm<span class=\"_ _1\"></span>inderd met</div>\n<div class=\"t m0 x1d h64 ydbf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele geacc<span class=\"_ _0\"></span>umuleer<span class=\"_ _0\"></span>de afschr<span class=\"_ _0\"></span>ijvinge<span class=\"_ _0\"></span>n en eventue<span class=\"_ _0\"></span>le geaccu<span class=\"_ _0\"></span>muleer<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ydc0 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. De gescha<span class=\"_ _1\"></span>tte gebruik<span class=\"_ _1\"></span>sduur</div>\n<div class=\"t m0 x1d h64 ydc1 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>mmateri<span class=\"_ _0\"></span>eel vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>binnen ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ydc2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ieovere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span> is de period<span class=\"_ _0\"></span>e die begint op h<span class=\"_ _0\"></span>et moment</div>\n<div class=\"t m0 x1d h64 ydc3 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat Ageas het<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span> van <span class=\"lsef ws11e\">de concessie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">infrast<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r in reke<span class=\"_ _0\"></span>ning kan </span></div>\n<div class=\"t m0 x1d h64 ydc4 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen,<span class=\"_ _0\"></span> tot het eind<span class=\"_ _0\"></span>e van de conc<span class=\"_ _0\"></span>essiepe<span class=\"_ _0\"></span>riode. De op de</div>\n<div class=\"t m0 x1d h64 ydc5 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies toegepas<span class=\"_ _1\"></span>te principes <span class=\"_ _1\"></span>voor bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x1d h64 ydc6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zijn d<span class=\"_ _1\"></span>ezelfde als d<span class=\"_ _1\"></span>ie voor v<span class=\"_ _1\"></span>astgoedbeleggin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 ydc7 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 382px; width: 356.997px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 718px; width: 356.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 750px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ydc8 ffcc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydc9 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwil<span class=\"ws11e\">l van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s na 1 januari 2010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ydca ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij eerste opnam<span class=\"_ _1\"></span>e wordt goodwill<span class=\"_ _1\"></span> gewaardeerd tegen kost<span class=\"_ _1\"></span>prijs, zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydcb ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het pos<span class=\"_ _0\"></span>itieve ve<span class=\"_ _0\"></span>rschil t<span class=\"_ _0\"></span>ussen d<span class=\"_ _0\"></span>e re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de verk<span class=\"_ _0\"></span>rijgings<span class=\"_ _0\"></span>prijs e<span class=\"_ _0\"></span>n: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydcc ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">H<span class=\"_ _1\"></span>et deel <span class=\"_ _1\"></span>van Ageas in <span class=\"_ _1\"></span>de re\u00eble<span class=\"_ _1\"></span> waarde van de<span class=\"_ _1\"></span> identificee<span class=\"_ _1\"></span>rbare </span></span></div>\n<div class=\"t m0 x69 h64 ydcd ffcc fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">acti<span class=\"_ _1\"></span>v<span class=\"lsef ws11d\">a en <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en </span> </span></span></div>\n<div class=\"t m0 x1d h64 ydce ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van en<span class=\"_ _1\"></span>ig eerder aang<span class=\"_ _1\"></span>ehouden bela<span class=\"_ _1\"></span>ng in de </span></span></div>\n<div class=\"t m0 x69 h64 ydcf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd0 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opnamen, w<span class=\"_ _1\"></span>ordt goodwil<span class=\"_ _1\"></span>l gewaardeerd<span class=\"_ _1\"></span> tegen kos<span class=\"_ _1\"></span>tprijs</div>\n<div class=\"t m0 x1d h64 ydd2 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minus even<span class=\"_ _1\"></span>tuele geaccumuleer<span class=\"_ _1\"></span>de bijzondere<span class=\"_ _1\"></span> waardeverm<span class=\"_ _1\"></span>inderingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 177px; width: 357px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 182px; width: 357px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 357px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 786px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 173px; height: 933px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 173px; height: 933px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ffd3 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Goodwill van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s v\u00f3\u00f3r 1 januari<span class=\"_ _1\"></span> 2010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ten opzichte va<span class=\"_ _1\"></span>n het hierboven gem<span class=\"_ _1\"></span>elde, gelden de vol<span class=\"_ _1\"></span>gende</div>\n<div class=\"t m0 x2c h64 y8a7 ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Be<span class=\"_ _1\"></span>dri<span class=\"ws11d\">jfscombinat<span class=\"_ _1\"></span>ies werden v<span class=\"_ _1\"></span>erantwoord op <span class=\"_ _1\"></span>basis van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zogenaamde <span class=\"_ _1\"></span>\u2018purchase method<span class=\"_ _1\"></span>\u2019. Direct aa<span class=\"_ _1\"></span>n de overna<span class=\"_ _1\"></span>me</div>\n<div class=\"t m0 x1a0 h64 y8aa ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekoste<span class=\"_ _0\"></span>n maakten <span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>deel uit v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1a0 h64 y8ab ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkrijgingspr<span class=\"_ _1\"></span>ijs. Een<span class=\"_ _1\"></span> eventueel mi<span class=\"_ _1\"></span>nderheidsbelan<span class=\"_ _1\"></span>g werd</div>\n<div class=\"t m0 x1a0 h64 y8ac ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> het proportionele a<span class=\"_ _1\"></span>andeel in de re\u00eb<span class=\"_ _1\"></span>le waarde</div>\n<div class=\"t m0 x1a0 h64 y8ad ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>dentificeerbare<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ae ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">In geval van een stap<span class=\"_ _0\"></span>sgewijz<span class=\"_ _0\"></span>e overname w<span class=\"_ _0\"></span>erd elke 'st<span class=\"_ _0\"></span>ap' </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k verwerkt. El<span class=\"_ _1\"></span>k nieuw <span class=\"_ _1\"></span>verkregen belang<span class=\"_ _1\"></span> had geen<span class=\"_ _1\"></span> effect</div>\n<div class=\"t m0 x1a0 h64 y8b1 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op eerde<span class=\"_ _0\"></span>r verwerk<span class=\"_ _0\"></span>te go<span class=\"_ _0\"></span>odwill.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b2 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Vo<span class=\"_ _1\"></span>o<span class=\"ws11e\">rwaardelijke ver<span class=\"_ _1\"></span>goedingen werden u<span class=\"_ _1\"></span>itsluitend en allee<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als Ageas een<span class=\"_ _1\"></span> verplich<span class=\"_ _1\"></span>ting had en er<span class=\"_ _1\"></span> waarschi<span class=\"_ _1\"></span>jnlijk</div>\n<div class=\"t m0 x1a0 h64 y8b4 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische u<span class=\"_ _1\"></span>itstroom g<span class=\"_ _1\"></span>ing plaatsvind<span class=\"_ _1\"></span>en, waarvan <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8b5 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betrouwbare <span class=\"_ _1\"></span>schatting kon<span class=\"_ _1\"></span> worden gem<span class=\"_ _1\"></span>aakt. Latere<span class=\"_ _1\"></span> aanpassinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de vo<span class=\"_ _1\"></span>orwaardelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>vergoeding had<span class=\"_ _1\"></span>den effect<span class=\"_ _1\"></span> op de good<span class=\"_ _1\"></span>will.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y991 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Goodwi<span class=\"_ _0\"></span>ll is een immat<span class=\"_ _0\"></span>erieel vast<span class=\"_ _0\"></span> actief met<span class=\"_ _0\"></span> een onbep<span class=\"_ _0\"></span>aalde lev<span class=\"_ _0\"></span>ensduur</div>\n<div class=\"t m0 x2c h64 y993 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en, net als all<span class=\"_ _0\"></span>e andere im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste act<span class=\"_ _0\"></span>iva met onb<span class=\"_ _0\"></span>epaalde</div>\n<div class=\"t m0 x2c h64 y994 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur, w<span class=\"_ _1\"></span>ordt de boe<span class=\"_ _1\"></span>kwaarde van <span class=\"_ _1\"></span>d<span class=\"lsed ws112\">eze immat<span class=\"_ _0\"></span>eri\u00eble<span class=\"_ _0\"></span> vaste activa </span></div>\n<div class=\"t m0 x2c h64 y995 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarlijks beoo<span class=\"_ _1\"></span>rdeeld, of frequen<span class=\"_ _1\"></span>ter, als gebeurteni<span class=\"_ _1\"></span>ssen of verande<span class=\"_ _1\"></span>ringen</div>\n<div class=\"t m0 x2c h64 y996 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van omstandig<span class=\"_ _1\"></span>heden aange<span class=\"_ _1\"></span>ven dat een<span class=\"_ _1\"></span> dergelijke <span class=\"_ _1\"></span>boekwaarde n<span class=\"_ _1\"></span>iet</div>\n<div class=\"t m0 x2c h64 y997 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">realiseerbaar<span class=\"_ _1\"></span> is. In d<span class=\"_ _1\"></span>at geval<span class=\"_ _1\"></span> wordt de real<span class=\"_ _1\"></span>iseerbare wa<span class=\"_ _1\"></span>arde bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>kasstroomgenerere<span class=\"_ _1\"></span>nde eenheid w<span class=\"_ _1\"></span>aaraan goodwil<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x2c h64 y999 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegerekend. <span class=\"_ _1\"></span>Deze waarde<span class=\"_ _1\"></span> wordt dan v<span class=\"_ _1\"></span>ergeleken m<span class=\"_ _1\"></span>et de boe<span class=\"_ _1\"></span>kwaarde</div>\n<div class=\"t m0 x2c h64 yc13 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>kasstroomgenereren<span class=\"_ _1\"></span>de eenheid <span class=\"_ _1\"></span>en als <span class=\"_ _1\"></span>de realiseerbar<span class=\"_ _1\"></span>e waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc14 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lager is<span class=\"_ _1\"></span> dan de boek<span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> een bijzo<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 yc15 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverlies <span class=\"_ _1\"></span>verantwoord. Bi<span class=\"_ _1\"></span>j<span class=\"ws11e\">zondere waarde<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yc16 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verminderings<span class=\"_ _1\"></span><span class=\"ws11e\">verliezen worden<span class=\"_ _1\"></span> onmiddellijk veran<span class=\"_ _1\"></span>twoord in de </span></div>\n<div class=\"t m0 x2c h64 yc17 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc19 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval v<span class=\"_ _0\"></span>an een bijzo<span class=\"_ _0\"></span>nder waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>derings<span class=\"_ _0\"></span>verlies v<span class=\"_ _0\"></span>erlaagt</div>\n<div class=\"t m0 x2c h64 yc1a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas eerst<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> aan de ka<span class=\"_ _1\"></span>sstroomgenererende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eenheid toeger<span class=\"_ _1\"></span>ekende goodw<span class=\"_ _1\"></span>ill <span class=\"ws11e\">en vervolge<span class=\"_ _1\"></span>ns de andere acti<span class=\"_ _1\"></span>va van de </span></div>\n<div class=\"t m0 x2c h64 ya3e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenhei<span class=\"_ _0\"></span>d naar rato va<span class=\"_ _0\"></span>n de boekwa<span class=\"_ _0\"></span>arde van elk act<span class=\"_ _0\"></span>ief in de ee<span class=\"_ _0\"></span>nheid.</div>\n<div class=\"t m0 x2c h64 ya3f ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eerder vera<span class=\"_ _1\"></span>ntwoorde bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderings<span class=\"_ _1\"></span>verliezen me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ya40 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot good<span class=\"_ _0\"></span>will wor<span class=\"_ _0\"></span>den niet ter<span class=\"_ _0\"></span>uggeboek<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 315px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 618px; width: 346px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 623px; width: 346px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 628px; width: 346px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y945 ffd1 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.7 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Geleas<span class=\"_ _0\"></span>de activa<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ya8a ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span><span class=\"ls103\">lesso<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya8b ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa die als<span class=\"_ _1\"></span> gevolg van operation<span class=\"_ _1\"></span>ele leaseovereenkoms<span class=\"_ _1\"></span>ten worden</div>\n<div class=\"t m0 x2c h64 ya8c ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased, w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> balans va<span class=\"_ _1\"></span>n Ageas onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya8d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018vastgoedbelegg<span class=\"_ _1\"></span>ingen\u2019 (geb<span class=\"_ _1\"></span>ouwen) en <span class=\"_ _1\"></span>onder \u2018mater<span class=\"_ _1\"></span>i\u00eble vaste a<span class=\"_ _1\"></span>ctiva\u2019</div>\n<div class=\"t m0 x2c h64 ya8e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(materi<span class=\"_ _0\"></span>eel en moto<span class=\"_ _0\"></span>rvoertui<span class=\"_ _0\"></span>gen). Dez<span class=\"_ _0\"></span>e activa wor<span class=\"_ _0\"></span>den verant<span class=\"_ _0\"></span>w<span class=\"lsef ws11e\">oord tegen </span></div>\n<div class=\"t m0 x2c h64 ya8f ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kostprijs, ver<span class=\"_ _1\"></span>minderd met geaccum<span class=\"_ _1\"></span>uleerde afschrijv<span class=\"_ _1\"></span>ingen. Leasingba<span class=\"_ _1\"></span>ten,</div>\n<div class=\"t m0 x2c h64 ya90 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na aftrek van even<span class=\"_ _1\"></span>tuele aan leasingnem<span class=\"_ _1\"></span>ers gegeven voord<span class=\"_ _1\"></span>el<span class=\"lsed ws112\">en, worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 ya91 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">over de lease<span class=\"_ _1\"></span>periode. De<span class=\"_ _1\"></span> directe aan<span class=\"_ _1\"></span>vangskosten </span></span></div>\n<div class=\"t m0 x2c h64 ya92 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die Ageas<span class=\"_ _1\"></span> heeft gemaa<span class=\"_ _1\"></span>kt, worden <span class=\"_ _1\"></span>toegevoegd aan<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 ya93 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geleas<span class=\"_ _0\"></span>ede acti<span class=\"_ _0\"></span>ef en worden ov<span class=\"_ _0\"></span>er de lease<span class=\"_ _0\"></span>perio<span class=\"_ _0\"></span>de verantwo<span class=\"_ _0\"></span>ord onder</div>\n<div class=\"t m0 x2c h64 ya94 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lasten op d<span class=\"_ _0\"></span>ezelfde ba<span class=\"_ _0\"></span>sis als de lea<span class=\"_ _0\"></span>se<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">opbrengsten.</span> </span></div>\n<div class=\"t m0 x2c h64 ya95 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya96 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot oo<span class=\"_ _1\"></span>k financi\u00eble leaseo<span class=\"_ _1\"></span>vereenkomsten a<span class=\"_ _1\"></span>f waarbij vrijwel al<span class=\"_ _1\"></span>le</div>\n<div class=\"t m0 x2c h64 ya97 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>eigendom van <span class=\"_ _1\"></span>de geleasede<span class=\"_ _1\"></span> activa v<span class=\"_ _1\"></span>erbonden risico<span class=\"_ _1\"></span>'s en</div>\n<div class=\"t m0 x2c h64 ya98 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beloningen, beha<span class=\"_ _1\"></span>lve het juridis<span class=\"_ _1\"></span>che eigendom, aan de<span class=\"_ _1\"></span> cli\u00ebnt worden</div>\n<div class=\"t m0 x2c h64 ya99 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span>. Activa gele<span class=\"_ _1\"></span>ased onder e<span class=\"_ _1\"></span>en financi\u00eble<span class=\"_ _1\"></span> lease wor<span class=\"_ _1\"></span>den</div>\n<div class=\"t m0 x1d h64 y99a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s vordering<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> bedrag gelij<span class=\"_ _1\"></span>k aan de<span class=\"_ _1\"></span> netto<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">investering </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de lease.<span class=\"_ _0\"></span> De netto<span class=\"ls0 ws0\">-<span class=\"ls103 ws11d\">inve<span class=\"lsed\">stering i<span class=\"_ _0\"></span>n de leas<span class=\"_ _0\"></span>e omvat d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e waa<span class=\"_ _0\"></span>rden </span></span></span></div>\n<div class=\"t m0 x1d h64 y99c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en de event<span class=\"_ _0\"></span>uele waa<span class=\"_ _0\"></span>rborg op d<span class=\"_ _0\"></span>e restwaar<span class=\"_ _0\"></span>den.</div>\n<div class=\"t m0 x1d h64 y99d ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het<span class=\"_ _0\"></span> actief en <span class=\"_ _0\"></span>de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>de vord<span class=\"_ _0\"></span>ering</div>\n<div class=\"t m0 x1d h64 y99e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als onverd<span class=\"_ _0\"></span>iende fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten. Fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten</div>\n<div class=\"t m0 x1d h64 y99f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">word<span class=\"ws11e\">en gedurende d<span class=\"_ _1\"></span>e looptijd van de<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>st verantwoord </span></div>\n<div class=\"t m0 x1d h64 ya9a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op basis <span class=\"_ _1\"></span>van een pat<span class=\"_ _1\"></span>roon dat ee<span class=\"_ _1\"></span>n constant <span class=\"_ _1\"></span>periodiek rend<span class=\"_ _1\"></span>ement op</div>\n<div class=\"t m0 x1d h64 ya9b ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitstaande ne<span class=\"_ _1\"></span>tto<span class=\"ls0 ws0\">-</span><span class=\"lsed\">investerin<span class=\"_ _0\"></span>g van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e lease<span class=\"_ _0\"></span>overeenk<span class=\"_ _0\"></span>omst </span></div>\n<div class=\"t m0 x1d h64 ya9c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. De di<span class=\"_ _0\"></span>recte init<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor Age<span class=\"_ _0\"></span>as worden o<span class=\"_ _0\"></span>pgen<span class=\"ws111\">ome<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya9d ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de initi\u00ebl<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing van de nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">invest<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>de leas<span class=\"_ _0\"></span>e en </span></div>\n<div class=\"t m0 x1d h64 ya9e ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen h<span class=\"_ _1\"></span>et bedrag <span class=\"_ _1\"></span>aan inkoms<span class=\"_ _1\"></span>ten dat in<span class=\"_ _1\"></span> de loop va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ya9f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn wo<span class=\"_ _0\"></span>rdt opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydd4 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span>lessee<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd5 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas lea<span class=\"_ _0\"></span>st terrei<span class=\"_ _0\"></span>nen, gebo<span class=\"_ _0\"></span>uwen, app<span class=\"_ _0\"></span>aratuur e<span class=\"_ _0\"></span>n auto's. De</div>\n<div class=\"t m0 x1d h64 ydd6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevoorwaard<span class=\"_ _1\"></span>en word<span class=\"ws11e\">en afzon<span class=\"_ _1\"></span>derlijk overeeng<span class=\"_ _1\"></span>ekomen en omvatte<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een brede <span class=\"_ _1\"></span>waaier aan <span class=\"_ _1\"></span>voorwaarden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd8 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls105 ws135\">zel<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringsm<span class=\"_ _0\"></span>odel is va<span class=\"_ _0\"></span>n toepass<span class=\"_ _0\"></span>ing op <span class=\"_ _0\"></span>activa d<span class=\"_ _0\"></span>ie worde<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1d h64 ydda ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased on<span class=\"_ _1\"></span>der zowel oper<span class=\"_ _1\"></span>ationele als <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>leasetransac<span class=\"_ _1\"></span>ties. Bij d<span class=\"_ _1\"></span>it</div>\n<div class=\"t m0 x1d h64 yddb ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l worden b<span class=\"_ _1\"></span>ij aanvang <span class=\"_ _1\"></span>een gebruiksre<span class=\"_ _1\"></span>chtactief en<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 yddc ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing opgen<span class=\"_ _0\"></span>omen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddd ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydde ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting om<span class=\"_ _0\"></span>vat de co<span class=\"_ _0\"></span>ntant<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yddf ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n betaald op de aa<span class=\"_ _0\"></span>nvangs<span class=\"_ _0\"></span>datum, inc<span class=\"_ _0\"></span>lusief</div>\n<div class=\"t m0 x1d h64 yde0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die versc<span class=\"_ _0\"></span>huldigd zi<span class=\"_ _0\"></span>jn onder re<span class=\"_ _0\"></span>delijk zek<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 yaa9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws11d\">Vaste betali<span class=\"_ _0\"></span>ngen (incl<span class=\"_ _0\"></span>usief n<span class=\"_ _0\"></span>aar hun <span class=\"_ _0\"></span>wezen vas<span class=\"_ _0\"></span>te beta<span class=\"_ _0\"></span>lingen<span class=\"_ _0\"></span>) onder </span></span></div>\n<div class=\"t m0 x69 h64 yaab ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aftrek van event<span class=\"_ _1\"></span>uele te ontvangen leas<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">incentives;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaac ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">Variabele leas<span class=\"_ _0\"></span>ebetali<span class=\"_ _0\"></span>ngen afha<span class=\"_ _0\"></span>nkelijk va<span class=\"_ _0\"></span>n een index of<span class=\"_ _0\"></span> een tarief, </span></span></div>\n<div class=\"t m0 x69 h64 yaad ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">initieel g<span class=\"_ _0\"></span>ewaard<span class=\"_ _0\"></span>eerd met geb<span class=\"_ _0\"></span>ruik van de ind<span class=\"_ _0\"></span>ex of het tar<span class=\"_ _0\"></span>ief op de</div>\n<div class=\"t m0 x69 h64 yaae ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsdatum;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>dragen die Ageas na<span class=\"_ _1\"></span>ar verwachting ver<span class=\"_ _1\"></span>schuldigd is in<span class=\"_ _1\"></span> het kader </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van garant<span class=\"_ _0\"></span>ies op de rest<span class=\"_ _0\"></span>waarde<span class=\"_ _0\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab1 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenpr<span class=\"_ _1\"></span>ijs van een<span class=\"_ _1\"></span> aankoopoptie<span class=\"_ _1\"></span> als het <span class=\"_ _1\"></span>redelijk zeke<span class=\"_ _1\"></span>r is dat </span></span></div>\n<div class=\"t m0 x69 h64 yab2 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas deze <span class=\"_ _1\"></span>optie zal<span class=\"_ _1\"></span> uitoefenen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yab3 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>talingen voor boe<span class=\"_ _1\"></span>tes bij be<span class=\"lsed ws11d\">\u00ebindiging v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>e, als de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yab4 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk ma<span class=\"_ _0\"></span>akt dat Age<span class=\"_ _0\"></span>as deze optie z<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x69 h64 yab5 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitoefenen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97d ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y97e ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting w<span class=\"_ _0\"></span>ordt ver<span class=\"_ _0\"></span>discont<span class=\"_ _0\"></span>eerd met t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y97f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentet<span class=\"_ _0\"></span>arief van d<span class=\"_ _0\"></span>e lease. Al<span class=\"_ _0\"></span>s dit percent<span class=\"_ _0\"></span>age<span class=\"ls0 ws0\"> </span>niet eenv<span class=\"_ _0\"></span>oudig</div>\n<div class=\"t m0 x1d h64 y980 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden b<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">paald, wo<span class=\"_ _0\"></span>rdt het incr<span class=\"_ _0\"></span>ementele fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingsta<span class=\"_ _0\"></span>rief van </span></div>\n<div class=\"t m0 x1d h64 y981 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas toegepa<span class=\"_ _1\"></span>st. Als in<span class=\"_ _1\"></span>crementeel f<span class=\"_ _1\"></span>inancieringstar<span class=\"_ _1\"></span>ief past Ag<span class=\"_ _1\"></span>eas een</div>\n<div class=\"t m0 x1d h64 y982 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">breed beschikb<span class=\"_ _1\"></span>are samengestelde<span class=\"_ _1\"></span> curve toe, die is<span class=\"_ _1\"></span> gebaseerd op een</div>\n<div class=\"t m0 x1d h64 y983 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">steekpr<span class=\"_ _0\"></span>oef van b<span class=\"_ _0\"></span>estaan<span class=\"_ _0\"></span>de secun<span class=\"_ _0\"></span>daire ob<span class=\"_ _0\"></span>ligaties<span class=\"_ _0\"></span> van fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 ya6c ffd1 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">emit<span class=\"lsef ws11d\">ten<span class=\"_ _1\"></span>ten met een <span class=\"_ _1\"></span>rating A, <span class=\"_ _1\"></span>verhoogd met ee<span class=\"_ _1\"></span>n risicopr<span class=\"_ _1\"></span>emie. Voor </span></div>\n<div class=\"t m0 x1d h64 ya6d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s wordt een<span class=\"_ _1\"></span> risicovrije<span class=\"_ _1\"></span> rente toe<span class=\"_ _1\"></span>gepast, gelij<span class=\"_ _1\"></span>k aan de</div>\n<div class=\"t m0 x1d h64 ya6e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wap voor een s<span class=\"_ _0\"></span>oortgel<span class=\"_ _0\"></span>ijke loopt<span class=\"_ _0\"></span>ijd, verh<span class=\"_ _0\"></span>oogd met een</div>\n<div class=\"t m0 x1d h64 ya6f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">risicopremie<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya70 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya71 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>everpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g stijgt v<span class=\"_ _0\"></span>ervol<span class=\"lsef ws11e\">gens om de rente </span></div>\n<div class=\"t m0 x1d h64 ya72 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de leas<span class=\"_ _0\"></span>everp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g te weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>en en daa<span class=\"_ _0\"></span>lt om de u<span class=\"_ _0\"></span>itgevo<span class=\"_ _0\"></span>erde</div>\n<div class=\"t m0 x1d h64 ya73 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen.<span class=\"_ _0\"></span> De leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya74 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herberekend<span class=\"_ _1\"></span> teneinde de<span class=\"_ _1\"></span> leaseveranderi<span class=\"_ _1\"></span>ngen of w<span class=\"_ _1\"></span>ijzigingen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 ya75 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> een wijzi<span class=\"_ _0\"></span>ging in een ind<span class=\"_ _0\"></span>ex of</div>\n<div class=\"t m0 x1d h64 ya76 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tarief gebr<span class=\"_ _1\"></span>uikt om d<span class=\"_ _1\"></span>eze betalingen<span class=\"_ _1\"></span> te bepa<span class=\"_ _1\"></span>len. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 891px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 277px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 896px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 282px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De rente op de le<span class=\"_ _0\"></span>aseve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng in elke per<span class=\"_ _0\"></span>iode verte<span class=\"_ _0\"></span>genwo<span class=\"_ _0\"></span>ordigt het</div>\n<div class=\"t m0 x2c h64 y8a6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> een const<span class=\"_ _0\"></span>ant perio<span class=\"_ _0\"></span>diek rente<span class=\"_ _0\"></span>tarief ov<span class=\"_ _0\"></span>er het rest<span class=\"_ _0\"></span>erende sa<span class=\"_ _0\"></span>ldo</div>\n<div class=\"t m0 x2c h64 y8a7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de leasev<span class=\"_ _0\"></span>erpli<span class=\"_ _0\"></span>chting lev<span class=\"_ _0\"></span>ert. De re<span class=\"_ _0\"></span>nte op de lease<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x2c h64 y8a8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng, sa<span class=\"_ _0\"></span>men met d<span class=\"_ _0\"></span>e variabel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8a9 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n opgenome<span class=\"_ _0\"></span>n in de waard<span class=\"_ _0\"></span>ering van de</div>\n<div class=\"t m0 x2c h64 y8aa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing in de peri<span class=\"_ _0\"></span>ode waar<span class=\"_ _0\"></span>in de gebeurt<span class=\"_ _0\"></span>enis of voo<span class=\"_ _0\"></span>rwaarde di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de aanlei<span class=\"_ _0\"></span>ding voor de<span class=\"_ _0\"></span>ze betal<span class=\"_ _0\"></span>ingen is zic<span class=\"_ _0\"></span>h voordoet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het gebrui<span class=\"_ _0\"></span>ksrecht<span class=\"_ _0\"></span>actief<span class=\"_ _0\"></span> wordt gewa<span class=\"_ _0\"></span>ardeerd te<span class=\"_ _0\"></span>gen de kost<span class=\"_ _0\"></span>prijs en omv<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y8ae ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de initiee<span class=\"_ _0\"></span>l opgeno<span class=\"_ _0\"></span>men leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing, geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>d voor event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x2c h64 y8af ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasebetaling<span class=\"_ _1\"></span>en die hebb<span class=\"_ _1\"></span>en plaatsgevon<span class=\"_ _1\"></span>den bij o<span class=\"_ _1\"></span>f voor<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de aanvang van </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de lease, ev<span class=\"_ _0\"></span>entuee<span class=\"_ _0\"></span>l ontvange<span class=\"_ _0\"></span>n lease<span class=\"ls0 ws0\">-</span>incent<span class=\"_ _0\"></span>ives, ev<span class=\"_ _0\"></span>entuele i<span class=\"_ _0\"></span>niti\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b1 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e kosten voo<span class=\"_ _0\"></span>r Ageas en een ra<span class=\"_ _0\"></span>ming van de k<span class=\"_ _0\"></span>osten die ge<span class=\"_ _0\"></span>paard</div>\n<div class=\"t m0 x2c h64 y8b2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gaan met de ontman<span class=\"_ _1\"></span>teling en verwijde<span class=\"_ _1\"></span>ring van het onderli<span class=\"_ _1\"></span>ggende actief<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b4 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>ordt het geb<span class=\"_ _1\"></span>ruiksrechtactie<span class=\"_ _1\"></span>f gewaardee<span class=\"_ _1\"></span>rd tegen d<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs, o<span class=\"_ _1\"></span>nder aftrek<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span>gelopen a<span class=\"_ _1\"></span>fschrijvingen en<span class=\"_ _1\"></span> eventuele</div>\n<div class=\"t m0 x2c h64 y8b6 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzonder waarde<span class=\"_ _1\"></span>verminderingen<span class=\"_ _1\"></span>. Het gebruiksrech<span class=\"_ _1\"></span>tactief wordt lin<span class=\"_ _1\"></span>eair</div>\n<div class=\"t m0 x2c h64 y8b7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de gebruik<span class=\"_ _0\"></span>sduur va<span class=\"_ _0\"></span>n het actief<span class=\"_ _0\"></span> of de looptijd v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y9d7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">lease, <span class=\"_ _0\"></span>naargel<span class=\"_ _0\"></span>ang welk<span class=\"_ _0\"></span>e korter i<span class=\"_ _0\"></span>s. Net al<span class=\"_ _0\"></span>s ander<span class=\"_ _0\"></span>e niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">fin<span class=\"_ _0\"></span>anci\u00eble act<span class=\"_ _0\"></span>iva </span></div>\n<div class=\"t m0 x2c h64 y9d8 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondergaat e<span class=\"_ _1\"></span>en gebruiksre<span class=\"_ _1\"></span>chtactief een <span class=\"_ _1\"></span>bijzondere w<span class=\"_ _1\"></span>aardeverminde<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x2c h64 y9d9 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van dat ac<span class=\"_ _1\"></span>tief hoger <span class=\"_ _1\"></span>is dan de<span class=\"_ _1\"></span> realiseerbare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9da ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde. D<span class=\"_ _0\"></span>e afschri<span class=\"_ _0\"></span>jving van h<span class=\"_ _0\"></span>et <span class=\"lsef ws11d\">gebruiksrechta<span class=\"_ _1\"></span>ctief en even<span class=\"_ _1\"></span>tuele </span></div>\n<div class=\"t m0 x2c h64 y9db ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>in de</div>\n<div class=\"t m0 x2c h64 y9dc ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9de ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij een her<span class=\"_ _0\"></span>waarder<span class=\"_ _0\"></span>ing van de leas<span class=\"_ _0\"></span>everpli<span class=\"_ _0\"></span>chting i<span class=\"_ _0\"></span>n het licht van</div>\n<div class=\"t m0 x2c h64 y9df ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ingen in de le<span class=\"_ _0\"></span>ase of in de leas<span class=\"_ _0\"></span>ebetal<span class=\"_ _0\"></span>ingen wordt<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e0 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht<span class=\"_ _0\"></span>actief ge<span class=\"_ _0\"></span>co<span class=\"lsef\">rrigeerd voor d<span class=\"_ _1\"></span>eze herwaarde<span class=\"_ _1\"></span>ring.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e1 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het bovengenoemde<span class=\"_ _1\"></span> waarderingsmodel<span class=\"_ _1\"></span> wordt niet gebruikt v<span class=\"_ _1\"></span>oor lease</div>\n<div class=\"t m0 x2c h64 y9e3 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van activa met een l<span class=\"_ _1\"></span>age waarde voor<span class=\"_ _1\"></span> Ageas of kortlopend<span class=\"_ _1\"></span>e leases,</div>\n<div class=\"t m0 x2c h64 y9e4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarbij d<span class=\"_ _0\"></span>e looptijd v<span class=\"_ _0\"></span>an de lease bij aa<span class=\"_ _0\"></span>nvang hie<span class=\"_ _0\"></span>rvan 12 maa<span class=\"_ _0\"></span>nden of</div>\n<div class=\"t m0 x2c h64 y9e5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minder bedra<span class=\"_ _1\"></span>agt. Voor d<span class=\"lsed\">eze leases wor<span class=\"_ _0\"></span>den de uit<span class=\"_ _0\"></span>gevoer<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y9e6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n als kosten op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de result<span class=\"_ _0\"></span>atenreke<span class=\"_ _0\"></span>ning, op</div>\n<div class=\"t m0 x2c h64 y9e7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair<span class=\"_ _0\"></span>e basis over de l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de lease.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 560px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 565px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 570px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x2c h6c ya3e ffd8 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3f ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het gecon<span class=\"_ _0\"></span>solide<span class=\"_ _0\"></span>erde kasst<span class=\"_ _0\"></span>roomov<span class=\"_ _0\"></span>erzicht w<span class=\"_ _0\"></span>orden le<span class=\"_ _0\"></span>asebetal<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x2c h64 ya40 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd al<span class=\"_ _0\"></span>s kasstr<span class=\"_ _0\"></span>oom<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">uit bedrijf<span class=\"_ _1\"></span>sactiviteiten,<span class=\"_ _1\"></span> als onderd<span class=\"_ _1\"></span>eel van </span></span></div>\n<div class=\"t m0 x2c h64 ya41 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">\u2018schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 457px; height: 66px; width: 351.997px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y946 ffd6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.8 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">Leningen</span> </span></div>\n<div class=\"t m0 x2c h64 y947 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Vorderi<span class=\"_ _0\"></span>ngen op ba<span class=\"_ _0\"></span>nken, over<span class=\"_ _0\"></span>heden en kla<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten lenin<span class=\"_ _0\"></span>gen die</div>\n<div class=\"t m0 x2c h64 y948 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft ge\u00efnit<span class=\"_ _0\"></span>ieerd doo<span class=\"_ _0\"></span>r rechtstr<span class=\"_ _0\"></span>eeks gel<span class=\"_ _0\"></span>d te versch<span class=\"_ _0\"></span>affen aan de</div>\n<div class=\"t m0 x2c h64 y949 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lener of tuss<span class=\"_ _0\"></span>enpers<span class=\"_ _0\"></span>oon. Deze l<span class=\"_ _0\"></span>eningen w<span class=\"_ _0\"></span>orden teg<span class=\"_ _0\"></span><span class=\"lsef ws11d\">en geamor<span class=\"_ _1\"></span>tiseerde </span></div>\n<div class=\"t m0 x2c h64 y94a ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten opgenomen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94b ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94c ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Titels van schul<span class=\"_ _1\"></span>dvorderingen<span class=\"_ _1\"></span> die op de primaire<span class=\"_ _1\"></span> markt rechtstreeks<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y94d ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de emitte<span class=\"_ _0\"></span>nt werden<span class=\"_ _0\"></span> overgeno<span class=\"_ _0\"></span>men worde<span class=\"_ _0\"></span>n als lening v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord op</div>\n<div class=\"t m0 x2c h64 y94e ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorwaa<span class=\"_ _0\"></span>rde dat er gee<span class=\"_ _0\"></span>n actieve ma<span class=\"_ _0\"></span>rkt voor dez<span class=\"_ _0\"></span>e titels is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94f ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y950 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Leningen die wor<span class=\"_ _1\"></span>den ge\u00ef<span class=\"lsed ws112\">nitieerd of a<span class=\"_ _0\"></span>angekoc<span class=\"_ _0\"></span>ht met het vo<span class=\"_ _0\"></span>ornemen z<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y951 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op korte ter<span class=\"_ _0\"></span>mijn te verk<span class=\"_ _0\"></span>open of te sec<span class=\"_ _0\"></span>uritise<span class=\"_ _0\"></span>ren word<span class=\"_ _0\"></span>en verantw<span class=\"_ _0\"></span>oord als</div>\n<div class=\"t m0 x2c h64 y952 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa aangeho<span class=\"_ _1\"></span>uden voor<span class=\"_ _1\"></span> handelsdoeleind<span class=\"_ _1\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y953 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y954 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Leningen die<span class=\"_ _1\"></span> worden aan<span class=\"_ _1\"></span>gemerkt als<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>tegen re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x2c h64 y955 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met waardevera<span class=\"_ _1\"></span>nderingen <span class=\"_ _1\"></span>in de<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">resultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng of als voor ve<span class=\"_ _0\"></span>rkoop </span></span></div>\n<div class=\"t m0 x2c h64 y956 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> worden als <span class=\"_ _1\"></span>zodanig veran<span class=\"_ _1\"></span>twoord bij e<span class=\"_ _1\"></span>erste opna<span class=\"_ _1\"></span>me. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde2 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Kredietverbin<span class=\"_ _1\"></span>tenissen di<span class=\"_ _1\"></span>e bepalen da<span class=\"_ _1\"></span>t een leni<span class=\"_ _1\"></span>ng kan worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yde3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen bi<span class=\"_ _1\"></span>nnen het tij<span class=\"_ _1\"></span>dskader da<span class=\"_ _1\"></span>t algemeen doo<span class=\"_ _1\"></span>r regelge<span class=\"_ _1\"></span>ving of een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yde4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastg<span class=\"ws11d\">est<span class=\"_ _0\"></span>eld, wo<span class=\"_ _0\"></span>rden ni<span class=\"_ _0\"></span>et in de ba<span class=\"_ _0\"></span>lans ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yde5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De margin<span class=\"_ _0\"></span>ale kosten e<span class=\"_ _0\"></span>n ontvang<span class=\"_ _0\"></span>en provisi<span class=\"_ _0\"></span>es voor het af<span class=\"_ _0\"></span>sluiten<span class=\"_ _0\"></span> van</div>\n<div class=\"t m0 x1d h64 yde6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lening<span class=\"_ _0\"></span>en worden gea<span class=\"_ _0\"></span>mortis<span class=\"_ _0\"></span>eerd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de lening als<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 yde7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanpass<span class=\"_ _0\"></span>ing van <span class=\"_ _0\"></span>de rente<span class=\"_ _0\"></span>baten.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yde8 ffd8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> op lening<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde9 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kredietris<span class=\"_ _0\"></span>ico voor een sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering op een l<span class=\"_ _0\"></span>ening </span></span></div>\n<div class=\"t m0 x1d h64 ydea ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>eld als er ee<span class=\"_ _0\"></span>n objectie<span class=\"_ _0\"></span>ve aanwi<span class=\"_ _0\"></span>jzing bes<span class=\"_ _0\"></span>taat dat A<span class=\"_ _0\"></span>geas niet all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydeb ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n zal kunn<span class=\"_ _0\"></span>en innen die ve<span class=\"_ _0\"></span>rschul<span class=\"_ _0\"></span>digd zijn in ov<span class=\"_ _0\"></span>ereenste<span class=\"_ _0\"></span>mming</div>\n<div class=\"t m0 x1d h64 ydec ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de contrac<span class=\"_ _1\"></span>tuele voorwaarden<span class=\"_ _1\"></span>. Het bedrag van <span class=\"ws113\">de </span></div>\n<div class=\"t m0 x1d h64 yded ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing is het versch<span class=\"_ _1\"></span>il tussen de boekwaarde<span class=\"_ _1\"></span> en de</div>\n<div class=\"t m0 x1d h64 ydee ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbare w<span class=\"_ _0\"></span>aarde, zij<span class=\"_ _0\"></span>nde de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van de verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x1d h64 ydef ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen of de waa<span class=\"_ _0\"></span>rde van de zeker<span class=\"_ _0\"></span>heden in<span class=\"_ _0\"></span>dien de leni<span class=\"_ _0\"></span>ng door een</div>\n<div class=\"t m0 x1d h64 ydf0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekerhe<span class=\"_ _0\"></span>id is gedek<span class=\"_ _0\"></span>t, vermind<span class=\"_ _0\"></span>erd met de ko<span class=\"_ _0\"></span>sten om dez<span class=\"_ _0\"></span>e zeke<span class=\"ws11d\">rhe<span class=\"_ _0\"></span>den te </span></div>\n<div class=\"t m0 x1d h64 ydf1 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">realiseren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydf2 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydf3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een \u2018bestaan<span class=\"_ _1\"></span>de maar nie<span class=\"_ _1\"></span>t gerapporteerde<span class=\"_ _1\"></span>\u2019 (incurred<span class=\"_ _1\"></span> but not rep<span class=\"_ _1\"></span>orted,</div>\n<div class=\"t m0 x1d h64 ydf4 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">'IBNR') waardeve<span class=\"_ _1\"></span>rmindering op<span class=\"_ _1\"></span> leningen wordt veran<span class=\"_ _1\"></span>twoord wanneer er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een object<span class=\"_ _0\"></span>ieve aan<span class=\"_ _0\"></span>wijzin<span class=\"_ _0\"></span>gen is dat ver<span class=\"_ _0\"></span>liezen aanw<span class=\"_ _0\"></span>ezig zij<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 ydf6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compone<span class=\"_ _0\"></span>nten van de len<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille, zo<span class=\"_ _0\"></span>nder dat le<span class=\"_ _0\"></span>ningen die e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ydf7 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> hebben ondergaan<span class=\"_ _1\"></span> specifiek zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. De IBN<span class=\"_ _0\"></span>R wordt<span class=\"_ _0\"></span> geschat<span class=\"_ _0\"></span> op basis<span class=\"_ _0\"></span> van his<span class=\"_ _0\"></span>torisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydf9 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">patrone<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>liezen i<span class=\"_ _0\"></span>n elk seg<span class=\"_ _0\"></span>ment, di<span class=\"_ _0\"></span>e het hu<span class=\"_ _0\"></span>idige ec<span class=\"_ _0\"></span>onomisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydfa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">klimaat w<span class=\"_ _0\"></span>aarin de len<span class=\"_ _0\"></span>ers operer<span class=\"_ _0\"></span>en weerg<span class=\"_ _0\"></span>even en die o<span class=\"_ _0\"></span>p basis van een</div>\n<div class=\"t m0 x1d h64 ydfb ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">analyse v<span class=\"_ _0\"></span>an de p<span class=\"_ _0\"></span>olitiek<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">econo<span class=\"_ _1\"></span>mische situa<span class=\"_ _1\"></span>tie in bepaalde<span class=\"_ _1\"></span> landen </span></span></div>\n<div class=\"t m0 x1d h64 ydfc ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening houd<span class=\"_ _1\"></span>t met een verhoogd ri<span class=\"_ _1\"></span>sico van betalings<span class=\"_ _1\"></span>moeilijkheden<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydfd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydfe ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en worden <span class=\"_ _1\"></span>verantwoord a<span class=\"_ _1\"></span>ls een dal<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ydff ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de bo<span class=\"_ _1\"></span>ekwaarde van<span class=\"_ _1\"></span> \u2018vorderingen<span class=\"_ _1\"></span> op banken\u2019<span class=\"_ _1\"></span> en \u2018vorderi<span class=\"_ _1\"></span>ngen op</div>\n<div class=\"t m0 x1d h64 ye00 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye01 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye02 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en op nie<span class=\"_ _1\"></span>t uit de b<span class=\"_ _1\"></span>alans blijkend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ye03 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verbint<span class=\"_ _0\"></span>enissen w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als \u2018voorz<span class=\"_ _0\"></span>iening<span class=\"_ _0\"></span>en\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye04 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye05 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r een specifi<span class=\"_ _0\"></span>eke lenin<span class=\"_ _0\"></span>g wordt ge\u00efd<span class=\"_ _0\"></span>entific<span class=\"_ _0\"></span>eerd als <span class=\"lsef ws11e\">oninbaar en </span></div>\n<div class=\"t m0 x1d h64 ye06 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alle wett<span class=\"_ _0\"></span>elijke en pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>ele middele<span class=\"_ _0\"></span>n uitgeput<span class=\"_ _0\"></span> zijn, wor<span class=\"_ _0\"></span>dt de lening i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ye07 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mindering g<span class=\"_ _1\"></span>ebracht op <span class=\"_ _1\"></span>de daarmee<span class=\"_ _1\"></span> verband hou<span class=\"_ _1\"></span>dende lasten<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 ye08 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span>; latere reali<span class=\"_ _1\"></span>saties worden onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye09 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in de bijz<span class=\"_ _1\"></span>ondere waarde<span class=\"_ _1\"></span>verminderingen i<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ye0a ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 550px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 666px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 271px; width: 345px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y957 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye0b ffd6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.9 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">Herverzekering<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> vorderingen</span> </span></div>\n<div class=\"t m0 x1d h6c ye0c ffd8 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye0d ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas aanvaardt<span class=\"_ _1\"></span> en/of cedeert<span class=\"_ _1\"></span> herverzekeringen<span class=\"_ _1\"></span> in het kader van de</div>\n<div class=\"t m0 x1d h64 ye0e ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">normal<span class=\"_ _0\"></span>e bedrijfsv<span class=\"_ _0\"></span>oering.<span class=\"_ _0\"></span> Herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>svorder<span class=\"_ _0\"></span>ingen om<span class=\"_ _0\"></span>vatten</div>\n<div class=\"t m0 x1d h64 ye0f ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofdzak<span class=\"_ _0\"></span>elijk s<span class=\"_ _0\"></span>aldi die v<span class=\"_ _0\"></span>erschul<span class=\"_ _0\"></span>digd zij<span class=\"_ _0\"></span>n door z<span class=\"_ _0\"></span>owel verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gs<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">als </span></span></div>\n<div class=\"t m0 x1d h64 ye10 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herverzekerings<span class=\"_ _1\"></span>ondernemingen vo<span class=\"_ _1\"></span>or gecedeerde verz<span class=\"_ _1\"></span>ekerings<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ye11 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>. Bedragen <span class=\"_ _1\"></span>die vorderbaa<span class=\"_ _1\"></span>r zijn op<span class=\"_ _1\"></span> of verschu<span class=\"_ _1\"></span>ldigd zijn a<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x1d h64 ye12 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekeraar<span class=\"_ _0\"></span>s worde<span class=\"_ _0\"></span>n geschat<span class=\"_ _0\"></span> op een <span class=\"_ _0\"></span>wijze di<span class=\"_ _0\"></span>e strook<span class=\"_ _0\"></span>t met de</div>\n<div class=\"t m0 x1d h64 ye13 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen die<span class=\"_ _1\"></span> verb<span class=\"lsed ws112\">onden zijn aan de he<span class=\"_ _0\"></span>rverzek<span class=\"_ _0\"></span>erde poli<span class=\"_ _0\"></span>ssen en die in </span></div>\n<div class=\"t m0 x1d h64 ye14 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng zijn met h<span class=\"_ _0\"></span>et herver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>act. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye15 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye16 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herverz<span class=\"_ _0\"></span>ekering w<span class=\"_ _0\"></span>ordt in de bal<span class=\"_ _0\"></span>ans op bruto ba<span class=\"_ _0\"></span>sis gepres<span class=\"_ _0\"></span>entee<span class=\"_ _0\"></span>rd, tenzij</div>\n<div class=\"t m0 x1d h64 ye17 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een recht op ver<span class=\"_ _1\"></span>rekening bestaat<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffdc fs44 fc1d sc0 ls103 ws151\" style=\"z-index: 15;\">Overi<span class=\"_ _1\"></span>ge vo<span class=\"lsef ws113\">rde<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e vorderi<span class=\"_ _0\"></span>ngen, die voo<span class=\"_ _0\"></span>rtvloei<span class=\"_ _0\"></span>en uit de norm<span class=\"_ _0\"></span>ale bedri<span class=\"_ _0\"></span>jfsvoer<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 y8a7 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">door toedoe<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s ontstaan, wo<span class=\"_ _1\"></span>rden bij eer<span class=\"_ _1\"></span>ste opname<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y8a8 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde veran<span class=\"_ _1\"></span>twoord en vervol<span class=\"_ _1\"></span>gens tegen geamor<span class=\"_ _1\"></span>tiseerde kostpr<span class=\"_ _1\"></span>ijs</div>\n<div class=\"t m0 x2c h64 y8a9 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span>aan de hand<span class=\"_ _1\"></span> van de <span class=\"lsed ws111\">effectieve<span class=\"ls0 ws0\">-</span><span class=\"ws112\">rent<span class=\"_ _0\"></span>emethod<span class=\"_ _0\"></span>e, onder aft<span class=\"_ _0\"></span>rek </span></span></div>\n<div class=\"t m0 x2c h64 y8aa ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van bijzonde<span class=\"_ _1\"></span>re waardeve<span class=\"_ _1\"></span>rminderingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 98px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 ye1a ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"lsed ws112\">Overlopende ac<span class=\"_ _0\"></span>quisitiek<span class=\"_ _0\"></span>osten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ye1b ffdc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemeen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd84 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De koste<span class=\"_ _0\"></span>n van ni<span class=\"_ _0\"></span>euwe en h<span class=\"_ _0\"></span>ernieu<span class=\"_ _0\"></span>wde ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gen, di<span class=\"_ _0\"></span>e alle va<span class=\"_ _0\"></span>ri\u00ebren</div>\n<div class=\"t m0 x2c h64 yd85 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en hoofdzak<span class=\"_ _1\"></span>elijk verband<span class=\"_ _1\"></span> houden me<span class=\"_ _1\"></span>t de produ<span class=\"_ _1\"></span>ctie van nie<span class=\"_ _1\"></span>uwe</div>\n<div class=\"t m0 x2c h64 yd86 ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws11e\">ingen, worden uitge<span class=\"_ _1\"></span>steld en afgeschre<span class=\"_ _1\"></span>ven, resulterend in<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yd87 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overlopende<span class=\"_ _1\"></span> acquisitieko<span class=\"_ _1\"></span>sten (deferred<span class=\"_ _1\"></span> acquisition<span class=\"_ _1\"></span> costs (DAC))<span class=\"_ _1\"></span>. DAC</div>\n<div class=\"t m0 x2c h64 yd88 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">omvatte<span class=\"_ _0\"></span>n voorn<span class=\"_ _0\"></span>amelijk c<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es, ond<span class=\"_ _0\"></span>erschri<span class=\"_ _0\"></span>jvings<span class=\"ls0 ws0\">-</span><span class=\"lsef\">, agenten<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd89 ffda fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">polisuit<span class=\"_ _0\"></span>gifte<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kosten. De<span class=\"_ _1\"></span> afschrijving<span class=\"_ _1\"></span>smethode is geb<span class=\"_ _1\"></span>aseerd op de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8a ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte verd<span class=\"_ _1\"></span>iende premie of de ges<span class=\"_ _1\"></span>chatte brutowi<span class=\"_ _1\"></span>nstmarges. DAC</div>\n<div class=\"t m0 x2c h64 yd8b ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden peri<span class=\"_ _1\"></span>odiek getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid <span class=\"_ _1\"></span>op basis van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge winste<span class=\"_ _0\"></span>n van de onderl<span class=\"_ _0\"></span>iggen<span class=\"_ _0\"></span>de contrac<span class=\"_ _0\"></span>ten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye1c ffdc fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in v<span class=\"_ _0\"></span>erhoudi<span class=\"_ _0\"></span>ng tot v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e premi<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsve<span class=\"ws111\">rz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></span></div>\n<div class=\"t m0 x2c h64 ye1e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire winst<span class=\"_ _0\"></span>deling,<span class=\"_ _0\"></span> worden de DA<span class=\"_ _0\"></span>C geamort<span class=\"_ _0\"></span>iseerd in</div>\n<div class=\"t m0 x2c h64 ye1f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verhouding <span class=\"_ _1\"></span>tot de verwa<span class=\"_ _1\"></span>chte premies<span class=\"_ _1\"></span>. Veronderstell<span class=\"_ _1\"></span>ingen wat<span class=\"_ _1\"></span> betreft</div>\n<div class=\"t m0 x2c h64 ye20 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte premie<span class=\"_ _1\"></span>s worden geschat op<span class=\"_ _1\"></span> de datum van de poli<span class=\"_ _1\"></span>suitgifte en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye21 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden consequent t<span class=\"_ _1\"></span>oegepast tijden<span class=\"_ _1\"></span>s de looptijd van<span class=\"_ _1\"></span> de contracten.</div>\n<div class=\"t m0 x2c h64 ye22 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Afwijki<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n de op bas<span class=\"_ _0\"></span>is van e<span class=\"_ _0\"></span>rvaring <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>taten wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 ya7a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">weergegeven i<span class=\"_ _1\"></span>n de res<span class=\"_ _1\"></span>ultatenrekening <span class=\"_ _1\"></span>in de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> waarin die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya7b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwijki<span class=\"_ _0\"></span>ngen zich v<span class=\"_ _0\"></span>oordoen.<span class=\"_ _0\"></span> Voor deze c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en worden de D<span class=\"_ _0\"></span>AC over</div>\n<div class=\"t m0 x2c h64 ya7c ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het alge<span class=\"_ _0\"></span>meen vo<span class=\"_ _0\"></span>or de tot<span class=\"_ _0\"></span>ale loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e polis af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye23 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye24 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></div>\n<div class=\"t m0 x2c h64 ye25 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling, wor<span class=\"_ _0\"></span>den de DAC af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en over<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ye26 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e contra<span class=\"_ _0\"></span>cten op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n de waar<span class=\"_ _0\"></span>de van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye27 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge of <span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">winstbedragen<span class=\"_ _1\"></span> op basis van het verwach<span class=\"_ _1\"></span>te </span></span></div>\n<div class=\"t m0 x2c h64 ye28 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsrend<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> De verwac<span class=\"_ _0\"></span>hte brutoma<span class=\"_ _0\"></span>rge omvat<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye29 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">premies en belegg<span class=\"_ _1\"></span>ingsresultaa<span class=\"_ _1\"></span>t, verminderd met ui<span class=\"_ _1\"></span>tkeringen<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye2a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>ratiev<span class=\"_ _0\"></span>e koste<span class=\"_ _0\"></span>n, wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n de nett<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>ereserv<span class=\"_ _0\"></span>e en, ind<span class=\"_ _0\"></span>ien</div>\n<div class=\"t m0 x2c h64 ye2b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van toepassing<span class=\"_ _1\"></span>, verwachte dividend<span class=\"_ _1\"></span> voor polishouder<span class=\"_ _1\"></span>s. Afwijkingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tussen de we<span class=\"_ _0\"></span>rkelijk<span class=\"_ _0\"></span>e resultat<span class=\"_ _0\"></span>en en de op bas<span class=\"_ _0\"></span>is van erva<span class=\"_ _0\"></span>ring gesch<span class=\"_ _0\"></span>atte</div>\n<div class=\"t m0 x2c h64 ye2d ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ye2e ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> waarin die afwij<span class=\"_ _1\"></span>kingen zich voordoen<span class=\"_ _1\"></span>. De overlopende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">acquisitieko<span class=\"_ _1\"></span>sten worden aangepa<span class=\"_ _1\"></span>st om rekening te<span class=\"_ _1\"></span> houden met het</div>\n<div class=\"t m0 x2c h64 yd8e ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie<span class=\"ls0 ws0\">-</span><span class=\"ws112\">effect<span class=\"_ _0\"></span> van niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _0\"></span>aliseer<span class=\"_ _0\"></span>de winste<span class=\"_ _0\"></span>n (verliez<span class=\"_ _0\"></span>en) die in het </span></div>\n<div class=\"t m0 x2c h64 yd8f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> zijn ve<span class=\"_ _1\"></span>rantwoord a<span class=\"ws11e\">ls<span class=\"_ _1\"></span>of ze gerealiseerd<span class=\"_ _1\"></span> waren met de </span></div>\n<div class=\"t m0 x2c h64 yd90 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>ge aanpass<span class=\"_ _0\"></span>ing aan niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseer<span class=\"_ _1\"></span>de winsten <span class=\"_ _1\"></span>(verliezen) </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het eigen v<span class=\"_ _0\"></span>ermogen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye30 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verdie<span class=\"_ _0\"></span>nde premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye31 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten w<span class=\"_ _0\"></span>orden de <span class=\"_ _0\"></span>overlop<span class=\"_ _0\"></span>ende ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>ekosten</div>\n<div class=\"t m0 x2c h64 ye32 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span> over d<span class=\"ws11e\">e<span class=\"_ _1\"></span> verslagperiode waa<span class=\"_ _1\"></span>rin de betreffende<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye33 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschreven pre<span class=\"_ _1\"></span>mies worden verdiend<span class=\"_ _1\"></span>. Toekomstige</div>\n<div class=\"t m0 x2c h64 ye34 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsopbren<span class=\"_ _1\"></span>gsten me<span class=\"_ _1\"></span>t een risi<span class=\"_ _1\"></span>covrij rendemen<span class=\"_ _1\"></span>tspercentage</div>\n<div class=\"t m0 x2c h64 ye35 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> aanmerking geno<span class=\"_ _1\"></span>men bij het<span class=\"_ _1\"></span> inschat<span class=\"_ _1\"></span>ten van de</div>\n<div class=\"t m0 x2c h64 ye36 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbaarh<span class=\"_ _0\"></span>eid van de over<span class=\"_ _0\"></span>lopend<span class=\"_ _0\"></span>e acquisit<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>e<span class=\"ws111\">n.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c ye37 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> betreff<span class=\"_ _0\"></span>ende opbr<span class=\"_ _0\"></span>engst<span class=\"_ _0\"></span>en van gelev<span class=\"_ _0\"></span>erde diens<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye38 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten zonder di<span class=\"_ _1\"></span>scretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span> die</div>\n<div class=\"t m0 x2c h64 ye39 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn uitgegev<span class=\"_ _0\"></span>en betref<span class=\"_ _0\"></span>fen zowel<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1d h64 ye3a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">initi\u00ebre<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t als het v<span class=\"_ _0\"></span><span class=\"ws112\">erlene<span class=\"_ _0\"></span>n van dienst<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 ye3b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span>. Indien duidelijk<span class=\"_ _1\"></span> identificeerbaar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye3c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>e marginale k<span class=\"_ _0\"></span>osten met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot het recht<span class=\"_ _0\"></span> om dienst<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x1d h64 ye3d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span> te verlenen verant<span class=\"_ _1\"></span>woord als actief<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 ye3e ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden ze ge<span class=\"_ _1\"></span>amortiseerd <span class=\"_ _1\"></span>als de de<span class=\"_ _1\"></span>sbetreffende op<span class=\"_ _1\"></span>brengsten <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 ye3f ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Het betr<span class=\"_ _0\"></span>effende im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble actief w<span class=\"_ _0\"></span>ordt op elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ye40 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggevings<span class=\"_ _1\"></span>datum getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid.<span class=\"_ _1\"></span> Commissies <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ye41 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het beheer van bele<span class=\"_ _1\"></span>ggingen op deze cont<span class=\"_ _1\"></span>racten worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ye42 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten wan<span class=\"_ _1\"></span>neer deze diensten<span class=\"_ _1\"></span> worden verleend<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 135px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 828px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 140px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 833px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 145px; width: 351.997px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 838px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 ye43 ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.11 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Verpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">inzake (her)v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 ye44 ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">beleggingscon<span class=\"_ _1\"></span>tracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye45 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n inzake (her<span class=\"_ _1\"></span>)verzekerings<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en belegging<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 ye46 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houden verb<span class=\"_ _1\"></span>and met:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye47 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws111\">Verzekeringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye48 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsef ws113\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>scontracten;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye49 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws112\">Beleggingsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re winstdel<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>omponent<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 ye4a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(discretionar<span class=\"_ _1\"></span>y participa<span class=\"_ _1\"></span>tion feature<span class=\"_ _1\"></span>s (DPF))<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye4b ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws112\">Beleggingsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en zonder DPF<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ye4c ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie van c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye4d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aan polishouders<span class=\"_ _1\"></span> verbonden verpli<span class=\"_ _1\"></span>chtingen worden gec<span class=\"_ _1\"></span>lassificeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye4e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basis van d<span class=\"_ _0\"></span>e kenmerke<span class=\"_ _0\"></span>n van de onde<span class=\"_ _0\"></span>rliggend<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye4f ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e risico'<span class=\"_ _0\"></span>s van dez<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>acten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybb9 ffdf fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u25cf<span class=\"ffde\"> <span class=\"_ _33\"> </span><span class=\"ffda fs44 lsed ws112\">Verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracten z<span class=\"_ _0\"></span>ijn die cont<span class=\"_ _0\"></span>racten w<span class=\"_ _0\"></span>aarin Agea<span class=\"_ _0\"></span>s een </span></span></div>\n<div class=\"t m0 x69 h64 ye50 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanzienlijk<span class=\"_ _1\"></span> verzekeringsrisico<span class=\"_ _1\"></span> van een andere partij<span class=\"_ _1\"></span> (de</div>\n<div class=\"t m0 x69 h64 ye51 ffda fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">polishouder)<span class=\"_ _1\"></span> <span class=\"lsed ws112\">heeft geac<span class=\"_ _0\"></span>cepteer<span class=\"_ _0\"></span>d door erm<span class=\"_ _0\"></span>ee in te stemme<span class=\"_ _0\"></span>n de </span></div>\n<div class=\"t m0 x69 h64 ye52 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">polisho<span class=\"_ _0\"></span>uder te com<span class=\"_ _0\"></span>penseren i<span class=\"_ _0\"></span>ndien ee<span class=\"_ _0\"></span>n bepaalde o<span class=\"_ _0\"></span>nzekere</div>\n<div class=\"t m0 x69 h64 ye53 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> gebeurtenis (<span class=\"_ _1\"></span>de verzekerd<span class=\"_ _1\"></span>e gebeurteni<span class=\"_ _1\"></span>s) nadelige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 ye54 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevolgen he<span class=\"_ _1\"></span>eft voor de<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>. Er is<span class=\"_ _1\"></span> uitsluitend <span class=\"_ _1\"></span>sprake van</div>\n<div class=\"t m0 x69 h64 ye55 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngsris<span class=\"ws112\">ic<span class=\"_ _0\"></span>o indien e<span class=\"_ _0\"></span>en verzeke<span class=\"_ _0\"></span>raar als gev<span class=\"_ _0\"></span>olg van </span></div>\n<div class=\"t m0 x69 h64 ye56 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erde gebe<span class=\"_ _0\"></span>urtenis i<span class=\"_ _0\"></span>n elk scenari<span class=\"_ _0\"></span>o aanzie<span class=\"_ _0\"></span>nlijke</div>\n<div class=\"t m0 x69 h64 ye57 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanvullende voo<span class=\"_ _1\"></span>rdelen moet uit<span class=\"_ _1\"></span>keren, exclusief<span class=\"_ _1\"></span> scenario's zonder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 ye58 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische be<span class=\"_ _1\"></span>tekenis (da<span class=\"_ _1\"></span>t wil <span class=\"_ _1\"></span>zeggen zonder wa<span class=\"_ _1\"></span>arneembaar</div>\n<div class=\"t m0 x69 h64 ye59 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effect op d<span class=\"_ _0\"></span>e economis<span class=\"_ _0\"></span>che betek<span class=\"_ _0\"></span>enis van de t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie).</div>\n<div class=\"t m0 x69 h64 ye5a ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten k<span class=\"_ _0\"></span>unnen ook<span class=\"_ _0\"></span> een financ<span class=\"_ _0\"></span>ieel risic<span class=\"_ _0\"></span>o</div>\n<div class=\"t m0 x69 h64 ye5b ffda fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overdragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye5c ffdf fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u25cf<span class=\"ffde\"> <span class=\"_ _33\"> </span><span class=\"ffda fs44 lsed ws112\">Beleggi<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten (<span class=\"_ _0\"></span>met of zonde<span class=\"_ _0\"></span>r discret<span class=\"_ _0\"></span>ionaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ing) zijn </span></span></div>\n<div class=\"t m0 x69 h64 ye5d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en die een aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk financ<span class=\"_ _0\"></span>ieel risico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en. Een</div>\n<div class=\"t m0 x69 h64 ye5e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico is<span class=\"_ _0\"></span> het risico va<span class=\"_ _0\"></span>n een mogel<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige</div>\n<div class=\"t m0 x69 h64 ye5f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in een of meer van de volg<span class=\"_ _1\"></span>ende variabelen<span class=\"_ _1\"></span>: een</div>\n<div class=\"t m0 x69 h64 ye60 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bepaalde rentev<span class=\"_ _1\"></span>oet, prijs van een<span class=\"_ _1\"></span> financieel instr<span class=\"_ _1\"></span>ument,</div>\n<div class=\"t m0 x69 h64 ye61 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">grondst<span class=\"_ _0\"></span>offenpr<span class=\"_ _0\"></span>ijs, valut<span class=\"_ _0\"></span>akoers<span class=\"_ _0\"></span>en, inde<span class=\"_ _0\"></span>x van prijzen of<span class=\"_ _0\"></span> rentevoet<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x69 h64 ye62 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>id of kr<span class=\"_ _1\"></span>edietindex o<span class=\"_ _1\"></span>f andere<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">variabele, mits,<span class=\"_ _0\"></span> in </span></span></div>\n<div class=\"t m0 x69 h64 ye63 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geval van een nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span>financi\u00ebl<span class=\"_ _1\"></span>e variabele, de<span class=\"_ _1\"></span> variabele niet spec<span class=\"_ _1\"></span>ifiek</div>\n<div class=\"t m0 x69 h64 ye64 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voor ee<span class=\"_ _0\"></span>n contrac<span class=\"_ _0\"></span>tpartij<span class=\"_ _0\"></span> is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye65 ffda fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye66 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als een <span class=\"_ _1\"></span>contract als <span class=\"_ _1\"></span>een verzeker<span class=\"_ _1\"></span>ingscontract i<span class=\"_ _1\"></span>s aangemerkt<span class=\"_ _1\"></span>, blijft he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ye67 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act tot het<span class=\"_ _0\"></span> einde v<span class=\"_ _0\"></span>an de lo<span class=\"_ _0\"></span>optijd,<span class=\"_ _0\"></span> zelfs als<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">het </span></span></div>\n<div class=\"t m0 x1d h64 ye68 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsr<span class=\"_ _0\"></span>isico aanzi<span class=\"_ _0\"></span>enlijk af<span class=\"_ _0\"></span>neemt tij<span class=\"_ _0\"></span>dens deze pe<span class=\"_ _0\"></span>riode, te<span class=\"_ _0\"></span>nzij alle</div>\n<div class=\"t m0 x1d h64 ye69 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rechten en<span class=\"_ _1\"></span> verplichtinge<span class=\"_ _1\"></span>n nietig ve<span class=\"_ _1\"></span>rklaard of b<span class=\"_ _1\"></span>e\u00ebindigd <span class=\"_ _1\"></span>zijn.</div>\n<div class=\"t m0 x1d h64 ye6a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingscon<span class=\"_ _1\"></span>tracten kunnen<span class=\"_ _1\"></span> echter na<span class=\"_ _1\"></span> aanvang word<span class=\"_ _1\"></span>en aangemerk<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ye6b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en als het ve<span class=\"_ _0\"></span>rzeke<span class=\"_ _0\"></span>ringsris<span class=\"_ _0\"></span>ic<span class=\"ws11d\">o aanzi<span class=\"_ _0\"></span>enlijk w<span class=\"_ _0\"></span>ordt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye6c ffda fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye6d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten,<span class=\"_ _0\"></span> herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten en</div>\n<div class=\"t m0 x1d h64 ye6e ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten <span class=\"_ _0\"></span>met DPF w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord ove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>stig</div>\n<div class=\"t m0 x1d h64 ye6f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 4. Bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten die geen<span class=\"_ _1\"></span> significan<span class=\"_ _1\"></span>t verzekerings<span class=\"_ _1\"></span>risico</div>\n<div class=\"t m0 x1d h64 ye70 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overdragen worden<span class=\"_ _1\"></span> verantwoord over<span class=\"_ _1\"></span>eenkomstig IAS <span class=\"ws113\">39<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 760px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 760px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffe0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Levensverzeker<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye72 ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Toekomstige pol<span class=\"_ _1\"></span>isuitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en toekoms<span class=\"_ _0\"></span>tige verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 ye74 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor polisu<span class=\"_ _1\"></span>itkeringen ber<span class=\"_ _1\"></span>ekend met be<span class=\"_ _1\"></span>hulp van ee<span class=\"_ _1\"></span>n nettopre<span class=\"_ _1\"></span>miemethode</div>\n<div class=\"t m0 x2c h64 ye75 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige net<span class=\"_ _0\"></span>tokasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span>), waarb<span class=\"_ _0\"></span>ij wordt</div>\n<div class=\"t m0 x2c h64 ye76 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgega<span class=\"_ _0\"></span>an van actu<span class=\"_ _0\"></span>ari\u00eble ve<span class=\"_ _0\"></span>ronderst<span class=\"_ _0\"></span>ellingen o<span class=\"_ _0\"></span>p basi<span class=\"lsee ws13e\">s van historische </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ervaring e<span class=\"_ _1\"></span>n standaarden <span class=\"_ _1\"></span>binnen de<span class=\"_ _1\"></span> verzekeringsse<span class=\"_ _1\"></span>ctor. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye77 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winstd<span class=\"_ _0\"></span>elende p<span class=\"_ _0\"></span>olissen o<span class=\"_ _0\"></span>mvatten <span class=\"_ _0\"></span>event<span class=\"_ _0\"></span>uele verp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>gen die</div>\n<div class=\"t m0 x2c h64 ye78 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> dividenden o<span class=\"_ _1\"></span>f andere wins<span class=\"_ _1\"></span>tdelingen wee<span class=\"_ _1\"></span>rspiegelen. Voo<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 yd39 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten z<span class=\"_ _0\"></span>ijn de toek<span class=\"_ _0\"></span>omsti<span class=\"_ _0\"></span>ge verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ws111\">voor </span></div>\n<div class=\"t m0 x2c h64 yd3a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polisuitkering<span class=\"_ _1\"></span>en geherwaardeer<span class=\"_ _1\"></span>d om de<span class=\"_ _1\"></span> huidige mar<span class=\"_ _1\"></span>ktrente te</div>\n<div class=\"t m0 x2c h64 y92a ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">reflect<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92c ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De beleggingsov<span class=\"_ _1\"></span>ereenkomsten zonder<span class=\"_ _1\"></span> winstdeling zijn<span class=\"_ _1\"></span> voornamelijk</div>\n<div class=\"t m0 x2c h64 y92d ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">link<span class=\"_ _1\"></span>ed overeenkoms<span class=\"_ _1\"></span>ten waarbij Ag<span class=\"_ _1\"></span>eas de bele<span class=\"_ _1\"></span>ggingen na<span class=\"_ _1\"></span>mens de </span></div>\n<div class=\"t m0 x2c h64 y92e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span> aanhoudt en d<span class=\"_ _1\"></span>eze tegen<span class=\"_ _1\"></span> re\u00eble waard<span class=\"_ _1\"></span>e waardeert<span class=\"_ _1\"></span>. Eigen</div>\n<div class=\"t m0 x2c h64 y92f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>s worden ge\u00eb<span class=\"_ _1\"></span>limineerd. Un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y991 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">linked ov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omste<span class=\"_ _0\"></span>n zijn spe<span class=\"_ _0\"></span>cifieke<span class=\"_ _0\"></span> levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten</div>\n<div class=\"t m0 x2c h64 y992 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarop arti<span class=\"_ _1\"></span>kel 25 va<span class=\"_ _1\"></span>n EU<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">richtlijn 200<span class=\"_ _0\"></span>2/83/EG o<span class=\"_ _0\"></span>p van toepas<span class=\"_ _0\"></span>sing is. De </span></span></div>\n<div class=\"t m0 x2c h64 y993 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeringen<span class=\"_ _1\"></span> van deze ove<span class=\"_ _1\"></span>reenkomst<span class=\"lsed ws112\">en zijn gekoppe<span class=\"_ _0\"></span>ld aan icbe'<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y994 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(instel<span class=\"_ _0\"></span>lingen vo<span class=\"_ _0\"></span>or collecti<span class=\"_ _0\"></span>eve beleg<span class=\"_ _0\"></span>ging in eff<span class=\"_ _0\"></span>ecten), aa<span class=\"_ _0\"></span>n een</div>\n<div class=\"t m0 x2c h64 y995 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenmandje<span class=\"_ _1\"></span>, een referentiew<span class=\"_ _1\"></span>aarde, of aan een<span class=\"_ _1\"></span> combinatie van die</div>\n<div class=\"t m0 x2c h64 y996 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>n, of units, di<span class=\"_ _0\"></span>e in de overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>en zijn vast<span class=\"_ _0\"></span>gelegd. D<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y997 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> voor unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">linked <span class=\"ws11d\">over<span class=\"_ _1\"></span>eenkomsten word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen waa<span class=\"_ _0\"></span>rde per een<span class=\"_ _0\"></span>heid (= de re\u00ebl<span class=\"_ _0\"></span>e waarde va<span class=\"_ _0\"></span>n het fonds waa<span class=\"_ _0\"></span>rin de</div>\n<div class=\"t m0 x2c h64 y999 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">link<span class=\"_ _1\"></span>ed overeenkomst is<span class=\"_ _1\"></span> belegd, gedeeld door<span class=\"_ _1\"></span> het aantal van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yc13 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">units van het<span class=\"_ _1\"></span> fonds), waarbij vera<span class=\"_ _1\"></span>nderingen in de re\u00eb<span class=\"_ _1\"></span>le waarde worden</div>\n<div class=\"t m0 x2c h64 yc14 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de<span class=\"ls0 ws0\"> </span>r<span class=\"_ _1\"></span>esultatenrekeni<span class=\"_ _1\"></span>ng. De re\u00eble<span class=\"_ _1\"></span> waarde be<span class=\"_ _1\"></span>draagt nooit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc15 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder da<span class=\"_ _0\"></span>n het uit te kere<span class=\"_ _0\"></span>n bedrag bi<span class=\"_ _0\"></span>j afkoop (in<span class=\"_ _0\"></span>dien van<span class=\"_ _0\"></span> toepassi<span class=\"_ _0\"></span>ng),</div>\n<div class=\"t m0 x2c h64 yc16 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> vereiste <span class=\"_ _1\"></span>opzegtermijn<span class=\"_ _1\"></span> voor zover <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x2c h64 yc17 ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde prod<span class=\"_ _1\"></span>ucten be<span class=\"_ _1\"></span>vatten financi\u00ebl<span class=\"_ _1\"></span>e garantie<span class=\"_ _1\"></span>s die ook w<span class=\"_ _1\"></span>o<span class=\"ws113\">rden </span></div>\n<div class=\"t m0 x2c h64 yc1a ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en word<span class=\"_ _1\"></span>en verantwoord in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot unit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">linked<span class=\"_ _1\"></span> overeenkomsten<span class=\"_ _1\"></span>, waarbij de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya3e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">re\u00eble<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">waar<span class=\"_ _1\"></span>deverandering<span class=\"_ _1\"></span> wordt verantw<span class=\"_ _1\"></span>oord in <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening. Er </span></div>\n<div class=\"t m0 x2c h64 ya3f ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt rekening<span class=\"_ _1\"></span> gehouden met verzeker<span class=\"_ _1\"></span>ingsrisico's op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">basis van </span></span></div>\n<div class=\"t m0 x2c h64 ya40 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuari\u00eble veron<span class=\"_ _1\"></span>derstellingen<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 92px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya41 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya42 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Storti<span class=\"_ _0\"></span>ngen en onttr<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worden rec<span class=\"_ _0\"></span>htstreek<span class=\"_ _0\"></span>s in de bala<span class=\"_ _0\"></span>ns verwerkt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya43 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als mutati<span class=\"_ _0\"></span>e van de verp<span class=\"_ _0\"></span>lichting,<span class=\"_ _0\"></span> zonde<span class=\"_ _0\"></span>r invloed op de re<span class=\"_ _0\"></span>sultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y948 ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Gewaarborgde mi<span class=\"_ _1\"></span>nimumrendemente<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y949 ffe0 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">financieri<span class=\"_ _1\"></span>ngscomponent voor<span class=\"_ _1\"></span> levensverzekeri<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y94a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> minimumrende<span class=\"_ _1\"></span>menten word<span class=\"_ _1\"></span>t gewaardeerd<span class=\"_ _1\"></span> tegen de</div>\n<div class=\"t m0 x2c h64 y94b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs. Aanv<span class=\"_ _1\"></span>ullende verplich<span class=\"_ _1\"></span>tingen zijn vastges<span class=\"_ _1\"></span>teld</div>\n<div class=\"t m0 x2c h64 y94c ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">teneind<span class=\"_ _0\"></span>e de verwac<span class=\"_ _0\"></span>hte langet<span class=\"_ _0\"></span>ermijn<span class=\"_ _0\"></span>rente te wee<span class=\"_ _0\"></span>rspiegel<span class=\"_ _0\"></span>en. Deze</div>\n<div class=\"t m0 x2c h64 y94d ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aa<span class=\"lsef ws11e\">nvullende verplichtinge<span class=\"_ _1\"></span>n worden bere<span class=\"_ _1\"></span>kend als het verschi<span class=\"_ _1\"></span>l tussen de </span></div>\n<div class=\"t m0 x2c h64 y94e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contante waar<span class=\"_ _1\"></span>de en de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van de gegar<span class=\"_ _1\"></span>andeerde bedrage<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94f ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y950 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot lijf<span class=\"_ _0\"></span>rente<span class=\"_ _0\"></span>polissen t<span class=\"_ _0\"></span>ijdens<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y951 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opbouw<span class=\"_ _0\"></span>periode z<span class=\"_ _0\"></span>ijn geli<span class=\"_ _0\"></span>jk aan d<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>atieve s<span class=\"_ _0\"></span>aldi van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">polishouder<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x2c h64 y952 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Na de opbou<span class=\"_ _0\"></span>wperiod<span class=\"_ _0\"></span>e zijn de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen gelijk<span class=\"_ _0\"></span> aan de conta<span class=\"_ _0\"></span>nte</div>\n<div class=\"t m0 x2c h64 y953 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verwac<span class=\"_ _0\"></span>hte toeko<span class=\"_ _0\"></span>mstige bet<span class=\"_ _0\"></span>alingen.<span class=\"_ _0\"></span> Wijzigi<span class=\"_ _0\"></span>ngen in</div>\n<div class=\"t m0 x2c h64 y954 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sterftetabell<span class=\"_ _1\"></span>en uit voorgaande ja<span class=\"_ _1\"></span>ren worden voll<span class=\"_ _1\"></span>edig in deze</div>\n<div class=\"t m0 x2c h64 y955 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> weergegeven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Discretionaire<span class=\"_ _1\"></span> winstdeli<span class=\"ws113\">ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De meeste l<span class=\"_ _0\"></span>evensv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">of beleggi<span class=\"_ _1\"></span>ngscontracten<span class=\"_ _1\"></span> voorzien in<span class=\"_ _1\"></span> een </span></span></div>\n<div class=\"t m0 x1d h64 y99c ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> vergoeding. Sommige con<span class=\"_ _1\"></span>tracten kunnen o<span class=\"_ _1\"></span>ok een recht</div>\n<div class=\"t m0 x1d h64 y99d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op winstd<span class=\"_ _0\"></span>eling bev<span class=\"_ _0\"></span>atten (dis<span class=\"_ _0\"></span>cretion<span class=\"_ _0\"></span>ary parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n features<span class=\"_ _0\"></span> (DPF)). D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 y99e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">element gee<span class=\"_ _1\"></span>ft de houder <span class=\"_ _1\"></span>van het <span class=\"_ _1\"></span>contract het re<span class=\"_ _1\"></span>cht om, b<span class=\"_ _1\"></span>oven op</div>\n<div class=\"t m0 x1d h64 y99f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> elementen, <span class=\"_ _1\"></span>aanvullende<span class=\"_ _1\"></span> uitkeringen e<span class=\"_ _1\"></span>n bonussen<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 ya9a ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya9b ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsed ws11d\">Die waarschi<span class=\"_ _0\"></span>jnlijk e<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>nlijk de<span class=\"_ _0\"></span>el van de t<span class=\"_ _0\"></span>otale c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele </span></span></div>\n<div class=\"t m0 x69 h64 ya9c ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeringen<span class=\"_ _1\"></span> vormen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya9d ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsef ws11e\">W<span class=\"_ _1\"></span>aarvan het bedrag of<span class=\"_ _1\"></span> de timing volgens<span class=\"_ _1\"></span> contract naar goedd<span class=\"_ _1\"></span>unken </span></span></div>\n<div class=\"t m0 x69 h64 ya9e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Agea<span class=\"lsee ws13e\">s is;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsed ws112\">Die contractuee<span class=\"_ _0\"></span>l gebase<span class=\"_ _0\"></span>erd zijn op:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaa0 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 ls10a ws13c\">De <span class=\"lsed ws11d\">prestat<span class=\"_ _0\"></span>ie van e<span class=\"_ _0\"></span>en speci<span class=\"_ _0\"></span>fieke 'p<span class=\"_ _0\"></span>ool' va<span class=\"_ _0\"></span>n contrac<span class=\"_ _0\"></span>ten of ee<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa1 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>d type cont<span class=\"_ _0\"></span>ract;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yaa2 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 lsef ws11e\">Gerealiseerde en/of n<span class=\"_ _1\"></span>iet</span><span class=\"ffe0\">-<span class=\"lsef ws11e\">gereal<span class=\"_ _1\"></span>iseerde belegging<span class=\"_ _1\"></span>srendementen </span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa3 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een specif<span class=\"_ _0\"></span>ieke 'poo<span class=\"_ _0\"></span>l' van activ<span class=\"_ _0\"></span>a in handen va<span class=\"_ _0\"></span>n Ageas;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yaa4 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 lsed ws112\">De winst<span class=\"_ _0\"></span> of <span class=\"lsef ws11d\">het verlie<span class=\"_ _1\"></span>s van Agea<span class=\"_ _1\"></span>s, een fond<span class=\"_ _1\"></span>s of een and<span class=\"_ _1\"></span>ere<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa5 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> die het cont<span class=\"_ _0\"></span>ract uit<span class=\"_ _0\"></span>geeft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa7 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten en beleg<span class=\"_ _0\"></span>gingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met DPF</div>\n<div class=\"t m0 x1d h64 yaa8 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden vergoed<span class=\"_ _1\"></span>ingen ten g<span class=\"_ _1\"></span>unste van p<span class=\"_ _1\"></span>olishouders be<span class=\"_ _1\"></span>rekend u<span class=\"_ _1\"></span>itgaande</div>\n<div class=\"t m0 x1d h64 ya59 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>contractueel v<span class=\"_ _1\"></span>erschuldigde be<span class=\"_ _1\"></span>dr<span class=\"ws11e\">ag op basis van d<span class=\"_ _1\"></span>e statutaire </span></div>\n<div class=\"t m0 x1d h64 ya5a ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nettowi<span class=\"_ _0\"></span>nst, bepe<span class=\"_ _0\"></span>rkinge<span class=\"_ _0\"></span>n en betaalt<span class=\"_ _0\"></span>ermijne<span class=\"_ _0\"></span>n. De DPF<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">component inzak<span class=\"_ _1\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscon<span class=\"_ _1\"></span>tracten betreft<span class=\"_ _1\"></span> een voorwaardelijke<span class=\"_ _1\"></span> toezegging met</div>\n<div class=\"t m0 x1d h64 ya5c ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">gerealis<span class=\"_ _0\"></span>eerde wins<span class=\"_ _0\"></span>ten en v<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n. Dez<span class=\"_ _0\"></span>e toezeg<span class=\"_ _0\"></span>ging </span></span></div>\n<div class=\"t m0 x1d h64 ya5d ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blijft hi<span class=\"_ _1\"></span>erdoor onderdee<span class=\"_ _1\"></span>l van de <span class=\"_ _1\"></span>niet<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">gerea<span class=\"_ _1\"></span>liseerde winsten<span class=\"_ _1\"></span> en verliezen </span></div>\n<div class=\"t m0 x1d h64 ya5e ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals be<span class=\"_ _0\"></span>grepen in het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen. Ind<span class=\"_ _0\"></span>ien de toeze<span class=\"_ _0\"></span>gging</div>\n<div class=\"t m0 x1d h64 ya5f ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onvoorw<span class=\"_ _0\"></span>aardeli<span class=\"_ _0\"></span>jk wordt, vi<span class=\"_ _0\"></span>ndt over<span class=\"_ _0\"></span>boeking n<span class=\"_ _0\"></span>aar de Verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en inzake</div>\n<div class=\"t m0 x1d h64 ya60 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even plaat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya61 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya62 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingscon<span class=\"_ _1\"></span>tracten zonder<span class=\"_ _1\"></span> DPF worden<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">bij de eerste op<span class=\"_ _0\"></span>name </span></span></div>\n<div class=\"t m0 x1d h64 ya63 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en ver<span class=\"_ _1\"></span>volgens tegen ge<span class=\"_ _1\"></span>amortiseerde</div>\n<div class=\"t m0 x1d h64 ya64 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js en verant<span class=\"_ _0\"></span>woord a<span class=\"_ _0\"></span>ls een deposi<span class=\"_ _0\"></span>toverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yab1 ffe2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Als er g<span class=\"_ _0\"></span>een nauw v<span class=\"_ _0\"></span>erband <span class=\"_ _0\"></span>bestaat<span class=\"_ _0\"></span> tusse<span class=\"_ _0\"></span>n in een co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span> beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yab3 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">derivaten en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de basisco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n, worden in e<span class=\"_ _0\"></span>en contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab4 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en gesche<span class=\"_ _0\"></span>iden van d<span class=\"_ _0\"></span>e basiscont<span class=\"_ _0\"></span>racten en v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord tegen</div>\n<div class=\"t m0 x1d h64 yab5 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekeni<span class=\"_ _1\"></span>ng.</div>\n<div class=\"t m0 x1d h64 y97d ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Actuari\u00eble <span class=\"_ _1\"></span>veronderstell<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> op elke <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span>sdatum</div>\n<div class=\"t m0 x1d h64 y97e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beoordeeld<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">e<span class=\"_ _1\"></span>n de daaruit voor<span class=\"_ _1\"></span>tvloeiende impa<span class=\"_ _1\"></span>ct wordt in de </span></div>\n<div class=\"t m0 x1d h64 y97f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening verwerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye79 ffe2 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Splitsing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye7a ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De deposit<span class=\"_ _0\"></span>ocomp<span class=\"_ _0\"></span>onent van ee<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract wo<span class=\"_ _0\"></span>rdt gespl<span class=\"_ _0\"></span>itst als</div>\n<div class=\"t m0 x1d h64 ye7b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de twee volgen<span class=\"_ _1\"></span>de voorwaarden word<span class=\"_ _1\"></span>t voldaan:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye7c ffe3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">deposit<span class=\"_ _0\"></span>ocompo<span class=\"_ _0\"></span>nent (inc<span class=\"_ _0\"></span>lusief ev<span class=\"_ _0\"></span>entuele e<span class=\"_ _0\"></span>rin bes<span class=\"ws111\">lot<span class=\"_ _0\"></span>en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y984 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afkoopopties)<span class=\"_ _1\"></span> kan afzonderlijk<span class=\"_ _1\"></span> worden gewaardeerd<span class=\"_ _1\"></span> (dat wil zeggen</div>\n<div class=\"t m0 x69 h64 y985 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zonder rekening<span class=\"_ _1\"></span> te houden met de ver<span class=\"_ _1\"></span>zekeringscompone<span class=\"_ _1\"></span>nt)<span class=\"ls0 ws0\">; </span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y986 ffe3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 lsef ws11e\">d<span class=\"_ _1\"></span>e grondslagen van de<span class=\"_ _1\"></span> financi\u00eble versl<span class=\"_ _1\"></span>aggeving van Age<span class=\"_ _1\"></span>as </span></span></div>\n<div class=\"t m0 x69 h64 y987 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereisen nie<span class=\"_ _1\"></span>t anderszin<span class=\"_ _1\"></span>s de opname<span class=\"_ _1\"></span> van alle<span class=\"_ _1\"></span> <span class=\"lsed ws112\">verplic<span class=\"_ _0\"></span>htingen e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x69 h64 y988 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rechten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die voortvloei<span class=\"_ _0\"></span>en uit de depos<span class=\"_ _0\"></span>itocom<span class=\"_ _0\"></span>ponent.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y989 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye7d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Moment<span class=\"_ _0\"></span>eel heeft Age<span class=\"_ _0\"></span>as alle recht<span class=\"_ _0\"></span>en en ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 ye7e ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten opg<span class=\"_ _0\"></span>enome<span class=\"_ _0\"></span>n, confo<span class=\"_ _0\"></span>rm de reg<span class=\"_ _0\"></span>els voor</div>\n<div class=\"t m0 x1d h64 ye7f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving.<span class=\"_ _1\"></span> Dientengevo<span class=\"_ _1\"></span>lge heeft Ag<span class=\"_ _1\"></span>eas geen<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">gesplitste </span></span></div>\n<div class=\"t m0 x1d h64 ye80 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">depositocomponent<span class=\"_ _1\"></span> met betrekking to<span class=\"_ _1\"></span>t de verzekerings<span class=\"_ _1\"></span>contracten</div>\n<div class=\"t m0 x1d h64 ye81 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffe6 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">levensverzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x2c h6c ye72 ffe8 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Claims en <span class=\"_ _1\"></span>schadebehandeling<span class=\"_ _1\"></span>skosten worden<span class=\"_ _1\"></span> in de r<span class=\"_ _1\"></span>esultatenrekenin<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x2c h64 ye74 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op het<span class=\"_ _0\"></span> moment dat de u<span class=\"_ _0\"></span>itgaven wo<span class=\"_ _0\"></span>rden ged<span class=\"_ _0\"></span>aan. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ye75 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaalde claims<span class=\"_ _1\"></span> en schadebehand<span class=\"_ _1\"></span>elingskosten om<span class=\"_ _1\"></span>vatten schattinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ye76 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor gerappor<span class=\"_ _1\"></span>teerde claims en voo<span class=\"_ _1\"></span>rzieningen voor<span class=\"_ _1\"></span> claims die zi<span class=\"ls10b ws13d\">jn </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgev<span class=\"_ _0\"></span>allen maa<span class=\"_ _0\"></span>r niet gera<span class=\"_ _0\"></span>pportee<span class=\"_ _0\"></span>rd. De schatt<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an voorgev<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x2c h64 yd83 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gerapporteerde<span class=\"_ _1\"></span> claims wo<span class=\"_ _1\"></span>rden gebaseer<span class=\"_ _1\"></span>d op ervarin<span class=\"_ _1\"></span>g uit he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verleden, de<span class=\"_ _1\"></span> huidige on<span class=\"_ _1\"></span>twikkeling <span class=\"_ _1\"></span>van claims en<span class=\"_ _1\"></span> het heersen<span class=\"_ _1\"></span>de sociale,</div>\n<div class=\"t m0 x2c h64 ye78 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che en wett<span class=\"_ _0\"></span>elijke ka<span class=\"_ _0\"></span>der. De verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 yd39 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadeverzeker<span class=\"_ _1\"></span>ingsclaims en <span class=\"_ _1\"></span>schadebehandel<span class=\"_ _1\"></span>ingskosten (na<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd3a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schadeloosstell<span class=\"_ _1\"></span>ingen, verhaalde<span class=\"_ _1\"></span> schaden, verkrijg<span class=\"_ _1\"></span>ing van het eigendom<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y92a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verzekerde<span class=\"_ _1\"></span> zaken en subrogat<span class=\"_ _1\"></span>ie) is gebaseerd op<span class=\"_ _1\"></span> schattingen van</div>\n<div class=\"t m0 x2c h64 y92b ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte verli<span class=\"_ _0\"></span>ezen en <span class=\"_ _0\"></span>houdt rek<span class=\"_ _0\"></span>ening m<span class=\"_ _0\"></span><span class=\"lsef\">et de beoorde<span class=\"_ _1\"></span>ling door<span class=\"_ _1\"></span> het </span></div>\n<div class=\"t m0 x2c h64 y92c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment wat betr<span class=\"_ _0\"></span>eft de verw<span class=\"_ _0\"></span>achte inf<span class=\"_ _0\"></span>latie, de ko<span class=\"_ _0\"></span>sten voor</div>\n<div class=\"t m0 x2c h64 y92d ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhandeling van<span class=\"_ _1\"></span> claims, juridi<span class=\"_ _1\"></span>sche risico\u2019s en<span class=\"_ _1\"></span> trends in de ontwi<span class=\"_ _1\"></span>kkeling</div>\n<div class=\"t m0 x2c h64 y92e ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van compensatie<span class=\"_ _1\"></span>toekenningen. Sc<span class=\"_ _1\"></span>hadeverplichtingen<span class=\"_ _1\"></span> inzake</div>\n<div class=\"t m0 x2c h64 y92f ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">arbeidsonge<span class=\"_ _1\"></span>schiktheid worden ve<span class=\"_ _1\"></span>rantwoo<span class=\"lsed ws112\">rd tegen de net<span class=\"_ _0\"></span>to contant<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y991 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde. De opgeno<span class=\"_ _1\"></span>men verplichtingen<span class=\"_ _1\"></span> zijn toereikend<span class=\"_ _1\"></span> om de</div>\n<div class=\"t m0 x2c h64 y992 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uiteindelijk<span class=\"_ _1\"></span>e kosten van claims en<span class=\"_ _1\"></span> schadebehandel<span class=\"_ _1\"></span>ingskosten te<span class=\"_ _1\"></span> dekken.</div>\n<div class=\"t m0 x2c h64 y993 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De daaruit<span class=\"_ _0\"></span> voortvlo<span class=\"_ _0\"></span>eiende a<span class=\"_ _0\"></span>anpassi<span class=\"_ _0\"></span>ngen worde<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y994 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y995 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y996 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verdi<span class=\"_ _1\"></span>sco<span class=\"ws11e\">nteert de verpl<span class=\"_ _1\"></span>ichtingen voor schad<span class=\"_ _1\"></span>e enkel voor clai<span class=\"_ _1\"></span>ms </span></div>\n<div class=\"t m0 x2c h64 y997 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met bepaalbar<span class=\"_ _1\"></span>e en peri<span class=\"_ _1\"></span>odieke betali<span class=\"_ _1\"></span>ngstermijnen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 693px; height: 376px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y937 ffe8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Toereikendheid<span class=\"_ _1\"></span>stoets voor de verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y938 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op elke r<span class=\"_ _1\"></span>apporteringsda<span class=\"_ _1\"></span>tum voert A<span class=\"_ _1\"></span>geas toerei<span class=\"_ _1\"></span>kendheidstoetse<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y939 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(Liability<span class=\"_ _1\"></span> Adequacy<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Test (LAT)) uit ten<span class=\"_ _0\"></span>einde t<span class=\"lsef ws11d\">e waarborgen dat de<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y93a ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n toereik<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93b ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y93c ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afzonderlijke<span class=\"_ _1\"></span> toetsen worden ui<span class=\"_ _1\"></span>tgevoerd voor:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93d ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11d\">Ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> Leven en <span class=\"_ _1\"></span>verplichtingen<span class=\"_ _1\"></span> gezondheid<span class=\"_ _1\"></span> die lijken<span class=\"_ _1\"></span> op die </span></span></div>\n<div class=\"t m0 x1a0 h64 y93e ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van verpli<span class=\"_ _1\"></span>chtingen Leven<span class=\"_ _1\"></span>, inclusief<span class=\"_ _1\"></span> annu\u00efteiten a<span class=\"_ _1\"></span>fkomstig van<span class=\"_ _1\"></span> Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y93f ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws113\">produc<span class=\"_ _1\"></span>ten; </span> </span></div>\n<div class=\"t m0 x2c h64 y940 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsed ws111\">(Niet</span><span class=\"ffe6\">-<span class=\"lsef ws11e\">verdiende)<span class=\"_ _1\"></span> premiereserve<span class=\"_ _1\"></span>s afkomstig van Nie<span class=\"_ _1\"></span>t</span>-<span class=\"ls107 ws13e\">leven<span class=\"_ _1\"></span></span>-</span></span></div>\n<div class=\"t m0 x1a0 h64 y941 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen gezondhei<span class=\"_ _1\"></span>d die nie<span class=\"_ _1\"></span>t lijken op <span class=\"_ _1\"></span>die van</div>\n<div class=\"t m0 x1a0 h64 y942 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen Le<span class=\"_ _0\"></span>ven<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y943 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11e\">Vo<span class=\"_ _1\"></span>orzieningen voor<span class=\"_ _1\"></span> te betalen schades<span class=\"_ _1\"></span> afkomstig van Nie<span class=\"_ _1\"></span>t</span><span class=\"ffe6\">-<span class=\"lsed ws111\">leven</span>-</span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen<span class=\"ls0 ws0\"> </span>gezondhei<span class=\"_ _1\"></span>d die nie<span class=\"_ _1\"></span>t lijken op <span class=\"_ _1\"></span>die van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y945 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen Le<span class=\"_ _0\"></span>ven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y947 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an deze LAT<span class=\"_ _0\"></span>'s kijkt Ag<span class=\"_ _0\"></span>eas naar de bes<span class=\"_ _0\"></span>te schatt<span class=\"_ _0\"></span>ingen,</div>\n<div class=\"t m0 x2c h64 y948 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de contant<span class=\"_ _0\"></span>e waarde va<span class=\"_ _0\"></span>n alle cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y949 ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen, inc<span class=\"_ _0\"></span>lusief v<span class=\"_ _0\"></span>erwante k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en zoals<span class=\"_ _0\"></span> commi<span class=\"_ _0\"></span>ssies en <span class=\"_ _0\"></span>kosten<span class=\"lsf9 ws124\">. </span></div>\n<div class=\"t m0 x2c h64 y94a ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De cont<span class=\"_ _0\"></span>ractlim<span class=\"_ _0\"></span>ieten van <span class=\"_ _0\"></span>Solvenc<span class=\"_ _0\"></span>y II wor<span class=\"_ _0\"></span>den toeg<span class=\"_ _0\"></span>epast, <span class=\"_ _0\"></span>maar zij<span class=\"_ _0\"></span>n in Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y94b ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leven beperkt to<span class=\"_ _1\"></span>t diegene die binnen<span class=\"_ _1\"></span> de IFRS<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">reserves val<span class=\"_ _0\"></span>len.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y94c ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen Lev<span class=\"_ _0\"></span>en (en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen g<span class=\"_ _0\"></span>ezondh<span class=\"_ _0\"></span>eid die li<span class=\"_ _0\"></span>jken op</div>\n<div class=\"t m0 x2c h64 y94e ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die van verp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>gen Leven, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef annu\u00efte<span class=\"_ _0\"></span>it<span class=\"ws11d\">en afk<span class=\"_ _0\"></span>omstig v<span class=\"_ _0\"></span>an Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y94f ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws11e\">produc<span class=\"_ _1\"></span>ten) omvat de LAT ook<span class=\"_ _1\"></span> de kasstromen voor<span class=\"_ _1\"></span>tvloeiend uit<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y950 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">embedded opties<span class=\"_ _1\"></span> en waarborgen en<span class=\"_ _1\"></span> beleggingsbaten.</div>\n<div class=\"t m0 x2c h64 y951 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingsinko<span class=\"_ _1\"></span>msten worden <span class=\"_ _1\"></span>bepaald me<span class=\"_ _1\"></span>t gebruik va<span class=\"_ _1\"></span>n het act<span class=\"_ _1\"></span>uele</div>\n<div class=\"t m0 x2c h64 y952 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekrendement<span class=\"_ _1\"></span> van de bestaande por<span class=\"_ _1\"></span>tefeuille, geba<span class=\"_ _1\"></span>seerd <span class=\"ws11d\">op de </span></div>\n<div class=\"t m0 x2c h64 y953 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ng dat na het einde v<span class=\"_ _1\"></span>an de looptijd van<span class=\"_ _1\"></span> de financi\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y954 ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten h<span class=\"_ _0\"></span>erbelegg<span class=\"_ _0\"></span>ing plaat<span class=\"_ _0\"></span>svindt<span class=\"_ _0\"></span> tegen ee<span class=\"_ _0\"></span>n risic<span class=\"_ _0\"></span>ovrije r<span class=\"_ _0\"></span>ente plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y955 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een bedri<span class=\"_ _0\"></span>jfsspec<span class=\"_ _0\"></span>ifiek aanp<span class=\"_ _0\"></span>assing vo<span class=\"_ _0\"></span>or volati<span class=\"_ _0\"></span>liteit op bas<span class=\"_ _0\"></span>is van EI<span class=\"_ _0\"></span>OPA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y956 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>ek. Voor di<span class=\"_ _0\"></span>recte bele<span class=\"_ _0\"></span>ggingen i<span class=\"_ _0\"></span>n va<span class=\"lsef ws11e\">stgoed, worden de wer<span class=\"_ _1\"></span>kelijke </span></div>\n<div class=\"t m0 x2c h64 y957 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">huuropbrengs<span class=\"_ _1\"></span>ten tot de <span class=\"_ _1\"></span>volgende contr<span class=\"_ _1\"></span>actuele verl<span class=\"_ _1\"></span>engingsperiode<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y958 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing gekom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1b ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y959 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor Niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">lev<span class=\"_ _0\"></span>en wordt<span class=\"_ _0\"></span> de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n alle kas<span class=\"_ _0\"></span>strom<span class=\"_ _0\"></span>en bepaa<span class=\"_ _0\"></span>ld, </span></div>\n<div class=\"t m0 x1d h64 y95a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van een risicovrije<span class=\"_ _1\"></span> discontering<span class=\"_ _1\"></span>svoet verhoogd met een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y95b ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>specif<span class=\"_ _0\"></span>ieke volat<span class=\"_ _0\"></span>iliteits<span class=\"_ _0\"></span>aanpass<span class=\"_ _0\"></span>ing op bas<span class=\"_ _0\"></span>is van de EI<span class=\"_ _0\"></span>OPA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>ek (na het laat<span class=\"_ _0\"></span>ste liqu<span class=\"_ _0\"></span>ide punt wor<span class=\"_ _0\"></span>dt de zogena<span class=\"_ _0\"></span>amde Ult<span class=\"_ _0\"></span>imate</div>\n<div class=\"t m0 x1d h64 y95d ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Forward R<span class=\"_ _0\"></span>ate<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">extrapolatie gebr<span class=\"_ _1\"></span>uikt).</span> </span></div>\n<div class=\"t m0 x1d h64 y95e ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Elk tekort<span class=\"_ _0\"></span> in de LAT wordt m<span class=\"_ _0\"></span>eteen in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng opgenom<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 ya55 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een bijzond<span class=\"lsed ws112\">ere waardeverm<span class=\"_ _0\"></span>inderin<span class=\"_ _0\"></span>g van het DAC<span class=\"ls0 ws0\">- <span class=\"ls104 ws136\">of VOBA</span>-<span class=\"lsf9 ws13b\">type of </span></span></span></div>\n<div class=\"t m0 x1d h64 ya56 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een verlie<span class=\"_ _1\"></span>s. Als het tekort in<span class=\"_ _1\"></span> een volgende periode<span class=\"_ _1\"></span> vermindert, word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de daling va<span class=\"_ _0\"></span>n het tekort<span class=\"_ _0\"></span> via de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening te<span class=\"_ _0\"></span>ruggebo<span class=\"_ _0\"></span>ekt. Een</div>\n<div class=\"t m0 x1d h64 ya58 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tekort wor<span class=\"_ _0\"></span>dt gedef<span class=\"_ _0\"></span>inieerd al<span class=\"_ _0\"></span>s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11d\">Ee<span class=\"_ _1\"></span>n negatieve <span class=\"_ _1\"></span>contante w<span class=\"_ _1\"></span>aarde van de<span class=\"_ _1\"></span> toekomstige<span class=\"_ _1\"></span> marge voor<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yac1 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">prod<span class=\"_ _1\"></span>ucten en op<span class=\"_ _1\"></span> Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">produ<span class=\"_ _1\"></span>cten lijkende<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yac2 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gezond<span class=\"_ _0\"></span>heidspr<span class=\"_ _0\"></span>oducten,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> annu\u00efteit<span class=\"_ _0\"></span>en afkoms<span class=\"_ _0\"></span>tig uit Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yac3 ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws113\">produc<span class=\"_ _1\"></span>ten</span>; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yac4 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsed ws11d\">Het positieve v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>l tussen<span class=\"_ _0\"></span> de netto <span class=\"_ _0\"></span>contant<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de </span></span></div>\n<div class=\"t m0 x69 h64 yac5 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de die<span class=\"_ _0\"></span>novere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>ige IFRS<span class=\"ls0 ws0\">-</span>res<span class=\"_ _0\"></span>erves voor Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yac6 ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">producte<span class=\"_ _0\"></span>n en niet op Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">producten<span class=\"_ _1\"></span> lijkende </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yac7 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gezondheidsprod<span class=\"_ _1\"></span>ucten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsef ws11d\">e LAT</span>-<span class=\"_ _1\"></span><span class=\"lsed ws111\">toetsin<span class=\"_ _0\"></span>g <span class=\"ws112\">houdt reken<span class=\"_ _0\"></span>ing<span class=\"ls0 ws0\"> </span>met het eff<span class=\"_ _0\"></span>ect van herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ng<span class=\"lsf9 ws13b\">, en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaca ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>se vastgoe<span class=\"_ _0\"></span>dbelegg<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">worden </span></span>de werkelij<span class=\"_ _0\"></span>ke</div>\n<div class=\"t m0 x1d h64 yacb ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huuropbrengs<span class=\"_ _1\"></span>ten tot de volgende<span class=\"_ _1\"></span> <span class=\"ws11d\">contractuele verl<span class=\"_ _1\"></span>engingsperiode<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in </span></span></span></div>\n<div class=\"t m0 x1d h64 yacc ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ge<span class=\"_ _1\"></span>nomen<span class=\"ls105 ws135\">. </span>De<span class=\"_ _1\"></span> LAT<span class=\"ls0 ws0\">-</span><span class=\"lsed\">toetsing wor<span class=\"_ _0\"></span>dt <span class=\"lsef ws11e\">bepaald op het ni</span>veau van </span></div>\n<div class=\"t m0 x1d h64 yacd ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de juridis<span class=\"_ _0\"></span>che entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yace ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yacf ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als de lokale LAT<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">vereisten<span class=\"_ _1\"></span> strenger z<span class=\"_ _1\"></span>ijn dan de<span class=\"_ _1\"></span> bovengenoemde<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1d h64 yad0 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">passen de lok<span class=\"_ _0\"></span>ale entit<span class=\"_ _0\"></span>eiten d<span class=\"_ _0\"></span>e lokale rege<span class=\"_ _0\"></span>ls toe.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y975 ffe8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Shadow accoun<span class=\"_ _1\"></span>ting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In sommig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s heeft de rea<span class=\"_ _0\"></span>lisatie v<span class=\"_ _0\"></span>an winste<span class=\"_ _0\"></span>n en</div>\n<div class=\"t m0 x1d h64 y977 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span>e gevolg<span class=\"_ _0\"></span>en voor de waa<span class=\"_ _0\"></span>rdering va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y978 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen en de d<span class=\"_ _0\"></span>aaraan ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rde acqu<span class=\"_ _0\"></span>isitie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd3b ffe6 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kosten.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3c ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3d ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van deze onderde<span class=\"_ _1\"></span>len past Ageas sh<span class=\"_ _1\"></span>adow accounting toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd3e ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de veran<span class=\"_ _0\"></span>deringen i<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde van de voo<span class=\"_ _0\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yd3f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n van de activ<span class=\"_ _0\"></span>a en verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n die van</div>\n<div class=\"t m0 x1d h64 yd40 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed z<span class=\"_ _0\"></span>ijn op de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen.</div>\n<div class=\"t m0 x1d h64 yd41 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Shadow acco<span class=\"lsed\">unting betek<span class=\"_ _0\"></span>ent dat ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde<span class=\"_ _1\"></span> winsten of verlie<span class=\"_ _1\"></span>zen </span></span></span></div>\n<div class=\"t m0 x1d h64 yd42 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op voor verk<span class=\"_ _0\"></span>oop besc<span class=\"_ _0\"></span>hikbar<span class=\"_ _0\"></span>e activa, die in h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 yd43 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgenomen zonder de<span class=\"_ _1\"></span> resultatenreken<span class=\"_ _1\"></span>ing te be\u00efnvloeden<span class=\"_ _1\"></span>, van invloed</div>\n<div class=\"t m0 x1d h64 yd44 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn op de waa<span class=\"_ _0\"></span>rdering va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen (of ov<span class=\"_ _0\"></span>e<span class=\"lsef ws113\">rgedragen </span></div>\n<div class=\"t m0 x1d h64 yd45 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en of value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired) op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier als</div>\n<div class=\"t m0 x1d h64 yd26 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen dat<span class=\"_ _0\"></span> zouden doe<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd28 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als onderdeel<span class=\"_ _1\"></span> van shadow accounting b<span class=\"_ _1\"></span>reiden sommige onder<span class=\"_ _1\"></span>nemingen</div>\n<div class=\"t m0 x1d h64 yd29 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas d<span class=\"_ _1\"></span>e standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span>LAT uit <span class=\"_ _1\"></span>met een <span class=\"_ _1\"></span>shadow<span class=\"ls0 ws0\">-</span><span class=\"ws113\">LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span>ts</span></span></span>ing. Onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2a ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de shadow<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">LAT wordt h<span class=\"_ _0\"></span>et bedrag a<span class=\"_ _0\"></span>an niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseerde<span class=\"_ _1\"></span> meerwaarden, </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yd2b ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in overig c<span class=\"_ _0\"></span>omprehe<span class=\"_ _0\"></span>nsive inc<span class=\"_ _0\"></span>ome, boven<span class=\"_ _0\"></span>op het over<span class=\"_ _0\"></span>schot dat</div>\n<div class=\"t m0 x1d h64 yd2c ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voortvloeit<span class=\"_ _1\"></span> uit de <span class=\"_ _1\"></span>standaard<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">LAT<span class=\"_ _1\"></span>, verantwoord als<span class=\"_ _1\"></span> een shadow<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 yd2d ffe6 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2e ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overbli<span class=\"_ _0\"></span>jvende ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span></span> <span class=\"lsef ws11d\">veranderinge<span class=\"_ _1\"></span>n in de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd30 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van voor verkoop<span class=\"_ _1\"></span> beschikbare financ<span class=\"_ _1\"></span>i\u00eble activa (na t<span class=\"_ _1\"></span>oepassing van</div>\n<div class=\"t m0 x1d h64 yd31 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">shadow accounti<span class=\"_ _1\"></span>ng) die onderhev<span class=\"_ _1\"></span>ig zijn aan discretiona<span class=\"_ _1\"></span>ire winstdeling<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 yd32 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden aange<span class=\"_ _1\"></span>merkt als <span class=\"_ _1\"></span>een afzonderl<span class=\"_ _1\"></span>ijk onderdee<span class=\"_ _1\"></span>l van het e<span class=\"_ _1\"></span>igen</div>\n<div class=\"t m0 x1d h64 yd33 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vermogen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bijkomende<span class=\"_ _1\"></span> uitgesteld<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-</span>winstdeli<span class=\"_ _1\"></span>ngsverplich<span class=\"_ _1\"></span>ting (deferred <span class=\"_ _1\"></span>profit</div>\n<div class=\"t m0 x2c h64 y8a6 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sharing li<span class=\"_ _0\"></span>ability<span class=\"_ _0\"></span>, DPL) wordt<span class=\"_ _0\"></span> toegere<span class=\"_ _0\"></span>kend op basis v<span class=\"_ _0\"></span>an een cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x2c h64 y8a7 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting of op bas<span class=\"_ _0\"></span>is van het bed<span class=\"_ _0\"></span>rag dat we<span class=\"_ _0\"></span>ttelijk of c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>ueel moet</div>\n<div class=\"t m0 x2c h64 y8a8 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">betaald op versc<span class=\"_ _0\"></span>hillen t<span class=\"_ _0\"></span>ussen stat<span class=\"_ _0\"></span>utaire bat<span class=\"_ _0\"></span>en en IFRS<span class=\"ls0 ws0\">-</span>bat<span class=\"_ _0\"></span>en en </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseerde w<span class=\"_ _1\"></span>insten of v<span class=\"_ _1\"></span>erliezen die <span class=\"_ _1\"></span>onder eigen<span class=\"_ _1\"></span> vermogen <span class=\"_ _1\"></span>zijn </span></span></div>\n<div class=\"t m0 x2c h64 y8aa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c ye1a ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekhoudku<span class=\"_ _1\"></span>ndige verwerki<span class=\"_ _1\"></span>ng van her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten hang<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">af van het feit of<span class=\"_ _0\"></span> er binne<span class=\"ws11d\">n <span class=\"_ _0\"></span>het cont<span class=\"_ _0\"></span>ract si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>nte verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>risico's<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye78 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden overged<span class=\"_ _1\"></span>ragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd39 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd3a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scontracten waar<span class=\"_ _1\"></span>bij een aanzienlij<span class=\"_ _1\"></span>k verzekeringsri<span class=\"_ _1\"></span>sico</div>\n<div class=\"t m0 x2c h64 y92a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen, worden veran<span class=\"_ _1\"></span>twoord naar gelang<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y92b ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten die ni<span class=\"_ _0\"></span>et ee<span class=\"lsef ws11e\">n aanzienlijk verzeker<span class=\"_ _1\"></span>ingsrisico </span></div>\n<div class=\"t m0 x2c h64 y92e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overdragen, <span class=\"_ _1\"></span>worden veran<span class=\"_ _1\"></span>twoord op bas<span class=\"_ _1\"></span>is van de <span class=\"_ _1\"></span>deposit me<span class=\"_ _1\"></span>thod en</div>\n<div class=\"t m0 x2c h64 y92f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder le<span class=\"_ _0\"></span>ningen of sch<span class=\"_ _0\"></span>ulden ver<span class=\"_ _0\"></span>antwoord a<span class=\"_ _0\"></span>ls financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a of</div>\n<div class=\"t m0 x2c h64 y991 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>. Een dergelij<span class=\"_ _1\"></span>k financieel actie<span class=\"_ _1\"></span>f of dergelijke fi<span class=\"_ _1\"></span>nanci\u00eble</div>\n<div class=\"t m0 x2c h64 y992 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting wor<span class=\"_ _0\"></span>dt verant<span class=\"_ _0\"></span>woord teg<span class=\"_ _0\"></span>en de betaal<span class=\"_ _0\"></span>de, respec<span class=\"_ _0\"></span>tieveli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x2c h64 y993 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen v<span class=\"_ _1\"></span>ergoeding, ver<span class=\"_ _1\"></span>minderd met e<span class=\"_ _1\"></span>ventuele, e<span class=\"_ _1\"></span>xpliciet</div>\n<div class=\"t m0 x2c h64 y994 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>de premi<span class=\"_ _0\"></span>es of vergoed<span class=\"_ _0\"></span>ingen die to<span class=\"_ _0\"></span>ekomen aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y995 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekerde.<span class=\"_ _0\"></span> De betaald<span class=\"_ _0\"></span>e, respect<span class=\"_ _0\"></span>ieveli<span class=\"_ _0\"></span>jk ontvan<span class=\"_ _0\"></span>gen bedra<span class=\"_ _0\"></span>gen die uit</div>\n<div class=\"t m0 x2c h64 y996 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze cont<span class=\"_ _0\"></span>racten vo<span class=\"_ _0\"></span>ort<span class=\"lsef ws11d\">vloeien, worden v<span class=\"_ _1\"></span>erantwoord al<span class=\"_ _1\"></span>s deposi<span class=\"_ _1\"></span>to\u2019s met </span></div>\n<div class=\"t m0 x2c h64 y997 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deposit<span class=\"_ _0\"></span>o's van <span class=\"_ _0\"></span>herverz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> in het ka<span class=\"_ _0\"></span>der van i<span class=\"_ _0\"></span>n herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c h64 yc13 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gecede<span class=\"_ _0\"></span>erde zaken di<span class=\"_ _0\"></span>e een aanzi<span class=\"_ _0\"></span>enlijk verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gsrisico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x2c h64 yc14 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gelij<span class=\"_ _1\"></span>k aan het<span class=\"_ _1\"></span> op balansda<span class=\"_ _1\"></span>tum<span class=\"ls0 ws0\"> </span>verschuldi<span class=\"_ _1\"></span>gde bedrag<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc16 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot gec<span class=\"_ _0\"></span>edeerd<span class=\"_ _0\"></span>e herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 yc17 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> die geen <span class=\"_ _1\"></span>aanzienlijk<span class=\"_ _1\"></span> verzekeringsri<span class=\"_ _1\"></span>sico overdragen<span class=\"_ _1\"></span>, kunnen</div>\n<div class=\"t m0 x2c h64 yc18 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden beschouwd<span class=\"_ _1\"></span> als financi\u00eble verp<span class=\"_ _1\"></span>lichtingen<span class=\"_ _1\"></span> en deze verplichti<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yc19 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden op <span class=\"_ _1\"></span>dezelfde wi<span class=\"_ _1\"></span>jze als ande<span class=\"_ _1\"></span>re financ<span class=\"_ _1\"></span>i\u00eble verplich<span class=\"_ _1\"></span>tingen</div>\n<div class=\"t m0 x2c h64 yc1a ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 455px; width: 350.99px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 570px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y941 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>S<span class=\"_ _1\"></span>chuldbewijzen<span class=\"lsed ws112\">, achtergestel<span class=\"_ _0\"></span>de verpl<span class=\"_ _0\"></span>ichtinge<span class=\"_ _0\"></span>n en overig<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 xd1 h64 y942 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y943 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Schuldbewijze<span class=\"_ _1\"></span>n, achtergestelde<span class=\"_ _1\"></span> schulden en overige<span class=\"_ _1\"></span> financieringen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y944 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden eerst veran<span class=\"_ _1\"></span>twoord tegen re\u00eble<span class=\"_ _1\"></span> waarde met inbegrip<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y945 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">transac<span class=\"_ _1\"></span>tiekosten. Vervo<span class=\"_ _1\"></span>lgens worden <span class=\"_ _1\"></span>ze gewaardeerd<span class=\"_ _1\"></span> tegen </span></span></div>\n<div class=\"t m0 x2c h64 y946 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geamort<span class=\"_ _0\"></span>iseerde<span class=\"_ _0\"></span> kostpri<span class=\"_ _0\"></span>js en eve<span class=\"_ _0\"></span>ntuele v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llen tuss<span class=\"_ _0\"></span>en de n<span class=\"_ _0\"></span>etto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y947 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opbrengs<span class=\"_ _0\"></span>t en de aflos<span class=\"_ _0\"></span>singspr<span class=\"_ _0\"></span>ijs worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord in de</div>\n<div class=\"t m0 x2c h64 y948 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening over<span class=\"_ _1\"></span> de periode <span class=\"_ _1\"></span>van de leni<span class=\"_ _1\"></span>ng op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y949 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">rentemethode.</span> </span></div>\n<div class=\"t m0 x2c h64 y94a ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94b ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Schulden di<span class=\"_ _1\"></span>e in een <span class=\"_ _1\"></span>vast aantal<span class=\"_ _1\"></span> eigen aande<span class=\"_ _1\"></span>len van Agea<span class=\"_ _1\"></span>s kunnen</div>\n<div class=\"t m0 x2c h64 y94c ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden om<span class=\"_ _0\"></span>gezet, wo<span class=\"_ _0\"></span>rden bij de e<span class=\"_ _0\"></span>erste opn<span class=\"_ _0\"></span>ame gesche<span class=\"_ _0\"></span>iden in tw<span class=\"_ _0\"></span>ee</div>\n<div class=\"t m0 x2c h64 y94d ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">componenten: <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94e ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een schuldinst<span class=\"_ _0\"></span>rument,<span class=\"_ _0\"></span> gewaarde<span class=\"_ _0\"></span>erd door bep<span class=\"_ _0\"></span>aling van de r<span class=\"_ _0\"></span>e\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y94f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een soortg<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng (inclus<span class=\"_ _0\"></span>ief ev<span class=\"ws11d\">ent<span class=\"_ _0\"></span>uele ni<span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a0 h64 y950 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan aandelen<span class=\"_ _1\"></span> gerelateerde<span class=\"_ _1\"></span> derivatenke<span class=\"_ _1\"></span>nmerken) zonder<span class=\"_ _1\"></span> hiermee</div>\n<div class=\"t m0 x1a0 h64 y951 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden a<span class=\"_ _1\"></span>andelencomponent<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een aandeleninst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span> waarvan d<span class=\"_ _0\"></span>e boekwaa<span class=\"_ _0\"></span>rde de optie </span></span></div>\n<div class=\"t m0 x1a0 h64 y953 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igt om het<span class=\"_ _1\"></span> instrument i<span class=\"_ _1\"></span>n gewone aa<span class=\"_ _1\"></span>ndelen te</div>\n<div class=\"t m0 x1a0 h64 y954 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">convert<span class=\"_ _0\"></span>eren, bep<span class=\"_ _0\"></span>aald door de b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van de f<span class=\"_ _1\"></span>inanci\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y955 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting af t<span class=\"_ _0\"></span>e trekk<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an het s<span class=\"_ _0\"></span>amengest<span class=\"_ _0\"></span>elde</div>\n<div class=\"t m0 x1a0 h64 y956 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrument a<span class=\"_ _1\"></span>ls geheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien Ag<span class=\"_ _0\"></span>eas de schu<span class=\"_ _0\"></span>lden, acht<span class=\"_ _0\"></span>ergest<span class=\"_ _0\"></span>elde verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en en overi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 yccb ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen a<span class=\"_ _1\"></span>flost, worden<span class=\"_ _1\"></span> deze uit <span class=\"_ _1\"></span>de balans <span class=\"_ _1\"></span>verwijderd en<span class=\"_ _1\"></span> wordt het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yccc ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tusse<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting<span class=\"_ _1\"></span> en de betaalde </span></div>\n<div class=\"t m0 x1d h64 yccd ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vergoe<span class=\"_ _0\"></span>ding in de res<span class=\"_ _0\"></span>ultatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g verantw<span class=\"_ _0\"></span>oord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 350.99px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 61px; width: 328px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 332px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 350px; width: 350.99px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 66px; width: 328px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 350px; width: 332px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y957 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y99f ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.13<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>Pe<span class=\"_ _1\"></span>rsoneelsvergoed<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye84 ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye85 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas kent<span class=\"_ _1\"></span> wereldwijd ee<span class=\"_ _1\"></span>n aantal <span class=\"_ _1\"></span>toegezegdpensioen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 ye86 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rage<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">pensioen<span class=\"_ _1\"></span>regelingen in overee<span class=\"_ _1\"></span>nstemming met lo<span class=\"_ _1\"></span>kale </span></div>\n<div class=\"t m0 x1d h64 ye87 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorwaarden o<span class=\"_ _1\"></span>f sectorgebo<span class=\"_ _1\"></span>nden praktij<span class=\"_ _1\"></span>ken. De pen<span class=\"_ _1\"></span>sioenregelingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye88 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>oorgaans gef<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ierd door bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n aan verzek<span class=\"_ _0\"></span>eraars of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ye89 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan door trustee<span class=\"_ _1\"></span>s beheerde regeli<span class=\"_ _1\"></span>ngen. De financ<span class=\"_ _1\"></span>iering wordt bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydd4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de hand van<span class=\"_ _1\"></span> periodieke actuari\u00eble<span class=\"_ _1\"></span> berekeningen. Ge<span class=\"_ _1\"></span>kwalificeerde</div>\n<div class=\"t m0 x1d h64 ydd5 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuarissen ber<span class=\"_ _1\"></span>ekenen de pensioena<span class=\"_ _1\"></span>ctiva en <span class=\"ls0 ws0\">-</span><span class=\"ws11d\">ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> minimaal </span></div>\n<div class=\"t m0 x1d h64 ydd6 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u00e9\u00e9n keer per jaa<span class=\"_ _1\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd8 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een toegezegd<span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g is een <span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g waarbij<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 ydd9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste toe<span class=\"_ _0\"></span>zegging a<span class=\"_ _0\"></span>an een werk<span class=\"_ _0\"></span>nemer op pe<span class=\"_ _0\"></span>nsioenl<span class=\"_ _0\"></span>eeftijd wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ydda ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgelegd,<span class=\"_ _1\"></span> doorgaans a<span class=\"_ _1\"></span>fhankelijk van <span class=\"_ _1\"></span>een of m<span class=\"_ _1\"></span>eer factore<span class=\"_ _1\"></span>n zoals</div>\n<div class=\"t m0 x1d h64 yddb ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leeftij<span class=\"_ _0\"></span>d of dienstj<span class=\"_ _0\"></span>aren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddc ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yddd ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toegezegdebi<span class=\"_ _1\"></span>jdrageregeling<span class=\"_ _1\"></span> is een pensioenrege<span class=\"_ _1\"></span>ling waarbij<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 ydde ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste bijd<span class=\"_ _0\"></span>ragen bet<span class=\"_ _0\"></span>aalt. Ond<span class=\"_ _0\"></span>er IAS 19 wor<span class=\"_ _0\"></span>dt een regel<span class=\"_ _0\"></span>ing <span class=\"lsef ws11d\">met een </span></div>\n<div class=\"t m0 x1d h64 yddf ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegde b<span class=\"_ _1\"></span>ijdrage en ee<span class=\"_ _1\"></span>n gewaarbor<span class=\"_ _1\"></span>gd rendement e<span class=\"_ _1\"></span>chter be<span class=\"_ _1\"></span>schouwd</div>\n<div class=\"t m0 x1d h64 yde0 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een toegezegd<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>pensioenre<span class=\"_ _1\"></span>geling vanwege het (we<span class=\"_ _1\"></span>ttelijk</div>\n<div class=\"t m0 x1d h64 yaa9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>elde) gew<span class=\"_ _0\"></span>aarbor<span class=\"_ _0\"></span>gde rende<span class=\"_ _0\"></span>ment dat in d<span class=\"_ _0\"></span>eze regel<span class=\"_ _0\"></span>ingen is</div>\n<div class=\"t m0 x1d h64 yaaa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaab ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaac ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor toege<span class=\"_ _1\"></span>zegdpensioenregeli<span class=\"_ _1\"></span>ngen worden de<span class=\"_ _1\"></span> pensio<span class=\"lsed ws112\">enkosten en </span></div>\n<div class=\"t m0 x1d h64 yaad ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarme<span class=\"_ _0\"></span>e verband hou<span class=\"_ _0\"></span>dende pens<span class=\"_ _0\"></span>ioenac<span class=\"_ _0\"></span>tiva of <span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verplichtingen<span class=\"_ _1\"></span> geschat </span></span></div>\n<div class=\"t m0 x1d h64 yaae ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op basis van de<span class=\"_ _1\"></span> projected unit credi<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">methode. In d<span class=\"_ _0\"></span>eze meth<span class=\"_ _0\"></span>ode:<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaaf ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt voor el<span class=\"_ _1\"></span>ke periode<span class=\"_ _1\"></span> van diens<span class=\"_ _1\"></span>ttijd een e<span class=\"_ _1\"></span>xtra eenheid </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoeding <span class=\"_ _1\"></span>toegekend en <span class=\"_ _1\"></span>elke eenheid<span class=\"_ _1\"></span> wordt a<span class=\"_ _1\"></span>fzonderlijk</div>\n<div class=\"t m0 x69 h64 yab1 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd om<span class=\"_ _1\"></span> de uiteindelijke ver<span class=\"_ _1\"></span>plichting op te bou<span class=\"_ _1\"></span>wen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Worden de kosten va<span class=\"_ _0\"></span>n die vergo<span class=\"_ _0\"></span>edingen in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x69 h64 yab3 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als last veran<span class=\"_ _1\"></span>twoord om de pensioen<span class=\"_ _1\"></span>kosten te spreiden<span class=\"_ _1\"></span> over de</div>\n<div class=\"t m0 x69 h64 yab4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">diensttijd va<span class=\"_ _1\"></span>n de werknemers;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab5 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt de pen<span class=\"_ _1\"></span>sioenverplich<span class=\"_ _1\"></span>ting gewaardeer<span class=\"_ _1\"></span>d <span class=\"lsed ws112\">tegen de co<span class=\"_ _0\"></span>ntante </span></span></span></div>\n<div class=\"t m0 x69 h64 y97d ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde van de gescha<span class=\"_ _1\"></span>tte toekomstige u<span class=\"_ _1\"></span>itstromen van geld<span class=\"_ _1\"></span>middelen,</div>\n<div class=\"t m0 x69 h64 y97e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> rentevoet<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x69 h64 y97f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktrendemen<span class=\"_ _1\"></span>ten van k<span class=\"_ _1\"></span>walitatief hoog<span class=\"_ _1\"></span>waardige bedr<span class=\"_ _1\"></span>ijfsobligatie<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x69 h64 y980 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarvan de loopt<span class=\"_ _1\"></span>ijd overeenkomt me<span class=\"_ _1\"></span>t de resterende loop<span class=\"_ _1\"></span>tij<span class=\"lsed ws112\">d van de </span></div>\n<div class=\"t m0 x69 h64 y981 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y982 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y983 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herwaa<span class=\"_ _0\"></span>rderinge<span class=\"_ _0\"></span>n, bestaa<span class=\"_ _0\"></span>nde uit actu<span class=\"_ _0\"></span>ari\u00eble wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen, het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya6c ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effect v<span class=\"_ _0\"></span>an het act<span class=\"_ _0\"></span>iefplaf<span class=\"_ _0\"></span>ond en h<span class=\"_ _0\"></span>et rende<span class=\"_ _0\"></span>ment op f<span class=\"_ _0\"></span>ondsbe<span class=\"_ _0\"></span>legginge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(exclus<span class=\"_ _0\"></span>ief netto<span class=\"_ _0\"></span>rente) wor<span class=\"_ _0\"></span>den via over<span class=\"_ _0\"></span>ig compre<span class=\"_ _0\"></span>hensiv<span class=\"_ _0\"></span>e income di<span class=\"_ _0\"></span>rect</div>\n<div class=\"t m0 x1d h64 ya6e ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de <span class=\"lsef ws11d\">balans in de <span class=\"_ _1\"></span>periode waarin<span class=\"_ _1\"></span> deze herwa<span class=\"_ _1\"></span>arderingen </span></div>\n<div class=\"t m0 x1d h64 ya6f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zich voordo<span class=\"_ _1\"></span>en. Herwaarder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> in latere<span class=\"_ _1\"></span> perioden ni<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x1d h64 ya70 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng. De nett<span class=\"_ _0\"></span>orente wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ya71 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd door de dis<span class=\"_ _0\"></span>conteri<span class=\"_ _0\"></span>ngsvoet<span class=\"_ _0\"></span> op de nettov<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting of het act<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x1d h64 ya72 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoo<span class=\"lsef ws11e\">fde van de toegezegdpensioenr<span class=\"_ _1\"></span>egeling toe te pa<span class=\"_ _1\"></span>ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya73 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya74 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>streke<span class=\"_ _0\"></span>n dienst<span class=\"_ _0\"></span>tijd word<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 ya75 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening opgenome<span class=\"_ _1\"></span>n op he<span class=\"_ _1\"></span>t eerstvolgende<span class=\"_ _1\"></span> moment:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya76 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11e\">de datum van<span class=\"_ _1\"></span> de wijziging van de<span class=\"_ _1\"></span> regeling of van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x69 h64 ya77 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">planin<span class=\"_ _0\"></span>perking<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 ya78 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11d\">de datum<span class=\"_ _1\"></span> waarop Ageas<span class=\"_ _1\"></span> de herstru<span class=\"_ _1\"></span>ctureringsko<span class=\"_ _1\"></span>sten erkent.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 848px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 853px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De fondsbel<span class=\"_ _1\"></span>eggingen die<span class=\"_ _1\"></span> bij de pen<span class=\"_ _1\"></span>sioenverplichting<span class=\"_ _1\"></span>en van een<span class=\"_ _1\"></span> entiteit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoren, moe<span class=\"_ _1\"></span>ten aan bep<span class=\"_ _1\"></span>aalde crit<span class=\"_ _1\"></span>eria voldoen o<span class=\"_ _1\"></span>m te worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als In aanm<span class=\"_ _1\"></span>erking komend<span class=\"_ _1\"></span>e fondsbeleggi<span class=\"_ _1\"></span>ngen van</div>\n<div class=\"t m0 x2c h64 y8a8 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen. Di<span class=\"_ _0\"></span>e criter<span class=\"_ _0\"></span>ia hebb<span class=\"_ _0\"></span>en betre<span class=\"_ _0\"></span>kking op <span class=\"_ _0\"></span>het feit <span class=\"_ _0\"></span>dat deze</div>\n<div class=\"t m0 x2c h64 y8a9 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa jur<span class=\"_ _0\"></span>idisch l<span class=\"_ _0\"></span>os dienen te st<span class=\"_ _0\"></span>aan van Age<span class=\"_ _0\"></span>as of de cred<span class=\"_ _0\"></span>iteuren va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas. In<span class=\"_ _0\"></span>dien dit<span class=\"ls0 ws0\"> </span>niet het<span class=\"_ _0\"></span> geval is, wo<span class=\"_ _0\"></span>rden de act<span class=\"_ _0\"></span>iva vera<span class=\"_ _0\"></span>ntwoord in d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e rubriek i<span class=\"_ _0\"></span>n de balans (z<span class=\"_ _0\"></span>oals bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n, materi<span class=\"_ _0\"></span>\u00eble vaste acti<span class=\"_ _0\"></span>va</div>\n<div class=\"t m0 x2c h64 y8ac fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">enz.). Indien<span class=\"_ _1\"></span> de activa aan de cri<span class=\"_ _1\"></span>teria voldoen<span class=\"_ _1\"></span>, worden deze acti<span class=\"_ _1\"></span>va met</div>\n<div class=\"t m0 x2c h64 y8ad fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de pensio<span class=\"_ _0\"></span>enverpl<span class=\"_ _0\"></span>ichting v<span class=\"_ _0\"></span>errekend.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de re<span class=\"_ _0\"></span>\u00eble waa<span class=\"lsef ws11e\">rde van fondsbeleggingen met de cont<span class=\"_ _1\"></span>ante waarde </span></div>\n<div class=\"t m0 x2c h64 y8b0 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verplichtingen v<span class=\"_ _1\"></span>an een <span class=\"_ _1\"></span>toegezegdpensioenregel<span class=\"_ _1\"></span>ing wordt<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd, kan het<span class=\"_ _0\"></span> resultaat l<span class=\"_ _0\"></span>eiden tot<span class=\"_ _0\"></span> een negatie<span class=\"_ _0\"></span>ve waard<span class=\"_ _0\"></span>e (een</div>\n<div class=\"t m0 x2c h64 y8b2 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief).<span class=\"_ _0\"></span> In dat geval<span class=\"_ _0\"></span> mag het verant<span class=\"_ _0\"></span>woorde ac<span class=\"_ _0\"></span>tief niet g<span class=\"_ _0\"></span>roter zijn d<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b3 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contan<span class=\"lsed ws11d\">te waarde v<span class=\"_ _0\"></span>an econ<span class=\"_ _0\"></span>omische v<span class=\"_ _0\"></span>oordel<span class=\"_ _0\"></span>en in de v<span class=\"_ _0\"></span>orm van </span></div>\n<div class=\"t m0 x2c h64 y8b4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit de regeli<span class=\"_ _0\"></span>ng of verl<span class=\"_ _0\"></span>agingen va<span class=\"_ _0\"></span>n toekom<span class=\"_ _0\"></span>stige bijdr<span class=\"_ _0\"></span>agen</div>\n<div class=\"t m0 x2c h64 y8b5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de rege<span class=\"_ _1\"></span>ling (\u2018actie<span class=\"_ _1\"></span>fplafond\u2019).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzorgsregel<span class=\"_ _1\"></span>ingen die v<span class=\"_ _1\"></span>oordelen voor<span class=\"_ _1\"></span> langdurige d<span class=\"_ _1\"></span>iensttijd <span class=\"_ _1\"></span>voorzien</div>\n<div class=\"t m0 x2c h64 y9d7 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar geen pensioen<span class=\"_ _1\"></span>regelingen zijn<span class=\"_ _1\"></span>, worden gewaardeerd<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y9d8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>e waarde o<span class=\"_ _0\"></span>p basis van de pr<span class=\"_ _0\"></span>ojected u<span class=\"_ _0\"></span>nit credit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">methode. <span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x2c h64 y9d9 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9da fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De bijdrage<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s voor toege<span class=\"_ _1\"></span>zegdebijdrage<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">pensioenregelinge<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9db fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden v<span class=\"_ _0\"></span>erwerkt<span class=\"_ _0\"></span> in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng in het<span class=\"_ _0\"></span> jaar waar <span class=\"_ _0\"></span>deze</div>\n<div class=\"t m0 x2c h64 y9dc fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op hebb<span class=\"_ _0\"></span>en, behalv<span class=\"_ _0\"></span>e in het geva<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y9dd fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rageregelingen <span class=\"_ _1\"></span>met een geg<span class=\"_ _1\"></span>arandeerd rende<span class=\"_ _1\"></span>ment, die</div>\n<div class=\"t m0 x2c h64 y9de fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> worden behande<span class=\"_ _1\"></span>ld als een<span class=\"_ _1\"></span> toegezegd<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9df fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>ling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc14 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Andere verp<span class=\"_ _1\"></span>lichtingen na<span class=\"_ _1\"></span> uitdienst<span class=\"_ _1\"></span>treding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige onde<span class=\"_ _1\"></span>rnemingen van A<span class=\"_ _1\"></span>geas bieden<span class=\"_ _1\"></span> werknemers v<span class=\"_ _1\"></span>ergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na uitdienstt<span class=\"_ _1\"></span>reding, zoals lenin<span class=\"_ _1\"></span>gen tegen voordel<span class=\"_ _1\"></span>ige rente en</div>\n<div class=\"t m0 x2c h64 yc17 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gezondheidszo<span class=\"_ _1\"></span>rg verzeker<span class=\"_ _1\"></span>ingen. Een wer<span class=\"_ _1\"></span>knemer kan gew<span class=\"_ _1\"></span>oonlijk van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc18 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze vergoed<span class=\"_ _1\"></span>ingen pro<span class=\"_ _1\"></span>fiteren als de<span class=\"_ _1\"></span> werknemer<span class=\"_ _1\"></span> in diens<span class=\"_ _1\"></span>t blijft <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc19 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de pensioen<span class=\"_ _1\"></span>leeftijd e<span class=\"_ _1\"></span>n een minim<span class=\"_ _1\"></span>umperiode in<span class=\"_ _1\"></span> dienstverb<span class=\"ws11e\">and is </span></div>\n<div class=\"t m0 x2c h64 yc1a fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geweest<span class=\"_ _0\"></span>. De verw<span class=\"_ _0\"></span>achte k<span class=\"_ _0\"></span>osten va<span class=\"_ _0\"></span>n die ver<span class=\"_ _0\"></span>goeding<span class=\"_ _0\"></span>en word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 ya3d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegere<span class=\"_ _0\"></span>kend over de p<span class=\"_ _0\"></span>eriode va<span class=\"_ _0\"></span>n tewerkst<span class=\"_ _0\"></span>elling,<span class=\"_ _0\"></span> op basis van een</div>\n<div class=\"t m0 x2c h64 ya3e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode d<span class=\"_ _0\"></span>ie gelijk i<span class=\"_ _0\"></span>s aan de metho<span class=\"_ _0\"></span>de voor</div>\n<div class=\"t m0 x2c h64 ya3f fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen. De<span class=\"_ _1\"></span> verplichtingen word<span class=\"_ _1\"></span>en bepaald aan</div>\n<div class=\"t m0 x2c h64 ya40 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ningen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y945 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en rege<span class=\"_ _1\"></span>lingen voor de<span class=\"_ _1\"></span>elneming in<span class=\"_ _1\"></span> aandelenkapi<span class=\"_ _1\"></span>taal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden (restr<span class=\"_ _1\"></span>icted shares),</div>\n<div class=\"t m0 x2c h64 y947 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel via<span class=\"_ _1\"></span> aandelen als<span class=\"_ _1\"></span> contant <span class=\"_ _1\"></span>afgerekende re<span class=\"_ _1\"></span>gelingen, word<span class=\"_ _1\"></span>en aan</div>\n<div class=\"t m0 x2c h64 y948 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span> en werknemers toegekend<span class=\"_ _1\"></span> als tegenpresta<span class=\"_ _1\"></span>tie voor</div>\n<div class=\"t m0 x2c h64 y949 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen dienst<span class=\"_ _0\"></span>en. De re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> van de ontvang<span class=\"_ _0\"></span>en dienst<span class=\"_ _0\"></span>en wordt</div>\n<div class=\"t m0 x2c h64 y94a fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald aan<span class=\"_ _1\"></span> de hand<span class=\"_ _1\"></span> van de re\u00eb<span class=\"_ _1\"></span>le waarde <span class=\"_ _1\"></span>van de toe<span class=\"_ _1\"></span>gekende</div>\n<div class=\"t m0 x2c h64 y94b fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden. De<span class=\"_ _1\"></span> kosten van</div>\n<div class=\"t m0 x2c h64 y94c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen<span class=\"_ _1\"></span>deelnameplannen<span class=\"_ _1\"></span> worden g<span class=\"_ _1\"></span>ewaardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y94d fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toeke<span class=\"_ _0\"></span>nningsd<span class=\"_ _0\"></span>atum op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de o<span class=\"_ _0\"></span>pties en</div>\n<div class=\"t m0 x2c h64 y94e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden en worde<span class=\"_ _1\"></span>n in de resulta<span class=\"_ _1\"></span>tenrekening</div>\n<div class=\"t m0 x2c h64 y94f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord, hetz<span class=\"_ _0\"></span>ij direct op d<span class=\"_ _0\"></span>e datum van to<span class=\"_ _0\"></span>ekennin<span class=\"_ _0\"></span>g indien e<span class=\"_ _0\"></span>r geen</div>\n<div class=\"t m0 x2c h64 y950 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sprake is va<span class=\"_ _0\"></span>n een vestin<span class=\"_ _0\"></span>g period, h<span class=\"_ _0\"></span>etzij ove<span class=\"_ _0\"></span>r de vesting pe<span class=\"_ _0\"></span>riod van de</div>\n<div class=\"t m0 x2c h64 y951 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opties en<span class=\"_ _1\"></span> aandelen onder<span class=\"_ _1\"></span> voorwaarden<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y953 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In aandelen<span class=\"_ _1\"></span> afgerekende<span class=\"_ _1\"></span> regelingen w<span class=\"_ _1\"></span>orden verwer<span class=\"_ _1\"></span>kt als toe<span class=\"_ _1\"></span>name van</div>\n<div class=\"t m0 x2c h64 y954 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het eigen vermog<span class=\"_ _1\"></span>en en worden geherw<span class=\"_ _1\"></span>aardeerd voor het aa<span class=\"_ _1\"></span>ntal</div>\n<div class=\"t m0 x2c h64 y955 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen tot<span class=\"_ _1\"></span> aan de voorwaarden voor<span class=\"_ _1\"></span> vesting is voldaan<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y956 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y957 fff0 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">In co<span class=\"lsed ws112\">ntanten afgerek<span class=\"_ _0\"></span>ende reg<span class=\"_ _0\"></span>elingen w<span class=\"_ _0\"></span>orden verw<span class=\"_ _0\"></span>erkt als<span class=\"_ _0\"></span> toename van </span></div>\n<div class=\"t m0 x2c h64 y958 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> en worden<span class=\"_ _1\"></span> geherwaard<span class=\"_ _1\"></span>eerd voor <span class=\"_ _1\"></span>zowel:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">Aa<span class=\"_ _1\"></span>ntal aandelen<span class=\"_ _1\"></span> tot voldaan is aan<span class=\"_ _1\"></span> de voorwaarden voor ve<span class=\"_ _1\"></span>sting en</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y95a fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">Wijziging in d<span class=\"_ _0\"></span>e re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de res<span class=\"_ _0\"></span>tricte<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">shares.</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y95b fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Herberekende <span class=\"_ _1\"></span>kosten worden<span class=\"_ _1\"></span> tijdens d<span class=\"_ _1\"></span>e vesting <span class=\"_ _1\"></span>period veran<span class=\"_ _1\"></span>twoord in</div>\n<div class=\"t m0 x1d h64 y95d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. Kost<span class=\"_ _0\"></span>en met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de huidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorgaande per<span class=\"_ _1\"></span>ioden worden recht<span class=\"_ _1\"></span>streeks verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y95f fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De re\u00eble waarde va<span class=\"_ _1\"></span>n de aandelenoptie<span class=\"_ _1\"></span>s wordt be<span class=\"lsed ws112\">paald met ge<span class=\"_ _0\"></span>bruik van </span></div>\n<div class=\"t m0 x1d h64 ya57 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een optiew<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span>ringsmo<span class=\"_ _0\"></span>del dat reke<span class=\"_ _0\"></span>ning houdt m<span class=\"_ _0\"></span>et de volg<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x1d h64 ya58 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">elementen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">aandele<span class=\"_ _0\"></span>nkoers op de dat<span class=\"_ _0\"></span>um van toe<span class=\"_ _0\"></span>kennin<span class=\"_ _0\"></span>g;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac1 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenkoer<span class=\"_ _1\"></span>s;</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac2 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">De verwachte l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de <span class=\"_ _0\"></span>optie;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac3 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">D<span class=\"_ _1\"></span>e verwachte vola<span class=\"_ _1\"></span>tiliteit van het<span class=\"_ _1\"></span> onderliggende aandee<span class=\"_ _1\"></span>l en de </span></span></div>\n<div class=\"t m0 x69 h64 yac4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte divide<span class=\"_ _0\"></span>nden hierv<span class=\"_ _0\"></span>oor<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x1d h64 yac5 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws112\">Het risicovrij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">tarief ov<span class=\"_ _0\"></span>er de ve<span class=\"_ _0\"></span>rwachte l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span>van de o<span class=\"_ _0\"></span>ptie.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>opties word<span class=\"_ _1\"></span>en uitgeoe<span class=\"_ _1\"></span>fend en nieu<span class=\"_ _1\"></span>we aandelen w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x1d h64 yac8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en, wor<span class=\"_ _0\"></span>dt de ontva<span class=\"_ _0\"></span>ngen opbr<span class=\"_ _0\"></span>engst na aftr<span class=\"_ _0\"></span>ek van event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 yac9 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en in he<span class=\"_ _0\"></span>t aand<span class=\"lsef\">elenkapitaal verantwoor<span class=\"_ _1\"></span>d (nominale </span></div>\n<div class=\"t m0 x1d h64 yaca fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>) en het surplus<span class=\"_ _0\"></span> bij de uitgift<span class=\"_ _0\"></span>epremi<span class=\"_ _0\"></span>e (het agio<span class=\"_ _0\"></span>). Indie<span class=\"_ _0\"></span>n voor dit</div>\n<div class=\"t m0 x1d h64 yacb fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doel eigen aande<span class=\"_ _1\"></span>len zijn ingekoc<span class=\"_ _1\"></span>ht, worden deze ge\u00ebl<span class=\"_ _1\"></span>imineerd in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yacc fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rubriek Eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 725px; height: 371px; width: 352.969px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 308px; width: 348px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h6c y971 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y972 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten inzake jaarli<span class=\"_ _1\"></span>jkse toe<span class=\"ws11d\">gezegde<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> en ui<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y973 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoofde van langdur<span class=\"_ _1\"></span>ige diensttijd<span class=\"_ _1\"></span> verdiende vakantied<span class=\"_ _1\"></span>agen worden</div>\n<div class=\"t m0 x1d h64 y974 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord wann<span class=\"_ _0\"></span>eer deze rec<span class=\"_ _0\"></span>hten wer<span class=\"_ _0\"></span>knemers t<span class=\"_ _0\"></span>oekomen.<span class=\"_ _0\"></span> Een</div>\n<div class=\"t m0 x1d h64 y975 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorzie<span class=\"_ _0\"></span>ning wordt<span class=\"_ _0\"></span> gemaakt v<span class=\"_ _0\"></span>oor de gesch<span class=\"_ _0\"></span>atte verpl<span class=\"_ _0\"></span>ichting vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y976 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vakantiedagen <span class=\"_ _1\"></span>en extra<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> vanwege langd<span class=\"_ _1\"></span>urige dien<span class=\"_ _1\"></span>sttijd</div>\n<div class=\"t m0 x1d h64 y977 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van medew<span class=\"_ _0\"></span>erkers tot<span class=\"_ _0\"></span> de balans<span class=\"_ _0\"></span>datum.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 599px; height: 486px; width: 352.986px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ya65 fff0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.14 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11e\">Voorzi<span class=\"_ _1\"></span>eningen en voorwaard<span class=\"_ _1\"></span>elijke verplic<span class=\"_ _1\"></span>htingen<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1d h6c yab2 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab3 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzieningen <span class=\"_ _1\"></span>zijn verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> onzekerheden <span class=\"_ _1\"></span>met zich</div>\n<div class=\"t m0 x1d h64 yab4 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meebrengen i<span class=\"_ _1\"></span>n hoogte o<span class=\"_ _1\"></span>f tijdstip<span class=\"_ _1\"></span> van betaling<span class=\"_ _1\"></span>. Voorzieningen<span class=\"_ _1\"></span> worde<span class=\"lsed ws111\">n </span></div>\n<div class=\"t m0 x1d h64 yab5 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op de bal<span class=\"_ _0\"></span>ans indie<span class=\"_ _0\"></span>n er een besta<span class=\"_ _0\"></span>ande (wett<span class=\"_ _0\"></span>elijke of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y97d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">constructieve<span class=\"_ _1\"></span>) verplichting<span class=\"_ _1\"></span> is tot <span class=\"_ _1\"></span>overdracht v<span class=\"_ _1\"></span>an economische<span class=\"_ _1\"></span> voordelen,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y97e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals kass<span class=\"_ _0\"></span>tromen,<span class=\"_ _0\"></span> als gevolg va<span class=\"_ _0\"></span>n gebeurt<span class=\"_ _0\"></span>enissen in h<span class=\"_ _0\"></span>et verle<span class=\"_ _0\"></span>den en</div>\n<div class=\"t m0 x1d h64 y97f fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indien op<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum een be<span class=\"_ _1\"></span>trouwbare scha<span class=\"_ _1\"></span>tting<span class=\"ls0 ws0\"> <span class=\"lsee ws13e\">mogelijk is. </span></span></div>\n<div class=\"t m0 x1d h64 y980 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voorzieningen word<span class=\"_ _1\"></span>en aangelegd voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 y981 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">garantieoveree<span class=\"_ _1\"></span>nkomsten waar<span class=\"_ _1\"></span>voor Agea<span class=\"_ _1\"></span>s bij niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">betaling </span></span></div>\n<div class=\"t m0 x1d h64 y982 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk is. Voor<span class=\"_ _1\"></span>zieningen wor<span class=\"_ _1\"></span>den geschat<span class=\"_ _1\"></span> op basis va<span class=\"_ _1\"></span>n alle</div>\n<div class=\"t m0 x1d h64 y983 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e factore<span class=\"_ _0\"></span>n en inform<span class=\"_ _0\"></span>atie die o<span class=\"_ _0\"></span>p balansdat<span class=\"_ _0\"></span>um best<span class=\"_ _0\"></span>aan en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6c fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">discont<span class=\"_ _0\"></span>eerd tegen d<span class=\"_ _0\"></span>e risicovri<span class=\"_ _0\"></span>je rentev<span class=\"_ _0\"></span>oet.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 363px; height: 187px; width: 353px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c y985 fff2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y986 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplich<span class=\"_ _1\"></span>tingen zijn o<span class=\"_ _1\"></span>nzekerheden w<span class=\"_ _1\"></span>aarvan het<span class=\"_ _1\"></span> bedrag</div>\n<div class=\"t m0 x1d h64 y987 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet met voldoend<span class=\"_ _1\"></span>e betrouwbaarh<span class=\"_ _1\"></span>eid kan worden ges<span class=\"_ _1\"></span>chat of wanneer</div>\n<div class=\"t m0 x1d h64 y988 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het niet wa<span class=\"_ _0\"></span>arschijn<span class=\"_ _0\"></span>lijk is dat<span class=\"_ _0\"></span> betaling v<span class=\"_ _0\"></span>ereist zal zi<span class=\"_ _0\"></span>jn om de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g af</div>\n<div class=\"t m0 x1d h64 y989 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te wikkelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 77px; width: 352.969px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 822px; width: 353px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 965px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1d h64 y98a fff0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.15 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Eigenverm<span class=\"_ _1\"></span>ogenscomponenten<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c y98b fff2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Aandele<span class=\"_ _0\"></span>nkapit<span class=\"_ _0\"></span>aal en kost<span class=\"_ _0\"></span>en van aandel<span class=\"_ _0\"></span>enuitgif<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98c fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Kosten d<span class=\"_ _0\"></span>ie recht<span class=\"_ _0\"></span>streeks<span class=\"_ _0\"></span> toerek<span class=\"_ _0\"></span>enbaar z<span class=\"_ _0\"></span>ijn aan d<span class=\"_ _0\"></span>e uitgift<span class=\"_ _0\"></span>e van ni<span class=\"_ _0\"></span>euwe</div>\n<div class=\"t m0 x1d h64 y98d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen o<span class=\"_ _1\"></span>f aandelenoptie<span class=\"_ _1\"></span>s, met<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">ui<span class=\"_ _1\"></span>tzondering van die bi<span class=\"_ _1\"></span>j een </span></div>\n<div class=\"t m0 x1d h64 y98e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>combi<span class=\"_ _0\"></span>natie, wo<span class=\"_ _0\"></span>rden in mind<span class=\"_ _0\"></span>ering gebr<span class=\"_ _0\"></span>acht op het<span class=\"_ _0\"></span> eigen</div>\n<div class=\"t m0 x1d h64 y98f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n na aftre<span class=\"_ _0\"></span>k van eventu<span class=\"_ _0\"></span>ele daarm<span class=\"_ _0\"></span>ee verban<span class=\"_ _0\"></span>d houdende</div>\n<div class=\"t m0 x1d h64 ye8b fff0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 126px; height: 98px; width: 352.969px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Eigen aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>moedermaatschapp<span class=\"_ _1\"></span>ij of <span class=\"ls107 ws13e\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">doch<span class=\"_ _1\"></span>terondernemingen </span></div>\n<div class=\"t m0 x2c h64 y8a7 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enkapit<span class=\"_ _0\"></span>aal van Ag<span class=\"_ _0\"></span>eas kop<span class=\"_ _0\"></span>en of rec<span class=\"_ _0\"></span>hten ve<span class=\"_ _0\"></span>rkrijge<span class=\"_ _0\"></span>n om</div>\n<div class=\"t m0 x2c h64 y8a8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al van Ageas te kopen, w<span class=\"_ _1\"></span>ordt de betaalde v<span class=\"_ _1\"></span>ergoeding</div>\n<div class=\"t m0 x2c h64 y8a9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief eventu<span class=\"_ _0\"></span>ele toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekosten,<span class=\"_ _0\"></span> na aftrek va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en, in mind<span class=\"_ _0\"></span>ering geb<span class=\"_ _0\"></span>racht op het ei<span class=\"_ _0\"></span>gen vermo<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y8ac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>den die wor<span class=\"_ _0\"></span>den betaa<span class=\"_ _0\"></span>ld op ingek<span class=\"_ _0\"></span>ochte eige<span class=\"_ _0\"></span>n aandelen d<span class=\"_ _0\"></span>ie in</div>\n<div class=\"t m0 x2c h64 y8ad fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">handen van<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn, worden ge\u00eb<span class=\"_ _1\"></span>limineerd</div>\n<div class=\"t m0 x2c h64 y8ae fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wannee<span class=\"_ _0\"></span>r de Gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de Jaarrek<span class=\"_ _0\"></span>ening wor<span class=\"_ _0\"></span>dt opgest<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye8d fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelen Agea<span class=\"_ _1\"></span>s die Agea<span class=\"_ _1\"></span>sfinlux S.A.<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>kader van<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws136\">FRESH</span>-</span></div>\n<div class=\"t m0 x2c h64 ye8e fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaaleffec<span class=\"_ _1\"></span>ten aanhoudt,<span class=\"_ _1\"></span> zijn niet<span class=\"_ _1\"></span> dividend<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">of kapita<span class=\"_ _0\"></span>algerecht<span class=\"_ _0\"></span>igd. </span></div>\n<div class=\"t m0 x2c h64 ye8f fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze aand<span class=\"_ _0\"></span>elen word<span class=\"_ _0\"></span>en ge\u00eblimi<span class=\"_ _0\"></span>neerd vo<span class=\"_ _0\"></span>or de berek<span class=\"_ _0\"></span>ening van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 ye90 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d, de netto<span class=\"_ _0\"></span>winst en het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen per a<span class=\"_ _0\"></span>andeel. De kos<span class=\"_ _0\"></span>tprijs</div>\n<div class=\"t m0 x2c h64 ye91 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de aand<span class=\"_ _0\"></span>elen wordt in m<span class=\"_ _0\"></span>inderi<span class=\"_ _0\"></span>ng gebrac<span class=\"_ _0\"></span>ht op<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">het eigen<span class=\"_ _1\"></span> vermogen.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 140px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 255px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c ye92 fff7 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Samengestelde<span class=\"_ _1\"></span> financi\u00eble<span class=\"_ _1\"></span> instrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye93 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Componenten <span class=\"_ _1\"></span>van samengesteld<span class=\"_ _1\"></span>e financi\u00eble<span class=\"_ _1\"></span> instrumente<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ye94 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(verplichtinge<span class=\"_ _1\"></span>n en dele<span class=\"_ _1\"></span>n van het <span class=\"_ _1\"></span>eigen vermo<span class=\"_ _1\"></span>gen) worden<span class=\"_ _1\"></span> verantwoord</div>\n<div class=\"t m0 x2c h64 ye95 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de respect<span class=\"_ _0\"></span>ieveli<span class=\"_ _0\"></span>jke rubri<span class=\"_ _0\"></span>eken van de ba<span class=\"_ _0\"></span>lans.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye96 fff7 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Andere eigen<span class=\"_ _1\"></span>vermogenscompon<span class=\"lsed ws111\">enten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ye97 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Andere eleme<span class=\"_ _1\"></span>nten die in<span class=\"_ _1\"></span> eigen vermog<span class=\"_ _1\"></span>en worden v<span class=\"_ _1\"></span>erantwoord heb<span class=\"_ _1\"></span>ben</div>\n<div class=\"t m0 x2c h64 ye98 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye99 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Mutaties in het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en van deelne<span class=\"_ _0\"></span>mingen (z<span class=\"_ _0\"></span>ie parag<span class=\"_ _0\"></span>raaf </span></span></div>\n<div class=\"t m0 x1a0 h64 ye9a fff5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">2.6);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye9b fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Buitenlandse v<span class=\"_ _0\"></span>aluta's (z<span class=\"_ _0\"></span>ie paragr<span class=\"_ _0\"></span>aaf 2.7);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9c fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Voor verkoop besc<span class=\"_ _0\"></span>hikbare b<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen (zie <span class=\"lsef ws11e\">paragraaf 2.8.1);<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ye9d fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Cash flow hedges (z<span class=\"_ _0\"></span>ie paragr<span class=\"_ _0\"></span>aaf 2.8.2);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9e fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Discretionai<span class=\"_ _0\"></span>re winst<span class=\"_ _0\"></span>deling (zi<span class=\"_ _0\"></span>e paragraaf<span class=\"_ _0\"></span> 2.8.11);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9f fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11e\">A<span class=\"_ _1\"></span>ctuari\u00eble winste<span class=\"_ _1\"></span>n en verliezen op<span class=\"_ _1\"></span> toegezegdpensioenr<span class=\"_ _1\"></span>egelingen </span></span></div>\n<div class=\"t m0 x1a0 h64 yea0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zie para<span class=\"_ _0\"></span>graaf 2.8.<span class=\"_ _0\"></span>13);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yea1 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11e\">Aa<span class=\"_ _1\"></span>ndelenopties en r<span class=\"_ _1\"></span>egelingen voor<span class=\"_ _1\"></span> aandelen onder voor<span class=\"_ _1\"></span>waarden</span><span class=\"fff5\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yea2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zie para<span class=\"_ _0\"></span>graaf 2.8.<span class=\"_ _0\"></span>13)<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x2c h64 yea3 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11d\">D<span class=\"_ _1\"></span>ividend, eig<span class=\"_ _1\"></span>en aandelen en<span class=\"_ _1\"></span> intrekking<span class=\"_ _1\"></span> van aandel<span class=\"_ _1\"></span>en.</span><span class=\"fff5\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yea4 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.16 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"lsed ws111\">Bruto</span> </span>premie<span class=\"ls0 ws0\">-</span>in<span class=\"_ _1\"></span>komen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yea5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Kortlopende<span class=\"_ _1\"></span> tegenover langlopen<span class=\"_ _1\"></span>de contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yea6 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een kortl<span class=\"_ _0\"></span>opend ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>act is een co<span class=\"_ _0\"></span>ntract dat v<span class=\"_ _0\"></span>oorziet in</div>\n<div class=\"t m0 x2c h64 yea7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming voo<span class=\"_ _1\"></span>r een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">vaste, maar kort<span class=\"_ _0\"></span>e period<span class=\"_ _0\"></span>e en dat de </span></span></div>\n<div class=\"t m0 x2c h64 yea8 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eraar de moge<span class=\"_ _0\"></span>lijkhei<span class=\"_ _0\"></span>d geeft om<span class=\"_ _0\"></span> het contract<span class=\"_ _0\"></span> op te zeggen of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 yea9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen ervan t<span class=\"_ _0\"></span>e wijzigen a<span class=\"_ _0\"></span>an het einde v<span class=\"_ _0\"></span>an een cont<span class=\"_ _0\"></span>ractperi<span class=\"_ _0\"></span>ode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yeaa fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yeab fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een langlope<span class=\"_ _1\"></span>nd contrac<span class=\"_ _1\"></span>t is een c<span class=\"_ _1\"></span>ontract waarvan<span class=\"_ _1\"></span> de bepalin<span class=\"_ _1\"></span>gen over he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yeac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en n<span class=\"lsef ws11d\">iet eenzijdig<span class=\"_ _1\"></span> kunnen worde<span class=\"_ _1\"></span>n gewijzigd,<span class=\"_ _1\"></span> zoals een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yead fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbaar o<span class=\"_ _1\"></span>f gewaarborgd<span class=\"_ _1\"></span> hernieuwbaar<span class=\"_ _1\"></span> contract, <span class=\"_ _1\"></span>en dat de <span class=\"_ _1\"></span>uitvoering</div>\n<div class=\"t m0 x2c h64 yeae fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verschillen<span class=\"_ _1\"></span>de functies en die<span class=\"_ _1\"></span>nsten (waaronder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yeaf fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming) vo<span class=\"_ _1\"></span>or een lange<span class=\"_ _1\"></span> periode b<span class=\"_ _1\"></span>epaalt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yeb0 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Ontvangen premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">inkomen</span> </span></div>\n<div class=\"t m0 x2c h64 yeb1 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">P<span class=\"lsef ws11d\">remies<span class=\"_ _1\"></span> uit levensver<span class=\"_ _1\"></span>zekeringscontracten<span class=\"_ _1\"></span> en lang<span class=\"_ _1\"></span>lopende </span></div>\n<div class=\"t m0 x2c h64 yeb2 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsover<span class=\"_ _1\"></span>eenkomsten met<span class=\"_ _1\"></span> discretionair<span class=\"_ _1\"></span>e winstdeling<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yeb3 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t als baten zo<span class=\"_ _0\"></span>dra deze do<span class=\"_ _0\"></span>or de polish<span class=\"_ _0\"></span>ouder vers<span class=\"_ _0\"></span>chuldi<span class=\"_ _0\"></span>gd zijn. De</div>\n<div class=\"t m0 x2c h64 yeb4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige opbr<span class=\"_ _0\"></span>engste<span class=\"_ _0\"></span>n en kosten w<span class=\"_ _0\"></span>ordt verrek<span class=\"_ _0\"></span>end met</div>\n<div class=\"t m0 x2c h64 yeb5 fff5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de<span class=\"lsef ws11e\">ze baten met als doel de<span class=\"_ _1\"></span> winst te verant<span class=\"_ _1\"></span>woorden gedurende<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c h64 yeb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e duur v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngen. Dit<span class=\"_ _0\"></span> 'match<span class=\"_ _0\"></span>ing'<span class=\"ls0 ws0\">-</span>proces<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x2c h64 yeb7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitgevoerd a<span class=\"_ _1\"></span>an de hand <span class=\"_ _1\"></span>van een b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen uit</div>\n<div class=\"t m0 x2c h64 yeb8 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten en<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingsov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9c fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling alsm<span class=\"_ _0\"></span>ede aan de ha<span class=\"_ _0\"></span>nd van voor<span class=\"_ _0\"></span>af te</div>\n<div class=\"t m0 x1d h64 yd9d fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betalen k<span class=\"_ _0\"></span>osten z<span class=\"_ _0\"></span>oals po<span class=\"_ _0\"></span>lisacqui<span class=\"_ _0\"></span>sitieko<span class=\"_ _0\"></span>sten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye3d fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">inkomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye3e fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor verzekeri<span class=\"_ _1\"></span>ngsovereenkom<span class=\"_ _1\"></span>sten met een korte<span class=\"_ _1\"></span> looptijd (hoofdz<span class=\"_ _1\"></span>akelijk</div>\n<div class=\"t m0 x1d h64 ye3f fff5 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">le<span class=\"_ _1\"></span>ven) worden de pre<span class=\"_ _1\"></span>mies direct bij inga<span class=\"_ _1\"></span>ng van <span class=\"ws11d\">de overeen<span class=\"_ _1\"></span>komst </span></span></span></div>\n<div class=\"t m0 x1d h64 ye40 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Die p<span class=\"_ _0\"></span>remies w<span class=\"_ _0\"></span>orden in <span class=\"_ _0\"></span>de resul<span class=\"_ _0\"></span>tatenrek<span class=\"_ _0\"></span>ening <span class=\"_ _0\"></span>pro<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rata </span></div>\n<div class=\"t m0 x1d h64 ye41 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de te<span class=\"_ _1\"></span>rmijn van de verzekeri<span class=\"_ _1\"></span>ngsdekking ver<span class=\"_ _1\"></span>antwoord als</div>\n<div class=\"t m0 x1d h64 ye42 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend. De voo<span class=\"_ _1\"></span>rziening voor nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">verdiende <span class=\"_ _1\"></span>premies bev<span class=\"_ _1\"></span>at het </span></div>\n<div class=\"t m0 x1d h64 yda4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gedeelt<span class=\"_ _0\"></span>e van de gebo<span class=\"_ _0\"></span>ekte premi<span class=\"_ _0\"></span>es voor de no<span class=\"_ _0\"></span>g niet <span class=\"ws11d\">afgelo<span class=\"_ _0\"></span>pen term<span class=\"_ _0\"></span>ijn </span></div>\n<div class=\"t m0 x1d h64 yda5 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de de<span class=\"_ _1\"></span>kking.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 171px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 360px; width: 350px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ye45 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.17<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>R<span class=\"_ _1\"></span>entebaten<span class=\"ws11d\">, di<span class=\"_ _1\"></span>vidend en o<span class=\"_ _1\"></span>verige beleg<span class=\"_ _1\"></span>gingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye46 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor alle rentedra<span class=\"_ _1\"></span>gende instru<span class=\"_ _1\"></span>menten worden de ren<span class=\"_ _1\"></span>tebaten en <span class=\"ls0 ws0\">-<span class=\"lsed ws111\">lasten </span></span></div>\n<div class=\"t m0 x1d h64 ye47 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g (ongeac<span class=\"_ _0\"></span>ht of deze inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye48 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gecla<span class=\"_ _1\"></span>ssificeerd als<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aa<span class=\"_ _1\"></span>ngehouden, vo<span class=\"_ _1\"></span>or verkoop</div>\n<div class=\"t m0 x1d h64 ye49 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span>, tegen re\u00eble waarde me<span class=\"_ _1\"></span>t waardeverande<span class=\"lsed ws112\">ringen in de </span></div>\n<div class=\"t m0 x1d h64 ye4a fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening, als deri<span class=\"_ _1\"></span>vaten of als overige ac<span class=\"_ _1\"></span>tiva of passiva)<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x1d h64 ye4b fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> het toerekening<span class=\"_ _1\"></span>sbeginsel <span class=\"_ _1\"></span>met behulp <span class=\"_ _1\"></span>van de effe<span class=\"_ _1\"></span>ctieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yeb9 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode o<span class=\"_ _0\"></span>p basis v<span class=\"_ _0\"></span>an de werk<span class=\"_ _0\"></span>elijke<span class=\"_ _0\"></span> aankoop<span class=\"_ _0\"></span>prijs in<span class=\"_ _0\"></span>clusief <span class=\"_ _0\"></span>directe</div>\n<div class=\"t m0 x1d h64 yeba fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en. In di<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>aten z<span class=\"lsef\">ijn onder andere beg<span class=\"_ _1\"></span>repen de </span></div>\n<div class=\"t m0 x1d h64 ydaf fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verdien<span class=\"_ _0\"></span>de coupo<span class=\"_ _0\"></span>ns op instrum<span class=\"_ _0\"></span>enten met e<span class=\"_ _0\"></span>en vaste of v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e rente en</div>\n<div class=\"t m0 x1d h64 ydb0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>evermee<span class=\"_ _0\"></span>rdering of<span class=\"_ _0\"></span> amortisat<span class=\"_ _0\"></span>ie van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n, de</div>\n<div class=\"t m0 x1d h64 ydb1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g of de premie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb2 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Is een f<span class=\"_ _1\"></span>inancieel actie<span class=\"_ _1\"></span>f eenmaal<span class=\"_ _1\"></span> afgewaardeerd <span class=\"_ _1\"></span>tot de ges<span class=\"_ _1\"></span>chatte</div>\n<div class=\"t m0 x1d h64 ydb4 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rea<span class=\"ws11d\">liseerbare<span class=\"_ _1\"></span> waarde, dan<span class=\"_ _1\"></span> worden de <span class=\"_ _1\"></span>rentebaten<span class=\"_ _1\"></span> daarna geba<span class=\"_ _1\"></span>seerd op </span></div>\n<div class=\"t m0 x1d h64 ydb5 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve rente di<span class=\"_ _0\"></span>e ook is gebru<span class=\"_ _0\"></span>ikt voor het<span class=\"_ _0\"></span> contant m<span class=\"_ _0\"></span>aken van de</div>\n<div class=\"t m0 x1d h64 ydb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n voor de b<span class=\"_ _0\"></span>epali<span class=\"_ _0\"></span>ng van de r<span class=\"_ _0\"></span>ealisee<span class=\"_ _0\"></span>rbare wa<span class=\"_ _0\"></span>arde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dividenden w<span class=\"_ _1\"></span>orden opgenome<span class=\"_ _1\"></span>n in de<span class=\"_ _1\"></span> resultatenrek<span class=\"_ _1\"></span>ening<span class=\"ls0 ws0\"> </span>wanneer<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 ydb9 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dividend is gede<span class=\"_ _1\"></span>clareerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydba fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydbb fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas treedt op als<span class=\"_ _1\"></span> verhuurder voor<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">opzegb<span class=\"_ _1\"></span>are huurcon<span class=\"_ _1\"></span>tracten die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ydbc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties kunnen b<span class=\"_ _1\"></span>evatten, voor<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ydbd fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald va<span class=\"_ _1\"></span>stgoed voor<span class=\"_ _1\"></span> eigen gebrui<span class=\"_ _1\"></span>k. Huurinkoms<span class=\"_ _1\"></span>ten en ander<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ydbe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomsten worden<span class=\"_ _1\"></span>,<span class=\"ls0 ws0\"> </span>onder af<span class=\"_ _1\"></span>trek van aan huurders toegek<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x1d h64 ydbf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huurincentives<span class=\"_ _1\"></span>, opgenomen volgen<span class=\"_ _1\"></span>s het toerekening<span class=\"_ _1\"></span>sbeginsel, en</div>\n<div class=\"t m0 x1d h64 ydc0 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden lineair<span class=\"_ _1\"></span> opgenomen tenzij er<span class=\"_ _1\"></span> overtuigende aan<span class=\"_ _1\"></span>wijzingen zijn da<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydc1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de voorde<span class=\"_ _0\"></span>len over de p<span class=\"_ _0\"></span>eriode van d<span class=\"_ _0\"></span>e leaseov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>st niet g<span class=\"_ _0\"></span>elijkmati<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 ydc2 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangroeien<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 450px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yebb fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.18 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Gereali<span class=\"_ _1\"></span>seerde en ni<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">gerealisee<span class=\"_ _0\"></span>rde winst<span class=\"_ _0\"></span>en en verli<span class=\"_ _0\"></span>ezen<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yebc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten die <span class=\"_ _1\"></span>worden aangemer<span class=\"_ _1\"></span>kt als voo<span class=\"_ _1\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yebd fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden, ve<span class=\"_ _0\"></span>rtegenw<span class=\"_ _0\"></span>oordige<span class=\"_ _0\"></span>n de gerealis<span class=\"_ _0\"></span>eerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen</div>\n<div class=\"t m0 x1d h64 yebe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op verkopen en des<span class=\"_ _1\"></span>investeringen<span class=\"_ _1\"></span> het verschil tus<span class=\"_ _1\"></span>sen d<span class=\"lsed ws112\">e ontvang<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yebf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> de oorspronkelijke<span class=\"_ _1\"></span> boekwaarde van he<span class=\"_ _1\"></span>t verkochte</div>\n<div class=\"t m0 x1d h64 ydc8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actief, verm<span class=\"_ _1\"></span>inderd met e<span class=\"_ _1\"></span>ventuele in<span class=\"_ _1\"></span> de resulta<span class=\"_ _1\"></span>tenrekening ve<span class=\"_ _1\"></span>rantwoorde</div>\n<div class=\"t m0 x1d h64 yec0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n en gecorri<span class=\"_ _0\"></span>geerd voor het<span class=\"_ _0\"></span> effect va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yec1 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele he<span class=\"_ _1\"></span>dge accounting<span class=\"_ _1\"></span>. Gerealiseerde<span class=\"_ _1\"></span> <span class=\"lsed ws112\">winsten e<span class=\"_ _0\"></span>n verlieze<span class=\"_ _0\"></span>n uit </span></div>\n<div class=\"t m0 x1d h64 yec2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkope<span class=\"_ _0\"></span>n worden in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing verant<span class=\"_ _0\"></span>woord in d<span class=\"_ _0\"></span>e rubriek</div>\n<div class=\"t m0 x1d h64 yec3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Resultaat op<span class=\"_ _1\"></span> verkoop<span class=\"_ _1\"></span> en herwaarder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yec4 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec5 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bij fina<span class=\"_ _0\"></span>nci\u00eble i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nten di<span class=\"_ _0\"></span>e via de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng tege<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yec6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>, wordt he<span class=\"_ _1\"></span>t <span class=\"ws11e\">verschil tussen d<span class=\"_ _1\"></span>e boekwaarde </span></div>\n<div class=\"t m0 x1d h64 yec7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>einde van d<span class=\"_ _1\"></span>e huidige <span class=\"_ _1\"></span>verslagperiode e<span class=\"_ _1\"></span>n de voorg<span class=\"_ _1\"></span>aande</div>\n<div class=\"t m0 x1d h64 yec8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> in de resultatenre<span class=\"_ _1\"></span>kening opgenomen<span class=\"_ _1\"></span> onder Resultaat op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec9 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop en <span class=\"_ _1\"></span>herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 246px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 723px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 917px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 365px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij derivat<span class=\"_ _1\"></span>en wordt he<span class=\"_ _1\"></span>t verschil<span class=\"_ _1\"></span> tussen de <span class=\"_ _1\"></span>'schone' re\u00ebl<span class=\"_ _1\"></span>e waarde (<span class=\"_ _1\"></span>dat wil</div>\n<div class=\"t m0 x2c h64 y8a6 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggen, zonder<span class=\"_ _1\"></span> het niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _1\"></span>aliseerde gede<span class=\"_ _1\"></span>elte van de</div>\n<div class=\"t m0 x2c h64 y8a7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentebi<span class=\"_ _0\"></span>jboekin<span class=\"_ _0\"></span>gen) aan het<span class=\"_ _0\"></span> einde van de l<span class=\"_ _0\"></span>opende vers<span class=\"_ _0\"></span>lagper<span class=\"_ _0\"></span>iode en de</div>\n<div class=\"t m0 x2c h64 y8a8 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorga<span class=\"_ _0\"></span>ande versl<span class=\"_ _0\"></span>agperio<span class=\"_ _0\"></span>de in de result<span class=\"_ _0\"></span>atenr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>erantwoo<span class=\"_ _0\"></span>rd onder</div>\n<div class=\"t m0 x2c h64 y8a9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resulta<span class=\"_ _0\"></span>at op verko<span class=\"_ _0\"></span>op en <span class=\"lsef ws113\">herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8aa fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij terugboe<span class=\"_ _1\"></span>king of e<span class=\"_ _1\"></span>en bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ring op een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief, worden de eerde<span class=\"_ _1\"></span>r rechtstreeks<span class=\"_ _1\"></span> in het eigen vermoge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8ad fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkte niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealis<span class=\"_ _1\"></span>eerde winsten <span class=\"_ _1\"></span>en verlie<span class=\"_ _1\"></span>zen overgedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ae fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 945px; height: 156px; width: 353px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 yd39 fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.19 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"ls10a ws13c\">Commiss</span></span>iebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd87 fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies als int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>ieve rente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd88 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies die een int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>ormen van d<span class=\"_ _0\"></span>e effectiev<span class=\"_ _0\"></span>e rente</div>\n<div class=\"t m0 x2c h64 yd89 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>financieel i<span class=\"_ _1\"></span>nstrument word<span class=\"_ _1\"></span>en in he<span class=\"_ _1\"></span>t algemeen beh<span class=\"_ _1\"></span>andeld als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8a fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een aanpassing<span class=\"_ _1\"></span> op de effectieve ren<span class=\"_ _1\"></span>te. Dat is het ge<span class=\"_ _1\"></span>val<span class=\"ls0 ws0\"> <span class=\"ls103 ws151\">bij<span class=\"_ _1\"></span> commi<span class=\"_ _1\"></span>ssies<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n ontvange<span class=\"_ _0\"></span>n als vergo<span class=\"_ _0\"></span>eding voor ac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten zoals<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 yd8c fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble toe<span class=\"_ _0\"></span>stand v<span class=\"_ _0\"></span>an de kre<span class=\"_ _0\"></span>dietnem<span class=\"_ _0\"></span>er, het</div>\n<div class=\"t m0 x2c h64 yd8d fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en en boek<span class=\"_ _0\"></span>en van garant<span class=\"_ _0\"></span>ies etc. en ook<span class=\"_ _0\"></span> voor commi<span class=\"_ _0\"></span>ssies die</div>\n<div class=\"t m0 x2c h64 y930 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden o<span class=\"_ _0\"></span>ntvangen bi<span class=\"_ _0\"></span>j de uitgift<span class=\"_ _0\"></span>e van tegen ge<span class=\"_ _0\"></span>amo<span class=\"lsef ws11d\">rtiseerde kostprij<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y931 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerde<span class=\"_ _1\"></span> financi\u00eble<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>. Beide soor<span class=\"_ _1\"></span>ten commiss<span class=\"_ _1\"></span>ies</div>\n<div class=\"t m0 x2c h64 y932 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d en verwerkt<span class=\"_ _0\"></span> als aanpas<span class=\"_ _0\"></span>sing van het<span class=\"_ _0\"></span> effect<span class=\"_ _0\"></span>ieve</div>\n<div class=\"t m0 x2c h64 y933 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arief van het<span class=\"_ _0\"></span> onderlig<span class=\"_ _0\"></span>gende fin<span class=\"_ _0\"></span>ancieel i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span>, gewaa<span class=\"_ _0\"></span>rdeerd</div>\n<div class=\"t m0 x2c h64 y934 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y935 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y936 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">W<span class=\"lsef ws11e\">ordt een<span class=\"_ _1\"></span> financieel inst<span class=\"_ _1\"></span>rument tegen de re\u00eb<span class=\"_ _1\"></span>le waarde in de win<span class=\"_ _1\"></span>st</span>- <span class=\"lsef ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y937 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g verwerkt,<span class=\"_ _0\"></span> dan word<span class=\"_ _0\"></span>en de commis<span class=\"_ _0\"></span>sies bij ee<span class=\"_ _0\"></span>rste opna<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x2c h64 y938 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het i<span class=\"_ _1\"></span>nstrument a<span class=\"_ _1\"></span>ls baten veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies <span class=\"_ _1\"></span>verwerkt wanneer<span class=\"_ _1\"></span> de diens<span class=\"_ _1\"></span>ten worden <span class=\"_ _1\"></span>geleverd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissies worden<span class=\"_ _1\"></span> in<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het algemeen als<span class=\"_ _0\"></span> baten ver<span class=\"_ _0\"></span>werkt per d<span class=\"_ _0\"></span>e datum </span></span></div>\n<div class=\"t m0 x2c h64 ya7f fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de diens<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en gelever<span class=\"_ _0\"></span>d. Indien h<span class=\"_ _0\"></span>et onwaars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijk is dat een</div>\n<div class=\"t m0 x2c h64 ya80 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke leenov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omst wordt<span class=\"_ _0\"></span> aangega<span class=\"_ _0\"></span>an en de lenin<span class=\"_ _0\"></span>g wordt niet</div>\n<div class=\"t m0 x2c h64 ya81 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als deriv<span class=\"_ _0\"></span>aat aange<span class=\"_ _0\"></span>merkt, d<span class=\"_ _0\"></span>an wordt de be<span class=\"_ _0\"></span>reidstel<span class=\"_ _0\"></span>lingsp<span class=\"_ _0\"></span>rovisie op b<span class=\"_ _0\"></span>asis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van tijdsev<span class=\"_ _1\"></span>enredigheid gedu<span class=\"_ _1\"></span>rende de b<span class=\"_ _1\"></span>ereidstelling<span class=\"_ _1\"></span>stermijn als b<span class=\"_ _1\"></span>ate</div>\n<div class=\"t m0 x2c h64 ya83 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya84 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya85 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scommissies worden<span class=\"_ _1\"></span> verantwoord als<span class=\"_ _1\"></span> verdiend,</div>\n<div class=\"t m0 x2c h64 ya86 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelname aan<span class=\"_ _1\"></span> herverzeker<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> na ontvangs<span class=\"_ _1\"></span>t als ink<span class=\"_ _1\"></span>omsten</div>\n<div class=\"t m0 x2c h64 ya87 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye2e fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>erkt na <span class=\"lsef ws11e\">afronding van de onderlig<span class=\"_ _1\"></span>gende transactie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ye2f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies d<span class=\"_ _1\"></span>ie voortvloeien<span class=\"_ _1\"></span> uit he<span class=\"_ _1\"></span>t onderhandele<span class=\"_ _1\"></span>n over of d<span class=\"_ _1\"></span>eelnemen</div>\n<div class=\"t m0 x2c h64 yd8e fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in de onde<span class=\"_ _1\"></span>rhandeling<span class=\"_ _1\"></span> over een <span class=\"_ _1\"></span>transactie voor<span class=\"_ _1\"></span> een derde<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yd8f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> wanneer de <span class=\"_ _1\"></span>onderliggende<span class=\"_ _1\"></span> transactie w<span class=\"_ _1\"></span>ordt voltooi<span class=\"_ _1\"></span>d.</div>\n<div class=\"t m0 x2c h64 yd90 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissiebaten wo<span class=\"_ _1\"></span>rd<span class=\"ws11d\">en verant<span class=\"_ _1\"></span>woord wanneer<span class=\"_ _1\"></span> de prestatie<span class=\"_ _1\"></span><span class=\"lsed ws111\">verpli<span class=\"_ _0\"></span>chting </span></span></div>\n<div class=\"t m0 x2c h64 yd91 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgevoerd is.<span class=\"_ _1\"></span> Consortiumcommissie<span class=\"_ _1\"></span> wordt verantwoord<span class=\"_ _1\"></span> in het resultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yd92 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> syndicaatvorming<span class=\"_ _1\"></span> is vol<span class=\"_ _1\"></span>tooid.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye31 fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>sovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye32 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De baten u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>waarbij he<span class=\"_ _1\"></span>t gedekte</div>\n<div class=\"t m0 x2c h64 ye33 fffa fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">ve<span class=\"lsed\">rzeker<span class=\"_ _0\"></span>ingsrisi<span class=\"_ _0\"></span>co niet sign<span class=\"_ _0\"></span>ificant is<span class=\"_ _0\"></span>, betreff<span class=\"_ _0\"></span>en de vergo<span class=\"_ _0\"></span>eding voo<span class=\"_ _0\"></span>r de </span></div>\n<div class=\"t m0 x2c h64 ye34 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsd<span class=\"_ _0\"></span>ekking, a<span class=\"_ _0\"></span>dminis<span class=\"_ _0\"></span>tratiek<span class=\"_ _0\"></span>osten en <span class=\"_ _0\"></span>afkoopko<span class=\"_ _0\"></span>sten. C<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x2c h64 ye35 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden als <span class=\"_ _1\"></span>baten verwerk<span class=\"_ _1\"></span>t per de<span class=\"_ _1\"></span> datum dat d<span class=\"_ _1\"></span>e diensten w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x2c h64 ye36 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelever<span class=\"_ _0\"></span>d. Aan de last<span class=\"_ _0\"></span>enkant sta<span class=\"_ _0\"></span>an sterft<span class=\"_ _0\"></span>eclaims en b<span class=\"_ _0\"></span>ijgesc<span class=\"_ _0\"></span>hreven rent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 707px; width: 352.986px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 885px; width: 353px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1d h64 ye3a fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.20 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Winstbe<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yecc fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Actuele bela<span class=\"_ _1\"></span>stingverplich<span class=\"_ _1\"></span>tingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yecd fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>e belasti<span class=\"_ _0\"></span>ngverp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn v<span class=\"_ _0\"></span>erschu<span class=\"_ _0\"></span>ldigde (t<span class=\"_ _0\"></span>erug te v<span class=\"_ _0\"></span>ordere<span class=\"_ _0\"></span>n)</div>\n<div class=\"t m0 x1d h64 yece fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> de fiscale wi<span class=\"_ _0\"></span>nst (het fi<span class=\"_ _0\"></span>scale verli<span class=\"_ _0\"></span>es)</div>\n<div class=\"t m0 x1d h64 yecf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over een pe<span class=\"_ _0\"></span>riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed0 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yed1 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Winstb<span class=\"_ _0\"></span>elasting di<span class=\"_ _0\"></span>e op winste<span class=\"_ _0\"></span>n moet wor<span class=\"_ _0\"></span>den betaal<span class=\"_ _0\"></span>d, wordt als<span class=\"_ _0\"></span> last</div>\n<div class=\"t m0 x1d h64 yed2 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de belast<span class=\"_ _0\"></span>ingwet<span class=\"_ _0\"></span>geving d<span class=\"_ _0\"></span>ie in elk<span class=\"_ _0\"></span> rechtsg<span class=\"_ _0\"></span>ebied</div>\n<div class=\"t m0 x1d h64 yed3 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldt in de pe<span class=\"_ _0\"></span>riode waa<span class=\"_ _0\"></span>rin de winst<span class=\"_ _0\"></span>en ontsta<span class=\"_ _0\"></span>an. De belas<span class=\"_ _0\"></span>tingeff<span class=\"_ _0\"></span>ecten</div>\n<div class=\"t m0 x1d h64 ye43 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van voor v<span class=\"_ _0\"></span>oorwaa<span class=\"_ _0\"></span>rtse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie besch<span class=\"_ _0\"></span>ikbare</div>\n<div class=\"t m0 x1d h64 ye44 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lastings<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span><span class=\"ws11d\">en wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord <span class=\"_ _0\"></span>als een uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 ye45 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngvorde<span class=\"_ _0\"></span>ring ind<span class=\"_ _0\"></span>ien het waars<span class=\"_ _0\"></span>chijnli<span class=\"_ _0\"></span>jk is dat er toek<span class=\"_ _0\"></span>omstig<span class=\"_ _0\"></span>e fiscale</div>\n<div class=\"t m0 x1d h64 ye46 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">winst wordt gere<span class=\"_ _1\"></span>aliseerd waarmee<span class=\"_ _1\"></span> die verliezen kunn<span class=\"_ _1\"></span>en worden</div>\n<div class=\"t m0 x1d h64 ye47 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye48 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye49 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een juridis<span class=\"_ _1\"></span>che entiteit oordee<span class=\"_ _1\"></span>lt dat het niet waar<span class=\"_ _1\"></span>schijnlijk i<span class=\"lsed ws112\">s dat de </span></div>\n<div class=\"t m0 x1d h64 ye4a fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desbetreffende<span class=\"_ _1\"></span> belastingdien<span class=\"_ _1\"></span>st de toeg<span class=\"_ _1\"></span>epaste belast<span class=\"_ _1\"></span>ingbehandeling</div>\n<div class=\"t m0 x1d h64 ye4b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvaa<span class=\"_ _0\"></span>rdt, dan too<span class=\"_ _0\"></span>nt deze jurid<span class=\"_ _0\"></span>ische ent<span class=\"_ _0\"></span>iteit de on<span class=\"_ _0\"></span>zekerhe<span class=\"_ _0\"></span>idsfact<span class=\"_ _0\"></span>or voor</div>\n<div class=\"t m0 x1d h64 yeb9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">elke onzek<span class=\"_ _0\"></span>ere bela<span class=\"_ _0\"></span>stingb<span class=\"_ _0\"></span>ehandeli<span class=\"_ _0\"></span>ng door het<span class=\"_ _0\"></span>zij het mee<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x1d h64 yeba fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarschijnlij<span class=\"_ _1\"></span>ke bedrag <span class=\"_ _1\"></span>te gebruiken<span class=\"_ _1\"></span>, of de v<span class=\"_ _1\"></span>erwachte waarde<span class=\"_ _1\"></span>, gebaseerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydaf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een reeks m<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>e uitkoms<span class=\"_ _0\"></span>ten, afha<span class=\"_ _0\"></span>nkelijk we<span class=\"_ _0\"></span>lke metho<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x1d h64 ydb0 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onzekerheid <span class=\"_ _1\"></span>de uitkomst <span class=\"_ _1\"></span>van de onz<span class=\"_ _1\"></span>ekerheid he<span class=\"_ _1\"></span>t beste voor<span class=\"_ _1\"></span>spelt.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yed4 fffc fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed5 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Uitgest<span class=\"_ _0\"></span>elde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>zijn in t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige peri<span class=\"_ _0\"></span>oden te</div>\n<div class=\"t m0 x1d h64 yed6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen w<span class=\"_ _0\"></span>instbel<span class=\"_ _0\"></span>astingen m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot fis<span class=\"_ _0\"></span>cale tijd<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x1d h64 yed7 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> zijn in toekomst<span class=\"_ _1\"></span>ige perioden terug<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 yed8 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vordere<span class=\"_ _0\"></span>n winst<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>betrekk<span class=\"_ _0\"></span>ing tot v<span class=\"_ _0\"></span>errekenb<span class=\"_ _0\"></span>are tijd<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1d h64 yed9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen, voor<span class=\"_ _0\"></span>waartse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gecompense<span class=\"lsed ws11d\">erde fiscale </span></span></span></div>\n<div class=\"t m0 x1d h64 yeda fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en en voo<span class=\"_ _0\"></span>rwaarts<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatie van <span class=\"_ _0\"></span>ongeb<span class=\"_ _0\"></span>ruikte f<span class=\"_ _0\"></span>iscaal</div>\n<div class=\"t m0 x1d h64 yedb fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verrekenbare t<span class=\"_ _1\"></span>egoeden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yedc fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yedd fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen worden<span class=\"_ _1\"></span> volledig verantwoor<span class=\"_ _1\"></span>d op basis van de</div>\n<div class=\"t m0 x1d h64 yede fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">balansm<span class=\"_ _0\"></span>ethode <span class=\"_ _0\"></span>op tijdel<span class=\"_ _0\"></span>ijke vers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n tussen d<span class=\"_ _0\"></span>e fiscal<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de</div>\n<div class=\"t m0 x1d h64 yedf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen en de bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de daarva<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x1d h64 yee0 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Geconsolideerde<span class=\"_ _1\"></span> Jaarrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee1 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee2 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De per bala<span class=\"_ _0\"></span>nsdatum v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>lde of grot<span class=\"_ _0\"></span>endeels<span class=\"_ _0\"></span> vastgeste<span class=\"_ _0\"></span>lde tariev<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yee3 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> uitgestelde<span class=\"_ _1\"></span> belastingen <span class=\"_ _1\"></span>te bepalen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee4 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> worden verantwoord<span class=\"_ _1\"></span> voor zover het</div>\n<div class=\"t m0 x1d h64 yebb fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk is d<span class=\"_ _0\"></span>at er fisca<span class=\"_ _0\"></span>le toekom<span class=\"_ _0\"></span>stige wins<span class=\"_ _0\"></span>t beschi<span class=\"_ _0\"></span>kbaar zal zi<span class=\"_ _0\"></span>jn om</div>\n<div class=\"t m0 x1d h64 yebc fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een deel of de g<span class=\"_ _0\"></span>ehele uitg<span class=\"_ _0\"></span>esteld<span class=\"_ _0\"></span>e belastin<span class=\"_ _0\"></span>gvorde<span class=\"_ _0\"></span>ring te verr<span class=\"_ _0\"></span>ekenen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yebd fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yebe fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een uitge<span class=\"_ _1\"></span>stelde belasti<span class=\"_ _1\"></span>ngvordering <span class=\"_ _1\"></span>wordt opgenomen<span class=\"_ _1\"></span> voor bela<span class=\"_ _1\"></span>stbare</div>\n<div class=\"t m0 x1d h64 yebf fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hillen d<span class=\"_ _0\"></span>ie verb<span class=\"_ _0\"></span>and ho<span class=\"ws112\">u<span class=\"_ _0\"></span>den met inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in </span></div>\n<div class=\"t m0 x1d h64 ydc8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen, gea<span class=\"_ _1\"></span>ssocieerde dee<span class=\"_ _1\"></span>lnemingen en<span class=\"_ _1\"></span> joint ven<span class=\"_ _1\"></span>tures,</div>\n<div class=\"t m0 x1d h64 yec0 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tenzij <span class=\"_ _0\"></span>het tijdst<span class=\"_ _0\"></span>ip waar<span class=\"_ _0\"></span>op het ti<span class=\"_ _0\"></span>jdelijk<span class=\"_ _0\"></span>e verschi<span class=\"_ _0\"></span>l wordt af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld kan</div>\n<div class=\"t m0 x1d h64 yec1 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>bepaald <span class=\"_ _0\"></span>en het waa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk is<span class=\"_ _0\"></span> dat het t<span class=\"_ _0\"></span>ijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hil in de</div>\n<div class=\"t m0 x1d h64 yec2 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nabije toekom<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">niet zal wor<span class=\"_ _0\"></span>den afge<span class=\"_ _0\"></span>wikkeld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yec3 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec4 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Huidige en<span class=\"_ _1\"></span> uitgestelde <span class=\"_ _1\"></span>belastingen d<span class=\"_ _1\"></span>ie betrek<span class=\"_ _1\"></span>king hebben <span class=\"_ _1\"></span>op</div>\n<div class=\"t m0 x1d h64 yec5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herwaardering<span class=\"_ _1\"></span> tegen re\u00eble waarde<span class=\"_ _1\"></span> van balansposten die r<span class=\"_ _1\"></span>echtstreeks<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als lasten<span class=\"_ _0\"></span> of baten in eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erwerkt (z<span class=\"_ _0\"></span>oals voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 yec7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen <span class=\"lsef ws11d\">en kasstroomafdekkingen)<span class=\"_ _1\"></span>, worden </span></div>\n<div class=\"t m0 x1d h64 yec8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ook recht<span class=\"_ _1\"></span>streeks als <span class=\"_ _1\"></span>baten of l<span class=\"_ _1\"></span>asten in h<span class=\"_ _1\"></span>et eigen <span class=\"_ _1\"></span>vermogen verant<span class=\"_ _1\"></span>woord</div>\n<div class=\"t m0 x1d h64 yec9 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en word<span class=\"_ _0\"></span>en vervo<span class=\"_ _0\"></span>lgens sam<span class=\"_ _0\"></span>en met d<span class=\"_ _0\"></span>e uitges<span class=\"_ _0\"></span>telde w<span class=\"_ _0\"></span>inst of<span class=\"_ _0\"></span> het uitge<span class=\"_ _0\"></span>stelde</div>\n<div class=\"t m0 x1d h64 yeca fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> in de resultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing vera<span class=\"_ _0\"></span>ntwoord.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 545px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 932px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 173px; height: 933px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 fffe fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.21 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Winst<span class=\"_ _1\"></span> per aandeel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gewone wi<span class=\"_ _0\"></span>nst per aa<span class=\"_ _0\"></span>ndeel wordt<span class=\"_ _0\"></span> bereke<span class=\"_ _0\"></span>nd door de voor g<span class=\"_ _0\"></span>ewone</div>\n<div class=\"t m0 x2c h64 y8a7 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>s beschikbare<span class=\"_ _1\"></span> nettowinst t<span class=\"_ _1\"></span>e delen doo<span class=\"_ _1\"></span>r het gewo<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x2c h64 y8a8 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemiddelde <span class=\"_ _1\"></span>van het aan<span class=\"_ _1\"></span>tal uitstaande<span class=\"_ _1\"></span> gewone aande<span class=\"_ _1\"></span>len gedurend<span class=\"_ _1\"></span>e het</div>\n<div class=\"t m0 x2c h64 y8a9 fffe fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaar, met<span class=\"_ _0\"></span> uitslui<span class=\"_ _0\"></span>ting va<span class=\"_ _0\"></span>n het <span class=\"lsef ws11e\">gemiddeld aantal gewone aan<span class=\"_ _1\"></span>delen die door<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8aa fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zij<span class=\"_ _0\"></span>n gekocht<span class=\"_ _0\"></span> en als eigen aa<span class=\"_ _0\"></span>ndelen wo<span class=\"_ _0\"></span>rden aange<span class=\"_ _0\"></span>houden.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab fffe fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erwaterde win<span class=\"_ _1\"></span>st per aande<span class=\"_ _1\"></span>el wordt<span class=\"_ _1\"></span> het gewogen <span class=\"_ _1\"></span>gemiddelde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het aa<span class=\"_ _1\"></span>ntal uits<span class=\"_ _1\"></span>taande gewone a<span class=\"_ _1\"></span>andelen aan<span class=\"_ _1\"></span>gepast op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ae fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ng d<span class=\"ws11e\">at alle gew<span class=\"_ _1\"></span>one aandelen die tot<span class=\"_ _1\"></span> verwatering zul<span class=\"_ _1\"></span>len </span></div>\n<div class=\"t m0 x2c h64 y8af fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leiden wo<span class=\"_ _0\"></span>rden gec<span class=\"_ _0\"></span>onverte<span class=\"_ _0\"></span>erd, zoals c<span class=\"_ _0\"></span>onverte<span class=\"_ _0\"></span>erbare o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>eleninge<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x1d h64 yee7 fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prefere<span class=\"_ _0\"></span>nte aande<span class=\"_ _0\"></span>len, aan<span class=\"_ _0\"></span>delenopt<span class=\"_ _0\"></span>ies en aan we<span class=\"_ _0\"></span>rknemer<span class=\"_ _0\"></span>s toegeken<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yee8 fffe fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden. Poten<span class=\"_ _1\"></span>ti\u00eble of voorwaar<span class=\"_ _1\"></span>delijke</div>\n<div class=\"t m0 x1d h64 yee9 fffe fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenuitgi<span class=\"_ _1\"></span><span class=\"ws11d\">ftes worden be<span class=\"_ _1\"></span>handeld a<span class=\"_ _1\"></span>ls verwaterend<span class=\"_ _1\"></span> wanneer<span class=\"_ _1\"></span> hun </span></div>\n<div class=\"t m0 x1d h64 yd4c fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">conversie <span class=\"_ _1\"></span>in aandelen d<span class=\"_ _1\"></span>e nettowinst<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span> zou doen v<span class=\"_ _1\"></span>erminderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4d fffe fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd4e fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het effect<span class=\"_ _0\"></span> van de be\u00ebind<span class=\"_ _0\"></span>igde bed<span class=\"_ _0\"></span>rijfsac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en op de gewo<span class=\"_ _0\"></span>ne en de</div>\n<div class=\"t m0 x1d h64 yd4f fffe fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwaterde re<span class=\"_ _1\"></span>sultaten per aandeel<span class=\"_ _1\"></span> wordt weergegeven<span class=\"_ _1\"></span> door het</div>\n<div class=\"t m0 x1d h64 yd50 fffe fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">netto<span class=\"lsef ws11e\">resultaat voor be\u00ebindigde bedr<span class=\"_ _1\"></span>ijfsactivitei<span class=\"_ _1\"></span>ten te delen door he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yd51 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemiddeld a<span class=\"_ _1\"></span>antal gewone<span class=\"_ _1\"></span> uitstaande a<span class=\"_ _1\"></span>andelen gedurend<span class=\"_ _1\"></span>e het jaar<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 yd52 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">exclusief h<span class=\"_ _1\"></span>et gemiddeld<span class=\"_ _1\"></span> aantal door<span class=\"_ _1\"></span> Ageas geko<span class=\"_ _1\"></span>chte gewone <span class=\"_ _1\"></span>aandelen</div>\n<div class=\"t m0 x1d h64 yd53 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en gehouden<span class=\"_ _1\"></span> als eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 928px; height: 178px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 928px; height: 178px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 928px; height: 178px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag310": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h75 y799 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De Geconsolideerde Jaarreke<span class=\"_ _0\"></span>ning</div>\n<div class=\"t m0 x2c h75 y79a ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van Ageas over de verslagpe<span class=\"_ _0\"></span>riode</div>\n<div class=\"t m0 x2c h75 y79b ff55 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">2022<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">(\u2018</span>g<span class=\"_ _1\"></span></span>econsolideerde</div>\n<div class=\"t m0 x2c h75 y79c ff55 fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"ls101\">aarrekening\u2019), inclusief alle </span></div>\n<div class=\"t m0 x2c h75 y79d ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toelichtingen, is op<span class=\"_ _0\"></span>gesteld in</div>\n<div class=\"t m0 x2c h75 y79e ff55 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ov<span class=\"ws133\">ereenstemming met de </span></div>\n<div class=\"t m0 x2c h75 y79f ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Financial Reporting</div>\n<div class=\"t m0 x2c h75 y7a0 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Standards (IFRS) die van</div>\n<div class=\"t m0 x2c h75 y7a1 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toepassing zijn <span class=\"ls102 ws132\">op </span>1 januari 202<span class=\"ls0\">2</span><span class=\"ws131\">, </span></div>\n<div class=\"t m0 x2c h75 y7a2 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">zoals gepubliceerd door de</div>\n<div class=\"t m0 x2c h75 y7a3 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Accounting<span class=\"ls0 ws0\"> </span><span class=\"ws132\">S<span class=\"_ _1\"></span>tandards </span></div>\n<div class=\"t m0 x2c h75 y7fd ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Board (IASB) en<span class=\"ls0\"> <span class=\"ls102 ws138\">goedgekeurd door </span></span></div>\n<div class=\"t m0 x2c h75 y7fe ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">de Europese Unie (EU).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 263px; width: 216px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 268px; width: 216px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 273px; width: 216px; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1ef h64 y808 ff53 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"lsef ws11d\">ze geconsolideer<span class=\"_ _1\"></span>de jaarreken<span class=\"_ _1\"></span>ing is opgemaa<span class=\"_ _1\"></span>kt in de <span class=\"_ _1\"></span>veronderstelli<span class=\"_ _1\"></span>ng van <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ws11e\">continu\u00eftei<span class=\"_ _1\"></span>t van de </span></span></span></div>\n<div class=\"t m0 x1ef h64 y809 ff53 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsvoeri<span class=\"ws11e\">n<span class=\"_ _1\"></span>g (\u2018going concern\u2019<span class=\"_ _1\"></span>) en <span class=\"ws11d\">is opges<span class=\"_ _1\"></span>teld in euro\u2019<span class=\"_ _1\"></span>s, de fun<span class=\"_ _1\"></span>ctionele valu<span class=\"_ _1\"></span>ta van de </span></span></div>\n<div class=\"t m0 x1ef h64 y80a ff53 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">moedermaatschapp<span class=\"_ _1\"></span>ij van Ageas.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>lle bedragen<span class=\"_ _1\"></span> zijn afger<span class=\"_ _1\"></span>ond naar he<span class=\"_ _1\"></span>t dichtstbij<span class=\"_ _1\"></span>zijnde miljoen<span class=\"_ _1\"></span>, tenzij </span></div>\n<div class=\"t m0 x1ef h64 y80b ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders aang<span class=\"_ _1\"></span>egeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 61px; width: 483px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 66px; width: 483px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1ef h64 y80c ff53 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y80d ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Activa en p<span class=\"_ _0\"></span>assiva op<span class=\"_ _0\"></span>genomen i<span class=\"_ _0\"></span>n het overzic<span class=\"_ _0\"></span>ht van de fi<span class=\"_ _0\"></span>nanci\u00eble po<span class=\"_ _0\"></span>sitie <span class=\"lsef ws11d\">van Ageas hebben<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h64 y80e ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewoon<span class=\"_ _0\"></span>lijk een loo<span class=\"_ _0\"></span>ptijd van m<span class=\"_ _0\"></span>eer dan 12<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">maanden, met u<span class=\"_ _1\"></span>itzondering <span class=\"_ _1\"></span>van geldmiddelen<span class=\"_ _1\"></span> en </span></span></div>\n<div class=\"t m0 x1ef h64 y80f ff53 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasequi<span class=\"_ _0\"></span>valent<span class=\"_ _0\"></span>en, herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gs<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en overig<span class=\"_ _1\"></span>e vorderingen<span class=\"_ _1\"></span>, overlopende rente en<span class=\"_ _1\"></span> overige activa,<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef h64 y810 ff53 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betr<span class=\"_ _0\"></span>ekking t<span class=\"_ _0\"></span>ot verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten <span class=\"ls10b ws13d\">in <span class=\"ls0 ws0\">N<span class=\"ls107 ws13e\">iet</span>-</span></span><span class=\"ws111\">leven, <span class=\"lsef ws11e\">sommige schuld<span class=\"_ _1\"></span>en zoals </span></span></div>\n<div class=\"t m0 x1ef h64 y811 ff53 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopovere<span class=\"_ _0\"></span>enkoms<span class=\"_ _0\"></span>ten van ef<span class=\"_ _0\"></span>fecten,<span class=\"_ _0\"></span> <span class=\"ws112\">overlo<span class=\"_ _0\"></span>pende ren<span class=\"_ _0\"></span>te en overig<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen e<span class=\"_ _0\"></span>n actuele </span></div>\n<div class=\"t m0 x1ef h64 y812 ff53 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">belas<span class=\"lsef ws11d\">tingvorderingen en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>schuld<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 492px; height: 181px; width: 483px; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag309": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h75 y799 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De Geconsolideerde Jaarreke<span class=\"_ _0\"></span>ning</div>\n<div class=\"t m0 x2c h75 y79a ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van Ageas over de verslagpe<span class=\"_ _0\"></span>riode</div>\n<div class=\"t m0 x2c h75 y79b ff55 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">2022<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">(\u2018</span>g<span class=\"_ _1\"></span></span>econsolideerde</div>\n<div class=\"t m0 x2c h75 y79c ff55 fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"ls101\">aarrekening\u2019), inclusief alle </span></div>\n<div class=\"t m0 x2c h75 y79d ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toelichtingen, is op<span class=\"_ _0\"></span>gesteld in</div>\n<div class=\"t m0 x2c h75 y79e ff55 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ov<span class=\"ws133\">ereenstemming met de </span></div>\n<div class=\"t m0 x2c h75 y79f ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Financial Reporting</div>\n<div class=\"t m0 x2c h75 y7a0 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Standards (IFRS) die van</div>\n<div class=\"t m0 x2c h75 y7a1 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toepassing zijn <span class=\"ls102 ws132\">op </span>1 januari 202<span class=\"ls0\">2</span><span class=\"ws131\">, </span></div>\n<div class=\"t m0 x2c h75 y7a2 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">zoals gepubliceerd door de</div>\n<div class=\"t m0 x2c h75 y7a3 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Accounting<span class=\"ls0 ws0\"> </span><span class=\"ws132\">S<span class=\"_ _1\"></span>tandards </span></div>\n<div class=\"t m0 x2c h75 y7fd ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Board (IASB) en<span class=\"ls0\"> <span class=\"ls102 ws138\">goedgekeurd door </span></span></div>\n<div class=\"t m0 x2c h75 y7fe ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">de Europese Unie (EU).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 263px; width: 216px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 268px; width: 216px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag302": {
   "value": "\n<div class=\"t m0 x2c h75 y799 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De Geconsolideerde Jaarreke<span class=\"_ _0\"></span>ning</div>\n<div class=\"t m0 x2c h75 y79a ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van Ageas over de verslagpe<span class=\"_ _0\"></span>riode</div>\n<div class=\"t m0 x2c h75 y79b ff55 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">2022<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">(\u2018</span>g<span class=\"_ _1\"></span></span>econsolideerde</div>\n<div class=\"t m0 x2c h75 y79c ff55 fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"ls101\">aarrekening\u2019), inclusief alle </span></div>\n<div class=\"t m0 x2c h75 y79d ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toelichtingen, is op<span class=\"_ _0\"></span>gesteld in</div>\n<div class=\"t m0 x2c h75 y79e ff55 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ov<span class=\"ws133\">ereenstemming met de </span></div>\n<div class=\"t m0 x2c h75 y79f ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Financial Reporting</div>\n<div class=\"t m0 x2c h75 y7a0 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Standards (IFRS) die van</div>\n<div class=\"t m0 x2c h75 y7a1 ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">toepassing zijn <span class=\"ls102 ws132\">op </span>1 januari 202<span class=\"ls0\">2</span><span class=\"ws131\">, </span></div>\n<div class=\"t m0 x2c h75 y7a2 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">zoals gepubliceerd door de</div>\n<div class=\"t m0 x2c h75 y7a3 ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">International Accounting<span class=\"ls0 ws0\"> </span><span class=\"ws132\">S<span class=\"_ _1\"></span>tandards </span></div>\n<div class=\"t m0 x2c h75 y7fd ff55 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Board (IASB) en<span class=\"ls0\"> <span class=\"ls102 ws138\">goedgekeurd door </span></span></div>\n<div class=\"t m0 x2c h75 y7fe ff55 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">de Europese Unie (EU).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 575px; height: 263px; width: 216px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag312": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1ef h64 y808 ff53 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"lsef ws11d\">ze geconsolideer<span class=\"_ _1\"></span>de jaarreken<span class=\"_ _1\"></span>ing is opgemaa<span class=\"_ _1\"></span>kt in de <span class=\"_ _1\"></span>veronderstelli<span class=\"_ _1\"></span>ng van <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ws11e\">continu\u00eftei<span class=\"_ _1\"></span>t van de </span></span></span></div>\n<div class=\"t m0 x1ef h64 y809 ff53 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsvoeri<span class=\"ws11e\">n<span class=\"_ _1\"></span>g (\u2018going concern\u2019<span class=\"_ _1\"></span>) en <span class=\"ws11d\">is opges<span class=\"_ _1\"></span>teld in euro\u2019<span class=\"_ _1\"></span>s, de fun<span class=\"_ _1\"></span>ctionele valu<span class=\"_ _1\"></span>ta van de </span></span></div>\n<div class=\"t m0 x1ef h64 y80a ff53 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">moedermaatschapp<span class=\"_ _1\"></span>ij van Ageas.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>lle bedragen<span class=\"_ _1\"></span> zijn afger<span class=\"_ _1\"></span>ond naar he<span class=\"_ _1\"></span>t dichtstbij<span class=\"_ _1\"></span>zijnde miljoen<span class=\"_ _1\"></span>, tenzij </span></div>\n<div class=\"t m0 x1ef h64 y80b ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders aang<span class=\"_ _1\"></span>egeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 61px; width: 483px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 66px; width: 483px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag305": {
   "value": "\n<div class=\"t m0 x1ef h64 y808 ff53 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"lsef ws11d\">ze geconsolideer<span class=\"_ _1\"></span>de jaarreken<span class=\"_ _1\"></span>ing is opgemaa<span class=\"_ _1\"></span>kt in de <span class=\"_ _1\"></span>veronderstelli<span class=\"_ _1\"></span>ng van <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ws11e\">continu\u00eftei<span class=\"_ _1\"></span>t van de </span></span></span></div>\n<div class=\"t m0 x1ef h64 y809 ff53 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsvoeri<span class=\"ws11e\">n<span class=\"_ _1\"></span>g (\u2018going concern\u2019<span class=\"_ _1\"></span>) en <span class=\"ws11d\">is opges<span class=\"_ _1\"></span>teld in euro\u2019<span class=\"_ _1\"></span>s, de fun<span class=\"_ _1\"></span>ctionele valu<span class=\"_ _1\"></span>ta van de </span></span></div>\n<div class=\"t m0 x1ef h64 y80a ff53 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">moedermaatschapp<span class=\"_ _1\"></span>ij van Ageas.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>lle bedragen<span class=\"_ _1\"></span> zijn afger<span class=\"_ _1\"></span>ond naar he<span class=\"_ _1\"></span>t dichtstbij<span class=\"_ _1\"></span>zijnde miljoen<span class=\"_ _1\"></span>, tenzij </span></div>\n<div class=\"t m0 x1ef h64 y80b ff53 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders aang<span class=\"_ _1\"></span>egeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 61px; width: 483px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag314": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff5d fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff5d fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Wijzigingen in <span class=\"_ _1\"></span><span class=\"ls10d ws141\">de <span class=\"ls10e ws142\">grondslagen voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h7b y830 ff5d fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">vers<span class=\"_ _1\"></span>lagg<span class=\"_ _1\"></span>eving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y831 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft vanaf 1 janu<span class=\"_ _0\"></span>ari 2022 d<span class=\"_ _0\"></span>e bepaling<span class=\"_ _0\"></span>en in IAS 29 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y832 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslaggeving in<span class=\"_ _1\"></span> economie\u00ebn met hyp<span class=\"_ _1\"></span>erinflatie\u2019 toeg<span class=\"_ _1\"></span>epast voor de</div>\n<div class=\"t m0 x2c h64 y833 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">jaarrekeningen<span class=\"_ _1\"></span> van zijn<span class=\"_ _1\"></span> Turkse deel<span class=\"_ _1\"></span>nemingen \u2018Ak<span class=\"_ _1\"></span>sigorta\u2019 en<span class=\"_ _1\"></span> \u2018AgeSA\u2019. De</div>\n<div class=\"t m0 x2c h64 y834 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">impact hi<span class=\"_ _0\"></span>ervan is toe<span class=\"_ _0\"></span>gelicht in s<span class=\"_ _0\"></span>ectie 2.7<span class=\"_ _0\"></span> hieronde<span class=\"_ _0\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y835 ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Wijzigi<span class=\"_ _0\"></span>ngen in de IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaarden<span class=\"_ _1\"></span> in</span> </span>de huidige </span></span></div>\n<div class=\"t m0 xd1 h64 y836 ff5b fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y837 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Nieuwe of herziene<span class=\"_ _1\"></span> IFRS<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">s<span class=\"_ _1\"></span>ta</span></span><span class=\"ws113\">ndaarden<span class=\"lsed ws11d\">, interpretat<span class=\"_ _0\"></span>ies <span class=\"lsef ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x2c h64 y838 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> in in<span class=\"_ _1\"></span>terpretaties<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">ervan</span></span>, die voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y839 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de eerst<span class=\"_ _0\"></span>e keer v<span class=\"_ _0\"></span>an toepas<span class=\"_ _0\"></span>sing w<span class=\"_ _0\"></span>erden in <span class=\"_ _0\"></span>de versl<span class=\"_ _0\"></span>agperi<span class=\"_ _0\"></span>ode <span class=\"ws111\">die </span></div>\n<div class=\"t m0 x2c h64 y83a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">begonnen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">is op 1 januari <span class=\"ws11d\">2022<span class=\"_ _1\"></span>, en die <span class=\"_ _1\"></span>zijn goedge<span class=\"_ _1\"></span>keurd door<span class=\"_ _1\"></span> de EU, </span></span></div>\n<div class=\"t m0 x2c h64 y83b ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hadden ge<span class=\"_ _0\"></span>en signif<span class=\"_ _0\"></span>icante inv<span class=\"_ _0\"></span>loed op de toe<span class=\"_ _0\"></span>gepaste g<span class=\"_ _0\"></span>rondsla<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 y83c ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span> noch op h<span class=\"_ _1\"></span>et geconsol<span class=\"_ _1\"></span>ideerde overz<span class=\"_ _1\"></span>icht van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y83d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>positie en <span class=\"_ _1\"></span><span class=\"ws113\">op de <span class=\"_ _1\"></span>geconsolideerde <span class=\"_ _1\"></span><span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></div>\n<div class=\"t m0 x2c h64 y83e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Age<span class=\"ws11e\">as van<span class=\"_ _1\"></span> 2022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y83f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y840 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ten gevol<span class=\"_ _0\"></span>ge van de Cov<span class=\"_ _0\"></span>id pandemi<span class=\"_ _0\"></span>e, heeft de I<span class=\"_ _0\"></span>ASB in mei 20<span class=\"_ _0\"></span>20</div>\n<div class=\"t m0 x2c h64 y841 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen gep<span class=\"_ _1\"></span>ubliceerd in<span class=\"_ _1\"></span> IFRS 16 \u2018Covid<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 gerelateerd<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y842 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huurtoegevinge<span class=\"_ _1\"></span>n\u2019. <span class=\"ws11d\">De w<span class=\"_ _1\"></span>ijzigingen vo<span class=\"_ _1\"></span>orzien in<span class=\"_ _1\"></span> een vrijstell<span class=\"_ _1\"></span>ing voor </span></div>\n<div class=\"t m0 x2c h64 y843 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">huurders om <span class=\"_ _1\"></span>te beoordelen<span class=\"_ _1\"></span> of huur<span class=\"_ _1\"></span>toegevingen, d<span class=\"_ _1\"></span>ie een dire<span class=\"_ _1\"></span>ct gevolg</div>\n<div class=\"t m0 x2c h64 y844 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zijn van de Covid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">19 pand<span class=\"_ _1\"></span>emie en die<span class=\"_ _1\"></span> resulteren <span class=\"_ _1\"></span>in een verm<span class=\"_ _1\"></span>indering </span></div>\n<div class=\"t m0 x2c h64 y845 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verschuldigde<span class=\"_ _1\"></span> huurbedragen <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> 30 juni <span class=\"_ _1\"></span>2021, moe<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x2c h64 y846 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden aanzien als<span class=\"_ _1\"></span> een wijziging van d<span class=\"_ _1\"></span>e huurovereenkom<span class=\"_ _1\"></span>st. <span class=\"lsed ws11d\">In maart </span></div>\n<div class=\"t m0 x2c h64 y847 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021<span class=\"ls0 ws0\">, <span class=\"lsed ws112\">heeft de IASB de vrijs<span class=\"_ _0\"></span>telling i<span class=\"_ _0\"></span>n dez<span class=\"ws11d\">e wijz<span class=\"_ _0\"></span>iginge<span class=\"_ _0\"></span>n verleng<span class=\"_ _0\"></span>d voor </span></span></span></div>\n<div class=\"t m0 x2c h64 y848 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschuldigd<span class=\"_ _1\"></span>e huurbedragen<span class=\"_ _1\"></span> tot en<span class=\"_ _1\"></span> met 30 juni<span class=\"_ _1\"></span> 2022. Omda<span class=\"_ _1\"></span>t Ageas nie<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y849 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft gen<span class=\"_ _0\"></span>oten van huu<span class=\"_ _0\"></span>rtoegev<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e een <span class=\"ws111\">direct <span class=\"ws11d\">gev<span class=\"_ _0\"></span>olg zij<span class=\"_ _0\"></span>n van de </span></span></div>\n<div class=\"t m0 x2c h64 y84a ff5b fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 pandemi<span class=\"_ _0\"></span>e, die zoude<span class=\"_ _0\"></span>n result<span class=\"_ _0\"></span>eren in een wij<span class=\"_ _0\"></span>ziging va<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x2c h64 y84b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huurovereenkom<span class=\"_ _1\"></span>st<span class=\"ws11d\">, hadden<span class=\"_ _1\"></span> d<span class=\"lsed ws112\">eze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n impact<span class=\"_ _0\"></span> op het huidig<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y84c ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en <span class=\"ws111\">op <span class=\"lsef ws113\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y84d ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\"> <span class=\"ls103 ws11d\">win<span class=\"_ _1\"></span>st</span>- <span class=\"_ _1\"></span><span class=\"lsed ws11d\">en verli<span class=\"_ _0\"></span>esreke<span class=\"_ _0\"></span>ning van <span class=\"_ _0\"></span>Ageas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y84e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y84f ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Om te vo<span class=\"_ _0\"></span>ldoen aa<span class=\"_ _0\"></span>n nieuwe <span class=\"_ _0\"></span>reglem<span class=\"_ _0\"></span>entaire v<span class=\"_ _0\"></span>oorschrif<span class=\"_ _0\"></span>ten e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y850 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktbehoeften<span class=\"_ _1\"></span>, ondergaan d<span class=\"_ _1\"></span>e renteben<span class=\"_ _1\"></span>chmar<span class=\"lsed ws112\">ks die in de fina<span class=\"_ _0\"></span>nci\u00eble </span></div>\n<div class=\"t m0 x2c h64 y851 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markt wor<span class=\"_ _0\"></span>den gebruik<span class=\"_ _0\"></span>t als refe<span class=\"_ _0\"></span>rentiev<span class=\"_ _0\"></span>oet voor de b<span class=\"_ _0\"></span>epaling van</div>\n<div class=\"t m0 x2c h64 y852 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">interes<span class=\"_ _0\"></span>tvoete<span class=\"_ _0\"></span>n en betalin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een grondige herv<span class=\"_ _1\"></span>orming en </span></span></div>\n<div class=\"t m0 x2c h64 y853 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>e. Als gevo<span class=\"_ _0\"></span>lg van deze he<span class=\"_ _0\"></span>rvormi<span class=\"_ _0\"></span>ng kunnen s<span class=\"_ _0\"></span>ommige bes<span class=\"_ _0\"></span>taand<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y854 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rentebenchmar<span class=\"_ _1\"></span>ks, zoals<span class=\"_ _1\"></span> Eonia en Libo<span class=\"_ _1\"></span>r, worden opg<span class=\"_ _1\"></span>eheven<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y855 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> een nieuwe rentebenchm<span class=\"_ _1\"></span>ark<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y856 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y857 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gec<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>eerde jaa<span class=\"_ _0\"></span>rrekeni<span class=\"_ _0\"></span>ng op 31 decem<span class=\"_ _0\"></span>ber 2022 o<span class=\"_ _0\"></span>mvat een</div>\n<div class=\"t m0 x2c h64 y858 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nominaal bedrag<span class=\"_ _1\"></span> aan derivaten die<span class=\"_ _1\"></span> worden gebruik<span class=\"_ _1\"></span>t in</div>\n<div class=\"t m0 x2c h64 y859 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsrel<span class=\"_ _0\"></span>aties en <span class=\"ws112\">die geli<span class=\"_ _0\"></span>nkt zijn aan d<span class=\"_ _0\"></span>e EURIB<span class=\"_ _0\"></span>OR voor EUR 632 </span></div>\n<div class=\"t m0 x2c h64 y85a ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">milj<span class=\"lsef ws11d\">oen en<span class=\"_ _1\"></span> een nominaal<span class=\"_ _1\"></span> bedrag aa<span class=\"_ _1\"></span>n achterges<span class=\"_ _1\"></span>telde schuld<span class=\"_ _1\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y85b ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rentevoet, e<span class=\"_ _1\"></span>veneens gelin<span class=\"_ _1\"></span>kt aan de E<span class=\"_ _1\"></span>URIBOR<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws112\">voor EUR 2<span class=\"_ _0\"></span>10 </span></span></div>\n<div class=\"t m0 x2c h64 y85c ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen<span class=\"_ _1\"></span>. <span class=\"lsef ws11d\">De EURIBO<span class=\"_ _1\"></span>R is in <span class=\"_ _1\"></span>2019 succesvo<span class=\"_ _1\"></span>l hervormd naa<span class=\"_ _1\"></span>r een hybri<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y85d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode e<span class=\"_ _0\"></span>n zal naar ve<span class=\"_ _0\"></span>rwachti<span class=\"_ _0\"></span>ng blijven b<span class=\"_ _0\"></span>estaan i<span class=\"_ _0\"></span>n de nabije to<span class=\"ls103 ws11d\">ekomst. </span></div>\n<div class=\"t m0 x2c h64 y85e ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bijgevo<span class=\"_ _0\"></span>lg hadde<span class=\"_ _0\"></span>n de twe<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen in I<span class=\"_ _0\"></span>FRS 9, I<span class=\"_ _0\"></span>AS 39, I<span class=\"_ _0\"></span>FRS 7, IFR<span class=\"_ _0\"></span>S 4</div>\n<div class=\"t m0 x2c h64 y85f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en IFRS 16 \u2018Re<span class=\"_ _0\"></span>ntebenc<span class=\"_ _0\"></span>hmarkh<span class=\"_ _0\"></span>ervormi<span class=\"_ _0\"></span>ng\u2019, die de I<span class=\"_ _0\"></span>ASB heeft</div>\n<div class=\"t m0 x2c h64 y860 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2019 en <span class=\"_ _1\"></span>in augustu<span class=\"_ _1\"></span>s 2020, geen<span class=\"_ _1\"></span> impact op</div>\n<div class=\"t m0 x2c h64 y861 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het huid<span class=\"_ _0\"></span>ige gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"lsef\">le positie en </span><span class=\"ws111\">op <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 y862 ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening van Ageas<span class=\"_ _1\"></span>.</span> </span></div>\n<div class=\"t m0 x2c h64 y863 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y864 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas blijf<span class=\"_ _1\"></span>t de ontwi<span class=\"_ _1\"></span>kkelingen rond<span class=\"_ _1\"></span> de renteben<span class=\"_ _1\"></span>chmarkhervormingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y865 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opvolgen.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">O<span class=\"_ _1\"></span>mdat de EUR<span class=\"_ _1\"></span>IBOR kan op<span class=\"_ _1\"></span>houden te b<span class=\"_ _1\"></span>estaan in d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y866 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>, worden alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieven opge<span class=\"_ _0\"></span>nomen in ni<span class=\"_ _0\"></span>euwe cont<span class=\"_ _0\"></span>racten, om<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y867 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de contin<span class=\"_ _0\"></span>u\u00efteit van de<span class=\"_ _0\"></span>ze contr<span class=\"_ _0\"></span>acten te gar<span class=\"_ _0\"></span>anderen in d<span class=\"_ _0\"></span>e situatie d<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x2c h64 y868 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EURIBOR ophoud<span class=\"_ _1\"></span>t te bestaan<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y869 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y86a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Naast<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de wijzigin<span class=\"_ _0\"></span>gen <span class=\"lsef ws113\">opgenomen </span>hierboven,<span class=\"_ _0\"></span> werde<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1d h64 y86b ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herzien<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarden, interpre<span class=\"_ _1\"></span>taties </span></span><span class=\"ws111\">ervan </span>en wij<span class=\"_ _0\"></span>zingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y86c ff5b fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">s<span class=\"_ _1\"></span>tandaarden e<span class=\"_ _1\"></span>n interpret<span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ties <span class=\"_ _1\"></span></span><span class=\"ws113\">ervan <span class=\"_ _1\"></span></span><span class=\"lsed\">effect<span class=\"_ _0\"></span>ief voor v<span class=\"_ _0\"></span>erslagp<span class=\"_ _0\"></span>eriode<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 y86d ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">op<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2022<span class=\"ls0 ws0\"> </span><span class=\"lsed\">of later</span><span class=\"ws11e\">. Geen van deze wijziginge<span class=\"_ _1\"></span>n had </span></span></span></div>\n<div class=\"t m0 x1d h64 y86e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een significan<span class=\"_ _1\"></span>te impact op het hui<span class=\"_ _1\"></span>dige geconsolide<span class=\"_ _1\"></span>erde overzich<span class=\"_ _1\"></span>t van de</div>\n<div class=\"t m0 x1d h64 y86f ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"ws113\">en<span class=\"ls0 ws0\"> </span>op<span class=\"_ _1\"></span> de gecon<span class=\"_ _1\"></span>solideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></span>en verliesr<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x1d h64 y870 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y871 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 16 <span class=\"_ _0\"></span>\u2018Materi<span class=\"_ _0\"></span>\u00eble vast<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> \u2013 </span><span class=\"lsef\">opbrengsten v<span class=\"_ _1\"></span>\u00f3\u00f3r </span></span></span></div>\n<div class=\"t m0 x69 h64 y872 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruik\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y873 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 37:<span class=\"_ _0\"></span> \u2018Verli<span class=\"_ _0\"></span>eslaten<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten<span class=\"ls0 ws0\"> \u2013 </span><span class=\"ws112\">kost van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y874 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitvoe<span class=\"_ _0\"></span>ring van een c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y875 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws112\">Wijzigingen in IF<span class=\"_ _0\"></span>RS 3: \u2018Refe<span class=\"_ _0\"></span>renties n<span class=\"_ _0\"></span>aar het raam<span class=\"_ _0\"></span>werk voor d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x69 h64 y876 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opstelling en<span class=\"_ _1\"></span> presentatie van ja<span class=\"_ _1\"></span>arrekeningen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y877 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws112\">Jaarlijkse ver<span class=\"_ _0\"></span>betering<span class=\"_ _0\"></span>en aan de IFRS<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarden<span class=\"_ _1\"></span> (cyclus 2018</span>-</span></span></span></div>\n<div class=\"t m0 x69 h64 y878 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">2020): w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>gen in IF<span class=\"_ _0\"></span>RS 1 \u2018Ee<span class=\"_ _0\"></span>rste to<span class=\"_ _0\"></span>epassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y879 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">standa<span class=\"_ _0\"></span>arden\u2019, wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen in IFRS 9 \u2018<span class=\"_ _0\"></span>Financi<span class=\"_ _0\"></span>\u00eble instrum<span class=\"_ _0\"></span>enten\u2019,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 y87a ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen aan<span class=\"_ _1\"></span> de <span class=\"ws11d\">voorbeelden<span class=\"_ _1\"></span> horende bij<span class=\"_ _1\"></span> IFRS 16 </span></div>\n<div class=\"t m0 x69 h64 y87b ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Leaseovereen<span class=\"_ _1\"></span>komsten\u2019 en <span class=\"_ _1\"></span>wijzigingen in<span class=\"_ _1\"></span> IAS 41 \u2018L<span class=\"_ _1\"></span>andbouw\u2019.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h64 y87c ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Toekomstige wi<span class=\"_ _1\"></span>jzigingen <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ls106 ws136\">IFRS</span></span></span>-<span class=\"lsef ws113\">s<span class=\"_ _1\"></span>tandaarden</span> </span></div>\n<div class=\"t m0 x1d h64 y87d ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of herzi<span class=\"_ _0\"></span>ene IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarde<span class=\"_ _1\"></span>n, interpretaties<span class=\"_ _1\"></span> <span class=\"ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x1d h64 y87e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> interpr<span class=\"lsed ws111\">etaties ervan <span class=\"ws11d\">wor<span class=\"_ _0\"></span>den van </span></span></span></div>\n<div class=\"t m0 x1d h64 y87f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kracht voo<span class=\"_ _0\"></span>r versla<span class=\"_ _0\"></span>gperiod<span class=\"_ _0\"></span>es die begi<span class=\"_ _0\"></span>nnen op 1 janu<span class=\"_ _0\"></span>ari 2023 of lat<span class=\"_ _0\"></span>er.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y880 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y881 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft geen IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">standaard<span class=\"_ _1\"></span>en, interpre<span class=\"_ _1\"></span>tatie<span class=\"ls0 ws0\">s </span><span class=\"ws113\">e<span class=\"_ _1\"></span>rvan </span>en<span class=\"_ _1\"></span> wijzigingen </span></div>\n<div class=\"t m0 x1d h64 y882 ff5b fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws113\">de <span class=\"ls106 ws136\">IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span><span class=\"ws11d\">stand<span class=\"_ _1\"></span>aarden en i<span class=\"_ _1\"></span>nterpretaties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>ervan<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">toege<span class=\"_ _1\"></span>past die<span class=\"_ _1\"></span> zijn </span></span></div>\n<div class=\"t m0 x1d h64 y883 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepubl<span class=\"_ _0\"></span>iceerd doo<span class=\"_ _0\"></span>r de IASB maa<span class=\"_ _0\"></span>r die nog niet ef<span class=\"_ _0\"></span>fectief<span class=\"_ _0\"></span> zijn of <span class=\"ws111\">die </span>nog niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y884 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn goedgek<span class=\"_ _1\"></span>eurd door<span class=\"_ _1\"></span> de EU.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y885 ff5b fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsef ws11e\">Verlenging van de<span class=\"_ _1\"></span> tijdelijke vrij<span class=\"_ _1\"></span>stelling van de toe<span class=\"_ _1\"></span>passing van </span></span></div>\n<div class=\"t m0 xe2 h64 y886 ff5b fs44 fc1d sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"ls107 ws135\">Wi<span class=\"_ _1\"></span>jzigingen<span class=\"_ _1\"></span> in</span> <span class=\"ls106 ws145\">IFRS<span class=\"_ _1\"></span> 4</span>  </span></div>\n<div class=\"t m0 x1d h64 y887 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t <span class=\"lsef ws11e\">de standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS 9<span class=\"_ _1\"></span> \u2018F</span></span><span class=\"ws11d\">inanci\u00ebl<span class=\"_ _1\"></span>e instrumenten\u2019<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y888 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gepubliceerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">in juli <span class=\"_ _1\"></span>2014 <span class=\"lsed ws111\">en </span>de E<span class=\"_ _1\"></span>U heeft <span class=\"ls106 ws145\">I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\"> </span></span></span>goe<span class=\"_ _1\"></span>dgekeurd<span class=\"ls0 ws0\"> <span class=\"ls10b ws13d\">in </span></span></div>\n<div class=\"t m0 x1d h64 y889 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2016<span class=\"_ _1\"></span>. Ondanks da<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IFRS 9 van<span class=\"_ _1\"></span> toepassing is voo<span class=\"_ _1\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y88a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslag<span class=\"ws11d\">periode<span class=\"_ _1\"></span>s die beg<span class=\"_ _1\"></span>innen op 1 <span class=\"_ _1\"></span>januari 201<span class=\"_ _1\"></span>8<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">of later<span class=\"ls105 ws135\">, <span class=\"ls10b ws13d\">blijft</span></span></span> </span></span>Ageas<span class=\"ls0 ws0\"> </span>de</div>\n<div class=\"t m0 x1d h64 y88b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">IAS 39 \u2018F<span class=\"lsed\">inanci\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsef\">opname en<span class=\"_ _1\"></span> waarderin<span class=\"ls0 ws0\">g<span class=\"_ _1\"></span>\u2019 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88c ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassen<span class=\"lsf9 ws124\">. </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>geas zal <span class=\"_ _1\"></span><span class=\"ws11e\">de standaard IFRS<span class=\"_ _1\"></span> 9 voor <span class=\"lsed ws112\">de eerste keer<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassen <span class=\"_ _1\"></span>vanaf 1 janu<span class=\"_ _1\"></span>ari 2023. <span class=\"ws11e\">O<span class=\"_ _1\"></span>nderstaande paragra<span class=\"_ _1\"></span>fen <span class=\"ws113\">verklaren<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y88e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarom Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws113\">ondertussen<span class=\"_ _1\"></span> </span>de standa<span class=\"_ _1\"></span>ard<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IAS 39 <span class=\"ls10b ws124\">is blijven<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">toepassen<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x1d h64 y88f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y890 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het feit dat A<span class=\"_ _0\"></span>geas de stan<span class=\"_ _0\"></span>daard IA<span class=\"_ _0\"></span>S 39 blijft toe<span class=\"_ _0\"></span>passen is<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in lijn met de </span></span></div>\n<div class=\"t m0 x1d h64 y891 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4. De IASB heeft ini<span class=\"_ _1\"></span>tieel wijzigingen<span class=\"_ _1\"></span> in dit verband</div>\n<div class=\"t m0 x1d h64 y892 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2016 (welke<span class=\"_ _1\"></span> zijn goedg<span class=\"_ _1\"></span>ekeurd door <span class=\"_ _1\"></span>de EU in</div>\n<div class=\"t m0 x1d h64 y893 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2017)<span class=\"_ _1\"></span> en hee<span class=\"_ _1\"></span>ft in juni<span class=\"_ _1\"></span> 2020 herbe<span class=\"_ _1\"></span>vestigd dat<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y894 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingsondernemingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de initi\u00eble toepa<span class=\"_ _1\"></span>s</span></span><span class=\"ws112\">singsdat<span class=\"_ _0\"></span>um van de </span></div>\n<div class=\"t m0 x1d h64 y895 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaarden <span class=\"_ _1\"></span>IFRS 9 \u2018Fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten\u2019 en <span class=\"_ _1\"></span>IFRS 17</div>\n<div class=\"t m0 x1d h64 y896 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 <span class=\"_ _1\"></span>kunnen aligneren<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span><span class=\"lsed\">via de publi<span class=\"_ _0\"></span>catie van <span class=\"_ _0\"></span><span class=\"ws111\">de </span></span></div>\n<div class=\"t m0 x1d h64 y897 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4 \u2018Verlenging<span class=\"_ _1\"></span> van de tijdelijke v<span class=\"_ _1\"></span>rijstelling van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y898 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9\u2019. De EU he<span class=\"_ _0\"></span>eft deze w<span class=\"lsef ws11d\">ijzigingen goedgekeurd <span class=\"_ _1\"></span>in </span></div>\n<div class=\"t m0 x1d h64 y899 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december 2020<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y89a ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y89b ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wijzigingen<span class=\"_ _1\"></span> in IFRS 4 bieden twee a<span class=\"_ _1\"></span>lternatieven om<span class=\"_ _1\"></span> het effect van de</div>\n<div class=\"t m0 x1d h64 y89c ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> toepassingsdata van<span class=\"_ _1\"></span> de standaarden IF<span class=\"_ _1\"></span>RS 9 (2018) en</div>\n<div class=\"t m0 x1d h64 y89d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 (20<span class=\"_ _0\"></span>23) tot een mi<span class=\"_ _0\"></span>nimum te be<span class=\"_ _0\"></span>perken. D<span class=\"_ _0\"></span>eze alter<span class=\"_ _0\"></span>natieven z<span class=\"_ _0\"></span>ijn de</div>\n<div class=\"t m0 x1d h64 y89e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2018<span class=\"lsef ws113\">overlapp<span class=\"_ _1\"></span>ingsbenadering</span>\u2019<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">en de<span class=\"_ _1\"></span> </span>\u2018<span class=\"ls107 ws137\">tijde<span class=\"_ _1\"></span>lijke vrij<span class=\"_ _1\"></span><span class=\"lsef ws11d\">stelling <span class=\"_ _1\"></span>van de toepas<span class=\"_ _1\"></span>sing </span></span></div>\n<div class=\"t m0 x1d h64 y89f ff5b fs44 fc14 sc0 ls106 ws140\" style=\"z-index: 15;\">van I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tijd<span class=\"_ _0\"></span>elijke vr<span class=\"_ _0\"></span>ijstell<span class=\"_ _0\"></span>ing van de t<span class=\"_ _0\"></span>oepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 is<span class=\"_ _0\"></span> een opt<span class=\"_ _0\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y8a6 ff61 fs44 fc14 sc0 ls10b ws135\" style=\"z-index: 15;\">tijdelijk<span class=\"_ _0\"></span>e vrijste<span class=\"_ _0\"></span>lling<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de toepassing van<span class=\"_ _1\"></span> IFRS 9 voor verslagper<span class=\"_ _1\"></span>iodes </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff61 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2023<span class=\"lsf9 ws124\">, </span></span>v<span class=\"_ _1\"></span>oor<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">onderne<span class=\"_ _1\"></span>mingen die<span class=\"_ _1\"></span> overwegend </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en uitgeve<span class=\"_ _0\"></span>n die vallen b<span class=\"_ _0\"></span>innen het</div>\n<div class=\"t m0 x2c h64 y8a9 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied van de standaard<span class=\"_ _1\"></span> IFRS 4 \u2018Verzekering<span class=\"_ _1\"></span>scontracten\u2019<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8aa ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft op de refe<span class=\"_ _0\"></span>rentied<span class=\"_ _0\"></span>atum van 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>15 nagega<span class=\"_ _0\"></span>an of</div>\n<div class=\"t m0 x2c h64 y8ab ff61 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">zijn<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">a<span class=\"_ _1\"></span>ctiviteiten o<span class=\"_ _1\"></span>verwegend verban<span class=\"_ _1\"></span>d houden <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en <span class=\"lsef ws113\">concludeerde<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">in aanmerk<span class=\"_ _0\"></span>ing te kome<span class=\"_ _0\"></span>n voor </span></div>\n<div class=\"t m0 x2c h64 y8ad ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toepa<span class=\"_ _0\"></span>ssing v<span class=\"_ _0\"></span>an de tij<span class=\"_ _0\"></span>delijk<span class=\"_ _0\"></span>e vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS<span class=\"_ _0\"></span> 9.</div>\n<div class=\"t m0 x2c h64 y8ae ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van <span class=\"ws113\">de <span class=\"_ _1\"></span></span>verplichtingen <span class=\"_ _1\"></span>van Ageas</span><span class=\"ff61\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">die voo<span class=\"_ _0\"></span>rtvloeie<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit contrac<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die vallen binn<span class=\"_ _0\"></span>en het toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>gebied van I<span class=\"_ _0\"></span>FRS 4 </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff61 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> <span class=\"ls10a ws13c\">was<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in vergel<span class=\"_ _0\"></span>ijking m<span class=\"_ _0\"></span>et de t<span class=\"_ _0\"></span>otale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van alle </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsed ws112\">Het percentage va<span class=\"_ _0\"></span>n de totale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van de met </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> verplichtingen<span class=\"lsed ws112\">, ten opzichte va<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totale b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de van alle ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen van Age<span class=\"_ _0\"></span>as, hoger <span class=\"ls10c ws13b\">was<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan 90 pro<span class=\"_ _1\"></span>cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8b8 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>de analyse<span class=\"_ _1\"></span> of <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">acti<span class=\"_ _1\"></span>viteiten overwegend<span class=\"_ _1\"></span> verband houden </span></div>\n<div class=\"t m0 x1d h64 y8b9 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met verzeker<span class=\"_ _1\"></span>ingen niet o<span class=\"_ _1\"></span>pnieuw ui<span class=\"_ _1\"></span>tgevoerd op <span class=\"_ _1\"></span>een latere<span class=\"_ _1\"></span> datum<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">omdat </span></span></div>\n<div class=\"t m0 x1d h64 y8ba ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er geen subst<span class=\"_ _0\"></span>anti\u00eb<span class=\"_ _0\"></span>le veran<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">ringen hebben <span class=\"_ _1\"></span>plaatsgevonden<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x1d h64 y8bb ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>, welke een<span class=\"_ _1\"></span> dergelijke h<span class=\"_ _1\"></span>erbeoordeling<span class=\"_ _1\"></span> noodzakelijk</div>\n<div class=\"t m0 x1d h64 y8bc ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zouden maken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8bd ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8be ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Omdat Ageas<span class=\"_ _1\"></span> de mogelijkhei<span class=\"_ _1\"></span>d heeft o<span class=\"_ _1\"></span>m <span class=\"lsed ws112\">gebruik te m<span class=\"_ _0\"></span>aken van <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 y8bf ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tijdelijke<span class=\"_ _1\"></span> vrijstelling van de<span class=\"_ _1\"></span> toepassing van IFRS 9<span class=\"_ _1\"></span>, heeft Ageas beslo<span class=\"_ _1\"></span>t<span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 y8c0 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om hierv<span class=\"_ _0\"></span>an gebru<span class=\"_ _0\"></span>ik te mak<span class=\"_ _0\"></span>en en om<span class=\"_ _0\"></span> de initi<span class=\"_ _0\"></span>\u00eble toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>data va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y8c1 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 te aligner<span class=\"_ _0\"></span>en. Om de geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde jaa<span class=\"_ _0\"></span>rrekenin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 y8c2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas g<span class=\"_ _1\"></span>emakkelijker<span class=\"_ _1\"></span> te kunnen <span class=\"_ _1\"></span>vergelijken<span class=\"_ _1\"></span> met de geco<span class=\"_ _1\"></span>nsolideerde</div>\n<div class=\"t m0 x1d h64 y8c3 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening v<span class=\"_ _0\"></span>an <span class=\"lsef\">ondernemingen di<span class=\"_ _1\"></span>e IFRS 9 <span class=\"_ _1\"></span><span class=\"ws113\">reeds<span class=\"ls0 ws0\"> </span>toe</span></span>passen, licht</div>\n<div class=\"t m0 x1d h64 y8c4 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas vol<span class=\"_ _0\"></span>gende inf<span class=\"_ _0\"></span>ormatie t<span class=\"_ _0\"></span>oe over de re<span class=\"_ _0\"></span>\u00eble waarde e<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y8c5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>risicob<span class=\"_ _0\"></span>lootst<span class=\"_ _0\"></span>elling bi<span class=\"_ _0\"></span>nnen zijn gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ent<span class=\"_ _0\"></span>iteiten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8c6 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c8 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c9 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ca ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 328px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 490px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 657px; bottom: 781px; z-index: 15;\">Mutatie in re\u00eble waarde in<span class=\"_ _0\"></span> 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarde van fina<span class=\"_ _0\"></span>nci\u00eble activa (in miljoen eu<span class=\"_ _0\"></span>ro)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 343px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 355px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 407px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 436px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 517px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 568px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 597px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 665px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 677px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 758px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 370px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Schuldeffecten incl. structured no<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 706px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 706px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 706px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 706px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 681px; bottom: 706px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 706px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 691px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 451px; bottom: 691px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 612px; bottom: 691px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 691px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 676px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 676px; z-index: 15;\">6</div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 676px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Derivaten voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 661px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 661px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 661px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 646px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 646px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 646px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 646px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 646px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 446px; bottom: 631px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 631px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 631px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Overige vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 606px; height: 500px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 606px; height: 500px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1fe h67 y6e8 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 1081px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6e8 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1065px; z-index: 15;\">a<span class=\"lsf6 ws115\">ls<span class=\"_ _1\"></span> een E<span class=\"_ _1\"></span>CL <span class=\"lsf1\">gedurende levensduur</span></span> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">per 31 december 2022 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 1005px; z-index: 15;\">de komende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 990px; z-index: 15;\">12 maanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 1050px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y688 ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 1035px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 1020px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 1035px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 1020px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 1005px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 1050px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1020px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 1005px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c4 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 990px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1050px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 1020px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 1005px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 990px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 343px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 960px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 960px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 945px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y685 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 930px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 915px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 915px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y685 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 900px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 885px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 885px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 885px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 871px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 871px; z-index: 15;\">6</div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 871px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 871px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 871px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 856px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 856px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 856px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8e8 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8e9 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fe h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 809px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 448px; bottom: 793px; z-index: 15;\">als <span class=\"ws115\">een ECL gedurende levensduur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 763px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 748px; z-index: 15;\">per 31 december 2021 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 733px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 748px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 733px; z-index: 15;\">de komende <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 718px; z-index: 15;\">12 maanden <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 777px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 763px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 748px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 733px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 777px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 763px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 748px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 733px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 763px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 748px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 733px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 718px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 777px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 763px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 748px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 733px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 718px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 69px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 343px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 457px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 569px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 683px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 797px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 688px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 688px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 673px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 673px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 658px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 658px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 643px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 643px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y69a ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 628px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 613px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 613px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 613px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 598px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 598px; z-index: 15;\">4</div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 598px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 598px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 598px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 584px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 584px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 584px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 584px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8fa ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8fb ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 536px; z-index: 15;\">Bruto boekwaarde per <span class=\"_ _0\"></span>31 december 2022 onder <span class=\"_ _0\"></span>toepassing van IAS <span class=\"_ _0\"></span>39 en re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 522px; z-index: 15;\">waarde voor financi\u00eble activa die voldoen aan de SPPI<span class=\"ls0 ws0\">-</span><span class=\"ws115\">test en die geen laag<span class=\"_ _0\"></span> kredietrisico hebben<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 491px; z-index: 15;\">Bruto boekwaarde onder toepassing van IAS 39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68b ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 491px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 476px; z-index: 15;\">Re\u00eble waarde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68d ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 476px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Verschil<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h69 y68b ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 462px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y902 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y903 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y904 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 28 \u2018I<span class=\"lsef ws11e\">nvesteringen in geassocieerde<span class=\"_ _1\"></span> deelnemingen en j<span class=\"_ _1\"></span>oint ventures\u2019<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y905 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereist dat<span class=\"_ _1\"></span> een <span class=\"ws113\">onderne<span class=\"_ _1\"></span>ming<span class=\"ls0 ws0\"> </span></span>uni<span class=\"_ _1\"></span>forme grondslage<span class=\"_ _1\"></span>n voor finan<span class=\"_ _1\"></span>ci\u00eble</div>\n<div class=\"t m0 x2c h64 y906 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving <span class=\"_ _1\"></span>toepast wann<span class=\"_ _1\"></span>eer zij de<span class=\"_ _1\"></span> vermogensmuta<span class=\"_ _1\"></span>tiemethode</div>\n<div class=\"t m0 x2c h64 y907 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt. Ageas<span class=\"_ _1\"></span> wijkt tijdeli<span class=\"_ _1\"></span>j<span class=\"ws11d\">k af van<span class=\"_ _1\"></span> deze <span class=\"lsed ws111\">bepaling<span class=\"ls0 ws0\"> </span></span>voor zijn deelneming<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y908 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in Maybank<span class=\"_ _1\"></span> Ageas Holdings<span class=\"_ _1\"></span> Berhad. D<span class=\"_ _1\"></span>eze entiteit <span class=\"_ _1\"></span>past <span class=\"ws11e\">IFRS<span class=\"_ _1\"></span> 9 toe <span class=\"lsed ws111\">sinds </span></span></div>\n<div class=\"t m0 x2c h64 y909 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">2018, terwijl Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">over dezelfd<span class=\"_ _0\"></span>e <span class=\"ls103 ws11d\">versl<span class=\"_ _1\"></span>ag<span class=\"lsef ws113\">periodes<span class=\"_ _1\"></span> <span class=\"ws11e\">gebruik maakt<span class=\"_ _1\"></span> van de<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y90a ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke vrijst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g voor de t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van I<span class=\"_ _0\"></span>FRS 9. <span class=\"_ _0\"></span>Deze afwi<span class=\"_ _0\"></span>jking v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x2c h64 y90b ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de toepass<span class=\"_ _1\"></span>ing van unifo<span class=\"_ _1\"></span>rme grondslag<span class=\"_ _1\"></span>en is toege<span class=\"_ _1\"></span>staan door p<span class=\"_ _1\"></span>aragraaf</div>\n<div class=\"t m0 x2c h64 y90c ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">39I van d<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">IFR<span class=\"_ _0\"></span>S 4 over <span class=\"lsef ws113\">de <span class=\"ls107 ws13e\">\u2018V</span><span class=\"ws11e\">erlenging<span class=\"_ _1\"></span> van de tijdelijke<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y90d ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS <span class=\"_ _0\"></span>9<span class=\"ls0 ws0\">\u2019<span class=\"lsf9 ws124\">. <span class=\"ls10a ws13c\">De</span></span> <span class=\"lsef ws113\">ja<span class=\"_ _1\"></span>arrekening</span> <span class=\"lsef ws113\">v<span class=\"_ _1\"></span>an </span></span></div>\n<div class=\"t m0 x2c h64 y90e ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Maybank Agea<span class=\"_ _1\"></span>s Holdings Be<span class=\"_ _1\"></span>rhad kan wor<span class=\"_ _1\"></span>den geraadple<span class=\"_ _1\"></span><span class=\"lsed ws112\">egd op de </span></div>\n<div class=\"t m0 x2c h64 y90f ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">volgend<span class=\"_ _0\"></span>e websit<span class=\"_ _0\"></span>e:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y910 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf9 ws124\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls10a ws13c\">we</span>-<span class=\"lsed ws111\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsee ws112\">statements/</span></span><span class=\"fc14\">).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y920 ff65 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsed ws112\">IFRS 9 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>enten\u2019<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c y921 ff68 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Present<span class=\"_ _0\"></span>atie va<span class=\"_ _0\"></span>n vergel<span class=\"_ _0\"></span>ijkende i<span class=\"_ _0\"></span>nforma<span class=\"_ _0\"></span>tie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y922 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas zal zowel I<span class=\"_ _1\"></span>FRS 9 \u2018Financi\u00eble ins<span class=\"_ _1\"></span>trumenten\u2019 als<span class=\"_ _1\"></span> IFRS 17</div>\n<div class=\"t m0 x1d h64 y923 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 (zie hie<span class=\"_ _0\"></span>ronder<span class=\"_ _0\"></span>) voor het eerst<span class=\"_ _0\"></span> toepass<span class=\"_ _0\"></span>en vanaf</div>\n<div class=\"t m0 x1d h64 y924 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verslagpe<span class=\"_ _1\"></span>riode die b<span class=\"_ _1\"></span>egint op 1<span class=\"_ _1\"></span> januari <span class=\"_ _1\"></span>2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y925 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y926 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">I<span class=\"lsed ws112\">FRS 17 vereist d<span class=\"_ _0\"></span>at een entit<span class=\"_ _0\"></span>eit infor<span class=\"_ _0\"></span>matie met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot de </span></div>\n<div class=\"t m0 x1d h64 y927 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> 2022 her<span class=\"_ _1\"></span>werkt in zij<span class=\"_ _1\"></span>n jaarrekeni<span class=\"_ _1\"></span>ng over de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y928 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> die eindig<span class=\"_ _1\"></span>t op 31 d<span class=\"_ _1\"></span>ecember 2023<span class=\"_ _1\"></span>.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 215px; height: 875px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 215px; height: 875px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 215px; height: 875px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de<span class=\"_ _0\"></span>ze vereis<span class=\"_ _0\"></span>te onder IFR<span class=\"_ _0\"></span>S 17, beslo<span class=\"_ _0\"></span>ot Ageas om<span class=\"_ _0\"></span> ook de</div>\n<div class=\"t m0 x2c h64 y8a6 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vergelijkende<span class=\"_ _1\"></span> informatie over finan<span class=\"_ _1\"></span>ci\u00eble instrum<span class=\"_ _1\"></span>enten te herwerken voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verslag<span class=\"_ _0\"></span>period<span class=\"_ _0\"></span>e 2022. Bij het p<span class=\"_ _0\"></span>resent<span class=\"_ _0\"></span>eren van ve<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c h64 y8a8 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie over fin<span class=\"_ _0\"></span>anci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten, zal A<span class=\"_ _0\"></span>geas de be<span class=\"_ _0\"></span>palingen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a9 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 inzak<span class=\"_ _0\"></span>e \u2018class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e en waarder<span class=\"_ _0\"></span>ing\u2019 en inz<span class=\"_ _0\"></span>ake \u2018bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8aa ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverm<span class=\"ws11e\">inder<span class=\"_ _1\"></span>ingen\u2019 toepassen<span class=\"_ _1\"></span> voor al zijn financ<span class=\"_ _1\"></span>i\u00eble activa, daarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van redelijke en ge<span class=\"_ _1\"></span>fundeerde informa<span class=\"_ _1\"></span>tie welke per 1</div>\n<div class=\"t m0 x2c h64 y8ac ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 be<span class=\"_ _1\"></span>schikbaar was. Di<span class=\"_ _1\"></span>t volgt uit de toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ad ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018classif<span class=\"_ _0\"></span>icatie ov<span class=\"_ _0\"></span>erlappi<span class=\"_ _0\"></span>ng\u2019 zoals op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n in de wijzigi<span class=\"_ _0\"></span>ngen in IFR<span class=\"_ _0\"></span>S 17</div>\n<div class=\"t m0 x2c h64 y8ae ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Eerst<span class=\"_ _0\"></span>e toepassin<span class=\"_ _0\"></span>g van IFRS 17 en I<span class=\"_ _0\"></span>FRS 9 <span class=\"ls0 ws0\">\u2013 </span>vergelijk<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matie\u2019,</div>\n<div class=\"t m0 x2c h64 y8af ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke in d<span class=\"_ _1\"></span>ecember 2021<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> IASB werden<span class=\"_ _1\"></span> gepubliceerd<span class=\"_ _1\"></span> en door de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EU in sep<span class=\"_ _1\"></span>tember 2022 w<span class=\"_ _1\"></span>erden goedgeke<span class=\"_ _1\"></span>urd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Belangrijkste<span class=\"_ _1\"></span> veranderingen aan<span class=\"_ _1\"></span>gebracht door<span class=\"_ _1\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6a fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">In <span class=\"lsef ws11e\">vergeli<span class=\"_ _1\"></span>jking met IAS 39,<span class=\"_ _1\"></span> betreffen de belangr<span class=\"_ _1\"></span>ijkste verandering<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y92c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangebracht door<span class=\"_ _1\"></span> IFRS 9:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsef ws11e\">D<span class=\"_ _1\"></span>e classificatie (en d<span class=\"_ _1\"></span>aaruit voortv<span class=\"_ _1\"></span>loeiende waarder<span class=\"_ _1\"></span>ing) van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92f ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van het m<span class=\"_ _0\"></span>odel va<span class=\"_ _0\"></span>n te verw<span class=\"_ _0\"></span>achten k<span class=\"_ _0\"></span>redietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c y930 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span>class<span class=\"_ _0\"></span>ificatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y931 ff6a fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">De classif<span class=\"_ _1\"></span>icatie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en waardering<span class=\"_ _1\"></span>scategorie\u00ebn<span class=\"_ _1\"></span> voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h64 y932 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten on<span class=\"_ _0\"></span>der IAS 39 (zij<span class=\"_ _0\"></span>nde \u2018tot ein<span class=\"_ _0\"></span>de looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden\u2019,</div>\n<div class=\"t m0 x2c h64 y933 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018leningen e<span class=\"_ _1\"></span>n vorderinge<span class=\"_ _1\"></span>n\u2019, \u2018voor <span class=\"_ _1\"></span>verkoop beschikb<span class=\"_ _1\"></span>aar\u2019, \u2018voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y934 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden\u2019<span class=\"_ _1\"></span> of fin<span class=\"lsed ws112\">anci\u00eble act<span class=\"_ _0\"></span>iva <span class=\"lsef ws11d\">aangewezen als </span></span></div>\n<div class=\"t m0 x2c h64 y935 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van</div>\n<div class=\"t m0 x2c h64 y936 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"ls0 ws0\">)<span class=\"_ _1\"></span> </span><span class=\"lsed\">zijn onder I<span class=\"_ _0\"></span>FRS 9 </span></div>\n<div class=\"t m0 x2c h64 y937 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> drie belangrijke<span class=\"_ _1\"></span> waarderingsmethode<span class=\"_ _1\"></span>n (zijnde</div>\n<div class=\"t m0 x2c h64 y938 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018geamortiseer<span class=\"_ _1\"></span>de kostprijs<span class=\"_ _1\"></span>\u2019, \u2018re\u00eble wa<span class=\"_ _1\"></span>arde met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y939 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t\u2019</div>\n<div class=\"t m0 x2c h64 y93a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en \u2018re\u00eble w<span class=\"_ _0\"></span>aarde met ver<span class=\"_ _0\"></span>werki<span class=\"_ _0\"></span>ng van waardev<span class=\"_ _0\"></span>erand<span class=\"_ _0\"></span>eringen i<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y93b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verliesre<span class=\"_ _1\"></span>kening<span class=\"ls0 ws0\">\u2019<span class=\"ls10b ws135\">). De classific<span class=\"_ _0\"></span>atie<span class=\"lsf9 ws124\">, <span class=\"lsef ws11d\">en de daaru<span class=\"_ _1\"></span>it voortvloei<span class=\"_ _1\"></span>ende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y93c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardering<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten o<span class=\"_ _0\"></span>nder IFRS 9 is<span class=\"_ _0\"></span> over het </span></span></div>\n<div class=\"t m0 x2c h64 y93d ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemeen geb<span class=\"_ _1\"></span>aseerd op h<span class=\"_ _1\"></span>et bedrij<span class=\"_ _1\"></span>fsmodel waarin <span class=\"_ _1\"></span>een financ<span class=\"_ _1\"></span>ieel actie<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x2c h64 y93e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt beheerd,<span class=\"_ _1\"></span> alsmede <span class=\"ws113\">op<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de eigenschap<span class=\"_ _0\"></span>pen van <span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>actuele </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen van dat<span class=\"_ _1\"></span> <span class=\"ws113\">financieel <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">actief.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y940 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y941 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span><span class=\"ws113\">geconcludeerd<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">dat h<span class=\"lsed ws112\">et grootste d<span class=\"_ _0\"></span>eel van <span class=\"ls103 ws11d\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws111\">investeringe<span class=\"_ _0\"></span>n </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen na<span class=\"_ _1\"></span> hun eerste o<span class=\"_ _1\"></span>pname <span class=\"ws11e\">zal worden<span class=\"_ _1\"></span> gewaardeerd <span class=\"ws113\">teg<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y943 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van waar<span class=\"_ _1\"></span>deveranderingen<span class=\"_ _1\"></span> in de overige</div>\n<div class=\"t m0 x2c h64 y944 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. Dit volgt<span class=\"_ _1\"></span> uit de <span class=\"ws113\">analyse<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">dat deze </span></span></span></div>\n<div class=\"t m0 x2c h64 y945 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">investeringe<span class=\"lsed ws112\">n in schuldbewijz<span class=\"_ _0\"></span>en aanle<span class=\"_ _0\"></span>iding <span class=\"ws11d\">gev<span class=\"_ _0\"></span>en tot kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y946 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end aflos<span class=\"_ _0\"></span>singen e<span class=\"_ _0\"></span>n rentebet<span class=\"_ _0\"></span>alingen bet<span class=\"_ _0\"></span>reffen o<span class=\"_ _0\"></span>p het uitst<span class=\"_ _0\"></span>aande</div>\n<div class=\"t m0 x2c h64 y947 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">hoofdsombedrag<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en omdat <span class=\"lsed ws11d\">die instrume<span class=\"_ _0\"></span>nten <span class=\"lsef ws11e\">worden aangehouden in </span></span></span></div>\n<div class=\"t m0 x2c h64 y948 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een bedrij<span class=\"_ _1\"></span>fsmodel dat ero<span class=\"_ _1\"></span>p gericht<span class=\"_ _1\"></span> is om zow<span class=\"_ _1\"></span>el de schuld<span class=\"_ _1\"></span>bewijzen a<span class=\"ws113\">an<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y949 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden om h<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span>actuele kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n te ontvang<span class=\"_ _0\"></span>en als <span class=\"lsef ws113\">om </span></div>\n<div class=\"t m0 x2c h64 y94a ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen te verkopen<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls10c ws13b\">Het<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span></span><span class=\"ws113\">bedrijfsmodel <span class=\"_ _1\"></span></span>dat erop<span class=\"_ _1\"></span> gericht i<span class=\"_ _1\"></span>s om</div>\n<div class=\"t m0 x2c h64 y94b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zowel sch<span class=\"_ _0\"></span>uldbewi<span class=\"_ _0\"></span>jzen aan te ho<span class=\"_ _0\"></span>uden om hun<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uele kasst<span class=\"_ _0\"></span>romen</div>\n<div class=\"t m0 x2c h64 y94c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te ontvan<span class=\"_ _0\"></span>gen als <span class=\"lsef ws113\">om <span class=\"ws11d\">schuldbewijze<span class=\"_ _1\"></span>n te verkopen<span class=\"_ _1\"></span> </span>weerspiege<span class=\"lsf9 ws13b\">l<span class=\"_ _1\"></span>t het feit </span></span></div>\n<div class=\"t m0 x2c h64 y94d ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de betr<span class=\"_ _0\"></span>okken financ<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va worden a<span class=\"_ _0\"></span>angeho<span class=\"_ _0\"></span>uden tene<span class=\"_ _0\"></span>inde</div>\n<div class=\"t m0 x2c h64 y94e ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> <span class=\"ls10b ws13d\">uit<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">(her)verzek<span class=\"_ _1\"></span>eringscontra<span class=\"_ _1\"></span>cten en <span class=\"lsed ws111\">beleggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y94f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen<span class=\"ls0 ws0\"> </span><span class=\"ws111\">(z<span class=\"_ _0\"></span>ie <span class=\"lsf9 ws13b\">sectie C. \u2018IFRS 17 </span></span></div>\n<div class=\"t m0 x2c h64 y950 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 <span class=\"lsef ws11e\">hieronder) te dekken<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y951 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y952 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eigenvermogens<span class=\"_ _1\"></span>instrumenten w<span class=\"_ _1\"></span>orden onder<span class=\"_ _1\"></span> IFRS 9 a<span class=\"_ _1\"></span>ltijd gewaardeer<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 x2c h64 y953 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen hun r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de. Voor het g<span class=\"_ _0\"></span>rootst<span class=\"_ _0\"></span>e deel van zijn i<span class=\"_ _0\"></span>nvester<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x2c h64 y954 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s het voornem<span class=\"_ _1\"></span>en om<span class=\"lsed ws112\">, na hun </span></div>\n<div class=\"t m0 x2c h64 y955 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste o<span class=\"_ _0\"></span>pname, <span class=\"lsef ws11e\">veranderingen in hun re\u00ebl<span class=\"_ _1\"></span>e waarde op te nemen<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x2c h64 y956 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat (in p<span class=\"_ _0\"></span>laats v<span class=\"_ _0\"></span>an in de w<span class=\"_ _0\"></span>inst<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y957 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g), door t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de</span> <span class=\"lsed ws11d\">daartoe in <span class=\"lsef\">IFRS 9 beschikbare </span></span></span></div>\n<div class=\"t m0 x2c h64 y958 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze<span class=\"ls0 ws0\">. <span class=\"lsed ws112\">Op de datum waarop e<span class=\"_ _0\"></span>en invest<span class=\"_ _0\"></span>ering in een </span></span></div>\n<div class=\"t m0 x1d h64 y959 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrum<span class=\"ws11d\">ent, waa<span class=\"_ _1\"></span>rvoor Ageas<span class=\"_ _1\"></span> het voornem<span class=\"_ _1\"></span>en heeft om<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y95a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de wijzi<span class=\"_ _0\"></span>gingen in re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e op te nemen in d<span class=\"_ _0\"></span>e overige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span>, niet l<span class=\"_ _0\"></span>anger wo<span class=\"_ _0\"></span>rdt opg<span class=\"_ _0\"></span>enomen in <span class=\"_ _0\"></span>het ove<span class=\"_ _0\"></span>rzicht</div>\n<div class=\"t m0 x1d h64 y95c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de financi\u00eble<span class=\"_ _1\"></span> positie, hee<span class=\"_ _1\"></span>ft Ageas het voorneme<span class=\"_ _1\"></span>n om de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerealiseer<span class=\"lsed ws112\">de winsten en verlie<span class=\"_ _0\"></span>zen, die voo<span class=\"_ _0\"></span>rheen we<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in </span></div>\n<div class=\"t m0 x1d h64 y95e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat, ove<span class=\"_ _0\"></span>r te boeken va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y95f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overige ond<span class=\"_ _1\"></span>erdelen van<span class=\"_ _1\"></span> het totaalre<span class=\"_ _1\"></span>sultaat naar<span class=\"_ _1\"></span> de ingehoude<span class=\"_ _1\"></span>n winsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y960 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws11d\">te ver<span class=\"_ _0\"></span>wachten k<span class=\"_ _0\"></span>rediet<span class=\"_ _0\"></span>verlie<span class=\"_ _0\"></span>zen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ff6a fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsef ws11e\">vervangt het<span class=\"_ _1\"></span> \u2018geleden verlies<span class=\"_ _1\"></span>\u2019<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">model o<span class=\"_ _1\"></span>nder IAS 3<span class=\"_ _1\"></span>9 door een<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y962 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstgeri<span class=\"_ _1\"></span>cht \u2018te verwachten<span class=\"_ _1\"></span> kredietverlies\u2019<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">model. He<span class=\"_ _0\"></span>t nieuwe t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y963 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">model is<span class=\"_ _1\"></span> van toepas<span class=\"_ _1\"></span>sing op inve<span class=\"_ _1\"></span>steringen in<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y964 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen welke tegen geamor<span class=\"_ _1\"></span>tiseerde kostpri<span class=\"_ _1\"></span>js of tege<span class=\"lsed ws112\">n re\u00eble </span></div>\n<div class=\"t m0 x1d h64 y965 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 y966 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat worden gewaard<span class=\"_ _1\"></span>eerd, alsmede op</div>\n<div class=\"t m0 x1d h64 y967 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en, handelsvord<span class=\"_ _1\"></span>eringen en contract<span class=\"_ _1\"></span>activa. <span class=\"lsed ws111\">Investeri<span class=\"_ _0\"></span>ngen </span></div>\n<div class=\"t m0 x1d h64 y968 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in eigenve<span class=\"_ _1\"></span>rmogensinstrumen<span class=\"_ _1\"></span>ten vallen <span class=\"_ _1\"></span>buiten het <span class=\"_ _1\"></span>toep<span class=\"ws113\">assingsgebied<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y969 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>e verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietve<span class=\"_ _0\"></span>rlies<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model.</span> </span></div>\n<div class=\"t m0 x1d h64 y96a ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y96b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 9 vere<span class=\"_ _1\"></span>ist dat e<span class=\"_ _1\"></span>en entiteit<span class=\"_ _1\"></span> <span class=\"lsed\">een voor<span class=\"_ _0\"></span>zienin<span class=\"_ _0\"></span>g voor ve<span class=\"_ _0\"></span>rliezen <span class=\"_ _0\"></span>voor te </span></div>\n<div class=\"t m0 x1d h64 y96c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>ezen opne<span class=\"_ _0\"></span>emt ten belo<span class=\"_ _0\"></span>pe van <span class=\"lsef ws11d\">een bedrag dat </span></div>\n<div class=\"t m0 x1d h64 y96d ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>diet<span class=\"lsed ws111\">verlieze<span class=\"_ _0\"></span>n,<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y96e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor inves<span class=\"_ _0\"></span>tering<span class=\"_ _0\"></span>en in schuld<span class=\"_ _0\"></span>bewijze<span class=\"_ _0\"></span>n waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico nie<span class=\"_ _1\"></span>t </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> is toegenome<span class=\"_ _1\"></span>n sinds hun<span class=\"_ _1\"></span> eerste opn<span class=\"_ _1\"></span>ame (zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y970 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> in Stadiu<span class=\"_ _1\"></span>m 1)<span class=\"lsed\">. Voor inv<span class=\"_ _0\"></span>estering<span class=\"_ _0\"></span>en in sc<span class=\"_ _0\"></span>huldbew<span class=\"_ _0\"></span>ijzen </span></div>\n<div class=\"t m0 x1d h64 y971 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico<span class=\"_ _1\"></span> significant is toe<span class=\"_ _1\"></span>genomen sinds hun<span class=\"_ _1\"></span> eerste </span></span></div>\n<div class=\"t m0 x1d h64 y972 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opname<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">(zijnde </span></span><span class=\"ws11d\">geclassificeerd<span class=\"_ _1\"></span> in Stadium<span class=\"_ _1\"></span> 2) of <span class=\"_ _1\"></span>voor <span class=\"lsed\">invester<span class=\"_ _0\"></span>ingen in </span></span></div>\n<div class=\"t m0 x1d h64 y973 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen met een verminderd<span class=\"_ _1\"></span>e kredietwaardi<span class=\"_ _1\"></span>gheid, onder meer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y974 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wegens b<span class=\"_ _0\"></span>elangr<span class=\"_ _0\"></span>ijke acht<span class=\"_ _0\"></span>erstal<span class=\"_ _0\"></span>len in de c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n (zijnde</div>\n<div class=\"t m0 x1d h64 y975 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> <span class=\"lsed ws112\">in Stadium 3<span class=\"ls0 ws0\">)</span></span><span class=\"ws11e\">, zal Ageas een <span class=\"lsed ws11d\">voorzien<span class=\"_ _0\"></span>ing voo<span class=\"_ _0\"></span>r verli<span class=\"_ _0\"></span>ezen </span></span></div>\n<div class=\"t m0 x1d h64 y976 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor te verwach<span class=\"_ _1\"></span>ten kredietverl<span class=\"_ _1\"></span>iezen opnemen ten bel<span class=\"_ _1\"></span>ope van een</div>\n<div class=\"t m0 x1d h64 y977 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> gelijk is<span class=\"_ _0\"></span> aan de tijdens d<span class=\"_ _0\"></span>e looptijd t<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y978 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y979 ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Financi\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff6a fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws113\">eerste <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 9 zal geen sig<span class=\"lsef ws11d\">nificante impact hebben<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y97b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de wa<span class=\"_ _0\"></span>arderin<span class=\"_ _0\"></span>g en class<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 y97c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y97d ff6c fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Boekhoudkundige<span class=\"_ _1\"></span> verwerking <span class=\"_ _1\"></span>van afdekking<span class=\"_ _1\"></span>srelaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erslagperiode <span class=\"_ _1\"></span>die begin<span class=\"_ _1\"></span>t op 1 jan<span class=\"_ _1\"></span>uari 2023,<span class=\"_ _1\"></span> heeft Ageas</div>\n<div class=\"t m0 x1d h64 y97f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evenee<span class=\"_ _0\"></span>ns het voor<span class=\"_ _0\"></span>nemen om de bep<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>inzake de</div>\n<div class=\"t m0 x1d h64 y980 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekho<span class=\"_ _0\"></span>udkundi<span class=\"_ _0\"></span>ge verwe<span class=\"_ _0\"></span>rking van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s toe te passe<span class=\"_ _0\"></span>n. Dit</div>\n<div class=\"t m0 x1d h64 y981 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zal geen <span class=\"_ _0\"></span>signifi<span class=\"_ _0\"></span>cante im<span class=\"_ _0\"></span>pact hebb<span class=\"_ _0\"></span>en ten o<span class=\"_ _0\"></span>pzicht<span class=\"_ _0\"></span>e van de hu<span class=\"_ _0\"></span>idige</div>\n<div class=\"t m0 x1d h64 y982 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IAS 39 inzak<span class=\"_ _0\"></span>e de boek<span class=\"_ _0\"></span>houdkund<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y983 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y984 ff6c fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">Inschatting <span class=\"lsed ws112\">van de impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y985 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 9 door d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y986 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y987 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022)<span class=\"_ _1\"></span> wordt hieronder toeg<span class=\"_ _1\"></span>elicht, in de sect<span class=\"_ _1\"></span>ie D. \u2018Geschatte<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y988 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">impact van de <span class=\"lsed ws111\">eerste </span>toepassing<span class=\"_ _1\"></span> van IFRS 9 en I<span class=\"ws11d\">FRS 17<span class=\"_ _1\"></span> per 1 <span class=\"_ _1\"></span>januari </span></div>\n<div class=\"t m0 x1d h64 y989 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98a ff6a fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws112\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y98b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 g<span class=\"_ _0\"></span>epubli<span class=\"_ _0\"></span>ceerd in mei</div>\n<div class=\"t m0 x1d h64 y98c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2017 en heef<span class=\"_ _0\"></span>t IFRS 17 gew<span class=\"_ _0\"></span>ijzigd i<span class=\"_ _0\"></span>n juni 2020. IF<span class=\"_ _0\"></span>RS 17 zal IFRS 4</div>\n<div class=\"t m0 x1d h64 y98d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vervangen <span class=\"_ _1\"></span><span class=\"ws11d\">voor verslagp<span class=\"_ _1\"></span>eriodes die<span class=\"_ _1\"></span> beginnen op<span class=\"_ _1\"></span> 1 januari 20<span class=\"_ _1\"></span>23<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 y98e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hetgeen ook de datu<span class=\"_ _1\"></span>m is vanaf wanne<span class=\"_ _1\"></span>er Ageas IFRS 17 zal toep<span class=\"_ _1\"></span>a<span class=\"lsed ws111\">ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De EU heeft IF<span class=\"_ _0\"></span>RS 17, inc<span class=\"_ _0\"></span>lusief de wi<span class=\"_ _0\"></span>jziging<span class=\"_ _0\"></span>en van juni 2<span class=\"_ _0\"></span>020, in</div>\n<div class=\"t m0 x2c h64 y8a6 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2021<span class=\"_ _1\"></span> goedgekeurd.<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Deze goedk<span class=\"_ _0\"></span>eurin<span class=\"_ _0\"></span>g omvat een Eur<span class=\"_ _0\"></span>opese </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitzondering<span class=\"_ _1\"></span>soptie <span class=\"ls103 ws11d\">(\u2018<span class=\"_ _1\"></span>carve<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">out\u2019) <span class=\"ws112\">met betr<span class=\"_ _0\"></span>ekking tot d<span class=\"_ _0\"></span>e bepaling i<span class=\"_ _0\"></span>n IFRS </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">17 om con<span class=\"_ _0\"></span>tracte<span class=\"_ _0\"></span>n in jaarli<span class=\"_ _0\"></span>jkse co<span class=\"_ _0\"></span>horten t<span class=\"_ _0\"></span>e groep<span class=\"_ _0\"></span>eren, vo<span class=\"_ _0\"></span>or <span class=\"lsef\">groepen van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en en groepe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van belegg<span class=\"_ _1\"></span>ingscontracten m<span class=\"_ _1\"></span>et discretio<span class=\"_ _1\"></span>naire wins<span class=\"_ _1\"></span>tdelingselemente<span class=\"_ _1\"></span>n <span class=\"ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6f fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">met kasst<span class=\"lsef ws11d\">romen die <span class=\"_ _1\"></span>invloed hebbe<span class=\"_ _1\"></span>n op of <span class=\"_ _1\"></span>be\u00efnvloed <span class=\"_ _1\"></span>worden door </span></div>\n<div class=\"t m0 x2c h64 y8ac ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen naar<span class=\"_ _1\"></span> verzekeringsnemer<span class=\"_ _1\"></span>s van andere contrac<span class=\"_ _1\"></span>ten<span class=\"ws11d\">. Ageas </span></div>\n<div class=\"t m0 x2c h64 y8ad ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m deze uitzo<span class=\"_ _0\"></span>nderin<span class=\"_ _0\"></span>gsoptie t<span class=\"_ _0\"></span>oe te passen vo<span class=\"_ _0\"></span>or een</div>\n<div class=\"t m0 x2c h64 y8ae ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beperkt<span class=\"_ _0\"></span> aantal verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met dir<span class=\"_ _0\"></span>ecte</div>\n<div class=\"t m0 x2c h64 y8af ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ement<span class=\"lsef ws11d\">en, in overeenstemmi<span class=\"_ _1\"></span>ng met de <span class=\"_ _1\"></span>lokale toe<span class=\"_ _1\"></span>passing </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ervan.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Toepassingsgebi<span class=\"_ _1\"></span>ed <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 is<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Uitgegeven ver<span class=\"_ _0\"></span>zekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten, met i<span class=\"_ _0\"></span>nbegrip van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92d ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92e ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten;<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92f ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws113\">U<span class=\"_ _1\"></span>itgegeve<span class=\"ws11e\">n beleggi<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t discretionaire<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen. Dez<span class=\"_ _1\"></span>e vallen o<span class=\"_ _1\"></span>nder het <span class=\"_ _1\"></span>toepassingsgebied<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y992 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 17<span class=\"_ _1\"></span> mits de<span class=\"_ _1\"></span> uitgevende<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>entiteit <span class=\"_ _1\"></span>ook verzeke<span class=\"_ _1\"></span>ringscontracten</div>\n<div class=\"t m0 x1a0 h64 y993 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">uitgeef<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle verwijzingen<span class=\"_ _1\"></span> hieronder naar<span class=\"_ _1\"></span> \u2018verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 gelden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eveneens<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">voor herverze<span class=\"_ _1\"></span>keringscontracten<span class=\"_ _1\"></span> (zowel ge<span class=\"_ _1\"></span>houden </span></div>\n<div class=\"t m0 x2c h64 y997 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en als uit<span class=\"_ _0\"></span>gegeven h<span class=\"_ _0\"></span>erverzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en)</div>\n<div class=\"t m0 x2c h64 y998 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten,</div>\n<div class=\"t m0 x2c h64 y999 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tenzij an<span class=\"_ _0\"></span>ders verm<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y939 ff71 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Afsplits<span class=\"_ _0\"></span>en van com<span class=\"_ _0\"></span>ponente<span class=\"_ _0\"></span>n van een verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>cont<span class=\"lsef ws113\">ract<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y93a ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> kan een of me<span class=\"_ _0\"></span>er compone<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten die</div>\n<div class=\"t m0 x2c h64 y93b ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het als basi<span class=\"_ _1\"></span>scontract fungere<span class=\"_ _1\"></span>nd verzekering<span class=\"_ _1\"></span>scontract<span class=\"ls0 ws0\"> </span><span class=\"ws113\">moe<span class=\"_ _1\"></span>ten </span></div>\n<div class=\"t m0 x2c h64 y93c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gesplit<span class=\"_ _0\"></span>st en <span class=\"lsef ws113\">boekhoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>moeten w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>werkt on<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y93d ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an een ande<span class=\"_ _1\"></span>re IFRS<span class=\"ls0 ws0\">-</span>s<span class=\"_ _1\"></span>tandaard dan <span class=\"_ _1\"></span>IFRS 17.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span>B</span><span class=\"ws11e\">ij aanvan<span class=\"_ _1\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y93e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van een contra<span class=\"_ _1\"></span>ct<span class=\"ls0 ws0\">, </span>beoord<span class=\"_ _1\"></span>eelt Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">contrac<span class=\"_ _0\"></span>t <span class=\"ws112\">per contra<span class=\"_ _0\"></span>ct of dit het gev<span class=\"_ _0\"></span>al </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen zijn.<span class=\"_ _1\"></span> Voorbeelden van compon<span class=\"_ _1\"></span>enten die mogelij<span class=\"_ _1\"></span>k <span class=\"lsed ws111\">moeten </span></div>\n<div class=\"t m0 x2c h64 y940 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden <span class=\"ls105 ws14a\">a<span class=\"_ _1\"></span>fgesp<span class=\"_ _1\"></span>lits<span class=\"_ _1\"></span>t, zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y941 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff6f\">-<span class=\"lsed ws11d\">nauw verwa<span class=\"_ _0\"></span>nte in co<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en deriv<span class=\"_ _0\"></span>aten;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Onderscheid<span class=\"_ _0\"></span>en beleggin<span class=\"_ _0\"></span>gscompo<span class=\"_ _0\"></span>nenten (I<span class=\"_ _0\"></span>FRS 17 <span class=\"ls103 ws11d\">omvat<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de cri<span class=\"_ _1\"></span>teria </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y943 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">om te bepale<span class=\"_ _0\"></span>n wannee<span class=\"_ _0\"></span>r een niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">verzekeringscomponent </span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderscheiden<span class=\"_ _1\"></span> is van<span class=\"_ _1\"></span> het als ba<span class=\"_ _1\"></span>siscontract <span class=\"_ _1\"></span>fungerende con<span class=\"_ _1\"></span>tract); en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y945 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Be<span class=\"_ _1\"></span>loften om <span class=\"_ _1\"></span>onderscheiden <span class=\"_ _1\"></span>goederen o<span class=\"_ _1\"></span>f diensten<span class=\"_ _1\"></span>, die geen<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1a0 h64 y946 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienst<span class=\"_ _0\"></span>en uit ho<span class=\"ws11d\">ofde<span class=\"_ _0\"></span> van een v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontract z<span class=\"_ _0\"></span>ijn, ove<span class=\"_ _0\"></span>r te </span></div>\n<div class=\"t m0 x1a0 h64 y947 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dragen aan een pol<span class=\"_ _1\"></span>ishouder<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y948 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y949 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Afgesp<span class=\"_ _0\"></span>litste in cont<span class=\"_ _0\"></span>racten b<span class=\"_ _0\"></span>esloten de<span class=\"_ _0\"></span>rivate<span class=\"_ _0\"></span>n en ondersc<span class=\"_ _0\"></span>heiden</div>\n<div class=\"t m0 x2c h64 y94a ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscomp<span class=\"_ _1\"></span>onenten worden <span class=\"ws113\">boe<span class=\"_ _1\"></span>khoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerkt <span class=\"ws11d\">al<span class=\"_ _1\"></span>sof het op<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y94b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zichzelf<span class=\"_ _0\"></span> staande f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e instrume<span class=\"_ _0\"></span>nten zijn<span class=\"_ _0\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y94c ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ff6f fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">Na<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">toepassing va<span class=\"_ _1\"></span>n het bovenstaande<span class=\"_ _1\"></span>, scheidt Ageas van h<span class=\"_ _1\"></span>et als </span></span></div>\n<div class=\"t m0 x2c h64 y94e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basiscontract<span class=\"_ _1\"></span> fungerend verze<span class=\"_ _1\"></span>keringscontract<span class=\"_ _1\"></span> elke belofte om</div>\n<div class=\"t m0 x2c h64 y94f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ondersc<span class=\"_ _0\"></span>heiden g<span class=\"_ _0\"></span>oederen of di<span class=\"_ _0\"></span>ensten,<span class=\"_ _0\"></span> die geen die<span class=\"_ _0\"></span>nsten uit hoo<span class=\"_ _0\"></span>fde van</div>\n<div class=\"t m0 x2c h64 y950 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act zijn, <span class=\"_ _0\"></span>over te<span class=\"_ _0\"></span> dragen a<span class=\"_ _0\"></span>an een p<span class=\"_ _0\"></span>olishou<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y951 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals pens<span class=\"_ _1\"></span>ioenadministrati<span class=\"_ _1\"></span>e, risicobeheer<span class=\"_ _1\"></span>, bijstand<span class=\"_ _1\"></span>, vermogensbehe<span class=\"_ _1\"></span>er</div>\n<div class=\"t m0 x2c h64 y952 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of bewaardien<span class=\"_ _1\"></span>sten) en <span class=\"_ _1\"></span>verwerkt deze<span class=\"_ _1\"></span> boekhoudkundig<span class=\"_ _1\"></span> als af<span class=\"_ _1\"></span>zonderlijke</div>\n<div class=\"t m0 x2c h64 y953 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en met kla<span class=\"_ _0\"></span>nten (dat wi<span class=\"_ _0\"></span>l zeggen, ni<span class=\"_ _0\"></span>et als verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten),</div>\n<div class=\"t m0 x2c h64 y954 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van IFRS 15 \u2018Opbren<span class=\"_ _1\"></span>gsten v<span class=\"lsed ws11d\">an contrac<span class=\"_ _0\"></span>ten met </span></div>\n<div class=\"t m0 x2c h64 y955 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Aggregatienive<span class=\"_ _1\"></span>au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor pres<span class=\"_ _0\"></span>entatie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en<span class=\"_ _1\"></span> waarderingsdoe<span class=\"_ _1\"></span>leinden identi<span class=\"_ _1\"></span>ficeert Ageas </span></span></div>\n<div class=\"t m0 x1d h64 y99c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles en g<span class=\"_ _0\"></span>roepen va<span class=\"_ _0\"></span>n verzeke<span class=\"_ _0\"></span>ringscont<span class=\"_ _0\"></span>racten<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99d ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99e ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een portef<span class=\"_ _0\"></span>euille v<span class=\"_ _0\"></span>an verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n omvat cont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">e aan </span></div>\n<div class=\"t m0 x1d h64 y99f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">soortg<span class=\"_ _0\"></span>elijke risi<span class=\"_ _0\"></span>co's ond<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erhevig zijn en d<span class=\"_ _1\"></span>ie samen worden b<span class=\"_ _1\"></span>eheerd.</span></div>\n<div class=\"t m0 x220 h7d y9a0 ff73 fs51 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a1 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Portef<span class=\"_ _0\"></span>euilles v<span class=\"_ _0\"></span>an verze<span class=\"_ _0\"></span>keringsc<span class=\"_ _0\"></span>ontra<span class=\"_ _0\"></span>cten wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">ge\u00efdentificeerd <span class=\"ws11e\">op<span class=\"_ _1\"></span> het </span></span></div>\n<div class=\"t m0 x1d h64 y9a2 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niveau van d<span class=\"_ _0\"></span>e uitgev<span class=\"_ _0\"></span>ende entit<span class=\"_ _0\"></span>eit. Voor<span class=\"_ _0\"></span>beelden v<span class=\"_ _0\"></span>an portefe<span class=\"_ _0\"></span>uilles bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y9a3 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Leven van Ag<span class=\"_ _0\"></span>eas zijn Ong<span class=\"_ _0\"></span>evallen, M<span class=\"_ _0\"></span>edisch<span class=\"_ _0\"></span>e Zorgen, </span></span></div>\n<div class=\"t m0 x1d h64 y9a4 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Brand, M<span class=\"_ _0\"></span>otorrijt<span class=\"_ _0\"></span>uigen,<span class=\"_ _0\"></span> ... Bij <span class=\"lsef ws113\">hun <span class=\"ws11e\">eerste opname<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span></span></span>worden </span></div>\n<div class=\"t m0 x1d h64 y9a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en aan de bet<span class=\"_ _0\"></span>reffende po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille toegev<span class=\"_ _0\"></span>oegd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9a6 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a7 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor waarder<span class=\"_ _1\"></span>ingsdoeleinden de<span class=\"_ _1\"></span>elt Ageas <span class=\"_ _1\"></span>portefeuilles <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 y9a8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verde<span class=\"_ _1\"></span>r op in gr<span class=\"_ _1\"></span>oepen <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x1d h64 y9a9 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten. Een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1d h64 y9aa ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevormd<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">doo<span class=\"_ _1\"></span>r eerst de porte<span class=\"_ _1\"></span>feuille van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> onder te </span></div>\n<div class=\"t m0 x1d h64 y9ab ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdelen i<span class=\"_ _1\"></span>n jaarlijkse<span class=\"_ _1\"></span> cohorten (b<span class=\"_ _1\"></span>ijvoorbeeld<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an het jaa<span class=\"_ _1\"></span>r van</div>\n<div class=\"t m0 x1d h64 y9ac ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitgifte)<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span></span><span class=\"ws11e\">te garanderen<span class=\"_ _1\"></span> dat geen enkel cohor<span class=\"_ _1\"></span>t contracten omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y9ad ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke meer dan \u00e9\u00e9n<span class=\"_ _1\"></span> jaar na elkaar zijn<span class=\"_ _1\"></span> uitgegeven<span class=\"lsf9 ws13b\">. El<span class=\"_ _1\"></span></span><span class=\"ws11d\">k jaarlijks <span class=\"_ _1\"></span>cohort </span></div>\n<div class=\"t m0 x1d h64 y9ae ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt vervolgen<span class=\"_ _1\"></span>s verder onder<span class=\"_ _1\"></span>verdeeld in (minim<span class=\"_ _1\"></span>aal) drie groepen<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">van </span></div>\n<div class=\"t m0 x1d h64 y9af ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, afhanke<span class=\"_ _1\"></span>lijk van de verwa<span class=\"_ _1\"></span>chte winstgevendheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y9b0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de on<span class=\"_ _1\"></span>derliggende c<span class=\"_ _1\"></span>ontracten<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y9b1 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en die b<span class=\"_ _0\"></span>ij <span class=\"lsef ws113\">hun </span>eerste op<span class=\"_ _0\"></span>name </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b2 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">lieslaten<span class=\"_ _0\"></span>d zijn, mits e<span class=\"_ _0\"></span>r dergeli<span class=\"_ _0\"></span>jke contr<span class=\"_ _0\"></span>acten zij<span class=\"_ _0\"></span>n; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9b3 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en wa<span class=\"_ _0\"></span>arvan<span class=\"ls0 ws0\">, </span><span class=\"ws112\">bij hun eerst<span class=\"_ _0\"></span>e </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b4 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opname, <span class=\"ws112\">d<span class=\"_ _0\"></span>e kans niet sig<span class=\"_ _0\"></span>nificant is<span class=\"_ _0\"></span> dat zij late<span class=\"_ _0\"></span>r verliesl<span class=\"_ _0\"></span>atend zu<span class=\"_ _0\"></span>llen </span></div>\n<div class=\"t m0 x69 h64 y9b5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden, m<span class=\"_ _0\"></span>its er derge<span class=\"_ _0\"></span>lijke cont<span class=\"_ _0\"></span>racten z<span class=\"_ _0\"></span>ijn; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b6 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep m<span class=\"lsed ws112\">et de <span class=\"ws11d\">resterende v<span class=\"_ _0\"></span>erzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en in de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b7 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille, m<span class=\"_ _0\"></span>its er de<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>racten zi<span class=\"_ _0\"></span>jn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b8 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9b9 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten <span class=\"_ _0\"></span>die in v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>lende g<span class=\"_ _0\"></span>roepen z<span class=\"_ _0\"></span>ouden v<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x1d h64 y9ba ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">enkel en all<span class=\"_ _0\"></span>een omdat<span class=\"_ _0\"></span> de wet<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en regelge<span class=\"_ _1\"></span>ving </span></span>in de praktijk sp<span class=\"_ _0\"></span>ecifiek h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y9bb ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n van de uitgev<span class=\"_ _0\"></span>end<span class=\"lsef ws11d\">e entiteit beperk<span class=\"_ _1\"></span>t om voor p<span class=\"_ _1\"></span>olishouders <span class=\"_ _1\"></span>met </span></div>\n<div class=\"t m0 x1d h64 y9bc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> kenmerken <span class=\"_ _1\"></span>een verschill<span class=\"_ _1\"></span>end prijs<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">of uitkerin<span class=\"_ _0\"></span>gsnivea<span class=\"_ _0\"></span>u vast </span></span></div>\n<div class=\"t m0 x1d h64 y9bd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te stellen,<span class=\"_ _0\"></span> worden i<span class=\"_ _0\"></span>n dezelfde g<span class=\"_ _0\"></span>roep opge<span class=\"_ _0\"></span>nomen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9be ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9bf ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>ui<span class=\"_ _1\"></span>tgegeven verzek<span class=\"_ _1\"></span>eringscontracten<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 y9c0 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span><span class=\"ws112\">en (ande<span class=\"_ _0\"></span>re dan bel<span class=\"_ _0\"></span>eggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x1d h64 y9c1 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten en g<span class=\"_ _0\"></span>ehouden</div>\n<div class=\"t m0 x1d h64 y9c2 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en) <span class=\"ws112\">op in zij<span class=\"_ _0\"></span>n geconso<span class=\"_ _0\"></span>lideerd ov<span class=\"_ _0\"></span>erzicht v<span class=\"_ _0\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y9c3 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"lsed ws11d\">vanaf het v<span class=\"_ _0\"></span>roegst<span class=\"_ _0\"></span>e van de v<span class=\"_ _0\"></span>olgende t<span class=\"_ _0\"></span>ijdst<span class=\"_ _0\"></span>ippen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9c4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Het begin van hun dek<span class=\"_ _0\"></span>kingsp<span class=\"_ _0\"></span>eri<span class=\"lsef ws113\">ode;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y9c5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">De datum waarop de ee<span class=\"_ _0\"></span>rste betal<span class=\"_ _0\"></span>ing door ee<span class=\"_ _0\"></span>n polishou<span class=\"_ _0\"></span>der in de </span></span></div>\n<div class=\"t m0 x69 h64 y9c6 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep verschul<span class=\"_ _1\"></span>digd is, of, indien<span class=\"_ _1\"></span> er geen <span class=\"lsed ws111\">contract<span class=\"_ _0\"></span>uele verval<span class=\"_ _0\"></span>datum </span></div>\n<div class=\"t m0 x69 h64 y9c7 ff6f fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">is, <span class=\"lsed ws111\">op <span class=\"ws112\">de datum waaro<span class=\"_ _0\"></span>p de eerste b<span class=\"_ _0\"></span>etaling va<span class=\"_ _0\"></span>n de polish<span class=\"_ _0\"></span>ouder is </span></span></div>\n<div class=\"t m0 x69 h64 y9c8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9c9 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">W<span class=\"_ _1\"></span>anneer fei<span class=\"_ _1\"></span>ten en omstand<span class=\"_ _1\"></span>igheden ero<span class=\"_ _1\"></span>p wijzen</span><span class=\"ff6f\"> <span class=\"_ _1\"></span><span class=\"lsef ws11d\">dat de</span> <span class=\"lsef ws113\">gro<span class=\"_ _1\"></span>ep <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9ca ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verl<span class=\"_ _1\"></span>ieslatend word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9cb ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9cc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>bele<span class=\"_ _1\"></span>ggingscontracten<span class=\"_ _1\"></span> met discre<span class=\"_ _1\"></span>tionaire</div>\n<div class=\"t m0 x1d h64 y9cd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen o<span class=\"_ _0\"></span>p <span class=\"ws11d\">in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de </span></div>\n<div class=\"t m0 x1d h64 y9ce ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie wanneer Ageas co<span class=\"_ _1\"></span>ntractpartij word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9cf ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Waarderingsbenade<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas waardeer<span class=\"_ _1\"></span>t groepen <span class=\"ws113\">v<span class=\"_ _1\"></span>an <span class=\"lsed ws112\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten op bas<span class=\"_ _0\"></span>is van de </span></span></div>\n<div class=\"t m0 x1d h64 y9d1 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">volgende be<span class=\"_ _1\"></span>naderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d2 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsf9 ws124\">He<span class=\"_ _1\"></span>t </span><span class=\"ff6f\">a<span class=\"lsef ws113\">lgemene<span class=\"_ _1\"></span> </span>w<span class=\"lsef ws11d\">aarder<span class=\"_ _1\"></span>ingsmodel, oo<span class=\"_ _1\"></span>k wel </span>\u2018<span class=\"_ _1\"></span><span class=\"lsef ws113\">bouwsteenbenader<span class=\"_ _1\"></span>ing<span class=\"ls10b ws13d\">\u2019 </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9d3 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">genoemd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">p<span class=\"lsef ws11d\">remietoe<span class=\"_ _1\"></span>rekeningsbenaderi<span class=\"_ _1\"></span>ng; en</span> </span></span></div>\n<div class=\"t m0 x1d h64 y9d5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">v<span class=\"lsef ws113\">ariabele<span class=\"_ _1\"></span> </span>v<span class=\"lsef ws113\">ergoe<span class=\"_ _1\"></span>dingsbenadering<span class=\"_ _1\"></span>.</span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> bij eerste<span class=\"_ _1\"></span> opname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span><span class=\"ws111\">worden <span class=\"lsef ws113\">groepen </span>van </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>nt<span class=\"lsef ws11e\">racten bij <span class=\"ws113\">hun <span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opname ge<span class=\"_ _1\"></span>waardeerd als <span class=\"_ _1\"></span>het </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">totaal v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws11d\">De contante wa<span class=\"_ _0\"></span>arde v<span class=\"_ _0\"></span>an hun ges<span class=\"_ _0\"></span>chatte t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws112\">Een expliciete <span class=\"ls103 ws11d\">risico</span></span><span class=\"ff74\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-</span>finan<span class=\"_ _0\"></span>cieel ris<span class=\"_ _0\"></span>ico; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff74\">c<span class=\"lsef ws113\">ontractuel<span class=\"_ _1\"></span>e </span>d<span class=\"lsef ws11e\">iens<span class=\"_ _1\"></span>tenmarge, tenzij<span class=\"_ _1\"></span> de groep van contr<span class=\"_ _1\"></span>acten </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>latend is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De som van de contan<span class=\"_ _1\"></span>te waarde van <span class=\"lsed ws111\">de <span class=\"ws11d\">schattinge<span class=\"_ _0\"></span>n van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de <span class=\"ls103 ws11d\">risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"lsef\">aanpassing voo<span class=\"_ _1\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">financieel risi<span class=\"_ _1\"></span>co word<span class=\"ls0 ws0\">t </span><span class=\"ws113\">oo<span class=\"_ _1\"></span>k </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vervul<span class=\"_ _0\"></span>lingska<span class=\"_ _0\"></span>sstrom<span class=\"_ _0\"></span>en van de groep <span class=\"ws111\">v<span class=\"_ _0\"></span>an contract<span class=\"_ _0\"></span>en <span class=\"lsef ws113\">genoemd<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De schattingen van<span class=\"_ _1\"></span> toekomstige kasst<span class=\"_ _1\"></span>romen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">die<span class=\"_ _1\"></span></span> <span class=\"lsed ws112\">in de waarderi<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span>contracten w<span class=\"_ _1\"></span>orden opgenomen<span class=\"_ _1\"></span>, worden bepaa<span class=\"_ _1\"></span>ld <span class=\"lsed ws112\">op basis </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de be<span class=\"_ _1\"></span>palingen in<span class=\"_ _1\"></span> <span class=\"lsed ws112\">IFRS 17 inz<span class=\"_ _0\"></span>ake contr<span class=\"_ _0\"></span>actgrenz<span class=\"_ _0\"></span>en. Voor s<span class=\"_ _0\"></span>ommige </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">productgroepen<span class=\"_ _1\"></span> verschillen<span class=\"_ _1\"></span> deze <span class=\"ws113\">bepalin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">va<span class=\"lsed ws112\">n de huidige prakt<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c h64 y8b6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 4 of van de (kort<span class=\"_ _0\"></span>ere) cont<span class=\"_ _0\"></span>ractgre<span class=\"_ _0\"></span>nzen zoals<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing</div>\n<div class=\"t m0 x2c h64 y8b7 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span> II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De metho<span class=\"_ _0\"></span>dologie <span class=\"lsef ws113\">die<span class=\"ls0 ws0\"> </span></span>in IFRS 17 wo<span class=\"_ _0\"></span>rdt gebruik<span class=\"_ _0\"></span>t voor de mod<span class=\"_ _0\"></span>ellerin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 y9d9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en <span class=\"lsef ws113\">de <span class=\"ws11d\">waardering <span class=\"_ _1\"></span>is gelijkaard<span class=\"_ _1\"></span>ig aan de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>modellen di<span class=\"_ _1\"></span>e Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y9da ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebr<span class=\"ws11d\">uikt ond<span class=\"_ _1\"></span>er<span class=\"ls0 ws0\"> </span>Solvenc<span class=\"_ _1\"></span>y II. Voor<span class=\"_ _1\"></span> de producten<span class=\"_ _1\"></span> die <span class=\"ws11e\">worden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9db ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de hand<span class=\"_ _1\"></span> van het<span class=\"_ _1\"></span> algemene w<span class=\"_ _1\"></span>aarderingsmodel,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">worden d<span class=\"_ _0\"></span>e vaste </span></div>\n<div class=\"t m0 x2c h64 y9dc ff74 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsef ws113\">contract </span><span class=\"lsed\">per contract gemo<span class=\"_ _0\"></span>delleer<span class=\"_ _0\"></span>d. Vervol<span class=\"_ _0\"></span>gens word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y9dd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geproj<span class=\"_ _1\"></span>ecteerde kass<span class=\"_ _1\"></span>tromen <span class=\"ws113\">gegroepeerd<span class=\"_ _1\"></span> </span>in rele<span class=\"_ _1\"></span>vante \u2018model<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9de ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">points\u2019<span class=\"_ _0\"></span>. De aan deze \u2018m<span class=\"_ _0\"></span>odel point<span class=\"_ _0\"></span>s\u2019 verbo<span class=\"_ _0\"></span>nden kasst<span class=\"_ _0\"></span>romen wor<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y9df ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stochastisch gepr<span class=\"_ _1\"></span>ojecteerd<span class=\"_ _1\"></span>, <span class=\"ws113\">om<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de varia<span class=\"_ _0\"></span>bele kasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span> alsmede <span class=\"_ _0\"></span>de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardec<span class=\"_ _0\"></span>orrect<span class=\"_ _0\"></span>ie voor i<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>acten be<span class=\"_ _0\"></span>sloten opt<span class=\"_ _0\"></span>ies te <span class=\"_ _0\"></span>bepalen (<span class=\"_ _0\"></span>op het</div>\n<div class=\"t m0 x2c h64 y9e1 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de tot<span class=\"_ _0\"></span>ale port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le of voor <span class=\"_ _0\"></span>een groe<span class=\"_ _0\"></span>p <span class=\"ls103\">van <span class=\"lsef ws113\">nieu<span class=\"_ _1\"></span>we </span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en). Zow<span class=\"_ _0\"></span>el de kasstro<span class=\"_ _0\"></span>men als de w<span class=\"_ _0\"></span>aarderin<span class=\"_ _0\"></span>g weerspi<span class=\"_ _0\"></span>egelen d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9e3 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhankelijkhei<span class=\"_ _1\"></span>d van wijzigingen<span class=\"_ _1\"></span> in risico<span class=\"ls0 ws0\">-</span>neu<span class=\"_ _1\"></span>trale financi\u00eb<span class=\"_ _1\"></span>le variabelen</div>\n<div class=\"t m0 x2c h64 y9e4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals ren<span class=\"_ _1\"></span>tevoeten, bewe<span class=\"_ _1\"></span>gingen in aan<span class=\"_ _1\"></span>delenkoersen<span class=\"_ _1\"></span> en waardering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y9e5 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d). Tensl<span class=\"_ _0\"></span>otte worde<span class=\"_ _0\"></span>n de variab<span class=\"_ _0\"></span>ele<span class=\"ls0 ws0\"> </span>kasstr<span class=\"_ _0\"></span>omen aan de o<span class=\"_ _0\"></span>nder</div>\n<div class=\"t m0 x2c h64 y9e6 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 aa<span class=\"_ _1\"></span>ngemerkte groep<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span> <span class=\"lsed\">contracte<span class=\"_ _0\"></span>n toegew<span class=\"_ _0\"></span>ezen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Model Co<span class=\"_ _0\"></span>ntrol Boar<span class=\"_ _0\"></span>d van Ageas hou<span class=\"_ _0\"></span>dt toezic<span class=\"_ _0\"></span>ht op en valide<span class=\"_ _0\"></span>ert de</div>\n<div class=\"t m0 x2c h64 y9e9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodes<span class=\"_ _0\"></span> en proces<span class=\"_ _0\"></span>sen welke v<span class=\"_ _0\"></span>oor de kasst<span class=\"_ _0\"></span>roompro<span class=\"_ _0\"></span>jectie e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9ea ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering worden g<span class=\"_ _1\"></span>ehanteerd. Even<span class=\"_ _1\"></span>tuele wijziging<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">n in de metho<span class=\"_ _0\"></span>des </span></div>\n<div class=\"t m0 x2c h64 y9eb ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en process<span class=\"_ _0\"></span>en ten beh<span class=\"_ _0\"></span>oeve van de in<span class=\"_ _0\"></span>schatti<span class=\"_ _0\"></span>ng van voor d<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y9ec ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van contra<span class=\"_ _1\"></span>cten gebruikte<span class=\"_ _1\"></span> inputs, d<span class=\"_ _1\"></span>e reden van<span class=\"_ _1\"></span> elke wijz<span class=\"_ _1\"></span>iging<span class=\"ls0 ws0\">, <span class=\"lsed ws111\">alsmede </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het type contrac<span class=\"_ _1\"></span>ten dat is betro<span class=\"_ _1\"></span>kken, worden gedocum<span class=\"_ _1\"></span>enteerd en</div>\n<div class=\"t m0 x2c h64 y9ee ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevalideerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>v<span class=\"lsed ws112\">an Ageas z<span class=\"_ _0\"></span>ullen de co<span class=\"_ _0\"></span>ntante waa<span class=\"_ _0\"></span>rde van<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f1 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van toekom<span class=\"_ _1\"></span>stige kasstromen<span class=\"_ _1\"></span> bepalen<span class=\"ls0 ws0\"> </span>d<span class=\"_ _1\"></span>oor gebrui<span class=\"_ _1\"></span>k te</div>\n<div class=\"t m0 x2c h64 y9f2 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maken<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten di<span class=\"_ _0\"></span>e volgen<span class=\"_ _0\"></span>s een top<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">downbenaderin<span class=\"_ _1\"></span>g </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld<span class=\"lsed ws112\">, welke met<span class=\"_ _0\"></span> de onder pijl<span class=\"_ _0\"></span>er 2 van Solve<span class=\"_ _0\"></span>ncy II </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> methodologie<span class=\"_ _1\"></span> i<span class=\"lsed ws112\">s afgeste<span class=\"_ _0\"></span>md.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De risico<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel risico<span class=\"_ _1\"></span> weerspiegelt<span class=\"_ _1\"></span> <span class=\"ws113\">de </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compens<span class=\"_ _0\"></span>atie welk<span class=\"_ _0\"></span>e Ageas verl<span class=\"_ _0\"></span>angt vo<span class=\"_ _0\"></span>or het drag<span class=\"_ _0\"></span>en van de uit het n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9f8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble risico v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende onz<span class=\"_ _0\"></span>ekerhei<span class=\"_ _0\"></span>d omtre<span class=\"_ _0\"></span>nt het bedrag e<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x2c h64 y9f9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijdstip v<span class=\"_ _0\"></span>an de kass<span class=\"_ _0\"></span>tromen van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span>van </span></span><span class=\"ws111\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten. </span></div>\n<div class=\"t m0 x2c h64 y9fa ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>aanpassi<span class=\"_ _0\"></span>ng dekt het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verzekeringsrisico en andere nie<span class=\"_ _1\"></span>t</span>-</span></div>\n<div class=\"t m0 x2c h64 y9fb ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble ri<span class=\"_ _1\"></span>sico\u2019s zoals ver<span class=\"_ _1\"></span>valrisico en kos<span class=\"_ _1\"></span>tenrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fc ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9fd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zu<span class=\"_ _1\"></span>llen de ri<span class=\"_ _1\"></span>sico<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">aanpa<span class=\"_ _1\"></span>ssing voor </span></div>\n<div class=\"t m0 x2c h64 y9fe ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel ris<span class=\"_ _1\"></span>ico berekene</span>n<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">aan de<span class=\"_ _1\"></span> hand</span> </span><span class=\"ws112\">van de techniek va<span class=\"_ _0\"></span>n het </span></div>\n<div class=\"t m0 x2c h64 y9ff ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrouw<span class=\"_ _0\"></span>baarhe<span class=\"_ _0\"></span>idsperc<span class=\"_ _0\"></span>entage, w<span class=\"_ _0\"></span>aarbij het<span class=\"_ _0\"></span> 75</div>\n<div class=\"t m0 x1a1 h76 ya00 ff74 fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2a h64 ya01 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">percenti<span class=\"_ _0\"></span>el wordt </span></div>\n<div class=\"t m0 x1d h64 ya02 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reefd. <span class=\"lsef ws11d\">Er worden geen g<span class=\"_ _1\"></span>roepsdiversi<span class=\"_ _1\"></span>ficatie<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten toe<span class=\"_ _0\"></span>gepast.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya03 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderw<span class=\"_ _0\"></span>orpen aan go<span class=\"_ _0\"></span>edkeuri<span class=\"_ _0\"></span>ng door het pas<span class=\"_ _0\"></span>sende <span class=\"lsef ws113\">directieniveau, moet<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya04 ff74 fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">de risico<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">aanpassi<span class=\"_ _0\"></span>ng <span class=\"ws112\">een marge om<span class=\"_ _0\"></span>vatten d<span class=\"_ _0\"></span>ie <span class=\"lsef ws11d\">op geschikte<span class=\"_ _1\"></span> wijze<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya05 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udt met op<span class=\"_ _1\"></span>komende risi<span class=\"_ _1\"></span>co\u2019s en onze<span class=\"_ _1\"></span>kerheden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya06 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya07 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge ve<span class=\"_ _1\"></span>rtegenwoordigt<span class=\"_ _1\"></span> de onverdie<span class=\"_ _1\"></span>nde winst </span></span></div>\n<div class=\"t m0 x1d h64 ya08 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op een groe<span class=\"_ _1\"></span>p <span class=\"ws113\">van ver<span class=\"_ _1\"></span>zekeringscon<span class=\"_ _1\"></span>tracten. <span class=\"ws11e\">Als<span class=\"_ _1\"></span> een direct gevolg van<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 ya09 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an een c<span class=\"_ _0\"></span>ontr<span class=\"ws112\">act<span class=\"_ _0\"></span>uele diens<span class=\"_ _0\"></span>tenma<span class=\"_ _0\"></span>rge, word<span class=\"_ _0\"></span>en eventuel<span class=\"_ _0\"></span>e in de </span></div>\n<div class=\"t m0 x1d h64 ya0a ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vervullingska<span class=\"_ _1\"></span>sstromen beslo<span class=\"_ _1\"></span>ten winsten <span class=\"_ _1\"></span>niet onmidd<span class=\"_ _1\"></span>ellijk <span class=\"ws113\">opgeno<span class=\"_ _1\"></span>men<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya0b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar uitgesteld<span class=\"_ _1\"></span>. <span class=\"lsed ws112\">Ageas za<span class=\"_ _0\"></span>l de onverd<span class=\"_ _0\"></span>iende winst<span class=\"_ _0\"></span> <span class=\"lsef ws11e\">op een groep va<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x1d h64 ya0c ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten opne<span class=\"_ _1\"></span>men <span class=\"ls107 ws13e\">in <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verl<span class=\"_ _1\"></span>iesrekening </span></div>\n<div class=\"t m0 x1d h64 ya0d ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de <span class=\"ws11d\">perio<span class=\"_ _1\"></span>de wanneer d<span class=\"_ _1\"></span>iensten uit<span class=\"_ _1\"></span> hoofde van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x1d h64 ya0e ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract worden<span class=\"_ _1\"></span> verleend. Ge<span class=\"_ _1\"></span>wogen dekkings<span class=\"_ _1\"></span>eenheden</div>\n<div class=\"t m0 x1d h64 ya0f ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zullen worden<span class=\"_ _1\"></span> toegepas<span class=\"_ _1\"></span>t voor verzek<span class=\"_ _1\"></span>eringsproducten<span class=\"_ _1\"></span> die vers<span class=\"_ _1\"></span>chillende</div>\n<div class=\"t m0 x1d h64 ya10 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s dekken,<span class=\"_ _0\"></span> indien <span class=\"_ _0\"></span>relevant<span class=\"_ _0\"></span> om het pr<span class=\"_ _0\"></span>ofiel v<span class=\"_ _0\"></span>an de opn<span class=\"_ _0\"></span>ame van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya11 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaten <span class=\"_ _1\"></span><span class=\"lsed ws11d\">af te st<span class=\"_ _0\"></span>emmen met<span class=\"_ _0\"></span> de aard<span class=\"_ _0\"></span> van het c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>. <span class=\"lsef\">In alle andere<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya12 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevallen <span class=\"_ _1\"></span>wordt de mee<span class=\"_ _1\"></span>st relevante<span class=\"_ _1\"></span> enkelvoudige d<span class=\"_ _1\"></span>ekkingseenheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya13 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya14 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya15 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge va<span class=\"_ _1\"></span>n een groep<span class=\"_ _1\"></span> <span class=\"ls103\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya16 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en kan nooit n<span class=\"_ _0\"></span>egatief wo<span class=\"_ _0\"></span>rden. In dat<span class=\"_ _0\"></span> geval is de</div>\n<div class=\"t m0 x1d h64 ya17 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end en w<span class=\"_ _0\"></span>ordt en<span class=\"_ _0\"></span>ig verli<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1d h64 ya18 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onmiddellijk<span class=\"_ _1\"></span> verantwoord<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in de winst</span>- </span><span class=\"ws11d\">en v<span class=\"_ _1\"></span>erliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1d h6c ya19 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> na eerste o<span class=\"_ _1\"></span>pname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya1a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> een groep van verzeker<span class=\"_ _1\"></span>ingscontracten op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya1b ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagdatum <span class=\"_ _1\"></span>is de som<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>verplichting u<span class=\"_ _1\"></span>it hoofde<span class=\"_ _1\"></span> van resterend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ya1c ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dekking,<span class=\"_ _0\"></span> die de contr<span class=\"_ _0\"></span>actuele di<span class=\"_ _0\"></span>ensten<span class=\"_ _0\"></span>marge of ve<span class=\"_ _0\"></span>rliesco<span class=\"_ _0\"></span>mponent o<span class=\"_ _0\"></span>mvat,</div>\n<div class=\"t m0 x1d h64 ya1d ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoo<span class=\"_ _0\"></span>fde van o<span class=\"_ _0\"></span>ntstane c<span class=\"_ _0\"></span>laims.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya1e ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya1f ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verv<span class=\"_ _0\"></span>ullingsk<span class=\"_ _0\"></span>asstro<span class=\"_ _0\"></span>men word<span class=\"_ _0\"></span>en aan h<span class=\"_ _0\"></span>et eind<span class=\"_ _0\"></span>e van elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya20 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagper<span class=\"lsed ws112\">iode herberek<span class=\"_ _0\"></span>end, waa<span class=\"_ _0\"></span>rbij gebr<span class=\"_ _0\"></span>uik wordt ge<span class=\"_ _0\"></span>maakt van act<span class=\"_ _0\"></span>uele </span></div>\n<div class=\"t m0 x1d h64 ya21 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van de<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige kasst<span class=\"_ _0\"></span>romen, act<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 ya22 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten en act<span class=\"_ _0\"></span>uele schat<span class=\"_ _0\"></span>tingen va<span class=\"_ _0\"></span>n de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">aanpassing<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya23 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi<span class=\"_ _1\"></span>\u00eble risico\u2019s. </span> </span></div>\n<div class=\"t m0 x1d h64 ya24 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya25 ff74 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> herberekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>van de <span class=\"_ _1\"></span>vervullingskass<span class=\"_ _1\"></span>t<span class=\"ws113\">romen <span class=\"lsed ws112\">van de verplic<span class=\"_ _0\"></span>hting </span></span></span></div>\n<div class=\"t m0 x1d h64 ya26 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit hoofde<span class=\"_ _1\"></span> van res<span class=\"_ _1\"></span>terende dekking<span class=\"_ _1\"></span> in opeenvolge<span class=\"_ _1\"></span>nde versl<span class=\"_ _1\"></span>agperiodes<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ya27 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt de <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuele </span>d</span><span class=\"ws113\">ienstenmarge a<span class=\"_ _1\"></span>angepast </span>voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 ya28 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> deze vervulling<span class=\"_ _1\"></span>skasstromen, waardoor<span class=\"_ _1\"></span> d<span class=\"ls103 ws11d\">eze<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">wijziginge<span class=\"_ _1\"></span>n</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya29 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">opgenomen<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in de win<span class=\"_ _1\"></span><span class=\"ls103 ws11d\">st<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span>en verliesreken<span class=\"_ _1\"></span>ing gedurende de </span></span></div>\n<div class=\"t m0 x1d h64 ya2a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resterende peri<span class=\"_ _1\"></span>ode dat Ageas diens<span class=\"_ _1\"></span>ten uit hoofde van<span class=\"_ _1\"></span> <span class=\"ws113\">het<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya2b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract verleent. Ren<span class=\"_ _1\"></span>te voor het vers<span class=\"_ _1\"></span>trijken van de<span class=\"_ _1\"></span> tijd</div>\n<div class=\"t m0 x1d h64 ya2c ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt aan d<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">iens<span class=\"_ _1\"></span>tenmarge toege<span class=\"_ _1\"></span>voegd, waarbi<span class=\"_ _1\"></span>j <span class=\"ws113\">gebruik </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya2d ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt gemaa<span class=\"_ _1\"></span>kt van <span class=\"ws11e\">de di<span class=\"_ _1\"></span>sc<span class=\"lsed ws112\">onterin<span class=\"_ _0\"></span>gsvoet<span class=\"_ _0\"></span>en bij eerst<span class=\"_ _0\"></span>e opname van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya2e ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya2f ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Premietoereken<span class=\"_ _1\"></span>ingsbenadering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya30 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">een entiteit toe o<span class=\"_ _1\"></span>m groepen <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekeringscon<span class=\"_ _1\"></span>tracten </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya31 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die voldoen aan bep<span class=\"_ _1\"></span>aalde voorwaarden<span class=\"_ _1\"></span>, zoals verzekering<span class=\"_ _1\"></span>scontracten</div>\n<div class=\"t m0 x1d h64 ya32 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvan de d<span class=\"_ _1\"></span>ekkingsperiode<span class=\"_ _1\"></span> niet lange<span class=\"_ _1\"></span>r dan \u00e9\u00e9n <span class=\"_ _1\"></span>jaar bedraag<span class=\"_ _1\"></span>t, <span class=\"lsf9 ws124\">te </span></div>\n<div class=\"t m0 x1d h64 ya33 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderen <span class=\"_ _1\"></span>volgens<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de v<span class=\"_ _1\"></span>ereenvoudigde <span class=\"ls0 ws0\">p<span class=\"_ _1\"></span></span></span>remietoerekenin<span class=\"_ _1\"></span>gsbenadering</div>\n<div class=\"t m0 x1d h64 ya34 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(in pla<span class=\"_ _0\"></span>ats van v<span class=\"_ _0\"></span>olgens h<span class=\"_ _0\"></span>et <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"_ _1\"></span><span class=\"lsef ws113\">aarderingsm<span class=\"_ _1\"></span>odel).</span> </span></div>\n<div class=\"t m0 x1d h64 ya35 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya36 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de toepa<span class=\"_ _0\"></span>ssing van d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">p<span class=\"lsef ws11d\">remie<span class=\"_ _1\"></span>toerekeningsbenader<span class=\"_ _1\"></span>ing heeft Age<span class=\"_ _1\"></span>as <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 ya37 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e om enige, met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen verba<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x1d h64 ya38 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houdende ka<span class=\"_ _1\"></span>sstromen, op <span class=\"_ _1\"></span>te nemen al<span class=\"_ _1\"></span>s last wann<span class=\"_ _1\"></span>eer zij d<span class=\"_ _1\"></span>eze kosten</div>\n<div class=\"t m0 x1d h64 ya39 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maakt<span class=\"ws11d\">, op <span class=\"_ _1\"></span>voorwaarde da<span class=\"_ _1\"></span>t de ini<span class=\"_ _1\"></span>ti\u00eble dekking<span class=\"_ _1\"></span>speriode bij<span class=\"_ _1\"></span> eerste opnam<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya3a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de<span class=\"ls0 ws0\"> </span><span class=\"ws113\">groep<span class=\"_ _1\"></span>en <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span>verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> <span class=\"lsed ws112\">niet lang<span class=\"_ _0\"></span>er is dan <span class=\"lsef ws113\">\u00e9\u00e9</span><span class=\"ws11d\">n jaar.<span class=\"ls0 ws0\">  </span></span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">p<span class=\"lsef ws113\">remietoerekeningsbenad<span class=\"_ _1\"></span>ering<span class=\"lsf9 ws13b\">, is </span></span></span>de verplichting u<span class=\"_ _0\"></span>it hoofde</div>\n<div class=\"t m0 x2c h64 y8a6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van resterende<span class=\"_ _1\"></span> dekking <span class=\"ws11d\">op da<span class=\"_ _1\"></span>tum van<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">eerste opname </span></span></span>gelijk aan<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele ontvan<span class=\"_ _0\"></span>gen premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s <span class=\"lsed ws112\">op die datum<span class=\"lsf9 ws124\">. <span class=\"lsef ws11e\">In opeenvolgende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>s,<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">is</span> </span><span class=\"ws11e\">d<span class=\"_ _1\"></span>e boekwaarde van de<span class=\"_ _1\"></span> verplichting uit ho<span class=\"_ _1\"></span>ofde van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende d<span class=\"_ _1\"></span>ekking <span class=\"ls10b ws13d\">gelijk </span><span class=\"ws113\">aan <span class=\"lsed ws112\">de boekwaarde a<span class=\"_ _0\"></span>an <span class=\"ws11d\">het begi<span class=\"_ _0\"></span>n van de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>, <span class=\"ws11e\">plus de tijd<span class=\"_ _1\"></span>ens de periode<span class=\"_ _1\"></span> ontvangen premies<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">minus </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het bedrag<span class=\"_ _1\"></span> dat als ver<span class=\"_ _1\"></span>zekeringsopbren<span class=\"_ _1\"></span>gst <span class=\"ws11e\">is opgeno<span class=\"_ _1\"></span>men <span class=\"lsed ws112\">voor in die </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">periode ve<span class=\"_ _1\"></span>rleende dekking<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">minu<span class=\"_ _1\"></span>s </span></span>elke be<span class=\"_ _1\"></span>leggingscomponen<span class=\"_ _1\"></span>t die is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaald of<span class=\"_ _0\"></span> <span class=\"lsee\">is <span class=\"lsef ws11d\">overgeboe<span class=\"_ _1\"></span>kt naar de<span class=\"_ _1\"></span> verplichting<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van on<span class=\"_ _1\"></span>tstane </span></span></div>\n<div class=\"t m0 x2c h64 y8ae ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">claims<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien op ee<span class=\"_ _0\"></span>n gegeven m<span class=\"_ _0\"></span>oment, vo<span class=\"_ _0\"></span>orafgaa<span class=\"_ _0\"></span>nd aan en tijd<span class=\"_ _0\"></span>ens de</div>\n<div class=\"t m0 x2c h64 y8b1 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dekkingsperiode<span class=\"_ _1\"></span>, feiten en omsta<span class=\"_ _1\"></span>ndigheden doen ve<span class=\"_ _1\"></span>rmoeden dat een</div>\n<div class=\"t m0 x2c h64 y8b2 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end is,<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">dan neemt</span> <span class=\"lsef ws113\">Ageas<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verl<span class=\"_ _0\"></span>ies <span class=\"ws111\">op </span>in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening</span> </span></span><span class=\"lsef\">en<span class=\"_ _1\"></span> verhoogt A<span class=\"_ _1\"></span>geas de </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> uit hoofde van reste<span class=\"_ _1\"></span>rende dekking voo<span class=\"_ _1\"></span>r zover de actuele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van de vervu<span class=\"_ _1\"></span>llingskasstromen<span class=\"_ _1\"></span> inzake de<span class=\"_ _1\"></span> resterende<span class=\"_ _1\"></span> dekking</div>\n<div class=\"t m0 x2c h64 y8b6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting uit<span class=\"_ _1\"></span> hoof<span class=\"ws11d\">de van<span class=\"_ _1\"></span> resterende dek<span class=\"_ _1\"></span>king </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overstijgen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">verplic<span class=\"_ _0\"></span>hting u<span class=\"_ _0\"></span>it hoofd<span class=\"_ _0\"></span>e van onts<span class=\"_ _0\"></span>tane cl<span class=\"_ _0\"></span>aims<span class=\"ls0 ws0\"> v<span class=\"lsef ws113\">an</span> </span></span></div>\n<div class=\"t m0 x2c h64 y9d9 ff79 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n </span></span>verzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">volgens de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9da ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsef ws11d\">remietoere<span class=\"_ _1\"></span>keningsbenade<span class=\"_ _1\"></span>ring wordt g<span class=\"_ _1\"></span>ewaardeerd, <span class=\"_ _1\"></span>omvat het be<span class=\"_ _1\"></span>drag </span></div>\n<div class=\"t m0 x2c h64 y9db ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aangepaste verd<span class=\"_ _1\"></span>isconteerde verv<span class=\"_ _1\"></span>ullingskasstromen<span class=\"_ _1\"></span>, </span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">aan actue<span class=\"_ _0\"></span>le disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoete<span class=\"_ _0\"></span>n, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9dd ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nog niet bet<span class=\"_ _0\"></span>aalde ont<span class=\"_ _0\"></span>stane cl<span class=\"_ _0\"></span>aims en kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9de ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9df ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>het voorne<span class=\"_ _1\"></span>men om de <span class=\"_ _1\"></span><span class=\"ls0 ws0\">p</span><span class=\"ws113\">remietoer<span class=\"_ _1\"></span>ekeningsbenaderin<span class=\"_ _1\"></span>g <span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te passen v<span class=\"_ _0\"></span>oor het groot<span class=\"_ _0\"></span>ste deel v<span class=\"_ _0\"></span>an de d<span class=\"lsef ws11d\">aarvoor in aa<span class=\"_ _1\"></span>nmerking </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">komende groepe<span class=\"_ _1\"></span>n <span class=\"ws113\">van </span><span class=\"lsed\">contracten b<span class=\"_ _0\"></span>innen <span class=\"ws112\">d<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">Leven en<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">binnen de <span class=\"_ _1\"></span>herverzekerings<span class=\"_ _1\"></span>activiteiten. Ag<span class=\"_ _1\"></span>eas heeft <span class=\"_ _1\"></span>daarnaast<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e3 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornemen om<span class=\"_ _1\"></span> de <span class=\"ls0 ws0\">p</span><span class=\"ws113\">rem<span class=\"_ _1\"></span>ietoerekeningsbe<span class=\"_ _1\"></span>nadering <span class=\"_ _1\"></span></span><span class=\"lsed\">toe te<span class=\"_ _0\"></span> passen <span class=\"lsef ws113\">voor </span></span></div>\n<div class=\"t m0 x2c h64 y9e4 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een beperk<span class=\"_ _0\"></span>t aantal<span class=\"_ _0\"></span> daarvoor i<span class=\"_ _0\"></span>n aanmer<span class=\"ws11d\">ki<span class=\"_ _0\"></span>ng kome<span class=\"_ _0\"></span>nde contr<span class=\"_ _0\"></span>acten <span class=\"_ _0\"></span>binnen </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en, <span class=\"lsef ws11d\">waarvoor de r<span class=\"_ _1\"></span>isico\u2019s op <span class=\"_ _1\"></span>jaarlijkse<span class=\"_ _1\"></span> basis opnieu<span class=\"_ _1\"></span>w </span></div>\n<div class=\"t m0 x2c h64 y9e6 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> getarife<span class=\"_ _1\"></span>erd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya3d ff7b fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Variabel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ergoedin<span class=\"_ _1\"></span>gsbenadering</span> </span></div>\n<div class=\"t m0 x2c h64 ya3e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n entiteit<span class=\"_ _1\"></span> groepen v<span class=\"_ _1\"></span>an verzekerin<span class=\"_ _1\"></span>gscontracten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>l<span class=\"lsef ws11e\">ementen waardeer<span class=\"_ _1\"></span>t volgens de variabel<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 ya40 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingsbena<span class=\"_ _1\"></span>dering (in<span class=\"_ _1\"></span> plaats van <span class=\"_ _1\"></span>volgens h<span class=\"_ _1\"></span>et algemene</div>\n<div class=\"t m0 x2c h64 ya41 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ff79 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgem<span class=\"_ _1\"></span>ene </span>w<span class=\"lsef ws11d\">aar<span class=\"_ _1\"></span>deringsmodel<span class=\"_ _1\"></span> en de </span>v<span class=\"_ _1\"></span><span class=\"lsef ws113\">ariabele </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsef ws11e\">ergoeding<span class=\"_ _1\"></span>sbenadering<span class=\"_ _1\"></span> waarderen de vervul<span class=\"_ _1\"></span>lingskasstromen op<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya45 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dezelfde wijze<span class=\"_ _1\"></span>. Er is daarentege<span class=\"_ _1\"></span>n een verschil in de waar<span class=\"_ _1\"></span>dering van de</div>\n<div class=\"t m0 x2c h64 ya46 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge. Bij <span class=\"ws111\">de <span class=\"lsef ws11e\">eerste opname van een groep<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x2c h64 ya47 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en is<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">er geen </span></span></div>\n<div class=\"t m0 x2c h64 ya48 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tussen de co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>ele dienst<span class=\"_ _0\"></span>enmarg<span class=\"_ _0\"></span>e bepaald on<span class=\"_ _0\"></span>der beid<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya49 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thodes. In daaropvo<span class=\"_ _1\"></span>lgende <span class=\"ws113\">verslagper<span class=\"_ _1\"></span>iodes,<span class=\"ls0 ws0\"> </span></span>wordt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4a ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge van een gr<span class=\"_ _0\"></span>oep van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten</div>\n<div class=\"t m0 x2c h64 ya4b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>lemente<span class=\"_ _0\"></span>n, die wordt<span class=\"_ _0\"></span> gewaar<span class=\"_ _0\"></span>deerd aan de ha<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 ya4c ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de variabele<span class=\"_ _1\"></span> vergoedingsbenader<span class=\"_ _1\"></span>ing, aangepas<span class=\"_ _1\"></span>t voor de wijziginge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ya4d ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in discon<span class=\"_ _1\"></span>teringsvoeten en<span class=\"_ _1\"></span> andere <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>variabelen (onde<span class=\"_ _1\"></span>r het</div>\n<div class=\"t m0 x2c h64 ya4e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemene waarde<span class=\"_ _1\"></span>ringsmodel <span class=\"_ _1\"></span>worden dergeli<span class=\"_ _1\"></span>jke wijzigi<span class=\"_ _1\"></span>ngen <span class=\"ws113\">opgenomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya4f ff79 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de ger<span class=\"_ _0\"></span>ealise<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erde en niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealiseerde<span class=\"_ _1\"></span> resultaten<span class=\"lsf9 ws124\">). <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya50 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De variabele ve<span class=\"_ _1\"></span>rgoedingsbenader<span class=\"_ _1\"></span>ing kan niet worden toe<span class=\"_ _1\"></span>gepast op</div>\n<div class=\"t m0 x2c h64 ya52 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">groepen v<span class=\"_ _0\"></span>an lev<span class=\"_ _0\"></span>ensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met<span class=\"_ _0\"></span> volled<span class=\"_ _0\"></span>ig discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x2c h64 ya53 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>ling en op gro<span class=\"_ _0\"></span>epen herv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten (z<span class=\"_ _0\"></span>owel geho<span class=\"_ _0\"></span>uden</div>\n<div class=\"t m0 x2c h64 ya54 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als uitgegeve<span class=\"ws11d\">n<span class=\"_ _1\"></span> herverzekering<span class=\"_ _1\"></span>scontracten).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y959 ff7b fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Herziening en<span class=\"_ _1\"></span> niet lang<span class=\"_ _1\"></span>er opnemen i<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h6c y95a ff7b fs44 fc1d sc0 ls10b ws13d\" style=\"z-index: 15;\">positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95b ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Als<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de<span class=\"_ _1\"></span> voorwaarden van een verz<span class=\"_ _1\"></span>ekeringscontrac<span class=\"_ _1\"></span>t op materi\u00eble wij<span class=\"_ _1\"></span>ze </span></span></div>\n<div class=\"t m0 x1d h64 y95c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden h<span class=\"_ _0\"></span>erzien en <span class=\"lsef ws11e\">als voldaan is<span class=\"ls0 ws0\"> </span></span>aan specifi<span class=\"_ _0\"></span>eke crite<span class=\"_ _0\"></span>ria, neemt Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1d h64 y95d ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het oorspronkeli<span class=\"_ _1\"></span>jke contract<span class=\"_ _1\"></span> <span class=\"ws11d\">niet langer <span class=\"_ _1\"></span>op in <span class=\"lsed\">zijn overzi<span class=\"_ _0\"></span>cht van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y95e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span>en neemt<span class=\"_ _1\"></span> Ageas <span class=\"lsed ws11d\">het herzi<span class=\"_ _0\"></span>ene contr<span class=\"_ _0\"></span>act <span class=\"ws111\">op </span><span class=\"lsef\">als een </span></span></div>\n<div class=\"t m0 x1d h64 y95f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuw co<span class=\"_ _0\"></span>ntract<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 ya55 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n verzekerin<span class=\"_ _1\"></span>gscontract ni<span class=\"_ _1\"></span>et langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">wanneer het is </span></span></div>\n<div class=\"t m0 x1d h64 ya58 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y964 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in het ge<span class=\"_ _0\"></span>consoli<span class=\"_ _0\"></span>deerde over<span class=\"_ _0\"></span>zicht va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h6c y965 ff7b fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y966 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zal de <span class=\"lsef ws11e\">boekwaarde van de volgende portefeui<span class=\"_ _1\"></span>lles afzonderlij<span class=\"_ _1\"></span>k<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y967 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorste<span class=\"_ _0\"></span>llen in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht van d<span class=\"_ _0\"></span>e financi<span class=\"_ _0\"></span>\u00eble positi<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y968 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie a<span class=\"lsee ws112\">ctiva<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">zijn;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y969 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y96a ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die a<span class=\"ls105 ws135\">ctiva<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">zijn; e<span class=\"_ _1\"></span>n</span> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y96b ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ya59 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in de <span class=\"ls10c ws13b\">win</span><span class=\"lsee\">st<span class=\"ls0 ws0\">- </span></span><span class=\"ws11d\">en verliesr<span class=\"_ _0\"></span>ekening<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya5a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas zal <span class=\"_ _1\"></span>in <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">gecons<span class=\"_ _1\"></span>olideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span></span><span class=\"lsed\">en verli<span class=\"_ _0\"></span>esrekeni<span class=\"_ _0\"></span>ng <span class=\"lsef ws113\">afzonderlijk </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>diensten<span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>en (<span class=\"ws111\">dez<span class=\"_ _0\"></span>e <span class=\"ws11d\">bevatten d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5c ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sopbrengsten minu<span class=\"_ _1\"></span>s de lasten<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van</div>\n<div class=\"t m0 x1d h64 ya5d ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sdiensten)<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en<span class=\"_ _1\"></span> de </span>verzekering<span class=\"_ _1\"></span>sfinancierings<span class=\"lsed ws112\">baten of <span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya5e ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opneme<span class=\"_ _0\"></span>n. De <span class=\"lsef ws113\">opname<span class=\"ls0 ws0\"> </span>van <span class=\"ws11e\">ver<span class=\"_ _1\"></span>zekeringsopbre<span class=\"_ _1\"></span>ngsten en </span>van <span class=\"_ _1\"></span><span class=\"ws11e\">lasten uit </span></span></div>\n<div class=\"t m0 x1d h64 ya5f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofde van v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsdi<span class=\"_ _0\"></span>ensten<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">is gebaseerd op <span class=\"_ _1\"></span>het <span class=\"ws11e\">concept van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya60 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedurende de<span class=\"_ _1\"></span> verslagperi<span class=\"_ _1\"></span>ode verleend<span class=\"_ _1\"></span>e diensten u<span class=\"_ _1\"></span>it hoofde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x1d h64 ya61 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya62 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya63 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Beleggingscomp<span class=\"_ _1\"></span>onenten<span class=\"ws11d\">, zijnd<span class=\"_ _1\"></span>e bedragen<span class=\"_ _1\"></span> die de pol<span class=\"_ _1\"></span>ishouder al<span class=\"_ _1\"></span>tijd zal </span></div>\n<div class=\"t m0 x1d h64 ya64 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ontvangen<span class=\"ws11e\">, ongea<span class=\"_ _1\"></span>cht of een verzek<span class=\"_ _1\"></span>erde gebeurteni<span class=\"_ _1\"></span>s zich voordoet<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya65 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen nie<span class=\"_ _0\"></span>t <span class=\"lsef ws11d\">worden opgenome<span class=\"_ _1\"></span>n in de ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 y979 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> <span class=\"lsed ws111\">maar </span><span class=\"ws11d\">zullen dire<span class=\"_ _1\"></span>ct worden op<span class=\"_ _1\"></span>genomen <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x1d h64 y97a ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"lsed ws112\">overzicht va<span class=\"_ _0\"></span>n de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie. Om te bep<span class=\"_ _0\"></span>alen of </span></div>\n<div class=\"t m0 x1d h64 y97b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> een beleg<span class=\"_ _0\"></span>gingscom<span class=\"_ _0\"></span>ponent<span class=\"_ _0\"></span> bevat, sch<span class=\"_ _0\"></span>at Ageas</div>\n<div class=\"t m0 x1d h64 y97c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng <span class=\"lsef ws11d\">van het con<span class=\"_ _1\"></span>tract <span class=\"lsed\">in of<span class=\"ls0 ws0\"> </span></span></span>er zich in all<span class=\"_ _0\"></span>e omstandi<span class=\"_ _0\"></span>gheden e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ya66 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaling zal<span class=\"_ _1\"></span> voordoen<span class=\"ls105 ws135\">. </span>Voo<span class=\"_ _1\"></span>r de beoordeling<span class=\"_ _1\"></span> van<span class=\"ls0 ws0\"> \u2018</span><span class=\"ws11d\">alle<span class=\"_ _1\"></span> omstandighede<span class=\"_ _1\"></span>n\u2019<span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya67 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden alle mogel<span class=\"_ _1\"></span>ijke gebeurteni<span class=\"_ _1\"></span>ssen, welke het<span class=\"_ _1\"></span> contract doen</div>\n<div class=\"t m0 x1d h64 ya68 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">be\u00ebindigen e<span class=\"_ _1\"></span>n tot een<span class=\"_ _1\"></span> eventuele <span class=\"_ _1\"></span>betaling aan <span class=\"_ _1\"></span>een polishou<span class=\"_ _1\"></span>der leiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ya69 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overwog<span class=\"_ _0\"></span>en. Deze mo<span class=\"_ _0\"></span>gelijke g<span class=\"_ _0\"></span>ebeurte<span class=\"_ _0\"></span>nissen bet<span class=\"_ _0\"></span>reffen <span class=\"lsef ws113\">de <span class=\"ws11e\">opzegging van </span></span></div>\n<div class=\"t m0 x1d h64 ya6a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het contrac<span class=\"_ _1\"></span>t door de <span class=\"_ _1\"></span>polishouder, <span class=\"ls0 ws0\">d<span class=\"_ _1\"></span><span class=\"lsed ws111\">e <span class=\"ws11d\">vervaldat<span class=\"_ _0\"></span>um van h<span class=\"_ _0\"></span>et contr<span class=\"_ _0\"></span>act </span></span></span></div>\n<div class=\"t m0 x1d h64 ya6b ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsmede <span class=\"_ _0\"></span>alle ver<span class=\"_ _0\"></span>zekerde <span class=\"_ _0\"></span>gebeurt<span class=\"_ _0\"></span>enissen <span class=\"_ _0\"></span>(zoals o<span class=\"_ _0\"></span>verlijd<span class=\"_ _0\"></span>en of ove<span class=\"_ _0\"></span>rleven)<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y983 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsf<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>ringsbat<span class=\"_ _0\"></span>en en <span class=\"ls0 ws0\">-<span class=\"lsef ws113\">lasten</span> </span></div>\n<div class=\"t m0 x1d h64 ya6c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IFR<span class=\"_ _0\"></span>S 17 worden de v<span class=\"_ _0\"></span>ervullin<span class=\"_ _0\"></span>gskasst<span class=\"_ _0\"></span>romen en d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractuel<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya6d ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">ienstenma<span class=\"_ _1\"></span>rge gerappor<span class=\"_ _1\"></span>teerd op een<span class=\"_ _1\"></span> verdisconteerd<span class=\"_ _1\"></span>e basis, <span class=\"ls10a ws13c\">om </span></span></div>\n<div class=\"t m0 x1d h64 ya6e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening te houden<span class=\"_ _1\"></span> met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het tijdstip v<span class=\"_ _0\"></span>an de kasstr<span class=\"_ _0\"></span>omen. IFR<span class=\"_ _0\"></span>S 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">een </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> toe <span class=\"ws111\">om<span class=\"ls0 ws0\"> d</span></span><span class=\"lsef\">e effecten <span class=\"_ _1\"></span>van wijzigingen<span class=\"_ _1\"></span> in discon<span class=\"_ _1\"></span>teringsvoeten<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1d h64 ya70 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">andere f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble vari<span class=\"_ _0\"></span>abelen<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">ofwel geheel in de winst</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g op te nemen of<span class=\"_ _0\"></span><span class=\"lsef ws113\">wel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">deels i<span class=\"ws112\">n de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verliesreke<span class=\"_ _0\"></span>ning </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya72 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op te nemen en d<span class=\"_ _0\"></span>eels in de ov<span class=\"_ _0\"></span>erige onde<span class=\"_ _0\"></span>rdelen va<span class=\"_ _0\"></span>n het totaa<span class=\"_ _0\"></span>lresulta<span class=\"_ _0\"></span>at<span class=\"lsf9 ws124\">, </span></div>\n<div class=\"t m0 x1d h64 ya73 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afhank<span class=\"_ _0\"></span>elijk van de do<span class=\"_ _0\"></span>or de entite<span class=\"_ _0\"></span>it<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">gekozen <span class=\"_ _0\"></span>grondsla<span class=\"_ _0\"></span>g voor f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble </span></div>\n<div class=\"t m0 x1d h64 ya74 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslaggeving<span class=\"ws11d\">.<span class=\"_ _1\"></span> Ageas hee<span class=\"_ _1\"></span>ft het voorne<span class=\"_ _1\"></span>men om voo<span class=\"_ _1\"></span>r het groo<span class=\"_ _1\"></span>tste deel </span></div>\n<div class=\"t m0 x1d h64 ya75 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>n<span class=\"ws112\">gsport<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es de effect<span class=\"_ _0\"></span>en van wijz<span class=\"_ _0\"></span>igingen in </span></div>\n<div class=\"t m0 x1d h64 ya76 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">disconterings<span class=\"_ _1\"></span>voeten<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">op te splits<span class=\"_ _0\"></span>en tusse<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">- </span></span><span class=\"ws112\">en verliesrek<span class=\"_ _0\"></span>ening<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya77 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de overi<span class=\"_ _0\"></span>ge onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalre<span class=\"_ _0\"></span>sultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span>houdt een de<span class=\"_ _0\"></span>rgelijke o<span class=\"_ _0\"></span>psplits<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y8a6 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in dat gedur<span class=\"_ _0\"></span>ende de loopt<span class=\"_ _0\"></span>ijd van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span></span><span class=\"ws11e\">verzekerings<span class=\"_ _1\"></span>contracten in </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verl<span class=\"_ _1\"></span>iesrekening</span> <span class=\"lsef ws11d\">ee<span class=\"_ _1\"></span>n bedrag w<span class=\"_ _1\"></span>ordt gepresen<span class=\"_ _1\"></span>teerd dat w<span class=\"_ _1\"></span>ordt </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald door<span class=\"_ _1\"></span> een<span class=\"ls0 ws0\"> </span><span class=\"lsed\">systematisc<span class=\"_ _0\"></span>he toer<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>otale </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financiering<span class=\"_ _1\"></span>s<span class=\"lsed ws112\">baten en <span class=\"ls0 ws0\">-</span></span>lasten<span class=\"ws11d\">. Wanneer de<span class=\"_ _1\"></span> groep ni<span class=\"_ _1\"></span>et langer wor<span class=\"_ _1\"></span>dt </span></div>\n<div class=\"t m0 x2c h64 y8aa ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"lsef ws11e\">,<span class=\"_ _0\"></span> worden <span class=\"ws113\">eventuele<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende b<span class=\"_ _1\"></span>edragen <span class=\"ws11e\">in de<span class=\"_ _1\"></span> overige onderdelen<span class=\"_ _1\"></span> van het totaalre<span class=\"_ _1\"></span>sultaat </span></div>\n<div class=\"t m0 x2c h64 y8ac ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgeboekt<span class=\"_ _1\"></span> <span class=\"lsed ws112\">naar de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- </span></span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekenin<span class=\"_ _1\"></span>g<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y8ad ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ariab<span class=\"ls107 ws13e\">ele </span></span>v<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ergoedingsbenade<span class=\"_ _1\"></span>ring, in de si<span class=\"_ _1\"></span>tuatie waar<span class=\"ls107 ws13e\">in</span></span> </span><span class=\"ws111\">een </span></div>\n<div class=\"t m0 x2c h64 y8af ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">entiteit de<span class=\"_ _1\"></span> onderliggende<span class=\"_ _1\"></span> <span class=\"lsee ws112\">activa<span class=\"ls0 ws0\"> </span></span>aanhoud<span class=\"_ _1\"></span>t, betekent ee<span class=\"_ _1\"></span>n dergeli<span class=\"_ _1\"></span>jke</div>\n<div class=\"t m0 x2c h64 y8b0 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opsplitsing da<span class=\"_ _1\"></span>t in de <span class=\"ls10c ws13b\">winst<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">als </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsfi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngsbate<span class=\"_ _0\"></span>n of <span class=\"ls0 ws0\">-</span><span class=\"ws111\">lasten<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een bedrag <span class=\"ws11d\">wordt opg<span class=\"_ _1\"></span>enomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de acco<span class=\"_ _0\"></span>unting mis<span class=\"_ _0\"></span>matches<span class=\"_ _0\"></span> met de <span class=\"ws11d\">financ<span class=\"_ _0\"></span>ierings<span class=\"_ _0\"></span>baten en <span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">uit </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de onderligg<span class=\"_ _1\"></span>ende activa<span class=\"_ _1\"></span> <span class=\"ws113\">elimineert<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span>Wanneer de <span class=\"_ _1\"></span>groep niet<span class=\"_ _1\"></span> langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y8b4 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie,<span class=\"_ _0\"></span> blijven d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen opge<span class=\"_ _1\"></span>nomen in de<span class=\"_ _1\"></span> overige o<span class=\"_ _1\"></span><span class=\"ws11e\">nderdelen van het t<span class=\"_ _1\"></span>otaalresultaa<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aldaar opgen<span class=\"_ _1\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y991 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Inschat<span class=\"_ _0\"></span>ting van de im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 17 door <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y993 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y994 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">januari 2022<span class=\"_ _1\"></span>) wordt toe<span class=\"_ _1\"></span>gelicht in<span class=\"_ _1\"></span> sectie D<span class=\"_ _1\"></span>. hieron<span class=\"ws113\">der.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y934 ff7e fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws11d\">Geschat<span class=\"_ _0\"></span>te impact<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>eerste t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 en </span></span></div>\n<div class=\"t m0 xd1 h64 y935 ff7e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op 1 jan<span class=\"_ _0\"></span>uari 2022<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7a ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle dochterond<span class=\"_ _1\"></span>ernemingen van Ageas he<span class=\"_ _1\"></span>bben hun openingsba<span class=\"_ _1\"></span>lans</div>\n<div class=\"t m0 x2c h64 ya7b ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 9 en IFRS 17 <span class=\"lsef ws11d\">per 1 januari 202<span class=\"_ _1\"></span>2 praktisch<span class=\"_ _1\"></span> gefinalisee<span class=\"_ _1\"></span>rd en </span></div>\n<div class=\"t m0 x2c h64 ya7c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voeren para<span class=\"_ _1\"></span>llelle runs <span class=\"lsf9 ws124\">u<span class=\"_ _1\"></span>it </span><span class=\"ws11e\">voor de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>verslagperiode<span class=\"_ _1\"></span> 2022. Ondan<span class=\"_ _1\"></span>ks dat<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya7d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">impleme<span class=\"_ _0\"></span>ntatie<span class=\"lsef ws11e\">voorbereidingen binnen de Tur<span class=\"_ _1\"></span>kse en Aziatische<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya7e ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> ondernemingen van Ag<span class=\"_ _1\"></span>eas <span class=\"ws11d\">pas la<span class=\"_ _1\"></span>ter werden opge<span class=\"_ _1\"></span>start </span></div>\n<div class=\"t m0 x2c h64 ya7f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(in lijn met<span class=\"_ _0\"></span> lokale wetg<span class=\"_ _0\"></span>eving en v<span class=\"_ _0\"></span>oorschr<span class=\"_ _0\"></span>iften), h<span class=\"_ _0\"></span>ebben de <span class=\"lsef ws113\">belangrijkste<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya80 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden o<span class=\"_ _1\"></span>nderneming<span class=\"ws11e\">en goed<span class=\"_ _1\"></span>e vooruitgang gebo<span class=\"_ _1\"></span>ekt <span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya81 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ingangs<span class=\"_ _0\"></span>datum v<span class=\"_ _0\"></span>an 1 janu<span class=\"_ _0\"></span>ari 2023 <span class=\"_ _0\"></span>na te lev<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya83 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas heef<span class=\"_ _1\"></span>t <span class=\"ws11d\">de publi<span class=\"_ _1\"></span>catievereisten<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span>IAS 8<span class=\"_ _1\"></span> \u2018Boekhoudk<span class=\"_ _1\"></span>undige </span></div>\n<div class=\"t m0 x2c h64 ya84 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>es, wijzi<span class=\"_ _0\"></span>gingen in bo<span class=\"_ _0\"></span>ekhoudk<span class=\"_ _0\"></span>undige sc<span class=\"_ _0\"></span>hattin<span class=\"_ _0\"></span>gen en foute<span class=\"_ _0\"></span>n\u2019 (om</div>\n<div class=\"t m0 x2c h64 ya85 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekende o<span class=\"_ _1\"></span>f redelijkerw<span class=\"_ _1\"></span>ijs inschatbar<span class=\"_ _1\"></span>e relevan<span class=\"lsed ws112\">te informati<span class=\"_ _0\"></span>e toe te licht<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya86 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die toel<span class=\"_ _0\"></span>aat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de mogelijke i<span class=\"_ _0\"></span>mpact<span class=\"ls0 ws0\"> </span>van de <span class=\"ws111\">ee<span class=\"_ _0\"></span>rste <span class=\"ws112\">toepa<span class=\"_ _0\"></span>ssing van e<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya87 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuwe IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-</span><span class=\"ws112\">stand<span class=\"_ _0\"></span>aard op de jaar<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng van een enti<span class=\"_ _0\"></span>teit in de </span></div>\n<div class=\"t m0 x2c h64 ya88 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">periode van eer<span class=\"_ _1\"></span>ste toepassing te be<span class=\"_ _1\"></span>oordelen) alsmede<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in </span><span class=\"ws113\">de <span class=\"_ _1\"></span>openbare </span></div>\n<div class=\"t m0 x2c h64 ya89 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verklari<span class=\"_ _0\"></span>ng van de <span class=\"lsef ws11d\">ESMA inzake \u2018Transpa<span class=\"_ _1\"></span>rantie me<span class=\"_ _1\"></span>t betrekking <span class=\"_ _1\"></span>tot </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ya8a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 17 Verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten\u2019 zorgv<span class=\"_ _0\"></span>uldig af<span class=\"_ _0\"></span>gewoge<span class=\"lsf9 ws124\">n, </span></div>\n<div class=\"t m0 x2c h64 ya8b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> voortgang<span class=\"_ _1\"></span> binnen <span class=\"ls103\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">do<span class=\"_ _1\"></span>chteronderneming<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya8c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verbonde<span class=\"_ _1\"></span>n ondernemingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya8d ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya8e ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde<span class=\"ls0 ws0\"> </span><span class=\"ws113\">paragr<span class=\"_ _1\"></span>afen verdu<span class=\"_ _1\"></span>idelijken<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de<span class=\"_ _1\"></span> impact van de </span>eerste<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya8f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">IFRS<span class=\"_ _1\"></span> 17 door de <span class=\"_ _1\"></span>dochteronderne<span class=\"_ _1\"></span>mingen van </span></span></div>\n<div class=\"t m0 x2c h64 ya90 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas op de ov<span class=\"_ _0\"></span>ergangs<span class=\"_ _0\"></span>datum (zi<span class=\"_ _0\"></span>jnde 1 janua<span class=\"_ _0\"></span>ri 2022). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya91 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya92 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Alhoewel Age<span class=\"_ _1\"></span>as erkent <span class=\"_ _1\"></span>dat de <span class=\"ws113\">opna<span class=\"_ _1\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van kwantit<span class=\"_ _0\"></span>atieve inf<span class=\"_ _0\"></span>ormatie m<span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x2c h64 ya93 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot <span class=\"ls103\">zijn<span class=\"ls0 ws0\"> </span><span class=\"lsef\">dochteronde<span class=\"_ _1\"></span>rnemingen sl<span class=\"_ _1\"></span>echts een ge<span class=\"_ _1\"></span>deeltelijk i<span class=\"_ _1\"></span>nzicht </span></span></div>\n<div class=\"t m0 x2c h64 ya94 ff7e fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">geeft <span class=\"lsed ws11d\">in de gesc<span class=\"_ _0\"></span>hatte geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde im<span class=\"_ _0\"></span>pact va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span><span class=\"ws111\">toepassing </span></span></div>\n<div class=\"t m0 x2c h64 ya95 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van IFRS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span></span>IFRS 17,<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">concludeerd<span class=\"ws11d\">e<span class=\"_ _1\"></span> Ageas</span></span> <span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>t de <span class=\"ws113\">opname</span></span> <span class=\"lsed ws111\">van </span></span></div>\n<div class=\"t m0 x2c h64 ya96 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kwantit<span class=\"_ _0\"></span>atieve i<span class=\"_ _0\"></span>nfo<span class=\"ws112\">rmat<span class=\"_ _0\"></span>ie inzake de <span class=\"lsef ws113\">eerste <span class=\"ws11e\">toepassing van IFRS 9<span class=\"_ _1\"></span> en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya97 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 doo<span class=\"_ _0\"></span>r <span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsef\">verbonden<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> momenteel <span class=\"_ _1\"></span>niet geheel<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya98 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan de publi<span class=\"_ _0\"></span>catiever<span class=\"_ _0\"></span>eisten vo<span class=\"_ _0\"></span>lgens IA<span class=\"_ _0\"></span>S 8 zou beantw<span class=\"_ _0\"></span>oorden. A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x2c h64 ya99 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m de impact o<span class=\"_ _0\"></span>p de overga<span class=\"_ _0\"></span>ngsdatum v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1d h64 y99a ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">eerste <span class=\"lsef ws113\">toepassing<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">van IFRS 9 en IFR<span class=\"_ _0\"></span>S <span class=\"ws111\">17 <span class=\"lsef ws11e\">door zowel <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 y99b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen als<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span>verbon<span class=\"_ _1\"></span>den onderneminge<span class=\"_ _1\"></span>n <span class=\"ws11e\">voor te </span></div>\n<div class=\"t m0 x1d h64 y99c ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">stellen <span class=\"ws11d\">ged<span class=\"_ _1\"></span>urende een<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span>e presentatie<span class=\"_ _1\"></span> <span class=\"lsed ws112\">door de die<span class=\"_ _0\"></span>nst </span></span></div>\n<div class=\"t m0 x1d h64 y99d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor re<span class=\"_ _1\"></span>laties met <span class=\"_ _1\"></span>investeerder<span class=\"_ _1\"></span>s midden 2<span class=\"_ _1\"></span>023<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99e ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> ook geen <span class=\"_ _1\"></span>schatti<span class=\"ws11e\">ngen op va<span class=\"_ _1\"></span>n de impact per 30<span class=\"_ _1\"></span> juni 2022 of </span></div>\n<div class=\"t m0 x1d h64 ya9a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">per 31 dece<span class=\"_ _0\"></span>mber 2022, o<span class=\"_ _0\"></span>mdat deze s<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>gen mome<span class=\"_ _0\"></span>nteel nog ni<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ya9b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voldoende b<span class=\"_ _1\"></span>etrouwbaar of <span class=\"_ _1\"></span>gekend zijn. <span class=\"_ _1\"></span>De impac<span class=\"_ _1\"></span>t op het</div>\n<div class=\"t m0 x1d h64 ya9c ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en op de</div>\n<div class=\"t m0 x1d h64 ya9d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng op dez<span class=\"_ _0\"></span>e data <span class=\"_ _0\"></span>zal word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 ya9e ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgest<span class=\"_ _0\"></span>eld in het t<span class=\"_ _0\"></span>ussentij<span class=\"_ _0\"></span>dse financ<span class=\"_ _0\"></span>ieel vers<span class=\"_ _0\"></span>lag en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in</span> <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g over de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> 2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa0 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa1 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Vergeleken met<span class=\"_ _1\"></span> de bedragen <span class=\"lsed ws112\">die zijn opgeno<span class=\"_ _0\"></span>men<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in <span class=\"lsef ws113\">het</span></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaa2 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"ws11d\">overzich<span class=\"_ _1\"></span>t van de <span class=\"_ _1\"></span><span class=\"ls107 ws135\">financi\u00eble<span class=\"_ _1\"></span> positie<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas per 1 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaa3 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 onde<span class=\"_ _1\"></span>r toepassing<span class=\"_ _1\"></span> van IAS 39 en IFRS 4, heef<span class=\"_ _1\"></span>t toepassing</div>\n<div class=\"t m0 x1d h64 yaa4 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 9<span class=\"_ _1\"></span> en IFRS 1<span class=\"_ _1\"></span>7 door de <span class=\"_ _1\"></span>dochterondern<span class=\"_ _1\"></span>emingen van A<span class=\"_ _1\"></span>geas</div>\n<div class=\"t m0 x1d h64 yaa5 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geleid t<span class=\"_ _0\"></span>ot:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale activ<span class=\"_ _0\"></span>a;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa7 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa8 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een daling van het<span class=\"_ _0\"></span> totale eig<span class=\"_ _0\"></span>en vermoge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya59 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De belang<span class=\"_ _0\"></span>rijkste g<span class=\"_ _0\"></span>evolgen va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span>toepassing va<span class=\"_ _0\"></span>n IFRS 9 en</div>\n<div class=\"t m0 x1d h64 ya5b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 op<span class=\"_ _1\"></span> de gecons<span class=\"_ _1\"></span>olideerde open<span class=\"_ _1\"></span>ingsbalans v<span class=\"_ _1\"></span>an Ageas p<span class=\"_ _1\"></span>er 1</div>\n<div class=\"t m0 x1d h64 ya5c ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 wo<span class=\"_ _1\"></span>rden hieronder ver<span class=\"_ _1\"></span>der toegelicht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yaa9 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toena<span class=\"lsed ws11d\">me van de t<span class=\"_ _0\"></span>otale act<span class=\"_ _0\"></span>iva heef<span class=\"_ _0\"></span>t vooral<span class=\"_ _0\"></span> betrekk<span class=\"_ _0\"></span>ing op de </span></div>\n<div class=\"t m0 x1d h64 yaab ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de <span class=\"ws11d\">be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IFR<span class=\"_ _0\"></span>S 9 inzak<span class=\"_ _0\"></span>e classif<span class=\"_ _0\"></span>icatie <span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yaac ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring. In v<span class=\"_ _0\"></span>ergelijk<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span> IAS 39<span class=\"ls0 ws0\">, </span><span class=\"lsef\">zal onder <span class=\"_ _1\"></span>IFRS 9 een g<span class=\"_ _1\"></span>roter deel<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaad ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van <span class=\"ws11d\">de i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> </span>van<span class=\"ls0 ws0\"> </span>Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten tegen<span class=\"_ _1\"></span> re<span class=\"lsed ws111\">\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 yaae ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yab0 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IA<span class=\"_ _0\"></span>S 39 classifi<span class=\"_ _0\"></span>ceerde A<span class=\"_ _0\"></span>geas een de<span class=\"_ _0\"></span>el van de invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 yab1 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen als \u2018to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aange<span class=\"_ _1\"></span>houden\u2019 of<span class=\"_ _1\"></span> als \u2018leningen<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 yab2 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen\u2019 <span class=\"_ _1\"></span>en waardee<span class=\"_ _1\"></span>rde Ageas d<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">investeri<span class=\"_ _0\"></span>ngen bijge<span class=\"_ _0\"></span>volg teg<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hun geamor<span class=\"_ _1\"></span>tiseerde<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kostprijs. Als<span class=\"_ _0\"></span> gevolg va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">analyse<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">v<span class=\"_ _1\"></span>an het </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yab4 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l <span class=\"ws11d\">waarin de<span class=\"_ _1\"></span> investering<span class=\"_ _1\"></span>en <span class=\"lsed ws112\">onder IFRS 9 </span></span>worden</div>\n<div class=\"t m0 x1d h64 yab5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> en omdat de<span class=\"_ _1\"></span>ze investeringen<span class=\"_ _1\"></span> aanleiding<span class=\"_ _1\"></span> <span class=\"lsed\">geven t<span class=\"_ _0\"></span>ot </span></div>\n<div class=\"t m0 x1d h64 y97d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die <span class=\"ws112\">uitslu<span class=\"_ _0\"></span>itend af<span class=\"_ _0\"></span>lossinge<span class=\"_ _0\"></span>n en renteb<span class=\"_ _0\"></span>etaling<span class=\"_ _0\"></span>en betreff<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 y97e ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws11e\">uitstaande hoofdso<span class=\"_ _1\"></span>mbedrag,<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">zal een groot deel v<span class=\"_ _0\"></span>an deze </span></div>\n<div class=\"t m0 x1d h64 y97f ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">onder IFRS 9 worde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde </span></div>\n<div class=\"t m0 x1d h64 y980 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met verwerking<span class=\"_ _1\"></span> van waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van</div>\n<div class=\"t m0 x1d h64 y981 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Op de ov<span class=\"_ _0\"></span>ergangsd<span class=\"_ _0\"></span>atum<span class=\"ls0 ws0\">, </span>werd de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealis<span class=\"_ _1\"></span>eerd<span class=\"lsed ws111\">e </span></span></span></div>\n<div class=\"t m0 x1d h64 y982 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winst of ver<span class=\"_ _0\"></span>lies sinds<span class=\"_ _0\"></span> de eerste op<span class=\"_ _0\"></span>named<span class=\"_ _0\"></span>atum van die inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x1d h64 y983 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">de overige<span class=\"_ _1\"></span> onderdelen van he<span class=\"_ _1\"></span>t totaalresultaa<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya6c ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya6d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een deel <span class=\"_ _1\"></span>van <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">investering<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span>van Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in schuldb<span class=\"_ _1\"></span>ewijzen, </span></div>\n<div class=\"t m0 x1d h64 ya6e ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invester<span class=\"_ _0\"></span>ingen in niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenote<span class=\"_ _1\"></span>erde beleggin<span class=\"_ _1\"></span>gsfondse<span class=\"lsed ws111\">n </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of op ee<span class=\"_ _1\"></span>n beurs verhand<span class=\"_ _1\"></span>elde fonds<span class=\"_ _1\"></span>en, geven on<span class=\"_ _1\"></span>der IFRS 9 <span class=\"_ _1\"></span>geen</div>\n<div class=\"t m0 x1d h64 ya70 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanleiding <span class=\"_ _1\"></span><span class=\"lsed ws11d\">tot kass<span class=\"_ _0\"></span>tromen <span class=\"lsef ws113\">die <span class=\"ws11d\">uitsluitend afloss<span class=\"_ _1\"></span>ingen en ren<span class=\"_ _1\"></span>tebetalingen </span></span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>en op het uit<span class=\"_ _0\"></span>staande ho<span class=\"_ _0\"></span>ofdsom<span class=\"_ _0\"></span>bedrag.<span class=\"ls0 ws0\"> </span>Op de<span class=\"_ _0\"></span> overgan<span class=\"_ _0\"></span>gsdatum,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya72 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas deze inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen verpli<span class=\"_ _0\"></span>cht gehe<span class=\"_ _0\"></span>rclassif<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ceerd en </span></div>\n<div class=\"t m0 x1d h64 ya73 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde met ver<span class=\"_ _1\"></span>werking van</div>\n<div class=\"t m0 x1d h64 ya74 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verliesr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g, terwijl d<span class=\"_ _0\"></span>eze </span></span></div>\n<div class=\"t m0 x1d h64 ya75 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">investeringen<span class=\"_ _1\"></span> onder IAS<span class=\"_ _1\"></span> 39 werden<span class=\"_ _1\"></span> gewaardeerd <span class=\"_ _1\"></span>tegen <span class=\"lsed ws111\">hun </span></div>\n<div class=\"t m0 x1d h64 ya76 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs of te<span class=\"_ _1\"></span>gen re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya77 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardever<span class=\"ws11e\">anderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">.  </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum een<span class=\"_ _1\"></span> aantal inv<span class=\"_ _1\"></span>esteringen</div>\n<div class=\"t m0 x2c h64 y8a6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen, welke<span class=\"_ _1\"></span> ter dekki<span class=\"_ _1\"></span>ng van un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">linked contr<span class=\"_ _0\"></span>acten wor<span class=\"_ _0\"></span>den </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> aangewez<span class=\"ws11d\">en<span class=\"_ _1\"></span> als aangehoud<span class=\"_ _1\"></span>en tegen r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> met </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerking <span class=\"_ _1\"></span>van waardeverand<span class=\"_ _1\"></span>eringen in<span class=\"_ _1\"></span> de <span class=\"ls10c ws13b\">wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omdat een d<span class=\"_ _1\"></span>ergelijke a<span class=\"_ _1\"></span>anwijzing <span class=\"_ _1\"></span>waarderingsinconsi<span class=\"_ _1\"></span>stenties of</div>\n<div class=\"t m0 x2c h64 y8aa ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing mismat<span class=\"_ _0\"></span>ches met d<span class=\"_ _0\"></span>e daaraan gek<span class=\"_ _0\"></span>oppeld<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen</div>\n<div class=\"t m0 x2c h64 y8ab ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">inzake verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsf9 ws124\">of <span class=\"_ _1\"></span><span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten vermindert.</span></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing <span class=\"ws112\">v<span class=\"_ _0\"></span>an het te verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietver<span class=\"_ _0\"></span>lies<span class=\"ls0 ws0\">-</span>model i<span class=\"_ _0\"></span>n IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y8ae ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">voor <span class=\"lsef ws113\">de </span>investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">van Ageas <span class=\"lsed\">in schuldb<span class=\"_ _0\"></span>ewijzen <span class=\"_ _0\"></span><span class=\"lsef ws113\">resulteerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">op de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8af ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">de op<span class=\"_ _0\"></span>name van <span class=\"_ _0\"></span>een voo<span class=\"_ _0\"></span>rzieni<span class=\"_ _0\"></span>ng voor v<span class=\"_ _0\"></span>erliezen v<span class=\"_ _0\"></span>oor </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff83 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">te<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">verwachte<span class=\"_ _0\"></span>n kredietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en welke iet<span class=\"_ _0\"></span>s hoger ligt d<span class=\"_ _0\"></span>an het bedra<span class=\"_ _0\"></span>g van </span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bijzondere<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">waardeverminder<span class=\"_ _1\"></span>ingen dat <span class=\"_ _1\"></span>voor deze<span class=\"ls105 ws135\">l<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">instrum<span class=\"_ _0\"></span>enten ond<span class=\"_ _0\"></span>er </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IAS 39 werd<span class=\"_ _1\"></span> opgenomen. <span class=\"_ _1\"></span>Dit volgt u<span class=\"_ _1\"></span>it het f<span class=\"_ _1\"></span>eit dat de<span class=\"_ _1\"></span> meerderheid <span class=\"_ _1\"></span>van <span class=\"ws113\">de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Ageas</span> </span><span class=\"ws11d\">in schuldb<span class=\"_ _0\"></span>ewijzen v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">goede kwaliteit i<span class=\"_ _1\"></span>s</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8b4 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(\u2018inves<span class=\"_ _0\"></span>tment gr<span class=\"_ _0\"></span>ade\u2019, z<span class=\"_ _0\"></span>ijnde inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x2c h64 y8b5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>idsrisico <span class=\"_ _1\"></span>van Baa3 of <span class=\"_ _1\"></span>BBB<span class=\"ls0 ws0\">- </span>o<span class=\"_ _1\"></span>f hoger) en <span class=\"_ _1\"></span>bijgevolg <span class=\"_ _1\"></span>niet</div>\n<div class=\"t m0 x2c h64 y8b6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gekenmerk<span class=\"_ _1\"></span>t door een signif<span class=\"_ _1\"></span>icante toename van het<span class=\"_ _1\"></span> <span class=\"ws113\">kredietrisico<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff83 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">sinds <span class=\"lsef ws113\">hun<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opnamedatum<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">(</span></span></span>geclassificeerd<span class=\"ls0 ws0\"> </span><span class=\"lsed\">in Stadium 1<span class=\"_ _0\"></span>). Voor die </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen za<span class=\"_ _0\"></span>l Ageas ee<span class=\"_ _0\"></span>n voorzien<span class=\"_ _0\"></span>ing voor ver<span class=\"_ _0\"></span>liezen voo<span class=\"_ _0\"></span>r te</div>\n<div class=\"t m0 x2c h64 y9d8 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachten kred<span class=\"_ _1\"></span>ietverliezen opnem<span class=\"_ _1\"></span>en ten belope van<span class=\"_ _1\"></span> <span class=\"ws11d\">een bedrag da<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9d9 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>dietverliezen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9da ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span><span class=\"ws11d\">classific<span class=\"_ _1\"></span>eerde Ageas<span class=\"_ _1\"></span> het grootste<span class=\"_ _1\"></span> deel van<span class=\"_ _1\"></span> <span class=\"ls103\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten als \u2018v<span class=\"_ _0\"></span>oor verk<span class=\"_ _0\"></span>oop</div>\n<div class=\"t m0 x2c h64 y9dd ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar\u2019 e<span class=\"_ _1\"></span>n waardeerd<span class=\"_ _1\"></span>e die invester<span class=\"_ _1\"></span>ingen bijg<span class=\"_ _1\"></span>evolg tegen r<span class=\"_ _1\"></span>e\u00eble</div>\n<div class=\"t m0 x2c h64 y9de ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y9df ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. <span class=\"lsed ws112\">Met de imple<span class=\"_ _0\"></span>mentat<span class=\"_ _0\"></span>ie van IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y9e0 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas beslot<span class=\"_ _0\"></span>en om het gro<span class=\"_ _0\"></span>otste deel<span class=\"_ _0\"></span> van <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">investering<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten teg<span class=\"_ _1\"></span>en re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van</div>\n<div class=\"t m0 x2c h64 y9e2 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y9e3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te blijven<span class=\"_ _1\"></span> waarderen, <span class=\"ws11e\">d<span class=\"_ _1\"></span>oor gebruik te<span class=\"_ _1\"></span> maken van de <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span></span>IFRS 9<span class=\"_ _1\"></span> geboden</div>\n<div class=\"t m0 x2c h64 y9e4 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze om <span class=\"ws11d\">veranderi<span class=\"_ _1\"></span>ngen in de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> van die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten in de ov<span class=\"_ _0\"></span>erige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9e6 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span> op te ne<span class=\"_ _0\"></span>men<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Aangezien <span class=\"ws11e\">i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> in eigenvermogensi<span class=\"_ _1\"></span>nstrumenten buiten he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied <span class=\"ls107 ws13e\">valle<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van het te v<span class=\"_ _0\"></span>erwac<span class=\"_ _0\"></span>hten kred<span class=\"_ _0\"></span>ietverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model</span> <span class=\"ls107 ws13e\">in</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff83 fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsed ws112\">en de <span class=\"lsef ws11d\">bepalingen i<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span>IFRS 9 retroact<span class=\"_ _0\"></span>ief moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9eb ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegepast, <span class=\"_ _1\"></span><span class=\"lsed ws112\">bestaat<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">belangrijks<span class=\"_ _1\"></span>te impact bij overgang<span class=\"_ _1\"></span> <span class=\"ws113\">uit<span class=\"ls0 ws0\"> </span></span></span>het niet </span></div>\n<div class=\"t m0 x2c h64 y9ec ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">langer opnem<span class=\"_ _1\"></span>en in <span class=\"lsed ws112\">het overzicht v<span class=\"_ _0\"></span>an de financi<span class=\"_ _0\"></span>\u00eble posit<span class=\"_ _0\"></span>ie van de </span></div>\n<div class=\"t m0 x2c h64 y9ed ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">waardeverminder<span class=\"_ _1\"></span>ingen <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>Ageas </span><span class=\"ws112\">onder IAS 39 <span class=\"lsef ws113\">opnam </span></span>voor</div>\n<div class=\"t m0 x2c h64 y9ee ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws113\">eze</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invest<span class=\"_ _0\"></span>eringen<span class=\"_ _0\"></span>. Dit had op de tr<span class=\"_ _0\"></span>ansitieda<span class=\"_ _0\"></span>tum een p<span class=\"_ _0\"></span>ositieve i<span class=\"_ _0\"></span>mpact </span></div>\n<div class=\"t m0 x2c h64 y9ef ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">op<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">het t</span></span><span class=\"ws112\">otale eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"ls0 ws0\"> <span class=\"ls10c ws14c\">(EUR 0</span>,<span class=\"ls107 ws137\">3 milja<span class=\"_ _1\"></span>rd)</span>. </span></span></div>\n<div class=\"t m0 x2c h64 y9f0 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39, werd<span class=\"_ _1\"></span>en leningen aan poli<span class=\"_ _1\"></span>shouders opgeno<span class=\"_ _1\"></span>men als</div>\n<div class=\"t m0 x2c h64 y9f2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa. In l<span class=\"_ _1\"></span>ijn met <span class=\"_ _1\"></span>de bepalingen<span class=\"_ _1\"></span> in IFRS 17<span class=\"_ _1\"></span>, heeft A<span class=\"_ _1\"></span>geas de</div>\n<div class=\"t m0 x2c h64 y9f3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen aan<span class=\"_ _1\"></span> polishoude<span class=\"_ _1\"></span>rs op de <span class=\"_ _1\"></span>overgangsda<span class=\"_ _1\"></span>tum opgenomen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y9f4 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardering <span class=\"_ _1\"></span>van de v<span class=\"lsed\">erplichting<span class=\"_ _0\"></span>en inza<span class=\"_ _0\"></span>ke verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff83 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">eerste</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 17 heeft ge<span class=\"_ _0\"></span>resulte<span class=\"_ _0\"></span>erd in het niet<span class=\"_ _0\"></span> langer </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opnemen van enige<span class=\"_ _1\"></span> bedragen die ond<span class=\"_ _1\"></span>er IFRS 4 werden opgen<span class=\"_ _1\"></span>omen in</div>\n<div class=\"t m0 x2c h64 y9f8 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws113\">geconsolideerde<span class=\"_ _1\"></span> <span class=\"ws11e\">overzicht<span class=\"_ _1\"></span> van de financi\u00eble po<span class=\"_ _1\"></span>sitie inzake </span></span></div>\n<div class=\"t m0 x2c h64 y9f9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geactiveerd<span class=\"ls0 ws0\">e<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">acquisiti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n en <span class=\"lsef ws113\">de <span class=\"ws11d\">waarde va<span class=\"_ _1\"></span>n overgenomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9fa ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake gea<span class=\"_ _1\"></span>ctiveerde acqu<span class=\"_ _1\"></span>isitiekosten<span class=\"_ _1\"></span> (EUR </span><span class=\"ff83\">0,<span class=\"_ _1\"></span><span class=\"lsef ws113\">4 </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9fc ff83 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljard<span class=\"lsed ws11d\">) werden op de <span class=\"_ _0\"></span>overga<span class=\"_ _0\"></span>ngsdatu<span class=\"_ _0\"></span>m naar IF<span class=\"_ _0\"></span>RS 17 ni<span class=\"_ _0\"></span>et lange<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a0 h64 y9fd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het <span class=\"lsef ws113\">geconsolideerde </span>overzicht van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a0 h64 y9fe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>, in over<span class=\"lsef ws11d\">eenstemming met de<span class=\"_ _1\"></span> keuze van<span class=\"_ _1\"></span> grondslagen<span class=\"_ _1\"></span> voor </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas o<span class=\"_ _0\"></span>m, met de acqui<span class=\"_ _0\"></span>sitie van </span></span></div>\n<div class=\"t m0 x69 h64 yab7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringen v<span class=\"_ _0\"></span>erband hou<span class=\"_ _0\"></span>dende kas<span class=\"_ _0\"></span>stromen op t<span class=\"_ _0\"></span>e nemen als las<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x69 h64 yab8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wanneer A<span class=\"_ _1\"></span>geas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">deze kos<span class=\"_ _1\"></span>ten maakt, </span>dit <span class=\"lsed ws112\">voor de activitei<span class=\"_ _0\"></span>ten in Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yab9 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsed ws112\">even die worde<span class=\"_ _0\"></span>n gew<span class=\"lsef ws11d\">aardeerd aan de <span class=\"_ _1\"></span>hand van de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yaba ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">premietoereke<span class=\"_ _1\"></span>ningsbenadering<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake de<span class=\"_ _1\"></span> waarde van<span class=\"_ _1\"></span> overgenomen co<span class=\"_ _1\"></span>ntracten (E<span class=\"_ _1\"></span>UR </span></span></div>\n<div class=\"t m0 x69 h64 yabc ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">0,<span class=\"lsef ws11e\">0 mi<span class=\"_ _1\"></span>ljard<span class=\"ws11d\">) werden <span class=\"_ _1\"></span>niet langer<span class=\"_ _1\"></span> opgenomen <span class=\"_ _1\"></span>in het <span class=\"ws113\">geconso<span class=\"_ _1\"></span>lideerde </span></span></span></div>\n<div class=\"t m0 x69 h64 yabd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie omdat<span class=\"_ _0\"></span> ze onder IF<span class=\"_ _0\"></span>RS 17 word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yabe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen inz<span class=\"_ _0\"></span>ake</div>\n<div class=\"t m0 x69 h64 yabf ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya58 ff87 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing v<span class=\"_ _0\"></span>an IFRS 9 h<span class=\"_ _0\"></span>eeft ni<span class=\"_ _0\"></span>et gelei<span class=\"_ _0\"></span>d tot een <span class=\"_ _0\"></span>herclass<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x1d h64 yac1 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac3 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toename van de to<span class=\"_ _1\"></span>tale<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">verp<span class=\"_ _1\"></span>lichtingen be<span class=\"_ _1\"></span>treft voornam<span class=\"_ _1\"></span>elijk de </span></div>\n<div class=\"t m0 x1d h64 yac4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herberekening<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">van verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en, herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x1d h64 yac6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van de <span class=\"ws113\">bepalingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in IFRS 17 </span></span></span>van het</div>\n<div class=\"t m0 x1d h64 yac7 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundige<span class=\"_ _1\"></span> model van<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span><span class=\"ws112\">actuele wa<span class=\"_ _0\"></span>arde. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac8 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de over<span class=\"_ _1\"></span>gangsdatum<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span>heeft Age<span class=\"_ _1\"></span>as elke gr<span class=\"_ _1\"></span>oep <span class=\"ls103\">van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaca ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten en</div>\n<div class=\"t m0 x1d h64 yacb ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten</div>\n<div class=\"t m0 x1d h64 yacc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">retroactief<span class=\"_ _1\"></span> ge\u00efdentificeerd<span class=\"_ _1\"></span>, gewaardeer<span class=\"_ _1\"></span>d en opgen<span class=\"_ _1\"></span>omen, also<span class=\"_ _1\"></span>f de</div>\n<div class=\"t m0 x1d h64 yacd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepalinge<span class=\"ls0 ws0\">n<span class=\"_ _1\"></span> </span><span class=\"ws11d\">van IFR<span class=\"_ _1\"></span>S 17 van <span class=\"_ _1\"></span>toepassing ware<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">op die groepe<span class=\"_ _0\"></span>n <span class=\"ws111\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 yace ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en vanaf h<span class=\"_ _0\"></span>un eerste op<span class=\"_ _0\"></span>name (ook w<span class=\"_ _0\"></span>el de \u2018volle<span class=\"_ _0\"></span>dig retroa<span class=\"_ _0\"></span>ctieve</div>\n<div class=\"t m0 x1d h64 yacf ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">benadering\u2019 <span class=\"_ _1\"></span>genoemd). Di<span class=\"_ _1\"></span>t omvat de<span class=\"_ _1\"></span> identifica<span class=\"_ _1\"></span>tie, waarderin<span class=\"_ _1\"></span>g en</div>\n<div class=\"t m0 x1d h64 yad0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an (enig <span class=\"_ _0\"></span>actief v<span class=\"_ _0\"></span>oor) met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad1 ff83 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">ve<span class=\"lsef ws11e\">rband houdende ka<span class=\"_ _1\"></span>sstromen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al situat<span class=\"_ _0\"></span>ies was Ageas<span class=\"_ _0\"></span> niet in staat<span class=\"_ _0\"></span> om op de</div>\n<div class=\"t m0 x1d h64 yad4 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum e<span class=\"_ _0\"></span>en groep <span class=\"ls103 ws11d\">van <span class=\"lsed\">verzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontracten<span class=\"_ _0\"></span> onder </span></span></div>\n<div class=\"t m0 x1d h64 yad5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring te wa<span class=\"_ _0\"></span>arderen. D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 yad6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was het g<span class=\"_ _1\"></span>eval wanneer:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad7 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e in de b<span class=\"_ _1\"></span>estaande <span class=\"ws113\">rapp<span class=\"_ _1\"></span>ortage</span>systemen <span class=\"_ _1\"></span>van Ageas besc<span class=\"_ _1\"></span>hikbare </span></span></div>\n<div class=\"t m0 x69 h64 yad8 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie omtre<span class=\"_ _0\"></span>nt kasstr<span class=\"_ _0\"></span>omen uit het<span class=\"_ _0\"></span> verlede<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">was<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">geb<span class=\"_ _1\"></span>aseerd op </span></span></div>\n<div class=\"t m0 x69 h64 yad9 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verond<span class=\"_ _0\"></span>erstelli<span class=\"_ _0\"></span>ngen die met<span class=\"_ _0\"></span> achteraf<span class=\"_ _0\"></span> verkreg<span class=\"_ _0\"></span>en kennis we<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x69 h64 yada ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws113\">Be<span class=\"_ _1\"></span>paalde</span><span class=\"ff83\"> <span class=\"lsed ws112\">redelijke en gef<span class=\"_ _0\"></span>undeerd<span class=\"_ _0\"></span>e inform<span class=\"_ _0\"></span>atie omtrent<span class=\"_ _0\"></span> kasstrom<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x69 h64 yadc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit het <span class=\"_ _1\"></span>verleden<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">wa<span class=\"_ _1\"></span></span>s </span>ni<span class=\"_ _1\"></span>et beschikbaar<span class=\"_ _1\"></span> in de be<span class=\"_ _1\"></span>staande</div>\n<div class=\"t m0 x69 h64 yadd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapportage<span class=\"lsed ws112\">systemen van Ag<span class=\"_ _0\"></span>eas, of <span class=\"ls10c ws13b\">was <span class=\"lsef ws11d\">uitsluitend<span class=\"_ _1\"></span> beschikbaar<span class=\"_ _1\"></span> op </span></span></span></div>\n<div class=\"t m0 x69 h64 yade ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een hoger a<span class=\"_ _1\"></span>ggregatieniveau<span class=\"_ _1\"></span> of op an<span class=\"_ _1\"></span>dere aggre<span class=\"_ _1\"></span>gatieniveaus <span class=\"_ _1\"></span>dan de</div>\n<div class=\"t m0 x69 h64 yadf ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen in <span class=\"ls105 ws14a\">IFRS 17<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">over de<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groeper<span class=\"ls107 ws13e\">ing<span class=\"_ _1\"></span></span></span> </span></span><span class=\"lsef\">van con<span class=\"_ _1\"></span>tracten; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae0 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsed ws112\">De informatie in de<span class=\"_ _0\"></span> bestaande <span class=\"lsef ws113\">rapportage</span>syst<span class=\"_ _0\"></span>emen van Age<span class=\"_ _0\"></span>as <span class=\"ls107 ws13e\">liet </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niet to<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de evolutie<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de </span>c</span><span class=\"ws111\">ontractue<span class=\"_ _0\"></span>le <span class=\"ls0 ws0\">d<span class=\"lsef ws113\">ienstenmarge<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws113\">de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yae2 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum n<span class=\"_ _0\"></span>aar beho<span class=\"_ _0\"></span>ren in te schat<span class=\"_ _0\"></span>ten. Deze ev<span class=\"_ _0\"></span>oluti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">heeft </span></span></div>\n<div class=\"t m0 x69 h64 yae3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een invlo<span class=\"_ _0\"></span>ed op de <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractu<span class=\"_ _0\"></span>ele <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ienstenm<span class=\"_ _0\"></span>arge op de </span></span></div>\n<div class=\"t m0 x69 h64 yae4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgangsda<span class=\"ls105 ws135\">tu<span class=\"_ _1\"></span>m.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae6 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In deze gev<span class=\"_ _0\"></span>allen wer<span class=\"_ _0\"></span>den de betr<span class=\"_ _0\"></span>effende gr<span class=\"_ _0\"></span>oepen <span class=\"lsef ws113\">van </span></div>\n<div class=\"t m0 x1d h64 yae7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten <span class=\"ws11d\">op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum gewaarde<span class=\"_ _1\"></span>erd onder </span></div>\n<div class=\"t m0 x1d h64 yae8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an de \u2018herz<span class=\"_ _1\"></span>iene retroa<span class=\"_ _1\"></span>ctieve benadering\u2019<span class=\"_ _1\"></span> dan<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">wel de </span></span></div>\n<div class=\"t m0 x1d h64 yae9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018re\u00eblewaardeb<span class=\"_ _1\"></span>enadering\u2019 (zie<span class=\"_ _1\"></span> hieronder)<span class=\"_ _1\"></span>. De doelstel<span class=\"_ _1\"></span>ling van <span class=\"_ _1\"></span>deze</div>\n<div class=\"t m0 x1d h64 yaea ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">alterna<span class=\"ws11d\">tieve<span class=\"_ _1\"></span> waarderingsbena<span class=\"_ _1\"></span>deringen op<span class=\"_ _1\"></span> de overgang<span class=\"_ _1\"></span>sdatum<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">is om<span class=\"_ _1\"></span></span> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 yaeb ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitkomst<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>volledig r<span class=\"_ _0\"></span>etroac<span class=\"_ _0\"></span>tieve be<span class=\"_ _0\"></span>naderin<span class=\"_ _0\"></span>g zo dich<span class=\"_ _0\"></span>t als mo<span class=\"_ _0\"></span>gelijk t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yaec ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">benaderen<span class=\"ws11e\">, geb<span class=\"_ _1\"></span>ruikmakend van redeli<span class=\"_ _1\"></span>jke en gefundeerde<span class=\"_ _1\"></span> informatie </span></div>\n<div class=\"t m0 x1d h64 yaed ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke op de<span class=\"_ _1\"></span> <span class=\"ws113\">overgangsda<span class=\"_ _1\"></span>tum </span>zonder o<span class=\"_ _1\"></span>ngerechtvaardig<span class=\"_ _1\"></span>de kost<span class=\"lsed ws112\">en of </span></div>\n<div class=\"t m0 x1d h64 yaee ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inspanningen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">beschik<span class=\"_ _0\"></span>baar is. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor groe<span class=\"_ _0\"></span>pen van ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten bi<span class=\"_ _0\"></span>nnen de acti<span class=\"_ _0\"></span>viteite<span class=\"_ _0\"></span>n Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8a6 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leven, hee<span class=\"_ _1\"></span>ft Ageas de <span class=\"_ _1\"></span>volledig re<span class=\"_ _1\"></span>troactieve be<span class=\"_ _1\"></span>nadering toe<span class=\"_ _1\"></span>gepast voor</div>\n<div class=\"t m0 x2c h64 y8a7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>ering van de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoof<span class=\"_ _0\"></span>de van rest<span class=\"_ _0\"></span>erende dek<span class=\"_ _0\"></span>king</div>\n<div class=\"t m0 x2c h64 y8a8 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van deze groepen<span class=\"_ _1\"></span> van verzekering<span class=\"_ _1\"></span>scontracten. De ver<span class=\"_ _1\"></span>plichting uit</div>\n<div class=\"t m0 x2c h64 y8a9 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an ontst<span class=\"_ _0\"></span>ane cla<span class=\"_ _0\"></span>ims van d<span class=\"_ _0\"></span>eze gro<span class=\"_ _0\"></span>epen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten is gewaardee<span class=\"_ _1\"></span>rd onder toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ab ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g retroa<span class=\"_ _0\"></span>ctieve b<span class=\"_ _0\"></span>enaderi<span class=\"_ _0\"></span>ng voor <span class=\"_ _0\"></span>de meest r<span class=\"_ _0\"></span>ece<span class=\"lsef ws11e\">nte schadejaren en </span></div>\n<div class=\"t m0 x2c h64 y8ac ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering v<span class=\"_ _0\"></span>oor claims</div>\n<div class=\"t m0 x2c h64 y8ad ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van v\u00f3\u00f3r 201<span class=\"_ _0\"></span>6.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor gro<span class=\"_ _0\"></span>epen ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten bi<span class=\"_ _0\"></span>nnen de a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft Ageas de volg<span class=\"_ _1\"></span>ende waarderingsbenad<span class=\"_ _1\"></span>eringen <span class=\"ws11d\">toegepa<span class=\"_ _1\"></span>st op<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgang<span class=\"lsed ws111\">sdatum<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">le<span class=\"_ _1\"></span>vensverzekeringsco<span class=\"_ _1\"></span>ntracten die<span class=\"_ _1\"></span> werden uit<span class=\"_ _1\"></span>gegeven </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vanaf 2018<span class=\"_ _1\"></span> werden ove<span class=\"_ _1\"></span>r het alge<span class=\"_ _1\"></span>meen gewaardeer<span class=\"_ _1\"></span>d onder</div>\n<div class=\"t m0 x1a0 h64 y8b4 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">levensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten die v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11d\">r 2018 werden </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgegeven werd<span class=\"_ _1\"></span>en gewaardeerd onde<span class=\"_ _1\"></span>r toepassing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b7 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eblewaardeben<span class=\"_ _1\"></span>adering; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">verzeker<span class=\"_ _1\"></span>ingscontrac<span class=\"_ _1\"></span>ten met direc<span class=\"_ _1\"></span>te </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9d8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen werde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> onder toepa<span class=\"_ _1\"></span>ssing van</div>\n<div class=\"t m0 x1a0 h64 y9d9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de herziene<span class=\"_ _1\"></span> retroactiev<span class=\"_ _1\"></span>e benadering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9da ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor <span class=\"lsed ws111\">de </span>groepen<span class=\"_ _1\"></span> <span class=\"lsed ws111\">van <span class=\"ws112\">verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die werden <span class=\"lsef ws113\">gewaardeerd </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering,<span class=\"_ _0\"></span> heeft Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toekom<span class=\"_ _0\"></span>stige ka<span class=\"_ _0\"></span>sstrome<span class=\"_ _0\"></span>n op de datum van e<span class=\"_ _0\"></span>erste opna<span class=\"_ _0\"></span>me van de</div>\n<div class=\"t m0 x2c h64 y9de ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep v<span class=\"lsed ws112\">an v</span>erzekerings<span class=\"_ _1\"></span>contracten ingescha<span class=\"_ _1\"></span>t als de toekomstige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9df ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen op de over<span class=\"_ _0\"></span>gangsd<span class=\"_ _0\"></span>atum, gec<span class=\"_ _0\"></span>orrige<span class=\"_ _0\"></span>erd met<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de feitelijke </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die z<span class=\"_ _0\"></span>ich heb<span class=\"_ _0\"></span>ben voor<span class=\"_ _0\"></span>gedaan t<span class=\"_ _0\"></span>ussen <span class=\"_ _0\"></span>de datum<span class=\"_ _0\"></span> van eers<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x2c h64 y9e1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname en <span class=\"_ _1\"></span>de overgangsd<span class=\"_ _1\"></span>atum. Een soo<span class=\"_ _1\"></span>rtgelijke v<span class=\"_ _1\"></span>ereenvoudiging<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x2c h64 y9e2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>voor de scha<span class=\"_ _1\"></span>ttingen van d<span class=\"_ _1\"></span>e risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">aanpass<span class=\"_ _0\"></span>ing voor ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e3 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico,<span class=\"_ _0\"></span> welke wer<span class=\"_ _0\"></span>d ingesch<span class=\"_ _0\"></span>at op <span class=\"lsef ws11e\">de overgangsdatum e<span class=\"_ _1\"></span>n werd </span></div>\n<div class=\"t m0 x2c h64 y9e4 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecorri<span class=\"_ _0\"></span>geerd met<span class=\"_ _0\"></span> het ver<span class=\"_ _0\"></span>wachte <span class=\"_ _0\"></span>verval v<span class=\"_ _0\"></span>an risic<span class=\"_ _0\"></span>o v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11e\">r de </span></span></div>\n<div class=\"t m0 x2c h64 y9e5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum.<span class=\"_ _0\"></span> Bij het insc<span class=\"_ _0\"></span>hatten van h<span class=\"_ _0\"></span>et verval va<span class=\"_ _0\"></span>n risico we<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y9e6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerefer<span class=\"_ _0\"></span>eerd aan he<span class=\"_ _0\"></span>t verval va<span class=\"_ _0\"></span>n risico voor g<span class=\"_ _0\"></span>elijkaa<span class=\"_ _0\"></span>rdige cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e7 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor groepen<span class=\"_ _1\"></span> <span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekering<span class=\"_ _1\"></span>scontract<span class=\"ws11e\">en die werden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9e9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y9ea ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">ienste<span class=\"_ _1\"></span>nmarge op de<span class=\"_ _1\"></span> overgangsdatu<span class=\"_ _1\"></span>m bepaald al<span class=\"_ _1\"></span>s het </span></span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschil tussen<span class=\"_ _1\"></span> de re\u00eble waarde van<span class=\"_ _1\"></span> de groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9ec ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ws112\">co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en op die datu<span class=\"_ _0\"></span>m en de vervul<span class=\"_ _0\"></span>lingsk<span class=\"_ _0\"></span>a<span class=\"ws11d\">sstrom<span class=\"_ _0\"></span>en van </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dezelfde gro<span class=\"_ _1\"></span>ep, gewaardee<span class=\"_ _1\"></span>rd onder toepa<span class=\"_ _1\"></span>ssing van de<span class=\"_ _1\"></span> <span class=\"lsed\">bepaling<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9ee ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op di<span class=\"_ _0\"></span>e datum. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij de bepaling<span class=\"_ _1\"></span> van de re\u00eble waarde va<span class=\"_ _1\"></span>n een groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9f1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten heef<span class=\"_ _1\"></span>t Ageas de <span class=\"_ _1\"></span><span class=\"ws11e\">bepalingen in<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS<span class=\"_ _1\"></span> 13 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Waardering<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde\u2019 <span class=\"_ _1\"></span>toegepast, alsm<span class=\"_ _1\"></span>ede de vo<span class=\"_ _1\"></span>lgende</div>\n<div class=\"t m0 x2c h64 y9f3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwegingen geha<span class=\"_ _1\"></span>nteerd:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">Ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n omtrent verwac<span class=\"_ _1\"></span>hte toekomstige<span class=\"_ _1\"></span> kasstromen en </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">risicot<span class=\"_ _0\"></span>olerant<span class=\"_ _0\"></span>ies <span class=\"lsef ws11d\">zijn aangepa<span class=\"_ _1\"></span>st aan het <span class=\"_ _1\"></span>standpunt v<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1a0 h64 y9f6 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>artij<span class=\"ws112\">, in ove<span class=\"_ _0\"></span>reenste<span class=\"_ _0\"></span>mming met<span class=\"_ _0\"></span> de vereist<span class=\"_ _0\"></span>en van IFRS 1<span class=\"_ _0\"></span>3;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws111\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ie zijn geb<span class=\"_ _0\"></span>ruikt <span class=\"lsef ws11e\">bij de waardering van <span class=\"ws113\">de </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ff88 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsed ws111\">omvatt<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een marktconf<span class=\"_ _1\"></span>orme vergoeding v<span class=\"_ _1\"></span>oor </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alkosten en z<span class=\"_ _0\"></span>ijn gecor<span class=\"_ _0\"></span>rigeerd v<span class=\"_ _0\"></span>oor het risic<span class=\"_ _0\"></span>o van het niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fa ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nakomen van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen door Ag<span class=\"_ _1\"></span>eas als u<span class=\"_ _1\"></span>itgever van <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1a0 h64 y9fb ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e kasstromen <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn</span></span><span class=\"ff88\"> <span class=\"lsef ws11e\">g<span class=\"_ _1\"></span>ecorrigeerd tenein<span class=\"_ _1\"></span>de de door een mark<span class=\"_ _1\"></span>tpartij </span></span></span></div>\n<div class=\"t m0 x69 h64 y95a ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereiste <span class=\"_ _1\"></span>winstmarges, om<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen onder<span class=\"_ _1\"></span> de groep<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 y95b ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en te aa<span class=\"_ _0\"></span>nvaard<span class=\"_ _0\"></span>en, te we<span class=\"_ _0\"></span>erspieg<span class=\"_ _0\"></span>elen en o<span class=\"_ _0\"></span>mvatte<span class=\"_ _0\"></span>n de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y95c ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">direct t<span class=\"_ _0\"></span>oereken<span class=\"_ _0\"></span>bare k<span class=\"_ _0\"></span>osten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95d ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95e ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De uitkomsten va<span class=\"_ _1\"></span>n de aldus berekende<span class=\"_ _1\"></span> re\u00eble waarde werd<span class=\"_ _1\"></span>en ver<span class=\"lsed ws111\">geleken </span></div>\n<div class=\"t m0 x1d h64 y95f ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met gangbare<span class=\"_ _1\"></span> marktgegeven<span class=\"_ _1\"></span>s teneinde bi<span class=\"_ _1\"></span>jkomende zeke<span class=\"_ _1\"></span>rheid te b<span class=\"_ _1\"></span>ieden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff88 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> bepaling<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>van de ver<span class=\"_ _1\"></span>vullingskasstromen<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya57 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten die op de ov<span class=\"_ _1\"></span>ergangsdatum werd<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x1d h64 ya58 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x1d h64 yac0 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vervull<span class=\"_ _0\"></span>ingskass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n prospect<span class=\"_ _0\"></span>ief inge<span class=\"_ _0\"></span>schat en ve<span class=\"_ _0\"></span>rdiscont<span class=\"_ _0\"></span>eerd, daar<span class=\"_ _0\"></span>bij</div>\n<div class=\"t m0 x1d h64 yac1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum gelden<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 yac2 ff88 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">disco<span class=\"_ _1\"></span>n<span class=\"lsef\">teringsvoet<span class=\"_ _1\"></span>en. Daarnaas<span class=\"_ _1\"></span>t heeft Agea<span class=\"_ _1\"></span>s voor </span></div>\n<div class=\"t m0 x1d h64 yac3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsdoel<span class=\"_ _1\"></span>einden contrac<span class=\"_ _1\"></span>ten van meerdere jaar<span class=\"_ _1\"></span>lijkse cohorten</div>\n<div class=\"t m0 x1d h64 yac4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegroepeerd <span class=\"_ _1\"></span>in een en<span class=\"_ _1\"></span>kelvoudige reke<span class=\"_ _1\"></span>neenheid, aange<span class=\"_ _1\"></span>zien de</div>\n<div class=\"t m0 x1d h64 yac5 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapportagesy<span class=\"_ _1\"></span>stemen geen <span class=\"_ _1\"></span>redelijke en <span class=\"_ _1\"></span>gefundeerde ge<span class=\"_ _1\"></span>gevens bev<span class=\"_ _1\"></span>atten</div>\n<div class=\"t m0 x1d h64 yac6 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de ver<span class=\"_ _0\"></span>eiste i<span class=\"_ _0\"></span>nforma<span class=\"ws112\">t<span class=\"_ _0\"></span>ie per groe<span class=\"_ _0\"></span>p, met daarin u<span class=\"_ _0\"></span>itsluit<span class=\"_ _0\"></span>end cont<span class=\"_ _0\"></span>racten </span></div>\n<div class=\"t m0 x1d h64 yac7 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke niet meer<span class=\"_ _1\"></span> dan \u00e9\u00e9n jaar na elkaar<span class=\"_ _1\"></span> zijn uitgegeven<span class=\"_ _1\"></span>, te verschaffen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h6c y96c ff8c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96d ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Om de daling van he<span class=\"_ _1\"></span>t eigen vermogen op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum te</div>\n<div class=\"t m0 x1d h64 y96e ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">analyse<span class=\"_ _0\"></span>ren, dient<span class=\"_ _0\"></span> een onders<span class=\"_ _0\"></span>cheid te<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">worden gemaakt tussen<span class=\"_ _1\"></span> de impact<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de toepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 op het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y970 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">exclusi<span class=\"_ _0\"></span>ef de overig<span class=\"_ _0\"></span>e onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalres<span class=\"_ _0\"></span>ultaat en o<span class=\"_ _0\"></span>p de overig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y971 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaf1 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S 9 en IFR<span class=\"_ _0\"></span>S 17 doo<span class=\"_ _0\"></span>r de </span></span></div>\n<div class=\"t m0 x69 h64 y9df ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> een niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yaf2 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significante<span class=\"_ _1\"></span> <span class=\"lsed ws111\">netto <span class=\"ws112\">dali<span class=\"_ _0\"></span>ng van het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n exclusi<span class=\"_ _0\"></span>ef de </span></span></div>\n<div class=\"t m0 x69 h64 yaf3 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat. Dez<span class=\"_ _0\"></span>e dalin<span class=\"_ _0\"></span>g betreft<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 yaf4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span> het niet <span class=\"_ _1\"></span>langer opnemen <span class=\"_ _1\"></span>in het g<span class=\"_ _1\"></span>econsolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yaf5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie van on<span class=\"_ _0\"></span>der IFRS 4 opge<span class=\"_ _0\"></span>nomen</div>\n<div class=\"t m0 x69 h64 yaf6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n inzake g<span class=\"_ _0\"></span>eactivee<span class=\"_ _0\"></span>rde acquis<span class=\"_ _0\"></span>itiekos<span class=\"_ _0\"></span>ten en de waa<span class=\"_ _0\"></span>rde van</div>\n<div class=\"t m0 x69 h64 yaf7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen cont<span class=\"_ _0\"></span>racten, <span class=\"lsef ws11e\">welke deels gecompenseerd is door<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">het </span></span></div>\n<div class=\"t m0 x69 h64 yaf8 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet lange<span class=\"_ _0\"></span>r opnem<span class=\"_ _0\"></span>en in het gecon<span class=\"_ _0\"></span>solidee<span class=\"_ _0\"></span>rde overzi<span class=\"_ _0\"></span>cht van de</div>\n<div class=\"t m0 x69 h64 yaf9 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie van bijzond<span class=\"_ _1\"></span>ere waardevermind<span class=\"_ _1\"></span>eringen welke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yafa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas onder IAS 39<span class=\"_ _1\"></span> <span class=\"ws113\">opnam<span class=\"ls0 ws0\"> </span></span>voor<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in </span></div>\n<div class=\"t m0 x69 h64 yafb ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yafc ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e toepassing van IF<span class=\"_ _1\"></span>RS 9 en IFRS 17 door de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yafd ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> ee<span class=\"lsed ws112\">n aanzien<span class=\"_ _0\"></span>lijke </span></div>\n<div class=\"t m0 x69 h64 yafe ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">netto dal<span class=\"_ _0\"></span>ing van de over<span class=\"_ _0\"></span>ige onder<span class=\"_ _0\"></span>delen van h<span class=\"_ _0\"></span>et totaalr<span class=\"_ _0\"></span>esulta<span class=\"_ _0\"></span>at,</div>\n<div class=\"t m0 x69 h64 yaff ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke onderdeel<span class=\"_ _1\"></span> uitmaken van he<span class=\"_ _1\"></span>t eigen vermogen. Di<span class=\"_ _1\"></span>t is het deel</div>\n<div class=\"t m0 x69 h64 yb00 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en dat betre<span class=\"_ _0\"></span>kking heef<span class=\"_ _0\"></span>t op de <span class=\"ws111\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yb01 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen<span class=\"ls0 ws0\"> </span>op inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in fi<span class=\"ws111\">nan<span class=\"_ _0\"></span>ci\u00eble </span></div>\n<div class=\"t m0 x69 h64 yb02 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten en o<span class=\"_ _0\"></span>p verplicht<span class=\"_ _0\"></span>ingen in<span class=\"_ _0\"></span>zake</div>\n<div class=\"t m0 x69 h64 yb03 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(her)ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De daling van d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yb04 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>totaalresultaa<span class=\"_ _1\"></span>t heeft voora<span class=\"_ _1\"></span>l betrekking<span class=\"_ _1\"></span> op de h<span class=\"_ _1\"></span>erberekening</div>\n<div class=\"t m0 x69 h64 yb05 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van (her)verze<span class=\"_ _1\"></span>keringscontracte<span class=\"_ _1\"></span>n op de overgangsdat<span class=\"_ _1\"></span>um. De</div>\n<div class=\"t m0 x69 h64 yb06 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toename v<span class=\"_ _0\"></span>an de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat</div>\n<div class=\"t m0 x69 h64 yb07 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt de he<span class=\"_ _0\"></span>rwaard<span class=\"_ _0\"></span>ering van fin<span class=\"_ _0\"></span>anci\u00eble in<span class=\"_ _0\"></span>strume<span class=\"_ _0\"></span>nten op de</div>\n<div class=\"t m0 x69 h64 yb08 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"_ _0\"></span>als gev<span class=\"_ _0\"></span>olg van h<span class=\"_ _0\"></span>un class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e onder I<span class=\"_ _0\"></span>FRS 9,</div>\n<div class=\"t m0 x69 h64 yb09 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gecorrigeerd<span class=\"_ _1\"></span> voor het niet langer<span class=\"_ _1\"></span> opnemen in het ge<span class=\"_ _1\"></span>consolideerde</div>\n<div class=\"t m0 x69 h64 yb0a ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span><span class=\"ws112\">i\u00eble posit<span class=\"_ _0\"></span>ie van bedra<span class=\"_ _0\"></span>gen inzak<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x69 h64 yb0b ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schaduwboekhoudin<span class=\"_ _1\"></span>g onder <span class=\"_ _1\"></span>IFRS 4.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 220px; height: 886px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 220px; height: 886px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 220px; height: 886px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff8d fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tabel <span class=\"_ _0\"></span>hieron<span class=\"_ _0\"></span>der toont <span class=\"_ _0\"></span>de voor<span class=\"_ _0\"></span>naamste <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>ct van de <span class=\"_ _0\"></span>eerste to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van IFR<span class=\"_ _0\"></span>S 9 en IF<span class=\"_ _0\"></span>RS 17 op <span class=\"_ _0\"></span>1 januar<span class=\"_ _0\"></span>i 2022 (<span class=\"_ _0\"></span>af<span class=\"lsef\">gerond in mil<span class=\"_ _1\"></span>jarden </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">euro\u2019s):<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">Stand per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1020px; z-index: 15;\">januari 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1005px; z-index: 15;\">zoals eerder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 990px; z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 581px; bottom: 1049px; z-index: 15;\">Aanpassingen <span class=\"ls0 ws0\"><span class=\"fc1a sc0\"> </span></span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 597px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 611px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 593px; bottom: 990px; z-index: 15;\">van IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 990px; z-index: 15;\">Transfer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 1049px; z-index: 15;\">Aanpassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 712px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 726px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 703px; bottom: 990px; z-index: 15;\">van IFRS 17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1049px; z-index: 15;\">Herziene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 778px; bottom: 1020px; z-index: 15;\">per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1005px; z-index: 15;\">januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 990px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">IFRS4<span class=\"_ _1\"></span>/IAS3<span class=\"_ _1\"></span>9 zoals e<span class=\"_ _1\"></span>erde<span class=\"_ _1\"></span>r gerappo<span class=\"_ _1\"></span>rtee<span class=\"_ _1\"></span>rd <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 297px; bottom: 959px; z-index: 15;\">IFRS 1<span class=\"_ _1\"></span>7/IFRS<span class=\"_ _1\"></span> 9 herzien<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 567px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 637px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 752px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 945px; z-index: 15;\">1,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 945px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 945px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 930px; z-index: 15;\">74,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 930px; z-index: 15;\">0,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 930px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 930px; z-index: 15;\">74,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 915px; z-index: 15;\">UL financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 915px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 915px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 915px; z-index: 15;\">21,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 900px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 900px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 900px; z-index: 15;\">3,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 885px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 885px; z-index: 15;\">(1,<span class=\"_ _1\"></span>3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 885px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 870px; z-index: 15;\">Activa inzake herverzekerigscont<span class=\"_ _0\"></span>racten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 826px; z-index: 15;\">Materi\u00eble <span class=\"lsf3 ws11f\">vast<span class=\"_ _1\"></span>e activ<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 796px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 796px; z-index: 15;\">(1,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 796px; z-index: 15;\">2,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 796px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 781px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 781px; z-index: 15;\">(0,<span class=\"_ _1\"></span>4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 781px; z-index: 15;\">1,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 297px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 766px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 766px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 766px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 766px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 722px; z-index: 15;\">Verplichtingen inzake beleggingscontracten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 722px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 722px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 722px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6be ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 722px; z-index: 15;\">(7,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 722px; z-index: 15;\">14,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 707px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 692px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x6 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 662px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 662px; z-index: 15;\">36,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6c6 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 663px; bottom: 662px; z-index: 15;\">(3,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 662px; z-index: 15;\">(33,4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 648px; z-index: 15;\">30,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">(30,6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 633px; z-index: 15;\">3,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 633px; z-index: 15;\">(0,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 633px; z-index: 15;\">3,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 603px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 603px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 603px; z-index: 15;\">0,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 297px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 558px; z-index: 15;\">2,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 558px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 297px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x158 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 544px; z-index: 15;\">96,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 544px; z-index: 15;\">8,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 544px; z-index: 15;\">104,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 514px; z-index: 15;\">8,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 514px; z-index: 15;\">0,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 514px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 514px; z-index: 15;\">7,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 499px; z-index: 15;\">3,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 499px; z-index: 15;\">1,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 499px; z-index: 15;\">(4,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 499px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 484px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 484px; z-index: 15;\">0,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 484px; z-index: 15;\">(1,<span class=\"_ _1\"></span>8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 484px; z-index: 15;\">1,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 297px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 469px; z-index: 15;\">14,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 469px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y69a ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y69a ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 469px; z-index: 15;\">(7,<span class=\"_ _1\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 469px; z-index: 15;\">9,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x12d h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 396px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 567px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 637px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 798px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 297px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 440px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 440px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6e3 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 440px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 440px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb35 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb36 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb37 ff8d fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">De lijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">\u2018Verplic<span class=\"_ _0\"></span>htingen i<span class=\"_ _0\"></span>nzake verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten\u2019 om<span class=\"_ _0\"></span>vat een bedr<span class=\"_ _0\"></span>ag van cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e dienst<span class=\"_ _0\"></span>enmarge v<span class=\"_ _0\"></span>an EUR 3 milja<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb38 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb39 ff8d fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">E. <span class=\"_ _b5\"> </span><span class=\"lsed ws11d\">Overige wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de <span class=\"ls10c ws13b\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>standaarde<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3a ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>acht niet<span class=\"_ _0\"></span> dat overig<span class=\"_ _0\"></span>e nieuwe of herz<span class=\"_ _0\"></span>iene <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standa<span class=\"_ _1\"></span>arden<span class=\"lsf9 ws124\">, </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yb3b ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span> <span class=\"lsef ws11d\">en wijzigingen<span class=\"_ _1\"></span> in </span></span>de <span class=\"ls10c ws13b\">IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaa<span class=\"_ _1\"></span>rden en </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3c ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span></span><span class=\"ws11d\">, die v<span class=\"_ _0\"></span>an krac<span class=\"_ _0\"></span>ht word<span class=\"_ _0\"></span>en voor v<span class=\"_ _0\"></span>erslag<span class=\"_ _0\"></span>periodes <span class=\"_ _0\"></span>die </span></div>\n<div class=\"t m0 x2c h64 yb3d ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beginnen op<span class=\"_ _1\"></span> 1 januari<span class=\"_ _1\"></span> 2023 of <span class=\"_ _1\"></span>later, <span class=\"lsed\">het gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de overzic<span class=\"_ _0\"></span>ht van </span></div>\n<div class=\"t m0 x2c h64 yb3e ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie en de <span class=\"ws111\">geco<span class=\"_ _0\"></span>nsol<span class=\"lsef ws113\">ideerde <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3f ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van Ageas op s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ante wijz<span class=\"_ _0\"></span>e zullen be\u00ef<span class=\"_ _0\"></span>nvloede<span class=\"_ _0\"></span>n. Niet all<span class=\"_ _0\"></span>e wijzigi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yb40 ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn al goe<span class=\"_ _1\"></span>dgekeurd <span class=\"_ _1\"></span>door de EU<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb41 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb42 ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De wijzig<span class=\"_ _0\"></span>ingen bet<span class=\"_ _0\"></span>reffen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb43 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 \u2018<span class=\"_ _0\"></span>Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en als ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>d </span></span></div>\n<div class=\"t m0 x69 h64 yb44 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">of langlopend\u2019<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb45 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d\">W<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ijzigingen<span class=\"_ _1\"></span> in IAS 1 \u2018Langlopende<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> met convenanten\u2019;</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb46 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 e<span class=\"_ _0\"></span>n IFRS P<span class=\"_ _0\"></span>ractice<span class=\"_ _0\"></span> Statement<span class=\"_ _0\"></span> 2: \u2018To<span class=\"_ _0\"></span>elichti<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yb47 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">grondslagen<span class=\"_ _1\"></span> voor financi\u00eble vers<span class=\"_ _1\"></span>laggeving\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb48 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws11e\">W<span class=\"_ _1\"></span>ijzigingen in IAS<span class=\"_ _1\"></span> 8 \u2018Definitie van<span class=\"_ _1\"></span> boekhoudkundige schatt<span class=\"_ _1\"></span>ingen\u2019;</span><span class=\"ff8d\"> </span></span></div>\n<div class=\"t m0 x1d h64 yb49 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws113\">W<span class=\"_ _1\"></span>ijzigingen <span class=\"_ _1\"></span><span class=\"lsed ws112\">in IAS 12 \u2018Uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de belast<span class=\"_ _0\"></span>ingen ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rd aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yb4a ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u00e9\u00e9nzelfde <span class=\"_ _1\"></span>transactie\u2019; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb4b ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IFRS 16 <span class=\"_ _0\"></span>\u2018Leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting in <span class=\"_ _0\"></span>een verk<span class=\"_ _0\"></span>oop<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb4c ff8d fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">leaseback<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>transactie\u2019.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 193px; height: 913px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 193px; height: 913px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 193px; height: 913px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff94 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff94 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Het gebruik van schattingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de opst<span class=\"_ _0\"></span>elling de<span class=\"_ _0\"></span>ze gecons<span class=\"_ _0\"></span>o<span class=\"lsef ws11d\">lideerde jaar<span class=\"_ _1\"></span>rekening heeft <span class=\"_ _1\"></span>Ageas </span></div>\n<div class=\"t m0 x2c h64 yb59 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik ge<span class=\"_ _1\"></span>maakt van bep<span class=\"_ _1\"></span>aalde oordel<span class=\"_ _1\"></span>en, schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes,</div>\n<div class=\"t m0 x2c h64 yb5a ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke weerspiegeld<span class=\"_ _1\"></span> zijn in de opgenom<span class=\"_ _1\"></span>en bedragen voor act<span class=\"_ _1\"></span>iva en</div>\n<div class=\"t m0 x2c h64 yb5b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>, opbrengs<span class=\"_ _1\"></span>ten en <span class=\"ws113\">lasten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>alsook i<span class=\"_ _1\"></span>n de bedrag<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 yb5c ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an <span class=\"lsef\">deze geconsolid<span class=\"_ _1\"></span>eerde jaarrek<span class=\"_ _1\"></span>ening. </span></div>\n<div class=\"t m0 x2c h64 yb5d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e oordelen, <span class=\"_ _1\"></span>schattingen<span class=\"_ _1\"></span> en aannames<span class=\"_ _1\"></span> zijn gebaseerd<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x2c h64 yb5e ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervarin<span class=\"_ _0\"></span>gen en op info<span class=\"_ _0\"></span>rmatie di<span class=\"_ _0\"></span>e redeli<span class=\"_ _0\"></span>jkerwijs be<span class=\"_ _0\"></span>schikb<span class=\"_ _0\"></span>aar was op de</div>\n<div class=\"t m0 x2c h64 yb5f ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">datum van<span class=\"_ _0\"></span> de opstelli<span class=\"_ _0\"></span>ng van deze ge<span class=\"_ _0\"></span>consol<span class=\"_ _0\"></span>ideerde ja<span class=\"_ _0\"></span>arreken<span class=\"_ _0\"></span>ing. Elk</div>\n<div class=\"t m0 x2c h64 yb60 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">oordeel, <span class=\"_ _1\"></span>schatting of a<span class=\"_ _1\"></span>anname weerspieg<span class=\"_ _1\"></span>elt uit na<span class=\"_ _1\"></span>ture een bep<span class=\"_ _1\"></span>aalde</div>\n<div class=\"t m0 x2c h64 yb61 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mate van onz<span class=\"_ _0\"></span>ekerh<span class=\"_ _0\"></span>eid en een ris<span class=\"_ _0\"></span>ico op materi<span class=\"_ _0\"></span>\u00eble aanp<span class=\"_ _0\"></span>assing (in</div>\n<div class=\"t m0 x2c h64 yb62 ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>ve of neg<span class=\"_ _0\"></span>atieve z<span class=\"_ _0\"></span>in) van d<span class=\"_ _0\"></span>e boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de ac<span class=\"_ _0\"></span>tiva en <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x2c h64 yb63 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tijdens (<span class=\"_ _1\"></span>een) toekom<span class=\"_ _1\"></span>stige versla<span class=\"_ _1\"></span>gperiode(s). E<span class=\"_ _1\"></span>ventuele</div>\n<div class=\"t m0 x1d h64 yb64 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanpassing<span class=\"lsed ws112\">en worden erkend i<span class=\"_ _0\"></span>n de versla<span class=\"_ _0\"></span>gperiode w<span class=\"_ _0\"></span>aarin het oo<span class=\"_ _0\"></span>rdeel, </span></div>\n<div class=\"t m0 x1d h64 yb65 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws112\">schatti<span class=\"_ _0\"></span>ng of de aann<span class=\"_ _0\"></span>ame w<span class=\"lsef ws113\">ordt<span class=\"ls0 ws0\"> </span>aangepast<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb66 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb67 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ondanks d<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> niet actief is i<span class=\"_ _0\"></span>n Oekra\u00efn<span class=\"_ _0\"></span>e en in Ruslan<span class=\"_ _0\"></span>d, houdt h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 yb68 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geopoli<span class=\"_ _1\"></span>tieke spanni<span class=\"_ _1\"></span>ngen in dez<span class=\"_ _1\"></span>e regio nau<span class=\"_ _1\"></span>wlettend in<span class=\"_ _1\"></span> de gaten<span class=\"_ _1\"></span>, met</div>\n<div class=\"t m0 x1d h64 yb69 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">name voor wat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">betreft <span class=\"_ _0\"></span>de indir<span class=\"_ _0\"></span>ecte mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-</span><span class=\"ws112\">economis<span class=\"_ _0\"></span>che effec<span class=\"_ _0\"></span>ten, zoal<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6a ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige ontw<span class=\"_ _0\"></span>ikkeli<span class=\"_ _0\"></span>ngen van de re<span class=\"_ _0\"></span>nte en de infl<span class=\"_ _0\"></span>atie in de mar<span class=\"_ _0\"></span>kten</div>\n<div class=\"t m0 x1d h64 yb6b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s actief i<span class=\"_ _1\"></span>s. Ageas <span class=\"_ _1\"></span>schat in d<span class=\"_ _1\"></span>at de huid<span class=\"_ _1\"></span>ige directe<span class=\"_ _1\"></span> impact</div>\n<div class=\"t m0 x1d h64 yb6c ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>rieel is. In<span class=\"_ _0\"></span>dien nodig,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s de oordel<span class=\"_ _0\"></span>en, schatt<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ngen en </span></div>\n<div class=\"t m0 x1d h64 yb6d ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aannam<span class=\"_ _0\"></span>es herzie<span class=\"_ _0\"></span>n en als dusda<span class=\"_ _0\"></span>nig weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>d in deze</div>\n<div class=\"t m0 x1d h64 yb6e ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb6f ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb70 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">O<span class=\"lsed ws11d\">nderstaan<span class=\"_ _0\"></span>de tabe<span class=\"_ _0\"></span>l vermel<span class=\"_ _0\"></span>dt de sch<span class=\"_ _0\"></span>attings<span class=\"_ _0\"></span>onzeker<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yb71 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes:</span></span></div>\n<div class=\"t m0 x2c h64 yb72 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb73 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yb74 ff92 fs44 fc1d sc0 ls105 ws135\" style=\"z-index: 15;\">Acti<span class=\"_ _1\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb75 ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb76 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 2:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb77 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het waarderingsmo<span class=\"_ _1\"></span>del</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb78 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb79 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 3:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7a ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Het <span class=\"lsef ws113\">waarderingsmodel</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7b ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws113\">Gebruik</span><span class=\"ff92\"> <span class=\"lsed ws111\">van <span class=\"lsef ws113\">niet</span></span>-<span class=\"_ _1\"></span><span class=\"lsef ws113\">waarneembare</span> <span class=\"_ _1\"></span><span class=\"lsed ws111\">input</span> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7d ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb7e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7f ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Leningen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb80 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb81 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">Ge<span class=\"_ _1\"></span>bruik van<span class=\"_ _1\"></span> parameters al<span class=\"_ _1\"></span>s kredietrisico</span><span class=\"ff92\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">spread, loo<span class=\"_ _0\"></span>ptijd en </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb82 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb83 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb84 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls104 ws134\">On<span class=\"_ _1\"></span>z<span class=\"lsed ws112\">ekerhed<span class=\"_ _0\"></span>en gerel<span class=\"_ _0\"></span>ateerd aan<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws11d\">beleggingsmix, de<span class=\"_ _1\"></span> activiteiten<span class=\"_ _1\"></span> en </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb85 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de markton<span class=\"_ _1\"></span>twikkelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb86 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws11d\">Toepassing v<span class=\"_ _0\"></span>an de bep<span class=\"_ _0\"></span>alingen v<span class=\"_ _0\"></span>oor eco<span class=\"_ _0\"></span>nomie\u00eb<span class=\"_ _0\"></span>n met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie </span></span></div>\n<div class=\"t m0 x1a0 h64 yb87 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en meeteenhei<span class=\"_ _1\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb88 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Waarderingste<span class=\"_ _1\"></span>st van goo<span class=\"_ _1\"></span>dwill:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8a ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">F<span class=\"_ _1\"></span>inanci\u00eble<span class=\"_ _1\"></span></span><span class=\"ff92\"> <span class=\"lsed ws111\">en</span> <span class=\"lsef ws113\">economische</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">variabelen</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb8b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws134\">De g<span class=\"lsef ws11d\">e<span class=\"_ _1\"></span>bruikte rentev<span class=\"_ _1\"></span>oet</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8c ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">aan</span> <span class=\"lsed ws112\">de entiteit</span> <span class=\"lsef ws113\">inherente</span> <span class=\"lsef ws113\">risicoprem<span class=\"_ _1\"></span>ie</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8d ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb8e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8f ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb90 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb91 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb92 ff92 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yb93 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n betreffende <span class=\"_ _1\"></span>verzekerings<span class=\"_ _1\"></span>contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb94 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">L<span class=\"_ _1\"></span>even:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x69 h64 yb95 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls10a ws13c\">De <span class=\"lsed ws112\">gebrui<span class=\"_ _0\"></span>kte actu<span class=\"_ _0\"></span>ari\u00eble aan<span class=\"_ _0\"></span>names<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb96 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>entscurv<span class=\"_ _0\"></span>e gebru<span class=\"_ _0\"></span>ikt bij de </span></span></div>\n<div class=\"t m0 xe2 h64 yb97 ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets (LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">test)</span> </span></div>\n<div class=\"t m0 x69 h64 yb98 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het herbeleggingsp<span class=\"_ _1\"></span>ro<span class=\"ws11e\">fiel van de beleg<span class=\"_ _1\"></span>gingsportefeuill<span class=\"_ _1\"></span>e, </span></span></span></div>\n<div class=\"t m0 xe2 h64 yb99 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">spread <span class=\"_ _1\"></span>en looptijd<span class=\"_ _1\"></span>, bij de b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de schaduw<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 xe2 h64 yb9a ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">LAT aanpassi<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb9b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff92\">-<span class=\"lsef ws113\">Leven<span class=\"_ _1\"></span>:</span> </span></span></div>\n<div class=\"t m0 x69 h64 yb9c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws112\">De verw<span class=\"_ _0\"></span>achte sch<span class=\"_ _0\"></span>adelast di<span class=\"_ _0\"></span>e aan het ein<span class=\"_ _0\"></span>d van de </span></span></div>\n<div class=\"t m0 xe2 h64 yb9d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode word<span class=\"_ _1\"></span>t gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yb9e ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte s<span class=\"_ _0\"></span>chadel<span class=\"_ _0\"></span>ast voor <span class=\"_ _0\"></span>voorge<span class=\"_ _0\"></span>vall<span class=\"ws112\">en ma<span class=\"_ _0\"></span>ar niet<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yb9f ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e schadeclaims<span class=\"_ _1\"></span> aan het <span class=\"_ _1\"></span>einde van<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 xe2 h64 yba0 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yba1 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls103 ws11d\">Scha<span class=\"lsef ws113\">debehan<span class=\"_ _1\"></span>delingskosten</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h6c yba2 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba3 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">De gebruikte actu<span class=\"_ _0\"></span>ari\u00eble a<span class=\"_ _0\"></span>annames<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yba4 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">D<span class=\"_ _1\"></span>e gebruikte<span class=\"_ _1\"></span> rentevoet</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba5 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsf9 ws124\">In<span class=\"_ _1\"></span>flatie</span><span class=\"ff92\">- <span class=\"lsef ws11e\">en sala<span class=\"_ _1\"></span>risontwikkelin<span class=\"_ _1\"></span>gen</span> </span></span></div>\n<div class=\"t m0 x1d h6c yba6 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba7 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">waarschijn<span class=\"_ _1\"></span>lijkheid<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">een</span> <span class=\"ls107 ws13e\">huid<span class=\"_ _1\"></span>ige</span> <span class=\"lsef ws113\">verpl<span class=\"_ _1\"></span>ichting</span> <span class=\"ls107 ws13e\">a<span class=\"_ _1\"></span>ls</span> <span class=\"lsed ws111\">gevolg </span></span></span></div>\n<div class=\"t m0 x69 h64 yba8 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van<span class=\"ls0 ws0\"> </span>gebeur<span class=\"_ _1\"></span>tenissen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in</span> </span><span class=\"ws11e\">het verl<span class=\"_ _1\"></span>eden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba9 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">berekening</span> <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van</span> <span class=\"lsed ws112\">de <span class=\"_ _1\"></span>beste ins<span class=\"_ _0\"></span>chatti<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h6c ybaa ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingverplich<span class=\"_ _1\"></span>tingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybab ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws113\">belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybac ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 235px; height: 587px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ybad ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybae ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toeli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n bij dez<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">g<span class=\"lsef ws113\">econsolidee<span class=\"_ _1\"></span>rde </span>j</span><span class=\"ws112\">aarrekening v<span class=\"_ _0\"></span>erlenen bi<span class=\"_ _0\"></span>jkomen<span class=\"_ _0\"></span>de informat<span class=\"_ _0\"></span>ie over de to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van deze <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattingen<span class=\"_ _1\"></span> en aannam<span class=\"_ _1\"></span>es </span></span></span></div>\n<div class=\"t m0 x2c h64 ybaf ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en hun effect<span class=\"_ _1\"></span> op de gerapporteerde<span class=\"_ _1\"></span> cijfers. Toelich<span class=\"_ _1\"></span>ting 4 <span class=\"ls0 ws0\">\u2018</span><span class=\"ws113\">Risic<span class=\"_ _1\"></span>omanagement<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van deze </span>g</span>econsolideerde <span class=\"_ _1\"></span><span class=\"ls0 ws0\">j</span><span class=\"ws11d\">aarreken<span class=\"_ _1\"></span>ing beschri<span class=\"_ _1\"></span>jft hoe Ag<span class=\"_ _1\"></span>eas de di<span class=\"_ _1\"></span>verse </span></span></div>\n<div class=\"t m0 x2c h64 ybb0 ff92 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span><span class=\"lsed ws112\">co\u2019s van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsactiv<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">mitigeert.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag316": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff5d fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff5d fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Wijzigingen in <span class=\"_ _1\"></span><span class=\"ls10d ws141\">de <span class=\"ls10e ws142\">grondslagen voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h7b y830 ff5d fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">vers<span class=\"_ _1\"></span>lagg<span class=\"_ _1\"></span>eving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y831 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft vanaf 1 janu<span class=\"_ _0\"></span>ari 2022 d<span class=\"_ _0\"></span>e bepaling<span class=\"_ _0\"></span>en in IAS 29 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y832 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslaggeving in<span class=\"_ _1\"></span> economie\u00ebn met hyp<span class=\"_ _1\"></span>erinflatie\u2019 toeg<span class=\"_ _1\"></span>epast voor de</div>\n<div class=\"t m0 x2c h64 y833 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">jaarrekeningen<span class=\"_ _1\"></span> van zijn<span class=\"_ _1\"></span> Turkse deel<span class=\"_ _1\"></span>nemingen \u2018Ak<span class=\"_ _1\"></span>sigorta\u2019 en<span class=\"_ _1\"></span> \u2018AgeSA\u2019. De</div>\n<div class=\"t m0 x2c h64 y834 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">impact hi<span class=\"_ _0\"></span>ervan is toe<span class=\"_ _0\"></span>gelicht in s<span class=\"_ _0\"></span>ectie 2.7<span class=\"_ _0\"></span> hieronde<span class=\"_ _0\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y835 ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Wijzigi<span class=\"_ _0\"></span>ngen in de IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaarden<span class=\"_ _1\"></span> in</span> </span>de huidige </span></span></div>\n<div class=\"t m0 xd1 h64 y836 ff5b fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y837 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Nieuwe of herziene<span class=\"_ _1\"></span> IFRS<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">s<span class=\"_ _1\"></span>ta</span></span><span class=\"ws113\">ndaarden<span class=\"lsed ws11d\">, interpretat<span class=\"_ _0\"></span>ies <span class=\"lsef ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x2c h64 y838 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> in in<span class=\"_ _1\"></span>terpretaties<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">ervan</span></span>, die voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y839 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de eerst<span class=\"_ _0\"></span>e keer v<span class=\"_ _0\"></span>an toepas<span class=\"_ _0\"></span>sing w<span class=\"_ _0\"></span>erden in <span class=\"_ _0\"></span>de versl<span class=\"_ _0\"></span>agperi<span class=\"_ _0\"></span>ode <span class=\"ws111\">die </span></div>\n<div class=\"t m0 x2c h64 y83a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">begonnen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">is op 1 januari <span class=\"ws11d\">2022<span class=\"_ _1\"></span>, en die <span class=\"_ _1\"></span>zijn goedge<span class=\"_ _1\"></span>keurd door<span class=\"_ _1\"></span> de EU, </span></span></div>\n<div class=\"t m0 x2c h64 y83b ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hadden ge<span class=\"_ _0\"></span>en signif<span class=\"_ _0\"></span>icante inv<span class=\"_ _0\"></span>loed op de toe<span class=\"_ _0\"></span>gepaste g<span class=\"_ _0\"></span>rondsla<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 y83c ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span> noch op h<span class=\"_ _1\"></span>et geconsol<span class=\"_ _1\"></span>ideerde overz<span class=\"_ _1\"></span>icht van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y83d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>positie en <span class=\"_ _1\"></span><span class=\"ws113\">op de <span class=\"_ _1\"></span>geconsolideerde <span class=\"_ _1\"></span><span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></div>\n<div class=\"t m0 x2c h64 y83e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Age<span class=\"ws11e\">as van<span class=\"_ _1\"></span> 2022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y83f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y840 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ten gevol<span class=\"_ _0\"></span>ge van de Cov<span class=\"_ _0\"></span>id pandemi<span class=\"_ _0\"></span>e, heeft de I<span class=\"_ _0\"></span>ASB in mei 20<span class=\"_ _0\"></span>20</div>\n<div class=\"t m0 x2c h64 y841 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen gep<span class=\"_ _1\"></span>ubliceerd in<span class=\"_ _1\"></span> IFRS 16 \u2018Covid<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 gerelateerd<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y842 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huurtoegevinge<span class=\"_ _1\"></span>n\u2019. <span class=\"ws11d\">De w<span class=\"_ _1\"></span>ijzigingen vo<span class=\"_ _1\"></span>orzien in<span class=\"_ _1\"></span> een vrijstell<span class=\"_ _1\"></span>ing voor </span></div>\n<div class=\"t m0 x2c h64 y843 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">huurders om <span class=\"_ _1\"></span>te beoordelen<span class=\"_ _1\"></span> of huur<span class=\"_ _1\"></span>toegevingen, d<span class=\"_ _1\"></span>ie een dire<span class=\"_ _1\"></span>ct gevolg</div>\n<div class=\"t m0 x2c h64 y844 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zijn van de Covid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">19 pand<span class=\"_ _1\"></span>emie en die<span class=\"_ _1\"></span> resulteren <span class=\"_ _1\"></span>in een verm<span class=\"_ _1\"></span>indering </span></div>\n<div class=\"t m0 x2c h64 y845 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verschuldigde<span class=\"_ _1\"></span> huurbedragen <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> 30 juni <span class=\"_ _1\"></span>2021, moe<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x2c h64 y846 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden aanzien als<span class=\"_ _1\"></span> een wijziging van d<span class=\"_ _1\"></span>e huurovereenkom<span class=\"_ _1\"></span>st. <span class=\"lsed ws11d\">In maart </span></div>\n<div class=\"t m0 x2c h64 y847 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021<span class=\"ls0 ws0\">, <span class=\"lsed ws112\">heeft de IASB de vrijs<span class=\"_ _0\"></span>telling i<span class=\"_ _0\"></span>n dez<span class=\"ws11d\">e wijz<span class=\"_ _0\"></span>iginge<span class=\"_ _0\"></span>n verleng<span class=\"_ _0\"></span>d voor </span></span></span></div>\n<div class=\"t m0 x2c h64 y848 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschuldigd<span class=\"_ _1\"></span>e huurbedragen<span class=\"_ _1\"></span> tot en<span class=\"_ _1\"></span> met 30 juni<span class=\"_ _1\"></span> 2022. Omda<span class=\"_ _1\"></span>t Ageas nie<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y849 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft gen<span class=\"_ _0\"></span>oten van huu<span class=\"_ _0\"></span>rtoegev<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e een <span class=\"ws111\">direct <span class=\"ws11d\">gev<span class=\"_ _0\"></span>olg zij<span class=\"_ _0\"></span>n van de </span></span></div>\n<div class=\"t m0 x2c h64 y84a ff5b fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 pandemi<span class=\"_ _0\"></span>e, die zoude<span class=\"_ _0\"></span>n result<span class=\"_ _0\"></span>eren in een wij<span class=\"_ _0\"></span>ziging va<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x2c h64 y84b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huurovereenkom<span class=\"_ _1\"></span>st<span class=\"ws11d\">, hadden<span class=\"_ _1\"></span> d<span class=\"lsed ws112\">eze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n impact<span class=\"_ _0\"></span> op het huidig<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y84c ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en <span class=\"ws111\">op <span class=\"lsef ws113\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y84d ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\"> <span class=\"ls103 ws11d\">win<span class=\"_ _1\"></span>st</span>- <span class=\"_ _1\"></span><span class=\"lsed ws11d\">en verli<span class=\"_ _0\"></span>esreke<span class=\"_ _0\"></span>ning van <span class=\"_ _0\"></span>Ageas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y84e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y84f ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Om te vo<span class=\"_ _0\"></span>ldoen aa<span class=\"_ _0\"></span>n nieuwe <span class=\"_ _0\"></span>reglem<span class=\"_ _0\"></span>entaire v<span class=\"_ _0\"></span>oorschrif<span class=\"_ _0\"></span>ten e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y850 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktbehoeften<span class=\"_ _1\"></span>, ondergaan d<span class=\"_ _1\"></span>e renteben<span class=\"_ _1\"></span>chmar<span class=\"lsed ws112\">ks die in de fina<span class=\"_ _0\"></span>nci\u00eble </span></div>\n<div class=\"t m0 x2c h64 y851 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markt wor<span class=\"_ _0\"></span>den gebruik<span class=\"_ _0\"></span>t als refe<span class=\"_ _0\"></span>rentiev<span class=\"_ _0\"></span>oet voor de b<span class=\"_ _0\"></span>epaling van</div>\n<div class=\"t m0 x2c h64 y852 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">interes<span class=\"_ _0\"></span>tvoete<span class=\"_ _0\"></span>n en betalin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een grondige herv<span class=\"_ _1\"></span>orming en </span></span></div>\n<div class=\"t m0 x2c h64 y853 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>e. Als gevo<span class=\"_ _0\"></span>lg van deze he<span class=\"_ _0\"></span>rvormi<span class=\"_ _0\"></span>ng kunnen s<span class=\"_ _0\"></span>ommige bes<span class=\"_ _0\"></span>taand<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y854 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rentebenchmar<span class=\"_ _1\"></span>ks, zoals<span class=\"_ _1\"></span> Eonia en Libo<span class=\"_ _1\"></span>r, worden opg<span class=\"_ _1\"></span>eheven<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y855 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> een nieuwe rentebenchm<span class=\"_ _1\"></span>ark<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y856 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y857 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gec<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>eerde jaa<span class=\"_ _0\"></span>rrekeni<span class=\"_ _0\"></span>ng op 31 decem<span class=\"_ _0\"></span>ber 2022 o<span class=\"_ _0\"></span>mvat een</div>\n<div class=\"t m0 x2c h64 y858 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nominaal bedrag<span class=\"_ _1\"></span> aan derivaten die<span class=\"_ _1\"></span> worden gebruik<span class=\"_ _1\"></span>t in</div>\n<div class=\"t m0 x2c h64 y859 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsrel<span class=\"_ _0\"></span>aties en <span class=\"ws112\">die geli<span class=\"_ _0\"></span>nkt zijn aan d<span class=\"_ _0\"></span>e EURIB<span class=\"_ _0\"></span>OR voor EUR 632 </span></div>\n<div class=\"t m0 x2c h64 y85a ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">milj<span class=\"lsef ws11d\">oen en<span class=\"_ _1\"></span> een nominaal<span class=\"_ _1\"></span> bedrag aa<span class=\"_ _1\"></span>n achterges<span class=\"_ _1\"></span>telde schuld<span class=\"_ _1\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y85b ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rentevoet, e<span class=\"_ _1\"></span>veneens gelin<span class=\"_ _1\"></span>kt aan de E<span class=\"_ _1\"></span>URIBOR<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws112\">voor EUR 2<span class=\"_ _0\"></span>10 </span></span></div>\n<div class=\"t m0 x2c h64 y85c ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen<span class=\"_ _1\"></span>. <span class=\"lsef ws11d\">De EURIBO<span class=\"_ _1\"></span>R is in <span class=\"_ _1\"></span>2019 succesvo<span class=\"_ _1\"></span>l hervormd naa<span class=\"_ _1\"></span>r een hybri<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y85d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode e<span class=\"_ _0\"></span>n zal naar ve<span class=\"_ _0\"></span>rwachti<span class=\"_ _0\"></span>ng blijven b<span class=\"_ _0\"></span>estaan i<span class=\"_ _0\"></span>n de nabije to<span class=\"ls103 ws11d\">ekomst. </span></div>\n<div class=\"t m0 x2c h64 y85e ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bijgevo<span class=\"_ _0\"></span>lg hadde<span class=\"_ _0\"></span>n de twe<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen in I<span class=\"_ _0\"></span>FRS 9, I<span class=\"_ _0\"></span>AS 39, I<span class=\"_ _0\"></span>FRS 7, IFR<span class=\"_ _0\"></span>S 4</div>\n<div class=\"t m0 x2c h64 y85f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en IFRS 16 \u2018Re<span class=\"_ _0\"></span>ntebenc<span class=\"_ _0\"></span>hmarkh<span class=\"_ _0\"></span>ervormi<span class=\"_ _0\"></span>ng\u2019, die de I<span class=\"_ _0\"></span>ASB heeft</div>\n<div class=\"t m0 x2c h64 y860 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2019 en <span class=\"_ _1\"></span>in augustu<span class=\"_ _1\"></span>s 2020, geen<span class=\"_ _1\"></span> impact op</div>\n<div class=\"t m0 x2c h64 y861 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het huid<span class=\"_ _0\"></span>ige gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"lsef\">le positie en </span><span class=\"ws111\">op <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 y862 ff5b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening van Ageas<span class=\"_ _1\"></span>.</span> </span></div>\n<div class=\"t m0 x2c h64 y863 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y864 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas blijf<span class=\"_ _1\"></span>t de ontwi<span class=\"_ _1\"></span>kkelingen rond<span class=\"_ _1\"></span> de renteben<span class=\"_ _1\"></span>chmarkhervormingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y865 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opvolgen.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">O<span class=\"_ _1\"></span>mdat de EUR<span class=\"_ _1\"></span>IBOR kan op<span class=\"_ _1\"></span>houden te b<span class=\"_ _1\"></span>estaan in d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y866 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>, worden alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieven opge<span class=\"_ _0\"></span>nomen in ni<span class=\"_ _0\"></span>euwe cont<span class=\"_ _0\"></span>racten, om<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y867 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de contin<span class=\"_ _0\"></span>u\u00efteit van de<span class=\"_ _0\"></span>ze contr<span class=\"_ _0\"></span>acten te gar<span class=\"_ _0\"></span>anderen in d<span class=\"_ _0\"></span>e situatie d<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x2c h64 y868 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EURIBOR ophoud<span class=\"_ _1\"></span>t te bestaan<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y869 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y86a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Naast<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de wijzigin<span class=\"_ _0\"></span>gen <span class=\"lsef ws113\">opgenomen </span>hierboven,<span class=\"_ _0\"></span> werde<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1d h64 y86b ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herzien<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarden, interpre<span class=\"_ _1\"></span>taties </span></span><span class=\"ws111\">ervan </span>en wij<span class=\"_ _0\"></span>zingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y86c ff5b fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">s<span class=\"_ _1\"></span>tandaarden e<span class=\"_ _1\"></span>n interpret<span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ties <span class=\"_ _1\"></span></span><span class=\"ws113\">ervan <span class=\"_ _1\"></span></span><span class=\"lsed\">effect<span class=\"_ _0\"></span>ief voor v<span class=\"_ _0\"></span>erslagp<span class=\"_ _0\"></span>eriode<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 y86d ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">op<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2022<span class=\"ls0 ws0\"> </span><span class=\"lsed\">of later</span><span class=\"ws11e\">. Geen van deze wijziginge<span class=\"_ _1\"></span>n had </span></span></span></div>\n<div class=\"t m0 x1d h64 y86e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een significan<span class=\"_ _1\"></span>te impact op het hui<span class=\"_ _1\"></span>dige geconsolide<span class=\"_ _1\"></span>erde overzich<span class=\"_ _1\"></span>t van de</div>\n<div class=\"t m0 x1d h64 y86f ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"ws113\">en<span class=\"ls0 ws0\"> </span>op<span class=\"_ _1\"></span> de gecon<span class=\"_ _1\"></span>solideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></span>en verliesr<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x1d h64 y870 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y871 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 16 <span class=\"_ _0\"></span>\u2018Materi<span class=\"_ _0\"></span>\u00eble vast<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> \u2013 </span><span class=\"lsef\">opbrengsten v<span class=\"_ _1\"></span>\u00f3\u00f3r </span></span></span></div>\n<div class=\"t m0 x69 h64 y872 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruik\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y873 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 37:<span class=\"_ _0\"></span> \u2018Verli<span class=\"_ _0\"></span>eslaten<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten<span class=\"ls0 ws0\"> \u2013 </span><span class=\"ws112\">kost van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y874 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitvoe<span class=\"_ _0\"></span>ring van een c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y875 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws112\">Wijzigingen in IF<span class=\"_ _0\"></span>RS 3: \u2018Refe<span class=\"_ _0\"></span>renties n<span class=\"_ _0\"></span>aar het raam<span class=\"_ _0\"></span>werk voor d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x69 h64 y876 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opstelling en<span class=\"_ _1\"></span> presentatie van ja<span class=\"_ _1\"></span>arrekeningen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y877 ff5e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _3f\"> </span><span class=\"ff5b lsed ws112\">Jaarlijkse ver<span class=\"_ _0\"></span>betering<span class=\"_ _0\"></span>en aan de IFRS<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarden<span class=\"_ _1\"></span> (cyclus 2018</span>-</span></span></span></div>\n<div class=\"t m0 x69 h64 y878 ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">2020): w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>gen in IF<span class=\"_ _0\"></span>RS 1 \u2018Ee<span class=\"_ _0\"></span>rste to<span class=\"_ _0\"></span>epassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y879 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">standa<span class=\"_ _0\"></span>arden\u2019, wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen in IFRS 9 \u2018<span class=\"_ _0\"></span>Financi<span class=\"_ _0\"></span>\u00eble instrum<span class=\"_ _0\"></span>enten\u2019,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 y87a ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen aan<span class=\"_ _1\"></span> de <span class=\"ws11d\">voorbeelden<span class=\"_ _1\"></span> horende bij<span class=\"_ _1\"></span> IFRS 16 </span></div>\n<div class=\"t m0 x69 h64 y87b ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Leaseovereen<span class=\"_ _1\"></span>komsten\u2019 en <span class=\"_ _1\"></span>wijzigingen in<span class=\"_ _1\"></span> IAS 41 \u2018L<span class=\"_ _1\"></span>andbouw\u2019.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h64 y87c ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Toekomstige wi<span class=\"_ _1\"></span>jzigingen <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ls106 ws136\">IFRS</span></span></span>-<span class=\"lsef ws113\">s<span class=\"_ _1\"></span>tandaarden</span> </span></div>\n<div class=\"t m0 x1d h64 y87d ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of herzi<span class=\"_ _0\"></span>ene IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarde<span class=\"_ _1\"></span>n, interpretaties<span class=\"_ _1\"></span> <span class=\"ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x1d h64 y87e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> interpr<span class=\"lsed ws111\">etaties ervan <span class=\"ws11d\">wor<span class=\"_ _0\"></span>den van </span></span></span></div>\n<div class=\"t m0 x1d h64 y87f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kracht voo<span class=\"_ _0\"></span>r versla<span class=\"_ _0\"></span>gperiod<span class=\"_ _0\"></span>es die begi<span class=\"_ _0\"></span>nnen op 1 janu<span class=\"_ _0\"></span>ari 2023 of lat<span class=\"_ _0\"></span>er.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y880 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y881 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft geen IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">standaard<span class=\"_ _1\"></span>en, interpre<span class=\"_ _1\"></span>tatie<span class=\"ls0 ws0\">s </span><span class=\"ws113\">e<span class=\"_ _1\"></span>rvan </span>en<span class=\"_ _1\"></span> wijzigingen </span></div>\n<div class=\"t m0 x1d h64 y882 ff5b fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws113\">de <span class=\"ls106 ws136\">IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span><span class=\"ws11d\">stand<span class=\"_ _1\"></span>aarden en i<span class=\"_ _1\"></span>nterpretaties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>ervan<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">toege<span class=\"_ _1\"></span>past die<span class=\"_ _1\"></span> zijn </span></span></div>\n<div class=\"t m0 x1d h64 y883 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepubl<span class=\"_ _0\"></span>iceerd doo<span class=\"_ _0\"></span>r de IASB maa<span class=\"_ _0\"></span>r die nog niet ef<span class=\"_ _0\"></span>fectief<span class=\"_ _0\"></span> zijn of <span class=\"ws111\">die </span>nog niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y884 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn goedgek<span class=\"_ _1\"></span>eurd door<span class=\"_ _1\"></span> de EU.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y885 ff5b fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsef ws11e\">Verlenging van de<span class=\"_ _1\"></span> tijdelijke vrij<span class=\"_ _1\"></span>stelling van de toe<span class=\"_ _1\"></span>passing van </span></span></div>\n<div class=\"t m0 xe2 h64 y886 ff5b fs44 fc1d sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"ls107 ws135\">Wi<span class=\"_ _1\"></span>jzigingen<span class=\"_ _1\"></span> in</span> <span class=\"ls106 ws145\">IFRS<span class=\"_ _1\"></span> 4</span>  </span></div>\n<div class=\"t m0 x1d h64 y887 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t <span class=\"lsef ws11e\">de standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS 9<span class=\"_ _1\"></span> \u2018F</span></span><span class=\"ws11d\">inanci\u00ebl<span class=\"_ _1\"></span>e instrumenten\u2019<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y888 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gepubliceerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">in juli <span class=\"_ _1\"></span>2014 <span class=\"lsed ws111\">en </span>de E<span class=\"_ _1\"></span>U heeft <span class=\"ls106 ws145\">I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\"> </span></span></span>goe<span class=\"_ _1\"></span>dgekeurd<span class=\"ls0 ws0\"> <span class=\"ls10b ws13d\">in </span></span></div>\n<div class=\"t m0 x1d h64 y889 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2016<span class=\"_ _1\"></span>. Ondanks da<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IFRS 9 van<span class=\"_ _1\"></span> toepassing is voo<span class=\"_ _1\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y88a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslag<span class=\"ws11d\">periode<span class=\"_ _1\"></span>s die beg<span class=\"_ _1\"></span>innen op 1 <span class=\"_ _1\"></span>januari 201<span class=\"_ _1\"></span>8<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">of later<span class=\"ls105 ws135\">, <span class=\"ls10b ws13d\">blijft</span></span></span> </span></span>Ageas<span class=\"ls0 ws0\"> </span>de</div>\n<div class=\"t m0 x1d h64 y88b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">IAS 39 \u2018F<span class=\"lsed\">inanci\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsef\">opname en<span class=\"_ _1\"></span> waarderin<span class=\"ls0 ws0\">g<span class=\"_ _1\"></span>\u2019 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88c ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassen<span class=\"lsf9 ws124\">. </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>geas zal <span class=\"_ _1\"></span><span class=\"ws11e\">de standaard IFRS<span class=\"_ _1\"></span> 9 voor <span class=\"lsed ws112\">de eerste keer<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassen <span class=\"_ _1\"></span>vanaf 1 janu<span class=\"_ _1\"></span>ari 2023. <span class=\"ws11e\">O<span class=\"_ _1\"></span>nderstaande paragra<span class=\"_ _1\"></span>fen <span class=\"ws113\">verklaren<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y88e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarom Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws113\">ondertussen<span class=\"_ _1\"></span> </span>de standa<span class=\"_ _1\"></span>ard<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IAS 39 <span class=\"ls10b ws124\">is blijven<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">toepassen<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x1d h64 y88f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y890 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het feit dat A<span class=\"_ _0\"></span>geas de stan<span class=\"_ _0\"></span>daard IA<span class=\"_ _0\"></span>S 39 blijft toe<span class=\"_ _0\"></span>passen is<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in lijn met de </span></span></div>\n<div class=\"t m0 x1d h64 y891 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4. De IASB heeft ini<span class=\"_ _1\"></span>tieel wijzigingen<span class=\"_ _1\"></span> in dit verband</div>\n<div class=\"t m0 x1d h64 y892 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2016 (welke<span class=\"_ _1\"></span> zijn goedg<span class=\"_ _1\"></span>ekeurd door <span class=\"_ _1\"></span>de EU in</div>\n<div class=\"t m0 x1d h64 y893 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2017)<span class=\"_ _1\"></span> en hee<span class=\"_ _1\"></span>ft in juni<span class=\"_ _1\"></span> 2020 herbe<span class=\"_ _1\"></span>vestigd dat<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y894 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingsondernemingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de initi\u00eble toepa<span class=\"_ _1\"></span>s</span></span><span class=\"ws112\">singsdat<span class=\"_ _0\"></span>um van de </span></div>\n<div class=\"t m0 x1d h64 y895 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaarden <span class=\"_ _1\"></span>IFRS 9 \u2018Fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten\u2019 en <span class=\"_ _1\"></span>IFRS 17</div>\n<div class=\"t m0 x1d h64 y896 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 <span class=\"_ _1\"></span>kunnen aligneren<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span><span class=\"lsed\">via de publi<span class=\"_ _0\"></span>catie van <span class=\"_ _0\"></span><span class=\"ws111\">de </span></span></div>\n<div class=\"t m0 x1d h64 y897 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4 \u2018Verlenging<span class=\"_ _1\"></span> van de tijdelijke v<span class=\"_ _1\"></span>rijstelling van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y898 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9\u2019. De EU he<span class=\"_ _0\"></span>eft deze w<span class=\"lsef ws11d\">ijzigingen goedgekeurd <span class=\"_ _1\"></span>in </span></div>\n<div class=\"t m0 x1d h64 y899 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december 2020<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y89a ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y89b ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wijzigingen<span class=\"_ _1\"></span> in IFRS 4 bieden twee a<span class=\"_ _1\"></span>lternatieven om<span class=\"_ _1\"></span> het effect van de</div>\n<div class=\"t m0 x1d h64 y89c ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> toepassingsdata van<span class=\"_ _1\"></span> de standaarden IF<span class=\"_ _1\"></span>RS 9 (2018) en</div>\n<div class=\"t m0 x1d h64 y89d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 (20<span class=\"_ _0\"></span>23) tot een mi<span class=\"_ _0\"></span>nimum te be<span class=\"_ _0\"></span>perken. D<span class=\"_ _0\"></span>eze alter<span class=\"_ _0\"></span>natieven z<span class=\"_ _0\"></span>ijn de</div>\n<div class=\"t m0 x1d h64 y89e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2018<span class=\"lsef ws113\">overlapp<span class=\"_ _1\"></span>ingsbenadering</span>\u2019<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">en de<span class=\"_ _1\"></span> </span>\u2018<span class=\"ls107 ws137\">tijde<span class=\"_ _1\"></span>lijke vrij<span class=\"_ _1\"></span><span class=\"lsef ws11d\">stelling <span class=\"_ _1\"></span>van de toepas<span class=\"_ _1\"></span>sing </span></span></div>\n<div class=\"t m0 x1d h64 y89f ff5b fs44 fc14 sc0 ls106 ws140\" style=\"z-index: 15;\">van I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tijd<span class=\"_ _0\"></span>elijke vr<span class=\"_ _0\"></span>ijstell<span class=\"_ _0\"></span>ing van de t<span class=\"_ _0\"></span>oepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 is<span class=\"_ _0\"></span> een opt<span class=\"_ _0\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y8a6 ff61 fs44 fc14 sc0 ls10b ws135\" style=\"z-index: 15;\">tijdelijk<span class=\"_ _0\"></span>e vrijste<span class=\"_ _0\"></span>lling<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de toepassing van<span class=\"_ _1\"></span> IFRS 9 voor verslagper<span class=\"_ _1\"></span>iodes </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff61 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2023<span class=\"lsf9 ws124\">, </span></span>v<span class=\"_ _1\"></span>oor<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">onderne<span class=\"_ _1\"></span>mingen die<span class=\"_ _1\"></span> overwegend </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en uitgeve<span class=\"_ _0\"></span>n die vallen b<span class=\"_ _0\"></span>innen het</div>\n<div class=\"t m0 x2c h64 y8a9 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied van de standaard<span class=\"_ _1\"></span> IFRS 4 \u2018Verzekering<span class=\"_ _1\"></span>scontracten\u2019<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8aa ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft op de refe<span class=\"_ _0\"></span>rentied<span class=\"_ _0\"></span>atum van 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>15 nagega<span class=\"_ _0\"></span>an of</div>\n<div class=\"t m0 x2c h64 y8ab ff61 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">zijn<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">a<span class=\"_ _1\"></span>ctiviteiten o<span class=\"_ _1\"></span>verwegend verban<span class=\"_ _1\"></span>d houden <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en <span class=\"lsef ws113\">concludeerde<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">in aanmerk<span class=\"_ _0\"></span>ing te kome<span class=\"_ _0\"></span>n voor </span></div>\n<div class=\"t m0 x2c h64 y8ad ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toepa<span class=\"_ _0\"></span>ssing v<span class=\"_ _0\"></span>an de tij<span class=\"_ _0\"></span>delijk<span class=\"_ _0\"></span>e vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS<span class=\"_ _0\"></span> 9.</div>\n<div class=\"t m0 x2c h64 y8ae ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van <span class=\"ws113\">de <span class=\"_ _1\"></span></span>verplichtingen <span class=\"_ _1\"></span>van Ageas</span><span class=\"ff61\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">die voo<span class=\"_ _0\"></span>rtvloeie<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit contrac<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die vallen binn<span class=\"_ _0\"></span>en het toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>gebied van I<span class=\"_ _0\"></span>FRS 4 </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff61 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> <span class=\"ls10a ws13c\">was<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in vergel<span class=\"_ _0\"></span>ijking m<span class=\"_ _0\"></span>et de t<span class=\"_ _0\"></span>otale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van alle </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsed ws112\">Het percentage va<span class=\"_ _0\"></span>n de totale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van de met </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> verplichtingen<span class=\"lsed ws112\">, ten opzichte va<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totale b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de van alle ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen van Age<span class=\"_ _0\"></span>as, hoger <span class=\"ls10c ws13b\">was<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan 90 pro<span class=\"_ _1\"></span>cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8b8 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>de analyse<span class=\"_ _1\"></span> of <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">acti<span class=\"_ _1\"></span>viteiten overwegend<span class=\"_ _1\"></span> verband houden </span></div>\n<div class=\"t m0 x1d h64 y8b9 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met verzeker<span class=\"_ _1\"></span>ingen niet o<span class=\"_ _1\"></span>pnieuw ui<span class=\"_ _1\"></span>tgevoerd op <span class=\"_ _1\"></span>een latere<span class=\"_ _1\"></span> datum<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">omdat </span></span></div>\n<div class=\"t m0 x1d h64 y8ba ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er geen subst<span class=\"_ _0\"></span>anti\u00eb<span class=\"_ _0\"></span>le veran<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">ringen hebben <span class=\"_ _1\"></span>plaatsgevonden<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x1d h64 y8bb ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>, welke een<span class=\"_ _1\"></span> dergelijke h<span class=\"_ _1\"></span>erbeoordeling<span class=\"_ _1\"></span> noodzakelijk</div>\n<div class=\"t m0 x1d h64 y8bc ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zouden maken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8bd ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8be ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Omdat Ageas<span class=\"_ _1\"></span> de mogelijkhei<span class=\"_ _1\"></span>d heeft o<span class=\"_ _1\"></span>m <span class=\"lsed ws112\">gebruik te m<span class=\"_ _0\"></span>aken van <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 y8bf ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tijdelijke<span class=\"_ _1\"></span> vrijstelling van de<span class=\"_ _1\"></span> toepassing van IFRS 9<span class=\"_ _1\"></span>, heeft Ageas beslo<span class=\"_ _1\"></span>t<span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 y8c0 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om hierv<span class=\"_ _0\"></span>an gebru<span class=\"_ _0\"></span>ik te mak<span class=\"_ _0\"></span>en en om<span class=\"_ _0\"></span> de initi<span class=\"_ _0\"></span>\u00eble toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>data va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y8c1 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 te aligner<span class=\"_ _0\"></span>en. Om de geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde jaa<span class=\"_ _0\"></span>rrekenin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 y8c2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas g<span class=\"_ _1\"></span>emakkelijker<span class=\"_ _1\"></span> te kunnen <span class=\"_ _1\"></span>vergelijken<span class=\"_ _1\"></span> met de geco<span class=\"_ _1\"></span>nsolideerde</div>\n<div class=\"t m0 x1d h64 y8c3 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening v<span class=\"_ _0\"></span>an <span class=\"lsef\">ondernemingen di<span class=\"_ _1\"></span>e IFRS 9 <span class=\"_ _1\"></span><span class=\"ws113\">reeds<span class=\"ls0 ws0\"> </span>toe</span></span>passen, licht</div>\n<div class=\"t m0 x1d h64 y8c4 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas vol<span class=\"_ _0\"></span>gende inf<span class=\"_ _0\"></span>ormatie t<span class=\"_ _0\"></span>oe over de re<span class=\"_ _0\"></span>\u00eble waarde e<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y8c5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>risicob<span class=\"_ _0\"></span>lootst<span class=\"_ _0\"></span>elling bi<span class=\"_ _0\"></span>nnen zijn gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ent<span class=\"_ _0\"></span>iteiten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8c6 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c8 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c9 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ca ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 328px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 490px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 657px; bottom: 781px; z-index: 15;\">Mutatie in re\u00eble waarde in<span class=\"_ _0\"></span> 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarde van fina<span class=\"_ _0\"></span>nci\u00eble activa (in miljoen eu<span class=\"_ _0\"></span>ro)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 343px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 355px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 407px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 436px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 517px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 568px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 597px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 665px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 677px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 758px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 370px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Schuldeffecten incl. structured no<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 706px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 706px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 706px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 706px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 681px; bottom: 706px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 706px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 691px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 451px; bottom: 691px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 612px; bottom: 691px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 691px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 676px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 676px; z-index: 15;\">6</div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 676px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Derivaten voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 661px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 661px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 661px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 646px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 646px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 646px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 646px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 646px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 446px; bottom: 631px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 631px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 631px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Overige vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 606px; height: 500px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1fe h67 y6e8 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 1081px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6e8 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1065px; z-index: 15;\">a<span class=\"lsf6 ws115\">ls<span class=\"_ _1\"></span> een E<span class=\"_ _1\"></span>CL <span class=\"lsf1\">gedurende levensduur</span></span> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">per 31 december 2022 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 1005px; z-index: 15;\">de komende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 990px; z-index: 15;\">12 maanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 1050px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y688 ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 1035px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 1020px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 1035px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 1020px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 1005px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 1050px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1020px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 1005px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c4 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 990px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1050px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 1020px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 1005px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 990px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 343px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 960px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 960px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 945px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y685 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 930px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 915px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 915px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y685 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 900px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 885px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 885px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 885px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 871px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 871px; z-index: 15;\">6</div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 871px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 871px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 871px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 856px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 856px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 856px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8e8 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8e9 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fe h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 809px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 448px; bottom: 793px; z-index: 15;\">als <span class=\"ws115\">een ECL gedurende levensduur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 763px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 748px; z-index: 15;\">per 31 december 2021 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 733px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 748px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 733px; z-index: 15;\">de komende <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 718px; z-index: 15;\">12 maanden <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 777px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 763px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 748px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 733px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 777px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 763px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 748px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 733px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 763px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 748px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 733px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 718px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 777px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 763px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 748px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 733px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 718px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 69px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 343px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 457px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 569px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 683px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 797px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 688px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 688px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 673px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 673px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 658px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 658px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 643px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 643px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y69a ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 628px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 613px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 613px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 613px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 598px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 598px; z-index: 15;\">4</div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 598px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 598px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 598px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 584px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 584px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 584px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 584px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8fa ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8fb ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 536px; z-index: 15;\">Bruto boekwaarde per <span class=\"_ _0\"></span>31 december 2022 onder <span class=\"_ _0\"></span>toepassing van IAS <span class=\"_ _0\"></span>39 en re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 522px; z-index: 15;\">waarde voor financi\u00eble activa die voldoen aan de SPPI<span class=\"ls0 ws0\">-</span><span class=\"ws115\">test en die geen laag<span class=\"_ _0\"></span> kredietrisico hebben<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 491px; z-index: 15;\">Bruto boekwaarde onder toepassing van IAS 39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68b ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 491px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 476px; z-index: 15;\">Re\u00eble waarde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68d ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 476px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Verschil<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h69 y68b ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 462px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y902 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y903 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y904 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 28 \u2018I<span class=\"lsef ws11e\">nvesteringen in geassocieerde<span class=\"_ _1\"></span> deelnemingen en j<span class=\"_ _1\"></span>oint ventures\u2019<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y905 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereist dat<span class=\"_ _1\"></span> een <span class=\"ws113\">onderne<span class=\"_ _1\"></span>ming<span class=\"ls0 ws0\"> </span></span>uni<span class=\"_ _1\"></span>forme grondslage<span class=\"_ _1\"></span>n voor finan<span class=\"_ _1\"></span>ci\u00eble</div>\n<div class=\"t m0 x2c h64 y906 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving <span class=\"_ _1\"></span>toepast wann<span class=\"_ _1\"></span>eer zij de<span class=\"_ _1\"></span> vermogensmuta<span class=\"_ _1\"></span>tiemethode</div>\n<div class=\"t m0 x2c h64 y907 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt. Ageas<span class=\"_ _1\"></span> wijkt tijdeli<span class=\"_ _1\"></span>j<span class=\"ws11d\">k af van<span class=\"_ _1\"></span> deze <span class=\"lsed ws111\">bepaling<span class=\"ls0 ws0\"> </span></span>voor zijn deelneming<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y908 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in Maybank<span class=\"_ _1\"></span> Ageas Holdings<span class=\"_ _1\"></span> Berhad. D<span class=\"_ _1\"></span>eze entiteit <span class=\"_ _1\"></span>past <span class=\"ws11e\">IFRS<span class=\"_ _1\"></span> 9 toe <span class=\"lsed ws111\">sinds </span></span></div>\n<div class=\"t m0 x2c h64 y909 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">2018, terwijl Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">over dezelfd<span class=\"_ _0\"></span>e <span class=\"ls103 ws11d\">versl<span class=\"_ _1\"></span>ag<span class=\"lsef ws113\">periodes<span class=\"_ _1\"></span> <span class=\"ws11e\">gebruik maakt<span class=\"_ _1\"></span> van de<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y90a ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke vrijst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g voor de t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van I<span class=\"_ _0\"></span>FRS 9. <span class=\"_ _0\"></span>Deze afwi<span class=\"_ _0\"></span>jking v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x2c h64 y90b ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de toepass<span class=\"_ _1\"></span>ing van unifo<span class=\"_ _1\"></span>rme grondslag<span class=\"_ _1\"></span>en is toege<span class=\"_ _1\"></span>staan door p<span class=\"_ _1\"></span>aragraaf</div>\n<div class=\"t m0 x2c h64 y90c ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">39I van d<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">IFR<span class=\"_ _0\"></span>S 4 over <span class=\"lsef ws113\">de <span class=\"ls107 ws13e\">\u2018V</span><span class=\"ws11e\">erlenging<span class=\"_ _1\"></span> van de tijdelijke<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y90d ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS <span class=\"_ _0\"></span>9<span class=\"ls0 ws0\">\u2019<span class=\"lsf9 ws124\">. <span class=\"ls10a ws13c\">De</span></span> <span class=\"lsef ws113\">ja<span class=\"_ _1\"></span>arrekening</span> <span class=\"lsef ws113\">v<span class=\"_ _1\"></span>an </span></span></div>\n<div class=\"t m0 x2c h64 y90e ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Maybank Agea<span class=\"_ _1\"></span>s Holdings Be<span class=\"_ _1\"></span>rhad kan wor<span class=\"_ _1\"></span>den geraadple<span class=\"_ _1\"></span><span class=\"lsed ws112\">egd op de </span></div>\n<div class=\"t m0 x2c h64 y90f ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">volgend<span class=\"_ _0\"></span>e websit<span class=\"_ _0\"></span>e:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y910 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf9 ws124\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls10a ws13c\">we</span>-<span class=\"lsed ws111\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsee ws112\">statements/</span></span><span class=\"fc14\">).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y920 ff65 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsed ws112\">IFRS 9 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>enten\u2019<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c y921 ff68 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Present<span class=\"_ _0\"></span>atie va<span class=\"_ _0\"></span>n vergel<span class=\"_ _0\"></span>ijkende i<span class=\"_ _0\"></span>nforma<span class=\"_ _0\"></span>tie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y922 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas zal zowel I<span class=\"_ _1\"></span>FRS 9 \u2018Financi\u00eble ins<span class=\"_ _1\"></span>trumenten\u2019 als<span class=\"_ _1\"></span> IFRS 17</div>\n<div class=\"t m0 x1d h64 y923 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 (zie hie<span class=\"_ _0\"></span>ronder<span class=\"_ _0\"></span>) voor het eerst<span class=\"_ _0\"></span> toepass<span class=\"_ _0\"></span>en vanaf</div>\n<div class=\"t m0 x1d h64 y924 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verslagpe<span class=\"_ _1\"></span>riode die b<span class=\"_ _1\"></span>egint op 1<span class=\"_ _1\"></span> januari <span class=\"_ _1\"></span>2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y925 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y926 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">I<span class=\"lsed ws112\">FRS 17 vereist d<span class=\"_ _0\"></span>at een entit<span class=\"_ _0\"></span>eit infor<span class=\"_ _0\"></span>matie met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot de </span></div>\n<div class=\"t m0 x1d h64 y927 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> 2022 her<span class=\"_ _1\"></span>werkt in zij<span class=\"_ _1\"></span>n jaarrekeni<span class=\"_ _1\"></span>ng over de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y928 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> die eindig<span class=\"_ _1\"></span>t op 31 d<span class=\"_ _1\"></span>ecember 2023<span class=\"_ _1\"></span>.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 215px; height: 875px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 215px; height: 875px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de<span class=\"_ _0\"></span>ze vereis<span class=\"_ _0\"></span>te onder IFR<span class=\"_ _0\"></span>S 17, beslo<span class=\"_ _0\"></span>ot Ageas om<span class=\"_ _0\"></span> ook de</div>\n<div class=\"t m0 x2c h64 y8a6 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vergelijkende<span class=\"_ _1\"></span> informatie over finan<span class=\"_ _1\"></span>ci\u00eble instrum<span class=\"_ _1\"></span>enten te herwerken voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verslag<span class=\"_ _0\"></span>period<span class=\"_ _0\"></span>e 2022. Bij het p<span class=\"_ _0\"></span>resent<span class=\"_ _0\"></span>eren van ve<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c h64 y8a8 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie over fin<span class=\"_ _0\"></span>anci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten, zal A<span class=\"_ _0\"></span>geas de be<span class=\"_ _0\"></span>palingen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a9 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 inzak<span class=\"_ _0\"></span>e \u2018class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e en waarder<span class=\"_ _0\"></span>ing\u2019 en inz<span class=\"_ _0\"></span>ake \u2018bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8aa ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverm<span class=\"ws11e\">inder<span class=\"_ _1\"></span>ingen\u2019 toepassen<span class=\"_ _1\"></span> voor al zijn financ<span class=\"_ _1\"></span>i\u00eble activa, daarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van redelijke en ge<span class=\"_ _1\"></span>fundeerde informa<span class=\"_ _1\"></span>tie welke per 1</div>\n<div class=\"t m0 x2c h64 y8ac ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 be<span class=\"_ _1\"></span>schikbaar was. Di<span class=\"_ _1\"></span>t volgt uit de toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ad ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018classif<span class=\"_ _0\"></span>icatie ov<span class=\"_ _0\"></span>erlappi<span class=\"_ _0\"></span>ng\u2019 zoals op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n in de wijzigi<span class=\"_ _0\"></span>ngen in IFR<span class=\"_ _0\"></span>S 17</div>\n<div class=\"t m0 x2c h64 y8ae ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Eerst<span class=\"_ _0\"></span>e toepassin<span class=\"_ _0\"></span>g van IFRS 17 en I<span class=\"_ _0\"></span>FRS 9 <span class=\"ls0 ws0\">\u2013 </span>vergelijk<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matie\u2019,</div>\n<div class=\"t m0 x2c h64 y8af ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke in d<span class=\"_ _1\"></span>ecember 2021<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> IASB werden<span class=\"_ _1\"></span> gepubliceerd<span class=\"_ _1\"></span> en door de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EU in sep<span class=\"_ _1\"></span>tember 2022 w<span class=\"_ _1\"></span>erden goedgeke<span class=\"_ _1\"></span>urd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Belangrijkste<span class=\"_ _1\"></span> veranderingen aan<span class=\"_ _1\"></span>gebracht door<span class=\"_ _1\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6a fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">In <span class=\"lsef ws11e\">vergeli<span class=\"_ _1\"></span>jking met IAS 39,<span class=\"_ _1\"></span> betreffen de belangr<span class=\"_ _1\"></span>ijkste verandering<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y92c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangebracht door<span class=\"_ _1\"></span> IFRS 9:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsef ws11e\">D<span class=\"_ _1\"></span>e classificatie (en d<span class=\"_ _1\"></span>aaruit voortv<span class=\"_ _1\"></span>loeiende waarder<span class=\"_ _1\"></span>ing) van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92f ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van het m<span class=\"_ _0\"></span>odel va<span class=\"_ _0\"></span>n te verw<span class=\"_ _0\"></span>achten k<span class=\"_ _0\"></span>redietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c y930 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span>class<span class=\"_ _0\"></span>ificatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y931 ff6a fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">De classif<span class=\"_ _1\"></span>icatie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en waardering<span class=\"_ _1\"></span>scategorie\u00ebn<span class=\"_ _1\"></span> voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h64 y932 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten on<span class=\"_ _0\"></span>der IAS 39 (zij<span class=\"_ _0\"></span>nde \u2018tot ein<span class=\"_ _0\"></span>de looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden\u2019,</div>\n<div class=\"t m0 x2c h64 y933 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018leningen e<span class=\"_ _1\"></span>n vorderinge<span class=\"_ _1\"></span>n\u2019, \u2018voor <span class=\"_ _1\"></span>verkoop beschikb<span class=\"_ _1\"></span>aar\u2019, \u2018voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y934 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden\u2019<span class=\"_ _1\"></span> of fin<span class=\"lsed ws112\">anci\u00eble act<span class=\"_ _0\"></span>iva <span class=\"lsef ws11d\">aangewezen als </span></span></div>\n<div class=\"t m0 x2c h64 y935 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van</div>\n<div class=\"t m0 x2c h64 y936 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"ls0 ws0\">)<span class=\"_ _1\"></span> </span><span class=\"lsed\">zijn onder I<span class=\"_ _0\"></span>FRS 9 </span></div>\n<div class=\"t m0 x2c h64 y937 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> drie belangrijke<span class=\"_ _1\"></span> waarderingsmethode<span class=\"_ _1\"></span>n (zijnde</div>\n<div class=\"t m0 x2c h64 y938 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018geamortiseer<span class=\"_ _1\"></span>de kostprijs<span class=\"_ _1\"></span>\u2019, \u2018re\u00eble wa<span class=\"_ _1\"></span>arde met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y939 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t\u2019</div>\n<div class=\"t m0 x2c h64 y93a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en \u2018re\u00eble w<span class=\"_ _0\"></span>aarde met ver<span class=\"_ _0\"></span>werki<span class=\"_ _0\"></span>ng van waardev<span class=\"_ _0\"></span>erand<span class=\"_ _0\"></span>eringen i<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y93b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verliesre<span class=\"_ _1\"></span>kening<span class=\"ls0 ws0\">\u2019<span class=\"ls10b ws135\">). De classific<span class=\"_ _0\"></span>atie<span class=\"lsf9 ws124\">, <span class=\"lsef ws11d\">en de daaru<span class=\"_ _1\"></span>it voortvloei<span class=\"_ _1\"></span>ende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y93c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardering<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten o<span class=\"_ _0\"></span>nder IFRS 9 is<span class=\"_ _0\"></span> over het </span></span></div>\n<div class=\"t m0 x2c h64 y93d ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemeen geb<span class=\"_ _1\"></span>aseerd op h<span class=\"_ _1\"></span>et bedrij<span class=\"_ _1\"></span>fsmodel waarin <span class=\"_ _1\"></span>een financ<span class=\"_ _1\"></span>ieel actie<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x2c h64 y93e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt beheerd,<span class=\"_ _1\"></span> alsmede <span class=\"ws113\">op<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de eigenschap<span class=\"_ _0\"></span>pen van <span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>actuele </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen van dat<span class=\"_ _1\"></span> <span class=\"ws113\">financieel <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">actief.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y940 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y941 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span><span class=\"ws113\">geconcludeerd<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">dat h<span class=\"lsed ws112\">et grootste d<span class=\"_ _0\"></span>eel van <span class=\"ls103 ws11d\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws111\">investeringe<span class=\"_ _0\"></span>n </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen na<span class=\"_ _1\"></span> hun eerste o<span class=\"_ _1\"></span>pname <span class=\"ws11e\">zal worden<span class=\"_ _1\"></span> gewaardeerd <span class=\"ws113\">teg<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y943 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van waar<span class=\"_ _1\"></span>deveranderingen<span class=\"_ _1\"></span> in de overige</div>\n<div class=\"t m0 x2c h64 y944 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. Dit volgt<span class=\"_ _1\"></span> uit de <span class=\"ws113\">analyse<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">dat deze </span></span></span></div>\n<div class=\"t m0 x2c h64 y945 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">investeringe<span class=\"lsed ws112\">n in schuldbewijz<span class=\"_ _0\"></span>en aanle<span class=\"_ _0\"></span>iding <span class=\"ws11d\">gev<span class=\"_ _0\"></span>en tot kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y946 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end aflos<span class=\"_ _0\"></span>singen e<span class=\"_ _0\"></span>n rentebet<span class=\"_ _0\"></span>alingen bet<span class=\"_ _0\"></span>reffen o<span class=\"_ _0\"></span>p het uitst<span class=\"_ _0\"></span>aande</div>\n<div class=\"t m0 x2c h64 y947 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">hoofdsombedrag<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en omdat <span class=\"lsed ws11d\">die instrume<span class=\"_ _0\"></span>nten <span class=\"lsef ws11e\">worden aangehouden in </span></span></span></div>\n<div class=\"t m0 x2c h64 y948 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een bedrij<span class=\"_ _1\"></span>fsmodel dat ero<span class=\"_ _1\"></span>p gericht<span class=\"_ _1\"></span> is om zow<span class=\"_ _1\"></span>el de schuld<span class=\"_ _1\"></span>bewijzen a<span class=\"ws113\">an<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y949 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden om h<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span>actuele kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n te ontvang<span class=\"_ _0\"></span>en als <span class=\"lsef ws113\">om </span></div>\n<div class=\"t m0 x2c h64 y94a ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen te verkopen<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls10c ws13b\">Het<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span></span><span class=\"ws113\">bedrijfsmodel <span class=\"_ _1\"></span></span>dat erop<span class=\"_ _1\"></span> gericht i<span class=\"_ _1\"></span>s om</div>\n<div class=\"t m0 x2c h64 y94b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zowel sch<span class=\"_ _0\"></span>uldbewi<span class=\"_ _0\"></span>jzen aan te ho<span class=\"_ _0\"></span>uden om hun<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uele kasst<span class=\"_ _0\"></span>romen</div>\n<div class=\"t m0 x2c h64 y94c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te ontvan<span class=\"_ _0\"></span>gen als <span class=\"lsef ws113\">om <span class=\"ws11d\">schuldbewijze<span class=\"_ _1\"></span>n te verkopen<span class=\"_ _1\"></span> </span>weerspiege<span class=\"lsf9 ws13b\">l<span class=\"_ _1\"></span>t het feit </span></span></div>\n<div class=\"t m0 x2c h64 y94d ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de betr<span class=\"_ _0\"></span>okken financ<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va worden a<span class=\"_ _0\"></span>angeho<span class=\"_ _0\"></span>uden tene<span class=\"_ _0\"></span>inde</div>\n<div class=\"t m0 x2c h64 y94e ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> <span class=\"ls10b ws13d\">uit<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">(her)verzek<span class=\"_ _1\"></span>eringscontra<span class=\"_ _1\"></span>cten en <span class=\"lsed ws111\">beleggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y94f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen<span class=\"ls0 ws0\"> </span><span class=\"ws111\">(z<span class=\"_ _0\"></span>ie <span class=\"lsf9 ws13b\">sectie C. \u2018IFRS 17 </span></span></div>\n<div class=\"t m0 x2c h64 y950 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 <span class=\"lsef ws11e\">hieronder) te dekken<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y951 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y952 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eigenvermogens<span class=\"_ _1\"></span>instrumenten w<span class=\"_ _1\"></span>orden onder<span class=\"_ _1\"></span> IFRS 9 a<span class=\"_ _1\"></span>ltijd gewaardeer<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 x2c h64 y953 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen hun r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de. Voor het g<span class=\"_ _0\"></span>rootst<span class=\"_ _0\"></span>e deel van zijn i<span class=\"_ _0\"></span>nvester<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x2c h64 y954 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s het voornem<span class=\"_ _1\"></span>en om<span class=\"lsed ws112\">, na hun </span></div>\n<div class=\"t m0 x2c h64 y955 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste o<span class=\"_ _0\"></span>pname, <span class=\"lsef ws11e\">veranderingen in hun re\u00ebl<span class=\"_ _1\"></span>e waarde op te nemen<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x2c h64 y956 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat (in p<span class=\"_ _0\"></span>laats v<span class=\"_ _0\"></span>an in de w<span class=\"_ _0\"></span>inst<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y957 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g), door t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de</span> <span class=\"lsed ws11d\">daartoe in <span class=\"lsef\">IFRS 9 beschikbare </span></span></span></div>\n<div class=\"t m0 x2c h64 y958 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze<span class=\"ls0 ws0\">. <span class=\"lsed ws112\">Op de datum waarop e<span class=\"_ _0\"></span>en invest<span class=\"_ _0\"></span>ering in een </span></span></div>\n<div class=\"t m0 x1d h64 y959 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrum<span class=\"ws11d\">ent, waa<span class=\"_ _1\"></span>rvoor Ageas<span class=\"_ _1\"></span> het voornem<span class=\"_ _1\"></span>en heeft om<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y95a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de wijzi<span class=\"_ _0\"></span>gingen in re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e op te nemen in d<span class=\"_ _0\"></span>e overige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span>, niet l<span class=\"_ _0\"></span>anger wo<span class=\"_ _0\"></span>rdt opg<span class=\"_ _0\"></span>enomen in <span class=\"_ _0\"></span>het ove<span class=\"_ _0\"></span>rzicht</div>\n<div class=\"t m0 x1d h64 y95c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de financi\u00eble<span class=\"_ _1\"></span> positie, hee<span class=\"_ _1\"></span>ft Ageas het voorneme<span class=\"_ _1\"></span>n om de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerealiseer<span class=\"lsed ws112\">de winsten en verlie<span class=\"_ _0\"></span>zen, die voo<span class=\"_ _0\"></span>rheen we<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in </span></div>\n<div class=\"t m0 x1d h64 y95e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat, ove<span class=\"_ _0\"></span>r te boeken va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y95f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overige ond<span class=\"_ _1\"></span>erdelen van<span class=\"_ _1\"></span> het totaalre<span class=\"_ _1\"></span>sultaat naar<span class=\"_ _1\"></span> de ingehoude<span class=\"_ _1\"></span>n winsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y960 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws11d\">te ver<span class=\"_ _0\"></span>wachten k<span class=\"_ _0\"></span>rediet<span class=\"_ _0\"></span>verlie<span class=\"_ _0\"></span>zen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ff6a fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsef ws11e\">vervangt het<span class=\"_ _1\"></span> \u2018geleden verlies<span class=\"_ _1\"></span>\u2019<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">model o<span class=\"_ _1\"></span>nder IAS 3<span class=\"_ _1\"></span>9 door een<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y962 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstgeri<span class=\"_ _1\"></span>cht \u2018te verwachten<span class=\"_ _1\"></span> kredietverlies\u2019<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">model. He<span class=\"_ _0\"></span>t nieuwe t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y963 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">model is<span class=\"_ _1\"></span> van toepas<span class=\"_ _1\"></span>sing op inve<span class=\"_ _1\"></span>steringen in<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y964 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen welke tegen geamor<span class=\"_ _1\"></span>tiseerde kostpri<span class=\"_ _1\"></span>js of tege<span class=\"lsed ws112\">n re\u00eble </span></div>\n<div class=\"t m0 x1d h64 y965 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 y966 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat worden gewaard<span class=\"_ _1\"></span>eerd, alsmede op</div>\n<div class=\"t m0 x1d h64 y967 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en, handelsvord<span class=\"_ _1\"></span>eringen en contract<span class=\"_ _1\"></span>activa. <span class=\"lsed ws111\">Investeri<span class=\"_ _0\"></span>ngen </span></div>\n<div class=\"t m0 x1d h64 y968 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in eigenve<span class=\"_ _1\"></span>rmogensinstrumen<span class=\"_ _1\"></span>ten vallen <span class=\"_ _1\"></span>buiten het <span class=\"_ _1\"></span>toep<span class=\"ws113\">assingsgebied<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y969 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>e verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietve<span class=\"_ _0\"></span>rlies<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model.</span> </span></div>\n<div class=\"t m0 x1d h64 y96a ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y96b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 9 vere<span class=\"_ _1\"></span>ist dat e<span class=\"_ _1\"></span>en entiteit<span class=\"_ _1\"></span> <span class=\"lsed\">een voor<span class=\"_ _0\"></span>zienin<span class=\"_ _0\"></span>g voor ve<span class=\"_ _0\"></span>rliezen <span class=\"_ _0\"></span>voor te </span></div>\n<div class=\"t m0 x1d h64 y96c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>ezen opne<span class=\"_ _0\"></span>emt ten belo<span class=\"_ _0\"></span>pe van <span class=\"lsef ws11d\">een bedrag dat </span></div>\n<div class=\"t m0 x1d h64 y96d ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>diet<span class=\"lsed ws111\">verlieze<span class=\"_ _0\"></span>n,<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y96e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor inves<span class=\"_ _0\"></span>tering<span class=\"_ _0\"></span>en in schuld<span class=\"_ _0\"></span>bewijze<span class=\"_ _0\"></span>n waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico nie<span class=\"_ _1\"></span>t </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> is toegenome<span class=\"_ _1\"></span>n sinds hun<span class=\"_ _1\"></span> eerste opn<span class=\"_ _1\"></span>ame (zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y970 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> in Stadiu<span class=\"_ _1\"></span>m 1)<span class=\"lsed\">. Voor inv<span class=\"_ _0\"></span>estering<span class=\"_ _0\"></span>en in sc<span class=\"_ _0\"></span>huldbew<span class=\"_ _0\"></span>ijzen </span></div>\n<div class=\"t m0 x1d h64 y971 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico<span class=\"_ _1\"></span> significant is toe<span class=\"_ _1\"></span>genomen sinds hun<span class=\"_ _1\"></span> eerste </span></span></div>\n<div class=\"t m0 x1d h64 y972 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opname<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">(zijnde </span></span><span class=\"ws11d\">geclassificeerd<span class=\"_ _1\"></span> in Stadium<span class=\"_ _1\"></span> 2) of <span class=\"_ _1\"></span>voor <span class=\"lsed\">invester<span class=\"_ _0\"></span>ingen in </span></span></div>\n<div class=\"t m0 x1d h64 y973 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen met een verminderd<span class=\"_ _1\"></span>e kredietwaardi<span class=\"_ _1\"></span>gheid, onder meer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y974 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wegens b<span class=\"_ _0\"></span>elangr<span class=\"_ _0\"></span>ijke acht<span class=\"_ _0\"></span>erstal<span class=\"_ _0\"></span>len in de c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n (zijnde</div>\n<div class=\"t m0 x1d h64 y975 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> <span class=\"lsed ws112\">in Stadium 3<span class=\"ls0 ws0\">)</span></span><span class=\"ws11e\">, zal Ageas een <span class=\"lsed ws11d\">voorzien<span class=\"_ _0\"></span>ing voo<span class=\"_ _0\"></span>r verli<span class=\"_ _0\"></span>ezen </span></span></div>\n<div class=\"t m0 x1d h64 y976 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor te verwach<span class=\"_ _1\"></span>ten kredietverl<span class=\"_ _1\"></span>iezen opnemen ten bel<span class=\"_ _1\"></span>ope van een</div>\n<div class=\"t m0 x1d h64 y977 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> gelijk is<span class=\"_ _0\"></span> aan de tijdens d<span class=\"_ _0\"></span>e looptijd t<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y978 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y979 ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Financi\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff6a fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws113\">eerste <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 9 zal geen sig<span class=\"lsef ws11d\">nificante impact hebben<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y97b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de wa<span class=\"_ _0\"></span>arderin<span class=\"_ _0\"></span>g en class<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 y97c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y97d ff6c fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Boekhoudkundige<span class=\"_ _1\"></span> verwerking <span class=\"_ _1\"></span>van afdekking<span class=\"_ _1\"></span>srelaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erslagperiode <span class=\"_ _1\"></span>die begin<span class=\"_ _1\"></span>t op 1 jan<span class=\"_ _1\"></span>uari 2023,<span class=\"_ _1\"></span> heeft Ageas</div>\n<div class=\"t m0 x1d h64 y97f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evenee<span class=\"_ _0\"></span>ns het voor<span class=\"_ _0\"></span>nemen om de bep<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>inzake de</div>\n<div class=\"t m0 x1d h64 y980 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekho<span class=\"_ _0\"></span>udkundi<span class=\"_ _0\"></span>ge verwe<span class=\"_ _0\"></span>rking van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s toe te passe<span class=\"_ _0\"></span>n. Dit</div>\n<div class=\"t m0 x1d h64 y981 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zal geen <span class=\"_ _0\"></span>signifi<span class=\"_ _0\"></span>cante im<span class=\"_ _0\"></span>pact hebb<span class=\"_ _0\"></span>en ten o<span class=\"_ _0\"></span>pzicht<span class=\"_ _0\"></span>e van de hu<span class=\"_ _0\"></span>idige</div>\n<div class=\"t m0 x1d h64 y982 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IAS 39 inzak<span class=\"_ _0\"></span>e de boek<span class=\"_ _0\"></span>houdkund<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y983 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y984 ff6c fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">Inschatting <span class=\"lsed ws112\">van de impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y985 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 9 door d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y986 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y987 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022)<span class=\"_ _1\"></span> wordt hieronder toeg<span class=\"_ _1\"></span>elicht, in de sect<span class=\"_ _1\"></span>ie D. \u2018Geschatte<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y988 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">impact van de <span class=\"lsed ws111\">eerste </span>toepassing<span class=\"_ _1\"></span> van IFRS 9 en I<span class=\"ws11d\">FRS 17<span class=\"_ _1\"></span> per 1 <span class=\"_ _1\"></span>januari </span></div>\n<div class=\"t m0 x1d h64 y989 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98a ff6a fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws112\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y98b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 g<span class=\"_ _0\"></span>epubli<span class=\"_ _0\"></span>ceerd in mei</div>\n<div class=\"t m0 x1d h64 y98c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2017 en heef<span class=\"_ _0\"></span>t IFRS 17 gew<span class=\"_ _0\"></span>ijzigd i<span class=\"_ _0\"></span>n juni 2020. IF<span class=\"_ _0\"></span>RS 17 zal IFRS 4</div>\n<div class=\"t m0 x1d h64 y98d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vervangen <span class=\"_ _1\"></span><span class=\"ws11d\">voor verslagp<span class=\"_ _1\"></span>eriodes die<span class=\"_ _1\"></span> beginnen op<span class=\"_ _1\"></span> 1 januari 20<span class=\"_ _1\"></span>23<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 y98e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hetgeen ook de datu<span class=\"_ _1\"></span>m is vanaf wanne<span class=\"_ _1\"></span>er Ageas IFRS 17 zal toep<span class=\"_ _1\"></span>a<span class=\"lsed ws111\">ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De EU heeft IF<span class=\"_ _0\"></span>RS 17, inc<span class=\"_ _0\"></span>lusief de wi<span class=\"_ _0\"></span>jziging<span class=\"_ _0\"></span>en van juni 2<span class=\"_ _0\"></span>020, in</div>\n<div class=\"t m0 x2c h64 y8a6 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2021<span class=\"_ _1\"></span> goedgekeurd.<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Deze goedk<span class=\"_ _0\"></span>eurin<span class=\"_ _0\"></span>g omvat een Eur<span class=\"_ _0\"></span>opese </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitzondering<span class=\"_ _1\"></span>soptie <span class=\"ls103 ws11d\">(\u2018<span class=\"_ _1\"></span>carve<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">out\u2019) <span class=\"ws112\">met betr<span class=\"_ _0\"></span>ekking tot d<span class=\"_ _0\"></span>e bepaling i<span class=\"_ _0\"></span>n IFRS </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">17 om con<span class=\"_ _0\"></span>tracte<span class=\"_ _0\"></span>n in jaarli<span class=\"_ _0\"></span>jkse co<span class=\"_ _0\"></span>horten t<span class=\"_ _0\"></span>e groep<span class=\"_ _0\"></span>eren, vo<span class=\"_ _0\"></span>or <span class=\"lsef\">groepen van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en en groepe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van belegg<span class=\"_ _1\"></span>ingscontracten m<span class=\"_ _1\"></span>et discretio<span class=\"_ _1\"></span>naire wins<span class=\"_ _1\"></span>tdelingselemente<span class=\"_ _1\"></span>n <span class=\"ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6f fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">met kasst<span class=\"lsef ws11d\">romen die <span class=\"_ _1\"></span>invloed hebbe<span class=\"_ _1\"></span>n op of <span class=\"_ _1\"></span>be\u00efnvloed <span class=\"_ _1\"></span>worden door </span></div>\n<div class=\"t m0 x2c h64 y8ac ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen naar<span class=\"_ _1\"></span> verzekeringsnemer<span class=\"_ _1\"></span>s van andere contrac<span class=\"_ _1\"></span>ten<span class=\"ws11d\">. Ageas </span></div>\n<div class=\"t m0 x2c h64 y8ad ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m deze uitzo<span class=\"_ _0\"></span>nderin<span class=\"_ _0\"></span>gsoptie t<span class=\"_ _0\"></span>oe te passen vo<span class=\"_ _0\"></span>or een</div>\n<div class=\"t m0 x2c h64 y8ae ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beperkt<span class=\"_ _0\"></span> aantal verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met dir<span class=\"_ _0\"></span>ecte</div>\n<div class=\"t m0 x2c h64 y8af ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ement<span class=\"lsef ws11d\">en, in overeenstemmi<span class=\"_ _1\"></span>ng met de <span class=\"_ _1\"></span>lokale toe<span class=\"_ _1\"></span>passing </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ervan.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Toepassingsgebi<span class=\"_ _1\"></span>ed <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 is<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Uitgegeven ver<span class=\"_ _0\"></span>zekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten, met i<span class=\"_ _0\"></span>nbegrip van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92d ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92e ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten;<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92f ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws113\">U<span class=\"_ _1\"></span>itgegeve<span class=\"ws11e\">n beleggi<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t discretionaire<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen. Dez<span class=\"_ _1\"></span>e vallen o<span class=\"_ _1\"></span>nder het <span class=\"_ _1\"></span>toepassingsgebied<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y992 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 17<span class=\"_ _1\"></span> mits de<span class=\"_ _1\"></span> uitgevende<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>entiteit <span class=\"_ _1\"></span>ook verzeke<span class=\"_ _1\"></span>ringscontracten</div>\n<div class=\"t m0 x1a0 h64 y993 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">uitgeef<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle verwijzingen<span class=\"_ _1\"></span> hieronder naar<span class=\"_ _1\"></span> \u2018verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 gelden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eveneens<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">voor herverze<span class=\"_ _1\"></span>keringscontracten<span class=\"_ _1\"></span> (zowel ge<span class=\"_ _1\"></span>houden </span></div>\n<div class=\"t m0 x2c h64 y997 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en als uit<span class=\"_ _0\"></span>gegeven h<span class=\"_ _0\"></span>erverzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en)</div>\n<div class=\"t m0 x2c h64 y998 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten,</div>\n<div class=\"t m0 x2c h64 y999 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tenzij an<span class=\"_ _0\"></span>ders verm<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y939 ff71 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Afsplits<span class=\"_ _0\"></span>en van com<span class=\"_ _0\"></span>ponente<span class=\"_ _0\"></span>n van een verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>cont<span class=\"lsef ws113\">ract<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y93a ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> kan een of me<span class=\"_ _0\"></span>er compone<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten die</div>\n<div class=\"t m0 x2c h64 y93b ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het als basi<span class=\"_ _1\"></span>scontract fungere<span class=\"_ _1\"></span>nd verzekering<span class=\"_ _1\"></span>scontract<span class=\"ls0 ws0\"> </span><span class=\"ws113\">moe<span class=\"_ _1\"></span>ten </span></div>\n<div class=\"t m0 x2c h64 y93c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gesplit<span class=\"_ _0\"></span>st en <span class=\"lsef ws113\">boekhoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>moeten w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>werkt on<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y93d ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an een ande<span class=\"_ _1\"></span>re IFRS<span class=\"ls0 ws0\">-</span>s<span class=\"_ _1\"></span>tandaard dan <span class=\"_ _1\"></span>IFRS 17.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span>B</span><span class=\"ws11e\">ij aanvan<span class=\"_ _1\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y93e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van een contra<span class=\"_ _1\"></span>ct<span class=\"ls0 ws0\">, </span>beoord<span class=\"_ _1\"></span>eelt Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">contrac<span class=\"_ _0\"></span>t <span class=\"ws112\">per contra<span class=\"_ _0\"></span>ct of dit het gev<span class=\"_ _0\"></span>al </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen zijn.<span class=\"_ _1\"></span> Voorbeelden van compon<span class=\"_ _1\"></span>enten die mogelij<span class=\"_ _1\"></span>k <span class=\"lsed ws111\">moeten </span></div>\n<div class=\"t m0 x2c h64 y940 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden <span class=\"ls105 ws14a\">a<span class=\"_ _1\"></span>fgesp<span class=\"_ _1\"></span>lits<span class=\"_ _1\"></span>t, zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y941 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff6f\">-<span class=\"lsed ws11d\">nauw verwa<span class=\"_ _0\"></span>nte in co<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en deriv<span class=\"_ _0\"></span>aten;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Onderscheid<span class=\"_ _0\"></span>en beleggin<span class=\"_ _0\"></span>gscompo<span class=\"_ _0\"></span>nenten (I<span class=\"_ _0\"></span>FRS 17 <span class=\"ls103 ws11d\">omvat<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de cri<span class=\"_ _1\"></span>teria </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y943 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">om te bepale<span class=\"_ _0\"></span>n wannee<span class=\"_ _0\"></span>r een niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">verzekeringscomponent </span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderscheiden<span class=\"_ _1\"></span> is van<span class=\"_ _1\"></span> het als ba<span class=\"_ _1\"></span>siscontract <span class=\"_ _1\"></span>fungerende con<span class=\"_ _1\"></span>tract); en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y945 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Be<span class=\"_ _1\"></span>loften om <span class=\"_ _1\"></span>onderscheiden <span class=\"_ _1\"></span>goederen o<span class=\"_ _1\"></span>f diensten<span class=\"_ _1\"></span>, die geen<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1a0 h64 y946 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienst<span class=\"_ _0\"></span>en uit ho<span class=\"ws11d\">ofde<span class=\"_ _0\"></span> van een v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontract z<span class=\"_ _0\"></span>ijn, ove<span class=\"_ _0\"></span>r te </span></div>\n<div class=\"t m0 x1a0 h64 y947 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dragen aan een pol<span class=\"_ _1\"></span>ishouder<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y948 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y949 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Afgesp<span class=\"_ _0\"></span>litste in cont<span class=\"_ _0\"></span>racten b<span class=\"_ _0\"></span>esloten de<span class=\"_ _0\"></span>rivate<span class=\"_ _0\"></span>n en ondersc<span class=\"_ _0\"></span>heiden</div>\n<div class=\"t m0 x2c h64 y94a ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscomp<span class=\"_ _1\"></span>onenten worden <span class=\"ws113\">boe<span class=\"_ _1\"></span>khoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerkt <span class=\"ws11d\">al<span class=\"_ _1\"></span>sof het op<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y94b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zichzelf<span class=\"_ _0\"></span> staande f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e instrume<span class=\"_ _0\"></span>nten zijn<span class=\"_ _0\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y94c ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ff6f fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">Na<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">toepassing va<span class=\"_ _1\"></span>n het bovenstaande<span class=\"_ _1\"></span>, scheidt Ageas van h<span class=\"_ _1\"></span>et als </span></span></div>\n<div class=\"t m0 x2c h64 y94e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basiscontract<span class=\"_ _1\"></span> fungerend verze<span class=\"_ _1\"></span>keringscontract<span class=\"_ _1\"></span> elke belofte om</div>\n<div class=\"t m0 x2c h64 y94f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ondersc<span class=\"_ _0\"></span>heiden g<span class=\"_ _0\"></span>oederen of di<span class=\"_ _0\"></span>ensten,<span class=\"_ _0\"></span> die geen die<span class=\"_ _0\"></span>nsten uit hoo<span class=\"_ _0\"></span>fde van</div>\n<div class=\"t m0 x2c h64 y950 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act zijn, <span class=\"_ _0\"></span>over te<span class=\"_ _0\"></span> dragen a<span class=\"_ _0\"></span>an een p<span class=\"_ _0\"></span>olishou<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y951 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals pens<span class=\"_ _1\"></span>ioenadministrati<span class=\"_ _1\"></span>e, risicobeheer<span class=\"_ _1\"></span>, bijstand<span class=\"_ _1\"></span>, vermogensbehe<span class=\"_ _1\"></span>er</div>\n<div class=\"t m0 x2c h64 y952 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of bewaardien<span class=\"_ _1\"></span>sten) en <span class=\"_ _1\"></span>verwerkt deze<span class=\"_ _1\"></span> boekhoudkundig<span class=\"_ _1\"></span> als af<span class=\"_ _1\"></span>zonderlijke</div>\n<div class=\"t m0 x2c h64 y953 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en met kla<span class=\"_ _0\"></span>nten (dat wi<span class=\"_ _0\"></span>l zeggen, ni<span class=\"_ _0\"></span>et als verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten),</div>\n<div class=\"t m0 x2c h64 y954 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van IFRS 15 \u2018Opbren<span class=\"_ _1\"></span>gsten v<span class=\"lsed ws11d\">an contrac<span class=\"_ _0\"></span>ten met </span></div>\n<div class=\"t m0 x2c h64 y955 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Aggregatienive<span class=\"_ _1\"></span>au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor pres<span class=\"_ _0\"></span>entatie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en<span class=\"_ _1\"></span> waarderingsdoe<span class=\"_ _1\"></span>leinden identi<span class=\"_ _1\"></span>ficeert Ageas </span></span></div>\n<div class=\"t m0 x1d h64 y99c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles en g<span class=\"_ _0\"></span>roepen va<span class=\"_ _0\"></span>n verzeke<span class=\"_ _0\"></span>ringscont<span class=\"_ _0\"></span>racten<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99d ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99e ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een portef<span class=\"_ _0\"></span>euille v<span class=\"_ _0\"></span>an verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n omvat cont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">e aan </span></div>\n<div class=\"t m0 x1d h64 y99f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">soortg<span class=\"_ _0\"></span>elijke risi<span class=\"_ _0\"></span>co's ond<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erhevig zijn en d<span class=\"_ _1\"></span>ie samen worden b<span class=\"_ _1\"></span>eheerd.</span></div>\n<div class=\"t m0 x220 h7d y9a0 ff73 fs51 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a1 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Portef<span class=\"_ _0\"></span>euilles v<span class=\"_ _0\"></span>an verze<span class=\"_ _0\"></span>keringsc<span class=\"_ _0\"></span>ontra<span class=\"_ _0\"></span>cten wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">ge\u00efdentificeerd <span class=\"ws11e\">op<span class=\"_ _1\"></span> het </span></span></div>\n<div class=\"t m0 x1d h64 y9a2 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niveau van d<span class=\"_ _0\"></span>e uitgev<span class=\"_ _0\"></span>ende entit<span class=\"_ _0\"></span>eit. Voor<span class=\"_ _0\"></span>beelden v<span class=\"_ _0\"></span>an portefe<span class=\"_ _0\"></span>uilles bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y9a3 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Leven van Ag<span class=\"_ _0\"></span>eas zijn Ong<span class=\"_ _0\"></span>evallen, M<span class=\"_ _0\"></span>edisch<span class=\"_ _0\"></span>e Zorgen, </span></span></div>\n<div class=\"t m0 x1d h64 y9a4 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Brand, M<span class=\"_ _0\"></span>otorrijt<span class=\"_ _0\"></span>uigen,<span class=\"_ _0\"></span> ... Bij <span class=\"lsef ws113\">hun <span class=\"ws11e\">eerste opname<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span></span></span>worden </span></div>\n<div class=\"t m0 x1d h64 y9a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en aan de bet<span class=\"_ _0\"></span>reffende po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille toegev<span class=\"_ _0\"></span>oegd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9a6 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a7 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor waarder<span class=\"_ _1\"></span>ingsdoeleinden de<span class=\"_ _1\"></span>elt Ageas <span class=\"_ _1\"></span>portefeuilles <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 y9a8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verde<span class=\"_ _1\"></span>r op in gr<span class=\"_ _1\"></span>oepen <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x1d h64 y9a9 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten. Een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1d h64 y9aa ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevormd<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">doo<span class=\"_ _1\"></span>r eerst de porte<span class=\"_ _1\"></span>feuille van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> onder te </span></div>\n<div class=\"t m0 x1d h64 y9ab ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdelen i<span class=\"_ _1\"></span>n jaarlijkse<span class=\"_ _1\"></span> cohorten (b<span class=\"_ _1\"></span>ijvoorbeeld<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an het jaa<span class=\"_ _1\"></span>r van</div>\n<div class=\"t m0 x1d h64 y9ac ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitgifte)<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span></span><span class=\"ws11e\">te garanderen<span class=\"_ _1\"></span> dat geen enkel cohor<span class=\"_ _1\"></span>t contracten omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y9ad ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke meer dan \u00e9\u00e9n<span class=\"_ _1\"></span> jaar na elkaar zijn<span class=\"_ _1\"></span> uitgegeven<span class=\"lsf9 ws13b\">. El<span class=\"_ _1\"></span></span><span class=\"ws11d\">k jaarlijks <span class=\"_ _1\"></span>cohort </span></div>\n<div class=\"t m0 x1d h64 y9ae ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt vervolgen<span class=\"_ _1\"></span>s verder onder<span class=\"_ _1\"></span>verdeeld in (minim<span class=\"_ _1\"></span>aal) drie groepen<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">van </span></div>\n<div class=\"t m0 x1d h64 y9af ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, afhanke<span class=\"_ _1\"></span>lijk van de verwa<span class=\"_ _1\"></span>chte winstgevendheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y9b0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de on<span class=\"_ _1\"></span>derliggende c<span class=\"_ _1\"></span>ontracten<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y9b1 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en die b<span class=\"_ _0\"></span>ij <span class=\"lsef ws113\">hun </span>eerste op<span class=\"_ _0\"></span>name </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b2 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">lieslaten<span class=\"_ _0\"></span>d zijn, mits e<span class=\"_ _0\"></span>r dergeli<span class=\"_ _0\"></span>jke contr<span class=\"_ _0\"></span>acten zij<span class=\"_ _0\"></span>n; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9b3 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en wa<span class=\"_ _0\"></span>arvan<span class=\"ls0 ws0\">, </span><span class=\"ws112\">bij hun eerst<span class=\"_ _0\"></span>e </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b4 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opname, <span class=\"ws112\">d<span class=\"_ _0\"></span>e kans niet sig<span class=\"_ _0\"></span>nificant is<span class=\"_ _0\"></span> dat zij late<span class=\"_ _0\"></span>r verliesl<span class=\"_ _0\"></span>atend zu<span class=\"_ _0\"></span>llen </span></div>\n<div class=\"t m0 x69 h64 y9b5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden, m<span class=\"_ _0\"></span>its er derge<span class=\"_ _0\"></span>lijke cont<span class=\"_ _0\"></span>racten z<span class=\"_ _0\"></span>ijn; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b6 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep m<span class=\"lsed ws112\">et de <span class=\"ws11d\">resterende v<span class=\"_ _0\"></span>erzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en in de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b7 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille, m<span class=\"_ _0\"></span>its er de<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>racten zi<span class=\"_ _0\"></span>jn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b8 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9b9 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten <span class=\"_ _0\"></span>die in v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>lende g<span class=\"_ _0\"></span>roepen z<span class=\"_ _0\"></span>ouden v<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x1d h64 y9ba ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">enkel en all<span class=\"_ _0\"></span>een omdat<span class=\"_ _0\"></span> de wet<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en regelge<span class=\"_ _1\"></span>ving </span></span>in de praktijk sp<span class=\"_ _0\"></span>ecifiek h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y9bb ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n van de uitgev<span class=\"_ _0\"></span>end<span class=\"lsef ws11d\">e entiteit beperk<span class=\"_ _1\"></span>t om voor p<span class=\"_ _1\"></span>olishouders <span class=\"_ _1\"></span>met </span></div>\n<div class=\"t m0 x1d h64 y9bc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> kenmerken <span class=\"_ _1\"></span>een verschill<span class=\"_ _1\"></span>end prijs<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">of uitkerin<span class=\"_ _0\"></span>gsnivea<span class=\"_ _0\"></span>u vast </span></span></div>\n<div class=\"t m0 x1d h64 y9bd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te stellen,<span class=\"_ _0\"></span> worden i<span class=\"_ _0\"></span>n dezelfde g<span class=\"_ _0\"></span>roep opge<span class=\"_ _0\"></span>nomen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9be ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9bf ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>ui<span class=\"_ _1\"></span>tgegeven verzek<span class=\"_ _1\"></span>eringscontracten<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 y9c0 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span><span class=\"ws112\">en (ande<span class=\"_ _0\"></span>re dan bel<span class=\"_ _0\"></span>eggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x1d h64 y9c1 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten en g<span class=\"_ _0\"></span>ehouden</div>\n<div class=\"t m0 x1d h64 y9c2 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en) <span class=\"ws112\">op in zij<span class=\"_ _0\"></span>n geconso<span class=\"_ _0\"></span>lideerd ov<span class=\"_ _0\"></span>erzicht v<span class=\"_ _0\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y9c3 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"lsed ws11d\">vanaf het v<span class=\"_ _0\"></span>roegst<span class=\"_ _0\"></span>e van de v<span class=\"_ _0\"></span>olgende t<span class=\"_ _0\"></span>ijdst<span class=\"_ _0\"></span>ippen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9c4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Het begin van hun dek<span class=\"_ _0\"></span>kingsp<span class=\"_ _0\"></span>eri<span class=\"lsef ws113\">ode;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y9c5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">De datum waarop de ee<span class=\"_ _0\"></span>rste betal<span class=\"_ _0\"></span>ing door ee<span class=\"_ _0\"></span>n polishou<span class=\"_ _0\"></span>der in de </span></span></div>\n<div class=\"t m0 x69 h64 y9c6 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep verschul<span class=\"_ _1\"></span>digd is, of, indien<span class=\"_ _1\"></span> er geen <span class=\"lsed ws111\">contract<span class=\"_ _0\"></span>uele verval<span class=\"_ _0\"></span>datum </span></div>\n<div class=\"t m0 x69 h64 y9c7 ff6f fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">is, <span class=\"lsed ws111\">op <span class=\"ws112\">de datum waaro<span class=\"_ _0\"></span>p de eerste b<span class=\"_ _0\"></span>etaling va<span class=\"_ _0\"></span>n de polish<span class=\"_ _0\"></span>ouder is </span></span></div>\n<div class=\"t m0 x69 h64 y9c8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9c9 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">W<span class=\"_ _1\"></span>anneer fei<span class=\"_ _1\"></span>ten en omstand<span class=\"_ _1\"></span>igheden ero<span class=\"_ _1\"></span>p wijzen</span><span class=\"ff6f\"> <span class=\"_ _1\"></span><span class=\"lsef ws11d\">dat de</span> <span class=\"lsef ws113\">gro<span class=\"_ _1\"></span>ep <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9ca ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verl<span class=\"_ _1\"></span>ieslatend word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9cb ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9cc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>bele<span class=\"_ _1\"></span>ggingscontracten<span class=\"_ _1\"></span> met discre<span class=\"_ _1\"></span>tionaire</div>\n<div class=\"t m0 x1d h64 y9cd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen o<span class=\"_ _0\"></span>p <span class=\"ws11d\">in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de </span></div>\n<div class=\"t m0 x1d h64 y9ce ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie wanneer Ageas co<span class=\"_ _1\"></span>ntractpartij word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9cf ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Waarderingsbenade<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas waardeer<span class=\"_ _1\"></span>t groepen <span class=\"ws113\">v<span class=\"_ _1\"></span>an <span class=\"lsed ws112\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten op bas<span class=\"_ _0\"></span>is van de </span></span></div>\n<div class=\"t m0 x1d h64 y9d1 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">volgende be<span class=\"_ _1\"></span>naderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d2 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsf9 ws124\">He<span class=\"_ _1\"></span>t </span><span class=\"ff6f\">a<span class=\"lsef ws113\">lgemene<span class=\"_ _1\"></span> </span>w<span class=\"lsef ws11d\">aarder<span class=\"_ _1\"></span>ingsmodel, oo<span class=\"_ _1\"></span>k wel </span>\u2018<span class=\"_ _1\"></span><span class=\"lsef ws113\">bouwsteenbenader<span class=\"_ _1\"></span>ing<span class=\"ls10b ws13d\">\u2019 </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9d3 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">genoemd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">p<span class=\"lsef ws11d\">remietoe<span class=\"_ _1\"></span>rekeningsbenaderi<span class=\"_ _1\"></span>ng; en</span> </span></span></div>\n<div class=\"t m0 x1d h64 y9d5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">v<span class=\"lsef ws113\">ariabele<span class=\"_ _1\"></span> </span>v<span class=\"lsef ws113\">ergoe<span class=\"_ _1\"></span>dingsbenadering<span class=\"_ _1\"></span>.</span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> bij eerste<span class=\"_ _1\"></span> opname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span><span class=\"ws111\">worden <span class=\"lsef ws113\">groepen </span>van </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>nt<span class=\"lsef ws11e\">racten bij <span class=\"ws113\">hun <span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opname ge<span class=\"_ _1\"></span>waardeerd als <span class=\"_ _1\"></span>het </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">totaal v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws11d\">De contante wa<span class=\"_ _0\"></span>arde v<span class=\"_ _0\"></span>an hun ges<span class=\"_ _0\"></span>chatte t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws112\">Een expliciete <span class=\"ls103 ws11d\">risico</span></span><span class=\"ff74\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-</span>finan<span class=\"_ _0\"></span>cieel ris<span class=\"_ _0\"></span>ico; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff74\">c<span class=\"lsef ws113\">ontractuel<span class=\"_ _1\"></span>e </span>d<span class=\"lsef ws11e\">iens<span class=\"_ _1\"></span>tenmarge, tenzij<span class=\"_ _1\"></span> de groep van contr<span class=\"_ _1\"></span>acten </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>latend is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De som van de contan<span class=\"_ _1\"></span>te waarde van <span class=\"lsed ws111\">de <span class=\"ws11d\">schattinge<span class=\"_ _0\"></span>n van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de <span class=\"ls103 ws11d\">risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"lsef\">aanpassing voo<span class=\"_ _1\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">financieel risi<span class=\"_ _1\"></span>co word<span class=\"ls0 ws0\">t </span><span class=\"ws113\">oo<span class=\"_ _1\"></span>k </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vervul<span class=\"_ _0\"></span>lingska<span class=\"_ _0\"></span>sstrom<span class=\"_ _0\"></span>en van de groep <span class=\"ws111\">v<span class=\"_ _0\"></span>an contract<span class=\"_ _0\"></span>en <span class=\"lsef ws113\">genoemd<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De schattingen van<span class=\"_ _1\"></span> toekomstige kasst<span class=\"_ _1\"></span>romen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">die<span class=\"_ _1\"></span></span> <span class=\"lsed ws112\">in de waarderi<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span>contracten w<span class=\"_ _1\"></span>orden opgenomen<span class=\"_ _1\"></span>, worden bepaa<span class=\"_ _1\"></span>ld <span class=\"lsed ws112\">op basis </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de be<span class=\"_ _1\"></span>palingen in<span class=\"_ _1\"></span> <span class=\"lsed ws112\">IFRS 17 inz<span class=\"_ _0\"></span>ake contr<span class=\"_ _0\"></span>actgrenz<span class=\"_ _0\"></span>en. Voor s<span class=\"_ _0\"></span>ommige </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">productgroepen<span class=\"_ _1\"></span> verschillen<span class=\"_ _1\"></span> deze <span class=\"ws113\">bepalin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">va<span class=\"lsed ws112\">n de huidige prakt<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c h64 y8b6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 4 of van de (kort<span class=\"_ _0\"></span>ere) cont<span class=\"_ _0\"></span>ractgre<span class=\"_ _0\"></span>nzen zoals<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing</div>\n<div class=\"t m0 x2c h64 y8b7 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span> II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De metho<span class=\"_ _0\"></span>dologie <span class=\"lsef ws113\">die<span class=\"ls0 ws0\"> </span></span>in IFRS 17 wo<span class=\"_ _0\"></span>rdt gebruik<span class=\"_ _0\"></span>t voor de mod<span class=\"_ _0\"></span>ellerin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 y9d9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en <span class=\"lsef ws113\">de <span class=\"ws11d\">waardering <span class=\"_ _1\"></span>is gelijkaard<span class=\"_ _1\"></span>ig aan de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>modellen di<span class=\"_ _1\"></span>e Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y9da ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebr<span class=\"ws11d\">uikt ond<span class=\"_ _1\"></span>er<span class=\"ls0 ws0\"> </span>Solvenc<span class=\"_ _1\"></span>y II. Voor<span class=\"_ _1\"></span> de producten<span class=\"_ _1\"></span> die <span class=\"ws11e\">worden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9db ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de hand<span class=\"_ _1\"></span> van het<span class=\"_ _1\"></span> algemene w<span class=\"_ _1\"></span>aarderingsmodel,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">worden d<span class=\"_ _0\"></span>e vaste </span></div>\n<div class=\"t m0 x2c h64 y9dc ff74 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsef ws113\">contract </span><span class=\"lsed\">per contract gemo<span class=\"_ _0\"></span>delleer<span class=\"_ _0\"></span>d. Vervol<span class=\"_ _0\"></span>gens word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y9dd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geproj<span class=\"_ _1\"></span>ecteerde kass<span class=\"_ _1\"></span>tromen <span class=\"ws113\">gegroepeerd<span class=\"_ _1\"></span> </span>in rele<span class=\"_ _1\"></span>vante \u2018model<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9de ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">points\u2019<span class=\"_ _0\"></span>. De aan deze \u2018m<span class=\"_ _0\"></span>odel point<span class=\"_ _0\"></span>s\u2019 verbo<span class=\"_ _0\"></span>nden kasst<span class=\"_ _0\"></span>romen wor<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y9df ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stochastisch gepr<span class=\"_ _1\"></span>ojecteerd<span class=\"_ _1\"></span>, <span class=\"ws113\">om<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de varia<span class=\"_ _0\"></span>bele kasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span> alsmede <span class=\"_ _0\"></span>de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardec<span class=\"_ _0\"></span>orrect<span class=\"_ _0\"></span>ie voor i<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>acten be<span class=\"_ _0\"></span>sloten opt<span class=\"_ _0\"></span>ies te <span class=\"_ _0\"></span>bepalen (<span class=\"_ _0\"></span>op het</div>\n<div class=\"t m0 x2c h64 y9e1 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de tot<span class=\"_ _0\"></span>ale port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le of voor <span class=\"_ _0\"></span>een groe<span class=\"_ _0\"></span>p <span class=\"ls103\">van <span class=\"lsef ws113\">nieu<span class=\"_ _1\"></span>we </span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en). Zow<span class=\"_ _0\"></span>el de kasstro<span class=\"_ _0\"></span>men als de w<span class=\"_ _0\"></span>aarderin<span class=\"_ _0\"></span>g weerspi<span class=\"_ _0\"></span>egelen d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9e3 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhankelijkhei<span class=\"_ _1\"></span>d van wijzigingen<span class=\"_ _1\"></span> in risico<span class=\"ls0 ws0\">-</span>neu<span class=\"_ _1\"></span>trale financi\u00eb<span class=\"_ _1\"></span>le variabelen</div>\n<div class=\"t m0 x2c h64 y9e4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals ren<span class=\"_ _1\"></span>tevoeten, bewe<span class=\"_ _1\"></span>gingen in aan<span class=\"_ _1\"></span>delenkoersen<span class=\"_ _1\"></span> en waardering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y9e5 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d). Tensl<span class=\"_ _0\"></span>otte worde<span class=\"_ _0\"></span>n de variab<span class=\"_ _0\"></span>ele<span class=\"ls0 ws0\"> </span>kasstr<span class=\"_ _0\"></span>omen aan de o<span class=\"_ _0\"></span>nder</div>\n<div class=\"t m0 x2c h64 y9e6 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 aa<span class=\"_ _1\"></span>ngemerkte groep<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span> <span class=\"lsed\">contracte<span class=\"_ _0\"></span>n toegew<span class=\"_ _0\"></span>ezen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Model Co<span class=\"_ _0\"></span>ntrol Boar<span class=\"_ _0\"></span>d van Ageas hou<span class=\"_ _0\"></span>dt toezic<span class=\"_ _0\"></span>ht op en valide<span class=\"_ _0\"></span>ert de</div>\n<div class=\"t m0 x2c h64 y9e9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodes<span class=\"_ _0\"></span> en proces<span class=\"_ _0\"></span>sen welke v<span class=\"_ _0\"></span>oor de kasst<span class=\"_ _0\"></span>roompro<span class=\"_ _0\"></span>jectie e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9ea ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering worden g<span class=\"_ _1\"></span>ehanteerd. Even<span class=\"_ _1\"></span>tuele wijziging<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">n in de metho<span class=\"_ _0\"></span>des </span></div>\n<div class=\"t m0 x2c h64 y9eb ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en process<span class=\"_ _0\"></span>en ten beh<span class=\"_ _0\"></span>oeve van de in<span class=\"_ _0\"></span>schatti<span class=\"_ _0\"></span>ng van voor d<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y9ec ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van contra<span class=\"_ _1\"></span>cten gebruikte<span class=\"_ _1\"></span> inputs, d<span class=\"_ _1\"></span>e reden van<span class=\"_ _1\"></span> elke wijz<span class=\"_ _1\"></span>iging<span class=\"ls0 ws0\">, <span class=\"lsed ws111\">alsmede </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het type contrac<span class=\"_ _1\"></span>ten dat is betro<span class=\"_ _1\"></span>kken, worden gedocum<span class=\"_ _1\"></span>enteerd en</div>\n<div class=\"t m0 x2c h64 y9ee ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevalideerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>v<span class=\"lsed ws112\">an Ageas z<span class=\"_ _0\"></span>ullen de co<span class=\"_ _0\"></span>ntante waa<span class=\"_ _0\"></span>rde van<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f1 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van toekom<span class=\"_ _1\"></span>stige kasstromen<span class=\"_ _1\"></span> bepalen<span class=\"ls0 ws0\"> </span>d<span class=\"_ _1\"></span>oor gebrui<span class=\"_ _1\"></span>k te</div>\n<div class=\"t m0 x2c h64 y9f2 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maken<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten di<span class=\"_ _0\"></span>e volgen<span class=\"_ _0\"></span>s een top<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">downbenaderin<span class=\"_ _1\"></span>g </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld<span class=\"lsed ws112\">, welke met<span class=\"_ _0\"></span> de onder pijl<span class=\"_ _0\"></span>er 2 van Solve<span class=\"_ _0\"></span>ncy II </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> methodologie<span class=\"_ _1\"></span> i<span class=\"lsed ws112\">s afgeste<span class=\"_ _0\"></span>md.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De risico<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel risico<span class=\"_ _1\"></span> weerspiegelt<span class=\"_ _1\"></span> <span class=\"ws113\">de </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compens<span class=\"_ _0\"></span>atie welk<span class=\"_ _0\"></span>e Ageas verl<span class=\"_ _0\"></span>angt vo<span class=\"_ _0\"></span>or het drag<span class=\"_ _0\"></span>en van de uit het n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9f8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble risico v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende onz<span class=\"_ _0\"></span>ekerhei<span class=\"_ _0\"></span>d omtre<span class=\"_ _0\"></span>nt het bedrag e<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x2c h64 y9f9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijdstip v<span class=\"_ _0\"></span>an de kass<span class=\"_ _0\"></span>tromen van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span>van </span></span><span class=\"ws111\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten. </span></div>\n<div class=\"t m0 x2c h64 y9fa ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>aanpassi<span class=\"_ _0\"></span>ng dekt het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verzekeringsrisico en andere nie<span class=\"_ _1\"></span>t</span>-</span></div>\n<div class=\"t m0 x2c h64 y9fb ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble ri<span class=\"_ _1\"></span>sico\u2019s zoals ver<span class=\"_ _1\"></span>valrisico en kos<span class=\"_ _1\"></span>tenrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fc ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9fd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zu<span class=\"_ _1\"></span>llen de ri<span class=\"_ _1\"></span>sico<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">aanpa<span class=\"_ _1\"></span>ssing voor </span></div>\n<div class=\"t m0 x2c h64 y9fe ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel ris<span class=\"_ _1\"></span>ico berekene</span>n<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">aan de<span class=\"_ _1\"></span> hand</span> </span><span class=\"ws112\">van de techniek va<span class=\"_ _0\"></span>n het </span></div>\n<div class=\"t m0 x2c h64 y9ff ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrouw<span class=\"_ _0\"></span>baarhe<span class=\"_ _0\"></span>idsperc<span class=\"_ _0\"></span>entage, w<span class=\"_ _0\"></span>aarbij het<span class=\"_ _0\"></span> 75</div>\n<div class=\"t m0 x1a1 h76 ya00 ff74 fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2a h64 ya01 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">percenti<span class=\"_ _0\"></span>el wordt </span></div>\n<div class=\"t m0 x1d h64 ya02 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reefd. <span class=\"lsef ws11d\">Er worden geen g<span class=\"_ _1\"></span>roepsdiversi<span class=\"_ _1\"></span>ficatie<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten toe<span class=\"_ _0\"></span>gepast.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya03 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderw<span class=\"_ _0\"></span>orpen aan go<span class=\"_ _0\"></span>edkeuri<span class=\"_ _0\"></span>ng door het pas<span class=\"_ _0\"></span>sende <span class=\"lsef ws113\">directieniveau, moet<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya04 ff74 fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">de risico<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">aanpassi<span class=\"_ _0\"></span>ng <span class=\"ws112\">een marge om<span class=\"_ _0\"></span>vatten d<span class=\"_ _0\"></span>ie <span class=\"lsef ws11d\">op geschikte<span class=\"_ _1\"></span> wijze<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya05 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udt met op<span class=\"_ _1\"></span>komende risi<span class=\"_ _1\"></span>co\u2019s en onze<span class=\"_ _1\"></span>kerheden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya06 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya07 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge ve<span class=\"_ _1\"></span>rtegenwoordigt<span class=\"_ _1\"></span> de onverdie<span class=\"_ _1\"></span>nde winst </span></span></div>\n<div class=\"t m0 x1d h64 ya08 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op een groe<span class=\"_ _1\"></span>p <span class=\"ws113\">van ver<span class=\"_ _1\"></span>zekeringscon<span class=\"_ _1\"></span>tracten. <span class=\"ws11e\">Als<span class=\"_ _1\"></span> een direct gevolg van<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 ya09 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an een c<span class=\"_ _0\"></span>ontr<span class=\"ws112\">act<span class=\"_ _0\"></span>uele diens<span class=\"_ _0\"></span>tenma<span class=\"_ _0\"></span>rge, word<span class=\"_ _0\"></span>en eventuel<span class=\"_ _0\"></span>e in de </span></div>\n<div class=\"t m0 x1d h64 ya0a ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vervullingska<span class=\"_ _1\"></span>sstromen beslo<span class=\"_ _1\"></span>ten winsten <span class=\"_ _1\"></span>niet onmidd<span class=\"_ _1\"></span>ellijk <span class=\"ws113\">opgeno<span class=\"_ _1\"></span>men<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya0b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar uitgesteld<span class=\"_ _1\"></span>. <span class=\"lsed ws112\">Ageas za<span class=\"_ _0\"></span>l de onverd<span class=\"_ _0\"></span>iende winst<span class=\"_ _0\"></span> <span class=\"lsef ws11e\">op een groep va<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x1d h64 ya0c ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten opne<span class=\"_ _1\"></span>men <span class=\"ls107 ws13e\">in <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verl<span class=\"_ _1\"></span>iesrekening </span></div>\n<div class=\"t m0 x1d h64 ya0d ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de <span class=\"ws11d\">perio<span class=\"_ _1\"></span>de wanneer d<span class=\"_ _1\"></span>iensten uit<span class=\"_ _1\"></span> hoofde van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x1d h64 ya0e ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract worden<span class=\"_ _1\"></span> verleend. Ge<span class=\"_ _1\"></span>wogen dekkings<span class=\"_ _1\"></span>eenheden</div>\n<div class=\"t m0 x1d h64 ya0f ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zullen worden<span class=\"_ _1\"></span> toegepas<span class=\"_ _1\"></span>t voor verzek<span class=\"_ _1\"></span>eringsproducten<span class=\"_ _1\"></span> die vers<span class=\"_ _1\"></span>chillende</div>\n<div class=\"t m0 x1d h64 ya10 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s dekken,<span class=\"_ _0\"></span> indien <span class=\"_ _0\"></span>relevant<span class=\"_ _0\"></span> om het pr<span class=\"_ _0\"></span>ofiel v<span class=\"_ _0\"></span>an de opn<span class=\"_ _0\"></span>ame van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya11 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaten <span class=\"_ _1\"></span><span class=\"lsed ws11d\">af te st<span class=\"_ _0\"></span>emmen met<span class=\"_ _0\"></span> de aard<span class=\"_ _0\"></span> van het c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>. <span class=\"lsef\">In alle andere<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya12 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevallen <span class=\"_ _1\"></span>wordt de mee<span class=\"_ _1\"></span>st relevante<span class=\"_ _1\"></span> enkelvoudige d<span class=\"_ _1\"></span>ekkingseenheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya13 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya14 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya15 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge va<span class=\"_ _1\"></span>n een groep<span class=\"_ _1\"></span> <span class=\"ls103\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya16 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en kan nooit n<span class=\"_ _0\"></span>egatief wo<span class=\"_ _0\"></span>rden. In dat<span class=\"_ _0\"></span> geval is de</div>\n<div class=\"t m0 x1d h64 ya17 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end en w<span class=\"_ _0\"></span>ordt en<span class=\"_ _0\"></span>ig verli<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1d h64 ya18 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onmiddellijk<span class=\"_ _1\"></span> verantwoord<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in de winst</span>- </span><span class=\"ws11d\">en v<span class=\"_ _1\"></span>erliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1d h6c ya19 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> na eerste o<span class=\"_ _1\"></span>pname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya1a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> een groep van verzeker<span class=\"_ _1\"></span>ingscontracten op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya1b ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagdatum <span class=\"_ _1\"></span>is de som<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>verplichting u<span class=\"_ _1\"></span>it hoofde<span class=\"_ _1\"></span> van resterend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ya1c ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dekking,<span class=\"_ _0\"></span> die de contr<span class=\"_ _0\"></span>actuele di<span class=\"_ _0\"></span>ensten<span class=\"_ _0\"></span>marge of ve<span class=\"_ _0\"></span>rliesco<span class=\"_ _0\"></span>mponent o<span class=\"_ _0\"></span>mvat,</div>\n<div class=\"t m0 x1d h64 ya1d ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoo<span class=\"_ _0\"></span>fde van o<span class=\"_ _0\"></span>ntstane c<span class=\"_ _0\"></span>laims.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya1e ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya1f ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verv<span class=\"_ _0\"></span>ullingsk<span class=\"_ _0\"></span>asstro<span class=\"_ _0\"></span>men word<span class=\"_ _0\"></span>en aan h<span class=\"_ _0\"></span>et eind<span class=\"_ _0\"></span>e van elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya20 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagper<span class=\"lsed ws112\">iode herberek<span class=\"_ _0\"></span>end, waa<span class=\"_ _0\"></span>rbij gebr<span class=\"_ _0\"></span>uik wordt ge<span class=\"_ _0\"></span>maakt van act<span class=\"_ _0\"></span>uele </span></div>\n<div class=\"t m0 x1d h64 ya21 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van de<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige kasst<span class=\"_ _0\"></span>romen, act<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 ya22 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten en act<span class=\"_ _0\"></span>uele schat<span class=\"_ _0\"></span>tingen va<span class=\"_ _0\"></span>n de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">aanpassing<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya23 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi<span class=\"_ _1\"></span>\u00eble risico\u2019s. </span> </span></div>\n<div class=\"t m0 x1d h64 ya24 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya25 ff74 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> herberekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>van de <span class=\"_ _1\"></span>vervullingskass<span class=\"_ _1\"></span>t<span class=\"ws113\">romen <span class=\"lsed ws112\">van de verplic<span class=\"_ _0\"></span>hting </span></span></span></div>\n<div class=\"t m0 x1d h64 ya26 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit hoofde<span class=\"_ _1\"></span> van res<span class=\"_ _1\"></span>terende dekking<span class=\"_ _1\"></span> in opeenvolge<span class=\"_ _1\"></span>nde versl<span class=\"_ _1\"></span>agperiodes<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ya27 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt de <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuele </span>d</span><span class=\"ws113\">ienstenmarge a<span class=\"_ _1\"></span>angepast </span>voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 ya28 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> deze vervulling<span class=\"_ _1\"></span>skasstromen, waardoor<span class=\"_ _1\"></span> d<span class=\"ls103 ws11d\">eze<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">wijziginge<span class=\"_ _1\"></span>n</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya29 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">opgenomen<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in de win<span class=\"_ _1\"></span><span class=\"ls103 ws11d\">st<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span>en verliesreken<span class=\"_ _1\"></span>ing gedurende de </span></span></div>\n<div class=\"t m0 x1d h64 ya2a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resterende peri<span class=\"_ _1\"></span>ode dat Ageas diens<span class=\"_ _1\"></span>ten uit hoofde van<span class=\"_ _1\"></span> <span class=\"ws113\">het<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya2b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract verleent. Ren<span class=\"_ _1\"></span>te voor het vers<span class=\"_ _1\"></span>trijken van de<span class=\"_ _1\"></span> tijd</div>\n<div class=\"t m0 x1d h64 ya2c ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt aan d<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">iens<span class=\"_ _1\"></span>tenmarge toege<span class=\"_ _1\"></span>voegd, waarbi<span class=\"_ _1\"></span>j <span class=\"ws113\">gebruik </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya2d ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt gemaa<span class=\"_ _1\"></span>kt van <span class=\"ws11e\">de di<span class=\"_ _1\"></span>sc<span class=\"lsed ws112\">onterin<span class=\"_ _0\"></span>gsvoet<span class=\"_ _0\"></span>en bij eerst<span class=\"_ _0\"></span>e opname van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya2e ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya2f ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Premietoereken<span class=\"_ _1\"></span>ingsbenadering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya30 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">een entiteit toe o<span class=\"_ _1\"></span>m groepen <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekeringscon<span class=\"_ _1\"></span>tracten </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya31 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die voldoen aan bep<span class=\"_ _1\"></span>aalde voorwaarden<span class=\"_ _1\"></span>, zoals verzekering<span class=\"_ _1\"></span>scontracten</div>\n<div class=\"t m0 x1d h64 ya32 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvan de d<span class=\"_ _1\"></span>ekkingsperiode<span class=\"_ _1\"></span> niet lange<span class=\"_ _1\"></span>r dan \u00e9\u00e9n <span class=\"_ _1\"></span>jaar bedraag<span class=\"_ _1\"></span>t, <span class=\"lsf9 ws124\">te </span></div>\n<div class=\"t m0 x1d h64 ya33 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderen <span class=\"_ _1\"></span>volgens<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de v<span class=\"_ _1\"></span>ereenvoudigde <span class=\"ls0 ws0\">p<span class=\"_ _1\"></span></span></span>remietoerekenin<span class=\"_ _1\"></span>gsbenadering</div>\n<div class=\"t m0 x1d h64 ya34 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(in pla<span class=\"_ _0\"></span>ats van v<span class=\"_ _0\"></span>olgens h<span class=\"_ _0\"></span>et <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"_ _1\"></span><span class=\"lsef ws113\">aarderingsm<span class=\"_ _1\"></span>odel).</span> </span></div>\n<div class=\"t m0 x1d h64 ya35 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya36 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de toepa<span class=\"_ _0\"></span>ssing van d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">p<span class=\"lsef ws11d\">remie<span class=\"_ _1\"></span>toerekeningsbenader<span class=\"_ _1\"></span>ing heeft Age<span class=\"_ _1\"></span>as <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 ya37 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e om enige, met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen verba<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x1d h64 ya38 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houdende ka<span class=\"_ _1\"></span>sstromen, op <span class=\"_ _1\"></span>te nemen al<span class=\"_ _1\"></span>s last wann<span class=\"_ _1\"></span>eer zij d<span class=\"_ _1\"></span>eze kosten</div>\n<div class=\"t m0 x1d h64 ya39 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maakt<span class=\"ws11d\">, op <span class=\"_ _1\"></span>voorwaarde da<span class=\"_ _1\"></span>t de ini<span class=\"_ _1\"></span>ti\u00eble dekking<span class=\"_ _1\"></span>speriode bij<span class=\"_ _1\"></span> eerste opnam<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya3a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de<span class=\"ls0 ws0\"> </span><span class=\"ws113\">groep<span class=\"_ _1\"></span>en <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span>verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> <span class=\"lsed ws112\">niet lang<span class=\"_ _0\"></span>er is dan <span class=\"lsef ws113\">\u00e9\u00e9</span><span class=\"ws11d\">n jaar.<span class=\"ls0 ws0\">  </span></span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">p<span class=\"lsef ws113\">remietoerekeningsbenad<span class=\"_ _1\"></span>ering<span class=\"lsf9 ws13b\">, is </span></span></span>de verplichting u<span class=\"_ _0\"></span>it hoofde</div>\n<div class=\"t m0 x2c h64 y8a6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van resterende<span class=\"_ _1\"></span> dekking <span class=\"ws11d\">op da<span class=\"_ _1\"></span>tum van<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">eerste opname </span></span></span>gelijk aan<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele ontvan<span class=\"_ _0\"></span>gen premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s <span class=\"lsed ws112\">op die datum<span class=\"lsf9 ws124\">. <span class=\"lsef ws11e\">In opeenvolgende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>s,<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">is</span> </span><span class=\"ws11e\">d<span class=\"_ _1\"></span>e boekwaarde van de<span class=\"_ _1\"></span> verplichting uit ho<span class=\"_ _1\"></span>ofde van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende d<span class=\"_ _1\"></span>ekking <span class=\"ls10b ws13d\">gelijk </span><span class=\"ws113\">aan <span class=\"lsed ws112\">de boekwaarde a<span class=\"_ _0\"></span>an <span class=\"ws11d\">het begi<span class=\"_ _0\"></span>n van de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>, <span class=\"ws11e\">plus de tijd<span class=\"_ _1\"></span>ens de periode<span class=\"_ _1\"></span> ontvangen premies<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">minus </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het bedrag<span class=\"_ _1\"></span> dat als ver<span class=\"_ _1\"></span>zekeringsopbren<span class=\"_ _1\"></span>gst <span class=\"ws11e\">is opgeno<span class=\"_ _1\"></span>men <span class=\"lsed ws112\">voor in die </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">periode ve<span class=\"_ _1\"></span>rleende dekking<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">minu<span class=\"_ _1\"></span>s </span></span>elke be<span class=\"_ _1\"></span>leggingscomponen<span class=\"_ _1\"></span>t die is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaald of<span class=\"_ _0\"></span> <span class=\"lsee\">is <span class=\"lsef ws11d\">overgeboe<span class=\"_ _1\"></span>kt naar de<span class=\"_ _1\"></span> verplichting<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van on<span class=\"_ _1\"></span>tstane </span></span></div>\n<div class=\"t m0 x2c h64 y8ae ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">claims<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien op ee<span class=\"_ _0\"></span>n gegeven m<span class=\"_ _0\"></span>oment, vo<span class=\"_ _0\"></span>orafgaa<span class=\"_ _0\"></span>nd aan en tijd<span class=\"_ _0\"></span>ens de</div>\n<div class=\"t m0 x2c h64 y8b1 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dekkingsperiode<span class=\"_ _1\"></span>, feiten en omsta<span class=\"_ _1\"></span>ndigheden doen ve<span class=\"_ _1\"></span>rmoeden dat een</div>\n<div class=\"t m0 x2c h64 y8b2 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end is,<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">dan neemt</span> <span class=\"lsef ws113\">Ageas<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verl<span class=\"_ _0\"></span>ies <span class=\"ws111\">op </span>in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening</span> </span></span><span class=\"lsef\">en<span class=\"_ _1\"></span> verhoogt A<span class=\"_ _1\"></span>geas de </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> uit hoofde van reste<span class=\"_ _1\"></span>rende dekking voo<span class=\"_ _1\"></span>r zover de actuele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van de vervu<span class=\"_ _1\"></span>llingskasstromen<span class=\"_ _1\"></span> inzake de<span class=\"_ _1\"></span> resterende<span class=\"_ _1\"></span> dekking</div>\n<div class=\"t m0 x2c h64 y8b6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting uit<span class=\"_ _1\"></span> hoof<span class=\"ws11d\">de van<span class=\"_ _1\"></span> resterende dek<span class=\"_ _1\"></span>king </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overstijgen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">verplic<span class=\"_ _0\"></span>hting u<span class=\"_ _0\"></span>it hoofd<span class=\"_ _0\"></span>e van onts<span class=\"_ _0\"></span>tane cl<span class=\"_ _0\"></span>aims<span class=\"ls0 ws0\"> v<span class=\"lsef ws113\">an</span> </span></span></div>\n<div class=\"t m0 x2c h64 y9d9 ff79 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n </span></span>verzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">volgens de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9da ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsef ws11d\">remietoere<span class=\"_ _1\"></span>keningsbenade<span class=\"_ _1\"></span>ring wordt g<span class=\"_ _1\"></span>ewaardeerd, <span class=\"_ _1\"></span>omvat het be<span class=\"_ _1\"></span>drag </span></div>\n<div class=\"t m0 x2c h64 y9db ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aangepaste verd<span class=\"_ _1\"></span>isconteerde verv<span class=\"_ _1\"></span>ullingskasstromen<span class=\"_ _1\"></span>, </span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">aan actue<span class=\"_ _0\"></span>le disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoete<span class=\"_ _0\"></span>n, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9dd ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nog niet bet<span class=\"_ _0\"></span>aalde ont<span class=\"_ _0\"></span>stane cl<span class=\"_ _0\"></span>aims en kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9de ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9df ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>het voorne<span class=\"_ _1\"></span>men om de <span class=\"_ _1\"></span><span class=\"ls0 ws0\">p</span><span class=\"ws113\">remietoer<span class=\"_ _1\"></span>ekeningsbenaderin<span class=\"_ _1\"></span>g <span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te passen v<span class=\"_ _0\"></span>oor het groot<span class=\"_ _0\"></span>ste deel v<span class=\"_ _0\"></span>an de d<span class=\"lsef ws11d\">aarvoor in aa<span class=\"_ _1\"></span>nmerking </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">komende groepe<span class=\"_ _1\"></span>n <span class=\"ws113\">van </span><span class=\"lsed\">contracten b<span class=\"_ _0\"></span>innen <span class=\"ws112\">d<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">Leven en<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">binnen de <span class=\"_ _1\"></span>herverzekerings<span class=\"_ _1\"></span>activiteiten. Ag<span class=\"_ _1\"></span>eas heeft <span class=\"_ _1\"></span>daarnaast<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e3 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornemen om<span class=\"_ _1\"></span> de <span class=\"ls0 ws0\">p</span><span class=\"ws113\">rem<span class=\"_ _1\"></span>ietoerekeningsbe<span class=\"_ _1\"></span>nadering <span class=\"_ _1\"></span></span><span class=\"lsed\">toe te<span class=\"_ _0\"></span> passen <span class=\"lsef ws113\">voor </span></span></div>\n<div class=\"t m0 x2c h64 y9e4 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een beperk<span class=\"_ _0\"></span>t aantal<span class=\"_ _0\"></span> daarvoor i<span class=\"_ _0\"></span>n aanmer<span class=\"ws11d\">ki<span class=\"_ _0\"></span>ng kome<span class=\"_ _0\"></span>nde contr<span class=\"_ _0\"></span>acten <span class=\"_ _0\"></span>binnen </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en, <span class=\"lsef ws11d\">waarvoor de r<span class=\"_ _1\"></span>isico\u2019s op <span class=\"_ _1\"></span>jaarlijkse<span class=\"_ _1\"></span> basis opnieu<span class=\"_ _1\"></span>w </span></div>\n<div class=\"t m0 x2c h64 y9e6 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> getarife<span class=\"_ _1\"></span>erd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya3d ff7b fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Variabel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ergoedin<span class=\"_ _1\"></span>gsbenadering</span> </span></div>\n<div class=\"t m0 x2c h64 ya3e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n entiteit<span class=\"_ _1\"></span> groepen v<span class=\"_ _1\"></span>an verzekerin<span class=\"_ _1\"></span>gscontracten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>l<span class=\"lsef ws11e\">ementen waardeer<span class=\"_ _1\"></span>t volgens de variabel<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 ya40 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingsbena<span class=\"_ _1\"></span>dering (in<span class=\"_ _1\"></span> plaats van <span class=\"_ _1\"></span>volgens h<span class=\"_ _1\"></span>et algemene</div>\n<div class=\"t m0 x2c h64 ya41 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ff79 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgem<span class=\"_ _1\"></span>ene </span>w<span class=\"lsef ws11d\">aar<span class=\"_ _1\"></span>deringsmodel<span class=\"_ _1\"></span> en de </span>v<span class=\"_ _1\"></span><span class=\"lsef ws113\">ariabele </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsef ws11e\">ergoeding<span class=\"_ _1\"></span>sbenadering<span class=\"_ _1\"></span> waarderen de vervul<span class=\"_ _1\"></span>lingskasstromen op<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya45 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dezelfde wijze<span class=\"_ _1\"></span>. Er is daarentege<span class=\"_ _1\"></span>n een verschil in de waar<span class=\"_ _1\"></span>dering van de</div>\n<div class=\"t m0 x2c h64 ya46 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge. Bij <span class=\"ws111\">de <span class=\"lsef ws11e\">eerste opname van een groep<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x2c h64 ya47 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en is<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">er geen </span></span></div>\n<div class=\"t m0 x2c h64 ya48 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tussen de co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>ele dienst<span class=\"_ _0\"></span>enmarg<span class=\"_ _0\"></span>e bepaald on<span class=\"_ _0\"></span>der beid<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya49 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thodes. In daaropvo<span class=\"_ _1\"></span>lgende <span class=\"ws113\">verslagper<span class=\"_ _1\"></span>iodes,<span class=\"ls0 ws0\"> </span></span>wordt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4a ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge van een gr<span class=\"_ _0\"></span>oep van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten</div>\n<div class=\"t m0 x2c h64 ya4b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>lemente<span class=\"_ _0\"></span>n, die wordt<span class=\"_ _0\"></span> gewaar<span class=\"_ _0\"></span>deerd aan de ha<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 ya4c ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de variabele<span class=\"_ _1\"></span> vergoedingsbenader<span class=\"_ _1\"></span>ing, aangepas<span class=\"_ _1\"></span>t voor de wijziginge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ya4d ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in discon<span class=\"_ _1\"></span>teringsvoeten en<span class=\"_ _1\"></span> andere <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>variabelen (onde<span class=\"_ _1\"></span>r het</div>\n<div class=\"t m0 x2c h64 ya4e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemene waarde<span class=\"_ _1\"></span>ringsmodel <span class=\"_ _1\"></span>worden dergeli<span class=\"_ _1\"></span>jke wijzigi<span class=\"_ _1\"></span>ngen <span class=\"ws113\">opgenomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya4f ff79 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de ger<span class=\"_ _0\"></span>ealise<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erde en niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealiseerde<span class=\"_ _1\"></span> resultaten<span class=\"lsf9 ws124\">). <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya50 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De variabele ve<span class=\"_ _1\"></span>rgoedingsbenader<span class=\"_ _1\"></span>ing kan niet worden toe<span class=\"_ _1\"></span>gepast op</div>\n<div class=\"t m0 x2c h64 ya52 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">groepen v<span class=\"_ _0\"></span>an lev<span class=\"_ _0\"></span>ensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met<span class=\"_ _0\"></span> volled<span class=\"_ _0\"></span>ig discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x2c h64 ya53 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>ling en op gro<span class=\"_ _0\"></span>epen herv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten (z<span class=\"_ _0\"></span>owel geho<span class=\"_ _0\"></span>uden</div>\n<div class=\"t m0 x2c h64 ya54 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als uitgegeve<span class=\"ws11d\">n<span class=\"_ _1\"></span> herverzekering<span class=\"_ _1\"></span>scontracten).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y959 ff7b fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Herziening en<span class=\"_ _1\"></span> niet lang<span class=\"_ _1\"></span>er opnemen i<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h6c y95a ff7b fs44 fc1d sc0 ls10b ws13d\" style=\"z-index: 15;\">positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95b ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Als<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de<span class=\"_ _1\"></span> voorwaarden van een verz<span class=\"_ _1\"></span>ekeringscontrac<span class=\"_ _1\"></span>t op materi\u00eble wij<span class=\"_ _1\"></span>ze </span></span></div>\n<div class=\"t m0 x1d h64 y95c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden h<span class=\"_ _0\"></span>erzien en <span class=\"lsef ws11e\">als voldaan is<span class=\"ls0 ws0\"> </span></span>aan specifi<span class=\"_ _0\"></span>eke crite<span class=\"_ _0\"></span>ria, neemt Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1d h64 y95d ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het oorspronkeli<span class=\"_ _1\"></span>jke contract<span class=\"_ _1\"></span> <span class=\"ws11d\">niet langer <span class=\"_ _1\"></span>op in <span class=\"lsed\">zijn overzi<span class=\"_ _0\"></span>cht van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y95e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span>en neemt<span class=\"_ _1\"></span> Ageas <span class=\"lsed ws11d\">het herzi<span class=\"_ _0\"></span>ene contr<span class=\"_ _0\"></span>act <span class=\"ws111\">op </span><span class=\"lsef\">als een </span></span></div>\n<div class=\"t m0 x1d h64 y95f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuw co<span class=\"_ _0\"></span>ntract<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 ya55 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n verzekerin<span class=\"_ _1\"></span>gscontract ni<span class=\"_ _1\"></span>et langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">wanneer het is </span></span></div>\n<div class=\"t m0 x1d h64 ya58 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y964 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in het ge<span class=\"_ _0\"></span>consoli<span class=\"_ _0\"></span>deerde over<span class=\"_ _0\"></span>zicht va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h6c y965 ff7b fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y966 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zal de <span class=\"lsef ws11e\">boekwaarde van de volgende portefeui<span class=\"_ _1\"></span>lles afzonderlij<span class=\"_ _1\"></span>k<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y967 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorste<span class=\"_ _0\"></span>llen in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht van d<span class=\"_ _0\"></span>e financi<span class=\"_ _0\"></span>\u00eble positi<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y968 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie a<span class=\"lsee ws112\">ctiva<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">zijn;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y969 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y96a ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die a<span class=\"ls105 ws135\">ctiva<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">zijn; e<span class=\"_ _1\"></span>n</span> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y96b ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ya59 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in de <span class=\"ls10c ws13b\">win</span><span class=\"lsee\">st<span class=\"ls0 ws0\">- </span></span><span class=\"ws11d\">en verliesr<span class=\"_ _0\"></span>ekening<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya5a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas zal <span class=\"_ _1\"></span>in <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">gecons<span class=\"_ _1\"></span>olideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span></span><span class=\"lsed\">en verli<span class=\"_ _0\"></span>esrekeni<span class=\"_ _0\"></span>ng <span class=\"lsef ws113\">afzonderlijk </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>diensten<span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>en (<span class=\"ws111\">dez<span class=\"_ _0\"></span>e <span class=\"ws11d\">bevatten d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5c ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sopbrengsten minu<span class=\"_ _1\"></span>s de lasten<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van</div>\n<div class=\"t m0 x1d h64 ya5d ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sdiensten)<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en<span class=\"_ _1\"></span> de </span>verzekering<span class=\"_ _1\"></span>sfinancierings<span class=\"lsed ws112\">baten of <span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya5e ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opneme<span class=\"_ _0\"></span>n. De <span class=\"lsef ws113\">opname<span class=\"ls0 ws0\"> </span>van <span class=\"ws11e\">ver<span class=\"_ _1\"></span>zekeringsopbre<span class=\"_ _1\"></span>ngsten en </span>van <span class=\"_ _1\"></span><span class=\"ws11e\">lasten uit </span></span></div>\n<div class=\"t m0 x1d h64 ya5f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofde van v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsdi<span class=\"_ _0\"></span>ensten<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">is gebaseerd op <span class=\"_ _1\"></span>het <span class=\"ws11e\">concept van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya60 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedurende de<span class=\"_ _1\"></span> verslagperi<span class=\"_ _1\"></span>ode verleend<span class=\"_ _1\"></span>e diensten u<span class=\"_ _1\"></span>it hoofde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x1d h64 ya61 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya62 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya63 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Beleggingscomp<span class=\"_ _1\"></span>onenten<span class=\"ws11d\">, zijnd<span class=\"_ _1\"></span>e bedragen<span class=\"_ _1\"></span> die de pol<span class=\"_ _1\"></span>ishouder al<span class=\"_ _1\"></span>tijd zal </span></div>\n<div class=\"t m0 x1d h64 ya64 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ontvangen<span class=\"ws11e\">, ongea<span class=\"_ _1\"></span>cht of een verzek<span class=\"_ _1\"></span>erde gebeurteni<span class=\"_ _1\"></span>s zich voordoet<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya65 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen nie<span class=\"_ _0\"></span>t <span class=\"lsef ws11d\">worden opgenome<span class=\"_ _1\"></span>n in de ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 y979 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> <span class=\"lsed ws111\">maar </span><span class=\"ws11d\">zullen dire<span class=\"_ _1\"></span>ct worden op<span class=\"_ _1\"></span>genomen <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x1d h64 y97a ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"lsed ws112\">overzicht va<span class=\"_ _0\"></span>n de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie. Om te bep<span class=\"_ _0\"></span>alen of </span></div>\n<div class=\"t m0 x1d h64 y97b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> een beleg<span class=\"_ _0\"></span>gingscom<span class=\"_ _0\"></span>ponent<span class=\"_ _0\"></span> bevat, sch<span class=\"_ _0\"></span>at Ageas</div>\n<div class=\"t m0 x1d h64 y97c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng <span class=\"lsef ws11d\">van het con<span class=\"_ _1\"></span>tract <span class=\"lsed\">in of<span class=\"ls0 ws0\"> </span></span></span>er zich in all<span class=\"_ _0\"></span>e omstandi<span class=\"_ _0\"></span>gheden e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ya66 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaling zal<span class=\"_ _1\"></span> voordoen<span class=\"ls105 ws135\">. </span>Voo<span class=\"_ _1\"></span>r de beoordeling<span class=\"_ _1\"></span> van<span class=\"ls0 ws0\"> \u2018</span><span class=\"ws11d\">alle<span class=\"_ _1\"></span> omstandighede<span class=\"_ _1\"></span>n\u2019<span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya67 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden alle mogel<span class=\"_ _1\"></span>ijke gebeurteni<span class=\"_ _1\"></span>ssen, welke het<span class=\"_ _1\"></span> contract doen</div>\n<div class=\"t m0 x1d h64 ya68 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">be\u00ebindigen e<span class=\"_ _1\"></span>n tot een<span class=\"_ _1\"></span> eventuele <span class=\"_ _1\"></span>betaling aan <span class=\"_ _1\"></span>een polishou<span class=\"_ _1\"></span>der leiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ya69 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overwog<span class=\"_ _0\"></span>en. Deze mo<span class=\"_ _0\"></span>gelijke g<span class=\"_ _0\"></span>ebeurte<span class=\"_ _0\"></span>nissen bet<span class=\"_ _0\"></span>reffen <span class=\"lsef ws113\">de <span class=\"ws11e\">opzegging van </span></span></div>\n<div class=\"t m0 x1d h64 ya6a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het contrac<span class=\"_ _1\"></span>t door de <span class=\"_ _1\"></span>polishouder, <span class=\"ls0 ws0\">d<span class=\"_ _1\"></span><span class=\"lsed ws111\">e <span class=\"ws11d\">vervaldat<span class=\"_ _0\"></span>um van h<span class=\"_ _0\"></span>et contr<span class=\"_ _0\"></span>act </span></span></span></div>\n<div class=\"t m0 x1d h64 ya6b ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsmede <span class=\"_ _0\"></span>alle ver<span class=\"_ _0\"></span>zekerde <span class=\"_ _0\"></span>gebeurt<span class=\"_ _0\"></span>enissen <span class=\"_ _0\"></span>(zoals o<span class=\"_ _0\"></span>verlijd<span class=\"_ _0\"></span>en of ove<span class=\"_ _0\"></span>rleven)<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y983 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsf<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>ringsbat<span class=\"_ _0\"></span>en en <span class=\"ls0 ws0\">-<span class=\"lsef ws113\">lasten</span> </span></div>\n<div class=\"t m0 x1d h64 ya6c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IFR<span class=\"_ _0\"></span>S 17 worden de v<span class=\"_ _0\"></span>ervullin<span class=\"_ _0\"></span>gskasst<span class=\"_ _0\"></span>romen en d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractuel<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya6d ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">ienstenma<span class=\"_ _1\"></span>rge gerappor<span class=\"_ _1\"></span>teerd op een<span class=\"_ _1\"></span> verdisconteerd<span class=\"_ _1\"></span>e basis, <span class=\"ls10a ws13c\">om </span></span></div>\n<div class=\"t m0 x1d h64 ya6e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening te houden<span class=\"_ _1\"></span> met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het tijdstip v<span class=\"_ _0\"></span>an de kasstr<span class=\"_ _0\"></span>omen. IFR<span class=\"_ _0\"></span>S 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">een </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> toe <span class=\"ws111\">om<span class=\"ls0 ws0\"> d</span></span><span class=\"lsef\">e effecten <span class=\"_ _1\"></span>van wijzigingen<span class=\"_ _1\"></span> in discon<span class=\"_ _1\"></span>teringsvoeten<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1d h64 ya70 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">andere f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble vari<span class=\"_ _0\"></span>abelen<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">ofwel geheel in de winst</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g op te nemen of<span class=\"_ _0\"></span><span class=\"lsef ws113\">wel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">deels i<span class=\"ws112\">n de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verliesreke<span class=\"_ _0\"></span>ning </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya72 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op te nemen en d<span class=\"_ _0\"></span>eels in de ov<span class=\"_ _0\"></span>erige onde<span class=\"_ _0\"></span>rdelen va<span class=\"_ _0\"></span>n het totaa<span class=\"_ _0\"></span>lresulta<span class=\"_ _0\"></span>at<span class=\"lsf9 ws124\">, </span></div>\n<div class=\"t m0 x1d h64 ya73 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afhank<span class=\"_ _0\"></span>elijk van de do<span class=\"_ _0\"></span>or de entite<span class=\"_ _0\"></span>it<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">gekozen <span class=\"_ _0\"></span>grondsla<span class=\"_ _0\"></span>g voor f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble </span></div>\n<div class=\"t m0 x1d h64 ya74 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslaggeving<span class=\"ws11d\">.<span class=\"_ _1\"></span> Ageas hee<span class=\"_ _1\"></span>ft het voorne<span class=\"_ _1\"></span>men om voo<span class=\"_ _1\"></span>r het groo<span class=\"_ _1\"></span>tste deel </span></div>\n<div class=\"t m0 x1d h64 ya75 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>n<span class=\"ws112\">gsport<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es de effect<span class=\"_ _0\"></span>en van wijz<span class=\"_ _0\"></span>igingen in </span></div>\n<div class=\"t m0 x1d h64 ya76 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">disconterings<span class=\"_ _1\"></span>voeten<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">op te splits<span class=\"_ _0\"></span>en tusse<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">- </span></span><span class=\"ws112\">en verliesrek<span class=\"_ _0\"></span>ening<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya77 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de overi<span class=\"_ _0\"></span>ge onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalre<span class=\"_ _0\"></span>sultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span>houdt een de<span class=\"_ _0\"></span>rgelijke o<span class=\"_ _0\"></span>psplits<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y8a6 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in dat gedur<span class=\"_ _0\"></span>ende de loopt<span class=\"_ _0\"></span>ijd van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span></span><span class=\"ws11e\">verzekerings<span class=\"_ _1\"></span>contracten in </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verl<span class=\"_ _1\"></span>iesrekening</span> <span class=\"lsef ws11d\">ee<span class=\"_ _1\"></span>n bedrag w<span class=\"_ _1\"></span>ordt gepresen<span class=\"_ _1\"></span>teerd dat w<span class=\"_ _1\"></span>ordt </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald door<span class=\"_ _1\"></span> een<span class=\"ls0 ws0\"> </span><span class=\"lsed\">systematisc<span class=\"_ _0\"></span>he toer<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>otale </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financiering<span class=\"_ _1\"></span>s<span class=\"lsed ws112\">baten en <span class=\"ls0 ws0\">-</span></span>lasten<span class=\"ws11d\">. Wanneer de<span class=\"_ _1\"></span> groep ni<span class=\"_ _1\"></span>et langer wor<span class=\"_ _1\"></span>dt </span></div>\n<div class=\"t m0 x2c h64 y8aa ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"lsef ws11e\">,<span class=\"_ _0\"></span> worden <span class=\"ws113\">eventuele<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende b<span class=\"_ _1\"></span>edragen <span class=\"ws11e\">in de<span class=\"_ _1\"></span> overige onderdelen<span class=\"_ _1\"></span> van het totaalre<span class=\"_ _1\"></span>sultaat </span></div>\n<div class=\"t m0 x2c h64 y8ac ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgeboekt<span class=\"_ _1\"></span> <span class=\"lsed ws112\">naar de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- </span></span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekenin<span class=\"_ _1\"></span>g<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y8ad ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ariab<span class=\"ls107 ws13e\">ele </span></span>v<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ergoedingsbenade<span class=\"_ _1\"></span>ring, in de si<span class=\"_ _1\"></span>tuatie waar<span class=\"ls107 ws13e\">in</span></span> </span><span class=\"ws111\">een </span></div>\n<div class=\"t m0 x2c h64 y8af ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">entiteit de<span class=\"_ _1\"></span> onderliggende<span class=\"_ _1\"></span> <span class=\"lsee ws112\">activa<span class=\"ls0 ws0\"> </span></span>aanhoud<span class=\"_ _1\"></span>t, betekent ee<span class=\"_ _1\"></span>n dergeli<span class=\"_ _1\"></span>jke</div>\n<div class=\"t m0 x2c h64 y8b0 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opsplitsing da<span class=\"_ _1\"></span>t in de <span class=\"ls10c ws13b\">winst<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">als </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsfi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngsbate<span class=\"_ _0\"></span>n of <span class=\"ls0 ws0\">-</span><span class=\"ws111\">lasten<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een bedrag <span class=\"ws11d\">wordt opg<span class=\"_ _1\"></span>enomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de acco<span class=\"_ _0\"></span>unting mis<span class=\"_ _0\"></span>matches<span class=\"_ _0\"></span> met de <span class=\"ws11d\">financ<span class=\"_ _0\"></span>ierings<span class=\"_ _0\"></span>baten en <span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">uit </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de onderligg<span class=\"_ _1\"></span>ende activa<span class=\"_ _1\"></span> <span class=\"ws113\">elimineert<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span>Wanneer de <span class=\"_ _1\"></span>groep niet<span class=\"_ _1\"></span> langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y8b4 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie,<span class=\"_ _0\"></span> blijven d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen opge<span class=\"_ _1\"></span>nomen in de<span class=\"_ _1\"></span> overige o<span class=\"_ _1\"></span><span class=\"ws11e\">nderdelen van het t<span class=\"_ _1\"></span>otaalresultaa<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aldaar opgen<span class=\"_ _1\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y991 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Inschat<span class=\"_ _0\"></span>ting van de im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 17 door <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y993 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y994 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">januari 2022<span class=\"_ _1\"></span>) wordt toe<span class=\"_ _1\"></span>gelicht in<span class=\"_ _1\"></span> sectie D<span class=\"_ _1\"></span>. hieron<span class=\"ws113\">der.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y934 ff7e fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws11d\">Geschat<span class=\"_ _0\"></span>te impact<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>eerste t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 en </span></span></div>\n<div class=\"t m0 xd1 h64 y935 ff7e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op 1 jan<span class=\"_ _0\"></span>uari 2022<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7a ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle dochterond<span class=\"_ _1\"></span>ernemingen van Ageas he<span class=\"_ _1\"></span>bben hun openingsba<span class=\"_ _1\"></span>lans</div>\n<div class=\"t m0 x2c h64 ya7b ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 9 en IFRS 17 <span class=\"lsef ws11d\">per 1 januari 202<span class=\"_ _1\"></span>2 praktisch<span class=\"_ _1\"></span> gefinalisee<span class=\"_ _1\"></span>rd en </span></div>\n<div class=\"t m0 x2c h64 ya7c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voeren para<span class=\"_ _1\"></span>llelle runs <span class=\"lsf9 ws124\">u<span class=\"_ _1\"></span>it </span><span class=\"ws11e\">voor de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>verslagperiode<span class=\"_ _1\"></span> 2022. Ondan<span class=\"_ _1\"></span>ks dat<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya7d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">impleme<span class=\"_ _0\"></span>ntatie<span class=\"lsef ws11e\">voorbereidingen binnen de Tur<span class=\"_ _1\"></span>kse en Aziatische<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya7e ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> ondernemingen van Ag<span class=\"_ _1\"></span>eas <span class=\"ws11d\">pas la<span class=\"_ _1\"></span>ter werden opge<span class=\"_ _1\"></span>start </span></div>\n<div class=\"t m0 x2c h64 ya7f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(in lijn met<span class=\"_ _0\"></span> lokale wetg<span class=\"_ _0\"></span>eving en v<span class=\"_ _0\"></span>oorschr<span class=\"_ _0\"></span>iften), h<span class=\"_ _0\"></span>ebben de <span class=\"lsef ws113\">belangrijkste<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya80 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden o<span class=\"_ _1\"></span>nderneming<span class=\"ws11e\">en goed<span class=\"_ _1\"></span>e vooruitgang gebo<span class=\"_ _1\"></span>ekt <span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya81 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ingangs<span class=\"_ _0\"></span>datum v<span class=\"_ _0\"></span>an 1 janu<span class=\"_ _0\"></span>ari 2023 <span class=\"_ _0\"></span>na te lev<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya83 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas heef<span class=\"_ _1\"></span>t <span class=\"ws11d\">de publi<span class=\"_ _1\"></span>catievereisten<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span>IAS 8<span class=\"_ _1\"></span> \u2018Boekhoudk<span class=\"_ _1\"></span>undige </span></div>\n<div class=\"t m0 x2c h64 ya84 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>es, wijzi<span class=\"_ _0\"></span>gingen in bo<span class=\"_ _0\"></span>ekhoudk<span class=\"_ _0\"></span>undige sc<span class=\"_ _0\"></span>hattin<span class=\"_ _0\"></span>gen en foute<span class=\"_ _0\"></span>n\u2019 (om</div>\n<div class=\"t m0 x2c h64 ya85 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekende o<span class=\"_ _1\"></span>f redelijkerw<span class=\"_ _1\"></span>ijs inschatbar<span class=\"_ _1\"></span>e relevan<span class=\"lsed ws112\">te informati<span class=\"_ _0\"></span>e toe te licht<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya86 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die toel<span class=\"_ _0\"></span>aat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de mogelijke i<span class=\"_ _0\"></span>mpact<span class=\"ls0 ws0\"> </span>van de <span class=\"ws111\">ee<span class=\"_ _0\"></span>rste <span class=\"ws112\">toepa<span class=\"_ _0\"></span>ssing van e<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya87 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuwe IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-</span><span class=\"ws112\">stand<span class=\"_ _0\"></span>aard op de jaar<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng van een enti<span class=\"_ _0\"></span>teit in de </span></div>\n<div class=\"t m0 x2c h64 ya88 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">periode van eer<span class=\"_ _1\"></span>ste toepassing te be<span class=\"_ _1\"></span>oordelen) alsmede<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in </span><span class=\"ws113\">de <span class=\"_ _1\"></span>openbare </span></div>\n<div class=\"t m0 x2c h64 ya89 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verklari<span class=\"_ _0\"></span>ng van de <span class=\"lsef ws11d\">ESMA inzake \u2018Transpa<span class=\"_ _1\"></span>rantie me<span class=\"_ _1\"></span>t betrekking <span class=\"_ _1\"></span>tot </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ya8a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 17 Verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten\u2019 zorgv<span class=\"_ _0\"></span>uldig af<span class=\"_ _0\"></span>gewoge<span class=\"lsf9 ws124\">n, </span></div>\n<div class=\"t m0 x2c h64 ya8b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> voortgang<span class=\"_ _1\"></span> binnen <span class=\"ls103\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">do<span class=\"_ _1\"></span>chteronderneming<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya8c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verbonde<span class=\"_ _1\"></span>n ondernemingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya8d ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya8e ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde<span class=\"ls0 ws0\"> </span><span class=\"ws113\">paragr<span class=\"_ _1\"></span>afen verdu<span class=\"_ _1\"></span>idelijken<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de<span class=\"_ _1\"></span> impact van de </span>eerste<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya8f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">IFRS<span class=\"_ _1\"></span> 17 door de <span class=\"_ _1\"></span>dochteronderne<span class=\"_ _1\"></span>mingen van </span></span></div>\n<div class=\"t m0 x2c h64 ya90 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas op de ov<span class=\"_ _0\"></span>ergangs<span class=\"_ _0\"></span>datum (zi<span class=\"_ _0\"></span>jnde 1 janua<span class=\"_ _0\"></span>ri 2022). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya91 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya92 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Alhoewel Age<span class=\"_ _1\"></span>as erkent <span class=\"_ _1\"></span>dat de <span class=\"ws113\">opna<span class=\"_ _1\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van kwantit<span class=\"_ _0\"></span>atieve inf<span class=\"_ _0\"></span>ormatie m<span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x2c h64 ya93 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot <span class=\"ls103\">zijn<span class=\"ls0 ws0\"> </span><span class=\"lsef\">dochteronde<span class=\"_ _1\"></span>rnemingen sl<span class=\"_ _1\"></span>echts een ge<span class=\"_ _1\"></span>deeltelijk i<span class=\"_ _1\"></span>nzicht </span></span></div>\n<div class=\"t m0 x2c h64 ya94 ff7e fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">geeft <span class=\"lsed ws11d\">in de gesc<span class=\"_ _0\"></span>hatte geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde im<span class=\"_ _0\"></span>pact va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span><span class=\"ws111\">toepassing </span></span></div>\n<div class=\"t m0 x2c h64 ya95 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van IFRS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span></span>IFRS 17,<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">concludeerd<span class=\"ws11d\">e<span class=\"_ _1\"></span> Ageas</span></span> <span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>t de <span class=\"ws113\">opname</span></span> <span class=\"lsed ws111\">van </span></span></div>\n<div class=\"t m0 x2c h64 ya96 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kwantit<span class=\"_ _0\"></span>atieve i<span class=\"_ _0\"></span>nfo<span class=\"ws112\">rmat<span class=\"_ _0\"></span>ie inzake de <span class=\"lsef ws113\">eerste <span class=\"ws11e\">toepassing van IFRS 9<span class=\"_ _1\"></span> en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya97 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 doo<span class=\"_ _0\"></span>r <span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsef\">verbonden<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> momenteel <span class=\"_ _1\"></span>niet geheel<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya98 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan de publi<span class=\"_ _0\"></span>catiever<span class=\"_ _0\"></span>eisten vo<span class=\"_ _0\"></span>lgens IA<span class=\"_ _0\"></span>S 8 zou beantw<span class=\"_ _0\"></span>oorden. A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x2c h64 ya99 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m de impact o<span class=\"_ _0\"></span>p de overga<span class=\"_ _0\"></span>ngsdatum v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1d h64 y99a ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">eerste <span class=\"lsef ws113\">toepassing<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">van IFRS 9 en IFR<span class=\"_ _0\"></span>S <span class=\"ws111\">17 <span class=\"lsef ws11e\">door zowel <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 y99b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen als<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span>verbon<span class=\"_ _1\"></span>den onderneminge<span class=\"_ _1\"></span>n <span class=\"ws11e\">voor te </span></div>\n<div class=\"t m0 x1d h64 y99c ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">stellen <span class=\"ws11d\">ged<span class=\"_ _1\"></span>urende een<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span>e presentatie<span class=\"_ _1\"></span> <span class=\"lsed ws112\">door de die<span class=\"_ _0\"></span>nst </span></span></div>\n<div class=\"t m0 x1d h64 y99d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor re<span class=\"_ _1\"></span>laties met <span class=\"_ _1\"></span>investeerder<span class=\"_ _1\"></span>s midden 2<span class=\"_ _1\"></span>023<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99e ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> ook geen <span class=\"_ _1\"></span>schatti<span class=\"ws11e\">ngen op va<span class=\"_ _1\"></span>n de impact per 30<span class=\"_ _1\"></span> juni 2022 of </span></div>\n<div class=\"t m0 x1d h64 ya9a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">per 31 dece<span class=\"_ _0\"></span>mber 2022, o<span class=\"_ _0\"></span>mdat deze s<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>gen mome<span class=\"_ _0\"></span>nteel nog ni<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ya9b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voldoende b<span class=\"_ _1\"></span>etrouwbaar of <span class=\"_ _1\"></span>gekend zijn. <span class=\"_ _1\"></span>De impac<span class=\"_ _1\"></span>t op het</div>\n<div class=\"t m0 x1d h64 ya9c ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en op de</div>\n<div class=\"t m0 x1d h64 ya9d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng op dez<span class=\"_ _0\"></span>e data <span class=\"_ _0\"></span>zal word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 ya9e ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgest<span class=\"_ _0\"></span>eld in het t<span class=\"_ _0\"></span>ussentij<span class=\"_ _0\"></span>dse financ<span class=\"_ _0\"></span>ieel vers<span class=\"_ _0\"></span>lag en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in</span> <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g over de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> 2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa0 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa1 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Vergeleken met<span class=\"_ _1\"></span> de bedragen <span class=\"lsed ws112\">die zijn opgeno<span class=\"_ _0\"></span>men<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in <span class=\"lsef ws113\">het</span></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaa2 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"ws11d\">overzich<span class=\"_ _1\"></span>t van de <span class=\"_ _1\"></span><span class=\"ls107 ws135\">financi\u00eble<span class=\"_ _1\"></span> positie<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas per 1 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaa3 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 onde<span class=\"_ _1\"></span>r toepassing<span class=\"_ _1\"></span> van IAS 39 en IFRS 4, heef<span class=\"_ _1\"></span>t toepassing</div>\n<div class=\"t m0 x1d h64 yaa4 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 9<span class=\"_ _1\"></span> en IFRS 1<span class=\"_ _1\"></span>7 door de <span class=\"_ _1\"></span>dochterondern<span class=\"_ _1\"></span>emingen van A<span class=\"_ _1\"></span>geas</div>\n<div class=\"t m0 x1d h64 yaa5 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geleid t<span class=\"_ _0\"></span>ot:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale activ<span class=\"_ _0\"></span>a;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa7 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa8 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een daling van het<span class=\"_ _0\"></span> totale eig<span class=\"_ _0\"></span>en vermoge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya59 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De belang<span class=\"_ _0\"></span>rijkste g<span class=\"_ _0\"></span>evolgen va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span>toepassing va<span class=\"_ _0\"></span>n IFRS 9 en</div>\n<div class=\"t m0 x1d h64 ya5b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 op<span class=\"_ _1\"></span> de gecons<span class=\"_ _1\"></span>olideerde open<span class=\"_ _1\"></span>ingsbalans v<span class=\"_ _1\"></span>an Ageas p<span class=\"_ _1\"></span>er 1</div>\n<div class=\"t m0 x1d h64 ya5c ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 wo<span class=\"_ _1\"></span>rden hieronder ver<span class=\"_ _1\"></span>der toegelicht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yaa9 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toena<span class=\"lsed ws11d\">me van de t<span class=\"_ _0\"></span>otale act<span class=\"_ _0\"></span>iva heef<span class=\"_ _0\"></span>t vooral<span class=\"_ _0\"></span> betrekk<span class=\"_ _0\"></span>ing op de </span></div>\n<div class=\"t m0 x1d h64 yaab ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de <span class=\"ws11d\">be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IFR<span class=\"_ _0\"></span>S 9 inzak<span class=\"_ _0\"></span>e classif<span class=\"_ _0\"></span>icatie <span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yaac ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring. In v<span class=\"_ _0\"></span>ergelijk<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span> IAS 39<span class=\"ls0 ws0\">, </span><span class=\"lsef\">zal onder <span class=\"_ _1\"></span>IFRS 9 een g<span class=\"_ _1\"></span>roter deel<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaad ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van <span class=\"ws11d\">de i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> </span>van<span class=\"ls0 ws0\"> </span>Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten tegen<span class=\"_ _1\"></span> re<span class=\"lsed ws111\">\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 yaae ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yab0 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IA<span class=\"_ _0\"></span>S 39 classifi<span class=\"_ _0\"></span>ceerde A<span class=\"_ _0\"></span>geas een de<span class=\"_ _0\"></span>el van de invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 yab1 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen als \u2018to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aange<span class=\"_ _1\"></span>houden\u2019 of<span class=\"_ _1\"></span> als \u2018leningen<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 yab2 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen\u2019 <span class=\"_ _1\"></span>en waardee<span class=\"_ _1\"></span>rde Ageas d<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">investeri<span class=\"_ _0\"></span>ngen bijge<span class=\"_ _0\"></span>volg teg<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hun geamor<span class=\"_ _1\"></span>tiseerde<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kostprijs. Als<span class=\"_ _0\"></span> gevolg va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">analyse<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">v<span class=\"_ _1\"></span>an het </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yab4 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l <span class=\"ws11d\">waarin de<span class=\"_ _1\"></span> investering<span class=\"_ _1\"></span>en <span class=\"lsed ws112\">onder IFRS 9 </span></span>worden</div>\n<div class=\"t m0 x1d h64 yab5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> en omdat de<span class=\"_ _1\"></span>ze investeringen<span class=\"_ _1\"></span> aanleiding<span class=\"_ _1\"></span> <span class=\"lsed\">geven t<span class=\"_ _0\"></span>ot </span></div>\n<div class=\"t m0 x1d h64 y97d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die <span class=\"ws112\">uitslu<span class=\"_ _0\"></span>itend af<span class=\"_ _0\"></span>lossinge<span class=\"_ _0\"></span>n en renteb<span class=\"_ _0\"></span>etaling<span class=\"_ _0\"></span>en betreff<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 y97e ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws11e\">uitstaande hoofdso<span class=\"_ _1\"></span>mbedrag,<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">zal een groot deel v<span class=\"_ _0\"></span>an deze </span></div>\n<div class=\"t m0 x1d h64 y97f ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">onder IFRS 9 worde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde </span></div>\n<div class=\"t m0 x1d h64 y980 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met verwerking<span class=\"_ _1\"></span> van waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van</div>\n<div class=\"t m0 x1d h64 y981 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Op de ov<span class=\"_ _0\"></span>ergangsd<span class=\"_ _0\"></span>atum<span class=\"ls0 ws0\">, </span>werd de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealis<span class=\"_ _1\"></span>eerd<span class=\"lsed ws111\">e </span></span></span></div>\n<div class=\"t m0 x1d h64 y982 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winst of ver<span class=\"_ _0\"></span>lies sinds<span class=\"_ _0\"></span> de eerste op<span class=\"_ _0\"></span>named<span class=\"_ _0\"></span>atum van die inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x1d h64 y983 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">de overige<span class=\"_ _1\"></span> onderdelen van he<span class=\"_ _1\"></span>t totaalresultaa<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya6c ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya6d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een deel <span class=\"_ _1\"></span>van <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">investering<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span>van Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in schuldb<span class=\"_ _1\"></span>ewijzen, </span></div>\n<div class=\"t m0 x1d h64 ya6e ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invester<span class=\"_ _0\"></span>ingen in niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenote<span class=\"_ _1\"></span>erde beleggin<span class=\"_ _1\"></span>gsfondse<span class=\"lsed ws111\">n </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of op ee<span class=\"_ _1\"></span>n beurs verhand<span class=\"_ _1\"></span>elde fonds<span class=\"_ _1\"></span>en, geven on<span class=\"_ _1\"></span>der IFRS 9 <span class=\"_ _1\"></span>geen</div>\n<div class=\"t m0 x1d h64 ya70 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanleiding <span class=\"_ _1\"></span><span class=\"lsed ws11d\">tot kass<span class=\"_ _0\"></span>tromen <span class=\"lsef ws113\">die <span class=\"ws11d\">uitsluitend afloss<span class=\"_ _1\"></span>ingen en ren<span class=\"_ _1\"></span>tebetalingen </span></span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>en op het uit<span class=\"_ _0\"></span>staande ho<span class=\"_ _0\"></span>ofdsom<span class=\"_ _0\"></span>bedrag.<span class=\"ls0 ws0\"> </span>Op de<span class=\"_ _0\"></span> overgan<span class=\"_ _0\"></span>gsdatum,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya72 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas deze inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen verpli<span class=\"_ _0\"></span>cht gehe<span class=\"_ _0\"></span>rclassif<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ceerd en </span></div>\n<div class=\"t m0 x1d h64 ya73 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde met ver<span class=\"_ _1\"></span>werking van</div>\n<div class=\"t m0 x1d h64 ya74 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verliesr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g, terwijl d<span class=\"_ _0\"></span>eze </span></span></div>\n<div class=\"t m0 x1d h64 ya75 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">investeringen<span class=\"_ _1\"></span> onder IAS<span class=\"_ _1\"></span> 39 werden<span class=\"_ _1\"></span> gewaardeerd <span class=\"_ _1\"></span>tegen <span class=\"lsed ws111\">hun </span></div>\n<div class=\"t m0 x1d h64 ya76 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs of te<span class=\"_ _1\"></span>gen re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya77 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardever<span class=\"ws11e\">anderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">.  </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum een<span class=\"_ _1\"></span> aantal inv<span class=\"_ _1\"></span>esteringen</div>\n<div class=\"t m0 x2c h64 y8a6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen, welke<span class=\"_ _1\"></span> ter dekki<span class=\"_ _1\"></span>ng van un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">linked contr<span class=\"_ _0\"></span>acten wor<span class=\"_ _0\"></span>den </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> aangewez<span class=\"ws11d\">en<span class=\"_ _1\"></span> als aangehoud<span class=\"_ _1\"></span>en tegen r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> met </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerking <span class=\"_ _1\"></span>van waardeverand<span class=\"_ _1\"></span>eringen in<span class=\"_ _1\"></span> de <span class=\"ls10c ws13b\">wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omdat een d<span class=\"_ _1\"></span>ergelijke a<span class=\"_ _1\"></span>anwijzing <span class=\"_ _1\"></span>waarderingsinconsi<span class=\"_ _1\"></span>stenties of</div>\n<div class=\"t m0 x2c h64 y8aa ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing mismat<span class=\"_ _0\"></span>ches met d<span class=\"_ _0\"></span>e daaraan gek<span class=\"_ _0\"></span>oppeld<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen</div>\n<div class=\"t m0 x2c h64 y8ab ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">inzake verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsf9 ws124\">of <span class=\"_ _1\"></span><span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten vermindert.</span></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing <span class=\"ws112\">v<span class=\"_ _0\"></span>an het te verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietver<span class=\"_ _0\"></span>lies<span class=\"ls0 ws0\">-</span>model i<span class=\"_ _0\"></span>n IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y8ae ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">voor <span class=\"lsef ws113\">de </span>investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">van Ageas <span class=\"lsed\">in schuldb<span class=\"_ _0\"></span>ewijzen <span class=\"_ _0\"></span><span class=\"lsef ws113\">resulteerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">op de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8af ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">de op<span class=\"_ _0\"></span>name van <span class=\"_ _0\"></span>een voo<span class=\"_ _0\"></span>rzieni<span class=\"_ _0\"></span>ng voor v<span class=\"_ _0\"></span>erliezen v<span class=\"_ _0\"></span>oor </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff83 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">te<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">verwachte<span class=\"_ _0\"></span>n kredietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en welke iet<span class=\"_ _0\"></span>s hoger ligt d<span class=\"_ _0\"></span>an het bedra<span class=\"_ _0\"></span>g van </span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bijzondere<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">waardeverminder<span class=\"_ _1\"></span>ingen dat <span class=\"_ _1\"></span>voor deze<span class=\"ls105 ws135\">l<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">instrum<span class=\"_ _0\"></span>enten ond<span class=\"_ _0\"></span>er </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IAS 39 werd<span class=\"_ _1\"></span> opgenomen. <span class=\"_ _1\"></span>Dit volgt u<span class=\"_ _1\"></span>it het f<span class=\"_ _1\"></span>eit dat de<span class=\"_ _1\"></span> meerderheid <span class=\"_ _1\"></span>van <span class=\"ws113\">de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Ageas</span> </span><span class=\"ws11d\">in schuldb<span class=\"_ _0\"></span>ewijzen v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">goede kwaliteit i<span class=\"_ _1\"></span>s</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8b4 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(\u2018inves<span class=\"_ _0\"></span>tment gr<span class=\"_ _0\"></span>ade\u2019, z<span class=\"_ _0\"></span>ijnde inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x2c h64 y8b5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>idsrisico <span class=\"_ _1\"></span>van Baa3 of <span class=\"_ _1\"></span>BBB<span class=\"ls0 ws0\">- </span>o<span class=\"_ _1\"></span>f hoger) en <span class=\"_ _1\"></span>bijgevolg <span class=\"_ _1\"></span>niet</div>\n<div class=\"t m0 x2c h64 y8b6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gekenmerk<span class=\"_ _1\"></span>t door een signif<span class=\"_ _1\"></span>icante toename van het<span class=\"_ _1\"></span> <span class=\"ws113\">kredietrisico<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff83 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">sinds <span class=\"lsef ws113\">hun<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opnamedatum<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">(</span></span></span>geclassificeerd<span class=\"ls0 ws0\"> </span><span class=\"lsed\">in Stadium 1<span class=\"_ _0\"></span>). Voor die </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen za<span class=\"_ _0\"></span>l Ageas ee<span class=\"_ _0\"></span>n voorzien<span class=\"_ _0\"></span>ing voor ver<span class=\"_ _0\"></span>liezen voo<span class=\"_ _0\"></span>r te</div>\n<div class=\"t m0 x2c h64 y9d8 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachten kred<span class=\"_ _1\"></span>ietverliezen opnem<span class=\"_ _1\"></span>en ten belope van<span class=\"_ _1\"></span> <span class=\"ws11d\">een bedrag da<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9d9 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>dietverliezen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9da ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span><span class=\"ws11d\">classific<span class=\"_ _1\"></span>eerde Ageas<span class=\"_ _1\"></span> het grootste<span class=\"_ _1\"></span> deel van<span class=\"_ _1\"></span> <span class=\"ls103\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten als \u2018v<span class=\"_ _0\"></span>oor verk<span class=\"_ _0\"></span>oop</div>\n<div class=\"t m0 x2c h64 y9dd ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar\u2019 e<span class=\"_ _1\"></span>n waardeerd<span class=\"_ _1\"></span>e die invester<span class=\"_ _1\"></span>ingen bijg<span class=\"_ _1\"></span>evolg tegen r<span class=\"_ _1\"></span>e\u00eble</div>\n<div class=\"t m0 x2c h64 y9de ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y9df ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. <span class=\"lsed ws112\">Met de imple<span class=\"_ _0\"></span>mentat<span class=\"_ _0\"></span>ie van IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y9e0 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas beslot<span class=\"_ _0\"></span>en om het gro<span class=\"_ _0\"></span>otste deel<span class=\"_ _0\"></span> van <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">investering<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten teg<span class=\"_ _1\"></span>en re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van</div>\n<div class=\"t m0 x2c h64 y9e2 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y9e3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te blijven<span class=\"_ _1\"></span> waarderen, <span class=\"ws11e\">d<span class=\"_ _1\"></span>oor gebruik te<span class=\"_ _1\"></span> maken van de <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span></span>IFRS 9<span class=\"_ _1\"></span> geboden</div>\n<div class=\"t m0 x2c h64 y9e4 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze om <span class=\"ws11d\">veranderi<span class=\"_ _1\"></span>ngen in de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> van die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten in de ov<span class=\"_ _0\"></span>erige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9e6 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span> op te ne<span class=\"_ _0\"></span>men<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Aangezien <span class=\"ws11e\">i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> in eigenvermogensi<span class=\"_ _1\"></span>nstrumenten buiten he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied <span class=\"ls107 ws13e\">valle<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van het te v<span class=\"_ _0\"></span>erwac<span class=\"_ _0\"></span>hten kred<span class=\"_ _0\"></span>ietverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model</span> <span class=\"ls107 ws13e\">in</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff83 fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsed ws112\">en de <span class=\"lsef ws11d\">bepalingen i<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span>IFRS 9 retroact<span class=\"_ _0\"></span>ief moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9eb ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegepast, <span class=\"_ _1\"></span><span class=\"lsed ws112\">bestaat<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">belangrijks<span class=\"_ _1\"></span>te impact bij overgang<span class=\"_ _1\"></span> <span class=\"ws113\">uit<span class=\"ls0 ws0\"> </span></span></span>het niet </span></div>\n<div class=\"t m0 x2c h64 y9ec ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">langer opnem<span class=\"_ _1\"></span>en in <span class=\"lsed ws112\">het overzicht v<span class=\"_ _0\"></span>an de financi<span class=\"_ _0\"></span>\u00eble posit<span class=\"_ _0\"></span>ie van de </span></div>\n<div class=\"t m0 x2c h64 y9ed ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">waardeverminder<span class=\"_ _1\"></span>ingen <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>Ageas </span><span class=\"ws112\">onder IAS 39 <span class=\"lsef ws113\">opnam </span></span>voor</div>\n<div class=\"t m0 x2c h64 y9ee ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws113\">eze</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invest<span class=\"_ _0\"></span>eringen<span class=\"_ _0\"></span>. Dit had op de tr<span class=\"_ _0\"></span>ansitieda<span class=\"_ _0\"></span>tum een p<span class=\"_ _0\"></span>ositieve i<span class=\"_ _0\"></span>mpact </span></div>\n<div class=\"t m0 x2c h64 y9ef ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">op<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">het t</span></span><span class=\"ws112\">otale eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"ls0 ws0\"> <span class=\"ls10c ws14c\">(EUR 0</span>,<span class=\"ls107 ws137\">3 milja<span class=\"_ _1\"></span>rd)</span>. </span></span></div>\n<div class=\"t m0 x2c h64 y9f0 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39, werd<span class=\"_ _1\"></span>en leningen aan poli<span class=\"_ _1\"></span>shouders opgeno<span class=\"_ _1\"></span>men als</div>\n<div class=\"t m0 x2c h64 y9f2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa. In l<span class=\"_ _1\"></span>ijn met <span class=\"_ _1\"></span>de bepalingen<span class=\"_ _1\"></span> in IFRS 17<span class=\"_ _1\"></span>, heeft A<span class=\"_ _1\"></span>geas de</div>\n<div class=\"t m0 x2c h64 y9f3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen aan<span class=\"_ _1\"></span> polishoude<span class=\"_ _1\"></span>rs op de <span class=\"_ _1\"></span>overgangsda<span class=\"_ _1\"></span>tum opgenomen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y9f4 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardering <span class=\"_ _1\"></span>van de v<span class=\"lsed\">erplichting<span class=\"_ _0\"></span>en inza<span class=\"_ _0\"></span>ke verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff83 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">eerste</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 17 heeft ge<span class=\"_ _0\"></span>resulte<span class=\"_ _0\"></span>erd in het niet<span class=\"_ _0\"></span> langer </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opnemen van enige<span class=\"_ _1\"></span> bedragen die ond<span class=\"_ _1\"></span>er IFRS 4 werden opgen<span class=\"_ _1\"></span>omen in</div>\n<div class=\"t m0 x2c h64 y9f8 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws113\">geconsolideerde<span class=\"_ _1\"></span> <span class=\"ws11e\">overzicht<span class=\"_ _1\"></span> van de financi\u00eble po<span class=\"_ _1\"></span>sitie inzake </span></span></div>\n<div class=\"t m0 x2c h64 y9f9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geactiveerd<span class=\"ls0 ws0\">e<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">acquisiti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n en <span class=\"lsef ws113\">de <span class=\"ws11d\">waarde va<span class=\"_ _1\"></span>n overgenomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9fa ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake gea<span class=\"_ _1\"></span>ctiveerde acqu<span class=\"_ _1\"></span>isitiekosten<span class=\"_ _1\"></span> (EUR </span><span class=\"ff83\">0,<span class=\"_ _1\"></span><span class=\"lsef ws113\">4 </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9fc ff83 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljard<span class=\"lsed ws11d\">) werden op de <span class=\"_ _0\"></span>overga<span class=\"_ _0\"></span>ngsdatu<span class=\"_ _0\"></span>m naar IF<span class=\"_ _0\"></span>RS 17 ni<span class=\"_ _0\"></span>et lange<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a0 h64 y9fd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het <span class=\"lsef ws113\">geconsolideerde </span>overzicht van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a0 h64 y9fe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>, in over<span class=\"lsef ws11d\">eenstemming met de<span class=\"_ _1\"></span> keuze van<span class=\"_ _1\"></span> grondslagen<span class=\"_ _1\"></span> voor </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas o<span class=\"_ _0\"></span>m, met de acqui<span class=\"_ _0\"></span>sitie van </span></span></div>\n<div class=\"t m0 x69 h64 yab7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringen v<span class=\"_ _0\"></span>erband hou<span class=\"_ _0\"></span>dende kas<span class=\"_ _0\"></span>stromen op t<span class=\"_ _0\"></span>e nemen als las<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x69 h64 yab8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wanneer A<span class=\"_ _1\"></span>geas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">deze kos<span class=\"_ _1\"></span>ten maakt, </span>dit <span class=\"lsed ws112\">voor de activitei<span class=\"_ _0\"></span>ten in Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yab9 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsed ws112\">even die worde<span class=\"_ _0\"></span>n gew<span class=\"lsef ws11d\">aardeerd aan de <span class=\"_ _1\"></span>hand van de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yaba ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">premietoereke<span class=\"_ _1\"></span>ningsbenadering<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake de<span class=\"_ _1\"></span> waarde van<span class=\"_ _1\"></span> overgenomen co<span class=\"_ _1\"></span>ntracten (E<span class=\"_ _1\"></span>UR </span></span></div>\n<div class=\"t m0 x69 h64 yabc ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">0,<span class=\"lsef ws11e\">0 mi<span class=\"_ _1\"></span>ljard<span class=\"ws11d\">) werden <span class=\"_ _1\"></span>niet langer<span class=\"_ _1\"></span> opgenomen <span class=\"_ _1\"></span>in het <span class=\"ws113\">geconso<span class=\"_ _1\"></span>lideerde </span></span></span></div>\n<div class=\"t m0 x69 h64 yabd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie omdat<span class=\"_ _0\"></span> ze onder IF<span class=\"_ _0\"></span>RS 17 word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yabe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen inz<span class=\"_ _0\"></span>ake</div>\n<div class=\"t m0 x69 h64 yabf ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya58 ff87 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing v<span class=\"_ _0\"></span>an IFRS 9 h<span class=\"_ _0\"></span>eeft ni<span class=\"_ _0\"></span>et gelei<span class=\"_ _0\"></span>d tot een <span class=\"_ _0\"></span>herclass<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x1d h64 yac1 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac3 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toename van de to<span class=\"_ _1\"></span>tale<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">verp<span class=\"_ _1\"></span>lichtingen be<span class=\"_ _1\"></span>treft voornam<span class=\"_ _1\"></span>elijk de </span></div>\n<div class=\"t m0 x1d h64 yac4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herberekening<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">van verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en, herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x1d h64 yac6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van de <span class=\"ws113\">bepalingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in IFRS 17 </span></span></span>van het</div>\n<div class=\"t m0 x1d h64 yac7 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundige<span class=\"_ _1\"></span> model van<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span><span class=\"ws112\">actuele wa<span class=\"_ _0\"></span>arde. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac8 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de over<span class=\"_ _1\"></span>gangsdatum<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span>heeft Age<span class=\"_ _1\"></span>as elke gr<span class=\"_ _1\"></span>oep <span class=\"ls103\">van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaca ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten en</div>\n<div class=\"t m0 x1d h64 yacb ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten</div>\n<div class=\"t m0 x1d h64 yacc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">retroactief<span class=\"_ _1\"></span> ge\u00efdentificeerd<span class=\"_ _1\"></span>, gewaardeer<span class=\"_ _1\"></span>d en opgen<span class=\"_ _1\"></span>omen, also<span class=\"_ _1\"></span>f de</div>\n<div class=\"t m0 x1d h64 yacd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepalinge<span class=\"ls0 ws0\">n<span class=\"_ _1\"></span> </span><span class=\"ws11d\">van IFR<span class=\"_ _1\"></span>S 17 van <span class=\"_ _1\"></span>toepassing ware<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">op die groepe<span class=\"_ _0\"></span>n <span class=\"ws111\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 yace ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en vanaf h<span class=\"_ _0\"></span>un eerste op<span class=\"_ _0\"></span>name (ook w<span class=\"_ _0\"></span>el de \u2018volle<span class=\"_ _0\"></span>dig retroa<span class=\"_ _0\"></span>ctieve</div>\n<div class=\"t m0 x1d h64 yacf ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">benadering\u2019 <span class=\"_ _1\"></span>genoemd). Di<span class=\"_ _1\"></span>t omvat de<span class=\"_ _1\"></span> identifica<span class=\"_ _1\"></span>tie, waarderin<span class=\"_ _1\"></span>g en</div>\n<div class=\"t m0 x1d h64 yad0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an (enig <span class=\"_ _0\"></span>actief v<span class=\"_ _0\"></span>oor) met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad1 ff83 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">ve<span class=\"lsef ws11e\">rband houdende ka<span class=\"_ _1\"></span>sstromen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al situat<span class=\"_ _0\"></span>ies was Ageas<span class=\"_ _0\"></span> niet in staat<span class=\"_ _0\"></span> om op de</div>\n<div class=\"t m0 x1d h64 yad4 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum e<span class=\"_ _0\"></span>en groep <span class=\"ls103 ws11d\">van <span class=\"lsed\">verzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontracten<span class=\"_ _0\"></span> onder </span></span></div>\n<div class=\"t m0 x1d h64 yad5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring te wa<span class=\"_ _0\"></span>arderen. D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 yad6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was het g<span class=\"_ _1\"></span>eval wanneer:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad7 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e in de b<span class=\"_ _1\"></span>estaande <span class=\"ws113\">rapp<span class=\"_ _1\"></span>ortage</span>systemen <span class=\"_ _1\"></span>van Ageas besc<span class=\"_ _1\"></span>hikbare </span></span></div>\n<div class=\"t m0 x69 h64 yad8 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie omtre<span class=\"_ _0\"></span>nt kasstr<span class=\"_ _0\"></span>omen uit het<span class=\"_ _0\"></span> verlede<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">was<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">geb<span class=\"_ _1\"></span>aseerd op </span></span></div>\n<div class=\"t m0 x69 h64 yad9 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verond<span class=\"_ _0\"></span>erstelli<span class=\"_ _0\"></span>ngen die met<span class=\"_ _0\"></span> achteraf<span class=\"_ _0\"></span> verkreg<span class=\"_ _0\"></span>en kennis we<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x69 h64 yada ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws113\">Be<span class=\"_ _1\"></span>paalde</span><span class=\"ff83\"> <span class=\"lsed ws112\">redelijke en gef<span class=\"_ _0\"></span>undeerd<span class=\"_ _0\"></span>e inform<span class=\"_ _0\"></span>atie omtrent<span class=\"_ _0\"></span> kasstrom<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x69 h64 yadc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit het <span class=\"_ _1\"></span>verleden<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">wa<span class=\"_ _1\"></span></span>s </span>ni<span class=\"_ _1\"></span>et beschikbaar<span class=\"_ _1\"></span> in de be<span class=\"_ _1\"></span>staande</div>\n<div class=\"t m0 x69 h64 yadd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapportage<span class=\"lsed ws112\">systemen van Ag<span class=\"_ _0\"></span>eas, of <span class=\"ls10c ws13b\">was <span class=\"lsef ws11d\">uitsluitend<span class=\"_ _1\"></span> beschikbaar<span class=\"_ _1\"></span> op </span></span></span></div>\n<div class=\"t m0 x69 h64 yade ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een hoger a<span class=\"_ _1\"></span>ggregatieniveau<span class=\"_ _1\"></span> of op an<span class=\"_ _1\"></span>dere aggre<span class=\"_ _1\"></span>gatieniveaus <span class=\"_ _1\"></span>dan de</div>\n<div class=\"t m0 x69 h64 yadf ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen in <span class=\"ls105 ws14a\">IFRS 17<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">over de<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groeper<span class=\"ls107 ws13e\">ing<span class=\"_ _1\"></span></span></span> </span></span><span class=\"lsef\">van con<span class=\"_ _1\"></span>tracten; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae0 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsed ws112\">De informatie in de<span class=\"_ _0\"></span> bestaande <span class=\"lsef ws113\">rapportage</span>syst<span class=\"_ _0\"></span>emen van Age<span class=\"_ _0\"></span>as <span class=\"ls107 ws13e\">liet </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niet to<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de evolutie<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de </span>c</span><span class=\"ws111\">ontractue<span class=\"_ _0\"></span>le <span class=\"ls0 ws0\">d<span class=\"lsef ws113\">ienstenmarge<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws113\">de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yae2 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum n<span class=\"_ _0\"></span>aar beho<span class=\"_ _0\"></span>ren in te schat<span class=\"_ _0\"></span>ten. Deze ev<span class=\"_ _0\"></span>oluti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">heeft </span></span></div>\n<div class=\"t m0 x69 h64 yae3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een invlo<span class=\"_ _0\"></span>ed op de <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractu<span class=\"_ _0\"></span>ele <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ienstenm<span class=\"_ _0\"></span>arge op de </span></span></div>\n<div class=\"t m0 x69 h64 yae4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgangsda<span class=\"ls105 ws135\">tu<span class=\"_ _1\"></span>m.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae6 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In deze gev<span class=\"_ _0\"></span>allen wer<span class=\"_ _0\"></span>den de betr<span class=\"_ _0\"></span>effende gr<span class=\"_ _0\"></span>oepen <span class=\"lsef ws113\">van </span></div>\n<div class=\"t m0 x1d h64 yae7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten <span class=\"ws11d\">op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum gewaarde<span class=\"_ _1\"></span>erd onder </span></div>\n<div class=\"t m0 x1d h64 yae8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an de \u2018herz<span class=\"_ _1\"></span>iene retroa<span class=\"_ _1\"></span>ctieve benadering\u2019<span class=\"_ _1\"></span> dan<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">wel de </span></span></div>\n<div class=\"t m0 x1d h64 yae9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018re\u00eblewaardeb<span class=\"_ _1\"></span>enadering\u2019 (zie<span class=\"_ _1\"></span> hieronder)<span class=\"_ _1\"></span>. De doelstel<span class=\"_ _1\"></span>ling van <span class=\"_ _1\"></span>deze</div>\n<div class=\"t m0 x1d h64 yaea ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">alterna<span class=\"ws11d\">tieve<span class=\"_ _1\"></span> waarderingsbena<span class=\"_ _1\"></span>deringen op<span class=\"_ _1\"></span> de overgang<span class=\"_ _1\"></span>sdatum<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">is om<span class=\"_ _1\"></span></span> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 yaeb ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitkomst<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>volledig r<span class=\"_ _0\"></span>etroac<span class=\"_ _0\"></span>tieve be<span class=\"_ _0\"></span>naderin<span class=\"_ _0\"></span>g zo dich<span class=\"_ _0\"></span>t als mo<span class=\"_ _0\"></span>gelijk t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yaec ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">benaderen<span class=\"ws11e\">, geb<span class=\"_ _1\"></span>ruikmakend van redeli<span class=\"_ _1\"></span>jke en gefundeerde<span class=\"_ _1\"></span> informatie </span></div>\n<div class=\"t m0 x1d h64 yaed ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke op de<span class=\"_ _1\"></span> <span class=\"ws113\">overgangsda<span class=\"_ _1\"></span>tum </span>zonder o<span class=\"_ _1\"></span>ngerechtvaardig<span class=\"_ _1\"></span>de kost<span class=\"lsed ws112\">en of </span></div>\n<div class=\"t m0 x1d h64 yaee ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inspanningen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">beschik<span class=\"_ _0\"></span>baar is. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor groe<span class=\"_ _0\"></span>pen van ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten bi<span class=\"_ _0\"></span>nnen de acti<span class=\"_ _0\"></span>viteite<span class=\"_ _0\"></span>n Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8a6 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leven, hee<span class=\"_ _1\"></span>ft Ageas de <span class=\"_ _1\"></span>volledig re<span class=\"_ _1\"></span>troactieve be<span class=\"_ _1\"></span>nadering toe<span class=\"_ _1\"></span>gepast voor</div>\n<div class=\"t m0 x2c h64 y8a7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>ering van de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoof<span class=\"_ _0\"></span>de van rest<span class=\"_ _0\"></span>erende dek<span class=\"_ _0\"></span>king</div>\n<div class=\"t m0 x2c h64 y8a8 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van deze groepen<span class=\"_ _1\"></span> van verzekering<span class=\"_ _1\"></span>scontracten. De ver<span class=\"_ _1\"></span>plichting uit</div>\n<div class=\"t m0 x2c h64 y8a9 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an ontst<span class=\"_ _0\"></span>ane cla<span class=\"_ _0\"></span>ims van d<span class=\"_ _0\"></span>eze gro<span class=\"_ _0\"></span>epen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten is gewaardee<span class=\"_ _1\"></span>rd onder toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ab ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g retroa<span class=\"_ _0\"></span>ctieve b<span class=\"_ _0\"></span>enaderi<span class=\"_ _0\"></span>ng voor <span class=\"_ _0\"></span>de meest r<span class=\"_ _0\"></span>ece<span class=\"lsef ws11e\">nte schadejaren en </span></div>\n<div class=\"t m0 x2c h64 y8ac ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering v<span class=\"_ _0\"></span>oor claims</div>\n<div class=\"t m0 x2c h64 y8ad ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van v\u00f3\u00f3r 201<span class=\"_ _0\"></span>6.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor gro<span class=\"_ _0\"></span>epen ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten bi<span class=\"_ _0\"></span>nnen de a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft Ageas de volg<span class=\"_ _1\"></span>ende waarderingsbenad<span class=\"_ _1\"></span>eringen <span class=\"ws11d\">toegepa<span class=\"_ _1\"></span>st op<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgang<span class=\"lsed ws111\">sdatum<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">le<span class=\"_ _1\"></span>vensverzekeringsco<span class=\"_ _1\"></span>ntracten die<span class=\"_ _1\"></span> werden uit<span class=\"_ _1\"></span>gegeven </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vanaf 2018<span class=\"_ _1\"></span> werden ove<span class=\"_ _1\"></span>r het alge<span class=\"_ _1\"></span>meen gewaardeer<span class=\"_ _1\"></span>d onder</div>\n<div class=\"t m0 x1a0 h64 y8b4 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">levensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten die v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11d\">r 2018 werden </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgegeven werd<span class=\"_ _1\"></span>en gewaardeerd onde<span class=\"_ _1\"></span>r toepassing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b7 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eblewaardeben<span class=\"_ _1\"></span>adering; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">verzeker<span class=\"_ _1\"></span>ingscontrac<span class=\"_ _1\"></span>ten met direc<span class=\"_ _1\"></span>te </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9d8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen werde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> onder toepa<span class=\"_ _1\"></span>ssing van</div>\n<div class=\"t m0 x1a0 h64 y9d9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de herziene<span class=\"_ _1\"></span> retroactiev<span class=\"_ _1\"></span>e benadering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9da ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor <span class=\"lsed ws111\">de </span>groepen<span class=\"_ _1\"></span> <span class=\"lsed ws111\">van <span class=\"ws112\">verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die werden <span class=\"lsef ws113\">gewaardeerd </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering,<span class=\"_ _0\"></span> heeft Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toekom<span class=\"_ _0\"></span>stige ka<span class=\"_ _0\"></span>sstrome<span class=\"_ _0\"></span>n op de datum van e<span class=\"_ _0\"></span>erste opna<span class=\"_ _0\"></span>me van de</div>\n<div class=\"t m0 x2c h64 y9de ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep v<span class=\"lsed ws112\">an v</span>erzekerings<span class=\"_ _1\"></span>contracten ingescha<span class=\"_ _1\"></span>t als de toekomstige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9df ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen op de over<span class=\"_ _0\"></span>gangsd<span class=\"_ _0\"></span>atum, gec<span class=\"_ _0\"></span>orrige<span class=\"_ _0\"></span>erd met<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de feitelijke </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die z<span class=\"_ _0\"></span>ich heb<span class=\"_ _0\"></span>ben voor<span class=\"_ _0\"></span>gedaan t<span class=\"_ _0\"></span>ussen <span class=\"_ _0\"></span>de datum<span class=\"_ _0\"></span> van eers<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x2c h64 y9e1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname en <span class=\"_ _1\"></span>de overgangsd<span class=\"_ _1\"></span>atum. Een soo<span class=\"_ _1\"></span>rtgelijke v<span class=\"_ _1\"></span>ereenvoudiging<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x2c h64 y9e2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>voor de scha<span class=\"_ _1\"></span>ttingen van d<span class=\"_ _1\"></span>e risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">aanpass<span class=\"_ _0\"></span>ing voor ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e3 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico,<span class=\"_ _0\"></span> welke wer<span class=\"_ _0\"></span>d ingesch<span class=\"_ _0\"></span>at op <span class=\"lsef ws11e\">de overgangsdatum e<span class=\"_ _1\"></span>n werd </span></div>\n<div class=\"t m0 x2c h64 y9e4 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecorri<span class=\"_ _0\"></span>geerd met<span class=\"_ _0\"></span> het ver<span class=\"_ _0\"></span>wachte <span class=\"_ _0\"></span>verval v<span class=\"_ _0\"></span>an risic<span class=\"_ _0\"></span>o v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11e\">r de </span></span></div>\n<div class=\"t m0 x2c h64 y9e5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum.<span class=\"_ _0\"></span> Bij het insc<span class=\"_ _0\"></span>hatten van h<span class=\"_ _0\"></span>et verval va<span class=\"_ _0\"></span>n risico we<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y9e6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerefer<span class=\"_ _0\"></span>eerd aan he<span class=\"_ _0\"></span>t verval va<span class=\"_ _0\"></span>n risico voor g<span class=\"_ _0\"></span>elijkaa<span class=\"_ _0\"></span>rdige cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e7 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor groepen<span class=\"_ _1\"></span> <span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekering<span class=\"_ _1\"></span>scontract<span class=\"ws11e\">en die werden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9e9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y9ea ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">ienste<span class=\"_ _1\"></span>nmarge op de<span class=\"_ _1\"></span> overgangsdatu<span class=\"_ _1\"></span>m bepaald al<span class=\"_ _1\"></span>s het </span></span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschil tussen<span class=\"_ _1\"></span> de re\u00eble waarde van<span class=\"_ _1\"></span> de groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9ec ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ws112\">co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en op die datu<span class=\"_ _0\"></span>m en de vervul<span class=\"_ _0\"></span>lingsk<span class=\"_ _0\"></span>a<span class=\"ws11d\">sstrom<span class=\"_ _0\"></span>en van </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dezelfde gro<span class=\"_ _1\"></span>ep, gewaardee<span class=\"_ _1\"></span>rd onder toepa<span class=\"_ _1\"></span>ssing van de<span class=\"_ _1\"></span> <span class=\"lsed\">bepaling<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9ee ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op di<span class=\"_ _0\"></span>e datum. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij de bepaling<span class=\"_ _1\"></span> van de re\u00eble waarde va<span class=\"_ _1\"></span>n een groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9f1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten heef<span class=\"_ _1\"></span>t Ageas de <span class=\"_ _1\"></span><span class=\"ws11e\">bepalingen in<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS<span class=\"_ _1\"></span> 13 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Waardering<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde\u2019 <span class=\"_ _1\"></span>toegepast, alsm<span class=\"_ _1\"></span>ede de vo<span class=\"_ _1\"></span>lgende</div>\n<div class=\"t m0 x2c h64 y9f3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwegingen geha<span class=\"_ _1\"></span>nteerd:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">Ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n omtrent verwac<span class=\"_ _1\"></span>hte toekomstige<span class=\"_ _1\"></span> kasstromen en </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">risicot<span class=\"_ _0\"></span>olerant<span class=\"_ _0\"></span>ies <span class=\"lsef ws11d\">zijn aangepa<span class=\"_ _1\"></span>st aan het <span class=\"_ _1\"></span>standpunt v<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1a0 h64 y9f6 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>artij<span class=\"ws112\">, in ove<span class=\"_ _0\"></span>reenste<span class=\"_ _0\"></span>mming met<span class=\"_ _0\"></span> de vereist<span class=\"_ _0\"></span>en van IFRS 1<span class=\"_ _0\"></span>3;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws111\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ie zijn geb<span class=\"_ _0\"></span>ruikt <span class=\"lsef ws11e\">bij de waardering van <span class=\"ws113\">de </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ff88 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsed ws111\">omvatt<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een marktconf<span class=\"_ _1\"></span>orme vergoeding v<span class=\"_ _1\"></span>oor </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alkosten en z<span class=\"_ _0\"></span>ijn gecor<span class=\"_ _0\"></span>rigeerd v<span class=\"_ _0\"></span>oor het risic<span class=\"_ _0\"></span>o van het niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fa ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nakomen van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen door Ag<span class=\"_ _1\"></span>eas als u<span class=\"_ _1\"></span>itgever van <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1a0 h64 y9fb ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e kasstromen <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn</span></span><span class=\"ff88\"> <span class=\"lsef ws11e\">g<span class=\"_ _1\"></span>ecorrigeerd tenein<span class=\"_ _1\"></span>de de door een mark<span class=\"_ _1\"></span>tpartij </span></span></span></div>\n<div class=\"t m0 x69 h64 y95a ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereiste <span class=\"_ _1\"></span>winstmarges, om<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen onder<span class=\"_ _1\"></span> de groep<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 y95b ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en te aa<span class=\"_ _0\"></span>nvaard<span class=\"_ _0\"></span>en, te we<span class=\"_ _0\"></span>erspieg<span class=\"_ _0\"></span>elen en o<span class=\"_ _0\"></span>mvatte<span class=\"_ _0\"></span>n de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y95c ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">direct t<span class=\"_ _0\"></span>oereken<span class=\"_ _0\"></span>bare k<span class=\"_ _0\"></span>osten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95d ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95e ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De uitkomsten va<span class=\"_ _1\"></span>n de aldus berekende<span class=\"_ _1\"></span> re\u00eble waarde werd<span class=\"_ _1\"></span>en ver<span class=\"lsed ws111\">geleken </span></div>\n<div class=\"t m0 x1d h64 y95f ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met gangbare<span class=\"_ _1\"></span> marktgegeven<span class=\"_ _1\"></span>s teneinde bi<span class=\"_ _1\"></span>jkomende zeke<span class=\"_ _1\"></span>rheid te b<span class=\"_ _1\"></span>ieden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff88 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> bepaling<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>van de ver<span class=\"_ _1\"></span>vullingskasstromen<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya57 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten die op de ov<span class=\"_ _1\"></span>ergangsdatum werd<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x1d h64 ya58 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x1d h64 yac0 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vervull<span class=\"_ _0\"></span>ingskass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n prospect<span class=\"_ _0\"></span>ief inge<span class=\"_ _0\"></span>schat en ve<span class=\"_ _0\"></span>rdiscont<span class=\"_ _0\"></span>eerd, daar<span class=\"_ _0\"></span>bij</div>\n<div class=\"t m0 x1d h64 yac1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum gelden<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 yac2 ff88 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">disco<span class=\"_ _1\"></span>n<span class=\"lsef\">teringsvoet<span class=\"_ _1\"></span>en. Daarnaas<span class=\"_ _1\"></span>t heeft Agea<span class=\"_ _1\"></span>s voor </span></div>\n<div class=\"t m0 x1d h64 yac3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsdoel<span class=\"_ _1\"></span>einden contrac<span class=\"_ _1\"></span>ten van meerdere jaar<span class=\"_ _1\"></span>lijkse cohorten</div>\n<div class=\"t m0 x1d h64 yac4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegroepeerd <span class=\"_ _1\"></span>in een en<span class=\"_ _1\"></span>kelvoudige reke<span class=\"_ _1\"></span>neenheid, aange<span class=\"_ _1\"></span>zien de</div>\n<div class=\"t m0 x1d h64 yac5 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapportagesy<span class=\"_ _1\"></span>stemen geen <span class=\"_ _1\"></span>redelijke en <span class=\"_ _1\"></span>gefundeerde ge<span class=\"_ _1\"></span>gevens bev<span class=\"_ _1\"></span>atten</div>\n<div class=\"t m0 x1d h64 yac6 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de ver<span class=\"_ _0\"></span>eiste i<span class=\"_ _0\"></span>nforma<span class=\"ws112\">t<span class=\"_ _0\"></span>ie per groe<span class=\"_ _0\"></span>p, met daarin u<span class=\"_ _0\"></span>itsluit<span class=\"_ _0\"></span>end cont<span class=\"_ _0\"></span>racten </span></div>\n<div class=\"t m0 x1d h64 yac7 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke niet meer<span class=\"_ _1\"></span> dan \u00e9\u00e9n jaar na elkaar<span class=\"_ _1\"></span> zijn uitgegeven<span class=\"_ _1\"></span>, te verschaffen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h6c y96c ff8c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96d ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Om de daling van he<span class=\"_ _1\"></span>t eigen vermogen op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum te</div>\n<div class=\"t m0 x1d h64 y96e ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">analyse<span class=\"_ _0\"></span>ren, dient<span class=\"_ _0\"></span> een onders<span class=\"_ _0\"></span>cheid te<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">worden gemaakt tussen<span class=\"_ _1\"></span> de impact<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de toepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 op het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y970 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">exclusi<span class=\"_ _0\"></span>ef de overig<span class=\"_ _0\"></span>e onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalres<span class=\"_ _0\"></span>ultaat en o<span class=\"_ _0\"></span>p de overig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y971 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaf1 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S 9 en IFR<span class=\"_ _0\"></span>S 17 doo<span class=\"_ _0\"></span>r de </span></span></div>\n<div class=\"t m0 x69 h64 y9df ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> een niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yaf2 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significante<span class=\"_ _1\"></span> <span class=\"lsed ws111\">netto <span class=\"ws112\">dali<span class=\"_ _0\"></span>ng van het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n exclusi<span class=\"_ _0\"></span>ef de </span></span></div>\n<div class=\"t m0 x69 h64 yaf3 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat. Dez<span class=\"_ _0\"></span>e dalin<span class=\"_ _0\"></span>g betreft<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 yaf4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span> het niet <span class=\"_ _1\"></span>langer opnemen <span class=\"_ _1\"></span>in het g<span class=\"_ _1\"></span>econsolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yaf5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie van on<span class=\"_ _0\"></span>der IFRS 4 opge<span class=\"_ _0\"></span>nomen</div>\n<div class=\"t m0 x69 h64 yaf6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n inzake g<span class=\"_ _0\"></span>eactivee<span class=\"_ _0\"></span>rde acquis<span class=\"_ _0\"></span>itiekos<span class=\"_ _0\"></span>ten en de waa<span class=\"_ _0\"></span>rde van</div>\n<div class=\"t m0 x69 h64 yaf7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen cont<span class=\"_ _0\"></span>racten, <span class=\"lsef ws11e\">welke deels gecompenseerd is door<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">het </span></span></div>\n<div class=\"t m0 x69 h64 yaf8 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet lange<span class=\"_ _0\"></span>r opnem<span class=\"_ _0\"></span>en in het gecon<span class=\"_ _0\"></span>solidee<span class=\"_ _0\"></span>rde overzi<span class=\"_ _0\"></span>cht van de</div>\n<div class=\"t m0 x69 h64 yaf9 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie van bijzond<span class=\"_ _1\"></span>ere waardevermind<span class=\"_ _1\"></span>eringen welke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yafa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas onder IAS 39<span class=\"_ _1\"></span> <span class=\"ws113\">opnam<span class=\"ls0 ws0\"> </span></span>voor<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in </span></div>\n<div class=\"t m0 x69 h64 yafb ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yafc ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e toepassing van IF<span class=\"_ _1\"></span>RS 9 en IFRS 17 door de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yafd ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> ee<span class=\"lsed ws112\">n aanzien<span class=\"_ _0\"></span>lijke </span></div>\n<div class=\"t m0 x69 h64 yafe ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">netto dal<span class=\"_ _0\"></span>ing van de over<span class=\"_ _0\"></span>ige onder<span class=\"_ _0\"></span>delen van h<span class=\"_ _0\"></span>et totaalr<span class=\"_ _0\"></span>esulta<span class=\"_ _0\"></span>at,</div>\n<div class=\"t m0 x69 h64 yaff ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke onderdeel<span class=\"_ _1\"></span> uitmaken van he<span class=\"_ _1\"></span>t eigen vermogen. Di<span class=\"_ _1\"></span>t is het deel</div>\n<div class=\"t m0 x69 h64 yb00 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en dat betre<span class=\"_ _0\"></span>kking heef<span class=\"_ _0\"></span>t op de <span class=\"ws111\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yb01 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen<span class=\"ls0 ws0\"> </span>op inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in fi<span class=\"ws111\">nan<span class=\"_ _0\"></span>ci\u00eble </span></div>\n<div class=\"t m0 x69 h64 yb02 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten en o<span class=\"_ _0\"></span>p verplicht<span class=\"_ _0\"></span>ingen in<span class=\"_ _0\"></span>zake</div>\n<div class=\"t m0 x69 h64 yb03 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(her)ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De daling van d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yb04 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>totaalresultaa<span class=\"_ _1\"></span>t heeft voora<span class=\"_ _1\"></span>l betrekking<span class=\"_ _1\"></span> op de h<span class=\"_ _1\"></span>erberekening</div>\n<div class=\"t m0 x69 h64 yb05 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van (her)verze<span class=\"_ _1\"></span>keringscontracte<span class=\"_ _1\"></span>n op de overgangsdat<span class=\"_ _1\"></span>um. De</div>\n<div class=\"t m0 x69 h64 yb06 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toename v<span class=\"_ _0\"></span>an de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat</div>\n<div class=\"t m0 x69 h64 yb07 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt de he<span class=\"_ _0\"></span>rwaard<span class=\"_ _0\"></span>ering van fin<span class=\"_ _0\"></span>anci\u00eble in<span class=\"_ _0\"></span>strume<span class=\"_ _0\"></span>nten op de</div>\n<div class=\"t m0 x69 h64 yb08 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"_ _0\"></span>als gev<span class=\"_ _0\"></span>olg van h<span class=\"_ _0\"></span>un class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e onder I<span class=\"_ _0\"></span>FRS 9,</div>\n<div class=\"t m0 x69 h64 yb09 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gecorrigeerd<span class=\"_ _1\"></span> voor het niet langer<span class=\"_ _1\"></span> opnemen in het ge<span class=\"_ _1\"></span>consolideerde</div>\n<div class=\"t m0 x69 h64 yb0a ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span><span class=\"ws112\">i\u00eble posit<span class=\"_ _0\"></span>ie van bedra<span class=\"_ _0\"></span>gen inzak<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x69 h64 yb0b ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schaduwboekhoudin<span class=\"_ _1\"></span>g onder <span class=\"_ _1\"></span>IFRS 4.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 220px; height: 886px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 220px; height: 886px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff8d fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tabel <span class=\"_ _0\"></span>hieron<span class=\"_ _0\"></span>der toont <span class=\"_ _0\"></span>de voor<span class=\"_ _0\"></span>naamste <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>ct van de <span class=\"_ _0\"></span>eerste to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van IFR<span class=\"_ _0\"></span>S 9 en IF<span class=\"_ _0\"></span>RS 17 op <span class=\"_ _0\"></span>1 januar<span class=\"_ _0\"></span>i 2022 (<span class=\"_ _0\"></span>af<span class=\"lsef\">gerond in mil<span class=\"_ _1\"></span>jarden </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">euro\u2019s):<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">Stand per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1020px; z-index: 15;\">januari 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1005px; z-index: 15;\">zoals eerder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 990px; z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 581px; bottom: 1049px; z-index: 15;\">Aanpassingen <span class=\"ls0 ws0\"><span class=\"fc1a sc0\"> </span></span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 597px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 611px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 593px; bottom: 990px; z-index: 15;\">van IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 990px; z-index: 15;\">Transfer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 1049px; z-index: 15;\">Aanpassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 712px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 726px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 703px; bottom: 990px; z-index: 15;\">van IFRS 17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1049px; z-index: 15;\">Herziene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 778px; bottom: 1020px; z-index: 15;\">per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1005px; z-index: 15;\">januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 990px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">IFRS4<span class=\"_ _1\"></span>/IAS3<span class=\"_ _1\"></span>9 zoals e<span class=\"_ _1\"></span>erde<span class=\"_ _1\"></span>r gerappo<span class=\"_ _1\"></span>rtee<span class=\"_ _1\"></span>rd <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 297px; bottom: 959px; z-index: 15;\">IFRS 1<span class=\"_ _1\"></span>7/IFRS<span class=\"_ _1\"></span> 9 herzien<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 567px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 637px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 752px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 945px; z-index: 15;\">1,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 945px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 945px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 930px; z-index: 15;\">74,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 930px; z-index: 15;\">0,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 930px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 930px; z-index: 15;\">74,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 915px; z-index: 15;\">UL financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 915px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 915px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 915px; z-index: 15;\">21,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 900px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 900px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 900px; z-index: 15;\">3,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 885px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 885px; z-index: 15;\">(1,<span class=\"_ _1\"></span>3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 885px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 870px; z-index: 15;\">Activa inzake herverzekerigscont<span class=\"_ _0\"></span>racten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 826px; z-index: 15;\">Materi\u00eble <span class=\"lsf3 ws11f\">vast<span class=\"_ _1\"></span>e activ<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 796px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 796px; z-index: 15;\">(1,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 796px; z-index: 15;\">2,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 796px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 781px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 781px; z-index: 15;\">(0,<span class=\"_ _1\"></span>4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 781px; z-index: 15;\">1,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 297px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 766px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 766px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 766px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 766px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 722px; z-index: 15;\">Verplichtingen inzake beleggingscontracten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 722px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 722px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 722px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6be ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 722px; z-index: 15;\">(7,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 722px; z-index: 15;\">14,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 707px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 692px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x6 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 662px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 662px; z-index: 15;\">36,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6c6 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 663px; bottom: 662px; z-index: 15;\">(3,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 662px; z-index: 15;\">(33,4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 648px; z-index: 15;\">30,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">(30,6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 633px; z-index: 15;\">3,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 633px; z-index: 15;\">(0,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 633px; z-index: 15;\">3,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 603px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 603px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 603px; z-index: 15;\">0,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 297px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 558px; z-index: 15;\">2,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 558px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 297px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x158 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 544px; z-index: 15;\">96,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 544px; z-index: 15;\">8,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 544px; z-index: 15;\">104,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 514px; z-index: 15;\">8,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 514px; z-index: 15;\">0,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 514px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 514px; z-index: 15;\">7,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 499px; z-index: 15;\">3,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 499px; z-index: 15;\">1,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 499px; z-index: 15;\">(4,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 499px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 484px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 484px; z-index: 15;\">0,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 484px; z-index: 15;\">(1,<span class=\"_ _1\"></span>8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 484px; z-index: 15;\">1,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 297px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 469px; z-index: 15;\">14,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 469px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y69a ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y69a ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 469px; z-index: 15;\">(7,<span class=\"_ _1\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 469px; z-index: 15;\">9,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x12d h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 396px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 567px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 637px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 798px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 297px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 440px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 440px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6e3 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 440px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 440px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb35 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb36 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb37 ff8d fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">De lijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">\u2018Verplic<span class=\"_ _0\"></span>htingen i<span class=\"_ _0\"></span>nzake verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten\u2019 om<span class=\"_ _0\"></span>vat een bedr<span class=\"_ _0\"></span>ag van cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e dienst<span class=\"_ _0\"></span>enmarge v<span class=\"_ _0\"></span>an EUR 3 milja<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb38 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb39 ff8d fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">E. <span class=\"_ _b5\"> </span><span class=\"lsed ws11d\">Overige wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de <span class=\"ls10c ws13b\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>standaarde<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3a ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>acht niet<span class=\"_ _0\"></span> dat overig<span class=\"_ _0\"></span>e nieuwe of herz<span class=\"_ _0\"></span>iene <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standa<span class=\"_ _1\"></span>arden<span class=\"lsf9 ws124\">, </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yb3b ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span> <span class=\"lsef ws11d\">en wijzigingen<span class=\"_ _1\"></span> in </span></span>de <span class=\"ls10c ws13b\">IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaa<span class=\"_ _1\"></span>rden en </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3c ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span></span><span class=\"ws11d\">, die v<span class=\"_ _0\"></span>an krac<span class=\"_ _0\"></span>ht word<span class=\"_ _0\"></span>en voor v<span class=\"_ _0\"></span>erslag<span class=\"_ _0\"></span>periodes <span class=\"_ _0\"></span>die </span></div>\n<div class=\"t m0 x2c h64 yb3d ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beginnen op<span class=\"_ _1\"></span> 1 januari<span class=\"_ _1\"></span> 2023 of <span class=\"_ _1\"></span>later, <span class=\"lsed\">het gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de overzic<span class=\"_ _0\"></span>ht van </span></div>\n<div class=\"t m0 x2c h64 yb3e ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie en de <span class=\"ws111\">geco<span class=\"_ _0\"></span>nsol<span class=\"lsef ws113\">ideerde <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3f ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van Ageas op s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ante wijz<span class=\"_ _0\"></span>e zullen be\u00ef<span class=\"_ _0\"></span>nvloede<span class=\"_ _0\"></span>n. Niet all<span class=\"_ _0\"></span>e wijzigi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yb40 ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn al goe<span class=\"_ _1\"></span>dgekeurd <span class=\"_ _1\"></span>door de EU<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb41 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb42 ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De wijzig<span class=\"_ _0\"></span>ingen bet<span class=\"_ _0\"></span>reffen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb43 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 \u2018<span class=\"_ _0\"></span>Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en als ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>d </span></span></div>\n<div class=\"t m0 x69 h64 yb44 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">of langlopend\u2019<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb45 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d\">W<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ijzigingen<span class=\"_ _1\"></span> in IAS 1 \u2018Langlopende<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> met convenanten\u2019;</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb46 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 e<span class=\"_ _0\"></span>n IFRS P<span class=\"_ _0\"></span>ractice<span class=\"_ _0\"></span> Statement<span class=\"_ _0\"></span> 2: \u2018To<span class=\"_ _0\"></span>elichti<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yb47 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">grondslagen<span class=\"_ _1\"></span> voor financi\u00eble vers<span class=\"_ _1\"></span>laggeving\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb48 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws11e\">W<span class=\"_ _1\"></span>ijzigingen in IAS<span class=\"_ _1\"></span> 8 \u2018Definitie van<span class=\"_ _1\"></span> boekhoudkundige schatt<span class=\"_ _1\"></span>ingen\u2019;</span><span class=\"ff8d\"> </span></span></div>\n<div class=\"t m0 x1d h64 yb49 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws113\">W<span class=\"_ _1\"></span>ijzigingen <span class=\"_ _1\"></span><span class=\"lsed ws112\">in IAS 12 \u2018Uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de belast<span class=\"_ _0\"></span>ingen ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rd aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yb4a ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u00e9\u00e9nzelfde <span class=\"_ _1\"></span>transactie\u2019; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb4b ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IFRS 16 <span class=\"_ _0\"></span>\u2018Leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting in <span class=\"_ _0\"></span>een verk<span class=\"_ _0\"></span>oop<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb4c ff8d fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">leaseback<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>transactie\u2019.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 193px; height: 913px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 193px; height: 913px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag315": {
   "value": "\n<div class=\"t m0 x1d h64 y87c ff5b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Toekomstige wi<span class=\"_ _1\"></span>jzigingen <span class=\"ws113\">de <span class=\"_ _1\"></span><span class=\"ls106 ws136\">IFRS</span></span></span>-<span class=\"lsef ws113\">s<span class=\"_ _1\"></span>tandaarden</span> </span></div>\n<div class=\"t m0 x1d h64 y87d ff5b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Volgend<span class=\"_ _0\"></span>e nieuw<span class=\"_ _0\"></span>e of herzi<span class=\"_ _0\"></span>ene IFR<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">standaarde<span class=\"_ _1\"></span>n, interpretaties<span class=\"_ _1\"></span> <span class=\"ws113\">ervan en </span></span></span></div>\n<div class=\"t m0 x1d h64 y87e ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span></span><span class=\"ws11d\">standaarden en<span class=\"_ _1\"></span> interpr<span class=\"lsed ws111\">etaties ervan <span class=\"ws11d\">wor<span class=\"_ _0\"></span>den van </span></span></span></div>\n<div class=\"t m0 x1d h64 y87f ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kracht voo<span class=\"_ _0\"></span>r versla<span class=\"_ _0\"></span>gperiod<span class=\"_ _0\"></span>es die begi<span class=\"_ _0\"></span>nnen op 1 janu<span class=\"_ _0\"></span>ari 2023 of lat<span class=\"_ _0\"></span>er.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y880 ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y881 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft geen IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">standaard<span class=\"_ _1\"></span>en, interpre<span class=\"_ _1\"></span>tatie<span class=\"ls0 ws0\">s </span><span class=\"ws113\">e<span class=\"_ _1\"></span>rvan </span>en<span class=\"_ _1\"></span> wijzigingen </span></div>\n<div class=\"t m0 x1d h64 y882 ff5b fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws113\">de <span class=\"ls106 ws136\">IFRS<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span><span class=\"ws11d\">stand<span class=\"_ _1\"></span>aarden en i<span class=\"_ _1\"></span>nterpretaties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>ervan<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">toege<span class=\"_ _1\"></span>past die<span class=\"_ _1\"></span> zijn </span></span></div>\n<div class=\"t m0 x1d h64 y883 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepubl<span class=\"_ _0\"></span>iceerd doo<span class=\"_ _0\"></span>r de IASB maa<span class=\"_ _0\"></span>r die nog niet ef<span class=\"_ _0\"></span>fectief<span class=\"_ _0\"></span> zijn of <span class=\"ws111\">die </span>nog niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y884 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn goedgek<span class=\"_ _1\"></span>eurd door<span class=\"_ _1\"></span> de EU.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y885 ff5b fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsef ws11e\">Verlenging van de<span class=\"_ _1\"></span> tijdelijke vrij<span class=\"_ _1\"></span>stelling van de toe<span class=\"_ _1\"></span>passing van </span></span></div>\n<div class=\"t m0 xe2 h64 y886 ff5b fs44 fc1d sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"ls107 ws135\">Wi<span class=\"_ _1\"></span>jzigingen<span class=\"_ _1\"></span> in</span> <span class=\"ls106 ws145\">IFRS<span class=\"_ _1\"></span> 4</span>  </span></div>\n<div class=\"t m0 x1d h64 y887 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t <span class=\"lsef ws11e\">de standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS 9<span class=\"_ _1\"></span> \u2018F</span></span><span class=\"ws11d\">inanci\u00ebl<span class=\"_ _1\"></span>e instrumenten\u2019<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y888 ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gepubliceerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">in juli <span class=\"_ _1\"></span>2014 <span class=\"lsed ws111\">en </span>de E<span class=\"_ _1\"></span>U heeft <span class=\"ls106 ws145\">I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\"> </span></span></span>goe<span class=\"_ _1\"></span>dgekeurd<span class=\"ls0 ws0\"> <span class=\"ls10b ws13d\">in </span></span></div>\n<div class=\"t m0 x1d h64 y889 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2016<span class=\"_ _1\"></span>. Ondanks da<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IFRS 9 van<span class=\"_ _1\"></span> toepassing is voo<span class=\"_ _1\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y88a ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslag<span class=\"ws11d\">periode<span class=\"_ _1\"></span>s die beg<span class=\"_ _1\"></span>innen op 1 <span class=\"_ _1\"></span>januari 201<span class=\"_ _1\"></span>8<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">of later<span class=\"ls105 ws135\">, <span class=\"ls10b ws13d\">blijft</span></span></span> </span></span>Ageas<span class=\"ls0 ws0\"> </span>de</div>\n<div class=\"t m0 x1d h64 y88b ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">standaard<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">IAS 39 \u2018F<span class=\"lsed\">inanci\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsef\">opname en<span class=\"_ _1\"></span> waarderin<span class=\"ls0 ws0\">g<span class=\"_ _1\"></span>\u2019 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88c ff5b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassen<span class=\"lsf9 ws124\">. </span><span class=\"ws11d\">A<span class=\"_ _1\"></span>geas zal <span class=\"_ _1\"></span><span class=\"ws11e\">de standaard IFRS<span class=\"_ _1\"></span> 9 voor <span class=\"lsed ws112\">de eerste keer<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y88d ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassen <span class=\"_ _1\"></span>vanaf 1 janu<span class=\"_ _1\"></span>ari 2023. <span class=\"ws11e\">O<span class=\"_ _1\"></span>nderstaande paragra<span class=\"_ _1\"></span>fen <span class=\"ws113\">verklaren<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y88e ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarom Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws113\">ondertussen<span class=\"_ _1\"></span> </span>de standa<span class=\"_ _1\"></span>ard<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">IAS 39 <span class=\"ls10b ws124\">is blijven<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">toepassen<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x1d h64 y88f ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y890 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het feit dat A<span class=\"_ _0\"></span>geas de stan<span class=\"_ _0\"></span>daard IA<span class=\"_ _0\"></span>S 39 blijft toe<span class=\"_ _0\"></span>passen is<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in lijn met de </span></span></div>\n<div class=\"t m0 x1d h64 y891 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4. De IASB heeft ini<span class=\"_ _1\"></span>tieel wijzigingen<span class=\"_ _1\"></span> in dit verband</div>\n<div class=\"t m0 x1d h64 y892 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gepubliceerd <span class=\"_ _1\"></span>in septemb<span class=\"_ _1\"></span>er 2016 (welke<span class=\"_ _1\"></span> zijn goedg<span class=\"_ _1\"></span>ekeurd door <span class=\"_ _1\"></span>de EU in</div>\n<div class=\"t m0 x1d h64 y893 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2017)<span class=\"_ _1\"></span> en hee<span class=\"_ _1\"></span>ft in juni<span class=\"_ _1\"></span> 2020 herbe<span class=\"_ _1\"></span>vestigd dat<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y894 ff5b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingsondernemingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de initi\u00eble toepa<span class=\"_ _1\"></span>s</span></span><span class=\"ws112\">singsdat<span class=\"_ _0\"></span>um van de </span></div>\n<div class=\"t m0 x1d h64 y895 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaarden <span class=\"_ _1\"></span>IFRS 9 \u2018Fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten\u2019 en <span class=\"_ _1\"></span>IFRS 17</div>\n<div class=\"t m0 x1d h64 y896 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 <span class=\"_ _1\"></span>kunnen aligneren<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span><span class=\"lsed\">via de publi<span class=\"_ _0\"></span>catie van <span class=\"_ _0\"></span><span class=\"ws111\">de </span></span></div>\n<div class=\"t m0 x1d h64 y897 ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> IFRS 4 \u2018Verlenging<span class=\"_ _1\"></span> van de tijdelijke v<span class=\"_ _1\"></span>rijstelling van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y898 ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9\u2019. De EU he<span class=\"_ _0\"></span>eft deze w<span class=\"lsef ws11d\">ijzigingen goedgekeurd <span class=\"_ _1\"></span>in </span></div>\n<div class=\"t m0 x1d h64 y899 ff5b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december 2020<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y89a ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y89b ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wijzigingen<span class=\"_ _1\"></span> in IFRS 4 bieden twee a<span class=\"_ _1\"></span>lternatieven om<span class=\"_ _1\"></span> het effect van de</div>\n<div class=\"t m0 x1d h64 y89c ff5b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> toepassingsdata van<span class=\"_ _1\"></span> de standaarden IF<span class=\"_ _1\"></span>RS 9 (2018) en</div>\n<div class=\"t m0 x1d h64 y89d ff5b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 (20<span class=\"_ _0\"></span>23) tot een mi<span class=\"_ _0\"></span>nimum te be<span class=\"_ _0\"></span>perken. D<span class=\"_ _0\"></span>eze alter<span class=\"_ _0\"></span>natieven z<span class=\"_ _0\"></span>ijn de</div>\n<div class=\"t m0 x1d h64 y89e ff5b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2018<span class=\"lsef ws113\">overlapp<span class=\"_ _1\"></span>ingsbenadering</span>\u2019<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">en de<span class=\"_ _1\"></span> </span>\u2018<span class=\"ls107 ws137\">tijde<span class=\"_ _1\"></span>lijke vrij<span class=\"_ _1\"></span><span class=\"lsef ws11d\">stelling <span class=\"_ _1\"></span>van de toepas<span class=\"_ _1\"></span>sing </span></span></div>\n<div class=\"t m0 x1d h64 y89f ff5b fs44 fc14 sc0 ls106 ws140\" style=\"z-index: 15;\">van I<span class=\"_ _1\"></span>FRS 9<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 597px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tijd<span class=\"_ _0\"></span>elijke vr<span class=\"_ _0\"></span>ijstell<span class=\"_ _0\"></span>ing van de t<span class=\"_ _0\"></span>oepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 is<span class=\"_ _0\"></span> een opt<span class=\"_ _0\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y8a6 ff61 fs44 fc14 sc0 ls10b ws135\" style=\"z-index: 15;\">tijdelijk<span class=\"_ _0\"></span>e vrijste<span class=\"_ _0\"></span>lling<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de toepassing van<span class=\"_ _1\"></span> IFRS 9 voor verslagper<span class=\"_ _1\"></span>iodes </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff61 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">die <span class=\"lsef ws113\">beginnen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span> 1 januar<span class=\"_ _1\"></span>i 2023<span class=\"lsf9 ws124\">, </span></span>v<span class=\"_ _1\"></span>oor<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">onderne<span class=\"_ _1\"></span>mingen die<span class=\"_ _1\"></span> overwegend </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en uitgeve<span class=\"_ _0\"></span>n die vallen b<span class=\"_ _0\"></span>innen het</div>\n<div class=\"t m0 x2c h64 y8a9 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied van de standaard<span class=\"_ _1\"></span> IFRS 4 \u2018Verzekering<span class=\"_ _1\"></span>scontracten\u2019<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8aa ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft op de refe<span class=\"_ _0\"></span>rentied<span class=\"_ _0\"></span>atum van 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>15 nagega<span class=\"_ _0\"></span>an of</div>\n<div class=\"t m0 x2c h64 y8ab ff61 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">zijn<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">a<span class=\"_ _1\"></span>ctiviteiten o<span class=\"_ _1\"></span>verwegend verban<span class=\"_ _1\"></span>d houden <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en <span class=\"lsef ws113\">concludeerde<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">in aanmerk<span class=\"_ _0\"></span>ing te kome<span class=\"_ _0\"></span>n voor </span></div>\n<div class=\"t m0 x2c h64 y8ad ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toepa<span class=\"_ _0\"></span>ssing v<span class=\"_ _0\"></span>an de tij<span class=\"_ _0\"></span>delijk<span class=\"_ _0\"></span>e vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS<span class=\"_ _0\"></span> 9.</div>\n<div class=\"t m0 x2c h64 y8ae ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van <span class=\"ws113\">de <span class=\"_ _1\"></span></span>verplichtingen <span class=\"_ _1\"></span>van Ageas</span><span class=\"ff61\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">die voo<span class=\"_ _0\"></span>rtvloeie<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit contrac<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die vallen binn<span class=\"_ _0\"></span>en het toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>gebied van I<span class=\"_ _0\"></span>FRS 4 </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff61 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> <span class=\"ls10a ws13c\">was<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in vergel<span class=\"_ _0\"></span>ijking m<span class=\"_ _0\"></span>et de t<span class=\"_ _0\"></span>otale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van alle </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff63 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff64\"> <span class=\"_ _3f\"> </span><span class=\"ff61 lsed ws112\">Het percentage va<span class=\"_ _0\"></span>n de totale bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de van de met </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> verplichtingen<span class=\"lsed ws112\">, ten opzichte va<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totale b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de van alle ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen van Age<span class=\"_ _0\"></span>as, hoger <span class=\"ls10c ws13b\">was<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan 90 pro<span class=\"_ _1\"></span>cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8b8 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>de analyse<span class=\"_ _1\"></span> of <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">acti<span class=\"_ _1\"></span>viteiten overwegend<span class=\"_ _1\"></span> verband houden </span></div>\n<div class=\"t m0 x1d h64 y8b9 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met verzeker<span class=\"_ _1\"></span>ingen niet o<span class=\"_ _1\"></span>pnieuw ui<span class=\"_ _1\"></span>tgevoerd op <span class=\"_ _1\"></span>een latere<span class=\"_ _1\"></span> datum<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">omdat </span></span></div>\n<div class=\"t m0 x1d h64 y8ba ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er geen subst<span class=\"_ _0\"></span>anti\u00eb<span class=\"_ _0\"></span>le veran<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">ringen hebben <span class=\"_ _1\"></span>plaatsgevonden<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x1d h64 y8bb ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>, welke een<span class=\"_ _1\"></span> dergelijke h<span class=\"_ _1\"></span>erbeoordeling<span class=\"_ _1\"></span> noodzakelijk</div>\n<div class=\"t m0 x1d h64 y8bc ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zouden maken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8bd ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8be ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Omdat Ageas<span class=\"_ _1\"></span> de mogelijkhei<span class=\"_ _1\"></span>d heeft o<span class=\"_ _1\"></span>m <span class=\"lsed ws112\">gebruik te m<span class=\"_ _0\"></span>aken van <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 y8bf ff61 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tijdelijke<span class=\"_ _1\"></span> vrijstelling van de<span class=\"_ _1\"></span> toepassing van IFRS 9<span class=\"_ _1\"></span>, heeft Ageas beslo<span class=\"_ _1\"></span>t<span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 y8c0 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om hierv<span class=\"_ _0\"></span>an gebru<span class=\"_ _0\"></span>ik te mak<span class=\"_ _0\"></span>en en om<span class=\"_ _0\"></span> de initi<span class=\"_ _0\"></span>\u00eble toep<span class=\"_ _0\"></span>assings<span class=\"_ _0\"></span>data va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y8c1 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 te aligner<span class=\"_ _0\"></span>en. Om de geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde jaa<span class=\"_ _0\"></span>rrekenin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 y8c2 ff61 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas g<span class=\"_ _1\"></span>emakkelijker<span class=\"_ _1\"></span> te kunnen <span class=\"_ _1\"></span>vergelijken<span class=\"_ _1\"></span> met de geco<span class=\"_ _1\"></span>nsolideerde</div>\n<div class=\"t m0 x1d h64 y8c3 ff61 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening v<span class=\"_ _0\"></span>an <span class=\"lsef\">ondernemingen di<span class=\"_ _1\"></span>e IFRS 9 <span class=\"_ _1\"></span><span class=\"ws113\">reeds<span class=\"ls0 ws0\"> </span>toe</span></span>passen, licht</div>\n<div class=\"t m0 x1d h64 y8c4 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas vol<span class=\"_ _0\"></span>gende inf<span class=\"_ _0\"></span>ormatie t<span class=\"_ _0\"></span>oe over de re<span class=\"_ _0\"></span>\u00eble waarde e<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y8c5 ff61 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>risicob<span class=\"_ _0\"></span>lootst<span class=\"_ _0\"></span>elling bi<span class=\"_ _0\"></span>nnen zijn gec<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>deerde ent<span class=\"_ _0\"></span>iteiten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8c6 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c7 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c8 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c9 ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ca ff61 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 328px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 490px; bottom: 781px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 657px; bottom: 781px; z-index: 15;\">Mutatie in re\u00eble waarde in<span class=\"_ _0\"></span> 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarde van fina<span class=\"_ _0\"></span>nci\u00eble activa (in miljoen eu<span class=\"_ _0\"></span>ro)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 343px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 355px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 407px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 436px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 517px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 568px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 597px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 665px; bottom: 766px; z-index: 15;\">Voldoen aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 677px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff61 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 766px; z-index: 15;\">Voldoen niet aan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff61 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 758px; bottom: 751px; z-index: 15;\">SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x162 h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 735px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 370px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Schuldeffecten incl. structured no<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 706px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 706px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 706px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 706px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 681px; bottom: 706px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 706px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 691px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 451px; bottom: 691px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 612px; bottom: 691px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 691px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff61 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 676px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 676px; z-index: 15;\">6</div>\n<div class=\"t m0 x1fa h67 y685 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 676px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 676px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Derivaten voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 661px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 661px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 661px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 661px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 646px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 646px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 646px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 646px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 646px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 393px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 446px; bottom: 631px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 555px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 631px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 631px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Overige vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff61 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff61 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1fe h67 y6e8 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 1081px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6e8 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1065px; z-index: 15;\">a<span class=\"lsf6 ws115\">ls<span class=\"_ _1\"></span> een E<span class=\"_ _1\"></span>CL <span class=\"lsf1\">gedurende levensduur</span></span> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">per 31 december 2022 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 1005px; z-index: 15;\">de komende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 990px; z-index: 15;\">12 maanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 1050px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y688 ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 1035px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 1020px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 1035px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 1020px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 1005px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 990px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 1050px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1020px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 1005px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c4 ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 990px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1050px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 1020px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 1005px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c4 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 990px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 343px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 960px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 960px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 945px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y685 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 930px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y685 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 915px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 915px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y685 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 900px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y685 ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 885px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 885px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 885px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y683 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 871px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 871px; z-index: 15;\">6</div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 871px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 871px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y688 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 871px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 856px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 856px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 856px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y683 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8e8 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8e9 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fe h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 473px; bottom: 809px; z-index: 15;\">Voorziening is bepaald<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 809px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 448px; bottom: 793px; z-index: 15;\">als <span class=\"ws115\">een ECL gedurende levensduur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 763px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o boekwa<span class=\"_ _1\"></span>arde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 748px; z-index: 15;\">per 31 december 2021 onder <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 733px; z-index: 15;\">toepassing van IAS 39 voor financi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">activa die voldoen aan <span class=\"_ _0\"></span>de SPPI<span class=\"ls0 ws0\">-<span class=\"lsfb ws123\">test</span> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 274px; bottom: 748px; z-index: 15;\">Als een ECL voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 295px; bottom: 733px; z-index: 15;\">de komende <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 294px; bottom: 718px; z-index: 15;\">12 maanden <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 364px; bottom: 777px; z-index: 15;\">Significant toegenomen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff65 fs46 fc1d sc0 lsf2 ws147\" style=\"left: 386px; bottom: 763px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co sinds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 397px; bottom: 748px; z-index: 15;\">initi\u00eble opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 408px; bottom: 733px; z-index: 15;\">maar zonder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 376px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 472px; bottom: 777px; z-index: 15;\">Met waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68d ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 505px; bottom: 763px; z-index: 15;\">op balansdatum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 533px; bottom: 748px; z-index: 15;\">maar niet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 511px; bottom: 733px; z-index: 15;\">verworven met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 718px; z-index: 15;\">waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">Handels<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en overige<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 763px; z-index: 15;\">vorderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 748px; z-index: 15;\">gewaardeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 620px; bottom: 733px; z-index: 15;\">overeenkomstig<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff65 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 623px; bottom: 718px; z-index: 15;\">IFRS 9 \u00a7<span class=\"_ _1\"></span>5.5.1<span class=\"_ _1\"></span>5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 777px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 782px; bottom: 777px; z-index: 15;\">Met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff65 fs46 fc1d sc0 ls0 ws0\" style=\"left: 343px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 763px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x202 h67 y68b ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 746px; bottom: 748px; z-index: 15;\">vermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y691 ff65 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 756px; bottom: 733px; z-index: 15;\">verworven <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68f ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 733px; bottom: 718px; z-index: 15;\">financi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 69px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 343px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 457px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 569px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 683px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y694 ff65 fs46 fc1f sc0 ls0 ws0\" style=\"left: 797px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 688px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 688px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y68f ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 673px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 673px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 658px; z-index: 15;\">A</div>\n<div class=\"t m0 x202 h67 y680 ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 658px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y680 ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff65 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 643px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 643px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y67e ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff67 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleggi<span class=\"_ _0\"></span>ngskw<span class=\"_ _0\"></span>aliteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y69a ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 628px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 457px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 569px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h69 y69a ff67 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 329px; bottom: 613px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 613px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6df ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 613px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 683px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 xd1 h67 y6df ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 598px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff65 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 598px; z-index: 15;\">4</div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 598px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 598px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 598px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff67 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 584px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 448px; bottom: 584px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 560px; bottom: 584px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 584px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h69 y6d1 ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 788px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8fa ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8fb ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 536px; z-index: 15;\">Bruto boekwaarde per <span class=\"_ _0\"></span>31 december 2022 onder <span class=\"_ _0\"></span>toepassing van IAS <span class=\"_ _0\"></span>39 en re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff65 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 522px; z-index: 15;\">waarde voor financi\u00eble activa die voldoen aan de SPPI<span class=\"ls0 ws0\">-</span><span class=\"ws115\">test en die geen laag<span class=\"_ _0\"></span> kredietrisico hebben<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h67 y683 ff65 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 506px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 491px; z-index: 15;\">Bruto boekwaarde onder toepassing van IAS 39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68b ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 491px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff65 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 476px; z-index: 15;\">Re\u00eble waarde <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68d ff65 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 476px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff65 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Verschil<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h69 y68b ff67 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 462px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y902 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y903 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y904 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 28 \u2018I<span class=\"lsef ws11e\">nvesteringen in geassocieerde<span class=\"_ _1\"></span> deelnemingen en j<span class=\"_ _1\"></span>oint ventures\u2019<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y905 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereist dat<span class=\"_ _1\"></span> een <span class=\"ws113\">onderne<span class=\"_ _1\"></span>ming<span class=\"ls0 ws0\"> </span></span>uni<span class=\"_ _1\"></span>forme grondslage<span class=\"_ _1\"></span>n voor finan<span class=\"_ _1\"></span>ci\u00eble</div>\n<div class=\"t m0 x2c h64 y906 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving <span class=\"_ _1\"></span>toepast wann<span class=\"_ _1\"></span>eer zij de<span class=\"_ _1\"></span> vermogensmuta<span class=\"_ _1\"></span>tiemethode</div>\n<div class=\"t m0 x2c h64 y907 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt. Ageas<span class=\"_ _1\"></span> wijkt tijdeli<span class=\"_ _1\"></span>j<span class=\"ws11d\">k af van<span class=\"_ _1\"></span> deze <span class=\"lsed ws111\">bepaling<span class=\"ls0 ws0\"> </span></span>voor zijn deelneming<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y908 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in Maybank<span class=\"_ _1\"></span> Ageas Holdings<span class=\"_ _1\"></span> Berhad. D<span class=\"_ _1\"></span>eze entiteit <span class=\"_ _1\"></span>past <span class=\"ws11e\">IFRS<span class=\"_ _1\"></span> 9 toe <span class=\"lsed ws111\">sinds </span></span></div>\n<div class=\"t m0 x2c h64 y909 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">2018, terwijl Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">over dezelfd<span class=\"_ _0\"></span>e <span class=\"ls103 ws11d\">versl<span class=\"_ _1\"></span>ag<span class=\"lsef ws113\">periodes<span class=\"_ _1\"></span> <span class=\"ws11e\">gebruik maakt<span class=\"_ _1\"></span> van de<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y90a ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke vrijst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g voor de t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van I<span class=\"_ _0\"></span>FRS 9. <span class=\"_ _0\"></span>Deze afwi<span class=\"_ _0\"></span>jking v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x2c h64 y90b ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de toepass<span class=\"_ _1\"></span>ing van unifo<span class=\"_ _1\"></span>rme grondslag<span class=\"_ _1\"></span>en is toege<span class=\"_ _1\"></span>staan door p<span class=\"_ _1\"></span>aragraaf</div>\n<div class=\"t m0 x2c h64 y90c ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">39I van d<span class=\"_ _0\"></span>e wijzi<span class=\"_ _0\"></span>gingen <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">IFR<span class=\"_ _0\"></span>S 4 over <span class=\"lsef ws113\">de <span class=\"ls107 ws13e\">\u2018V</span><span class=\"ws11e\">erlenging<span class=\"_ _1\"></span> van de tijdelijke<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y90d ff65 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vrijstel<span class=\"_ _0\"></span>ling va<span class=\"_ _0\"></span>n de toep<span class=\"_ _0\"></span>assing v<span class=\"_ _0\"></span>an IFRS <span class=\"_ _0\"></span>9<span class=\"ls0 ws0\">\u2019<span class=\"lsf9 ws124\">. <span class=\"ls10a ws13c\">De</span></span> <span class=\"lsef ws113\">ja<span class=\"_ _1\"></span>arrekening</span> <span class=\"lsef ws113\">v<span class=\"_ _1\"></span>an </span></span></div>\n<div class=\"t m0 x2c h64 y90e ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Maybank Agea<span class=\"_ _1\"></span>s Holdings Be<span class=\"_ _1\"></span>rhad kan wor<span class=\"_ _1\"></span>den geraadple<span class=\"_ _1\"></span><span class=\"lsed ws112\">egd op de </span></div>\n<div class=\"t m0 x2c h64 y90f ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">volgend<span class=\"_ _0\"></span>e websit<span class=\"_ _0\"></span>e:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y910 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf9 ws124\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls10a ws13c\">we</span>-<span class=\"lsed ws111\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsee ws112\">statements/</span></span><span class=\"fc14\">).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y920 ff65 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _b5\"> </span><span class=\"lsed ws112\">IFRS 9 \u2018Fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>enten\u2019<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c y921 ff68 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Present<span class=\"_ _0\"></span>atie va<span class=\"_ _0\"></span>n vergel<span class=\"_ _0\"></span>ijkende i<span class=\"_ _0\"></span>nforma<span class=\"_ _0\"></span>tie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y922 ff65 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas zal zowel I<span class=\"_ _1\"></span>FRS 9 \u2018Financi\u00eble ins<span class=\"_ _1\"></span>trumenten\u2019 als<span class=\"_ _1\"></span> IFRS 17</div>\n<div class=\"t m0 x1d h64 y923 ff65 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 (zie hie<span class=\"_ _0\"></span>ronder<span class=\"_ _0\"></span>) voor het eerst<span class=\"_ _0\"></span> toepass<span class=\"_ _0\"></span>en vanaf</div>\n<div class=\"t m0 x1d h64 y924 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verslagpe<span class=\"_ _1\"></span>riode die b<span class=\"_ _1\"></span>egint op 1<span class=\"_ _1\"></span> januari <span class=\"_ _1\"></span>2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y925 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y926 ff65 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">I<span class=\"lsed ws112\">FRS 17 vereist d<span class=\"_ _0\"></span>at een entit<span class=\"_ _0\"></span>eit infor<span class=\"_ _0\"></span>matie met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot de </span></div>\n<div class=\"t m0 x1d h64 y927 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> 2022 her<span class=\"_ _1\"></span>werkt in zij<span class=\"_ _1\"></span>n jaarrekeni<span class=\"_ _1\"></span>ng over de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y928 ff65 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> die eindig<span class=\"_ _1\"></span>t op 31 d<span class=\"_ _1\"></span>ecember 2023<span class=\"_ _1\"></span>.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 215px; height: 875px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de<span class=\"_ _0\"></span>ze vereis<span class=\"_ _0\"></span>te onder IFR<span class=\"_ _0\"></span>S 17, beslo<span class=\"_ _0\"></span>ot Ageas om<span class=\"_ _0\"></span> ook de</div>\n<div class=\"t m0 x2c h64 y8a6 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vergelijkende<span class=\"_ _1\"></span> informatie over finan<span class=\"_ _1\"></span>ci\u00eble instrum<span class=\"_ _1\"></span>enten te herwerken voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verslag<span class=\"_ _0\"></span>period<span class=\"_ _0\"></span>e 2022. Bij het p<span class=\"_ _0\"></span>resent<span class=\"_ _0\"></span>eren van ve<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c h64 y8a8 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie over fin<span class=\"_ _0\"></span>anci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten, zal A<span class=\"_ _0\"></span>geas de be<span class=\"_ _0\"></span>palingen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a9 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 9 inzak<span class=\"_ _0\"></span>e \u2018class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e en waarder<span class=\"_ _0\"></span>ing\u2019 en inz<span class=\"_ _0\"></span>ake \u2018bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8aa ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverm<span class=\"ws11e\">inder<span class=\"_ _1\"></span>ingen\u2019 toepassen<span class=\"_ _1\"></span> voor al zijn financ<span class=\"_ _1\"></span>i\u00eble activa, daarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van redelijke en ge<span class=\"_ _1\"></span>fundeerde informa<span class=\"_ _1\"></span>tie welke per 1</div>\n<div class=\"t m0 x2c h64 y8ac ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 be<span class=\"_ _1\"></span>schikbaar was. Di<span class=\"_ _1\"></span>t volgt uit de toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ad ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018classif<span class=\"_ _0\"></span>icatie ov<span class=\"_ _0\"></span>erlappi<span class=\"_ _0\"></span>ng\u2019 zoals op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n in de wijzigi<span class=\"_ _0\"></span>ngen in IFR<span class=\"_ _0\"></span>S 17</div>\n<div class=\"t m0 x2c h64 y8ae ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018Eerst<span class=\"_ _0\"></span>e toepassin<span class=\"_ _0\"></span>g van IFRS 17 en I<span class=\"_ _0\"></span>FRS 9 <span class=\"ls0 ws0\">\u2013 </span>vergelijk<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matie\u2019,</div>\n<div class=\"t m0 x2c h64 y8af ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke in d<span class=\"_ _1\"></span>ecember 2021<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> IASB werden<span class=\"_ _1\"></span> gepubliceerd<span class=\"_ _1\"></span> en door de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EU in sep<span class=\"_ _1\"></span>tember 2022 w<span class=\"_ _1\"></span>erden goedgeke<span class=\"_ _1\"></span>urd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Belangrijkste<span class=\"_ _1\"></span> veranderingen aan<span class=\"_ _1\"></span>gebracht door<span class=\"_ _1\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6a fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">In <span class=\"lsef ws11e\">vergeli<span class=\"_ _1\"></span>jking met IAS 39,<span class=\"_ _1\"></span> betreffen de belangr<span class=\"_ _1\"></span>ijkste verandering<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y92c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangebracht door<span class=\"_ _1\"></span> IFRS 9:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsef ws11e\">D<span class=\"_ _1\"></span>e classificatie (en d<span class=\"_ _1\"></span>aaruit voortv<span class=\"_ _1\"></span>loeiende waarder<span class=\"_ _1\"></span>ing) van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92f ff6d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _3f\"> </span><span class=\"ff6a lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van het m<span class=\"_ _0\"></span>odel va<span class=\"_ _0\"></span>n te verw<span class=\"_ _0\"></span>achten k<span class=\"_ _0\"></span>redietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c y930 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span>class<span class=\"_ _0\"></span>ificatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y931 ff6a fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">De classif<span class=\"_ _1\"></span>icatie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en waardering<span class=\"_ _1\"></span>scategorie\u00ebn<span class=\"_ _1\"></span> voor financi\u00eble </span></span></div>\n<div class=\"t m0 x2c h64 y932 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten on<span class=\"_ _0\"></span>der IAS 39 (zij<span class=\"_ _0\"></span>nde \u2018tot ein<span class=\"_ _0\"></span>de looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden\u2019,</div>\n<div class=\"t m0 x2c h64 y933 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018leningen e<span class=\"_ _1\"></span>n vorderinge<span class=\"_ _1\"></span>n\u2019, \u2018voor <span class=\"_ _1\"></span>verkoop beschikb<span class=\"_ _1\"></span>aar\u2019, \u2018voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y934 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden\u2019<span class=\"_ _1\"></span> of fin<span class=\"lsed ws112\">anci\u00eble act<span class=\"_ _0\"></span>iva <span class=\"lsef ws11d\">aangewezen als </span></span></div>\n<div class=\"t m0 x2c h64 y935 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van</div>\n<div class=\"t m0 x2c h64 y936 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"ls0 ws0\">)<span class=\"_ _1\"></span> </span><span class=\"lsed\">zijn onder I<span class=\"_ _0\"></span>FRS 9 </span></div>\n<div class=\"t m0 x2c h64 y937 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervangen door<span class=\"_ _1\"></span> drie belangrijke<span class=\"_ _1\"></span> waarderingsmethode<span class=\"_ _1\"></span>n (zijnde</div>\n<div class=\"t m0 x2c h64 y938 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018geamortiseer<span class=\"_ _1\"></span>de kostprijs<span class=\"_ _1\"></span>\u2019, \u2018re\u00eble wa<span class=\"_ _1\"></span>arde met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y939 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t\u2019</div>\n<div class=\"t m0 x2c h64 y93a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en \u2018re\u00eble w<span class=\"_ _0\"></span>aarde met ver<span class=\"_ _0\"></span>werki<span class=\"_ _0\"></span>ng van waardev<span class=\"_ _0\"></span>erand<span class=\"_ _0\"></span>eringen i<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y93b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verliesre<span class=\"_ _1\"></span>kening<span class=\"ls0 ws0\">\u2019<span class=\"ls10b ws135\">). De classific<span class=\"_ _0\"></span>atie<span class=\"lsf9 ws124\">, <span class=\"lsef ws11d\">en de daaru<span class=\"_ _1\"></span>it voortvloei<span class=\"_ _1\"></span>ende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y93c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardering<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten o<span class=\"_ _0\"></span>nder IFRS 9 is<span class=\"_ _0\"></span> over het </span></span></div>\n<div class=\"t m0 x2c h64 y93d ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemeen geb<span class=\"_ _1\"></span>aseerd op h<span class=\"_ _1\"></span>et bedrij<span class=\"_ _1\"></span>fsmodel waarin <span class=\"_ _1\"></span>een financ<span class=\"_ _1\"></span>ieel actie<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x2c h64 y93e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt beheerd,<span class=\"_ _1\"></span> alsmede <span class=\"ws113\">op<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de eigenschap<span class=\"_ _0\"></span>pen van <span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>actuele </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen van dat<span class=\"_ _1\"></span> <span class=\"ws113\">financieel <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">actief.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y940 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y941 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span><span class=\"ws113\">geconcludeerd<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">dat h<span class=\"lsed ws112\">et grootste d<span class=\"_ _0\"></span>eel van <span class=\"ls103 ws11d\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws111\">investeringe<span class=\"_ _0\"></span>n </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen na<span class=\"_ _1\"></span> hun eerste o<span class=\"_ _1\"></span>pname <span class=\"ws11e\">zal worden<span class=\"_ _1\"></span> gewaardeerd <span class=\"ws113\">teg<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y943 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van waar<span class=\"_ _1\"></span>deveranderingen<span class=\"_ _1\"></span> in de overige</div>\n<div class=\"t m0 x2c h64 y944 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. Dit volgt<span class=\"_ _1\"></span> uit de <span class=\"ws113\">analyse<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">dat deze </span></span></span></div>\n<div class=\"t m0 x2c h64 y945 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">investeringe<span class=\"lsed ws112\">n in schuldbewijz<span class=\"_ _0\"></span>en aanle<span class=\"_ _0\"></span>iding <span class=\"ws11d\">gev<span class=\"_ _0\"></span>en tot kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y946 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end aflos<span class=\"_ _0\"></span>singen e<span class=\"_ _0\"></span>n rentebet<span class=\"_ _0\"></span>alingen bet<span class=\"_ _0\"></span>reffen o<span class=\"_ _0\"></span>p het uitst<span class=\"_ _0\"></span>aande</div>\n<div class=\"t m0 x2c h64 y947 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">hoofdsombedrag<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en omdat <span class=\"lsed ws11d\">die instrume<span class=\"_ _0\"></span>nten <span class=\"lsef ws11e\">worden aangehouden in </span></span></span></div>\n<div class=\"t m0 x2c h64 y948 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een bedrij<span class=\"_ _1\"></span>fsmodel dat ero<span class=\"_ _1\"></span>p gericht<span class=\"_ _1\"></span> is om zow<span class=\"_ _1\"></span>el de schuld<span class=\"_ _1\"></span>bewijzen a<span class=\"ws113\">an<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y949 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden om h<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span>actuele kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n te ontvang<span class=\"_ _0\"></span>en als <span class=\"lsef ws113\">om </span></div>\n<div class=\"t m0 x2c h64 y94a ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen te verkopen<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls10c ws13b\">Het<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span></span><span class=\"ws113\">bedrijfsmodel <span class=\"_ _1\"></span></span>dat erop<span class=\"_ _1\"></span> gericht i<span class=\"_ _1\"></span>s om</div>\n<div class=\"t m0 x2c h64 y94b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zowel sch<span class=\"_ _0\"></span>uldbewi<span class=\"_ _0\"></span>jzen aan te ho<span class=\"_ _0\"></span>uden om hun<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uele kasst<span class=\"_ _0\"></span>romen</div>\n<div class=\"t m0 x2c h64 y94c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te ontvan<span class=\"_ _0\"></span>gen als <span class=\"lsef ws113\">om <span class=\"ws11d\">schuldbewijze<span class=\"_ _1\"></span>n te verkopen<span class=\"_ _1\"></span> </span>weerspiege<span class=\"lsf9 ws13b\">l<span class=\"_ _1\"></span>t het feit </span></span></div>\n<div class=\"t m0 x2c h64 y94d ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de betr<span class=\"_ _0\"></span>okken financ<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va worden a<span class=\"_ _0\"></span>angeho<span class=\"_ _0\"></span>uden tene<span class=\"_ _0\"></span>inde</div>\n<div class=\"t m0 x2c h64 y94e ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> <span class=\"ls10b ws13d\">uit<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">(her)verzek<span class=\"_ _1\"></span>eringscontra<span class=\"_ _1\"></span>cten en <span class=\"lsed ws111\">beleggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y94f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen<span class=\"ls0 ws0\"> </span><span class=\"ws111\">(z<span class=\"_ _0\"></span>ie <span class=\"lsf9 ws13b\">sectie C. \u2018IFRS 17 </span></span></div>\n<div class=\"t m0 x2c h64 y950 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">\u2018Verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en\u2019 <span class=\"lsef ws11e\">hieronder) te dekken<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y951 ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y952 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eigenvermogens<span class=\"_ _1\"></span>instrumenten w<span class=\"_ _1\"></span>orden onder<span class=\"_ _1\"></span> IFRS 9 a<span class=\"_ _1\"></span>ltijd gewaardeer<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 x2c h64 y953 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen hun r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de. Voor het g<span class=\"_ _0\"></span>rootst<span class=\"_ _0\"></span>e deel van zijn i<span class=\"_ _0\"></span>nvester<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x2c h64 y954 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s het voornem<span class=\"_ _1\"></span>en om<span class=\"lsed ws112\">, na hun </span></div>\n<div class=\"t m0 x2c h64 y955 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste o<span class=\"_ _0\"></span>pname, <span class=\"lsef ws11e\">veranderingen in hun re\u00ebl<span class=\"_ _1\"></span>e waarde op te nemen<span class=\"_ _1\"></span> in de </span></div>\n<div class=\"t m0 x2c h64 y956 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat (in p<span class=\"_ _0\"></span>laats v<span class=\"_ _0\"></span>an in de w<span class=\"_ _0\"></span>inst<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y957 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g), door t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de</span> <span class=\"lsed ws11d\">daartoe in <span class=\"lsef\">IFRS 9 beschikbare </span></span></span></div>\n<div class=\"t m0 x2c h64 y958 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze<span class=\"ls0 ws0\">. <span class=\"lsed ws112\">Op de datum waarop e<span class=\"_ _0\"></span>en invest<span class=\"_ _0\"></span>ering in een </span></span></div>\n<div class=\"t m0 x1d h64 y959 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrum<span class=\"ws11d\">ent, waa<span class=\"_ _1\"></span>rvoor Ageas<span class=\"_ _1\"></span> het voornem<span class=\"_ _1\"></span>en heeft om<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y95a ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de wijzi<span class=\"_ _0\"></span>gingen in re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e op te nemen in d<span class=\"_ _0\"></span>e overige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span>, niet l<span class=\"_ _0\"></span>anger wo<span class=\"_ _0\"></span>rdt opg<span class=\"_ _0\"></span>enomen in <span class=\"_ _0\"></span>het ove<span class=\"_ _0\"></span>rzicht</div>\n<div class=\"t m0 x1d h64 y95c ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de financi\u00eble<span class=\"_ _1\"></span> positie, hee<span class=\"_ _1\"></span>ft Ageas het voorneme<span class=\"_ _1\"></span>n om de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerealiseer<span class=\"lsed ws112\">de winsten en verlie<span class=\"_ _0\"></span>zen, die voo<span class=\"_ _0\"></span>rheen we<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in </span></div>\n<div class=\"t m0 x1d h64 y95e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat, ove<span class=\"_ _0\"></span>r te boeken va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y95f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overige ond<span class=\"_ _1\"></span>erdelen van<span class=\"_ _1\"></span> het totaalre<span class=\"_ _1\"></span>sultaat naar<span class=\"_ _1\"></span> de ingehoude<span class=\"_ _1\"></span>n winsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y960 ff6c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws11d\">te ver<span class=\"_ _0\"></span>wachten k<span class=\"_ _0\"></span>rediet<span class=\"_ _0\"></span>verlie<span class=\"_ _0\"></span>zen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ff6a fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsef ws11e\">vervangt het<span class=\"_ _1\"></span> \u2018geleden verlies<span class=\"_ _1\"></span>\u2019<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">model o<span class=\"_ _1\"></span>nder IAS 3<span class=\"_ _1\"></span>9 door een<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y962 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstgeri<span class=\"_ _1\"></span>cht \u2018te verwachten<span class=\"_ _1\"></span> kredietverlies\u2019<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">model. He<span class=\"_ _0\"></span>t nieuwe t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y963 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">model is<span class=\"_ _1\"></span> van toepas<span class=\"_ _1\"></span>sing op inve<span class=\"_ _1\"></span>steringen in<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y964 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen welke tegen geamor<span class=\"_ _1\"></span>tiseerde kostpri<span class=\"_ _1\"></span>js of tege<span class=\"lsed ws112\">n re\u00eble </span></div>\n<div class=\"t m0 x1d h64 y965 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 y966 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat worden gewaard<span class=\"_ _1\"></span>eerd, alsmede op</div>\n<div class=\"t m0 x1d h64 y967 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en, handelsvord<span class=\"_ _1\"></span>eringen en contract<span class=\"_ _1\"></span>activa. <span class=\"lsed ws111\">Investeri<span class=\"_ _0\"></span>ngen </span></div>\n<div class=\"t m0 x1d h64 y968 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in eigenve<span class=\"_ _1\"></span>rmogensinstrumen<span class=\"_ _1\"></span>ten vallen <span class=\"_ _1\"></span>buiten het <span class=\"_ _1\"></span>toep<span class=\"ws113\">assingsgebied<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y969 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>e verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietve<span class=\"_ _0\"></span>rlies<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model.</span> </span></div>\n<div class=\"t m0 x1d h64 y96a ff6a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y96b ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 9 vere<span class=\"_ _1\"></span>ist dat e<span class=\"_ _1\"></span>en entiteit<span class=\"_ _1\"></span> <span class=\"lsed\">een voor<span class=\"_ _0\"></span>zienin<span class=\"_ _0\"></span>g voor ve<span class=\"_ _0\"></span>rliezen <span class=\"_ _0\"></span>voor te </span></div>\n<div class=\"t m0 x1d h64 y96c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hten kredi<span class=\"_ _0\"></span>etverli<span class=\"_ _0\"></span>ezen opne<span class=\"_ _0\"></span>emt ten belo<span class=\"_ _0\"></span>pe van <span class=\"lsef ws11d\">een bedrag dat </span></div>\n<div class=\"t m0 x1d h64 y96d ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>diet<span class=\"lsed ws111\">verlieze<span class=\"_ _0\"></span>n,<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y96e ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor inves<span class=\"_ _0\"></span>tering<span class=\"_ _0\"></span>en in schuld<span class=\"_ _0\"></span>bewijze<span class=\"_ _0\"></span>n waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico nie<span class=\"_ _1\"></span>t </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">significant<span class=\"_ _1\"></span> is toegenome<span class=\"_ _1\"></span>n sinds hun<span class=\"_ _1\"></span> eerste opn<span class=\"_ _1\"></span>ame (zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y970 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> in Stadiu<span class=\"_ _1\"></span>m 1)<span class=\"lsed\">. Voor inv<span class=\"_ _0\"></span>estering<span class=\"_ _0\"></span>en in sc<span class=\"_ _0\"></span>huldbew<span class=\"_ _0\"></span>ijzen </span></div>\n<div class=\"t m0 x1d h64 y971 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarvoo<span class=\"_ _0\"></span>r het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">kredietrisico<span class=\"_ _1\"></span> significant is toe<span class=\"_ _1\"></span>genomen sinds hun<span class=\"_ _1\"></span> eerste </span></span></div>\n<div class=\"t m0 x1d h64 y972 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opname<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">(zijnde </span></span><span class=\"ws11d\">geclassificeerd<span class=\"_ _1\"></span> in Stadium<span class=\"_ _1\"></span> 2) of <span class=\"_ _1\"></span>voor <span class=\"lsed\">invester<span class=\"_ _0\"></span>ingen in </span></span></div>\n<div class=\"t m0 x1d h64 y973 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen met een verminderd<span class=\"_ _1\"></span>e kredietwaardi<span class=\"_ _1\"></span>gheid, onder meer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y974 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wegens b<span class=\"_ _0\"></span>elangr<span class=\"_ _0\"></span>ijke acht<span class=\"_ _0\"></span>erstal<span class=\"_ _0\"></span>len in de c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n (zijnde</div>\n<div class=\"t m0 x1d h64 y975 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> <span class=\"lsed ws112\">in Stadium 3<span class=\"ls0 ws0\">)</span></span><span class=\"ws11e\">, zal Ageas een <span class=\"lsed ws11d\">voorzien<span class=\"_ _0\"></span>ing voo<span class=\"_ _0\"></span>r verli<span class=\"_ _0\"></span>ezen </span></span></div>\n<div class=\"t m0 x1d h64 y976 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor te verwach<span class=\"_ _1\"></span>ten kredietverl<span class=\"_ _1\"></span>iezen opnemen ten bel<span class=\"_ _1\"></span>ope van een</div>\n<div class=\"t m0 x1d h64 y977 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> gelijk is<span class=\"_ _0\"></span> aan de tijdens d<span class=\"_ _0\"></span>e looptijd t<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y978 ff6a fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y979 ff6c fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Financi\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff6a fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws113\">eerste <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 9 zal geen sig<span class=\"lsef ws11d\">nificante impact hebben<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y97b ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de wa<span class=\"_ _0\"></span>arderin<span class=\"_ _0\"></span>g en class<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 y97c ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y97d ff6c fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Boekhoudkundige<span class=\"_ _1\"></span> verwerking <span class=\"_ _1\"></span>van afdekking<span class=\"_ _1\"></span>srelaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97e ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erslagperiode <span class=\"_ _1\"></span>die begin<span class=\"_ _1\"></span>t op 1 jan<span class=\"_ _1\"></span>uari 2023,<span class=\"_ _1\"></span> heeft Ageas</div>\n<div class=\"t m0 x1d h64 y97f ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evenee<span class=\"_ _0\"></span>ns het voor<span class=\"_ _0\"></span>nemen om de bep<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>inzake de</div>\n<div class=\"t m0 x1d h64 y980 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekho<span class=\"_ _0\"></span>udkundi<span class=\"_ _0\"></span>ge verwe<span class=\"_ _0\"></span>rking van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s toe te passe<span class=\"_ _0\"></span>n. Dit</div>\n<div class=\"t m0 x1d h64 y981 ff6a fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zal geen <span class=\"_ _0\"></span>signifi<span class=\"_ _0\"></span>cante im<span class=\"_ _0\"></span>pact hebb<span class=\"_ _0\"></span>en ten o<span class=\"_ _0\"></span>pzicht<span class=\"_ _0\"></span>e van de hu<span class=\"_ _0\"></span>idige</div>\n<div class=\"t m0 x1d h64 y982 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IAS 39 inzak<span class=\"_ _0\"></span>e de boek<span class=\"_ _0\"></span>houdkund<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y983 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van afd<span class=\"_ _0\"></span>ekkings<span class=\"_ _0\"></span>relatie<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y984 ff6c fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">Inschatting <span class=\"lsed ws112\">van de impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y985 ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 9 door d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y986 ff6a fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y987 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022)<span class=\"_ _1\"></span> wordt hieronder toeg<span class=\"_ _1\"></span>elicht, in de sect<span class=\"_ _1\"></span>ie D. \u2018Geschatte<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y988 ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">impact van de <span class=\"lsed ws111\">eerste </span>toepassing<span class=\"_ _1\"></span> van IFRS 9 en I<span class=\"ws11d\">FRS 17<span class=\"_ _1\"></span> per 1 <span class=\"_ _1\"></span>januari </span></div>\n<div class=\"t m0 x1d h64 y989 ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98a ff6a fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws112\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y98b ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De IASB heef<span class=\"_ _0\"></span>t IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 g<span class=\"_ _0\"></span>epubli<span class=\"_ _0\"></span>ceerd in mei</div>\n<div class=\"t m0 x1d h64 y98c ff6a fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2017 en heef<span class=\"_ _0\"></span>t IFRS 17 gew<span class=\"_ _0\"></span>ijzigd i<span class=\"_ _0\"></span>n juni 2020. IF<span class=\"_ _0\"></span>RS 17 zal IFRS 4</div>\n<div class=\"t m0 x1d h64 y98d ff6a fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vervangen <span class=\"_ _1\"></span><span class=\"ws11d\">voor verslagp<span class=\"_ _1\"></span>eriodes die<span class=\"_ _1\"></span> beginnen op<span class=\"_ _1\"></span> 1 januari 20<span class=\"_ _1\"></span>23<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 y98e ff6a fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hetgeen ook de datu<span class=\"_ _1\"></span>m is vanaf wanne<span class=\"_ _1\"></span>er Ageas IFRS 17 zal toep<span class=\"_ _1\"></span>a<span class=\"lsed ws111\">ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De EU heeft IF<span class=\"_ _0\"></span>RS 17, inc<span class=\"_ _0\"></span>lusief de wi<span class=\"_ _0\"></span>jziging<span class=\"_ _0\"></span>en van juni 2<span class=\"_ _0\"></span>020, in</div>\n<div class=\"t m0 x2c h64 y8a6 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2021<span class=\"_ _1\"></span> goedgekeurd.<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Deze goedk<span class=\"_ _0\"></span>eurin<span class=\"_ _0\"></span>g omvat een Eur<span class=\"_ _0\"></span>opese </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitzondering<span class=\"_ _1\"></span>soptie <span class=\"ls103 ws11d\">(\u2018<span class=\"_ _1\"></span>carve<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">out\u2019) <span class=\"ws112\">met betr<span class=\"_ _0\"></span>ekking tot d<span class=\"_ _0\"></span>e bepaling i<span class=\"_ _0\"></span>n IFRS </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">17 om con<span class=\"_ _0\"></span>tracte<span class=\"_ _0\"></span>n in jaarli<span class=\"_ _0\"></span>jkse co<span class=\"_ _0\"></span>horten t<span class=\"_ _0\"></span>e groep<span class=\"_ _0\"></span>eren, vo<span class=\"_ _0\"></span>or <span class=\"lsef\">groepen van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en en groepe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van belegg<span class=\"_ _1\"></span>ingscontracten m<span class=\"_ _1\"></span>et discretio<span class=\"_ _1\"></span>naire wins<span class=\"_ _1\"></span>tdelingselemente<span class=\"_ _1\"></span>n <span class=\"ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y8ab ff6f fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">met kasst<span class=\"lsef ws11d\">romen die <span class=\"_ _1\"></span>invloed hebbe<span class=\"_ _1\"></span>n op of <span class=\"_ _1\"></span>be\u00efnvloed <span class=\"_ _1\"></span>worden door </span></div>\n<div class=\"t m0 x2c h64 y8ac ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen naar<span class=\"_ _1\"></span> verzekeringsnemer<span class=\"_ _1\"></span>s van andere contrac<span class=\"_ _1\"></span>ten<span class=\"ws11d\">. Ageas </span></div>\n<div class=\"t m0 x2c h64 y8ad ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m deze uitzo<span class=\"_ _0\"></span>nderin<span class=\"_ _0\"></span>gsoptie t<span class=\"_ _0\"></span>oe te passen vo<span class=\"_ _0\"></span>or een</div>\n<div class=\"t m0 x2c h64 y8ae ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beperkt<span class=\"_ _0\"></span> aantal verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met dir<span class=\"_ _0\"></span>ecte</div>\n<div class=\"t m0 x2c h64 y8af ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ement<span class=\"lsef ws11d\">en, in overeenstemmi<span class=\"_ _1\"></span>ng met de <span class=\"_ _1\"></span>lokale toe<span class=\"_ _1\"></span>passing </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ervan.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Toepassingsgebi<span class=\"_ _1\"></span>ed <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 \u2018Ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten\u2019 is<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Uitgegeven ver<span class=\"_ _0\"></span>zekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten, met i<span class=\"_ _0\"></span>nbegrip van </span></span></div>\n<div class=\"t m0 x1a0 h64 y92d ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92e ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten;<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92f ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws113\">U<span class=\"_ _1\"></span>itgegeve<span class=\"ws11e\">n beleggi<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t discretionaire<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen. Dez<span class=\"_ _1\"></span>e vallen o<span class=\"_ _1\"></span>nder het <span class=\"_ _1\"></span>toepassingsgebied<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y992 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 17<span class=\"_ _1\"></span> mits de<span class=\"_ _1\"></span> uitgevende<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>entiteit <span class=\"_ _1\"></span>ook verzeke<span class=\"_ _1\"></span>ringscontracten</div>\n<div class=\"t m0 x1a0 h64 y993 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">uitgeef<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle verwijzingen<span class=\"_ _1\"></span> hieronder naar<span class=\"_ _1\"></span> \u2018verzekeringsco<span class=\"_ _1\"></span>ntracten\u2019 gelden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eveneens<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">voor herverze<span class=\"_ _1\"></span>keringscontracten<span class=\"_ _1\"></span> (zowel ge<span class=\"_ _1\"></span>houden </span></div>\n<div class=\"t m0 x2c h64 y997 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en als uit<span class=\"_ _0\"></span>gegeven h<span class=\"_ _0\"></span>erverzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en)</div>\n<div class=\"t m0 x2c h64 y998 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten,</div>\n<div class=\"t m0 x2c h64 y999 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tenzij an<span class=\"_ _0\"></span>ders verm<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y939 ff71 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Afsplits<span class=\"_ _0\"></span>en van com<span class=\"_ _0\"></span>ponente<span class=\"_ _0\"></span>n van een verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>cont<span class=\"lsef ws113\">ract<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y93a ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> kan een of me<span class=\"_ _0\"></span>er compone<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten die</div>\n<div class=\"t m0 x2c h64 y93b ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het als basi<span class=\"_ _1\"></span>scontract fungere<span class=\"_ _1\"></span>nd verzekering<span class=\"_ _1\"></span>scontract<span class=\"ls0 ws0\"> </span><span class=\"ws113\">moe<span class=\"_ _1\"></span>ten </span></div>\n<div class=\"t m0 x2c h64 y93c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gesplit<span class=\"_ _0\"></span>st en <span class=\"lsef ws113\">boekhoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>moeten w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>werkt on<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y93d ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an een ande<span class=\"_ _1\"></span>re IFRS<span class=\"ls0 ws0\">-</span>s<span class=\"_ _1\"></span>tandaard dan <span class=\"_ _1\"></span>IFRS 17.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span>B</span><span class=\"ws11e\">ij aanvan<span class=\"_ _1\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y93e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van een contra<span class=\"_ _1\"></span>ct<span class=\"ls0 ws0\">, </span>beoord<span class=\"_ _1\"></span>eelt Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">contrac<span class=\"_ _0\"></span>t <span class=\"ws112\">per contra<span class=\"_ _0\"></span>ct of dit het gev<span class=\"_ _0\"></span>al </span></span></span></div>\n<div class=\"t m0 x2c h64 y93f ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen zijn.<span class=\"_ _1\"></span> Voorbeelden van compon<span class=\"_ _1\"></span>enten die mogelij<span class=\"_ _1\"></span>k <span class=\"lsed ws111\">moeten </span></div>\n<div class=\"t m0 x2c h64 y940 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden <span class=\"ls105 ws14a\">a<span class=\"_ _1\"></span>fgesp<span class=\"_ _1\"></span>lits<span class=\"_ _1\"></span>t, zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y941 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff6f\">-<span class=\"lsed ws11d\">nauw verwa<span class=\"_ _0\"></span>nte in co<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en deriv<span class=\"_ _0\"></span>aten;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y942 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Onderscheid<span class=\"_ _0\"></span>en beleggin<span class=\"_ _0\"></span>gscompo<span class=\"_ _0\"></span>nenten (I<span class=\"_ _0\"></span>FRS 17 <span class=\"ls103 ws11d\">omvat<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de cri<span class=\"_ _1\"></span>teria </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y943 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">om te bepale<span class=\"_ _0\"></span>n wannee<span class=\"_ _0\"></span>r een niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">verzekeringscomponent </span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderscheiden<span class=\"_ _1\"></span> is van<span class=\"_ _1\"></span> het als ba<span class=\"_ _1\"></span>siscontract <span class=\"_ _1\"></span>fungerende con<span class=\"_ _1\"></span>tract); en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y945 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Be<span class=\"_ _1\"></span>loften om <span class=\"_ _1\"></span>onderscheiden <span class=\"_ _1\"></span>goederen o<span class=\"_ _1\"></span>f diensten<span class=\"_ _1\"></span>, die geen<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1a0 h64 y946 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienst<span class=\"_ _0\"></span>en uit ho<span class=\"ws11d\">ofde<span class=\"_ _0\"></span> van een v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontract z<span class=\"_ _0\"></span>ijn, ove<span class=\"_ _0\"></span>r te </span></div>\n<div class=\"t m0 x1a0 h64 y947 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dragen aan een pol<span class=\"_ _1\"></span>ishouder<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y948 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y949 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Afgesp<span class=\"_ _0\"></span>litste in cont<span class=\"_ _0\"></span>racten b<span class=\"_ _0\"></span>esloten de<span class=\"_ _0\"></span>rivate<span class=\"_ _0\"></span>n en ondersc<span class=\"_ _0\"></span>heiden</div>\n<div class=\"t m0 x2c h64 y94a ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscomp<span class=\"_ _1\"></span>onenten worden <span class=\"ws113\">boe<span class=\"_ _1\"></span>khoudkundig<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>verwerkt <span class=\"ws11d\">al<span class=\"_ _1\"></span>sof het op<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y94b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zichzelf<span class=\"_ _0\"></span> staande f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e instrume<span class=\"_ _0\"></span>nten zijn<span class=\"_ _0\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y94c ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ff6f fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">Na<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">toepassing va<span class=\"_ _1\"></span>n het bovenstaande<span class=\"_ _1\"></span>, scheidt Ageas van h<span class=\"_ _1\"></span>et als </span></span></div>\n<div class=\"t m0 x2c h64 y94e ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basiscontract<span class=\"_ _1\"></span> fungerend verze<span class=\"_ _1\"></span>keringscontract<span class=\"_ _1\"></span> elke belofte om</div>\n<div class=\"t m0 x2c h64 y94f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ondersc<span class=\"_ _0\"></span>heiden g<span class=\"_ _0\"></span>oederen of di<span class=\"_ _0\"></span>ensten,<span class=\"_ _0\"></span> die geen die<span class=\"_ _0\"></span>nsten uit hoo<span class=\"_ _0\"></span>fde van</div>\n<div class=\"t m0 x2c h64 y950 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act zijn, <span class=\"_ _0\"></span>over te<span class=\"_ _0\"></span> dragen a<span class=\"_ _0\"></span>an een p<span class=\"_ _0\"></span>olishou<span class=\"_ _0\"></span>der</div>\n<div class=\"t m0 x2c h64 y951 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals pens<span class=\"_ _1\"></span>ioenadministrati<span class=\"_ _1\"></span>e, risicobeheer<span class=\"_ _1\"></span>, bijstand<span class=\"_ _1\"></span>, vermogensbehe<span class=\"_ _1\"></span>er</div>\n<div class=\"t m0 x2c h64 y952 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of bewaardien<span class=\"_ _1\"></span>sten) en <span class=\"_ _1\"></span>verwerkt deze<span class=\"_ _1\"></span> boekhoudkundig<span class=\"_ _1\"></span> als af<span class=\"_ _1\"></span>zonderlijke</div>\n<div class=\"t m0 x2c h64 y953 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en met kla<span class=\"_ _0\"></span>nten (dat wi<span class=\"_ _0\"></span>l zeggen, ni<span class=\"_ _0\"></span>et als verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten),</div>\n<div class=\"t m0 x2c h64 y954 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van IFRS 15 \u2018Opbren<span class=\"_ _1\"></span>gsten v<span class=\"lsed ws11d\">an contrac<span class=\"_ _0\"></span>ten met </span></div>\n<div class=\"t m0 x2c h64 y955 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Aggregatienive<span class=\"_ _1\"></span>au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99b ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor pres<span class=\"_ _0\"></span>entatie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en<span class=\"_ _1\"></span> waarderingsdoe<span class=\"_ _1\"></span>leinden identi<span class=\"_ _1\"></span>ficeert Ageas </span></span></div>\n<div class=\"t m0 x1d h64 y99c ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles en g<span class=\"_ _0\"></span>roepen va<span class=\"_ _0\"></span>n verzeke<span class=\"_ _0\"></span>ringscont<span class=\"_ _0\"></span>racten<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99d ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99e ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een portef<span class=\"_ _0\"></span>euille v<span class=\"_ _0\"></span>an verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n omvat cont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">e aan </span></div>\n<div class=\"t m0 x1d h64 y99f ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">soortg<span class=\"_ _0\"></span>elijke risi<span class=\"_ _0\"></span>co's ond<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erhevig zijn en d<span class=\"_ _1\"></span>ie samen worden b<span class=\"_ _1\"></span>eheerd.</span></div>\n<div class=\"t m0 x220 h7d y9a0 ff73 fs51 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a1 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Portef<span class=\"_ _0\"></span>euilles v<span class=\"_ _0\"></span>an verze<span class=\"_ _0\"></span>keringsc<span class=\"_ _0\"></span>ontra<span class=\"_ _0\"></span>cten wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">ge\u00efdentificeerd <span class=\"ws11e\">op<span class=\"_ _1\"></span> het </span></span></div>\n<div class=\"t m0 x1d h64 y9a2 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niveau van d<span class=\"_ _0\"></span>e uitgev<span class=\"_ _0\"></span>ende entit<span class=\"_ _0\"></span>eit. Voor<span class=\"_ _0\"></span>beelden v<span class=\"_ _0\"></span>an portefe<span class=\"_ _0\"></span>uilles bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y9a3 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Leven van Ag<span class=\"_ _0\"></span>eas zijn Ong<span class=\"_ _0\"></span>evallen, M<span class=\"_ _0\"></span>edisch<span class=\"_ _0\"></span>e Zorgen, </span></span></div>\n<div class=\"t m0 x1d h64 y9a4 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Brand, M<span class=\"_ _0\"></span>otorrijt<span class=\"_ _0\"></span>uigen,<span class=\"_ _0\"></span> ... Bij <span class=\"lsef ws113\">hun <span class=\"ws11e\">eerste opname<span class=\"ls0 ws0\">, <span class=\"_ _1\"></span></span></span>worden </span></div>\n<div class=\"t m0 x1d h64 y9a5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en aan de bet<span class=\"_ _0\"></span>reffende po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille toegev<span class=\"_ _0\"></span>oegd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9a6 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9a7 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor waarder<span class=\"_ _1\"></span>ingsdoeleinden de<span class=\"_ _1\"></span>elt Ageas <span class=\"_ _1\"></span>portefeuilles <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 y9a8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verde<span class=\"_ _1\"></span>r op in gr<span class=\"_ _1\"></span>oepen <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x1d h64 y9a9 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten. Een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1d h64 y9aa ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevormd<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">doo<span class=\"_ _1\"></span>r eerst de porte<span class=\"_ _1\"></span>feuille van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> onder te </span></div>\n<div class=\"t m0 x1d h64 y9ab ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdelen i<span class=\"_ _1\"></span>n jaarlijkse<span class=\"_ _1\"></span> cohorten (b<span class=\"_ _1\"></span>ijvoorbeeld<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an het jaa<span class=\"_ _1\"></span>r van</div>\n<div class=\"t m0 x1d h64 y9ac ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitgifte)<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span></span><span class=\"ws11e\">te garanderen<span class=\"_ _1\"></span> dat geen enkel cohor<span class=\"_ _1\"></span>t contracten omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y9ad ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke meer dan \u00e9\u00e9n<span class=\"_ _1\"></span> jaar na elkaar zijn<span class=\"_ _1\"></span> uitgegeven<span class=\"lsf9 ws13b\">. El<span class=\"_ _1\"></span></span><span class=\"ws11d\">k jaarlijks <span class=\"_ _1\"></span>cohort </span></div>\n<div class=\"t m0 x1d h64 y9ae ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt vervolgen<span class=\"_ _1\"></span>s verder onder<span class=\"_ _1\"></span>verdeeld in (minim<span class=\"_ _1\"></span>aal) drie groepen<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">van </span></div>\n<div class=\"t m0 x1d h64 y9af ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, afhanke<span class=\"_ _1\"></span>lijk van de verwa<span class=\"_ _1\"></span>chte winstgevendheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y9b0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de on<span class=\"_ _1\"></span>derliggende c<span class=\"_ _1\"></span>ontracten<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y9b1 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en die b<span class=\"_ _0\"></span>ij <span class=\"lsef ws113\">hun </span>eerste op<span class=\"_ _0\"></span>name </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b2 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">lieslaten<span class=\"_ _0\"></span>d zijn, mits e<span class=\"_ _0\"></span>r dergeli<span class=\"_ _0\"></span>jke contr<span class=\"_ _0\"></span>acten zij<span class=\"_ _0\"></span>n; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9b3 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"lsed\">verzekerings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en wa<span class=\"_ _0\"></span>arvan<span class=\"ls0 ws0\">, </span><span class=\"ws112\">bij hun eerst<span class=\"_ _0\"></span>e </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b4 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opname, <span class=\"ws112\">d<span class=\"_ _0\"></span>e kans niet sig<span class=\"_ _0\"></span>nificant is<span class=\"_ _0\"></span> dat zij late<span class=\"_ _0\"></span>r verliesl<span class=\"_ _0\"></span>atend zu<span class=\"_ _0\"></span>llen </span></div>\n<div class=\"t m0 x69 h64 y9b5 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden, m<span class=\"_ _0\"></span>its er derge<span class=\"_ _0\"></span>lijke cont<span class=\"_ _0\"></span>racten z<span class=\"_ _0\"></span>ijn; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b6 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">Ee<span class=\"_ _1\"></span>n groep m<span class=\"lsed ws112\">et de <span class=\"ws11d\">resterende v<span class=\"_ _0\"></span>erzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en in de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9b7 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille, m<span class=\"_ _0\"></span>its er de<span class=\"_ _0\"></span>rgelijk<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>racten zi<span class=\"_ _0\"></span>jn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9b8 ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9b9 ff6f fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten <span class=\"_ _0\"></span>die in v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>lende g<span class=\"_ _0\"></span>roepen z<span class=\"_ _0\"></span>ouden v<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x1d h64 y9ba ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">enkel en all<span class=\"_ _0\"></span>een omdat<span class=\"_ _0\"></span> de wet<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en regelge<span class=\"_ _1\"></span>ving </span></span>in de praktijk sp<span class=\"_ _0\"></span>ecifiek h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y9bb ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n van de uitgev<span class=\"_ _0\"></span>end<span class=\"lsef ws11d\">e entiteit beperk<span class=\"_ _1\"></span>t om voor p<span class=\"_ _1\"></span>olishouders <span class=\"_ _1\"></span>met </span></div>\n<div class=\"t m0 x1d h64 y9bc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> kenmerken <span class=\"_ _1\"></span>een verschill<span class=\"_ _1\"></span>end prijs<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">of uitkerin<span class=\"_ _0\"></span>gsnivea<span class=\"_ _0\"></span>u vast </span></span></div>\n<div class=\"t m0 x1d h64 y9bd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te stellen,<span class=\"_ _0\"></span> worden i<span class=\"_ _0\"></span>n dezelfde g<span class=\"_ _0\"></span>roep opge<span class=\"_ _0\"></span>nomen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9be ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Opname<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9bf ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>ui<span class=\"_ _1\"></span>tgegeven verzek<span class=\"_ _1\"></span>eringscontracten<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 y9c0 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span><span class=\"ws112\">en (ande<span class=\"_ _0\"></span>re dan bel<span class=\"_ _0\"></span>eggingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x1d h64 y9c1 ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten en g<span class=\"_ _0\"></span>ehouden</div>\n<div class=\"t m0 x1d h64 y9c2 ff6f fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en) <span class=\"ws112\">op in zij<span class=\"_ _0\"></span>n geconso<span class=\"_ _0\"></span>lideerd ov<span class=\"_ _0\"></span>erzicht v<span class=\"_ _0\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y9c3 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie <span class=\"lsed ws11d\">vanaf het v<span class=\"_ _0\"></span>roegst<span class=\"_ _0\"></span>e van de v<span class=\"_ _0\"></span>olgende t<span class=\"_ _0\"></span>ijdst<span class=\"_ _0\"></span>ippen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y9c4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">Het begin van hun dek<span class=\"_ _0\"></span>kingsp<span class=\"_ _0\"></span>eri<span class=\"lsef ws113\">ode;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y9c5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsed ws112\">De datum waarop de ee<span class=\"_ _0\"></span>rste betal<span class=\"_ _0\"></span>ing door ee<span class=\"_ _0\"></span>n polishou<span class=\"_ _0\"></span>der in de </span></span></div>\n<div class=\"t m0 x69 h64 y9c6 ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep verschul<span class=\"_ _1\"></span>digd is, of, indien<span class=\"_ _1\"></span> er geen <span class=\"lsed ws111\">contract<span class=\"_ _0\"></span>uele verval<span class=\"_ _0\"></span>datum </span></div>\n<div class=\"t m0 x69 h64 y9c7 ff6f fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">is, <span class=\"lsed ws111\">op <span class=\"ws112\">de datum waaro<span class=\"_ _0\"></span>p de eerste b<span class=\"_ _0\"></span>etaling va<span class=\"_ _0\"></span>n de polish<span class=\"_ _0\"></span>ouder is </span></span></div>\n<div class=\"t m0 x69 h64 y9c8 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9c9 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsef ws11d\">W<span class=\"_ _1\"></span>anneer fei<span class=\"_ _1\"></span>ten en omstand<span class=\"_ _1\"></span>igheden ero<span class=\"_ _1\"></span>p wijzen</span><span class=\"ff6f\"> <span class=\"_ _1\"></span><span class=\"lsef ws11d\">dat de</span> <span class=\"lsef ws113\">gro<span class=\"_ _1\"></span>ep <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9ca ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten verl<span class=\"_ _1\"></span>ieslatend word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9cb ff6f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y9cc ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> groepen <span class=\"ls103\">va<span class=\"_ _1\"></span>n </span>bele<span class=\"_ _1\"></span>ggingscontracten<span class=\"_ _1\"></span> met discre<span class=\"_ _1\"></span>tionaire</div>\n<div class=\"t m0 x1d h64 y9cd ff6f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>lingsel<span class=\"_ _0\"></span>ementen o<span class=\"_ _0\"></span>p <span class=\"ws11d\">in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de </span></div>\n<div class=\"t m0 x1d h64 y9ce ff6f fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie wanneer Ageas co<span class=\"_ _1\"></span>ntractpartij word<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y9cf ff71 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Waarderingsbenade<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d0 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas waardeer<span class=\"_ _1\"></span>t groepen <span class=\"ws113\">v<span class=\"_ _1\"></span>an <span class=\"lsed ws112\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten op bas<span class=\"_ _0\"></span>is van de </span></span></div>\n<div class=\"t m0 x1d h64 y9d1 ff6f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">volgende be<span class=\"_ _1\"></span>naderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d2 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f lsf9 ws124\">He<span class=\"_ _1\"></span>t </span><span class=\"ff6f\">a<span class=\"lsef ws113\">lgemene<span class=\"_ _1\"></span> </span>w<span class=\"lsef ws11d\">aarder<span class=\"_ _1\"></span>ingsmodel, oo<span class=\"_ _1\"></span>k wel </span>\u2018<span class=\"_ _1\"></span><span class=\"lsef ws113\">bouwsteenbenader<span class=\"_ _1\"></span>ing<span class=\"ls10b ws13d\">\u2019 </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y9d3 ff6f fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">genoemd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y9d4 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">p<span class=\"lsef ws11d\">remietoe<span class=\"_ _1\"></span>rekeningsbenaderi<span class=\"_ _1\"></span>ng; en</span> </span></span></div>\n<div class=\"t m0 x1d h64 y9d5 ff72 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff73\"> <span class=\"_ _3f\"> </span><span class=\"ff6f ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff6f\">v<span class=\"lsef ws113\">ariabele<span class=\"_ _1\"></span> </span>v<span class=\"lsef ws113\">ergoe<span class=\"_ _1\"></span>dingsbenadering<span class=\"_ _1\"></span>.</span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> bij eerste<span class=\"_ _1\"></span> opname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span><span class=\"ws111\">worden <span class=\"lsef ws113\">groepen </span>van </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>nt<span class=\"lsef ws11e\">racten bij <span class=\"ws113\">hun <span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opname ge<span class=\"_ _1\"></span>waardeerd als <span class=\"_ _1\"></span>het </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">totaal v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws11d\">De contante wa<span class=\"_ _0\"></span>arde v<span class=\"_ _0\"></span>an hun ges<span class=\"_ _0\"></span>chatte t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 lsed ws112\">Een expliciete <span class=\"ls103 ws11d\">risico</span></span><span class=\"ff74\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-</span>finan<span class=\"_ _0\"></span>cieel ris<span class=\"_ _0\"></span>ico; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff77 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff78\"> <span class=\"_ _3f\"> </span><span class=\"ff74 ls10a ws13c\">De <span class=\"_ _1\"></span></span><span class=\"ff74\">c<span class=\"lsef ws113\">ontractuel<span class=\"_ _1\"></span>e </span>d<span class=\"lsef ws11e\">iens<span class=\"_ _1\"></span>tenmarge, tenzij<span class=\"_ _1\"></span> de groep van contr<span class=\"_ _1\"></span>acten </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>latend is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De som van de contan<span class=\"_ _1\"></span>te waarde van <span class=\"lsed ws111\">de <span class=\"ws11d\">schattinge<span class=\"_ _0\"></span>n van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de <span class=\"ls103 ws11d\">risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"lsef\">aanpassing voo<span class=\"_ _1\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">financieel risi<span class=\"_ _1\"></span>co word<span class=\"ls0 ws0\">t </span><span class=\"ws113\">oo<span class=\"_ _1\"></span>k </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vervul<span class=\"_ _0\"></span>lingska<span class=\"_ _0\"></span>sstrom<span class=\"_ _0\"></span>en van de groep <span class=\"ws111\">v<span class=\"_ _0\"></span>an contract<span class=\"_ _0\"></span>en <span class=\"lsef ws113\">genoemd<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De schattingen van<span class=\"_ _1\"></span> toekomstige kasst<span class=\"_ _1\"></span>romen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">die<span class=\"_ _1\"></span></span> <span class=\"lsed ws112\">in de waarderi<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een groep <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span>contracten w<span class=\"_ _1\"></span>orden opgenomen<span class=\"_ _1\"></span>, worden bepaa<span class=\"_ _1\"></span>ld <span class=\"lsed ws112\">op basis </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de be<span class=\"_ _1\"></span>palingen in<span class=\"_ _1\"></span> <span class=\"lsed ws112\">IFRS 17 inz<span class=\"_ _0\"></span>ake contr<span class=\"_ _0\"></span>actgrenz<span class=\"_ _0\"></span>en. Voor s<span class=\"_ _0\"></span>ommige </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">productgroepen<span class=\"_ _1\"></span> verschillen<span class=\"_ _1\"></span> deze <span class=\"ws113\">bepalin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">va<span class=\"lsed ws112\">n de huidige prakt<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c h64 y8b6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 4 of van de (kort<span class=\"_ _0\"></span>ere) cont<span class=\"_ _0\"></span>ractgre<span class=\"_ _0\"></span>nzen zoals<span class=\"_ _0\"></span> van toepas<span class=\"_ _0\"></span>sing</div>\n<div class=\"t m0 x2c h64 y8b7 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span> II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De metho<span class=\"_ _0\"></span>dologie <span class=\"lsef ws113\">die<span class=\"ls0 ws0\"> </span></span>in IFRS 17 wo<span class=\"_ _0\"></span>rdt gebruik<span class=\"_ _0\"></span>t voor de mod<span class=\"_ _0\"></span>ellerin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 y9d9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en <span class=\"lsef ws113\">de <span class=\"ws11d\">waardering <span class=\"_ _1\"></span>is gelijkaard<span class=\"_ _1\"></span>ig aan de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>modellen di<span class=\"_ _1\"></span>e Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y9da ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebr<span class=\"ws11d\">uikt ond<span class=\"_ _1\"></span>er<span class=\"ls0 ws0\"> </span>Solvenc<span class=\"_ _1\"></span>y II. Voor<span class=\"_ _1\"></span> de producten<span class=\"_ _1\"></span> die <span class=\"ws11e\">worden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9db ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de hand<span class=\"_ _1\"></span> van het<span class=\"_ _1\"></span> algemene w<span class=\"_ _1\"></span>aarderingsmodel,<span class=\"_ _1\"></span> <span class=\"lsed ws112\">worden d<span class=\"_ _0\"></span>e vaste </span></div>\n<div class=\"t m0 x2c h64 y9dc ff74 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsef ws113\">contract </span><span class=\"lsed\">per contract gemo<span class=\"_ _0\"></span>delleer<span class=\"_ _0\"></span>d. Vervol<span class=\"_ _0\"></span>gens word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y9dd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geproj<span class=\"_ _1\"></span>ecteerde kass<span class=\"_ _1\"></span>tromen <span class=\"ws113\">gegroepeerd<span class=\"_ _1\"></span> </span>in rele<span class=\"_ _1\"></span>vante \u2018model<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9de ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">points\u2019<span class=\"_ _0\"></span>. De aan deze \u2018m<span class=\"_ _0\"></span>odel point<span class=\"_ _0\"></span>s\u2019 verbo<span class=\"_ _0\"></span>nden kasst<span class=\"_ _0\"></span>romen wor<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y9df ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stochastisch gepr<span class=\"_ _1\"></span>ojecteerd<span class=\"_ _1\"></span>, <span class=\"ws113\">om<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de varia<span class=\"_ _0\"></span>bele kasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span> alsmede <span class=\"_ _0\"></span>de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardec<span class=\"_ _0\"></span>orrect<span class=\"_ _0\"></span>ie voor i<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>acten be<span class=\"_ _0\"></span>sloten opt<span class=\"_ _0\"></span>ies te <span class=\"_ _0\"></span>bepalen (<span class=\"_ _0\"></span>op het</div>\n<div class=\"t m0 x2c h64 y9e1 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de tot<span class=\"_ _0\"></span>ale port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le of voor <span class=\"_ _0\"></span>een groe<span class=\"_ _0\"></span>p <span class=\"ls103\">van <span class=\"lsef ws113\">nieu<span class=\"_ _1\"></span>we </span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en). Zow<span class=\"_ _0\"></span>el de kasstro<span class=\"_ _0\"></span>men als de w<span class=\"_ _0\"></span>aarderin<span class=\"_ _0\"></span>g weerspi<span class=\"_ _0\"></span>egelen d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9e3 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhankelijkhei<span class=\"_ _1\"></span>d van wijzigingen<span class=\"_ _1\"></span> in risico<span class=\"ls0 ws0\">-</span>neu<span class=\"_ _1\"></span>trale financi\u00eb<span class=\"_ _1\"></span>le variabelen</div>\n<div class=\"t m0 x2c h64 y9e4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(zoals ren<span class=\"_ _1\"></span>tevoeten, bewe<span class=\"_ _1\"></span>gingen in aan<span class=\"_ _1\"></span>delenkoersen<span class=\"_ _1\"></span> en waardering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y9e5 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d). Tensl<span class=\"_ _0\"></span>otte worde<span class=\"_ _0\"></span>n de variab<span class=\"_ _0\"></span>ele<span class=\"ls0 ws0\"> </span>kasstr<span class=\"_ _0\"></span>omen aan de o<span class=\"_ _0\"></span>nder</div>\n<div class=\"t m0 x2c h64 y9e6 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 aa<span class=\"_ _1\"></span>ngemerkte groep<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span> <span class=\"lsed\">contracte<span class=\"_ _0\"></span>n toegew<span class=\"_ _0\"></span>ezen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Model Co<span class=\"_ _0\"></span>ntrol Boar<span class=\"_ _0\"></span>d van Ageas hou<span class=\"_ _0\"></span>dt toezic<span class=\"_ _0\"></span>ht op en valide<span class=\"_ _0\"></span>ert de</div>\n<div class=\"t m0 x2c h64 y9e9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodes<span class=\"_ _0\"></span> en proces<span class=\"_ _0\"></span>sen welke v<span class=\"_ _0\"></span>oor de kasst<span class=\"_ _0\"></span>roompro<span class=\"_ _0\"></span>jectie e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9ea ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering worden g<span class=\"_ _1\"></span>ehanteerd. Even<span class=\"_ _1\"></span>tuele wijziging<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">n in de metho<span class=\"_ _0\"></span>des </span></div>\n<div class=\"t m0 x2c h64 y9eb ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en process<span class=\"_ _0\"></span>en ten beh<span class=\"_ _0\"></span>oeve van de in<span class=\"_ _0\"></span>schatti<span class=\"_ _0\"></span>ng van voor d<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y9ec ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van contra<span class=\"_ _1\"></span>cten gebruikte<span class=\"_ _1\"></span> inputs, d<span class=\"_ _1\"></span>e reden van<span class=\"_ _1\"></span> elke wijz<span class=\"_ _1\"></span>iging<span class=\"ls0 ws0\">, <span class=\"lsed ws111\">alsmede </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het type contrac<span class=\"_ _1\"></span>ten dat is betro<span class=\"_ _1\"></span>kken, worden gedocum<span class=\"_ _1\"></span>enteerd en</div>\n<div class=\"t m0 x2c h64 y9ee ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gevalideerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>v<span class=\"lsed ws112\">an Ageas z<span class=\"_ _0\"></span>ullen de co<span class=\"_ _0\"></span>ntante waa<span class=\"_ _0\"></span>rde van<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f1 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van toekom<span class=\"_ _1\"></span>stige kasstromen<span class=\"_ _1\"></span> bepalen<span class=\"ls0 ws0\"> </span>d<span class=\"_ _1\"></span>oor gebrui<span class=\"_ _1\"></span>k te</div>\n<div class=\"t m0 x2c h64 y9f2 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maken<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten di<span class=\"_ _0\"></span>e volgen<span class=\"_ _0\"></span>s een top<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">downbenaderin<span class=\"_ _1\"></span>g </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f3 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld<span class=\"lsed ws112\">, welke met<span class=\"_ _0\"></span> de onder pijl<span class=\"_ _0\"></span>er 2 van Solve<span class=\"_ _0\"></span>ncy II </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> methodologie<span class=\"_ _1\"></span> i<span class=\"lsed ws112\">s afgeste<span class=\"_ _0\"></span>md.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De risico<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">aanpassing vo<span class=\"_ _0\"></span>or niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel risico<span class=\"_ _1\"></span> weerspiegelt<span class=\"_ _1\"></span> <span class=\"ws113\">de </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compens<span class=\"_ _0\"></span>atie welk<span class=\"_ _0\"></span>e Ageas verl<span class=\"_ _0\"></span>angt vo<span class=\"_ _0\"></span>or het drag<span class=\"_ _0\"></span>en van de uit het n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9f8 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble risico v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende onz<span class=\"_ _0\"></span>ekerhei<span class=\"_ _0\"></span>d omtre<span class=\"_ _0\"></span>nt het bedrag e<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x2c h64 y9f9 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijdstip v<span class=\"_ _0\"></span>an de kass<span class=\"_ _0\"></span>tromen van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span>van </span></span><span class=\"ws111\">verzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten. </span></div>\n<div class=\"t m0 x2c h64 y9fa ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>aanpassi<span class=\"_ _0\"></span>ng dekt het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verzekeringsrisico en andere nie<span class=\"_ _1\"></span>t</span>-</span></div>\n<div class=\"t m0 x2c h64 y9fb ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble ri<span class=\"_ _1\"></span>sico\u2019s zoals ver<span class=\"_ _1\"></span>valrisico en kos<span class=\"_ _1\"></span>tenrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fc ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9fd ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zu<span class=\"_ _1\"></span>llen de ri<span class=\"_ _1\"></span>sico<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">aanpa<span class=\"_ _1\"></span>ssing voor </span></div>\n<div class=\"t m0 x2c h64 y9fe ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">financieel ris<span class=\"_ _1\"></span>ico berekene</span>n<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">aan de<span class=\"_ _1\"></span> hand</span> </span><span class=\"ws112\">van de techniek va<span class=\"_ _0\"></span>n het </span></div>\n<div class=\"t m0 x2c h64 y9ff ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrouw<span class=\"_ _0\"></span>baarhe<span class=\"_ _0\"></span>idsperc<span class=\"_ _0\"></span>entage, w<span class=\"_ _0\"></span>aarbij het<span class=\"_ _0\"></span> 75</div>\n<div class=\"t m0 x1a1 h76 ya00 ff74 fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2a h64 ya01 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">percenti<span class=\"_ _0\"></span>el wordt </span></div>\n<div class=\"t m0 x1d h64 ya02 ff74 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reefd. <span class=\"lsef ws11d\">Er worden geen g<span class=\"_ _1\"></span>roepsdiversi<span class=\"_ _1\"></span>ficatie<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten toe<span class=\"_ _0\"></span>gepast.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya03 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderw<span class=\"_ _0\"></span>orpen aan go<span class=\"_ _0\"></span>edkeuri<span class=\"_ _0\"></span>ng door het pas<span class=\"_ _0\"></span>sende <span class=\"lsef ws113\">directieniveau, moet<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya04 ff74 fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">de risico<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">aanpassi<span class=\"_ _0\"></span>ng <span class=\"ws112\">een marge om<span class=\"_ _0\"></span>vatten d<span class=\"_ _0\"></span>ie <span class=\"lsef ws11d\">op geschikte<span class=\"_ _1\"></span> wijze<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya05 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udt met op<span class=\"_ _1\"></span>komende risi<span class=\"_ _1\"></span>co\u2019s en onze<span class=\"_ _1\"></span>kerheden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya06 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya07 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge ve<span class=\"_ _1\"></span>rtegenwoordigt<span class=\"_ _1\"></span> de onverdie<span class=\"_ _1\"></span>nde winst </span></span></div>\n<div class=\"t m0 x1d h64 ya08 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op een groe<span class=\"_ _1\"></span>p <span class=\"ws113\">van ver<span class=\"_ _1\"></span>zekeringscon<span class=\"_ _1\"></span>tracten. <span class=\"ws11e\">Als<span class=\"_ _1\"></span> een direct gevolg van<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 ya09 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an een c<span class=\"_ _0\"></span>ontr<span class=\"ws112\">act<span class=\"_ _0\"></span>uele diens<span class=\"_ _0\"></span>tenma<span class=\"_ _0\"></span>rge, word<span class=\"_ _0\"></span>en eventuel<span class=\"_ _0\"></span>e in de </span></div>\n<div class=\"t m0 x1d h64 ya0a ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vervullingska<span class=\"_ _1\"></span>sstromen beslo<span class=\"_ _1\"></span>ten winsten <span class=\"_ _1\"></span>niet onmidd<span class=\"_ _1\"></span>ellijk <span class=\"ws113\">opgeno<span class=\"_ _1\"></span>men<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya0b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar uitgesteld<span class=\"_ _1\"></span>. <span class=\"lsed ws112\">Ageas za<span class=\"_ _0\"></span>l de onverd<span class=\"_ _0\"></span>iende winst<span class=\"_ _0\"></span> <span class=\"lsef ws11e\">op een groep va<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x1d h64 ya0c ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten opne<span class=\"_ _1\"></span>men <span class=\"ls107 ws13e\">in <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verl<span class=\"_ _1\"></span>iesrekening </span></div>\n<div class=\"t m0 x1d h64 ya0d ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de <span class=\"ws11d\">perio<span class=\"_ _1\"></span>de wanneer d<span class=\"_ _1\"></span>iensten uit<span class=\"_ _1\"></span> hoofde van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x1d h64 ya0e ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract worden<span class=\"_ _1\"></span> verleend. Ge<span class=\"_ _1\"></span>wogen dekkings<span class=\"_ _1\"></span>eenheden</div>\n<div class=\"t m0 x1d h64 ya0f ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zullen worden<span class=\"_ _1\"></span> toegepas<span class=\"_ _1\"></span>t voor verzek<span class=\"_ _1\"></span>eringsproducten<span class=\"_ _1\"></span> die vers<span class=\"_ _1\"></span>chillende</div>\n<div class=\"t m0 x1d h64 ya10 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s dekken,<span class=\"_ _0\"></span> indien <span class=\"_ _0\"></span>relevant<span class=\"_ _0\"></span> om het pr<span class=\"_ _0\"></span>ofiel v<span class=\"_ _0\"></span>an de opn<span class=\"_ _0\"></span>ame van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya11 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaten <span class=\"_ _1\"></span><span class=\"lsed ws11d\">af te st<span class=\"_ _0\"></span>emmen met<span class=\"_ _0\"></span> de aard<span class=\"_ _0\"></span> van het c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>. <span class=\"lsef\">In alle andere<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya12 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevallen <span class=\"_ _1\"></span>wordt de mee<span class=\"_ _1\"></span>st relevante<span class=\"_ _1\"></span> enkelvoudige d<span class=\"_ _1\"></span>ekkingseenheid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya13 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya14 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya15 ff74 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"ls0 ws0\">c<span class=\"lsef ws113\">ontrac<span class=\"_ _1\"></span>tuele </span>d<span class=\"lsef ws11d\">ie<span class=\"_ _1\"></span>nstenmarge va<span class=\"_ _1\"></span>n een groep<span class=\"_ _1\"></span> <span class=\"ls103\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya16 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en kan nooit n<span class=\"_ _0\"></span>egatief wo<span class=\"_ _0\"></span>rden. In dat<span class=\"_ _0\"></span> geval is de</div>\n<div class=\"t m0 x1d h64 ya17 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end en w<span class=\"_ _0\"></span>ordt en<span class=\"_ _0\"></span>ig verli<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1d h64 ya18 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onmiddellijk<span class=\"_ _1\"></span> verantwoord<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in de winst</span>- </span><span class=\"ws11d\">en v<span class=\"_ _1\"></span>erliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1d h6c ya19 ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemene <span class=\"ls0 ws0\">w<span class=\"_ _1\"></span></span>aardering<span class=\"_ _1\"></span>smodel <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"ws11d\">waardering<span class=\"_ _1\"></span> na eerste o<span class=\"_ _1\"></span>pname<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya1a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> een groep van verzeker<span class=\"_ _1\"></span>ingscontracten op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya1b ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagdatum <span class=\"_ _1\"></span>is de som<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>verplichting u<span class=\"_ _1\"></span>it hoofde<span class=\"_ _1\"></span> van resterend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ya1c ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dekking,<span class=\"_ _0\"></span> die de contr<span class=\"_ _0\"></span>actuele di<span class=\"_ _0\"></span>ensten<span class=\"_ _0\"></span>marge of ve<span class=\"_ _0\"></span>rliesco<span class=\"_ _0\"></span>mponent o<span class=\"_ _0\"></span>mvat,</div>\n<div class=\"t m0 x1d h64 ya1d ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoo<span class=\"_ _0\"></span>fde van o<span class=\"_ _0\"></span>ntstane c<span class=\"_ _0\"></span>laims.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya1e ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya1f ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verv<span class=\"_ _0\"></span>ullingsk<span class=\"_ _0\"></span>asstro<span class=\"_ _0\"></span>men word<span class=\"_ _0\"></span>en aan h<span class=\"_ _0\"></span>et eind<span class=\"_ _0\"></span>e van elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya20 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagper<span class=\"lsed ws112\">iode herberek<span class=\"_ _0\"></span>end, waa<span class=\"_ _0\"></span>rbij gebr<span class=\"_ _0\"></span>uik wordt ge<span class=\"_ _0\"></span>maakt van act<span class=\"_ _0\"></span>uele </span></div>\n<div class=\"t m0 x1d h64 ya21 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van de<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige kasst<span class=\"_ _0\"></span>romen, act<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 ya22 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten en act<span class=\"_ _0\"></span>uele schat<span class=\"_ _0\"></span>tingen va<span class=\"_ _0\"></span>n de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">aanpassing<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ya23 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi<span class=\"_ _1\"></span>\u00eble risico\u2019s. </span> </span></div>\n<div class=\"t m0 x1d h64 ya24 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya25 ff74 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> herberekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>van de <span class=\"_ _1\"></span>vervullingskass<span class=\"_ _1\"></span>t<span class=\"ws113\">romen <span class=\"lsed ws112\">van de verplic<span class=\"_ _0\"></span>hting </span></span></span></div>\n<div class=\"t m0 x1d h64 ya26 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit hoofde<span class=\"_ _1\"></span> van res<span class=\"_ _1\"></span>terende dekking<span class=\"_ _1\"></span> in opeenvolge<span class=\"_ _1\"></span>nde versl<span class=\"_ _1\"></span>agperiodes<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ya27 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt de <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuele </span>d</span><span class=\"ws113\">ienstenmarge a<span class=\"_ _1\"></span>angepast </span>voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 ya28 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> deze vervulling<span class=\"_ _1\"></span>skasstromen, waardoor<span class=\"_ _1\"></span> d<span class=\"ls103 ws11d\">eze<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">wijziginge<span class=\"_ _1\"></span>n</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya29 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen wor<span class=\"_ _0\"></span>den <span class=\"lsef ws113\">opgenomen<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in de win<span class=\"_ _1\"></span><span class=\"ls103 ws11d\">st<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span>en verliesreken<span class=\"_ _1\"></span>ing gedurende de </span></span></div>\n<div class=\"t m0 x1d h64 ya2a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resterende peri<span class=\"_ _1\"></span>ode dat Ageas diens<span class=\"_ _1\"></span>ten uit hoofde van<span class=\"_ _1\"></span> <span class=\"ws113\">het<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya2b ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract verleent. Ren<span class=\"_ _1\"></span>te voor het vers<span class=\"_ _1\"></span>trijken van de<span class=\"_ _1\"></span> tijd</div>\n<div class=\"t m0 x1d h64 ya2c ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt aan d<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">iens<span class=\"_ _1\"></span>tenmarge toege<span class=\"_ _1\"></span>voegd, waarbi<span class=\"_ _1\"></span>j <span class=\"ws113\">gebruik </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya2d ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt gemaa<span class=\"_ _1\"></span>kt van <span class=\"ws11e\">de di<span class=\"_ _1\"></span>sc<span class=\"lsed ws112\">onterin<span class=\"_ _0\"></span>gsvoet<span class=\"_ _0\"></span>en bij eerst<span class=\"_ _0\"></span>e opname van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya2e ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya2f ff76 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Premietoereken<span class=\"_ _1\"></span>ingsbenadering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya30 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">een entiteit toe o<span class=\"_ _1\"></span>m groepen <span class=\"_ _1\"></span><span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekeringscon<span class=\"_ _1\"></span>tracten </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya31 ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die voldoen aan bep<span class=\"_ _1\"></span>aalde voorwaarden<span class=\"_ _1\"></span>, zoals verzekering<span class=\"_ _1\"></span>scontracten</div>\n<div class=\"t m0 x1d h64 ya32 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvan de d<span class=\"_ _1\"></span>ekkingsperiode<span class=\"_ _1\"></span> niet lange<span class=\"_ _1\"></span>r dan \u00e9\u00e9n <span class=\"_ _1\"></span>jaar bedraag<span class=\"_ _1\"></span>t, <span class=\"lsf9 ws124\">te </span></div>\n<div class=\"t m0 x1d h64 ya33 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderen <span class=\"_ _1\"></span>volgens<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de v<span class=\"_ _1\"></span>ereenvoudigde <span class=\"ls0 ws0\">p<span class=\"_ _1\"></span></span></span>remietoerekenin<span class=\"_ _1\"></span>gsbenadering</div>\n<div class=\"t m0 x1d h64 ya34 ff74 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(in pla<span class=\"_ _0\"></span>ats van v<span class=\"_ _0\"></span>olgens h<span class=\"_ _0\"></span>et <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"_ _1\"></span><span class=\"lsef ws113\">aarderingsm<span class=\"_ _1\"></span>odel).</span> </span></div>\n<div class=\"t m0 x1d h64 ya35 ff74 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya36 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de toepa<span class=\"_ _0\"></span>ssing van d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">p<span class=\"lsef ws11d\">remie<span class=\"_ _1\"></span>toerekeningsbenader<span class=\"_ _1\"></span>ing heeft Age<span class=\"_ _1\"></span>as <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 ya37 ff74 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e om enige, met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen verba<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x1d h64 ya38 ff74 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houdende ka<span class=\"_ _1\"></span>sstromen, op <span class=\"_ _1\"></span>te nemen al<span class=\"_ _1\"></span>s last wann<span class=\"_ _1\"></span>eer zij d<span class=\"_ _1\"></span>eze kosten</div>\n<div class=\"t m0 x1d h64 ya39 ff74 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">maakt<span class=\"ws11d\">, op <span class=\"_ _1\"></span>voorwaarde da<span class=\"_ _1\"></span>t de ini<span class=\"_ _1\"></span>ti\u00eble dekking<span class=\"_ _1\"></span>speriode bij<span class=\"_ _1\"></span> eerste opnam<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya3a ff74 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de<span class=\"ls0 ws0\"> </span><span class=\"ws113\">groep<span class=\"_ _1\"></span>en <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span> </span>verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> <span class=\"lsed ws112\">niet lang<span class=\"_ _0\"></span>er is dan <span class=\"lsef ws113\">\u00e9\u00e9</span><span class=\"ws11d\">n jaar.<span class=\"ls0 ws0\">  </span></span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">p<span class=\"lsef ws113\">remietoerekeningsbenad<span class=\"_ _1\"></span>ering<span class=\"lsf9 ws13b\">, is </span></span></span>de verplichting u<span class=\"_ _0\"></span>it hoofde</div>\n<div class=\"t m0 x2c h64 y8a6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van resterende<span class=\"_ _1\"></span> dekking <span class=\"ws11d\">op da<span class=\"_ _1\"></span>tum van<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">eerste opname </span></span></span>gelijk aan<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele ontvan<span class=\"_ _0\"></span>gen premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s <span class=\"lsed ws112\">op die datum<span class=\"lsf9 ws124\">. <span class=\"lsef ws11e\">In opeenvolgende </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>s,<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">is</span> </span><span class=\"ws11e\">d<span class=\"_ _1\"></span>e boekwaarde van de<span class=\"_ _1\"></span> verplichting uit ho<span class=\"_ _1\"></span>ofde van </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende d<span class=\"_ _1\"></span>ekking <span class=\"ls10b ws13d\">gelijk </span><span class=\"ws113\">aan <span class=\"lsed ws112\">de boekwaarde a<span class=\"_ _0\"></span>an <span class=\"ws11d\">het begi<span class=\"_ _0\"></span>n van de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8aa ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>, <span class=\"ws11e\">plus de tijd<span class=\"_ _1\"></span>ens de periode<span class=\"_ _1\"></span> ontvangen premies<span class=\"lsf9 ws124\">, <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">minus </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het bedrag<span class=\"_ _1\"></span> dat als ver<span class=\"_ _1\"></span>zekeringsopbren<span class=\"_ _1\"></span>gst <span class=\"ws11e\">is opgeno<span class=\"_ _1\"></span>men <span class=\"lsed ws112\">voor in die </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">periode ve<span class=\"_ _1\"></span>rleende dekking<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">minu<span class=\"_ _1\"></span>s </span></span>elke be<span class=\"_ _1\"></span>leggingscomponen<span class=\"_ _1\"></span>t die is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaald of<span class=\"_ _0\"></span> <span class=\"lsee\">is <span class=\"lsef ws11d\">overgeboe<span class=\"_ _1\"></span>kt naar de<span class=\"_ _1\"></span> verplichting<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van on<span class=\"_ _1\"></span>tstane </span></span></div>\n<div class=\"t m0 x2c h64 y8ae ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">claims<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien op ee<span class=\"_ _0\"></span>n gegeven m<span class=\"_ _0\"></span>oment, vo<span class=\"_ _0\"></span>orafgaa<span class=\"_ _0\"></span>nd aan en tijd<span class=\"_ _0\"></span>ens de</div>\n<div class=\"t m0 x2c h64 y8b1 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dekkingsperiode<span class=\"_ _1\"></span>, feiten en omsta<span class=\"_ _1\"></span>ndigheden doen ve<span class=\"_ _1\"></span>rmoeden dat een</div>\n<div class=\"t m0 x2c h64 y8b2 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groep <span class=\"lsed ws111\">van <span class=\"ws11d\">verzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten v<span class=\"_ _0\"></span>erlieslat<span class=\"_ _0\"></span>end is,<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">dan neemt</span> <span class=\"lsef ws113\">Ageas<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verl<span class=\"_ _0\"></span>ies <span class=\"ws111\">op </span>in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening</span> </span></span><span class=\"lsef\">en<span class=\"_ _1\"></span> verhoogt A<span class=\"_ _1\"></span>geas de </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> uit hoofde van reste<span class=\"_ _1\"></span>rende dekking voo<span class=\"_ _1\"></span>r zover de actuele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schattingen<span class=\"_ _1\"></span> van de vervu<span class=\"_ _1\"></span>llingskasstromen<span class=\"_ _1\"></span> inzake de<span class=\"_ _1\"></span> resterende<span class=\"_ _1\"></span> dekking</div>\n<div class=\"t m0 x2c h64 y8b6 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting uit<span class=\"_ _1\"></span> hoof<span class=\"ws11d\">de van<span class=\"_ _1\"></span> resterende dek<span class=\"_ _1\"></span>king </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overstijgen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De boekwaarde van<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">verplic<span class=\"_ _0\"></span>hting u<span class=\"_ _0\"></span>it hoofd<span class=\"_ _0\"></span>e van onts<span class=\"_ _0\"></span>tane cl<span class=\"_ _0\"></span>aims<span class=\"ls0 ws0\"> v<span class=\"lsef ws113\">an</span> </span></span></div>\n<div class=\"t m0 x2c h64 y9d9 ff79 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n </span></span>verzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">volgens de </span></span></span></div>\n<div class=\"t m0 x2c h64 y9da ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsef ws11d\">remietoere<span class=\"_ _1\"></span>keningsbenade<span class=\"_ _1\"></span>ring wordt g<span class=\"_ _1\"></span>ewaardeerd, <span class=\"_ _1\"></span>omvat het be<span class=\"_ _1\"></span>drag </span></div>\n<div class=\"t m0 x2c h64 y9db ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aangepaste verd<span class=\"_ _1\"></span>isconteerde verv<span class=\"_ _1\"></span>ullingskasstromen<span class=\"_ _1\"></span>, </span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">aan actue<span class=\"_ _0\"></span>le disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoete<span class=\"_ _0\"></span>n, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9dd ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nog niet bet<span class=\"_ _0\"></span>aalde ont<span class=\"_ _0\"></span>stane cl<span class=\"_ _0\"></span>aims en kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9de ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9df ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>het voorne<span class=\"_ _1\"></span>men om de <span class=\"_ _1\"></span><span class=\"ls0 ws0\">p</span><span class=\"ws113\">remietoer<span class=\"_ _1\"></span>ekeningsbenaderin<span class=\"_ _1\"></span>g <span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te passen v<span class=\"_ _0\"></span>oor het groot<span class=\"_ _0\"></span>ste deel v<span class=\"_ _0\"></span>an de d<span class=\"lsef ws11d\">aarvoor in aa<span class=\"_ _1\"></span>nmerking </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">komende groepe<span class=\"_ _1\"></span>n <span class=\"ws113\">van </span><span class=\"lsed\">contracten b<span class=\"_ _0\"></span>innen <span class=\"ws112\">d<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">Leven en<span class=\"_ _1\"></span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9e2 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">binnen de <span class=\"_ _1\"></span>herverzekerings<span class=\"_ _1\"></span>activiteiten. Ag<span class=\"_ _1\"></span>eas heeft <span class=\"_ _1\"></span>daarnaast<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e3 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornemen om<span class=\"_ _1\"></span> de <span class=\"ls0 ws0\">p</span><span class=\"ws113\">rem<span class=\"_ _1\"></span>ietoerekeningsbe<span class=\"_ _1\"></span>nadering <span class=\"_ _1\"></span></span><span class=\"lsed\">toe te<span class=\"_ _0\"></span> passen <span class=\"lsef ws113\">voor </span></span></div>\n<div class=\"t m0 x2c h64 y9e4 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een beperk<span class=\"_ _0\"></span>t aantal<span class=\"_ _0\"></span> daarvoor i<span class=\"_ _0\"></span>n aanmer<span class=\"ws11d\">ki<span class=\"_ _0\"></span>ng kome<span class=\"_ _0\"></span>nde contr<span class=\"_ _0\"></span>acten <span class=\"_ _0\"></span>binnen </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de activit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en, <span class=\"lsef ws11d\">waarvoor de r<span class=\"_ _1\"></span>isico\u2019s op <span class=\"_ _1\"></span>jaarlijkse<span class=\"_ _1\"></span> basis opnieu<span class=\"_ _1\"></span>w </span></div>\n<div class=\"t m0 x2c h64 y9e6 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> getarife<span class=\"_ _1\"></span>erd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya3d ff7b fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Variabel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ergoedin<span class=\"_ _1\"></span>gsbenadering</span> </span></div>\n<div class=\"t m0 x2c h64 ya3e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n entiteit<span class=\"_ _1\"></span> groepen v<span class=\"_ _1\"></span>an verzekerin<span class=\"_ _1\"></span>gscontracten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>l<span class=\"lsef ws11e\">ementen waardeer<span class=\"_ _1\"></span>t volgens de variabel<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 ya40 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingsbena<span class=\"_ _1\"></span>dering (in<span class=\"_ _1\"></span> plaats van <span class=\"_ _1\"></span>volgens h<span class=\"_ _1\"></span>et algemene</div>\n<div class=\"t m0 x2c h64 ya41 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ff79 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgem<span class=\"_ _1\"></span>ene </span>w<span class=\"lsef ws11d\">aar<span class=\"_ _1\"></span>deringsmodel<span class=\"_ _1\"></span> en de </span>v<span class=\"_ _1\"></span><span class=\"lsef ws113\">ariabele </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsef ws11e\">ergoeding<span class=\"_ _1\"></span>sbenadering<span class=\"_ _1\"></span> waarderen de vervul<span class=\"_ _1\"></span>lingskasstromen op<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya45 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dezelfde wijze<span class=\"_ _1\"></span>. Er is daarentege<span class=\"_ _1\"></span>n een verschil in de waar<span class=\"_ _1\"></span>dering van de</div>\n<div class=\"t m0 x2c h64 ya46 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge. Bij <span class=\"ws111\">de <span class=\"lsef ws11e\">eerste opname van een groep<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x2c h64 ya47 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met direc<span class=\"_ _0\"></span>te winst<span class=\"_ _0\"></span>delings<span class=\"_ _0\"></span>element<span class=\"_ _0\"></span>en is<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">er geen </span></span></div>\n<div class=\"t m0 x2c h64 ya48 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tussen de co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>ele dienst<span class=\"_ _0\"></span>enmarg<span class=\"_ _0\"></span>e bepaald on<span class=\"_ _0\"></span>der beid<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya49 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thodes. In daaropvo<span class=\"_ _1\"></span>lgende <span class=\"ws113\">verslagper<span class=\"_ _1\"></span>iodes,<span class=\"ls0 ws0\"> </span></span>wordt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4a ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uele die<span class=\"_ _0\"></span>nstenm<span class=\"_ _0\"></span>arge van een gr<span class=\"_ _0\"></span>oep van verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten</div>\n<div class=\"t m0 x2c h64 ya4b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met direct<span class=\"_ _0\"></span>e winstd<span class=\"_ _0\"></span>elingse<span class=\"_ _0\"></span>lemente<span class=\"_ _0\"></span>n, die wordt<span class=\"_ _0\"></span> gewaar<span class=\"_ _0\"></span>deerd aan de ha<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 ya4c ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de variabele<span class=\"_ _1\"></span> vergoedingsbenader<span class=\"_ _1\"></span>ing, aangepas<span class=\"_ _1\"></span>t voor de wijziginge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ya4d ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in discon<span class=\"_ _1\"></span>teringsvoeten en<span class=\"_ _1\"></span> andere <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>variabelen (onde<span class=\"_ _1\"></span>r het</div>\n<div class=\"t m0 x2c h64 ya4e ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">algemene waarde<span class=\"_ _1\"></span>ringsmodel <span class=\"_ _1\"></span>worden dergeli<span class=\"_ _1\"></span>jke wijzigi<span class=\"_ _1\"></span>ngen <span class=\"ws113\">opgenomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya4f ff79 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de ger<span class=\"_ _0\"></span>ealise<span class=\"_ _0\"></span><span class=\"lsef ws11e\">erde en niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealiseerde<span class=\"_ _1\"></span> resultaten<span class=\"lsf9 ws124\">). <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya50 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De variabele ve<span class=\"_ _1\"></span>rgoedingsbenader<span class=\"_ _1\"></span>ing kan niet worden toe<span class=\"_ _1\"></span>gepast op</div>\n<div class=\"t m0 x2c h64 ya52 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">groepen v<span class=\"_ _0\"></span>an lev<span class=\"_ _0\"></span>ensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten met<span class=\"_ _0\"></span> volled<span class=\"_ _0\"></span>ig discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x2c h64 ya53 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>ling en op gro<span class=\"_ _0\"></span>epen herv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten (z<span class=\"_ _0\"></span>owel geho<span class=\"_ _0\"></span>uden</div>\n<div class=\"t m0 x2c h64 ya54 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als uitgegeve<span class=\"ws11d\">n<span class=\"_ _1\"></span> herverzekering<span class=\"_ _1\"></span>scontracten).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y959 ff7b fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Herziening en<span class=\"_ _1\"></span> niet lang<span class=\"_ _1\"></span>er opnemen i<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">het overzic<span class=\"_ _0\"></span>ht van de financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h6c y95a ff7b fs44 fc1d sc0 ls10b ws13d\" style=\"z-index: 15;\">positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95b ff79 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Als<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de<span class=\"_ _1\"></span> voorwaarden van een verz<span class=\"_ _1\"></span>ekeringscontrac<span class=\"_ _1\"></span>t op materi\u00eble wij<span class=\"_ _1\"></span>ze </span></span></div>\n<div class=\"t m0 x1d h64 y95c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden h<span class=\"_ _0\"></span>erzien en <span class=\"lsef ws11e\">als voldaan is<span class=\"ls0 ws0\"> </span></span>aan specifi<span class=\"_ _0\"></span>eke crite<span class=\"_ _0\"></span>ria, neemt Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1d h64 y95d ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het oorspronkeli<span class=\"_ _1\"></span>jke contract<span class=\"_ _1\"></span> <span class=\"ws11d\">niet langer <span class=\"_ _1\"></span>op in <span class=\"lsed\">zijn overzi<span class=\"_ _0\"></span>cht van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y95e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span>en neemt<span class=\"_ _1\"></span> Ageas <span class=\"lsed ws11d\">het herzi<span class=\"_ _0\"></span>ene contr<span class=\"_ _0\"></span>act <span class=\"ws111\">op </span><span class=\"lsef\">als een </span></span></div>\n<div class=\"t m0 x1d h64 y95f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuw co<span class=\"_ _0\"></span>ntract<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 ya55 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 <span class=\"_ _1\"></span>vereist dat ee<span class=\"_ _1\"></span>n verzekerin<span class=\"_ _1\"></span>gscontract ni<span class=\"_ _1\"></span>et langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">wanneer het is </span></span></div>\n<div class=\"t m0 x1d h64 ya58 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y964 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in het ge<span class=\"_ _0\"></span>consoli<span class=\"_ _0\"></span>deerde over<span class=\"_ _0\"></span>zicht va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h6c y965 ff7b fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y966 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zal de <span class=\"lsef ws11e\">boekwaarde van de volgende portefeui<span class=\"_ _1\"></span>lles afzonderlij<span class=\"_ _1\"></span>k<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y967 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorste<span class=\"_ _0\"></span>llen in zijn g<span class=\"_ _0\"></span>econsoli<span class=\"_ _0\"></span>deerd ov<span class=\"_ _0\"></span>erzicht van d<span class=\"_ _0\"></span>e financi<span class=\"_ _0\"></span>\u00eble positi<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 y968 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie a<span class=\"lsee ws112\">ctiva<span class=\"ls0 ws0\"> </span></span><span class=\"ls103\">zijn;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y969 ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws11d\">Uitgegeven v<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y96a ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die a<span class=\"ls105 ws135\">ctiva<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">zijn; e<span class=\"_ _1\"></span>n</span> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y96b ff7c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _3f\"> </span><span class=\"ff79 lsed ws112\">Gehouden herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten die v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ya59 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Opname e<span class=\"_ _0\"></span>n present<span class=\"_ _0\"></span>atie in de <span class=\"ls10c ws13b\">win</span><span class=\"lsee\">st<span class=\"ls0 ws0\">- </span></span><span class=\"ws11d\">en verliesr<span class=\"_ _0\"></span>ekening<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya5a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas zal <span class=\"_ _1\"></span>in <span class=\"ls103\">zij<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">gecons<span class=\"_ _1\"></span>olideerde <span class=\"ls10c ws13b\">wi<span class=\"_ _1\"></span>nst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span></span></span><span class=\"lsed\">en verli<span class=\"_ _0\"></span>esrekeni<span class=\"_ _0\"></span>ng <span class=\"lsef ws113\">afzonderlijk </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>diensten<span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>en (<span class=\"ws111\">dez<span class=\"_ _0\"></span>e <span class=\"ws11d\">bevatten d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5c ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sopbrengsten minu<span class=\"_ _1\"></span>s de lasten<span class=\"_ _1\"></span> uit hoo<span class=\"_ _1\"></span>fde van</div>\n<div class=\"t m0 x1d h64 ya5d ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sdiensten)<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">en<span class=\"_ _1\"></span> de </span>verzekering<span class=\"_ _1\"></span>sfinancierings<span class=\"lsed ws112\">baten of <span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> </span></span></div>\n<div class=\"t m0 x1d h64 ya5e ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opneme<span class=\"_ _0\"></span>n. De <span class=\"lsef ws113\">opname<span class=\"ls0 ws0\"> </span>van <span class=\"ws11e\">ver<span class=\"_ _1\"></span>zekeringsopbre<span class=\"_ _1\"></span>ngsten en </span>van <span class=\"_ _1\"></span><span class=\"ws11e\">lasten uit </span></span></div>\n<div class=\"t m0 x1d h64 ya5f ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofde van v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsdi<span class=\"_ _0\"></span>ensten<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">is gebaseerd op <span class=\"_ _1\"></span>het <span class=\"ws11e\">concept van </span></span></span></div>\n<div class=\"t m0 x1d h64 ya60 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedurende de<span class=\"_ _1\"></span> verslagperi<span class=\"_ _1\"></span>ode verleend<span class=\"_ _1\"></span>e diensten u<span class=\"_ _1\"></span>it hoofde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x1d h64 ya61 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya62 ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya63 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Beleggingscomp<span class=\"_ _1\"></span>onenten<span class=\"ws11d\">, zijnd<span class=\"_ _1\"></span>e bedragen<span class=\"_ _1\"></span> die de pol<span class=\"_ _1\"></span>ishouder al<span class=\"_ _1\"></span>tijd zal </span></div>\n<div class=\"t m0 x1d h64 ya64 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ontvangen<span class=\"ws11e\">, ongea<span class=\"_ _1\"></span>cht of een verzek<span class=\"_ _1\"></span>erde gebeurteni<span class=\"_ _1\"></span>s zich voordoet<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya65 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen nie<span class=\"_ _0\"></span>t <span class=\"lsef ws11d\">worden opgenome<span class=\"_ _1\"></span>n in de ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 y979 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> <span class=\"lsed ws111\">maar </span><span class=\"ws11d\">zullen dire<span class=\"_ _1\"></span>ct worden op<span class=\"_ _1\"></span>genomen <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x1d h64 y97a ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"lsed ws112\">overzicht va<span class=\"_ _0\"></span>n de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie. Om te bep<span class=\"_ _0\"></span>alen of </span></div>\n<div class=\"t m0 x1d h64 y97b ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span> een beleg<span class=\"_ _0\"></span>gingscom<span class=\"_ _0\"></span>ponent<span class=\"_ _0\"></span> bevat, sch<span class=\"_ _0\"></span>at Ageas</div>\n<div class=\"t m0 x1d h64 y97c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng <span class=\"lsef ws11d\">van het con<span class=\"_ _1\"></span>tract <span class=\"lsed\">in of<span class=\"ls0 ws0\"> </span></span></span>er zich in all<span class=\"_ _0\"></span>e omstandi<span class=\"_ _0\"></span>gheden e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ya66 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaling zal<span class=\"_ _1\"></span> voordoen<span class=\"ls105 ws135\">. </span>Voo<span class=\"_ _1\"></span>r de beoordeling<span class=\"_ _1\"></span> van<span class=\"ls0 ws0\"> \u2018</span><span class=\"ws11d\">alle<span class=\"_ _1\"></span> omstandighede<span class=\"_ _1\"></span>n\u2019<span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x1d h64 ya67 ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden alle mogel<span class=\"_ _1\"></span>ijke gebeurteni<span class=\"_ _1\"></span>ssen, welke het<span class=\"_ _1\"></span> contract doen</div>\n<div class=\"t m0 x1d h64 ya68 ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">be\u00ebindigen e<span class=\"_ _1\"></span>n tot een<span class=\"_ _1\"></span> eventuele <span class=\"_ _1\"></span>betaling aan <span class=\"_ _1\"></span>een polishou<span class=\"_ _1\"></span>der leiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ya69 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overwog<span class=\"_ _0\"></span>en. Deze mo<span class=\"_ _0\"></span>gelijke g<span class=\"_ _0\"></span>ebeurte<span class=\"_ _0\"></span>nissen bet<span class=\"_ _0\"></span>reffen <span class=\"lsef ws113\">de <span class=\"ws11e\">opzegging van </span></span></div>\n<div class=\"t m0 x1d h64 ya6a ff79 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het contrac<span class=\"_ _1\"></span>t door de <span class=\"_ _1\"></span>polishouder, <span class=\"ls0 ws0\">d<span class=\"_ _1\"></span><span class=\"lsed ws111\">e <span class=\"ws11d\">vervaldat<span class=\"_ _0\"></span>um van h<span class=\"_ _0\"></span>et contr<span class=\"_ _0\"></span>act </span></span></span></div>\n<div class=\"t m0 x1d h64 ya6b ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsmede <span class=\"_ _0\"></span>alle ver<span class=\"_ _0\"></span>zekerde <span class=\"_ _0\"></span>gebeurt<span class=\"_ _0\"></span>enissen <span class=\"_ _0\"></span>(zoals o<span class=\"_ _0\"></span>verlijd<span class=\"_ _0\"></span>en of ove<span class=\"_ _0\"></span>rleven)<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y983 ff7b fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsf<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>ringsbat<span class=\"_ _0\"></span>en en <span class=\"ls0 ws0\">-<span class=\"lsef ws113\">lasten</span> </span></div>\n<div class=\"t m0 x1d h64 ya6c ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IFR<span class=\"_ _0\"></span>S 17 worden de v<span class=\"_ _0\"></span>ervullin<span class=\"_ _0\"></span>gskasst<span class=\"_ _0\"></span>romen en d<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractuel<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ya6d ff79 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">ienstenma<span class=\"_ _1\"></span>rge gerappor<span class=\"_ _1\"></span>teerd op een<span class=\"_ _1\"></span> verdisconteerd<span class=\"_ _1\"></span>e basis, <span class=\"ls10a ws13c\">om </span></span></div>\n<div class=\"t m0 x1d h64 ya6e ff79 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening te houden<span class=\"_ _1\"></span> met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het tijdstip v<span class=\"_ _0\"></span>an de kasstr<span class=\"_ _0\"></span>omen. IFR<span class=\"_ _0\"></span>S 17 <span class=\"ws111\">laat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">een </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> toe <span class=\"ws111\">om<span class=\"ls0 ws0\"> d</span></span><span class=\"lsef\">e effecten <span class=\"_ _1\"></span>van wijzigingen<span class=\"_ _1\"></span> in discon<span class=\"_ _1\"></span>teringsvoeten<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1d h64 ya70 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">andere f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble vari<span class=\"_ _0\"></span>abelen<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">ofwel geheel in de winst</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g op te nemen of<span class=\"_ _0\"></span><span class=\"lsef ws113\">wel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">deels i<span class=\"ws112\">n de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verliesreke<span class=\"_ _0\"></span>ning </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya72 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op te nemen en d<span class=\"_ _0\"></span>eels in de ov<span class=\"_ _0\"></span>erige onde<span class=\"_ _0\"></span>rdelen va<span class=\"_ _0\"></span>n het totaa<span class=\"_ _0\"></span>lresulta<span class=\"_ _0\"></span>at<span class=\"lsf9 ws124\">, </span></div>\n<div class=\"t m0 x1d h64 ya73 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afhank<span class=\"_ _0\"></span>elijk van de do<span class=\"_ _0\"></span>or de entite<span class=\"_ _0\"></span>it<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">gekozen <span class=\"_ _0\"></span>grondsla<span class=\"_ _0\"></span>g voor f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble </span></div>\n<div class=\"t m0 x1d h64 ya74 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslaggeving<span class=\"ws11d\">.<span class=\"_ _1\"></span> Ageas hee<span class=\"_ _1\"></span>ft het voorne<span class=\"_ _1\"></span>men om voo<span class=\"_ _1\"></span>r het groo<span class=\"_ _1\"></span>tste deel </span></div>\n<div class=\"t m0 x1d h64 ya75 ff79 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>n<span class=\"ws112\">gsport<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es de effect<span class=\"_ _0\"></span>en van wijz<span class=\"_ _0\"></span>igingen in </span></div>\n<div class=\"t m0 x1d h64 ya76 ff79 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">disconterings<span class=\"_ _1\"></span>voeten<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">op te splits<span class=\"_ _0\"></span>en tusse<span class=\"_ _0\"></span>n de <span class=\"ls107 ws13e\">winst<span class=\"ls0 ws0\">- </span></span><span class=\"ws112\">en verliesrek<span class=\"_ _0\"></span>ening<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya77 ff79 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de overi<span class=\"_ _0\"></span>ge onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalre<span class=\"_ _0\"></span>sultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder het <span class=\"ls0 ws0\">a<span class=\"lsef ws113\">lgemene </span>w<span class=\"lsef ws113\">aarde<span class=\"_ _1\"></span>ringsmodel</span>,<span class=\"_ _1\"></span> </span>houdt een de<span class=\"_ _0\"></span>rgelijke o<span class=\"_ _0\"></span>psplits<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 y8a6 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in dat gedur<span class=\"_ _0\"></span>ende de loopt<span class=\"_ _0\"></span>ijd van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groep <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span></span><span class=\"ws11e\">verzekerings<span class=\"_ _1\"></span>contracten in </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verl<span class=\"_ _1\"></span>iesrekening</span> <span class=\"lsef ws11d\">ee<span class=\"_ _1\"></span>n bedrag w<span class=\"_ _1\"></span>ordt gepresen<span class=\"_ _1\"></span>teerd dat w<span class=\"_ _1\"></span>ordt </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald door<span class=\"_ _1\"></span> een<span class=\"ls0 ws0\"> </span><span class=\"lsed\">systematisc<span class=\"_ _0\"></span>he toer<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>otale </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financiering<span class=\"_ _1\"></span>s<span class=\"lsed ws112\">baten en <span class=\"ls0 ws0\">-</span></span>lasten<span class=\"ws11d\">. Wanneer de<span class=\"_ _1\"></span> groep ni<span class=\"_ _1\"></span>et langer wor<span class=\"_ _1\"></span>dt </span></div>\n<div class=\"t m0 x2c h64 y8aa ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie<span class=\"lsef ws11e\">,<span class=\"_ _0\"></span> worden <span class=\"ws113\">eventuele<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resterende b<span class=\"_ _1\"></span>edragen <span class=\"ws11e\">in de<span class=\"_ _1\"></span> overige onderdelen<span class=\"_ _1\"></span> van het totaalre<span class=\"_ _1\"></span>sultaat </span></div>\n<div class=\"t m0 x2c h64 y8ac ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgeboekt<span class=\"_ _1\"></span> <span class=\"lsed ws112\">naar de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">- </span></span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekenin<span class=\"_ _1\"></span>g<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x2c h64 y8ad ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder de <span class=\"ls0 ws0\">v<span class=\"lsef ws113\">ariab<span class=\"ls107 ws13e\">ele </span></span>v<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ergoedingsbenade<span class=\"_ _1\"></span>ring, in de si<span class=\"_ _1\"></span>tuatie waar<span class=\"ls107 ws13e\">in</span></span> </span><span class=\"ws111\">een </span></div>\n<div class=\"t m0 x2c h64 y8af ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">entiteit de<span class=\"_ _1\"></span> onderliggende<span class=\"_ _1\"></span> <span class=\"lsee ws112\">activa<span class=\"ls0 ws0\"> </span></span>aanhoud<span class=\"_ _1\"></span>t, betekent ee<span class=\"_ _1\"></span>n dergeli<span class=\"_ _1\"></span>jke</div>\n<div class=\"t m0 x2c h64 y8b0 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opsplitsing da<span class=\"_ _1\"></span>t in de <span class=\"ls10c ws13b\">winst<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span></span>en ver<span class=\"_ _1\"></span>liesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">als </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsfi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngsbate<span class=\"_ _0\"></span>n of <span class=\"ls0 ws0\">-</span><span class=\"ws111\">lasten<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een bedrag <span class=\"ws11d\">wordt opg<span class=\"_ _1\"></span>enomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de acco<span class=\"_ _0\"></span>unting mis<span class=\"_ _0\"></span>matches<span class=\"_ _0\"></span> met de <span class=\"ws11d\">financ<span class=\"_ _0\"></span>ierings<span class=\"_ _0\"></span>baten en <span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">la<span class=\"_ _1\"></span>sten</span> <span class=\"_ _1\"></span><span class=\"lsf9 ws124\">uit </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de onderligg<span class=\"_ _1\"></span>ende activa<span class=\"_ _1\"></span> <span class=\"ws113\">elimineert<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span>Wanneer de <span class=\"_ _1\"></span>groep niet<span class=\"_ _1\"></span> langer word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y8b4 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het over<span class=\"_ _0\"></span>zicht van de f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble positie,<span class=\"_ _0\"></span> blijven d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen opge<span class=\"_ _1\"></span>nomen in de<span class=\"_ _1\"></span> overige o<span class=\"_ _1\"></span><span class=\"ws11e\">nderdelen van het t<span class=\"_ _1\"></span>otaalresultaa<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aldaar opgen<span class=\"_ _1\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y991 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Inschat<span class=\"_ _0\"></span>ting van de im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gesch<span class=\"_ _0\"></span>atte impa<span class=\"_ _0\"></span>ct van de <span class=\"lsef ws113\">eerste </span><span class=\"ws11d\">toepassin<span class=\"_ _0\"></span>g van IFRS<span class=\"_ _0\"></span> 17 door <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y993 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas op de<span class=\"_ _1\"></span> overgangsda<span class=\"_ _1\"></span>tum (zijnde 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y994 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">januari 2022<span class=\"_ _1\"></span>) wordt toe<span class=\"_ _1\"></span>gelicht in<span class=\"_ _1\"></span> sectie D<span class=\"_ _1\"></span>. hieron<span class=\"ws113\">der.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y934 ff7e fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _12a\"> </span><span class=\"lsed ws11d\">Geschat<span class=\"_ _0\"></span>te impact<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>eerste t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 en </span></span></div>\n<div class=\"t m0 xd1 h64 y935 ff7e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op 1 jan<span class=\"_ _0\"></span>uari 2022<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7a ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle dochterond<span class=\"_ _1\"></span>ernemingen van Ageas he<span class=\"_ _1\"></span>bben hun openingsba<span class=\"_ _1\"></span>lans</div>\n<div class=\"t m0 x2c h64 ya7b ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder IFR<span class=\"_ _0\"></span>S 9 en IFRS 17 <span class=\"lsef ws11d\">per 1 januari 202<span class=\"_ _1\"></span>2 praktisch<span class=\"_ _1\"></span> gefinalisee<span class=\"_ _1\"></span>rd en </span></div>\n<div class=\"t m0 x2c h64 ya7c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voeren para<span class=\"_ _1\"></span>llelle runs <span class=\"lsf9 ws124\">u<span class=\"_ _1\"></span>it </span><span class=\"ws11e\">voor de<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>verslagperiode<span class=\"_ _1\"></span> 2022. Ondan<span class=\"_ _1\"></span>ks dat<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya7d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">impleme<span class=\"_ _0\"></span>ntatie<span class=\"lsef ws11e\">voorbereidingen binnen de Tur<span class=\"_ _1\"></span>kse en Aziatische<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya7e ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> ondernemingen van Ag<span class=\"_ _1\"></span>eas <span class=\"ws11d\">pas la<span class=\"_ _1\"></span>ter werden opge<span class=\"_ _1\"></span>start </span></div>\n<div class=\"t m0 x2c h64 ya7f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(in lijn met<span class=\"_ _0\"></span> lokale wetg<span class=\"_ _0\"></span>eving en v<span class=\"_ _0\"></span>oorschr<span class=\"_ _0\"></span>iften), h<span class=\"_ _0\"></span>ebben de <span class=\"lsef ws113\">belangrijkste<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya80 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden o<span class=\"_ _1\"></span>nderneming<span class=\"ws11e\">en goed<span class=\"_ _1\"></span>e vooruitgang gebo<span class=\"_ _1\"></span>ekt <span class=\"lsed ws111\">om<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">de </span></span></div>\n<div class=\"t m0 x2c h64 ya81 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ingangs<span class=\"_ _0\"></span>datum v<span class=\"_ _0\"></span>an 1 janu<span class=\"_ _0\"></span>ari 2023 <span class=\"_ _0\"></span>na te lev<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya83 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas heef<span class=\"_ _1\"></span>t <span class=\"ws11d\">de publi<span class=\"_ _1\"></span>catievereisten<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span>IAS 8<span class=\"_ _1\"></span> \u2018Boekhoudk<span class=\"_ _1\"></span>undige </span></div>\n<div class=\"t m0 x2c h64 ya84 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>es, wijzi<span class=\"_ _0\"></span>gingen in bo<span class=\"_ _0\"></span>ekhoudk<span class=\"_ _0\"></span>undige sc<span class=\"_ _0\"></span>hattin<span class=\"_ _0\"></span>gen en foute<span class=\"_ _0\"></span>n\u2019 (om</div>\n<div class=\"t m0 x2c h64 ya85 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekende o<span class=\"_ _1\"></span>f redelijkerw<span class=\"_ _1\"></span>ijs inschatbar<span class=\"_ _1\"></span>e relevan<span class=\"lsed ws112\">te informati<span class=\"_ _0\"></span>e toe te licht<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya86 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die toel<span class=\"_ _0\"></span>aat<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de mogelijke i<span class=\"_ _0\"></span>mpact<span class=\"ls0 ws0\"> </span>van de <span class=\"ws111\">ee<span class=\"_ _0\"></span>rste <span class=\"ws112\">toepa<span class=\"_ _0\"></span>ssing van e<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya87 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nieuwe IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\">-</span><span class=\"ws112\">stand<span class=\"_ _0\"></span>aard op de jaar<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng van een enti<span class=\"_ _0\"></span>teit in de </span></div>\n<div class=\"t m0 x2c h64 ya88 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">periode van eer<span class=\"_ _1\"></span>ste toepassing te be<span class=\"_ _1\"></span>oordelen) alsmede<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">in </span><span class=\"ws113\">de <span class=\"_ _1\"></span>openbare </span></div>\n<div class=\"t m0 x2c h64 ya89 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verklari<span class=\"_ _0\"></span>ng van de <span class=\"lsef ws11d\">ESMA inzake \u2018Transpa<span class=\"_ _1\"></span>rantie me<span class=\"_ _1\"></span>t betrekking <span class=\"_ _1\"></span>tot </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ya8a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 17 Verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten\u2019 zorgv<span class=\"_ _0\"></span>uldig af<span class=\"_ _0\"></span>gewoge<span class=\"lsf9 ws124\">n, </span></div>\n<div class=\"t m0 x2c h64 ya8b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> voortgang<span class=\"_ _1\"></span> binnen <span class=\"ls103\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">do<span class=\"_ _1\"></span>chteronderneming<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 ya8c ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en verbonde<span class=\"_ _1\"></span>n ondernemingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya8d ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya8e ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde<span class=\"ls0 ws0\"> </span><span class=\"ws113\">paragr<span class=\"_ _1\"></span>afen verdu<span class=\"_ _1\"></span>idelijken<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de<span class=\"_ _1\"></span> impact van de </span>eerste<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya8f ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van IF<span class=\"_ _0\"></span>RS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">IFRS<span class=\"_ _1\"></span> 17 door de <span class=\"_ _1\"></span>dochteronderne<span class=\"_ _1\"></span>mingen van </span></span></div>\n<div class=\"t m0 x2c h64 ya90 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas op de ov<span class=\"_ _0\"></span>ergangs<span class=\"_ _0\"></span>datum (zi<span class=\"_ _0\"></span>jnde 1 janua<span class=\"_ _0\"></span>ri 2022). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya91 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya92 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Alhoewel Age<span class=\"_ _1\"></span>as erkent <span class=\"_ _1\"></span>dat de <span class=\"ws113\">opna<span class=\"_ _1\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van kwantit<span class=\"_ _0\"></span>atieve inf<span class=\"_ _0\"></span>ormatie m<span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x2c h64 ya93 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot <span class=\"ls103\">zijn<span class=\"ls0 ws0\"> </span><span class=\"lsef\">dochteronde<span class=\"_ _1\"></span>rnemingen sl<span class=\"_ _1\"></span>echts een ge<span class=\"_ _1\"></span>deeltelijk i<span class=\"_ _1\"></span>nzicht </span></span></div>\n<div class=\"t m0 x2c h64 ya94 ff7e fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">geeft <span class=\"lsed ws11d\">in de gesc<span class=\"_ _0\"></span>hatte geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde im<span class=\"_ _0\"></span>pact va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span><span class=\"ws111\">toepassing </span></span></div>\n<div class=\"t m0 x2c h64 ya95 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van IFRS 9 <span class=\"lsef ws113\">en<span class=\"ls0 ws0\"> </span></span>IFRS 17,<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">concludeerd<span class=\"ws11d\">e<span class=\"_ _1\"></span> Ageas</span></span> <span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>t de <span class=\"ws113\">opname</span></span> <span class=\"lsed ws111\">van </span></span></div>\n<div class=\"t m0 x2c h64 ya96 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kwantit<span class=\"_ _0\"></span>atieve i<span class=\"_ _0\"></span>nfo<span class=\"ws112\">rmat<span class=\"_ _0\"></span>ie inzake de <span class=\"lsef ws113\">eerste <span class=\"ws11e\">toepassing van IFRS 9<span class=\"_ _1\"></span> en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya97 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 doo<span class=\"_ _0\"></span>r <span class=\"ls103 ws11d\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsef\">verbonden<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> momenteel <span class=\"_ _1\"></span>niet geheel<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya98 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan de publi<span class=\"_ _0\"></span>catiever<span class=\"_ _0\"></span>eisten vo<span class=\"_ _0\"></span>lgens IA<span class=\"_ _0\"></span>S 8 zou beantw<span class=\"_ _0\"></span>oorden. A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x2c h64 ya99 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft het v<span class=\"_ _0\"></span>oornemen o<span class=\"_ _0\"></span>m de impact o<span class=\"_ _0\"></span>p de overga<span class=\"_ _0\"></span>ngsdatum v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1d h64 y99a ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">eerste <span class=\"lsef ws113\">toepassing<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">van IFRS 9 en IFR<span class=\"_ _0\"></span>S <span class=\"ws111\">17 <span class=\"lsef ws11e\">door zowel <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 y99b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen als<span class=\"_ _1\"></span> <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span>verbon<span class=\"_ _1\"></span>den onderneminge<span class=\"_ _1\"></span>n <span class=\"ws11e\">voor te </span></div>\n<div class=\"t m0 x1d h64 y99c ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">stellen <span class=\"ws11d\">ged<span class=\"_ _1\"></span>urende een<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span>e presentatie<span class=\"_ _1\"></span> <span class=\"lsed ws112\">door de die<span class=\"_ _0\"></span>nst </span></span></div>\n<div class=\"t m0 x1d h64 y99d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor re<span class=\"_ _1\"></span>laties met <span class=\"_ _1\"></span>investeerder<span class=\"_ _1\"></span>s midden 2<span class=\"_ _1\"></span>023<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99e ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas neemt<span class=\"_ _1\"></span> ook geen <span class=\"_ _1\"></span>schatti<span class=\"ws11e\">ngen op va<span class=\"_ _1\"></span>n de impact per 30<span class=\"_ _1\"></span> juni 2022 of </span></div>\n<div class=\"t m0 x1d h64 ya9a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">per 31 dece<span class=\"_ _0\"></span>mber 2022, o<span class=\"_ _0\"></span>mdat deze s<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>gen mome<span class=\"_ _0\"></span>nteel nog ni<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ya9b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voldoende b<span class=\"_ _1\"></span>etrouwbaar of <span class=\"_ _1\"></span>gekend zijn. <span class=\"_ _1\"></span>De impac<span class=\"_ _1\"></span>t op het</div>\n<div class=\"t m0 x1d h64 ya9c ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de overzicht<span class=\"_ _0\"></span> van de fin<span class=\"_ _0\"></span>anci\u00eble pos<span class=\"_ _0\"></span>itie en op de</div>\n<div class=\"t m0 x1d h64 ya9d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng op dez<span class=\"_ _0\"></span>e data <span class=\"_ _0\"></span>zal word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 ya9e ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgest<span class=\"_ _0\"></span>eld in het t<span class=\"_ _0\"></span>ussentij<span class=\"_ _0\"></span>dse financ<span class=\"_ _0\"></span>ieel vers<span class=\"_ _0\"></span>lag en<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in</span> <span class=\"lsef ws113\">de </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g over de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> 2023. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa0 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa1 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Vergeleken met<span class=\"_ _1\"></span> de bedragen <span class=\"lsed ws112\">die zijn opgeno<span class=\"_ _0\"></span>men<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in <span class=\"lsef ws113\">het</span></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaa2 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e <span class=\"ws11d\">overzich<span class=\"_ _1\"></span>t van de <span class=\"_ _1\"></span><span class=\"ls107 ws135\">financi\u00eble<span class=\"_ _1\"></span> positie<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas per 1 </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaa3 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 onde<span class=\"_ _1\"></span>r toepassing<span class=\"_ _1\"></span> van IAS 39 en IFRS 4, heef<span class=\"_ _1\"></span>t toepassing</div>\n<div class=\"t m0 x1d h64 yaa4 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IFRS 9<span class=\"_ _1\"></span> en IFRS 1<span class=\"_ _1\"></span>7 door de <span class=\"_ _1\"></span>dochterondern<span class=\"_ _1\"></span>emingen van A<span class=\"_ _1\"></span>geas</div>\n<div class=\"t m0 x1d h64 yaa5 ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geleid t<span class=\"_ _0\"></span>ot:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale activ<span class=\"_ _0\"></span>a;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa7 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een toename van de tot<span class=\"_ _0\"></span>ale verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaa8 ff81 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff82\"> <span class=\"_ _3f\"> </span><span class=\"ff7e lsed ws112\">Een daling van het<span class=\"_ _0\"></span> totale eig<span class=\"_ _0\"></span>en vermoge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya59 ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5a ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De belang<span class=\"_ _0\"></span>rijkste g<span class=\"_ _0\"></span>evolgen va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">eerste </span>toepassing va<span class=\"_ _0\"></span>n IFRS 9 en</div>\n<div class=\"t m0 x1d h64 ya5b ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 17 op<span class=\"_ _1\"></span> de gecons<span class=\"_ _1\"></span>olideerde open<span class=\"_ _1\"></span>ingsbalans v<span class=\"_ _1\"></span>an Ageas p<span class=\"_ _1\"></span>er 1</div>\n<div class=\"t m0 x1d h64 ya5c ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2022 wo<span class=\"_ _1\"></span>rden hieronder ver<span class=\"_ _1\"></span>der toegelicht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yaa9 ff80 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toena<span class=\"lsed ws11d\">me van de t<span class=\"_ _0\"></span>otale act<span class=\"_ _0\"></span>iva heef<span class=\"_ _0\"></span>t vooral<span class=\"_ _0\"></span> betrekk<span class=\"_ _0\"></span>ing op de </span></div>\n<div class=\"t m0 x1d h64 yaab ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de <span class=\"ws11d\">be<span class=\"_ _0\"></span>palinge<span class=\"_ _0\"></span>n in IFR<span class=\"_ _0\"></span>S 9 inzak<span class=\"_ _0\"></span>e classif<span class=\"_ _0\"></span>icatie <span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yaac ff7e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring. In v<span class=\"_ _0\"></span>ergelijk<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span> IAS 39<span class=\"ls0 ws0\">, </span><span class=\"lsef\">zal onder <span class=\"_ _1\"></span>IFRS 9 een g<span class=\"_ _1\"></span>roter deel<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaad ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van <span class=\"ws11d\">de i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> </span>van<span class=\"ls0 ws0\"> </span>Agea<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in fina<span class=\"_ _1\"></span>nci\u00eble instrum<span class=\"_ _1\"></span>enten tegen<span class=\"_ _1\"></span> re<span class=\"lsed ws111\">\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 yaae ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yab0 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder IA<span class=\"_ _0\"></span>S 39 classifi<span class=\"_ _0\"></span>ceerde A<span class=\"_ _0\"></span>geas een de<span class=\"_ _0\"></span>el van de invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 yab1 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldbewij<span class=\"_ _1\"></span>zen als \u2018to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aange<span class=\"_ _1\"></span>houden\u2019 of<span class=\"_ _1\"></span> als \u2018leningen<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 yab2 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen\u2019 <span class=\"_ _1\"></span>en waardee<span class=\"_ _1\"></span>rde Ageas d<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">investeri<span class=\"_ _0\"></span>ngen bijge<span class=\"_ _0\"></span>volg teg<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab3 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hun geamor<span class=\"_ _1\"></span>tiseerde<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kostprijs. Als<span class=\"_ _0\"></span> gevolg va<span class=\"_ _0\"></span>n de <span class=\"lsef ws113\">analyse<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">v<span class=\"_ _1\"></span>an het </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yab4 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l <span class=\"ws11d\">waarin de<span class=\"_ _1\"></span> investering<span class=\"_ _1\"></span>en <span class=\"lsed ws112\">onder IFRS 9 </span></span>worden</div>\n<div class=\"t m0 x1d h64 yab5 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> en omdat de<span class=\"_ _1\"></span>ze investeringen<span class=\"_ _1\"></span> aanleiding<span class=\"_ _1\"></span> <span class=\"lsed\">geven t<span class=\"_ _0\"></span>ot </span></div>\n<div class=\"t m0 x1d h64 y97d ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die <span class=\"ws112\">uitslu<span class=\"_ _0\"></span>itend af<span class=\"_ _0\"></span>lossinge<span class=\"_ _0\"></span>n en renteb<span class=\"_ _0\"></span>etaling<span class=\"_ _0\"></span>en betreff<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 y97e ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws11e\">uitstaande hoofdso<span class=\"_ _1\"></span>mbedrag,<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">zal een groot deel v<span class=\"_ _0\"></span>an deze </span></div>\n<div class=\"t m0 x1d h64 y97f ff7e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">onder IFRS 9 worde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde </span></div>\n<div class=\"t m0 x1d h64 y980 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met verwerking<span class=\"_ _1\"></span> van waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van</div>\n<div class=\"t m0 x1d h64 y981 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Op de ov<span class=\"_ _0\"></span>ergangsd<span class=\"_ _0\"></span>atum<span class=\"ls0 ws0\">, </span>werd de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealis<span class=\"_ _1\"></span>eerd<span class=\"lsed ws111\">e </span></span></span></div>\n<div class=\"t m0 x1d h64 y982 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winst of ver<span class=\"_ _0\"></span>lies sinds<span class=\"_ _0\"></span> de eerste op<span class=\"_ _0\"></span>named<span class=\"_ _0\"></span>atum van die inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x1d h64 y983 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">de overige<span class=\"_ _1\"></span> onderdelen van he<span class=\"_ _1\"></span>t totaalresultaa<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya6c ff7e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya6d ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een deel <span class=\"_ _1\"></span>van <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">investering<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span>van Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">in schuldb<span class=\"_ _1\"></span>ewijzen, </span></div>\n<div class=\"t m0 x1d h64 ya6e ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invester<span class=\"_ _0\"></span>ingen in niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenote<span class=\"_ _1\"></span>erde beleggin<span class=\"_ _1\"></span>gsfondse<span class=\"lsed ws111\">n </span></span></span></span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">of op ee<span class=\"_ _1\"></span>n beurs verhand<span class=\"_ _1\"></span>elde fonds<span class=\"_ _1\"></span>en, geven on<span class=\"_ _1\"></span>der IFRS 9 <span class=\"_ _1\"></span>geen</div>\n<div class=\"t m0 x1d h64 ya70 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanleiding <span class=\"_ _1\"></span><span class=\"lsed ws11d\">tot kass<span class=\"_ _0\"></span>tromen <span class=\"lsef ws113\">die <span class=\"ws11d\">uitsluitend afloss<span class=\"_ _1\"></span>ingen en ren<span class=\"_ _1\"></span>tebetalingen </span></span></span></div>\n<div class=\"t m0 x1d h64 ya71 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>en op het uit<span class=\"_ _0\"></span>staande ho<span class=\"_ _0\"></span>ofdsom<span class=\"_ _0\"></span>bedrag.<span class=\"ls0 ws0\"> </span>Op de<span class=\"_ _0\"></span> overgan<span class=\"_ _0\"></span>gsdatum,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya72 ff7e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas deze inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen verpli<span class=\"_ _0\"></span>cht gehe<span class=\"_ _0\"></span>rclassif<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ceerd en </span></div>\n<div class=\"t m0 x1d h64 ya73 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde met ver<span class=\"_ _1\"></span>werking van</div>\n<div class=\"t m0 x1d h64 ya74 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verliesr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g, terwijl d<span class=\"_ _0\"></span>eze </span></span></div>\n<div class=\"t m0 x1d h64 ya75 ff7e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">investeringen<span class=\"_ _1\"></span> onder IAS<span class=\"_ _1\"></span> 39 werden<span class=\"_ _1\"></span> gewaardeerd <span class=\"_ _1\"></span>tegen <span class=\"lsed ws111\">hun </span></div>\n<div class=\"t m0 x1d h64 ya76 ff7e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs of te<span class=\"_ _1\"></span>gen re\u00eble waarde<span class=\"_ _1\"></span> met verwerking van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya77 ff7e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardever<span class=\"ws11e\">anderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">.  </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum een<span class=\"_ _1\"></span> aantal inv<span class=\"_ _1\"></span>esteringen</div>\n<div class=\"t m0 x2c h64 y8a6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in schuldbe<span class=\"_ _1\"></span>wijzen, welke<span class=\"_ _1\"></span> ter dekki<span class=\"_ _1\"></span>ng van un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">linked contr<span class=\"_ _0\"></span>acten wor<span class=\"_ _0\"></span>den </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangehouden,<span class=\"_ _1\"></span> aangewez<span class=\"ws11d\">en<span class=\"_ _1\"></span> als aangehoud<span class=\"_ _1\"></span>en tegen r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> met </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerking <span class=\"_ _1\"></span>van waardeverand<span class=\"_ _1\"></span>eringen in<span class=\"_ _1\"></span> de <span class=\"ls10c ws13b\">wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span></span><span class=\"ws11e\">en<span class=\"_ _1\"></span> verliesrekening<span class=\"_ _1\"></span><span class=\"ls0 ws0\">, </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omdat een d<span class=\"_ _1\"></span>ergelijke a<span class=\"_ _1\"></span>anwijzing <span class=\"_ _1\"></span>waarderingsinconsi<span class=\"_ _1\"></span>stenties of</div>\n<div class=\"t m0 x2c h64 y8aa ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing mismat<span class=\"_ _0\"></span>ches met d<span class=\"_ _0\"></span>e daaraan gek<span class=\"_ _0\"></span>oppeld<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen</div>\n<div class=\"t m0 x2c h64 y8ab ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">inzake verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsf9 ws124\">of <span class=\"_ _1\"></span><span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten vermindert.</span></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing <span class=\"ws112\">v<span class=\"_ _0\"></span>an het te verwac<span class=\"_ _0\"></span>hten kr<span class=\"_ _0\"></span>edietver<span class=\"_ _0\"></span>lies<span class=\"ls0 ws0\">-</span>model i<span class=\"_ _0\"></span>n IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y8ae ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">voor <span class=\"lsef ws113\">de </span>investe<span class=\"_ _0\"></span>ringen <span class=\"lsef ws11d\">van Ageas <span class=\"lsed\">in schuldb<span class=\"_ _0\"></span>ewijzen <span class=\"_ _0\"></span><span class=\"lsef ws113\">resulteerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">op de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8af ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"ls107 ws13e\">in<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">de op<span class=\"_ _0\"></span>name van <span class=\"_ _0\"></span>een voo<span class=\"_ _0\"></span>rzieni<span class=\"_ _0\"></span>ng voor v<span class=\"_ _0\"></span>erliezen v<span class=\"_ _0\"></span>oor </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff83 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">te<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">verwachte<span class=\"_ _0\"></span>n kredietv<span class=\"_ _0\"></span>erliez<span class=\"_ _0\"></span>en welke iet<span class=\"_ _0\"></span>s hoger ligt d<span class=\"_ _0\"></span>an het bedra<span class=\"_ _0\"></span>g van </span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bijzondere<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">waardeverminder<span class=\"_ _1\"></span>ingen dat <span class=\"_ _1\"></span>voor deze<span class=\"ls105 ws135\">l<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">instrum<span class=\"_ _0\"></span>enten ond<span class=\"_ _0\"></span>er </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IAS 39 werd<span class=\"_ _1\"></span> opgenomen. <span class=\"_ _1\"></span>Dit volgt u<span class=\"_ _1\"></span>it het f<span class=\"_ _1\"></span>eit dat de<span class=\"_ _1\"></span> meerderheid <span class=\"_ _1\"></span>van <span class=\"ws113\">de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b3 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Ageas</span> </span><span class=\"ws11d\">in schuldb<span class=\"_ _0\"></span>ewijzen v<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">goede kwaliteit i<span class=\"_ _1\"></span>s</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8b4 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(\u2018inves<span class=\"_ _0\"></span>tment gr<span class=\"_ _0\"></span>ade\u2019, z<span class=\"_ _0\"></span>ijnde inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x2c h64 y8b5 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>idsrisico <span class=\"_ _1\"></span>van Baa3 of <span class=\"_ _1\"></span>BBB<span class=\"ls0 ws0\">- </span>o<span class=\"_ _1\"></span>f hoger) en <span class=\"_ _1\"></span>bijgevolg <span class=\"_ _1\"></span>niet</div>\n<div class=\"t m0 x2c h64 y8b6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gekenmerk<span class=\"_ _1\"></span>t door een signif<span class=\"_ _1\"></span>icante toename van het<span class=\"_ _1\"></span> <span class=\"ws113\">kredietrisico<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff83 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">sinds <span class=\"lsef ws113\">hun<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">eer<span class=\"_ _1\"></span>ste opnamedatum<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">(</span></span></span>geclassificeerd<span class=\"ls0 ws0\"> </span><span class=\"lsed\">in Stadium 1<span class=\"_ _0\"></span>). Voor die </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen za<span class=\"_ _0\"></span>l Ageas ee<span class=\"_ _0\"></span>n voorzien<span class=\"_ _0\"></span>ing voor ver<span class=\"_ _0\"></span>liezen voo<span class=\"_ _0\"></span>r te</div>\n<div class=\"t m0 x2c h64 y9d8 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachten kred<span class=\"_ _1\"></span>ietverliezen opnem<span class=\"_ _1\"></span>en ten belope van<span class=\"_ _1\"></span> <span class=\"ws11d\">een bedrag da<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9d9 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gelijk is aan<span class=\"_ _1\"></span> de binnen twaalf maanden<span class=\"_ _1\"></span> te verwachten kre<span class=\"_ _1\"></span>dietverliezen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9da ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span><span class=\"ws11d\">classific<span class=\"_ _1\"></span>eerde Ageas<span class=\"_ _1\"></span> het grootste<span class=\"_ _1\"></span> deel van<span class=\"_ _1\"></span> <span class=\"ls103\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten als \u2018v<span class=\"_ _0\"></span>oor verk<span class=\"_ _0\"></span>oop</div>\n<div class=\"t m0 x2c h64 y9dd ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar\u2019 e<span class=\"_ _1\"></span>n waardeerd<span class=\"_ _1\"></span>e die invester<span class=\"_ _1\"></span>ingen bijg<span class=\"_ _1\"></span>evolg tegen r<span class=\"_ _1\"></span>e\u00eble</div>\n<div class=\"t m0 x2c h64 y9de ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde me<span class=\"_ _1\"></span>t verwerking <span class=\"_ _1\"></span>van waardeverande<span class=\"_ _1\"></span>ringen in<span class=\"_ _1\"></span> de overig<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y9df ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat. <span class=\"lsed ws112\">Met de imple<span class=\"_ _0\"></span>mentat<span class=\"_ _0\"></span>ie van IFRS 9 </span></div>\n<div class=\"t m0 x2c h64 y9e0 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">heeft Ag<span class=\"_ _0\"></span>eas beslot<span class=\"_ _0\"></span>en om het gro<span class=\"_ _0\"></span>otste deel<span class=\"_ _0\"></span> van <span class=\"ls107 ws13e\">zijn<span class=\"ls0 ws0\"> </span></span><span class=\"ws11d\">investering<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten teg<span class=\"_ _1\"></span>en re\u00eble waarde met<span class=\"_ _1\"></span> verwerking van</div>\n<div class=\"t m0 x2c h64 y9e2 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in de overige<span class=\"_ _1\"></span> onderdelen van<span class=\"_ _1\"></span> het totaalresultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y9e3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te blijven<span class=\"_ _1\"></span> waarderen, <span class=\"ws11e\">d<span class=\"_ _1\"></span>oor gebruik te<span class=\"_ _1\"></span> maken van de <span class=\"ls10b ws13d\">in<span class=\"ls0 ws0\"> </span></span></span>IFRS 9<span class=\"_ _1\"></span> geboden</div>\n<div class=\"t m0 x2c h64 y9e4 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onherroepelij<span class=\"_ _1\"></span>ke keuze om <span class=\"ws11d\">veranderi<span class=\"_ _1\"></span>ngen in de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> van die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen in ei<span class=\"_ _0\"></span>genverm<span class=\"_ _0\"></span>ogensi<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten in de ov<span class=\"_ _0\"></span>erige ond<span class=\"_ _0\"></span>erdele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9e6 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het t<span class=\"_ _0\"></span>otaalre<span class=\"_ _0\"></span>sultaat<span class=\"_ _0\"></span> op te ne<span class=\"_ _0\"></span>men<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Aangezien <span class=\"ws11e\">i<span class=\"_ _1\"></span>nvesteringen<span class=\"_ _1\"></span> in eigenvermogensi<span class=\"_ _1\"></span>nstrumenten buiten he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepassingsgeb<span class=\"_ _1\"></span>ied <span class=\"ls107 ws13e\">valle<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">van het te v<span class=\"_ _0\"></span>erwac<span class=\"_ _0\"></span>hten kred<span class=\"_ _0\"></span>ietverli<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">model</span> <span class=\"ls107 ws13e\">in</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff83 fs44 fc14 sc0 ls10c ws13f\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _1\"></span><span class=\"lsed ws112\">en de <span class=\"lsef ws11d\">bepalingen i<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span>IFRS 9 retroact<span class=\"_ _0\"></span>ief moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9eb ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegepast, <span class=\"_ _1\"></span><span class=\"lsed ws112\">bestaat<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">belangrijks<span class=\"_ _1\"></span>te impact bij overgang<span class=\"_ _1\"></span> <span class=\"ws113\">uit<span class=\"ls0 ws0\"> </span></span></span>het niet </span></div>\n<div class=\"t m0 x2c h64 y9ec ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">langer opnem<span class=\"_ _1\"></span>en in <span class=\"lsed ws112\">het overzicht v<span class=\"_ _0\"></span>an de financi<span class=\"_ _0\"></span>\u00eble posit<span class=\"_ _0\"></span>ie van de </span></div>\n<div class=\"t m0 x2c h64 y9ed ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">waardeverminder<span class=\"_ _1\"></span>ingen <span class=\"ls107 ws13e\">die<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span></span>Ageas </span><span class=\"ws112\">onder IAS 39 <span class=\"lsef ws113\">opnam </span></span>voor</div>\n<div class=\"t m0 x2c h64 y9ee ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws113\">eze</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">invest<span class=\"_ _0\"></span>eringen<span class=\"_ _0\"></span>. Dit had op de tr<span class=\"_ _0\"></span>ansitieda<span class=\"_ _0\"></span>tum een p<span class=\"_ _0\"></span>ositieve i<span class=\"_ _0\"></span>mpact </span></div>\n<div class=\"t m0 x2c h64 y9ef ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">op<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">het t</span></span><span class=\"ws112\">otale eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"ls0 ws0\"> <span class=\"ls10c ws14c\">(EUR 0</span>,<span class=\"ls107 ws137\">3 milja<span class=\"_ _1\"></span>rd)</span>. </span></span></div>\n<div class=\"t m0 x2c h64 y9f0 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f1 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onder IAS 39, werd<span class=\"_ _1\"></span>en leningen aan poli<span class=\"_ _1\"></span>shouders opgeno<span class=\"_ _1\"></span>men als</div>\n<div class=\"t m0 x2c h64 y9f2 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>activa. In l<span class=\"_ _1\"></span>ijn met <span class=\"_ _1\"></span>de bepalingen<span class=\"_ _1\"></span> in IFRS 17<span class=\"_ _1\"></span>, heeft A<span class=\"_ _1\"></span>geas de</div>\n<div class=\"t m0 x2c h64 y9f3 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen aan<span class=\"_ _1\"></span> polishoude<span class=\"_ _1\"></span>rs op de <span class=\"_ _1\"></span>overgangsda<span class=\"_ _1\"></span>tum opgenomen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y9f4 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardering <span class=\"_ _1\"></span>van de v<span class=\"lsed\">erplichting<span class=\"_ _0\"></span>en inza<span class=\"_ _0\"></span>ke verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f6 ff83 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">eerste</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">toepas<span class=\"_ _0\"></span>sing van IFR<span class=\"_ _0\"></span>S 17 heeft ge<span class=\"_ _0\"></span>resulte<span class=\"_ _0\"></span>erd in het niet<span class=\"_ _0\"></span> langer </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opnemen van enige<span class=\"_ _1\"></span> bedragen die ond<span class=\"_ _1\"></span>er IFRS 4 werden opgen<span class=\"_ _1\"></span>omen in</div>\n<div class=\"t m0 x2c h64 y9f8 ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"lsef ws113\">geconsolideerde<span class=\"_ _1\"></span> <span class=\"ws11e\">overzicht<span class=\"_ _1\"></span> van de financi\u00eble po<span class=\"_ _1\"></span>sitie inzake </span></span></div>\n<div class=\"t m0 x2c h64 y9f9 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geactiveerd<span class=\"ls0 ws0\">e<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">acquisiti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n en <span class=\"lsef ws113\">de <span class=\"ws11d\">waarde va<span class=\"_ _1\"></span>n overgenomen </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9fa ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contracten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9fb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake gea<span class=\"_ _1\"></span>ctiveerde acqu<span class=\"_ _1\"></span>isitiekosten<span class=\"_ _1\"></span> (EUR </span><span class=\"ff83\">0,<span class=\"_ _1\"></span><span class=\"lsef ws113\">4 </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9fc ff83 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljard<span class=\"lsed ws11d\">) werden op de <span class=\"_ _0\"></span>overga<span class=\"_ _0\"></span>ngsdatu<span class=\"_ _0\"></span>m naar IF<span class=\"_ _0\"></span>RS 17 ni<span class=\"_ _0\"></span>et lange<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a0 h64 y9fd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in het <span class=\"lsef ws113\">geconsolideerde </span>overzicht van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a0 h64 y9fe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>, in over<span class=\"lsef ws11d\">eenstemming met de<span class=\"_ _1\"></span> keuze van<span class=\"_ _1\"></span> grondslagen<span class=\"_ _1\"></span> voor </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van Ageas o<span class=\"_ _0\"></span>m, met de acqui<span class=\"_ _0\"></span>sitie van </span></span></div>\n<div class=\"t m0 x69 h64 yab7 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringen v<span class=\"_ _0\"></span>erband hou<span class=\"_ _0\"></span>dende kas<span class=\"_ _0\"></span>stromen op t<span class=\"_ _0\"></span>e nemen als las<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x69 h64 yab8 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wanneer A<span class=\"_ _1\"></span>geas<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">deze kos<span class=\"_ _1\"></span>ten maakt, </span>dit <span class=\"lsed ws112\">voor de activitei<span class=\"_ _0\"></span>ten in Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yab9 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsed ws112\">even die worde<span class=\"_ _0\"></span>n gew<span class=\"lsef ws11d\">aardeerd aan de <span class=\"_ _1\"></span>hand van de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yaba ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">premietoereke<span class=\"_ _1\"></span>ningsbenadering<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e bedragen i<span class=\"_ _1\"></span>nzake de<span class=\"_ _1\"></span> waarde van<span class=\"_ _1\"></span> overgenomen co<span class=\"_ _1\"></span>ntracten (E<span class=\"_ _1\"></span>UR </span></span></div>\n<div class=\"t m0 x69 h64 yabc ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">0,<span class=\"lsef ws11e\">0 mi<span class=\"_ _1\"></span>ljard<span class=\"ws11d\">) werden <span class=\"_ _1\"></span>niet langer<span class=\"_ _1\"></span> opgenomen <span class=\"_ _1\"></span>in het <span class=\"ws113\">geconso<span class=\"_ _1\"></span>lideerde </span></span></span></div>\n<div class=\"t m0 x69 h64 yabd ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie omdat<span class=\"_ _0\"></span> ze onder IF<span class=\"_ _0\"></span>RS 17 word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yabe ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen inz<span class=\"_ _0\"></span>ake</div>\n<div class=\"t m0 x69 h64 yabf ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ya58 ff87 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op d<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toepas<span class=\"_ _0\"></span>sing v<span class=\"_ _0\"></span>an IFRS 9 h<span class=\"_ _0\"></span>eeft ni<span class=\"_ _0\"></span>et gelei<span class=\"_ _0\"></span>d tot een <span class=\"_ _0\"></span>herclass<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x1d h64 yac1 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac3 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toename van de to<span class=\"_ _1\"></span>tale<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">verp<span class=\"_ _1\"></span>lichtingen be<span class=\"_ _1\"></span>treft voornam<span class=\"_ _1\"></span>elijk de </span></div>\n<div class=\"t m0 x1d h64 yac4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herberekening<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">van verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en, herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngscontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en beleg<span class=\"_ _0\"></span>gingsco<span class=\"_ _0\"></span>ntracten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingselem<span class=\"_ _0\"></span>enten<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x1d h64 yac6 ff83 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder toepassing<span class=\"_ _1\"></span> van de <span class=\"ws113\">bepalingen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">in IFRS 17 </span></span></span>van het</div>\n<div class=\"t m0 x1d h64 yac7 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundige<span class=\"_ _1\"></span> model van<span class=\"_ _1\"></span> <span class=\"lsed ws111\">de<span class=\"ls0 ws0\"> </span><span class=\"ws112\">actuele wa<span class=\"_ _0\"></span>arde. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac8 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de over<span class=\"_ _1\"></span>gangsdatum<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span>heeft Age<span class=\"_ _1\"></span>as elke gr<span class=\"_ _1\"></span>oep <span class=\"ls103\">van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yaca ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten, her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten en</div>\n<div class=\"t m0 x1d h64 yacb ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten m<span class=\"_ _0\"></span>et discreti<span class=\"_ _0\"></span>onaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ingsele<span class=\"_ _0\"></span>menten</div>\n<div class=\"t m0 x1d h64 yacc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">retroactief<span class=\"_ _1\"></span> ge\u00efdentificeerd<span class=\"_ _1\"></span>, gewaardeer<span class=\"_ _1\"></span>d en opgen<span class=\"_ _1\"></span>omen, also<span class=\"_ _1\"></span>f de</div>\n<div class=\"t m0 x1d h64 yacd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepalinge<span class=\"ls0 ws0\">n<span class=\"_ _1\"></span> </span><span class=\"ws11d\">van IFR<span class=\"_ _1\"></span>S 17 van <span class=\"_ _1\"></span>toepassing ware<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">op die groepe<span class=\"_ _0\"></span>n <span class=\"ws111\">van </span></span></span></div>\n<div class=\"t m0 x1d h64 yace ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en vanaf h<span class=\"_ _0\"></span>un eerste op<span class=\"_ _0\"></span>name (ook w<span class=\"_ _0\"></span>el de \u2018volle<span class=\"_ _0\"></span>dig retroa<span class=\"_ _0\"></span>ctieve</div>\n<div class=\"t m0 x1d h64 yacf ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">benadering\u2019 <span class=\"_ _1\"></span>genoemd). Di<span class=\"_ _1\"></span>t omvat de<span class=\"_ _1\"></span> identifica<span class=\"_ _1\"></span>tie, waarderin<span class=\"_ _1\"></span>g en</div>\n<div class=\"t m0 x1d h64 yad0 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opname v<span class=\"_ _0\"></span>an (enig <span class=\"_ _0\"></span>actief v<span class=\"_ _0\"></span>oor) met<span class=\"_ _0\"></span> de acquis<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad1 ff83 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">ve<span class=\"lsef ws11e\">rband houdende ka<span class=\"_ _1\"></span>sstromen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad2 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al situat<span class=\"_ _0\"></span>ies was Ageas<span class=\"_ _0\"></span> niet in staat<span class=\"_ _0\"></span> om op de</div>\n<div class=\"t m0 x1d h64 yad4 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum e<span class=\"_ _0\"></span>en groep <span class=\"ls103 ws11d\">van <span class=\"lsed\">verzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontracten<span class=\"_ _0\"></span> onder </span></span></div>\n<div class=\"t m0 x1d h64 yad5 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring te wa<span class=\"_ _0\"></span>arderen. D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 yad6 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was het g<span class=\"_ _1\"></span>eval wanneer:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad7 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws11d\">D<span class=\"_ _1\"></span>e in de b<span class=\"_ _1\"></span>estaande <span class=\"ws113\">rapp<span class=\"_ _1\"></span>ortage</span>systemen <span class=\"_ _1\"></span>van Ageas besc<span class=\"_ _1\"></span>hikbare </span></span></div>\n<div class=\"t m0 x69 h64 yad8 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie omtre<span class=\"_ _0\"></span>nt kasstr<span class=\"_ _0\"></span>omen uit het<span class=\"_ _0\"></span> verlede<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">was<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">geb<span class=\"_ _1\"></span>aseerd op </span></span></div>\n<div class=\"t m0 x69 h64 yad9 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verond<span class=\"_ _0\"></span>erstelli<span class=\"_ _0\"></span>ngen die met<span class=\"_ _0\"></span> achteraf<span class=\"_ _0\"></span> verkreg<span class=\"_ _0\"></span>en kennis we<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x69 h64 yada ff83 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsef ws113\">Be<span class=\"_ _1\"></span>paalde</span><span class=\"ff83\"> <span class=\"lsed ws112\">redelijke en gef<span class=\"_ _0\"></span>undeerd<span class=\"_ _0\"></span>e inform<span class=\"_ _0\"></span>atie omtrent<span class=\"_ _0\"></span> kasstrom<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x69 h64 yadc ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uit het <span class=\"_ _1\"></span>verleden<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">wa<span class=\"_ _1\"></span></span>s </span>ni<span class=\"_ _1\"></span>et beschikbaar<span class=\"_ _1\"></span> in de be<span class=\"_ _1\"></span>staande</div>\n<div class=\"t m0 x69 h64 yadd ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapportage<span class=\"lsed ws112\">systemen van Ag<span class=\"_ _0\"></span>eas, of <span class=\"ls10c ws13b\">was <span class=\"lsef ws11d\">uitsluitend<span class=\"_ _1\"></span> beschikbaar<span class=\"_ _1\"></span> op </span></span></span></div>\n<div class=\"t m0 x69 h64 yade ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een hoger a<span class=\"_ _1\"></span>ggregatieniveau<span class=\"_ _1\"></span> of op an<span class=\"_ _1\"></span>dere aggre<span class=\"_ _1\"></span>gatieniveaus <span class=\"_ _1\"></span>dan de</div>\n<div class=\"t m0 x69 h64 yadf ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen in <span class=\"ls105 ws14a\">IFRS 17<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">over de<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">groeper<span class=\"ls107 ws13e\">ing<span class=\"_ _1\"></span></span></span> </span></span><span class=\"lsef\">van con<span class=\"_ _1\"></span>tracten; <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae0 ff85 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff86\"> <span class=\"_ _3f\"> </span><span class=\"ff83 lsed ws112\">De informatie in de<span class=\"_ _0\"></span> bestaande <span class=\"lsef ws113\">rapportage</span>syst<span class=\"_ _0\"></span>emen van Age<span class=\"_ _0\"></span>as <span class=\"ls107 ws13e\">liet </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niet to<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">om </span></span><span class=\"ws112\">de evolutie<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van de </span>c</span><span class=\"ws111\">ontractue<span class=\"_ _0\"></span>le <span class=\"ls0 ws0\">d<span class=\"lsef ws113\">ienstenmarge<span class=\"_ _1\"></span> <span class=\"ls103 ws11d\">v\u00f3\u00f3r<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws113\">de </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yae2 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum n<span class=\"_ _0\"></span>aar beho<span class=\"_ _0\"></span>ren in te schat<span class=\"_ _0\"></span>ten. Deze ev<span class=\"_ _0\"></span>oluti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">heeft </span></span></div>\n<div class=\"t m0 x69 h64 yae3 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een invlo<span class=\"_ _0\"></span>ed op de <span class=\"ls0 ws0\">c</span><span class=\"ws111\">ontractu<span class=\"_ _0\"></span>ele <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ienstenm<span class=\"_ _0\"></span>arge op de </span></span></div>\n<div class=\"t m0 x69 h64 yae4 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgangsda<span class=\"ls105 ws135\">tu<span class=\"_ _1\"></span>m.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yae5 ff83 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae6 ff83 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In deze gev<span class=\"_ _0\"></span>allen wer<span class=\"_ _0\"></span>den de betr<span class=\"_ _0\"></span>effende gr<span class=\"_ _0\"></span>oepen <span class=\"lsef ws113\">van </span></div>\n<div class=\"t m0 x1d h64 yae7 ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten <span class=\"ws11d\">op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum gewaarde<span class=\"_ _1\"></span>erd onder </span></div>\n<div class=\"t m0 x1d h64 yae8 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toepassing v<span class=\"_ _1\"></span>an de \u2018herz<span class=\"_ _1\"></span>iene retroa<span class=\"_ _1\"></span>ctieve benadering\u2019<span class=\"_ _1\"></span> dan<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">wel de </span></span></div>\n<div class=\"t m0 x1d h64 yae9 ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018re\u00eblewaardeb<span class=\"_ _1\"></span>enadering\u2019 (zie<span class=\"_ _1\"></span> hieronder)<span class=\"_ _1\"></span>. De doelstel<span class=\"_ _1\"></span>ling van <span class=\"_ _1\"></span>deze</div>\n<div class=\"t m0 x1d h64 yaea ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">alterna<span class=\"ws11d\">tieve<span class=\"_ _1\"></span> waarderingsbena<span class=\"_ _1\"></span>deringen op<span class=\"_ _1\"></span> de overgang<span class=\"_ _1\"></span>sdatum<span class=\"ls0 ws0\"> <span class=\"ls107 ws137\">is om<span class=\"_ _1\"></span></span> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 yaeb ff83 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitkomst<span class=\"_ _0\"></span> van de <span class=\"_ _0\"></span>volledig r<span class=\"_ _0\"></span>etroac<span class=\"_ _0\"></span>tieve be<span class=\"_ _0\"></span>naderin<span class=\"_ _0\"></span>g zo dich<span class=\"_ _0\"></span>t als mo<span class=\"_ _0\"></span>gelijk t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yaec ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">benaderen<span class=\"ws11e\">, geb<span class=\"_ _1\"></span>ruikmakend van redeli<span class=\"_ _1\"></span>jke en gefundeerde<span class=\"_ _1\"></span> informatie </span></div>\n<div class=\"t m0 x1d h64 yaed ff83 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welke op de<span class=\"_ _1\"></span> <span class=\"ws113\">overgangsda<span class=\"_ _1\"></span>tum </span>zonder o<span class=\"_ _1\"></span>ngerechtvaardig<span class=\"_ _1\"></span>de kost<span class=\"lsed ws112\">en of </span></div>\n<div class=\"t m0 x1d h64 yaee ff83 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inspanningen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">beschik<span class=\"_ _0\"></span>baar is. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor groe<span class=\"_ _0\"></span>pen van ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten bi<span class=\"_ _0\"></span>nnen de acti<span class=\"_ _0\"></span>viteite<span class=\"_ _0\"></span>n Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8a6 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leven, hee<span class=\"_ _1\"></span>ft Ageas de <span class=\"_ _1\"></span>volledig re<span class=\"_ _1\"></span>troactieve be<span class=\"_ _1\"></span>nadering toe<span class=\"_ _1\"></span>gepast voor</div>\n<div class=\"t m0 x2c h64 y8a7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>ering van de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng uit hoof<span class=\"_ _0\"></span>de van rest<span class=\"_ _0\"></span>erende dek<span class=\"_ _0\"></span>king</div>\n<div class=\"t m0 x2c h64 y8a8 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van deze groepen<span class=\"_ _1\"></span> van verzekering<span class=\"_ _1\"></span>scontracten. De ver<span class=\"_ _1\"></span>plichting uit</div>\n<div class=\"t m0 x2c h64 y8a9 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an ontst<span class=\"_ _0\"></span>ane cla<span class=\"_ _0\"></span>ims van d<span class=\"_ _0\"></span>eze gro<span class=\"_ _0\"></span>epen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten is gewaardee<span class=\"_ _1\"></span>rd onder toepas<span class=\"_ _1\"></span>sing van de</div>\n<div class=\"t m0 x2c h64 y8ab ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g retroa<span class=\"_ _0\"></span>ctieve b<span class=\"_ _0\"></span>enaderi<span class=\"_ _0\"></span>ng voor <span class=\"_ _0\"></span>de meest r<span class=\"_ _0\"></span>ece<span class=\"lsef ws11e\">nte schadejaren en </span></div>\n<div class=\"t m0 x2c h64 y8ac ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering v<span class=\"_ _0\"></span>oor claims</div>\n<div class=\"t m0 x2c h64 y8ad ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van v\u00f3\u00f3r 201<span class=\"_ _0\"></span>6.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor gro<span class=\"_ _0\"></span>epen ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten bi<span class=\"_ _0\"></span>nnen de a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">, </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft Ageas de volg<span class=\"_ _1\"></span>ende waarderingsbenad<span class=\"_ _1\"></span>eringen <span class=\"ws11d\">toegepa<span class=\"_ _1\"></span>st op<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">de </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overgang<span class=\"lsed ws111\">sdatum<span class=\"ls0 ws0\">: </span></span></div>\n<div class=\"t m0 x2c h64 y8b2 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">le<span class=\"_ _1\"></span>vensverzekeringsco<span class=\"_ _1\"></span>ntracten die<span class=\"_ _1\"></span> werden uit<span class=\"_ _1\"></span>gegeven </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vanaf 2018<span class=\"_ _1\"></span> werden ove<span class=\"_ _1\"></span>r het alge<span class=\"_ _1\"></span>meen gewaardeer<span class=\"_ _1\"></span>d onder</div>\n<div class=\"t m0 x1a0 h64 y8b4 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de vol<span class=\"_ _0\"></span>ledig ret<span class=\"_ _0\"></span>roacti<span class=\"_ _0\"></span>eve benade<span class=\"_ _0\"></span>ring;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsed ws112\">levensverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten die v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11d\">r 2018 werden </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b6 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgegeven werd<span class=\"_ _1\"></span>en gewaardeerd onde<span class=\"_ _1\"></span>r toepassing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b7 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eblewaardeben<span class=\"_ _1\"></span>adering; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws113\">Gr<span class=\"_ _1\"></span>oepen <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n <span class=\"lsef\">verzeker<span class=\"_ _1\"></span>ingscontrac<span class=\"_ _1\"></span>ten met direc<span class=\"_ _1\"></span>te </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9d8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">winstdelingse<span class=\"_ _1\"></span>lementen werde<span class=\"_ _1\"></span>n gewaardeerd<span class=\"_ _1\"></span> onder toepa<span class=\"_ _1\"></span>ssing van</div>\n<div class=\"t m0 x1a0 h64 y9d9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de herziene<span class=\"_ _1\"></span> retroactiev<span class=\"_ _1\"></span>e benadering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9da ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9db ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor <span class=\"lsed ws111\">de </span>groepen<span class=\"_ _1\"></span> <span class=\"lsed ws111\">van <span class=\"ws112\">verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die werden <span class=\"lsef ws113\">gewaardeerd </span></span></span></div>\n<div class=\"t m0 x2c h64 y9dc ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder toe<span class=\"_ _0\"></span>passing v<span class=\"_ _0\"></span>an de herzien<span class=\"_ _0\"></span>e retroac<span class=\"_ _0\"></span>tieve ben<span class=\"_ _0\"></span>adering,<span class=\"_ _0\"></span> heeft Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toekom<span class=\"_ _0\"></span>stige ka<span class=\"_ _0\"></span>sstrome<span class=\"_ _0\"></span>n op de datum van e<span class=\"_ _0\"></span>erste opna<span class=\"_ _0\"></span>me van de</div>\n<div class=\"t m0 x2c h64 y9de ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep v<span class=\"lsed ws112\">an v</span>erzekerings<span class=\"_ _1\"></span>contracten ingescha<span class=\"_ _1\"></span>t als de toekomstige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9df ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen op de over<span class=\"_ _0\"></span>gangsd<span class=\"_ _0\"></span>atum, gec<span class=\"_ _0\"></span>orrige<span class=\"_ _0\"></span>erd met<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">de feitelijke </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen die z<span class=\"_ _0\"></span>ich heb<span class=\"_ _0\"></span>ben voor<span class=\"_ _0\"></span>gedaan t<span class=\"_ _0\"></span>ussen <span class=\"_ _0\"></span>de datum<span class=\"_ _0\"></span> van eers<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x2c h64 y9e1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname en <span class=\"_ _1\"></span>de overgangsd<span class=\"_ _1\"></span>atum. Een soo<span class=\"_ _1\"></span>rtgelijke v<span class=\"_ _1\"></span>ereenvoudiging<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x2c h64 y9e2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>voor de scha<span class=\"_ _1\"></span>ttingen van d<span class=\"_ _1\"></span>e risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">aanpass<span class=\"_ _0\"></span>ing voor ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e3 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico,<span class=\"_ _0\"></span> welke wer<span class=\"_ _0\"></span>d ingesch<span class=\"_ _0\"></span>at op <span class=\"lsef ws11e\">de overgangsdatum e<span class=\"_ _1\"></span>n werd </span></div>\n<div class=\"t m0 x2c h64 y9e4 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecorri<span class=\"_ _0\"></span>geerd met<span class=\"_ _0\"></span> het ver<span class=\"_ _0\"></span>wachte <span class=\"_ _0\"></span>verval v<span class=\"_ _0\"></span>an risic<span class=\"_ _0\"></span>o v<span class=\"lsef ws113\">\u00f3\u00f3<span class=\"ws11e\">r de </span></span></div>\n<div class=\"t m0 x2c h64 y9e5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum.<span class=\"_ _0\"></span> Bij het insc<span class=\"_ _0\"></span>hatten van h<span class=\"_ _0\"></span>et verval va<span class=\"_ _0\"></span>n risico we<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y9e6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerefer<span class=\"_ _0\"></span>eerd aan he<span class=\"_ _0\"></span>t verval va<span class=\"_ _0\"></span>n risico voor g<span class=\"_ _0\"></span>elijkaa<span class=\"_ _0\"></span>rdige cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e7 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor groepen<span class=\"_ _1\"></span> <span class=\"ls103\">van <span class=\"_ _1\"></span></span><span class=\"ws113\">verzekering<span class=\"_ _1\"></span>scontract<span class=\"ws11e\">en die werden<span class=\"_ _1\"></span> gewaardeerd </span></span></div>\n<div class=\"t m0 x2c h64 y9e9 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y9ea ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">c<span class=\"lsed ws111\">ontractuel<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">d<span class=\"lsef ws11d\">ienste<span class=\"_ _1\"></span>nmarge op de<span class=\"_ _1\"></span> overgangsdatu<span class=\"_ _1\"></span>m bepaald al<span class=\"_ _1\"></span>s het </span></span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verschil tussen<span class=\"_ _1\"></span> de re\u00eble waarde van<span class=\"_ _1\"></span> de groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9ec ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ws112\">co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en op die datu<span class=\"_ _0\"></span>m en de vervul<span class=\"_ _0\"></span>lingsk<span class=\"_ _0\"></span>a<span class=\"ws11d\">sstrom<span class=\"_ _0\"></span>en van </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dezelfde gro<span class=\"_ _1\"></span>ep, gewaardee<span class=\"_ _1\"></span>rd onder toepa<span class=\"_ _1\"></span>ssing van de<span class=\"_ _1\"></span> <span class=\"lsed\">bepaling<span class=\"_ _0\"></span>en in </span></div>\n<div class=\"t m0 x2c h64 y9ee ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IFRS 17 op di<span class=\"_ _0\"></span>e datum. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f0 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij de bepaling<span class=\"_ _1\"></span> van de re\u00eble waarde va<span class=\"_ _1\"></span>n een groep <span class=\"ws113\">van </span></div>\n<div class=\"t m0 x2c h64 y9f1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten heef<span class=\"_ _1\"></span>t Ageas de <span class=\"_ _1\"></span><span class=\"ws11e\">bepalingen in<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws140\">IFRS<span class=\"_ _1\"></span> 13 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9f2 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Waardering<span class=\"_ _1\"></span> tegen re\u00ebl<span class=\"_ _1\"></span>e waarde\u2019 <span class=\"_ _1\"></span>toegepast, alsm<span class=\"_ _1\"></span>ede de vo<span class=\"_ _1\"></span>lgende</div>\n<div class=\"t m0 x2c h64 y9f3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwegingen geha<span class=\"_ _1\"></span>nteerd:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">Ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n omtrent verwac<span class=\"_ _1\"></span>hte toekomstige<span class=\"_ _1\"></span> kasstromen en </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">risicot<span class=\"_ _0\"></span>olerant<span class=\"_ _0\"></span>ies <span class=\"lsef ws11d\">zijn aangepa<span class=\"_ _1\"></span>st aan het <span class=\"_ _1\"></span>standpunt v<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1a0 h64 y9f6 ff88 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>artij<span class=\"ws112\">, in ove<span class=\"_ _0\"></span>reenste<span class=\"_ _0\"></span>mming met<span class=\"_ _0\"></span> de vereist<span class=\"_ _0\"></span>en van IFRS 1<span class=\"_ _0\"></span>3;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws111\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten <span class=\"ls0 ws0\">d</span><span class=\"ws112\">ie zijn geb<span class=\"_ _0\"></span>ruikt <span class=\"lsef ws11e\">bij de waardering van <span class=\"ws113\">de </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ff88 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kasstromen <span class=\"lsed ws111\">omvatt<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">een marktconf<span class=\"_ _1\"></span>orme vergoeding v<span class=\"_ _1\"></span>oor </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alkosten en z<span class=\"_ _0\"></span>ijn gecor<span class=\"_ _0\"></span>rigeerd v<span class=\"_ _0\"></span>oor het risic<span class=\"_ _0\"></span>o van het niet<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fa ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nakomen van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen door Ag<span class=\"_ _1\"></span>eas als u<span class=\"_ _1\"></span>itgever van <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1a0 h64 y9fb ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e kasstromen <span class=\"ls103 ws11d\">zi<span class=\"_ _1\"></span>jn</span></span><span class=\"ff88\"> <span class=\"lsef ws11e\">g<span class=\"_ _1\"></span>ecorrigeerd tenein<span class=\"_ _1\"></span>de de door een mark<span class=\"_ _1\"></span>tpartij </span></span></span></div>\n<div class=\"t m0 x69 h64 y95a ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereiste <span class=\"_ _1\"></span>winstmarges, om<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen onder<span class=\"_ _1\"></span> de groep<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 y95b ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en te aa<span class=\"_ _0\"></span>nvaard<span class=\"_ _0\"></span>en, te we<span class=\"_ _0\"></span>erspieg<span class=\"_ _0\"></span>elen en o<span class=\"_ _0\"></span>mvatte<span class=\"_ _0\"></span>n de niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 y95c ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">direct t<span class=\"_ _0\"></span>oereken<span class=\"_ _0\"></span>bare k<span class=\"_ _0\"></span>osten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95d ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95e ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De uitkomsten va<span class=\"_ _1\"></span>n de aldus berekende<span class=\"_ _1\"></span> re\u00eble waarde werd<span class=\"_ _1\"></span>en ver<span class=\"lsed ws111\">geleken </span></div>\n<div class=\"t m0 x1d h64 y95f ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met gangbare<span class=\"_ _1\"></span> marktgegeven<span class=\"_ _1\"></span>s teneinde bi<span class=\"_ _1\"></span>jkomende zeke<span class=\"_ _1\"></span>rheid te b<span class=\"_ _1\"></span>ieden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ff88 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ff88 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Bij <span class=\"lsef ws11d\">de<span class=\"_ _1\"></span> bepaling<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>van de ver<span class=\"_ _1\"></span>vullingskasstromen<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> groep<span class=\"ls0 ws0\"> </span><span class=\"ls103\">van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ya57 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontracten die op de ov<span class=\"_ _1\"></span>ergangsdatum werd<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x1d h64 ya58 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder toepa<span class=\"_ _1\"></span>ssing van<span class=\"_ _1\"></span> de re\u00eblewaard<span class=\"_ _1\"></span>ebenadering,<span class=\"_ _1\"></span> heeft Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x1d h64 yac0 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vervull<span class=\"_ _0\"></span>ingskass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n prospect<span class=\"_ _0\"></span>ief inge<span class=\"_ _0\"></span>schat en ve<span class=\"_ _0\"></span>rdiscont<span class=\"_ _0\"></span>eerd, daar<span class=\"_ _0\"></span>bij</div>\n<div class=\"t m0 x1d h64 yac1 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span> de overgan<span class=\"_ _1\"></span>gsdatum gelden<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 yac2 ff88 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">disco<span class=\"_ _1\"></span>n<span class=\"lsef\">teringsvoet<span class=\"_ _1\"></span>en. Daarnaas<span class=\"_ _1\"></span>t heeft Agea<span class=\"_ _1\"></span>s voor </span></div>\n<div class=\"t m0 x1d h64 yac3 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsdoel<span class=\"_ _1\"></span>einden contrac<span class=\"_ _1\"></span>ten van meerdere jaar<span class=\"_ _1\"></span>lijkse cohorten</div>\n<div class=\"t m0 x1d h64 yac4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegroepeerd <span class=\"_ _1\"></span>in een en<span class=\"_ _1\"></span>kelvoudige reke<span class=\"_ _1\"></span>neenheid, aange<span class=\"_ _1\"></span>zien de</div>\n<div class=\"t m0 x1d h64 yac5 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapportagesy<span class=\"_ _1\"></span>stemen geen <span class=\"_ _1\"></span>redelijke en <span class=\"_ _1\"></span>gefundeerde ge<span class=\"_ _1\"></span>gevens bev<span class=\"_ _1\"></span>atten</div>\n<div class=\"t m0 x1d h64 yac6 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de ver<span class=\"_ _0\"></span>eiste i<span class=\"_ _0\"></span>nforma<span class=\"ws112\">t<span class=\"_ _0\"></span>ie per groe<span class=\"_ _0\"></span>p, met daarin u<span class=\"_ _0\"></span>itsluit<span class=\"_ _0\"></span>end cont<span class=\"_ _0\"></span>racten </span></div>\n<div class=\"t m0 x1d h64 yac7 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke niet meer<span class=\"_ _1\"></span> dan \u00e9\u00e9n jaar na elkaar<span class=\"_ _1\"></span> zijn uitgegeven<span class=\"_ _1\"></span>, te verschaffen<span class=\"ls0 ws0\">.<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h6c y96c ff8c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Geschat<span class=\"_ _0\"></span>te impact op h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96d ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Om de daling van he<span class=\"_ _1\"></span>t eigen vermogen op<span class=\"_ _1\"></span> de overgangsda<span class=\"_ _1\"></span>tum te</div>\n<div class=\"t m0 x1d h64 y96e ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">analyse<span class=\"_ _0\"></span>ren, dient<span class=\"_ _0\"></span> een onders<span class=\"_ _0\"></span>cheid te<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">worden gemaakt tussen<span class=\"_ _1\"></span> de impact<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de toepas<span class=\"_ _0\"></span>sing va<span class=\"_ _0\"></span>n IFRS 9 en IFR<span class=\"_ _0\"></span>S 17 op het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y970 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">exclusi<span class=\"_ _0\"></span>ef de overig<span class=\"_ _0\"></span>e onderd<span class=\"_ _0\"></span>elen van het<span class=\"_ _0\"></span> totaalres<span class=\"_ _0\"></span>ultaat en o<span class=\"_ _0\"></span>p de overig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y971 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderdelen van<span class=\"_ _1\"></span> het totaalresult<span class=\"_ _1\"></span>aat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaf1 ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsed ws11d\">De toepassin<span class=\"_ _0\"></span>g van IFR<span class=\"_ _0\"></span>S 9 en IFR<span class=\"_ _0\"></span>S 17 doo<span class=\"_ _0\"></span>r de </span></span></div>\n<div class=\"t m0 x69 h64 y9df ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> een niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yaf2 ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">significante<span class=\"_ _1\"></span> <span class=\"lsed ws111\">netto <span class=\"ws112\">dali<span class=\"_ _0\"></span>ng van het eige<span class=\"_ _0\"></span>n vermoge<span class=\"_ _0\"></span>n exclusi<span class=\"_ _0\"></span>ef de </span></span></div>\n<div class=\"t m0 x69 h64 yaf3 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van <span class=\"_ _0\"></span>het tota<span class=\"_ _0\"></span>alresult<span class=\"_ _0\"></span>aat. Dez<span class=\"_ _0\"></span>e dalin<span class=\"_ _0\"></span>g betreft<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 yaf4 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span> het niet <span class=\"_ _1\"></span>langer opnemen <span class=\"_ _1\"></span>in het g<span class=\"_ _1\"></span>econsolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yaf5 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de fina<span class=\"_ _0\"></span>nci\u00eble po<span class=\"_ _0\"></span>sitie van on<span class=\"_ _0\"></span>der IFRS 4 opge<span class=\"_ _0\"></span>nomen</div>\n<div class=\"t m0 x69 h64 yaf6 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n inzake g<span class=\"_ _0\"></span>eactivee<span class=\"_ _0\"></span>rde acquis<span class=\"_ _0\"></span>itiekos<span class=\"_ _0\"></span>ten en de waa<span class=\"_ _0\"></span>rde van</div>\n<div class=\"t m0 x69 h64 yaf7 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen cont<span class=\"_ _0\"></span>racten, <span class=\"lsef ws11e\">welke deels gecompenseerd is door<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">het </span></span></div>\n<div class=\"t m0 x69 h64 yaf8 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet lange<span class=\"_ _0\"></span>r opnem<span class=\"_ _0\"></span>en in het gecon<span class=\"_ _0\"></span>solidee<span class=\"_ _0\"></span>rde overzi<span class=\"_ _0\"></span>cht van de</div>\n<div class=\"t m0 x69 h64 yaf9 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble po<span class=\"_ _1\"></span>sitie van bijzond<span class=\"_ _1\"></span>ere waardevermind<span class=\"_ _1\"></span>eringen welke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 yafa ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas onder IAS 39<span class=\"_ _1\"></span> <span class=\"ws113\">opnam<span class=\"ls0 ws0\"> </span></span>voor<span class=\"_ _1\"></span> de <span class=\"lsed ws11d\">invest<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n in </span></div>\n<div class=\"t m0 x69 h64 yafb ff88 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogens<span class=\"_ _1\"></span>instrumenten;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yafc ff8a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8b\"> <span class=\"_ _3f\"> </span><span class=\"ff88 lsef ws11e\">D<span class=\"_ _1\"></span>e toepassing van IF<span class=\"_ _1\"></span>RS 9 en IFRS 17 door de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yafd ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen van A<span class=\"_ _1\"></span>geas heeft <span class=\"_ _1\"></span>geleid tot<span class=\"_ _1\"></span> ee<span class=\"lsed ws112\">n aanzien<span class=\"_ _0\"></span>lijke </span></div>\n<div class=\"t m0 x69 h64 yafe ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">netto dal<span class=\"_ _0\"></span>ing van de over<span class=\"_ _0\"></span>ige onder<span class=\"_ _0\"></span>delen van h<span class=\"_ _0\"></span>et totaalr<span class=\"_ _0\"></span>esulta<span class=\"_ _0\"></span>at,</div>\n<div class=\"t m0 x69 h64 yaff ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke onderdeel<span class=\"_ _1\"></span> uitmaken van he<span class=\"_ _1\"></span>t eigen vermogen. Di<span class=\"_ _1\"></span>t is het deel</div>\n<div class=\"t m0 x69 h64 yb00 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en dat betre<span class=\"_ _0\"></span>kking heef<span class=\"_ _0\"></span>t op de <span class=\"ws111\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x69 h64 yb01 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen<span class=\"ls0 ws0\"> </span>op inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in fi<span class=\"ws111\">nan<span class=\"_ _0\"></span>ci\u00eble </span></div>\n<div class=\"t m0 x69 h64 yb02 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten en o<span class=\"_ _0\"></span>p verplicht<span class=\"_ _0\"></span>ingen in<span class=\"_ _0\"></span>zake</div>\n<div class=\"t m0 x69 h64 yb03 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(her)ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De daling van d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x69 h64 yb04 ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>totaalresultaa<span class=\"_ _1\"></span>t heeft voora<span class=\"_ _1\"></span>l betrekking<span class=\"_ _1\"></span> op de h<span class=\"_ _1\"></span>erberekening</div>\n<div class=\"t m0 x69 h64 yb05 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van (her)verze<span class=\"_ _1\"></span>keringscontracte<span class=\"_ _1\"></span>n op de overgangsdat<span class=\"_ _1\"></span>um. De</div>\n<div class=\"t m0 x69 h64 yb06 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toename v<span class=\"_ _0\"></span>an de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat</div>\n<div class=\"t m0 x69 h64 yb07 ff88 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt de he<span class=\"_ _0\"></span>rwaard<span class=\"_ _0\"></span>ering van fin<span class=\"_ _0\"></span>anci\u00eble in<span class=\"_ _0\"></span>strume<span class=\"_ _0\"></span>nten op de</div>\n<div class=\"t m0 x69 h64 yb08 ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsdatum <span class=\"_ _0\"></span>als gev<span class=\"_ _0\"></span>olg van h<span class=\"_ _0\"></span>un class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>e onder I<span class=\"_ _0\"></span>FRS 9,</div>\n<div class=\"t m0 x69 h64 yb09 ff88 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gecorrigeerd<span class=\"_ _1\"></span> voor het niet langer<span class=\"_ _1\"></span> opnemen in het ge<span class=\"_ _1\"></span>consolideerde</div>\n<div class=\"t m0 x69 h64 yb0a ff88 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overzic<span class=\"_ _0\"></span>ht van de f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span><span class=\"ws112\">i\u00eble posit<span class=\"_ _0\"></span>ie van bedra<span class=\"_ _0\"></span>gen inzak<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x69 h64 yb0b ff88 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schaduwboekhoudin<span class=\"_ _1\"></span>g onder <span class=\"_ _1\"></span>IFRS 4.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 220px; height: 886px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff8d fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De tabel <span class=\"_ _0\"></span>hieron<span class=\"_ _0\"></span>der toont <span class=\"_ _0\"></span>de voor<span class=\"_ _0\"></span>naamste <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>ct van de <span class=\"_ _0\"></span>eerste to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van IFR<span class=\"_ _0\"></span>S 9 en IF<span class=\"_ _0\"></span>RS 17 op <span class=\"_ _0\"></span>1 januar<span class=\"_ _0\"></span>i 2022 (<span class=\"_ _0\"></span>af<span class=\"lsef\">gerond in mil<span class=\"_ _1\"></span>jarden </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">euro\u2019s):<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">Stand per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1020px; z-index: 15;\">januari 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 519px; bottom: 1005px; z-index: 15;\">zoals eerder<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 990px; z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 581px; bottom: 1049px; z-index: 15;\">Aanpassingen <span class=\"ls0 ws0\"><span class=\"fc1a sc0\"> </span></span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 597px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 611px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 593px; bottom: 990px; z-index: 15;\">van IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 990px; z-index: 15;\">Transfer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 1049px; z-index: 15;\">Aanpassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 712px; bottom: 1034px; z-index: 15;\">als gevolg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 726px; bottom: 1020px; z-index: 15;\">van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1005px; z-index: 15;\">toepassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 703px; bottom: 990px; z-index: 15;\">van IFRS 17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1049px; z-index: 15;\">Herziene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 778px; bottom: 1020px; z-index: 15;\">per 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1005px; z-index: 15;\">januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff8d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 990px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">IFRS4<span class=\"_ _1\"></span>/IAS3<span class=\"_ _1\"></span>9 zoals e<span class=\"_ _1\"></span>erde<span class=\"_ _1\"></span>r gerappo<span class=\"_ _1\"></span>rtee<span class=\"_ _1\"></span>rd <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff8f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 297px; bottom: 959px; z-index: 15;\">IFRS 1<span class=\"_ _1\"></span>7/IFRS<span class=\"_ _1\"></span> 9 herzien<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 567px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 637px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 752px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 945px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 945px; z-index: 15;\">1,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 945px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 945px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 930px; z-index: 15;\">Financi\u00eble beleggingen (incl. leningen<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 930px; z-index: 15;\">74,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 930px; z-index: 15;\">0,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 930px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 930px; z-index: 15;\">74,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 915px; z-index: 15;\">UL financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 915px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 915px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 915px; z-index: 15;\">21,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 900px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 900px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 900px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y685 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 900px; z-index: 15;\">3,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 885px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 885px; z-index: 15;\">(1,<span class=\"_ _1\"></span>3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 885px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 870px; z-index: 15;\">Activa inzake herverzekerigscont<span class=\"_ _0\"></span>racten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 855px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 855px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 841px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 841px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 826px; z-index: 15;\">Materi\u00eble <span class=\"lsf3 ws11f\">vast<span class=\"_ _1\"></span>e activ<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 826px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 811px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 811px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 796px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 796px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 796px; z-index: 15;\">(1,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 739px; bottom: 796px; z-index: 15;\">2,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 796px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 781px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 781px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 781px; z-index: 15;\">(0,<span class=\"_ _1\"></span>4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 781px; z-index: 15;\">1,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws115\" style=\"left: 297px; bottom: 766px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 766px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 766px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 766px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 766px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 737px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 722px; z-index: 15;\">Verplichtingen inzake beleggingscontracten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 722px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 722px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 722px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6be ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 722px; z-index: 15;\">(7,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6be ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 722px; z-index: 15;\">14,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 707px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 692px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x6 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e3 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6e3 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 692px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 662px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Leven en Niet</span>-<span class=\"lsf1 ws116\">Leven</span> </div>\n<div class=\"t m0 x162 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 662px; z-index: 15;\">36,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6c6 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 663px; bottom: 662px; z-index: 15;\">(3,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6c6 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 662px; z-index: 15;\">(33,4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 648px; z-index: 15;\">30,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">(30,6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 633px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 633px; z-index: 15;\">3,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 633px; z-index: 15;\">(0,<span class=\"_ _1\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 633px; z-index: 15;\">3,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 618px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 603px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 603px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 603px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 603px; z-index: 15;\">0,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 588px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 588px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff8d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 297px; bottom: 573px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 573px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 558px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 558px; z-index: 15;\">2,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 558px; z-index: 15;\">(0,<span class=\"_ _1\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff8f fs46 fc1d sc0 lsf5 ws0\" style=\"left: 297px; bottom: 544px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x158 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 544px; z-index: 15;\">96,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 544px; z-index: 15;\">8,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y691 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 544px; z-index: 15;\">104,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 297px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 798px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 297px; bottom: 514px; z-index: 15;\">Aandelenkapitaal en ingehouden<span class=\"_ _0\"></span> winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 514px; z-index: 15;\">8,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 514px; z-index: 15;\">0,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 514px; z-index: 15;\">(0,<span class=\"_ _1\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 514px; z-index: 15;\">7,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 297px; bottom: 499px; z-index: 15;\">Overig comprehensive income <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 499px; z-index: 15;\">3,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 499px; z-index: 15;\">1,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 499px; z-index: 15;\">(4,<span class=\"_ _1\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 499px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 297px; bottom: 484px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 484px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 484px; z-index: 15;\">0,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff8d fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6c4 ff8d fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 484px; z-index: 15;\">(1,<span class=\"_ _1\"></span>8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff8d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 484px; z-index: 15;\">1,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff8f fs46 fc1d sc0 lsf3 ws119\" style=\"left: 297px; bottom: 469px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 469px; z-index: 15;\">14,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 469px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y69a ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y69a ff8f fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 733px; bottom: 469px; z-index: 15;\">(7,<span class=\"_ _1\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y69a ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 469px; z-index: 15;\">9,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x12d h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 396px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 567px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 637px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff8d fs46 fc18 sc0 ls0 ws0\" style=\"left: 798px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff8f fs46 fc1d sc0 ls115 ws14d\" style=\"left: 297px; bottom: 440px; z-index: 15;\">Totaal verplichtingen en eigen vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 440px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 440px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6e3 ff8f fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 739px; bottom: 440px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff8f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 440px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb35 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb36 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb37 ff8d fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">De lijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">\u2018Verplic<span class=\"_ _0\"></span>htingen i<span class=\"_ _0\"></span>nzake verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gscontra<span class=\"_ _0\"></span>cten\u2019 om<span class=\"_ _0\"></span>vat een bedr<span class=\"_ _0\"></span>ag van cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e dienst<span class=\"_ _0\"></span>enmarge v<span class=\"_ _0\"></span>an EUR 3 milja<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb38 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb39 ff8d fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">E. <span class=\"_ _b5\"> </span><span class=\"lsed ws11d\">Overige wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">de <span class=\"ls10c ws13b\">IFRS<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>standaarde<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3a ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>acht niet<span class=\"_ _0\"></span> dat overig<span class=\"_ _0\"></span>e nieuwe of herz<span class=\"_ _0\"></span>iene <span class=\"ls105 ws135\">IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standa<span class=\"_ _1\"></span>arden<span class=\"lsf9 ws124\">, </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yb3b ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span> <span class=\"lsef ws11d\">en wijzigingen<span class=\"_ _1\"></span> in </span></span>de <span class=\"ls10c ws13b\">IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">standaa<span class=\"_ _1\"></span>rden en </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3c ff8d fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>etaties<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">ervan</span></span><span class=\"ws11d\">, die v<span class=\"_ _0\"></span>an krac<span class=\"_ _0\"></span>ht word<span class=\"_ _0\"></span>en voor v<span class=\"_ _0\"></span>erslag<span class=\"_ _0\"></span>periodes <span class=\"_ _0\"></span>die </span></div>\n<div class=\"t m0 x2c h64 yb3d ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beginnen op<span class=\"_ _1\"></span> 1 januari<span class=\"_ _1\"></span> 2023 of <span class=\"_ _1\"></span>later, <span class=\"lsed\">het gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de overzic<span class=\"_ _0\"></span>ht van </span></div>\n<div class=\"t m0 x2c h64 yb3e ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble posit<span class=\"_ _0\"></span>ie en de <span class=\"ws111\">geco<span class=\"_ _0\"></span>nsol<span class=\"lsef ws113\">ideerde <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11e\">en verl<span class=\"_ _1\"></span>iesrekening </span></span></span></div>\n<div class=\"t m0 x2c h64 yb3f ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van Ageas op s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ante wijz<span class=\"_ _0\"></span>e zullen be\u00ef<span class=\"_ _0\"></span>nvloede<span class=\"_ _0\"></span>n. Niet all<span class=\"_ _0\"></span>e wijzigi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yb40 ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn al goe<span class=\"_ _1\"></span>dgekeurd <span class=\"_ _1\"></span>door de EU<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb41 ff8d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb42 ff8d fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De wijzig<span class=\"_ _0\"></span>ingen bet<span class=\"_ _0\"></span>reffen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb43 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 \u2018<span class=\"_ _0\"></span>Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en als ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>d </span></span></div>\n<div class=\"t m0 x69 h64 yb44 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">of langlopend\u2019<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb45 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d\">W<span class=\"_ _1\"></span><span class=\"lsef ws11e\">ijzigingen<span class=\"_ _1\"></span> in IAS 1 \u2018Langlopende<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> met convenanten\u2019;</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb46 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IAS 1 e<span class=\"_ _0\"></span>n IFRS P<span class=\"_ _0\"></span>ractice<span class=\"_ _0\"></span> Statement<span class=\"_ _0\"></span> 2: \u2018To<span class=\"_ _0\"></span>elichti<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yb47 ff8d fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">grondslagen<span class=\"_ _1\"></span> voor financi\u00eble vers<span class=\"_ _1\"></span>laggeving\u2019;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb48 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws11e\">W<span class=\"_ _1\"></span>ijzigingen in IAS<span class=\"_ _1\"></span> 8 \u2018Definitie van<span class=\"_ _1\"></span> boekhoudkundige schatt<span class=\"_ _1\"></span>ingen\u2019;</span><span class=\"ff8d\"> </span></span></div>\n<div class=\"t m0 x1d h64 yb49 ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsef ws113\">W<span class=\"_ _1\"></span>ijzigingen <span class=\"_ _1\"></span><span class=\"lsed ws112\">in IAS 12 \u2018Uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de belast<span class=\"_ _0\"></span>ingen ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rd aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yb4a ff8d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u00e9\u00e9nzelfde <span class=\"_ _1\"></span>transactie\u2019; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb4b ff90 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff91\"> <span class=\"_ _3f\"> </span><span class=\"ff8d lsed ws11d\">Wijzigingen i<span class=\"_ _0\"></span>n IFRS 16 <span class=\"_ _0\"></span>\u2018Leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting in <span class=\"_ _0\"></span>een verk<span class=\"_ _0\"></span>oop<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb4c ff8d fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">leaseback<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>transactie\u2019.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 193px; height: 913px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag321": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff94 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff94 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Het gebruik van schattingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de opst<span class=\"_ _0\"></span>elling de<span class=\"_ _0\"></span>ze gecons<span class=\"_ _0\"></span>o<span class=\"lsef ws11d\">lideerde jaar<span class=\"_ _1\"></span>rekening heeft <span class=\"_ _1\"></span>Ageas </span></div>\n<div class=\"t m0 x2c h64 yb59 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik ge<span class=\"_ _1\"></span>maakt van bep<span class=\"_ _1\"></span>aalde oordel<span class=\"_ _1\"></span>en, schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes,</div>\n<div class=\"t m0 x2c h64 yb5a ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke weerspiegeld<span class=\"_ _1\"></span> zijn in de opgenom<span class=\"_ _1\"></span>en bedragen voor act<span class=\"_ _1\"></span>iva en</div>\n<div class=\"t m0 x2c h64 yb5b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>, opbrengs<span class=\"_ _1\"></span>ten en <span class=\"ws113\">lasten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>alsook i<span class=\"_ _1\"></span>n de bedrag<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 yb5c ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an <span class=\"lsef\">deze geconsolid<span class=\"_ _1\"></span>eerde jaarrek<span class=\"_ _1\"></span>ening. </span></div>\n<div class=\"t m0 x2c h64 yb5d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e oordelen, <span class=\"_ _1\"></span>schattingen<span class=\"_ _1\"></span> en aannames<span class=\"_ _1\"></span> zijn gebaseerd<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x2c h64 yb5e ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervarin<span class=\"_ _0\"></span>gen en op info<span class=\"_ _0\"></span>rmatie di<span class=\"_ _0\"></span>e redeli<span class=\"_ _0\"></span>jkerwijs be<span class=\"_ _0\"></span>schikb<span class=\"_ _0\"></span>aar was op de</div>\n<div class=\"t m0 x2c h64 yb5f ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">datum van<span class=\"_ _0\"></span> de opstelli<span class=\"_ _0\"></span>ng van deze ge<span class=\"_ _0\"></span>consol<span class=\"_ _0\"></span>ideerde ja<span class=\"_ _0\"></span>arreken<span class=\"_ _0\"></span>ing. Elk</div>\n<div class=\"t m0 x2c h64 yb60 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">oordeel, <span class=\"_ _1\"></span>schatting of a<span class=\"_ _1\"></span>anname weerspieg<span class=\"_ _1\"></span>elt uit na<span class=\"_ _1\"></span>ture een bep<span class=\"_ _1\"></span>aalde</div>\n<div class=\"t m0 x2c h64 yb61 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mate van onz<span class=\"_ _0\"></span>ekerh<span class=\"_ _0\"></span>eid en een ris<span class=\"_ _0\"></span>ico op materi<span class=\"_ _0\"></span>\u00eble aanp<span class=\"_ _0\"></span>assing (in</div>\n<div class=\"t m0 x2c h64 yb62 ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>ve of neg<span class=\"_ _0\"></span>atieve z<span class=\"_ _0\"></span>in) van d<span class=\"_ _0\"></span>e boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de ac<span class=\"_ _0\"></span>tiva en <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x2c h64 yb63 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tijdens (<span class=\"_ _1\"></span>een) toekom<span class=\"_ _1\"></span>stige versla<span class=\"_ _1\"></span>gperiode(s). E<span class=\"_ _1\"></span>ventuele</div>\n<div class=\"t m0 x1d h64 yb64 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanpassing<span class=\"lsed ws112\">en worden erkend i<span class=\"_ _0\"></span>n de versla<span class=\"_ _0\"></span>gperiode w<span class=\"_ _0\"></span>aarin het oo<span class=\"_ _0\"></span>rdeel, </span></div>\n<div class=\"t m0 x1d h64 yb65 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws112\">schatti<span class=\"_ _0\"></span>ng of de aann<span class=\"_ _0\"></span>ame w<span class=\"lsef ws113\">ordt<span class=\"ls0 ws0\"> </span>aangepast<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb66 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb67 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ondanks d<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> niet actief is i<span class=\"_ _0\"></span>n Oekra\u00efn<span class=\"_ _0\"></span>e en in Ruslan<span class=\"_ _0\"></span>d, houdt h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 yb68 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geopoli<span class=\"_ _1\"></span>tieke spanni<span class=\"_ _1\"></span>ngen in dez<span class=\"_ _1\"></span>e regio nau<span class=\"_ _1\"></span>wlettend in<span class=\"_ _1\"></span> de gaten<span class=\"_ _1\"></span>, met</div>\n<div class=\"t m0 x1d h64 yb69 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">name voor wat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">betreft <span class=\"_ _0\"></span>de indir<span class=\"_ _0\"></span>ecte mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-</span><span class=\"ws112\">economis<span class=\"_ _0\"></span>che effec<span class=\"_ _0\"></span>ten, zoal<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6a ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige ontw<span class=\"_ _0\"></span>ikkeli<span class=\"_ _0\"></span>ngen van de re<span class=\"_ _0\"></span>nte en de infl<span class=\"_ _0\"></span>atie in de mar<span class=\"_ _0\"></span>kten</div>\n<div class=\"t m0 x1d h64 yb6b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s actief i<span class=\"_ _1\"></span>s. Ageas <span class=\"_ _1\"></span>schat in d<span class=\"_ _1\"></span>at de huid<span class=\"_ _1\"></span>ige directe<span class=\"_ _1\"></span> impact</div>\n<div class=\"t m0 x1d h64 yb6c ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>rieel is. In<span class=\"_ _0\"></span>dien nodig,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s de oordel<span class=\"_ _0\"></span>en, schatt<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ngen en </span></div>\n<div class=\"t m0 x1d h64 yb6d ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aannam<span class=\"_ _0\"></span>es herzie<span class=\"_ _0\"></span>n en als dusda<span class=\"_ _0\"></span>nig weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>d in deze</div>\n<div class=\"t m0 x1d h64 yb6e ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb6f ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb70 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">O<span class=\"lsed ws11d\">nderstaan<span class=\"_ _0\"></span>de tabe<span class=\"_ _0\"></span>l vermel<span class=\"_ _0\"></span>dt de sch<span class=\"_ _0\"></span>attings<span class=\"_ _0\"></span>onzeker<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yb71 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes:</span></span></div>\n<div class=\"t m0 x2c h64 yb72 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb73 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yb74 ff92 fs44 fc1d sc0 ls105 ws135\" style=\"z-index: 15;\">Acti<span class=\"_ _1\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb75 ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb76 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 2:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb77 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het waarderingsmo<span class=\"_ _1\"></span>del</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb78 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb79 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 3:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7a ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Het <span class=\"lsef ws113\">waarderingsmodel</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7b ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws113\">Gebruik</span><span class=\"ff92\"> <span class=\"lsed ws111\">van <span class=\"lsef ws113\">niet</span></span>-<span class=\"_ _1\"></span><span class=\"lsef ws113\">waarneembare</span> <span class=\"_ _1\"></span><span class=\"lsed ws111\">input</span> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7d ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb7e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7f ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Leningen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb80 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb81 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">Ge<span class=\"_ _1\"></span>bruik van<span class=\"_ _1\"></span> parameters al<span class=\"_ _1\"></span>s kredietrisico</span><span class=\"ff92\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">spread, loo<span class=\"_ _0\"></span>ptijd en </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb82 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb83 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb84 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls104 ws134\">On<span class=\"_ _1\"></span>z<span class=\"lsed ws112\">ekerhed<span class=\"_ _0\"></span>en gerel<span class=\"_ _0\"></span>ateerd aan<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws11d\">beleggingsmix, de<span class=\"_ _1\"></span> activiteiten<span class=\"_ _1\"></span> en </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb85 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de markton<span class=\"_ _1\"></span>twikkelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb86 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws11d\">Toepassing v<span class=\"_ _0\"></span>an de bep<span class=\"_ _0\"></span>alingen v<span class=\"_ _0\"></span>oor eco<span class=\"_ _0\"></span>nomie\u00eb<span class=\"_ _0\"></span>n met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie </span></span></div>\n<div class=\"t m0 x1a0 h64 yb87 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en meeteenhei<span class=\"_ _1\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb88 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Waarderingste<span class=\"_ _1\"></span>st van goo<span class=\"_ _1\"></span>dwill:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8a ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">F<span class=\"_ _1\"></span>inanci\u00eble<span class=\"_ _1\"></span></span><span class=\"ff92\"> <span class=\"lsed ws111\">en</span> <span class=\"lsef ws113\">economische</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">variabelen</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb8b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws134\">De g<span class=\"lsef ws11d\">e<span class=\"_ _1\"></span>bruikte rentev<span class=\"_ _1\"></span>oet</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8c ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">aan</span> <span class=\"lsed ws112\">de entiteit</span> <span class=\"lsef ws113\">inherente</span> <span class=\"lsef ws113\">risicoprem<span class=\"_ _1\"></span>ie</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8d ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb8e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8f ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb90 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb91 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb92 ff92 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yb93 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n betreffende <span class=\"_ _1\"></span>verzekerings<span class=\"_ _1\"></span>contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb94 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">L<span class=\"_ _1\"></span>even:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x69 h64 yb95 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls10a ws13c\">De <span class=\"lsed ws112\">gebrui<span class=\"_ _0\"></span>kte actu<span class=\"_ _0\"></span>ari\u00eble aan<span class=\"_ _0\"></span>names<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb96 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>entscurv<span class=\"_ _0\"></span>e gebru<span class=\"_ _0\"></span>ikt bij de </span></span></div>\n<div class=\"t m0 xe2 h64 yb97 ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets (LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">test)</span> </span></div>\n<div class=\"t m0 x69 h64 yb98 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het herbeleggingsp<span class=\"_ _1\"></span>ro<span class=\"ws11e\">fiel van de beleg<span class=\"_ _1\"></span>gingsportefeuill<span class=\"_ _1\"></span>e, </span></span></span></div>\n<div class=\"t m0 xe2 h64 yb99 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">spread <span class=\"_ _1\"></span>en looptijd<span class=\"_ _1\"></span>, bij de b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de schaduw<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 xe2 h64 yb9a ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">LAT aanpassi<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb9b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff92\">-<span class=\"lsef ws113\">Leven<span class=\"_ _1\"></span>:</span> </span></span></div>\n<div class=\"t m0 x69 h64 yb9c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws112\">De verw<span class=\"_ _0\"></span>achte sch<span class=\"_ _0\"></span>adelast di<span class=\"_ _0\"></span>e aan het ein<span class=\"_ _0\"></span>d van de </span></span></div>\n<div class=\"t m0 xe2 h64 yb9d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode word<span class=\"_ _1\"></span>t gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yb9e ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte s<span class=\"_ _0\"></span>chadel<span class=\"_ _0\"></span>ast voor <span class=\"_ _0\"></span>voorge<span class=\"_ _0\"></span>vall<span class=\"ws112\">en ma<span class=\"_ _0\"></span>ar niet<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yb9f ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e schadeclaims<span class=\"_ _1\"></span> aan het <span class=\"_ _1\"></span>einde van<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 xe2 h64 yba0 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yba1 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls103 ws11d\">Scha<span class=\"lsef ws113\">debehan<span class=\"_ _1\"></span>delingskosten</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h6c yba2 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba3 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">De gebruikte actu<span class=\"_ _0\"></span>ari\u00eble a<span class=\"_ _0\"></span>annames<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yba4 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">D<span class=\"_ _1\"></span>e gebruikte<span class=\"_ _1\"></span> rentevoet</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba5 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsf9 ws124\">In<span class=\"_ _1\"></span>flatie</span><span class=\"ff92\">- <span class=\"lsef ws11e\">en sala<span class=\"_ _1\"></span>risontwikkelin<span class=\"_ _1\"></span>gen</span> </span></span></div>\n<div class=\"t m0 x1d h6c yba6 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba7 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">waarschijn<span class=\"_ _1\"></span>lijkheid<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">een</span> <span class=\"ls107 ws13e\">huid<span class=\"_ _1\"></span>ige</span> <span class=\"lsef ws113\">verpl<span class=\"_ _1\"></span>ichting</span> <span class=\"ls107 ws13e\">a<span class=\"_ _1\"></span>ls</span> <span class=\"lsed ws111\">gevolg </span></span></span></div>\n<div class=\"t m0 x69 h64 yba8 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van<span class=\"ls0 ws0\"> </span>gebeur<span class=\"_ _1\"></span>tenissen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in</span> </span><span class=\"ws11e\">het verl<span class=\"_ _1\"></span>eden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba9 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">berekening</span> <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van</span> <span class=\"lsed ws112\">de <span class=\"_ _1\"></span>beste ins<span class=\"_ _0\"></span>chatti<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h6c ybaa ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingverplich<span class=\"_ _1\"></span>tingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybab ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws113\">belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybac ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 235px; height: 587px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ybad ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybae ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toeli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n bij dez<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">g<span class=\"lsef ws113\">econsolidee<span class=\"_ _1\"></span>rde </span>j</span><span class=\"ws112\">aarrekening v<span class=\"_ _0\"></span>erlenen bi<span class=\"_ _0\"></span>jkomen<span class=\"_ _0\"></span>de informat<span class=\"_ _0\"></span>ie over de to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van deze <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattingen<span class=\"_ _1\"></span> en aannam<span class=\"_ _1\"></span>es </span></span></span></div>\n<div class=\"t m0 x2c h64 ybaf ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en hun effect<span class=\"_ _1\"></span> op de gerapporteerde<span class=\"_ _1\"></span> cijfers. Toelich<span class=\"_ _1\"></span>ting 4 <span class=\"ls0 ws0\">\u2018</span><span class=\"ws113\">Risic<span class=\"_ _1\"></span>omanagement<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van deze </span>g</span>econsolideerde <span class=\"_ _1\"></span><span class=\"ls0 ws0\">j</span><span class=\"ws11d\">aarreken<span class=\"_ _1\"></span>ing beschri<span class=\"_ _1\"></span>jft hoe Ag<span class=\"_ _1\"></span>eas de di<span class=\"_ _1\"></span>verse </span></span></div>\n<div class=\"t m0 x2c h64 ybb0 ff92 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span><span class=\"lsed ws112\">co\u2019s van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsactiv<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">mitigeert.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag328": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff94 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff94 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Het gebruik van schattingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de opst<span class=\"_ _0\"></span>elling de<span class=\"_ _0\"></span>ze gecons<span class=\"_ _0\"></span>o<span class=\"lsef ws11d\">lideerde jaar<span class=\"_ _1\"></span>rekening heeft <span class=\"_ _1\"></span>Ageas </span></div>\n<div class=\"t m0 x2c h64 yb59 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik ge<span class=\"_ _1\"></span>maakt van bep<span class=\"_ _1\"></span>aalde oordel<span class=\"_ _1\"></span>en, schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes,</div>\n<div class=\"t m0 x2c h64 yb5a ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">welke weerspiegeld<span class=\"_ _1\"></span> zijn in de opgenom<span class=\"_ _1\"></span>en bedragen voor act<span class=\"_ _1\"></span>iva en</div>\n<div class=\"t m0 x2c h64 yb5b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>, opbrengs<span class=\"_ _1\"></span>ten en <span class=\"ws113\">lasten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>alsook i<span class=\"_ _1\"></span>n de bedrag<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 yb5c ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an <span class=\"lsef\">deze geconsolid<span class=\"_ _1\"></span>eerde jaarrek<span class=\"_ _1\"></span>ening. </span></div>\n<div class=\"t m0 x2c h64 yb5d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e oordelen, <span class=\"_ _1\"></span>schattingen<span class=\"_ _1\"></span> en aannames<span class=\"_ _1\"></span> zijn gebaseerd<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x2c h64 yb5e ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervarin<span class=\"_ _0\"></span>gen en op info<span class=\"_ _0\"></span>rmatie di<span class=\"_ _0\"></span>e redeli<span class=\"_ _0\"></span>jkerwijs be<span class=\"_ _0\"></span>schikb<span class=\"_ _0\"></span>aar was op de</div>\n<div class=\"t m0 x2c h64 yb5f ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">datum van<span class=\"_ _0\"></span> de opstelli<span class=\"_ _0\"></span>ng van deze ge<span class=\"_ _0\"></span>consol<span class=\"_ _0\"></span>ideerde ja<span class=\"_ _0\"></span>arreken<span class=\"_ _0\"></span>ing. Elk</div>\n<div class=\"t m0 x2c h64 yb60 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">oordeel, <span class=\"_ _1\"></span>schatting of a<span class=\"_ _1\"></span>anname weerspieg<span class=\"_ _1\"></span>elt uit na<span class=\"_ _1\"></span>ture een bep<span class=\"_ _1\"></span>aalde</div>\n<div class=\"t m0 x2c h64 yb61 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mate van onz<span class=\"_ _0\"></span>ekerh<span class=\"_ _0\"></span>eid en een ris<span class=\"_ _0\"></span>ico op materi<span class=\"_ _0\"></span>\u00eble aanp<span class=\"_ _0\"></span>assing (in</div>\n<div class=\"t m0 x2c h64 yb62 ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>ve of neg<span class=\"_ _0\"></span>atieve z<span class=\"_ _0\"></span>in) van d<span class=\"_ _0\"></span>e boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de ac<span class=\"_ _0\"></span>tiva en <span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x2c h64 yb63 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tijdens (<span class=\"_ _1\"></span>een) toekom<span class=\"_ _1\"></span>stige versla<span class=\"_ _1\"></span>gperiode(s). E<span class=\"_ _1\"></span>ventuele</div>\n<div class=\"t m0 x1d h64 yb64 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanpassing<span class=\"lsed ws112\">en worden erkend i<span class=\"_ _0\"></span>n de versla<span class=\"_ _0\"></span>gperiode w<span class=\"_ _0\"></span>aarin het oo<span class=\"_ _0\"></span>rdeel, </span></div>\n<div class=\"t m0 x1d h64 yb65 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws112\">schatti<span class=\"_ _0\"></span>ng of de aann<span class=\"_ _0\"></span>ame w<span class=\"lsef ws113\">ordt<span class=\"ls0 ws0\"> </span>aangepast<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb66 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb67 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ondanks d<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> niet actief is i<span class=\"_ _0\"></span>n Oekra\u00efn<span class=\"_ _0\"></span>e en in Ruslan<span class=\"_ _0\"></span>d, houdt h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 yb68 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geopoli<span class=\"_ _1\"></span>tieke spanni<span class=\"_ _1\"></span>ngen in dez<span class=\"_ _1\"></span>e regio nau<span class=\"_ _1\"></span>wlettend in<span class=\"_ _1\"></span> de gaten<span class=\"_ _1\"></span>, met</div>\n<div class=\"t m0 x1d h64 yb69 ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">name voor wat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">betreft <span class=\"_ _0\"></span>de indir<span class=\"_ _0\"></span>ecte mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-</span><span class=\"ws112\">economis<span class=\"_ _0\"></span>che effec<span class=\"_ _0\"></span>ten, zoal<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6a ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige ontw<span class=\"_ _0\"></span>ikkeli<span class=\"_ _0\"></span>ngen van de re<span class=\"_ _0\"></span>nte en de infl<span class=\"_ _0\"></span>atie in de mar<span class=\"_ _0\"></span>kten</div>\n<div class=\"t m0 x1d h64 yb6b ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s actief i<span class=\"_ _1\"></span>s. Ageas <span class=\"_ _1\"></span>schat in d<span class=\"_ _1\"></span>at de huid<span class=\"_ _1\"></span>ige directe<span class=\"_ _1\"></span> impact</div>\n<div class=\"t m0 x1d h64 yb6c ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>rieel is. In<span class=\"_ _0\"></span>dien nodig,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s de oordel<span class=\"_ _0\"></span>en, schatt<span class=\"_ _0\"></span>i<span class=\"lsef ws11d\">ngen en </span></div>\n<div class=\"t m0 x1d h64 yb6d ff92 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aannam<span class=\"_ _0\"></span>es herzie<span class=\"_ _0\"></span>n en als dusda<span class=\"_ _0\"></span>nig weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>d in deze</div>\n<div class=\"t m0 x1d h64 yb6e ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e jaarrekenin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb6f ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb70 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">O<span class=\"lsed ws11d\">nderstaan<span class=\"_ _0\"></span>de tabe<span class=\"_ _0\"></span>l vermel<span class=\"_ _0\"></span>dt de sch<span class=\"_ _0\"></span>attings<span class=\"_ _0\"></span>onzeker<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yb71 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattinge<span class=\"_ _1\"></span>n en aanna<span class=\"_ _1\"></span>mes:</span></span></div>\n<div class=\"t m0 x2c h64 yb72 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb73 ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yb74 ff92 fs44 fc1d sc0 ls105 ws135\" style=\"z-index: 15;\">Acti<span class=\"_ _1\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb75 ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb76 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 2:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb77 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het waarderingsmo<span class=\"_ _1\"></span>del</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb78 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb79 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 3:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7a ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Het <span class=\"lsef ws113\">waarderingsmodel</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7b ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws113\">Gebruik</span><span class=\"ff92\"> <span class=\"lsed ws111\">van <span class=\"lsef ws113\">niet</span></span>-<span class=\"_ _1\"></span><span class=\"lsef ws113\">waarneembare</span> <span class=\"_ _1\"></span><span class=\"lsed ws111\">input</span> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7d ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb7e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7f ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Leningen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb80 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb81 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">Ge<span class=\"_ _1\"></span>bruik van<span class=\"_ _1\"></span> parameters al<span class=\"_ _1\"></span>s kredietrisico</span><span class=\"ff92\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">spread, loo<span class=\"_ _0\"></span>ptijd en </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb82 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb83 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb84 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls104 ws134\">On<span class=\"_ _1\"></span>z<span class=\"lsed ws112\">ekerhed<span class=\"_ _0\"></span>en gerel<span class=\"_ _0\"></span>ateerd aan<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws11d\">beleggingsmix, de<span class=\"_ _1\"></span> activiteiten<span class=\"_ _1\"></span> en </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb85 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de markton<span class=\"_ _1\"></span>twikkelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb86 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws11d\">Toepassing v<span class=\"_ _0\"></span>an de bep<span class=\"_ _0\"></span>alingen v<span class=\"_ _0\"></span>oor eco<span class=\"_ _0\"></span>nomie\u00eb<span class=\"_ _0\"></span>n met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie </span></span></div>\n<div class=\"t m0 x1a0 h64 yb87 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en meeteenhei<span class=\"_ _1\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb88 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Waarderingste<span class=\"_ _1\"></span>st van goo<span class=\"_ _1\"></span>dwill:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8a ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">F<span class=\"_ _1\"></span>inanci\u00eble<span class=\"_ _1\"></span></span><span class=\"ff92\"> <span class=\"lsed ws111\">en</span> <span class=\"lsef ws113\">economische</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">variabelen</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb8b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws134\">De g<span class=\"lsef ws11d\">e<span class=\"_ _1\"></span>bruikte rentev<span class=\"_ _1\"></span>oet</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8c ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">aan</span> <span class=\"lsed ws112\">de entiteit</span> <span class=\"lsef ws113\">inherente</span> <span class=\"lsef ws113\">risicoprem<span class=\"_ _1\"></span>ie</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8d ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb8e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8f ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb90 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb91 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb92 ff92 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yb93 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n betreffende <span class=\"_ _1\"></span>verzekerings<span class=\"_ _1\"></span>contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb94 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">L<span class=\"_ _1\"></span>even:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x69 h64 yb95 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls10a ws13c\">De <span class=\"lsed ws112\">gebrui<span class=\"_ _0\"></span>kte actu<span class=\"_ _0\"></span>ari\u00eble aan<span class=\"_ _0\"></span>names<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb96 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>entscurv<span class=\"_ _0\"></span>e gebru<span class=\"_ _0\"></span>ikt bij de </span></span></div>\n<div class=\"t m0 xe2 h64 yb97 ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets (LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">test)</span> </span></div>\n<div class=\"t m0 x69 h64 yb98 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het herbeleggingsp<span class=\"_ _1\"></span>ro<span class=\"ws11e\">fiel van de beleg<span class=\"_ _1\"></span>gingsportefeuill<span class=\"_ _1\"></span>e, </span></span></span></div>\n<div class=\"t m0 xe2 h64 yb99 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">spread <span class=\"_ _1\"></span>en looptijd<span class=\"_ _1\"></span>, bij de b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de schaduw<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 xe2 h64 yb9a ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">LAT aanpassi<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb9b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff92\">-<span class=\"lsef ws113\">Leven<span class=\"_ _1\"></span>:</span> </span></span></div>\n<div class=\"t m0 x69 h64 yb9c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws112\">De verw<span class=\"_ _0\"></span>achte sch<span class=\"_ _0\"></span>adelast di<span class=\"_ _0\"></span>e aan het ein<span class=\"_ _0\"></span>d van de </span></span></div>\n<div class=\"t m0 xe2 h64 yb9d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode word<span class=\"_ _1\"></span>t gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yb9e ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte s<span class=\"_ _0\"></span>chadel<span class=\"_ _0\"></span>ast voor <span class=\"_ _0\"></span>voorge<span class=\"_ _0\"></span>vall<span class=\"ws112\">en ma<span class=\"_ _0\"></span>ar niet<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yb9f ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e schadeclaims<span class=\"_ _1\"></span> aan het <span class=\"_ _1\"></span>einde van<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 xe2 h64 yba0 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yba1 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls103 ws11d\">Scha<span class=\"lsef ws113\">debehan<span class=\"_ _1\"></span>delingskosten</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h6c yba2 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba3 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">De gebruikte actu<span class=\"_ _0\"></span>ari\u00eble a<span class=\"_ _0\"></span>annames<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yba4 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">D<span class=\"_ _1\"></span>e gebruikte<span class=\"_ _1\"></span> rentevoet</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba5 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsf9 ws124\">In<span class=\"_ _1\"></span>flatie</span><span class=\"ff92\">- <span class=\"lsef ws11e\">en sala<span class=\"_ _1\"></span>risontwikkelin<span class=\"_ _1\"></span>gen</span> </span></span></div>\n<div class=\"t m0 x1d h6c yba6 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba7 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">waarschijn<span class=\"_ _1\"></span>lijkheid<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">een</span> <span class=\"ls107 ws13e\">huid<span class=\"_ _1\"></span>ige</span> <span class=\"lsef ws113\">verpl<span class=\"_ _1\"></span>ichting</span> <span class=\"ls107 ws13e\">a<span class=\"_ _1\"></span>ls</span> <span class=\"lsed ws111\">gevolg </span></span></span></div>\n<div class=\"t m0 x69 h64 yba8 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van<span class=\"ls0 ws0\"> </span>gebeur<span class=\"_ _1\"></span>tenissen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in</span> </span><span class=\"ws11e\">het verl<span class=\"_ _1\"></span>eden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba9 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">berekening</span> <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van</span> <span class=\"lsed ws112\">de <span class=\"_ _1\"></span>beste ins<span class=\"_ _0\"></span>chatti<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h6c ybaa ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingverplich<span class=\"_ _1\"></span>tingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybab ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws113\">belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybac ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 235px; height: 587px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ybad ff92 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybae ff92 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De toeli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n bij dez<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">g<span class=\"lsef ws113\">econsolidee<span class=\"_ _1\"></span>rde </span>j</span><span class=\"ws112\">aarrekening v<span class=\"_ _0\"></span>erlenen bi<span class=\"_ _0\"></span>jkomen<span class=\"_ _0\"></span>de informat<span class=\"_ _0\"></span>ie over de to<span class=\"_ _0\"></span>epassi<span class=\"_ _0\"></span>ng van deze <span class=\"lsef ws113\">oordelen, <span class=\"ws11d\">schattingen<span class=\"_ _1\"></span> en aannam<span class=\"_ _1\"></span>es </span></span></span></div>\n<div class=\"t m0 x2c h64 ybaf ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en hun effect<span class=\"_ _1\"></span> op de gerapporteerde<span class=\"_ _1\"></span> cijfers. Toelich<span class=\"_ _1\"></span>ting 4 <span class=\"ls0 ws0\">\u2018</span><span class=\"ws113\">Risic<span class=\"_ _1\"></span>omanagement<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws112\">van deze </span>g</span>econsolideerde <span class=\"_ _1\"></span><span class=\"ls0 ws0\">j</span><span class=\"ws11d\">aarreken<span class=\"_ _1\"></span>ing beschri<span class=\"_ _1\"></span>jft hoe Ag<span class=\"_ _1\"></span>eas de di<span class=\"_ _1\"></span>verse </span></span></div>\n<div class=\"t m0 x2c h64 ybb0 ff92 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span><span class=\"lsed ws112\">co\u2019s van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsactiv<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">mitigeert.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:ExplanationOfAssumptionAboutFutureWithSignificantRiskOfResultingInMaterialAdjustments",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag354": {
   "value": "\n<div class=\"t m0 x2c h64 yb74 ff92 fs44 fc1d sc0 ls105 ws135\" style=\"z-index: 15;\">Acti<span class=\"_ _1\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb75 ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb76 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 2:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb77 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het waarderingsmo<span class=\"_ _1\"></span>del</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb78 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb79 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">Niveau 3:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7a ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Het <span class=\"lsef ws113\">waarderingsmodel</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7b ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws113\">Gebruik</span><span class=\"ff92\"> <span class=\"lsed ws111\">van <span class=\"lsef ws113\">niet</span></span>-<span class=\"_ _1\"></span><span class=\"lsef ws113\">waarneembare</span> <span class=\"_ _1\"></span><span class=\"lsed ws111\">input</span> </span></span></div>\n<div class=\"t m0 x1a0 h64 yb7c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsf9 ws124\">Inactieve</span><span class=\"ff92\"> <span class=\"lsef ws113\">markten</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7d ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb7e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb7f ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Leningen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb80 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb81 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">Ge<span class=\"_ _1\"></span>bruik van<span class=\"_ _1\"></span> parameters al<span class=\"_ _1\"></span>s kredietrisico</span><span class=\"ff92\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">spread, loo<span class=\"_ _0\"></span>ptijd en </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb82 ff92 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb83 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb84 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls104 ws134\">On<span class=\"_ _1\"></span>z<span class=\"lsed ws112\">ekerhed<span class=\"_ _0\"></span>en gerel<span class=\"_ _0\"></span>ateerd aan<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws11d\">beleggingsmix, de<span class=\"_ _1\"></span> activiteiten<span class=\"_ _1\"></span> en </span></span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb85 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de markton<span class=\"_ _1\"></span>twikkelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb86 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws11d\">Toepassing v<span class=\"_ _0\"></span>an de bep<span class=\"_ _0\"></span>alingen v<span class=\"_ _0\"></span>oor eco<span class=\"_ _0\"></span>nomie\u00eb<span class=\"_ _0\"></span>n met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie </span></span></div>\n<div class=\"t m0 x1a0 h64 yb87 ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en meeteenhei<span class=\"_ _1\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yb88 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Waarderingste<span class=\"_ _1\"></span>st van goo<span class=\"_ _1\"></span>dwill:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">H<span class=\"_ _1\"></span>et waardering<span class=\"_ _1\"></span>smodel</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8a ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">F<span class=\"_ _1\"></span>inanci\u00eble<span class=\"_ _1\"></span></span><span class=\"ff92\"> <span class=\"lsed ws111\">en</span> <span class=\"lsef ws113\">economische</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">variabelen</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb8b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws134\">De g<span class=\"lsef ws11d\">e<span class=\"_ _1\"></span>bruikte rentev<span class=\"_ _1\"></span>oet</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb8c ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">aan</span> <span class=\"lsed ws112\">de entiteit</span> <span class=\"lsef ws113\">inherente</span> <span class=\"lsef ws113\">risicoprem<span class=\"_ _1\"></span>ie</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8d ff95 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb8e ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>paling</span><span class=\"ff92\"> <span class=\"ls103 ws11d\">va<span class=\"_ _1\"></span>n</span> <span class=\"lsef ws113\">de</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">gebruiksduur</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> <span class=\"lsef ws113\">restwaar<span class=\"_ _1\"></span>de</span> </span></span></div>\n<div class=\"t m0 x2c h6c yb8f ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb90 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb91 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t m0 x1d h64 yb92 ff92 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yb93 ff95 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n betreffende <span class=\"_ _1\"></span>verzekerings<span class=\"_ _1\"></span>contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb94 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">L<span class=\"_ _1\"></span>even:</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x69 h64 yb95 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls10a ws13c\">De <span class=\"lsed ws112\">gebrui<span class=\"_ _0\"></span>kte actu<span class=\"_ _0\"></span>ari\u00eble aan<span class=\"_ _0\"></span>names<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb96 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>entscurv<span class=\"_ _0\"></span>e gebru<span class=\"_ _0\"></span>ikt bij de </span></span></div>\n<div class=\"t m0 xe2 h64 yb97 ff92 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets (LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">test)</span> </span></div>\n<div class=\"t m0 x69 h64 yb98 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsef ws11d\">Het herbeleggingsp<span class=\"_ _1\"></span>ro<span class=\"ws11e\">fiel van de beleg<span class=\"_ _1\"></span>gingsportefeuill<span class=\"_ _1\"></span>e, </span></span></span></div>\n<div class=\"t m0 xe2 h64 yb99 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">spread <span class=\"_ _1\"></span>en looptijd<span class=\"_ _1\"></span>, bij de b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de schaduw<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 xe2 h64 yb9a ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">LAT aanpassi<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb9b ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls107 ws13e\">N<span class=\"_ _1\"></span>iet</span><span class=\"ff92\">-<span class=\"lsef ws113\">Leven<span class=\"_ _1\"></span>:</span> </span></span></div>\n<div class=\"t m0 x69 h64 yb9c ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws112\">De verw<span class=\"_ _0\"></span>achte sch<span class=\"_ _0\"></span>adelast di<span class=\"_ _0\"></span>e aan het ein<span class=\"_ _0\"></span>d van de </span></span></div>\n<div class=\"t m0 xe2 h64 yb9d ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode word<span class=\"_ _1\"></span>t gerapporteerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yb9e ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 lsed ws11d\">De ve<span class=\"_ _0\"></span>rwachte s<span class=\"_ _0\"></span>chadel<span class=\"_ _0\"></span>ast voor <span class=\"_ _0\"></span>voorge<span class=\"_ _0\"></span>vall<span class=\"ws112\">en ma<span class=\"_ _0\"></span>ar niet<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yb9f ff92 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e schadeclaims<span class=\"_ _1\"></span> aan het <span class=\"_ _1\"></span>einde van<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 xe2 h64 yba0 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rapporteringsp<span class=\"_ _1\"></span>eriode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yba1 ff98 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff97\"> <span class=\"_ _7\"> </span><span class=\"ff92 ls103 ws11d\">Scha<span class=\"lsef ws113\">debehan<span class=\"_ _1\"></span>delingskosten</span></span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h6c yba2 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba3 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws112\">De gebruikte actu<span class=\"_ _0\"></span>ari\u00eble a<span class=\"_ _0\"></span>annames<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yba4 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws11d\">D<span class=\"_ _1\"></span>e gebruikte<span class=\"_ _1\"></span> rentevoet</span><span class=\"ff92\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba5 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsf9 ws124\">In<span class=\"_ _1\"></span>flatie</span><span class=\"ff92\">- <span class=\"lsef ws11e\">en sala<span class=\"_ _1\"></span>risontwikkelin<span class=\"_ _1\"></span>gen</span> </span></span></div>\n<div class=\"t m0 x1d h6c yba6 ff95 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yba7 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">waarschijn<span class=\"_ _1\"></span>lijkheid<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van</span> <span class=\"_ _1\"></span><span class=\"lsef ws113\">een</span> <span class=\"ls107 ws13e\">huid<span class=\"_ _1\"></span>ige</span> <span class=\"lsef ws113\">verpl<span class=\"_ _1\"></span>ichting</span> <span class=\"ls107 ws13e\">a<span class=\"_ _1\"></span>ls</span> <span class=\"lsed ws111\">gevolg </span></span></span></div>\n<div class=\"t m0 x69 h64 yba8 ff92 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">van<span class=\"ls0 ws0\"> </span>gebeur<span class=\"_ _1\"></span>tenissen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in</span> </span><span class=\"ws11e\">het verl<span class=\"_ _1\"></span>eden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yba9 ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 ls10a ws13c\">De</span><span class=\"ff92\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">berekening</span> <span class=\"_ _1\"></span><span class=\"ls103 ws11d\">van</span> <span class=\"lsed ws112\">de <span class=\"_ _1\"></span>beste ins<span class=\"_ _0\"></span>chatti<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h6c ybaa ff95 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingverplich<span class=\"_ _1\"></span>tingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybab ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsed ws111\">Interpretatie</span><span class=\"ff92\"> <span class=\"lsef ws113\">van</span> <span class=\"lsef ws113\">de</span> <span class=\"lsef ws113\">belastingwe<span class=\"_ _1\"></span>tgeving</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybac ff96 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff97\"> <span class=\"_ _3f\"> </span><span class=\"ff92 lsef ws113\">Be<span class=\"_ _1\"></span>drag</span><span class=\"ff92\"> <span class=\"lsef ws113\">en</span> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tijd<span class=\"_ _1\"></span>stip<span class=\"_ _1\"></span></span> <span class=\"ls103 ws11d\">van<span class=\"_ _1\"></span></span> <span class=\"lsf9 ws124\">toekomstig</span> <span class=\"lsef ws113\">belastba<span class=\"_ _1\"></span>ar</span> <span class=\"lsef ws113\">inkomen</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 235px; height: 587px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 1018px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 1018px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 1018px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1018px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 987px; z-index: 15;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 987px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 987px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 972px; z-index: 15;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 972px; z-index: 15;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 972px; z-index: 15;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 972px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 943px; z-index: 15;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 943px; z-index: 15;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 943px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 943px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 928px; z-index: 15;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 928px; z-index: 15;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 928px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 928px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a6c ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a6d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 881px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 881px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 881px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 881px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 881px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 850px; z-index: 15;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 850px; z-index: 15;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 850px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 835px; z-index: 15;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 835px; z-index: 15;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 835px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 835px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 806px; z-index: 15;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 806px; z-index: 15;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 806px; z-index: 15;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 806px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 791px; z-index: 15;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 791px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 791px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x162 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 986px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">waardeveranderingen in de <span class=\"ws116\">resultatenrekening</span></span> </div>\n<div class=\"t m0 x72 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b0e ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b0f ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 820px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waardeveranderingen in de resultatenrekening</span> </div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 306px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 december 2<span class=\"ws185\">022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff2ed fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 720px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e8 ff2f1 fs72 fce sc0 ls148 ws0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2f1 fs72 fce sc0 ls144 ws184\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2f1 fs72 fce sc0 ls14f ws18c\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2f4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2f4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x51 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2f8 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2fd fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 <span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Schadeverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdiende premies</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsfb ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAssetsAndLiabilitiesWithSignificantRiskOfMaterialAdjustmentExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag348": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b ybb9 ff9b fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b ybba ff9b fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Segmentinfo<span class=\"_ _0\"></span>rmatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybbb ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybbc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De operatione<span class=\"_ _1\"></span>le segmenten<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn voornam<span class=\"_ _1\"></span>elijk geba<span class=\"_ _1\"></span>seerd op</div>\n<div class=\"t m0 x2c h64 ybbd ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geografische <span class=\"_ _1\"></span>regio\u2019s<span class=\"lsf9 ws0\">. D<span class=\"ls0\">e <span class=\"_ _1\"></span></span></span><span class=\"ws11d\">onderverdel<span class=\"_ _1\"></span>ing naar </span>geo<span class=\"_ _1\"></span>grafische <span class=\"lsee ws13e\">regio's i<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 ybbe ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ingegev<span class=\"_ _0\"></span>en door het<span class=\"_ _0\"></span> feit dat de activ<span class=\"_ _0\"></span>iteiten in d<span class=\"_ _0\"></span>e bewuste<span class=\"_ _0\"></span> regio's v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 ybbf ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> aard zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws13b\">, dat ze<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">dezel<span class=\"_ _1\"></span>fde economische<span class=\"_ _1\"></span> kenmerken delen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybc0 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en dat h<span class=\"_ _1\"></span>et management de<span class=\"_ _1\"></span>ze als d<span class=\"_ _1\"></span>usdanig evalueer<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ybc1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybc2 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eind 2020 <span class=\"_ _1\"></span>werd Filip<span class=\"_ _1\"></span> Coremans beno<span class=\"_ _1\"></span>emd als A<span class=\"_ _1\"></span>lgemeen Dir<span class=\"_ _1\"></span>ecteur Azi\u00eb<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybc3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en Antonio Cano als<span class=\"_ _1\"></span> Algemeen Directeur<span class=\"_ _1\"></span> Europa. Deze wijzigi<span class=\"_ _1\"></span>ng in</div>\n<div class=\"t m0 x2c h64 ybc4 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheden van twee<span class=\"_ _1\"></span> lede<span class=\"lsed ws11d\">n van het U<span class=\"_ _0\"></span>itvoer<span class=\"_ _0\"></span>end Com<span class=\"_ _0\"></span>it\u00e9 van </span></div>\n<div class=\"t m0 x2c h64 ybc5 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas weerspiege<span class=\"_ _1\"></span>lt het toegenomen<span class=\"_ _1\"></span> belang van een toegew<span class=\"_ _1\"></span>ijde</div>\n<div class=\"t m0 x2c h64 ybc6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">region<span class=\"_ _0\"></span>ale focus om<span class=\"_ _0\"></span> te antwoorde<span class=\"_ _0\"></span>n op de speci<span class=\"_ _0\"></span>fieke uit<span class=\"_ _0\"></span>daginge<span class=\"_ _0\"></span>n en</div>\n<div class=\"t m0 x2c h64 ybc7 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opportu<span class=\"_ _0\"></span>niteit<span class=\"_ _0\"></span>en van beide re<span class=\"_ _0\"></span>gio\u2019s. Als<span class=\"_ _0\"></span> een direct g<span class=\"_ _0\"></span>evolg van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ybc8 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing, met inga<span class=\"_ _0\"></span>ng van zijn ni<span class=\"_ _0\"></span><span class=\"lsef ws11e\">euw strategisch dri<span class=\"_ _1\"></span>ejarenplan \u2018Imp<span class=\"_ _1\"></span>act </span></div>\n<div class=\"t m0 x2c h64 ybc9 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">24\u2019, heef<span class=\"_ _0\"></span>t Ageas<span class=\"_ _0\"></span> beslote<span class=\"_ _0\"></span>n om het v<span class=\"_ _0\"></span>oormali<span class=\"_ _0\"></span>g operat<span class=\"_ _0\"></span>ioneel s<span class=\"_ _0\"></span>egment</div>\n<div class=\"t m0 x2c h64 ybca ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u2018Verenigd Konin<span class=\"_ _1\"></span>krijk\u2019 toe te voegen<span class=\"_ _1\"></span> aan het voorma<span class=\"_ _1\"></span>lig operationeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybcb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">segment \u2018Con<span class=\"_ _1\"></span>tinentaal Europ<span class=\"_ _1\"></span>a\u2019, welk h<span class=\"_ _1\"></span>ernoemd i<span class=\"_ _1\"></span>s naar \u2018Europ<span class=\"_ _1\"></span>a\u2019. Deze</div>\n<div class=\"t m0 x2c h64 ybcc ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing gaat in vo<span class=\"_ _0\"></span>or de <span class=\"lsef ws113\">verslag</span>periode die b<span class=\"_ _0\"></span>egint op 1 jan<span class=\"_ _0\"></span>uari 2022.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybcd ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybce ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De operationele<span class=\"_ _1\"></span> segmenten van Ageas z<span class=\"_ _1\"></span>ijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybcf ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsed ws111\">Belgi\u00eb;</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd0 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">Eu<span class=\"_ _1\"></span>ropa (uitge<span class=\"_ _1\"></span>zonderd Belgi<span class=\"_ _1\"></span>\u00eb); </span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd1 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 ls103 ws11d\">A<span class=\"_ _1\"></span>zi\u00eb;</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd2 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>; en </span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd3 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11e\">A<span class=\"_ _1\"></span>lgemene Rekening.</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd4 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybd5 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfsa<span class=\"lsed ws112\">ctiviteiten di<span class=\"_ _0\"></span>e geen verb<span class=\"_ _0\"></span>and houd<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 ybd6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en elim<span class=\"_ _0\"></span>inatie<span class=\"_ _0\"></span>verschill<span class=\"_ _0\"></span>en op groe<span class=\"_ _0\"></span>psnivea<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x2c h64 ybd7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden apar<span class=\"_ _1\"></span>t van de v<span class=\"_ _1\"></span>erzekeringsactiv<span class=\"_ _1\"></span>iteiten gerap<span class=\"_ _1\"></span>porteerd<span class=\"lsf9 ws124\">, <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x2c h64 ybd8 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>oneel seg<span class=\"_ _0\"></span>ment Alge<span class=\"_ _0\"></span>mene Rek<span class=\"_ _0\"></span>ening. Het<span class=\"_ _0\"></span> operati<span class=\"_ _0\"></span>oneel seg<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x2c h64 ybd9 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Algemene Rekening<span class=\"_ _1\"></span> <span class=\"ws11d\">omvat activi<span class=\"_ _1\"></span>teiten zoal<span class=\"_ _1\"></span>s groepsfinan<span class=\"_ _1\"></span>ciering en </span></div>\n<div class=\"t m0 x2c h64 ybda ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>holding<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>eiten a<span class=\"_ _0\"></span>lsook de <span class=\"_ _0\"></span>invest<span class=\"_ _0\"></span>ering in R<span class=\"_ _0\"></span>oyal Par<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 ybdb ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>ments en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen uit hoof<span class=\"_ _0\"></span>de van de C<span class=\"_ _0\"></span>ASHES/R<span class=\"_ _0\"></span>PN(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybdd ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Transacties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">en overdrach<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">tussen de ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde operat<span class=\"_ _0\"></span>ionele </span></span></span></div>\n<div class=\"t m0 x1d h64 ybde ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">segmenten <span class=\"_ _1\"></span>vinden plaats<span class=\"_ _1\"></span> tegen mark<span class=\"_ _1\"></span>tconforme <span class=\"ws113\">algem<span class=\"_ _1\"></span>ene<span class=\"ls0 ws0\"> </span>voorwaar<span class=\"_ _1\"></span>den<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ybdf ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zoals di<span class=\"_ _0\"></span>e van to<span class=\"_ _0\"></span>epassing z<span class=\"_ _0\"></span>ouden z<span class=\"_ _0\"></span>ijn tuss<span class=\"_ _0\"></span>en niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">verwante derden. </span></div>\n<div class=\"t m0 x1d h64 ybe0 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eliminaties w<span class=\"_ _1\"></span>orden afzo<span class=\"_ _1\"></span>nderlijk gerapp<span class=\"_ _1\"></span>orteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 66px; width: 350px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 570px; width: 345px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 71px; width: 350px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 575px; width: 345px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ybff ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc00 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n zijn die entit<span class=\"_ _0\"></span>eiten wa<span class=\"_ _0\"></span>arin Ageas<span class=\"_ _0\"></span>, direct of</div>\n<div class=\"t m0 x1d h64 yc01 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">indirect, het<span class=\"_ _1\"></span> financi\u00eble en<span class=\"_ _1\"></span> operationele beleid<span class=\"_ _1\"></span> kan sturen teneinde<span class=\"_ _1\"></span> er</div>\n<div class=\"t m0 x1d h64 yc02 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en uit te hal<span class=\"_ _0\"></span>en (\u2018zegge<span class=\"_ _0\"></span>nschap<span class=\"_ _0\"></span>\u2019). Bij de evalu<span class=\"_ _0\"></span>atie <span class=\"ws11d\">of A<span class=\"_ _0\"></span>geas </span></div>\n<div class=\"t m0 x1d h64 yc03 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggenschap hee<span class=\"_ _1\"></span>ft over een andere <span class=\"lsf9 ws124\">entiteit, <span class=\"_ _1\"></span></span>houdt Agea<span class=\"lsed ws112\">s rekening met </span></div>\n<div class=\"t m0 x1d h64 yc04 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"ws112\">besta<span class=\"_ _0\"></span>an en <span class=\"ws111\">het <span class=\"ws11d\">effect v<span class=\"_ _0\"></span>an pot<span class=\"_ _0\"></span>enti\u00eble s<span class=\"_ _0\"></span>temrecht<span class=\"_ _0\"></span>en<span class=\"lsef ws11e\">, die actueel </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yc05 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitvoerbaar <span class=\"_ _1\"></span>of conver<span class=\"_ _1\"></span>teerbaar zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc06 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc07 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen worden<span class=\"_ _1\"></span> geconsolideer<span class=\"_ _1\"></span>d vanaf de <span class=\"_ _1\"></span>datum van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc08 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van de eff<span class=\"_ _0\"></span>ectiev<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span>chap tot op de ei<span class=\"_ _0\"></span>nddatu<span class=\"_ _0\"></span>m van</div>\n<div class=\"t m0 x1d h64 yc09 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze zegge<span class=\"ws113\">ns<span class=\"_ _1\"></span>chap. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc0a ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0b ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n die uitsluit<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n verworve<span class=\"_ _0\"></span>n met de bedo<span class=\"_ _0\"></span>eling</div>\n<div class=\"t m0 x1d h64 yc0c ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">te worde<span class=\"_ _0\"></span>n doorv<span class=\"_ _0\"></span>erkocht, w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span><span class=\"lsee ws112\">geclassificeerd<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">als activa<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yc0d ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc0e ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0f ff99 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Alle<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">intra</span>-<span class=\"lsed ws112\">groepstra<span class=\"_ _0\"></span>nsacties<span class=\"_ _0\"></span> (saldi en wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen uit<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ies </span></span></div>\n<div class=\"t m0 x1d h64 yc10 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tussen onderne<span class=\"_ _1\"></span>mingen van Ageas) worden<span class=\"_ _1\"></span> ge\u00eblimineerd<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 282px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Informat<span class=\"_ _1\"></span>ie oper<span class=\"_ _1\"></span>atione<span class=\"_ _1\"></span>le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">se<span class=\"_ _0\"></span>gment<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h7b y7a9 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff210 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Algemene informat<span class=\"_ _0\"></span>ie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18d2 ff20e fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Operati<span class=\"_ _0\"></span>onele s<span class=\"_ _0\"></span>egmente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18d3 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas is ge<span class=\"_ _1\"></span>organiseerd <span class=\"_ _1\"></span>in vijf <span class=\"lsed\">operationele s<span class=\"_ _0\"></span>egment<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d4 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsed ws111\">Belgi\u00eb;</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d5 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11d\">Eu<span class=\"_ _1\"></span>ropa (uitge<span class=\"_ _1\"></span>zonderd Belgi<span class=\"_ _1\"></span>\u00eb);</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d6 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e ls103 ws11d\">A<span class=\"_ _1\"></span>zi\u00eb;</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d7 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11d\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>; en</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d8 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11e\">A<span class=\"_ _1\"></span>lgemene Rekening.</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d9 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18da ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is va<span class=\"_ _0\"></span>n mening dat de m<span class=\"_ _0\"></span>eest gep<span class=\"_ _0\"></span>aste wijz<span class=\"_ _0\"></span>e van rapport<span class=\"_ _0\"></span>ering va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y18db ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de operatione<span class=\"_ _1\"></span>le segment<span class=\"_ _1\"></span>en onder IFR<span class=\"_ _1\"></span>S gebaseerd<span class=\"_ _1\"></span> is op de<span class=\"_ _1\"></span> regio\u2019s</div>\n<div class=\"t m0 x2c h64 y18dc ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s opereert:<span class=\"_ _1\"></span> Belgi\u00eb, Europa<span class=\"_ _1\"></span> (uitgezond<span class=\"_ _1\"></span>erd Belgi\u00eb)<span class=\"_ _1\"></span>, Azi\u00eb en</div>\n<div class=\"t m0 x2c h64 y18dd ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>. Verder rapporte<span class=\"_ _1\"></span>ert Ageas activitei<span class=\"_ _1\"></span>ten die niet verban<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 x2c h64 y18de ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">houden m<span class=\"_ _0\"></span>et de kernact<span class=\"_ _0\"></span>iviteit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen, zo<span class=\"_ _0\"></span>als groeps<span class=\"_ _0\"></span>financi<span class=\"_ _0\"></span>ering en</div>\n<div class=\"t m0 x2c h64 y18df ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">andere holdinga<span class=\"_ _1\"></span>ctiviteiten, in de<span class=\"_ _1\"></span> Algemene Rekening<span class=\"_ _1\"></span> als een s<span class=\"ws113\">eparaat </span></div>\n<div class=\"t m0 x2c h64 y18e0 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">operationeel se<span class=\"_ _1\"></span>gment. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e1 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18e2 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze segm<span class=\"_ _0\"></span>entben<span class=\"_ _0\"></span>adering kom<span class=\"_ _0\"></span>t overee<span class=\"_ _0\"></span>n met de reik<span class=\"_ _0\"></span>wijdte van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y18e3 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">managementvera<span class=\"_ _1\"></span>ntwoordelijkheden<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e4 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18e5 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Transacties<span class=\"_ _1\"></span> tussen de verschille<span class=\"_ _1\"></span>nde operationele seg<span class=\"_ _1\"></span>menten vinden</div>\n<div class=\"t m0 x2c h64 y18e6 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">plaats tegen<span class=\"_ _1\"></span> marktconform<span class=\"_ _1\"></span>e condities.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e7 ff20e fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Allocat<span class=\"_ _0\"></span>ieregels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e8 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In overeens<span class=\"_ _1\"></span>temming met he<span class=\"_ _1\"></span>t businessmode<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s verantwoorden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y18e9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen de o<span class=\"_ _0\"></span>nderste<span class=\"_ _0\"></span>unende act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en direct i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y18ea ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de operat<span class=\"_ _0\"></span>ionele se<span class=\"_ _0\"></span>gmenten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18eb ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18ec ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het alloc<span class=\"_ _0\"></span>eren van ba<span class=\"_ _0\"></span>lanspost<span class=\"_ _0\"></span>en aan ope<span class=\"_ _0\"></span>ratione<span class=\"_ _0\"></span>le segment<span class=\"_ _0\"></span>en geschi<span class=\"_ _0\"></span>edt</div>\n<div class=\"t m0 x2c h64 y18ed ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op basis va<span class=\"_ _0\"></span>n een bottom<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">up aanpa<span class=\"_ _1\"></span>k<span class=\"lsed ws112\">, gebase<span class=\"_ _0\"></span>erd op aan ext<span class=\"_ _0\"></span>erne klant<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x2c h64 y18ee ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoc<span class=\"_ _0\"></span>hte product<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18ef ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18f0 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de bala<span class=\"_ _0\"></span>nspos<span class=\"_ _0\"></span>ten die niet ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rd zijn aan,<span class=\"_ _0\"></span> aan extern<span class=\"_ _0\"></span>e klanten</div>\n<div class=\"t m0 x2c h64 y18f1 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoc<span class=\"_ _0\"></span>hte product<span class=\"_ _0\"></span>en, wordt e<span class=\"_ _0\"></span>en op maat ge<span class=\"_ _0\"></span>maakte met<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x2c h64 y18f2 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd, <span class=\"_ _1\"></span>aangepast aan<span class=\"_ _1\"></span> het spe<span class=\"_ _1\"></span>cifieke busine<span class=\"_ _1\"></span>ssmodel van<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x2c h64 y18f3 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerappo<span class=\"ws11e\">rteerd<span class=\"_ _1\"></span> segment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h7b y7a9 ff210 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">8.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b yf5a ff210 fs50 fcc sc0 ls139 ws179\" style=\"z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18d2 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Belgische<span class=\"_ _1\"></span> verzekerin<span class=\"_ _1\"></span>gsactiviteiten, <span class=\"_ _1\"></span>onder de na<span class=\"_ _1\"></span>am AG<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">Insurance, </span></span></div>\n<div class=\"t m0 x1d h64 y18d3 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hebben een <span class=\"_ _1\"></span>lange best<span class=\"_ _1\"></span>aansgeschiedenis<span class=\"_ _1\"></span>. AG Insuran<span class=\"_ _1\"></span>ce is 100%<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y18d4 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigena<span class=\"_ _0\"></span>ar van AG Real Es<span class=\"_ _0\"></span>tate dat d<span class=\"_ _0\"></span>e vastgoe<span class=\"_ _0\"></span>dactivit<span class=\"_ _0\"></span>eiten va<span class=\"_ _0\"></span>n AG</div>\n<div class=\"t m0 x1d h64 y18d5 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beheert.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18d6 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y18d7 ff20e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance ric<span class=\"_ _0\"></span>ht zich o<span class=\"_ _0\"></span>p <span class=\"ws112\">partic<span class=\"_ _0\"></span>ulieren e<span class=\"_ _0\"></span>n kleine, m<span class=\"_ _0\"></span>iddelgrot<span class=\"_ _0\"></span>e en grote </span></div>\n<div class=\"t m0 x1d h64 y18d8 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijv<span class=\"_ _0\"></span>en. AG Insu<span class=\"_ _0\"></span>rance bie<span class=\"_ _0\"></span>dt een uitgeb<span class=\"_ _0\"></span>reid assort<span class=\"_ _0\"></span>imen<span class=\"_ _0\"></span>t producten a<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y18d9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in Leven en Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">leven, dat via ve<span class=\"_ _1\"></span>rschillende kanalen<span class=\"_ _1\"></span> wordt verkocht<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y18da ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals onafhan<span class=\"_ _1\"></span>kelijke makel<span class=\"_ _1\"></span>aars en via <span class=\"_ _1\"></span>de bank<span class=\"_ _1\"></span>kanalen van BNP<span class=\"_ _1\"></span> Paribas</div>\n<div class=\"t m0 x1d h64 y18db ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"lsef ws11e\">ortis SA<span class=\"_ _1\"></span>/NV en dochterondernem<span class=\"_ _1\"></span>ingen. AG Employee Be<span class=\"_ _1\"></span>nefits is de </span></div>\n<div class=\"t m0 x1d h64 y18dc ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> die zich toe<span class=\"_ _0\"></span>spitst op d<span class=\"_ _0\"></span>e verkoop v<span class=\"_ _0\"></span>an collecti<span class=\"_ _0\"></span>eve en</div>\n<div class=\"t m0 x1d h64 y18dd ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zorgverzekering<span class=\"_ _1\"></span>sproducten, <span class=\"_ _1\"></span>voornamelijk a<span class=\"_ _1\"></span>an grotere<span class=\"_ _1\"></span> ondernemingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y18f4 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y18f5 ff210 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18f6 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Europa bes<span class=\"_ _0\"></span>taat uit de <span class=\"ws11d\">v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en van Ag<span class=\"_ _0\"></span>eas in E<span class=\"_ _0\"></span>uropa, m<span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1d h64 y18f7 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitzondering<span class=\"_ _1\"></span> van Belgi\u00eb. Ageas i<span class=\"_ _1\"></span>s in dit segment<span class=\"_ _1\"></span> actief in Portugal,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y18f8 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Frankrij<span class=\"_ _0\"></span>k, VK en Turk<span class=\"_ _0\"></span>ije. Het pro<span class=\"_ _0\"></span>ductpr<span class=\"_ _0\"></span>ogramma om<span class=\"_ _0\"></span>vat Leven (i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y18f9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Portuga<span class=\"_ _0\"></span>l, Frankr<span class=\"_ _0\"></span>ijk en Turki<span class=\"_ _0\"></span>je) en Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Leven (in Port<span class=\"_ _0\"></span>ugal, VK en </span></span></div>\n<div class=\"t m0 x1d h64 y18fa ff20e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Turkije)<span class=\"ws112\">.<span class=\"_ _0\"></span> Dankzi<span class=\"_ _0\"></span>j een aanta<span class=\"_ _0\"></span>l belangri<span class=\"_ _0\"></span>jke partn<span class=\"_ _0\"></span>erscha<span class=\"_ _0\"></span>ppen met bed<span class=\"_ _0\"></span>rijven </span></div>\n<div class=\"t m0 x1d h64 y18fb ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met een aanzien<span class=\"_ _1\"></span>lijke marktpositie<span class=\"_ _1\"></span> zijn deze markten<span class=\"_ _1\"></span> toegankelijk</div>\n<div class=\"t m0 x1d h64 y18fc ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geworden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18fd ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y18fe ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is in h<span class=\"_ _0\"></span>et Verenigd K<span class=\"_ _0\"></span>oninkri<span class=\"_ _0\"></span>jk een van de ge<span class=\"_ _0\"></span>vestig<span class=\"_ _0\"></span>de algem<span class=\"_ _0\"></span>ene</div>\n<div class=\"t m0 x1d h64 y18ff ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeraars en<span class=\"_ _1\"></span> hanteert een multi<span class=\"_ _1\"></span>channel<span class=\"ls0 ws0\">-<span class=\"ls107 ws13e\">dis<span class=\"_ _1\"></span>tribu<span class=\"lsed ws112\">tiestrateg<span class=\"_ _0\"></span>ie met </span></span></span></div>\n<div class=\"t m0 x1d h64 y1900 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">makelaars, a<span class=\"_ _1\"></span>ffinity<span class=\"ls0 ws0\">-</span><span class=\"lsed\">partners en di<span class=\"_ _0\"></span>recte<span class=\"_ _0\"></span> distribut<span class=\"_ _0\"></span>ie. De v<span class=\"_ _0\"></span>isie best<span class=\"_ _0\"></span>aat eri<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y1901 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">om op de<span class=\"_ _1\"></span> algemene ve<span class=\"_ _1\"></span>rzekeringsmarkt <span class=\"_ _1\"></span>in het VK<span class=\"_ _1\"></span> een wins<span class=\"_ _1\"></span>tgevende</div>\n<div class=\"t m0 x1d h64 y1902 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">groei te<span class=\"_ _1\"></span> realiseren d<span class=\"_ _1\"></span>oor een b<span class=\"_ _1\"></span>reed scala <span class=\"_ _1\"></span>van verzeker<span class=\"_ _1\"></span>ingsoplossingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1903 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan te bieden,<span class=\"_ _1\"></span> toegespitst op part<span class=\"_ _1\"></span>iculiere verzeker<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1904 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1905 ff210 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1906 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is act<span class=\"_ _0\"></span>ief in een aa<span class=\"_ _0\"></span>ntal lande<span class=\"_ _0\"></span>n in Azi\u00eb. Het re<span class=\"_ _0\"></span>gionale k<span class=\"_ _0\"></span>antoor</div>\n<div class=\"t m0 x1d h64 y1907 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bevindt<span class=\"_ _0\"></span> zich in Hongk<span class=\"_ _0\"></span>ong. De act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en zijn geor<span class=\"_ _0\"></span>ganise<span class=\"_ _0\"></span>erd in de vorm</div>\n<div class=\"t m0 x1d h64 y1908 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van joint ve<span class=\"_ _0\"></span>ntures met t<span class=\"_ _0\"></span>oonaang<span class=\"_ _0\"></span>evende l<span class=\"_ _0\"></span>okale part<span class=\"_ _0\"></span>ners en fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 y1909 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">instellingen<span class=\"_ _1\"></span> <span class=\"ws11d\">in China,<span class=\"_ _1\"></span> Maleisi\u00eb, T<span class=\"_ _1\"></span>hailand, Indi<span class=\"_ _1\"></span>a, de Fili<span class=\"_ _1\"></span>pijnen en V<span class=\"_ _1\"></span>ietnam. </span></div>\n<div class=\"t m0 x1d h64 y190a ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze activ<span class=\"_ _0\"></span>iteit<span class=\"_ _0\"></span>en worden on<span class=\"_ _0\"></span>der IFRS ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als deeln<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x1d h64 y190b ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met uitzonde<span class=\"_ _1\"></span>ring van AF<span class=\"_ _1\"></span>LIC dat voll<span class=\"_ _1\"></span>edig gecon<span class=\"_ _1\"></span>solideerd word<span class=\"_ _1\"></span>t sinds</div>\n<div class=\"t m0 x1d h64 y190c ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 144px; height: 817px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff217 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Herverzekering <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff215 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsed ws111\">e <span class=\"ws112\">herverzeke<span class=\"_ _0\"></span>ringsac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten van Age<span class=\"_ _0\"></span>as SA/N<span class=\"_ _0\"></span>V <span class=\"lsef ws11e\">worden gera<span class=\"_ _1\"></span>pporteerd </span></span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het segm<span class=\"_ _0\"></span>ent Herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen. Deze ac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten omv<span class=\"_ _0\"></span>atten</div>\n<div class=\"t m0 x2c h64 yb5a ff215 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomende herve<span class=\"_ _1\"></span>rzekering binnen de<span class=\"_ _1\"></span> groep en herverzeker<span class=\"_ _1\"></span>ing van</div>\n<div class=\"t m0 x2c h64 yb5b ff215 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">derden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82e ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff217 fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Alg<span class=\"_ _1\"></span>emen<span class=\"_ _1\"></span>e Rek<span class=\"_ _1\"></span>eni<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb58 ff215 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Alg<span class=\"ws11e\">emene<span class=\"_ _1\"></span> Rekening omvat act<span class=\"_ _1\"></span>iviteiten die geen<span class=\"_ _1\"></span> verband houden me<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yb59 ff215 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de kernact<span class=\"_ _1\"></span>iviteit verze<span class=\"_ _1\"></span>keren, zoal<span class=\"_ _1\"></span>s groepsfina<span class=\"_ _1\"></span>ncieringen en<span class=\"_ _1\"></span> andere</div>\n<div class=\"t m0 x1d h64 yb5a ff215 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten va<span class=\"_ _0\"></span>n de holdi<span class=\"_ _0\"></span>ng. Ond<span class=\"_ _0\"></span>er de Alg<span class=\"_ _0\"></span>emene R<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g vallen t<span class=\"_ _0\"></span>evens</div>\n<div class=\"t m0 x1d h64 yb5b ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de invest<span class=\"_ _0\"></span>ering in Roy<span class=\"_ _0\"></span>al Park Inve<span class=\"_ _0\"></span>stments<span class=\"_ _0\"></span> en de verplic<span class=\"_ _0\"></span>hting uit<span class=\"_ _0\"></span> hoofde</div>\n<div class=\"t m0 x1d h64 yb5c ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de RPN<span class=\"_ _0\"></span>(I).</div>\n<div class=\"t m0 x2c h64 yb5d ff215 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b y1089 ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y190e ff217 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Balans per <span class=\"_ _1\"></span>operationeel <span class=\"_ _1\"></span>segment<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 876px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 861px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 349px; bottom: 861px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 395px; bottom: 861px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y691 ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 457px; bottom: 861px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 876px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 861px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 548px; bottom: 876px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 539px; bottom: 861px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 603px; bottom: 876px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 861px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 876px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 659px; bottom: 861px; z-index: 15;\">Rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 876px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 724px; bottom: 861px; z-index: 15;\">Groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 771px; bottom: 861px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 846px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 831px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 831px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 831px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 831px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 831px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 831px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 831px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 831px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 816px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 816px; z-index: 15;\">38.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 816px; z-index: 15;\">6.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 816px; z-index: 15;\">1.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 816px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 816px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 816px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 816px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 816px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 816px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 801px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 801px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 801px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 801px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 787px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 787px; z-index: 15;\">14.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 787px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 787px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 787px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 787px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 787px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 787px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 787px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 772px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 772px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 772px; z-index: 15;\">4.274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 772px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 772px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 772px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 757px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 757px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 757px; z-index: 15;\">271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 757px; z-index: 15;\">4.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 757px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 757px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 742px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 742px; z-index: 15;\">1.971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 742px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 742px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 742px; z-index: 15;\">(1.632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 742px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 742px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 742px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 742px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 727px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 727px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 727px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 727px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 727px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 712px; z-index: 15;\">820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 712px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 712px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 712px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 712px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 697px; z-index: 15;\">1.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 697px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 697px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 697px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 697px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 697px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 697px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 697px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 683px; z-index: 15;\">2.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 683px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 683px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 683px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 683px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 683px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 668px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 668px; z-index: 15;\">703<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 668px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 638px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 638px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 638px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 638px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 638px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 638px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 638px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 638px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 638px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Verplichtingen inzake <span class=\"ws118\">verzekerings<span class=\"_ _0\"></span>contracten Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 593px; z-index: 15;\">23.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 593px; z-index: 15;\">574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 593px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x168 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 593px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 593px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 593px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 579px; z-index: 15;\">24.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 579px; z-index: 15;\">4.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 564px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 564px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 564px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 564px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 549px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 549px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 549px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 549px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 534px; z-index: 15;\">1.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 534px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 534px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 534px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 534px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 534px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 519px; z-index: 15;\">3.803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 519px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 519px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 519px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 519px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 519px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 519px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 519px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 504px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 504px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 504px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 504px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 504px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 489px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 489px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 489px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 489px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 489px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 489px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 475px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 460px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 460px; z-index: 15;\">2.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 460px; z-index: 15;\">439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 460px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 460px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 460px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 460px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 460px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 460px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 460px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 445px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 445px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 445px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 445px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 445px; z-index: 15;\">1</div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 445px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Verplichtingen met betrekking tot<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 415px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">vaste activa aangehouden voor verkoop</span> </div>\n<div class=\"t m0 x132 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 415px; z-index: 15;\">3.982<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 415px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 415px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 415px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 415px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff218 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 400px; z-index: 15;\">71.270<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 400px; z-index: 15;\">17.108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 400px; z-index: 15;\">1.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 400px; z-index: 15;\">1.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 400px; z-index: 15;\">(1.633)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 400px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 400px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 400px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 400px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 371px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 371px; z-index: 15;\">2.043<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 371px; z-index: 15;\">4.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 371px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 371px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 371px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 371px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 371px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 371px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 356px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 356px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 356px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 356px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 356px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 356px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff218 fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 341px; z-index: 15;\">2.647<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 341px; z-index: 15;\">2.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 341px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 508px; bottom: 341px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 584px; bottom: 341px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 625px; bottom: 341px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 341px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 341px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 341px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 311px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 311px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 311px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 311px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 311px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 311px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 311px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 311px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 311px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 282px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 282px; z-index: 15;\">7.369<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 282px; z-index: 15;\">3.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 282px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 282px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 282px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 282px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 271px; height: 835px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x172 h67 y68d ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 349px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 395px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 457px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 552px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 539px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 603px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 659px; bottom: 1034px; z-index: 15;\">Rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc1d sc0 lsf3 ws120\" style=\"left: 724px; bottom: 1034px; z-index: 15;\">Groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 771px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 1004px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1004px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 1004px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ad h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 1004px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 989px; z-index: 15;\">47.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 989px; z-index: 15;\">11.161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 989px; z-index: 15;\">1.458<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x174 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 975px; z-index: 15;\">2.850<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 975px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 975px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 960px; z-index: 15;\">13.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 960px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 960px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 960px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 960px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 960px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 960px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 945px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 945px; z-index: 15;\">6.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 930px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 930px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 930px; z-index: 15;\">4.811<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 915px; z-index: 15;\">1.353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 915px; z-index: 15;\">2.119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 915px; z-index: 15;\">9</div>\n<div class=\"t m0 x1ad h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 915px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 915px; z-index: 15;\">(1.575)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 900px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 900px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 886px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 886px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 871px; z-index: 15;\">1.493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 871px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6d1 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ad h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 871px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 871px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 871px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 871px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 871px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 871px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 856px; z-index: 15;\">1.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 856px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 856px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 856px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x16c h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 856px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 841px; z-index: 15;\">604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 841px; z-index: 15;\">718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 811px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 811px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 811px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 811px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 811px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x89 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 323px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake <span class=\"ws118\">verzekerings<span class=\"_ _0\"></span>contracten Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 767px; z-index: 15;\">25.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 767px; z-index: 15;\">3.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 767px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 767px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 767px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 752px; z-index: 15;\">25.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 752px; z-index: 15;\">5.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 737px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 737px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 722px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 722px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 722px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 722px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 707px; z-index: 15;\">1.143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 707px; z-index: 15;\">317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 692px; z-index: 15;\">3.608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 692px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 692px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 678px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 678px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 663px; z-index: 15;\">878<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 663px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 663px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 663px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff21a fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en overige verplichtingen</div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 633px; z-index: 15;\">2.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 633px; z-index: 15;\">509<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 633px; z-index: 15;\">9</div>\n<div class=\"t m0 x1ad h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 633px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 618px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 618px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff21d fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 603px; z-index: 15;\">75.299<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 603px; z-index: 15;\">19.602<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 465px; bottom: 603px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 603px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 603px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 574px; z-index: 15;\">5.025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 574px; z-index: 15;\">2.400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 574px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 574px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 574px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ab h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 574px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 574px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 574px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 574px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 559px; z-index: 15;\">1.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 559px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 559px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 559px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 559px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 559px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff21d fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 544px; z-index: 15;\">6.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 544px; z-index: 15;\">2.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 544px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 515px; bottom: 544px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y694 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 514px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 514px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 514px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 514px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 514px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 485px; z-index: 15;\">6.111<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 485px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 465px; bottom: 485px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 625px; bottom: 485px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 485px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 485px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 474px; height: 584px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff221 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff221 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Resultatenrekeni<span class=\"_ _1\"></span>ng per operatio<span class=\"_ _1\"></span>neel segment</div>\n<div class=\"t m0 x162 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21f fs46 fc1d sc0 lsf2 ws117\" style=\"left: 431px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff21f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 587px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 704px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 724px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 747px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emie</span>-<span class=\"_ _1\"></span><span class=\"lsf6 ws11b\">inkom<span class=\"_ _1\"></span>en</span> </div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 1004px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 1004px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 1004px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1004px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1004px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 989px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 989px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 989px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 975px; z-index: 15;\">(853)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 975px; z-index: 15;\">(1.013)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 975px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 975px; z-index: 15;\">(91)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 975px; z-index: 15;\">1.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 960px; z-index: 15;\">4.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 960px; z-index: 15;\">2.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 960px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 960px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 960px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 960px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">en <span class=\"_ _1\"></span><span class=\"ws115\">overige beleggingsbaten</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 930px; z-index: 15;\">2.386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 930px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 930px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 930px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 930px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 930px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Resultaat op verkoop<span class=\"ls0 ws0\"> </span>en herwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 900px; z-index: 15;\">313<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 900px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 900px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 900px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 900px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 900px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 900px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Baten uit beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">inzake <span class=\"_ _1\"></span>unit</span>-<span class=\"lsf1 ws118\">linked contracten</span> </div>\n<div class=\"t m0 x275 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 871px; z-index: 15;\">(1.844)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 871px; z-index: 15;\">(697)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 871px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 871px; z-index: 15;\">1</div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 871px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 871px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf1 ws116\">methode</span> </div>\n<div class=\"t m0 x1ad h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 338px; bottom: 841px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 389px; bottom: 841px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 841px; z-index: 15;\">253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 826px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 826px; z-index: 15;\">436<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b5 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x1ae h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 826px; z-index: 15;\">(507)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 811px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 811px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 811px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 811px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 811px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 796px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 796px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 796px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 796px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 796px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 796px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 796px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 731px; bottom: 796px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 796px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 348px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 399px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 448px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 571px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 629px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 687px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 747px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 747px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 752px; z-index: 15;\">(5.468)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 752px; z-index: 15;\">(2.110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 752px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 752px; z-index: 15;\">(993)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 752px; z-index: 15;\">923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 752px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">- <span class=\"_ _9d\"> </span><span class=\"lsf1 ws115\">Schadelasten en uitkeringen</span>, <span class=\"lsf1 ws115\">aandeel herverzekeraars</span> </div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 737px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 737px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 737px; z-index: 15;\">(896)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 722px; z-index: 15;\">(4.932)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 722px; z-index: 15;\">(1.540)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 722px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 722px; z-index: 15;\">(954)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 722px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 722px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Lasten inzake unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 707px; z-index: 15;\">1.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 707px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 707px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 692px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 692px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 692px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 692px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 692px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 678px; z-index: 15;\">(119)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 678px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 678px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 678px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 678px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 344px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 663px; z-index: 15;\">4</div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 663px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 648px; z-index: 15;\">(704)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 648px; z-index: 15;\">(406)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 648px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 648px; z-index: 15;\">(530)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 648px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 633px; z-index: 15;\">(622)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 633px; z-index: 15;\">(234)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 633px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 633px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 633px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 618px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 618px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 618px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 618px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x1f8 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 618px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 618px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 618px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 320px; bottom: 603px; z-index: 15;\">(5.755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 603px; z-index: 15;\">(1.939)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 427px; bottom: 603px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 603px; z-index: 15;\">(1.498)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 603px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 603px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 603px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 603px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 603px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 574px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 574px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 574px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y691 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 574px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 574px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 574px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 574px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 544px; z-index: 15;\">(169)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 544px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 544px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 544px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 544px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 514px; z-index: 15;\">639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 514px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 514px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 514px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y67e ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 514px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 499px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 499px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 485px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 485px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 485px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 485px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 485px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 485px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y685 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 485px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 485px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 455px; z-index: 15;\">6.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 455px; z-index: 15;\">2.739<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 455px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 455px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 455px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 455px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 440px; z-index: 15;\">(354)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 440px; z-index: 15;\">(608)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 440px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 440px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 440px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 440px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff223 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 425px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 425px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 425px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 425px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 425px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 425px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 425px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 731px; bottom: 425px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 425px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y194f ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1950 ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1951 ff21f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">inkom<span class=\"_ _0\"></span>en (som v<span class=\"_ _0\"></span>an brut<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>es en prem<span class=\"_ _0\"></span>ies uit <span class=\"_ _0\"></span>beleggin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten z<span class=\"_ _0\"></span>onder \u2018dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire w<span class=\"_ _0\"></span>instdeli<span class=\"_ _0\"></span>ngscomp<span class=\"_ _0\"></span>onent\u2019 k<span class=\"_ _0\"></span>an als vo<span class=\"_ _0\"></span>lg<span class=\"lsf9 ws124\">t </span></span></div>\n<div class=\"t m0 x2c h64 y1952 ff21f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gepre<span class=\"_ _1\"></span>senteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1953 ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 351px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 400px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 801px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 67px; bottom: 316px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 316px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 369px; bottom: 316px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc1d sc0 lsf2 ws117\" style=\"left: 432px; bottom: 316px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 331px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 316px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 514px; bottom: 316px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 586px; bottom: 331px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> <span class=\"lsf6 ws11b\">ver<span class=\"_ _1\"></span></span>- </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 586px; bottom: 316px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 331px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 316px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 703px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 724px; bottom: 316px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 316px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 67px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 447px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x2eb h67 y6e8 ff21f fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 67px; bottom: 286px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 286px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 286px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 437px; bottom: 286px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 482px; bottom: 286px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 286px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 286px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 286px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 286px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68f ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 271px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 271px; z-index: 15;\">778<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 271px; z-index: 15;\">561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 271px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 271px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y694 ff223 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 67px; bottom: 256px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 256px; z-index: 15;\">6.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 373px; bottom: 256px; z-index: 15;\">3.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 437px; bottom: 256px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 482px; bottom: 256px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 542px; bottom: 256px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 256px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 736px; bottom: 256px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 256px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 245px; height: 861px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x132 h67 y68d ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff225 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 432px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 588px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> <span class=\"lsf6 ws11b\">ver<span class=\"_ _1\"></span></span>- </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 587px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 631px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 1004px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 1004px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1004px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1004px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ad h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 338px; bottom: 989px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 989px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 989px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 989px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 621px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 975px; z-index: 15;\">(806)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 975px; z-index: 15;\">(1.050)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 975px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 975px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 960px; z-index: 15;\">4.934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 960px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 960px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 960px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 960px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">en <span class=\"_ _1\"></span><span class=\"ws115\">overige beleggingsbaten</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 930px; z-index: 15;\">2.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 930px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 930px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 930px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 930px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 930px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 900px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 900px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 900px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 676px; bottom: 900px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 900px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 900px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">unit</span>-<span class=\"lsf1 ws116\">link<span class=\"_ _1\"></span>ed <span class=\"lsf6 ws11b\">cont<span class=\"_ _1\"></span>racte<span class=\"_ _1\"></span>n</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 871px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 871px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 871px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 871px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf1 ws116\">methode</span> </div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 339px; bottom: 841px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 841px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 841px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 841px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 826px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 826px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x1ae h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 826px; z-index: 15;\">(534)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 811px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 811px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 811px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 811px; z-index: 15;\">8</div>\n<div class=\"t m0 x175 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 811px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 811px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 796px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 796px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 796px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 796px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 796px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 796px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 796px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 729px; bottom: 796px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 796px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 348px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 399px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 449px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 571px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 631px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 687px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 745px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 631px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 752px; z-index: 15;\">(5.574)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 752px; z-index: 15;\">(2.121)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 752px; z-index: 15;\">(892)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 752px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen<span class=\"ls134 ws170\">, </span>aandeel herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 737px; z-index: 15;\">513<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 737px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 737px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 737px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 722px; z-index: 15;\">(5.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 722px; z-index: 15;\">(1.582)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 722px; z-index: 15;\">(857)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 722px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 722px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Lasten inzake unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 707px; z-index: 15;\">(1.167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 707px; z-index: 15;\">(405)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 692px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 692px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 692px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 692px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 735px; bottom: 692px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Wijzigingen in bijzondere <span class=\"ws116\">waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 678px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 389px; bottom: 678px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 678px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 678px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 344px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 626px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 663px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 648px; z-index: 15;\">(718)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 648px; z-index: 15;\">(472)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 648px; z-index: 15;\">(558)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 648px; z-index: 15;\">535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 633px; z-index: 15;\">(560)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 633px; z-index: 15;\">(237)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 633px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 633px; z-index: 15;\">0</div>\n<div class=\"t m0 x22b h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 633px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 633px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 618px; z-index: 15;\">(872)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 618px; z-index: 15;\">(351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 618px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 618px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 618px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 618px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 618px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 735px; bottom: 618px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 320px; bottom: 603px; z-index: 15;\">(8.502)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 603px; z-index: 15;\">(3.068)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 603px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 603px; z-index: 15;\">(1.423)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 603px; z-index: 15;\">566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 603px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 603px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 735px; bottom: 603px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 762px; bottom: 603px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 574px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 574px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 574px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 574px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y691 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 574px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 574px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 574px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 544px; z-index: 15;\">(136)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 544px; z-index: 15;\">(59)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 544px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 544px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 544px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 514px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 514px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 514px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 514px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 561px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 514px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 499px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 499px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 499px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Nettoresultaat toewijsbaar aan de aandeelhouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 485px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 485px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 485px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 485px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 485px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 485px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y685 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 485px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 485px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 455px; z-index: 15;\">9.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 455px; z-index: 15;\">3.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 455px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 455px; z-index: 15;\">0</div>\n<div class=\"t m0 x1f8 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 455px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 455px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 455px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 440px; z-index: 15;\">(326)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 440px; z-index: 15;\">(596)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 440px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 440px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 621px; bottom: 440px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 440px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff229 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 425px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 425px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 425px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 425px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 425px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 425px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 425px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 729px; bottom: 425px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 425px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y194f ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1950 ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1951 ff225 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span>inkom<span class=\"_ _0\"></span>en (som van br<span class=\"_ _0\"></span>uto prem<span class=\"_ _0\"></span>ies en premi<span class=\"_ _0\"></span>es uit <span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten zonder \u2018discre<span class=\"_ _1\"></span>tionaire win<span class=\"_ _1\"></span>stdelingscomponen<span class=\"_ _1\"></span>t\u2019 kan als volgt </span></div>\n<div class=\"t m0 x2c h64 y1952 ff225 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gepre<span class=\"_ _1\"></span>senteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1953 ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 347px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 755px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 321px; bottom: 316px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff225 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 428px; bottom: 316px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 487px; bottom: 331px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 458px; bottom: 316px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 526px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 316px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y688 ff225 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 585px; bottom: 331px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 316px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 646px; bottom: 331px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 652px; bottom: 316px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 316px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 347px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 696px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 755px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff225 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 286px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x1a7 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 286px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 286px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 286px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 286px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 286px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 286px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 286px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 271px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 332px; bottom: 271px; z-index: 15;\">927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 271px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 271px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 271px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 271px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff229 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 256px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 256px; z-index: 15;\">6.675<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 373px; bottom: 256px; z-index: 15;\">4.081<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 483px; bottom: 256px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 256px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 256px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 734px; bottom: 256px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 256px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 245px; height: 813px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff22d fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">8.10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff22d fs50 fcc sc0 ls13b ws17b\" style=\"z-index: 15;\">Balans<span class=\"_ _0\"></span> gesplitst in<span class=\"_ _0\"></span> Leven en Niet<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">leven</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff22b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 1004px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 1004px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 1004px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 1004px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 989px; z-index: 15;\">40.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">6.170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 989px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 989px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 975px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 975px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 975px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 975px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 960px; z-index: 15;\">13.693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">1.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 960px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 960px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 960px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 960px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 960px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 930px; z-index: 15;\">4.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 930px; z-index: 15;\">810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\">1</div>\n<div class=\"t m0 x8 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 915px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 535px; bottom: 915px; z-index: 15;\">(291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 915px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 915px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 915px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 915px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 900px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 871px; z-index: 15;\">1.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 871px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 871px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 871px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 871px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 871px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 856px; z-index: 15;\">1.858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 856px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 856px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 856px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 856px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">1.190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 841px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 811px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 811px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 811px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 811px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 811px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 811px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ee h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 433px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 491px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 622px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 738px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 767px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 767px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 707px; z-index: 15;\">1.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 707px; z-index: 15;\">388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 707px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 707px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 707px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 707px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 692px; z-index: 15;\">3.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 692px; z-index: 15;\">397<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 692px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 692px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 692px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 692px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 678px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 678px; z-index: 15;\">6</div>\n<div class=\"t m0 x158 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 678px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 663px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 663px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 663px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 663px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff22b fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 633px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 633px; z-index: 15;\">855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 535px; bottom: 633px; z-index: 15;\">(290)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 633px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 633px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 633px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 633px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 618px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 618px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 618px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 618px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Verplichtingen met betrekking tot vaste activa aangehouden voor <span class=\"ws116\">verkoop<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 603px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 603px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff22e fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 589px; z-index: 15;\">80.839<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 589px; z-index: 15;\">9.717<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 589px; z-index: 15;\">(333)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 589px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 589px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 589px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 589px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 559px; z-index: 15;\">5.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 559px; z-index: 15;\">2.393<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 559px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 559px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 559px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 544px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 544px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 544px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff22e fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 529px; z-index: 15;\">6.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 529px; z-index: 15;\">2.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 529px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 529px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 529px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 499px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 499px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 499px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 499px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 499px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 499px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">7.305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">5.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y69a ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 470px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 459px; height: 647px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff230 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">Verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff230 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 1004px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 1004px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 989px; z-index: 15;\">52.720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">7.229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x13e h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y694 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 975px; z-index: 15;\">2.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 975px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 960px; z-index: 15;\">12.704<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">1.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 960px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 960px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 960px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 960px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 960px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 930px; z-index: 15;\">4.535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 930px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x8 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">457<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 915px; z-index: 15;\">1.959<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 915px; z-index: 15;\">(359)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 900px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 900px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 886px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 886px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 871px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 871px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 871px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 871px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 871px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 871px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 856px; z-index: 15;\">1.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 856px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 856px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 856px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 841px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 841px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 826px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x16b h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 811px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 811px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 811px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 589px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ee h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 767px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 707px; z-index: 15;\">1.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 707px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 707px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 692px; z-index: 15;\">3.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 692px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x175 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 678px; z-index: 15;\">7</div>\n<div class=\"t m0 x1b5 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 678px; z-index: 15;\">9</div>\n<div class=\"t m0 x1fb h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 663px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 663px; z-index: 15;\">188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 663px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff230 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span><span class=\"ws118\">overige verplichtingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 633px; z-index: 15;\">2.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 633px; z-index: 15;\">1.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 633px; z-index: 15;\">(357)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 618px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 618px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff233 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 603px; z-index: 15;\">85.619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 603px; z-index: 15;\">9.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 603px; z-index: 15;\">(397)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 574px; z-index: 15;\">9.076<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 574px; z-index: 15;\">3.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 574px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 574px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 574px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 574px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 574px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 559px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">4</div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff233 fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 544px; z-index: 15;\">10.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 544px; z-index: 15;\">3.677<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 544px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 514px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 514px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 514px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 589px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 485px; z-index: 15;\">3.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 485px; z-index: 15;\">5.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff233 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 485px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 485px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff233 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 485px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 474px; height: 584px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff237 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff237 fs50 fcc sc0 ls13b ws17b\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning gespl<span class=\"_ _0\"></span>itst in Leven<span class=\"_ _0\"></span> en Niet<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">leven</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff235 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1004px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 1004px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1004px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x175 h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 975px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 975px; z-index: 15;\">(450)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 975px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a3 h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 960px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend en overige<span class=\"_ _0\"></span> beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 945px; z-index: 15;\">2.377<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 945px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 945px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 945px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 945px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 945px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 945px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 915px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 915px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 915px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 915px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> unit<span class=\"ls0 ws0\">-</span><span class=\"ws118\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens de equity<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 886px; z-index: 15;\">7</div>\n<div class=\"t m0 x1fb h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 871px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 871px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 856px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 856px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 856px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 856px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 841px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 841px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 841px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 841px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 841px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 841px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 796px; z-index: 15;\">(4.822)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 796px; z-index: 15;\">(2.913)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 796px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 796px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 796px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, aandeel herverz<span class=\"_ _0\"></span>ekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x173 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 782px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 782px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 782px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 782px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">(4.805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 767px; z-index: 15;\">(2.681)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 767px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 767px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 767px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Lasten inzake <span class=\"ws116\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 737px; z-index: 15;\">(128)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 737px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 737px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a3 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 737px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 737px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 722px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 722px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 722px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fb h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 616px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 707px; z-index: 15;\">4</div>\n<div class=\"t m0 x1b4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 707px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 692px; z-index: 15;\">(349)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 692px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 692px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 678px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 678px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 678px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 678px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 678px; z-index: 15;\">3</div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 678px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 663px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 663px; z-index: 15;\">(577)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 663px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 663px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 663px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 663px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 663px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 648px; z-index: 15;\">(4.317)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 648px; z-index: 15;\">(4.522)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 546px; bottom: 648px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 593px; bottom: 648px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 648px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 618px; z-index: 15;\">933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 618px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68b ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 618px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 618px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 618px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 589px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 589px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 589px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 589px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 589px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 559px; z-index: 15;\">793<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 559px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 544px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 544px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 544px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nettoresultaat toewijsbaar aan de aandeelhouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 529px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 529px; z-index: 15;\">225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6be ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 529px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 529px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6be ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 529px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 529px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 499px; z-index: 15;\">5.220<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 499px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 499px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 499px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 499px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 485px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 485px; z-index: 15;\">3</div>\n<div class=\"t m0 x158 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 485px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 485px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 485px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 485px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 470px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 470px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 470px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y195d ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y195f ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1960 ff235 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span>inkom<span class=\"_ _0\"></span>en (som van br<span class=\"_ _0\"></span>uto prem<span class=\"_ _0\"></span>ies en premi<span class=\"_ _0\"></span>es uit <span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten zonder DPF) kan al<span class=\"_ _1\"></span>s volgt worden gepr<span class=\"_ _1\"></span>esenteerd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1961 ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x345 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 438px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x345 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 496px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x202 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 799px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y683 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 67px; bottom: 377px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 377px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y683 ff235 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 453px; bottom: 377px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x2eb h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 67px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 490px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x2eb h67 y683 ff235 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 67px; bottom: 346px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 346px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 346px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 346px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 346px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 346px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 346px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y688 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 332px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 332px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 332px; z-index: 15;\">1</div>\n<div class=\"t m0 x175 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 332px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 332px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y68d ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 67px; bottom: 317px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x157 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 317px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 317px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68d ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 558px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 593px; bottom: 317px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y68d ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 317px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 317px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 306px; height: 800px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff23b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1004px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 1004px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x175 h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 975px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 975px; z-index: 15;\">(432)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 960px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 960px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend en overige<span class=\"_ _0\"></span> beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 945px; z-index: 15;\">2.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 945px; z-index: 15;\">263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 945px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 945px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 945px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 945px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 945px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 915px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 915px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 915px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ae h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> unit<span class=\"ls0 ws0\">-</span><span class=\"ws118\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens de equity<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 886px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 886px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 886px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 871px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 871px; z-index: 15;\">1</div>\n<div class=\"t m0 x132 h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 871px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 856px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 856px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 856px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x175 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 856px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 841px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 841px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 841px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 841px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 841px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 841px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 796px; z-index: 15;\">(4.914)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 796px; z-index: 15;\">(2.847)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 796px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 796px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 796px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 796px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen,<span class=\"ls0 ws0\"> </span>aandeel herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x173 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 782px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 782px; z-index: 15;\">269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 782px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">(4.897)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 767px; z-index: 15;\">(2.578)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 767px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 767px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 767px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Lasten inzake <span class=\"ws116\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1f8 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 737px; z-index: 15;\">(82)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 737px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 737px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a3 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 737px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 737px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 737px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 707px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 616px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 707px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 707px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 692px; z-index: 15;\">(410)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 692px; z-index: 15;\">(803)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 692px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 678px; z-index: 15;\">(417)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 678px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 678px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 678px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 678px; z-index: 15;\">4</div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 678px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 663px; z-index: 15;\">(700)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 663px; z-index: 15;\">(541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 663px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 663px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 663px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 663px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 663px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 648px; z-index: 15;\">(8.117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 648px; z-index: 15;\">(4.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 546px; bottom: 648px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 588px; bottom: 648px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 648px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 761px; bottom: 648px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 618px; z-index: 15;\">1.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 618px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 618px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 618px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 618px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 618px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 618px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 589px; z-index: 15;\">(145)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 589px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 589px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 589px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 589px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 559px; z-index: 15;\">888<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 559px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 559px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 544px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 544px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 544px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 529px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 529px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 529px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 529px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6be ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 529px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 529px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 499px; z-index: 15;\">9.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 499px; z-index: 15;\">4.754<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 499px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 499px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 499px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 485px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 485px; z-index: 15;\">2</div>\n<div class=\"t m0 x158 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 485px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 485px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 485px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 485px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 470px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 470px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 470px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y195d ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y195f ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1960 ff23b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto <span class=\"lsef ws113\">premie<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">inkomen (som van bru<span class=\"_ _1\"></span>to premies en prem<span class=\"_ _1\"></span>ies uit belegging<span class=\"_ _1\"></span>scontracten zonde<span class=\"_ _1\"></span>r DPF) kan als volgt<span class=\"_ _1\"></span> worden gepresent<span class=\"_ _1\"></span>eerd.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1961 ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 377px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 377px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff23b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 377px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 391px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 377px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 391px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 377px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 391px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 377px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 391px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 377px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 377px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 346px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 346px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 346px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 346px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 346px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 332px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 317px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x157 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 317px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 317px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 317px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 317px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 317px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 306px; height: 752px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y196b ff243 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">8.12<span class=\"ls0 ws0\"> <span class=\"_ _1e5\"> </span><span class=\"ls10d ws141\">Operationeel <span class=\"_ _1\"></span>resultaat V<span class=\"_ _1\"></span>erzekeringen </span></span></div>\n<div class=\"t m0 x2c h64 y196c ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de anal<span class=\"_ _0\"></span>yse van de v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsresu<span class=\"_ _0\"></span>ltaten ma<span class=\"_ _0\"></span>akt Ageas ge<span class=\"_ _0\"></span>bruik</div>\n<div class=\"t m0 x2c h64 y196d ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het concept ope<span class=\"_ _1\"></span>rationeel res<span class=\"_ _1\"></span>ultaat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y196e ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y196f ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het operat<span class=\"_ _0\"></span>ioneel re<span class=\"_ _0\"></span>sultaat om<span class=\"_ _0\"></span>vat de net<span class=\"_ _0\"></span>to verdie<span class=\"_ _0\"></span>nde premi<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x2c h64 y1970 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">commissies en<span class=\"_ _1\"></span> gealloceerde belegg<span class=\"_ _1\"></span>ingsopbrengs<span class=\"_ _1\"></span>ten e<span class=\"lsed ws112\">n gerealis<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 y1971 ff241 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">meer<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11e\">of minderwaarden<span class=\"_ _1\"></span>, na aftrek van ne<span class=\"_ _1\"></span>tto schadelasten<span class=\"_ _1\"></span>, uitkeringen </span></div>\n<div class=\"t m0 x2c h64 y1972 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en alle ope<span class=\"_ _0\"></span>ratione<span class=\"_ _0\"></span>le lasten,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> de kosten vo<span class=\"_ _0\"></span>or schade<span class=\"_ _0\"></span>afhand<span class=\"_ _0\"></span>eling,</div>\n<div class=\"t m0 x2c h64 y1973 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingskos<span class=\"_ _1\"></span>ten, commissi<span class=\"_ _1\"></span>es en ande<span class=\"_ _1\"></span>re lasten, ge<span class=\"_ _1\"></span>alloceerd a<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x2c h64 y1974 ff241 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en/of belegging<span class=\"_ _1\"></span>scont</span></span><span class=\"ws11d\">racten. H<span class=\"_ _0\"></span>et versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het </span></div>\n<div class=\"t m0 x2c h64 y1975 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>onele res<span class=\"_ _0\"></span>ultaat en de w<span class=\"_ _0\"></span>inst voor b<span class=\"_ _0\"></span>elasting<span class=\"_ _0\"></span>en omvat al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 y1976 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> kosten die niet onde<span class=\"_ _1\"></span>r verzekering<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\">- <span class=\"lsed ws111\">en/of </span></span></div>\n<div class=\"t m0 x2c h64 y1977 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d en derhalv<span class=\"_ _0\"></span>e ook niet in het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1978 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>onele res<span class=\"_ _0\"></span>ultaat<span class=\"_ _0\"></span> of res<span class=\"_ _0\"></span>ultaat v<span class=\"_ _0\"></span>an niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde partn<span class=\"_ _0\"></span>erships<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1979 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">is verw<span class=\"_ _0\"></span>erkt. De <span class=\"_ _0\"></span>definit<span class=\"_ _0\"></span>ies van d<span class=\"_ _0\"></span>e altern<span class=\"_ _0\"></span>atieve pr<span class=\"_ _0\"></span>estatie<span class=\"_ _0\"></span>maatst<span class=\"_ _0\"></span>aven</div>\n<div class=\"t m0 x1d h64 y197a ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden onder de<span class=\"_ _1\"></span> tabellen toegeli<span class=\"_ _1\"></span>cht. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y197b ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y197c ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Binnen d<span class=\"_ _0\"></span>e diverse ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gsseg<span class=\"_ _0\"></span>menten wo<span class=\"_ _0\"></span>rden de Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y197d ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Leven activ<span class=\"_ _1\"></span>iteiten afzo<span class=\"_ _1\"></span>nderlijk beh<span class=\"_ _1\"></span>eerd. Tot de<span class=\"_ _1\"></span> Leven<span class=\"ls0 ws0\">-<span class=\"ls10b ws13d\">activiteiten </span></span></div>\n<div class=\"t m0 x1d h64 y197e ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behoren o<span class=\"_ _0\"></span>nder meer ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die risico<span class=\"_ _0\"></span>\u2019s dekken</div>\n<div class=\"t m0 x1d h64 y197f ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerelat<span class=\"_ _0\"></span>eerd aan lev<span class=\"_ _0\"></span>en en overl<span class=\"_ _0\"></span>ijden van p<span class=\"_ _0\"></span>ersonen.<span class=\"_ _0\"></span> Het segment<span class=\"_ _0\"></span> Leven</div>\n<div class=\"t m0 x1d h64 y1980 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omvat daarna<span class=\"_ _1\"></span>ast beleggin<span class=\"_ _1\"></span>gscontracten <span class=\"_ _1\"></span>met en zonde<span class=\"_ _1\"></span>r discretiona<span class=\"_ _1\"></span>ire</div>\n<div class=\"t m0 x1d h64 y1981 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>ling (DPF<span class=\"_ _0\"></span>). Het se<span class=\"lsef ws11d\">gment Niet<span class=\"ls0 ws0\">-</span></span>leven besta<span class=\"_ _0\"></span>an uit vier onde<span class=\"_ _0\"></span>rdelen:</div>\n<div class=\"t m0 x1d h64 y1982 ff241 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ongevallen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11d\">en Gez<span class=\"_ _1\"></span>ondheidszorg <span class=\"_ _1\"></span>verzekeringen<span class=\"_ _1\"></span>, Autoverzeker<span class=\"_ _1\"></span>ingen, </span></div>\n<div class=\"t m0 x1d h64 y1983 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Brandverzeker<span class=\"_ _1\"></span>ingen en Over<span class=\"_ _1\"></span>ige schade aan<span class=\"_ _1\"></span> eigendommen<span class=\"_ _1\"></span> (die het</div>\n<div class=\"t m0 x1d h64 y1984 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico de<span class=\"_ _0\"></span>kken van sch<span class=\"_ _0\"></span>ade aan eige<span class=\"_ _0\"></span>ndomme<span class=\"_ _0\"></span>n dan wel verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 y1985 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inzake c<span class=\"_ _0\"></span>laims) e<span class=\"_ _0\"></span>n Overi<span class=\"_ _0\"></span>ge verzek<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1986 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1987 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1988 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het operationele<span class=\"_ _1\"></span> resultaat voor<span class=\"_ _1\"></span> de verschillende se<span class=\"_ _1\"></span>gmenten en produc<span class=\"_ _1\"></span>tlijnen en de recon<span class=\"_ _1\"></span>ciliatie met de wi<span class=\"_ _1\"></span>nst voor belasting<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">wordt h<span class=\"_ _1\"></span>ieronder get<span class=\"_ _1\"></span>oond.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1989 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 782px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 322px; bottom: 782px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 367px; bottom: 782px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 475px; bottom: 797px; z-index: 15;\">Herver<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 782px; z-index: 15;\">zekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 526px; bottom: 797px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 782px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y694 ff241 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 585px; bottom: 797px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x310 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 782px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 646px; bottom: 797px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 652px; bottom: 782px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 797px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 782px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 797px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 782px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff241 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 428px; bottom: 782px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 752px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 752px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 752px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 752px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 752px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff241 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Niet</span>-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 737px; z-index: 15;\">2.403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 737px; z-index: 15;\">2.157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 737px; z-index: 15;\">1.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 737px; z-index: 15;\">(1.466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 737px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 737px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">4.638<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Operationele kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 723px; z-index: 15;\">(642)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 376px; bottom: 723px; z-index: 15;\">(447)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 723px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 723px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 723px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 723px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gegarandeerde produc<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 693px; z-index: 15;\">414<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 693px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 693px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 693px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 678px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 678px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Operationeel resultaat Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 663px; z-index: 15;\">469<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 663px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b4 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 634px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Ongevallen en ge<span class=\"_ _0\"></span>zondheidszorg<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 634px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 634px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 634px; z-index: 15;\">7</div>\n<div class=\"t m0 x168 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 634px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 634px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 619px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"ls134 ws170\">Auto</span> </div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 619px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 619px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 619px; z-index: 15;\">6</div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 619px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\">-  <span class=\"_ _9f\"> </span>\u201c<span class=\"lsf1 ws115\">Brand en overige sch<span class=\"_ _0\"></span>ade aan eigendommen\"<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x174 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 604px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 604px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 604px; z-index: 15;\">8</div>\n<div class=\"t m0 x169 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 604px; z-index: 15;\">3</div>\n<div class=\"t m0 x173 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 604px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 604px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 589px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 589px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 589px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 589px; z-index: 15;\">5</div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 589px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 589px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 589px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Operationeel resultaat Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 574px; z-index: 15;\">227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 574px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y691 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 574px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 574px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 574px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff245 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Oper<span class=\"_ _1\"></span>ation<span class=\"_ _1\"></span>eel re<span class=\"_ _1\"></span>sult<span class=\"_ _1\"></span>aat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 331px; bottom: 559px; z-index: 15;\">696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 380px; bottom: 559px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 441px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 494px; bottom: 559px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 552px; bottom: 559px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 613px; bottom: 559px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 559px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen<span class=\"ff245 fc1d ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 530px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">volgens de equity</span>-<span class=\"lsf1 ws115\">methode, niet gealloceerd</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 530px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 530px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 530px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 530px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff241 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Over<span class=\"_ _1\"></span>ig niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">technisch resultaat, inclusief brokerage</span> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 515px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 515px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 515px; z-index: 15;\">9</div>\n<div class=\"t m0 x1b4 h67 y6c4 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 559px; bottom: 515px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 515px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 515px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 515px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 515px; z-index: 15;\">374<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 331px; bottom: 500px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 380px; bottom: 500px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 430px; bottom: 500px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 494px; bottom: 500px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 607px; bottom: 500px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 500px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y680 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 500px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 500px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff245 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Key performance indicators Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 ls134 ws170\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 455px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,01%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 455px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,33%</span> </div>\n<div class=\"t m0 x1a9 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 415px; bottom: 455px; z-index: 15;\">(4,92%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 455px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Beleggingsmarge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,77%</span> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,39%</span> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">5,29%</span> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,80%</span> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,80%</span> </div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 426px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,78%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,37%</span> </div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 426px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,76%</span> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,76%</span> </div>\n<div class=\"t m0 x162 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 411px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge Gegarandeerde<span class=\"_ _0\"></span> producten'<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,89%</span> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">1,05%</span> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,61%</span> </div>\n<div class=\"t m0 x1a5 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 411px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,91%</span> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,91%</span> </div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 396px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge</span> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,41%</span> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,31%</span> </div>\n<div class=\"t m0 x1a9 h69 y6e8 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 415px; bottom: 381px; z-index: 15;\">(0,19%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,36%</span> </div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,36%</span> </div>\n<div class=\"t m0 x162 h67 y68b ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 366px; z-index: 15;\">Operationele kosten Leven<span class=\"_ _0\"></span> in % van het <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">gemiddeld beheerd vermogen Leven (op jaa<span class=\"_ _0\"></span>rbasis)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,57%</span> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">2,68%</span> </div>\n<div class=\"t m0 x1f8 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">9,82%</span> </div>\n<div class=\"t m0 x168 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,51%</span> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,51%</span> </div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Key performance indicators Nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 307px; z-index: 15;\">Kostenratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">32,0%</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">36,4%</span> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,3%</span> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,3%</span> </div>\n<div class=\"t m0 x162 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">58,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">66,4%</span> </div>\n<div class=\"t m0 x132 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,9%</span> </div>\n<div class=\"t m0 x168 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,2%</span> </div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,2%</span> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">92,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">98,4%</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">99,3%</span> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">96,5%</span> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">96,5%</span> </div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 262px; z-index: 15;\"> <span class=\"lsf1 ws116\">14,8%</span> </div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">4,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 481px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">2,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,8<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 774px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,8<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x162 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 233px; z-index: 15;\">Technische voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 233px; z-index: 15;\">63.860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 368px; bottom: 233px; z-index: 15;\">12.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 233px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 233px; z-index: 15;\">1.714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 233px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 233px; z-index: 15;\">77.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 233px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 233px; z-index: 15;\">77.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 222px; height: 884px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 366px; bottom: 1066px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1066px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 458px; bottom: 1066px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 505px; bottom: 1081px; z-index: 15;\">Herver<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 501px; bottom: 1066px; z-index: 15;\">zekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1081px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1066px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 608px; bottom: 1081px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1066px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 660px; bottom: 1081px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 1066px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 1081px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 720px; bottom: 1066px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1081px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1066px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 440px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1036px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 372px; bottom: 1036px; z-index: 15;\">4.366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 1036px; z-index: 15;\">1.853<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 1036px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 1036px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1036px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1036px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Niet</span>-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 372px; bottom: 1021px; z-index: 15;\">2.309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 1021px; z-index: 15;\">2.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1021px; z-index: 15;\">1.579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 572px; bottom: 1021px; z-index: 15;\">(1.527)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1021px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 743px; bottom: 1021px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1021px; z-index: 15;\">4.587<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Operationele kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 374px; bottom: 1006px; z-index: 15;\">(623)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 1006px; z-index: 15;\">(437)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ad h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 523px; bottom: 1006px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 1006px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ab h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 623px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 976px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gegarandeerde produc<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 976px; z-index: 15;\">448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 976px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 962px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 962px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 962px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 962px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 962px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 947px; z-index: 15;\">Operationeel resultaat Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 947px; z-index: 15;\">497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 947px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 947px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 947px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 947px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y69a ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y69a ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 947px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Ongevallen en ge<span class=\"_ _0\"></span>zondheidszorg<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 917px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 917px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 917px; z-index: 15;\">6</div>\n<div class=\"t m0 x158 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 917px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"ls134 ws170\">Auto</span> </div>\n<div class=\"t m0 x1ac h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 902px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 902px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 902px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 902px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 887px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Brand en o<span class=\"_ _0\"></span>verige schade aan eigendo<span class=\"_ _0\"></span>mmen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 374px; bottom: 887px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 887px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 887px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 887px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 872px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x1aa h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 872px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 872px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 872px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 872px; z-index: 15;\">6</div>\n<div class=\"t m0 x175 h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 872px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 749px; bottom: 872px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 872px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 858px; z-index: 15;\">Operationeel resultaat Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 858px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 858px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68d ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 858px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 858px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 858px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68d ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68d ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 749px; bottom: 858px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 858px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff24a fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Oper<span class=\"_ _1\"></span>ation<span class=\"_ _1\"></span>eel re<span class=\"_ _1\"></span>sult<span class=\"_ _1\"></span>aat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 381px; bottom: 843px; z-index: 15;\">622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 426px; bottom: 843px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 483px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 524px; bottom: 843px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 583px; bottom: 843px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 843px; z-index: 15;\">943<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff249 fs46 fc1d sc0 ls0 ws0\" style=\"left: 701px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff247 fs46 fc1d sc0 ls0 ws0\" style=\"left: 749px; bottom: 843px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 843px; z-index: 15;\">945<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 828px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens<span class=\"ff24a fc1d ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 440px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 483px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 535px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 599px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 651px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff249 fs46 fc1d sc0 ls0 ws0\" style=\"left: 701px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y691 ff247 fs46 fc1d sc0 ls0 ws0\" style=\"left: 754px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">de equity</span>-<span class=\"lsf1 ws118\">methode, niet gealloceerd</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 813px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 469px; bottom: 813px; z-index: 15;\">427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 813px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 813px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 697px; bottom: 813px; z-index: 15;\">1</div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 813px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Over<span class=\"_ _1\"></span>ig niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">technisch resultaat, inclusief brokerage</span> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 798px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 798px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a5 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 798px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 590px; bottom: 798px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 798px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 798px; z-index: 15;\">(209)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 798px; z-index: 15;\">(152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 381px; bottom: 783px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 426px; bottom: 783px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 469px; bottom: 783px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 524px; bottom: 783px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 599px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 630px; bottom: 783px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 783px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 749px; bottom: 783px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a9 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 783px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 361px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 406px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 492px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 544px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 608px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 762px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 754px; z-index: 15;\">Key performance indicators Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 361px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 406px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 492px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 544px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 608px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 762px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls134 ws170\" style=\"left: 69px; bottom: 739px; z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> </span></div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,01%</span> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,40%</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,10%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,10%</span> </div>\n<div class=\"t m0 x162 h67 y6e3 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Beleggingsmarge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x132 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 709px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,83%</span> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,75%</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x162 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge Gegarandeerde<span class=\"_ _0\"></span> producten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,97%</span> </div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">1,08%</span> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,99%</span> </div>\n<div class=\"t m0 x132 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,99%</span> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge</span> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 665px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,37%</span> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,32%</span> </div>\n<div class=\"t m0 x1ae h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x132 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 650px; z-index: 15;\">Operationele kosten Leven<span class=\"_ _0\"></span> in %<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 635px; z-index: 15;\">van het gemiddeld beh<span class=\"_ _0\"></span>eerd vermogen Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,41%</span> </div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,49%</span> </div>\n<div class=\"t m0 x1ae h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">6,40%</span> </div>\n<div class=\"t m0 x168 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x132 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x162 h69 y68b ff24a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Key performance indicators Nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Kostenratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">33,2%</span> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">61,6%</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">38,4%</span> </div>\n<div class=\"t m0 x168 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,8%</span> </div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,8%</span> </div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">65,0%</span> </div>\n<div class=\"t m0 x346 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 408px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">118,3%</span> </div>\n<div class=\"t m0 x1ae h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">57,2%</span> </div>\n<div class=\"t m0 x168 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">60,6%</span> </div>\n<div class=\"t m0 x132 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">60,6%</span> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">98,2%</span> </div>\n<div class=\"t m0 x346 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 408px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">179,9%</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,6%</span> </div>\n<div class=\"t m0 x168 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,4%</span> </div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,4%</span> </div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 546px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 372px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,3<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x310 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 546px; z-index: 15;\"> <span class=\"lsf1 ws116\">25,8%</span> </div>\n<div class=\"t m0 x1ae h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 511px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,0<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x168 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,0<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x132 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 773px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Technische voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 368px; bottom: 516px; z-index: 15;\">67.349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 516px; z-index: 15;\">18.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 516px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 572px; bottom: 516px; z-index: 15;\">(1.551)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 623px; bottom: 516px; z-index: 15;\">86.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 516px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 516px; z-index: 15;\">86.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 505px; height: 585px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff24c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Definit<span class=\"_ _0\"></span>ies van alte<span class=\"_ _0\"></span>rnatiev<span class=\"_ _0\"></span>e resulta<span class=\"_ _0\"></span>atmaat<span class=\"_ _0\"></span>staven in de t<span class=\"_ _0\"></span>abellen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f1 ff24c fs46 fc14 sc0 ls134 ws170\" style=\"z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsresultaat</span> <span class=\"_ _19f\"> </span>: <span class=\"_ _206\"> </span><span class=\"lsf1 ws115\">Het v<span class=\"_ _1\"></span>erschil tussen de<span class=\"_ _0\"></span> netto verdiende premie<span class=\"_ _0\"></span>s en de som van de<span class=\"_ _0\"></span> werkelijke <span class=\"ws116\">schade<span class=\"ls0 ws0\">-</span><span class=\"ws118\">uitkeringen en de mutatie van de </span></span></span></span></div>\n<div class=\"t m0 x12e h67 y19f2 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">verzekeringsverplichtingen, beide ge<span class=\"_ _0\"></span>corrigeerd voor herverzekering. <span class=\"_ _0\"></span>Het resultaat wordt we<span class=\"_ _0\"></span>ergegeven onder aftrek <span class=\"_ _0\"></span>van</div>\n<div class=\"t m0 x12e h67 y19f3 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">schadeafhandelingskosten, algemene <span class=\"_ _0\"></span>kosten, provisies en herverzekering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f4 ff24c fs46 fc14 sc0 ls134 ws170\" style=\"z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> <span class=\"_ _193\"> </span>: <span class=\"_ _18f\"> </span><span class=\"lsf1 ws115\">Voor Le<span class=\"_ _0\"></span>ven het netto<span class=\"ls0 ws0\">-</span>onderschrijvingsresultaat op <span class=\"_ _0\"></span>jaarbasis, gedeeld door de g<span class=\"_ _0\"></span>emiddelde netto verzekerings<span class=\"_ _0\"></span>verplichtingen Leven tijdens de </span></span></div>\n<div class=\"t m0 x12e h67 y19f5 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">verslagperiode. Voor Niet<span class=\"ls0 ws0\">-</span>Leven het ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\">-</span>onderschrijvingsresultaat gedeeld door de<span class=\"_ _0\"></span> netto verdiende premie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f6 ff24c fs46 fc14 sc0 lsf3 ws11f\" style=\"z-index: 15;\">Nett<span class=\"_ _1\"></span>o b<span class=\"lsf1 ws116\">eleggingsresultaat<span class=\"ls0 ws0\"> <span class=\"_ _209\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De som van beleggingsopbrengs<span class=\"_ _0\"></span>ten en gerealiseerde meer<span class=\"ls0 ws0\">- </span><span class=\"ws115\">of minderwaarden op activa die ve<span class=\"_ _0\"></span>rzekeringsverplichtingen dekken, n<span class=\"_ _0\"></span>a aftrek van de </span></span></span></div>\n<div class=\"t m0 x12e h67 y19f7 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">hieraan verbonden beleggings<span class=\"_ _0\"></span>kosten. De beleggingsresultaten <span class=\"_ _0\"></span>voor Leven worden daarna<span class=\"_ _0\"></span>ast gecorrigeerd voor het aan<span class=\"_ _0\"></span> de polishouders als</div>\n<div class=\"t m0 x12e h67 y19f8 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">technische rente en winstdeling toegewezen bedrag. Het beleggingsre<span class=\"_ _0\"></span>sultaat voor Ongevallen &amp; Leven (onderdeel van niet<span class=\"ls0 ws0\">-<span class=\"lsf6 ws115\">Leve<span class=\"_ _1\"></span>n) wor<span class=\"_ _1\"></span>dt o<span class=\"_ _1\"></span>ok </span></span></div>\n<div class=\"t m0 x12e h67 y19f9 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">gecorrigeerd voor de o<span class=\"_ _0\"></span>pgelopen technische rente van d<span class=\"_ _0\"></span>e verzekeringsverplichtingen.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h67 y19fa ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Nettobeleggingsmarge<span class=\"ls0 ws0\"> <span class=\"_ _54\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws115\">Voor Leven het beleggingsresul<span class=\"_ _0\"></span>taat op jaarbasis, gedeeld<span class=\"_ _0\"></span> door de gemiddelde n<span class=\"_ _0\"></span>etto verzekeringsverplichtingen L<span class=\"_ _0\"></span>even tijdens de<span class=\"ls0 ws0\"> </span><span class=\"ws116\">verslagperiode. </span></span></div>\n<div class=\"t m0 x12e h67 y19fb ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Voor Niet<span class=\"ls0 ws0\">-</span>Leven het Netto beleggingsresul<span class=\"_ _0\"></span>taat gedeeld door de ne<span class=\"_ _0\"></span>tto verdiende premie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19fc ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Net<span class=\"ws115\">to operationeel resultaat<span class=\"ls0 ws0\"> <span class=\"_ _19e\"> </span>:<span class=\"_ _1\"></span> <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De som van het netto<span class=\"ls0 ws0\">-</span></span>onderschrijvingsresultaat<span class=\"_ _0\"></span>, beleggingsresultaat en overige aan<span class=\"_ _0\"></span> de verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws118\">en/of beleggingscontracten toegewezen </span></span></div>\n<div class=\"t m0 x12e h67 y19fd ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">resultaten. Het verschil tus<span class=\"_ _0\"></span>sen het operationele resul<span class=\"_ _0\"></span>taat en de winst voor bela<span class=\"_ _0\"></span>stingen omvat alle opbrengsten<span class=\"_ _0\"></span> en kosten die niet<span class=\"_ _0\"></span> onder de</div>\n<div class=\"t m0 x12e h67 y19fe ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en/of beleggingscontracten worden verantwoord en<span class=\"_ _0\"></span> derhalve ook niet <span class=\"_ _0\"></span>in het operationele resultaat o<span class=\"_ _0\"></span>f resultaat van niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x12e h67 y19ff ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">geconsolideerde partnerships is v<span class=\"_ _0\"></span>erwerkt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a00 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">Netto operationele marge<span class=\"ls0 ws0\"> <span class=\"_ _1d0\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws116\">Voor <span class=\"ws115\">leven het operationele resultaat op jaa<span class=\"_ _0\"></span>rbasis voor de periode<span class=\"_ _0\"></span>, gedeeld door de ge<span class=\"_ _0\"></span>middelde netto verzekeringsverplichtingen<span class=\"_ _0\"></span> Le<span class=\"lsf6\">ven. V<span class=\"_ _1\"></span>oor </span></span></span></div>\n<div class=\"t m0 x12e h67 y1a01 ff24c fs46 fc14 sc0 lsf8 ws121\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">Leven het operationele resultaat ged<span class=\"_ _0\"></span>eeld door de netto<span class=\"_ _0\"></span> verdiende premie.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h67 y1a02 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"_ _1d1\"> </span>: <span class=\"_ _206\"> </span><span class=\"lsf6 ws122\">De<span class=\"_ _1\"></span> premi<span class=\"_ _1\"></span>es Niet<span class=\"_ _1\"></span></span>-L<span class=\"lsf1 ws115\">even die de risico's voor de huidige<span class=\"_ _0\"></span> periode dekken, verrekend<span class=\"_ _0\"></span> met de premies betaald a<span class=\"_ _0\"></span>an herverzekeraars en m<span class=\"_ _0\"></span>utatie in </span></span></div>\n<div class=\"t m0 x12e h67 y1a03 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">reserves voor niet verdiende premies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a04 ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Lastenratio<span class=\"ls0 ws0\"> <span class=\"_ _69\"> </span>:<span class=\"_ _1\"></span> <span class=\"_ _18f\"> </span></span><span class=\"ws115\">De las<span class=\"_ _0\"></span>ten als percentage van de <span class=\"_ _0\"></span>netto verdiende premies. De<span class=\"_ _0\"></span> lasten omvatten de inter<span class=\"ws118\">ne kosten van<span class=\"_ _0\"></span> schadeafhandelingscommissies, onder </span></span></div>\n<div class=\"t m0 x12e h67 y1a05 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">aftrek van herverzekering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a06 ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> <span class=\"_ _13b\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De kosten van claims, onder aftrek van herverzekering, als percentage van de netto verdiende prem<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h67 y1a07 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> <span class=\"_ _133\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws115\">Een maatstaf voor de <span class=\"_ _0\"></span>winstgevendheid in Niet<span class=\"ls0 ws0\">-L</span>even, de verhouding tus<span class=\"_ _0\"></span>sen de totale kosten van d<span class=\"_ _0\"></span>e verzekeraar en de<span class=\"_ _0\"></span> netto verdiende premies.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x12e h67 y1a08 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Dit zijn de totale la<span class=\"_ _0\"></span>sten van de verzekeraar <span class=\"_ _0\"></span>als percentage van de n<span class=\"_ _0\"></span>etto verdiende premies. Di<span class=\"_ _0\"></span>t is de som van de<span class=\"_ _0\"></span> schade<span class=\"ls0 ws0\">- </span>en de lastenratio.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 708px; height: 398px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag349": {
   "value": "\n<div class=\"t m0 x2c h7b ybb9 ff9b fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b ybba ff9b fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Segmentinfo<span class=\"_ _0\"></span>rmatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybbb ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybbc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De operatione<span class=\"_ _1\"></span>le segmenten<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn voornam<span class=\"_ _1\"></span>elijk geba<span class=\"_ _1\"></span>seerd op</div>\n<div class=\"t m0 x2c h64 ybbd ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geografische <span class=\"_ _1\"></span>regio\u2019s<span class=\"lsf9 ws0\">. D<span class=\"ls0\">e <span class=\"_ _1\"></span></span></span><span class=\"ws11d\">onderverdel<span class=\"_ _1\"></span>ing naar </span>geo<span class=\"_ _1\"></span>grafische <span class=\"lsee ws13e\">regio's i<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 ybbe ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ingegev<span class=\"_ _0\"></span>en door het<span class=\"_ _0\"></span> feit dat de activ<span class=\"_ _0\"></span>iteiten in d<span class=\"_ _0\"></span>e bewuste<span class=\"_ _0\"></span> regio's v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 ybbf ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> aard zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws13b\">, dat ze<span class=\"ls0 ws0\"> </span></span><span class=\"ws11e\">dezel<span class=\"_ _1\"></span>fde economische<span class=\"_ _1\"></span> kenmerken delen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybc0 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en dat h<span class=\"_ _1\"></span>et management de<span class=\"_ _1\"></span>ze als d<span class=\"_ _1\"></span>usdanig evalueer<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ybc1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybc2 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eind 2020 <span class=\"_ _1\"></span>werd Filip<span class=\"_ _1\"></span> Coremans beno<span class=\"_ _1\"></span>emd als A<span class=\"_ _1\"></span>lgemeen Dir<span class=\"_ _1\"></span>ecteur Azi\u00eb<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybc3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en Antonio Cano als<span class=\"_ _1\"></span> Algemeen Directeur<span class=\"_ _1\"></span> Europa. Deze wijzigi<span class=\"_ _1\"></span>ng in</div>\n<div class=\"t m0 x2c h64 ybc4 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheden van twee<span class=\"_ _1\"></span> lede<span class=\"lsed ws11d\">n van het U<span class=\"_ _0\"></span>itvoer<span class=\"_ _0\"></span>end Com<span class=\"_ _0\"></span>it\u00e9 van </span></div>\n<div class=\"t m0 x2c h64 ybc5 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas weerspiege<span class=\"_ _1\"></span>lt het toegenomen<span class=\"_ _1\"></span> belang van een toegew<span class=\"_ _1\"></span>ijde</div>\n<div class=\"t m0 x2c h64 ybc6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">region<span class=\"_ _0\"></span>ale focus om<span class=\"_ _0\"></span> te antwoorde<span class=\"_ _0\"></span>n op de speci<span class=\"_ _0\"></span>fieke uit<span class=\"_ _0\"></span>daginge<span class=\"_ _0\"></span>n en</div>\n<div class=\"t m0 x2c h64 ybc7 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opportu<span class=\"_ _0\"></span>niteit<span class=\"_ _0\"></span>en van beide re<span class=\"_ _0\"></span>gio\u2019s. Als<span class=\"_ _0\"></span> een direct g<span class=\"_ _0\"></span>evolg van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ybc8 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing, met inga<span class=\"_ _0\"></span>ng van zijn ni<span class=\"_ _0\"></span><span class=\"lsef ws11e\">euw strategisch dri<span class=\"_ _1\"></span>ejarenplan \u2018Imp<span class=\"_ _1\"></span>act </span></div>\n<div class=\"t m0 x2c h64 ybc9 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">24\u2019, heef<span class=\"_ _0\"></span>t Ageas<span class=\"_ _0\"></span> beslote<span class=\"_ _0\"></span>n om het v<span class=\"_ _0\"></span>oormali<span class=\"_ _0\"></span>g operat<span class=\"_ _0\"></span>ioneel s<span class=\"_ _0\"></span>egment</div>\n<div class=\"t m0 x2c h64 ybca ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u2018Verenigd Konin<span class=\"_ _1\"></span>krijk\u2019 toe te voegen<span class=\"_ _1\"></span> aan het voorma<span class=\"_ _1\"></span>lig operationeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybcb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">segment \u2018Con<span class=\"_ _1\"></span>tinentaal Europ<span class=\"_ _1\"></span>a\u2019, welk h<span class=\"_ _1\"></span>ernoemd i<span class=\"_ _1\"></span>s naar \u2018Europ<span class=\"_ _1\"></span>a\u2019. Deze</div>\n<div class=\"t m0 x2c h64 ybcc ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing gaat in vo<span class=\"_ _0\"></span>or de <span class=\"lsef ws113\">verslag</span>periode die b<span class=\"_ _0\"></span>egint op 1 jan<span class=\"_ _0\"></span>uari 2022.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybcd ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybce ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De operationele<span class=\"_ _1\"></span> segmenten van Ageas z<span class=\"_ _1\"></span>ijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybcf ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsed ws111\">Belgi\u00eb;</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd0 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">Eu<span class=\"_ _1\"></span>ropa (uitge<span class=\"_ _1\"></span>zonderd Belgi<span class=\"_ _1\"></span>\u00eb); </span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd1 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 ls103 ws11d\">A<span class=\"_ _1\"></span>zi\u00eb;</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd2 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11d\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>; en </span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd3 ff9c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _3f\"> </span><span class=\"ff99 lsef ws11e\">A<span class=\"_ _1\"></span>lgemene Rekening.</span><span class=\"ff99\"> </span></span></div>\n<div class=\"t m0 x2c h64 ybd4 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybd5 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfsa<span class=\"lsed ws112\">ctiviteiten di<span class=\"_ _0\"></span>e geen verb<span class=\"_ _0\"></span>and houd<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 ybd6 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en elim<span class=\"_ _0\"></span>inatie<span class=\"_ _0\"></span>verschill<span class=\"_ _0\"></span>en op groe<span class=\"_ _0\"></span>psnivea<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x2c h64 ybd7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden apar<span class=\"_ _1\"></span>t van de v<span class=\"_ _1\"></span>erzekeringsactiv<span class=\"_ _1\"></span>iteiten gerap<span class=\"_ _1\"></span>porteerd<span class=\"lsf9 ws124\">, <span class=\"lsed ws112\">in het </span></span></div>\n<div class=\"t m0 x2c h64 ybd8 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>oneel seg<span class=\"_ _0\"></span>ment Alge<span class=\"_ _0\"></span>mene Rek<span class=\"_ _0\"></span>ening. Het<span class=\"_ _0\"></span> operati<span class=\"_ _0\"></span>oneel seg<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x2c h64 ybd9 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Algemene Rekening<span class=\"_ _1\"></span> <span class=\"ws11d\">omvat activi<span class=\"_ _1\"></span>teiten zoal<span class=\"_ _1\"></span>s groepsfinan<span class=\"_ _1\"></span>ciering en </span></div>\n<div class=\"t m0 x2c h64 ybda ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overige <span class=\"_ _0\"></span>holding<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>eiten a<span class=\"_ _0\"></span>lsook de <span class=\"_ _0\"></span>invest<span class=\"_ _0\"></span>ering in R<span class=\"_ _0\"></span>oyal Par<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 ybdb ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>ments en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen uit hoof<span class=\"_ _0\"></span>de van de C<span class=\"_ _0\"></span>ASHES/R<span class=\"_ _0\"></span>PN(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybdd ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Transacties<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">en overdrach<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">tussen de ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde operat<span class=\"_ _0\"></span>ionele </span></span></span></div>\n<div class=\"t m0 x1d h64 ybde ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">segmenten <span class=\"_ _1\"></span>vinden plaats<span class=\"_ _1\"></span> tegen mark<span class=\"_ _1\"></span>tconforme <span class=\"ws113\">algem<span class=\"_ _1\"></span>ene<span class=\"ls0 ws0\"> </span>voorwaar<span class=\"_ _1\"></span>den<span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x1d h64 ybdf ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zoals di<span class=\"_ _0\"></span>e van to<span class=\"_ _0\"></span>epassing z<span class=\"_ _0\"></span>ouden z<span class=\"_ _0\"></span>ijn tuss<span class=\"_ _0\"></span>en niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">verwante derden. </span></div>\n<div class=\"t m0 x1d h64 ybe0 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eliminaties w<span class=\"_ _1\"></span>orden afzo<span class=\"_ _1\"></span>nderlijk gerapp<span class=\"_ _1\"></span>orteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 66px; width: 350px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 570px; width: 345px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag334": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1d h7b y9a1 ff9b fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">2.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b ybe1 ff9b fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Consolidatiegrondslagen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybe2 ff99 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De<span class=\"ls103 ws11d\">ze<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">gecons<span class=\"ws11d\">ol<span class=\"_ _1\"></span>ideerde jaar<span class=\"_ _1\"></span>rekening van<span class=\"_ _1\"></span> Ageas omvat<span class=\"_ _1\"></span> de jaarreke<span class=\"_ _1\"></span>ning</span>en</span> </span></span></div>\n<div class=\"t m0 x1d h64 ybe3 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas SA/NV (de m<span class=\"_ _1\"></span>oederonderneming)<span class=\"_ _1\"></span> en <span class=\"ls107 ws13e\">zijn<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ybe4 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ybe5 ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfscombina<span class=\"_ _1\"></span>ties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybe6 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer een<span class=\"_ _1\"></span> geheel van<span class=\"_ _1\"></span> verworven ac<span class=\"_ _1\"></span>tiviteiten<span class=\"_ _1\"></span> en activa v<span class=\"_ _1\"></span>oldoet aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybe7 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de defin<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n een bed<span class=\"_ _0\"></span>rijf en d<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span><span class=\"lsef ws11e\">chap erover i<span class=\"_ _1\"></span>s overgedragen </span></div>\n<div class=\"t m0 x1d h64 ybe8 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan Ageas, verwerk<span class=\"_ _1\"></span>t Ageas de bedrij<span class=\"_ _1\"></span>fscombinatie aan<span class=\"_ _1\"></span> de hand van de</div>\n<div class=\"t m0 x1d h64 ybe9 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamemethod<span class=\"_ _1\"></span>e. Om als<span class=\"_ _1\"></span> bedrijf <span class=\"_ _1\"></span>te worden aanz<span class=\"_ _1\"></span>ien, <span class=\"lsed ws112\">moet het gehe<span class=\"_ _0\"></span>el </span></div>\n<div class=\"t m0 x1d h64 ybea ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verw<span class=\"_ _0\"></span>orven ac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en en act<span class=\"_ _0\"></span>iva best<span class=\"_ _0\"></span>aan uit m<span class=\"_ _0\"></span>iddele<span class=\"_ _0\"></span>n en op di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ybeb ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen toegepa<span class=\"_ _1\"></span>ste substa<span class=\"lsed ws11d\">ntieve pro<span class=\"_ _0\"></span>cessen, <span class=\"_ _0\"></span>die same<span class=\"_ _0\"></span>n bijdr<span class=\"_ _0\"></span>agen tot </span></div>\n<div class=\"t m0 x1d h64 ybec ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totsta<span class=\"_ _0\"></span>ndkomin<span class=\"_ _0\"></span>g van een produ<span class=\"_ _0\"></span>ctie. Het ov<span class=\"_ _0\"></span>ergen<span class=\"_ _0\"></span>omen proc<span class=\"_ _0\"></span>es (of</div>\n<div class=\"t m0 x1d h64 ybed ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep van proces<span class=\"_ _1\"></span>sen) is substan<span class=\"_ _1\"></span>tieel als het van cruciaal<span class=\"_ _1\"></span> belang is voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybee ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het vermogen om<span class=\"_ _1\"></span> verworven middelen t<span class=\"_ _1\"></span>ot een productie<span class=\"_ _1\"></span> te ontwikkelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybef ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of in een<span class=\"ls0 ws0\"> </span>prod<span class=\"_ _0\"></span>uctie om te zett<span class=\"_ _0\"></span>en of van cruc<span class=\"_ _0\"></span>iaal bela<span class=\"_ _0\"></span>ng is voor het</div>\n<div class=\"t m0 x1d h64 ybf0 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n om product<span class=\"_ _0\"></span>en te blijv<span class=\"_ _0\"></span>en produce<span class=\"_ _0\"></span>ren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybf1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybf2 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De prijs va<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">een<span class=\"ls0 ws0\"> </span>over<span class=\"_ _1\"></span>name <span class=\"ws11e\">is de overg<span class=\"_ _1\"></span>edragen vergoedin<span class=\"_ _1\"></span>g, welke </span></span></div>\n<div class=\"t m0 x1d h64 ybf3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd word<span class=\"_ _1\"></span>t als de som van de r<span class=\"_ _1\"></span>e\u00eble waarde op overnam<span class=\"_ _1\"></span>edatum</div>\n<div class=\"t m0 x1d h64 ybf4 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en het bedr<span class=\"_ _0\"></span>ag van enig<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">minderheidsbelang in<span class=\"_ _1\"></span> de overgen<span class=\"_ _1\"></span>omen partij<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x1d h64 ybf5 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor elke<span class=\"_ _1\"></span> bedrijfscombina<span class=\"_ _1\"></span>tie heeft Age<span class=\"_ _1\"></span>as de <span class=\"_ _1\"></span><span class=\"lsed ws112\">keuze om<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">enig </span></span></span></div>\n<div class=\"t m0 x1d h64 ybf6 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in de<span class=\"_ _1\"></span> overgenomen<span class=\"_ _1\"></span> partij<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>te waarderen<span class=\"_ _1\"></span> tegen de </span></div>\n<div class=\"t m0 x1d h64 ybf7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e of tegen<span class=\"_ _1\"></span> het evenre<span class=\"_ _1\"></span>dig deel va<span class=\"_ _1\"></span>n het minder<span class=\"_ _1\"></span>heidsbelang <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x1d h64 ybf8 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de identif<span class=\"_ _1\"></span>iceerbar<span class=\"lsed ws112\">e netto<span class=\"ls0 ws0\">-</span>activa va<span class=\"_ _0\"></span>n de overg<span class=\"_ _0\"></span>enomen p<span class=\"_ _0\"></span>artij.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ybf9 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybfa ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een bedrijf<span class=\"_ _1\"></span>scombinatie word<span class=\"_ _1\"></span>t gerealiseerd in<span class=\"_ _1\"></span> verschillende fasen<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ybfb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan wordt h<span class=\"_ _1\"></span>et voorheen<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>aandelenbelang<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 ybfc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgenomen pa<span class=\"_ _1\"></span>rtij geherw<span class=\"_ _1\"></span>aardeerd te<span class=\"_ _1\"></span>gen zijn r<span class=\"_ _1\"></span>e\u00eble waarde o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x1d h64 ybfd ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamedatum<span class=\"_ _1\"></span> en wordt de<span class=\"_ _1\"></span> <span class=\"lsed ws112\">eventue<span class=\"_ _0\"></span>le winst of h<span class=\"_ _0\"></span>et eventuel<span class=\"_ _0\"></span>e verlies di<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ybfe ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">daaruit <span class=\"_ _1\"></span>voortvloeit o<span class=\"_ _1\"></span>pgenomen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11e\">en verlies<span class=\"_ _1\"></span>rekening.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 408px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 413px; width: 353px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ybff ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc00 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n zijn die entit<span class=\"_ _0\"></span>eiten wa<span class=\"_ _0\"></span>arin Ageas<span class=\"_ _0\"></span>, direct of</div>\n<div class=\"t m0 x1d h64 yc01 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">indirect, het<span class=\"_ _1\"></span> financi\u00eble en<span class=\"_ _1\"></span> operationele beleid<span class=\"_ _1\"></span> kan sturen teneinde<span class=\"_ _1\"></span> er</div>\n<div class=\"t m0 x1d h64 yc02 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en uit te hal<span class=\"_ _0\"></span>en (\u2018zegge<span class=\"_ _0\"></span>nschap<span class=\"_ _0\"></span>\u2019). Bij de evalu<span class=\"_ _0\"></span>atie <span class=\"ws11d\">of A<span class=\"_ _0\"></span>geas </span></div>\n<div class=\"t m0 x1d h64 yc03 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggenschap hee<span class=\"_ _1\"></span>ft over een andere <span class=\"lsf9 ws124\">entiteit, <span class=\"_ _1\"></span></span>houdt Agea<span class=\"lsed ws112\">s rekening met </span></div>\n<div class=\"t m0 x1d h64 yc04 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"ws112\">besta<span class=\"_ _0\"></span>an en <span class=\"ws111\">het <span class=\"ws11d\">effect v<span class=\"_ _0\"></span>an pot<span class=\"_ _0\"></span>enti\u00eble s<span class=\"_ _0\"></span>temrecht<span class=\"_ _0\"></span>en<span class=\"lsef ws11e\">, die actueel </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yc05 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitvoerbaar <span class=\"_ _1\"></span>of conver<span class=\"_ _1\"></span>teerbaar zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc06 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc07 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen worden<span class=\"_ _1\"></span> geconsolideer<span class=\"_ _1\"></span>d vanaf de <span class=\"_ _1\"></span>datum van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc08 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van de eff<span class=\"_ _0\"></span>ectiev<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span>chap tot op de ei<span class=\"_ _0\"></span>nddatu<span class=\"_ _0\"></span>m van</div>\n<div class=\"t m0 x1d h64 yc09 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze zegge<span class=\"ws113\">ns<span class=\"_ _1\"></span>chap. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc0a ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0b ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n die uitsluit<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n verworve<span class=\"_ _0\"></span>n met de bedo<span class=\"_ _0\"></span>eling</div>\n<div class=\"t m0 x1d h64 yc0c ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">te worde<span class=\"_ _0\"></span>n doorv<span class=\"_ _0\"></span>erkocht, w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span><span class=\"lsee ws112\">geclassificeerd<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">als activa<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yc0d ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc0e ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0f ff99 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Alle<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">intra</span>-<span class=\"lsed ws112\">groepstra<span class=\"_ _0\"></span>nsacties<span class=\"_ _0\"></span> (saldi en wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen uit<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ies </span></span></div>\n<div class=\"t m0 x1d h64 yc10 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tussen onderne<span class=\"_ _1\"></span>mingen van Ageas) worden<span class=\"_ _1\"></span> ge\u00eblimineerd<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 282px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 287px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 827px; width: 353px; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff9e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Gedeelt<span class=\"_ _0\"></span>elijke ver<span class=\"_ _0\"></span>koop van e<span class=\"_ _0\"></span>en belang in e<span class=\"_ _0\"></span>en dochter<span class=\"_ _0\"></span>ondern<span class=\"_ _0\"></span>eming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Winsten of verl<span class=\"_ _1\"></span>iezen op de gedeelte<span class=\"_ _1\"></span>lijke verkoop van<span class=\"_ _1\"></span> een belang i<span class=\"lsed ws112\">n een </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming worden als vol<span class=\"_ _1\"></span>gt verwerkt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff9e fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">i)<span class=\"ffa0 ls0 ws0\"> <span class=\"_ _3f\"> </span></span><span class=\"lsed ws11d\">Als er g<span class=\"_ _0\"></span>een verl<span class=\"_ _0\"></span>ies is van <span class=\"_ _0\"></span>zeggen<span class=\"_ _0\"></span>schap, w<span class=\"_ _0\"></span>ordt de t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s een eigen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">vermoge<span class=\"_ _0\"></span>nstrans<span class=\"_ _0\"></span>actie (d.w<span class=\"_ _0\"></span>.z. als een </span></span></div>\n<div class=\"t m0 x1a0 h64 y8aa ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">transactie met<span class=\"_ _1\"></span> de eigenaars in<span class=\"_ _1\"></span> hun hoedanigheid van<span class=\"_ _1\"></span> eigenaars); of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff9e fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">ii)<span class=\"ffa0 ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"lsed ws112\">Als er een verlies<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">is van zeggenschap, </span></span>wordt de trans<span class=\"_ _0\"></span>actie verw<span class=\"_ _0\"></span>erkt </span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng, op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n het tot<span class=\"_ _0\"></span>ale bela<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">Enig </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ad ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belang aangeh<span class=\"_ _1\"></span>ouden in <span class=\"_ _1\"></span>de voormalige <span class=\"_ _1\"></span><span class=\"ws11e\">dochteronderneming<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span><span class=\"ws11e\">aan zijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">re\u00eble waarde<span class=\"_ _1\"></span> op het<span class=\"ls0 ws0\"> </span></span></span>oge<span class=\"_ _1\"></span>nblik<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van verlies van </span></span></div>\n<div class=\"t m0 x1a0 h64 y8af ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de zeggen<span class=\"lsed\">schap. Als het<span class=\"_ _0\"></span> verlies<span class=\"_ _0\"></span> van de z<span class=\"_ _0\"></span>eggensc<span class=\"_ _0\"></span>hap het<span class=\"_ _0\"></span> gevolg is<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">monetaire<span class=\"_ _1\"></span> vergoedi<span class=\"_ _1\"></span>ng</span> <span class=\"lsef ws11d\">van een<span class=\"_ _1\"></span> dochteronder<span class=\"_ _1\"></span>neming </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan een gea<span class=\"_ _1\"></span>ssocieerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">deelneming of j<span class=\"_ _1\"></span>oint venture<span class=\"_ _1\"></span>, dan wordt het </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff9e fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">resultaat slechts <span class=\"lsef ws11d\">in aanmer<span class=\"_ _1\"></span>king genomen a<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsed\">rato van het<span class=\"_ _0\"></span> aan de </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">andere i<span class=\"_ _0\"></span>nves<span class=\"lsef ws11e\">teerders overgedragen pro<span class=\"_ _1\"></span>centuele belang in<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming<span class=\"ws11e\">, wat resulteer<span class=\"_ _1\"></span>t in een<span class=\"ls0 ws0\"> </span></span>gedee<span class=\"_ _1\"></span>ltelijke</div>\n<div class=\"t m0 x1a0 h64 y8b5 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaatser<span class=\"_ _1\"></span>kenning<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 835px; height: 271px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y92f ff9e fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Geassocieerde<span class=\"_ _1\"></span> <span class=\"lsed ws111\">deelnemi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y991 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een geassoc<span class=\"_ _1\"></span>ieerde deelnem<span class=\"_ _1\"></span>ing is een <span class=\"_ _1\"></span>entiteit wa<span class=\"_ _1\"></span>arover Agea<span class=\"_ _1\"></span>s een</div>\n<div class=\"t m0 x2c h64 y992 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed v<span class=\"_ _0\"></span>an beteke<span class=\"_ _0\"></span>nis heeft op h<span class=\"_ _0\"></span>et <span class=\"lsef ws11e\">financi\u00eble en oper<span class=\"_ _1\"></span>ationele beleid<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x2c h64 y993 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder er ze<span class=\"_ _0\"></span>ggensc<span class=\"_ _0\"></span>hap of gedeel<span class=\"_ _0\"></span>de zegge<span class=\"_ _0\"></span>nschap ov<span class=\"_ _0\"></span>er te hebben.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Investeringen<span class=\"_ _1\"></span> in geassoci<span class=\"_ _1\"></span>eerde deelnemin<span class=\"_ _1\"></span>gen worden ge<span class=\"_ _1\"></span>waardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">methode. B<span class=\"_ _0\"></span>ij initi\u00ebl<span class=\"_ _0\"></span>e opname, wo<span class=\"_ _0\"></span>rdt de deel<span class=\"_ _0\"></span>neming </span></span></div>\n<div class=\"t m0 x2c h64 y997 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> kost<span class=\"lsed ws112\">prijs, waar<span class=\"_ _0\"></span>bij trans<span class=\"_ _0\"></span>actiek<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y998 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meegenomen. <span class=\"_ _1\"></span>Daarna wordt h<span class=\"_ _1\"></span>et aandeel<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span> in de win<span class=\"_ _1\"></span>st of</div>\n<div class=\"t m0 x2c h64 y999 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlies va<span class=\"_ _1\"></span>n de deelnemi<span class=\"_ _1\"></span>ng opgenomen <span class=\"_ _1\"></span>in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span><span class=\"lsed\">en verliesr<span class=\"_ _0\"></span>ekening </span></div>\n<div class=\"t m0 x2c h64 yc13 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder de l<span class=\"_ _1\"></span>ijn \u2018Aandeel<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>resultaat van<span class=\"_ _1\"></span> de inves<span class=\"_ _1\"></span>teringen volg<span class=\"_ _1\"></span>ens de</div>\n<div class=\"t m0 x2c h64 yc14 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">equity<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">methode\u2019</span></span><span class=\"ws11d\">. Wijzigingen in<span class=\"_ _1\"></span> Ageas\u2019 aan<span class=\"_ _1\"></span>deel in <span class=\"_ _1\"></span>het propor<span class=\"_ _1\"></span>tionele </span></div>\n<div class=\"t m0 x2c h64 yc15 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belang va<span class=\"_ _0\"></span>n de deelnem<span class=\"_ _0\"></span>ing worde<span class=\"_ _0\"></span>n erkend in d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 yc16 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Uitk<span class=\"_ _0\"></span>eringen di<span class=\"_ _0\"></span>e Ageas ontv<span class=\"_ _0\"></span>angt van e<span class=\"_ _0\"></span>en deelnem<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 yc17 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlage<span class=\"_ _0\"></span>n de boek<span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws135\">in join<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">t ventures,<span class=\"_ _1\"></span> waarbij<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de gezamenlij<span class=\"_ _0\"></span>ke<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">zeggenschap</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yc1a ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht geeft<span class=\"_ _0\"></span> tot de netto<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">activa va<span class=\"_ _0\"></span>n de joint<span class=\"_ _0\"></span> venture,<span class=\"_ _0\"></span> worden </span></span></div>\n<div class=\"t m0 x2c h64 ya3d ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>als geassoci<span class=\"_ _1\"></span>eerde deelne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 520px; height: 40px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya3e ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3f ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winste<span class=\"_ _0\"></span>n op tran<span class=\"_ _0\"></span>sacties t<span class=\"_ _0\"></span>ussen A<span class=\"_ _0\"></span>geas en <span class=\"lsef\">deelnemingen die worden </span></div>\n<div class=\"t m0 x2c h64 ya40 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>volgens <span class=\"ws11e\">de<span class=\"_ _1\"></span> equity<span class=\"ls0 ws0\">-</span></span>met<span class=\"_ _1\"></span>hode<span class=\"ls0 ws0\">, </span><span class=\"ws11d\">word<span class=\"_ _1\"></span>en ge\u00eblimineer<span class=\"_ _1\"></span>d naar rat<span class=\"_ _1\"></span>o van </span></div>\n<div class=\"t m0 x2c h64 ya41 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het aandee<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\">V</span>erliez<span class=\"_ _1\"></span>en worden e<span class=\"_ _1\"></span>veneens ge\u00eblim<span class=\"_ _1\"></span>ineerd, ten<span class=\"_ _1\"></span>zij</div>\n<div class=\"t m0 x2c h64 ya42 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit de trans<span class=\"_ _0\"></span>actie bli<span class=\"_ _0\"></span>jkt dat het ov<span class=\"_ _0\"></span>ergedrag<span class=\"_ _0\"></span>en actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya43 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Verliezen worden<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">to<span class=\"_ _1\"></span>tda<span class=\"lsf9 ws124\">t </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> investering i<span class=\"_ _1\"></span>s afgeboekt <span class=\"_ _1\"></span>tot nul. Ve<span class=\"_ _1\"></span>rdere</div>\n<div class=\"t m0 x2c h64 ya45 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verliezen w<span class=\"_ _1\"></span>orden alleen<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">voor zover Agea<span class=\"_ _0\"></span>s gehouden is<span class=\"_ _0\"></span> aan in </span></span></span></div>\n<div class=\"t m0 x2c h64 ya46 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechte af<span class=\"_ _0\"></span>dwingb<span class=\"_ _0\"></span>are of feitel<span class=\"_ _0\"></span>ijke verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen <span class=\"lsef ws11e\">in naam van de </span></div>\n<div class=\"t m0 x2c h64 ya47 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelneming<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ya48 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 ya49 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas past<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>IAS 39 t<span class=\"_ _1\"></span>oe<span class=\"ls0 ws0\"> </span>voor la<span class=\"_ _1\"></span>nge<span class=\"ls0 ws0\">-</span>termij<span class=\"_ _1\"></span>n belangen <span class=\"_ _1\"></span>(zoals</div>\n<div class=\"t m0 x2c h64 ya4a ff9e fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">intra<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">groep<span class=\"_ _1\"></span>sleningen<span class=\"ws11d\">) i<span class=\"_ _1\"></span>n een geas<span class=\"_ _1\"></span>socieerde </span>deeln<span class=\"_ _1\"></span>eming</span> <span class=\"lsf9 ws124\">of <span class=\"lsed ws111\">een <span class=\"ls107 ws13e\">jo<span class=\"_ _1\"></span>int </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya4b ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">venture die<span class=\"_ _1\"></span> deel uitmak<span class=\"_ _1\"></span>en van <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">net<span class=\"_ _1\"></span>to</span>-</span></span><span class=\"lsed\">investering <span class=\"_ _0\"></span>in die<span class=\"_ _0\"></span> geassoci<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 ya4c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">deelneming <span class=\"_ _1\"></span><span class=\"ws11e\">of joint venture<span class=\"_ _1\"></span>, maar waarvoor de<span class=\"_ _1\"></span> vermogensmethode nie<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 ya4d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt toegepa<span class=\"lsf9 ws124\">s<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 72px; width: 352.969px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 550px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 555px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya4e ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y953 ff9e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verkoop van<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>emingen, bedr<span class=\"_ _1\"></span>ijf<span class=\"ls10b ws13d\">sactivite<span class=\"_ _0\"></span>iten<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">en <span class=\"lsef ws113\">andere </span>vaste </span></span></span></div>\n<div class=\"t m0 xd1 h64 y954 ff9e fs44 fc1d sc0 lsee ws112\" style=\"z-index: 15;\">activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y955 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>(of een gro<span class=\"_ _0\"></span>ep van ac<span class=\"_ _0\"></span>tiva di<span class=\"_ _0\"></span>e wordt af<span class=\"_ _0\"></span>gestot<span class=\"_ _0\"></span>en, zoal<span class=\"_ _0\"></span>s een</div>\n<div class=\"t m0 x2c h64 y956 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming) wordt g<span class=\"_ _1\"></span>eclassificeerd<span class=\"_ _1\"></span> als \u2018aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y957 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop\u2019 al<span class=\"_ _1\"></span>s het onmidd<span class=\"_ _1\"></span>ellijk be<span class=\"_ _1\"></span>schikbaar is <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>in zijn<span class=\"_ _1\"></span> huidige</div>\n<div class=\"t m0 x2c h64 y958 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">staat en als de<span class=\"_ _1\"></span> verkoop zeer waarschi<span class=\"_ _1\"></span>jnlijk is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een verkoop<span class=\"_ _1\"></span> is zeer <span class=\"_ _1\"></span>waarschijnlijk<span class=\"_ _1\"></span> als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95a ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11e\">H<span class=\"_ _1\"></span>et gepaste manageme<span class=\"_ _1\"></span>ntniveau heeft zi<span class=\"_ _1\"></span>ch verbonden tot de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y95b ff9e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95c ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws113\">Er<span class=\"_ _1\"></span> bestaat<span class=\"_ _1\"></span></span><span class=\"ff9e\"> <span class=\"lsed ws112\">een operat<span class=\"_ _0\"></span>ioneel pla<span class=\"_ _0\"></span>n om een kope<span class=\"_ _0\"></span>r te vinden en het<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 y95d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plan te voltooie<span class=\"_ _1\"></span>n;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95e ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Het actief wordt o<span class=\"_ _0\"></span>p actieve wi<span class=\"_ _0\"></span>jze voor verk<span class=\"_ _0\"></span>oop op de mar<span class=\"_ _0\"></span>kt gebrac<span class=\"_ _0\"></span>ht </span></span></div>\n<div class=\"t m0 x69 h64 y95f ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen een p<span class=\"_ _0\"></span>rijs die red<span class=\"_ _0\"></span>elijk is ten op<span class=\"_ _0\"></span>zichte va<span class=\"_ _0\"></span>n zijn actuel<span class=\"_ _0\"></span>e re\u00eble</div>\n<div class=\"t m0 x69 h64 ya55 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarde;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya56 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">De verkoop <span class=\"lsef ws113\">zal </span><span class=\"ws112\">naar ver<span class=\"_ _0\"></span>wachting w<span class=\"_ _0\"></span>orden afge<span class=\"_ _0\"></span>rond bin<span class=\"_ _0\"></span>nen de 12 </span></span></span></div>\n<div class=\"t m0 x69 h64 ya57 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">maande<span class=\"_ _0\"></span>n na de datum van <span class=\"lsef ws11e\">classificatie als \u2018aangehouden<span class=\"_ _1\"></span> voor<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x69 h64 ya58 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkoop<span class=\"ls0 ws0\">\u2019</span><span class=\"ws11e\">;<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e ls10a ws134\">De h<span class=\"lsed ws11d\">andelingen di<span class=\"_ _0\"></span>e nodig z<span class=\"_ _0\"></span>ijn om h<span class=\"_ _0\"></span>et plan t<span class=\"_ _0\"></span>e volto<span class=\"_ _0\"></span>oien geven <span class=\"_ _0\"></span>aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yac1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat het onw<span class=\"_ _0\"></span>aarschi<span class=\"_ _0\"></span>jnlijk is dat<span class=\"_ _0\"></span> belangr<span class=\"_ _0\"></span>ijke wijz<span class=\"_ _0\"></span>igingen aa<span class=\"_ _0\"></span>n het plan</div>\n<div class=\"t m0 x69 h64 yac2 ff9e fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zul<span class=\"lsed\">len word<span class=\"_ _0\"></span>en aangeb<span class=\"_ _0\"></span>racht of dat het<span class=\"_ _0\"></span> plan zal wor<span class=\"_ _0\"></span>den inget<span class=\"_ _0\"></span>rokken.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac3 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac4 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een vast act<span class=\"_ _0\"></span>ief (of <span class=\"ws111\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span><span class=\"lsed\">activa <span class=\"_ _0\"></span>die wordt<span class=\"_ _0\"></span> afgest<span class=\"_ _0\"></span>oten) </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als <span class=\"ls0 ws0\">\u2018</span>aangeho<span class=\"_ _1\"></span>uden voor verkoop<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws111\">wordt</span> </span><span class=\"ws113\">gewaardeerd<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yac6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de laa<span class=\"_ _0\"></span>gste waa<span class=\"_ _0\"></span>rde van de boek<span class=\"_ _0\"></span>waarde e<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde min<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac7 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoopk<span class=\"_ _0\"></span>osten.<span class=\"_ _0\"></span> Verder gel<span class=\"_ _0\"></span>den volgen<span class=\"_ _0\"></span>de kenmerk<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e waardering<span class=\"_ _1\"></span> tegen de<span class=\"_ _1\"></span> laagste waa<span class=\"_ _1\"></span>rde van de<span class=\"_ _1\"></span> boekwaarde<span class=\"_ _1\"></span> en de </span></span></div>\n<div class=\"t m0 x69 h64 yac9 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde min ver<span class=\"_ _0\"></span>koopkost<span class=\"_ _0\"></span>en is niet<span class=\"_ _0\"></span> van toepass<span class=\"_ _0\"></span>ing op activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x69 h64 yaca ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n uitgesl<span class=\"_ _0\"></span>oten van de<span class=\"_ _0\"></span>ze regel, z<span class=\"_ _0\"></span>oals verp<span class=\"_ _0\"></span>lichtinge<span class=\"_ _0\"></span>n uit</div>\n<div class=\"t m0 x69 h64 yacb ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(her)verzeker<span class=\"_ _1\"></span>ing<span class=\"lsed ws11d\">scontrac<span class=\"_ _0\"></span>ten di<span class=\"_ _0\"></span>e in het to<span class=\"_ _0\"></span>epassing<span class=\"_ _0\"></span>sgebie<span class=\"_ _0\"></span>d vallen </span></div>\n<div class=\"t m0 x69 h64 yacc ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van IFRS <span class=\"_ _0\"></span>4, fina<span class=\"_ _0\"></span>nci\u00eble ac<span class=\"_ _0\"></span>tiva die<span class=\"_ _0\"></span> in het t<span class=\"_ _0\"></span>oepassi<span class=\"_ _0\"></span>ngsgebi<span class=\"_ _0\"></span>ed valle<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacd ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IAS 39<span class=\"_ _1\"></span>, uitgestelde<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span> die in<span class=\"_ _1\"></span> het toepas<span class=\"_ _1\"></span>singsgebied</div>\n<div class=\"t m0 x69 h64 yace ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vallen va<span class=\"_ _0\"></span>n IAS 12 en activ<span class=\"_ _0\"></span>a resulter<span class=\"_ _0\"></span>end uit pens<span class=\"_ _0\"></span>ioenpl<span class=\"_ _0\"></span>annen die i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacf ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het toepas<span class=\"lsed ws11d\">singsgebi<span class=\"_ _0\"></span>ed vallen v<span class=\"_ _0\"></span>an IA<span class=\"_ _0\"></span>S 19;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">Vlottende act<span class=\"_ _0\"></span>iva en al<span class=\"_ _0\"></span>le verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n gewaar<span class=\"_ _0\"></span>deerd m<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x69 h64 yad1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de bet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>de IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standaard;</span> </span></div>\n<div class=\"t m0 x1d h64 yad2 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Worden niet afges<span class=\"_ _0\"></span>chreve<span class=\"_ _0\"></span>n of zijn niet<span class=\"_ _0\"></span> onderwor<span class=\"_ _0\"></span>pen aan een </span></span></div>\n<div class=\"t m0 x69 h64 yad3 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad4 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">W<span class=\"_ _1\"></span>orden apart<span class=\"_ _1\"></span> voorgestel<span class=\"lsed\">d in het over<span class=\"_ _0\"></span>zicht v<span class=\"_ _0\"></span>an de fin<span class=\"_ _0\"></span>anci\u00eble po<span class=\"_ _0\"></span>sitie,<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yad5 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder com<span class=\"_ _0\"></span>pensat<span class=\"_ _0\"></span>ie van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad6 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad7 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De datum <span class=\"_ _1\"></span>van verkoop <span class=\"_ _1\"></span>van een doch<span class=\"_ _1\"></span>teronderneming o<span class=\"_ _1\"></span>f van een<span class=\"_ _1\"></span> groep</div>\n<div class=\"t m0 x1d h64 yad8 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van activ<span class=\"_ _0\"></span>a die wordt afg<span class=\"_ _0\"></span>estoten,<span class=\"_ _0\"></span> is de datum<span class=\"_ _0\"></span> waarop de ze<span class=\"_ _0\"></span>ggensch<span class=\"_ _0\"></span>ap</div>\n<div class=\"t m0 x1d h64 yad9 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yada ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadb ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De result<span class=\"_ _0\"></span>aten van een d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>ondernem<span class=\"_ _0\"></span>ing of van een g<span class=\"_ _0\"></span>roep van act<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x1d h64 yadc ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die wordt<span class=\"_ _0\"></span> afgestot<span class=\"_ _0\"></span>en worden op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>de winst<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yadd ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g tot op de datu<span class=\"_ _0\"></span>m van verko<span class=\"_ _0\"></span>op. De wins<span class=\"_ _0\"></span>t of verlies<span class=\"_ _0\"></span> bij</div>\n<div class=\"t m0 x1d h64 yade ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop is<span class=\"_ _0\"></span> het verschi<span class=\"_ _0\"></span>l tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadf ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">De opbrengst van de ve<span class=\"_ _0\"></span><span class=\"lsef ws11e\">rkoop; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yae0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van de ne<span class=\"_ _1\"></span>tto</span><span class=\"ff9e\">-<span class=\"lsed ws112\">activa plus t<span class=\"_ _0\"></span>oewijsb<span class=\"_ _0\"></span>are goodwil<span class=\"_ _0\"></span>l en </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorheen ge<span class=\"_ _1\"></span>accumuleerde b<span class=\"_ _1\"></span>edragen in <span class=\"_ _1\"></span>de overige <span class=\"_ _1\"></span>onderdelen<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x69 h64 yae2 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat (bijvo<span class=\"_ _0\"></span>orbeel<span class=\"_ _0\"></span>d, wisselk<span class=\"_ _0\"></span>oersver<span class=\"_ _0\"></span>schill<span class=\"_ _0\"></span>en en reser<span class=\"_ _0\"></span>ves</div>\n<div class=\"t m0 x69 h64 yae3 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor verkoop).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae4 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yae5 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een be\u00ebindig<span class=\"_ _1\"></span>de bedrijfs<span class=\"lsed ws112\">activiteit is e<span class=\"_ _0\"></span>en deel van Ag<span class=\"_ _0\"></span>eas dat is af<span class=\"_ _0\"></span>gestote<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 yae6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of dat is gecl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd als aa<span class=\"_ _0\"></span>ngehoude<span class=\"_ _0\"></span>n voor verk<span class=\"_ _0\"></span>oop en dat:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae7 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">Ee<span class=\"_ _1\"></span>n afzonderli<span class=\"_ _1\"></span>jke belangri<span class=\"_ _1\"></span>jke bedrij<span class=\"_ _1\"></span>fsactiviteit o<span class=\"_ _1\"></span>f geografisch<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yae8 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsgebie<span class=\"_ _1\"></span>d vertegenwoor<span class=\"_ _1\"></span>digt;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae9 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>eel uitmaak<span class=\"_ _1\"></span>t van een ge<span class=\"_ _1\"></span>co\u00f6rdineerd p<span class=\"_ _1\"></span>lan om een<span class=\"_ _1\"></span> afzonderlij<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x69 h64 yaea ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belangrijke bedr<span class=\"_ _1\"></span>ijfsactivi<span class=\"_ _1\"></span>teit of geografisch bedr<span class=\"_ _1\"></span>ijfsgebied af<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x69 h64 yaeb ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stoten;<span class=\"_ _0\"></span> of <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Een dochterond<span class=\"_ _0\"></span>erneming is<span class=\"_ _0\"></span> die uitsl<span class=\"_ _0\"></span>uitend is ov<span class=\"_ _0\"></span>ergenom<span class=\"_ _0\"></span>en met de </span></span></div>\n<div class=\"t m0 x69 h64 yaed ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bedoel<span class=\"_ _0\"></span>ing te wo<span class=\"_ _0\"></span>rden doo<span class=\"_ _0\"></span>rverkocht<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaee ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaef ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>en op be\u00ebi<span class=\"_ _0\"></span>ndigde bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n afzond<span class=\"_ _0\"></span>erlijk</div>\n<div class=\"t m0 x1d h64 yc1c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in <span class=\"lsed ws11d\">de winst</span></span>- </span><span class=\"ws11e\">en verlies<span class=\"lsed ws111\">rekening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 182px; width: 353.993px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 943px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 98px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 948px; width: 353px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 98px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc1b ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag327": {
   "value": "Ageas SA/NV",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag319": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ybe5 ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfscombina<span class=\"_ _1\"></span>ties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybe6 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer een<span class=\"_ _1\"></span> geheel van<span class=\"_ _1\"></span> verworven ac<span class=\"_ _1\"></span>tiviteiten<span class=\"_ _1\"></span> en activa v<span class=\"_ _1\"></span>oldoet aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybe7 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de defin<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n een bed<span class=\"_ _0\"></span>rijf en d<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span><span class=\"lsef ws11e\">chap erover i<span class=\"_ _1\"></span>s overgedragen </span></div>\n<div class=\"t m0 x1d h64 ybe8 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan Ageas, verwerk<span class=\"_ _1\"></span>t Ageas de bedrij<span class=\"_ _1\"></span>fscombinatie aan<span class=\"_ _1\"></span> de hand van de</div>\n<div class=\"t m0 x1d h64 ybe9 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamemethod<span class=\"_ _1\"></span>e. Om als<span class=\"_ _1\"></span> bedrijf <span class=\"_ _1\"></span>te worden aanz<span class=\"_ _1\"></span>ien, <span class=\"lsed ws112\">moet het gehe<span class=\"_ _0\"></span>el </span></div>\n<div class=\"t m0 x1d h64 ybea ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verw<span class=\"_ _0\"></span>orven ac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en en act<span class=\"_ _0\"></span>iva best<span class=\"_ _0\"></span>aan uit m<span class=\"_ _0\"></span>iddele<span class=\"_ _0\"></span>n en op di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ybeb ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen toegepa<span class=\"_ _1\"></span>ste substa<span class=\"lsed ws11d\">ntieve pro<span class=\"_ _0\"></span>cessen, <span class=\"_ _0\"></span>die same<span class=\"_ _0\"></span>n bijdr<span class=\"_ _0\"></span>agen tot </span></div>\n<div class=\"t m0 x1d h64 ybec ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totsta<span class=\"_ _0\"></span>ndkomin<span class=\"_ _0\"></span>g van een produ<span class=\"_ _0\"></span>ctie. Het ov<span class=\"_ _0\"></span>ergen<span class=\"_ _0\"></span>omen proc<span class=\"_ _0\"></span>es (of</div>\n<div class=\"t m0 x1d h64 ybed ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep van proces<span class=\"_ _1\"></span>sen) is substan<span class=\"_ _1\"></span>tieel als het van cruciaal<span class=\"_ _1\"></span> belang is voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybee ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het vermogen om<span class=\"_ _1\"></span> verworven middelen t<span class=\"_ _1\"></span>ot een productie<span class=\"_ _1\"></span> te ontwikkelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybef ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of in een<span class=\"ls0 ws0\"> </span>prod<span class=\"_ _0\"></span>uctie om te zett<span class=\"_ _0\"></span>en of van cruc<span class=\"_ _0\"></span>iaal bela<span class=\"_ _0\"></span>ng is voor het</div>\n<div class=\"t m0 x1d h64 ybf0 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n om product<span class=\"_ _0\"></span>en te blijv<span class=\"_ _0\"></span>en produce<span class=\"_ _0\"></span>ren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybf1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybf2 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De prijs va<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">een<span class=\"ls0 ws0\"> </span>over<span class=\"_ _1\"></span>name <span class=\"ws11e\">is de overg<span class=\"_ _1\"></span>edragen vergoedin<span class=\"_ _1\"></span>g, welke </span></span></div>\n<div class=\"t m0 x1d h64 ybf3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd word<span class=\"_ _1\"></span>t als de som van de r<span class=\"_ _1\"></span>e\u00eble waarde op overnam<span class=\"_ _1\"></span>edatum</div>\n<div class=\"t m0 x1d h64 ybf4 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en het bedr<span class=\"_ _0\"></span>ag van enig<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">minderheidsbelang in<span class=\"_ _1\"></span> de overgen<span class=\"_ _1\"></span>omen partij<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x1d h64 ybf5 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor elke<span class=\"_ _1\"></span> bedrijfscombina<span class=\"_ _1\"></span>tie heeft Age<span class=\"_ _1\"></span>as de <span class=\"_ _1\"></span><span class=\"lsed ws112\">keuze om<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">enig </span></span></span></div>\n<div class=\"t m0 x1d h64 ybf6 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in de<span class=\"_ _1\"></span> overgenomen<span class=\"_ _1\"></span> partij<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>te waarderen<span class=\"_ _1\"></span> tegen de </span></div>\n<div class=\"t m0 x1d h64 ybf7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e of tegen<span class=\"_ _1\"></span> het evenre<span class=\"_ _1\"></span>dig deel va<span class=\"_ _1\"></span>n het minder<span class=\"_ _1\"></span>heidsbelang <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x1d h64 ybf8 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de identif<span class=\"_ _1\"></span>iceerbar<span class=\"lsed ws112\">e netto<span class=\"ls0 ws0\">-</span>activa va<span class=\"_ _0\"></span>n de overg<span class=\"_ _0\"></span>enomen p<span class=\"_ _0\"></span>artij.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ybf9 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybfa ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een bedrijf<span class=\"_ _1\"></span>scombinatie word<span class=\"_ _1\"></span>t gerealiseerd in<span class=\"_ _1\"></span> verschillende fasen<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ybfb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan wordt h<span class=\"_ _1\"></span>et voorheen<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>aandelenbelang<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 ybfc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgenomen pa<span class=\"_ _1\"></span>rtij geherw<span class=\"_ _1\"></span>aardeerd te<span class=\"_ _1\"></span>gen zijn r<span class=\"_ _1\"></span>e\u00eble waarde o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x1d h64 ybfd ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamedatum<span class=\"_ _1\"></span> en wordt de<span class=\"_ _1\"></span> <span class=\"lsed ws112\">eventue<span class=\"_ _0\"></span>le winst of h<span class=\"_ _0\"></span>et eventuel<span class=\"_ _0\"></span>e verlies di<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ybfe ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">daaruit <span class=\"_ _1\"></span>voortvloeit o<span class=\"_ _1\"></span>pgenomen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11e\">en verlies<span class=\"_ _1\"></span>rekening.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 408px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 413px; width: 353px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ydc8 ffcc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydc9 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwil<span class=\"ws11e\">l van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s na 1 januari 2010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ydca ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij eerste opnam<span class=\"_ _1\"></span>e wordt goodwill<span class=\"_ _1\"></span> gewaardeerd tegen kost<span class=\"_ _1\"></span>prijs, zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydcb ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het pos<span class=\"_ _0\"></span>itieve ve<span class=\"_ _0\"></span>rschil t<span class=\"_ _0\"></span>ussen d<span class=\"_ _0\"></span>e re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de verk<span class=\"_ _0\"></span>rijgings<span class=\"_ _0\"></span>prijs e<span class=\"_ _0\"></span>n: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydcc ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">H<span class=\"_ _1\"></span>et deel <span class=\"_ _1\"></span>van Ageas in <span class=\"_ _1\"></span>de re\u00eble<span class=\"_ _1\"></span> waarde van de<span class=\"_ _1\"></span> identificee<span class=\"_ _1\"></span>rbare </span></span></div>\n<div class=\"t m0 x69 h64 ydcd ffcc fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">acti<span class=\"_ _1\"></span>v<span class=\"lsef ws11d\">a en <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en </span> </span></span></div>\n<div class=\"t m0 x1d h64 ydce ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van en<span class=\"_ _1\"></span>ig eerder aang<span class=\"_ _1\"></span>ehouden bela<span class=\"_ _1\"></span>ng in de </span></span></div>\n<div class=\"t m0 x69 h64 ydcf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd0 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opnamen, w<span class=\"_ _1\"></span>ordt goodwil<span class=\"_ _1\"></span>l gewaardeerd<span class=\"_ _1\"></span> tegen kos<span class=\"_ _1\"></span>tprijs</div>\n<div class=\"t m0 x1d h64 ydd2 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minus even<span class=\"_ _1\"></span>tuele geaccumuleer<span class=\"_ _1\"></span>de bijzondere<span class=\"_ _1\"></span> waardeverm<span class=\"_ _1\"></span>inderingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 177px; width: 357px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 182px; width: 357px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ffd3 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Goodwill van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s v\u00f3\u00f3r 1 januari<span class=\"_ _1\"></span> 2010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ten opzichte va<span class=\"_ _1\"></span>n het hierboven gem<span class=\"_ _1\"></span>elde, gelden de vol<span class=\"_ _1\"></span>gende</div>\n<div class=\"t m0 x2c h64 y8a7 ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Be<span class=\"_ _1\"></span>dri<span class=\"ws11d\">jfscombinat<span class=\"_ _1\"></span>ies werden v<span class=\"_ _1\"></span>erantwoord op <span class=\"_ _1\"></span>basis van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zogenaamde <span class=\"_ _1\"></span>\u2018purchase method<span class=\"_ _1\"></span>\u2019. Direct aa<span class=\"_ _1\"></span>n de overna<span class=\"_ _1\"></span>me</div>\n<div class=\"t m0 x1a0 h64 y8aa ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekoste<span class=\"_ _0\"></span>n maakten <span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>deel uit v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1a0 h64 y8ab ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkrijgingspr<span class=\"_ _1\"></span>ijs. Een<span class=\"_ _1\"></span> eventueel mi<span class=\"_ _1\"></span>nderheidsbelan<span class=\"_ _1\"></span>g werd</div>\n<div class=\"t m0 x1a0 h64 y8ac ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> het proportionele a<span class=\"_ _1\"></span>andeel in de re\u00eb<span class=\"_ _1\"></span>le waarde</div>\n<div class=\"t m0 x1a0 h64 y8ad ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>dentificeerbare<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ae ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">In geval van een stap<span class=\"_ _0\"></span>sgewijz<span class=\"_ _0\"></span>e overname w<span class=\"_ _0\"></span>erd elke 'st<span class=\"_ _0\"></span>ap' </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k verwerkt. El<span class=\"_ _1\"></span>k nieuw <span class=\"_ _1\"></span>verkregen belang<span class=\"_ _1\"></span> had geen<span class=\"_ _1\"></span> effect</div>\n<div class=\"t m0 x1a0 h64 y8b1 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op eerde<span class=\"_ _0\"></span>r verwerk<span class=\"_ _0\"></span>te go<span class=\"_ _0\"></span>odwill.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b2 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Vo<span class=\"_ _1\"></span>o<span class=\"ws11e\">rwaardelijke ver<span class=\"_ _1\"></span>goedingen werden u<span class=\"_ _1\"></span>itsluitend en allee<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als Ageas een<span class=\"_ _1\"></span> verplich<span class=\"_ _1\"></span>ting had en er<span class=\"_ _1\"></span> waarschi<span class=\"_ _1\"></span>jnlijk</div>\n<div class=\"t m0 x1a0 h64 y8b4 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische u<span class=\"_ _1\"></span>itstroom g<span class=\"_ _1\"></span>ing plaatsvind<span class=\"_ _1\"></span>en, waarvan <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8b5 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betrouwbare <span class=\"_ _1\"></span>schatting kon<span class=\"_ _1\"></span> worden gem<span class=\"_ _1\"></span>aakt. Latere<span class=\"_ _1\"></span> aanpassinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de vo<span class=\"_ _1\"></span>orwaardelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>vergoeding had<span class=\"_ _1\"></span>den effect<span class=\"_ _1\"></span> op de good<span class=\"_ _1\"></span>will.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y991 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Goodwi<span class=\"_ _0\"></span>ll is een immat<span class=\"_ _0\"></span>erieel vast<span class=\"_ _0\"></span> actief met<span class=\"_ _0\"></span> een onbep<span class=\"_ _0\"></span>aalde lev<span class=\"_ _0\"></span>ensduur</div>\n<div class=\"t m0 x2c h64 y993 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en, net als all<span class=\"_ _0\"></span>e andere im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste act<span class=\"_ _0\"></span>iva met onb<span class=\"_ _0\"></span>epaalde</div>\n<div class=\"t m0 x2c h64 y994 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur, w<span class=\"_ _1\"></span>ordt de boe<span class=\"_ _1\"></span>kwaarde van <span class=\"_ _1\"></span>d<span class=\"lsed ws112\">eze immat<span class=\"_ _0\"></span>eri\u00eble<span class=\"_ _0\"></span> vaste activa </span></div>\n<div class=\"t m0 x2c h64 y995 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarlijks beoo<span class=\"_ _1\"></span>rdeeld, of frequen<span class=\"_ _1\"></span>ter, als gebeurteni<span class=\"_ _1\"></span>ssen of verande<span class=\"_ _1\"></span>ringen</div>\n<div class=\"t m0 x2c h64 y996 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van omstandig<span class=\"_ _1\"></span>heden aange<span class=\"_ _1\"></span>ven dat een<span class=\"_ _1\"></span> dergelijke <span class=\"_ _1\"></span>boekwaarde n<span class=\"_ _1\"></span>iet</div>\n<div class=\"t m0 x2c h64 y997 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">realiseerbaar<span class=\"_ _1\"></span> is. In d<span class=\"_ _1\"></span>at geval<span class=\"_ _1\"></span> wordt de real<span class=\"_ _1\"></span>iseerbare wa<span class=\"_ _1\"></span>arde bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>kasstroomgenerere<span class=\"_ _1\"></span>nde eenheid w<span class=\"_ _1\"></span>aaraan goodwil<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x2c h64 y999 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegerekend. <span class=\"_ _1\"></span>Deze waarde<span class=\"_ _1\"></span> wordt dan v<span class=\"_ _1\"></span>ergeleken m<span class=\"_ _1\"></span>et de boe<span class=\"_ _1\"></span>kwaarde</div>\n<div class=\"t m0 x2c h64 yc13 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>kasstroomgenereren<span class=\"_ _1\"></span>de eenheid <span class=\"_ _1\"></span>en als <span class=\"_ _1\"></span>de realiseerbar<span class=\"_ _1\"></span>e waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc14 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lager is<span class=\"_ _1\"></span> dan de boek<span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> een bijzo<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 yc15 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverlies <span class=\"_ _1\"></span>verantwoord. Bi<span class=\"_ _1\"></span>j<span class=\"ws11e\">zondere waarde<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yc16 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verminderings<span class=\"_ _1\"></span><span class=\"ws11e\">verliezen worden<span class=\"_ _1\"></span> onmiddellijk veran<span class=\"_ _1\"></span>twoord in de </span></div>\n<div class=\"t m0 x2c h64 yc17 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc19 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval v<span class=\"_ _0\"></span>an een bijzo<span class=\"_ _0\"></span>nder waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>derings<span class=\"_ _0\"></span>verlies v<span class=\"_ _0\"></span>erlaagt</div>\n<div class=\"t m0 x2c h64 yc1a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas eerst<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> aan de ka<span class=\"_ _1\"></span>sstroomgenererende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eenheid toeger<span class=\"_ _1\"></span>ekende goodw<span class=\"_ _1\"></span>ill <span class=\"ws11e\">en vervolge<span class=\"_ _1\"></span>ns de andere acti<span class=\"_ _1\"></span>va van de </span></div>\n<div class=\"t m0 x2c h64 ya3e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenhei<span class=\"_ _0\"></span>d naar rato va<span class=\"_ _0\"></span>n de boekwa<span class=\"_ _0\"></span>arde van elk act<span class=\"_ _0\"></span>ief in de ee<span class=\"_ _0\"></span>nheid.</div>\n<div class=\"t m0 x2c h64 ya3f ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eerder vera<span class=\"_ _1\"></span>ntwoorde bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderings<span class=\"_ _1\"></span>verliezen me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ya40 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot good<span class=\"_ _0\"></span>will wor<span class=\"_ _0\"></span>den niet ter<span class=\"_ _0\"></span>uggeboek<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 315px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 618px; width: 346px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 623px; width: 346px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 628px; width: 346px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag346": {
   "value": "\n<div class=\"t m0 x1d h64 ybe5 ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Bedrijfscombina<span class=\"_ _1\"></span>ties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybe6 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer een<span class=\"_ _1\"></span> geheel van<span class=\"_ _1\"></span> verworven ac<span class=\"_ _1\"></span>tiviteiten<span class=\"_ _1\"></span> en activa v<span class=\"_ _1\"></span>oldoet aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybe7 ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de defin<span class=\"_ _0\"></span>itie va<span class=\"_ _0\"></span>n een bed<span class=\"_ _0\"></span>rijf en d<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span><span class=\"lsef ws11e\">chap erover i<span class=\"_ _1\"></span>s overgedragen </span></div>\n<div class=\"t m0 x1d h64 ybe8 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan Ageas, verwerk<span class=\"_ _1\"></span>t Ageas de bedrij<span class=\"_ _1\"></span>fscombinatie aan<span class=\"_ _1\"></span> de hand van de</div>\n<div class=\"t m0 x1d h64 ybe9 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamemethod<span class=\"_ _1\"></span>e. Om als<span class=\"_ _1\"></span> bedrijf <span class=\"_ _1\"></span>te worden aanz<span class=\"_ _1\"></span>ien, <span class=\"lsed ws112\">moet het gehe<span class=\"_ _0\"></span>el </span></div>\n<div class=\"t m0 x1d h64 ybea ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verw<span class=\"_ _0\"></span>orven ac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en en act<span class=\"_ _0\"></span>iva best<span class=\"_ _0\"></span>aan uit m<span class=\"_ _0\"></span>iddele<span class=\"_ _0\"></span>n en op di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ybeb ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen toegepa<span class=\"_ _1\"></span>ste substa<span class=\"lsed ws11d\">ntieve pro<span class=\"_ _0\"></span>cessen, <span class=\"_ _0\"></span>die same<span class=\"_ _0\"></span>n bijdr<span class=\"_ _0\"></span>agen tot </span></div>\n<div class=\"t m0 x1d h64 ybec ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de totsta<span class=\"_ _0\"></span>ndkomin<span class=\"_ _0\"></span>g van een produ<span class=\"_ _0\"></span>ctie. Het ov<span class=\"_ _0\"></span>ergen<span class=\"_ _0\"></span>omen proc<span class=\"_ _0\"></span>es (of</div>\n<div class=\"t m0 x1d h64 ybed ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groep van proces<span class=\"_ _1\"></span>sen) is substan<span class=\"_ _1\"></span>tieel als het van cruciaal<span class=\"_ _1\"></span> belang is voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybee ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het vermogen om<span class=\"_ _1\"></span> verworven middelen t<span class=\"_ _1\"></span>ot een productie<span class=\"_ _1\"></span> te ontwikkelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ybef ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of in een<span class=\"ls0 ws0\"> </span>prod<span class=\"_ _0\"></span>uctie om te zett<span class=\"_ _0\"></span>en of van cruc<span class=\"_ _0\"></span>iaal bela<span class=\"_ _0\"></span>ng is voor het</div>\n<div class=\"t m0 x1d h64 ybf0 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n om product<span class=\"_ _0\"></span>en te blijv<span class=\"_ _0\"></span>en produce<span class=\"_ _0\"></span>ren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybf1 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybf2 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De prijs va<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">een<span class=\"ls0 ws0\"> </span>over<span class=\"_ _1\"></span>name <span class=\"ws11e\">is de overg<span class=\"_ _1\"></span>edragen vergoedin<span class=\"_ _1\"></span>g, welke </span></span></div>\n<div class=\"t m0 x1d h64 ybf3 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd word<span class=\"_ _1\"></span>t als de som van de r<span class=\"_ _1\"></span>e\u00eble waarde op overnam<span class=\"_ _1\"></span>edatum</div>\n<div class=\"t m0 x1d h64 ybf4 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en het bedr<span class=\"_ _0\"></span>ag van enig<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">minderheidsbelang in<span class=\"_ _1\"></span> de overgen<span class=\"_ _1\"></span>omen partij<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x1d h64 ybf5 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor elke<span class=\"_ _1\"></span> bedrijfscombina<span class=\"_ _1\"></span>tie heeft Age<span class=\"_ _1\"></span>as de <span class=\"_ _1\"></span><span class=\"lsed ws112\">keuze om<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws111\">enig </span></span></span></div>\n<div class=\"t m0 x1d h64 ybf6 ff99 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in de<span class=\"_ _1\"></span> overgenomen<span class=\"_ _1\"></span> partij<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>te waarderen<span class=\"_ _1\"></span> tegen de </span></div>\n<div class=\"t m0 x1d h64 ybf7 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e of tegen<span class=\"_ _1\"></span> het evenre<span class=\"_ _1\"></span>dig deel va<span class=\"_ _1\"></span>n het minder<span class=\"_ _1\"></span>heidsbelang <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x1d h64 ybf8 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de identif<span class=\"_ _1\"></span>iceerbar<span class=\"lsed ws112\">e netto<span class=\"ls0 ws0\">-</span>activa va<span class=\"_ _0\"></span>n de overg<span class=\"_ _0\"></span>enomen p<span class=\"_ _0\"></span>artij.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ybf9 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ybfa ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een bedrijf<span class=\"_ _1\"></span>scombinatie word<span class=\"_ _1\"></span>t gerealiseerd in<span class=\"_ _1\"></span> verschillende fasen<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 ybfb ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan wordt h<span class=\"_ _1\"></span>et voorheen<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>aandelenbelang<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 ybfc ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgenomen pa<span class=\"_ _1\"></span>rtij geherw<span class=\"_ _1\"></span>aardeerd te<span class=\"_ _1\"></span>gen zijn r<span class=\"_ _1\"></span>e\u00eble waarde o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x1d h64 ybfd ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overnamedatum<span class=\"_ _1\"></span> en wordt de<span class=\"_ _1\"></span> <span class=\"lsed ws112\">eventue<span class=\"_ _0\"></span>le winst of h<span class=\"_ _0\"></span>et eventuel<span class=\"_ _0\"></span>e verlies di<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ybfe ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">daaruit <span class=\"_ _1\"></span>voortvloeit o<span class=\"_ _1\"></span>pgenomen in <span class=\"_ _1\"></span>de winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11e\">en verlies<span class=\"_ _1\"></span>rekening.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 488px; height: 408px; width: 353px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag353": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ybff ff99 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc00 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n zijn die entit<span class=\"_ _0\"></span>eiten wa<span class=\"_ _0\"></span>arin Ageas<span class=\"_ _0\"></span>, direct of</div>\n<div class=\"t m0 x1d h64 yc01 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">indirect, het<span class=\"_ _1\"></span> financi\u00eble en<span class=\"_ _1\"></span> operationele beleid<span class=\"_ _1\"></span> kan sturen teneinde<span class=\"_ _1\"></span> er</div>\n<div class=\"t m0 x1d h64 yc02 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en uit te hal<span class=\"_ _0\"></span>en (\u2018zegge<span class=\"_ _0\"></span>nschap<span class=\"_ _0\"></span>\u2019). Bij de evalu<span class=\"_ _0\"></span>atie <span class=\"ws11d\">of A<span class=\"_ _0\"></span>geas </span></div>\n<div class=\"t m0 x1d h64 yc03 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggenschap hee<span class=\"_ _1\"></span>ft over een andere <span class=\"lsf9 ws124\">entiteit, <span class=\"_ _1\"></span></span>houdt Agea<span class=\"lsed ws112\">s rekening met </span></div>\n<div class=\"t m0 x1d h64 yc04 ff99 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het <span class=\"ws112\">besta<span class=\"_ _0\"></span>an en <span class=\"ws111\">het <span class=\"ws11d\">effect v<span class=\"_ _0\"></span>an pot<span class=\"_ _0\"></span>enti\u00eble s<span class=\"_ _0\"></span>temrecht<span class=\"_ _0\"></span>en<span class=\"lsef ws11e\">, die actueel </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yc05 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitvoerbaar <span class=\"_ _1\"></span>of conver<span class=\"_ _1\"></span>teerbaar zijn<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc06 ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc07 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen worden<span class=\"_ _1\"></span> geconsolideer<span class=\"_ _1\"></span>d vanaf de <span class=\"_ _1\"></span>datum van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc08 ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van de eff<span class=\"_ _0\"></span>ectiev<span class=\"_ _0\"></span>e zeggens<span class=\"_ _0\"></span>chap tot op de ei<span class=\"_ _0\"></span>nddatu<span class=\"_ _0\"></span>m van</div>\n<div class=\"t m0 x1d h64 yc09 ff99 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze zegge<span class=\"ws113\">ns<span class=\"_ _1\"></span>chap. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc0a ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0b ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n die uitsluit<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n verworve<span class=\"_ _0\"></span>n met de bedo<span class=\"_ _0\"></span>eling</div>\n<div class=\"t m0 x1d h64 yc0c ff99 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">te worde<span class=\"_ _0\"></span>n doorv<span class=\"_ _0\"></span>erkocht, w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span><span class=\"lsee ws112\">geclassificeerd<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">als activa<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yc0d ff99 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc0e ff99 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc0f ff99 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Alle<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">intra</span>-<span class=\"lsed ws112\">groepstra<span class=\"_ _0\"></span>nsacties<span class=\"_ _0\"></span> (saldi en wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen uit<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ies </span></span></div>\n<div class=\"t m0 x1d h64 yc10 ff99 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tussen onderne<span class=\"_ _1\"></span>mingen van Ageas) worden<span class=\"_ _1\"></span> ge\u00eblimineerd<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 282px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 287px; width: 353px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag333": {
   "value": "\n<div class=\"t m0 x2c h64 y8a5 ff9e fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Gedeelt<span class=\"_ _0\"></span>elijke ver<span class=\"_ _0\"></span>koop van e<span class=\"_ _0\"></span>en belang in e<span class=\"_ _0\"></span>en dochter<span class=\"_ _0\"></span>ondern<span class=\"_ _0\"></span>eming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Winsten of verl<span class=\"_ _1\"></span>iezen op de gedeelte<span class=\"_ _1\"></span>lijke verkoop van<span class=\"_ _1\"></span> een belang i<span class=\"lsed ws112\">n een </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming worden als vol<span class=\"_ _1\"></span>gt verwerkt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff9e fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">i)<span class=\"ffa0 ls0 ws0\"> <span class=\"_ _3f\"> </span></span><span class=\"lsed ws11d\">Als er g<span class=\"_ _0\"></span>een verl<span class=\"_ _0\"></span>ies is van <span class=\"_ _0\"></span>zeggen<span class=\"_ _0\"></span>schap, w<span class=\"_ _0\"></span>ordt de t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s een eigen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">vermoge<span class=\"_ _0\"></span>nstrans<span class=\"_ _0\"></span>actie (d.w<span class=\"_ _0\"></span>.z. als een </span></span></div>\n<div class=\"t m0 x1a0 h64 y8aa ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">transactie met<span class=\"_ _1\"></span> de eigenaars in<span class=\"_ _1\"></span> hun hoedanigheid van<span class=\"_ _1\"></span> eigenaars); of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff9e fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">ii)<span class=\"ffa0 ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"lsed ws112\">Als er een verlies<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">is van zeggenschap, </span></span>wordt de trans<span class=\"_ _0\"></span>actie verw<span class=\"_ _0\"></span>erkt </span></div>\n<div class=\"t m0 x1a0 h64 y8ac ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de <span class=\"ls10c ws13b\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></span><span class=\"ws11d\">en verlies<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng, op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n het tot<span class=\"_ _0\"></span>ale bela<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">Enig </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ad ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belang aangeh<span class=\"_ _1\"></span>ouden in <span class=\"_ _1\"></span>de voormalige <span class=\"_ _1\"></span><span class=\"ws11e\">dochteronderneming<span class=\"_ _1\"></span> wordt </span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span><span class=\"ws11e\">aan zijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">re\u00eble waarde<span class=\"_ _1\"></span> op het<span class=\"ls0 ws0\"> </span></span></span>oge<span class=\"_ _1\"></span>nblik<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">van verlies van </span></span></div>\n<div class=\"t m0 x1a0 h64 y8af ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de zeggen<span class=\"lsed\">schap. Als het<span class=\"_ _0\"></span> verlies<span class=\"_ _0\"></span> van de z<span class=\"_ _0\"></span>eggensc<span class=\"_ _0\"></span>hap het<span class=\"_ _0\"></span> gevolg is<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">monetaire<span class=\"_ _1\"></span> vergoedi<span class=\"_ _1\"></span>ng</span> <span class=\"lsef ws11d\">van een<span class=\"_ _1\"></span> dochteronder<span class=\"_ _1\"></span>neming </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan een gea<span class=\"_ _1\"></span>ssocieerde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">deelneming of j<span class=\"_ _1\"></span>oint venture<span class=\"_ _1\"></span>, dan wordt het </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff9e fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">resultaat slechts <span class=\"lsef ws11d\">in aanmer<span class=\"_ _1\"></span>king genomen a<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsed\">rato van het<span class=\"_ _0\"></span> aan de </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">andere i<span class=\"_ _0\"></span>nves<span class=\"lsef ws11e\">teerders overgedragen pro<span class=\"_ _1\"></span>centuele belang in<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1a0 h64 y8b4 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming<span class=\"ws11e\">, wat resulteer<span class=\"_ _1\"></span>t in een<span class=\"ls0 ws0\"> </span></span>gedee<span class=\"_ _1\"></span>ltelijke</div>\n<div class=\"t m0 x1a0 h64 y8b5 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultaatser<span class=\"_ _1\"></span>kenning<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 835px; height: 271px; width: 351px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag357": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y92f ff9e fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Geassocieerde<span class=\"_ _1\"></span> <span class=\"lsed ws111\">deelnemi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y991 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een geassoc<span class=\"_ _1\"></span>ieerde deelnem<span class=\"_ _1\"></span>ing is een <span class=\"_ _1\"></span>entiteit wa<span class=\"_ _1\"></span>arover Agea<span class=\"_ _1\"></span>s een</div>\n<div class=\"t m0 x2c h64 y992 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed v<span class=\"_ _0\"></span>an beteke<span class=\"_ _0\"></span>nis heeft op h<span class=\"_ _0\"></span>et <span class=\"lsef ws11e\">financi\u00eble en oper<span class=\"_ _1\"></span>ationele beleid<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x2c h64 y993 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder er ze<span class=\"_ _0\"></span>ggensc<span class=\"_ _0\"></span>hap of gedeel<span class=\"_ _0\"></span>de zegge<span class=\"_ _0\"></span>nschap ov<span class=\"_ _0\"></span>er te hebben.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Investeringen<span class=\"_ _1\"></span> in geassoci<span class=\"_ _1\"></span>eerde deelnemin<span class=\"_ _1\"></span>gen worden ge<span class=\"_ _1\"></span>waardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">methode. B<span class=\"_ _0\"></span>ij initi\u00ebl<span class=\"_ _0\"></span>e opname, wo<span class=\"_ _0\"></span>rdt de deel<span class=\"_ _0\"></span>neming </span></span></div>\n<div class=\"t m0 x2c h64 y997 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> kost<span class=\"lsed ws112\">prijs, waar<span class=\"_ _0\"></span>bij trans<span class=\"_ _0\"></span>actiek<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y998 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meegenomen. <span class=\"_ _1\"></span>Daarna wordt h<span class=\"_ _1\"></span>et aandeel<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span> in de win<span class=\"_ _1\"></span>st of</div>\n<div class=\"t m0 x2c h64 y999 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlies va<span class=\"_ _1\"></span>n de deelnemi<span class=\"_ _1\"></span>ng opgenomen <span class=\"_ _1\"></span>in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span><span class=\"lsed\">en verliesr<span class=\"_ _0\"></span>ekening </span></div>\n<div class=\"t m0 x2c h64 yc13 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder de l<span class=\"_ _1\"></span>ijn \u2018Aandeel<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>resultaat van<span class=\"_ _1\"></span> de inves<span class=\"_ _1\"></span>teringen volg<span class=\"_ _1\"></span>ens de</div>\n<div class=\"t m0 x2c h64 yc14 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">equity<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">methode\u2019</span></span><span class=\"ws11d\">. Wijzigingen in<span class=\"_ _1\"></span> Ageas\u2019 aan<span class=\"_ _1\"></span>deel in <span class=\"_ _1\"></span>het propor<span class=\"_ _1\"></span>tionele </span></div>\n<div class=\"t m0 x2c h64 yc15 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belang va<span class=\"_ _0\"></span>n de deelnem<span class=\"_ _0\"></span>ing worde<span class=\"_ _0\"></span>n erkend in d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 yc16 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Uitk<span class=\"_ _0\"></span>eringen di<span class=\"_ _0\"></span>e Ageas ontv<span class=\"_ _0\"></span>angt van e<span class=\"_ _0\"></span>en deelnem<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 yc17 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlage<span class=\"_ _0\"></span>n de boek<span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws135\">in join<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">t ventures,<span class=\"_ _1\"></span> waarbij<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de gezamenlij<span class=\"_ _0\"></span>ke<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">zeggenschap</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yc1a ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht geeft<span class=\"_ _0\"></span> tot de netto<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">activa va<span class=\"_ _0\"></span>n de joint<span class=\"_ _0\"></span> venture,<span class=\"_ _0\"></span> worden </span></span></div>\n<div class=\"t m0 x2c h64 ya3d ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>als geassoci<span class=\"_ _1\"></span>eerde deelne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 520px; height: 40px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya3e ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3f ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winste<span class=\"_ _0\"></span>n op tran<span class=\"_ _0\"></span>sacties t<span class=\"_ _0\"></span>ussen A<span class=\"_ _0\"></span>geas en <span class=\"lsef\">deelnemingen die worden </span></div>\n<div class=\"t m0 x2c h64 ya40 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>volgens <span class=\"ws11e\">de<span class=\"_ _1\"></span> equity<span class=\"ls0 ws0\">-</span></span>met<span class=\"_ _1\"></span>hode<span class=\"ls0 ws0\">, </span><span class=\"ws11d\">word<span class=\"_ _1\"></span>en ge\u00eblimineer<span class=\"_ _1\"></span>d naar rat<span class=\"_ _1\"></span>o van </span></div>\n<div class=\"t m0 x2c h64 ya41 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het aandee<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\">V</span>erliez<span class=\"_ _1\"></span>en worden e<span class=\"_ _1\"></span>veneens ge\u00eblim<span class=\"_ _1\"></span>ineerd, ten<span class=\"_ _1\"></span>zij</div>\n<div class=\"t m0 x2c h64 ya42 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit de trans<span class=\"_ _0\"></span>actie bli<span class=\"_ _0\"></span>jkt dat het ov<span class=\"_ _0\"></span>ergedrag<span class=\"_ _0\"></span>en actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya43 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Verliezen worden<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">to<span class=\"_ _1\"></span>tda<span class=\"lsf9 ws124\">t </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> investering i<span class=\"_ _1\"></span>s afgeboekt <span class=\"_ _1\"></span>tot nul. Ve<span class=\"_ _1\"></span>rdere</div>\n<div class=\"t m0 x2c h64 ya45 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verliezen w<span class=\"_ _1\"></span>orden alleen<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">voor zover Agea<span class=\"_ _0\"></span>s gehouden is<span class=\"_ _0\"></span> aan in </span></span></span></div>\n<div class=\"t m0 x2c h64 ya46 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechte af<span class=\"_ _0\"></span>dwingb<span class=\"_ _0\"></span>are of feitel<span class=\"_ _0\"></span>ijke verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen <span class=\"lsef ws11e\">in naam van de </span></div>\n<div class=\"t m0 x2c h64 ya47 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelneming<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ya48 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 ya49 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas past<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>IAS 39 t<span class=\"_ _1\"></span>oe<span class=\"ls0 ws0\"> </span>voor la<span class=\"_ _1\"></span>nge<span class=\"ls0 ws0\">-</span>termij<span class=\"_ _1\"></span>n belangen <span class=\"_ _1\"></span>(zoals</div>\n<div class=\"t m0 x2c h64 ya4a ff9e fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">intra<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">groep<span class=\"_ _1\"></span>sleningen<span class=\"ws11d\">) i<span class=\"_ _1\"></span>n een geas<span class=\"_ _1\"></span>socieerde </span>deeln<span class=\"_ _1\"></span>eming</span> <span class=\"lsf9 ws124\">of <span class=\"lsed ws111\">een <span class=\"ls107 ws13e\">jo<span class=\"_ _1\"></span>int </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya4b ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">venture die<span class=\"_ _1\"></span> deel uitmak<span class=\"_ _1\"></span>en van <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">net<span class=\"_ _1\"></span>to</span>-</span></span><span class=\"lsed\">investering <span class=\"_ _0\"></span>in die<span class=\"_ _0\"></span> geassoci<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 ya4c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">deelneming <span class=\"_ _1\"></span><span class=\"ws11e\">of joint venture<span class=\"_ _1\"></span>, maar waarvoor de<span class=\"_ _1\"></span> vermogensmethode nie<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 ya4d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt toegepa<span class=\"lsf9 ws124\">s<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 72px; width: 352.969px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 550px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 555px; width: 353px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag335": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y92f ff9e fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Geassocieerde<span class=\"_ _1\"></span> <span class=\"lsed ws111\">deelnemi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y991 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een geassoc<span class=\"_ _1\"></span>ieerde deelnem<span class=\"_ _1\"></span>ing is een <span class=\"_ _1\"></span>entiteit wa<span class=\"_ _1\"></span>arover Agea<span class=\"_ _1\"></span>s een</div>\n<div class=\"t m0 x2c h64 y992 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed v<span class=\"_ _0\"></span>an beteke<span class=\"_ _0\"></span>nis heeft op h<span class=\"_ _0\"></span>et <span class=\"lsef ws11e\">financi\u00eble en oper<span class=\"_ _1\"></span>ationele beleid<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x2c h64 y993 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder er ze<span class=\"_ _0\"></span>ggensc<span class=\"_ _0\"></span>hap of gedeel<span class=\"_ _0\"></span>de zegge<span class=\"_ _0\"></span>nschap ov<span class=\"_ _0\"></span>er te hebben.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y994 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Investeringen<span class=\"_ _1\"></span> in geassoci<span class=\"_ _1\"></span>eerde deelnemin<span class=\"_ _1\"></span>gen worden ge<span class=\"_ _1\"></span>waardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">methode. B<span class=\"_ _0\"></span>ij initi\u00ebl<span class=\"_ _0\"></span>e opname, wo<span class=\"_ _0\"></span>rdt de deel<span class=\"_ _0\"></span>neming </span></span></div>\n<div class=\"t m0 x2c h64 y997 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> kost<span class=\"lsed ws112\">prijs, waar<span class=\"_ _0\"></span>bij trans<span class=\"_ _0\"></span>actiek<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y998 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meegenomen. <span class=\"_ _1\"></span>Daarna wordt h<span class=\"_ _1\"></span>et aandeel<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span> in de win<span class=\"_ _1\"></span>st of</div>\n<div class=\"t m0 x2c h64 y999 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlies va<span class=\"_ _1\"></span>n de deelnemi<span class=\"_ _1\"></span>ng opgenomen <span class=\"_ _1\"></span>in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- </span><span class=\"lsed\">en verliesr<span class=\"_ _0\"></span>ekening </span></div>\n<div class=\"t m0 x2c h64 yc13 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder de l<span class=\"_ _1\"></span>ijn \u2018Aandeel<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>resultaat van<span class=\"_ _1\"></span> de inves<span class=\"_ _1\"></span>teringen volg<span class=\"_ _1\"></span>ens de</div>\n<div class=\"t m0 x2c h64 yc14 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">equity<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">methode\u2019</span></span><span class=\"ws11d\">. Wijzigingen in<span class=\"_ _1\"></span> Ageas\u2019 aan<span class=\"_ _1\"></span>deel in <span class=\"_ _1\"></span>het propor<span class=\"_ _1\"></span>tionele </span></div>\n<div class=\"t m0 x2c h64 yc15 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belang va<span class=\"_ _0\"></span>n de deelnem<span class=\"_ _0\"></span>ing worde<span class=\"_ _0\"></span>n erkend in d<span class=\"_ _0\"></span>e overige o<span class=\"_ _0\"></span>nderdel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 yc16 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat. Uitk<span class=\"_ _0\"></span>eringen di<span class=\"_ _0\"></span>e Ageas ontv<span class=\"_ _0\"></span>angt van e<span class=\"_ _0\"></span>en deelnem<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x2c h64 yc17 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlage<span class=\"_ _0\"></span>n de boek<span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de inv<span class=\"_ _0\"></span>esteri<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws135\">in join<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">t ventures,<span class=\"_ _1\"></span> waarbij<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de gezamenlij<span class=\"_ _0\"></span>ke<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">zeggenschap</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yc1a ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht geeft<span class=\"_ _0\"></span> tot de netto<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">activa va<span class=\"_ _0\"></span>n de joint<span class=\"_ _0\"></span> venture,<span class=\"_ _0\"></span> worden </span></span></div>\n<div class=\"t m0 x2c h64 ya3d ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>als geassoci<span class=\"_ _1\"></span>eerde deelne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 520px; height: 40px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya3e ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3f ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winste<span class=\"_ _0\"></span>n op tran<span class=\"_ _0\"></span>sacties t<span class=\"_ _0\"></span>ussen A<span class=\"_ _0\"></span>geas en <span class=\"lsef\">deelnemingen die worden </span></div>\n<div class=\"t m0 x2c h64 ya40 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>volgens <span class=\"ws11e\">de<span class=\"_ _1\"></span> equity<span class=\"ls0 ws0\">-</span></span>met<span class=\"_ _1\"></span>hode<span class=\"ls0 ws0\">, </span><span class=\"ws11d\">word<span class=\"_ _1\"></span>en ge\u00eblimineer<span class=\"_ _1\"></span>d naar rat<span class=\"_ _1\"></span>o van </span></div>\n<div class=\"t m0 x2c h64 ya41 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het aandee<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\">V</span>erliez<span class=\"_ _1\"></span>en worden e<span class=\"_ _1\"></span>veneens ge\u00eblim<span class=\"_ _1\"></span>ineerd, ten<span class=\"_ _1\"></span>zij</div>\n<div class=\"t m0 x2c h64 ya42 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit de trans<span class=\"_ _0\"></span>actie bli<span class=\"_ _0\"></span>jkt dat het ov<span class=\"_ _0\"></span>ergedrag<span class=\"_ _0\"></span>en actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya43 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Verliezen worden<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">to<span class=\"_ _1\"></span>tda<span class=\"lsf9 ws124\">t </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> investering i<span class=\"_ _1\"></span>s afgeboekt <span class=\"_ _1\"></span>tot nul. Ve<span class=\"_ _1\"></span>rdere</div>\n<div class=\"t m0 x2c h64 ya45 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verliezen w<span class=\"_ _1\"></span>orden alleen<span class=\"_ _1\"></span> <span class=\"ws113\">erkend<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">voor zover Agea<span class=\"_ _0\"></span>s gehouden is<span class=\"_ _0\"></span> aan in </span></span></span></div>\n<div class=\"t m0 x2c h64 ya46 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechte af<span class=\"_ _0\"></span>dwingb<span class=\"_ _0\"></span>are of feitel<span class=\"_ _0\"></span>ijke verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen <span class=\"lsef ws11e\">in naam van de </span></div>\n<div class=\"t m0 x2c h64 ya47 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelneming<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 ya48 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 ya49 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas past<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>IAS 39 t<span class=\"_ _1\"></span>oe<span class=\"ls0 ws0\"> </span>voor la<span class=\"_ _1\"></span>nge<span class=\"ls0 ws0\">-</span>termij<span class=\"_ _1\"></span>n belangen <span class=\"_ _1\"></span>(zoals</div>\n<div class=\"t m0 x2c h64 ya4a ff9e fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">intra<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">groep<span class=\"_ _1\"></span>sleningen<span class=\"ws11d\">) i<span class=\"_ _1\"></span>n een geas<span class=\"_ _1\"></span>socieerde </span>deeln<span class=\"_ _1\"></span>eming</span> <span class=\"lsf9 ws124\">of <span class=\"lsed ws111\">een <span class=\"ls107 ws13e\">jo<span class=\"_ _1\"></span>int </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya4b ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">venture die<span class=\"_ _1\"></span> deel uitmak<span class=\"_ _1\"></span>en van <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">net<span class=\"_ _1\"></span>to</span>-</span></span><span class=\"lsed\">investering <span class=\"_ _0\"></span>in die<span class=\"_ _0\"></span> geassoci<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 ya4c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">deelneming <span class=\"_ _1\"></span><span class=\"ws11e\">of joint venture<span class=\"_ _1\"></span>, maar waarvoor de<span class=\"_ _1\"></span> vermogensmethode nie<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 ya4d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt toegepa<span class=\"lsf9 ws124\">s<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 72px; width: 352.969px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 550px; width: 353px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag336": {
   "value": "\n<div class=\"t m0 x2c h64 yc19 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws135\">in join<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">t ventures,<span class=\"_ _1\"></span> waarbij<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de gezamenlij<span class=\"_ _0\"></span>ke<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">zeggenschap</span> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 yc1a ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht geeft<span class=\"_ _0\"></span> tot de netto<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">activa va<span class=\"_ _0\"></span>n de joint<span class=\"_ _0\"></span> venture,<span class=\"_ _0\"></span> worden </span></span></div>\n<div class=\"t m0 x2c h64 ya3d ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>als geassoci<span class=\"_ _1\"></span>eerde deelne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 520px; height: 40px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya49 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas past<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">de standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span>IAS 39 t<span class=\"_ _1\"></span>oe<span class=\"ls0 ws0\"> </span>voor la<span class=\"_ _1\"></span>nge<span class=\"ls0 ws0\">-</span>termij<span class=\"_ _1\"></span>n belangen <span class=\"_ _1\"></span>(zoals</div>\n<div class=\"t m0 x2c h64 ya4a ff9e fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">intra<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">groep<span class=\"_ _1\"></span>sleningen<span class=\"ws11d\">) i<span class=\"_ _1\"></span>n een geas<span class=\"_ _1\"></span>socieerde </span>deeln<span class=\"_ _1\"></span>eming</span> <span class=\"lsf9 ws124\">of <span class=\"lsed ws111\">een <span class=\"ls107 ws13e\">jo<span class=\"_ _1\"></span>int </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ya4b ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">venture die<span class=\"_ _1\"></span> deel uitmak<span class=\"_ _1\"></span>en van <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">net<span class=\"_ _1\"></span>to</span>-</span></span><span class=\"lsed\">investering <span class=\"_ _0\"></span>in die<span class=\"_ _0\"></span> geassoci<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 ya4c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">deelneming <span class=\"_ _1\"></span><span class=\"ws11e\">of joint venture<span class=\"_ _1\"></span>, maar waarvoor de<span class=\"_ _1\"></span> vermogensmethode nie<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 ya4d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt toegepa<span class=\"lsf9 ws124\">s<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 72px; width: 352.969px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsInJointVentures",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag340": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y953 ff9e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verkoop van<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>emingen, bedr<span class=\"_ _1\"></span>ijf<span class=\"ls10b ws13d\">sactivite<span class=\"_ _0\"></span>iten<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">en <span class=\"lsef ws113\">andere </span>vaste </span></span></span></div>\n<div class=\"t m0 xd1 h64 y954 ff9e fs44 fc1d sc0 lsee ws112\" style=\"z-index: 15;\">activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y955 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>(of een gro<span class=\"_ _0\"></span>ep van ac<span class=\"_ _0\"></span>tiva di<span class=\"_ _0\"></span>e wordt af<span class=\"_ _0\"></span>gestot<span class=\"_ _0\"></span>en, zoal<span class=\"_ _0\"></span>s een</div>\n<div class=\"t m0 x2c h64 y956 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming) wordt g<span class=\"_ _1\"></span>eclassificeerd<span class=\"_ _1\"></span> als \u2018aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y957 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop\u2019 al<span class=\"_ _1\"></span>s het onmidd<span class=\"_ _1\"></span>ellijk be<span class=\"_ _1\"></span>schikbaar is <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>in zijn<span class=\"_ _1\"></span> huidige</div>\n<div class=\"t m0 x2c h64 y958 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">staat en als de<span class=\"_ _1\"></span> verkoop zeer waarschi<span class=\"_ _1\"></span>jnlijk is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een verkoop<span class=\"_ _1\"></span> is zeer <span class=\"_ _1\"></span>waarschijnlijk<span class=\"_ _1\"></span> als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95a ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11e\">H<span class=\"_ _1\"></span>et gepaste manageme<span class=\"_ _1\"></span>ntniveau heeft zi<span class=\"_ _1\"></span>ch verbonden tot de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y95b ff9e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95c ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws113\">Er<span class=\"_ _1\"></span> bestaat<span class=\"_ _1\"></span></span><span class=\"ff9e\"> <span class=\"lsed ws112\">een operat<span class=\"_ _0\"></span>ioneel pla<span class=\"_ _0\"></span>n om een kope<span class=\"_ _0\"></span>r te vinden en het<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 y95d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plan te voltooie<span class=\"_ _1\"></span>n;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95e ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Het actief wordt o<span class=\"_ _0\"></span>p actieve wi<span class=\"_ _0\"></span>jze voor verk<span class=\"_ _0\"></span>oop op de mar<span class=\"_ _0\"></span>kt gebrac<span class=\"_ _0\"></span>ht </span></span></div>\n<div class=\"t m0 x69 h64 y95f ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen een p<span class=\"_ _0\"></span>rijs die red<span class=\"_ _0\"></span>elijk is ten op<span class=\"_ _0\"></span>zichte va<span class=\"_ _0\"></span>n zijn actuel<span class=\"_ _0\"></span>e re\u00eble</div>\n<div class=\"t m0 x69 h64 ya55 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarde;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya56 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">De verkoop <span class=\"lsef ws113\">zal </span><span class=\"ws112\">naar ver<span class=\"_ _0\"></span>wachting w<span class=\"_ _0\"></span>orden afge<span class=\"_ _0\"></span>rond bin<span class=\"_ _0\"></span>nen de 12 </span></span></span></div>\n<div class=\"t m0 x69 h64 ya57 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">maande<span class=\"_ _0\"></span>n na de datum van <span class=\"lsef ws11e\">classificatie als \u2018aangehouden<span class=\"_ _1\"></span> voor<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x69 h64 ya58 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkoop<span class=\"ls0 ws0\">\u2019</span><span class=\"ws11e\">;<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e ls10a ws134\">De h<span class=\"lsed ws11d\">andelingen di<span class=\"_ _0\"></span>e nodig z<span class=\"_ _0\"></span>ijn om h<span class=\"_ _0\"></span>et plan t<span class=\"_ _0\"></span>e volto<span class=\"_ _0\"></span>oien geven <span class=\"_ _0\"></span>aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yac1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat het onw<span class=\"_ _0\"></span>aarschi<span class=\"_ _0\"></span>jnlijk is dat<span class=\"_ _0\"></span> belangr<span class=\"_ _0\"></span>ijke wijz<span class=\"_ _0\"></span>igingen aa<span class=\"_ _0\"></span>n het plan</div>\n<div class=\"t m0 x69 h64 yac2 ff9e fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zul<span class=\"lsed\">len word<span class=\"_ _0\"></span>en aangeb<span class=\"_ _0\"></span>racht of dat het<span class=\"_ _0\"></span> plan zal wor<span class=\"_ _0\"></span>den inget<span class=\"_ _0\"></span>rokken.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac3 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac4 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een vast act<span class=\"_ _0\"></span>ief (of <span class=\"ws111\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span><span class=\"lsed\">activa <span class=\"_ _0\"></span>die wordt<span class=\"_ _0\"></span> afgest<span class=\"_ _0\"></span>oten) </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als <span class=\"ls0 ws0\">\u2018</span>aangeho<span class=\"_ _1\"></span>uden voor verkoop<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws111\">wordt</span> </span><span class=\"ws113\">gewaardeerd<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yac6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de laa<span class=\"_ _0\"></span>gste waa<span class=\"_ _0\"></span>rde van de boek<span class=\"_ _0\"></span>waarde e<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde min<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac7 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoopk<span class=\"_ _0\"></span>osten.<span class=\"_ _0\"></span> Verder gel<span class=\"_ _0\"></span>den volgen<span class=\"_ _0\"></span>de kenmerk<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e waardering<span class=\"_ _1\"></span> tegen de<span class=\"_ _1\"></span> laagste waa<span class=\"_ _1\"></span>rde van de<span class=\"_ _1\"></span> boekwaarde<span class=\"_ _1\"></span> en de </span></span></div>\n<div class=\"t m0 x69 h64 yac9 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde min ver<span class=\"_ _0\"></span>koopkost<span class=\"_ _0\"></span>en is niet<span class=\"_ _0\"></span> van toepass<span class=\"_ _0\"></span>ing op activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x69 h64 yaca ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n uitgesl<span class=\"_ _0\"></span>oten van de<span class=\"_ _0\"></span>ze regel, z<span class=\"_ _0\"></span>oals verp<span class=\"_ _0\"></span>lichtinge<span class=\"_ _0\"></span>n uit</div>\n<div class=\"t m0 x69 h64 yacb ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(her)verzeker<span class=\"_ _1\"></span>ing<span class=\"lsed ws11d\">scontrac<span class=\"_ _0\"></span>ten di<span class=\"_ _0\"></span>e in het to<span class=\"_ _0\"></span>epassing<span class=\"_ _0\"></span>sgebie<span class=\"_ _0\"></span>d vallen </span></div>\n<div class=\"t m0 x69 h64 yacc ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van IFRS <span class=\"_ _0\"></span>4, fina<span class=\"_ _0\"></span>nci\u00eble ac<span class=\"_ _0\"></span>tiva die<span class=\"_ _0\"></span> in het t<span class=\"_ _0\"></span>oepassi<span class=\"_ _0\"></span>ngsgebi<span class=\"_ _0\"></span>ed valle<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacd ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IAS 39<span class=\"_ _1\"></span>, uitgestelde<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span> die in<span class=\"_ _1\"></span> het toepas<span class=\"_ _1\"></span>singsgebied</div>\n<div class=\"t m0 x69 h64 yace ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vallen va<span class=\"_ _0\"></span>n IAS 12 en activ<span class=\"_ _0\"></span>a resulter<span class=\"_ _0\"></span>end uit pens<span class=\"_ _0\"></span>ioenpl<span class=\"_ _0\"></span>annen die i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacf ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het toepas<span class=\"lsed ws11d\">singsgebi<span class=\"_ _0\"></span>ed vallen v<span class=\"_ _0\"></span>an IA<span class=\"_ _0\"></span>S 19;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">Vlottende act<span class=\"_ _0\"></span>iva en al<span class=\"_ _0\"></span>le verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n gewaar<span class=\"_ _0\"></span>deerd m<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x69 h64 yad1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de bet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>de IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standaard;</span> </span></div>\n<div class=\"t m0 x1d h64 yad2 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Worden niet afges<span class=\"_ _0\"></span>chreve<span class=\"_ _0\"></span>n of zijn niet<span class=\"_ _0\"></span> onderwor<span class=\"_ _0\"></span>pen aan een </span></span></div>\n<div class=\"t m0 x69 h64 yad3 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad4 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">W<span class=\"_ _1\"></span>orden apart<span class=\"_ _1\"></span> voorgestel<span class=\"lsed\">d in het over<span class=\"_ _0\"></span>zicht v<span class=\"_ _0\"></span>an de fin<span class=\"_ _0\"></span>anci\u00eble po<span class=\"_ _0\"></span>sitie,<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yad5 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder com<span class=\"_ _0\"></span>pensat<span class=\"_ _0\"></span>ie van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad6 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad7 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De datum <span class=\"_ _1\"></span>van verkoop <span class=\"_ _1\"></span>van een doch<span class=\"_ _1\"></span>teronderneming o<span class=\"_ _1\"></span>f van een<span class=\"_ _1\"></span> groep</div>\n<div class=\"t m0 x1d h64 yad8 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van activ<span class=\"_ _0\"></span>a die wordt afg<span class=\"_ _0\"></span>estoten,<span class=\"_ _0\"></span> is de datum<span class=\"_ _0\"></span> waarop de ze<span class=\"_ _0\"></span>ggensch<span class=\"_ _0\"></span>ap</div>\n<div class=\"t m0 x1d h64 yad9 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yada ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadb ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De result<span class=\"_ _0\"></span>aten van een d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>ondernem<span class=\"_ _0\"></span>ing of van een g<span class=\"_ _0\"></span>roep van act<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x1d h64 yadc ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die wordt<span class=\"_ _0\"></span> afgestot<span class=\"_ _0\"></span>en worden op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>de winst<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yadd ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g tot op de datu<span class=\"_ _0\"></span>m van verko<span class=\"_ _0\"></span>op. De wins<span class=\"_ _0\"></span>t of verlies<span class=\"_ _0\"></span> bij</div>\n<div class=\"t m0 x1d h64 yade ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop is<span class=\"_ _0\"></span> het verschi<span class=\"_ _0\"></span>l tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadf ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">De opbrengst van de ve<span class=\"_ _0\"></span><span class=\"lsef ws11e\">rkoop; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yae0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van de ne<span class=\"_ _1\"></span>tto</span><span class=\"ff9e\">-<span class=\"lsed ws112\">activa plus t<span class=\"_ _0\"></span>oewijsb<span class=\"_ _0\"></span>are goodwil<span class=\"_ _0\"></span>l en </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorheen ge<span class=\"_ _1\"></span>accumuleerde b<span class=\"_ _1\"></span>edragen in <span class=\"_ _1\"></span>de overige <span class=\"_ _1\"></span>onderdelen<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x69 h64 yae2 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat (bijvo<span class=\"_ _0\"></span>orbeel<span class=\"_ _0\"></span>d, wisselk<span class=\"_ _0\"></span>oersver<span class=\"_ _0\"></span>schill<span class=\"_ _0\"></span>en en reser<span class=\"_ _0\"></span>ves</div>\n<div class=\"t m0 x69 h64 yae3 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor verkoop).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae4 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yae5 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een be\u00ebindig<span class=\"_ _1\"></span>de bedrijfs<span class=\"lsed ws112\">activiteit is e<span class=\"_ _0\"></span>en deel van Ag<span class=\"_ _0\"></span>eas dat is af<span class=\"_ _0\"></span>gestote<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 yae6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of dat is gecl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd als aa<span class=\"_ _0\"></span>ngehoude<span class=\"_ _0\"></span>n voor verk<span class=\"_ _0\"></span>oop en dat:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae7 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">Ee<span class=\"_ _1\"></span>n afzonderli<span class=\"_ _1\"></span>jke belangri<span class=\"_ _1\"></span>jke bedrij<span class=\"_ _1\"></span>fsactiviteit o<span class=\"_ _1\"></span>f geografisch<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yae8 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsgebie<span class=\"_ _1\"></span>d vertegenwoor<span class=\"_ _1\"></span>digt;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae9 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>eel uitmaak<span class=\"_ _1\"></span>t van een ge<span class=\"_ _1\"></span>co\u00f6rdineerd p<span class=\"_ _1\"></span>lan om een<span class=\"_ _1\"></span> afzonderlij<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x69 h64 yaea ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belangrijke bedr<span class=\"_ _1\"></span>ijfsactivi<span class=\"_ _1\"></span>teit of geografisch bedr<span class=\"_ _1\"></span>ijfsgebied af<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x69 h64 yaeb ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stoten;<span class=\"_ _0\"></span> of <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Een dochterond<span class=\"_ _0\"></span>erneming is<span class=\"_ _0\"></span> die uitsl<span class=\"_ _0\"></span>uitend is ov<span class=\"_ _0\"></span>ergenom<span class=\"_ _0\"></span>en met de </span></span></div>\n<div class=\"t m0 x69 h64 yaed ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bedoel<span class=\"_ _0\"></span>ing te wo<span class=\"_ _0\"></span>rden doo<span class=\"_ _0\"></span>rverkocht<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaee ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaef ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>en op be\u00ebi<span class=\"_ _0\"></span>ndigde bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n afzond<span class=\"_ _0\"></span>erlijk</div>\n<div class=\"t m0 x1d h64 yc1c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in <span class=\"lsed ws11d\">de winst</span></span>- </span><span class=\"ws11e\">en verlies<span class=\"lsed ws111\">rekening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 182px; width: 353.993px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 943px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 98px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 948px; width: 353px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 98px; width: 354px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag330": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h64 y953 ff9e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Verkoop van<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>emingen, bedr<span class=\"_ _1\"></span>ijf<span class=\"ls10b ws13d\">sactivite<span class=\"_ _0\"></span>iten<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">en <span class=\"lsef ws113\">andere </span>vaste </span></span></span></div>\n<div class=\"t m0 xd1 h64 y954 ff9e fs44 fc1d sc0 lsee ws112\" style=\"z-index: 15;\">activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y955 ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>(of een gro<span class=\"_ _0\"></span>ep van ac<span class=\"_ _0\"></span>tiva di<span class=\"_ _0\"></span>e wordt af<span class=\"_ _0\"></span>gestot<span class=\"_ _0\"></span>en, zoal<span class=\"_ _0\"></span>s een</div>\n<div class=\"t m0 x2c h64 y956 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming) wordt g<span class=\"_ _1\"></span>eclassificeerd<span class=\"_ _1\"></span> als \u2018aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y957 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop\u2019 al<span class=\"_ _1\"></span>s het onmidd<span class=\"_ _1\"></span>ellijk be<span class=\"_ _1\"></span>schikbaar is <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>in zijn<span class=\"_ _1\"></span> huidige</div>\n<div class=\"t m0 x2c h64 y958 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">staat en als de<span class=\"_ _1\"></span> verkoop zeer waarschi<span class=\"_ _1\"></span>jnlijk is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een verkoop<span class=\"_ _1\"></span> is zeer <span class=\"_ _1\"></span>waarschijnlijk<span class=\"_ _1\"></span> als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95a ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11e\">H<span class=\"_ _1\"></span>et gepaste manageme<span class=\"_ _1\"></span>ntniveau heeft zi<span class=\"_ _1\"></span>ch verbonden tot de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y95b ff9e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95c ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws113\">Er<span class=\"_ _1\"></span> bestaat<span class=\"_ _1\"></span></span><span class=\"ff9e\"> <span class=\"lsed ws112\">een operat<span class=\"_ _0\"></span>ioneel pla<span class=\"_ _0\"></span>n om een kope<span class=\"_ _0\"></span>r te vinden en het<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 y95d ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plan te voltooie<span class=\"_ _1\"></span>n;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y95e ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Het actief wordt o<span class=\"_ _0\"></span>p actieve wi<span class=\"_ _0\"></span>jze voor verk<span class=\"_ _0\"></span>oop op de mar<span class=\"_ _0\"></span>kt gebrac<span class=\"_ _0\"></span>ht </span></span></div>\n<div class=\"t m0 x69 h64 y95f ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen een p<span class=\"_ _0\"></span>rijs die red<span class=\"_ _0\"></span>elijk is ten op<span class=\"_ _0\"></span>zichte va<span class=\"_ _0\"></span>n zijn actuel<span class=\"_ _0\"></span>e re\u00eble</div>\n<div class=\"t m0 x69 h64 ya55 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarde;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya56 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">De verkoop <span class=\"lsef ws113\">zal </span><span class=\"ws112\">naar ver<span class=\"_ _0\"></span>wachting w<span class=\"_ _0\"></span>orden afge<span class=\"_ _0\"></span>rond bin<span class=\"_ _0\"></span>nen de 12 </span></span></span></div>\n<div class=\"t m0 x69 h64 ya57 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">maande<span class=\"_ _0\"></span>n na de datum van <span class=\"lsef ws11e\">classificatie als \u2018aangehouden<span class=\"_ _1\"></span> voor<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x69 h64 ya58 ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkoop<span class=\"ls0 ws0\">\u2019</span><span class=\"ws11e\">;<span class=\"_ _1\"></span> en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e ls10a ws134\">De h<span class=\"lsed ws11d\">andelingen di<span class=\"_ _0\"></span>e nodig z<span class=\"_ _0\"></span>ijn om h<span class=\"_ _0\"></span>et plan t<span class=\"_ _0\"></span>e volto<span class=\"_ _0\"></span>oien geven <span class=\"_ _0\"></span>aan </span></span></span></div>\n<div class=\"t m0 x69 h64 yac1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat het onw<span class=\"_ _0\"></span>aarschi<span class=\"_ _0\"></span>jnlijk is dat<span class=\"_ _0\"></span> belangr<span class=\"_ _0\"></span>ijke wijz<span class=\"_ _0\"></span>igingen aa<span class=\"_ _0\"></span>n het plan</div>\n<div class=\"t m0 x69 h64 yac2 ff9e fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zul<span class=\"lsed\">len word<span class=\"_ _0\"></span>en aangeb<span class=\"_ _0\"></span>racht of dat het<span class=\"_ _0\"></span> plan zal wor<span class=\"_ _0\"></span>den inget<span class=\"_ _0\"></span>rokken.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac3 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac4 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een vast act<span class=\"_ _0\"></span>ief (of <span class=\"ws111\">een <span class=\"lsef ws113\">groep <span class=\"ls103 ws11d\">van <span class=\"_ _1\"></span><span class=\"lsed\">activa <span class=\"_ _0\"></span>die wordt<span class=\"_ _0\"></span> afgest<span class=\"_ _0\"></span>oten) </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac5 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als <span class=\"ls0 ws0\">\u2018</span>aangeho<span class=\"_ _1\"></span>uden voor verkoop<span class=\"ls0 ws0\">\u2019<span class=\"_ _1\"></span> <span class=\"lsed ws111\">wordt</span> </span><span class=\"ws113\">gewaardeerd<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yac6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de laa<span class=\"_ _0\"></span>gste waa<span class=\"_ _0\"></span>rde van de boek<span class=\"_ _0\"></span>waarde e<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde min<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac7 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoopk<span class=\"_ _0\"></span>osten.<span class=\"_ _0\"></span> Verder gel<span class=\"_ _0\"></span>den volgen<span class=\"_ _0\"></span>de kenmerk<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e waardering<span class=\"_ _1\"></span> tegen de<span class=\"_ _1\"></span> laagste waa<span class=\"_ _1\"></span>rde van de<span class=\"_ _1\"></span> boekwaarde<span class=\"_ _1\"></span> en de </span></span></div>\n<div class=\"t m0 x69 h64 yac9 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde min ver<span class=\"_ _0\"></span>koopkost<span class=\"_ _0\"></span>en is niet<span class=\"_ _0\"></span> van toepass<span class=\"_ _0\"></span>ing op activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x69 h64 yaca ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n uitgesl<span class=\"_ _0\"></span>oten van de<span class=\"_ _0\"></span>ze regel, z<span class=\"_ _0\"></span>oals verp<span class=\"_ _0\"></span>lichtinge<span class=\"_ _0\"></span>n uit</div>\n<div class=\"t m0 x69 h64 yacb ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(her)verzeker<span class=\"_ _1\"></span>ing<span class=\"lsed ws11d\">scontrac<span class=\"_ _0\"></span>ten di<span class=\"_ _0\"></span>e in het to<span class=\"_ _0\"></span>epassing<span class=\"_ _0\"></span>sgebie<span class=\"_ _0\"></span>d vallen </span></div>\n<div class=\"t m0 x69 h64 yacc ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van IFRS <span class=\"_ _0\"></span>4, fina<span class=\"_ _0\"></span>nci\u00eble ac<span class=\"_ _0\"></span>tiva die<span class=\"_ _0\"></span> in het t<span class=\"_ _0\"></span>oepassi<span class=\"_ _0\"></span>ngsgebi<span class=\"_ _0\"></span>ed valle<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacd ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van IAS 39<span class=\"_ _1\"></span>, uitgestelde<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span> die in<span class=\"_ _1\"></span> het toepas<span class=\"_ _1\"></span>singsgebied</div>\n<div class=\"t m0 x69 h64 yace ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vallen va<span class=\"_ _0\"></span>n IAS 12 en activ<span class=\"_ _0\"></span>a resulter<span class=\"_ _0\"></span>end uit pens<span class=\"_ _0\"></span>ioenpl<span class=\"_ _0\"></span>annen die i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x69 h64 yacf ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het toepas<span class=\"lsed ws11d\">singsgebi<span class=\"_ _0\"></span>ed vallen v<span class=\"_ _0\"></span>an IA<span class=\"_ _0\"></span>S 19;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws11d\">Vlottende act<span class=\"_ _0\"></span>iva en al<span class=\"_ _0\"></span>le verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n gewaar<span class=\"_ _0\"></span>deerd m<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x69 h64 yad1 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing van de bet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>de IFRS<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">standaard;</span> </span></div>\n<div class=\"t m0 x1d h64 yad2 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Worden niet afges<span class=\"_ _0\"></span>chreve<span class=\"_ _0\"></span>n of zijn niet<span class=\"_ _0\"></span> onderwor<span class=\"_ _0\"></span>pen aan een </span></span></div>\n<div class=\"t m0 x69 h64 yad3 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad4 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">W<span class=\"_ _1\"></span>orden apart<span class=\"_ _1\"></span> voorgestel<span class=\"lsed\">d in het over<span class=\"_ _0\"></span>zicht v<span class=\"_ _0\"></span>an de fin<span class=\"_ _0\"></span>anci\u00eble po<span class=\"_ _0\"></span>sitie,<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yad5 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder com<span class=\"_ _0\"></span>pensat<span class=\"_ _0\"></span>ie van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yad6 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yad7 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De datum <span class=\"_ _1\"></span>van verkoop <span class=\"_ _1\"></span>van een doch<span class=\"_ _1\"></span>teronderneming o<span class=\"_ _1\"></span>f van een<span class=\"_ _1\"></span> groep</div>\n<div class=\"t m0 x1d h64 yad8 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van activ<span class=\"_ _0\"></span>a die wordt afg<span class=\"_ _0\"></span>estoten,<span class=\"_ _0\"></span> is de datum<span class=\"_ _0\"></span> waarop de ze<span class=\"_ _0\"></span>ggensch<span class=\"_ _0\"></span>ap</div>\n<div class=\"t m0 x1d h64 yad9 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yada ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadb ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De result<span class=\"_ _0\"></span>aten van een d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>ondernem<span class=\"_ _0\"></span>ing of van een g<span class=\"_ _0\"></span>roep van act<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x1d h64 yadc ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die wordt<span class=\"_ _0\"></span> afgestot<span class=\"_ _0\"></span>en worden op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>de winst<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yadd ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g tot op de datu<span class=\"_ _0\"></span>m van verko<span class=\"_ _0\"></span>op. De wins<span class=\"_ _0\"></span>t of verlies<span class=\"_ _0\"></span> bij</div>\n<div class=\"t m0 x1d h64 yade ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop is<span class=\"_ _0\"></span> het verschi<span class=\"_ _0\"></span>l tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadf ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">De opbrengst van de ve<span class=\"_ _0\"></span><span class=\"lsef ws11e\">rkoop; en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yae0 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>e boekwaarde <span class=\"_ _1\"></span>van de ne<span class=\"_ _1\"></span>tto</span><span class=\"ff9e\">-<span class=\"lsed ws112\">activa plus t<span class=\"_ _0\"></span>oewijsb<span class=\"_ _0\"></span>are goodwil<span class=\"_ _0\"></span>l en </span></span></span></div>\n<div class=\"t m0 x69 h64 yae1 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorheen ge<span class=\"_ _1\"></span>accumuleerde b<span class=\"_ _1\"></span>edragen in <span class=\"_ _1\"></span>de overige <span class=\"_ _1\"></span>onderdelen<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x69 h64 yae2 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het totaal<span class=\"_ _0\"></span>result<span class=\"_ _0\"></span>aat (bijvo<span class=\"_ _0\"></span>orbeel<span class=\"_ _0\"></span>d, wisselk<span class=\"_ _0\"></span>oersver<span class=\"_ _0\"></span>schill<span class=\"_ _0\"></span>en en reser<span class=\"_ _0\"></span>ves</div>\n<div class=\"t m0 x69 h64 yae3 ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor verkoop).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae4 ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yae5 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een be\u00ebindig<span class=\"_ _1\"></span>de bedrijfs<span class=\"lsed ws112\">activiteit is e<span class=\"_ _0\"></span>en deel van Ag<span class=\"_ _0\"></span>eas dat is af<span class=\"_ _0\"></span>gestote<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 yae6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of dat is gecl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd als aa<span class=\"_ _0\"></span>ngehoude<span class=\"_ _0\"></span>n voor verk<span class=\"_ _0\"></span>oop en dat:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae7 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">Ee<span class=\"_ _1\"></span>n afzonderli<span class=\"_ _1\"></span>jke belangri<span class=\"_ _1\"></span>jke bedrij<span class=\"_ _1\"></span>fsactiviteit o<span class=\"_ _1\"></span>f geografisch<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yae8 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsgebie<span class=\"_ _1\"></span>d vertegenwoor<span class=\"_ _1\"></span>digt;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae9 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>eel uitmaak<span class=\"_ _1\"></span>t van een ge<span class=\"_ _1\"></span>co\u00f6rdineerd p<span class=\"_ _1\"></span>lan om een<span class=\"_ _1\"></span> afzonderlij<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x69 h64 yaea ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belangrijke bedr<span class=\"_ _1\"></span>ijfsactivi<span class=\"_ _1\"></span>teit of geografisch bedr<span class=\"_ _1\"></span>ijfsgebied af<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x69 h64 yaeb ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stoten;<span class=\"_ _0\"></span> of <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Een dochterond<span class=\"_ _0\"></span>erneming is<span class=\"_ _0\"></span> die uitsl<span class=\"_ _0\"></span>uitend is ov<span class=\"_ _0\"></span>ergenom<span class=\"_ _0\"></span>en met de </span></span></div>\n<div class=\"t m0 x69 h64 yaed ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bedoel<span class=\"_ _0\"></span>ing te wo<span class=\"_ _0\"></span>rden doo<span class=\"_ _0\"></span>rverkocht<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaee ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaef ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>en op be\u00ebi<span class=\"_ _0\"></span>ndigde bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n afzond<span class=\"_ _0\"></span>erlijk</div>\n<div class=\"t m0 x1d h64 yc1c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in <span class=\"lsed ws11d\">de winst</span></span>- </span><span class=\"ws11e\">en verlies<span class=\"lsed ws111\">rekening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 182px; width: 353.993px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 943px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 93px; width: 354px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperationsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag332": {
   "value": "\n<div class=\"t m0 x1d h64 yae5 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een be\u00ebindig<span class=\"_ _1\"></span>de bedrijfs<span class=\"lsed ws112\">activiteit is e<span class=\"_ _0\"></span>en deel van Ag<span class=\"_ _0\"></span>eas dat is af<span class=\"_ _0\"></span>gestote<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 yae6 ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">of dat is gecl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd als aa<span class=\"_ _0\"></span>ngehoude<span class=\"_ _0\"></span>n voor verk<span class=\"_ _0\"></span>oop en dat:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae7 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">Ee<span class=\"_ _1\"></span>n afzonderli<span class=\"_ _1\"></span>jke belangri<span class=\"_ _1\"></span>jke bedrij<span class=\"_ _1\"></span>fsactiviteit o<span class=\"_ _1\"></span>f geografisch<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yae8 ff9e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsgebie<span class=\"_ _1\"></span>d vertegenwoor<span class=\"_ _1\"></span>digt;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae9 ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsef ws11d\">D<span class=\"_ _1\"></span>eel uitmaak<span class=\"_ _1\"></span>t van een ge<span class=\"_ _1\"></span>co\u00f6rdineerd p<span class=\"_ _1\"></span>lan om een<span class=\"_ _1\"></span> afzonderlij<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x69 h64 yaea ff9e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belangrijke bedr<span class=\"_ _1\"></span>ijfsactivi<span class=\"_ _1\"></span>teit of geografisch bedr<span class=\"_ _1\"></span>ijfsgebied af<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x69 h64 yaeb ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stoten;<span class=\"_ _0\"></span> of <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffa1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa0\"> <span class=\"_ _3f\"> </span><span class=\"ff9e lsed ws112\">Een dochterond<span class=\"_ _0\"></span>erneming is<span class=\"_ _0\"></span> die uitsl<span class=\"_ _0\"></span>uitend is ov<span class=\"_ _0\"></span>ergenom<span class=\"_ _0\"></span>en met de </span></span></div>\n<div class=\"t m0 x69 h64 yaed ff9e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bedoel<span class=\"_ _0\"></span>ing te wo<span class=\"_ _0\"></span>rden doo<span class=\"_ _0\"></span>rverkocht<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaee ff9e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaef ff9e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>en op be\u00ebi<span class=\"_ _0\"></span>ndigde bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n afzond<span class=\"_ _0\"></span>erlijk</div>\n<div class=\"t m0 x1d h64 yc1c ff9e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerapporteerd<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls107 ws13e\">in <span class=\"lsed ws11d\">de winst</span></span>- </span><span class=\"ws11e\">en verlies<span class=\"lsed ws111\">rekening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 182px; width: 353.993px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDiscontinuedOperationsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag341": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ffa4 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ffa4 fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Trans<span class=\"_ _1\"></span>act<span class=\"_ _1\"></span>ies <span class=\"_ _1\"></span>en <span class=\"_ _1\"></span>saldi<span class=\"_ _1\"></span> i<span class=\"_ _1\"></span>n vr<span class=\"_ _1\"></span>eemde<span class=\"_ _1\"></span> va<span class=\"_ _1\"></span>lut<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De indiv<span class=\"ls0 ws0\">i</span><span class=\"ws11d\">duel<span class=\"_ _0\"></span>e entit<span class=\"_ _0\"></span>eiten van <span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>ekenen t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ies lui<span class=\"_ _0\"></span>dende in </span></div>\n<div class=\"t m0 x2c h64 yb59 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vreemde v<span class=\"_ _0\"></span>aluta om<span class=\"_ _0\"></span> aan de wisselk<span class=\"_ _0\"></span>oers op dat<span class=\"_ _0\"></span>um van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5a ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb5b ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op balans<span class=\"_ _0\"></span>datum wor<span class=\"_ _0\"></span>den monet<span class=\"_ _0\"></span>aire post<span class=\"_ _0\"></span>en die in vree<span class=\"_ _0\"></span>mde valut<span class=\"_ _0\"></span>a luiden</div>\n<div class=\"t m0 x2c h64 yb5c ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">omgerekend aan de sl<span class=\"_ _1\"></span>otkoers (aan het e<span class=\"_ _1\"></span>inde van de verslagp<span class=\"_ _1\"></span>eriode).</div>\n<div class=\"t m0 x2c h64 yb5d ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wisselkoersver<span class=\"_ _1\"></span>schillen d<span class=\"_ _1\"></span>ie resulteren<span class=\"_ _1\"></span> in wijzigin<span class=\"_ _1\"></span>gen va<span class=\"lsed ws112\">n de </span></div>\n<div class=\"t m0 x2c h64 yb5e ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs van een<span class=\"_ _1\"></span> monetair actie<span class=\"_ _1\"></span>f dat wordt</div>\n<div class=\"t m0 x2c h64 yb5f ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als aange<span class=\"_ _1\"></span>houden voor <span class=\"_ _1\"></span>verkoop w<span class=\"_ _1\"></span>orden erkend<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x2c h64 yb60 ffa2 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening. Andere<span class=\"_ _1\"></span> wijzigingen in de re\u00eb<span class=\"_ _1\"></span>le waarde van </span></span></div>\n<div class=\"t m0 x2c h64 yb61 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">deze actief worden e<span class=\"_ _1\"></span>rkend in de overig<span class=\"_ _1\"></span>e onderdelen van h<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb62 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">totaalresult<span class=\"_ _1\"></span>aat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb63 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybb2 ffa2 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">monetaire pos<span class=\"_ _0\"></span>ten die in vre<span class=\"_ _0\"></span>emde valut<span class=\"_ _0\"></span>a luiden en d<span class=\"_ _0\"></span>ie worden </span></span></div>\n<div class=\"t m0 x2c h64 ybb3 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span>tegen histor<span class=\"_ _1\"></span>ische kostprij<span class=\"_ _1\"></span>s, worden o<span class=\"_ _1\"></span>mgerekend aan<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ybb4 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>sche wiss<span class=\"_ _0\"></span>elkoers op aa<span class=\"_ _0\"></span>nkoopd<span class=\"_ _0\"></span>atum. Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">monetai<span class=\"_ _0\"></span>re poste<span class=\"_ _0\"></span>n die in </span></span></div>\n<div class=\"t m0 x2c h64 ybb5 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vreemde v<span class=\"_ _0\"></span>aluta lui<span class=\"_ _0\"></span>den en die word<span class=\"_ _0\"></span>en <span class=\"lsef ws11d\">gewaardeerd aan<span class=\"_ _1\"></span> hun re\u00eble </span></div>\n<div class=\"t m0 x2c h64 ybb6 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde wo<span class=\"_ _0\"></span>rden omge<span class=\"_ _0\"></span>rekend aan d<span class=\"_ _0\"></span>e wisselko<span class=\"_ _0\"></span>ers die gol<span class=\"_ _0\"></span>d op de datum</div>\n<div class=\"t m0 x2c h64 ybb7 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarop de re\u00eble<span class=\"_ _1\"></span> waarde werd bepaa<span class=\"_ _1\"></span>ld. Resulterende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybb8 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wisselkoersver<span class=\"_ _1\"></span>schillen worden verw<span class=\"_ _1\"></span>erkt in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en verliesr<span class=\"_ _0\"></span>ekening </span></span></div>\n<div class=\"t m0 x2c h64 yc1e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als wijzi<span class=\"_ _0\"></span>gingen in w<span class=\"_ _0\"></span>isselko<span class=\"_ _0\"></span>ersversc<span class=\"_ _0\"></span>hillen,<span class=\"_ _0\"></span> tenzij de wij<span class=\"_ _0\"></span>ziginge<span class=\"_ _0\"></span>n in re\u00eble</div>\n<div class=\"t m0 x2c h64 yc1f ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en verwerkt i<span class=\"_ _1\"></span>n de overig<span class=\"_ _1\"></span>e onderdel<span class=\"_ _1\"></span>en van het</div>\n<div class=\"t m0 x2c h64 yc20 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaalresult<span class=\"_ _1\"></span>aat, waarbij<span class=\"_ _1\"></span> wisselkoersv<span class=\"_ _1\"></span>erschillen o<span class=\"_ _1\"></span>ok worden<span class=\"_ _1\"></span> verwerkt in</div>\n<div class=\"t m0 x2c h64 yc21 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc22 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc23 ffa2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Omreke<span class=\"_ _0\"></span>ning van vree<span class=\"_ _0\"></span>mde valut<span class=\"_ _0\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc24 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het cons<span class=\"_ _0\"></span>olidati<span class=\"_ _0\"></span>eproces,<span class=\"_ _0\"></span> rekent Ag<span class=\"_ _0\"></span>eas het ove<span class=\"_ _0\"></span>rzicht va<span class=\"_ _0\"></span>n de financi\u00eb<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 yc25 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span> van buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteite<span class=\"_ _0\"></span>n, wiens fu<span class=\"_ _0\"></span>nctione<span class=\"_ _0\"></span>le valuta ni<span class=\"_ _0\"></span>et in</div>\n<div class=\"t m0 x2c h64 yc26 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">euro luidt e<span class=\"_ _0\"></span>n wiens ec<span class=\"_ _0\"></span>onomie gee<span class=\"_ _0\"></span>n economi<span class=\"_ _0\"></span>e is met hyper<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>e op de</div>\n<div class=\"t m0 x2c h64 yc27 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum, om a<span class=\"_ _0\"></span>an de slotko<span class=\"_ _0\"></span>ers (aan het e<span class=\"_ _0\"></span>inde van de</div>\n<div class=\"t m0 x2c h64 yc28 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagp<span class=\"lsed ws112\">eriode). De wi<span class=\"_ _0\"></span>nst<span class=\"ls0 ws0\">- </span>en verliesr<span class=\"_ _0\"></span>ekening e<span class=\"_ _0\"></span>n het kasst<span class=\"_ _0\"></span>roomover<span class=\"_ _0\"></span>zicht </span></div>\n<div class=\"t m0 x2c h64 yc29 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _0\"></span>buitenl<span class=\"_ _0\"></span>andse a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten wo<span class=\"_ _0\"></span>rdt omg<span class=\"_ _0\"></span>erekend a<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 yc2a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gemiddelde wis<span class=\"_ _1\"></span>selkoers voor de<span class=\"_ _1\"></span> lopende verslagp<span class=\"_ _1\"></span>eriode (of uitzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 yc2b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de wisselkoer<span class=\"_ _1\"></span>s op transactieda<span class=\"_ _1\"></span>tum als de wisselk<span class=\"_ _1\"></span>oersen op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc2c ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cante wij<span class=\"_ _0\"></span>ze schomm<span class=\"_ _0\"></span>elen).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc2d ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc2e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>erkt wis<span class=\"_ _0\"></span>selkoers<span class=\"_ _0\"></span>versch<span class=\"_ _0\"></span>illen uit de om<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 yc2f ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en in de ov<span class=\"_ _0\"></span>erige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 yc30 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">totaalr<span class=\"_ _0\"></span>esultaat<span class=\"_ _0\"></span>. Bij verk<span class=\"_ _0\"></span>oop van de buit<span class=\"_ _0\"></span>enlands<span class=\"_ _0\"></span>e activite<span class=\"_ _0\"></span>it, worde<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc31 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eerder erkende<span class=\"_ _1\"></span> wisselkoersen geh<span class=\"ws11d\">er<span class=\"_ _1\"></span>classificeerd<span class=\"_ _1\"></span> naar de win<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yb88 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g, als d<span class=\"_ _0\"></span>eel van d<span class=\"_ _0\"></span>e winst of<span class=\"_ _0\"></span> verlies <span class=\"_ _0\"></span>op verk<span class=\"_ _0\"></span>oop.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb8a ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wisselk<span class=\"_ _0\"></span>oersvers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n die ontst<span class=\"_ _0\"></span>aan uit de omr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an moneta<span class=\"_ _0\"></span>ire</div>\n<div class=\"t m0 x2c h64 yb8b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">posten, leningen<span class=\"_ _1\"></span> en andere inst<span class=\"_ _1\"></span>rumenten die in v<span class=\"_ _1\"></span>reemde valuta luiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 yb8c ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die worden<span class=\"_ _1\"></span> aangemerkt<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">als een afdekking va<span class=\"_ _0\"></span>n een nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>investeri<span class=\"_ _0\"></span>ng in </span></span></div>\n<div class=\"t m0 x2c h64 yc32 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een buitenlands<span class=\"_ _1\"></span>e activiteit,<span class=\"_ _1\"></span> worden verwerkt in<span class=\"_ _1\"></span> de overige onderdelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc33 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het totaalr<span class=\"_ _1\"></span>esultaat, dit tot op<span class=\"_ _1\"></span> de datum van verk<span class=\"_ _1\"></span>oop van de netto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yc34 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ring, en met<span class=\"_ _0\"></span> uitzonde<span class=\"_ _0\"></span>ring van h<span class=\"_ _0\"></span>et niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">effectieve deel van<span class=\"_ _1\"></span> de</span> </span></div>\n<div class=\"t m0 x1d h64 yc35 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ng, welke o<span class=\"_ _0\"></span>nmiddell<span class=\"_ _0\"></span>ijk in de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en verliesr<span class=\"_ _0\"></span>ekening w<span class=\"_ _0\"></span>ordt </span></span></div>\n<div class=\"t m0 x1d h64 yc36 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc37 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc38 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill en<span class=\"_ _1\"></span> andere wi<span class=\"_ _1\"></span>jzigingen in<span class=\"_ _1\"></span> re\u00eble waard<span class=\"_ _1\"></span>e, die voortv<span class=\"_ _1\"></span>loeien uit<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yc39 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerv<span class=\"_ _0\"></span>ing van een bu<span class=\"_ _0\"></span>itenlan<span class=\"_ _0\"></span>dse activ<span class=\"_ _0\"></span>iteit die in vr<span class=\"_ _0\"></span>eemde val<span class=\"_ _0\"></span>uta luidt,</div>\n<div class=\"t m0 x1d h64 yc3a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden aanzien als<span class=\"_ _1\"></span> activa en ver<span class=\"ws11d\">pli<span class=\"_ _1\"></span>chtingen van<span class=\"_ _1\"></span> de buitenlan<span class=\"_ _1\"></span>dse </span></div>\n<div class=\"t m0 x1d h64 yc3b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteit en<span class=\"_ _1\"></span> worden omgerekend<span class=\"_ _1\"></span> aan de slotkoers (op<span class=\"_ _1\"></span> het einde van de</div>\n<div class=\"t m0 x1d h64 yc3c ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>). Ageas v<span class=\"_ _1\"></span>erwerkt alle<span class=\"_ _1\"></span> resulterende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc3d ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wisselk<span class=\"_ _0\"></span>oersve<span class=\"_ _0\"></span>rschill<span class=\"_ _0\"></span>en in de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc3e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot op verk<span class=\"_ _0\"></span>oop van de buit<span class=\"_ _0\"></span>enlan<span class=\"ws11d\">ds<span class=\"_ _0\"></span>e activ<span class=\"_ _0\"></span>iteit. <span class=\"_ _0\"></span>Bij verko<span class=\"_ _0\"></span>op van d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 yc3f ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteit, w<span class=\"_ _0\"></span>orden de eer<span class=\"_ _0\"></span>der erken<span class=\"_ _0\"></span>de wissel<span class=\"_ _0\"></span>koersvers<span class=\"_ _0\"></span>chill<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yc40 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd naa<span class=\"_ _0\"></span>r de winst<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en verli<span class=\"_ _0\"></span>esreken<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc41 ffa2 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Hyperinf<span class=\"_ _0\"></span>latie i<span class=\"_ _0\"></span>n Turkij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc42 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op basis v<span class=\"_ _0\"></span>an de cr<span class=\"_ _0\"></span>iteria in<span class=\"_ _0\"></span> de sta<span class=\"_ _0\"></span>ndaard IA<span class=\"_ _0\"></span>S 29 <span class=\"ls107 ws13e\">\u2018Financi\u00eble </span></div>\n<div class=\"t m0 x1d h64 yc43 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verslag<span class=\"_ _0\"></span>geving i<span class=\"_ _0\"></span>n econo<span class=\"_ _0\"></span>mie\u00ebn m<span class=\"_ _0\"></span>et hyper<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>e\u2019, wordt<span class=\"_ _0\"></span> de Turk<span class=\"_ _0\"></span>se</div>\n<div class=\"t m0 x1d h64 yc44 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economi<span class=\"_ _0\"></span>e op 31 decemb<span class=\"_ _0\"></span>er 2022 aanz<span class=\"_ _0\"></span>ien als ee<span class=\"_ _0\"></span>n econom<span class=\"_ _0\"></span>ie met</div>\n<div class=\"t m0 x1d h64 yc45 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hyperinf<span class=\"_ _0\"></span>latie. O<span class=\"_ _0\"></span>p die datum be<span class=\"_ _0\"></span>draagt het<span class=\"_ _0\"></span> cumulat<span class=\"_ _0\"></span>ief infla<span class=\"_ _0\"></span>tieperce<span class=\"_ _0\"></span>ntage in</div>\n<div class=\"t m0 x1d h64 yc46 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Turkije ov<span class=\"_ _0\"></span>er een peri<span class=\"_ _0\"></span>ode van drie<span class=\"_ _0\"></span> jaar meer da<span class=\"_ _0\"></span>n <span class=\"lsef ws11d\">100% (156%),<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yc47 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebaseerd o<span class=\"_ _1\"></span>p de consump<span class=\"_ _1\"></span>tieprijsindex <span class=\"_ _1\"></span>gepubliceerd<span class=\"_ _1\"></span> door he<span class=\"_ _1\"></span>t Turkse</div>\n<div class=\"t m0 x1d h64 yc48 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Institu<span class=\"_ _0\"></span>ut voor Stat<span class=\"_ _0\"></span>istiek.<span class=\"_ _0\"></span> Bijgevol<span class=\"_ _0\"></span>g heeft Ageas<span class=\"_ _0\"></span> in deze gec<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yc49 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening voo<span class=\"_ _0\"></span>r de eerste k<span class=\"_ _0\"></span>eer de bepali<span class=\"_ _0\"></span>ngen van de st<span class=\"_ _0\"></span>andaard IA<span class=\"_ _0\"></span>S</div>\n<div class=\"t m0 x1d h64 yc4a ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">29 toegepa<span class=\"_ _1\"></span>st voor de<span class=\"_ _1\"></span> jaarrekeningen <span class=\"lsed\">van zijn Turks<span class=\"_ _0\"></span>e geassoc<span class=\"_ _0\"></span>ieerde </span></div>\n<div class=\"t m0 x1d h64 yc4b ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelnemingen<span class=\"_ _1\"></span> \u2018Aksigorta\u2019 e<span class=\"_ _1\"></span>n \u2018AgeSA\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc4c ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc4d ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De standa<span class=\"_ _0\"></span>ard IAS 29 ver<span class=\"_ _0\"></span>eist dat een j<span class=\"_ _0\"></span>aarreke<span class=\"_ _0\"></span>ning, die is<span class=\"_ _0\"></span> opgestel<span class=\"_ _0\"></span>d in de</div>\n<div class=\"t m0 x1d h64 yc4e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">valuta va<span class=\"_ _0\"></span>n een econo<span class=\"_ _0\"></span>mie met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie, wordt o<span class=\"_ _0\"></span>mgereke<span class=\"_ _0\"></span>nd en <span class=\"ws111\">dat </span></div>\n<div class=\"t m0 x1d h64 yc4f ffa2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">deze <span class=\"lsef ws11e\">de wijzigingen in alge<span class=\"_ _1\"></span>mene koopkracht<span class=\"_ _1\"></span> op ve<span class=\"ws113\">rslagdatum </span></span></div>\n<div class=\"t m0 x1d h64 yc50 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. Om zi<span class=\"_ _0\"></span>jn aandee<span class=\"_ _0\"></span>l in de netto<span class=\"ls0 ws0\">-</span>acti<span class=\"_ _0\"></span>va en de resu<span class=\"_ _0\"></span>ltaten va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yc51 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geasso<span class=\"_ _1\"></span>cieerde dee<span class=\"_ _1\"></span>lnemingen te b<span class=\"_ _1\"></span>epalen, rek<span class=\"_ _1\"></span>ent Ageas de<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yc52 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">monetaire a<span class=\"_ _1\"></span>ctiva en ve<span class=\"_ _1\"></span>rplichtingen <span class=\"_ _1\"></span>die gewaardeer<span class=\"_ _1\"></span>d staan aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc53 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>sche kos<span class=\"_ _0\"></span>t, het ei<span class=\"_ _0\"></span>gen verm<span class=\"_ _0\"></span>ogen en d<span class=\"_ _0\"></span>e posten<span class=\"ls0 ws0\"> </span><span class=\"lsef\">in de winst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 yc54 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> om voor wijzigin<span class=\"_ _1\"></span>gen in de algemene<span class=\"_ _1\"></span> koopkracht, aan<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yc55 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hand van de consump<span class=\"_ _1\"></span>tieprijsindex<span class=\"_ _1\"></span> gepubliceerd door<span class=\"_ _1\"></span> het Turkse</div>\n<div class=\"t m0 x1d h64 yc56 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Instituut voo<span class=\"_ _1\"></span>r Statistiek. In<span class=\"_ _1\"></span> een tweede stap, worden<span class=\"_ _1\"></span> de omgerekende</div>\n<div class=\"t m0 x1d h64 yc57 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>eningen om<span class=\"_ _0\"></span>gereke<span class=\"_ _0\"></span>nd in euro op de sl<span class=\"_ _0\"></span>otkoers o<span class=\"_ _0\"></span>p 31 decemb<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1d h64 yc58 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc59 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc5a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In overeenstem<span class=\"_ _1\"></span>ming met de bepalingen<span class=\"_ _1\"></span> in de standaard IAS 21<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc5b ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Gevolgen <span class=\"_ _1\"></span>van wisselkoer<span class=\"_ _1\"></span>swijzigingen\u2019,<span class=\"_ _1\"></span> is de verge<span class=\"_ _1\"></span>lijkende in<span class=\"_ _1\"></span>formatie</div>\n<div class=\"t m0 x1d h64 yc5c ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor de vers<span class=\"_ _0\"></span>lagperi<span class=\"_ _0\"></span>ode 2021 niet<span class=\"_ _0\"></span> aangepas<span class=\"_ _0\"></span>t en is het eff<span class=\"_ _0\"></span>ect van de</div>\n<div class=\"t m0 x1d h64 yc5d ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble toepas<span class=\"_ _1\"></span>sing van de standaar<span class=\"_ _1\"></span>d verwerkt in he<span class=\"_ _1\"></span>t geconsolideerde</div>\n<div class=\"t m0 x1d h64 yc5e ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigen vermogen op 1<span class=\"_ _1\"></span> januari 2022<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc5f ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc60 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toepassing va<span class=\"_ _1\"></span>n de standaard IAS 29<span class=\"_ _1\"></span> heeft geresulteerd<span class=\"_ _1\"></span> in een</div>\n<div class=\"t m0 x1d h64 yc61 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">impact van <span class=\"_ _1\"></span>EUR (27) mi<span class=\"_ _1\"></span>ljoen in de<span class=\"_ _1\"></span> geconsoli<span class=\"_ _1\"></span>deerde resul<span class=\"_ _1\"></span>tatenrekening</div>\n<div class=\"t m0 x1d h64 yc62 ffa2 fs44 fc14 sc0 ls119 ws11d\" style=\"z-index: 15;\">en een impact van EU<span class=\"_ _0\"></span>R 149 miljoen in<span class=\"_ _0\"></span> het geconsolidee<span class=\"_ _0\"></span>rd overzicht van</div>\n<div class=\"t m0 x1d h64 yc63 ffa2 fs44 fc14 sc0 ls119 ws11d\" style=\"z-index: 15;\">wijzigingen in h<span class=\"_ _0\"></span>et eigen vermo<span class=\"_ _0\"></span>gen <span class=\"lsed\">over de<span class=\"_ _0\"></span> verslag<span class=\"_ _0\"></span>periode <span class=\"_ _0\"></span>2022.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 314px; height: 792px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 314px; height: 792px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffa6 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Wisselkoersen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel worden de koer<span class=\"_ _1\"></span>sen van de belangrijk<span class=\"_ _1\"></span>ste valuta voor Age<span class=\"_ _1\"></span>as weergegeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1017px; z-index: 15;\">1 euro =<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 341px; bottom: 1017px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y6e8 ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 494px; bottom: 1048px; z-index: 15;\">Koersen per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 486px; bottom: 1033px; z-index: 15;\"> <span class=\"lsf1 ws115\">einde periode</span> </div>\n<div class=\"t m0 x1b5 h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 469px; bottom: 1017px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1017px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 748px; bottom: 1048px; z-index: 15;\">Gemiddelde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 yc68 ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1033px; z-index: 15;\">koers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1017px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1048px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 415px; bottom: 1048px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 669px; bottom: 1048px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 415px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 669px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y68b ffa6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 542px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 669px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 985px; z-index: 15;\">Brit<span class=\"_ _1\"></span>se pond<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 985px; z-index: 15;\">0,89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 985px; z-index: 15;\">0,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 985px; z-index: 15;\">0,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 985px; z-index: 15;\">0,86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 969px; z-index: 15;\">Amerikaanse dollar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 969px; z-index: 15;\">1,07<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 969px; z-index: 15;\">1,13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 969px; z-index: 15;\">1,05<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 969px; z-index: 15;\">1,18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 953px; z-index: 15;\">Hongkong dollar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 953px; z-index: 15;\">8,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 953px; z-index: 15;\">8,83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 953px; z-index: 15;\">8,24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 953px; z-index: 15;\">9,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 ls11a ws126\" style=\"left: 69px; bottom: 937px; z-index: 15;\">Turkse li<span class=\"_ _0\"></span>ra<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 937px; z-index: 15;\">19,96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 937px; z-index: 15;\">15,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 937px; z-index: 15;\">17,42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 937px; z-index: 15;\">10,51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 922px; z-index: 15;\">Chinese yuan renminbi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 922px; z-index: 15;\">7,36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 922px; z-index: 15;\">7,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 922px; z-index: 15;\">7,08<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 922px; z-index: 15;\">7,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 906px; z-index: 15;\">Indiase roepie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 906px; z-index: 15;\">88,17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 906px; z-index: 15;\">84,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 906px; z-index: 15;\">82,68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 906px; z-index: 15;\">87,44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 890px; z-index: 15;\">Maleisische ringgit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 890px; z-index: 15;\">4,70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 890px; z-index: 15;\">4,72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 890px; z-index: 15;\">4,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 890px; z-index: 15;\">4,90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 874px; z-index: 15;\">Filipijnse peso<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 874px; z-index: 15;\">59,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 874px; z-index: 15;\">57,76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 874px; z-index: 15;\">57,31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 874px; z-index: 15;\">58,30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 859px; z-index: 15;\">Thaise baht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 859px; z-index: 15;\">36,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 859px; z-index: 15;\">37,65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 859px; z-index: 15;\">36,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 859px; z-index: 15;\">37,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Vietnamese dong<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 388px; bottom: 843px; z-index: 15;\">25.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 843px; z-index: 15;\">25.989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 843px; z-index: 15;\">24.613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 843px; z-index: 15;\">27.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 832px; height: 274px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 832px; height: 274px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag356": {
   "value": "\n<div class=\"t m0 x2c h7b y82e ffa4 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ffa4 fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Trans<span class=\"_ _1\"></span>act<span class=\"_ _1\"></span>ies <span class=\"_ _1\"></span>en <span class=\"_ _1\"></span>saldi<span class=\"_ _1\"></span> i<span class=\"_ _1\"></span>n vr<span class=\"_ _1\"></span>eemde<span class=\"_ _1\"></span> va<span class=\"_ _1\"></span>lut<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De indiv<span class=\"ls0 ws0\">i</span><span class=\"ws11d\">duel<span class=\"_ _0\"></span>e entit<span class=\"_ _0\"></span>eiten van <span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>ekenen t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ies lui<span class=\"_ _0\"></span>dende in </span></div>\n<div class=\"t m0 x2c h64 yb59 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vreemde v<span class=\"_ _0\"></span>aluta om<span class=\"_ _0\"></span> aan de wisselk<span class=\"_ _0\"></span>oers op dat<span class=\"_ _0\"></span>um van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5a ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb5b ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op balans<span class=\"_ _0\"></span>datum wor<span class=\"_ _0\"></span>den monet<span class=\"_ _0\"></span>aire post<span class=\"_ _0\"></span>en die in vree<span class=\"_ _0\"></span>mde valut<span class=\"_ _0\"></span>a luiden</div>\n<div class=\"t m0 x2c h64 yb5c ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">omgerekend aan de sl<span class=\"_ _1\"></span>otkoers (aan het e<span class=\"_ _1\"></span>inde van de verslagp<span class=\"_ _1\"></span>eriode).</div>\n<div class=\"t m0 x2c h64 yb5d ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wisselkoersver<span class=\"_ _1\"></span>schillen d<span class=\"_ _1\"></span>ie resulteren<span class=\"_ _1\"></span> in wijzigin<span class=\"_ _1\"></span>gen va<span class=\"lsed ws112\">n de </span></div>\n<div class=\"t m0 x2c h64 yb5e ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs van een<span class=\"_ _1\"></span> monetair actie<span class=\"_ _1\"></span>f dat wordt</div>\n<div class=\"t m0 x2c h64 yb5f ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als aange<span class=\"_ _1\"></span>houden voor <span class=\"_ _1\"></span>verkoop w<span class=\"_ _1\"></span>orden erkend<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x2c h64 yb60 ffa2 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">winst<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en verlies<span class=\"_ _1\"></span>rekening. Andere<span class=\"_ _1\"></span> wijzigingen in de re\u00eb<span class=\"_ _1\"></span>le waarde van </span></span></div>\n<div class=\"t m0 x2c h64 yb61 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">deze actief worden e<span class=\"_ _1\"></span>rkend in de overig<span class=\"_ _1\"></span>e onderdelen van h<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb62 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">totaalresult<span class=\"_ _1\"></span>aat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb63 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ybb2 ffa2 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">monetaire pos<span class=\"_ _0\"></span>ten die in vre<span class=\"_ _0\"></span>emde valut<span class=\"_ _0\"></span>a luiden en d<span class=\"_ _0\"></span>ie worden </span></span></div>\n<div class=\"t m0 x2c h64 ybb3 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span>tegen histor<span class=\"_ _1\"></span>ische kostprij<span class=\"_ _1\"></span>s, worden o<span class=\"_ _1\"></span>mgerekend aan<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ybb4 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>sche wiss<span class=\"_ _0\"></span>elkoers op aa<span class=\"_ _0\"></span>nkoopd<span class=\"_ _0\"></span>atum. Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">monetai<span class=\"_ _0\"></span>re poste<span class=\"_ _0\"></span>n die in </span></span></div>\n<div class=\"t m0 x2c h64 ybb5 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vreemde v<span class=\"_ _0\"></span>aluta lui<span class=\"_ _0\"></span>den en die word<span class=\"_ _0\"></span>en <span class=\"lsef ws11d\">gewaardeerd aan<span class=\"_ _1\"></span> hun re\u00eble </span></div>\n<div class=\"t m0 x2c h64 ybb6 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde wo<span class=\"_ _0\"></span>rden omge<span class=\"_ _0\"></span>rekend aan d<span class=\"_ _0\"></span>e wisselko<span class=\"_ _0\"></span>ers die gol<span class=\"_ _0\"></span>d op de datum</div>\n<div class=\"t m0 x2c h64 ybb7 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarop de re\u00eble<span class=\"_ _1\"></span> waarde werd bepaa<span class=\"_ _1\"></span>ld. Resulterende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ybb8 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wisselkoersver<span class=\"_ _1\"></span>schillen worden verw<span class=\"_ _1\"></span>erkt in de wins<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en verliesr<span class=\"_ _0\"></span>ekening </span></span></div>\n<div class=\"t m0 x2c h64 yc1e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als wijzi<span class=\"_ _0\"></span>gingen in w<span class=\"_ _0\"></span>isselko<span class=\"_ _0\"></span>ersversc<span class=\"_ _0\"></span>hillen,<span class=\"_ _0\"></span> tenzij de wij<span class=\"_ _0\"></span>ziginge<span class=\"_ _0\"></span>n in re\u00eble</div>\n<div class=\"t m0 x2c h64 yc1f ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en verwerkt i<span class=\"_ _1\"></span>n de overig<span class=\"_ _1\"></span>e onderdel<span class=\"_ _1\"></span>en van het</div>\n<div class=\"t m0 x2c h64 yc20 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaalresult<span class=\"_ _1\"></span>aat, waarbij<span class=\"_ _1\"></span> wisselkoersv<span class=\"_ _1\"></span>erschillen o<span class=\"_ _1\"></span>ok worden<span class=\"_ _1\"></span> verwerkt in</div>\n<div class=\"t m0 x2c h64 yc21 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de overig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van het tot<span class=\"_ _0\"></span>aalres<span class=\"_ _0\"></span>ultaat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc22 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc23 ffa2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Omreke<span class=\"_ _0\"></span>ning van vree<span class=\"_ _0\"></span>mde valut<span class=\"_ _0\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc24 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het cons<span class=\"_ _0\"></span>olidati<span class=\"_ _0\"></span>eproces,<span class=\"_ _0\"></span> rekent Ag<span class=\"_ _0\"></span>eas het ove<span class=\"_ _0\"></span>rzicht va<span class=\"_ _0\"></span>n de financi\u00eb<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 yc25 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span> van buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteite<span class=\"_ _0\"></span>n, wiens fu<span class=\"_ _0\"></span>nctione<span class=\"_ _0\"></span>le valuta ni<span class=\"_ _0\"></span>et in</div>\n<div class=\"t m0 x2c h64 yc26 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">euro luidt e<span class=\"_ _0\"></span>n wiens ec<span class=\"_ _0\"></span>onomie gee<span class=\"_ _0\"></span>n economi<span class=\"_ _0\"></span>e is met hyper<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>e op de</div>\n<div class=\"t m0 x2c h64 yc27 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum, om a<span class=\"_ _0\"></span>an de slotko<span class=\"_ _0\"></span>ers (aan het e<span class=\"_ _0\"></span>inde van de</div>\n<div class=\"t m0 x2c h64 yc28 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verslagp<span class=\"lsed ws112\">eriode). De wi<span class=\"_ _0\"></span>nst<span class=\"ls0 ws0\">- </span>en verliesr<span class=\"_ _0\"></span>ekening e<span class=\"_ _0\"></span>n het kasst<span class=\"_ _0\"></span>roomover<span class=\"_ _0\"></span>zicht </span></div>\n<div class=\"t m0 x2c h64 yc29 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _0\"></span>buitenl<span class=\"_ _0\"></span>andse a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eiten wo<span class=\"_ _0\"></span>rdt omg<span class=\"_ _0\"></span>erekend a<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 yc2a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gemiddelde wis<span class=\"_ _1\"></span>selkoers voor de<span class=\"_ _1\"></span> lopende verslagp<span class=\"_ _1\"></span>eriode (of uitzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 yc2b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de wisselkoer<span class=\"_ _1\"></span>s op transactieda<span class=\"_ _1\"></span>tum als de wisselk<span class=\"_ _1\"></span>oersen op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc2c ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cante wij<span class=\"_ _0\"></span>ze schomm<span class=\"_ _0\"></span>elen).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc2d ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc2e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas verw<span class=\"_ _0\"></span>erkt wis<span class=\"_ _0\"></span>selkoers<span class=\"_ _0\"></span>versch<span class=\"_ _0\"></span>illen uit de om<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x2c h64 yc2f ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en in de ov<span class=\"_ _0\"></span>erige <span class=\"_ _0\"></span>onderde<span class=\"_ _0\"></span>len van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 yc30 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">totaalr<span class=\"_ _0\"></span>esultaat<span class=\"_ _0\"></span>. Bij verk<span class=\"_ _0\"></span>oop van de buit<span class=\"_ _0\"></span>enlands<span class=\"_ _0\"></span>e activite<span class=\"_ _0\"></span>it, worde<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc31 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eerder erkende<span class=\"_ _1\"></span> wisselkoersen geh<span class=\"ws11d\">er<span class=\"_ _1\"></span>classificeerd<span class=\"_ _1\"></span> naar de win<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yb88 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g, als d<span class=\"_ _0\"></span>eel van d<span class=\"_ _0\"></span>e winst of<span class=\"_ _0\"></span> verlies <span class=\"_ _0\"></span>op verk<span class=\"_ _0\"></span>oop.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb89 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb8a ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wisselk<span class=\"_ _0\"></span>oersvers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n die ontst<span class=\"_ _0\"></span>aan uit de omr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an moneta<span class=\"_ _0\"></span>ire</div>\n<div class=\"t m0 x2c h64 yb8b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">posten, leningen<span class=\"_ _1\"></span> en andere inst<span class=\"_ _1\"></span>rumenten die in v<span class=\"_ _1\"></span>reemde valuta luiden<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 yb8c ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die worden<span class=\"_ _1\"></span> aangemerkt<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">als een afdekking va<span class=\"_ _0\"></span>n een nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>investeri<span class=\"_ _0\"></span>ng in </span></span></div>\n<div class=\"t m0 x2c h64 yc32 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een buitenlands<span class=\"_ _1\"></span>e activiteit,<span class=\"_ _1\"></span> worden verwerkt in<span class=\"_ _1\"></span> de overige onderdelen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc33 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het totaalr<span class=\"_ _1\"></span>esultaat, dit tot op<span class=\"_ _1\"></span> de datum van verk<span class=\"_ _1\"></span>oop van de netto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yc34 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ring, en met<span class=\"_ _0\"></span> uitzonde<span class=\"_ _0\"></span>ring van h<span class=\"_ _0\"></span>et niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">effectieve deel van<span class=\"_ _1\"></span> de</span> </span></div>\n<div class=\"t m0 x1d h64 yc35 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ng, welke o<span class=\"_ _0\"></span>nmiddell<span class=\"_ _0\"></span>ijk in de winst<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en verliesr<span class=\"_ _0\"></span>ekening w<span class=\"_ _0\"></span>ordt </span></span></div>\n<div class=\"t m0 x1d h64 yc36 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verwerkt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc37 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc38 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill en<span class=\"_ _1\"></span> andere wi<span class=\"_ _1\"></span>jzigingen in<span class=\"_ _1\"></span> re\u00eble waard<span class=\"_ _1\"></span>e, die voortv<span class=\"_ _1\"></span>loeien uit<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yc39 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerv<span class=\"_ _0\"></span>ing van een bu<span class=\"_ _0\"></span>itenlan<span class=\"_ _0\"></span>dse activ<span class=\"_ _0\"></span>iteit die in vr<span class=\"_ _0\"></span>eemde val<span class=\"_ _0\"></span>uta luidt,</div>\n<div class=\"t m0 x1d h64 yc3a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden aanzien als<span class=\"_ _1\"></span> activa en ver<span class=\"ws11d\">pli<span class=\"_ _1\"></span>chtingen van<span class=\"_ _1\"></span> de buitenlan<span class=\"_ _1\"></span>dse </span></div>\n<div class=\"t m0 x1d h64 yc3b ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteit en<span class=\"_ _1\"></span> worden omgerekend<span class=\"_ _1\"></span> aan de slotkoers (op<span class=\"_ _1\"></span> het einde van de</div>\n<div class=\"t m0 x1d h64 yc3c ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span>). Ageas v<span class=\"_ _1\"></span>erwerkt alle<span class=\"_ _1\"></span> resulterende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc3d ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wisselk<span class=\"_ _0\"></span>oersve<span class=\"_ _0\"></span>rschill<span class=\"_ _0\"></span>en in de overi<span class=\"_ _0\"></span>ge onderde<span class=\"_ _0\"></span>len van het t<span class=\"_ _0\"></span>otaalres<span class=\"_ _0\"></span>ultaat,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc3e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot op verk<span class=\"_ _0\"></span>oop van de buit<span class=\"_ _0\"></span>enlan<span class=\"ws11d\">ds<span class=\"_ _0\"></span>e activ<span class=\"_ _0\"></span>iteit. <span class=\"_ _0\"></span>Bij verko<span class=\"_ _0\"></span>op van d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 yc3f ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">buitenl<span class=\"_ _0\"></span>andse act<span class=\"_ _0\"></span>iviteit, w<span class=\"_ _0\"></span>orden de eer<span class=\"_ _0\"></span>der erken<span class=\"_ _0\"></span>de wissel<span class=\"_ _0\"></span>koersvers<span class=\"_ _0\"></span>chill<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yc40 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd naa<span class=\"_ _0\"></span>r de winst<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en verli<span class=\"_ _0\"></span>esreken<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yc41 ffa2 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Hyperinf<span class=\"_ _0\"></span>latie i<span class=\"_ _0\"></span>n Turkij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc42 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op basis v<span class=\"_ _0\"></span>an de cr<span class=\"_ _0\"></span>iteria in<span class=\"_ _0\"></span> de sta<span class=\"_ _0\"></span>ndaard IA<span class=\"_ _0\"></span>S 29 <span class=\"ls107 ws13e\">\u2018Financi\u00eble </span></div>\n<div class=\"t m0 x1d h64 yc43 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verslag<span class=\"_ _0\"></span>geving i<span class=\"_ _0\"></span>n econo<span class=\"_ _0\"></span>mie\u00ebn m<span class=\"_ _0\"></span>et hyper<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>e\u2019, wordt<span class=\"_ _0\"></span> de Turk<span class=\"_ _0\"></span>se</div>\n<div class=\"t m0 x1d h64 yc44 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economi<span class=\"_ _0\"></span>e op 31 decemb<span class=\"_ _0\"></span>er 2022 aanz<span class=\"_ _0\"></span>ien als ee<span class=\"_ _0\"></span>n econom<span class=\"_ _0\"></span>ie met</div>\n<div class=\"t m0 x1d h64 yc45 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hyperinf<span class=\"_ _0\"></span>latie. O<span class=\"_ _0\"></span>p die datum be<span class=\"_ _0\"></span>draagt het<span class=\"_ _0\"></span> cumulat<span class=\"_ _0\"></span>ief infla<span class=\"_ _0\"></span>tieperce<span class=\"_ _0\"></span>ntage in</div>\n<div class=\"t m0 x1d h64 yc46 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Turkije ov<span class=\"_ _0\"></span>er een peri<span class=\"_ _0\"></span>ode van drie<span class=\"_ _0\"></span> jaar meer da<span class=\"_ _0\"></span>n <span class=\"lsef ws11d\">100% (156%),<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yc47 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebaseerd o<span class=\"_ _1\"></span>p de consump<span class=\"_ _1\"></span>tieprijsindex <span class=\"_ _1\"></span>gepubliceerd<span class=\"_ _1\"></span> door he<span class=\"_ _1\"></span>t Turkse</div>\n<div class=\"t m0 x1d h64 yc48 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Institu<span class=\"_ _0\"></span>ut voor Stat<span class=\"_ _0\"></span>istiek.<span class=\"_ _0\"></span> Bijgevol<span class=\"_ _0\"></span>g heeft Ageas<span class=\"_ _0\"></span> in deze gec<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yc49 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>ening voo<span class=\"_ _0\"></span>r de eerste k<span class=\"_ _0\"></span>eer de bepali<span class=\"_ _0\"></span>ngen van de st<span class=\"_ _0\"></span>andaard IA<span class=\"_ _0\"></span>S</div>\n<div class=\"t m0 x1d h64 yc4a ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">29 toegepa<span class=\"_ _1\"></span>st voor de<span class=\"_ _1\"></span> jaarrekeningen <span class=\"lsed\">van zijn Turks<span class=\"_ _0\"></span>e geassoc<span class=\"_ _0\"></span>ieerde </span></div>\n<div class=\"t m0 x1d h64 yc4b ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelnemingen<span class=\"_ _1\"></span> \u2018Aksigorta\u2019 e<span class=\"_ _1\"></span>n \u2018AgeSA\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc4c ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc4d ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De standa<span class=\"_ _0\"></span>ard IAS 29 ver<span class=\"_ _0\"></span>eist dat een j<span class=\"_ _0\"></span>aarreke<span class=\"_ _0\"></span>ning, die is<span class=\"_ _0\"></span> opgestel<span class=\"_ _0\"></span>d in de</div>\n<div class=\"t m0 x1d h64 yc4e ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">valuta va<span class=\"_ _0\"></span>n een econo<span class=\"_ _0\"></span>mie met hype<span class=\"_ _0\"></span>rinflat<span class=\"_ _0\"></span>ie, wordt o<span class=\"_ _0\"></span>mgereke<span class=\"_ _0\"></span>nd en <span class=\"ws111\">dat </span></div>\n<div class=\"t m0 x1d h64 yc4f ffa2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">deze <span class=\"lsef ws11e\">de wijzigingen in alge<span class=\"_ _1\"></span>mene koopkracht<span class=\"_ _1\"></span> op ve<span class=\"ws113\">rslagdatum </span></span></div>\n<div class=\"t m0 x1d h64 yc50 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. Om zi<span class=\"_ _0\"></span>jn aandee<span class=\"_ _0\"></span>l in de netto<span class=\"ls0 ws0\">-</span>acti<span class=\"_ _0\"></span>va en de resu<span class=\"_ _0\"></span>ltaten va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yc51 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze geasso<span class=\"_ _1\"></span>cieerde dee<span class=\"_ _1\"></span>lnemingen te b<span class=\"_ _1\"></span>epalen, rek<span class=\"_ _1\"></span>ent Ageas de<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yc52 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">monetaire a<span class=\"_ _1\"></span>ctiva en ve<span class=\"_ _1\"></span>rplichtingen <span class=\"_ _1\"></span>die gewaardeer<span class=\"_ _1\"></span>d staan aan<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc53 ffa2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>sche kos<span class=\"_ _0\"></span>t, het ei<span class=\"_ _0\"></span>gen verm<span class=\"_ _0\"></span>ogen en d<span class=\"_ _0\"></span>e posten<span class=\"ls0 ws0\"> </span><span class=\"lsef\">in de winst<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 yc54 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span> om voor wijzigin<span class=\"_ _1\"></span>gen in de algemene<span class=\"_ _1\"></span> koopkracht, aan<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yc55 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hand van de consump<span class=\"_ _1\"></span>tieprijsindex<span class=\"_ _1\"></span> gepubliceerd door<span class=\"_ _1\"></span> het Turkse</div>\n<div class=\"t m0 x1d h64 yc56 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Instituut voo<span class=\"_ _1\"></span>r Statistiek. In<span class=\"_ _1\"></span> een tweede stap, worden<span class=\"_ _1\"></span> de omgerekende</div>\n<div class=\"t m0 x1d h64 yc57 ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">jaarrek<span class=\"_ _0\"></span>eningen om<span class=\"_ _0\"></span>gereke<span class=\"_ _0\"></span>nd in euro op de sl<span class=\"_ _0\"></span>otkoers o<span class=\"_ _0\"></span>p 31 decemb<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1d h64 yc58 ffa2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc59 ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc5a ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In overeenstem<span class=\"_ _1\"></span>ming met de bepalingen<span class=\"_ _1\"></span> in de standaard IAS 21<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yc5b ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Gevolgen <span class=\"_ _1\"></span>van wisselkoer<span class=\"_ _1\"></span>swijzigingen\u2019,<span class=\"_ _1\"></span> is de verge<span class=\"_ _1\"></span>lijkende in<span class=\"_ _1\"></span>formatie</div>\n<div class=\"t m0 x1d h64 yc5c ffa2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor de vers<span class=\"_ _0\"></span>lagperi<span class=\"_ _0\"></span>ode 2021 niet<span class=\"_ _0\"></span> aangepas<span class=\"_ _0\"></span>t en is het eff<span class=\"_ _0\"></span>ect van de</div>\n<div class=\"t m0 x1d h64 yc5d ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble toepas<span class=\"_ _1\"></span>sing van de standaar<span class=\"_ _1\"></span>d verwerkt in he<span class=\"_ _1\"></span>t geconsolideerde</div>\n<div class=\"t m0 x1d h64 yc5e ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigen vermogen op 1<span class=\"_ _1\"></span> januari 2022<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yc5f ffa2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yc60 ffa2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De toepassing va<span class=\"_ _1\"></span>n de standaard IAS 29<span class=\"_ _1\"></span> heeft geresulteerd<span class=\"_ _1\"></span> in een</div>\n<div class=\"t m0 x1d h64 yc61 ffa2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">impact van <span class=\"_ _1\"></span>EUR (27) mi<span class=\"_ _1\"></span>ljoen in de<span class=\"_ _1\"></span> geconsoli<span class=\"_ _1\"></span>deerde resul<span class=\"_ _1\"></span>tatenrekening</div>\n<div class=\"t m0 x1d h64 yc62 ffa2 fs44 fc14 sc0 ls119 ws11d\" style=\"z-index: 15;\">en een impact van EU<span class=\"_ _0\"></span>R 149 miljoen in<span class=\"_ _0\"></span> het geconsolidee<span class=\"_ _0\"></span>rd overzicht van</div>\n<div class=\"t m0 x1d h64 yc63 ffa2 fs44 fc14 sc0 ls119 ws11d\" style=\"z-index: 15;\">wijzigingen in h<span class=\"_ _0\"></span>et eigen vermo<span class=\"_ _0\"></span>gen <span class=\"lsed\">over de<span class=\"_ _0\"></span> verslag<span class=\"_ _0\"></span>periode <span class=\"_ _0\"></span>2022.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 314px; height: 792px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffa6 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Wisselkoersen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel worden de koer<span class=\"_ _1\"></span>sen van de belangrijk<span class=\"_ _1\"></span>ste valuta voor Age<span class=\"_ _1\"></span>as weergegeven. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1017px; z-index: 15;\">1 euro =<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 341px; bottom: 1017px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y6e8 ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 494px; bottom: 1048px; z-index: 15;\">Koersen per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 486px; bottom: 1033px; z-index: 15;\"> <span class=\"lsf1 ws115\">einde periode</span> </div>\n<div class=\"t m0 x1b5 h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 469px; bottom: 1017px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1017px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 748px; bottom: 1048px; z-index: 15;\">Gemiddelde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 yc68 ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1033px; z-index: 15;\">koers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ffa6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1017px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1048px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 415px; bottom: 1048px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y6e8 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 669px; bottom: 1048px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 415px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 yc68 ffa6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 669px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h67 y68b ffa6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 542px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 669px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x11 h69 y68b ffa8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1000px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 985px; z-index: 15;\">Brit<span class=\"_ _1\"></span>se pond<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 985px; z-index: 15;\">0,89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 985px; z-index: 15;\">0,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 985px; z-index: 15;\">0,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 985px; z-index: 15;\">0,86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 969px; z-index: 15;\">Amerikaanse dollar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 969px; z-index: 15;\">1,07<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 969px; z-index: 15;\">1,13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 969px; z-index: 15;\">1,05<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 969px; z-index: 15;\">1,18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 953px; z-index: 15;\">Hongkong dollar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 953px; z-index: 15;\">8,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 953px; z-index: 15;\">8,83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 953px; z-index: 15;\">8,24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 953px; z-index: 15;\">9,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 ls11a ws126\" style=\"left: 69px; bottom: 937px; z-index: 15;\">Turkse li<span class=\"_ _0\"></span>ra<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 937px; z-index: 15;\">19,96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 937px; z-index: 15;\">15,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 937px; z-index: 15;\">17,42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 937px; z-index: 15;\">10,51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 922px; z-index: 15;\">Chinese yuan renminbi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 922px; z-index: 15;\">7,36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 922px; z-index: 15;\">7,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 922px; z-index: 15;\">7,08<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 922px; z-index: 15;\">7,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 906px; z-index: 15;\">Indiase roepie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 906px; z-index: 15;\">88,17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 906px; z-index: 15;\">84,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 906px; z-index: 15;\">82,68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68b ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 906px; z-index: 15;\">87,44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 890px; z-index: 15;\">Maleisische ringgit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 397px; bottom: 890px; z-index: 15;\">4,70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 890px; z-index: 15;\">4,72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 651px; bottom: 890px; z-index: 15;\">4,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6e8 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 890px; z-index: 15;\">4,90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 874px; z-index: 15;\">Filipijnse peso<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 874px; z-index: 15;\">59,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 874px; z-index: 15;\">57,76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 874px; z-index: 15;\">57,31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 874px; z-index: 15;\">58,30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 859px; z-index: 15;\">Thaise baht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 393px; bottom: 859px; z-index: 15;\">36,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 859px; z-index: 15;\">37,65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 859px; z-index: 15;\">36,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y691 ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 859px; z-index: 15;\">37,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Vietnamese dong<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 388px; bottom: 843px; z-index: 15;\">25.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 843px; z-index: 15;\">25.989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 843px; z-index: 15;\">24.613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ffa6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 843px; z-index: 15;\">27.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 832px; height: 274px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfHyperinflationaryReportingExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag359": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h7b yc77 ffa9 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">2.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yc78 ffa9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verantwoording <span class=\"_ _1\"></span>en waardering <span class=\"_ _1\"></span>bij het <span class=\"_ _1\"></span>opstellen</div>\n<div class=\"t m0 x2c h7b yc79 ffa9 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">van de jaa<span class=\"_ _1\"></span>rrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc7a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas bepaa<span class=\"_ _1\"></span>lt de clas<span class=\"_ _1\"></span>sificatie en <span class=\"_ _1\"></span>waardering <span class=\"_ _1\"></span>van activa e<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 yc7b ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen op b<span class=\"_ _0\"></span>asis van de aa<span class=\"_ _0\"></span>rd van de ond<span class=\"_ _0\"></span>erligge<span class=\"_ _0\"></span>nde trans<span class=\"_ _0\"></span>acties. <span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yc7c ffa6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ls107 ws13e\">Financi\u00eb<span class=\"_ _1\"></span>le</span> <span class=\"lsee ws112\">activa</span> </span></div>\n<div class=\"t m0 x2c h64 yc7d ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ee<span class=\"lsed ws11d\">n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument i<span class=\"_ _0\"></span>s een ove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst die <span class=\"_ _0\"></span>leidt tot<span class=\"_ _0\"></span> een </span></div>\n<div class=\"t m0 x2c h64 yc7e ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief van \u00e9\u00e9n partij<span class=\"_ _1\"></span> en een financi\u00eble v<span class=\"_ _1\"></span>erplichting of</div>\n<div class=\"t m0 x2c h64 yc7f ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">instrument<span class=\"_ _1\"></span> van een an<span class=\"_ _1\"></span>dere partij<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc80 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc81 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas clas<span class=\"_ _0\"></span>sifice<span class=\"_ _0\"></span>ert en waar<span class=\"_ _0\"></span>deert fina<span class=\"_ _0\"></span>nci\u00eble act<span class=\"_ _0\"></span>iva en verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x2c h64 yc82 ffa6 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">basis <span class=\"lsef ws11d\">van de <span class=\"_ _1\"></span>aard van de<span class=\"_ _1\"></span> onderliggend<span class=\"_ _1\"></span>e transactie<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c yc83 ffa8 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an financ<span class=\"_ _0\"></span>i\u00eble ac<span class=\"_ _0\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc84 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het mana<span class=\"_ _0\"></span>gement bep<span class=\"_ _0\"></span>aalt de pass<span class=\"_ _0\"></span>ende clas<span class=\"_ _0\"></span>sificati<span class=\"_ _0\"></span>e van de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 yc85 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten op d<span class=\"_ _0\"></span>e datum van aan<span class=\"_ _0\"></span>koop:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc86 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Tot einde looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden: omv<span class=\"_ _0\"></span>at schuld<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>en met een </span></span></div>\n<div class=\"t m0 x1a0 h64 yc87 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vaste looptij<span class=\"_ _1\"></span>d, waarbij het managem<span class=\"_ _1\"></span>ent voornemens is<span class=\"_ _1\"></span> en in de</div>\n<div class=\"t m0 x1a0 h64 yc88 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mogelijkheid<span class=\"_ _1\"></span> verkeert om<span class=\"_ _1\"></span> deze inst<span class=\"_ _1\"></span>rumenten to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aan</div>\n<div class=\"t m0 x1a0 h64 yc89 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8a ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws11d\">Leningen en vo<span class=\"_ _0\"></span>rderin<span class=\"_ _0\"></span>gen: omvat<span class=\"_ _0\"></span> schuld<span class=\"_ _0\"></span>effecten<span class=\"_ _0\"></span> met vast<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1a0 h64 yc8b ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>bare betal<span class=\"_ _0\"></span>ingen, di<span class=\"_ _0\"></span>e niet markt<span class=\"_ _0\"></span>genot<span class=\"_ _0\"></span>eerd zijn in een<span class=\"ls0 ws0\"> </span><span class=\"ws111\">act<span class=\"_ _0\"></span>ieve </span></div>\n<div class=\"t m0 x1a0 h64 yc8c ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">markt en <span class=\"_ _1\"></span>die bij de<span class=\"_ _1\"></span> eerste op<span class=\"_ _1\"></span>name niet w<span class=\"_ _1\"></span>orden aange<span class=\"_ _1\"></span>merkt als v<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x1a0 h64 yc8d ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden<span class=\"_ _1\"></span>, noch als voor ver<span class=\"_ _1\"></span>koop</div>\n<div class=\"t m0 x1a0 h64 yc8e ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8f ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Voor verkoop besc<span class=\"_ _0\"></span>hikbaar:<span class=\"_ _0\"></span> omvat voo<span class=\"_ _0\"></span>r onbepaal<span class=\"_ _0\"></span>de duur aan t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a0 h64 yc90 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">houden effecten<span class=\"_ _1\"></span> die kunnen worden ve<span class=\"_ _1\"></span>rkocht <span class=\"ws11d\">om te<span class=\"_ _1\"></span> voorzien in </span></div>\n<div class=\"t m0 x1a0 h64 yc91 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">liquiditeitsb<span class=\"_ _1\"></span>ehoeften of bij<span class=\"_ _1\"></span> wijzigingen van ren<span class=\"_ _1\"></span>tevoeten,</div>\n<div class=\"t m0 x1a0 h64 yc92 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wisselkoersen<span class=\"_ _1\"></span> of aande<span class=\"_ _1\"></span>lenkoersen<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc93 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsef ws11d\">F<span class=\"_ _1\"></span>inanci\u00eble ac<span class=\"_ _1\"></span>tiva aangehoude<span class=\"_ _1\"></span>n tegen r<span class=\"_ _1\"></span>e\u00eble waarde <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x1a0 h64 yc94 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc95 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws113\">Voor <span class=\"ws11d\">handelsdoe<span class=\"_ _1\"></span>leinden aangeho<span class=\"_ _1\"></span>uden: omvat<span class=\"_ _1\"></span> ef<span class=\"lsed ws112\">fecten die z<span class=\"_ _0\"></span>ijn </span></span></span></span></div>\n<div class=\"t m0 xd1 h64 yc96 ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aangesc<span class=\"_ _0\"></span>haft met<span class=\"_ _0\"></span> winst op k<span class=\"_ _0\"></span>orte te<span class=\"_ _0\"></span>rmijn als <span class=\"_ _0\"></span>doelst<span class=\"_ _0\"></span>elling;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc97 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws11e\">Financi\u00eble effecten o<span class=\"_ _1\"></span>pgenomen tegen d<span class=\"_ _1\"></span>e re\u00eble waarde met<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 xd1 h64 yc98 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc99 ffa8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Waardering van f<span class=\"_ _1\"></span>inanci\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h64 yc9a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Tot einde <span class=\"_ _1\"></span>looptijd aa<span class=\"_ _1\"></span>ngehouden belegg<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x2c h64 yc9b ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegen geamorti<span class=\"_ _1\"></span>seerde kostprij<span class=\"_ _1\"></span>s na aftrek van bijz<span class=\"_ _1\"></span>ondere</div>\n<div class=\"t m0 x2c h64 yc9c ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span> Elk versc<span class=\"_ _0\"></span>hil met de re\u00ebl<span class=\"_ _0\"></span>e waarde<span class=\"_ _0\"></span> bij de eerste</div>\n<div class=\"t m0 x2c h64 yc9d ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname, v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiend uit tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten, i<span class=\"_ _0\"></span>niti\u00eble pr<span class=\"_ _0\"></span>emies of ko<span class=\"_ _0\"></span>rtingen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc9e ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geam<span class=\"_ _0\"></span>ortise<span class=\"_ _0\"></span>erd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de belegg<span class=\"_ _0\"></span>ing met behu<span class=\"_ _0\"></span>lp van</div>\n<div class=\"t m0 x1d h64 yc9f ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> Indie<span class=\"_ _0\"></span>n wordt vas<span class=\"_ _0\"></span>tgestel<span class=\"_ _0\"></span>d dat e<span class=\"_ _0\"></span>en tot ei<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x1d h64 yca0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">looptijd aan<span class=\"_ _1\"></span>gehouden a<span class=\"_ _1\"></span>ctief een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> heeft</div>\n<div class=\"t m0 x1d h64 yca1 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ondergaan, word<span class=\"_ _1\"></span>t de bijzondere waa<span class=\"_ _1\"></span>rdeverminderi<span class=\"_ _1\"></span>ng verantwoord in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yca2 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 723px; height: 72px; width: 353.993px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 56px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yca3 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yca4 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsef ws11e\">eningen en<span class=\"_ _1\"></span> vorderingen word<span class=\"_ _1\"></span>en gewaardeerd t<span class=\"_ _1\"></span>egen geamortiseer<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yca5 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs n<span class=\"_ _1\"></span>a aftrek van<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen. Bij<span class=\"_ _1\"></span> de eerste<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca6 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname worde<span class=\"_ _1\"></span>n leningen en<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> gewaardeerd o<span class=\"_ _1\"></span>p de re\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca7 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde inclu<span class=\"_ _1\"></span>sief transac<span class=\"_ _1\"></span>tiekosten en<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> premies of<span class=\"_ _1\"></span> kor<span class=\"lsed ws112\">tingen. De </span></div>\n<div class=\"t m0 x1d h64 yca8 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs word<span class=\"_ _1\"></span>t berekend met gebrui<span class=\"_ _1\"></span>k van de effectie<span class=\"_ _1\"></span>ve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yca9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode (ER<span class=\"_ _0\"></span>M), reken<span class=\"_ _0\"></span>ing houden<span class=\"_ _0\"></span>d met kortin<span class=\"_ _0\"></span>gen of prem<span class=\"_ _0\"></span>ies bij</div>\n<div class=\"t m0 x1d h64 ycaa ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>p en kosten<span class=\"_ _0\"></span> die integra<span class=\"_ _0\"></span>al deel uitm<span class=\"_ _0\"></span>aken van de ERM<span class=\"_ _0\"></span>. De ERM<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ycab ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt verw<span class=\"_ _0\"></span>erkt in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enr<span class=\"ws112\">ek<span class=\"_ _0\"></span>ening. Win<span class=\"_ _0\"></span>sten en </span></div>\n<div class=\"t m0 x1d h64 ycac ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de resul<span class=\"_ _0\"></span>tatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g als de</div>\n<div class=\"t m0 x1d h64 ycad ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingen nie<span class=\"_ _1\"></span>t langer worden ver<span class=\"_ _1\"></span>antwoord of een<span class=\"_ _1\"></span> bijzondere</div>\n<div class=\"t m0 x1d h64 ycae ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing ondergaan.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 534px; height: 167px; width: 353.976px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ycaf ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycb0 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en met een varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e worden de k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ycb1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regelmatig o<span class=\"_ _1\"></span>pnieuw <span class=\"lsed\">geschat om d<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>ewegin<span class=\"_ _0\"></span>gen in de m<span class=\"_ _0\"></span>arkt we<span class=\"_ _0\"></span>er </span></div>\n<div class=\"t m0 x1d h64 ycb2 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te geven. Al<span class=\"_ _0\"></span>s de initi\u00eb<span class=\"_ _0\"></span>le waarder<span class=\"_ _0\"></span>ing van het i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span> met een</div>\n<div class=\"t m0 x1d h64 ycb3 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente (bijna)<span class=\"_ _1\"></span> gelijk i<span class=\"_ _1\"></span>s aan de h<span class=\"_ _1\"></span>oofdsom, hee<span class=\"_ _1\"></span>ft de schatt<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ycb4 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geen sign<span class=\"_ _0\"></span>ificant ef<span class=\"_ _0\"></span>fect op de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e van het inst<span class=\"_ _0\"></span>rument en wor<span class=\"_ _0\"></span>dt er</div>\n<div class=\"t m0 x1d h64 ycb5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gee<span class=\"lsed ws112\">n aanpassi<span class=\"_ _0\"></span>ng gedaa<span class=\"_ _0\"></span>n op de rentebat<span class=\"_ _0\"></span>en, die op b<span class=\"_ _0\"></span>asis van het </span></div>\n<div class=\"t m0 x1d h64 ycb6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toerekeningsbeg<span class=\"_ _1\"></span>insel worden opge<span class=\"_ _1\"></span>nomen. Indien ech<span class=\"_ _1\"></span>ter een instrumen<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ycb7 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e wordt verk<span class=\"_ _0\"></span>regen teg<span class=\"_ _0\"></span>en een signi<span class=\"_ _0\"></span>ficante<span class=\"_ _0\"></span> premie of</div>\n<div class=\"t m0 x1d h64 ycb8 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g, wordt dez<span class=\"_ _0\"></span>e premie of kort<span class=\"_ _0\"></span>ing afges<span class=\"_ _0\"></span>chrev<span class=\"_ _0\"></span>en over de v<span class=\"lsef ws113\">erwachte </span></div>\n<div class=\"t m0 x1d h64 ycb9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van het inst<span class=\"_ _0\"></span>rument en op<span class=\"_ _0\"></span>genomen in d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de</div>\n<div class=\"t m0 x1d h64 ycba ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ERM. De bo<span class=\"_ _1\"></span>ekwaarde zal <span class=\"_ _1\"></span>elke periode<span class=\"_ _1\"></span> opnieuw wo<span class=\"_ _1\"></span>rden berekend<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 ycbb ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van geschat<span class=\"_ _0\"></span>te toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>tromen te<span class=\"_ _0\"></span>gen de</div>\n<div class=\"t m0 x1d h64 ycbc ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actuel<span class=\"_ _0\"></span>e effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet te b<span class=\"_ _0\"></span>ereke<span class=\"_ _0\"></span>nen. All<span class=\"_ _0\"></span>e aanp<span class=\"lsef ws11e\">assingen worden </span></div>\n<div class=\"t m0 x1d h64 ycbd ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycbe ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ycbf ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden belegg<span class=\"_ _1\"></span>ingen, deriv<span class=\"_ _1\"></span>aten en ac<span class=\"_ _1\"></span>tiva</div>\n<div class=\"t m0 x1d h64 ycc0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die zijn aa<span class=\"_ _1\"></span>ngemerkt a<span class=\"_ _1\"></span>ls aangehouden<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> waarde met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g in de<span class=\"_ _1\"></span> <span class=\"ws11e\">resultatenreke<span class=\"_ _1\"></span>ning, worden veran<span class=\"_ _1\"></span>twoord tegen </span></div>\n<div class=\"t m0 x1d h64 ycc2 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Veranderinge<span class=\"_ _1\"></span>n in de r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord in</div>\n<div class=\"t m0 x1d h64 ycc3 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. De (g<span class=\"_ _0\"></span>erealis<span class=\"_ _0\"></span>eerde en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x1d h64 ycc4 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord als \u2018<span class=\"_ _1\"></span>Resultaat op<span class=\"_ _1\"></span> verkopen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n\u2019. <span class=\"lsed ws112\">Rente ontva<span class=\"_ _0\"></span>ngen (bet<span class=\"_ _0\"></span>aald) op act<span class=\"_ _0\"></span>iva (verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen) </span></div>\n<div class=\"t m0 x1d h64 ycc6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden wordt verantwoord<span class=\"_ _1\"></span> als rentebaten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc7 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(rentelasten)<span class=\"_ _1\"></span>. Ontvangen dividend<span class=\"_ _1\"></span>en worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ycc8 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Rentebaten,<span class=\"_ _1\"></span> dividenden <span class=\"_ _1\"></span>en overige b<span class=\"_ _1\"></span>eleggingsbaten<span class=\"_ _1\"></span>'.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 146px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 150px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 675px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 570px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 680px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 570px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 124px; height: 681px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het grootste deel van de financi\u00eble beleggingen van Ageas (zijnde<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"><span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">obligatieleningen en aandelenbelangen) behoort tot de categorie \u2018Voor</div>\n<div class=\"t m0 x2c h64 y8a7 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop beschikbaar\u2019 en wordt opgenomen tegen re\u00eble waarde.<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Veranderingen in de re\u00eble waarde worden rechtstreeks in het eigen</div>\n<div class=\"t m0 x2c h64 y8a9 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vermogen verantwoord (overig comprehensive income) tot de belegging<span class=\"lsed ws112\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt verkocht. <span class=\"_ _0\"></span>Op het m<span class=\"_ _0\"></span>oment v<span class=\"_ _0\"></span>an verko<span class=\"_ _0\"></span>op wordt<span class=\"_ _0\"></span> de cumu<span class=\"_ _0\"></span>latieve</div>\n<div class=\"t m0 x2c h64 y8ab ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in de re\u00eble<span class=\"_ _1\"></span> waarde in<span class=\"_ _1\"></span> het eigen<span class=\"_ _1\"></span> vermogen overged<span class=\"_ _1\"></span>ragen</div>\n<div class=\"t m0 x2c h64 y8ac ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">naar de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing. Op<span class=\"_ _0\"></span>brengst<span class=\"_ _0\"></span>en uit vo<span class=\"_ _0\"></span>or verko<span class=\"_ _0\"></span>op besc<span class=\"_ _0\"></span>hikbare</div>\n<div class=\"t m0 x2c h64 y8ad ffad fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">schul<span class=\"lsed\">deffect<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord met geb<span class=\"_ _0\"></span>ruik van de ef<span class=\"_ _0\"></span>fectiev<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8ae ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. P<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie en bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8af ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardemindering<span class=\"_ _1\"></span>sverliezen w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening en dividen<span class=\"_ _1\"></span>den worden na ontvang<span class=\"_ _1\"></span>st verwerkt als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 ffad fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opbrengsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8b2 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b3 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor die ve<span class=\"_ _0\"></span>rzek<span class=\"lsef ws11e\">eringsportefeuilles waar<span class=\"_ _1\"></span> de niet<span class=\"ls0 ws0\">-</span></span>gerealiseer<span class=\"_ _0\"></span>de winst<span class=\"_ _0\"></span>en of</div>\n<div class=\"t m0 x2c h64 y8b4 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliezen op obl<span class=\"_ _1\"></span>igaties een rech<span class=\"_ _1\"></span>tstreeks effect hebben<span class=\"_ _1\"></span> op de waardering<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en past Ageas in ove<span class=\"_ _1\"></span>reenstemming met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">IFRS 4 \u2018shadow accou<span class=\"_ _1\"></span>nting\u2019 toe. Dit be<span class=\"_ _1\"></span>tekent dat de wij<span class=\"_ _1\"></span>zig<span class=\"lsed ws112\">ingen in de </span></div>\n<div class=\"t m0 x2c h64 y8b7 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">gerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winsten <span class=\"_ _0\"></span>en verl<span class=\"_ _0\"></span>iezen van <span class=\"_ _0\"></span>invloe<span class=\"_ _0\"></span>d zijn op d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y9d7 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring van de ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen en hetg<span class=\"_ _0\"></span>een implic<span class=\"_ _0\"></span>eert</div>\n<div class=\"t m0 x2c h64 y9d8 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarom de<span class=\"_ _0\"></span>ze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n deel uitm<span class=\"_ _0\"></span>aken van het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y994 ffaf fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardeverminderingen<span class=\"_ _1\"></span> van financi\u00eble <span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ctiva<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y995 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een financ<span class=\"_ _0\"></span>ieel acti<span class=\"_ _0\"></span>ef (of een gr<span class=\"_ _0\"></span>oep financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a) geclass<span class=\"_ _0\"></span>ificee<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y996 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop beschik<span class=\"_ _0\"></span>baar, len<span class=\"_ _0\"></span>ingen e<span class=\"_ _0\"></span>n vordering<span class=\"_ _0\"></span>en of tot<span class=\"_ _0\"></span> einde loopti<span class=\"_ _0\"></span>jd</div>\n<div class=\"t m0 x2c h64 y997 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden w<span class=\"_ _1\"></span>ordt beschouw<span class=\"_ _1\"></span>d als onderh<span class=\"_ _1\"></span>evig aan een <span class=\"_ _1\"></span>bijzondere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y999 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11d\">Er<span class=\"_ _1\"></span> objectief<span class=\"_ _1\"></span> bew<span class=\"lsed ws112\">ijs is van de waa<span class=\"_ _0\"></span>rdevermi<span class=\"_ _0\"></span>ndering a<span class=\"_ _0\"></span>ls gevolg va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc13 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een of meer v<span class=\"_ _0\"></span>erliesge<span class=\"_ _0\"></span>beurteni<span class=\"_ _0\"></span>ssen of aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gen (bijv<span class=\"_ _0\"></span>oorbeel<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a0 h64 yc14 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge financi<span class=\"_ _0\"></span>\u00eble proble<span class=\"_ _0\"></span>men bij de emit<span class=\"_ _0\"></span>tent), d<span class=\"_ _0\"></span>ie hebben</div>\n<div class=\"t m0 x1a0 h64 yc15 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> na de eerste opname van<span class=\"_ _1\"></span> het actief; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws112\">Deze verliesge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is (of ge<span class=\"lsef ws11d\">beurtenissen) een<span class=\"_ _1\"></span> impact </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft/hebben op<span class=\"_ _1\"></span> de geraamde toekoms<span class=\"_ _1\"></span>tige kasstromen van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1a0 h64 yc18 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief (of de groep<span class=\"_ _1\"></span> van financi\u00eble ac<span class=\"_ _1\"></span>tiva) die betrouwbaa<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x1a0 h64 yc19 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>eraamd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor aand<span class=\"_ _0\"></span>elen omvat<span class=\"_ _0\"></span>ten de event<span class=\"_ _0\"></span>uele obje<span class=\"_ _0\"></span>ctieve aa<span class=\"_ _0\"></span>nwijzin<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 ya3e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span><span class=\"lsef ws11e\">deverminder<span class=\"_ _1\"></span>ingen onder meer<span class=\"_ _1\"></span> het feit of de re\u00eb<span class=\"_ _1\"></span>le </span></div>\n<div class=\"t m0 x2c h64 ya3f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde per<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum significant<span class=\"_ _1\"></span> (25%) bene<span class=\"_ _1\"></span>den de boek<span class=\"_ _1\"></span>waarde</div>\n<div class=\"t m0 x2c h64 ya40 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ligt of <span class=\"_ _1\"></span>per de balans<span class=\"_ _1\"></span>datum gedurende <span class=\"_ _1\"></span>een lange<span class=\"_ _1\"></span>re periode<span class=\"_ _1\"></span> beneden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya41 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde is<span class=\"_ _1\"></span> geweest (365 opeen<span class=\"_ _1\"></span>volgende dagen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afhankelijk van<span class=\"_ _1\"></span> het type financiee<span class=\"_ _1\"></span>l actief, kan de<span class=\"_ _1\"></span> realiseerbare waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya44 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als volgt worden<span class=\"_ _1\"></span> geschat: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">D<span class=\"_ _1\"></span>e re\u00eble waarde op<span class=\"_ _1\"></span> basis van een waarneemb<span class=\"_ _1\"></span>are marktprijs<span class=\"_ _1\"></span>;</span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya46 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e op basis<span class=\"_ _0\"></span> van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">waarneembare<span class=\"_ _1\"></span> marktgegevens</span>;<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya47 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">Op<span class=\"_ _1\"></span> basis van de re\u00eble<span class=\"_ _1\"></span> waarde van zekerhede<span class=\"_ _1\"></span>n. </span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4a ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien wor<span class=\"_ _0\"></span><span class=\"ws11d\">dt vast<span class=\"_ _0\"></span>gesteld <span class=\"_ _0\"></span>dat een<span class=\"ls0 ws0\"> </span><span class=\"lsef\">voor verkoop besch<span class=\"_ _1\"></span>ikbaar<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">actief een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> heeft ondergaan, wo<span class=\"_ _1\"></span>rdt het bedrag van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4c ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bijzond<span class=\"_ _1\"></span>ere waardeverm<span class=\"_ _1\"></span>indering opg<span class=\"_ _1\"></span>enomen in<span class=\"_ _1\"></span> de resul<span class=\"_ _1\"></span>tatenrekening.</div>\n<div class=\"t m0 x2c h64 ya4d ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">ger<span class=\"_ _1\"></span>ealiseerde e<span class=\"_ _1\"></span>n voorheen <span class=\"_ _1\"></span>in het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>opgenom<span class=\"ws113\">en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en van voor ve<span class=\"_ _0\"></span>rkoop besc<span class=\"_ _0\"></span>hikbare ac<span class=\"_ _0\"></span>tiva die ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya4f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing hebben on<span class=\"_ _1\"></span>dergaan, wo<span class=\"_ _1\"></span>rden overged<span class=\"_ _1\"></span>ragen naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ya50 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening op he<span class=\"_ _1\"></span>t moment da<span class=\"_ _1\"></span>t de bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya51 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zich v<span class=\"_ _1\"></span>oordoet. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode d<span class=\"_ _0\"></span>e re\u00eble waa<span class=\"_ _0\"></span>rde van een</div>\n<div class=\"t m0 x1d h64 yccb ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldinstrum<span class=\"_ _1\"></span>ent dat is <span class=\"_ _1\"></span>geclassifi<span class=\"_ _1\"></span>ceerd als be<span class=\"_ _1\"></span>schikbaar voor<span class=\"_ _1\"></span> verkoop,</div>\n<div class=\"t m0 x1d h64 yccc ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgt e<span class=\"_ _0\"></span>n de stij<span class=\"_ _0\"></span>ging obj<span class=\"_ _0\"></span>ectief i<span class=\"_ _0\"></span>n verban<span class=\"_ _0\"></span>d kan wor<span class=\"_ _0\"></span>den gebr<span class=\"_ _0\"></span>acht met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 yccd ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enis die pl<span class=\"_ _0\"></span>aatsvo<span class=\"_ _0\"></span>nd na de opnam<span class=\"_ _0\"></span>e van het bedr<span class=\"_ _0\"></span>ag van de</div>\n<div class=\"t m0 x1d h64 ycce ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening, valt<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x1d h64 yccf ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> vrij, waarbij<span class=\"_ _1\"></span> het bedrag van de</div>\n<div class=\"t m0 x1d h64 ycd0 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijval wo<span class=\"_ _1\"></span>rdt verwerkt <span class=\"_ _1\"></span>in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Verdere p<span class=\"_ _1\"></span>ositieve</div>\n<div class=\"t m0 x1d h64 ycd1 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n van als <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>beschikbare <span class=\"_ _1\"></span>schuldinstru<span class=\"_ _1\"></span>menten</div>\n<div class=\"t m0 x1d h64 y960 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden opgen<span class=\"_ _1\"></span>om<span class=\"lsed\">en in ov<span class=\"_ _0\"></span>erig com<span class=\"_ _0\"></span>prehens<span class=\"_ _0\"></span>ive inco<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en voor al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschi<span class=\"_ _1\"></span>kbare</div>\n<div class=\"t m0 x1d h64 y963 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>menten worden niet v<span class=\"_ _1\"></span>ia de resultatenre<span class=\"_ _1\"></span>kening</div>\n<div class=\"t m0 x1d h64 y964 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggenomen.<span class=\"_ _1\"></span> Stijgingen i<span class=\"_ _1\"></span>n de re\u00ebl<span class=\"_ _1\"></span>e waarde na<span class=\"_ _1\"></span> de bijzon<span class=\"_ _1\"></span>dere</div>\n<div class=\"t m0 x1d h64 y965 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering word<span class=\"_ _0\"></span>en rechtst<span class=\"_ _0\"></span>reeks ve<span class=\"_ _0\"></span>rwerkt in ov<span class=\"_ _0\"></span>erig</div>\n<div class=\"t m0 x1d h64 y966 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 220px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 535px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 540px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 230px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 545px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya52 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h6c yaa4 ffaf fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tie en afwi<span class=\"_ _0\"></span>kkelings<span class=\"_ _0\"></span>datum<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa5 ffad fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">Alle aan<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verkopen v<span class=\"_ _0\"></span>an financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplicht<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e moeten </span></span></div>\n<div class=\"t m0 x1d h64 yaa6 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld binnen het<span class=\"_ _0\"></span> door rege<span class=\"_ _0\"></span>lgeving of<span class=\"_ _0\"></span> marktco<span class=\"_ _0\"></span>nventie</div>\n<div class=\"t m0 x1d h64 yaa7 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vastgestelde t<span class=\"_ _1\"></span>ijdsbestek, word<span class=\"_ _1\"></span>en opgenomen op de<span class=\"_ _1\"></span> transactiedatu<span class=\"_ _1\"></span>m,</div>\n<div class=\"t m0 x1d h64 yaa8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">namelijk de<span class=\"_ _1\"></span> datum waar<span class=\"_ _1\"></span>op Ageas als<span class=\"_ _1\"></span> partij be<span class=\"_ _1\"></span>trokken word<span class=\"_ _1\"></span>t bij de</div>\n<div class=\"t m0 x1d h64 ya59 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> bepalingen van de<span class=\"_ _1\"></span> financi\u00eble activa<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya5a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5b ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Andere ter<span class=\"_ _1\"></span>mijnaankopen en<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">-</span>ver<span class=\"_ _1\"></span>kopen dan d<span class=\"_ _1\"></span>egene die m<span class=\"_ _1\"></span>oeten worden</div>\n<div class=\"t m0 x1d h64 ya5c ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgewikkeld bin<span class=\"_ _1\"></span>nen het tijdsbes<span class=\"_ _1\"></span>tek dat door regelge<span class=\"_ _1\"></span>ving of</div>\n<div class=\"t m0 x1d h64 ya5d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastgest<span class=\"_ _0\"></span>eld, wor<span class=\"_ _0\"></span>den tot het mom<span class=\"_ _0\"></span>ent van af<span class=\"_ _0\"></span>wikkelin<span class=\"_ _0\"></span><span class=\"ws111\">g </span></div>\n<div class=\"t m0 x1d h64 ya5e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en als afgel<span class=\"_ _0\"></span>eide term<span class=\"_ _0\"></span>ijntrans<span class=\"_ _0\"></span>acties.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yaab ffaf fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring van f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaac ffad fs44 fc14 sc0 ls105 ws14a\" style=\"z-index: 15;\">De IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">cla<span class=\"_ _1\"></span>ssificatie van finan<span class=\"_ _1\"></span>ci\u00eble verpl<span class=\"_ _1\"></span>ichtingen bepaalt de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaad ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering en<span class=\"_ _1\"></span> verwerking ervan in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als volgt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaae ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Financi\u00eble verplichtingen tegen de re\u00eble waarde met<span class=\"ws112\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaaf ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderingen omvatten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab0 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(i)  Voor handelsdoeleinden aangehouden financi\u00eble<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"> </span></span></div>\n<div class=\"t m0 xe2 h64 yab1 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplichtingen,<span class=\"_ _0\"></span> inclusi<span class=\"_ _0\"></span>ef derivat<span class=\"_ _0\"></span>en die niet vo<span class=\"_ _0\"></span>or hedge<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 xe2 h64 yab2 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">accounting in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> komen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab3 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(ii)<span class=\"ls0 ws0\"> <span class=\"_ _31\"> </span><span class=\"lsef ws11d\">Fin<span class=\"_ _1\"></span>anci\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"_ _1\"></span> die Ageas on<span class=\"_ _1\"></span>herroepelijk bi<span class=\"_ _1\"></span>j eerste </span></span></div>\n<div class=\"t m0 xe2 h64 yab4 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname of ee<span class=\"_ _0\"></span>rste toep<span class=\"_ _0\"></span>assing va<span class=\"_ _0\"></span>n IFRS heeft<span class=\"_ _0\"></span> aangeme<span class=\"_ _0\"></span>rkt als</div>\n<div class=\"t m0 xe2 h64 yab5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met waardeveranderingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 xe2 h64 y97d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening omdat<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe2 h64 y97e ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> basiscont<span class=\"_ _0\"></span>ract een in h<span class=\"_ _0\"></span>et contrac<span class=\"_ _0\"></span>t beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at bevat </span></span></div>\n<div class=\"t m0 x25 h64 y97f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat anders<span class=\"_ _0\"></span> zou moeten wo<span class=\"_ _0\"></span>rden afg<span class=\"_ _0\"></span>ezon<span class=\"lsef ws113\">derd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y980 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een incon<span class=\"_ _0\"></span>sistenti<span class=\"_ _0\"></span>e in waarde<span class=\"_ _0\"></span>ring of vera<span class=\"_ _0\"></span>ntwoord<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x25 h64 y981 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opheft of aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk vermi<span class=\"_ _0\"></span>ndert (\u2018ra<span class=\"_ _0\"></span>pporte<span class=\"_ _0\"></span>ringsmis<span class=\"_ _0\"></span>match\u2019<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">; </span><span class=\"ws111\">of<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y982 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een groep f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e activa en/<span class=\"_ _0\"></span>of verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n betreft,<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x25 h64 y983 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die gewaardeerd<span class=\"_ _1\"></span> worden op basis van d<span class=\"_ _1\"></span>e re\u00eble waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6c ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Andere financ<span class=\"_ _0\"></span>i\u00eble<span class=\"ls0 ws0\"> </span>verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en worden <span class=\"_ _0\"></span>in eerst<span class=\"_ _0\"></span>e insta<span class=\"_ _0\"></span>ntie </span></span></div>\n<div class=\"t m0 x69 h64 ya6d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en tegen de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e minus tra<span class=\"_ _0\"></span>nsactie<span class=\"_ _0\"></span>kosten.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 ya6e ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>orden andere<span class=\"_ _1\"></span> financi\u00eble v<span class=\"_ _1\"></span>erplichtingen<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x69 h64 ya6f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs, g<span class=\"_ _0\"></span>ebruikm<span class=\"_ _0\"></span>akend van de</div>\n<div class=\"t m0 x69 h64 ya70 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rentemethode, <span class=\"_ _1\"></span>waarbij de pe<span class=\"_ _1\"></span></span></span><span class=\"ws112\">riodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt </span></div>\n<div class=\"t m0 x69 h64 ya71 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya72 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya73 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen en sc<span class=\"_ _0\"></span>hulden w<span class=\"_ _0\"></span>orden bij eer<span class=\"_ _0\"></span>ste opnam<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya74 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen re\u00eble<span class=\"_ _1\"></span> waarde gewaard<span class=\"_ _1\"></span>eerd (onder<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> transactiek<span class=\"_ _1\"></span>osten) en</div>\n<div class=\"t m0 x1d h64 ya75 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden vervolge<span class=\"_ _1\"></span>ns gewaardeerd tegen<span class=\"_ _1\"></span> geamortiseerde<span class=\"_ _1\"></span> kostp<span class=\"lsed ws11d\">rijs met </span></div>\n<div class=\"t m0 x1d h64 ya76 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span>rente<span class=\"_ _0\"></span>methode,<span class=\"_ _0\"></span> waarbij de p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya77 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving wor<span class=\"_ _0\"></span>dt opgeno<span class=\"_ _0\"></span>men in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 350.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 188px; height: 918px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffb5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Transactieko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en op financ<span class=\"_ _0\"></span>i\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> verwijz<span class=\"_ _0\"></span>en naar de extr<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die di<span class=\"lsed ws11d\">rect zijn toe t<span class=\"_ _0\"></span>e reken<span class=\"_ _0\"></span>en aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of ve<span class=\"_ _0\"></span>rvreemd<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>el actief <span class=\"_ _0\"></span>of een f<span class=\"_ _0\"></span>inanci\u00eb<span class=\"_ _0\"></span>le verpli<span class=\"_ _0\"></span>chting.<span class=\"_ _0\"></span> Daarin z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y8a9 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">inbegrepen <span class=\"_ _1\"></span>commissies die<span class=\"_ _1\"></span> worden bet<span class=\"_ _1\"></span>aald aan agen<span class=\"_ _1\"></span>ten, advi<span class=\"_ _1\"></span>seurs,</div>\n<div class=\"t m0 x2c h64 y8aa ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">brokers en<span class=\"_ _1\"></span> effectenhandela<span class=\"_ _1\"></span>ren, evena<span class=\"_ _1\"></span>ls heffingen<span class=\"_ _1\"></span> opgelegd do<span class=\"_ _1\"></span>or<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs en effect<span class=\"_ _0\"></span>enbeurz<span class=\"_ _0\"></span>en evenals<span class=\"_ _0\"></span> overdr<span class=\"_ _0\"></span>achtsbel<span class=\"_ _0\"></span>asting en</div>\n<div class=\"t m0 x2c h64 y8ac ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere hef<span class=\"_ _1\"></span>fingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oord in d<span class=\"_ _0\"></span>e eerste <span class=\"_ _0\"></span>waarderi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c h64 y8af ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htingen,<span class=\"_ _0\"></span> behalve ind<span class=\"_ _0\"></span>ien de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8b0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa of<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>waardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y8b1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening. <span class=\"_ _1\"></span>In dat geval <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span> als kosten op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 349px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y92c ffb5 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waarde<span class=\"_ _1\"></span> van finan<span class=\"_ _1\"></span>ci\u00eble instrumen<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde i<span class=\"_ _0\"></span>s de waa<span class=\"_ _0\"></span>rde wa<span class=\"_ _0\"></span>artegen <span class=\"_ _0\"></span>een acti<span class=\"_ _0\"></span>ef of <span class=\"lsef ws113\">toegekend </span></div>\n<div class=\"t m0 x2c h64 y92e ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>ment kan worden verhan<span class=\"_ _1\"></span>deld en een verplich<span class=\"_ _1\"></span>ting kan</div>\n<div class=\"t m0 x2c h64 y92f ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>afgewikk<span class=\"_ _0\"></span>eld tuss<span class=\"_ _0\"></span>en ter z<span class=\"_ _0\"></span>ake goed <span class=\"_ _0\"></span>ge\u00efnfo<span class=\"_ _0\"></span>rmeerde<span class=\"_ _0\"></span>, tot</div>\n<div class=\"t m0 x2c h64 y991 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>e bereidw<span class=\"_ _0\"></span>illige part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y993 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde d<span class=\"_ _0\"></span>ie geto<span class=\"_ _0\"></span>ond wor<span class=\"_ _0\"></span>dt, is de<span class=\"_ _0\"></span> \u2018clean f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e\u2019</div>\n<div class=\"t m0 x2c h64 y994 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de totale re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de (\u2018dirty<span class=\"_ _0\"></span>\u2019 fair valu<span class=\"_ _0\"></span>e) exclus<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x2c h64 y995 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgelopen rente<span class=\"_ _1\"></span> en transactiekos<span class=\"_ _1\"></span>ten. De opgelopen ren<span class=\"_ _1\"></span>te wordt</div>\n<div class=\"t m0 x2c h64 y996 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k geclassificeer<span class=\"_ _1\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y997 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y998 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting of een<span class=\"_ _1\"></span> eigenvermogen<span class=\"_ _1\"></span>sinstrument</div>\n<div class=\"t m0 x2c h64 y999 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de gevol<span class=\"_ _0\"></span>gen van h<span class=\"_ _0\"></span>et risic<span class=\"_ _0\"></span>o dat het<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>e<span class=\"lsef\">nt niet pre<span class=\"_ _1\"></span>steert. Dit <span class=\"_ _1\"></span>risico </span></div>\n<div class=\"t m0 x2c h64 yc13 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">omvat, m<span class=\"_ _0\"></span>aar hoeft niet<span class=\"_ _0\"></span> beperkt t<span class=\"_ _0\"></span>e zijn tot, het e<span class=\"_ _0\"></span>igen risic<span class=\"_ _0\"></span>o van de entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc15 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een acti<span class=\"_ _0\"></span>ef of verpli<span class=\"_ _0\"></span>chting wor<span class=\"_ _0\"></span>dt in eerste i<span class=\"_ _0\"></span>nstanti<span class=\"_ _0\"></span>e gewaard<span class=\"_ _0\"></span>eerd tege<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc16 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Als de<span class=\"_ _1\"></span> transactieprij<span class=\"_ _1\"></span>s afwijkt <span class=\"_ _1\"></span>van deze re\u00eble<span class=\"_ _1\"></span> waarde, <span class=\"_ _1\"></span>wordt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc17 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hieruit v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende wi<span class=\"_ _0\"></span>nst of verli<span class=\"_ _0\"></span>es in de resu<span class=\"_ _0\"></span>ltatenr<span class=\"_ _0\"></span>ekening</div>\n<div class=\"t m0 x2c h64 yc18 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkt, tenzij<span class=\"_ _1\"></span> IFRS anders voors<span class=\"_ _1\"></span>chrijft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 567px; height: 51px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc19 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc1a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De basisp<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>es voor het bep<span class=\"_ _0\"></span>alen van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3d ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws11e\">M<span class=\"_ _1\"></span>aximaal gebruik<span class=\"_ _1\"></span> van relevante waarn<span class=\"_ _1\"></span>eembare (mark<span class=\"_ _1\"></span>t</span><span class=\"ffb3\">-<span class=\"lsef ws113\">)gegevens </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya3e ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en minimaal<span class=\"_ _1\"></span> gebruik v<span class=\"lsed ws112\">an niet<span class=\"ls0 ws0\">-</span></span>waarneem<span class=\"_ _1\"></span>bare gegeven<span class=\"_ _1\"></span>s (zoals</div>\n<div class=\"t m0 x1a0 h64 ya3f ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">interne schat<span class=\"_ _1\"></span>tingen en aannames)<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Uitsluitend wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen van de schat<span class=\"_ _0\"></span>tingsm<span class=\"_ _0\"></span>ethode als<span class=\"_ _0\"></span> er een </span></span></div>\n<div class=\"t m0 x1a0 h64 ya41 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verbetering kan<span class=\"_ _1\"></span> worden aangetoon<span class=\"_ _1\"></span>d of als de verande<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x1a0 h64 ya42 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">noodzak<span class=\"_ _0\"></span>elijk is van<span class=\"_ _0\"></span>wege wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de marktsit<span class=\"_ _0\"></span>uatie of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a0 h64 ya43 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span><span class=\"ws112\">baarhei<span class=\"_ _0\"></span>d van infor<span class=\"_ _0\"></span>matie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya45 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij het bepa<span class=\"_ _0\"></span>len van de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e wordt de vol<span class=\"_ _0\"></span>gende hi<span class=\"_ _0\"></span>\u00ebrarchie</div>\n<div class=\"t m0 x2c h64 ya46 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikt voor<span class=\"_ _1\"></span> het bepal<span class=\"_ _1\"></span>en en verme<span class=\"_ _1\"></span>lden van de<span class=\"_ _1\"></span> re\u00eble waa<span class=\"_ _1\"></span>rde, in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoemde volgorde<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 1: re\u00eble wa<span class=\"_ _0\"></span>arde vastg<span class=\"_ _0\"></span>esteld met<span class=\"_ _0\"></span> gebruik va<span class=\"_ _0\"></span>n (niet </span></span></div>\n<div class=\"t m0 x1a0 h64 ya49 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangepaste) geno<span class=\"_ _1\"></span>teerde <span class=\"lsed ws112\">prijzen in e<span class=\"_ _0\"></span>en actieve m<span class=\"_ _0\"></span>arkt voor ide<span class=\"_ _0\"></span>ntieke </span></div>\n<div class=\"t m0 x1a0 h64 ya4a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa of ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen. Dit<span class=\"_ _0\"></span> betekent<span class=\"_ _0\"></span> dat de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>jzen</div>\n<div class=\"t m0 x1a0 h64 ya4b ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenvou<span class=\"_ _0\"></span>dig beschik<span class=\"_ _0\"></span>baar zij<span class=\"_ _0\"></span>n en werkel<span class=\"_ _0\"></span>ijke en regel<span class=\"_ _0\"></span>matig</div>\n<div class=\"t m0 x1a0 h64 ya4c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorkom<span class=\"_ _0\"></span>ende mark<span class=\"_ _0\"></span>ttransac<span class=\"_ _0\"></span>ties op bas<span class=\"_ _0\"></span>is van vrij ec<span class=\"_ _0\"></span>onomi<span class=\"_ _0\"></span>sch</div>\n<div class=\"t m0 x1a0 h64 ya4d ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeer weerspiege<span class=\"_ _1\"></span>len;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4e ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 2: r<span class=\"ws11d\">e\u00eble w<span class=\"_ _0\"></span>aarde vas<span class=\"_ _0\"></span>tgest<span class=\"_ _0\"></span>eld met ge<span class=\"_ _0\"></span>bruik va<span class=\"_ _0\"></span>n infor<span class=\"_ _0\"></span>matie </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya4f ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders dan<span class=\"_ _1\"></span> de in niv<span class=\"_ _1\"></span>eau 1 opgeno<span class=\"_ _1\"></span>men genoteerde<span class=\"_ _1\"></span> prijzen <span class=\"_ _1\"></span>die (op</div>\n<div class=\"t m0 x1a0 h64 ya50 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de markt) w<span class=\"_ _0\"></span>aarneem<span class=\"_ _0\"></span>baar zijn,<span class=\"_ _0\"></span> hetzij dir<span class=\"_ _0\"></span>ect (d.w.z.<span class=\"_ _0\"></span> prijze<span class=\"_ _0\"></span>n) of indire<span class=\"_ _0\"></span>ct</div>\n<div class=\"t m0 x1a0 h64 ya51 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(d.w.z. ont<span class=\"_ _1\"></span>leend aan pri<span class=\"_ _1\"></span>jzen, zoal<span class=\"_ _1\"></span>s rentetarieven<span class=\"_ _1\"></span> of wisselkoe<span class=\"_ _1\"></span>rsen);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya52 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3\">N<span class=\"_ _1\"></span><span class=\"lsed ws11d\">iveau 3: r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde vast<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d met geb<span class=\"_ _0\"></span>ruik van i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie die </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya53 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet (volledi<span class=\"_ _1\"></span>g) op waarneembare<span class=\"_ _1\"></span> gegevens is gebaseerd<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws113\">Ko<span class=\"_ _1\"></span>stprijs.</span><span class=\"ffb3\"> </span></span></div>\n<div class=\"t m0 x1d h64 yab7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De plaatsing<span class=\"_ _1\"></span> van de waardering van<span class=\"_ _1\"></span> de re\u00eble waarde in de<span class=\"_ _1\"></span> hi\u00ebrarchie</div>\n<div class=\"t m0 x1d h64 yab8 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt bepaald op<span class=\"_ _1\"></span> basis van het laags<span class=\"_ _1\"></span>te niveau van inpu<span class=\"_ _1\"></span>t <span class=\"lsed ws112\">dat van bel<span class=\"_ _0\"></span>ang </span></div>\n<div class=\"t m0 x1d h64 yab9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is voor de wa<span class=\"_ _0\"></span>ardering v<span class=\"_ _0\"></span>an de re\u00eble wa<span class=\"_ _0\"></span>arde in zijn g<span class=\"_ _0\"></span>eheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaba ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabb ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De bepali<span class=\"_ _0\"></span>ng van de re\u00ebl<span class=\"_ _0\"></span>e waarde vo<span class=\"_ _0\"></span>lgens niv<span class=\"_ _0\"></span>eau 2 en 3 vereist<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yabc ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans he<span class=\"_ _1\"></span>t gebruik van waardering<span class=\"_ _1\"></span>stechnieken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabd ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabe ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een fina<span class=\"_ _0\"></span>ncieel i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent wordt <span class=\"_ _0\"></span>beschou<span class=\"_ _0\"></span>wd als <span class=\"lsef\">m<span class=\"_ _0\"></span>arktgenoteerd<span class=\"_ _1\"></span> in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yabf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actieve m<span class=\"_ _0\"></span>arkt als gen<span class=\"_ _0\"></span>oteerd<span class=\"_ _0\"></span>e prijzen ee<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>g en regelmat<span class=\"_ _0\"></span>ig</div>\n<div class=\"t m0 x1d h64 ycd9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opvraagbaar<span class=\"_ _1\"></span> zijn bij een beurs, deal<span class=\"_ _1\"></span>er, broker, indu<span class=\"_ _1\"></span>stri\u00eble groep, pri<span class=\"_ _1\"></span>cing</div>\n<div class=\"t m0 x1d h64 ycda ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service of<span class=\"_ _0\"></span> regelgev<span class=\"_ _0\"></span>ende/t<span class=\"_ _0\"></span>oezicht<span class=\"_ _0\"></span>houdend<span class=\"_ _0\"></span>e instanti<span class=\"_ _0\"></span>es en als dez<span class=\"_ _0\"></span>e prijzen</div>\n<div class=\"t m0 x1d h64 ycdb ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een weergave<span class=\"_ _1\"></span> zijn van<span class=\"_ _1\"></span> feit<span class=\"ws11e\">elijke<span class=\"_ _1\"></span> en regelmatig teru<span class=\"_ _1\"></span>gkerende </span></div>\n<div class=\"t m0 x1d h64 ycdc ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es op bas<span class=\"_ _0\"></span>is van v<span class=\"_ _0\"></span>rij eco<span class=\"_ _0\"></span>nomisch v<span class=\"_ _0\"></span>erkeer.<span class=\"_ _0\"></span> Indien <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 ycdd ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel in<span class=\"_ _1\"></span>strument wordt verha<span class=\"_ _1\"></span>ndeld in een acti<span class=\"_ _1\"></span>eve en liquide mark<span class=\"_ _1\"></span>t is</div>\n<div class=\"t m0 x1d h64 ycde ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de genote<span class=\"_ _0\"></span>erde prijs<span class=\"_ _0\"></span> of waarde de bes<span class=\"_ _0\"></span>te indicat<span class=\"_ _0\"></span>or voor de<span class=\"_ _0\"></span> re\u00eble waar<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ycdf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervan. Di<span class=\"_ _0\"></span>e r<span class=\"lsef ws11d\">e\u00eble waarde <span class=\"_ _1\"></span>wordt nie<span class=\"_ _1\"></span>t gecorrigeerd<span class=\"_ _1\"></span> voor een<span class=\"_ _1\"></span> groot pakke<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yce0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen, <span class=\"_ _1\"></span>tenzij er e<span class=\"_ _1\"></span>en bindende a<span class=\"_ _1\"></span>fspraak is ge<span class=\"_ _1\"></span>maakt om de<span class=\"_ _1\"></span> aandelen</div>\n<div class=\"t m0 x1d h64 yce1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te verkopen<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> andere prij<span class=\"_ _1\"></span>s dan de m<span class=\"_ _1\"></span>arktprijs. <span class=\"_ _1\"></span>De meest</div>\n<div class=\"t m0 x1d h64 yce2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschikt<span class=\"_ _0\"></span>e marktp<span class=\"_ _0\"></span>rijs voor ee<span class=\"_ _0\"></span>n actief in<span class=\"_ _0\"></span> bezit of een uit te ge<span class=\"_ _0\"></span>ven p<span class=\"lsee\">assief </span></div>\n<div class=\"t m0 x1d h64 yce3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is de huidig<span class=\"_ _0\"></span>e biedpri<span class=\"_ _0\"></span>js, en voor ee<span class=\"_ _0\"></span>n aan te kope<span class=\"_ _0\"></span>n actief of een p<span class=\"_ _0\"></span>assief in</div>\n<div class=\"t m0 x1d h64 yce4 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit, de <span class=\"_ _1\"></span>laatprijs. M<span class=\"_ _1\"></span>iddenkoersen w<span class=\"_ _1\"></span>orden gebrui<span class=\"_ _1\"></span>kt als basis<span class=\"_ _1\"></span> voor het</div>\n<div class=\"t m0 x1d h64 yce5 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepale<span class=\"_ _0\"></span>n van de r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>activa e<span class=\"_ _0\"></span>n verpli<span class=\"_ _0\"></span>chtingen <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x1d h64 yce6 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegengestelde<span class=\"_ _1\"></span> marktrisi<span class=\"_ _1\"></span>co\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce7 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce8 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er een sign<span class=\"_ _0\"></span>ifica<span class=\"_ _0\"></span>nte daling<span class=\"_ _0\"></span> is in het volum<span class=\"_ _0\"></span>e of het activ<span class=\"_ _0\"></span>iteitsni<span class=\"_ _0\"></span>veau</div>\n<div class=\"t m0 x1d h64 yce9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor het act<span class=\"_ _0\"></span>ief of de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g, worden d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ies of gen<span class=\"_ _0\"></span>oteerde</div>\n<div class=\"t m0 x1d h64 ycea ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen b<span class=\"_ _0\"></span>eoordeel<span class=\"_ _0\"></span>d en kan er een alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieve waar<span class=\"_ _0\"></span>deringsm<span class=\"_ _0\"></span>ethode of</div>\n<div class=\"t m0 x1d h64 yceb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meerdere waarde<span class=\"_ _1\"></span>ringsmethoden (bij<span class=\"_ _1\"></span>v. contante<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">waard<span class=\"_ _0\"></span>etechni<span class=\"_ _0\"></span>eken) </span></span></div>\n<div class=\"t m0 x1d h64 ycec ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yced ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycee ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er geen ma<span class=\"_ _0\"></span>rktpri<span class=\"_ _0\"></span>js op een acti<span class=\"_ _0\"></span>eve markt b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>ar is, wordt<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 ycef ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e berekend<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an de con<span class=\"_ _1\"></span>tante waarde<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">methode of </span></div>\n<div class=\"t m0 x1d h64 ycf0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere waard<span class=\"_ _1\"></span>eringsmethoden<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> waarneembare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycf1 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktg<span class=\"_ _0\"></span>egevens o<span class=\"_ _0\"></span>p de balans<span class=\"_ _0\"></span>datum. Dez<span class=\"_ _0\"></span>e informat<span class=\"_ _0\"></span>ie kan hetz<span class=\"_ _0\"></span>ij direct</div>\n<div class=\"t m0 x1d h64 ycf2 ffb3 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">wa<span class=\"lsef ws11e\">arneembaar zijn (pri<span class=\"_ _1\"></span>jzen) of indire<span class=\"_ _1\"></span>ct waarneembaar<span class=\"_ _1\"></span> (afgeleid van </span></div>\n<div class=\"t m0 x1d h64 ycf3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen z<span class=\"_ _0\"></span>oals rent<span class=\"_ _0\"></span>e of wisselk<span class=\"_ _0\"></span>oersen).<span class=\"_ _0\"></span> Wanneer A<span class=\"_ _0\"></span>geas kwa<span class=\"_ _0\"></span>ntitati<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x1d h64 ycf4 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">observeerbare i<span class=\"_ _1\"></span>nformatie gebru<span class=\"_ _1\"></span>ikt bij de<span class=\"_ _1\"></span> waardering<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ycf5 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde, i<span class=\"_ _0\"></span>s deze infor<span class=\"_ _0\"></span>matie ni<span class=\"_ _0\"></span>et binnens<span class=\"_ _0\"></span>huis ontw<span class=\"_ _0\"></span>ikkeld.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 ycf6 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycf7 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als er ee<span class=\"_ _1\"></span>n waardering<span class=\"_ _1\"></span>smethode gebrui<span class=\"_ _1\"></span>kelijk is<span class=\"_ _1\"></span> in de mar<span class=\"_ _1\"></span>kt om de p<span class=\"_ _1\"></span>rijs</div>\n<div class=\"t m0 x1d h64 ycf8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent te be<span class=\"_ _0\"></span>palen en v<span class=\"_ _0\"></span>an deze <span class=\"_ _0\"></span>waard<span class=\"_ _0\"></span>eringsmet<span class=\"_ _0\"></span>hode is</div>\n<div class=\"t m0 x1d h64 ycf9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangetoond da<span class=\"_ _1\"></span>t de bepaalde waarderin<span class=\"_ _1\"></span>g een betrouwbare s<span class=\"_ _1\"></span>chatting</div>\n<div class=\"t m0 x1d h64 ycfa ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oplevert<span class=\"_ _0\"></span> van de prijs<span class=\"_ _0\"></span> bij een daadw<span class=\"_ _0\"></span>erkelij<span class=\"_ _0\"></span>ke markttr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ie, dan</div>\n<div class=\"t m0 x1d h64 ycfb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt Ageas<span class=\"_ _1\"></span> deze waarderings<span class=\"_ _1\"></span>methode. Tot de veel<span class=\"_ _1\"></span> gebruikte</div>\n<div class=\"t m0 x1d h64 ycfc ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ringsmet<span class=\"_ _0\"></span>hoden in fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n behoren r<span class=\"_ _0\"></span>ecente</div>\n<div class=\"t m0 x1d h64 ycfd ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es, disc<span class=\"_ _0\"></span>ounted c<span class=\"_ _0\"></span>ash flo<span class=\"_ _0\"></span>ws (incl<span class=\"_ _0\"></span>usief</div>\n<div class=\"t m0 x1d h64 ycfe ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">optiewaarderin<span class=\"_ _1\"></span>gsmodellen) en<span class=\"_ _1\"></span> actuele ver<span class=\"_ _1\"></span>vangingswaarde.<span class=\"_ _1\"></span> Een</div>\n<div class=\"t m0 x1d h64 ycff ffb3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geaccepteerde<span class=\"_ _1\"></span> <span class=\"ws11d\">waarderings<span class=\"_ _1\"></span>methode houdt<span class=\"_ _1\"></span> rekening met<span class=\"_ _1\"></span> alle fac<span class=\"_ _1\"></span>toren </span></div>\n<div class=\"t m0 x1d h64 yd00 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n voor de prijs<span class=\"_ _0\"></span>vorming<span class=\"_ _0\"></span> belangrij<span class=\"_ _0\"></span>k achten. Dez<span class=\"_ _0\"></span>e metho<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yd01 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dient teve<span class=\"_ _0\"></span>ns consis<span class=\"_ _0\"></span>tent te zijn m<span class=\"_ _0\"></span>et algem<span class=\"_ _0\"></span>een aanvaa<span class=\"_ _0\"></span>rde econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x1d h64 yd02 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">modellen voor<span class=\"_ _1\"></span> de waar<span class=\"_ _1\"></span>dering van <span class=\"_ _1\"></span>financi\u00eble ins<span class=\"_ _1\"></span>trumenten.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">Deze </span></span></div>\n<div class=\"t m0 x1d h64 yd03 ffb3 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">tech<span class=\"lsed ws112\">nieken zijn onde<span class=\"_ _0\"></span>rhevig aan <span class=\"lsef ws11d\">i<span class=\"_ _0\"></span>nherente be<span class=\"_ _1\"></span>perkingen, zoa<span class=\"_ _1\"></span>ls de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd04 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng van de v<span class=\"_ _0\"></span>oor ris<span class=\"_ _0\"></span>ico geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>de disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoet.<span class=\"_ _0\"></span> Het</div>\n<div class=\"t m0 x1d h64 yd05 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik v<span class=\"_ _0\"></span>an ander<span class=\"_ _0\"></span>e assumpt<span class=\"_ _0\"></span>ies en veron<span class=\"_ _0\"></span>derstell<span class=\"_ _0\"></span>ingen zou r<span class=\"_ _0\"></span>esulter<span class=\"_ _0\"></span>en in</div>\n<div class=\"t m0 x1d h64 yd06 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een andere <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd07 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd08 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De ni<span class=\"ws11e\">veau 3 po<span class=\"_ _1\"></span>sities zijn <span class=\"ws113\">voor<span class=\"_ _1\"></span>namelijk </span></span>g<span class=\"_ _1\"></span>evoelig voor<span class=\"_ _1\"></span> een veranderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x1d h64 yd09 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de verw<span class=\"_ _0\"></span>achte kasst<span class=\"_ _0\"></span>romen.<span class=\"_ _0\"></span> Bijgev<span class=\"_ _0\"></span>olg varie<span class=\"_ _0\"></span>ert hun re\u00ebl<span class=\"_ _0\"></span>e waarde in</div>\n<div class=\"t m0 x1d h64 yd0a ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verhouding to<span class=\"_ _1\"></span>t de veranderingen<span class=\"_ _1\"></span> in deze kasstromen<span class=\"_ _1\"></span>. De veranderingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd0b ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in de wa<span class=\"_ _0\"></span>arde van d<span class=\"_ _0\"></span>eze niv<span class=\"_ _0\"></span>eau 3 posit<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rden ve<span class=\"_ _0\"></span>rantwo<span class=\"lsef\">ord in de </span></div>\n<div class=\"t m0 x1d h64 yd0c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overige n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde re<span class=\"_ _1\"></span>sultaten in het eigen<span class=\"_ _1\"></span> vermogen.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 142px; height: 955px; width: 352.986px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 702px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ycd8 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gebrui<span class=\"_ _0\"></span>kte method<span class=\"_ _0\"></span>en en hypot<span class=\"_ _0\"></span>hesen om de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e te bepale<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x2c h64 y8a6 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn grot<span class=\"_ _0\"></span>endeel<span class=\"_ _0\"></span>s afhank<span class=\"_ _0\"></span>elijk va<span class=\"_ _0\"></span>n het feit <span class=\"_ _0\"></span>of het i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nt verh<span class=\"_ _0\"></span>andeld</div>\n<div class=\"t m0 x2c h64 y8a7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt op <span class=\"_ _0\"></span>een fina<span class=\"_ _0\"></span>nci\u00eble m<span class=\"_ _0\"></span>arkt en w<span class=\"_ _0\"></span>elke inf<span class=\"_ _0\"></span>orm<span class=\"lsef ws11e\">atie gebruikt kan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de waard<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>modellen.<span class=\"_ _0\"></span> Hierna wo<span class=\"_ _0\"></span>rdt een same<span class=\"_ _0\"></span>nvattin<span class=\"_ _0\"></span>g gegeven</div>\n<div class=\"t m0 x2c h64 y8a9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de versc<span class=\"_ _0\"></span>hillen<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> met de hiervoo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y8aa ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> re\u00eble waarder<span class=\"_ _1\"></span>ingsmethode:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschikba<span class=\"_ _1\"></span>ar geclassif<span class=\"_ _1\"></span>iceerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsed ws112\">ffecten en van ef<span class=\"_ _0\"></span>fecten te<span class=\"_ _0\"></span>gen re\u00eble w<span class=\"_ _0\"></span>aarde met </span></div>\n<div class=\"t m0 x1a0 h64 y8ad ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening word<span class=\"_ _1\"></span>t bepaald <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x1a0 h64 y8ae ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van ma<span class=\"_ _0\"></span>rktprij<span class=\"_ _0\"></span>zen van acti<span class=\"_ _0\"></span>eve markt<span class=\"_ _0\"></span>en. Indien g<span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8af ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoteerde prij<span class=\"_ _1\"></span>zen in een actieve mark<span class=\"_ _1\"></span>t beschikbaar zijn<span class=\"_ _1\"></span>, wordt de</div>\n<div class=\"t m0 x1a0 h64 y8b0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e bepaald <span class=\"lsed\">aan de hand va<span class=\"_ _0\"></span>n contant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">waarde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">berekeningen<span class=\"_ _1\"></span>. <span class=\"ws11e\">Meer bepaald<span class=\"_ _1\"></span> voor asset<span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">backed sec</span></span>urities houden </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verwac<span class=\"_ _0\"></span>hte kasst<span class=\"_ _0\"></span>romen die wor<span class=\"_ _0\"></span>den geb<span class=\"_ _0\"></span>ruikt in de cont<span class=\"_ _0\"></span>ante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>kening rekening<span class=\"_ _1\"></span> met de oo<span class=\"_ _1\"></span>rspronkelijke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b4 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteri<span class=\"_ _0\"></span>a, kenm<span class=\"_ _0\"></span>erken va<span class=\"_ _0\"></span>n de le<span class=\"lsef ws11e\">ning nemer </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span></span>value rat<span class=\"_ _0\"></span>io\u2019s, ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b7 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vooruitbetalin<span class=\"_ _1\"></span>gsniveaus.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">Disconteringsfa<span class=\"_ _1\"></span>ctoren worden<span class=\"_ _1\"></span> hierbij </span></div>\n<div class=\"t m0 x1a0 h64 y9d7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op een swa<span class=\"_ _0\"></span>pcurve,<span class=\"_ _0\"></span> plus een spr<span class=\"_ _0\"></span>ead die de</div>\n<div class=\"t m0 x1a0 h64 y9d8 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicok<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en v<span class=\"ws112\">an het ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> uitdrukt<span class=\"_ _0\"></span>. De re\u00eble waa<span class=\"_ _0\"></span>rde van </span></div>\n<div class=\"t m0 x1a0 h64 y9d9 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als tot de vervald<span class=\"_ _1\"></span>ag aangehouden<span class=\"_ _1\"></span> geclassificeerde<span class=\"_ _1\"></span> effecten (alleen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9da ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig voor<span class=\"_ _1\"></span> informatiever<span class=\"_ _1\"></span>schaffing) wor<span class=\"_ _1\"></span>den op deze<span class=\"_ _1\"></span>lfde wijze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9db ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepaald.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde van d<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n wordt verk<span class=\"_ _0\"></span>regen uit ac<span class=\"_ _0\"></span>tieve mark<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 y9dd ffb8 fs44 fc14 sc0 ls10c ws14c\" style=\"z-index: 15;\">of wor<span class=\"lsed ws112\">dt, indien van toe<span class=\"_ _0\"></span>passing,<span class=\"_ _0\"></span> bepaald met<span class=\"_ _0\"></span> behulp van<span class=\"_ _0\"></span> contante<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a0 h64 y9de ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde b<span class=\"_ _0\"></span>erekeni<span class=\"_ _0\"></span>ngen en opti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmod<span class=\"_ _1\"></span>ellen. Geno<span class=\"_ _1\"></span>teerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9df ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>rijzen zijn d<span class=\"_ _0\"></span>e meest betr<span class=\"_ _0\"></span>ouwba<span class=\"_ _0\"></span>re re\u00eble wa<span class=\"_ _0\"></span>arde voor op ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y9e0 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">erkende beurs ve<span class=\"_ _1\"></span>rhandelde deriv<span class=\"_ _1\"></span>aten. Voor derivat<span class=\"_ _1\"></span>en die niet op</div>\n<div class=\"t m0 x1a0 h64 y9e1 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een erke<span class=\"lsef ws11e\">nde beurs worden verhandeld, is de<span class=\"_ _1\"></span> re\u00eble waarde die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9e2 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde die<span class=\"_ _1\"></span> gerealiseerd<span class=\"_ _1\"></span> kan worden d<span class=\"_ _1\"></span>oor be\u00ebindi<span class=\"_ _1\"></span>ging of a<span class=\"_ _1\"></span>fwikkeling</div>\n<div class=\"t m0 x1a0 h64 y9e3 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het d<span class=\"_ _0\"></span>erivaat<span class=\"_ _0\"></span>. Factor<span class=\"_ _0\"></span>en die v<span class=\"_ _0\"></span>an invlo<span class=\"_ _0\"></span>ed zijn <span class=\"_ _0\"></span>op de waar<span class=\"_ _0\"></span>dering</div>\n<div class=\"t m0 x1a0 h64 y9e4 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>ndividuele deri<span class=\"_ _1\"></span>vaten zijn<span class=\"_ _1\"></span> onder ande<span class=\"_ _1\"></span>re de kred<span class=\"_ _1\"></span>ietrating van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9e5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de t<span class=\"lsef ws11d\">egenpartij en<span class=\"_ _1\"></span> de complexi<span class=\"_ _1\"></span>teit van he<span class=\"_ _1\"></span>t derivaat. W<span class=\"_ _1\"></span>anneer deze </span></div>\n<div class=\"t m0 x1a0 h64 y9e6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">factore<span class=\"_ _0\"></span>n afwijke<span class=\"_ _0\"></span>n van de basisf<span class=\"_ _0\"></span>actor<span class=\"_ _0\"></span>en die ten gron<span class=\"_ _0\"></span>dslag lig<span class=\"_ _0\"></span>gen aan</div>\n<div class=\"t m0 x1a0 h64 y9e7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de noteri<span class=\"_ _0\"></span>ng, kan een aa<span class=\"_ _0\"></span>npassi<span class=\"_ _0\"></span>ng van de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>js worden</div>\n<div class=\"t m0 x1a0 h64 y9e8 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwogen. Gangba<span class=\"_ _1\"></span>re methoden voor d<span class=\"_ _1\"></span>e waardering van e<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1a0 h64 y9e9 ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wa<span class=\"lsef ws11e\">p hanteren een vergel<span class=\"_ _1\"></span>ijking van he<span class=\"_ _1\"></span>t rendement (de yield)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9ea ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de sw<span class=\"_ _0\"></span>ap met d<span class=\"_ _0\"></span>e huidige <span class=\"_ _0\"></span>swapre<span class=\"_ _0\"></span>ntecurv<span class=\"_ _0\"></span>e. De sw<span class=\"_ _0\"></span>aprentec<span class=\"_ _0\"></span>urve</div>\n<div class=\"t m0 x1a0 h64 y9eb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt afg<span class=\"_ _0\"></span>eleid van de g<span class=\"_ _0\"></span>enotee<span class=\"_ _0\"></span>rde swapre<span class=\"_ _0\"></span>ntevoete<span class=\"_ _0\"></span>n. Over het</div>\n<div class=\"t m0 x1a0 h64 y9ec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en zijn er aan<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verkoopkoers<span class=\"_ _0\"></span>en van han<span class=\"_ _0\"></span>delaars </span></span></div>\n<div class=\"t m0 x1a0 h64 y9ed ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor gangbare ren<span class=\"_ _1\"></span>teswaps met tegenpar<span class=\"_ _1\"></span>tijen waarvan</div>\n<div class=\"t m0 x1a0 h64 y9ee ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>en 'invest<span class=\"_ _0\"></span>ment grad<span class=\"_ _0\"></span>e' zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenoteerde <span class=\"_ _1\"></span>private equity<span class=\"_ _1\"></span></span>-</span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>wordt gesch<span class=\"_ _1\"></span>at aan de<span class=\"_ _1\"></span> hand van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepasselijke<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>marktvergel<span class=\"_ _1\"></span>ijkingsfactoren<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>(bijvoorbeeld<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f2 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">koers/winstve<span class=\"_ _1\"></span>rhouding of koer<span class=\"_ _1\"></span>s/kasstroomverhoudi<span class=\"_ _1\"></span>ng) om de</div>\n<div class=\"t m0 x1a0 h64 y9f3 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">specifieke om<span class=\"_ _1\"></span>standigheden van de emi<span class=\"_ _1\"></span>ttent uit te druk<span class=\"_ _1\"></span>ken.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">Niveau<span class=\"_ _1\"></span> 3 </span></div>\n<div class=\"t m0 x1a0 h64 y9f4 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingen<span class=\"_ _1\"></span> voor private equity en<span class=\"_ _1\"></span> durfkapitaal <span class=\"lsed ws111\">maken </span><span class=\"ws11d\">gebruik van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rden die zij<span class=\"_ _0\"></span>n opgenom<span class=\"_ _0\"></span>en in het geau<span class=\"_ _0\"></span>diteer<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>eel</div>\n<div class=\"t m0 x1a0 h64 y9f6 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslag van de<span class=\"_ _1\"></span> relevant<span class=\"ws11d\">e deelne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e van sc<span class=\"_ _0\"></span>hulden e<span class=\"_ _0\"></span>n uitgeg<span class=\"_ _0\"></span>even acht<span class=\"_ _0\"></span>erges<span class=\"_ _0\"></span>telde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen wo<span class=\"_ _1\"></span>rdt bepaald <span class=\"_ _1\"></span>met behulp<span class=\"_ _1\"></span> van modell<span class=\"_ _1\"></span>en voor con<span class=\"_ _1\"></span>tante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>keningen, op b<span class=\"_ _1\"></span>asis van de<span class=\"_ _1\"></span> huidige<span class=\"_ _1\"></span> marginale ren<span class=\"_ _1\"></span>tevoet</div>\n<div class=\"t m0 x1a0 h64 y9fa ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die Ageas h<span class=\"_ _0\"></span>anteert<span class=\"_ _0\"></span> voor lening<span class=\"_ _0\"></span>en van hetz<span class=\"_ _0\"></span>elfde typ<span class=\"_ _0\"></span>e. Voor len<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x1a0 h64 y9fb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een var<span class=\"_ _0\"></span>iabele rent<span class=\"_ _0\"></span>e die freq<span class=\"_ _0\"></span>uent wijzi<span class=\"_ _0\"></span>gen en geen a<span class=\"_ _0\"></span>anwijsb<span class=\"_ _0\"></span>are</div>\n<div class=\"t m0 x1a0 h64 y9fc ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijziging <span class=\"_ _1\"></span>van het kre<span class=\"_ _1\"></span>dietrisico <span class=\"_ _1\"></span>vertonen, benader<span class=\"_ _1\"></span>t de re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x1a0 h64 y9fd ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span>. Voor het<span class=\"_ _1\"></span> waarderen van<span class=\"_ _1\"></span> in leni<span class=\"_ _1\"></span>ngen opgenomen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fe ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oetplafo<span class=\"_ _0\"></span>nds en voor<span class=\"_ _0\"></span>uitbeta<span class=\"_ _0\"></span>lingsopt<span class=\"_ _0\"></span>ies en die i<span class=\"ws111\">n </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overeenstemming<span class=\"_ _1\"></span> met IFRS separaat word<span class=\"_ _1\"></span>en verantwoord<span class=\"_ _1\"></span>, worden</div>\n<div class=\"t m0 x1a0 h64 yd0e ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">optie<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmodellen<span class=\"_ _1\"></span> gebruikt.</span> </span></div>\n<div class=\"t m0 x1d h64 yd0f ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r verbint<span class=\"_ _0\"></span>enisse<span class=\"_ _0\"></span>n en garantie<span class=\"_ _0\"></span>s die niet uit<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x69 h64 yd10 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">balans bl<span class=\"_ _1\"></span>ijken, wordt g<span class=\"_ _1\"></span>ebaseerd op<span class=\"_ _1\"></span> vergoedingen <span class=\"_ _1\"></span>die actueel</div>\n<div class=\"t m0 x69 h64 yd11 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bere<span class=\"_ _1\"></span>kend bij <span class=\"_ _1\"></span>soortgelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">overee<span class=\"_ _0\"></span>nkomst<span class=\"_ _0\"></span>en, waarbi<span class=\"_ _0\"></span>j rekenin<span class=\"_ _0\"></span>g </span></span></div>\n<div class=\"t m0 x69 h64 yd12 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gehouden me<span class=\"_ _1\"></span>t de overige voorwaar<span class=\"_ _1\"></span>den van de</div>\n<div class=\"t m0 x69 h64 yd13 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomsten<span class=\"_ _1\"></span> en de <span class=\"_ _1\"></span>kredietwaardigheid<span class=\"_ _1\"></span> van de t<span class=\"_ _1\"></span>egenpartijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd14 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd15 ffb8 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beu<span class=\"_ _1\"></span>rsgenoteerde fi<span class=\"_ _1\"></span>nanci\u00eble instrumen<span class=\"_ _1\"></span>ten worden vaak verhan<span class=\"_ _1\"></span>deld </span></span></div>\n<div class=\"t m0 x1d h64 yd16 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op over<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">the</span>-</span><span class=\"ws11d\">counter (<span class=\"_ _0\"></span>OTC) ma<span class=\"_ _0\"></span>rkten w<span class=\"_ _0\"></span>aar de <span class=\"lsef ws11e\">marktprijzen verkrijgbaar<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd17 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn via <span class=\"_ _1\"></span>handelaren o<span class=\"_ _1\"></span>f andere bemi<span class=\"_ _1\"></span>ddelaars. Vanu<span class=\"_ _1\"></span>it versch<span class=\"_ _1\"></span>illende</div>\n<div class=\"t m0 x1d h64 yd18 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bronnen z<span class=\"_ _0\"></span>ijn beurs<span class=\"_ _0\"></span>noterin<span class=\"_ _0\"></span>gen verkri<span class=\"_ _0\"></span>jgbaar v<span class=\"_ _0\"></span>oor een aant<span class=\"_ _0\"></span>al financ<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 yd19 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrumenten<span class=\"_ _1\"></span> die geregeld<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>verhandeld op<span class=\"_ _1\"></span> een OTC<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls10c ws14c\">markt. De<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd1a ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble per<span class=\"_ _1\"></span>s, verschillende <span class=\"lsed ws11d\">beurspublic<span class=\"_ _0\"></span>aties en i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x1d h64 yd1b ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">individuele mar<span class=\"_ _1\"></span>ketmakers zijn voor<span class=\"_ _1\"></span>beelden van deze bron<span class=\"_ _1\"></span>nen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd1c ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd1d ffb8 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 heeft niet<span class=\"_ _0\"></span> geleid tot een w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g van de metho<span class=\"_ _0\"></span>de die gebru<span class=\"_ _0\"></span>ikt </span></span></div>\n<div class=\"t m0 x1d h64 yd1e ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">is voor de bepali<span class=\"_ _1\"></span>ng van de re\u00eble waa<span class=\"_ _1\"></span>rde van financi\u00eble<span class=\"_ _1\"></span> instrumenten,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd1f ffb8 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zoals <span class=\"lsef ws11d\">hierboven<span class=\"_ _1\"></span> beschreven. <span class=\"_ _1\"></span>Indien van<span class=\"_ _1\"></span> toepassing, h<span class=\"_ _1\"></span>oudt de be<span class=\"_ _1\"></span>paling </span></div>\n<div class=\"t m0 x1d h64 yd20 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de re\u00ebl<span class=\"_ _0\"></span>e waarde rek<span class=\"_ _0\"></span>ening met bi<span class=\"_ _0\"></span>jkomend<span class=\"_ _0\"></span>e onzeker<span class=\"_ _0\"></span>heden om<span class=\"_ _0\"></span>wille</div>\n<div class=\"t m0 x1d h64 yd21 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de Cov<span class=\"_ _1\"></span>id<span class=\"ls0 ws0\">-</span>19 pa<span class=\"_ _1\"></span>ndemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd22 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd23 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gedetai<span class=\"_ _0\"></span>lleerde<span class=\"_ _0\"></span>re inform<span class=\"_ _0\"></span>atie over d<span class=\"_ _0\"></span>e toepass<span class=\"_ _0\"></span>ing van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd24 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en aannames is<span class=\"_ _1\"></span> vermeld in<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">de<span class=\"_ _1\"></span> desbetreffen<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yd25 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichtingen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde <span class=\"_ _1\"></span>Jaarrekening<span class=\"_ _1\"></span> van Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 955px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c yce8 ffbc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Saldering <span class=\"_ _1\"></span>van financi\u00ebl<span class=\"_ _1\"></span>e activa e<span class=\"_ _1\"></span>n passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n worden ges<span class=\"_ _0\"></span>aldeerd en h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ycea ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nettobedrag <span class=\"_ _1\"></span>wordt in de<span class=\"_ _1\"></span> balans ger<span class=\"_ _1\"></span>apporteerd w<span class=\"_ _1\"></span>anneer er een<span class=\"_ _1\"></span> wettelij<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x1d h64 yceb ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">afd<span class=\"lsef ws11e\">wingbaar rech<span class=\"_ _1\"></span>t is om de verantwoorde<span class=\"_ _1\"></span> bedragen te salderen<span class=\"_ _1\"></span> en de </span></div>\n<div class=\"t m0 x1d h64 ycec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e bestaat o<span class=\"_ _0\"></span>m tot een afwi<span class=\"_ _0\"></span>kkelin<span class=\"_ _0\"></span>g op netto bas<span class=\"_ _0\"></span>is te komen, da<span class=\"_ _0\"></span>n wel</div>\n<div class=\"t m0 x1d h64 yced ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegelijk<span class=\"_ _0\"></span>ertijd h<span class=\"_ _0\"></span>et actief te r<span class=\"_ _0\"></span>ealiser<span class=\"_ _0\"></span>en en de verpl<span class=\"_ _0\"></span>ichting af<span class=\"_ _0\"></span> te wikkele<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 630px; height: 88px; width: 351.997px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 yad4 ffb8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Voor</span> <span class=\"lsef ws11e\">af<span class=\"_ _1\"></span>dekking gebruik<span class=\"_ _1\"></span>te derivaten en <span class=\"ws11d\">financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten</span></span> </span></div>\n<div class=\"t m0 x1d h64 yad5 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Derivat<span class=\"_ _0\"></span>en zijn fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"_ _0\"></span>le inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n zoals sw<span class=\"_ _0\"></span>aps, t<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 yad6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">futures e<span class=\"_ _0\"></span>n (geschr<span class=\"_ _0\"></span>even en geko<span class=\"_ _0\"></span>chte) opt<span class=\"_ _0\"></span>iecont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De waarde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze fi<span class=\"_ _0\"></span>nanci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten ve<span class=\"_ _0\"></span>rander<span class=\"_ _0\"></span>t als gevo<span class=\"_ _0\"></span>lg van v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x1d h64 yad8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">diverse onde<span class=\"_ _1\"></span>rliggende <span class=\"_ _1\"></span>v<span class=\"lsed\">ariab<span class=\"_ _0\"></span>elen. D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n vergen w<span class=\"_ _0\"></span>einig t<span class=\"_ _0\"></span>ot geen </span></div>\n<div class=\"t m0 x1d h64 yad9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsinvest<span class=\"_ _0\"></span>ering en wo<span class=\"_ _0\"></span>rden op een ti<span class=\"_ _0\"></span>jdstip in de to<span class=\"_ _0\"></span>ekomst</div>\n<div class=\"t m0 x1d h64 yada ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikkeld. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alle deri<span class=\"_ _0\"></span>vaten word<span class=\"_ _0\"></span>en op de bala<span class=\"_ _0\"></span>ns verantw<span class=\"_ _0\"></span>oord tegen r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde op</div>\n<div class=\"t m0 x1d h64 yadd ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>actiedat<span class=\"_ _0\"></span>um. Er wordt o<span class=\"_ _0\"></span>ndersc<span class=\"_ _0\"></span>heid gemaak<span class=\"_ _0\"></span>t tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yade ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>erivaten aange<span class=\"_ _1\"></span>houden voor<span class=\"_ _1\"></span> handelsdoelein<span class=\"_ _1\"></span>den;</span><span class=\"ffb8\"> <span class=\"lsed ws111\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yadf ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">Derivaten voor af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsdoelei<span class=\"_ _0\"></span>nden.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c yd26 ffbc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble acti<span class=\"_ _0\"></span>va of ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen ku<span class=\"_ _0\"></span>nnen in c<span class=\"_ _0\"></span>ontracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yd28 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en omvatt<span class=\"_ _0\"></span>en. Derge<span class=\"_ _0\"></span>lijke fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n dikwijl<span class=\"lsee\">s </span></div>\n<div class=\"t m0 x1d h64 yd29 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hybride f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n genoem<span class=\"_ _0\"></span>d. Tot hy<span class=\"_ _0\"></span>bride fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd2a ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten be<span class=\"_ _0\"></span>horen omgek<span class=\"_ _0\"></span>eerde con<span class=\"_ _0\"></span>verteer<span class=\"_ _0\"></span>bare obl<span class=\"_ _0\"></span>igaties (o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1d h64 yd2b ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvoor de<span class=\"_ _1\"></span> terugbetaling<span class=\"_ _1\"></span> de vor<span class=\"_ _1\"></span>m van aandelen<span class=\"_ _1\"></span> kan aannemen)<span class=\"_ _1\"></span> en/of</div>\n<div class=\"t m0 x1d h64 yd2c ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ies met ge\u00efn<span class=\"_ _0\"></span>dexeer<span class=\"_ _0\"></span>de interes<span class=\"_ _0\"></span>tbetal<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2d ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2e ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Ind<span class=\"lsef ws11d\">ien het b<span class=\"_ _1\"></span>asiscontrac<span class=\"_ _1\"></span>t niet word<span class=\"_ _1\"></span>t gewaardeerd <span class=\"_ _1\"></span>tegen re\u00eble <span class=\"_ _1\"></span>waarde met </span></div>\n<div class=\"t m0 x1d h64 yd2f ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>er geen <span class=\"_ _1\"></span>nauw</div>\n<div class=\"t m0 x1d h64 yd30 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verban<span class=\"_ _0\"></span>d bestaat tu<span class=\"_ _0\"></span>ssen de ken<span class=\"_ _0\"></span>merken en ri<span class=\"_ _0\"></span>sico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x1d h64 yd31 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het b<span class=\"lsee ws112\">a<span class=\"_ _0\"></span>siscontract, </span></div>\n<div class=\"t m0 x1d h64 yd32 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dient het in een<span class=\"_ _1\"></span> contract besloten<span class=\"_ _1\"></span> derivaat te worden ge<span class=\"_ _1\"></span>scheiden van</div>\n<div class=\"t m0 x1d h64 yd33 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het basiscontra<span class=\"_ _1\"></span>ct en te worden gewaar<span class=\"_ _1\"></span>deerd tegen re\u00eble<span class=\"_ _1\"></span> waarde als een</div>\n<div class=\"t m0 x1d h64 yd34 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op zichze<span class=\"_ _0\"></span>lf staand de<span class=\"_ _0\"></span>rivaat. R<span class=\"_ _0\"></span>e\u00eble<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waardeveranderingen <span class=\"_ _1\"></span>worden in<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 yd35 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. Het<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">basiscontract<span class=\"_ _0\"></span> wordt ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd </span></span></div>\n<div class=\"t m0 x1d h64 yd36 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en gewaardeerd<span class=\"_ _1\"></span> door toepassing van d<span class=\"_ _1\"></span>e regels van de<span class=\"_ _1\"></span> betreffende</div>\n<div class=\"t m0 x1d h64 yd37 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">catego<span class=\"_ _0\"></span>rie van het<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 476px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 481px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 126px; height: 980px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 126px; height: 980px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 126px; height: 980px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien het<span class=\"_ _0\"></span> basisco<span class=\"_ _0\"></span>ntract wor<span class=\"_ _0\"></span>dt gewaa<span class=\"_ _0\"></span>rdeerd te<span class=\"_ _0\"></span>gen re\u00eble wa<span class=\"_ _0\"></span>arde met</div>\n<div class=\"t m0 x2c h64 y8a6 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in <span class=\"_ _1\"></span>de resultate<span class=\"_ _1\"></span>nrekening o<span class=\"_ _1\"></span>f een nauw <span class=\"_ _1\"></span>verband </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaat t<span class=\"_ _0\"></span>ussen de kenm<span class=\"_ _0\"></span>erken en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x2c h64 y8a8 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an het ba<span class=\"_ _0\"></span>siscontr<span class=\"_ _0\"></span>act,</div>\n<div class=\"t m0 x2c h64 y8a9 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt het<span class=\"_ _1\"></span> in een con<span class=\"_ _1\"></span>tract beslo<span class=\"_ _1\"></span>ten derivaat <span class=\"_ _1\"></span>niet gescheide<span class=\"_ _1\"></span>n en word<span class=\"_ _1\"></span>t het</div>\n<div class=\"t m0 x2c h64 y8aa ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">hybr<span class=\"lsef ws11d\">idische financieel i<span class=\"_ _1\"></span>nstrument gewa<span class=\"_ _1\"></span>ardeerd al<span class=\"_ _1\"></span>s een enkel<span class=\"_ _1\"></span> instrument.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De af te schei<span class=\"_ _0\"></span>den deriv<span class=\"_ _0\"></span>aten worde<span class=\"_ _0\"></span>n naargel<span class=\"_ _0\"></span>ang het gev<span class=\"_ _0\"></span>al verant<span class=\"_ _0\"></span>woord</div>\n<div class=\"t m0 x2c h64 y8ad ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als hedgi<span class=\"_ _0\"></span>ng derivat<span class=\"_ _0\"></span>en of deriv<span class=\"_ _0\"></span>aten aang<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y8ae ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c yd39 ffbf fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Afdekking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd3a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de dat<span class=\"_ _1\"></span>um dat Agea<span class=\"_ _1\"></span>s een der<span class=\"_ _1\"></span>ivatenco<span class=\"lsed ws112\">ntract afsl<span class=\"_ _0\"></span>uit, wordt d<span class=\"_ _0\"></span>it contract<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y92a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls hetzij:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van de r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde: een ind<span class=\"_ _0\"></span>ekking van d<span class=\"_ _0\"></span>e re\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y92c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een opgenom<span class=\"_ _0\"></span>en actief<span class=\"_ _0\"></span> of verplic<span class=\"_ _0\"></span>hting;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van ee<span class=\"_ _0\"></span>n netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">investering in een<span class=\"_ _1\"></span> buitenland<span class=\"_ _1\"></span>se </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">of</span> </span></div>\n<div class=\"t m0 x2c h64 y92f ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Ee<span class=\"_ _1\"></span>n kasstroomi<span class=\"lsed\">ndekking: een i<span class=\"_ _0\"></span>ndekki<span class=\"_ _0\"></span>ng van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen toewi<span class=\"_ _0\"></span>jsbaar aa<span class=\"_ _0\"></span>n een opgeno<span class=\"_ _0\"></span>men actief<span class=\"_ _0\"></span> of een</div>\n<div class=\"t m0 x1a0 h64 y992 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorziene trans<span class=\"_ _1\"></span>actie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y994 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afdekkingen van<span class=\"_ _1\"></span> vaststaande toez<span class=\"_ _1\"></span>eggingen zijn re\u00eble<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">waarde </span></div>\n<div class=\"t m0 x2c h64 y995 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekkingen,<span class=\"_ _1\"></span> uitgezonderd afdek<span class=\"_ _1\"></span>kingen van de valu<span class=\"_ _1\"></span>tarisico's van een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vaststaande<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">verbintenis<span class=\"_ _1\"></span>, die als <span class=\"_ _1\"></span>kasstroomafdekking<span class=\"_ _1\"></span> worden </span></div>\n<div class=\"t m0 x2c h64 y997 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y998 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an hedge acc<span class=\"_ _0\"></span>ounti<span class=\"_ _0\"></span>ng wordt de vol<span class=\"_ _0\"></span>gende d<span class=\"_ _0\"></span>ocumentat<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x2c h64 yc13 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws11d\">Bij het begin v<span class=\"_ _0\"></span>an de tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>worden d<span class=\"_ _0\"></span>e relati<span class=\"_ _0\"></span>e tusse<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 yc15 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsinst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n en de afged<span class=\"_ _0\"></span>ekte items,<span class=\"_ _0\"></span> evenal<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a0 h64 yc16 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doel<span class=\"ws11e\">stelling<span class=\"_ _1\"></span> en strategie op het<span class=\"_ _1\"></span> vlak van risicobeheer<span class=\"_ _1\"></span> met betrekking<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot afdekk<span class=\"_ _0\"></span>ingstr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es gedocu<span class=\"_ _0\"></span>menteer<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Z<span class=\"_ _1\"></span>owel bij <span class=\"_ _1\"></span>aanvang van <span class=\"_ _1\"></span>de afdekking<span class=\"_ _1\"></span> als gedurend<span class=\"_ _1\"></span>e de periode<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x1a0 h64 yc19 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekking, word<span class=\"_ _1\"></span>t de beoordeling<span class=\"_ _1\"></span> gedocumenteerd in hoe<span class=\"_ _1\"></span>verre de</div>\n<div class=\"t m0 x1a0 h64 yc1a ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en die bij af<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">kkingstransacties <span class=\"_ _1\"></span>worden gebru<span class=\"_ _1\"></span>ikt zeer </span></div>\n<div class=\"t m0 x1a0 h64 ya3d ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>ef zijn bi<span class=\"_ _0\"></span>j het co<span class=\"_ _0\"></span>mpenser<span class=\"_ _0\"></span>en van het<span class=\"_ _0\"></span> risico <span class=\"_ _0\"></span>van ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1a0 h64 ya3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de re\u00eble wa<span class=\"_ _0\"></span>arde van de af<span class=\"_ _0\"></span>gedekt<span class=\"_ _0\"></span>e positie of<span class=\"_ _0\"></span> aan het afged<span class=\"_ _0\"></span>ekte</div>\n<div class=\"t m0 x1a0 h64 ya3f ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico t<span class=\"_ _0\"></span>oe te rek<span class=\"_ _0\"></span>enen kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya41 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa, verpli<span class=\"_ _1\"></span>chtingen, vasts<span class=\"_ _1\"></span>taande toezeggingen<span class=\"_ _1\"></span> of verwachte</div>\n<div class=\"t m0 x2c h64 ya42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies waar<span class=\"_ _0\"></span>bij een exte<span class=\"_ _0\"></span>rne partij bet<span class=\"_ _0\"></span>rokke<span class=\"_ _0\"></span>n is, worden a<span class=\"_ _0\"></span>ls afgedekt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">items aan<span class=\"_ _0\"></span>gemerkt.<span class=\"_ _0\"></span> Een afged<span class=\"_ _0\"></span>ekte pos<span class=\"_ _0\"></span>itie kan ook een s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span> risico</div>\n<div class=\"t m0 x2c h64 ya44 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn dat<span class=\"_ _0\"></span> deel uit<span class=\"_ _0\"></span>maakt v<span class=\"_ _0\"></span>an het tot<span class=\"_ _0\"></span>ale risi<span class=\"_ _0\"></span>co van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"lsef\">afgedekte<span class=\"_ _1\"></span> positie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya46 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De veran<span class=\"_ _0\"></span>dering i<span class=\"_ _0\"></span>n re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an een afg<span class=\"_ _0\"></span>edekte <span class=\"_ _0\"></span>positie d<span class=\"_ _0\"></span>ie aan het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afgedek<span class=\"_ _0\"></span>te risic<span class=\"_ _0\"></span>o toe te r<span class=\"_ _0\"></span>ekenen <span class=\"_ _0\"></span>is en de ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ng in re\u00eb<span class=\"_ _0\"></span>le waar<span class=\"_ _0\"></span>de van</div>\n<div class=\"t m0 x2c h64 ya48 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het afdekk<span class=\"_ _0\"></span>ingsins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt in een re\u00ebl<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarde af<span class=\"_ _1\"></span>dekking word<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. De verande<span class=\"_ _1\"></span>ring in re\u00ebl<span class=\"_ _1\"></span>e waarde</div>\n<div class=\"t m0 x2c h64 ya4a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van rentedra<span class=\"_ _1\"></span>gende deri<span class=\"_ _1\"></span>vaten wordt a<span class=\"_ _1\"></span>fzonderlijk <span class=\"_ _1\"></span>van de overlop<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x2c h64 ya4b ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rente ve<span class=\"_ _0\"></span>rantwo<span class=\"_ _0\"></span>ord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4c ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g niet lange<span class=\"_ _0\"></span>r voldoet aa<span class=\"_ _0\"></span>n de criter<span class=\"_ _0\"></span>ia van hedg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya4e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing of ande<span class=\"_ _0\"></span>rszins wo<span class=\"_ _0\"></span>rdt be\u00ebin<span class=\"_ _0\"></span>digd, wordt<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">aanpassing van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya4f ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van een af<span class=\"_ _0\"></span>gedekt r<span class=\"_ _0\"></span>entedra<span class=\"_ _0\"></span>gend financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument di<span class=\"_ _0\"></span>e uit</div>\n<div class=\"t m0 x2c h64 ya50 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hedge accounting<span class=\"_ _1\"></span> voortvloeit a<span class=\"_ _1\"></span>fgeschreven op basis<span class=\"_ _1\"></span> van de nieuwe</div>\n<div class=\"t m0 x2c h64 ya51 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rentev<span class=\"_ _0\"></span>oet, ber<span class=\"_ _0\"></span>ekend op de dat<span class=\"_ _0\"></span>um waaro<span class=\"_ _0\"></span>p de afdekki<span class=\"_ _0\"></span>ng is</div>\n<div class=\"t m0 x2c h64 ya52 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Veranderingen<span class=\"_ _1\"></span> in re\u00eble w<span class=\"ws11d\">aarde <span class=\"_ _1\"></span>van derivate<span class=\"_ _1\"></span>n die zij<span class=\"_ _1\"></span>n aangewezen en<span class=\"_ _1\"></span> in </span></div>\n<div class=\"t m0 x1d h64 y95a ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x1d h64 y95b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen onder<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span>ger<span class=\"_ _1\"></span>ealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen ver<span class=\"_ _1\"></span>antwoord.</div>\n<div class=\"t m0 x1d h64 y95c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>aan eigen<span class=\"_ _1\"></span> vermogen word<span class=\"_ _1\"></span>t gehercla<span class=\"_ _1\"></span>ssificeerd naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y95d ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>enin<span class=\"lsed ws112\">g als de indekt<span class=\"_ _0\"></span>e positie va<span class=\"_ _0\"></span>n invloed is<span class=\"_ _0\"></span> op de </span></div>\n<div class=\"t m0 x1d h64 y95e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">effect<span class=\"_ _0\"></span>ieve afd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worde<span class=\"_ _0\"></span>n onmidde<span class=\"_ _0\"></span>llijk </span></span></div>\n<div class=\"t m0 x1d h64 y95f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g van een verw<span class=\"_ _0\"></span>achte trans<span class=\"_ _0\"></span>actie of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ya57 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezegging <span class=\"_ _1\"></span>tot de opnam<span class=\"_ _1\"></span>e van een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">financieel act<span class=\"_ _0\"></span>ief of een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ya58 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verplichting<span class=\"_ _1\"></span> leidt, word<span class=\"_ _1\"></span>en de wins<span class=\"_ _1\"></span>ten en verli<span class=\"_ _1\"></span>ezen die eer<span class=\"_ _1\"></span>der</div>\n<div class=\"t m0 x1d h64 yac0 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in het eige<span class=\"_ _1\"></span>n vermogen<span class=\"_ _1\"></span> waren uitg<span class=\"_ _1\"></span>esteld, over<span class=\"_ _1\"></span>geboekt van <span class=\"_ _1\"></span>het eigen</div>\n<div class=\"t m0 x1d h64 yac1 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n en verantw<span class=\"_ _0\"></span>oord in de ee<span class=\"_ _0\"></span>rste waar<span class=\"_ _0\"></span>dering van d<span class=\"_ _0\"></span>at niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yac2 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble actief<span class=\"_ _0\"></span> of die n<span class=\"ls107 ws13e\">iet<span class=\"ls0 ws0\">-</span></span>financi\u00ebl<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>hting. In a<span class=\"_ _0\"></span>ndere geval<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 yac3 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> het eigen <span class=\"_ _1\"></span>vermogen veran<span class=\"_ _1\"></span>twoorde bedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yac4 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening overgeboe<span class=\"_ _1\"></span>kt en als baten of la<span class=\"_ _1\"></span>sten verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 yac5 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">period<span class=\"_ _0\"></span>es waari<span class=\"_ _0\"></span>n de afged<span class=\"_ _0\"></span>ekte vas<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e toeze<span class=\"_ _0\"></span>gging of<span class=\"_ _0\"></span> verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x1d h64 yac6 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie d<span class=\"ws112\">e resu<span class=\"_ _0\"></span>ltaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng be\u00efnvlo<span class=\"_ _0\"></span>edt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac7 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac8 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het boven<span class=\"_ _0\"></span>staande is<span class=\"_ _0\"></span> ook het geva<span class=\"_ _0\"></span>l indien de af<span class=\"_ _0\"></span>dekking ni<span class=\"_ _0\"></span>et langer</div>\n<div class=\"t m0 x1d h64 yac9 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de criter<span class=\"_ _0\"></span>ia voor hed<span class=\"_ _0\"></span>ge account<span class=\"_ _0\"></span>ing, of op ee<span class=\"_ _0\"></span>n andere wi<span class=\"_ _0\"></span>jze</div>\n<div class=\"t m0 x1d h64 yaca ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt st<span class=\"_ _0\"></span>opgezet<span class=\"_ _0\"></span>, maar d<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>acties <span class=\"_ _0\"></span>of vasts<span class=\"_ _0\"></span>taande</div>\n<div class=\"t m0 x1d h64 yacb ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> naar verwa<span class=\"_ _1\"></span>c<span class=\"lsed\">hting w<span class=\"_ _0\"></span>el zull<span class=\"_ _0\"></span>en plaatsv<span class=\"_ _0\"></span>inden.<span class=\"_ _0\"></span> Indien<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yacc ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte trans<span class=\"_ _0\"></span>acties of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de toezeggi<span class=\"_ _0\"></span>ngen na<span class=\"_ _0\"></span>ar verwacht<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 yacd ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet meer z<span class=\"_ _0\"></span>ullen plaat<span class=\"_ _0\"></span>svind<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de in het eigen<span class=\"_ _0\"></span> vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yace ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgest<span class=\"_ _0\"></span>elde bedra<span class=\"_ _0\"></span>gen recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>s overge<span class=\"_ _0\"></span>bracht naa<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1d h64 yacf ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 408px; width: 355.99px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 725px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 397px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 902px; width: 356px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 402px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 907px; width: 356px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya53 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y974 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws111\">Verk<span class=\"lsef ws113\">oop</span></span>- <span class=\"lsef ws11d\">en terug<span class=\"_ _1\"></span>koopovereenkom<span class=\"_ _1\"></span>sten en (ui<span class=\"_ _1\"></span>t)lenen van </span></span></div>\n<div class=\"t m0 xe2 h64 y975 ffbd fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die onder ee<span class=\"_ _0\"></span>n terugko<span class=\"_ _0\"></span>opover<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> (\u2018repo'<span class=\"_ _0\"></span>) vallen, bli<span class=\"_ _0\"></span>jven op</div>\n<div class=\"t m0 x1d h64 y977 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de balans staan zol<span class=\"_ _1\"></span>ang substantieel<span class=\"_ _1\"></span> alle risico's<span class=\"_ _1\"></span> en opbrengsten van<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y978 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om bij Ageas<span class=\"_ _0\"></span> blijven. De v<span class=\"_ _0\"></span>an dergelij<span class=\"_ _0\"></span>ke verko<span class=\"_ _0\"></span>pen ontvan<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 yd3b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengsten <span class=\"_ _1\"></span>worden geneu<span class=\"_ _1\"></span>traliseerd d<span class=\"_ _1\"></span>oor onder \u2018S<span class=\"_ _1\"></span>chulden\u2019 een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mstige fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ing op te nem<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3d ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die zijn aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span> als gevol<span class=\"_ _0\"></span>g van een over<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> tot</div>\n<div class=\"t m0 x1d h64 yd3f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terugverkoop<span class=\"_ _1\"></span> (\u2018reverse re<span class=\"_ _1\"></span>po\u2019) worden n<span class=\"_ _1\"></span>iet verantw<span class=\"_ _1\"></span>oord in <span class=\"lsed ws112\">de balans. Het </span></div>\n<div class=\"t m0 x1d h64 yd40 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">recht om geldmidde<span class=\"_ _1\"></span>len te ontvangen<span class=\"_ _1\"></span> van een tegenparti<span class=\"_ _1\"></span>j wordt</div>\n<div class=\"t m0 x1d h64 yd41 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Leningen\u2019<span class=\"_ _1\"></span>. Het versc<span class=\"_ _1\"></span>hil tussen d<span class=\"_ _1\"></span>e verkooppr<span class=\"_ _1\"></span>ijs en de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopprijs w<span class=\"_ _0\"></span>ordt vera<span class=\"_ _0\"></span>ntwoord a<span class=\"_ _0\"></span>ls rente en to<span class=\"_ _0\"></span>egerek<span class=\"_ _0\"></span>end over de</div>\n<div class=\"t m0 x1d h64 yd43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n met behu<span class=\"_ _0\"></span>lp van de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd44 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yd45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd26 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Effecten uitgel<span class=\"_ _1\"></span>eend aan tegenpar<span class=\"_ _1\"></span>tijen blijven op<span class=\"_ _1\"></span> de balans staan. Op</div>\n<div class=\"t m0 x1d h64 yd27 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelijksoortige<span class=\"_ _1\"></span> wijze word<span class=\"_ _1\"></span>en geleende<span class=\"_ _1\"></span> effecten ni<span class=\"_ _1\"></span>et in de<span class=\"_ _1\"></span> balans</div>\n<div class=\"t m0 x1d h64 yd28 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Indien geleende effecten aan derden worden verkocht,</div>\n<div class=\"t m0 x1d h64 yd29 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden de opbrengsten uit de verkoop en de schuld uit de verplichting<span class=\"ls0 ws0\"><span class=\"lsed ws112\"> </span></span></div>\n<div class=\"t m0 x1d h64 yd2a ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tot teruggave van de zekerheid verantwoord. De verplichting tot<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd2b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggave van de zekerheid wordt gewaardeerd tegen re\u00eble waarde en</div>\n<div class=\"t m0 x1d h64 yd2c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord in de resultatenrekening. Geleende of ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldmiddelen in verband met het lenen of uitlenen van effecten worden</div>\n<div class=\"t m0 x1d h64 yd2e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord onder \u2018Leningen\u2019 of onder 'Schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yd46 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws112\">Geldmidd<span class=\"_ _0\"></span>elen en kas<span class=\"_ _0\"></span>equival<span class=\"_ _0\"></span>enten <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd47 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Geldmi<span class=\"_ _0\"></span>ddelen en kas<span class=\"_ _0\"></span>equiv<span class=\"_ _0\"></span>alenten om<span class=\"_ _0\"></span>vatten liq<span class=\"_ _0\"></span>uide mid<span class=\"_ _0\"></span>delen, vri<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 yb0c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare tego<span class=\"_ _0\"></span>eden bij (c<span class=\"_ _0\"></span>entrale) ban<span class=\"_ _0\"></span>ken en and<span class=\"_ _0\"></span>ere <span class=\"ws111\">financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h64 yb0d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten met<span class=\"_ _0\"></span> een verval<span class=\"_ _0\"></span>datum kort<span class=\"_ _0\"></span>er dan drie ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>naf de</div>\n<div class=\"t m0 x1d h64 yd48 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">datum van verwer<span class=\"_ _1\"></span>ving.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 72px; width: 355.99px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>senteert<span class=\"_ _0\"></span> de kasstro<span class=\"_ _0\"></span>men uit bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en op basis v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8a7 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indirecte <span class=\"_ _1\"></span>methode, waar<span class=\"_ _1\"></span>bij het ne<span class=\"_ _1\"></span>ttoresultaat word<span class=\"_ _1\"></span>t aangepas<span class=\"_ _1\"></span>t met het</div>\n<div class=\"t m0 x2c h64 y8a8 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oog op de gev<span class=\"_ _0\"></span>olgen van tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">geldelijk<span class=\"_ _0\"></span>e aard, eve<span class=\"_ _0\"></span>ntuele </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overlop<span class=\"_ _0\"></span>ende pos<span class=\"_ _0\"></span>ten voo<span class=\"_ _0\"></span>r al ontv<span class=\"_ _0\"></span>angen of<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>ontvan<span class=\"_ _0\"></span>gsten</div>\n<div class=\"t m0 x2c h64 y8aa ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of kasbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>e en pos<span class=\"_ _0\"></span>ten van b<span class=\"_ _0\"></span>aten of la<span class=\"_ _0\"></span>sten in v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8ab ffc2 fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">met in<span class=\"lsed ws111\">vesterings<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">of fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskass<span class=\"_ _0\"></span>tromen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ac ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ontvang<span class=\"_ _0\"></span>en en b<span class=\"_ _0\"></span>etaalde re<span class=\"_ _0\"></span>nte wo<span class=\"_ _0\"></span>rden in het k<span class=\"_ _0\"></span>asstr<span class=\"_ _0\"></span>oomover<span class=\"_ _0\"></span>zicht</div>\n<div class=\"t m0 x2c h64 y8ae ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als kasstro<span class=\"_ _1\"></span>men uit bedri<span class=\"_ _1\"></span>jfsactivitei<span class=\"_ _1\"></span>ten. Ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividenden worden in het kasstroomoverzicht verantwoord als</div>\n<div class=\"t m0 x2c h64 y8b0 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstromen uit bedrijfsactiviteiten. Betaalde dividenden worden<span class=\"lsef ws11d\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord als kasstromen uit financieringsactiviteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 193px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 203px; width: 349px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 208px; width: 349px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x1d h64 yd4a ffc2 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebr<span class=\"_ _1\"></span>uik</span> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 xe2 h64 yd4b ffc2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"_ _1\"></span> gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yd4c ffc4 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed gecla<span class=\"_ _1\"></span>ssificeerd als va<span class=\"_ _1\"></span>stgoed voor <span class=\"ws11d\">eigen geb<span class=\"_ _1\"></span>ruik omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h6c yd4d ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ka<span class=\"_ _1\"></span>ntoorgebouwen<span class=\"_ _1\"></span> die Ageas<span class=\"_ _1\"></span> gebruikt</span><span class=\"ffc2\">; <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yd4f ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">C<span class=\"_ _1\"></span>ommerci\u00eble gebou<span class=\"_ _1\"></span>wen die worden gebru<span class=\"_ _1\"></span>ikt om bedrijfsac<span class=\"_ _1\"></span>tiviteiten </span></span></div>\n<div class=\"t m0 x69 h64 yd50 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uit te vo<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd52 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle voor eigen geb<span class=\"_ _1\"></span>ruik aangehouden v<span class=\"_ _1\"></span>astgoed en alle<span class=\"_ _1\"></span> vaste activa</div>\n<div class=\"t m0 x1d h64 yd53 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd tegen<span class=\"_ _1\"></span> kostprijs<span class=\"_ _1\"></span>, verminderd<span class=\"_ _1\"></span> met geaccumul<span class=\"_ _1\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yd54 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jvingen (<span class=\"_ _0\"></span>behalve vo<span class=\"_ _0\"></span>or terrei<span class=\"_ _0\"></span>nen die niet wo<span class=\"_ _0\"></span>rden afge<span class=\"_ _0\"></span>schrev<span class=\"_ _0\"></span>en) en</div>\n<div class=\"t m0 x1d h64 yd55 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x1d h64 yd56 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De kostpri<span class=\"_ _0\"></span>js is het equiv<span class=\"_ _0\"></span>alent van d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e prijs die is<span class=\"_ _0\"></span> betaald of de</div>\n<div class=\"t m0 x1d h64 yd57 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e v<span class=\"ws11e\">an elke andere<span class=\"_ _1\"></span> vergoeding die is geg<span class=\"_ _1\"></span>even om het actie<span class=\"_ _1\"></span>f </span></div>\n<div class=\"t m0 x1d h64 yd58 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te verwer<span class=\"_ _0\"></span>ven op het mom<span class=\"_ _0\"></span>ent van de ver<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span> of de bouw van het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd59 ffc2 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">actief.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd5a ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd5b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De afschrijvingen<span class=\"_ _1\"></span> op gebouwen<span class=\"_ _1\"></span> worden berekend volgens de<span class=\"_ _1\"></span> lineaire</div>\n<div class=\"t m0 x1d h64 yd5c ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode t<span class=\"_ _0\"></span>eneinde de k<span class=\"_ _0\"></span>osten van di<span class=\"_ _0\"></span>e activa af t<span class=\"_ _0\"></span>e schrijve<span class=\"_ _0\"></span>n gedu<span class=\"lsef ws11d\">rende de </span></div>\n<div class=\"t m0 x1d h64 yd5d ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e levens<span class=\"_ _0\"></span>duur t<span class=\"_ _0\"></span>ot de rest<span class=\"_ _0\"></span>waarde.<span class=\"_ _0\"></span> De leve<span class=\"_ _0\"></span>nsduur <span class=\"_ _0\"></span>van IT, k<span class=\"_ _0\"></span>antoor<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yd5e ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en andere ap<span class=\"_ _0\"></span>paratuu<span class=\"_ _0\"></span>r wordt afz<span class=\"_ _0\"></span>onderli<span class=\"_ _0\"></span>jk vastges<span class=\"_ _0\"></span>teld voor elk<span class=\"_ _0\"></span> actief. De</div>\n<div class=\"t m0 x1d h64 yd5f ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur <span class=\"_ _1\"></span>van de gebou<span class=\"_ _1\"></span>wen wordt<span class=\"_ _1\"></span> afzonderlijk <span class=\"_ _1\"></span>bepaald voor<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x1d h64 yd60 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijk de<span class=\"_ _1\"></span>el (componen<span class=\"_ _1\"></span>tenbenadering)<span class=\"_ _1\"></span> e<span class=\"ws11e\">n wordt elk jaare<span class=\"_ _1\"></span>inde </span></div>\n<div class=\"t m0 x1d h64 yd61 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herzien.<span class=\"_ _0\"></span> De vastgo<span class=\"_ _0\"></span>edbeleg<span class=\"_ _0\"></span>gingen wo<span class=\"_ _0\"></span>rden gespl<span class=\"_ _0\"></span>itst in de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yd62 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">componenten: ruwb<span class=\"_ _1\"></span>ouw, ramen en deuren<span class=\"_ _1\"></span>, technische uitr<span class=\"_ _1\"></span>usting, ruwe</div>\n<div class=\"t m0 x1d h64 yd63 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwerki<span class=\"_ _0\"></span>ng en detai<span class=\"_ _0\"></span>lafwerk<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 430px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 430px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yd64 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd65 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yd66 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale leven<span class=\"_ _0\"></span>sduur van de co<span class=\"_ _0\"></span>mpone<span class=\"_ _0\"></span>nten is als vol<span class=\"_ _0\"></span>gt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd67 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Ruwbouw<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd69 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 606px; z-index: 15;\">50 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 594px; z-index: 15;\">70 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Ramen en deuren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6b ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 573px; z-index: 15;\">30 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 561px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Technische uitrusting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6d ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 540px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6e ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6f ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar <span class=\"ws118\">voor winkelpanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 504px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Ruwe afwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd81 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 483px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd72 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd73 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar voor winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 447px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Detailafwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 423px; z-index: 15;\">10 jaar voor kantoren<span class=\"_ _0\"></span>, winkelpanden en woningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd75 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd76 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd77 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd78 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">T<span class=\"_ _1\"></span>erreinen hebbe<span class=\"_ _1\"></span>n een on<span class=\"_ _1\"></span>gelimiteerde l<span class=\"_ _1\"></span>evensduur en <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span>rhalve nie<span class=\"_ _1\"></span>t afgeschreven.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd79 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">A<span class=\"_ _1\"></span>ls algemene regel<span class=\"_ _1\"></span> wordt uitgegaan va<span class=\"_ _1\"></span>n een restwaarde van<span class=\"_ _1\"></span> nihil.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd7a ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ko<span class=\"_ _1\"></span>sten voor <span class=\"_ _1\"></span>reparaties en<span class=\"_ _1\"></span> onderhoud w<span class=\"_ _1\"></span>orden in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als <span class=\"_ _1\"></span>last veran<span class=\"_ _1\"></span>twoord in de <span class=\"_ _1\"></span>periode waa<span class=\"_ _1\"></span>rin de ko<span class=\"_ _1\"></span>sten zijn <span class=\"ws113\">ge<span class=\"lsed ws112\">maakt. Uitgaven d<span class=\"_ _0\"></span>ie </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd7b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de voordelen<span class=\"_ _1\"></span> van vastgoed of vaste<span class=\"_ _1\"></span> activa zodanig<span class=\"_ _1\"></span> verbeteren of uitbre<span class=\"_ _1\"></span>iden dat hun oorspronk<span class=\"_ _1\"></span>elijke gebruik<span class=\"_ _1\"></span> wordt uitgebreid<span class=\"_ _1\"></span>, <span class=\"ws11d\">worden geactiveerd<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1a0 h64 yd7c ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervolg<span class=\"_ _0\"></span>ens afg<span class=\"_ _0\"></span>eschreve<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd7d ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsed ws112\">Financierings<span class=\"_ _0\"></span>kosten v<span class=\"_ _0\"></span>oor de finan<span class=\"_ _0\"></span>ciering va<span class=\"_ _0\"></span>n de bouw van mat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier beh<span class=\"_ _0\"></span>andeld als<span class=\"_ _0\"></span> de financie<span class=\"_ _0\"></span>ringskos<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 yd7e ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 251px; height: 398px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 251px; height: 398px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 251px; height: 398px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 251px; height: 855px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoedbeleggin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een vastgoedbe<span class=\"_ _1\"></span>legging is vastgoed<span class=\"_ _1\"></span> dat Ageas aanhoud<span class=\"_ _1\"></span>t om</div>\n<div class=\"t m0 x2c h64 y8a7 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huuropbrengs<span class=\"ws11e\">ten<span class=\"_ _1\"></span> of een waardestij<span class=\"_ _1\"></span>ging te realiseren<span class=\"_ _1\"></span>. Ageas kan </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaalde va<span class=\"_ _1\"></span>stgoedbeleggingen<span class=\"_ _1\"></span> ook voor e<span class=\"_ _1\"></span>igen gebrui<span class=\"_ _1\"></span>k aanwenden<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8a9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Indien de b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> aangewend voo<span class=\"_ _1\"></span>r eigen gebr<span class=\"_ _1\"></span>uik afzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 y8aa ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden verko<span class=\"_ _1\"></span>cht of geleased<span class=\"_ _1\"></span> via financi\u00eble lea<span class=\"_ _1\"></span>se, worden die</div>\n<div class=\"t m0 x2c h64 y8ab ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">delen vera<span class=\"ws11e\">n<span class=\"_ _1\"></span>twoord als materi<span class=\"_ _1\"></span>\u00eble vaste activa. Indi<span class=\"_ _1\"></span>en de beleggingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangewend voor eig<span class=\"_ _1\"></span>en gebruik niet a<span class=\"_ _1\"></span>fzonderlijk kunnen<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 y8ad ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkocht, worden<span class=\"_ _1\"></span> die delen alleen<span class=\"_ _1\"></span> als vastgoedbeleg<span class=\"_ _1\"></span>gingen behande<span class=\"_ _1\"></span>ld</div>\n<div class=\"t m0 x2c h64 y8ae ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">als Ageas e<span class=\"_ _1\"></span>en onbelan<span class=\"_ _1\"></span>grijk deel <span class=\"_ _1\"></span>voor eigen geb<span class=\"_ _1\"></span>ruik aanhoud<span class=\"_ _1\"></span>t. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Omwille de verge<span class=\"_ _1\"></span>lijkbaarheid<span class=\"_ _1\"></span> hanteert Ageas een k<span class=\"_ _1\"></span>ostprijsmodel,<span class=\"_ _1\"></span> zowel</div>\n<div class=\"t m0 x2c h64 y8b1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen a<span class=\"_ _1\"></span>ls voor <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebru<span class=\"_ _1\"></span>ik. Na de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble opname<span class=\"_ _1\"></span> wordt al het vas<span class=\"_ _1\"></span>tgoed gewaardeerd t<span class=\"_ _1\"></span>egen kostprijs</div>\n<div class=\"t m0 x2c h64 y8b3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermind<span class=\"_ _0\"></span>erd met cu<span class=\"_ _0\"></span>mulatiev<span class=\"_ _0\"></span>e afschrij<span class=\"_ _0\"></span>vingen (v<span class=\"_ _0\"></span>olgens <span class=\"lsef ws11d\">een lineaire </span></div>\n<div class=\"t m0 x2c h64 y8b4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>) en event<span class=\"_ _0\"></span>uele cumul<span class=\"_ _0\"></span>atieve bijz<span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. Wijzigingen <span class=\"_ _1\"></span>in de re\u00eb<span class=\"_ _1\"></span>le waarde va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8b6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen worden<span class=\"_ _1\"></span> zodoende<span class=\"_ _1\"></span> niet verantwoo<span class=\"_ _1\"></span>rd in de</div>\n<div class=\"t m0 x2c h64 y8b7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening (ten<span class=\"_ _1\"></span>zij er een b<span class=\"_ _1\"></span>ijzondere waa<span class=\"_ _1\"></span>rdeverminder<span class=\"_ _1\"></span>ing heeft</div>\n<div class=\"t m0 x2c h64 y9d7 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsed ws112\">laatsgevo<span class=\"_ _0\"></span>nden) of<span class=\"_ _0\"></span> in overig comp<span class=\"_ _0\"></span>rehensiv<span class=\"_ _0\"></span>e income.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9d8 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De restwaarde<span class=\"_ _1\"></span> en de<span class=\"_ _1\"></span> geschatte gebru<span class=\"_ _1\"></span>iksduur van<span class=\"_ _1\"></span> vastgoedbeleg<span class=\"_ _1\"></span>gingen</div>\n<div class=\"t m0 x2c h64 y9da ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden afzon<span class=\"_ _1\"></span>derlijk bepaa<span class=\"_ _1\"></span>ld voor <span class=\"_ _1\"></span>elk belangrij<span class=\"_ _1\"></span>k onderdeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9db ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(componentenbe<span class=\"_ _1\"></span>nadering) en<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>op elke balan<span class=\"_ _1\"></span>sdatum opnieuw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekeken. Vo<span class=\"_ _1\"></span>or vastgoedbele<span class=\"_ _1\"></span>ggingen wordt<span class=\"_ _1\"></span> dezelfde m<span class=\"_ _1\"></span>aximale</div>\n<div class=\"t m0 x2c h64 y9dd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschatte gebru<span class=\"_ _1\"></span>iksduur van de compon<span class=\"_ _1\"></span>enten toegepas<span class=\"_ _1\"></span>t als voor</div>\n<div class=\"t m0 x2c h64 y9de ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed aa<span class=\"_ _1\"></span>ngehouden voo<span class=\"_ _1\"></span>r eigen gebru<span class=\"_ _1\"></span>ik.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9df ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t zijn <span class=\"_ _1\"></span>vastgoedbeleggingen<span class=\"_ _1\"></span> door middel<span class=\"_ _1\"></span> van dive<span class=\"_ _1\"></span>rse niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9e1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbare h<span class=\"_ _1\"></span>uurcontracten. Be<span class=\"_ _1\"></span>paalde cont<span class=\"_ _1\"></span>racte<span class=\"lsed ws112\">n bevatten </span></div>\n<div class=\"t m0 x2c h64 y9e2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verleng<span class=\"_ _0\"></span>ingsopt<span class=\"_ _0\"></span>ies voor d<span class=\"_ _0\"></span>iverse tij<span class=\"_ _0\"></span>dsperiod<span class=\"_ _0\"></span>en. De met de<span class=\"_ _0\"></span>ze contrac<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x2c h64 y9e3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den huurink<span class=\"_ _0\"></span>omsten w<span class=\"_ _0\"></span>orden in de loo<span class=\"_ _0\"></span>p van de tijd ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y9e4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsbat<span class=\"_ _0\"></span>en, en wel line<span class=\"_ _0\"></span>air over de hu<span class=\"_ _0\"></span>urperio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overboekingen<span class=\"_ _1\"></span> naar of van vastgoedb<span class=\"_ _1\"></span>eleggingen vinden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>alleen plaa<span class=\"_ _1\"></span>ts</div>\n<div class=\"t m0 x2c h64 y9e7 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als er een wijz<span class=\"_ _1\"></span>iging is van het gebru<span class=\"_ _1\"></span>ik:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e8 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">N<span class=\"_ _1\"></span>aar vastgoed<span class=\"_ _1\"></span>beleggingen a<span class=\"_ _1\"></span>an het ein<span class=\"_ _1\"></span>de van he<span class=\"_ _1\"></span>t eigen gebru<span class=\"_ _1\"></span>ik, bij </span></span></div>\n<div class=\"t m0 x1a0 h64 y9e9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>g van een oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e lease aan ee<span class=\"_ _0\"></span>n andere part<span class=\"_ _0\"></span>ij of aan</div>\n<div class=\"t m0 x1a0 h64 y9ea ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het einde van de<span class=\"_ _1\"></span> bouw of ontwikkeling<span class=\"_ _1\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y9eb ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11e\">Va<span class=\"_ _1\"></span>nuit vastgoedbele<span class=\"_ _1\"></span>ggingen b<span class=\"ws11d\">ij aan<span class=\"_ _1\"></span>vang van he<span class=\"_ _1\"></span>t eigen ge<span class=\"_ _1\"></span>bruik of </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9ec ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng van ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g met het oog o<span class=\"_ _0\"></span>p verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ed ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9ee ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r het result<span class=\"_ _0\"></span>aat van een bo<span class=\"_ _0\"></span>uwcontr<span class=\"_ _0\"></span>act op betrou<span class=\"_ _0\"></span>wbare wij<span class=\"_ _0\"></span>ze kan</div>\n<div class=\"t m0 x2c h64 y9ef ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gescha<span class=\"_ _1\"></span>t, worden de contra<span class=\"_ _1\"></span>ctopbrengsten en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kosten in verband<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9f0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met het b<span class=\"_ _1\"></span>ouwcontract <span class=\"_ _1\"></span>verantwoo<span class=\"lsed\">rd als bate<span class=\"_ _0\"></span>n, respe<span class=\"_ _0\"></span>ctievel<span class=\"_ _0\"></span>ijk last<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y9f1 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwijz<span class=\"_ _0\"></span>ing naar het<span class=\"_ _0\"></span> stadium v<span class=\"_ _0\"></span>an uitvoer<span class=\"_ _0\"></span>ing van de cont<span class=\"_ _0\"></span>ractac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>it op</div>\n<div class=\"t m0 x2c h64 y9f2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum. Wa<span class=\"_ _0\"></span>nneer het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk is dat de t<span class=\"_ _0\"></span>otale cont<span class=\"_ _0\"></span>ractkost<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y9f3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoger zul<span class=\"_ _0\"></span>len zijn dan d<span class=\"_ _0\"></span>e totale cont<span class=\"_ _0\"></span>racto<span class=\"_ _0\"></span>pbrengst<span class=\"_ _0\"></span>en wordt het<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> onmidde<span class=\"_ _0\"></span>llijk al<span class=\"_ _0\"></span>s last v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enrek<span class=\"_ _0\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 331px; height: 765px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c ya4b ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering op<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya4c ffc9 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik en<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4d ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Net als and<span class=\"_ _0\"></span>ere niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi\u00eble activa on<span class=\"_ _1\"></span>dergaat vastgoed v<span class=\"_ _1\"></span>oor eigen </span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardevermind<span class=\"_ _1\"></span>ering als <span class=\"_ _1\"></span>de boekwaarde<span class=\"_ _1\"></span> hoger is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan de rea<span class=\"_ _1\"></span>liseerbare wa<span class=\"_ _1\"></span>arde. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya50 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De realiseerb<span class=\"_ _1\"></span>are waarde <span class=\"_ _1\"></span>wordt bepaal<span class=\"_ _1\"></span>d als he<span class=\"_ _1\"></span>t hoogste b<span class=\"_ _1\"></span>edrag van</div>\n<div class=\"t m0 x2c h64 ya52 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hetzij: de r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verminderd met ve<span class=\"_ _1\"></span>rkoopkosten of de </span></span></div>\n<div class=\"t m0 x2c h64 ya53 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfswaarde<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde verminde<span class=\"_ _1\"></span>rd met verkoo<span class=\"_ _1\"></span>pkosten is<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g dat </span></span></div>\n<div class=\"t m0 x1a0 h64 ycd8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen worden<span class=\"_ _1\"></span> verkregen door de ve<span class=\"_ _1\"></span>rkoop van een actie<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x69 h64 yab7 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een ordel<span class=\"_ _0\"></span>ijke trans<span class=\"_ _0\"></span>actie tuss<span class=\"_ _0\"></span>en markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n (op basis v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x69 h64 yab8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarneembare<span class=\"_ _1\"></span> en ni<span class=\"lsed ws111\">et<span class=\"ls0 ws0\">-</span></span><span class=\"ws11e\">waarneemb<span class=\"_ _1\"></span>are marktgegevens<span class=\"_ _1\"></span>), na aftrek </span></div>\n<div class=\"t m0 x69 h64 yab9 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verk<span class=\"_ _0\"></span>oopkost<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 yaba ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">De bedrijfswaa<span class=\"_ _0\"></span>rde is de cont<span class=\"_ _0\"></span>ante waa<span class=\"_ _0\"></span>rde van gesch<span class=\"_ _0\"></span>atte </span></span></div>\n<div class=\"t m0 x69 h64 yabb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> kasstromen waarvan<span class=\"_ _1\"></span> verwacht wordt dat<span class=\"_ _1\"></span> ze zullen</div>\n<div class=\"t m0 x69 h64 yabc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortvl<span class=\"_ _0\"></span>oeien uit het<span class=\"_ _0\"></span> voortgez<span class=\"_ _0\"></span>ette gebr<span class=\"_ _0\"></span>uik van een act<span class=\"_ _0\"></span>ief en uit de</div>\n<div class=\"t m0 x69 h64 yabd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervreemding<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an dat acti<span class=\"_ _0\"></span>ef aan het ein<span class=\"_ _0\"></span>de van de geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur, </span></div>\n<div class=\"t m0 x69 h64 yabe ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zonder aftre<span class=\"_ _1\"></span>k van ove<span class=\"_ _1\"></span>rdrachtsbelastin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabf ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycd9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aan het e<span class=\"_ _1\"></span>inde van iede<span class=\"_ _1\"></span>re verslagp<span class=\"_ _1\"></span>eriode beoorde<span class=\"_ _1\"></span>elt Ageas<span class=\"_ _1\"></span> of er</div>\n<div class=\"t m0 x1d h64 ycda ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>eve aanwi<span class=\"_ _0\"></span>jzinge<span class=\"_ _0\"></span>n bestaan dat<span class=\"_ _0\"></span> het actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 ycdb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Hierb<span class=\"ws11d\">ij word<span class=\"_ _1\"></span>t rekening <span class=\"_ _1\"></span>gehouden </span></div>\n<div class=\"t m0 x1d h64 ycdc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met diver<span class=\"_ _1\"></span>se informatieb<span class=\"_ _1\"></span>ronnen, zowel <span class=\"_ _1\"></span>extern (bij<span class=\"_ _1\"></span>voorbeeld bel<span class=\"_ _1\"></span>angrijke</div>\n<div class=\"t m0 x1d h64 ycdd ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in het econ<span class=\"_ _1\"></span>omische kli<span class=\"_ _1\"></span>maat) als i<span class=\"_ _1\"></span>ntern (bij<span class=\"_ _1\"></span>voorbeeld</div>\n<div class=\"t m0 x1d h64 ycde ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desinvestering<span class=\"_ _1\"></span>splannen). I<span class=\"_ _1\"></span>ndien dergeli<span class=\"_ _1\"></span>jke aanwijzingen <span class=\"_ _1\"></span>bestaan (<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1d h64 ycdf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end dan), v<span class=\"_ _0\"></span>erlaagt<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Ageas de boekwaarde <span class=\"_ _1\"></span>van het ac<span class=\"_ _1\"></span>tief naar de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yce0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geschatte re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde en het <span class=\"_ _1\"></span>bedrag v<span class=\"_ _1\"></span>an de verande<span class=\"_ _1\"></span>ring in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce1 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lopende jaar wo<span class=\"_ _1\"></span>rdt verwerkt in de re<span class=\"_ _1\"></span>sultatenreken<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce3 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na opname<span class=\"_ _1\"></span> van een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yce4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving vo<span class=\"_ _0\"></span>or toek<span class=\"_ _0\"></span>omstige<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">perioden gecorrigeerd voor<span class=\"_ _1\"></span> de herziene </span></span></div>\n<div class=\"t m0 x1d h64 yce5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde onder v<span class=\"_ _0\"></span>erminde<span class=\"_ _0\"></span>ring van de res<span class=\"_ _0\"></span>twaar<span class=\"_ _0\"></span>de over de rest<span class=\"_ _0\"></span>erende</div>\n<div class=\"t m0 x1d h64 yce6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiksduur<span class=\"_ _1\"></span> van het a<span class=\"_ _1\"></span>ctief. Voor<span class=\"_ _1\"></span> vastgoed <span class=\"_ _1\"></span>wordt de ge<span class=\"_ _1\"></span>bruiksduur <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 yce7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">elk belang<span class=\"_ _1\"></span>rijk onderdeel<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span> bepaald en <span class=\"_ _1\"></span>aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar herbe<span class=\"ws113\">oordee<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yce9 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode h<span class=\"_ _0\"></span>et bedrag v<span class=\"_ _0\"></span>an de bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x1d h64 yceb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen op nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">finan<span class=\"_ _1\"></span>ci\u00eble activa, uitgez<span class=\"_ _1\"></span>onderd dalingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ycec ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in de goodwill,<span class=\"_ _1\"></span> daalt als gevolg van<span class=\"_ _1\"></span> een gebeurteni<span class=\"_ _1\"></span>s die zich voordoet<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yced ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na de waard<span class=\"_ _0\"></span>evermi<span class=\"_ _0\"></span>ndering,<span class=\"_ _0\"></span> valt de eerde<span class=\"_ _0\"></span>r opg<span class=\"lsef ws113\">enomen </span></div>\n<div class=\"t m0 x1d h64 ycee ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g vrij in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Deze verhoogde</div>\n<div class=\"t m0 x1d h64 ycef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde ma<span class=\"_ _0\"></span>g niet hoge<span class=\"_ _0\"></span>r zijn dan de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e die zou zijn be<span class=\"_ _0\"></span>paald, na</div>\n<div class=\"t m0 x1d h64 ycf0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afschrijvinge<span class=\"_ _1\"></span>n, als in voorgaand<span class=\"_ _1\"></span>e jaren geen bi<span class=\"_ _1\"></span>jzondere</div>\n<div class=\"t m0 x1d h64 ycf1 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering voo<span class=\"_ _0\"></span>r het ac<span class=\"_ _0\"></span>tief was <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351.997px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 161px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 166px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 518px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 352px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h6c yad8 ffc9 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingskosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en over het<span class=\"_ _0\"></span> algemeen a<span class=\"_ _0\"></span>ls last ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd in</div>\n<div class=\"t m0 x1d h64 yada ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de perio<span class=\"_ _0\"></span>de waarin ze zij<span class=\"_ _0\"></span>n gemaakt<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten die rec<span class=\"_ _0\"></span>htstre<span class=\"_ _0\"></span>eks toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de</div>\n<div class=\"t m0 x1d h64 yadd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerving of bouw<span class=\"_ _1\"></span> van een actief wo<span class=\"_ _1\"></span>rden, terwijl het<span class=\"_ _1\"></span> actief in opbouw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yade ffc7 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">is, ge<span class=\"lsed ws112\">activeer<span class=\"_ _0\"></span>d als onderd<span class=\"_ _0\"></span>eel van de kost<span class=\"_ _0\"></span>en van dat ac<span class=\"_ _0\"></span>tief. De act<span class=\"_ _0\"></span>ivering </span></div>\n<div class=\"t m0 x1d h64 yadf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van finan<span class=\"_ _0\"></span>cierings<span class=\"_ _0\"></span>kosten d<span class=\"_ _0\"></span>ient in te gaan w<span class=\"_ _0\"></span>anneer: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae0 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Uitgaven voor het ac<span class=\"_ _0\"></span>tief en fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskost<span class=\"_ _0\"></span>en worden ge<span class=\"_ _0\"></span>daan<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yae1 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Werkzaamhede<span class=\"_ _0\"></span>n die nodi<span class=\"_ _0\"></span>g zijn om het act<span class=\"_ _0\"></span>ief klaar t<span class=\"_ _0\"></span>e maken voor </span></span></div>\n<div class=\"t m0 x69 h64 yae2 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het bedo<span class=\"_ _0\"></span>elde geb<span class=\"_ _0\"></span>ruik of <span class=\"_ _0\"></span>de verko<span class=\"_ _0\"></span>op ervan <span class=\"_ _0\"></span>in gan<span class=\"_ _0\"></span>g zijn gez<span class=\"_ _0\"></span>et. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae3 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae4 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het activeren van<span class=\"_ _1\"></span> financierings<span class=\"_ _1\"></span>kosten wordt be\u00ebindigd<span class=\"_ _1\"></span> wanneer het</div>\n<div class=\"t m0 x1d h64 yae5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarbi<span class=\"_ _0\"></span>j behorend a<span class=\"_ _0\"></span>ctief in mat<span class=\"_ _0\"></span>eri\u00eble zi<span class=\"_ _0\"></span>n gereed is; het<span class=\"_ _0\"></span>zij voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 yae6 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hetzij v<span class=\"_ _0\"></span>oor gebr<span class=\"_ _0\"></span>uik. In<span class=\"_ _0\"></span>dien de v<span class=\"_ _0\"></span>ervaar<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>oor lang<span class=\"_ _0\"></span>ere tijd <span class=\"lsef ws113\">wordt </span></div>\n<div class=\"t m0 x1d h64 yae7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderbroken<span class=\"_ _1\"></span>, wordt eveneen<span class=\"_ _1\"></span>s de rente<span class=\"_ _1\"></span>toerekening ui<span class=\"_ _1\"></span>tgesteld. <span class=\"_ _1\"></span>Indien de</div>\n<div class=\"t m0 x1d h64 yae8 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervaar<span class=\"_ _0\"></span>diging i<span class=\"_ _0\"></span>n fasen p<span class=\"_ _0\"></span>laatsvi<span class=\"_ _0\"></span>ndt en elk<span class=\"_ _0\"></span>e afzo<span class=\"_ _0\"></span>nderlijke f<span class=\"_ _0\"></span>ase bes<span class=\"_ _0\"></span>chouwd</div>\n<div class=\"t m0 x1d h64 yae9 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kan worden als<span class=\"_ _1\"></span> een afzonderlijk ac<span class=\"_ _1\"></span>tief, wordt de<span class=\"_ _1\"></span> toerekening van rent<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan desbet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>d actief be\u00eb<span class=\"_ _0\"></span>indigd in<span class=\"_ _0\"></span><span class=\"ws11d\">dien het <span class=\"_ _0\"></span>actief i<span class=\"_ _0\"></span>n mater<span class=\"_ _0\"></span>i\u00eble zin </span></div>\n<div class=\"t m0 x1d h64 yaeb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereed is<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaed ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor een len<span class=\"_ _0\"></span>ing die met e<span class=\"_ _0\"></span>en bepaald<span class=\"_ _0\"></span> actief sam<span class=\"_ _0\"></span>enhangt<span class=\"_ _0\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yaee ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet o<span class=\"_ _0\"></span>p die le<span class=\"_ _0\"></span>ning toe<span class=\"_ _0\"></span>gepast. I<span class=\"_ _0\"></span>n ander<span class=\"_ _0\"></span>e gevalle<span class=\"_ _0\"></span>n wordt</div>\n<div class=\"t m0 x1d h64 yaef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een gewo<span class=\"_ _0\"></span>gen gemidd<span class=\"_ _0\"></span>eld betaa<span class=\"_ _0\"></span>lde rent<span class=\"_ _0\"></span>evoet toe<span class=\"_ _0\"></span>gepast. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 371px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 376px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor kwalificer<span class=\"_ _1\"></span>ende activa waarvan<span class=\"_ _1\"></span> de aanvangsdatu<span class=\"_ _1\"></span>m op of voor</div>\n<div class=\"t m0 x2c h64 y8a6 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"lsed ws112\">januari 2008 valt<span class=\"_ _0\"></span>, geldt dat d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ieringsk<span class=\"_ _0\"></span>osten die r<span class=\"_ _0\"></span>echtst<span class=\"_ _0\"></span>reeks </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of b<span class=\"_ _0\"></span>ouw van e<span class=\"_ _0\"></span>en kwalifi<span class=\"_ _0\"></span>cerend</div>\n<div class=\"t m0 x2c h64 y8a8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief (ee<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">actief waarvoor<span class=\"_ _1\"></span> gedurende langere<span class=\"_ _1\"></span> tijd werkzaamheden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig waren<span class=\"_ _1\"></span> om het ac<span class=\"_ _1\"></span>tief klaar <span class=\"_ _1\"></span>te maken <span class=\"_ _1\"></span>voor het bedoe<span class=\"_ _1\"></span>lde gebrui<span class=\"_ _1\"></span>k of</div>\n<div class=\"t m0 x2c h64 y8aa ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de verko<span class=\"_ _0\"></span>op erva<span class=\"_ _0\"></span>n) als last<span class=\"_ _0\"></span> worden v<span class=\"_ _0\"></span>erant<span class=\"_ _0\"></span>woord in <span class=\"_ _0\"></span>de period<span class=\"_ _0\"></span>e waari<span class=\"_ _0\"></span>n ze</div>\n<div class=\"t m0 x2c h64 y8ab ffcc fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">zijn gemaakt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 105px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 110px; width: 344px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd83 ffcc fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Goodwill en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>immateri\u00eble a<span class=\"_ _1\"></span>ctiva</span> </span></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c yd84 ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd85 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t actief is e<span class=\"_ _0\"></span>en identif<span class=\"_ _0\"></span>iceer<span class=\"_ _0\"></span>baar niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">monetair actief </span></span></div>\n<div class=\"t m0 x2c h64 yd86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en wordt uit<span class=\"_ _0\"></span>sluite<span class=\"_ _0\"></span>nd verantw<span class=\"_ _0\"></span>oord als het<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x2c h64 yd87 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en oplev<span class=\"_ _0\"></span>ert en de k<span class=\"_ _0\"></span>ostpri<span class=\"_ _0\"></span>js van he<span class=\"_ _0\"></span>t actief<span class=\"_ _0\"></span> betrou<span class=\"_ _0\"></span>wbaar k<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 yd88 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd89 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd8a ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble vast<span class=\"_ _0\"></span><span class=\"lsef\">e activa worden<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>balans verant<span class=\"_ _1\"></span>woord tegen </span></div>\n<div class=\"t m0 x2c h64 yd8b ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js, vermin<span class=\"_ _0\"></span>derd met ev<span class=\"_ _0\"></span>entuel<span class=\"_ _0\"></span>e geaccum<span class=\"_ _0\"></span>uleerde af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 yd8c ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x2c h64 yd8d ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De restwa<span class=\"_ _0\"></span>arde en de gesc<span class=\"_ _0\"></span>hatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur van imm<span class=\"_ _0\"></span>ateri\u00ebl<span class=\"_ _0\"></span>e vaste</div>\n<div class=\"t m0 x2c h64 y930 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa wor<span class=\"_ _0\"></span>d<span class=\"lsef ws11d\">en op elke <span class=\"_ _1\"></span>balansdatum op<span class=\"_ _1\"></span>nieuw bekeken<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y931 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y932 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Immateri\u00eble a<span class=\"_ _1\"></span>ctiva me<span class=\"_ _1\"></span>t een bepaal<span class=\"_ _1\"></span>de levensduur <span class=\"_ _1\"></span>worden lineai<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y933 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r hun gesch<span class=\"_ _0\"></span>atte geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur. Op immat<span class=\"_ _0\"></span>eri\u00eble v<span class=\"_ _0\"></span>aste</div>\n<div class=\"t m0 x2c h64 y934 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa met<span class=\"_ _1\"></span> een onbepaa<span class=\"_ _1\"></span>lde gebruik<span class=\"_ _1\"></span>sduur zoals <span class=\"_ _1\"></span>goodwill word<span class=\"_ _1\"></span>t niet</div>\n<div class=\"t m0 x2c h64 y935 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgeschreven<span class=\"_ _1\"></span>, maar de<span class=\"ws11d\">ze worden<span class=\"_ _1\"></span> minstens eenm<span class=\"_ _1\"></span>aal per j<span class=\"_ _1\"></span>aar getoetst<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y936 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>dering.<span class=\"_ _0\"></span> Ge\u00efdentif<span class=\"_ _0\"></span>iceerde ev<span class=\"_ _0\"></span>entu<span class=\"_ _0\"></span>ele bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x2c h64 y937 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n worden in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h64 y938 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Value of Bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (V<span class=\"_ _0\"></span>OBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOB<span class=\"ws11d\">A) vert<span class=\"_ _0\"></span>egenw<span class=\"_ _0\"></span>oordigt <span class=\"_ _0\"></span>het vers<span class=\"_ _0\"></span>chil </span></div>\n<div class=\"t m0 x2c h64 ya7f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussen de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> bij acqui<span class=\"_ _1\"></span>sitie gewaardeerd<span class=\"_ _1\"></span> op bas<span class=\"_ _1\"></span>is van de</div>\n<div class=\"t m0 x2c h64 ya80 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsgrond<span class=\"_ _1\"></span>slagen van<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>de boekwaarde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 ya81 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en beleggin<span class=\"_ _1\"></span>gscontracten, v<span class=\"_ _1\"></span>erworven in </span></span></div>\n<div class=\"t m0 x2c h64 ya82 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het kad<span class=\"_ _0\"></span>er van ee<span class=\"_ _0\"></span>n acquis<span class=\"_ _0\"></span>itie v<span class=\"ws112\">a<span class=\"_ _0\"></span>n een busines<span class=\"_ _0\"></span>s of een port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya83 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya84 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">VOBA wordt<span class=\"_ _0\"></span> verantw<span class=\"_ _0\"></span>oord als im<span class=\"_ _0\"></span>materiee<span class=\"_ _0\"></span>l actief en af<span class=\"_ _0\"></span>geschre<span class=\"_ _0\"></span>ven over</div>\n<div class=\"t m0 x2c h64 ya85 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verwach<span class=\"_ _1\"></span>te periode<span class=\"_ _1\"></span> van de opbr<span class=\"_ _1\"></span>engsten van<span class=\"_ _1\"></span> de verworven<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille. Op e<span class=\"_ _0\"></span>lke versla<span class=\"_ _0\"></span>gdatum m<span class=\"_ _0\"></span>aakt VOB<span class=\"_ _0\"></span>A deel uit van de</div>\n<div class=\"t m0 x2c h64 ya87 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets voor verpl<span class=\"_ _1\"></span>i<span class=\"lsed ws112\">chting<span class=\"_ _0\"></span>en om te beoor<span class=\"_ _0\"></span>delen of de </span></div>\n<div class=\"t m0 x2c h64 ya88 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeien uit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 ya89 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten to<span class=\"_ _0\"></span>ereike<span class=\"_ _0\"></span>nd zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd8e ffce fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Intern <span class=\"_ _0\"></span>gegener<span class=\"_ _0\"></span>eerde imm<span class=\"_ _0\"></span>ateri<span class=\"_ _0\"></span>\u00eble vaste a<span class=\"_ _0\"></span>ctiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Intern gegen<span class=\"_ _1\"></span>ereerde imma<span class=\"_ _1\"></span>teri\u00eble vas<span class=\"_ _1\"></span>te activa worde<span class=\"_ _1\"></span>n geactiveerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd90 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer Agea<span class=\"_ _1\"></span>s alle na<span class=\"_ _1\"></span>vol<span class=\"lsed ws112\">gende pu<span class=\"_ _0\"></span>nten kan aant<span class=\"_ _0\"></span>onen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">De <span class=\"_ _1\"></span>techni<span class=\"_ _0\"></span>sche uitv<span class=\"_ _0\"></span>oerbaa<span class=\"_ _0\"></span>rheid om he<span class=\"_ _0\"></span>t immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief te </span></span></div>\n<div class=\"t m0 x1a0 h64 yd92 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voltooien, zod<span class=\"_ _1\"></span>at het beschikbaar<span class=\"_ _1\"></span> zal zijn voor gebrui<span class=\"_ _1\"></span>k of verkoop;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd93 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws11d\">De intentie het<span class=\"_ _0\"></span> immate<span class=\"_ _0\"></span>rieel vas<span class=\"_ _0\"></span>t acti<span class=\"_ _0\"></span>ef te volt<span class=\"_ _0\"></span>ooien e<span class=\"_ _0\"></span>n te gebru<span class=\"_ _0\"></span>iken </span></span></div>\n<div class=\"t m0 x1a0 h64 yd94 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of te verk<span class=\"_ _0\"></span>open;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd95 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen <span class=\"ws11d\">om <span class=\"_ _0\"></span>het immat<span class=\"_ _0\"></span>erieel v<span class=\"_ _0\"></span>ast act<span class=\"_ _0\"></span>ief te ge<span class=\"_ _0\"></span>bruiken <span class=\"_ _0\"></span>of te </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd96 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkopen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd97 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Hoe het immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief waars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige </span></span></div>\n<div class=\"t m0 x1a0 h64 yd98 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische <span class=\"_ _1\"></span>voordelen zal<span class=\"_ _1\"></span> genereren;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd99 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e beschikbaa<span class=\"_ _1\"></span>rheid van<span class=\"_ _1\"></span> adequate techni<span class=\"_ _1\"></span>sche, finan<span class=\"_ _1\"></span>ci\u00eble en and<span class=\"_ _1\"></span>ere </span></span></div>\n<div class=\"t m0 x1a0 h64 yd9a ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen om de ontw<span class=\"_ _1\"></span>ikkeling te vol<span class=\"_ _1\"></span><span class=\"lsed ws112\">tooie<span class=\"_ _0\"></span>n en het immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x1a0 h64 yd9b ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief t<span class=\"_ _0\"></span>e gebruik<span class=\"_ _0\"></span>en of t<span class=\"_ _0\"></span>e verkop<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yd9c ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen om de u<span class=\"_ _0\"></span>itgaven di<span class=\"_ _0\"></span>e aan het imm<span class=\"_ _0\"></span>ateriee<span class=\"_ _0\"></span>l vast actief </span></span></div>\n<div class=\"t m0 x69 h64 yd9d ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden to<span class=\"_ _1\"></span>egerekend tijden<span class=\"_ _1\"></span>s zijn ontwikkelin<span class=\"_ _1\"></span>g betrouwbaar</div>\n<div class=\"t m0 x69 h64 yd9e ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te waarderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9f ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yda0 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alleen im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste acti<span class=\"_ _0\"></span>va die door o<span class=\"_ _0\"></span>n<span class=\"lsef ws11d\">twikkeling on<span class=\"_ _1\"></span>tstaan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yda1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geactiveerd.<span class=\"_ _1\"></span> Alle andere <span class=\"_ _1\"></span>intern gegene<span class=\"_ _1\"></span>reerde imma<span class=\"_ _1\"></span>teri\u00eble activa<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x1d h64 yda2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet geact<span class=\"_ _0\"></span>iveerd e<span class=\"_ _0\"></span>n de uitgave<span class=\"_ _0\"></span>n worden we<span class=\"_ _0\"></span>ergegev<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 yda3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening in he<span class=\"_ _1\"></span>t jaar wa<span class=\"_ _1\"></span>arin de ui<span class=\"_ _1\"></span>tgaven zich <span class=\"_ _1\"></span>voordoen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yda4 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yda5 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Softwa<span class=\"_ _0\"></span>re voor d<span class=\"_ _0\"></span>e compute<span class=\"_ _0\"></span>r, <span class=\"ws112\">die niet<span class=\"_ _0\"></span> zonder s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e softwa<span class=\"_ _0\"></span>re werkt, </span></div>\n<div class=\"t m0 x1d h64 yda6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals het<span class=\"_ _1\"></span> besturingssys<span class=\"_ _1\"></span>teem, vormt<span class=\"_ _1\"></span> een integraal<span class=\"_ _1\"></span> onderdeel<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x1d h64 yda7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende har<span class=\"_ _0\"></span>dware en wordt<span class=\"_ _0\"></span> behande<span class=\"_ _0\"></span>ld als mate<span class=\"_ _0\"></span>ri\u00eble vast<span class=\"_ _0\"></span>e activa.</div>\n<div class=\"t m0 x1d h64 yda8 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>software geen<span class=\"_ _1\"></span> integraal o<span class=\"_ _1\"></span>nderdeel van<span class=\"_ _1\"></span> de betreffe<span class=\"_ _1\"></span>nde</div>\n<div class=\"t m0 x1d h64 yda9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hardware ui<span class=\"_ _1\"></span>tmaa<span class=\"lsed ws112\">kt, worden d<span class=\"_ _0\"></span>e kosten die z<span class=\"_ _0\"></span>ijn gemaak<span class=\"_ _0\"></span>t tijdens d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ydaa ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsf<span class=\"_ _0\"></span>ase en waarv<span class=\"_ _0\"></span>oor Agea<span class=\"_ _0\"></span>s kan aanto<span class=\"_ _0\"></span>nen dat aan al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 ydab ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hierbov<span class=\"_ _0\"></span>en verm<span class=\"_ _0\"></span>elde crit<span class=\"_ _0\"></span>eria vol<span class=\"_ _0\"></span>daan is<span class=\"_ _0\"></span>, geactiv<span class=\"_ _0\"></span>eerd al<span class=\"_ _0\"></span>s immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydac ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste acti<span class=\"_ _0\"></span>va en lineai<span class=\"_ _0\"></span>r afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de geschat<span class=\"_ _0\"></span>te gebrui<span class=\"_ _0\"></span>ksduur.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ydad ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Over het<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">algemeen wo<span class=\"_ _0\"></span>rdt der<span class=\"_ _0\"></span>gelijke s<span class=\"_ _0\"></span>oftware <span class=\"_ _0\"></span>afgesc<span class=\"_ _0\"></span>hreven ov<span class=\"_ _0\"></span>er </span></span></div>\n<div class=\"t m0 x1d h64 ydae ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maximaal 5<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c ydaf ffce fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Overige immateri\u00eb<span class=\"_ _1\"></span>le activa met bepa<span class=\"_ _1\"></span>alde gebruiksduu<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb0 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a met be<span class=\"_ _0\"></span>paalde g<span class=\"_ _0\"></span>ebruiks<span class=\"_ _0\"></span>duur, z<span class=\"_ _0\"></span>oals</div>\n<div class=\"t m0 x1d h64 ydb1 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ies, hand<span class=\"_ _0\"></span>elsmerk<span class=\"_ _0\"></span>en en licen<span class=\"_ _0\"></span>ties worde<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">doorgaans </span></div>\n<div class=\"t m0 x1d h64 ydb2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair ov<span class=\"_ _0\"></span>er hun ges<span class=\"_ _0\"></span>chatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur afgesc<span class=\"_ _0\"></span>hreven.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydb3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vaste activ<span class=\"_ _1\"></span>a met bepaalde<span class=\"_ _1\"></span> gebruiksdu<span class=\"_ _1\"></span>ur worden op<span class=\"_ _1\"></span> elke ver<span class=\"_ _1\"></span>slagdatum</div>\n<div class=\"t m0 x1d h64 ydb4 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">getoetst op<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb5 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb6 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Parkeerconce<span class=\"_ _1\"></span>ssies worden opgen<span class=\"_ _1\"></span>omen als immateri\u00eble<span class=\"_ _1\"></span> vaste activa als<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht heeft<span class=\"_ _0\"></span> het gebrui<span class=\"_ _0\"></span>k van de conces<span class=\"_ _0\"></span>sie<span class=\"ls0 ws0\">-</span>infra<span class=\"_ _0\"></span>structuu<span class=\"_ _0\"></span>r in</div>\n<div class=\"t m0 x1d h64 ydb8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rekenin<span class=\"_ _0\"></span>g te brenge<span class=\"_ _0\"></span>n. De ontvan<span class=\"_ _0\"></span>gen immat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden bi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 ydb9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste opnam<span class=\"_ _1\"></span>e gewaardeerd<span class=\"_ _1\"></span> op de re<span class=\"_ _1\"></span>\u00eble waarde, a<span class=\"_ _1\"></span>ls prijs v<span class=\"_ _1\"></span>oor de</div>\n<div class=\"t m0 x1d h64 ydba ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bouw<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">of modernise<span class=\"_ _1\"></span>ringsdiensten i<span class=\"_ _1\"></span>n een ser<span class=\"_ _1\"></span>viceconces<span class=\"ls107 ws13e\">sie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ydbb ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomst<span class=\"_ _1\"></span>. De toepassel<span class=\"_ _1\"></span>ijke re\u00eble <span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> bepaald me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydbc ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwijzing<span class=\"_ _1\"></span> naar de re\u00ebl<span class=\"_ _1\"></span>e waarde v<span class=\"_ _1\"></span>an de gelev<span class=\"_ _1\"></span>erde bouw<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 ydbd ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modern<span class=\"_ _0\"></span>iserings<span class=\"_ _0\"></span>diensten.<span class=\"_ _0\"></span> Na de eerst<span class=\"_ _0\"></span>e opname wo<span class=\"_ _0\"></span>rden de</div>\n<div class=\"t m0 x1d h64 ydbe ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies verantwoord tegen<span class=\"_ _1\"></span> kostprijs, verm<span class=\"_ _1\"></span>inderd met</div>\n<div class=\"t m0 x1d h64 ydbf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele geacc<span class=\"_ _0\"></span>umuleer<span class=\"_ _0\"></span>de afschr<span class=\"_ _0\"></span>ijvinge<span class=\"_ _0\"></span>n en eventue<span class=\"_ _0\"></span>le geaccu<span class=\"_ _0\"></span>muleer<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ydc0 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. De gescha<span class=\"_ _1\"></span>tte gebruik<span class=\"_ _1\"></span>sduur</div>\n<div class=\"t m0 x1d h64 ydc1 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>mmateri<span class=\"_ _0\"></span>eel vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>binnen ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ydc2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ieovere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span> is de period<span class=\"_ _0\"></span>e die begint op h<span class=\"_ _0\"></span>et moment</div>\n<div class=\"t m0 x1d h64 ydc3 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat Ageas het<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span> van <span class=\"lsef ws11e\">de concessie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">infrast<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r in reke<span class=\"_ _0\"></span>ning kan </span></div>\n<div class=\"t m0 x1d h64 ydc4 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen,<span class=\"_ _0\"></span> tot het eind<span class=\"_ _0\"></span>e van de conc<span class=\"_ _0\"></span>essiepe<span class=\"_ _0\"></span>riode. De op de</div>\n<div class=\"t m0 x1d h64 ydc5 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies toegepas<span class=\"_ _1\"></span>te principes <span class=\"_ _1\"></span>voor bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x1d h64 ydc6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zijn d<span class=\"_ _1\"></span>ezelfde als d<span class=\"_ _1\"></span>ie voor v<span class=\"_ _1\"></span>astgoedbeleggin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 ydc7 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 382px; width: 356.997px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 718px; width: 356.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 750px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ydc8 ffcc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydc9 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwil<span class=\"ws11e\">l van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s na 1 januari 2010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ydca ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij eerste opnam<span class=\"_ _1\"></span>e wordt goodwill<span class=\"_ _1\"></span> gewaardeerd tegen kost<span class=\"_ _1\"></span>prijs, zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydcb ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het pos<span class=\"_ _0\"></span>itieve ve<span class=\"_ _0\"></span>rschil t<span class=\"_ _0\"></span>ussen d<span class=\"_ _0\"></span>e re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de verk<span class=\"_ _0\"></span>rijgings<span class=\"_ _0\"></span>prijs e<span class=\"_ _0\"></span>n: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydcc ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">H<span class=\"_ _1\"></span>et deel <span class=\"_ _1\"></span>van Ageas in <span class=\"_ _1\"></span>de re\u00eble<span class=\"_ _1\"></span> waarde van de<span class=\"_ _1\"></span> identificee<span class=\"_ _1\"></span>rbare </span></span></div>\n<div class=\"t m0 x69 h64 ydcd ffcc fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">acti<span class=\"_ _1\"></span>v<span class=\"lsef ws11d\">a en <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en </span> </span></span></div>\n<div class=\"t m0 x1d h64 ydce ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van en<span class=\"_ _1\"></span>ig eerder aang<span class=\"_ _1\"></span>ehouden bela<span class=\"_ _1\"></span>ng in de </span></span></div>\n<div class=\"t m0 x69 h64 ydcf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd0 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opnamen, w<span class=\"_ _1\"></span>ordt goodwil<span class=\"_ _1\"></span>l gewaardeerd<span class=\"_ _1\"></span> tegen kos<span class=\"_ _1\"></span>tprijs</div>\n<div class=\"t m0 x1d h64 ydd2 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minus even<span class=\"_ _1\"></span>tuele geaccumuleer<span class=\"_ _1\"></span>de bijzondere<span class=\"_ _1\"></span> waardeverm<span class=\"_ _1\"></span>inderingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 177px; width: 357px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 182px; width: 357px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 357px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 786px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 173px; height: 933px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ffd3 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Goodwill van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s v\u00f3\u00f3r 1 januari<span class=\"_ _1\"></span> 2010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ten opzichte va<span class=\"_ _1\"></span>n het hierboven gem<span class=\"_ _1\"></span>elde, gelden de vol<span class=\"_ _1\"></span>gende</div>\n<div class=\"t m0 x2c h64 y8a7 ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Be<span class=\"_ _1\"></span>dri<span class=\"ws11d\">jfscombinat<span class=\"_ _1\"></span>ies werden v<span class=\"_ _1\"></span>erantwoord op <span class=\"_ _1\"></span>basis van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zogenaamde <span class=\"_ _1\"></span>\u2018purchase method<span class=\"_ _1\"></span>\u2019. Direct aa<span class=\"_ _1\"></span>n de overna<span class=\"_ _1\"></span>me</div>\n<div class=\"t m0 x1a0 h64 y8aa ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekoste<span class=\"_ _0\"></span>n maakten <span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>deel uit v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1a0 h64 y8ab ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkrijgingspr<span class=\"_ _1\"></span>ijs. Een<span class=\"_ _1\"></span> eventueel mi<span class=\"_ _1\"></span>nderheidsbelan<span class=\"_ _1\"></span>g werd</div>\n<div class=\"t m0 x1a0 h64 y8ac ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> het proportionele a<span class=\"_ _1\"></span>andeel in de re\u00eb<span class=\"_ _1\"></span>le waarde</div>\n<div class=\"t m0 x1a0 h64 y8ad ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>dentificeerbare<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ae ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">In geval van een stap<span class=\"_ _0\"></span>sgewijz<span class=\"_ _0\"></span>e overname w<span class=\"_ _0\"></span>erd elke 'st<span class=\"_ _0\"></span>ap' </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k verwerkt. El<span class=\"_ _1\"></span>k nieuw <span class=\"_ _1\"></span>verkregen belang<span class=\"_ _1\"></span> had geen<span class=\"_ _1\"></span> effect</div>\n<div class=\"t m0 x1a0 h64 y8b1 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op eerde<span class=\"_ _0\"></span>r verwerk<span class=\"_ _0\"></span>te go<span class=\"_ _0\"></span>odwill.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b2 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Vo<span class=\"_ _1\"></span>o<span class=\"ws11e\">rwaardelijke ver<span class=\"_ _1\"></span>goedingen werden u<span class=\"_ _1\"></span>itsluitend en allee<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als Ageas een<span class=\"_ _1\"></span> verplich<span class=\"_ _1\"></span>ting had en er<span class=\"_ _1\"></span> waarschi<span class=\"_ _1\"></span>jnlijk</div>\n<div class=\"t m0 x1a0 h64 y8b4 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische u<span class=\"_ _1\"></span>itstroom g<span class=\"_ _1\"></span>ing plaatsvind<span class=\"_ _1\"></span>en, waarvan <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8b5 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betrouwbare <span class=\"_ _1\"></span>schatting kon<span class=\"_ _1\"></span> worden gem<span class=\"_ _1\"></span>aakt. Latere<span class=\"_ _1\"></span> aanpassinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de vo<span class=\"_ _1\"></span>orwaardelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>vergoeding had<span class=\"_ _1\"></span>den effect<span class=\"_ _1\"></span> op de good<span class=\"_ _1\"></span>will.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y991 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Goodwi<span class=\"_ _0\"></span>ll is een immat<span class=\"_ _0\"></span>erieel vast<span class=\"_ _0\"></span> actief met<span class=\"_ _0\"></span> een onbep<span class=\"_ _0\"></span>aalde lev<span class=\"_ _0\"></span>ensduur</div>\n<div class=\"t m0 x2c h64 y993 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en, net als all<span class=\"_ _0\"></span>e andere im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste act<span class=\"_ _0\"></span>iva met onb<span class=\"_ _0\"></span>epaalde</div>\n<div class=\"t m0 x2c h64 y994 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur, w<span class=\"_ _1\"></span>ordt de boe<span class=\"_ _1\"></span>kwaarde van <span class=\"_ _1\"></span>d<span class=\"lsed ws112\">eze immat<span class=\"_ _0\"></span>eri\u00eble<span class=\"_ _0\"></span> vaste activa </span></div>\n<div class=\"t m0 x2c h64 y995 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarlijks beoo<span class=\"_ _1\"></span>rdeeld, of frequen<span class=\"_ _1\"></span>ter, als gebeurteni<span class=\"_ _1\"></span>ssen of verande<span class=\"_ _1\"></span>ringen</div>\n<div class=\"t m0 x2c h64 y996 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van omstandig<span class=\"_ _1\"></span>heden aange<span class=\"_ _1\"></span>ven dat een<span class=\"_ _1\"></span> dergelijke <span class=\"_ _1\"></span>boekwaarde n<span class=\"_ _1\"></span>iet</div>\n<div class=\"t m0 x2c h64 y997 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">realiseerbaar<span class=\"_ _1\"></span> is. In d<span class=\"_ _1\"></span>at geval<span class=\"_ _1\"></span> wordt de real<span class=\"_ _1\"></span>iseerbare wa<span class=\"_ _1\"></span>arde bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>kasstroomgenerere<span class=\"_ _1\"></span>nde eenheid w<span class=\"_ _1\"></span>aaraan goodwil<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x2c h64 y999 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegerekend. <span class=\"_ _1\"></span>Deze waarde<span class=\"_ _1\"></span> wordt dan v<span class=\"_ _1\"></span>ergeleken m<span class=\"_ _1\"></span>et de boe<span class=\"_ _1\"></span>kwaarde</div>\n<div class=\"t m0 x2c h64 yc13 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>kasstroomgenereren<span class=\"_ _1\"></span>de eenheid <span class=\"_ _1\"></span>en als <span class=\"_ _1\"></span>de realiseerbar<span class=\"_ _1\"></span>e waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc14 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lager is<span class=\"_ _1\"></span> dan de boek<span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> een bijzo<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 yc15 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverlies <span class=\"_ _1\"></span>verantwoord. Bi<span class=\"_ _1\"></span>j<span class=\"ws11e\">zondere waarde<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yc16 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verminderings<span class=\"_ _1\"></span><span class=\"ws11e\">verliezen worden<span class=\"_ _1\"></span> onmiddellijk veran<span class=\"_ _1\"></span>twoord in de </span></div>\n<div class=\"t m0 x2c h64 yc17 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc19 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval v<span class=\"_ _0\"></span>an een bijzo<span class=\"_ _0\"></span>nder waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>derings<span class=\"_ _0\"></span>verlies v<span class=\"_ _0\"></span>erlaagt</div>\n<div class=\"t m0 x2c h64 yc1a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas eerst<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> aan de ka<span class=\"_ _1\"></span>sstroomgenererende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eenheid toeger<span class=\"_ _1\"></span>ekende goodw<span class=\"_ _1\"></span>ill <span class=\"ws11e\">en vervolge<span class=\"_ _1\"></span>ns de andere acti<span class=\"_ _1\"></span>va van de </span></div>\n<div class=\"t m0 x2c h64 ya3e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenhei<span class=\"_ _0\"></span>d naar rato va<span class=\"_ _0\"></span>n de boekwa<span class=\"_ _0\"></span>arde van elk act<span class=\"_ _0\"></span>ief in de ee<span class=\"_ _0\"></span>nheid.</div>\n<div class=\"t m0 x2c h64 ya3f ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eerder vera<span class=\"_ _1\"></span>ntwoorde bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderings<span class=\"_ _1\"></span>verliezen me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ya40 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot good<span class=\"_ _0\"></span>will wor<span class=\"_ _0\"></span>den niet ter<span class=\"_ _0\"></span>uggeboek<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 315px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 618px; width: 346px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 623px; width: 346px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 628px; width: 346px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y945 ffd1 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.7 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Geleas<span class=\"_ _0\"></span>de activa<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ya8a ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span><span class=\"ls103\">lesso<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya8b ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa die als<span class=\"_ _1\"></span> gevolg van operation<span class=\"_ _1\"></span>ele leaseovereenkoms<span class=\"_ _1\"></span>ten worden</div>\n<div class=\"t m0 x2c h64 ya8c ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased, w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> balans va<span class=\"_ _1\"></span>n Ageas onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya8d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018vastgoedbelegg<span class=\"_ _1\"></span>ingen\u2019 (geb<span class=\"_ _1\"></span>ouwen) en <span class=\"_ _1\"></span>onder \u2018mater<span class=\"_ _1\"></span>i\u00eble vaste a<span class=\"_ _1\"></span>ctiva\u2019</div>\n<div class=\"t m0 x2c h64 ya8e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(materi<span class=\"_ _0\"></span>eel en moto<span class=\"_ _0\"></span>rvoertui<span class=\"_ _0\"></span>gen). Dez<span class=\"_ _0\"></span>e activa wor<span class=\"_ _0\"></span>den verant<span class=\"_ _0\"></span>w<span class=\"lsef ws11e\">oord tegen </span></div>\n<div class=\"t m0 x2c h64 ya8f ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kostprijs, ver<span class=\"_ _1\"></span>minderd met geaccum<span class=\"_ _1\"></span>uleerde afschrijv<span class=\"_ _1\"></span>ingen. Leasingba<span class=\"_ _1\"></span>ten,</div>\n<div class=\"t m0 x2c h64 ya90 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na aftrek van even<span class=\"_ _1\"></span>tuele aan leasingnem<span class=\"_ _1\"></span>ers gegeven voord<span class=\"_ _1\"></span>el<span class=\"lsed ws112\">en, worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 ya91 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">over de lease<span class=\"_ _1\"></span>periode. De<span class=\"_ _1\"></span> directe aan<span class=\"_ _1\"></span>vangskosten </span></span></div>\n<div class=\"t m0 x2c h64 ya92 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die Ageas<span class=\"_ _1\"></span> heeft gemaa<span class=\"_ _1\"></span>kt, worden <span class=\"_ _1\"></span>toegevoegd aan<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 ya93 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geleas<span class=\"_ _0\"></span>ede acti<span class=\"_ _0\"></span>ef en worden ov<span class=\"_ _0\"></span>er de lease<span class=\"_ _0\"></span>perio<span class=\"_ _0\"></span>de verantwo<span class=\"_ _0\"></span>ord onder</div>\n<div class=\"t m0 x2c h64 ya94 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lasten op d<span class=\"_ _0\"></span>ezelfde ba<span class=\"_ _0\"></span>sis als de lea<span class=\"_ _0\"></span>se<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">opbrengsten.</span> </span></div>\n<div class=\"t m0 x2c h64 ya95 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya96 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot oo<span class=\"_ _1\"></span>k financi\u00eble leaseo<span class=\"_ _1\"></span>vereenkomsten a<span class=\"_ _1\"></span>f waarbij vrijwel al<span class=\"_ _1\"></span>le</div>\n<div class=\"t m0 x2c h64 ya97 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>eigendom van <span class=\"_ _1\"></span>de geleasede<span class=\"_ _1\"></span> activa v<span class=\"_ _1\"></span>erbonden risico<span class=\"_ _1\"></span>'s en</div>\n<div class=\"t m0 x2c h64 ya98 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beloningen, beha<span class=\"_ _1\"></span>lve het juridis<span class=\"_ _1\"></span>che eigendom, aan de<span class=\"_ _1\"></span> cli\u00ebnt worden</div>\n<div class=\"t m0 x2c h64 ya99 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span>. Activa gele<span class=\"_ _1\"></span>ased onder e<span class=\"_ _1\"></span>en financi\u00eble<span class=\"_ _1\"></span> lease wor<span class=\"_ _1\"></span>den</div>\n<div class=\"t m0 x1d h64 y99a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s vordering<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> bedrag gelij<span class=\"_ _1\"></span>k aan de<span class=\"_ _1\"></span> netto<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">investering </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de lease.<span class=\"_ _0\"></span> De netto<span class=\"ls0 ws0\">-<span class=\"ls103 ws11d\">inve<span class=\"lsed\">stering i<span class=\"_ _0\"></span>n de leas<span class=\"_ _0\"></span>e omvat d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e waa<span class=\"_ _0\"></span>rden </span></span></span></div>\n<div class=\"t m0 x1d h64 y99c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en de event<span class=\"_ _0\"></span>uele waa<span class=\"_ _0\"></span>rborg op d<span class=\"_ _0\"></span>e restwaar<span class=\"_ _0\"></span>den.</div>\n<div class=\"t m0 x1d h64 y99d ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het<span class=\"_ _0\"></span> actief en <span class=\"_ _0\"></span>de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>de vord<span class=\"_ _0\"></span>ering</div>\n<div class=\"t m0 x1d h64 y99e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als onverd<span class=\"_ _0\"></span>iende fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten. Fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten</div>\n<div class=\"t m0 x1d h64 y99f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">word<span class=\"ws11e\">en gedurende d<span class=\"_ _1\"></span>e looptijd van de<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>st verantwoord </span></div>\n<div class=\"t m0 x1d h64 ya9a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op basis <span class=\"_ _1\"></span>van een pat<span class=\"_ _1\"></span>roon dat ee<span class=\"_ _1\"></span>n constant <span class=\"_ _1\"></span>periodiek rend<span class=\"_ _1\"></span>ement op</div>\n<div class=\"t m0 x1d h64 ya9b ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitstaande ne<span class=\"_ _1\"></span>tto<span class=\"ls0 ws0\">-</span><span class=\"lsed\">investerin<span class=\"_ _0\"></span>g van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e lease<span class=\"_ _0\"></span>overeenk<span class=\"_ _0\"></span>omst </span></div>\n<div class=\"t m0 x1d h64 ya9c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. De di<span class=\"_ _0\"></span>recte init<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor Age<span class=\"_ _0\"></span>as worden o<span class=\"_ _0\"></span>pgen<span class=\"ws111\">ome<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya9d ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de initi\u00ebl<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing van de nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">invest<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>de leas<span class=\"_ _0\"></span>e en </span></div>\n<div class=\"t m0 x1d h64 ya9e ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen h<span class=\"_ _1\"></span>et bedrag <span class=\"_ _1\"></span>aan inkoms<span class=\"_ _1\"></span>ten dat in<span class=\"_ _1\"></span> de loop va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ya9f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn wo<span class=\"_ _0\"></span>rdt opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydd4 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span>lessee<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd5 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas lea<span class=\"_ _0\"></span>st terrei<span class=\"_ _0\"></span>nen, gebo<span class=\"_ _0\"></span>uwen, app<span class=\"_ _0\"></span>aratuur e<span class=\"_ _0\"></span>n auto's. De</div>\n<div class=\"t m0 x1d h64 ydd6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevoorwaard<span class=\"_ _1\"></span>en word<span class=\"ws11e\">en afzon<span class=\"_ _1\"></span>derlijk overeeng<span class=\"_ _1\"></span>ekomen en omvatte<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een brede <span class=\"_ _1\"></span>waaier aan <span class=\"_ _1\"></span>voorwaarden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd8 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls105 ws135\">zel<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringsm<span class=\"_ _0\"></span>odel is va<span class=\"_ _0\"></span>n toepass<span class=\"_ _0\"></span>ing op <span class=\"_ _0\"></span>activa d<span class=\"_ _0\"></span>ie worde<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1d h64 ydda ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased on<span class=\"_ _1\"></span>der zowel oper<span class=\"_ _1\"></span>ationele als <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>leasetransac<span class=\"_ _1\"></span>ties. Bij d<span class=\"_ _1\"></span>it</div>\n<div class=\"t m0 x1d h64 yddb ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l worden b<span class=\"_ _1\"></span>ij aanvang <span class=\"_ _1\"></span>een gebruiksre<span class=\"_ _1\"></span>chtactief en<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 yddc ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing opgen<span class=\"_ _0\"></span>omen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddd ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydde ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting om<span class=\"_ _0\"></span>vat de co<span class=\"_ _0\"></span>ntant<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yddf ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n betaald op de aa<span class=\"_ _0\"></span>nvangs<span class=\"_ _0\"></span>datum, inc<span class=\"_ _0\"></span>lusief</div>\n<div class=\"t m0 x1d h64 yde0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die versc<span class=\"_ _0\"></span>huldigd zi<span class=\"_ _0\"></span>jn onder re<span class=\"_ _0\"></span>delijk zek<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 yaa9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws11d\">Vaste betali<span class=\"_ _0\"></span>ngen (incl<span class=\"_ _0\"></span>usief n<span class=\"_ _0\"></span>aar hun <span class=\"_ _0\"></span>wezen vas<span class=\"_ _0\"></span>te beta<span class=\"_ _0\"></span>lingen<span class=\"_ _0\"></span>) onder </span></span></div>\n<div class=\"t m0 x69 h64 yaab ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aftrek van event<span class=\"_ _1\"></span>uele te ontvangen leas<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">incentives;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaac ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">Variabele leas<span class=\"_ _0\"></span>ebetali<span class=\"_ _0\"></span>ngen afha<span class=\"_ _0\"></span>nkelijk va<span class=\"_ _0\"></span>n een index of<span class=\"_ _0\"></span> een tarief, </span></span></div>\n<div class=\"t m0 x69 h64 yaad ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">initieel g<span class=\"_ _0\"></span>ewaard<span class=\"_ _0\"></span>eerd met geb<span class=\"_ _0\"></span>ruik van de ind<span class=\"_ _0\"></span>ex of het tar<span class=\"_ _0\"></span>ief op de</div>\n<div class=\"t m0 x69 h64 yaae ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsdatum;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>dragen die Ageas na<span class=\"_ _1\"></span>ar verwachting ver<span class=\"_ _1\"></span>schuldigd is in<span class=\"_ _1\"></span> het kader </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van garant<span class=\"_ _0\"></span>ies op de rest<span class=\"_ _0\"></span>waarde<span class=\"_ _0\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab1 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenpr<span class=\"_ _1\"></span>ijs van een<span class=\"_ _1\"></span> aankoopoptie<span class=\"_ _1\"></span> als het <span class=\"_ _1\"></span>redelijk zeke<span class=\"_ _1\"></span>r is dat </span></span></div>\n<div class=\"t m0 x69 h64 yab2 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas deze <span class=\"_ _1\"></span>optie zal<span class=\"_ _1\"></span> uitoefenen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yab3 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>talingen voor boe<span class=\"_ _1\"></span>tes bij be<span class=\"lsed ws11d\">\u00ebindiging v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>e, als de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yab4 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk ma<span class=\"_ _0\"></span>akt dat Age<span class=\"_ _0\"></span>as deze optie z<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x69 h64 yab5 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitoefenen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97d ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y97e ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting w<span class=\"_ _0\"></span>ordt ver<span class=\"_ _0\"></span>discont<span class=\"_ _0\"></span>eerd met t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y97f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentet<span class=\"_ _0\"></span>arief van d<span class=\"_ _0\"></span>e lease. Al<span class=\"_ _0\"></span>s dit percent<span class=\"_ _0\"></span>age<span class=\"ls0 ws0\"> </span>niet eenv<span class=\"_ _0\"></span>oudig</div>\n<div class=\"t m0 x1d h64 y980 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden b<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">paald, wo<span class=\"_ _0\"></span>rdt het incr<span class=\"_ _0\"></span>ementele fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingsta<span class=\"_ _0\"></span>rief van </span></div>\n<div class=\"t m0 x1d h64 y981 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas toegepa<span class=\"_ _1\"></span>st. Als in<span class=\"_ _1\"></span>crementeel f<span class=\"_ _1\"></span>inancieringstar<span class=\"_ _1\"></span>ief past Ag<span class=\"_ _1\"></span>eas een</div>\n<div class=\"t m0 x1d h64 y982 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">breed beschikb<span class=\"_ _1\"></span>are samengestelde<span class=\"_ _1\"></span> curve toe, die is<span class=\"_ _1\"></span> gebaseerd op een</div>\n<div class=\"t m0 x1d h64 y983 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">steekpr<span class=\"_ _0\"></span>oef van b<span class=\"_ _0\"></span>estaan<span class=\"_ _0\"></span>de secun<span class=\"_ _0\"></span>daire ob<span class=\"_ _0\"></span>ligaties<span class=\"_ _0\"></span> van fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 ya6c ffd1 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">emit<span class=\"lsef ws11d\">ten<span class=\"_ _1\"></span>ten met een <span class=\"_ _1\"></span>rating A, <span class=\"_ _1\"></span>verhoogd met ee<span class=\"_ _1\"></span>n risicopr<span class=\"_ _1\"></span>emie. Voor </span></div>\n<div class=\"t m0 x1d h64 ya6d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s wordt een<span class=\"_ _1\"></span> risicovrije<span class=\"_ _1\"></span> rente toe<span class=\"_ _1\"></span>gepast, gelij<span class=\"_ _1\"></span>k aan de</div>\n<div class=\"t m0 x1d h64 ya6e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wap voor een s<span class=\"_ _0\"></span>oortgel<span class=\"_ _0\"></span>ijke loopt<span class=\"_ _0\"></span>ijd, verh<span class=\"_ _0\"></span>oogd met een</div>\n<div class=\"t m0 x1d h64 ya6f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">risicopremie<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya70 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya71 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>everpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g stijgt v<span class=\"_ _0\"></span>ervol<span class=\"lsef ws11e\">gens om de rente </span></div>\n<div class=\"t m0 x1d h64 ya72 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de leas<span class=\"_ _0\"></span>everp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g te weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>en en daa<span class=\"_ _0\"></span>lt om de u<span class=\"_ _0\"></span>itgevo<span class=\"_ _0\"></span>erde</div>\n<div class=\"t m0 x1d h64 ya73 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen.<span class=\"_ _0\"></span> De leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya74 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herberekend<span class=\"_ _1\"></span> teneinde de<span class=\"_ _1\"></span> leaseveranderi<span class=\"_ _1\"></span>ngen of w<span class=\"_ _1\"></span>ijzigingen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 ya75 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> een wijzi<span class=\"_ _0\"></span>ging in een ind<span class=\"_ _0\"></span>ex of</div>\n<div class=\"t m0 x1d h64 ya76 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tarief gebr<span class=\"_ _1\"></span>uikt om d<span class=\"_ _1\"></span>eze betalingen<span class=\"_ _1\"></span> te bepa<span class=\"_ _1\"></span>len. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 891px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 277px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 896px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 282px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De rente op de le<span class=\"_ _0\"></span>aseve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng in elke per<span class=\"_ _0\"></span>iode verte<span class=\"_ _0\"></span>genwo<span class=\"_ _0\"></span>ordigt het</div>\n<div class=\"t m0 x2c h64 y8a6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> een const<span class=\"_ _0\"></span>ant perio<span class=\"_ _0\"></span>diek rente<span class=\"_ _0\"></span>tarief ov<span class=\"_ _0\"></span>er het rest<span class=\"_ _0\"></span>erende sa<span class=\"_ _0\"></span>ldo</div>\n<div class=\"t m0 x2c h64 y8a7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de leasev<span class=\"_ _0\"></span>erpli<span class=\"_ _0\"></span>chting lev<span class=\"_ _0\"></span>ert. De re<span class=\"_ _0\"></span>nte op de lease<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x2c h64 y8a8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng, sa<span class=\"_ _0\"></span>men met d<span class=\"_ _0\"></span>e variabel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8a9 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n opgenome<span class=\"_ _0\"></span>n in de waard<span class=\"_ _0\"></span>ering van de</div>\n<div class=\"t m0 x2c h64 y8aa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing in de peri<span class=\"_ _0\"></span>ode waar<span class=\"_ _0\"></span>in de gebeurt<span class=\"_ _0\"></span>enis of voo<span class=\"_ _0\"></span>rwaarde di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de aanlei<span class=\"_ _0\"></span>ding voor de<span class=\"_ _0\"></span>ze betal<span class=\"_ _0\"></span>ingen is zic<span class=\"_ _0\"></span>h voordoet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het gebrui<span class=\"_ _0\"></span>ksrecht<span class=\"_ _0\"></span>actief<span class=\"_ _0\"></span> wordt gewa<span class=\"_ _0\"></span>ardeerd te<span class=\"_ _0\"></span>gen de kost<span class=\"_ _0\"></span>prijs en omv<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y8ae ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de initiee<span class=\"_ _0\"></span>l opgeno<span class=\"_ _0\"></span>men leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing, geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>d voor event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x2c h64 y8af ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasebetaling<span class=\"_ _1\"></span>en die hebb<span class=\"_ _1\"></span>en plaatsgevon<span class=\"_ _1\"></span>den bij o<span class=\"_ _1\"></span>f voor<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de aanvang van </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de lease, ev<span class=\"_ _0\"></span>entuee<span class=\"_ _0\"></span>l ontvange<span class=\"_ _0\"></span>n lease<span class=\"ls0 ws0\">-</span>incent<span class=\"_ _0\"></span>ives, ev<span class=\"_ _0\"></span>entuele i<span class=\"_ _0\"></span>niti\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b1 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e kosten voo<span class=\"_ _0\"></span>r Ageas en een ra<span class=\"_ _0\"></span>ming van de k<span class=\"_ _0\"></span>osten die ge<span class=\"_ _0\"></span>paard</div>\n<div class=\"t m0 x2c h64 y8b2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gaan met de ontman<span class=\"_ _1\"></span>teling en verwijde<span class=\"_ _1\"></span>ring van het onderli<span class=\"_ _1\"></span>ggende actief<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b4 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>ordt het geb<span class=\"_ _1\"></span>ruiksrechtactie<span class=\"_ _1\"></span>f gewaardee<span class=\"_ _1\"></span>rd tegen d<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs, o<span class=\"_ _1\"></span>nder aftrek<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span>gelopen a<span class=\"_ _1\"></span>fschrijvingen en<span class=\"_ _1\"></span> eventuele</div>\n<div class=\"t m0 x2c h64 y8b6 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzonder waarde<span class=\"_ _1\"></span>verminderingen<span class=\"_ _1\"></span>. Het gebruiksrech<span class=\"_ _1\"></span>tactief wordt lin<span class=\"_ _1\"></span>eair</div>\n<div class=\"t m0 x2c h64 y8b7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de gebruik<span class=\"_ _0\"></span>sduur va<span class=\"_ _0\"></span>n het actief<span class=\"_ _0\"></span> of de looptijd v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y9d7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">lease, <span class=\"_ _0\"></span>naargel<span class=\"_ _0\"></span>ang welk<span class=\"_ _0\"></span>e korter i<span class=\"_ _0\"></span>s. Net al<span class=\"_ _0\"></span>s ander<span class=\"_ _0\"></span>e niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">fin<span class=\"_ _0\"></span>anci\u00eble act<span class=\"_ _0\"></span>iva </span></div>\n<div class=\"t m0 x2c h64 y9d8 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondergaat e<span class=\"_ _1\"></span>en gebruiksre<span class=\"_ _1\"></span>chtactief een <span class=\"_ _1\"></span>bijzondere w<span class=\"_ _1\"></span>aardeverminde<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x2c h64 y9d9 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van dat ac<span class=\"_ _1\"></span>tief hoger <span class=\"_ _1\"></span>is dan de<span class=\"_ _1\"></span> realiseerbare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9da ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde. D<span class=\"_ _0\"></span>e afschri<span class=\"_ _0\"></span>jving van h<span class=\"_ _0\"></span>et <span class=\"lsef ws11d\">gebruiksrechta<span class=\"_ _1\"></span>ctief en even<span class=\"_ _1\"></span>tuele </span></div>\n<div class=\"t m0 x2c h64 y9db ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>in de</div>\n<div class=\"t m0 x2c h64 y9dc ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9de ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij een her<span class=\"_ _0\"></span>waarder<span class=\"_ _0\"></span>ing van de leas<span class=\"_ _0\"></span>everpli<span class=\"_ _0\"></span>chting i<span class=\"_ _0\"></span>n het licht van</div>\n<div class=\"t m0 x2c h64 y9df ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ingen in de le<span class=\"_ _0\"></span>ase of in de leas<span class=\"_ _0\"></span>ebetal<span class=\"_ _0\"></span>ingen wordt<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e0 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht<span class=\"_ _0\"></span>actief ge<span class=\"_ _0\"></span>co<span class=\"lsef\">rrigeerd voor d<span class=\"_ _1\"></span>eze herwaarde<span class=\"_ _1\"></span>ring.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e1 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het bovengenoemde<span class=\"_ _1\"></span> waarderingsmodel<span class=\"_ _1\"></span> wordt niet gebruikt v<span class=\"_ _1\"></span>oor lease</div>\n<div class=\"t m0 x2c h64 y9e3 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van activa met een l<span class=\"_ _1\"></span>age waarde voor<span class=\"_ _1\"></span> Ageas of kortlopend<span class=\"_ _1\"></span>e leases,</div>\n<div class=\"t m0 x2c h64 y9e4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarbij d<span class=\"_ _0\"></span>e looptijd v<span class=\"_ _0\"></span>an de lease bij aa<span class=\"_ _0\"></span>nvang hie<span class=\"_ _0\"></span>rvan 12 maa<span class=\"_ _0\"></span>nden of</div>\n<div class=\"t m0 x2c h64 y9e5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minder bedra<span class=\"_ _1\"></span>agt. Voor d<span class=\"lsed\">eze leases wor<span class=\"_ _0\"></span>den de uit<span class=\"_ _0\"></span>gevoer<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y9e6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n als kosten op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de result<span class=\"_ _0\"></span>atenreke<span class=\"_ _0\"></span>ning, op</div>\n<div class=\"t m0 x2c h64 y9e7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair<span class=\"_ _0\"></span>e basis over de l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de lease.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 560px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 565px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 570px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x2c h6c ya3e ffd8 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3f ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het gecon<span class=\"_ _0\"></span>solide<span class=\"_ _0\"></span>erde kasst<span class=\"_ _0\"></span>roomov<span class=\"_ _0\"></span>erzicht w<span class=\"_ _0\"></span>orden le<span class=\"_ _0\"></span>asebetal<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x2c h64 ya40 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd al<span class=\"_ _0\"></span>s kasstr<span class=\"_ _0\"></span>oom<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">uit bedrijf<span class=\"_ _1\"></span>sactiviteiten,<span class=\"_ _1\"></span> als onderd<span class=\"_ _1\"></span>eel van </span></span></div>\n<div class=\"t m0 x2c h64 ya41 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">\u2018schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 457px; height: 66px; width: 351.997px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y946 ffd6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.8 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">Leningen</span> </span></div>\n<div class=\"t m0 x2c h64 y947 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Vorderi<span class=\"_ _0\"></span>ngen op ba<span class=\"_ _0\"></span>nken, over<span class=\"_ _0\"></span>heden en kla<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten lenin<span class=\"_ _0\"></span>gen die</div>\n<div class=\"t m0 x2c h64 y948 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft ge\u00efnit<span class=\"_ _0\"></span>ieerd doo<span class=\"_ _0\"></span>r rechtstr<span class=\"_ _0\"></span>eeks gel<span class=\"_ _0\"></span>d te versch<span class=\"_ _0\"></span>affen aan de</div>\n<div class=\"t m0 x2c h64 y949 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lener of tuss<span class=\"_ _0\"></span>enpers<span class=\"_ _0\"></span>oon. Deze l<span class=\"_ _0\"></span>eningen w<span class=\"_ _0\"></span>orden teg<span class=\"_ _0\"></span><span class=\"lsef ws11d\">en geamor<span class=\"_ _1\"></span>tiseerde </span></div>\n<div class=\"t m0 x2c h64 y94a ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten opgenomen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94b ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94c ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Titels van schul<span class=\"_ _1\"></span>dvorderingen<span class=\"_ _1\"></span> die op de primaire<span class=\"_ _1\"></span> markt rechtstreeks<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y94d ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de emitte<span class=\"_ _0\"></span>nt werden<span class=\"_ _0\"></span> overgeno<span class=\"_ _0\"></span>men worde<span class=\"_ _0\"></span>n als lening v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord op</div>\n<div class=\"t m0 x2c h64 y94e ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorwaa<span class=\"_ _0\"></span>rde dat er gee<span class=\"_ _0\"></span>n actieve ma<span class=\"_ _0\"></span>rkt voor dez<span class=\"_ _0\"></span>e titels is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94f ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y950 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Leningen die wor<span class=\"_ _1\"></span>den ge\u00ef<span class=\"lsed ws112\">nitieerd of a<span class=\"_ _0\"></span>angekoc<span class=\"_ _0\"></span>ht met het vo<span class=\"_ _0\"></span>ornemen z<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y951 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op korte ter<span class=\"_ _0\"></span>mijn te verk<span class=\"_ _0\"></span>open of te sec<span class=\"_ _0\"></span>uritise<span class=\"_ _0\"></span>ren word<span class=\"_ _0\"></span>en verantw<span class=\"_ _0\"></span>oord als</div>\n<div class=\"t m0 x2c h64 y952 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa aangeho<span class=\"_ _1\"></span>uden voor<span class=\"_ _1\"></span> handelsdoeleind<span class=\"_ _1\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y953 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y954 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Leningen die<span class=\"_ _1\"></span> worden aan<span class=\"_ _1\"></span>gemerkt als<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>tegen re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x2c h64 y955 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met waardevera<span class=\"_ _1\"></span>nderingen <span class=\"_ _1\"></span>in de<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">resultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng of als voor ve<span class=\"_ _0\"></span>rkoop </span></span></div>\n<div class=\"t m0 x2c h64 y956 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> worden als <span class=\"_ _1\"></span>zodanig veran<span class=\"_ _1\"></span>twoord bij e<span class=\"_ _1\"></span>erste opna<span class=\"_ _1\"></span>me. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde2 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Kredietverbin<span class=\"_ _1\"></span>tenissen di<span class=\"_ _1\"></span>e bepalen da<span class=\"_ _1\"></span>t een leni<span class=\"_ _1\"></span>ng kan worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yde3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen bi<span class=\"_ _1\"></span>nnen het tij<span class=\"_ _1\"></span>dskader da<span class=\"_ _1\"></span>t algemeen doo<span class=\"_ _1\"></span>r regelge<span class=\"_ _1\"></span>ving of een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yde4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastg<span class=\"ws11d\">est<span class=\"_ _0\"></span>eld, wo<span class=\"_ _0\"></span>rden ni<span class=\"_ _0\"></span>et in de ba<span class=\"_ _0\"></span>lans ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yde5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De margin<span class=\"_ _0\"></span>ale kosten e<span class=\"_ _0\"></span>n ontvang<span class=\"_ _0\"></span>en provisi<span class=\"_ _0\"></span>es voor het af<span class=\"_ _0\"></span>sluiten<span class=\"_ _0\"></span> van</div>\n<div class=\"t m0 x1d h64 yde6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lening<span class=\"_ _0\"></span>en worden gea<span class=\"_ _0\"></span>mortis<span class=\"_ _0\"></span>eerd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de lening als<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 yde7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanpass<span class=\"_ _0\"></span>ing van <span class=\"_ _0\"></span>de rente<span class=\"_ _0\"></span>baten.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yde8 ffd8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> op lening<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde9 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kredietris<span class=\"_ _0\"></span>ico voor een sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering op een l<span class=\"_ _0\"></span>ening </span></span></div>\n<div class=\"t m0 x1d h64 ydea ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>eld als er ee<span class=\"_ _0\"></span>n objectie<span class=\"_ _0\"></span>ve aanwi<span class=\"_ _0\"></span>jzing bes<span class=\"_ _0\"></span>taat dat A<span class=\"_ _0\"></span>geas niet all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydeb ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n zal kunn<span class=\"_ _0\"></span>en innen die ve<span class=\"_ _0\"></span>rschul<span class=\"_ _0\"></span>digd zijn in ov<span class=\"_ _0\"></span>ereenste<span class=\"_ _0\"></span>mming</div>\n<div class=\"t m0 x1d h64 ydec ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de contrac<span class=\"_ _1\"></span>tuele voorwaarden<span class=\"_ _1\"></span>. Het bedrag van <span class=\"ws113\">de </span></div>\n<div class=\"t m0 x1d h64 yded ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing is het versch<span class=\"_ _1\"></span>il tussen de boekwaarde<span class=\"_ _1\"></span> en de</div>\n<div class=\"t m0 x1d h64 ydee ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbare w<span class=\"_ _0\"></span>aarde, zij<span class=\"_ _0\"></span>nde de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van de verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x1d h64 ydef ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen of de waa<span class=\"_ _0\"></span>rde van de zeker<span class=\"_ _0\"></span>heden in<span class=\"_ _0\"></span>dien de leni<span class=\"_ _0\"></span>ng door een</div>\n<div class=\"t m0 x1d h64 ydf0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekerhe<span class=\"_ _0\"></span>id is gedek<span class=\"_ _0\"></span>t, vermind<span class=\"_ _0\"></span>erd met de ko<span class=\"_ _0\"></span>sten om dez<span class=\"_ _0\"></span>e zeke<span class=\"ws11d\">rhe<span class=\"_ _0\"></span>den te </span></div>\n<div class=\"t m0 x1d h64 ydf1 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">realiseren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydf2 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydf3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een \u2018bestaan<span class=\"_ _1\"></span>de maar nie<span class=\"_ _1\"></span>t gerapporteerde<span class=\"_ _1\"></span>\u2019 (incurred<span class=\"_ _1\"></span> but not rep<span class=\"_ _1\"></span>orted,</div>\n<div class=\"t m0 x1d h64 ydf4 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">'IBNR') waardeve<span class=\"_ _1\"></span>rmindering op<span class=\"_ _1\"></span> leningen wordt veran<span class=\"_ _1\"></span>twoord wanneer er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een object<span class=\"_ _0\"></span>ieve aan<span class=\"_ _0\"></span>wijzin<span class=\"_ _0\"></span>gen is dat ver<span class=\"_ _0\"></span>liezen aanw<span class=\"_ _0\"></span>ezig zij<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 ydf6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compone<span class=\"_ _0\"></span>nten van de len<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille, zo<span class=\"_ _0\"></span>nder dat le<span class=\"_ _0\"></span>ningen die e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ydf7 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> hebben ondergaan<span class=\"_ _1\"></span> specifiek zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. De IBN<span class=\"_ _0\"></span>R wordt<span class=\"_ _0\"></span> geschat<span class=\"_ _0\"></span> op basis<span class=\"_ _0\"></span> van his<span class=\"_ _0\"></span>torisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydf9 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">patrone<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>liezen i<span class=\"_ _0\"></span>n elk seg<span class=\"_ _0\"></span>ment, di<span class=\"_ _0\"></span>e het hu<span class=\"_ _0\"></span>idige ec<span class=\"_ _0\"></span>onomisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydfa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">klimaat w<span class=\"_ _0\"></span>aarin de len<span class=\"_ _0\"></span>ers operer<span class=\"_ _0\"></span>en weerg<span class=\"_ _0\"></span>even en die o<span class=\"_ _0\"></span>p basis van een</div>\n<div class=\"t m0 x1d h64 ydfb ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">analyse v<span class=\"_ _0\"></span>an de p<span class=\"_ _0\"></span>olitiek<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">econo<span class=\"_ _1\"></span>mische situa<span class=\"_ _1\"></span>tie in bepaalde<span class=\"_ _1\"></span> landen </span></span></div>\n<div class=\"t m0 x1d h64 ydfc ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening houd<span class=\"_ _1\"></span>t met een verhoogd ri<span class=\"_ _1\"></span>sico van betalings<span class=\"_ _1\"></span>moeilijkheden<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydfd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydfe ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en worden <span class=\"_ _1\"></span>verantwoord a<span class=\"_ _1\"></span>ls een dal<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ydff ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de bo<span class=\"_ _1\"></span>ekwaarde van<span class=\"_ _1\"></span> \u2018vorderingen<span class=\"_ _1\"></span> op banken\u2019<span class=\"_ _1\"></span> en \u2018vorderi<span class=\"_ _1\"></span>ngen op</div>\n<div class=\"t m0 x1d h64 ye00 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye01 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye02 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en op nie<span class=\"_ _1\"></span>t uit de b<span class=\"_ _1\"></span>alans blijkend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ye03 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verbint<span class=\"_ _0\"></span>enissen w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als \u2018voorz<span class=\"_ _0\"></span>iening<span class=\"_ _0\"></span>en\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye04 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye05 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r een specifi<span class=\"_ _0\"></span>eke lenin<span class=\"_ _0\"></span>g wordt ge\u00efd<span class=\"_ _0\"></span>entific<span class=\"_ _0\"></span>eerd als <span class=\"lsef ws11e\">oninbaar en </span></div>\n<div class=\"t m0 x1d h64 ye06 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alle wett<span class=\"_ _0\"></span>elijke en pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>ele middele<span class=\"_ _0\"></span>n uitgeput<span class=\"_ _0\"></span> zijn, wor<span class=\"_ _0\"></span>dt de lening i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ye07 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mindering g<span class=\"_ _1\"></span>ebracht op <span class=\"_ _1\"></span>de daarmee<span class=\"_ _1\"></span> verband hou<span class=\"_ _1\"></span>dende lasten<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 ye08 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span>; latere reali<span class=\"_ _1\"></span>saties worden onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye09 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in de bijz<span class=\"_ _1\"></span>ondere waarde<span class=\"_ _1\"></span>verminderingen i<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ye0a ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 550px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 666px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 271px; width: 345px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y957 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye0b ffd6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.9 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">Herverzekering<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> vorderingen</span> </span></div>\n<div class=\"t m0 x1d h6c ye0c ffd8 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye0d ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas aanvaardt<span class=\"_ _1\"></span> en/of cedeert<span class=\"_ _1\"></span> herverzekeringen<span class=\"_ _1\"></span> in het kader van de</div>\n<div class=\"t m0 x1d h64 ye0e ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">normal<span class=\"_ _0\"></span>e bedrijfsv<span class=\"_ _0\"></span>oering.<span class=\"_ _0\"></span> Herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>svorder<span class=\"_ _0\"></span>ingen om<span class=\"_ _0\"></span>vatten</div>\n<div class=\"t m0 x1d h64 ye0f ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofdzak<span class=\"_ _0\"></span>elijk s<span class=\"_ _0\"></span>aldi die v<span class=\"_ _0\"></span>erschul<span class=\"_ _0\"></span>digd zij<span class=\"_ _0\"></span>n door z<span class=\"_ _0\"></span>owel verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gs<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">als </span></span></div>\n<div class=\"t m0 x1d h64 ye10 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herverzekerings<span class=\"_ _1\"></span>ondernemingen vo<span class=\"_ _1\"></span>or gecedeerde verz<span class=\"_ _1\"></span>ekerings<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ye11 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>. Bedragen <span class=\"_ _1\"></span>die vorderbaa<span class=\"_ _1\"></span>r zijn op<span class=\"_ _1\"></span> of verschu<span class=\"_ _1\"></span>ldigd zijn a<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x1d h64 ye12 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekeraar<span class=\"_ _0\"></span>s worde<span class=\"_ _0\"></span>n geschat<span class=\"_ _0\"></span> op een <span class=\"_ _0\"></span>wijze di<span class=\"_ _0\"></span>e strook<span class=\"_ _0\"></span>t met de</div>\n<div class=\"t m0 x1d h64 ye13 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen die<span class=\"_ _1\"></span> verb<span class=\"lsed ws112\">onden zijn aan de he<span class=\"_ _0\"></span>rverzek<span class=\"_ _0\"></span>erde poli<span class=\"_ _0\"></span>ssen en die in </span></div>\n<div class=\"t m0 x1d h64 ye14 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng zijn met h<span class=\"_ _0\"></span>et herver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>act. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye15 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye16 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herverz<span class=\"_ _0\"></span>ekering w<span class=\"_ _0\"></span>ordt in de bal<span class=\"_ _0\"></span>ans op bruto ba<span class=\"_ _0\"></span>sis gepres<span class=\"_ _0\"></span>entee<span class=\"_ _0\"></span>rd, tenzij</div>\n<div class=\"t m0 x1d h64 ye17 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een recht op ver<span class=\"_ _1\"></span>rekening bestaat<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffdc fs44 fc1d sc0 ls103 ws151\" style=\"z-index: 15;\">Overi<span class=\"_ _1\"></span>ge vo<span class=\"lsef ws113\">rde<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e vorderi<span class=\"_ _0\"></span>ngen, die voo<span class=\"_ _0\"></span>rtvloei<span class=\"_ _0\"></span>en uit de norm<span class=\"_ _0\"></span>ale bedri<span class=\"_ _0\"></span>jfsvoer<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 y8a7 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">door toedoe<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s ontstaan, wo<span class=\"_ _1\"></span>rden bij eer<span class=\"_ _1\"></span>ste opname<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y8a8 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde veran<span class=\"_ _1\"></span>twoord en vervol<span class=\"_ _1\"></span>gens tegen geamor<span class=\"_ _1\"></span>tiseerde kostpr<span class=\"_ _1\"></span>ijs</div>\n<div class=\"t m0 x2c h64 y8a9 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span>aan de hand<span class=\"_ _1\"></span> van de <span class=\"lsed ws111\">effectieve<span class=\"ls0 ws0\">-</span><span class=\"ws112\">rent<span class=\"_ _0\"></span>emethod<span class=\"_ _0\"></span>e, onder aft<span class=\"_ _0\"></span>rek </span></span></div>\n<div class=\"t m0 x2c h64 y8aa ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van bijzonde<span class=\"_ _1\"></span>re waardeve<span class=\"_ _1\"></span>rminderingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 98px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 ye1a ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"lsed ws112\">Overlopende ac<span class=\"_ _0\"></span>quisitiek<span class=\"_ _0\"></span>osten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ye1b ffdc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemeen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd84 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De koste<span class=\"_ _0\"></span>n van ni<span class=\"_ _0\"></span>euwe en h<span class=\"_ _0\"></span>ernieu<span class=\"_ _0\"></span>wde ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gen, di<span class=\"_ _0\"></span>e alle va<span class=\"_ _0\"></span>ri\u00ebren</div>\n<div class=\"t m0 x2c h64 yd85 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en hoofdzak<span class=\"_ _1\"></span>elijk verband<span class=\"_ _1\"></span> houden me<span class=\"_ _1\"></span>t de produ<span class=\"_ _1\"></span>ctie van nie<span class=\"_ _1\"></span>uwe</div>\n<div class=\"t m0 x2c h64 yd86 ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws11e\">ingen, worden uitge<span class=\"_ _1\"></span>steld en afgeschre<span class=\"_ _1\"></span>ven, resulterend in<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yd87 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overlopende<span class=\"_ _1\"></span> acquisitieko<span class=\"_ _1\"></span>sten (deferred<span class=\"_ _1\"></span> acquisition<span class=\"_ _1\"></span> costs (DAC))<span class=\"_ _1\"></span>. DAC</div>\n<div class=\"t m0 x2c h64 yd88 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">omvatte<span class=\"_ _0\"></span>n voorn<span class=\"_ _0\"></span>amelijk c<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es, ond<span class=\"_ _0\"></span>erschri<span class=\"_ _0\"></span>jvings<span class=\"ls0 ws0\">-</span><span class=\"lsef\">, agenten<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd89 ffda fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">polisuit<span class=\"_ _0\"></span>gifte<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kosten. De<span class=\"_ _1\"></span> afschrijving<span class=\"_ _1\"></span>smethode is geb<span class=\"_ _1\"></span>aseerd op de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8a ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte verd<span class=\"_ _1\"></span>iende premie of de ges<span class=\"_ _1\"></span>chatte brutowi<span class=\"_ _1\"></span>nstmarges. DAC</div>\n<div class=\"t m0 x2c h64 yd8b ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden peri<span class=\"_ _1\"></span>odiek getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid <span class=\"_ _1\"></span>op basis van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge winste<span class=\"_ _0\"></span>n van de onderl<span class=\"_ _0\"></span>iggen<span class=\"_ _0\"></span>de contrac<span class=\"_ _0\"></span>ten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye1c ffdc fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in v<span class=\"_ _0\"></span>erhoudi<span class=\"_ _0\"></span>ng tot v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e premi<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsve<span class=\"ws111\">rz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></span></div>\n<div class=\"t m0 x2c h64 ye1e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire winst<span class=\"_ _0\"></span>deling,<span class=\"_ _0\"></span> worden de DA<span class=\"_ _0\"></span>C geamort<span class=\"_ _0\"></span>iseerd in</div>\n<div class=\"t m0 x2c h64 ye1f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verhouding <span class=\"_ _1\"></span>tot de verwa<span class=\"_ _1\"></span>chte premies<span class=\"_ _1\"></span>. Veronderstell<span class=\"_ _1\"></span>ingen wat<span class=\"_ _1\"></span> betreft</div>\n<div class=\"t m0 x2c h64 ye20 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte premie<span class=\"_ _1\"></span>s worden geschat op<span class=\"_ _1\"></span> de datum van de poli<span class=\"_ _1\"></span>suitgifte en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye21 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden consequent t<span class=\"_ _1\"></span>oegepast tijden<span class=\"_ _1\"></span>s de looptijd van<span class=\"_ _1\"></span> de contracten.</div>\n<div class=\"t m0 x2c h64 ye22 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Afwijki<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n de op bas<span class=\"_ _0\"></span>is van e<span class=\"_ _0\"></span>rvaring <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>taten wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 ya7a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">weergegeven i<span class=\"_ _1\"></span>n de res<span class=\"_ _1\"></span>ultatenrekening <span class=\"_ _1\"></span>in de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> waarin die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya7b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwijki<span class=\"_ _0\"></span>ngen zich v<span class=\"_ _0\"></span>oordoen.<span class=\"_ _0\"></span> Voor deze c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en worden de D<span class=\"_ _0\"></span>AC over</div>\n<div class=\"t m0 x2c h64 ya7c ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het alge<span class=\"_ _0\"></span>meen vo<span class=\"_ _0\"></span>or de tot<span class=\"_ _0\"></span>ale loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e polis af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye23 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye24 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></div>\n<div class=\"t m0 x2c h64 ye25 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling, wor<span class=\"_ _0\"></span>den de DAC af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en over<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ye26 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e contra<span class=\"_ _0\"></span>cten op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n de waar<span class=\"_ _0\"></span>de van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye27 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge of <span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">winstbedragen<span class=\"_ _1\"></span> op basis van het verwach<span class=\"_ _1\"></span>te </span></span></div>\n<div class=\"t m0 x2c h64 ye28 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsrend<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> De verwac<span class=\"_ _0\"></span>hte brutoma<span class=\"_ _0\"></span>rge omvat<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye29 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">premies en belegg<span class=\"_ _1\"></span>ingsresultaa<span class=\"_ _1\"></span>t, verminderd met ui<span class=\"_ _1\"></span>tkeringen<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye2a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>ratiev<span class=\"_ _0\"></span>e koste<span class=\"_ _0\"></span>n, wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n de nett<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>ereserv<span class=\"_ _0\"></span>e en, ind<span class=\"_ _0\"></span>ien</div>\n<div class=\"t m0 x2c h64 ye2b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van toepassing<span class=\"_ _1\"></span>, verwachte dividend<span class=\"_ _1\"></span> voor polishouder<span class=\"_ _1\"></span>s. Afwijkingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tussen de we<span class=\"_ _0\"></span>rkelijk<span class=\"_ _0\"></span>e resultat<span class=\"_ _0\"></span>en en de op bas<span class=\"_ _0\"></span>is van erva<span class=\"_ _0\"></span>ring gesch<span class=\"_ _0\"></span>atte</div>\n<div class=\"t m0 x2c h64 ye2d ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ye2e ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> waarin die afwij<span class=\"_ _1\"></span>kingen zich voordoen<span class=\"_ _1\"></span>. De overlopende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">acquisitieko<span class=\"_ _1\"></span>sten worden aangepa<span class=\"_ _1\"></span>st om rekening te<span class=\"_ _1\"></span> houden met het</div>\n<div class=\"t m0 x2c h64 yd8e ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie<span class=\"ls0 ws0\">-</span><span class=\"ws112\">effect<span class=\"_ _0\"></span> van niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _0\"></span>aliseer<span class=\"_ _0\"></span>de winste<span class=\"_ _0\"></span>n (verliez<span class=\"_ _0\"></span>en) die in het </span></div>\n<div class=\"t m0 x2c h64 yd8f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> zijn ve<span class=\"_ _1\"></span>rantwoord a<span class=\"ws11e\">ls<span class=\"_ _1\"></span>of ze gerealiseerd<span class=\"_ _1\"></span> waren met de </span></div>\n<div class=\"t m0 x2c h64 yd90 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>ge aanpass<span class=\"_ _0\"></span>ing aan niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseer<span class=\"_ _1\"></span>de winsten <span class=\"_ _1\"></span>(verliezen) </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het eigen v<span class=\"_ _0\"></span>ermogen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye30 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verdie<span class=\"_ _0\"></span>nde premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye31 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten w<span class=\"_ _0\"></span>orden de <span class=\"_ _0\"></span>overlop<span class=\"_ _0\"></span>ende ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>ekosten</div>\n<div class=\"t m0 x2c h64 ye32 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span> over d<span class=\"ws11e\">e<span class=\"_ _1\"></span> verslagperiode waa<span class=\"_ _1\"></span>rin de betreffende<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye33 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschreven pre<span class=\"_ _1\"></span>mies worden verdiend<span class=\"_ _1\"></span>. Toekomstige</div>\n<div class=\"t m0 x2c h64 ye34 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsopbren<span class=\"_ _1\"></span>gsten me<span class=\"_ _1\"></span>t een risi<span class=\"_ _1\"></span>covrij rendemen<span class=\"_ _1\"></span>tspercentage</div>\n<div class=\"t m0 x2c h64 ye35 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> aanmerking geno<span class=\"_ _1\"></span>men bij het<span class=\"_ _1\"></span> inschat<span class=\"_ _1\"></span>ten van de</div>\n<div class=\"t m0 x2c h64 ye36 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbaarh<span class=\"_ _0\"></span>eid van de over<span class=\"_ _0\"></span>lopend<span class=\"_ _0\"></span>e acquisit<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>e<span class=\"ws111\">n.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c ye37 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> betreff<span class=\"_ _0\"></span>ende opbr<span class=\"_ _0\"></span>engst<span class=\"_ _0\"></span>en van gelev<span class=\"_ _0\"></span>erde diens<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye38 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten zonder di<span class=\"_ _1\"></span>scretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span> die</div>\n<div class=\"t m0 x2c h64 ye39 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn uitgegev<span class=\"_ _0\"></span>en betref<span class=\"_ _0\"></span>fen zowel<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1d h64 ye3a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">initi\u00ebre<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t als het v<span class=\"_ _0\"></span><span class=\"ws112\">erlene<span class=\"_ _0\"></span>n van dienst<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 ye3b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span>. Indien duidelijk<span class=\"_ _1\"></span> identificeerbaar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye3c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>e marginale k<span class=\"_ _0\"></span>osten met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot het recht<span class=\"_ _0\"></span> om dienst<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x1d h64 ye3d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span> te verlenen verant<span class=\"_ _1\"></span>woord als actief<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 ye3e ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden ze ge<span class=\"_ _1\"></span>amortiseerd <span class=\"_ _1\"></span>als de de<span class=\"_ _1\"></span>sbetreffende op<span class=\"_ _1\"></span>brengsten <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 ye3f ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Het betr<span class=\"_ _0\"></span>effende im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble actief w<span class=\"_ _0\"></span>ordt op elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ye40 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggevings<span class=\"_ _1\"></span>datum getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid.<span class=\"_ _1\"></span> Commissies <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ye41 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het beheer van bele<span class=\"_ _1\"></span>ggingen op deze cont<span class=\"_ _1\"></span>racten worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ye42 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten wan<span class=\"_ _1\"></span>neer deze diensten<span class=\"_ _1\"></span> worden verleend<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 135px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 828px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 140px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 833px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 145px; width: 351.997px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 838px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 ye43 ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.11 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Verpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">inzake (her)v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 ye44 ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">beleggingscon<span class=\"_ _1\"></span>tracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye45 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n inzake (her<span class=\"_ _1\"></span>)verzekerings<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en belegging<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 ye46 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houden verb<span class=\"_ _1\"></span>and met:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye47 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws111\">Verzekeringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye48 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsef ws113\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>scontracten;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye49 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws112\">Beleggingsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re winstdel<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>omponent<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 ye4a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(discretionar<span class=\"_ _1\"></span>y participa<span class=\"_ _1\"></span>tion feature<span class=\"_ _1\"></span>s (DPF))<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye4b ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws112\">Beleggingsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en zonder DPF<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ye4c ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie van c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye4d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aan polishouders<span class=\"_ _1\"></span> verbonden verpli<span class=\"_ _1\"></span>chtingen worden gec<span class=\"_ _1\"></span>lassificeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye4e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basis van d<span class=\"_ _0\"></span>e kenmerke<span class=\"_ _0\"></span>n van de onde<span class=\"_ _0\"></span>rliggend<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye4f ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e risico'<span class=\"_ _0\"></span>s van dez<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>acten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybb9 ffdf fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u25cf<span class=\"ffde\"> <span class=\"_ _33\"> </span><span class=\"ffda fs44 lsed ws112\">Verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracten z<span class=\"_ _0\"></span>ijn die cont<span class=\"_ _0\"></span>racten w<span class=\"_ _0\"></span>aarin Agea<span class=\"_ _0\"></span>s een </span></span></div>\n<div class=\"t m0 x69 h64 ye50 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanzienlijk<span class=\"_ _1\"></span> verzekeringsrisico<span class=\"_ _1\"></span> van een andere partij<span class=\"_ _1\"></span> (de</div>\n<div class=\"t m0 x69 h64 ye51 ffda fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">polishouder)<span class=\"_ _1\"></span> <span class=\"lsed ws112\">heeft geac<span class=\"_ _0\"></span>cepteer<span class=\"_ _0\"></span>d door erm<span class=\"_ _0\"></span>ee in te stemme<span class=\"_ _0\"></span>n de </span></div>\n<div class=\"t m0 x69 h64 ye52 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">polisho<span class=\"_ _0\"></span>uder te com<span class=\"_ _0\"></span>penseren i<span class=\"_ _0\"></span>ndien ee<span class=\"_ _0\"></span>n bepaalde o<span class=\"_ _0\"></span>nzekere</div>\n<div class=\"t m0 x69 h64 ye53 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> gebeurtenis (<span class=\"_ _1\"></span>de verzekerd<span class=\"_ _1\"></span>e gebeurteni<span class=\"_ _1\"></span>s) nadelige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 ye54 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevolgen he<span class=\"_ _1\"></span>eft voor de<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>. Er is<span class=\"_ _1\"></span> uitsluitend <span class=\"_ _1\"></span>sprake van</div>\n<div class=\"t m0 x69 h64 ye55 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngsris<span class=\"ws112\">ic<span class=\"_ _0\"></span>o indien e<span class=\"_ _0\"></span>en verzeke<span class=\"_ _0\"></span>raar als gev<span class=\"_ _0\"></span>olg van </span></div>\n<div class=\"t m0 x69 h64 ye56 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erde gebe<span class=\"_ _0\"></span>urtenis i<span class=\"_ _0\"></span>n elk scenari<span class=\"_ _0\"></span>o aanzie<span class=\"_ _0\"></span>nlijke</div>\n<div class=\"t m0 x69 h64 ye57 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanvullende voo<span class=\"_ _1\"></span>rdelen moet uit<span class=\"_ _1\"></span>keren, exclusief<span class=\"_ _1\"></span> scenario's zonder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 ye58 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische be<span class=\"_ _1\"></span>tekenis (da<span class=\"_ _1\"></span>t wil <span class=\"_ _1\"></span>zeggen zonder wa<span class=\"_ _1\"></span>arneembaar</div>\n<div class=\"t m0 x69 h64 ye59 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effect op d<span class=\"_ _0\"></span>e economis<span class=\"_ _0\"></span>che betek<span class=\"_ _0\"></span>enis van de t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie).</div>\n<div class=\"t m0 x69 h64 ye5a ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten k<span class=\"_ _0\"></span>unnen ook<span class=\"_ _0\"></span> een financ<span class=\"_ _0\"></span>ieel risic<span class=\"_ _0\"></span>o</div>\n<div class=\"t m0 x69 h64 ye5b ffda fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overdragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye5c ffdf fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u25cf<span class=\"ffde\"> <span class=\"_ _33\"> </span><span class=\"ffda fs44 lsed ws112\">Beleggi<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten (<span class=\"_ _0\"></span>met of zonde<span class=\"_ _0\"></span>r discret<span class=\"_ _0\"></span>ionaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ing) zijn </span></span></div>\n<div class=\"t m0 x69 h64 ye5d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en die een aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk financ<span class=\"_ _0\"></span>ieel risico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en. Een</div>\n<div class=\"t m0 x69 h64 ye5e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico is<span class=\"_ _0\"></span> het risico va<span class=\"_ _0\"></span>n een mogel<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige</div>\n<div class=\"t m0 x69 h64 ye5f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in een of meer van de volg<span class=\"_ _1\"></span>ende variabelen<span class=\"_ _1\"></span>: een</div>\n<div class=\"t m0 x69 h64 ye60 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bepaalde rentev<span class=\"_ _1\"></span>oet, prijs van een<span class=\"_ _1\"></span> financieel instr<span class=\"_ _1\"></span>ument,</div>\n<div class=\"t m0 x69 h64 ye61 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">grondst<span class=\"_ _0\"></span>offenpr<span class=\"_ _0\"></span>ijs, valut<span class=\"_ _0\"></span>akoers<span class=\"_ _0\"></span>en, inde<span class=\"_ _0\"></span>x van prijzen of<span class=\"_ _0\"></span> rentevoet<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x69 h64 ye62 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>id of kr<span class=\"_ _1\"></span>edietindex o<span class=\"_ _1\"></span>f andere<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">variabele, mits,<span class=\"_ _0\"></span> in </span></span></div>\n<div class=\"t m0 x69 h64 ye63 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geval van een nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span>financi\u00ebl<span class=\"_ _1\"></span>e variabele, de<span class=\"_ _1\"></span> variabele niet spec<span class=\"_ _1\"></span>ifiek</div>\n<div class=\"t m0 x69 h64 ye64 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voor ee<span class=\"_ _0\"></span>n contrac<span class=\"_ _0\"></span>tpartij<span class=\"_ _0\"></span> is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye65 ffda fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye66 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als een <span class=\"_ _1\"></span>contract als <span class=\"_ _1\"></span>een verzeker<span class=\"_ _1\"></span>ingscontract i<span class=\"_ _1\"></span>s aangemerkt<span class=\"_ _1\"></span>, blijft he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ye67 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act tot het<span class=\"_ _0\"></span> einde v<span class=\"_ _0\"></span>an de lo<span class=\"_ _0\"></span>optijd,<span class=\"_ _0\"></span> zelfs als<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">het </span></span></div>\n<div class=\"t m0 x1d h64 ye68 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsr<span class=\"_ _0\"></span>isico aanzi<span class=\"_ _0\"></span>enlijk af<span class=\"_ _0\"></span>neemt tij<span class=\"_ _0\"></span>dens deze pe<span class=\"_ _0\"></span>riode, te<span class=\"_ _0\"></span>nzij alle</div>\n<div class=\"t m0 x1d h64 ye69 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rechten en<span class=\"_ _1\"></span> verplichtinge<span class=\"_ _1\"></span>n nietig ve<span class=\"_ _1\"></span>rklaard of b<span class=\"_ _1\"></span>e\u00ebindigd <span class=\"_ _1\"></span>zijn.</div>\n<div class=\"t m0 x1d h64 ye6a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingscon<span class=\"_ _1\"></span>tracten kunnen<span class=\"_ _1\"></span> echter na<span class=\"_ _1\"></span> aanvang word<span class=\"_ _1\"></span>en aangemerk<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ye6b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en als het ve<span class=\"_ _0\"></span>rzeke<span class=\"_ _0\"></span>ringsris<span class=\"_ _0\"></span>ic<span class=\"ws11d\">o aanzi<span class=\"_ _0\"></span>enlijk w<span class=\"_ _0\"></span>ordt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye6c ffda fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye6d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten,<span class=\"_ _0\"></span> herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten en</div>\n<div class=\"t m0 x1d h64 ye6e ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten <span class=\"_ _0\"></span>met DPF w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord ove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>stig</div>\n<div class=\"t m0 x1d h64 ye6f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 4. Bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten die geen<span class=\"_ _1\"></span> significan<span class=\"_ _1\"></span>t verzekerings<span class=\"_ _1\"></span>risico</div>\n<div class=\"t m0 x1d h64 ye70 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overdragen worden<span class=\"_ _1\"></span> verantwoord over<span class=\"_ _1\"></span>eenkomstig IAS <span class=\"ws113\">39<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 760px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 760px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffe0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Levensverzeker<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye72 ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Toekomstige pol<span class=\"_ _1\"></span>isuitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en toekoms<span class=\"_ _0\"></span>tige verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 ye74 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor polisu<span class=\"_ _1\"></span>itkeringen ber<span class=\"_ _1\"></span>ekend met be<span class=\"_ _1\"></span>hulp van ee<span class=\"_ _1\"></span>n nettopre<span class=\"_ _1\"></span>miemethode</div>\n<div class=\"t m0 x2c h64 ye75 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige net<span class=\"_ _0\"></span>tokasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span>), waarb<span class=\"_ _0\"></span>ij wordt</div>\n<div class=\"t m0 x2c h64 ye76 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgega<span class=\"_ _0\"></span>an van actu<span class=\"_ _0\"></span>ari\u00eble ve<span class=\"_ _0\"></span>ronderst<span class=\"_ _0\"></span>ellingen o<span class=\"_ _0\"></span>p basi<span class=\"lsee ws13e\">s van historische </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ervaring e<span class=\"_ _1\"></span>n standaarden <span class=\"_ _1\"></span>binnen de<span class=\"_ _1\"></span> verzekeringsse<span class=\"_ _1\"></span>ctor. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye77 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winstd<span class=\"_ _0\"></span>elende p<span class=\"_ _0\"></span>olissen o<span class=\"_ _0\"></span>mvatten <span class=\"_ _0\"></span>event<span class=\"_ _0\"></span>uele verp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>gen die</div>\n<div class=\"t m0 x2c h64 ye78 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> dividenden o<span class=\"_ _1\"></span>f andere wins<span class=\"_ _1\"></span>tdelingen wee<span class=\"_ _1\"></span>rspiegelen. Voo<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 yd39 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten z<span class=\"_ _0\"></span>ijn de toek<span class=\"_ _0\"></span>omsti<span class=\"_ _0\"></span>ge verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ws111\">voor </span></div>\n<div class=\"t m0 x2c h64 yd3a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polisuitkering<span class=\"_ _1\"></span>en geherwaardeer<span class=\"_ _1\"></span>d om de<span class=\"_ _1\"></span> huidige mar<span class=\"_ _1\"></span>ktrente te</div>\n<div class=\"t m0 x2c h64 y92a ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">reflect<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92c ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De beleggingsov<span class=\"_ _1\"></span>ereenkomsten zonder<span class=\"_ _1\"></span> winstdeling zijn<span class=\"_ _1\"></span> voornamelijk</div>\n<div class=\"t m0 x2c h64 y92d ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">link<span class=\"_ _1\"></span>ed overeenkoms<span class=\"_ _1\"></span>ten waarbij Ag<span class=\"_ _1\"></span>eas de bele<span class=\"_ _1\"></span>ggingen na<span class=\"_ _1\"></span>mens de </span></div>\n<div class=\"t m0 x2c h64 y92e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span> aanhoudt en d<span class=\"_ _1\"></span>eze tegen<span class=\"_ _1\"></span> re\u00eble waard<span class=\"_ _1\"></span>e waardeert<span class=\"_ _1\"></span>. Eigen</div>\n<div class=\"t m0 x2c h64 y92f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>s worden ge\u00eb<span class=\"_ _1\"></span>limineerd. Un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y991 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">linked ov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omste<span class=\"_ _0\"></span>n zijn spe<span class=\"_ _0\"></span>cifieke<span class=\"_ _0\"></span> levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten</div>\n<div class=\"t m0 x2c h64 y992 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarop arti<span class=\"_ _1\"></span>kel 25 va<span class=\"_ _1\"></span>n EU<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">richtlijn 200<span class=\"_ _0\"></span>2/83/EG o<span class=\"_ _0\"></span>p van toepas<span class=\"_ _0\"></span>sing is. De </span></span></div>\n<div class=\"t m0 x2c h64 y993 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeringen<span class=\"_ _1\"></span> van deze ove<span class=\"_ _1\"></span>reenkomst<span class=\"lsed ws112\">en zijn gekoppe<span class=\"_ _0\"></span>ld aan icbe'<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y994 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(instel<span class=\"_ _0\"></span>lingen vo<span class=\"_ _0\"></span>or collecti<span class=\"_ _0\"></span>eve beleg<span class=\"_ _0\"></span>ging in eff<span class=\"_ _0\"></span>ecten), aa<span class=\"_ _0\"></span>n een</div>\n<div class=\"t m0 x2c h64 y995 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenmandje<span class=\"_ _1\"></span>, een referentiew<span class=\"_ _1\"></span>aarde, of aan een<span class=\"_ _1\"></span> combinatie van die</div>\n<div class=\"t m0 x2c h64 y996 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>n, of units, di<span class=\"_ _0\"></span>e in de overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>en zijn vast<span class=\"_ _0\"></span>gelegd. D<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y997 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> voor unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">linked <span class=\"ws11d\">over<span class=\"_ _1\"></span>eenkomsten word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen waa<span class=\"_ _0\"></span>rde per een<span class=\"_ _0\"></span>heid (= de re\u00ebl<span class=\"_ _0\"></span>e waarde va<span class=\"_ _0\"></span>n het fonds waa<span class=\"_ _0\"></span>rin de</div>\n<div class=\"t m0 x2c h64 y999 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">link<span class=\"_ _1\"></span>ed overeenkomst is<span class=\"_ _1\"></span> belegd, gedeeld door<span class=\"_ _1\"></span> het aantal van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yc13 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">units van het<span class=\"_ _1\"></span> fonds), waarbij vera<span class=\"_ _1\"></span>nderingen in de re\u00eb<span class=\"_ _1\"></span>le waarde worden</div>\n<div class=\"t m0 x2c h64 yc14 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de<span class=\"ls0 ws0\"> </span>r<span class=\"_ _1\"></span>esultatenrekeni<span class=\"_ _1\"></span>ng. De re\u00eble<span class=\"_ _1\"></span> waarde be<span class=\"_ _1\"></span>draagt nooit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc15 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder da<span class=\"_ _0\"></span>n het uit te kere<span class=\"_ _0\"></span>n bedrag bi<span class=\"_ _0\"></span>j afkoop (in<span class=\"_ _0\"></span>dien van<span class=\"_ _0\"></span> toepassi<span class=\"_ _0\"></span>ng),</div>\n<div class=\"t m0 x2c h64 yc16 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> vereiste <span class=\"_ _1\"></span>opzegtermijn<span class=\"_ _1\"></span> voor zover <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x2c h64 yc17 ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde prod<span class=\"_ _1\"></span>ucten be<span class=\"_ _1\"></span>vatten financi\u00ebl<span class=\"_ _1\"></span>e garantie<span class=\"_ _1\"></span>s die ook w<span class=\"_ _1\"></span>o<span class=\"ws113\">rden </span></div>\n<div class=\"t m0 x2c h64 yc1a ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en word<span class=\"_ _1\"></span>en verantwoord in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot unit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">linked<span class=\"_ _1\"></span> overeenkomsten<span class=\"_ _1\"></span>, waarbij de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya3e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">re\u00eble<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">waar<span class=\"_ _1\"></span>deverandering<span class=\"_ _1\"></span> wordt verantw<span class=\"_ _1\"></span>oord in <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening. Er </span></div>\n<div class=\"t m0 x2c h64 ya3f ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt rekening<span class=\"_ _1\"></span> gehouden met verzeker<span class=\"_ _1\"></span>ingsrisico's op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">basis van </span></span></div>\n<div class=\"t m0 x2c h64 ya40 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuari\u00eble veron<span class=\"_ _1\"></span>derstellingen<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 92px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya41 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya42 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Storti<span class=\"_ _0\"></span>ngen en onttr<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worden rec<span class=\"_ _0\"></span>htstreek<span class=\"_ _0\"></span>s in de bala<span class=\"_ _0\"></span>ns verwerkt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya43 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als mutati<span class=\"_ _0\"></span>e van de verp<span class=\"_ _0\"></span>lichting,<span class=\"_ _0\"></span> zonde<span class=\"_ _0\"></span>r invloed op de re<span class=\"_ _0\"></span>sultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y948 ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Gewaarborgde mi<span class=\"_ _1\"></span>nimumrendemente<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y949 ffe0 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">financieri<span class=\"_ _1\"></span>ngscomponent voor<span class=\"_ _1\"></span> levensverzekeri<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y94a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> minimumrende<span class=\"_ _1\"></span>menten word<span class=\"_ _1\"></span>t gewaardeerd<span class=\"_ _1\"></span> tegen de</div>\n<div class=\"t m0 x2c h64 y94b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs. Aanv<span class=\"_ _1\"></span>ullende verplich<span class=\"_ _1\"></span>tingen zijn vastges<span class=\"_ _1\"></span>teld</div>\n<div class=\"t m0 x2c h64 y94c ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">teneind<span class=\"_ _0\"></span>e de verwac<span class=\"_ _0\"></span>hte langet<span class=\"_ _0\"></span>ermijn<span class=\"_ _0\"></span>rente te wee<span class=\"_ _0\"></span>rspiegel<span class=\"_ _0\"></span>en. Deze</div>\n<div class=\"t m0 x2c h64 y94d ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aa<span class=\"lsef ws11e\">nvullende verplichtinge<span class=\"_ _1\"></span>n worden bere<span class=\"_ _1\"></span>kend als het verschi<span class=\"_ _1\"></span>l tussen de </span></div>\n<div class=\"t m0 x2c h64 y94e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contante waar<span class=\"_ _1\"></span>de en de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van de gegar<span class=\"_ _1\"></span>andeerde bedrage<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94f ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y950 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot lijf<span class=\"_ _0\"></span>rente<span class=\"_ _0\"></span>polissen t<span class=\"_ _0\"></span>ijdens<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y951 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opbouw<span class=\"_ _0\"></span>periode z<span class=\"_ _0\"></span>ijn geli<span class=\"_ _0\"></span>jk aan d<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>atieve s<span class=\"_ _0\"></span>aldi van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">polishouder<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x2c h64 y952 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Na de opbou<span class=\"_ _0\"></span>wperiod<span class=\"_ _0\"></span>e zijn de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen gelijk<span class=\"_ _0\"></span> aan de conta<span class=\"_ _0\"></span>nte</div>\n<div class=\"t m0 x2c h64 y953 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verwac<span class=\"_ _0\"></span>hte toeko<span class=\"_ _0\"></span>mstige bet<span class=\"_ _0\"></span>alingen.<span class=\"_ _0\"></span> Wijzigi<span class=\"_ _0\"></span>ngen in</div>\n<div class=\"t m0 x2c h64 y954 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sterftetabell<span class=\"_ _1\"></span>en uit voorgaande ja<span class=\"_ _1\"></span>ren worden voll<span class=\"_ _1\"></span>edig in deze</div>\n<div class=\"t m0 x2c h64 y955 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> weergegeven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Discretionaire<span class=\"_ _1\"></span> winstdeli<span class=\"ws113\">ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De meeste l<span class=\"_ _0\"></span>evensv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">of beleggi<span class=\"_ _1\"></span>ngscontracten<span class=\"_ _1\"></span> voorzien in<span class=\"_ _1\"></span> een </span></span></div>\n<div class=\"t m0 x1d h64 y99c ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> vergoeding. Sommige con<span class=\"_ _1\"></span>tracten kunnen o<span class=\"_ _1\"></span>ok een recht</div>\n<div class=\"t m0 x1d h64 y99d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op winstd<span class=\"_ _0\"></span>eling bev<span class=\"_ _0\"></span>atten (dis<span class=\"_ _0\"></span>cretion<span class=\"_ _0\"></span>ary parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n features<span class=\"_ _0\"></span> (DPF)). D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 y99e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">element gee<span class=\"_ _1\"></span>ft de houder <span class=\"_ _1\"></span>van het <span class=\"_ _1\"></span>contract het re<span class=\"_ _1\"></span>cht om, b<span class=\"_ _1\"></span>oven op</div>\n<div class=\"t m0 x1d h64 y99f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> elementen, <span class=\"_ _1\"></span>aanvullende<span class=\"_ _1\"></span> uitkeringen e<span class=\"_ _1\"></span>n bonussen<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 ya9a ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya9b ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsed ws11d\">Die waarschi<span class=\"_ _0\"></span>jnlijk e<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>nlijk de<span class=\"_ _0\"></span>el van de t<span class=\"_ _0\"></span>otale c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele </span></span></div>\n<div class=\"t m0 x69 h64 ya9c ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeringen<span class=\"_ _1\"></span> vormen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya9d ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsef ws11e\">W<span class=\"_ _1\"></span>aarvan het bedrag of<span class=\"_ _1\"></span> de timing volgens<span class=\"_ _1\"></span> contract naar goedd<span class=\"_ _1\"></span>unken </span></span></div>\n<div class=\"t m0 x69 h64 ya9e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Agea<span class=\"lsee ws13e\">s is;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsed ws112\">Die contractuee<span class=\"_ _0\"></span>l gebase<span class=\"_ _0\"></span>erd zijn op:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaa0 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 ls10a ws13c\">De <span class=\"lsed ws11d\">prestat<span class=\"_ _0\"></span>ie van e<span class=\"_ _0\"></span>en speci<span class=\"_ _0\"></span>fieke 'p<span class=\"_ _0\"></span>ool' va<span class=\"_ _0\"></span>n contrac<span class=\"_ _0\"></span>ten of ee<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa1 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>d type cont<span class=\"_ _0\"></span>ract;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yaa2 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 lsef ws11e\">Gerealiseerde en/of n<span class=\"_ _1\"></span>iet</span><span class=\"ffe0\">-<span class=\"lsef ws11e\">gereal<span class=\"_ _1\"></span>iseerde belegging<span class=\"_ _1\"></span>srendementen </span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa3 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een specif<span class=\"_ _0\"></span>ieke 'poo<span class=\"_ _0\"></span>l' van activ<span class=\"_ _0\"></span>a in handen va<span class=\"_ _0\"></span>n Ageas;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yaa4 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 lsed ws112\">De winst<span class=\"_ _0\"></span> of <span class=\"lsef ws11d\">het verlie<span class=\"_ _1\"></span>s van Agea<span class=\"_ _1\"></span>s, een fond<span class=\"_ _1\"></span>s of een and<span class=\"_ _1\"></span>ere<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa5 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> die het cont<span class=\"_ _0\"></span>ract uit<span class=\"_ _0\"></span>geeft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa7 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten en beleg<span class=\"_ _0\"></span>gingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met DPF</div>\n<div class=\"t m0 x1d h64 yaa8 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden vergoed<span class=\"_ _1\"></span>ingen ten g<span class=\"_ _1\"></span>unste van p<span class=\"_ _1\"></span>olishouders be<span class=\"_ _1\"></span>rekend u<span class=\"_ _1\"></span>itgaande</div>\n<div class=\"t m0 x1d h64 ya59 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>contractueel v<span class=\"_ _1\"></span>erschuldigde be<span class=\"_ _1\"></span>dr<span class=\"ws11e\">ag op basis van d<span class=\"_ _1\"></span>e statutaire </span></div>\n<div class=\"t m0 x1d h64 ya5a ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nettowi<span class=\"_ _0\"></span>nst, bepe<span class=\"_ _0\"></span>rkinge<span class=\"_ _0\"></span>n en betaalt<span class=\"_ _0\"></span>ermijne<span class=\"_ _0\"></span>n. De DPF<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">component inzak<span class=\"_ _1\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscon<span class=\"_ _1\"></span>tracten betreft<span class=\"_ _1\"></span> een voorwaardelijke<span class=\"_ _1\"></span> toezegging met</div>\n<div class=\"t m0 x1d h64 ya5c ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">gerealis<span class=\"_ _0\"></span>eerde wins<span class=\"_ _0\"></span>ten en v<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n. Dez<span class=\"_ _0\"></span>e toezeg<span class=\"_ _0\"></span>ging </span></span></div>\n<div class=\"t m0 x1d h64 ya5d ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blijft hi<span class=\"_ _1\"></span>erdoor onderdee<span class=\"_ _1\"></span>l van de <span class=\"_ _1\"></span>niet<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">gerea<span class=\"_ _1\"></span>liseerde winsten<span class=\"_ _1\"></span> en verliezen </span></div>\n<div class=\"t m0 x1d h64 ya5e ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals be<span class=\"_ _0\"></span>grepen in het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen. Ind<span class=\"_ _0\"></span>ien de toeze<span class=\"_ _0\"></span>gging</div>\n<div class=\"t m0 x1d h64 ya5f ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onvoorw<span class=\"_ _0\"></span>aardeli<span class=\"_ _0\"></span>jk wordt, vi<span class=\"_ _0\"></span>ndt over<span class=\"_ _0\"></span>boeking n<span class=\"_ _0\"></span>aar de Verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en inzake</div>\n<div class=\"t m0 x1d h64 ya60 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even plaat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya61 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya62 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingscon<span class=\"_ _1\"></span>tracten zonder<span class=\"_ _1\"></span> DPF worden<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">bij de eerste op<span class=\"_ _0\"></span>name </span></span></div>\n<div class=\"t m0 x1d h64 ya63 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en ver<span class=\"_ _1\"></span>volgens tegen ge<span class=\"_ _1\"></span>amortiseerde</div>\n<div class=\"t m0 x1d h64 ya64 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js en verant<span class=\"_ _0\"></span>woord a<span class=\"_ _0\"></span>ls een deposi<span class=\"_ _0\"></span>toverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yab1 ffe2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Als er g<span class=\"_ _0\"></span>een nauw v<span class=\"_ _0\"></span>erband <span class=\"_ _0\"></span>bestaat<span class=\"_ _0\"></span> tusse<span class=\"_ _0\"></span>n in een co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span> beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yab3 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">derivaten en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de basisco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n, worden in e<span class=\"_ _0\"></span>en contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab4 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en gesche<span class=\"_ _0\"></span>iden van d<span class=\"_ _0\"></span>e basiscont<span class=\"_ _0\"></span>racten en v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord tegen</div>\n<div class=\"t m0 x1d h64 yab5 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekeni<span class=\"_ _1\"></span>ng.</div>\n<div class=\"t m0 x1d h64 y97d ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Actuari\u00eble <span class=\"_ _1\"></span>veronderstell<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> op elke <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span>sdatum</div>\n<div class=\"t m0 x1d h64 y97e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beoordeeld<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">e<span class=\"_ _1\"></span>n de daaruit voor<span class=\"_ _1\"></span>tvloeiende impa<span class=\"_ _1\"></span>ct wordt in de </span></div>\n<div class=\"t m0 x1d h64 y97f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening verwerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye79 ffe2 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Splitsing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye7a ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De deposit<span class=\"_ _0\"></span>ocomp<span class=\"_ _0\"></span>onent van ee<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract wo<span class=\"_ _0\"></span>rdt gespl<span class=\"_ _0\"></span>itst als</div>\n<div class=\"t m0 x1d h64 ye7b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de twee volgen<span class=\"_ _1\"></span>de voorwaarden word<span class=\"_ _1\"></span>t voldaan:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye7c ffe3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">deposit<span class=\"_ _0\"></span>ocompo<span class=\"_ _0\"></span>nent (inc<span class=\"_ _0\"></span>lusief ev<span class=\"_ _0\"></span>entuele e<span class=\"_ _0\"></span>rin bes<span class=\"ws111\">lot<span class=\"_ _0\"></span>en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y984 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afkoopopties)<span class=\"_ _1\"></span> kan afzonderlijk<span class=\"_ _1\"></span> worden gewaardeerd<span class=\"_ _1\"></span> (dat wil zeggen</div>\n<div class=\"t m0 x69 h64 y985 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zonder rekening<span class=\"_ _1\"></span> te houden met de ver<span class=\"_ _1\"></span>zekeringscompone<span class=\"_ _1\"></span>nt)<span class=\"ls0 ws0\">; </span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y986 ffe3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 lsef ws11e\">d<span class=\"_ _1\"></span>e grondslagen van de<span class=\"_ _1\"></span> financi\u00eble versl<span class=\"_ _1\"></span>aggeving van Age<span class=\"_ _1\"></span>as </span></span></div>\n<div class=\"t m0 x69 h64 y987 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereisen nie<span class=\"_ _1\"></span>t anderszin<span class=\"_ _1\"></span>s de opname<span class=\"_ _1\"></span> van alle<span class=\"_ _1\"></span> <span class=\"lsed ws112\">verplic<span class=\"_ _0\"></span>htingen e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x69 h64 y988 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rechten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die voortvloei<span class=\"_ _0\"></span>en uit de depos<span class=\"_ _0\"></span>itocom<span class=\"_ _0\"></span>ponent.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y989 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye7d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Moment<span class=\"_ _0\"></span>eel heeft Age<span class=\"_ _0\"></span>as alle recht<span class=\"_ _0\"></span>en en ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 ye7e ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten opg<span class=\"_ _0\"></span>enome<span class=\"_ _0\"></span>n, confo<span class=\"_ _0\"></span>rm de reg<span class=\"_ _0\"></span>els voor</div>\n<div class=\"t m0 x1d h64 ye7f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving.<span class=\"_ _1\"></span> Dientengevo<span class=\"_ _1\"></span>lge heeft Ag<span class=\"_ _1\"></span>eas geen<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">gesplitste </span></span></div>\n<div class=\"t m0 x1d h64 ye80 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">depositocomponent<span class=\"_ _1\"></span> met betrekking to<span class=\"_ _1\"></span>t de verzekerings<span class=\"_ _1\"></span>contracten</div>\n<div class=\"t m0 x1d h64 ye81 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffe6 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">levensverzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x2c h6c ye72 ffe8 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Claims en <span class=\"_ _1\"></span>schadebehandeling<span class=\"_ _1\"></span>skosten worden<span class=\"_ _1\"></span> in de r<span class=\"_ _1\"></span>esultatenrekenin<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x2c h64 ye74 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op het<span class=\"_ _0\"></span> moment dat de u<span class=\"_ _0\"></span>itgaven wo<span class=\"_ _0\"></span>rden ged<span class=\"_ _0\"></span>aan. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ye75 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaalde claims<span class=\"_ _1\"></span> en schadebehand<span class=\"_ _1\"></span>elingskosten om<span class=\"_ _1\"></span>vatten schattinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ye76 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor gerappor<span class=\"_ _1\"></span>teerde claims en voo<span class=\"_ _1\"></span>rzieningen voor<span class=\"_ _1\"></span> claims die zi<span class=\"ls10b ws13d\">jn </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgev<span class=\"_ _0\"></span>allen maa<span class=\"_ _0\"></span>r niet gera<span class=\"_ _0\"></span>pportee<span class=\"_ _0\"></span>rd. De schatt<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an voorgev<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x2c h64 yd83 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gerapporteerde<span class=\"_ _1\"></span> claims wo<span class=\"_ _1\"></span>rden gebaseer<span class=\"_ _1\"></span>d op ervarin<span class=\"_ _1\"></span>g uit he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verleden, de<span class=\"_ _1\"></span> huidige on<span class=\"_ _1\"></span>twikkeling <span class=\"_ _1\"></span>van claims en<span class=\"_ _1\"></span> het heersen<span class=\"_ _1\"></span>de sociale,</div>\n<div class=\"t m0 x2c h64 ye78 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che en wett<span class=\"_ _0\"></span>elijke ka<span class=\"_ _0\"></span>der. De verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 yd39 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadeverzeker<span class=\"_ _1\"></span>ingsclaims en <span class=\"_ _1\"></span>schadebehandel<span class=\"_ _1\"></span>ingskosten (na<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd3a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schadeloosstell<span class=\"_ _1\"></span>ingen, verhaalde<span class=\"_ _1\"></span> schaden, verkrijg<span class=\"_ _1\"></span>ing van het eigendom<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y92a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verzekerde<span class=\"_ _1\"></span> zaken en subrogat<span class=\"_ _1\"></span>ie) is gebaseerd op<span class=\"_ _1\"></span> schattingen van</div>\n<div class=\"t m0 x2c h64 y92b ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte verli<span class=\"_ _0\"></span>ezen en <span class=\"_ _0\"></span>houdt rek<span class=\"_ _0\"></span>ening m<span class=\"_ _0\"></span><span class=\"lsef\">et de beoorde<span class=\"_ _1\"></span>ling door<span class=\"_ _1\"></span> het </span></div>\n<div class=\"t m0 x2c h64 y92c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment wat betr<span class=\"_ _0\"></span>eft de verw<span class=\"_ _0\"></span>achte inf<span class=\"_ _0\"></span>latie, de ko<span class=\"_ _0\"></span>sten voor</div>\n<div class=\"t m0 x2c h64 y92d ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhandeling van<span class=\"_ _1\"></span> claims, juridi<span class=\"_ _1\"></span>sche risico\u2019s en<span class=\"_ _1\"></span> trends in de ontwi<span class=\"_ _1\"></span>kkeling</div>\n<div class=\"t m0 x2c h64 y92e ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van compensatie<span class=\"_ _1\"></span>toekenningen. Sc<span class=\"_ _1\"></span>hadeverplichtingen<span class=\"_ _1\"></span> inzake</div>\n<div class=\"t m0 x2c h64 y92f ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">arbeidsonge<span class=\"_ _1\"></span>schiktheid worden ve<span class=\"_ _1\"></span>rantwoo<span class=\"lsed ws112\">rd tegen de net<span class=\"_ _0\"></span>to contant<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y991 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde. De opgeno<span class=\"_ _1\"></span>men verplichtingen<span class=\"_ _1\"></span> zijn toereikend<span class=\"_ _1\"></span> om de</div>\n<div class=\"t m0 x2c h64 y992 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uiteindelijk<span class=\"_ _1\"></span>e kosten van claims en<span class=\"_ _1\"></span> schadebehandel<span class=\"_ _1\"></span>ingskosten te<span class=\"_ _1\"></span> dekken.</div>\n<div class=\"t m0 x2c h64 y993 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De daaruit<span class=\"_ _0\"></span> voortvlo<span class=\"_ _0\"></span>eiende a<span class=\"_ _0\"></span>anpassi<span class=\"_ _0\"></span>ngen worde<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y994 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y995 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y996 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verdi<span class=\"_ _1\"></span>sco<span class=\"ws11e\">nteert de verpl<span class=\"_ _1\"></span>ichtingen voor schad<span class=\"_ _1\"></span>e enkel voor clai<span class=\"_ _1\"></span>ms </span></div>\n<div class=\"t m0 x2c h64 y997 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met bepaalbar<span class=\"_ _1\"></span>e en peri<span class=\"_ _1\"></span>odieke betali<span class=\"_ _1\"></span>ngstermijnen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 693px; height: 376px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y937 ffe8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Toereikendheid<span class=\"_ _1\"></span>stoets voor de verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y938 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op elke r<span class=\"_ _1\"></span>apporteringsda<span class=\"_ _1\"></span>tum voert A<span class=\"_ _1\"></span>geas toerei<span class=\"_ _1\"></span>kendheidstoetse<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y939 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(Liability<span class=\"_ _1\"></span> Adequacy<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Test (LAT)) uit ten<span class=\"_ _0\"></span>einde t<span class=\"lsef ws11d\">e waarborgen dat de<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y93a ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n toereik<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93b ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y93c ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afzonderlijke<span class=\"_ _1\"></span> toetsen worden ui<span class=\"_ _1\"></span>tgevoerd voor:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93d ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11d\">Ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> Leven en <span class=\"_ _1\"></span>verplichtingen<span class=\"_ _1\"></span> gezondheid<span class=\"_ _1\"></span> die lijken<span class=\"_ _1\"></span> op die </span></span></div>\n<div class=\"t m0 x1a0 h64 y93e ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van verpli<span class=\"_ _1\"></span>chtingen Leven<span class=\"_ _1\"></span>, inclusief<span class=\"_ _1\"></span> annu\u00efteiten a<span class=\"_ _1\"></span>fkomstig van<span class=\"_ _1\"></span> Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y93f ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws113\">produc<span class=\"_ _1\"></span>ten; </span> </span></div>\n<div class=\"t m0 x2c h64 y940 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsed ws111\">(Niet</span><span class=\"ffe6\">-<span class=\"lsef ws11e\">verdiende)<span class=\"_ _1\"></span> premiereserve<span class=\"_ _1\"></span>s afkomstig van Nie<span class=\"_ _1\"></span>t</span>-<span class=\"ls107 ws13e\">leven<span class=\"_ _1\"></span></span>-</span></span></div>\n<div class=\"t m0 x1a0 h64 y941 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen gezondhei<span class=\"_ _1\"></span>d die nie<span class=\"_ _1\"></span>t lijken op <span class=\"_ _1\"></span>die van</div>\n<div class=\"t m0 x1a0 h64 y942 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen Le<span class=\"_ _0\"></span>ven<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y943 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11e\">Vo<span class=\"_ _1\"></span>orzieningen voor<span class=\"_ _1\"></span> te betalen schades<span class=\"_ _1\"></span> afkomstig van Nie<span class=\"_ _1\"></span>t</span><span class=\"ffe6\">-<span class=\"lsed ws111\">leven</span>-</span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen<span class=\"ls0 ws0\"> </span>gezondhei<span class=\"_ _1\"></span>d die nie<span class=\"_ _1\"></span>t lijken op <span class=\"_ _1\"></span>die van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y945 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen Le<span class=\"_ _0\"></span>ven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y947 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an deze LAT<span class=\"_ _0\"></span>'s kijkt Ag<span class=\"_ _0\"></span>eas naar de bes<span class=\"_ _0\"></span>te schatt<span class=\"_ _0\"></span>ingen,</div>\n<div class=\"t m0 x2c h64 y948 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de contant<span class=\"_ _0\"></span>e waarde va<span class=\"_ _0\"></span>n alle cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y949 ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen, inc<span class=\"_ _0\"></span>lusief v<span class=\"_ _0\"></span>erwante k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en zoals<span class=\"_ _0\"></span> commi<span class=\"_ _0\"></span>ssies en <span class=\"_ _0\"></span>kosten<span class=\"lsf9 ws124\">. </span></div>\n<div class=\"t m0 x2c h64 y94a ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De cont<span class=\"_ _0\"></span>ractlim<span class=\"_ _0\"></span>ieten van <span class=\"_ _0\"></span>Solvenc<span class=\"_ _0\"></span>y II wor<span class=\"_ _0\"></span>den toeg<span class=\"_ _0\"></span>epast, <span class=\"_ _0\"></span>maar zij<span class=\"_ _0\"></span>n in Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y94b ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leven beperkt to<span class=\"_ _1\"></span>t diegene die binnen<span class=\"_ _1\"></span> de IFRS<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">reserves val<span class=\"_ _0\"></span>len.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y94c ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen Lev<span class=\"_ _0\"></span>en (en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen g<span class=\"_ _0\"></span>ezondh<span class=\"_ _0\"></span>eid die li<span class=\"_ _0\"></span>jken op</div>\n<div class=\"t m0 x2c h64 y94e ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die van verp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>gen Leven, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef annu\u00efte<span class=\"_ _0\"></span>it<span class=\"ws11d\">en afk<span class=\"_ _0\"></span>omstig v<span class=\"_ _0\"></span>an Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y94f ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws11e\">produc<span class=\"_ _1\"></span>ten) omvat de LAT ook<span class=\"_ _1\"></span> de kasstromen voor<span class=\"_ _1\"></span>tvloeiend uit<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y950 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">embedded opties<span class=\"_ _1\"></span> en waarborgen en<span class=\"_ _1\"></span> beleggingsbaten.</div>\n<div class=\"t m0 x2c h64 y951 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingsinko<span class=\"_ _1\"></span>msten worden <span class=\"_ _1\"></span>bepaald me<span class=\"_ _1\"></span>t gebruik va<span class=\"_ _1\"></span>n het act<span class=\"_ _1\"></span>uele</div>\n<div class=\"t m0 x2c h64 y952 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekrendement<span class=\"_ _1\"></span> van de bestaande por<span class=\"_ _1\"></span>tefeuille, geba<span class=\"_ _1\"></span>seerd <span class=\"ws11d\">op de </span></div>\n<div class=\"t m0 x2c h64 y953 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ng dat na het einde v<span class=\"_ _1\"></span>an de looptijd van<span class=\"_ _1\"></span> de financi\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y954 ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten h<span class=\"_ _0\"></span>erbelegg<span class=\"_ _0\"></span>ing plaat<span class=\"_ _0\"></span>svindt<span class=\"_ _0\"></span> tegen ee<span class=\"_ _0\"></span>n risic<span class=\"_ _0\"></span>ovrije r<span class=\"_ _0\"></span>ente plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y955 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een bedri<span class=\"_ _0\"></span>jfsspec<span class=\"_ _0\"></span>ifiek aanp<span class=\"_ _0\"></span>assing vo<span class=\"_ _0\"></span>or volati<span class=\"_ _0\"></span>liteit op bas<span class=\"_ _0\"></span>is van EI<span class=\"_ _0\"></span>OPA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y956 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>ek. Voor di<span class=\"_ _0\"></span>recte bele<span class=\"_ _0\"></span>ggingen i<span class=\"_ _0\"></span>n va<span class=\"lsef ws11e\">stgoed, worden de wer<span class=\"_ _1\"></span>kelijke </span></div>\n<div class=\"t m0 x2c h64 y957 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">huuropbrengs<span class=\"_ _1\"></span>ten tot de <span class=\"_ _1\"></span>volgende contr<span class=\"_ _1\"></span>actuele verl<span class=\"_ _1\"></span>engingsperiode<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y958 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing gekom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1b ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y959 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor Niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">lev<span class=\"_ _0\"></span>en wordt<span class=\"_ _0\"></span> de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n alle kas<span class=\"_ _0\"></span>strom<span class=\"_ _0\"></span>en bepaa<span class=\"_ _0\"></span>ld, </span></div>\n<div class=\"t m0 x1d h64 y95a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van een risicovrije<span class=\"_ _1\"></span> discontering<span class=\"_ _1\"></span>svoet verhoogd met een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y95b ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>specif<span class=\"_ _0\"></span>ieke volat<span class=\"_ _0\"></span>iliteits<span class=\"_ _0\"></span>aanpass<span class=\"_ _0\"></span>ing op bas<span class=\"_ _0\"></span>is van de EI<span class=\"_ _0\"></span>OPA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>ek (na het laat<span class=\"_ _0\"></span>ste liqu<span class=\"_ _0\"></span>ide punt wor<span class=\"_ _0\"></span>dt de zogena<span class=\"_ _0\"></span>amde Ult<span class=\"_ _0\"></span>imate</div>\n<div class=\"t m0 x1d h64 y95d ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Forward R<span class=\"_ _0\"></span>ate<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">extrapolatie gebr<span class=\"_ _1\"></span>uikt).</span> </span></div>\n<div class=\"t m0 x1d h64 y95e ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Elk tekort<span class=\"_ _0\"></span> in de LAT wordt m<span class=\"_ _0\"></span>eteen in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng opgenom<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 ya55 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een bijzond<span class=\"lsed ws112\">ere waardeverm<span class=\"_ _0\"></span>inderin<span class=\"_ _0\"></span>g van het DAC<span class=\"ls0 ws0\">- <span class=\"ls104 ws136\">of VOBA</span>-<span class=\"lsf9 ws13b\">type of </span></span></span></div>\n<div class=\"t m0 x1d h64 ya56 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een verlie<span class=\"_ _1\"></span>s. Als het tekort in<span class=\"_ _1\"></span> een volgende periode<span class=\"_ _1\"></span> vermindert, word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de daling va<span class=\"_ _0\"></span>n het tekort<span class=\"_ _0\"></span> via de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening te<span class=\"_ _0\"></span>ruggebo<span class=\"_ _0\"></span>ekt. Een</div>\n<div class=\"t m0 x1d h64 ya58 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tekort wor<span class=\"_ _0\"></span>dt gedef<span class=\"_ _0\"></span>inieerd al<span class=\"_ _0\"></span>s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11d\">Ee<span class=\"_ _1\"></span>n negatieve <span class=\"_ _1\"></span>contante w<span class=\"_ _1\"></span>aarde van de<span class=\"_ _1\"></span> toekomstige<span class=\"_ _1\"></span> marge voor<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yac1 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">prod<span class=\"_ _1\"></span>ucten en op<span class=\"_ _1\"></span> Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">produ<span class=\"_ _1\"></span>cten lijkende<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yac2 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gezond<span class=\"_ _0\"></span>heidspr<span class=\"_ _0\"></span>oducten,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> annu\u00efteit<span class=\"_ _0\"></span>en afkoms<span class=\"_ _0\"></span>tig uit Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yac3 ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws113\">produc<span class=\"_ _1\"></span>ten</span>; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yac4 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsed ws11d\">Het positieve v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>l tussen<span class=\"_ _0\"></span> de netto <span class=\"_ _0\"></span>contant<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de </span></span></div>\n<div class=\"t m0 x69 h64 yac5 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de die<span class=\"_ _0\"></span>novere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>ige IFRS<span class=\"ls0 ws0\">-</span>res<span class=\"_ _0\"></span>erves voor Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yac6 ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">producte<span class=\"_ _0\"></span>n en niet op Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">producten<span class=\"_ _1\"></span> lijkende </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yac7 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gezondheidsprod<span class=\"_ _1\"></span>ucten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsef ws11d\">e LAT</span>-<span class=\"_ _1\"></span><span class=\"lsed ws111\">toetsin<span class=\"_ _0\"></span>g <span class=\"ws112\">houdt reken<span class=\"_ _0\"></span>ing<span class=\"ls0 ws0\"> </span>met het eff<span class=\"_ _0\"></span>ect van herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ng<span class=\"lsf9 ws13b\">, en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaca ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>se vastgoe<span class=\"_ _0\"></span>dbelegg<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">worden </span></span>de werkelij<span class=\"_ _0\"></span>ke</div>\n<div class=\"t m0 x1d h64 yacb ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huuropbrengs<span class=\"_ _1\"></span>ten tot de volgende<span class=\"_ _1\"></span> <span class=\"ws11d\">contractuele verl<span class=\"_ _1\"></span>engingsperiode<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in </span></span></span></div>\n<div class=\"t m0 x1d h64 yacc ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ge<span class=\"_ _1\"></span>nomen<span class=\"ls105 ws135\">. </span>De<span class=\"_ _1\"></span> LAT<span class=\"ls0 ws0\">-</span><span class=\"lsed\">toetsing wor<span class=\"_ _0\"></span>dt <span class=\"lsef ws11e\">bepaald op het ni</span>veau van </span></div>\n<div class=\"t m0 x1d h64 yacd ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de juridis<span class=\"_ _0\"></span>che entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yace ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yacf ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als de lokale LAT<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">vereisten<span class=\"_ _1\"></span> strenger z<span class=\"_ _1\"></span>ijn dan de<span class=\"_ _1\"></span> bovengenoemde<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1d h64 yad0 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">passen de lok<span class=\"_ _0\"></span>ale entit<span class=\"_ _0\"></span>eiten d<span class=\"_ _0\"></span>e lokale rege<span class=\"_ _0\"></span>ls toe.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y975 ffe8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Shadow accoun<span class=\"_ _1\"></span>ting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In sommig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s heeft de rea<span class=\"_ _0\"></span>lisatie v<span class=\"_ _0\"></span>an winste<span class=\"_ _0\"></span>n en</div>\n<div class=\"t m0 x1d h64 y977 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span>e gevolg<span class=\"_ _0\"></span>en voor de waa<span class=\"_ _0\"></span>rdering va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y978 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen en de d<span class=\"_ _0\"></span>aaraan ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rde acqu<span class=\"_ _0\"></span>isitie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd3b ffe6 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kosten.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3c ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3d ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van deze onderde<span class=\"_ _1\"></span>len past Ageas sh<span class=\"_ _1\"></span>adow accounting toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd3e ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de veran<span class=\"_ _0\"></span>deringen i<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde van de voo<span class=\"_ _0\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yd3f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n van de activ<span class=\"_ _0\"></span>a en verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n die van</div>\n<div class=\"t m0 x1d h64 yd40 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed z<span class=\"_ _0\"></span>ijn op de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen.</div>\n<div class=\"t m0 x1d h64 yd41 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Shadow acco<span class=\"lsed\">unting betek<span class=\"_ _0\"></span>ent dat ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde<span class=\"_ _1\"></span> winsten of verlie<span class=\"_ _1\"></span>zen </span></span></span></div>\n<div class=\"t m0 x1d h64 yd42 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op voor verk<span class=\"_ _0\"></span>oop besc<span class=\"_ _0\"></span>hikbar<span class=\"_ _0\"></span>e activa, die in h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 yd43 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgenomen zonder de<span class=\"_ _1\"></span> resultatenreken<span class=\"_ _1\"></span>ing te be\u00efnvloeden<span class=\"_ _1\"></span>, van invloed</div>\n<div class=\"t m0 x1d h64 yd44 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn op de waa<span class=\"_ _0\"></span>rdering va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen (of ov<span class=\"_ _0\"></span>e<span class=\"lsef ws113\">rgedragen </span></div>\n<div class=\"t m0 x1d h64 yd45 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en of value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired) op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier als</div>\n<div class=\"t m0 x1d h64 yd26 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen dat<span class=\"_ _0\"></span> zouden doe<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd28 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als onderdeel<span class=\"_ _1\"></span> van shadow accounting b<span class=\"_ _1\"></span>reiden sommige onder<span class=\"_ _1\"></span>nemingen</div>\n<div class=\"t m0 x1d h64 yd29 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas d<span class=\"_ _1\"></span>e standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span>LAT uit <span class=\"_ _1\"></span>met een <span class=\"_ _1\"></span>shadow<span class=\"ls0 ws0\">-</span><span class=\"ws113\">LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span>ts</span></span></span>ing. Onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2a ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de shadow<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">LAT wordt h<span class=\"_ _0\"></span>et bedrag a<span class=\"_ _0\"></span>an niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseerde<span class=\"_ _1\"></span> meerwaarden, </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yd2b ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in overig c<span class=\"_ _0\"></span>omprehe<span class=\"_ _0\"></span>nsive inc<span class=\"_ _0\"></span>ome, boven<span class=\"_ _0\"></span>op het over<span class=\"_ _0\"></span>schot dat</div>\n<div class=\"t m0 x1d h64 yd2c ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voortvloeit<span class=\"_ _1\"></span> uit de <span class=\"_ _1\"></span>standaard<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">LAT<span class=\"_ _1\"></span>, verantwoord als<span class=\"_ _1\"></span> een shadow<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 yd2d ffe6 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2e ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overbli<span class=\"_ _0\"></span>jvende ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span></span> <span class=\"lsef ws11d\">veranderinge<span class=\"_ _1\"></span>n in de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd30 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van voor verkoop<span class=\"_ _1\"></span> beschikbare financ<span class=\"_ _1\"></span>i\u00eble activa (na t<span class=\"_ _1\"></span>oepassing van</div>\n<div class=\"t m0 x1d h64 yd31 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">shadow accounti<span class=\"_ _1\"></span>ng) die onderhev<span class=\"_ _1\"></span>ig zijn aan discretiona<span class=\"_ _1\"></span>ire winstdeling<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 yd32 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden aange<span class=\"_ _1\"></span>merkt als <span class=\"_ _1\"></span>een afzonderl<span class=\"_ _1\"></span>ijk onderdee<span class=\"_ _1\"></span>l van het e<span class=\"_ _1\"></span>igen</div>\n<div class=\"t m0 x1d h64 yd33 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vermogen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bijkomende<span class=\"_ _1\"></span> uitgesteld<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-</span>winstdeli<span class=\"_ _1\"></span>ngsverplich<span class=\"_ _1\"></span>ting (deferred <span class=\"_ _1\"></span>profit</div>\n<div class=\"t m0 x2c h64 y8a6 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sharing li<span class=\"_ _0\"></span>ability<span class=\"_ _0\"></span>, DPL) wordt<span class=\"_ _0\"></span> toegere<span class=\"_ _0\"></span>kend op basis v<span class=\"_ _0\"></span>an een cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x2c h64 y8a7 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting of op bas<span class=\"_ _0\"></span>is van het bed<span class=\"_ _0\"></span>rag dat we<span class=\"_ _0\"></span>ttelijk of c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>ueel moet</div>\n<div class=\"t m0 x2c h64 y8a8 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">betaald op versc<span class=\"_ _0\"></span>hillen t<span class=\"_ _0\"></span>ussen stat<span class=\"_ _0\"></span>utaire bat<span class=\"_ _0\"></span>en en IFRS<span class=\"ls0 ws0\">-</span>bat<span class=\"_ _0\"></span>en en </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseerde w<span class=\"_ _1\"></span>insten of v<span class=\"_ _1\"></span>erliezen die <span class=\"_ _1\"></span>onder eigen<span class=\"_ _1\"></span> vermogen <span class=\"_ _1\"></span>zijn </span></span></div>\n<div class=\"t m0 x2c h64 y8aa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c ye1a ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekhoudku<span class=\"_ _1\"></span>ndige verwerki<span class=\"_ _1\"></span>ng van her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten hang<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">af van het feit of<span class=\"_ _0\"></span> er binne<span class=\"ws11d\">n <span class=\"_ _0\"></span>het cont<span class=\"_ _0\"></span>ract si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>nte verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>risico's<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye78 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden overged<span class=\"_ _1\"></span>ragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd39 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd3a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scontracten waar<span class=\"_ _1\"></span>bij een aanzienlij<span class=\"_ _1\"></span>k verzekeringsri<span class=\"_ _1\"></span>sico</div>\n<div class=\"t m0 x2c h64 y92a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen, worden veran<span class=\"_ _1\"></span>twoord naar gelang<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y92b ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten die ni<span class=\"_ _0\"></span>et ee<span class=\"lsef ws11e\">n aanzienlijk verzeker<span class=\"_ _1\"></span>ingsrisico </span></div>\n<div class=\"t m0 x2c h64 y92e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overdragen, <span class=\"_ _1\"></span>worden veran<span class=\"_ _1\"></span>twoord op bas<span class=\"_ _1\"></span>is van de <span class=\"_ _1\"></span>deposit me<span class=\"_ _1\"></span>thod en</div>\n<div class=\"t m0 x2c h64 y92f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder le<span class=\"_ _0\"></span>ningen of sch<span class=\"_ _0\"></span>ulden ver<span class=\"_ _0\"></span>antwoord a<span class=\"_ _0\"></span>ls financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a of</div>\n<div class=\"t m0 x2c h64 y991 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>. Een dergelij<span class=\"_ _1\"></span>k financieel actie<span class=\"_ _1\"></span>f of dergelijke fi<span class=\"_ _1\"></span>nanci\u00eble</div>\n<div class=\"t m0 x2c h64 y992 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting wor<span class=\"_ _0\"></span>dt verant<span class=\"_ _0\"></span>woord teg<span class=\"_ _0\"></span>en de betaal<span class=\"_ _0\"></span>de, respec<span class=\"_ _0\"></span>tieveli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x2c h64 y993 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen v<span class=\"_ _1\"></span>ergoeding, ver<span class=\"_ _1\"></span>minderd met e<span class=\"_ _1\"></span>ventuele, e<span class=\"_ _1\"></span>xpliciet</div>\n<div class=\"t m0 x2c h64 y994 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>de premi<span class=\"_ _0\"></span>es of vergoed<span class=\"_ _0\"></span>ingen die to<span class=\"_ _0\"></span>ekomen aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y995 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekerde.<span class=\"_ _0\"></span> De betaald<span class=\"_ _0\"></span>e, respect<span class=\"_ _0\"></span>ieveli<span class=\"_ _0\"></span>jk ontvan<span class=\"_ _0\"></span>gen bedra<span class=\"_ _0\"></span>gen die uit</div>\n<div class=\"t m0 x2c h64 y996 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze cont<span class=\"_ _0\"></span>racten vo<span class=\"_ _0\"></span>ort<span class=\"lsef ws11d\">vloeien, worden v<span class=\"_ _1\"></span>erantwoord al<span class=\"_ _1\"></span>s deposi<span class=\"_ _1\"></span>to\u2019s met </span></div>\n<div class=\"t m0 x2c h64 y997 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deposit<span class=\"_ _0\"></span>o's van <span class=\"_ _0\"></span>herverz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> in het ka<span class=\"_ _0\"></span>der van i<span class=\"_ _0\"></span>n herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c h64 yc13 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gecede<span class=\"_ _0\"></span>erde zaken di<span class=\"_ _0\"></span>e een aanzi<span class=\"_ _0\"></span>enlijk verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gsrisico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x2c h64 yc14 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gelij<span class=\"_ _1\"></span>k aan het<span class=\"_ _1\"></span> op balansda<span class=\"_ _1\"></span>tum<span class=\"ls0 ws0\"> </span>verschuldi<span class=\"_ _1\"></span>gde bedrag<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc16 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot gec<span class=\"_ _0\"></span>edeerd<span class=\"_ _0\"></span>e herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 yc17 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> die geen <span class=\"_ _1\"></span>aanzienlijk<span class=\"_ _1\"></span> verzekeringsri<span class=\"_ _1\"></span>sico overdragen<span class=\"_ _1\"></span>, kunnen</div>\n<div class=\"t m0 x2c h64 yc18 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden beschouwd<span class=\"_ _1\"></span> als financi\u00eble verp<span class=\"_ _1\"></span>lichtingen<span class=\"_ _1\"></span> en deze verplichti<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yc19 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden op <span class=\"_ _1\"></span>dezelfde wi<span class=\"_ _1\"></span>jze als ande<span class=\"_ _1\"></span>re financ<span class=\"_ _1\"></span>i\u00eble verplich<span class=\"_ _1\"></span>tingen</div>\n<div class=\"t m0 x2c h64 yc1a ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 455px; width: 350.99px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 570px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y941 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>S<span class=\"_ _1\"></span>chuldbewijzen<span class=\"lsed ws112\">, achtergestel<span class=\"_ _0\"></span>de verpl<span class=\"_ _0\"></span>ichtinge<span class=\"_ _0\"></span>n en overig<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 xd1 h64 y942 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y943 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Schuldbewijze<span class=\"_ _1\"></span>n, achtergestelde<span class=\"_ _1\"></span> schulden en overige<span class=\"_ _1\"></span> financieringen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y944 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden eerst veran<span class=\"_ _1\"></span>twoord tegen re\u00eble<span class=\"_ _1\"></span> waarde met inbegrip<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y945 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">transac<span class=\"_ _1\"></span>tiekosten. Vervo<span class=\"_ _1\"></span>lgens worden <span class=\"_ _1\"></span>ze gewaardeerd<span class=\"_ _1\"></span> tegen </span></span></div>\n<div class=\"t m0 x2c h64 y946 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geamort<span class=\"_ _0\"></span>iseerde<span class=\"_ _0\"></span> kostpri<span class=\"_ _0\"></span>js en eve<span class=\"_ _0\"></span>ntuele v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llen tuss<span class=\"_ _0\"></span>en de n<span class=\"_ _0\"></span>etto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y947 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opbrengs<span class=\"_ _0\"></span>t en de aflos<span class=\"_ _0\"></span>singspr<span class=\"_ _0\"></span>ijs worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord in de</div>\n<div class=\"t m0 x2c h64 y948 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening over<span class=\"_ _1\"></span> de periode <span class=\"_ _1\"></span>van de leni<span class=\"_ _1\"></span>ng op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y949 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">rentemethode.</span> </span></div>\n<div class=\"t m0 x2c h64 y94a ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94b ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Schulden di<span class=\"_ _1\"></span>e in een <span class=\"_ _1\"></span>vast aantal<span class=\"_ _1\"></span> eigen aande<span class=\"_ _1\"></span>len van Agea<span class=\"_ _1\"></span>s kunnen</div>\n<div class=\"t m0 x2c h64 y94c ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden om<span class=\"_ _0\"></span>gezet, wo<span class=\"_ _0\"></span>rden bij de e<span class=\"_ _0\"></span>erste opn<span class=\"_ _0\"></span>ame gesche<span class=\"_ _0\"></span>iden in tw<span class=\"_ _0\"></span>ee</div>\n<div class=\"t m0 x2c h64 y94d ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">componenten: <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94e ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een schuldinst<span class=\"_ _0\"></span>rument,<span class=\"_ _0\"></span> gewaarde<span class=\"_ _0\"></span>erd door bep<span class=\"_ _0\"></span>aling van de r<span class=\"_ _0\"></span>e\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y94f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een soortg<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng (inclus<span class=\"_ _0\"></span>ief ev<span class=\"ws11d\">ent<span class=\"_ _0\"></span>uele ni<span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a0 h64 y950 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan aandelen<span class=\"_ _1\"></span> gerelateerde<span class=\"_ _1\"></span> derivatenke<span class=\"_ _1\"></span>nmerken) zonder<span class=\"_ _1\"></span> hiermee</div>\n<div class=\"t m0 x1a0 h64 y951 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden a<span class=\"_ _1\"></span>andelencomponent<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een aandeleninst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span> waarvan d<span class=\"_ _0\"></span>e boekwaa<span class=\"_ _0\"></span>rde de optie </span></span></div>\n<div class=\"t m0 x1a0 h64 y953 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igt om het<span class=\"_ _1\"></span> instrument i<span class=\"_ _1\"></span>n gewone aa<span class=\"_ _1\"></span>ndelen te</div>\n<div class=\"t m0 x1a0 h64 y954 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">convert<span class=\"_ _0\"></span>eren, bep<span class=\"_ _0\"></span>aald door de b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van de f<span class=\"_ _1\"></span>inanci\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y955 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting af t<span class=\"_ _0\"></span>e trekk<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an het s<span class=\"_ _0\"></span>amengest<span class=\"_ _0\"></span>elde</div>\n<div class=\"t m0 x1a0 h64 y956 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrument a<span class=\"_ _1\"></span>ls geheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien Ag<span class=\"_ _0\"></span>eas de schu<span class=\"_ _0\"></span>lden, acht<span class=\"_ _0\"></span>ergest<span class=\"_ _0\"></span>elde verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en en overi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 yccb ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen a<span class=\"_ _1\"></span>flost, worden<span class=\"_ _1\"></span> deze uit <span class=\"_ _1\"></span>de balans <span class=\"_ _1\"></span>verwijderd en<span class=\"_ _1\"></span> wordt het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yccc ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tusse<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting<span class=\"_ _1\"></span> en de betaalde </span></div>\n<div class=\"t m0 x1d h64 yccd ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vergoe<span class=\"_ _0\"></span>ding in de res<span class=\"_ _0\"></span>ultatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g verantw<span class=\"_ _0\"></span>oord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 350.99px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 61px; width: 328px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 332px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 350px; width: 350.99px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 66px; width: 328px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 350px; width: 332px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y957 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y99f ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.13<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>Pe<span class=\"_ _1\"></span>rsoneelsvergoed<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye84 ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye85 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas kent<span class=\"_ _1\"></span> wereldwijd ee<span class=\"_ _1\"></span>n aantal <span class=\"_ _1\"></span>toegezegdpensioen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 ye86 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rage<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">pensioen<span class=\"_ _1\"></span>regelingen in overee<span class=\"_ _1\"></span>nstemming met lo<span class=\"_ _1\"></span>kale </span></div>\n<div class=\"t m0 x1d h64 ye87 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorwaarden o<span class=\"_ _1\"></span>f sectorgebo<span class=\"_ _1\"></span>nden praktij<span class=\"_ _1\"></span>ken. De pen<span class=\"_ _1\"></span>sioenregelingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye88 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>oorgaans gef<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ierd door bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n aan verzek<span class=\"_ _0\"></span>eraars of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ye89 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan door trustee<span class=\"_ _1\"></span>s beheerde regeli<span class=\"_ _1\"></span>ngen. De financ<span class=\"_ _1\"></span>iering wordt bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydd4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de hand van<span class=\"_ _1\"></span> periodieke actuari\u00eble<span class=\"_ _1\"></span> berekeningen. Ge<span class=\"_ _1\"></span>kwalificeerde</div>\n<div class=\"t m0 x1d h64 ydd5 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuarissen ber<span class=\"_ _1\"></span>ekenen de pensioena<span class=\"_ _1\"></span>ctiva en <span class=\"ls0 ws0\">-</span><span class=\"ws11d\">ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> minimaal </span></div>\n<div class=\"t m0 x1d h64 ydd6 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u00e9\u00e9n keer per jaa<span class=\"_ _1\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd8 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een toegezegd<span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g is een <span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g waarbij<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 ydd9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste toe<span class=\"_ _0\"></span>zegging a<span class=\"_ _0\"></span>an een werk<span class=\"_ _0\"></span>nemer op pe<span class=\"_ _0\"></span>nsioenl<span class=\"_ _0\"></span>eeftijd wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ydda ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgelegd,<span class=\"_ _1\"></span> doorgaans a<span class=\"_ _1\"></span>fhankelijk van <span class=\"_ _1\"></span>een of m<span class=\"_ _1\"></span>eer factore<span class=\"_ _1\"></span>n zoals</div>\n<div class=\"t m0 x1d h64 yddb ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leeftij<span class=\"_ _0\"></span>d of dienstj<span class=\"_ _0\"></span>aren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddc ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yddd ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toegezegdebi<span class=\"_ _1\"></span>jdrageregeling<span class=\"_ _1\"></span> is een pensioenrege<span class=\"_ _1\"></span>ling waarbij<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 ydde ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste bijd<span class=\"_ _0\"></span>ragen bet<span class=\"_ _0\"></span>aalt. Ond<span class=\"_ _0\"></span>er IAS 19 wor<span class=\"_ _0\"></span>dt een regel<span class=\"_ _0\"></span>ing <span class=\"lsef ws11d\">met een </span></div>\n<div class=\"t m0 x1d h64 yddf ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegde b<span class=\"_ _1\"></span>ijdrage en ee<span class=\"_ _1\"></span>n gewaarbor<span class=\"_ _1\"></span>gd rendement e<span class=\"_ _1\"></span>chter be<span class=\"_ _1\"></span>schouwd</div>\n<div class=\"t m0 x1d h64 yde0 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een toegezegd<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>pensioenre<span class=\"_ _1\"></span>geling vanwege het (we<span class=\"_ _1\"></span>ttelijk</div>\n<div class=\"t m0 x1d h64 yaa9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>elde) gew<span class=\"_ _0\"></span>aarbor<span class=\"_ _0\"></span>gde rende<span class=\"_ _0\"></span>ment dat in d<span class=\"_ _0\"></span>eze regel<span class=\"_ _0\"></span>ingen is</div>\n<div class=\"t m0 x1d h64 yaaa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaab ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaac ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor toege<span class=\"_ _1\"></span>zegdpensioenregeli<span class=\"_ _1\"></span>ngen worden de<span class=\"_ _1\"></span> pensio<span class=\"lsed ws112\">enkosten en </span></div>\n<div class=\"t m0 x1d h64 yaad ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarme<span class=\"_ _0\"></span>e verband hou<span class=\"_ _0\"></span>dende pens<span class=\"_ _0\"></span>ioenac<span class=\"_ _0\"></span>tiva of <span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verplichtingen<span class=\"_ _1\"></span> geschat </span></span></div>\n<div class=\"t m0 x1d h64 yaae ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op basis van de<span class=\"_ _1\"></span> projected unit credi<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">methode. In d<span class=\"_ _0\"></span>eze meth<span class=\"_ _0\"></span>ode:<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaaf ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt voor el<span class=\"_ _1\"></span>ke periode<span class=\"_ _1\"></span> van diens<span class=\"_ _1\"></span>ttijd een e<span class=\"_ _1\"></span>xtra eenheid </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoeding <span class=\"_ _1\"></span>toegekend en <span class=\"_ _1\"></span>elke eenheid<span class=\"_ _1\"></span> wordt a<span class=\"_ _1\"></span>fzonderlijk</div>\n<div class=\"t m0 x69 h64 yab1 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd om<span class=\"_ _1\"></span> de uiteindelijke ver<span class=\"_ _1\"></span>plichting op te bou<span class=\"_ _1\"></span>wen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Worden de kosten va<span class=\"_ _0\"></span>n die vergo<span class=\"_ _0\"></span>edingen in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x69 h64 yab3 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als last veran<span class=\"_ _1\"></span>twoord om de pensioen<span class=\"_ _1\"></span>kosten te spreiden<span class=\"_ _1\"></span> over de</div>\n<div class=\"t m0 x69 h64 yab4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">diensttijd va<span class=\"_ _1\"></span>n de werknemers;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab5 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt de pen<span class=\"_ _1\"></span>sioenverplich<span class=\"_ _1\"></span>ting gewaardeer<span class=\"_ _1\"></span>d <span class=\"lsed ws112\">tegen de co<span class=\"_ _0\"></span>ntante </span></span></span></div>\n<div class=\"t m0 x69 h64 y97d ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde van de gescha<span class=\"_ _1\"></span>tte toekomstige u<span class=\"_ _1\"></span>itstromen van geld<span class=\"_ _1\"></span>middelen,</div>\n<div class=\"t m0 x69 h64 y97e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> rentevoet<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x69 h64 y97f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktrendemen<span class=\"_ _1\"></span>ten van k<span class=\"_ _1\"></span>walitatief hoog<span class=\"_ _1\"></span>waardige bedr<span class=\"_ _1\"></span>ijfsobligatie<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x69 h64 y980 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarvan de loopt<span class=\"_ _1\"></span>ijd overeenkomt me<span class=\"_ _1\"></span>t de resterende loop<span class=\"_ _1\"></span>tij<span class=\"lsed ws112\">d van de </span></div>\n<div class=\"t m0 x69 h64 y981 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y982 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y983 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herwaa<span class=\"_ _0\"></span>rderinge<span class=\"_ _0\"></span>n, bestaa<span class=\"_ _0\"></span>nde uit actu<span class=\"_ _0\"></span>ari\u00eble wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen, het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya6c ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effect v<span class=\"_ _0\"></span>an het act<span class=\"_ _0\"></span>iefplaf<span class=\"_ _0\"></span>ond en h<span class=\"_ _0\"></span>et rende<span class=\"_ _0\"></span>ment op f<span class=\"_ _0\"></span>ondsbe<span class=\"_ _0\"></span>legginge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(exclus<span class=\"_ _0\"></span>ief netto<span class=\"_ _0\"></span>rente) wor<span class=\"_ _0\"></span>den via over<span class=\"_ _0\"></span>ig compre<span class=\"_ _0\"></span>hensiv<span class=\"_ _0\"></span>e income di<span class=\"_ _0\"></span>rect</div>\n<div class=\"t m0 x1d h64 ya6e ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de <span class=\"lsef ws11d\">balans in de <span class=\"_ _1\"></span>periode waarin<span class=\"_ _1\"></span> deze herwa<span class=\"_ _1\"></span>arderingen </span></div>\n<div class=\"t m0 x1d h64 ya6f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zich voordo<span class=\"_ _1\"></span>en. Herwaarder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> in latere<span class=\"_ _1\"></span> perioden ni<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x1d h64 ya70 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng. De nett<span class=\"_ _0\"></span>orente wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ya71 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd door de dis<span class=\"_ _0\"></span>conteri<span class=\"_ _0\"></span>ngsvoet<span class=\"_ _0\"></span> op de nettov<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting of het act<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x1d h64 ya72 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoo<span class=\"lsef ws11e\">fde van de toegezegdpensioenr<span class=\"_ _1\"></span>egeling toe te pa<span class=\"_ _1\"></span>ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya73 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya74 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>streke<span class=\"_ _0\"></span>n dienst<span class=\"_ _0\"></span>tijd word<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 ya75 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening opgenome<span class=\"_ _1\"></span>n op he<span class=\"_ _1\"></span>t eerstvolgende<span class=\"_ _1\"></span> moment:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya76 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11e\">de datum van<span class=\"_ _1\"></span> de wijziging van de<span class=\"_ _1\"></span> regeling of van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x69 h64 ya77 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">planin<span class=\"_ _0\"></span>perking<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 ya78 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11d\">de datum<span class=\"_ _1\"></span> waarop Ageas<span class=\"_ _1\"></span> de herstru<span class=\"_ _1\"></span>ctureringsko<span class=\"_ _1\"></span>sten erkent.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 848px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 853px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De fondsbel<span class=\"_ _1\"></span>eggingen die<span class=\"_ _1\"></span> bij de pen<span class=\"_ _1\"></span>sioenverplichting<span class=\"_ _1\"></span>en van een<span class=\"_ _1\"></span> entiteit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoren, moe<span class=\"_ _1\"></span>ten aan bep<span class=\"_ _1\"></span>aalde crit<span class=\"_ _1\"></span>eria voldoen o<span class=\"_ _1\"></span>m te worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als In aanm<span class=\"_ _1\"></span>erking komend<span class=\"_ _1\"></span>e fondsbeleggi<span class=\"_ _1\"></span>ngen van</div>\n<div class=\"t m0 x2c h64 y8a8 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen. Di<span class=\"_ _0\"></span>e criter<span class=\"_ _0\"></span>ia hebb<span class=\"_ _0\"></span>en betre<span class=\"_ _0\"></span>kking op <span class=\"_ _0\"></span>het feit <span class=\"_ _0\"></span>dat deze</div>\n<div class=\"t m0 x2c h64 y8a9 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa jur<span class=\"_ _0\"></span>idisch l<span class=\"_ _0\"></span>os dienen te st<span class=\"_ _0\"></span>aan van Age<span class=\"_ _0\"></span>as of de cred<span class=\"_ _0\"></span>iteuren va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas. In<span class=\"_ _0\"></span>dien dit<span class=\"ls0 ws0\"> </span>niet het<span class=\"_ _0\"></span> geval is, wo<span class=\"_ _0\"></span>rden de act<span class=\"_ _0\"></span>iva vera<span class=\"_ _0\"></span>ntwoord in d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e rubriek i<span class=\"_ _0\"></span>n de balans (z<span class=\"_ _0\"></span>oals bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n, materi<span class=\"_ _0\"></span>\u00eble vaste acti<span class=\"_ _0\"></span>va</div>\n<div class=\"t m0 x2c h64 y8ac fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">enz.). Indien<span class=\"_ _1\"></span> de activa aan de cri<span class=\"_ _1\"></span>teria voldoen<span class=\"_ _1\"></span>, worden deze acti<span class=\"_ _1\"></span>va met</div>\n<div class=\"t m0 x2c h64 y8ad fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de pensio<span class=\"_ _0\"></span>enverpl<span class=\"_ _0\"></span>ichting v<span class=\"_ _0\"></span>errekend.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de re<span class=\"_ _0\"></span>\u00eble waa<span class=\"lsef ws11e\">rde van fondsbeleggingen met de cont<span class=\"_ _1\"></span>ante waarde </span></div>\n<div class=\"t m0 x2c h64 y8b0 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verplichtingen v<span class=\"_ _1\"></span>an een <span class=\"_ _1\"></span>toegezegdpensioenregel<span class=\"_ _1\"></span>ing wordt<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd, kan het<span class=\"_ _0\"></span> resultaat l<span class=\"_ _0\"></span>eiden tot<span class=\"_ _0\"></span> een negatie<span class=\"_ _0\"></span>ve waard<span class=\"_ _0\"></span>e (een</div>\n<div class=\"t m0 x2c h64 y8b2 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief).<span class=\"_ _0\"></span> In dat geval<span class=\"_ _0\"></span> mag het verant<span class=\"_ _0\"></span>woorde ac<span class=\"_ _0\"></span>tief niet g<span class=\"_ _0\"></span>roter zijn d<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b3 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contan<span class=\"lsed ws11d\">te waarde v<span class=\"_ _0\"></span>an econ<span class=\"_ _0\"></span>omische v<span class=\"_ _0\"></span>oordel<span class=\"_ _0\"></span>en in de v<span class=\"_ _0\"></span>orm van </span></div>\n<div class=\"t m0 x2c h64 y8b4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit de regeli<span class=\"_ _0\"></span>ng of verl<span class=\"_ _0\"></span>agingen va<span class=\"_ _0\"></span>n toekom<span class=\"_ _0\"></span>stige bijdr<span class=\"_ _0\"></span>agen</div>\n<div class=\"t m0 x2c h64 y8b5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de rege<span class=\"_ _1\"></span>ling (\u2018actie<span class=\"_ _1\"></span>fplafond\u2019).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzorgsregel<span class=\"_ _1\"></span>ingen die v<span class=\"_ _1\"></span>oordelen voor<span class=\"_ _1\"></span> langdurige d<span class=\"_ _1\"></span>iensttijd <span class=\"_ _1\"></span>voorzien</div>\n<div class=\"t m0 x2c h64 y9d7 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar geen pensioen<span class=\"_ _1\"></span>regelingen zijn<span class=\"_ _1\"></span>, worden gewaardeerd<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y9d8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>e waarde o<span class=\"_ _0\"></span>p basis van de pr<span class=\"_ _0\"></span>ojected u<span class=\"_ _0\"></span>nit credit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">methode. <span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x2c h64 y9d9 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9da fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De bijdrage<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s voor toege<span class=\"_ _1\"></span>zegdebijdrage<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">pensioenregelinge<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9db fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden v<span class=\"_ _0\"></span>erwerkt<span class=\"_ _0\"></span> in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng in het<span class=\"_ _0\"></span> jaar waar <span class=\"_ _0\"></span>deze</div>\n<div class=\"t m0 x2c h64 y9dc fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op hebb<span class=\"_ _0\"></span>en, behalv<span class=\"_ _0\"></span>e in het geva<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y9dd fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rageregelingen <span class=\"_ _1\"></span>met een geg<span class=\"_ _1\"></span>arandeerd rende<span class=\"_ _1\"></span>ment, die</div>\n<div class=\"t m0 x2c h64 y9de fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> worden behande<span class=\"_ _1\"></span>ld als een<span class=\"_ _1\"></span> toegezegd<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9df fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>ling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc14 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Andere verp<span class=\"_ _1\"></span>lichtingen na<span class=\"_ _1\"></span> uitdienst<span class=\"_ _1\"></span>treding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige onde<span class=\"_ _1\"></span>rnemingen van A<span class=\"_ _1\"></span>geas bieden<span class=\"_ _1\"></span> werknemers v<span class=\"_ _1\"></span>ergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na uitdienstt<span class=\"_ _1\"></span>reding, zoals lenin<span class=\"_ _1\"></span>gen tegen voordel<span class=\"_ _1\"></span>ige rente en</div>\n<div class=\"t m0 x2c h64 yc17 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gezondheidszo<span class=\"_ _1\"></span>rg verzeker<span class=\"_ _1\"></span>ingen. Een wer<span class=\"_ _1\"></span>knemer kan gew<span class=\"_ _1\"></span>oonlijk van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc18 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze vergoed<span class=\"_ _1\"></span>ingen pro<span class=\"_ _1\"></span>fiteren als de<span class=\"_ _1\"></span> werknemer<span class=\"_ _1\"></span> in diens<span class=\"_ _1\"></span>t blijft <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc19 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de pensioen<span class=\"_ _1\"></span>leeftijd e<span class=\"_ _1\"></span>n een minim<span class=\"_ _1\"></span>umperiode in<span class=\"_ _1\"></span> dienstverb<span class=\"ws11e\">and is </span></div>\n<div class=\"t m0 x2c h64 yc1a fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geweest<span class=\"_ _0\"></span>. De verw<span class=\"_ _0\"></span>achte k<span class=\"_ _0\"></span>osten va<span class=\"_ _0\"></span>n die ver<span class=\"_ _0\"></span>goeding<span class=\"_ _0\"></span>en word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 ya3d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegere<span class=\"_ _0\"></span>kend over de p<span class=\"_ _0\"></span>eriode va<span class=\"_ _0\"></span>n tewerkst<span class=\"_ _0\"></span>elling,<span class=\"_ _0\"></span> op basis van een</div>\n<div class=\"t m0 x2c h64 ya3e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode d<span class=\"_ _0\"></span>ie gelijk i<span class=\"_ _0\"></span>s aan de metho<span class=\"_ _0\"></span>de voor</div>\n<div class=\"t m0 x2c h64 ya3f fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen. De<span class=\"_ _1\"></span> verplichtingen word<span class=\"_ _1\"></span>en bepaald aan</div>\n<div class=\"t m0 x2c h64 ya40 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ningen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y945 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en rege<span class=\"_ _1\"></span>lingen voor de<span class=\"_ _1\"></span>elneming in<span class=\"_ _1\"></span> aandelenkapi<span class=\"_ _1\"></span>taal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden (restr<span class=\"_ _1\"></span>icted shares),</div>\n<div class=\"t m0 x2c h64 y947 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel via<span class=\"_ _1\"></span> aandelen als<span class=\"_ _1\"></span> contant <span class=\"_ _1\"></span>afgerekende re<span class=\"_ _1\"></span>gelingen, word<span class=\"_ _1\"></span>en aan</div>\n<div class=\"t m0 x2c h64 y948 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span> en werknemers toegekend<span class=\"_ _1\"></span> als tegenpresta<span class=\"_ _1\"></span>tie voor</div>\n<div class=\"t m0 x2c h64 y949 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen dienst<span class=\"_ _0\"></span>en. De re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> van de ontvang<span class=\"_ _0\"></span>en dienst<span class=\"_ _0\"></span>en wordt</div>\n<div class=\"t m0 x2c h64 y94a fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald aan<span class=\"_ _1\"></span> de hand<span class=\"_ _1\"></span> van de re\u00eb<span class=\"_ _1\"></span>le waarde <span class=\"_ _1\"></span>van de toe<span class=\"_ _1\"></span>gekende</div>\n<div class=\"t m0 x2c h64 y94b fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden. De<span class=\"_ _1\"></span> kosten van</div>\n<div class=\"t m0 x2c h64 y94c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen<span class=\"_ _1\"></span>deelnameplannen<span class=\"_ _1\"></span> worden g<span class=\"_ _1\"></span>ewaardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y94d fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toeke<span class=\"_ _0\"></span>nningsd<span class=\"_ _0\"></span>atum op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de o<span class=\"_ _0\"></span>pties en</div>\n<div class=\"t m0 x2c h64 y94e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden en worde<span class=\"_ _1\"></span>n in de resulta<span class=\"_ _1\"></span>tenrekening</div>\n<div class=\"t m0 x2c h64 y94f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord, hetz<span class=\"_ _0\"></span>ij direct op d<span class=\"_ _0\"></span>e datum van to<span class=\"_ _0\"></span>ekennin<span class=\"_ _0\"></span>g indien e<span class=\"_ _0\"></span>r geen</div>\n<div class=\"t m0 x2c h64 y950 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sprake is va<span class=\"_ _0\"></span>n een vestin<span class=\"_ _0\"></span>g period, h<span class=\"_ _0\"></span>etzij ove<span class=\"_ _0\"></span>r de vesting pe<span class=\"_ _0\"></span>riod van de</div>\n<div class=\"t m0 x2c h64 y951 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opties en<span class=\"_ _1\"></span> aandelen onder<span class=\"_ _1\"></span> voorwaarden<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y953 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In aandelen<span class=\"_ _1\"></span> afgerekende<span class=\"_ _1\"></span> regelingen w<span class=\"_ _1\"></span>orden verwer<span class=\"_ _1\"></span>kt als toe<span class=\"_ _1\"></span>name van</div>\n<div class=\"t m0 x2c h64 y954 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het eigen vermog<span class=\"_ _1\"></span>en en worden geherw<span class=\"_ _1\"></span>aardeerd voor het aa<span class=\"_ _1\"></span>ntal</div>\n<div class=\"t m0 x2c h64 y955 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen tot<span class=\"_ _1\"></span> aan de voorwaarden voor<span class=\"_ _1\"></span> vesting is voldaan<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y956 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y957 fff0 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">In co<span class=\"lsed ws112\">ntanten afgerek<span class=\"_ _0\"></span>ende reg<span class=\"_ _0\"></span>elingen w<span class=\"_ _0\"></span>orden verw<span class=\"_ _0\"></span>erkt als<span class=\"_ _0\"></span> toename van </span></div>\n<div class=\"t m0 x2c h64 y958 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> en worden<span class=\"_ _1\"></span> geherwaard<span class=\"_ _1\"></span>eerd voor <span class=\"_ _1\"></span>zowel:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">Aa<span class=\"_ _1\"></span>ntal aandelen<span class=\"_ _1\"></span> tot voldaan is aan<span class=\"_ _1\"></span> de voorwaarden voor ve<span class=\"_ _1\"></span>sting en</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y95a fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">Wijziging in d<span class=\"_ _0\"></span>e re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de res<span class=\"_ _0\"></span>tricte<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">shares.</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y95b fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Herberekende <span class=\"_ _1\"></span>kosten worden<span class=\"_ _1\"></span> tijdens d<span class=\"_ _1\"></span>e vesting <span class=\"_ _1\"></span>period veran<span class=\"_ _1\"></span>twoord in</div>\n<div class=\"t m0 x1d h64 y95d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. Kost<span class=\"_ _0\"></span>en met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de huidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorgaande per<span class=\"_ _1\"></span>ioden worden recht<span class=\"_ _1\"></span>streeks verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y95f fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De re\u00eble waarde va<span class=\"_ _1\"></span>n de aandelenoptie<span class=\"_ _1\"></span>s wordt be<span class=\"lsed ws112\">paald met ge<span class=\"_ _0\"></span>bruik van </span></div>\n<div class=\"t m0 x1d h64 ya57 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een optiew<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span>ringsmo<span class=\"_ _0\"></span>del dat reke<span class=\"_ _0\"></span>ning houdt m<span class=\"_ _0\"></span>et de volg<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x1d h64 ya58 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">elementen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">aandele<span class=\"_ _0\"></span>nkoers op de dat<span class=\"_ _0\"></span>um van toe<span class=\"_ _0\"></span>kennin<span class=\"_ _0\"></span>g;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac1 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenkoer<span class=\"_ _1\"></span>s;</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac2 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">De verwachte l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de <span class=\"_ _0\"></span>optie;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac3 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">D<span class=\"_ _1\"></span>e verwachte vola<span class=\"_ _1\"></span>tiliteit van het<span class=\"_ _1\"></span> onderliggende aandee<span class=\"_ _1\"></span>l en de </span></span></div>\n<div class=\"t m0 x69 h64 yac4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte divide<span class=\"_ _0\"></span>nden hierv<span class=\"_ _0\"></span>oor<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x1d h64 yac5 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws112\">Het risicovrij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">tarief ov<span class=\"_ _0\"></span>er de ve<span class=\"_ _0\"></span>rwachte l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span>van de o<span class=\"_ _0\"></span>ptie.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>opties word<span class=\"_ _1\"></span>en uitgeoe<span class=\"_ _1\"></span>fend en nieu<span class=\"_ _1\"></span>we aandelen w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x1d h64 yac8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en, wor<span class=\"_ _0\"></span>dt de ontva<span class=\"_ _0\"></span>ngen opbr<span class=\"_ _0\"></span>engst na aftr<span class=\"_ _0\"></span>ek van event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 yac9 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en in he<span class=\"_ _0\"></span>t aand<span class=\"lsef\">elenkapitaal verantwoor<span class=\"_ _1\"></span>d (nominale </span></div>\n<div class=\"t m0 x1d h64 yaca fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>) en het surplus<span class=\"_ _0\"></span> bij de uitgift<span class=\"_ _0\"></span>epremi<span class=\"_ _0\"></span>e (het agio<span class=\"_ _0\"></span>). Indie<span class=\"_ _0\"></span>n voor dit</div>\n<div class=\"t m0 x1d h64 yacb fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doel eigen aande<span class=\"_ _1\"></span>len zijn ingekoc<span class=\"_ _1\"></span>ht, worden deze ge\u00ebl<span class=\"_ _1\"></span>imineerd in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yacc fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rubriek Eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 725px; height: 371px; width: 352.969px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 308px; width: 348px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h6c y971 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y972 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten inzake jaarli<span class=\"_ _1\"></span>jkse toe<span class=\"ws11d\">gezegde<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> en ui<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y973 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoofde van langdur<span class=\"_ _1\"></span>ige diensttijd<span class=\"_ _1\"></span> verdiende vakantied<span class=\"_ _1\"></span>agen worden</div>\n<div class=\"t m0 x1d h64 y974 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord wann<span class=\"_ _0\"></span>eer deze rec<span class=\"_ _0\"></span>hten wer<span class=\"_ _0\"></span>knemers t<span class=\"_ _0\"></span>oekomen.<span class=\"_ _0\"></span> Een</div>\n<div class=\"t m0 x1d h64 y975 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorzie<span class=\"_ _0\"></span>ning wordt<span class=\"_ _0\"></span> gemaakt v<span class=\"_ _0\"></span>oor de gesch<span class=\"_ _0\"></span>atte verpl<span class=\"_ _0\"></span>ichting vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y976 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vakantiedagen <span class=\"_ _1\"></span>en extra<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> vanwege langd<span class=\"_ _1\"></span>urige dien<span class=\"_ _1\"></span>sttijd</div>\n<div class=\"t m0 x1d h64 y977 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van medew<span class=\"_ _0\"></span>erkers tot<span class=\"_ _0\"></span> de balans<span class=\"_ _0\"></span>datum.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 599px; height: 486px; width: 352.986px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ya65 fff0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.14 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11e\">Voorzi<span class=\"_ _1\"></span>eningen en voorwaard<span class=\"_ _1\"></span>elijke verplic<span class=\"_ _1\"></span>htingen<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1d h6c yab2 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab3 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzieningen <span class=\"_ _1\"></span>zijn verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> onzekerheden <span class=\"_ _1\"></span>met zich</div>\n<div class=\"t m0 x1d h64 yab4 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meebrengen i<span class=\"_ _1\"></span>n hoogte o<span class=\"_ _1\"></span>f tijdstip<span class=\"_ _1\"></span> van betaling<span class=\"_ _1\"></span>. Voorzieningen<span class=\"_ _1\"></span> worde<span class=\"lsed ws111\">n </span></div>\n<div class=\"t m0 x1d h64 yab5 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op de bal<span class=\"_ _0\"></span>ans indie<span class=\"_ _0\"></span>n er een besta<span class=\"_ _0\"></span>ande (wett<span class=\"_ _0\"></span>elijke of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y97d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">constructieve<span class=\"_ _1\"></span>) verplichting<span class=\"_ _1\"></span> is tot <span class=\"_ _1\"></span>overdracht v<span class=\"_ _1\"></span>an economische<span class=\"_ _1\"></span> voordelen,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y97e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals kass<span class=\"_ _0\"></span>tromen,<span class=\"_ _0\"></span> als gevolg va<span class=\"_ _0\"></span>n gebeurt<span class=\"_ _0\"></span>enissen in h<span class=\"_ _0\"></span>et verle<span class=\"_ _0\"></span>den en</div>\n<div class=\"t m0 x1d h64 y97f fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indien op<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum een be<span class=\"_ _1\"></span>trouwbare scha<span class=\"_ _1\"></span>tting<span class=\"ls0 ws0\"> <span class=\"lsee ws13e\">mogelijk is. </span></span></div>\n<div class=\"t m0 x1d h64 y980 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voorzieningen word<span class=\"_ _1\"></span>en aangelegd voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 y981 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">garantieoveree<span class=\"_ _1\"></span>nkomsten waar<span class=\"_ _1\"></span>voor Agea<span class=\"_ _1\"></span>s bij niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">betaling </span></span></div>\n<div class=\"t m0 x1d h64 y982 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk is. Voor<span class=\"_ _1\"></span>zieningen wor<span class=\"_ _1\"></span>den geschat<span class=\"_ _1\"></span> op basis va<span class=\"_ _1\"></span>n alle</div>\n<div class=\"t m0 x1d h64 y983 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e factore<span class=\"_ _0\"></span>n en inform<span class=\"_ _0\"></span>atie die o<span class=\"_ _0\"></span>p balansdat<span class=\"_ _0\"></span>um best<span class=\"_ _0\"></span>aan en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6c fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">discont<span class=\"_ _0\"></span>eerd tegen d<span class=\"_ _0\"></span>e risicovri<span class=\"_ _0\"></span>je rentev<span class=\"_ _0\"></span>oet.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 363px; height: 187px; width: 353px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c y985 fff2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y986 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplich<span class=\"_ _1\"></span>tingen zijn o<span class=\"_ _1\"></span>nzekerheden w<span class=\"_ _1\"></span>aarvan het<span class=\"_ _1\"></span> bedrag</div>\n<div class=\"t m0 x1d h64 y987 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet met voldoend<span class=\"_ _1\"></span>e betrouwbaarh<span class=\"_ _1\"></span>eid kan worden ges<span class=\"_ _1\"></span>chat of wanneer</div>\n<div class=\"t m0 x1d h64 y988 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het niet wa<span class=\"_ _0\"></span>arschijn<span class=\"_ _0\"></span>lijk is dat<span class=\"_ _0\"></span> betaling v<span class=\"_ _0\"></span>ereist zal zi<span class=\"_ _0\"></span>jn om de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g af</div>\n<div class=\"t m0 x1d h64 y989 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te wikkelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 77px; width: 352.969px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 822px; width: 353px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 965px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1d h64 y98a fff0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.15 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Eigenverm<span class=\"_ _1\"></span>ogenscomponenten<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c y98b fff2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Aandele<span class=\"_ _0\"></span>nkapit<span class=\"_ _0\"></span>aal en kost<span class=\"_ _0\"></span>en van aandel<span class=\"_ _0\"></span>enuitgif<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98c fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Kosten d<span class=\"_ _0\"></span>ie recht<span class=\"_ _0\"></span>streeks<span class=\"_ _0\"></span> toerek<span class=\"_ _0\"></span>enbaar z<span class=\"_ _0\"></span>ijn aan d<span class=\"_ _0\"></span>e uitgift<span class=\"_ _0\"></span>e van ni<span class=\"_ _0\"></span>euwe</div>\n<div class=\"t m0 x1d h64 y98d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen o<span class=\"_ _1\"></span>f aandelenoptie<span class=\"_ _1\"></span>s, met<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">ui<span class=\"_ _1\"></span>tzondering van die bi<span class=\"_ _1\"></span>j een </span></div>\n<div class=\"t m0 x1d h64 y98e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>combi<span class=\"_ _0\"></span>natie, wo<span class=\"_ _0\"></span>rden in mind<span class=\"_ _0\"></span>ering gebr<span class=\"_ _0\"></span>acht op het<span class=\"_ _0\"></span> eigen</div>\n<div class=\"t m0 x1d h64 y98f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n na aftre<span class=\"_ _0\"></span>k van eventu<span class=\"_ _0\"></span>ele daarm<span class=\"_ _0\"></span>ee verban<span class=\"_ _0\"></span>d houdende</div>\n<div class=\"t m0 x1d h64 ye8b fff0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 126px; height: 98px; width: 352.969px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Eigen aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>moedermaatschapp<span class=\"_ _1\"></span>ij of <span class=\"ls107 ws13e\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">doch<span class=\"_ _1\"></span>terondernemingen </span></div>\n<div class=\"t m0 x2c h64 y8a7 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enkapit<span class=\"_ _0\"></span>aal van Ag<span class=\"_ _0\"></span>eas kop<span class=\"_ _0\"></span>en of rec<span class=\"_ _0\"></span>hten ve<span class=\"_ _0\"></span>rkrijge<span class=\"_ _0\"></span>n om</div>\n<div class=\"t m0 x2c h64 y8a8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al van Ageas te kopen, w<span class=\"_ _1\"></span>ordt de betaalde v<span class=\"_ _1\"></span>ergoeding</div>\n<div class=\"t m0 x2c h64 y8a9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief eventu<span class=\"_ _0\"></span>ele toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekosten,<span class=\"_ _0\"></span> na aftrek va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en, in mind<span class=\"_ _0\"></span>ering geb<span class=\"_ _0\"></span>racht op het ei<span class=\"_ _0\"></span>gen vermo<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y8ac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>den die wor<span class=\"_ _0\"></span>den betaa<span class=\"_ _0\"></span>ld op ingek<span class=\"_ _0\"></span>ochte eige<span class=\"_ _0\"></span>n aandelen d<span class=\"_ _0\"></span>ie in</div>\n<div class=\"t m0 x2c h64 y8ad fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">handen van<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn, worden ge\u00eb<span class=\"_ _1\"></span>limineerd</div>\n<div class=\"t m0 x2c h64 y8ae fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wannee<span class=\"_ _0\"></span>r de Gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de Jaarrek<span class=\"_ _0\"></span>ening wor<span class=\"_ _0\"></span>dt opgest<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye8d fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelen Agea<span class=\"_ _1\"></span>s die Agea<span class=\"_ _1\"></span>sfinlux S.A.<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>kader van<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws136\">FRESH</span>-</span></div>\n<div class=\"t m0 x2c h64 ye8e fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaaleffec<span class=\"_ _1\"></span>ten aanhoudt,<span class=\"_ _1\"></span> zijn niet<span class=\"_ _1\"></span> dividend<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">of kapita<span class=\"_ _0\"></span>algerecht<span class=\"_ _0\"></span>igd. </span></div>\n<div class=\"t m0 x2c h64 ye8f fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze aand<span class=\"_ _0\"></span>elen word<span class=\"_ _0\"></span>en ge\u00eblimi<span class=\"_ _0\"></span>neerd vo<span class=\"_ _0\"></span>or de berek<span class=\"_ _0\"></span>ening van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 ye90 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d, de netto<span class=\"_ _0\"></span>winst en het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen per a<span class=\"_ _0\"></span>andeel. De kos<span class=\"_ _0\"></span>tprijs</div>\n<div class=\"t m0 x2c h64 ye91 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de aand<span class=\"_ _0\"></span>elen wordt in m<span class=\"_ _0\"></span>inderi<span class=\"_ _0\"></span>ng gebrac<span class=\"_ _0\"></span>ht op<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">het eigen<span class=\"_ _1\"></span> vermogen.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 140px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 255px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c ye92 fff7 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Samengestelde<span class=\"_ _1\"></span> financi\u00eble<span class=\"_ _1\"></span> instrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye93 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Componenten <span class=\"_ _1\"></span>van samengesteld<span class=\"_ _1\"></span>e financi\u00eble<span class=\"_ _1\"></span> instrumente<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ye94 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(verplichtinge<span class=\"_ _1\"></span>n en dele<span class=\"_ _1\"></span>n van het <span class=\"_ _1\"></span>eigen vermo<span class=\"_ _1\"></span>gen) worden<span class=\"_ _1\"></span> verantwoord</div>\n<div class=\"t m0 x2c h64 ye95 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de respect<span class=\"_ _0\"></span>ieveli<span class=\"_ _0\"></span>jke rubri<span class=\"_ _0\"></span>eken van de ba<span class=\"_ _0\"></span>lans.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye96 fff7 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Andere eigen<span class=\"_ _1\"></span>vermogenscompon<span class=\"lsed ws111\">enten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ye97 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Andere eleme<span class=\"_ _1\"></span>nten die in<span class=\"_ _1\"></span> eigen vermog<span class=\"_ _1\"></span>en worden v<span class=\"_ _1\"></span>erantwoord heb<span class=\"_ _1\"></span>ben</div>\n<div class=\"t m0 x2c h64 ye98 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye99 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Mutaties in het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en van deelne<span class=\"_ _0\"></span>mingen (z<span class=\"_ _0\"></span>ie parag<span class=\"_ _0\"></span>raaf </span></span></div>\n<div class=\"t m0 x1a0 h64 ye9a fff5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">2.6);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye9b fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Buitenlandse v<span class=\"_ _0\"></span>aluta's (z<span class=\"_ _0\"></span>ie paragr<span class=\"_ _0\"></span>aaf 2.7);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9c fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Voor verkoop besc<span class=\"_ _0\"></span>hikbare b<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen (zie <span class=\"lsef ws11e\">paragraaf 2.8.1);<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ye9d fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Cash flow hedges (z<span class=\"_ _0\"></span>ie paragr<span class=\"_ _0\"></span>aaf 2.8.2);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9e fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsed ws112\">Discretionai<span class=\"_ _0\"></span>re winst<span class=\"_ _0\"></span>deling (zi<span class=\"_ _0\"></span>e paragraaf<span class=\"_ _0\"></span> 2.8.11);<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ye9f fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11e\">A<span class=\"_ _1\"></span>ctuari\u00eble winste<span class=\"_ _1\"></span>n en verliezen op<span class=\"_ _1\"></span> toegezegdpensioenr<span class=\"_ _1\"></span>egelingen </span></span></div>\n<div class=\"t m0 x1a0 h64 yea0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zie para<span class=\"_ _0\"></span>graaf 2.8.<span class=\"_ _0\"></span>13);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yea1 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11e\">Aa<span class=\"_ _1\"></span>ndelenopties en r<span class=\"_ _1\"></span>egelingen voor<span class=\"_ _1\"></span> aandelen onder voor<span class=\"_ _1\"></span>waarden</span><span class=\"fff5\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 yea2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zie para<span class=\"_ _0\"></span>graaf 2.8.<span class=\"_ _0\"></span>13)<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x2c h64 yea3 fff8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff9\"> <span class=\"_ _3f\"> </span><span class=\"fff5 lsef ws11d\">D<span class=\"_ _1\"></span>ividend, eig<span class=\"_ _1\"></span>en aandelen en<span class=\"_ _1\"></span> intrekking<span class=\"_ _1\"></span> van aandel<span class=\"_ _1\"></span>en.</span><span class=\"fff5\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yea4 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.16 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"lsed ws111\">Bruto</span> </span>premie<span class=\"ls0 ws0\">-</span>in<span class=\"_ _1\"></span>komen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yea5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Kortlopende<span class=\"_ _1\"></span> tegenover langlopen<span class=\"_ _1\"></span>de contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yea6 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een kortl<span class=\"_ _0\"></span>opend ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>act is een co<span class=\"_ _0\"></span>ntract dat v<span class=\"_ _0\"></span>oorziet in</div>\n<div class=\"t m0 x2c h64 yea7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming voo<span class=\"_ _1\"></span>r een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">vaste, maar kort<span class=\"_ _0\"></span>e period<span class=\"_ _0\"></span>e en dat de </span></span></div>\n<div class=\"t m0 x2c h64 yea8 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eraar de moge<span class=\"_ _0\"></span>lijkhei<span class=\"_ _0\"></span>d geeft om<span class=\"_ _0\"></span> het contract<span class=\"_ _0\"></span> op te zeggen of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 yea9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen ervan t<span class=\"_ _0\"></span>e wijzigen a<span class=\"_ _0\"></span>an het einde v<span class=\"_ _0\"></span>an een cont<span class=\"_ _0\"></span>ractperi<span class=\"_ _0\"></span>ode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yeaa fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yeab fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een langlope<span class=\"_ _1\"></span>nd contrac<span class=\"_ _1\"></span>t is een c<span class=\"_ _1\"></span>ontract waarvan<span class=\"_ _1\"></span> de bepalin<span class=\"_ _1\"></span>gen over he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yeac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en n<span class=\"lsef ws11d\">iet eenzijdig<span class=\"_ _1\"></span> kunnen worde<span class=\"_ _1\"></span>n gewijzigd,<span class=\"_ _1\"></span> zoals een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yead fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbaar o<span class=\"_ _1\"></span>f gewaarborgd<span class=\"_ _1\"></span> hernieuwbaar<span class=\"_ _1\"></span> contract, <span class=\"_ _1\"></span>en dat de <span class=\"_ _1\"></span>uitvoering</div>\n<div class=\"t m0 x2c h64 yeae fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verschillen<span class=\"_ _1\"></span>de functies en die<span class=\"_ _1\"></span>nsten (waaronder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yeaf fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming) vo<span class=\"_ _1\"></span>or een lange<span class=\"_ _1\"></span> periode b<span class=\"_ _1\"></span>epaalt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yeb0 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Ontvangen premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">inkomen</span> </span></div>\n<div class=\"t m0 x2c h64 yeb1 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">P<span class=\"lsef ws11d\">remies<span class=\"_ _1\"></span> uit levensver<span class=\"_ _1\"></span>zekeringscontracten<span class=\"_ _1\"></span> en lang<span class=\"_ _1\"></span>lopende </span></div>\n<div class=\"t m0 x2c h64 yeb2 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsover<span class=\"_ _1\"></span>eenkomsten met<span class=\"_ _1\"></span> discretionair<span class=\"_ _1\"></span>e winstdeling<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yeb3 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t als baten zo<span class=\"_ _0\"></span>dra deze do<span class=\"_ _0\"></span>or de polish<span class=\"_ _0\"></span>ouder vers<span class=\"_ _0\"></span>chuldi<span class=\"_ _0\"></span>gd zijn. De</div>\n<div class=\"t m0 x2c h64 yeb4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige opbr<span class=\"_ _0\"></span>engste<span class=\"_ _0\"></span>n en kosten w<span class=\"_ _0\"></span>ordt verrek<span class=\"_ _0\"></span>end met</div>\n<div class=\"t m0 x2c h64 yeb5 fff5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de<span class=\"lsef ws11e\">ze baten met als doel de<span class=\"_ _1\"></span> winst te verant<span class=\"_ _1\"></span>woorden gedurende<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c h64 yeb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e duur v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngen. Dit<span class=\"_ _0\"></span> 'match<span class=\"_ _0\"></span>ing'<span class=\"ls0 ws0\">-</span>proces<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x2c h64 yeb7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitgevoerd a<span class=\"_ _1\"></span>an de hand <span class=\"_ _1\"></span>van een b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen uit</div>\n<div class=\"t m0 x2c h64 yeb8 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten en<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingsov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9c fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling alsm<span class=\"_ _0\"></span>ede aan de ha<span class=\"_ _0\"></span>nd van voor<span class=\"_ _0\"></span>af te</div>\n<div class=\"t m0 x1d h64 yd9d fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betalen k<span class=\"_ _0\"></span>osten z<span class=\"_ _0\"></span>oals po<span class=\"_ _0\"></span>lisacqui<span class=\"_ _0\"></span>sitieko<span class=\"_ _0\"></span>sten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye3d fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">inkomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye3e fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor verzekeri<span class=\"_ _1\"></span>ngsovereenkom<span class=\"_ _1\"></span>sten met een korte<span class=\"_ _1\"></span> looptijd (hoofdz<span class=\"_ _1\"></span>akelijk</div>\n<div class=\"t m0 x1d h64 ye3f fff5 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">le<span class=\"_ _1\"></span>ven) worden de pre<span class=\"_ _1\"></span>mies direct bij inga<span class=\"_ _1\"></span>ng van <span class=\"ws11d\">de overeen<span class=\"_ _1\"></span>komst </span></span></span></div>\n<div class=\"t m0 x1d h64 ye40 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Die p<span class=\"_ _0\"></span>remies w<span class=\"_ _0\"></span>orden in <span class=\"_ _0\"></span>de resul<span class=\"_ _0\"></span>tatenrek<span class=\"_ _0\"></span>ening <span class=\"_ _0\"></span>pro<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rata </span></div>\n<div class=\"t m0 x1d h64 ye41 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de te<span class=\"_ _1\"></span>rmijn van de verzekeri<span class=\"_ _1\"></span>ngsdekking ver<span class=\"_ _1\"></span>antwoord als</div>\n<div class=\"t m0 x1d h64 ye42 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend. De voo<span class=\"_ _1\"></span>rziening voor nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">verdiende <span class=\"_ _1\"></span>premies bev<span class=\"_ _1\"></span>at het </span></div>\n<div class=\"t m0 x1d h64 yda4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gedeelt<span class=\"_ _0\"></span>e van de gebo<span class=\"_ _0\"></span>ekte premi<span class=\"_ _0\"></span>es voor de no<span class=\"_ _0\"></span>g niet <span class=\"ws11d\">afgelo<span class=\"_ _0\"></span>pen term<span class=\"_ _0\"></span>ijn </span></div>\n<div class=\"t m0 x1d h64 yda5 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de de<span class=\"_ _1\"></span>kking.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 171px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 360px; width: 350px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ye45 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.17<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>R<span class=\"_ _1\"></span>entebaten<span class=\"ws11d\">, di<span class=\"_ _1\"></span>vidend en o<span class=\"_ _1\"></span>verige beleg<span class=\"_ _1\"></span>gingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye46 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor alle rentedra<span class=\"_ _1\"></span>gende instru<span class=\"_ _1\"></span>menten worden de ren<span class=\"_ _1\"></span>tebaten en <span class=\"ls0 ws0\">-<span class=\"lsed ws111\">lasten </span></span></div>\n<div class=\"t m0 x1d h64 ye47 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g (ongeac<span class=\"_ _0\"></span>ht of deze inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye48 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gecla<span class=\"_ _1\"></span>ssificeerd als<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aa<span class=\"_ _1\"></span>ngehouden, vo<span class=\"_ _1\"></span>or verkoop</div>\n<div class=\"t m0 x1d h64 ye49 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span>, tegen re\u00eble waarde me<span class=\"_ _1\"></span>t waardeverande<span class=\"lsed ws112\">ringen in de </span></div>\n<div class=\"t m0 x1d h64 ye4a fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening, als deri<span class=\"_ _1\"></span>vaten of als overige ac<span class=\"_ _1\"></span>tiva of passiva)<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x1d h64 ye4b fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> het toerekening<span class=\"_ _1\"></span>sbeginsel <span class=\"_ _1\"></span>met behulp <span class=\"_ _1\"></span>van de effe<span class=\"_ _1\"></span>ctieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yeb9 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode o<span class=\"_ _0\"></span>p basis v<span class=\"_ _0\"></span>an de werk<span class=\"_ _0\"></span>elijke<span class=\"_ _0\"></span> aankoop<span class=\"_ _0\"></span>prijs in<span class=\"_ _0\"></span>clusief <span class=\"_ _0\"></span>directe</div>\n<div class=\"t m0 x1d h64 yeba fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en. In di<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>aten z<span class=\"lsef\">ijn onder andere beg<span class=\"_ _1\"></span>repen de </span></div>\n<div class=\"t m0 x1d h64 ydaf fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verdien<span class=\"_ _0\"></span>de coupo<span class=\"_ _0\"></span>ns op instrum<span class=\"_ _0\"></span>enten met e<span class=\"_ _0\"></span>en vaste of v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e rente en</div>\n<div class=\"t m0 x1d h64 ydb0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>evermee<span class=\"_ _0\"></span>rdering of<span class=\"_ _0\"></span> amortisat<span class=\"_ _0\"></span>ie van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n, de</div>\n<div class=\"t m0 x1d h64 ydb1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g of de premie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb2 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Is een f<span class=\"_ _1\"></span>inancieel actie<span class=\"_ _1\"></span>f eenmaal<span class=\"_ _1\"></span> afgewaardeerd <span class=\"_ _1\"></span>tot de ges<span class=\"_ _1\"></span>chatte</div>\n<div class=\"t m0 x1d h64 ydb4 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rea<span class=\"ws11d\">liseerbare<span class=\"_ _1\"></span> waarde, dan<span class=\"_ _1\"></span> worden de <span class=\"_ _1\"></span>rentebaten<span class=\"_ _1\"></span> daarna geba<span class=\"_ _1\"></span>seerd op </span></div>\n<div class=\"t m0 x1d h64 ydb5 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve rente di<span class=\"_ _0\"></span>e ook is gebru<span class=\"_ _0\"></span>ikt voor het<span class=\"_ _0\"></span> contant m<span class=\"_ _0\"></span>aken van de</div>\n<div class=\"t m0 x1d h64 ydb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n voor de b<span class=\"_ _0\"></span>epali<span class=\"_ _0\"></span>ng van de r<span class=\"_ _0\"></span>ealisee<span class=\"_ _0\"></span>rbare wa<span class=\"_ _0\"></span>arde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dividenden w<span class=\"_ _1\"></span>orden opgenome<span class=\"_ _1\"></span>n in de<span class=\"_ _1\"></span> resultatenrek<span class=\"_ _1\"></span>ening<span class=\"ls0 ws0\"> </span>wanneer<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 ydb9 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dividend is gede<span class=\"_ _1\"></span>clareerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydba fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydbb fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas treedt op als<span class=\"_ _1\"></span> verhuurder voor<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">opzegb<span class=\"_ _1\"></span>are huurcon<span class=\"_ _1\"></span>tracten die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ydbc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties kunnen b<span class=\"_ _1\"></span>evatten, voor<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ydbd fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald va<span class=\"_ _1\"></span>stgoed voor<span class=\"_ _1\"></span> eigen gebrui<span class=\"_ _1\"></span>k. Huurinkoms<span class=\"_ _1\"></span>ten en ander<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ydbe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomsten worden<span class=\"_ _1\"></span>,<span class=\"ls0 ws0\"> </span>onder af<span class=\"_ _1\"></span>trek van aan huurders toegek<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x1d h64 ydbf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huurincentives<span class=\"_ _1\"></span>, opgenomen volgen<span class=\"_ _1\"></span>s het toerekening<span class=\"_ _1\"></span>sbeginsel, en</div>\n<div class=\"t m0 x1d h64 ydc0 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden lineair<span class=\"_ _1\"></span> opgenomen tenzij er<span class=\"_ _1\"></span> overtuigende aan<span class=\"_ _1\"></span>wijzingen zijn da<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydc1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de voorde<span class=\"_ _0\"></span>len over de p<span class=\"_ _0\"></span>eriode van d<span class=\"_ _0\"></span>e leaseov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>st niet g<span class=\"_ _0\"></span>elijkmati<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 ydc2 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangroeien<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 450px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yebb fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.18 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Gereali<span class=\"_ _1\"></span>seerde en ni<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">gerealisee<span class=\"_ _0\"></span>rde winst<span class=\"_ _0\"></span>en en verli<span class=\"_ _0\"></span>ezen<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yebc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten die <span class=\"_ _1\"></span>worden aangemer<span class=\"_ _1\"></span>kt als voo<span class=\"_ _1\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yebd fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden, ve<span class=\"_ _0\"></span>rtegenw<span class=\"_ _0\"></span>oordige<span class=\"_ _0\"></span>n de gerealis<span class=\"_ _0\"></span>eerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen</div>\n<div class=\"t m0 x1d h64 yebe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op verkopen en des<span class=\"_ _1\"></span>investeringen<span class=\"_ _1\"></span> het verschil tus<span class=\"_ _1\"></span>sen d<span class=\"lsed ws112\">e ontvang<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yebf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> de oorspronkelijke<span class=\"_ _1\"></span> boekwaarde van he<span class=\"_ _1\"></span>t verkochte</div>\n<div class=\"t m0 x1d h64 ydc8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actief, verm<span class=\"_ _1\"></span>inderd met e<span class=\"_ _1\"></span>ventuele in<span class=\"_ _1\"></span> de resulta<span class=\"_ _1\"></span>tenrekening ve<span class=\"_ _1\"></span>rantwoorde</div>\n<div class=\"t m0 x1d h64 yec0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n en gecorri<span class=\"_ _0\"></span>geerd voor het<span class=\"_ _0\"></span> effect va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yec1 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele he<span class=\"_ _1\"></span>dge accounting<span class=\"_ _1\"></span>. Gerealiseerde<span class=\"_ _1\"></span> <span class=\"lsed ws112\">winsten e<span class=\"_ _0\"></span>n verlieze<span class=\"_ _0\"></span>n uit </span></div>\n<div class=\"t m0 x1d h64 yec2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkope<span class=\"_ _0\"></span>n worden in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing verant<span class=\"_ _0\"></span>woord in d<span class=\"_ _0\"></span>e rubriek</div>\n<div class=\"t m0 x1d h64 yec3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Resultaat op<span class=\"_ _1\"></span> verkoop<span class=\"_ _1\"></span> en herwaarder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yec4 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec5 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bij fina<span class=\"_ _0\"></span>nci\u00eble i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nten di<span class=\"_ _0\"></span>e via de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng tege<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yec6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>, wordt he<span class=\"_ _1\"></span>t <span class=\"ws11e\">verschil tussen d<span class=\"_ _1\"></span>e boekwaarde </span></div>\n<div class=\"t m0 x1d h64 yec7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>einde van d<span class=\"_ _1\"></span>e huidige <span class=\"_ _1\"></span>verslagperiode e<span class=\"_ _1\"></span>n de voorg<span class=\"_ _1\"></span>aande</div>\n<div class=\"t m0 x1d h64 yec8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> in de resultatenre<span class=\"_ _1\"></span>kening opgenomen<span class=\"_ _1\"></span> onder Resultaat op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec9 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop en <span class=\"_ _1\"></span>herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 246px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 723px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 917px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 365px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij derivat<span class=\"_ _1\"></span>en wordt he<span class=\"_ _1\"></span>t verschil<span class=\"_ _1\"></span> tussen de <span class=\"_ _1\"></span>'schone' re\u00ebl<span class=\"_ _1\"></span>e waarde (<span class=\"_ _1\"></span>dat wil</div>\n<div class=\"t m0 x2c h64 y8a6 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggen, zonder<span class=\"_ _1\"></span> het niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _1\"></span>aliseerde gede<span class=\"_ _1\"></span>elte van de</div>\n<div class=\"t m0 x2c h64 y8a7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentebi<span class=\"_ _0\"></span>jboekin<span class=\"_ _0\"></span>gen) aan het<span class=\"_ _0\"></span> einde van de l<span class=\"_ _0\"></span>opende vers<span class=\"_ _0\"></span>lagper<span class=\"_ _0\"></span>iode en de</div>\n<div class=\"t m0 x2c h64 y8a8 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorga<span class=\"_ _0\"></span>ande versl<span class=\"_ _0\"></span>agperio<span class=\"_ _0\"></span>de in de result<span class=\"_ _0\"></span>atenr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>erantwoo<span class=\"_ _0\"></span>rd onder</div>\n<div class=\"t m0 x2c h64 y8a9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resulta<span class=\"_ _0\"></span>at op verko<span class=\"_ _0\"></span>op en <span class=\"lsef ws113\">herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8aa fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij terugboe<span class=\"_ _1\"></span>king of e<span class=\"_ _1\"></span>en bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ring op een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief, worden de eerde<span class=\"_ _1\"></span>r rechtstreeks<span class=\"_ _1\"></span> in het eigen vermoge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8ad fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkte niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealis<span class=\"_ _1\"></span>eerde winsten <span class=\"_ _1\"></span>en verlie<span class=\"_ _1\"></span>zen overgedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ae fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 945px; height: 156px; width: 353px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 yd39 fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.19 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"ls10a ws13c\">Commiss</span></span>iebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd87 fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies als int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>ieve rente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd88 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies die een int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>ormen van d<span class=\"_ _0\"></span>e effectiev<span class=\"_ _0\"></span>e rente</div>\n<div class=\"t m0 x2c h64 yd89 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>financieel i<span class=\"_ _1\"></span>nstrument word<span class=\"_ _1\"></span>en in he<span class=\"_ _1\"></span>t algemeen beh<span class=\"_ _1\"></span>andeld als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8a fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een aanpassing<span class=\"_ _1\"></span> op de effectieve ren<span class=\"_ _1\"></span>te. Dat is het ge<span class=\"_ _1\"></span>val<span class=\"ls0 ws0\"> <span class=\"ls103 ws151\">bij<span class=\"_ _1\"></span> commi<span class=\"_ _1\"></span>ssies<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n ontvange<span class=\"_ _0\"></span>n als vergo<span class=\"_ _0\"></span>eding voor ac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten zoals<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 yd8c fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble toe<span class=\"_ _0\"></span>stand v<span class=\"_ _0\"></span>an de kre<span class=\"_ _0\"></span>dietnem<span class=\"_ _0\"></span>er, het</div>\n<div class=\"t m0 x2c h64 yd8d fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en en boek<span class=\"_ _0\"></span>en van garant<span class=\"_ _0\"></span>ies etc. en ook<span class=\"_ _0\"></span> voor commi<span class=\"_ _0\"></span>ssies die</div>\n<div class=\"t m0 x2c h64 y930 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden o<span class=\"_ _0\"></span>ntvangen bi<span class=\"_ _0\"></span>j de uitgift<span class=\"_ _0\"></span>e van tegen ge<span class=\"_ _0\"></span>amo<span class=\"lsef ws11d\">rtiseerde kostprij<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y931 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerde<span class=\"_ _1\"></span> financi\u00eble<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>. Beide soor<span class=\"_ _1\"></span>ten commiss<span class=\"_ _1\"></span>ies</div>\n<div class=\"t m0 x2c h64 y932 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d en verwerkt<span class=\"_ _0\"></span> als aanpas<span class=\"_ _0\"></span>sing van het<span class=\"_ _0\"></span> effect<span class=\"_ _0\"></span>ieve</div>\n<div class=\"t m0 x2c h64 y933 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arief van het<span class=\"_ _0\"></span> onderlig<span class=\"_ _0\"></span>gende fin<span class=\"_ _0\"></span>ancieel i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span>, gewaa<span class=\"_ _0\"></span>rdeerd</div>\n<div class=\"t m0 x2c h64 y934 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y935 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y936 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">W<span class=\"lsef ws11e\">ordt een<span class=\"_ _1\"></span> financieel inst<span class=\"_ _1\"></span>rument tegen de re\u00eb<span class=\"_ _1\"></span>le waarde in de win<span class=\"_ _1\"></span>st</span>- <span class=\"lsef ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y937 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g verwerkt,<span class=\"_ _0\"></span> dan word<span class=\"_ _0\"></span>en de commis<span class=\"_ _0\"></span>sies bij ee<span class=\"_ _0\"></span>rste opna<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x2c h64 y938 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het i<span class=\"_ _1\"></span>nstrument a<span class=\"_ _1\"></span>ls baten veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies <span class=\"_ _1\"></span>verwerkt wanneer<span class=\"_ _1\"></span> de diens<span class=\"_ _1\"></span>ten worden <span class=\"_ _1\"></span>geleverd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissies worden<span class=\"_ _1\"></span> in<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het algemeen als<span class=\"_ _0\"></span> baten ver<span class=\"_ _0\"></span>werkt per d<span class=\"_ _0\"></span>e datum </span></span></div>\n<div class=\"t m0 x2c h64 ya7f fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de diens<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en gelever<span class=\"_ _0\"></span>d. Indien h<span class=\"_ _0\"></span>et onwaars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijk is dat een</div>\n<div class=\"t m0 x2c h64 ya80 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke leenov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omst wordt<span class=\"_ _0\"></span> aangega<span class=\"_ _0\"></span>an en de lenin<span class=\"_ _0\"></span>g wordt niet</div>\n<div class=\"t m0 x2c h64 ya81 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als deriv<span class=\"_ _0\"></span>aat aange<span class=\"_ _0\"></span>merkt, d<span class=\"_ _0\"></span>an wordt de be<span class=\"_ _0\"></span>reidstel<span class=\"_ _0\"></span>lingsp<span class=\"_ _0\"></span>rovisie op b<span class=\"_ _0\"></span>asis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van tijdsev<span class=\"_ _1\"></span>enredigheid gedu<span class=\"_ _1\"></span>rende de b<span class=\"_ _1\"></span>ereidstelling<span class=\"_ _1\"></span>stermijn als b<span class=\"_ _1\"></span>ate</div>\n<div class=\"t m0 x2c h64 ya83 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya84 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya85 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scommissies worden<span class=\"_ _1\"></span> verantwoord als<span class=\"_ _1\"></span> verdiend,</div>\n<div class=\"t m0 x2c h64 ya86 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelname aan<span class=\"_ _1\"></span> herverzeker<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> na ontvangs<span class=\"_ _1\"></span>t als ink<span class=\"_ _1\"></span>omsten</div>\n<div class=\"t m0 x2c h64 ya87 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye2e fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>erkt na <span class=\"lsef ws11e\">afronding van de onderlig<span class=\"_ _1\"></span>gende transactie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ye2f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies d<span class=\"_ _1\"></span>ie voortvloeien<span class=\"_ _1\"></span> uit he<span class=\"_ _1\"></span>t onderhandele<span class=\"_ _1\"></span>n over of d<span class=\"_ _1\"></span>eelnemen</div>\n<div class=\"t m0 x2c h64 yd8e fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in de onde<span class=\"_ _1\"></span>rhandeling<span class=\"_ _1\"></span> over een <span class=\"_ _1\"></span>transactie voor<span class=\"_ _1\"></span> een derde<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yd8f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> wanneer de <span class=\"_ _1\"></span>onderliggende<span class=\"_ _1\"></span> transactie w<span class=\"_ _1\"></span>ordt voltooi<span class=\"_ _1\"></span>d.</div>\n<div class=\"t m0 x2c h64 yd90 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissiebaten wo<span class=\"_ _1\"></span>rd<span class=\"ws11d\">en verant<span class=\"_ _1\"></span>woord wanneer<span class=\"_ _1\"></span> de prestatie<span class=\"_ _1\"></span><span class=\"lsed ws111\">verpli<span class=\"_ _0\"></span>chting </span></span></div>\n<div class=\"t m0 x2c h64 yd91 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgevoerd is.<span class=\"_ _1\"></span> Consortiumcommissie<span class=\"_ _1\"></span> wordt verantwoord<span class=\"_ _1\"></span> in het resultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yd92 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> syndicaatvorming<span class=\"_ _1\"></span> is vol<span class=\"_ _1\"></span>tooid.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye31 fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>sovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye32 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De baten u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>waarbij he<span class=\"_ _1\"></span>t gedekte</div>\n<div class=\"t m0 x2c h64 ye33 fffa fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">ve<span class=\"lsed\">rzeker<span class=\"_ _0\"></span>ingsrisi<span class=\"_ _0\"></span>co niet sign<span class=\"_ _0\"></span>ificant is<span class=\"_ _0\"></span>, betreff<span class=\"_ _0\"></span>en de vergo<span class=\"_ _0\"></span>eding voo<span class=\"_ _0\"></span>r de </span></div>\n<div class=\"t m0 x2c h64 ye34 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsd<span class=\"_ _0\"></span>ekking, a<span class=\"_ _0\"></span>dminis<span class=\"_ _0\"></span>tratiek<span class=\"_ _0\"></span>osten en <span class=\"_ _0\"></span>afkoopko<span class=\"_ _0\"></span>sten. C<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x2c h64 ye35 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden als <span class=\"_ _1\"></span>baten verwerk<span class=\"_ _1\"></span>t per de<span class=\"_ _1\"></span> datum dat d<span class=\"_ _1\"></span>e diensten w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x2c h64 ye36 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelever<span class=\"_ _0\"></span>d. Aan de last<span class=\"_ _0\"></span>enkant sta<span class=\"_ _0\"></span>an sterft<span class=\"_ _0\"></span>eclaims en b<span class=\"_ _0\"></span>ijgesc<span class=\"_ _0\"></span>hreven rent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 707px; width: 352.986px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 885px; width: 353px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1d h64 ye3a fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.20 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Winstbe<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yecc fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Actuele bela<span class=\"_ _1\"></span>stingverplich<span class=\"_ _1\"></span>tingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yecd fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>e belasti<span class=\"_ _0\"></span>ngverp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn v<span class=\"_ _0\"></span>erschu<span class=\"_ _0\"></span>ldigde (t<span class=\"_ _0\"></span>erug te v<span class=\"_ _0\"></span>ordere<span class=\"_ _0\"></span>n)</div>\n<div class=\"t m0 x1d h64 yece fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> de fiscale wi<span class=\"_ _0\"></span>nst (het fi<span class=\"_ _0\"></span>scale verli<span class=\"_ _0\"></span>es)</div>\n<div class=\"t m0 x1d h64 yecf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over een pe<span class=\"_ _0\"></span>riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed0 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yed1 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Winstb<span class=\"_ _0\"></span>elasting di<span class=\"_ _0\"></span>e op winste<span class=\"_ _0\"></span>n moet wor<span class=\"_ _0\"></span>den betaal<span class=\"_ _0\"></span>d, wordt als<span class=\"_ _0\"></span> last</div>\n<div class=\"t m0 x1d h64 yed2 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de belast<span class=\"_ _0\"></span>ingwet<span class=\"_ _0\"></span>geving d<span class=\"_ _0\"></span>ie in elk<span class=\"_ _0\"></span> rechtsg<span class=\"_ _0\"></span>ebied</div>\n<div class=\"t m0 x1d h64 yed3 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldt in de pe<span class=\"_ _0\"></span>riode waa<span class=\"_ _0\"></span>rin de winst<span class=\"_ _0\"></span>en ontsta<span class=\"_ _0\"></span>an. De belas<span class=\"_ _0\"></span>tingeff<span class=\"_ _0\"></span>ecten</div>\n<div class=\"t m0 x1d h64 ye43 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van voor v<span class=\"_ _0\"></span>oorwaa<span class=\"_ _0\"></span>rtse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie besch<span class=\"_ _0\"></span>ikbare</div>\n<div class=\"t m0 x1d h64 ye44 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lastings<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span><span class=\"ws11d\">en wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord <span class=\"_ _0\"></span>als een uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 ye45 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngvorde<span class=\"_ _0\"></span>ring ind<span class=\"_ _0\"></span>ien het waars<span class=\"_ _0\"></span>chijnli<span class=\"_ _0\"></span>jk is dat er toek<span class=\"_ _0\"></span>omstig<span class=\"_ _0\"></span>e fiscale</div>\n<div class=\"t m0 x1d h64 ye46 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">winst wordt gere<span class=\"_ _1\"></span>aliseerd waarmee<span class=\"_ _1\"></span> die verliezen kunn<span class=\"_ _1\"></span>en worden</div>\n<div class=\"t m0 x1d h64 ye47 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye48 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye49 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een juridis<span class=\"_ _1\"></span>che entiteit oordee<span class=\"_ _1\"></span>lt dat het niet waar<span class=\"_ _1\"></span>schijnlijk i<span class=\"lsed ws112\">s dat de </span></div>\n<div class=\"t m0 x1d h64 ye4a fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desbetreffende<span class=\"_ _1\"></span> belastingdien<span class=\"_ _1\"></span>st de toeg<span class=\"_ _1\"></span>epaste belast<span class=\"_ _1\"></span>ingbehandeling</div>\n<div class=\"t m0 x1d h64 ye4b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvaa<span class=\"_ _0\"></span>rdt, dan too<span class=\"_ _0\"></span>nt deze jurid<span class=\"_ _0\"></span>ische ent<span class=\"_ _0\"></span>iteit de on<span class=\"_ _0\"></span>zekerhe<span class=\"_ _0\"></span>idsfact<span class=\"_ _0\"></span>or voor</div>\n<div class=\"t m0 x1d h64 yeb9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">elke onzek<span class=\"_ _0\"></span>ere bela<span class=\"_ _0\"></span>stingb<span class=\"_ _0\"></span>ehandeli<span class=\"_ _0\"></span>ng door het<span class=\"_ _0\"></span>zij het mee<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x1d h64 yeba fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarschijnlij<span class=\"_ _1\"></span>ke bedrag <span class=\"_ _1\"></span>te gebruiken<span class=\"_ _1\"></span>, of de v<span class=\"_ _1\"></span>erwachte waarde<span class=\"_ _1\"></span>, gebaseerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydaf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een reeks m<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>e uitkoms<span class=\"_ _0\"></span>ten, afha<span class=\"_ _0\"></span>nkelijk we<span class=\"_ _0\"></span>lke metho<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x1d h64 ydb0 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onzekerheid <span class=\"_ _1\"></span>de uitkomst <span class=\"_ _1\"></span>van de onz<span class=\"_ _1\"></span>ekerheid he<span class=\"_ _1\"></span>t beste voor<span class=\"_ _1\"></span>spelt.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yed4 fffc fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed5 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Uitgest<span class=\"_ _0\"></span>elde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>zijn in t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige peri<span class=\"_ _0\"></span>oden te</div>\n<div class=\"t m0 x1d h64 yed6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen w<span class=\"_ _0\"></span>instbel<span class=\"_ _0\"></span>astingen m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot fis<span class=\"_ _0\"></span>cale tijd<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x1d h64 yed7 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> zijn in toekomst<span class=\"_ _1\"></span>ige perioden terug<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 yed8 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vordere<span class=\"_ _0\"></span>n winst<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>betrekk<span class=\"_ _0\"></span>ing tot v<span class=\"_ _0\"></span>errekenb<span class=\"_ _0\"></span>are tijd<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1d h64 yed9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen, voor<span class=\"_ _0\"></span>waartse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gecompense<span class=\"lsed ws11d\">erde fiscale </span></span></span></div>\n<div class=\"t m0 x1d h64 yeda fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en en voo<span class=\"_ _0\"></span>rwaarts<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatie van <span class=\"_ _0\"></span>ongeb<span class=\"_ _0\"></span>ruikte f<span class=\"_ _0\"></span>iscaal</div>\n<div class=\"t m0 x1d h64 yedb fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verrekenbare t<span class=\"_ _1\"></span>egoeden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yedc fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yedd fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen worden<span class=\"_ _1\"></span> volledig verantwoor<span class=\"_ _1\"></span>d op basis van de</div>\n<div class=\"t m0 x1d h64 yede fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">balansm<span class=\"_ _0\"></span>ethode <span class=\"_ _0\"></span>op tijdel<span class=\"_ _0\"></span>ijke vers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n tussen d<span class=\"_ _0\"></span>e fiscal<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de</div>\n<div class=\"t m0 x1d h64 yedf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen en de bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de daarva<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x1d h64 yee0 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Geconsolideerde<span class=\"_ _1\"></span> Jaarrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee1 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee2 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De per bala<span class=\"_ _0\"></span>nsdatum v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>lde of grot<span class=\"_ _0\"></span>endeels<span class=\"_ _0\"></span> vastgeste<span class=\"_ _0\"></span>lde tariev<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yee3 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> uitgestelde<span class=\"_ _1\"></span> belastingen <span class=\"_ _1\"></span>te bepalen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee4 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> worden verantwoord<span class=\"_ _1\"></span> voor zover het</div>\n<div class=\"t m0 x1d h64 yebb fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk is d<span class=\"_ _0\"></span>at er fisca<span class=\"_ _0\"></span>le toekom<span class=\"_ _0\"></span>stige wins<span class=\"_ _0\"></span>t beschi<span class=\"_ _0\"></span>kbaar zal zi<span class=\"_ _0\"></span>jn om</div>\n<div class=\"t m0 x1d h64 yebc fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een deel of de g<span class=\"_ _0\"></span>ehele uitg<span class=\"_ _0\"></span>esteld<span class=\"_ _0\"></span>e belastin<span class=\"_ _0\"></span>gvorde<span class=\"_ _0\"></span>ring te verr<span class=\"_ _0\"></span>ekenen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yebd fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yebe fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een uitge<span class=\"_ _1\"></span>stelde belasti<span class=\"_ _1\"></span>ngvordering <span class=\"_ _1\"></span>wordt opgenomen<span class=\"_ _1\"></span> voor bela<span class=\"_ _1\"></span>stbare</div>\n<div class=\"t m0 x1d h64 yebf fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hillen d<span class=\"_ _0\"></span>ie verb<span class=\"_ _0\"></span>and ho<span class=\"ws112\">u<span class=\"_ _0\"></span>den met inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in </span></div>\n<div class=\"t m0 x1d h64 ydc8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen, gea<span class=\"_ _1\"></span>ssocieerde dee<span class=\"_ _1\"></span>lnemingen en<span class=\"_ _1\"></span> joint ven<span class=\"_ _1\"></span>tures,</div>\n<div class=\"t m0 x1d h64 yec0 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tenzij <span class=\"_ _0\"></span>het tijdst<span class=\"_ _0\"></span>ip waar<span class=\"_ _0\"></span>op het ti<span class=\"_ _0\"></span>jdelijk<span class=\"_ _0\"></span>e verschi<span class=\"_ _0\"></span>l wordt af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld kan</div>\n<div class=\"t m0 x1d h64 yec1 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>bepaald <span class=\"_ _0\"></span>en het waa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk is<span class=\"_ _0\"></span> dat het t<span class=\"_ _0\"></span>ijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hil in de</div>\n<div class=\"t m0 x1d h64 yec2 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nabije toekom<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">niet zal wor<span class=\"_ _0\"></span>den afge<span class=\"_ _0\"></span>wikkeld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yec3 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec4 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Huidige en<span class=\"_ _1\"></span> uitgestelde <span class=\"_ _1\"></span>belastingen d<span class=\"_ _1\"></span>ie betrek<span class=\"_ _1\"></span>king hebben <span class=\"_ _1\"></span>op</div>\n<div class=\"t m0 x1d h64 yec5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herwaardering<span class=\"_ _1\"></span> tegen re\u00eble waarde<span class=\"_ _1\"></span> van balansposten die r<span class=\"_ _1\"></span>echtstreeks<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als lasten<span class=\"_ _0\"></span> of baten in eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erwerkt (z<span class=\"_ _0\"></span>oals voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 yec7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen <span class=\"lsef ws11d\">en kasstroomafdekkingen)<span class=\"_ _1\"></span>, worden </span></div>\n<div class=\"t m0 x1d h64 yec8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ook recht<span class=\"_ _1\"></span>streeks als <span class=\"_ _1\"></span>baten of l<span class=\"_ _1\"></span>asten in h<span class=\"_ _1\"></span>et eigen <span class=\"_ _1\"></span>vermogen verant<span class=\"_ _1\"></span>woord</div>\n<div class=\"t m0 x1d h64 yec9 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en word<span class=\"_ _0\"></span>en vervo<span class=\"_ _0\"></span>lgens sam<span class=\"_ _0\"></span>en met d<span class=\"_ _0\"></span>e uitges<span class=\"_ _0\"></span>telde w<span class=\"_ _0\"></span>inst of<span class=\"_ _0\"></span> het uitge<span class=\"_ _0\"></span>stelde</div>\n<div class=\"t m0 x1d h64 yeca fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> in de resultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing vera<span class=\"_ _0\"></span>ntwoord.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 545px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 932px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 fffe fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.21 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Winst<span class=\"_ _1\"></span> per aandeel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gewone wi<span class=\"_ _0\"></span>nst per aa<span class=\"_ _0\"></span>ndeel wordt<span class=\"_ _0\"></span> bereke<span class=\"_ _0\"></span>nd door de voor g<span class=\"_ _0\"></span>ewone</div>\n<div class=\"t m0 x2c h64 y8a7 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>s beschikbare<span class=\"_ _1\"></span> nettowinst t<span class=\"_ _1\"></span>e delen doo<span class=\"_ _1\"></span>r het gewo<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x2c h64 y8a8 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemiddelde <span class=\"_ _1\"></span>van het aan<span class=\"_ _1\"></span>tal uitstaande<span class=\"_ _1\"></span> gewone aande<span class=\"_ _1\"></span>len gedurend<span class=\"_ _1\"></span>e het</div>\n<div class=\"t m0 x2c h64 y8a9 fffe fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaar, met<span class=\"_ _0\"></span> uitslui<span class=\"_ _0\"></span>ting va<span class=\"_ _0\"></span>n het <span class=\"lsef ws11e\">gemiddeld aantal gewone aan<span class=\"_ _1\"></span>delen die door<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8aa fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zij<span class=\"_ _0\"></span>n gekocht<span class=\"_ _0\"></span> en als eigen aa<span class=\"_ _0\"></span>ndelen wo<span class=\"_ _0\"></span>rden aange<span class=\"_ _0\"></span>houden.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab fffe fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erwaterde win<span class=\"_ _1\"></span>st per aande<span class=\"_ _1\"></span>el wordt<span class=\"_ _1\"></span> het gewogen <span class=\"_ _1\"></span>gemiddelde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het aa<span class=\"_ _1\"></span>ntal uits<span class=\"_ _1\"></span>taande gewone a<span class=\"_ _1\"></span>andelen aan<span class=\"_ _1\"></span>gepast op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ae fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ng d<span class=\"ws11e\">at alle gew<span class=\"_ _1\"></span>one aandelen die tot<span class=\"_ _1\"></span> verwatering zul<span class=\"_ _1\"></span>len </span></div>\n<div class=\"t m0 x2c h64 y8af fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leiden wo<span class=\"_ _0\"></span>rden gec<span class=\"_ _0\"></span>onverte<span class=\"_ _0\"></span>erd, zoals c<span class=\"_ _0\"></span>onverte<span class=\"_ _0\"></span>erbare o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>eleninge<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x1d h64 yee7 fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prefere<span class=\"_ _0\"></span>nte aande<span class=\"_ _0\"></span>len, aan<span class=\"_ _0\"></span>delenopt<span class=\"_ _0\"></span>ies en aan we<span class=\"_ _0\"></span>rknemer<span class=\"_ _0\"></span>s toegeken<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yee8 fffe fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden. Poten<span class=\"_ _1\"></span>ti\u00eble of voorwaar<span class=\"_ _1\"></span>delijke</div>\n<div class=\"t m0 x1d h64 yee9 fffe fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenuitgi<span class=\"_ _1\"></span><span class=\"ws11d\">ftes worden be<span class=\"_ _1\"></span>handeld a<span class=\"_ _1\"></span>ls verwaterend<span class=\"_ _1\"></span> wanneer<span class=\"_ _1\"></span> hun </span></div>\n<div class=\"t m0 x1d h64 yd4c fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">conversie <span class=\"_ _1\"></span>in aandelen d<span class=\"_ _1\"></span>e nettowinst<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span> zou doen v<span class=\"_ _1\"></span>erminderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4d fffe fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd4e fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het effect<span class=\"_ _0\"></span> van de be\u00ebind<span class=\"_ _0\"></span>igde bed<span class=\"_ _0\"></span>rijfsac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en op de gewo<span class=\"_ _0\"></span>ne en de</div>\n<div class=\"t m0 x1d h64 yd4f fffe fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwaterde re<span class=\"_ _1\"></span>sultaten per aandeel<span class=\"_ _1\"></span> wordt weergegeven<span class=\"_ _1\"></span> door het</div>\n<div class=\"t m0 x1d h64 yd50 fffe fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">netto<span class=\"lsef ws11e\">resultaat voor be\u00ebindigde bedr<span class=\"_ _1\"></span>ijfsactivitei<span class=\"_ _1\"></span>ten te delen door he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yd51 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemiddeld a<span class=\"_ _1\"></span>antal gewone<span class=\"_ _1\"></span> uitstaande a<span class=\"_ _1\"></span>andelen gedurend<span class=\"_ _1\"></span>e het jaar<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 yd52 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">exclusief h<span class=\"_ _1\"></span>et gemiddeld<span class=\"_ _1\"></span> aantal door<span class=\"_ _1\"></span> Ageas geko<span class=\"_ _1\"></span>chte gewone <span class=\"_ _1\"></span>aandelen</div>\n<div class=\"t m0 x1d h64 yd53 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en gehouden<span class=\"_ _1\"></span> als eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 928px; height: 178px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 928px; height: 178px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfOtherAccountingPoliciesRelevantToUnderstandingOfFinancialStatements",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag347": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yc7c ffa6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ls107 ws13e\">Financi\u00eb<span class=\"_ _1\"></span>le</span> <span class=\"lsee ws112\">activa</span> </span></div>\n<div class=\"t m0 x2c h64 yc7d ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ee<span class=\"lsed ws11d\">n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument i<span class=\"_ _0\"></span>s een ove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst die <span class=\"_ _0\"></span>leidt tot<span class=\"_ _0\"></span> een </span></div>\n<div class=\"t m0 x2c h64 yc7e ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief van \u00e9\u00e9n partij<span class=\"_ _1\"></span> en een financi\u00eble v<span class=\"_ _1\"></span>erplichting of</div>\n<div class=\"t m0 x2c h64 yc7f ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">instrument<span class=\"_ _1\"></span> van een an<span class=\"_ _1\"></span>dere partij<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc80 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc81 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas clas<span class=\"_ _0\"></span>sifice<span class=\"_ _0\"></span>ert en waar<span class=\"_ _0\"></span>deert fina<span class=\"_ _0\"></span>nci\u00eble act<span class=\"_ _0\"></span>iva en verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x2c h64 yc82 ffa6 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">basis <span class=\"lsef ws11d\">van de <span class=\"_ _1\"></span>aard van de<span class=\"_ _1\"></span> onderliggend<span class=\"_ _1\"></span>e transactie<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c yc83 ffa8 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an financ<span class=\"_ _0\"></span>i\u00eble ac<span class=\"_ _0\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc84 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het mana<span class=\"_ _0\"></span>gement bep<span class=\"_ _0\"></span>aalt de pass<span class=\"_ _0\"></span>ende clas<span class=\"_ _0\"></span>sificati<span class=\"_ _0\"></span>e van de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 yc85 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten op d<span class=\"_ _0\"></span>e datum van aan<span class=\"_ _0\"></span>koop:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc86 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Tot einde looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden: omv<span class=\"_ _0\"></span>at schuld<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>en met een </span></span></div>\n<div class=\"t m0 x1a0 h64 yc87 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vaste looptij<span class=\"_ _1\"></span>d, waarbij het managem<span class=\"_ _1\"></span>ent voornemens is<span class=\"_ _1\"></span> en in de</div>\n<div class=\"t m0 x1a0 h64 yc88 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mogelijkheid<span class=\"_ _1\"></span> verkeert om<span class=\"_ _1\"></span> deze inst<span class=\"_ _1\"></span>rumenten to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aan</div>\n<div class=\"t m0 x1a0 h64 yc89 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8a ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws11d\">Leningen en vo<span class=\"_ _0\"></span>rderin<span class=\"_ _0\"></span>gen: omvat<span class=\"_ _0\"></span> schuld<span class=\"_ _0\"></span>effecten<span class=\"_ _0\"></span> met vast<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1a0 h64 yc8b ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>bare betal<span class=\"_ _0\"></span>ingen, di<span class=\"_ _0\"></span>e niet markt<span class=\"_ _0\"></span>genot<span class=\"_ _0\"></span>eerd zijn in een<span class=\"ls0 ws0\"> </span><span class=\"ws111\">act<span class=\"_ _0\"></span>ieve </span></div>\n<div class=\"t m0 x1a0 h64 yc8c ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">markt en <span class=\"_ _1\"></span>die bij de<span class=\"_ _1\"></span> eerste op<span class=\"_ _1\"></span>name niet w<span class=\"_ _1\"></span>orden aange<span class=\"_ _1\"></span>merkt als v<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x1a0 h64 yc8d ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden<span class=\"_ _1\"></span>, noch als voor ver<span class=\"_ _1\"></span>koop</div>\n<div class=\"t m0 x1a0 h64 yc8e ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8f ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Voor verkoop besc<span class=\"_ _0\"></span>hikbaar:<span class=\"_ _0\"></span> omvat voo<span class=\"_ _0\"></span>r onbepaal<span class=\"_ _0\"></span>de duur aan t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a0 h64 yc90 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">houden effecten<span class=\"_ _1\"></span> die kunnen worden ve<span class=\"_ _1\"></span>rkocht <span class=\"ws11d\">om te<span class=\"_ _1\"></span> voorzien in </span></div>\n<div class=\"t m0 x1a0 h64 yc91 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">liquiditeitsb<span class=\"_ _1\"></span>ehoeften of bij<span class=\"_ _1\"></span> wijzigingen van ren<span class=\"_ _1\"></span>tevoeten,</div>\n<div class=\"t m0 x1a0 h64 yc92 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wisselkoersen<span class=\"_ _1\"></span> of aande<span class=\"_ _1\"></span>lenkoersen<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc93 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsef ws11d\">F<span class=\"_ _1\"></span>inanci\u00eble ac<span class=\"_ _1\"></span>tiva aangehoude<span class=\"_ _1\"></span>n tegen r<span class=\"_ _1\"></span>e\u00eble waarde <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x1a0 h64 yc94 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc95 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws113\">Voor <span class=\"ws11d\">handelsdoe<span class=\"_ _1\"></span>leinden aangeho<span class=\"_ _1\"></span>uden: omvat<span class=\"_ _1\"></span> ef<span class=\"lsed ws112\">fecten die z<span class=\"_ _0\"></span>ijn </span></span></span></span></div>\n<div class=\"t m0 xd1 h64 yc96 ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aangesc<span class=\"_ _0\"></span>haft met<span class=\"_ _0\"></span> winst op k<span class=\"_ _0\"></span>orte te<span class=\"_ _0\"></span>rmijn als <span class=\"_ _0\"></span>doelst<span class=\"_ _0\"></span>elling;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc97 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws11e\">Financi\u00eble effecten o<span class=\"_ _1\"></span>pgenomen tegen d<span class=\"_ _1\"></span>e re\u00eble waarde met<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 xd1 h64 yc98 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc99 ffa8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Waardering van f<span class=\"_ _1\"></span>inanci\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h64 yc9a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Tot einde <span class=\"_ _1\"></span>looptijd aa<span class=\"_ _1\"></span>ngehouden belegg<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x2c h64 yc9b ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegen geamorti<span class=\"_ _1\"></span>seerde kostprij<span class=\"_ _1\"></span>s na aftrek van bijz<span class=\"_ _1\"></span>ondere</div>\n<div class=\"t m0 x2c h64 yc9c ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span> Elk versc<span class=\"_ _0\"></span>hil met de re\u00ebl<span class=\"_ _0\"></span>e waarde<span class=\"_ _0\"></span> bij de eerste</div>\n<div class=\"t m0 x2c h64 yc9d ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname, v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiend uit tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten, i<span class=\"_ _0\"></span>niti\u00eble pr<span class=\"_ _0\"></span>emies of ko<span class=\"_ _0\"></span>rtingen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc9e ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geam<span class=\"_ _0\"></span>ortise<span class=\"_ _0\"></span>erd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de belegg<span class=\"_ _0\"></span>ing met behu<span class=\"_ _0\"></span>lp van</div>\n<div class=\"t m0 x1d h64 yc9f ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> Indie<span class=\"_ _0\"></span>n wordt vas<span class=\"_ _0\"></span>tgestel<span class=\"_ _0\"></span>d dat e<span class=\"_ _0\"></span>en tot ei<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x1d h64 yca0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">looptijd aan<span class=\"_ _1\"></span>gehouden a<span class=\"_ _1\"></span>ctief een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> heeft</div>\n<div class=\"t m0 x1d h64 yca1 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ondergaan, word<span class=\"_ _1\"></span>t de bijzondere waa<span class=\"_ _1\"></span>rdeverminderi<span class=\"_ _1\"></span>ng verantwoord in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yca2 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 723px; height: 72px; width: 353.993px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 56px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yca3 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yca4 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsef ws11e\">eningen en<span class=\"_ _1\"></span> vorderingen word<span class=\"_ _1\"></span>en gewaardeerd t<span class=\"_ _1\"></span>egen geamortiseer<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yca5 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs n<span class=\"_ _1\"></span>a aftrek van<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen. Bij<span class=\"_ _1\"></span> de eerste<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca6 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname worde<span class=\"_ _1\"></span>n leningen en<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> gewaardeerd o<span class=\"_ _1\"></span>p de re\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca7 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde inclu<span class=\"_ _1\"></span>sief transac<span class=\"_ _1\"></span>tiekosten en<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> premies of<span class=\"_ _1\"></span> kor<span class=\"lsed ws112\">tingen. De </span></div>\n<div class=\"t m0 x1d h64 yca8 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs word<span class=\"_ _1\"></span>t berekend met gebrui<span class=\"_ _1\"></span>k van de effectie<span class=\"_ _1\"></span>ve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yca9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode (ER<span class=\"_ _0\"></span>M), reken<span class=\"_ _0\"></span>ing houden<span class=\"_ _0\"></span>d met kortin<span class=\"_ _0\"></span>gen of prem<span class=\"_ _0\"></span>ies bij</div>\n<div class=\"t m0 x1d h64 ycaa ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>p en kosten<span class=\"_ _0\"></span> die integra<span class=\"_ _0\"></span>al deel uitm<span class=\"_ _0\"></span>aken van de ERM<span class=\"_ _0\"></span>. De ERM<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ycab ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt verw<span class=\"_ _0\"></span>erkt in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enr<span class=\"ws112\">ek<span class=\"_ _0\"></span>ening. Win<span class=\"_ _0\"></span>sten en </span></div>\n<div class=\"t m0 x1d h64 ycac ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de resul<span class=\"_ _0\"></span>tatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g als de</div>\n<div class=\"t m0 x1d h64 ycad ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingen nie<span class=\"_ _1\"></span>t langer worden ver<span class=\"_ _1\"></span>antwoord of een<span class=\"_ _1\"></span> bijzondere</div>\n<div class=\"t m0 x1d h64 ycae ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing ondergaan.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 534px; height: 167px; width: 353.976px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ycaf ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycb0 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en met een varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e worden de k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ycb1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regelmatig o<span class=\"_ _1\"></span>pnieuw <span class=\"lsed\">geschat om d<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>ewegin<span class=\"_ _0\"></span>gen in de m<span class=\"_ _0\"></span>arkt we<span class=\"_ _0\"></span>er </span></div>\n<div class=\"t m0 x1d h64 ycb2 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te geven. Al<span class=\"_ _0\"></span>s de initi\u00eb<span class=\"_ _0\"></span>le waarder<span class=\"_ _0\"></span>ing van het i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span> met een</div>\n<div class=\"t m0 x1d h64 ycb3 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente (bijna)<span class=\"_ _1\"></span> gelijk i<span class=\"_ _1\"></span>s aan de h<span class=\"_ _1\"></span>oofdsom, hee<span class=\"_ _1\"></span>ft de schatt<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ycb4 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geen sign<span class=\"_ _0\"></span>ificant ef<span class=\"_ _0\"></span>fect op de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e van het inst<span class=\"_ _0\"></span>rument en wor<span class=\"_ _0\"></span>dt er</div>\n<div class=\"t m0 x1d h64 ycb5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gee<span class=\"lsed ws112\">n aanpassi<span class=\"_ _0\"></span>ng gedaa<span class=\"_ _0\"></span>n op de rentebat<span class=\"_ _0\"></span>en, die op b<span class=\"_ _0\"></span>asis van het </span></div>\n<div class=\"t m0 x1d h64 ycb6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toerekeningsbeg<span class=\"_ _1\"></span>insel worden opge<span class=\"_ _1\"></span>nomen. Indien ech<span class=\"_ _1\"></span>ter een instrumen<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ycb7 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e wordt verk<span class=\"_ _0\"></span>regen teg<span class=\"_ _0\"></span>en een signi<span class=\"_ _0\"></span>ficante<span class=\"_ _0\"></span> premie of</div>\n<div class=\"t m0 x1d h64 ycb8 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g, wordt dez<span class=\"_ _0\"></span>e premie of kort<span class=\"_ _0\"></span>ing afges<span class=\"_ _0\"></span>chrev<span class=\"_ _0\"></span>en over de v<span class=\"lsef ws113\">erwachte </span></div>\n<div class=\"t m0 x1d h64 ycb9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van het inst<span class=\"_ _0\"></span>rument en op<span class=\"_ _0\"></span>genomen in d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de</div>\n<div class=\"t m0 x1d h64 ycba ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ERM. De bo<span class=\"_ _1\"></span>ekwaarde zal <span class=\"_ _1\"></span>elke periode<span class=\"_ _1\"></span> opnieuw wo<span class=\"_ _1\"></span>rden berekend<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 ycbb ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van geschat<span class=\"_ _0\"></span>te toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>tromen te<span class=\"_ _0\"></span>gen de</div>\n<div class=\"t m0 x1d h64 ycbc ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actuel<span class=\"_ _0\"></span>e effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet te b<span class=\"_ _0\"></span>ereke<span class=\"_ _0\"></span>nen. All<span class=\"_ _0\"></span>e aanp<span class=\"lsef ws11e\">assingen worden </span></div>\n<div class=\"t m0 x1d h64 ycbd ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycbe ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ycbf ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden belegg<span class=\"_ _1\"></span>ingen, deriv<span class=\"_ _1\"></span>aten en ac<span class=\"_ _1\"></span>tiva</div>\n<div class=\"t m0 x1d h64 ycc0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die zijn aa<span class=\"_ _1\"></span>ngemerkt a<span class=\"_ _1\"></span>ls aangehouden<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> waarde met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g in de<span class=\"_ _1\"></span> <span class=\"ws11e\">resultatenreke<span class=\"_ _1\"></span>ning, worden veran<span class=\"_ _1\"></span>twoord tegen </span></div>\n<div class=\"t m0 x1d h64 ycc2 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Veranderinge<span class=\"_ _1\"></span>n in de r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord in</div>\n<div class=\"t m0 x1d h64 ycc3 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. De (g<span class=\"_ _0\"></span>erealis<span class=\"_ _0\"></span>eerde en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x1d h64 ycc4 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord als \u2018<span class=\"_ _1\"></span>Resultaat op<span class=\"_ _1\"></span> verkopen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n\u2019. <span class=\"lsed ws112\">Rente ontva<span class=\"_ _0\"></span>ngen (bet<span class=\"_ _0\"></span>aald) op act<span class=\"_ _0\"></span>iva (verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen) </span></div>\n<div class=\"t m0 x1d h64 ycc6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden wordt verantwoord<span class=\"_ _1\"></span> als rentebaten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc7 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(rentelasten)<span class=\"_ _1\"></span>. Ontvangen dividend<span class=\"_ _1\"></span>en worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ycc8 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Rentebaten,<span class=\"_ _1\"></span> dividenden <span class=\"_ _1\"></span>en overige b<span class=\"_ _1\"></span>eleggingsbaten<span class=\"_ _1\"></span>'.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 146px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 150px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 675px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 570px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 680px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 570px; width: 354px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het grootste deel van de financi\u00eble beleggingen van Ageas (zijnde<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"><span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">obligatieleningen en aandelenbelangen) behoort tot de categorie \u2018Voor</div>\n<div class=\"t m0 x2c h64 y8a7 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop beschikbaar\u2019 en wordt opgenomen tegen re\u00eble waarde.<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Veranderingen in de re\u00eble waarde worden rechtstreeks in het eigen</div>\n<div class=\"t m0 x2c h64 y8a9 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vermogen verantwoord (overig comprehensive income) tot de belegging<span class=\"lsed ws112\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt verkocht. <span class=\"_ _0\"></span>Op het m<span class=\"_ _0\"></span>oment v<span class=\"_ _0\"></span>an verko<span class=\"_ _0\"></span>op wordt<span class=\"_ _0\"></span> de cumu<span class=\"_ _0\"></span>latieve</div>\n<div class=\"t m0 x2c h64 y8ab ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in de re\u00eble<span class=\"_ _1\"></span> waarde in<span class=\"_ _1\"></span> het eigen<span class=\"_ _1\"></span> vermogen overged<span class=\"_ _1\"></span>ragen</div>\n<div class=\"t m0 x2c h64 y8ac ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">naar de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing. Op<span class=\"_ _0\"></span>brengst<span class=\"_ _0\"></span>en uit vo<span class=\"_ _0\"></span>or verko<span class=\"_ _0\"></span>op besc<span class=\"_ _0\"></span>hikbare</div>\n<div class=\"t m0 x2c h64 y8ad ffad fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">schul<span class=\"lsed\">deffect<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord met geb<span class=\"_ _0\"></span>ruik van de ef<span class=\"_ _0\"></span>fectiev<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8ae ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. P<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie en bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8af ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardemindering<span class=\"_ _1\"></span>sverliezen w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening en dividen<span class=\"_ _1\"></span>den worden na ontvang<span class=\"_ _1\"></span>st verwerkt als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 ffad fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opbrengsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8b2 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b3 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor die ve<span class=\"_ _0\"></span>rzek<span class=\"lsef ws11e\">eringsportefeuilles waar<span class=\"_ _1\"></span> de niet<span class=\"ls0 ws0\">-</span></span>gerealiseer<span class=\"_ _0\"></span>de winst<span class=\"_ _0\"></span>en of</div>\n<div class=\"t m0 x2c h64 y8b4 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliezen op obl<span class=\"_ _1\"></span>igaties een rech<span class=\"_ _1\"></span>tstreeks effect hebben<span class=\"_ _1\"></span> op de waardering<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en past Ageas in ove<span class=\"_ _1\"></span>reenstemming met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">IFRS 4 \u2018shadow accou<span class=\"_ _1\"></span>nting\u2019 toe. Dit be<span class=\"_ _1\"></span>tekent dat de wij<span class=\"_ _1\"></span>zig<span class=\"lsed ws112\">ingen in de </span></div>\n<div class=\"t m0 x2c h64 y8b7 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">gerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winsten <span class=\"_ _0\"></span>en verl<span class=\"_ _0\"></span>iezen van <span class=\"_ _0\"></span>invloe<span class=\"_ _0\"></span>d zijn op d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y9d7 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring van de ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen en hetg<span class=\"_ _0\"></span>een implic<span class=\"_ _0\"></span>eert</div>\n<div class=\"t m0 x2c h64 y9d8 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarom de<span class=\"_ _0\"></span>ze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n deel uitm<span class=\"_ _0\"></span>aken van het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y994 ffaf fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardeverminderingen<span class=\"_ _1\"></span> van financi\u00eble <span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ctiva<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y995 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een financ<span class=\"_ _0\"></span>ieel acti<span class=\"_ _0\"></span>ef (of een gr<span class=\"_ _0\"></span>oep financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a) geclass<span class=\"_ _0\"></span>ificee<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y996 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop beschik<span class=\"_ _0\"></span>baar, len<span class=\"_ _0\"></span>ingen e<span class=\"_ _0\"></span>n vordering<span class=\"_ _0\"></span>en of tot<span class=\"_ _0\"></span> einde loopti<span class=\"_ _0\"></span>jd</div>\n<div class=\"t m0 x2c h64 y997 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden w<span class=\"_ _1\"></span>ordt beschouw<span class=\"_ _1\"></span>d als onderh<span class=\"_ _1\"></span>evig aan een <span class=\"_ _1\"></span>bijzondere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y999 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11d\">Er<span class=\"_ _1\"></span> objectief<span class=\"_ _1\"></span> bew<span class=\"lsed ws112\">ijs is van de waa<span class=\"_ _0\"></span>rdevermi<span class=\"_ _0\"></span>ndering a<span class=\"_ _0\"></span>ls gevolg va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc13 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een of meer v<span class=\"_ _0\"></span>erliesge<span class=\"_ _0\"></span>beurteni<span class=\"_ _0\"></span>ssen of aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gen (bijv<span class=\"_ _0\"></span>oorbeel<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a0 h64 yc14 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge financi<span class=\"_ _0\"></span>\u00eble proble<span class=\"_ _0\"></span>men bij de emit<span class=\"_ _0\"></span>tent), d<span class=\"_ _0\"></span>ie hebben</div>\n<div class=\"t m0 x1a0 h64 yc15 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> na de eerste opname van<span class=\"_ _1\"></span> het actief; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws112\">Deze verliesge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is (of ge<span class=\"lsef ws11d\">beurtenissen) een<span class=\"_ _1\"></span> impact </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft/hebben op<span class=\"_ _1\"></span> de geraamde toekoms<span class=\"_ _1\"></span>tige kasstromen van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1a0 h64 yc18 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief (of de groep<span class=\"_ _1\"></span> van financi\u00eble ac<span class=\"_ _1\"></span>tiva) die betrouwbaa<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x1a0 h64 yc19 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>eraamd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor aand<span class=\"_ _0\"></span>elen omvat<span class=\"_ _0\"></span>ten de event<span class=\"_ _0\"></span>uele obje<span class=\"_ _0\"></span>ctieve aa<span class=\"_ _0\"></span>nwijzin<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 ya3e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span><span class=\"lsef ws11e\">deverminder<span class=\"_ _1\"></span>ingen onder meer<span class=\"_ _1\"></span> het feit of de re\u00eb<span class=\"_ _1\"></span>le </span></div>\n<div class=\"t m0 x2c h64 ya3f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde per<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum significant<span class=\"_ _1\"></span> (25%) bene<span class=\"_ _1\"></span>den de boek<span class=\"_ _1\"></span>waarde</div>\n<div class=\"t m0 x2c h64 ya40 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ligt of <span class=\"_ _1\"></span>per de balans<span class=\"_ _1\"></span>datum gedurende <span class=\"_ _1\"></span>een lange<span class=\"_ _1\"></span>re periode<span class=\"_ _1\"></span> beneden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya41 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde is<span class=\"_ _1\"></span> geweest (365 opeen<span class=\"_ _1\"></span>volgende dagen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afhankelijk van<span class=\"_ _1\"></span> het type financiee<span class=\"_ _1\"></span>l actief, kan de<span class=\"_ _1\"></span> realiseerbare waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya44 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als volgt worden<span class=\"_ _1\"></span> geschat: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">D<span class=\"_ _1\"></span>e re\u00eble waarde op<span class=\"_ _1\"></span> basis van een waarneemb<span class=\"_ _1\"></span>are marktprijs<span class=\"_ _1\"></span>;</span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya46 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e op basis<span class=\"_ _0\"></span> van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">waarneembare<span class=\"_ _1\"></span> marktgegevens</span>;<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya47 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">Op<span class=\"_ _1\"></span> basis van de re\u00eble<span class=\"_ _1\"></span> waarde van zekerhede<span class=\"_ _1\"></span>n. </span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4a ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien wor<span class=\"_ _0\"></span><span class=\"ws11d\">dt vast<span class=\"_ _0\"></span>gesteld <span class=\"_ _0\"></span>dat een<span class=\"ls0 ws0\"> </span><span class=\"lsef\">voor verkoop besch<span class=\"_ _1\"></span>ikbaar<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">actief een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> heeft ondergaan, wo<span class=\"_ _1\"></span>rdt het bedrag van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4c ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bijzond<span class=\"_ _1\"></span>ere waardeverm<span class=\"_ _1\"></span>indering opg<span class=\"_ _1\"></span>enomen in<span class=\"_ _1\"></span> de resul<span class=\"_ _1\"></span>tatenrekening.</div>\n<div class=\"t m0 x2c h64 ya4d ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">ger<span class=\"_ _1\"></span>ealiseerde e<span class=\"_ _1\"></span>n voorheen <span class=\"_ _1\"></span>in het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>opgenom<span class=\"ws113\">en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en van voor ve<span class=\"_ _0\"></span>rkoop besc<span class=\"_ _0\"></span>hikbare ac<span class=\"_ _0\"></span>tiva die ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya4f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing hebben on<span class=\"_ _1\"></span>dergaan, wo<span class=\"_ _1\"></span>rden overged<span class=\"_ _1\"></span>ragen naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ya50 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening op he<span class=\"_ _1\"></span>t moment da<span class=\"_ _1\"></span>t de bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya51 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zich v<span class=\"_ _1\"></span>oordoet. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode d<span class=\"_ _0\"></span>e re\u00eble waa<span class=\"_ _0\"></span>rde van een</div>\n<div class=\"t m0 x1d h64 yccb ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldinstrum<span class=\"_ _1\"></span>ent dat is <span class=\"_ _1\"></span>geclassifi<span class=\"_ _1\"></span>ceerd als be<span class=\"_ _1\"></span>schikbaar voor<span class=\"_ _1\"></span> verkoop,</div>\n<div class=\"t m0 x1d h64 yccc ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgt e<span class=\"_ _0\"></span>n de stij<span class=\"_ _0\"></span>ging obj<span class=\"_ _0\"></span>ectief i<span class=\"_ _0\"></span>n verban<span class=\"_ _0\"></span>d kan wor<span class=\"_ _0\"></span>den gebr<span class=\"_ _0\"></span>acht met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 yccd ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enis die pl<span class=\"_ _0\"></span>aatsvo<span class=\"_ _0\"></span>nd na de opnam<span class=\"_ _0\"></span>e van het bedr<span class=\"_ _0\"></span>ag van de</div>\n<div class=\"t m0 x1d h64 ycce ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening, valt<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x1d h64 yccf ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> vrij, waarbij<span class=\"_ _1\"></span> het bedrag van de</div>\n<div class=\"t m0 x1d h64 ycd0 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijval wo<span class=\"_ _1\"></span>rdt verwerkt <span class=\"_ _1\"></span>in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Verdere p<span class=\"_ _1\"></span>ositieve</div>\n<div class=\"t m0 x1d h64 ycd1 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n van als <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>beschikbare <span class=\"_ _1\"></span>schuldinstru<span class=\"_ _1\"></span>menten</div>\n<div class=\"t m0 x1d h64 y960 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden opgen<span class=\"_ _1\"></span>om<span class=\"lsed\">en in ov<span class=\"_ _0\"></span>erig com<span class=\"_ _0\"></span>prehens<span class=\"_ _0\"></span>ive inco<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en voor al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschi<span class=\"_ _1\"></span>kbare</div>\n<div class=\"t m0 x1d h64 y963 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>menten worden niet v<span class=\"_ _1\"></span>ia de resultatenre<span class=\"_ _1\"></span>kening</div>\n<div class=\"t m0 x1d h64 y964 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggenomen.<span class=\"_ _1\"></span> Stijgingen i<span class=\"_ _1\"></span>n de re\u00ebl<span class=\"_ _1\"></span>e waarde na<span class=\"_ _1\"></span> de bijzon<span class=\"_ _1\"></span>dere</div>\n<div class=\"t m0 x1d h64 y965 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering word<span class=\"_ _0\"></span>en rechtst<span class=\"_ _0\"></span>reeks ve<span class=\"_ _0\"></span>rwerkt in ov<span class=\"_ _0\"></span>erig</div>\n<div class=\"t m0 x1d h64 y966 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 220px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 535px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 540px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 230px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 545px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya52 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h6c yaa4 ffaf fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tie en afwi<span class=\"_ _0\"></span>kkelings<span class=\"_ _0\"></span>datum<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa5 ffad fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">Alle aan<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verkopen v<span class=\"_ _0\"></span>an financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplicht<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e moeten </span></span></div>\n<div class=\"t m0 x1d h64 yaa6 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld binnen het<span class=\"_ _0\"></span> door rege<span class=\"_ _0\"></span>lgeving of<span class=\"_ _0\"></span> marktco<span class=\"_ _0\"></span>nventie</div>\n<div class=\"t m0 x1d h64 yaa7 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vastgestelde t<span class=\"_ _1\"></span>ijdsbestek, word<span class=\"_ _1\"></span>en opgenomen op de<span class=\"_ _1\"></span> transactiedatu<span class=\"_ _1\"></span>m,</div>\n<div class=\"t m0 x1d h64 yaa8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">namelijk de<span class=\"_ _1\"></span> datum waar<span class=\"_ _1\"></span>op Ageas als<span class=\"_ _1\"></span> partij be<span class=\"_ _1\"></span>trokken word<span class=\"_ _1\"></span>t bij de</div>\n<div class=\"t m0 x1d h64 ya59 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> bepalingen van de<span class=\"_ _1\"></span> financi\u00eble activa<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya5a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5b ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Andere ter<span class=\"_ _1\"></span>mijnaankopen en<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">-</span>ver<span class=\"_ _1\"></span>kopen dan d<span class=\"_ _1\"></span>egene die m<span class=\"_ _1\"></span>oeten worden</div>\n<div class=\"t m0 x1d h64 ya5c ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgewikkeld bin<span class=\"_ _1\"></span>nen het tijdsbes<span class=\"_ _1\"></span>tek dat door regelge<span class=\"_ _1\"></span>ving of</div>\n<div class=\"t m0 x1d h64 ya5d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastgest<span class=\"_ _0\"></span>eld, wor<span class=\"_ _0\"></span>den tot het mom<span class=\"_ _0\"></span>ent van af<span class=\"_ _0\"></span>wikkelin<span class=\"_ _0\"></span><span class=\"ws111\">g </span></div>\n<div class=\"t m0 x1d h64 ya5e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en als afgel<span class=\"_ _0\"></span>eide term<span class=\"_ _0\"></span>ijntrans<span class=\"_ _0\"></span>acties.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yaab ffaf fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring van f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaac ffad fs44 fc14 sc0 ls105 ws14a\" style=\"z-index: 15;\">De IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">cla<span class=\"_ _1\"></span>ssificatie van finan<span class=\"_ _1\"></span>ci\u00eble verpl<span class=\"_ _1\"></span>ichtingen bepaalt de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaad ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering en<span class=\"_ _1\"></span> verwerking ervan in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als volgt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaae ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Financi\u00eble verplichtingen tegen de re\u00eble waarde met<span class=\"ws112\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaaf ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderingen omvatten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab0 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(i)  Voor handelsdoeleinden aangehouden financi\u00eble<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"> </span></span></div>\n<div class=\"t m0 xe2 h64 yab1 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplichtingen,<span class=\"_ _0\"></span> inclusi<span class=\"_ _0\"></span>ef derivat<span class=\"_ _0\"></span>en die niet vo<span class=\"_ _0\"></span>or hedge<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 xe2 h64 yab2 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">accounting in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> komen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab3 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(ii)<span class=\"ls0 ws0\"> <span class=\"_ _31\"> </span><span class=\"lsef ws11d\">Fin<span class=\"_ _1\"></span>anci\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"_ _1\"></span> die Ageas on<span class=\"_ _1\"></span>herroepelijk bi<span class=\"_ _1\"></span>j eerste </span></span></div>\n<div class=\"t m0 xe2 h64 yab4 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname of ee<span class=\"_ _0\"></span>rste toep<span class=\"_ _0\"></span>assing va<span class=\"_ _0\"></span>n IFRS heeft<span class=\"_ _0\"></span> aangeme<span class=\"_ _0\"></span>rkt als</div>\n<div class=\"t m0 xe2 h64 yab5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met waardeveranderingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 xe2 h64 y97d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening omdat<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe2 h64 y97e ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> basiscont<span class=\"_ _0\"></span>ract een in h<span class=\"_ _0\"></span>et contrac<span class=\"_ _0\"></span>t beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at bevat </span></span></div>\n<div class=\"t m0 x25 h64 y97f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat anders<span class=\"_ _0\"></span> zou moeten wo<span class=\"_ _0\"></span>rden afg<span class=\"_ _0\"></span>ezon<span class=\"lsef ws113\">derd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y980 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een incon<span class=\"_ _0\"></span>sistenti<span class=\"_ _0\"></span>e in waarde<span class=\"_ _0\"></span>ring of vera<span class=\"_ _0\"></span>ntwoord<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x25 h64 y981 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opheft of aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk vermi<span class=\"_ _0\"></span>ndert (\u2018ra<span class=\"_ _0\"></span>pporte<span class=\"_ _0\"></span>ringsmis<span class=\"_ _0\"></span>match\u2019<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">; </span><span class=\"ws111\">of<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y982 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een groep f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e activa en/<span class=\"_ _0\"></span>of verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n betreft,<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x25 h64 y983 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die gewaardeerd<span class=\"_ _1\"></span> worden op basis van d<span class=\"_ _1\"></span>e re\u00eble waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6c ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Andere financ<span class=\"_ _0\"></span>i\u00eble<span class=\"ls0 ws0\"> </span>verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en worden <span class=\"_ _0\"></span>in eerst<span class=\"_ _0\"></span>e insta<span class=\"_ _0\"></span>ntie </span></span></div>\n<div class=\"t m0 x69 h64 ya6d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en tegen de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e minus tra<span class=\"_ _0\"></span>nsactie<span class=\"_ _0\"></span>kosten.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 ya6e ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>orden andere<span class=\"_ _1\"></span> financi\u00eble v<span class=\"_ _1\"></span>erplichtingen<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x69 h64 ya6f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs, g<span class=\"_ _0\"></span>ebruikm<span class=\"_ _0\"></span>akend van de</div>\n<div class=\"t m0 x69 h64 ya70 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rentemethode, <span class=\"_ _1\"></span>waarbij de pe<span class=\"_ _1\"></span></span></span><span class=\"ws112\">riodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt </span></div>\n<div class=\"t m0 x69 h64 ya71 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya72 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya73 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen en sc<span class=\"_ _0\"></span>hulden w<span class=\"_ _0\"></span>orden bij eer<span class=\"_ _0\"></span>ste opnam<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya74 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen re\u00eble<span class=\"_ _1\"></span> waarde gewaard<span class=\"_ _1\"></span>eerd (onder<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> transactiek<span class=\"_ _1\"></span>osten) en</div>\n<div class=\"t m0 x1d h64 ya75 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden vervolge<span class=\"_ _1\"></span>ns gewaardeerd tegen<span class=\"_ _1\"></span> geamortiseerde<span class=\"_ _1\"></span> kostp<span class=\"lsed ws11d\">rijs met </span></div>\n<div class=\"t m0 x1d h64 ya76 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span>rente<span class=\"_ _0\"></span>methode,<span class=\"_ _0\"></span> waarbij de p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya77 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving wor<span class=\"_ _0\"></span>dt opgeno<span class=\"_ _0\"></span>men in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 350.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 188px; height: 918px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffb5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Transactieko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en op financ<span class=\"_ _0\"></span>i\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> verwijz<span class=\"_ _0\"></span>en naar de extr<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die di<span class=\"lsed ws11d\">rect zijn toe t<span class=\"_ _0\"></span>e reken<span class=\"_ _0\"></span>en aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of ve<span class=\"_ _0\"></span>rvreemd<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>el actief <span class=\"_ _0\"></span>of een f<span class=\"_ _0\"></span>inanci\u00eb<span class=\"_ _0\"></span>le verpli<span class=\"_ _0\"></span>chting.<span class=\"_ _0\"></span> Daarin z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y8a9 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">inbegrepen <span class=\"_ _1\"></span>commissies die<span class=\"_ _1\"></span> worden bet<span class=\"_ _1\"></span>aald aan agen<span class=\"_ _1\"></span>ten, advi<span class=\"_ _1\"></span>seurs,</div>\n<div class=\"t m0 x2c h64 y8aa ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">brokers en<span class=\"_ _1\"></span> effectenhandela<span class=\"_ _1\"></span>ren, evena<span class=\"_ _1\"></span>ls heffingen<span class=\"_ _1\"></span> opgelegd do<span class=\"_ _1\"></span>or<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs en effect<span class=\"_ _0\"></span>enbeurz<span class=\"_ _0\"></span>en evenals<span class=\"_ _0\"></span> overdr<span class=\"_ _0\"></span>achtsbel<span class=\"_ _0\"></span>asting en</div>\n<div class=\"t m0 x2c h64 y8ac ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere hef<span class=\"_ _1\"></span>fingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oord in d<span class=\"_ _0\"></span>e eerste <span class=\"_ _0\"></span>waarderi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c h64 y8af ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htingen,<span class=\"_ _0\"></span> behalve ind<span class=\"_ _0\"></span>ien de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8b0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa of<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>waardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y8b1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening. <span class=\"_ _1\"></span>In dat geval <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span> als kosten op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 349px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y92c ffb5 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waarde<span class=\"_ _1\"></span> van finan<span class=\"_ _1\"></span>ci\u00eble instrumen<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde i<span class=\"_ _0\"></span>s de waa<span class=\"_ _0\"></span>rde wa<span class=\"_ _0\"></span>artegen <span class=\"_ _0\"></span>een acti<span class=\"_ _0\"></span>ef of <span class=\"lsef ws113\">toegekend </span></div>\n<div class=\"t m0 x2c h64 y92e ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>ment kan worden verhan<span class=\"_ _1\"></span>deld en een verplich<span class=\"_ _1\"></span>ting kan</div>\n<div class=\"t m0 x2c h64 y92f ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>afgewikk<span class=\"_ _0\"></span>eld tuss<span class=\"_ _0\"></span>en ter z<span class=\"_ _0\"></span>ake goed <span class=\"_ _0\"></span>ge\u00efnfo<span class=\"_ _0\"></span>rmeerde<span class=\"_ _0\"></span>, tot</div>\n<div class=\"t m0 x2c h64 y991 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>e bereidw<span class=\"_ _0\"></span>illige part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y993 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde d<span class=\"_ _0\"></span>ie geto<span class=\"_ _0\"></span>ond wor<span class=\"_ _0\"></span>dt, is de<span class=\"_ _0\"></span> \u2018clean f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e\u2019</div>\n<div class=\"t m0 x2c h64 y994 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de totale re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de (\u2018dirty<span class=\"_ _0\"></span>\u2019 fair valu<span class=\"_ _0\"></span>e) exclus<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x2c h64 y995 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgelopen rente<span class=\"_ _1\"></span> en transactiekos<span class=\"_ _1\"></span>ten. De opgelopen ren<span class=\"_ _1\"></span>te wordt</div>\n<div class=\"t m0 x2c h64 y996 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k geclassificeer<span class=\"_ _1\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y997 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y998 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting of een<span class=\"_ _1\"></span> eigenvermogen<span class=\"_ _1\"></span>sinstrument</div>\n<div class=\"t m0 x2c h64 y999 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de gevol<span class=\"_ _0\"></span>gen van h<span class=\"_ _0\"></span>et risic<span class=\"_ _0\"></span>o dat het<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>e<span class=\"lsef\">nt niet pre<span class=\"_ _1\"></span>steert. Dit <span class=\"_ _1\"></span>risico </span></div>\n<div class=\"t m0 x2c h64 yc13 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">omvat, m<span class=\"_ _0\"></span>aar hoeft niet<span class=\"_ _0\"></span> beperkt t<span class=\"_ _0\"></span>e zijn tot, het e<span class=\"_ _0\"></span>igen risic<span class=\"_ _0\"></span>o van de entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc15 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een acti<span class=\"_ _0\"></span>ef of verpli<span class=\"_ _0\"></span>chting wor<span class=\"_ _0\"></span>dt in eerste i<span class=\"_ _0\"></span>nstanti<span class=\"_ _0\"></span>e gewaard<span class=\"_ _0\"></span>eerd tege<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc16 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Als de<span class=\"_ _1\"></span> transactieprij<span class=\"_ _1\"></span>s afwijkt <span class=\"_ _1\"></span>van deze re\u00eble<span class=\"_ _1\"></span> waarde, <span class=\"_ _1\"></span>wordt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc17 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hieruit v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende wi<span class=\"_ _0\"></span>nst of verli<span class=\"_ _0\"></span>es in de resu<span class=\"_ _0\"></span>ltatenr<span class=\"_ _0\"></span>ekening</div>\n<div class=\"t m0 x2c h64 yc18 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkt, tenzij<span class=\"_ _1\"></span> IFRS anders voors<span class=\"_ _1\"></span>chrijft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 567px; height: 51px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc19 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc1a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De basisp<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>es voor het bep<span class=\"_ _0\"></span>alen van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3d ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws11e\">M<span class=\"_ _1\"></span>aximaal gebruik<span class=\"_ _1\"></span> van relevante waarn<span class=\"_ _1\"></span>eembare (mark<span class=\"_ _1\"></span>t</span><span class=\"ffb3\">-<span class=\"lsef ws113\">)gegevens </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya3e ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en minimaal<span class=\"_ _1\"></span> gebruik v<span class=\"lsed ws112\">an niet<span class=\"ls0 ws0\">-</span></span>waarneem<span class=\"_ _1\"></span>bare gegeven<span class=\"_ _1\"></span>s (zoals</div>\n<div class=\"t m0 x1a0 h64 ya3f ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">interne schat<span class=\"_ _1\"></span>tingen en aannames)<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Uitsluitend wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen van de schat<span class=\"_ _0\"></span>tingsm<span class=\"_ _0\"></span>ethode als<span class=\"_ _0\"></span> er een </span></span></div>\n<div class=\"t m0 x1a0 h64 ya41 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verbetering kan<span class=\"_ _1\"></span> worden aangetoon<span class=\"_ _1\"></span>d of als de verande<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x1a0 h64 ya42 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">noodzak<span class=\"_ _0\"></span>elijk is van<span class=\"_ _0\"></span>wege wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de marktsit<span class=\"_ _0\"></span>uatie of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a0 h64 ya43 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span><span class=\"ws112\">baarhei<span class=\"_ _0\"></span>d van infor<span class=\"_ _0\"></span>matie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya45 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij het bepa<span class=\"_ _0\"></span>len van de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e wordt de vol<span class=\"_ _0\"></span>gende hi<span class=\"_ _0\"></span>\u00ebrarchie</div>\n<div class=\"t m0 x2c h64 ya46 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikt voor<span class=\"_ _1\"></span> het bepal<span class=\"_ _1\"></span>en en verme<span class=\"_ _1\"></span>lden van de<span class=\"_ _1\"></span> re\u00eble waa<span class=\"_ _1\"></span>rde, in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoemde volgorde<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 1: re\u00eble wa<span class=\"_ _0\"></span>arde vastg<span class=\"_ _0\"></span>esteld met<span class=\"_ _0\"></span> gebruik va<span class=\"_ _0\"></span>n (niet </span></span></div>\n<div class=\"t m0 x1a0 h64 ya49 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangepaste) geno<span class=\"_ _1\"></span>teerde <span class=\"lsed ws112\">prijzen in e<span class=\"_ _0\"></span>en actieve m<span class=\"_ _0\"></span>arkt voor ide<span class=\"_ _0\"></span>ntieke </span></div>\n<div class=\"t m0 x1a0 h64 ya4a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa of ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen. Dit<span class=\"_ _0\"></span> betekent<span class=\"_ _0\"></span> dat de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>jzen</div>\n<div class=\"t m0 x1a0 h64 ya4b ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenvou<span class=\"_ _0\"></span>dig beschik<span class=\"_ _0\"></span>baar zij<span class=\"_ _0\"></span>n en werkel<span class=\"_ _0\"></span>ijke en regel<span class=\"_ _0\"></span>matig</div>\n<div class=\"t m0 x1a0 h64 ya4c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorkom<span class=\"_ _0\"></span>ende mark<span class=\"_ _0\"></span>ttransac<span class=\"_ _0\"></span>ties op bas<span class=\"_ _0\"></span>is van vrij ec<span class=\"_ _0\"></span>onomi<span class=\"_ _0\"></span>sch</div>\n<div class=\"t m0 x1a0 h64 ya4d ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeer weerspiege<span class=\"_ _1\"></span>len;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4e ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 2: r<span class=\"ws11d\">e\u00eble w<span class=\"_ _0\"></span>aarde vas<span class=\"_ _0\"></span>tgest<span class=\"_ _0\"></span>eld met ge<span class=\"_ _0\"></span>bruik va<span class=\"_ _0\"></span>n infor<span class=\"_ _0\"></span>matie </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya4f ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders dan<span class=\"_ _1\"></span> de in niv<span class=\"_ _1\"></span>eau 1 opgeno<span class=\"_ _1\"></span>men genoteerde<span class=\"_ _1\"></span> prijzen <span class=\"_ _1\"></span>die (op</div>\n<div class=\"t m0 x1a0 h64 ya50 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de markt) w<span class=\"_ _0\"></span>aarneem<span class=\"_ _0\"></span>baar zijn,<span class=\"_ _0\"></span> hetzij dir<span class=\"_ _0\"></span>ect (d.w.z.<span class=\"_ _0\"></span> prijze<span class=\"_ _0\"></span>n) of indire<span class=\"_ _0\"></span>ct</div>\n<div class=\"t m0 x1a0 h64 ya51 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(d.w.z. ont<span class=\"_ _1\"></span>leend aan pri<span class=\"_ _1\"></span>jzen, zoal<span class=\"_ _1\"></span>s rentetarieven<span class=\"_ _1\"></span> of wisselkoe<span class=\"_ _1\"></span>rsen);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya52 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3\">N<span class=\"_ _1\"></span><span class=\"lsed ws11d\">iveau 3: r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde vast<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d met geb<span class=\"_ _0\"></span>ruik van i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie die </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya53 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet (volledi<span class=\"_ _1\"></span>g) op waarneembare<span class=\"_ _1\"></span> gegevens is gebaseerd<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws113\">Ko<span class=\"_ _1\"></span>stprijs.</span><span class=\"ffb3\"> </span></span></div>\n<div class=\"t m0 x1d h64 yab7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De plaatsing<span class=\"_ _1\"></span> van de waardering van<span class=\"_ _1\"></span> de re\u00eble waarde in de<span class=\"_ _1\"></span> hi\u00ebrarchie</div>\n<div class=\"t m0 x1d h64 yab8 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt bepaald op<span class=\"_ _1\"></span> basis van het laags<span class=\"_ _1\"></span>te niveau van inpu<span class=\"_ _1\"></span>t <span class=\"lsed ws112\">dat van bel<span class=\"_ _0\"></span>ang </span></div>\n<div class=\"t m0 x1d h64 yab9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is voor de wa<span class=\"_ _0\"></span>ardering v<span class=\"_ _0\"></span>an de re\u00eble wa<span class=\"_ _0\"></span>arde in zijn g<span class=\"_ _0\"></span>eheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaba ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabb ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De bepali<span class=\"_ _0\"></span>ng van de re\u00ebl<span class=\"_ _0\"></span>e waarde vo<span class=\"_ _0\"></span>lgens niv<span class=\"_ _0\"></span>eau 2 en 3 vereist<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yabc ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans he<span class=\"_ _1\"></span>t gebruik van waardering<span class=\"_ _1\"></span>stechnieken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabd ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabe ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een fina<span class=\"_ _0\"></span>ncieel i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent wordt <span class=\"_ _0\"></span>beschou<span class=\"_ _0\"></span>wd als <span class=\"lsef\">m<span class=\"_ _0\"></span>arktgenoteerd<span class=\"_ _1\"></span> in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yabf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actieve m<span class=\"_ _0\"></span>arkt als gen<span class=\"_ _0\"></span>oteerd<span class=\"_ _0\"></span>e prijzen ee<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>g en regelmat<span class=\"_ _0\"></span>ig</div>\n<div class=\"t m0 x1d h64 ycd9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opvraagbaar<span class=\"_ _1\"></span> zijn bij een beurs, deal<span class=\"_ _1\"></span>er, broker, indu<span class=\"_ _1\"></span>stri\u00eble groep, pri<span class=\"_ _1\"></span>cing</div>\n<div class=\"t m0 x1d h64 ycda ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service of<span class=\"_ _0\"></span> regelgev<span class=\"_ _0\"></span>ende/t<span class=\"_ _0\"></span>oezicht<span class=\"_ _0\"></span>houdend<span class=\"_ _0\"></span>e instanti<span class=\"_ _0\"></span>es en als dez<span class=\"_ _0\"></span>e prijzen</div>\n<div class=\"t m0 x1d h64 ycdb ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een weergave<span class=\"_ _1\"></span> zijn van<span class=\"_ _1\"></span> feit<span class=\"ws11e\">elijke<span class=\"_ _1\"></span> en regelmatig teru<span class=\"_ _1\"></span>gkerende </span></div>\n<div class=\"t m0 x1d h64 ycdc ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es op bas<span class=\"_ _0\"></span>is van v<span class=\"_ _0\"></span>rij eco<span class=\"_ _0\"></span>nomisch v<span class=\"_ _0\"></span>erkeer.<span class=\"_ _0\"></span> Indien <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 ycdd ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel in<span class=\"_ _1\"></span>strument wordt verha<span class=\"_ _1\"></span>ndeld in een acti<span class=\"_ _1\"></span>eve en liquide mark<span class=\"_ _1\"></span>t is</div>\n<div class=\"t m0 x1d h64 ycde ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de genote<span class=\"_ _0\"></span>erde prijs<span class=\"_ _0\"></span> of waarde de bes<span class=\"_ _0\"></span>te indicat<span class=\"_ _0\"></span>or voor de<span class=\"_ _0\"></span> re\u00eble waar<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ycdf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervan. Di<span class=\"_ _0\"></span>e r<span class=\"lsef ws11d\">e\u00eble waarde <span class=\"_ _1\"></span>wordt nie<span class=\"_ _1\"></span>t gecorrigeerd<span class=\"_ _1\"></span> voor een<span class=\"_ _1\"></span> groot pakke<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yce0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen, <span class=\"_ _1\"></span>tenzij er e<span class=\"_ _1\"></span>en bindende a<span class=\"_ _1\"></span>fspraak is ge<span class=\"_ _1\"></span>maakt om de<span class=\"_ _1\"></span> aandelen</div>\n<div class=\"t m0 x1d h64 yce1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te verkopen<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> andere prij<span class=\"_ _1\"></span>s dan de m<span class=\"_ _1\"></span>arktprijs. <span class=\"_ _1\"></span>De meest</div>\n<div class=\"t m0 x1d h64 yce2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschikt<span class=\"_ _0\"></span>e marktp<span class=\"_ _0\"></span>rijs voor ee<span class=\"_ _0\"></span>n actief in<span class=\"_ _0\"></span> bezit of een uit te ge<span class=\"_ _0\"></span>ven p<span class=\"lsee\">assief </span></div>\n<div class=\"t m0 x1d h64 yce3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is de huidig<span class=\"_ _0\"></span>e biedpri<span class=\"_ _0\"></span>js, en voor ee<span class=\"_ _0\"></span>n aan te kope<span class=\"_ _0\"></span>n actief of een p<span class=\"_ _0\"></span>assief in</div>\n<div class=\"t m0 x1d h64 yce4 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit, de <span class=\"_ _1\"></span>laatprijs. M<span class=\"_ _1\"></span>iddenkoersen w<span class=\"_ _1\"></span>orden gebrui<span class=\"_ _1\"></span>kt als basis<span class=\"_ _1\"></span> voor het</div>\n<div class=\"t m0 x1d h64 yce5 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepale<span class=\"_ _0\"></span>n van de r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>activa e<span class=\"_ _0\"></span>n verpli<span class=\"_ _0\"></span>chtingen <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x1d h64 yce6 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegengestelde<span class=\"_ _1\"></span> marktrisi<span class=\"_ _1\"></span>co\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce7 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce8 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er een sign<span class=\"_ _0\"></span>ifica<span class=\"_ _0\"></span>nte daling<span class=\"_ _0\"></span> is in het volum<span class=\"_ _0\"></span>e of het activ<span class=\"_ _0\"></span>iteitsni<span class=\"_ _0\"></span>veau</div>\n<div class=\"t m0 x1d h64 yce9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor het act<span class=\"_ _0\"></span>ief of de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g, worden d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ies of gen<span class=\"_ _0\"></span>oteerde</div>\n<div class=\"t m0 x1d h64 ycea ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen b<span class=\"_ _0\"></span>eoordeel<span class=\"_ _0\"></span>d en kan er een alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieve waar<span class=\"_ _0\"></span>deringsm<span class=\"_ _0\"></span>ethode of</div>\n<div class=\"t m0 x1d h64 yceb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meerdere waarde<span class=\"_ _1\"></span>ringsmethoden (bij<span class=\"_ _1\"></span>v. contante<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">waard<span class=\"_ _0\"></span>etechni<span class=\"_ _0\"></span>eken) </span></span></div>\n<div class=\"t m0 x1d h64 ycec ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yced ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycee ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er geen ma<span class=\"_ _0\"></span>rktpri<span class=\"_ _0\"></span>js op een acti<span class=\"_ _0\"></span>eve markt b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>ar is, wordt<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 ycef ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e berekend<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an de con<span class=\"_ _1\"></span>tante waarde<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">methode of </span></div>\n<div class=\"t m0 x1d h64 ycf0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere waard<span class=\"_ _1\"></span>eringsmethoden<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> waarneembare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycf1 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktg<span class=\"_ _0\"></span>egevens o<span class=\"_ _0\"></span>p de balans<span class=\"_ _0\"></span>datum. Dez<span class=\"_ _0\"></span>e informat<span class=\"_ _0\"></span>ie kan hetz<span class=\"_ _0\"></span>ij direct</div>\n<div class=\"t m0 x1d h64 ycf2 ffb3 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">wa<span class=\"lsef ws11e\">arneembaar zijn (pri<span class=\"_ _1\"></span>jzen) of indire<span class=\"_ _1\"></span>ct waarneembaar<span class=\"_ _1\"></span> (afgeleid van </span></div>\n<div class=\"t m0 x1d h64 ycf3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen z<span class=\"_ _0\"></span>oals rent<span class=\"_ _0\"></span>e of wisselk<span class=\"_ _0\"></span>oersen).<span class=\"_ _0\"></span> Wanneer A<span class=\"_ _0\"></span>geas kwa<span class=\"_ _0\"></span>ntitati<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x1d h64 ycf4 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">observeerbare i<span class=\"_ _1\"></span>nformatie gebru<span class=\"_ _1\"></span>ikt bij de<span class=\"_ _1\"></span> waardering<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ycf5 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde, i<span class=\"_ _0\"></span>s deze infor<span class=\"_ _0\"></span>matie ni<span class=\"_ _0\"></span>et binnens<span class=\"_ _0\"></span>huis ontw<span class=\"_ _0\"></span>ikkeld.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 ycf6 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycf7 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als er ee<span class=\"_ _1\"></span>n waardering<span class=\"_ _1\"></span>smethode gebrui<span class=\"_ _1\"></span>kelijk is<span class=\"_ _1\"></span> in de mar<span class=\"_ _1\"></span>kt om de p<span class=\"_ _1\"></span>rijs</div>\n<div class=\"t m0 x1d h64 ycf8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent te be<span class=\"_ _0\"></span>palen en v<span class=\"_ _0\"></span>an deze <span class=\"_ _0\"></span>waard<span class=\"_ _0\"></span>eringsmet<span class=\"_ _0\"></span>hode is</div>\n<div class=\"t m0 x1d h64 ycf9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangetoond da<span class=\"_ _1\"></span>t de bepaalde waarderin<span class=\"_ _1\"></span>g een betrouwbare s<span class=\"_ _1\"></span>chatting</div>\n<div class=\"t m0 x1d h64 ycfa ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oplevert<span class=\"_ _0\"></span> van de prijs<span class=\"_ _0\"></span> bij een daadw<span class=\"_ _0\"></span>erkelij<span class=\"_ _0\"></span>ke markttr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ie, dan</div>\n<div class=\"t m0 x1d h64 ycfb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt Ageas<span class=\"_ _1\"></span> deze waarderings<span class=\"_ _1\"></span>methode. Tot de veel<span class=\"_ _1\"></span> gebruikte</div>\n<div class=\"t m0 x1d h64 ycfc ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ringsmet<span class=\"_ _0\"></span>hoden in fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n behoren r<span class=\"_ _0\"></span>ecente</div>\n<div class=\"t m0 x1d h64 ycfd ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es, disc<span class=\"_ _0\"></span>ounted c<span class=\"_ _0\"></span>ash flo<span class=\"_ _0\"></span>ws (incl<span class=\"_ _0\"></span>usief</div>\n<div class=\"t m0 x1d h64 ycfe ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">optiewaarderin<span class=\"_ _1\"></span>gsmodellen) en<span class=\"_ _1\"></span> actuele ver<span class=\"_ _1\"></span>vangingswaarde.<span class=\"_ _1\"></span> Een</div>\n<div class=\"t m0 x1d h64 ycff ffb3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geaccepteerde<span class=\"_ _1\"></span> <span class=\"ws11d\">waarderings<span class=\"_ _1\"></span>methode houdt<span class=\"_ _1\"></span> rekening met<span class=\"_ _1\"></span> alle fac<span class=\"_ _1\"></span>toren </span></div>\n<div class=\"t m0 x1d h64 yd00 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n voor de prijs<span class=\"_ _0\"></span>vorming<span class=\"_ _0\"></span> belangrij<span class=\"_ _0\"></span>k achten. Dez<span class=\"_ _0\"></span>e metho<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yd01 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dient teve<span class=\"_ _0\"></span>ns consis<span class=\"_ _0\"></span>tent te zijn m<span class=\"_ _0\"></span>et algem<span class=\"_ _0\"></span>een aanvaa<span class=\"_ _0\"></span>rde econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x1d h64 yd02 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">modellen voor<span class=\"_ _1\"></span> de waar<span class=\"_ _1\"></span>dering van <span class=\"_ _1\"></span>financi\u00eble ins<span class=\"_ _1\"></span>trumenten.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">Deze </span></span></div>\n<div class=\"t m0 x1d h64 yd03 ffb3 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">tech<span class=\"lsed ws112\">nieken zijn onde<span class=\"_ _0\"></span>rhevig aan <span class=\"lsef ws11d\">i<span class=\"_ _0\"></span>nherente be<span class=\"_ _1\"></span>perkingen, zoa<span class=\"_ _1\"></span>ls de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd04 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng van de v<span class=\"_ _0\"></span>oor ris<span class=\"_ _0\"></span>ico geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>de disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoet.<span class=\"_ _0\"></span> Het</div>\n<div class=\"t m0 x1d h64 yd05 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik v<span class=\"_ _0\"></span>an ander<span class=\"_ _0\"></span>e assumpt<span class=\"_ _0\"></span>ies en veron<span class=\"_ _0\"></span>derstell<span class=\"_ _0\"></span>ingen zou r<span class=\"_ _0\"></span>esulter<span class=\"_ _0\"></span>en in</div>\n<div class=\"t m0 x1d h64 yd06 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een andere <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd07 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd08 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De ni<span class=\"ws11e\">veau 3 po<span class=\"_ _1\"></span>sities zijn <span class=\"ws113\">voor<span class=\"_ _1\"></span>namelijk </span></span>g<span class=\"_ _1\"></span>evoelig voor<span class=\"_ _1\"></span> een veranderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x1d h64 yd09 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de verw<span class=\"_ _0\"></span>achte kasst<span class=\"_ _0\"></span>romen.<span class=\"_ _0\"></span> Bijgev<span class=\"_ _0\"></span>olg varie<span class=\"_ _0\"></span>ert hun re\u00ebl<span class=\"_ _0\"></span>e waarde in</div>\n<div class=\"t m0 x1d h64 yd0a ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verhouding to<span class=\"_ _1\"></span>t de veranderingen<span class=\"_ _1\"></span> in deze kasstromen<span class=\"_ _1\"></span>. De veranderingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd0b ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in de wa<span class=\"_ _0\"></span>arde van d<span class=\"_ _0\"></span>eze niv<span class=\"_ _0\"></span>eau 3 posit<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rden ve<span class=\"_ _0\"></span>rantwo<span class=\"lsef\">ord in de </span></div>\n<div class=\"t m0 x1d h64 yd0c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overige n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde re<span class=\"_ _1\"></span>sultaten in het eigen<span class=\"_ _1\"></span> vermogen.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 142px; height: 955px; width: 352.986px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 702px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ycd8 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gebrui<span class=\"_ _0\"></span>kte method<span class=\"_ _0\"></span>en en hypot<span class=\"_ _0\"></span>hesen om de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e te bepale<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x2c h64 y8a6 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn grot<span class=\"_ _0\"></span>endeel<span class=\"_ _0\"></span>s afhank<span class=\"_ _0\"></span>elijk va<span class=\"_ _0\"></span>n het feit <span class=\"_ _0\"></span>of het i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nt verh<span class=\"_ _0\"></span>andeld</div>\n<div class=\"t m0 x2c h64 y8a7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt op <span class=\"_ _0\"></span>een fina<span class=\"_ _0\"></span>nci\u00eble m<span class=\"_ _0\"></span>arkt en w<span class=\"_ _0\"></span>elke inf<span class=\"_ _0\"></span>orm<span class=\"lsef ws11e\">atie gebruikt kan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de waard<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>modellen.<span class=\"_ _0\"></span> Hierna wo<span class=\"_ _0\"></span>rdt een same<span class=\"_ _0\"></span>nvattin<span class=\"_ _0\"></span>g gegeven</div>\n<div class=\"t m0 x2c h64 y8a9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de versc<span class=\"_ _0\"></span>hillen<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> met de hiervoo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y8aa ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> re\u00eble waarder<span class=\"_ _1\"></span>ingsmethode:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschikba<span class=\"_ _1\"></span>ar geclassif<span class=\"_ _1\"></span>iceerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsed ws112\">ffecten en van ef<span class=\"_ _0\"></span>fecten te<span class=\"_ _0\"></span>gen re\u00eble w<span class=\"_ _0\"></span>aarde met </span></div>\n<div class=\"t m0 x1a0 h64 y8ad ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening word<span class=\"_ _1\"></span>t bepaald <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x1a0 h64 y8ae ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van ma<span class=\"_ _0\"></span>rktprij<span class=\"_ _0\"></span>zen van acti<span class=\"_ _0\"></span>eve markt<span class=\"_ _0\"></span>en. Indien g<span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8af ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoteerde prij<span class=\"_ _1\"></span>zen in een actieve mark<span class=\"_ _1\"></span>t beschikbaar zijn<span class=\"_ _1\"></span>, wordt de</div>\n<div class=\"t m0 x1a0 h64 y8b0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e bepaald <span class=\"lsed\">aan de hand va<span class=\"_ _0\"></span>n contant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">waarde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">berekeningen<span class=\"_ _1\"></span>. <span class=\"ws11e\">Meer bepaald<span class=\"_ _1\"></span> voor asset<span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">backed sec</span></span>urities houden </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verwac<span class=\"_ _0\"></span>hte kasst<span class=\"_ _0\"></span>romen die wor<span class=\"_ _0\"></span>den geb<span class=\"_ _0\"></span>ruikt in de cont<span class=\"_ _0\"></span>ante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>kening rekening<span class=\"_ _1\"></span> met de oo<span class=\"_ _1\"></span>rspronkelijke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b4 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteri<span class=\"_ _0\"></span>a, kenm<span class=\"_ _0\"></span>erken va<span class=\"_ _0\"></span>n de le<span class=\"lsef ws11e\">ning nemer </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span></span>value rat<span class=\"_ _0\"></span>io\u2019s, ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b7 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vooruitbetalin<span class=\"_ _1\"></span>gsniveaus.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">Disconteringsfa<span class=\"_ _1\"></span>ctoren worden<span class=\"_ _1\"></span> hierbij </span></div>\n<div class=\"t m0 x1a0 h64 y9d7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op een swa<span class=\"_ _0\"></span>pcurve,<span class=\"_ _0\"></span> plus een spr<span class=\"_ _0\"></span>ead die de</div>\n<div class=\"t m0 x1a0 h64 y9d8 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicok<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en v<span class=\"ws112\">an het ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> uitdrukt<span class=\"_ _0\"></span>. De re\u00eble waa<span class=\"_ _0\"></span>rde van </span></div>\n<div class=\"t m0 x1a0 h64 y9d9 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als tot de vervald<span class=\"_ _1\"></span>ag aangehouden<span class=\"_ _1\"></span> geclassificeerde<span class=\"_ _1\"></span> effecten (alleen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9da ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig voor<span class=\"_ _1\"></span> informatiever<span class=\"_ _1\"></span>schaffing) wor<span class=\"_ _1\"></span>den op deze<span class=\"_ _1\"></span>lfde wijze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9db ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepaald.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde van d<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n wordt verk<span class=\"_ _0\"></span>regen uit ac<span class=\"_ _0\"></span>tieve mark<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 y9dd ffb8 fs44 fc14 sc0 ls10c ws14c\" style=\"z-index: 15;\">of wor<span class=\"lsed ws112\">dt, indien van toe<span class=\"_ _0\"></span>passing,<span class=\"_ _0\"></span> bepaald met<span class=\"_ _0\"></span> behulp van<span class=\"_ _0\"></span> contante<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a0 h64 y9de ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde b<span class=\"_ _0\"></span>erekeni<span class=\"_ _0\"></span>ngen en opti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmod<span class=\"_ _1\"></span>ellen. Geno<span class=\"_ _1\"></span>teerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9df ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>rijzen zijn d<span class=\"_ _0\"></span>e meest betr<span class=\"_ _0\"></span>ouwba<span class=\"_ _0\"></span>re re\u00eble wa<span class=\"_ _0\"></span>arde voor op ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y9e0 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">erkende beurs ve<span class=\"_ _1\"></span>rhandelde deriv<span class=\"_ _1\"></span>aten. Voor derivat<span class=\"_ _1\"></span>en die niet op</div>\n<div class=\"t m0 x1a0 h64 y9e1 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een erke<span class=\"lsef ws11e\">nde beurs worden verhandeld, is de<span class=\"_ _1\"></span> re\u00eble waarde die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9e2 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde die<span class=\"_ _1\"></span> gerealiseerd<span class=\"_ _1\"></span> kan worden d<span class=\"_ _1\"></span>oor be\u00ebindi<span class=\"_ _1\"></span>ging of a<span class=\"_ _1\"></span>fwikkeling</div>\n<div class=\"t m0 x1a0 h64 y9e3 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het d<span class=\"_ _0\"></span>erivaat<span class=\"_ _0\"></span>. Factor<span class=\"_ _0\"></span>en die v<span class=\"_ _0\"></span>an invlo<span class=\"_ _0\"></span>ed zijn <span class=\"_ _0\"></span>op de waar<span class=\"_ _0\"></span>dering</div>\n<div class=\"t m0 x1a0 h64 y9e4 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>ndividuele deri<span class=\"_ _1\"></span>vaten zijn<span class=\"_ _1\"></span> onder ande<span class=\"_ _1\"></span>re de kred<span class=\"_ _1\"></span>ietrating van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9e5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de t<span class=\"lsef ws11d\">egenpartij en<span class=\"_ _1\"></span> de complexi<span class=\"_ _1\"></span>teit van he<span class=\"_ _1\"></span>t derivaat. W<span class=\"_ _1\"></span>anneer deze </span></div>\n<div class=\"t m0 x1a0 h64 y9e6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">factore<span class=\"_ _0\"></span>n afwijke<span class=\"_ _0\"></span>n van de basisf<span class=\"_ _0\"></span>actor<span class=\"_ _0\"></span>en die ten gron<span class=\"_ _0\"></span>dslag lig<span class=\"_ _0\"></span>gen aan</div>\n<div class=\"t m0 x1a0 h64 y9e7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de noteri<span class=\"_ _0\"></span>ng, kan een aa<span class=\"_ _0\"></span>npassi<span class=\"_ _0\"></span>ng van de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>js worden</div>\n<div class=\"t m0 x1a0 h64 y9e8 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwogen. Gangba<span class=\"_ _1\"></span>re methoden voor d<span class=\"_ _1\"></span>e waardering van e<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1a0 h64 y9e9 ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wa<span class=\"lsef ws11e\">p hanteren een vergel<span class=\"_ _1\"></span>ijking van he<span class=\"_ _1\"></span>t rendement (de yield)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9ea ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de sw<span class=\"_ _0\"></span>ap met d<span class=\"_ _0\"></span>e huidige <span class=\"_ _0\"></span>swapre<span class=\"_ _0\"></span>ntecurv<span class=\"_ _0\"></span>e. De sw<span class=\"_ _0\"></span>aprentec<span class=\"_ _0\"></span>urve</div>\n<div class=\"t m0 x1a0 h64 y9eb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt afg<span class=\"_ _0\"></span>eleid van de g<span class=\"_ _0\"></span>enotee<span class=\"_ _0\"></span>rde swapre<span class=\"_ _0\"></span>ntevoete<span class=\"_ _0\"></span>n. Over het</div>\n<div class=\"t m0 x1a0 h64 y9ec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en zijn er aan<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verkoopkoers<span class=\"_ _0\"></span>en van han<span class=\"_ _0\"></span>delaars </span></span></div>\n<div class=\"t m0 x1a0 h64 y9ed ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor gangbare ren<span class=\"_ _1\"></span>teswaps met tegenpar<span class=\"_ _1\"></span>tijen waarvan</div>\n<div class=\"t m0 x1a0 h64 y9ee ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>en 'invest<span class=\"_ _0\"></span>ment grad<span class=\"_ _0\"></span>e' zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenoteerde <span class=\"_ _1\"></span>private equity<span class=\"_ _1\"></span></span>-</span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>wordt gesch<span class=\"_ _1\"></span>at aan de<span class=\"_ _1\"></span> hand van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepasselijke<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>marktvergel<span class=\"_ _1\"></span>ijkingsfactoren<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>(bijvoorbeeld<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f2 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">koers/winstve<span class=\"_ _1\"></span>rhouding of koer<span class=\"_ _1\"></span>s/kasstroomverhoudi<span class=\"_ _1\"></span>ng) om de</div>\n<div class=\"t m0 x1a0 h64 y9f3 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">specifieke om<span class=\"_ _1\"></span>standigheden van de emi<span class=\"_ _1\"></span>ttent uit te druk<span class=\"_ _1\"></span>ken.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">Niveau<span class=\"_ _1\"></span> 3 </span></div>\n<div class=\"t m0 x1a0 h64 y9f4 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingen<span class=\"_ _1\"></span> voor private equity en<span class=\"_ _1\"></span> durfkapitaal <span class=\"lsed ws111\">maken </span><span class=\"ws11d\">gebruik van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rden die zij<span class=\"_ _0\"></span>n opgenom<span class=\"_ _0\"></span>en in het geau<span class=\"_ _0\"></span>diteer<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>eel</div>\n<div class=\"t m0 x1a0 h64 y9f6 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslag van de<span class=\"_ _1\"></span> relevant<span class=\"ws11d\">e deelne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e van sc<span class=\"_ _0\"></span>hulden e<span class=\"_ _0\"></span>n uitgeg<span class=\"_ _0\"></span>even acht<span class=\"_ _0\"></span>erges<span class=\"_ _0\"></span>telde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen wo<span class=\"_ _1\"></span>rdt bepaald <span class=\"_ _1\"></span>met behulp<span class=\"_ _1\"></span> van modell<span class=\"_ _1\"></span>en voor con<span class=\"_ _1\"></span>tante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>keningen, op b<span class=\"_ _1\"></span>asis van de<span class=\"_ _1\"></span> huidige<span class=\"_ _1\"></span> marginale ren<span class=\"_ _1\"></span>tevoet</div>\n<div class=\"t m0 x1a0 h64 y9fa ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die Ageas h<span class=\"_ _0\"></span>anteert<span class=\"_ _0\"></span> voor lening<span class=\"_ _0\"></span>en van hetz<span class=\"_ _0\"></span>elfde typ<span class=\"_ _0\"></span>e. Voor len<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x1a0 h64 y9fb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een var<span class=\"_ _0\"></span>iabele rent<span class=\"_ _0\"></span>e die freq<span class=\"_ _0\"></span>uent wijzi<span class=\"_ _0\"></span>gen en geen a<span class=\"_ _0\"></span>anwijsb<span class=\"_ _0\"></span>are</div>\n<div class=\"t m0 x1a0 h64 y9fc ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijziging <span class=\"_ _1\"></span>van het kre<span class=\"_ _1\"></span>dietrisico <span class=\"_ _1\"></span>vertonen, benader<span class=\"_ _1\"></span>t de re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x1a0 h64 y9fd ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span>. Voor het<span class=\"_ _1\"></span> waarderen van<span class=\"_ _1\"></span> in leni<span class=\"_ _1\"></span>ngen opgenomen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fe ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oetplafo<span class=\"_ _0\"></span>nds en voor<span class=\"_ _0\"></span>uitbeta<span class=\"_ _0\"></span>lingsopt<span class=\"_ _0\"></span>ies en die i<span class=\"ws111\">n </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overeenstemming<span class=\"_ _1\"></span> met IFRS separaat word<span class=\"_ _1\"></span>en verantwoord<span class=\"_ _1\"></span>, worden</div>\n<div class=\"t m0 x1a0 h64 yd0e ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">optie<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmodellen<span class=\"_ _1\"></span> gebruikt.</span> </span></div>\n<div class=\"t m0 x1d h64 yd0f ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r verbint<span class=\"_ _0\"></span>enisse<span class=\"_ _0\"></span>n en garantie<span class=\"_ _0\"></span>s die niet uit<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x69 h64 yd10 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">balans bl<span class=\"_ _1\"></span>ijken, wordt g<span class=\"_ _1\"></span>ebaseerd op<span class=\"_ _1\"></span> vergoedingen <span class=\"_ _1\"></span>die actueel</div>\n<div class=\"t m0 x69 h64 yd11 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bere<span class=\"_ _1\"></span>kend bij <span class=\"_ _1\"></span>soortgelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">overee<span class=\"_ _0\"></span>nkomst<span class=\"_ _0\"></span>en, waarbi<span class=\"_ _0\"></span>j rekenin<span class=\"_ _0\"></span>g </span></span></div>\n<div class=\"t m0 x69 h64 yd12 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gehouden me<span class=\"_ _1\"></span>t de overige voorwaar<span class=\"_ _1\"></span>den van de</div>\n<div class=\"t m0 x69 h64 yd13 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomsten<span class=\"_ _1\"></span> en de <span class=\"_ _1\"></span>kredietwaardigheid<span class=\"_ _1\"></span> van de t<span class=\"_ _1\"></span>egenpartijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd14 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd15 ffb8 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beu<span class=\"_ _1\"></span>rsgenoteerde fi<span class=\"_ _1\"></span>nanci\u00eble instrumen<span class=\"_ _1\"></span>ten worden vaak verhan<span class=\"_ _1\"></span>deld </span></span></div>\n<div class=\"t m0 x1d h64 yd16 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op over<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">the</span>-</span><span class=\"ws11d\">counter (<span class=\"_ _0\"></span>OTC) ma<span class=\"_ _0\"></span>rkten w<span class=\"_ _0\"></span>aar de <span class=\"lsef ws11e\">marktprijzen verkrijgbaar<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd17 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn via <span class=\"_ _1\"></span>handelaren o<span class=\"_ _1\"></span>f andere bemi<span class=\"_ _1\"></span>ddelaars. Vanu<span class=\"_ _1\"></span>it versch<span class=\"_ _1\"></span>illende</div>\n<div class=\"t m0 x1d h64 yd18 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bronnen z<span class=\"_ _0\"></span>ijn beurs<span class=\"_ _0\"></span>noterin<span class=\"_ _0\"></span>gen verkri<span class=\"_ _0\"></span>jgbaar v<span class=\"_ _0\"></span>oor een aant<span class=\"_ _0\"></span>al financ<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 yd19 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrumenten<span class=\"_ _1\"></span> die geregeld<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>verhandeld op<span class=\"_ _1\"></span> een OTC<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls10c ws14c\">markt. De<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd1a ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble per<span class=\"_ _1\"></span>s, verschillende <span class=\"lsed ws11d\">beurspublic<span class=\"_ _0\"></span>aties en i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x1d h64 yd1b ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">individuele mar<span class=\"_ _1\"></span>ketmakers zijn voor<span class=\"_ _1\"></span>beelden van deze bron<span class=\"_ _1\"></span>nen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd1c ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd1d ffb8 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 heeft niet<span class=\"_ _0\"></span> geleid tot een w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g van de metho<span class=\"_ _0\"></span>de die gebru<span class=\"_ _0\"></span>ikt </span></span></div>\n<div class=\"t m0 x1d h64 yd1e ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">is voor de bepali<span class=\"_ _1\"></span>ng van de re\u00eble waa<span class=\"_ _1\"></span>rde van financi\u00eble<span class=\"_ _1\"></span> instrumenten,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd1f ffb8 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zoals <span class=\"lsef ws11d\">hierboven<span class=\"_ _1\"></span> beschreven. <span class=\"_ _1\"></span>Indien van<span class=\"_ _1\"></span> toepassing, h<span class=\"_ _1\"></span>oudt de be<span class=\"_ _1\"></span>paling </span></div>\n<div class=\"t m0 x1d h64 yd20 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de re\u00ebl<span class=\"_ _0\"></span>e waarde rek<span class=\"_ _0\"></span>ening met bi<span class=\"_ _0\"></span>jkomend<span class=\"_ _0\"></span>e onzeker<span class=\"_ _0\"></span>heden om<span class=\"_ _0\"></span>wille</div>\n<div class=\"t m0 x1d h64 yd21 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de Cov<span class=\"_ _1\"></span>id<span class=\"ls0 ws0\">-</span>19 pa<span class=\"_ _1\"></span>ndemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd22 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd23 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gedetai<span class=\"_ _0\"></span>lleerde<span class=\"_ _0\"></span>re inform<span class=\"_ _0\"></span>atie over d<span class=\"_ _0\"></span>e toepass<span class=\"_ _0\"></span>ing van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd24 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en aannames is<span class=\"_ _1\"></span> vermeld in<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">de<span class=\"_ _1\"></span> desbetreffen<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yd25 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichtingen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde <span class=\"_ _1\"></span>Jaarrekening<span class=\"_ _1\"></span> van Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 955px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c yce8 ffbc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Saldering <span class=\"_ _1\"></span>van financi\u00ebl<span class=\"_ _1\"></span>e activa e<span class=\"_ _1\"></span>n passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n worden ges<span class=\"_ _0\"></span>aldeerd en h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ycea ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nettobedrag <span class=\"_ _1\"></span>wordt in de<span class=\"_ _1\"></span> balans ger<span class=\"_ _1\"></span>apporteerd w<span class=\"_ _1\"></span>anneer er een<span class=\"_ _1\"></span> wettelij<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x1d h64 yceb ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">afd<span class=\"lsef ws11e\">wingbaar rech<span class=\"_ _1\"></span>t is om de verantwoorde<span class=\"_ _1\"></span> bedragen te salderen<span class=\"_ _1\"></span> en de </span></div>\n<div class=\"t m0 x1d h64 ycec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e bestaat o<span class=\"_ _0\"></span>m tot een afwi<span class=\"_ _0\"></span>kkelin<span class=\"_ _0\"></span>g op netto bas<span class=\"_ _0\"></span>is te komen, da<span class=\"_ _0\"></span>n wel</div>\n<div class=\"t m0 x1d h64 yced ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegelijk<span class=\"_ _0\"></span>ertijd h<span class=\"_ _0\"></span>et actief te r<span class=\"_ _0\"></span>ealiser<span class=\"_ _0\"></span>en en de verpl<span class=\"_ _0\"></span>ichting af<span class=\"_ _0\"></span> te wikkele<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 630px; height: 88px; width: 351.997px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 yad4 ffb8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Voor</span> <span class=\"lsef ws11e\">af<span class=\"_ _1\"></span>dekking gebruik<span class=\"_ _1\"></span>te derivaten en <span class=\"ws11d\">financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten</span></span> </span></div>\n<div class=\"t m0 x1d h64 yad5 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Derivat<span class=\"_ _0\"></span>en zijn fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"_ _0\"></span>le inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n zoals sw<span class=\"_ _0\"></span>aps, t<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 yad6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">futures e<span class=\"_ _0\"></span>n (geschr<span class=\"_ _0\"></span>even en geko<span class=\"_ _0\"></span>chte) opt<span class=\"_ _0\"></span>iecont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De waarde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze fi<span class=\"_ _0\"></span>nanci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten ve<span class=\"_ _0\"></span>rander<span class=\"_ _0\"></span>t als gevo<span class=\"_ _0\"></span>lg van v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x1d h64 yad8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">diverse onde<span class=\"_ _1\"></span>rliggende <span class=\"_ _1\"></span>v<span class=\"lsed\">ariab<span class=\"_ _0\"></span>elen. D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n vergen w<span class=\"_ _0\"></span>einig t<span class=\"_ _0\"></span>ot geen </span></div>\n<div class=\"t m0 x1d h64 yad9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsinvest<span class=\"_ _0\"></span>ering en wo<span class=\"_ _0\"></span>rden op een ti<span class=\"_ _0\"></span>jdstip in de to<span class=\"_ _0\"></span>ekomst</div>\n<div class=\"t m0 x1d h64 yada ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikkeld. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alle deri<span class=\"_ _0\"></span>vaten word<span class=\"_ _0\"></span>en op de bala<span class=\"_ _0\"></span>ns verantw<span class=\"_ _0\"></span>oord tegen r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde op</div>\n<div class=\"t m0 x1d h64 yadd ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>actiedat<span class=\"_ _0\"></span>um. Er wordt o<span class=\"_ _0\"></span>ndersc<span class=\"_ _0\"></span>heid gemaak<span class=\"_ _0\"></span>t tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yade ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>erivaten aange<span class=\"_ _1\"></span>houden voor<span class=\"_ _1\"></span> handelsdoelein<span class=\"_ _1\"></span>den;</span><span class=\"ffb8\"> <span class=\"lsed ws111\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yadf ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">Derivaten voor af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsdoelei<span class=\"_ _0\"></span>nden.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c yd26 ffbc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble acti<span class=\"_ _0\"></span>va of ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen ku<span class=\"_ _0\"></span>nnen in c<span class=\"_ _0\"></span>ontracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yd28 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en omvatt<span class=\"_ _0\"></span>en. Derge<span class=\"_ _0\"></span>lijke fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n dikwijl<span class=\"lsee\">s </span></div>\n<div class=\"t m0 x1d h64 yd29 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hybride f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n genoem<span class=\"_ _0\"></span>d. Tot hy<span class=\"_ _0\"></span>bride fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd2a ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten be<span class=\"_ _0\"></span>horen omgek<span class=\"_ _0\"></span>eerde con<span class=\"_ _0\"></span>verteer<span class=\"_ _0\"></span>bare obl<span class=\"_ _0\"></span>igaties (o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1d h64 yd2b ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvoor de<span class=\"_ _1\"></span> terugbetaling<span class=\"_ _1\"></span> de vor<span class=\"_ _1\"></span>m van aandelen<span class=\"_ _1\"></span> kan aannemen)<span class=\"_ _1\"></span> en/of</div>\n<div class=\"t m0 x1d h64 yd2c ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ies met ge\u00efn<span class=\"_ _0\"></span>dexeer<span class=\"_ _0\"></span>de interes<span class=\"_ _0\"></span>tbetal<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2d ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2e ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Ind<span class=\"lsef ws11d\">ien het b<span class=\"_ _1\"></span>asiscontrac<span class=\"_ _1\"></span>t niet word<span class=\"_ _1\"></span>t gewaardeerd <span class=\"_ _1\"></span>tegen re\u00eble <span class=\"_ _1\"></span>waarde met </span></div>\n<div class=\"t m0 x1d h64 yd2f ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>er geen <span class=\"_ _1\"></span>nauw</div>\n<div class=\"t m0 x1d h64 yd30 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verban<span class=\"_ _0\"></span>d bestaat tu<span class=\"_ _0\"></span>ssen de ken<span class=\"_ _0\"></span>merken en ri<span class=\"_ _0\"></span>sico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x1d h64 yd31 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het b<span class=\"lsee ws112\">a<span class=\"_ _0\"></span>siscontract, </span></div>\n<div class=\"t m0 x1d h64 yd32 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dient het in een<span class=\"_ _1\"></span> contract besloten<span class=\"_ _1\"></span> derivaat te worden ge<span class=\"_ _1\"></span>scheiden van</div>\n<div class=\"t m0 x1d h64 yd33 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het basiscontra<span class=\"_ _1\"></span>ct en te worden gewaar<span class=\"_ _1\"></span>deerd tegen re\u00eble<span class=\"_ _1\"></span> waarde als een</div>\n<div class=\"t m0 x1d h64 yd34 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op zichze<span class=\"_ _0\"></span>lf staand de<span class=\"_ _0\"></span>rivaat. R<span class=\"_ _0\"></span>e\u00eble<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waardeveranderingen <span class=\"_ _1\"></span>worden in<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 yd35 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. Het<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">basiscontract<span class=\"_ _0\"></span> wordt ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd </span></span></div>\n<div class=\"t m0 x1d h64 yd36 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en gewaardeerd<span class=\"_ _1\"></span> door toepassing van d<span class=\"_ _1\"></span>e regels van de<span class=\"_ _1\"></span> betreffende</div>\n<div class=\"t m0 x1d h64 yd37 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">catego<span class=\"_ _0\"></span>rie van het<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 476px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 481px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 126px; height: 980px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien het<span class=\"_ _0\"></span> basisco<span class=\"_ _0\"></span>ntract wor<span class=\"_ _0\"></span>dt gewaa<span class=\"_ _0\"></span>rdeerd te<span class=\"_ _0\"></span>gen re\u00eble wa<span class=\"_ _0\"></span>arde met</div>\n<div class=\"t m0 x2c h64 y8a6 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in <span class=\"_ _1\"></span>de resultate<span class=\"_ _1\"></span>nrekening o<span class=\"_ _1\"></span>f een nauw <span class=\"_ _1\"></span>verband </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaat t<span class=\"_ _0\"></span>ussen de kenm<span class=\"_ _0\"></span>erken en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x2c h64 y8a8 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an het ba<span class=\"_ _0\"></span>siscontr<span class=\"_ _0\"></span>act,</div>\n<div class=\"t m0 x2c h64 y8a9 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt het<span class=\"_ _1\"></span> in een con<span class=\"_ _1\"></span>tract beslo<span class=\"_ _1\"></span>ten derivaat <span class=\"_ _1\"></span>niet gescheide<span class=\"_ _1\"></span>n en word<span class=\"_ _1\"></span>t het</div>\n<div class=\"t m0 x2c h64 y8aa ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">hybr<span class=\"lsef ws11d\">idische financieel i<span class=\"_ _1\"></span>nstrument gewa<span class=\"_ _1\"></span>ardeerd al<span class=\"_ _1\"></span>s een enkel<span class=\"_ _1\"></span> instrument.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De af te schei<span class=\"_ _0\"></span>den deriv<span class=\"_ _0\"></span>aten worde<span class=\"_ _0\"></span>n naargel<span class=\"_ _0\"></span>ang het gev<span class=\"_ _0\"></span>al verant<span class=\"_ _0\"></span>woord</div>\n<div class=\"t m0 x2c h64 y8ad ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als hedgi<span class=\"_ _0\"></span>ng derivat<span class=\"_ _0\"></span>en of deriv<span class=\"_ _0\"></span>aten aang<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y8ae ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c yd39 ffbf fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Afdekking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd3a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de dat<span class=\"_ _1\"></span>um dat Agea<span class=\"_ _1\"></span>s een der<span class=\"_ _1\"></span>ivatenco<span class=\"lsed ws112\">ntract afsl<span class=\"_ _0\"></span>uit, wordt d<span class=\"_ _0\"></span>it contract<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y92a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls hetzij:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van de r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde: een ind<span class=\"_ _0\"></span>ekking van d<span class=\"_ _0\"></span>e re\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y92c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een opgenom<span class=\"_ _0\"></span>en actief<span class=\"_ _0\"></span> of verplic<span class=\"_ _0\"></span>hting;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van ee<span class=\"_ _0\"></span>n netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">investering in een<span class=\"_ _1\"></span> buitenland<span class=\"_ _1\"></span>se </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">of</span> </span></div>\n<div class=\"t m0 x2c h64 y92f ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Ee<span class=\"_ _1\"></span>n kasstroomi<span class=\"lsed\">ndekking: een i<span class=\"_ _0\"></span>ndekki<span class=\"_ _0\"></span>ng van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen toewi<span class=\"_ _0\"></span>jsbaar aa<span class=\"_ _0\"></span>n een opgeno<span class=\"_ _0\"></span>men actief<span class=\"_ _0\"></span> of een</div>\n<div class=\"t m0 x1a0 h64 y992 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorziene trans<span class=\"_ _1\"></span>actie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y994 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afdekkingen van<span class=\"_ _1\"></span> vaststaande toez<span class=\"_ _1\"></span>eggingen zijn re\u00eble<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">waarde </span></div>\n<div class=\"t m0 x2c h64 y995 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekkingen,<span class=\"_ _1\"></span> uitgezonderd afdek<span class=\"_ _1\"></span>kingen van de valu<span class=\"_ _1\"></span>tarisico's van een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vaststaande<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">verbintenis<span class=\"_ _1\"></span>, die als <span class=\"_ _1\"></span>kasstroomafdekking<span class=\"_ _1\"></span> worden </span></div>\n<div class=\"t m0 x2c h64 y997 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y998 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an hedge acc<span class=\"_ _0\"></span>ounti<span class=\"_ _0\"></span>ng wordt de vol<span class=\"_ _0\"></span>gende d<span class=\"_ _0\"></span>ocumentat<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x2c h64 yc13 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws11d\">Bij het begin v<span class=\"_ _0\"></span>an de tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>worden d<span class=\"_ _0\"></span>e relati<span class=\"_ _0\"></span>e tusse<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 yc15 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsinst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n en de afged<span class=\"_ _0\"></span>ekte items,<span class=\"_ _0\"></span> evenal<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a0 h64 yc16 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doel<span class=\"ws11e\">stelling<span class=\"_ _1\"></span> en strategie op het<span class=\"_ _1\"></span> vlak van risicobeheer<span class=\"_ _1\"></span> met betrekking<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot afdekk<span class=\"_ _0\"></span>ingstr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es gedocu<span class=\"_ _0\"></span>menteer<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Z<span class=\"_ _1\"></span>owel bij <span class=\"_ _1\"></span>aanvang van <span class=\"_ _1\"></span>de afdekking<span class=\"_ _1\"></span> als gedurend<span class=\"_ _1\"></span>e de periode<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x1a0 h64 yc19 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekking, word<span class=\"_ _1\"></span>t de beoordeling<span class=\"_ _1\"></span> gedocumenteerd in hoe<span class=\"_ _1\"></span>verre de</div>\n<div class=\"t m0 x1a0 h64 yc1a ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en die bij af<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">kkingstransacties <span class=\"_ _1\"></span>worden gebru<span class=\"_ _1\"></span>ikt zeer </span></div>\n<div class=\"t m0 x1a0 h64 ya3d ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>ef zijn bi<span class=\"_ _0\"></span>j het co<span class=\"_ _0\"></span>mpenser<span class=\"_ _0\"></span>en van het<span class=\"_ _0\"></span> risico <span class=\"_ _0\"></span>van ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1a0 h64 ya3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de re\u00eble wa<span class=\"_ _0\"></span>arde van de af<span class=\"_ _0\"></span>gedekt<span class=\"_ _0\"></span>e positie of<span class=\"_ _0\"></span> aan het afged<span class=\"_ _0\"></span>ekte</div>\n<div class=\"t m0 x1a0 h64 ya3f ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico t<span class=\"_ _0\"></span>oe te rek<span class=\"_ _0\"></span>enen kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya41 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa, verpli<span class=\"_ _1\"></span>chtingen, vasts<span class=\"_ _1\"></span>taande toezeggingen<span class=\"_ _1\"></span> of verwachte</div>\n<div class=\"t m0 x2c h64 ya42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies waar<span class=\"_ _0\"></span>bij een exte<span class=\"_ _0\"></span>rne partij bet<span class=\"_ _0\"></span>rokke<span class=\"_ _0\"></span>n is, worden a<span class=\"_ _0\"></span>ls afgedekt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">items aan<span class=\"_ _0\"></span>gemerkt.<span class=\"_ _0\"></span> Een afged<span class=\"_ _0\"></span>ekte pos<span class=\"_ _0\"></span>itie kan ook een s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span> risico</div>\n<div class=\"t m0 x2c h64 ya44 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn dat<span class=\"_ _0\"></span> deel uit<span class=\"_ _0\"></span>maakt v<span class=\"_ _0\"></span>an het tot<span class=\"_ _0\"></span>ale risi<span class=\"_ _0\"></span>co van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"lsef\">afgedekte<span class=\"_ _1\"></span> positie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya46 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De veran<span class=\"_ _0\"></span>dering i<span class=\"_ _0\"></span>n re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an een afg<span class=\"_ _0\"></span>edekte <span class=\"_ _0\"></span>positie d<span class=\"_ _0\"></span>ie aan het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afgedek<span class=\"_ _0\"></span>te risic<span class=\"_ _0\"></span>o toe te r<span class=\"_ _0\"></span>ekenen <span class=\"_ _0\"></span>is en de ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ng in re\u00eb<span class=\"_ _0\"></span>le waar<span class=\"_ _0\"></span>de van</div>\n<div class=\"t m0 x2c h64 ya48 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het afdekk<span class=\"_ _0\"></span>ingsins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt in een re\u00ebl<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarde af<span class=\"_ _1\"></span>dekking word<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. De verande<span class=\"_ _1\"></span>ring in re\u00ebl<span class=\"_ _1\"></span>e waarde</div>\n<div class=\"t m0 x2c h64 ya4a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van rentedra<span class=\"_ _1\"></span>gende deri<span class=\"_ _1\"></span>vaten wordt a<span class=\"_ _1\"></span>fzonderlijk <span class=\"_ _1\"></span>van de overlop<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x2c h64 ya4b ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rente ve<span class=\"_ _0\"></span>rantwo<span class=\"_ _0\"></span>ord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4c ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g niet lange<span class=\"_ _0\"></span>r voldoet aa<span class=\"_ _0\"></span>n de criter<span class=\"_ _0\"></span>ia van hedg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya4e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing of ande<span class=\"_ _0\"></span>rszins wo<span class=\"_ _0\"></span>rdt be\u00ebin<span class=\"_ _0\"></span>digd, wordt<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">aanpassing van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya4f ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van een af<span class=\"_ _0\"></span>gedekt r<span class=\"_ _0\"></span>entedra<span class=\"_ _0\"></span>gend financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument di<span class=\"_ _0\"></span>e uit</div>\n<div class=\"t m0 x2c h64 ya50 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hedge accounting<span class=\"_ _1\"></span> voortvloeit a<span class=\"_ _1\"></span>fgeschreven op basis<span class=\"_ _1\"></span> van de nieuwe</div>\n<div class=\"t m0 x2c h64 ya51 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rentev<span class=\"_ _0\"></span>oet, ber<span class=\"_ _0\"></span>ekend op de dat<span class=\"_ _0\"></span>um waaro<span class=\"_ _0\"></span>p de afdekki<span class=\"_ _0\"></span>ng is</div>\n<div class=\"t m0 x2c h64 ya52 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Veranderingen<span class=\"_ _1\"></span> in re\u00eble w<span class=\"ws11d\">aarde <span class=\"_ _1\"></span>van derivate<span class=\"_ _1\"></span>n die zij<span class=\"_ _1\"></span>n aangewezen en<span class=\"_ _1\"></span> in </span></div>\n<div class=\"t m0 x1d h64 y95a ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x1d h64 y95b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen onder<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span>ger<span class=\"_ _1\"></span>ealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen ver<span class=\"_ _1\"></span>antwoord.</div>\n<div class=\"t m0 x1d h64 y95c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>aan eigen<span class=\"_ _1\"></span> vermogen word<span class=\"_ _1\"></span>t gehercla<span class=\"_ _1\"></span>ssificeerd naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y95d ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>enin<span class=\"lsed ws112\">g als de indekt<span class=\"_ _0\"></span>e positie va<span class=\"_ _0\"></span>n invloed is<span class=\"_ _0\"></span> op de </span></div>\n<div class=\"t m0 x1d h64 y95e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">effect<span class=\"_ _0\"></span>ieve afd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worde<span class=\"_ _0\"></span>n onmidde<span class=\"_ _0\"></span>llijk </span></span></div>\n<div class=\"t m0 x1d h64 y95f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g van een verw<span class=\"_ _0\"></span>achte trans<span class=\"_ _0\"></span>actie of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ya57 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezegging <span class=\"_ _1\"></span>tot de opnam<span class=\"_ _1\"></span>e van een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">financieel act<span class=\"_ _0\"></span>ief of een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ya58 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verplichting<span class=\"_ _1\"></span> leidt, word<span class=\"_ _1\"></span>en de wins<span class=\"_ _1\"></span>ten en verli<span class=\"_ _1\"></span>ezen die eer<span class=\"_ _1\"></span>der</div>\n<div class=\"t m0 x1d h64 yac0 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in het eige<span class=\"_ _1\"></span>n vermogen<span class=\"_ _1\"></span> waren uitg<span class=\"_ _1\"></span>esteld, over<span class=\"_ _1\"></span>geboekt van <span class=\"_ _1\"></span>het eigen</div>\n<div class=\"t m0 x1d h64 yac1 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n en verantw<span class=\"_ _0\"></span>oord in de ee<span class=\"_ _0\"></span>rste waar<span class=\"_ _0\"></span>dering van d<span class=\"_ _0\"></span>at niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yac2 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble actief<span class=\"_ _0\"></span> of die n<span class=\"ls107 ws13e\">iet<span class=\"ls0 ws0\">-</span></span>financi\u00ebl<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>hting. In a<span class=\"_ _0\"></span>ndere geval<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 yac3 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> het eigen <span class=\"_ _1\"></span>vermogen veran<span class=\"_ _1\"></span>twoorde bedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yac4 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening overgeboe<span class=\"_ _1\"></span>kt en als baten of la<span class=\"_ _1\"></span>sten verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 yac5 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">period<span class=\"_ _0\"></span>es waari<span class=\"_ _0\"></span>n de afged<span class=\"_ _0\"></span>ekte vas<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e toeze<span class=\"_ _0\"></span>gging of<span class=\"_ _0\"></span> verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x1d h64 yac6 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie d<span class=\"ws112\">e resu<span class=\"_ _0\"></span>ltaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng be\u00efnvlo<span class=\"_ _0\"></span>edt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac7 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac8 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het boven<span class=\"_ _0\"></span>staande is<span class=\"_ _0\"></span> ook het geva<span class=\"_ _0\"></span>l indien de af<span class=\"_ _0\"></span>dekking ni<span class=\"_ _0\"></span>et langer</div>\n<div class=\"t m0 x1d h64 yac9 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de criter<span class=\"_ _0\"></span>ia voor hed<span class=\"_ _0\"></span>ge account<span class=\"_ _0\"></span>ing, of op ee<span class=\"_ _0\"></span>n andere wi<span class=\"_ _0\"></span>jze</div>\n<div class=\"t m0 x1d h64 yaca ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt st<span class=\"_ _0\"></span>opgezet<span class=\"_ _0\"></span>, maar d<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>acties <span class=\"_ _0\"></span>of vasts<span class=\"_ _0\"></span>taande</div>\n<div class=\"t m0 x1d h64 yacb ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> naar verwa<span class=\"_ _1\"></span>c<span class=\"lsed\">hting w<span class=\"_ _0\"></span>el zull<span class=\"_ _0\"></span>en plaatsv<span class=\"_ _0\"></span>inden.<span class=\"_ _0\"></span> Indien<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yacc ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte trans<span class=\"_ _0\"></span>acties of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de toezeggi<span class=\"_ _0\"></span>ngen na<span class=\"_ _0\"></span>ar verwacht<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 yacd ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet meer z<span class=\"_ _0\"></span>ullen plaat<span class=\"_ _0\"></span>svind<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de in het eigen<span class=\"_ _0\"></span> vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yace ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgest<span class=\"_ _0\"></span>elde bedra<span class=\"_ _0\"></span>gen recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>s overge<span class=\"_ _0\"></span>bracht naa<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1d h64 yacf ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 408px; width: 355.99px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 725px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 397px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 902px; width: 356px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 402px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 907px; width: 356px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya53 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y974 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws111\">Verk<span class=\"lsef ws113\">oop</span></span>- <span class=\"lsef ws11d\">en terug<span class=\"_ _1\"></span>koopovereenkom<span class=\"_ _1\"></span>sten en (ui<span class=\"_ _1\"></span>t)lenen van </span></span></div>\n<div class=\"t m0 xe2 h64 y975 ffbd fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die onder ee<span class=\"_ _0\"></span>n terugko<span class=\"_ _0\"></span>opover<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> (\u2018repo'<span class=\"_ _0\"></span>) vallen, bli<span class=\"_ _0\"></span>jven op</div>\n<div class=\"t m0 x1d h64 y977 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de balans staan zol<span class=\"_ _1\"></span>ang substantieel<span class=\"_ _1\"></span> alle risico's<span class=\"_ _1\"></span> en opbrengsten van<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y978 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om bij Ageas<span class=\"_ _0\"></span> blijven. De v<span class=\"_ _0\"></span>an dergelij<span class=\"_ _0\"></span>ke verko<span class=\"_ _0\"></span>pen ontvan<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 yd3b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengsten <span class=\"_ _1\"></span>worden geneu<span class=\"_ _1\"></span>traliseerd d<span class=\"_ _1\"></span>oor onder \u2018S<span class=\"_ _1\"></span>chulden\u2019 een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mstige fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ing op te nem<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3d ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die zijn aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span> als gevol<span class=\"_ _0\"></span>g van een over<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> tot</div>\n<div class=\"t m0 x1d h64 yd3f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terugverkoop<span class=\"_ _1\"></span> (\u2018reverse re<span class=\"_ _1\"></span>po\u2019) worden n<span class=\"_ _1\"></span>iet verantw<span class=\"_ _1\"></span>oord in <span class=\"lsed ws112\">de balans. Het </span></div>\n<div class=\"t m0 x1d h64 yd40 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">recht om geldmidde<span class=\"_ _1\"></span>len te ontvangen<span class=\"_ _1\"></span> van een tegenparti<span class=\"_ _1\"></span>j wordt</div>\n<div class=\"t m0 x1d h64 yd41 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Leningen\u2019<span class=\"_ _1\"></span>. Het versc<span class=\"_ _1\"></span>hil tussen d<span class=\"_ _1\"></span>e verkooppr<span class=\"_ _1\"></span>ijs en de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopprijs w<span class=\"_ _0\"></span>ordt vera<span class=\"_ _0\"></span>ntwoord a<span class=\"_ _0\"></span>ls rente en to<span class=\"_ _0\"></span>egerek<span class=\"_ _0\"></span>end over de</div>\n<div class=\"t m0 x1d h64 yd43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n met behu<span class=\"_ _0\"></span>lp van de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd44 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yd45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd26 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Effecten uitgel<span class=\"_ _1\"></span>eend aan tegenpar<span class=\"_ _1\"></span>tijen blijven op<span class=\"_ _1\"></span> de balans staan. Op</div>\n<div class=\"t m0 x1d h64 yd27 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelijksoortige<span class=\"_ _1\"></span> wijze word<span class=\"_ _1\"></span>en geleende<span class=\"_ _1\"></span> effecten ni<span class=\"_ _1\"></span>et in de<span class=\"_ _1\"></span> balans</div>\n<div class=\"t m0 x1d h64 yd28 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Indien geleende effecten aan derden worden verkocht,</div>\n<div class=\"t m0 x1d h64 yd29 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden de opbrengsten uit de verkoop en de schuld uit de verplichting<span class=\"ls0 ws0\"><span class=\"lsed ws112\"> </span></span></div>\n<div class=\"t m0 x1d h64 yd2a ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tot teruggave van de zekerheid verantwoord. De verplichting tot<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd2b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggave van de zekerheid wordt gewaardeerd tegen re\u00eble waarde en</div>\n<div class=\"t m0 x1d h64 yd2c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord in de resultatenrekening. Geleende of ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldmiddelen in verband met het lenen of uitlenen van effecten worden</div>\n<div class=\"t m0 x1d h64 yd2e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord onder \u2018Leningen\u2019 of onder 'Schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yd46 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws112\">Geldmidd<span class=\"_ _0\"></span>elen en kas<span class=\"_ _0\"></span>equival<span class=\"_ _0\"></span>enten <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd47 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Geldmi<span class=\"_ _0\"></span>ddelen en kas<span class=\"_ _0\"></span>equiv<span class=\"_ _0\"></span>alenten om<span class=\"_ _0\"></span>vatten liq<span class=\"_ _0\"></span>uide mid<span class=\"_ _0\"></span>delen, vri<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 yb0c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare tego<span class=\"_ _0\"></span>eden bij (c<span class=\"_ _0\"></span>entrale) ban<span class=\"_ _0\"></span>ken en and<span class=\"_ _0\"></span>ere <span class=\"ws111\">financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h64 yb0d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten met<span class=\"_ _0\"></span> een verval<span class=\"_ _0\"></span>datum kort<span class=\"_ _0\"></span>er dan drie ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>naf de</div>\n<div class=\"t m0 x1d h64 yd48 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">datum van verwer<span class=\"_ _1\"></span>ving.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 72px; width: 355.99px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>senteert<span class=\"_ _0\"></span> de kasstro<span class=\"_ _0\"></span>men uit bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en op basis v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8a7 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indirecte <span class=\"_ _1\"></span>methode, waar<span class=\"_ _1\"></span>bij het ne<span class=\"_ _1\"></span>ttoresultaat word<span class=\"_ _1\"></span>t aangepas<span class=\"_ _1\"></span>t met het</div>\n<div class=\"t m0 x2c h64 y8a8 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oog op de gev<span class=\"_ _0\"></span>olgen van tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">geldelijk<span class=\"_ _0\"></span>e aard, eve<span class=\"_ _0\"></span>ntuele </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overlop<span class=\"_ _0\"></span>ende pos<span class=\"_ _0\"></span>ten voo<span class=\"_ _0\"></span>r al ontv<span class=\"_ _0\"></span>angen of<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>ontvan<span class=\"_ _0\"></span>gsten</div>\n<div class=\"t m0 x2c h64 y8aa ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of kasbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>e en pos<span class=\"_ _0\"></span>ten van b<span class=\"_ _0\"></span>aten of la<span class=\"_ _0\"></span>sten in v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8ab ffc2 fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">met in<span class=\"lsed ws111\">vesterings<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">of fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskass<span class=\"_ _0\"></span>tromen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ac ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ontvang<span class=\"_ _0\"></span>en en b<span class=\"_ _0\"></span>etaalde re<span class=\"_ _0\"></span>nte wo<span class=\"_ _0\"></span>rden in het k<span class=\"_ _0\"></span>asstr<span class=\"_ _0\"></span>oomover<span class=\"_ _0\"></span>zicht</div>\n<div class=\"t m0 x2c h64 y8ae ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als kasstro<span class=\"_ _1\"></span>men uit bedri<span class=\"_ _1\"></span>jfsactivitei<span class=\"_ _1\"></span>ten. Ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividenden worden in het kasstroomoverzicht verantwoord als</div>\n<div class=\"t m0 x2c h64 y8b0 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstromen uit bedrijfsactiviteiten. Betaalde dividenden worden<span class=\"lsef ws11d\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord als kasstromen uit financieringsactiviteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 193px; width: 349px; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y946 ffd6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.8 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">Leningen</span> </span></div>\n<div class=\"t m0 x2c h64 y947 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Vorderi<span class=\"_ _0\"></span>ngen op ba<span class=\"_ _0\"></span>nken, over<span class=\"_ _0\"></span>heden en kla<span class=\"_ _0\"></span>nten omv<span class=\"_ _0\"></span>atten lenin<span class=\"_ _0\"></span>gen die</div>\n<div class=\"t m0 x2c h64 y948 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft ge\u00efnit<span class=\"_ _0\"></span>ieerd doo<span class=\"_ _0\"></span>r rechtstr<span class=\"_ _0\"></span>eeks gel<span class=\"_ _0\"></span>d te versch<span class=\"_ _0\"></span>affen aan de</div>\n<div class=\"t m0 x2c h64 y949 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lener of tuss<span class=\"_ _0\"></span>enpers<span class=\"_ _0\"></span>oon. Deze l<span class=\"_ _0\"></span>eningen w<span class=\"_ _0\"></span>orden teg<span class=\"_ _0\"></span><span class=\"lsef ws11d\">en geamor<span class=\"_ _1\"></span>tiseerde </span></div>\n<div class=\"t m0 x2c h64 y94a ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten opgenomen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94b ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94c ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Titels van schul<span class=\"_ _1\"></span>dvorderingen<span class=\"_ _1\"></span> die op de primaire<span class=\"_ _1\"></span> markt rechtstreeks<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y94d ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de emitte<span class=\"_ _0\"></span>nt werden<span class=\"_ _0\"></span> overgeno<span class=\"_ _0\"></span>men worde<span class=\"_ _0\"></span>n als lening v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord op</div>\n<div class=\"t m0 x2c h64 y94e ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorwaa<span class=\"_ _0\"></span>rde dat er gee<span class=\"_ _0\"></span>n actieve ma<span class=\"_ _0\"></span>rkt voor dez<span class=\"_ _0\"></span>e titels is.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94f ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y950 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Leningen die wor<span class=\"_ _1\"></span>den ge\u00ef<span class=\"lsed ws112\">nitieerd of a<span class=\"_ _0\"></span>angekoc<span class=\"_ _0\"></span>ht met het vo<span class=\"_ _0\"></span>ornemen z<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y951 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op korte ter<span class=\"_ _0\"></span>mijn te verk<span class=\"_ _0\"></span>open of te sec<span class=\"_ _0\"></span>uritise<span class=\"_ _0\"></span>ren word<span class=\"_ _0\"></span>en verantw<span class=\"_ _0\"></span>oord als</div>\n<div class=\"t m0 x2c h64 y952 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa aangeho<span class=\"_ _1\"></span>uden voor<span class=\"_ _1\"></span> handelsdoeleind<span class=\"_ _1\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y953 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y954 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Leningen die<span class=\"_ _1\"></span> worden aan<span class=\"_ _1\"></span>gemerkt als<span class=\"_ _1\"></span> aangehouden <span class=\"_ _1\"></span>tegen re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x2c h64 y955 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met waardevera<span class=\"_ _1\"></span>nderingen <span class=\"_ _1\"></span>in de<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">resultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng of als voor ve<span class=\"_ _0\"></span>rkoop </span></span></div>\n<div class=\"t m0 x2c h64 y956 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> worden als <span class=\"_ _1\"></span>zodanig veran<span class=\"_ _1\"></span>twoord bij e<span class=\"_ _1\"></span>erste opna<span class=\"_ _1\"></span>me. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde2 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Kredietverbin<span class=\"_ _1\"></span>tenissen di<span class=\"_ _1\"></span>e bepalen da<span class=\"_ _1\"></span>t een leni<span class=\"_ _1\"></span>ng kan worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yde3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen bi<span class=\"_ _1\"></span>nnen het tij<span class=\"_ _1\"></span>dskader da<span class=\"_ _1\"></span>t algemeen doo<span class=\"_ _1\"></span>r regelge<span class=\"_ _1\"></span>ving of een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yde4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastg<span class=\"ws11d\">est<span class=\"_ _0\"></span>eld, wo<span class=\"_ _0\"></span>rden ni<span class=\"_ _0\"></span>et in de ba<span class=\"_ _0\"></span>lans ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yde5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De margin<span class=\"_ _0\"></span>ale kosten e<span class=\"_ _0\"></span>n ontvang<span class=\"_ _0\"></span>en provisi<span class=\"_ _0\"></span>es voor het af<span class=\"_ _0\"></span>sluiten<span class=\"_ _0\"></span> van</div>\n<div class=\"t m0 x1d h64 yde6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lening<span class=\"_ _0\"></span>en worden gea<span class=\"_ _0\"></span>mortis<span class=\"_ _0\"></span>eerd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de lening als<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 yde7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanpass<span class=\"_ _0\"></span>ing van <span class=\"_ _0\"></span>de rente<span class=\"_ _0\"></span>baten.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yde8 ffd8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> op lening<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde9 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kredietris<span class=\"_ _0\"></span>ico voor een sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering op een l<span class=\"_ _0\"></span>ening </span></span></div>\n<div class=\"t m0 x1d h64 ydea ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>eld als er ee<span class=\"_ _0\"></span>n objectie<span class=\"_ _0\"></span>ve aanwi<span class=\"_ _0\"></span>jzing bes<span class=\"_ _0\"></span>taat dat A<span class=\"_ _0\"></span>geas niet all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydeb ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n zal kunn<span class=\"_ _0\"></span>en innen die ve<span class=\"_ _0\"></span>rschul<span class=\"_ _0\"></span>digd zijn in ov<span class=\"_ _0\"></span>ereenste<span class=\"_ _0\"></span>mming</div>\n<div class=\"t m0 x1d h64 ydec ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de contrac<span class=\"_ _1\"></span>tuele voorwaarden<span class=\"_ _1\"></span>. Het bedrag van <span class=\"ws113\">de </span></div>\n<div class=\"t m0 x1d h64 yded ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing is het versch<span class=\"_ _1\"></span>il tussen de boekwaarde<span class=\"_ _1\"></span> en de</div>\n<div class=\"t m0 x1d h64 ydee ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbare w<span class=\"_ _0\"></span>aarde, zij<span class=\"_ _0\"></span>nde de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van de verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x1d h64 ydef ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen of de waa<span class=\"_ _0\"></span>rde van de zeker<span class=\"_ _0\"></span>heden in<span class=\"_ _0\"></span>dien de leni<span class=\"_ _0\"></span>ng door een</div>\n<div class=\"t m0 x1d h64 ydf0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekerhe<span class=\"_ _0\"></span>id is gedek<span class=\"_ _0\"></span>t, vermind<span class=\"_ _0\"></span>erd met de ko<span class=\"_ _0\"></span>sten om dez<span class=\"_ _0\"></span>e zeke<span class=\"ws11d\">rhe<span class=\"_ _0\"></span>den te </span></div>\n<div class=\"t m0 x1d h64 ydf1 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">realiseren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydf2 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydf3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een \u2018bestaan<span class=\"_ _1\"></span>de maar nie<span class=\"_ _1\"></span>t gerapporteerde<span class=\"_ _1\"></span>\u2019 (incurred<span class=\"_ _1\"></span> but not rep<span class=\"_ _1\"></span>orted,</div>\n<div class=\"t m0 x1d h64 ydf4 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">'IBNR') waardeve<span class=\"_ _1\"></span>rmindering op<span class=\"_ _1\"></span> leningen wordt veran<span class=\"_ _1\"></span>twoord wanneer er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een object<span class=\"_ _0\"></span>ieve aan<span class=\"_ _0\"></span>wijzin<span class=\"_ _0\"></span>gen is dat ver<span class=\"_ _0\"></span>liezen aanw<span class=\"_ _0\"></span>ezig zij<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 ydf6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compone<span class=\"_ _0\"></span>nten van de len<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille, zo<span class=\"_ _0\"></span>nder dat le<span class=\"_ _0\"></span>ningen die e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ydf7 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> hebben ondergaan<span class=\"_ _1\"></span> specifiek zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. De IBN<span class=\"_ _0\"></span>R wordt<span class=\"_ _0\"></span> geschat<span class=\"_ _0\"></span> op basis<span class=\"_ _0\"></span> van his<span class=\"_ _0\"></span>torisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydf9 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">patrone<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>liezen i<span class=\"_ _0\"></span>n elk seg<span class=\"_ _0\"></span>ment, di<span class=\"_ _0\"></span>e het hu<span class=\"_ _0\"></span>idige ec<span class=\"_ _0\"></span>onomisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydfa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">klimaat w<span class=\"_ _0\"></span>aarin de len<span class=\"_ _0\"></span>ers operer<span class=\"_ _0\"></span>en weerg<span class=\"_ _0\"></span>even en die o<span class=\"_ _0\"></span>p basis van een</div>\n<div class=\"t m0 x1d h64 ydfb ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">analyse v<span class=\"_ _0\"></span>an de p<span class=\"_ _0\"></span>olitiek<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">econo<span class=\"_ _1\"></span>mische situa<span class=\"_ _1\"></span>tie in bepaalde<span class=\"_ _1\"></span> landen </span></span></div>\n<div class=\"t m0 x1d h64 ydfc ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening houd<span class=\"_ _1\"></span>t met een verhoogd ri<span class=\"_ _1\"></span>sico van betalings<span class=\"_ _1\"></span>moeilijkheden<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydfd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydfe ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en worden <span class=\"_ _1\"></span>verantwoord a<span class=\"_ _1\"></span>ls een dal<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ydff ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de bo<span class=\"_ _1\"></span>ekwaarde van<span class=\"_ _1\"></span> \u2018vorderingen<span class=\"_ _1\"></span> op banken\u2019<span class=\"_ _1\"></span> en \u2018vorderi<span class=\"_ _1\"></span>ngen op</div>\n<div class=\"t m0 x1d h64 ye00 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye01 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye02 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en op nie<span class=\"_ _1\"></span>t uit de b<span class=\"_ _1\"></span>alans blijkend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ye03 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verbint<span class=\"_ _0\"></span>enissen w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als \u2018voorz<span class=\"_ _0\"></span>iening<span class=\"_ _0\"></span>en\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye04 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye05 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r een specifi<span class=\"_ _0\"></span>eke lenin<span class=\"_ _0\"></span>g wordt ge\u00efd<span class=\"_ _0\"></span>entific<span class=\"_ _0\"></span>eerd als <span class=\"lsef ws11e\">oninbaar en </span></div>\n<div class=\"t m0 x1d h64 ye06 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alle wett<span class=\"_ _0\"></span>elijke en pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>ele middele<span class=\"_ _0\"></span>n uitgeput<span class=\"_ _0\"></span> zijn, wor<span class=\"_ _0\"></span>dt de lening i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ye07 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mindering g<span class=\"_ _1\"></span>ebracht op <span class=\"_ _1\"></span>de daarmee<span class=\"_ _1\"></span> verband hou<span class=\"_ _1\"></span>dende lasten<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 ye08 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span>; latere reali<span class=\"_ _1\"></span>saties worden onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye09 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in de bijz<span class=\"_ _1\"></span>ondere waarde<span class=\"_ _1\"></span>verminderingen i<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ye0a ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 550px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 666px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 271px; width: 345px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag350": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yc7c ffa6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ls107 ws13e\">Financi\u00eb<span class=\"_ _1\"></span>le</span> <span class=\"lsee ws112\">activa</span> </span></div>\n<div class=\"t m0 x2c h64 yc7d ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ee<span class=\"lsed ws11d\">n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument i<span class=\"_ _0\"></span>s een ove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst die <span class=\"_ _0\"></span>leidt tot<span class=\"_ _0\"></span> een </span></div>\n<div class=\"t m0 x2c h64 yc7e ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief van \u00e9\u00e9n partij<span class=\"_ _1\"></span> en een financi\u00eble v<span class=\"_ _1\"></span>erplichting of</div>\n<div class=\"t m0 x2c h64 yc7f ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">eigenvermogen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">instrument<span class=\"_ _1\"></span> van een an<span class=\"_ _1\"></span>dere partij<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc80 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc81 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas clas<span class=\"_ _0\"></span>sifice<span class=\"_ _0\"></span>ert en waar<span class=\"_ _0\"></span>deert fina<span class=\"_ _0\"></span>nci\u00eble act<span class=\"_ _0\"></span>iva en verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x2c h64 yc82 ffa6 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">basis <span class=\"lsef ws11d\">van de <span class=\"_ _1\"></span>aard van de<span class=\"_ _1\"></span> onderliggend<span class=\"_ _1\"></span>e transactie<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c yc83 ffa8 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie v<span class=\"_ _0\"></span>an financ<span class=\"_ _0\"></span>i\u00eble ac<span class=\"_ _0\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc84 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het mana<span class=\"_ _0\"></span>gement bep<span class=\"_ _0\"></span>aalt de pass<span class=\"_ _0\"></span>ende clas<span class=\"_ _0\"></span>sificati<span class=\"_ _0\"></span>e van de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 yc85 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten op d<span class=\"_ _0\"></span>e datum van aan<span class=\"_ _0\"></span>koop:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc86 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Tot einde looptij<span class=\"_ _0\"></span>d aangeho<span class=\"_ _0\"></span>uden: omv<span class=\"_ _0\"></span>at schuld<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>en met een </span></span></div>\n<div class=\"t m0 x1a0 h64 yc87 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vaste looptij<span class=\"_ _1\"></span>d, waarbij het managem<span class=\"_ _1\"></span>ent voornemens is<span class=\"_ _1\"></span> en in de</div>\n<div class=\"t m0 x1a0 h64 yc88 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mogelijkheid<span class=\"_ _1\"></span> verkeert om<span class=\"_ _1\"></span> deze inst<span class=\"_ _1\"></span>rumenten to<span class=\"_ _1\"></span>t einde loop<span class=\"_ _1\"></span>tijd aan</div>\n<div class=\"t m0 x1a0 h64 yc89 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te houden;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8a ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws11d\">Leningen en vo<span class=\"_ _0\"></span>rderin<span class=\"_ _0\"></span>gen: omvat<span class=\"_ _0\"></span> schuld<span class=\"_ _0\"></span>effecten<span class=\"_ _0\"></span> met vast<span class=\"_ _0\"></span>e of </span></span></div>\n<div class=\"t m0 x1a0 h64 yc8b ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>bare betal<span class=\"_ _0\"></span>ingen, di<span class=\"_ _0\"></span>e niet markt<span class=\"_ _0\"></span>genot<span class=\"_ _0\"></span>eerd zijn in een<span class=\"ls0 ws0\"> </span><span class=\"ws111\">act<span class=\"_ _0\"></span>ieve </span></div>\n<div class=\"t m0 x1a0 h64 yc8c ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">markt en <span class=\"_ _1\"></span>die bij de<span class=\"_ _1\"></span> eerste op<span class=\"_ _1\"></span>name niet w<span class=\"_ _1\"></span>orden aange<span class=\"_ _1\"></span>merkt als v<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x1a0 h64 yc8d ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n aangehouden<span class=\"_ _1\"></span>, noch als voor ver<span class=\"_ _1\"></span>koop</div>\n<div class=\"t m0 x1a0 h64 yc8e ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc8f ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsed ws112\">Voor verkoop besc<span class=\"_ _0\"></span>hikbaar:<span class=\"_ _0\"></span> omvat voo<span class=\"_ _0\"></span>r onbepaal<span class=\"_ _0\"></span>de duur aan t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a0 h64 yc90 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">houden effecten<span class=\"_ _1\"></span> die kunnen worden ve<span class=\"_ _1\"></span>rkocht <span class=\"ws11d\">om te<span class=\"_ _1\"></span> voorzien in </span></div>\n<div class=\"t m0 x1a0 h64 yc91 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">liquiditeitsb<span class=\"_ _1\"></span>ehoeften of bij<span class=\"_ _1\"></span> wijzigingen van ren<span class=\"_ _1\"></span>tevoeten,</div>\n<div class=\"t m0 x1a0 h64 yc92 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wisselkoersen<span class=\"_ _1\"></span> of aande<span class=\"_ _1\"></span>lenkoersen<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc93 ffaa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffab\"> <span class=\"_ _3f\"> </span><span class=\"ffa6 lsef ws11d\">F<span class=\"_ _1\"></span>inanci\u00eble ac<span class=\"_ _1\"></span>tiva aangehoude<span class=\"_ _1\"></span>n tegen r<span class=\"_ _1\"></span>e\u00eble waarde <span class=\"_ _1\"></span>met </span></span></div>\n<div class=\"t m0 x1a0 h64 yc94 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc95 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws113\">Voor <span class=\"ws11d\">handelsdoe<span class=\"_ _1\"></span>leinden aangeho<span class=\"_ _1\"></span>uden: omvat<span class=\"_ _1\"></span> ef<span class=\"lsed ws112\">fecten die z<span class=\"_ _0\"></span>ijn </span></span></span></span></div>\n<div class=\"t m0 xd1 h64 yc96 ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aangesc<span class=\"_ _0\"></span>haft met<span class=\"_ _0\"></span> winst op k<span class=\"_ _0\"></span>orte te<span class=\"_ _0\"></span>rmijn als <span class=\"_ _0\"></span>doelst<span class=\"_ _0\"></span>elling;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h64 yc97 ffac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffab\"> <span class=\"_ _7\"> </span><span class=\"ffa6 lsef ws11e\">Financi\u00eble effecten o<span class=\"_ _1\"></span>pgenomen tegen d<span class=\"_ _1\"></span>e re\u00eble waarde met<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 xd1 h64 yc98 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc99 ffa8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Waardering van f<span class=\"_ _1\"></span>inanci\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h64 yc9a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Tot einde <span class=\"_ _1\"></span>looptijd aa<span class=\"_ _1\"></span>ngehouden belegg<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x2c h64 yc9b ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegen geamorti<span class=\"_ _1\"></span>seerde kostprij<span class=\"_ _1\"></span>s na aftrek van bijz<span class=\"_ _1\"></span>ondere</div>\n<div class=\"t m0 x2c h64 yc9c ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span> Elk versc<span class=\"_ _0\"></span>hil met de re\u00ebl<span class=\"_ _0\"></span>e waarde<span class=\"_ _0\"></span> bij de eerste</div>\n<div class=\"t m0 x2c h64 yc9d ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname, v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiend uit tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten, i<span class=\"_ _0\"></span>niti\u00eble pr<span class=\"_ _0\"></span>emies of ko<span class=\"_ _0\"></span>rtingen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc9e ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geam<span class=\"_ _0\"></span>ortise<span class=\"_ _0\"></span>erd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de belegg<span class=\"_ _0\"></span>ing met behu<span class=\"_ _0\"></span>lp van</div>\n<div class=\"t m0 x1d h64 yc9f ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> Indie<span class=\"_ _0\"></span>n wordt vas<span class=\"_ _0\"></span>tgestel<span class=\"_ _0\"></span>d dat e<span class=\"_ _0\"></span>en tot ei<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x1d h64 yca0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">looptijd aan<span class=\"_ _1\"></span>gehouden a<span class=\"_ _1\"></span>ctief een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> heeft</div>\n<div class=\"t m0 x1d h64 yca1 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ondergaan, word<span class=\"_ _1\"></span>t de bijzondere waa<span class=\"_ _1\"></span>rdeverminderi<span class=\"_ _1\"></span>ng verantwoord in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yca2 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 723px; height: 72px; width: 353.993px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 56px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yca3 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1d h64 yca4 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsef ws11e\">eningen en<span class=\"_ _1\"></span> vorderingen word<span class=\"_ _1\"></span>en gewaardeerd t<span class=\"_ _1\"></span>egen geamortiseer<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yca5 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs n<span class=\"_ _1\"></span>a aftrek van<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen. Bij<span class=\"_ _1\"></span> de eerste<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca6 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname worde<span class=\"_ _1\"></span>n leningen en<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> gewaardeerd o<span class=\"_ _1\"></span>p de re\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca7 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde inclu<span class=\"_ _1\"></span>sief transac<span class=\"_ _1\"></span>tiekosten en<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> premies of<span class=\"_ _1\"></span> kor<span class=\"lsed ws112\">tingen. De </span></div>\n<div class=\"t m0 x1d h64 yca8 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs word<span class=\"_ _1\"></span>t berekend met gebrui<span class=\"_ _1\"></span>k van de effectie<span class=\"_ _1\"></span>ve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yca9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode (ER<span class=\"_ _0\"></span>M), reken<span class=\"_ _0\"></span>ing houden<span class=\"_ _0\"></span>d met kortin<span class=\"_ _0\"></span>gen of prem<span class=\"_ _0\"></span>ies bij</div>\n<div class=\"t m0 x1d h64 ycaa ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>p en kosten<span class=\"_ _0\"></span> die integra<span class=\"_ _0\"></span>al deel uitm<span class=\"_ _0\"></span>aken van de ERM<span class=\"_ _0\"></span>. De ERM<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ycab ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt verw<span class=\"_ _0\"></span>erkt in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enr<span class=\"ws112\">ek<span class=\"_ _0\"></span>ening. Win<span class=\"_ _0\"></span>sten en </span></div>\n<div class=\"t m0 x1d h64 ycac ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de resul<span class=\"_ _0\"></span>tatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g als de</div>\n<div class=\"t m0 x1d h64 ycad ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingen nie<span class=\"_ _1\"></span>t langer worden ver<span class=\"_ _1\"></span>antwoord of een<span class=\"_ _1\"></span> bijzondere</div>\n<div class=\"t m0 x1d h64 ycae ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing ondergaan.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 534px; height: 167px; width: 353.976px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ycaf ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycb0 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en met een varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e worden de k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ycb1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regelmatig o<span class=\"_ _1\"></span>pnieuw <span class=\"lsed\">geschat om d<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>ewegin<span class=\"_ _0\"></span>gen in de m<span class=\"_ _0\"></span>arkt we<span class=\"_ _0\"></span>er </span></div>\n<div class=\"t m0 x1d h64 ycb2 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te geven. Al<span class=\"_ _0\"></span>s de initi\u00eb<span class=\"_ _0\"></span>le waarder<span class=\"_ _0\"></span>ing van het i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span> met een</div>\n<div class=\"t m0 x1d h64 ycb3 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente (bijna)<span class=\"_ _1\"></span> gelijk i<span class=\"_ _1\"></span>s aan de h<span class=\"_ _1\"></span>oofdsom, hee<span class=\"_ _1\"></span>ft de schatt<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ycb4 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geen sign<span class=\"_ _0\"></span>ificant ef<span class=\"_ _0\"></span>fect op de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e van het inst<span class=\"_ _0\"></span>rument en wor<span class=\"_ _0\"></span>dt er</div>\n<div class=\"t m0 x1d h64 ycb5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gee<span class=\"lsed ws112\">n aanpassi<span class=\"_ _0\"></span>ng gedaa<span class=\"_ _0\"></span>n op de rentebat<span class=\"_ _0\"></span>en, die op b<span class=\"_ _0\"></span>asis van het </span></div>\n<div class=\"t m0 x1d h64 ycb6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toerekeningsbeg<span class=\"_ _1\"></span>insel worden opge<span class=\"_ _1\"></span>nomen. Indien ech<span class=\"_ _1\"></span>ter een instrumen<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ycb7 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met varia<span class=\"_ _0\"></span>bele rent<span class=\"_ _0\"></span>e wordt verk<span class=\"_ _0\"></span>regen teg<span class=\"_ _0\"></span>en een signi<span class=\"_ _0\"></span>ficante<span class=\"_ _0\"></span> premie of</div>\n<div class=\"t m0 x1d h64 ycb8 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g, wordt dez<span class=\"_ _0\"></span>e premie of kort<span class=\"_ _0\"></span>ing afges<span class=\"_ _0\"></span>chrev<span class=\"_ _0\"></span>en over de v<span class=\"lsef ws113\">erwachte </span></div>\n<div class=\"t m0 x1d h64 ycb9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van het inst<span class=\"_ _0\"></span>rument en op<span class=\"_ _0\"></span>genomen in d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de</div>\n<div class=\"t m0 x1d h64 ycba ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ERM. De bo<span class=\"_ _1\"></span>ekwaarde zal <span class=\"_ _1\"></span>elke periode<span class=\"_ _1\"></span> opnieuw wo<span class=\"_ _1\"></span>rden berekend<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 ycbb ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van geschat<span class=\"_ _0\"></span>te toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>tromen te<span class=\"_ _0\"></span>gen de</div>\n<div class=\"t m0 x1d h64 ycbc ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actuel<span class=\"_ _0\"></span>e effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet te b<span class=\"_ _0\"></span>ereke<span class=\"_ _0\"></span>nen. All<span class=\"_ _0\"></span>e aanp<span class=\"lsef ws11e\">assingen worden </span></div>\n<div class=\"t m0 x1d h64 ycbd ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycbe ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ycbf ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden belegg<span class=\"_ _1\"></span>ingen, deriv<span class=\"_ _1\"></span>aten en ac<span class=\"_ _1\"></span>tiva</div>\n<div class=\"t m0 x1d h64 ycc0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die zijn aa<span class=\"_ _1\"></span>ngemerkt a<span class=\"_ _1\"></span>ls aangehouden<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> waarde met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g in de<span class=\"_ _1\"></span> <span class=\"ws11e\">resultatenreke<span class=\"_ _1\"></span>ning, worden veran<span class=\"_ _1\"></span>twoord tegen </span></div>\n<div class=\"t m0 x1d h64 ycc2 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Veranderinge<span class=\"_ _1\"></span>n in de r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord in</div>\n<div class=\"t m0 x1d h64 ycc3 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. De (g<span class=\"_ _0\"></span>erealis<span class=\"_ _0\"></span>eerde en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x1d h64 ycc4 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord als \u2018<span class=\"_ _1\"></span>Resultaat op<span class=\"_ _1\"></span> verkopen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n\u2019. <span class=\"lsed ws112\">Rente ontva<span class=\"_ _0\"></span>ngen (bet<span class=\"_ _0\"></span>aald) op act<span class=\"_ _0\"></span>iva (verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen) </span></div>\n<div class=\"t m0 x1d h64 ycc6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden wordt verantwoord<span class=\"_ _1\"></span> als rentebaten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc7 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(rentelasten)<span class=\"_ _1\"></span>. Ontvangen dividend<span class=\"_ _1\"></span>en worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ycc8 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Rentebaten,<span class=\"_ _1\"></span> dividenden <span class=\"_ _1\"></span>en overige b<span class=\"_ _1\"></span>eleggingsbaten<span class=\"_ _1\"></span>'.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 146px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 150px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 675px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 565px; width: 354px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het grootste deel van de financi\u00eble beleggingen van Ageas (zijnde<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"><span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">obligatieleningen en aandelenbelangen) behoort tot de categorie \u2018Voor</div>\n<div class=\"t m0 x2c h64 y8a7 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop beschikbaar\u2019 en wordt opgenomen tegen re\u00eble waarde.<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Veranderingen in de re\u00eble waarde worden rechtstreeks in het eigen</div>\n<div class=\"t m0 x2c h64 y8a9 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vermogen verantwoord (overig comprehensive income) tot de belegging<span class=\"lsed ws112\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt verkocht. <span class=\"_ _0\"></span>Op het m<span class=\"_ _0\"></span>oment v<span class=\"_ _0\"></span>an verko<span class=\"_ _0\"></span>op wordt<span class=\"_ _0\"></span> de cumu<span class=\"_ _0\"></span>latieve</div>\n<div class=\"t m0 x2c h64 y8ab ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in de re\u00eble<span class=\"_ _1\"></span> waarde in<span class=\"_ _1\"></span> het eigen<span class=\"_ _1\"></span> vermogen overged<span class=\"_ _1\"></span>ragen</div>\n<div class=\"t m0 x2c h64 y8ac ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">naar de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing. Op<span class=\"_ _0\"></span>brengst<span class=\"_ _0\"></span>en uit vo<span class=\"_ _0\"></span>or verko<span class=\"_ _0\"></span>op besc<span class=\"_ _0\"></span>hikbare</div>\n<div class=\"t m0 x2c h64 y8ad ffad fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">schul<span class=\"lsed\">deffect<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord met geb<span class=\"_ _0\"></span>ruik van de ef<span class=\"_ _0\"></span>fectiev<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8ae ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. P<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie en bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8af ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardemindering<span class=\"_ _1\"></span>sverliezen w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening en dividen<span class=\"_ _1\"></span>den worden na ontvang<span class=\"_ _1\"></span>st verwerkt als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 ffad fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opbrengsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8b2 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b3 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor die ve<span class=\"_ _0\"></span>rzek<span class=\"lsef ws11e\">eringsportefeuilles waar<span class=\"_ _1\"></span> de niet<span class=\"ls0 ws0\">-</span></span>gerealiseer<span class=\"_ _0\"></span>de winst<span class=\"_ _0\"></span>en of</div>\n<div class=\"t m0 x2c h64 y8b4 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliezen op obl<span class=\"_ _1\"></span>igaties een rech<span class=\"_ _1\"></span>tstreeks effect hebben<span class=\"_ _1\"></span> op de waardering<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en past Ageas in ove<span class=\"_ _1\"></span>reenstemming met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">IFRS 4 \u2018shadow accou<span class=\"_ _1\"></span>nting\u2019 toe. Dit be<span class=\"_ _1\"></span>tekent dat de wij<span class=\"_ _1\"></span>zig<span class=\"lsed ws112\">ingen in de </span></div>\n<div class=\"t m0 x2c h64 y8b7 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">gerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winsten <span class=\"_ _0\"></span>en verl<span class=\"_ _0\"></span>iezen van <span class=\"_ _0\"></span>invloe<span class=\"_ _0\"></span>d zijn op d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y9d7 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ring van de ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gsverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen en hetg<span class=\"_ _0\"></span>een implic<span class=\"_ _0\"></span>eert</div>\n<div class=\"t m0 x2c h64 y9d8 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarom de<span class=\"_ _0\"></span>ze wijzi<span class=\"_ _0\"></span>gingen gee<span class=\"_ _0\"></span>n deel uitm<span class=\"_ _0\"></span>aken van het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y994 ffaf fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardeverminderingen<span class=\"_ _1\"></span> van financi\u00eble <span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ctiva<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y995 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een financ<span class=\"_ _0\"></span>ieel acti<span class=\"_ _0\"></span>ef (of een gr<span class=\"_ _0\"></span>oep financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a) geclass<span class=\"_ _0\"></span>ificee<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y996 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop beschik<span class=\"_ _0\"></span>baar, len<span class=\"_ _0\"></span>ingen e<span class=\"_ _0\"></span>n vordering<span class=\"_ _0\"></span>en of tot<span class=\"_ _0\"></span> einde loopti<span class=\"_ _0\"></span>jd</div>\n<div class=\"t m0 x2c h64 y997 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden w<span class=\"_ _1\"></span>ordt beschouw<span class=\"_ _1\"></span>d als onderh<span class=\"_ _1\"></span>evig aan een <span class=\"_ _1\"></span>bijzondere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y999 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11d\">Er<span class=\"_ _1\"></span> objectief<span class=\"_ _1\"></span> bew<span class=\"lsed ws112\">ijs is van de waa<span class=\"_ _0\"></span>rdevermi<span class=\"_ _0\"></span>ndering a<span class=\"_ _0\"></span>ls gevolg va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc13 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een of meer v<span class=\"_ _0\"></span>erliesge<span class=\"_ _0\"></span>beurteni<span class=\"_ _0\"></span>ssen of aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gen (bijv<span class=\"_ _0\"></span>oorbeel<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a0 h64 yc14 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge financi<span class=\"_ _0\"></span>\u00eble proble<span class=\"_ _0\"></span>men bij de emit<span class=\"_ _0\"></span>tent), d<span class=\"_ _0\"></span>ie hebben</div>\n<div class=\"t m0 x1a0 h64 yc15 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> na de eerste opname van<span class=\"_ _1\"></span> het actief; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws112\">Deze verliesge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is (of ge<span class=\"lsef ws11d\">beurtenissen) een<span class=\"_ _1\"></span> impact </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft/hebben op<span class=\"_ _1\"></span> de geraamde toekoms<span class=\"_ _1\"></span>tige kasstromen van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1a0 h64 yc18 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief (of de groep<span class=\"_ _1\"></span> van financi\u00eble ac<span class=\"_ _1\"></span>tiva) die betrouwbaa<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x1a0 h64 yc19 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>eraamd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor aand<span class=\"_ _0\"></span>elen omvat<span class=\"_ _0\"></span>ten de event<span class=\"_ _0\"></span>uele obje<span class=\"_ _0\"></span>ctieve aa<span class=\"_ _0\"></span>nwijzin<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 ya3e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span><span class=\"lsef ws11e\">deverminder<span class=\"_ _1\"></span>ingen onder meer<span class=\"_ _1\"></span> het feit of de re\u00eb<span class=\"_ _1\"></span>le </span></div>\n<div class=\"t m0 x2c h64 ya3f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde per<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum significant<span class=\"_ _1\"></span> (25%) bene<span class=\"_ _1\"></span>den de boek<span class=\"_ _1\"></span>waarde</div>\n<div class=\"t m0 x2c h64 ya40 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ligt of <span class=\"_ _1\"></span>per de balans<span class=\"_ _1\"></span>datum gedurende <span class=\"_ _1\"></span>een lange<span class=\"_ _1\"></span>re periode<span class=\"_ _1\"></span> beneden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya41 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde is<span class=\"_ _1\"></span> geweest (365 opeen<span class=\"_ _1\"></span>volgende dagen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afhankelijk van<span class=\"_ _1\"></span> het type financiee<span class=\"_ _1\"></span>l actief, kan de<span class=\"_ _1\"></span> realiseerbare waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya44 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als volgt worden<span class=\"_ _1\"></span> geschat: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">D<span class=\"_ _1\"></span>e re\u00eble waarde op<span class=\"_ _1\"></span> basis van een waarneemb<span class=\"_ _1\"></span>are marktprijs<span class=\"_ _1\"></span>;</span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya46 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e op basis<span class=\"_ _0\"></span> van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">waarneembare<span class=\"_ _1\"></span> marktgegevens</span>;<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya47 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">Op<span class=\"_ _1\"></span> basis van de re\u00eble<span class=\"_ _1\"></span> waarde van zekerhede<span class=\"_ _1\"></span>n. </span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4a ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien wor<span class=\"_ _0\"></span><span class=\"ws11d\">dt vast<span class=\"_ _0\"></span>gesteld <span class=\"_ _0\"></span>dat een<span class=\"ls0 ws0\"> </span><span class=\"lsef\">voor verkoop besch<span class=\"_ _1\"></span>ikbaar<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">actief een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> heeft ondergaan, wo<span class=\"_ _1\"></span>rdt het bedrag van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4c ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bijzond<span class=\"_ _1\"></span>ere waardeverm<span class=\"_ _1\"></span>indering opg<span class=\"_ _1\"></span>enomen in<span class=\"_ _1\"></span> de resul<span class=\"_ _1\"></span>tatenrekening.</div>\n<div class=\"t m0 x2c h64 ya4d ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">ger<span class=\"_ _1\"></span>ealiseerde e<span class=\"_ _1\"></span>n voorheen <span class=\"_ _1\"></span>in het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>opgenom<span class=\"ws113\">en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en van voor ve<span class=\"_ _0\"></span>rkoop besc<span class=\"_ _0\"></span>hikbare ac<span class=\"_ _0\"></span>tiva die ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya4f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing hebben on<span class=\"_ _1\"></span>dergaan, wo<span class=\"_ _1\"></span>rden overged<span class=\"_ _1\"></span>ragen naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ya50 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening op he<span class=\"_ _1\"></span>t moment da<span class=\"_ _1\"></span>t de bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya51 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zich v<span class=\"_ _1\"></span>oordoet. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode d<span class=\"_ _0\"></span>e re\u00eble waa<span class=\"_ _0\"></span>rde van een</div>\n<div class=\"t m0 x1d h64 yccb ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldinstrum<span class=\"_ _1\"></span>ent dat is <span class=\"_ _1\"></span>geclassifi<span class=\"_ _1\"></span>ceerd als be<span class=\"_ _1\"></span>schikbaar voor<span class=\"_ _1\"></span> verkoop,</div>\n<div class=\"t m0 x1d h64 yccc ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgt e<span class=\"_ _0\"></span>n de stij<span class=\"_ _0\"></span>ging obj<span class=\"_ _0\"></span>ectief i<span class=\"_ _0\"></span>n verban<span class=\"_ _0\"></span>d kan wor<span class=\"_ _0\"></span>den gebr<span class=\"_ _0\"></span>acht met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 yccd ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enis die pl<span class=\"_ _0\"></span>aatsvo<span class=\"_ _0\"></span>nd na de opnam<span class=\"_ _0\"></span>e van het bedr<span class=\"_ _0\"></span>ag van de</div>\n<div class=\"t m0 x1d h64 ycce ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening, valt<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x1d h64 yccf ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> vrij, waarbij<span class=\"_ _1\"></span> het bedrag van de</div>\n<div class=\"t m0 x1d h64 ycd0 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijval wo<span class=\"_ _1\"></span>rdt verwerkt <span class=\"_ _1\"></span>in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Verdere p<span class=\"_ _1\"></span>ositieve</div>\n<div class=\"t m0 x1d h64 ycd1 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n van als <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>beschikbare <span class=\"_ _1\"></span>schuldinstru<span class=\"_ _1\"></span>menten</div>\n<div class=\"t m0 x1d h64 y960 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden opgen<span class=\"_ _1\"></span>om<span class=\"lsed\">en in ov<span class=\"_ _0\"></span>erig com<span class=\"_ _0\"></span>prehens<span class=\"_ _0\"></span>ive inco<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en voor al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschi<span class=\"_ _1\"></span>kbare</div>\n<div class=\"t m0 x1d h64 y963 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>menten worden niet v<span class=\"_ _1\"></span>ia de resultatenre<span class=\"_ _1\"></span>kening</div>\n<div class=\"t m0 x1d h64 y964 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggenomen.<span class=\"_ _1\"></span> Stijgingen i<span class=\"_ _1\"></span>n de re\u00ebl<span class=\"_ _1\"></span>e waarde na<span class=\"_ _1\"></span> de bijzon<span class=\"_ _1\"></span>dere</div>\n<div class=\"t m0 x1d h64 y965 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering word<span class=\"_ _0\"></span>en rechtst<span class=\"_ _0\"></span>reeks ve<span class=\"_ _0\"></span>rwerkt in ov<span class=\"_ _0\"></span>erig</div>\n<div class=\"t m0 x1d h64 y966 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 220px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 535px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 540px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 230px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 545px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya52 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h6c yaa4 ffaf fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tie en afwi<span class=\"_ _0\"></span>kkelings<span class=\"_ _0\"></span>datum<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa5 ffad fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">Alle aan<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en verkopen v<span class=\"_ _0\"></span>an financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplicht<span class=\"_ _0\"></span>ingen di<span class=\"_ _0\"></span>e moeten </span></span></div>\n<div class=\"t m0 x1d h64 yaa6 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld binnen het<span class=\"_ _0\"></span> door rege<span class=\"_ _0\"></span>lgeving of<span class=\"_ _0\"></span> marktco<span class=\"_ _0\"></span>nventie</div>\n<div class=\"t m0 x1d h64 yaa7 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vastgestelde t<span class=\"_ _1\"></span>ijdsbestek, word<span class=\"_ _1\"></span>en opgenomen op de<span class=\"_ _1\"></span> transactiedatu<span class=\"_ _1\"></span>m,</div>\n<div class=\"t m0 x1d h64 yaa8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">namelijk de<span class=\"_ _1\"></span> datum waar<span class=\"_ _1\"></span>op Ageas als<span class=\"_ _1\"></span> partij be<span class=\"_ _1\"></span>trokken word<span class=\"_ _1\"></span>t bij de</div>\n<div class=\"t m0 x1d h64 ya59 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> bepalingen van de<span class=\"_ _1\"></span> financi\u00eble activa<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya5a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5b ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Andere ter<span class=\"_ _1\"></span>mijnaankopen en<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">-</span>ver<span class=\"_ _1\"></span>kopen dan d<span class=\"_ _1\"></span>egene die m<span class=\"_ _1\"></span>oeten worden</div>\n<div class=\"t m0 x1d h64 ya5c ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgewikkeld bin<span class=\"_ _1\"></span>nen het tijdsbes<span class=\"_ _1\"></span>tek dat door regelge<span class=\"_ _1\"></span>ving of</div>\n<div class=\"t m0 x1d h64 ya5d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktco<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>e is vastgest<span class=\"_ _0\"></span>eld, wor<span class=\"_ _0\"></span>den tot het mom<span class=\"_ _0\"></span>ent van af<span class=\"_ _0\"></span>wikkelin<span class=\"_ _0\"></span><span class=\"ws111\">g </span></div>\n<div class=\"t m0 x1d h64 ya5e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en als afgel<span class=\"_ _0\"></span>eide term<span class=\"_ _0\"></span>ijntrans<span class=\"_ _0\"></span>acties.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yaab ffaf fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring van f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaac ffad fs44 fc14 sc0 ls105 ws14a\" style=\"z-index: 15;\">De IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">cla<span class=\"_ _1\"></span>ssificatie van finan<span class=\"_ _1\"></span>ci\u00eble verpl<span class=\"_ _1\"></span>ichtingen bepaalt de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaad ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering en<span class=\"_ _1\"></span> verwerking ervan in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als volgt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaae ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Financi\u00eble verplichtingen tegen de re\u00eble waarde met<span class=\"ws112\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaaf ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderingen omvatten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab0 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(i)  Voor handelsdoeleinden aangehouden financi\u00eble<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"> </span></span></div>\n<div class=\"t m0 xe2 h64 yab1 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplichtingen,<span class=\"_ _0\"></span> inclusi<span class=\"_ _0\"></span>ef derivat<span class=\"_ _0\"></span>en die niet vo<span class=\"_ _0\"></span>or hedge<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 xe2 h64 yab2 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">accounting in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> komen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab3 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(ii)<span class=\"ls0 ws0\"> <span class=\"_ _31\"> </span><span class=\"lsef ws11d\">Fin<span class=\"_ _1\"></span>anci\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"_ _1\"></span> die Ageas on<span class=\"_ _1\"></span>herroepelijk bi<span class=\"_ _1\"></span>j eerste </span></span></div>\n<div class=\"t m0 xe2 h64 yab4 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname of ee<span class=\"_ _0\"></span>rste toep<span class=\"_ _0\"></span>assing va<span class=\"_ _0\"></span>n IFRS heeft<span class=\"_ _0\"></span> aangeme<span class=\"_ _0\"></span>rkt als</div>\n<div class=\"t m0 xe2 h64 yab5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met waardeveranderingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 xe2 h64 y97d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening omdat<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe2 h64 y97e ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> basiscont<span class=\"_ _0\"></span>ract een in h<span class=\"_ _0\"></span>et contrac<span class=\"_ _0\"></span>t beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at bevat </span></span></div>\n<div class=\"t m0 x25 h64 y97f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat anders<span class=\"_ _0\"></span> zou moeten wo<span class=\"_ _0\"></span>rden afg<span class=\"_ _0\"></span>ezon<span class=\"lsef ws113\">derd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y980 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een incon<span class=\"_ _0\"></span>sistenti<span class=\"_ _0\"></span>e in waarde<span class=\"_ _0\"></span>ring of vera<span class=\"_ _0\"></span>ntwoord<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x25 h64 y981 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opheft of aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk vermi<span class=\"_ _0\"></span>ndert (\u2018ra<span class=\"_ _0\"></span>pporte<span class=\"_ _0\"></span>ringsmis<span class=\"_ _0\"></span>match\u2019<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">; </span><span class=\"ws111\">of<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y982 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een groep f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e activa en/<span class=\"_ _0\"></span>of verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n betreft,<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x25 h64 y983 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die gewaardeerd<span class=\"_ _1\"></span> worden op basis van d<span class=\"_ _1\"></span>e re\u00eble waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6c ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Andere financ<span class=\"_ _0\"></span>i\u00eble<span class=\"ls0 ws0\"> </span>verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en worden <span class=\"_ _0\"></span>in eerst<span class=\"_ _0\"></span>e insta<span class=\"_ _0\"></span>ntie </span></span></div>\n<div class=\"t m0 x69 h64 ya6d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en tegen de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e minus tra<span class=\"_ _0\"></span>nsactie<span class=\"_ _0\"></span>kosten.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 ya6e ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>orden andere<span class=\"_ _1\"></span> financi\u00eble v<span class=\"_ _1\"></span>erplichtingen<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x69 h64 ya6f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs, g<span class=\"_ _0\"></span>ebruikm<span class=\"_ _0\"></span>akend van de</div>\n<div class=\"t m0 x69 h64 ya70 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rentemethode, <span class=\"_ _1\"></span>waarbij de pe<span class=\"_ _1\"></span></span></span><span class=\"ws112\">riodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt </span></div>\n<div class=\"t m0 x69 h64 ya71 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya72 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya73 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen en sc<span class=\"_ _0\"></span>hulden w<span class=\"_ _0\"></span>orden bij eer<span class=\"_ _0\"></span>ste opnam<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya74 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen re\u00eble<span class=\"_ _1\"></span> waarde gewaard<span class=\"_ _1\"></span>eerd (onder<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> transactiek<span class=\"_ _1\"></span>osten) en</div>\n<div class=\"t m0 x1d h64 ya75 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden vervolge<span class=\"_ _1\"></span>ns gewaardeerd tegen<span class=\"_ _1\"></span> geamortiseerde<span class=\"_ _1\"></span> kostp<span class=\"lsed ws11d\">rijs met </span></div>\n<div class=\"t m0 x1d h64 ya76 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span>rente<span class=\"_ _0\"></span>methode,<span class=\"_ _0\"></span> waarbij de p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya77 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving wor<span class=\"_ _0\"></span>dt opgeno<span class=\"_ _0\"></span>men in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 350.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 188px; height: 918px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffb5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Transactieko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en op financ<span class=\"_ _0\"></span>i\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> verwijz<span class=\"_ _0\"></span>en naar de extr<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die di<span class=\"lsed ws11d\">rect zijn toe t<span class=\"_ _0\"></span>e reken<span class=\"_ _0\"></span>en aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of ve<span class=\"_ _0\"></span>rvreemd<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>el actief <span class=\"_ _0\"></span>of een f<span class=\"_ _0\"></span>inanci\u00eb<span class=\"_ _0\"></span>le verpli<span class=\"_ _0\"></span>chting.<span class=\"_ _0\"></span> Daarin z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y8a9 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">inbegrepen <span class=\"_ _1\"></span>commissies die<span class=\"_ _1\"></span> worden bet<span class=\"_ _1\"></span>aald aan agen<span class=\"_ _1\"></span>ten, advi<span class=\"_ _1\"></span>seurs,</div>\n<div class=\"t m0 x2c h64 y8aa ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">brokers en<span class=\"_ _1\"></span> effectenhandela<span class=\"_ _1\"></span>ren, evena<span class=\"_ _1\"></span>ls heffingen<span class=\"_ _1\"></span> opgelegd do<span class=\"_ _1\"></span>or<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs en effect<span class=\"_ _0\"></span>enbeurz<span class=\"_ _0\"></span>en evenals<span class=\"_ _0\"></span> overdr<span class=\"_ _0\"></span>achtsbel<span class=\"_ _0\"></span>asting en</div>\n<div class=\"t m0 x2c h64 y8ac ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere hef<span class=\"_ _1\"></span>fingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oord in d<span class=\"_ _0\"></span>e eerste <span class=\"_ _0\"></span>waarderi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c h64 y8af ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htingen,<span class=\"_ _0\"></span> behalve ind<span class=\"_ _0\"></span>ien de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8b0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa of<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>waardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y8b1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening. <span class=\"_ _1\"></span>In dat geval <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span> als kosten op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 349px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y92c ffb5 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waarde<span class=\"_ _1\"></span> van finan<span class=\"_ _1\"></span>ci\u00eble instrumen<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde i<span class=\"_ _0\"></span>s de waa<span class=\"_ _0\"></span>rde wa<span class=\"_ _0\"></span>artegen <span class=\"_ _0\"></span>een acti<span class=\"_ _0\"></span>ef of <span class=\"lsef ws113\">toegekend </span></div>\n<div class=\"t m0 x2c h64 y92e ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>ment kan worden verhan<span class=\"_ _1\"></span>deld en een verplich<span class=\"_ _1\"></span>ting kan</div>\n<div class=\"t m0 x2c h64 y92f ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>afgewikk<span class=\"_ _0\"></span>eld tuss<span class=\"_ _0\"></span>en ter z<span class=\"_ _0\"></span>ake goed <span class=\"_ _0\"></span>ge\u00efnfo<span class=\"_ _0\"></span>rmeerde<span class=\"_ _0\"></span>, tot</div>\n<div class=\"t m0 x2c h64 y991 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>e bereidw<span class=\"_ _0\"></span>illige part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y993 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde d<span class=\"_ _0\"></span>ie geto<span class=\"_ _0\"></span>ond wor<span class=\"_ _0\"></span>dt, is de<span class=\"_ _0\"></span> \u2018clean f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e\u2019</div>\n<div class=\"t m0 x2c h64 y994 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de totale re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de (\u2018dirty<span class=\"_ _0\"></span>\u2019 fair valu<span class=\"_ _0\"></span>e) exclus<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x2c h64 y995 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgelopen rente<span class=\"_ _1\"></span> en transactiekos<span class=\"_ _1\"></span>ten. De opgelopen ren<span class=\"_ _1\"></span>te wordt</div>\n<div class=\"t m0 x2c h64 y996 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k geclassificeer<span class=\"_ _1\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y997 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y998 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting of een<span class=\"_ _1\"></span> eigenvermogen<span class=\"_ _1\"></span>sinstrument</div>\n<div class=\"t m0 x2c h64 y999 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de gevol<span class=\"_ _0\"></span>gen van h<span class=\"_ _0\"></span>et risic<span class=\"_ _0\"></span>o dat het<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>e<span class=\"lsef\">nt niet pre<span class=\"_ _1\"></span>steert. Dit <span class=\"_ _1\"></span>risico </span></div>\n<div class=\"t m0 x2c h64 yc13 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">omvat, m<span class=\"_ _0\"></span>aar hoeft niet<span class=\"_ _0\"></span> beperkt t<span class=\"_ _0\"></span>e zijn tot, het e<span class=\"_ _0\"></span>igen risic<span class=\"_ _0\"></span>o van de entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc15 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een acti<span class=\"_ _0\"></span>ef of verpli<span class=\"_ _0\"></span>chting wor<span class=\"_ _0\"></span>dt in eerste i<span class=\"_ _0\"></span>nstanti<span class=\"_ _0\"></span>e gewaard<span class=\"_ _0\"></span>eerd tege<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc16 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Als de<span class=\"_ _1\"></span> transactieprij<span class=\"_ _1\"></span>s afwijkt <span class=\"_ _1\"></span>van deze re\u00eble<span class=\"_ _1\"></span> waarde, <span class=\"_ _1\"></span>wordt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc17 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hieruit v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende wi<span class=\"_ _0\"></span>nst of verli<span class=\"_ _0\"></span>es in de resu<span class=\"_ _0\"></span>ltatenr<span class=\"_ _0\"></span>ekening</div>\n<div class=\"t m0 x2c h64 yc18 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkt, tenzij<span class=\"_ _1\"></span> IFRS anders voors<span class=\"_ _1\"></span>chrijft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 567px; height: 51px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc19 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc1a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De basisp<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>es voor het bep<span class=\"_ _0\"></span>alen van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3d ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws11e\">M<span class=\"_ _1\"></span>aximaal gebruik<span class=\"_ _1\"></span> van relevante waarn<span class=\"_ _1\"></span>eembare (mark<span class=\"_ _1\"></span>t</span><span class=\"ffb3\">-<span class=\"lsef ws113\">)gegevens </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya3e ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en minimaal<span class=\"_ _1\"></span> gebruik v<span class=\"lsed ws112\">an niet<span class=\"ls0 ws0\">-</span></span>waarneem<span class=\"_ _1\"></span>bare gegeven<span class=\"_ _1\"></span>s (zoals</div>\n<div class=\"t m0 x1a0 h64 ya3f ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">interne schat<span class=\"_ _1\"></span>tingen en aannames)<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Uitsluitend wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen van de schat<span class=\"_ _0\"></span>tingsm<span class=\"_ _0\"></span>ethode als<span class=\"_ _0\"></span> er een </span></span></div>\n<div class=\"t m0 x1a0 h64 ya41 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verbetering kan<span class=\"_ _1\"></span> worden aangetoon<span class=\"_ _1\"></span>d of als de verande<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x1a0 h64 ya42 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">noodzak<span class=\"_ _0\"></span>elijk is van<span class=\"_ _0\"></span>wege wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de marktsit<span class=\"_ _0\"></span>uatie of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a0 h64 ya43 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span><span class=\"ws112\">baarhei<span class=\"_ _0\"></span>d van infor<span class=\"_ _0\"></span>matie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya45 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij het bepa<span class=\"_ _0\"></span>len van de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e wordt de vol<span class=\"_ _0\"></span>gende hi<span class=\"_ _0\"></span>\u00ebrarchie</div>\n<div class=\"t m0 x2c h64 ya46 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikt voor<span class=\"_ _1\"></span> het bepal<span class=\"_ _1\"></span>en en verme<span class=\"_ _1\"></span>lden van de<span class=\"_ _1\"></span> re\u00eble waa<span class=\"_ _1\"></span>rde, in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoemde volgorde<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 1: re\u00eble wa<span class=\"_ _0\"></span>arde vastg<span class=\"_ _0\"></span>esteld met<span class=\"_ _0\"></span> gebruik va<span class=\"_ _0\"></span>n (niet </span></span></div>\n<div class=\"t m0 x1a0 h64 ya49 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangepaste) geno<span class=\"_ _1\"></span>teerde <span class=\"lsed ws112\">prijzen in e<span class=\"_ _0\"></span>en actieve m<span class=\"_ _0\"></span>arkt voor ide<span class=\"_ _0\"></span>ntieke </span></div>\n<div class=\"t m0 x1a0 h64 ya4a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa of ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen. Dit<span class=\"_ _0\"></span> betekent<span class=\"_ _0\"></span> dat de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>jzen</div>\n<div class=\"t m0 x1a0 h64 ya4b ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenvou<span class=\"_ _0\"></span>dig beschik<span class=\"_ _0\"></span>baar zij<span class=\"_ _0\"></span>n en werkel<span class=\"_ _0\"></span>ijke en regel<span class=\"_ _0\"></span>matig</div>\n<div class=\"t m0 x1a0 h64 ya4c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorkom<span class=\"_ _0\"></span>ende mark<span class=\"_ _0\"></span>ttransac<span class=\"_ _0\"></span>ties op bas<span class=\"_ _0\"></span>is van vrij ec<span class=\"_ _0\"></span>onomi<span class=\"_ _0\"></span>sch</div>\n<div class=\"t m0 x1a0 h64 ya4d ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeer weerspiege<span class=\"_ _1\"></span>len;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4e ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 2: r<span class=\"ws11d\">e\u00eble w<span class=\"_ _0\"></span>aarde vas<span class=\"_ _0\"></span>tgest<span class=\"_ _0\"></span>eld met ge<span class=\"_ _0\"></span>bruik va<span class=\"_ _0\"></span>n infor<span class=\"_ _0\"></span>matie </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya4f ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders dan<span class=\"_ _1\"></span> de in niv<span class=\"_ _1\"></span>eau 1 opgeno<span class=\"_ _1\"></span>men genoteerde<span class=\"_ _1\"></span> prijzen <span class=\"_ _1\"></span>die (op</div>\n<div class=\"t m0 x1a0 h64 ya50 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de markt) w<span class=\"_ _0\"></span>aarneem<span class=\"_ _0\"></span>baar zijn,<span class=\"_ _0\"></span> hetzij dir<span class=\"_ _0\"></span>ect (d.w.z.<span class=\"_ _0\"></span> prijze<span class=\"_ _0\"></span>n) of indire<span class=\"_ _0\"></span>ct</div>\n<div class=\"t m0 x1a0 h64 ya51 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(d.w.z. ont<span class=\"_ _1\"></span>leend aan pri<span class=\"_ _1\"></span>jzen, zoal<span class=\"_ _1\"></span>s rentetarieven<span class=\"_ _1\"></span> of wisselkoe<span class=\"_ _1\"></span>rsen);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya52 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3\">N<span class=\"_ _1\"></span><span class=\"lsed ws11d\">iveau 3: r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde vast<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d met geb<span class=\"_ _0\"></span>ruik van i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie die </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya53 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet (volledi<span class=\"_ _1\"></span>g) op waarneembare<span class=\"_ _1\"></span> gegevens is gebaseerd<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws113\">Ko<span class=\"_ _1\"></span>stprijs.</span><span class=\"ffb3\"> </span></span></div>\n<div class=\"t m0 x1d h64 yab7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De plaatsing<span class=\"_ _1\"></span> van de waardering van<span class=\"_ _1\"></span> de re\u00eble waarde in de<span class=\"_ _1\"></span> hi\u00ebrarchie</div>\n<div class=\"t m0 x1d h64 yab8 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt bepaald op<span class=\"_ _1\"></span> basis van het laags<span class=\"_ _1\"></span>te niveau van inpu<span class=\"_ _1\"></span>t <span class=\"lsed ws112\">dat van bel<span class=\"_ _0\"></span>ang </span></div>\n<div class=\"t m0 x1d h64 yab9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is voor de wa<span class=\"_ _0\"></span>ardering v<span class=\"_ _0\"></span>an de re\u00eble wa<span class=\"_ _0\"></span>arde in zijn g<span class=\"_ _0\"></span>eheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaba ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabb ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De bepali<span class=\"_ _0\"></span>ng van de re\u00ebl<span class=\"_ _0\"></span>e waarde vo<span class=\"_ _0\"></span>lgens niv<span class=\"_ _0\"></span>eau 2 en 3 vereist<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yabc ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans he<span class=\"_ _1\"></span>t gebruik van waardering<span class=\"_ _1\"></span>stechnieken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabd ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabe ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een fina<span class=\"_ _0\"></span>ncieel i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent wordt <span class=\"_ _0\"></span>beschou<span class=\"_ _0\"></span>wd als <span class=\"lsef\">m<span class=\"_ _0\"></span>arktgenoteerd<span class=\"_ _1\"></span> in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yabf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actieve m<span class=\"_ _0\"></span>arkt als gen<span class=\"_ _0\"></span>oteerd<span class=\"_ _0\"></span>e prijzen ee<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>g en regelmat<span class=\"_ _0\"></span>ig</div>\n<div class=\"t m0 x1d h64 ycd9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opvraagbaar<span class=\"_ _1\"></span> zijn bij een beurs, deal<span class=\"_ _1\"></span>er, broker, indu<span class=\"_ _1\"></span>stri\u00eble groep, pri<span class=\"_ _1\"></span>cing</div>\n<div class=\"t m0 x1d h64 ycda ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service of<span class=\"_ _0\"></span> regelgev<span class=\"_ _0\"></span>ende/t<span class=\"_ _0\"></span>oezicht<span class=\"_ _0\"></span>houdend<span class=\"_ _0\"></span>e instanti<span class=\"_ _0\"></span>es en als dez<span class=\"_ _0\"></span>e prijzen</div>\n<div class=\"t m0 x1d h64 ycdb ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een weergave<span class=\"_ _1\"></span> zijn van<span class=\"_ _1\"></span> feit<span class=\"ws11e\">elijke<span class=\"_ _1\"></span> en regelmatig teru<span class=\"_ _1\"></span>gkerende </span></div>\n<div class=\"t m0 x1d h64 ycdc ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es op bas<span class=\"_ _0\"></span>is van v<span class=\"_ _0\"></span>rij eco<span class=\"_ _0\"></span>nomisch v<span class=\"_ _0\"></span>erkeer.<span class=\"_ _0\"></span> Indien <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 ycdd ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel in<span class=\"_ _1\"></span>strument wordt verha<span class=\"_ _1\"></span>ndeld in een acti<span class=\"_ _1\"></span>eve en liquide mark<span class=\"_ _1\"></span>t is</div>\n<div class=\"t m0 x1d h64 ycde ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de genote<span class=\"_ _0\"></span>erde prijs<span class=\"_ _0\"></span> of waarde de bes<span class=\"_ _0\"></span>te indicat<span class=\"_ _0\"></span>or voor de<span class=\"_ _0\"></span> re\u00eble waar<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ycdf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervan. Di<span class=\"_ _0\"></span>e r<span class=\"lsef ws11d\">e\u00eble waarde <span class=\"_ _1\"></span>wordt nie<span class=\"_ _1\"></span>t gecorrigeerd<span class=\"_ _1\"></span> voor een<span class=\"_ _1\"></span> groot pakke<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yce0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen, <span class=\"_ _1\"></span>tenzij er e<span class=\"_ _1\"></span>en bindende a<span class=\"_ _1\"></span>fspraak is ge<span class=\"_ _1\"></span>maakt om de<span class=\"_ _1\"></span> aandelen</div>\n<div class=\"t m0 x1d h64 yce1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te verkopen<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> andere prij<span class=\"_ _1\"></span>s dan de m<span class=\"_ _1\"></span>arktprijs. <span class=\"_ _1\"></span>De meest</div>\n<div class=\"t m0 x1d h64 yce2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschikt<span class=\"_ _0\"></span>e marktp<span class=\"_ _0\"></span>rijs voor ee<span class=\"_ _0\"></span>n actief in<span class=\"_ _0\"></span> bezit of een uit te ge<span class=\"_ _0\"></span>ven p<span class=\"lsee\">assief </span></div>\n<div class=\"t m0 x1d h64 yce3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is de huidig<span class=\"_ _0\"></span>e biedpri<span class=\"_ _0\"></span>js, en voor ee<span class=\"_ _0\"></span>n aan te kope<span class=\"_ _0\"></span>n actief of een p<span class=\"_ _0\"></span>assief in</div>\n<div class=\"t m0 x1d h64 yce4 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit, de <span class=\"_ _1\"></span>laatprijs. M<span class=\"_ _1\"></span>iddenkoersen w<span class=\"_ _1\"></span>orden gebrui<span class=\"_ _1\"></span>kt als basis<span class=\"_ _1\"></span> voor het</div>\n<div class=\"t m0 x1d h64 yce5 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepale<span class=\"_ _0\"></span>n van de r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>activa e<span class=\"_ _0\"></span>n verpli<span class=\"_ _0\"></span>chtingen <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x1d h64 yce6 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegengestelde<span class=\"_ _1\"></span> marktrisi<span class=\"_ _1\"></span>co\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce7 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce8 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er een sign<span class=\"_ _0\"></span>ifica<span class=\"_ _0\"></span>nte daling<span class=\"_ _0\"></span> is in het volum<span class=\"_ _0\"></span>e of het activ<span class=\"_ _0\"></span>iteitsni<span class=\"_ _0\"></span>veau</div>\n<div class=\"t m0 x1d h64 yce9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor het act<span class=\"_ _0\"></span>ief of de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g, worden d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ies of gen<span class=\"_ _0\"></span>oteerde</div>\n<div class=\"t m0 x1d h64 ycea ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen b<span class=\"_ _0\"></span>eoordeel<span class=\"_ _0\"></span>d en kan er een alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieve waar<span class=\"_ _0\"></span>deringsm<span class=\"_ _0\"></span>ethode of</div>\n<div class=\"t m0 x1d h64 yceb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meerdere waarde<span class=\"_ _1\"></span>ringsmethoden (bij<span class=\"_ _1\"></span>v. contante<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">waard<span class=\"_ _0\"></span>etechni<span class=\"_ _0\"></span>eken) </span></span></div>\n<div class=\"t m0 x1d h64 ycec ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yced ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycee ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er geen ma<span class=\"_ _0\"></span>rktpri<span class=\"_ _0\"></span>js op een acti<span class=\"_ _0\"></span>eve markt b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>ar is, wordt<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 ycef ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e berekend<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an de con<span class=\"_ _1\"></span>tante waarde<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">methode of </span></div>\n<div class=\"t m0 x1d h64 ycf0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere waard<span class=\"_ _1\"></span>eringsmethoden<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> waarneembare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycf1 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktg<span class=\"_ _0\"></span>egevens o<span class=\"_ _0\"></span>p de balans<span class=\"_ _0\"></span>datum. Dez<span class=\"_ _0\"></span>e informat<span class=\"_ _0\"></span>ie kan hetz<span class=\"_ _0\"></span>ij direct</div>\n<div class=\"t m0 x1d h64 ycf2 ffb3 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">wa<span class=\"lsef ws11e\">arneembaar zijn (pri<span class=\"_ _1\"></span>jzen) of indire<span class=\"_ _1\"></span>ct waarneembaar<span class=\"_ _1\"></span> (afgeleid van </span></div>\n<div class=\"t m0 x1d h64 ycf3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen z<span class=\"_ _0\"></span>oals rent<span class=\"_ _0\"></span>e of wisselk<span class=\"_ _0\"></span>oersen).<span class=\"_ _0\"></span> Wanneer A<span class=\"_ _0\"></span>geas kwa<span class=\"_ _0\"></span>ntitati<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x1d h64 ycf4 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">observeerbare i<span class=\"_ _1\"></span>nformatie gebru<span class=\"_ _1\"></span>ikt bij de<span class=\"_ _1\"></span> waardering<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ycf5 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde, i<span class=\"_ _0\"></span>s deze infor<span class=\"_ _0\"></span>matie ni<span class=\"_ _0\"></span>et binnens<span class=\"_ _0\"></span>huis ontw<span class=\"_ _0\"></span>ikkeld.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 ycf6 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycf7 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als er ee<span class=\"_ _1\"></span>n waardering<span class=\"_ _1\"></span>smethode gebrui<span class=\"_ _1\"></span>kelijk is<span class=\"_ _1\"></span> in de mar<span class=\"_ _1\"></span>kt om de p<span class=\"_ _1\"></span>rijs</div>\n<div class=\"t m0 x1d h64 ycf8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent te be<span class=\"_ _0\"></span>palen en v<span class=\"_ _0\"></span>an deze <span class=\"_ _0\"></span>waard<span class=\"_ _0\"></span>eringsmet<span class=\"_ _0\"></span>hode is</div>\n<div class=\"t m0 x1d h64 ycf9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangetoond da<span class=\"_ _1\"></span>t de bepaalde waarderin<span class=\"_ _1\"></span>g een betrouwbare s<span class=\"_ _1\"></span>chatting</div>\n<div class=\"t m0 x1d h64 ycfa ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oplevert<span class=\"_ _0\"></span> van de prijs<span class=\"_ _0\"></span> bij een daadw<span class=\"_ _0\"></span>erkelij<span class=\"_ _0\"></span>ke markttr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ie, dan</div>\n<div class=\"t m0 x1d h64 ycfb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt Ageas<span class=\"_ _1\"></span> deze waarderings<span class=\"_ _1\"></span>methode. Tot de veel<span class=\"_ _1\"></span> gebruikte</div>\n<div class=\"t m0 x1d h64 ycfc ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ringsmet<span class=\"_ _0\"></span>hoden in fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n behoren r<span class=\"_ _0\"></span>ecente</div>\n<div class=\"t m0 x1d h64 ycfd ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es, disc<span class=\"_ _0\"></span>ounted c<span class=\"_ _0\"></span>ash flo<span class=\"_ _0\"></span>ws (incl<span class=\"_ _0\"></span>usief</div>\n<div class=\"t m0 x1d h64 ycfe ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">optiewaarderin<span class=\"_ _1\"></span>gsmodellen) en<span class=\"_ _1\"></span> actuele ver<span class=\"_ _1\"></span>vangingswaarde.<span class=\"_ _1\"></span> Een</div>\n<div class=\"t m0 x1d h64 ycff ffb3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geaccepteerde<span class=\"_ _1\"></span> <span class=\"ws11d\">waarderings<span class=\"_ _1\"></span>methode houdt<span class=\"_ _1\"></span> rekening met<span class=\"_ _1\"></span> alle fac<span class=\"_ _1\"></span>toren </span></div>\n<div class=\"t m0 x1d h64 yd00 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n voor de prijs<span class=\"_ _0\"></span>vorming<span class=\"_ _0\"></span> belangrij<span class=\"_ _0\"></span>k achten. Dez<span class=\"_ _0\"></span>e metho<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yd01 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dient teve<span class=\"_ _0\"></span>ns consis<span class=\"_ _0\"></span>tent te zijn m<span class=\"_ _0\"></span>et algem<span class=\"_ _0\"></span>een aanvaa<span class=\"_ _0\"></span>rde econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x1d h64 yd02 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">modellen voor<span class=\"_ _1\"></span> de waar<span class=\"_ _1\"></span>dering van <span class=\"_ _1\"></span>financi\u00eble ins<span class=\"_ _1\"></span>trumenten.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">Deze </span></span></div>\n<div class=\"t m0 x1d h64 yd03 ffb3 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">tech<span class=\"lsed ws112\">nieken zijn onde<span class=\"_ _0\"></span>rhevig aan <span class=\"lsef ws11d\">i<span class=\"_ _0\"></span>nherente be<span class=\"_ _1\"></span>perkingen, zoa<span class=\"_ _1\"></span>ls de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd04 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng van de v<span class=\"_ _0\"></span>oor ris<span class=\"_ _0\"></span>ico geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>de disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoet.<span class=\"_ _0\"></span> Het</div>\n<div class=\"t m0 x1d h64 yd05 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik v<span class=\"_ _0\"></span>an ander<span class=\"_ _0\"></span>e assumpt<span class=\"_ _0\"></span>ies en veron<span class=\"_ _0\"></span>derstell<span class=\"_ _0\"></span>ingen zou r<span class=\"_ _0\"></span>esulter<span class=\"_ _0\"></span>en in</div>\n<div class=\"t m0 x1d h64 yd06 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een andere <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd07 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd08 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De ni<span class=\"ws11e\">veau 3 po<span class=\"_ _1\"></span>sities zijn <span class=\"ws113\">voor<span class=\"_ _1\"></span>namelijk </span></span>g<span class=\"_ _1\"></span>evoelig voor<span class=\"_ _1\"></span> een veranderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x1d h64 yd09 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de verw<span class=\"_ _0\"></span>achte kasst<span class=\"_ _0\"></span>romen.<span class=\"_ _0\"></span> Bijgev<span class=\"_ _0\"></span>olg varie<span class=\"_ _0\"></span>ert hun re\u00ebl<span class=\"_ _0\"></span>e waarde in</div>\n<div class=\"t m0 x1d h64 yd0a ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verhouding to<span class=\"_ _1\"></span>t de veranderingen<span class=\"_ _1\"></span> in deze kasstromen<span class=\"_ _1\"></span>. De veranderingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd0b ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in de wa<span class=\"_ _0\"></span>arde van d<span class=\"_ _0\"></span>eze niv<span class=\"_ _0\"></span>eau 3 posit<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rden ve<span class=\"_ _0\"></span>rantwo<span class=\"lsef\">ord in de </span></div>\n<div class=\"t m0 x1d h64 yd0c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overige n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde re<span class=\"_ _1\"></span>sultaten in het eigen<span class=\"_ _1\"></span> vermogen.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 142px; height: 955px; width: 352.986px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 702px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ycd8 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gebrui<span class=\"_ _0\"></span>kte method<span class=\"_ _0\"></span>en en hypot<span class=\"_ _0\"></span>hesen om de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e te bepale<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x2c h64 y8a6 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn grot<span class=\"_ _0\"></span>endeel<span class=\"_ _0\"></span>s afhank<span class=\"_ _0\"></span>elijk va<span class=\"_ _0\"></span>n het feit <span class=\"_ _0\"></span>of het i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nt verh<span class=\"_ _0\"></span>andeld</div>\n<div class=\"t m0 x2c h64 y8a7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt op <span class=\"_ _0\"></span>een fina<span class=\"_ _0\"></span>nci\u00eble m<span class=\"_ _0\"></span>arkt en w<span class=\"_ _0\"></span>elke inf<span class=\"_ _0\"></span>orm<span class=\"lsef ws11e\">atie gebruikt kan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de waard<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>modellen.<span class=\"_ _0\"></span> Hierna wo<span class=\"_ _0\"></span>rdt een same<span class=\"_ _0\"></span>nvattin<span class=\"_ _0\"></span>g gegeven</div>\n<div class=\"t m0 x2c h64 y8a9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de versc<span class=\"_ _0\"></span>hillen<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> met de hiervoo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y8aa ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> re\u00eble waarder<span class=\"_ _1\"></span>ingsmethode:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschikba<span class=\"_ _1\"></span>ar geclassif<span class=\"_ _1\"></span>iceerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsed ws112\">ffecten en van ef<span class=\"_ _0\"></span>fecten te<span class=\"_ _0\"></span>gen re\u00eble w<span class=\"_ _0\"></span>aarde met </span></div>\n<div class=\"t m0 x1a0 h64 y8ad ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening word<span class=\"_ _1\"></span>t bepaald <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x1a0 h64 y8ae ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van ma<span class=\"_ _0\"></span>rktprij<span class=\"_ _0\"></span>zen van acti<span class=\"_ _0\"></span>eve markt<span class=\"_ _0\"></span>en. Indien g<span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8af ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoteerde prij<span class=\"_ _1\"></span>zen in een actieve mark<span class=\"_ _1\"></span>t beschikbaar zijn<span class=\"_ _1\"></span>, wordt de</div>\n<div class=\"t m0 x1a0 h64 y8b0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e bepaald <span class=\"lsed\">aan de hand va<span class=\"_ _0\"></span>n contant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">waarde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">berekeningen<span class=\"_ _1\"></span>. <span class=\"ws11e\">Meer bepaald<span class=\"_ _1\"></span> voor asset<span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">backed sec</span></span>urities houden </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verwac<span class=\"_ _0\"></span>hte kasst<span class=\"_ _0\"></span>romen die wor<span class=\"_ _0\"></span>den geb<span class=\"_ _0\"></span>ruikt in de cont<span class=\"_ _0\"></span>ante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>kening rekening<span class=\"_ _1\"></span> met de oo<span class=\"_ _1\"></span>rspronkelijke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b4 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteri<span class=\"_ _0\"></span>a, kenm<span class=\"_ _0\"></span>erken va<span class=\"_ _0\"></span>n de le<span class=\"lsef ws11e\">ning nemer </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span></span>value rat<span class=\"_ _0\"></span>io\u2019s, ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b7 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vooruitbetalin<span class=\"_ _1\"></span>gsniveaus.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">Disconteringsfa<span class=\"_ _1\"></span>ctoren worden<span class=\"_ _1\"></span> hierbij </span></div>\n<div class=\"t m0 x1a0 h64 y9d7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op een swa<span class=\"_ _0\"></span>pcurve,<span class=\"_ _0\"></span> plus een spr<span class=\"_ _0\"></span>ead die de</div>\n<div class=\"t m0 x1a0 h64 y9d8 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicok<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en v<span class=\"ws112\">an het ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> uitdrukt<span class=\"_ _0\"></span>. De re\u00eble waa<span class=\"_ _0\"></span>rde van </span></div>\n<div class=\"t m0 x1a0 h64 y9d9 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als tot de vervald<span class=\"_ _1\"></span>ag aangehouden<span class=\"_ _1\"></span> geclassificeerde<span class=\"_ _1\"></span> effecten (alleen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9da ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig voor<span class=\"_ _1\"></span> informatiever<span class=\"_ _1\"></span>schaffing) wor<span class=\"_ _1\"></span>den op deze<span class=\"_ _1\"></span>lfde wijze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9db ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepaald.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde van d<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n wordt verk<span class=\"_ _0\"></span>regen uit ac<span class=\"_ _0\"></span>tieve mark<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 y9dd ffb8 fs44 fc14 sc0 ls10c ws14c\" style=\"z-index: 15;\">of wor<span class=\"lsed ws112\">dt, indien van toe<span class=\"_ _0\"></span>passing,<span class=\"_ _0\"></span> bepaald met<span class=\"_ _0\"></span> behulp van<span class=\"_ _0\"></span> contante<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a0 h64 y9de ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde b<span class=\"_ _0\"></span>erekeni<span class=\"_ _0\"></span>ngen en opti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmod<span class=\"_ _1\"></span>ellen. Geno<span class=\"_ _1\"></span>teerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9df ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>rijzen zijn d<span class=\"_ _0\"></span>e meest betr<span class=\"_ _0\"></span>ouwba<span class=\"_ _0\"></span>re re\u00eble wa<span class=\"_ _0\"></span>arde voor op ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y9e0 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">erkende beurs ve<span class=\"_ _1\"></span>rhandelde deriv<span class=\"_ _1\"></span>aten. Voor derivat<span class=\"_ _1\"></span>en die niet op</div>\n<div class=\"t m0 x1a0 h64 y9e1 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een erke<span class=\"lsef ws11e\">nde beurs worden verhandeld, is de<span class=\"_ _1\"></span> re\u00eble waarde die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9e2 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde die<span class=\"_ _1\"></span> gerealiseerd<span class=\"_ _1\"></span> kan worden d<span class=\"_ _1\"></span>oor be\u00ebindi<span class=\"_ _1\"></span>ging of a<span class=\"_ _1\"></span>fwikkeling</div>\n<div class=\"t m0 x1a0 h64 y9e3 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het d<span class=\"_ _0\"></span>erivaat<span class=\"_ _0\"></span>. Factor<span class=\"_ _0\"></span>en die v<span class=\"_ _0\"></span>an invlo<span class=\"_ _0\"></span>ed zijn <span class=\"_ _0\"></span>op de waar<span class=\"_ _0\"></span>dering</div>\n<div class=\"t m0 x1a0 h64 y9e4 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>ndividuele deri<span class=\"_ _1\"></span>vaten zijn<span class=\"_ _1\"></span> onder ande<span class=\"_ _1\"></span>re de kred<span class=\"_ _1\"></span>ietrating van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9e5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de t<span class=\"lsef ws11d\">egenpartij en<span class=\"_ _1\"></span> de complexi<span class=\"_ _1\"></span>teit van he<span class=\"_ _1\"></span>t derivaat. W<span class=\"_ _1\"></span>anneer deze </span></div>\n<div class=\"t m0 x1a0 h64 y9e6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">factore<span class=\"_ _0\"></span>n afwijke<span class=\"_ _0\"></span>n van de basisf<span class=\"_ _0\"></span>actor<span class=\"_ _0\"></span>en die ten gron<span class=\"_ _0\"></span>dslag lig<span class=\"_ _0\"></span>gen aan</div>\n<div class=\"t m0 x1a0 h64 y9e7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de noteri<span class=\"_ _0\"></span>ng, kan een aa<span class=\"_ _0\"></span>npassi<span class=\"_ _0\"></span>ng van de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>js worden</div>\n<div class=\"t m0 x1a0 h64 y9e8 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwogen. Gangba<span class=\"_ _1\"></span>re methoden voor d<span class=\"_ _1\"></span>e waardering van e<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1a0 h64 y9e9 ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wa<span class=\"lsef ws11e\">p hanteren een vergel<span class=\"_ _1\"></span>ijking van he<span class=\"_ _1\"></span>t rendement (de yield)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9ea ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de sw<span class=\"_ _0\"></span>ap met d<span class=\"_ _0\"></span>e huidige <span class=\"_ _0\"></span>swapre<span class=\"_ _0\"></span>ntecurv<span class=\"_ _0\"></span>e. De sw<span class=\"_ _0\"></span>aprentec<span class=\"_ _0\"></span>urve</div>\n<div class=\"t m0 x1a0 h64 y9eb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt afg<span class=\"_ _0\"></span>eleid van de g<span class=\"_ _0\"></span>enotee<span class=\"_ _0\"></span>rde swapre<span class=\"_ _0\"></span>ntevoete<span class=\"_ _0\"></span>n. Over het</div>\n<div class=\"t m0 x1a0 h64 y9ec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en zijn er aan<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verkoopkoers<span class=\"_ _0\"></span>en van han<span class=\"_ _0\"></span>delaars </span></span></div>\n<div class=\"t m0 x1a0 h64 y9ed ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor gangbare ren<span class=\"_ _1\"></span>teswaps met tegenpar<span class=\"_ _1\"></span>tijen waarvan</div>\n<div class=\"t m0 x1a0 h64 y9ee ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>en 'invest<span class=\"_ _0\"></span>ment grad<span class=\"_ _0\"></span>e' zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenoteerde <span class=\"_ _1\"></span>private equity<span class=\"_ _1\"></span></span>-</span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>wordt gesch<span class=\"_ _1\"></span>at aan de<span class=\"_ _1\"></span> hand van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepasselijke<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>marktvergel<span class=\"_ _1\"></span>ijkingsfactoren<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>(bijvoorbeeld<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f2 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">koers/winstve<span class=\"_ _1\"></span>rhouding of koer<span class=\"_ _1\"></span>s/kasstroomverhoudi<span class=\"_ _1\"></span>ng) om de</div>\n<div class=\"t m0 x1a0 h64 y9f3 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">specifieke om<span class=\"_ _1\"></span>standigheden van de emi<span class=\"_ _1\"></span>ttent uit te druk<span class=\"_ _1\"></span>ken.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">Niveau<span class=\"_ _1\"></span> 3 </span></div>\n<div class=\"t m0 x1a0 h64 y9f4 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingen<span class=\"_ _1\"></span> voor private equity en<span class=\"_ _1\"></span> durfkapitaal <span class=\"lsed ws111\">maken </span><span class=\"ws11d\">gebruik van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rden die zij<span class=\"_ _0\"></span>n opgenom<span class=\"_ _0\"></span>en in het geau<span class=\"_ _0\"></span>diteer<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>eel</div>\n<div class=\"t m0 x1a0 h64 y9f6 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslag van de<span class=\"_ _1\"></span> relevant<span class=\"ws11d\">e deelne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e van sc<span class=\"_ _0\"></span>hulden e<span class=\"_ _0\"></span>n uitgeg<span class=\"_ _0\"></span>even acht<span class=\"_ _0\"></span>erges<span class=\"_ _0\"></span>telde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen wo<span class=\"_ _1\"></span>rdt bepaald <span class=\"_ _1\"></span>met behulp<span class=\"_ _1\"></span> van modell<span class=\"_ _1\"></span>en voor con<span class=\"_ _1\"></span>tante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>keningen, op b<span class=\"_ _1\"></span>asis van de<span class=\"_ _1\"></span> huidige<span class=\"_ _1\"></span> marginale ren<span class=\"_ _1\"></span>tevoet</div>\n<div class=\"t m0 x1a0 h64 y9fa ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die Ageas h<span class=\"_ _0\"></span>anteert<span class=\"_ _0\"></span> voor lening<span class=\"_ _0\"></span>en van hetz<span class=\"_ _0\"></span>elfde typ<span class=\"_ _0\"></span>e. Voor len<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x1a0 h64 y9fb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een var<span class=\"_ _0\"></span>iabele rent<span class=\"_ _0\"></span>e die freq<span class=\"_ _0\"></span>uent wijzi<span class=\"_ _0\"></span>gen en geen a<span class=\"_ _0\"></span>anwijsb<span class=\"_ _0\"></span>are</div>\n<div class=\"t m0 x1a0 h64 y9fc ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijziging <span class=\"_ _1\"></span>van het kre<span class=\"_ _1\"></span>dietrisico <span class=\"_ _1\"></span>vertonen, benader<span class=\"_ _1\"></span>t de re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x1a0 h64 y9fd ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span>. Voor het<span class=\"_ _1\"></span> waarderen van<span class=\"_ _1\"></span> in leni<span class=\"_ _1\"></span>ngen opgenomen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fe ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oetplafo<span class=\"_ _0\"></span>nds en voor<span class=\"_ _0\"></span>uitbeta<span class=\"_ _0\"></span>lingsopt<span class=\"_ _0\"></span>ies en die i<span class=\"ws111\">n </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overeenstemming<span class=\"_ _1\"></span> met IFRS separaat word<span class=\"_ _1\"></span>en verantwoord<span class=\"_ _1\"></span>, worden</div>\n<div class=\"t m0 x1a0 h64 yd0e ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">optie<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmodellen<span class=\"_ _1\"></span> gebruikt.</span> </span></div>\n<div class=\"t m0 x1d h64 yd0f ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r verbint<span class=\"_ _0\"></span>enisse<span class=\"_ _0\"></span>n en garantie<span class=\"_ _0\"></span>s die niet uit<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x69 h64 yd10 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">balans bl<span class=\"_ _1\"></span>ijken, wordt g<span class=\"_ _1\"></span>ebaseerd op<span class=\"_ _1\"></span> vergoedingen <span class=\"_ _1\"></span>die actueel</div>\n<div class=\"t m0 x69 h64 yd11 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bere<span class=\"_ _1\"></span>kend bij <span class=\"_ _1\"></span>soortgelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">overee<span class=\"_ _0\"></span>nkomst<span class=\"_ _0\"></span>en, waarbi<span class=\"_ _0\"></span>j rekenin<span class=\"_ _0\"></span>g </span></span></div>\n<div class=\"t m0 x69 h64 yd12 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gehouden me<span class=\"_ _1\"></span>t de overige voorwaar<span class=\"_ _1\"></span>den van de</div>\n<div class=\"t m0 x69 h64 yd13 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomsten<span class=\"_ _1\"></span> en de <span class=\"_ _1\"></span>kredietwaardigheid<span class=\"_ _1\"></span> van de t<span class=\"_ _1\"></span>egenpartijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd14 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd15 ffb8 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beu<span class=\"_ _1\"></span>rsgenoteerde fi<span class=\"_ _1\"></span>nanci\u00eble instrumen<span class=\"_ _1\"></span>ten worden vaak verhan<span class=\"_ _1\"></span>deld </span></span></div>\n<div class=\"t m0 x1d h64 yd16 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op over<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">the</span>-</span><span class=\"ws11d\">counter (<span class=\"_ _0\"></span>OTC) ma<span class=\"_ _0\"></span>rkten w<span class=\"_ _0\"></span>aar de <span class=\"lsef ws11e\">marktprijzen verkrijgbaar<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd17 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn via <span class=\"_ _1\"></span>handelaren o<span class=\"_ _1\"></span>f andere bemi<span class=\"_ _1\"></span>ddelaars. Vanu<span class=\"_ _1\"></span>it versch<span class=\"_ _1\"></span>illende</div>\n<div class=\"t m0 x1d h64 yd18 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bronnen z<span class=\"_ _0\"></span>ijn beurs<span class=\"_ _0\"></span>noterin<span class=\"_ _0\"></span>gen verkri<span class=\"_ _0\"></span>jgbaar v<span class=\"_ _0\"></span>oor een aant<span class=\"_ _0\"></span>al financ<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 yd19 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrumenten<span class=\"_ _1\"></span> die geregeld<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>verhandeld op<span class=\"_ _1\"></span> een OTC<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls10c ws14c\">markt. De<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd1a ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble per<span class=\"_ _1\"></span>s, verschillende <span class=\"lsed ws11d\">beurspublic<span class=\"_ _0\"></span>aties en i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x1d h64 yd1b ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">individuele mar<span class=\"_ _1\"></span>ketmakers zijn voor<span class=\"_ _1\"></span>beelden van deze bron<span class=\"_ _1\"></span>nen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd1c ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd1d ffb8 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 heeft niet<span class=\"_ _0\"></span> geleid tot een w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g van de metho<span class=\"_ _0\"></span>de die gebru<span class=\"_ _0\"></span>ikt </span></span></div>\n<div class=\"t m0 x1d h64 yd1e ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">is voor de bepali<span class=\"_ _1\"></span>ng van de re\u00eble waa<span class=\"_ _1\"></span>rde van financi\u00eble<span class=\"_ _1\"></span> instrumenten,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd1f ffb8 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zoals <span class=\"lsef ws11d\">hierboven<span class=\"_ _1\"></span> beschreven. <span class=\"_ _1\"></span>Indien van<span class=\"_ _1\"></span> toepassing, h<span class=\"_ _1\"></span>oudt de be<span class=\"_ _1\"></span>paling </span></div>\n<div class=\"t m0 x1d h64 yd20 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de re\u00ebl<span class=\"_ _0\"></span>e waarde rek<span class=\"_ _0\"></span>ening met bi<span class=\"_ _0\"></span>jkomend<span class=\"_ _0\"></span>e onzeker<span class=\"_ _0\"></span>heden om<span class=\"_ _0\"></span>wille</div>\n<div class=\"t m0 x1d h64 yd21 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de Cov<span class=\"_ _1\"></span>id<span class=\"ls0 ws0\">-</span>19 pa<span class=\"_ _1\"></span>ndemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd22 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd23 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gedetai<span class=\"_ _0\"></span>lleerde<span class=\"_ _0\"></span>re inform<span class=\"_ _0\"></span>atie over d<span class=\"_ _0\"></span>e toepass<span class=\"_ _0\"></span>ing van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd24 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en aannames is<span class=\"_ _1\"></span> vermeld in<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">de<span class=\"_ _1\"></span> desbetreffen<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yd25 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichtingen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde <span class=\"_ _1\"></span>Jaarrekening<span class=\"_ _1\"></span> van Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 955px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c yce8 ffbc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Saldering <span class=\"_ _1\"></span>van financi\u00ebl<span class=\"_ _1\"></span>e activa e<span class=\"_ _1\"></span>n passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n worden ges<span class=\"_ _0\"></span>aldeerd en h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ycea ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nettobedrag <span class=\"_ _1\"></span>wordt in de<span class=\"_ _1\"></span> balans ger<span class=\"_ _1\"></span>apporteerd w<span class=\"_ _1\"></span>anneer er een<span class=\"_ _1\"></span> wettelij<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x1d h64 yceb ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">afd<span class=\"lsef ws11e\">wingbaar rech<span class=\"_ _1\"></span>t is om de verantwoorde<span class=\"_ _1\"></span> bedragen te salderen<span class=\"_ _1\"></span> en de </span></div>\n<div class=\"t m0 x1d h64 ycec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e bestaat o<span class=\"_ _0\"></span>m tot een afwi<span class=\"_ _0\"></span>kkelin<span class=\"_ _0\"></span>g op netto bas<span class=\"_ _0\"></span>is te komen, da<span class=\"_ _0\"></span>n wel</div>\n<div class=\"t m0 x1d h64 yced ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegelijk<span class=\"_ _0\"></span>ertijd h<span class=\"_ _0\"></span>et actief te r<span class=\"_ _0\"></span>ealiser<span class=\"_ _0\"></span>en en de verpl<span class=\"_ _0\"></span>ichting af<span class=\"_ _0\"></span> te wikkele<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 630px; height: 88px; width: 351.997px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 yad4 ffb8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Voor</span> <span class=\"lsef ws11e\">af<span class=\"_ _1\"></span>dekking gebruik<span class=\"_ _1\"></span>te derivaten en <span class=\"ws11d\">financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten</span></span> </span></div>\n<div class=\"t m0 x1d h64 yad5 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Derivat<span class=\"_ _0\"></span>en zijn fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"_ _0\"></span>le inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n zoals sw<span class=\"_ _0\"></span>aps, t<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 yad6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">futures e<span class=\"_ _0\"></span>n (geschr<span class=\"_ _0\"></span>even en geko<span class=\"_ _0\"></span>chte) opt<span class=\"_ _0\"></span>iecont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De waarde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze fi<span class=\"_ _0\"></span>nanci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten ve<span class=\"_ _0\"></span>rander<span class=\"_ _0\"></span>t als gevo<span class=\"_ _0\"></span>lg van v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x1d h64 yad8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">diverse onde<span class=\"_ _1\"></span>rliggende <span class=\"_ _1\"></span>v<span class=\"lsed\">ariab<span class=\"_ _0\"></span>elen. D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n vergen w<span class=\"_ _0\"></span>einig t<span class=\"_ _0\"></span>ot geen </span></div>\n<div class=\"t m0 x1d h64 yad9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsinvest<span class=\"_ _0\"></span>ering en wo<span class=\"_ _0\"></span>rden op een ti<span class=\"_ _0\"></span>jdstip in de to<span class=\"_ _0\"></span>ekomst</div>\n<div class=\"t m0 x1d h64 yada ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikkeld. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alle deri<span class=\"_ _0\"></span>vaten word<span class=\"_ _0\"></span>en op de bala<span class=\"_ _0\"></span>ns verantw<span class=\"_ _0\"></span>oord tegen r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde op</div>\n<div class=\"t m0 x1d h64 yadd ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>actiedat<span class=\"_ _0\"></span>um. Er wordt o<span class=\"_ _0\"></span>ndersc<span class=\"_ _0\"></span>heid gemaak<span class=\"_ _0\"></span>t tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yade ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>erivaten aange<span class=\"_ _1\"></span>houden voor<span class=\"_ _1\"></span> handelsdoelein<span class=\"_ _1\"></span>den;</span><span class=\"ffb8\"> <span class=\"lsed ws111\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yadf ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">Derivaten voor af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsdoelei<span class=\"_ _0\"></span>nden.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c yd26 ffbc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble acti<span class=\"_ _0\"></span>va of ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen ku<span class=\"_ _0\"></span>nnen in c<span class=\"_ _0\"></span>ontracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yd28 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en omvatt<span class=\"_ _0\"></span>en. Derge<span class=\"_ _0\"></span>lijke fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n dikwijl<span class=\"lsee\">s </span></div>\n<div class=\"t m0 x1d h64 yd29 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hybride f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n genoem<span class=\"_ _0\"></span>d. Tot hy<span class=\"_ _0\"></span>bride fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd2a ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten be<span class=\"_ _0\"></span>horen omgek<span class=\"_ _0\"></span>eerde con<span class=\"_ _0\"></span>verteer<span class=\"_ _0\"></span>bare obl<span class=\"_ _0\"></span>igaties (o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1d h64 yd2b ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvoor de<span class=\"_ _1\"></span> terugbetaling<span class=\"_ _1\"></span> de vor<span class=\"_ _1\"></span>m van aandelen<span class=\"_ _1\"></span> kan aannemen)<span class=\"_ _1\"></span> en/of</div>\n<div class=\"t m0 x1d h64 yd2c ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ies met ge\u00efn<span class=\"_ _0\"></span>dexeer<span class=\"_ _0\"></span>de interes<span class=\"_ _0\"></span>tbetal<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2d ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2e ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Ind<span class=\"lsef ws11d\">ien het b<span class=\"_ _1\"></span>asiscontrac<span class=\"_ _1\"></span>t niet word<span class=\"_ _1\"></span>t gewaardeerd <span class=\"_ _1\"></span>tegen re\u00eble <span class=\"_ _1\"></span>waarde met </span></div>\n<div class=\"t m0 x1d h64 yd2f ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>er geen <span class=\"_ _1\"></span>nauw</div>\n<div class=\"t m0 x1d h64 yd30 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verban<span class=\"_ _0\"></span>d bestaat tu<span class=\"_ _0\"></span>ssen de ken<span class=\"_ _0\"></span>merken en ri<span class=\"_ _0\"></span>sico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x1d h64 yd31 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het b<span class=\"lsee ws112\">a<span class=\"_ _0\"></span>siscontract, </span></div>\n<div class=\"t m0 x1d h64 yd32 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dient het in een<span class=\"_ _1\"></span> contract besloten<span class=\"_ _1\"></span> derivaat te worden ge<span class=\"_ _1\"></span>scheiden van</div>\n<div class=\"t m0 x1d h64 yd33 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het basiscontra<span class=\"_ _1\"></span>ct en te worden gewaar<span class=\"_ _1\"></span>deerd tegen re\u00eble<span class=\"_ _1\"></span> waarde als een</div>\n<div class=\"t m0 x1d h64 yd34 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op zichze<span class=\"_ _0\"></span>lf staand de<span class=\"_ _0\"></span>rivaat. R<span class=\"_ _0\"></span>e\u00eble<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waardeveranderingen <span class=\"_ _1\"></span>worden in<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 yd35 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. Het<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">basiscontract<span class=\"_ _0\"></span> wordt ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd </span></span></div>\n<div class=\"t m0 x1d h64 yd36 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en gewaardeerd<span class=\"_ _1\"></span> door toepassing van d<span class=\"_ _1\"></span>e regels van de<span class=\"_ _1\"></span> betreffende</div>\n<div class=\"t m0 x1d h64 yd37 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">catego<span class=\"_ _0\"></span>rie van het<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 476px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 481px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 126px; height: 980px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 126px; height: 980px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien het<span class=\"_ _0\"></span> basisco<span class=\"_ _0\"></span>ntract wor<span class=\"_ _0\"></span>dt gewaa<span class=\"_ _0\"></span>rdeerd te<span class=\"_ _0\"></span>gen re\u00eble wa<span class=\"_ _0\"></span>arde met</div>\n<div class=\"t m0 x2c h64 y8a6 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in <span class=\"_ _1\"></span>de resultate<span class=\"_ _1\"></span>nrekening o<span class=\"_ _1\"></span>f een nauw <span class=\"_ _1\"></span>verband </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaat t<span class=\"_ _0\"></span>ussen de kenm<span class=\"_ _0\"></span>erken en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x2c h64 y8a8 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an het ba<span class=\"_ _0\"></span>siscontr<span class=\"_ _0\"></span>act,</div>\n<div class=\"t m0 x2c h64 y8a9 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt het<span class=\"_ _1\"></span> in een con<span class=\"_ _1\"></span>tract beslo<span class=\"_ _1\"></span>ten derivaat <span class=\"_ _1\"></span>niet gescheide<span class=\"_ _1\"></span>n en word<span class=\"_ _1\"></span>t het</div>\n<div class=\"t m0 x2c h64 y8aa ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">hybr<span class=\"lsef ws11d\">idische financieel i<span class=\"_ _1\"></span>nstrument gewa<span class=\"_ _1\"></span>ardeerd al<span class=\"_ _1\"></span>s een enkel<span class=\"_ _1\"></span> instrument.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De af te schei<span class=\"_ _0\"></span>den deriv<span class=\"_ _0\"></span>aten worde<span class=\"_ _0\"></span>n naargel<span class=\"_ _0\"></span>ang het gev<span class=\"_ _0\"></span>al verant<span class=\"_ _0\"></span>woord</div>\n<div class=\"t m0 x2c h64 y8ad ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als hedgi<span class=\"_ _0\"></span>ng derivat<span class=\"_ _0\"></span>en of deriv<span class=\"_ _0\"></span>aten aang<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y8ae ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c yd39 ffbf fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Afdekking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd3a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de dat<span class=\"_ _1\"></span>um dat Agea<span class=\"_ _1\"></span>s een der<span class=\"_ _1\"></span>ivatenco<span class=\"lsed ws112\">ntract afsl<span class=\"_ _0\"></span>uit, wordt d<span class=\"_ _0\"></span>it contract<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y92a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls hetzij:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van de r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde: een ind<span class=\"_ _0\"></span>ekking van d<span class=\"_ _0\"></span>e re\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y92c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een opgenom<span class=\"_ _0\"></span>en actief<span class=\"_ _0\"></span> of verplic<span class=\"_ _0\"></span>hting;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van ee<span class=\"_ _0\"></span>n netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">investering in een<span class=\"_ _1\"></span> buitenland<span class=\"_ _1\"></span>se </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">of</span> </span></div>\n<div class=\"t m0 x2c h64 y92f ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Ee<span class=\"_ _1\"></span>n kasstroomi<span class=\"lsed\">ndekking: een i<span class=\"_ _0\"></span>ndekki<span class=\"_ _0\"></span>ng van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen toewi<span class=\"_ _0\"></span>jsbaar aa<span class=\"_ _0\"></span>n een opgeno<span class=\"_ _0\"></span>men actief<span class=\"_ _0\"></span> of een</div>\n<div class=\"t m0 x1a0 h64 y992 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorziene trans<span class=\"_ _1\"></span>actie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y994 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afdekkingen van<span class=\"_ _1\"></span> vaststaande toez<span class=\"_ _1\"></span>eggingen zijn re\u00eble<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">waarde </span></div>\n<div class=\"t m0 x2c h64 y995 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekkingen,<span class=\"_ _1\"></span> uitgezonderd afdek<span class=\"_ _1\"></span>kingen van de valu<span class=\"_ _1\"></span>tarisico's van een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vaststaande<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">verbintenis<span class=\"_ _1\"></span>, die als <span class=\"_ _1\"></span>kasstroomafdekking<span class=\"_ _1\"></span> worden </span></div>\n<div class=\"t m0 x2c h64 y997 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y998 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an hedge acc<span class=\"_ _0\"></span>ounti<span class=\"_ _0\"></span>ng wordt de vol<span class=\"_ _0\"></span>gende d<span class=\"_ _0\"></span>ocumentat<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x2c h64 yc13 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws11d\">Bij het begin v<span class=\"_ _0\"></span>an de tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>worden d<span class=\"_ _0\"></span>e relati<span class=\"_ _0\"></span>e tusse<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 yc15 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsinst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n en de afged<span class=\"_ _0\"></span>ekte items,<span class=\"_ _0\"></span> evenal<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a0 h64 yc16 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doel<span class=\"ws11e\">stelling<span class=\"_ _1\"></span> en strategie op het<span class=\"_ _1\"></span> vlak van risicobeheer<span class=\"_ _1\"></span> met betrekking<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot afdekk<span class=\"_ _0\"></span>ingstr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es gedocu<span class=\"_ _0\"></span>menteer<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Z<span class=\"_ _1\"></span>owel bij <span class=\"_ _1\"></span>aanvang van <span class=\"_ _1\"></span>de afdekking<span class=\"_ _1\"></span> als gedurend<span class=\"_ _1\"></span>e de periode<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x1a0 h64 yc19 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekking, word<span class=\"_ _1\"></span>t de beoordeling<span class=\"_ _1\"></span> gedocumenteerd in hoe<span class=\"_ _1\"></span>verre de</div>\n<div class=\"t m0 x1a0 h64 yc1a ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en die bij af<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">kkingstransacties <span class=\"_ _1\"></span>worden gebru<span class=\"_ _1\"></span>ikt zeer </span></div>\n<div class=\"t m0 x1a0 h64 ya3d ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>ef zijn bi<span class=\"_ _0\"></span>j het co<span class=\"_ _0\"></span>mpenser<span class=\"_ _0\"></span>en van het<span class=\"_ _0\"></span> risico <span class=\"_ _0\"></span>van ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1a0 h64 ya3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de re\u00eble wa<span class=\"_ _0\"></span>arde van de af<span class=\"_ _0\"></span>gedekt<span class=\"_ _0\"></span>e positie of<span class=\"_ _0\"></span> aan het afged<span class=\"_ _0\"></span>ekte</div>\n<div class=\"t m0 x1a0 h64 ya3f ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico t<span class=\"_ _0\"></span>oe te rek<span class=\"_ _0\"></span>enen kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya41 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa, verpli<span class=\"_ _1\"></span>chtingen, vasts<span class=\"_ _1\"></span>taande toezeggingen<span class=\"_ _1\"></span> of verwachte</div>\n<div class=\"t m0 x2c h64 ya42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies waar<span class=\"_ _0\"></span>bij een exte<span class=\"_ _0\"></span>rne partij bet<span class=\"_ _0\"></span>rokke<span class=\"_ _0\"></span>n is, worden a<span class=\"_ _0\"></span>ls afgedekt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">items aan<span class=\"_ _0\"></span>gemerkt.<span class=\"_ _0\"></span> Een afged<span class=\"_ _0\"></span>ekte pos<span class=\"_ _0\"></span>itie kan ook een s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span> risico</div>\n<div class=\"t m0 x2c h64 ya44 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn dat<span class=\"_ _0\"></span> deel uit<span class=\"_ _0\"></span>maakt v<span class=\"_ _0\"></span>an het tot<span class=\"_ _0\"></span>ale risi<span class=\"_ _0\"></span>co van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"lsef\">afgedekte<span class=\"_ _1\"></span> positie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya46 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De veran<span class=\"_ _0\"></span>dering i<span class=\"_ _0\"></span>n re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an een afg<span class=\"_ _0\"></span>edekte <span class=\"_ _0\"></span>positie d<span class=\"_ _0\"></span>ie aan het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afgedek<span class=\"_ _0\"></span>te risic<span class=\"_ _0\"></span>o toe te r<span class=\"_ _0\"></span>ekenen <span class=\"_ _0\"></span>is en de ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ng in re\u00eb<span class=\"_ _0\"></span>le waar<span class=\"_ _0\"></span>de van</div>\n<div class=\"t m0 x2c h64 ya48 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het afdekk<span class=\"_ _0\"></span>ingsins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt in een re\u00ebl<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarde af<span class=\"_ _1\"></span>dekking word<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. De verande<span class=\"_ _1\"></span>ring in re\u00ebl<span class=\"_ _1\"></span>e waarde</div>\n<div class=\"t m0 x2c h64 ya4a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van rentedra<span class=\"_ _1\"></span>gende deri<span class=\"_ _1\"></span>vaten wordt a<span class=\"_ _1\"></span>fzonderlijk <span class=\"_ _1\"></span>van de overlop<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x2c h64 ya4b ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rente ve<span class=\"_ _0\"></span>rantwo<span class=\"_ _0\"></span>ord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4c ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g niet lange<span class=\"_ _0\"></span>r voldoet aa<span class=\"_ _0\"></span>n de criter<span class=\"_ _0\"></span>ia van hedg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya4e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing of ande<span class=\"_ _0\"></span>rszins wo<span class=\"_ _0\"></span>rdt be\u00ebin<span class=\"_ _0\"></span>digd, wordt<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">aanpassing van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya4f ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van een af<span class=\"_ _0\"></span>gedekt r<span class=\"_ _0\"></span>entedra<span class=\"_ _0\"></span>gend financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument di<span class=\"_ _0\"></span>e uit</div>\n<div class=\"t m0 x2c h64 ya50 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hedge accounting<span class=\"_ _1\"></span> voortvloeit a<span class=\"_ _1\"></span>fgeschreven op basis<span class=\"_ _1\"></span> van de nieuwe</div>\n<div class=\"t m0 x2c h64 ya51 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rentev<span class=\"_ _0\"></span>oet, ber<span class=\"_ _0\"></span>ekend op de dat<span class=\"_ _0\"></span>um waaro<span class=\"_ _0\"></span>p de afdekki<span class=\"_ _0\"></span>ng is</div>\n<div class=\"t m0 x2c h64 ya52 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Veranderingen<span class=\"_ _1\"></span> in re\u00eble w<span class=\"ws11d\">aarde <span class=\"_ _1\"></span>van derivate<span class=\"_ _1\"></span>n die zij<span class=\"_ _1\"></span>n aangewezen en<span class=\"_ _1\"></span> in </span></div>\n<div class=\"t m0 x1d h64 y95a ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x1d h64 y95b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen onder<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span>ger<span class=\"_ _1\"></span>ealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen ver<span class=\"_ _1\"></span>antwoord.</div>\n<div class=\"t m0 x1d h64 y95c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>aan eigen<span class=\"_ _1\"></span> vermogen word<span class=\"_ _1\"></span>t gehercla<span class=\"_ _1\"></span>ssificeerd naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y95d ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>enin<span class=\"lsed ws112\">g als de indekt<span class=\"_ _0\"></span>e positie va<span class=\"_ _0\"></span>n invloed is<span class=\"_ _0\"></span> op de </span></div>\n<div class=\"t m0 x1d h64 y95e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">effect<span class=\"_ _0\"></span>ieve afd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worde<span class=\"_ _0\"></span>n onmidde<span class=\"_ _0\"></span>llijk </span></span></div>\n<div class=\"t m0 x1d h64 y95f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g van een verw<span class=\"_ _0\"></span>achte trans<span class=\"_ _0\"></span>actie of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ya57 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezegging <span class=\"_ _1\"></span>tot de opnam<span class=\"_ _1\"></span>e van een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">financieel act<span class=\"_ _0\"></span>ief of een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ya58 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verplichting<span class=\"_ _1\"></span> leidt, word<span class=\"_ _1\"></span>en de wins<span class=\"_ _1\"></span>ten en verli<span class=\"_ _1\"></span>ezen die eer<span class=\"_ _1\"></span>der</div>\n<div class=\"t m0 x1d h64 yac0 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in het eige<span class=\"_ _1\"></span>n vermogen<span class=\"_ _1\"></span> waren uitg<span class=\"_ _1\"></span>esteld, over<span class=\"_ _1\"></span>geboekt van <span class=\"_ _1\"></span>het eigen</div>\n<div class=\"t m0 x1d h64 yac1 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n en verantw<span class=\"_ _0\"></span>oord in de ee<span class=\"_ _0\"></span>rste waar<span class=\"_ _0\"></span>dering van d<span class=\"_ _0\"></span>at niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yac2 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble actief<span class=\"_ _0\"></span> of die n<span class=\"ls107 ws13e\">iet<span class=\"ls0 ws0\">-</span></span>financi\u00ebl<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>hting. In a<span class=\"_ _0\"></span>ndere geval<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 yac3 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> het eigen <span class=\"_ _1\"></span>vermogen veran<span class=\"_ _1\"></span>twoorde bedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yac4 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening overgeboe<span class=\"_ _1\"></span>kt en als baten of la<span class=\"_ _1\"></span>sten verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 yac5 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">period<span class=\"_ _0\"></span>es waari<span class=\"_ _0\"></span>n de afged<span class=\"_ _0\"></span>ekte vas<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e toeze<span class=\"_ _0\"></span>gging of<span class=\"_ _0\"></span> verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x1d h64 yac6 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie d<span class=\"ws112\">e resu<span class=\"_ _0\"></span>ltaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng be\u00efnvlo<span class=\"_ _0\"></span>edt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac7 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac8 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het boven<span class=\"_ _0\"></span>staande is<span class=\"_ _0\"></span> ook het geva<span class=\"_ _0\"></span>l indien de af<span class=\"_ _0\"></span>dekking ni<span class=\"_ _0\"></span>et langer</div>\n<div class=\"t m0 x1d h64 yac9 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de criter<span class=\"_ _0\"></span>ia voor hed<span class=\"_ _0\"></span>ge account<span class=\"_ _0\"></span>ing, of op ee<span class=\"_ _0\"></span>n andere wi<span class=\"_ _0\"></span>jze</div>\n<div class=\"t m0 x1d h64 yaca ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt st<span class=\"_ _0\"></span>opgezet<span class=\"_ _0\"></span>, maar d<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>acties <span class=\"_ _0\"></span>of vasts<span class=\"_ _0\"></span>taande</div>\n<div class=\"t m0 x1d h64 yacb ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> naar verwa<span class=\"_ _1\"></span>c<span class=\"lsed\">hting w<span class=\"_ _0\"></span>el zull<span class=\"_ _0\"></span>en plaatsv<span class=\"_ _0\"></span>inden.<span class=\"_ _0\"></span> Indien<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yacc ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte trans<span class=\"_ _0\"></span>acties of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de toezeggi<span class=\"_ _0\"></span>ngen na<span class=\"_ _0\"></span>ar verwacht<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 yacd ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet meer z<span class=\"_ _0\"></span>ullen plaat<span class=\"_ _0\"></span>svind<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de in het eigen<span class=\"_ _0\"></span> vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yace ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgest<span class=\"_ _0\"></span>elde bedra<span class=\"_ _0\"></span>gen recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>s overge<span class=\"_ _0\"></span>bracht naa<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1d h64 yacf ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 408px; width: 355.99px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 725px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 397px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 902px; width: 356px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 402px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 907px; width: 356px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya53 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y974 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws111\">Verk<span class=\"lsef ws113\">oop</span></span>- <span class=\"lsef ws11d\">en terug<span class=\"_ _1\"></span>koopovereenkom<span class=\"_ _1\"></span>sten en (ui<span class=\"_ _1\"></span>t)lenen van </span></span></div>\n<div class=\"t m0 xe2 h64 y975 ffbd fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die onder ee<span class=\"_ _0\"></span>n terugko<span class=\"_ _0\"></span>opover<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> (\u2018repo'<span class=\"_ _0\"></span>) vallen, bli<span class=\"_ _0\"></span>jven op</div>\n<div class=\"t m0 x1d h64 y977 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de balans staan zol<span class=\"_ _1\"></span>ang substantieel<span class=\"_ _1\"></span> alle risico's<span class=\"_ _1\"></span> en opbrengsten van<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y978 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om bij Ageas<span class=\"_ _0\"></span> blijven. De v<span class=\"_ _0\"></span>an dergelij<span class=\"_ _0\"></span>ke verko<span class=\"_ _0\"></span>pen ontvan<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 yd3b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengsten <span class=\"_ _1\"></span>worden geneu<span class=\"_ _1\"></span>traliseerd d<span class=\"_ _1\"></span>oor onder \u2018S<span class=\"_ _1\"></span>chulden\u2019 een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mstige fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ing op te nem<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3d ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die zijn aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span> als gevol<span class=\"_ _0\"></span>g van een over<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> tot</div>\n<div class=\"t m0 x1d h64 yd3f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terugverkoop<span class=\"_ _1\"></span> (\u2018reverse re<span class=\"_ _1\"></span>po\u2019) worden n<span class=\"_ _1\"></span>iet verantw<span class=\"_ _1\"></span>oord in <span class=\"lsed ws112\">de balans. Het </span></div>\n<div class=\"t m0 x1d h64 yd40 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">recht om geldmidde<span class=\"_ _1\"></span>len te ontvangen<span class=\"_ _1\"></span> van een tegenparti<span class=\"_ _1\"></span>j wordt</div>\n<div class=\"t m0 x1d h64 yd41 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Leningen\u2019<span class=\"_ _1\"></span>. Het versc<span class=\"_ _1\"></span>hil tussen d<span class=\"_ _1\"></span>e verkooppr<span class=\"_ _1\"></span>ijs en de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopprijs w<span class=\"_ _0\"></span>ordt vera<span class=\"_ _0\"></span>ntwoord a<span class=\"_ _0\"></span>ls rente en to<span class=\"_ _0\"></span>egerek<span class=\"_ _0\"></span>end over de</div>\n<div class=\"t m0 x1d h64 yd43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n met behu<span class=\"_ _0\"></span>lp van de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd44 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yd45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd26 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Effecten uitgel<span class=\"_ _1\"></span>eend aan tegenpar<span class=\"_ _1\"></span>tijen blijven op<span class=\"_ _1\"></span> de balans staan. Op</div>\n<div class=\"t m0 x1d h64 yd27 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelijksoortige<span class=\"_ _1\"></span> wijze word<span class=\"_ _1\"></span>en geleende<span class=\"_ _1\"></span> effecten ni<span class=\"_ _1\"></span>et in de<span class=\"_ _1\"></span> balans</div>\n<div class=\"t m0 x1d h64 yd28 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Indien geleende effecten aan derden worden verkocht,</div>\n<div class=\"t m0 x1d h64 yd29 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden de opbrengsten uit de verkoop en de schuld uit de verplichting<span class=\"ls0 ws0\"><span class=\"lsed ws112\"> </span></span></div>\n<div class=\"t m0 x1d h64 yd2a ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tot teruggave van de zekerheid verantwoord. De verplichting tot<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd2b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggave van de zekerheid wordt gewaardeerd tegen re\u00eble waarde en</div>\n<div class=\"t m0 x1d h64 yd2c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord in de resultatenrekening. Geleende of ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldmiddelen in verband met het lenen of uitlenen van effecten worden</div>\n<div class=\"t m0 x1d h64 yd2e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord onder \u2018Leningen\u2019 of onder 'Schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yd46 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws112\">Geldmidd<span class=\"_ _0\"></span>elen en kas<span class=\"_ _0\"></span>equival<span class=\"_ _0\"></span>enten <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd47 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Geldmi<span class=\"_ _0\"></span>ddelen en kas<span class=\"_ _0\"></span>equiv<span class=\"_ _0\"></span>alenten om<span class=\"_ _0\"></span>vatten liq<span class=\"_ _0\"></span>uide mid<span class=\"_ _0\"></span>delen, vri<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 yb0c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare tego<span class=\"_ _0\"></span>eden bij (c<span class=\"_ _0\"></span>entrale) ban<span class=\"_ _0\"></span>ken en and<span class=\"_ _0\"></span>ere <span class=\"ws111\">financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h64 yb0d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten met<span class=\"_ _0\"></span> een verval<span class=\"_ _0\"></span>datum kort<span class=\"_ _0\"></span>er dan drie ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>naf de</div>\n<div class=\"t m0 x1d h64 yd48 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">datum van verwer<span class=\"_ _1\"></span>ving.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 72px; width: 355.99px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>senteert<span class=\"_ _0\"></span> de kasstro<span class=\"_ _0\"></span>men uit bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en op basis v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8a7 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indirecte <span class=\"_ _1\"></span>methode, waar<span class=\"_ _1\"></span>bij het ne<span class=\"_ _1\"></span>ttoresultaat word<span class=\"_ _1\"></span>t aangepas<span class=\"_ _1\"></span>t met het</div>\n<div class=\"t m0 x2c h64 y8a8 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oog op de gev<span class=\"_ _0\"></span>olgen van tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">geldelijk<span class=\"_ _0\"></span>e aard, eve<span class=\"_ _0\"></span>ntuele </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overlop<span class=\"_ _0\"></span>ende pos<span class=\"_ _0\"></span>ten voo<span class=\"_ _0\"></span>r al ontv<span class=\"_ _0\"></span>angen of<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>ontvan<span class=\"_ _0\"></span>gsten</div>\n<div class=\"t m0 x2c h64 y8aa ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of kasbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>e en pos<span class=\"_ _0\"></span>ten van b<span class=\"_ _0\"></span>aten of la<span class=\"_ _0\"></span>sten in v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8ab ffc2 fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">met in<span class=\"lsed ws111\">vesterings<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">of fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskass<span class=\"_ _0\"></span>tromen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ac ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ontvang<span class=\"_ _0\"></span>en en b<span class=\"_ _0\"></span>etaalde re<span class=\"_ _0\"></span>nte wo<span class=\"_ _0\"></span>rden in het k<span class=\"_ _0\"></span>asstr<span class=\"_ _0\"></span>oomover<span class=\"_ _0\"></span>zicht</div>\n<div class=\"t m0 x2c h64 y8ae ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als kasstro<span class=\"_ _1\"></span>men uit bedri<span class=\"_ _1\"></span>jfsactivitei<span class=\"_ _1\"></span>ten. Ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividenden worden in het kasstroomoverzicht verantwoord als</div>\n<div class=\"t m0 x2c h64 y8b0 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstromen uit bedrijfsactiviteiten. Betaalde dividenden worden<span class=\"lsef ws11d\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord als kasstromen uit financieringsactiviteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 193px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 203px; width: 349px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
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  "Tag342": {
   "value": "\n<div class=\"t m0 x2c h64 yc9a ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Tot einde <span class=\"_ _1\"></span>looptijd aa<span class=\"_ _1\"></span>ngehouden belegg<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x2c h64 yc9b ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegen geamorti<span class=\"_ _1\"></span>seerde kostprij<span class=\"_ _1\"></span>s na aftrek van bijz<span class=\"_ _1\"></span>ondere</div>\n<div class=\"t m0 x2c h64 yc9c ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span> Elk versc<span class=\"_ _0\"></span>hil met de re\u00ebl<span class=\"_ _0\"></span>e waarde<span class=\"_ _0\"></span> bij de eerste</div>\n<div class=\"t m0 x2c h64 yc9d ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname, v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiend uit tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten, i<span class=\"_ _0\"></span>niti\u00eble pr<span class=\"_ _0\"></span>emies of ko<span class=\"_ _0\"></span>rtingen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc9e ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geam<span class=\"_ _0\"></span>ortise<span class=\"_ _0\"></span>erd over de l<span class=\"_ _0\"></span>ooptijd va<span class=\"_ _0\"></span>n de belegg<span class=\"_ _0\"></span>ing met behu<span class=\"_ _0\"></span>lp van</div>\n<div class=\"t m0 x1d h64 yc9f ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> Indie<span class=\"_ _0\"></span>n wordt vas<span class=\"_ _0\"></span>tgestel<span class=\"_ _0\"></span>d dat e<span class=\"_ _0\"></span>en tot ei<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x1d h64 yca0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">looptijd aan<span class=\"_ _1\"></span>gehouden a<span class=\"_ _1\"></span>ctief een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> heeft</div>\n<div class=\"t m0 x1d h64 yca1 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ondergaan, word<span class=\"_ _1\"></span>t de bijzondere waa<span class=\"_ _1\"></span>rdeverminderi<span class=\"_ _1\"></span>ng verantwoord in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yca2 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 723px; height: 72px; width: 353.993px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 125px; height: 56px; width: 354px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHeldtomaturityInvestmentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
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  "Tag351": {
   "value": "\n<div class=\"t m0 x1d h64 yca4 ffa6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsef ws11e\">eningen en<span class=\"_ _1\"></span> vorderingen word<span class=\"_ _1\"></span>en gewaardeerd t<span class=\"_ _1\"></span>egen geamortiseer<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yca5 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs n<span class=\"_ _1\"></span>a aftrek van<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen. Bij<span class=\"_ _1\"></span> de eerste<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca6 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opname worde<span class=\"_ _1\"></span>n leningen en<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> gewaardeerd o<span class=\"_ _1\"></span>p de re\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yca7 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde inclu<span class=\"_ _1\"></span>sief transac<span class=\"_ _1\"></span>tiekosten en<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> premies of<span class=\"_ _1\"></span> kor<span class=\"lsed ws112\">tingen. De </span></div>\n<div class=\"t m0 x1d h64 yca8 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs word<span class=\"_ _1\"></span>t berekend met gebrui<span class=\"_ _1\"></span>k van de effectie<span class=\"_ _1\"></span>ve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yca9 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode (ER<span class=\"_ _0\"></span>M), reken<span class=\"_ _0\"></span>ing houden<span class=\"_ _0\"></span>d met kortin<span class=\"_ _0\"></span>gen of prem<span class=\"_ _0\"></span>ies bij</div>\n<div class=\"t m0 x1d h64 ycaa ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>p en kosten<span class=\"_ _0\"></span> die integra<span class=\"_ _0\"></span>al deel uitm<span class=\"_ _0\"></span>aken van de ERM<span class=\"_ _0\"></span>. De ERM<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 ycab ffa6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt verw<span class=\"_ _0\"></span>erkt in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enr<span class=\"ws112\">ek<span class=\"_ _0\"></span>ening. Win<span class=\"_ _0\"></span>sten en </span></div>\n<div class=\"t m0 x1d h64 ycac ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de resul<span class=\"_ _0\"></span>tatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g als de</div>\n<div class=\"t m0 x1d h64 ycad ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingen nie<span class=\"_ _1\"></span>t langer worden ver<span class=\"_ _1\"></span>antwoord of een<span class=\"_ _1\"></span> bijzondere</div>\n<div class=\"t m0 x1d h64 ycae ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing ondergaan.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 534px; height: 167px; width: 353.976px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
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  "Tag352": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ycbf ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden belegg<span class=\"_ _1\"></span>ingen, deriv<span class=\"_ _1\"></span>aten en ac<span class=\"_ _1\"></span>tiva</div>\n<div class=\"t m0 x1d h64 ycc0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die zijn aa<span class=\"_ _1\"></span>ngemerkt a<span class=\"_ _1\"></span>ls aangehouden<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> waarde met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g in de<span class=\"_ _1\"></span> <span class=\"ws11e\">resultatenreke<span class=\"_ _1\"></span>ning, worden veran<span class=\"_ _1\"></span>twoord tegen </span></div>\n<div class=\"t m0 x1d h64 ycc2 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Veranderinge<span class=\"_ _1\"></span>n in de r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord in</div>\n<div class=\"t m0 x1d h64 ycc3 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. De (g<span class=\"_ _0\"></span>erealis<span class=\"_ _0\"></span>eerde en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x1d h64 ycc4 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord als \u2018<span class=\"_ _1\"></span>Resultaat op<span class=\"_ _1\"></span> verkopen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n\u2019. <span class=\"lsed ws112\">Rente ontva<span class=\"_ _0\"></span>ngen (bet<span class=\"_ _0\"></span>aald) op act<span class=\"_ _0\"></span>iva (verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen) </span></div>\n<div class=\"t m0 x1d h64 ycc6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden wordt verantwoord<span class=\"_ _1\"></span> als rentebaten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc7 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(rentelasten)<span class=\"_ _1\"></span>. Ontvangen dividend<span class=\"_ _1\"></span>en worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ycc8 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Rentebaten,<span class=\"_ _1\"></span> dividenden <span class=\"_ _1\"></span>en overige b<span class=\"_ _1\"></span>eleggingsbaten<span class=\"_ _1\"></span>'.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 146px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 150px; width: 354px; z-index: 6;\"><br/></div>\nFinanci\u00eble verplichtingen tegen de re\u00eble waarde metwaardeveranderingen omvatten:(i)  Voor handelsdoeleinden aangehouden financi\u00ebleverplichtingen",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
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  "Tag331": {
   "value": "\n<div class=\"t m0 x1d h64 ycbf ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden belegg<span class=\"_ _1\"></span>ingen, deriv<span class=\"_ _1\"></span>aten en ac<span class=\"_ _1\"></span>tiva</div>\n<div class=\"t m0 x1d h64 ycc0 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die zijn aa<span class=\"_ _1\"></span>ngemerkt a<span class=\"_ _1\"></span>ls aangehouden<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> waarde met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc1 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g in de<span class=\"_ _1\"></span> <span class=\"ws11e\">resultatenreke<span class=\"_ _1\"></span>ning, worden veran<span class=\"_ _1\"></span>twoord tegen </span></div>\n<div class=\"t m0 x1d h64 ycc2 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Veranderinge<span class=\"_ _1\"></span>n in de r<span class=\"_ _1\"></span>e\u00eble waarde<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord in</div>\n<div class=\"t m0 x1d h64 ycc3 ffa6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. De (g<span class=\"_ _0\"></span>erealis<span class=\"_ _0\"></span>eerde en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x1d h64 ycc4 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord als \u2018<span class=\"_ _1\"></span>Resultaat op<span class=\"_ _1\"></span> verkopen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc5 ffa6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n\u2019. <span class=\"lsed ws112\">Rente ontva<span class=\"_ _0\"></span>ngen (bet<span class=\"_ _0\"></span>aald) op act<span class=\"_ _0\"></span>iva (verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen) </span></div>\n<div class=\"t m0 x1d h64 ycc6 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden wordt verantwoord<span class=\"_ _1\"></span> als rentebaten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycc7 ffa6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(rentelasten)<span class=\"_ _1\"></span>. Ontvangen dividend<span class=\"_ _1\"></span>en worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ycc8 ffa6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Rentebaten,<span class=\"_ _1\"></span> dividenden <span class=\"_ _1\"></span>en overige b<span class=\"_ _1\"></span>eleggingsbaten<span class=\"_ _1\"></span>'.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 125px; height: 146px; width: 354px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag329": {
   "value": "\n<div class=\"t m0 x2c h64 y8a5 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het grootste deel van de financi\u00eble beleggingen van Ageas (zijnde<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"><span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">obligatieleningen en aandelenbelangen) behoort tot de categorie \u2018Voor</div>\n<div class=\"t m0 x2c h64 y8a7 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop beschikbaar\u2019 en wordt opgenomen tegen re\u00eble waarde.<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Veranderingen in de re\u00eble waarde worden rechtstreeks in het eigen</div>\n<div class=\"t m0 x2c h64 y8a9 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vermogen verantwoord (overig comprehensive income) tot de belegging<span class=\"lsed ws112\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt verkocht. <span class=\"_ _0\"></span>Op het m<span class=\"_ _0\"></span>oment v<span class=\"_ _0\"></span>an verko<span class=\"_ _0\"></span>op wordt<span class=\"_ _0\"></span> de cumu<span class=\"_ _0\"></span>latieve</div>\n<div class=\"t m0 x2c h64 y8ab ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in de re\u00eble<span class=\"_ _1\"></span> waarde in<span class=\"_ _1\"></span> het eigen<span class=\"_ _1\"></span> vermogen overged<span class=\"_ _1\"></span>ragen</div>\n<div class=\"t m0 x2c h64 y8ac ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">naar de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing. Op<span class=\"_ _0\"></span>brengst<span class=\"_ _0\"></span>en uit vo<span class=\"_ _0\"></span>or verko<span class=\"_ _0\"></span>op besc<span class=\"_ _0\"></span>hikbare</div>\n<div class=\"t m0 x2c h64 y8ad ffad fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">schul<span class=\"lsed\">deffect<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord met geb<span class=\"_ _0\"></span>ruik van de ef<span class=\"_ _0\"></span>fectiev<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8ae ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. P<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie en bijz<span class=\"_ _0\"></span>ondere</div>\n<div class=\"t m0 x2c h64 y8af ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardemindering<span class=\"_ _1\"></span>sverliezen w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b0 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening en dividen<span class=\"_ _1\"></span>den worden na ontvang<span class=\"_ _1\"></span>st verwerkt als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 ffad fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opbrengsten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForAvailableforsaleFinancialAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag317": {
   "value": "Het grootste deel van de financi\u00eble beleggingen van Ageas (zijndeobligatieleningen en aandelenbelangen) behoort tot de categorie \u2018Voorverkoop beschikbaar\u2019 en wordt opgenomen tegen re\u00eble waarde.Veranderingen in de re\u00eble waarde worden rechtstreeks in het eigenvermogen verantwoord (overig comprehensive income) tot de beleggingwordt verkocht.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag318": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y994 ffaf fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardeverminderingen<span class=\"_ _1\"></span> van financi\u00eble <span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ctiva<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y995 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een financ<span class=\"_ _0\"></span>ieel acti<span class=\"_ _0\"></span>ef (of een gr<span class=\"_ _0\"></span>oep financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a) geclass<span class=\"_ _0\"></span>ificee<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y996 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop beschik<span class=\"_ _0\"></span>baar, len<span class=\"_ _0\"></span>ingen e<span class=\"_ _0\"></span>n vordering<span class=\"_ _0\"></span>en of tot<span class=\"_ _0\"></span> einde loopti<span class=\"_ _0\"></span>jd</div>\n<div class=\"t m0 x2c h64 y997 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden w<span class=\"_ _1\"></span>ordt beschouw<span class=\"_ _1\"></span>d als onderh<span class=\"_ _1\"></span>evig aan een <span class=\"_ _1\"></span>bijzondere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y999 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11d\">Er<span class=\"_ _1\"></span> objectief<span class=\"_ _1\"></span> bew<span class=\"lsed ws112\">ijs is van de waa<span class=\"_ _0\"></span>rdevermi<span class=\"_ _0\"></span>ndering a<span class=\"_ _0\"></span>ls gevolg va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc13 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een of meer v<span class=\"_ _0\"></span>erliesge<span class=\"_ _0\"></span>beurteni<span class=\"_ _0\"></span>ssen of aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gen (bijv<span class=\"_ _0\"></span>oorbeel<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a0 h64 yc14 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge financi<span class=\"_ _0\"></span>\u00eble proble<span class=\"_ _0\"></span>men bij de emit<span class=\"_ _0\"></span>tent), d<span class=\"_ _0\"></span>ie hebben</div>\n<div class=\"t m0 x1a0 h64 yc15 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> na de eerste opname van<span class=\"_ _1\"></span> het actief; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws112\">Deze verliesge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is (of ge<span class=\"lsef ws11d\">beurtenissen) een<span class=\"_ _1\"></span> impact </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft/hebben op<span class=\"_ _1\"></span> de geraamde toekoms<span class=\"_ _1\"></span>tige kasstromen van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1a0 h64 yc18 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief (of de groep<span class=\"_ _1\"></span> van financi\u00eble ac<span class=\"_ _1\"></span>tiva) die betrouwbaa<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x1a0 h64 yc19 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>eraamd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor aand<span class=\"_ _0\"></span>elen omvat<span class=\"_ _0\"></span>ten de event<span class=\"_ _0\"></span>uele obje<span class=\"_ _0\"></span>ctieve aa<span class=\"_ _0\"></span>nwijzin<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 ya3e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span><span class=\"lsef ws11e\">deverminder<span class=\"_ _1\"></span>ingen onder meer<span class=\"_ _1\"></span> het feit of de re\u00eb<span class=\"_ _1\"></span>le </span></div>\n<div class=\"t m0 x2c h64 ya3f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde per<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum significant<span class=\"_ _1\"></span> (25%) bene<span class=\"_ _1\"></span>den de boek<span class=\"_ _1\"></span>waarde</div>\n<div class=\"t m0 x2c h64 ya40 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ligt of <span class=\"_ _1\"></span>per de balans<span class=\"_ _1\"></span>datum gedurende <span class=\"_ _1\"></span>een lange<span class=\"_ _1\"></span>re periode<span class=\"_ _1\"></span> beneden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya41 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde is<span class=\"_ _1\"></span> geweest (365 opeen<span class=\"_ _1\"></span>volgende dagen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afhankelijk van<span class=\"_ _1\"></span> het type financiee<span class=\"_ _1\"></span>l actief, kan de<span class=\"_ _1\"></span> realiseerbare waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya44 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als volgt worden<span class=\"_ _1\"></span> geschat: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">D<span class=\"_ _1\"></span>e re\u00eble waarde op<span class=\"_ _1\"></span> basis van een waarneemb<span class=\"_ _1\"></span>are marktprijs<span class=\"_ _1\"></span>;</span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya46 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e op basis<span class=\"_ _0\"></span> van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">waarneembare<span class=\"_ _1\"></span> marktgegevens</span>;<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya47 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">Op<span class=\"_ _1\"></span> basis van de re\u00eble<span class=\"_ _1\"></span> waarde van zekerhede<span class=\"_ _1\"></span>n. </span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4a ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien wor<span class=\"_ _0\"></span><span class=\"ws11d\">dt vast<span class=\"_ _0\"></span>gesteld <span class=\"_ _0\"></span>dat een<span class=\"ls0 ws0\"> </span><span class=\"lsef\">voor verkoop besch<span class=\"_ _1\"></span>ikbaar<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">actief een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> heeft ondergaan, wo<span class=\"_ _1\"></span>rdt het bedrag van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4c ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bijzond<span class=\"_ _1\"></span>ere waardeverm<span class=\"_ _1\"></span>indering opg<span class=\"_ _1\"></span>enomen in<span class=\"_ _1\"></span> de resul<span class=\"_ _1\"></span>tatenrekening.</div>\n<div class=\"t m0 x2c h64 ya4d ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">ger<span class=\"_ _1\"></span>ealiseerde e<span class=\"_ _1\"></span>n voorheen <span class=\"_ _1\"></span>in het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>opgenom<span class=\"ws113\">en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en van voor ve<span class=\"_ _0\"></span>rkoop besc<span class=\"_ _0\"></span>hikbare ac<span class=\"_ _0\"></span>tiva die ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya4f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing hebben on<span class=\"_ _1\"></span>dergaan, wo<span class=\"_ _1\"></span>rden overged<span class=\"_ _1\"></span>ragen naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ya50 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening op he<span class=\"_ _1\"></span>t moment da<span class=\"_ _1\"></span>t de bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya51 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zich v<span class=\"_ _1\"></span>oordoet. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode d<span class=\"_ _0\"></span>e re\u00eble waa<span class=\"_ _0\"></span>rde van een</div>\n<div class=\"t m0 x1d h64 yccb ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldinstrum<span class=\"_ _1\"></span>ent dat is <span class=\"_ _1\"></span>geclassifi<span class=\"_ _1\"></span>ceerd als be<span class=\"_ _1\"></span>schikbaar voor<span class=\"_ _1\"></span> verkoop,</div>\n<div class=\"t m0 x1d h64 yccc ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgt e<span class=\"_ _0\"></span>n de stij<span class=\"_ _0\"></span>ging obj<span class=\"_ _0\"></span>ectief i<span class=\"_ _0\"></span>n verban<span class=\"_ _0\"></span>d kan wor<span class=\"_ _0\"></span>den gebr<span class=\"_ _0\"></span>acht met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 yccd ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enis die pl<span class=\"_ _0\"></span>aatsvo<span class=\"_ _0\"></span>nd na de opnam<span class=\"_ _0\"></span>e van het bedr<span class=\"_ _0\"></span>ag van de</div>\n<div class=\"t m0 x1d h64 ycce ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening, valt<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x1d h64 yccf ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> vrij, waarbij<span class=\"_ _1\"></span> het bedrag van de</div>\n<div class=\"t m0 x1d h64 ycd0 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijval wo<span class=\"_ _1\"></span>rdt verwerkt <span class=\"_ _1\"></span>in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Verdere p<span class=\"_ _1\"></span>ositieve</div>\n<div class=\"t m0 x1d h64 ycd1 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n van als <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>beschikbare <span class=\"_ _1\"></span>schuldinstru<span class=\"_ _1\"></span>menten</div>\n<div class=\"t m0 x1d h64 y960 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden opgen<span class=\"_ _1\"></span>om<span class=\"lsed\">en in ov<span class=\"_ _0\"></span>erig com<span class=\"_ _0\"></span>prehens<span class=\"_ _0\"></span>ive inco<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en voor al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschi<span class=\"_ _1\"></span>kbare</div>\n<div class=\"t m0 x1d h64 y963 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>menten worden niet v<span class=\"_ _1\"></span>ia de resultatenre<span class=\"_ _1\"></span>kening</div>\n<div class=\"t m0 x1d h64 y964 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggenomen.<span class=\"_ _1\"></span> Stijgingen i<span class=\"_ _1\"></span>n de re\u00ebl<span class=\"_ _1\"></span>e waarde na<span class=\"_ _1\"></span> de bijzon<span class=\"_ _1\"></span>dere</div>\n<div class=\"t m0 x1d h64 y965 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering word<span class=\"_ _0\"></span>en rechtst<span class=\"_ _0\"></span>reeks ve<span class=\"_ _0\"></span>rwerkt in ov<span class=\"_ _0\"></span>erig</div>\n<div class=\"t m0 x1d h64 y966 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 220px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 535px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 540px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 230px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 545px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffb5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Transactieko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en op financ<span class=\"_ _0\"></span>i\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> verwijz<span class=\"_ _0\"></span>en naar de extr<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die di<span class=\"lsed ws11d\">rect zijn toe t<span class=\"_ _0\"></span>e reken<span class=\"_ _0\"></span>en aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of ve<span class=\"_ _0\"></span>rvreemd<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>el actief <span class=\"_ _0\"></span>of een f<span class=\"_ _0\"></span>inanci\u00eb<span class=\"_ _0\"></span>le verpli<span class=\"_ _0\"></span>chting.<span class=\"_ _0\"></span> Daarin z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y8a9 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">inbegrepen <span class=\"_ _1\"></span>commissies die<span class=\"_ _1\"></span> worden bet<span class=\"_ _1\"></span>aald aan agen<span class=\"_ _1\"></span>ten, advi<span class=\"_ _1\"></span>seurs,</div>\n<div class=\"t m0 x2c h64 y8aa ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">brokers en<span class=\"_ _1\"></span> effectenhandela<span class=\"_ _1\"></span>ren, evena<span class=\"_ _1\"></span>ls heffingen<span class=\"_ _1\"></span> opgelegd do<span class=\"_ _1\"></span>or<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs en effect<span class=\"_ _0\"></span>enbeurz<span class=\"_ _0\"></span>en evenals<span class=\"_ _0\"></span> overdr<span class=\"_ _0\"></span>achtsbel<span class=\"_ _0\"></span>asting en</div>\n<div class=\"t m0 x2c h64 y8ac ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere hef<span class=\"_ _1\"></span>fingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oord in d<span class=\"_ _0\"></span>e eerste <span class=\"_ _0\"></span>waarderi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c h64 y8af ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htingen,<span class=\"_ _0\"></span> behalve ind<span class=\"_ _0\"></span>ien de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8b0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa of<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>waardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y8b1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening. <span class=\"_ _1\"></span>In dat geval <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span> als kosten op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 349px; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1d h64 yd4a ffc2 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebr<span class=\"_ _1\"></span>uik</span> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 xe2 h64 yd4b ffc2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"_ _1\"></span> gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yd4c ffc4 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed gecla<span class=\"_ _1\"></span>ssificeerd als va<span class=\"_ _1\"></span>stgoed voor <span class=\"ws11d\">eigen geb<span class=\"_ _1\"></span>ruik omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h6c yd4d ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ka<span class=\"_ _1\"></span>ntoorgebouwen<span class=\"_ _1\"></span> die Ageas<span class=\"_ _1\"></span> gebruikt</span><span class=\"ffc2\">; <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yd4f ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">C<span class=\"_ _1\"></span>ommerci\u00eble gebou<span class=\"_ _1\"></span>wen die worden gebru<span class=\"_ _1\"></span>ikt om bedrijfsac<span class=\"_ _1\"></span>tiviteiten </span></span></div>\n<div class=\"t m0 x69 h64 yd50 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uit te vo<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd52 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle voor eigen geb<span class=\"_ _1\"></span>ruik aangehouden v<span class=\"_ _1\"></span>astgoed en alle<span class=\"_ _1\"></span> vaste activa</div>\n<div class=\"t m0 x1d h64 yd53 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd tegen<span class=\"_ _1\"></span> kostprijs<span class=\"_ _1\"></span>, verminderd<span class=\"_ _1\"></span> met geaccumul<span class=\"_ _1\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yd54 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jvingen (<span class=\"_ _0\"></span>behalve vo<span class=\"_ _0\"></span>or terrei<span class=\"_ _0\"></span>nen die niet wo<span class=\"_ _0\"></span>rden afge<span class=\"_ _0\"></span>schrev<span class=\"_ _0\"></span>en) en</div>\n<div class=\"t m0 x1d h64 yd55 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x1d h64 yd56 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De kostpri<span class=\"_ _0\"></span>js is het equiv<span class=\"_ _0\"></span>alent van d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e prijs die is<span class=\"_ _0\"></span> betaald of de</div>\n<div class=\"t m0 x1d h64 yd57 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e v<span class=\"ws11e\">an elke andere<span class=\"_ _1\"></span> vergoeding die is geg<span class=\"_ _1\"></span>even om het actie<span class=\"_ _1\"></span>f </span></div>\n<div class=\"t m0 x1d h64 yd58 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te verwer<span class=\"_ _0\"></span>ven op het mom<span class=\"_ _0\"></span>ent van de ver<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span> of de bouw van het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd59 ffc2 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">actief.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd5a ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd5b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De afschrijvingen<span class=\"_ _1\"></span> op gebouwen<span class=\"_ _1\"></span> worden berekend volgens de<span class=\"_ _1\"></span> lineaire</div>\n<div class=\"t m0 x1d h64 yd5c ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode t<span class=\"_ _0\"></span>eneinde de k<span class=\"_ _0\"></span>osten van di<span class=\"_ _0\"></span>e activa af t<span class=\"_ _0\"></span>e schrijve<span class=\"_ _0\"></span>n gedu<span class=\"lsef ws11d\">rende de </span></div>\n<div class=\"t m0 x1d h64 yd5d ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e levens<span class=\"_ _0\"></span>duur t<span class=\"_ _0\"></span>ot de rest<span class=\"_ _0\"></span>waarde.<span class=\"_ _0\"></span> De leve<span class=\"_ _0\"></span>nsduur <span class=\"_ _0\"></span>van IT, k<span class=\"_ _0\"></span>antoor<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yd5e ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en andere ap<span class=\"_ _0\"></span>paratuu<span class=\"_ _0\"></span>r wordt afz<span class=\"_ _0\"></span>onderli<span class=\"_ _0\"></span>jk vastges<span class=\"_ _0\"></span>teld voor elk<span class=\"_ _0\"></span> actief. De</div>\n<div class=\"t m0 x1d h64 yd5f ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur <span class=\"_ _1\"></span>van de gebou<span class=\"_ _1\"></span>wen wordt<span class=\"_ _1\"></span> afzonderlijk <span class=\"_ _1\"></span>bepaald voor<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x1d h64 yd60 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijk de<span class=\"_ _1\"></span>el (componen<span class=\"_ _1\"></span>tenbenadering)<span class=\"_ _1\"></span> e<span class=\"ws11e\">n wordt elk jaare<span class=\"_ _1\"></span>inde </span></div>\n<div class=\"t m0 x1d h64 yd61 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herzien.<span class=\"_ _0\"></span> De vastgo<span class=\"_ _0\"></span>edbeleg<span class=\"_ _0\"></span>gingen wo<span class=\"_ _0\"></span>rden gespl<span class=\"_ _0\"></span>itst in de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yd62 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">componenten: ruwb<span class=\"_ _1\"></span>ouw, ramen en deuren<span class=\"_ _1\"></span>, technische uitr<span class=\"_ _1\"></span>usting, ruwe</div>\n<div class=\"t m0 x1d h64 yd63 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwerki<span class=\"_ _0\"></span>ng en detai<span class=\"_ _0\"></span>lafwerk<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 430px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 430px; width: 352px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yd66 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale leven<span class=\"_ _0\"></span>sduur van de co<span class=\"_ _0\"></span>mpone<span class=\"_ _0\"></span>nten is als vol<span class=\"_ _0\"></span>gt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd67 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Ruwbouw<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd69 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 606px; z-index: 15;\">50 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 594px; z-index: 15;\">70 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Ramen en deuren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6b ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 573px; z-index: 15;\">30 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 561px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Technische uitrusting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6d ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 540px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6e ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6f ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar <span class=\"ws118\">voor winkelpanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 504px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Ruwe afwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd81 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 483px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd72 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd73 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar voor winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 447px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Detailafwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 423px; z-index: 15;\">10 jaar voor kantoren<span class=\"_ _0\"></span>, winkelpanden en woningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd75 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd76 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd77 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd78 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">T<span class=\"_ _1\"></span>erreinen hebbe<span class=\"_ _1\"></span>n een on<span class=\"_ _1\"></span>gelimiteerde l<span class=\"_ _1\"></span>evensduur en <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span>rhalve nie<span class=\"_ _1\"></span>t afgeschreven.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd79 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">A<span class=\"_ _1\"></span>ls algemene regel<span class=\"_ _1\"></span> wordt uitgegaan va<span class=\"_ _1\"></span>n een restwaarde van<span class=\"_ _1\"></span> nihil.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd7a ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ko<span class=\"_ _1\"></span>sten voor <span class=\"_ _1\"></span>reparaties en<span class=\"_ _1\"></span> onderhoud w<span class=\"_ _1\"></span>orden in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als <span class=\"_ _1\"></span>last veran<span class=\"_ _1\"></span>twoord in de <span class=\"_ _1\"></span>periode waa<span class=\"_ _1\"></span>rin de ko<span class=\"_ _1\"></span>sten zijn <span class=\"ws113\">ge<span class=\"lsed ws112\">maakt. Uitgaven d<span class=\"_ _0\"></span>ie </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd7b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de voordelen<span class=\"_ _1\"></span> van vastgoed of vaste<span class=\"_ _1\"></span> activa zodanig<span class=\"_ _1\"></span> verbeteren of uitbre<span class=\"_ _1\"></span>iden dat hun oorspronk<span class=\"_ _1\"></span>elijke gebruik<span class=\"_ _1\"></span> wordt uitgebreid<span class=\"_ _1\"></span>, <span class=\"ws11d\">worden geactiveerd<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1a0 h64 yd7c ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervolg<span class=\"_ _0\"></span>ens afg<span class=\"_ _0\"></span>eschreve<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd7d ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsed ws112\">Financierings<span class=\"_ _0\"></span>kosten v<span class=\"_ _0\"></span>oor de finan<span class=\"_ _0\"></span>ciering va<span class=\"_ _0\"></span>n de bouw van mat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier beh<span class=\"_ _0\"></span>andeld als<span class=\"_ _0\"></span> de financie<span class=\"_ _0\"></span>ringskos<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 yd7e ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 251px; height: 398px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 251px; height: 398px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 251px; height: 398px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoedbeleggin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een vastgoedbe<span class=\"_ _1\"></span>legging is vastgoed<span class=\"_ _1\"></span> dat Ageas aanhoud<span class=\"_ _1\"></span>t om</div>\n<div class=\"t m0 x2c h64 y8a7 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huuropbrengs<span class=\"ws11e\">ten<span class=\"_ _1\"></span> of een waardestij<span class=\"_ _1\"></span>ging te realiseren<span class=\"_ _1\"></span>. Ageas kan </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaalde va<span class=\"_ _1\"></span>stgoedbeleggingen<span class=\"_ _1\"></span> ook voor e<span class=\"_ _1\"></span>igen gebrui<span class=\"_ _1\"></span>k aanwenden<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8a9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Indien de b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> aangewend voo<span class=\"_ _1\"></span>r eigen gebr<span class=\"_ _1\"></span>uik afzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 y8aa ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden verko<span class=\"_ _1\"></span>cht of geleased<span class=\"_ _1\"></span> via financi\u00eble lea<span class=\"_ _1\"></span>se, worden die</div>\n<div class=\"t m0 x2c h64 y8ab ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">delen vera<span class=\"ws11e\">n<span class=\"_ _1\"></span>twoord als materi<span class=\"_ _1\"></span>\u00eble vaste activa. Indi<span class=\"_ _1\"></span>en de beleggingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangewend voor eig<span class=\"_ _1\"></span>en gebruik niet a<span class=\"_ _1\"></span>fzonderlijk kunnen<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 y8ad ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkocht, worden<span class=\"_ _1\"></span> die delen alleen<span class=\"_ _1\"></span> als vastgoedbeleg<span class=\"_ _1\"></span>gingen behande<span class=\"_ _1\"></span>ld</div>\n<div class=\"t m0 x2c h64 y8ae ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">als Ageas e<span class=\"_ _1\"></span>en onbelan<span class=\"_ _1\"></span>grijk deel <span class=\"_ _1\"></span>voor eigen geb<span class=\"_ _1\"></span>ruik aanhoud<span class=\"_ _1\"></span>t. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Omwille de verge<span class=\"_ _1\"></span>lijkbaarheid<span class=\"_ _1\"></span> hanteert Ageas een k<span class=\"_ _1\"></span>ostprijsmodel,<span class=\"_ _1\"></span> zowel</div>\n<div class=\"t m0 x2c h64 y8b1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen a<span class=\"_ _1\"></span>ls voor <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebru<span class=\"_ _1\"></span>ik. Na de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble opname<span class=\"_ _1\"></span> wordt al het vas<span class=\"_ _1\"></span>tgoed gewaardeerd t<span class=\"_ _1\"></span>egen kostprijs</div>\n<div class=\"t m0 x2c h64 y8b3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermind<span class=\"_ _0\"></span>erd met cu<span class=\"_ _0\"></span>mulatiev<span class=\"_ _0\"></span>e afschrij<span class=\"_ _0\"></span>vingen (v<span class=\"_ _0\"></span>olgens <span class=\"lsef ws11d\">een lineaire </span></div>\n<div class=\"t m0 x2c h64 y8b4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>) en event<span class=\"_ _0\"></span>uele cumul<span class=\"_ _0\"></span>atieve bijz<span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. Wijzigingen <span class=\"_ _1\"></span>in de re\u00eb<span class=\"_ _1\"></span>le waarde va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8b6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen worden<span class=\"_ _1\"></span> zodoende<span class=\"_ _1\"></span> niet verantwoo<span class=\"_ _1\"></span>rd in de</div>\n<div class=\"t m0 x2c h64 y8b7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening (ten<span class=\"_ _1\"></span>zij er een b<span class=\"_ _1\"></span>ijzondere waa<span class=\"_ _1\"></span>rdeverminder<span class=\"_ _1\"></span>ing heeft</div>\n<div class=\"t m0 x2c h64 y9d7 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsed ws112\">laatsgevo<span class=\"_ _0\"></span>nden) of<span class=\"_ _0\"></span> in overig comp<span class=\"_ _0\"></span>rehensiv<span class=\"_ _0\"></span>e income.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9d8 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De restwaarde<span class=\"_ _1\"></span> en de<span class=\"_ _1\"></span> geschatte gebru<span class=\"_ _1\"></span>iksduur van<span class=\"_ _1\"></span> vastgoedbeleg<span class=\"_ _1\"></span>gingen</div>\n<div class=\"t m0 x2c h64 y9da ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden afzon<span class=\"_ _1\"></span>derlijk bepaa<span class=\"_ _1\"></span>ld voor <span class=\"_ _1\"></span>elk belangrij<span class=\"_ _1\"></span>k onderdeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9db ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(componentenbe<span class=\"_ _1\"></span>nadering) en<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>op elke balan<span class=\"_ _1\"></span>sdatum opnieuw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekeken. Vo<span class=\"_ _1\"></span>or vastgoedbele<span class=\"_ _1\"></span>ggingen wordt<span class=\"_ _1\"></span> dezelfde m<span class=\"_ _1\"></span>aximale</div>\n<div class=\"t m0 x2c h64 y9dd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschatte gebru<span class=\"_ _1\"></span>iksduur van de compon<span class=\"_ _1\"></span>enten toegepas<span class=\"_ _1\"></span>t als voor</div>\n<div class=\"t m0 x2c h64 y9de ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed aa<span class=\"_ _1\"></span>ngehouden voo<span class=\"_ _1\"></span>r eigen gebru<span class=\"_ _1\"></span>ik.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9df ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t zijn <span class=\"_ _1\"></span>vastgoedbeleggingen<span class=\"_ _1\"></span> door middel<span class=\"_ _1\"></span> van dive<span class=\"_ _1\"></span>rse niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9e1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbare h<span class=\"_ _1\"></span>uurcontracten. Be<span class=\"_ _1\"></span>paalde cont<span class=\"_ _1\"></span>racte<span class=\"lsed ws112\">n bevatten </span></div>\n<div class=\"t m0 x2c h64 y9e2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verleng<span class=\"_ _0\"></span>ingsopt<span class=\"_ _0\"></span>ies voor d<span class=\"_ _0\"></span>iverse tij<span class=\"_ _0\"></span>dsperiod<span class=\"_ _0\"></span>en. De met de<span class=\"_ _0\"></span>ze contrac<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x2c h64 y9e3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den huurink<span class=\"_ _0\"></span>omsten w<span class=\"_ _0\"></span>orden in de loo<span class=\"_ _0\"></span>p van de tijd ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y9e4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsbat<span class=\"_ _0\"></span>en, en wel line<span class=\"_ _0\"></span>air over de hu<span class=\"_ _0\"></span>urperio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overboekingen<span class=\"_ _1\"></span> naar of van vastgoedb<span class=\"_ _1\"></span>eleggingen vinden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>alleen plaa<span class=\"_ _1\"></span>ts</div>\n<div class=\"t m0 x2c h64 y9e7 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als er een wijz<span class=\"_ _1\"></span>iging is van het gebru<span class=\"_ _1\"></span>ik:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e8 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">N<span class=\"_ _1\"></span>aar vastgoed<span class=\"_ _1\"></span>beleggingen a<span class=\"_ _1\"></span>an het ein<span class=\"_ _1\"></span>de van he<span class=\"_ _1\"></span>t eigen gebru<span class=\"_ _1\"></span>ik, bij </span></span></div>\n<div class=\"t m0 x1a0 h64 y9e9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>g van een oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e lease aan ee<span class=\"_ _0\"></span>n andere part<span class=\"_ _0\"></span>ij of aan</div>\n<div class=\"t m0 x1a0 h64 y9ea ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het einde van de<span class=\"_ _1\"></span> bouw of ontwikkeling<span class=\"_ _1\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y9eb ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11e\">Va<span class=\"_ _1\"></span>nuit vastgoedbele<span class=\"_ _1\"></span>ggingen b<span class=\"ws11d\">ij aan<span class=\"_ _1\"></span>vang van he<span class=\"_ _1\"></span>t eigen ge<span class=\"_ _1\"></span>bruik of </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9ec ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng van ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g met het oog o<span class=\"_ _0\"></span>p verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ed ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9ee ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r het result<span class=\"_ _0\"></span>aat van een bo<span class=\"_ _0\"></span>uwcontr<span class=\"_ _0\"></span>act op betrou<span class=\"_ _0\"></span>wbare wij<span class=\"_ _0\"></span>ze kan</div>\n<div class=\"t m0 x2c h64 y9ef ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gescha<span class=\"_ _1\"></span>t, worden de contra<span class=\"_ _1\"></span>ctopbrengsten en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kosten in verband<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9f0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met het b<span class=\"_ _1\"></span>ouwcontract <span class=\"_ _1\"></span>verantwoo<span class=\"lsed\">rd als bate<span class=\"_ _0\"></span>n, respe<span class=\"_ _0\"></span>ctievel<span class=\"_ _0\"></span>ijk last<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y9f1 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwijz<span class=\"_ _0\"></span>ing naar het<span class=\"_ _0\"></span> stadium v<span class=\"_ _0\"></span>an uitvoer<span class=\"_ _0\"></span>ing van de cont<span class=\"_ _0\"></span>ractac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>it op</div>\n<div class=\"t m0 x2c h64 y9f2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum. Wa<span class=\"_ _0\"></span>nneer het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk is dat de t<span class=\"_ _0\"></span>otale cont<span class=\"_ _0\"></span>ractkost<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y9f3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoger zul<span class=\"_ _0\"></span>len zijn dan d<span class=\"_ _0\"></span>e totale cont<span class=\"_ _0\"></span>racto<span class=\"_ _0\"></span>pbrengst<span class=\"_ _0\"></span>en wordt het<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> onmidde<span class=\"_ _0\"></span>llijk al<span class=\"_ _0\"></span>s last v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enrek<span class=\"_ _0\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 331px; height: 765px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c ya4b ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering op<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya4c ffc9 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik en<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4d ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Net als and<span class=\"_ _0\"></span>ere niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi\u00eble activa on<span class=\"_ _1\"></span>dergaat vastgoed v<span class=\"_ _1\"></span>oor eigen </span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardevermind<span class=\"_ _1\"></span>ering als <span class=\"_ _1\"></span>de boekwaarde<span class=\"_ _1\"></span> hoger is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan de rea<span class=\"_ _1\"></span>liseerbare wa<span class=\"_ _1\"></span>arde. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya50 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De realiseerb<span class=\"_ _1\"></span>are waarde <span class=\"_ _1\"></span>wordt bepaal<span class=\"_ _1\"></span>d als he<span class=\"_ _1\"></span>t hoogste b<span class=\"_ _1\"></span>edrag van</div>\n<div class=\"t m0 x2c h64 ya52 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hetzij: de r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verminderd met ve<span class=\"_ _1\"></span>rkoopkosten of de </span></span></div>\n<div class=\"t m0 x2c h64 ya53 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfswaarde<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde verminde<span class=\"_ _1\"></span>rd met verkoo<span class=\"_ _1\"></span>pkosten is<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g dat </span></span></div>\n<div class=\"t m0 x1a0 h64 ycd8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen worden<span class=\"_ _1\"></span> verkregen door de ve<span class=\"_ _1\"></span>rkoop van een actie<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x69 h64 yab7 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een ordel<span class=\"_ _0\"></span>ijke trans<span class=\"_ _0\"></span>actie tuss<span class=\"_ _0\"></span>en markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n (op basis v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x69 h64 yab8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarneembare<span class=\"_ _1\"></span> en ni<span class=\"lsed ws111\">et<span class=\"ls0 ws0\">-</span></span><span class=\"ws11e\">waarneemb<span class=\"_ _1\"></span>are marktgegevens<span class=\"_ _1\"></span>), na aftrek </span></div>\n<div class=\"t m0 x69 h64 yab9 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verk<span class=\"_ _0\"></span>oopkost<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 yaba ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">De bedrijfswaa<span class=\"_ _0\"></span>rde is de cont<span class=\"_ _0\"></span>ante waa<span class=\"_ _0\"></span>rde van gesch<span class=\"_ _0\"></span>atte </span></span></div>\n<div class=\"t m0 x69 h64 yabb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> kasstromen waarvan<span class=\"_ _1\"></span> verwacht wordt dat<span class=\"_ _1\"></span> ze zullen</div>\n<div class=\"t m0 x69 h64 yabc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortvl<span class=\"_ _0\"></span>oeien uit het<span class=\"_ _0\"></span> voortgez<span class=\"_ _0\"></span>ette gebr<span class=\"_ _0\"></span>uik van een act<span class=\"_ _0\"></span>ief en uit de</div>\n<div class=\"t m0 x69 h64 yabd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervreemding<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an dat acti<span class=\"_ _0\"></span>ef aan het ein<span class=\"_ _0\"></span>de van de geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur, </span></div>\n<div class=\"t m0 x69 h64 yabe ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zonder aftre<span class=\"_ _1\"></span>k van ove<span class=\"_ _1\"></span>rdrachtsbelastin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabf ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycd9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aan het e<span class=\"_ _1\"></span>inde van iede<span class=\"_ _1\"></span>re verslagp<span class=\"_ _1\"></span>eriode beoorde<span class=\"_ _1\"></span>elt Ageas<span class=\"_ _1\"></span> of er</div>\n<div class=\"t m0 x1d h64 ycda ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>eve aanwi<span class=\"_ _0\"></span>jzinge<span class=\"_ _0\"></span>n bestaan dat<span class=\"_ _0\"></span> het actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 ycdb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Hierb<span class=\"ws11d\">ij word<span class=\"_ _1\"></span>t rekening <span class=\"_ _1\"></span>gehouden </span></div>\n<div class=\"t m0 x1d h64 ycdc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met diver<span class=\"_ _1\"></span>se informatieb<span class=\"_ _1\"></span>ronnen, zowel <span class=\"_ _1\"></span>extern (bij<span class=\"_ _1\"></span>voorbeeld bel<span class=\"_ _1\"></span>angrijke</div>\n<div class=\"t m0 x1d h64 ycdd ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in het econ<span class=\"_ _1\"></span>omische kli<span class=\"_ _1\"></span>maat) als i<span class=\"_ _1\"></span>ntern (bij<span class=\"_ _1\"></span>voorbeeld</div>\n<div class=\"t m0 x1d h64 ycde ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desinvestering<span class=\"_ _1\"></span>splannen). I<span class=\"_ _1\"></span>ndien dergeli<span class=\"_ _1\"></span>jke aanwijzingen <span class=\"_ _1\"></span>bestaan (<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1d h64 ycdf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end dan), v<span class=\"_ _0\"></span>erlaagt<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Ageas de boekwaarde <span class=\"_ _1\"></span>van het ac<span class=\"_ _1\"></span>tief naar de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yce0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geschatte re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde en het <span class=\"_ _1\"></span>bedrag v<span class=\"_ _1\"></span>an de verande<span class=\"_ _1\"></span>ring in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce1 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lopende jaar wo<span class=\"_ _1\"></span>rdt verwerkt in de re<span class=\"_ _1\"></span>sultatenreken<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce3 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na opname<span class=\"_ _1\"></span> van een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yce4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving vo<span class=\"_ _0\"></span>or toek<span class=\"_ _0\"></span>omstige<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">perioden gecorrigeerd voor<span class=\"_ _1\"></span> de herziene </span></span></div>\n<div class=\"t m0 x1d h64 yce5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde onder v<span class=\"_ _0\"></span>erminde<span class=\"_ _0\"></span>ring van de res<span class=\"_ _0\"></span>twaar<span class=\"_ _0\"></span>de over de rest<span class=\"_ _0\"></span>erende</div>\n<div class=\"t m0 x1d h64 yce6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiksduur<span class=\"_ _1\"></span> van het a<span class=\"_ _1\"></span>ctief. Voor<span class=\"_ _1\"></span> vastgoed <span class=\"_ _1\"></span>wordt de ge<span class=\"_ _1\"></span>bruiksduur <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 yce7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">elk belang<span class=\"_ _1\"></span>rijk onderdeel<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span> bepaald en <span class=\"_ _1\"></span>aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar herbe<span class=\"ws113\">oordee<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yce9 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode h<span class=\"_ _0\"></span>et bedrag v<span class=\"_ _0\"></span>an de bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x1d h64 yceb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen op nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">finan<span class=\"_ _1\"></span>ci\u00eble activa, uitgez<span class=\"_ _1\"></span>onderd dalingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ycec ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in de goodwill,<span class=\"_ _1\"></span> daalt als gevolg van<span class=\"_ _1\"></span> een gebeurteni<span class=\"_ _1\"></span>s die zich voordoet<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yced ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na de waard<span class=\"_ _0\"></span>evermi<span class=\"_ _0\"></span>ndering,<span class=\"_ _0\"></span> valt de eerde<span class=\"_ _0\"></span>r opg<span class=\"lsef ws113\">enomen </span></div>\n<div class=\"t m0 x1d h64 ycee ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g vrij in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Deze verhoogde</div>\n<div class=\"t m0 x1d h64 ycef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde ma<span class=\"_ _0\"></span>g niet hoge<span class=\"_ _0\"></span>r zijn dan de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e die zou zijn be<span class=\"_ _0\"></span>paald, na</div>\n<div class=\"t m0 x1d h64 ycf0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afschrijvinge<span class=\"_ _1\"></span>n, als in voorgaand<span class=\"_ _1\"></span>e jaren geen bi<span class=\"_ _1\"></span>jzondere</div>\n<div class=\"t m0 x1d h64 ycf1 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering voo<span class=\"_ _0\"></span>r het ac<span class=\"_ _0\"></span>tief was <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351.997px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 161px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 166px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 518px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 352px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h6c yad8 ffc9 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingskosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en over het<span class=\"_ _0\"></span> algemeen a<span class=\"_ _0\"></span>ls last ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd in</div>\n<div class=\"t m0 x1d h64 yada ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de perio<span class=\"_ _0\"></span>de waarin ze zij<span class=\"_ _0\"></span>n gemaakt<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten die rec<span class=\"_ _0\"></span>htstre<span class=\"_ _0\"></span>eks toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de</div>\n<div class=\"t m0 x1d h64 yadd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerving of bouw<span class=\"_ _1\"></span> van een actief wo<span class=\"_ _1\"></span>rden, terwijl het<span class=\"_ _1\"></span> actief in opbouw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yade ffc7 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">is, ge<span class=\"lsed ws112\">activeer<span class=\"_ _0\"></span>d als onderd<span class=\"_ _0\"></span>eel van de kost<span class=\"_ _0\"></span>en van dat ac<span class=\"_ _0\"></span>tief. De act<span class=\"_ _0\"></span>ivering </span></div>\n<div class=\"t m0 x1d h64 yadf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van finan<span class=\"_ _0\"></span>cierings<span class=\"_ _0\"></span>kosten d<span class=\"_ _0\"></span>ient in te gaan w<span class=\"_ _0\"></span>anneer: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae0 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Uitgaven voor het ac<span class=\"_ _0\"></span>tief en fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskost<span class=\"_ _0\"></span>en worden ge<span class=\"_ _0\"></span>daan<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yae1 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Werkzaamhede<span class=\"_ _0\"></span>n die nodi<span class=\"_ _0\"></span>g zijn om het act<span class=\"_ _0\"></span>ief klaar t<span class=\"_ _0\"></span>e maken voor </span></span></div>\n<div class=\"t m0 x69 h64 yae2 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het bedo<span class=\"_ _0\"></span>elde geb<span class=\"_ _0\"></span>ruik of <span class=\"_ _0\"></span>de verko<span class=\"_ _0\"></span>op ervan <span class=\"_ _0\"></span>in gan<span class=\"_ _0\"></span>g zijn gez<span class=\"_ _0\"></span>et. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae3 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae4 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het activeren van<span class=\"_ _1\"></span> financierings<span class=\"_ _1\"></span>kosten wordt be\u00ebindigd<span class=\"_ _1\"></span> wanneer het</div>\n<div class=\"t m0 x1d h64 yae5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarbi<span class=\"_ _0\"></span>j behorend a<span class=\"_ _0\"></span>ctief in mat<span class=\"_ _0\"></span>eri\u00eble zi<span class=\"_ _0\"></span>n gereed is; het<span class=\"_ _0\"></span>zij voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 yae6 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hetzij v<span class=\"_ _0\"></span>oor gebr<span class=\"_ _0\"></span>uik. In<span class=\"_ _0\"></span>dien de v<span class=\"_ _0\"></span>ervaar<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>oor lang<span class=\"_ _0\"></span>ere tijd <span class=\"lsef ws113\">wordt </span></div>\n<div class=\"t m0 x1d h64 yae7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderbroken<span class=\"_ _1\"></span>, wordt eveneen<span class=\"_ _1\"></span>s de rente<span class=\"_ _1\"></span>toerekening ui<span class=\"_ _1\"></span>tgesteld. <span class=\"_ _1\"></span>Indien de</div>\n<div class=\"t m0 x1d h64 yae8 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervaar<span class=\"_ _0\"></span>diging i<span class=\"_ _0\"></span>n fasen p<span class=\"_ _0\"></span>laatsvi<span class=\"_ _0\"></span>ndt en elk<span class=\"_ _0\"></span>e afzo<span class=\"_ _0\"></span>nderlijke f<span class=\"_ _0\"></span>ase bes<span class=\"_ _0\"></span>chouwd</div>\n<div class=\"t m0 x1d h64 yae9 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kan worden als<span class=\"_ _1\"></span> een afzonderlijk ac<span class=\"_ _1\"></span>tief, wordt de<span class=\"_ _1\"></span> toerekening van rent<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan desbet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>d actief be\u00eb<span class=\"_ _0\"></span>indigd in<span class=\"_ _0\"></span><span class=\"ws11d\">dien het <span class=\"_ _0\"></span>actief i<span class=\"_ _0\"></span>n mater<span class=\"_ _0\"></span>i\u00eble zin </span></div>\n<div class=\"t m0 x1d h64 yaeb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereed is<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaed ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor een len<span class=\"_ _0\"></span>ing die met e<span class=\"_ _0\"></span>en bepaald<span class=\"_ _0\"></span> actief sam<span class=\"_ _0\"></span>enhangt<span class=\"_ _0\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yaee ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet o<span class=\"_ _0\"></span>p die le<span class=\"_ _0\"></span>ning toe<span class=\"_ _0\"></span>gepast. I<span class=\"_ _0\"></span>n ander<span class=\"_ _0\"></span>e gevalle<span class=\"_ _0\"></span>n wordt</div>\n<div class=\"t m0 x1d h64 yaef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een gewo<span class=\"_ _0\"></span>gen gemidd<span class=\"_ _0\"></span>eld betaa<span class=\"_ _0\"></span>lde rent<span class=\"_ _0\"></span>evoet toe<span class=\"_ _0\"></span>gepast. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 371px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 376px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor kwalificer<span class=\"_ _1\"></span>ende activa waarvan<span class=\"_ _1\"></span> de aanvangsdatu<span class=\"_ _1\"></span>m op of voor</div>\n<div class=\"t m0 x2c h64 y8a6 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"lsed ws112\">januari 2008 valt<span class=\"_ _0\"></span>, geldt dat d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ieringsk<span class=\"_ _0\"></span>osten die r<span class=\"_ _0\"></span>echtst<span class=\"_ _0\"></span>reeks </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of b<span class=\"_ _0\"></span>ouw van e<span class=\"_ _0\"></span>en kwalifi<span class=\"_ _0\"></span>cerend</div>\n<div class=\"t m0 x2c h64 y8a8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief (ee<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">actief waarvoor<span class=\"_ _1\"></span> gedurende langere<span class=\"_ _1\"></span> tijd werkzaamheden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig waren<span class=\"_ _1\"></span> om het ac<span class=\"_ _1\"></span>tief klaar <span class=\"_ _1\"></span>te maken <span class=\"_ _1\"></span>voor het bedoe<span class=\"_ _1\"></span>lde gebrui<span class=\"_ _1\"></span>k of</div>\n<div class=\"t m0 x2c h64 y8aa ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de verko<span class=\"_ _0\"></span>op erva<span class=\"_ _0\"></span>n) als last<span class=\"_ _0\"></span> worden v<span class=\"_ _0\"></span>erant<span class=\"_ _0\"></span>woord in <span class=\"_ _0\"></span>de period<span class=\"_ _0\"></span>e waari<span class=\"_ _0\"></span>n ze</div>\n<div class=\"t m0 x2c h64 y8ab ffcc fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">zijn gemaakt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 105px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 110px; width: 344px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd83 ffcc fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Goodwill en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>immateri\u00eble a<span class=\"_ _1\"></span>ctiva</span> </span></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c yd84 ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd85 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t actief is e<span class=\"_ _0\"></span>en identif<span class=\"_ _0\"></span>iceer<span class=\"_ _0\"></span>baar niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">monetair actief </span></span></div>\n<div class=\"t m0 x2c h64 yd86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en wordt uit<span class=\"_ _0\"></span>sluite<span class=\"_ _0\"></span>nd verantw<span class=\"_ _0\"></span>oord als het<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x2c h64 yd87 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en oplev<span class=\"_ _0\"></span>ert en de k<span class=\"_ _0\"></span>ostpri<span class=\"_ _0\"></span>js van he<span class=\"_ _0\"></span>t actief<span class=\"_ _0\"></span> betrou<span class=\"_ _0\"></span>wbaar k<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 yd88 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd89 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd8a ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble vast<span class=\"_ _0\"></span><span class=\"lsef\">e activa worden<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>balans verant<span class=\"_ _1\"></span>woord tegen </span></div>\n<div class=\"t m0 x2c h64 yd8b ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js, vermin<span class=\"_ _0\"></span>derd met ev<span class=\"_ _0\"></span>entuel<span class=\"_ _0\"></span>e geaccum<span class=\"_ _0\"></span>uleerde af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 yd8c ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x2c h64 yd8d ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De restwa<span class=\"_ _0\"></span>arde en de gesc<span class=\"_ _0\"></span>hatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur van imm<span class=\"_ _0\"></span>ateri\u00ebl<span class=\"_ _0\"></span>e vaste</div>\n<div class=\"t m0 x2c h64 y930 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa wor<span class=\"_ _0\"></span>d<span class=\"lsef ws11d\">en op elke <span class=\"_ _1\"></span>balansdatum op<span class=\"_ _1\"></span>nieuw bekeken<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y931 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y932 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Immateri\u00eble a<span class=\"_ _1\"></span>ctiva me<span class=\"_ _1\"></span>t een bepaal<span class=\"_ _1\"></span>de levensduur <span class=\"_ _1\"></span>worden lineai<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y933 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r hun gesch<span class=\"_ _0\"></span>atte geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur. Op immat<span class=\"_ _0\"></span>eri\u00eble v<span class=\"_ _0\"></span>aste</div>\n<div class=\"t m0 x2c h64 y934 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa met<span class=\"_ _1\"></span> een onbepaa<span class=\"_ _1\"></span>lde gebruik<span class=\"_ _1\"></span>sduur zoals <span class=\"_ _1\"></span>goodwill word<span class=\"_ _1\"></span>t niet</div>\n<div class=\"t m0 x2c h64 y935 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgeschreven<span class=\"_ _1\"></span>, maar de<span class=\"ws11d\">ze worden<span class=\"_ _1\"></span> minstens eenm<span class=\"_ _1\"></span>aal per j<span class=\"_ _1\"></span>aar getoetst<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y936 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>dering.<span class=\"_ _0\"></span> Ge\u00efdentif<span class=\"_ _0\"></span>iceerde ev<span class=\"_ _0\"></span>entu<span class=\"_ _0\"></span>ele bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x2c h64 y937 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n worden in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h64 y938 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Value of Bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (V<span class=\"_ _0\"></span>OBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOB<span class=\"ws11d\">A) vert<span class=\"_ _0\"></span>egenw<span class=\"_ _0\"></span>oordigt <span class=\"_ _0\"></span>het vers<span class=\"_ _0\"></span>chil </span></div>\n<div class=\"t m0 x2c h64 ya7f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussen de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> bij acqui<span class=\"_ _1\"></span>sitie gewaardeerd<span class=\"_ _1\"></span> op bas<span class=\"_ _1\"></span>is van de</div>\n<div class=\"t m0 x2c h64 ya80 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsgrond<span class=\"_ _1\"></span>slagen van<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>de boekwaarde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 ya81 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en beleggin<span class=\"_ _1\"></span>gscontracten, v<span class=\"_ _1\"></span>erworven in </span></span></div>\n<div class=\"t m0 x2c h64 ya82 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het kad<span class=\"_ _0\"></span>er van ee<span class=\"_ _0\"></span>n acquis<span class=\"_ _0\"></span>itie v<span class=\"ws112\">a<span class=\"_ _0\"></span>n een busines<span class=\"_ _0\"></span>s of een port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya83 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya84 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">VOBA wordt<span class=\"_ _0\"></span> verantw<span class=\"_ _0\"></span>oord als im<span class=\"_ _0\"></span>materiee<span class=\"_ _0\"></span>l actief en af<span class=\"_ _0\"></span>geschre<span class=\"_ _0\"></span>ven over</div>\n<div class=\"t m0 x2c h64 ya85 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verwach<span class=\"_ _1\"></span>te periode<span class=\"_ _1\"></span> van de opbr<span class=\"_ _1\"></span>engsten van<span class=\"_ _1\"></span> de verworven<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille. Op e<span class=\"_ _0\"></span>lke versla<span class=\"_ _0\"></span>gdatum m<span class=\"_ _0\"></span>aakt VOB<span class=\"_ _0\"></span>A deel uit van de</div>\n<div class=\"t m0 x2c h64 ya87 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets voor verpl<span class=\"_ _1\"></span>i<span class=\"lsed ws112\">chting<span class=\"_ _0\"></span>en om te beoor<span class=\"_ _0\"></span>delen of de </span></div>\n<div class=\"t m0 x2c h64 ya88 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeien uit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 ya89 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten to<span class=\"_ _0\"></span>ereike<span class=\"_ _0\"></span>nd zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd8e ffce fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Intern <span class=\"_ _0\"></span>gegener<span class=\"_ _0\"></span>eerde imm<span class=\"_ _0\"></span>ateri<span class=\"_ _0\"></span>\u00eble vaste a<span class=\"_ _0\"></span>ctiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Intern gegen<span class=\"_ _1\"></span>ereerde imma<span class=\"_ _1\"></span>teri\u00eble vas<span class=\"_ _1\"></span>te activa worde<span class=\"_ _1\"></span>n geactiveerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd90 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer Agea<span class=\"_ _1\"></span>s alle na<span class=\"_ _1\"></span>vol<span class=\"lsed ws112\">gende pu<span class=\"_ _0\"></span>nten kan aant<span class=\"_ _0\"></span>onen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">De <span class=\"_ _1\"></span>techni<span class=\"_ _0\"></span>sche uitv<span class=\"_ _0\"></span>oerbaa<span class=\"_ _0\"></span>rheid om he<span class=\"_ _0\"></span>t immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief te </span></span></div>\n<div class=\"t m0 x1a0 h64 yd92 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voltooien, zod<span class=\"_ _1\"></span>at het beschikbaar<span class=\"_ _1\"></span> zal zijn voor gebrui<span class=\"_ _1\"></span>k of verkoop;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd93 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws11d\">De intentie het<span class=\"_ _0\"></span> immate<span class=\"_ _0\"></span>rieel vas<span class=\"_ _0\"></span>t acti<span class=\"_ _0\"></span>ef te volt<span class=\"_ _0\"></span>ooien e<span class=\"_ _0\"></span>n te gebru<span class=\"_ _0\"></span>iken </span></span></div>\n<div class=\"t m0 x1a0 h64 yd94 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of te verk<span class=\"_ _0\"></span>open;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd95 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen <span class=\"ws11d\">om <span class=\"_ _0\"></span>het immat<span class=\"_ _0\"></span>erieel v<span class=\"_ _0\"></span>ast act<span class=\"_ _0\"></span>ief te ge<span class=\"_ _0\"></span>bruiken <span class=\"_ _0\"></span>of te </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd96 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkopen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd97 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Hoe het immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief waars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige </span></span></div>\n<div class=\"t m0 x1a0 h64 yd98 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische <span class=\"_ _1\"></span>voordelen zal<span class=\"_ _1\"></span> genereren;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd99 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e beschikbaa<span class=\"_ _1\"></span>rheid van<span class=\"_ _1\"></span> adequate techni<span class=\"_ _1\"></span>sche, finan<span class=\"_ _1\"></span>ci\u00eble en and<span class=\"_ _1\"></span>ere </span></span></div>\n<div class=\"t m0 x1a0 h64 yd9a ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen om de ontw<span class=\"_ _1\"></span>ikkeling te vol<span class=\"_ _1\"></span><span class=\"lsed ws112\">tooie<span class=\"_ _0\"></span>n en het immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x1a0 h64 yd9b ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief t<span class=\"_ _0\"></span>e gebruik<span class=\"_ _0\"></span>en of t<span class=\"_ _0\"></span>e verkop<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yd9c ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen om de u<span class=\"_ _0\"></span>itgaven di<span class=\"_ _0\"></span>e aan het imm<span class=\"_ _0\"></span>ateriee<span class=\"_ _0\"></span>l vast actief </span></span></div>\n<div class=\"t m0 x69 h64 yd9d ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden to<span class=\"_ _1\"></span>egerekend tijden<span class=\"_ _1\"></span>s zijn ontwikkelin<span class=\"_ _1\"></span>g betrouwbaar</div>\n<div class=\"t m0 x69 h64 yd9e ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te waarderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9f ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yda0 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alleen im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste acti<span class=\"_ _0\"></span>va die door o<span class=\"_ _0\"></span>n<span class=\"lsef ws11d\">twikkeling on<span class=\"_ _1\"></span>tstaan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yda1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geactiveerd.<span class=\"_ _1\"></span> Alle andere <span class=\"_ _1\"></span>intern gegene<span class=\"_ _1\"></span>reerde imma<span class=\"_ _1\"></span>teri\u00eble activa<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x1d h64 yda2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet geact<span class=\"_ _0\"></span>iveerd e<span class=\"_ _0\"></span>n de uitgave<span class=\"_ _0\"></span>n worden we<span class=\"_ _0\"></span>ergegev<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 yda3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening in he<span class=\"_ _1\"></span>t jaar wa<span class=\"_ _1\"></span>arin de ui<span class=\"_ _1\"></span>tgaven zich <span class=\"_ _1\"></span>voordoen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yda4 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yda5 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Softwa<span class=\"_ _0\"></span>re voor d<span class=\"_ _0\"></span>e compute<span class=\"_ _0\"></span>r, <span class=\"ws112\">die niet<span class=\"_ _0\"></span> zonder s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e softwa<span class=\"_ _0\"></span>re werkt, </span></div>\n<div class=\"t m0 x1d h64 yda6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals het<span class=\"_ _1\"></span> besturingssys<span class=\"_ _1\"></span>teem, vormt<span class=\"_ _1\"></span> een integraal<span class=\"_ _1\"></span> onderdeel<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x1d h64 yda7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende har<span class=\"_ _0\"></span>dware en wordt<span class=\"_ _0\"></span> behande<span class=\"_ _0\"></span>ld als mate<span class=\"_ _0\"></span>ri\u00eble vast<span class=\"_ _0\"></span>e activa.</div>\n<div class=\"t m0 x1d h64 yda8 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>software geen<span class=\"_ _1\"></span> integraal o<span class=\"_ _1\"></span>nderdeel van<span class=\"_ _1\"></span> de betreffe<span class=\"_ _1\"></span>nde</div>\n<div class=\"t m0 x1d h64 yda9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hardware ui<span class=\"_ _1\"></span>tmaa<span class=\"lsed ws112\">kt, worden d<span class=\"_ _0\"></span>e kosten die z<span class=\"_ _0\"></span>ijn gemaak<span class=\"_ _0\"></span>t tijdens d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ydaa ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsf<span class=\"_ _0\"></span>ase en waarv<span class=\"_ _0\"></span>oor Agea<span class=\"_ _0\"></span>s kan aanto<span class=\"_ _0\"></span>nen dat aan al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 ydab ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hierbov<span class=\"_ _0\"></span>en verm<span class=\"_ _0\"></span>elde crit<span class=\"_ _0\"></span>eria vol<span class=\"_ _0\"></span>daan is<span class=\"_ _0\"></span>, geactiv<span class=\"_ _0\"></span>eerd al<span class=\"_ _0\"></span>s immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydac ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste acti<span class=\"_ _0\"></span>va en lineai<span class=\"_ _0\"></span>r afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de geschat<span class=\"_ _0\"></span>te gebrui<span class=\"_ _0\"></span>ksduur.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ydad ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Over het<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">algemeen wo<span class=\"_ _0\"></span>rdt der<span class=\"_ _0\"></span>gelijke s<span class=\"_ _0\"></span>oftware <span class=\"_ _0\"></span>afgesc<span class=\"_ _0\"></span>hreven ov<span class=\"_ _0\"></span>er </span></span></div>\n<div class=\"t m0 x1d h64 ydae ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maximaal 5<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c ydaf ffce fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Overige immateri\u00eb<span class=\"_ _1\"></span>le activa met bepa<span class=\"_ _1\"></span>alde gebruiksduu<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb0 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a met be<span class=\"_ _0\"></span>paalde g<span class=\"_ _0\"></span>ebruiks<span class=\"_ _0\"></span>duur, z<span class=\"_ _0\"></span>oals</div>\n<div class=\"t m0 x1d h64 ydb1 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ies, hand<span class=\"_ _0\"></span>elsmerk<span class=\"_ _0\"></span>en en licen<span class=\"_ _0\"></span>ties worde<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">doorgaans </span></div>\n<div class=\"t m0 x1d h64 ydb2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair ov<span class=\"_ _0\"></span>er hun ges<span class=\"_ _0\"></span>chatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur afgesc<span class=\"_ _0\"></span>hreven.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydb3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vaste activ<span class=\"_ _1\"></span>a met bepaalde<span class=\"_ _1\"></span> gebruiksdu<span class=\"_ _1\"></span>ur worden op<span class=\"_ _1\"></span> elke ver<span class=\"_ _1\"></span>slagdatum</div>\n<div class=\"t m0 x1d h64 ydb4 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">getoetst op<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb5 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb6 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Parkeerconce<span class=\"_ _1\"></span>ssies worden opgen<span class=\"_ _1\"></span>omen als immateri\u00eble<span class=\"_ _1\"></span> vaste activa als<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht heeft<span class=\"_ _0\"></span> het gebrui<span class=\"_ _0\"></span>k van de conces<span class=\"_ _0\"></span>sie<span class=\"ls0 ws0\">-</span>infra<span class=\"_ _0\"></span>structuu<span class=\"_ _0\"></span>r in</div>\n<div class=\"t m0 x1d h64 ydb8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rekenin<span class=\"_ _0\"></span>g te brenge<span class=\"_ _0\"></span>n. De ontvan<span class=\"_ _0\"></span>gen immat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden bi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 ydb9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste opnam<span class=\"_ _1\"></span>e gewaardeerd<span class=\"_ _1\"></span> op de re<span class=\"_ _1\"></span>\u00eble waarde, a<span class=\"_ _1\"></span>ls prijs v<span class=\"_ _1\"></span>oor de</div>\n<div class=\"t m0 x1d h64 ydba ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bouw<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">of modernise<span class=\"_ _1\"></span>ringsdiensten i<span class=\"_ _1\"></span>n een ser<span class=\"_ _1\"></span>viceconces<span class=\"ls107 ws13e\">sie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ydbb ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomst<span class=\"_ _1\"></span>. De toepassel<span class=\"_ _1\"></span>ijke re\u00eble <span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> bepaald me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydbc ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwijzing<span class=\"_ _1\"></span> naar de re\u00ebl<span class=\"_ _1\"></span>e waarde v<span class=\"_ _1\"></span>an de gelev<span class=\"_ _1\"></span>erde bouw<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 ydbd ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modern<span class=\"_ _0\"></span>iserings<span class=\"_ _0\"></span>diensten.<span class=\"_ _0\"></span> Na de eerst<span class=\"_ _0\"></span>e opname wo<span class=\"_ _0\"></span>rden de</div>\n<div class=\"t m0 x1d h64 ydbe ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies verantwoord tegen<span class=\"_ _1\"></span> kostprijs, verm<span class=\"_ _1\"></span>inderd met</div>\n<div class=\"t m0 x1d h64 ydbf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele geacc<span class=\"_ _0\"></span>umuleer<span class=\"_ _0\"></span>de afschr<span class=\"_ _0\"></span>ijvinge<span class=\"_ _0\"></span>n en eventue<span class=\"_ _0\"></span>le geaccu<span class=\"_ _0\"></span>muleer<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ydc0 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. De gescha<span class=\"_ _1\"></span>tte gebruik<span class=\"_ _1\"></span>sduur</div>\n<div class=\"t m0 x1d h64 ydc1 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>mmateri<span class=\"_ _0\"></span>eel vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>binnen ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ydc2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ieovere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span> is de period<span class=\"_ _0\"></span>e die begint op h<span class=\"_ _0\"></span>et moment</div>\n<div class=\"t m0 x1d h64 ydc3 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat Ageas het<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span> van <span class=\"lsef ws11e\">de concessie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">infrast<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r in reke<span class=\"_ _0\"></span>ning kan </span></div>\n<div class=\"t m0 x1d h64 ydc4 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen,<span class=\"_ _0\"></span> tot het eind<span class=\"_ _0\"></span>e van de conc<span class=\"_ _0\"></span>essiepe<span class=\"_ _0\"></span>riode. De op de</div>\n<div class=\"t m0 x1d h64 ydc5 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies toegepas<span class=\"_ _1\"></span>te principes <span class=\"_ _1\"></span>voor bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x1d h64 ydc6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zijn d<span class=\"_ _1\"></span>ezelfde als d<span class=\"_ _1\"></span>ie voor v<span class=\"_ _1\"></span>astgoedbeleggin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 ydc7 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 382px; width: 356.997px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 718px; width: 356.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 750px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ydc8 ffcc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydc9 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwil<span class=\"ws11e\">l van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s na 1 januari 2010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ydca ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij eerste opnam<span class=\"_ _1\"></span>e wordt goodwill<span class=\"_ _1\"></span> gewaardeerd tegen kost<span class=\"_ _1\"></span>prijs, zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydcb ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het pos<span class=\"_ _0\"></span>itieve ve<span class=\"_ _0\"></span>rschil t<span class=\"_ _0\"></span>ussen d<span class=\"_ _0\"></span>e re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de verk<span class=\"_ _0\"></span>rijgings<span class=\"_ _0\"></span>prijs e<span class=\"_ _0\"></span>n: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydcc ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">H<span class=\"_ _1\"></span>et deel <span class=\"_ _1\"></span>van Ageas in <span class=\"_ _1\"></span>de re\u00eble<span class=\"_ _1\"></span> waarde van de<span class=\"_ _1\"></span> identificee<span class=\"_ _1\"></span>rbare </span></span></div>\n<div class=\"t m0 x69 h64 ydcd ffcc fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">acti<span class=\"_ _1\"></span>v<span class=\"lsef ws11d\">a en <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en </span> </span></span></div>\n<div class=\"t m0 x1d h64 ydce ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van en<span class=\"_ _1\"></span>ig eerder aang<span class=\"_ _1\"></span>ehouden bela<span class=\"_ _1\"></span>ng in de </span></span></div>\n<div class=\"t m0 x69 h64 ydcf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd0 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opnamen, w<span class=\"_ _1\"></span>ordt goodwil<span class=\"_ _1\"></span>l gewaardeerd<span class=\"_ _1\"></span> tegen kos<span class=\"_ _1\"></span>tprijs</div>\n<div class=\"t m0 x1d h64 ydd2 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minus even<span class=\"_ _1\"></span>tuele geaccumuleer<span class=\"_ _1\"></span>de bijzondere<span class=\"_ _1\"></span> waardeverm<span class=\"_ _1\"></span>inderingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 177px; width: 357px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 182px; width: 357px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 357px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 786px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 173px; height: 933px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ffd3 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Goodwill van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s v\u00f3\u00f3r 1 januari<span class=\"_ _1\"></span> 2010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ten opzichte va<span class=\"_ _1\"></span>n het hierboven gem<span class=\"_ _1\"></span>elde, gelden de vol<span class=\"_ _1\"></span>gende</div>\n<div class=\"t m0 x2c h64 y8a7 ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Be<span class=\"_ _1\"></span>dri<span class=\"ws11d\">jfscombinat<span class=\"_ _1\"></span>ies werden v<span class=\"_ _1\"></span>erantwoord op <span class=\"_ _1\"></span>basis van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zogenaamde <span class=\"_ _1\"></span>\u2018purchase method<span class=\"_ _1\"></span>\u2019. Direct aa<span class=\"_ _1\"></span>n de overna<span class=\"_ _1\"></span>me</div>\n<div class=\"t m0 x1a0 h64 y8aa ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekoste<span class=\"_ _0\"></span>n maakten <span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>deel uit v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1a0 h64 y8ab ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkrijgingspr<span class=\"_ _1\"></span>ijs. Een<span class=\"_ _1\"></span> eventueel mi<span class=\"_ _1\"></span>nderheidsbelan<span class=\"_ _1\"></span>g werd</div>\n<div class=\"t m0 x1a0 h64 y8ac ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> het proportionele a<span class=\"_ _1\"></span>andeel in de re\u00eb<span class=\"_ _1\"></span>le waarde</div>\n<div class=\"t m0 x1a0 h64 y8ad ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>dentificeerbare<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ae ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">In geval van een stap<span class=\"_ _0\"></span>sgewijz<span class=\"_ _0\"></span>e overname w<span class=\"_ _0\"></span>erd elke 'st<span class=\"_ _0\"></span>ap' </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k verwerkt. El<span class=\"_ _1\"></span>k nieuw <span class=\"_ _1\"></span>verkregen belang<span class=\"_ _1\"></span> had geen<span class=\"_ _1\"></span> effect</div>\n<div class=\"t m0 x1a0 h64 y8b1 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op eerde<span class=\"_ _0\"></span>r verwerk<span class=\"_ _0\"></span>te go<span class=\"_ _0\"></span>odwill.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b2 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Vo<span class=\"_ _1\"></span>o<span class=\"ws11e\">rwaardelijke ver<span class=\"_ _1\"></span>goedingen werden u<span class=\"_ _1\"></span>itsluitend en allee<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als Ageas een<span class=\"_ _1\"></span> verplich<span class=\"_ _1\"></span>ting had en er<span class=\"_ _1\"></span> waarschi<span class=\"_ _1\"></span>jnlijk</div>\n<div class=\"t m0 x1a0 h64 y8b4 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische u<span class=\"_ _1\"></span>itstroom g<span class=\"_ _1\"></span>ing plaatsvind<span class=\"_ _1\"></span>en, waarvan <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8b5 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betrouwbare <span class=\"_ _1\"></span>schatting kon<span class=\"_ _1\"></span> worden gem<span class=\"_ _1\"></span>aakt. Latere<span class=\"_ _1\"></span> aanpassinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de vo<span class=\"_ _1\"></span>orwaardelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>vergoeding had<span class=\"_ _1\"></span>den effect<span class=\"_ _1\"></span> op de good<span class=\"_ _1\"></span>will.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y991 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Goodwi<span class=\"_ _0\"></span>ll is een immat<span class=\"_ _0\"></span>erieel vast<span class=\"_ _0\"></span> actief met<span class=\"_ _0\"></span> een onbep<span class=\"_ _0\"></span>aalde lev<span class=\"_ _0\"></span>ensduur</div>\n<div class=\"t m0 x2c h64 y993 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en, net als all<span class=\"_ _0\"></span>e andere im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste act<span class=\"_ _0\"></span>iva met onb<span class=\"_ _0\"></span>epaalde</div>\n<div class=\"t m0 x2c h64 y994 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur, w<span class=\"_ _1\"></span>ordt de boe<span class=\"_ _1\"></span>kwaarde van <span class=\"_ _1\"></span>d<span class=\"lsed ws112\">eze immat<span class=\"_ _0\"></span>eri\u00eble<span class=\"_ _0\"></span> vaste activa </span></div>\n<div class=\"t m0 x2c h64 y995 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarlijks beoo<span class=\"_ _1\"></span>rdeeld, of frequen<span class=\"_ _1\"></span>ter, als gebeurteni<span class=\"_ _1\"></span>ssen of verande<span class=\"_ _1\"></span>ringen</div>\n<div class=\"t m0 x2c h64 y996 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van omstandig<span class=\"_ _1\"></span>heden aange<span class=\"_ _1\"></span>ven dat een<span class=\"_ _1\"></span> dergelijke <span class=\"_ _1\"></span>boekwaarde n<span class=\"_ _1\"></span>iet</div>\n<div class=\"t m0 x2c h64 y997 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">realiseerbaar<span class=\"_ _1\"></span> is. In d<span class=\"_ _1\"></span>at geval<span class=\"_ _1\"></span> wordt de real<span class=\"_ _1\"></span>iseerbare wa<span class=\"_ _1\"></span>arde bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>kasstroomgenerere<span class=\"_ _1\"></span>nde eenheid w<span class=\"_ _1\"></span>aaraan goodwil<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x2c h64 y999 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegerekend. <span class=\"_ _1\"></span>Deze waarde<span class=\"_ _1\"></span> wordt dan v<span class=\"_ _1\"></span>ergeleken m<span class=\"_ _1\"></span>et de boe<span class=\"_ _1\"></span>kwaarde</div>\n<div class=\"t m0 x2c h64 yc13 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>kasstroomgenereren<span class=\"_ _1\"></span>de eenheid <span class=\"_ _1\"></span>en als <span class=\"_ _1\"></span>de realiseerbar<span class=\"_ _1\"></span>e waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc14 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lager is<span class=\"_ _1\"></span> dan de boek<span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> een bijzo<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 yc15 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverlies <span class=\"_ _1\"></span>verantwoord. Bi<span class=\"_ _1\"></span>j<span class=\"ws11e\">zondere waarde<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yc16 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verminderings<span class=\"_ _1\"></span><span class=\"ws11e\">verliezen worden<span class=\"_ _1\"></span> onmiddellijk veran<span class=\"_ _1\"></span>twoord in de </span></div>\n<div class=\"t m0 x2c h64 yc17 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc19 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval v<span class=\"_ _0\"></span>an een bijzo<span class=\"_ _0\"></span>nder waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>derings<span class=\"_ _0\"></span>verlies v<span class=\"_ _0\"></span>erlaagt</div>\n<div class=\"t m0 x2c h64 yc1a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas eerst<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> aan de ka<span class=\"_ _1\"></span>sstroomgenererende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eenheid toeger<span class=\"_ _1\"></span>ekende goodw<span class=\"_ _1\"></span>ill <span class=\"ws11e\">en vervolge<span class=\"_ _1\"></span>ns de andere acti<span class=\"_ _1\"></span>va van de </span></div>\n<div class=\"t m0 x2c h64 ya3e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenhei<span class=\"_ _0\"></span>d naar rato va<span class=\"_ _0\"></span>n de boekwa<span class=\"_ _0\"></span>arde van elk act<span class=\"_ _0\"></span>ief in de ee<span class=\"_ _0\"></span>nheid.</div>\n<div class=\"t m0 x2c h64 ya3f ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eerder vera<span class=\"_ _1\"></span>ntwoorde bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderings<span class=\"_ _1\"></span>verliezen me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ya40 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot good<span class=\"_ _0\"></span>will wor<span class=\"_ _0\"></span>den niet ter<span class=\"_ _0\"></span>uggeboek<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 315px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 618px; width: 346px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 623px; width: 346px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 628px; width: 346px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y945 ffd1 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.7 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Geleas<span class=\"_ _0\"></span>de activa<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ya8a ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span><span class=\"ls103\">lesso<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya8b ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa die als<span class=\"_ _1\"></span> gevolg van operation<span class=\"_ _1\"></span>ele leaseovereenkoms<span class=\"_ _1\"></span>ten worden</div>\n<div class=\"t m0 x2c h64 ya8c ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased, w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> balans va<span class=\"_ _1\"></span>n Ageas onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya8d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018vastgoedbelegg<span class=\"_ _1\"></span>ingen\u2019 (geb<span class=\"_ _1\"></span>ouwen) en <span class=\"_ _1\"></span>onder \u2018mater<span class=\"_ _1\"></span>i\u00eble vaste a<span class=\"_ _1\"></span>ctiva\u2019</div>\n<div class=\"t m0 x2c h64 ya8e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(materi<span class=\"_ _0\"></span>eel en moto<span class=\"_ _0\"></span>rvoertui<span class=\"_ _0\"></span>gen). Dez<span class=\"_ _0\"></span>e activa wor<span class=\"_ _0\"></span>den verant<span class=\"_ _0\"></span>w<span class=\"lsef ws11e\">oord tegen </span></div>\n<div class=\"t m0 x2c h64 ya8f ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kostprijs, ver<span class=\"_ _1\"></span>minderd met geaccum<span class=\"_ _1\"></span>uleerde afschrijv<span class=\"_ _1\"></span>ingen. Leasingba<span class=\"_ _1\"></span>ten,</div>\n<div class=\"t m0 x2c h64 ya90 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na aftrek van even<span class=\"_ _1\"></span>tuele aan leasingnem<span class=\"_ _1\"></span>ers gegeven voord<span class=\"_ _1\"></span>el<span class=\"lsed ws112\">en, worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 ya91 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">over de lease<span class=\"_ _1\"></span>periode. De<span class=\"_ _1\"></span> directe aan<span class=\"_ _1\"></span>vangskosten </span></span></div>\n<div class=\"t m0 x2c h64 ya92 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die Ageas<span class=\"_ _1\"></span> heeft gemaa<span class=\"_ _1\"></span>kt, worden <span class=\"_ _1\"></span>toegevoegd aan<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 ya93 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geleas<span class=\"_ _0\"></span>ede acti<span class=\"_ _0\"></span>ef en worden ov<span class=\"_ _0\"></span>er de lease<span class=\"_ _0\"></span>perio<span class=\"_ _0\"></span>de verantwo<span class=\"_ _0\"></span>ord onder</div>\n<div class=\"t m0 x2c h64 ya94 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lasten op d<span class=\"_ _0\"></span>ezelfde ba<span class=\"_ _0\"></span>sis als de lea<span class=\"_ _0\"></span>se<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">opbrengsten.</span> </span></div>\n<div class=\"t m0 x2c h64 ya95 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya96 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot oo<span class=\"_ _1\"></span>k financi\u00eble leaseo<span class=\"_ _1\"></span>vereenkomsten a<span class=\"_ _1\"></span>f waarbij vrijwel al<span class=\"_ _1\"></span>le</div>\n<div class=\"t m0 x2c h64 ya97 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>eigendom van <span class=\"_ _1\"></span>de geleasede<span class=\"_ _1\"></span> activa v<span class=\"_ _1\"></span>erbonden risico<span class=\"_ _1\"></span>'s en</div>\n<div class=\"t m0 x2c h64 ya98 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beloningen, beha<span class=\"_ _1\"></span>lve het juridis<span class=\"_ _1\"></span>che eigendom, aan de<span class=\"_ _1\"></span> cli\u00ebnt worden</div>\n<div class=\"t m0 x2c h64 ya99 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span>. Activa gele<span class=\"_ _1\"></span>ased onder e<span class=\"_ _1\"></span>en financi\u00eble<span class=\"_ _1\"></span> lease wor<span class=\"_ _1\"></span>den</div>\n<div class=\"t m0 x1d h64 y99a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s vordering<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> bedrag gelij<span class=\"_ _1\"></span>k aan de<span class=\"_ _1\"></span> netto<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">investering </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de lease.<span class=\"_ _0\"></span> De netto<span class=\"ls0 ws0\">-<span class=\"ls103 ws11d\">inve<span class=\"lsed\">stering i<span class=\"_ _0\"></span>n de leas<span class=\"_ _0\"></span>e omvat d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e waa<span class=\"_ _0\"></span>rden </span></span></span></div>\n<div class=\"t m0 x1d h64 y99c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en de event<span class=\"_ _0\"></span>uele waa<span class=\"_ _0\"></span>rborg op d<span class=\"_ _0\"></span>e restwaar<span class=\"_ _0\"></span>den.</div>\n<div class=\"t m0 x1d h64 y99d ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het<span class=\"_ _0\"></span> actief en <span class=\"_ _0\"></span>de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>de vord<span class=\"_ _0\"></span>ering</div>\n<div class=\"t m0 x1d h64 y99e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als onverd<span class=\"_ _0\"></span>iende fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten. Fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten</div>\n<div class=\"t m0 x1d h64 y99f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">word<span class=\"ws11e\">en gedurende d<span class=\"_ _1\"></span>e looptijd van de<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>st verantwoord </span></div>\n<div class=\"t m0 x1d h64 ya9a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op basis <span class=\"_ _1\"></span>van een pat<span class=\"_ _1\"></span>roon dat ee<span class=\"_ _1\"></span>n constant <span class=\"_ _1\"></span>periodiek rend<span class=\"_ _1\"></span>ement op</div>\n<div class=\"t m0 x1d h64 ya9b ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitstaande ne<span class=\"_ _1\"></span>tto<span class=\"ls0 ws0\">-</span><span class=\"lsed\">investerin<span class=\"_ _0\"></span>g van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e lease<span class=\"_ _0\"></span>overeenk<span class=\"_ _0\"></span>omst </span></div>\n<div class=\"t m0 x1d h64 ya9c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. De di<span class=\"_ _0\"></span>recte init<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor Age<span class=\"_ _0\"></span>as worden o<span class=\"_ _0\"></span>pgen<span class=\"ws111\">ome<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya9d ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de initi\u00ebl<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing van de nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">invest<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>de leas<span class=\"_ _0\"></span>e en </span></div>\n<div class=\"t m0 x1d h64 ya9e ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen h<span class=\"_ _1\"></span>et bedrag <span class=\"_ _1\"></span>aan inkoms<span class=\"_ _1\"></span>ten dat in<span class=\"_ _1\"></span> de loop va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ya9f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn wo<span class=\"_ _0\"></span>rdt opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydd4 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span>lessee<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd5 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas lea<span class=\"_ _0\"></span>st terrei<span class=\"_ _0\"></span>nen, gebo<span class=\"_ _0\"></span>uwen, app<span class=\"_ _0\"></span>aratuur e<span class=\"_ _0\"></span>n auto's. De</div>\n<div class=\"t m0 x1d h64 ydd6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevoorwaard<span class=\"_ _1\"></span>en word<span class=\"ws11e\">en afzon<span class=\"_ _1\"></span>derlijk overeeng<span class=\"_ _1\"></span>ekomen en omvatte<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een brede <span class=\"_ _1\"></span>waaier aan <span class=\"_ _1\"></span>voorwaarden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd8 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls105 ws135\">zel<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringsm<span class=\"_ _0\"></span>odel is va<span class=\"_ _0\"></span>n toepass<span class=\"_ _0\"></span>ing op <span class=\"_ _0\"></span>activa d<span class=\"_ _0\"></span>ie worde<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1d h64 ydda ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased on<span class=\"_ _1\"></span>der zowel oper<span class=\"_ _1\"></span>ationele als <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>leasetransac<span class=\"_ _1\"></span>ties. Bij d<span class=\"_ _1\"></span>it</div>\n<div class=\"t m0 x1d h64 yddb ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l worden b<span class=\"_ _1\"></span>ij aanvang <span class=\"_ _1\"></span>een gebruiksre<span class=\"_ _1\"></span>chtactief en<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 yddc ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing opgen<span class=\"_ _0\"></span>omen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddd ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydde ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting om<span class=\"_ _0\"></span>vat de co<span class=\"_ _0\"></span>ntant<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yddf ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n betaald op de aa<span class=\"_ _0\"></span>nvangs<span class=\"_ _0\"></span>datum, inc<span class=\"_ _0\"></span>lusief</div>\n<div class=\"t m0 x1d h64 yde0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die versc<span class=\"_ _0\"></span>huldigd zi<span class=\"_ _0\"></span>jn onder re<span class=\"_ _0\"></span>delijk zek<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 yaa9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws11d\">Vaste betali<span class=\"_ _0\"></span>ngen (incl<span class=\"_ _0\"></span>usief n<span class=\"_ _0\"></span>aar hun <span class=\"_ _0\"></span>wezen vas<span class=\"_ _0\"></span>te beta<span class=\"_ _0\"></span>lingen<span class=\"_ _0\"></span>) onder </span></span></div>\n<div class=\"t m0 x69 h64 yaab ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aftrek van event<span class=\"_ _1\"></span>uele te ontvangen leas<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">incentives;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaac ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">Variabele leas<span class=\"_ _0\"></span>ebetali<span class=\"_ _0\"></span>ngen afha<span class=\"_ _0\"></span>nkelijk va<span class=\"_ _0\"></span>n een index of<span class=\"_ _0\"></span> een tarief, </span></span></div>\n<div class=\"t m0 x69 h64 yaad ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">initieel g<span class=\"_ _0\"></span>ewaard<span class=\"_ _0\"></span>eerd met geb<span class=\"_ _0\"></span>ruik van de ind<span class=\"_ _0\"></span>ex of het tar<span class=\"_ _0\"></span>ief op de</div>\n<div class=\"t m0 x69 h64 yaae ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsdatum;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>dragen die Ageas na<span class=\"_ _1\"></span>ar verwachting ver<span class=\"_ _1\"></span>schuldigd is in<span class=\"_ _1\"></span> het kader </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van garant<span class=\"_ _0\"></span>ies op de rest<span class=\"_ _0\"></span>waarde<span class=\"_ _0\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab1 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenpr<span class=\"_ _1\"></span>ijs van een<span class=\"_ _1\"></span> aankoopoptie<span class=\"_ _1\"></span> als het <span class=\"_ _1\"></span>redelijk zeke<span class=\"_ _1\"></span>r is dat </span></span></div>\n<div class=\"t m0 x69 h64 yab2 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas deze <span class=\"_ _1\"></span>optie zal<span class=\"_ _1\"></span> uitoefenen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yab3 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>talingen voor boe<span class=\"_ _1\"></span>tes bij be<span class=\"lsed ws11d\">\u00ebindiging v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>e, als de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yab4 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk ma<span class=\"_ _0\"></span>akt dat Age<span class=\"_ _0\"></span>as deze optie z<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x69 h64 yab5 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitoefenen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97d ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y97e ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting w<span class=\"_ _0\"></span>ordt ver<span class=\"_ _0\"></span>discont<span class=\"_ _0\"></span>eerd met t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y97f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentet<span class=\"_ _0\"></span>arief van d<span class=\"_ _0\"></span>e lease. Al<span class=\"_ _0\"></span>s dit percent<span class=\"_ _0\"></span>age<span class=\"ls0 ws0\"> </span>niet eenv<span class=\"_ _0\"></span>oudig</div>\n<div class=\"t m0 x1d h64 y980 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden b<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">paald, wo<span class=\"_ _0\"></span>rdt het incr<span class=\"_ _0\"></span>ementele fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingsta<span class=\"_ _0\"></span>rief van </span></div>\n<div class=\"t m0 x1d h64 y981 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas toegepa<span class=\"_ _1\"></span>st. Als in<span class=\"_ _1\"></span>crementeel f<span class=\"_ _1\"></span>inancieringstar<span class=\"_ _1\"></span>ief past Ag<span class=\"_ _1\"></span>eas een</div>\n<div class=\"t m0 x1d h64 y982 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">breed beschikb<span class=\"_ _1\"></span>are samengestelde<span class=\"_ _1\"></span> curve toe, die is<span class=\"_ _1\"></span> gebaseerd op een</div>\n<div class=\"t m0 x1d h64 y983 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">steekpr<span class=\"_ _0\"></span>oef van b<span class=\"_ _0\"></span>estaan<span class=\"_ _0\"></span>de secun<span class=\"_ _0\"></span>daire ob<span class=\"_ _0\"></span>ligaties<span class=\"_ _0\"></span> van fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 ya6c ffd1 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">emit<span class=\"lsef ws11d\">ten<span class=\"_ _1\"></span>ten met een <span class=\"_ _1\"></span>rating A, <span class=\"_ _1\"></span>verhoogd met ee<span class=\"_ _1\"></span>n risicopr<span class=\"_ _1\"></span>emie. Voor </span></div>\n<div class=\"t m0 x1d h64 ya6d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s wordt een<span class=\"_ _1\"></span> risicovrije<span class=\"_ _1\"></span> rente toe<span class=\"_ _1\"></span>gepast, gelij<span class=\"_ _1\"></span>k aan de</div>\n<div class=\"t m0 x1d h64 ya6e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wap voor een s<span class=\"_ _0\"></span>oortgel<span class=\"_ _0\"></span>ijke loopt<span class=\"_ _0\"></span>ijd, verh<span class=\"_ _0\"></span>oogd met een</div>\n<div class=\"t m0 x1d h64 ya6f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">risicopremie<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya70 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya71 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>everpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g stijgt v<span class=\"_ _0\"></span>ervol<span class=\"lsef ws11e\">gens om de rente </span></div>\n<div class=\"t m0 x1d h64 ya72 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de leas<span class=\"_ _0\"></span>everp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g te weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>en en daa<span class=\"_ _0\"></span>lt om de u<span class=\"_ _0\"></span>itgevo<span class=\"_ _0\"></span>erde</div>\n<div class=\"t m0 x1d h64 ya73 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen.<span class=\"_ _0\"></span> De leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya74 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herberekend<span class=\"_ _1\"></span> teneinde de<span class=\"_ _1\"></span> leaseveranderi<span class=\"_ _1\"></span>ngen of w<span class=\"_ _1\"></span>ijzigingen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 ya75 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> een wijzi<span class=\"_ _0\"></span>ging in een ind<span class=\"_ _0\"></span>ex of</div>\n<div class=\"t m0 x1d h64 ya76 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tarief gebr<span class=\"_ _1\"></span>uikt om d<span class=\"_ _1\"></span>eze betalingen<span class=\"_ _1\"></span> te bepa<span class=\"_ _1\"></span>len. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 891px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 277px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 896px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 282px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De rente op de le<span class=\"_ _0\"></span>aseve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng in elke per<span class=\"_ _0\"></span>iode verte<span class=\"_ _0\"></span>genwo<span class=\"_ _0\"></span>ordigt het</div>\n<div class=\"t m0 x2c h64 y8a6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> een const<span class=\"_ _0\"></span>ant perio<span class=\"_ _0\"></span>diek rente<span class=\"_ _0\"></span>tarief ov<span class=\"_ _0\"></span>er het rest<span class=\"_ _0\"></span>erende sa<span class=\"_ _0\"></span>ldo</div>\n<div class=\"t m0 x2c h64 y8a7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de leasev<span class=\"_ _0\"></span>erpli<span class=\"_ _0\"></span>chting lev<span class=\"_ _0\"></span>ert. De re<span class=\"_ _0\"></span>nte op de lease<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x2c h64 y8a8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng, sa<span class=\"_ _0\"></span>men met d<span class=\"_ _0\"></span>e variabel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8a9 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n opgenome<span class=\"_ _0\"></span>n in de waard<span class=\"_ _0\"></span>ering van de</div>\n<div class=\"t m0 x2c h64 y8aa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing in de peri<span class=\"_ _0\"></span>ode waar<span class=\"_ _0\"></span>in de gebeurt<span class=\"_ _0\"></span>enis of voo<span class=\"_ _0\"></span>rwaarde di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de aanlei<span class=\"_ _0\"></span>ding voor de<span class=\"_ _0\"></span>ze betal<span class=\"_ _0\"></span>ingen is zic<span class=\"_ _0\"></span>h voordoet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het gebrui<span class=\"_ _0\"></span>ksrecht<span class=\"_ _0\"></span>actief<span class=\"_ _0\"></span> wordt gewa<span class=\"_ _0\"></span>ardeerd te<span class=\"_ _0\"></span>gen de kost<span class=\"_ _0\"></span>prijs en omv<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y8ae ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de initiee<span class=\"_ _0\"></span>l opgeno<span class=\"_ _0\"></span>men leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing, geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>d voor event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x2c h64 y8af ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasebetaling<span class=\"_ _1\"></span>en die hebb<span class=\"_ _1\"></span>en plaatsgevon<span class=\"_ _1\"></span>den bij o<span class=\"_ _1\"></span>f voor<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de aanvang van </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de lease, ev<span class=\"_ _0\"></span>entuee<span class=\"_ _0\"></span>l ontvange<span class=\"_ _0\"></span>n lease<span class=\"ls0 ws0\">-</span>incent<span class=\"_ _0\"></span>ives, ev<span class=\"_ _0\"></span>entuele i<span class=\"_ _0\"></span>niti\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b1 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e kosten voo<span class=\"_ _0\"></span>r Ageas en een ra<span class=\"_ _0\"></span>ming van de k<span class=\"_ _0\"></span>osten die ge<span class=\"_ _0\"></span>paard</div>\n<div class=\"t m0 x2c h64 y8b2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gaan met de ontman<span class=\"_ _1\"></span>teling en verwijde<span class=\"_ _1\"></span>ring van het onderli<span class=\"_ _1\"></span>ggende actief<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b4 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>ordt het geb<span class=\"_ _1\"></span>ruiksrechtactie<span class=\"_ _1\"></span>f gewaardee<span class=\"_ _1\"></span>rd tegen d<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs, o<span class=\"_ _1\"></span>nder aftrek<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span>gelopen a<span class=\"_ _1\"></span>fschrijvingen en<span class=\"_ _1\"></span> eventuele</div>\n<div class=\"t m0 x2c h64 y8b6 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzonder waarde<span class=\"_ _1\"></span>verminderingen<span class=\"_ _1\"></span>. Het gebruiksrech<span class=\"_ _1\"></span>tactief wordt lin<span class=\"_ _1\"></span>eair</div>\n<div class=\"t m0 x2c h64 y8b7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de gebruik<span class=\"_ _0\"></span>sduur va<span class=\"_ _0\"></span>n het actief<span class=\"_ _0\"></span> of de looptijd v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y9d7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">lease, <span class=\"_ _0\"></span>naargel<span class=\"_ _0\"></span>ang welk<span class=\"_ _0\"></span>e korter i<span class=\"_ _0\"></span>s. Net al<span class=\"_ _0\"></span>s ander<span class=\"_ _0\"></span>e niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">fin<span class=\"_ _0\"></span>anci\u00eble act<span class=\"_ _0\"></span>iva </span></div>\n<div class=\"t m0 x2c h64 y9d8 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondergaat e<span class=\"_ _1\"></span>en gebruiksre<span class=\"_ _1\"></span>chtactief een <span class=\"_ _1\"></span>bijzondere w<span class=\"_ _1\"></span>aardeverminde<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x2c h64 y9d9 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van dat ac<span class=\"_ _1\"></span>tief hoger <span class=\"_ _1\"></span>is dan de<span class=\"_ _1\"></span> realiseerbare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9da ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde. D<span class=\"_ _0\"></span>e afschri<span class=\"_ _0\"></span>jving van h<span class=\"_ _0\"></span>et <span class=\"lsef ws11d\">gebruiksrechta<span class=\"_ _1\"></span>ctief en even<span class=\"_ _1\"></span>tuele </span></div>\n<div class=\"t m0 x2c h64 y9db ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>in de</div>\n<div class=\"t m0 x2c h64 y9dc ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9de ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij een her<span class=\"_ _0\"></span>waarder<span class=\"_ _0\"></span>ing van de leas<span class=\"_ _0\"></span>everpli<span class=\"_ _0\"></span>chting i<span class=\"_ _0\"></span>n het licht van</div>\n<div class=\"t m0 x2c h64 y9df ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ingen in de le<span class=\"_ _0\"></span>ase of in de leas<span class=\"_ _0\"></span>ebetal<span class=\"_ _0\"></span>ingen wordt<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e0 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht<span class=\"_ _0\"></span>actief ge<span class=\"_ _0\"></span>co<span class=\"lsef\">rrigeerd voor d<span class=\"_ _1\"></span>eze herwaarde<span class=\"_ _1\"></span>ring.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e1 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het bovengenoemde<span class=\"_ _1\"></span> waarderingsmodel<span class=\"_ _1\"></span> wordt niet gebruikt v<span class=\"_ _1\"></span>oor lease</div>\n<div class=\"t m0 x2c h64 y9e3 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van activa met een l<span class=\"_ _1\"></span>age waarde voor<span class=\"_ _1\"></span> Ageas of kortlopend<span class=\"_ _1\"></span>e leases,</div>\n<div class=\"t m0 x2c h64 y9e4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarbij d<span class=\"_ _0\"></span>e looptijd v<span class=\"_ _0\"></span>an de lease bij aa<span class=\"_ _0\"></span>nvang hie<span class=\"_ _0\"></span>rvan 12 maa<span class=\"_ _0\"></span>nden of</div>\n<div class=\"t m0 x2c h64 y9e5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minder bedra<span class=\"_ _1\"></span>agt. Voor d<span class=\"lsed\">eze leases wor<span class=\"_ _0\"></span>den de uit<span class=\"_ _0\"></span>gevoer<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y9e6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n als kosten op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de result<span class=\"_ _0\"></span>atenreke<span class=\"_ _0\"></span>ning, op</div>\n<div class=\"t m0 x2c h64 y9e7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair<span class=\"_ _0\"></span>e basis over de l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de lease.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 560px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 565px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 570px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1d h6c yde8 ffd8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> op lening<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yde9 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kredietris<span class=\"_ _0\"></span>ico voor een sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering op een l<span class=\"_ _0\"></span>ening </span></span></div>\n<div class=\"t m0 x1d h64 ydea ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>eld als er ee<span class=\"_ _0\"></span>n objectie<span class=\"_ _0\"></span>ve aanwi<span class=\"_ _0\"></span>jzing bes<span class=\"_ _0\"></span>taat dat A<span class=\"_ _0\"></span>geas niet all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydeb ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrage<span class=\"_ _0\"></span>n zal kunn<span class=\"_ _0\"></span>en innen die ve<span class=\"_ _0\"></span>rschul<span class=\"_ _0\"></span>digd zijn in ov<span class=\"_ _0\"></span>ereenste<span class=\"_ _0\"></span>mming</div>\n<div class=\"t m0 x1d h64 ydec ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de contrac<span class=\"_ _1\"></span>tuele voorwaarden<span class=\"_ _1\"></span>. Het bedrag van <span class=\"ws113\">de </span></div>\n<div class=\"t m0 x1d h64 yded ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing is het versch<span class=\"_ _1\"></span>il tussen de boekwaarde<span class=\"_ _1\"></span> en de</div>\n<div class=\"t m0 x1d h64 ydee ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbare w<span class=\"_ _0\"></span>aarde, zij<span class=\"_ _0\"></span>nde de conta<span class=\"_ _0\"></span>nte waard<span class=\"_ _0\"></span>e van de verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x1d h64 ydef ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen of de waa<span class=\"_ _0\"></span>rde van de zeker<span class=\"_ _0\"></span>heden in<span class=\"_ _0\"></span>dien de leni<span class=\"_ _0\"></span>ng door een</div>\n<div class=\"t m0 x1d h64 ydf0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekerhe<span class=\"_ _0\"></span>id is gedek<span class=\"_ _0\"></span>t, vermind<span class=\"_ _0\"></span>erd met de ko<span class=\"_ _0\"></span>sten om dez<span class=\"_ _0\"></span>e zeke<span class=\"ws11d\">rhe<span class=\"_ _0\"></span>den te </span></div>\n<div class=\"t m0 x1d h64 ydf1 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">realiseren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydf2 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydf3 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een \u2018bestaan<span class=\"_ _1\"></span>de maar nie<span class=\"_ _1\"></span>t gerapporteerde<span class=\"_ _1\"></span>\u2019 (incurred<span class=\"_ _1\"></span> but not rep<span class=\"_ _1\"></span>orted,</div>\n<div class=\"t m0 x1d h64 ydf4 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">'IBNR') waardeve<span class=\"_ _1\"></span>rmindering op<span class=\"_ _1\"></span> leningen wordt veran<span class=\"_ _1\"></span>twoord wanneer er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een object<span class=\"_ _0\"></span>ieve aan<span class=\"_ _0\"></span>wijzin<span class=\"_ _0\"></span>gen is dat ver<span class=\"_ _0\"></span>liezen aanw<span class=\"_ _0\"></span>ezig zij<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x1d h64 ydf6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">compone<span class=\"_ _0\"></span>nten van de len<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille, zo<span class=\"_ _0\"></span>nder dat le<span class=\"_ _0\"></span>ningen die e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ydf7 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> hebben ondergaan<span class=\"_ _1\"></span> specifiek zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydf8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. De IBN<span class=\"_ _0\"></span>R wordt<span class=\"_ _0\"></span> geschat<span class=\"_ _0\"></span> op basis<span class=\"_ _0\"></span> van his<span class=\"_ _0\"></span>torisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydf9 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">patrone<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>liezen i<span class=\"_ _0\"></span>n elk seg<span class=\"_ _0\"></span>ment, di<span class=\"_ _0\"></span>e het hu<span class=\"_ _0\"></span>idige ec<span class=\"_ _0\"></span>onomisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ydfa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">klimaat w<span class=\"_ _0\"></span>aarin de len<span class=\"_ _0\"></span>ers operer<span class=\"_ _0\"></span>en weerg<span class=\"_ _0\"></span>even en die o<span class=\"_ _0\"></span>p basis van een</div>\n<div class=\"t m0 x1d h64 ydfb ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">analyse v<span class=\"_ _0\"></span>an de p<span class=\"_ _0\"></span>olitiek<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">econo<span class=\"_ _1\"></span>mische situa<span class=\"_ _1\"></span>tie in bepaalde<span class=\"_ _1\"></span> landen </span></span></div>\n<div class=\"t m0 x1d h64 ydfc ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rekening houd<span class=\"_ _1\"></span>t met een verhoogd ri<span class=\"_ _1\"></span>sico van betalings<span class=\"_ _1\"></span>moeilijkheden<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydfd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydfe ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en worden <span class=\"_ _1\"></span>verantwoord a<span class=\"_ _1\"></span>ls een dal<span class=\"_ _1\"></span>ing</div>\n<div class=\"t m0 x1d h64 ydff ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de bo<span class=\"_ _1\"></span>ekwaarde van<span class=\"_ _1\"></span> \u2018vorderingen<span class=\"_ _1\"></span> op banken\u2019<span class=\"_ _1\"></span> en \u2018vorderi<span class=\"_ _1\"></span>ngen op</div>\n<div class=\"t m0 x1d h64 ye00 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klanten\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye01 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye02 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en op nie<span class=\"_ _1\"></span>t uit de b<span class=\"_ _1\"></span>alans blijkend<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ye03 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>verbint<span class=\"_ _0\"></span>enissen w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als \u2018voorz<span class=\"_ _0\"></span>iening<span class=\"_ _0\"></span>en\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye04 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye05 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r een specifi<span class=\"_ _0\"></span>eke lenin<span class=\"_ _0\"></span>g wordt ge\u00efd<span class=\"_ _0\"></span>entific<span class=\"_ _0\"></span>eerd als <span class=\"lsef ws11e\">oninbaar en </span></div>\n<div class=\"t m0 x1d h64 ye06 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alle wett<span class=\"_ _0\"></span>elijke en pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>ele middele<span class=\"_ _0\"></span>n uitgeput<span class=\"_ _0\"></span> zijn, wor<span class=\"_ _0\"></span>dt de lening i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ye07 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mindering g<span class=\"_ _1\"></span>ebracht op <span class=\"_ _1\"></span>de daarmee<span class=\"_ _1\"></span> verband hou<span class=\"_ _1\"></span>dende lasten<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 ye08 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span>; latere reali<span class=\"_ _1\"></span>saties worden onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye09 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in de bijz<span class=\"_ _1\"></span>ondere waarde<span class=\"_ _1\"></span>verminderingen i<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ye0a ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 550px; width: 352px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 ye1a ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"lsed ws112\">Overlopende ac<span class=\"_ _0\"></span>quisitiek<span class=\"_ _0\"></span>osten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ye1b ffdc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemeen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd84 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De koste<span class=\"_ _0\"></span>n van ni<span class=\"_ _0\"></span>euwe en h<span class=\"_ _0\"></span>ernieu<span class=\"_ _0\"></span>wde ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gen, di<span class=\"_ _0\"></span>e alle va<span class=\"_ _0\"></span>ri\u00ebren</div>\n<div class=\"t m0 x2c h64 yd85 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en hoofdzak<span class=\"_ _1\"></span>elijk verband<span class=\"_ _1\"></span> houden me<span class=\"_ _1\"></span>t de produ<span class=\"_ _1\"></span>ctie van nie<span class=\"_ _1\"></span>uwe</div>\n<div class=\"t m0 x2c h64 yd86 ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws11e\">ingen, worden uitge<span class=\"_ _1\"></span>steld en afgeschre<span class=\"_ _1\"></span>ven, resulterend in<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yd87 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overlopende<span class=\"_ _1\"></span> acquisitieko<span class=\"_ _1\"></span>sten (deferred<span class=\"_ _1\"></span> acquisition<span class=\"_ _1\"></span> costs (DAC))<span class=\"_ _1\"></span>. DAC</div>\n<div class=\"t m0 x2c h64 yd88 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">omvatte<span class=\"_ _0\"></span>n voorn<span class=\"_ _0\"></span>amelijk c<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es, ond<span class=\"_ _0\"></span>erschri<span class=\"_ _0\"></span>jvings<span class=\"ls0 ws0\">-</span><span class=\"lsef\">, agenten<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd89 ffda fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">polisuit<span class=\"_ _0\"></span>gifte<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kosten. De<span class=\"_ _1\"></span> afschrijving<span class=\"_ _1\"></span>smethode is geb<span class=\"_ _1\"></span>aseerd op de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8a ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte verd<span class=\"_ _1\"></span>iende premie of de ges<span class=\"_ _1\"></span>chatte brutowi<span class=\"_ _1\"></span>nstmarges. DAC</div>\n<div class=\"t m0 x2c h64 yd8b ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden peri<span class=\"_ _1\"></span>odiek getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid <span class=\"_ _1\"></span>op basis van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge winste<span class=\"_ _0\"></span>n van de onderl<span class=\"_ _0\"></span>iggen<span class=\"_ _0\"></span>de contrac<span class=\"_ _0\"></span>ten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye1c ffdc fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in v<span class=\"_ _0\"></span>erhoudi<span class=\"_ _0\"></span>ng tot v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e premi<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsve<span class=\"ws111\">rz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></span></div>\n<div class=\"t m0 x2c h64 ye1e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire winst<span class=\"_ _0\"></span>deling,<span class=\"_ _0\"></span> worden de DA<span class=\"_ _0\"></span>C geamort<span class=\"_ _0\"></span>iseerd in</div>\n<div class=\"t m0 x2c h64 ye1f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verhouding <span class=\"_ _1\"></span>tot de verwa<span class=\"_ _1\"></span>chte premies<span class=\"_ _1\"></span>. Veronderstell<span class=\"_ _1\"></span>ingen wat<span class=\"_ _1\"></span> betreft</div>\n<div class=\"t m0 x2c h64 ye20 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte premie<span class=\"_ _1\"></span>s worden geschat op<span class=\"_ _1\"></span> de datum van de poli<span class=\"_ _1\"></span>suitgifte en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye21 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden consequent t<span class=\"_ _1\"></span>oegepast tijden<span class=\"_ _1\"></span>s de looptijd van<span class=\"_ _1\"></span> de contracten.</div>\n<div class=\"t m0 x2c h64 ye22 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Afwijki<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n de op bas<span class=\"_ _0\"></span>is van e<span class=\"_ _0\"></span>rvaring <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>taten wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 ya7a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">weergegeven i<span class=\"_ _1\"></span>n de res<span class=\"_ _1\"></span>ultatenrekening <span class=\"_ _1\"></span>in de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> waarin die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya7b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwijki<span class=\"_ _0\"></span>ngen zich v<span class=\"_ _0\"></span>oordoen.<span class=\"_ _0\"></span> Voor deze c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en worden de D<span class=\"_ _0\"></span>AC over</div>\n<div class=\"t m0 x2c h64 ya7c ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het alge<span class=\"_ _0\"></span>meen vo<span class=\"_ _0\"></span>or de tot<span class=\"_ _0\"></span>ale loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e polis af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye23 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye24 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></div>\n<div class=\"t m0 x2c h64 ye25 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling, wor<span class=\"_ _0\"></span>den de DAC af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en over<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ye26 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e contra<span class=\"_ _0\"></span>cten op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n de waar<span class=\"_ _0\"></span>de van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye27 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge of <span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">winstbedragen<span class=\"_ _1\"></span> op basis van het verwach<span class=\"_ _1\"></span>te </span></span></div>\n<div class=\"t m0 x2c h64 ye28 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsrend<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> De verwac<span class=\"_ _0\"></span>hte brutoma<span class=\"_ _0\"></span>rge omvat<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye29 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">premies en belegg<span class=\"_ _1\"></span>ingsresultaa<span class=\"_ _1\"></span>t, verminderd met ui<span class=\"_ _1\"></span>tkeringen<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye2a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>ratiev<span class=\"_ _0\"></span>e koste<span class=\"_ _0\"></span>n, wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n de nett<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>ereserv<span class=\"_ _0\"></span>e en, ind<span class=\"_ _0\"></span>ien</div>\n<div class=\"t m0 x2c h64 ye2b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van toepassing<span class=\"_ _1\"></span>, verwachte dividend<span class=\"_ _1\"></span> voor polishouder<span class=\"_ _1\"></span>s. Afwijkingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tussen de we<span class=\"_ _0\"></span>rkelijk<span class=\"_ _0\"></span>e resultat<span class=\"_ _0\"></span>en en de op bas<span class=\"_ _0\"></span>is van erva<span class=\"_ _0\"></span>ring gesch<span class=\"_ _0\"></span>atte</div>\n<div class=\"t m0 x2c h64 ye2d ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ye2e ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> waarin die afwij<span class=\"_ _1\"></span>kingen zich voordoen<span class=\"_ _1\"></span>. De overlopende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">acquisitieko<span class=\"_ _1\"></span>sten worden aangepa<span class=\"_ _1\"></span>st om rekening te<span class=\"_ _1\"></span> houden met het</div>\n<div class=\"t m0 x2c h64 yd8e ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie<span class=\"ls0 ws0\">-</span><span class=\"ws112\">effect<span class=\"_ _0\"></span> van niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _0\"></span>aliseer<span class=\"_ _0\"></span>de winste<span class=\"_ _0\"></span>n (verliez<span class=\"_ _0\"></span>en) die in het </span></div>\n<div class=\"t m0 x2c h64 yd8f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> zijn ve<span class=\"_ _1\"></span>rantwoord a<span class=\"ws11e\">ls<span class=\"_ _1\"></span>of ze gerealiseerd<span class=\"_ _1\"></span> waren met de </span></div>\n<div class=\"t m0 x2c h64 yd90 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>ge aanpass<span class=\"_ _0\"></span>ing aan niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseer<span class=\"_ _1\"></span>de winsten <span class=\"_ _1\"></span>(verliezen) </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het eigen v<span class=\"_ _0\"></span>ermogen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye30 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verdie<span class=\"_ _0\"></span>nde premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye31 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten w<span class=\"_ _0\"></span>orden de <span class=\"_ _0\"></span>overlop<span class=\"_ _0\"></span>ende ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>ekosten</div>\n<div class=\"t m0 x2c h64 ye32 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span> over d<span class=\"ws11e\">e<span class=\"_ _1\"></span> verslagperiode waa<span class=\"_ _1\"></span>rin de betreffende<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye33 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschreven pre<span class=\"_ _1\"></span>mies worden verdiend<span class=\"_ _1\"></span>. Toekomstige</div>\n<div class=\"t m0 x2c h64 ye34 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsopbren<span class=\"_ _1\"></span>gsten me<span class=\"_ _1\"></span>t een risi<span class=\"_ _1\"></span>covrij rendemen<span class=\"_ _1\"></span>tspercentage</div>\n<div class=\"t m0 x2c h64 ye35 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> aanmerking geno<span class=\"_ _1\"></span>men bij het<span class=\"_ _1\"></span> inschat<span class=\"_ _1\"></span>ten van de</div>\n<div class=\"t m0 x2c h64 ye36 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbaarh<span class=\"_ _0\"></span>eid van de over<span class=\"_ _0\"></span>lopend<span class=\"_ _0\"></span>e acquisit<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>e<span class=\"ws111\">n.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c ye37 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> betreff<span class=\"_ _0\"></span>ende opbr<span class=\"_ _0\"></span>engst<span class=\"_ _0\"></span>en van gelev<span class=\"_ _0\"></span>erde diens<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye38 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten zonder di<span class=\"_ _1\"></span>scretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span> die</div>\n<div class=\"t m0 x2c h64 ye39 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn uitgegev<span class=\"_ _0\"></span>en betref<span class=\"_ _0\"></span>fen zowel<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1d h64 ye3a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">initi\u00ebre<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t als het v<span class=\"_ _0\"></span><span class=\"ws112\">erlene<span class=\"_ _0\"></span>n van dienst<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 ye3b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span>. Indien duidelijk<span class=\"_ _1\"></span> identificeerbaar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye3c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>e marginale k<span class=\"_ _0\"></span>osten met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot het recht<span class=\"_ _0\"></span> om dienst<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x1d h64 ye3d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span> te verlenen verant<span class=\"_ _1\"></span>woord als actief<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 ye3e ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden ze ge<span class=\"_ _1\"></span>amortiseerd <span class=\"_ _1\"></span>als de de<span class=\"_ _1\"></span>sbetreffende op<span class=\"_ _1\"></span>brengsten <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 ye3f ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Het betr<span class=\"_ _0\"></span>effende im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble actief w<span class=\"_ _0\"></span>ordt op elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ye40 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggevings<span class=\"_ _1\"></span>datum getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid.<span class=\"_ _1\"></span> Commissies <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ye41 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het beheer van bele<span class=\"_ _1\"></span>ggingen op deze cont<span class=\"_ _1\"></span>racten worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ye42 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten wan<span class=\"_ _1\"></span>neer deze diensten<span class=\"_ _1\"></span> worden verleend<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 135px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 828px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 140px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 833px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 145px; width: 351.997px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 838px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c ye72 ffe8 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Claims en <span class=\"_ _1\"></span>schadebehandeling<span class=\"_ _1\"></span>skosten worden<span class=\"_ _1\"></span> in de r<span class=\"_ _1\"></span>esultatenrekenin<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x2c h64 ye74 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op het<span class=\"_ _0\"></span> moment dat de u<span class=\"_ _0\"></span>itgaven wo<span class=\"_ _0\"></span>rden ged<span class=\"_ _0\"></span>aan. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ye75 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaalde claims<span class=\"_ _1\"></span> en schadebehand<span class=\"_ _1\"></span>elingskosten om<span class=\"_ _1\"></span>vatten schattinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ye76 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor gerappor<span class=\"_ _1\"></span>teerde claims en voo<span class=\"_ _1\"></span>rzieningen voor<span class=\"_ _1\"></span> claims die zi<span class=\"ls10b ws13d\">jn </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgev<span class=\"_ _0\"></span>allen maa<span class=\"_ _0\"></span>r niet gera<span class=\"_ _0\"></span>pportee<span class=\"_ _0\"></span>rd. De schatt<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an voorgev<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x2c h64 yd83 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gerapporteerde<span class=\"_ _1\"></span> claims wo<span class=\"_ _1\"></span>rden gebaseer<span class=\"_ _1\"></span>d op ervarin<span class=\"_ _1\"></span>g uit he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verleden, de<span class=\"_ _1\"></span> huidige on<span class=\"_ _1\"></span>twikkeling <span class=\"_ _1\"></span>van claims en<span class=\"_ _1\"></span> het heersen<span class=\"_ _1\"></span>de sociale,</div>\n<div class=\"t m0 x2c h64 ye78 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che en wett<span class=\"_ _0\"></span>elijke ka<span class=\"_ _0\"></span>der. De verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 yd39 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadeverzeker<span class=\"_ _1\"></span>ingsclaims en <span class=\"_ _1\"></span>schadebehandel<span class=\"_ _1\"></span>ingskosten (na<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd3a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schadeloosstell<span class=\"_ _1\"></span>ingen, verhaalde<span class=\"_ _1\"></span> schaden, verkrijg<span class=\"_ _1\"></span>ing van het eigendom<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y92a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verzekerde<span class=\"_ _1\"></span> zaken en subrogat<span class=\"_ _1\"></span>ie) is gebaseerd op<span class=\"_ _1\"></span> schattingen van</div>\n<div class=\"t m0 x2c h64 y92b ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte verli<span class=\"_ _0\"></span>ezen en <span class=\"_ _0\"></span>houdt rek<span class=\"_ _0\"></span>ening m<span class=\"_ _0\"></span><span class=\"lsef\">et de beoorde<span class=\"_ _1\"></span>ling door<span class=\"_ _1\"></span> het </span></div>\n<div class=\"t m0 x2c h64 y92c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment wat betr<span class=\"_ _0\"></span>eft de verw<span class=\"_ _0\"></span>achte inf<span class=\"_ _0\"></span>latie, de ko<span class=\"_ _0\"></span>sten voor</div>\n<div class=\"t m0 x2c h64 y92d ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhandeling van<span class=\"_ _1\"></span> claims, juridi<span class=\"_ _1\"></span>sche risico\u2019s en<span class=\"_ _1\"></span> trends in de ontwi<span class=\"_ _1\"></span>kkeling</div>\n<div class=\"t m0 x2c h64 y92e ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van compensatie<span class=\"_ _1\"></span>toekenningen. Sc<span class=\"_ _1\"></span>hadeverplichtingen<span class=\"_ _1\"></span> inzake</div>\n<div class=\"t m0 x2c h64 y92f ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">arbeidsonge<span class=\"_ _1\"></span>schiktheid worden ve<span class=\"_ _1\"></span>rantwoo<span class=\"lsed ws112\">rd tegen de net<span class=\"_ _0\"></span>to contant<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y991 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde. De opgeno<span class=\"_ _1\"></span>men verplichtingen<span class=\"_ _1\"></span> zijn toereikend<span class=\"_ _1\"></span> om de</div>\n<div class=\"t m0 x2c h64 y992 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uiteindelijk<span class=\"_ _1\"></span>e kosten van claims en<span class=\"_ _1\"></span> schadebehandel<span class=\"_ _1\"></span>ingskosten te<span class=\"_ _1\"></span> dekken.</div>\n<div class=\"t m0 x2c h64 y993 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De daaruit<span class=\"_ _0\"></span> voortvlo<span class=\"_ _0\"></span>eiende a<span class=\"_ _0\"></span>anpassi<span class=\"_ _0\"></span>ngen worde<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y994 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y995 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y996 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verdi<span class=\"_ _1\"></span>sco<span class=\"ws11e\">nteert de verpl<span class=\"_ _1\"></span>ichtingen voor schad<span class=\"_ _1\"></span>e enkel voor clai<span class=\"_ _1\"></span>ms </span></div>\n<div class=\"t m0 x2c h64 y997 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met bepaalbar<span class=\"_ _1\"></span>e en peri<span class=\"_ _1\"></span>odieke betali<span class=\"_ _1\"></span>ngstermijnen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 693px; height: 376px; width: 351px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y99f ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.13<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>Pe<span class=\"_ _1\"></span>rsoneelsvergoed<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye84 ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye85 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas kent<span class=\"_ _1\"></span> wereldwijd ee<span class=\"_ _1\"></span>n aantal <span class=\"_ _1\"></span>toegezegdpensioen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 ye86 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rage<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">pensioen<span class=\"_ _1\"></span>regelingen in overee<span class=\"_ _1\"></span>nstemming met lo<span class=\"_ _1\"></span>kale </span></div>\n<div class=\"t m0 x1d h64 ye87 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorwaarden o<span class=\"_ _1\"></span>f sectorgebo<span class=\"_ _1\"></span>nden praktij<span class=\"_ _1\"></span>ken. De pen<span class=\"_ _1\"></span>sioenregelingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye88 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>oorgaans gef<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ierd door bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n aan verzek<span class=\"_ _0\"></span>eraars of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ye89 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan door trustee<span class=\"_ _1\"></span>s beheerde regeli<span class=\"_ _1\"></span>ngen. De financ<span class=\"_ _1\"></span>iering wordt bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydd4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de hand van<span class=\"_ _1\"></span> periodieke actuari\u00eble<span class=\"_ _1\"></span> berekeningen. Ge<span class=\"_ _1\"></span>kwalificeerde</div>\n<div class=\"t m0 x1d h64 ydd5 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuarissen ber<span class=\"_ _1\"></span>ekenen de pensioena<span class=\"_ _1\"></span>ctiva en <span class=\"ls0 ws0\">-</span><span class=\"ws11d\">ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> minimaal </span></div>\n<div class=\"t m0 x1d h64 ydd6 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u00e9\u00e9n keer per jaa<span class=\"_ _1\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd8 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een toegezegd<span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g is een <span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g waarbij<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 ydd9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste toe<span class=\"_ _0\"></span>zegging a<span class=\"_ _0\"></span>an een werk<span class=\"_ _0\"></span>nemer op pe<span class=\"_ _0\"></span>nsioenl<span class=\"_ _0\"></span>eeftijd wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ydda ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgelegd,<span class=\"_ _1\"></span> doorgaans a<span class=\"_ _1\"></span>fhankelijk van <span class=\"_ _1\"></span>een of m<span class=\"_ _1\"></span>eer factore<span class=\"_ _1\"></span>n zoals</div>\n<div class=\"t m0 x1d h64 yddb ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leeftij<span class=\"_ _0\"></span>d of dienstj<span class=\"_ _0\"></span>aren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddc ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yddd ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toegezegdebi<span class=\"_ _1\"></span>jdrageregeling<span class=\"_ _1\"></span> is een pensioenrege<span class=\"_ _1\"></span>ling waarbij<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 ydde ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste bijd<span class=\"_ _0\"></span>ragen bet<span class=\"_ _0\"></span>aalt. Ond<span class=\"_ _0\"></span>er IAS 19 wor<span class=\"_ _0\"></span>dt een regel<span class=\"_ _0\"></span>ing <span class=\"lsef ws11d\">met een </span></div>\n<div class=\"t m0 x1d h64 yddf ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegde b<span class=\"_ _1\"></span>ijdrage en ee<span class=\"_ _1\"></span>n gewaarbor<span class=\"_ _1\"></span>gd rendement e<span class=\"_ _1\"></span>chter be<span class=\"_ _1\"></span>schouwd</div>\n<div class=\"t m0 x1d h64 yde0 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een toegezegd<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>pensioenre<span class=\"_ _1\"></span>geling vanwege het (we<span class=\"_ _1\"></span>ttelijk</div>\n<div class=\"t m0 x1d h64 yaa9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>elde) gew<span class=\"_ _0\"></span>aarbor<span class=\"_ _0\"></span>gde rende<span class=\"_ _0\"></span>ment dat in d<span class=\"_ _0\"></span>eze regel<span class=\"_ _0\"></span>ingen is</div>\n<div class=\"t m0 x1d h64 yaaa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaab ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaac ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor toege<span class=\"_ _1\"></span>zegdpensioenregeli<span class=\"_ _1\"></span>ngen worden de<span class=\"_ _1\"></span> pensio<span class=\"lsed ws112\">enkosten en </span></div>\n<div class=\"t m0 x1d h64 yaad ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarme<span class=\"_ _0\"></span>e verband hou<span class=\"_ _0\"></span>dende pens<span class=\"_ _0\"></span>ioenac<span class=\"_ _0\"></span>tiva of <span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verplichtingen<span class=\"_ _1\"></span> geschat </span></span></div>\n<div class=\"t m0 x1d h64 yaae ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op basis van de<span class=\"_ _1\"></span> projected unit credi<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">methode. In d<span class=\"_ _0\"></span>eze meth<span class=\"_ _0\"></span>ode:<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaaf ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt voor el<span class=\"_ _1\"></span>ke periode<span class=\"_ _1\"></span> van diens<span class=\"_ _1\"></span>ttijd een e<span class=\"_ _1\"></span>xtra eenheid </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoeding <span class=\"_ _1\"></span>toegekend en <span class=\"_ _1\"></span>elke eenheid<span class=\"_ _1\"></span> wordt a<span class=\"_ _1\"></span>fzonderlijk</div>\n<div class=\"t m0 x69 h64 yab1 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd om<span class=\"_ _1\"></span> de uiteindelijke ver<span class=\"_ _1\"></span>plichting op te bou<span class=\"_ _1\"></span>wen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Worden de kosten va<span class=\"_ _0\"></span>n die vergo<span class=\"_ _0\"></span>edingen in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x69 h64 yab3 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als last veran<span class=\"_ _1\"></span>twoord om de pensioen<span class=\"_ _1\"></span>kosten te spreiden<span class=\"_ _1\"></span> over de</div>\n<div class=\"t m0 x69 h64 yab4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">diensttijd va<span class=\"_ _1\"></span>n de werknemers;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab5 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt de pen<span class=\"_ _1\"></span>sioenverplich<span class=\"_ _1\"></span>ting gewaardeer<span class=\"_ _1\"></span>d <span class=\"lsed ws112\">tegen de co<span class=\"_ _0\"></span>ntante </span></span></span></div>\n<div class=\"t m0 x69 h64 y97d ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde van de gescha<span class=\"_ _1\"></span>tte toekomstige u<span class=\"_ _1\"></span>itstromen van geld<span class=\"_ _1\"></span>middelen,</div>\n<div class=\"t m0 x69 h64 y97e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> rentevoet<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x69 h64 y97f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktrendemen<span class=\"_ _1\"></span>ten van k<span class=\"_ _1\"></span>walitatief hoog<span class=\"_ _1\"></span>waardige bedr<span class=\"_ _1\"></span>ijfsobligatie<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x69 h64 y980 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarvan de loopt<span class=\"_ _1\"></span>ijd overeenkomt me<span class=\"_ _1\"></span>t de resterende loop<span class=\"_ _1\"></span>tij<span class=\"lsed ws112\">d van de </span></div>\n<div class=\"t m0 x69 h64 y981 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y982 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y983 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herwaa<span class=\"_ _0\"></span>rderinge<span class=\"_ _0\"></span>n, bestaa<span class=\"_ _0\"></span>nde uit actu<span class=\"_ _0\"></span>ari\u00eble wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen, het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya6c ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effect v<span class=\"_ _0\"></span>an het act<span class=\"_ _0\"></span>iefplaf<span class=\"_ _0\"></span>ond en h<span class=\"_ _0\"></span>et rende<span class=\"_ _0\"></span>ment op f<span class=\"_ _0\"></span>ondsbe<span class=\"_ _0\"></span>legginge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(exclus<span class=\"_ _0\"></span>ief netto<span class=\"_ _0\"></span>rente) wor<span class=\"_ _0\"></span>den via over<span class=\"_ _0\"></span>ig compre<span class=\"_ _0\"></span>hensiv<span class=\"_ _0\"></span>e income di<span class=\"_ _0\"></span>rect</div>\n<div class=\"t m0 x1d h64 ya6e ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de <span class=\"lsef ws11d\">balans in de <span class=\"_ _1\"></span>periode waarin<span class=\"_ _1\"></span> deze herwa<span class=\"_ _1\"></span>arderingen </span></div>\n<div class=\"t m0 x1d h64 ya6f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zich voordo<span class=\"_ _1\"></span>en. Herwaarder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> in latere<span class=\"_ _1\"></span> perioden ni<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x1d h64 ya70 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng. De nett<span class=\"_ _0\"></span>orente wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ya71 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd door de dis<span class=\"_ _0\"></span>conteri<span class=\"_ _0\"></span>ngsvoet<span class=\"_ _0\"></span> op de nettov<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting of het act<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x1d h64 ya72 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoo<span class=\"lsef ws11e\">fde van de toegezegdpensioenr<span class=\"_ _1\"></span>egeling toe te pa<span class=\"_ _1\"></span>ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya73 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya74 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>streke<span class=\"_ _0\"></span>n dienst<span class=\"_ _0\"></span>tijd word<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 ya75 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening opgenome<span class=\"_ _1\"></span>n op he<span class=\"_ _1\"></span>t eerstvolgende<span class=\"_ _1\"></span> moment:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya76 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11e\">de datum van<span class=\"_ _1\"></span> de wijziging van de<span class=\"_ _1\"></span> regeling of van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x69 h64 ya77 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">planin<span class=\"_ _0\"></span>perking<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 ya78 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11d\">de datum<span class=\"_ _1\"></span> waarop Ageas<span class=\"_ _1\"></span> de herstru<span class=\"_ _1\"></span>ctureringsko<span class=\"_ _1\"></span>sten erkent.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 848px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 853px; width: 352px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De fondsbel<span class=\"_ _1\"></span>eggingen die<span class=\"_ _1\"></span> bij de pen<span class=\"_ _1\"></span>sioenverplichting<span class=\"_ _1\"></span>en van een<span class=\"_ _1\"></span> entiteit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoren, moe<span class=\"_ _1\"></span>ten aan bep<span class=\"_ _1\"></span>aalde crit<span class=\"_ _1\"></span>eria voldoen o<span class=\"_ _1\"></span>m te worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als In aanm<span class=\"_ _1\"></span>erking komend<span class=\"_ _1\"></span>e fondsbeleggi<span class=\"_ _1\"></span>ngen van</div>\n<div class=\"t m0 x2c h64 y8a8 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen. Di<span class=\"_ _0\"></span>e criter<span class=\"_ _0\"></span>ia hebb<span class=\"_ _0\"></span>en betre<span class=\"_ _0\"></span>kking op <span class=\"_ _0\"></span>het feit <span class=\"_ _0\"></span>dat deze</div>\n<div class=\"t m0 x2c h64 y8a9 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa jur<span class=\"_ _0\"></span>idisch l<span class=\"_ _0\"></span>os dienen te st<span class=\"_ _0\"></span>aan van Age<span class=\"_ _0\"></span>as of de cred<span class=\"_ _0\"></span>iteuren va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas. In<span class=\"_ _0\"></span>dien dit<span class=\"ls0 ws0\"> </span>niet het<span class=\"_ _0\"></span> geval is, wo<span class=\"_ _0\"></span>rden de act<span class=\"_ _0\"></span>iva vera<span class=\"_ _0\"></span>ntwoord in d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e rubriek i<span class=\"_ _0\"></span>n de balans (z<span class=\"_ _0\"></span>oals bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n, materi<span class=\"_ _0\"></span>\u00eble vaste acti<span class=\"_ _0\"></span>va</div>\n<div class=\"t m0 x2c h64 y8ac fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">enz.). Indien<span class=\"_ _1\"></span> de activa aan de cri<span class=\"_ _1\"></span>teria voldoen<span class=\"_ _1\"></span>, worden deze acti<span class=\"_ _1\"></span>va met</div>\n<div class=\"t m0 x2c h64 y8ad fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de pensio<span class=\"_ _0\"></span>enverpl<span class=\"_ _0\"></span>ichting v<span class=\"_ _0\"></span>errekend.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de re<span class=\"_ _0\"></span>\u00eble waa<span class=\"lsef ws11e\">rde van fondsbeleggingen met de cont<span class=\"_ _1\"></span>ante waarde </span></div>\n<div class=\"t m0 x2c h64 y8b0 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verplichtingen v<span class=\"_ _1\"></span>an een <span class=\"_ _1\"></span>toegezegdpensioenregel<span class=\"_ _1\"></span>ing wordt<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd, kan het<span class=\"_ _0\"></span> resultaat l<span class=\"_ _0\"></span>eiden tot<span class=\"_ _0\"></span> een negatie<span class=\"_ _0\"></span>ve waard<span class=\"_ _0\"></span>e (een</div>\n<div class=\"t m0 x2c h64 y8b2 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief).<span class=\"_ _0\"></span> In dat geval<span class=\"_ _0\"></span> mag het verant<span class=\"_ _0\"></span>woorde ac<span class=\"_ _0\"></span>tief niet g<span class=\"_ _0\"></span>roter zijn d<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b3 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contan<span class=\"lsed ws11d\">te waarde v<span class=\"_ _0\"></span>an econ<span class=\"_ _0\"></span>omische v<span class=\"_ _0\"></span>oordel<span class=\"_ _0\"></span>en in de v<span class=\"_ _0\"></span>orm van </span></div>\n<div class=\"t m0 x2c h64 y8b4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit de regeli<span class=\"_ _0\"></span>ng of verl<span class=\"_ _0\"></span>agingen va<span class=\"_ _0\"></span>n toekom<span class=\"_ _0\"></span>stige bijdr<span class=\"_ _0\"></span>agen</div>\n<div class=\"t m0 x2c h64 y8b5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de rege<span class=\"_ _1\"></span>ling (\u2018actie<span class=\"_ _1\"></span>fplafond\u2019).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzorgsregel<span class=\"_ _1\"></span>ingen die v<span class=\"_ _1\"></span>oordelen voor<span class=\"_ _1\"></span> langdurige d<span class=\"_ _1\"></span>iensttijd <span class=\"_ _1\"></span>voorzien</div>\n<div class=\"t m0 x2c h64 y9d7 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar geen pensioen<span class=\"_ _1\"></span>regelingen zijn<span class=\"_ _1\"></span>, worden gewaardeerd<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y9d8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>e waarde o<span class=\"_ _0\"></span>p basis van de pr<span class=\"_ _0\"></span>ojected u<span class=\"_ _0\"></span>nit credit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">methode. <span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x2c h64 y9d9 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9da fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De bijdrage<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s voor toege<span class=\"_ _1\"></span>zegdebijdrage<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">pensioenregelinge<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9db fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden v<span class=\"_ _0\"></span>erwerkt<span class=\"_ _0\"></span> in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng in het<span class=\"_ _0\"></span> jaar waar <span class=\"_ _0\"></span>deze</div>\n<div class=\"t m0 x2c h64 y9dc fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op hebb<span class=\"_ _0\"></span>en, behalv<span class=\"_ _0\"></span>e in het geva<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y9dd fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rageregelingen <span class=\"_ _1\"></span>met een geg<span class=\"_ _1\"></span>arandeerd rende<span class=\"_ _1\"></span>ment, die</div>\n<div class=\"t m0 x2c h64 y9de fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> worden behande<span class=\"_ _1\"></span>ld als een<span class=\"_ _1\"></span> toegezegd<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9df fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>ling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc14 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Andere verp<span class=\"_ _1\"></span>lichtingen na<span class=\"_ _1\"></span> uitdienst<span class=\"_ _1\"></span>treding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige onde<span class=\"_ _1\"></span>rnemingen van A<span class=\"_ _1\"></span>geas bieden<span class=\"_ _1\"></span> werknemers v<span class=\"_ _1\"></span>ergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na uitdienstt<span class=\"_ _1\"></span>reding, zoals lenin<span class=\"_ _1\"></span>gen tegen voordel<span class=\"_ _1\"></span>ige rente en</div>\n<div class=\"t m0 x2c h64 yc17 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gezondheidszo<span class=\"_ _1\"></span>rg verzeker<span class=\"_ _1\"></span>ingen. Een wer<span class=\"_ _1\"></span>knemer kan gew<span class=\"_ _1\"></span>oonlijk van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc18 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze vergoed<span class=\"_ _1\"></span>ingen pro<span class=\"_ _1\"></span>fiteren als de<span class=\"_ _1\"></span> werknemer<span class=\"_ _1\"></span> in diens<span class=\"_ _1\"></span>t blijft <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc19 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de pensioen<span class=\"_ _1\"></span>leeftijd e<span class=\"_ _1\"></span>n een minim<span class=\"_ _1\"></span>umperiode in<span class=\"_ _1\"></span> dienstverb<span class=\"ws11e\">and is </span></div>\n<div class=\"t m0 x2c h64 yc1a fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geweest<span class=\"_ _0\"></span>. De verw<span class=\"_ _0\"></span>achte k<span class=\"_ _0\"></span>osten va<span class=\"_ _0\"></span>n die ver<span class=\"_ _0\"></span>goeding<span class=\"_ _0\"></span>en word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 ya3d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegere<span class=\"_ _0\"></span>kend over de p<span class=\"_ _0\"></span>eriode va<span class=\"_ _0\"></span>n tewerkst<span class=\"_ _0\"></span>elling,<span class=\"_ _0\"></span> op basis van een</div>\n<div class=\"t m0 x2c h64 ya3e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode d<span class=\"_ _0\"></span>ie gelijk i<span class=\"_ _0\"></span>s aan de metho<span class=\"_ _0\"></span>de voor</div>\n<div class=\"t m0 x2c h64 ya3f fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen. De<span class=\"_ _1\"></span> verplichtingen word<span class=\"_ _1\"></span>en bepaald aan</div>\n<div class=\"t m0 x2c h64 ya40 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ningen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y945 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en rege<span class=\"_ _1\"></span>lingen voor de<span class=\"_ _1\"></span>elneming in<span class=\"_ _1\"></span> aandelenkapi<span class=\"_ _1\"></span>taal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden (restr<span class=\"_ _1\"></span>icted shares),</div>\n<div class=\"t m0 x2c h64 y947 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel via<span class=\"_ _1\"></span> aandelen als<span class=\"_ _1\"></span> contant <span class=\"_ _1\"></span>afgerekende re<span class=\"_ _1\"></span>gelingen, word<span class=\"_ _1\"></span>en aan</div>\n<div class=\"t m0 x2c h64 y948 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span> en werknemers toegekend<span class=\"_ _1\"></span> als tegenpresta<span class=\"_ _1\"></span>tie voor</div>\n<div class=\"t m0 x2c h64 y949 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen dienst<span class=\"_ _0\"></span>en. De re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> van de ontvang<span class=\"_ _0\"></span>en dienst<span class=\"_ _0\"></span>en wordt</div>\n<div class=\"t m0 x2c h64 y94a fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald aan<span class=\"_ _1\"></span> de hand<span class=\"_ _1\"></span> van de re\u00eb<span class=\"_ _1\"></span>le waarde <span class=\"_ _1\"></span>van de toe<span class=\"_ _1\"></span>gekende</div>\n<div class=\"t m0 x2c h64 y94b fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden. De<span class=\"_ _1\"></span> kosten van</div>\n<div class=\"t m0 x2c h64 y94c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen<span class=\"_ _1\"></span>deelnameplannen<span class=\"_ _1\"></span> worden g<span class=\"_ _1\"></span>ewaardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y94d fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toeke<span class=\"_ _0\"></span>nningsd<span class=\"_ _0\"></span>atum op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de o<span class=\"_ _0\"></span>pties en</div>\n<div class=\"t m0 x2c h64 y94e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden en worde<span class=\"_ _1\"></span>n in de resulta<span class=\"_ _1\"></span>tenrekening</div>\n<div class=\"t m0 x2c h64 y94f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord, hetz<span class=\"_ _0\"></span>ij direct op d<span class=\"_ _0\"></span>e datum van to<span class=\"_ _0\"></span>ekennin<span class=\"_ _0\"></span>g indien e<span class=\"_ _0\"></span>r geen</div>\n<div class=\"t m0 x2c h64 y950 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sprake is va<span class=\"_ _0\"></span>n een vestin<span class=\"_ _0\"></span>g period, h<span class=\"_ _0\"></span>etzij ove<span class=\"_ _0\"></span>r de vesting pe<span class=\"_ _0\"></span>riod van de</div>\n<div class=\"t m0 x2c h64 y951 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opties en<span class=\"_ _1\"></span> aandelen onder<span class=\"_ _1\"></span> voorwaarden<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y953 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In aandelen<span class=\"_ _1\"></span> afgerekende<span class=\"_ _1\"></span> regelingen w<span class=\"_ _1\"></span>orden verwer<span class=\"_ _1\"></span>kt als toe<span class=\"_ _1\"></span>name van</div>\n<div class=\"t m0 x2c h64 y954 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het eigen vermog<span class=\"_ _1\"></span>en en worden geherw<span class=\"_ _1\"></span>aardeerd voor het aa<span class=\"_ _1\"></span>ntal</div>\n<div class=\"t m0 x2c h64 y955 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen tot<span class=\"_ _1\"></span> aan de voorwaarden voor<span class=\"_ _1\"></span> vesting is voldaan<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y956 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y957 fff0 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">In co<span class=\"lsed ws112\">ntanten afgerek<span class=\"_ _0\"></span>ende reg<span class=\"_ _0\"></span>elingen w<span class=\"_ _0\"></span>orden verw<span class=\"_ _0\"></span>erkt als<span class=\"_ _0\"></span> toename van </span></div>\n<div class=\"t m0 x2c h64 y958 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> en worden<span class=\"_ _1\"></span> geherwaard<span class=\"_ _1\"></span>eerd voor <span class=\"_ _1\"></span>zowel:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">Aa<span class=\"_ _1\"></span>ntal aandelen<span class=\"_ _1\"></span> tot voldaan is aan<span class=\"_ _1\"></span> de voorwaarden voor ve<span class=\"_ _1\"></span>sting en</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y95a fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">Wijziging in d<span class=\"_ _0\"></span>e re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de res<span class=\"_ _0\"></span>tricte<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">shares.</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y95b fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Herberekende <span class=\"_ _1\"></span>kosten worden<span class=\"_ _1\"></span> tijdens d<span class=\"_ _1\"></span>e vesting <span class=\"_ _1\"></span>period veran<span class=\"_ _1\"></span>twoord in</div>\n<div class=\"t m0 x1d h64 y95d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. Kost<span class=\"_ _0\"></span>en met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de huidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorgaande per<span class=\"_ _1\"></span>ioden worden recht<span class=\"_ _1\"></span>streeks verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y95f fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De re\u00eble waarde va<span class=\"_ _1\"></span>n de aandelenoptie<span class=\"_ _1\"></span>s wordt be<span class=\"lsed ws112\">paald met ge<span class=\"_ _0\"></span>bruik van </span></div>\n<div class=\"t m0 x1d h64 ya57 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een optiew<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span>ringsmo<span class=\"_ _0\"></span>del dat reke<span class=\"_ _0\"></span>ning houdt m<span class=\"_ _0\"></span>et de volg<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x1d h64 ya58 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">elementen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">aandele<span class=\"_ _0\"></span>nkoers op de dat<span class=\"_ _0\"></span>um van toe<span class=\"_ _0\"></span>kennin<span class=\"_ _0\"></span>g;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac1 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenkoer<span class=\"_ _1\"></span>s;</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac2 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">De verwachte l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de <span class=\"_ _0\"></span>optie;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac3 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">D<span class=\"_ _1\"></span>e verwachte vola<span class=\"_ _1\"></span>tiliteit van het<span class=\"_ _1\"></span> onderliggende aandee<span class=\"_ _1\"></span>l en de </span></span></div>\n<div class=\"t m0 x69 h64 yac4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte divide<span class=\"_ _0\"></span>nden hierv<span class=\"_ _0\"></span>oor<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x1d h64 yac5 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws112\">Het risicovrij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">tarief ov<span class=\"_ _0\"></span>er de ve<span class=\"_ _0\"></span>rwachte l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span>van de o<span class=\"_ _0\"></span>ptie.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>opties word<span class=\"_ _1\"></span>en uitgeoe<span class=\"_ _1\"></span>fend en nieu<span class=\"_ _1\"></span>we aandelen w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x1d h64 yac8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en, wor<span class=\"_ _0\"></span>dt de ontva<span class=\"_ _0\"></span>ngen opbr<span class=\"_ _0\"></span>engst na aftr<span class=\"_ _0\"></span>ek van event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 yac9 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en in he<span class=\"_ _0\"></span>t aand<span class=\"lsef\">elenkapitaal verantwoor<span class=\"_ _1\"></span>d (nominale </span></div>\n<div class=\"t m0 x1d h64 yaca fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>) en het surplus<span class=\"_ _0\"></span> bij de uitgift<span class=\"_ _0\"></span>epremi<span class=\"_ _0\"></span>e (het agio<span class=\"_ _0\"></span>). Indie<span class=\"_ _0\"></span>n voor dit</div>\n<div class=\"t m0 x1d h64 yacb fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doel eigen aande<span class=\"_ _1\"></span>len zijn ingekoc<span class=\"_ _1\"></span>ht, worden deze ge\u00ebl<span class=\"_ _1\"></span>imineerd in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yacc fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rubriek Eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 725px; height: 371px; width: 352.969px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 308px; width: 348px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h6c y971 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y972 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten inzake jaarli<span class=\"_ _1\"></span>jkse toe<span class=\"ws11d\">gezegde<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> en ui<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y973 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoofde van langdur<span class=\"_ _1\"></span>ige diensttijd<span class=\"_ _1\"></span> verdiende vakantied<span class=\"_ _1\"></span>agen worden</div>\n<div class=\"t m0 x1d h64 y974 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord wann<span class=\"_ _0\"></span>eer deze rec<span class=\"_ _0\"></span>hten wer<span class=\"_ _0\"></span>knemers t<span class=\"_ _0\"></span>oekomen.<span class=\"_ _0\"></span> Een</div>\n<div class=\"t m0 x1d h64 y975 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorzie<span class=\"_ _0\"></span>ning wordt<span class=\"_ _0\"></span> gemaakt v<span class=\"_ _0\"></span>oor de gesch<span class=\"_ _0\"></span>atte verpl<span class=\"_ _0\"></span>ichting vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y976 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vakantiedagen <span class=\"_ _1\"></span>en extra<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> vanwege langd<span class=\"_ _1\"></span>urige dien<span class=\"_ _1\"></span>sttijd</div>\n<div class=\"t m0 x1d h64 y977 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van medew<span class=\"_ _0\"></span>erkers tot<span class=\"_ _0\"></span> de balans<span class=\"_ _0\"></span>datum.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 599px; height: 486px; width: 352.986px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1d h64 ya65 fff0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.14 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11e\">Voorzi<span class=\"_ _1\"></span>eningen en voorwaard<span class=\"_ _1\"></span>elijke verplic<span class=\"_ _1\"></span>htingen<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1d h6c yab2 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab3 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzieningen <span class=\"_ _1\"></span>zijn verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> onzekerheden <span class=\"_ _1\"></span>met zich</div>\n<div class=\"t m0 x1d h64 yab4 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meebrengen i<span class=\"_ _1\"></span>n hoogte o<span class=\"_ _1\"></span>f tijdstip<span class=\"_ _1\"></span> van betaling<span class=\"_ _1\"></span>. Voorzieningen<span class=\"_ _1\"></span> worde<span class=\"lsed ws111\">n </span></div>\n<div class=\"t m0 x1d h64 yab5 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op de bal<span class=\"_ _0\"></span>ans indie<span class=\"_ _0\"></span>n er een besta<span class=\"_ _0\"></span>ande (wett<span class=\"_ _0\"></span>elijke of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y97d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">constructieve<span class=\"_ _1\"></span>) verplichting<span class=\"_ _1\"></span> is tot <span class=\"_ _1\"></span>overdracht v<span class=\"_ _1\"></span>an economische<span class=\"_ _1\"></span> voordelen,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y97e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals kass<span class=\"_ _0\"></span>tromen,<span class=\"_ _0\"></span> als gevolg va<span class=\"_ _0\"></span>n gebeurt<span class=\"_ _0\"></span>enissen in h<span class=\"_ _0\"></span>et verle<span class=\"_ _0\"></span>den en</div>\n<div class=\"t m0 x1d h64 y97f fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indien op<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum een be<span class=\"_ _1\"></span>trouwbare scha<span class=\"_ _1\"></span>tting<span class=\"ls0 ws0\"> <span class=\"lsee ws13e\">mogelijk is. </span></span></div>\n<div class=\"t m0 x1d h64 y980 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voorzieningen word<span class=\"_ _1\"></span>en aangelegd voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 y981 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">garantieoveree<span class=\"_ _1\"></span>nkomsten waar<span class=\"_ _1\"></span>voor Agea<span class=\"_ _1\"></span>s bij niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">betaling </span></span></div>\n<div class=\"t m0 x1d h64 y982 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk is. Voor<span class=\"_ _1\"></span>zieningen wor<span class=\"_ _1\"></span>den geschat<span class=\"_ _1\"></span> op basis va<span class=\"_ _1\"></span>n alle</div>\n<div class=\"t m0 x1d h64 y983 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e factore<span class=\"_ _0\"></span>n en inform<span class=\"_ _0\"></span>atie die o<span class=\"_ _0\"></span>p balansdat<span class=\"_ _0\"></span>um best<span class=\"_ _0\"></span>aan en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6c fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">discont<span class=\"_ _0\"></span>eerd tegen d<span class=\"_ _0\"></span>e risicovri<span class=\"_ _0\"></span>je rentev<span class=\"_ _0\"></span>oet.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 363px; height: 187px; width: 353px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x1d h6c y985 fff2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y986 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplich<span class=\"_ _1\"></span>tingen zijn o<span class=\"_ _1\"></span>nzekerheden w<span class=\"_ _1\"></span>aarvan het<span class=\"_ _1\"></span> bedrag</div>\n<div class=\"t m0 x1d h64 y987 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet met voldoend<span class=\"_ _1\"></span>e betrouwbaarh<span class=\"_ _1\"></span>eid kan worden ges<span class=\"_ _1\"></span>chat of wanneer</div>\n<div class=\"t m0 x1d h64 y988 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het niet wa<span class=\"_ _0\"></span>arschijn<span class=\"_ _0\"></span>lijk is dat<span class=\"_ _0\"></span> betaling v<span class=\"_ _0\"></span>ereist zal zi<span class=\"_ _0\"></span>jn om de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g af</div>\n<div class=\"t m0 x1d h64 y989 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te wikkelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 77px; width: 352.969px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 822px; width: 353px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 965px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yebb fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.18 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Gereali<span class=\"_ _1\"></span>seerde en ni<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">gerealisee<span class=\"_ _0\"></span>rde winst<span class=\"_ _0\"></span>en en verli<span class=\"_ _0\"></span>ezen<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yebc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten die <span class=\"_ _1\"></span>worden aangemer<span class=\"_ _1\"></span>kt als voo<span class=\"_ _1\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yebd fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden, ve<span class=\"_ _0\"></span>rtegenw<span class=\"_ _0\"></span>oordige<span class=\"_ _0\"></span>n de gerealis<span class=\"_ _0\"></span>eerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen</div>\n<div class=\"t m0 x1d h64 yebe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op verkopen en des<span class=\"_ _1\"></span>investeringen<span class=\"_ _1\"></span> het verschil tus<span class=\"_ _1\"></span>sen d<span class=\"lsed ws112\">e ontvang<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yebf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> de oorspronkelijke<span class=\"_ _1\"></span> boekwaarde van he<span class=\"_ _1\"></span>t verkochte</div>\n<div class=\"t m0 x1d h64 ydc8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actief, verm<span class=\"_ _1\"></span>inderd met e<span class=\"_ _1\"></span>ventuele in<span class=\"_ _1\"></span> de resulta<span class=\"_ _1\"></span>tenrekening ve<span class=\"_ _1\"></span>rantwoorde</div>\n<div class=\"t m0 x1d h64 yec0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n en gecorri<span class=\"_ _0\"></span>geerd voor het<span class=\"_ _0\"></span> effect va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yec1 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele he<span class=\"_ _1\"></span>dge accounting<span class=\"_ _1\"></span>. Gerealiseerde<span class=\"_ _1\"></span> <span class=\"lsed ws112\">winsten e<span class=\"_ _0\"></span>n verlieze<span class=\"_ _0\"></span>n uit </span></div>\n<div class=\"t m0 x1d h64 yec2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkope<span class=\"_ _0\"></span>n worden in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing verant<span class=\"_ _0\"></span>woord in d<span class=\"_ _0\"></span>e rubriek</div>\n<div class=\"t m0 x1d h64 yec3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Resultaat op<span class=\"_ _1\"></span> verkoop<span class=\"_ _1\"></span> en herwaarder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yec4 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec5 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bij fina<span class=\"_ _0\"></span>nci\u00eble i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nten di<span class=\"_ _0\"></span>e via de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng tege<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yec6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>, wordt he<span class=\"_ _1\"></span>t <span class=\"ws11e\">verschil tussen d<span class=\"_ _1\"></span>e boekwaarde </span></div>\n<div class=\"t m0 x1d h64 yec7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>einde van d<span class=\"_ _1\"></span>e huidige <span class=\"_ _1\"></span>verslagperiode e<span class=\"_ _1\"></span>n de voorg<span class=\"_ _1\"></span>aande</div>\n<div class=\"t m0 x1d h64 yec8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> in de resultatenre<span class=\"_ _1\"></span>kening opgenomen<span class=\"_ _1\"></span> onder Resultaat op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec9 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop en <span class=\"_ _1\"></span>herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 246px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij derivat<span class=\"_ _1\"></span>en wordt he<span class=\"_ _1\"></span>t verschil<span class=\"_ _1\"></span> tussen de <span class=\"_ _1\"></span>'schone' re\u00ebl<span class=\"_ _1\"></span>e waarde (<span class=\"_ _1\"></span>dat wil</div>\n<div class=\"t m0 x2c h64 y8a6 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggen, zonder<span class=\"_ _1\"></span> het niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _1\"></span>aliseerde gede<span class=\"_ _1\"></span>elte van de</div>\n<div class=\"t m0 x2c h64 y8a7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentebi<span class=\"_ _0\"></span>jboekin<span class=\"_ _0\"></span>gen) aan het<span class=\"_ _0\"></span> einde van de l<span class=\"_ _0\"></span>opende vers<span class=\"_ _0\"></span>lagper<span class=\"_ _0\"></span>iode en de</div>\n<div class=\"t m0 x2c h64 y8a8 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorga<span class=\"_ _0\"></span>ande versl<span class=\"_ _0\"></span>agperio<span class=\"_ _0\"></span>de in de result<span class=\"_ _0\"></span>atenr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>erantwoo<span class=\"_ _0\"></span>rd onder</div>\n<div class=\"t m0 x2c h64 y8a9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resulta<span class=\"_ _0\"></span>at op verko<span class=\"_ _0\"></span>op en <span class=\"lsef ws113\">herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8aa fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij terugboe<span class=\"_ _1\"></span>king of e<span class=\"_ _1\"></span>en bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ring op een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief, worden de eerde<span class=\"_ _1\"></span>r rechtstreeks<span class=\"_ _1\"></span> in het eigen vermoge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8ad fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkte niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealis<span class=\"_ _1\"></span>eerde winsten <span class=\"_ _1\"></span>en verlie<span class=\"_ _1\"></span>zen overgedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ae fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 945px; height: 156px; width: 353px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1d h64 ye3a fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.20 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Winstbe<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yecc fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Actuele bela<span class=\"_ _1\"></span>stingverplich<span class=\"_ _1\"></span>tingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yecd fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>e belasti<span class=\"_ _0\"></span>ngverp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn v<span class=\"_ _0\"></span>erschu<span class=\"_ _0\"></span>ldigde (t<span class=\"_ _0\"></span>erug te v<span class=\"_ _0\"></span>ordere<span class=\"_ _0\"></span>n)</div>\n<div class=\"t m0 x1d h64 yece fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> de fiscale wi<span class=\"_ _0\"></span>nst (het fi<span class=\"_ _0\"></span>scale verli<span class=\"_ _0\"></span>es)</div>\n<div class=\"t m0 x1d h64 yecf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over een pe<span class=\"_ _0\"></span>riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed0 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yed1 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Winstb<span class=\"_ _0\"></span>elasting di<span class=\"_ _0\"></span>e op winste<span class=\"_ _0\"></span>n moet wor<span class=\"_ _0\"></span>den betaal<span class=\"_ _0\"></span>d, wordt als<span class=\"_ _0\"></span> last</div>\n<div class=\"t m0 x1d h64 yed2 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de belast<span class=\"_ _0\"></span>ingwet<span class=\"_ _0\"></span>geving d<span class=\"_ _0\"></span>ie in elk<span class=\"_ _0\"></span> rechtsg<span class=\"_ _0\"></span>ebied</div>\n<div class=\"t m0 x1d h64 yed3 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldt in de pe<span class=\"_ _0\"></span>riode waa<span class=\"_ _0\"></span>rin de winst<span class=\"_ _0\"></span>en ontsta<span class=\"_ _0\"></span>an. De belas<span class=\"_ _0\"></span>tingeff<span class=\"_ _0\"></span>ecten</div>\n<div class=\"t m0 x1d h64 ye43 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van voor v<span class=\"_ _0\"></span>oorwaa<span class=\"_ _0\"></span>rtse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie besch<span class=\"_ _0\"></span>ikbare</div>\n<div class=\"t m0 x1d h64 ye44 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lastings<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span><span class=\"ws11d\">en wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord <span class=\"_ _0\"></span>als een uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 ye45 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngvorde<span class=\"_ _0\"></span>ring ind<span class=\"_ _0\"></span>ien het waars<span class=\"_ _0\"></span>chijnli<span class=\"_ _0\"></span>jk is dat er toek<span class=\"_ _0\"></span>omstig<span class=\"_ _0\"></span>e fiscale</div>\n<div class=\"t m0 x1d h64 ye46 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">winst wordt gere<span class=\"_ _1\"></span>aliseerd waarmee<span class=\"_ _1\"></span> die verliezen kunn<span class=\"_ _1\"></span>en worden</div>\n<div class=\"t m0 x1d h64 ye47 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye48 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye49 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een juridis<span class=\"_ _1\"></span>che entiteit oordee<span class=\"_ _1\"></span>lt dat het niet waar<span class=\"_ _1\"></span>schijnlijk i<span class=\"lsed ws112\">s dat de </span></div>\n<div class=\"t m0 x1d h64 ye4a fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desbetreffende<span class=\"_ _1\"></span> belastingdien<span class=\"_ _1\"></span>st de toeg<span class=\"_ _1\"></span>epaste belast<span class=\"_ _1\"></span>ingbehandeling</div>\n<div class=\"t m0 x1d h64 ye4b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvaa<span class=\"_ _0\"></span>rdt, dan too<span class=\"_ _0\"></span>nt deze jurid<span class=\"_ _0\"></span>ische ent<span class=\"_ _0\"></span>iteit de on<span class=\"_ _0\"></span>zekerhe<span class=\"_ _0\"></span>idsfact<span class=\"_ _0\"></span>or voor</div>\n<div class=\"t m0 x1d h64 yeb9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">elke onzek<span class=\"_ _0\"></span>ere bela<span class=\"_ _0\"></span>stingb<span class=\"_ _0\"></span>ehandeli<span class=\"_ _0\"></span>ng door het<span class=\"_ _0\"></span>zij het mee<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x1d h64 yeba fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarschijnlij<span class=\"_ _1\"></span>ke bedrag <span class=\"_ _1\"></span>te gebruiken<span class=\"_ _1\"></span>, of de v<span class=\"_ _1\"></span>erwachte waarde<span class=\"_ _1\"></span>, gebaseerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydaf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een reeks m<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>e uitkoms<span class=\"_ _0\"></span>ten, afha<span class=\"_ _0\"></span>nkelijk we<span class=\"_ _0\"></span>lke metho<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x1d h64 ydb0 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onzekerheid <span class=\"_ _1\"></span>de uitkomst <span class=\"_ _1\"></span>van de onz<span class=\"_ _1\"></span>ekerheid he<span class=\"_ _1\"></span>t beste voor<span class=\"_ _1\"></span>spelt.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yed4 fffc fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed5 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Uitgest<span class=\"_ _0\"></span>elde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>zijn in t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige peri<span class=\"_ _0\"></span>oden te</div>\n<div class=\"t m0 x1d h64 yed6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen w<span class=\"_ _0\"></span>instbel<span class=\"_ _0\"></span>astingen m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot fis<span class=\"_ _0\"></span>cale tijd<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x1d h64 yed7 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> zijn in toekomst<span class=\"_ _1\"></span>ige perioden terug<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 yed8 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vordere<span class=\"_ _0\"></span>n winst<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>betrekk<span class=\"_ _0\"></span>ing tot v<span class=\"_ _0\"></span>errekenb<span class=\"_ _0\"></span>are tijd<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1d h64 yed9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen, voor<span class=\"_ _0\"></span>waartse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gecompense<span class=\"lsed ws11d\">erde fiscale </span></span></span></div>\n<div class=\"t m0 x1d h64 yeda fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en en voo<span class=\"_ _0\"></span>rwaarts<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatie van <span class=\"_ _0\"></span>ongeb<span class=\"_ _0\"></span>ruikte f<span class=\"_ _0\"></span>iscaal</div>\n<div class=\"t m0 x1d h64 yedb fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verrekenbare t<span class=\"_ _1\"></span>egoeden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yedc fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yedd fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen worden<span class=\"_ _1\"></span> volledig verantwoor<span class=\"_ _1\"></span>d op basis van de</div>\n<div class=\"t m0 x1d h64 yede fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">balansm<span class=\"_ _0\"></span>ethode <span class=\"_ _0\"></span>op tijdel<span class=\"_ _0\"></span>ijke vers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n tussen d<span class=\"_ _0\"></span>e fiscal<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de</div>\n<div class=\"t m0 x1d h64 yedf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen en de bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de daarva<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x1d h64 yee0 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Geconsolideerde<span class=\"_ _1\"></span> Jaarrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee1 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee2 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De per bala<span class=\"_ _0\"></span>nsdatum v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>lde of grot<span class=\"_ _0\"></span>endeels<span class=\"_ _0\"></span> vastgeste<span class=\"_ _0\"></span>lde tariev<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yee3 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> uitgestelde<span class=\"_ _1\"></span> belastingen <span class=\"_ _1\"></span>te bepalen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee4 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> worden verantwoord<span class=\"_ _1\"></span> voor zover het</div>\n<div class=\"t m0 x1d h64 yebb fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk is d<span class=\"_ _0\"></span>at er fisca<span class=\"_ _0\"></span>le toekom<span class=\"_ _0\"></span>stige wins<span class=\"_ _0\"></span>t beschi<span class=\"_ _0\"></span>kbaar zal zi<span class=\"_ _0\"></span>jn om</div>\n<div class=\"t m0 x1d h64 yebc fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een deel of de g<span class=\"_ _0\"></span>ehele uitg<span class=\"_ _0\"></span>esteld<span class=\"_ _0\"></span>e belastin<span class=\"_ _0\"></span>gvorde<span class=\"_ _0\"></span>ring te verr<span class=\"_ _0\"></span>ekenen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yebd fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yebe fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een uitge<span class=\"_ _1\"></span>stelde belasti<span class=\"_ _1\"></span>ngvordering <span class=\"_ _1\"></span>wordt opgenomen<span class=\"_ _1\"></span> voor bela<span class=\"_ _1\"></span>stbare</div>\n<div class=\"t m0 x1d h64 yebf fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hillen d<span class=\"_ _0\"></span>ie verb<span class=\"_ _0\"></span>and ho<span class=\"ws112\">u<span class=\"_ _0\"></span>den met inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in </span></div>\n<div class=\"t m0 x1d h64 ydc8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen, gea<span class=\"_ _1\"></span>ssocieerde dee<span class=\"_ _1\"></span>lnemingen en<span class=\"_ _1\"></span> joint ven<span class=\"_ _1\"></span>tures,</div>\n<div class=\"t m0 x1d h64 yec0 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tenzij <span class=\"_ _0\"></span>het tijdst<span class=\"_ _0\"></span>ip waar<span class=\"_ _0\"></span>op het ti<span class=\"_ _0\"></span>jdelijk<span class=\"_ _0\"></span>e verschi<span class=\"_ _0\"></span>l wordt af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld kan</div>\n<div class=\"t m0 x1d h64 yec1 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>bepaald <span class=\"_ _0\"></span>en het waa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk is<span class=\"_ _0\"></span> dat het t<span class=\"_ _0\"></span>ijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hil in de</div>\n<div class=\"t m0 x1d h64 yec2 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nabije toekom<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">niet zal wor<span class=\"_ _0\"></span>den afge<span class=\"_ _0\"></span>wikkeld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yec3 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec4 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Huidige en<span class=\"_ _1\"></span> uitgestelde <span class=\"_ _1\"></span>belastingen d<span class=\"_ _1\"></span>ie betrek<span class=\"_ _1\"></span>king hebben <span class=\"_ _1\"></span>op</div>\n<div class=\"t m0 x1d h64 yec5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herwaardering<span class=\"_ _1\"></span> tegen re\u00eble waarde<span class=\"_ _1\"></span> van balansposten die r<span class=\"_ _1\"></span>echtstreeks<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als lasten<span class=\"_ _0\"></span> of baten in eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erwerkt (z<span class=\"_ _0\"></span>oals voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 yec7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen <span class=\"lsef ws11d\">en kasstroomafdekkingen)<span class=\"_ _1\"></span>, worden </span></div>\n<div class=\"t m0 x1d h64 yec8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ook recht<span class=\"_ _1\"></span>streeks als <span class=\"_ _1\"></span>baten of l<span class=\"_ _1\"></span>asten in h<span class=\"_ _1\"></span>et eigen <span class=\"_ _1\"></span>vermogen verant<span class=\"_ _1\"></span>woord</div>\n<div class=\"t m0 x1d h64 yec9 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en word<span class=\"_ _0\"></span>en vervo<span class=\"_ _0\"></span>lgens sam<span class=\"_ _0\"></span>en met d<span class=\"_ _0\"></span>e uitges<span class=\"_ _0\"></span>telde w<span class=\"_ _0\"></span>inst of<span class=\"_ _0\"></span> het uitge<span class=\"_ _0\"></span>stelde</div>\n<div class=\"t m0 x1d h64 yeca fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> in de resultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing vera<span class=\"_ _0\"></span>ntwoord.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 545px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 932px; width: 353px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForExpensesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag339": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y994 ffaf fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardeverminderingen<span class=\"_ _1\"></span> van financi\u00eble <span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ctiva<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y995 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een financ<span class=\"_ _0\"></span>ieel acti<span class=\"_ _0\"></span>ef (of een gr<span class=\"_ _0\"></span>oep financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a) geclass<span class=\"_ _0\"></span>ificee<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y996 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop beschik<span class=\"_ _0\"></span>baar, len<span class=\"_ _0\"></span>ingen e<span class=\"_ _0\"></span>n vordering<span class=\"_ _0\"></span>en of tot<span class=\"_ _0\"></span> einde loopti<span class=\"_ _0\"></span>jd</div>\n<div class=\"t m0 x2c h64 y997 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden w<span class=\"_ _1\"></span>ordt beschouw<span class=\"_ _1\"></span>d als onderh<span class=\"_ _1\"></span>evig aan een <span class=\"_ _1\"></span>bijzondere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y999 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11d\">Er<span class=\"_ _1\"></span> objectief<span class=\"_ _1\"></span> bew<span class=\"lsed ws112\">ijs is van de waa<span class=\"_ _0\"></span>rdevermi<span class=\"_ _0\"></span>ndering a<span class=\"_ _0\"></span>ls gevolg va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc13 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een of meer v<span class=\"_ _0\"></span>erliesge<span class=\"_ _0\"></span>beurteni<span class=\"_ _0\"></span>ssen of aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gen (bijv<span class=\"_ _0\"></span>oorbeel<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a0 h64 yc14 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge financi<span class=\"_ _0\"></span>\u00eble proble<span class=\"_ _0\"></span>men bij de emit<span class=\"_ _0\"></span>tent), d<span class=\"_ _0\"></span>ie hebben</div>\n<div class=\"t m0 x1a0 h64 yc15 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> na de eerste opname van<span class=\"_ _1\"></span> het actief; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws112\">Deze verliesge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is (of ge<span class=\"lsef ws11d\">beurtenissen) een<span class=\"_ _1\"></span> impact </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft/hebben op<span class=\"_ _1\"></span> de geraamde toekoms<span class=\"_ _1\"></span>tige kasstromen van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1a0 h64 yc18 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief (of de groep<span class=\"_ _1\"></span> van financi\u00eble ac<span class=\"_ _1\"></span>tiva) die betrouwbaa<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x1a0 h64 yc19 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>eraamd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor aand<span class=\"_ _0\"></span>elen omvat<span class=\"_ _0\"></span>ten de event<span class=\"_ _0\"></span>uele obje<span class=\"_ _0\"></span>ctieve aa<span class=\"_ _0\"></span>nwijzin<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 ya3e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span><span class=\"lsef ws11e\">deverminder<span class=\"_ _1\"></span>ingen onder meer<span class=\"_ _1\"></span> het feit of de re\u00eb<span class=\"_ _1\"></span>le </span></div>\n<div class=\"t m0 x2c h64 ya3f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde per<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum significant<span class=\"_ _1\"></span> (25%) bene<span class=\"_ _1\"></span>den de boek<span class=\"_ _1\"></span>waarde</div>\n<div class=\"t m0 x2c h64 ya40 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ligt of <span class=\"_ _1\"></span>per de balans<span class=\"_ _1\"></span>datum gedurende <span class=\"_ _1\"></span>een lange<span class=\"_ _1\"></span>re periode<span class=\"_ _1\"></span> beneden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya41 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde is<span class=\"_ _1\"></span> geweest (365 opeen<span class=\"_ _1\"></span>volgende dagen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afhankelijk van<span class=\"_ _1\"></span> het type financiee<span class=\"_ _1\"></span>l actief, kan de<span class=\"_ _1\"></span> realiseerbare waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya44 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als volgt worden<span class=\"_ _1\"></span> geschat: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">D<span class=\"_ _1\"></span>e re\u00eble waarde op<span class=\"_ _1\"></span> basis van een waarneemb<span class=\"_ _1\"></span>are marktprijs<span class=\"_ _1\"></span>;</span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya46 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e op basis<span class=\"_ _0\"></span> van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">waarneembare<span class=\"_ _1\"></span> marktgegevens</span>;<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya47 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">Op<span class=\"_ _1\"></span> basis van de re\u00eble<span class=\"_ _1\"></span> waarde van zekerhede<span class=\"_ _1\"></span>n. </span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4a ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien wor<span class=\"_ _0\"></span><span class=\"ws11d\">dt vast<span class=\"_ _0\"></span>gesteld <span class=\"_ _0\"></span>dat een<span class=\"ls0 ws0\"> </span><span class=\"lsef\">voor verkoop besch<span class=\"_ _1\"></span>ikbaar<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">actief een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> heeft ondergaan, wo<span class=\"_ _1\"></span>rdt het bedrag van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4c ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bijzond<span class=\"_ _1\"></span>ere waardeverm<span class=\"_ _1\"></span>indering opg<span class=\"_ _1\"></span>enomen in<span class=\"_ _1\"></span> de resul<span class=\"_ _1\"></span>tatenrekening.</div>\n<div class=\"t m0 x2c h64 ya4d ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">ger<span class=\"_ _1\"></span>ealiseerde e<span class=\"_ _1\"></span>n voorheen <span class=\"_ _1\"></span>in het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>opgenom<span class=\"ws113\">en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en van voor ve<span class=\"_ _0\"></span>rkoop besc<span class=\"_ _0\"></span>hikbare ac<span class=\"_ _0\"></span>tiva die ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya4f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing hebben on<span class=\"_ _1\"></span>dergaan, wo<span class=\"_ _1\"></span>rden overged<span class=\"_ _1\"></span>ragen naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ya50 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening op he<span class=\"_ _1\"></span>t moment da<span class=\"_ _1\"></span>t de bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya51 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zich v<span class=\"_ _1\"></span>oordoet. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode d<span class=\"_ _0\"></span>e re\u00eble waa<span class=\"_ _0\"></span>rde van een</div>\n<div class=\"t m0 x1d h64 yccb ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldinstrum<span class=\"_ _1\"></span>ent dat is <span class=\"_ _1\"></span>geclassifi<span class=\"_ _1\"></span>ceerd als be<span class=\"_ _1\"></span>schikbaar voor<span class=\"_ _1\"></span> verkoop,</div>\n<div class=\"t m0 x1d h64 yccc ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgt e<span class=\"_ _0\"></span>n de stij<span class=\"_ _0\"></span>ging obj<span class=\"_ _0\"></span>ectief i<span class=\"_ _0\"></span>n verban<span class=\"_ _0\"></span>d kan wor<span class=\"_ _0\"></span>den gebr<span class=\"_ _0\"></span>acht met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 yccd ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enis die pl<span class=\"_ _0\"></span>aatsvo<span class=\"_ _0\"></span>nd na de opnam<span class=\"_ _0\"></span>e van het bedr<span class=\"_ _0\"></span>ag van de</div>\n<div class=\"t m0 x1d h64 ycce ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening, valt<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x1d h64 yccf ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> vrij, waarbij<span class=\"_ _1\"></span> het bedrag van de</div>\n<div class=\"t m0 x1d h64 ycd0 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijval wo<span class=\"_ _1\"></span>rdt verwerkt <span class=\"_ _1\"></span>in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Verdere p<span class=\"_ _1\"></span>ositieve</div>\n<div class=\"t m0 x1d h64 ycd1 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n van als <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>beschikbare <span class=\"_ _1\"></span>schuldinstru<span class=\"_ _1\"></span>menten</div>\n<div class=\"t m0 x1d h64 y960 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden opgen<span class=\"_ _1\"></span>om<span class=\"lsed\">en in ov<span class=\"_ _0\"></span>erig com<span class=\"_ _0\"></span>prehens<span class=\"_ _0\"></span>ive inco<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en voor al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschi<span class=\"_ _1\"></span>kbare</div>\n<div class=\"t m0 x1d h64 y963 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>menten worden niet v<span class=\"_ _1\"></span>ia de resultatenre<span class=\"_ _1\"></span>kening</div>\n<div class=\"t m0 x1d h64 y964 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggenomen.<span class=\"_ _1\"></span> Stijgingen i<span class=\"_ _1\"></span>n de re\u00ebl<span class=\"_ _1\"></span>e waarde na<span class=\"_ _1\"></span> de bijzon<span class=\"_ _1\"></span>dere</div>\n<div class=\"t m0 x1d h64 y965 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering word<span class=\"_ _0\"></span>en rechtst<span class=\"_ _0\"></span>reeks ve<span class=\"_ _0\"></span>rwerkt in ov<span class=\"_ _0\"></span>erig</div>\n<div class=\"t m0 x1d h64 y966 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 220px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 535px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 540px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h6c ya4b ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering op<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya4c ffc9 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik en<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4d ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Net als and<span class=\"_ _0\"></span>ere niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi\u00eble activa on<span class=\"_ _1\"></span>dergaat vastgoed v<span class=\"_ _1\"></span>oor eigen </span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardevermind<span class=\"_ _1\"></span>ering als <span class=\"_ _1\"></span>de boekwaarde<span class=\"_ _1\"></span> hoger is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan de rea<span class=\"_ _1\"></span>liseerbare wa<span class=\"_ _1\"></span>arde. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya50 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De realiseerb<span class=\"_ _1\"></span>are waarde <span class=\"_ _1\"></span>wordt bepaal<span class=\"_ _1\"></span>d als he<span class=\"_ _1\"></span>t hoogste b<span class=\"_ _1\"></span>edrag van</div>\n<div class=\"t m0 x2c h64 ya52 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hetzij: de r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verminderd met ve<span class=\"_ _1\"></span>rkoopkosten of de </span></span></div>\n<div class=\"t m0 x2c h64 ya53 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfswaarde<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde verminde<span class=\"_ _1\"></span>rd met verkoo<span class=\"_ _1\"></span>pkosten is<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g dat </span></span></div>\n<div class=\"t m0 x1a0 h64 ycd8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen worden<span class=\"_ _1\"></span> verkregen door de ve<span class=\"_ _1\"></span>rkoop van een actie<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x69 h64 yab7 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een ordel<span class=\"_ _0\"></span>ijke trans<span class=\"_ _0\"></span>actie tuss<span class=\"_ _0\"></span>en markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n (op basis v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x69 h64 yab8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarneembare<span class=\"_ _1\"></span> en ni<span class=\"lsed ws111\">et<span class=\"ls0 ws0\">-</span></span><span class=\"ws11e\">waarneemb<span class=\"_ _1\"></span>are marktgegevens<span class=\"_ _1\"></span>), na aftrek </span></div>\n<div class=\"t m0 x69 h64 yab9 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verk<span class=\"_ _0\"></span>oopkost<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 yaba ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">De bedrijfswaa<span class=\"_ _0\"></span>rde is de cont<span class=\"_ _0\"></span>ante waa<span class=\"_ _0\"></span>rde van gesch<span class=\"_ _0\"></span>atte </span></span></div>\n<div class=\"t m0 x69 h64 yabb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> kasstromen waarvan<span class=\"_ _1\"></span> verwacht wordt dat<span class=\"_ _1\"></span> ze zullen</div>\n<div class=\"t m0 x69 h64 yabc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortvl<span class=\"_ _0\"></span>oeien uit het<span class=\"_ _0\"></span> voortgez<span class=\"_ _0\"></span>ette gebr<span class=\"_ _0\"></span>uik van een act<span class=\"_ _0\"></span>ief en uit de</div>\n<div class=\"t m0 x69 h64 yabd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervreemding<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an dat acti<span class=\"_ _0\"></span>ef aan het ein<span class=\"_ _0\"></span>de van de geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur, </span></div>\n<div class=\"t m0 x69 h64 yabe ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zonder aftre<span class=\"_ _1\"></span>k van ove<span class=\"_ _1\"></span>rdrachtsbelastin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabf ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycd9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aan het e<span class=\"_ _1\"></span>inde van iede<span class=\"_ _1\"></span>re verslagp<span class=\"_ _1\"></span>eriode beoorde<span class=\"_ _1\"></span>elt Ageas<span class=\"_ _1\"></span> of er</div>\n<div class=\"t m0 x1d h64 ycda ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>eve aanwi<span class=\"_ _0\"></span>jzinge<span class=\"_ _0\"></span>n bestaan dat<span class=\"_ _0\"></span> het actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 ycdb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Hierb<span class=\"ws11d\">ij word<span class=\"_ _1\"></span>t rekening <span class=\"_ _1\"></span>gehouden </span></div>\n<div class=\"t m0 x1d h64 ycdc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met diver<span class=\"_ _1\"></span>se informatieb<span class=\"_ _1\"></span>ronnen, zowel <span class=\"_ _1\"></span>extern (bij<span class=\"_ _1\"></span>voorbeeld bel<span class=\"_ _1\"></span>angrijke</div>\n<div class=\"t m0 x1d h64 ycdd ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in het econ<span class=\"_ _1\"></span>omische kli<span class=\"_ _1\"></span>maat) als i<span class=\"_ _1\"></span>ntern (bij<span class=\"_ _1\"></span>voorbeeld</div>\n<div class=\"t m0 x1d h64 ycde ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desinvestering<span class=\"_ _1\"></span>splannen). I<span class=\"_ _1\"></span>ndien dergeli<span class=\"_ _1\"></span>jke aanwijzingen <span class=\"_ _1\"></span>bestaan (<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1d h64 ycdf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end dan), v<span class=\"_ _0\"></span>erlaagt<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Ageas de boekwaarde <span class=\"_ _1\"></span>van het ac<span class=\"_ _1\"></span>tief naar de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yce0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geschatte re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde en het <span class=\"_ _1\"></span>bedrag v<span class=\"_ _1\"></span>an de verande<span class=\"_ _1\"></span>ring in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce1 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lopende jaar wo<span class=\"_ _1\"></span>rdt verwerkt in de re<span class=\"_ _1\"></span>sultatenreken<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce3 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na opname<span class=\"_ _1\"></span> van een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yce4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving vo<span class=\"_ _0\"></span>or toek<span class=\"_ _0\"></span>omstige<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">perioden gecorrigeerd voor<span class=\"_ _1\"></span> de herziene </span></span></div>\n<div class=\"t m0 x1d h64 yce5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde onder v<span class=\"_ _0\"></span>erminde<span class=\"_ _0\"></span>ring van de res<span class=\"_ _0\"></span>twaar<span class=\"_ _0\"></span>de over de rest<span class=\"_ _0\"></span>erende</div>\n<div class=\"t m0 x1d h64 yce6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiksduur<span class=\"_ _1\"></span> van het a<span class=\"_ _1\"></span>ctief. Voor<span class=\"_ _1\"></span> vastgoed <span class=\"_ _1\"></span>wordt de ge<span class=\"_ _1\"></span>bruiksduur <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 yce7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">elk belang<span class=\"_ _1\"></span>rijk onderdeel<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span> bepaald en <span class=\"_ _1\"></span>aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar herbe<span class=\"ws113\">oordee<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yce9 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode h<span class=\"_ _0\"></span>et bedrag v<span class=\"_ _0\"></span>an de bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x1d h64 yceb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen op nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">finan<span class=\"_ _1\"></span>ci\u00eble activa, uitgez<span class=\"_ _1\"></span>onderd dalingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ycec ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in de goodwill,<span class=\"_ _1\"></span> daalt als gevolg van<span class=\"_ _1\"></span> een gebeurteni<span class=\"_ _1\"></span>s die zich voordoet<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yced ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na de waard<span class=\"_ _0\"></span>evermi<span class=\"_ _0\"></span>ndering,<span class=\"_ _0\"></span> valt de eerde<span class=\"_ _0\"></span>r opg<span class=\"lsef ws113\">enomen </span></div>\n<div class=\"t m0 x1d h64 ycee ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g vrij in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Deze verhoogde</div>\n<div class=\"t m0 x1d h64 ycef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde ma<span class=\"_ _0\"></span>g niet hoge<span class=\"_ _0\"></span>r zijn dan de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e die zou zijn be<span class=\"_ _0\"></span>paald, na</div>\n<div class=\"t m0 x1d h64 ycf0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afschrijvinge<span class=\"_ _1\"></span>n, als in voorgaand<span class=\"_ _1\"></span>e jaren geen bi<span class=\"_ _1\"></span>jzondere</div>\n<div class=\"t m0 x1d h64 ycf1 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering voo<span class=\"_ _0\"></span>r het ac<span class=\"_ _0\"></span>tief was <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351.997px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 161px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y991 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Goodwi<span class=\"_ _0\"></span>ll is een immat<span class=\"_ _0\"></span>erieel vast<span class=\"_ _0\"></span> actief met<span class=\"_ _0\"></span> een onbep<span class=\"_ _0\"></span>aalde lev<span class=\"_ _0\"></span>ensduur</div>\n<div class=\"t m0 x2c h64 y993 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en, net als all<span class=\"_ _0\"></span>e andere im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste act<span class=\"_ _0\"></span>iva met onb<span class=\"_ _0\"></span>epaalde</div>\n<div class=\"t m0 x2c h64 y994 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur, w<span class=\"_ _1\"></span>ordt de boe<span class=\"_ _1\"></span>kwaarde van <span class=\"_ _1\"></span>d<span class=\"lsed ws112\">eze immat<span class=\"_ _0\"></span>eri\u00eble<span class=\"_ _0\"></span> vaste activa </span></div>\n<div class=\"t m0 x2c h64 y995 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarlijks beoo<span class=\"_ _1\"></span>rdeeld, of frequen<span class=\"_ _1\"></span>ter, als gebeurteni<span class=\"_ _1\"></span>ssen of verande<span class=\"_ _1\"></span>ringen</div>\n<div class=\"t m0 x2c h64 y996 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van omstandig<span class=\"_ _1\"></span>heden aange<span class=\"_ _1\"></span>ven dat een<span class=\"_ _1\"></span> dergelijke <span class=\"_ _1\"></span>boekwaarde n<span class=\"_ _1\"></span>iet</div>\n<div class=\"t m0 x2c h64 y997 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">realiseerbaar<span class=\"_ _1\"></span> is. In d<span class=\"_ _1\"></span>at geval<span class=\"_ _1\"></span> wordt de real<span class=\"_ _1\"></span>iseerbare wa<span class=\"_ _1\"></span>arde bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>kasstroomgenerere<span class=\"_ _1\"></span>nde eenheid w<span class=\"_ _1\"></span>aaraan goodwil<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x2c h64 y999 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegerekend. <span class=\"_ _1\"></span>Deze waarde<span class=\"_ _1\"></span> wordt dan v<span class=\"_ _1\"></span>ergeleken m<span class=\"_ _1\"></span>et de boe<span class=\"_ _1\"></span>kwaarde</div>\n<div class=\"t m0 x2c h64 yc13 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>kasstroomgenereren<span class=\"_ _1\"></span>de eenheid <span class=\"_ _1\"></span>en als <span class=\"_ _1\"></span>de realiseerbar<span class=\"_ _1\"></span>e waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc14 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lager is<span class=\"_ _1\"></span> dan de boek<span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> een bijzo<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 yc15 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverlies <span class=\"_ _1\"></span>verantwoord. Bi<span class=\"_ _1\"></span>j<span class=\"ws11e\">zondere waarde<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yc16 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verminderings<span class=\"_ _1\"></span><span class=\"ws11e\">verliezen worden<span class=\"_ _1\"></span> onmiddellijk veran<span class=\"_ _1\"></span>twoord in de </span></div>\n<div class=\"t m0 x2c h64 yc17 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc19 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval v<span class=\"_ _0\"></span>an een bijzo<span class=\"_ _0\"></span>nder waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>derings<span class=\"_ _0\"></span>verlies v<span class=\"_ _0\"></span>erlaagt</div>\n<div class=\"t m0 x2c h64 yc1a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas eerst<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> aan de ka<span class=\"_ _1\"></span>sstroomgenererende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eenheid toeger<span class=\"_ _1\"></span>ekende goodw<span class=\"_ _1\"></span>ill <span class=\"ws11e\">en vervolge<span class=\"_ _1\"></span>ns de andere acti<span class=\"_ _1\"></span>va van de </span></div>\n<div class=\"t m0 x2c h64 ya3e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenhei<span class=\"_ _0\"></span>d naar rato va<span class=\"_ _0\"></span>n de boekwa<span class=\"_ _0\"></span>arde van elk act<span class=\"_ _0\"></span>ief in de ee<span class=\"_ _0\"></span>nheid.</div>\n<div class=\"t m0 x2c h64 ya3f ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eerder vera<span class=\"_ _1\"></span>ntwoorde bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderings<span class=\"_ _1\"></span>verliezen me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ya40 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot good<span class=\"_ _0\"></span>will wor<span class=\"_ _0\"></span>den niet ter<span class=\"_ _0\"></span>uggeboek<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 315px; width: 354px; z-index: 8;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag324": {
   "value": "\n<div class=\"t m0 x2c h6c y994 ffaf fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardeverminderingen<span class=\"_ _1\"></span> van financi\u00eble <span class=\"ls105 ws135\">a<span class=\"_ _1\"></span>ctiva<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y995 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een financ<span class=\"_ _0\"></span>ieel acti<span class=\"_ _0\"></span>ef (of een gr<span class=\"_ _0\"></span>oep financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a) geclass<span class=\"_ _0\"></span>ificee<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y996 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verk<span class=\"_ _0\"></span>oop beschik<span class=\"_ _0\"></span>baar, len<span class=\"_ _0\"></span>ingen e<span class=\"_ _0\"></span>n vordering<span class=\"_ _0\"></span>en of tot<span class=\"_ _0\"></span> einde loopti<span class=\"_ _0\"></span>jd</div>\n<div class=\"t m0 x2c h64 y997 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangehouden w<span class=\"_ _1\"></span>ordt beschouw<span class=\"_ _1\"></span>d als onderh<span class=\"_ _1\"></span>evig aan een <span class=\"_ _1\"></span>bijzondere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing als:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y999 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11d\">Er<span class=\"_ _1\"></span> objectief<span class=\"_ _1\"></span> bew<span class=\"lsed ws112\">ijs is van de waa<span class=\"_ _0\"></span>rdevermi<span class=\"_ _0\"></span>ndering a<span class=\"_ _0\"></span>ls gevolg va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc13 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een of meer v<span class=\"_ _0\"></span>erliesge<span class=\"_ _0\"></span>beurteni<span class=\"_ _0\"></span>ssen of aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gen (bijv<span class=\"_ _0\"></span>oorbeel<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a0 h64 yc14 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge financi<span class=\"_ _0\"></span>\u00eble proble<span class=\"_ _0\"></span>men bij de emit<span class=\"_ _0\"></span>tent), d<span class=\"_ _0\"></span>ie hebben</div>\n<div class=\"t m0 x1a0 h64 yc15 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> na de eerste opname van<span class=\"_ _1\"></span> het actief; en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws112\">Deze verliesge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is (of ge<span class=\"lsef ws11d\">beurtenissen) een<span class=\"_ _1\"></span> impact </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft/hebben op<span class=\"_ _1\"></span> de geraamde toekoms<span class=\"_ _1\"></span>tige kasstromen van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1a0 h64 yc18 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief (of de groep<span class=\"_ _1\"></span> van financi\u00eble ac<span class=\"_ _1\"></span>tiva) die betrouwbaa<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x1a0 h64 yc19 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>eraamd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1a ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor aand<span class=\"_ _0\"></span>elen omvat<span class=\"_ _0\"></span>ten de event<span class=\"_ _0\"></span>uele obje<span class=\"_ _0\"></span>ctieve aa<span class=\"_ _0\"></span>nwijzin<span class=\"_ _0\"></span>gen voor</div>\n<div class=\"t m0 x2c h64 ya3e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span><span class=\"lsef ws11e\">deverminder<span class=\"_ _1\"></span>ingen onder meer<span class=\"_ _1\"></span> het feit of de re\u00eb<span class=\"_ _1\"></span>le </span></div>\n<div class=\"t m0 x2c h64 ya3f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde per<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum significant<span class=\"_ _1\"></span> (25%) bene<span class=\"_ _1\"></span>den de boek<span class=\"_ _1\"></span>waarde</div>\n<div class=\"t m0 x2c h64 ya40 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ligt of <span class=\"_ _1\"></span>per de balans<span class=\"_ _1\"></span>datum gedurende <span class=\"_ _1\"></span>een lange<span class=\"_ _1\"></span>re periode<span class=\"_ _1\"></span> beneden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya41 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde is<span class=\"_ _1\"></span> geweest (365 opeen<span class=\"_ _1\"></span>volgende dagen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya42 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya43 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afhankelijk van<span class=\"_ _1\"></span> het type financiee<span class=\"_ _1\"></span>l actief, kan de<span class=\"_ _1\"></span> realiseerbare waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya44 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als volgt worden<span class=\"_ _1\"></span> geschat: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">D<span class=\"_ _1\"></span>e re\u00eble waarde op<span class=\"_ _1\"></span> basis van een waarneemb<span class=\"_ _1\"></span>are marktprijs<span class=\"_ _1\"></span>;</span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya46 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e op basis<span class=\"_ _0\"></span> van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">waarneembare<span class=\"_ _1\"></span> marktgegevens</span>;<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya47 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">of<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsef ws11e\">Op<span class=\"_ _1\"></span> basis van de re\u00eble<span class=\"_ _1\"></span> waarde van zekerhede<span class=\"_ _1\"></span>n. </span><span class=\"ffad\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4a ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien wor<span class=\"_ _0\"></span><span class=\"ws11d\">dt vast<span class=\"_ _0\"></span>gesteld <span class=\"_ _0\"></span>dat een<span class=\"ls0 ws0\"> </span><span class=\"lsef\">voor verkoop besch<span class=\"_ _1\"></span>ikbaar<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">actief een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzondere waard<span class=\"_ _1\"></span>evermindering<span class=\"_ _1\"></span> heeft ondergaan, wo<span class=\"_ _1\"></span>rdt het bedrag van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4c ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bijzond<span class=\"_ _1\"></span>ere waardeverm<span class=\"_ _1\"></span>indering opg<span class=\"_ _1\"></span>enomen in<span class=\"_ _1\"></span> de resul<span class=\"_ _1\"></span>tatenrekening.</div>\n<div class=\"t m0 x2c h64 ya4d ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">ger<span class=\"_ _1\"></span>ealiseerde e<span class=\"_ _1\"></span>n voorheen <span class=\"_ _1\"></span>in het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>opgenom<span class=\"ws113\">en </span></span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en van voor ve<span class=\"_ _0\"></span>rkoop besc<span class=\"_ _0\"></span>hikbare ac<span class=\"_ _0\"></span>tiva die ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya4f ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing hebben on<span class=\"_ _1\"></span>dergaan, wo<span class=\"_ _1\"></span>rden overged<span class=\"_ _1\"></span>ragen naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ya50 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening op he<span class=\"_ _1\"></span>t moment da<span class=\"_ _1\"></span>t de bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 ya51 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zich v<span class=\"_ _1\"></span>oordoet. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode d<span class=\"_ _0\"></span>e re\u00eble waa<span class=\"_ _0\"></span>rde van een</div>\n<div class=\"t m0 x1d h64 yccb ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schuldinstrum<span class=\"_ _1\"></span>ent dat is <span class=\"_ _1\"></span>geclassifi<span class=\"_ _1\"></span>ceerd als be<span class=\"_ _1\"></span>schikbaar voor<span class=\"_ _1\"></span> verkoop,</div>\n<div class=\"t m0 x1d h64 yccc ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgt e<span class=\"_ _0\"></span>n de stij<span class=\"_ _0\"></span>ging obj<span class=\"_ _0\"></span>ectief i<span class=\"_ _0\"></span>n verban<span class=\"_ _0\"></span>d kan wor<span class=\"_ _0\"></span>den gebr<span class=\"_ _0\"></span>acht met <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 yccd ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enis die pl<span class=\"_ _0\"></span>aatsvo<span class=\"_ _0\"></span>nd na de opnam<span class=\"_ _0\"></span>e van het bedr<span class=\"_ _0\"></span>ag van de</div>\n<div class=\"t m0 x1d h64 ycce ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ing in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening, valt<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x1d h64 yccf ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> vrij, waarbij<span class=\"_ _1\"></span> het bedrag van de</div>\n<div class=\"t m0 x1d h64 ycd0 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijval wo<span class=\"_ _1\"></span>rdt verwerkt <span class=\"_ _1\"></span>in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Verdere p<span class=\"_ _1\"></span>ositieve</div>\n<div class=\"t m0 x1d h64 ycd1 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herwaarderinge<span class=\"_ _1\"></span>n van als <span class=\"_ _1\"></span>voor verkoop <span class=\"_ _1\"></span>beschikbare <span class=\"_ _1\"></span>schuldinstru<span class=\"_ _1\"></span>menten</div>\n<div class=\"t m0 x1d h64 y960 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden opgen<span class=\"_ _1\"></span>om<span class=\"lsed\">en in ov<span class=\"_ _0\"></span>erig com<span class=\"_ _0\"></span>prehens<span class=\"_ _0\"></span>ive inco<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span>en voor al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschi<span class=\"_ _1\"></span>kbare</div>\n<div class=\"t m0 x1d h64 y963 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>menten worden niet v<span class=\"_ _1\"></span>ia de resultatenre<span class=\"_ _1\"></span>kening</div>\n<div class=\"t m0 x1d h64 y964 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggenomen.<span class=\"_ _1\"></span> Stijgingen i<span class=\"_ _1\"></span>n de re\u00ebl<span class=\"_ _1\"></span>e waarde na<span class=\"_ _1\"></span> de bijzon<span class=\"_ _1\"></span>dere</div>\n<div class=\"t m0 x1d h64 y965 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering word<span class=\"_ _0\"></span>en rechtst<span class=\"_ _0\"></span>reeks ve<span class=\"_ _0\"></span>rwerkt in ov<span class=\"_ _0\"></span>erig</div>\n<div class=\"t m0 x1d h64 y966 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 867px; height: 220px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 535px; width: 351px; z-index: 8;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag337": {
   "value": "\n<div class=\"t m0 x1d h6c yaab ffaf fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie e<span class=\"_ _0\"></span>n waarde<span class=\"_ _0\"></span>ring van f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00eble verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaac ffad fs44 fc14 sc0 ls105 ws14a\" style=\"z-index: 15;\">De IF<span class=\"_ _1\"></span>RS<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">cla<span class=\"_ _1\"></span>ssificatie van finan<span class=\"_ _1\"></span>ci\u00eble verpl<span class=\"_ _1\"></span>ichtingen bepaalt de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yaad ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardering en<span class=\"_ _1\"></span> verwerking ervan in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als volgt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaae ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Financi\u00eble verplichtingen tegen de re\u00eble waarde met<span class=\"ws112\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaaf ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderingen omvatten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab0 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(i)  Voor handelsdoeleinden aangehouden financi\u00eble<span class=\"ls0 ws0\"><span class=\"lsef ws11d\"> </span></span></div>\n<div class=\"t m0 xe2 h64 yab1 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplichtingen,<span class=\"_ _0\"></span> inclusi<span class=\"_ _0\"></span>ef derivat<span class=\"_ _0\"></span>en die niet vo<span class=\"_ _0\"></span>or hedge<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 xe2 h64 yab2 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">accounting in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> komen; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yab3 ffad fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">(ii)<span class=\"ls0 ws0\"> <span class=\"_ _31\"> </span><span class=\"lsef ws11d\">Fin<span class=\"_ _1\"></span>anci\u00eble verpl<span class=\"_ _1\"></span>ichtingen<span class=\"_ _1\"></span> die Ageas on<span class=\"_ _1\"></span>herroepelijk bi<span class=\"_ _1\"></span>j eerste </span></span></div>\n<div class=\"t m0 xe2 h64 yab4 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opname of ee<span class=\"_ _0\"></span>rste toep<span class=\"_ _0\"></span>assing va<span class=\"_ _0\"></span>n IFRS heeft<span class=\"_ _0\"></span> aangeme<span class=\"_ _0\"></span>rkt als</div>\n<div class=\"t m0 xe2 h64 yab5 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden teg<span class=\"_ _1\"></span>en re\u00eble waarde<span class=\"_ _1\"></span> met waardeveranderingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 xe2 h64 y97d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening omdat<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe2 h64 y97e ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> basiscont<span class=\"_ _0\"></span>ract een in h<span class=\"_ _0\"></span>et contrac<span class=\"_ _0\"></span>t beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at bevat </span></span></div>\n<div class=\"t m0 x25 h64 y97f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat anders<span class=\"_ _0\"></span> zou moeten wo<span class=\"_ _0\"></span>rden afg<span class=\"_ _0\"></span>ezon<span class=\"lsef ws113\">derd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y980 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een incon<span class=\"_ _0\"></span>sistenti<span class=\"_ _0\"></span>e in waarde<span class=\"_ _0\"></span>ring of vera<span class=\"_ _0\"></span>ntwoord<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x25 h64 y981 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opheft of aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk vermi<span class=\"_ _0\"></span>ndert (\u2018ra<span class=\"_ _0\"></span>pporte<span class=\"_ _0\"></span>ringsmis<span class=\"_ _0\"></span>match\u2019<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">; </span><span class=\"ws111\">of<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe2 h64 y982 ffb2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffb1\"> <span class=\"_\"> </span><span class=\"ffad lsed ws112\">Het<span class=\"_ _0\"></span> een groep f<span class=\"_ _0\"></span>inanci\u00ebl<span class=\"_ _0\"></span>e activa en/<span class=\"_ _0\"></span>of verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n betreft,<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x25 h64 y983 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">die gewaardeerd<span class=\"_ _1\"></span> worden op basis van d<span class=\"_ _1\"></span>e re\u00eble waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6c ffb0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb1\"> <span class=\"_ _3f\"> </span><span class=\"ffad lsed ws11d\">Andere financ<span class=\"_ _0\"></span>i\u00eble<span class=\"ls0 ws0\"> </span>verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en worden <span class=\"_ _0\"></span>in eerst<span class=\"_ _0\"></span>e insta<span class=\"_ _0\"></span>ntie </span></span></div>\n<div class=\"t m0 x69 h64 ya6d ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en tegen de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e minus tra<span class=\"_ _0\"></span>nsactie<span class=\"_ _0\"></span>kosten.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x69 h64 ya6e ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>orden andere<span class=\"_ _1\"></span> financi\u00eble v<span class=\"_ _1\"></span>erplichtingen<span class=\"_ _1\"></span> gewaardeerd</div>\n<div class=\"t m0 x69 h64 ya6f ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs, g<span class=\"_ _0\"></span>ebruikm<span class=\"_ _0\"></span>akend van de</div>\n<div class=\"t m0 x69 h64 ya70 ffad fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rentemethode, <span class=\"_ _1\"></span>waarbij de pe<span class=\"_ _1\"></span></span></span><span class=\"ws112\">riodiek<span class=\"_ _0\"></span>e amortis<span class=\"_ _0\"></span>atie wor<span class=\"_ _0\"></span>dt </span></div>\n<div class=\"t m0 x69 h64 ya71 ffad fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya72 ffad fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya73 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ingen en sc<span class=\"_ _0\"></span>hulden w<span class=\"_ _0\"></span>orden bij eer<span class=\"_ _0\"></span>ste opnam<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya74 ffad fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen re\u00eble<span class=\"_ _1\"></span> waarde gewaard<span class=\"_ _1\"></span>eerd (onder<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> transactiek<span class=\"_ _1\"></span>osten) en</div>\n<div class=\"t m0 x1d h64 ya75 ffad fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden vervolge<span class=\"_ _1\"></span>ns gewaardeerd tegen<span class=\"_ _1\"></span> geamortiseerde<span class=\"_ _1\"></span> kostp<span class=\"lsed ws11d\">rijs met </span></div>\n<div class=\"t m0 x1d h64 ya76 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span>rente<span class=\"_ _0\"></span>methode,<span class=\"_ _0\"></span> waarbij de p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ya77 ffad fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving wor<span class=\"_ _0\"></span>dt opgeno<span class=\"_ _0\"></span>men in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 350.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 466px; width: 347px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y941 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>S<span class=\"_ _1\"></span>chuldbewijzen<span class=\"lsed ws112\">, achtergestel<span class=\"_ _0\"></span>de verpl<span class=\"_ _0\"></span>ichtinge<span class=\"_ _0\"></span>n en overig<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 xd1 h64 y942 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y943 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Schuldbewijze<span class=\"_ _1\"></span>n, achtergestelde<span class=\"_ _1\"></span> schulden en overige<span class=\"_ _1\"></span> financieringen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y944 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden eerst veran<span class=\"_ _1\"></span>twoord tegen re\u00eble<span class=\"_ _1\"></span> waarde met inbegrip<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y945 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">transac<span class=\"_ _1\"></span>tiekosten. Vervo<span class=\"_ _1\"></span>lgens worden <span class=\"_ _1\"></span>ze gewaardeerd<span class=\"_ _1\"></span> tegen </span></span></div>\n<div class=\"t m0 x2c h64 y946 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geamort<span class=\"_ _0\"></span>iseerde<span class=\"_ _0\"></span> kostpri<span class=\"_ _0\"></span>js en eve<span class=\"_ _0\"></span>ntuele v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llen tuss<span class=\"_ _0\"></span>en de n<span class=\"_ _0\"></span>etto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y947 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opbrengs<span class=\"_ _0\"></span>t en de aflos<span class=\"_ _0\"></span>singspr<span class=\"_ _0\"></span>ijs worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord in de</div>\n<div class=\"t m0 x2c h64 y948 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening over<span class=\"_ _1\"></span> de periode <span class=\"_ _1\"></span>van de leni<span class=\"_ _1\"></span>ng op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y949 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">rentemethode.</span> </span></div>\n<div class=\"t m0 x2c h64 y94a ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94b ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Schulden di<span class=\"_ _1\"></span>e in een <span class=\"_ _1\"></span>vast aantal<span class=\"_ _1\"></span> eigen aande<span class=\"_ _1\"></span>len van Agea<span class=\"_ _1\"></span>s kunnen</div>\n<div class=\"t m0 x2c h64 y94c ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden om<span class=\"_ _0\"></span>gezet, wo<span class=\"_ _0\"></span>rden bij de e<span class=\"_ _0\"></span>erste opn<span class=\"_ _0\"></span>ame gesche<span class=\"_ _0\"></span>iden in tw<span class=\"_ _0\"></span>ee</div>\n<div class=\"t m0 x2c h64 y94d ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">componenten: <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94e ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een schuldinst<span class=\"_ _0\"></span>rument,<span class=\"_ _0\"></span> gewaarde<span class=\"_ _0\"></span>erd door bep<span class=\"_ _0\"></span>aling van de r<span class=\"_ _0\"></span>e\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y94f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een soortg<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng (inclus<span class=\"_ _0\"></span>ief ev<span class=\"ws11d\">ent<span class=\"_ _0\"></span>uele ni<span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a0 h64 y950 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan aandelen<span class=\"_ _1\"></span> gerelateerde<span class=\"_ _1\"></span> derivatenke<span class=\"_ _1\"></span>nmerken) zonder<span class=\"_ _1\"></span> hiermee</div>\n<div class=\"t m0 x1a0 h64 y951 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden a<span class=\"_ _1\"></span>andelencomponent<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een aandeleninst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span> waarvan d<span class=\"_ _0\"></span>e boekwaa<span class=\"_ _0\"></span>rde de optie </span></span></div>\n<div class=\"t m0 x1a0 h64 y953 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igt om het<span class=\"_ _1\"></span> instrument i<span class=\"_ _1\"></span>n gewone aa<span class=\"_ _1\"></span>ndelen te</div>\n<div class=\"t m0 x1a0 h64 y954 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">convert<span class=\"_ _0\"></span>eren, bep<span class=\"_ _0\"></span>aald door de b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van de f<span class=\"_ _1\"></span>inanci\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y955 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting af t<span class=\"_ _0\"></span>e trekk<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an het s<span class=\"_ _0\"></span>amengest<span class=\"_ _0\"></span>elde</div>\n<div class=\"t m0 x1a0 h64 y956 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrument a<span class=\"_ _1\"></span>ls geheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien Ag<span class=\"_ _0\"></span>eas de schu<span class=\"_ _0\"></span>lden, acht<span class=\"_ _0\"></span>ergest<span class=\"_ _0\"></span>elde verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en en overi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 yccb ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen a<span class=\"_ _1\"></span>flost, worden<span class=\"_ _1\"></span> deze uit <span class=\"_ _1\"></span>de balans <span class=\"_ _1\"></span>verwijderd en<span class=\"_ _1\"></span> wordt het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yccc ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tusse<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting<span class=\"_ _1\"></span> en de betaalde </span></div>\n<div class=\"t m0 x1d h64 yccd ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vergoe<span class=\"_ _0\"></span>ding in de res<span class=\"_ _0\"></span>ultatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g verantw<span class=\"_ _0\"></span>oord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 350.99px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 61px; width: 328px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 332px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 350px; width: 350.99px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 66px; width: 328px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 350px; width: 332px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag345": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffb5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Transactieko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Transac<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en op financ<span class=\"_ _0\"></span>i\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> verwijz<span class=\"_ _0\"></span>en naar de extr<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die di<span class=\"lsed ws11d\">rect zijn toe t<span class=\"_ _0\"></span>e reken<span class=\"_ _0\"></span>en aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of ve<span class=\"_ _0\"></span>rvreemd<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>el actief <span class=\"_ _0\"></span>of een f<span class=\"_ _0\"></span>inanci\u00eb<span class=\"_ _0\"></span>le verpli<span class=\"_ _0\"></span>chting.<span class=\"_ _0\"></span> Daarin z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y8a9 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">inbegrepen <span class=\"_ _1\"></span>commissies die<span class=\"_ _1\"></span> worden bet<span class=\"_ _1\"></span>aald aan agen<span class=\"_ _1\"></span>ten, advi<span class=\"_ _1\"></span>seurs,</div>\n<div class=\"t m0 x2c h64 y8aa ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">brokers en<span class=\"_ _1\"></span> effectenhandela<span class=\"_ _1\"></span>ren, evena<span class=\"_ _1\"></span>ls heffingen<span class=\"_ _1\"></span> opgelegd do<span class=\"_ _1\"></span>or<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs en effect<span class=\"_ _0\"></span>enbeurz<span class=\"_ _0\"></span>en evenals<span class=\"_ _0\"></span> overdr<span class=\"_ _0\"></span>achtsbel<span class=\"_ _0\"></span>asting en</div>\n<div class=\"t m0 x2c h64 y8ac ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere hef<span class=\"_ _1\"></span>fingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ekosten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oord in d<span class=\"_ _0\"></span>e eerste <span class=\"_ _0\"></span>waarderi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c h64 y8af ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de financ<span class=\"_ _0\"></span>i\u00eble activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htingen,<span class=\"_ _0\"></span> behalve ind<span class=\"_ _0\"></span>ien de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8b0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa of<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>waardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y8b1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening. <span class=\"_ _1\"></span>In dat geval <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span> als kosten op<span class=\"_ _0\"></span>genome<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 349px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h6c yad8 ffc9 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingskosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en over het<span class=\"_ _0\"></span> algemeen a<span class=\"_ _0\"></span>ls last ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd in</div>\n<div class=\"t m0 x1d h64 yada ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de perio<span class=\"_ _0\"></span>de waarin ze zij<span class=\"_ _0\"></span>n gemaakt<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten die rec<span class=\"_ _0\"></span>htstre<span class=\"_ _0\"></span>eks toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de</div>\n<div class=\"t m0 x1d h64 yadd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerving of bouw<span class=\"_ _1\"></span> van een actief wo<span class=\"_ _1\"></span>rden, terwijl het<span class=\"_ _1\"></span> actief in opbouw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yade ffc7 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">is, ge<span class=\"lsed ws112\">activeer<span class=\"_ _0\"></span>d als onderd<span class=\"_ _0\"></span>eel van de kost<span class=\"_ _0\"></span>en van dat ac<span class=\"_ _0\"></span>tief. De act<span class=\"_ _0\"></span>ivering </span></div>\n<div class=\"t m0 x1d h64 yadf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van finan<span class=\"_ _0\"></span>cierings<span class=\"_ _0\"></span>kosten d<span class=\"_ _0\"></span>ient in te gaan w<span class=\"_ _0\"></span>anneer: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae0 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Uitgaven voor het ac<span class=\"_ _0\"></span>tief en fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskost<span class=\"_ _0\"></span>en worden ge<span class=\"_ _0\"></span>daan<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yae1 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Werkzaamhede<span class=\"_ _0\"></span>n die nodi<span class=\"_ _0\"></span>g zijn om het act<span class=\"_ _0\"></span>ief klaar t<span class=\"_ _0\"></span>e maken voor </span></span></div>\n<div class=\"t m0 x69 h64 yae2 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het bedo<span class=\"_ _0\"></span>elde geb<span class=\"_ _0\"></span>ruik of <span class=\"_ _0\"></span>de verko<span class=\"_ _0\"></span>op ervan <span class=\"_ _0\"></span>in gan<span class=\"_ _0\"></span>g zijn gez<span class=\"_ _0\"></span>et. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae3 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae4 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het activeren van<span class=\"_ _1\"></span> financierings<span class=\"_ _1\"></span>kosten wordt be\u00ebindigd<span class=\"_ _1\"></span> wanneer het</div>\n<div class=\"t m0 x1d h64 yae5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarbi<span class=\"_ _0\"></span>j behorend a<span class=\"_ _0\"></span>ctief in mat<span class=\"_ _0\"></span>eri\u00eble zi<span class=\"_ _0\"></span>n gereed is; het<span class=\"_ _0\"></span>zij voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 yae6 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hetzij v<span class=\"_ _0\"></span>oor gebr<span class=\"_ _0\"></span>uik. In<span class=\"_ _0\"></span>dien de v<span class=\"_ _0\"></span>ervaar<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>oor lang<span class=\"_ _0\"></span>ere tijd <span class=\"lsef ws113\">wordt </span></div>\n<div class=\"t m0 x1d h64 yae7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderbroken<span class=\"_ _1\"></span>, wordt eveneen<span class=\"_ _1\"></span>s de rente<span class=\"_ _1\"></span>toerekening ui<span class=\"_ _1\"></span>tgesteld. <span class=\"_ _1\"></span>Indien de</div>\n<div class=\"t m0 x1d h64 yae8 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervaar<span class=\"_ _0\"></span>diging i<span class=\"_ _0\"></span>n fasen p<span class=\"_ _0\"></span>laatsvi<span class=\"_ _0\"></span>ndt en elk<span class=\"_ _0\"></span>e afzo<span class=\"_ _0\"></span>nderlijke f<span class=\"_ _0\"></span>ase bes<span class=\"_ _0\"></span>chouwd</div>\n<div class=\"t m0 x1d h64 yae9 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kan worden als<span class=\"_ _1\"></span> een afzonderlijk ac<span class=\"_ _1\"></span>tief, wordt de<span class=\"_ _1\"></span> toerekening van rent<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan desbet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>d actief be\u00eb<span class=\"_ _0\"></span>indigd in<span class=\"_ _0\"></span><span class=\"ws11d\">dien het <span class=\"_ _0\"></span>actief i<span class=\"_ _0\"></span>n mater<span class=\"_ _0\"></span>i\u00eble zin </span></div>\n<div class=\"t m0 x1d h64 yaeb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereed is<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaed ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor een len<span class=\"_ _0\"></span>ing die met e<span class=\"_ _0\"></span>en bepaald<span class=\"_ _0\"></span> actief sam<span class=\"_ _0\"></span>enhangt<span class=\"_ _0\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yaee ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet o<span class=\"_ _0\"></span>p die le<span class=\"_ _0\"></span>ning toe<span class=\"_ _0\"></span>gepast. I<span class=\"_ _0\"></span>n ander<span class=\"_ _0\"></span>e gevalle<span class=\"_ _0\"></span>n wordt</div>\n<div class=\"t m0 x1d h64 yaef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een gewo<span class=\"_ _0\"></span>gen gemidd<span class=\"_ _0\"></span>eld betaa<span class=\"_ _0\"></span>lde rent<span class=\"_ _0\"></span>evoet toe<span class=\"_ _0\"></span>gepast. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 371px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 376px; width: 352px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor kwalificer<span class=\"_ _1\"></span>ende activa waarvan<span class=\"_ _1\"></span> de aanvangsdatu<span class=\"_ _1\"></span>m op of voor</div>\n<div class=\"t m0 x2c h64 y8a6 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"lsed ws112\">januari 2008 valt<span class=\"_ _0\"></span>, geldt dat d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ieringsk<span class=\"_ _0\"></span>osten die r<span class=\"_ _0\"></span>echtst<span class=\"_ _0\"></span>reeks </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of b<span class=\"_ _0\"></span>ouw van e<span class=\"_ _0\"></span>en kwalifi<span class=\"_ _0\"></span>cerend</div>\n<div class=\"t m0 x2c h64 y8a8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief (ee<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">actief waarvoor<span class=\"_ _1\"></span> gedurende langere<span class=\"_ _1\"></span> tijd werkzaamheden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig waren<span class=\"_ _1\"></span> om het ac<span class=\"_ _1\"></span>tief klaar <span class=\"_ _1\"></span>te maken <span class=\"_ _1\"></span>voor het bedoe<span class=\"_ _1\"></span>lde gebrui<span class=\"_ _1\"></span>k of</div>\n<div class=\"t m0 x2c h64 y8aa ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de verko<span class=\"_ _0\"></span>op erva<span class=\"_ _0\"></span>n) als last<span class=\"_ _0\"></span> worden v<span class=\"_ _0\"></span>erant<span class=\"_ _0\"></span>woord in <span class=\"_ _0\"></span>de period<span class=\"_ _0\"></span>e waari<span class=\"_ _0\"></span>n ze</div>\n<div class=\"t m0 x2c h64 y8ab ffcc fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">zijn gemaakt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 105px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 110px; width: 344px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y945 ffd1 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.7 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Geleas<span class=\"_ _0\"></span>de activa<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ya8a ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span><span class=\"ls103\">lesso<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya8b ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa die als<span class=\"_ _1\"></span> gevolg van operation<span class=\"_ _1\"></span>ele leaseovereenkoms<span class=\"_ _1\"></span>ten worden</div>\n<div class=\"t m0 x2c h64 ya8c ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased, w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> balans va<span class=\"_ _1\"></span>n Ageas onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya8d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018vastgoedbelegg<span class=\"_ _1\"></span>ingen\u2019 (geb<span class=\"_ _1\"></span>ouwen) en <span class=\"_ _1\"></span>onder \u2018mater<span class=\"_ _1\"></span>i\u00eble vaste a<span class=\"_ _1\"></span>ctiva\u2019</div>\n<div class=\"t m0 x2c h64 ya8e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(materi<span class=\"_ _0\"></span>eel en moto<span class=\"_ _0\"></span>rvoertui<span class=\"_ _0\"></span>gen). Dez<span class=\"_ _0\"></span>e activa wor<span class=\"_ _0\"></span>den verant<span class=\"_ _0\"></span>w<span class=\"lsef ws11e\">oord tegen </span></div>\n<div class=\"t m0 x2c h64 ya8f ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kostprijs, ver<span class=\"_ _1\"></span>minderd met geaccum<span class=\"_ _1\"></span>uleerde afschrijv<span class=\"_ _1\"></span>ingen. Leasingba<span class=\"_ _1\"></span>ten,</div>\n<div class=\"t m0 x2c h64 ya90 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na aftrek van even<span class=\"_ _1\"></span>tuele aan leasingnem<span class=\"_ _1\"></span>ers gegeven voord<span class=\"_ _1\"></span>el<span class=\"lsed ws112\">en, worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 ya91 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">over de lease<span class=\"_ _1\"></span>periode. De<span class=\"_ _1\"></span> directe aan<span class=\"_ _1\"></span>vangskosten </span></span></div>\n<div class=\"t m0 x2c h64 ya92 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die Ageas<span class=\"_ _1\"></span> heeft gemaa<span class=\"_ _1\"></span>kt, worden <span class=\"_ _1\"></span>toegevoegd aan<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 ya93 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geleas<span class=\"_ _0\"></span>ede acti<span class=\"_ _0\"></span>ef en worden ov<span class=\"_ _0\"></span>er de lease<span class=\"_ _0\"></span>perio<span class=\"_ _0\"></span>de verantwo<span class=\"_ _0\"></span>ord onder</div>\n<div class=\"t m0 x2c h64 ya94 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lasten op d<span class=\"_ _0\"></span>ezelfde ba<span class=\"_ _0\"></span>sis als de lea<span class=\"_ _0\"></span>se<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">opbrengsten.</span> </span></div>\n<div class=\"t m0 x2c h64 ya95 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya96 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot oo<span class=\"_ _1\"></span>k financi\u00eble leaseo<span class=\"_ _1\"></span>vereenkomsten a<span class=\"_ _1\"></span>f waarbij vrijwel al<span class=\"_ _1\"></span>le</div>\n<div class=\"t m0 x2c h64 ya97 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>eigendom van <span class=\"_ _1\"></span>de geleasede<span class=\"_ _1\"></span> activa v<span class=\"_ _1\"></span>erbonden risico<span class=\"_ _1\"></span>'s en</div>\n<div class=\"t m0 x2c h64 ya98 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beloningen, beha<span class=\"_ _1\"></span>lve het juridis<span class=\"_ _1\"></span>che eigendom, aan de<span class=\"_ _1\"></span> cli\u00ebnt worden</div>\n<div class=\"t m0 x2c h64 ya99 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span>. Activa gele<span class=\"_ _1\"></span>ased onder e<span class=\"_ _1\"></span>en financi\u00eble<span class=\"_ _1\"></span> lease wor<span class=\"_ _1\"></span>den</div>\n<div class=\"t m0 x1d h64 y99a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s vordering<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> bedrag gelij<span class=\"_ _1\"></span>k aan de<span class=\"_ _1\"></span> netto<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">investering </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de lease.<span class=\"_ _0\"></span> De netto<span class=\"ls0 ws0\">-<span class=\"ls103 ws11d\">inve<span class=\"lsed\">stering i<span class=\"_ _0\"></span>n de leas<span class=\"_ _0\"></span>e omvat d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e waa<span class=\"_ _0\"></span>rden </span></span></span></div>\n<div class=\"t m0 x1d h64 y99c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en de event<span class=\"_ _0\"></span>uele waa<span class=\"_ _0\"></span>rborg op d<span class=\"_ _0\"></span>e restwaar<span class=\"_ _0\"></span>den.</div>\n<div class=\"t m0 x1d h64 y99d ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het<span class=\"_ _0\"></span> actief en <span class=\"_ _0\"></span>de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>de vord<span class=\"_ _0\"></span>ering</div>\n<div class=\"t m0 x1d h64 y99e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als onverd<span class=\"_ _0\"></span>iende fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten. Fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten</div>\n<div class=\"t m0 x1d h64 y99f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">word<span class=\"ws11e\">en gedurende d<span class=\"_ _1\"></span>e looptijd van de<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>st verantwoord </span></div>\n<div class=\"t m0 x1d h64 ya9a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op basis <span class=\"_ _1\"></span>van een pat<span class=\"_ _1\"></span>roon dat ee<span class=\"_ _1\"></span>n constant <span class=\"_ _1\"></span>periodiek rend<span class=\"_ _1\"></span>ement op</div>\n<div class=\"t m0 x1d h64 ya9b ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitstaande ne<span class=\"_ _1\"></span>tto<span class=\"ls0 ws0\">-</span><span class=\"lsed\">investerin<span class=\"_ _0\"></span>g van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e lease<span class=\"_ _0\"></span>overeenk<span class=\"_ _0\"></span>omst </span></div>\n<div class=\"t m0 x1d h64 ya9c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. De di<span class=\"_ _0\"></span>recte init<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor Age<span class=\"_ _0\"></span>as worden o<span class=\"_ _0\"></span>pgen<span class=\"ws111\">ome<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya9d ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de initi\u00ebl<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing van de nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">invest<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>de leas<span class=\"_ _0\"></span>e en </span></div>\n<div class=\"t m0 x1d h64 ya9e ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen h<span class=\"_ _1\"></span>et bedrag <span class=\"_ _1\"></span>aan inkoms<span class=\"_ _1\"></span>ten dat in<span class=\"_ _1\"></span> de loop va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ya9f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn wo<span class=\"_ _0\"></span>rdt opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydd4 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span>lessee<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd5 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas lea<span class=\"_ _0\"></span>st terrei<span class=\"_ _0\"></span>nen, gebo<span class=\"_ _0\"></span>uwen, app<span class=\"_ _0\"></span>aratuur e<span class=\"_ _0\"></span>n auto's. De</div>\n<div class=\"t m0 x1d h64 ydd6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevoorwaard<span class=\"_ _1\"></span>en word<span class=\"ws11e\">en afzon<span class=\"_ _1\"></span>derlijk overeeng<span class=\"_ _1\"></span>ekomen en omvatte<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een brede <span class=\"_ _1\"></span>waaier aan <span class=\"_ _1\"></span>voorwaarden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd8 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls105 ws135\">zel<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringsm<span class=\"_ _0\"></span>odel is va<span class=\"_ _0\"></span>n toepass<span class=\"_ _0\"></span>ing op <span class=\"_ _0\"></span>activa d<span class=\"_ _0\"></span>ie worde<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1d h64 ydda ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased on<span class=\"_ _1\"></span>der zowel oper<span class=\"_ _1\"></span>ationele als <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>leasetransac<span class=\"_ _1\"></span>ties. Bij d<span class=\"_ _1\"></span>it</div>\n<div class=\"t m0 x1d h64 yddb ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l worden b<span class=\"_ _1\"></span>ij aanvang <span class=\"_ _1\"></span>een gebruiksre<span class=\"_ _1\"></span>chtactief en<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 yddc ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing opgen<span class=\"_ _0\"></span>omen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddd ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydde ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting om<span class=\"_ _0\"></span>vat de co<span class=\"_ _0\"></span>ntant<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yddf ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n betaald op de aa<span class=\"_ _0\"></span>nvangs<span class=\"_ _0\"></span>datum, inc<span class=\"_ _0\"></span>lusief</div>\n<div class=\"t m0 x1d h64 yde0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die versc<span class=\"_ _0\"></span>huldigd zi<span class=\"_ _0\"></span>jn onder re<span class=\"_ _0\"></span>delijk zek<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 yaa9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws11d\">Vaste betali<span class=\"_ _0\"></span>ngen (incl<span class=\"_ _0\"></span>usief n<span class=\"_ _0\"></span>aar hun <span class=\"_ _0\"></span>wezen vas<span class=\"_ _0\"></span>te beta<span class=\"_ _0\"></span>lingen<span class=\"_ _0\"></span>) onder </span></span></div>\n<div class=\"t m0 x69 h64 yaab ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aftrek van event<span class=\"_ _1\"></span>uele te ontvangen leas<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">incentives;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaac ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">Variabele leas<span class=\"_ _0\"></span>ebetali<span class=\"_ _0\"></span>ngen afha<span class=\"_ _0\"></span>nkelijk va<span class=\"_ _0\"></span>n een index of<span class=\"_ _0\"></span> een tarief, </span></span></div>\n<div class=\"t m0 x69 h64 yaad ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">initieel g<span class=\"_ _0\"></span>ewaard<span class=\"_ _0\"></span>eerd met geb<span class=\"_ _0\"></span>ruik van de ind<span class=\"_ _0\"></span>ex of het tar<span class=\"_ _0\"></span>ief op de</div>\n<div class=\"t m0 x69 h64 yaae ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsdatum;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>dragen die Ageas na<span class=\"_ _1\"></span>ar verwachting ver<span class=\"_ _1\"></span>schuldigd is in<span class=\"_ _1\"></span> het kader </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van garant<span class=\"_ _0\"></span>ies op de rest<span class=\"_ _0\"></span>waarde<span class=\"_ _0\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab1 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenpr<span class=\"_ _1\"></span>ijs van een<span class=\"_ _1\"></span> aankoopoptie<span class=\"_ _1\"></span> als het <span class=\"_ _1\"></span>redelijk zeke<span class=\"_ _1\"></span>r is dat </span></span></div>\n<div class=\"t m0 x69 h64 yab2 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas deze <span class=\"_ _1\"></span>optie zal<span class=\"_ _1\"></span> uitoefenen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yab3 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>talingen voor boe<span class=\"_ _1\"></span>tes bij be<span class=\"lsed ws11d\">\u00ebindiging v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>e, als de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yab4 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk ma<span class=\"_ _0\"></span>akt dat Age<span class=\"_ _0\"></span>as deze optie z<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x69 h64 yab5 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitoefenen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97d ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y97e ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting w<span class=\"_ _0\"></span>ordt ver<span class=\"_ _0\"></span>discont<span class=\"_ _0\"></span>eerd met t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y97f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentet<span class=\"_ _0\"></span>arief van d<span class=\"_ _0\"></span>e lease. Al<span class=\"_ _0\"></span>s dit percent<span class=\"_ _0\"></span>age<span class=\"ls0 ws0\"> </span>niet eenv<span class=\"_ _0\"></span>oudig</div>\n<div class=\"t m0 x1d h64 y980 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden b<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">paald, wo<span class=\"_ _0\"></span>rdt het incr<span class=\"_ _0\"></span>ementele fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingsta<span class=\"_ _0\"></span>rief van </span></div>\n<div class=\"t m0 x1d h64 y981 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas toegepa<span class=\"_ _1\"></span>st. Als in<span class=\"_ _1\"></span>crementeel f<span class=\"_ _1\"></span>inancieringstar<span class=\"_ _1\"></span>ief past Ag<span class=\"_ _1\"></span>eas een</div>\n<div class=\"t m0 x1d h64 y982 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">breed beschikb<span class=\"_ _1\"></span>are samengestelde<span class=\"_ _1\"></span> curve toe, die is<span class=\"_ _1\"></span> gebaseerd op een</div>\n<div class=\"t m0 x1d h64 y983 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">steekpr<span class=\"_ _0\"></span>oef van b<span class=\"_ _0\"></span>estaan<span class=\"_ _0\"></span>de secun<span class=\"_ _0\"></span>daire ob<span class=\"_ _0\"></span>ligaties<span class=\"_ _0\"></span> van fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 ya6c ffd1 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">emit<span class=\"lsef ws11d\">ten<span class=\"_ _1\"></span>ten met een <span class=\"_ _1\"></span>rating A, <span class=\"_ _1\"></span>verhoogd met ee<span class=\"_ _1\"></span>n risicopr<span class=\"_ _1\"></span>emie. Voor </span></div>\n<div class=\"t m0 x1d h64 ya6d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s wordt een<span class=\"_ _1\"></span> risicovrije<span class=\"_ _1\"></span> rente toe<span class=\"_ _1\"></span>gepast, gelij<span class=\"_ _1\"></span>k aan de</div>\n<div class=\"t m0 x1d h64 ya6e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wap voor een s<span class=\"_ _0\"></span>oortgel<span class=\"_ _0\"></span>ijke loopt<span class=\"_ _0\"></span>ijd, verh<span class=\"_ _0\"></span>oogd met een</div>\n<div class=\"t m0 x1d h64 ya6f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">risicopremie<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya70 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya71 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>everpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g stijgt v<span class=\"_ _0\"></span>ervol<span class=\"lsef ws11e\">gens om de rente </span></div>\n<div class=\"t m0 x1d h64 ya72 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de leas<span class=\"_ _0\"></span>everp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g te weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>en en daa<span class=\"_ _0\"></span>lt om de u<span class=\"_ _0\"></span>itgevo<span class=\"_ _0\"></span>erde</div>\n<div class=\"t m0 x1d h64 ya73 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen.<span class=\"_ _0\"></span> De leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya74 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herberekend<span class=\"_ _1\"></span> teneinde de<span class=\"_ _1\"></span> leaseveranderi<span class=\"_ _1\"></span>ngen of w<span class=\"_ _1\"></span>ijzigingen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 ya75 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> een wijzi<span class=\"_ _0\"></span>ging in een ind<span class=\"_ _0\"></span>ex of</div>\n<div class=\"t m0 x1d h64 ya76 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tarief gebr<span class=\"_ _1\"></span>uikt om d<span class=\"_ _1\"></span>eze betalingen<span class=\"_ _1\"></span> te bepa<span class=\"_ _1\"></span>len. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 891px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 277px; width: 351px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De rente op de le<span class=\"_ _0\"></span>aseve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng in elke per<span class=\"_ _0\"></span>iode verte<span class=\"_ _0\"></span>genwo<span class=\"_ _0\"></span>ordigt het</div>\n<div class=\"t m0 x2c h64 y8a6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> een const<span class=\"_ _0\"></span>ant perio<span class=\"_ _0\"></span>diek rente<span class=\"_ _0\"></span>tarief ov<span class=\"_ _0\"></span>er het rest<span class=\"_ _0\"></span>erende sa<span class=\"_ _0\"></span>ldo</div>\n<div class=\"t m0 x2c h64 y8a7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de leasev<span class=\"_ _0\"></span>erpli<span class=\"_ _0\"></span>chting lev<span class=\"_ _0\"></span>ert. De re<span class=\"_ _0\"></span>nte op de lease<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x2c h64 y8a8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng, sa<span class=\"_ _0\"></span>men met d<span class=\"_ _0\"></span>e variabel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8a9 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n opgenome<span class=\"_ _0\"></span>n in de waard<span class=\"_ _0\"></span>ering van de</div>\n<div class=\"t m0 x2c h64 y8aa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing in de peri<span class=\"_ _0\"></span>ode waar<span class=\"_ _0\"></span>in de gebeurt<span class=\"_ _0\"></span>enis of voo<span class=\"_ _0\"></span>rwaarde di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de aanlei<span class=\"_ _0\"></span>ding voor de<span class=\"_ _0\"></span>ze betal<span class=\"_ _0\"></span>ingen is zic<span class=\"_ _0\"></span>h voordoet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het gebrui<span class=\"_ _0\"></span>ksrecht<span class=\"_ _0\"></span>actief<span class=\"_ _0\"></span> wordt gewa<span class=\"_ _0\"></span>ardeerd te<span class=\"_ _0\"></span>gen de kost<span class=\"_ _0\"></span>prijs en omv<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y8ae ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de initiee<span class=\"_ _0\"></span>l opgeno<span class=\"_ _0\"></span>men leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing, geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>d voor event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x2c h64 y8af ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasebetaling<span class=\"_ _1\"></span>en die hebb<span class=\"_ _1\"></span>en plaatsgevon<span class=\"_ _1\"></span>den bij o<span class=\"_ _1\"></span>f voor<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de aanvang van </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de lease, ev<span class=\"_ _0\"></span>entuee<span class=\"_ _0\"></span>l ontvange<span class=\"_ _0\"></span>n lease<span class=\"ls0 ws0\">-</span>incent<span class=\"_ _0\"></span>ives, ev<span class=\"_ _0\"></span>entuele i<span class=\"_ _0\"></span>niti\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b1 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e kosten voo<span class=\"_ _0\"></span>r Ageas en een ra<span class=\"_ _0\"></span>ming van de k<span class=\"_ _0\"></span>osten die ge<span class=\"_ _0\"></span>paard</div>\n<div class=\"t m0 x2c h64 y8b2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gaan met de ontman<span class=\"_ _1\"></span>teling en verwijde<span class=\"_ _1\"></span>ring van het onderli<span class=\"_ _1\"></span>ggende actief<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b4 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>ordt het geb<span class=\"_ _1\"></span>ruiksrechtactie<span class=\"_ _1\"></span>f gewaardee<span class=\"_ _1\"></span>rd tegen d<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs, o<span class=\"_ _1\"></span>nder aftrek<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span>gelopen a<span class=\"_ _1\"></span>fschrijvingen en<span class=\"_ _1\"></span> eventuele</div>\n<div class=\"t m0 x2c h64 y8b6 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzonder waarde<span class=\"_ _1\"></span>verminderingen<span class=\"_ _1\"></span>. Het gebruiksrech<span class=\"_ _1\"></span>tactief wordt lin<span class=\"_ _1\"></span>eair</div>\n<div class=\"t m0 x2c h64 y8b7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de gebruik<span class=\"_ _0\"></span>sduur va<span class=\"_ _0\"></span>n het actief<span class=\"_ _0\"></span> of de looptijd v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y9d7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">lease, <span class=\"_ _0\"></span>naargel<span class=\"_ _0\"></span>ang welk<span class=\"_ _0\"></span>e korter i<span class=\"_ _0\"></span>s. Net al<span class=\"_ _0\"></span>s ander<span class=\"_ _0\"></span>e niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">fin<span class=\"_ _0\"></span>anci\u00eble act<span class=\"_ _0\"></span>iva </span></div>\n<div class=\"t m0 x2c h64 y9d8 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondergaat e<span class=\"_ _1\"></span>en gebruiksre<span class=\"_ _1\"></span>chtactief een <span class=\"_ _1\"></span>bijzondere w<span class=\"_ _1\"></span>aardeverminde<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x2c h64 y9d9 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van dat ac<span class=\"_ _1\"></span>tief hoger <span class=\"_ _1\"></span>is dan de<span class=\"_ _1\"></span> realiseerbare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9da ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde. D<span class=\"_ _0\"></span>e afschri<span class=\"_ _0\"></span>jving van h<span class=\"_ _0\"></span>et <span class=\"lsef ws11d\">gebruiksrechta<span class=\"_ _1\"></span>ctief en even<span class=\"_ _1\"></span>tuele </span></div>\n<div class=\"t m0 x2c h64 y9db ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>in de</div>\n<div class=\"t m0 x2c h64 y9dc ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9de ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij een her<span class=\"_ _0\"></span>waarder<span class=\"_ _0\"></span>ing van de leas<span class=\"_ _0\"></span>everpli<span class=\"_ _0\"></span>chting i<span class=\"_ _0\"></span>n het licht van</div>\n<div class=\"t m0 x2c h64 y9df ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ingen in de le<span class=\"_ _0\"></span>ase of in de leas<span class=\"_ _0\"></span>ebetal<span class=\"_ _0\"></span>ingen wordt<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e0 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht<span class=\"_ _0\"></span>actief ge<span class=\"_ _0\"></span>co<span class=\"lsef\">rrigeerd voor d<span class=\"_ _1\"></span>eze herwaarde<span class=\"_ _1\"></span>ring.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e1 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het bovengenoemde<span class=\"_ _1\"></span> waarderingsmodel<span class=\"_ _1\"></span> wordt niet gebruikt v<span class=\"_ _1\"></span>oor lease</div>\n<div class=\"t m0 x2c h64 y9e3 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van activa met een l<span class=\"_ _1\"></span>age waarde voor<span class=\"_ _1\"></span> Ageas of kortlopend<span class=\"_ _1\"></span>e leases,</div>\n<div class=\"t m0 x2c h64 y9e4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarbij d<span class=\"_ _0\"></span>e looptijd v<span class=\"_ _0\"></span>an de lease bij aa<span class=\"_ _0\"></span>nvang hie<span class=\"_ _0\"></span>rvan 12 maa<span class=\"_ _0\"></span>nden of</div>\n<div class=\"t m0 x2c h64 y9e5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minder bedra<span class=\"_ _1\"></span>agt. Voor d<span class=\"lsed\">eze leases wor<span class=\"_ _0\"></span>den de uit<span class=\"_ _0\"></span>gevoer<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y9e6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n als kosten op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de result<span class=\"_ _0\"></span>atenreke<span class=\"_ _0\"></span>ning, op</div>\n<div class=\"t m0 x2c h64 y9e7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair<span class=\"_ _0\"></span>e basis over de l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de lease.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 560px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 565px; width: 352px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag322": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h6c y92c ffb5 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waarde<span class=\"_ _1\"></span> van finan<span class=\"_ _1\"></span>ci\u00eble instrumen<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde i<span class=\"_ _0\"></span>s de waa<span class=\"_ _0\"></span>rde wa<span class=\"_ _0\"></span>artegen <span class=\"_ _0\"></span>een acti<span class=\"_ _0\"></span>ef of <span class=\"lsef ws113\">toegekend </span></div>\n<div class=\"t m0 x2c h64 y92e ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandeleninstru<span class=\"_ _1\"></span>ment kan worden verhan<span class=\"_ _1\"></span>deld en een verplich<span class=\"_ _1\"></span>ting kan</div>\n<div class=\"t m0 x2c h64 y92f ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>afgewikk<span class=\"_ _0\"></span>eld tuss<span class=\"_ _0\"></span>en ter z<span class=\"_ _0\"></span>ake goed <span class=\"_ _0\"></span>ge\u00efnfo<span class=\"_ _0\"></span>rmeerde<span class=\"_ _0\"></span>, tot</div>\n<div class=\"t m0 x2c h64 y991 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>e bereidw<span class=\"_ _0\"></span>illige part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y993 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De re\u00ebl<span class=\"_ _0\"></span>e waarde d<span class=\"_ _0\"></span>ie geto<span class=\"_ _0\"></span>ond wor<span class=\"_ _0\"></span>dt, is de<span class=\"_ _0\"></span> \u2018clean f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e\u2019</div>\n<div class=\"t m0 x2c h64 y994 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de totale re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de (\u2018dirty<span class=\"_ _0\"></span>\u2019 fair valu<span class=\"_ _0\"></span>e) exclus<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x2c h64 y995 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgelopen rente<span class=\"_ _1\"></span> en transactiekos<span class=\"_ _1\"></span>ten. De opgelopen ren<span class=\"_ _1\"></span>te wordt</div>\n<div class=\"t m0 x2c h64 y996 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k geclassificeer<span class=\"_ _1\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y997 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y998 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting of een<span class=\"_ _1\"></span> eigenvermogen<span class=\"_ _1\"></span>sinstrument</div>\n<div class=\"t m0 x2c h64 y999 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de gevol<span class=\"_ _0\"></span>gen van h<span class=\"_ _0\"></span>et risic<span class=\"_ _0\"></span>o dat het<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>e<span class=\"lsef\">nt niet pre<span class=\"_ _1\"></span>steert. Dit <span class=\"_ _1\"></span>risico </span></div>\n<div class=\"t m0 x2c h64 yc13 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">omvat, m<span class=\"_ _0\"></span>aar hoeft niet<span class=\"_ _0\"></span> beperkt t<span class=\"_ _0\"></span>e zijn tot, het e<span class=\"_ _0\"></span>igen risic<span class=\"_ _0\"></span>o van de entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc15 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een acti<span class=\"_ _0\"></span>ef of verpli<span class=\"_ _0\"></span>chting wor<span class=\"_ _0\"></span>dt in eerste i<span class=\"_ _0\"></span>nstanti<span class=\"_ _0\"></span>e gewaard<span class=\"_ _0\"></span>eerd tege<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc16 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Als de<span class=\"_ _1\"></span> transactieprij<span class=\"_ _1\"></span>s afwijkt <span class=\"_ _1\"></span>van deze re\u00eble<span class=\"_ _1\"></span> waarde, <span class=\"_ _1\"></span>wordt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc17 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hieruit v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende wi<span class=\"_ _0\"></span>nst of verli<span class=\"_ _0\"></span>es in de resu<span class=\"_ _0\"></span>ltatenr<span class=\"_ _0\"></span>ekening</div>\n<div class=\"t m0 x2c h64 yc18 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkt, tenzij<span class=\"_ _1\"></span> IFRS anders voors<span class=\"_ _1\"></span>chrijft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 567px; height: 51px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yc19 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc1a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De basisp<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>es voor het bep<span class=\"_ _0\"></span>alen van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3d ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws11e\">M<span class=\"_ _1\"></span>aximaal gebruik<span class=\"_ _1\"></span> van relevante waarn<span class=\"_ _1\"></span>eembare (mark<span class=\"_ _1\"></span>t</span><span class=\"ffb3\">-<span class=\"lsef ws113\">)gegevens </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya3e ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en minimaal<span class=\"_ _1\"></span> gebruik v<span class=\"lsed ws112\">an niet<span class=\"ls0 ws0\">-</span></span>waarneem<span class=\"_ _1\"></span>bare gegeven<span class=\"_ _1\"></span>s (zoals</div>\n<div class=\"t m0 x1a0 h64 ya3f ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">interne schat<span class=\"_ _1\"></span>tingen en aannames)<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Uitsluitend wi<span class=\"_ _0\"></span>jzigin<span class=\"_ _0\"></span>gen van de schat<span class=\"_ _0\"></span>tingsm<span class=\"_ _0\"></span>ethode als<span class=\"_ _0\"></span> er een </span></span></div>\n<div class=\"t m0 x1a0 h64 ya41 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verbetering kan<span class=\"_ _1\"></span> worden aangetoon<span class=\"_ _1\"></span>d of als de verande<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x1a0 h64 ya42 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">noodzak<span class=\"_ _0\"></span>elijk is van<span class=\"_ _0\"></span>wege wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de marktsit<span class=\"_ _0\"></span>uatie of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a0 h64 ya43 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span><span class=\"ws112\">baarhei<span class=\"_ _0\"></span>d van infor<span class=\"_ _0\"></span>matie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya45 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij het bepa<span class=\"_ _0\"></span>len van de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e wordt de vol<span class=\"_ _0\"></span>gende hi<span class=\"_ _0\"></span>\u00ebrarchie</div>\n<div class=\"t m0 x2c h64 ya46 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruikt voor<span class=\"_ _1\"></span> het bepal<span class=\"_ _1\"></span>en en verme<span class=\"_ _1\"></span>lden van de<span class=\"_ _1\"></span> re\u00eble waa<span class=\"_ _1\"></span>rde, in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoemde volgorde<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya48 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 1: re\u00eble wa<span class=\"_ _0\"></span>arde vastg<span class=\"_ _0\"></span>esteld met<span class=\"_ _0\"></span> gebruik va<span class=\"_ _0\"></span>n (niet </span></span></div>\n<div class=\"t m0 x1a0 h64 ya49 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangepaste) geno<span class=\"_ _1\"></span>teerde <span class=\"lsed ws112\">prijzen in e<span class=\"_ _0\"></span>en actieve m<span class=\"_ _0\"></span>arkt voor ide<span class=\"_ _0\"></span>ntieke </span></div>\n<div class=\"t m0 x1a0 h64 ya4a ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa of ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen. Dit<span class=\"_ _0\"></span> betekent<span class=\"_ _0\"></span> dat de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>jzen</div>\n<div class=\"t m0 x1a0 h64 ya4b ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenvou<span class=\"_ _0\"></span>dig beschik<span class=\"_ _0\"></span>baar zij<span class=\"_ _0\"></span>n en werkel<span class=\"_ _0\"></span>ijke en regel<span class=\"_ _0\"></span>matig</div>\n<div class=\"t m0 x1a0 h64 ya4c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorkom<span class=\"_ _0\"></span>ende mark<span class=\"_ _0\"></span>ttransac<span class=\"_ _0\"></span>ties op bas<span class=\"_ _0\"></span>is van vrij ec<span class=\"_ _0\"></span>onomi<span class=\"_ _0\"></span>sch</div>\n<div class=\"t m0 x1a0 h64 ya4d ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeer weerspiege<span class=\"_ _1\"></span>len;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4e ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsed ws112\">Niveau 2: r<span class=\"ws11d\">e\u00eble w<span class=\"_ _0\"></span>aarde vas<span class=\"_ _0\"></span>tgest<span class=\"_ _0\"></span>eld met ge<span class=\"_ _0\"></span>bruik va<span class=\"_ _0\"></span>n infor<span class=\"_ _0\"></span>matie </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya4f ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">anders dan<span class=\"_ _1\"></span> de in niv<span class=\"_ _1\"></span>eau 1 opgeno<span class=\"_ _1\"></span>men genoteerde<span class=\"_ _1\"></span> prijzen <span class=\"_ _1\"></span>die (op</div>\n<div class=\"t m0 x1a0 h64 ya50 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de markt) w<span class=\"_ _0\"></span>aarneem<span class=\"_ _0\"></span>baar zijn,<span class=\"_ _0\"></span> hetzij dir<span class=\"_ _0\"></span>ect (d.w.z.<span class=\"_ _0\"></span> prijze<span class=\"_ _0\"></span>n) of indire<span class=\"_ _0\"></span>ct</div>\n<div class=\"t m0 x1a0 h64 ya51 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(d.w.z. ont<span class=\"_ _1\"></span>leend aan pri<span class=\"_ _1\"></span>jzen, zoal<span class=\"_ _1\"></span>s rentetarieven<span class=\"_ _1\"></span> of wisselkoe<span class=\"_ _1\"></span>rsen);<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya52 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3\">N<span class=\"_ _1\"></span><span class=\"lsed ws11d\">iveau 3: r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde vast<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d met geb<span class=\"_ _0\"></span>ruik van i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie die </span></span></span></div>\n<div class=\"t m0 x1a0 h64 ya53 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet (volledi<span class=\"_ _1\"></span>g) op waarneembare<span class=\"_ _1\"></span> gegevens is gebaseerd<span class=\"_ _1\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffb6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _3f\"> </span><span class=\"ffb3 lsef ws113\">Ko<span class=\"_ _1\"></span>stprijs.</span><span class=\"ffb3\"> </span></span></div>\n<div class=\"t m0 x1d h64 yab7 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De plaatsing<span class=\"_ _1\"></span> van de waardering van<span class=\"_ _1\"></span> de re\u00eble waarde in de<span class=\"_ _1\"></span> hi\u00ebrarchie</div>\n<div class=\"t m0 x1d h64 yab8 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt bepaald op<span class=\"_ _1\"></span> basis van het laags<span class=\"_ _1\"></span>te niveau van inpu<span class=\"_ _1\"></span>t <span class=\"lsed ws112\">dat van bel<span class=\"_ _0\"></span>ang </span></div>\n<div class=\"t m0 x1d h64 yab9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is voor de wa<span class=\"_ _0\"></span>ardering v<span class=\"_ _0\"></span>an de re\u00eble wa<span class=\"_ _0\"></span>arde in zijn g<span class=\"_ _0\"></span>eheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaba ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabb ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De bepali<span class=\"_ _0\"></span>ng van de re\u00ebl<span class=\"_ _0\"></span>e waarde vo<span class=\"_ _0\"></span>lgens niv<span class=\"_ _0\"></span>eau 2 en 3 vereist<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yabc ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans he<span class=\"_ _1\"></span>t gebruik van waardering<span class=\"_ _1\"></span>stechnieken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabd ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabe ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Een fina<span class=\"_ _0\"></span>ncieel i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent wordt <span class=\"_ _0\"></span>beschou<span class=\"_ _0\"></span>wd als <span class=\"lsef\">m<span class=\"_ _0\"></span>arktgenoteerd<span class=\"_ _1\"></span> in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yabf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actieve m<span class=\"_ _0\"></span>arkt als gen<span class=\"_ _0\"></span>oteerd<span class=\"_ _0\"></span>e prijzen ee<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>g en regelmat<span class=\"_ _0\"></span>ig</div>\n<div class=\"t m0 x1d h64 ycd9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opvraagbaar<span class=\"_ _1\"></span> zijn bij een beurs, deal<span class=\"_ _1\"></span>er, broker, indu<span class=\"_ _1\"></span>stri\u00eble groep, pri<span class=\"_ _1\"></span>cing</div>\n<div class=\"t m0 x1d h64 ycda ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service of<span class=\"_ _0\"></span> regelgev<span class=\"_ _0\"></span>ende/t<span class=\"_ _0\"></span>oezicht<span class=\"_ _0\"></span>houdend<span class=\"_ _0\"></span>e instanti<span class=\"_ _0\"></span>es en als dez<span class=\"_ _0\"></span>e prijzen</div>\n<div class=\"t m0 x1d h64 ycdb ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een weergave<span class=\"_ _1\"></span> zijn van<span class=\"_ _1\"></span> feit<span class=\"ws11e\">elijke<span class=\"_ _1\"></span> en regelmatig teru<span class=\"_ _1\"></span>gkerende </span></div>\n<div class=\"t m0 x1d h64 ycdc ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es op bas<span class=\"_ _0\"></span>is van v<span class=\"_ _0\"></span>rij eco<span class=\"_ _0\"></span>nomisch v<span class=\"_ _0\"></span>erkeer.<span class=\"_ _0\"></span> Indien <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1d h64 ycdd ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel in<span class=\"_ _1\"></span>strument wordt verha<span class=\"_ _1\"></span>ndeld in een acti<span class=\"_ _1\"></span>eve en liquide mark<span class=\"_ _1\"></span>t is</div>\n<div class=\"t m0 x1d h64 ycde ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de genote<span class=\"_ _0\"></span>erde prijs<span class=\"_ _0\"></span> of waarde de bes<span class=\"_ _0\"></span>te indicat<span class=\"_ _0\"></span>or voor de<span class=\"_ _0\"></span> re\u00eble waar<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ycdf ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervan. Di<span class=\"_ _0\"></span>e r<span class=\"lsef ws11d\">e\u00eble waarde <span class=\"_ _1\"></span>wordt nie<span class=\"_ _1\"></span>t gecorrigeerd<span class=\"_ _1\"></span> voor een<span class=\"_ _1\"></span> groot pakke<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yce0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen, <span class=\"_ _1\"></span>tenzij er e<span class=\"_ _1\"></span>en bindende a<span class=\"_ _1\"></span>fspraak is ge<span class=\"_ _1\"></span>maakt om de<span class=\"_ _1\"></span> aandelen</div>\n<div class=\"t m0 x1d h64 yce1 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te verkopen<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> andere prij<span class=\"_ _1\"></span>s dan de m<span class=\"_ _1\"></span>arktprijs. <span class=\"_ _1\"></span>De meest</div>\n<div class=\"t m0 x1d h64 yce2 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschikt<span class=\"_ _0\"></span>e marktp<span class=\"_ _0\"></span>rijs voor ee<span class=\"_ _0\"></span>n actief in<span class=\"_ _0\"></span> bezit of een uit te ge<span class=\"_ _0\"></span>ven p<span class=\"lsee\">assief </span></div>\n<div class=\"t m0 x1d h64 yce3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is de huidig<span class=\"_ _0\"></span>e biedpri<span class=\"_ _0\"></span>js, en voor ee<span class=\"_ _0\"></span>n aan te kope<span class=\"_ _0\"></span>n actief of een p<span class=\"_ _0\"></span>assief in</div>\n<div class=\"t m0 x1d h64 yce4 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit, de <span class=\"_ _1\"></span>laatprijs. M<span class=\"_ _1\"></span>iddenkoersen w<span class=\"_ _1\"></span>orden gebrui<span class=\"_ _1\"></span>kt als basis<span class=\"_ _1\"></span> voor het</div>\n<div class=\"t m0 x1d h64 yce5 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepale<span class=\"_ _0\"></span>n van de r<span class=\"_ _0\"></span>e\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>activa e<span class=\"_ _0\"></span>n verpli<span class=\"_ _0\"></span>chtingen <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x1d h64 yce6 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegengestelde<span class=\"_ _1\"></span> marktrisi<span class=\"_ _1\"></span>co\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce7 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce8 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er een sign<span class=\"_ _0\"></span>ifica<span class=\"_ _0\"></span>nte daling<span class=\"_ _0\"></span> is in het volum<span class=\"_ _0\"></span>e of het activ<span class=\"_ _0\"></span>iteitsni<span class=\"_ _0\"></span>veau</div>\n<div class=\"t m0 x1d h64 yce9 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor het act<span class=\"_ _0\"></span>ief of de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g, worden d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ies of gen<span class=\"_ _0\"></span>oteerde</div>\n<div class=\"t m0 x1d h64 ycea ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen b<span class=\"_ _0\"></span>eoordeel<span class=\"_ _0\"></span>d en kan er een alt<span class=\"_ _0\"></span>ernat<span class=\"_ _0\"></span>ieve waar<span class=\"_ _0\"></span>deringsm<span class=\"_ _0\"></span>ethode of</div>\n<div class=\"t m0 x1d h64 yceb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meerdere waarde<span class=\"_ _1\"></span>ringsmethoden (bij<span class=\"_ _1\"></span>v. contante<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">waard<span class=\"_ _0\"></span>etechni<span class=\"_ _0\"></span>eken) </span></span></div>\n<div class=\"t m0 x1d h64 ycec ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yced ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycee ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als er geen ma<span class=\"_ _0\"></span>rktpri<span class=\"_ _0\"></span>js op een acti<span class=\"_ _0\"></span>eve markt b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>ar is, wordt<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 ycef ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e berekend<span class=\"_ _1\"></span> op basis v<span class=\"_ _1\"></span>an de con<span class=\"_ _1\"></span>tante waarde<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">methode of </span></div>\n<div class=\"t m0 x1d h64 ycf0 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere waard<span class=\"_ _1\"></span>eringsmethoden<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> waarneembare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ycf1 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktg<span class=\"_ _0\"></span>egevens o<span class=\"_ _0\"></span>p de balans<span class=\"_ _0\"></span>datum. Dez<span class=\"_ _0\"></span>e informat<span class=\"_ _0\"></span>ie kan hetz<span class=\"_ _0\"></span>ij direct</div>\n<div class=\"t m0 x1d h64 ycf2 ffb3 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">wa<span class=\"lsef ws11e\">arneembaar zijn (pri<span class=\"_ _1\"></span>jzen) of indire<span class=\"_ _1\"></span>ct waarneembaar<span class=\"_ _1\"></span> (afgeleid van </span></div>\n<div class=\"t m0 x1d h64 ycf3 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen z<span class=\"_ _0\"></span>oals rent<span class=\"_ _0\"></span>e of wisselk<span class=\"_ _0\"></span>oersen).<span class=\"_ _0\"></span> Wanneer A<span class=\"_ _0\"></span>geas kwa<span class=\"_ _0\"></span>ntitati<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x1d h64 ycf4 ffb3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">observeerbare i<span class=\"_ _1\"></span>nformatie gebru<span class=\"_ _1\"></span>ikt bij de<span class=\"_ _1\"></span> waardering<span class=\"_ _1\"></span> tegen re\u00eble<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 ycf5 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde, i<span class=\"_ _0\"></span>s deze infor<span class=\"_ _0\"></span>matie ni<span class=\"_ _0\"></span>et binnens<span class=\"_ _0\"></span>huis ontw<span class=\"_ _0\"></span>ikkeld.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 ycf6 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycf7 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als er ee<span class=\"_ _1\"></span>n waardering<span class=\"_ _1\"></span>smethode gebrui<span class=\"_ _1\"></span>kelijk is<span class=\"_ _1\"></span> in de mar<span class=\"_ _1\"></span>kt om de p<span class=\"_ _1\"></span>rijs</div>\n<div class=\"t m0 x1d h64 ycf8 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent te be<span class=\"_ _0\"></span>palen en v<span class=\"_ _0\"></span>an deze <span class=\"_ _0\"></span>waard<span class=\"_ _0\"></span>eringsmet<span class=\"_ _0\"></span>hode is</div>\n<div class=\"t m0 x1d h64 ycf9 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangetoond da<span class=\"_ _1\"></span>t de bepaalde waarderin<span class=\"_ _1\"></span>g een betrouwbare s<span class=\"_ _1\"></span>chatting</div>\n<div class=\"t m0 x1d h64 ycfa ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oplevert<span class=\"_ _0\"></span> van de prijs<span class=\"_ _0\"></span> bij een daadw<span class=\"_ _0\"></span>erkelij<span class=\"_ _0\"></span>ke markttr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ie, dan</div>\n<div class=\"t m0 x1d h64 ycfb ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikt Ageas<span class=\"_ _1\"></span> deze waarderings<span class=\"_ _1\"></span>methode. Tot de veel<span class=\"_ _1\"></span> gebruikte</div>\n<div class=\"t m0 x1d h64 ycfc ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>ringsmet<span class=\"_ _0\"></span>hoden in fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n behoren r<span class=\"_ _0\"></span>ecente</div>\n<div class=\"t m0 x1d h64 ycfd ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">markttr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es, disc<span class=\"_ _0\"></span>ounted c<span class=\"_ _0\"></span>ash flo<span class=\"_ _0\"></span>ws (incl<span class=\"_ _0\"></span>usief</div>\n<div class=\"t m0 x1d h64 ycfe ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">optiewaarderin<span class=\"_ _1\"></span>gsmodellen) en<span class=\"_ _1\"></span> actuele ver<span class=\"_ _1\"></span>vangingswaarde.<span class=\"_ _1\"></span> Een</div>\n<div class=\"t m0 x1d h64 ycff ffb3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geaccepteerde<span class=\"_ _1\"></span> <span class=\"ws11d\">waarderings<span class=\"_ _1\"></span>methode houdt<span class=\"_ _1\"></span> rekening met<span class=\"_ _1\"></span> alle fac<span class=\"_ _1\"></span>toren </span></div>\n<div class=\"t m0 x1d h64 yd00 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n voor de prijs<span class=\"_ _0\"></span>vorming<span class=\"_ _0\"></span> belangrij<span class=\"_ _0\"></span>k achten. Dez<span class=\"_ _0\"></span>e metho<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yd01 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dient teve<span class=\"_ _0\"></span>ns consis<span class=\"_ _0\"></span>tent te zijn m<span class=\"_ _0\"></span>et algem<span class=\"_ _0\"></span>een aanvaa<span class=\"_ _0\"></span>rde econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x1d h64 yd02 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">modellen voor<span class=\"_ _1\"></span> de waar<span class=\"_ _1\"></span>dering van <span class=\"_ _1\"></span>financi\u00eble ins<span class=\"_ _1\"></span>trumenten.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws111\">Deze </span></span></div>\n<div class=\"t m0 x1d h64 yd03 ffb3 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">tech<span class=\"lsed ws112\">nieken zijn onde<span class=\"_ _0\"></span>rhevig aan <span class=\"lsef ws11d\">i<span class=\"_ _0\"></span>nherente be<span class=\"_ _1\"></span>perkingen, zoa<span class=\"_ _1\"></span>ls de<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd04 ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng van de v<span class=\"_ _0\"></span>oor ris<span class=\"_ _0\"></span>ico geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>de disco<span class=\"_ _0\"></span>ntering<span class=\"_ _0\"></span>svoet.<span class=\"_ _0\"></span> Het</div>\n<div class=\"t m0 x1d h64 yd05 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik v<span class=\"_ _0\"></span>an ander<span class=\"_ _0\"></span>e assumpt<span class=\"_ _0\"></span>ies en veron<span class=\"_ _0\"></span>derstell<span class=\"_ _0\"></span>ingen zou r<span class=\"_ _0\"></span>esulter<span class=\"_ _0\"></span>en in</div>\n<div class=\"t m0 x1d h64 yd06 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een andere <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd07 ffb3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd08 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De ni<span class=\"ws11e\">veau 3 po<span class=\"_ _1\"></span>sities zijn <span class=\"ws113\">voor<span class=\"_ _1\"></span>namelijk </span></span>g<span class=\"_ _1\"></span>evoelig voor<span class=\"_ _1\"></span> een veranderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x1d h64 yd09 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de verw<span class=\"_ _0\"></span>achte kasst<span class=\"_ _0\"></span>romen.<span class=\"_ _0\"></span> Bijgev<span class=\"_ _0\"></span>olg varie<span class=\"_ _0\"></span>ert hun re\u00ebl<span class=\"_ _0\"></span>e waarde in</div>\n<div class=\"t m0 x1d h64 yd0a ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verhouding to<span class=\"_ _1\"></span>t de veranderingen<span class=\"_ _1\"></span> in deze kasstromen<span class=\"_ _1\"></span>. De veranderingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd0b ffb3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in de wa<span class=\"_ _0\"></span>arde van d<span class=\"_ _0\"></span>eze niv<span class=\"_ _0\"></span>eau 3 posit<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rden ve<span class=\"_ _0\"></span>rantwo<span class=\"lsef\">ord in de </span></div>\n<div class=\"t m0 x1d h64 yd0c ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overige n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde re<span class=\"_ _1\"></span>sultaten in het eigen<span class=\"_ _1\"></span> vermogen.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 142px; height: 955px; width: 352.986px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 702px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gebrui<span class=\"_ _0\"></span>kte method<span class=\"_ _0\"></span>en en hypot<span class=\"_ _0\"></span>hesen om de re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e te bepale<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x2c h64 y8a6 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn grot<span class=\"_ _0\"></span>endeel<span class=\"_ _0\"></span>s afhank<span class=\"_ _0\"></span>elijk va<span class=\"_ _0\"></span>n het feit <span class=\"_ _0\"></span>of het i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nt verh<span class=\"_ _0\"></span>andeld</div>\n<div class=\"t m0 x2c h64 y8a7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt op <span class=\"_ _0\"></span>een fina<span class=\"_ _0\"></span>nci\u00eble m<span class=\"_ _0\"></span>arkt en w<span class=\"_ _0\"></span>elke inf<span class=\"_ _0\"></span>orm<span class=\"lsef ws11e\">atie gebruikt kan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de waard<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>modellen.<span class=\"_ _0\"></span> Hierna wo<span class=\"_ _0\"></span>rdt een same<span class=\"_ _0\"></span>nvattin<span class=\"_ _0\"></span>g gegeven</div>\n<div class=\"t m0 x2c h64 y8a9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de versc<span class=\"_ _0\"></span>hillen<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten<span class=\"_ _0\"></span> met de hiervoo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y8aa ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerde<span class=\"_ _1\"></span> re\u00eble waarder<span class=\"_ _1\"></span>ingsmethode:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van al<span class=\"_ _1\"></span>s voor ver<span class=\"_ _1\"></span>koop beschikba<span class=\"_ _1\"></span>ar geclassif<span class=\"_ _1\"></span>iceerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y8ac ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsed ws112\">ffecten en van ef<span class=\"_ _0\"></span>fecten te<span class=\"_ _0\"></span>gen re\u00eble w<span class=\"_ _0\"></span>aarde met </span></div>\n<div class=\"t m0 x1a0 h64 y8ad ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening word<span class=\"_ _1\"></span>t bepaald <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x1a0 h64 y8ae ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van ma<span class=\"_ _0\"></span>rktprij<span class=\"_ _0\"></span>zen van acti<span class=\"_ _0\"></span>eve markt<span class=\"_ _0\"></span>en. Indien g<span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8af ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">genoteerde prij<span class=\"_ _1\"></span>zen in een actieve mark<span class=\"_ _1\"></span>t beschikbaar zijn<span class=\"_ _1\"></span>, wordt de</div>\n<div class=\"t m0 x1a0 h64 y8b0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e bepaald <span class=\"lsed\">aan de hand va<span class=\"_ _0\"></span>n contant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">waarde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">berekeningen<span class=\"_ _1\"></span>. <span class=\"ws11e\">Meer bepaald<span class=\"_ _1\"></span> voor asset<span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">backed sec</span></span>urities houden </span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verwac<span class=\"_ _0\"></span>hte kasst<span class=\"_ _0\"></span>romen die wor<span class=\"_ _0\"></span>den geb<span class=\"_ _0\"></span>ruikt in de cont<span class=\"_ _0\"></span>ante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>kening rekening<span class=\"_ _1\"></span> met de oo<span class=\"_ _1\"></span>rspronkelijke<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8b4 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteri<span class=\"_ _0\"></span>a, kenm<span class=\"_ _0\"></span>erken va<span class=\"_ _0\"></span>n de le<span class=\"lsef ws11e\">ning nemer </span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span></span>value rat<span class=\"_ _0\"></span>io\u2019s, ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wachte</div>\n<div class=\"t m0 x1a0 h64 y8b7 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vooruitbetalin<span class=\"_ _1\"></span>gsniveaus.<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">Disconteringsfa<span class=\"_ _1\"></span>ctoren worden<span class=\"_ _1\"></span> hierbij </span></div>\n<div class=\"t m0 x1a0 h64 y9d7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op een swa<span class=\"_ _0\"></span>pcurve,<span class=\"_ _0\"></span> plus een spr<span class=\"_ _0\"></span>ead die de</div>\n<div class=\"t m0 x1a0 h64 y9d8 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicok<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en v<span class=\"ws112\">an het ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> uitdrukt<span class=\"_ _0\"></span>. De re\u00eble waa<span class=\"_ _0\"></span>rde van </span></div>\n<div class=\"t m0 x1a0 h64 y9d9 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als tot de vervald<span class=\"_ _1\"></span>ag aangehouden<span class=\"_ _1\"></span> geclassificeerde<span class=\"_ _1\"></span> effecten (alleen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9da ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig voor<span class=\"_ _1\"></span> informatiever<span class=\"_ _1\"></span>schaffing) wor<span class=\"_ _1\"></span>den op deze<span class=\"_ _1\"></span>lfde wijze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9db ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bepaald.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde van d<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n wordt verk<span class=\"_ _0\"></span>regen uit ac<span class=\"_ _0\"></span>tieve mark<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 y9dd ffb8 fs44 fc14 sc0 ls10c ws14c\" style=\"z-index: 15;\">of wor<span class=\"lsed ws112\">dt, indien van toe<span class=\"_ _0\"></span>passing,<span class=\"_ _0\"></span> bepaald met<span class=\"_ _0\"></span> behulp van<span class=\"_ _0\"></span> contante<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a0 h64 y9de ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde b<span class=\"_ _0\"></span>erekeni<span class=\"_ _0\"></span>ngen en opti<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmod<span class=\"_ _1\"></span>ellen. Geno<span class=\"_ _1\"></span>teerde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9df ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktp<span class=\"_ _0\"></span>rijzen zijn d<span class=\"_ _0\"></span>e meest betr<span class=\"_ _0\"></span>ouwba<span class=\"_ _0\"></span>re re\u00eble wa<span class=\"_ _0\"></span>arde voor op ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y9e0 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">erkende beurs ve<span class=\"_ _1\"></span>rhandelde deriv<span class=\"_ _1\"></span>aten. Voor derivat<span class=\"_ _1\"></span>en die niet op</div>\n<div class=\"t m0 x1a0 h64 y9e1 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een erke<span class=\"lsef ws11e\">nde beurs worden verhandeld, is de<span class=\"_ _1\"></span> re\u00eble waarde die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9e2 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde die<span class=\"_ _1\"></span> gerealiseerd<span class=\"_ _1\"></span> kan worden d<span class=\"_ _1\"></span>oor be\u00ebindi<span class=\"_ _1\"></span>ging of a<span class=\"_ _1\"></span>fwikkeling</div>\n<div class=\"t m0 x1a0 h64 y9e3 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het d<span class=\"_ _0\"></span>erivaat<span class=\"_ _0\"></span>. Factor<span class=\"_ _0\"></span>en die v<span class=\"_ _0\"></span>an invlo<span class=\"_ _0\"></span>ed zijn <span class=\"_ _0\"></span>op de waar<span class=\"_ _0\"></span>dering</div>\n<div class=\"t m0 x1a0 h64 y9e4 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>ndividuele deri<span class=\"_ _1\"></span>vaten zijn<span class=\"_ _1\"></span> onder ande<span class=\"_ _1\"></span>re de kred<span class=\"_ _1\"></span>ietrating van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9e5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de t<span class=\"lsef ws11d\">egenpartij en<span class=\"_ _1\"></span> de complexi<span class=\"_ _1\"></span>teit van he<span class=\"_ _1\"></span>t derivaat. W<span class=\"_ _1\"></span>anneer deze </span></div>\n<div class=\"t m0 x1a0 h64 y9e6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">factore<span class=\"_ _0\"></span>n afwijke<span class=\"_ _0\"></span>n van de basisf<span class=\"_ _0\"></span>actor<span class=\"_ _0\"></span>en die ten gron<span class=\"_ _0\"></span>dslag lig<span class=\"_ _0\"></span>gen aan</div>\n<div class=\"t m0 x1a0 h64 y9e7 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de noteri<span class=\"_ _0\"></span>ng, kan een aa<span class=\"_ _0\"></span>npassi<span class=\"_ _0\"></span>ng van de genot<span class=\"_ _0\"></span>eerde pri<span class=\"_ _0\"></span>js worden</div>\n<div class=\"t m0 x1a0 h64 y9e8 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overwogen. Gangba<span class=\"_ _1\"></span>re methoden voor d<span class=\"_ _1\"></span>e waardering van e<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1a0 h64 y9e9 ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wa<span class=\"lsef ws11e\">p hanteren een vergel<span class=\"_ _1\"></span>ijking van he<span class=\"_ _1\"></span>t rendement (de yield)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9ea ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de sw<span class=\"_ _0\"></span>ap met d<span class=\"_ _0\"></span>e huidige <span class=\"_ _0\"></span>swapre<span class=\"_ _0\"></span>ntecurv<span class=\"_ _0\"></span>e. De sw<span class=\"_ _0\"></span>aprentec<span class=\"_ _0\"></span>urve</div>\n<div class=\"t m0 x1a0 h64 y9eb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt afg<span class=\"_ _0\"></span>eleid van de g<span class=\"_ _0\"></span>enotee<span class=\"_ _0\"></span>rde swapre<span class=\"_ _0\"></span>ntevoete<span class=\"_ _0\"></span>n. Over het</div>\n<div class=\"t m0 x1a0 h64 y9ec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en zijn er aan<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en verkoopkoers<span class=\"_ _0\"></span>en van han<span class=\"_ _0\"></span>delaars </span></span></div>\n<div class=\"t m0 x1a0 h64 y9ed ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span> voor gangbare ren<span class=\"_ _1\"></span>teswaps met tegenpar<span class=\"_ _1\"></span>tijen waarvan</div>\n<div class=\"t m0 x1a0 h64 y9ee ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>en 'invest<span class=\"_ _0\"></span>ment grad<span class=\"_ _0\"></span>e' zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ef ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beursgenoteerde <span class=\"_ _1\"></span>private equity<span class=\"_ _1\"></span></span>-</span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9f0 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>wordt gesch<span class=\"_ _1\"></span>at aan de<span class=\"_ _1\"></span> hand van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f1 ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toepasselijke<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>marktvergel<span class=\"_ _1\"></span>ijkingsfactoren<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>(bijvoorbeeld<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9f2 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">koers/winstve<span class=\"_ _1\"></span>rhouding of koer<span class=\"_ _1\"></span>s/kasstroomverhoudi<span class=\"_ _1\"></span>ng) om de</div>\n<div class=\"t m0 x1a0 h64 y9f3 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">specifieke om<span class=\"_ _1\"></span>standigheden van de emi<span class=\"_ _1\"></span>ttent uit te druk<span class=\"_ _1\"></span>ken.<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">Niveau<span class=\"_ _1\"></span> 3 </span></div>\n<div class=\"t m0 x1a0 h64 y9f4 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingen<span class=\"_ _1\"></span> voor private equity en<span class=\"_ _1\"></span> durfkapitaal <span class=\"lsed ws111\">maken </span><span class=\"ws11d\">gebruik van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 y9f5 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rden die zij<span class=\"_ _0\"></span>n opgenom<span class=\"_ _0\"></span>en in het geau<span class=\"_ _0\"></span>diteer<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>eel</div>\n<div class=\"t m0 x1a0 h64 y9f6 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslag van de<span class=\"_ _1\"></span> relevant<span class=\"ws11d\">e deelne<span class=\"_ _1\"></span>mingen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f7 ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws11d\">De re\u00eble waard<span class=\"_ _0\"></span>e van sc<span class=\"_ _0\"></span>hulden e<span class=\"_ _0\"></span>n uitgeg<span class=\"_ _0\"></span>even acht<span class=\"_ _0\"></span>erges<span class=\"_ _0\"></span>telde </span></span></div>\n<div class=\"t m0 x1a0 h64 y9f8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen wo<span class=\"_ _1\"></span>rdt bepaald <span class=\"_ _1\"></span>met behulp<span class=\"_ _1\"></span> van modell<span class=\"_ _1\"></span>en voor con<span class=\"_ _1\"></span>tante<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y9f9 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde bere<span class=\"_ _1\"></span>keningen, op b<span class=\"_ _1\"></span>asis van de<span class=\"_ _1\"></span> huidige<span class=\"_ _1\"></span> marginale ren<span class=\"_ _1\"></span>tevoet</div>\n<div class=\"t m0 x1a0 h64 y9fa ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die Ageas h<span class=\"_ _0\"></span>anteert<span class=\"_ _0\"></span> voor lening<span class=\"_ _0\"></span>en van hetz<span class=\"_ _0\"></span>elfde typ<span class=\"_ _0\"></span>e. Voor len<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x1a0 h64 y9fb ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een var<span class=\"_ _0\"></span>iabele rent<span class=\"_ _0\"></span>e die freq<span class=\"_ _0\"></span>uent wijzi<span class=\"_ _0\"></span>gen en geen a<span class=\"_ _0\"></span>anwijsb<span class=\"_ _0\"></span>are</div>\n<div class=\"t m0 x1a0 h64 y9fc ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijziging <span class=\"_ _1\"></span>van het kre<span class=\"_ _1\"></span>dietrisico <span class=\"_ _1\"></span>vertonen, benader<span class=\"_ _1\"></span>t de re\u00eble<span class=\"_ _1\"></span> waarde</div>\n<div class=\"t m0 x1a0 h64 y9fd ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de boekwaarde<span class=\"_ _1\"></span>. Voor het<span class=\"_ _1\"></span> waarderen van<span class=\"_ _1\"></span> in leni<span class=\"_ _1\"></span>ngen opgenomen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y9fe ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oetplafo<span class=\"_ _0\"></span>nds en voor<span class=\"_ _0\"></span>uitbeta<span class=\"_ _0\"></span>lingsopt<span class=\"_ _0\"></span>ies en die i<span class=\"ws111\">n </span></div>\n<div class=\"t m0 x1a0 h64 y9ff ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overeenstemming<span class=\"_ _1\"></span> met IFRS separaat word<span class=\"_ _1\"></span>en verantwoord<span class=\"_ _1\"></span>, worden</div>\n<div class=\"t m0 x1a0 h64 yd0e ffb8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">optie<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarderingsmodellen<span class=\"_ _1\"></span> gebruikt.</span> </span></div>\n<div class=\"t m0 x1d h64 yd0f ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">De re\u00eble waarde voo<span class=\"_ _0\"></span>r verbint<span class=\"_ _0\"></span>enisse<span class=\"_ _0\"></span>n en garantie<span class=\"_ _0\"></span>s die niet uit<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x69 h64 yd10 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">balans bl<span class=\"_ _1\"></span>ijken, wordt g<span class=\"_ _1\"></span>ebaseerd op<span class=\"_ _1\"></span> vergoedingen <span class=\"_ _1\"></span>die actueel</div>\n<div class=\"t m0 x69 h64 yd11 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bere<span class=\"_ _1\"></span>kend bij <span class=\"_ _1\"></span>soortgelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">overee<span class=\"_ _0\"></span>nkomst<span class=\"_ _0\"></span>en, waarbi<span class=\"_ _0\"></span>j rekenin<span class=\"_ _0\"></span>g </span></span></div>\n<div class=\"t m0 x69 h64 yd12 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gehouden me<span class=\"_ _1\"></span>t de overige voorwaar<span class=\"_ _1\"></span>den van de</div>\n<div class=\"t m0 x69 h64 yd13 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomsten<span class=\"_ _1\"></span> en de <span class=\"_ _1\"></span>kredietwaardigheid<span class=\"_ _1\"></span> van de t<span class=\"_ _1\"></span>egenpartijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd14 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd15 ffb8 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beu<span class=\"_ _1\"></span>rsgenoteerde fi<span class=\"_ _1\"></span>nanci\u00eble instrumen<span class=\"_ _1\"></span>ten worden vaak verhan<span class=\"_ _1\"></span>deld </span></span></div>\n<div class=\"t m0 x1d h64 yd16 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op over<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">the</span>-</span><span class=\"ws11d\">counter (<span class=\"_ _0\"></span>OTC) ma<span class=\"_ _0\"></span>rkten w<span class=\"_ _0\"></span>aar de <span class=\"lsef ws11e\">marktprijzen verkrijgbaar<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd17 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn via <span class=\"_ _1\"></span>handelaren o<span class=\"_ _1\"></span>f andere bemi<span class=\"_ _1\"></span>ddelaars. Vanu<span class=\"_ _1\"></span>it versch<span class=\"_ _1\"></span>illende</div>\n<div class=\"t m0 x1d h64 yd18 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bronnen z<span class=\"_ _0\"></span>ijn beurs<span class=\"_ _0\"></span>noterin<span class=\"_ _0\"></span>gen verkri<span class=\"_ _0\"></span>jgbaar v<span class=\"_ _0\"></span>oor een aant<span class=\"_ _0\"></span>al financ<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 yd19 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrumenten<span class=\"_ _1\"></span> die geregeld<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>verhandeld op<span class=\"_ _1\"></span> een OTC<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls10c ws14c\">markt. De<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd1a ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble per<span class=\"_ _1\"></span>s, verschillende <span class=\"lsed ws11d\">beurspublic<span class=\"_ _0\"></span>aties en i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x1d h64 yd1b ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">individuele mar<span class=\"_ _1\"></span>ketmakers zijn voor<span class=\"_ _1\"></span>beelden van deze bron<span class=\"_ _1\"></span>nen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd1c ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd1d ffb8 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Covid<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">19 heeft niet<span class=\"_ _0\"></span> geleid tot een w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g van de metho<span class=\"_ _0\"></span>de die gebru<span class=\"_ _0\"></span>ikt </span></span></div>\n<div class=\"t m0 x1d h64 yd1e ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">is voor de bepali<span class=\"_ _1\"></span>ng van de re\u00eble waa<span class=\"_ _1\"></span>rde van financi\u00eble<span class=\"_ _1\"></span> instrumenten,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd1f ffb8 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zoals <span class=\"lsef ws11d\">hierboven<span class=\"_ _1\"></span> beschreven. <span class=\"_ _1\"></span>Indien van<span class=\"_ _1\"></span> toepassing, h<span class=\"_ _1\"></span>oudt de be<span class=\"_ _1\"></span>paling </span></div>\n<div class=\"t m0 x1d h64 yd20 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de re\u00ebl<span class=\"_ _0\"></span>e waarde rek<span class=\"_ _0\"></span>ening met bi<span class=\"_ _0\"></span>jkomend<span class=\"_ _0\"></span>e onzeker<span class=\"_ _0\"></span>heden om<span class=\"_ _0\"></span>wille</div>\n<div class=\"t m0 x1d h64 yd21 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de Cov<span class=\"_ _1\"></span>id<span class=\"ls0 ws0\">-</span>19 pa<span class=\"_ _1\"></span>ndemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd22 ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd23 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gedetai<span class=\"_ _0\"></span>lleerde<span class=\"_ _0\"></span>re inform<span class=\"_ _0\"></span>atie over d<span class=\"_ _0\"></span>e toepass<span class=\"_ _0\"></span>ing van dez<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd24 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en aannames is<span class=\"_ _1\"></span> vermeld in<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">de<span class=\"_ _1\"></span> desbetreffen<span class=\"_ _1\"></span>de </span></div>\n<div class=\"t m0 x1d h64 yd25 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichtingen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde <span class=\"_ _1\"></span>Jaarrekening<span class=\"_ _1\"></span> van Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 955px; width: 352px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag326": {
   "value": "\n<div class=\"t m0 x2c h64 yc15 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een acti<span class=\"_ _0\"></span>ef of verpli<span class=\"_ _0\"></span>chting wor<span class=\"_ _0\"></span>dt in eerste i<span class=\"_ _0\"></span>nstanti<span class=\"_ _0\"></span>e gewaard<span class=\"_ _0\"></span>eerd tege<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 yc16 ffb3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e. Als de<span class=\"_ _1\"></span> transactieprij<span class=\"_ _1\"></span>s afwijkt <span class=\"_ _1\"></span>van deze re\u00eble<span class=\"_ _1\"></span> waarde, <span class=\"_ _1\"></span>wordt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc17 ffb3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hieruit v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eiende wi<span class=\"_ _0\"></span>nst of verli<span class=\"_ _0\"></span>es in de resu<span class=\"_ _0\"></span>ltatenr<span class=\"_ _0\"></span>ekening</div>\n<div class=\"t m0 x2c h64 yc18 ffb3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkt, tenzij<span class=\"_ _1\"></span> IFRS anders voors<span class=\"_ _1\"></span>chrijft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 567px; height: 51px; width: 353px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognisingDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag344": {
   "value": "\n<div class=\"t m0 x1d h6c yce8 ffbc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Saldering <span class=\"_ _1\"></span>van financi\u00ebl<span class=\"_ _1\"></span>e activa e<span class=\"_ _1\"></span>n passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble activa e<span class=\"_ _0\"></span>n verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n worden ges<span class=\"_ _0\"></span>aldeerd en h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ycea ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nettobedrag <span class=\"_ _1\"></span>wordt in de<span class=\"_ _1\"></span> balans ger<span class=\"_ _1\"></span>apporteerd w<span class=\"_ _1\"></span>anneer er een<span class=\"_ _1\"></span> wettelij<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x1d h64 yceb ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">afd<span class=\"lsef ws11e\">wingbaar rech<span class=\"_ _1\"></span>t is om de verantwoorde<span class=\"_ _1\"></span> bedragen te salderen<span class=\"_ _1\"></span> en de </span></div>\n<div class=\"t m0 x1d h64 ycec ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>e bestaat o<span class=\"_ _0\"></span>m tot een afwi<span class=\"_ _0\"></span>kkelin<span class=\"_ _0\"></span>g op netto bas<span class=\"_ _0\"></span>is te komen, da<span class=\"_ _0\"></span>n wel</div>\n<div class=\"t m0 x1d h64 yced ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegelijk<span class=\"_ _0\"></span>ertijd h<span class=\"_ _0\"></span>et actief te r<span class=\"_ _0\"></span>ealiser<span class=\"_ _0\"></span>en en de verpl<span class=\"_ _0\"></span>ichting af<span class=\"_ _0\"></span> te wikkele<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 630px; height: 88px; width: 351.997px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag343": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 yad4 ffb8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Voor</span> <span class=\"lsef ws11e\">af<span class=\"_ _1\"></span>dekking gebruik<span class=\"_ _1\"></span>te derivaten en <span class=\"ws11d\">financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten</span></span> </span></div>\n<div class=\"t m0 x1d h64 yad5 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Derivat<span class=\"_ _0\"></span>en zijn fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"_ _0\"></span>le inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n zoals sw<span class=\"_ _0\"></span>aps, t<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 yad6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">futures e<span class=\"_ _0\"></span>n (geschr<span class=\"_ _0\"></span>even en geko<span class=\"_ _0\"></span>chte) opt<span class=\"_ _0\"></span>iecont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De waarde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze fi<span class=\"_ _0\"></span>nanci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten ve<span class=\"_ _0\"></span>rander<span class=\"_ _0\"></span>t als gevo<span class=\"_ _0\"></span>lg van v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x1d h64 yad8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">diverse onde<span class=\"_ _1\"></span>rliggende <span class=\"_ _1\"></span>v<span class=\"lsed\">ariab<span class=\"_ _0\"></span>elen. D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n vergen w<span class=\"_ _0\"></span>einig t<span class=\"_ _0\"></span>ot geen </span></div>\n<div class=\"t m0 x1d h64 yad9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsinvest<span class=\"_ _0\"></span>ering en wo<span class=\"_ _0\"></span>rden op een ti<span class=\"_ _0\"></span>jdstip in de to<span class=\"_ _0\"></span>ekomst</div>\n<div class=\"t m0 x1d h64 yada ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikkeld. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alle deri<span class=\"_ _0\"></span>vaten word<span class=\"_ _0\"></span>en op de bala<span class=\"_ _0\"></span>ns verantw<span class=\"_ _0\"></span>oord tegen r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde op</div>\n<div class=\"t m0 x1d h64 yadd ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>actiedat<span class=\"_ _0\"></span>um. Er wordt o<span class=\"_ _0\"></span>ndersc<span class=\"_ _0\"></span>heid gemaak<span class=\"_ _0\"></span>t tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yade ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>erivaten aange<span class=\"_ _1\"></span>houden voor<span class=\"_ _1\"></span> handelsdoelein<span class=\"_ _1\"></span>den;</span><span class=\"ffb8\"> <span class=\"lsed ws111\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yadf ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">Derivaten voor af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsdoelei<span class=\"_ _0\"></span>nden.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c yd26 ffbc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble acti<span class=\"_ _0\"></span>va of ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen ku<span class=\"_ _0\"></span>nnen in c<span class=\"_ _0\"></span>ontracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yd28 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en omvatt<span class=\"_ _0\"></span>en. Derge<span class=\"_ _0\"></span>lijke fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n dikwijl<span class=\"lsee\">s </span></div>\n<div class=\"t m0 x1d h64 yd29 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hybride f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n genoem<span class=\"_ _0\"></span>d. Tot hy<span class=\"_ _0\"></span>bride fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd2a ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten be<span class=\"_ _0\"></span>horen omgek<span class=\"_ _0\"></span>eerde con<span class=\"_ _0\"></span>verteer<span class=\"_ _0\"></span>bare obl<span class=\"_ _0\"></span>igaties (o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1d h64 yd2b ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvoor de<span class=\"_ _1\"></span> terugbetaling<span class=\"_ _1\"></span> de vor<span class=\"_ _1\"></span>m van aandelen<span class=\"_ _1\"></span> kan aannemen)<span class=\"_ _1\"></span> en/of</div>\n<div class=\"t m0 x1d h64 yd2c ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ies met ge\u00efn<span class=\"_ _0\"></span>dexeer<span class=\"_ _0\"></span>de interes<span class=\"_ _0\"></span>tbetal<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2d ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2e ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Ind<span class=\"lsef ws11d\">ien het b<span class=\"_ _1\"></span>asiscontrac<span class=\"_ _1\"></span>t niet word<span class=\"_ _1\"></span>t gewaardeerd <span class=\"_ _1\"></span>tegen re\u00eble <span class=\"_ _1\"></span>waarde met </span></div>\n<div class=\"t m0 x1d h64 yd2f ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>er geen <span class=\"_ _1\"></span>nauw</div>\n<div class=\"t m0 x1d h64 yd30 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verban<span class=\"_ _0\"></span>d bestaat tu<span class=\"_ _0\"></span>ssen de ken<span class=\"_ _0\"></span>merken en ri<span class=\"_ _0\"></span>sico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x1d h64 yd31 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het b<span class=\"lsee ws112\">a<span class=\"_ _0\"></span>siscontract, </span></div>\n<div class=\"t m0 x1d h64 yd32 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dient het in een<span class=\"_ _1\"></span> contract besloten<span class=\"_ _1\"></span> derivaat te worden ge<span class=\"_ _1\"></span>scheiden van</div>\n<div class=\"t m0 x1d h64 yd33 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het basiscontra<span class=\"_ _1\"></span>ct en te worden gewaar<span class=\"_ _1\"></span>deerd tegen re\u00eble<span class=\"_ _1\"></span> waarde als een</div>\n<div class=\"t m0 x1d h64 yd34 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op zichze<span class=\"_ _0\"></span>lf staand de<span class=\"_ _0\"></span>rivaat. R<span class=\"_ _0\"></span>e\u00eble<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waardeveranderingen <span class=\"_ _1\"></span>worden in<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 yd35 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. Het<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">basiscontract<span class=\"_ _0\"></span> wordt ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd </span></span></div>\n<div class=\"t m0 x1d h64 yd36 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en gewaardeerd<span class=\"_ _1\"></span> door toepassing van d<span class=\"_ _1\"></span>e regels van de<span class=\"_ _1\"></span> betreffende</div>\n<div class=\"t m0 x1d h64 yd37 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">catego<span class=\"_ _0\"></span>rie van het<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 476px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 481px; width: 353px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien het<span class=\"_ _0\"></span> basisco<span class=\"_ _0\"></span>ntract wor<span class=\"_ _0\"></span>dt gewaa<span class=\"_ _0\"></span>rdeerd te<span class=\"_ _0\"></span>gen re\u00eble wa<span class=\"_ _0\"></span>arde met</div>\n<div class=\"t m0 x2c h64 y8a6 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in <span class=\"_ _1\"></span>de resultate<span class=\"_ _1\"></span>nrekening o<span class=\"_ _1\"></span>f een nauw <span class=\"_ _1\"></span>verband </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaat t<span class=\"_ _0\"></span>ussen de kenm<span class=\"_ _0\"></span>erken en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x2c h64 y8a8 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an het ba<span class=\"_ _0\"></span>siscontr<span class=\"_ _0\"></span>act,</div>\n<div class=\"t m0 x2c h64 y8a9 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt het<span class=\"_ _1\"></span> in een con<span class=\"_ _1\"></span>tract beslo<span class=\"_ _1\"></span>ten derivaat <span class=\"_ _1\"></span>niet gescheide<span class=\"_ _1\"></span>n en word<span class=\"_ _1\"></span>t het</div>\n<div class=\"t m0 x2c h64 y8aa ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">hybr<span class=\"lsef ws11d\">idische financieel i<span class=\"_ _1\"></span>nstrument gewa<span class=\"_ _1\"></span>ardeerd al<span class=\"_ _1\"></span>s een enkel<span class=\"_ _1\"></span> instrument.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De af te schei<span class=\"_ _0\"></span>den deriv<span class=\"_ _0\"></span>aten worde<span class=\"_ _0\"></span>n naargel<span class=\"_ _0\"></span>ang het gev<span class=\"_ _0\"></span>al verant<span class=\"_ _0\"></span>woord</div>\n<div class=\"t m0 x2c h64 y8ad ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als hedgi<span class=\"_ _0\"></span>ng derivat<span class=\"_ _0\"></span>en of deriv<span class=\"_ _0\"></span>aten aang<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y8ae ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c yd39 ffbf fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Afdekking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd3a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de dat<span class=\"_ _1\"></span>um dat Agea<span class=\"_ _1\"></span>s een der<span class=\"_ _1\"></span>ivatenco<span class=\"lsed ws112\">ntract afsl<span class=\"_ _0\"></span>uit, wordt d<span class=\"_ _0\"></span>it contract<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y92a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls hetzij:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van de r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde: een ind<span class=\"_ _0\"></span>ekking van d<span class=\"_ _0\"></span>e re\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y92c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een opgenom<span class=\"_ _0\"></span>en actief<span class=\"_ _0\"></span> of verplic<span class=\"_ _0\"></span>hting;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van ee<span class=\"_ _0\"></span>n netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">investering in een<span class=\"_ _1\"></span> buitenland<span class=\"_ _1\"></span>se </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">of</span> </span></div>\n<div class=\"t m0 x2c h64 y92f ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Ee<span class=\"_ _1\"></span>n kasstroomi<span class=\"lsed\">ndekking: een i<span class=\"_ _0\"></span>ndekki<span class=\"_ _0\"></span>ng van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen toewi<span class=\"_ _0\"></span>jsbaar aa<span class=\"_ _0\"></span>n een opgeno<span class=\"_ _0\"></span>men actief<span class=\"_ _0\"></span> of een</div>\n<div class=\"t m0 x1a0 h64 y992 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorziene trans<span class=\"_ _1\"></span>actie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y994 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afdekkingen van<span class=\"_ _1\"></span> vaststaande toez<span class=\"_ _1\"></span>eggingen zijn re\u00eble<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">waarde </span></div>\n<div class=\"t m0 x2c h64 y995 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekkingen,<span class=\"_ _1\"></span> uitgezonderd afdek<span class=\"_ _1\"></span>kingen van de valu<span class=\"_ _1\"></span>tarisico's van een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vaststaande<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">verbintenis<span class=\"_ _1\"></span>, die als <span class=\"_ _1\"></span>kasstroomafdekking<span class=\"_ _1\"></span> worden </span></div>\n<div class=\"t m0 x2c h64 y997 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y998 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an hedge acc<span class=\"_ _0\"></span>ounti<span class=\"_ _0\"></span>ng wordt de vol<span class=\"_ _0\"></span>gende d<span class=\"_ _0\"></span>ocumentat<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x2c h64 yc13 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws11d\">Bij het begin v<span class=\"_ _0\"></span>an de tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>worden d<span class=\"_ _0\"></span>e relati<span class=\"_ _0\"></span>e tusse<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 yc15 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsinst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n en de afged<span class=\"_ _0\"></span>ekte items,<span class=\"_ _0\"></span> evenal<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a0 h64 yc16 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doel<span class=\"ws11e\">stelling<span class=\"_ _1\"></span> en strategie op het<span class=\"_ _1\"></span> vlak van risicobeheer<span class=\"_ _1\"></span> met betrekking<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot afdekk<span class=\"_ _0\"></span>ingstr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es gedocu<span class=\"_ _0\"></span>menteer<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Z<span class=\"_ _1\"></span>owel bij <span class=\"_ _1\"></span>aanvang van <span class=\"_ _1\"></span>de afdekking<span class=\"_ _1\"></span> als gedurend<span class=\"_ _1\"></span>e de periode<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x1a0 h64 yc19 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekking, word<span class=\"_ _1\"></span>t de beoordeling<span class=\"_ _1\"></span> gedocumenteerd in hoe<span class=\"_ _1\"></span>verre de</div>\n<div class=\"t m0 x1a0 h64 yc1a ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en die bij af<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">kkingstransacties <span class=\"_ _1\"></span>worden gebru<span class=\"_ _1\"></span>ikt zeer </span></div>\n<div class=\"t m0 x1a0 h64 ya3d ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>ef zijn bi<span class=\"_ _0\"></span>j het co<span class=\"_ _0\"></span>mpenser<span class=\"_ _0\"></span>en van het<span class=\"_ _0\"></span> risico <span class=\"_ _0\"></span>van ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1a0 h64 ya3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de re\u00eble wa<span class=\"_ _0\"></span>arde van de af<span class=\"_ _0\"></span>gedekt<span class=\"_ _0\"></span>e positie of<span class=\"_ _0\"></span> aan het afged<span class=\"_ _0\"></span>ekte</div>\n<div class=\"t m0 x1a0 h64 ya3f ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico t<span class=\"_ _0\"></span>oe te rek<span class=\"_ _0\"></span>enen kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya41 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa, verpli<span class=\"_ _1\"></span>chtingen, vasts<span class=\"_ _1\"></span>taande toezeggingen<span class=\"_ _1\"></span> of verwachte</div>\n<div class=\"t m0 x2c h64 ya42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies waar<span class=\"_ _0\"></span>bij een exte<span class=\"_ _0\"></span>rne partij bet<span class=\"_ _0\"></span>rokke<span class=\"_ _0\"></span>n is, worden a<span class=\"_ _0\"></span>ls afgedekt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">items aan<span class=\"_ _0\"></span>gemerkt.<span class=\"_ _0\"></span> Een afged<span class=\"_ _0\"></span>ekte pos<span class=\"_ _0\"></span>itie kan ook een s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span> risico</div>\n<div class=\"t m0 x2c h64 ya44 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn dat<span class=\"_ _0\"></span> deel uit<span class=\"_ _0\"></span>maakt v<span class=\"_ _0\"></span>an het tot<span class=\"_ _0\"></span>ale risi<span class=\"_ _0\"></span>co van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"lsef\">afgedekte<span class=\"_ _1\"></span> positie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya46 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De veran<span class=\"_ _0\"></span>dering i<span class=\"_ _0\"></span>n re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an een afg<span class=\"_ _0\"></span>edekte <span class=\"_ _0\"></span>positie d<span class=\"_ _0\"></span>ie aan het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afgedek<span class=\"_ _0\"></span>te risic<span class=\"_ _0\"></span>o toe te r<span class=\"_ _0\"></span>ekenen <span class=\"_ _0\"></span>is en de ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ng in re\u00eb<span class=\"_ _0\"></span>le waar<span class=\"_ _0\"></span>de van</div>\n<div class=\"t m0 x2c h64 ya48 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het afdekk<span class=\"_ _0\"></span>ingsins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt in een re\u00ebl<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarde af<span class=\"_ _1\"></span>dekking word<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. De verande<span class=\"_ _1\"></span>ring in re\u00ebl<span class=\"_ _1\"></span>e waarde</div>\n<div class=\"t m0 x2c h64 ya4a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van rentedra<span class=\"_ _1\"></span>gende deri<span class=\"_ _1\"></span>vaten wordt a<span class=\"_ _1\"></span>fzonderlijk <span class=\"_ _1\"></span>van de overlop<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x2c h64 ya4b ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rente ve<span class=\"_ _0\"></span>rantwo<span class=\"_ _0\"></span>ord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4c ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g niet lange<span class=\"_ _0\"></span>r voldoet aa<span class=\"_ _0\"></span>n de criter<span class=\"_ _0\"></span>ia van hedg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya4e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing of ande<span class=\"_ _0\"></span>rszins wo<span class=\"_ _0\"></span>rdt be\u00ebin<span class=\"_ _0\"></span>digd, wordt<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">aanpassing van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya4f ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van een af<span class=\"_ _0\"></span>gedekt r<span class=\"_ _0\"></span>entedra<span class=\"_ _0\"></span>gend financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument di<span class=\"_ _0\"></span>e uit</div>\n<div class=\"t m0 x2c h64 ya50 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hedge accounting<span class=\"_ _1\"></span> voortvloeit a<span class=\"_ _1\"></span>fgeschreven op basis<span class=\"_ _1\"></span> van de nieuwe</div>\n<div class=\"t m0 x2c h64 ya51 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rentev<span class=\"_ _0\"></span>oet, ber<span class=\"_ _0\"></span>ekend op de dat<span class=\"_ _0\"></span>um waaro<span class=\"_ _0\"></span>p de afdekki<span class=\"_ _0\"></span>ng is</div>\n<div class=\"t m0 x2c h64 ya52 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Veranderingen<span class=\"_ _1\"></span> in re\u00eble w<span class=\"ws11d\">aarde <span class=\"_ _1\"></span>van derivate<span class=\"_ _1\"></span>n die zij<span class=\"_ _1\"></span>n aangewezen en<span class=\"_ _1\"></span> in </span></div>\n<div class=\"t m0 x1d h64 y95a ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x1d h64 y95b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen onder<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span>ger<span class=\"_ _1\"></span>ealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen ver<span class=\"_ _1\"></span>antwoord.</div>\n<div class=\"t m0 x1d h64 y95c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>aan eigen<span class=\"_ _1\"></span> vermogen word<span class=\"_ _1\"></span>t gehercla<span class=\"_ _1\"></span>ssificeerd naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y95d ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>enin<span class=\"lsed ws112\">g als de indekt<span class=\"_ _0\"></span>e positie va<span class=\"_ _0\"></span>n invloed is<span class=\"_ _0\"></span> op de </span></div>\n<div class=\"t m0 x1d h64 y95e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">effect<span class=\"_ _0\"></span>ieve afd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worde<span class=\"_ _0\"></span>n onmidde<span class=\"_ _0\"></span>llijk </span></span></div>\n<div class=\"t m0 x1d h64 y95f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g van een verw<span class=\"_ _0\"></span>achte trans<span class=\"_ _0\"></span>actie of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ya57 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezegging <span class=\"_ _1\"></span>tot de opnam<span class=\"_ _1\"></span>e van een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">financieel act<span class=\"_ _0\"></span>ief of een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ya58 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verplichting<span class=\"_ _1\"></span> leidt, word<span class=\"_ _1\"></span>en de wins<span class=\"_ _1\"></span>ten en verli<span class=\"_ _1\"></span>ezen die eer<span class=\"_ _1\"></span>der</div>\n<div class=\"t m0 x1d h64 yac0 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in het eige<span class=\"_ _1\"></span>n vermogen<span class=\"_ _1\"></span> waren uitg<span class=\"_ _1\"></span>esteld, over<span class=\"_ _1\"></span>geboekt van <span class=\"_ _1\"></span>het eigen</div>\n<div class=\"t m0 x1d h64 yac1 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n en verantw<span class=\"_ _0\"></span>oord in de ee<span class=\"_ _0\"></span>rste waar<span class=\"_ _0\"></span>dering van d<span class=\"_ _0\"></span>at niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yac2 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble actief<span class=\"_ _0\"></span> of die n<span class=\"ls107 ws13e\">iet<span class=\"ls0 ws0\">-</span></span>financi\u00ebl<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>hting. In a<span class=\"_ _0\"></span>ndere geval<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 yac3 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> het eigen <span class=\"_ _1\"></span>vermogen veran<span class=\"_ _1\"></span>twoorde bedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yac4 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening overgeboe<span class=\"_ _1\"></span>kt en als baten of la<span class=\"_ _1\"></span>sten verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 yac5 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">period<span class=\"_ _0\"></span>es waari<span class=\"_ _0\"></span>n de afged<span class=\"_ _0\"></span>ekte vas<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e toeze<span class=\"_ _0\"></span>gging of<span class=\"_ _0\"></span> verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x1d h64 yac6 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie d<span class=\"ws112\">e resu<span class=\"_ _0\"></span>ltaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng be\u00efnvlo<span class=\"_ _0\"></span>edt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac7 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac8 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het boven<span class=\"_ _0\"></span>staande is<span class=\"_ _0\"></span> ook het geva<span class=\"_ _0\"></span>l indien de af<span class=\"_ _0\"></span>dekking ni<span class=\"_ _0\"></span>et langer</div>\n<div class=\"t m0 x1d h64 yac9 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de criter<span class=\"_ _0\"></span>ia voor hed<span class=\"_ _0\"></span>ge account<span class=\"_ _0\"></span>ing, of op ee<span class=\"_ _0\"></span>n andere wi<span class=\"_ _0\"></span>jze</div>\n<div class=\"t m0 x1d h64 yaca ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt st<span class=\"_ _0\"></span>opgezet<span class=\"_ _0\"></span>, maar d<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>acties <span class=\"_ _0\"></span>of vasts<span class=\"_ _0\"></span>taande</div>\n<div class=\"t m0 x1d h64 yacb ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> naar verwa<span class=\"_ _1\"></span>c<span class=\"lsed\">hting w<span class=\"_ _0\"></span>el zull<span class=\"_ _0\"></span>en plaatsv<span class=\"_ _0\"></span>inden.<span class=\"_ _0\"></span> Indien<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yacc ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte trans<span class=\"_ _0\"></span>acties of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de toezeggi<span class=\"_ _0\"></span>ngen na<span class=\"_ _0\"></span>ar verwacht<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 yacd ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet meer z<span class=\"_ _0\"></span>ullen plaat<span class=\"_ _0\"></span>svind<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de in het eigen<span class=\"_ _0\"></span> vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yace ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgest<span class=\"_ _0\"></span>elde bedra<span class=\"_ _0\"></span>gen recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>s overge<span class=\"_ _0\"></span>bracht naa<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1d h64 yacf ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 408px; width: 355.99px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 725px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 397px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 902px; width: 356px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag355": {
   "value": "\n<div class=\"t m0 x1d h64 yad4 ffb8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Voor</span> <span class=\"lsef ws11e\">af<span class=\"_ _1\"></span>dekking gebruik<span class=\"_ _1\"></span>te derivaten en <span class=\"ws11d\">financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten</span></span> </span></div>\n<div class=\"t m0 x1d h64 yad5 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Derivat<span class=\"_ _0\"></span>en zijn fi<span class=\"_ _0\"></span>nanci\u00eb<span class=\"_ _0\"></span>le inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n zoals sw<span class=\"_ _0\"></span>aps, t<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 yad6 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">futures e<span class=\"_ _0\"></span>n (geschr<span class=\"_ _0\"></span>even en geko<span class=\"_ _0\"></span>chte) opt<span class=\"_ _0\"></span>iecont<span class=\"_ _0\"></span>racten.<span class=\"_ _0\"></span> De waarde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yad7 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze fi<span class=\"_ _0\"></span>nanci\u00eble i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten ve<span class=\"_ _0\"></span>rander<span class=\"_ _0\"></span>t als gevo<span class=\"_ _0\"></span>lg van v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x1d h64 yad8 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">diverse onde<span class=\"_ _1\"></span>rliggende <span class=\"_ _1\"></span>v<span class=\"lsed\">ariab<span class=\"_ _0\"></span>elen. D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n vergen w<span class=\"_ _0\"></span>einig t<span class=\"_ _0\"></span>ot geen </span></div>\n<div class=\"t m0 x1d h64 yad9 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsinvest<span class=\"_ _0\"></span>ering en wo<span class=\"_ _0\"></span>rden op een ti<span class=\"_ _0\"></span>jdstip in de to<span class=\"_ _0\"></span>ekomst</div>\n<div class=\"t m0 x1d h64 yada ffb8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikkeld. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alle deri<span class=\"_ _0\"></span>vaten word<span class=\"_ _0\"></span>en op de bala<span class=\"_ _0\"></span>ns verantw<span class=\"_ _0\"></span>oord tegen r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde op</div>\n<div class=\"t m0 x1d h64 yadd ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>actiedat<span class=\"_ _0\"></span>um. Er wordt o<span class=\"_ _0\"></span>ndersc<span class=\"_ _0\"></span>heid gemaak<span class=\"_ _0\"></span>t tussen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yade ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsef ws11d\">D<span class=\"_ _1\"></span>erivaten aange<span class=\"_ _1\"></span>houden voor<span class=\"_ _1\"></span> handelsdoelein<span class=\"_ _1\"></span>den;</span><span class=\"ffb8\"> <span class=\"lsed ws111\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yadf ffba fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbb\"> <span class=\"_ _3f\"> </span><span class=\"ffb8 lsed ws112\">Derivaten voor af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsdoelei<span class=\"_ _0\"></span>nden.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c yd26 ffbc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>\u00eble acti<span class=\"_ _0\"></span>va of ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen ku<span class=\"_ _0\"></span>nnen in c<span class=\"_ _0\"></span>ontracte<span class=\"_ _0\"></span>n beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yd28 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en omvatt<span class=\"_ _0\"></span>en. Derge<span class=\"_ _0\"></span>lijke fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n dikwijl<span class=\"lsee\">s </span></div>\n<div class=\"t m0 x1d h64 yd29 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hybride f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n genoem<span class=\"_ _0\"></span>d. Tot hy<span class=\"_ _0\"></span>bride fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd2a ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten be<span class=\"_ _0\"></span>horen omgek<span class=\"_ _0\"></span>eerde con<span class=\"_ _0\"></span>verteer<span class=\"_ _0\"></span>bare obl<span class=\"_ _0\"></span>igaties (o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1d h64 yd2b ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarvoor de<span class=\"_ _1\"></span> terugbetaling<span class=\"_ _1\"></span> de vor<span class=\"_ _1\"></span>m van aandelen<span class=\"_ _1\"></span> kan aannemen)<span class=\"_ _1\"></span> en/of</div>\n<div class=\"t m0 x1d h64 yd2c ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ies met ge\u00efn<span class=\"_ _0\"></span>dexeer<span class=\"_ _0\"></span>de interes<span class=\"_ _0\"></span>tbetal<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2d ffb8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2e ffb8 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">Ind<span class=\"lsef ws11d\">ien het b<span class=\"_ _1\"></span>asiscontrac<span class=\"_ _1\"></span>t niet word<span class=\"_ _1\"></span>t gewaardeerd <span class=\"_ _1\"></span>tegen re\u00eble <span class=\"_ _1\"></span>waarde met </span></div>\n<div class=\"t m0 x1d h64 yd2f ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>er geen <span class=\"_ _1\"></span>nauw</div>\n<div class=\"t m0 x1d h64 yd30 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verban<span class=\"_ _0\"></span>d bestaat tu<span class=\"_ _0\"></span>ssen de ken<span class=\"_ _0\"></span>merken en ri<span class=\"_ _0\"></span>sico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x1d h64 yd31 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het b<span class=\"lsee ws112\">a<span class=\"_ _0\"></span>siscontract, </span></div>\n<div class=\"t m0 x1d h64 yd32 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dient het in een<span class=\"_ _1\"></span> contract besloten<span class=\"_ _1\"></span> derivaat te worden ge<span class=\"_ _1\"></span>scheiden van</div>\n<div class=\"t m0 x1d h64 yd33 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het basiscontra<span class=\"_ _1\"></span>ct en te worden gewaar<span class=\"_ _1\"></span>deerd tegen re\u00eble<span class=\"_ _1\"></span> waarde als een</div>\n<div class=\"t m0 x1d h64 yd34 ffb8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op zichze<span class=\"_ _0\"></span>lf staand de<span class=\"_ _0\"></span>rivaat. R<span class=\"_ _0\"></span>e\u00eble<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waardeveranderingen <span class=\"_ _1\"></span>worden in<span class=\"_ _1\"></span> de </span></span></div>\n<div class=\"t m0 x1d h64 yd35 ffb8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. Het<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">basiscontract<span class=\"_ _0\"></span> wordt ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd </span></span></div>\n<div class=\"t m0 x1d h64 yd36 ffb8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en gewaardeerd<span class=\"_ _1\"></span> door toepassing van d<span class=\"_ _1\"></span>e regels van de<span class=\"_ _1\"></span> betreffende</div>\n<div class=\"t m0 x1d h64 yd37 ffb8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">catego<span class=\"_ _0\"></span>rie van het<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 127px; height: 476px; width: 353px; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien het<span class=\"_ _0\"></span> basisco<span class=\"_ _0\"></span>ntract wor<span class=\"_ _0\"></span>dt gewaa<span class=\"_ _0\"></span>rdeerd te<span class=\"_ _0\"></span>gen re\u00eble wa<span class=\"_ _0\"></span>arde met</div>\n<div class=\"t m0 x2c h64 y8a6 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">in <span class=\"_ _1\"></span>de resultate<span class=\"_ _1\"></span>nrekening o<span class=\"_ _1\"></span>f een nauw <span class=\"_ _1\"></span>verband </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaat t<span class=\"_ _0\"></span>ussen de kenm<span class=\"_ _0\"></span>erken en ris<span class=\"_ _0\"></span>ico's va<span class=\"_ _0\"></span>n het in een cont<span class=\"_ _0\"></span>ract</div>\n<div class=\"t m0 x2c h64 y8a8 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beslot<span class=\"_ _0\"></span>en deriva<span class=\"_ _0\"></span>at en de k<span class=\"_ _0\"></span>enmerk<span class=\"_ _0\"></span>en en ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an het ba<span class=\"_ _0\"></span>siscontr<span class=\"_ _0\"></span>act,</div>\n<div class=\"t m0 x2c h64 y8a9 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt het<span class=\"_ _1\"></span> in een con<span class=\"_ _1\"></span>tract beslo<span class=\"_ _1\"></span>ten derivaat <span class=\"_ _1\"></span>niet gescheide<span class=\"_ _1\"></span>n en word<span class=\"_ _1\"></span>t het</div>\n<div class=\"t m0 x2c h64 y8aa ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">hybr<span class=\"lsef ws11d\">idische financieel i<span class=\"_ _1\"></span>nstrument gewa<span class=\"_ _1\"></span>ardeerd al<span class=\"_ _1\"></span>s een enkel<span class=\"_ _1\"></span> instrument.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De af te schei<span class=\"_ _0\"></span>den deriv<span class=\"_ _0\"></span>aten worde<span class=\"_ _0\"></span>n naargel<span class=\"_ _0\"></span>ang het gev<span class=\"_ _0\"></span>al verant<span class=\"_ _0\"></span>woord</div>\n<div class=\"t m0 x2c h64 y8ad ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als hedgi<span class=\"_ _0\"></span>ng derivat<span class=\"_ _0\"></span>en of deriv<span class=\"_ _0\"></span>aten aang<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y8ae ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">handelsdoeleinde<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c yd39 ffbf fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Afdekking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd3a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de dat<span class=\"_ _1\"></span>um dat Agea<span class=\"_ _1\"></span>s een der<span class=\"_ _1\"></span>ivatenco<span class=\"lsed ws112\">ntract afsl<span class=\"_ _0\"></span>uit, wordt d<span class=\"_ _0\"></span>it contract<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y92a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls hetzij:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van de r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde: een ind<span class=\"_ _0\"></span>ekking van d<span class=\"_ _0\"></span>e re\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y92c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een opgenom<span class=\"_ _0\"></span>en actief<span class=\"_ _0\"></span> of verplic<span class=\"_ _0\"></span>hting;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van ee<span class=\"_ _0\"></span>n netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">investering in een<span class=\"_ _1\"></span> buitenland<span class=\"_ _1\"></span>se </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">of</span> </span></div>\n<div class=\"t m0 x2c h64 y92f ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Ee<span class=\"_ _1\"></span>n kasstroomi<span class=\"lsed\">ndekking: een i<span class=\"_ _0\"></span>ndekki<span class=\"_ _0\"></span>ng van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen toewi<span class=\"_ _0\"></span>jsbaar aa<span class=\"_ _0\"></span>n een opgeno<span class=\"_ _0\"></span>men actief<span class=\"_ _0\"></span> of een</div>\n<div class=\"t m0 x1a0 h64 y992 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorziene trans<span class=\"_ _1\"></span>actie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y994 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afdekkingen van<span class=\"_ _1\"></span> vaststaande toez<span class=\"_ _1\"></span>eggingen zijn re\u00eble<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">waarde </span></div>\n<div class=\"t m0 x2c h64 y995 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekkingen,<span class=\"_ _1\"></span> uitgezonderd afdek<span class=\"_ _1\"></span>kingen van de valu<span class=\"_ _1\"></span>tarisico's van een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vaststaande<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">verbintenis<span class=\"_ _1\"></span>, die als <span class=\"_ _1\"></span>kasstroomafdekking<span class=\"_ _1\"></span> worden </span></div>\n<div class=\"t m0 x2c h64 y997 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y998 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an hedge acc<span class=\"_ _0\"></span>ounti<span class=\"_ _0\"></span>ng wordt de vol<span class=\"_ _0\"></span>gende d<span class=\"_ _0\"></span>ocumentat<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x2c h64 yc13 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws11d\">Bij het begin v<span class=\"_ _0\"></span>an de tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>worden d<span class=\"_ _0\"></span>e relati<span class=\"_ _0\"></span>e tusse<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 yc15 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsinst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n en de afged<span class=\"_ _0\"></span>ekte items,<span class=\"_ _0\"></span> evenal<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a0 h64 yc16 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doel<span class=\"ws11e\">stelling<span class=\"_ _1\"></span> en strategie op het<span class=\"_ _1\"></span> vlak van risicobeheer<span class=\"_ _1\"></span> met betrekking<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot afdekk<span class=\"_ _0\"></span>ingstr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es gedocu<span class=\"_ _0\"></span>menteer<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Z<span class=\"_ _1\"></span>owel bij <span class=\"_ _1\"></span>aanvang van <span class=\"_ _1\"></span>de afdekking<span class=\"_ _1\"></span> als gedurend<span class=\"_ _1\"></span>e de periode<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x1a0 h64 yc19 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekking, word<span class=\"_ _1\"></span>t de beoordeling<span class=\"_ _1\"></span> gedocumenteerd in hoe<span class=\"_ _1\"></span>verre de</div>\n<div class=\"t m0 x1a0 h64 yc1a ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en die bij af<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">kkingstransacties <span class=\"_ _1\"></span>worden gebru<span class=\"_ _1\"></span>ikt zeer </span></div>\n<div class=\"t m0 x1a0 h64 ya3d ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>ef zijn bi<span class=\"_ _0\"></span>j het co<span class=\"_ _0\"></span>mpenser<span class=\"_ _0\"></span>en van het<span class=\"_ _0\"></span> risico <span class=\"_ _0\"></span>van ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1a0 h64 ya3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de re\u00eble wa<span class=\"_ _0\"></span>arde van de af<span class=\"_ _0\"></span>gedekt<span class=\"_ _0\"></span>e positie of<span class=\"_ _0\"></span> aan het afged<span class=\"_ _0\"></span>ekte</div>\n<div class=\"t m0 x1a0 h64 ya3f ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico t<span class=\"_ _0\"></span>oe te rek<span class=\"_ _0\"></span>enen kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya41 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa, verpli<span class=\"_ _1\"></span>chtingen, vasts<span class=\"_ _1\"></span>taande toezeggingen<span class=\"_ _1\"></span> of verwachte</div>\n<div class=\"t m0 x2c h64 ya42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies waar<span class=\"_ _0\"></span>bij een exte<span class=\"_ _0\"></span>rne partij bet<span class=\"_ _0\"></span>rokke<span class=\"_ _0\"></span>n is, worden a<span class=\"_ _0\"></span>ls afgedekt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">items aan<span class=\"_ _0\"></span>gemerkt.<span class=\"_ _0\"></span> Een afged<span class=\"_ _0\"></span>ekte pos<span class=\"_ _0\"></span>itie kan ook een s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span> risico</div>\n<div class=\"t m0 x2c h64 ya44 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn dat<span class=\"_ _0\"></span> deel uit<span class=\"_ _0\"></span>maakt v<span class=\"_ _0\"></span>an het tot<span class=\"_ _0\"></span>ale risi<span class=\"_ _0\"></span>co van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"lsef\">afgedekte<span class=\"_ _1\"></span> positie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya46 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De veran<span class=\"_ _0\"></span>dering i<span class=\"_ _0\"></span>n re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an een afg<span class=\"_ _0\"></span>edekte <span class=\"_ _0\"></span>positie d<span class=\"_ _0\"></span>ie aan het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afgedek<span class=\"_ _0\"></span>te risic<span class=\"_ _0\"></span>o toe te r<span class=\"_ _0\"></span>ekenen <span class=\"_ _0\"></span>is en de ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ng in re\u00eb<span class=\"_ _0\"></span>le waar<span class=\"_ _0\"></span>de van</div>\n<div class=\"t m0 x2c h64 ya48 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het afdekk<span class=\"_ _0\"></span>ingsins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt in een re\u00ebl<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarde af<span class=\"_ _1\"></span>dekking word<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. De verande<span class=\"_ _1\"></span>ring in re\u00ebl<span class=\"_ _1\"></span>e waarde</div>\n<div class=\"t m0 x2c h64 ya4a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van rentedra<span class=\"_ _1\"></span>gende deri<span class=\"_ _1\"></span>vaten wordt a<span class=\"_ _1\"></span>fzonderlijk <span class=\"_ _1\"></span>van de overlop<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x2c h64 ya4b ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rente ve<span class=\"_ _0\"></span>rantwo<span class=\"_ _0\"></span>ord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4c ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g niet lange<span class=\"_ _0\"></span>r voldoet aa<span class=\"_ _0\"></span>n de criter<span class=\"_ _0\"></span>ia van hedg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya4e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing of ande<span class=\"_ _0\"></span>rszins wo<span class=\"_ _0\"></span>rdt be\u00ebin<span class=\"_ _0\"></span>digd, wordt<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">aanpassing van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya4f ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van een af<span class=\"_ _0\"></span>gedekt r<span class=\"_ _0\"></span>entedra<span class=\"_ _0\"></span>gend financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument di<span class=\"_ _0\"></span>e uit</div>\n<div class=\"t m0 x2c h64 ya50 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hedge accounting<span class=\"_ _1\"></span> voortvloeit a<span class=\"_ _1\"></span>fgeschreven op basis<span class=\"_ _1\"></span> van de nieuwe</div>\n<div class=\"t m0 x2c h64 ya51 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rentev<span class=\"_ _0\"></span>oet, ber<span class=\"_ _0\"></span>ekend op de dat<span class=\"_ _0\"></span>um waaro<span class=\"_ _0\"></span>p de afdekki<span class=\"_ _0\"></span>ng is</div>\n<div class=\"t m0 x2c h64 ya52 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Veranderingen<span class=\"_ _1\"></span> in re\u00eble w<span class=\"ws11d\">aarde <span class=\"_ _1\"></span>van derivate<span class=\"_ _1\"></span>n die zij<span class=\"_ _1\"></span>n aangewezen en<span class=\"_ _1\"></span> in </span></div>\n<div class=\"t m0 x1d h64 y95a ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x1d h64 y95b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen onder<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span>ger<span class=\"_ _1\"></span>ealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen ver<span class=\"_ _1\"></span>antwoord.</div>\n<div class=\"t m0 x1d h64 y95c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>aan eigen<span class=\"_ _1\"></span> vermogen word<span class=\"_ _1\"></span>t gehercla<span class=\"_ _1\"></span>ssificeerd naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y95d ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>enin<span class=\"lsed ws112\">g als de indekt<span class=\"_ _0\"></span>e positie va<span class=\"_ _0\"></span>n invloed is<span class=\"_ _0\"></span> op de </span></div>\n<div class=\"t m0 x1d h64 y95e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">effect<span class=\"_ _0\"></span>ieve afd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worde<span class=\"_ _0\"></span>n onmidde<span class=\"_ _0\"></span>llijk </span></span></div>\n<div class=\"t m0 x1d h64 y95f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g van een verw<span class=\"_ _0\"></span>achte trans<span class=\"_ _0\"></span>actie of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ya57 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezegging <span class=\"_ _1\"></span>tot de opnam<span class=\"_ _1\"></span>e van een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">financieel act<span class=\"_ _0\"></span>ief of een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ya58 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verplichting<span class=\"_ _1\"></span> leidt, word<span class=\"_ _1\"></span>en de wins<span class=\"_ _1\"></span>ten en verli<span class=\"_ _1\"></span>ezen die eer<span class=\"_ _1\"></span>der</div>\n<div class=\"t m0 x1d h64 yac0 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in het eige<span class=\"_ _1\"></span>n vermogen<span class=\"_ _1\"></span> waren uitg<span class=\"_ _1\"></span>esteld, over<span class=\"_ _1\"></span>geboekt van <span class=\"_ _1\"></span>het eigen</div>\n<div class=\"t m0 x1d h64 yac1 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n en verantw<span class=\"_ _0\"></span>oord in de ee<span class=\"_ _0\"></span>rste waar<span class=\"_ _0\"></span>dering van d<span class=\"_ _0\"></span>at niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yac2 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble actief<span class=\"_ _0\"></span> of die n<span class=\"ls107 ws13e\">iet<span class=\"ls0 ws0\">-</span></span>financi\u00ebl<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>hting. In a<span class=\"_ _0\"></span>ndere geval<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 yac3 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> het eigen <span class=\"_ _1\"></span>vermogen veran<span class=\"_ _1\"></span>twoorde bedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yac4 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening overgeboe<span class=\"_ _1\"></span>kt en als baten of la<span class=\"_ _1\"></span>sten verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 yac5 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">period<span class=\"_ _0\"></span>es waari<span class=\"_ _0\"></span>n de afged<span class=\"_ _0\"></span>ekte vas<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e toeze<span class=\"_ _0\"></span>gging of<span class=\"_ _0\"></span> verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x1d h64 yac6 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie d<span class=\"ws112\">e resu<span class=\"_ _0\"></span>ltaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng be\u00efnvlo<span class=\"_ _0\"></span>edt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac7 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac8 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het boven<span class=\"_ _0\"></span>staande is<span class=\"_ _0\"></span> ook het geva<span class=\"_ _0\"></span>l indien de af<span class=\"_ _0\"></span>dekking ni<span class=\"_ _0\"></span>et langer</div>\n<div class=\"t m0 x1d h64 yac9 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de criter<span class=\"_ _0\"></span>ia voor hed<span class=\"_ _0\"></span>ge account<span class=\"_ _0\"></span>ing, of op ee<span class=\"_ _0\"></span>n andere wi<span class=\"_ _0\"></span>jze</div>\n<div class=\"t m0 x1d h64 yaca ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt st<span class=\"_ _0\"></span>opgezet<span class=\"_ _0\"></span>, maar d<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>acties <span class=\"_ _0\"></span>of vasts<span class=\"_ _0\"></span>taande</div>\n<div class=\"t m0 x1d h64 yacb ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> naar verwa<span class=\"_ _1\"></span>c<span class=\"lsed\">hting w<span class=\"_ _0\"></span>el zull<span class=\"_ _0\"></span>en plaatsv<span class=\"_ _0\"></span>inden.<span class=\"_ _0\"></span> Indien<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yacc ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte trans<span class=\"_ _0\"></span>acties of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de toezeggi<span class=\"_ _0\"></span>ngen na<span class=\"_ _0\"></span>ar verwacht<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 yacd ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet meer z<span class=\"_ _0\"></span>ullen plaat<span class=\"_ _0\"></span>svind<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de in het eigen<span class=\"_ _0\"></span> vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yace ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgest<span class=\"_ _0\"></span>elde bedra<span class=\"_ _0\"></span>gen recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>s overge<span class=\"_ _0\"></span>bracht naa<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1d h64 yacf ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 408px; width: 355.99px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 725px; width: 351px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 397px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 902px; width: 356px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 402px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 907px; width: 356px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag323": {
   "value": "\n<div class=\"t m0 x2c h6c yd39 ffbf fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Afdekking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd3a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op de dat<span class=\"_ _1\"></span>um dat Agea<span class=\"_ _1\"></span>s een der<span class=\"_ _1\"></span>ivatenco<span class=\"lsed ws112\">ntract afsl<span class=\"_ _0\"></span>uit, wordt d<span class=\"_ _0\"></span>it contract<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y92a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls hetzij:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van de r<span class=\"_ _0\"></span>e\u00eble waa<span class=\"_ _0\"></span>rde: een ind<span class=\"_ _0\"></span>ekking van d<span class=\"_ _0\"></span>e re\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y92c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een opgenom<span class=\"_ _0\"></span>en actief<span class=\"_ _0\"></span> of verplic<span class=\"_ _0\"></span>hting;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92d ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws112\">Een indekking van ee<span class=\"_ _0\"></span>n netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">investering in een<span class=\"_ _1\"></span> buitenland<span class=\"_ _1\"></span>se </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y92e ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">of</span> </span></div>\n<div class=\"t m0 x2c h64 y92f ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Ee<span class=\"_ _1\"></span>n kasstroomi<span class=\"lsed\">ndekking: een i<span class=\"_ _0\"></span>ndekki<span class=\"_ _0\"></span>ng van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y991 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen toewi<span class=\"_ _0\"></span>jsbaar aa<span class=\"_ _0\"></span>n een opgeno<span class=\"_ _0\"></span>men actief<span class=\"_ _0\"></span> of een</div>\n<div class=\"t m0 x1a0 h64 y992 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorziene trans<span class=\"_ _1\"></span>actie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y994 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afdekkingen van<span class=\"_ _1\"></span> vaststaande toez<span class=\"_ _1\"></span>eggingen zijn re\u00eble<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">waarde </span></div>\n<div class=\"t m0 x2c h64 y995 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekkingen,<span class=\"_ _1\"></span> uitgezonderd afdek<span class=\"_ _1\"></span>kingen van de valu<span class=\"_ _1\"></span>tarisico's van een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y996 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vaststaande<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">verbintenis<span class=\"_ _1\"></span>, die als <span class=\"_ _1\"></span>kasstroomafdekking<span class=\"_ _1\"></span> worden </span></div>\n<div class=\"t m0 x2c h64 y997 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y998 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an hedge acc<span class=\"_ _0\"></span>ounti<span class=\"_ _0\"></span>ng wordt de vol<span class=\"_ _0\"></span>gende d<span class=\"_ _0\"></span>ocumentat<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x2c h64 yc13 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsed ws11d\">Bij het begin v<span class=\"_ _0\"></span>an de tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>worden d<span class=\"_ _0\"></span>e relati<span class=\"_ _0\"></span>e tusse<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 yc15 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afdekki<span class=\"_ _0\"></span>ngsinst<span class=\"_ _0\"></span>rumente<span class=\"_ _0\"></span>n en de afged<span class=\"_ _0\"></span>ekte items,<span class=\"_ _0\"></span> evenal<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a0 h64 yc16 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doel<span class=\"ws11e\">stelling<span class=\"_ _1\"></span> en strategie op het<span class=\"_ _1\"></span> vlak van risicobeheer<span class=\"_ _1\"></span> met betrekking<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1a0 h64 yc17 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot afdekk<span class=\"_ _0\"></span>ingstr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es gedocu<span class=\"_ _0\"></span>menteer<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffc0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc1\"> <span class=\"_ _3f\"> </span><span class=\"ffbd lsef ws11d\">Z<span class=\"_ _1\"></span>owel bij <span class=\"_ _1\"></span>aanvang van <span class=\"_ _1\"></span>de afdekking<span class=\"_ _1\"></span> als gedurend<span class=\"_ _1\"></span>e de periode<span class=\"_ _1\"></span> van </span></span></div>\n<div class=\"t m0 x1a0 h64 yc19 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afdekking, word<span class=\"_ _1\"></span>t de beoordeling<span class=\"_ _1\"></span> gedocumenteerd in hoe<span class=\"_ _1\"></span>verre de</div>\n<div class=\"t m0 x1a0 h64 yc1a ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en die bij af<span class=\"_ _0\"></span>de<span class=\"lsef ws11d\">kkingstransacties <span class=\"_ _1\"></span>worden gebru<span class=\"_ _1\"></span>ikt zeer </span></div>\n<div class=\"t m0 x1a0 h64 ya3d ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>ef zijn bi<span class=\"_ _0\"></span>j het co<span class=\"_ _0\"></span>mpenser<span class=\"_ _0\"></span>en van het<span class=\"_ _0\"></span> risico <span class=\"_ _0\"></span>van ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1a0 h64 ya3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de re\u00eble wa<span class=\"_ _0\"></span>arde van de af<span class=\"_ _0\"></span>gedekt<span class=\"_ _0\"></span>e positie of<span class=\"_ _0\"></span> aan het afged<span class=\"_ _0\"></span>ekte</div>\n<div class=\"t m0 x1a0 h64 ya3f ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico t<span class=\"_ _0\"></span>oe te rek<span class=\"_ _0\"></span>enen kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya40 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya41 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa, verpli<span class=\"_ _1\"></span>chtingen, vasts<span class=\"_ _1\"></span>taande toezeggingen<span class=\"_ _1\"></span> of verwachte</div>\n<div class=\"t m0 x2c h64 ya42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies waar<span class=\"_ _0\"></span>bij een exte<span class=\"_ _0\"></span>rne partij bet<span class=\"_ _0\"></span>rokke<span class=\"_ _0\"></span>n is, worden a<span class=\"_ _0\"></span>ls afgedekt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">items aan<span class=\"_ _0\"></span>gemerkt.<span class=\"_ _0\"></span> Een afged<span class=\"_ _0\"></span>ekte pos<span class=\"_ _0\"></span>itie kan ook een s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span> risico</div>\n<div class=\"t m0 x2c h64 ya44 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn dat<span class=\"_ _0\"></span> deel uit<span class=\"_ _0\"></span>maakt v<span class=\"_ _0\"></span>an het tot<span class=\"_ _0\"></span>ale risi<span class=\"_ _0\"></span>co van d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"lsef\">afgedekte<span class=\"_ _1\"></span> positie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya46 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De veran<span class=\"_ _0\"></span>dering i<span class=\"_ _0\"></span>n re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an een afg<span class=\"_ _0\"></span>edekte <span class=\"_ _0\"></span>positie d<span class=\"_ _0\"></span>ie aan het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya47 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afgedek<span class=\"_ _0\"></span>te risic<span class=\"_ _0\"></span>o toe te r<span class=\"_ _0\"></span>ekenen <span class=\"_ _0\"></span>is en de ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ng in re\u00eb<span class=\"_ _0\"></span>le waar<span class=\"_ _0\"></span>de van</div>\n<div class=\"t m0 x2c h64 ya48 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het afdekk<span class=\"_ _0\"></span>ingsins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt in een re\u00ebl<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">waarde af<span class=\"_ _1\"></span>dekking word<span class=\"_ _1\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 ya49 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. De verande<span class=\"_ _1\"></span>ring in re\u00ebl<span class=\"_ _1\"></span>e waarde</div>\n<div class=\"t m0 x2c h64 ya4a ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van rentedra<span class=\"_ _1\"></span>gende deri<span class=\"_ _1\"></span>vaten wordt a<span class=\"_ _1\"></span>fzonderlijk <span class=\"_ _1\"></span>van de overlop<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x2c h64 ya4b ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rente ve<span class=\"_ _0\"></span>rantwo<span class=\"_ _0\"></span>ord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4c ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya4d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g niet lange<span class=\"_ _0\"></span>r voldoet aa<span class=\"_ _0\"></span>n de criter<span class=\"_ _0\"></span>ia van hedg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya4e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">account<span class=\"_ _0\"></span>ing of ande<span class=\"_ _0\"></span>rszins wo<span class=\"_ _0\"></span>rdt be\u00ebin<span class=\"_ _0\"></span>digd, wordt<span class=\"_ _0\"></span> de <span class=\"lsef ws11e\">aanpassing van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya4f ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van een af<span class=\"_ _0\"></span>gedekt r<span class=\"_ _0\"></span>entedra<span class=\"_ _0\"></span>gend financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rument di<span class=\"_ _0\"></span>e uit</div>\n<div class=\"t m0 x2c h64 ya50 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hedge accounting<span class=\"_ _1\"></span> voortvloeit a<span class=\"_ _1\"></span>fgeschreven op basis<span class=\"_ _1\"></span> van de nieuwe</div>\n<div class=\"t m0 x2c h64 ya51 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rentev<span class=\"_ _0\"></span>oet, ber<span class=\"_ _0\"></span>ekend op de dat<span class=\"_ _0\"></span>um waaro<span class=\"_ _0\"></span>p de afdekki<span class=\"_ _0\"></span>ng is</div>\n<div class=\"t m0 x2c h64 ya52 ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Veranderingen<span class=\"_ _1\"></span> in re\u00eble w<span class=\"ws11d\">aarde <span class=\"_ _1\"></span>van derivate<span class=\"_ _1\"></span>n die zij<span class=\"_ _1\"></span>n aangewezen en<span class=\"_ _1\"></span> in </span></div>\n<div class=\"t m0 x1d h64 y95a ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x1d h64 y95b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen onder<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span>ger<span class=\"_ _1\"></span>ealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen ver<span class=\"_ _1\"></span>antwoord.</div>\n<div class=\"t m0 x1d h64 y95c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>aan eigen<span class=\"_ _1\"></span> vermogen word<span class=\"_ _1\"></span>t gehercla<span class=\"_ _1\"></span>ssificeerd naar<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y95d ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>enin<span class=\"lsed ws112\">g als de indekt<span class=\"_ _0\"></span>e positie va<span class=\"_ _0\"></span>n invloed is<span class=\"_ _0\"></span> op de </span></div>\n<div class=\"t m0 x1d h64 y95e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">effect<span class=\"_ _0\"></span>ieve afd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worde<span class=\"_ _0\"></span>n onmidde<span class=\"_ _0\"></span>llijk </span></span></div>\n<div class=\"t m0 x1d h64 y95f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de res<span class=\"_ _1\"></span>ultatenrekening<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>g van een verw<span class=\"_ _0\"></span>achte trans<span class=\"_ _0\"></span>actie of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ya57 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezegging <span class=\"_ _1\"></span>tot de opnam<span class=\"_ _1\"></span>e van een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">financieel act<span class=\"_ _0\"></span>ief of een niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ya58 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>verplichting<span class=\"_ _1\"></span> leidt, word<span class=\"_ _1\"></span>en de wins<span class=\"_ _1\"></span>ten en verli<span class=\"_ _1\"></span>ezen die eer<span class=\"_ _1\"></span>der</div>\n<div class=\"t m0 x1d h64 yac0 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in het eige<span class=\"_ _1\"></span>n vermogen<span class=\"_ _1\"></span> waren uitg<span class=\"_ _1\"></span>esteld, over<span class=\"_ _1\"></span>geboekt van <span class=\"_ _1\"></span>het eigen</div>\n<div class=\"t m0 x1d h64 yac1 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n en verantw<span class=\"_ _0\"></span>oord in de ee<span class=\"_ _0\"></span>rste waar<span class=\"_ _0\"></span>dering van d<span class=\"_ _0\"></span>at niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yac2 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble actief<span class=\"_ _0\"></span> of die n<span class=\"ls107 ws13e\">iet<span class=\"ls0 ws0\">-</span></span>financi\u00ebl<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>hting. In a<span class=\"_ _0\"></span>ndere geval<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 yac3 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> het eigen <span class=\"_ _1\"></span>vermogen veran<span class=\"_ _1\"></span>twoorde bedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yac4 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening overgeboe<span class=\"_ _1\"></span>kt en als baten of la<span class=\"_ _1\"></span>sten verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 yac5 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">period<span class=\"_ _0\"></span>es waari<span class=\"_ _0\"></span>n de afged<span class=\"_ _0\"></span>ekte vas<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e toeze<span class=\"_ _0\"></span>gging of<span class=\"_ _0\"></span> verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x1d h64 yac6 ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie d<span class=\"ws112\">e resu<span class=\"_ _0\"></span>ltaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng be\u00efnvlo<span class=\"_ _0\"></span>edt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac7 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac8 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het boven<span class=\"_ _0\"></span>staande is<span class=\"_ _0\"></span> ook het geva<span class=\"_ _0\"></span>l indien de af<span class=\"_ _0\"></span>dekking ni<span class=\"_ _0\"></span>et langer</div>\n<div class=\"t m0 x1d h64 yac9 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de criter<span class=\"_ _0\"></span>ia voor hed<span class=\"_ _0\"></span>ge account<span class=\"_ _0\"></span>ing, of op ee<span class=\"_ _0\"></span>n andere wi<span class=\"_ _0\"></span>jze</div>\n<div class=\"t m0 x1d h64 yaca ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt st<span class=\"_ _0\"></span>opgezet<span class=\"_ _0\"></span>, maar d<span class=\"_ _0\"></span>e verwacht<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>acties <span class=\"_ _0\"></span>of vasts<span class=\"_ _0\"></span>taande</div>\n<div class=\"t m0 x1d h64 yacb ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> naar verwa<span class=\"_ _1\"></span>c<span class=\"lsed\">hting w<span class=\"_ _0\"></span>el zull<span class=\"_ _0\"></span>en plaatsv<span class=\"_ _0\"></span>inden.<span class=\"_ _0\"></span> Indien<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yacc ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte trans<span class=\"_ _0\"></span>acties of vas<span class=\"_ _0\"></span>tstaan<span class=\"_ _0\"></span>de toezeggi<span class=\"_ _0\"></span>ngen na<span class=\"_ _0\"></span>ar verwacht<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 yacd ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet meer z<span class=\"_ _0\"></span>ullen plaat<span class=\"_ _0\"></span>svind<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de in het eigen<span class=\"_ _0\"></span> vermoge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yace ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgest<span class=\"_ _0\"></span>elde bedra<span class=\"_ _0\"></span>gen recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>s overge<span class=\"_ _0\"></span>bracht naa<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1d h64 yacf ffbd fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 678px; height: 408px; width: 355.99px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 725px; width: 351px; z-index: 8;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag358": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 y974 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws111\">Verk<span class=\"lsef ws113\">oop</span></span>- <span class=\"lsef ws11d\">en terug<span class=\"_ _1\"></span>koopovereenkom<span class=\"_ _1\"></span>sten en (ui<span class=\"_ _1\"></span>t)lenen van </span></span></div>\n<div class=\"t m0 xe2 h64 y975 ffbd fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die onder ee<span class=\"_ _0\"></span>n terugko<span class=\"_ _0\"></span>opover<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> (\u2018repo'<span class=\"_ _0\"></span>) vallen, bli<span class=\"_ _0\"></span>jven op</div>\n<div class=\"t m0 x1d h64 y977 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de balans staan zol<span class=\"_ _1\"></span>ang substantieel<span class=\"_ _1\"></span> alle risico's<span class=\"_ _1\"></span> en opbrengsten van<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y978 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om bij Ageas<span class=\"_ _0\"></span> blijven. De v<span class=\"_ _0\"></span>an dergelij<span class=\"_ _0\"></span>ke verko<span class=\"_ _0\"></span>pen ontvan<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 yd3b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengsten <span class=\"_ _1\"></span>worden geneu<span class=\"_ _1\"></span>traliseerd d<span class=\"_ _1\"></span>oor onder \u2018S<span class=\"_ _1\"></span>chulden\u2019 een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mstige fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ing op te nem<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3d ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die zijn aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span> als gevol<span class=\"_ _0\"></span>g van een over<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> tot</div>\n<div class=\"t m0 x1d h64 yd3f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terugverkoop<span class=\"_ _1\"></span> (\u2018reverse re<span class=\"_ _1\"></span>po\u2019) worden n<span class=\"_ _1\"></span>iet verantw<span class=\"_ _1\"></span>oord in <span class=\"lsed ws112\">de balans. Het </span></div>\n<div class=\"t m0 x1d h64 yd40 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">recht om geldmidde<span class=\"_ _1\"></span>len te ontvangen<span class=\"_ _1\"></span> van een tegenparti<span class=\"_ _1\"></span>j wordt</div>\n<div class=\"t m0 x1d h64 yd41 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Leningen\u2019<span class=\"_ _1\"></span>. Het versc<span class=\"_ _1\"></span>hil tussen d<span class=\"_ _1\"></span>e verkooppr<span class=\"_ _1\"></span>ijs en de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopprijs w<span class=\"_ _0\"></span>ordt vera<span class=\"_ _0\"></span>ntwoord a<span class=\"_ _0\"></span>ls rente en to<span class=\"_ _0\"></span>egerek<span class=\"_ _0\"></span>end over de</div>\n<div class=\"t m0 x1d h64 yd43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n met behu<span class=\"_ _0\"></span>lp van de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd44 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1d h64 yd45 ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd26 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Effecten uitgel<span class=\"_ _1\"></span>eend aan tegenpar<span class=\"_ _1\"></span>tijen blijven op<span class=\"_ _1\"></span> de balans staan. Op</div>\n<div class=\"t m0 x1d h64 yd27 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelijksoortige<span class=\"_ _1\"></span> wijze word<span class=\"_ _1\"></span>en geleende<span class=\"_ _1\"></span> effecten ni<span class=\"_ _1\"></span>et in de<span class=\"_ _1\"></span> balans</div>\n<div class=\"t m0 x1d h64 yd28 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Indien geleende effecten aan derden worden verkocht,</div>\n<div class=\"t m0 x1d h64 yd29 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden de opbrengsten uit de verkoop en de schuld uit de verplichting<span class=\"ls0 ws0\"><span class=\"lsed ws112\"> </span></span></div>\n<div class=\"t m0 x1d h64 yd2a ffbd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tot teruggave van de zekerheid verantwoord. De verplichting tot<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd2b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">teruggave van de zekerheid wordt gewaardeerd tegen re\u00eble waarde en</div>\n<div class=\"t m0 x1d h64 yd2c ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord in de resultatenrekening. Geleende of ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldmiddelen in verband met het lenen of uitlenen van effecten worden</div>\n<div class=\"t m0 x1d h64 yd2e ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord onder \u2018Leningen\u2019 of onder 'Schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 355.99px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 387px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y941 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>S<span class=\"_ _1\"></span>chuldbewijzen<span class=\"lsed ws112\">, achtergestel<span class=\"_ _0\"></span>de verpl<span class=\"_ _0\"></span>ichtinge<span class=\"_ _0\"></span>n en overig<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 xd1 h64 y942 ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y943 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Schuldbewijze<span class=\"_ _1\"></span>n, achtergestelde<span class=\"_ _1\"></span> schulden en overige<span class=\"_ _1\"></span> financieringen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y944 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden eerst veran<span class=\"_ _1\"></span>twoord tegen re\u00eble<span class=\"_ _1\"></span> waarde met inbegrip<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y945 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">transac<span class=\"_ _1\"></span>tiekosten. Vervo<span class=\"_ _1\"></span>lgens worden <span class=\"_ _1\"></span>ze gewaardeerd<span class=\"_ _1\"></span> tegen </span></span></div>\n<div class=\"t m0 x2c h64 y946 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geamort<span class=\"_ _0\"></span>iseerde<span class=\"_ _0\"></span> kostpri<span class=\"_ _0\"></span>js en eve<span class=\"_ _0\"></span>ntuele v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llen tuss<span class=\"_ _0\"></span>en de n<span class=\"_ _0\"></span>etto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y947 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opbrengs<span class=\"_ _0\"></span>t en de aflos<span class=\"_ _0\"></span>singspr<span class=\"_ _0\"></span>ijs worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord in de</div>\n<div class=\"t m0 x2c h64 y948 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening over<span class=\"_ _1\"></span> de periode <span class=\"_ _1\"></span>van de leni<span class=\"_ _1\"></span>ng op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y949 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">rentemethode.</span> </span></div>\n<div class=\"t m0 x2c h64 y94a ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94b ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Schulden di<span class=\"_ _1\"></span>e in een <span class=\"_ _1\"></span>vast aantal<span class=\"_ _1\"></span> eigen aande<span class=\"_ _1\"></span>len van Agea<span class=\"_ _1\"></span>s kunnen</div>\n<div class=\"t m0 x2c h64 y94c ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden om<span class=\"_ _0\"></span>gezet, wo<span class=\"_ _0\"></span>rden bij de e<span class=\"_ _0\"></span>erste opn<span class=\"_ _0\"></span>ame gesche<span class=\"_ _0\"></span>iden in tw<span class=\"_ _0\"></span>ee</div>\n<div class=\"t m0 x2c h64 y94d ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">componenten: <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94e ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een schuldinst<span class=\"_ _0\"></span>rument,<span class=\"_ _0\"></span> gewaarde<span class=\"_ _0\"></span>erd door bep<span class=\"_ _0\"></span>aling van de r<span class=\"_ _0\"></span>e\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y94f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n een soortg<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng (inclus<span class=\"_ _0\"></span>ief ev<span class=\"ws11d\">ent<span class=\"_ _0\"></span>uele ni<span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a0 h64 y950 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan aandelen<span class=\"_ _1\"></span> gerelateerde<span class=\"_ _1\"></span> derivatenke<span class=\"_ _1\"></span>nmerken) zonder<span class=\"_ _1\"></span> hiermee</div>\n<div class=\"t m0 x1a0 h64 y951 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden a<span class=\"_ _1\"></span>andelencomponent<span class=\"_ _1\"></span>; en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Een aandeleninst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span> waarvan d<span class=\"_ _0\"></span>e boekwaa<span class=\"_ _0\"></span>rde de optie </span></span></div>\n<div class=\"t m0 x1a0 h64 y953 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igt om het<span class=\"_ _1\"></span> instrument i<span class=\"_ _1\"></span>n gewone aa<span class=\"_ _1\"></span>ndelen te</div>\n<div class=\"t m0 x1a0 h64 y954 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">convert<span class=\"_ _0\"></span>eren, bep<span class=\"_ _0\"></span>aald door de b<span class=\"_ _0\"></span>oekwaar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van de f<span class=\"_ _1\"></span>inanci\u00eble </span></span></div>\n<div class=\"t m0 x1a0 h64 y955 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting af t<span class=\"_ _0\"></span>e trekk<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an het s<span class=\"_ _0\"></span>amengest<span class=\"_ _0\"></span>elde</div>\n<div class=\"t m0 x1a0 h64 y956 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">instrument a<span class=\"_ _1\"></span>ls geheel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycca ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien Ag<span class=\"_ _0\"></span>eas de schu<span class=\"_ _0\"></span>lden, acht<span class=\"_ _0\"></span>ergest<span class=\"_ _0\"></span>elde verp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en en overi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 yccb ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leningen a<span class=\"_ _1\"></span>flost, worden<span class=\"_ _1\"></span> deze uit <span class=\"_ _1\"></span>de balans <span class=\"_ _1\"></span>verwijderd en<span class=\"_ _1\"></span> wordt het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yccc ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>l tusse<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">de boekwaarde van<span class=\"_ _1\"></span> de verplichting<span class=\"_ _1\"></span> en de betaalde </span></div>\n<div class=\"t m0 x1d h64 yccd ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vergoe<span class=\"_ _0\"></span>ding in de res<span class=\"_ _0\"></span>ultatenr<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g verantw<span class=\"_ _0\"></span>oord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 350.99px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1040px; height: 61px; width: 328px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 345px; width: 332px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag325": {
   "value": "\n<div class=\"t m0 x1d h64 y974 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws111\">Verk<span class=\"lsef ws113\">oop</span></span>- <span class=\"lsef ws11d\">en terug<span class=\"_ _1\"></span>koopovereenkom<span class=\"_ _1\"></span>sten en (ui<span class=\"_ _1\"></span>t)lenen van </span></span></div>\n<div class=\"t m0 xe2 h64 y975 ffbd fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die onder ee<span class=\"_ _0\"></span>n terugko<span class=\"_ _0\"></span>opover<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> (\u2018repo'<span class=\"_ _0\"></span>) vallen, bli<span class=\"_ _0\"></span>jven op</div>\n<div class=\"t m0 x1d h64 y977 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de balans staan zol<span class=\"_ _1\"></span>ang substantieel<span class=\"_ _1\"></span> alle risico's<span class=\"_ _1\"></span> en opbrengsten van<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y978 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om bij Ageas<span class=\"_ _0\"></span> blijven. De v<span class=\"_ _0\"></span>an dergelij<span class=\"_ _0\"></span>ke verko<span class=\"_ _0\"></span>pen ontvan<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 yd3b ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengsten <span class=\"_ _1\"></span>worden geneu<span class=\"_ _1\"></span>traliseerd d<span class=\"_ _1\"></span>oor onder \u2018S<span class=\"_ _1\"></span>chulden\u2019 een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mstige fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e verplicht<span class=\"_ _0\"></span>ing op te nem<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3d ffbd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3e ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Effect<span class=\"_ _0\"></span>en die zijn aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span> als gevol<span class=\"_ _0\"></span>g van een over<span class=\"_ _0\"></span>eenkomst<span class=\"_ _0\"></span> tot</div>\n<div class=\"t m0 x1d h64 yd3f ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terugverkoop<span class=\"_ _1\"></span> (\u2018reverse re<span class=\"_ _1\"></span>po\u2019) worden n<span class=\"_ _1\"></span>iet verantw<span class=\"_ _1\"></span>oord in <span class=\"lsed ws112\">de balans. Het </span></div>\n<div class=\"t m0 x1d h64 yd40 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">recht om geldmidde<span class=\"_ _1\"></span>len te ontvangen<span class=\"_ _1\"></span> van een tegenparti<span class=\"_ _1\"></span>j wordt</div>\n<div class=\"t m0 x1d h64 yd41 ffbd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Leningen\u2019<span class=\"_ _1\"></span>. Het versc<span class=\"_ _1\"></span>hil tussen d<span class=\"_ _1\"></span>e verkooppr<span class=\"_ _1\"></span>ijs en de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugk<span class=\"_ _0\"></span>oopprijs w<span class=\"_ _0\"></span>ordt vera<span class=\"_ _0\"></span>ntwoord a<span class=\"_ _0\"></span>ls rente en to<span class=\"_ _0\"></span>egerek<span class=\"_ _0\"></span>end over de</div>\n<div class=\"t m0 x1d h64 yd43 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n met behu<span class=\"_ _0\"></span>lp van de effect<span class=\"_ _0\"></span>ieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd44 ffbd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 355.99px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 225px; width: 351px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag338": {
   "value": "Indien geleende effecten aan derden worden verkocht,worden de opbrengsten uit de verkoop en de schuld uit de verplichtingtot teruggave van de zekerheid verantwoord. De verplichting totteruggave van de zekerheid wordt gewaardeerd tegen re\u00eble waarde enverantwoord in de resultatenrekening. Geleende of ontvangengeldmiddelen in verband met het lenen of uitlenen van effecten wordenverantwoord onder \u2018Leningen\u2019 of onder 'Schulden\u2019.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCollateralExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag320": {
   "value": "\n<div class=\"t m0 x1d h64 yd46 ffbd fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws112\">Geldmidd<span class=\"_ _0\"></span>elen en kas<span class=\"_ _0\"></span>equival<span class=\"_ _0\"></span>enten <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yd47 ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Geldmi<span class=\"_ _0\"></span>ddelen en kas<span class=\"_ _0\"></span>equiv<span class=\"_ _0\"></span>alenten om<span class=\"_ _0\"></span>vatten liq<span class=\"_ _0\"></span>uide mid<span class=\"_ _0\"></span>delen, vri<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 yb0c ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare tego<span class=\"_ _0\"></span>eden bij (c<span class=\"_ _0\"></span>entrale) ban<span class=\"_ _0\"></span>ken en and<span class=\"_ _0\"></span>ere <span class=\"ws111\">financ<span class=\"_ _0\"></span>i\u00eble </span></div>\n<div class=\"t m0 x1d h64 yb0d ffbd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten met<span class=\"_ _0\"></span> een verval<span class=\"_ _0\"></span>datum kort<span class=\"_ _0\"></span>er dan drie ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>naf de</div>\n<div class=\"t m0 x1d h64 yd48 ffbd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">datum van verwer<span class=\"_ _1\"></span>ving.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 72px; width: 355.99px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>senteert<span class=\"_ _0\"></span> de kasstro<span class=\"_ _0\"></span>men uit bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en op basis v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8a7 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indirecte <span class=\"_ _1\"></span>methode, waar<span class=\"_ _1\"></span>bij het ne<span class=\"_ _1\"></span>ttoresultaat word<span class=\"_ _1\"></span>t aangepas<span class=\"_ _1\"></span>t met het</div>\n<div class=\"t m0 x2c h64 y8a8 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oog op de gev<span class=\"_ _0\"></span>olgen van tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">geldelijk<span class=\"_ _0\"></span>e aard, eve<span class=\"_ _0\"></span>ntuele </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overlop<span class=\"_ _0\"></span>ende pos<span class=\"_ _0\"></span>ten voo<span class=\"_ _0\"></span>r al ontv<span class=\"_ _0\"></span>angen of<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>ontvan<span class=\"_ _0\"></span>gsten</div>\n<div class=\"t m0 x2c h64 y8aa ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of kasbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>e en pos<span class=\"_ _0\"></span>ten van b<span class=\"_ _0\"></span>aten of la<span class=\"_ _0\"></span>sten in v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8ab ffc2 fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">met in<span class=\"lsed ws111\">vesterings<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">of fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskass<span class=\"_ _0\"></span>tromen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ac ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ontvang<span class=\"_ _0\"></span>en en b<span class=\"_ _0\"></span>etaalde re<span class=\"_ _0\"></span>nte wo<span class=\"_ _0\"></span>rden in het k<span class=\"_ _0\"></span>asstr<span class=\"_ _0\"></span>oomover<span class=\"_ _0\"></span>zicht</div>\n<div class=\"t m0 x2c h64 y8ae ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als kasstro<span class=\"_ _1\"></span>men uit bedri<span class=\"_ _1\"></span>jfsactivitei<span class=\"_ _1\"></span>ten. Ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividenden worden in het kasstroomoverzicht verantwoord als</div>\n<div class=\"t m0 x2c h64 y8b0 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstromen uit bedrijfsactiviteiten. Betaalde dividenden worden<span class=\"lsef ws11d\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord als kasstromen uit financieringsactiviteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 193px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 349px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag367": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>senteert<span class=\"_ _0\"></span> de kasstro<span class=\"_ _0\"></span>men uit bed<span class=\"_ _0\"></span>rijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en op basis v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8a7 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indirecte <span class=\"_ _1\"></span>methode, waar<span class=\"_ _1\"></span>bij het ne<span class=\"_ _1\"></span>ttoresultaat word<span class=\"_ _1\"></span>t aangepas<span class=\"_ _1\"></span>t met het</div>\n<div class=\"t m0 x2c h64 y8a8 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">oog op de gev<span class=\"_ _0\"></span>olgen van tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>es van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">geldelijk<span class=\"_ _0\"></span>e aard, eve<span class=\"_ _0\"></span>ntuele </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overlop<span class=\"_ _0\"></span>ende pos<span class=\"_ _0\"></span>ten voo<span class=\"_ _0\"></span>r al ontv<span class=\"_ _0\"></span>angen of<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>ontvan<span class=\"_ _0\"></span>gsten</div>\n<div class=\"t m0 x2c h64 y8aa ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of kasbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>e en pos<span class=\"_ _0\"></span>ten van b<span class=\"_ _0\"></span>aten of la<span class=\"_ _0\"></span>sten in v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8ab ffc2 fs44 fc14 sc0 ls107 ws135\" style=\"z-index: 15;\">met in<span class=\"lsed ws111\">vesterings<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">of fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskass<span class=\"_ _0\"></span>tromen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8ac ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ontvang<span class=\"_ _0\"></span>en en b<span class=\"_ _0\"></span>etaalde re<span class=\"_ _0\"></span>nte wo<span class=\"_ _0\"></span>rden in het k<span class=\"_ _0\"></span>asstr<span class=\"_ _0\"></span>oomover<span class=\"_ _0\"></span>zicht</div>\n<div class=\"t m0 x2c h64 y8ae ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als kasstro<span class=\"_ _1\"></span>men uit bedri<span class=\"_ _1\"></span>jfsactivitei<span class=\"_ _1\"></span>ten. Ontvangen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividenden worden in het kasstroomoverzicht verantwoord als</div>\n<div class=\"t m0 x2c h64 y8b0 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstromen uit bedrijfsactiviteiten. Betaalde dividenden worden<span class=\"lsef ws11d\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord als kasstromen uit financieringsactiviteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 193px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 198px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 203px; width: 349px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 898px; height: 208px; width: 349px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c ya3e ffd8 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Kasstroomover<span class=\"_ _1\"></span>zicht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya3f ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het gecon<span class=\"_ _0\"></span>solide<span class=\"_ _0\"></span>erde kasst<span class=\"_ _0\"></span>roomov<span class=\"_ _0\"></span>erzicht w<span class=\"_ _0\"></span>orden le<span class=\"_ _0\"></span>asebetal<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x2c h64 ya40 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd al<span class=\"_ _0\"></span>s kasstr<span class=\"_ _0\"></span>oom<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">uit bedrijf<span class=\"_ _1\"></span>sactiviteiten,<span class=\"_ _1\"></span> als onderd<span class=\"_ _1\"></span>eel van </span></span></div>\n<div class=\"t m0 x2c h64 ya41 ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">\u2018schulden\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 457px; height: 66px; width: 351.997px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCashFlowsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag376": {
   "value": "Ontvangendividenden worden in het kasstroomoverzicht verantwoord alskasstromen uit bedrijfsactiviteiten. Betaalde dividenden wordenverantwoord als kasstromen uit financieringsactiviteiten.\n<div class=\"t m0 x2c h64 y8ac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>den die wor<span class=\"_ _0\"></span>den betaa<span class=\"_ _0\"></span>ld op ingek<span class=\"_ _0\"></span>ochte eige<span class=\"_ _0\"></span>n aandelen d<span class=\"_ _0\"></span>ie in</div>\n<div class=\"t m0 x2c h64 y8ad fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">handen van<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn, worden ge\u00eb<span class=\"_ _1\"></span>limineerd</div>\n<div class=\"t m0 x2c h64 y8ae fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wannee<span class=\"_ _0\"></span>r de Gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de Jaarrek<span class=\"_ _0\"></span>ening wor<span class=\"_ _0\"></span>dt opgest<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye8d fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelen Agea<span class=\"_ _1\"></span>s die Agea<span class=\"_ _1\"></span>sfinlux S.A.<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>kader van<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws136\">FRESH</span>-</span></div>\n<div class=\"t m0 x2c h64 ye8e fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaaleffec<span class=\"_ _1\"></span>ten aanhoudt,<span class=\"_ _1\"></span> zijn niet<span class=\"_ _1\"></span> dividend<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">of kapita<span class=\"_ _0\"></span>algerecht<span class=\"_ _0\"></span>igd. </span></div>\n<div class=\"t m0 x2c h64 ye8f fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze aand<span class=\"_ _0\"></span>elen word<span class=\"_ _0\"></span>en ge\u00eblimi<span class=\"_ _0\"></span>neerd vo<span class=\"_ _0\"></span>or de berek<span class=\"_ _0\"></span>ening van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 ye90 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d, de netto<span class=\"_ _0\"></span>winst en het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen per a<span class=\"_ _0\"></span>andeel. De kos<span class=\"_ _0\"></span>tprijs</div>\n<div class=\"t m0 x2c h64 ye91 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de aand<span class=\"_ _0\"></span>elen wordt in m<span class=\"_ _0\"></span>inderi<span class=\"_ _0\"></span>ng gebrac<span class=\"_ _0\"></span>ht op<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">het eigen<span class=\"_ _1\"></span> vermogen.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 140px; width: 350px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag368": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 xe2 h64 yd4b ffc2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"_ _1\"></span> gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yd4c ffc4 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed gecla<span class=\"_ _1\"></span>ssificeerd als va<span class=\"_ _1\"></span>stgoed voor <span class=\"ws11d\">eigen geb<span class=\"_ _1\"></span>ruik omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h6c yd4d ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ka<span class=\"_ _1\"></span>ntoorgebouwen<span class=\"_ _1\"></span> die Ageas<span class=\"_ _1\"></span> gebruikt</span><span class=\"ffc2\">; <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yd4f ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">C<span class=\"_ _1\"></span>ommerci\u00eble gebou<span class=\"_ _1\"></span>wen die worden gebru<span class=\"_ _1\"></span>ikt om bedrijfsac<span class=\"_ _1\"></span>tiviteiten </span></span></div>\n<div class=\"t m0 x69 h64 yd50 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uit te vo<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd52 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle voor eigen geb<span class=\"_ _1\"></span>ruik aangehouden v<span class=\"_ _1\"></span>astgoed en alle<span class=\"_ _1\"></span> vaste activa</div>\n<div class=\"t m0 x1d h64 yd53 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd tegen<span class=\"_ _1\"></span> kostprijs<span class=\"_ _1\"></span>, verminderd<span class=\"_ _1\"></span> met geaccumul<span class=\"_ _1\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yd54 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jvingen (<span class=\"_ _0\"></span>behalve vo<span class=\"_ _0\"></span>or terrei<span class=\"_ _0\"></span>nen die niet wo<span class=\"_ _0\"></span>rden afge<span class=\"_ _0\"></span>schrev<span class=\"_ _0\"></span>en) en</div>\n<div class=\"t m0 x1d h64 yd55 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x1d h64 yd56 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De kostpri<span class=\"_ _0\"></span>js is het equiv<span class=\"_ _0\"></span>alent van d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e prijs die is<span class=\"_ _0\"></span> betaald of de</div>\n<div class=\"t m0 x1d h64 yd57 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e v<span class=\"ws11e\">an elke andere<span class=\"_ _1\"></span> vergoeding die is geg<span class=\"_ _1\"></span>even om het actie<span class=\"_ _1\"></span>f </span></div>\n<div class=\"t m0 x1d h64 yd58 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te verwer<span class=\"_ _0\"></span>ven op het mom<span class=\"_ _0\"></span>ent van de ver<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span> of de bouw van het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd59 ffc2 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">actief.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd5a ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd5b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De afschrijvingen<span class=\"_ _1\"></span> op gebouwen<span class=\"_ _1\"></span> worden berekend volgens de<span class=\"_ _1\"></span> lineaire</div>\n<div class=\"t m0 x1d h64 yd5c ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode t<span class=\"_ _0\"></span>eneinde de k<span class=\"_ _0\"></span>osten van di<span class=\"_ _0\"></span>e activa af t<span class=\"_ _0\"></span>e schrijve<span class=\"_ _0\"></span>n gedu<span class=\"lsef ws11d\">rende de </span></div>\n<div class=\"t m0 x1d h64 yd5d ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e levens<span class=\"_ _0\"></span>duur t<span class=\"_ _0\"></span>ot de rest<span class=\"_ _0\"></span>waarde.<span class=\"_ _0\"></span> De leve<span class=\"_ _0\"></span>nsduur <span class=\"_ _0\"></span>van IT, k<span class=\"_ _0\"></span>antoor<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yd5e ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en andere ap<span class=\"_ _0\"></span>paratuu<span class=\"_ _0\"></span>r wordt afz<span class=\"_ _0\"></span>onderli<span class=\"_ _0\"></span>jk vastges<span class=\"_ _0\"></span>teld voor elk<span class=\"_ _0\"></span> actief. De</div>\n<div class=\"t m0 x1d h64 yd5f ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur <span class=\"_ _1\"></span>van de gebou<span class=\"_ _1\"></span>wen wordt<span class=\"_ _1\"></span> afzonderlijk <span class=\"_ _1\"></span>bepaald voor<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x1d h64 yd60 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijk de<span class=\"_ _1\"></span>el (componen<span class=\"_ _1\"></span>tenbenadering)<span class=\"_ _1\"></span> e<span class=\"ws11e\">n wordt elk jaare<span class=\"_ _1\"></span>inde </span></div>\n<div class=\"t m0 x1d h64 yd61 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herzien.<span class=\"_ _0\"></span> De vastgo<span class=\"_ _0\"></span>edbeleg<span class=\"_ _0\"></span>gingen wo<span class=\"_ _0\"></span>rden gespl<span class=\"_ _0\"></span>itst in de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yd62 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">componenten: ruwb<span class=\"_ _1\"></span>ouw, ramen en deuren<span class=\"_ _1\"></span>, technische uitr<span class=\"_ _1\"></span>usting, ruwe</div>\n<div class=\"t m0 x1d h64 yd63 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwerki<span class=\"_ _0\"></span>ng en detai<span class=\"_ _0\"></span>lafwerk<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 408px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yd66 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale leven<span class=\"_ _0\"></span>sduur van de co<span class=\"_ _0\"></span>mpone<span class=\"_ _0\"></span>nten is als vol<span class=\"_ _0\"></span>gt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd67 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Ruwbouw<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd69 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 606px; z-index: 15;\">50 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 594px; z-index: 15;\">70 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Ramen en deuren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6b ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 573px; z-index: 15;\">30 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 561px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Technische uitrusting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6d ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 540px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6e ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6f ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar <span class=\"ws118\">voor winkelpanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 504px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Ruwe afwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd81 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 483px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd72 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd73 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar voor winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 447px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Detailafwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 423px; z-index: 15;\">10 jaar voor kantoren<span class=\"_ _0\"></span>, winkelpanden en woningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd75 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd76 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd77 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd78 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">T<span class=\"_ _1\"></span>erreinen hebbe<span class=\"_ _1\"></span>n een on<span class=\"_ _1\"></span>gelimiteerde l<span class=\"_ _1\"></span>evensduur en <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span>rhalve nie<span class=\"_ _1\"></span>t afgeschreven.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd79 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">A<span class=\"_ _1\"></span>ls algemene regel<span class=\"_ _1\"></span> wordt uitgegaan va<span class=\"_ _1\"></span>n een restwaarde van<span class=\"_ _1\"></span> nihil.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd7a ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ko<span class=\"_ _1\"></span>sten voor <span class=\"_ _1\"></span>reparaties en<span class=\"_ _1\"></span> onderhoud w<span class=\"_ _1\"></span>orden in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als <span class=\"_ _1\"></span>last veran<span class=\"_ _1\"></span>twoord in de <span class=\"_ _1\"></span>periode waa<span class=\"_ _1\"></span>rin de ko<span class=\"_ _1\"></span>sten zijn <span class=\"ws113\">ge<span class=\"lsed ws112\">maakt. Uitgaven d<span class=\"_ _0\"></span>ie </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd7b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de voordelen<span class=\"_ _1\"></span> van vastgoed of vaste<span class=\"_ _1\"></span> activa zodanig<span class=\"_ _1\"></span> verbeteren of uitbre<span class=\"_ _1\"></span>iden dat hun oorspronk<span class=\"_ _1\"></span>elijke gebruik<span class=\"_ _1\"></span> wordt uitgebreid<span class=\"_ _1\"></span>, <span class=\"ws11d\">worden geactiveerd<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1a0 h64 yd7c ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervolg<span class=\"_ _0\"></span>ens afg<span class=\"_ _0\"></span>eschreve<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd7d ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsed ws112\">Financierings<span class=\"_ _0\"></span>kosten v<span class=\"_ _0\"></span>oor de finan<span class=\"_ _0\"></span>ciering va<span class=\"_ _0\"></span>n de bouw van mat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier beh<span class=\"_ _0\"></span>andeld als<span class=\"_ _0\"></span> de financie<span class=\"_ _0\"></span>ringskos<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 yd7e ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 251px; height: 398px; width: 86%; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag365": {
   "value": "\n<div class=\"t m0 xe2 h64 yd4b ffc2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"_ _1\"></span> gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yd4c ffc4 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed gecla<span class=\"_ _1\"></span>ssificeerd als va<span class=\"_ _1\"></span>stgoed voor <span class=\"ws11d\">eigen geb<span class=\"_ _1\"></span>ruik omva<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h6c yd4d ffc4 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ka<span class=\"_ _1\"></span>ntoorgebouwen<span class=\"_ _1\"></span> die Ageas<span class=\"_ _1\"></span> gebruikt</span><span class=\"ffc2\">; <span class=\"_ _1\"></span><span class=\"lsef ws113\">en</span> </span></span></div>\n<div class=\"t m0 x1d h64 yd4f ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">C<span class=\"_ _1\"></span>ommerci\u00eble gebou<span class=\"_ _1\"></span>wen die worden gebru<span class=\"_ _1\"></span>ikt om bedrijfsac<span class=\"_ _1\"></span>tiviteiten </span></span></div>\n<div class=\"t m0 x69 h64 yd50 ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uit te vo<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd52 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle voor eigen geb<span class=\"_ _1\"></span>ruik aangehouden v<span class=\"_ _1\"></span>astgoed en alle<span class=\"_ _1\"></span> vaste activa</div>\n<div class=\"t m0 x1d h64 yd53 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd tegen<span class=\"_ _1\"></span> kostprijs<span class=\"_ _1\"></span>, verminderd<span class=\"_ _1\"></span> met geaccumul<span class=\"_ _1\"></span>eerde</div>\n<div class=\"t m0 x1d h64 yd54 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jvingen (<span class=\"_ _0\"></span>behalve vo<span class=\"_ _0\"></span>or terrei<span class=\"_ _0\"></span>nen die niet wo<span class=\"_ _0\"></span>rden afge<span class=\"_ _0\"></span>schrev<span class=\"_ _0\"></span>en) en</div>\n<div class=\"t m0 x1d h64 yd55 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x1d h64 yd56 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De kostpri<span class=\"_ _0\"></span>js is het equiv<span class=\"_ _0\"></span>alent van d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e prijs die is<span class=\"_ _0\"></span> betaald of de</div>\n<div class=\"t m0 x1d h64 yd57 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e v<span class=\"ws11e\">an elke andere<span class=\"_ _1\"></span> vergoeding die is geg<span class=\"_ _1\"></span>even om het actie<span class=\"_ _1\"></span>f </span></div>\n<div class=\"t m0 x1d h64 yd58 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te verwer<span class=\"_ _0\"></span>ven op het mom<span class=\"_ _0\"></span>ent van de ver<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span> of de bouw van het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd59 ffc2 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">actief.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd5a ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd5b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De afschrijvingen<span class=\"_ _1\"></span> op gebouwen<span class=\"_ _1\"></span> worden berekend volgens de<span class=\"_ _1\"></span> lineaire</div>\n<div class=\"t m0 x1d h64 yd5c ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode t<span class=\"_ _0\"></span>eneinde de k<span class=\"_ _0\"></span>osten van di<span class=\"_ _0\"></span>e activa af t<span class=\"_ _0\"></span>e schrijve<span class=\"_ _0\"></span>n gedu<span class=\"lsef ws11d\">rende de </span></div>\n<div class=\"t m0 x1d h64 yd5d ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e levens<span class=\"_ _0\"></span>duur t<span class=\"_ _0\"></span>ot de rest<span class=\"_ _0\"></span>waarde.<span class=\"_ _0\"></span> De leve<span class=\"_ _0\"></span>nsduur <span class=\"_ _0\"></span>van IT, k<span class=\"_ _0\"></span>antoor<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1d h64 yd5e ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en andere ap<span class=\"_ _0\"></span>paratuu<span class=\"_ _0\"></span>r wordt afz<span class=\"_ _0\"></span>onderli<span class=\"_ _0\"></span>jk vastges<span class=\"_ _0\"></span>teld voor elk<span class=\"_ _0\"></span> actief. De</div>\n<div class=\"t m0 x1d h64 yd5f ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur <span class=\"_ _1\"></span>van de gebou<span class=\"_ _1\"></span>wen wordt<span class=\"_ _1\"></span> afzonderlijk <span class=\"_ _1\"></span>bepaald voor<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x1d h64 yd60 ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijk de<span class=\"_ _1\"></span>el (componen<span class=\"_ _1\"></span>tenbenadering)<span class=\"_ _1\"></span> e<span class=\"ws11e\">n wordt elk jaare<span class=\"_ _1\"></span>inde </span></div>\n<div class=\"t m0 x1d h64 yd61 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herzien.<span class=\"_ _0\"></span> De vastgo<span class=\"_ _0\"></span>edbeleg<span class=\"_ _0\"></span>gingen wo<span class=\"_ _0\"></span>rden gespl<span class=\"_ _0\"></span>itst in de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yd62 ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">componenten: ruwb<span class=\"_ _1\"></span>ouw, ramen en deuren<span class=\"_ _1\"></span>, technische uitr<span class=\"_ _1\"></span>usting, ruwe</div>\n<div class=\"t m0 x1d h64 yd63 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwerki<span class=\"_ _0\"></span>ng en detai<span class=\"_ _0\"></span>lafwerk<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 677px; height: 403px; width: 352px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yd66 ffc2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale leven<span class=\"_ _0\"></span>sduur van de co<span class=\"_ _0\"></span>mpone<span class=\"_ _0\"></span>nten is als vol<span class=\"_ _0\"></span>gt:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd67 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Ruwbouw<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd69 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 606px; z-index: 15;\">50 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 594px; z-index: 15;\">70 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Ramen en deuren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6b ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 573px; z-index: 15;\">30 jaar voor kantoren<span class=\"_ _0\"></span> en winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 561px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Technische uitrusting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd6d ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 540px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6e ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd6f ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar <span class=\"ws118\">voor winkelpanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y683 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 504px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Ruwe afwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yd81 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 483px; z-index: 15;\">15 jaar voor parkeerga<span class=\"_ _0\"></span>rages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd72 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">20 jaar voor kantoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7e h67 yd73 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">25 jaar voor winkelpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 447px; z-index: 15;\">40 jaar voor woningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Detailafwerking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ffc2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 295px; bottom: 423px; z-index: 15;\">10 jaar voor kantoren<span class=\"_ _0\"></span>, winkelpanden en woningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd75 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd76 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd77 ffc2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd78 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">T<span class=\"_ _1\"></span>erreinen hebbe<span class=\"_ _1\"></span>n een on<span class=\"_ _1\"></span>gelimiteerde l<span class=\"_ _1\"></span>evensduur en <span class=\"_ _1\"></span>worden de<span class=\"_ _1\"></span>rhalve nie<span class=\"_ _1\"></span>t afgeschreven.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd79 ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11e\">A<span class=\"_ _1\"></span>ls algemene regel<span class=\"_ _1\"></span> wordt uitgegaan va<span class=\"_ _1\"></span>n een restwaarde van<span class=\"_ _1\"></span> nihil.</span><span class=\"ffc2\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd7a ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsef ws11d\">Ko<span class=\"_ _1\"></span>sten voor <span class=\"_ _1\"></span>reparaties en<span class=\"_ _1\"></span> onderhoud w<span class=\"_ _1\"></span>orden in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening als <span class=\"_ _1\"></span>last veran<span class=\"_ _1\"></span>twoord in de <span class=\"_ _1\"></span>periode waa<span class=\"_ _1\"></span>rin de ko<span class=\"_ _1\"></span>sten zijn <span class=\"ws113\">ge<span class=\"lsed ws112\">maakt. Uitgaven d<span class=\"_ _0\"></span>ie </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd7b ffc2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de voordelen<span class=\"_ _1\"></span> van vastgoed of vaste<span class=\"_ _1\"></span> activa zodanig<span class=\"_ _1\"></span> verbeteren of uitbre<span class=\"_ _1\"></span>iden dat hun oorspronk<span class=\"_ _1\"></span>elijke gebruik<span class=\"_ _1\"></span> wordt uitgebreid<span class=\"_ _1\"></span>, <span class=\"ws11d\">worden geactiveerd<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x1a0 h64 yd7c ffc2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervolg<span class=\"_ _0\"></span>ens afg<span class=\"_ _0\"></span>eschreve<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd7d ffc5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc6\"> <span class=\"_ _3f\"> </span><span class=\"ffc2 lsed ws112\">Financierings<span class=\"_ _0\"></span>kosten v<span class=\"_ _0\"></span>oor de finan<span class=\"_ _0\"></span>ciering va<span class=\"_ _0\"></span>n de bouw van mat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier beh<span class=\"_ _0\"></span>andeld als<span class=\"_ _0\"></span> de financie<span class=\"_ _0\"></span>ringskos<span class=\"_ _0\"></span>ten </span></span></div>\n<div class=\"t m0 x1a0 h64 yd7e ffc2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 251px; height: 398px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 251px; height: 398px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag374": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoedbeleggin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een vastgoedbe<span class=\"_ _1\"></span>legging is vastgoed<span class=\"_ _1\"></span> dat Ageas aanhoud<span class=\"_ _1\"></span>t om</div>\n<div class=\"t m0 x2c h64 y8a7 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huuropbrengs<span class=\"ws11e\">ten<span class=\"_ _1\"></span> of een waardestij<span class=\"_ _1\"></span>ging te realiseren<span class=\"_ _1\"></span>. Ageas kan </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaalde va<span class=\"_ _1\"></span>stgoedbeleggingen<span class=\"_ _1\"></span> ook voor e<span class=\"_ _1\"></span>igen gebrui<span class=\"_ _1\"></span>k aanwenden<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8a9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Indien de b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> aangewend voo<span class=\"_ _1\"></span>r eigen gebr<span class=\"_ _1\"></span>uik afzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 y8aa ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden verko<span class=\"_ _1\"></span>cht of geleased<span class=\"_ _1\"></span> via financi\u00eble lea<span class=\"_ _1\"></span>se, worden die</div>\n<div class=\"t m0 x2c h64 y8ab ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">delen vera<span class=\"ws11e\">n<span class=\"_ _1\"></span>twoord als materi<span class=\"_ _1\"></span>\u00eble vaste activa. Indi<span class=\"_ _1\"></span>en de beleggingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangewend voor eig<span class=\"_ _1\"></span>en gebruik niet a<span class=\"_ _1\"></span>fzonderlijk kunnen<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 y8ad ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkocht, worden<span class=\"_ _1\"></span> die delen alleen<span class=\"_ _1\"></span> als vastgoedbeleg<span class=\"_ _1\"></span>gingen behande<span class=\"_ _1\"></span>ld</div>\n<div class=\"t m0 x2c h64 y8ae ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">als Ageas e<span class=\"_ _1\"></span>en onbelan<span class=\"_ _1\"></span>grijk deel <span class=\"_ _1\"></span>voor eigen geb<span class=\"_ _1\"></span>ruik aanhoud<span class=\"_ _1\"></span>t. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Omwille de verge<span class=\"_ _1\"></span>lijkbaarheid<span class=\"_ _1\"></span> hanteert Ageas een k<span class=\"_ _1\"></span>ostprijsmodel,<span class=\"_ _1\"></span> zowel</div>\n<div class=\"t m0 x2c h64 y8b1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen a<span class=\"_ _1\"></span>ls voor <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebru<span class=\"_ _1\"></span>ik. Na de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble opname<span class=\"_ _1\"></span> wordt al het vas<span class=\"_ _1\"></span>tgoed gewaardeerd t<span class=\"_ _1\"></span>egen kostprijs</div>\n<div class=\"t m0 x2c h64 y8b3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermind<span class=\"_ _0\"></span>erd met cu<span class=\"_ _0\"></span>mulatiev<span class=\"_ _0\"></span>e afschrij<span class=\"_ _0\"></span>vingen (v<span class=\"_ _0\"></span>olgens <span class=\"lsef ws11d\">een lineaire </span></div>\n<div class=\"t m0 x2c h64 y8b4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>) en event<span class=\"_ _0\"></span>uele cumul<span class=\"_ _0\"></span>atieve bijz<span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. Wijzigingen <span class=\"_ _1\"></span>in de re\u00eb<span class=\"_ _1\"></span>le waarde va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8b6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen worden<span class=\"_ _1\"></span> zodoende<span class=\"_ _1\"></span> niet verantwoo<span class=\"_ _1\"></span>rd in de</div>\n<div class=\"t m0 x2c h64 y8b7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening (ten<span class=\"_ _1\"></span>zij er een b<span class=\"_ _1\"></span>ijzondere waa<span class=\"_ _1\"></span>rdeverminder<span class=\"_ _1\"></span>ing heeft</div>\n<div class=\"t m0 x2c h64 y9d7 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsed ws112\">laatsgevo<span class=\"_ _0\"></span>nden) of<span class=\"_ _0\"></span> in overig comp<span class=\"_ _0\"></span>rehensiv<span class=\"_ _0\"></span>e income.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9d8 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De restwaarde<span class=\"_ _1\"></span> en de<span class=\"_ _1\"></span> geschatte gebru<span class=\"_ _1\"></span>iksduur van<span class=\"_ _1\"></span> vastgoedbeleg<span class=\"_ _1\"></span>gingen</div>\n<div class=\"t m0 x2c h64 y9da ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden afzon<span class=\"_ _1\"></span>derlijk bepaa<span class=\"_ _1\"></span>ld voor <span class=\"_ _1\"></span>elk belangrij<span class=\"_ _1\"></span>k onderdeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9db ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(componentenbe<span class=\"_ _1\"></span>nadering) en<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>op elke balan<span class=\"_ _1\"></span>sdatum opnieuw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekeken. Vo<span class=\"_ _1\"></span>or vastgoedbele<span class=\"_ _1\"></span>ggingen wordt<span class=\"_ _1\"></span> dezelfde m<span class=\"_ _1\"></span>aximale</div>\n<div class=\"t m0 x2c h64 y9dd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschatte gebru<span class=\"_ _1\"></span>iksduur van de compon<span class=\"_ _1\"></span>enten toegepas<span class=\"_ _1\"></span>t als voor</div>\n<div class=\"t m0 x2c h64 y9de ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed aa<span class=\"_ _1\"></span>ngehouden voo<span class=\"_ _1\"></span>r eigen gebru<span class=\"_ _1\"></span>ik.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9df ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t zijn <span class=\"_ _1\"></span>vastgoedbeleggingen<span class=\"_ _1\"></span> door middel<span class=\"_ _1\"></span> van dive<span class=\"_ _1\"></span>rse niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9e1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbare h<span class=\"_ _1\"></span>uurcontracten. Be<span class=\"_ _1\"></span>paalde cont<span class=\"_ _1\"></span>racte<span class=\"lsed ws112\">n bevatten </span></div>\n<div class=\"t m0 x2c h64 y9e2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verleng<span class=\"_ _0\"></span>ingsopt<span class=\"_ _0\"></span>ies voor d<span class=\"_ _0\"></span>iverse tij<span class=\"_ _0\"></span>dsperiod<span class=\"_ _0\"></span>en. De met de<span class=\"_ _0\"></span>ze contrac<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x2c h64 y9e3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den huurink<span class=\"_ _0\"></span>omsten w<span class=\"_ _0\"></span>orden in de loo<span class=\"_ _0\"></span>p van de tijd ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y9e4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsbat<span class=\"_ _0\"></span>en, en wel line<span class=\"_ _0\"></span>air over de hu<span class=\"_ _0\"></span>urperio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overboekingen<span class=\"_ _1\"></span> naar of van vastgoedb<span class=\"_ _1\"></span>eleggingen vinden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>alleen plaa<span class=\"_ _1\"></span>ts</div>\n<div class=\"t m0 x2c h64 y9e7 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als er een wijz<span class=\"_ _1\"></span>iging is van het gebru<span class=\"_ _1\"></span>ik:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e8 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">N<span class=\"_ _1\"></span>aar vastgoed<span class=\"_ _1\"></span>beleggingen a<span class=\"_ _1\"></span>an het ein<span class=\"_ _1\"></span>de van he<span class=\"_ _1\"></span>t eigen gebru<span class=\"_ _1\"></span>ik, bij </span></span></div>\n<div class=\"t m0 x1a0 h64 y9e9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>g van een oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e lease aan ee<span class=\"_ _0\"></span>n andere part<span class=\"_ _0\"></span>ij of aan</div>\n<div class=\"t m0 x1a0 h64 y9ea ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het einde van de<span class=\"_ _1\"></span> bouw of ontwikkeling<span class=\"_ _1\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y9eb ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11e\">Va<span class=\"_ _1\"></span>nuit vastgoedbele<span class=\"_ _1\"></span>ggingen b<span class=\"ws11d\">ij aan<span class=\"_ _1\"></span>vang van he<span class=\"_ _1\"></span>t eigen ge<span class=\"_ _1\"></span>bruik of </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9ec ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng van ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g met het oog o<span class=\"_ _0\"></span>p verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ed ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9ee ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r het result<span class=\"_ _0\"></span>aat van een bo<span class=\"_ _0\"></span>uwcontr<span class=\"_ _0\"></span>act op betrou<span class=\"_ _0\"></span>wbare wij<span class=\"_ _0\"></span>ze kan</div>\n<div class=\"t m0 x2c h64 y9ef ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gescha<span class=\"_ _1\"></span>t, worden de contra<span class=\"_ _1\"></span>ctopbrengsten en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kosten in verband<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9f0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met het b<span class=\"_ _1\"></span>ouwcontract <span class=\"_ _1\"></span>verantwoo<span class=\"lsed\">rd als bate<span class=\"_ _0\"></span>n, respe<span class=\"_ _0\"></span>ctievel<span class=\"_ _0\"></span>ijk last<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y9f1 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwijz<span class=\"_ _0\"></span>ing naar het<span class=\"_ _0\"></span> stadium v<span class=\"_ _0\"></span>an uitvoer<span class=\"_ _0\"></span>ing van de cont<span class=\"_ _0\"></span>ractac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>it op</div>\n<div class=\"t m0 x2c h64 y9f2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum. Wa<span class=\"_ _0\"></span>nneer het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk is dat de t<span class=\"_ _0\"></span>otale cont<span class=\"_ _0\"></span>ractkost<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y9f3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoger zul<span class=\"_ _0\"></span>len zijn dan d<span class=\"_ _0\"></span>e totale cont<span class=\"_ _0\"></span>racto<span class=\"_ _0\"></span>pbrengst<span class=\"_ _0\"></span>en wordt het<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> onmidde<span class=\"_ _0\"></span>llijk al<span class=\"_ _0\"></span>s last v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enrek<span class=\"_ _0\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 331px; height: 765px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c ya4b ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering op<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya4c ffc9 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik en<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4d ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Net als and<span class=\"_ _0\"></span>ere niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi\u00eble activa on<span class=\"_ _1\"></span>dergaat vastgoed v<span class=\"_ _1\"></span>oor eigen </span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardevermind<span class=\"_ _1\"></span>ering als <span class=\"_ _1\"></span>de boekwaarde<span class=\"_ _1\"></span> hoger is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan de rea<span class=\"_ _1\"></span>liseerbare wa<span class=\"_ _1\"></span>arde. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya50 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De realiseerb<span class=\"_ _1\"></span>are waarde <span class=\"_ _1\"></span>wordt bepaal<span class=\"_ _1\"></span>d als he<span class=\"_ _1\"></span>t hoogste b<span class=\"_ _1\"></span>edrag van</div>\n<div class=\"t m0 x2c h64 ya52 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hetzij: de r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verminderd met ve<span class=\"_ _1\"></span>rkoopkosten of de </span></span></div>\n<div class=\"t m0 x2c h64 ya53 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfswaarde<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde verminde<span class=\"_ _1\"></span>rd met verkoo<span class=\"_ _1\"></span>pkosten is<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g dat </span></span></div>\n<div class=\"t m0 x1a0 h64 ycd8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen worden<span class=\"_ _1\"></span> verkregen door de ve<span class=\"_ _1\"></span>rkoop van een actie<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x69 h64 yab7 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een ordel<span class=\"_ _0\"></span>ijke trans<span class=\"_ _0\"></span>actie tuss<span class=\"_ _0\"></span>en markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n (op basis v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x69 h64 yab8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarneembare<span class=\"_ _1\"></span> en ni<span class=\"lsed ws111\">et<span class=\"ls0 ws0\">-</span></span><span class=\"ws11e\">waarneemb<span class=\"_ _1\"></span>are marktgegevens<span class=\"_ _1\"></span>), na aftrek </span></div>\n<div class=\"t m0 x69 h64 yab9 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verk<span class=\"_ _0\"></span>oopkost<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 yaba ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">De bedrijfswaa<span class=\"_ _0\"></span>rde is de cont<span class=\"_ _0\"></span>ante waa<span class=\"_ _0\"></span>rde van gesch<span class=\"_ _0\"></span>atte </span></span></div>\n<div class=\"t m0 x69 h64 yabb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> kasstromen waarvan<span class=\"_ _1\"></span> verwacht wordt dat<span class=\"_ _1\"></span> ze zullen</div>\n<div class=\"t m0 x69 h64 yabc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortvl<span class=\"_ _0\"></span>oeien uit het<span class=\"_ _0\"></span> voortgez<span class=\"_ _0\"></span>ette gebr<span class=\"_ _0\"></span>uik van een act<span class=\"_ _0\"></span>ief en uit de</div>\n<div class=\"t m0 x69 h64 yabd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervreemding<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an dat acti<span class=\"_ _0\"></span>ef aan het ein<span class=\"_ _0\"></span>de van de geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur, </span></div>\n<div class=\"t m0 x69 h64 yabe ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zonder aftre<span class=\"_ _1\"></span>k van ove<span class=\"_ _1\"></span>rdrachtsbelastin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabf ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycd9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aan het e<span class=\"_ _1\"></span>inde van iede<span class=\"_ _1\"></span>re verslagp<span class=\"_ _1\"></span>eriode beoorde<span class=\"_ _1\"></span>elt Ageas<span class=\"_ _1\"></span> of er</div>\n<div class=\"t m0 x1d h64 ycda ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>eve aanwi<span class=\"_ _0\"></span>jzinge<span class=\"_ _0\"></span>n bestaan dat<span class=\"_ _0\"></span> het actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 ycdb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Hierb<span class=\"ws11d\">ij word<span class=\"_ _1\"></span>t rekening <span class=\"_ _1\"></span>gehouden </span></div>\n<div class=\"t m0 x1d h64 ycdc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met diver<span class=\"_ _1\"></span>se informatieb<span class=\"_ _1\"></span>ronnen, zowel <span class=\"_ _1\"></span>extern (bij<span class=\"_ _1\"></span>voorbeeld bel<span class=\"_ _1\"></span>angrijke</div>\n<div class=\"t m0 x1d h64 ycdd ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in het econ<span class=\"_ _1\"></span>omische kli<span class=\"_ _1\"></span>maat) als i<span class=\"_ _1\"></span>ntern (bij<span class=\"_ _1\"></span>voorbeeld</div>\n<div class=\"t m0 x1d h64 ycde ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desinvestering<span class=\"_ _1\"></span>splannen). I<span class=\"_ _1\"></span>ndien dergeli<span class=\"_ _1\"></span>jke aanwijzingen <span class=\"_ _1\"></span>bestaan (<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1d h64 ycdf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end dan), v<span class=\"_ _0\"></span>erlaagt<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Ageas de boekwaarde <span class=\"_ _1\"></span>van het ac<span class=\"_ _1\"></span>tief naar de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yce0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geschatte re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde en het <span class=\"_ _1\"></span>bedrag v<span class=\"_ _1\"></span>an de verande<span class=\"_ _1\"></span>ring in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce1 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lopende jaar wo<span class=\"_ _1\"></span>rdt verwerkt in de re<span class=\"_ _1\"></span>sultatenreken<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce3 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na opname<span class=\"_ _1\"></span> van een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yce4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving vo<span class=\"_ _0\"></span>or toek<span class=\"_ _0\"></span>omstige<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">perioden gecorrigeerd voor<span class=\"_ _1\"></span> de herziene </span></span></div>\n<div class=\"t m0 x1d h64 yce5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde onder v<span class=\"_ _0\"></span>erminde<span class=\"_ _0\"></span>ring van de res<span class=\"_ _0\"></span>twaar<span class=\"_ _0\"></span>de over de rest<span class=\"_ _0\"></span>erende</div>\n<div class=\"t m0 x1d h64 yce6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiksduur<span class=\"_ _1\"></span> van het a<span class=\"_ _1\"></span>ctief. Voor<span class=\"_ _1\"></span> vastgoed <span class=\"_ _1\"></span>wordt de ge<span class=\"_ _1\"></span>bruiksduur <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 yce7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">elk belang<span class=\"_ _1\"></span>rijk onderdeel<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span> bepaald en <span class=\"_ _1\"></span>aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar herbe<span class=\"ws113\">oordee<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yce9 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode h<span class=\"_ _0\"></span>et bedrag v<span class=\"_ _0\"></span>an de bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x1d h64 yceb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen op nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">finan<span class=\"_ _1\"></span>ci\u00eble activa, uitgez<span class=\"_ _1\"></span>onderd dalingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ycec ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in de goodwill,<span class=\"_ _1\"></span> daalt als gevolg van<span class=\"_ _1\"></span> een gebeurteni<span class=\"_ _1\"></span>s die zich voordoet<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yced ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na de waard<span class=\"_ _0\"></span>evermi<span class=\"_ _0\"></span>ndering,<span class=\"_ _0\"></span> valt de eerde<span class=\"_ _0\"></span>r opg<span class=\"lsef ws113\">enomen </span></div>\n<div class=\"t m0 x1d h64 ycee ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g vrij in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Deze verhoogde</div>\n<div class=\"t m0 x1d h64 ycef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde ma<span class=\"_ _0\"></span>g niet hoge<span class=\"_ _0\"></span>r zijn dan de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e die zou zijn be<span class=\"_ _0\"></span>paald, na</div>\n<div class=\"t m0 x1d h64 ycf0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afschrijvinge<span class=\"_ _1\"></span>n, als in voorgaand<span class=\"_ _1\"></span>e jaren geen bi<span class=\"_ _1\"></span>jzondere</div>\n<div class=\"t m0 x1d h64 ycf1 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering voo<span class=\"_ _0\"></span>r het ac<span class=\"_ _0\"></span>tief was <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351.997px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 161px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 166px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 518px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 352px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag364": {
   "value": "\n<div class=\"t m0 x2c h6c y8a5 ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Classificatie<span class=\"_ _1\"></span> en waardering van<span class=\"_ _1\"></span> vastgoedbeleggin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een vastgoedbe<span class=\"_ _1\"></span>legging is vastgoed<span class=\"_ _1\"></span> dat Ageas aanhoud<span class=\"_ _1\"></span>t om</div>\n<div class=\"t m0 x2c h64 y8a7 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">huuropbrengs<span class=\"ws11e\">ten<span class=\"_ _1\"></span> of een waardestij<span class=\"_ _1\"></span>ging te realiseren<span class=\"_ _1\"></span>. Ageas kan </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaalde va<span class=\"_ _1\"></span>stgoedbeleggingen<span class=\"_ _1\"></span> ook voor e<span class=\"_ _1\"></span>igen gebrui<span class=\"_ _1\"></span>k aanwenden<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y8a9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Indien de b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> aangewend voo<span class=\"_ _1\"></span>r eigen gebr<span class=\"_ _1\"></span>uik afzonder<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 y8aa ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden verko<span class=\"_ _1\"></span>cht of geleased<span class=\"_ _1\"></span> via financi\u00eble lea<span class=\"_ _1\"></span>se, worden die</div>\n<div class=\"t m0 x2c h64 y8ab ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">delen vera<span class=\"ws11e\">n<span class=\"_ _1\"></span>twoord als materi<span class=\"_ _1\"></span>\u00eble vaste activa. Indi<span class=\"_ _1\"></span>en de beleggingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangewend voor eig<span class=\"_ _1\"></span>en gebruik niet a<span class=\"_ _1\"></span>fzonderlijk kunnen<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 y8ad ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkocht, worden<span class=\"_ _1\"></span> die delen alleen<span class=\"_ _1\"></span> als vastgoedbeleg<span class=\"_ _1\"></span>gingen behande<span class=\"_ _1\"></span>ld</div>\n<div class=\"t m0 x2c h64 y8ae ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">als Ageas e<span class=\"_ _1\"></span>en onbelan<span class=\"_ _1\"></span>grijk deel <span class=\"_ _1\"></span>voor eigen geb<span class=\"_ _1\"></span>ruik aanhoud<span class=\"_ _1\"></span>t. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Omwille de verge<span class=\"_ _1\"></span>lijkbaarheid<span class=\"_ _1\"></span> hanteert Ageas een k<span class=\"_ _1\"></span>ostprijsmodel,<span class=\"_ _1\"></span> zowel</div>\n<div class=\"t m0 x2c h64 y8b1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor vastgoe<span class=\"_ _1\"></span>dbeleggingen a<span class=\"_ _1\"></span>ls voor <span class=\"_ _1\"></span>vastgoed voor<span class=\"_ _1\"></span> eigen gebru<span class=\"_ _1\"></span>ik. Na de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b2 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initi\u00eble opname<span class=\"_ _1\"></span> wordt al het vas<span class=\"_ _1\"></span>tgoed gewaardeerd t<span class=\"_ _1\"></span>egen kostprijs</div>\n<div class=\"t m0 x2c h64 y8b3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermind<span class=\"_ _0\"></span>erd met cu<span class=\"_ _0\"></span>mulatiev<span class=\"_ _0\"></span>e afschrij<span class=\"_ _0\"></span>vingen (v<span class=\"_ _0\"></span>olgens <span class=\"lsef ws11d\">een lineaire </span></div>\n<div class=\"t m0 x2c h64 y8b4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>) en event<span class=\"_ _0\"></span>uele cumul<span class=\"_ _0\"></span>atieve bijz<span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. Wijzigingen <span class=\"_ _1\"></span>in de re\u00eb<span class=\"_ _1\"></span>le waarde va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8b6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen worden<span class=\"_ _1\"></span> zodoende<span class=\"_ _1\"></span> niet verantwoo<span class=\"_ _1\"></span>rd in de</div>\n<div class=\"t m0 x2c h64 y8b7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening (ten<span class=\"_ _1\"></span>zij er een b<span class=\"_ _1\"></span>ijzondere waa<span class=\"_ _1\"></span>rdeverminder<span class=\"_ _1\"></span>ing heeft</div>\n<div class=\"t m0 x2c h64 y9d7 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsed ws112\">laatsgevo<span class=\"_ _0\"></span>nden) of<span class=\"_ _0\"></span> in overig comp<span class=\"_ _0\"></span>rehensiv<span class=\"_ _0\"></span>e income.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9d8 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De restwaarde<span class=\"_ _1\"></span> en de<span class=\"_ _1\"></span> geschatte gebru<span class=\"_ _1\"></span>iksduur van<span class=\"_ _1\"></span> vastgoedbeleg<span class=\"_ _1\"></span>gingen</div>\n<div class=\"t m0 x2c h64 y9da ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden afzon<span class=\"_ _1\"></span>derlijk bepaa<span class=\"_ _1\"></span>ld voor <span class=\"_ _1\"></span>elk belangrij<span class=\"_ _1\"></span>k onderdeel<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9db ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(componentenbe<span class=\"_ _1\"></span>nadering) en<span class=\"_ _1\"></span> worden <span class=\"_ _1\"></span>op elke balan<span class=\"_ _1\"></span>sdatum opnieuw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bekeken. Vo<span class=\"_ _1\"></span>or vastgoedbele<span class=\"_ _1\"></span>ggingen wordt<span class=\"_ _1\"></span> dezelfde m<span class=\"_ _1\"></span>aximale</div>\n<div class=\"t m0 x2c h64 y9dd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschatte gebru<span class=\"_ _1\"></span>iksduur van de compon<span class=\"_ _1\"></span>enten toegepas<span class=\"_ _1\"></span>t als voor</div>\n<div class=\"t m0 x2c h64 y9de ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed aa<span class=\"_ _1\"></span>ngehouden voo<span class=\"_ _1\"></span>r eigen gebru<span class=\"_ _1\"></span>ik.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9df ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t zijn <span class=\"_ _1\"></span>vastgoedbeleggingen<span class=\"_ _1\"></span> door middel<span class=\"_ _1\"></span> van dive<span class=\"_ _1\"></span>rse niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9e1 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbare h<span class=\"_ _1\"></span>uurcontracten. Be<span class=\"_ _1\"></span>paalde cont<span class=\"_ _1\"></span>racte<span class=\"lsed ws112\">n bevatten </span></div>\n<div class=\"t m0 x2c h64 y9e2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verleng<span class=\"_ _0\"></span>ingsopt<span class=\"_ _0\"></span>ies voor d<span class=\"_ _0\"></span>iverse tij<span class=\"_ _0\"></span>dsperiod<span class=\"_ _0\"></span>en. De met de<span class=\"_ _0\"></span>ze contrac<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x2c h64 y9e3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den huurink<span class=\"_ _0\"></span>omsten w<span class=\"_ _0\"></span>orden in de loo<span class=\"_ _0\"></span>p van de tijd ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als</div>\n<div class=\"t m0 x2c h64 y9e4 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsbat<span class=\"_ _0\"></span>en, en wel line<span class=\"_ _0\"></span>air over de hu<span class=\"_ _0\"></span>urperio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e5 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e6 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overboekingen<span class=\"_ _1\"></span> naar of van vastgoedb<span class=\"_ _1\"></span>eleggingen vinden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>alleen plaa<span class=\"_ _1\"></span>ts</div>\n<div class=\"t m0 x2c h64 y9e7 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als er een wijz<span class=\"_ _1\"></span>iging is van het gebru<span class=\"_ _1\"></span>ik:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e8 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">N<span class=\"_ _1\"></span>aar vastgoed<span class=\"_ _1\"></span>beleggingen a<span class=\"_ _1\"></span>an het ein<span class=\"_ _1\"></span>de van he<span class=\"_ _1\"></span>t eigen gebru<span class=\"_ _1\"></span>ik, bij </span></span></div>\n<div class=\"t m0 x1a0 h64 y9e9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>g van een oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e lease aan ee<span class=\"_ _0\"></span>n andere part<span class=\"_ _0\"></span>ij of aan</div>\n<div class=\"t m0 x1a0 h64 y9ea ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het einde van de<span class=\"_ _1\"></span> bouw of ontwikkeling<span class=\"_ _1\"></span><span class=\"ls0 ws0\">; <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y9eb ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11e\">Va<span class=\"_ _1\"></span>nuit vastgoedbele<span class=\"_ _1\"></span>ggingen b<span class=\"ws11d\">ij aan<span class=\"_ _1\"></span>vang van he<span class=\"_ _1\"></span>t eigen ge<span class=\"_ _1\"></span>bruik of </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9ec ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij aanva<span class=\"_ _0\"></span>ng van ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g met het oog o<span class=\"_ _0\"></span>p verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9ed ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9ee ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Wannee<span class=\"_ _0\"></span>r het result<span class=\"_ _0\"></span>aat van een bo<span class=\"_ _0\"></span>uwcontr<span class=\"_ _0\"></span>act op betrou<span class=\"_ _0\"></span>wbare wij<span class=\"_ _0\"></span>ze kan</div>\n<div class=\"t m0 x2c h64 y9ef ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gescha<span class=\"_ _1\"></span>t, worden de contra<span class=\"_ _1\"></span>ctopbrengsten en <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kosten in verband<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9f0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met het b<span class=\"_ _1\"></span>ouwcontract <span class=\"_ _1\"></span>verantwoo<span class=\"lsed\">rd als bate<span class=\"_ _0\"></span>n, respe<span class=\"_ _0\"></span>ctievel<span class=\"_ _0\"></span>ijk last<span class=\"_ _0\"></span>en met </span></div>\n<div class=\"t m0 x2c h64 y9f1 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwijz<span class=\"_ _0\"></span>ing naar het<span class=\"_ _0\"></span> stadium v<span class=\"_ _0\"></span>an uitvoer<span class=\"_ _0\"></span>ing van de cont<span class=\"_ _0\"></span>ractac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>it op</div>\n<div class=\"t m0 x2c h64 y9f2 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">balansd<span class=\"_ _0\"></span>atum. Wa<span class=\"_ _0\"></span>nneer het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk is dat de t<span class=\"_ _0\"></span>otale cont<span class=\"_ _0\"></span>ractkost<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y9f3 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoger zul<span class=\"_ _0\"></span>len zijn dan d<span class=\"_ _0\"></span>e totale cont<span class=\"_ _0\"></span>racto<span class=\"_ _0\"></span>pbrengst<span class=\"_ _0\"></span>en wordt het<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> onmidde<span class=\"_ _0\"></span>llijk al<span class=\"_ _0\"></span>s last v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord in de <span class=\"_ _0\"></span>resultat<span class=\"_ _0\"></span>enrek<span class=\"_ _0\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 331px; height: 765px; width: 352px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForConstructionInProgressExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag377": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c ya4b ffc9 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering op<span class=\"_ _1\"></span> vastgoed voor eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya4c ffc9 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik en<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4d ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Net als and<span class=\"_ _0\"></span>ere niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">financi\u00eble activa on<span class=\"_ _1\"></span>dergaat vastgoed v<span class=\"_ _1\"></span>oor eigen </span></span></div>\n<div class=\"t m0 x2c h64 ya4e ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardevermind<span class=\"_ _1\"></span>ering als <span class=\"_ _1\"></span>de boekwaarde<span class=\"_ _1\"></span> hoger is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan de rea<span class=\"_ _1\"></span>liseerbare wa<span class=\"_ _1\"></span>arde. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya50 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya51 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De realiseerb<span class=\"_ _1\"></span>are waarde <span class=\"_ _1\"></span>wordt bepaal<span class=\"_ _1\"></span>d als he<span class=\"_ _1\"></span>t hoogste b<span class=\"_ _1\"></span>edrag van</div>\n<div class=\"t m0 x2c h64 ya52 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hetzij: de r<span class=\"_ _0\"></span>e\u00eble waar<span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">verminderd met ve<span class=\"_ _1\"></span>rkoopkosten of de </span></span></div>\n<div class=\"t m0 x2c h64 ya53 ffc7 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfswaarde<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya54 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde verminde<span class=\"_ _1\"></span>rd met verkoo<span class=\"_ _1\"></span>pkosten is<span class=\"_ _1\"></span> het bedra<span class=\"_ _1\"></span>g dat </span></span></div>\n<div class=\"t m0 x1a0 h64 ycd8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zou kunnen worden<span class=\"_ _1\"></span> verkregen door de ve<span class=\"_ _1\"></span>rkoop van een actie<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x69 h64 yab7 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een ordel<span class=\"_ _0\"></span>ijke trans<span class=\"_ _0\"></span>actie tuss<span class=\"_ _0\"></span>en markt<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n (op basis v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x69 h64 yab8 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarneembare<span class=\"_ _1\"></span> en ni<span class=\"lsed ws111\">et<span class=\"ls0 ws0\">-</span></span><span class=\"ws11e\">waarneemb<span class=\"_ _1\"></span>are marktgegevens<span class=\"_ _1\"></span>), na aftrek </span></div>\n<div class=\"t m0 x69 h64 yab9 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van verk<span class=\"_ _0\"></span>oopkost<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 yaba ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">De bedrijfswaa<span class=\"_ _0\"></span>rde is de cont<span class=\"_ _0\"></span>ante waa<span class=\"_ _0\"></span>rde van gesch<span class=\"_ _0\"></span>atte </span></span></div>\n<div class=\"t m0 x69 h64 yabb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> kasstromen waarvan<span class=\"_ _1\"></span> verwacht wordt dat<span class=\"_ _1\"></span> ze zullen</div>\n<div class=\"t m0 x69 h64 yabc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortvl<span class=\"_ _0\"></span>oeien uit het<span class=\"_ _0\"></span> voortgez<span class=\"_ _0\"></span>ette gebr<span class=\"_ _0\"></span>uik van een act<span class=\"_ _0\"></span>ief en uit de</div>\n<div class=\"t m0 x69 h64 yabd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vervreemding<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an dat acti<span class=\"_ _0\"></span>ef aan het ein<span class=\"_ _0\"></span>de van de geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur, </span></div>\n<div class=\"t m0 x69 h64 yabe ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zonder aftre<span class=\"_ _1\"></span>k van ove<span class=\"_ _1\"></span>rdrachtsbelastin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabf ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycd9 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aan het e<span class=\"_ _1\"></span>inde van iede<span class=\"_ _1\"></span>re verslagp<span class=\"_ _1\"></span>eriode beoorde<span class=\"_ _1\"></span>elt Ageas<span class=\"_ _1\"></span> of er</div>\n<div class=\"t m0 x1d h64 ycda ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>eve aanwi<span class=\"_ _0\"></span>jzinge<span class=\"_ _0\"></span>n bestaan dat<span class=\"_ _0\"></span> het actief ee<span class=\"_ _0\"></span>n bijzond<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 ycdb ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing heeft ondergaan<span class=\"_ _1\"></span>. Hierb<span class=\"ws11d\">ij word<span class=\"_ _1\"></span>t rekening <span class=\"_ _1\"></span>gehouden </span></div>\n<div class=\"t m0 x1d h64 ycdc ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met diver<span class=\"_ _1\"></span>se informatieb<span class=\"_ _1\"></span>ronnen, zowel <span class=\"_ _1\"></span>extern (bij<span class=\"_ _1\"></span>voorbeeld bel<span class=\"_ _1\"></span>angrijke</div>\n<div class=\"t m0 x1d h64 ycdd ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span>in het econ<span class=\"_ _1\"></span>omische kli<span class=\"_ _1\"></span>maat) als i<span class=\"_ _1\"></span>ntern (bij<span class=\"_ _1\"></span>voorbeeld</div>\n<div class=\"t m0 x1d h64 ycde ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desinvestering<span class=\"_ _1\"></span>splannen). I<span class=\"_ _1\"></span>ndien dergeli<span class=\"_ _1\"></span>jke aanwijzingen <span class=\"_ _1\"></span>bestaan (<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1d h64 ycdf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitsluit<span class=\"_ _0\"></span>end dan), v<span class=\"_ _0\"></span>erlaagt<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Ageas de boekwaarde <span class=\"_ _1\"></span>van het ac<span class=\"_ _1\"></span>tief naar de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yce0 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geschatte re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde en het <span class=\"_ _1\"></span>bedrag v<span class=\"_ _1\"></span>an de verande<span class=\"_ _1\"></span>ring in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce1 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lopende jaar wo<span class=\"_ _1\"></span>rdt verwerkt in de re<span class=\"_ _1\"></span>sultatenreken<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce3 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na opname<span class=\"_ _1\"></span> van een bij<span class=\"_ _1\"></span>zondere waarde<span class=\"_ _1\"></span>vermindering<span class=\"_ _1\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yce4 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afschri<span class=\"_ _0\"></span>jving vo<span class=\"_ _0\"></span>or toek<span class=\"_ _0\"></span>omstige<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">perioden gecorrigeerd voor<span class=\"_ _1\"></span> de herziene </span></span></div>\n<div class=\"t m0 x1d h64 yce5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde onder v<span class=\"_ _0\"></span>erminde<span class=\"_ _0\"></span>ring van de res<span class=\"_ _0\"></span>twaar<span class=\"_ _0\"></span>de over de rest<span class=\"_ _0\"></span>erende</div>\n<div class=\"t m0 x1d h64 yce6 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiksduur<span class=\"_ _1\"></span> van het a<span class=\"_ _1\"></span>ctief. Voor<span class=\"_ _1\"></span> vastgoed <span class=\"_ _1\"></span>wordt de ge<span class=\"_ _1\"></span>bruiksduur <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x1d h64 yce7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">elk belang<span class=\"_ _1\"></span>rijk onderdeel<span class=\"_ _1\"></span> afzonderlijk<span class=\"_ _1\"></span> bepaald en <span class=\"_ _1\"></span>aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 yce8 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar herbe<span class=\"ws113\">oordee<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yce9 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien in ee<span class=\"_ _0\"></span>n volgend<span class=\"_ _0\"></span>e periode h<span class=\"_ _0\"></span>et bedrag v<span class=\"_ _0\"></span>an de bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x1d h64 yceb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen op nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">finan<span class=\"_ _1\"></span>ci\u00eble activa, uitgez<span class=\"_ _1\"></span>onderd dalingen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ycec ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in de goodwill,<span class=\"_ _1\"></span> daalt als gevolg van<span class=\"_ _1\"></span> een gebeurteni<span class=\"_ _1\"></span>s die zich voordoet<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yced ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na de waard<span class=\"_ _0\"></span>evermi<span class=\"_ _0\"></span>ndering,<span class=\"_ _0\"></span> valt de eerde<span class=\"_ _0\"></span>r opg<span class=\"lsef ws113\">enomen </span></div>\n<div class=\"t m0 x1d h64 ycee ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>g vrij in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span>. Deze verhoogde</div>\n<div class=\"t m0 x1d h64 ycef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde ma<span class=\"_ _0\"></span>g niet hoge<span class=\"_ _0\"></span>r zijn dan de bo<span class=\"_ _0\"></span>ekwaard<span class=\"_ _0\"></span>e die zou zijn be<span class=\"_ _0\"></span>paald, na</div>\n<div class=\"t m0 x1d h64 ycf0 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afschrijvinge<span class=\"_ _1\"></span>n, als in voorgaand<span class=\"_ _1\"></span>e jaren geen bi<span class=\"_ _1\"></span>jzondere</div>\n<div class=\"t m0 x1d h64 ycf1 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>ering voo<span class=\"_ _0\"></span>r het ac<span class=\"_ _0\"></span>tief was <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351.997px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 161px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 166px; width: 352px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag363": {
   "value": "\n<div class=\"t m0 x1d h6c yad8 ffc9 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>er<span class=\"lsef ws113\">ingskosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yad9 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en over het<span class=\"_ _0\"></span> algemeen a<span class=\"_ _0\"></span>ls last ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd in</div>\n<div class=\"t m0 x1d h64 yada ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de perio<span class=\"_ _0\"></span>de waarin ze zij<span class=\"_ _0\"></span>n gemaakt<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadb ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yadc ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eringsk<span class=\"_ _0\"></span>osten die rec<span class=\"_ _0\"></span>htstre<span class=\"_ _0\"></span>eks toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de</div>\n<div class=\"t m0 x1d h64 yadd ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerving of bouw<span class=\"_ _1\"></span> van een actief wo<span class=\"_ _1\"></span>rden, terwijl het<span class=\"_ _1\"></span> actief in opbouw<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yade ffc7 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">is, ge<span class=\"lsed ws112\">activeer<span class=\"_ _0\"></span>d als onderd<span class=\"_ _0\"></span>eel van de kost<span class=\"_ _0\"></span>en van dat ac<span class=\"_ _0\"></span>tief. De act<span class=\"_ _0\"></span>ivering </span></div>\n<div class=\"t m0 x1d h64 yadf ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van finan<span class=\"_ _0\"></span>cierings<span class=\"_ _0\"></span>kosten d<span class=\"_ _0\"></span>ient in te gaan w<span class=\"_ _0\"></span>anneer: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae0 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Uitgaven voor het ac<span class=\"_ _0\"></span>tief en fin<span class=\"_ _0\"></span>ancieri<span class=\"_ _0\"></span>ngskost<span class=\"_ _0\"></span>en worden ge<span class=\"_ _0\"></span>daan<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 yae1 ffca fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcb\"> <span class=\"_ _3f\"> </span><span class=\"ffc7 lsed ws112\">Werkzaamhede<span class=\"_ _0\"></span>n die nodi<span class=\"_ _0\"></span>g zijn om het act<span class=\"_ _0\"></span>ief klaar t<span class=\"_ _0\"></span>e maken voor </span></span></div>\n<div class=\"t m0 x69 h64 yae2 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het bedo<span class=\"_ _0\"></span>elde geb<span class=\"_ _0\"></span>ruik of <span class=\"_ _0\"></span>de verko<span class=\"_ _0\"></span>op ervan <span class=\"_ _0\"></span>in gan<span class=\"_ _0\"></span>g zijn gez<span class=\"_ _0\"></span>et. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae3 ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae4 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het activeren van<span class=\"_ _1\"></span> financierings<span class=\"_ _1\"></span>kosten wordt be\u00ebindigd<span class=\"_ _1\"></span> wanneer het</div>\n<div class=\"t m0 x1d h64 yae5 ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarbi<span class=\"_ _0\"></span>j behorend a<span class=\"_ _0\"></span>ctief in mat<span class=\"_ _0\"></span>eri\u00eble zi<span class=\"_ _0\"></span>n gereed is; het<span class=\"_ _0\"></span>zij voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 yae6 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hetzij v<span class=\"_ _0\"></span>oor gebr<span class=\"_ _0\"></span>uik. In<span class=\"_ _0\"></span>dien de v<span class=\"_ _0\"></span>ervaar<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>oor lang<span class=\"_ _0\"></span>ere tijd <span class=\"lsef ws113\">wordt </span></div>\n<div class=\"t m0 x1d h64 yae7 ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderbroken<span class=\"_ _1\"></span>, wordt eveneen<span class=\"_ _1\"></span>s de rente<span class=\"_ _1\"></span>toerekening ui<span class=\"_ _1\"></span>tgesteld. <span class=\"_ _1\"></span>Indien de</div>\n<div class=\"t m0 x1d h64 yae8 ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vervaar<span class=\"_ _0\"></span>diging i<span class=\"_ _0\"></span>n fasen p<span class=\"_ _0\"></span>laatsvi<span class=\"_ _0\"></span>ndt en elk<span class=\"_ _0\"></span>e afzo<span class=\"_ _0\"></span>nderlijke f<span class=\"_ _0\"></span>ase bes<span class=\"_ _0\"></span>chouwd</div>\n<div class=\"t m0 x1d h64 yae9 ffc7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kan worden als<span class=\"_ _1\"></span> een afzonderlijk ac<span class=\"_ _1\"></span>tief, wordt de<span class=\"_ _1\"></span> toerekening van rent<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaea ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan desbet<span class=\"_ _0\"></span>reffen<span class=\"_ _0\"></span>d actief be\u00eb<span class=\"_ _0\"></span>indigd in<span class=\"_ _0\"></span><span class=\"ws11d\">dien het <span class=\"_ _0\"></span>actief i<span class=\"_ _0\"></span>n mater<span class=\"_ _0\"></span>i\u00eble zin </span></div>\n<div class=\"t m0 x1d h64 yaeb ffc7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereed is<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaec ffc7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaed ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor een len<span class=\"_ _0\"></span>ing die met e<span class=\"_ _0\"></span>en bepaald<span class=\"_ _0\"></span> actief sam<span class=\"_ _0\"></span>enhangt<span class=\"_ _0\"></span> wordt de</div>\n<div class=\"t m0 x1d h64 yaee ffc7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve rent<span class=\"_ _0\"></span>evoet o<span class=\"_ _0\"></span>p die le<span class=\"_ _0\"></span>ning toe<span class=\"_ _0\"></span>gepast. I<span class=\"_ _0\"></span>n ander<span class=\"_ _0\"></span>e gevalle<span class=\"_ _0\"></span>n wordt</div>\n<div class=\"t m0 x1d h64 yaef ffc7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een gewo<span class=\"_ _0\"></span>gen gemidd<span class=\"_ _0\"></span>eld betaa<span class=\"_ _0\"></span>lde rent<span class=\"_ _0\"></span>evoet toe<span class=\"_ _0\"></span>gepast. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 371px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor kwalificer<span class=\"_ _1\"></span>ende activa waarvan<span class=\"_ _1\"></span> de aanvangsdatu<span class=\"_ _1\"></span>m op of voor</div>\n<div class=\"t m0 x2c h64 y8a6 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"lsed ws112\">januari 2008 valt<span class=\"_ _0\"></span>, geldt dat d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ieringsk<span class=\"_ _0\"></span>osten die r<span class=\"_ _0\"></span>echtst<span class=\"_ _0\"></span>reeks </span></div>\n<div class=\"t m0 x2c h64 y8a7 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbaar zi<span class=\"_ _0\"></span>jn aan de v<span class=\"_ _0\"></span>erwerv<span class=\"_ _0\"></span>ing of b<span class=\"_ _0\"></span>ouw van e<span class=\"_ _0\"></span>en kwalifi<span class=\"_ _0\"></span>cerend</div>\n<div class=\"t m0 x2c h64 y8a8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief (ee<span class=\"_ _0\"></span>n <span class=\"lsef ws11e\">actief waarvoor<span class=\"_ _1\"></span> gedurende langere<span class=\"_ _1\"></span> tijd werkzaamheden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nodig waren<span class=\"_ _1\"></span> om het ac<span class=\"_ _1\"></span>tief klaar <span class=\"_ _1\"></span>te maken <span class=\"_ _1\"></span>voor het bedoe<span class=\"_ _1\"></span>lde gebrui<span class=\"_ _1\"></span>k of</div>\n<div class=\"t m0 x2c h64 y8aa ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de verko<span class=\"_ _0\"></span>op erva<span class=\"_ _0\"></span>n) als last<span class=\"_ _0\"></span> worden v<span class=\"_ _0\"></span>erant<span class=\"_ _0\"></span>woord in <span class=\"_ _0\"></span>de period<span class=\"_ _0\"></span>e waari<span class=\"_ _0\"></span>n ze</div>\n<div class=\"t m0 x2c h64 y8ab ffcc fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">zijn gemaakt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 992px; height: 105px; width: 344px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingCostsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag360": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd83 ffcc fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Goodwill en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>immateri\u00eble a<span class=\"_ _1\"></span>ctiva</span> </span></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c yd84 ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd85 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t actief is e<span class=\"_ _0\"></span>en identif<span class=\"_ _0\"></span>iceer<span class=\"_ _0\"></span>baar niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">monetair actief </span></span></div>\n<div class=\"t m0 x2c h64 yd86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en wordt uit<span class=\"_ _0\"></span>sluite<span class=\"_ _0\"></span>nd verantw<span class=\"_ _0\"></span>oord als het<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x2c h64 yd87 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en oplev<span class=\"_ _0\"></span>ert en de k<span class=\"_ _0\"></span>ostpri<span class=\"_ _0\"></span>js van he<span class=\"_ _0\"></span>t actief<span class=\"_ _0\"></span> betrou<span class=\"_ _0\"></span>wbaar k<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 yd88 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd89 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd8a ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble vast<span class=\"_ _0\"></span><span class=\"lsef\">e activa worden<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>balans verant<span class=\"_ _1\"></span>woord tegen </span></div>\n<div class=\"t m0 x2c h64 yd8b ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js, vermin<span class=\"_ _0\"></span>derd met ev<span class=\"_ _0\"></span>entuel<span class=\"_ _0\"></span>e geaccum<span class=\"_ _0\"></span>uleerde af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 yd8c ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x2c h64 yd8d ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De restwa<span class=\"_ _0\"></span>arde en de gesc<span class=\"_ _0\"></span>hatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur van imm<span class=\"_ _0\"></span>ateri\u00ebl<span class=\"_ _0\"></span>e vaste</div>\n<div class=\"t m0 x2c h64 y930 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa wor<span class=\"_ _0\"></span>d<span class=\"lsef ws11d\">en op elke <span class=\"_ _1\"></span>balansdatum op<span class=\"_ _1\"></span>nieuw bekeken<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y931 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y932 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Immateri\u00eble a<span class=\"_ _1\"></span>ctiva me<span class=\"_ _1\"></span>t een bepaal<span class=\"_ _1\"></span>de levensduur <span class=\"_ _1\"></span>worden lineai<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y933 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r hun gesch<span class=\"_ _0\"></span>atte geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur. Op immat<span class=\"_ _0\"></span>eri\u00eble v<span class=\"_ _0\"></span>aste</div>\n<div class=\"t m0 x2c h64 y934 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa met<span class=\"_ _1\"></span> een onbepaa<span class=\"_ _1\"></span>lde gebruik<span class=\"_ _1\"></span>sduur zoals <span class=\"_ _1\"></span>goodwill word<span class=\"_ _1\"></span>t niet</div>\n<div class=\"t m0 x2c h64 y935 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgeschreven<span class=\"_ _1\"></span>, maar de<span class=\"ws11d\">ze worden<span class=\"_ _1\"></span> minstens eenm<span class=\"_ _1\"></span>aal per j<span class=\"_ _1\"></span>aar getoetst<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y936 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>dering.<span class=\"_ _0\"></span> Ge\u00efdentif<span class=\"_ _0\"></span>iceerde ev<span class=\"_ _0\"></span>entu<span class=\"_ _0\"></span>ele bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x2c h64 y937 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n worden in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h64 y938 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Value of Bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (V<span class=\"_ _0\"></span>OBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOB<span class=\"ws11d\">A) vert<span class=\"_ _0\"></span>egenw<span class=\"_ _0\"></span>oordigt <span class=\"_ _0\"></span>het vers<span class=\"_ _0\"></span>chil </span></div>\n<div class=\"t m0 x2c h64 ya7f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussen de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> bij acqui<span class=\"_ _1\"></span>sitie gewaardeerd<span class=\"_ _1\"></span> op bas<span class=\"_ _1\"></span>is van de</div>\n<div class=\"t m0 x2c h64 ya80 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsgrond<span class=\"_ _1\"></span>slagen van<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>de boekwaarde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 ya81 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en beleggin<span class=\"_ _1\"></span>gscontracten, v<span class=\"_ _1\"></span>erworven in </span></span></div>\n<div class=\"t m0 x2c h64 ya82 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het kad<span class=\"_ _0\"></span>er van ee<span class=\"_ _0\"></span>n acquis<span class=\"_ _0\"></span>itie v<span class=\"ws112\">a<span class=\"_ _0\"></span>n een busines<span class=\"_ _0\"></span>s of een port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya83 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya84 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">VOBA wordt<span class=\"_ _0\"></span> verantw<span class=\"_ _0\"></span>oord als im<span class=\"_ _0\"></span>materiee<span class=\"_ _0\"></span>l actief en af<span class=\"_ _0\"></span>geschre<span class=\"_ _0\"></span>ven over</div>\n<div class=\"t m0 x2c h64 ya85 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verwach<span class=\"_ _1\"></span>te periode<span class=\"_ _1\"></span> van de opbr<span class=\"_ _1\"></span>engsten van<span class=\"_ _1\"></span> de verworven<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille. Op e<span class=\"_ _0\"></span>lke versla<span class=\"_ _0\"></span>gdatum m<span class=\"_ _0\"></span>aakt VOB<span class=\"_ _0\"></span>A deel uit van de</div>\n<div class=\"t m0 x2c h64 ya87 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets voor verpl<span class=\"_ _1\"></span>i<span class=\"lsed ws112\">chting<span class=\"_ _0\"></span>en om te beoor<span class=\"_ _0\"></span>delen of de </span></div>\n<div class=\"t m0 x2c h64 ya88 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeien uit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 ya89 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten to<span class=\"_ _0\"></span>ereike<span class=\"_ _0\"></span>nd zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd8e ffce fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Intern <span class=\"_ _0\"></span>gegener<span class=\"_ _0\"></span>eerde imm<span class=\"_ _0\"></span>ateri<span class=\"_ _0\"></span>\u00eble vaste a<span class=\"_ _0\"></span>ctiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Intern gegen<span class=\"_ _1\"></span>ereerde imma<span class=\"_ _1\"></span>teri\u00eble vas<span class=\"_ _1\"></span>te activa worde<span class=\"_ _1\"></span>n geactiveerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd90 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer Agea<span class=\"_ _1\"></span>s alle na<span class=\"_ _1\"></span>vol<span class=\"lsed ws112\">gende pu<span class=\"_ _0\"></span>nten kan aant<span class=\"_ _0\"></span>onen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">De <span class=\"_ _1\"></span>techni<span class=\"_ _0\"></span>sche uitv<span class=\"_ _0\"></span>oerbaa<span class=\"_ _0\"></span>rheid om he<span class=\"_ _0\"></span>t immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief te </span></span></div>\n<div class=\"t m0 x1a0 h64 yd92 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voltooien, zod<span class=\"_ _1\"></span>at het beschikbaar<span class=\"_ _1\"></span> zal zijn voor gebrui<span class=\"_ _1\"></span>k of verkoop;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd93 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws11d\">De intentie het<span class=\"_ _0\"></span> immate<span class=\"_ _0\"></span>rieel vas<span class=\"_ _0\"></span>t acti<span class=\"_ _0\"></span>ef te volt<span class=\"_ _0\"></span>ooien e<span class=\"_ _0\"></span>n te gebru<span class=\"_ _0\"></span>iken </span></span></div>\n<div class=\"t m0 x1a0 h64 yd94 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of te verk<span class=\"_ _0\"></span>open;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd95 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen <span class=\"ws11d\">om <span class=\"_ _0\"></span>het immat<span class=\"_ _0\"></span>erieel v<span class=\"_ _0\"></span>ast act<span class=\"_ _0\"></span>ief te ge<span class=\"_ _0\"></span>bruiken <span class=\"_ _0\"></span>of te </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd96 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkopen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd97 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Hoe het immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief waars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige </span></span></div>\n<div class=\"t m0 x1a0 h64 yd98 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische <span class=\"_ _1\"></span>voordelen zal<span class=\"_ _1\"></span> genereren;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd99 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e beschikbaa<span class=\"_ _1\"></span>rheid van<span class=\"_ _1\"></span> adequate techni<span class=\"_ _1\"></span>sche, finan<span class=\"_ _1\"></span>ci\u00eble en and<span class=\"_ _1\"></span>ere </span></span></div>\n<div class=\"t m0 x1a0 h64 yd9a ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen om de ontw<span class=\"_ _1\"></span>ikkeling te vol<span class=\"_ _1\"></span><span class=\"lsed ws112\">tooie<span class=\"_ _0\"></span>n en het immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x1a0 h64 yd9b ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief t<span class=\"_ _0\"></span>e gebruik<span class=\"_ _0\"></span>en of t<span class=\"_ _0\"></span>e verkop<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yd9c ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen om de u<span class=\"_ _0\"></span>itgaven di<span class=\"_ _0\"></span>e aan het imm<span class=\"_ _0\"></span>ateriee<span class=\"_ _0\"></span>l vast actief </span></span></div>\n<div class=\"t m0 x69 h64 yd9d ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden to<span class=\"_ _1\"></span>egerekend tijden<span class=\"_ _1\"></span>s zijn ontwikkelin<span class=\"_ _1\"></span>g betrouwbaar</div>\n<div class=\"t m0 x69 h64 yd9e ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te waarderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9f ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yda0 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alleen im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste acti<span class=\"_ _0\"></span>va die door o<span class=\"_ _0\"></span>n<span class=\"lsef ws11d\">twikkeling on<span class=\"_ _1\"></span>tstaan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yda1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geactiveerd.<span class=\"_ _1\"></span> Alle andere <span class=\"_ _1\"></span>intern gegene<span class=\"_ _1\"></span>reerde imma<span class=\"_ _1\"></span>teri\u00eble activa<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x1d h64 yda2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet geact<span class=\"_ _0\"></span>iveerd e<span class=\"_ _0\"></span>n de uitgave<span class=\"_ _0\"></span>n worden we<span class=\"_ _0\"></span>ergegev<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 yda3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening in he<span class=\"_ _1\"></span>t jaar wa<span class=\"_ _1\"></span>arin de ui<span class=\"_ _1\"></span>tgaven zich <span class=\"_ _1\"></span>voordoen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yda4 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yda5 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Softwa<span class=\"_ _0\"></span>re voor d<span class=\"_ _0\"></span>e compute<span class=\"_ _0\"></span>r, <span class=\"ws112\">die niet<span class=\"_ _0\"></span> zonder s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e softwa<span class=\"_ _0\"></span>re werkt, </span></div>\n<div class=\"t m0 x1d h64 yda6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals het<span class=\"_ _1\"></span> besturingssys<span class=\"_ _1\"></span>teem, vormt<span class=\"_ _1\"></span> een integraal<span class=\"_ _1\"></span> onderdeel<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x1d h64 yda7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende har<span class=\"_ _0\"></span>dware en wordt<span class=\"_ _0\"></span> behande<span class=\"_ _0\"></span>ld als mate<span class=\"_ _0\"></span>ri\u00eble vast<span class=\"_ _0\"></span>e activa.</div>\n<div class=\"t m0 x1d h64 yda8 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>software geen<span class=\"_ _1\"></span> integraal o<span class=\"_ _1\"></span>nderdeel van<span class=\"_ _1\"></span> de betreffe<span class=\"_ _1\"></span>nde</div>\n<div class=\"t m0 x1d h64 yda9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hardware ui<span class=\"_ _1\"></span>tmaa<span class=\"lsed ws112\">kt, worden d<span class=\"_ _0\"></span>e kosten die z<span class=\"_ _0\"></span>ijn gemaak<span class=\"_ _0\"></span>t tijdens d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ydaa ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsf<span class=\"_ _0\"></span>ase en waarv<span class=\"_ _0\"></span>oor Agea<span class=\"_ _0\"></span>s kan aanto<span class=\"_ _0\"></span>nen dat aan al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 ydab ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hierbov<span class=\"_ _0\"></span>en verm<span class=\"_ _0\"></span>elde crit<span class=\"_ _0\"></span>eria vol<span class=\"_ _0\"></span>daan is<span class=\"_ _0\"></span>, geactiv<span class=\"_ _0\"></span>eerd al<span class=\"_ _0\"></span>s immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydac ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste acti<span class=\"_ _0\"></span>va en lineai<span class=\"_ _0\"></span>r afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de geschat<span class=\"_ _0\"></span>te gebrui<span class=\"_ _0\"></span>ksduur.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ydad ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Over het<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">algemeen wo<span class=\"_ _0\"></span>rdt der<span class=\"_ _0\"></span>gelijke s<span class=\"_ _0\"></span>oftware <span class=\"_ _0\"></span>afgesc<span class=\"_ _0\"></span>hreven ov<span class=\"_ _0\"></span>er </span></span></div>\n<div class=\"t m0 x1d h64 ydae ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maximaal 5<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c ydaf ffce fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Overige immateri\u00eb<span class=\"_ _1\"></span>le activa met bepa<span class=\"_ _1\"></span>alde gebruiksduu<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb0 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a met be<span class=\"_ _0\"></span>paalde g<span class=\"_ _0\"></span>ebruiks<span class=\"_ _0\"></span>duur, z<span class=\"_ _0\"></span>oals</div>\n<div class=\"t m0 x1d h64 ydb1 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ies, hand<span class=\"_ _0\"></span>elsmerk<span class=\"_ _0\"></span>en en licen<span class=\"_ _0\"></span>ties worde<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">doorgaans </span></div>\n<div class=\"t m0 x1d h64 ydb2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair ov<span class=\"_ _0\"></span>er hun ges<span class=\"_ _0\"></span>chatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur afgesc<span class=\"_ _0\"></span>hreven.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydb3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vaste activ<span class=\"_ _1\"></span>a met bepaalde<span class=\"_ _1\"></span> gebruiksdu<span class=\"_ _1\"></span>ur worden op<span class=\"_ _1\"></span> elke ver<span class=\"_ _1\"></span>slagdatum</div>\n<div class=\"t m0 x1d h64 ydb4 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">getoetst op<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb5 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb6 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Parkeerconce<span class=\"_ _1\"></span>ssies worden opgen<span class=\"_ _1\"></span>omen als immateri\u00eble<span class=\"_ _1\"></span> vaste activa als<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht heeft<span class=\"_ _0\"></span> het gebrui<span class=\"_ _0\"></span>k van de conces<span class=\"_ _0\"></span>sie<span class=\"ls0 ws0\">-</span>infra<span class=\"_ _0\"></span>structuu<span class=\"_ _0\"></span>r in</div>\n<div class=\"t m0 x1d h64 ydb8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rekenin<span class=\"_ _0\"></span>g te brenge<span class=\"_ _0\"></span>n. De ontvan<span class=\"_ _0\"></span>gen immat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden bi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 ydb9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste opnam<span class=\"_ _1\"></span>e gewaardeerd<span class=\"_ _1\"></span> op de re<span class=\"_ _1\"></span>\u00eble waarde, a<span class=\"_ _1\"></span>ls prijs v<span class=\"_ _1\"></span>oor de</div>\n<div class=\"t m0 x1d h64 ydba ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bouw<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">of modernise<span class=\"_ _1\"></span>ringsdiensten i<span class=\"_ _1\"></span>n een ser<span class=\"_ _1\"></span>viceconces<span class=\"ls107 ws13e\">sie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ydbb ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomst<span class=\"_ _1\"></span>. De toepassel<span class=\"_ _1\"></span>ijke re\u00eble <span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> bepaald me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydbc ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwijzing<span class=\"_ _1\"></span> naar de re\u00ebl<span class=\"_ _1\"></span>e waarde v<span class=\"_ _1\"></span>an de gelev<span class=\"_ _1\"></span>erde bouw<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 ydbd ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modern<span class=\"_ _0\"></span>iserings<span class=\"_ _0\"></span>diensten.<span class=\"_ _0\"></span> Na de eerst<span class=\"_ _0\"></span>e opname wo<span class=\"_ _0\"></span>rden de</div>\n<div class=\"t m0 x1d h64 ydbe ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies verantwoord tegen<span class=\"_ _1\"></span> kostprijs, verm<span class=\"_ _1\"></span>inderd met</div>\n<div class=\"t m0 x1d h64 ydbf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele geacc<span class=\"_ _0\"></span>umuleer<span class=\"_ _0\"></span>de afschr<span class=\"_ _0\"></span>ijvinge<span class=\"_ _0\"></span>n en eventue<span class=\"_ _0\"></span>le geaccu<span class=\"_ _0\"></span>muleer<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ydc0 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. De gescha<span class=\"_ _1\"></span>tte gebruik<span class=\"_ _1\"></span>sduur</div>\n<div class=\"t m0 x1d h64 ydc1 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>mmateri<span class=\"_ _0\"></span>eel vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>binnen ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ydc2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ieovere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span> is de period<span class=\"_ _0\"></span>e die begint op h<span class=\"_ _0\"></span>et moment</div>\n<div class=\"t m0 x1d h64 ydc3 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat Ageas het<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span> van <span class=\"lsef ws11e\">de concessie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">infrast<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r in reke<span class=\"_ _0\"></span>ning kan </span></div>\n<div class=\"t m0 x1d h64 ydc4 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen,<span class=\"_ _0\"></span> tot het eind<span class=\"_ _0\"></span>e van de conc<span class=\"_ _0\"></span>essiepe<span class=\"_ _0\"></span>riode. De op de</div>\n<div class=\"t m0 x1d h64 ydc5 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies toegepas<span class=\"_ _1\"></span>te principes <span class=\"_ _1\"></span>voor bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x1d h64 ydc6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zijn d<span class=\"_ _1\"></span>ezelfde als d<span class=\"_ _1\"></span>ie voor v<span class=\"_ _1\"></span>astgoedbeleggin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 ydc7 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 382px; width: 356.997px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 718px; width: 356.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 750px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ydc8 ffcc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydc9 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwil<span class=\"ws11e\">l van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s na 1 januari 2010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ydca ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij eerste opnam<span class=\"_ _1\"></span>e wordt goodwill<span class=\"_ _1\"></span> gewaardeerd tegen kost<span class=\"_ _1\"></span>prijs, zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydcb ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het pos<span class=\"_ _0\"></span>itieve ve<span class=\"_ _0\"></span>rschil t<span class=\"_ _0\"></span>ussen d<span class=\"_ _0\"></span>e re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de verk<span class=\"_ _0\"></span>rijgings<span class=\"_ _0\"></span>prijs e<span class=\"_ _0\"></span>n: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydcc ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">H<span class=\"_ _1\"></span>et deel <span class=\"_ _1\"></span>van Ageas in <span class=\"_ _1\"></span>de re\u00eble<span class=\"_ _1\"></span> waarde van de<span class=\"_ _1\"></span> identificee<span class=\"_ _1\"></span>rbare </span></span></div>\n<div class=\"t m0 x69 h64 ydcd ffcc fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">acti<span class=\"_ _1\"></span>v<span class=\"lsef ws11d\">a en <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en </span> </span></span></div>\n<div class=\"t m0 x1d h64 ydce ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van en<span class=\"_ _1\"></span>ig eerder aang<span class=\"_ _1\"></span>ehouden bela<span class=\"_ _1\"></span>ng in de </span></span></div>\n<div class=\"t m0 x69 h64 ydcf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd0 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opnamen, w<span class=\"_ _1\"></span>ordt goodwil<span class=\"_ _1\"></span>l gewaardeerd<span class=\"_ _1\"></span> tegen kos<span class=\"_ _1\"></span>tprijs</div>\n<div class=\"t m0 x1d h64 ydd2 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minus even<span class=\"_ _1\"></span>tuele geaccumuleer<span class=\"_ _1\"></span>de bijzondere<span class=\"_ _1\"></span> waardeverm<span class=\"_ _1\"></span>inderingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 177px; width: 357px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 182px; width: 357px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 357px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 786px; width: 354px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ffd3 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Goodwill van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s v\u00f3\u00f3r 1 januari<span class=\"_ _1\"></span> 2010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ten opzichte va<span class=\"_ _1\"></span>n het hierboven gem<span class=\"_ _1\"></span>elde, gelden de vol<span class=\"_ _1\"></span>gende</div>\n<div class=\"t m0 x2c h64 y8a7 ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Be<span class=\"_ _1\"></span>dri<span class=\"ws11d\">jfscombinat<span class=\"_ _1\"></span>ies werden v<span class=\"_ _1\"></span>erantwoord op <span class=\"_ _1\"></span>basis van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zogenaamde <span class=\"_ _1\"></span>\u2018purchase method<span class=\"_ _1\"></span>\u2019. Direct aa<span class=\"_ _1\"></span>n de overna<span class=\"_ _1\"></span>me</div>\n<div class=\"t m0 x1a0 h64 y8aa ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekoste<span class=\"_ _0\"></span>n maakten <span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>deel uit v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1a0 h64 y8ab ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkrijgingspr<span class=\"_ _1\"></span>ijs. Een<span class=\"_ _1\"></span> eventueel mi<span class=\"_ _1\"></span>nderheidsbelan<span class=\"_ _1\"></span>g werd</div>\n<div class=\"t m0 x1a0 h64 y8ac ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> het proportionele a<span class=\"_ _1\"></span>andeel in de re\u00eb<span class=\"_ _1\"></span>le waarde</div>\n<div class=\"t m0 x1a0 h64 y8ad ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>dentificeerbare<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ae ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">In geval van een stap<span class=\"_ _0\"></span>sgewijz<span class=\"_ _0\"></span>e overname w<span class=\"_ _0\"></span>erd elke 'st<span class=\"_ _0\"></span>ap' </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k verwerkt. El<span class=\"_ _1\"></span>k nieuw <span class=\"_ _1\"></span>verkregen belang<span class=\"_ _1\"></span> had geen<span class=\"_ _1\"></span> effect</div>\n<div class=\"t m0 x1a0 h64 y8b1 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op eerde<span class=\"_ _0\"></span>r verwerk<span class=\"_ _0\"></span>te go<span class=\"_ _0\"></span>odwill.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b2 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Vo<span class=\"_ _1\"></span>o<span class=\"ws11e\">rwaardelijke ver<span class=\"_ _1\"></span>goedingen werden u<span class=\"_ _1\"></span>itsluitend en allee<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als Ageas een<span class=\"_ _1\"></span> verplich<span class=\"_ _1\"></span>ting had en er<span class=\"_ _1\"></span> waarschi<span class=\"_ _1\"></span>jnlijk</div>\n<div class=\"t m0 x1a0 h64 y8b4 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische u<span class=\"_ _1\"></span>itstroom g<span class=\"_ _1\"></span>ing plaatsvind<span class=\"_ _1\"></span>en, waarvan <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8b5 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betrouwbare <span class=\"_ _1\"></span>schatting kon<span class=\"_ _1\"></span> worden gem<span class=\"_ _1\"></span>aakt. Latere<span class=\"_ _1\"></span> aanpassinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de vo<span class=\"_ _1\"></span>orwaardelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>vergoeding had<span class=\"_ _1\"></span>den effect<span class=\"_ _1\"></span> op de good<span class=\"_ _1\"></span>will.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y991 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Goodwi<span class=\"_ _0\"></span>ll is een immat<span class=\"_ _0\"></span>erieel vast<span class=\"_ _0\"></span> actief met<span class=\"_ _0\"></span> een onbep<span class=\"_ _0\"></span>aalde lev<span class=\"_ _0\"></span>ensduur</div>\n<div class=\"t m0 x2c h64 y993 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en, net als all<span class=\"_ _0\"></span>e andere im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste act<span class=\"_ _0\"></span>iva met onb<span class=\"_ _0\"></span>epaalde</div>\n<div class=\"t m0 x2c h64 y994 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur, w<span class=\"_ _1\"></span>ordt de boe<span class=\"_ _1\"></span>kwaarde van <span class=\"_ _1\"></span>d<span class=\"lsed ws112\">eze immat<span class=\"_ _0\"></span>eri\u00eble<span class=\"_ _0\"></span> vaste activa </span></div>\n<div class=\"t m0 x2c h64 y995 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarlijks beoo<span class=\"_ _1\"></span>rdeeld, of frequen<span class=\"_ _1\"></span>ter, als gebeurteni<span class=\"_ _1\"></span>ssen of verande<span class=\"_ _1\"></span>ringen</div>\n<div class=\"t m0 x2c h64 y996 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van omstandig<span class=\"_ _1\"></span>heden aange<span class=\"_ _1\"></span>ven dat een<span class=\"_ _1\"></span> dergelijke <span class=\"_ _1\"></span>boekwaarde n<span class=\"_ _1\"></span>iet</div>\n<div class=\"t m0 x2c h64 y997 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">realiseerbaar<span class=\"_ _1\"></span> is. In d<span class=\"_ _1\"></span>at geval<span class=\"_ _1\"></span> wordt de real<span class=\"_ _1\"></span>iseerbare wa<span class=\"_ _1\"></span>arde bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>kasstroomgenerere<span class=\"_ _1\"></span>nde eenheid w<span class=\"_ _1\"></span>aaraan goodwil<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x2c h64 y999 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegerekend. <span class=\"_ _1\"></span>Deze waarde<span class=\"_ _1\"></span> wordt dan v<span class=\"_ _1\"></span>ergeleken m<span class=\"_ _1\"></span>et de boe<span class=\"_ _1\"></span>kwaarde</div>\n<div class=\"t m0 x2c h64 yc13 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>kasstroomgenereren<span class=\"_ _1\"></span>de eenheid <span class=\"_ _1\"></span>en als <span class=\"_ _1\"></span>de realiseerbar<span class=\"_ _1\"></span>e waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc14 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lager is<span class=\"_ _1\"></span> dan de boek<span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> een bijzo<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 yc15 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverlies <span class=\"_ _1\"></span>verantwoord. Bi<span class=\"_ _1\"></span>j<span class=\"ws11e\">zondere waarde<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yc16 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verminderings<span class=\"_ _1\"></span><span class=\"ws11e\">verliezen worden<span class=\"_ _1\"></span> onmiddellijk veran<span class=\"_ _1\"></span>twoord in de </span></div>\n<div class=\"t m0 x2c h64 yc17 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc19 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval v<span class=\"_ _0\"></span>an een bijzo<span class=\"_ _0\"></span>nder waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>derings<span class=\"_ _0\"></span>verlies v<span class=\"_ _0\"></span>erlaagt</div>\n<div class=\"t m0 x2c h64 yc1a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas eerst<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> aan de ka<span class=\"_ _1\"></span>sstroomgenererende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eenheid toeger<span class=\"_ _1\"></span>ekende goodw<span class=\"_ _1\"></span>ill <span class=\"ws11e\">en vervolge<span class=\"_ _1\"></span>ns de andere acti<span class=\"_ _1\"></span>va van de </span></div>\n<div class=\"t m0 x2c h64 ya3e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenhei<span class=\"_ _0\"></span>d naar rato va<span class=\"_ _0\"></span>n de boekwa<span class=\"_ _0\"></span>arde van elk act<span class=\"_ _0\"></span>ief in de ee<span class=\"_ _0\"></span>nheid.</div>\n<div class=\"t m0 x2c h64 ya3f ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eerder vera<span class=\"_ _1\"></span>ntwoorde bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderings<span class=\"_ _1\"></span>verliezen me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ya40 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot good<span class=\"_ _0\"></span>will wor<span class=\"_ _0\"></span>den niet ter<span class=\"_ _0\"></span>uggeboek<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 315px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 618px; width: 346px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag373": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h6c yd84 ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd85 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t actief is e<span class=\"_ _0\"></span>en identif<span class=\"_ _0\"></span>iceer<span class=\"_ _0\"></span>baar niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">monetair actief </span></span></div>\n<div class=\"t m0 x2c h64 yd86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en wordt uit<span class=\"_ _0\"></span>sluite<span class=\"_ _0\"></span>nd verantw<span class=\"_ _0\"></span>oord als het<span class=\"_ _0\"></span> toekoms<span class=\"_ _0\"></span>tige econ<span class=\"_ _0\"></span>omische</div>\n<div class=\"t m0 x2c h64 yd87 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voordel<span class=\"_ _0\"></span>en oplev<span class=\"_ _0\"></span>ert en de k<span class=\"_ _0\"></span>ostpri<span class=\"_ _0\"></span>js van he<span class=\"_ _0\"></span>t actief<span class=\"_ _0\"></span> betrou<span class=\"_ _0\"></span>wbaar k<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 yd88 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd89 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd8a ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Immater<span class=\"_ _0\"></span>i\u00eble vast<span class=\"_ _0\"></span><span class=\"lsef\">e activa worden<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>balans verant<span class=\"_ _1\"></span>woord tegen </span></div>\n<div class=\"t m0 x2c h64 yd8b ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js, vermin<span class=\"_ _0\"></span>derd met ev<span class=\"_ _0\"></span>entuel<span class=\"_ _0\"></span>e geaccum<span class=\"_ _0\"></span>uleerde af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 yd8c ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele ge<span class=\"_ _1\"></span>accumuleerde bi<span class=\"_ _1\"></span>jzondere waa<span class=\"_ _1\"></span>rdevermindering<span class=\"_ _1\"></span>sverliezen.</div>\n<div class=\"t m0 x2c h64 yd8d ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De restwa<span class=\"_ _0\"></span>arde en de gesc<span class=\"_ _0\"></span>hatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur van imm<span class=\"_ _0\"></span>ateri\u00ebl<span class=\"_ _0\"></span>e vaste</div>\n<div class=\"t m0 x2c h64 y930 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa wor<span class=\"_ _0\"></span>d<span class=\"lsef ws11d\">en op elke <span class=\"_ _1\"></span>balansdatum op<span class=\"_ _1\"></span>nieuw bekeken<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y931 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y932 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Immateri\u00eble a<span class=\"_ _1\"></span>ctiva me<span class=\"_ _1\"></span>t een bepaal<span class=\"_ _1\"></span>de levensduur <span class=\"_ _1\"></span>worden lineai<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y933 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r hun gesch<span class=\"_ _0\"></span>atte geb<span class=\"_ _0\"></span>ruiksdu<span class=\"_ _0\"></span>ur. Op immat<span class=\"_ _0\"></span>eri\u00eble v<span class=\"_ _0\"></span>aste</div>\n<div class=\"t m0 x2c h64 y934 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activa met<span class=\"_ _1\"></span> een onbepaa<span class=\"_ _1\"></span>lde gebruik<span class=\"_ _1\"></span>sduur zoals <span class=\"_ _1\"></span>goodwill word<span class=\"_ _1\"></span>t niet</div>\n<div class=\"t m0 x2c h64 y935 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afgeschreven<span class=\"_ _1\"></span>, maar de<span class=\"ws11d\">ze worden<span class=\"_ _1\"></span> minstens eenm<span class=\"_ _1\"></span>aal per j<span class=\"_ _1\"></span>aar getoetst<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y936 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>dering.<span class=\"_ _0\"></span> Ge\u00efdentif<span class=\"_ _0\"></span>iceerde ev<span class=\"_ _0\"></span>entu<span class=\"_ _0\"></span>ele bijzon<span class=\"_ _0\"></span>dere</div>\n<div class=\"t m0 x2c h64 y937 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waardev<span class=\"_ _0\"></span>ermind<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n worden in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h64 y938 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d ffce fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Value of Bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (V<span class=\"_ _0\"></span>OBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOB<span class=\"ws11d\">A) vert<span class=\"_ _0\"></span>egenw<span class=\"_ _0\"></span>oordigt <span class=\"_ _0\"></span>het vers<span class=\"_ _0\"></span>chil </span></div>\n<div class=\"t m0 x2c h64 ya7f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussen de<span class=\"_ _1\"></span> re\u00eble waarde<span class=\"_ _1\"></span> bij acqui<span class=\"_ _1\"></span>sitie gewaardeerd<span class=\"_ _1\"></span> op bas<span class=\"_ _1\"></span>is van de</div>\n<div class=\"t m0 x2c h64 ya80 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsgrond<span class=\"_ _1\"></span>slagen van<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>de boekwaarde <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 ya81 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en beleggin<span class=\"_ _1\"></span>gscontracten, v<span class=\"_ _1\"></span>erworven in </span></span></div>\n<div class=\"t m0 x2c h64 ya82 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het kad<span class=\"_ _0\"></span>er van ee<span class=\"_ _0\"></span>n acquis<span class=\"_ _0\"></span>itie v<span class=\"ws112\">a<span class=\"_ _0\"></span>n een busines<span class=\"_ _0\"></span>s of een port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya83 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya84 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">VOBA wordt<span class=\"_ _0\"></span> verantw<span class=\"_ _0\"></span>oord als im<span class=\"_ _0\"></span>materiee<span class=\"_ _0\"></span>l actief en af<span class=\"_ _0\"></span>geschre<span class=\"_ _0\"></span>ven over</div>\n<div class=\"t m0 x2c h64 ya85 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de verwach<span class=\"_ _1\"></span>te periode<span class=\"_ _1\"></span> van de opbr<span class=\"_ _1\"></span>engsten van<span class=\"_ _1\"></span> de verworven<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya86 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille. Op e<span class=\"_ _0\"></span>lke versla<span class=\"_ _0\"></span>gdatum m<span class=\"_ _0\"></span>aakt VOB<span class=\"_ _0\"></span>A deel uit van de</div>\n<div class=\"t m0 x2c h64 ya87 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span>stoets voor verpl<span class=\"_ _1\"></span>i<span class=\"lsed ws112\">chting<span class=\"_ _0\"></span>en om te beoor<span class=\"_ _0\"></span>delen of de </span></div>\n<div class=\"t m0 x2c h64 ya88 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeien uit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 ya89 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten to<span class=\"_ _0\"></span>ereike<span class=\"_ _0\"></span>nd zijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd8e ffce fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Intern <span class=\"_ _0\"></span>gegener<span class=\"_ _0\"></span>eerde imm<span class=\"_ _0\"></span>ateri<span class=\"_ _0\"></span>\u00eble vaste a<span class=\"_ _0\"></span>ctiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8f ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Intern gegen<span class=\"_ _1\"></span>ereerde imma<span class=\"_ _1\"></span>teri\u00eble vas<span class=\"_ _1\"></span>te activa worde<span class=\"_ _1\"></span>n geactiveerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd90 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer Agea<span class=\"_ _1\"></span>s alle na<span class=\"_ _1\"></span>vol<span class=\"lsed ws112\">gende pu<span class=\"_ _0\"></span>nten kan aant<span class=\"_ _0\"></span>onen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">De <span class=\"_ _1\"></span>techni<span class=\"_ _0\"></span>sche uitv<span class=\"_ _0\"></span>oerbaa<span class=\"_ _0\"></span>rheid om he<span class=\"_ _0\"></span>t immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief te </span></span></div>\n<div class=\"t m0 x1a0 h64 yd92 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voltooien, zod<span class=\"_ _1\"></span>at het beschikbaar<span class=\"_ _1\"></span> zal zijn voor gebrui<span class=\"_ _1\"></span>k of verkoop;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd93 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws11d\">De intentie het<span class=\"_ _0\"></span> immate<span class=\"_ _0\"></span>rieel vas<span class=\"_ _0\"></span>t acti<span class=\"_ _0\"></span>ef te volt<span class=\"_ _0\"></span>ooien e<span class=\"_ _0\"></span>n te gebru<span class=\"_ _0\"></span>iken </span></span></div>\n<div class=\"t m0 x1a0 h64 yd94 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of te verk<span class=\"_ _0\"></span>open;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd95 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen <span class=\"ws11d\">om <span class=\"_ _0\"></span>het immat<span class=\"_ _0\"></span>erieel v<span class=\"_ _0\"></span>ast act<span class=\"_ _0\"></span>ief te ge<span class=\"_ _0\"></span>bruiken <span class=\"_ _0\"></span>of te </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yd96 ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verkopen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd97 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Hoe het immateri<span class=\"_ _0\"></span>eel vast act<span class=\"_ _0\"></span>ief waars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige </span></span></div>\n<div class=\"t m0 x1a0 h64 yd98 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische <span class=\"_ _1\"></span>voordelen zal<span class=\"_ _1\"></span> genereren;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd99 ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e beschikbaa<span class=\"_ _1\"></span>rheid van<span class=\"_ _1\"></span> adequate techni<span class=\"_ _1\"></span>sche, finan<span class=\"_ _1\"></span>ci\u00eble en and<span class=\"_ _1\"></span>ere </span></span></div>\n<div class=\"t m0 x1a0 h64 yd9a ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">middelen om de ontw<span class=\"_ _1\"></span>ikkeling te vol<span class=\"_ _1\"></span><span class=\"lsed ws112\">tooie<span class=\"_ _0\"></span>n en het immat<span class=\"_ _0\"></span>erieel vas<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x1a0 h64 yd9b ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief t<span class=\"_ _0\"></span>e gebruik<span class=\"_ _0\"></span>en of t<span class=\"_ _0\"></span>e verkop<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yd9c ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsed ws112\">Het vermogen om de u<span class=\"_ _0\"></span>itgaven di<span class=\"_ _0\"></span>e aan het imm<span class=\"_ _0\"></span>ateriee<span class=\"_ _0\"></span>l vast actief </span></span></div>\n<div class=\"t m0 x69 h64 yd9d ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen worden to<span class=\"_ _1\"></span>egerekend tijden<span class=\"_ _1\"></span>s zijn ontwikkelin<span class=\"_ _1\"></span>g betrouwbaar</div>\n<div class=\"t m0 x69 h64 yd9e ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te waarderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9f ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yda0 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Alleen im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste acti<span class=\"_ _0\"></span>va die door o<span class=\"_ _0\"></span>n<span class=\"lsef ws11d\">twikkeling on<span class=\"_ _1\"></span>tstaan worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yda1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geactiveerd.<span class=\"_ _1\"></span> Alle andere <span class=\"_ _1\"></span>intern gegene<span class=\"_ _1\"></span>reerde imma<span class=\"_ _1\"></span>teri\u00eble activa<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x1d h64 yda2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet geact<span class=\"_ _0\"></span>iveerd e<span class=\"_ _0\"></span>n de uitgave<span class=\"_ _0\"></span>n worden we<span class=\"_ _0\"></span>ergegev<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 yda3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening in he<span class=\"_ _1\"></span>t jaar wa<span class=\"_ _1\"></span>arin de ui<span class=\"_ _1\"></span>tgaven zich <span class=\"_ _1\"></span>voordoen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yda4 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yda5 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Softwa<span class=\"_ _0\"></span>re voor d<span class=\"_ _0\"></span>e compute<span class=\"_ _0\"></span>r, <span class=\"ws112\">die niet<span class=\"_ _0\"></span> zonder s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e softwa<span class=\"_ _0\"></span>re werkt, </span></div>\n<div class=\"t m0 x1d h64 yda6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals het<span class=\"_ _1\"></span> besturingssys<span class=\"_ _1\"></span>teem, vormt<span class=\"_ _1\"></span> een integraal<span class=\"_ _1\"></span> onderdeel<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x1d h64 yda7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende har<span class=\"_ _0\"></span>dware en wordt<span class=\"_ _0\"></span> behande<span class=\"_ _0\"></span>ld als mate<span class=\"_ _0\"></span>ri\u00eble vast<span class=\"_ _0\"></span>e activa.</div>\n<div class=\"t m0 x1d h64 yda8 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>software geen<span class=\"_ _1\"></span> integraal o<span class=\"_ _1\"></span>nderdeel van<span class=\"_ _1\"></span> de betreffe<span class=\"_ _1\"></span>nde</div>\n<div class=\"t m0 x1d h64 yda9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hardware ui<span class=\"_ _1\"></span>tmaa<span class=\"lsed ws112\">kt, worden d<span class=\"_ _0\"></span>e kosten die z<span class=\"_ _0\"></span>ijn gemaak<span class=\"_ _0\"></span>t tijdens d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 ydaa ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsf<span class=\"_ _0\"></span>ase en waarv<span class=\"_ _0\"></span>oor Agea<span class=\"_ _0\"></span>s kan aanto<span class=\"_ _0\"></span>nen dat aan al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 ydab ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hierbov<span class=\"_ _0\"></span>en verm<span class=\"_ _0\"></span>elde crit<span class=\"_ _0\"></span>eria vol<span class=\"_ _0\"></span>daan is<span class=\"_ _0\"></span>, geactiv<span class=\"_ _0\"></span>eerd al<span class=\"_ _0\"></span>s immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydac ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste acti<span class=\"_ _0\"></span>va en lineai<span class=\"_ _0\"></span>r afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de geschat<span class=\"_ _0\"></span>te gebrui<span class=\"_ _0\"></span>ksduur.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ydad ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Over het<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">algemeen wo<span class=\"_ _0\"></span>rdt der<span class=\"_ _0\"></span>gelijke s<span class=\"_ _0\"></span>oftware <span class=\"_ _0\"></span>afgesc<span class=\"_ _0\"></span>hreven ov<span class=\"_ _0\"></span>er </span></span></div>\n<div class=\"t m0 x1d h64 ydae ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maximaal 5<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c ydaf ffce fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Overige immateri\u00eb<span class=\"_ _1\"></span>le activa met bepa<span class=\"_ _1\"></span>alde gebruiksduu<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb0 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a met be<span class=\"_ _0\"></span>paalde g<span class=\"_ _0\"></span>ebruiks<span class=\"_ _0\"></span>duur, z<span class=\"_ _0\"></span>oals</div>\n<div class=\"t m0 x1d h64 ydb1 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ies, hand<span class=\"_ _0\"></span>elsmerk<span class=\"_ _0\"></span>en en licen<span class=\"_ _0\"></span>ties worde<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">doorgaans </span></div>\n<div class=\"t m0 x1d h64 ydb2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair ov<span class=\"_ _0\"></span>er hun ges<span class=\"_ _0\"></span>chatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur afgesc<span class=\"_ _0\"></span>hreven.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydb3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vaste activ<span class=\"_ _1\"></span>a met bepaalde<span class=\"_ _1\"></span> gebruiksdu<span class=\"_ _1\"></span>ur worden op<span class=\"_ _1\"></span> elke ver<span class=\"_ _1\"></span>slagdatum</div>\n<div class=\"t m0 x1d h64 ydb4 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">getoetst op<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb5 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb6 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Parkeerconce<span class=\"_ _1\"></span>ssies worden opgen<span class=\"_ _1\"></span>omen als immateri\u00eble<span class=\"_ _1\"></span> vaste activa als<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht heeft<span class=\"_ _0\"></span> het gebrui<span class=\"_ _0\"></span>k van de conces<span class=\"_ _0\"></span>sie<span class=\"ls0 ws0\">-</span>infra<span class=\"_ _0\"></span>structuu<span class=\"_ _0\"></span>r in</div>\n<div class=\"t m0 x1d h64 ydb8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rekenin<span class=\"_ _0\"></span>g te brenge<span class=\"_ _0\"></span>n. De ontvan<span class=\"_ _0\"></span>gen immat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden bi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 ydb9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste opnam<span class=\"_ _1\"></span>e gewaardeerd<span class=\"_ _1\"></span> op de re<span class=\"_ _1\"></span>\u00eble waarde, a<span class=\"_ _1\"></span>ls prijs v<span class=\"_ _1\"></span>oor de</div>\n<div class=\"t m0 x1d h64 ydba ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bouw<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">of modernise<span class=\"_ _1\"></span>ringsdiensten i<span class=\"_ _1\"></span>n een ser<span class=\"_ _1\"></span>viceconces<span class=\"ls107 ws13e\">sie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ydbb ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomst<span class=\"_ _1\"></span>. De toepassel<span class=\"_ _1\"></span>ijke re\u00eble <span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> bepaald me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydbc ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwijzing<span class=\"_ _1\"></span> naar de re\u00ebl<span class=\"_ _1\"></span>e waarde v<span class=\"_ _1\"></span>an de gelev<span class=\"_ _1\"></span>erde bouw<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 ydbd ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modern<span class=\"_ _0\"></span>iserings<span class=\"_ _0\"></span>diensten.<span class=\"_ _0\"></span> Na de eerst<span class=\"_ _0\"></span>e opname wo<span class=\"_ _0\"></span>rden de</div>\n<div class=\"t m0 x1d h64 ydbe ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies verantwoord tegen<span class=\"_ _1\"></span> kostprijs, verm<span class=\"_ _1\"></span>inderd met</div>\n<div class=\"t m0 x1d h64 ydbf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele geacc<span class=\"_ _0\"></span>umuleer<span class=\"_ _0\"></span>de afschr<span class=\"_ _0\"></span>ijvinge<span class=\"_ _0\"></span>n en eventue<span class=\"_ _0\"></span>le geaccu<span class=\"_ _0\"></span>muleer<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ydc0 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. De gescha<span class=\"_ _1\"></span>tte gebruik<span class=\"_ _1\"></span>sduur</div>\n<div class=\"t m0 x1d h64 ydc1 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>mmateri<span class=\"_ _0\"></span>eel vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>binnen ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ydc2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ieovere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span> is de period<span class=\"_ _0\"></span>e die begint op h<span class=\"_ _0\"></span>et moment</div>\n<div class=\"t m0 x1d h64 ydc3 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat Ageas het<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span> van <span class=\"lsef ws11e\">de concessie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">infrast<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r in reke<span class=\"_ _0\"></span>ning kan </span></div>\n<div class=\"t m0 x1d h64 ydc4 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen,<span class=\"_ _0\"></span> tot het eind<span class=\"_ _0\"></span>e van de conc<span class=\"_ _0\"></span>essiepe<span class=\"_ _0\"></span>riode. De op de</div>\n<div class=\"t m0 x1d h64 ydc5 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies toegepas<span class=\"_ _1\"></span>te principes <span class=\"_ _1\"></span>voor bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x1d h64 ydc6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zijn d<span class=\"_ _1\"></span>ezelfde als d<span class=\"_ _1\"></span>ie voor v<span class=\"_ _1\"></span>astgoedbeleggin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 ydc7 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 382px; width: 356.997px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 718px; width: 356.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 750px; width: 354px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag372": {
   "value": "\n<div class=\"t m0 x1d h6c ydaf ffce fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Overige immateri\u00eb<span class=\"_ _1\"></span>le activa met bepa<span class=\"_ _1\"></span>alde gebruiksduu<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb0 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e immater<span class=\"_ _0\"></span>i\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a met be<span class=\"_ _0\"></span>paalde g<span class=\"_ _0\"></span>ebruiks<span class=\"_ _0\"></span>duur, z<span class=\"_ _0\"></span>oals</div>\n<div class=\"t m0 x1d h64 ydb1 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ies, hand<span class=\"_ _0\"></span>elsmerk<span class=\"_ _0\"></span>en en licen<span class=\"_ _0\"></span>ties worde<span class=\"_ _0\"></span>n <span class=\"lsef ws113\">doorgaans </span></div>\n<div class=\"t m0 x1d h64 ydb2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair ov<span class=\"_ _0\"></span>er hun ges<span class=\"_ _0\"></span>chatte ge<span class=\"_ _0\"></span>bruiksd<span class=\"_ _0\"></span>uur afgesc<span class=\"_ _0\"></span>hreven.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble</div>\n<div class=\"t m0 x1d h64 ydb3 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vaste activ<span class=\"_ _1\"></span>a met bepaalde<span class=\"_ _1\"></span> gebruiksdu<span class=\"_ _1\"></span>ur worden op<span class=\"_ _1\"></span> elke ver<span class=\"_ _1\"></span>slagdatum</div>\n<div class=\"t m0 x1d h64 ydb4 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">getoetst op<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb5 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb6 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Parkeerconce<span class=\"_ _1\"></span>ssies worden opgen<span class=\"_ _1\"></span>omen als immateri\u00eble<span class=\"_ _1\"></span> vaste activa als<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas het rec<span class=\"_ _0\"></span>ht heeft<span class=\"_ _0\"></span> het gebrui<span class=\"_ _0\"></span>k van de conces<span class=\"_ _0\"></span>sie<span class=\"ls0 ws0\">-</span>infra<span class=\"_ _0\"></span>structuu<span class=\"_ _0\"></span>r in</div>\n<div class=\"t m0 x1d h64 ydb8 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rekenin<span class=\"_ _0\"></span>g te brenge<span class=\"_ _0\"></span>n. De ontvan<span class=\"_ _0\"></span>gen immat<span class=\"_ _0\"></span>eri\u00eble vas<span class=\"_ _0\"></span>te activ<span class=\"_ _0\"></span>a worden bi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1d h64 ydb9 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste opnam<span class=\"_ _1\"></span>e gewaardeerd<span class=\"_ _1\"></span> op de re<span class=\"_ _1\"></span>\u00eble waarde, a<span class=\"_ _1\"></span>ls prijs v<span class=\"_ _1\"></span>oor de</div>\n<div class=\"t m0 x1d h64 ydba ffcc fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bouw<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">of modernise<span class=\"_ _1\"></span>ringsdiensten i<span class=\"_ _1\"></span>n een ser<span class=\"_ _1\"></span>viceconces<span class=\"ls107 ws13e\">sie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 ydbb ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenkomst<span class=\"_ _1\"></span>. De toepassel<span class=\"_ _1\"></span>ijke re\u00eble <span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> bepaald me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydbc ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwijzing<span class=\"_ _1\"></span> naar de re\u00ebl<span class=\"_ _1\"></span>e waarde v<span class=\"_ _1\"></span>an de gelev<span class=\"_ _1\"></span>erde bouw<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 ydbd ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modern<span class=\"_ _0\"></span>iserings<span class=\"_ _0\"></span>diensten.<span class=\"_ _0\"></span> Na de eerst<span class=\"_ _0\"></span>e opname wo<span class=\"_ _0\"></span>rden de</div>\n<div class=\"t m0 x1d h64 ydbe ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies verantwoord tegen<span class=\"_ _1\"></span> kostprijs, verm<span class=\"_ _1\"></span>inderd met</div>\n<div class=\"t m0 x1d h64 ydbf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele geacc<span class=\"_ _0\"></span>umuleer<span class=\"_ _0\"></span>de afschr<span class=\"_ _0\"></span>ijvinge<span class=\"_ _0\"></span>n en eventue<span class=\"_ _0\"></span>le geaccu<span class=\"_ _0\"></span>muleer<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 ydc0 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingsverliezen<span class=\"_ _1\"></span>. De gescha<span class=\"_ _1\"></span>tte gebruik<span class=\"_ _1\"></span>sduur</div>\n<div class=\"t m0 x1d h64 ydc1 ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van een i<span class=\"_ _0\"></span>mmateri<span class=\"_ _0\"></span>eel vast<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>binnen ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ydc2 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>concess<span class=\"_ _0\"></span>ieovere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span> is de period<span class=\"_ _0\"></span>e die begint op h<span class=\"_ _0\"></span>et moment</div>\n<div class=\"t m0 x1d h64 ydc3 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat Ageas het<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span> van <span class=\"lsef ws11e\">de concessie<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">infrast<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r in reke<span class=\"_ _0\"></span>ning kan </span></div>\n<div class=\"t m0 x1d h64 ydc4 ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen,<span class=\"_ _0\"></span> tot het eind<span class=\"_ _0\"></span>e van de conc<span class=\"_ _0\"></span>essiepe<span class=\"_ _0\"></span>riode. De op de</div>\n<div class=\"t m0 x1d h64 ydc5 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeerconce<span class=\"_ _1\"></span>ssies toegepas<span class=\"_ _1\"></span>te principes <span class=\"_ _1\"></span>voor bijzond<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x1d h64 ydc6 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing zijn d<span class=\"_ _1\"></span>ezelfde als d<span class=\"_ _1\"></span>ie voor v<span class=\"_ _1\"></span>astgoedbeleggin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 ydc7 ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 378px; height: 382px; width: 356.997px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForServiceConcessionArrangementsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag371": {
   "value": "\n<div class=\"t m0 x1d h64 ydc8 ffcc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydc9 ffce fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Goodwil<span class=\"ws11e\">l van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s na 1 januari 2010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ydca ffcc fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bij eerste opnam<span class=\"_ _1\"></span>e wordt goodwill<span class=\"_ _1\"></span> gewaardeerd tegen kost<span class=\"_ _1\"></span>prijs, zijnde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydcb ffcc fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het pos<span class=\"_ _0\"></span>itieve ve<span class=\"_ _0\"></span>rschil t<span class=\"_ _0\"></span>ussen d<span class=\"_ _0\"></span>e re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de verk<span class=\"_ _0\"></span>rijgings<span class=\"_ _0\"></span>prijs e<span class=\"_ _0\"></span>n: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydcc ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">H<span class=\"_ _1\"></span>et deel <span class=\"_ _1\"></span>van Ageas in <span class=\"_ _1\"></span>de re\u00eble<span class=\"_ _1\"></span> waarde van de<span class=\"_ _1\"></span> identificee<span class=\"_ _1\"></span>rbare </span></span></div>\n<div class=\"t m0 x69 h64 ydcd ffcc fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">acti<span class=\"_ _1\"></span>v<span class=\"lsef ws11d\">a en <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en </span> </span></span></div>\n<div class=\"t m0 x1d h64 ydce ffcf fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd0\"> <span class=\"_ _3f\"> </span><span class=\"ffcc lsef ws11d\">D<span class=\"_ _1\"></span>e re\u00eble waa<span class=\"_ _1\"></span>rde van en<span class=\"_ _1\"></span>ig eerder aang<span class=\"_ _1\"></span>ehouden bela<span class=\"_ _1\"></span>ng in de </span></span></div>\n<div class=\"t m0 x69 h64 ydcf ffcc fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd0 ffcc fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd1 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opnamen, w<span class=\"_ _1\"></span>ordt goodwil<span class=\"_ _1\"></span>l gewaardeerd<span class=\"_ _1\"></span> tegen kos<span class=\"_ _1\"></span>tprijs</div>\n<div class=\"t m0 x1d h64 ydd2 ffcc fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minus even<span class=\"_ _1\"></span>tuele geaccumuleer<span class=\"_ _1\"></span>de bijzondere<span class=\"_ _1\"></span> waardeverm<span class=\"_ _1\"></span>inderingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 177px; width: 357px; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ffd3 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Goodwill van bedr<span class=\"_ _1\"></span>ijfscombinatie<span class=\"_ _1\"></span>s v\u00f3\u00f3r 1 januari<span class=\"_ _1\"></span> 2010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ten opzichte va<span class=\"_ _1\"></span>n het hierboven gem<span class=\"_ _1\"></span>elde, gelden de vol<span class=\"_ _1\"></span>gende</div>\n<div class=\"t m0 x2c h64 y8a7 ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Be<span class=\"_ _1\"></span>dri<span class=\"ws11d\">jfscombinat<span class=\"_ _1\"></span>ies werden v<span class=\"_ _1\"></span>erantwoord op <span class=\"_ _1\"></span>basis van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zogenaamde <span class=\"_ _1\"></span>\u2018purchase method<span class=\"_ _1\"></span>\u2019. Direct aa<span class=\"_ _1\"></span>n de overna<span class=\"_ _1\"></span>me</div>\n<div class=\"t m0 x1a0 h64 y8aa ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekoste<span class=\"_ _0\"></span>n maakten <span class=\"_ _0\"></span>onder<span class=\"_ _0\"></span>deel uit v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1a0 h64 y8ab ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkrijgingspr<span class=\"_ _1\"></span>ijs. Een<span class=\"_ _1\"></span> eventueel mi<span class=\"_ _1\"></span>nderheidsbelan<span class=\"_ _1\"></span>g werd</div>\n<div class=\"t m0 x1a0 h64 y8ac ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> het proportionele a<span class=\"_ _1\"></span>andeel in de re\u00eb<span class=\"_ _1\"></span>le waarde</div>\n<div class=\"t m0 x1a0 h64 y8ad ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de i<span class=\"_ _1\"></span>dentificeerbare<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ae ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>nomen part<span class=\"_ _0\"></span>ij.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">In geval van een stap<span class=\"_ _0\"></span>sgewijz<span class=\"_ _0\"></span>e overname w<span class=\"_ _0\"></span>erd elke 'st<span class=\"_ _0\"></span>ap' </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b0 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afzonderlij<span class=\"_ _1\"></span>k verwerkt. El<span class=\"_ _1\"></span>k nieuw <span class=\"_ _1\"></span>verkregen belang<span class=\"_ _1\"></span> had geen<span class=\"_ _1\"></span> effect</div>\n<div class=\"t m0 x1a0 h64 y8b1 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op eerde<span class=\"_ _0\"></span>r verwerk<span class=\"_ _0\"></span>te go<span class=\"_ _0\"></span>odwill.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b2 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws113\">Vo<span class=\"_ _1\"></span>o<span class=\"ws11e\">rwaardelijke ver<span class=\"_ _1\"></span>goedingen werden u<span class=\"_ _1\"></span>itsluitend en allee<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8b3 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als Ageas een<span class=\"_ _1\"></span> verplich<span class=\"_ _1\"></span>ting had en er<span class=\"_ _1\"></span> waarschi<span class=\"_ _1\"></span>jnlijk</div>\n<div class=\"t m0 x1a0 h64 y8b4 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische u<span class=\"_ _1\"></span>itstroom g<span class=\"_ _1\"></span>ing plaatsvind<span class=\"_ _1\"></span>en, waarvan <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y8b5 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betrouwbare <span class=\"_ _1\"></span>schatting kon<span class=\"_ _1\"></span> worden gem<span class=\"_ _1\"></span>aakt. Latere<span class=\"_ _1\"></span> aanpassinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y8b6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de vo<span class=\"_ _1\"></span>orwaardelijke<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>vergoeding had<span class=\"_ _1\"></span>den effect<span class=\"_ _1\"></span> op de good<span class=\"_ _1\"></span>will.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y991 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Goodwi<span class=\"_ _0\"></span>ll is een immat<span class=\"_ _0\"></span>erieel vast<span class=\"_ _0\"></span> actief met<span class=\"_ _0\"></span> een onbep<span class=\"_ _0\"></span>aalde lev<span class=\"_ _0\"></span>ensduur</div>\n<div class=\"t m0 x2c h64 y993 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en, net als all<span class=\"_ _0\"></span>e andere im<span class=\"_ _0\"></span>materi\u00eb<span class=\"_ _0\"></span>le vaste act<span class=\"_ _0\"></span>iva met onb<span class=\"_ _0\"></span>epaalde</div>\n<div class=\"t m0 x2c h64 y994 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">levensduur, w<span class=\"_ _1\"></span>ordt de boe<span class=\"_ _1\"></span>kwaarde van <span class=\"_ _1\"></span>d<span class=\"lsed ws112\">eze immat<span class=\"_ _0\"></span>eri\u00eble<span class=\"_ _0\"></span> vaste activa </span></div>\n<div class=\"t m0 x2c h64 y995 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarlijks beoo<span class=\"_ _1\"></span>rdeeld, of frequen<span class=\"_ _1\"></span>ter, als gebeurteni<span class=\"_ _1\"></span>ssen of verande<span class=\"_ _1\"></span>ringen</div>\n<div class=\"t m0 x2c h64 y996 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van omstandig<span class=\"_ _1\"></span>heden aange<span class=\"_ _1\"></span>ven dat een<span class=\"_ _1\"></span> dergelijke <span class=\"_ _1\"></span>boekwaarde n<span class=\"_ _1\"></span>iet</div>\n<div class=\"t m0 x2c h64 y997 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">realiseerbaar<span class=\"_ _1\"></span> is. In d<span class=\"_ _1\"></span>at geval<span class=\"_ _1\"></span> wordt de real<span class=\"_ _1\"></span>iseerbare wa<span class=\"_ _1\"></span>arde bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>kasstroomgenerere<span class=\"_ _1\"></span>nde eenheid w<span class=\"_ _1\"></span>aaraan goodwil<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x2c h64 y999 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegerekend. <span class=\"_ _1\"></span>Deze waarde<span class=\"_ _1\"></span> wordt dan v<span class=\"_ _1\"></span>ergeleken m<span class=\"_ _1\"></span>et de boe<span class=\"_ _1\"></span>kwaarde</div>\n<div class=\"t m0 x2c h64 yc13 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>kasstroomgenereren<span class=\"_ _1\"></span>de eenheid <span class=\"_ _1\"></span>en als <span class=\"_ _1\"></span>de realiseerbar<span class=\"_ _1\"></span>e waarde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc14 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lager is<span class=\"_ _1\"></span> dan de boek<span class=\"_ _1\"></span>waarde wordt<span class=\"_ _1\"></span> een bijzo<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 yc15 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingsverlies <span class=\"_ _1\"></span>verantwoord. Bi<span class=\"_ _1\"></span>j<span class=\"ws11e\">zondere waarde<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yc16 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verminderings<span class=\"_ _1\"></span><span class=\"ws11e\">verliezen worden<span class=\"_ _1\"></span> onmiddellijk veran<span class=\"_ _1\"></span>twoord in de </span></div>\n<div class=\"t m0 x2c h64 yc17 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc19 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval v<span class=\"_ _0\"></span>an een bijzo<span class=\"_ _0\"></span>nder waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>derings<span class=\"_ _0\"></span>verlies v<span class=\"_ _0\"></span>erlaagt</div>\n<div class=\"t m0 x2c h64 yc1a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas eerst<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van de<span class=\"_ _1\"></span> aan de ka<span class=\"_ _1\"></span>sstroomgenererende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eenheid toeger<span class=\"_ _1\"></span>ekende goodw<span class=\"_ _1\"></span>ill <span class=\"ws11e\">en vervolge<span class=\"_ _1\"></span>ns de andere acti<span class=\"_ _1\"></span>va van de </span></div>\n<div class=\"t m0 x2c h64 ya3e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eenhei<span class=\"_ _0\"></span>d naar rato va<span class=\"_ _0\"></span>n de boekwa<span class=\"_ _0\"></span>arde van elk act<span class=\"_ _0\"></span>ief in de ee<span class=\"_ _0\"></span>nheid.</div>\n<div class=\"t m0 x2c h64 ya3f ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Eerder vera<span class=\"_ _1\"></span>ntwoorde bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderings<span class=\"_ _1\"></span>verliezen me<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ya40 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot good<span class=\"_ _0\"></span>will wor<span class=\"_ _0\"></span>den niet ter<span class=\"_ _0\"></span>uggeboek<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 315px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 618px; width: 346px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 623px; width: 346px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag375": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y945 ffd1 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">2.8.7 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Geleas<span class=\"_ _0\"></span>de activa<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ya8a ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span><span class=\"ls103\">lesso<span class=\"_ _1\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya8b ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Activa die als<span class=\"_ _1\"></span> gevolg van operation<span class=\"_ _1\"></span>ele leaseovereenkoms<span class=\"_ _1\"></span>ten worden</div>\n<div class=\"t m0 x2c h64 ya8c ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased, w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> balans va<span class=\"_ _1\"></span>n Ageas onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya8d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018vastgoedbelegg<span class=\"_ _1\"></span>ingen\u2019 (geb<span class=\"_ _1\"></span>ouwen) en <span class=\"_ _1\"></span>onder \u2018mater<span class=\"_ _1\"></span>i\u00eble vaste a<span class=\"_ _1\"></span>ctiva\u2019</div>\n<div class=\"t m0 x2c h64 ya8e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(materi<span class=\"_ _0\"></span>eel en moto<span class=\"_ _0\"></span>rvoertui<span class=\"_ _0\"></span>gen). Dez<span class=\"_ _0\"></span>e activa wor<span class=\"_ _0\"></span>den verant<span class=\"_ _0\"></span>w<span class=\"lsef ws11e\">oord tegen </span></div>\n<div class=\"t m0 x2c h64 ya8f ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kostprijs, ver<span class=\"_ _1\"></span>minderd met geaccum<span class=\"_ _1\"></span>uleerde afschrijv<span class=\"_ _1\"></span>ingen. Leasingba<span class=\"_ _1\"></span>ten,</div>\n<div class=\"t m0 x2c h64 ya90 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na aftrek van even<span class=\"_ _1\"></span>tuele aan leasingnem<span class=\"_ _1\"></span>ers gegeven voord<span class=\"_ _1\"></span>el<span class=\"lsed ws112\">en, worde<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x2c h64 ya91 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">over de lease<span class=\"_ _1\"></span>periode. De<span class=\"_ _1\"></span> directe aan<span class=\"_ _1\"></span>vangskosten </span></span></div>\n<div class=\"t m0 x2c h64 ya92 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die Ageas<span class=\"_ _1\"></span> heeft gemaa<span class=\"_ _1\"></span>kt, worden <span class=\"_ _1\"></span>toegevoegd aan<span class=\"_ _1\"></span> de boekwaarde<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 ya93 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geleas<span class=\"_ _0\"></span>ede acti<span class=\"_ _0\"></span>ef en worden ov<span class=\"_ _0\"></span>er de lease<span class=\"_ _0\"></span>perio<span class=\"_ _0\"></span>de verantwo<span class=\"_ _0\"></span>ord onder</div>\n<div class=\"t m0 x2c h64 ya94 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lasten op d<span class=\"_ _0\"></span>ezelfde ba<span class=\"_ _0\"></span>sis als de lea<span class=\"_ _0\"></span>se<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">opbrengsten.</span> </span></div>\n<div class=\"t m0 x2c h64 ya95 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya96 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot oo<span class=\"_ _1\"></span>k financi\u00eble leaseo<span class=\"_ _1\"></span>vereenkomsten a<span class=\"_ _1\"></span>f waarbij vrijwel al<span class=\"_ _1\"></span>le</div>\n<div class=\"t m0 x2c h64 ya97 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>eigendom van <span class=\"_ _1\"></span>de geleasede<span class=\"_ _1\"></span> activa v<span class=\"_ _1\"></span>erbonden risico<span class=\"_ _1\"></span>'s en</div>\n<div class=\"t m0 x2c h64 ya98 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beloningen, beha<span class=\"_ _1\"></span>lve het juridis<span class=\"_ _1\"></span>che eigendom, aan de<span class=\"_ _1\"></span> cli\u00ebnt worden</div>\n<div class=\"t m0 x2c h64 ya99 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span>. Activa gele<span class=\"_ _1\"></span>ased onder e<span class=\"_ _1\"></span>en financi\u00eble<span class=\"_ _1\"></span> lease wor<span class=\"_ _1\"></span>den</div>\n<div class=\"t m0 x1d h64 y99a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerkt al<span class=\"_ _1\"></span>s vordering<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> bedrag gelij<span class=\"_ _1\"></span>k aan de<span class=\"_ _1\"></span> netto<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">investering </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de lease.<span class=\"_ _0\"></span> De netto<span class=\"ls0 ws0\">-<span class=\"ls103 ws11d\">inve<span class=\"lsed\">stering i<span class=\"_ _0\"></span>n de leas<span class=\"_ _0\"></span>e omvat d<span class=\"_ _0\"></span>e contant<span class=\"_ _0\"></span>e waa<span class=\"_ _0\"></span>rden </span></span></span></div>\n<div class=\"t m0 x1d h64 y99c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en de event<span class=\"_ _0\"></span>uele waa<span class=\"_ _0\"></span>rborg op d<span class=\"_ _0\"></span>e restwaar<span class=\"_ _0\"></span>den.</div>\n<div class=\"t m0 x1d h64 y99d ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het<span class=\"_ _0\"></span> actief en <span class=\"_ _0\"></span>de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>de vord<span class=\"_ _0\"></span>ering</div>\n<div class=\"t m0 x1d h64 y99e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als onverd<span class=\"_ _0\"></span>iende fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten. Fin<span class=\"_ _0\"></span>anci\u00eble b<span class=\"_ _0\"></span>aten</div>\n<div class=\"t m0 x1d h64 y99f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">word<span class=\"ws11e\">en gedurende d<span class=\"_ _1\"></span>e looptijd van de<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>st verantwoord </span></div>\n<div class=\"t m0 x1d h64 ya9a ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op basis <span class=\"_ _1\"></span>van een pat<span class=\"_ _1\"></span>roon dat ee<span class=\"_ _1\"></span>n constant <span class=\"_ _1\"></span>periodiek rend<span class=\"_ _1\"></span>ement op</div>\n<div class=\"t m0 x1d h64 ya9b ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitstaande ne<span class=\"_ _1\"></span>tto<span class=\"ls0 ws0\">-</span><span class=\"lsed\">investerin<span class=\"_ _0\"></span>g van de fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e lease<span class=\"_ _0\"></span>overeenk<span class=\"_ _0\"></span>omst </span></div>\n<div class=\"t m0 x1d h64 ya9c ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelt. De di<span class=\"_ _0\"></span>recte init<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor Age<span class=\"_ _0\"></span>as worden o<span class=\"_ _0\"></span>pgen<span class=\"ws111\">ome<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya9d ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in de initi\u00ebl<span class=\"_ _0\"></span>e waarder<span class=\"_ _0\"></span>ing van de nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">invest<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>de leas<span class=\"_ _0\"></span>e en </span></div>\n<div class=\"t m0 x1d h64 ya9e ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen h<span class=\"_ _1\"></span>et bedrag <span class=\"_ _1\"></span>aan inkoms<span class=\"_ _1\"></span>ten dat in<span class=\"_ _1\"></span> de loop va<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x1d h64 ya9f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn wo<span class=\"_ _0\"></span>rdt opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ydd4 ffd3 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas als <span class=\"_ _1\"></span>lessee<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd5 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas lea<span class=\"_ _0\"></span>st terrei<span class=\"_ _0\"></span>nen, gebo<span class=\"_ _0\"></span>uwen, app<span class=\"_ _0\"></span>aratuur e<span class=\"_ _0\"></span>n auto's. De</div>\n<div class=\"t m0 x1d h64 ydd6 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevoorwaard<span class=\"_ _1\"></span>en word<span class=\"ws11e\">en afzon<span class=\"_ _1\"></span>derlijk overeeng<span class=\"_ _1\"></span>ekomen en omvatte<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een brede <span class=\"_ _1\"></span>waaier aan <span class=\"_ _1\"></span>voorwaarden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd8 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Een<span class=\"ls105 ws135\">zel<span class=\"_ _1\"></span>fde<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringsm<span class=\"_ _0\"></span>odel is va<span class=\"_ _0\"></span>n toepass<span class=\"_ _0\"></span>ing op <span class=\"_ _0\"></span>activa d<span class=\"_ _0\"></span>ie worde<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x1d h64 ydda ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geleased on<span class=\"_ _1\"></span>der zowel oper<span class=\"_ _1\"></span>ationele als <span class=\"_ _1\"></span>financi\u00eble <span class=\"_ _1\"></span>leasetransac<span class=\"_ _1\"></span>ties. Bij d<span class=\"_ _1\"></span>it</div>\n<div class=\"t m0 x1d h64 yddb ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarderingsmode<span class=\"_ _1\"></span>l worden b<span class=\"_ _1\"></span>ij aanvang <span class=\"_ _1\"></span>een gebruiksre<span class=\"_ _1\"></span>chtactief en<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 yddc ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing opgen<span class=\"_ _0\"></span>omen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddd ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydde ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting om<span class=\"_ _0\"></span>vat de co<span class=\"_ _0\"></span>ntant<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de vol<span class=\"_ _0\"></span>gende</div>\n<div class=\"t m0 x1d h64 yddf ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n betaald op de aa<span class=\"_ _0\"></span>nvangs<span class=\"_ _0\"></span>datum, inc<span class=\"_ _0\"></span>lusief</div>\n<div class=\"t m0 x1d h64 yde0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die versc<span class=\"_ _0\"></span>huldigd zi<span class=\"_ _0\"></span>jn onder re<span class=\"_ _0\"></span>delijk zek<span class=\"_ _0\"></span>ere</div>\n<div class=\"t m0 x1d h64 yaa9 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaa ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws11d\">Vaste betali<span class=\"_ _0\"></span>ngen (incl<span class=\"_ _0\"></span>usief n<span class=\"_ _0\"></span>aar hun <span class=\"_ _0\"></span>wezen vas<span class=\"_ _0\"></span>te beta<span class=\"_ _0\"></span>lingen<span class=\"_ _0\"></span>) onder </span></span></div>\n<div class=\"t m0 x69 h64 yaab ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aftrek van event<span class=\"_ _1\"></span>uele te ontvangen leas<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">incentives;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaac ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsed ws112\">Variabele leas<span class=\"_ _0\"></span>ebetali<span class=\"_ _0\"></span>ngen afha<span class=\"_ _0\"></span>nkelijk va<span class=\"_ _0\"></span>n een index of<span class=\"_ _0\"></span> een tarief, </span></span></div>\n<div class=\"t m0 x69 h64 yaad ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">initieel g<span class=\"_ _0\"></span>ewaard<span class=\"_ _0\"></span>eerd met geb<span class=\"_ _0\"></span>ruik van de ind<span class=\"_ _0\"></span>ex of het tar<span class=\"_ _0\"></span>ief op de</div>\n<div class=\"t m0 x69 h64 yaae ffd1 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aanvan<span class=\"_ _0\"></span>gsdatum;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaaf ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>dragen die Ageas na<span class=\"_ _1\"></span>ar verwachting ver<span class=\"_ _1\"></span>schuldigd is in<span class=\"_ _1\"></span> het kader </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van garant<span class=\"_ _0\"></span>ies op de rest<span class=\"_ _0\"></span>waarde<span class=\"_ _0\"></span>;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab1 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenpr<span class=\"_ _1\"></span>ijs van een<span class=\"_ _1\"></span> aankoopoptie<span class=\"_ _1\"></span> als het <span class=\"_ _1\"></span>redelijk zeke<span class=\"_ _1\"></span>r is dat </span></span></div>\n<div class=\"t m0 x69 h64 yab2 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas deze <span class=\"_ _1\"></span>optie zal<span class=\"_ _1\"></span> uitoefenen<span class=\"ls0 ws0\">;<span class=\"_ _1\"></span> <span class=\"lsed ws111\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yab3 ffd4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd5\"> <span class=\"_ _3f\"> </span><span class=\"ffd1 lsef ws11e\">Be<span class=\"_ _1\"></span>talingen voor boe<span class=\"_ _1\"></span>tes bij be<span class=\"lsed ws11d\">\u00ebindiging v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>e, als de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x69 h64 yab4 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaset<span class=\"_ _0\"></span>ermijn het w<span class=\"_ _0\"></span>aarschij<span class=\"_ _0\"></span>nlijk ma<span class=\"_ _0\"></span>akt dat Age<span class=\"_ _0\"></span>as deze optie z<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x69 h64 yab5 ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">uitoefenen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97d ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y97e ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De leasev<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting w<span class=\"_ _0\"></span>ordt ver<span class=\"_ _0\"></span>discont<span class=\"_ _0\"></span>eerd met t<span class=\"_ _0\"></span>oepass<span class=\"_ _0\"></span>ing van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y97f ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentet<span class=\"_ _0\"></span>arief van d<span class=\"_ _0\"></span>e lease. Al<span class=\"_ _0\"></span>s dit percent<span class=\"_ _0\"></span>age<span class=\"ls0 ws0\"> </span>niet eenv<span class=\"_ _0\"></span>oudig</div>\n<div class=\"t m0 x1d h64 y980 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden b<span class=\"_ _1\"></span>e<span class=\"lsed ws112\">paald, wo<span class=\"_ _0\"></span>rdt het incr<span class=\"_ _0\"></span>ementele fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingsta<span class=\"_ _0\"></span>rief van </span></div>\n<div class=\"t m0 x1d h64 y981 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas toegepa<span class=\"_ _1\"></span>st. Als in<span class=\"_ _1\"></span>crementeel f<span class=\"_ _1\"></span>inancieringstar<span class=\"_ _1\"></span>ief past Ag<span class=\"_ _1\"></span>eas een</div>\n<div class=\"t m0 x1d h64 y982 ffd1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">breed beschikb<span class=\"_ _1\"></span>are samengestelde<span class=\"_ _1\"></span> curve toe, die is<span class=\"_ _1\"></span> gebaseerd op een</div>\n<div class=\"t m0 x1d h64 y983 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">steekpr<span class=\"_ _0\"></span>oef van b<span class=\"_ _0\"></span>estaan<span class=\"_ _0\"></span>de secun<span class=\"_ _0\"></span>daire ob<span class=\"_ _0\"></span>ligaties<span class=\"_ _0\"></span> van fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 ya6c ffd1 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">emit<span class=\"lsef ws11d\">ten<span class=\"_ _1\"></span>ten met een <span class=\"_ _1\"></span>rating A, <span class=\"_ _1\"></span>verhoogd met ee<span class=\"_ _1\"></span>n risicopr<span class=\"_ _1\"></span>emie. Voor </span></div>\n<div class=\"t m0 x1d h64 ya6d ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s wordt een<span class=\"_ _1\"></span> risicovrije<span class=\"_ _1\"></span> rente toe<span class=\"_ _1\"></span>gepast, gelij<span class=\"_ _1\"></span>k aan de</div>\n<div class=\"t m0 x1d h64 ya6e ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>wap voor een s<span class=\"_ _0\"></span>oortgel<span class=\"_ _0\"></span>ijke loopt<span class=\"_ _0\"></span>ijd, verh<span class=\"_ _0\"></span>oogd met een</div>\n<div class=\"t m0 x1d h64 ya6f ffd1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">risicopremie<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya70 ffd1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya71 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de leas<span class=\"_ _0\"></span>everpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g stijgt v<span class=\"_ _0\"></span>ervol<span class=\"lsef ws11e\">gens om de rente </span></div>\n<div class=\"t m0 x1d h64 ya72 ffd1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de leas<span class=\"_ _0\"></span>everp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g te weers<span class=\"_ _0\"></span>piegel<span class=\"_ _0\"></span>en en daa<span class=\"_ _0\"></span>lt om de u<span class=\"_ _0\"></span>itgevo<span class=\"_ _0\"></span>erde</div>\n<div class=\"t m0 x1d h64 ya73 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen.<span class=\"_ _0\"></span> De leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya74 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herberekend<span class=\"_ _1\"></span> teneinde de<span class=\"_ _1\"></span> leaseveranderi<span class=\"_ _1\"></span>ngen of w<span class=\"_ _1\"></span>ijzigingen in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 ya75 ffd1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n te weers<span class=\"_ _0\"></span>piegelen,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> een wijzi<span class=\"_ _0\"></span>ging in een ind<span class=\"_ _0\"></span>ex of</div>\n<div class=\"t m0 x1d h64 ya76 ffd1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tarief gebr<span class=\"_ _1\"></span>uikt om d<span class=\"_ _1\"></span>eze betalingen<span class=\"_ _1\"></span> te bepa<span class=\"_ _1\"></span>len. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 891px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 277px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 896px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 282px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De rente op de le<span class=\"_ _0\"></span>aseve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng in elke per<span class=\"_ _0\"></span>iode verte<span class=\"_ _0\"></span>genwo<span class=\"_ _0\"></span>ordigt het</div>\n<div class=\"t m0 x2c h64 y8a6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrag dat<span class=\"_ _0\"></span> een const<span class=\"_ _0\"></span>ant perio<span class=\"_ _0\"></span>diek rente<span class=\"_ _0\"></span>tarief ov<span class=\"_ _0\"></span>er het rest<span class=\"_ _0\"></span>erende sa<span class=\"_ _0\"></span>ldo</div>\n<div class=\"t m0 x2c h64 y8a7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de leasev<span class=\"_ _0\"></span>erpli<span class=\"_ _0\"></span>chting lev<span class=\"_ _0\"></span>ert. De re<span class=\"_ _0\"></span>nte op de lease<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x2c h64 y8a8 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enrekeni<span class=\"_ _0\"></span>ng, sa<span class=\"_ _0\"></span>men met d<span class=\"_ _0\"></span>e variabel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8a9 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n die niet zij<span class=\"_ _0\"></span>n opgenome<span class=\"_ _0\"></span>n in de waard<span class=\"_ _0\"></span>ering van de</div>\n<div class=\"t m0 x2c h64 y8aa ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing in de peri<span class=\"_ _0\"></span>ode waar<span class=\"_ _0\"></span>in de gebeurt<span class=\"_ _0\"></span>enis of voo<span class=\"_ _0\"></span>rwaarde di<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de aanlei<span class=\"_ _0\"></span>ding voor de<span class=\"_ _0\"></span>ze betal<span class=\"_ _0\"></span>ingen is zic<span class=\"_ _0\"></span>h voordoet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het gebrui<span class=\"_ _0\"></span>ksrecht<span class=\"_ _0\"></span>actief<span class=\"_ _0\"></span> wordt gewa<span class=\"_ _0\"></span>ardeerd te<span class=\"_ _0\"></span>gen de kost<span class=\"_ _0\"></span>prijs en omv<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y8ae ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de initiee<span class=\"_ _0\"></span>l opgeno<span class=\"_ _0\"></span>men leasev<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing, geco<span class=\"_ _0\"></span>rrigeer<span class=\"_ _0\"></span>d voor event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x2c h64 y8af ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasebetaling<span class=\"_ _1\"></span>en die hebb<span class=\"_ _1\"></span>en plaatsgevon<span class=\"_ _1\"></span>den bij o<span class=\"_ _1\"></span>f voor<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de aanvang van </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de lease, ev<span class=\"_ _0\"></span>entuee<span class=\"_ _0\"></span>l ontvange<span class=\"_ _0\"></span>n lease<span class=\"ls0 ws0\">-</span>incent<span class=\"_ _0\"></span>ives, ev<span class=\"_ _0\"></span>entuele i<span class=\"_ _0\"></span>niti\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b1 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e kosten voo<span class=\"_ _0\"></span>r Ageas en een ra<span class=\"_ _0\"></span>ming van de k<span class=\"_ _0\"></span>osten die ge<span class=\"_ _0\"></span>paard</div>\n<div class=\"t m0 x2c h64 y8b2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gaan met de ontman<span class=\"_ _1\"></span>teling en verwijde<span class=\"_ _1\"></span>ring van het onderli<span class=\"_ _1\"></span>ggende actief<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b3 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b4 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervolgens w<span class=\"_ _1\"></span>ordt het geb<span class=\"_ _1\"></span>ruiksrechtactie<span class=\"_ _1\"></span>f gewaardee<span class=\"_ _1\"></span>rd tegen d<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kostprijs, o<span class=\"_ _1\"></span>nder aftrek<span class=\"_ _1\"></span> van de op<span class=\"_ _1\"></span>gelopen a<span class=\"_ _1\"></span>fschrijvingen en<span class=\"_ _1\"></span> eventuele</div>\n<div class=\"t m0 x2c h64 y8b6 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bijzonder waarde<span class=\"_ _1\"></span>verminderingen<span class=\"_ _1\"></span>. Het gebruiksrech<span class=\"_ _1\"></span>tactief wordt lin<span class=\"_ _1\"></span>eair</div>\n<div class=\"t m0 x2c h64 y8b7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgesch<span class=\"_ _0\"></span>reven ove<span class=\"_ _0\"></span>r de gebruik<span class=\"_ _0\"></span>sduur va<span class=\"_ _0\"></span>n het actief<span class=\"_ _0\"></span> of de looptijd v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y9d7 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">lease, <span class=\"_ _0\"></span>naargel<span class=\"_ _0\"></span>ang welk<span class=\"_ _0\"></span>e korter i<span class=\"_ _0\"></span>s. Net al<span class=\"_ _0\"></span>s ander<span class=\"_ _0\"></span>e niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">fin<span class=\"_ _0\"></span>anci\u00eble act<span class=\"_ _0\"></span>iva </span></div>\n<div class=\"t m0 x2c h64 y9d8 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondergaat e<span class=\"_ _1\"></span>en gebruiksre<span class=\"_ _1\"></span>chtactief een <span class=\"_ _1\"></span>bijzondere w<span class=\"_ _1\"></span>aardeverminde<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x2c h64 y9d9 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van dat ac<span class=\"_ _1\"></span>tief hoger <span class=\"_ _1\"></span>is dan de<span class=\"_ _1\"></span> realiseerbare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9da ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde. D<span class=\"_ _0\"></span>e afschri<span class=\"_ _0\"></span>jving van h<span class=\"_ _0\"></span>et <span class=\"lsef ws11d\">gebruiksrechta<span class=\"_ _1\"></span>ctief en even<span class=\"_ _1\"></span>tuele </span></div>\n<div class=\"t m0 x2c h64 y9db ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bijzondere wa<span class=\"_ _1\"></span>ardeverminder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> verwerkt <span class=\"_ _1\"></span>in de</div>\n<div class=\"t m0 x2c h64 y9dc ffd6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dd ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9de ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij een her<span class=\"_ _0\"></span>waarder<span class=\"_ _0\"></span>ing van de leas<span class=\"_ _0\"></span>everpli<span class=\"_ _0\"></span>chting i<span class=\"_ _0\"></span>n het licht van</div>\n<div class=\"t m0 x2c h64 y9df ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ingen in de le<span class=\"_ _0\"></span>ase of in de leas<span class=\"_ _0\"></span>ebetal<span class=\"_ _0\"></span>ingen wordt<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 y9e0 ffd6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht<span class=\"_ _0\"></span>actief ge<span class=\"_ _0\"></span>co<span class=\"lsef\">rrigeerd voor d<span class=\"_ _1\"></span>eze herwaarde<span class=\"_ _1\"></span>ring.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9e1 ffd6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e2 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het bovengenoemde<span class=\"_ _1\"></span> waarderingsmodel<span class=\"_ _1\"></span> wordt niet gebruikt v<span class=\"_ _1\"></span>oor lease</div>\n<div class=\"t m0 x2c h64 y9e3 ffd6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van activa met een l<span class=\"_ _1\"></span>age waarde voor<span class=\"_ _1\"></span> Ageas of kortlopend<span class=\"_ _1\"></span>e leases,</div>\n<div class=\"t m0 x2c h64 y9e4 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarbij d<span class=\"_ _0\"></span>e looptijd v<span class=\"_ _0\"></span>an de lease bij aa<span class=\"_ _0\"></span>nvang hie<span class=\"_ _0\"></span>rvan 12 maa<span class=\"_ _0\"></span>nden of</div>\n<div class=\"t m0 x2c h64 y9e5 ffd6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minder bedra<span class=\"_ _1\"></span>agt. Voor d<span class=\"lsed\">eze leases wor<span class=\"_ _0\"></span>den de uit<span class=\"_ _0\"></span>gevoer<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x2c h64 y9e6 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leasebet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n als kosten op<span class=\"_ _0\"></span>genom<span class=\"_ _0\"></span>en in de result<span class=\"_ _0\"></span>atenreke<span class=\"_ _0\"></span>ning, op</div>\n<div class=\"t m0 x2c h64 y9e7 ffd6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lineair<span class=\"_ _0\"></span>e basis over de l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de lease.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 560px; width: 352px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag370": {
   "value": "\n<div class=\"t m0 x2c h6c y8a5 ffdc fs44 fc1d sc0 ls103 ws151\" style=\"z-index: 15;\">Overi<span class=\"_ _1\"></span>ge vo<span class=\"lsef ws113\">rde<span class=\"_ _1\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e vorderi<span class=\"_ _0\"></span>ngen, die voo<span class=\"_ _0\"></span>rtvloei<span class=\"_ _0\"></span>en uit de norm<span class=\"_ _0\"></span>ale bedri<span class=\"_ _0\"></span>jfsvoer<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 y8a7 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">door toedoe<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s ontstaan, wo<span class=\"_ _1\"></span>rden bij eer<span class=\"_ _1\"></span>ste opname<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y8a8 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">re\u00eble waarde veran<span class=\"_ _1\"></span>twoord en vervol<span class=\"_ _1\"></span>gens tegen geamor<span class=\"_ _1\"></span>tiseerde kostpr<span class=\"_ _1\"></span>ijs</div>\n<div class=\"t m0 x2c h64 y8a9 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerd <span class=\"_ _1\"></span>aan de hand<span class=\"_ _1\"></span> van de <span class=\"lsed ws111\">effectieve<span class=\"ls0 ws0\">-</span><span class=\"ws112\">rent<span class=\"_ _0\"></span>emethod<span class=\"_ _0\"></span>e, onder aft<span class=\"_ _0\"></span>rek </span></span></div>\n<div class=\"t m0 x2c h64 y8aa ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van bijzonde<span class=\"_ _1\"></span>re waardeve<span class=\"_ _1\"></span>rminderingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 98px; width: 352px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherReceivablesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag369": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 ye1a ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"lsed ws112\">Overlopende ac<span class=\"_ _0\"></span>quisitiek<span class=\"_ _0\"></span>osten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ye1b ffdc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemeen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd84 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De koste<span class=\"_ _0\"></span>n van ni<span class=\"_ _0\"></span>euwe en h<span class=\"_ _0\"></span>ernieu<span class=\"_ _0\"></span>wde ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gen, di<span class=\"_ _0\"></span>e alle va<span class=\"_ _0\"></span>ri\u00ebren</div>\n<div class=\"t m0 x2c h64 yd85 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en hoofdzak<span class=\"_ _1\"></span>elijk verband<span class=\"_ _1\"></span> houden me<span class=\"_ _1\"></span>t de produ<span class=\"_ _1\"></span>ctie van nie<span class=\"_ _1\"></span>uwe</div>\n<div class=\"t m0 x2c h64 yd86 ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws11e\">ingen, worden uitge<span class=\"_ _1\"></span>steld en afgeschre<span class=\"_ _1\"></span>ven, resulterend in<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yd87 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overlopende<span class=\"_ _1\"></span> acquisitieko<span class=\"_ _1\"></span>sten (deferred<span class=\"_ _1\"></span> acquisition<span class=\"_ _1\"></span> costs (DAC))<span class=\"_ _1\"></span>. DAC</div>\n<div class=\"t m0 x2c h64 yd88 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">omvatte<span class=\"_ _0\"></span>n voorn<span class=\"_ _0\"></span>amelijk c<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es, ond<span class=\"_ _0\"></span>erschri<span class=\"_ _0\"></span>jvings<span class=\"ls0 ws0\">-</span><span class=\"lsef\">, agenten<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd89 ffda fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">polisuit<span class=\"_ _0\"></span>gifte<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kosten. De<span class=\"_ _1\"></span> afschrijving<span class=\"_ _1\"></span>smethode is geb<span class=\"_ _1\"></span>aseerd op de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8a ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte verd<span class=\"_ _1\"></span>iende premie of de ges<span class=\"_ _1\"></span>chatte brutowi<span class=\"_ _1\"></span>nstmarges. DAC</div>\n<div class=\"t m0 x2c h64 yd8b ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden peri<span class=\"_ _1\"></span>odiek getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid <span class=\"_ _1\"></span>op basis van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge winste<span class=\"_ _0\"></span>n van de onderl<span class=\"_ _0\"></span>iggen<span class=\"_ _0\"></span>de contrac<span class=\"_ _0\"></span>ten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye1c ffdc fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in v<span class=\"_ _0\"></span>erhoudi<span class=\"_ _0\"></span>ng tot v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e premi<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsve<span class=\"ws111\">rz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></span></div>\n<div class=\"t m0 x2c h64 ye1e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire winst<span class=\"_ _0\"></span>deling,<span class=\"_ _0\"></span> worden de DA<span class=\"_ _0\"></span>C geamort<span class=\"_ _0\"></span>iseerd in</div>\n<div class=\"t m0 x2c h64 ye1f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verhouding <span class=\"_ _1\"></span>tot de verwa<span class=\"_ _1\"></span>chte premies<span class=\"_ _1\"></span>. Veronderstell<span class=\"_ _1\"></span>ingen wat<span class=\"_ _1\"></span> betreft</div>\n<div class=\"t m0 x2c h64 ye20 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte premie<span class=\"_ _1\"></span>s worden geschat op<span class=\"_ _1\"></span> de datum van de poli<span class=\"_ _1\"></span>suitgifte en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye21 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden consequent t<span class=\"_ _1\"></span>oegepast tijden<span class=\"_ _1\"></span>s de looptijd van<span class=\"_ _1\"></span> de contracten.</div>\n<div class=\"t m0 x2c h64 ye22 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Afwijki<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n de op bas<span class=\"_ _0\"></span>is van e<span class=\"_ _0\"></span>rvaring <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>taten wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 ya7a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">weergegeven i<span class=\"_ _1\"></span>n de res<span class=\"_ _1\"></span>ultatenrekening <span class=\"_ _1\"></span>in de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> waarin die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya7b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwijki<span class=\"_ _0\"></span>ngen zich v<span class=\"_ _0\"></span>oordoen.<span class=\"_ _0\"></span> Voor deze c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en worden de D<span class=\"_ _0\"></span>AC over</div>\n<div class=\"t m0 x2c h64 ya7c ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het alge<span class=\"_ _0\"></span>meen vo<span class=\"_ _0\"></span>or de tot<span class=\"_ _0\"></span>ale loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e polis af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye23 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye24 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></div>\n<div class=\"t m0 x2c h64 ye25 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling, wor<span class=\"_ _0\"></span>den de DAC af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en over<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ye26 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e contra<span class=\"_ _0\"></span>cten op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n de waar<span class=\"_ _0\"></span>de van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye27 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge of <span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">winstbedragen<span class=\"_ _1\"></span> op basis van het verwach<span class=\"_ _1\"></span>te </span></span></div>\n<div class=\"t m0 x2c h64 ye28 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsrend<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> De verwac<span class=\"_ _0\"></span>hte brutoma<span class=\"_ _0\"></span>rge omvat<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye29 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">premies en belegg<span class=\"_ _1\"></span>ingsresultaa<span class=\"_ _1\"></span>t, verminderd met ui<span class=\"_ _1\"></span>tkeringen<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye2a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>ratiev<span class=\"_ _0\"></span>e koste<span class=\"_ _0\"></span>n, wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n de nett<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>ereserv<span class=\"_ _0\"></span>e en, ind<span class=\"_ _0\"></span>ien</div>\n<div class=\"t m0 x2c h64 ye2b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van toepassing<span class=\"_ _1\"></span>, verwachte dividend<span class=\"_ _1\"></span> voor polishouder<span class=\"_ _1\"></span>s. Afwijkingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tussen de we<span class=\"_ _0\"></span>rkelijk<span class=\"_ _0\"></span>e resultat<span class=\"_ _0\"></span>en en de op bas<span class=\"_ _0\"></span>is van erva<span class=\"_ _0\"></span>ring gesch<span class=\"_ _0\"></span>atte</div>\n<div class=\"t m0 x2c h64 ye2d ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ye2e ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> waarin die afwij<span class=\"_ _1\"></span>kingen zich voordoen<span class=\"_ _1\"></span>. De overlopende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">acquisitieko<span class=\"_ _1\"></span>sten worden aangepa<span class=\"_ _1\"></span>st om rekening te<span class=\"_ _1\"></span> houden met het</div>\n<div class=\"t m0 x2c h64 yd8e ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie<span class=\"ls0 ws0\">-</span><span class=\"ws112\">effect<span class=\"_ _0\"></span> van niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _0\"></span>aliseer<span class=\"_ _0\"></span>de winste<span class=\"_ _0\"></span>n (verliez<span class=\"_ _0\"></span>en) die in het </span></div>\n<div class=\"t m0 x2c h64 yd8f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> zijn ve<span class=\"_ _1\"></span>rantwoord a<span class=\"ws11e\">ls<span class=\"_ _1\"></span>of ze gerealiseerd<span class=\"_ _1\"></span> waren met de </span></div>\n<div class=\"t m0 x2c h64 yd90 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>ge aanpass<span class=\"_ _0\"></span>ing aan niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseer<span class=\"_ _1\"></span>de winsten <span class=\"_ _1\"></span>(verliezen) </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het eigen v<span class=\"_ _0\"></span>ermogen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye30 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verdie<span class=\"_ _0\"></span>nde premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye31 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten w<span class=\"_ _0\"></span>orden de <span class=\"_ _0\"></span>overlop<span class=\"_ _0\"></span>ende ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>ekosten</div>\n<div class=\"t m0 x2c h64 ye32 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span> over d<span class=\"ws11e\">e<span class=\"_ _1\"></span> verslagperiode waa<span class=\"_ _1\"></span>rin de betreffende<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye33 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschreven pre<span class=\"_ _1\"></span>mies worden verdiend<span class=\"_ _1\"></span>. Toekomstige</div>\n<div class=\"t m0 x2c h64 ye34 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsopbren<span class=\"_ _1\"></span>gsten me<span class=\"_ _1\"></span>t een risi<span class=\"_ _1\"></span>covrij rendemen<span class=\"_ _1\"></span>tspercentage</div>\n<div class=\"t m0 x2c h64 ye35 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> aanmerking geno<span class=\"_ _1\"></span>men bij het<span class=\"_ _1\"></span> inschat<span class=\"_ _1\"></span>ten van de</div>\n<div class=\"t m0 x2c h64 ye36 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbaarh<span class=\"_ _0\"></span>eid van de over<span class=\"_ _0\"></span>lopend<span class=\"_ _0\"></span>e acquisit<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>e<span class=\"ws111\">n.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c ye37 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> betreff<span class=\"_ _0\"></span>ende opbr<span class=\"_ _0\"></span>engst<span class=\"_ _0\"></span>en van gelev<span class=\"_ _0\"></span>erde diens<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye38 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten zonder di<span class=\"_ _1\"></span>scretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span> die</div>\n<div class=\"t m0 x2c h64 ye39 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn uitgegev<span class=\"_ _0\"></span>en betref<span class=\"_ _0\"></span>fen zowel<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1d h64 ye3a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">initi\u00ebre<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t als het v<span class=\"_ _0\"></span><span class=\"ws112\">erlene<span class=\"_ _0\"></span>n van dienst<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 ye3b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span>. Indien duidelijk<span class=\"_ _1\"></span> identificeerbaar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye3c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>e marginale k<span class=\"_ _0\"></span>osten met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot het recht<span class=\"_ _0\"></span> om dienst<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x1d h64 ye3d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span> te verlenen verant<span class=\"_ _1\"></span>woord als actief<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 ye3e ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden ze ge<span class=\"_ _1\"></span>amortiseerd <span class=\"_ _1\"></span>als de de<span class=\"_ _1\"></span>sbetreffende op<span class=\"_ _1\"></span>brengsten <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 ye3f ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Het betr<span class=\"_ _0\"></span>effende im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble actief w<span class=\"_ _0\"></span>ordt op elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ye40 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggevings<span class=\"_ _1\"></span>datum getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid.<span class=\"_ _1\"></span> Commissies <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ye41 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het beheer van bele<span class=\"_ _1\"></span>ggingen op deze cont<span class=\"_ _1\"></span>racten worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ye42 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten wan<span class=\"_ _1\"></span>neer deze diensten<span class=\"_ _1\"></span> worden verleend<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 135px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 828px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 140px; width: 351.997px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 833px; width: 351px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCustomerAcquisitionCostsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag366": {
   "value": "\n<div class=\"t m0 x2c h64 ye1a ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"lsed ws112\">Overlopende ac<span class=\"_ _0\"></span>quisitiek<span class=\"_ _0\"></span>osten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h6c ye1b ffdc fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Algemeen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd84 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De koste<span class=\"_ _0\"></span>n van ni<span class=\"_ _0\"></span>euwe en h<span class=\"_ _0\"></span>ernieu<span class=\"_ _0\"></span>wde ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gen, di<span class=\"_ _0\"></span>e alle va<span class=\"_ _0\"></span>ri\u00ebren</div>\n<div class=\"t m0 x2c h64 yd85 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en hoofdzak<span class=\"_ _1\"></span>elijk verband<span class=\"_ _1\"></span> houden me<span class=\"_ _1\"></span>t de produ<span class=\"_ _1\"></span>ctie van nie<span class=\"_ _1\"></span>uwe</div>\n<div class=\"t m0 x2c h64 yd86 ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>er<span class=\"lsef ws11e\">ingen, worden uitge<span class=\"_ _1\"></span>steld en afgeschre<span class=\"_ _1\"></span>ven, resulterend in<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yd87 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overlopende<span class=\"_ _1\"></span> acquisitieko<span class=\"_ _1\"></span>sten (deferred<span class=\"_ _1\"></span> acquisition<span class=\"_ _1\"></span> costs (DAC))<span class=\"_ _1\"></span>. DAC</div>\n<div class=\"t m0 x2c h64 yd88 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">omvatte<span class=\"_ _0\"></span>n voorn<span class=\"_ _0\"></span>amelijk c<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es, ond<span class=\"_ _0\"></span>erschri<span class=\"_ _0\"></span>jvings<span class=\"ls0 ws0\">-</span><span class=\"lsef\">, agenten<span class=\"ls0 ws0\">- </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd89 ffda fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">polisuit<span class=\"_ _0\"></span>gifte<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kosten. De<span class=\"_ _1\"></span> afschrijving<span class=\"_ _1\"></span>smethode is geb<span class=\"_ _1\"></span>aseerd op de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8a ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte verd<span class=\"_ _1\"></span>iende premie of de ges<span class=\"_ _1\"></span>chatte brutowi<span class=\"_ _1\"></span>nstmarges. DAC</div>\n<div class=\"t m0 x2c h64 yd8b ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden peri<span class=\"_ _1\"></span>odiek getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid <span class=\"_ _1\"></span>op basis van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ngen van to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge winste<span class=\"_ _0\"></span>n van de onderl<span class=\"_ _0\"></span>iggen<span class=\"_ _0\"></span>de contrac<span class=\"_ _0\"></span>ten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye1c ffdc fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in v<span class=\"_ _0\"></span>erhoudi<span class=\"_ _0\"></span>ng tot v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e premi<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsve<span class=\"ws111\">rz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></span></div>\n<div class=\"t m0 x2c h64 ye1e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zonder dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire winst<span class=\"_ _0\"></span>deling,<span class=\"_ _0\"></span> worden de DA<span class=\"_ _0\"></span>C geamort<span class=\"_ _0\"></span>iseerd in</div>\n<div class=\"t m0 x2c h64 ye1f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verhouding <span class=\"_ _1\"></span>tot de verwa<span class=\"_ _1\"></span>chte premies<span class=\"_ _1\"></span>. Veronderstell<span class=\"_ _1\"></span>ingen wat<span class=\"_ _1\"></span> betreft</div>\n<div class=\"t m0 x2c h64 ye20 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte premie<span class=\"_ _1\"></span>s worden geschat op<span class=\"_ _1\"></span> de datum van de poli<span class=\"_ _1\"></span>suitgifte en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye21 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden consequent t<span class=\"_ _1\"></span>oegepast tijden<span class=\"_ _1\"></span>s de looptijd van<span class=\"_ _1\"></span> de contracten.</div>\n<div class=\"t m0 x2c h64 ye22 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Afwijki<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n de op bas<span class=\"_ _0\"></span>is van e<span class=\"_ _0\"></span>rvaring <span class=\"_ _0\"></span>geschatt<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>taten wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 ya7a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">weergegeven i<span class=\"_ _1\"></span>n de res<span class=\"_ _1\"></span>ultatenrekening <span class=\"_ _1\"></span>in de <span class=\"_ _1\"></span>verslagperiode<span class=\"_ _1\"></span> waarin die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya7b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afwijki<span class=\"_ _0\"></span>ngen zich v<span class=\"_ _0\"></span>oordoen.<span class=\"_ _0\"></span> Voor deze c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en worden de D<span class=\"_ _0\"></span>AC over</div>\n<div class=\"t m0 x2c h64 ya7c ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het alge<span class=\"_ _0\"></span>meen vo<span class=\"_ _0\"></span>or de tot<span class=\"_ _0\"></span>ale loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e polis af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye23 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye24 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws112\">en beleggings<span class=\"_ _0\"></span>product<span class=\"_ _0\"></span>en, in beide g<span class=\"_ _0\"></span>evallen </span></span></div>\n<div class=\"t m0 x2c h64 ye25 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling, wor<span class=\"_ _0\"></span>den de DAC af<span class=\"_ _0\"></span>geschrev<span class=\"_ _0\"></span>en over<span class=\"ls0 ws0\"> </span><span class=\"ws111\">de </span></div>\n<div class=\"t m0 x2c h64 ye26 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte loopt<span class=\"_ _0\"></span>ijd van d<span class=\"_ _0\"></span>e contra<span class=\"_ _0\"></span>cten op b<span class=\"_ _0\"></span>asis va<span class=\"_ _0\"></span>n de waar<span class=\"_ _0\"></span>de van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye27 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e brutom<span class=\"_ _0\"></span>arge of <span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">winstbedragen<span class=\"_ _1\"></span> op basis van het verwach<span class=\"_ _1\"></span>te </span></span></div>\n<div class=\"t m0 x2c h64 ye28 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsrend<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> De verwac<span class=\"_ _0\"></span>hte brutoma<span class=\"_ _0\"></span>rge omvat<span class=\"_ _0\"></span> verwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ye29 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">premies en belegg<span class=\"_ _1\"></span>ingsresultaa<span class=\"_ _1\"></span>t, verminderd met ui<span class=\"_ _1\"></span>tkeringen<span class=\"ls0 ws0\"> </span><span class=\"ws113\">en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye2a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>ratiev<span class=\"_ _0\"></span>e koste<span class=\"_ _0\"></span>n, wijzi<span class=\"_ _0\"></span>gingen i<span class=\"_ _0\"></span>n de nett<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>ereserv<span class=\"_ _0\"></span>e en, ind<span class=\"_ _0\"></span>ien</div>\n<div class=\"t m0 x2c h64 ye2b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van toepassing<span class=\"_ _1\"></span>, verwachte dividend<span class=\"_ _1\"></span> voor polishouder<span class=\"_ _1\"></span>s. Afwijkingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tussen de we<span class=\"_ _0\"></span>rkelijk<span class=\"_ _0\"></span>e resultat<span class=\"_ _0\"></span>en en de op bas<span class=\"_ _0\"></span>is van erva<span class=\"_ _0\"></span>ring gesch<span class=\"_ _0\"></span>atte</div>\n<div class=\"t m0 x2c h64 ye2d ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultaten w<span class=\"_ _1\"></span>orden veran<span class=\"_ _1\"></span>twoord in de<span class=\"_ _1\"></span> resultatenre<span class=\"_ _1\"></span>kening in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 ye2e ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> waarin die afwij<span class=\"_ _1\"></span>kingen zich voordoen<span class=\"_ _1\"></span>. De overlopende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ye2f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">acquisitieko<span class=\"_ _1\"></span>sten worden aangepa<span class=\"_ _1\"></span>st om rekening te<span class=\"_ _1\"></span> houden met het</div>\n<div class=\"t m0 x2c h64 yd8e ffda fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>atie<span class=\"ls0 ws0\">-</span><span class=\"ws112\">effect<span class=\"_ _0\"></span> van niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _0\"></span>aliseer<span class=\"_ _0\"></span>de winste<span class=\"_ _0\"></span>n (verliez<span class=\"_ _0\"></span>en) die in het </span></div>\n<div class=\"t m0 x2c h64 yd8f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> zijn ve<span class=\"_ _1\"></span>rantwoord a<span class=\"ws11e\">ls<span class=\"_ _1\"></span>of ze gerealiseerd<span class=\"_ _1\"></span> waren met de </span></div>\n<div class=\"t m0 x2c h64 yd90 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>ge aanpass<span class=\"_ _0\"></span>ing aan niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseer<span class=\"_ _1\"></span>de winsten <span class=\"_ _1\"></span>(verliezen) </span></span></div>\n<div class=\"t m0 x2c h64 yd91 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het eigen v<span class=\"_ _0\"></span>ermogen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye30 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> verdie<span class=\"_ _0\"></span>nde premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye31 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ko<span class=\"_ _0\"></span>rtlopen<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten w<span class=\"_ _0\"></span>orden de <span class=\"_ _0\"></span>overlop<span class=\"_ _0\"></span>ende ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>ekosten</div>\n<div class=\"t m0 x2c h64 ye32 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span> over d<span class=\"ws11e\">e<span class=\"_ _1\"></span> verslagperiode waa<span class=\"_ _1\"></span>rin de betreffende<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye33 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geschreven pre<span class=\"_ _1\"></span>mies worden verdiend<span class=\"_ _1\"></span>. Toekomstige</div>\n<div class=\"t m0 x2c h64 ye34 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsopbren<span class=\"_ _1\"></span>gsten me<span class=\"_ _1\"></span>t een risi<span class=\"_ _1\"></span>covrij rendemen<span class=\"_ _1\"></span>tspercentage</div>\n<div class=\"t m0 x2c h64 ye35 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden in<span class=\"_ _1\"></span> aanmerking geno<span class=\"_ _1\"></span>men bij het<span class=\"_ _1\"></span> inschat<span class=\"_ _1\"></span>ten van de</div>\n<div class=\"t m0 x2c h64 ye36 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbaarh<span class=\"_ _0\"></span>eid van de over<span class=\"_ _0\"></span>lopend<span class=\"_ _0\"></span>e acquisit<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>e<span class=\"ws111\">n.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c ye37 ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>atie in lijn met<span class=\"_ _0\"></span> betreff<span class=\"_ _0\"></span>ende opbr<span class=\"_ _0\"></span>engst<span class=\"_ _0\"></span>en van gelev<span class=\"_ _0\"></span>erde diens<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye38 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten zonder di<span class=\"_ _1\"></span>scretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span> die</div>\n<div class=\"t m0 x2c h64 ye39 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn uitgegev<span class=\"_ _0\"></span>en betref<span class=\"_ _0\"></span>fen zowel<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1d h64 ye3a ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">initi\u00ebre<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>ieel inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>t als het v<span class=\"_ _0\"></span><span class=\"ws112\">erlene<span class=\"_ _0\"></span>n van dienst<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x1d h64 ye3b ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span>. Indien duidelijk<span class=\"_ _1\"></span> identificeerbaar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye3c ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>e marginale k<span class=\"_ _0\"></span>osten met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot het recht<span class=\"_ _0\"></span> om dienst<span class=\"_ _0\"></span>en op</div>\n<div class=\"t m0 x1d h64 ye3d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het gebied van<span class=\"_ _1\"></span> beleggingsbeheer<span class=\"_ _1\"></span> te verlenen verant<span class=\"_ _1\"></span>woord als actief<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 ye3e ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden ze ge<span class=\"_ _1\"></span>amortiseerd <span class=\"_ _1\"></span>als de de<span class=\"_ _1\"></span>sbetreffende op<span class=\"_ _1\"></span>brengsten <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 ye3f ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Het betr<span class=\"_ _0\"></span>effende im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble actief w<span class=\"_ _0\"></span>ordt op elk<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ye40 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggevings<span class=\"_ _1\"></span>datum getoe<span class=\"_ _1\"></span>tst op real<span class=\"_ _1\"></span>iseerbaarheid.<span class=\"_ _1\"></span> Commissies <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ye41 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het beheer van bele<span class=\"_ _1\"></span>ggingen op deze cont<span class=\"_ _1\"></span>racten worden veran<span class=\"_ _1\"></span>twoord als</div>\n<div class=\"t m0 x1d h64 ye42 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten wan<span class=\"_ _1\"></span>neer deze diensten<span class=\"_ _1\"></span> worden verleend<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 961px; height: 135px; width: 351.997px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 828px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag361": {
   "value": "\n<div class=\"t m0 x1d h64 ye43 ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.11 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Verpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">inzake (her)v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 ye44 ffda fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">beleggingscon<span class=\"_ _1\"></span>tracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye45 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n inzake (her<span class=\"_ _1\"></span>)verzekerings<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en belegging<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten </span></span></div>\n<div class=\"t m0 x1d h64 ye46 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houden verb<span class=\"_ _1\"></span>and met:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye47 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws111\">Verzekeringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye48 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsef ws113\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>scontracten;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye49 ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws112\">Beleggingsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en met discr<span class=\"_ _0\"></span>etionai<span class=\"_ _0\"></span>re winstdel<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>omponent<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 ye4a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(discretionar<span class=\"_ _1\"></span>y participa<span class=\"_ _1\"></span>tion feature<span class=\"_ _1\"></span>s (DPF))<span class=\"ls0 ws0\">; <span class=\"_ _1\"></span></span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye4b ffdd fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 28px;\">\u25fe</span><span class=\"ffde\"> <span class=\"_ _3f\"> </span><span class=\"ffda fc14 lsed ws112\">Beleggingsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en zonder DPF<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ye4c ffdc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Classif<span class=\"_ _0\"></span>icatie van c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye4d ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aan polishouders<span class=\"_ _1\"></span> verbonden verpli<span class=\"_ _1\"></span>chtingen worden gec<span class=\"_ _1\"></span>lassificeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye4e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basis van d<span class=\"_ _0\"></span>e kenmerke<span class=\"_ _0\"></span>n van de onde<span class=\"_ _0\"></span>rliggend<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye4f ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e risico'<span class=\"_ _0\"></span>s van dez<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>acten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybb9 ffdf fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u25cf<span class=\"ffde\"> <span class=\"_ _33\"> </span><span class=\"ffda fs44 lsed ws112\">Verzeke<span class=\"_ _0\"></span>ringsco<span class=\"_ _0\"></span>ntracten z<span class=\"_ _0\"></span>ijn die cont<span class=\"_ _0\"></span>racten w<span class=\"_ _0\"></span>aarin Agea<span class=\"_ _0\"></span>s een </span></span></div>\n<div class=\"t m0 x69 h64 ye50 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanzienlijk<span class=\"_ _1\"></span> verzekeringsrisico<span class=\"_ _1\"></span> van een andere partij<span class=\"_ _1\"></span> (de</div>\n<div class=\"t m0 x69 h64 ye51 ffda fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">polishouder)<span class=\"_ _1\"></span> <span class=\"lsed ws112\">heeft geac<span class=\"_ _0\"></span>cepteer<span class=\"_ _0\"></span>d door erm<span class=\"_ _0\"></span>ee in te stemme<span class=\"_ _0\"></span>n de </span></div>\n<div class=\"t m0 x69 h64 ye52 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">polisho<span class=\"_ _0\"></span>uder te com<span class=\"_ _0\"></span>penseren i<span class=\"_ _0\"></span>ndien ee<span class=\"_ _0\"></span>n bepaalde o<span class=\"_ _0\"></span>nzekere</div>\n<div class=\"t m0 x69 h64 ye53 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> gebeurtenis (<span class=\"_ _1\"></span>de verzekerd<span class=\"_ _1\"></span>e gebeurteni<span class=\"_ _1\"></span>s) nadelige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 ye54 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevolgen he<span class=\"_ _1\"></span>eft voor de<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>. Er is<span class=\"_ _1\"></span> uitsluitend <span class=\"_ _1\"></span>sprake van</div>\n<div class=\"t m0 x69 h64 ye55 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk verz<span class=\"_ _0\"></span>ekeri<span class=\"_ _0\"></span>ngsris<span class=\"ws112\">ic<span class=\"_ _0\"></span>o indien e<span class=\"_ _0\"></span>en verzeke<span class=\"_ _0\"></span>raar als gev<span class=\"_ _0\"></span>olg van </span></div>\n<div class=\"t m0 x69 h64 ye56 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een verzek<span class=\"_ _0\"></span>erde gebe<span class=\"_ _0\"></span>urtenis i<span class=\"_ _0\"></span>n elk scenari<span class=\"_ _0\"></span>o aanzie<span class=\"_ _0\"></span>nlijke</div>\n<div class=\"t m0 x69 h64 ye57 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanvullende voo<span class=\"_ _1\"></span>rdelen moet uit<span class=\"_ _1\"></span>keren, exclusief<span class=\"_ _1\"></span> scenario's zonder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 ye58 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische be<span class=\"_ _1\"></span>tekenis (da<span class=\"_ _1\"></span>t wil <span class=\"_ _1\"></span>zeggen zonder wa<span class=\"_ _1\"></span>arneembaar</div>\n<div class=\"t m0 x69 h64 ye59 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effect op d<span class=\"_ _0\"></span>e economis<span class=\"_ _0\"></span>che betek<span class=\"_ _0\"></span>enis van de t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie).</div>\n<div class=\"t m0 x69 h64 ye5a ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten k<span class=\"_ _0\"></span>unnen ook<span class=\"_ _0\"></span> een financ<span class=\"_ _0\"></span>ieel risic<span class=\"_ _0\"></span>o</div>\n<div class=\"t m0 x69 h64 ye5b ffda fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">overdragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye5c ffdf fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u25cf<span class=\"ffde\"> <span class=\"_ _33\"> </span><span class=\"ffda fs44 lsed ws112\">Beleggi<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten (<span class=\"_ _0\"></span>met of zonde<span class=\"_ _0\"></span>r discret<span class=\"_ _0\"></span>ionaire wi<span class=\"_ _0\"></span>nstdel<span class=\"_ _0\"></span>ing) zijn </span></span></div>\n<div class=\"t m0 x69 h64 ye5d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>en die een aa<span class=\"_ _0\"></span>nzienli<span class=\"_ _0\"></span>jk financ<span class=\"_ _0\"></span>ieel risico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en. Een</div>\n<div class=\"t m0 x69 h64 ye5e ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>eel risico is<span class=\"_ _0\"></span> het risico va<span class=\"_ _0\"></span>n een mogel<span class=\"_ _0\"></span>ijke toek<span class=\"_ _0\"></span>omstige</div>\n<div class=\"t m0 x69 h64 ye5f ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verandering<span class=\"_ _1\"></span> in een of meer van de volg<span class=\"_ _1\"></span>ende variabelen<span class=\"_ _1\"></span>: een</div>\n<div class=\"t m0 x69 h64 ye60 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bepaalde rentev<span class=\"_ _1\"></span>oet, prijs van een<span class=\"_ _1\"></span> financieel instr<span class=\"_ _1\"></span>ument,</div>\n<div class=\"t m0 x69 h64 ye61 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">grondst<span class=\"_ _0\"></span>offenpr<span class=\"_ _0\"></span>ijs, valut<span class=\"_ _0\"></span>akoers<span class=\"_ _0\"></span>en, inde<span class=\"_ _0\"></span>x van prijzen of<span class=\"_ _0\"></span> rentevoet<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x69 h64 ye62 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>id of kr<span class=\"_ _1\"></span>edietindex o<span class=\"_ _1\"></span>f andere<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">variabele, mits,<span class=\"_ _0\"></span> in </span></span></div>\n<div class=\"t m0 x69 h64 ye63 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geval van een nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span>financi\u00ebl<span class=\"_ _1\"></span>e variabele, de<span class=\"_ _1\"></span> variabele niet spec<span class=\"_ _1\"></span>ifiek</div>\n<div class=\"t m0 x69 h64 ye64 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voor ee<span class=\"_ _0\"></span>n contrac<span class=\"_ _0\"></span>tpartij<span class=\"_ _0\"></span> is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye65 ffda fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye66 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Als een <span class=\"_ _1\"></span>contract als <span class=\"_ _1\"></span>een verzeker<span class=\"_ _1\"></span>ingscontract i<span class=\"_ _1\"></span>s aangemerkt<span class=\"_ _1\"></span>, blijft he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ye67 ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>act tot het<span class=\"_ _0\"></span> einde v<span class=\"_ _0\"></span>an de lo<span class=\"_ _0\"></span>optijd,<span class=\"_ _0\"></span> zelfs als<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">het </span></span></div>\n<div class=\"t m0 x1d h64 ye68 ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsr<span class=\"_ _0\"></span>isico aanzi<span class=\"_ _0\"></span>enlijk af<span class=\"_ _0\"></span>neemt tij<span class=\"_ _0\"></span>dens deze pe<span class=\"_ _0\"></span>riode, te<span class=\"_ _0\"></span>nzij alle</div>\n<div class=\"t m0 x1d h64 ye69 ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rechten en<span class=\"_ _1\"></span> verplichtinge<span class=\"_ _1\"></span>n nietig ve<span class=\"_ _1\"></span>rklaard of b<span class=\"_ _1\"></span>e\u00ebindigd <span class=\"_ _1\"></span>zijn.</div>\n<div class=\"t m0 x1d h64 ye6a ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingscon<span class=\"_ _1\"></span>tracten kunnen<span class=\"_ _1\"></span> echter na<span class=\"_ _1\"></span> aanvang word<span class=\"_ _1\"></span>en aangemerk<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ye6b ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en als het ve<span class=\"_ _0\"></span>rzeke<span class=\"_ _0\"></span>ringsris<span class=\"_ _0\"></span>ic<span class=\"ws11d\">o aanzi<span class=\"_ _0\"></span>enlijk w<span class=\"_ _0\"></span>ordt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye6c ffda fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye6d ffda fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsc<span class=\"_ _0\"></span>ontracten,<span class=\"_ _0\"></span> herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten en</div>\n<div class=\"t m0 x1d h64 ye6e ffda fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten <span class=\"_ _0\"></span>met DPF w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord ove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>stig</div>\n<div class=\"t m0 x1d h64 ye6f ffda fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 4. Bel<span class=\"_ _1\"></span>eggingscontrac<span class=\"_ _1\"></span>ten die geen<span class=\"_ _1\"></span> significan<span class=\"_ _1\"></span>t verzekerings<span class=\"_ _1\"></span>risico</div>\n<div class=\"t m0 x1d h64 ye70 ffda fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overdragen worden<span class=\"_ _1\"></span> verantwoord over<span class=\"_ _1\"></span>eenkomstig IAS <span class=\"ws113\">39<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 760px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 760px; width: 352px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffe0 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Levensverzeker<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye72 ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Toekomstige pol<span class=\"_ _1\"></span>isuitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en toekoms<span class=\"_ _0\"></span>tige verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 ye74 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor polisu<span class=\"_ _1\"></span>itkeringen ber<span class=\"_ _1\"></span>ekend met be<span class=\"_ _1\"></span>hulp van ee<span class=\"_ _1\"></span>n nettopre<span class=\"_ _1\"></span>miemethode</div>\n<div class=\"t m0 x2c h64 ye75 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde van t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige net<span class=\"_ _0\"></span>tokasst<span class=\"_ _0\"></span>romen<span class=\"_ _0\"></span>), waarb<span class=\"_ _0\"></span>ij wordt</div>\n<div class=\"t m0 x2c h64 ye76 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgega<span class=\"_ _0\"></span>an van actu<span class=\"_ _0\"></span>ari\u00eble ve<span class=\"_ _0\"></span>ronderst<span class=\"_ _0\"></span>ellingen o<span class=\"_ _0\"></span>p basi<span class=\"lsee ws13e\">s van historische </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ervaring e<span class=\"_ _1\"></span>n standaarden <span class=\"_ _1\"></span>binnen de<span class=\"_ _1\"></span> verzekeringsse<span class=\"_ _1\"></span>ctor. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye77 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Winstd<span class=\"_ _0\"></span>elende p<span class=\"_ _0\"></span>olissen o<span class=\"_ _0\"></span>mvatten <span class=\"_ _0\"></span>event<span class=\"_ _0\"></span>uele verp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>gen die</div>\n<div class=\"t m0 x2c h64 ye78 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contractuele<span class=\"_ _1\"></span> dividenden o<span class=\"_ _1\"></span>f andere wins<span class=\"_ _1\"></span>tdelingen wee<span class=\"_ _1\"></span>rspiegelen. Voo<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 yd39 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>de contr<span class=\"_ _0\"></span>acten z<span class=\"_ _0\"></span>ijn de toek<span class=\"_ _0\"></span>omsti<span class=\"_ _0\"></span>ge verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ws111\">voor </span></div>\n<div class=\"t m0 x2c h64 yd3a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polisuitkering<span class=\"_ _1\"></span>en geherwaardeer<span class=\"_ _1\"></span>d om de<span class=\"_ _1\"></span> huidige mar<span class=\"_ _1\"></span>ktrente te</div>\n<div class=\"t m0 x2c h64 y92a ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">reflect<span class=\"_ _0\"></span>eren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92c ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De beleggingsov<span class=\"_ _1\"></span>ereenkomsten zonder<span class=\"_ _1\"></span> winstdeling zijn<span class=\"_ _1\"></span> voornamelijk</div>\n<div class=\"t m0 x2c h64 y92d ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">link<span class=\"_ _1\"></span>ed overeenkoms<span class=\"_ _1\"></span>ten waarbij Ag<span class=\"_ _1\"></span>eas de bele<span class=\"_ _1\"></span>ggingen na<span class=\"_ _1\"></span>mens de </span></div>\n<div class=\"t m0 x2c h64 y92e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span> aanhoudt en d<span class=\"_ _1\"></span>eze tegen<span class=\"_ _1\"></span> re\u00eble waard<span class=\"_ _1\"></span>e waardeert<span class=\"_ _1\"></span>. Eigen</div>\n<div class=\"t m0 x2c h64 y92f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen aang<span class=\"_ _1\"></span>ehouden voor<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>s worden ge\u00eb<span class=\"_ _1\"></span>limineerd. Un<span class=\"_ _1\"></span>it<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y991 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">linked ov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omste<span class=\"_ _0\"></span>n zijn spe<span class=\"_ _0\"></span>cifieke<span class=\"_ _0\"></span> levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten</div>\n<div class=\"t m0 x2c h64 y992 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarop arti<span class=\"_ _1\"></span>kel 25 va<span class=\"_ _1\"></span>n EU<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">richtlijn 200<span class=\"_ _0\"></span>2/83/EG o<span class=\"_ _0\"></span>p van toepas<span class=\"_ _0\"></span>sing is. De </span></span></div>\n<div class=\"t m0 x2c h64 y993 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeringen<span class=\"_ _1\"></span> van deze ove<span class=\"_ _1\"></span>reenkomst<span class=\"lsed ws112\">en zijn gekoppe<span class=\"_ _0\"></span>ld aan icbe'<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y994 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(instel<span class=\"_ _0\"></span>lingen vo<span class=\"_ _0\"></span>or collecti<span class=\"_ _0\"></span>eve beleg<span class=\"_ _0\"></span>ging in eff<span class=\"_ _0\"></span>ecten), aa<span class=\"_ _0\"></span>n een</div>\n<div class=\"t m0 x2c h64 y995 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenmandje<span class=\"_ _1\"></span>, een referentiew<span class=\"_ _1\"></span>aarde, of aan een<span class=\"_ _1\"></span> combinatie van die</div>\n<div class=\"t m0 x2c h64 y996 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>n, of units, di<span class=\"_ _0\"></span>e in de overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>en zijn vast<span class=\"_ _0\"></span>gelegd. D<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y997 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> voor unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">linked <span class=\"ws11d\">over<span class=\"_ _1\"></span>eenkomsten word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen waa<span class=\"_ _0\"></span>rde per een<span class=\"_ _0\"></span>heid (= de re\u00ebl<span class=\"_ _0\"></span>e waarde va<span class=\"_ _0\"></span>n het fonds waa<span class=\"_ _0\"></span>rin de</div>\n<div class=\"t m0 x2c h64 y999 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">link<span class=\"_ _1\"></span>ed overeenkomst is<span class=\"_ _1\"></span> belegd, gedeeld door<span class=\"_ _1\"></span> het aantal van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yc13 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">units van het<span class=\"_ _1\"></span> fonds), waarbij vera<span class=\"_ _1\"></span>nderingen in de re\u00eb<span class=\"_ _1\"></span>le waarde worden</div>\n<div class=\"t m0 x2c h64 yc14 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> in de<span class=\"ls0 ws0\"> </span>r<span class=\"_ _1\"></span>esultatenrekeni<span class=\"_ _1\"></span>ng. De re\u00eble<span class=\"_ _1\"></span> waarde be<span class=\"_ _1\"></span>draagt nooit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc15 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder da<span class=\"_ _0\"></span>n het uit te kere<span class=\"_ _0\"></span>n bedrag bi<span class=\"_ _0\"></span>j afkoop (in<span class=\"_ _0\"></span>dien van<span class=\"_ _0\"></span> toepassi<span class=\"_ _0\"></span>ng),</div>\n<div class=\"t m0 x2c h64 yc16 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ho<span class=\"_ _1\"></span>udend met de<span class=\"_ _1\"></span> vereiste <span class=\"_ _1\"></span>opzegtermijn<span class=\"_ _1\"></span> voor zover <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x2c h64 yc17 ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 yc19 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde prod<span class=\"_ _1\"></span>ucten be<span class=\"_ _1\"></span>vatten financi\u00ebl<span class=\"_ _1\"></span>e garantie<span class=\"_ _1\"></span>s die ook w<span class=\"_ _1\"></span>o<span class=\"ws113\">rden </span></div>\n<div class=\"t m0 x2c h64 yc1a ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en word<span class=\"_ _1\"></span>en verantwoord in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot unit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">linked<span class=\"_ _1\"></span> overeenkomsten<span class=\"_ _1\"></span>, waarbij de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya3e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">re\u00eble<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">waar<span class=\"_ _1\"></span>deverandering<span class=\"_ _1\"></span> wordt verantw<span class=\"_ _1\"></span>oord in <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening. Er </span></div>\n<div class=\"t m0 x2c h64 ya3f ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt rekening<span class=\"_ _1\"></span> gehouden met verzeker<span class=\"_ _1\"></span>ingsrisico's op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">basis van </span></span></div>\n<div class=\"t m0 x2c h64 ya40 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuari\u00eble veron<span class=\"_ _1\"></span>derstellingen<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 92px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya41 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya42 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Storti<span class=\"_ _0\"></span>ngen en onttr<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n worden rec<span class=\"_ _0\"></span>htstreek<span class=\"_ _0\"></span>s in de bala<span class=\"_ _0\"></span>ns verwerkt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya43 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als mutati<span class=\"_ _0\"></span>e van de verp<span class=\"_ _0\"></span>lichting,<span class=\"_ _0\"></span> zonde<span class=\"_ _0\"></span>r invloed op de re<span class=\"_ _0\"></span>sultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y948 ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Gewaarborgde mi<span class=\"_ _1\"></span>nimumrendemente<span class=\"_ _1\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y949 ffe0 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">financieri<span class=\"_ _1\"></span>ngscomponent voor<span class=\"_ _1\"></span> levensverzekeri<span class=\"_ _1\"></span>ngscontracten me<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y94a ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> minimumrende<span class=\"_ _1\"></span>menten word<span class=\"_ _1\"></span>t gewaardeerd<span class=\"_ _1\"></span> tegen de</div>\n<div class=\"t m0 x2c h64 y94b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geamortiseerd<span class=\"_ _1\"></span>e kostprijs. Aanv<span class=\"_ _1\"></span>ullende verplich<span class=\"_ _1\"></span>tingen zijn vastges<span class=\"_ _1\"></span>teld</div>\n<div class=\"t m0 x2c h64 y94c ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">teneind<span class=\"_ _0\"></span>e de verwac<span class=\"_ _0\"></span>hte langet<span class=\"_ _0\"></span>ermijn<span class=\"_ _0\"></span>rente te wee<span class=\"_ _0\"></span>rspiegel<span class=\"_ _0\"></span>en. Deze</div>\n<div class=\"t m0 x2c h64 y94d ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aa<span class=\"lsef ws11e\">nvullende verplichtinge<span class=\"_ _1\"></span>n worden bere<span class=\"_ _1\"></span>kend als het verschi<span class=\"_ _1\"></span>l tussen de </span></div>\n<div class=\"t m0 x2c h64 y94e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contante waar<span class=\"_ _1\"></span>de en de<span class=\"_ _1\"></span> boekwaarde <span class=\"_ _1\"></span>van de gegar<span class=\"_ _1\"></span>andeerde bedrage<span class=\"_ _1\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y94f ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y950 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot lijf<span class=\"_ _0\"></span>rente<span class=\"_ _0\"></span>polissen t<span class=\"_ _0\"></span>ijdens<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y951 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opbouw<span class=\"_ _0\"></span>periode z<span class=\"_ _0\"></span>ijn geli<span class=\"_ _0\"></span>jk aan d<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>atieve s<span class=\"_ _0\"></span>aldi van de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws113\">polishouder<span class=\"_ _1\"></span>. </span></span></div>\n<div class=\"t m0 x2c h64 y952 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Na de opbou<span class=\"_ _0\"></span>wperiod<span class=\"_ _0\"></span>e zijn de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen gelijk<span class=\"_ _0\"></span> aan de conta<span class=\"_ _0\"></span>nte</div>\n<div class=\"t m0 x2c h64 y953 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verwac<span class=\"_ _0\"></span>hte toeko<span class=\"_ _0\"></span>mstige bet<span class=\"_ _0\"></span>alingen.<span class=\"_ _0\"></span> Wijzigi<span class=\"_ _0\"></span>ngen in</div>\n<div class=\"t m0 x2c h64 y954 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sterftetabell<span class=\"_ _1\"></span>en uit voorgaande ja<span class=\"_ _1\"></span>ren worden voll<span class=\"_ _1\"></span>edig in deze</div>\n<div class=\"t m0 x2c h64 y955 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> weergegeven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y99a ffe2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Discretionaire<span class=\"_ _1\"></span> winstdeli<span class=\"ws113\">ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y99b ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De meeste l<span class=\"_ _0\"></span>evensv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">of beleggi<span class=\"_ _1\"></span>ngscontracten<span class=\"_ _1\"></span> voorzien in<span class=\"_ _1\"></span> een </span></span></div>\n<div class=\"t m0 x1d h64 y99c ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> vergoeding. Sommige con<span class=\"_ _1\"></span>tracten kunnen o<span class=\"_ _1\"></span>ok een recht</div>\n<div class=\"t m0 x1d h64 y99d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op winstd<span class=\"_ _0\"></span>eling bev<span class=\"_ _0\"></span>atten (dis<span class=\"_ _0\"></span>cretion<span class=\"_ _0\"></span>ary parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n features<span class=\"_ _0\"></span> (DPF)). D<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1d h64 y99e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">element gee<span class=\"_ _1\"></span>ft de houder <span class=\"_ _1\"></span>van het <span class=\"_ _1\"></span>contract het re<span class=\"_ _1\"></span>cht om, b<span class=\"_ _1\"></span>oven op</div>\n<div class=\"t m0 x1d h64 y99f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegarandeerde<span class=\"_ _1\"></span> elementen, <span class=\"_ _1\"></span>aanvullende<span class=\"_ _1\"></span> uitkeringen e<span class=\"_ _1\"></span>n bonussen<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 ya9a ffe0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya9b ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsed ws11d\">Die waarschi<span class=\"_ _0\"></span>jnlijk e<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>nlijk de<span class=\"_ _0\"></span>el van de t<span class=\"_ _0\"></span>otale c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele </span></span></div>\n<div class=\"t m0 x69 h64 ya9c ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeringen<span class=\"_ _1\"></span> vormen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya9d ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsef ws11e\">W<span class=\"_ _1\"></span>aarvan het bedrag of<span class=\"_ _1\"></span> de timing volgens<span class=\"_ _1\"></span> contract naar goedd<span class=\"_ _1\"></span>unken </span></span></div>\n<div class=\"t m0 x69 h64 ya9e ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Agea<span class=\"lsee ws13e\">s is;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya9f ffe3 fs44 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 fc14 lsed ws112\">Die contractuee<span class=\"_ _0\"></span>l gebase<span class=\"_ _0\"></span>erd zijn op:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 yaa0 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 ls10a ws13c\">De <span class=\"lsed ws11d\">prestat<span class=\"_ _0\"></span>ie van e<span class=\"_ _0\"></span>en speci<span class=\"_ _0\"></span>fieke 'p<span class=\"_ _0\"></span>ool' va<span class=\"_ _0\"></span>n contrac<span class=\"_ _0\"></span>ten of ee<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa1 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepaal<span class=\"_ _0\"></span>d type cont<span class=\"_ _0\"></span>ract;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yaa2 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 lsef ws11e\">Gerealiseerde en/of n<span class=\"_ _1\"></span>iet</span><span class=\"ffe0\">-<span class=\"lsef ws11e\">gereal<span class=\"_ _1\"></span>iseerde belegging<span class=\"_ _1\"></span>srendementen </span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa3 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een specif<span class=\"_ _0\"></span>ieke 'poo<span class=\"_ _0\"></span>l' van activ<span class=\"_ _0\"></span>a in handen va<span class=\"_ _0\"></span>n Ageas;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 yaa4 ffe5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffe4\"> <span class=\"_ _7\"> </span><span class=\"ffe0 lsed ws112\">De winst<span class=\"_ _0\"></span> of <span class=\"lsef ws11d\">het verlie<span class=\"_ _1\"></span>s van Agea<span class=\"_ _1\"></span>s, een fond<span class=\"_ _1\"></span>s of een and<span class=\"_ _1\"></span>ere<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 yaa5 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> die het cont<span class=\"_ _0\"></span>ract uit<span class=\"_ _0\"></span>geeft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa6 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa7 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten en beleg<span class=\"_ _0\"></span>gingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en met DPF</div>\n<div class=\"t m0 x1d h64 yaa8 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden vergoed<span class=\"_ _1\"></span>ingen ten g<span class=\"_ _1\"></span>unste van p<span class=\"_ _1\"></span>olishouders be<span class=\"_ _1\"></span>rekend u<span class=\"_ _1\"></span>itgaande</div>\n<div class=\"t m0 x1d h64 ya59 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het <span class=\"_ _1\"></span>contractueel v<span class=\"_ _1\"></span>erschuldigde be<span class=\"_ _1\"></span>dr<span class=\"ws11e\">ag op basis van d<span class=\"_ _1\"></span>e statutaire </span></div>\n<div class=\"t m0 x1d h64 ya5a ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nettowi<span class=\"_ _0\"></span>nst, bepe<span class=\"_ _0\"></span>rkinge<span class=\"_ _0\"></span>n en betaalt<span class=\"_ _0\"></span>ermijne<span class=\"_ _0\"></span>n. De DPF<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">component inzak<span class=\"_ _1\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 ya5b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingscon<span class=\"_ _1\"></span>tracten betreft<span class=\"_ _1\"></span> een voorwaardelijke<span class=\"_ _1\"></span> toezegging met</div>\n<div class=\"t m0 x1d h64 ya5c ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws11d\">gerealis<span class=\"_ _0\"></span>eerde wins<span class=\"_ _0\"></span>ten en v<span class=\"_ _0\"></span>erlieze<span class=\"_ _0\"></span>n. Dez<span class=\"_ _0\"></span>e toezeg<span class=\"_ _0\"></span>ging </span></span></div>\n<div class=\"t m0 x1d h64 ya5d ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blijft hi<span class=\"_ _1\"></span>erdoor onderdee<span class=\"_ _1\"></span>l van de <span class=\"_ _1\"></span>niet<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">gerea<span class=\"_ _1\"></span>liseerde winsten<span class=\"_ _1\"></span> en verliezen </span></div>\n<div class=\"t m0 x1d h64 ya5e ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals be<span class=\"_ _0\"></span>grepen in het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen. Ind<span class=\"_ _0\"></span>ien de toeze<span class=\"_ _0\"></span>gging</div>\n<div class=\"t m0 x1d h64 ya5f ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onvoorw<span class=\"_ _0\"></span>aardeli<span class=\"_ _0\"></span>jk wordt, vi<span class=\"_ _0\"></span>ndt over<span class=\"_ _0\"></span>boeking n<span class=\"_ _0\"></span>aar de Verpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en inzake</div>\n<div class=\"t m0 x1d h64 ya60 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even plaat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya61 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya62 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingscon<span class=\"_ _1\"></span>tracten zonder<span class=\"_ _1\"></span> DPF worden<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">bij de eerste op<span class=\"_ _0\"></span>name </span></span></div>\n<div class=\"t m0 x1d h64 ya63 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en ver<span class=\"_ _1\"></span>volgens tegen ge<span class=\"_ _1\"></span>amortiseerde</div>\n<div class=\"t m0 x1d h64 ya64 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostpri<span class=\"_ _0\"></span>js en verant<span class=\"_ _0\"></span>woord a<span class=\"_ _0\"></span>ls een deposi<span class=\"_ _0\"></span>toverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yab1 ffe2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">In een contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en derivat<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Als er g<span class=\"_ _0\"></span>een nauw v<span class=\"_ _0\"></span>erband <span class=\"_ _0\"></span>bestaat<span class=\"_ _0\"></span> tusse<span class=\"_ _0\"></span>n in een co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span> beslot<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yab3 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">derivaten en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de basisco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n, worden in e<span class=\"_ _0\"></span>en contr<span class=\"_ _0\"></span>act beslot<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x1d h64 yab4 ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">derivat<span class=\"_ _0\"></span>en gesche<span class=\"_ _0\"></span>iden van d<span class=\"_ _0\"></span>e basiscont<span class=\"_ _0\"></span>racten en v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ord tegen</div>\n<div class=\"t m0 x1d h64 yab5 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekeni<span class=\"_ _1\"></span>ng.</div>\n<div class=\"t m0 x1d h64 y97d ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Actuari\u00eble <span class=\"_ _1\"></span>veronderstell<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> op elke <span class=\"_ _1\"></span>verslaggeving<span class=\"_ _1\"></span>sdatum</div>\n<div class=\"t m0 x1d h64 y97e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beoordeeld<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">e<span class=\"_ _1\"></span>n de daaruit voor<span class=\"_ _1\"></span>tvloeiende impa<span class=\"_ _1\"></span>ct wordt in de </span></div>\n<div class=\"t m0 x1d h64 y97f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening verwerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye79 ffe2 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Splitsing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye7a ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De deposit<span class=\"_ _0\"></span>ocomp<span class=\"_ _0\"></span>onent van ee<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract wo<span class=\"_ _0\"></span>rdt gespl<span class=\"_ _0\"></span>itst als</div>\n<div class=\"t m0 x1d h64 ye7b ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de twee volgen<span class=\"_ _1\"></span>de voorwaarden word<span class=\"_ _1\"></span>t voldaan:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye7c ffe3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">deposit<span class=\"_ _0\"></span>ocompo<span class=\"_ _0\"></span>nent (inc<span class=\"_ _0\"></span>lusief ev<span class=\"_ _0\"></span>entuele e<span class=\"_ _0\"></span>rin bes<span class=\"ws111\">lot<span class=\"_ _0\"></span>en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y984 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afkoopopties)<span class=\"_ _1\"></span> kan afzonderlijk<span class=\"_ _1\"></span> worden gewaardeerd<span class=\"_ _1\"></span> (dat wil zeggen</div>\n<div class=\"t m0 x69 h64 y985 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zonder rekening<span class=\"_ _1\"></span> te houden met de ver<span class=\"_ _1\"></span>zekeringscompone<span class=\"_ _1\"></span>nt)<span class=\"ls0 ws0\">; </span><span class=\"ws113\">en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y986 ffe3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe4\"> <span class=\"_ _3f\"> </span><span class=\"ffe0 lsef ws11e\">d<span class=\"_ _1\"></span>e grondslagen van de<span class=\"_ _1\"></span> financi\u00eble versl<span class=\"_ _1\"></span>aggeving van Age<span class=\"_ _1\"></span>as </span></span></div>\n<div class=\"t m0 x69 h64 y987 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vereisen nie<span class=\"_ _1\"></span>t anderszin<span class=\"_ _1\"></span>s de opname<span class=\"_ _1\"></span> van alle<span class=\"_ _1\"></span> <span class=\"lsed ws112\">verplic<span class=\"_ _0\"></span>htingen e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x69 h64 y988 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rechten<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">die voortvloei<span class=\"_ _0\"></span>en uit de depos<span class=\"_ _0\"></span>itocom<span class=\"_ _0\"></span>ponent.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y989 ffe0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye7d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Moment<span class=\"_ _0\"></span>eel heeft Age<span class=\"_ _0\"></span>as alle recht<span class=\"_ _0\"></span>en en ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 ye7e ffe0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten opg<span class=\"_ _0\"></span>enome<span class=\"_ _0\"></span>n, confo<span class=\"_ _0\"></span>rm de reg<span class=\"_ _0\"></span>els voor</div>\n<div class=\"t m0 x1d h64 ye7f ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verslaggeving.<span class=\"_ _1\"></span> Dientengevo<span class=\"_ _1\"></span>lge heeft Ag<span class=\"_ _1\"></span>eas geen<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">gesplitste </span></span></div>\n<div class=\"t m0 x1d h64 ye80 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">depositocomponent<span class=\"_ _1\"></span> met betrekking to<span class=\"_ _1\"></span>t de verzekerings<span class=\"_ _1\"></span>contracten</div>\n<div class=\"t m0 x1d h64 ye81 ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffe6 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">levensverzek<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x2c h6c ye72 ffe8 fs44 fc1d sc0 ls107 ws13e\" style=\"z-index: 15;\">Claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Claims en <span class=\"_ _1\"></span>schadebehandeling<span class=\"_ _1\"></span>skosten worden<span class=\"_ _1\"></span> in de r<span class=\"_ _1\"></span>esultatenrekenin<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x2c h64 ye74 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op het<span class=\"_ _0\"></span> moment dat de u<span class=\"_ _0\"></span>itgaven wo<span class=\"_ _0\"></span>rden ged<span class=\"_ _0\"></span>aan. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ye75 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betaalde claims<span class=\"_ _1\"></span> en schadebehand<span class=\"_ _1\"></span>elingskosten om<span class=\"_ _1\"></span>vatten schattinge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 ye76 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor gerappor<span class=\"_ _1\"></span>teerde claims en voo<span class=\"_ _1\"></span>rzieningen voor<span class=\"_ _1\"></span> claims die zi<span class=\"ls10b ws13d\">jn </span></div>\n<div class=\"t m0 x2c h64 ye1a ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorgev<span class=\"_ _0\"></span>allen maa<span class=\"_ _0\"></span>r niet gera<span class=\"_ _0\"></span>pportee<span class=\"_ _0\"></span>rd. De schatt<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an voorgev<span class=\"_ _0\"></span>allen</div>\n<div class=\"t m0 x2c h64 yd83 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gerapporteerde<span class=\"_ _1\"></span> claims wo<span class=\"_ _1\"></span>rden gebaseer<span class=\"_ _1\"></span>d op ervarin<span class=\"_ _1\"></span>g uit he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verleden, de<span class=\"_ _1\"></span> huidige on<span class=\"_ _1\"></span>twikkeling <span class=\"_ _1\"></span>van claims en<span class=\"_ _1\"></span> het heersen<span class=\"_ _1\"></span>de sociale,</div>\n<div class=\"t m0 x2c h64 ye78 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che en wett<span class=\"_ _0\"></span>elijke ka<span class=\"_ _0\"></span>der. De verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 yd39 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadeverzeker<span class=\"_ _1\"></span>ingsclaims en <span class=\"_ _1\"></span>schadebehandel<span class=\"_ _1\"></span>ingskosten (na<span class=\"_ _1\"></span> aftrek van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd3a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">schadeloosstell<span class=\"_ _1\"></span>ingen, verhaalde<span class=\"_ _1\"></span> schaden, verkrijg<span class=\"_ _1\"></span>ing van het eigendom<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y92a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verzekerde<span class=\"_ _1\"></span> zaken en subrogat<span class=\"_ _1\"></span>ie) is gebaseerd op<span class=\"_ _1\"></span> schattingen van</div>\n<div class=\"t m0 x2c h64 y92b ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte verli<span class=\"_ _0\"></span>ezen en <span class=\"_ _0\"></span>houdt rek<span class=\"_ _0\"></span>ening m<span class=\"_ _0\"></span><span class=\"lsef\">et de beoorde<span class=\"_ _1\"></span>ling door<span class=\"_ _1\"></span> het </span></div>\n<div class=\"t m0 x2c h64 y92c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment wat betr<span class=\"_ _0\"></span>eft de verw<span class=\"_ _0\"></span>achte inf<span class=\"_ _0\"></span>latie, de ko<span class=\"_ _0\"></span>sten voor</div>\n<div class=\"t m0 x2c h64 y92d ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afhandeling van<span class=\"_ _1\"></span> claims, juridi<span class=\"_ _1\"></span>sche risico\u2019s en<span class=\"_ _1\"></span> trends in de ontwi<span class=\"_ _1\"></span>kkeling</div>\n<div class=\"t m0 x2c h64 y92e ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van compensatie<span class=\"_ _1\"></span>toekenningen. Sc<span class=\"_ _1\"></span>hadeverplichtingen<span class=\"_ _1\"></span> inzake</div>\n<div class=\"t m0 x2c h64 y92f ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">arbeidsonge<span class=\"_ _1\"></span>schiktheid worden ve<span class=\"_ _1\"></span>rantwoo<span class=\"lsed ws112\">rd tegen de net<span class=\"_ _0\"></span>to contant<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y991 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde. De opgeno<span class=\"_ _1\"></span>men verplichtingen<span class=\"_ _1\"></span> zijn toereikend<span class=\"_ _1\"></span> om de</div>\n<div class=\"t m0 x2c h64 y992 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uiteindelijk<span class=\"_ _1\"></span>e kosten van claims en<span class=\"_ _1\"></span> schadebehandel<span class=\"_ _1\"></span>ingskosten te<span class=\"_ _1\"></span> dekken.</div>\n<div class=\"t m0 x2c h64 y993 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De daaruit<span class=\"_ _0\"></span> voortvlo<span class=\"_ _0\"></span>eiende a<span class=\"_ _0\"></span>anpassi<span class=\"_ _0\"></span>ngen worde<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y994 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening veran<span class=\"_ _1\"></span>twoord. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y995 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y996 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verdi<span class=\"_ _1\"></span>sco<span class=\"ws11e\">nteert de verpl<span class=\"_ _1\"></span>ichtingen voor schad<span class=\"_ _1\"></span>e enkel voor clai<span class=\"_ _1\"></span>ms </span></div>\n<div class=\"t m0 x2c h64 y997 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met bepaalbar<span class=\"_ _1\"></span>e en peri<span class=\"_ _1\"></span>odieke betali<span class=\"_ _1\"></span>ngstermijnen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 693px; height: 376px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y937 ffe8 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Toereikendheid<span class=\"_ _1\"></span>stoets voor de verpl<span class=\"_ _1\"></span>ichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y938 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op elke r<span class=\"_ _1\"></span>apporteringsda<span class=\"_ _1\"></span>tum voert A<span class=\"_ _1\"></span>geas toerei<span class=\"_ _1\"></span>kendheidstoetse<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y939 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(Liability<span class=\"_ _1\"></span> Adequacy<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Test (LAT)) uit ten<span class=\"_ _0\"></span>einde t<span class=\"lsef ws11d\">e waarborgen dat de<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x2c h64 y93a ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n toereik<span class=\"_ _0\"></span>end zij<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93b ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y93c ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Afzonderlijke<span class=\"_ _1\"></span> toetsen worden ui<span class=\"_ _1\"></span>tgevoerd voor:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93d ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11d\">Ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> Leven en <span class=\"_ _1\"></span>verplichtingen<span class=\"_ _1\"></span> gezondheid<span class=\"_ _1\"></span> die lijken<span class=\"_ _1\"></span> op die </span></span></div>\n<div class=\"t m0 x1a0 h64 y93e ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van verpli<span class=\"_ _1\"></span>chtingen Leven<span class=\"_ _1\"></span>, inclusief<span class=\"_ _1\"></span> annu\u00efteiten a<span class=\"_ _1\"></span>fkomstig van<span class=\"_ _1\"></span> Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y93f ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws113\">produc<span class=\"_ _1\"></span>ten; </span> </span></div>\n<div class=\"t m0 x2c h64 y940 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsed ws111\">(Niet</span><span class=\"ffe6\">-<span class=\"lsef ws11e\">verdiende)<span class=\"_ _1\"></span> premiereserve<span class=\"_ _1\"></span>s afkomstig van Nie<span class=\"_ _1\"></span>t</span>-<span class=\"ls107 ws13e\">leven<span class=\"_ _1\"></span></span>-</span></span></div>\n<div class=\"t m0 x1a0 h64 y941 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen gezondhei<span class=\"_ _1\"></span>d die nie<span class=\"_ _1\"></span>t lijken op <span class=\"_ _1\"></span>die van</div>\n<div class=\"t m0 x1a0 h64 y942 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen Le<span class=\"_ _0\"></span>ven<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x2c h64 y943 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11e\">Vo<span class=\"_ _1\"></span>orzieningen voor<span class=\"_ _1\"></span> te betalen schades<span class=\"_ _1\"></span> afkomstig van Nie<span class=\"_ _1\"></span>t</span><span class=\"ffe6\">-<span class=\"lsed ws111\">leven</span>-</span></span></div>\n<div class=\"t m0 x1a0 h64 y944 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten en<span class=\"_ _1\"></span> verplichti<span class=\"_ _1\"></span>ngen<span class=\"ls0 ws0\"> </span>gezondhei<span class=\"_ _1\"></span>d die nie<span class=\"_ _1\"></span>t lijken op <span class=\"_ _1\"></span>die van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y945 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen Le<span class=\"_ _0\"></span>ven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y947 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an deze LAT<span class=\"_ _0\"></span>'s kijkt Ag<span class=\"_ _0\"></span>eas naar de bes<span class=\"_ _0\"></span>te schatt<span class=\"_ _0\"></span>ingen,</div>\n<div class=\"t m0 x2c h64 y948 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomend m<span class=\"_ _0\"></span>et de contant<span class=\"_ _0\"></span>e waarde va<span class=\"_ _0\"></span>n alle cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y949 ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen, inc<span class=\"_ _0\"></span>lusief v<span class=\"_ _0\"></span>erwante k<span class=\"_ _0\"></span>asstrom<span class=\"_ _0\"></span>en zoals<span class=\"_ _0\"></span> commi<span class=\"_ _0\"></span>ssies en <span class=\"_ _0\"></span>kosten<span class=\"lsf9 ws124\">. </span></div>\n<div class=\"t m0 x2c h64 y94a ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De cont<span class=\"_ _0\"></span>ractlim<span class=\"_ _0\"></span>ieten van <span class=\"_ _0\"></span>Solvenc<span class=\"_ _0\"></span>y II wor<span class=\"_ _0\"></span>den toeg<span class=\"_ _0\"></span>epast, <span class=\"_ _0\"></span>maar zij<span class=\"_ _0\"></span>n in Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y94b ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leven beperkt to<span class=\"_ _1\"></span>t diegene die binnen<span class=\"_ _1\"></span> de IFRS<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">reserves val<span class=\"_ _0\"></span>len.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y94c ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y94d ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen Lev<span class=\"_ _0\"></span>en (en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen g<span class=\"_ _0\"></span>ezondh<span class=\"_ _0\"></span>eid die li<span class=\"_ _0\"></span>jken op</div>\n<div class=\"t m0 x2c h64 y94e ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die van verp<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>gen Leven, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef annu\u00efte<span class=\"_ _0\"></span>it<span class=\"ws11d\">en afk<span class=\"_ _0\"></span>omstig v<span class=\"_ _0\"></span>an Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y94f ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws11e\">produc<span class=\"_ _1\"></span>ten) omvat de LAT ook<span class=\"_ _1\"></span> de kasstromen voor<span class=\"_ _1\"></span>tvloeiend uit<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y950 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">embedded opties<span class=\"_ _1\"></span> en waarborgen en<span class=\"_ _1\"></span> beleggingsbaten.</div>\n<div class=\"t m0 x2c h64 y951 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingsinko<span class=\"_ _1\"></span>msten worden <span class=\"_ _1\"></span>bepaald me<span class=\"_ _1\"></span>t gebruik va<span class=\"_ _1\"></span>n het act<span class=\"_ _1\"></span>uele</div>\n<div class=\"t m0 x2c h64 y952 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekrendement<span class=\"_ _1\"></span> van de bestaande por<span class=\"_ _1\"></span>tefeuille, geba<span class=\"_ _1\"></span>seerd <span class=\"ws11d\">op de </span></div>\n<div class=\"t m0 x2c h64 y953 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ng dat na het einde v<span class=\"_ _1\"></span>an de looptijd van<span class=\"_ _1\"></span> de financi\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y954 ffe6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten h<span class=\"_ _0\"></span>erbelegg<span class=\"_ _0\"></span>ing plaat<span class=\"_ _0\"></span>svindt<span class=\"_ _0\"></span> tegen ee<span class=\"_ _0\"></span>n risic<span class=\"_ _0\"></span>ovrije r<span class=\"_ _0\"></span>ente plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y955 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een bedri<span class=\"_ _0\"></span>jfsspec<span class=\"_ _0\"></span>ifiek aanp<span class=\"_ _0\"></span>assing vo<span class=\"_ _0\"></span>or volati<span class=\"_ _0\"></span>liteit op bas<span class=\"_ _0\"></span>is van EI<span class=\"_ _0\"></span>OPA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y956 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>ek. Voor di<span class=\"_ _0\"></span>recte bele<span class=\"_ _0\"></span>ggingen i<span class=\"_ _0\"></span>n va<span class=\"lsef ws11e\">stgoed, worden de wer<span class=\"_ _1\"></span>kelijke </span></div>\n<div class=\"t m0 x2c h64 y957 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">huuropbrengs<span class=\"_ _1\"></span>ten tot de <span class=\"_ _1\"></span>volgende contr<span class=\"_ _1\"></span>actuele verl<span class=\"_ _1\"></span>engingsperiode<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y958 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing gekom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc1b ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y959 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor Niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">lev<span class=\"_ _0\"></span>en wordt<span class=\"_ _0\"></span> de cont<span class=\"_ _0\"></span>ante wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n alle kas<span class=\"_ _0\"></span>strom<span class=\"_ _0\"></span>en bepaa<span class=\"_ _0\"></span>ld, </span></div>\n<div class=\"t m0 x1d h64 y95a ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikmakend<span class=\"_ _1\"></span> van een risicovrije<span class=\"_ _1\"></span> discontering<span class=\"_ _1\"></span>svoet verhoogd met een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y95b ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>specif<span class=\"_ _0\"></span>ieke volat<span class=\"_ _0\"></span>iliteits<span class=\"_ _0\"></span>aanpass<span class=\"_ _0\"></span>ing op bas<span class=\"_ _0\"></span>is van de EI<span class=\"_ _0\"></span>OPA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y95c ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>ek (na het laat<span class=\"_ _0\"></span>ste liqu<span class=\"_ _0\"></span>ide punt wor<span class=\"_ _0\"></span>dt de zogena<span class=\"_ _0\"></span>amde Ult<span class=\"_ _0\"></span>imate</div>\n<div class=\"t m0 x1d h64 y95d ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Forward R<span class=\"_ _0\"></span>ate<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">extrapolatie gebr<span class=\"_ _1\"></span>uikt).</span> </span></div>\n<div class=\"t m0 x1d h64 y95e ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Elk tekort<span class=\"_ _0\"></span> in de LAT wordt m<span class=\"_ _0\"></span>eteen in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng opgenom<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x1d h64 ya55 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een bijzond<span class=\"lsed ws112\">ere waardeverm<span class=\"_ _0\"></span>inderin<span class=\"_ _0\"></span>g van het DAC<span class=\"ls0 ws0\">- <span class=\"ls104 ws136\">of VOBA</span>-<span class=\"lsf9 ws13b\">type of </span></span></span></div>\n<div class=\"t m0 x1d h64 ya56 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een verlie<span class=\"_ _1\"></span>s. Als het tekort in<span class=\"_ _1\"></span> een volgende periode<span class=\"_ _1\"></span> vermindert, word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ya57 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de daling va<span class=\"_ _0\"></span>n het tekort<span class=\"_ _0\"></span> via de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening te<span class=\"_ _0\"></span>ruggebo<span class=\"_ _0\"></span>ekt. Een</div>\n<div class=\"t m0 x1d h64 ya58 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tekort wor<span class=\"_ _0\"></span>dt gedef<span class=\"_ _0\"></span>inieerd al<span class=\"_ _0\"></span>s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsef ws11d\">Ee<span class=\"_ _1\"></span>n negatieve <span class=\"_ _1\"></span>contante w<span class=\"_ _1\"></span>aarde van de<span class=\"_ _1\"></span> toekomstige<span class=\"_ _1\"></span> marge voor<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yac1 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">prod<span class=\"_ _1\"></span>ucten en op<span class=\"_ _1\"></span> Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">produ<span class=\"_ _1\"></span>cten lijkende<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 yac2 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gezond<span class=\"_ _0\"></span>heidspr<span class=\"_ _0\"></span>oducten,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> annu\u00efteit<span class=\"_ _0\"></span>en afkoms<span class=\"_ _0\"></span>tig uit Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yac3 ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws113\">produc<span class=\"_ _1\"></span>ten</span>; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 yac4 ffe9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _3f\"> </span><span class=\"ffe6 lsed ws11d\">Het positieve v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>l tussen<span class=\"_ _0\"></span> de netto <span class=\"_ _0\"></span>contant<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de </span></span></div>\n<div class=\"t m0 x69 h64 yac5 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen en de die<span class=\"_ _0\"></span>novere<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>ige IFRS<span class=\"ls0 ws0\">-</span>res<span class=\"_ _0\"></span>erves voor Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x69 h64 yac6 ffe6 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">producte<span class=\"_ _0\"></span>n en niet op Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">producten<span class=\"_ _1\"></span> lijkende </span></span></span></span></div>\n<div class=\"t m0 x69 h64 yac7 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gezondheidsprod<span class=\"_ _1\"></span>ucten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac8 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac9 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsef ws11d\">e LAT</span>-<span class=\"_ _1\"></span><span class=\"lsed ws111\">toetsin<span class=\"_ _0\"></span>g <span class=\"ws112\">houdt reken<span class=\"_ _0\"></span>ing<span class=\"ls0 ws0\"> </span>met het eff<span class=\"_ _0\"></span>ect van herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ng<span class=\"lsf9 ws13b\">, en<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yaca ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor recht<span class=\"_ _0\"></span>streek<span class=\"_ _0\"></span>se vastgoe<span class=\"_ _0\"></span>dbelegg<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">worden </span></span>de werkelij<span class=\"_ _0\"></span>ke</div>\n<div class=\"t m0 x1d h64 yacb ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huuropbrengs<span class=\"_ _1\"></span>ten tot de volgende<span class=\"_ _1\"></span> <span class=\"ws11d\">contractuele verl<span class=\"_ _1\"></span>engingsperiode<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">in </span></span></span></div>\n<div class=\"t m0 x1d h64 yacc ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rekening ge<span class=\"_ _1\"></span>nomen<span class=\"ls105 ws135\">. </span>De<span class=\"_ _1\"></span> LAT<span class=\"ls0 ws0\">-</span><span class=\"lsed\">toetsing wor<span class=\"_ _0\"></span>dt <span class=\"lsef ws11e\">bepaald op het ni</span>veau van </span></div>\n<div class=\"t m0 x1d h64 yacd ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de juridis<span class=\"_ _0\"></span>che entit<span class=\"_ _0\"></span>eit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yace ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yacf ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als de lokale LAT<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11d\">vereisten<span class=\"_ _1\"></span> strenger z<span class=\"_ _1\"></span>ijn dan de<span class=\"_ _1\"></span> bovengenoemde<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1d h64 yad0 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">passen de lok<span class=\"_ _0\"></span>ale entit<span class=\"_ _0\"></span>eiten d<span class=\"_ _0\"></span>e lokale rege<span class=\"_ _0\"></span>ls toe.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y975 ffe8 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Shadow accoun<span class=\"_ _1\"></span>ting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y976 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In sommig<span class=\"_ _0\"></span>e onderdel<span class=\"_ _0\"></span>en van Agea<span class=\"_ _0\"></span>s heeft de rea<span class=\"_ _0\"></span>lisatie v<span class=\"_ _0\"></span>an winste<span class=\"_ _0\"></span>n en</div>\n<div class=\"t m0 x1d h64 y977 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en direct<span class=\"_ _0\"></span>e gevolg<span class=\"_ _0\"></span>en voor de waa<span class=\"_ _0\"></span>rdering va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y978 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen en de d<span class=\"_ _0\"></span>aaraan ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rde acqu<span class=\"_ _0\"></span>isitie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yd3b ffe6 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">kosten.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3c ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3d ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een aant<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van deze onderde<span class=\"_ _1\"></span>len past Ageas sh<span class=\"_ _1\"></span>adow accounting toe<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd3e ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de veran<span class=\"_ _0\"></span>deringen i<span class=\"_ _0\"></span>n de re\u00eble wa<span class=\"_ _0\"></span>arde van de voo<span class=\"_ _0\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yd3f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n van de activ<span class=\"_ _0\"></span>a en verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n die van</div>\n<div class=\"t m0 x1d h64 yd40 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">invloed z<span class=\"_ _0\"></span>ijn op de waard<span class=\"_ _0\"></span>ering van d<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen.</div>\n<div class=\"t m0 x1d h64 yd41 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Shadow acco<span class=\"lsed\">unting betek<span class=\"_ _0\"></span>ent dat ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gerealiseerde<span class=\"_ _1\"></span> winsten of verlie<span class=\"_ _1\"></span>zen </span></span></span></div>\n<div class=\"t m0 x1d h64 yd42 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op voor verk<span class=\"_ _0\"></span>oop besc<span class=\"_ _0\"></span>hikbar<span class=\"_ _0\"></span>e activa, die in h<span class=\"_ _0\"></span>et eigen ve<span class=\"_ _0\"></span>rmogen w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 yd43 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opgenomen zonder de<span class=\"_ _1\"></span> resultatenreken<span class=\"_ _1\"></span>ing te be\u00efnvloeden<span class=\"_ _1\"></span>, van invloed</div>\n<div class=\"t m0 x1d h64 yd44 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn op de waa<span class=\"_ _0\"></span>rdering va<span class=\"_ _0\"></span>n verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen (of ov<span class=\"_ _0\"></span>e<span class=\"lsef ws113\">rgedragen </span></div>\n<div class=\"t m0 x1d h64 yd45 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tiekost<span class=\"_ _0\"></span>en of value of bus<span class=\"_ _0\"></span>iness ac<span class=\"_ _0\"></span>quired) op d<span class=\"_ _0\"></span>ezelfde m<span class=\"_ _0\"></span>anier als</div>\n<div class=\"t m0 x1d h64 yd26 ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen dat<span class=\"_ _0\"></span> zouden doe<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd27 ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd28 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als onderdeel<span class=\"_ _1\"></span> van shadow accounting b<span class=\"_ _1\"></span>reiden sommige onder<span class=\"_ _1\"></span>nemingen</div>\n<div class=\"t m0 x1d h64 yd29 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas d<span class=\"_ _1\"></span>e standaard<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span>LAT uit <span class=\"_ _1\"></span>met een <span class=\"_ _1\"></span>shadow<span class=\"ls0 ws0\">-</span><span class=\"ws113\">LAT<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls105 ws135\">toe<span class=\"_ _1\"></span>ts</span></span></span>ing. Onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd2a ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de shadow<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">LAT wordt h<span class=\"_ _0\"></span>et bedrag a<span class=\"_ _0\"></span>an niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseerde<span class=\"_ _1\"></span> meerwaarden, </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yd2b ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t in overig c<span class=\"_ _0\"></span>omprehe<span class=\"_ _0\"></span>nsive inc<span class=\"_ _0\"></span>ome, boven<span class=\"_ _0\"></span>op het over<span class=\"_ _0\"></span>schot dat</div>\n<div class=\"t m0 x1d h64 yd2c ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voortvloeit<span class=\"_ _1\"></span> uit de <span class=\"_ _1\"></span>standaard<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">LAT<span class=\"_ _1\"></span>, verantwoord als<span class=\"_ _1\"></span> een shadow<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 yd2d ffe6 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd2e ffe6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd2f ffe6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overbli<span class=\"_ _0\"></span>jvende ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gerealiseerde<span class=\"_ _1\"></span></span> <span class=\"lsef ws11d\">veranderinge<span class=\"_ _1\"></span>n in de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 yd30 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van voor verkoop<span class=\"_ _1\"></span> beschikbare financ<span class=\"_ _1\"></span>i\u00eble activa (na t<span class=\"_ _1\"></span>oepassing van</div>\n<div class=\"t m0 x1d h64 yd31 ffe6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">shadow accounti<span class=\"_ _1\"></span>ng) die onderhev<span class=\"_ _1\"></span>ig zijn aan discretiona<span class=\"_ _1\"></span>ire winstdeling<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 yd32 ffe6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden aange<span class=\"_ _1\"></span>merkt als <span class=\"_ _1\"></span>een afzonderl<span class=\"_ _1\"></span>ijk onderdee<span class=\"_ _1\"></span>l van het e<span class=\"_ _1\"></span>igen</div>\n<div class=\"t m0 x1d h64 yd33 ffe6 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vermogen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bijkomende<span class=\"_ _1\"></span> uitgesteld<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-</span>winstdeli<span class=\"_ _1\"></span>ngsverplich<span class=\"_ _1\"></span>ting (deferred <span class=\"_ _1\"></span>profit</div>\n<div class=\"t m0 x2c h64 y8a6 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sharing li<span class=\"_ _0\"></span>ability<span class=\"_ _0\"></span>, DPL) wordt<span class=\"_ _0\"></span> toegere<span class=\"_ _0\"></span>kend op basis v<span class=\"_ _0\"></span>an een cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>eve</div>\n<div class=\"t m0 x2c h64 y8a7 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting of op bas<span class=\"_ _0\"></span>is van het bed<span class=\"_ _0\"></span>rag dat we<span class=\"_ _0\"></span>ttelijk of c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>ueel moet</div>\n<div class=\"t m0 x2c h64 y8a8 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worden<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">betaald op versc<span class=\"_ _0\"></span>hillen t<span class=\"_ _0\"></span>ussen stat<span class=\"_ _0\"></span>utaire bat<span class=\"_ _0\"></span>en en IFRS<span class=\"ls0 ws0\">-</span>bat<span class=\"_ _0\"></span>en en </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">gerealiseerde w<span class=\"_ _1\"></span>insten of v<span class=\"_ _1\"></span>erliezen die <span class=\"_ _1\"></span>onder eigen<span class=\"_ _1\"></span> vermogen <span class=\"_ _1\"></span>zijn </span></span></div>\n<div class=\"t m0 x2c h64 y8aa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c ye1a ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekhoudku<span class=\"_ _1\"></span>ndige verwerki<span class=\"_ _1\"></span>ng van her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten hang<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">af van het feit of<span class=\"_ _0\"></span> er binne<span class=\"ws11d\">n <span class=\"_ _0\"></span>het cont<span class=\"_ _0\"></span>ract si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>nte verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>risico's<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye78 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden overged<span class=\"_ _1\"></span>ragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd39 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd3a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scontracten waar<span class=\"_ _1\"></span>bij een aanzienlij<span class=\"_ _1\"></span>k verzekeringsri<span class=\"_ _1\"></span>sico</div>\n<div class=\"t m0 x2c h64 y92a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen, worden veran<span class=\"_ _1\"></span>twoord naar gelang<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y92b ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten die ni<span class=\"_ _0\"></span>et ee<span class=\"lsef ws11e\">n aanzienlijk verzeker<span class=\"_ _1\"></span>ingsrisico </span></div>\n<div class=\"t m0 x2c h64 y92e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overdragen, <span class=\"_ _1\"></span>worden veran<span class=\"_ _1\"></span>twoord op bas<span class=\"_ _1\"></span>is van de <span class=\"_ _1\"></span>deposit me<span class=\"_ _1\"></span>thod en</div>\n<div class=\"t m0 x2c h64 y92f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder le<span class=\"_ _0\"></span>ningen of sch<span class=\"_ _0\"></span>ulden ver<span class=\"_ _0\"></span>antwoord a<span class=\"_ _0\"></span>ls financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a of</div>\n<div class=\"t m0 x2c h64 y991 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>. Een dergelij<span class=\"_ _1\"></span>k financieel actie<span class=\"_ _1\"></span>f of dergelijke fi<span class=\"_ _1\"></span>nanci\u00eble</div>\n<div class=\"t m0 x2c h64 y992 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting wor<span class=\"_ _0\"></span>dt verant<span class=\"_ _0\"></span>woord teg<span class=\"_ _0\"></span>en de betaal<span class=\"_ _0\"></span>de, respec<span class=\"_ _0\"></span>tieveli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x2c h64 y993 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen v<span class=\"_ _1\"></span>ergoeding, ver<span class=\"_ _1\"></span>minderd met e<span class=\"_ _1\"></span>ventuele, e<span class=\"_ _1\"></span>xpliciet</div>\n<div class=\"t m0 x2c h64 y994 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>de premi<span class=\"_ _0\"></span>es of vergoed<span class=\"_ _0\"></span>ingen die to<span class=\"_ _0\"></span>ekomen aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y995 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekerde.<span class=\"_ _0\"></span> De betaald<span class=\"_ _0\"></span>e, respect<span class=\"_ _0\"></span>ieveli<span class=\"_ _0\"></span>jk ontvan<span class=\"_ _0\"></span>gen bedra<span class=\"_ _0\"></span>gen die uit</div>\n<div class=\"t m0 x2c h64 y996 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze cont<span class=\"_ _0\"></span>racten vo<span class=\"_ _0\"></span>ort<span class=\"lsef ws11d\">vloeien, worden v<span class=\"_ _1\"></span>erantwoord al<span class=\"_ _1\"></span>s deposi<span class=\"_ _1\"></span>to\u2019s met </span></div>\n<div class=\"t m0 x2c h64 y997 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deposit<span class=\"_ _0\"></span>o's van <span class=\"_ _0\"></span>herverz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> in het ka<span class=\"_ _0\"></span>der van i<span class=\"_ _0\"></span>n herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c h64 yc13 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gecede<span class=\"_ _0\"></span>erde zaken di<span class=\"_ _0\"></span>e een aanzi<span class=\"_ _0\"></span>enlijk verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gsrisico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x2c h64 yc14 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gelij<span class=\"_ _1\"></span>k aan het<span class=\"_ _1\"></span> op balansda<span class=\"_ _1\"></span>tum<span class=\"ls0 ws0\"> </span>verschuldi<span class=\"_ _1\"></span>gde bedrag<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc16 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot gec<span class=\"_ _0\"></span>edeerd<span class=\"_ _0\"></span>e herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 yc17 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> die geen <span class=\"_ _1\"></span>aanzienlijk<span class=\"_ _1\"></span> verzekeringsri<span class=\"_ _1\"></span>sico overdragen<span class=\"_ _1\"></span>, kunnen</div>\n<div class=\"t m0 x2c h64 yc18 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden beschouwd<span class=\"_ _1\"></span> als financi\u00eble verp<span class=\"_ _1\"></span>lichtingen<span class=\"_ _1\"></span> en deze verplichti<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yc19 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden op <span class=\"_ _1\"></span>dezelfde wi<span class=\"_ _1\"></span>jze als ande<span class=\"_ _1\"></span>re financ<span class=\"_ _1\"></span>i\u00eble verplich<span class=\"_ _1\"></span>tingen</div>\n<div class=\"t m0 x2c h64 yc1a ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 455px; width: 350.99px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 570px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yea4 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.16 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"lsed ws111\">Bruto</span> </span>premie<span class=\"ls0 ws0\">-</span>in<span class=\"_ _1\"></span>komen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yea5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Kortlopende<span class=\"_ _1\"></span> tegenover langlopen<span class=\"_ _1\"></span>de contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yea6 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een kortl<span class=\"_ _0\"></span>opend ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>act is een co<span class=\"_ _0\"></span>ntract dat v<span class=\"_ _0\"></span>oorziet in</div>\n<div class=\"t m0 x2c h64 yea7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming voo<span class=\"_ _1\"></span>r een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">vaste, maar kort<span class=\"_ _0\"></span>e period<span class=\"_ _0\"></span>e en dat de </span></span></div>\n<div class=\"t m0 x2c h64 yea8 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eraar de moge<span class=\"_ _0\"></span>lijkhei<span class=\"_ _0\"></span>d geeft om<span class=\"_ _0\"></span> het contract<span class=\"_ _0\"></span> op te zeggen of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 yea9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen ervan t<span class=\"_ _0\"></span>e wijzigen a<span class=\"_ _0\"></span>an het einde v<span class=\"_ _0\"></span>an een cont<span class=\"_ _0\"></span>ractperi<span class=\"_ _0\"></span>ode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yeaa fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yeab fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een langlope<span class=\"_ _1\"></span>nd contrac<span class=\"_ _1\"></span>t is een c<span class=\"_ _1\"></span>ontract waarvan<span class=\"_ _1\"></span> de bepalin<span class=\"_ _1\"></span>gen over he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yeac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en n<span class=\"lsef ws11d\">iet eenzijdig<span class=\"_ _1\"></span> kunnen worde<span class=\"_ _1\"></span>n gewijzigd,<span class=\"_ _1\"></span> zoals een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yead fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbaar o<span class=\"_ _1\"></span>f gewaarborgd<span class=\"_ _1\"></span> hernieuwbaar<span class=\"_ _1\"></span> contract, <span class=\"_ _1\"></span>en dat de <span class=\"_ _1\"></span>uitvoering</div>\n<div class=\"t m0 x2c h64 yeae fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verschillen<span class=\"_ _1\"></span>de functies en die<span class=\"_ _1\"></span>nsten (waaronder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yeaf fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming) vo<span class=\"_ _1\"></span>or een lange<span class=\"_ _1\"></span> periode b<span class=\"_ _1\"></span>epaalt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yeb0 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Ontvangen premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">inkomen</span> </span></div>\n<div class=\"t m0 x2c h64 yeb1 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">P<span class=\"lsef ws11d\">remies<span class=\"_ _1\"></span> uit levensver<span class=\"_ _1\"></span>zekeringscontracten<span class=\"_ _1\"></span> en lang<span class=\"_ _1\"></span>lopende </span></div>\n<div class=\"t m0 x2c h64 yeb2 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsover<span class=\"_ _1\"></span>eenkomsten met<span class=\"_ _1\"></span> discretionair<span class=\"_ _1\"></span>e winstdeling<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yeb3 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t als baten zo<span class=\"_ _0\"></span>dra deze do<span class=\"_ _0\"></span>or de polish<span class=\"_ _0\"></span>ouder vers<span class=\"_ _0\"></span>chuldi<span class=\"_ _0\"></span>gd zijn. De</div>\n<div class=\"t m0 x2c h64 yeb4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige opbr<span class=\"_ _0\"></span>engste<span class=\"_ _0\"></span>n en kosten w<span class=\"_ _0\"></span>ordt verrek<span class=\"_ _0\"></span>end met</div>\n<div class=\"t m0 x2c h64 yeb5 fff5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de<span class=\"lsef ws11e\">ze baten met als doel de<span class=\"_ _1\"></span> winst te verant<span class=\"_ _1\"></span>woorden gedurende<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c h64 yeb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e duur v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngen. Dit<span class=\"_ _0\"></span> 'match<span class=\"_ _0\"></span>ing'<span class=\"ls0 ws0\">-</span>proces<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x2c h64 yeb7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitgevoerd a<span class=\"_ _1\"></span>an de hand <span class=\"_ _1\"></span>van een b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen uit</div>\n<div class=\"t m0 x2c h64 yeb8 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten en<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingsov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9c fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling alsm<span class=\"_ _0\"></span>ede aan de ha<span class=\"_ _0\"></span>nd van voor<span class=\"_ _0\"></span>af te</div>\n<div class=\"t m0 x1d h64 yd9d fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betalen k<span class=\"_ _0\"></span>osten z<span class=\"_ _0\"></span>oals po<span class=\"_ _0\"></span>lisacqui<span class=\"_ _0\"></span>sitieko<span class=\"_ _0\"></span>sten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye3d fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">inkomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye3e fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor verzekeri<span class=\"_ _1\"></span>ngsovereenkom<span class=\"_ _1\"></span>sten met een korte<span class=\"_ _1\"></span> looptijd (hoofdz<span class=\"_ _1\"></span>akelijk</div>\n<div class=\"t m0 x1d h64 ye3f fff5 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">le<span class=\"_ _1\"></span>ven) worden de pre<span class=\"_ _1\"></span>mies direct bij inga<span class=\"_ _1\"></span>ng van <span class=\"ws11d\">de overeen<span class=\"_ _1\"></span>komst </span></span></span></div>\n<div class=\"t m0 x1d h64 ye40 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Die p<span class=\"_ _0\"></span>remies w<span class=\"_ _0\"></span>orden in <span class=\"_ _0\"></span>de resul<span class=\"_ _0\"></span>tatenrek<span class=\"_ _0\"></span>ening <span class=\"_ _0\"></span>pro<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rata </span></div>\n<div class=\"t m0 x1d h64 ye41 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de te<span class=\"_ _1\"></span>rmijn van de verzekeri<span class=\"_ _1\"></span>ngsdekking ver<span class=\"_ _1\"></span>antwoord als</div>\n<div class=\"t m0 x1d h64 ye42 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend. De voo<span class=\"_ _1\"></span>rziening voor nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">verdiende <span class=\"_ _1\"></span>premies bev<span class=\"_ _1\"></span>at het </span></div>\n<div class=\"t m0 x1d h64 yda4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gedeelt<span class=\"_ _0\"></span>e van de gebo<span class=\"_ _0\"></span>ekte premi<span class=\"_ _0\"></span>es voor de no<span class=\"_ _0\"></span>g niet <span class=\"ws11d\">afgelo<span class=\"_ _0\"></span>pen term<span class=\"_ _0\"></span>ijn </span></div>\n<div class=\"t m0 x1d h64 yda5 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de de<span class=\"_ _1\"></span>kking.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 171px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 360px; width: 350px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag362": {
   "value": "\n<div class=\"t m0 x2c h64 yc19 ffe0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde prod<span class=\"_ _1\"></span>ucten be<span class=\"_ _1\"></span>vatten financi\u00ebl<span class=\"_ _1\"></span>e garantie<span class=\"_ _1\"></span>s die ook w<span class=\"_ _1\"></span>o<span class=\"ws113\">rden </span></div>\n<div class=\"t m0 x2c h64 yc1a ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde en word<span class=\"_ _1\"></span>en verantwoord in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya3d ffe0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot unit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">linked<span class=\"_ _1\"></span> overeenkomsten<span class=\"_ _1\"></span>, waarbij de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya3e ffe0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">re\u00eble<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">waar<span class=\"_ _1\"></span>deverandering<span class=\"_ _1\"></span> wordt verantw<span class=\"_ _1\"></span>oord in <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening. Er </span></div>\n<div class=\"t m0 x2c h64 ya3f ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt rekening<span class=\"_ _1\"></span> gehouden met verzeker<span class=\"_ _1\"></span>ingsrisico's op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">basis van </span></span></div>\n<div class=\"t m0 x2c h64 ya40 ffe0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuari\u00eble veron<span class=\"_ _1\"></span>derstellingen<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 92px; width: 354px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag380": {
   "value": "\n<div class=\"t m0 x2c h6c ye1a ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd83 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekhoudku<span class=\"_ _1\"></span>ndige verwerki<span class=\"_ _1\"></span>ng van her<span class=\"_ _1\"></span>verzekeringscon<span class=\"_ _1\"></span>tracten hang<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 ye77 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">af van het feit of<span class=\"_ _0\"></span> er binne<span class=\"ws11d\">n <span class=\"_ _0\"></span>het cont<span class=\"_ _0\"></span>ract si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>nte verze<span class=\"_ _0\"></span>kerings<span class=\"_ _0\"></span>risico's<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 ye78 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden overged<span class=\"_ _1\"></span>ragen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd39 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd3a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scontracten waar<span class=\"_ _1\"></span>bij een aanzienlij<span class=\"_ _1\"></span>k verzekeringsri<span class=\"_ _1\"></span>sico</div>\n<div class=\"t m0 x2c h64 y92a ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt overgedra<span class=\"_ _1\"></span>gen, worden veran<span class=\"_ _1\"></span>twoord naar gelang<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y92b ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>scontract. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92c ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contrac<span class=\"_ _0\"></span>ten die ni<span class=\"_ _0\"></span>et ee<span class=\"lsef ws11e\">n aanzienlijk verzeker<span class=\"_ _1\"></span>ingsrisico </span></div>\n<div class=\"t m0 x2c h64 y92e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overdragen, <span class=\"_ _1\"></span>worden veran<span class=\"_ _1\"></span>twoord op bas<span class=\"_ _1\"></span>is van de <span class=\"_ _1\"></span>deposit me<span class=\"_ _1\"></span>thod en</div>\n<div class=\"t m0 x2c h64 y92f ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onder le<span class=\"_ _0\"></span>ningen of sch<span class=\"_ _0\"></span>ulden ver<span class=\"_ _0\"></span>antwoord a<span class=\"_ _0\"></span>ls financi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a of</div>\n<div class=\"t m0 x2c h64 y991 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span>. Een dergelij<span class=\"_ _1\"></span>k financieel actie<span class=\"_ _1\"></span>f of dergelijke fi<span class=\"_ _1\"></span>nanci\u00eble</div>\n<div class=\"t m0 x2c h64 y992 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting wor<span class=\"_ _0\"></span>dt verant<span class=\"_ _0\"></span>woord teg<span class=\"_ _0\"></span>en de betaal<span class=\"_ _0\"></span>de, respec<span class=\"_ _0\"></span>tieveli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x2c h64 y993 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ontvangen v<span class=\"_ _1\"></span>ergoeding, ver<span class=\"_ _1\"></span>minderd met e<span class=\"_ _1\"></span>ventuele, e<span class=\"_ _1\"></span>xpliciet</div>\n<div class=\"t m0 x2c h64 y994 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ge\u00efdent<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>de premi<span class=\"_ _0\"></span>es of vergoed<span class=\"_ _0\"></span>ingen die to<span class=\"_ _0\"></span>ekomen aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y995 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekerde.<span class=\"_ _0\"></span> De betaald<span class=\"_ _0\"></span>e, respect<span class=\"_ _0\"></span>ieveli<span class=\"_ _0\"></span>jk ontvan<span class=\"_ _0\"></span>gen bedra<span class=\"_ _0\"></span>gen die uit</div>\n<div class=\"t m0 x2c h64 y996 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze cont<span class=\"_ _0\"></span>racten vo<span class=\"_ _0\"></span>ort<span class=\"lsef ws11d\">vloeien, worden v<span class=\"_ _1\"></span>erantwoord al<span class=\"_ _1\"></span>s deposi<span class=\"_ _1\"></span>to\u2019s met </span></div>\n<div class=\"t m0 x2c h64 y997 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n de effecti<span class=\"_ _0\"></span>eve<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rente<span class=\"_ _0\"></span>methode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y998 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y999 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deposit<span class=\"_ _0\"></span>o's van <span class=\"_ _0\"></span>herverz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> in het ka<span class=\"_ _0\"></span>der van i<span class=\"_ _0\"></span>n herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c h64 yc13 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gecede<span class=\"_ _0\"></span>erde zaken di<span class=\"_ _0\"></span>e een aanzi<span class=\"_ _0\"></span>enlijk verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gsrisico ov<span class=\"_ _0\"></span>erdrag<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x2c h64 yc14 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gelij<span class=\"_ _1\"></span>k aan het<span class=\"_ _1\"></span> op balansda<span class=\"_ _1\"></span>tum<span class=\"ls0 ws0\"> </span>verschuldi<span class=\"_ _1\"></span>gde bedrag<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc16 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verplic<span class=\"_ _0\"></span>htingen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot gec<span class=\"_ _0\"></span>edeerd<span class=\"_ _0\"></span>e herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 yc17 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> die geen <span class=\"_ _1\"></span>aanzienlijk<span class=\"_ _1\"></span> verzekeringsri<span class=\"_ _1\"></span>sico overdragen<span class=\"_ _1\"></span>, kunnen</div>\n<div class=\"t m0 x2c h64 yc18 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden beschouwd<span class=\"_ _1\"></span> als financi\u00eble verp<span class=\"_ _1\"></span>lichtingen<span class=\"_ _1\"></span> en deze verplichti<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x2c h64 yc19 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden op <span class=\"_ _1\"></span>dezelfde wi<span class=\"_ _1\"></span>jze als ande<span class=\"_ _1\"></span>re financ<span class=\"_ _1\"></span>i\u00eble verplich<span class=\"_ _1\"></span>tingen</div>\n<div class=\"t m0 x2c h64 yc1a ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 455px; width: 350.99px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForReinsuranceExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag386": {
   "value": "\n<div class=\"t m0 x1d h64 y99f ffeb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.13<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>Pe<span class=\"_ _1\"></span>rsoneelsvergoed<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye84 ffed fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Pensioenverpli<span class=\"_ _1\"></span>chtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye85 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas kent<span class=\"_ _1\"></span> wereldwijd ee<span class=\"_ _1\"></span>n aantal <span class=\"_ _1\"></span>toegezegdpensioen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1d h64 ye86 ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rage<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">pensioen<span class=\"_ _1\"></span>regelingen in overee<span class=\"_ _1\"></span>nstemming met lo<span class=\"_ _1\"></span>kale </span></div>\n<div class=\"t m0 x1d h64 ye87 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorwaarden o<span class=\"_ _1\"></span>f sectorgebo<span class=\"_ _1\"></span>nden praktij<span class=\"_ _1\"></span>ken. De pen<span class=\"_ _1\"></span>sioenregelingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ye88 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden d<span class=\"_ _0\"></span>oorgaans gef<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ierd door bet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n aan verzek<span class=\"_ _0\"></span>eraars of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ye89 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan door trustee<span class=\"_ _1\"></span>s beheerde regeli<span class=\"_ _1\"></span>ngen. De financ<span class=\"_ _1\"></span>iering wordt bepaald<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydd4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan de hand van<span class=\"_ _1\"></span> periodieke actuari\u00eble<span class=\"_ _1\"></span> berekeningen. Ge<span class=\"_ _1\"></span>kwalificeerde</div>\n<div class=\"t m0 x1d h64 ydd5 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuarissen ber<span class=\"_ _1\"></span>ekenen de pensioena<span class=\"_ _1\"></span>ctiva en <span class=\"ls0 ws0\">-</span><span class=\"ws11d\">ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> minimaal </span></div>\n<div class=\"t m0 x1d h64 ydd6 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">\u00e9\u00e9n keer per jaa<span class=\"_ _1\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd7 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd8 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een toegezegd<span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g is een <span class=\"_ _1\"></span>pensioenregelin<span class=\"_ _1\"></span>g waarbij<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 ydd9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste toe<span class=\"_ _0\"></span>zegging a<span class=\"_ _0\"></span>an een werk<span class=\"_ _0\"></span>nemer op pe<span class=\"_ _0\"></span>nsioenl<span class=\"_ _0\"></span>eeftijd wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ydda ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgelegd,<span class=\"_ _1\"></span> doorgaans a<span class=\"_ _1\"></span>fhankelijk van <span class=\"_ _1\"></span>een of m<span class=\"_ _1\"></span>eer factore<span class=\"_ _1\"></span>n zoals</div>\n<div class=\"t m0 x1d h64 yddb ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leeftij<span class=\"_ _0\"></span>d of dienstj<span class=\"_ _0\"></span>aren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yddc ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yddd ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toegezegdebi<span class=\"_ _1\"></span>jdrageregeling<span class=\"_ _1\"></span> is een pensioenrege<span class=\"_ _1\"></span>ling waarbij<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 ydde ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vaste bijd<span class=\"_ _0\"></span>ragen bet<span class=\"_ _0\"></span>aalt. Ond<span class=\"_ _0\"></span>er IAS 19 wor<span class=\"_ _0\"></span>dt een regel<span class=\"_ _0\"></span>ing <span class=\"lsef ws11d\">met een </span></div>\n<div class=\"t m0 x1d h64 yddf ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegde b<span class=\"_ _1\"></span>ijdrage en ee<span class=\"_ _1\"></span>n gewaarbor<span class=\"_ _1\"></span>gd rendement e<span class=\"_ _1\"></span>chter be<span class=\"_ _1\"></span>schouwd</div>\n<div class=\"t m0 x1d h64 yde0 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als een toegezegd<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>pensioenre<span class=\"_ _1\"></span>geling vanwege het (we<span class=\"_ _1\"></span>ttelijk</div>\n<div class=\"t m0 x1d h64 yaa9 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>elde) gew<span class=\"_ _0\"></span>aarbor<span class=\"_ _0\"></span>gde rende<span class=\"_ _0\"></span>ment dat in d<span class=\"_ _0\"></span>eze regel<span class=\"_ _0\"></span>ingen is</div>\n<div class=\"t m0 x1d h64 yaaa ffeb fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaab ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaac ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor toege<span class=\"_ _1\"></span>zegdpensioenregeli<span class=\"_ _1\"></span>ngen worden de<span class=\"_ _1\"></span> pensio<span class=\"lsed ws112\">enkosten en </span></div>\n<div class=\"t m0 x1d h64 yaad ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarme<span class=\"_ _0\"></span>e verband hou<span class=\"_ _0\"></span>dende pens<span class=\"_ _0\"></span>ioenac<span class=\"_ _0\"></span>tiva of <span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verplichtingen<span class=\"_ _1\"></span> geschat </span></span></div>\n<div class=\"t m0 x1d h64 yaae ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op basis van de<span class=\"_ _1\"></span> projected unit credi<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">methode. In d<span class=\"_ _0\"></span>eze meth<span class=\"_ _0\"></span>ode:<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yaaf ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt voor el<span class=\"_ _1\"></span>ke periode<span class=\"_ _1\"></span> van diens<span class=\"_ _1\"></span>ttijd een e<span class=\"_ _1\"></span>xtra eenheid </span></span></div>\n<div class=\"t m0 x69 h64 yab0 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoeding <span class=\"_ _1\"></span>toegekend en <span class=\"_ _1\"></span>elke eenheid<span class=\"_ _1\"></span> wordt a<span class=\"_ _1\"></span>fzonderlijk</div>\n<div class=\"t m0 x69 h64 yab1 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gewaardeerd om<span class=\"_ _1\"></span> de uiteindelijke ver<span class=\"_ _1\"></span>plichting op te bou<span class=\"_ _1\"></span>wen;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab2 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsed ws112\">Worden de kosten va<span class=\"_ _0\"></span>n die vergo<span class=\"_ _0\"></span>edingen in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing </span></span></div>\n<div class=\"t m0 x69 h64 yab3 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als last veran<span class=\"_ _1\"></span>twoord om de pensioen<span class=\"_ _1\"></span>kosten te spreiden<span class=\"_ _1\"></span> over de</div>\n<div class=\"t m0 x69 h64 yab4 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">diensttijd va<span class=\"_ _1\"></span>n de werknemers;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab5 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb lsef ws11d\">W<span class=\"_ _1\"></span>ordt de pen<span class=\"_ _1\"></span>sioenverplich<span class=\"_ _1\"></span>ting gewaardeer<span class=\"_ _1\"></span>d <span class=\"lsed ws112\">tegen de co<span class=\"_ _0\"></span>ntante </span></span></span></div>\n<div class=\"t m0 x69 h64 y97d ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarde van de gescha<span class=\"_ _1\"></span>tte toekomstige u<span class=\"_ _1\"></span>itstromen van geld<span class=\"_ _1\"></span>middelen,</div>\n<div class=\"t m0 x69 h64 y97e ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verdisconteerd<span class=\"_ _1\"></span> tegen een<span class=\"_ _1\"></span> rentevoet<span class=\"_ _1\"></span> gebaseerd op<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x69 h64 y97f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktrendemen<span class=\"_ _1\"></span>ten van k<span class=\"_ _1\"></span>walitatief hoog<span class=\"_ _1\"></span>waardige bedr<span class=\"_ _1\"></span>ijfsobligatie<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x69 h64 y980 ffeb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarvan de loopt<span class=\"_ _1\"></span>ijd overeenkomt me<span class=\"_ _1\"></span>t de resterende loop<span class=\"_ _1\"></span>tij<span class=\"lsed ws112\">d van de </span></div>\n<div class=\"t m0 x69 h64 y981 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betreff<span class=\"_ _0\"></span>ende ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y982 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y983 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Herwaa<span class=\"_ _0\"></span>rderinge<span class=\"_ _0\"></span>n, bestaa<span class=\"_ _0\"></span>nde uit actu<span class=\"_ _0\"></span>ari\u00eble wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen, het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 ya6c ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effect v<span class=\"_ _0\"></span>an het act<span class=\"_ _0\"></span>iefplaf<span class=\"_ _0\"></span>ond en h<span class=\"_ _0\"></span>et rende<span class=\"_ _0\"></span>ment op f<span class=\"_ _0\"></span>ondsbe<span class=\"_ _0\"></span>legginge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6d ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(exclus<span class=\"_ _0\"></span>ief netto<span class=\"_ _0\"></span>rente) wor<span class=\"_ _0\"></span>den via over<span class=\"_ _0\"></span>ig compre<span class=\"_ _0\"></span>hensiv<span class=\"_ _0\"></span>e income di<span class=\"_ _0\"></span>rect</div>\n<div class=\"t m0 x1d h64 ya6e ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgenom<span class=\"_ _0\"></span>en in de <span class=\"lsef ws11d\">balans in de <span class=\"_ _1\"></span>periode waarin<span class=\"_ _1\"></span> deze herwa<span class=\"_ _1\"></span>arderingen </span></div>\n<div class=\"t m0 x1d h64 ya6f ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zich voordo<span class=\"_ _1\"></span>en. Herwaarder<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> in latere<span class=\"_ _1\"></span> perioden ni<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x1d h64 ya70 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gehercl<span class=\"_ _0\"></span>assific<span class=\"_ _0\"></span>eerd in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng. De nett<span class=\"_ _0\"></span>orente wo<span class=\"_ _0\"></span>rdt</div>\n<div class=\"t m0 x1d h64 ya71 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd door de dis<span class=\"_ _0\"></span>conteri<span class=\"_ _0\"></span>ngsvoet<span class=\"_ _0\"></span> op de nettov<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>hting of het act<span class=\"_ _0\"></span>ief</div>\n<div class=\"t m0 x1d h64 ya72 ffeb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoo<span class=\"lsef ws11e\">fde van de toegezegdpensioenr<span class=\"_ _1\"></span>egeling toe te pa<span class=\"_ _1\"></span>ssen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya73 ffeb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya74 ffeb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n van ver<span class=\"_ _0\"></span>streke<span class=\"_ _0\"></span>n dienst<span class=\"_ _0\"></span>tijd word<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1d h64 ya75 ffeb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening opgenome<span class=\"_ _1\"></span>n op he<span class=\"_ _1\"></span>t eerstvolgende<span class=\"_ _1\"></span> moment:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya76 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11e\">de datum van<span class=\"_ _1\"></span> de wijziging van de<span class=\"_ _1\"></span> regeling of van<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x69 h64 ya77 ffeb fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">planin<span class=\"_ _0\"></span>perking<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en</span> </span></div>\n<div class=\"t m0 x1d h64 ya78 ffee fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _3f\"> </span><span class=\"ffeb ls104 ws134\">Op<span class=\"_ _1\"></span></span><span class=\"ffeb\"> <span class=\"lsef ws11d\">de datum<span class=\"_ _1\"></span> waarop Ageas<span class=\"_ _1\"></span> de herstru<span class=\"_ _1\"></span>ctureringsko<span class=\"_ _1\"></span>sten erkent.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 848px; width: 352px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De fondsbel<span class=\"_ _1\"></span>eggingen die<span class=\"_ _1\"></span> bij de pen<span class=\"_ _1\"></span>sioenverplichting<span class=\"_ _1\"></span>en van een<span class=\"_ _1\"></span> entiteit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoren, moe<span class=\"_ _1\"></span>ten aan bep<span class=\"_ _1\"></span>aalde crit<span class=\"_ _1\"></span>eria voldoen o<span class=\"_ _1\"></span>m te worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> als In aanm<span class=\"_ _1\"></span>erking komend<span class=\"_ _1\"></span>e fondsbeleggi<span class=\"_ _1\"></span>ngen van</div>\n<div class=\"t m0 x2c h64 y8a8 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen. Di<span class=\"_ _0\"></span>e criter<span class=\"_ _0\"></span>ia hebb<span class=\"_ _0\"></span>en betre<span class=\"_ _0\"></span>kking op <span class=\"_ _0\"></span>het feit <span class=\"_ _0\"></span>dat deze</div>\n<div class=\"t m0 x2c h64 y8a9 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa jur<span class=\"_ _0\"></span>idisch l<span class=\"_ _0\"></span>os dienen te st<span class=\"_ _0\"></span>aan van Age<span class=\"_ _0\"></span>as of de cred<span class=\"_ _0\"></span>iteuren va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas. In<span class=\"_ _0\"></span>dien dit<span class=\"ls0 ws0\"> </span>niet het<span class=\"_ _0\"></span> geval is, wo<span class=\"_ _0\"></span>rden de act<span class=\"_ _0\"></span>iva vera<span class=\"_ _0\"></span>ntwoord in d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ab fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e rubriek i<span class=\"_ _0\"></span>n de balans (z<span class=\"_ _0\"></span>oals bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n, materi<span class=\"_ _0\"></span>\u00eble vaste acti<span class=\"_ _0\"></span>va</div>\n<div class=\"t m0 x2c h64 y8ac fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">enz.). Indien<span class=\"_ _1\"></span> de activa aan de cri<span class=\"_ _1\"></span>teria voldoen<span class=\"_ _1\"></span>, worden deze acti<span class=\"_ _1\"></span>va met</div>\n<div class=\"t m0 x2c h64 y8ad fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de pensio<span class=\"_ _0\"></span>enverpl<span class=\"_ _0\"></span>ichting v<span class=\"_ _0\"></span>errekend.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de re<span class=\"_ _0\"></span>\u00eble waa<span class=\"lsef ws11e\">rde van fondsbeleggingen met de cont<span class=\"_ _1\"></span>ante waarde </span></div>\n<div class=\"t m0 x2c h64 y8b0 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verplichtingen v<span class=\"_ _1\"></span>an een <span class=\"_ _1\"></span>toegezegdpensioenregel<span class=\"_ _1\"></span>ing wordt<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8b1 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd, kan het<span class=\"_ _0\"></span> resultaat l<span class=\"_ _0\"></span>eiden tot<span class=\"_ _0\"></span> een negatie<span class=\"_ _0\"></span>ve waard<span class=\"_ _0\"></span>e (een</div>\n<div class=\"t m0 x2c h64 y8b2 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief).<span class=\"_ _0\"></span> In dat geval<span class=\"_ _0\"></span> mag het verant<span class=\"_ _0\"></span>woorde ac<span class=\"_ _0\"></span>tief niet g<span class=\"_ _0\"></span>roter zijn d<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b3 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">contan<span class=\"lsed ws11d\">te waarde v<span class=\"_ _0\"></span>an econ<span class=\"_ _0\"></span>omische v<span class=\"_ _0\"></span>oordel<span class=\"_ _0\"></span>en in de v<span class=\"_ _0\"></span>orm van </span></div>\n<div class=\"t m0 x2c h64 y8b4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">terugbet<span class=\"_ _0\"></span>alinge<span class=\"_ _0\"></span>n uit de regeli<span class=\"_ _0\"></span>ng of verl<span class=\"_ _0\"></span>agingen va<span class=\"_ _0\"></span>n toekom<span class=\"_ _0\"></span>stige bijdr<span class=\"_ _0\"></span>agen</div>\n<div class=\"t m0 x2c h64 y8b5 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de rege<span class=\"_ _1\"></span>ling (\u2018actie<span class=\"_ _1\"></span>fplafond\u2019).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzorgsregel<span class=\"_ _1\"></span>ingen die v<span class=\"_ _1\"></span>oordelen voor<span class=\"_ _1\"></span> langdurige d<span class=\"_ _1\"></span>iensttijd <span class=\"_ _1\"></span>voorzien</div>\n<div class=\"t m0 x2c h64 y9d7 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maar geen pensioen<span class=\"_ _1\"></span>regelingen zijn<span class=\"_ _1\"></span>, worden gewaardeerd<span class=\"_ _1\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y9d8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>e waarde o<span class=\"_ _0\"></span>p basis van de pr<span class=\"_ _0\"></span>ojected u<span class=\"_ _0\"></span>nit credit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">methode. <span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x2c h64 y9d9 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9da fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De bijdrage<span class=\"_ _1\"></span>n van Agea<span class=\"_ _1\"></span>s voor toege<span class=\"_ _1\"></span>zegdebijdrage<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">pensioenregelinge<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x2c h64 y9db fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden v<span class=\"_ _0\"></span>erwerkt<span class=\"_ _0\"></span> in de res<span class=\"_ _0\"></span>ultate<span class=\"_ _0\"></span>nrekeni<span class=\"_ _0\"></span>ng in het<span class=\"_ _0\"></span> jaar waar <span class=\"_ _0\"></span>deze</div>\n<div class=\"t m0 x2c h64 y9dc fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op hebb<span class=\"_ _0\"></span>en, behalv<span class=\"_ _0\"></span>e in het geva<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y9dd fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdebijd<span class=\"_ _1\"></span>rageregelingen <span class=\"_ _1\"></span>met een geg<span class=\"_ _1\"></span>arandeerd rende<span class=\"_ _1\"></span>ment, die</div>\n<div class=\"t m0 x2c h64 y9de fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekhoudkundig<span class=\"_ _1\"></span> worden behande<span class=\"_ _1\"></span>ld als een<span class=\"_ _1\"></span> toegezegd<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9df fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>ling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc14 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Andere verp<span class=\"_ _1\"></span>lichtingen na<span class=\"_ _1\"></span> uitdienst<span class=\"_ _1\"></span>treding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sommige onde<span class=\"_ _1\"></span>rnemingen van A<span class=\"_ _1\"></span>geas bieden<span class=\"_ _1\"></span> werknemers v<span class=\"_ _1\"></span>ergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc16 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">na uitdienstt<span class=\"_ _1\"></span>reding, zoals lenin<span class=\"_ _1\"></span>gen tegen voordel<span class=\"_ _1\"></span>ige rente en</div>\n<div class=\"t m0 x2c h64 yc17 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gezondheidszo<span class=\"_ _1\"></span>rg verzeker<span class=\"_ _1\"></span>ingen. Een wer<span class=\"_ _1\"></span>knemer kan gew<span class=\"_ _1\"></span>oonlijk van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc18 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze vergoed<span class=\"_ _1\"></span>ingen pro<span class=\"_ _1\"></span>fiteren als de<span class=\"_ _1\"></span> werknemer<span class=\"_ _1\"></span> in diens<span class=\"_ _1\"></span>t blijft <span class=\"_ _1\"></span>tot en met<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc19 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de pensioen<span class=\"_ _1\"></span>leeftijd e<span class=\"_ _1\"></span>n een minim<span class=\"_ _1\"></span>umperiode in<span class=\"_ _1\"></span> dienstverb<span class=\"ws11e\">and is </span></div>\n<div class=\"t m0 x2c h64 yc1a fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geweest<span class=\"_ _0\"></span>. De verw<span class=\"_ _0\"></span>achte k<span class=\"_ _0\"></span>osten va<span class=\"_ _0\"></span>n die ver<span class=\"_ _0\"></span>goeding<span class=\"_ _0\"></span>en word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 ya3d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegere<span class=\"_ _0\"></span>kend over de p<span class=\"_ _0\"></span>eriode va<span class=\"_ _0\"></span>n tewerkst<span class=\"_ _0\"></span>elling,<span class=\"_ _0\"></span> op basis van een</div>\n<div class=\"t m0 x2c h64 ya3e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methode d<span class=\"_ _0\"></span>ie gelijk i<span class=\"_ _0\"></span>s aan de metho<span class=\"_ _0\"></span>de voor</div>\n<div class=\"t m0 x2c h64 ya3f fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen. De<span class=\"_ _1\"></span> verplichtingen word<span class=\"_ _1\"></span>en bepaald aan</div>\n<div class=\"t m0 x2c h64 ya40 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ningen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h6c y945 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en rege<span class=\"_ _1\"></span>lingen voor de<span class=\"_ _1\"></span>elneming in<span class=\"_ _1\"></span> aandelenkapi<span class=\"_ _1\"></span>taal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden (restr<span class=\"_ _1\"></span>icted shares),</div>\n<div class=\"t m0 x2c h64 y947 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel via<span class=\"_ _1\"></span> aandelen als<span class=\"_ _1\"></span> contant <span class=\"_ _1\"></span>afgerekende re<span class=\"_ _1\"></span>gelingen, word<span class=\"_ _1\"></span>en aan</div>\n<div class=\"t m0 x2c h64 y948 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span> en werknemers toegekend<span class=\"_ _1\"></span> als tegenpresta<span class=\"_ _1\"></span>tie voor</div>\n<div class=\"t m0 x2c h64 y949 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen dienst<span class=\"_ _0\"></span>en. De re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> van de ontvang<span class=\"_ _0\"></span>en dienst<span class=\"_ _0\"></span>en wordt</div>\n<div class=\"t m0 x2c h64 y94a fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald aan<span class=\"_ _1\"></span> de hand<span class=\"_ _1\"></span> van de re\u00eb<span class=\"_ _1\"></span>le waarde <span class=\"_ _1\"></span>van de toe<span class=\"_ _1\"></span>gekende</div>\n<div class=\"t m0 x2c h64 y94b fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden. De<span class=\"_ _1\"></span> kosten van</div>\n<div class=\"t m0 x2c h64 y94c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen<span class=\"_ _1\"></span>deelnameplannen<span class=\"_ _1\"></span> worden g<span class=\"_ _1\"></span>ewaardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y94d fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toeke<span class=\"_ _0\"></span>nningsd<span class=\"_ _0\"></span>atum op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de o<span class=\"_ _0\"></span>pties en</div>\n<div class=\"t m0 x2c h64 y94e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden en worde<span class=\"_ _1\"></span>n in de resulta<span class=\"_ _1\"></span>tenrekening</div>\n<div class=\"t m0 x2c h64 y94f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord, hetz<span class=\"_ _0\"></span>ij direct op d<span class=\"_ _0\"></span>e datum van to<span class=\"_ _0\"></span>ekennin<span class=\"_ _0\"></span>g indien e<span class=\"_ _0\"></span>r geen</div>\n<div class=\"t m0 x2c h64 y950 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sprake is va<span class=\"_ _0\"></span>n een vestin<span class=\"_ _0\"></span>g period, h<span class=\"_ _0\"></span>etzij ove<span class=\"_ _0\"></span>r de vesting pe<span class=\"_ _0\"></span>riod van de</div>\n<div class=\"t m0 x2c h64 y951 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opties en<span class=\"_ _1\"></span> aandelen onder<span class=\"_ _1\"></span> voorwaarden<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y953 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In aandelen<span class=\"_ _1\"></span> afgerekende<span class=\"_ _1\"></span> regelingen w<span class=\"_ _1\"></span>orden verwer<span class=\"_ _1\"></span>kt als toe<span class=\"_ _1\"></span>name van</div>\n<div class=\"t m0 x2c h64 y954 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het eigen vermog<span class=\"_ _1\"></span>en en worden geherw<span class=\"_ _1\"></span>aardeerd voor het aa<span class=\"_ _1\"></span>ntal</div>\n<div class=\"t m0 x2c h64 y955 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen tot<span class=\"_ _1\"></span> aan de voorwaarden voor<span class=\"_ _1\"></span> vesting is voldaan<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y956 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y957 fff0 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">In co<span class=\"lsed ws112\">ntanten afgerek<span class=\"_ _0\"></span>ende reg<span class=\"_ _0\"></span>elingen w<span class=\"_ _0\"></span>orden verw<span class=\"_ _0\"></span>erkt als<span class=\"_ _0\"></span> toename van </span></div>\n<div class=\"t m0 x2c h64 y958 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> en worden<span class=\"_ _1\"></span> geherwaard<span class=\"_ _1\"></span>eerd voor <span class=\"_ _1\"></span>zowel:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">Aa<span class=\"_ _1\"></span>ntal aandelen<span class=\"_ _1\"></span> tot voldaan is aan<span class=\"_ _1\"></span> de voorwaarden voor ve<span class=\"_ _1\"></span>sting en</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y95a fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">Wijziging in d<span class=\"_ _0\"></span>e re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de res<span class=\"_ _0\"></span>tricte<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">shares.</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y95b fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Herberekende <span class=\"_ _1\"></span>kosten worden<span class=\"_ _1\"></span> tijdens d<span class=\"_ _1\"></span>e vesting <span class=\"_ _1\"></span>period veran<span class=\"_ _1\"></span>twoord in</div>\n<div class=\"t m0 x1d h64 y95d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. Kost<span class=\"_ _0\"></span>en met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de huidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorgaande per<span class=\"_ _1\"></span>ioden worden recht<span class=\"_ _1\"></span>streeks verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y95f fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De re\u00eble waarde va<span class=\"_ _1\"></span>n de aandelenoptie<span class=\"_ _1\"></span>s wordt be<span class=\"lsed ws112\">paald met ge<span class=\"_ _0\"></span>bruik van </span></div>\n<div class=\"t m0 x1d h64 ya57 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een optiew<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span>ringsmo<span class=\"_ _0\"></span>del dat reke<span class=\"_ _0\"></span>ning houdt m<span class=\"_ _0\"></span>et de volg<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x1d h64 ya58 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">elementen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">aandele<span class=\"_ _0\"></span>nkoers op de dat<span class=\"_ _0\"></span>um van toe<span class=\"_ _0\"></span>kennin<span class=\"_ _0\"></span>g;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac1 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenkoer<span class=\"_ _1\"></span>s;</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac2 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">De verwachte l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de <span class=\"_ _0\"></span>optie;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac3 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">D<span class=\"_ _1\"></span>e verwachte vola<span class=\"_ _1\"></span>tiliteit van het<span class=\"_ _1\"></span> onderliggende aandee<span class=\"_ _1\"></span>l en de </span></span></div>\n<div class=\"t m0 x69 h64 yac4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte divide<span class=\"_ _0\"></span>nden hierv<span class=\"_ _0\"></span>oor<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x1d h64 yac5 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws112\">Het risicovrij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">tarief ov<span class=\"_ _0\"></span>er de ve<span class=\"_ _0\"></span>rwachte l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span>van de o<span class=\"_ _0\"></span>ptie.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>opties word<span class=\"_ _1\"></span>en uitgeoe<span class=\"_ _1\"></span>fend en nieu<span class=\"_ _1\"></span>we aandelen w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x1d h64 yac8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en, wor<span class=\"_ _0\"></span>dt de ontva<span class=\"_ _0\"></span>ngen opbr<span class=\"_ _0\"></span>engst na aftr<span class=\"_ _0\"></span>ek van event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 yac9 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en in he<span class=\"_ _0\"></span>t aand<span class=\"lsef\">elenkapitaal verantwoor<span class=\"_ _1\"></span>d (nominale </span></div>\n<div class=\"t m0 x1d h64 yaca fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>) en het surplus<span class=\"_ _0\"></span> bij de uitgift<span class=\"_ _0\"></span>epremi<span class=\"_ _0\"></span>e (het agio<span class=\"_ _0\"></span>). Indie<span class=\"_ _0\"></span>n voor dit</div>\n<div class=\"t m0 x1d h64 yacb fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doel eigen aande<span class=\"_ _1\"></span>len zijn ingekoc<span class=\"_ _1\"></span>ht, worden deze ge\u00ebl<span class=\"_ _1\"></span>imineerd in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yacc fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rubriek Eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 725px; height: 371px; width: 352.969px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 308px; width: 348px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1d h6c y971 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y972 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Personeelsrec<span class=\"_ _1\"></span>hten inzake jaarli<span class=\"_ _1\"></span>jkse toe<span class=\"ws11d\">gezegde<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> en ui<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 y973 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoofde van langdur<span class=\"_ _1\"></span>ige diensttijd<span class=\"_ _1\"></span> verdiende vakantied<span class=\"_ _1\"></span>agen worden</div>\n<div class=\"t m0 x1d h64 y974 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord wann<span class=\"_ _0\"></span>eer deze rec<span class=\"_ _0\"></span>hten wer<span class=\"_ _0\"></span>knemers t<span class=\"_ _0\"></span>oekomen.<span class=\"_ _0\"></span> Een</div>\n<div class=\"t m0 x1d h64 y975 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorzie<span class=\"_ _0\"></span>ning wordt<span class=\"_ _0\"></span> gemaakt v<span class=\"_ _0\"></span>oor de gesch<span class=\"_ _0\"></span>atte verpl<span class=\"_ _0\"></span>ichting vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y976 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vakantiedagen <span class=\"_ _1\"></span>en extra<span class=\"_ _1\"></span> vakantiedagen<span class=\"_ _1\"></span> vanwege langd<span class=\"_ _1\"></span>urige dien<span class=\"_ _1\"></span>sttijd</div>\n<div class=\"t m0 x1d h64 y977 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van medew<span class=\"_ _0\"></span>erkers tot<span class=\"_ _0\"></span> de balans<span class=\"_ _0\"></span>datum.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 599px; height: 486px; width: 352.986px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 960px; width: 353px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag381": {
   "value": "\n<div class=\"t m0 x2c h6c y945 fff2 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en rege<span class=\"_ _1\"></span>lingen voor de<span class=\"_ _1\"></span>elneming in<span class=\"_ _1\"></span> aandelenkapi<span class=\"_ _1\"></span>taal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y946 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden (restr<span class=\"_ _1\"></span>icted shares),</div>\n<div class=\"t m0 x2c h64 y947 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel via<span class=\"_ _1\"></span> aandelen als<span class=\"_ _1\"></span> contant <span class=\"_ _1\"></span>afgerekende re<span class=\"_ _1\"></span>gelingen, word<span class=\"_ _1\"></span>en aan</div>\n<div class=\"t m0 x2c h64 y948 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span> en werknemers toegekend<span class=\"_ _1\"></span> als tegenpresta<span class=\"_ _1\"></span>tie voor</div>\n<div class=\"t m0 x2c h64 y949 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen dienst<span class=\"_ _0\"></span>en. De re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> van de ontvang<span class=\"_ _0\"></span>en dienst<span class=\"_ _0\"></span>en wordt</div>\n<div class=\"t m0 x2c h64 y94a fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald aan<span class=\"_ _1\"></span> de hand<span class=\"_ _1\"></span> van de re\u00eb<span class=\"_ _1\"></span>le waarde <span class=\"_ _1\"></span>van de toe<span class=\"_ _1\"></span>gekende</div>\n<div class=\"t m0 x2c h64 y94b fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen onder<span class=\"_ _1\"></span> voorwaarden. De<span class=\"_ _1\"></span> kosten van</div>\n<div class=\"t m0 x2c h64 y94c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenopties<span class=\"_ _1\"></span> en aandelen<span class=\"_ _1\"></span>deelnameplannen<span class=\"_ _1\"></span> worden g<span class=\"_ _1\"></span>ewaardeerd op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y94d fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de toeke<span class=\"_ _0\"></span>nningsd<span class=\"_ _0\"></span>atum op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e waarde v<span class=\"_ _0\"></span>an de o<span class=\"_ _0\"></span>pties en</div>\n<div class=\"t m0 x2c h64 y94e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden en worde<span class=\"_ _1\"></span>n in de resulta<span class=\"_ _1\"></span>tenrekening</div>\n<div class=\"t m0 x2c h64 y94f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord, hetz<span class=\"_ _0\"></span>ij direct op d<span class=\"_ _0\"></span>e datum van to<span class=\"_ _0\"></span>ekennin<span class=\"_ _0\"></span>g indien e<span class=\"_ _0\"></span>r geen</div>\n<div class=\"t m0 x2c h64 y950 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sprake is va<span class=\"_ _0\"></span>n een vestin<span class=\"_ _0\"></span>g period, h<span class=\"_ _0\"></span>etzij ove<span class=\"_ _0\"></span>r de vesting pe<span class=\"_ _0\"></span>riod van de</div>\n<div class=\"t m0 x2c h64 y951 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opties en<span class=\"_ _1\"></span> aandelen onder<span class=\"_ _1\"></span> voorwaarden<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y952 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y953 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In aandelen<span class=\"_ _1\"></span> afgerekende<span class=\"_ _1\"></span> regelingen w<span class=\"_ _1\"></span>orden verwer<span class=\"_ _1\"></span>kt als toe<span class=\"_ _1\"></span>name van</div>\n<div class=\"t m0 x2c h64 y954 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het eigen vermog<span class=\"_ _1\"></span>en en worden geherw<span class=\"_ _1\"></span>aardeerd voor het aa<span class=\"_ _1\"></span>ntal</div>\n<div class=\"t m0 x2c h64 y955 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen tot<span class=\"_ _1\"></span> aan de voorwaarden voor<span class=\"_ _1\"></span> vesting is voldaan<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y956 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y957 fff0 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">In co<span class=\"lsed ws112\">ntanten afgerek<span class=\"_ _0\"></span>ende reg<span class=\"_ _0\"></span>elingen w<span class=\"_ _0\"></span>orden verw<span class=\"_ _0\"></span>erkt als<span class=\"_ _0\"></span> toename van </span></div>\n<div class=\"t m0 x2c h64 y958 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> en worden<span class=\"_ _1\"></span> geherwaard<span class=\"_ _1\"></span>eerd voor <span class=\"_ _1\"></span>zowel:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y959 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">Aa<span class=\"_ _1\"></span>ntal aandelen<span class=\"_ _1\"></span> tot voldaan is aan<span class=\"_ _1\"></span> de voorwaarden voor ve<span class=\"_ _1\"></span>sting en</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y95a fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">Wijziging in d<span class=\"_ _0\"></span>e re\u00eble w<span class=\"_ _0\"></span>aarde v<span class=\"_ _0\"></span>an de res<span class=\"_ _0\"></span>tricte<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">shares.</span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y95b fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y95c fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Herberekende <span class=\"_ _1\"></span>kosten worden<span class=\"_ _1\"></span> tijdens d<span class=\"_ _1\"></span>e vesting <span class=\"_ _1\"></span>period veran<span class=\"_ _1\"></span>twoord in</div>\n<div class=\"t m0 x1d h64 y95d fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening. Kost<span class=\"_ _0\"></span>en met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de huidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y95e fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorgaande per<span class=\"_ _1\"></span>ioden worden recht<span class=\"_ _1\"></span>streeks verantwoord<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y95f fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya55 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya56 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De re\u00eble waarde va<span class=\"_ _1\"></span>n de aandelenoptie<span class=\"_ _1\"></span>s wordt be<span class=\"lsed ws112\">paald met ge<span class=\"_ _0\"></span>bruik van </span></div>\n<div class=\"t m0 x1d h64 ya57 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een optiew<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span>ringsmo<span class=\"_ _0\"></span>del dat reke<span class=\"_ _0\"></span>ning houdt m<span class=\"_ _0\"></span>et de volg<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x1d h64 ya58 fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">elementen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yac0 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 ls10a ws13c\">De <span class=\"_ _1\"></span><span class=\"lsed ws112\">aandele<span class=\"_ _0\"></span>nkoers op de dat<span class=\"_ _0\"></span>um van toe<span class=\"_ _0\"></span>kennin<span class=\"_ _0\"></span>g;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac1 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11d\">D<span class=\"_ _1\"></span>e uitoefenkoer<span class=\"_ _1\"></span>s;</span><span class=\"fff0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yac2 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws11d\">De verwachte l<span class=\"_ _0\"></span>ooptij<span class=\"_ _0\"></span>d van de <span class=\"_ _0\"></span>optie;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yac3 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsef ws11e\">D<span class=\"_ _1\"></span>e verwachte vola<span class=\"_ _1\"></span>tiliteit van het<span class=\"_ _1\"></span> onderliggende aandee<span class=\"_ _1\"></span>l en de </span></span></div>\n<div class=\"t m0 x69 h64 yac4 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte divide<span class=\"_ _0\"></span>nden hierv<span class=\"_ _0\"></span>oor<span class=\"ls0 ws0\">; <span class=\"lsef ws113\">en </span> </span></div>\n<div class=\"t m0 x1d h64 yac5 fff3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _3f\"> </span><span class=\"fff0 lsed ws112\">Het risicovrij<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">tarief ov<span class=\"_ _0\"></span>er de ve<span class=\"_ _0\"></span>rwachte l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span>van de o<span class=\"_ _0\"></span>ptie.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yac6 fff0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yac7 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>opties word<span class=\"_ _1\"></span>en uitgeoe<span class=\"_ _1\"></span>fend en nieu<span class=\"_ _1\"></span>we aandelen w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x1d h64 yac8 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en, wor<span class=\"_ _0\"></span>dt de ontva<span class=\"_ _0\"></span>ngen opbr<span class=\"_ _0\"></span>engst na aftr<span class=\"_ _0\"></span>ek van event<span class=\"_ _0\"></span>uele</div>\n<div class=\"t m0 x1d h64 yac9 fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en in he<span class=\"_ _0\"></span>t aand<span class=\"lsef\">elenkapitaal verantwoor<span class=\"_ _1\"></span>d (nominale </span></div>\n<div class=\"t m0 x1d h64 yaca fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde<span class=\"_ _0\"></span>) en het surplus<span class=\"_ _0\"></span> bij de uitgift<span class=\"_ _0\"></span>epremi<span class=\"_ _0\"></span>e (het agio<span class=\"_ _0\"></span>). Indie<span class=\"_ _0\"></span>n voor dit</div>\n<div class=\"t m0 x1d h64 yacb fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doel eigen aande<span class=\"_ _1\"></span>len zijn ingekoc<span class=\"_ _1\"></span>ht, worden deze ge\u00ebl<span class=\"_ _1\"></span>imineerd in de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yacc fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rubriek Eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 725px; height: 371px; width: 352.969px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 308px; width: 348px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag385": {
   "value": "\n<div class=\"t m0 x1d h6c yab2 fff2 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yab3 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorzieningen <span class=\"_ _1\"></span>zijn verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> onzekerheden <span class=\"_ _1\"></span>met zich</div>\n<div class=\"t m0 x1d h64 yab4 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">meebrengen i<span class=\"_ _1\"></span>n hoogte o<span class=\"_ _1\"></span>f tijdstip<span class=\"_ _1\"></span> van betaling<span class=\"_ _1\"></span>. Voorzieningen<span class=\"_ _1\"></span> worde<span class=\"lsed ws111\">n </span></div>\n<div class=\"t m0 x1d h64 yab5 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op de bal<span class=\"_ _0\"></span>ans indie<span class=\"_ _0\"></span>n er een besta<span class=\"_ _0\"></span>ande (wett<span class=\"_ _0\"></span>elijke of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y97d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">constructieve<span class=\"_ _1\"></span>) verplichting<span class=\"_ _1\"></span> is tot <span class=\"_ _1\"></span>overdracht v<span class=\"_ _1\"></span>an economische<span class=\"_ _1\"></span> voordelen,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y97e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals kass<span class=\"_ _0\"></span>tromen,<span class=\"_ _0\"></span> als gevolg va<span class=\"_ _0\"></span>n gebeurt<span class=\"_ _0\"></span>enissen in h<span class=\"_ _0\"></span>et verle<span class=\"_ _0\"></span>den en</div>\n<div class=\"t m0 x1d h64 y97f fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">indien op<span class=\"_ _1\"></span> de balansda<span class=\"_ _1\"></span>tum een be<span class=\"_ _1\"></span>trouwbare scha<span class=\"_ _1\"></span>tting<span class=\"ls0 ws0\"> <span class=\"lsee ws13e\">mogelijk is. </span></span></div>\n<div class=\"t m0 x1d h64 y980 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voorzieningen word<span class=\"_ _1\"></span>en aangelegd voor<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x1d h64 y981 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">garantieoveree<span class=\"_ _1\"></span>nkomsten waar<span class=\"_ _1\"></span>voor Agea<span class=\"_ _1\"></span>s bij niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">betaling </span></span></div>\n<div class=\"t m0 x1d h64 y982 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk is. Voor<span class=\"_ _1\"></span>zieningen wor<span class=\"_ _1\"></span>den geschat<span class=\"_ _1\"></span> op basis va<span class=\"_ _1\"></span>n alle</div>\n<div class=\"t m0 x1d h64 y983 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e factore<span class=\"_ _0\"></span>n en inform<span class=\"_ _0\"></span>atie die o<span class=\"_ _0\"></span>p balansdat<span class=\"_ _0\"></span>um best<span class=\"_ _0\"></span>aan en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 ya6c fff0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ver<span class=\"lsed ws112\">discont<span class=\"_ _0\"></span>eerd tegen d<span class=\"_ _0\"></span>e risicovri<span class=\"_ _0\"></span>je rentev<span class=\"_ _0\"></span>oet.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 363px; height: 187px; width: 353px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag387": {
   "value": "\n<div class=\"t m0 x1d h6c y985 fff2 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y986 fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorwaardelij<span class=\"_ _1\"></span>ke verplich<span class=\"_ _1\"></span>tingen zijn o<span class=\"_ _1\"></span>nzekerheden w<span class=\"_ _1\"></span>aarvan het<span class=\"_ _1\"></span> bedrag</div>\n<div class=\"t m0 x1d h64 y987 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet met voldoend<span class=\"_ _1\"></span>e betrouwbaarh<span class=\"_ _1\"></span>eid kan worden ges<span class=\"_ _1\"></span>chat of wanneer</div>\n<div class=\"t m0 x1d h64 y988 fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het niet wa<span class=\"_ _0\"></span>arschijn<span class=\"_ _0\"></span>lijk is dat<span class=\"_ _0\"></span> betaling v<span class=\"_ _0\"></span>ereist zal zi<span class=\"_ _0\"></span>jn om de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>g af</div>\n<div class=\"t m0 x1d h64 y989 fff0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te wikkelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 77px; width: 352.969px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag389": {
   "value": "\n<div class=\"t m0 x1d h6c y98b fff2 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Aandele<span class=\"_ _0\"></span>nkapit<span class=\"_ _0\"></span>aal en kost<span class=\"_ _0\"></span>en van aandel<span class=\"_ _0\"></span>enuitgif<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y98c fff0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Kosten d<span class=\"_ _0\"></span>ie recht<span class=\"_ _0\"></span>streeks<span class=\"_ _0\"></span> toerek<span class=\"_ _0\"></span>enbaar z<span class=\"_ _0\"></span>ijn aan d<span class=\"_ _0\"></span>e uitgift<span class=\"_ _0\"></span>e van ni<span class=\"_ _0\"></span>euwe</div>\n<div class=\"t m0 x1d h64 y98d fff0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen o<span class=\"_ _1\"></span>f aandelenoptie<span class=\"_ _1\"></span>s, met<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">ui<span class=\"_ _1\"></span>tzondering van die bi<span class=\"_ _1\"></span>j een </span></div>\n<div class=\"t m0 x1d h64 y98e fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>combi<span class=\"_ _0\"></span>natie, wo<span class=\"_ _0\"></span>rden in mind<span class=\"_ _0\"></span>ering gebr<span class=\"_ _0\"></span>acht op het<span class=\"_ _0\"></span> eigen</div>\n<div class=\"t m0 x1d h64 y98f fff0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n na aftre<span class=\"_ _0\"></span>k van eventu<span class=\"_ _0\"></span>ele daarm<span class=\"_ _0\"></span>ee verban<span class=\"_ _0\"></span>d houdende</div>\n<div class=\"t m0 x1d h64 ye8b fff0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 126px; height: 98px; width: 352.969px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag383": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Eigen aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer de <span class=\"_ _1\"></span>moedermaatschapp<span class=\"_ _1\"></span>ij of <span class=\"ls107 ws13e\">zi<span class=\"_ _1\"></span>jn<span class=\"ls0 ws0\"> </span></span><span class=\"ws113\">doch<span class=\"_ _1\"></span>terondernemingen </span></div>\n<div class=\"t m0 x2c h64 y8a7 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enkapit<span class=\"_ _0\"></span>aal van Ag<span class=\"_ _0\"></span>eas kop<span class=\"_ _0\"></span>en of rec<span class=\"_ _0\"></span>hten ve<span class=\"_ _0\"></span>rkrijge<span class=\"_ _0\"></span>n om</div>\n<div class=\"t m0 x2c h64 y8a8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al van Ageas te kopen, w<span class=\"_ _1\"></span>ordt de betaalde v<span class=\"_ _1\"></span>ergoeding</div>\n<div class=\"t m0 x2c h64 y8a9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief eventu<span class=\"_ _0\"></span>ele toerek<span class=\"_ _0\"></span>enbare tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>iekosten,<span class=\"_ _0\"></span> na aftrek va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en, in mind<span class=\"_ _0\"></span>ering geb<span class=\"_ _0\"></span>racht op het ei<span class=\"_ _0\"></span>gen vermo<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y8ac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>den die wor<span class=\"_ _0\"></span>den betaa<span class=\"_ _0\"></span>ld op ingek<span class=\"_ _0\"></span>ochte eige<span class=\"_ _0\"></span>n aandelen d<span class=\"_ _0\"></span>ie in</div>\n<div class=\"t m0 x2c h64 y8ad fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">handen van<span class=\"_ _1\"></span> ondernemingen<span class=\"_ _1\"></span> van Ageas <span class=\"_ _1\"></span>zijn, worden ge\u00eb<span class=\"_ _1\"></span>limineerd</div>\n<div class=\"t m0 x2c h64 y8ae fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wannee<span class=\"_ _0\"></span>r de Gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de Jaarrek<span class=\"_ _0\"></span>ening wor<span class=\"_ _0\"></span>dt opgest<span class=\"_ _0\"></span>eld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye8d fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelen Agea<span class=\"_ _1\"></span>s die Agea<span class=\"_ _1\"></span>sfinlux S.A.<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>kader van<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls106 ws136\">FRESH</span>-</span></div>\n<div class=\"t m0 x2c h64 ye8e fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaaleffec<span class=\"_ _1\"></span>ten aanhoudt,<span class=\"_ _1\"></span> zijn niet<span class=\"_ _1\"></span> dividend<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"lsed\">of kapita<span class=\"_ _0\"></span>algerecht<span class=\"_ _0\"></span>igd. </span></div>\n<div class=\"t m0 x2c h64 ye8f fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze aand<span class=\"_ _0\"></span>elen word<span class=\"_ _0\"></span>en ge\u00eblimi<span class=\"_ _0\"></span>neerd vo<span class=\"_ _0\"></span>or de berek<span class=\"_ _0\"></span>ening van h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 ye90 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d, de netto<span class=\"_ _0\"></span>winst en het<span class=\"_ _0\"></span> eigen verm<span class=\"_ _0\"></span>ogen per a<span class=\"_ _0\"></span>andeel. De kos<span class=\"_ _0\"></span>tprijs</div>\n<div class=\"t m0 x2c h64 ye91 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de aand<span class=\"_ _0\"></span>elen wordt in m<span class=\"_ _0\"></span>inderi<span class=\"_ _0\"></span>ng gebrac<span class=\"_ _0\"></span>ht op<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">het eigen<span class=\"_ _1\"></span> vermogen.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 140px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 255px; width: 350px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag382": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yea4 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.16 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"lsed ws111\">Bruto</span> </span>premie<span class=\"ls0 ws0\">-</span>in<span class=\"_ _1\"></span>komen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yea5 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Kortlopende<span class=\"_ _1\"></span> tegenover langlopen<span class=\"_ _1\"></span>de contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yea6 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een kortl<span class=\"_ _0\"></span>opend ver<span class=\"_ _0\"></span>zekerin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>act is een co<span class=\"_ _0\"></span>ntract dat v<span class=\"_ _0\"></span>oorziet in</div>\n<div class=\"t m0 x2c h64 yea7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming voo<span class=\"_ _1\"></span>r een<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">vaste, maar kort<span class=\"_ _0\"></span>e period<span class=\"_ _0\"></span>e en dat de </span></span></div>\n<div class=\"t m0 x2c h64 yea8 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eraar de moge<span class=\"_ _0\"></span>lijkhei<span class=\"_ _0\"></span>d geeft om<span class=\"_ _0\"></span> het contract<span class=\"_ _0\"></span> op te zeggen of<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 yea9 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bepali<span class=\"_ _0\"></span>ngen ervan t<span class=\"_ _0\"></span>e wijzigen a<span class=\"_ _0\"></span>an het einde v<span class=\"_ _0\"></span>an een cont<span class=\"_ _0\"></span>ractperi<span class=\"_ _0\"></span>ode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yeaa fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yeab fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een langlope<span class=\"_ _1\"></span>nd contrac<span class=\"_ _1\"></span>t is een c<span class=\"_ _1\"></span>ontract waarvan<span class=\"_ _1\"></span> de bepalin<span class=\"_ _1\"></span>gen over he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yeac fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en n<span class=\"lsef ws11d\">iet eenzijdig<span class=\"_ _1\"></span> kunnen worde<span class=\"_ _1\"></span>n gewijzigd,<span class=\"_ _1\"></span> zoals een<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 yead fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opzegbaar o<span class=\"_ _1\"></span>f gewaarborgd<span class=\"_ _1\"></span> hernieuwbaar<span class=\"_ _1\"></span> contract, <span class=\"_ _1\"></span>en dat de <span class=\"_ _1\"></span>uitvoering</div>\n<div class=\"t m0 x2c h64 yeae fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van verschillen<span class=\"_ _1\"></span>de functies en die<span class=\"_ _1\"></span>nsten (waaronder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yeaf fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbescherming) vo<span class=\"_ _1\"></span>or een lange<span class=\"_ _1\"></span> periode b<span class=\"_ _1\"></span>epaalt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yeb0 fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Ontvangen premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">inkomen</span> </span></div>\n<div class=\"t m0 x2c h64 yeb1 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">P<span class=\"lsef ws11d\">remies<span class=\"_ _1\"></span> uit levensver<span class=\"_ _1\"></span>zekeringscontracten<span class=\"_ _1\"></span> en lang<span class=\"_ _1\"></span>lopende </span></div>\n<div class=\"t m0 x2c h64 yeb2 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsover<span class=\"_ _1\"></span>eenkomsten met<span class=\"_ _1\"></span> discretionair<span class=\"_ _1\"></span>e winstdeling<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yeb3 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t als baten zo<span class=\"_ _0\"></span>dra deze do<span class=\"_ _0\"></span>or de polish<span class=\"_ _0\"></span>ouder vers<span class=\"_ _0\"></span>chuldi<span class=\"_ _0\"></span>gd zijn. De</div>\n<div class=\"t m0 x2c h64 yeb4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige opbr<span class=\"_ _0\"></span>engste<span class=\"_ _0\"></span>n en kosten w<span class=\"_ _0\"></span>ordt verrek<span class=\"_ _0\"></span>end met</div>\n<div class=\"t m0 x2c h64 yeb5 fff5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de<span class=\"lsef ws11e\">ze baten met als doel de<span class=\"_ _1\"></span> winst te verant<span class=\"_ _1\"></span>woorden gedurende<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c h64 yeb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geschatt<span class=\"_ _0\"></span>e duur v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngen. Dit<span class=\"_ _0\"></span> 'match<span class=\"_ _0\"></span>ing'<span class=\"ls0 ws0\">-</span>proces<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x2c h64 yeb7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitgevoerd a<span class=\"_ _1\"></span>an de hand <span class=\"_ _1\"></span>van een b<span class=\"_ _1\"></span>epaling van<span class=\"_ _1\"></span> de verpli<span class=\"_ _1\"></span>chtingen uit</div>\n<div class=\"t m0 x2c h64 yeb8 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hoofde v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngscont<span class=\"_ _0\"></span>racten en<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingsov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd9c fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met discret<span class=\"_ _0\"></span>ionair<span class=\"_ _0\"></span>e winstde<span class=\"_ _0\"></span>ling alsm<span class=\"_ _0\"></span>ede aan de ha<span class=\"_ _0\"></span>nd van voor<span class=\"_ _0\"></span>af te</div>\n<div class=\"t m0 x1d h64 yd9d fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betalen k<span class=\"_ _0\"></span>osten z<span class=\"_ _0\"></span>oals po<span class=\"_ _0\"></span>lisacqui<span class=\"_ _0\"></span>sitieko<span class=\"_ _0\"></span>sten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ye3d fff7 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend premie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">inkomen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye3e fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor verzekeri<span class=\"_ _1\"></span>ngsovereenkom<span class=\"_ _1\"></span>sten met een korte<span class=\"_ _1\"></span> looptijd (hoofdz<span class=\"_ _1\"></span>akelijk</div>\n<div class=\"t m0 x1d h64 ye3f fff5 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">le<span class=\"_ _1\"></span>ven) worden de pre<span class=\"_ _1\"></span>mies direct bij inga<span class=\"_ _1\"></span>ng van <span class=\"ws11d\">de overeen<span class=\"_ _1\"></span>komst </span></span></span></div>\n<div class=\"t m0 x1d h64 ye40 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>t. Die p<span class=\"_ _0\"></span>remies w<span class=\"_ _0\"></span>orden in <span class=\"_ _0\"></span>de resul<span class=\"_ _0\"></span>tatenrek<span class=\"_ _0\"></span>ening <span class=\"_ _0\"></span>pro<span class=\"ls0 ws0\">-</span><span class=\"ws111\">rata </span></div>\n<div class=\"t m0 x1d h64 ye41 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedurende de te<span class=\"_ _1\"></span>rmijn van de verzekeri<span class=\"_ _1\"></span>ngsdekking ver<span class=\"_ _1\"></span>antwoord als</div>\n<div class=\"t m0 x1d h64 ye42 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Verdiend. De voo<span class=\"_ _1\"></span>rziening voor nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">verdiende <span class=\"_ _1\"></span>premies bev<span class=\"_ _1\"></span>at het </span></div>\n<div class=\"t m0 x1d h64 yda4 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gedeelt<span class=\"_ _0\"></span>e van de gebo<span class=\"_ _0\"></span>ekte premi<span class=\"_ _0\"></span>es voor de no<span class=\"_ _0\"></span>g niet <span class=\"ws11d\">afgelo<span class=\"_ _0\"></span>pen term<span class=\"_ _0\"></span>ijn </span></div>\n<div class=\"t m0 x1d h64 yda5 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de de<span class=\"_ _1\"></span>kking.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 171px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 360px; width: 350px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ye45 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.17<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>R<span class=\"_ _1\"></span>entebaten<span class=\"ws11d\">, di<span class=\"_ _1\"></span>vidend en o<span class=\"_ _1\"></span>verige beleg<span class=\"_ _1\"></span>gingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye46 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor alle rentedra<span class=\"_ _1\"></span>gende instru<span class=\"_ _1\"></span>menten worden de ren<span class=\"_ _1\"></span>tebaten en <span class=\"ls0 ws0\">-<span class=\"lsed ws111\">lasten </span></span></div>\n<div class=\"t m0 x1d h64 ye47 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g (ongeac<span class=\"_ _0\"></span>ht of deze inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye48 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gecla<span class=\"_ _1\"></span>ssificeerd als<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aa<span class=\"_ _1\"></span>ngehouden, vo<span class=\"_ _1\"></span>or verkoop</div>\n<div class=\"t m0 x1d h64 ye49 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span>, tegen re\u00eble waarde me<span class=\"_ _1\"></span>t waardeverande<span class=\"lsed ws112\">ringen in de </span></div>\n<div class=\"t m0 x1d h64 ye4a fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening, als deri<span class=\"_ _1\"></span>vaten of als overige ac<span class=\"_ _1\"></span>tiva of passiva)<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x1d h64 ye4b fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> het toerekening<span class=\"_ _1\"></span>sbeginsel <span class=\"_ _1\"></span>met behulp <span class=\"_ _1\"></span>van de effe<span class=\"_ _1\"></span>ctieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yeb9 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode o<span class=\"_ _0\"></span>p basis v<span class=\"_ _0\"></span>an de werk<span class=\"_ _0\"></span>elijke<span class=\"_ _0\"></span> aankoop<span class=\"_ _0\"></span>prijs in<span class=\"_ _0\"></span>clusief <span class=\"_ _0\"></span>directe</div>\n<div class=\"t m0 x1d h64 yeba fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en. In di<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>aten z<span class=\"lsef\">ijn onder andere beg<span class=\"_ _1\"></span>repen de </span></div>\n<div class=\"t m0 x1d h64 ydaf fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verdien<span class=\"_ _0\"></span>de coupo<span class=\"_ _0\"></span>ns op instrum<span class=\"_ _0\"></span>enten met e<span class=\"_ _0\"></span>en vaste of v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e rente en</div>\n<div class=\"t m0 x1d h64 ydb0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>evermee<span class=\"_ _0\"></span>rdering of<span class=\"_ _0\"></span> amortisat<span class=\"_ _0\"></span>ie van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n, de</div>\n<div class=\"t m0 x1d h64 ydb1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g of de premie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb2 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Is een f<span class=\"_ _1\"></span>inancieel actie<span class=\"_ _1\"></span>f eenmaal<span class=\"_ _1\"></span> afgewaardeerd <span class=\"_ _1\"></span>tot de ges<span class=\"_ _1\"></span>chatte</div>\n<div class=\"t m0 x1d h64 ydb4 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rea<span class=\"ws11d\">liseerbare<span class=\"_ _1\"></span> waarde, dan<span class=\"_ _1\"></span> worden de <span class=\"_ _1\"></span>rentebaten<span class=\"_ _1\"></span> daarna geba<span class=\"_ _1\"></span>seerd op </span></div>\n<div class=\"t m0 x1d h64 ydb5 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve rente di<span class=\"_ _0\"></span>e ook is gebru<span class=\"_ _0\"></span>ikt voor het<span class=\"_ _0\"></span> contant m<span class=\"_ _0\"></span>aken van de</div>\n<div class=\"t m0 x1d h64 ydb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n voor de b<span class=\"_ _0\"></span>epali<span class=\"_ _0\"></span>ng van de r<span class=\"_ _0\"></span>ealisee<span class=\"_ _0\"></span>rbare wa<span class=\"_ _0\"></span>arde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dividenden w<span class=\"_ _1\"></span>orden opgenome<span class=\"_ _1\"></span>n in de<span class=\"_ _1\"></span> resultatenrek<span class=\"_ _1\"></span>ening<span class=\"ls0 ws0\"> </span>wanneer<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 ydb9 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dividend is gede<span class=\"_ _1\"></span>clareerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydba fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydbb fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas treedt op als<span class=\"_ _1\"></span> verhuurder voor<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">opzegb<span class=\"_ _1\"></span>are huurcon<span class=\"_ _1\"></span>tracten die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ydbc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties kunnen b<span class=\"_ _1\"></span>evatten, voor<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ydbd fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald va<span class=\"_ _1\"></span>stgoed voor<span class=\"_ _1\"></span> eigen gebrui<span class=\"_ _1\"></span>k. Huurinkoms<span class=\"_ _1\"></span>ten en ander<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ydbe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomsten worden<span class=\"_ _1\"></span>,<span class=\"ls0 ws0\"> </span>onder af<span class=\"_ _1\"></span>trek van aan huurders toegek<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x1d h64 ydbf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huurincentives<span class=\"_ _1\"></span>, opgenomen volgen<span class=\"_ _1\"></span>s het toerekening<span class=\"_ _1\"></span>sbeginsel, en</div>\n<div class=\"t m0 x1d h64 ydc0 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden lineair<span class=\"_ _1\"></span> opgenomen tenzij er<span class=\"_ _1\"></span> overtuigende aan<span class=\"_ _1\"></span>wijzingen zijn da<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydc1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de voorde<span class=\"_ _0\"></span>len over de p<span class=\"_ _0\"></span>eriode van d<span class=\"_ _0\"></span>e leaseov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>st niet g<span class=\"_ _0\"></span>elijkmati<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 ydc2 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangroeien<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 450px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yebb fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.18 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Gereali<span class=\"_ _1\"></span>seerde en ni<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">gerealisee<span class=\"_ _0\"></span>rde winst<span class=\"_ _0\"></span>en en verli<span class=\"_ _0\"></span>ezen<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yebc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten die <span class=\"_ _1\"></span>worden aangemer<span class=\"_ _1\"></span>kt als voo<span class=\"_ _1\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yebd fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden, ve<span class=\"_ _0\"></span>rtegenw<span class=\"_ _0\"></span>oordige<span class=\"_ _0\"></span>n de gerealis<span class=\"_ _0\"></span>eerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen</div>\n<div class=\"t m0 x1d h64 yebe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op verkopen en des<span class=\"_ _1\"></span>investeringen<span class=\"_ _1\"></span> het verschil tus<span class=\"_ _1\"></span>sen d<span class=\"lsed ws112\">e ontvang<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yebf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> de oorspronkelijke<span class=\"_ _1\"></span> boekwaarde van he<span class=\"_ _1\"></span>t verkochte</div>\n<div class=\"t m0 x1d h64 ydc8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actief, verm<span class=\"_ _1\"></span>inderd met e<span class=\"_ _1\"></span>ventuele in<span class=\"_ _1\"></span> de resulta<span class=\"_ _1\"></span>tenrekening ve<span class=\"_ _1\"></span>rantwoorde</div>\n<div class=\"t m0 x1d h64 yec0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n en gecorri<span class=\"_ _0\"></span>geerd voor het<span class=\"_ _0\"></span> effect va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yec1 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele he<span class=\"_ _1\"></span>dge accounting<span class=\"_ _1\"></span>. Gerealiseerde<span class=\"_ _1\"></span> <span class=\"lsed ws112\">winsten e<span class=\"_ _0\"></span>n verlieze<span class=\"_ _0\"></span>n uit </span></div>\n<div class=\"t m0 x1d h64 yec2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkope<span class=\"_ _0\"></span>n worden in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing verant<span class=\"_ _0\"></span>woord in d<span class=\"_ _0\"></span>e rubriek</div>\n<div class=\"t m0 x1d h64 yec3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Resultaat op<span class=\"_ _1\"></span> verkoop<span class=\"_ _1\"></span> en herwaarder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yec4 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec5 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bij fina<span class=\"_ _0\"></span>nci\u00eble i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nten di<span class=\"_ _0\"></span>e via de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng tege<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yec6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>, wordt he<span class=\"_ _1\"></span>t <span class=\"ws11e\">verschil tussen d<span class=\"_ _1\"></span>e boekwaarde </span></div>\n<div class=\"t m0 x1d h64 yec7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>einde van d<span class=\"_ _1\"></span>e huidige <span class=\"_ _1\"></span>verslagperiode e<span class=\"_ _1\"></span>n de voorg<span class=\"_ _1\"></span>aande</div>\n<div class=\"t m0 x1d h64 yec8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> in de resultatenre<span class=\"_ _1\"></span>kening opgenomen<span class=\"_ _1\"></span> onder Resultaat op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec9 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop en <span class=\"_ _1\"></span>herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 246px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 723px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 917px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 365px; width: 350px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij derivat<span class=\"_ _1\"></span>en wordt he<span class=\"_ _1\"></span>t verschil<span class=\"_ _1\"></span> tussen de <span class=\"_ _1\"></span>'schone' re\u00ebl<span class=\"_ _1\"></span>e waarde (<span class=\"_ _1\"></span>dat wil</div>\n<div class=\"t m0 x2c h64 y8a6 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zeggen, zonder<span class=\"_ _1\"></span> het niet<span class=\"ls0 ws0\">-</span>gere<span class=\"_ _1\"></span>aliseerde gede<span class=\"_ _1\"></span>elte van de</div>\n<div class=\"t m0 x2c h64 y8a7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentebi<span class=\"_ _0\"></span>jboekin<span class=\"_ _0\"></span>gen) aan het<span class=\"_ _0\"></span> einde van de l<span class=\"_ _0\"></span>opende vers<span class=\"_ _0\"></span>lagper<span class=\"_ _0\"></span>iode en de</div>\n<div class=\"t m0 x2c h64 y8a8 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorga<span class=\"_ _0\"></span>ande versl<span class=\"_ _0\"></span>agperio<span class=\"_ _0\"></span>de in de result<span class=\"_ _0\"></span>atenr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>erantwoo<span class=\"_ _0\"></span>rd onder</div>\n<div class=\"t m0 x2c h64 y8a9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Resulta<span class=\"_ _0\"></span>at op verko<span class=\"_ _0\"></span>op en <span class=\"lsef ws113\">herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8aa fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij terugboe<span class=\"_ _1\"></span>king of e<span class=\"_ _1\"></span>en bijzondere<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ring op een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financieel a<span class=\"_ _1\"></span>ctief, worden de eerde<span class=\"_ _1\"></span>r rechtstreeks<span class=\"_ _1\"></span> in het eigen vermoge<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8ad fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwerkte niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">gerealis<span class=\"_ _1\"></span>eerde winsten <span class=\"_ _1\"></span>en verlie<span class=\"_ _1\"></span>zen overgedragen<span class=\"_ _1\"></span> naar de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ae fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 945px; height: 156px; width: 353px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 yd39 fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.19 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"ls10a ws13c\">Commiss</span></span>iebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd87 fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies als int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>ieve rente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd88 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies die een int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>ormen van d<span class=\"_ _0\"></span>e effectiev<span class=\"_ _0\"></span>e rente</div>\n<div class=\"t m0 x2c h64 yd89 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>financieel i<span class=\"_ _1\"></span>nstrument word<span class=\"_ _1\"></span>en in he<span class=\"_ _1\"></span>t algemeen beh<span class=\"_ _1\"></span>andeld als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8a fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een aanpassing<span class=\"_ _1\"></span> op de effectieve ren<span class=\"_ _1\"></span>te. Dat is het ge<span class=\"_ _1\"></span>val<span class=\"ls0 ws0\"> <span class=\"ls103 ws151\">bij<span class=\"_ _1\"></span> commi<span class=\"_ _1\"></span>ssies<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n ontvange<span class=\"_ _0\"></span>n als vergo<span class=\"_ _0\"></span>eding voor ac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten zoals<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 yd8c fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble toe<span class=\"_ _0\"></span>stand v<span class=\"_ _0\"></span>an de kre<span class=\"_ _0\"></span>dietnem<span class=\"_ _0\"></span>er, het</div>\n<div class=\"t m0 x2c h64 yd8d fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en en boek<span class=\"_ _0\"></span>en van garant<span class=\"_ _0\"></span>ies etc. en ook<span class=\"_ _0\"></span> voor commi<span class=\"_ _0\"></span>ssies die</div>\n<div class=\"t m0 x2c h64 y930 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden o<span class=\"_ _0\"></span>ntvangen bi<span class=\"_ _0\"></span>j de uitgift<span class=\"_ _0\"></span>e van tegen ge<span class=\"_ _0\"></span>amo<span class=\"lsef ws11d\">rtiseerde kostprij<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y931 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerde<span class=\"_ _1\"></span> financi\u00eble<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>. Beide soor<span class=\"_ _1\"></span>ten commiss<span class=\"_ _1\"></span>ies</div>\n<div class=\"t m0 x2c h64 y932 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d en verwerkt<span class=\"_ _0\"></span> als aanpas<span class=\"_ _0\"></span>sing van het<span class=\"_ _0\"></span> effect<span class=\"_ _0\"></span>ieve</div>\n<div class=\"t m0 x2c h64 y933 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arief van het<span class=\"_ _0\"></span> onderlig<span class=\"_ _0\"></span>gende fin<span class=\"_ _0\"></span>ancieel i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span>, gewaa<span class=\"_ _0\"></span>rdeerd</div>\n<div class=\"t m0 x2c h64 y934 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y935 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y936 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">W<span class=\"lsef ws11e\">ordt een<span class=\"_ _1\"></span> financieel inst<span class=\"_ _1\"></span>rument tegen de re\u00eb<span class=\"_ _1\"></span>le waarde in de win<span class=\"_ _1\"></span>st</span>- <span class=\"lsef ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y937 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g verwerkt,<span class=\"_ _0\"></span> dan word<span class=\"_ _0\"></span>en de commis<span class=\"_ _0\"></span>sies bij ee<span class=\"_ _0\"></span>rste opna<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x2c h64 y938 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het i<span class=\"_ _1\"></span>nstrument a<span class=\"_ _1\"></span>ls baten veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies <span class=\"_ _1\"></span>verwerkt wanneer<span class=\"_ _1\"></span> de diens<span class=\"_ _1\"></span>ten worden <span class=\"_ _1\"></span>geleverd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissies worden<span class=\"_ _1\"></span> in<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het algemeen als<span class=\"_ _0\"></span> baten ver<span class=\"_ _0\"></span>werkt per d<span class=\"_ _0\"></span>e datum </span></span></div>\n<div class=\"t m0 x2c h64 ya7f fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de diens<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en gelever<span class=\"_ _0\"></span>d. Indien h<span class=\"_ _0\"></span>et onwaars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijk is dat een</div>\n<div class=\"t m0 x2c h64 ya80 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke leenov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omst wordt<span class=\"_ _0\"></span> aangega<span class=\"_ _0\"></span>an en de lenin<span class=\"_ _0\"></span>g wordt niet</div>\n<div class=\"t m0 x2c h64 ya81 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als deriv<span class=\"_ _0\"></span>aat aange<span class=\"_ _0\"></span>merkt, d<span class=\"_ _0\"></span>an wordt de be<span class=\"_ _0\"></span>reidstel<span class=\"_ _0\"></span>lingsp<span class=\"_ _0\"></span>rovisie op b<span class=\"_ _0\"></span>asis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van tijdsev<span class=\"_ _1\"></span>enredigheid gedu<span class=\"_ _1\"></span>rende de b<span class=\"_ _1\"></span>ereidstelling<span class=\"_ _1\"></span>stermijn als b<span class=\"_ _1\"></span>ate</div>\n<div class=\"t m0 x2c h64 ya83 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya84 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya85 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scommissies worden<span class=\"_ _1\"></span> verantwoord als<span class=\"_ _1\"></span> verdiend,</div>\n<div class=\"t m0 x2c h64 ya86 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelname aan<span class=\"_ _1\"></span> herverzeker<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> na ontvangs<span class=\"_ _1\"></span>t als ink<span class=\"_ _1\"></span>omsten</div>\n<div class=\"t m0 x2c h64 ya87 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye2e fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>erkt na <span class=\"lsef ws11e\">afronding van de onderlig<span class=\"_ _1\"></span>gende transactie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ye2f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies d<span class=\"_ _1\"></span>ie voortvloeien<span class=\"_ _1\"></span> uit he<span class=\"_ _1\"></span>t onderhandele<span class=\"_ _1\"></span>n over of d<span class=\"_ _1\"></span>eelnemen</div>\n<div class=\"t m0 x2c h64 yd8e fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in de onde<span class=\"_ _1\"></span>rhandeling<span class=\"_ _1\"></span> over een <span class=\"_ _1\"></span>transactie voor<span class=\"_ _1\"></span> een derde<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yd8f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> wanneer de <span class=\"_ _1\"></span>onderliggende<span class=\"_ _1\"></span> transactie w<span class=\"_ _1\"></span>ordt voltooi<span class=\"_ _1\"></span>d.</div>\n<div class=\"t m0 x2c h64 yd90 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissiebaten wo<span class=\"_ _1\"></span>rd<span class=\"ws11d\">en verant<span class=\"_ _1\"></span>woord wanneer<span class=\"_ _1\"></span> de prestatie<span class=\"_ _1\"></span><span class=\"lsed ws111\">verpli<span class=\"_ _0\"></span>chting </span></span></div>\n<div class=\"t m0 x2c h64 yd91 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgevoerd is.<span class=\"_ _1\"></span> Consortiumcommissie<span class=\"_ _1\"></span> wordt verantwoord<span class=\"_ _1\"></span> in het resultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yd92 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> syndicaatvorming<span class=\"_ _1\"></span> is vol<span class=\"_ _1\"></span>tooid.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye31 fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>sovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye32 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De baten u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>waarbij he<span class=\"_ _1\"></span>t gedekte</div>\n<div class=\"t m0 x2c h64 ye33 fffa fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">ve<span class=\"lsed\">rzeker<span class=\"_ _0\"></span>ingsrisi<span class=\"_ _0\"></span>co niet sign<span class=\"_ _0\"></span>ificant is<span class=\"_ _0\"></span>, betreff<span class=\"_ _0\"></span>en de vergo<span class=\"_ _0\"></span>eding voo<span class=\"_ _0\"></span>r de </span></div>\n<div class=\"t m0 x2c h64 ye34 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsd<span class=\"_ _0\"></span>ekking, a<span class=\"_ _0\"></span>dminis<span class=\"_ _0\"></span>tratiek<span class=\"_ _0\"></span>osten en <span class=\"_ _0\"></span>afkoopko<span class=\"_ _0\"></span>sten. C<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x2c h64 ye35 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden als <span class=\"_ _1\"></span>baten verwerk<span class=\"_ _1\"></span>t per de<span class=\"_ _1\"></span> datum dat d<span class=\"_ _1\"></span>e diensten w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x2c h64 ye36 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelever<span class=\"_ _0\"></span>d. Aan de last<span class=\"_ _0\"></span>enkant sta<span class=\"_ _0\"></span>an sterft<span class=\"_ _0\"></span>eclaims en b<span class=\"_ _0\"></span>ijgesc<span class=\"_ _0\"></span>hreven rent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 707px; width: 352.986px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 885px; width: 353px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag379": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x1d h64 ye45 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.17<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>R<span class=\"_ _1\"></span>entebaten<span class=\"ws11d\">, di<span class=\"_ _1\"></span>vidend en o<span class=\"_ _1\"></span>verige beleg<span class=\"_ _1\"></span>gingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye46 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor alle rentedra<span class=\"_ _1\"></span>gende instru<span class=\"_ _1\"></span>menten worden de ren<span class=\"_ _1\"></span>tebaten en <span class=\"ls0 ws0\">-<span class=\"lsed ws111\">lasten </span></span></div>\n<div class=\"t m0 x1d h64 ye47 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g (ongeac<span class=\"_ _0\"></span>ht of deze inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye48 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gecla<span class=\"_ _1\"></span>ssificeerd als<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aa<span class=\"_ _1\"></span>ngehouden, vo<span class=\"_ _1\"></span>or verkoop</div>\n<div class=\"t m0 x1d h64 ye49 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span>, tegen re\u00eble waarde me<span class=\"_ _1\"></span>t waardeverande<span class=\"lsed ws112\">ringen in de </span></div>\n<div class=\"t m0 x1d h64 ye4a fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening, als deri<span class=\"_ _1\"></span>vaten of als overige ac<span class=\"_ _1\"></span>tiva of passiva)<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x1d h64 ye4b fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> het toerekening<span class=\"_ _1\"></span>sbeginsel <span class=\"_ _1\"></span>met behulp <span class=\"_ _1\"></span>van de effe<span class=\"_ _1\"></span>ctieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yeb9 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode o<span class=\"_ _0\"></span>p basis v<span class=\"_ _0\"></span>an de werk<span class=\"_ _0\"></span>elijke<span class=\"_ _0\"></span> aankoop<span class=\"_ _0\"></span>prijs in<span class=\"_ _0\"></span>clusief <span class=\"_ _0\"></span>directe</div>\n<div class=\"t m0 x1d h64 yeba fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en. In di<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>aten z<span class=\"lsef\">ijn onder andere beg<span class=\"_ _1\"></span>repen de </span></div>\n<div class=\"t m0 x1d h64 ydaf fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verdien<span class=\"_ _0\"></span>de coupo<span class=\"_ _0\"></span>ns op instrum<span class=\"_ _0\"></span>enten met e<span class=\"_ _0\"></span>en vaste of v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e rente en</div>\n<div class=\"t m0 x1d h64 ydb0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>evermee<span class=\"_ _0\"></span>rdering of<span class=\"_ _0\"></span> amortisat<span class=\"_ _0\"></span>ie van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n, de</div>\n<div class=\"t m0 x1d h64 ydb1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g of de premie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb2 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Is een f<span class=\"_ _1\"></span>inancieel actie<span class=\"_ _1\"></span>f eenmaal<span class=\"_ _1\"></span> afgewaardeerd <span class=\"_ _1\"></span>tot de ges<span class=\"_ _1\"></span>chatte</div>\n<div class=\"t m0 x1d h64 ydb4 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rea<span class=\"ws11d\">liseerbare<span class=\"_ _1\"></span> waarde, dan<span class=\"_ _1\"></span> worden de <span class=\"_ _1\"></span>rentebaten<span class=\"_ _1\"></span> daarna geba<span class=\"_ _1\"></span>seerd op </span></div>\n<div class=\"t m0 x1d h64 ydb5 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve rente di<span class=\"_ _0\"></span>e ook is gebru<span class=\"_ _0\"></span>ikt voor het<span class=\"_ _0\"></span> contant m<span class=\"_ _0\"></span>aken van de</div>\n<div class=\"t m0 x1d h64 ydb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n voor de b<span class=\"_ _0\"></span>epali<span class=\"_ _0\"></span>ng van de r<span class=\"_ _0\"></span>ealisee<span class=\"_ _0\"></span>rbare wa<span class=\"_ _0\"></span>arde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dividenden w<span class=\"_ _1\"></span>orden opgenome<span class=\"_ _1\"></span>n in de<span class=\"_ _1\"></span> resultatenrek<span class=\"_ _1\"></span>ening<span class=\"ls0 ws0\"> </span>wanneer<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 ydb9 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dividend is gede<span class=\"_ _1\"></span>clareerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydba fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydbb fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas treedt op als<span class=\"_ _1\"></span> verhuurder voor<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">opzegb<span class=\"_ _1\"></span>are huurcon<span class=\"_ _1\"></span>tracten die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ydbc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties kunnen b<span class=\"_ _1\"></span>evatten, voor<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ydbd fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald va<span class=\"_ _1\"></span>stgoed voor<span class=\"_ _1\"></span> eigen gebrui<span class=\"_ _1\"></span>k. Huurinkoms<span class=\"_ _1\"></span>ten en ander<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ydbe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomsten worden<span class=\"_ _1\"></span>,<span class=\"ls0 ws0\"> </span>onder af<span class=\"_ _1\"></span>trek van aan huurders toegek<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x1d h64 ydbf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huurincentives<span class=\"_ _1\"></span>, opgenomen volgen<span class=\"_ _1\"></span>s het toerekening<span class=\"_ _1\"></span>sbeginsel, en</div>\n<div class=\"t m0 x1d h64 ydc0 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden lineair<span class=\"_ _1\"></span> opgenomen tenzij er<span class=\"_ _1\"></span> overtuigende aan<span class=\"_ _1\"></span>wijzingen zijn da<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydc1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de voorde<span class=\"_ _0\"></span>len over de p<span class=\"_ _0\"></span>eriode van d<span class=\"_ _0\"></span>e leaseov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>st niet g<span class=\"_ _0\"></span>elijkmati<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 ydc2 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangroeien<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 450px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1d h64 yebb fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.18 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Gereali<span class=\"_ _1\"></span>seerde en ni<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">gerealisee<span class=\"_ _0\"></span>rde winst<span class=\"_ _0\"></span>en en verli<span class=\"_ _0\"></span>ezen<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yebc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bij financ<span class=\"_ _1\"></span>i\u00eble instrum<span class=\"_ _1\"></span>enten die <span class=\"_ _1\"></span>worden aangemer<span class=\"_ _1\"></span>kt als voo<span class=\"_ _1\"></span>r verkoop</div>\n<div class=\"t m0 x1d h64 yebd fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden, ve<span class=\"_ _0\"></span>rtegenw<span class=\"_ _0\"></span>oordige<span class=\"_ _0\"></span>n de gerealis<span class=\"_ _0\"></span>eerde wi<span class=\"_ _0\"></span>nsten of verl<span class=\"_ _0\"></span>iezen</div>\n<div class=\"t m0 x1d h64 yebe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">op verkopen en des<span class=\"_ _1\"></span>investeringen<span class=\"_ _1\"></span> het verschil tus<span class=\"_ _1\"></span>sen d<span class=\"lsed ws112\">e ontvang<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 yebf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> de oorspronkelijke<span class=\"_ _1\"></span> boekwaarde van he<span class=\"_ _1\"></span>t verkochte</div>\n<div class=\"t m0 x1d h64 ydc8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actief, verm<span class=\"_ _1\"></span>inderd met e<span class=\"_ _1\"></span>ventuele in<span class=\"_ _1\"></span> de resulta<span class=\"_ _1\"></span>tenrekening ve<span class=\"_ _1\"></span>rantwoorde</div>\n<div class=\"t m0 x1d h64 yec0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermin<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n en gecorri<span class=\"_ _0\"></span>geerd voor het<span class=\"_ _0\"></span> effect va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yec1 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eventuele he<span class=\"_ _1\"></span>dge accounting<span class=\"_ _1\"></span>. Gerealiseerde<span class=\"_ _1\"></span> <span class=\"lsed ws112\">winsten e<span class=\"_ _0\"></span>n verlieze<span class=\"_ _0\"></span>n uit </span></div>\n<div class=\"t m0 x1d h64 yec2 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkope<span class=\"_ _0\"></span>n worden in de r<span class=\"_ _0\"></span>esultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing verant<span class=\"_ _0\"></span>woord in d<span class=\"_ _0\"></span>e rubriek</div>\n<div class=\"t m0 x1d h64 yec3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Resultaat op<span class=\"_ _1\"></span> verkoop<span class=\"_ _1\"></span> en herwaarder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yec4 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec5 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Bij fina<span class=\"_ _0\"></span>nci\u00eble i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nten di<span class=\"_ _0\"></span>e via de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng tege<span class=\"_ _0\"></span>n de re\u00ebl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yec6 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde word<span class=\"_ _1\"></span>en gewaardeerd<span class=\"_ _1\"></span>, wordt he<span class=\"_ _1\"></span>t <span class=\"ws11e\">verschil tussen d<span class=\"_ _1\"></span>e boekwaarde </span></div>\n<div class=\"t m0 x1d h64 yec7 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan het <span class=\"_ _1\"></span>einde van d<span class=\"_ _1\"></span>e huidige <span class=\"_ _1\"></span>verslagperiode e<span class=\"_ _1\"></span>n de voorg<span class=\"_ _1\"></span>aande</div>\n<div class=\"t m0 x1d h64 yec8 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verslagperiode<span class=\"_ _1\"></span> in de resultatenre<span class=\"_ _1\"></span>kening opgenomen<span class=\"_ _1\"></span> onder Resultaat op<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec9 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verkoop en <span class=\"_ _1\"></span>herwaarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 246px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 723px; width: 351px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag384": {
   "value": "\n<div class=\"t m0 x1d h64 ye45 fff5 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.17<span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span></span>R<span class=\"_ _1\"></span>entebaten<span class=\"ws11d\">, di<span class=\"_ _1\"></span>vidend en o<span class=\"_ _1\"></span>verige beleg<span class=\"_ _1\"></span>gingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ye46 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor alle rentedra<span class=\"_ _1\"></span>gende instru<span class=\"_ _1\"></span>menten worden de ren<span class=\"_ _1\"></span>tebaten en <span class=\"ls0 ws0\">-<span class=\"lsed ws111\">lasten </span></span></div>\n<div class=\"t m0 x1d h64 ye47 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord in de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g (ongeac<span class=\"_ _0\"></span>ht of deze inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ye48 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn gecla<span class=\"_ _1\"></span>ssificeerd als<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aa<span class=\"_ _1\"></span>ngehouden, vo<span class=\"_ _1\"></span>or verkoop</div>\n<div class=\"t m0 x1d h64 ye49 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beschikbaar<span class=\"_ _1\"></span>, tegen re\u00eble waarde me<span class=\"_ _1\"></span>t waardeverande<span class=\"lsed ws112\">ringen in de </span></div>\n<div class=\"t m0 x1d h64 ye4a fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening, als deri<span class=\"_ _1\"></span>vaten of als overige ac<span class=\"_ _1\"></span>tiva of passiva)<span class=\"_ _1\"></span> op</div>\n<div class=\"t m0 x1d h64 ye4b fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> het toerekening<span class=\"_ _1\"></span>sbeginsel <span class=\"_ _1\"></span>met behulp <span class=\"_ _1\"></span>van de effe<span class=\"_ _1\"></span>ctieve<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 yeb9 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentemet<span class=\"_ _0\"></span>hode o<span class=\"_ _0\"></span>p basis v<span class=\"_ _0\"></span>an de werk<span class=\"_ _0\"></span>elijke<span class=\"_ _0\"></span> aankoop<span class=\"_ _0\"></span>prijs in<span class=\"_ _0\"></span>clusief <span class=\"_ _0\"></span>directe</div>\n<div class=\"t m0 x1d h64 yeba fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en. In di<span class=\"_ _0\"></span>e renteb<span class=\"_ _0\"></span>aten z<span class=\"lsef\">ijn onder andere beg<span class=\"_ _1\"></span>repen de </span></div>\n<div class=\"t m0 x1d h64 ydaf fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verdien<span class=\"_ _0\"></span>de coupo<span class=\"_ _0\"></span>ns op instrum<span class=\"_ _0\"></span>enten met e<span class=\"_ _0\"></span>en vaste of v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e rente en</div>\n<div class=\"t m0 x1d h64 ydb0 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>evermee<span class=\"_ _0\"></span>rdering of<span class=\"_ _0\"></span> amortisat<span class=\"_ _0\"></span>ie van de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ekoste<span class=\"_ _0\"></span>n, de</div>\n<div class=\"t m0 x1d h64 ydb1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kortin<span class=\"_ _0\"></span>g of de premie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb2 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb3 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Is een f<span class=\"_ _1\"></span>inancieel actie<span class=\"_ _1\"></span>f eenmaal<span class=\"_ _1\"></span> afgewaardeerd <span class=\"_ _1\"></span>tot de ges<span class=\"_ _1\"></span>chatte</div>\n<div class=\"t m0 x1d h64 ydb4 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rea<span class=\"ws11d\">liseerbare<span class=\"_ _1\"></span> waarde, dan<span class=\"_ _1\"></span> worden de <span class=\"_ _1\"></span>rentebaten<span class=\"_ _1\"></span> daarna geba<span class=\"_ _1\"></span>seerd op </span></div>\n<div class=\"t m0 x1d h64 ydb5 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de effect<span class=\"_ _0\"></span>ieve rente di<span class=\"_ _0\"></span>e ook is gebru<span class=\"_ _0\"></span>ikt voor het<span class=\"_ _0\"></span> contant m<span class=\"_ _0\"></span>aken van de</div>\n<div class=\"t m0 x1d h64 ydb6 fff5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toekomst<span class=\"_ _0\"></span>ige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n voor de b<span class=\"_ _0\"></span>epali<span class=\"_ _0\"></span>ng van de r<span class=\"_ _0\"></span>ealisee<span class=\"_ _0\"></span>rbare wa<span class=\"_ _0\"></span>arde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydb7 fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydb8 fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dividenden w<span class=\"_ _1\"></span>orden opgenome<span class=\"_ _1\"></span>n in de<span class=\"_ _1\"></span> resultatenrek<span class=\"_ _1\"></span>ening<span class=\"ls0 ws0\"> </span>wanneer<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 ydb9 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dividend is gede<span class=\"_ _1\"></span>clareerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydba fff5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydbb fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas treedt op als<span class=\"_ _1\"></span> verhuurder voor<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">opzegb<span class=\"_ _1\"></span>are huurcon<span class=\"_ _1\"></span>tracten die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 ydbc fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verlengingsop<span class=\"_ _1\"></span>ties kunnen b<span class=\"_ _1\"></span>evatten, voor<span class=\"_ _1\"></span> vastgoedbelegg<span class=\"_ _1\"></span>ingen en <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x1d h64 ydbd fff5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaald va<span class=\"_ _1\"></span>stgoed voor<span class=\"_ _1\"></span> eigen gebrui<span class=\"_ _1\"></span>k. Huurinkoms<span class=\"_ _1\"></span>ten en ander<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 ydbe fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomsten worden<span class=\"_ _1\"></span>,<span class=\"ls0 ws0\"> </span>onder af<span class=\"_ _1\"></span>trek van aan huurders toegek<span class=\"_ _1\"></span>ende</div>\n<div class=\"t m0 x1d h64 ydbf fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">huurincentives<span class=\"_ _1\"></span>, opgenomen volgen<span class=\"_ _1\"></span>s het toerekening<span class=\"_ _1\"></span>sbeginsel, en</div>\n<div class=\"t m0 x1d h64 ydc0 fff5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden lineair<span class=\"_ _1\"></span> opgenomen tenzij er<span class=\"_ _1\"></span> overtuigende aan<span class=\"_ _1\"></span>wijzingen zijn da<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 ydc1 fff5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de voorde<span class=\"_ _0\"></span>len over de p<span class=\"_ _0\"></span>eriode van d<span class=\"_ _0\"></span>e leaseov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span>st niet g<span class=\"_ _0\"></span>elijkmati<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 ydc2 fff5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangroeien<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 450px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag388": {
   "value": "\n<div class=\"t m0 x2c h64 yd39 fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.19 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"ls10a ws13c\">Commiss</span></span>iebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yd87 fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies als int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>ieve rente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd88 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies die een int<span class=\"_ _0\"></span>egraal o<span class=\"_ _0\"></span>nderdeel v<span class=\"_ _0\"></span>ormen van d<span class=\"_ _0\"></span>e effectiev<span class=\"_ _0\"></span>e rente</div>\n<div class=\"t m0 x2c h64 yd89 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>financieel i<span class=\"_ _1\"></span>nstrument word<span class=\"_ _1\"></span>en in he<span class=\"_ _1\"></span>t algemeen beh<span class=\"_ _1\"></span>andeld als<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yd8a fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een aanpassing<span class=\"_ _1\"></span> op de effectieve ren<span class=\"_ _1\"></span>te. Dat is het ge<span class=\"_ _1\"></span>val<span class=\"ls0 ws0\"> <span class=\"ls103 ws151\">bij<span class=\"_ _1\"></span> commi<span class=\"_ _1\"></span>ssies<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 yd8b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die worde<span class=\"_ _0\"></span>n ontvange<span class=\"_ _0\"></span>n als vergo<span class=\"_ _0\"></span>eding voor ac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten zoals<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 yd8c fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble toe<span class=\"_ _0\"></span>stand v<span class=\"_ _0\"></span>an de kre<span class=\"_ _0\"></span>dietnem<span class=\"_ _0\"></span>er, het</div>\n<div class=\"t m0 x2c h64 yd8d fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evaluer<span class=\"_ _0\"></span>en en boek<span class=\"_ _0\"></span>en van garant<span class=\"_ _0\"></span>ies etc. en ook<span class=\"_ _0\"></span> voor commi<span class=\"_ _0\"></span>ssies die</div>\n<div class=\"t m0 x2c h64 y930 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden o<span class=\"_ _0\"></span>ntvangen bi<span class=\"_ _0\"></span>j de uitgift<span class=\"_ _0\"></span>e van tegen ge<span class=\"_ _0\"></span>amo<span class=\"lsef ws11d\">rtiseerde kostprij<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y931 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewaardeerde<span class=\"_ _1\"></span> financi\u00eble<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>. Beide soor<span class=\"_ _1\"></span>ten commiss<span class=\"_ _1\"></span>ies</div>\n<div class=\"t m0 x2c h64 y932 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>d en verwerkt<span class=\"_ _0\"></span> als aanpas<span class=\"_ _0\"></span>sing van het<span class=\"_ _0\"></span> effect<span class=\"_ _0\"></span>ieve</div>\n<div class=\"t m0 x2c h64 y933 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arief van het<span class=\"_ _0\"></span> onderlig<span class=\"_ _0\"></span>gende fin<span class=\"_ _0\"></span>ancieel i<span class=\"_ _0\"></span>nstrument<span class=\"_ _0\"></span>, gewaa<span class=\"_ _0\"></span>rdeerd</div>\n<div class=\"t m0 x2c h64 y934 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen de ge<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>eerde kost<span class=\"_ _0\"></span>prijs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y935 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y936 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">W<span class=\"lsef ws11e\">ordt een<span class=\"_ _1\"></span> financieel inst<span class=\"_ _1\"></span>rument tegen de re\u00eb<span class=\"_ _1\"></span>le waarde in de win<span class=\"_ _1\"></span>st</span>- <span class=\"lsef ws113\">en </span></div>\n<div class=\"t m0 x2c h64 y937 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g verwerkt,<span class=\"_ _0\"></span> dan word<span class=\"_ _0\"></span>en de commis<span class=\"_ _0\"></span>sies bij ee<span class=\"_ _0\"></span>rste opna<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x2c h64 y938 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het i<span class=\"_ _1\"></span>nstrument a<span class=\"_ _1\"></span>ls baten veran<span class=\"_ _1\"></span>twoord.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya7d fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies <span class=\"_ _1\"></span>verwerkt wanneer<span class=\"_ _1\"></span> de diens<span class=\"_ _1\"></span>ten worden <span class=\"_ _1\"></span>geleverd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7e fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissies worden<span class=\"_ _1\"></span> in<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">het algemeen als<span class=\"_ _0\"></span> baten ver<span class=\"_ _0\"></span>werkt per d<span class=\"_ _0\"></span>e datum </span></span></div>\n<div class=\"t m0 x2c h64 ya7f fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de diens<span class=\"_ _0\"></span>ten word<span class=\"_ _0\"></span>en gelever<span class=\"_ _0\"></span>d. Indien h<span class=\"_ _0\"></span>et onwaars<span class=\"_ _0\"></span>chijnl<span class=\"_ _0\"></span>ijk is dat een</div>\n<div class=\"t m0 x2c h64 ya80 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke leenov<span class=\"_ _0\"></span>ereenk<span class=\"_ _0\"></span>omst wordt<span class=\"_ _0\"></span> aangega<span class=\"_ _0\"></span>an en de lenin<span class=\"_ _0\"></span>g wordt niet</div>\n<div class=\"t m0 x2c h64 ya81 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als deriv<span class=\"_ _0\"></span>aat aange<span class=\"_ _0\"></span>merkt, d<span class=\"_ _0\"></span>an wordt de be<span class=\"_ _0\"></span>reidstel<span class=\"_ _0\"></span>lingsp<span class=\"_ _0\"></span>rovisie op b<span class=\"_ _0\"></span>asis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya82 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van tijdsev<span class=\"_ _1\"></span>enredigheid gedu<span class=\"_ _1\"></span>rende de b<span class=\"_ _1\"></span>ereidstelling<span class=\"_ _1\"></span>stermijn als b<span class=\"_ _1\"></span>ate</div>\n<div class=\"t m0 x2c h64 ya83 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya84 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya85 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>scommissies worden<span class=\"_ _1\"></span> verantwoord als<span class=\"_ _1\"></span> verdiend,</div>\n<div class=\"t m0 x2c h64 ya86 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelname aan<span class=\"_ _1\"></span> herverzeker<span class=\"_ _1\"></span>ingen worden<span class=\"_ _1\"></span> na ontvangs<span class=\"_ _1\"></span>t als ink<span class=\"_ _1\"></span>omsten</div>\n<div class=\"t m0 x2c h64 ya87 fffa fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye2e fffc fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>erkt na <span class=\"lsef ws11e\">afronding van de onderlig<span class=\"_ _1\"></span>gende transactie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 ye2f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies d<span class=\"_ _1\"></span>ie voortvloeien<span class=\"_ _1\"></span> uit he<span class=\"_ _1\"></span>t onderhandele<span class=\"_ _1\"></span>n over of d<span class=\"_ _1\"></span>eelnemen</div>\n<div class=\"t m0 x2c h64 yd8e fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in de onde<span class=\"_ _1\"></span>rhandeling<span class=\"_ _1\"></span> over een <span class=\"_ _1\"></span>transactie voor<span class=\"_ _1\"></span> een derde<span class=\"_ _1\"></span> worden</div>\n<div class=\"t m0 x2c h64 yd8f fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> wanneer de <span class=\"_ _1\"></span>onderliggende<span class=\"_ _1\"></span> transactie w<span class=\"_ _1\"></span>ordt voltooi<span class=\"_ _1\"></span>d.</div>\n<div class=\"t m0 x2c h64 yd90 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissiebaten wo<span class=\"_ _1\"></span>rd<span class=\"ws11d\">en verant<span class=\"_ _1\"></span>woord wanneer<span class=\"_ _1\"></span> de prestatie<span class=\"_ _1\"></span><span class=\"lsed ws111\">verpli<span class=\"_ _0\"></span>chting </span></span></div>\n<div class=\"t m0 x2c h64 yd91 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitgevoerd is.<span class=\"_ _1\"></span> Consortiumcommissie<span class=\"_ _1\"></span> wordt verantwoord<span class=\"_ _1\"></span> in het resultaa<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yd92 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wanneer de<span class=\"_ _1\"></span> syndicaatvorming<span class=\"_ _1\"></span> is vol<span class=\"_ _1\"></span>tooid.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye31 fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Commissies u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>sovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye32 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De baten u<span class=\"_ _1\"></span>it belegging<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>waarbij he<span class=\"_ _1\"></span>t gedekte</div>\n<div class=\"t m0 x2c h64 ye33 fffa fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">ve<span class=\"lsed\">rzeker<span class=\"_ _0\"></span>ingsrisi<span class=\"_ _0\"></span>co niet sign<span class=\"_ _0\"></span>ificant is<span class=\"_ _0\"></span>, betreff<span class=\"_ _0\"></span>en de vergo<span class=\"_ _0\"></span>eding voo<span class=\"_ _0\"></span>r de </span></div>\n<div class=\"t m0 x2c h64 ye34 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsd<span class=\"_ _0\"></span>ekking, a<span class=\"_ _0\"></span>dminis<span class=\"_ _0\"></span>tratiek<span class=\"_ _0\"></span>osten en <span class=\"_ _0\"></span>afkoopko<span class=\"_ _0\"></span>sten. C<span class=\"_ _0\"></span>ommissi<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x2c h64 ye35 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden als <span class=\"_ _1\"></span>baten verwerk<span class=\"_ _1\"></span>t per de<span class=\"_ _1\"></span> datum dat d<span class=\"_ _1\"></span>e diensten w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x2c h64 ye36 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelever<span class=\"_ _0\"></span>d. Aan de last<span class=\"_ _0\"></span>enkant sta<span class=\"_ _0\"></span>an sterft<span class=\"_ _0\"></span>eclaims en b<span class=\"_ _0\"></span>ijgesc<span class=\"_ _0\"></span>hreven rent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 707px; width: 352.986px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag390": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x1d h64 ye3a fffa fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.20 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span>Winstbe<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yecc fffc fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Actuele bela<span class=\"_ _1\"></span>stingverplich<span class=\"_ _1\"></span>tingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yecd fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>e belasti<span class=\"_ _0\"></span>ngverp<span class=\"_ _0\"></span>lichting<span class=\"_ _0\"></span>en zijn v<span class=\"_ _0\"></span>erschu<span class=\"_ _0\"></span>ldigde (t<span class=\"_ _0\"></span>erug te v<span class=\"_ _0\"></span>ordere<span class=\"_ _0\"></span>n)</div>\n<div class=\"t m0 x1d h64 yece fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> de fiscale wi<span class=\"_ _0\"></span>nst (het fi<span class=\"_ _0\"></span>scale verli<span class=\"_ _0\"></span>es)</div>\n<div class=\"t m0 x1d h64 yecf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over een pe<span class=\"_ _0\"></span>riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed0 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yed1 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Winstb<span class=\"_ _0\"></span>elasting di<span class=\"_ _0\"></span>e op winste<span class=\"_ _0\"></span>n moet wor<span class=\"_ _0\"></span>den betaal<span class=\"_ _0\"></span>d, wordt als<span class=\"_ _0\"></span> last</div>\n<div class=\"t m0 x1d h64 yed2 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verant<span class=\"_ _0\"></span>woord op <span class=\"_ _0\"></span>basis va<span class=\"_ _0\"></span>n de belast<span class=\"_ _0\"></span>ingwet<span class=\"_ _0\"></span>geving d<span class=\"_ _0\"></span>ie in elk<span class=\"_ _0\"></span> rechtsg<span class=\"_ _0\"></span>ebied</div>\n<div class=\"t m0 x1d h64 yed3 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geldt in de pe<span class=\"_ _0\"></span>riode waa<span class=\"_ _0\"></span>rin de winst<span class=\"_ _0\"></span>en ontsta<span class=\"_ _0\"></span>an. De belas<span class=\"_ _0\"></span>tingeff<span class=\"_ _0\"></span>ecten</div>\n<div class=\"t m0 x1d h64 ye43 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van voor v<span class=\"_ _0\"></span>oorwaa<span class=\"_ _0\"></span>rtse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie besch<span class=\"_ _0\"></span>ikbare</div>\n<div class=\"t m0 x1d h64 ye44 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">winstbe<span class=\"_ _0\"></span>lastings<span class=\"_ _0\"></span>verliez<span class=\"_ _0\"></span><span class=\"ws11d\">en wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord <span class=\"_ _0\"></span>als een uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1d h64 ye45 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngvorde<span class=\"_ _0\"></span>ring ind<span class=\"_ _0\"></span>ien het waars<span class=\"_ _0\"></span>chijnli<span class=\"_ _0\"></span>jk is dat er toek<span class=\"_ _0\"></span>omstig<span class=\"_ _0\"></span>e fiscale</div>\n<div class=\"t m0 x1d h64 ye46 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">winst wordt gere<span class=\"_ _1\"></span>aliseerd waarmee<span class=\"_ _1\"></span> die verliezen kunn<span class=\"_ _1\"></span>en worden</div>\n<div class=\"t m0 x1d h64 ye47 fffa fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verreke<span class=\"_ _0\"></span>nd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye48 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ye49 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Als een juridis<span class=\"_ _1\"></span>che entiteit oordee<span class=\"_ _1\"></span>lt dat het niet waar<span class=\"_ _1\"></span>schijnlijk i<span class=\"lsed ws112\">s dat de </span></div>\n<div class=\"t m0 x1d h64 ye4a fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">desbetreffende<span class=\"_ _1\"></span> belastingdien<span class=\"_ _1\"></span>st de toeg<span class=\"_ _1\"></span>epaste belast<span class=\"_ _1\"></span>ingbehandeling</div>\n<div class=\"t m0 x1d h64 ye4b fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanvaa<span class=\"_ _0\"></span>rdt, dan too<span class=\"_ _0\"></span>nt deze jurid<span class=\"_ _0\"></span>ische ent<span class=\"_ _0\"></span>iteit de on<span class=\"_ _0\"></span>zekerhe<span class=\"_ _0\"></span>idsfact<span class=\"_ _0\"></span>or voor</div>\n<div class=\"t m0 x1d h64 yeb9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">elke onzek<span class=\"_ _0\"></span>ere bela<span class=\"_ _0\"></span>stingb<span class=\"_ _0\"></span>ehandeli<span class=\"_ _0\"></span>ng door het<span class=\"_ _0\"></span>zij het mee<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x1d h64 yeba fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarschijnlij<span class=\"_ _1\"></span>ke bedrag <span class=\"_ _1\"></span>te gebruiken<span class=\"_ _1\"></span>, of de v<span class=\"_ _1\"></span>erwachte waarde<span class=\"_ _1\"></span>, gebaseerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ydaf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een reeks m<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>e uitkoms<span class=\"_ _0\"></span>ten, afha<span class=\"_ _0\"></span>nkelijk we<span class=\"_ _0\"></span>lke metho<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x1d h64 ydb0 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onzekerheid <span class=\"_ _1\"></span>de uitkomst <span class=\"_ _1\"></span>van de onz<span class=\"_ _1\"></span>ekerheid he<span class=\"_ _1\"></span>t beste voor<span class=\"_ _1\"></span>spelt.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1d h6c yed4 fffc fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed5 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Uitgest<span class=\"_ _0\"></span>elde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>zijn in t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige peri<span class=\"_ _0\"></span>oden te</div>\n<div class=\"t m0 x1d h64 yed6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen w<span class=\"_ _0\"></span>instbel<span class=\"_ _0\"></span>astingen m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot fis<span class=\"_ _0\"></span>cale tijd<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x1d h64 yed7 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> zijn in toekomst<span class=\"_ _1\"></span>ige perioden terug<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 yed8 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vordere<span class=\"_ _0\"></span>n winst<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>betrekk<span class=\"_ _0\"></span>ing tot v<span class=\"_ _0\"></span>errekenb<span class=\"_ _0\"></span>are tijd<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1d h64 yed9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen, voor<span class=\"_ _0\"></span>waartse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gecompense<span class=\"lsed ws11d\">erde fiscale </span></span></span></div>\n<div class=\"t m0 x1d h64 yeda fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en en voo<span class=\"_ _0\"></span>rwaarts<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatie van <span class=\"_ _0\"></span>ongeb<span class=\"_ _0\"></span>ruikte f<span class=\"_ _0\"></span>iscaal</div>\n<div class=\"t m0 x1d h64 yedb fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verrekenbare t<span class=\"_ _1\"></span>egoeden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yedc fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yedd fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen worden<span class=\"_ _1\"></span> volledig verantwoor<span class=\"_ _1\"></span>d op basis van de</div>\n<div class=\"t m0 x1d h64 yede fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">balansm<span class=\"_ _0\"></span>ethode <span class=\"_ _0\"></span>op tijdel<span class=\"_ _0\"></span>ijke vers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n tussen d<span class=\"_ _0\"></span>e fiscal<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de</div>\n<div class=\"t m0 x1d h64 yedf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen en de bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de daarva<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x1d h64 yee0 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Geconsolideerde<span class=\"_ _1\"></span> Jaarrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee1 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee2 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De per bala<span class=\"_ _0\"></span>nsdatum v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>lde of grot<span class=\"_ _0\"></span>endeels<span class=\"_ _0\"></span> vastgeste<span class=\"_ _0\"></span>lde tariev<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yee3 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> uitgestelde<span class=\"_ _1\"></span> belastingen <span class=\"_ _1\"></span>te bepalen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee4 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> worden verantwoord<span class=\"_ _1\"></span> voor zover het</div>\n<div class=\"t m0 x1d h64 yebb fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk is d<span class=\"_ _0\"></span>at er fisca<span class=\"_ _0\"></span>le toekom<span class=\"_ _0\"></span>stige wins<span class=\"_ _0\"></span>t beschi<span class=\"_ _0\"></span>kbaar zal zi<span class=\"_ _0\"></span>jn om</div>\n<div class=\"t m0 x1d h64 yebc fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een deel of de g<span class=\"_ _0\"></span>ehele uitg<span class=\"_ _0\"></span>esteld<span class=\"_ _0\"></span>e belastin<span class=\"_ _0\"></span>gvorde<span class=\"_ _0\"></span>ring te verr<span class=\"_ _0\"></span>ekenen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yebd fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yebe fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een uitge<span class=\"_ _1\"></span>stelde belasti<span class=\"_ _1\"></span>ngvordering <span class=\"_ _1\"></span>wordt opgenomen<span class=\"_ _1\"></span> voor bela<span class=\"_ _1\"></span>stbare</div>\n<div class=\"t m0 x1d h64 yebf fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hillen d<span class=\"_ _0\"></span>ie verb<span class=\"_ _0\"></span>and ho<span class=\"ws112\">u<span class=\"_ _0\"></span>den met inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in </span></div>\n<div class=\"t m0 x1d h64 ydc8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen, gea<span class=\"_ _1\"></span>ssocieerde dee<span class=\"_ _1\"></span>lnemingen en<span class=\"_ _1\"></span> joint ven<span class=\"_ _1\"></span>tures,</div>\n<div class=\"t m0 x1d h64 yec0 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tenzij <span class=\"_ _0\"></span>het tijdst<span class=\"_ _0\"></span>ip waar<span class=\"_ _0\"></span>op het ti<span class=\"_ _0\"></span>jdelijk<span class=\"_ _0\"></span>e verschi<span class=\"_ _0\"></span>l wordt af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld kan</div>\n<div class=\"t m0 x1d h64 yec1 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>bepaald <span class=\"_ _0\"></span>en het waa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk is<span class=\"_ _0\"></span> dat het t<span class=\"_ _0\"></span>ijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hil in de</div>\n<div class=\"t m0 x1d h64 yec2 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nabije toekom<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">niet zal wor<span class=\"_ _0\"></span>den afge<span class=\"_ _0\"></span>wikkeld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yec3 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec4 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Huidige en<span class=\"_ _1\"></span> uitgestelde <span class=\"_ _1\"></span>belastingen d<span class=\"_ _1\"></span>ie betrek<span class=\"_ _1\"></span>king hebben <span class=\"_ _1\"></span>op</div>\n<div class=\"t m0 x1d h64 yec5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herwaardering<span class=\"_ _1\"></span> tegen re\u00eble waarde<span class=\"_ _1\"></span> van balansposten die r<span class=\"_ _1\"></span>echtstreeks<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als lasten<span class=\"_ _0\"></span> of baten in eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erwerkt (z<span class=\"_ _0\"></span>oals voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 yec7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen <span class=\"lsef ws11d\">en kasstroomafdekkingen)<span class=\"_ _1\"></span>, worden </span></div>\n<div class=\"t m0 x1d h64 yec8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ook recht<span class=\"_ _1\"></span>streeks als <span class=\"_ _1\"></span>baten of l<span class=\"_ _1\"></span>asten in h<span class=\"_ _1\"></span>et eigen <span class=\"_ _1\"></span>vermogen verant<span class=\"_ _1\"></span>woord</div>\n<div class=\"t m0 x1d h64 yec9 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en word<span class=\"_ _0\"></span>en vervo<span class=\"_ _0\"></span>lgens sam<span class=\"_ _0\"></span>en met d<span class=\"_ _0\"></span>e uitges<span class=\"_ _0\"></span>telde w<span class=\"_ _0\"></span>inst of<span class=\"_ _0\"></span> het uitge<span class=\"_ _0\"></span>stelde</div>\n<div class=\"t m0 x1d h64 yeca fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> in de resultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing vera<span class=\"_ _0\"></span>ntwoord.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 545px; width: 352.986px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 927px; width: 353px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag378": {
   "value": "\n<div class=\"t m0 x1d h6c yed4 fffc fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed5 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Uitgest<span class=\"_ _0\"></span>elde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>zijn in t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige peri<span class=\"_ _0\"></span>oden te</div>\n<div class=\"t m0 x1d h64 yed6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen w<span class=\"_ _0\"></span>instbel<span class=\"_ _0\"></span>astingen m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot fis<span class=\"_ _0\"></span>cale tijd<span class=\"_ _0\"></span>elijke ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x1d h64 yed7 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> zijn in toekomst<span class=\"_ _1\"></span>ige perioden terug<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 yed8 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vordere<span class=\"_ _0\"></span>n winst<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen met <span class=\"_ _0\"></span>betrekk<span class=\"_ _0\"></span>ing tot v<span class=\"_ _0\"></span>errekenb<span class=\"_ _0\"></span>are tijd<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1d h64 yed9 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llen, voor<span class=\"_ _0\"></span>waartse co<span class=\"_ _0\"></span>mpensat<span class=\"_ _0\"></span>ie van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws113\">gecompense<span class=\"lsed ws11d\">erde fiscale </span></span></span></div>\n<div class=\"t m0 x1d h64 yeda fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verliez<span class=\"_ _0\"></span>en en voo<span class=\"_ _0\"></span>rwaarts<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatie van <span class=\"_ _0\"></span>ongeb<span class=\"_ _0\"></span>ruikte f<span class=\"_ _0\"></span>iscaal</div>\n<div class=\"t m0 x1d h64 yedb fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verrekenbare t<span class=\"_ _1\"></span>egoeden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yedc fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yedd fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingen worden<span class=\"_ _1\"></span> volledig verantwoor<span class=\"_ _1\"></span>d op basis van de</div>\n<div class=\"t m0 x1d h64 yede fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">balansm<span class=\"_ _0\"></span>ethode <span class=\"_ _0\"></span>op tijdel<span class=\"_ _0\"></span>ijke vers<span class=\"_ _0\"></span>chille<span class=\"_ _0\"></span>n tussen d<span class=\"_ _0\"></span>e fiscal<span class=\"_ _0\"></span>e waard<span class=\"_ _0\"></span>e van de</div>\n<div class=\"t m0 x1d h64 yedf fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen en de bo<span class=\"_ _0\"></span>ekwaar<span class=\"_ _0\"></span>de daarva<span class=\"_ _0\"></span>n in de</div>\n<div class=\"t m0 x1d h64 yee0 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Geconsolideerde<span class=\"_ _1\"></span> Jaarrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee1 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee2 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De per bala<span class=\"_ _0\"></span>nsdatum v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>lde of grot<span class=\"_ _0\"></span>endeels<span class=\"_ _0\"></span> vastgeste<span class=\"_ _0\"></span>lde tariev<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 yee3 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> uitgestelde<span class=\"_ _1\"></span> belastingen <span class=\"_ _1\"></span>te bepalen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee4 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> worden verantwoord<span class=\"_ _1\"></span> voor zover het</div>\n<div class=\"t m0 x1d h64 yebb fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk is d<span class=\"_ _0\"></span>at er fisca<span class=\"_ _0\"></span>le toekom<span class=\"_ _0\"></span>stige wins<span class=\"_ _0\"></span>t beschi<span class=\"_ _0\"></span>kbaar zal zi<span class=\"_ _0\"></span>jn om</div>\n<div class=\"t m0 x1d h64 yebc fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een deel of de g<span class=\"_ _0\"></span>ehele uitg<span class=\"_ _0\"></span>esteld<span class=\"_ _0\"></span>e belastin<span class=\"_ _0\"></span>gvorde<span class=\"_ _0\"></span>ring te verr<span class=\"_ _0\"></span>ekenen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yebd fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yebe fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een uitge<span class=\"_ _1\"></span>stelde belasti<span class=\"_ _1\"></span>ngvordering <span class=\"_ _1\"></span>wordt opgenomen<span class=\"_ _1\"></span> voor bela<span class=\"_ _1\"></span>stbare</div>\n<div class=\"t m0 x1d h64 yebf fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hillen d<span class=\"_ _0\"></span>ie verb<span class=\"_ _0\"></span>and ho<span class=\"ws112\">u<span class=\"_ _0\"></span>den met inv<span class=\"_ _0\"></span>esterin<span class=\"_ _0\"></span>gen in </span></div>\n<div class=\"t m0 x1d h64 ydc8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>mingen, gea<span class=\"_ _1\"></span>ssocieerde dee<span class=\"_ _1\"></span>lnemingen en<span class=\"_ _1\"></span> joint ven<span class=\"_ _1\"></span>tures,</div>\n<div class=\"t m0 x1d h64 yec0 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">tenzij <span class=\"_ _0\"></span>het tijdst<span class=\"_ _0\"></span>ip waar<span class=\"_ _0\"></span>op het ti<span class=\"_ _0\"></span>jdelijk<span class=\"_ _0\"></span>e verschi<span class=\"_ _0\"></span>l wordt af<span class=\"_ _0\"></span>gewikk<span class=\"_ _0\"></span>eld kan</div>\n<div class=\"t m0 x1d h64 yec1 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden <span class=\"_ _0\"></span>bepaald <span class=\"_ _0\"></span>en het waa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk is<span class=\"_ _0\"></span> dat het t<span class=\"_ _0\"></span>ijdelij<span class=\"_ _0\"></span>ke versc<span class=\"_ _0\"></span>hil in de</div>\n<div class=\"t m0 x1d h64 yec2 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nabije toekom<span class=\"_ _1\"></span>st<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">niet zal wor<span class=\"_ _0\"></span>den afge<span class=\"_ _0\"></span>wikkeld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yec3 fffa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yec4 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Huidige en<span class=\"_ _1\"></span> uitgestelde <span class=\"_ _1\"></span>belastingen d<span class=\"_ _1\"></span>ie betrek<span class=\"_ _1\"></span>king hebben <span class=\"_ _1\"></span>op</div>\n<div class=\"t m0 x1d h64 yec5 fffa fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herwaardering<span class=\"_ _1\"></span> tegen re\u00eble waarde<span class=\"_ _1\"></span> van balansposten die r<span class=\"_ _1\"></span>echtstreeks<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yec6 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">als lasten<span class=\"_ _0\"></span> of baten in eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>erwerkt (z<span class=\"_ _0\"></span>oals voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 yec7 fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen <span class=\"lsef ws11d\">en kasstroomafdekkingen)<span class=\"_ _1\"></span>, worden </span></div>\n<div class=\"t m0 x1d h64 yec8 fffa fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ook recht<span class=\"_ _1\"></span>streeks als <span class=\"_ _1\"></span>baten of l<span class=\"_ _1\"></span>asten in h<span class=\"_ _1\"></span>et eigen <span class=\"_ _1\"></span>vermogen verant<span class=\"_ _1\"></span>woord</div>\n<div class=\"t m0 x1d h64 yec9 fffa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en word<span class=\"_ _0\"></span>en vervo<span class=\"_ _0\"></span>lgens sam<span class=\"_ _0\"></span>en met d<span class=\"_ _0\"></span>e uitges<span class=\"_ _0\"></span>telde w<span class=\"_ _0\"></span>inst of<span class=\"_ _0\"></span> het uitge<span class=\"_ _0\"></span>stelde</div>\n<div class=\"t m0 x1d h64 yeca fffa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verlies<span class=\"_ _0\"></span> in de resultat<span class=\"_ _0\"></span>enreken<span class=\"_ _0\"></span>ing vera<span class=\"_ _0\"></span>ntwoord.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 545px; width: 352.986px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag391": {
   "value": "\n<div class=\"t m0 x2c h64 y8a5 fffe fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">2.8.21 <span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span></span><span class=\"ws11d\">Winst<span class=\"_ _1\"></span> per aandeel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gewone wi<span class=\"_ _0\"></span>nst per aa<span class=\"_ _0\"></span>ndeel wordt<span class=\"_ _0\"></span> bereke<span class=\"_ _0\"></span>nd door de voor g<span class=\"_ _0\"></span>ewone</div>\n<div class=\"t m0 x2c h64 y8a7 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>s beschikbare<span class=\"_ _1\"></span> nettowinst t<span class=\"_ _1\"></span>e delen doo<span class=\"_ _1\"></span>r het gewo<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x2c h64 y8a8 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemiddelde <span class=\"_ _1\"></span>van het aan<span class=\"_ _1\"></span>tal uitstaande<span class=\"_ _1\"></span> gewone aande<span class=\"_ _1\"></span>len gedurend<span class=\"_ _1\"></span>e het</div>\n<div class=\"t m0 x2c h64 y8a9 fffe fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">jaar, met<span class=\"_ _0\"></span> uitslui<span class=\"_ _0\"></span>ting va<span class=\"_ _0\"></span>n het <span class=\"lsef ws11e\">gemiddeld aantal gewone aan<span class=\"_ _1\"></span>delen die door<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8aa fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas zij<span class=\"_ _0\"></span>n gekocht<span class=\"_ _0\"></span> en als eigen aa<span class=\"_ _0\"></span>ndelen wo<span class=\"_ _0\"></span>rden aange<span class=\"_ _0\"></span>houden.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab fffe fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de v<span class=\"_ _1\"></span>erwaterde win<span class=\"_ _1\"></span>st per aande<span class=\"_ _1\"></span>el wordt<span class=\"_ _1\"></span> het gewogen <span class=\"_ _1\"></span>gemiddelde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ad fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van het aa<span class=\"_ _1\"></span>ntal uits<span class=\"_ _1\"></span>taande gewone a<span class=\"_ _1\"></span>andelen aan<span class=\"_ _1\"></span>gepast op ba<span class=\"_ _1\"></span>sis van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ae fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ng d<span class=\"ws11e\">at alle gew<span class=\"_ _1\"></span>one aandelen die tot<span class=\"_ _1\"></span> verwatering zul<span class=\"_ _1\"></span>len </span></div>\n<div class=\"t m0 x2c h64 y8af fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leiden wo<span class=\"_ _0\"></span>rden gec<span class=\"_ _0\"></span>onverte<span class=\"_ _0\"></span>erd, zoals c<span class=\"_ _0\"></span>onverte<span class=\"_ _0\"></span>erbare o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>eleninge<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x1d h64 yee7 fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prefere<span class=\"_ _0\"></span>nte aande<span class=\"_ _0\"></span>len, aan<span class=\"_ _0\"></span>delenopt<span class=\"_ _0\"></span>ies en aan we<span class=\"_ _0\"></span>rknemer<span class=\"_ _0\"></span>s toegeken<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yee8 fffe fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelen onder<span class=\"_ _1\"></span> voorwaarden. Poten<span class=\"_ _1\"></span>ti\u00eble of voorwaar<span class=\"_ _1\"></span>delijke</div>\n<div class=\"t m0 x1d h64 yee9 fffe fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenuitgi<span class=\"_ _1\"></span><span class=\"ws11d\">ftes worden be<span class=\"_ _1\"></span>handeld a<span class=\"_ _1\"></span>ls verwaterend<span class=\"_ _1\"></span> wanneer<span class=\"_ _1\"></span> hun </span></div>\n<div class=\"t m0 x1d h64 yd4c fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">conversie <span class=\"_ _1\"></span>in aandelen d<span class=\"_ _1\"></span>e nettowinst<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span> zou doen v<span class=\"_ _1\"></span>erminderen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4d fffe fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd4e fffe fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het effect<span class=\"_ _0\"></span> van de be\u00ebind<span class=\"_ _0\"></span>igde bed<span class=\"_ _0\"></span>rijfsac<span class=\"_ _0\"></span>tiviteit<span class=\"_ _0\"></span>en op de gewo<span class=\"_ _0\"></span>ne en de</div>\n<div class=\"t m0 x1d h64 yd4f fffe fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwaterde re<span class=\"_ _1\"></span>sultaten per aandeel<span class=\"_ _1\"></span> wordt weergegeven<span class=\"_ _1\"></span> door het</div>\n<div class=\"t m0 x1d h64 yd50 fffe fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">netto<span class=\"lsef ws11e\">resultaat voor be\u00ebindigde bedr<span class=\"_ _1\"></span>ijfsactivitei<span class=\"_ _1\"></span>ten te delen door he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yd51 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemiddeld a<span class=\"_ _1\"></span>antal gewone<span class=\"_ _1\"></span> uitstaande a<span class=\"_ _1\"></span>andelen gedurend<span class=\"_ _1\"></span>e het jaar<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 yd52 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">exclusief h<span class=\"_ _1\"></span>et gemiddeld<span class=\"_ _1\"></span> aantal door<span class=\"_ _1\"></span> Ageas geko<span class=\"_ _1\"></span>chte gewone <span class=\"_ _1\"></span>aandelen</div>\n<div class=\"t m0 x1d h64 yd53 fffe fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en gehouden<span class=\"_ _1\"></span> als eigen<span class=\"_ _1\"></span> aandelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 928px; height: 178px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag392": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Ov<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>na<span class=\"_ _1\"></span>mes, desin<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>est<span class=\"_ _0\"></span>eringen</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">en groep bestemd v<span class=\"_ _3\"></span>oor v<span class=\"_ _3\"></span>erk<span class=\"_ _3\"></span>oop</div>\n<div class=\"t m0 x2c h88 yeed ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">De volgende significant<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h88 yeee ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">overnames en desinveste<span class=\"_ _0\"></span>ringen zijn</div>\n<div class=\"t m0 x2c h88 yeef ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">gedaan in 2022 en 2021. Det<span class=\"_ _0\"></span>ails</div>\n<div class=\"t m0 x2c h88 yef0 ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">over eventuele overnames en<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h88 yef1 ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">desinvesteringen na balansd<span class=\"_ _0\"></span>atum</div>\n<div class=\"t m0 x2c h88 yef2 ff103 fs53 fc14 sc0 ls11f ws155\" style=\"z-index: 15;\">zijn opgenomen in toelichting<span class=\"ls0 ws0\"> <span class=\"ls11e ws156\">44 </span></span></div>\n<div class=\"t m0 x2c h88 yef3 ff103 fs53 fc14 sc0 ls11e ws0\" style=\"z-index: 15;\">Gebeurtenissen na balansdat<span class=\"_ _0\"></span>um.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h87 yef4 ff101 fs52 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h87 yef5 ff101 fs52 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h89 yef6 ff104 fs54 fcc sc0 ls120 ws157\" style=\"z-index: 15;\">3.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h89 yef7 ff104 fs54 fcc sc0 ls121 ws158\" style=\"z-index: 15;\">Overnames <span class=\"_ _1\"></span>in 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yef8 ff101 fs52 fc1d sc0 ls11b ws159\" style=\"z-index: 15;\">Additioneel b<span class=\"_ _1\"></span>elang in<span class=\"_ _1\"></span> AFLIC (Azi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yef9 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">Op 20 mei<span class=\"_ _1\"></span> 2022 <span class=\"ls11d ws154\">heeft<span class=\"ls0 ws0\"> </span><span class=\"ws153\">Ageas een ov<span class=\"_ _0\"></span>ereenko<span class=\"_ _0\"></span>mst getek<span class=\"_ _0\"></span>end om zijn b<span class=\"_ _0\"></span>elang in de joi<span class=\"_ _0\"></span>nt ventur<span class=\"_ _0\"></span>e Ageas </span></span></div>\n<div class=\"t m0 x1ef h87 yefa ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">Federal L<span class=\"_ _0\"></span>ife Insur<span class=\"_ _0\"></span>ance Comp<span class=\"_ _0\"></span>any Ltd (AF<span class=\"_ _0\"></span>LIC) te verh<span class=\"_ _0\"></span>ogen van 49% na<span class=\"_ _0\"></span>ar 74%<span class=\"ls0 ws0\"> </span>voor ee<span class=\"_ _0\"></span>n totale</div>\n<div class=\"t m0 x1ef h87 yefb ff101 fs52 fc14 sc0 ls11d ws159\" style=\"z-index: 15;\">vergoe<span class=\"_ _0\"></span>ding van I<span class=\"_ _0\"></span>NR 5,8 <span class=\"_ _0\"></span>miljard i<span class=\"_ _0\"></span>n cash. D<span class=\"_ _0\"></span>eze tra<span class=\"_ _0\"></span>nsactie <span class=\"_ _0\"></span>werd op <span class=\"_ _0\"></span>19 septe<span class=\"_ _0\"></span>mber 202<span class=\"_ _0\"></span>2 afger<span class=\"_ _0\"></span>ond.</div>\n<div class=\"t m0 x1ef h87 yefc ff101 fs52 fc14 sc0 ls11b ws15a\" style=\"z-index: 15;\">Onder IFRS word<span class=\"_ _1\"></span>t deze transactie<span class=\"_ _1\"></span> beschouwd als een staps<span class=\"_ _1\"></span>gewijze overname<span class=\"_ _1\"></span> (step acquisi<span class=\"_ _1\"></span>tion),</div>\n<div class=\"t m0 x1ef h87 yefd ff101 fs52 fc14 sc0 ls11b ws15a\" style=\"z-index: 15;\">waardoor het voo<span class=\"_ _1\"></span>rheen aangehouden<span class=\"_ _1\"></span> belang van 49% is be<span class=\"ls11d ws159\">handeld alsof<span class=\"_ _0\"></span> het wer<span class=\"_ _0\"></span>d verkoc<span class=\"_ _0\"></span>ht<span class=\"ls122 ws15b\">, wat </span></span></div>\n<div class=\"t m0 x1ef h87 yefe ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">resulteerde <span class=\"_ _1\"></span>in een <span class=\"ws152\">non<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ls11d\">cash meer<span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an EUR 50 <span class=\"_ _0\"></span>miljoen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h87 yeff ff101 fs52 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h87 yf00 ff101 fs52 fc14 sc0 ls11b ws15a\" style=\"z-index: 15;\">AFLIC werd vanaf he<span class=\"_ _1\"></span>t laatste kwartaal<span class=\"_ _1\"></span> van 2022 volledig g<span class=\"_ _1\"></span>econsolideerd doo<span class=\"_ _1\"></span>r de Ageas groep.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf01 ff101 fs52 fc1d sc0 ls11b ws15a\" style=\"z-index: 15;\">Vastgoedbedrij<span class=\"_ _1\"></span>ven (Europ<span class=\"ls0 ws0\">a)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h87 yf02 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">Twee vastgoe<span class=\"_ _1\"></span>dbedrijven werden<span class=\"_ _1\"></span> gezamenlij<span class=\"_ _1\"></span>k verworven d<span class=\"_ _1\"></span>iverse groe<span class=\"_ _1\"></span>psentiteiten <span class=\"_ _1\"></span>in Portugal<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x1ef h87 yf03 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">Campolide XXI<span class=\"_ _1\"></span> werd ein<span class=\"_ _1\"></span>d 2021 verw<span class=\"_ _1\"></span>orven voor ee<span class=\"_ _1\"></span>n bedrag<span class=\"_ _1\"></span> van EUR 30 <span class=\"_ _1\"></span>miljoen en<span class=\"_ _1\"></span> SPPP in he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1ef h87 yf04 ff101 fs52 fc14 sc0 ls11d ws159\" style=\"z-index: 15;\">eerste k<span class=\"_ _0\"></span>wartaal <span class=\"_ _0\"></span>van 202<span class=\"_ _0\"></span>2 voor 82 m<span class=\"_ _0\"></span>iljoen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf05 ff101 fs52 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h87 yf06 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">Milleniumbcp<span class=\"_ _1\"></span> Ageas bezi<span class=\"_ _1\"></span>t de meerderh<span class=\"_ _1\"></span>eid van de<span class=\"_ _1\"></span> aandelen in<span class=\"_ _1\"></span> beide<span class=\"ls0 ws0\"> </span><span class=\"ws15a\">on<span class=\"_ _1\"></span>dernemingen. Deze<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h87 yf07 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">ondernemingen<span class=\"_ _1\"></span> worden per<span class=\"_ _1\"></span> 31 decemb<span class=\"_ _1\"></span>er 2022 vol<span class=\"_ _1\"></span>ledig geconsol<span class=\"_ _1\"></span>ideerd door <span class=\"_ _1\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf08 ff101 fs52 fc1d sc0 ls11d ws159\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf09 ff101 fs52 fc14 sc0 ls11b ws15a\" style=\"z-index: 15;\">In juli 2022 ver<span class=\"_ _1\"></span>wierf AG Insurance<span class=\"_ _1\"></span> 100% van de aandelen<span class=\"_ _1\"></span> van Anima Group (5de<span class=\"_ _1\"></span> grootste Belgische<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef h87 yf0a ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">woonzorggroep)<span class=\"_ _1\"></span> voor een <span class=\"_ _1\"></span>bedrag van<span class=\"_ _1\"></span> 335 miljoen <span class=\"_ _1\"></span>EUR. Deze<span class=\"_ _1\"></span> overname word<span class=\"_ _1\"></span>t beschouwd <span class=\"_ _1\"></span>als een</div>\n<div class=\"t m0 x1ef h87 yf0b ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>combi<span class=\"_ _0\"></span>natie ond<span class=\"_ _0\"></span>er IFRS 3. Er wer<span class=\"_ _0\"></span>d geen goodw<span class=\"_ _0\"></span>ill opge<span class=\"_ _0\"></span>nomen in de <span class=\"ls11b ws152\">openingsbalans.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h89 yf0c ff104 fs54 fcc sc0 ls120 ws157\" style=\"z-index: 15;\">3.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h89 yf0d ff104 fs54 fcc sc0 ls121 ws158\" style=\"z-index: 15;\">Overnames <span class=\"_ _1\"></span>in 202<span class=\"_ _1\"></span>1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf0e ff101 fs52 fc20 sc0 ls11b ws159\" style=\"z-index: 15;\">AgeSA (voorhe<span class=\"_ _1\"></span>en: AvivaSA)<span class=\"_ _1\"></span> (Europ<span class=\"ls0 ws0\">a)<span class=\"_ _1\"></span><span class=\"fc14\"> </span></span></div>\n<div class=\"t m0 x1ef h87 yf0f ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">Op 5 mei 2021 ko<span class=\"_ _0\"></span>ndigde Ag<span class=\"_ _0\"></span>eas aan dat<span class=\"_ _0\"></span> het alle <span class=\"ls11b ws159\">goedkeuringen van<span class=\"_ _1\"></span> de regelge<span class=\"_ _1\"></span>vende instan<span class=\"_ _1\"></span>ties had<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef h87 yf10 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">verkregen en<span class=\"_ _1\"></span> de overnam<span class=\"_ _1\"></span>e van Avi<span class=\"_ _1\"></span>va plc, een<span class=\"_ _1\"></span> belang van<span class=\"_ _1\"></span> 40% in he<span class=\"_ _1\"></span>t Turkse <span class=\"_ _1\"></span>beursgenoteerde</div>\n<div class=\"t m0 x1ef h87 yf11 ff101 fs52 fc14 sc0 ls11d ws154\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ings<span class=\"ls0 ws0\">- <span class=\"ls11b ws159\">en pensioen<span class=\"_ _1\"></span>bedrijf AgeSA<span class=\"_ _1\"></span>, had voltooid<span class=\"_ _1\"></span>. Het ove<span class=\"_ _1\"></span>rnamebedrag i<span class=\"_ _1\"></span>s GBP 119 </span></span></div>\n<div class=\"t m0 x1ef h87 yf12 ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">miljoen (<span class=\"_ _0\"></span>EUR 143 milj<span class=\"_ _0\"></span>oen inc<span class=\"ws159\">lus<span class=\"_ _0\"></span>ief tra<span class=\"_ _0\"></span>nsactiek<span class=\"_ _0\"></span>osten<span class=\"_ _0\"></span>). AgeSA w<span class=\"_ _0\"></span>ordt ve<span class=\"_ _0\"></span>rwerkt<span class=\"_ _0\"></span> volgens <span class=\"_ _0\"></span>de </span></div>\n<div class=\"t m0 x1ef h87 yf13 ff101 fs52 fc14 sc0 ls11d ws154\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>nsmutat<span class=\"_ _0\"></span>iemeth<span class=\"_ _0\"></span>ode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf14 ff101 fs52 fc1d sc0 ls11d ws159\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h87 yf15 ff101 fs52 fc14 sc0 ls11d ws153\" style=\"z-index: 15;\">In 2021 ver<span class=\"_ _0\"></span>hoogde<span class=\"_ _0\"></span> AG Insuranc<span class=\"_ _0\"></span>e zijn belan<span class=\"_ _0\"></span>g in CCN (Ce<span class=\"_ _0\"></span>ntre de Comm<span class=\"_ _0\"></span>unicati<span class=\"_ _0\"></span>on Nord, gem<span class=\"_ _0\"></span>engd</div>\n<div class=\"t m0 x1ef h87 yf16 ff101 fs52 fc14 sc0 ls11b ws159\" style=\"z-index: 15;\">herontwikkelin<span class=\"_ _1\"></span>gsproject in<span class=\"_ _1\"></span> Brussel) <span class=\"_ _1\"></span>van 5% to<span class=\"_ _1\"></span>t 50%, di<span class=\"_ _1\"></span>t wordt <span class=\"ws15a\">nog s<span class=\"_ _1\"></span>teeds verwerkt volgen<span class=\"_ _1\"></span>s de </span></div>\n<div class=\"t m0 x1ef h87 yf17 ff101 fs52 fc14 sc0 ls11d ws154\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>nsmutat<span class=\"_ _0\"></span>iemeth<span class=\"_ _0\"></span>ode<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 191px; height: 770px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff10a fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">3.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff10a fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Desinvesteringen i<span class=\"_ _1\"></span>n 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff108 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Tesco Under<span class=\"_ _1\"></span>writing Ltd.<span class=\"_ _1\"></span> (TU) (Europ<span class=\"ls0 ws0\">a<span class=\"_ _1\"></span>)<span class=\"ff10b fc18\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 14 ok<span class=\"_ _1\"></span>tober 2020 <span class=\"_ _1\"></span>heeft Ageas<span class=\"_ _1\"></span> aangekondigd d<span class=\"_ _1\"></span>at Tesco Bank<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 yb5a ff108 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">50,1%<span class=\"ls0 ws0\">-</span><span class=\"ws112\">bel<span class=\"_ _0\"></span>ang van Ageas<span class=\"_ _0\"></span> in de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">geassocieerde on<span class=\"_ _1\"></span>derneming <span class=\"_ _1\"></span>Tesco </span></span></span></div>\n<div class=\"t m0 x2c h64 yb5b ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Underw<span class=\"_ _0\"></span>riting Limi<span class=\"_ _0\"></span>ted zal over<span class=\"_ _0\"></span>nemen.<span class=\"_ _0\"></span> Dienove<span class=\"_ _0\"></span>reenkoms<span class=\"_ _0\"></span>tig werd de</div>\n<div class=\"t m0 x2c h64 yb5c ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van de ge<span class=\"_ _0\"></span>associee<span class=\"_ _0\"></span>rde deel<span class=\"_ _0\"></span>neming in de j<span class=\"_ _0\"></span>aarreken<span class=\"_ _0\"></span>ing 2020</div>\n<div class=\"t m0 x2c h64 yb5d ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd al<span class=\"_ _0\"></span>s aangeho<span class=\"_ _0\"></span>uden voor<span class=\"_ _0\"></span> verkoop. De v<span class=\"_ _0\"></span>erkoop w<span class=\"_ _0\"></span>erd op 4</div>\n<div class=\"t m0 x1d h64 yf21 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mei 2021 a<span class=\"_ _1\"></span>fgerond voor<span class=\"_ _1\"></span> een v<span class=\"lsed ws112\">ergoeding va<span class=\"_ _0\"></span>n GBP 112 mil<span class=\"_ _0\"></span>joen. De </span></div>\n<div class=\"t m0 x1d h64 yf22 ff108 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">impact v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rkoop o<span class=\"_ _0\"></span>p de result<span class=\"_ _0\"></span>aten va<span class=\"_ _0\"></span>n de eers<span class=\"_ _0\"></span>te 6 ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yf23 ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2021 was ee<span class=\"_ _0\"></span>n winst van EU<span class=\"_ _0\"></span>R 4,2 miljoe<span class=\"_ _0\"></span>n. Deze wins<span class=\"_ _0\"></span>t is verde<span class=\"_ _0\"></span>eld over</div>\n<div class=\"t m0 x1d h64 yf24 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de posten <span class=\"_ _1\"></span>\"Rentebaten,<span class=\"_ _1\"></span> dividend en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>beleggingsbaten<span class=\"_ _1\"></span>\" en</div>\n<div class=\"t m0 x1d h64 yf25 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\"Resultaat op<span class=\"_ _1\"></span> verkoop en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">herwaarderi<span class=\"_ _1\"></span>ngen\" van de resulta<span class=\"_ _1\"></span>tenrekening.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yf26 ff108 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgi\u00eb)<span class=\"fc21 ls0 ws0\"> <span class=\"fc1d\"> </span></span></div>\n<div class=\"t m0 x1d h64 yf27 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In 2021 <span class=\"_ _1\"></span>werd Transimmo <span class=\"_ _1\"></span>volledig ge<span class=\"_ _1\"></span>consolideerd do<span class=\"_ _1\"></span>or AG In<span class=\"_ _1\"></span>surance en</div>\n<div class=\"t m0 x1d h64 yf28 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werd het n<span class=\"_ _1\"></span>iet langer <span class=\"_ _1\"></span>opgenomen vol<span class=\"_ _1\"></span>gens de verm<span class=\"_ _1\"></span>ogensmutatie<span class=\"_ _1\"></span>methode<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 960px; height: 146px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yf29 ff108 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b yf2a ff10a fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">3.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf2b ff10a fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Acti<span class=\"_ _1\"></span>va <span class=\"_ _1\"></span>en v<span class=\"_ _1\"></span>erpli<span class=\"_ _1\"></span>chti<span class=\"_ _1\"></span>nge<span class=\"_ _1\"></span>n van<span class=\"_ _1\"></span> o<span class=\"_ _1\"></span>verna<span class=\"_ _1\"></span>mes <span class=\"_ _1\"></span>en <span class=\"_ _1\"></span>desi<span class=\"_ _1\"></span>nvest<span class=\"_ _1\"></span>eri<span class=\"_ _1\"></span>ngen <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf2c ff108 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">In de ond<span class=\"_ _0\"></span>erstaan<span class=\"_ _0\"></span>de tabel<span class=\"_ _0\"></span> zijn de <span class=\"_ _0\"></span>activa e<span class=\"_ _0\"></span>n verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n als gev<span class=\"_ _0\"></span>olg van <span class=\"_ _0\"></span>overnam<span class=\"_ _0\"></span>es en des<span class=\"_ _0\"></span>invester<span class=\"_ _0\"></span>ingen v<span class=\"_ _0\"></span>an docht<span class=\"_ _0\"></span>eronde<span class=\"_ _0\"></span>rneming<span class=\"lsef ws11e\">en en deelnemingen per </span></div>\n<div class=\"t m0 x2c h64 yf2d ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de datum va<span class=\"_ _0\"></span>n de overnam<span class=\"_ _0\"></span>e of desinv<span class=\"_ _0\"></span>estering w<span class=\"_ _0\"></span>eergeg<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y67e ff108 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 494px; bottom: 798px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 813px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 555px; bottom: 798px; z-index: 15;\">Desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y67e ff108 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 665px; bottom: 798px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 813px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 726px; bottom: 798px; z-index: 15;\">Desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf2e ff108 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 540px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff108 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Activa en verplichtingen van o<span class=\"_ _0\"></span>vernames en desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 540px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 768px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y694 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y694 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 753px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 753px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 738px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 738px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 724px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 709px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x6 h67 y685 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 709px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 694px; z-index: 15;\">Beleggingen in deelnemingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">(inclusief kapitaalterugbetalingen) </span> </div>\n<div class=\"t m0 x2e h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 679px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 679px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 679px; z-index: 15;\">202<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 679px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 664px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 664px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Actuele en uitgestelde <span class=\"_ _0\"></span>belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 649px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 634px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 620px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 620px; z-index: 15;\">433<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 605px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 590px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y691 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 575px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span><span class=\"ws116\">linked <span class=\"lsf6 ws11b\">co<span class=\"_ _1\"></span>ntract<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h67 y68f ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 560px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Actuele en uitgestelde <span class=\"_ _0\"></span>belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 545px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6be ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 530px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 530px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 516px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 516px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff108 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 501px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6be ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6be ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 501px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff10b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 486px; z-index: 15;\">Netto verworven activa / Netto vervreemde activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 525px; bottom: 486px; z-index: 15;\">712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y685 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 609px; bottom: 486px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 486px; z-index: 15;\">233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 486px; z-index: 15;\">(176)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff10c fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff10c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff10c fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff10c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Resultaat bij <span class=\"ws118\">be\u00ebindiging bedrijfsac<span class=\"_ _0\"></span>tiviteiten, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 456px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 456px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff108 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Resultaat op be\u00ebindigde bed<span class=\"_ _0\"></span>rijfsactiviteiten, na belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 540px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y683 ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 441px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y683 ff108 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 785px; bottom: 441px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 540px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 625px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 711px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff108 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff108 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Geldmiddelen aangewend voor a<span class=\"_ _0\"></span>cquisities / ontvangen bij ve<span class=\"_ _0\"></span>rkopen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 540px; bottom: 412px; z-index: 15;\">  </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Totaal aankoopprijs / verkoop<span class=\"_ _0\"></span>opbrengst<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 397px; z-index: 15;\">(712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 397px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 397px; z-index: 15;\">(233)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68b ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 397px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff108 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Min: Verworven/vervreemde geldmiddelen en kasequivalen<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 382px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff108 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 367px; z-index: 15;\">Minus: non<span class=\"ls0 ws0\">-</span>cash beweging<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 367px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff108 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 367px; z-index: 15;\">(143)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff108 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff10b fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Geldm<span class=\"_ _0\"></span>iddelen<span class=\"_ _0\"></span> aangewe<span class=\"_ _0\"></span>nd voor<span class=\"_ _0\"></span> acquis<span class=\"_ _0\"></span>ities / o<span class=\"_ _0\"></span>ntvange<span class=\"_ _0\"></span>n bij ve<span class=\"_ _0\"></span>rkope<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y691 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 352px; z-index: 15;\">(488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y691 ff10b fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y691 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 352px; z-index: 15;\">(233)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff10b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 352px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 341px; height: 765px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff110 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">3.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff110 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Groep bestemd voor <span class=\"_ _1\"></span>verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff10e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas France<span class=\"_ _1\"></span> (Europ<span class=\"ls0 ws0\">a)<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">In het laats<span class=\"_ _0\"></span>te kwartaa<span class=\"_ _0\"></span>l van 2022 bes<span class=\"_ _0\"></span>loot Age<span class=\"_ _0\"></span>as SA/NV e<span class=\"_ _0\"></span>en proces te</div>\n<div class=\"t m0 x2c h64 yb5a ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">starten om zij<span class=\"_ _1\"></span>n activiteiten in<span class=\"_ _1\"></span> Frankrijk te be\u00ebindi<span class=\"_ _1\"></span>gen. Deze verkoop<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yb5b ff10e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">voldoet<span class=\"_ _0\"></span> aan de cr<span class=\"_ _0\"></span>iteria v<span class=\"_ _0\"></span>an IFRS <span class=\"_ _0\"></span>5 om gec<span class=\"_ _0\"></span>lassific<span class=\"_ _0\"></span>eerd te w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span>als</div>\n<div class=\"t m0 x2c h64 yb5c ff10e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">a<span class=\"lsed ws112\">angehoude<span class=\"_ _0\"></span>n voor verk<span class=\"_ _0\"></span>oop. De verk<span class=\"_ _0\"></span>oop zal naa<span class=\"_ _0\"></span>r verwacht<span class=\"_ _0\"></span>ing in de loop </span></div>\n<div class=\"t m0 x2c h64 yb5d ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">van 2023 worden af<span class=\"_ _1\"></span>gerond.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5e ff10e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yb5f ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Bijgevolg werden<span class=\"_ _1\"></span> de activa en pa<span class=\"_ _1\"></span>ssiva per 31 december<span class=\"_ _1\"></span> 2022 met</div>\n<div class=\"t m0 x2c h64 yb60 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot Ageas<span class=\"_ _0\"></span> France (e<span class=\"_ _0\"></span>n zijn docht<span class=\"_ _0\"></span>eronder<span class=\"_ _0\"></span>neming<span class=\"_ _0\"></span>en)</div>\n<div class=\"t m0 x2c h64 yb61 ff10e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">geclassificeerd<span class=\"_ _1\"></span> als een<span class=\"_ _1\"></span> groep act<span class=\"_ _1\"></span>iva di<span class=\"lsed ws112\">e wordt afgest<span class=\"_ _0\"></span>oten en wor<span class=\"_ _0\"></span>den ze </span></div>\n<div class=\"t m0 x2c h64 yb62 ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">weergegeven als<span class=\"_ _1\"></span> \u201cActiva aangeho<span class=\"_ _1\"></span>uden voor verkoop\u201d<span class=\"_ _1\"></span> en \u201cVerplichting<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 yb63 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">met betrek<span class=\"_ _0\"></span>king tot <span class=\"lsee\">vast<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">activa<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> voor verkoo<span class=\"_ _1\"></span>p\u201d in <span class=\"ws113\">de<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 ybb2 ff10e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e balans<span class=\"lsed ws11d\">. De groep ac<span class=\"_ _0\"></span>tiva die w<span class=\"_ _0\"></span>ordt af<span class=\"_ _0\"></span>gestoten,<span class=\"_ _0\"></span> wordt </span></div>\n<div class=\"t m0 x2c h64 ybb3 ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span> in het segment \u2018Europa<span class=\"_ _1\"></span>\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ybb4 ff10e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb67 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van de b<span class=\"_ _0\"></span>elangri<span class=\"_ _0\"></span>jkste act<span class=\"_ _0\"></span>iva en passiv<span class=\"_ _0\"></span>a van Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yb68 ff10e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">France op 3<span class=\"_ _1\"></span>1 december <span class=\"_ _1\"></span>2022 is al<span class=\"_ _1\"></span>s volgt <span class=\"_ _1\"></span>samengevat:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb69 ff111 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff112\"> <span class=\"_ _3f\"> </span><span class=\"ff10e lsed ws11d\">Beleggingen b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>aar voor v<span class=\"_ _0\"></span>erkoop <span class=\"_ _0\"></span>EUR 2,4 <span class=\"_ _0\"></span>miljard;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6a ff111 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff112\"> <span class=\"_ _3f\"> </span><span class=\"ff10e lsef ws113\">U<span class=\"_ _1\"></span>nit</span><span class=\"ff10e\">-<span class=\"lsed ws112\">linked Bele<span class=\"_ _0\"></span>ggingen EU<span class=\"_ _0\"></span>R 1,5 miljar<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 yb6b ff111 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff112\"> <span class=\"_ _3f\"> </span><span class=\"ff10e lsed ws112\">Verzekeringsv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen EU<span class=\"_ _0\"></span>R 2,4 milja<span class=\"_ _0\"></span>rd;<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yb6c ff111 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff112\"> <span class=\"_ _3f\"> </span><span class=\"ff10e lsef ws113\">Ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span></span><span class=\"ff10e\"> <span class=\"lsed ws11d\">met betr<span class=\"_ _0\"></span>ekking t<span class=\"_ _0\"></span>ot Unit<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">linked produc<span class=\"_ _0\"></span>ten: EUR<span class=\"_ _0\"></span> 1,5 </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 yb6d ff10e fs44 fc1c sc0 ls107 ws13e\" style=\"z-index: 15;\">miljard<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb6e ff10e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yb6f ff10e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Er is oo<span class=\"_ _1\"></span>k een interc<span class=\"_ _1\"></span>ompany achterges<span class=\"_ _1\"></span>telde schu<span class=\"_ _1\"></span>ld van EUR 5<span class=\"_ _1\"></span>5 miljoen</div>\n<div class=\"t m0 x1d h64 yb70 ff10e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">op de balan<span class=\"_ _0\"></span>s van Ageas Fra<span class=\"_ _0\"></span>nce die op Ag<span class=\"_ _0\"></span>eas groep<span class=\"_ _0\"></span>sniveau w<span class=\"_ _0\"></span>ordt</div>\n<div class=\"t m0 x1d h64 yb71 ff10e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">ge\u00eblimi<span class=\"lsed ws112\">neerd. Het tota<span class=\"_ _0\"></span>le eigen ve<span class=\"_ _0\"></span>rmogen va<span class=\"_ _0\"></span>n Ageas Fra<span class=\"_ _0\"></span>nce op 31 </span></div>\n<div class=\"t m0 x1d h64 yf56 ff10e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">december 2022 bedraag<span class=\"_ _1\"></span>t EUR 222 miljoen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 818px; height: 288px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag393": {
   "value": "\n<div class=\"t m0 x2c h7b y82e ff10a fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">3.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff10a fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Desinvesteringen i<span class=\"_ _1\"></span>n 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff108 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Tesco Under<span class=\"_ _1\"></span>writing Ltd.<span class=\"_ _1\"></span> (TU) (Europ<span class=\"ls0 ws0\">a<span class=\"_ _1\"></span>)<span class=\"ff10b fc18\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 14 ok<span class=\"_ _1\"></span>tober 2020 <span class=\"_ _1\"></span>heeft Ageas<span class=\"_ _1\"></span> aangekondigd d<span class=\"_ _1\"></span>at Tesco Bank<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 yb5a ff108 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">50,1%<span class=\"ls0 ws0\">-</span><span class=\"ws112\">bel<span class=\"_ _0\"></span>ang van Ageas<span class=\"_ _0\"></span> in de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">geassocieerde on<span class=\"_ _1\"></span>derneming <span class=\"_ _1\"></span>Tesco </span></span></span></div>\n<div class=\"t m0 x2c h64 yb5b ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Underw<span class=\"_ _0\"></span>riting Limi<span class=\"_ _0\"></span>ted zal over<span class=\"_ _0\"></span>nemen.<span class=\"_ _0\"></span> Dienove<span class=\"_ _0\"></span>reenkoms<span class=\"_ _0\"></span>tig werd de</div>\n<div class=\"t m0 x2c h64 yb5c ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van de ge<span class=\"_ _0\"></span>associee<span class=\"_ _0\"></span>rde deel<span class=\"_ _0\"></span>neming in de j<span class=\"_ _0\"></span>aarreken<span class=\"_ _0\"></span>ing 2020</div>\n<div class=\"t m0 x2c h64 yb5d ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd al<span class=\"_ _0\"></span>s aangeho<span class=\"_ _0\"></span>uden voor<span class=\"_ _0\"></span> verkoop. De v<span class=\"_ _0\"></span>erkoop w<span class=\"_ _0\"></span>erd op 4</div>\n<div class=\"t m0 x1d h64 yf21 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mei 2021 a<span class=\"_ _1\"></span>fgerond voor<span class=\"_ _1\"></span> een v<span class=\"lsed ws112\">ergoeding va<span class=\"_ _0\"></span>n GBP 112 mil<span class=\"_ _0\"></span>joen. De </span></div>\n<div class=\"t m0 x1d h64 yf22 ff108 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">impact v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rkoop o<span class=\"_ _0\"></span>p de result<span class=\"_ _0\"></span>aten va<span class=\"_ _0\"></span>n de eers<span class=\"_ _0\"></span>te 6 ma<span class=\"_ _0\"></span>anden va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yf23 ff108 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2021 was ee<span class=\"_ _0\"></span>n winst van EU<span class=\"_ _0\"></span>R 4,2 miljoe<span class=\"_ _0\"></span>n. Deze wins<span class=\"_ _0\"></span>t is verde<span class=\"_ _0\"></span>eld over</div>\n<div class=\"t m0 x1d h64 yf24 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de posten <span class=\"_ _1\"></span>\"Rentebaten,<span class=\"_ _1\"></span> dividend en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>beleggingsbaten<span class=\"_ _1\"></span>\" en</div>\n<div class=\"t m0 x1d h64 yf25 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">\"Resultaat op<span class=\"_ _1\"></span> verkoop en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">herwaarderi<span class=\"_ _1\"></span>ngen\" van de resulta<span class=\"_ _1\"></span>tenrekening.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yf26 ff108 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgi\u00eb)<span class=\"fc21 ls0 ws0\"> <span class=\"fc1d\"> </span></span></div>\n<div class=\"t m0 x1d h64 yf27 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In 2021 <span class=\"_ _1\"></span>werd Transimmo <span class=\"_ _1\"></span>volledig ge<span class=\"_ _1\"></span>consolideerd do<span class=\"_ _1\"></span>or AG In<span class=\"_ _1\"></span>surance en</div>\n<div class=\"t m0 x1d h64 yf28 ff108 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werd het n<span class=\"_ _1\"></span>iet langer <span class=\"_ _1\"></span>opgenomen vol<span class=\"_ _1\"></span>gens de verm<span class=\"_ _1\"></span>ogensmutatie<span class=\"_ _1\"></span>methode<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 960px; height: 146px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDiscontinuedOperationsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag394": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Risic<span class=\"_ _0\"></span>omanagement</div>\n<div class=\"t m0 x2c h7b y7a9 ff115 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">4.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff115 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Risicobeheer: <span class=\"_ _1\"></span>doelstellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h75 yf5b ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Als multinationale aanbi<span class=\"_ _0\"></span>eder van</div>\n<div class=\"t m0 x2c h75 yf5c ff116 fs4a fc1c sc0 ls101 ws130\" style=\"z-index: 15;\">verzekeringen cre\u00ebert Ageas</div>\n<div class=\"t m0 x2c h75 yf5d ff116 fs4a fc1c sc0 ls102 ws133\" style=\"z-index: 15;\">waarde door een gepast en effectie<span class=\"ws132\">f </span></div>\n<div class=\"t m0 x2c h75 yf5e ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">beheer van verzekeringsrisico<span class=\"_ _0\"></span>'s op</div>\n<div class=\"t m0 x2c h75 yf5f ff116 fs4a fc1c sc0 ls101 ws130\" style=\"z-index: 15;\">afzonderlijk en op algemeen</div>\n<div class=\"t m0 x2c h75 yf60 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">portefeuilleniveau. In het<span class=\"_ _0\"></span> kader van</div>\n<div class=\"t m0 x2c h75 yf61 ff116 fs4a fc1c sc0 ls101 ws130\" style=\"z-index: 15;\">zijn verzekeringsactiviteiten<span class=\"_ _0\"></span> biedt</div>\n<div class=\"t m0 x2c h75 yf62 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas zowel Levens<span class=\"ls0\">- </span>als Niet<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c h75 yf63 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">Levensverzekeringen aan.<span class=\"_ _0\"></span> Bijgevolg</div>\n<div class=\"t m0 x2c h75 yf64 ff116 fs4a fc1c sc0 ls102 ws133\" style=\"z-index: 15;\">wordt het geconfronteerd met een</div>\n<div class=\"t m0 x2c h75 yf65 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">aantal risico's die d<span class=\"ws131\">e </span></div>\n<div class=\"t m0 x2c h75 yf66 ff116 fs4a fc1c sc0 ls101 ws0\" style=\"z-index: 15;\">verwezenlijking van</div>\n<div class=\"t m0 x2c h75 yf67 ff116 fs4a fc1c sc0 ls102 ws133\" style=\"z-index: 15;\">bedrijfsdoelstellingen kunnen</div>\n<div class=\"t m0 x2c h75 yf68 ff116 fs4a fc1c sc0 ls101 ws131\" style=\"z-index: 15;\">be\u00efnvloeden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf69 ff113 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 yf6a ff113 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Ageas wil uit<span class=\"_ _0\"></span>sluit<span class=\"_ _0\"></span>end risic<span class=\"_ _0\"></span>o\u2019s nemen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf6b ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws112\">waarin het een goe<span class=\"_ _0\"></span>d inzicht he<span class=\"_ _0\"></span>eft.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 yf6c ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws112\">die het adequaat k<span class=\"_ _0\"></span>an beoord<span class=\"_ _0\"></span>elen en behe<span class=\"_ _0\"></span>ersen, het<span class=\"_ _0\"></span>zij op indiv<span class=\"_ _0\"></span>idueel n<span class=\"_ _0\"></span>iveau, hetz<span class=\"_ _0\"></span>ij op algem<span class=\"_ _0\"></span>een </span></span></div>\n<div class=\"t m0 x15 h64 yf6d ff113 fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilleniv<span class=\"_ _0\"></span>eau.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf6e ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws11d\">die het zich ka<span class=\"_ _0\"></span>n veroo<span class=\"_ _0\"></span>rloven (d.<span class=\"_ _0\"></span>w.z. di<span class=\"_ _0\"></span>e binne<span class=\"_ _0\"></span>n de risk <span class=\"_ _0\"></span>appetit<span class=\"_ _0\"></span>e van Ag<span class=\"_ _0\"></span>eas blijv<span class=\"_ _0\"></span>en).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 yf6f ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsef ws11e\">d<span class=\"_ _1\"></span>ie een aanvaardba<span class=\"_ _1\"></span>re verhouding tussen<span class=\"_ _1\"></span> risico en rendemen<span class=\"_ _1\"></span>t vertonen (reke<span class=\"_ _1\"></span>ning houdend met </span></span></div>\n<div class=\"t m0 x15 h64 yf70 ff113 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">het engagement<span class=\"_ _1\"></span> van Ageas ten aanzien<span class=\"_ _1\"></span> van zijn stakeholde<span class=\"_ _1\"></span>rs, de samenleving<span class=\"_ _1\"></span> en de <span class=\"ws113\">waarden </span></div>\n<div class=\"t m0 x15 h64 yf71 ff113 fs44 fc1c sc0 ls107 ws137\" style=\"z-index: 15;\">van zijn<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsef ws113\">bedrijfs</span>-<span class=\"_ _1\"></span> <span class=\"lsed ws11d\">en risicoc<span class=\"_ _0\"></span>ultuur).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 yf72 ff113 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 yf73 ff113 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste doels<span class=\"_ _1\"></span>tellingen van<span class=\"_ _1\"></span> het risico<span class=\"_ _1\"></span>beheer van Ag<span class=\"_ _1\"></span>eas zijn:<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf74 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsf9 ws124\">He<span class=\"_ _1\"></span>t <span class=\"lsed ws112\">nemen van ris<span class=\"_ _0\"></span>ico is consist<span class=\"_ _0\"></span>ent met<span class=\"_ _0\"></span> de strategi<span class=\"_ _0\"></span>e en met de risk ap<span class=\"_ _0\"></span>petite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 yf75 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws11d\">Er zijn gepast<span class=\"_ _0\"></span>e incent<span class=\"_ _0\"></span>ives die <span class=\"_ _0\"></span>een geme<span class=\"_ _0\"></span>ensch<span class=\"_ _0\"></span>appelijk b<span class=\"_ _0\"></span>eeld van<span class=\"ls0 ws0\"> </span><span class=\"ws112\">o<span class=\"_ _0\"></span>nze risicoc<span class=\"_ _0\"></span>ultuur b<span class=\"_ _0\"></span>evordere<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef h64 yf76 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws112\">Er is <span class=\"_ _1\"></span>tijdig g<span class=\"_ _0\"></span>eschikt<span class=\"_ _0\"></span>e en juiste inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie beschik<span class=\"_ _0\"></span>baar om een p<span class=\"_ _0\"></span>assende st<span class=\"_ _0\"></span>rategis<span class=\"_ _0\"></span>che </span></span></div>\n<div class=\"t m0 x15 h64 yf77 ff113 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">besluitvorming<span class=\"_ _1\"></span> mogelijk te maken<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf78 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsef ws11d\">Er<span class=\"_ _1\"></span> is een <span class=\"_ _1\"></span>passend ri<span class=\"_ _1\"></span>sicobeheer, dat<span class=\"_ _1\"></span> afdoende en<span class=\"_ _1\"></span> doeltreffend<span class=\"_ _1\"></span> is en k<span class=\"_ _1\"></span>an worden aa<span class=\"_ _1\"></span>ngetoond.</span><span class=\"ff113\"> </span></span></div>\n<div class=\"t m0 x1ef h64 yf79 ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsef ws11e\">Er<span class=\"_ _1\"></span> is een passe<span class=\"lsed ws112\">nd beleidska<span class=\"_ _0\"></span>der voor Ent<span class=\"_ _0\"></span>erpris<span class=\"_ _0\"></span>e Risk Mana<span class=\"_ _0\"></span>gement (<span class=\"_ _0\"></span>ERM) (inclus<span class=\"_ _0\"></span>ief limi<span class=\"_ _0\"></span>eten en </span></span></span></div>\n<div class=\"t m0 x15 h64 yf7a ff113 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">minimum<span class=\"_ _0\"></span>normen<span class=\"_ _0\"></span>), dat wor<span class=\"_ _0\"></span>dt begr<span class=\"_ _0\"></span>epen en d<span class=\"_ _0\"></span>at vera<span class=\"_ _0\"></span>nkerd is i<span class=\"_ _0\"></span>n de dage<span class=\"_ _0\"></span>lijkse be<span class=\"_ _0\"></span>drijfs<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>eiten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf7b ff117 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff118\"> <span class=\"_ _3f\"> </span><span class=\"ff113 lsed ws112\">Risicoprocess<span class=\"_ _0\"></span>en zijn va<span class=\"_ _0\"></span>n hoge kwalit<span class=\"_ _0\"></span>eit en effi<span class=\"_ _0\"></span>ci\u00ebnt, wa<span class=\"_ _0\"></span>ardoor ee<span class=\"_ _0\"></span>n juiste en inf<span class=\"_ _0\"></span>orma<span class=\"ws111\">ti<span class=\"_ _0\"></span>eve </span></span></span></div>\n<div class=\"t m0 x15 h64 yf7c ff113 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>rapporta<span class=\"_ _0\"></span>ge mogeli<span class=\"_ _0\"></span>jk is, die het b<span class=\"_ _0\"></span>esluitv<span class=\"_ _0\"></span>ormings<span class=\"_ _0\"></span>proces ve<span class=\"_ _0\"></span>rsterkt<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 yf7d ff113 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 yf7e ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">Risicocultuur v<span class=\"_ _0\"></span>ormt een essent<span class=\"_ _0\"></span>ieel onderdeel v<span class=\"_ _0\"></span>an de algemene bed<span class=\"_ _0\"></span>rijfscultuu<span class=\"_ _0\"></span>r die de Raad van</div>\n<div class=\"t m0 x1ef h64 yf7f ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">Bestuur, het Man<span class=\"_ _0\"></span>agement Commit<span class=\"_ _0\"></span>tee en het Executiv<span class=\"_ _0\"></span>e Committee v<span class=\"_ _0\"></span>an Ageas tracht<span class=\"_ _0\"></span>en te bevorderen</div>\n<div class=\"t m0 x1ef h64 yf80 ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">en te verankeren.<span class=\"_ _0\"></span> De risicocult<span class=\"_ _0\"></span>uur van Ageas, die hi<span class=\"_ _0\"></span>erna wordt besch<span class=\"_ _0\"></span>reven, vloeit voort<span class=\"_ _0\"></span> uit de</div>\n<div class=\"t m0 x1ef h64 yf81 ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">bedrijfscultuu<span class=\"_ _0\"></span>r van Ageas. De pri<span class=\"_ _0\"></span>ncipes van de bedrijf<span class=\"_ _0\"></span>scultuur en de bel<span class=\"_ _0\"></span>angrijkste c<span class=\"_ _0\"></span>omponenten van de</div>\n<div class=\"t m0 x1ef h64 yf82 ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">risicocultuur g<span class=\"_ _0\"></span>even richting aan act<span class=\"_ _0\"></span>ies en besliss<span class=\"_ _0\"></span>ingen, en weerspieg<span class=\"_ _0\"></span>elen de denkwi<span class=\"_ _0\"></span>jze en de houding</div>\n<div class=\"t m0 x1ef h64 yf83 ff113 fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">die in de ondernem<span class=\"_ _0\"></span>ing worden verw<span class=\"_ _0\"></span>acht. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m8 x6b h8f yf8c ff11c fs57 fc12 sc0 ls125 ws15f\" style=\"z-index: 15;\">1. RI<span class=\"ls0 ws0\">S<span class=\"ls126 ws160\">ICOCULTUUR</span></span></div>\n<div class=\"t m9 x11f h90 yf8d ff11c fs18 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">2   RISICOSTRATEGIE, -DOELSTELLINGEN &amp; RISK APPETITE</div>\n<div class=\"t m9 x10f h90 yf8e ff11c fs18 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">3   RISICOGOVERNANCE, RISICOCLASSIFICATIE, ERM-BELEIDSKADER &amp; MODELKADER</div>\n<div class=\"t m9 x105 h91 yf8f ff11c fs58 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">4   RISICO IN UITVOERING*</div>\n<div class=\"t m9 x25 h90 yf91 ff11c fs18 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Identificatie</div>\n<div class=\"t m7 x25 h92 yf92 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Identificatie van actuele en</div>\n<div class=\"t m7 x25 h92 yf93 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">   opkomende risico's</div>\n<div class=\"t m7 x25 h92 yf94 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Dekt risicoclassificatie</div>\n<div class=\"t m9 x246 h90 yf95 ff11c fs18 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Bewaking &amp; rapportage</div>\n<div class=\"t m7 x246 h92 yf96 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Voortdurend bewaken &amp;</div>\n<div class=\"t m7 x246 h92 yf97 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">  opvolgen van blootstelling &amp; acties</div>\n<div class=\"t m0 x247 h93 yf98 ff11c fs59 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">4.A <span class=\"ff11d fc14\">Rapportageproces belangrijkste </span></div>\n<div class=\"t m0 x247 h94 yf99 ff11d fs59 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">       &amp; toekomstige risico's</div>\n<div class=\"t m0 x247 h93 yf9a ff11c fs59 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">4.B<span class=\"ff11d fc14\"> ORSA-proces</span></div>\n<div class=\"t m9 x248 h90 yf9b ff11c fs18 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Beoordeling &amp; prioriteitstelling</div>\n<div class=\"t m7 x248 h92 yf9c ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Waarschijnlijkheid &amp; impact risico</div>\n<div class=\"t m7 x248 h92 yf9d ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Inherent / Rest- / Voorspeld risico</div>\n<div class=\"t m9 x6b h90 yf9e ff11c fs18 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Respons &amp; beheersing</div>\n<div class=\"t m7 x6b h92 yf9f ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Beperken, vermijden, aanvaarden of overdragen</div>\n<div class=\"t m7 x6b h92 yfa0 ff11d fs56 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">- Maatregelen passend binnen de risicobereidheid</div>\n<div class=\"t m9 x6b h90 yf90 ff11c fs18 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">5. DATA, IT &amp; INFRASTRUCTUUR</div>\n<div class=\"t m7 x39 h8e yf8a ff11b fs56 fc22 sc0 ls0 ws0\" style=\"z-index: 15;\">NB - Interne controle, informatiebeveiliging en gegevensbeheer worden beheerd onder de ERM.</div>\n<div class=\"t m7 x39 h8e yf8b ff11b fs56 fc22 sc0 ls0 ws0\" style=\"z-index: 15;\">*Naast 4A en 4B bestaan  <span class=\"_ _4\"></span> <span class=\"_ _4\"></span>er nog andere risicorapporten die worden gedocumenteerd binnen het Ageas Enterprise Risk Management Framework.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 120px; height: 841px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yfa1 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">De essenti\u00eble el<span class=\"_ _0\"></span>ementen van Ageas<span class=\"_ _0\"></span>\u2019 gewenste risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">- </span>(en bedrijfs<span class=\"_ _0\"></span>)cultuur wor<span class=\"_ _0\"></span>den hierna weerge<span class=\"_ _0\"></span>geven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h95 yfde ff129 fs5a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">WAARDEN VAN ONZE RISICOCULTUUR</div>\n<div class=\"t m0 x122 h97 yfe0 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We zijn <span class=\"fcc\">ethisch</span> en <span class=\"fcc\">integer</span> in alles wat we doen</div>\n<div class=\"t m0 x122 h97 yfe1 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We hebben een <span class=\"fcc\">gedeelde verantwoordelijkheid</span> om onze</div>\n<div class=\"t m0 x122 h97 yfe2 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">cultuur van <span class=\"fcc\">risicobewustzijn op alle niveaus te handhaven</span></div>\n<div class=\"t m0 x122 h97 yfe3 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We bevorderen een omgeving van <span class=\"fcc\">open communicatie</span> </div>\n<div class=\"t m0 x122 h97 yfe4 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">en <span class=\"fcc\">kritisch vragen</span> stellen, waarbij mensen</div>\n<div class=\"t m0 x122 h97 yfe5 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">in besluitvormingsprocessen worden aangemoedigd om</div>\n<div class=\"t m0 x122 h97 yfe6 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">uiteenlopende standpunten in te nemen en waardoor</div>\n<div class=\"t m0 x122 h97 yfe7 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">hun betrokkenheid wordt vergroot</div>\n<div class=\"t m0 x122 h97 yfe8 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We <span class=\"fcc\">begrijpen</span> zowel het <span class=\"fcc\">goede (opwaartse risico)</span> </div>\n<div class=\"t m0 x122 h97 yfe9 ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">als het <span class=\"fcc\">slechte (neerwaartse risico)</span> dat uit onze</div>\n<div class=\"t m0 x122 h97 yfea ff12a fs5c fcc sc0 ls0 ws0\" style=\"z-index: 15;\">beslissingen<span class=\"fc14\"> kan voortvloeien</span></div>\n<div class=\"t m0 x122 h97 yfeb ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We nemen <span class=\"fcc\">onze verantwoordelijkheid, leggen</span> </div>\n<div class=\"t m0 x122 h97 yfec ff12a fs5c fcc sc0 ls0 ws0\" style=\"z-index: 15;\">persoonlijk verantwoording af,<span class=\"fc14\"> nemen </span>tijdig beslissingen<span class=\"fc14\"> </span></div>\n<div class=\"t m0 x122 h97 yfed ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">en <span class=\"fcc\">rapporteren transparant</span> over de risico's die we nemen</div>\n<div class=\"t m0 x122 h97 yfee ff12a fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">We hebben de <span class=\"fcc\">juiste menselijke profielen, incentives, </span></div>\n<div class=\"t m0 x122 h97 yfef ff12a fs5c fcc sc0 ls0 ws0\" style=\"z-index: 15;\">beloning<span class=\"fc14\"> en </span>remuneratie <span class=\"fc14\">die is afgestemd op onze </span></div>\n<div class=\"t m0 x122 h97 yff0 ff12a fs5c fcc sc0 ls0 ws0\" style=\"z-index: 15;\">gewenste risicocultuur</div>\n<div class=\"t m0 x35 h96 yfdf ff129 fs5b fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">ONZE BEDRIJFSWAARDEN</div>\n<div class=\"t m0 x35 h98 yff1 ff12b fs5d fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">WE CARE<span class=\"ff12a fc14\"> - we geven blijk van respect, helpen </span></div>\n<div class=\"t m0 x35 h98 yff2 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">mensen rondom ons en blijven trouw aan onszelf</div>\n<div class=\"t m0 x35 h98 yff3 ff12b fs5d fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">WE DARE<span class=\"ff12c fc23\"> <span class=\"ff12a fc14\">- we durven onze grenzen te verleggen </span></span></div>\n<div class=\"t m0 x35 h98 yff4 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">en zijn niet bang om een kans te wagen</div>\n<div class=\"t m0 x35 h98 yff5 ff12b fs5d fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">WE DELIVER<span class=\"ff12c fc23\"> <span class=\"ff12a fc14\">- we krijgen dingen voor elkaar </span></span></div>\n<div class=\"t m0 x35 h98 yff6 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">en komen onze beloften na</div>\n<div class=\"t m0 x35 h98 yff7 ff12b fs5d fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">WE SHARE<span class=\"ff12a fc14\"> - we leren samen, we inspireren </span></div>\n<div class=\"t m0 x35 h98 yff8 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">anderen en we delen ons succes met al onze</div>\n<div class=\"t m0 x35 h98 yff9 ff12a fs5d fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">stakeholders</div>\n<div class=\"t m0 x2c h64 yfa3 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">Om het risicobew<span class=\"_ _0\"></span>ustzijn te bevor<span class=\"_ _0\"></span>deren en de risicoc<span class=\"_ _0\"></span>ultuurwaarden i<span class=\"_ _0\"></span>n de hele organisat<span class=\"_ _0\"></span>ie te veran<span class=\"_ _0\"></span>keren, zijn er in de hel<span class=\"_ _0\"></span>e Groep regelm<span class=\"_ _0\"></span>atig risicotrain<span class=\"_ _0\"></span>ingen in</div>\n<div class=\"t m0 x2c h64 yfa4 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">de vorm van e<span class=\"ls0 ws0\">-</span>lear<span class=\"_ _0\"></span>ning of klassikale s<span class=\"_ _0\"></span>essies. Er is een m<span class=\"_ _0\"></span>ix van gecentralis<span class=\"_ _0\"></span>eerd opleidings<span class=\"_ _0\"></span>materiaal v<span class=\"_ _0\"></span>anuit het Corp<span class=\"_ _0\"></span>orate Centre dat v<span class=\"_ _0\"></span>ervolgens wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 yfa5 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">aangepast aan d<span class=\"_ _0\"></span>e lokale behoeft<span class=\"_ _0\"></span>en, en gedecentra<span class=\"_ _0\"></span>liseerd materi<span class=\"_ _0\"></span>aal dat door elke entit<span class=\"_ _0\"></span>eit zelf is ont<span class=\"_ _0\"></span>wikkeld. Er is ook<span class=\"_ _0\"></span> een mix van verplic<span class=\"_ _0\"></span>hte en vrijwillige</div>\n<div class=\"t m0 x2c h64 yfa6 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">opleidingen. I<span class=\"_ _0\"></span>n 2022 waren er oplei<span class=\"_ _0\"></span>dings<span class=\"ls0 ws0\">- </span>en bewust<span class=\"_ _0\"></span>makingssessies ov<span class=\"_ _0\"></span>er onder andere,<span class=\"_ _0\"></span> de volgende risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\">-</span>gerelate<span class=\"_ _0\"></span>erde onderwerp<span class=\"_ _0\"></span>en: incident rap<span class=\"_ _0\"></span><span class=\"ws140\">portering,<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 yfa7 ff11e fs44 fc1c sc0 ls119 ws11d\" style=\"z-index: 15;\">het Drie \u2018Lines of<span class=\"_ _0\"></span> Defence\u2019<span class=\"ls0 ws0\">-</span>model,<span class=\"_ _0\"></span> fraude, gedrags<span class=\"_ _0\"></span>code, cyber, GD<span class=\"_ _0\"></span>PR, inform<span class=\"_ _0\"></span>atiebeveiligin<span class=\"_ _0\"></span>g, interne cont<span class=\"_ _0\"></span>role, bedrijfs<span class=\"_ _0\"></span>continu\u00efteit en ope<span class=\"_ _0\"></span>rationele risic<span class=\"_ _0\"></span>o<span class=\"ls127 ws11e\">'s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yfa8 ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yfa9 ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b yfaa ff121 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">4.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yfab ff121 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Risicomanag<span class=\"_ _0\"></span>ementkader</div>\n<div class=\"t m0 x2c h64 yfac ff11e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas definieer<span class=\"_ _1\"></span>t risico als de a<span class=\"_ _1\"></span>fwijking van verwach<span class=\"_ _1\"></span>te resultaten die<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x2c h64 yfad ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">impact kunnen<span class=\"_ _1\"></span> hebben op<span class=\"_ _1\"></span> de solva<span class=\"_ _1\"></span>biliteit, de<span class=\"_ _1\"></span> inkomsten o<span class=\"_ _1\"></span>f de liqu<span class=\"_ _1\"></span>iditeit</div>\n<div class=\"t m0 x2c h64 yfae ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">van Age<span class=\"_ _0\"></span>as, even<span class=\"_ _0\"></span>als op zi<span class=\"_ _0\"></span>jn bedri<span class=\"_ _0\"></span>jfsdoels<span class=\"_ _0\"></span>telling<span class=\"_ _0\"></span>en of to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge kanse<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yfaf ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yfb0 ff11e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft een ka<span class=\"_ _1\"></span>der voor <span class=\"lsed ws11d\">Enterpris<span class=\"_ _0\"></span>e Risk M<span class=\"_ _0\"></span>anageme<span class=\"_ _0\"></span>nt (\u2018ERM\u2019<span class=\"_ _0\"></span>) </span></div>\n<div class=\"t m0 x2c h64 yfb1 ff11e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">opgest<span class=\"_ _0\"></span>eld en ge\u00efm<span class=\"_ _0\"></span>plement<span class=\"_ _0\"></span>eerd, ge\u00efn<span class=\"_ _0\"></span>spireer<span class=\"_ _0\"></span>d door COSO</div>\n<div class=\"t m0 x27 h76 yfb2 ff11e fs4b fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">4</div>\n<div class=\"t m0 x130 h64 yfb3 ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">ERM en </span></div>\n<div class=\"t m0 x2c h64 yfb4 ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">interne c<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>ekaders<span class=\"_ _0\"></span>, dat de s<span class=\"_ _0\"></span>leutelc<span class=\"_ _0\"></span>omponent<span class=\"_ _0\"></span>en omv<span class=\"_ _0\"></span>at die de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 yfb5 ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">ondersteunende<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> het risicobe<span class=\"_ _1\"></span>heersysteem vorm<span class=\"_ _1\"></span>en. (<span class=\"lsf9 ws13b\">Dit omvat </span></div>\n<div class=\"t m0 x2c h64 yfb6 ff11e fs44 fc1c sc0 lsee ws161\" style=\"z-index: 15;\">ook klimaatrisico's.)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yfb7 ff11e fs44 fc1c sc0 ls10c ws13b\" style=\"z-index: 15;\">ERM <span class=\"lsed ws112\">kan worden gedef<span class=\"_ _0\"></span>inieerd als<span class=\"_ _0\"></span> het proces<span class=\"_ _0\"></span> waarbij k<span class=\"_ _0\"></span>ritieke ris<span class=\"_ _0\"></span>ico's </span></div>\n<div class=\"t m0 x2c h64 yfb8 ff11e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">systematisch en<span class=\"_ _1\"></span> uitvoerig worden<span class=\"_ _1\"></span> ge\u00efdentificeerd<span class=\"_ _1\"></span>, hun impact word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 yfb9 ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">beoordeeld e<span class=\"_ _1\"></span>n er ge\u00efntegr<span class=\"_ _1\"></span>eerde stra<span class=\"_ _1\"></span>tegie\u00ebn worden <span class=\"_ _1\"></span>uitgevoerd<span class=\"_ _1\"></span> om een</div>\n<div class=\"t m0 x2c h64 yfba ff11e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">redelij<span class=\"_ _0\"></span>ke mate van zek<span class=\"_ _0\"></span>erheid t<span class=\"_ _0\"></span>e verkrij<span class=\"_ _0\"></span>gen dat de doe<span class=\"_ _0\"></span>lst<span class=\"ws11d\">ellin<span class=\"_ _0\"></span>gen van d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 yfbb ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">onderneming <span class=\"_ _1\"></span>worden behaal<span class=\"_ _1\"></span>d. Het ERM<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kader van <span class=\"_ _1\"></span>Ageas (afgeb<span class=\"_ _1\"></span>eeld in</div>\n<div class=\"t m0 x2c h64 yfbc ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">het bovens<span class=\"_ _1\"></span>taande diagram)<span class=\"_ _1\"></span> bepaalt de<span class=\"_ _1\"></span> volgende d<span class=\"_ _1\"></span>oelstellingen <span class=\"_ _1\"></span>op het</div>\n<div class=\"t m0 x2c h64 yfbd ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">hoogste ni<span class=\"_ _1\"></span>veau<span class=\"ls0 ws0\">: </span></div>\n<div class=\"t m0 x1d h64 yfbe ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e lsed ws111\">Definieert</span><span class=\"ff11e\"> <span class=\"lsed ws111\">een <span class=\"ff120 lsef ws11e\">risk appetite</span></span> <span class=\"lsef ws11e\">om te<span class=\"_ _1\"></span> waarborgen dat het risi<span class=\"_ _1\"></span>co op </span></span></span></div>\n<div class=\"t m0 x69 h64 yfbf ff11e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">insolv<span class=\"_ _0\"></span>abiliteit t<span class=\"_ _0\"></span>e allen t<span class=\"lsef ws11e\">ijde op redelijke niveaus geha<span class=\"_ _1\"></span>ndhaafd blijft<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x69 h64 yfc0 ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">dat het <span class=\"_ _0\"></span>risicopr<span class=\"_ _0\"></span>ofiel bi<span class=\"_ _0\"></span>nnen de v<span class=\"_ _0\"></span>astges<span class=\"_ _0\"></span>telde li<span class=\"_ _0\"></span>mieten <span class=\"_ _0\"></span>blijft.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yfc1 ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e lsef ws113\">Br<span class=\"_ _1\"></span>engt</span><span class=\"ff11e\"> <span class=\"ff120 lsef ws11e\">een ste<span class=\"_ _1\"></span>rke cultuur van r<span class=\"_ _1\"></span>isicobewustzijn</span> <span class=\"_ _1\"></span><span class=\"lsed ws112\">tot stand w<span class=\"_ _0\"></span>aarin </span></span></span></div>\n<div class=\"t m0 x69 h64 yfc2 ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">managers hun<span class=\"_ _1\"></span> plicht <span class=\"_ _1\"></span>vervullen om<span class=\"_ _1\"></span> inzicht te<span class=\"_ _1\"></span> hebben in<span class=\"_ _1\"></span> en zich</div>\n<div class=\"t m0 x69 h64 yfc3 ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">bewust t<span class=\"_ _0\"></span>e zijn v<span class=\"_ _0\"></span>an d<span class=\"lsef\">e risico\u2019s van<span class=\"_ _1\"></span> hun activi<span class=\"_ _1\"></span>teiten, deze <span class=\"_ _1\"></span>risico\u2019s </span></div>\n<div class=\"t m0 x69 h64 yfc4 ff11e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">adequaat be<span class=\"_ _1\"></span>heren en hi<span class=\"_ _1\"></span>erover transpa<span class=\"_ _1\"></span>rant rappor<span class=\"_ _1\"></span>teren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yfc5 ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e lsef ws113\">W<span class=\"_ _1\"></span>aarborgt <span class=\"ff120 lsed ws112\">identificati<span class=\"_ _0\"></span>e &amp; valida<span class=\"_ _0\"></span>tie, beoo<span class=\"_ _0\"></span>rdeling<span class=\"_ _0\"></span> &amp; stellen v<span class=\"_ _0\"></span>an </span></span></span></div>\n<div class=\"t m0 x69 h64 yfc6 ff120 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">prioriteiten<span class=\"_ _1\"></span>, vastleggen, <span class=\"_ _1\"></span>bewaken en <span class=\"_ _1\"></span>beheren <span class=\"ff11e\">van <span class=\"_ _1\"></span>risico's die<span class=\"_ _1\"></span> het </span></div>\n<div class=\"t m0 x69 h64 yfc7 ff11e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">behale<span class=\"_ _0\"></span>n van strat<span class=\"_ _0\"></span>egisch<span class=\"_ _0\"></span>e e<span class=\"lsef ws11e\">n bedrijfsdoelstellinge<span class=\"_ _1\"></span>n be\u00efnvloeden<span class=\"_ _1\"></span> of </span></div>\n<div class=\"t m0 x69 h64 yfc8 ff11e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">kunnen be\u00ef<span class=\"_ _0\"></span>nvloed<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yfc9 ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e lsed ws112\">Ondersteunt het<span class=\"_ _0\"></span> besluit<span class=\"_ _0\"></span>vormin<span class=\"_ _0\"></span>gsproc<span class=\"_ _0\"></span>es door erop to<span class=\"_ _0\"></span>e te zien dat </span></span></div>\n<div class=\"t m0 x69 h6c yfca ff120 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">informa<span class=\"_ _0\"></span>tie over<span class=\"_ _0\"></span> risico\u2019<span class=\"_ _0\"></span>s tijdig<span class=\"_ _0\"></span> besch<span class=\"_ _0\"></span>ikbaar i<span class=\"_ _0\"></span>s voor</div>\n<div class=\"t m0 x69 h64 yfcb ff120 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">besluit<span class=\"_ _0\"></span>vormer<span class=\"_ _0\"></span>s en consis<span class=\"_ _0\"></span>tent <span class=\"ff11e\">en betr<span class=\"_ _0\"></span>ouwba<span class=\"_ _0\"></span>ar is.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yfcc ff122 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff123\"> <span class=\"_ _3f\"> </span><span class=\"ff11e\">V<span class=\"_ _1\"></span><span class=\"lsed ws111\">erankert <span class=\"ff120 ws11d\">str<span class=\"_ _0\"></span>ategisc<span class=\"_ _0\"></span>h risi<span class=\"_ _0\"></span>cobeheer<span class=\"_ _0\"></span><span class=\"ff11e ls0 ws0\"> <span class=\"lsed ws11d\">in het tot<span class=\"_ _0\"></span>ale </span></span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 yfcd ff11e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">besluitvorming<span class=\"_ _1\"></span>sproces<span class=\"ls0 ws0\">.</span></div>\n<div class=\"t m0 x2c h64 yfce ff123 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _1e8\"> </span><span class=\"ff11e\"> </span></div>\n<div class=\"t m0 x2a h64 yfcf ff11e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6e y7d3 ff124 fs49 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">4 <span class=\"_ _190\"> </span><span class=\"lsfc ws128\">Committee of Sponsoring Organizations of the Treadway Commission.</span> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 97px; height: 1009px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff127 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">4.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff127 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Risicobeheer: o<span class=\"_ _1\"></span>rganisatie en <span class=\"_ _1\"></span>bestuur</div>\n<div class=\"t m0 x2c h64 yfd0 ff125 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Een sterk<span class=\"_ _1\"></span> en doeltref<span class=\"_ _1\"></span>fend risicogov<span class=\"_ _1\"></span>ernancekader, <span class=\"_ _1\"></span>ondersteund d<span class=\"_ _1\"></span>oor een</div>\n<div class=\"t m0 x2c h64 yfd1 ff125 fs44 fc1c sc0 ls107 ws135\" style=\"z-index: 15;\">solide ri<span class=\"_ _1\"></span>sicoc<span class=\"lsed ws112\">ultuur, is krit<span class=\"_ _0\"></span>isch voor de t<span class=\"_ _0\"></span>otale effe<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>eit van de </span></div>\n<div class=\"t m0 x2c h64 yfd2 ff125 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">risicomanagem<span class=\"_ _1\"></span>entmaatregelen van<span class=\"_ _1\"></span> Ageas. De Raad<span class=\"_ _1\"></span> van Bestuur draagt</div>\n<div class=\"t m0 x2c h64 yfd3 ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de eindve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rdelijk<span class=\"_ _0\"></span>heid voor h<span class=\"_ _0\"></span>et algeme<span class=\"_ _0\"></span>ne Risico<span class=\"_ _0\"></span>managem<span class=\"_ _0\"></span>ent.</div>\n<div class=\"t m0 x2c h64 yfd4 ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Deze wor<span class=\"_ _0\"></span>dt in de uitvoe<span class=\"_ _0\"></span>ring van zij<span class=\"_ _0\"></span>n taken bijg<span class=\"_ _0\"></span>estaan d<span class=\"_ _0\"></span>oor versch<span class=\"_ _0\"></span>illen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x2c h64 yfd5 ff125 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijke b<span class=\"_ _1\"></span>estuursorganen<span class=\"_ _1\"></span> zoals hier<span class=\"_ _1\"></span>onder weergege<span class=\"_ _1\"></span>ven en zoal<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 yfd6 ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">verder in d<span class=\"_ _0\"></span>eze sectie w<span class=\"_ _0\"></span>ordt toeg<span class=\"_ _0\"></span>elicht (v<span class=\"_ _0\"></span>erantwo<span class=\"_ _0\"></span>ordelij<span class=\"_ _0\"></span>kheden in ve<span class=\"_ _0\"></span>rband</div>\n<div class=\"t m0 x1d h64 yfd7 ff125 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">met risicobeheer<span class=\"_ _1\"></span> en interne cont<span class=\"_ _1\"></span>role worden in<span class=\"_ _1\"></span> deze sectie uitgelegd<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">\u2013 </span></div>\n<div class=\"t m0 x1d h64 yfd8 ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">raadpl<span class=\"_ _0\"></span>eeg toelic<span class=\"_ _0\"></span>hting 'A.<span class=\"ls0 ws0\">6 <span class=\"lsef ws11d\">Corporate Governa<span class=\"_ _1\"></span></span></span>nce Stat<span class=\"_ _0\"></span>ement' va<span class=\"_ _0\"></span>n dit</div>\n<div class=\"t m0 x1d h64 yfd9 ff125 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Jaarvers<span class=\"_ _0\"></span>lag vo<span class=\"_ _0\"></span>or meer inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie over go<span class=\"_ _0\"></span>vernan<span class=\"_ _0\"></span>ce in ver<span class=\"_ _0\"></span>band met <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 yfda ff125 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">comit\u00e9s o<span class=\"_ _0\"></span>p het nivea<span class=\"_ _0\"></span>u van de Raad van B<span class=\"_ _0\"></span>estuur,<span class=\"_ _0\"></span> het Executiv<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yfdb ff125 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Committee en<span class=\"_ _1\"></span> het Mana<span class=\"_ _1\"></span>gement Commit<span class=\"_ _1\"></span>tee).</div>\n<div class=\"t m0 x64 h9c y1005 ff12e fs60 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>A<span class=\"_ _1\"></span>AD VAN</div>\n<div class=\"t m0 x64 h9c y1006 ff12e fs60 fcc sc0 ls128 ws162\" style=\"z-index: 15;\">BESTUUR</div>\n<div class=\"t m0 x64 h9d y1007 ff12f fs60 fcc sc0 ls0 ws0\" style=\"z-index: 15;\">NIVE<span class=\"_ _1\"></span>AU 1</div>\n<div class=\"t m0 x146 h9e y100c ff12e fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RAAD VAN BESTUUR</div>\n<div class=\"t m0 x23e h9c y100d ff12e fs60 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISK &amp; CAPITAL COMMITTEE</div>\n<div class=\"t m0 x12 h9c y100d ff12e fs60 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AUDIT COMMITTEE</div>\n<div class=\"t m0 x64 h9c y1003 ff12e fs60 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">GROEP</div>\n<div class=\"t m0 x64 h9d y1004 ff12f fs60 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVEAU 2</div>\n<div class=\"t m0 xdd h9f y100e ff12e fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Executive Committee (CEO, CFO, CRO, MDA &amp; MDE)</div>\n<div class=\"t m0 xfb h9f y100f ff12e fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management Committee</div>\n<div class=\"t m0 xbe h9b y1010 ff12e fs5f fc5 sc0 ls129 ws163\" style=\"z-index: 15;\">Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 xb5 h9b y1011 ff12e fs5f fc5 sc0 ls12a ws164\" style=\"z-index: 15;\">Inv<span class=\"_ _0\"></span>estment</div>\n<div class=\"t m0 xb5 h9b y1012 ff12e fs5f fc5 sc0 ls12b ws165\" style=\"z-index: 15;\">Committee</div>\n<div class=\"t m0 x24f h9b y1010 ff12e fs5f fc5 sc0 ls129 ws163\" style=\"z-index: 15;\">Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 xa0 h9b y1011 ff12e fs5f fc5 sc0 ls12a ws164\" style=\"z-index: 15;\">Risk</div>\n<div class=\"t m0 x84 h9b y1012 ff12e fs5f fc5 sc0 ls12b ws165\" style=\"z-index: 15;\">Committee</div>\n<div class=\"t m0 x250 ha0 y101d ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas</div>\n<div class=\"t m0 x84 ha0 y101e ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Risk</div>\n<div class=\"t m0 x36 ha0 y101f ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Forum</div>\n<div class=\"t m0 xea ha0 y101d ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Model</div>\n<div class=\"t m0 xe9 ha0 y101e ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Control</div>\n<div class=\"t m0 xea ha0 y101f ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Board</div>\n<div class=\"t m0 x14b ha0 y101b ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Risicotechnische</div>\n<div class=\"t m0 x3c ha0 y101c ff12f fs62 fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">commissies</div>\n<div class=\"t m0 x1d h9b y1013 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Gr<span class=\"_ _1\"></span>ou<span class=\"_ _1\"></span>p Ri<span class=\"_ _1\"></span>s<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x32 h9b y1014 ff12e fs5f fc5 sc0 ls12c ws166\" style=\"z-index: 15;\">Func<span class=\"_ _1\"></span>ti<span class=\"_ _1\"></span>on</div>\n<div class=\"t m0 x1d h9b y1015 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Gr<span class=\"_ _1\"></span>ou<span class=\"_ _1\"></span>p C<span class=\"_ _1\"></span>IS<span class=\"_ _1\"></span>O</div>\n<div class=\"t m0 xc6 h9b y1016 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Gr<span class=\"_ _1\"></span>ou<span class=\"_ _1\"></span>p Ac<span class=\"_ _1\"></span>tu<span class=\"_ _1\"></span>a<span class=\"_ _1\"></span>ri<span class=\"_ _1\"></span>al</div>\n<div class=\"t m0 x32 h9b y1017 ff12e fs5f fc5 sc0 ls12c ws166\" style=\"z-index: 15;\">Func<span class=\"_ _1\"></span>ti<span class=\"_ _1\"></span>on</div>\n<div class=\"t m0 x97 h9b y1018 ff12e fs5f fc5 sc0 ls12d ws167\" style=\"z-index: 15;\">V<span class=\"_ _0\"></span>alidatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 xf5 h9b y1019 ff12e fs5f fc5 sc0 ls12e ws168\" style=\"z-index: 15;\">Group</div>\n<div class=\"t m0 xaa h9b y101a ff12e fs5f fc5 sc0 ls12f ws169\" style=\"z-index: 15;\">DPO</div>\n<div class=\"t m0 x62 h9b y1019 ff12e fs5f fc5 sc0 ls12e ws168\" style=\"z-index: 15;\">Group</div>\n<div class=\"t m0 x24c h9b y101a ff12e fs5f fc5 sc0 ls130 ws16a\" style=\"z-index: 15;\">Compliance</div>\n<div class=\"t m0 x24d h9b y1019 ff12e fs5f fc5 sc0 ls12e ws168\" style=\"z-index: 15;\">Group</div>\n<div class=\"t m0 x24e h9b y101a ff12e fs5f fc5 sc0 ls12a ws164\" style=\"z-index: 15;\">Audit</div>\n<div class=\"t m0 x64 h9c yffe ff12e fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">REGIO'S EN</div>\n<div class=\"t m0 x64 h9c yfff ff12e fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">DOCHTER-</div>\n<div class=\"t m0 x64 h9c y1000 ff12e fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">MAAT-</div>\n<div class=\"t m0 x64 h9c y1001 ff12e fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">SCHAPPIJEN</div>\n<div class=\"t m0 x64 h9d y1002 ff12f fs60 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVEAU 3</div>\n<div class=\"t m0 xc0 h9b y1020 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Business</div>\n<div class=\"t m0 x1a1 h9b y1021 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management</div>\n<div class=\"t m0 xbd ha1 y1024 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Audit, Risk and <span class=\"_ _0\"></span>Asset-Liability</div>\n<div class=\"t m0 x100 ha1 y1025 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management Committees</div>\n<div class=\"t m0 x7f ha1 y1026 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico Management Netwerk</div>\n<div class=\"t m0 x171 ha1 y1027 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(incl. regionale risicoco\u00f6rdinatoren,</div>\n<div class=\"t m0 x252 ha1 y1028 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risk officers van lokale</div>\n<div class=\"t m0 xe9 ha1 y1029 ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">operationele entiteiten &amp; CISO\u2019s*)</div>\n<div class=\"t m0 x253 ha1 y102a ff12e fs62 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Lokale Actuarial Function</div>\n<div class=\"t ma xf5 h9b yffc ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Lokale</div>\n<div class=\"t ma xaa h9b yffd ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">DPO</div>\n<div class=\"t ma x62 h9b y1008 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Lokale</div>\n<div class=\"t ma x24c h9b y1009 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Compliance</div>\n<div class=\"t m0 x24d h9b y100a ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Lokale</div>\n<div class=\"t m0 x24e h9b y100b ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Audit</div>\n<div class=\"t m0 x2a h9b y1022 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 1</div>\n<div class=\"t m0 xd6 h9b y1023 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risicoacceptatie</div>\n<div class=\"t m0 x5f h9b y1022 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 2</div>\n<div class=\"t m0 xb2 h9b y1023 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risk / Compliance Control</div>\n<div class=\"t m0 x1f3 h9b y1022 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 3</div>\n<div class=\"t m0 x251 h9b y1023 ff12e fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Zekerheid</div>\n<div class=\"t m0 x64 ha2 y102b ff130 fs62 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">*  Lokale CISO\u2019s vallen functioneel onder het lokale risicobeheer.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 417px; height: 689px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> organen ge<span class=\"_ _1\"></span>ven advies <span class=\"ls0 ws0\">\u2013<span class=\"_ _1\"></span> </span><span class=\"lsed\">uiteindeli<span class=\"_ _0\"></span>jk aan het<span class=\"_ _0\"></span> Exec<span class=\"lsee ws112\">utive </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee en/of<span class=\"_ _0\"></span> de Raad v<span class=\"_ _0\"></span>an Best<span class=\"_ _0\"></span>uur, tenz<span class=\"_ _0\"></span>ij ze exp<span class=\"_ _0\"></span>liciet<span class=\"_ _0\"></span> van het</div>\n<div class=\"t m0 x2c h64 y8a7 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Executi<span class=\"_ _0\"></span>ve Committ<span class=\"_ _0\"></span>ee en/of de R<span class=\"_ _0\"></span>aad van Best<span class=\"_ _0\"></span>uur de opdr<span class=\"_ _0\"></span>acht heb<span class=\"_ _0\"></span>ben</div>\n<div class=\"t m0 x2c h64 y8a8 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gekreg<span class=\"_ _0\"></span>en om voo<span class=\"_ _0\"></span>r specif<span class=\"_ _0\"></span>ieke take<span class=\"_ _0\"></span>n beslis<span class=\"_ _0\"></span>singen t<span class=\"_ _0\"></span>e nemen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye75 ff131 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Inv<span class=\"_ _0\"></span>estment Co<span class=\"_ _0\"></span>mmittee<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Ageas <span class=\"_ _1\"></span>Investment <span class=\"lsed ws112\">Committee (AG<span class=\"_ _0\"></span>ICO) advis<span class=\"_ _0\"></span>eert het Exec<span class=\"_ _0\"></span>utive </span></div>\n<div class=\"t m0 x2c h64 ye1a ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Committee en<span class=\"_ _1\"></span> bewaakt de<span class=\"_ _1\"></span> algemene ac<span class=\"_ _1\"></span>tivablootstellin<span class=\"_ _1\"></span>gen. Het ad<span class=\"_ _1\"></span>viseert</div>\n<div class=\"t m0 x2c h64 yd83 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het management over<span class=\"_ _1\"></span> beleggingsbesli<span class=\"_ _1\"></span>ssingen. Het is ook<span class=\"_ _1\"></span> de rol van het</div>\n<div class=\"t m0 x2c h64 ye77 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AGICO om aanbeve<span class=\"_ _1\"></span>lingen te doen op h<span class=\"_ _1\"></span>et gebied van strate<span class=\"_ _1\"></span>gische</div>\n<div class=\"t m0 x2c h64 ye78 ff131 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">activa<span class=\"ls0 ws0\">-<span class=\"ls107 ws13e\">alloc</span></span><span class=\"lsed\">atie en Asset &amp; Liabi<span class=\"_ _0\"></span>lity Mana<span class=\"_ _0\"></span>gement,<span class=\"_ _0\"></span> en om de algem<span class=\"_ _0\"></span>ene </span></div>\n<div class=\"t m0 x2c h64 yd39 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingsstra<span class=\"_ _1\"></span>tegie te optimali<span class=\"_ _1\"></span>seren in overeenstem<span class=\"_ _1\"></span>ming met het</div>\n<div class=\"t m0 x2c h64 yd3a ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risicok<span class=\"_ _0\"></span>ader en binn<span class=\"_ _0\"></span>en de overe<span class=\"_ _0\"></span>engeko<span class=\"_ _0\"></span>men limiet<span class=\"_ _0\"></span>en. Grou<span class=\"_ _0\"></span>p Risk neemt</div>\n<div class=\"t m0 x2c h64 y92a ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deel om e<span class=\"_ _1\"></span>rvoor te zor<span class=\"_ _1\"></span>gen dat er<span class=\"_ _1\"></span> zo nodig<span class=\"_ _1\"></span> risicobeper<span class=\"_ _1\"></span>kende maatregel<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92b ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden genom<span class=\"_ _1\"></span>en. Het AG<span class=\"_ _1\"></span>ICO is onder<span class=\"_ _1\"></span>verdeeld in<span class=\"_ _1\"></span> een Aziati<span class=\"_ _1\"></span>sch deel en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y92c ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Europees dee<span class=\"_ _1\"></span>l zodat er<span class=\"_ _1\"></span> aan elke <span class=\"_ _1\"></span>regio ger<span class=\"_ _1\"></span>ichte aandacht <span class=\"_ _1\"></span>wordt bes<span class=\"_ _1\"></span>teed.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8b ff131 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas Risk Committee<span class=\"_ _1\"></span> (ARC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd8c ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het Ageas<span class=\"_ _0\"></span> Risk Commit<span class=\"_ _0\"></span>tee (ARC) a<span class=\"_ _0\"></span>dvisee<span class=\"_ _0\"></span>rt het Execut<span class=\"_ _0\"></span>ive Comm<span class=\"_ _0\"></span>ittee</div>\n<div class=\"t m0 x2c h64 yd8d ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over alle ris<span class=\"_ _0\"></span>icoger<span class=\"_ _0\"></span>elateer<span class=\"_ _0\"></span>de onder<span class=\"_ _0\"></span>werpen. Het<span class=\"_ _0\"></span> ARC ziet er<span class=\"_ _0\"></span>op toe dat alle</div>\n<div class=\"t m0 x2c h64 y930 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>\u00b4s die va<span class=\"_ _0\"></span>n invloe<span class=\"_ _0\"></span>d zijn op d<span class=\"_ _0\"></span>e verwez<span class=\"_ _0\"></span>enlijk<span class=\"_ _0\"></span>ing van s<span class=\"_ _0\"></span>trategi<span class=\"_ _0\"></span>sche,</div>\n<div class=\"t m0 x2c h64 y931 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">operationele <span class=\"_ _1\"></span>en financ<span class=\"_ _1\"></span>i\u00eble doelste<span class=\"_ _1\"></span>llingen dire<span class=\"_ _1\"></span>ct worden ge<span class=\"_ _1\"></span>\u00efdentificeerd<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 y932 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gemeten, beheer<span class=\"_ _1\"></span>st, gemeld en bewaakt<span class=\"_ _1\"></span> (aan de hand van toere<span class=\"_ _1\"></span>ikend<span class=\"lsed ws111\">e </span></div>\n<div class=\"t m0 x2c h64 y933 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">risk appetite<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">limieten).<span class=\"_ _0\"></span> Het ARC zor<span class=\"_ _0\"></span>gt er ook voo<span class=\"_ _0\"></span>r dat er een pass<span class=\"_ _0\"></span>ende </span></span></div>\n<div class=\"t m0 x2c h64 y934 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">risk managemen<span class=\"_ _1\"></span>t governance en organi<span class=\"_ _1\"></span>satie bestaat en<span class=\"_ _1\"></span> dat deze</div>\n<div class=\"t m0 x2c h64 y935 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>evolgd (zoa<span class=\"_ _0\"></span>ls voorges<span class=\"_ _0\"></span>chrev<span class=\"_ _0\"></span>en door het ER<span class=\"_ _0\"></span>M<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kader). De Chi<span class=\"_ _1\"></span>ef </span></span></div>\n<div class=\"t m0 x2c h64 y936 ff131 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">Risk O<span class=\"_ _1\"></span>fficer<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">en Chief <span class=\"_ _1\"></span>Financial O<span class=\"_ _1\"></span>fficer van <span class=\"_ _1\"></span>de Groep e<span class=\"_ _1\"></span>n de regionale<span class=\"_ _1\"></span> <span class=\"ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y937 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lokale CR<span class=\"_ _0\"></span>O's en CFO'<span class=\"_ _0\"></span>s zijn lid van h<span class=\"_ _0\"></span>et ARC, zodat<span class=\"_ _0\"></span> er bij besl<span class=\"_ _0\"></span>issinge<span class=\"_ _0\"></span>n of</div>\n<div class=\"t m0 x2c h64 y938 ff131 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aanbevelingen <span class=\"_ _1\"></span><span class=\"ws11e\">van het ARC<span class=\"_ _1\"></span> rekening wordt gehoude<span class=\"_ _1\"></span>n met de visie en </span></div>\n<div class=\"t m0 x2c h64 y939 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">expertise va<span class=\"_ _1\"></span>n de activi<span class=\"_ _1\"></span>teiten. De <span class=\"_ _1\"></span>belangrijkste<span class=\"_ _1\"></span> risicoaangele<span class=\"_ _1\"></span>genheden en</div>\n<div class=\"t m0 x2c h64 y93a ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">methodi<span class=\"_ _0\"></span>eken word<span class=\"_ _0\"></span>en herzie<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">en bepaald<span class=\"_ _1\"></span> door het<span class=\"_ _1\"></span> Executive C<span class=\"_ _1\"></span>ommittee </span></span></div>\n<div class=\"t m0 x2c h64 y93b ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en door de Ra<span class=\"_ _0\"></span>ad van Bestu<span class=\"_ _0\"></span>ur. Het ARC<span class=\"_ _0\"></span> wordt zelf g<span class=\"_ _0\"></span>eadvisee<span class=\"_ _0\"></span>rd door het</div>\n<div class=\"t m0 x2c h64 y93c ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Risk <span class=\"_ _1\"></span>Forum over<span class=\"_ _1\"></span> onderwerpen i<span class=\"_ _1\"></span>n verband <span class=\"_ _1\"></span>met het</div>\n<div class=\"t m0 x2c h64 y93d ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicomanagem<span class=\"_ _1\"></span>entkader en <span class=\"_ _1\"></span>door de Mode<span class=\"_ _1\"></span>l Control<span class=\"_ _1\"></span> Board van Ag<span class=\"_ _1\"></span>eas, die</div>\n<div class=\"t m0 x2c h64 y93e ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervoor zor<span class=\"_ _0\"></span>gt dat er rel<span class=\"_ _0\"></span>ev<span class=\"lsef ws11e\">ante modellen worden<span class=\"_ _1\"></span> gehanteerd die ge<span class=\"_ _1\"></span>schikt </span></div>\n<div class=\"t m0 x2c h64 y93f ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn vo<span class=\"_ _0\"></span>or de taak<span class=\"_ _0\"></span> waarvo<span class=\"_ _0\"></span>or ze wor<span class=\"_ _0\"></span>den geb<span class=\"_ _0\"></span>ruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya84 ff131 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Risk <span class=\"_ _1\"></span>Forum (ARF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya85 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Ageas <span class=\"_ _1\"></span>Risk Forum (A<span class=\"_ _1\"></span>RF) adviseer<span class=\"_ _1\"></span>t het Ageas<span class=\"_ _1\"></span> Risk Com<span class=\"_ _1\"></span>mittee over</div>\n<div class=\"t m0 x2c h64 ya86 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vraagstukken<span class=\"_ _1\"></span> in verband<span class=\"_ _1\"></span> met het<span class=\"_ _1\"></span> Enterprise Ris<span class=\"_ _1\"></span>k Management<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">kader. </span></div>\n<div class=\"t m0 x2c h64 ya87 ff131 fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">De Risk <span class=\"lsed ws112\">Officers v<span class=\"_ _0\"></span>an de Groep en d<span class=\"_ _0\"></span>e regional<span class=\"_ _0\"></span>e en lokale Ris<span class=\"_ _0\"></span>k Officer<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x2c h64 ya88 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zijn lid <span class=\"_ _1\"></span>van het A<span class=\"_ _1\"></span>RF. Daardoor<span class=\"_ _1\"></span> worden ke<span class=\"_ _1\"></span>nnis en be<span class=\"_ _1\"></span>st practices</div>\n<div class=\"t m0 x2c h64 ya89 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgewi<span class=\"_ _0\"></span>sseld en ka<span class=\"_ _0\"></span>n het ERM<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kader van de Groep verder<span class=\"_ _1\"></span> worden </span></span></div>\n<div class=\"t m0 x2c h64 ya8a ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld en voor<span class=\"_ _0\"></span>tdurend w<span class=\"_ _0\"></span>orden verb<span class=\"_ _0\"></span>eterd. Zo n<span class=\"_ _0\"></span>odig wordt<span class=\"_ _0\"></span> het ARF</div>\n<div class=\"t m0 x2c h64 ya8b ff131 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zel<span class=\"lsed\">f geadvis<span class=\"_ _0\"></span>eerd door ri<span class=\"_ _0\"></span>sicotec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e commissi<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yd90 ff131 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Model <span class=\"_ _1\"></span>Control Boa<span class=\"_ _1\"></span>rd (MCB)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yd91 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Ageas Mo<span class=\"_ _0\"></span>del Contr<span class=\"_ _0\"></span>ol Board (MC<span class=\"_ _0\"></span>B) advis<span class=\"_ _0\"></span>eert (en esc<span class=\"_ _0\"></span>aleert zo n<span class=\"_ _0\"></span>odig</div>\n<div class=\"t m0 x2c h64 yd92 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar) het A<span class=\"_ _0\"></span>geas Risk Com<span class=\"_ _0\"></span>mittee ov<span class=\"_ _0\"></span>er vraagst<span class=\"_ _0\"></span>ukken in v<span class=\"_ _0\"></span>erband m<span class=\"_ _0\"></span>et de</div>\n<div class=\"t m0 x2c h64 yd93 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modell<span class=\"_ _0\"></span>en en metho<span class=\"_ _0\"></span>dieken. D<span class=\"_ _0\"></span>e MCB <span class=\"lsef ws11d\">bestaat uit G<span class=\"_ _1\"></span>roup Risk Mod<span class=\"_ _1\"></span>el </span></div>\n<div class=\"t m0 x2c h64 yd94 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Managers en <span class=\"_ _1\"></span>regionale <span class=\"_ _1\"></span>en lokale <span class=\"_ _1\"></span>vertegenwoordig<span class=\"_ _1\"></span>ers, wat een<span class=\"_ _1\"></span> goede</div>\n<div class=\"t m0 x2c h64 yd95 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">communi<span class=\"_ _0\"></span>catie met<span class=\"_ _0\"></span> de lokale Mo<span class=\"_ _0\"></span>del Contr<span class=\"_ _0\"></span>ol Boards m<span class=\"_ _0\"></span>ogelijk ma<span class=\"_ _0\"></span>akt. Het</div>\n<div class=\"t m0 x2c h64 yd96 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">MCB waarborgt<span class=\"_ _1\"></span> dat de gebruikte modelle<span class=\"_ _1\"></span>n gepast zijn en<span class=\"_ _1\"></span> geschikt voor</div>\n<div class=\"t m0 x1d h64 ye3a ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het beoogde<span class=\"_ _1\"></span> doel. Zo<span class=\"_ _1\"></span> nod<span class=\"lsed ws112\">ig wordt de MC<span class=\"_ _0\"></span>B zelf geadvi<span class=\"_ _0\"></span>seerd doo<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1d h64 ye3b ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicot<span class=\"_ _0\"></span>echnisc<span class=\"_ _0\"></span>he comm<span class=\"_ _0\"></span>issies. <span class=\"_ _0\"></span>Er wordt<span class=\"_ _0\"></span> een spec<span class=\"_ _0\"></span>iale Mo<span class=\"_ _0\"></span>del Cont<span class=\"_ _0\"></span>rol</div>\n<div class=\"t m0 x1d h64 ye3c ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Board georgan<span class=\"_ _1\"></span>iseerd voor<span class=\"_ _1\"></span> onderwerpen<span class=\"_ _1\"></span> in verband<span class=\"_ _1\"></span> met modellen<span class=\"_ _1\"></span> die</div>\n<div class=\"t m0 x1d h64 ye3d ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>ek zijn voor A<span class=\"_ _0\"></span>geas SA/NV e<span class=\"_ _0\"></span>n die zich ric<span class=\"_ _0\"></span>hten op spe<span class=\"_ _0\"></span>cifieke</div>\n<div class=\"t m0 x1d h64 ye3e ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> en herver<span class=\"ws113\">z<span class=\"_ _1\"></span>ekering.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yed0 ff131 fs44 fc1d sc0 ls103 ws151\" style=\"z-index: 15;\">Risico<span class=\"_ _1\"></span>tech<span class=\"_ _1\"></span>nische<span class=\"_ _1\"></span> commi<span class=\"_ _1\"></span>ssie<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yed1 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Risicot<span class=\"_ _0\"></span>echnisc<span class=\"_ _0\"></span>he commis<span class=\"_ _0\"></span>sies, zoa<span class=\"_ _0\"></span>ls het Age<span class=\"_ _0\"></span>as Financi<span class=\"_ _0\"></span>al Risk Tec<span class=\"_ _0\"></span>hnical</div>\n<div class=\"t m0 x1d h64 yed2 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Committee, he<span class=\"_ _1\"></span>t Ageas Li<span class=\"_ _1\"></span>fe Technical C<span class=\"_ _1\"></span>ommittee, he<span class=\"_ _1\"></span>t Ageas Non <span class=\"_ _1\"></span>Life</div>\n<div class=\"t m0 x1d h64 yed3 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Technical <span class=\"_ _1\"></span>Committee en h<span class=\"_ _1\"></span>et Ageas Opera<span class=\"_ _1\"></span>tional Ri<span class=\"_ _1\"></span>sk Technical</div>\n<div class=\"t m0 x1d h64 ye43 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Committee fungeren<span class=\"_ _1\"></span> als<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">technisch des<span class=\"_ _0\"></span>kundige o<span class=\"_ _0\"></span>rganen.<span class=\"_ _0\"></span> Zij zien toe o<span class=\"_ _0\"></span>p </span></span></div>\n<div class=\"t m0 x1d h64 ye44 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de consist<span class=\"_ _0\"></span>entie va<span class=\"_ _0\"></span>n de methodi<span class=\"_ _0\"></span>eken en mod<span class=\"_ _0\"></span>ellen die bi<span class=\"_ _0\"></span>j de lokale</div>\n<div class=\"t m0 x1d h64 ye45 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>onele ent<span class=\"_ _0\"></span>iteit<span class=\"_ _0\"></span>en van Ag<span class=\"_ _0\"></span>eas worde<span class=\"_ _0\"></span>n toege<span class=\"_ _0\"></span>past. Zij<span class=\"_ _0\"></span> verzam<span class=\"_ _0\"></span>elen de</div>\n<div class=\"t m0 x1d h64 ye46 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>vereist<span class=\"_ _0\"></span>en en stem<span class=\"_ _0\"></span>men de platf<span class=\"_ _0\"></span>orms van de A<span class=\"_ _0\"></span>geas Groe<span class=\"_ _0\"></span>p op</div>\n<div class=\"t m0 x1d h64 ye47 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">elkaar af<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span><span class=\"ws112\">Zo zorge<span class=\"_ _0\"></span>n zij ervoor dat<span class=\"_ _0\"></span> de relev<span class=\"_ _0\"></span>ante risico<span class=\"_ _0\"></span>beoord<span class=\"_ _0\"></span>elingen zi<span class=\"_ _0\"></span>jn </span></div>\n<div class=\"t m0 x1d h64 ye48 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afgeste<span class=\"_ _0\"></span>md op de bedr<span class=\"_ _0\"></span>ijfsver<span class=\"_ _0\"></span>eisten en op d<span class=\"_ _0\"></span>e algemene r<span class=\"_ _0\"></span>egleme<span class=\"_ _0\"></span>ntaire</div>\n<div class=\"t m0 x1d h64 ye49 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vereisten. De co<span class=\"_ _1\"></span>mmissies funger<span class=\"_ _1\"></span>en verder als adv<span class=\"_ _1\"></span>iesorganen voor<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 ye4a ff131 fs44 fc14 sc0 ls10c ws14c\" style=\"z-index: 15;\">ARF en de<span class=\"_ _1\"></span> MCB. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y102c ff131 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Group Risk<span class=\"_ _0\"></span> Function<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye4c ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De Group Ris<span class=\"_ _0\"></span>k Functi<span class=\"_ _0\"></span>on<span class=\"lsef ws11d\">, die valt<span class=\"_ _1\"></span> onder de <span class=\"_ _1\"></span>verantwoordelij<span class=\"_ _1\"></span>kheid van<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 ye4d ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Group Chie<span class=\"_ _1\"></span>f Risk Offic<span class=\"_ _1\"></span>er (CRO), i<span class=\"_ _1\"></span>s verantwoo<span class=\"_ _1\"></span>rdelijk is <span class=\"_ _1\"></span>voor het bew<span class=\"_ _1\"></span>aken</div>\n<div class=\"t m0 x1d h64 ye4e ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van en vers<span class=\"_ _0\"></span>lag uitbre<span class=\"_ _0\"></span>ngen over het<span class=\"_ _0\"></span> algehele ri<span class=\"_ _0\"></span>sicopr<span class=\"_ _0\"></span>ofiel van de G<span class=\"_ _0\"></span>roep,</div>\n<div class=\"t m0 x1d h64 ye4f ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief het t<span class=\"_ _0\"></span>otale ris<span class=\"_ _0\"></span>icoprof<span class=\"_ _0\"></span>iel van d<span class=\"_ _0\"></span>e verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>app<span class=\"ls107 ws137\">ijen. Die </span></div>\n<div class=\"t m0 x1d h64 yed4 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">functie on<span class=\"_ _0\"></span>twikkel<span class=\"_ _0\"></span>t, formul<span class=\"_ _0\"></span>eert en impl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rt het ERM<span class=\"ls0 ws0\">-</span>kade<span class=\"_ _0\"></span>r dat via</div>\n<div class=\"t m0 x1d h64 yed5 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">regelm<span class=\"_ _0\"></span>atig bijge<span class=\"_ _0\"></span>werkte ER<span class=\"_ _0\"></span>M<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">beleidsli<span class=\"_ _1\"></span>jnen wordt g<span class=\"_ _1\"></span>edocumenteerd.<span class=\"_ _1\"></span> De </span></span></div>\n<div class=\"t m0 x1d h64 yed6 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risicof<span class=\"_ _0\"></span>unctie z<span class=\"_ _0\"></span>orgt dat d<span class=\"_ _0\"></span>e total<span class=\"_ _0\"></span>e modelgo<span class=\"_ _0\"></span>vernanc<span class=\"_ _0\"></span>e gesc<span class=\"_ _0\"></span>hikt is en h<span class=\"_ _0\"></span>oudt</div>\n<div class=\"t m0 x1d h64 yed7 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">daarbij rekening<span class=\"_ _1\"></span> met de opmerkinge<span class=\"_ _1\"></span>n van<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">he<span class=\"_ _1\"></span>t onafhankelijke <span class=\"_ _1\"></span>Model </span></div>\n<div class=\"t m0 x1d h64 yed8 ff131 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Validation<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">team van Ag<span class=\"_ _0\"></span>eas. De func<span class=\"_ _0\"></span>tie co\u00f6r<span class=\"_ _0\"></span>dineert o<span class=\"_ _0\"></span>ok grote </span></span></div>\n<div class=\"t m0 x1d h64 yed9 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicogerela<span class=\"_ _1\"></span>teerde projecten<span class=\"_ _1\"></span>. Group <span class=\"_ _1\"></span>Risk (dat oo<span class=\"_ _1\"></span>k deel uitm<span class=\"_ _1\"></span>aakt van h<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x1d h64 yeda ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Duurzaa<span class=\"_ _0\"></span>mheids<span class=\"_ _0\"></span>netwerk<span class=\"_ _0\"></span>) volgt h<span class=\"_ _0\"></span>et onder<span class=\"_ _0\"></span>werp 'd<span class=\"_ _0\"></span>uurzaam<span class=\"_ _0\"></span>heid' e<span class=\"_ _0\"></span>n houdt</div>\n<div class=\"t m0 x1d h64 yedb ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span> op ontw<span class=\"_ _0\"></span>ikkeli<span class=\"_ _0\"></span>ngen zoa<span class=\"_ _0\"></span>ls<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">actieplannen<span class=\"_ _1\"></span> van de Europese </span></span></div>\n<div class=\"t m0 x1d h64 yedc ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Commissie, de op<span class=\"_ _1\"></span>inies van de EIOPA (Euro<span class=\"_ _1\"></span>pean Insurance and<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yedd ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Occupational P<span class=\"_ _1\"></span>ensions Au<span class=\"_ _1\"></span>thority), v<span class=\"_ _1\"></span>erklaringen va<span class=\"_ _1\"></span>n toezichthoude<span class=\"_ _1\"></span>rs en</div>\n<div class=\"t m0 x1d h64 yede ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wijzigingen in<span class=\"_ _1\"></span> regelgeving en<span class=\"_ _1\"></span> bereidt passende a<span class=\"_ _1\"></span>cties voor.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yedf ff131 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee0 ff131 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Inform<span class=\"lsef ws11d\">atiebeveiliging is een<span class=\"_ _1\"></span> onderdeel van<span class=\"_ _1\"></span> het ERM<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws112\">kader. Het </span></div>\n<div class=\"t m0 x1d h64 yee1 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Executive Co<span class=\"_ _1\"></span>mmittee (ExCo)<span class=\"_ _1\"></span> draagt de <span class=\"_ _1\"></span>eindverantwoorde<span class=\"_ _1\"></span>lijkheid v<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x1d h64 yee2 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het bele<span class=\"_ _0\"></span>id voor i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>iebevei<span class=\"_ _0\"></span>liging <span class=\"_ _0\"></span>en het o<span class=\"_ _0\"></span>ntwerp, d<span class=\"_ _0\"></span>e implem<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yee3 ff131 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en de jui<span class=\"_ _0\"></span>ste uitv<span class=\"_ _0\"></span>oering v<span class=\"_ _0\"></span>an de bij<span class=\"_ _0\"></span>horende <span class=\"_ _0\"></span>control<span class=\"_ _0\"></span>emaat<span class=\"_ _0\"></span>regelen.<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">Het </span></span></div>\n<div class=\"t m0 x1d h64 yee4 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ExCo wijst de dage<span class=\"_ _1\"></span>lijkse verantwoo<span class=\"_ _1\"></span>rdelijkheid voo<span class=\"_ _1\"></span>r deze regelingen t<span class=\"_ _1\"></span>oe</div>\n<div class=\"t m0 x1d h64 yee5 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan de Group C<span class=\"_ _0\"></span>hief Inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>n Security<span class=\"_ _0\"></span> Officer (CI<span class=\"_ _0\"></span>SO), die bi<span class=\"_ _0\"></span>nnen de</div>\n<div class=\"t m0 x1d h64 yebb ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Group Risk<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">o<span class=\"_ _1\"></span>rganisatie ra<span class=\"_ _1\"></span>pporteert <span class=\"_ _1\"></span>aan het <span class=\"_ _1\"></span>senior managemen<span class=\"_ _1\"></span>t. De </span></div>\n<div class=\"t m0 x1d h64 yebc ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">CISO's op he<span class=\"_ _1\"></span>t niveau<span class=\"_ _1\"></span> van de Groe<span class=\"_ _1\"></span>p en de<span class=\"_ _1\"></span> lokal<span class=\"lsed\">e CISO's ont<span class=\"_ _0\"></span>wikkel<span class=\"_ _0\"></span>en en </span></div>\n<div class=\"t m0 x1d h64 yebd ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderhouden d<span class=\"_ _1\"></span>e informatieb<span class=\"_ _1\"></span>eveiligingsstra<span class=\"_ _1\"></span>tegie en he<span class=\"_ _1\"></span>t bijbehorende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yebe ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleid da<span class=\"_ _1\"></span>t het gover<span class=\"_ _1\"></span>nancekader voo<span class=\"_ _1\"></span>r informatie<span class=\"_ _1\"></span>beveiliging onde<span class=\"_ _1\"></span>rsteunt</div>\n<div class=\"t m0 x1d h64 yebf ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en co\u00f6rdine<span class=\"_ _1\"></span>ren informatieb<span class=\"_ _1\"></span>eveiliging i<span class=\"_ _1\"></span>n de hele <span class=\"_ _1\"></span>organisatie<span class=\"_ _1\"></span>. De CISO's</div>\n<div class=\"t m0 x1d h64 ydc8 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op het nive<span class=\"_ _0\"></span>au van de Groep e<span class=\"_ _0\"></span>n de lokale CI<span class=\"_ _0\"></span>SO's hou<span class=\"_ _0\"></span>den toezic<span class=\"_ _0\"></span>ht op de</div>\n<div class=\"t m0 x1d h64 yec0 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">informatiebeve<span class=\"_ _1\"></span>iligingsprogramma<span class=\"_ _1\"></span>'s en de h<span class=\"_ _1\"></span>ieraan gekoppel<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 yec1 ff131 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initiatieven<span class=\"_ _1\"></span>. Zij brengen minste<span class=\"_ _1\"></span>ns tweemaal per jaar<span class=\"_ _1\"></span> verslag uit over</div>\n<div class=\"t m0 x1d h64 yec2 ff131 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">informatiebeve<span class=\"_ _1\"></span>iligingsrisico'<span class=\"_ _1\"></span>s aan de S<span class=\"_ _1\"></span>teering / R<span class=\"_ _1\"></span>isk Committee<span class=\"_ _1\"></span>s, het</div>\n<div class=\"t m0 x1d h64 yec3 ff131 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Executi<span class=\"_ _0\"></span>ve Ma<span class=\"lsef ws11d\">nagement en de Raad<span class=\"_ _1\"></span> van Be<span class=\"_ _1\"></span>stuur.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 267px; height: 839px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff134 fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Group D<span class=\"_ _0\"></span>ata Prot<span class=\"_ _0\"></span>ection F<span class=\"_ _0\"></span>unction<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De functi<span class=\"_ _0\"></span>onaris vo<span class=\"_ _0\"></span>or gegeve<span class=\"_ _0\"></span>nsbesch<span class=\"_ _0\"></span>erming (D<span class=\"_ _0\"></span>ata Prote<span class=\"_ _0\"></span>ction Off<span class=\"_ _0\"></span>icer <span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">DPO) is een on<span class=\"_ _0\"></span>afhanke<span class=\"_ _0\"></span>lijke fun<span class=\"_ _0\"></span>ctie die het m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent onders<span class=\"_ _0\"></span>teunt</div>\n<div class=\"t m0 x2c h64 y8a8 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met betrek<span class=\"_ _0\"></span>king tot de v<span class=\"_ _0\"></span>erantw<span class=\"_ _0\"></span>oordelij<span class=\"_ _0\"></span>kheid om n<span class=\"_ _0\"></span>aleving <span class=\"lsef ws11e\">van de AVG te </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarborgen. <span class=\"_ _1\"></span>De DPO bewaa<span class=\"_ _1\"></span>kt de nalev<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> AVG en and<span class=\"_ _1\"></span>ere</div>\n<div class=\"t m0 x2c h64 y8aa ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relevant<span class=\"_ _0\"></span>e wet<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">en regel<span class=\"_ _1\"></span>geving inzake g<span class=\"_ _1\"></span>egevensbescherm<span class=\"_ _1\"></span>ing (inclusi<span class=\"_ _1\"></span>ef </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de interne<span class=\"_ _1\"></span> beleidslijnen<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>) door gepa<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x2c h64 y8ac ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">managements<span class=\"_ _1\"></span>tructuren en c<span class=\"_ _1\"></span>ontroles, en<span class=\"_ _1\"></span> analyseert <span class=\"_ _1\"></span>risico's o<span class=\"_ _1\"></span>p het <span class=\"ls103\">vla<span class=\"_ _1\"></span>k </span></div>\n<div class=\"t m0 x2c h64 y8ad ff134 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van veiligheid<span class=\"_ _1\"></span>, privacy en gegeve<span class=\"_ _1\"></span>nsbescherming.<span class=\"_ _1\"></span> De resultaten van</div>\n<div class=\"t m0 x2c h64 y8ae ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">deze an<span class=\"_ _0\"></span>alyses w<span class=\"_ _0\"></span>orden te<span class=\"_ _0\"></span>n minste j<span class=\"_ _0\"></span>aarlijks<span class=\"_ _0\"></span> gerapp<span class=\"_ _0\"></span>orteer<span class=\"_ _0\"></span>d aan de R<span class=\"_ _0\"></span>aad</div>\n<div class=\"t m0 x2c h64 y8af ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van Bestu<span class=\"_ _0\"></span>ur. De DPO esc<span class=\"_ _0\"></span>aleert iss<span class=\"_ _0\"></span>ues naar d<span class=\"_ _0\"></span>e lokale Dat<span class=\"_ _0\"></span>a Protecti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x2c h64 y8b0 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Authorit<span class=\"_ _0\"></span>y (DPA<span class=\"_ _0\"></span>) als dui<span class=\"_ _0\"></span>delijk w<span class=\"_ _0\"></span>ordt dat<span class=\"_ _0\"></span> de entit<span class=\"_ _0\"></span>e<span class=\"lsef\">it persoonsge<span class=\"_ _1\"></span>gevens zal </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwerken d<span class=\"_ _1\"></span>ie schade en<span class=\"_ _1\"></span>/of bezorgdh<span class=\"_ _1\"></span>eid bij de<span class=\"_ _1\"></span> betrokkenen<span class=\"_ _1\"></span> kunnen</div>\n<div class=\"t m0 x2c h64 y8b2 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veroorzaken<span class=\"_ _1\"></span>. De DPO orga<span class=\"_ _1\"></span>niseert ook <span class=\"_ _1\"></span>opleidingspro<span class=\"_ _1\"></span>gramma's voor</div>\n<div class=\"t m0 x2c h64 y8b3 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">medewe<span class=\"_ _0\"></span>rkers om <span class=\"_ _0\"></span>ervoor t<span class=\"_ _0\"></span>e zorge<span class=\"_ _0\"></span>n dat de e<span class=\"_ _0\"></span>ntiteit i<span class=\"_ _0\"></span>nzicht <span class=\"_ _0\"></span>heeft i<span class=\"_ _0\"></span>n haar</div>\n<div class=\"t m0 x2c h64 y8b4 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheden en <span class=\"_ _1\"></span>plichten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92e ff134 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Group Actuari<span class=\"_ _1\"></span>al Function<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y92f ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een onafh<span class=\"_ _0\"></span>ankelij<span class=\"_ _0\"></span>ke functie di<span class=\"_ _0\"></span>e rechtst<span class=\"_ _0\"></span>reeks rap<span class=\"_ _0\"></span>porteert<span class=\"_ _0\"></span> aan de CRO om</div>\n<div class=\"t m0 x2c h64 y991 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de samenw<span class=\"_ _0\"></span>erking met<span class=\"_ _0\"></span> het risic<span class=\"_ _0\"></span>obeheer<span class=\"_ _0\"></span>syste<span class=\"_ _0\"></span>em te facilit<span class=\"_ _0\"></span>eren. De</div>\n<div class=\"t m0 x2c h64 y992 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste t<span class=\"_ _0\"></span>aak van d<span class=\"_ _0\"></span>e Actuar<span class=\"_ _0\"></span>ial Fun<span class=\"_ _0\"></span>ction is<span class=\"_ _0\"></span> het vers<span class=\"_ _0\"></span>trekk<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 y993 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actuari\u00eble <span class=\"_ _1\"></span>beoordelingen<span class=\"_ _1\"></span> op drie <span class=\"_ _1\"></span>belangrijke v<span class=\"_ _1\"></span>lakken (techni<span class=\"_ _1\"></span>sche</div>\n<div class=\"t m0 x2c h64 y994 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorzieningen<span class=\"_ _1\"></span>, onderschri<span class=\"_ _1\"></span>jving en h<span class=\"_ _1\"></span>erverzekering)<span class=\"_ _1\"></span> en co\u00f6rdi<span class=\"_ _1\"></span>neert</div>\n<div class=\"t m0 x2c h64 y995 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarnaas<span class=\"_ _0\"></span>t de bere<span class=\"_ _0\"></span>kening van t<span class=\"_ _0\"></span>echnis<span class=\"_ _0\"></span>che voorzi<span class=\"_ _0\"></span>eninge<span class=\"_ _0\"></span>n en waarbor<span class=\"_ _0\"></span>gt</div>\n<div class=\"t m0 x2c h64 y996 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een afdoe<span class=\"_ _0\"></span>nde mate aa<span class=\"_ _0\"></span>n consiste<span class=\"_ _0\"></span>ntie binne<span class=\"_ _0\"></span>n de hele Gro<span class=\"_ _0\"></span>ep.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y936 ff134 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Group Compliance F<span class=\"_ _1\"></span>unction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y937 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een on<span class=\"ws11e\">afhan<span class=\"_ _1\"></span>kelijke control<span class=\"_ _1\"></span>efunctie binnen<span class=\"_ _1\"></span> Ageas die ernaar s<span class=\"_ _1\"></span>treeft om </span></div>\n<div class=\"t m0 x2c h64 y938 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een redel<span class=\"_ _0\"></span>ijke mate v<span class=\"_ _0\"></span>an zekerh<span class=\"_ _0\"></span>eid te versc<span class=\"_ _0\"></span>haffen dat d<span class=\"_ _0\"></span>e onderne<span class=\"_ _0\"></span>ming en</div>\n<div class=\"t m0 x2c h64 y939 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">haar we<span class=\"_ _0\"></span>rknemer<span class=\"_ _0\"></span>s voldoe<span class=\"_ _0\"></span>n aan de w<span class=\"_ _0\"></span>etgevi<span class=\"_ _0\"></span>ng, regel<span class=\"_ _0\"></span>geving,<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>e regels</div>\n<div class=\"t m0 x2c h64 y93a ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en ethisc<span class=\"_ _0\"></span>he normen.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya7f ff134 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Group Internal<span class=\"_ _1\"></span> Audit Function<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya80 ff134 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsef ws11d\">e intern<span class=\"_ _1\"></span>e auditfunctie<span class=\"_ _1\"></span> draagt b<span class=\"_ _1\"></span>ij aan d<span class=\"_ _1\"></span>e verwezenlij<span class=\"_ _1\"></span>king van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 ya81 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an Ageas doo<span class=\"_ _0\"></span>r profess<span class=\"_ _0\"></span>ionele en on<span class=\"_ _0\"></span>afhank<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x2c h64 ya82 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekerhe<span class=\"_ _0\"></span>id te versc<span class=\"_ _0\"></span>haffen ov<span class=\"_ _0\"></span>er de doeltr<span class=\"_ _0\"></span>effendh<span class=\"_ _0\"></span>eid van proce<span class=\"_ _0\"></span>dures voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 ya83 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">governance,<span class=\"_ _1\"></span> risicobeheer<span class=\"_ _1\"></span> en controle.<span class=\"_ _1\"></span> Zo nodig<span class=\"_ _1\"></span> formuleert<span class=\"_ _1\"></span> Au<span class=\"lsf9 ws124\">dit </span></div>\n<div class=\"t m0 x2c h64 ya84 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanbev<span class=\"_ _0\"></span>elingen om<span class=\"_ _0\"></span> die proced<span class=\"_ _0\"></span>ures te opti<span class=\"_ _0\"></span>maliser<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y102d ff134 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Lokale Oper<span class=\"_ _1\"></span>ationele Enti<span class=\"_ _1\"></span>teiten (OpCo\u2019s)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y102e ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Elke OpCo i<span class=\"_ _1\"></span>s verantwoo<span class=\"_ _1\"></span>rdelijk voor<span class=\"_ _1\"></span> de aanwe<span class=\"_ _1\"></span>zigheid van <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1d h64 y102f ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">allesomv<span class=\"_ _0\"></span>attend k<span class=\"_ _0\"></span>ader vo<span class=\"_ _0\"></span>or risic<span class=\"_ _0\"></span>obeheer <span class=\"_ _0\"></span>en voor h<span class=\"_ _0\"></span>et behee<span class=\"_ _0\"></span>r van de</div>\n<div class=\"t m0 x1d h64 y1030 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico's<span class=\"_ _0\"></span> binnen de li<span class=\"_ _0\"></span>mieten, h<span class=\"_ _0\"></span>et beleid en d<span class=\"_ _0\"></span>e richtlij<span class=\"_ _0\"></span>nen vastg<span class=\"_ _0\"></span>esteld do<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y1031 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezichthouder<span class=\"_ _1\"></span>s, de Ageas<span class=\"_ _1\"></span> Groep en z<span class=\"_ _1\"></span>ijn lokale<span class=\"_ _1\"></span> Raad van B<span class=\"_ _1\"></span>estuur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1032 ff134 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1033 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Daarna<span class=\"_ _0\"></span>ast heeft el<span class=\"_ _0\"></span>ke OpCo ve<span class=\"_ _0\"></span>rplicht:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1034 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws111\">een <span class=\"ws112\">Risk Committe<span class=\"_ _0\"></span>e en een Audit C<span class=\"_ _0\"></span>ommitte<span class=\"_ _0\"></span>e die de Raad va<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x69 h64 y1035 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bestuur bi<span class=\"_ _0\"></span>jstaan i<span class=\"_ _0\"></span>n het toezic<span class=\"_ _0\"></span>ht.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1036 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Management Ris<span class=\"_ _0\"></span>k Comm<span class=\"lsef ws11d\">ittee, dat ondersteuning<span class=\"_ _1\"></span> biedt aan<span class=\"_ _1\"></span> het </span></span></span></div>\n<div class=\"t m0 x69 h64 y1037 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen manage<span class=\"_ _1\"></span>mentteam door<span class=\"_ _1\"></span> ervoor te <span class=\"_ _1\"></span>zorgen dat<span class=\"_ _1\"></span> de belangri<span class=\"_ _1\"></span>jkste</div>\n<div class=\"t m0 x69 h64 y1038 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s goed be<span class=\"_ _0\"></span>grepen w<span class=\"_ _0\"></span>orden e<span class=\"_ _0\"></span>n dat de j<span class=\"_ _0\"></span>uiste</div>\n<div class=\"t m0 x69 h64 y1039 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicobeheerpr<span class=\"_ _1\"></span>ocedures zij<span class=\"_ _1\"></span>n ingevoerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y103a ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een ALM Committe<span class=\"_ _0\"></span>e dat marktr<span class=\"_ _0\"></span>isico\u2019s v<span class=\"_ _0\"></span>olgt zodat<span class=\"_ _0\"></span> deze risico\u2019<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x69 h64 y103b ff134 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">worde<span class=\"ws11d\">n behee<span class=\"_ _1\"></span>rst in ove<span class=\"_ _1\"></span>reenstemming me<span class=\"_ _1\"></span>t het risi<span class=\"_ _1\"></span>cokader en <span class=\"_ _1\"></span>binnen </span></div>\n<div class=\"t m0 x69 h64 y103c ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de afges<span class=\"_ _0\"></span>proken lim<span class=\"_ _0\"></span>ieten, en om s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e besliss<span class=\"_ _0\"></span>ingen te nem<span class=\"_ _0\"></span>en of</div>\n<div class=\"t m0 x69 h64 y103d ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aanbevelingen <span class=\"_ _1\"></span>te doen o<span class=\"_ _1\"></span>ver ALM.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y103e ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een lokale Model Co<span class=\"_ _0\"></span>ntrol Boa<span class=\"_ _0\"></span>rd die afst<span class=\"_ _0\"></span>emt met de MCB v<span class=\"_ _0\"></span>an </span></span></div>\n<div class=\"t m0 x69 h64 y103f ff134 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1040 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Risicofunct<span class=\"_ _0\"></span>ie (of Risk Of<span class=\"_ _0\"></span>ficer) di<span class=\"_ _0\"></span>e de werkz<span class=\"_ _0\"></span>aamhede<span class=\"_ _0\"></span>n van het </span></span></div>\n<div class=\"t m0 x69 h64 y1041 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Risk Comm<span class=\"_ _0\"></span>ittee onde<span class=\"_ _0\"></span>rsteunt<span class=\"_ _0\"></span> en de risico<span class=\"_ _0\"></span>rapport<span class=\"_ _0\"></span>age verzor<span class=\"_ _0\"></span>gt en</div>\n<div class=\"t m0 x69 h64 y1042 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">advies v<span class=\"_ _0\"></span>erstrek<span class=\"_ _0\"></span>t aan de l<span class=\"_ _0\"></span>okale C<span class=\"_ _0\"></span>EO, de lok<span class=\"_ _0\"></span>ale Raa<span class=\"_ _0\"></span>d van B<span class=\"_ _0\"></span>estuur en</div>\n<div class=\"t m0 x69 h64 y1043 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het manag<span class=\"_ _0\"></span>ement van d<span class=\"_ _0\"></span>e Ageas Groe<span class=\"_ _0\"></span>p.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1044 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Actuari\u00eble Fu<span class=\"_ _0\"></span>nctie in ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emming met d<span class=\"_ _0\"></span>e reglem<span class=\"_ _0\"></span>entai<span class=\"ws111\">re </span></span></span></div>\n<div class=\"t m0 x69 h64 y1045 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vereist<span class=\"_ _0\"></span>en van S<span class=\"_ _0\"></span>olvency I<span class=\"_ _0\"></span>I.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1046 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Compliancef<span class=\"_ _0\"></span>unctie d<span class=\"_ _0\"></span>ie het bestu<span class=\"_ _0\"></span>urs<span class=\"ls0 ws0\">- <span class=\"lsef ws11d\">of leid<span class=\"_ _1\"></span>inggevend org<span class=\"_ _1\"></span>aan </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1047 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">advisee<span class=\"_ _0\"></span>rt over de nal<span class=\"_ _0\"></span>eving van wet<span class=\"_ _0\"></span>telij<span class=\"_ _0\"></span>ke en adminis<span class=\"_ _0\"></span>tratie<span class=\"_ _0\"></span>ve</div>\n<div class=\"t m0 x69 h64 y1048 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepalingen e<span class=\"_ _1\"></span>n over het <span class=\"_ _1\"></span>beleid op<span class=\"_ _1\"></span> groepsniveau <span class=\"_ _1\"></span>en op lo<span class=\"_ _1\"></span>kaal niveau</div>\n<div class=\"t m0 x69 h64 y1049 ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">als daar<span class=\"_ _0\"></span>in aanv<span class=\"_ _0\"></span>ullende <span class=\"_ _0\"></span>eisen <span class=\"lsef\">worden gesteld. Compl<span class=\"_ _1\"></span>iance </span></div>\n<div class=\"t m0 x69 h64 y104a ff134 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderzoekt de moge<span class=\"_ _1\"></span>lijke impact<span class=\"_ _1\"></span> van veranderingen<span class=\"_ _1\"></span> in de wettelijke</div>\n<div class=\"t m0 x69 h64 y104b ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">omgevin<span class=\"_ _0\"></span>g op de activit<span class=\"_ _0\"></span>eiten va<span class=\"_ _0\"></span>n de betrok<span class=\"_ _0\"></span>ken onder<span class=\"_ _0\"></span>neming en</div>\n<div class=\"t m0 x69 h64 y104c ff134 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">signale<span class=\"_ _0\"></span>ert com<span class=\"_ _0\"></span>pliancer<span class=\"_ _0\"></span>isico\u2019s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y104d ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws11d\">een Chief Info<span class=\"_ _0\"></span>rmation <span class=\"_ _0\"></span>Security<span class=\"_ _0\"></span> Offic<span class=\"_ _0\"></span>er (CIS<span class=\"_ _0\"></span>O) onders<span class=\"_ _0\"></span>teunt<span class=\"_ _0\"></span> het </span></span></div>\n<div class=\"t m0 x69 h64 y104e ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lokale seni<span class=\"_ _1\"></span>or managemen<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y104f ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws112\">een Data Protecti<span class=\"_ _0\"></span>on Office<span class=\"_ _0\"></span>r (DPO) di<span class=\"_ _0\"></span>e aan het hoo<span class=\"_ _0\"></span>gste lokale </span></span></div>\n<div class=\"t m0 x69 h64 y1050 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">managementniveau<span class=\"_ _1\"></span> rapporteer<span class=\"_ _1\"></span>t en de c<span class=\"_ _1\"></span>ontactpersoon<span class=\"_ _1\"></span> voor de</div>\n<div class=\"t m0 x69 h64 y1051 ff134 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lokale toezich<span class=\"_ _1\"></span>thouder voor gegev<span class=\"_ _1\"></span>ensbescherming i<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1052 ff136 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff137\"> <span class=\"_ _3f\"> </span><span class=\"ff134 lsed ws11d\">een Interne <span class=\"lsef ws113\">Auditfunctie</span></span><span class=\"ff134\"> <span class=\"lsef ws11d\">die de<span class=\"_ _1\"></span> adequaa<span class=\"_ _1\"></span>theid en doe<span class=\"_ _1\"></span>ltreffendheid </span></span></span></div>\n<div class=\"t m0 x69 h64 y1053 ff134 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het inte<span class=\"_ _0\"></span>rne behe<span class=\"_ _0\"></span>ersings<span class=\"_ _0\"></span>systeem en ov<span class=\"_ _0\"></span>erige el<span class=\"_ _0\"></span>ementen v<span class=\"_ _0\"></span>an het</div>\n<div class=\"t m0 x69 h64 y1054 ff134 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicobeheer<span class=\"_ _1\"></span>ssysteem evaluee<span class=\"_ _1\"></span>rt.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 472px; height: 634px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff138 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.3.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Drie 'li<span class=\"_ _1\"></span>nes of defenc<span class=\"_ _1\"></span>e'</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff138 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Ageas h<span class=\"_ _0\"></span>eeft een m<span class=\"_ _0\"></span>odel met<span class=\"_ _0\"></span> drie \u2018li<span class=\"_ _0\"></span>nes of def<span class=\"_ _0\"></span>ence\u2019 <span class=\"_ _0\"></span>ge\u00efmpl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rd <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsef\">de d<span class=\"_ _1\"></span>rie lijnen <span class=\"_ _1\"></span>hebben allemaa<span class=\"_ _1\"></span>l als<span class=\"ls0 ws0\"> </span></span><span class=\"ws112\">uiteindeli<span class=\"_ _0\"></span>jk doel om het be<span class=\"_ _0\"></span>drijf te hel<span class=\"_ _0\"></span>pen zijn </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en te behalen en tege<span class=\"_ _1\"></span>lijkertijd ri<span class=\"_ _1\"></span>sico's doeltreffen<span class=\"_ _1\"></span>d te beheren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 ha4 y110b ff145 fs64 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">EERSTE \u2018LINE OF DEFENCE\u2019</div>\n<div class=\"t m0 x255 ha5 y110c ff145 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Eigenaar)</div>\n<div class=\"t mb xef ha3 y10e4 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Implementeert het Enterprise <span class=\"_ _0\"></span>Risk Management-kader</div>\n<div class=\"t mb xef ha3 y10e5 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Inbedt een gepaste <span class=\"_ _0\"></span>risicocultuur</div>\n<div class=\"t mb xef ha3 y10e6 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Identificeert de risico's, <span class=\"_ _0\"></span>aanvaardt de <span class=\"_ _0\"></span>verantwoordelijk<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t mb xef ha3 y10e7 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">heid voor de <span class=\"_ _0\"></span>risico's, meet <span class=\"_ _0\"></span>en beheert <span class=\"_ _0\"></span>de risico's binnen <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10e8 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">de activiteiten en <span class=\"_ _0\"></span>zorgt ervoor <span class=\"_ _0\"></span>dat Ageas <span class=\"_ _0\"></span>niet lijdt onder <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10e9 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">onverwachte gebeurtenissen</div>\n<div class=\"t mb xef ha3 y10ea ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Implementeert beleidslijnen en <span class=\"_ _0\"></span>controlemaatregelen</div>\n<div class=\"t mb xef ha3 y10eb ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">om risico's te <span class=\"_ _0\"></span>beheren (in <span class=\"_ _0\"></span>lijn met <span class=\"_ _0\"></span>de vereisten en <span class=\"_ _0\"></span>de \u2018risk <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10ec ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">appetite\u2019 van de <span class=\"_ _0\"></span>Groep), en <span class=\"_ _0\"></span>zorgt voor <span class=\"_ _0\"></span>een effectieve</div>\n<div class=\"t mb xef ha3 y10ed ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">dagelijkse werking</div>\n<div class=\"t mb xef ha3 y10ee ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Identificeert en implementeert <span class=\"_ _0\"></span>maatregelen om <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10ef ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">bestaande en dreigende <span class=\"_ _0\"></span>risico's te <span class=\"_ _0\"></span>beheren</div>\n<div class=\"t mb xef ha3 y10f0 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Rapporteert over risicobeheer <span class=\"_ _0\"></span>en analyseert <span class=\"_ _0\"></span>hoe groot <span class=\"_ _0\"></span>de</div>\n<div class=\"t mb xef ha3 y10f1 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">kans is dat <span class=\"_ _0\"></span>belangrijke bedrijfsdoelstellingen <span class=\"_ _0\"></span>worden</div>\n<div class=\"t mb xef ha3 y10f2 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">verwezenlijkt</div>\n<div class=\"t mb xef ha3 y10f3 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Toont aan de <span class=\"_ _0\"></span>Raad van <span class=\"_ _0\"></span>Bestuur en <span class=\"_ _0\"></span>de toezichthouder aan</div>\n<div class=\"t mb xef ha3 y10f4 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">dat de risicocontrolemaatregelen <span class=\"_ _0\"></span>gepast en <span class=\"_ _0\"></span>effectief zijn</div>\n<div class=\"t mb xef ha3 y10f5 ff144 fs63 fce sc0 ls132 ws16c\" style=\"z-index: 15;\">Naleving van de <span class=\"_ _0\"></span>reglementering</div>\n<div class=\"t m0 x256 ha4 y110d ff145 fs64 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">TWEEDE \u2018LINE OF DEFENCE\u2019</div>\n<div class=\"t m0 xa3 ha5 y110e ff145 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Risk Management, Compliance, DPO, CISO and Actuarial Function)</div>\n<div class=\"t mb x32 ha3 y10f8 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Adviseert het senior <span class=\"_ _0\"></span>management en <span class=\"_ _0\"></span>de Raad <span class=\"_ _0\"></span>van</div>\n<div class=\"t mb x32 ha3 y10f9 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Bestuur over het <span class=\"_ _0\"></span>bepalen van <span class=\"_ _0\"></span>de strategie <span class=\"_ _0\"></span>op het hoogste <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y10fa ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">niveau en de <span class=\"_ _0\"></span>aggregatie van <span class=\"_ _0\"></span>de \u2018risk <span class=\"_ _0\"></span>appetite\u2019</div>\n<div class=\"t mb x32 ha3 y10fb ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Opstelling en onderhoud <span class=\"_ _0\"></span>van het <span class=\"_ _0\"></span>Enterprise Risk <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y10fc ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Management-kader</div>\n<div class=\"t mb x32 ha3 y10fd ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Faciliteert, beoordeelt en <span class=\"_ _0\"></span>bewaakt de <span class=\"_ _0\"></span>doeltreffende</div>\n<div class=\"t mb x32 ha3 y10fe ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">werking van het <span class=\"_ _0\"></span>risicobeheersysteem</div>\n<div class=\"t mb x32 ha3 y10ff ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Verstrekt opleidingen en <span class=\"_ _0\"></span>training over <span class=\"_ _0\"></span>risico's</div>\n<div class=\"t mb x32 ha3 y1100 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Treedt op als <span class=\"_ _0\"></span>een onafhankelijke <span class=\"_ _0\"></span>risicoadviseur</div>\n<div class=\"t mb x32 ha3 y1101 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Houdt toezicht op <span class=\"_ _0\"></span>en stelt <span class=\"_ _0\"></span>kritische vragen <span class=\"_ _0\"></span>bij belangrijke</div>\n<div class=\"t mb x32 ha3 y1102 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">risico's en hoe <span class=\"_ _0\"></span>die worden <span class=\"_ _0\"></span>gemeten en <span class=\"_ _0\"></span>beheerd</div>\n<div class=\"t mb x32 ha3 y1103 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Houdt toezicht op <span class=\"_ _0\"></span>de naleving <span class=\"_ _0\"></span>van de <span class=\"_ _0\"></span>\u2018risk appetite\u2019 en <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y1104 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">beleidslijnen</div>\n<div class=\"t mb x32 ha3 y1105 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Houdt toezicht op <span class=\"_ _0\"></span>het effectieve <span class=\"_ _0\"></span>gebruik van <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y1106 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">risicoprocedures en -controlemaatregelen</div>\n<div class=\"t mb x32 ha3 y1107 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">Controleert de naleving <span class=\"_ _0\"></span>van de <span class=\"_ _0\"></span>reglementering en <span class=\"_ _0\"></span></div>\n<div class=\"t mb x32 ha3 y1108 ff144 fs63 fcc sc0 ls132 ws16c\" style=\"z-index: 15;\">informeert het bedrijf <span class=\"_ _0\"></span>over de <span class=\"_ _0\"></span>vereisten</div>\n<div class=\"t m0 x122 ha4 y1109 ff145 fs64 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">DERDE 'LINE OF DEFENCE'</div>\n<div class=\"t m0 x255 ha5 y110a ff145 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Interne Audit)</div>\n<div class=\"t mb xef ha3 y10f6 ff144 fs63 fc16 sc0 ls132 ws16c\" style=\"z-index: 15;\">Biedt het senior <span class=\"_ _0\"></span>management en <span class=\"_ _0\"></span>de Raad <span class=\"_ _0\"></span>van Bestuur een <span class=\"_ _0\"></span>redelijke mate <span class=\"_ _0\"></span>van onafhankelijke bevestiging <span class=\"_ _0\"></span>over de <span class=\"_ _0\"></span></div>\n<div class=\"t mb xef ha3 y10f7 ff144 fs63 fc16 sc0 ls132 ws16c\" style=\"z-index: 15;\">toereikendheid en doeltreffendheid <span class=\"_ _0\"></span>van governance, <span class=\"_ _0\"></span>risicobeheer en <span class=\"_ _0\"></span>controlemaatregelen</div>\n\n<div class=\"t m0 x2c h7b y1059 ff13a fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">4.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y105a ff13a fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Doelstellingen <span class=\"_ _1\"></span>kapitaalbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y105b ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Kapitaal is een<span class=\"_ _1\"></span> schaars en strategi<span class=\"_ _1\"></span>sch middel. Een <span class=\"ls107 ws13e\">du<span class=\"_ _1\"></span>idelijk </span></div>\n<div class=\"t m0 x2c h64 y105c ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">gedefinieerde<span class=\"_ _1\"></span>, zorgvuldige<span class=\"_ _1\"></span> en gediscip<span class=\"_ _1\"></span>lineerde manag<span class=\"_ _1\"></span>ementbenaderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x2c h64 y105d ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">is noodzak<span class=\"_ _0\"></span>elijk om de ef<span class=\"_ _0\"></span>fici\u00ebnt<span class=\"_ _0\"></span>e en effect<span class=\"_ _0\"></span>ieve inzet e<span class=\"_ _0\"></span>rvan te wa<span class=\"_ _0\"></span>arborge<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x2c h64 y105e ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De kapitaa<span class=\"_ _1\"></span>lbeheerbenadering<span class=\"_ _1\"></span> die Ageas <span class=\"_ _1\"></span>volgt, hee<span class=\"_ _1\"></span>ft als doel <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y105f ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">behoeften en ei<span class=\"_ _1\"></span>sen van alle stakeho<span class=\"_ _1\"></span>lders <span class=\"ws11d\">inclusief<span class=\"_ _1\"></span> aandeelhouders,<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1060 ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">schuldinvesteer<span class=\"_ _1\"></span>ders, toezichthou<span class=\"_ _1\"></span>ders, ratingbur<span class=\"_ _1\"></span>eaus en klan<span class=\"_ _1\"></span>ten in</div>\n<div class=\"t m0 x2c h64 y1061 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">balans te<span class=\"_ _1\"></span> brengen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1062 ff138 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1063 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste doels<span class=\"_ _1\"></span>tellingen van<span class=\"_ _1\"></span> kapitaalbehee<span class=\"_ _1\"></span>r bij Ag<span class=\"_ _1\"></span>eas zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1064 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsed ws11d\">optimalisati<span class=\"_ _0\"></span>e van de st<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r, same<span class=\"_ _0\"></span>nstellin<span class=\"_ _0\"></span>g en all<span class=\"_ _0\"></span>ocatie va<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 y1065 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaal bi<span class=\"_ _1\"></span>nnen Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1066 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws11e\">w<span class=\"_ _1\"></span>aarborgen van waarde<span class=\"_ _1\"></span>creatie door<span class=\"_ _1\"></span> het financieren van </span></span></div>\n<div class=\"t m0 x1a0 h64 y1067 ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">winstgevende gro<span class=\"_ _1\"></span>ei, evenals be<span class=\"_ _1\"></span>scherming van de</div>\n<div class=\"t m0 x1a0 h64 y1068 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>atbaar<span class=\"_ _0\"></span>heid en winst<span class=\"_ _0\"></span>gevend<span class=\"_ _0\"></span>heid van de on<span class=\"_ _0\"></span>dernemi<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1069 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">w<span class=\"_ _1\"></span>aarborgen</span><span class=\"ff138\"> <span class=\"_ _1\"></span><span class=\"lsef ws11e\">van optimale divide<span class=\"_ _1\"></span>ndniveau's, zo<span class=\"_ _1\"></span>wel voor de Groep </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y106a ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">als voor de doc<span class=\"_ _0\"></span>hterma<span class=\"_ _0\"></span>atscha<span class=\"_ _0\"></span>p<span class=\"lsef ws113\">pijen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y106b ff138 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.4.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Kapitaalbehe<span class=\"_ _1\"></span>erkader</span> </span></div>\n<div class=\"t m0 x2c h64 y106c ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an Ageas op h<span class=\"_ _0\"></span>et vlak va<span class=\"_ _0\"></span>n kapitaal<span class=\"_ _0\"></span>beheer mo<span class=\"_ _0\"></span>eten</div>\n<div class=\"t m0 x2c h64 y106d ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">worden gereali<span class=\"_ _1\"></span>seerd door het volgen<span class=\"_ _1\"></span> van duidelijk<span class=\"_ _1\"></span> gedefinieerde</div>\n<div class=\"t m0 x1d h64 y106e ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">processen. D<span class=\"_ _1\"></span>eze worden bepa<span class=\"_ _1\"></span>ald door <span class=\"_ _1\"></span>duidelijk g<span class=\"_ _1\"></span>edefinieerd bele<span class=\"_ _1\"></span>id en</div>\n<div class=\"t m0 x1d h64 y106f ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">procedures,<span class=\"_ _1\"></span> om ervoor te<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">zorg<span class=\"_ _1\"></span>en dat de<span class=\"_ _1\"></span> kapitaalbeheerpr<span class=\"_ _1\"></span>aktijken binnen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1070 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">de Groep en<span class=\"_ _1\"></span> de OpCo<span class=\"_ _1\"></span>'s begrepen,<span class=\"_ _1\"></span> gedocumenteerd<span class=\"_ _1\"></span> en bewaakt <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 y1071 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">(met zo nod<span class=\"_ _0\"></span>ig corrige<span class=\"_ _0\"></span>rende maat<span class=\"_ _0\"></span>regelen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1072 ff138 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1073 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Het kapitaal<span class=\"_ _1\"></span>beheerkader <span class=\"_ _1\"></span>van Ageas de<span class=\"_ _1\"></span>finieert rege<span class=\"_ _1\"></span>ls en prin<span class=\"_ _1\"></span>cipes op he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y1074 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">vlak van dez<span class=\"_ _0\"></span>e aspect<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1075 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">Ka<span class=\"_ _1\"></span>pita<span class=\"ls107 ws13e\">alplannin<span class=\"_ _1\"></span>g</span><span class=\"ws11d\">, d.w.z<span class=\"_ _1\"></span>. het kapit<span class=\"_ _1\"></span>aalniveau dat<span class=\"_ _1\"></span> de Groep n<span class=\"_ _1\"></span>astreeft </span></span></span></div>\n<div class=\"t m0 x69 h64 y1076 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">defini\u00eb<span class=\"_ _0\"></span>ren, wat wor<span class=\"_ _0\"></span>dt bepaal<span class=\"_ _0\"></span>d door:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y1077 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws11d\">Wette<span class=\"_ _0\"></span>lijke v<span class=\"_ _0\"></span>ereiste<span class=\"_ _0\"></span>n en verw<span class=\"_ _0\"></span>achte v<span class=\"_ _0\"></span>eranderi<span class=\"_ _0\"></span>ngen<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 y1078 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsef ws11e\">Regelgevingsvereisten<span class=\"_ _1\"></span> en verwachte verande<span class=\"_ _1\"></span>ringen</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x69 h64 y1079 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsef ws11e\">Groeiambities en toek<span class=\"_ _1\"></span>omstige <span class=\"ws113\">kapitaa<span class=\"_ _1\"></span>lverbintenissen</span></span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x69 h64 y107a ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 ls10a ws13c\">Het</span><span class=\"ff138\"> <span class=\"lsed ws112\">risk ap<span class=\"_ _0\"></span>petite<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">beleid</span> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y107b ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsed ws112\">Allocatie van kap<span class=\"_ _0\"></span>itaal d.w.<span class=\"_ _0\"></span>z. vastst<span class=\"_ _0\"></span>ellen welk<span class=\"_ _0\"></span> kapitaa<span class=\"_ _0\"></span>lgebru<span class=\"_ _0\"></span>ik Ageas </span></span></div>\n<div class=\"t m0 x69 h64 y107c ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">voorziet, <span class=\"_ _1\"></span>wat wordt b<span class=\"_ _1\"></span>epaald door:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y107d ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws11d\">Optim<span class=\"_ _0\"></span>aliser<span class=\"_ _0\"></span>ing van ris<span class=\"_ _0\"></span>ico/re<span class=\"_ _0\"></span>ndeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 y107e ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws112\">Het divi<span class=\"_ _0\"></span>dendb<span class=\"_ _0\"></span>eleid (en to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge kapitaal<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y107f ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">Ka<span class=\"_ _1\"></span>pitaalstructure<span class=\"lsed ws112\">ring, d.w.z. beho<span class=\"_ _0\"></span>ud van een effic<span class=\"_ _0\"></span>i\u00ebnt eve<span class=\"_ _0\"></span>nwicht </span></span></span></div>\n<div class=\"t m0 x69 h64 y1080 ff138 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">tussen e<span class=\"_ _0\"></span>igen en v<span class=\"_ _0\"></span>reemd v<span class=\"_ _0\"></span>ermoge<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1081 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws11e\">Ka<span class=\"_ _1\"></span>pitaalbeheergo<span class=\"_ _1\"></span>vernance, d.w.z<span class=\"_ _1\"></span>. vaststellen van<span class=\"_ _1\"></span> duidelijke take<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x69 h64 y1082 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">en verantwoo<span class=\"_ _1\"></span>rdelijkheden <span class=\"_ _1\"></span>voor mensen<span class=\"_ _1\"></span> en beslui<span class=\"_ _1\"></span>tvormingsorganen</div>\n<div class=\"t m0 x69 h64 y1083 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">die bij kapit<span class=\"_ _0\"></span>aalbeh<span class=\"_ _0\"></span>eerproc<span class=\"_ _0\"></span>essen zij<span class=\"_ _0\"></span>n betrokke<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 136px; height: 366px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 136px; height: 970px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff140 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">4.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff140 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Beoordelen van solvabiliteit en kapitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff13e fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.5.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Meten van kapi<span class=\"_ _1\"></span>taalvereisten</span> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Onder Solven<span class=\"_ _1\"></span>cy II gebru<span class=\"_ _1\"></span>ikt Ageas <span class=\"_ _1\"></span>het Partieel<span class=\"_ _1\"></span> Intern <span class=\"_ _1\"></span>Model (PIM) o<span class=\"_ _1\"></span>m</div>\n<div class=\"t m0 x2c h64 yb5a ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">zijn Solv<span class=\"_ _0\"></span>ency<span class=\"ls0 ws0\">-</span>kapit<span class=\"_ _0\"></span>aalverei<span class=\"_ _0\"></span>sten te met<span class=\"_ _0\"></span>en onder Pi<span class=\"_ _0\"></span>jler 1. Het PI<span class=\"_ _0\"></span>M</div>\n<div class=\"t m0 x2c h64 yb5b ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">combineert de<span class=\"_ _1\"></span> Solvency II<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">stand<span class=\"_ _0\"></span>aardform<span class=\"_ _0\"></span>ule met <span class=\"_ _0\"></span>het Int<span class=\"_ _0\"></span>erne mod<span class=\"_ _0\"></span>el voor </span></span></div>\n<div class=\"t m0 x2c h64 yb5c ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">het onders<span class=\"_ _0\"></span>chrijv<span class=\"_ _0\"></span>ingsrisic<span class=\"_ _0\"></span>o Niet<span class=\"ls0 ws0\">-</span>Leve<span class=\"_ _0\"></span>n voor de voor<span class=\"_ _0\"></span>naamst<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die</div>\n<div class=\"t m0 x2c h64 yb5d ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">actief zi<span class=\"_ _0\"></span>jn in het Niet<span class=\"ls0 ws0\">-</span>Lev<span class=\"_ _0\"></span>ensegm<span class=\"_ _0\"></span>ent. Ageas vu<span class=\"_ _0\"></span>lt de Pijle<span class=\"_ _0\"></span>r I PIM aan met</div>\n<div class=\"t m0 x2c h64 yb5e ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">een eige<span class=\"_ _0\"></span>n interne ana<span class=\"_ _0\"></span>lyse om zij<span class=\"_ _0\"></span>n Solven<span class=\"ls103 ws11d\">cy<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kapitaalverei<span class=\"_ _1\"></span>sten te meten </span></span></span></div>\n<div class=\"t m0 x2c h64 yb5f ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">(de SCR</div>\n<div class=\"t m0 x85 h76 y1085 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xdb h64 y1086 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws11d\">genoemd) <span class=\"_ _1\"></span>onder Pijler<span class=\"_ _1\"></span> 2. Naast he<span class=\"_ _1\"></span>t Partieel I<span class=\"_ _1\"></span>ntern Model<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1087 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">voor Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">Leven ver<span class=\"_ _1\"></span>fijnt de SCR</span></span></div>\n<div class=\"t m0 xd5 h76 y1088 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x258 h64 y1089 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws11d\">de Standa<span class=\"_ _1\"></span>ardformule <span class=\"_ _1\"></span>met de </span></div>\n<div class=\"t m0 x2c h64 y108a ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">volgende e<span class=\"_ _1\"></span>lementen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y108b ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11e\">H<span class=\"_ _1\"></span>erziene behande<span class=\"_ _1\"></span>ling van spreadri<span class=\"_ _1\"></span>sico</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y108c ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">Op<span class=\"_ _1\"></span>name van de<span class=\"_ _1\"></span> fundamen<span class=\"_ _1\"></span>tele spread voo<span class=\"_ _1\"></span>r bloots<span class=\"_ _1\"></span>tellingen aan E<span class=\"_ _1\"></span>U</span><span class=\"ff13e\">-</span></span></div>\n<div class=\"t m0 x1a0 h64 y108d ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">overheden (<span class=\"_ _1\"></span>en gelijkwaard<span class=\"_ _1\"></span>ig)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y108e ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsed ws112\">Uitsluiting va<span class=\"_ _0\"></span>n niet<span class=\"ls0 ws0\">-</span>fundam<span class=\"_ _0\"></span>entele s<span class=\"_ _0\"></span>pread op and<span class=\"_ _0\"></span>ere schul<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y108f ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">In<span class=\"_ _1\"></span>tern model<span class=\"_ _1\"></span> Real Estate</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1090 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">In<span class=\"_ _1\"></span>flatierisico<span class=\"_ _1\"></span>toeslag voor<span class=\"_ _1\"></span> Arbeidsongevalle<span class=\"_ _1\"></span>nverzekeringen</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1091 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">U<span class=\"_ _1\"></span>itsluiting <span class=\"_ _1\"></span>van overgang<span class=\"_ _1\"></span>smaatregelen</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1092 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1093 ff13e fs44 fc1c sc0 ls10a ws134\" style=\"z-index: 15;\">Deze SCR</div>\n<div class=\"t m0 x259 h76 y1094 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x25a h64 y1095 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws113\">wordt <span class=\"ws11d\">daar<span class=\"_ _1\"></span>na vergeleke<span class=\"_ _1\"></span>n met he<span class=\"_ _1\"></span>t in aanmerking<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y1096 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">komende eigen<span class=\"_ _1\"></span> vermogen om<span class=\"_ _1\"></span> de algehele<span class=\"_ _1\"></span> kapitaal<span class=\"_ _1\"></span>toereikendheid<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y1097 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de Groep te b<span class=\"_ _0\"></span>epalen en de S<span class=\"_ _0\"></span>olvency<span class=\"_ _0\"></span> II</div>\n<div class=\"t m0 xcd h76 y1098 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x25b h64 y1099 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws11d\">ratio vas<span class=\"_ _0\"></span>t te ste<span class=\"_ _0\"></span>llen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y109a ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y109b ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Raadpl<span class=\"_ _0\"></span>eeg voor<span class=\"_ _0\"></span> meer inf<span class=\"_ _0\"></span>ormatie <span class=\"_ _0\"></span>over Solv<span class=\"_ _0\"></span>ency II,<span class=\"_ _0\"></span> toelic<span class=\"_ _0\"></span>hting 5 T<span class=\"_ _0\"></span>oezicht</div>\n<div class=\"t m0 x2c h64 y109c ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">en solvabi<span class=\"_ _0\"></span>li<span class=\"ls105 ws135\">teit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y109d ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y109e ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">De algehele kapi<span class=\"_ _1\"></span>taalvereisten wor<span class=\"_ _1\"></span>den elk kwartaal en<span class=\"_ _1\"></span> elk jaar op</div>\n<div class=\"t m0 x2c h64 y109f ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Groeps<span class=\"_ _0\"></span>niveau gec<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>eerd:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y10a0 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">v<span class=\"_ _1\"></span>ia een Sol<span class=\"_ _1\"></span>vabiliteits</span><span class=\"ff13e\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">en Kapi<span class=\"_ _1\"></span>taalrapport op kw<span class=\"_ _1\"></span>artaalbasis, zorg<span class=\"_ _1\"></span>t de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y10a1 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Raad van Bes<span class=\"_ _0\"></span>tuur van Ag<span class=\"_ _0\"></span>eas ervoo<span class=\"_ _0\"></span>r dat de kapit<span class=\"_ _0\"></span>aaltoer<span class=\"_ _0\"></span>eikendh<span class=\"_ _0\"></span>eid</div>\n<div class=\"t m0 x1a0 h64 y10a2 ff13e fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">op <span class=\"lsef ws11d\">nettobasis w<span class=\"_ _1\"></span>ordt bereikt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y10a3 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsed ws112\">de Raad van Bestuur va<span class=\"_ _0\"></span>n Ageas be<span class=\"_ _0\"></span>oordeelt e<span class=\"_ _0\"></span>n stuurt even<span class=\"_ _0\"></span>eens </span></span></div>\n<div class=\"t m0 x1a0 h64 y10a4 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">proactief de<span class=\"_ _1\"></span> kapitaal<span class=\"_ _1\"></span>toereikendheid <span class=\"_ _1\"></span>van de Groep<span class=\"_ _1\"></span> aan op <span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x1a0 h64 y10a5 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">meerjarenbasi<span class=\"_ _1\"></span>s, waarbij r<span class=\"_ _1\"></span>ekening word<span class=\"_ _1\"></span>t gehouden <span class=\"_ _1\"></span>met de stra<span class=\"_ _1\"></span>tegie</div>\n<div class=\"t m0 x1a0 h64 y10a6 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">en voorsp<span class=\"_ _0\"></span>elde zak<span class=\"_ _0\"></span>elijke cijf<span class=\"_ _0\"></span>ers en risi<span class=\"_ _0\"></span>covero<span class=\"lsef ws11e\">nderstellingen. Dit wordt </span></div>\n<div class=\"t m0 x1a0 h64 y10a7 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">gedaan aa<span class=\"_ _0\"></span>n de hand van e<span class=\"_ _0\"></span>en proces dat<span class=\"_ _0\"></span> 'Own Risk &amp; S<span class=\"_ _0\"></span>olvency</div>\n<div class=\"t m0 x1a0 h64 y10a8 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Assessm<span class=\"_ _0\"></span>ent' (beo<span class=\"_ _0\"></span>ordelin<span class=\"_ _0\"></span>g van het eig<span class=\"_ _0\"></span>en risico en de so<span class=\"_ _0\"></span>lvabili<span class=\"_ _0\"></span>teit)</div>\n<div class=\"t m0 x1a0 h64 y10a9 ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">wordt genoemd en<span class=\"_ _1\"></span> dat is ingebed in he<span class=\"_ _1\"></span>t meerjarige begro<span class=\"_ _1\"></span>tings<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws113\">en </span></div>\n<div class=\"t m0 x1a0 h64 y10aa ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">planningproces<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y10ab ff13e fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.5.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ls103 ws151\">Ris<span class=\"_ _1\"></span>k ap<span class=\"ls105 ws135\">pe<span class=\"_ _1\"></span>tite</span></span>-<span class=\"_ _1\"></span><span class=\"lsef ws113\">kader</span> </span></div>\n<div class=\"t m0 x2c h64 y10ac ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Het risk app<span class=\"_ _0\"></span>etite<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kader bestaat u<span class=\"_ _1\"></span>it criteria <span class=\"_ _1\"></span>die worden g<span class=\"_ _1\"></span>ebruikt o<span class=\"_ _1\"></span>m de </span></span></div>\n<div class=\"t m0 x2c h64 y10ad ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">bereid<span class=\"_ _0\"></span>willighei<span class=\"_ _0\"></span>d van het<span class=\"_ _0\"></span> manage<span class=\"_ _0\"></span>ment t<span class=\"_ _0\"></span>e formul<span class=\"_ _0\"></span>eren om r<span class=\"_ _0\"></span>isico te <span class=\"_ _0\"></span>nemen</div>\n<div class=\"t m0 x2c h64 y10ae ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">in een speci<span class=\"_ _0\"></span>fiek dome<span class=\"_ _0\"></span>in. Het ris<span class=\"_ _0\"></span>k appetit<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kader van Age<span class=\"_ _1\"></span>as is van </span></span></div>\n<div class=\"t m0 x2c h64 y10af ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing op alle <span class=\"ws111\">OpC<span class=\"_ _0\"></span>o's<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Ageas, </span></span><span class=\"ws112\">(gedefiniee<span class=\"_ _0\"></span>rd als entit<span class=\"_ _0\"></span>eiten </span></span></div>\n<div class=\"t m0 x2c h64 y10b0 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s, rechtstree<span class=\"_ _1\"></span>ks of nie<span class=\"_ _1\"></span>t rechtstreeks a<span class=\"_ _1\"></span>andeelhouder<span class=\"_ _1\"></span> is en de</div>\n<div class=\"t m0 x1d h64 y10b1 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">operationele <span class=\"_ _1\"></span>zeggenschap hee<span class=\"_ _1\"></span>ft) en op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y10b2 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">inspann<span class=\"_ _0\"></span>ingsver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng, op geli<span class=\"_ _0\"></span>eerde onde<span class=\"_ _0\"></span>rnemin<span class=\"_ _0\"></span>gen (gedefin<span class=\"_ _0\"></span>ieerd als</div>\n<div class=\"t m0 x1d h64 y10b3 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span>en waari<span class=\"_ _0\"></span>n Ageas, rec<span class=\"_ _0\"></span>htstre<span class=\"_ _0\"></span>eks of niet rec<span class=\"_ _0\"></span>htstr<span class=\"_ _0\"></span>eeks aand<span class=\"_ _0\"></span>eelhoud<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1d h64 y10b4 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">is maar ni<span class=\"_ _1\"></span>et de oper<span class=\"_ _1\"></span>ationele zegge<span class=\"_ _1\"></span>nschap hee<span class=\"_ _1\"></span>ft.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y10b5 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10b6 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Het risk app<span class=\"_ _0\"></span>etite<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">kader moet er vooral voor<span class=\"_ _1\"></span> zorgen dat: </span> </span></div>\n<div class=\"t m0 x1d h64 y10b7 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11d\">d<span class=\"_ _1\"></span>e blootstel<span class=\"_ _1\"></span>ling aan een<span class=\"_ _1\"></span> aantal be<span class=\"_ _1\"></span>langrijke ris<span class=\"_ _1\"></span>ico\u2019s van el<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x69 h64 y10b8 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">operationele <span class=\"_ _1\"></span>entiteit en<span class=\"_ _1\"></span> de Groep<span class=\"_ _1\"></span> als gehee<span class=\"_ _1\"></span>l binn<span class=\"ws11e\">en bekende<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x69 h64 y10b9 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">aanvaardbare<span class=\"_ _1\"></span> en gecon<span class=\"_ _1\"></span>troleerde nivea<span class=\"_ _1\"></span>us blijven<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 y10ba ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsed ws112\">de risk appetite</span><span class=\"ff13e\">-<span class=\"lsef ws11e\">criteria duidelijk gedefinie<span class=\"_ _1\"></span>erd worden zoda<span class=\"_ _1\"></span>t de </span></span></span></div>\n<div class=\"t m0 x69 h64 y10bb ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">werkelij<span class=\"_ _0\"></span>ke blootst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>gen en activ<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n kunnen wo<span class=\"_ _0\"></span>rden verg<span class=\"_ _0\"></span>eleken</div>\n<div class=\"t m0 x69 h64 y10bc ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">met de crite<span class=\"_ _0\"></span>ria die op het<span class=\"_ _0\"></span> niveau van de R<span class=\"_ _0\"></span>aad van Best<span class=\"_ _0\"></span>uur werde<span class=\"lsef ws113\">n </span></div>\n<div class=\"t m0 x69 h64 y10bd ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. Zo kunnen <span class=\"_ _1\"></span>risico's worde<span class=\"_ _1\"></span>n opgevolgd<span class=\"_ _1\"></span> en kan wo<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x69 h64 y10be ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">bevestigd dat<span class=\"_ _1\"></span> risico\u2019s worden behe<span class=\"_ _1\"></span>erst en dat de Raa<span class=\"_ _1\"></span>d van Bestuur</div>\n<div class=\"t m0 x69 h64 y10bf ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">in staat i<span class=\"_ _1\"></span>s en bereid<span class=\"_ _1\"></span> om deze <span class=\"_ _1\"></span>blootstellinge<span class=\"_ _1\"></span>n te aanv<span class=\"_ _1\"></span>aarden<span class=\"ls0 ws0\">; </span></div>\n<div class=\"t m0 x1d h64 y10c0 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e lsef ws11e\">d<span class=\"_ _1\"></span>e risicolimie<span class=\"_ _1\"></span>ten op een transparan<span class=\"_ _1\"></span>te en duidelijke manie<span class=\"_ _1\"></span>r worde<span class=\"ws113\">n </span></span></span></div>\n<div class=\"t m0 x69 h64 y10c1 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verbonden a<span class=\"_ _1\"></span>an de fei<span class=\"_ _1\"></span>telijke risicoc<span class=\"_ _1\"></span>apaciteit <span class=\"_ _1\"></span>van een opera<span class=\"_ _1\"></span>tionele</div>\n<div class=\"t m0 x69 h64 y10c2 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> en de Groep.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y10c3 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10c4 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Gezien hu<span class=\"_ _0\"></span>n belang vo<span class=\"_ _0\"></span>or de operati<span class=\"_ _0\"></span>onele cont<span class=\"_ _0\"></span>inu\u00efteit<span class=\"_ _0\"></span> van Ageas e<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x1d h64 y10c5 ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n om zijn <span class=\"_ _0\"></span>verplicht<span class=\"_ _0\"></span>ingen t<span class=\"_ _0\"></span>en opzic<span class=\"_ _0\"></span>hte van z<span class=\"_ _0\"></span>ijn stak<span class=\"_ _0\"></span>eholde<span class=\"_ _0\"></span>rs te</div>\n<div class=\"t m0 x1d h64 y10c6 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">vervull<span class=\"_ _0\"></span>en, worde<span class=\"_ _0\"></span>n de volge<span class=\"lsef ws11e\">nde criteria vooropgesteld<span class=\"_ _1\"></span>: <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y10c7 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10c8 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e ls10b ws13d\">Solvabiliteit</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x69 h64 y10c9 ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsed ws112\">De Risk<span class=\"_ _0\"></span> Consumpt<span class=\"_ _0\"></span>ion (RC, n<span class=\"_ _0\"></span>amelijk h<span class=\"_ _0\"></span>et niveau va<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 xe2 h64 y10ca ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">bufferk<span class=\"_ _0\"></span>apitaal d<span class=\"_ _0\"></span>at wordt ver<span class=\"_ _0\"></span>bruikt d<span class=\"_ _0\"></span>oor het huidi<span class=\"_ _0\"></span>ge risico<span class=\"_ _0\"></span>profiel,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 xe2 h64 y10cb ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">in overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met een verl<span class=\"_ _0\"></span>ies van 1 op 30 ja<span class=\"_ _0\"></span>ar) blijf<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 xe2 h64 y10cc ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">onder het<span class=\"_ _1\"></span> budget voor<span class=\"_ _1\"></span> Risk Appet<span class=\"_ _1\"></span>ite (RA) van<span class=\"_ _1\"></span> Ageas, bepaal<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 xe2 h64 y10cd ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">op 40% van het E<span class=\"_ _0\"></span>igen Verm<span class=\"_ _0\"></span>ogen (EV<span class=\"_ _0\"></span>), na aftrek v<span class=\"_ _0\"></span>an verwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 xe2 h64 y10ce ff13e fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>den.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y10cf ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsef ws11d\">De Capital Con<span class=\"_ _1\"></span>sumption (CC) <span class=\"_ _1\"></span>blijft onder<span class=\"_ _1\"></span> het Targe<span class=\"_ _1\"></span>t Capital </span></span></div>\n<div class=\"t m0 xe2 h64 y10d0 ff13e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">(TC), vas<span class=\"_ _0\"></span>tgest<span class=\"_ _0\"></span>eld op 17<span class=\"_ _0\"></span>5% van de <span class=\"_ _0\"></span>SCR</div>\n<div class=\"t m0 xa9 h76 y10d1 ff13e fs4b fc1c sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x24e h64 y10d2 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t m0 x1d h64 y10d3 ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10d4 ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e ls105 ws135\">W<span class=\"_ _1\"></span>ins<span class=\"_ _1\"></span>ten</span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x69 h64 y10d5 ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsef ws11e\">De afwijking van de gebu<span class=\"_ _1\"></span>dgetteerde IFRS</span><span class=\"ff13e\">-<span class=\"_ _1\"></span><span class=\"ls107 ws135\">winst pe<span class=\"lsed ws11d\">r einde jaar </span></span></span></span></div>\n<div class=\"t m0 xe2 h64 y10d6 ff13e fs44 fc1c sc0 ls103 ws11d\" style=\"z-index: 15;\">als <span class=\"_ _1\"></span><span class=\"lsed ws111\">gevolg<span class=\"ls0 ws0\"> </span><span class=\"ws112\">va<span class=\"_ _0\"></span>n een gecombi<span class=\"_ _0\"></span>neerd<span class=\"_ _0\"></span>e 1/10 financ<span class=\"_ _0\"></span>i\u00eble </span></span></div>\n<div class=\"t m0 xe2 h64 y10d7 ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verliesgebeur<span class=\"_ _1\"></span>tenis blij<span class=\"_ _1\"></span>ft beperkt <span class=\"_ _1\"></span>tot 100%. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y10d8 ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsed ws11d\">Met h<span class=\"_ _0\"></span>et volge<span class=\"_ _0\"></span>nde vroe<span class=\"_ _0\"></span>gtijdig<span class=\"_ _0\"></span>e waarsc<span class=\"_ _0\"></span>huwings<span class=\"_ _0\"></span>mechani<span class=\"_ _0\"></span>sme: D<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 xe2 h64 y10d9 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">afwijki<span class=\"_ _0\"></span>ng van de <span class=\"lsef ws113\">voorspelde<span class=\"ls0 ws0\"> <span class=\"ls106 ws136\">IFRS<span class=\"_ _1\"></span></span>-</span><span class=\"ws11e\">winst pe<span class=\"_ _1\"></span>r einde jaar (of </span></span></div>\n<div class=\"t m0 xe2 h64 y10da ff13e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gebudgetteerde<span class=\"_ _1\"></span> IFRS<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">winst<span class=\"_ _1\"></span> indien de p<span class=\"_ _1\"></span>rognose lager<span class=\"_ _1\"></span> is dan he<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 xe2 h64 y10db ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">budget) als<span class=\"_ _1\"></span> gevolg van <span class=\"_ _1\"></span>een gecombine<span class=\"_ _1\"></span>erde 1/10 <span class=\"_ _1\"></span>financi\u00eble</div>\n<div class=\"t m0 xe2 h64 y10dc ff13e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verliesgebeur<span class=\"_ _1\"></span>tenis blij<span class=\"_ _1\"></span>ft beperkt <span class=\"_ _1\"></span>tot 100%. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y10dd ff13e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y10de ff141 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff142\"> <span class=\"_ _3f\"> </span><span class=\"ff13e ls107 ws13e\">L<span class=\"_ _1\"></span>iquiditei<span class=\"_ _1\"></span>t </span><span class=\"ff13e\"> </span></span></div>\n<div class=\"t m0 x69 h64 y10df ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsed ws112\">De liqui<span class=\"_ _0\"></span>diteits<span class=\"_ _0\"></span>ratio vol<span class=\"_ _0\"></span>gens het bas<span class=\"_ _0\"></span>issce<span class=\"_ _0\"></span>nario <span class=\"lsef ws113\">bedraagt<span class=\"ls0 ws0\"> </span></span><span class=\"ws111\">ten </span></span></span></div>\n<div class=\"t m0 xe2 h64 y10e0 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">minste 10<span class=\"_ _0\"></span>0%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y10e1 ff143 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff142\"> <span class=\"_ _7\"> </span><span class=\"ff13e lsed ws112\">De liqui<span class=\"_ _0\"></span><span class=\"lsef ws11d\">diteitsratio v<span class=\"_ _1\"></span>olgens he<span class=\"_ _1\"></span>t stressscenario <span class=\"_ _1\"></span>bedraagt te<span class=\"_ _1\"></span>n </span></span></span></div>\n<div class=\"t m0 xe2 h64 y10e2 ff13e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">minste 10<span class=\"_ _0\"></span>0%.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 346px; height: 760px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff149 fs50 fcc sc0 ls116 ws14e\" style=\"z-index: 15;\">4.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff149 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Risicoclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Om een consis<span class=\"_ _1\"></span>tente en alomvattende<span class=\"_ _1\"></span> benadering van risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">identific<span class=\"_ _1\"></span>atie te wa<span class=\"_ _1\"></span>arborgen, hee<span class=\"_ _1\"></span>ft Ageas een <span class=\"_ _1\"></span>Risk Taxo<span class=\"_ _1\"></span>nomy gedefini<span class=\"_ _1\"></span>eerd voor de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste ri<span class=\"_ _0\"></span>sico's waa<span class=\"_ _0\"></span>r de Groep mee g<span class=\"_ _0\"></span>econfr<span class=\"_ _0\"></span>onteer<span class=\"_ _0\"></span>d kan worden.<span class=\"_ _0\"></span> De Risk Tax<span class=\"_ _0\"></span>onomy (hie<span class=\"_ _0\"></span>rna) ligt in li<span class=\"_ _0\"></span>jn met de ris<span class=\"_ _0\"></span>ic<span class=\"lsef ws11e\">ocategorie\u00ebn van Sol<span class=\"_ _1\"></span>vency II, </span></div>\n<div class=\"t m0 x2c h64 yb5a ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">hetgeen d<span class=\"_ _0\"></span>e afstemmi<span class=\"_ _0\"></span>ng van inte<span class=\"_ _0\"></span>rne en exter<span class=\"_ _0\"></span>ne rapport<span class=\"_ _0\"></span>ages ver<span class=\"_ _0\"></span>gemakke<span class=\"_ _0\"></span>lijkt.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 ha7 y113d ff150 fs67 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">TOTALE RISICO\u2019S</div>\n<div class=\"t mc x64 ha7 y113e ff150 fs67 fc12 sc0 ls0 ws0\" style=\"z-index: 15;\">RISICO TAXONOMIE</div>\n<div class=\"t md x152 ha8 y113f ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">FINANCIELE</div>\n<div class=\"t md x25c ha8 y1140 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISICO'S</div>\n<div class=\"t m0 x99 ha9 y1143 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Marktrisico</div>\n<div class=\"t m0 x92 ha9 y1144 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Wanbetalingsrisico</div>\n<div class=\"t m0 x20 ha9 y1145 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Liquiditeitsrisico</div>\n<div class=\"t m0 x20 ha9 y1146 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">(activa &amp; passiva)</div>\n<div class=\"t m0 x73 ha9 y1147 ff151 fs69 fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico van immateri\u00eble activa</div>\n<div class=\"t md x37 ha8 y113f ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">VERZEKERINGS-</div>\n<div class=\"t md x14b ha8 y1140 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISICO\u2019S</div>\n<div class=\"t m0 xcb ha9 y1143 ff151 fs69 fc28 sc0 ls0 ws0\" style=\"z-index: 15;\">Levensverzekeringsrisico</div>\n<div class=\"t m0 x1ee ha9 y1144 ff151 fs69 fc28 sc0 ls0 ws0\" style=\"z-index: 15;\">Verzekeringsrisico niet-leven</div>\n<div class=\"t m0 x37 ha9 y1145 ff151 fs69 fc28 sc0 ls0 ws0\" style=\"z-index: 15;\">Gezondheidsrisico</div>\n<div class=\"t md x6b ha8 y113f ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">OPERATIONELE</div>\n<div class=\"t md x78 ha8 y1140 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISICO'S</div>\n<div class=\"t m0 x125 ha9 y1143 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Arbeidspraktijken en</div>\n<div class=\"t m0 x76 ha9 y1148 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">veiligheid op de werkvloer</div>\n<div class=\"t m0 x69 ha9 y1149 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Uitvoering, oplevering</div>\n<div class=\"t m0 x69 ha9 y114a ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">en procesmanagement</div>\n<div class=\"t m0 x24 ha9 y114b ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Technologie</div>\n<div class=\"t m0 xf9 ha9 y114c ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Interne fraude</div>\n<div class=\"t m0 xe8 ha9 y114d ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Externe fraude</div>\n<div class=\"t m0 x25d ha9 y114e ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Schade aan materi\u00eble activa</div>\n<div class=\"t m0 xb2 ha9 y114f ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">(incl. fysieke beveiliging)</div>\n<div class=\"t m0 x25e ha9 y1150 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Klanten, producten,</div>\n<div class=\"t m0 x1d ha9 y1151 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">bedrijfs- en juridische praktijken</div>\n<div class=\"t m0 xd8 ha9 y1152 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Gedrag</div>\n<div class=\"t m0 x25d ha9 y1153 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Naleving van de regelgeving</div>\n<div class=\"t m0 xd8 ha9 y1154 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Derden</div>\n<div class=\"t m0 x69 ha9 y1155 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Wettelijke rapportage,</div>\n<div class=\"t m0 xa4 ha9 y1156 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">informatieverschaffing</div>\n<div class=\"t m0 x4c ha9 y1157 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">en belastingen</div>\n<div class=\"t m0 x25e ha9 y1158 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Bedrijfscontinu\u00efteit,</div>\n<div class=\"t m0 x67 ha9 y1159 ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">crisismanagement en</div>\n<div class=\"t m0 x7c ha9 y115a ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">operationele weerbaarheid</div>\n<div class=\"t m0 x105 ha9 y115b ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Gegevensbeheer</div>\n<div class=\"t m0 x67 ha9 y115c ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Informatiebeveiliging</div>\n<div class=\"t m0 x10d ha9 y115d ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">(incl. computerbeveiliging)</div>\n<div class=\"t m0 x5f ha9 y115e ff151 fs69 fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Model</div>\n<div class=\"t md xa7 ha8 y1141 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">STRATEGISCHE &amp;</div>\n<div class=\"t md xb6 ha8 y1142 ff150 fs68 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">BEDRIJFSRISICO'S</div>\n<div class=\"t m0 x22d ha9 y115f ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Strategisch risico</div>\n<div class=\"t m0 x25f ha9 y1160 ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Veranderingsrisico</div>\n<div class=\"t m0 xba ha9 y1161 ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Bedrijfstakrisico</div>\n<div class=\"t m0 xda ha9 y1162 ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Systeemrisico</div>\n<div class=\"t m0 xb6 ha9 y1163 ff151 fs69 fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Duurzaamheidsrisico</div>\n<div class=\"t m0 x2c h64 y1112 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De Taxonomie<span class=\"_ _1\"></span> is in <span class=\"_ _1\"></span>2020 bijgewer<span class=\"_ _1\"></span>kt en omvat<span class=\"_ _1\"></span> sindsdien <span class=\"_ _1\"></span>expliciet h<span class=\"_ _1\"></span>et</div>\n<div class=\"t m0 x2c h64 y1113 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Duurzaamheidsri<span class=\"_ _1\"></span>sico, wat he<span class=\"_ _1\"></span>t milieurisi<span class=\"_ _1\"></span>co en het <span class=\"_ _1\"></span>risi<span class=\"ws11e\">co in verband<span class=\"_ _1\"></span> met </span></div>\n<div class=\"t m0 x2c h64 y1114 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de klimaat<span class=\"_ _0\"></span>veran<span class=\"_ _0\"></span>dering omv<span class=\"_ _0\"></span>at, in het kade<span class=\"_ _0\"></span>r van een upd<span class=\"_ _0\"></span>ate van het</div>\n<div class=\"t m0 x2c h64 y1115 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Risicob<span class=\"_ _0\"></span>eleid van A<span class=\"_ _0\"></span>geas, een van d<span class=\"_ _0\"></span>e overk<span class=\"_ _0\"></span>oepelend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1116 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>beleidsd<span class=\"_ _0\"></span>ocument<span class=\"_ _0\"></span>en. Ande<span class=\"_ _0\"></span>re risicob<span class=\"_ _0\"></span>eleids<span class=\"_ _0\"></span>document<span class=\"_ _0\"></span>en die zijn</div>\n<div class=\"t m0 x2c h64 y1117 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">bijgewerkt om re<span class=\"_ _1\"></span>kening te houden<span class=\"_ _1\"></span> met ESG<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">overwegin<span class=\"_ _0\"></span>gen zijn<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">onder </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1118 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">meer het Produc<span class=\"_ _1\"></span>tgoedkeuringsbel<span class=\"_ _1\"></span>eid, het Outsourcing<span class=\"_ _1\"></span>sbeleid en het</div>\n<div class=\"t m0 x2c h64 y1119 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Inkoopbeleid<span class=\"_ _1\"></span>. Daarnaast i<span class=\"_ _1\"></span>s er een K<span class=\"_ _1\"></span>ader voor <span class=\"_ _1\"></span>Verantwoord<span class=\"_ _1\"></span> Beleggen</div>\n<div class=\"t m0 x2c h64 y111a ff147 fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eld. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y111b ff147 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y111c ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">In het kader van<span class=\"_ _1\"></span> onze benadering ten aan<span class=\"_ _1\"></span>zien van verant<span class=\"_ _1\"></span>woord</div>\n<div class=\"t m0 x2c h64 y111d ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeren strev<span class=\"_ _1\"></span>en we actief naar<span class=\"_ _1\"></span> transparante produ<span class=\"_ _1\"></span>ctaanbiedingen en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y111e ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">diensten wa<span class=\"_ _1\"></span>arbij duideli<span class=\"_ _1\"></span>jk blijkt da<span class=\"_ _1\"></span>t de ESG<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">risicofac<span class=\"_ _0\"></span>toren in aa<span class=\"_ _0\"></span>nmerki<span class=\"_ _0\"></span>ng </span></span></div>\n<div class=\"t m0 x2c h64 y111f ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">zijn genomen,<span class=\"_ _1\"></span> zoals veranderingen<span class=\"_ _1\"></span> in het klantenge<span class=\"_ _1\"></span>drag, en die</div>\n<div class=\"t m0 x2c h64 y1120 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">economische i<span class=\"_ _1\"></span>nclusie be<span class=\"_ _1\"></span>vorderen en e<span class=\"_ _1\"></span>cologisch en<span class=\"_ _1\"></span> sociaal veran<span class=\"_ _1\"></span>twoord</div>\n<div class=\"t m0 x2c h64 y1121 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gedrag van klan<span class=\"_ _1\"></span>ten sti<span class=\"ws11d\">muleren. <span class=\"_ _1\"></span>We proberen<span class=\"_ _1\"></span> ook onze<span class=\"_ _1\"></span> netto </span></div>\n<div class=\"t m0 x2c h64 y1122 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">blootst<span class=\"_ _0\"></span>elling aa<span class=\"_ _0\"></span>n fysieke ris<span class=\"_ _0\"></span>ico's die m<span class=\"_ _0\"></span>ogelijk on<span class=\"_ _0\"></span>tstaan als<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y1123 ff147 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an het A<span class=\"_ _0\"></span>kkoord v<span class=\"_ _0\"></span>an Parij<span class=\"_ _0\"></span>s niet w<span class=\"_ _0\"></span>orden g<span class=\"_ _0\"></span>ehaald, t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1124 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">beperk<span class=\"_ _0\"></span>en. Door vera<span class=\"_ _0\"></span>ntwoo<span class=\"_ _0\"></span>rd te belegge<span class=\"_ _0\"></span>n trachte<span class=\"_ _0\"></span>n we poten<span class=\"_ _0\"></span>ti\u00eble</div>\n<div class=\"t m0 x2c h64 y1125 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">kwetsbaarheden<span class=\"_ _1\"></span> te beheren en<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">te profit<span class=\"_ _0\"></span>eren van ka<span class=\"_ _0\"></span>nsen die ont<span class=\"_ _0\"></span>staan </span></span></div>\n<div class=\"t m0 x2c h64 y1126 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">door de tra<span class=\"_ _0\"></span>nsitie naar e<span class=\"_ _0\"></span>en koolst<span class=\"_ _0\"></span>ofarme ec<span class=\"_ _0\"></span>onomie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1127 ff147 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1128 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Het bele<span class=\"_ _0\"></span>id vereist dat<span class=\"_ _0\"></span> process<span class=\"_ _0\"></span>en en control<span class=\"_ _0\"></span>es contin<span class=\"_ _0\"></span>u worden bi<span class=\"_ _0\"></span>jgewerk<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1d h64 y1129 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">en dat er gara<span class=\"_ _0\"></span>nties wo<span class=\"_ _0\"></span>rden verst<span class=\"_ _0\"></span>rekt over hu<span class=\"_ _0\"></span>n ontwerp e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y112a ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">doeltreffendhe<span class=\"_ _1\"></span>id. Producten<span class=\"_ _1\"></span> en diens<span class=\"_ _1\"></span>t<span class=\"lsed ws112\">en zulle<span class=\"_ _0\"></span>n voortdur<span class=\"_ _0\"></span>end word<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 y112b ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">aangepast om dui<span class=\"_ _1\"></span>delijk aan te ge<span class=\"_ _1\"></span>ven dat er via formele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y112c ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">bestuursstruc<span class=\"_ _1\"></span>turen rekening<span class=\"_ _1\"></span> wordt geh<span class=\"_ _1\"></span>ouden met <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 y112d ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing, en veranderende<span class=\"_ _1\"></span> eisen en behoef<span class=\"_ _1\"></span>ten van klanten.</div>\n<div class=\"t m0 x1d h64 y112e ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Limiete<span class=\"_ _0\"></span>n zullen wo<span class=\"_ _0\"></span>rden bepa<span class=\"_ _0\"></span>ald, en doelst<span class=\"_ _0\"></span>elling<span class=\"_ _0\"></span>en zull<span class=\"lsef ws11d\">en evolueren. Ook </span></div>\n<div class=\"t m0 x1d h64 y112f ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">bij het behe<span class=\"_ _0\"></span>er door der<span class=\"_ _0\"></span>den moet<span class=\"_ _0\"></span>en er passen<span class=\"_ _0\"></span>de ESG<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">overw<span class=\"_ _0\"></span>egingen i<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y1130 ff147 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking worden<span class=\"_ _1\"></span> genomen, wat moet worden<span class=\"_ _1\"></span> aangetoond.<span class=\"_ _1\"></span> Jaarlijks</div>\n<div class=\"t m0 x1d h64 y1131 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">wordt er een o<span class=\"_ _0\"></span>efening uit<span class=\"_ _0\"></span>gevoe<span class=\"_ _0\"></span>rd om te beoor<span class=\"_ _0\"></span>delen of all<span class=\"_ _0\"></span>e vereist<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 y1132 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">het risicobe<span class=\"_ _1\"></span>leid worden n<span class=\"_ _1\"></span>ageleefd, en <span class=\"_ _1\"></span>worden a<span class=\"_ _1\"></span>ctieplannen opg<span class=\"_ _1\"></span>esteld</div>\n<div class=\"t m0 x1d h64 y1133 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">voor vast<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e tekortko<span class=\"_ _0\"></span>mingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1134 ff147 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1135 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De risico<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls107 ws13e\">in</span>-<span class=\"_ _1\"></span><span class=\"lsed ws112\">uitvoer<span class=\"_ _0\"></span>ingscycl<span class=\"_ _0\"></span>us (afge<span class=\"_ _0\"></span>beeld in de ill<span class=\"_ _0\"></span>ustrati<span class=\"_ _0\"></span>e van het ERM<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x1d h64 y1136 ff147 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">kader, s<span class=\"_ _0\"></span>ectie 4.<span class=\"_ _0\"></span>1) en de <span class=\"_ _0\"></span>Risk Tax<span class=\"_ _0\"></span>onomy z<span class=\"_ _0\"></span>ijn fund<span class=\"_ _0\"></span>amentee<span class=\"_ _0\"></span>l voor ons<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1137 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">rapportageproce<span class=\"_ _1\"></span>s aangaande <span class=\"_ _1\"></span>de belangrij<span class=\"_ _1\"></span>kste risic<span class=\"lsee ws161\">o's (Key Risk </span></div>\n<div class=\"t m0 x1d h64 y1138 ff147 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Reporting o<span class=\"_ _1\"></span>f KRR) en on<span class=\"_ _1\"></span>s rapportagep<span class=\"_ _1\"></span>roces aangaande<span class=\"_ _1\"></span> dreigende<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1139 ff147 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">risico's<span class=\"_ _0\"></span> (Emergi<span class=\"_ _0\"></span>ng Risk Repo<span class=\"_ _0\"></span>rting of ER<span class=\"_ _0\"></span>R).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 144px; height: 962px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff14b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.6.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Key Risk Report<span class=\"_ _1\"></span>ing (KRR)</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">KRR bestaat<span class=\"_ _1\"></span> uit een <span class=\"_ _1\"></span>systematische be<span class=\"_ _1\"></span>nadering om <span class=\"_ _1\"></span>de belangri<span class=\"_ _1\"></span>jkste</div>\n<div class=\"t m0 x2c h64 y8a7 ff14b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">(bestaa<span class=\"lsed ws112\">nde) risico'<span class=\"_ _0\"></span>s te identif<span class=\"_ _0\"></span>iceren e<span class=\"_ _0\"></span>n te beperke<span class=\"_ _0\"></span>n die een bedr<span class=\"_ _0\"></span>eiging </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">vormen v<span class=\"_ _0\"></span>oor de verwez<span class=\"_ _0\"></span>enlijki<span class=\"_ _0\"></span>ng van de zak<span class=\"_ _0\"></span>elijke en st<span class=\"_ _0\"></span>rategisch<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8a9 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an Ageas. H<span class=\"_ _0\"></span>et proces om<span class=\"_ _0\"></span>vat alle ris<span class=\"_ _0\"></span>icotyp<span class=\"_ _0\"></span>es in onze</div>\n<div class=\"t m0 x2c h64 y8aa ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">risicoc<span class=\"_ _0\"></span>lassific<span class=\"_ _0\"></span>atie om de b<span class=\"_ _0\"></span>elangrijk<span class=\"_ _0\"></span>ste risic<span class=\"_ _0\"></span>o's te ident<span class=\"_ _0\"></span>if<span class=\"lsef ws11d\">iceren, analysee<span class=\"_ _1\"></span>rt </span></div>\n<div class=\"t m0 x2c h64 y8ab ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">de oorz<span class=\"_ _0\"></span>aken van <span class=\"_ _0\"></span>risico's <span class=\"_ _0\"></span>en past r<span class=\"_ _0\"></span>elevant<span class=\"_ _0\"></span>e strat<span class=\"_ _0\"></span>egie\u00ebn to<span class=\"_ _0\"></span>e om op r<span class=\"_ _0\"></span>isico's</div>\n<div class=\"t m0 x2c h64 y8ac ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">te reageren. Tijd<span class=\"_ _1\"></span>ens dit proces<span class=\"_ _1\"></span> worden ge\u00efdentifi<span class=\"_ _1\"></span>ceerde risico'<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y8ad ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">beoorde<span class=\"_ _0\"></span>eld en beh<span class=\"_ _0\"></span>eerd met beh<span class=\"_ _0\"></span>ulp van de ris<span class=\"_ _0\"></span>icorati<span class=\"_ _0\"></span>ngmeth<span class=\"_ _0\"></span>odiek van</div>\n<div class=\"t m0 x2c h64 y8ae ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas. Waar<span class=\"_ _1\"></span>schijnlijkheids<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span><span class=\"ws11e\">en i<span class=\"lsed ws112\">mpactcriteri<span class=\"_ _0\"></span>a (financ<span class=\"_ _0\"></span>ieel en niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y8af ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">financieel)<span class=\"_ _1\"></span> worden gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> mate van<span class=\"_ _1\"></span> zorgwekkendhei<span class=\"_ _1\"></span>d te</div>\n<div class=\"t m0 x2c h64 y8b0 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">bepalen die<span class=\"_ _1\"></span> aangeeft wan<span class=\"_ _1\"></span>neer er maa<span class=\"_ _1\"></span>tregelen moe<span class=\"_ _1\"></span>ten worden</div>\n<div class=\"t m0 x2c h64 y8b1 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">genomen. Elk<span class=\"_ _1\"></span>e regio (r<span class=\"_ _1\"></span>eeks OpCo<span class=\"_ _1\"></span>'s en/of Join<span class=\"_ _1\"></span>t Ventures o<span class=\"_ _1\"></span>nder</div>\n<div class=\"t m0 x2c h64 y8b2 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gemeenschappel<span class=\"_ _1\"></span>ijk regionaal toe<span class=\"_ _1\"></span>zicht) en/<span class=\"ws11d\">of Op<span class=\"_ _1\"></span>co herbeoordeel<span class=\"_ _1\"></span>t de </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste ri<span class=\"_ _0\"></span>sico\u2019<span class=\"_ _0\"></span>s ten mins<span class=\"_ _0\"></span>te \u00e9\u00e9n k<span class=\"_ _0\"></span>eer per k<span class=\"_ _0\"></span>wartaal <span class=\"_ _0\"></span>en de</div>\n<div class=\"t m0 x2c h64 y8b4 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">belangrijks<span class=\"_ _1\"></span>te risico\u2019s w<span class=\"_ _1\"></span>orden ook op<span class=\"_ _1\"></span> groepsniveau<span class=\"_ _1\"></span> bewaakt en</div>\n<div class=\"t m0 x2c h64 y8b5 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>. De belangr<span class=\"_ _1\"></span>ijkste resul<span class=\"_ _1\"></span>taten van h<span class=\"_ _1\"></span>et proces w<span class=\"_ _1\"></span>orden</div>\n<div class=\"t m0 x2c h64 y8b6 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gedocumenteerd<span class=\"_ _1\"></span> in een kwartaalrappor<span class=\"_ _1\"></span>t over <span class=\"ws11d\">de bel<span class=\"_ _1\"></span>angrijkste r<span class=\"_ _1\"></span>isico's </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">van de Gro<span class=\"_ _1\"></span>ep. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">In het ee<span class=\"_ _1\"></span>rste kwartaal<span class=\"_ _1\"></span> van 2022 <span class=\"_ _1\"></span>voerde Ageas<span class=\"_ _1\"></span> een grondige<span class=\"_ _1\"></span> evaluatie</div>\n<div class=\"t m0 x2c h64 y9d9 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">uit van de gev<span class=\"_ _0\"></span>olgen van d<span class=\"_ _0\"></span>e Russisch<span class=\"_ _0\"></span>e invasie va<span class=\"_ _0\"></span>n Oekra\u00efn<span class=\"_ _0\"></span>e, waarbi<span class=\"_ _0\"></span>j het</div>\n<div class=\"t m0 x2c h64 y9da ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">volgend<span class=\"_ _0\"></span>e werd beh<span class=\"_ _0\"></span>andeld: (a) d<span class=\"_ _0\"></span>e geopol<span class=\"_ _0\"></span>itieke cont<span class=\"_ _0\"></span>ext en de</div>\n<div class=\"t m0 x2c h64 y9db ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">opeenvolging van<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11d\">gebeurtenis<span class=\"_ _1\"></span>sen, de in<span class=\"_ _1\"></span>ternationale re<span class=\"_ _1\"></span>actie en </span></div>\n<div class=\"t m0 x2c h64 y9dc ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble esca<span class=\"_ _0\"></span>latiesc<span class=\"_ _0\"></span>enario'<span class=\"_ _0\"></span>s, (b) ee<span class=\"_ _0\"></span>n kort ov<span class=\"_ _0\"></span>erzicht<span class=\"_ _0\"></span> van de</div>\n<div class=\"t m0 x2c h64 y9dd ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">voornaamste juri<span class=\"_ _1\"></span>dische gevolgen<span class=\"_ _1\"></span> van de invasie met een<span class=\"_ _1\"></span> focus op het</div>\n<div class=\"t m0 x2c h64 y9de ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">recht van<span class=\"_ _1\"></span> de EU, (c)<span class=\"_ _1\"></span> de direc<span class=\"_ _1\"></span>te blootstelling<span class=\"_ _1\"></span> van Agea<span class=\"_ _1\"></span>s (beleggingen <span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 y9df ff14b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">ondersch<span class=\"lsed ws112\">rijving), en (d<span class=\"_ _0\"></span>) de macro<span class=\"ls0 ws0\">-</span>eco<span class=\"_ _0\"></span>nomisc<span class=\"_ _0\"></span>he gevolge<span class=\"_ _0\"></span>n van het </span></div>\n<div class=\"t m0 x2c h64 y9e0 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">conflict. D<span class=\"_ _1\"></span>e conclusie <span class=\"_ _1\"></span>van de evalu<span class=\"_ _1\"></span>atie was da<span class=\"_ _1\"></span>t de operat<span class=\"_ _1\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y9e1 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span>en van A<span class=\"_ _0\"></span>geas ee<span class=\"_ _0\"></span>n verwa<span class=\"_ _0\"></span>arloosbar<span class=\"_ _0\"></span>e direct<span class=\"_ _0\"></span>e bloot<span class=\"_ _0\"></span>stellin<span class=\"_ _0\"></span>g hebben</div>\n<div class=\"t m0 x2c h64 y9e2 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">aan zowe<span class=\"_ _0\"></span>l Ruslan<span class=\"_ _0\"></span>d als Oek<span class=\"_ _0\"></span>ra\u00efne, <span class=\"_ _0\"></span>en geen v<span class=\"_ _0\"></span>astgest<span class=\"_ _0\"></span>elde b<span class=\"_ _0\"></span>lootste<span class=\"_ _0\"></span>lling <span class=\"ws111\">aan </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>en of entiteit<span class=\"_ _0\"></span>en die zij<span class=\"_ _0\"></span>n getroffe<span class=\"_ _0\"></span>n door de sanct<span class=\"_ _0\"></span>ies. Age<span class=\"_ _0\"></span>as heeft</div>\n<div class=\"t m0 x2c h64 y9e4 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">zijn waakzaamhe<span class=\"_ _1\"></span>idsniveau voor<span class=\"_ _1\"></span> cyberbeveiliging ve<span class=\"_ _1\"></span>rhoogd. Ageas</div>\n<div class=\"t m0 x2c h64 y9e5 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">evalueert de<span class=\"_ _1\"></span>ze risicobeoor<span class=\"_ _1\"></span>deling voortd<span class=\"_ _1\"></span>urend en h<span class=\"_ _1\"></span>oudt daarbij r<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x2c h64 y9e6 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">met nieuwe<span class=\"_ _1\"></span> risico<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws111\">inzicht<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y9e7 ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e8 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste risico'<span class=\"_ _1\"></span>s waarmee Agea<span class=\"_ _1\"></span>s in 2022<span class=\"_ _1\"></span> te maken <span class=\"_ _1\"></span>kreeg waren<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b\">r<span class=\"_ _1\"></span><span class=\"ls103 ws11d\">ente<span class=\"_ _1\"></span>risi<span class=\"_ _1\"></span>co</span>; </span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b ls103 ws151\">r<span class=\"_ _1\"></span>isico<span class=\"_ _1\"></span> va<span class=\"lsed ws112\">n hogere inflat<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\">; </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws11d\">uitvoering v<span class=\"_ _0\"></span>an IFRS 9/<span class=\"_ _0\"></span>17<span class=\"ls0 ws0\">; </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ec ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws112\">volatiele / ongun<span class=\"_ _0\"></span>stige mark<span class=\"_ _0\"></span>tschom<span class=\"_ _0\"></span>meling<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">.  </span></span></span></div>\n<div class=\"t m0 x2c h6c ya43 ff14f fs44 fc1d sc0 ls103 ws11d\" style=\"z-index: 15;\">Rente<span class=\"_ _1\"></span>risico<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya44 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De rentev<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>eit die de mar<span class=\"_ _0\"></span>kten hadd<span class=\"_ _0\"></span>en verwac<span class=\"_ _0\"></span>ht, is <span class=\"lsef ws113\">werkelijkheid </span></div>\n<div class=\"t m0 x2c h64 ya45 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">geword<span class=\"_ _0\"></span>en en door de sti<span class=\"_ _0\"></span>jging van d<span class=\"_ _0\"></span>e rentevoet<span class=\"_ _0\"></span>en rijst de v<span class=\"_ _0\"></span>raag over</div>\n<div class=\"t m0 x2c h64 ya46 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">hogere ren<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span>en voor kla<span class=\"_ _0\"></span>nten in de act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en Leven<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ya47 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">spaarproducte<span class=\"_ _1\"></span>n en Pensioenprodu<span class=\"_ _1\"></span>cten. Na enige terugho<span class=\"_ _1\"></span>udendheid</div>\n<div class=\"t m0 x2c h64 ya48 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">werden de <span class=\"_ _1\"></span>hogere rente<span class=\"_ _1\"></span>voeten weerspieg<span class=\"_ _1\"></span>eld in d<span class=\"_ _1\"></span>e deposi<span class=\"lsed ws112\">torente die </span></div>\n<div class=\"t m0 x2c h64 ya49 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">wordt aan<span class=\"_ _0\"></span>gebode<span class=\"_ _0\"></span>n door retail<span class=\"_ _0\"></span>banken.<span class=\"_ _0\"></span> De snel stij<span class=\"_ _0\"></span>gende rent<span class=\"_ _0\"></span>evoeten</div>\n<div class=\"t m0 x2c h64 ya4a ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">vereisen een sn<span class=\"_ _1\"></span>eller reactievermog<span class=\"_ _1\"></span>en in Leven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">spaar<span class=\"_ _0\"></span>producte<span class=\"_ _0\"></span>n om een </span></span></div>\n<div class=\"t m0 x2c h64 ya4b ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk verl<span class=\"_ _0\"></span>ies va<span class=\"_ _0\"></span>n premie<span class=\"ls0 ws0\">-</span><span class=\"ws112\">ink<span class=\"_ _0\"></span>omen te ver<span class=\"_ _0\"></span>mijden. M<span class=\"_ _0\"></span>aar aangez<span class=\"_ _0\"></span>ien er </span></div>\n<div class=\"t m0 x2c h64 ya4c ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">op korte t<span class=\"_ _0\"></span>ermij<span class=\"_ _0\"></span>n rekenin<span class=\"_ _0\"></span>g wordt g<span class=\"_ _0\"></span>ehoude<span class=\"_ _0\"></span><span class=\"lsef\">n met re<span class=\"_ _1\"></span>nteverhogingen,<span class=\"_ _1\"></span> en de </span></div>\n<div class=\"t m0 x2c h64 ya4d ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">tienjaa<span class=\"_ _0\"></span>rsrent<span class=\"_ _0\"></span>e sinds h<span class=\"_ _0\"></span>et begin v<span class=\"_ _0\"></span>an 2022 m<span class=\"_ _0\"></span>et circa <span class=\"_ _0\"></span>30 basis<span class=\"_ _0\"></span>punten is<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya4e ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">gedaald, wordt he<span class=\"_ _1\"></span>t moeilijker om<span class=\"_ _1\"></span> de rente op producte<span class=\"_ _1\"></span>n te verhogen. In<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4f ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de huidig<span class=\"_ _0\"></span>e situati<span class=\"_ _0\"></span>e vormen de st<span class=\"_ _0\"></span>ijgende re<span class=\"_ _0\"></span>ntevoet<span class=\"_ _0\"></span>en een aant<span class=\"_ _0\"></span>rekkelij<span class=\"_ _0\"></span>ke</div>\n<div class=\"t m0 x2c h64 ya50 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">marge op <span class=\"_ _1\"></span>spaarrekeningen <span class=\"_ _1\"></span>voor banken<span class=\"_ _1\"></span>, die de h<span class=\"_ _1\"></span>ogere depo<span class=\"_ _1\"></span>sitorente</div>\n<div class=\"t m0 x2c h64 ya51 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">slechts<span class=\"_ _0\"></span> gedeelt<span class=\"_ _0\"></span>elijk do<span class=\"_ _0\"></span>orgeven <span class=\"_ _0\"></span>aan kla<span class=\"_ _0\"></span>nten, wa<span class=\"_ _0\"></span>t leidt t<span class=\"_ _0\"></span>ot een pot<span class=\"_ _0\"></span>entiee<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x2c h64 ya52 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">risico voor de vo<span class=\"_ _1\"></span>lumes in het segment<span class=\"_ _1\"></span> van de bankverzek<span class=\"_ _1\"></span>eringen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c ycca ff14f fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Risico v<span class=\"_ _0\"></span>an hoger<span class=\"_ _0\"></span>e inflat<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yccb ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De inflatie<span class=\"_ _1\"></span> vertoonde<span class=\"_ _1\"></span> tegen het e<span class=\"_ _1\"></span>inde van <span class=\"_ _1\"></span>2022 tekenen<span class=\"_ _1\"></span> van een d<span class=\"_ _1\"></span>aling,</div>\n<div class=\"t m0 x1d h64 yccc ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">na de hoogtepun<span class=\"_ _1\"></span>ten die in veel landen wer<span class=\"_ _1\"></span>den waargenomen na<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 yccd ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">genome<span class=\"_ _0\"></span>n monetai<span class=\"_ _0\"></span>re en budget<span class=\"_ _0\"></span>taire maat<span class=\"_ _0\"></span>regel<span class=\"_ _0\"></span>en als gevol<span class=\"_ _0\"></span>g van de</div>\n<div class=\"t m0 x1d h64 ycce ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">coronapandemie<span class=\"_ _1\"></span> en de R<span class=\"_ _1\"></span>ussische invas<span class=\"_ _1\"></span>ie van Oek<span class=\"_ _1\"></span>ra\u00efne. Zowel <span class=\"lsed ws112\">de ECB </span></div>\n<div class=\"t m0 x1d h64 yccf ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">als de B<span class=\"_ _0\"></span>ritse ce<span class=\"_ _0\"></span>ntrale ba<span class=\"_ _0\"></span>nk hebbe<span class=\"_ _0\"></span>n laten w<span class=\"_ _0\"></span>eten va<span class=\"_ _0\"></span>n plan te z<span class=\"_ _0\"></span>ijn om d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 ycd0 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">rente gem<span class=\"_ _0\"></span>atigd te verh<span class=\"_ _0\"></span>ogen tot d<span class=\"_ _0\"></span>e inflatiev<span class=\"_ _0\"></span>ooruitzi<span class=\"_ _0\"></span>chten vo<span class=\"_ _0\"></span>or de</div>\n<div class=\"t m0 x1d h64 ycd1 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">middell<span class=\"_ _0\"></span>ange term<span class=\"_ _0\"></span>ijn aanslu<span class=\"_ _0\"></span>iten op hun be<span class=\"_ _0\"></span>leidsdo<span class=\"_ _0\"></span>elstelli<span class=\"_ _0\"></span>ng, en zal de</div>\n<div class=\"t m0 x1d h64 y960 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">tariev<span class=\"_ _0\"></span>en naar verw<span class=\"_ _0\"></span>achting ver<span class=\"_ _0\"></span>der blijv<span class=\"_ _0\"></span>en verh<span class=\"lsef ws113\">ogen. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y961 ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Hoewel gemeend word<span class=\"_ _1\"></span>t dat de inflatie in<span class=\"_ _1\"></span> de Niet<span class=\"ls0 ws0\">-</span><span class=\"ws113\">Lev<span class=\"_ _1\"></span>enactiviteiten<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y963 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">minder di<span class=\"_ _0\"></span>recte gev<span class=\"_ _0\"></span>olgen heef<span class=\"_ _0\"></span>t voor de bala<span class=\"_ _0\"></span>ns dan in de Leve<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y964 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten, is er v<span class=\"_ _0\"></span>oor de Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">Levenact<span class=\"_ _1\"></span>iviteiten een<span class=\"_ _1\"></span> specifie<span class=\"_ _1\"></span>k </span></span></div>\n<div class=\"t m0 x1d h64 y965 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">aandac<span class=\"_ _0\"></span>htspunt <span class=\"_ _0\"></span>dat verb<span class=\"_ _0\"></span>and houdt<span class=\"_ _0\"></span> met tar<span class=\"_ _0\"></span>iefma<span class=\"_ _0\"></span>rkten waa<span class=\"_ _0\"></span>r d<span class=\"ws111\">e </span></div>\n<div class=\"t m0 x1d h64 y966 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">aanpass<span class=\"_ _0\"></span>ing van <span class=\"_ _0\"></span>premies v<span class=\"_ _0\"></span>an Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Levenproduc<span class=\"_ _0\"></span>ten aan de i<span class=\"_ _0\"></span>nflatie </span></span></div>\n<div class=\"t m0 x1d h64 y967 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">doorgaa<span class=\"_ _0\"></span>ns weini<span class=\"_ _0\"></span>g rekening ho<span class=\"_ _0\"></span>udt met de cl<span class=\"_ _0\"></span>aimsinfl<span class=\"_ _0\"></span>atie. Age<span class=\"_ _0\"></span>as volgt all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y968 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">aspecte<span class=\"_ _0\"></span>n van de activ<span class=\"_ _0\"></span>iteiten i<span class=\"_ _0\"></span>n dergelij<span class=\"_ _0\"></span>ke tijden va<span class=\"_ _0\"></span>n volatie<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 y969 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">marktinf<span class=\"_ _0\"></span>latie o<span class=\"_ _0\"></span>p de voet<span class=\"_ _0\"></span>, en antic<span class=\"_ _0\"></span>ipeert<span class=\"_ _0\"></span> op gevol<span class=\"_ _0\"></span>gen vo<span class=\"ws112\">o<span class=\"_ _0\"></span>r de winst<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">en</span>-</span></span></div>\n<div class=\"t m0 x1d h64 y96a ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">verliesrekening<span class=\"_ _1\"></span>, waarbij vooral<span class=\"_ _1\"></span> het volgende in<span class=\"_ _1\"></span> aanmerking word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y96b ff14b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">genomen: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96c ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws112\">Reserverisic<span class=\"_ _0\"></span>o: impact v<span class=\"_ _0\"></span>an de hoge inf<span class=\"_ _0\"></span>latie op uits<span class=\"_ _0\"></span>taande cla<span class=\"_ _0\"></span>ims<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x1d h64 y96d ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsef ws11d\">Pr<span class=\"_ _1\"></span>emierisico: g<span class=\"_ _1\"></span>rotere behoe<span class=\"_ _1\"></span>fte dat bed<span class=\"_ _1\"></span>rijven flexibe<span class=\"_ _1\"></span>l reageren<span class=\"_ _1\"></span> (het </span></span></div>\n<div class=\"t m0 x69 h64 y96e ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">wordt steed<span class=\"_ _1\"></span>s belangrijker<span class=\"_ _1\"></span> om snel<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">beslissingen<span class=\"_ _1\"></span> te nemen, zoal<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x69 h64 y96f ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">prijsaanpass<span class=\"_ _1\"></span>ingen, maar ook<span class=\"_ _1\"></span> belangrijk is de wendba<span class=\"_ _1\"></span>arheid van</div>\n<div class=\"t m0 x69 h64 y970 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijke bedri<span class=\"_ _0\"></span>jfssegm<span class=\"_ _0\"></span>enten, zo<span class=\"_ _0\"></span>als het Pr<span class=\"_ _0\"></span>oductse<span class=\"_ _0\"></span>gment, het</div>\n<div class=\"t m0 x69 h64 y971 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Commerc<span class=\"_ _0\"></span>i\u00eble en Sal<span class=\"_ _0\"></span>essegme<span class=\"_ _0\"></span>nt, Prijs<span class=\"_ _0\"></span>zettin<span class=\"_ _0\"></span>g...). Do<span class=\"_ _0\"></span>or de volatie<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x69 h64 y972 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">omstandigheden<span class=\"_ _1\"></span> kan de concurren<span class=\"_ _1\"></span>tie op het vlak van markt<span class=\"_ _1\"></span>aandeel</div>\n<div class=\"t m0 x69 h64 y973 ff14b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">toenemen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y974 ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws112\">Gevolgen voor de fin<span class=\"_ _0\"></span>anci\u00eble k<span class=\"_ _0\"></span>oopkrac<span class=\"_ _0\"></span>ht van de huis<span class=\"_ _0\"></span>houden<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y975 ff14d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff14e\"> <span class=\"_ _3f\"> </span><span class=\"ff14b lsed ws112\">Grotere kans op fr<span class=\"_ _0\"></span>aude (inc<span class=\"_ _0\"></span>lusief cyb<span class=\"_ _0\"></span>erfraud<span class=\"_ _0\"></span>e). <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h6c ya63 ff14f fs44 fc1d sc0 lsf9 ws13b\" style=\"z-index: 15;\">IFRS 9/17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya64 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">De nieuwe normen v<span class=\"_ _1\"></span>oor financi\u00eble<span class=\"_ _1\"></span> verslaggeving intro<span class=\"_ _1\"></span>duceren een</div>\n<div class=\"t m0 x1d h64 ya65 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">aantal uit<span class=\"_ _1\"></span>voeringsrisico's<span class=\"_ _1\"></span> in verband<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">met de inter<span class=\"_ _0\"></span>pretatie en </span></span></div>\n<div class=\"t m0 x1d h64 y979 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">impleme<span class=\"_ _0\"></span>ntatie va<span class=\"_ _0\"></span>n IFRS 9/17.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y97b ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Hoewel er zeer goe<span class=\"_ _1\"></span>de vooruitgang is<span class=\"_ _1\"></span> geboekt en er door de e<span class=\"_ _1\"></span>xterne</div>\n<div class=\"t m0 x1d h64 y97c ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">accountants ge<span class=\"_ _1\"></span>en signif<span class=\"_ _1\"></span>icante kwes<span class=\"_ _1\"></span>ties zijn gerap<span class=\"_ _1\"></span>porteerd, han<span class=\"_ _1\"></span>teert</div>\n<div class=\"t m0 x1d h64 ya66 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas een <span class=\"_ _1\"></span>voorzichtige <span class=\"_ _1\"></span>benadering en <span class=\"_ _1\"></span>monitort he<span class=\"_ _1\"></span>t de uitvoer<span class=\"_ _1\"></span>ing va<span class=\"lsed ws111\">n </span></div>\n<div class=\"t m0 x1d h64 ya67 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">IFRS 9/17 n<span class=\"_ _1\"></span>auwgezet al<span class=\"_ _1\"></span>s een belangri<span class=\"_ _1\"></span>jk risico<span class=\"_ _1\"></span> gezien de<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya68 ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">middel<span class=\"_ _0\"></span>en en de af<span class=\"_ _0\"></span>stemmin<span class=\"_ _0\"></span>g met de j<span class=\"_ _0\"></span>oint v<span class=\"_ _0\"></span>entures.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y980 ff14f fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Volatiele <span class=\"_ _1\"></span>/ ongunstige<span class=\"_ _1\"></span> marktschommeli<span class=\"_ _1\"></span>ngen<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y981 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Naast risi<span class=\"_ _1\"></span>co's op midde<span class=\"_ _1\"></span>llange termij<span class=\"_ _1\"></span>n (bijv. ha<span class=\"_ _1\"></span>ndelsspannin<span class=\"_ _1\"></span>gen tussen</div>\n<div class=\"t m0 x1d h64 y982 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de EU en het VK na de <span class=\"lsef ws11e\">Brexit, spanningen tussen de VS en Ch<span class=\"_ _1\"></span>ina, </span></div>\n<div class=\"t m0 x1d h64 y983 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">oorlog tus<span class=\"_ _0\"></span>sen Rusl<span class=\"_ _0\"></span>and en Oekr<span class=\"_ _0\"></span>a\u00efne...<span class=\"_ _0\"></span>), leiden de r<span class=\"_ _0\"></span>estere<span class=\"_ _0\"></span>nde gevolg<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 ya6c ff14b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">van de p<span class=\"_ _0\"></span>andemie,<span class=\"_ _0\"></span> in comb<span class=\"_ _0\"></span>inatie m<span class=\"_ _0\"></span>et volat<span class=\"_ _0\"></span>iele ma<span class=\"_ _0\"></span>rktscho<span class=\"_ _0\"></span>mmeling<span class=\"_ _0\"></span>en, tot</div>\n<div class=\"t m0 x1d h64 ya6d ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble onguns<span class=\"_ _0\"></span>tige eff<span class=\"_ _0\"></span>ecten op de wi<span class=\"_ _0\"></span>nst, de solv<span class=\"_ _0\"></span>abilitei<span class=\"_ _0\"></span>t en de</div>\n<div class=\"t m0 x1d h64 ya6e ff14b fs44 fc1c sc0 ls107 ws13e\" style=\"z-index: 15;\">liquidi<span class=\"_ _1\"></span>te<span class=\"lsf9 ws124\">it. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya6f ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya70 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas volgt <span class=\"_ _1\"></span>dit risico<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>voet via re<span class=\"_ _1\"></span>gelmatige moni<span class=\"_ _1\"></span>toringprocessen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya71 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">en de rapporter<span class=\"_ _1\"></span>ing daarvan, en via bes<span class=\"_ _1\"></span>tuursorganen zo<span class=\"_ _1\"></span>als het</div>\n<div class=\"t m0 x1d h64 ya72 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Investment C<span class=\"_ _1\"></span>ommittee van<span class=\"_ _1\"></span> Ageas. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya73 ff14b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya74 ff14b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Voor alle <span class=\"_ _1\"></span>belangrijke <span class=\"_ _1\"></span>risico's bes<span class=\"_ _1\"></span>chikt Agea<span class=\"_ _1\"></span>s over proc<span class=\"ws11e\">essen<span class=\"_ _1\"></span> om van </span></div>\n<div class=\"t m0 x1d h64 ya75 ff14b fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">nabij te volgen<span class=\"_ _1\"></span> hoe risico's evo<span class=\"_ _1\"></span>lueren, en heeft he<span class=\"_ _1\"></span>t acties gedefinieerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya76 ff14b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">om zijn risi<span class=\"_ _0\"></span>cobloot<span class=\"_ _0\"></span>stellin<span class=\"_ _0\"></span>gen te bepe<span class=\"_ _0\"></span>rken.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff152 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.6.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Emerging Ri<span class=\"_ _1\"></span>sk Reporting</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hee<span class=\"_ _0\"></span>ft ook een pr<span class=\"_ _0\"></span>oces voor dre<span class=\"_ _0\"></span>igende ri<span class=\"_ _0\"></span>sico's ge\u00ef<span class=\"_ _0\"></span>mpleme<span class=\"_ _0\"></span>nteerd</div>\n<div class=\"t m0 x2c h64 y8a7 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(Emerging R<span class=\"_ _1\"></span>isk Process)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a9 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"lsed ws112\">Her)verzek<span class=\"_ _0\"></span>eraars<span class=\"_ _0\"></span> staan voor v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen en onz<span class=\"_ _0\"></span>ekerhe<span class=\"_ _0\"></span>den die zic<span class=\"_ _0\"></span>h </span></div>\n<div class=\"t m0 x2c h64 y8aa ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">steeds s<span class=\"_ _0\"></span>neller l<span class=\"_ _0\"></span>ijken te o<span class=\"_ _0\"></span>ntwikk<span class=\"_ _0\"></span>elen. Inz<span class=\"_ _0\"></span>icht in <span class=\"_ _0\"></span>deze ver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>gen kan</div>\n<div class=\"t m0 x2c h64 y8ab ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas hel<span class=\"_ _0\"></span>pen nieuw<span class=\"_ _0\"></span>e kansen te ont<span class=\"_ _0\"></span>dekke<span class=\"_ _0\"></span>n of maatre<span class=\"_ _0\"></span>gelen te</div>\n<div class=\"t m0 x2c h64 y8ac ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elen om de pot<span class=\"_ _0\"></span>enti\u00ebl<span class=\"_ _0\"></span>e risico's di<span class=\"_ _0\"></span>e daarmee ge<span class=\"_ _0\"></span>paard g<span class=\"_ _0\"></span><span class=\"ws11d\">aan, te </span></div>\n<div class=\"t m0 x2c h64 y8ad ff152 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beperk<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8af ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dreige<span class=\"_ _0\"></span>nde risico'<span class=\"_ _0\"></span>s worden af<span class=\"_ _0\"></span>geleid uit<span class=\"_ _0\"></span> nieuwe tre<span class=\"_ _0\"></span>nds (actue<span class=\"_ _0\"></span>le en</div>\n<div class=\"t m0 x2c h64 y8b0 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toekomstige<span class=\"_ _1\"></span> ontwikkelingen in<span class=\"_ _1\"></span> verband met de interne<span class=\"_ _1\"></span> en externe</div>\n<div class=\"t m0 x2c h64 y8b1 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omgeving, waar<span class=\"_ _1\"></span>onder stra<span class=\"_ _1\"></span>tegische doe<span class=\"_ _1\"></span>lstellingen)<span class=\"_ _1\"></span>, die een mo<span class=\"_ _1\"></span>gelijke</div>\n<div class=\"t m0 x2c h64 y8b2 ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dreigi<span class=\"_ _0\"></span>ng of risic<span class=\"_ _0\"></span>o voor d<span class=\"_ _0\"></span>e ondern<span class=\"_ _0\"></span>eming kun<span class=\"_ _0\"></span>nen vor<span class=\"_ _0\"></span>men en di<span class=\"_ _0\"></span>e<span class=\"ws112\">, gezien </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hun aard, o<span class=\"_ _0\"></span>nzeker en moe<span class=\"_ _0\"></span>ilijk kwa<span class=\"_ _0\"></span>ntifice<span class=\"_ _0\"></span>erbaar zi<span class=\"_ _0\"></span>jn. Drei<span class=\"_ _0\"></span>gende risic<span class=\"_ _0\"></span>o's</div>\n<div class=\"t m0 x2c h64 y8b4 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen ook <span class=\"_ _1\"></span>trends omva<span class=\"_ _1\"></span>tten die nog<span class=\"_ _1\"></span> onvoldoende <span class=\"_ _1\"></span>worden begrepen<span class=\"_ _1\"></span> (en</div>\n<div class=\"t m0 x2c h64 y8b5 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die uitein<span class=\"_ _0\"></span>delijk,<span class=\"_ _0\"></span> naarmat<span class=\"_ _0\"></span>e we er een beter in<span class=\"_ _0\"></span>zicht in ve<span class=\"_ _0\"></span>rkrijgen,<span class=\"_ _0\"></span> kansen</div>\n<div class=\"t m0 x2c h64 y8b6 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zouden kunnen zi<span class=\"_ _1\"></span>jn). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d7 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Group Stra<span class=\"_ _1\"></span>tegy heeft e<span class=\"_ _1\"></span>en goed inge<span class=\"_ _1\"></span>burgerd ja<span class=\"_ _1\"></span>arlijks Hori<span class=\"_ _1\"></span>zon Scan<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9d8 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">proces w<span class=\"_ _0\"></span>aarbij er aan v<span class=\"_ _0\"></span>astgest<span class=\"_ _0\"></span>elde nieuw<span class=\"_ _0\"></span>e trends ee<span class=\"_ _0\"></span>n score wordt<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9d9 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end, enerz<span class=\"_ _0\"></span>ijds op bas<span class=\"_ _0\"></span>is van een AI<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">analyse, en ander<span class=\"_ _1\"></span>zijds op </span></span></div>\n<div class=\"t m0 x2c h64 y9da ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> de opinie <span class=\"_ _1\"></span>van medewer<span class=\"_ _1\"></span>kers van Agea<span class=\"_ _1\"></span>s uit de h<span class=\"_ _1\"></span>ele Groep</div>\n<div class=\"t m0 x2c h64 y9db ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(door m<span class=\"ws11d\">iddel<span class=\"_ _1\"></span> van een enq<span class=\"_ _1\"></span>u\u00eate). Het <span class=\"_ _1\"></span>Horizon Scan<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>proces word<span class=\"_ _1\"></span>t verder</div>\n<div class=\"t m0 x2c h64 y9dc ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">versterk<span class=\"_ _0\"></span>t door een w<span class=\"_ _0\"></span>erkgroe<span class=\"_ _0\"></span>p, Think2<span class=\"_ _0\"></span>030, een toek<span class=\"_ _0\"></span>omstge<span class=\"_ _0\"></span>richte g<span class=\"_ _0\"></span>roep</div>\n<div class=\"t m0 x2c h64 y9dd ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met een s<span class=\"_ _1\"></span>trategische fo<span class=\"_ _1\"></span>cus, samengestel<span class=\"_ _1\"></span>d uit<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>stakeholders <span class=\"_ _1\"></span>uit alle</div>\n<div class=\"t m0 x2c h64 y9de ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span>en van d<span class=\"_ _0\"></span>e Ageas<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">groep. Di<span class=\"_ _1\"></span>e componenten vo<span class=\"_ _1\"></span>rmen de bas<span class=\"lsed ws11d\">is voor </span></span></span></div>\n<div class=\"t m0 x2c h64 y9df ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de samens<span class=\"_ _0\"></span>telling<span class=\"_ _0\"></span> van de Horizo<span class=\"_ _0\"></span>n Scan<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">radar om de focus en de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">priorit<span class=\"_ _0\"></span>eiten te be<span class=\"_ _0\"></span>palen in een Ho<span class=\"_ _0\"></span>rizon Sc<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">rapport. </span> </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel tal<span class=\"_ _1\"></span> van externe<span class=\"_ _1\"></span> bronnen (rapp<span class=\"_ _1\"></span>orten uit<span class=\"_ _1\"></span> de verzeker<span class=\"_ _1\"></span>ingssector,</div>\n<div class=\"t m0 x2c h64 y9e2 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">forums, rappo<span class=\"_ _1\"></span>rten van <span class=\"_ _1\"></span>vergelijkbare<span class=\"_ _1\"></span> bedrijven\u2026) <span class=\"_ _1\"></span>belangrijke</div>\n<div class=\"t m0 x2c h64 y9e3 ff152 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inpu<span class=\"ws11e\">tfactoren<span class=\"_ _1\"></span> voor het rapporteri<span class=\"_ _1\"></span>ngsproces van dre<span class=\"_ _1\"></span>igende risico's<span class=\"_ _1\"></span> zijn, </span></div>\n<div class=\"t m0 x2c h64 y9e4 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn het Hor<span class=\"_ _0\"></span>izon Scan<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rappor<span class=\"_ _1\"></span>t en de Emerg<span class=\"_ _1\"></span>ing Risk R<span class=\"_ _1\"></span>eports van </span></span></div>\n<div class=\"t m0 x2c h64 y9e5 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regionale <span class=\"_ _1\"></span>/ operationel<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span> de belangr<span class=\"_ _1\"></span>ijkste bron<span class=\"_ _1\"></span> van inpu<span class=\"_ _1\"></span>t voor</div>\n<div class=\"t m0 x2c h64 y9e6 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het Emerging<span class=\"_ _1\"></span> Risk Repor<span class=\"_ _1\"></span>t van de G<span class=\"_ _1\"></span>roep. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e7 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">  </div>\n<div class=\"t m0 x2c h64 y9e8 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas volgt<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">zes dimensie<span class=\"_ _1\"></span>s (PESTLE) om mogelij<span class=\"_ _1\"></span>ke dreigende risi<span class=\"_ _1\"></span>co's te </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>iceren, en l<span class=\"_ _0\"></span>egt zo een du<span class=\"_ _0\"></span>idelijk ve<span class=\"_ _0\"></span>rband met z<span class=\"_ _0\"></span>ijn strate<span class=\"_ _0\"></span>gie (meest<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x2c h64 y9ea ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn de zes di<span class=\"_ _0\"></span>mensies<span class=\"_ _0\"></span> onlosmak<span class=\"_ _0\"></span>elijk met<span class=\"_ _0\"></span> elkaar ver<span class=\"_ _0\"></span>bonden):<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9eb ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 ls107 ws13e\">Po<span class=\"_ _1\"></span>litiek</span><span class=\"ff152\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9ec ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">E<span class=\"_ _1\"></span>conom<span class=\"ls107 ws13e\">ie</span></span><span class=\"ff152\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">So<span class=\"_ _1\"></span>ci</span><span class=\"ff152\">a<span class=\"lsed ws111\">al</span> </span></span></div>\n<div class=\"t m0 x2c h64 y9ee ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">T<span class=\"_ _1\"></span>echnologi</span><span class=\"ff152\">e </span></span></div>\n<div class=\"t m0 x2c h64 y9ef ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 ls10b ws13d\">Wettelijk</span><span class=\"ff152\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f0 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 ls107 ws13e\">M<span class=\"_ _1\"></span>ilieu</span><span class=\"ff152\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9f1 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9f2 ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Ageas h<span class=\"_ _0\"></span>eeft een m<span class=\"_ _0\"></span>ethodol<span class=\"_ _0\"></span>ogie ont<span class=\"_ _0\"></span>wikkel<span class=\"_ _0\"></span>d om aan n<span class=\"_ _0\"></span>ieuwe r<span class=\"_ _0\"></span>isico's <span class=\"_ _0\"></span>een</div>\n<div class=\"t m0 x2c h64 y9f3 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rating toe te kennen<span class=\"_ _1\"></span> waarbij criteri<span class=\"_ _1\"></span>a van nabijheid<span class=\"_ _1\"></span> en impact worden</div>\n<div class=\"t m0 x2c h64 y9f4 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruikt<span class=\"_ _0\"></span> om de meest ges<span class=\"_ _0\"></span>chikte a<span class=\"_ _0\"></span>anpak te bep<span class=\"_ _0\"></span>alen. Elk<span class=\"_ _0\"></span>e relevant<span class=\"_ _0\"></span>e trend</div>\n<div class=\"t m0 x2c h64 y9f5 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en de daar<span class=\"_ _1\"></span>mee gepaard <span class=\"_ _1\"></span>gaande ri<span class=\"_ _1\"></span>sico's worden<span class=\"_ _1\"></span> beoo<span class=\"lsed\">rdeeld om t<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y9f6 ff152 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bepale<span class=\"_ _0\"></span>n hoe het m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent dient <span class=\"_ _0\"></span>te rea<span class=\"_ _0\"></span>geren, e<span class=\"_ _0\"></span>n worden <span class=\"_ _0\"></span>in een v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y9f7 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">drie categor<span class=\"_ _1\"></span>ie\u00ebn ingedeeld<span class=\"_ _1\"></span>, al naarge<span class=\"_ _1\"></span>lang de pri<span class=\"_ _1\"></span>oriteit: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9f8 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 ls10c ws13b\">A<span class=\"_ _1\"></span>CT </span><span class=\"ff152\">-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">risico<span class=\"_ _1\"></span>'s die de organisat<span class=\"_ _1\"></span>ie moet beperken<span class=\"_ _1\"></span></span>. </span></span></div>\n<div class=\"t m0 x2c h64 y9f9 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">A<span class=\"_ _1\"></span>NALYSE </span><span class=\"ff152\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">risico's die uit<span class=\"_ _0\"></span>voeri<span class=\"_ _0\"></span>ger moete<span class=\"_ _0\"></span>n worden ge<span class=\"_ _0\"></span>analys<span class=\"_ _0\"></span>eerd </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9fa ff152 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(uiters<span class=\"ws11e\">t onze<span class=\"_ _1\"></span>kere risico's of ri<span class=\"_ _1\"></span>sico's die vaak door<span class=\"_ _1\"></span> externe bronnen </span></div>\n<div class=\"t m0 x1a0 h64 y9fb ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden vermeld<span class=\"_ _1\"></span> en waarvan de impact voo<span class=\"_ _1\"></span>r de organisatie moe<span class=\"_ _1\"></span>ilijk</div>\n<div class=\"t m0 x1a0 h64 y9fc ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">te beoorde<span class=\"_ _1\"></span>len is)<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y9fd ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">AW<span class=\"_ _1\"></span>ARE </span><span class=\"ff152\">- <span class=\"_ _1\"></span><span class=\"lsed ws112\">risico's di<span class=\"_ _0\"></span>e moeten wo<span class=\"_ _0\"></span>rden gemon<span class=\"_ _0\"></span>itord.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y9fe ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yab7 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het jaarl<span class=\"_ _0\"></span>ijkse Eme<span class=\"_ _0\"></span>rging Risk<span class=\"_ _0\"></span> Report van d<span class=\"_ _0\"></span>e Groep wo<span class=\"_ _0\"></span>rdt gepres<span class=\"_ _0\"></span>e<span class=\"ws111\">nteerd </span></div>\n<div class=\"t m0 x1d h64 yab8 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de orga<span class=\"_ _1\"></span>nen die <span class=\"_ _1\"></span>risico's beher<span class=\"_ _1\"></span>en, waaronde<span class=\"_ _1\"></span>r de Raad <span class=\"_ _1\"></span>van Bestuur<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x1d h64 yab9 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Maatregelen e<span class=\"_ _1\"></span>n ontwikkel<span class=\"_ _1\"></span>ingen op he<span class=\"_ _1\"></span>t gebied <span class=\"_ _1\"></span>van dreigende<span class=\"_ _1\"></span> risico's</div>\n<div class=\"t m0 x1d h64 yaba ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden dan<span class=\"_ _1\"></span> elk kwartaal<span class=\"_ _1\"></span> opgevolgd bin<span class=\"_ _1\"></span>nen het Gro<span class=\"_ _1\"></span>up Top Ri<span class=\"_ _1\"></span>sk Report. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yabb ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yabc ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Emerging<span class=\"_ _1\"></span> Risk Radar<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>Groep in 2022<span class=\"_ _1\"></span> weerspiegel<span class=\"_ _1\"></span>t doorgaans</div>\n<div class=\"t m0 x1d h64 yabd ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebieden die<span class=\"_ _1\"></span> als het <span class=\"_ _1\"></span>meest rele<span class=\"_ _1\"></span>vant worden<span class=\"_ _1\"></span> beschouwd voor<span class=\"_ _1\"></span> zowel de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yabe ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sector als<span class=\"_ _0\"></span> de strategi<span class=\"_ _0\"></span>e, de busin<span class=\"_ _0\"></span>esslines<span class=\"_ _0\"></span> en het bedri<span class=\"_ _0\"></span>jfsmode<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x1d h64 yabf ff152 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ycd9 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycda ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In vergel<span class=\"_ _0\"></span>ijking met 20<span class=\"_ _0\"></span>21 zijn de nie<span class=\"_ _0\"></span>uwe tren<span class=\"_ _0\"></span>ds en risico<span class=\"_ _0\"></span>\u2019s die al in de</div>\n<div class=\"t m0 x1d h64 ycdb ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebruikelijke<span class=\"_ _1\"></span> bedr<span class=\"lsed ws112\">ijfsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en en/of st<span class=\"_ _0\"></span>rategie zi<span class=\"_ _0\"></span>jn ge\u00efnt<span class=\"_ _0\"></span>egreerd,<span class=\"_ _0\"></span> uit de </span></div>\n<div class=\"t m0 x1d h64 ycdc ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">radar verwijderd<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">\u2013 <span class=\"lsed ws112\">als deze trends ree<span class=\"_ _0\"></span>ds een bela<span class=\"_ _0\"></span>ngrijk ri<span class=\"_ _0\"></span>sico zijn </span></span></div>\n<div class=\"t m0 x1d h64 ycdd ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geworden, worden<span class=\"_ _1\"></span> ze gerapporteerd en<span class=\"_ _1\"></span> gemonitord via<span class=\"_ _1\"></span> het Top Risk</div>\n<div class=\"t m0 x1d h64 ycde ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Report van<span class=\"_ _1\"></span> de Ageas<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">groep. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ycdf ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yce0 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De belang<span class=\"_ _0\"></span>rijkste (k<span class=\"_ _0\"></span>orte nabij<span class=\"_ _0\"></span>heid, gem<span class=\"_ _0\"></span>atigde tot<span class=\"_ _0\"></span> belangr<span class=\"_ _0\"></span>ijke impac<span class=\"_ _0\"></span>t)</div>\n<div class=\"t m0 x1d h64 yce1 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dreigende ri<span class=\"_ _1\"></span>sico's voor<span class=\"_ _1\"></span> Ageas aan h<span class=\"_ _1\"></span>et einde <span class=\"_ _1\"></span>van 2022 <span class=\"_ _1\"></span>zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yce2 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws11d\">Ge<span class=\"_ _1\"></span>opolitieke i<span class=\"_ _1\"></span>nstabiliteit<span class=\"_ _1\"></span> / handel<span class=\"_ _1\"></span>soorlogen</span><span class=\"ff152\">; </span></span></div>\n<div class=\"t m0 x1d h64 yce3 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">R<span class=\"_ _1\"></span>ijtechnologie<span class=\"_ _1\"></span></span><span class=\"ff152\">; </span></span></div>\n<div class=\"t m0 x1d h64 yce4 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsed ws11d\">Nieuwe behoeft<span class=\"_ _0\"></span>en &amp; ve<span class=\"_ _0\"></span>rwachti<span class=\"_ _0\"></span>ngen van <span class=\"_ _0\"></span>klanten<span class=\"ls0 ws0\">; </span></span></span></div>\n<div class=\"t m0 x1d h64 yce5 ff154 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff155\"> <span class=\"_ _3f\"> </span><span class=\"ff152 lsef ws113\">R<span class=\"_ _1\"></span>obotica</span><span class=\"ff152\"> <span class=\"_ _1\"></span><span class=\"lsef ws11d\">/ AI / Technol<span class=\"_ _1\"></span>ogie</span> </span></span></div>\n<div class=\"t m0 x1d h6c yacc ff156 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Geopolitieke<span class=\"_ _1\"></span> instabilitei<span class=\"_ _1\"></span>t / handel<span class=\"_ _1\"></span>soorlogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c yacd ff156 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">(PESTLE<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">categorie </span>\u2013 <span class=\"ls10b ws13d\">Political)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 yace ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De politie<span class=\"_ _1\"></span>ke instabilite<span class=\"_ _1\"></span>it en onzek<span class=\"_ _1\"></span>erheden nemen<span class=\"_ _1\"></span> wereldwijd <span class=\"_ _1\"></span>toe. Na de</div>\n<div class=\"t m0 x1d h64 yacf ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">piek van de co<span class=\"_ _0\"></span>ronapan<span class=\"_ _0\"></span>demie he<span class=\"_ _0\"></span>rleefden ta<span class=\"_ _0\"></span>l van econom<span class=\"_ _0\"></span>ie\u00ebn naa<span class=\"_ _0\"></span>rmate</div>\n<div class=\"t m0 x1d h64 yad0 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de handel <span class=\"_ _1\"></span>herstelde <span class=\"_ _1\"></span>en het nor<span class=\"_ _1\"></span>male bedrijf<span class=\"lsed ws112\">sleven in veel geo<span class=\"_ _0\"></span>grafisc<span class=\"_ _0\"></span>he </span></div>\n<div class=\"t m0 x1d h64 yad1 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebieden weer<span class=\"_ _1\"></span> terugkeerde. Zelfs<span class=\"_ _1\"></span> voor het conflict<span class=\"_ _1\"></span> tussen Rusland en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yad2 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Oekra\u00efn<span class=\"_ _0\"></span>e vertoo<span class=\"_ _0\"></span>nden de ener<span class=\"_ _0\"></span>gieprijz<span class=\"_ _0\"></span>en een stijg<span class=\"_ _0\"></span>ing (niet<span class=\"ls0 ws0\">-</span><span class=\"ws111\">opg<span class=\"_ _0\"></span>eloste </span></div>\n<div class=\"t m0 x1d h64 yad3 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">knelpunt<span class=\"_ _0\"></span>en in de bevoo<span class=\"_ _0\"></span>rradin<span class=\"_ _0\"></span>gsketen<span class=\"_ _0\"></span>), maar de inv<span class=\"_ _0\"></span>asie van Oe<span class=\"_ _0\"></span>kra\u00efne</div>\n<div class=\"t m0 x1d h64 yad4 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deed de in<span class=\"_ _1\"></span>ternationale <span class=\"_ _1\"></span>ha<span class=\"ws11e\">ndelsconfli<span class=\"_ _1\"></span>cten en geopolitie<span class=\"_ _1\"></span>ke spanningen </span></div>\n<div class=\"t m0 x1d h64 yad5 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verder opl<span class=\"_ _1\"></span>open. Landen<span class=\"_ _1\"></span>, overheden en<span class=\"_ _1\"></span> bedrijven<span class=\"_ _1\"></span> kijken in <span class=\"_ _1\"></span>welke</div>\n<div class=\"t m0 x1d h64 yad6 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gebieden ze a<span class=\"_ _1\"></span>fhankelijk zijn van een<span class=\"_ _1\"></span> welbepaald land<span class=\"_ _1\"></span> of een</div>\n<div class=\"t m0 x1d h64 yad7 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">welbepaalde<span class=\"_ _1\"></span> partner en<span class=\"_ _1\"></span> overwegen ma<span class=\"_ _1\"></span>nieren om <span class=\"_ _1\"></span>zich \u2018los t<span class=\"_ _1\"></span>e maken\u2019 o<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x1d h64 yad8 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hun afhank<span class=\"_ _0\"></span>elijkhe<span class=\"_ _0\"></span>id va<span class=\"lsef ws11d\">n die landen /<span class=\"_ _1\"></span>partners te <span class=\"_ _1\"></span>verminderen (<span class=\"_ _1\"></span>bijv. </span></div>\n<div class=\"t m0 x1d h64 yad9 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">product<span class=\"_ _0\"></span>ie in eigen r<span class=\"_ _0\"></span>egio, div<span class=\"_ _0\"></span>ersific<span class=\"_ _0\"></span>atie enz.). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yada ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Economie\u00ebn in<span class=\"_ _1\"></span> heel Euro<span class=\"_ _1\"></span>pa en in O<span class=\"_ _1\"></span>ost<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>en Zuidoost<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">Azi\u00eb worden<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 yadb ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geconf<span class=\"_ _0\"></span>ronteerd m<span class=\"_ _0\"></span>et een peri<span class=\"_ _0\"></span>ode van hoge inf<span class=\"_ _0\"></span>latie,<span class=\"_ _0\"></span> stijgend<span class=\"_ _0\"></span>e rentevo<span class=\"_ _0\"></span>eten</div>\n<div class=\"t m0 x1d h64 yadc ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en onzeker <span class=\"_ _1\"></span>consumentenged<span class=\"_ _1\"></span>rag<span class=\"lsed ws112\">. Of er een reces<span class=\"_ _0\"></span>sie (of zel<span class=\"_ _0\"></span>fs een </span></div>\n<div class=\"t m0 x1d h64 yadd ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">depress<span class=\"_ _0\"></span>ie) dreigt o<span class=\"_ _0\"></span>f niet, het v<span class=\"_ _0\"></span>alt niet te ontk<span class=\"_ _0\"></span>ennen dat<span class=\"_ _0\"></span> negatieve</div>\n<div class=\"t m0 x1d h64 yade ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevoelens en<span class=\"_ _1\"></span> moeilijke<span class=\"_ _1\"></span> tijden aanb<span class=\"_ _1\"></span>reken. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yadf ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae0 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Belangrijke demo<span class=\"_ _1\"></span>grafische, mil<span class=\"_ _1\"></span>ieugebonden en econ<span class=\"_ _1\"></span>omische trends<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yae1 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blijven het<span class=\"_ _1\"></span> komende <span class=\"_ _1\"></span>decennium alli<span class=\"_ _1\"></span>cht een oorz<span class=\"_ _1\"></span><span class=\"lsed ws112\">aak van mi<span class=\"_ _0\"></span>gratie, wat<span class=\"_ _0\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yae2 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">politiek<span class=\"_ _0\"></span>e instabi<span class=\"_ _0\"></span>liteit<span class=\"_ _0\"></span> in de getroffe<span class=\"_ _0\"></span>n landen da<span class=\"_ _0\"></span>n weer kan ve<span class=\"_ _0\"></span>rgroten. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae3 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Steeds g<span class=\"_ _0\"></span>rotere mig<span class=\"_ _0\"></span>ratiest<span class=\"_ _0\"></span>romen in een aa<span class=\"_ _0\"></span>ntal Euro<span class=\"_ _0\"></span>pese lan<span class=\"_ _0\"></span>den zouden</div>\n<div class=\"t m0 x1d h64 yae4 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tot grotere so<span class=\"_ _1\"></span>ciale spanningen kunnen<span class=\"_ _1\"></span> leiden. Aangez<span class=\"_ _1\"></span>ien de</div>\n<div class=\"t m0 x1d h64 yae5 ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">migratiecrisi<span class=\"_ _1\"></span>s een van <span class=\"_ _1\"></span>de struc<span class=\"_ _1\"></span>turele redenen i<span class=\"_ _1\"></span>s voor de <span class=\"_ _1\"></span>opkomst van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yae6 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">identiteitspol<span class=\"_ _1\"></span>itiek, lijken<span class=\"_ _1\"></span> nationalistische<span class=\"_ _1\"></span> en populisti<span class=\"_ _1\"></span>sche partijen in vee<span class=\"_ _1\"></span>l</div>\n<div class=\"t m0 x1d h64 yae7 ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Europese landen<span class=\"_ _1\"></span> aan popularitei<span class=\"_ _1\"></span>t te winnen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yae8 ff152 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yae9 ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Enkele ge<span class=\"_ _0\"></span>volgen van h<span class=\"_ _0\"></span>et conflic<span class=\"_ _0\"></span>t tussen Rus<span class=\"_ _0\"></span>land en Oek<span class=\"_ _0\"></span>ra\u00efne zij<span class=\"_ _0\"></span>n onder</div>\n<div class=\"t m0 x1d h64 yaea ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meer de impact van<span class=\"_ _1\"></span> het <span class=\"lsed ws11d\">wanbeta<span class=\"_ _0\"></span>lingsris<span class=\"_ _0\"></span>ico van l<span class=\"_ _0\"></span>anden, <span class=\"_ _0\"></span>de inst<span class=\"_ _0\"></span>room van </span></div>\n<div class=\"t m0 x1d h64 yaeb ff152 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vluchtelingen<span class=\"_ _1\"></span>, de afgenomen ambi<span class=\"_ _1\"></span>ties ten aanzien<span class=\"_ _1\"></span> van de groene</div>\n<div class=\"t m0 x1d h64 yaec ff152 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">transitie en<span class=\"_ _1\"></span> de desta<span class=\"_ _1\"></span>bilisering va<span class=\"_ _1\"></span>n kwetsbare l<span class=\"_ _1\"></span>anden (Midden<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>Oosten en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yaed ff152 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Noord<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Afrika, West<span class=\"_ _0\"></span>elijke Bal<span class=\"_ _0\"></span>kan). De bez<span class=\"_ _0\"></span>orgdhe<span class=\"_ _0\"></span>id over de omv<span class=\"_ _0\"></span>ang van </span></span></div>\n<div class=\"t m0 x1d h64 yaee ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de aanval<span class=\"_ _0\"></span>len betek<span class=\"_ _0\"></span>enen dat (h<span class=\"_ _0\"></span>er)verz<span class=\"_ _0\"></span>ekeraar<span class=\"_ _0\"></span>s proacti<span class=\"_ _0\"></span>ever op zoek ga<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 yaef ff152 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar mani<span class=\"_ _0\"></span>eren om ris<span class=\"_ _0\"></span>ico's te bep<span class=\"_ _0\"></span>erken. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">China zou wel eens de<span class=\"_ _1\"></span> uiteindelij<span class=\"_ _1\"></span>ke 'begunstigde' van<span class=\"_ _1\"></span> dit conflict kun<span class=\"_ _1\"></span>nen</div>\n<div class=\"t m0 x2c h64 y8a6 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden, <span class=\"_ _0\"></span>en het b<span class=\"_ _0\"></span>este van <span class=\"_ _0\"></span>de Russis<span class=\"_ _0\"></span>che eco<span class=\"_ _0\"></span>nomi<span class=\"lsef\">e absorberen (olie en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gas, graan, mili<span class=\"_ _1\"></span>taire appara<span class=\"_ _1\"></span>tuur). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a9 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De risico<span class=\"_ _1\"></span>scenario's en <span class=\"_ _1\"></span>de overeens<span class=\"_ _1\"></span>temmende risicob<span class=\"_ _1\"></span>eperkende</div>\n<div class=\"t m0 x2c h64 y8aa ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maatregelen word<span class=\"_ _1\"></span>en op het niveau<span class=\"_ _1\"></span> van de Raad van Be<span class=\"_ _1\"></span>stuur</div>\n<div class=\"t m0 x2c h64 y8ab ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gemonit<span class=\"_ _0\"></span>ord. Ook vi<span class=\"_ _0\"></span>a het Top Risk<span class=\"_ _0\"></span> Report wor<span class=\"_ _0\"></span>dt monito<span class=\"_ _0\"></span>ring uitgev<span class=\"_ _0\"></span>oerd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel Ag<span class=\"lsed ws112\">eas geen control<span class=\"_ _0\"></span>e heeft over d<span class=\"_ _0\"></span>e geopolit<span class=\"_ _0\"></span>ieke ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>gen, </span></div>\n<div class=\"t m0 x2c h64 y8ae ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blijven de <span class=\"_ _1\"></span>Ageas<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">groep en zijn lokal<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en de ontw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g van </span></span></div>\n<div class=\"t m0 x2c h64 y8af ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geopol<span class=\"_ _0\"></span>itieke conf<span class=\"_ _0\"></span>licten<span class=\"_ _0\"></span> en de instabi<span class=\"_ _0\"></span>liteit op de vo<span class=\"_ _0\"></span>et volgen,<span class=\"_ _0\"></span> evenals de</div>\n<div class=\"t m0 x2c h64 y8b0 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevolgen da<span class=\"_ _1\"></span>arvan voor de<span class=\"_ _1\"></span> activitei<span class=\"_ _1\"></span>ten en de <span class=\"_ _1\"></span>strategi<span class=\"lsed ws112\">e, om waar nodig </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actieplannen<span class=\"_ _1\"></span> voor te bereiden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92b ff159 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Rijtechnologie<span class=\"_ _1\"></span> (PESTLE<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">categorie <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsed ws111\">Technologic<span class=\"_ _0\"></span>al)<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y92c ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ons bezit<span class=\"_ _1\"></span> en gebruik<span class=\"_ _1\"></span> van auto'<span class=\"_ _1\"></span>s verandert<span class=\"_ _1\"></span> door de geb<span class=\"_ _1\"></span>oekte</div>\n<div class=\"t m0 x2c h64 y92d ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">technologische<span class=\"_ _1\"></span> vooruitgang. De in<span class=\"_ _1\"></span>troductie van deze<span class=\"_ _1\"></span> technologie\u00ebn zal</div>\n<div class=\"t m0 x2c h64 y92e ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wellicht leiden<span class=\"_ _1\"></span> tot een toen<span class=\"ws11d\">ame<span class=\"_ _1\"></span> van gedeel<span class=\"_ _1\"></span>telijk en u<span class=\"_ _1\"></span>iteindelijk <span class=\"_ _1\"></span>volledig </span></div>\n<div class=\"t m0 x2c h64 y92f ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zelfrijdende<span class=\"_ _1\"></span> voertuigen op<span class=\"_ _1\"></span> de weg.<span class=\"_ _1\"></span> Dit zal <span class=\"_ _1\"></span>naar verwach<span class=\"_ _1\"></span>ting een gro<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y991 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">impact he<span class=\"_ _0\"></span>bben op de ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsind<span class=\"_ _0\"></span>ustrie, vo<span class=\"_ _0\"></span>oral voor wat<span class=\"_ _0\"></span> betreft d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y992 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk<span class=\"_ _0\"></span>e ontwikk<span class=\"_ _0\"></span>eling van d<span class=\"_ _0\"></span>e freque<span class=\"_ _0\"></span>ntie en de kost<span class=\"_ _0\"></span>prijs van</div>\n<div class=\"t m0 x2c h64 y993 ff157 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">cla<span class=\"ls107 ws13e\">ims. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y994 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y995 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel verwa<span class=\"_ _1\"></span>cht wordt da<span class=\"_ _1\"></span>t de schade<span class=\"_ _1\"></span>frequentie doo<span class=\"_ _1\"></span>r nieuwe</div>\n<div class=\"t m0 x2c h64 y996 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">veiligh<span class=\"_ _0\"></span>eidsfu<span class=\"_ _0\"></span>ncties wa<span class=\"_ _0\"></span>arschij<span class=\"_ _0\"></span>nlijk ver<span class=\"_ _0\"></span>betert,<span class=\"_ _0\"></span> zullen d<span class=\"_ _0\"></span>e kosten<span class=\"_ _0\"></span> voor de</div>\n<div class=\"t m0 x2c h64 y997 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herstelling<span class=\"_ _1\"></span> en vervanging van derg<span class=\"_ _1\"></span>elijke voertuigen<span class=\"_ _1\"></span> met ingewikkelde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y998 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">technisc<span class=\"_ _0\"></span>he func<span class=\"_ _0\"></span>ties aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> hoger l<span class=\"_ _0\"></span>iggen. D<span class=\"_ _0\"></span>at s<span class=\"lsef\">telt Ageas nu al<span class=\"_ _1\"></span> vast </span></div>\n<div class=\"t m0 x2c h64 y999 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in zijn s<span class=\"_ _1\"></span>egment Autove<span class=\"_ _1\"></span>rzekeringen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc13 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc14 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Naast de geboekt<span class=\"_ _1\"></span>e vooruitgang in<span class=\"_ _1\"></span> de technologie<span class=\"_ _1\"></span> zelf is er ook het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 yc15 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vermoge<span class=\"_ _0\"></span>n van fab<span class=\"_ _0\"></span>rikant<span class=\"_ _0\"></span>en om ste<span class=\"_ _0\"></span>eds mee<span class=\"_ _0\"></span>r waard<span class=\"_ _0\"></span>evolle dat<span class=\"_ _0\"></span>a te</div>\n<div class=\"t m0 x2c h64 yc16 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzam<span class=\"_ _0\"></span>elen over per<span class=\"_ _0\"></span>sonen en hu<span class=\"_ _0\"></span>n rijgew<span class=\"_ _0\"></span>oonten. Die z<span class=\"_ _0\"></span>ou kunne<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 yc17 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden be<span class=\"lsed ws112\">nut om de bestaand<span class=\"_ _0\"></span>e dynami<span class=\"_ _0\"></span>ek in de bevoo<span class=\"_ _0\"></span>rradings<span class=\"_ _0\"></span>keten te </span></div>\n<div class=\"t m0 x2c h64 yc18 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderen. V<span class=\"_ _1\"></span>oor verzekera<span class=\"_ _1\"></span>ars zou de<span class=\"_ _1\"></span> toegang <span class=\"_ _1\"></span>tot dergelijke<span class=\"_ _1\"></span> data</div>\n<div class=\"t m0 x2c h64 yc19 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kunnen leiden to<span class=\"_ _1\"></span>t veranderingen<span class=\"_ _1\"></span> in onderschrijvin<span class=\"_ _1\"></span>g, waardoor de</div>\n<div class=\"t m0 x2c h64 yc1a ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mogelijkheid<span class=\"_ _1\"></span> toeneemt om<span class=\"_ _1\"></span> hypergepersonal<span class=\"_ _1\"></span>iseerde produ<span class=\"_ _1\"></span>cten, dien<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x2c h64 ya3d ff157 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">inhoud aan te bie<span class=\"_ _1\"></span>den.</span> </span></div>\n<div class=\"t m0 x2c h64 ya3e ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya3f ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Volledig autonom<span class=\"_ _1\"></span>e voertuigen zi<span class=\"_ _1\"></span>jn nog niet voor<span class=\"_ _1\"></span> morgen, maar toch</div>\n<div class=\"t m0 x2c h64 ya40 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bestaa<span class=\"_ _0\"></span>n er nu al geavanc<span class=\"_ _0\"></span>eerde hu<span class=\"_ _0\"></span>lpsyste<span class=\"_ _0\"></span>men voor de b<span class=\"_ _0\"></span>estuurd<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 ya41 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(ADAS of Adv<span class=\"_ _0\"></span>anced D<span class=\"_ _0\"></span>river Assis<span class=\"_ _0\"></span>tance Sy<span class=\"_ _0\"></span>stems), w<span class=\"_ _0\"></span>aarvan ve<span class=\"_ _0\"></span>rwacht</div>\n<div class=\"t m0 x2c h64 ya42 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt dat ze op ko<span class=\"_ _1\"></span>rte termijn geava<span class=\"_ _1\"></span>nceerder worden<span class=\"_ _1\"></span> en meer ingang<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya43 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zullen vi<span class=\"_ _0\"></span>nden. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ya44 ff159 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">NB: Waars<span class=\"_ _0\"></span>chijnli<span class=\"_ _0\"></span>jk duurt het n<span class=\"_ _0\"></span>og ten minst<span class=\"_ _0\"></span>e vijf jaar of<span class=\"_ _0\"></span> langer voor</div>\n<div class=\"t m0 x2c h6c ya45 ff159 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g autonom<span class=\"_ _0\"></span>e voertui<span class=\"_ _0\"></span>gen op de mark<span class=\"_ _0\"></span>t komen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya46 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya47 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Er worde<span class=\"_ _0\"></span>n in de hele Groe<span class=\"_ _0\"></span>p talrijke m<span class=\"_ _0\"></span>aatre<span class=\"_ _0\"></span>gelen geno<span class=\"_ _0\"></span>men, zoals<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x2c h64 ya48 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ecosyst<span class=\"_ _0\"></span>eem voor e<span class=\"_ _0\"></span>lektrisc<span class=\"_ _0\"></span>he wagens,<span class=\"_ _0\"></span> monitori<span class=\"_ _0\"></span>ng en int<span class=\"ws11d\">er<span class=\"_ _0\"></span>pretati<span class=\"_ _0\"></span>e van </span></div>\n<div class=\"t m0 x2c h64 ya49 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wetgevi<span class=\"_ _0\"></span>ng zoals Aut<span class=\"_ _0\"></span>omated L<span class=\"_ _0\"></span>ane Keepi<span class=\"_ _0\"></span>ng Systems (<span class=\"_ _0\"></span>ALKS), v<span class=\"_ _0\"></span>erdiepi<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x2c h64 ya4a ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in nieuwe<span class=\"_ _1\"></span> rijtechnologie<span class=\"_ _1\"></span> en capaci<span class=\"_ _1\"></span>teiten, de<span class=\"_ _1\"></span> registratie e<span class=\"_ _1\"></span>n monitori<span class=\"_ _1\"></span>ng van</div>\n<div class=\"t m0 x2c h64 ya4b ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de herst<span class=\"_ _0\"></span>ellingsk<span class=\"_ _0\"></span>osten van vo<span class=\"_ _0\"></span>ertuige<span class=\"_ _0\"></span>n, gesprek<span class=\"_ _0\"></span>ken over d<span class=\"_ _0\"></span>e operati<span class=\"_ _0\"></span>onele</div>\n<div class=\"t m0 x2c h64 ya4c ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gereedheid binn<span class=\"_ _1\"></span>en het herstell<span class=\"lsed ws11d\">ingsnetwerk v<span class=\"_ _0\"></span>an Ageas<span class=\"_ _0\"></span> \u2026<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c y951 ff159 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Nieuwe be<span class=\"_ _0\"></span>hoefte<span class=\"_ _0\"></span>n &amp; verwacht<span class=\"_ _0\"></span>ingen van kl<span class=\"_ _0\"></span>anten (P<span class=\"_ _0\"></span>ESTLE<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">categorie </span>\u2013<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h6c y952 ff159 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Environmental<span class=\"_ _1\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y953 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Door de v<span class=\"_ _0\"></span>erschuiv<span class=\"_ _0\"></span>ingen i<span class=\"_ _0\"></span>n de beh<span class=\"_ _0\"></span>oeften va<span class=\"_ _0\"></span>n consum<span class=\"_ _0\"></span>enten e<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y954 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">recent<span class=\"_ _0\"></span>ere inflati<span class=\"_ _0\"></span>e worde<span class=\"_ _0\"></span>n verzeker<span class=\"_ _0\"></span>aars aang<span class=\"_ _0\"></span>ezet om te inn<span class=\"_ _0\"></span>overen o<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x2c h64 y955 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">groei na te strev<span class=\"_ _1\"></span>en en v<span class=\"ws11d\">oor te <span class=\"_ _1\"></span>blijven op<span class=\"_ _1\"></span> nieuwe con<span class=\"_ _1\"></span>currentiedreigi<span class=\"_ _1\"></span>ngen. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y956 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ycca ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verw<span class=\"_ _0\"></span>achting<span class=\"_ _0\"></span>en van z<span class=\"_ _0\"></span>owel kla<span class=\"_ _0\"></span>nten als d<span class=\"_ _0\"></span>e markt t<span class=\"_ _0\"></span>en aanzi<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x1d h64 yccb ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">duurzaamheid e<span class=\"_ _1\"></span>n maatschap<span class=\"_ _1\"></span>pelijke veran<span class=\"_ _1\"></span>twoordelijkheid<span class=\"_ _1\"></span> veranderen<span class=\"_ _1\"></span>, en</div>\n<div class=\"t m0 x1d h64 yccc ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>mingen m<span class=\"_ _0\"></span>oeten de juis<span class=\"_ _0\"></span>te keuzes<span class=\"_ _0\"></span> maken om</div>\n<div class=\"t m0 x1d h64 yccd ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">duurza<span class=\"_ _0\"></span>amheids<span class=\"_ _0\"></span>aspect<span class=\"_ _0\"></span>en in hun strat<span class=\"_ _0\"></span>egie te inte<span class=\"_ _0\"></span>greren. H<span class=\"_ _0\"></span>et gaat echt<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1d h64 ycce ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet allee<span class=\"_ _0\"></span>n over de uit<span class=\"_ _0\"></span>werking va<span class=\"_ _0\"></span>n de strate<span class=\"_ _0\"></span>gie, maar o<span class=\"_ _0\"></span>ok over wat</div>\n<div class=\"t m0 x1d h64 yccf ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondernemingen<span class=\"_ _1\"></span> daar concree<span class=\"_ _1\"></span>t mee doen<span class=\"_ _1\"></span>. Duurzaamheid<span class=\"_ _1\"></span> wordt in <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x1d h64 ycd0 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">reglementering<span class=\"_ _1\"></span> steeds belangrij<span class=\"_ _1\"></span>ker en de verwachtin<span class=\"_ _1\"></span>gen ten aanzien</div>\n<div class=\"t m0 x1d h64 ycd1 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van duurzaamhe<span class=\"ws11d\">id<span class=\"_ _1\"></span> nemen toe,<span class=\"_ _1\"></span> waardoor de<span class=\"_ _1\"></span> operationel<span class=\"_ _1\"></span>e kosten kunnen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y960 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">stijgen<span class=\"_ _0\"></span> en het re<span class=\"_ _0\"></span>putatie<span class=\"_ _0\"></span>risico k<span class=\"_ _0\"></span>an toen<span class=\"_ _0\"></span>emen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y961 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y962 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ontwric<span class=\"_ _0\"></span>htende b<span class=\"_ _0\"></span>edrijfsmo<span class=\"_ _0\"></span>dellen ve<span class=\"_ _0\"></span>rstoren be<span class=\"_ _0\"></span>paalde<span class=\"_ _0\"></span> zakelijk<span class=\"_ _0\"></span>e markten</div>\n<div class=\"t m0 x1d h64 y963 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">door in te spelen<span class=\"_ _1\"></span> op nieuwe behoe<span class=\"_ _1\"></span>ften of eisen van kla<span class=\"_ _1\"></span>nten die door de</div>\n<div class=\"t m0 x1d h64 y964 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toonaangevende<span class=\"_ _1\"></span> le<span class=\"lsed ws112\">veranciers<span class=\"_ _0\"></span> onbeant<span class=\"_ _0\"></span>woord zi<span class=\"_ _0\"></span>jn gebleve<span class=\"_ _0\"></span>n. De kracht<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y965 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van ontwr<span class=\"_ _0\"></span>ichtend<span class=\"_ _0\"></span>e bedrijfs<span class=\"_ _0\"></span>modell<span class=\"_ _0\"></span>en ligt vaa<span class=\"_ _0\"></span>k in de innovat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x1d h64 y966 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten/dien<span class=\"_ _1\"></span>sten, waardoor<span class=\"_ _1\"></span> die modell<span class=\"_ _1\"></span>en in een<span class=\"_ _1\"></span> bestaande <span class=\"_ _1\"></span>markt een</div>\n<div class=\"t m0 x1d h64 y967 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nieuwe nic<span class=\"_ _0\"></span>he kunnen c<span class=\"_ _0\"></span>re\u00ebren, of<span class=\"_ _0\"></span> een hele nieu<span class=\"_ _0\"></span>we markt op z<span class=\"_ _0\"></span>ich.</div>\n<div class=\"t m0 x1d h64 y968 ff157 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bijvoorbee<span class=\"lsed ws112\">ld een van de grote tec<span class=\"_ _0\"></span>hbedrij<span class=\"_ _0\"></span>ven (GAF<span class=\"_ _0\"></span>A) die zich op d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y969 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e verzeke<span class=\"_ _0\"></span>ringsm<span class=\"_ _0\"></span>arkt waa<span class=\"_ _0\"></span>gt en gebr<span class=\"_ _0\"></span>uikmaak<span class=\"_ _0\"></span>t van de s<span class=\"_ _0\"></span>chat aa<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y96a ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">data die het<span class=\"_ _0\"></span> over mense<span class=\"_ _0\"></span>n heeft verw<span class=\"_ _0\"></span>orven om zo h<span class=\"_ _0\"></span>et risicon<span class=\"_ _0\"></span>iveau en de</div>\n<div class=\"t m0 x1d h64 y96b ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijs te be<span class=\"_ _0\"></span>palen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y96c ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y96d ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringsma<span class=\"_ _0\"></span>atschap<span class=\"_ _0\"></span>pijen zou<span class=\"_ _0\"></span>den effec<span class=\"_ _0\"></span>tieve en re<span class=\"_ _0\"></span>gelmati<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 y96e ff157 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">klantcommunica<span class=\"_ _1\"></span>tie<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">/contactp<span class=\"_ _0\"></span>untstrat<span class=\"_ _0\"></span>egie\u00ebn m<span class=\"_ _0\"></span>oeten int<span class=\"_ _0\"></span>egrere<span class=\"_ _0\"></span>n (terwijl </span></span></div>\n<div class=\"t m0 x1d h64 y96f ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">data kunne<span class=\"_ _0\"></span>n helpe<span class=\"_ _0\"></span>n om een inzicht<span class=\"_ _0\"></span> te krijgen i<span class=\"_ _0\"></span>n de klantbe<span class=\"_ _0\"></span>hoeften e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y970 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">communicatie<span class=\"_ _1\"></span> op maat, m<span class=\"_ _1\"></span>et de juis<span class=\"_ _1\"></span>te toon en <span class=\"_ _1\"></span>de juiste <span class=\"_ _1\"></span>kanalen</div>\n<div class=\"t m0 x1d h64 y971 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afhank<span class=\"_ _0\"></span>elijk van het<span class=\"_ _0\"></span> doelpubl<span class=\"_ _0\"></span>iek, om de co<span class=\"ws11d\">m<span class=\"_ _0\"></span>municat<span class=\"_ _0\"></span>ie/bo<span class=\"_ _0\"></span>odschap<span class=\"_ _0\"></span>pen te </span></div>\n<div class=\"t m0 x1d h64 y972 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vereenvoudigen<span class=\"_ _1\"></span>, en waarbij de inte<span class=\"_ _1\"></span>gratie van betrouwb<span class=\"_ _1\"></span>are systemen</div>\n<div class=\"t m0 x1d h64 y973 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor klantenon<span class=\"_ _1\"></span>dersteuning<span class=\"_ _1\"></span> de communica<span class=\"_ _1\"></span>tie<span class=\"ls0 ws0\">-</span>/contactp<span class=\"_ _1\"></span>untstrategie<span class=\"_ _1\"></span> nog</div>\n<div class=\"t m0 x1d h64 y974 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verder kan<span class=\"_ _1\"></span> versterken)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y975 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y976 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een recentere trend<span class=\"_ _1\"></span> is 'aangrenzende i<span class=\"_ _1\"></span>nnovatie', waar<span class=\"_ _1\"></span>bij bestaande</div>\n<div class=\"t m0 x1d h64 y977 ff157 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">fi<span class=\"lsef ws11e\">nanci\u00eble dien<span class=\"_ _1\"></span>stverleners hun hu<span class=\"_ _1\"></span>idige producte<span class=\"_ _1\"></span>n aanpassen voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y978 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">nieuwe markten en d<span class=\"_ _1\"></span>igitale kanalen<span class=\"_ _1\"></span>, of nieuwe digitale<span class=\"_ _1\"></span> producten voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3b ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bestaande ma<span class=\"_ _1\"></span>rkten ontwik<span class=\"_ _1\"></span>kelen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd3c ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd3d ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Hyperpersonal<span class=\"_ _1\"></span>isatie is dat onder<span class=\"_ _1\"></span>deel van de klan<span class=\"_ _1\"></span>tervaring dat verband<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd3e ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">houdt met<span class=\"_ _1\"></span> het gebruik<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">van data om kl<span class=\"_ _0\"></span>anten uit<span class=\"_ _0\"></span>erst pers<span class=\"_ _0\"></span>oonlijk<span class=\"_ _0\"></span>e, gericht<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 yd3f ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en relevante pro<span class=\"_ _1\"></span>ducten, diensten<span class=\"_ _1\"></span> en inhoud te bieden<span class=\"_ _1\"></span>. Door</div>\n<div class=\"t m0 x1d h64 yd40 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hyperpersonali<span class=\"_ _1\"></span>satie identifi<span class=\"_ _1\"></span>ceren bedrijven de<span class=\"_ _1\"></span> subtiele details<span class=\"_ _1\"></span> over hun</div>\n<div class=\"t m0 x1d h64 yd41 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">klanten die de<span class=\"_ _1\"></span> traditionele per<span class=\"_ _1\"></span>sonalisatieniveau<span class=\"_ _1\"></span>s nog niet kunnen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd42 ff157 fs44 fc14 sc0 ls105 ws135\" style=\"z-index: 15;\">vastl<span class=\"_ _1\"></span>e<span class=\"lsef ws113\">ggen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 yd43 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd44 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Er word<span class=\"_ _0\"></span>en in de G<span class=\"_ _0\"></span>roep tal<span class=\"_ _0\"></span> van tran<span class=\"_ _0\"></span>sversal<span class=\"_ _0\"></span>e initi<span class=\"_ _0\"></span>atieven <span class=\"_ _0\"></span>georgan<span class=\"_ _0\"></span>iseerd</div>\n<div class=\"t m0 x1d h64 yd45 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om opportunite<span class=\"_ _1\"></span>iten te verkennen<span class=\"_ _1\"></span> en risico's te beperk<span class=\"_ _1\"></span>en. Het gaat onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd26 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">meer om een pl<span class=\"_ _0\"></span>atform vo<span class=\"_ _0\"></span>or klante<span class=\"_ _0\"></span>rvaring,<span class=\"_ _0\"></span> een ecosyst<span class=\"_ _0\"></span>eem voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 yd27 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gezondheid, een<span class=\"_ _1\"></span> nieuwe engine voor<span class=\"_ _1\"></span> digitale platf<span class=\"_ _1\"></span>orms, Impact24 \u2026</div>\n<div class=\"t m0 x1d h64 yd28 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Daarna<span class=\"_ _0\"></span>ast worden er o<span class=\"_ _0\"></span>ok in de opera<span class=\"_ _0\"></span>tionel<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en van Age<span class=\"_ _0\"></span>as tal van</div>\n<div class=\"t m0 x1d h64 yd29 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">lokale act<span class=\"_ _0\"></span>ies ontw<span class=\"_ _0\"></span>ikkeld. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y1164 ff159 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Robotica <span class=\"_ _1\"></span>/ AI / Tech<span class=\"_ _1\"></span>nologie (PESTLE<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws111\">categorie </span>\u2013 </span><span class=\"ws113\">Technological)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1165 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dankzij robo<span class=\"_ _1\"></span>tica, AI en technologie<span class=\"_ _1\"></span> kunnen bedrijven<span class=\"_ _1\"></span> onder andere de</div>\n<div class=\"t m0 x1d h64 y1166 ff157 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">kost<span class=\"lsef ws11e\">en terugdringen die<span class=\"_ _1\"></span> ze uitgeven aan<span class=\"_ _1\"></span> routinetaken, en bepa<span class=\"_ _1\"></span>alde </span></div>\n<div class=\"t m0 x1d h64 y1167 ff157 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">medewe<span class=\"_ _0\"></span>rkers inz<span class=\"_ _0\"></span>etten v<span class=\"_ _0\"></span>oor creat<span class=\"_ _0\"></span>iever<span class=\"_ _0\"></span>e taken (<span class=\"_ _0\"></span>om<span class=\"ls0 ws0\">- </span><span class=\"ws112\">en bijscholi<span class=\"_ _0\"></span>ng). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1168 ff157 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd46 ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">AI wordt ont<span class=\"_ _0\"></span>haald als<span class=\"_ _0\"></span> revolut<span class=\"_ _0\"></span>ionair en<span class=\"_ _0\"></span> baanbrek<span class=\"_ _0\"></span>end, maar h<span class=\"_ _0\"></span>et heeft ook</div>\n<div class=\"t m0 x1d h64 yd47 ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nadelen. Ma<span class=\"_ _1\"></span>cro<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">economisch<span class=\"_ _0\"></span>e risico's di<span class=\"_ _0\"></span>e met AI gepa<span class=\"_ _0\"></span>ard <span class=\"lsef ws11d\">kunnen gaan, </span></span></span></div>\n<div class=\"t m0 x1d h64 yb0c ff157 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn onde<span class=\"_ _0\"></span>r meer privac<span class=\"_ _0\"></span>yschen<span class=\"_ _0\"></span>dingen, '<span class=\"_ _0\"></span>deep fakes'<span class=\"_ _0\"></span>, algorit<span class=\"_ _0\"></span>mische</div>\n<div class=\"t m0 x1d h64 yb0d ff157 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vooringenomenheid<span class=\"_ _1\"></span>, banenverlie<span class=\"_ _1\"></span>s door auto<span class=\"_ _1\"></span>matisering,</div>\n<div class=\"t m0 x1d h64 yd48 ff157 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sociaalecono<span class=\"_ _1\"></span>mische ongelijkhe<span class=\"_ _1\"></span>id en zelfs wapenau<span class=\"_ _1\"></span>tomatisering.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Toch ontst<span class=\"_ _0\"></span>aan er op heel w<span class=\"_ _0\"></span>at <span class=\"lsef ws11d\">vlakken stee<span class=\"_ _1\"></span>ds meer nieuwe<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">technologie\u00ebn<span class=\"_ _1\"></span> en stapelen<span class=\"_ _1\"></span> de wetenscha<span class=\"_ _1\"></span>ppelijke doorbra<span class=\"_ _1\"></span>ken zich op<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 y8a7 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">door de cor<span class=\"_ _0\"></span>onacrisi<span class=\"_ _0\"></span>s overigen<span class=\"_ _0\"></span>s in een nog sn<span class=\"_ _0\"></span>eller temp<span class=\"_ _0\"></span>o. Hoewel ni<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y8a8 ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">elke geboe<span class=\"_ _1\"></span>kte vooruitga<span class=\"_ _1\"></span>ng een doorbra<span class=\"_ _1\"></span>ak kan wo<span class=\"_ _1\"></span>rden genoemd<span class=\"_ _1\"></span>, kunnen</div>\n<div class=\"t m0 x2c h64 y8a9 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">sommig<span class=\"_ _0\"></span>e technol<span class=\"_ _0\"></span>ogie\u00ebn wel<span class=\"_ _0\"></span> <span class=\"lsef ws11d\">verandering<span class=\"_ _1\"></span> brengen i<span class=\"_ _1\"></span>n de manier<span class=\"_ _1\"></span> waarop </span></div>\n<div class=\"t m0 x2c h64 y8aa ff15b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">mensen l<span class=\"_ _0\"></span>even en <span class=\"_ _0\"></span>werken, e<span class=\"_ _0\"></span>n leide<span class=\"_ _0\"></span>n tot vol<span class=\"_ _0\"></span>ledig ni<span class=\"_ _0\"></span>euwe pr<span class=\"_ _0\"></span>oducten <span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y8ab ff15b fs44 fc1c sc0 lsed ws111\" style=\"z-index: 15;\">dienst<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff15b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y116a ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Er worde<span class=\"_ _0\"></span>n in de Groep tran<span class=\"_ _0\"></span>sversa<span class=\"_ _0\"></span>le initiat<span class=\"_ _0\"></span>ieven ge<span class=\"_ _0\"></span>organise<span class=\"_ _0\"></span>erd om</div>\n<div class=\"t m0 x1d h64 y116b ff15b fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">kansen t<span class=\"_ _0\"></span>e verken<span class=\"_ _0\"></span>nen en ris<span class=\"_ _0\"></span>ico's t<span class=\"_ _0\"></span>e beperk<span class=\"_ _0\"></span>en. Het g<span class=\"_ _0\"></span>aat onde<span class=\"_ _0\"></span>r meer o<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x1d h64 y116c ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">de AI<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en Robotic<span class=\"_ _0\"></span>a<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">gemeenschappen<span class=\"_ _1\"></span>, de Data Managemen<span class=\"_ _1\"></span>t and </span></span></span></div>\n<div class=\"t m0 x1d h64 y116d ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">Govern<span class=\"_ _0\"></span>ance Taskf<span class=\"_ _0\"></span>orce, Sli<span class=\"_ _0\"></span>mme automat<span class=\"_ _0\"></span>iseri<span class=\"_ _0\"></span>ng, het cre<span class=\"_ _0\"></span>\u00ebren van</div>\n<div class=\"t m0 x1d h64 y116e ff15b fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">bedr<span class=\"lsed ws112\">ijfswaar<span class=\"_ _0\"></span>de met een tec<span class=\"_ _0\"></span>hnolog<span class=\"_ _0\"></span>ietrain<span class=\"_ _0\"></span>ingsprog<span class=\"_ _0\"></span>ramma,<span class=\"_ _0\"></span> het </span></div>\n<div class=\"t m0 x1d h64 y116f ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Datarobotproje<span class=\"_ _1\"></span>ct ... Daar<span class=\"_ _1\"></span>naast volgen<span class=\"_ _1\"></span> de operatione<span class=\"_ _1\"></span>le entiteite<span class=\"_ _1\"></span>n van</div>\n<div class=\"t m0 x1d h64 y1170 ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas deze <span class=\"_ _1\"></span>trend op de<span class=\"_ _1\"></span> voet via<span class=\"_ _1\"></span> lokale go<span class=\"_ _1\"></span>vernance, binn<span class=\"_ _1\"></span>en externe</div>\n<div class=\"t m0 x1d h64 y1171 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">forums en co<span class=\"_ _0\"></span>nferent<span class=\"_ _0\"></span>ies, en in so<span class=\"_ _0\"></span>mmige gev<span class=\"_ _0\"></span>allen zijn AI<span class=\"_ _0\"></span> en nieuwe</div>\n<div class=\"t m0 x1d h64 y1172 ff15b fs44 fc1c sc0 lsf9 ws124\" style=\"z-index: 15;\">te<span class=\"lsef ws11d\">chnologie al<span class=\"_ _1\"></span> in de <span class=\"_ _1\"></span>gewone bedrij<span class=\"_ _1\"></span>fsactiviteiten<span class=\"_ _1\"></span> ge\u00efntegreerd. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1173 ff15b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1174 ff15b fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De Group E<span class=\"_ _1\"></span>merging Risk<span class=\"_ _1\"></span> Radar hierna<span class=\"_ _1\"></span> weerspiegel<span class=\"_ _1\"></span>t de drei<span class=\"_ _1\"></span>gende risico<span class=\"_ _1\"></span>'s die het <span class=\"_ _1\"></span>meest relevan<span class=\"_ _1\"></span>t zijn voor<span class=\"_ _1\"></span> de bedri<span class=\"_ _1\"></span>jfsactiviteit<span class=\"lsed ws112\">en en die in het kader v<span class=\"_ _0\"></span>an </span></div>\n<div class=\"t m0 x2c h64 y1175 ff15b fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">het 2022 E<span class=\"lsef ws11e\">merging Risk Process zijn ge\u00efden<span class=\"_ _1\"></span>tificeerd:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m2 x25a haa y11a7 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Nabijheid</div>\n<div class=\"t m2 x94 haa y11a4 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">0-3 jaar<span class=\"_ _1a3\"> </span>3 tot 5 jaar<span class=\"_ _d9\"> </span>Langer dan 5 jaar</div>\n<div class=\"t m2 x152 haa y11a2 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Hoog<span class=\"_ _203\"> </span>Matig<span class=\"_ _1e9\"> </span>Laag</div>\n<div class=\"t m0 x21 haa y11ad ff162 fs6a fc16 sc0 ls0 ws0\" style=\"z-index: 15;\">Analyse</div>\n<div class=\"t m0 x52 haa y11ab ff162 fs6a fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Bewust<span class=\"_ _205\"></span>Bewust</div>\n<div class=\"t m0 x261 hac y11af ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Mobility-as-a-Service</div>\n<div class=\"t m0 xcd hac y11b1 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Demografische verandering</div>\n<div class=\"t m0 xbe haa y11a9 ff162 fs6a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Actie</div>\n<div class=\"t m0 xb5 hac y11b7 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Big data / toegankelijkheid,</div>\n<div class=\"t m0 xb5 hac y11b8 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">beschikbaarheid en ethisch</div>\n<div class=\"t m0 x262 hac y11b9 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">gebruik van data</div>\n<div class=\"t m0 xbf hac y11ba ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Reskilling &amp; Upskilling</div>\n<div class=\"t m0 x260 haa y11ac ff162 fs6a fc16 sc0 ls0 ws0\" style=\"z-index: 15;\">Analyse</div>\n<div class=\"t m0 xc8 hac y11b0 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Internet of Things</div>\n<div class=\"t m0 x52 haa y11aa ff162 fs6a fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Bewust</div>\n<div class=\"t m0 x260 hac y11ae ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Toekomst van gezondheid</div>\n<div class=\"t me x107 hac y11b2 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Geopolitieke instabiliteit /</div>\n<div class=\"t me x107 hac y11b3 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Handelsoorlogen</div>\n<div class=\"t me xff hac y11b2 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Rijtechnologie</div>\n<div class=\"t m0 xbe haa y11a8 ff162 fs6a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Actie</div>\n<div class=\"t m0 x104 haa y11a8 ff162 fs6a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Actie<span class=\"_ _204\"> </span><span class=\"fc16\">Analyse</span></div>\n<div class=\"t me xff hac y11b4 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Nieuwe behoeften &amp;</div>\n<div class=\"t me xff hac y11b5 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">verwachtingen van klanten</div>\n<div class=\"t me xff hac y11b6 ff163 fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Robotica / AI / Technologie</div>\n<div class=\"t m0 xbe haa y11a3 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Groot<span class=\"_ _174\"> </span>Matig<span class=\"_ _188\"> </span>Klein</div>\n<div class=\"t m0 x5d hab y11a5 ff163 fs6b fcc sc0 ls0 ws0\" style=\"z-index: 15;\">Politiek<span class=\"_ _1cd\"> </span><span class=\"fc14\">Economie<span class=\"_ _b1\"> </span><span class=\"fc15\">Sociaal<span class=\"_ _164\"> </span><span class=\"fc17\">T<span class=\"_ _3\"></span>echnologie<span class=\"_ _1cd\"> </span><span class=\"fce\">Wettelijk<span class=\"_ _12a\"> </span><span class=\"fc16\">Milieu</span></span></span></span></span></div>\n<div class=\"t m0 x57 haa y11a6 ff162 fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Impact</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 255px; height: 851px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff15e fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.6.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"ff160 lsed ws11d\">In de kij<span class=\"_ _0\"></span>ker: <span class=\"ff15e ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xd1 h64 y8a6 ff15e fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">Risicobeoorde<span class=\"_ _1\"></span>ling Klimaa<span class=\"_ _1\"></span>tverandering</div>\n<div class=\"t m0 x2c h64 y8a7 ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">De belangrij<span class=\"_ _1\"></span>kste risico's waaraan<span class=\"_ _1\"></span> Ageas wordt bloo<span class=\"_ _1\"></span>tgesteld door</div>\n<div class=\"t m0 x2c h64 y8a8 ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing zijn krediet<span class=\"_ _1\"></span>risico, marktrisi<span class=\"_ _1\"></span>co, schadeverzeker<span class=\"_ _1\"></span>ingen</div>\n<div class=\"t m0 x2c h64 y8a9 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">en levensv<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen. Het<span class=\"_ _0\"></span> modeller<span class=\"_ _0\"></span>en van de effec<span class=\"_ _0\"></span>ten van</div>\n<div class=\"t m0 x2c h64 y8aa ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatrisico<span class=\"_ _1\"></span>'s op onze portefeui<span class=\"_ _1\"></span>lles is een belan<span class=\"_ _1\"></span>grijk aandachtsgeb<span class=\"_ _1\"></span>ied,</div>\n<div class=\"t m0 x2c h64 y8ab ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">aangezi<span class=\"_ _0\"></span>en het beg<span class=\"_ _0\"></span>rijpen en be<span class=\"_ _0\"></span>heerse<span class=\"_ _0\"></span>n van klimaat<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>en essent<span class=\"_ _0\"></span>ieel is</div>\n<div class=\"t m0 x2c h64 y8ac ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">voor het be<span class=\"_ _0\"></span>palen van str<span class=\"_ _0\"></span>ategis<span class=\"_ _0\"></span>che antwo<span class=\"_ _0\"></span>orden en h<span class=\"_ _0\"></span>et behouden v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y8ad ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">onze veerkrach<span class=\"_ _1\"></span>t op de lange termijn<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y116c ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Na de eer<span class=\"_ _1\"></span>ste opname v<span class=\"_ _1\"></span>an verschillend<span class=\"_ _1\"></span>e klimaatve<span class=\"_ _1\"></span>randeringsscenar<span class=\"_ _1\"></span>io's</div>\n<div class=\"t m0 x1d h64 y116d ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">in onze ORS<span class=\"_ _0\"></span>A van 2021, is<span class=\"_ _0\"></span> deze activi<span class=\"_ _0\"></span>teit verde<span class=\"_ _0\"></span>r verfij<span class=\"_ _0\"></span>nd. De sce<span class=\"lsee\">nario's, </span></div>\n<div class=\"t m0 x1d h64 y116e ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">die een m<span class=\"_ _1\"></span>iddellange tot<span class=\"_ _1\"></span> langere <span class=\"_ _1\"></span>tijdshorizon <span class=\"_ _1\"></span>bestrijken, pr<span class=\"_ _1\"></span>oberen de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y116f ff15e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble impac<span class=\"_ _0\"></span>t van zo<span class=\"_ _0\"></span>wel tr<span class=\"_ _0\"></span>ansitier<span class=\"_ _0\"></span>isico a<span class=\"_ _0\"></span>ls fysiek <span class=\"_ _0\"></span>risico o<span class=\"_ _0\"></span>p onze</div>\n<div class=\"t m0 x1d h64 y1170 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">activa en pa<span class=\"_ _0\"></span>ssiva bete<span class=\"_ _0\"></span>r te begrij<span class=\"_ _0\"></span>pen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1171 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1172 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1178 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Met het o<span class=\"_ _1\"></span>og op de O<span class=\"_ _1\"></span>RSA lag de<span class=\"_ _1\"></span> focus i<span class=\"lsed\">n de hele Gro<span class=\"_ _0\"></span>ep op de vo<span class=\"_ _0\"></span>lgende t<span class=\"_ _0\"></span>wee tra<span class=\"_ _0\"></span>nsmissi<span class=\"_ _0\"></span>ekanal<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 had y11bb ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">T<span class=\"_ _3\"></span>ransitierisico</div>\n<div class=\"t m0 xf6 had y11bc ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">&amp; Fy<span class=\"_ _0\"></span>siek ris<span class=\"_ _0\"></span>ico</div>\n<div class=\"t m0 x26 had y11bb ff164 fs6d fc5 sc0 ls133 ws16d\" style=\"z-index: 15;\">V<span class=\"_ _0\"></span>eranderende</div>\n<div class=\"t m0 xfe had y11bc ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">economie</div>\n<div class=\"t m0 x263 had y11bb ff164 fs6d fc5 sc0 ls133 ws16d\" style=\"z-index: 15;\">Beleggi<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x25f had y11bc ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">&amp; ALM</div>\n<div class=\"t m0 x264 had y11bf ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Fy<span class=\"_ _0\"></span>siek ris<span class=\"_ _0\"></span>ico</div>\n<div class=\"t m0 x26 had y11bd ff164 fs6d fc5 sc0 ls133 ws16d\" style=\"z-index: 15;\">V<span class=\"_ _0\"></span>eranderende</div>\n<div class=\"t m0 x26 had y11be ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">weerpatr<span class=\"_ _0\"></span>onen</div>\n<div class=\"t m0 x257 had y11c0 ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risico op</div>\n<div class=\"t m0 x50 had y11c1 ff164 fs6d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">natuurrampen</div>\n<div class=\"t m0 x2c h64 y117c ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Voor een <span class=\"_ _1\"></span>verzekeringsgroe<span class=\"_ _1\"></span>p als Ageas <span class=\"_ _1\"></span>ligt het <span class=\"_ _1\"></span>transitierisi<span class=\"_ _1\"></span>co, dat</div>\n<div class=\"t m0 x2c h64 y117d ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk za<span class=\"_ _0\"></span>l voortvl<span class=\"_ _0\"></span>oeien uit uit<span class=\"_ _0\"></span>gebrei<span class=\"_ _0\"></span>de belei<span class=\"_ _0\"></span>ds<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">, technologie</span>-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x2c h64 y117e ff15e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">markt<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11d\">en klantgedr<span class=\"_ _1\"></span>agsverand<span class=\"lsed ws112\">eringen, voor<span class=\"_ _0\"></span>nameli<span class=\"_ _0\"></span>jk aan de acti<span class=\"_ _0\"></span>efzijde<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y117f ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">van de ba<span class=\"_ _1\"></span>lans via m<span class=\"_ _1\"></span>ateri\u00eble waard<span class=\"_ _1\"></span>eringsverander<span class=\"_ _1\"></span>ingen, gestrand<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y1180 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">activa en v<span class=\"_ _0\"></span>erander<span class=\"_ _0\"></span>ingen in wan<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsperc<span class=\"_ _0\"></span>entages al<span class=\"_ _0\"></span>s gevolg v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y1181 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">versch<span class=\"_ _0\"></span>uiving naa<span class=\"_ _0\"></span>r een koolst<span class=\"_ _0\"></span>ofarme e<span class=\"_ _0\"></span>conomie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1182 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1183 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Voor beleggi<span class=\"_ _1\"></span>ngen integre<span class=\"_ _1\"></span>ert Ageas duu<span class=\"_ _1\"></span>rzaamheidscri<span class=\"_ _1\"></span>teria (ESG: m<span class=\"_ _1\"></span>ilieu,</div>\n<div class=\"t m0 x2c h64 y1184 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">sociaal en<span class=\"_ _1\"></span> bestuur) in<span class=\"_ _1\"></span> zijn onder<span class=\"_ _1\"></span>zoeks<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>en beleggings<span class=\"_ _1\"></span>processen. He<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1185 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">heeft een R<span class=\"_ _0\"></span>esponsib<span class=\"_ _0\"></span>le Invest<span class=\"_ _0\"></span>ment Frame<span class=\"_ _0\"></span>work (RIF<span class=\"_ _0\"></span>) ge\u00efmpl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y1186 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">om duurza<span class=\"_ _0\"></span>amheids<span class=\"_ _0\"></span>risico's t<span class=\"_ _0\"></span>e integre<span class=\"_ _0\"></span>ren in inves<span class=\"_ _0\"></span>terings<span class=\"_ _0\"></span>besli<span class=\"_ _0\"></span>ssingen o<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c h64 y1187 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">basis van<span class=\"_ _1\"></span> zowel een<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>uitsluiting<span class=\"_ _1\"></span>sbeleid al<span class=\"_ _1\"></span>s ESG<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">scor<span class=\"_ _1\"></span>emethodologie\u00ebn die<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1188 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">investe<span class=\"_ _0\"></span>ringen ri<span class=\"_ _0\"></span>chten op act<span class=\"_ _0\"></span>iva met o<span class=\"_ _0\"></span>ver het algem<span class=\"_ _0\"></span>een bete<span class=\"_ _0\"></span>re ESG<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1189 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">prestaties <span class=\"_ _1\"></span>en lagere duur<span class=\"_ _1\"></span>zaamheidsrisi<span class=\"_ _1\"></span>co's. Het R<span class=\"_ _1\"></span>IF omvat ESG<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y118a ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">integrat<span class=\"_ _0\"></span>ie, impac<span class=\"_ _0\"></span>tbelegg<span class=\"_ _0\"></span>en, uitsl<span class=\"_ _0\"></span>uiting<span class=\"_ _0\"></span>sscreeni<span class=\"_ _0\"></span>ng, netto n<span class=\"_ _0\"></span>ul</div>\n<div class=\"t m0 x2c h64 y118b ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en e<span class=\"lsed\">n betrokke<span class=\"_ _0\"></span>nheid. I<span class=\"_ _0\"></span>n 2022 w<span class=\"_ _0\"></span>erd Ageas<span class=\"_ _0\"></span> ook lid v<span class=\"_ _0\"></span>an de Net<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y118c ff15e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">Zero Ass<span class=\"_ _0\"></span>et Owne<span class=\"_ _0\"></span>r Allianc<span class=\"_ _0\"></span>e, die z<span class=\"_ _0\"></span>ich ertoe v<span class=\"_ _0\"></span>erbin<span class=\"_ _0\"></span>dt de ge<span class=\"_ _0\"></span>financie<span class=\"_ _0\"></span>rde</div>\n<div class=\"t m0 x1d h64 y118d ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">emissi<span class=\"_ _0\"></span>es tegen 2030 m<span class=\"_ _0\"></span>et 50% te ver<span class=\"_ _0\"></span>minderen e<span class=\"_ _0\"></span>n de portef<span class=\"_ _0\"></span>euille te<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 y118e ff15e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">2050 vol<span class=\"_ _0\"></span>ledig k<span class=\"_ _0\"></span>oolstofv<span class=\"_ _0\"></span>rij te m<span class=\"_ _0\"></span>aken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y118f ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1190 ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Acute en chronis<span class=\"_ _1\"></span>che fysieke<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">risico's, die gepa<span class=\"_ _0\"></span>ard gaan m<span class=\"_ _0\"></span>et een </span></span></div>\n<div class=\"t m0 x1d h64 y1191 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">toename v<span class=\"_ _0\"></span>an claim<span class=\"_ _0\"></span>s en verliez<span class=\"_ _0\"></span>en, hebben e<span class=\"_ _0\"></span>en impact o<span class=\"_ _0\"></span>p onze</div>\n<div class=\"t m0 x1d h64 y1192 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sverplichtingen<span class=\"_ _1\"></span> door verander<span class=\"_ _1\"></span>ingen in de<span class=\"_ _1\"></span> vraag naar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1193 ff15e fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">product<span class=\"_ _0\"></span>en en diens<span class=\"_ _0\"></span>ten en veran<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en in verlies<span class=\"_ _0\"></span>ratio's/<span class=\"_ _0\"></span>winsten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1194 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1195 ff15e fs44 fc1c sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsed ws112\">klimaatg<span class=\"_ _0\"></span>erelate<span class=\"_ _0\"></span>erde risic<span class=\"_ _0\"></span>o's die he<span class=\"_ _0\"></span>t meest relev<span class=\"_ _0\"></span>ant zijn voo<span class=\"_ _0\"></span>r de </span></div>\n<div class=\"t m0 x1d h64 y1196 ff15e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">verze<span class=\"_ _1\"></span>keringsporte<span class=\"_ _1\"></span>feuilles zijn<span class=\"_ _1\"></span> overstrominge<span class=\"_ _1\"></span>n, stormen, </span></div>\n<div class=\"t m0 x1d h64 y1197 ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">verzakkingen<span class=\"_ _1\"></span>, bosbranden<span class=\"_ _1\"></span>, hittegolven <span class=\"_ _1\"></span>en, in mi<span class=\"_ _1\"></span>ndere mate,</div>\n<div class=\"t m0 x1d h64 y1198 ff15e fs44 fc1c sc0 lsef ws113\" style=\"z-index: 15;\">luchtverontre<span class=\"_ _1\"></span>iniging.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1199 ff15e fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y119a ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">De klimaatgerela<span class=\"_ _1\"></span>teerde stress<span class=\"_ _1\"></span>tests die worden u<span class=\"ws11d\">itge<span class=\"_ _1\"></span>voerd als on<span class=\"_ _1\"></span>derdeel </span></div>\n<div class=\"t m0 x1d h64 y119b ff15e fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">van de OR<span class=\"_ _1\"></span>SA kijken naar<span class=\"_ _1\"></span> enkele v<span class=\"_ _1\"></span>an deze ri<span class=\"_ _1\"></span>sico\u2019s om de<span class=\"_ _1\"></span> potenti\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y119c ff15e fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n op midd<span class=\"_ _0\"></span>ellang<span class=\"_ _0\"></span>e tot lang<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>jn beter t<span class=\"_ _0\"></span>e begri<span class=\"_ _0\"></span>jpen en p<span class=\"_ _0\"></span>assend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y119d ff15e fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">maatregelen te iden<span class=\"_ _1\"></span>tificeren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 252px; height: 854px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het eerste<span class=\"_ _1\"></span> transmissieka<span class=\"_ _1\"></span>naa<span class=\"ws11e\">l heeft betre<span class=\"_ _1\"></span>kking op de (macro<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span>) </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che imp<span class=\"_ _0\"></span>act van de klim<span class=\"_ _0\"></span>aatver<span class=\"_ _0\"></span>anderin<span class=\"_ _0\"></span>g door de effec<span class=\"_ _0\"></span>ten op de</div>\n<div class=\"t m0 x2c h64 y8a7 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">prijzen van finan<span class=\"_ _1\"></span>ci\u00eble activa en<span class=\"_ _1\"></span> macro<span class=\"ls0 ws0\">-</span>econo<span class=\"_ _1\"></span>mische variabelen<span class=\"_ _1\"></span> zoals de</div>\n<div class=\"t m0 x2c h64 y8a8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten en de inf<span class=\"_ _0\"></span>latie. Vo<span class=\"_ _0\"></span>orts zoude<span class=\"_ _0\"></span>n specifi<span class=\"_ _0\"></span>eke soort<span class=\"_ _0\"></span>en activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y8a9 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk in waar<span class=\"_ _0\"></span>de kunnen d<span class=\"_ _0\"></span>alen, het<span class=\"_ _0\"></span>zij door hog<span class=\"_ _0\"></span>ere kapit<span class=\"_ _0\"></span>aalkost<span class=\"_ _0\"></span>en,</div>\n<div class=\"t m0 x2c h64 y8aa ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hetzij door<span class=\"_ _1\"></span> een hoger<span class=\"_ _1\"></span> waargenomen r<span class=\"_ _1\"></span>isico door<span class=\"_ _1\"></span> de aard <span class=\"_ _1\"></span>van hun</div>\n<div class=\"t m0 x2c h64 y8ab ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten of hun l<span class=\"_ _0\"></span>ocatie.<span class=\"_ _0\"></span> Dit zou een dir<span class=\"_ _0\"></span>ecte impact<span class=\"_ _0\"></span> kunnen h<span class=\"_ _0\"></span>ebben op</div>\n<div class=\"t m0 x2c h64 y8ac ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas en <span class=\"_ _1\"></span>zijn dochterond<span class=\"_ _1\"></span>ernemingen<span class=\"_ _1\"></span> door waarde<span class=\"_ _1\"></span>schommelingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y8ad ff165 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zi<span class=\"lsef ws11d\">jn belegging<span class=\"_ _1\"></span>sportefeuille, <span class=\"_ _1\"></span>en door d<span class=\"_ _1\"></span>e economi<span class=\"_ _1\"></span>sche waarde <span class=\"_ _1\"></span>van zijn </span></div>\n<div class=\"t m0 x2c h64 y8ae ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sverplichtingen<span class=\"_ _1\"></span> op langere termijn.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het tweed<span class=\"_ _0\"></span>e transm<span class=\"_ _0\"></span>issieka<span class=\"_ _0\"></span>naal heeft b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng op geofy<span class=\"_ _0\"></span>sische</div>\n<div class=\"t m0 x2c h64 y8b1 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> die worden veroorzaa<span class=\"_ _1\"></span>kt door klimatologi<span class=\"_ _1\"></span>sche</div>\n<div class=\"t m0 x2c h64 y8b2 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span>. Ageas en<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>zijn doch<span class=\"_ _1\"></span>terondernemingen<span class=\"_ _1\"></span> onderschrij<span class=\"_ _1\"></span>ven</div>\n<div class=\"t m0 x2c h64 y8b3 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsd<span class=\"_ _0\"></span>ekkinge<span class=\"_ _0\"></span>n voor specif<span class=\"_ _0\"></span>ieke geva<span class=\"_ _0\"></span>ren, waarv<span class=\"_ _0\"></span>an de freq<span class=\"_ _0\"></span>uentie</div>\n<div class=\"t m0 x2c h64 y8b4 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en/of d<span class=\"_ _0\"></span>e ernst n<span class=\"_ _0\"></span>egatief k<span class=\"_ _0\"></span>unnen wo<span class=\"_ _0\"></span>rden be\u00ef<span class=\"_ _0\"></span>nvloed.<span class=\"_ _0\"></span> Die gev<span class=\"_ _0\"></span>aren word<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y8b5 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornamelijk<span class=\"_ _1\"></span> gedekt door<span class=\"_ _1\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsed\">levensverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>contra<span class=\"_ _0\"></span>cten, ma<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff165 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wijzigingen <span class=\"_ _1\"></span><span class=\"lsed ws112\">in de sterft<span class=\"_ _0\"></span>ecijfe<span class=\"_ _0\"></span>rs zouden oo<span class=\"_ _0\"></span>k een impact<span class=\"_ _0\"></span> kunnen heb<span class=\"_ _0\"></span>ben </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op levensv<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op basis v<span class=\"_ _0\"></span>an het b<span class=\"_ _0\"></span>ovensta<span class=\"_ _0\"></span>ande zi<span class=\"_ _0\"></span>jn er voo<span class=\"_ _0\"></span>r de ORS<span class=\"_ _0\"></span>A van 202<span class=\"_ _0\"></span>2 twee</div>\n<div class=\"t m0 x2c h64 y9d8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">reeksen o<span class=\"_ _0\"></span>nderzoe<span class=\"_ _0\"></span>ken uitgev<span class=\"_ _0\"></span>oerd:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d9 ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff165 lsed ws111\">Een <span class=\"lsef ws11e\">gr<span class=\"_ _1\"></span>oepsbrede stress<span class=\"_ _1\"></span>test voor de Europese<span class=\"_ _1\"></span> geconsolideerde<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9da ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span>en, wa<span class=\"_ _0\"></span>arbi<span class=\"ws112\">j er een la<span class=\"_ _0\"></span>ngeterm<span class=\"_ _0\"></span>ijnproj<span class=\"_ _0\"></span>ectie van b<span class=\"_ _0\"></span>elegging<span class=\"_ _0\"></span>en en </span></div>\n<div class=\"t m0 x1a0 h64 y9db ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de ALM<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">positie werd<span class=\"_ _1\"></span> uitgevoerd on<span class=\"_ _1\"></span>der verschil<span class=\"_ _1\"></span>lende </span></span></div>\n<div class=\"t m0 x1a0 h64 y9dc ff165 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">klimaat<span class=\"_ _0\"></span>scenari<span class=\"_ _0\"></span>o's.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dd ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff165 lsef ws11d\">Ee<span class=\"_ _1\"></span>n aantal</span><span class=\"ff165\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">specifi<span class=\"_ _0\"></span>eke analy<span class=\"_ _0\"></span>ses, zowe<span class=\"_ _0\"></span>l kwantit<span class=\"_ _0\"></span>atief als kw<span class=\"_ _0\"></span>alitati<span class=\"_ _0\"></span>ef, </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y9de ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met betrek<span class=\"_ _0\"></span>king tot ri<span class=\"_ _0\"></span>sico\u2019s op h<span class=\"_ _0\"></span>et gebied va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y9df ff165 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>i<span class=\"lsef ws113\">ngen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c yc14 ff169 fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Definit<span class=\"_ _0\"></span>ie van de scen<span class=\"_ _0\"></span>ario's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc15 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De stresst<span class=\"_ _0\"></span>est voor de b<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen en de AL<span class=\"_ _0\"></span>M<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">positie<span class=\"_ _1\"></span> is een verdere </span></span></div>\n<div class=\"t m0 x2c h64 yc16 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>eling va<span class=\"_ _0\"></span>n de kli<span class=\"_ _0\"></span>maatstr<span class=\"_ _0\"></span>esstest<span class=\"_ _0\"></span> die voor <span class=\"_ _0\"></span>de ORSA<span class=\"_ _0\"></span> van 202<span class=\"_ _0\"></span>1 werd</div>\n<div class=\"t m0 x2c h64 yc17 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgev<span class=\"_ _0\"></span>oerd, en die zel<span class=\"_ _0\"></span>f ge\u00efnspi<span class=\"_ _0\"></span>reerd was op h<span class=\"_ _0\"></span>et 2021 Clim<span class=\"_ _0\"></span>ate Bien<span class=\"_ _0\"></span>nial</div>\n<div class=\"t m0 x2c h64 yc18 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Explorat<span class=\"_ _0\"></span>ory Sce<span class=\"_ _0\"></span>nario (CBE<span class=\"_ _0\"></span>S) van de PRA.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">Terwijl er<span class=\"_ _1\"></span> bij d<span class=\"_ _1\"></span>e ORSA</span>-</span></div>\n<div class=\"t m0 x2c h64 yc19 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">stresst<span class=\"_ _0\"></span>est van 202<span class=\"_ _0\"></span>1 werd uitge<span class=\"_ _0\"></span>gaan van de st<span class=\"_ _0\"></span>ressfact<span class=\"_ _0\"></span>oren van de PR<span class=\"_ _0\"></span>A,</div>\n<div class=\"t m0 x2c h64 yc1a ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">heeft Ageas voor<span class=\"_ _1\"></span> de ORSA van 2022 gebrui<span class=\"_ _1\"></span>kgemaakt van macro<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 ya3d ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">economische en<span class=\"_ _1\"></span> financi\u00eb<span class=\"_ _1\"></span>le prognoses <span class=\"_ _1\"></span>van Moody\u2019s<span class=\"_ _1\"></span> Analytics. <span class=\"_ _1\"></span>De</div>\n<div class=\"t m0 x2c h64 ya3e ff165 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aan<span class=\"lsed ws11d\">vankelij<span class=\"_ _0\"></span>k gebru<span class=\"_ _0\"></span>ikte input<span class=\"_ _0\"></span> werd v<span class=\"_ _0\"></span>erbeter<span class=\"_ _0\"></span>d aan de h<span class=\"_ _0\"></span>and van <span class=\"_ _0\"></span>een int<span class=\"_ _0\"></span>ern </span></div>\n<div class=\"t m0 x2c h64 ya3f ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elde met<span class=\"_ _0\"></span>hodolog<span class=\"_ _0\"></span>ie om te k<span class=\"_ _0\"></span>omen tot <span class=\"_ _0\"></span>meer gra<span class=\"_ _0\"></span>nulair<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 ya40 ff165 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">stressfactoren.</div>\n<div class=\"t m0 x25a hae y11c2 ff168 fs50 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y11c3 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y11c4 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De stress<span class=\"_ _0\"></span>test b<span class=\"_ _0\"></span>estond uit<span class=\"_ _0\"></span> drie ve<span class=\"_ _0\"></span>rschi<span class=\"_ _0\"></span>llende kli<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>enario's<span class=\"_ _0\"></span> die</div>\n<div class=\"t m0 x2c h64 y11c5 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werden vergelek<span class=\"_ _1\"></span>en met een basiss<span class=\"_ _1\"></span>cenario. De hor<span class=\"lsed ws112\">izon die in </span></div>\n<div class=\"t m0 x2c h64 y11c6 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aanmerking we<span class=\"_ _1\"></span>rd genomen,<span class=\"_ _1\"></span> was 2045. (E<span class=\"_ _1\"></span>en mogelijke<span class=\"_ _1\"></span> toekomstige</div>\n<div class=\"t m0 x2c h64 y11c7 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ontwikkeling<span class=\"_ _1\"></span> zou zijn om de prognos<span class=\"_ _1\"></span>ehorizon te verlen<span class=\"_ _1\"></span>gen, waarbij</div>\n<div class=\"t m0 x2c h64 y11c8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt opg<span class=\"_ _0\"></span>emerkt d<span class=\"_ _0\"></span>at dit echt<span class=\"_ _0\"></span>er de onzeker<span class=\"_ _0\"></span>heden met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot het</div>\n<div class=\"t m0 x2c h64 y11c9 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">scenario zo<span class=\"_ _1\"></span>u vergroten)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y11ca ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y11cb ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het onderlig<span class=\"_ _1\"></span>gende v<span class=\"ws11e\">erhaa<span class=\"_ _1\"></span>l van de drie scena<span class=\"_ _1\"></span>rio's was het volgen<span class=\"_ _1\"></span>de:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y11cc ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff16a lsef ws11e\">V<span class=\"_ _1\"></span>roeg beleidsscena<span class=\"_ _1\"></span>rio<span class=\"ff165 lsf9 ws124\">: <span class=\"lsef ws113\">Beleids<span class=\"_ _1\"></span>veranderingen</span></span></span><span class=\"ff165\"> <span class=\"_ _1\"></span><span class=\"lsef ws11e\">om over te </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y11cd ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schakel<span class=\"_ _0\"></span>en naar ko<span class=\"_ _0\"></span>olstofn<span class=\"_ _0\"></span>eutralit<span class=\"_ _0\"></span>eit in 2050 w<span class=\"_ _0\"></span>orden onm<span class=\"_ _0\"></span>iddelli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x1a0 h64 y11ce ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitgev<span class=\"_ _0\"></span>oerd. Di<span class=\"_ _0\"></span>e beleids<span class=\"_ _0\"></span>verand<span class=\"_ _0\"></span>eringe<span class=\"_ _0\"></span>n (zoals k<span class=\"_ _0\"></span>oolstof<span class=\"_ _0\"></span>prijzen<span class=\"_ _0\"></span>) worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a0 h64 y11cf ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egeld i<span class=\"_ _0\"></span>n de pr<span class=\"ws112\">ijz<span class=\"_ _0\"></span>en van activ<span class=\"_ _0\"></span>a en in macro<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">economische </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y11d0 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabelen en<span class=\"_ _1\"></span> worden<span class=\"_ _1\"></span> geleidelijk g<span class=\"_ _1\"></span>eabsorbeerd o<span class=\"_ _1\"></span>ver de</div>\n<div class=\"t m0 x1a0 h64 y11d1 ff165 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">projectiehori<span class=\"_ _1\"></span>zon.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y11d2 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y11d3 ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff16a lsef ws11e\">L<span class=\"_ _1\"></span>aat beleidsscena<span class=\"_ _1\"></span>rio<span class=\"ff165\">: Beleidsverand<span class=\"_ _1\"></span>eringen om over te<span class=\"_ _1\"></span> schakelen </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y11d4 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar koolst<span class=\"_ _0\"></span>ofneut<span class=\"_ _0\"></span>ralitei<span class=\"_ _0\"></span>t in 2050 wor<span class=\"_ _0\"></span>den uitgest<span class=\"_ _0\"></span>eld tot 20<span class=\"_ _0\"></span>31. Door</div>\n<div class=\"t m0 x1a0 h64 y11d5 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het uitst<span class=\"_ _0\"></span>el<span class=\"ls0 ws0\"> </span><span class=\"ws112\">verloo<span class=\"_ _0\"></span>pt de transit<span class=\"_ _0\"></span>ie minde<span class=\"_ _0\"></span>r geleid<span class=\"_ _0\"></span>elijk en op een m<span class=\"_ _0\"></span>eer </span></div>\n<div class=\"t m0 x1a0 h64 y11d6 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wanord<span class=\"_ _0\"></span>elijke man<span class=\"_ _0\"></span>ier. Dat le<span class=\"_ _0\"></span>idt tot bruus<span class=\"_ _0\"></span>kere scho<span class=\"_ _0\"></span>mmeling<span class=\"_ _0\"></span>en in de</div>\n<div class=\"t m0 x1a0 h64 y11d7 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prijzen v<span class=\"_ _0\"></span>an activa en ee<span class=\"_ _0\"></span>n ernstig<span class=\"_ _0\"></span>ere schok vo<span class=\"_ _0\"></span>or macro<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a0 h64 y11d8 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che va<span class=\"_ _0\"></span>riabelen.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11d9 ff167 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff168\"> <span class=\"_ _3f\"> </span><span class=\"ff16a lsfa ws140\">Huidig beleidsscenario<span class=\"ff165 lsef ws11d\">: Er worden geen<span class=\"_ _1\"></span> verdere </span></span></span></div>\n<div class=\"t m0 x69 h64 y11da ff165 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">beleids<span class=\"_ _0\"></span>m<span class=\"lsef ws11e\">aatregelen genomen<span class=\"_ _1\"></span> en de transitie na<span class=\"_ _1\"></span>ar </span></div>\n<div class=\"t m0 x69 h64 y11db ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">koolstof<span class=\"_ _0\"></span>neutr<span class=\"_ _0\"></span>aliteit vin<span class=\"_ _0\"></span>dt niet pla<span class=\"_ _0\"></span>ats. De focu<span class=\"_ _0\"></span>s ligt op fysi<span class=\"_ _0\"></span>eke risic<span class=\"_ _0\"></span>o's,</div>\n<div class=\"t m0 x69 h64 y11dc ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangezien d<span class=\"_ _1\"></span>e klimaatveran<span class=\"_ _1\"></span>dering onges<span class=\"_ _1\"></span>toord doorgaa<span class=\"_ _1\"></span>t als er g<span class=\"_ _1\"></span>een</div>\n<div class=\"t m0 x69 h64 y11dd ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">stappen word<span class=\"_ _1\"></span>en ondernomen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11de ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y11df ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De drie sce<span class=\"_ _0\"></span>nario's di<span class=\"_ _0\"></span>e hierbov<span class=\"_ _0\"></span>en worden bes<span class=\"_ _0\"></span>chreve<span class=\"_ _0\"></span>n, leiden t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 y11e0 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alternat<span class=\"_ _0\"></span>ief proj<span class=\"_ _0\"></span>ecties van mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">economische variab<span class=\"_ _1\"></span>elen zoal<span class=\"_ _1\"></span>s het bbp,<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y11e1 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de rentev<span class=\"_ _0\"></span>oeten en de inf<span class=\"_ _0\"></span>latie, ev<span class=\"_ _0\"></span>enals act<span class=\"_ _0\"></span>ivawaar<span class=\"_ _0\"></span>den en ande<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1d h64 y11e2 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble vari<span class=\"_ _1\"></span>abelen. Die worde<span class=\"_ _1\"></span>n vervolgens ver<span class=\"_ _1\"></span>geleken met<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">een </span></span></div>\n<div class=\"t m0 x1d h64 y11e3 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zogenaamd 're<span class=\"_ _1\"></span>ferentiescenario',<span class=\"_ _1\"></span> waarin er geen ge<span class=\"_ _1\"></span>volgen van de</div>\n<div class=\"t m0 x1d h64 y11e4 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">klimaat<span class=\"_ _0\"></span>verand<span class=\"_ _0\"></span>ering be<span class=\"_ _0\"></span>staan. <span class=\"_ _0\"></span>Op die man<span class=\"_ _0\"></span>ier kun<span class=\"_ _0\"></span>nen de kli<span class=\"_ _0\"></span>maateff<span class=\"_ _0\"></span>ecten</div>\n<div class=\"t m0 x1d h64 y11e5 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden ui<span class=\"_ _1\"></span>tgedrukt als <span class=\"_ _1\"></span>schokken die<span class=\"_ _1\"></span> op de be<span class=\"_ _1\"></span>staande balans<span class=\"_ _1\"></span> kunnen</div>\n<div class=\"t m0 x1d h64 y11e6 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden toegepas<span class=\"_ _1\"></span>t. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11e7 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y11e8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De gekoz<span class=\"_ _0\"></span>en scenari<span class=\"_ _0\"></span>o's zijn ge\u00efn<span class=\"_ _0\"></span>spir<span class=\"lsef ws11e\">eerd op de zogenaamde Fase 2<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y11e9 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">scenari<span class=\"_ _0\"></span>o\u2019s die zijn ge<span class=\"_ _0\"></span>public<span class=\"_ _0\"></span>eerd door het<span class=\"_ _0\"></span> Network<span class=\"_ _0\"></span> for Greenin<span class=\"_ _0\"></span>g the</div>\n<div class=\"t m0 x1d h64 y11ea ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>al System<span class=\"_ _0\"></span> (NGFS). Moo<span class=\"_ _0\"></span>dy\u2019s Anal<span class=\"_ _0\"></span>ytics heeft<span class=\"_ _0\"></span> deze sce<span class=\"_ _0\"></span>nario's</div>\n<div class=\"t m0 x1d h64 y11eb ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gebruikt<span class=\"_ _0\"></span> als uit<span class=\"_ _0\"></span>gangspu<span class=\"_ _0\"></span>nt voor zi<span class=\"_ _0\"></span>jn macro<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">economische<span class=\"_ _1\"></span> projectie<span class=\"_ _1\"></span>s, met </span></span></div>\n<div class=\"t m0 x1d h64 y11ec ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behulp va<span class=\"_ _0\"></span>n zijn eigen g<span class=\"_ _0\"></span>ep<span class=\"lsef ws11d\">atenteerde methodol<span class=\"_ _1\"></span>ogie. Ageas<span class=\"_ _1\"></span> heeft de </span></div>\n<div class=\"t m0 x1d h64 y11ed ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">scenario's <span class=\"_ _1\"></span>van Moody\u2019s<span class=\"_ _1\"></span> vervolgens u<span class=\"_ _1\"></span>itgebreid <span class=\"_ _1\"></span>met meer granu<span class=\"_ _1\"></span>laire</div>\n<div class=\"t m0 x1d h64 y11ee ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schokken, <span class=\"_ _1\"></span>in het bijz<span class=\"_ _1\"></span>onder voor<span class=\"_ _1\"></span> aandelen en<span class=\"_ _1\"></span> bedrijfsobliga<span class=\"_ _1\"></span>ties, maar<span class=\"_ _1\"></span> ook</div>\n<div class=\"t m0 x1d h64 y11ef ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onroere<span class=\"_ _0\"></span>nd goed. D<span class=\"_ _0\"></span>eze intern<span class=\"_ _0\"></span>e overlay<span class=\"_ _0\"></span> is ontworp<span class=\"_ _0\"></span>en om de</div>\n<div class=\"t m0 x1d h64 y11f0 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">klimaat<span class=\"_ _0\"></span>gevoel<span class=\"_ _0\"></span>igheid v<span class=\"_ _0\"></span>a<span class=\"ws112\">n beleggi<span class=\"_ _0\"></span>ngsact<span class=\"_ _0\"></span>iva op basis v<span class=\"_ _0\"></span>an sector (vo<span class=\"_ _0\"></span>or </span></div>\n<div class=\"t m0 x1d h64 y11f1 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen en<span class=\"_ _1\"></span> bedrijfsobli<span class=\"_ _1\"></span>gaties) en <span class=\"_ _1\"></span>fysieke kenme<span class=\"_ _1\"></span>rken (voor<span class=\"_ _1\"></span> onroerend</div>\n<div class=\"t m0 x1d h64 y11f2 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">goed) bet<span class=\"_ _0\"></span>er te w<span class=\"_ _0\"></span>eerspie<span class=\"_ _0\"></span>gelen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11f3 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y11f4 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De hierboven<span class=\"_ _1\"></span> beschreven <span class=\"_ _1\"></span>schokken we<span class=\"_ _1\"></span>rden op granu<span class=\"_ _1\"></span>lair ni<span class=\"_ _1\"></span>veau op de</div>\n<div class=\"t m0 x1d h64 y11f5 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingsport<span class=\"_ _1\"></span>efeuille toegepa<span class=\"_ _1\"></span>st. Voorts werd<span class=\"ws11d\">en<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 y11f6 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen ge<span class=\"_ _0\"></span>herwaard<span class=\"_ _0\"></span>eerd doo<span class=\"_ _0\"></span>r de voorspe<span class=\"_ _0\"></span>lde effect<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y11f7 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de risic<span class=\"_ _0\"></span>ovrije rent<span class=\"_ _0\"></span>ecurve.<span class=\"_ _0\"></span> Lokale e<span class=\"_ _0\"></span>ntiteite<span class=\"_ _0\"></span>n namen dez<span class=\"_ _0\"></span>e schokke<span class=\"_ _0\"></span>n ook</div>\n<div class=\"t m0 x1d h64 y11f8 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op in hun Solv<span class=\"_ _0\"></span>ency<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">kapitaalvereiste<span class=\"_ _1\"></span>n. Voor alle <span class=\"_ _1\"></span>prognoses w<span class=\"_ _1\"></span>erd </span></span></div>\n<div class=\"t m0 x1d h64 y11f9 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgega<span class=\"_ _0\"></span>an van een st<span class=\"_ _0\"></span>atische b<span class=\"_ _0\"></span>alans, d.<span class=\"_ _0\"></span>w.z. da<span class=\"lsef ws11d\">t voor de hele </span></div>\n<div class=\"t m0 x1d h64 y11fa ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">projectieperi<span class=\"_ _1\"></span>ode dezelfde<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> verplichtin<span class=\"_ _1\"></span>gen in aanm<span class=\"_ _1\"></span>erking werden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y11fb ff165 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">genomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y11fc ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y11fd ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het vroeg<span class=\"_ _0\"></span>e beleidss<span class=\"_ _0\"></span>cenari<span class=\"_ _0\"></span>o wordt de kli<span class=\"_ _0\"></span>maattr<span class=\"_ _0\"></span>ansitie bes<span class=\"_ _0\"></span>chouw<span class=\"_ _0\"></span>d als</div>\n<div class=\"t m0 x1d h64 y11fe ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een exo<span class=\"_ _0\"></span>gene sch<span class=\"_ _0\"></span>ok van de <span class=\"_ _0\"></span>inflat<span class=\"_ _0\"></span>ie. Deze z<span class=\"_ _0\"></span>ogenaa<span class=\"_ _0\"></span>mde 'gro<span class=\"_ _0\"></span>enflatie'<span class=\"_ _0\"></span> zorgt</div>\n<div class=\"t m0 x1d h64 y11ff ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ervoor d<span class=\"_ _0\"></span>at de cent<span class=\"_ _0\"></span><span class=\"ws112\">rale bank<span class=\"_ _0\"></span>en de rent<span class=\"_ _0\"></span>e op een hoger ni<span class=\"_ _0\"></span>veau han<span class=\"_ _0\"></span>dhaven </span></div>\n<div class=\"t m0 x1d h64 y1200 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de inf<span class=\"_ _0\"></span>latiev<span class=\"_ _0\"></span>erwachti<span class=\"_ _0\"></span>ngen te v<span class=\"_ _0\"></span>eranke<span class=\"_ _0\"></span>ren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1201 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1202 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vanaf 2026<span class=\"_ _1\"></span> duwt deze <span class=\"_ _1\"></span>exogene schok <span class=\"_ _1\"></span>de risico<span class=\"_ _1\"></span>vrije rente <span class=\"_ _1\"></span>aanzienlijk</div>\n<div class=\"t m0 x1d h64 y1203 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoger, tijden<span class=\"_ _1\"></span>s de hele transit<span class=\"_ _1\"></span>ieperiode tot 2035<span class=\"_ _1\"></span>. In 2045 wordt de scho<span class=\"_ _1\"></span>k</div>\n<div class=\"t m0 x1d h64 y1204 ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verondersteld<span class=\"_ _1\"></span> geabso<span class=\"ws11e\">rbeerd te<span class=\"_ _1\"></span> zijn en dalen de rente<span class=\"_ _1\"></span>voeten weer tot </span></div>\n<div class=\"t m0 x1d h64 y1205 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hun evenw<span class=\"_ _0\"></span>ichtst<span class=\"_ _0\"></span>oestand.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1206 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1207 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het late bel<span class=\"_ _0\"></span>eidss<span class=\"_ _0\"></span>cenario is e<span class=\"_ _0\"></span>r geen versc<span class=\"_ _0\"></span>huivi<span class=\"_ _0\"></span>ng in 2026 aang<span class=\"_ _0\"></span>ezien er</div>\n<div class=\"t m0 x1d h64 y1208 ff165 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">nog geen k<span class=\"_ _0\"></span>limaat<span class=\"_ _0\"></span>beleid v<span class=\"_ _0\"></span>an krac<span class=\"_ _0\"></span>ht is. In <span class=\"_ _0\"></span>2035 is de <span class=\"_ _0\"></span>initi\u00eble <span class=\"_ _0\"></span>reacti<span class=\"_ _0\"></span>e van</div>\n<div class=\"t m0 x1d h64 y1209 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">de centrale ban<span class=\"_ _1\"></span>ken de beleidsrente<span class=\"_ _1\"></span> te<span class=\"ls0 ws0\"> </span>verlagen<span class=\"_ _1\"></span>, aangezien door<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y120a ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">plotse tra<span class=\"_ _0\"></span>nsities<span class=\"_ _0\"></span>chok de beho<span class=\"_ _0\"></span>efte aan mo<span class=\"_ _0\"></span>netaire st<span class=\"_ _0\"></span>eun ontst<span class=\"_ _0\"></span>aat. Daa<span class=\"_ _0\"></span>rna</div>\n<div class=\"t m0 x1d h64 y120b ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stijgen de ren<span class=\"_ _1\"></span>tevoeten aangezien<span class=\"_ _1\"></span> de uitvoering van he<span class=\"_ _1\"></span>t klimaatbeleid</div>\n<div class=\"t m0 x1d h64 y120c ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leidt to<span class=\"_ _1\"></span>t hogere in<span class=\"_ _1\"></span>flatiedruk en h<span class=\"_ _1\"></span>ogere finan<span class=\"_ _1\"></span>cieringskosten<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y120d ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y120e ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het huid<span class=\"_ _0\"></span>ige beleids<span class=\"_ _0\"></span>scenar<span class=\"_ _0\"></span>io veronde<span class=\"_ _0\"></span>rstelt dat<span class=\"_ _0\"></span> er over de</div>\n<div class=\"t m0 x1d h64 y120f ff165 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">projectieperi<span class=\"_ _1\"></span>ode geen aan<span class=\"_ _1\"></span>zienlijke v<span class=\"_ _1\"></span>erschuiving <span class=\"_ _1\"></span>in het klim<span class=\"_ _1\"></span>aatbeleid</div>\n<div class=\"t m0 x1d h64 y1210 ff165 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">plaatsv<span class=\"_ _0\"></span>indt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1211 ff165 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1212 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dat wordt w<span class=\"_ _0\"></span>eerspieg<span class=\"_ _0\"></span>eld in de rent<span class=\"_ _0\"></span>evoete<span class=\"_ _0\"></span>n, er ontsta<span class=\"_ _0\"></span>at geen ext<span class=\"_ _0\"></span>ra</div>\n<div class=\"t m0 x1d h64 y1213 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>edruk en er vol<span class=\"_ _0\"></span>gt geen react<span class=\"_ _0\"></span>ie van de c<span class=\"lsef ws11d\">entrale banken. De </span></div>\n<div class=\"t m0 x1d h64 y1214 ff165 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten blij<span class=\"_ _0\"></span>ven in hun eve<span class=\"_ _0\"></span>nwichtst<span class=\"_ _0\"></span>oestan<span class=\"_ _0\"></span>d en kennen<span class=\"_ _0\"></span> geen</div>\n<div class=\"t m0 x1d h64 y1215 ff165 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">materi\u00eble vera<span class=\"_ _1\"></span>ndering.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ff16d fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Conclusie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De risico's<span class=\"_ _0\"></span> waarme<span class=\"_ _0\"></span>e men wordt gec<span class=\"_ _0\"></span>onfront<span class=\"_ _0\"></span>eerd, zij<span class=\"_ _0\"></span>n zowel onz<span class=\"_ _0\"></span>eker als</div>\n<div class=\"t m0 x2c h64 y8a7 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">volledi<span class=\"_ _0\"></span>g voorsp<span class=\"_ _0\"></span>elbaar. <span class=\"_ _0\"></span>De exact<span class=\"_ _0\"></span>e combi<span class=\"_ _0\"></span>natie van f<span class=\"_ _0\"></span>ysiek<span class=\"_ _0\"></span>e risico'<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x2c h64 y8a8 ff16b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">tran<span class=\"lsed ws112\">sitierisic<span class=\"_ _0\"></span>o's die zul<span class=\"_ _0\"></span>len ontst<span class=\"_ _0\"></span>aan, is onzek<span class=\"_ _0\"></span>er, maar we z<span class=\"_ _0\"></span>ullen ofwe<span class=\"_ _0\"></span>l ons </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">huidig<span class=\"_ _0\"></span>e emissiet<span class=\"_ _0\"></span>raject v<span class=\"_ _0\"></span>oortzet<span class=\"_ _0\"></span>ten en gr<span class=\"_ _0\"></span>otere f<span class=\"_ _0\"></span>ysieke ris<span class=\"_ _0\"></span>ico's <span class=\"_ _0\"></span>lopen, of<span class=\"_ _0\"></span> we</div>\n<div class=\"t m0 x2c h64 y8aa ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderen <span class=\"_ _1\"></span>ons traject <span class=\"_ _1\"></span>door emissie<span class=\"_ _1\"></span>s te verm<span class=\"_ _1\"></span>inderen en l<span class=\"_ _1\"></span>open grotere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ab ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>erisic<span class=\"_ _0\"></span>o's.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel er<span class=\"_ _1\"></span> geen pogi<span class=\"lsed\">ng is gedaa<span class=\"_ _0\"></span>n om een wa<span class=\"_ _0\"></span>arschij<span class=\"_ _0\"></span>nlijkhei<span class=\"_ _0\"></span>d toe te </span></div>\n<div class=\"t m0 x2c h64 y8ae ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kennen aa<span class=\"_ _0\"></span>n de beschou<span class=\"_ _0\"></span>wde scena<span class=\"_ _0\"></span>rio's, wi<span class=\"_ _0\"></span>jst de huidi<span class=\"_ _0\"></span>ge wereldw<span class=\"_ _0\"></span>ijde</div>\n<div class=\"t m0 x2c h64 y8af ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">focus op het<span class=\"_ _0\"></span> beperke<span class=\"_ _0\"></span>n van de CO</div>\n<div class=\"t m0 x134 h76 y1085 ff16b fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">2-</div>\n<div class=\"t m0 x107 h64 y1086 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitstoot, o<span class=\"_ _1\"></span>ndersteund d<span class=\"_ _1\"></span>oor</div>\n<div class=\"t m0 x2c h64 y1087 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">initiatieven<span class=\"_ _1\"></span> zoals het Akkoord<span class=\"_ _1\"></span> van Parijs en toezegg<span class=\"_ _1\"></span>ingen van</div>\n<div class=\"t m0 x2c h64 y1217 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regeringen o<span class=\"_ _1\"></span>m tegen 20<span class=\"lsed\">50 een netto k<span class=\"_ _0\"></span>oolstof <span class=\"_ _0\"></span>emissie v<span class=\"_ _0\"></span>an nul t<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1218 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereike<span class=\"_ _0\"></span>n, op een tran<span class=\"_ _0\"></span>sitier<span class=\"_ _0\"></span>isico als ge<span class=\"_ _0\"></span>volg van een ov<span class=\"_ _0\"></span>ergang n<span class=\"_ _0\"></span>aar een</div>\n<div class=\"t m0 x2c h64 y1219 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">koolstof<span class=\"_ _0\"></span>arme ec<span class=\"_ _0\"></span>onomie. Des<span class=\"_ _0\"></span>alniett<span class=\"_ _0\"></span>emin best<span class=\"_ _0\"></span>aat er grot<span class=\"_ _0\"></span>e onzeker<span class=\"_ _0\"></span>heid</div>\n<div class=\"t m0 x2c h64 y121a ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">over de <span class=\"_ _0\"></span>omvang v<span class=\"_ _0\"></span>an de tr<span class=\"_ _0\"></span>ansitie e<span class=\"_ _0\"></span>n het bij<span class=\"_ _0\"></span>behoren<span class=\"_ _0\"></span>de tijdp<span class=\"_ _0\"></span>ad.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y121b ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y121c ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hoewel de<span class=\"_ _1\"></span> belegg<span class=\"lsed ws112\">ingsstrat<span class=\"_ _0\"></span>egie van A<span class=\"_ _0\"></span>geas om zich m<span class=\"_ _0\"></span>eer te richt<span class=\"_ _0\"></span>en op </span></div>\n<div class=\"t m0 x2c h64 y121d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">sectore<span class=\"_ _0\"></span>n die besta<span class=\"_ _0\"></span>nd zijn teg<span class=\"_ _0\"></span>en klimaat<span class=\"_ _0\"></span>risico's<span class=\"_ _0\"></span> een belang<span class=\"_ _0\"></span>rijke inp<span class=\"_ _0\"></span>erking</div>\n<div class=\"t m0 x2c h64 y121e ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is van het ov<span class=\"_ _0\"></span>ergangs<span class=\"_ _0\"></span>risico, z<span class=\"_ _0\"></span>al een voort<span class=\"_ _0\"></span>durende s<span class=\"_ _0\"></span>trategi<span class=\"_ _0\"></span>sche react<span class=\"_ _0\"></span>ie op</div>\n<div class=\"t m0 x2c h64 y121f ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing nodig zijn naa<span class=\"_ _1\"></span>rmate de eisen en verwa<span class=\"_ _1\"></span>chtingen van</div>\n<div class=\"t m0 x2c h64 y1220 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onze klant<span class=\"_ _0\"></span>en evolu<span class=\"_ _0\"></span>eren. Op bas<span class=\"_ _0\"></span>is van de relat<span class=\"_ _0\"></span>ief besc<span class=\"_ _0\"></span>heiden imp<span class=\"_ _0\"></span>act op</div>\n<div class=\"t m0 x2c h64 y1221 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onze activ<span class=\"_ _0\"></span>a en passiv<span class=\"_ _0\"></span>a in de testres<span class=\"_ _0\"></span>ultaten,<span class=\"_ _0\"></span> en ons vert<span class=\"_ _0\"></span>rouwen in de</div>\n<div class=\"t m0 x2c h64 y1222 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitvoe<span class=\"_ _0\"></span>ring van o<span class=\"_ _0\"></span>nze Imp<span class=\"_ _0\"></span>act24<span class=\"ls0 ws0\">-</span><span class=\"ws112\">duurz<span class=\"_ _0\"></span>aamhei<span class=\"_ _0\"></span>dsinitiat<span class=\"_ _0\"></span>ieven<span class=\"_ _0\"></span>, zien we </span></div>\n<div class=\"t m0 x2c h64 y1223 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>erisic<span class=\"_ _0\"></span>o niet als een mat<span class=\"_ _0\"></span>eri\u00eble b<span class=\"_ _0\"></span>ed<span class=\"lsef ws11e\">reiging voor de sol<span class=\"_ _1\"></span>vabiliteit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1224 ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1225 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Hetzelf<span class=\"_ _0\"></span>de kan wor<span class=\"_ _0\"></span>den gezegd v<span class=\"_ _0\"></span>oor fysiek<span class=\"_ _0\"></span>e risico'<span class=\"_ _0\"></span>s, waarbi<span class=\"_ _0\"></span>j de</div>\n<div class=\"t m0 x2c h64 y1226 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">voorspe<span class=\"_ _0\"></span>lde toen<span class=\"_ _0\"></span>ame van <span class=\"_ _0\"></span>de geva<span class=\"_ _0\"></span>ren die <span class=\"_ _0\"></span>het meest<span class=\"_ _0\"></span> relev<span class=\"_ _0\"></span>ant zijn v<span class=\"_ _0\"></span>oor</div>\n<div class=\"t m0 x2c h64 y1227 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onze activitei<span class=\"_ _1\"></span>ten, als beheersbaar<span class=\"_ _1\"></span> worden beschouwd, me<span class=\"_ _1\"></span>t name in</div>\n<div class=\"t m0 x2c h64 y1228 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadeverzeker<span class=\"_ _1\"></span>ingen door m<span class=\"_ _1\"></span>idde<span class=\"ws11e\">l van prijsste<span class=\"_ _1\"></span>lling en herverze<span class=\"_ _1\"></span>kering. </span></div>\n<div class=\"t m0 x2c h64 y1229 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dat gezegd<span class=\"_ _1\"></span> hebbende, <span class=\"_ _1\"></span>kunnen deze<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">twee ve<span class=\"_ _0\"></span>rzachte<span class=\"_ _0\"></span>nde maatre<span class=\"_ _0\"></span>gelen </span></span></div>\n<div class=\"t m0 x2c h64 y122a ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">enkele bepe<span class=\"_ _1\"></span>rkingen hebb<span class=\"_ _1\"></span>en, aangezien<span class=\"_ _1\"></span> bepaalde regio<span class=\"_ _1\"></span>'s onevenredi<span class=\"_ _1\"></span>g</div>\n<div class=\"t m0 x2c h64 y122b ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zwaar ku<span class=\"_ _0\"></span>nnen worde<span class=\"_ _0\"></span>n getroff<span class=\"_ _0\"></span>en door de fysi<span class=\"_ _0\"></span>eke risic<span class=\"_ _0\"></span>o's van</div>\n<div class=\"t m0 x2c h64 y122c ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing en er problemen<span class=\"_ _1\"></span> kunnen ontstaan ron<span class=\"_ _1\"></span>d de</div>\n<div class=\"t m0 x2c h64 y122d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaalb<span class=\"_ _0\"></span>aarheid e<span class=\"_ _0\"></span>n beschik<span class=\"_ _0\"></span>baarhei<span class=\"_ _0\"></span>d van herv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngsrisic<span class=\"_ _0\"></span>odekki<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y122e ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het is erg bel<span class=\"_ _0\"></span>angrij<span class=\"_ _0\"></span>k om te erkenn<span class=\"_ _0\"></span>en dat deze st<span class=\"_ _0\"></span>andpunt<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y122f ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gevormd o<span class=\"_ _0\"></span>p basis van de inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie die beschi<span class=\"_ _0\"></span>kbaar was<span class=\"_ _0\"></span> op het moment</div>\n<div class=\"t m0 x2c h64 y1230 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van beoordeling<span class=\"_ _1\"></span> en de in<span class=\"ws11d\">herente on<span class=\"_ _1\"></span>zekerheid van<span class=\"_ _1\"></span> het modell<span class=\"_ _1\"></span>eren van </span></div>\n<div class=\"t m0 x2c h64 y1231 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing. We erkennen da<span class=\"_ _1\"></span>t klimaatmodeller<span class=\"_ _1\"></span>ing nog in de</div>\n<div class=\"t m0 x2c h64 y1232 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kinders<span class=\"_ _0\"></span>choenen s<span class=\"_ _0\"></span>taat en deze i<span class=\"_ _0\"></span>nzichten z<span class=\"_ _0\"></span>ullen reg<span class=\"_ _0\"></span>elmati<span class=\"_ _0\"></span>g worden</div>\n<div class=\"t m0 x2c h64 y1233 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verdiept<span class=\"_ _0\"></span> en bijgew<span class=\"_ _0\"></span>erkt naa<span class=\"_ _0\"></span>rmate er mee<span class=\"_ _0\"></span>r informat<span class=\"_ _0\"></span>ie en erken<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y1234 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">modell<span class=\"_ _0\"></span>en beschik<span class=\"_ _0\"></span>baar k<span class=\"lsef ws113\">omen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h6c y1235 ff16d fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Acties en voorui<span class=\"_ _1\"></span>tzichten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1236 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De analys<span class=\"_ _0\"></span>e van de klimaat<span class=\"_ _0\"></span>veran<span class=\"_ _0\"></span>dering wo<span class=\"_ _0\"></span>rdt actief<span class=\"_ _0\"></span> ontwikk<span class=\"_ _0\"></span>eld en acties<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1237 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die tot <span class=\"_ _0\"></span>nu toe zij<span class=\"_ _0\"></span>n ge\u00efde<span class=\"_ _0\"></span>ntifice<span class=\"_ _0\"></span>erd, zijn <span class=\"_ _0\"></span>onder m<span class=\"_ _0\"></span>eer::</div>\n<div class=\"t m0 x1ee hae y1238 ff16e fs50 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1239 ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsef ws11d\">v<span class=\"_ _1\"></span>erdere ontwi<span class=\"_ _1\"></span>kkeling en <span class=\"_ _1\"></span>invraagstellin<span class=\"_ _1\"></span>g van de <span class=\"_ _1\"></span>scenario's v<span class=\"_ _1\"></span>oor het </span></span></div>\n<div class=\"t m0 x1a0 h64 y123a ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">meten v<span class=\"_ _0\"></span>an de eff<span class=\"_ _0\"></span>ecten va<span class=\"_ _0\"></span>n <span class=\"ls105 ws135\">trans<span class=\"_ _1\"></span>itie<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en f<span class=\"_ _1\"></span>ysieke risico's op<span class=\"_ _1\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y123b ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>en de ALM<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls10b ws13d\">positie</span>. </span></div>\n<div class=\"t m0 x2c h64 y123c ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws112\">verdere verfij<span class=\"_ _0\"></span>ning van de gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>eit van de bel<span class=\"_ _0\"></span>eggings<span class=\"_ _0\"></span>portef<span class=\"_ _0\"></span>euille </span></span></div>\n<div class=\"t m0 x1a0 h64 y123d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op het gebie<span class=\"_ _0\"></span>d van gevoe<span class=\"_ _0\"></span>lighei<span class=\"_ _0\"></span>d voor klimaat<span class=\"_ _0\"></span>risico'<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y123e ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsef ws11d\">v<span class=\"_ _1\"></span>erdere risic<span class=\"_ _1\"></span>oanalyse voo<span class=\"_ _1\"></span>r die ent<span class=\"_ _1\"></span>iteiten waar op<span class=\"_ _1\"></span> langere <span class=\"_ _1\"></span>termijn</span><span class=\"ff16b\"> </span></span></div>\n<div class=\"t m0 x1a0 h64 y123f ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s kunne<span class=\"_ _0\"></span>n ontsta<span class=\"_ _0\"></span>an of risic<span class=\"_ _0\"></span>oanal<span class=\"_ _0\"></span>yse verbet<span class=\"_ _0\"></span>eren v<span class=\"_ _0\"></span>oor die</div>\n<div class=\"t m0 x1a0 h64 y1240 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">entiteiten waa<span class=\"_ _1\"></span>rvoor de data beperk<span class=\"_ _1\"></span>t is. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1241 ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws112\">Ontwikkeling va<span class=\"_ _0\"></span>n capacit<span class=\"_ _0\"></span>eit voor de ui<span class=\"_ _0\"></span>tvoering va<span class=\"_ _0\"></span>n vergel<span class=\"_ _0\"></span>ijkbare </span></span></div>\n<div class=\"t m0 x1a0 h64 y1242 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderz<span class=\"_ _0\"></span>oeken voor de A<span class=\"_ _0\"></span>ziatisc<span class=\"_ _0\"></span>he partic<span class=\"_ _0\"></span>ipaties v<span class=\"_ _0\"></span>an Ageas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h64 y1243 ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws11d\">Onderzoek ho<span class=\"_ _0\"></span>e het aans<span class=\"_ _0\"></span>prakeli<span class=\"_ _0\"></span>j<span class=\"ws112\">kheids<span class=\"_ _0\"></span>risico het b<span class=\"_ _0\"></span>est kan wor<span class=\"_ _0\"></span>den </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y1244 ff16b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beoordeeld<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h7b y82e ff170 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">4.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff170 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Details i<span class=\"_ _1\"></span>nzake verschillende <span class=\"_ _1\"></span>risicoposities<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb58 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de sectie<span class=\"_ _0\"></span>s geven mee<span class=\"_ _0\"></span>r details van d<span class=\"_ _0\"></span>e verschi<span class=\"_ _0\"></span>llende</div>\n<div class=\"t m0 x1d h64 yb59 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>blootst<span class=\"_ _0\"></span>ellingen van A<span class=\"_ _0\"></span>geas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1245 ff16b fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Financi<span class=\"_ _0\"></span>eel risic<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1246 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Financi<span class=\"_ _0\"></span>eel risic<span class=\"_ _0\"></span>o betreft al<span class=\"_ _0\"></span>le risic<span class=\"_ _0\"></span>o\u2019s die s<span class=\"lsef ws11d\">amenhangen met d<span class=\"_ _1\"></span>e waarde en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1247 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling <span class=\"_ _0\"></span>van acti<span class=\"_ _0\"></span>va en ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>an invl<span class=\"_ _0\"></span>oed</div>\n<div class=\"t m0 x1d h64 y1248 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kunnen zij<span class=\"_ _0\"></span>n op de solva<span class=\"_ _0\"></span>biliteit<span class=\"_ _0\"></span>, winst en liq<span class=\"_ _0\"></span>uiditeit<span class=\"_ _0\"></span> als gevolg v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y1249 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in financi\u00eb<span class=\"_ _1\"></span>le omstandig<span class=\"_ _1\"></span>heden. Onder<span class=\"_ _1\"></span> andere:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y124a ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws111\">marktrisico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y124b ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b lsed ws112\">risico dat optree<span class=\"_ _0\"></span>dt w<span class=\"lsef ws11d\">anneer een teg<span class=\"_ _1\"></span>enpartij in <span class=\"_ _1\"></span>gebreke blij<span class=\"_ _1\"></span>ft.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y124c ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b ls10b ws13d\">liquiditeitsris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y124d ff16f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16e\"> <span class=\"_ _3f\"> </span><span class=\"ff16b ls103 ws11d\">r<span class=\"_ _1\"></span>isico<span class=\"_ _1\"></span></span><span class=\"ff16b\"> <span class=\"lsed ws112\">van immateri<span class=\"_ _0\"></span>\u00eble activa<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y124e ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y124f ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het fina<span class=\"_ _0\"></span>ncieel r<span class=\"_ _0\"></span>isico is<span class=\"_ _0\"></span> voor ve<span class=\"_ _0\"></span>el van de <span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>eiten v<span class=\"_ _0\"></span>an Ageas h<span class=\"_ _0\"></span>et meest</div>\n<div class=\"t m0 x1d h64 y1250 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">materi\u00ebl<span class=\"_ _0\"></span>e risico. I<span class=\"_ _0\"></span>n het risico<span class=\"_ _0\"></span>kader voo<span class=\"_ _0\"></span>r alle activ<span class=\"_ _0\"></span>iteiten w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 y1251 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsbelei<span class=\"_ _1\"></span>d, li<span class=\"lsed ws112\">mieten, stress<span class=\"_ _0\"></span>tests<span class=\"_ _0\"></span> en regelmat<span class=\"_ _0\"></span>ige monit<span class=\"_ _0\"></span>oring </span></div>\n<div class=\"t m0 x1d h64 y1252 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gecombi<span class=\"_ _0\"></span>neerd om de a<span class=\"_ _0\"></span>ard en omva<span class=\"_ _0\"></span>ng van de fina<span class=\"_ _0\"></span>nci\u00eble risic<span class=\"_ _0\"></span>o\u2019s te</div>\n<div class=\"t m0 x1d h64 y1253 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beheersen e<span class=\"_ _1\"></span>n ervoor <span class=\"_ _1\"></span>te zorgen dat<span class=\"_ _1\"></span> de genomen<span class=\"_ _1\"></span> risico\u2019s a<span class=\"_ _1\"></span>anvaardbaar</div>\n<div class=\"t m0 x1d h64 y1254 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zijn voor de klan<span class=\"_ _1\"></span>t en de aandeelhouder<span class=\"_ _1\"></span> en dat daar een ov<span class=\"_ _1\"></span>ereenkomstig</div>\n<div class=\"t m0 x1d h64 y1255 ff16b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">rendement<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">tegenover staa<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1256 ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1257 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De lokale <span class=\"_ _1\"></span>dochtermaatschap<span class=\"_ _1\"></span>pijen van A<span class=\"_ _1\"></span>geas bepalen<span class=\"_ _1\"></span> de totale</div>\n<div class=\"t m0 x1d h64 y1258 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingsmix op ba<span class=\"_ _0\"></span>sis van ond<span class=\"_ _0\"></span>erzoek na<span class=\"_ _0\"></span>ar de juiste st<span class=\"_ _0\"></span>rategis<span class=\"_ _0\"></span>che mix</div>\n<div class=\"t m0 x1d h64 y1259 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">en de adequaathe<span class=\"_ _1\"></span>id ervan vanuit ALM<span class=\"_ _1\"></span> oogpunt. Over de<span class=\"_ _1\"></span> tactische</div>\n<div class=\"t m0 x1d h64 y125a ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">allocat<span class=\"_ _0\"></span>ie besliss<span class=\"_ _0\"></span>en ze naar aan<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>g van de<span class=\"ls0 ws0\"> </span>ontwikk<span class=\"_ _0\"></span>elinge<span class=\"_ _0\"></span>n van de</div>\n<div class=\"t m0 x1d h64 yc23 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">marktsit<span class=\"_ _0\"></span>uatie e<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\">-</span><span class=\"ws112\">vooruitz<span class=\"_ _0\"></span>ichten.<span class=\"_ _0\"></span> In het beslu<span class=\"_ _0\"></span>itvormin<span class=\"_ _0\"></span>gsproces<span class=\"_ _0\"></span> gaat het </span></div>\n<div class=\"t m0 x1d h64 yc24 ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bij de j<span class=\"_ _0\"></span>uiste str<span class=\"_ _0\"></span>eefmix <span class=\"_ _0\"></span>om het vi<span class=\"_ _0\"></span>nden va<span class=\"_ _0\"></span>n een even<span class=\"_ _0\"></span>wicht t<span class=\"_ _0\"></span>ussen risk<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yc25 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e, kapita<span class=\"_ _0\"></span>alvere<span class=\"_ _0\"></span>isten, risi<span class=\"_ _0\"></span>co en rend<span class=\"_ _0\"></span>ement op de la<span class=\"_ _0\"></span>nge termij<span class=\"_ _0\"></span>n, de</div>\n<div class=\"t m0 x1d h64 yc26 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>htingen va<span class=\"_ _0\"></span>n de<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">polishouders<span class=\"_ _1\"></span>, afspraken o<span class=\"_ _1\"></span>ver winstdeli<span class=\"_ _1\"></span>ng, </span></span></div>\n<div class=\"t m0 x1d h64 yc27 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngen en liqu<span class=\"_ _0\"></span>iditeit.<span class=\"_ _0\"></span> De missie van d<span class=\"_ _0\"></span>e Group Risk<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">functie is on<span class=\"_ _0\"></span>der </span></span></div>\n<div class=\"t m0 x1d h64 yc28 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">meer de bewaking<span class=\"_ _1\"></span> van de totale bloo<span class=\"_ _1\"></span>tstellingen ten opz<span class=\"_ _1\"></span>ichte van de ri<span class=\"_ _1\"></span>sk</div>\n<div class=\"t m0 x1d h64 yc29 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">appetite voor f<span class=\"_ _1\"></span>inancieel risi<span class=\"_ _1\"></span>co en de nauwe samen<span class=\"_ _1\"></span>werking met de loka<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">le </span></div>\n<div class=\"t m0 x1d h64 yc2a ff16b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en om het <span class=\"_ _0\"></span>beleid en<span class=\"_ _0\"></span> de 'best<span class=\"_ _0\"></span> practic<span class=\"_ _0\"></span>es' tot s<span class=\"_ _0\"></span>tand te</div>\n<div class=\"t m0 x1d h64 yc2b ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">brengen di<span class=\"_ _0\"></span>e door het lok<span class=\"_ _0\"></span>ale best<span class=\"_ _0\"></span>uur moete<span class=\"_ _0\"></span>n worden g<span class=\"_ _0\"></span>oedgeke<span class=\"_ _0\"></span>urd zodat</div>\n<div class=\"t m0 x1d h64 yc2c ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ze een on<span class=\"_ _1\"></span>derdeel vormen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>reguliere a<span class=\"_ _1\"></span>ctiviteiten op <span class=\"_ _1\"></span>lokaal ni<span class=\"_ _1\"></span>veau. <span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h6c y125b ff16d fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.1 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Marktrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y125c ff16b fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">Mark<span class=\"_ _1\"></span>trisi<span class=\"_ _1\"></span>co komt<span class=\"_ _1\"></span> vo<span class=\"lsef ws11d\">ort u<span class=\"_ _1\"></span>it ongunstige<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de <span class=\"_ _1\"></span>financi\u00eble </span></div>\n<div class=\"t m0 x1d h64 y125d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>e als gevol<span class=\"_ _0\"></span>g, direct of in<span class=\"_ _0\"></span>direct, v<span class=\"_ _0\"></span>an fluctua<span class=\"_ _0\"></span>ties van het<span class=\"_ _0\"></span> niveau en</div>\n<div class=\"t m0 x1d h64 y125e ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de volati<span class=\"_ _0\"></span>liteit van m<span class=\"_ _0\"></span>arktpri<span class=\"_ _0\"></span>jzen van act<span class=\"_ _0\"></span>iva en verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y125f ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1260 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het omvat de volge<span class=\"_ _1\"></span>nde subrisico\u2019<span class=\"_ _1\"></span>s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1261 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>renteris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1262 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span><span class=\"lsef ws113\">aandelenri<span class=\"_ _1\"></span>si<span class=\"ls103 ws11d\">co.</span></span> </span></div>\n<div class=\"t m0 x1d h64 y1263 ff16b fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">c.<span class=\"ls0 ws0\"> <span class=\"_ _196\"> </span><span class=\"lsef ws113\">spreadrisico.</span> </span></div>\n<div class=\"t m0 x1d h64 y1264 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">d.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>valutaris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb8d ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">e.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>vastgoed<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb8e ff16b fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">f.<span class=\"ls0 ws0\"> <span class=\"_ _1e5\"> </span><span class=\"lsed ws111\">marktrisic<span class=\"_ _0\"></span>oconcen<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1265 ff16b fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">g. <span class=\"ls0 ws0\"> <span class=\"_ _18f\"> </span><span class=\"lsed ws111\">inflatierisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1266 ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1267 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de in deze t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing vermel<span class=\"_ _0\"></span>de gevoel<span class=\"_ _0\"></span>igheden is<span class=\"_ _0\"></span> de impact vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y1268 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ngen nie<span class=\"_ _1\"></span>t inbegrepen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 236px; height: 256px; width: 337px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 236px; height: 261px; width: 337px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff171 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10a ws13c\">RENTERISICO<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Renteris<span class=\"_ _0\"></span>ico best<span class=\"_ _0\"></span>aat vo<span class=\"_ _0\"></span>or alle ac<span class=\"_ _0\"></span>tiva en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen d<span class=\"_ _0\"></span>ie gevo<span class=\"_ _0\"></span>elig zij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a7 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor veran<span class=\"_ _0\"></span>derin<span class=\"_ _0\"></span>gen in de rentet<span class=\"_ _0\"></span>ermijnst<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r of in de volatil<span class=\"_ _0\"></span>iteit va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8a8 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente. Dit<span class=\"_ _0\"></span> geldt zowe<span class=\"_ _0\"></span>l voor re\u00ebl<span class=\"_ _0\"></span>e als voor nom<span class=\"_ _0\"></span>inale ter<span class=\"_ _0\"></span>mijnstruc<span class=\"_ _0\"></span>turen. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y8a9 ff171 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span>co doe<span class=\"_ _1\"></span>t zich vo<span class=\"_ _1\"></span>o<span class=\"lsed ws11d\">r als gevol<span class=\"_ _0\"></span>g van ee<span class=\"_ _0\"></span>n \u2018mismat<span class=\"_ _0\"></span>ch\u2019 tus<span class=\"_ _0\"></span>sen de </span></div>\n<div class=\"t m0 x2c h64 y8aa ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevoeligheid <span class=\"_ _1\"></span>van activa<span class=\"_ _1\"></span> en passiva<span class=\"_ _1\"></span> voor verander<span class=\"_ _1\"></span>ingen in <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y8ab ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arieven e<span class=\"_ _0\"></span>n de bijb<span class=\"_ _0\"></span>ehorend<span class=\"_ _0\"></span>e volati<span class=\"_ _0\"></span>liteit,<span class=\"_ _0\"></span> die een <span class=\"_ _0\"></span>ongunsti<span class=\"_ _0\"></span>ge impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kan hebbe<span class=\"_ _0\"></span>n op de winst<span class=\"_ _0\"></span>en en de solvab<span class=\"_ _0\"></span>iliteit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Agea<span class=\"ws11d\">s meet<span class=\"_ _1\"></span>, bewaakt en<span class=\"_ _1\"></span> beheerst het <span class=\"_ _1\"></span>renterisico<span class=\"_ _1\"></span> aan de hand<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8af ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aantal ind<span class=\"_ _0\"></span>icator<span class=\"_ _0\"></span>en zoals kas<span class=\"_ _0\"></span>stroomv<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llenana<span class=\"_ _0\"></span>lyse en str<span class=\"_ _0\"></span>esstests.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yee7 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bele<span class=\"_ _0\"></span>ggingsbe<span class=\"_ _0\"></span>leid en het A<span class=\"_ _0\"></span>LM<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beleid vereisen<span class=\"_ _1\"></span> gewoonlijk een </span></span></div>\n<div class=\"t m0 x1d h64 yee8 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">duideli<span class=\"_ _0\"></span>jke afstem<span class=\"_ _0\"></span>ming tenz<span class=\"_ _0\"></span>ij afwijki<span class=\"_ _0\"></span>ng geacco<span class=\"_ _0\"></span>rdeer<span class=\"_ _0\"></span>d is. Lang<span class=\"lsef ws11e\">er lopende </span></div>\n<div class=\"t m0 x1d h64 yee9 ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zaken k<span class=\"_ _0\"></span>unnen las<span class=\"_ _0\"></span>tiger z<span class=\"_ _0\"></span>ijn om af t<span class=\"_ _0\"></span>e stemm<span class=\"_ _0\"></span>en aang<span class=\"_ _0\"></span>ezien ges<span class=\"_ _0\"></span>chikte <span class=\"_ _0\"></span>activa</div>\n<div class=\"t m0 x1d h64 yd4c ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontbrek<span class=\"_ _0\"></span>en. In de matc<span class=\"_ _0\"></span>hingst<span class=\"_ _0\"></span>rategie w<span class=\"_ _0\"></span>ordt reken<span class=\"_ _0\"></span>ing gehoud<span class=\"_ _0\"></span>en met de risk</div>\n<div class=\"t m0 x1d h64 yd4d ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e, de bes<span class=\"_ _0\"></span>chikbaa<span class=\"_ _0\"></span>rheid v<span class=\"_ _0\"></span>an de (lan<span class=\"_ _0\"></span>getermi<span class=\"_ _0\"></span>jn)act<span class=\"_ _0\"></span>iva, de h<span class=\"_ _0\"></span>uidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4e ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte marktr<span class=\"_ _0\"></span>ente en de ga<span class=\"_ _0\"></span>ra<span class=\"ws11d\">ntieniv<span class=\"_ _0\"></span>eaus. I<span class=\"_ _0\"></span>n voorko<span class=\"_ _0\"></span>mende g<span class=\"_ _0\"></span>evallen </span></div>\n<div class=\"t m0 x1d h64 yd4f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geb<span class=\"_ _0\"></span>ruik gemaa<span class=\"_ _0\"></span>kt van deriv<span class=\"_ _0\"></span>aten om h<span class=\"_ _0\"></span>et renteris<span class=\"_ _0\"></span>ico af te dekk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x1d h64 yd50 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wij wijzen<span class=\"_ _1\"></span> erop dat <span class=\"_ _1\"></span>lage rente<span class=\"_ _1\"></span>tarieven word<span class=\"_ _1\"></span>en gedefinieer<span class=\"_ _1\"></span>d als een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd51 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">strateg<span class=\"_ _0\"></span>isch risic<span class=\"_ _0\"></span>o, met focus<span class=\"_ _0\"></span> op de struct<span class=\"_ _0\"></span>uur van vast<span class=\"_ _0\"></span>e/vari<span class=\"_ _0\"></span>abele kost<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 y126a ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126b ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126c ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Onderst<span class=\"ws11d\">aande <span class=\"_ _1\"></span>tabel geeft<span class=\"_ _1\"></span> het effec<span class=\"_ _1\"></span>t weer op <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening volgens<span class=\"_ _1\"></span> de IFRS en<span class=\"_ _1\"></span> het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>onder IFRS al<span class=\"_ _1\"></span>s gevolg <span class=\"_ _1\"></span>van ee<span class=\"ws11e\">n daling<span class=\"_ _1\"></span> in de </span></span></div>\n<div class=\"t m0 x2c h64 y126d ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rentevoeten voo<span class=\"_ _1\"></span>r geconsolideerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span>. Er wordt een opwaartse<span class=\"_ _1\"></span>/neerwaartse scho<span class=\"_ _1\"></span>k toegepast die ov<span class=\"_ _1\"></span>ereenstemt met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>een terugkeerperio<span class=\"_ _1\"></span>de van 1/30</div>\n<div class=\"t m0 x2c h64 y126e ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">jaar (gemid<span class=\"_ _1\"></span>deld circa 7<span class=\"_ _1\"></span>5 basispun<span class=\"_ _1\"></span>ten). Sommige e<span class=\"_ _1\"></span>ntiteiten<span class=\"_ _1\"></span> gebruiken een <span class=\"_ _1\"></span>vereenvoudigde<span class=\"_ _1\"></span> methode <span class=\"_ _1\"></span>waarbij een <span class=\"_ _1\"></span>parallelle <span class=\"_ _1\"></span>verschu<span class=\"lsed ws112\">iving van 100 </span></div>\n<div class=\"t m0 x2c h64 y126f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basispu<span class=\"_ _0\"></span>nten in ove<span class=\"_ _0\"></span>rweging w<span class=\"_ _0\"></span>ordt genom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 450px; bottom: 783px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 412px; bottom: 768px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y68f ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 569px; bottom: 813px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff171 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 529px; bottom: 798px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 548px; bottom: 783px; z-index: 15;\">V<span class=\"lsf1 ws116\">ermogen</span> </div>\n<div class=\"t m0 x202 h67 y67e ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 548px; bottom: 768px; z-index: 15;\">vlgs. IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 656px; bottom: 783px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 615px; bottom: 768px; z-index: 15;\">R<span class=\"lsf1 ws116\">esultatenrekening</span> </div>\n<div class=\"t m0 x2f h67 y68f ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 813px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff171 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 735px; bottom: 798px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 754px; bottom: 783px; z-index: 15;\">Vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 754px; bottom: 768px; z-index: 15;\">vlgs. IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 487px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 487px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Rentevoet <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>daling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 738px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 738px; z-index: 15;\">1.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 738px; z-index: 15;\">4</div>\n<div class=\"t m0 x5a h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 738px; z-index: 15;\">396<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Rentevoet <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>stijging<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 471px; bottom: 723px; z-index: 15;\">(67)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 723px; z-index: 15;\">(2.224)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e3 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 723px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 723px; z-index: 15;\">(1.407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1276 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1277 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1278 ff171 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10c ws13b\">AANDELE<span class=\"_ _1\"></span>NRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y1279 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenrisico<span class=\"_ _1\"></span>'s treden o<span class=\"_ _1\"></span>p als gevolg <span class=\"_ _1\"></span>van de ge<span class=\"_ _1\"></span>voeligheid v<span class=\"_ _1\"></span>an activa en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y127a ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nten voo<span class=\"_ _0\"></span>r veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het</div>\n<div class=\"t m0 x2c h64 y127b ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niveau of volat<span class=\"_ _1\"></span>iliteit van marktp<span class=\"_ _1\"></span>rijzen voor aande<span class=\"_ _1\"></span>len of hun rendemen<span class=\"_ _1\"></span>t,</div>\n<div class=\"t m0 x2c h64 y127c ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die van i<span class=\"_ _0\"></span>nvloed k<span class=\"_ _0\"></span>unnen z<span class=\"_ _0\"></span>ijn o<span class=\"ws112\">p de wi<span class=\"_ _0\"></span>nst en de solva<span class=\"_ _0\"></span>biliteit<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y127d ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y127e ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o\u2019s word<span class=\"_ _0\"></span>en behee<span class=\"_ _0\"></span>rst door op bas<span class=\"_ _0\"></span>is van de risk<span class=\"_ _0\"></span> appetite</div>\n<div class=\"t m0 x2c h64 y127f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">limiet<span class=\"_ _0\"></span>en vast te stel<span class=\"_ _0\"></span>len en door e<span class=\"_ _0\"></span>en beleggi<span class=\"_ _0\"></span>ngsbel<span class=\"_ _0\"></span>eid dat een aant<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x2c h64 y1280 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">controlemaa<span class=\"_ _1\"></span>tregelen vereist<span class=\"_ _1\"></span>, zoals wel<span class=\"_ _1\"></span>ke maatregelen<span class=\"_ _1\"></span> er moeten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1281 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden getro<span class=\"_ _1\"></span>ffen bij aa<span class=\"_ _1\"></span>nz<span class=\"ws11e\">ienlijke waard<span class=\"_ _1\"></span>edalingen. Door di<span class=\"_ _1\"></span>t risico in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1282 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eerder stadium<span class=\"_ _1\"></span> proactief te beher<span class=\"_ _1\"></span>en, is de blootstell<span class=\"_ _1\"></span>ing aan het</div>\n<div class=\"t m0 x1d h64 y1283 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span> door middel van ver<span class=\"_ _1\"></span>koop en afdekking sne<span class=\"_ _1\"></span>l gedaald.</div>\n<div class=\"t m0 x1d h64 y1284 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Hiermee worden ve<span class=\"_ _1\"></span>rliezen beperkt en k<span class=\"_ _1\"></span>unnen</div>\n<div class=\"t m0 x1d h64 y1285 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>smaatschappijen sol<span class=\"_ _1\"></span>vabel blijven tijde<span class=\"_ _1\"></span>ns een financi\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1286 ff171 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">crisis.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1287 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1288 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor risico<span class=\"_ _1\"></span>managementdoelein<span class=\"_ _1\"></span>den definie<span class=\"_ _1\"></span>ert Ageas z<span class=\"_ _1\"></span>ijn</div>\n<div class=\"t m0 x1d h64 y1289 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enpositi<span class=\"_ _0\"></span>es op basis va<span class=\"_ _0\"></span>n de econom<span class=\"_ _0\"></span>ische real<span class=\"_ _0\"></span>iteit va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y128a ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> risico\u2019s. D<span class=\"_ _1\"></span>e totale <span class=\"_ _1\"></span>economische p<span class=\"_ _1\"></span>ositie in</div>\n<div class=\"t m0 x1d h64 y128b ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aand<span class=\"ws11e\">elen tegen re\u00eb<span class=\"_ _1\"></span>le waarde wordt<span class=\"_ _1\"></span> in de volgende tabel<span class=\"_ _1\"></span> ge\u00efllustreerd, </span></div>\n<div class=\"t m0 x1d h64 y128c ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inclusief aans<span class=\"_ _1\"></span>luiting op de gepubl<span class=\"_ _1\"></span>iceerde cijfer<span class=\"_ _1\"></span>s onder IFRS.</div>\n<div class=\"t m0 x2c h64 y128d ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y128e ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 xee h67 y69a ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 471px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 471px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff171 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Type van actief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff174 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Directe aandelen beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 441px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 441px; z-index: 15;\">3.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 426px; z-index: 15;\">Aandelen fondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 426px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 426px; z-index: 15;\">916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Private equity<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 411px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 411px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff171 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Activa<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">allocatie fondsen</span> </span></div>\n<div class=\"t m0 x4a h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 396px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 396px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff173 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> econom<span class=\"_ _0\"></span>ische<span class=\"_ _0\"></span> bloots<span class=\"_ _0\"></span>telli<span class=\"_ _0\"></span>ng aan<span class=\"_ _0\"></span>delen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 381px; z-index: 15;\">3.622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 381px; z-index: 15;\">4.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 367px; z-index: 15;\">Obligatiefondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 367px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 367px; z-index: 15;\">424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Geldmarktfondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 352px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 352px; z-index: 15;\">221<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 337px; z-index: 15;\">Vastgoedfondsen (SICAFI/REITS)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 337px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 337px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff173 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> blootst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g aandele<span class=\"_ _0\"></span>n volge<span class=\"_ _0\"></span>ns IFRS<span class=\"ls0 ws0\">-</span><span class=\"ws16f\">de<span class=\"_ _0\"></span>finitie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y691 ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 322px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y691 ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 322px; z-index: 15;\">5.872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 307px; z-index: 15;\">waarvan:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y680 ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Beschikbaar voor verkoop (zie <span class=\"_ _0\"></span>toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 292px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 292px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Aangehouden tegen re\u00eble wa<span class=\"_ _0\"></span>arde (zie toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 277px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 277px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 266px; height: 840px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 266px; height: 840px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 266px; height: 840px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff178 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderst<span class=\"_ _0\"></span>aande tab<span class=\"_ _0\"></span>el geeft het b<span class=\"_ _0\"></span>ruto effec<span class=\"_ _0\"></span>t weer op de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng volgens d<span class=\"_ _0\"></span>e IFRS en het ei<span class=\"_ _0\"></span>gen <span class=\"lsef ws11d\">vermogen onder<span class=\"_ _1\"></span> IFRS als g<span class=\"_ _1\"></span>evolg van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enschok di<span class=\"_ _0\"></span>e overee<span class=\"_ _0\"></span>nstemt met<span class=\"_ _0\"></span> een daling in ee<span class=\"_ _0\"></span>n terugk<span class=\"_ _0\"></span>eerperi<span class=\"_ _0\"></span>ode van 1/30 ja<span class=\"_ _0\"></span>ar (circa 30%<span class=\"_ _0\"></span> voor in de EER ge<span class=\"_ _0\"></span>noteerd<span class=\"_ _0\"></span>e aandele<span class=\"_ _0\"></span>n) voor</div>\n<div class=\"t m0 x2c h64 y8a8 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 452px; bottom: 988px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 973px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 1003px; z-index: 15;\">Effect op eigen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 988px; z-index: 15;\">vermogen vlgs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 540px; bottom: 973px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 628px; bottom: 988px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 628px; bottom: 973px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 716px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 1003px; z-index: 15;\">Effect op eigen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 988px; z-index: 15;\">vermogen vlgs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 716px; bottom: 973px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 1018px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 1018px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y68f ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 1003px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 1003px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y694 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff179 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 716px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws115\">Neerwaarts risico<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 943px; z-index: 15;\">(340)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 943px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 943px; z-index: 15;\">(281)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 716px; bottom: 943px; z-index: 15;\">(1.262)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12a5 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12a6 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12a7 ff176 fs44 fc1f sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls10c ws13b\">S<span class=\"_ _1\"></span>PREADRIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 y12a8 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Spreadr<span class=\"_ _0\"></span>isico onts<span class=\"_ _0\"></span>taat door d<span class=\"_ _0\"></span>e gevoeli<span class=\"_ _0\"></span>gheid van d<span class=\"_ _0\"></span>e waarde van act<span class=\"_ _0\"></span>iva en</div>\n<div class=\"t m0 x2c h64 y12a9 ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nten voo<span class=\"_ _0\"></span>r veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het</div>\n<div class=\"t m0 x2c h64 y12aa ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau of<span class=\"_ _0\"></span> in de vo<span class=\"_ _0\"></span>latilit<span class=\"_ _0\"></span>eit van d<span class=\"_ _0\"></span>e spread<span class=\"_ _0\"></span>s van de <span class=\"_ _0\"></span>risicov<span class=\"_ _0\"></span>rije</div>\n<div class=\"t m0 x2c h64 y12ab ff176 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>ermijnst<span class=\"_ _0\"></span>ructuur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12ac ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12ad ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een aanzi<span class=\"_ _0\"></span>enlijk de<span class=\"_ _0\"></span>el van de ve<span class=\"lsef ws11d\">rplichtingen van A<span class=\"_ _1\"></span>geas is in<span class=\"_ _1\"></span> bepaalde </span></div>\n<div class=\"t m0 x2c h64 y12ae ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mate niet<span class=\"_ _1\"></span> liquide. Agea<span class=\"_ _1\"></span>s streeft e<span class=\"_ _1\"></span>rnaar kredie<span class=\"_ _1\"></span>tbeleggingen <span class=\"_ _1\"></span>bij voorkeur<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y12af ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot einde l<span class=\"_ _0\"></span>ooptijd a<span class=\"_ _0\"></span>an te houde<span class=\"_ _0\"></span>n. De impact va<span class=\"_ _0\"></span>n het spread<span class=\"_ _0\"></span>risico op</div>\n<div class=\"t m0 x2c h64 y12b0 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lange ter<span class=\"_ _1\"></span>mijn wordt h<span class=\"_ _1\"></span>ierdoor aanz<span class=\"_ _1\"></span>ienlijk beperk<span class=\"_ _1\"></span>t, omdat Agea<span class=\"_ _1\"></span>s deze</div>\n<div class=\"t m0 x2c h64 y12b1 ff176 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">doorgaans<span class=\"_ _1\"></span> tot einde <span class=\"_ _1\"></span>looptijd aanh<span class=\"_ _1\"></span>oudt, in<span class=\"_ _1\"></span> lijn met <span class=\"_ _1\"></span>zijn </span></div>\n<div class=\"t m0 x2c h64 y12b2 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">illiquide lan<span class=\"_ _1\"></span>glopende verpli<span class=\"_ _1\"></span>chtingen. Hoewel<span class=\"_ _1\"></span> de volatiliteit o<span class=\"_ _1\"></span>p korte</div>\n<div class=\"t m0 x2c h64 y12b3 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">termij<span class=\"_ _0\"></span>n aanzienli<span class=\"_ _0\"></span>jk kan zijn,<span class=\"_ _0\"></span> is het onwaa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk dat Ag<span class=\"_ _0\"></span>eas wordt</div>\n<div class=\"t m0 x2c h64 y12b4 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedwongen tegen<span class=\"_ _1\"></span> bodemprijzen te<span class=\"_ _1\"></span> verkopen. Ageas<span class=\"_ _1\"></span> kan echter <span class=\"ws113\">wel </span></div>\n<div class=\"t m0 x2c h64 y12b5 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">besluit<span class=\"_ _0\"></span>en om deze act<span class=\"_ _0\"></span>iva te ver<span class=\"_ _0\"></span>effenen als<span class=\"_ _0\"></span> het meent dat<span class=\"_ _0\"></span> dit de beste</div>\n<div class=\"t m0 x2c h64 y12b6 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanpak is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12b7 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12b8 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor interne<span class=\"_ _1\"></span> risicomanagem<span class=\"_ _1\"></span>entdoeleinden<span class=\"_ _1\"></span> neemt Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y12b9 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevoeligheid vo<span class=\"_ _1\"></span>or het fundamen<span class=\"_ _1\"></span>tele spreadrisico op<span class=\"_ _1\"></span> lange termijn in</div>\n<div class=\"t m0 x2c h64 y12ba ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>ig het Solve<span class=\"_ _0\"></span>ncy II \u201cVol<span class=\"_ _0\"></span>a<span class=\"ls105 ws0\">tili<span class=\"_ _1\"></span>ty Ad<span class=\"_ _1\"></span>justm<span class=\"_ _1\"></span>ent\u201d<span class=\"_ _1\"></span><span class=\"ls0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y12bb ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concept,<span class=\"_ _0\"></span> maar houdt<span class=\"_ _0\"></span> daarbij rek<span class=\"_ _0\"></span>ening met<span class=\"_ _0\"></span> de specif<span class=\"_ _0\"></span>ieke kenm<span class=\"_ _0\"></span>erken van</div>\n<div class=\"t m0 x1d h64 y12bc ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de portef<span class=\"_ _0\"></span>euille. Dit<span class=\"_ _0\"></span> wordt gez<span class=\"_ _0\"></span>ien als meer in ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emming m<span class=\"_ _0\"></span>et het</div>\n<div class=\"t m0 x1d h64 y12bd ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s, waarbij de<span class=\"_ _1\"></span> realisati<span class=\"_ _1\"></span>e van minderwa<span class=\"_ _1\"></span>arden</div>\n<div class=\"t m0 x1d h64 y12be ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans wordt<span class=\"_ _1\"></span> vermeden, vergele<span class=\"_ _1\"></span><span class=\"lsed ws112\">ken met een pu<span class=\"_ _0\"></span>re mark<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-</span></span></div>\n<div class=\"t m0 x1d h64 y12bf ff176 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">marketbenader<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c0 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y12c1 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dit verklaart oo<span class=\"_ _1\"></span>k waarom Ageas de behand<span class=\"_ _1\"></span>eling van het spr<span class=\"_ _1\"></span>eadrisico</div>\n<div class=\"t m0 x1d h64 y12c2 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de standaar<span class=\"_ _1\"></span>dformule in de SCR</div>\n<div class=\"t m0 x257 h76 y12c3 ff176 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x9d h64 y12c4 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">als volgt h<span class=\"_ _0\"></span>eeft herzi<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y12c5 ff17a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff17b\"> <span class=\"_ _3f\"> </span><span class=\"ff176 lsef ws11d\">Op<span class=\"_ _1\"></span>name van <span class=\"_ _1\"></span>fundamentele <span class=\"_ _1\"></span>spread voor<span class=\"_ _1\"></span> EU blootstell<span class=\"_ _1\"></span>ingen aan </span></span></div>\n<div class=\"t m0 x69 h64 y12c6 ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overhei<span class=\"_ _0\"></span>dsobli<span class=\"_ _0\"></span>gaties e<span class=\"_ _0\"></span>n equiva<span class=\"_ _0\"></span>lenten. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c7 ff17a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff17b\"> <span class=\"_ _3f\"> </span><span class=\"ff176 ls10b ws13d\">Uitsluiting</span><span class=\"ff176\"> <span class=\"lsed ws112\">van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">fundament<span class=\"_ _0\"></span>ele spre<span class=\"_ _0\"></span>ad op andere sc<span class=\"_ _0\"></span>huld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h6c y12c8 ff178 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c9 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gevoelighe<span class=\"_ _1\"></span>den die in<span class=\"_ _1\"></span> aanmerking w<span class=\"_ _1\"></span>orden genomen<span class=\"_ _1\"></span> voor d<span class=\"lsed\">e impact </span></div>\n<div class=\"t m0 x1d h64 y12ca ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verbreding van <span class=\"_ _1\"></span>de credit<span class=\"_ _1\"></span>spreads op de<span class=\"_ _1\"></span> resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x1d h64 y12cb ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigen vermogen ond<span class=\"_ _1\"></span>er IFRS zijn afhan<span class=\"_ _1\"></span>kelijk van de kredie<span class=\"_ _1\"></span>trating en de</div>\n<div class=\"t m0 x1d h64 y12cc ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">duratio<span class=\"_ _0\"></span>n van de <span class=\"_ _0\"></span>betreff<span class=\"_ _0\"></span>ende act<span class=\"_ _0\"></span>iva. Di<span class=\"_ _0\"></span>e stresss<span class=\"_ _0\"></span>cenario'<span class=\"_ _0\"></span>s ste<span class=\"_ _0\"></span>mmen</div>\n<div class=\"t m0 x1d h64 y12cd ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>n met een t<span class=\"_ _0\"></span>erugke<span class=\"_ _0\"></span>erperiod<span class=\"_ _0\"></span>e van 1/<span class=\"_ _0\"></span>30<span class=\"ls0 ws0\"> </span>en vari\u00eb<span class=\"_ _0\"></span>ren van +<span class=\"_ _0\"></span>70</div>\n<div class=\"t m0 x1d h64 y12ce ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basispunten voo<span class=\"_ _1\"></span>r activa met een<span class=\"_ _1\"></span> AAA<span class=\"ls0 ws0\">-</span>rating tot<span class=\"_ _1\"></span> +200 basispunten vo<span class=\"_ _1\"></span>or</div>\n<div class=\"t m0 x1d h64 y12cf ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa met<span class=\"_ _0\"></span> een BBB<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rating. Bepaalde o<span class=\"_ _1\"></span>perationele <span class=\"_ _1\"></span>entiteiten<span class=\"_ _1\"></span> hanteren </span></span></div>\n<div class=\"t m0 x1d h64 y12d0 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een veree<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>gde method<span class=\"_ _0\"></span>e waarbij er op de v<span class=\"_ _0\"></span>olledig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y12d1 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietportef<span class=\"_ _1\"></span>euille een<span class=\"_ _1\"></span> schok van +<span class=\"_ _1\"></span>100 basi<span class=\"ws11e\">spu<span class=\"_ _1\"></span>nten wordt toegepa<span class=\"_ _1\"></span>st.</span></div>\n<div class=\"t m0 x2c h64 y12d2 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12d3 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12d4 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderst<span class=\"_ _0\"></span>aande tab<span class=\"_ _0\"></span>el geeft het ef<span class=\"_ _0\"></span>fect wee<span class=\"_ _0\"></span>r op de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening en h<span class=\"_ _0\"></span>et eigen verm<span class=\"_ _0\"></span>ogen on<span class=\"_ _0\"></span>der IFRS als<span class=\"_ _0\"></span> gevolg van ee<span class=\"_ _0\"></span>n spreadg<span class=\"_ _0\"></span><span class=\"ws111\">evoelig<span class=\"_ _0\"></span>heidssch<span class=\"_ _0\"></span>ok.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 452px; bottom: 472px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 457px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 502px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 540px; bottom: 487px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 472px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 540px; bottom: 457px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 628px; bottom: 472px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 628px; bottom: 457px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 716px; bottom: 502px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 487px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 472px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 716px; bottom: 457px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12d5 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x83 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 443px; bottom: 502px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 502px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 502px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y685 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 487px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 487px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y6c6 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff179 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 716px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Spre<span class=\"_ _1\"></span>adrisi<span class=\"_ _1\"></span>co <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf1 ws118\">Verbredening creditspread </span> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 427px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 427px; z-index: 15;\">(1.004)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 427px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 716px; bottom: 427px; z-index: 15;\">(1.291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12dc ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c haf y12dd ff176 fs6e fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12de ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12df ff176 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">VA<span class=\"_ _1\"></span>LUTARISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y12e0 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het valutar<span class=\"_ _1\"></span>isico vloei<span class=\"_ _1\"></span>t voort uit<span class=\"_ _1\"></span> de <span class=\"ws11e\">gevoeli<span class=\"_ _1\"></span>gheid van activa<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x2c h64 y12e1 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> voor veranderi<span class=\"_ _1\"></span>ngen in het niveau<span class=\"_ _1\"></span> van valutakoersen al<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y12e2 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er een 'mis<span class=\"_ _0\"></span>match' is tus<span class=\"_ _0\"></span>sen de relev<span class=\"_ _0\"></span>ante val<span class=\"_ _0\"></span>uta\u2019s van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y12e3 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen.<span class=\"_ _0\"></span> Op groeps<span class=\"_ _0\"></span>niveau om<span class=\"_ _0\"></span>vat dit risic<span class=\"_ _0\"></span>o situat<span class=\"_ _0\"></span>ies waari<span class=\"_ _0\"></span>n Ageas</div>\n<div class=\"t m0 x2c h64 y12e4 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa (in d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>maats<span class=\"lsef ws11d\">chappijen en geassocieer<span class=\"_ _1\"></span>de deelneminge<span class=\"_ _1\"></span>n) of </span></div>\n<div class=\"t m0 x2c h64 y12e5 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> (van fi<span class=\"_ _1\"></span>nanciering) hee<span class=\"_ _1\"></span>ft in an<span class=\"_ _1\"></span>dere valuta's<span class=\"_ _1\"></span> dan de <span class=\"_ _1\"></span>euro.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12e6 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12e7 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _0\"></span>eleid van Age<span class=\"_ _0\"></span>as wordt dit<span class=\"_ _0\"></span> risico be<span class=\"_ _0\"></span>perkt door d<span class=\"_ _0\"></span>e eis</div>\n<div class=\"t m0 x2c h64 y12e8 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de 'valut<span class=\"_ _0\"></span>amism<span class=\"_ _0\"></span>atch' tuss<span class=\"_ _0\"></span>en activa en v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y12e9 ff176 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">docht<span class=\"ws112\">e<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en tot een min<span class=\"_ _0\"></span>imum wordt<span class=\"_ _0\"></span> beperkt. i<span class=\"_ _0\"></span>n veel gevall<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 y12ea ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt dat risi<span class=\"_ _1\"></span>co volledig ge\u00eblim<span class=\"_ _1\"></span>ineerd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12eb ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y12ec ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het is be<span class=\"_ _1\"></span>leid bij A<span class=\"_ _1\"></span>geas om d<span class=\"_ _1\"></span>e aandelenbel<span class=\"_ _1\"></span>eggingen en<span class=\"_ _1\"></span> permanente</div>\n<div class=\"t m0 x1d h64 y12ed ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>buitenl<span class=\"_ _0\"></span>andse va<span class=\"_ _0\"></span>luta\u2019s v<span class=\"_ _0\"></span>oor <span class=\"ws112\">doc<span class=\"_ _0\"></span>htermaats<span class=\"_ _0\"></span>chappi<span class=\"_ _0\"></span>jen en </span></div>\n<div class=\"t m0 x1d h64 y12ee ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelnemingen<span class=\"_ _1\"></span> niet af <span class=\"_ _1\"></span>te dekken. Ag<span class=\"_ _1\"></span>eas accepte<span class=\"_ _1\"></span>ert de</div>\n<div class=\"t m0 x1d h64 y12ef ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018mismatc<span class=\"_ _0\"></span>h\u2019 die voo<span class=\"_ _0\"></span>rtvloeit u<span class=\"_ _0\"></span>it het eigend<span class=\"_ _0\"></span>om van lok<span class=\"_ _0\"></span>ale</div>\n<div class=\"t m0 x1d h64 y12f0 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">euro valuta\u2019s als norm<span class=\"_ _1\"></span>aal voor een </span></span></div>\n<div class=\"t m0 x1d h64 y12f1 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">internationa<span class=\"_ _1\"></span>le groep.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 226px; height: 880px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 226px; height: 880px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 226px; height: 880px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff17c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">zijn de bel<span class=\"_ _0\"></span>angrijk<span class=\"_ _0\"></span>ste valut<span class=\"_ _0\"></span>arisic<span class=\"_ _0\"></span>opositie<span class=\"_ _0\"></span>s per 31 <span class=\"_ _0\"></span>decemb<span class=\"_ _0\"></span>er weerge<span class=\"_ _0\"></span>geven. H<span class=\"_ _0\"></span>et betr<span class=\"_ _0\"></span>eft hier n<span class=\"_ _0\"></span>ettopo<span class=\"_ _0\"></span>sities (<span class=\"_ _0\"></span>activa m<span class=\"_ _0\"></span>inus ve<span class=\"_ _0\"></span>rplich<span class=\"lsef ws113\">tingen), </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na afdekk<span class=\"_ _0\"></span>ing genot<span class=\"_ _0\"></span>eerd in euro<span class=\"_ _0\"></span>\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff17c fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 312px; bottom: 1049px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsfb ws123\" style=\"left: 355px; bottom: 1049px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 399px; bottom: 1049px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 439px; bottom: 1049px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 488px; bottom: 1049px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf2 ws117\" style=\"left: 524px; bottom: 1049px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 567px; bottom: 1049px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 610px; bottom: 1049px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 734px; bottom: 1049px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff17c fs46 fc1d sc0 lsf3 ws120\" style=\"left: 765px; bottom: 1049px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 1019px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 1019px; z-index: 15;\">3.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 1019px; z-index: 15;\">913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 1019px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 480px; bottom: 1019px; z-index: 15;\">1.875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1019px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 1019px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1019px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 1019px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 1019px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 1019px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1019px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Totaal verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 1004px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 1004px; z-index: 15;\">2.596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 480px; bottom: 1004px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaal activa minus ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 989px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 989px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 989px; z-index: 15;\">911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 989px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 989px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 989px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 989px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 989px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 989px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 989px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Buiten balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 974px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 974px; z-index: 15;\">(435)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Netto positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 959px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 959px; z-index: 15;\">589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 959px; z-index: 15;\">476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 959px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 959px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 959px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 959px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 959px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 959px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 959px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 959px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 959px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Waarvan ge\u00efnvesteerd in doc<span class=\"_ _0\"></span>htermaatschappijen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en deelnemingen</span> </div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 930px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 930px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 930px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 930px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 930px; z-index: 15;\">420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 930px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 930px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 930px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 930px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 930px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 331px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 374px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 418px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 458px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 502px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 543px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 585px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 628px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 670px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 712px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff17c fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Per 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 312px; bottom: 898px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsfb ws123\" style=\"left: 355px; bottom: 898px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 399px; bottom: 898px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 439px; bottom: 898px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 488px; bottom: 898px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf2 ws117\" style=\"left: 524px; bottom: 898px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 567px; bottom: 898px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 610px; bottom: 898px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 651px; bottom: 898px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 693px; bottom: 898px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 734px; bottom: 898px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y6c4 ff17c fs46 fc1d sc0 lsf3 ws120\" style=\"left: 765px; bottom: 898px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 867px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 867px; z-index: 15;\">4.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 867px; z-index: 15;\">1.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 867px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 867px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 867px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 867px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 867px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 867px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 867px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 867px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Totaal verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 852px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 852px; z-index: 15;\">4.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 852px; z-index: 15;\">1</div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 852px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 852px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Totaal activa minus ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 838px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 838px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 838px; z-index: 15;\">1.342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 838px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 838px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 838px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 838px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 838px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 838px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 838px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 838px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 838px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Buiten balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 823px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 823px; z-index: 15;\">(678)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 808px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 808px; z-index: 15;\">942<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 808px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 808px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 808px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 808px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 808px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 808px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 808px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 808px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 808px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 808px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Waarvan ge\u00efnvesteerd in doc<span class=\"_ _0\"></span>htermaatschappijen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en deelnemingen</span> </div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 778px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 778px; z-index: 15;\">939<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 778px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 778px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 778px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 778px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 778px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 778px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 778px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 778px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 778px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1308 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1309 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y130a ff17c fs44 fc1f sc0 lsf9 ws124\" style=\"z-index: 15;\">E. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"ls104 ws134\">VASTGOEDRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y130b ff17c fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Vastgoe<span class=\"_ _0\"></span>drisic<span class=\"_ _0\"></span>o ontsta<span class=\"_ _0\"></span>at als het<span class=\"_ _0\"></span> result<span class=\"_ _0\"></span>aat van d<span class=\"_ _0\"></span>e gevoel<span class=\"_ _0\"></span>igheid v<span class=\"_ _0\"></span>an activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y130c ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en voor het niv<span class=\"_ _0\"></span>eau of de vol<span class=\"_ _0\"></span>atiliteit<span class=\"_ _0\"></span> van markt<span class=\"_ _0\"></span>prijzen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y130d ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed o<span class=\"_ _1\"></span>f hun rendemen<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y130e ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y130f ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Met het o<span class=\"_ _1\"></span>og op risicom<span class=\"_ _1\"></span>anagement defi<span class=\"_ _1\"></span>nieert Ageas<span class=\"_ _1\"></span> de blootst<span class=\"_ _1\"></span>elling aan</div>\n<div class=\"t m0 x2c h64 y1310 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d op basis va<span class=\"_ _0\"></span>n de marktw<span class=\"_ _0\"></span>aarde van dez<span class=\"_ _0\"></span>e activa met i<span class=\"_ _0\"></span>nbegri<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c h64 y1311 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van acti<span class=\"_ _1\"></span>va die worden<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> voor eigen<span class=\"_ _1\"></span> gebruik e<span class=\"_ _1\"></span>n IFRS 16</div>\n<div class=\"t m0 x2c h64 y1312 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseact<span class=\"_ _0\"></span>iva. Dez<span class=\"_ _0\"></span>e blootst<span class=\"_ _0\"></span>elling ver<span class=\"_ _0\"></span>schilt v<span class=\"_ _0\"></span>an de blootst<span class=\"_ _0\"></span>elling</div>\n<div class=\"t m0 x2c h64 y1313 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span> onder de <span class=\"_ _1\"></span>IFRS defini<span class=\"_ _1\"></span>ties, die nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws113\">gerealisee<span class=\"_ _1\"></span>rde <span class=\"lsed ws111\">winsten </span></span></div>\n<div class=\"t m0 x1d h64 y1314 ff17c fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of verli<span class=\"_ _0\"></span>ezen uits<span class=\"_ _0\"></span>luiten.<span class=\"_ _0\"></span> De tabe<span class=\"_ _0\"></span>l hiero<span class=\"_ _0\"></span>nder defi<span class=\"_ _0\"></span>nieert w<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1315 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschou<span class=\"_ _0\"></span>wt als eco<span class=\"_ _0\"></span>nomische b<span class=\"_ _0\"></span>lootste<span class=\"_ _0\"></span>lling aan vast<span class=\"_ _0\"></span>goed en ho<span class=\"_ _0\"></span>e dit wordt</div>\n<div class=\"t m0 x1d h64 y1316 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangesloten <span class=\"_ _1\"></span>bij de ci<span class=\"_ _1\"></span>jfers gerappor<span class=\"_ _1\"></span>teerd onder<span class=\"_ _1\"></span> IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1317 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1318 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor interne<span class=\"_ _1\"></span> risicomanagem<span class=\"_ _1\"></span>entdoeleinden<span class=\"_ _1\"></span> past Ageas<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y1319 ff17c fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"ws112\">lang<span class=\"_ _0\"></span>rijkste doc<span class=\"_ _0\"></span>hterm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppijen een int<span class=\"_ _0\"></span>ern vast<span class=\"_ _0\"></span>goedmo<span class=\"_ _0\"></span>del toe. In </span></div>\n<div class=\"t m0 x1d h64 y131a ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dit model <span class=\"_ _1\"></span>wordt vastgo<span class=\"_ _1\"></span>edrisico behand<span class=\"_ _1\"></span>eld overeen<span class=\"_ _1\"></span>komstig de</div>\n<div class=\"t m0 x1d h64 y131b ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> economische<span class=\"_ _1\"></span> blootstelling<span class=\"_ _1\"></span> in plaat<span class=\"_ _1\"></span>s van volge<span class=\"_ _1\"></span>ns de IFRS<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y131c ff17c fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">classificatie van de activa.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y131d ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y131e ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff17c fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 xee h67 y694 ff17c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 542px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff17c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 542px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 526px; z-index: 15;\">Type van actief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 526px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 526px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff17e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y694 ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Vastgoed (zie toelichting 11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 497px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 497px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Materi\u00eble vaste activa; terreinen en<span class=\"_ _0\"></span> gebouwen voor eigen geb<span class=\"_ _0\"></span>ruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 467px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en parkeergarages (zie toelichting 16)</span> </div>\n<div class=\"t m0 x51 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 467px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 467px; z-index: 15;\">1.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 452px; z-index: 15;\">Vastgoed voor verkoop (zie <span class=\"ws115\">toelichting 15)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 452px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 452px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 437px; z-index: 15;\">Totaal (tegen geamortiseerde kostprijs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 437px; z-index: 15;\">5.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 437px; z-index: 15;\">5.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Vastgoed fondsen (tegen re\u00eble<span class=\"_ _0\"></span> waarde)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 423px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 423px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff17f fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 408px; z-index: 15;\">Totaal vastgoed blootstell<span class=\"_ _1\"></span>ing volgens IFRS definiti<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 408px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 408px; z-index: 15;\">6.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 797px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff17e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 378px; z-index: 15;\">Ongerealiseerde herwaarderingen (Economische <span class=\"ws116\">blootstelling)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h69 y683 ff17f fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 378px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff17f fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 378px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 363px; z-index: 15;\">Vastgoed (zie toelichting 11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 363px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 363px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 348px; z-index: 15;\">Terreinen en gebouwen voor<span class=\"_ _0\"></span> eigen gebruik (zie toelichting<span class=\"_ _0\"></span> 16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 348px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 348px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff17f fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 333px; z-index: 15;\">Totaal economische bloots<span class=\"_ _1\"></span>telling op vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 333px; z-index: 15;\">7.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 333px; z-index: 15;\">8.027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 322px; height: 784px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 322px; height: 784px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 322px; height: 784px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ff183 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onderstaande <span class=\"_ _1\"></span>tabel geeft<span class=\"_ _1\"></span> het effec<span class=\"_ _1\"></span>t weer op <span class=\"_ _1\"></span>de <span class=\"lsed ws112\">resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning en het ei<span class=\"_ _0\"></span>gen vermo<span class=\"_ _0\"></span>gen onder I<span class=\"_ _0\"></span>FRS van een st<span class=\"_ _0\"></span>resssce<span class=\"_ _0\"></span>nario op de<span class=\"_ _0\"></span> vastgoedm<span class=\"_ _0\"></span>arkt dat </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemt met ee<span class=\"_ _0\"></span>n terugke<span class=\"_ _0\"></span>erperi<span class=\"_ _0\"></span>ode van 1/30 j<span class=\"_ _0\"></span>aar (gemi<span class=\"_ _0\"></span>ddeld 14%).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff181 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 506px; bottom: 1004px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff181 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 564px; bottom: 1019px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 561px; bottom: 1004px; z-index: 15;\"> <span class=\"lsf1 ws115\">vermogen vlgs.</span> </div>\n<div class=\"t m0 x202 h67 y67e ff181 fs46 fc1d sc0 ls134 ws170\" style=\"left: 603px; bottom: 989px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff181 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 678px; bottom: 1004px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 640px; bottom: 989px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff181 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 737px; bottom: 1019px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff181 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 736px; bottom: 1004px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 773px; bottom: 989px; z-index: 15;\"> <span class=\"ls134 ws170\">IFRS</span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 713px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y694 ff184 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 1019px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h67 y694 ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 713px; bottom: 1019px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y68f ff184 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 561px; bottom: 1004px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 773px; bottom: 989px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Neerwaarts vastgoedrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 959px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 959px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 959px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 959px; z-index: 15;\">(307)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y132a ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y132b ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y132c ff181 fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls10a ws13c\">MARKTCON<span class=\"_ _0\"></span>CENTRATIERI<span class=\"_ _0\"></span>SICO<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y132d ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Marktconcentra<span class=\"_ _1\"></span>tierisico hee<span class=\"_ _1\"></span>ft <span class=\"lsed ws112\">betrekk<span class=\"_ _0\"></span>ing op risic<span class=\"_ _0\"></span>o\u2019s die onts<span class=\"_ _0\"></span>taan doo<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x2c h64 y132e ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een gebrek<span class=\"_ _1\"></span> aan diversi<span class=\"_ _1\"></span>ficatie van <span class=\"_ _1\"></span>de activapor<span class=\"_ _1\"></span>tefeuille doo<span class=\"_ _1\"></span>r een gro<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y132f ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totale po<span class=\"_ _1\"></span>sitie bij i<span class=\"_ _1\"></span>ndividuele t<span class=\"_ _1\"></span>egenpartijen, <span class=\"_ _1\"></span>of een aan<span class=\"_ _1\"></span>tal gecorrele<span class=\"_ _1\"></span>erde</div>\n<div class=\"t m0 x2c h64 y1330 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">tegenpartijen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1331 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1332 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Concentratieri<span class=\"_ _1\"></span>sico kan onts<span class=\"_ _1\"></span>taan als gevolg van een<span class=\"_ _1\"></span> gro<span class=\"lsed ws11d\">te total<span class=\"_ _0\"></span>e positi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1333 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij indivi<span class=\"_ _0\"></span>duele teg<span class=\"_ _0\"></span>enparti<span class=\"_ _0\"></span>jen dan wel e<span class=\"_ _0\"></span>en totale pos<span class=\"_ _0\"></span>itie bij<span class=\"_ _0\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y1334 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">positief ge<span class=\"_ _1\"></span>correleerde t<span class=\"_ _1\"></span>egenpartijen (da<span class=\"_ _1\"></span>t wil zegge<span class=\"_ _1\"></span>n, partijen<span class=\"_ _1\"></span> die onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1335 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> omstandighed<span class=\"_ _1\"></span>en in gebrek<span class=\"_ _1\"></span>e blijven)<span class=\"_ _1\"></span> die potentie<span class=\"_ _1\"></span>el tot</div>\n<div class=\"t m0 x2c h64 y1336 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijke bijz<span class=\"_ _0\"></span>ondere w<span class=\"lsef ws11e\">aardeverminderingen zouden<span class=\"_ _1\"></span> kunnen leiden in </span></div>\n<div class=\"t m0 x2c h64 y1337 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geval va<span class=\"_ _0\"></span>n faillis<span class=\"_ _0\"></span>sement of ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span><span class=\"ws111\">betaling.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1338 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1339 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het vermi<span class=\"_ _0\"></span>jden van conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>es is een fun<span class=\"_ _0\"></span>damente<span class=\"_ _0\"></span>le factor i<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y133a ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span>strategie van<span class=\"_ _1\"></span> Ageas om <span class=\"_ _1\"></span>liquide en g<span class=\"_ _1\"></span>ediversifieer<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y133b ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles aa<span class=\"_ _0\"></span>n te houden. E<span class=\"_ _0\"></span>lke d<span class=\"lsef ws11e\">ochtermaatschappij is </span></div>\n<div class=\"t m0 x2c h64 y133c ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor ha<span class=\"_ _1\"></span>ar eigen t<span class=\"_ _1\"></span>egenpartijlimie<span class=\"_ _1\"></span>ten, waarbij r<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x2c h64 y133d ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt ge<span class=\"_ _0\"></span>houden<span class=\"_ _0\"></span> met de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e situat<span class=\"_ _0\"></span>ie van d<span class=\"_ _0\"></span>e bewust<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y133e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij en ve<span class=\"_ _0\"></span>reiste<span class=\"_ _0\"></span>n op het niveau v<span class=\"_ _0\"></span>an de Groep. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y133f ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voortdurend mon<span class=\"_ _1\"></span>itoren valt evene<span class=\"_ _1\"></span>ens onder<span class=\"ls0 ws0\"> </span>de<span class=\"_ _1\"></span> verantwoordelij<span class=\"_ _1\"></span>kheid van</div>\n<div class=\"t m0 x2c h64 y1340 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de individ<span class=\"_ _0\"></span>uele werk<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>appije<span class=\"_ _0\"></span>n. De Groep vol<span class=\"_ _0\"></span>gt deze limi<span class=\"_ _0\"></span>eten aan</div>\n<div class=\"t m0 x2c h64 y1341 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e rapport<span class=\"_ _0\"></span>ages en bew<span class=\"_ _0\"></span>aakt de tot<span class=\"_ _0\"></span>ale posit<span class=\"_ _0\"></span>ie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1343 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Met het oog o<span class=\"_ _0\"></span>p het beheer va<span class=\"_ _0\"></span>n de concent<span class=\"_ _0\"></span>ratie va<span class=\"_ _0\"></span>n krediet<span class=\"_ _0\"></span>risico is het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1344 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>beleid va<span class=\"_ _0\"></span>n Ageas<span class=\"ls0 ws0\"> </span><span class=\"ws112\">geri<span class=\"_ _0\"></span>cht op het sp<span class=\"_ _0\"></span>reiden va<span class=\"_ _0\"></span>n kredietr<span class=\"_ _0\"></span>isico ove<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y1345 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llende se<span class=\"_ _0\"></span>ctoren en la<span class=\"_ _0\"></span>nden. Age<span class=\"_ _0\"></span>as houdt de gr<span class=\"_ _0\"></span>ootste pos<span class=\"_ _0\"></span>ities in</div>\n<div class=\"t m0 x1d h64 y1346 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">individuele <span class=\"_ _1\"></span>entiteiten, b<span class=\"_ _1\"></span>edrijfsgroepen<span class=\"_ _1\"></span> (total one<span class=\"_ _1\"></span> obligor)<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d h64 y1347 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble conce<span class=\"_ _0\"></span>ntraties<span class=\"_ _0\"></span> (secto<span class=\"_ _0\"></span>ren en regio<span class=\"_ _0\"></span>\u2019s) nauwl<span class=\"_ _0\"></span>ettend in de<span class=\"_ _0\"></span> gat<span class=\"ws111\">en. </span></div>\n<div class=\"t m0 x1d h64 y1348 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit om een<span class=\"_ _1\"></span> goede spr<span class=\"_ _1\"></span>eiding te<span class=\"_ _1\"></span> bevorderen e<span class=\"_ _1\"></span>n eventueel s<span class=\"_ _1\"></span>ignificant</div>\n<div class=\"t m0 x1d h64 y1349 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>ratieris<span class=\"_ _0\"></span>ico op tijd t<span class=\"_ _0\"></span>e signaler<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 807px; height: 93px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 571px; height: 345px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1342 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y134a ff181 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">G. <span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"ls105 ws135\">INF<span class=\"_ _1\"></span>LATIE<span class=\"_ _1\"></span>RIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x1d h64 y134b ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het infl<span class=\"_ _0\"></span>atieris<span class=\"_ _0\"></span>ico ont<span class=\"_ _0\"></span>staat do<span class=\"_ _0\"></span>or de imp<span class=\"_ _0\"></span>act van h<span class=\"_ _0\"></span>et volat<span class=\"_ _0\"></span>iliteit<span class=\"_ _0\"></span>sniveau v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y134c ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de inflat<span class=\"_ _0\"></span>ie op de waar<span class=\"_ _0\"></span>de van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htin<span class=\"lsef ws113\">gen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y134d ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y134e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas str<span class=\"_ _0\"></span>eeft er niet na<span class=\"_ _0\"></span>ar om het infl<span class=\"_ _0\"></span>atierisi<span class=\"_ _0\"></span>co actief t<span class=\"_ _0\"></span>e beheerse<span class=\"_ _0\"></span>n, maar</div>\n<div class=\"t m0 x1d h64 y134f ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kan wel b<span class=\"_ _0\"></span>eslisse<span class=\"_ _0\"></span>n om acti<span class=\"_ _0\"></span>va te ho<span class=\"_ _0\"></span>uden waar<span class=\"_ _0\"></span>van het<span class=\"_ _0\"></span> rendem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1d h64 y1350 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitdruk<span class=\"_ _0\"></span>kelijk a<span class=\"_ _0\"></span>an de inf<span class=\"_ _0\"></span>latie is g<span class=\"_ _0\"></span>ekoppel<span class=\"_ _0\"></span>d. Boven<span class=\"_ _0\"></span>dien zij<span class=\"_ _0\"></span>n bepaal<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1351 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen ex<span class=\"_ _0\"></span>pliciet<span class=\"_ _0\"></span> of implic<span class=\"_ _0\"></span>i<span class=\"ws112\">et geko<span class=\"_ _0\"></span>ppeld aan de </span></div>\n<div class=\"t m0 x1d h64 y1352 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e. Hoewe<span class=\"_ _0\"></span>l Ageas v<span class=\"_ _0\"></span>an oord<span class=\"_ _0\"></span>eel is dat<span class=\"_ _0\"></span> het inf<span class=\"_ _0\"></span>latieris<span class=\"_ _0\"></span>ico niet<span class=\"_ _0\"></span> voldoen<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1353 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt aangepak<span class=\"_ _1\"></span>t in het stelsel va<span class=\"_ _1\"></span>n het wettelijk kapi<span class=\"_ _1\"></span>taal of door indire<span class=\"_ _1\"></span>cte</div>\n<div class=\"t m0 x1d h64 y1354 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>n, kan Ag<span class=\"_ _0\"></span>eas het i<span class=\"_ _0\"></span>nflatie<span class=\"_ _0\"></span>risico w<span class=\"_ _0\"></span>el expli<span class=\"_ _0\"></span>ciet afd<span class=\"_ _0\"></span>ekken in <span class=\"_ _0\"></span>het</div>\n<div class=\"t m0 x1d h64 y1355 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kader van P<span class=\"_ _1\"></span>ijler II.<span class=\"_ _1\"></span> Dit wordt <span class=\"_ _1\"></span>momenteel ge<span class=\"_ _1\"></span>daan in land<span class=\"_ _1\"></span>en waar er<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y1356 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk inf<span class=\"_ _0\"></span>latieri<span class=\"_ _0\"></span>sico best<span class=\"_ _0\"></span>aat in ve<span class=\"_ _0\"></span>rband m<span class=\"_ _0\"></span>et lijfre<span class=\"_ _0\"></span>nte in het<span class=\"_ _0\"></span> kader <span class=\"_ _0\"></span>van</div>\n<div class=\"t m0 x1d h64 y1357 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsonge<span class=\"_ _1\"></span>vallenverzekeringen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 554px; height: 552px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 554px; height: 552px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 554px; height: 552px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff186 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onderstaande t<span class=\"_ _1\"></span>abel geeft informa<span class=\"_ _1\"></span>tie over de concentra<span class=\"_ _1\"></span>tie v<span class=\"lsed ws112\">an het kredi<span class=\"_ _0\"></span>etrisico pe<span class=\"_ _0\"></span>r type en loc<span class=\"_ _0\"></span>atie van de<span class=\"_ _0\"></span> Ageas entit<span class=\"_ _0\"></span>eit per 31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december.</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 1065px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 1050px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1050px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 1050px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1050px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 1035px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1035px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x168 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1368 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1369 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y6e3 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 854px; z-index: 15;\">Overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 392px; bottom: 839px; z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsf8 ws121\">offici\u00eble</span> </span></div>\n<div class=\"t m0 x1b4 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 839px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 839px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 839px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 824px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 824px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Algemene <span class=\"ws118\">rekening en eliminaties*<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1377 ff188 fs49 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _206\"> </span><span class=\"lsfc ws128\">De post 'Algemene rekening en eliminaties' is voornamelijk verbonden met het herverzekeringsprogramma en Group Treasury.</span> </div>\n<div class=\"t m0 x2c h64 y1378 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1379 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y137a ff186 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder ge<span class=\"_ _0\"></span>eft een <span class=\"ws11d\">ove<span class=\"_ _0\"></span>rzicht<span class=\"_ _0\"></span> van de co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ie van h<span class=\"_ _0\"></span>et kred<span class=\"_ _0\"></span>ietrisic<span class=\"_ _0\"></span>o per ty<span class=\"_ _0\"></span>pe en loc<span class=\"_ _0\"></span>atie van d<span class=\"_ _0\"></span>e tegen<span class=\"_ _0\"></span>partij p<span class=\"_ _0\"></span>er 31 dec<span class=\"_ _0\"></span>ember.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y137b ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 580px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 565px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 565px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 565px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 565px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 550px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 550px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x1fa h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 425px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1389 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y138a ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 354px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 339px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 339px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 339px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 339px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 324px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 324px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 164px; height: 942px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 164px; height: 942px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 164px; height: 942px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder too<span class=\"_ _0\"></span>nt de hoogs<span class=\"_ _0\"></span>te bloots<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen op de uite<span class=\"_ _0\"></span>indelijk<span class=\"_ _0\"></span>e moederm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppij gemet<span class=\"_ _0\"></span>en aan re\u00eb<span class=\"_ _0\"></span>le <span class=\"lsef ws11d\">waarde en<span class=\"_ _1\"></span> nominale waar<span class=\"_ _1\"></span>de met hun<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ratings<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Hoogste blootstelling top 10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 487px; bottom: 1049px; z-index: 15;\">Groepsrating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 626px; bottom: 1049px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 727px; bottom: 1049px; z-index: 15;\">Nominale waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">  </div>\n<div class=\"t m0 x202 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Koninkrijk Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y691 ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 506px; bottom: 1019px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 655px; bottom: 1019px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Franse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 507px; bottom: 1004px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 1004px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Portugese republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 989px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 989px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Koninkrijk Spanje<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 502px; bottom: 974px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 974px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 974px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Oostenrijkse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 959px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 959px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Italiaanse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y680 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 945px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 945px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bondsrepubliek Duitsland<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 930px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 930px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Europese Investeringsbank<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 915px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 915px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Republiek van India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y685 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x292 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 900px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 900px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsfb ws126\" style=\"left: 69px; bottom: 885px; z-index: 15;\">BNP Par<span class=\"_ _1\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69a ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 509px; bottom: 885px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 885px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 885px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff18d fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y688 ff18d fs46 fc1d sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 655px; bottom: 870px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 870px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y139a ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y139b ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het Konink<span class=\"_ _0\"></span>rijk Bel<span class=\"_ _0\"></span>gi\u00eb blijft<span class=\"_ _0\"></span> de belangr<span class=\"_ _0\"></span>ijkste te<span class=\"_ _0\"></span>genpartij<span class=\"_ _0\"></span>, in overe<span class=\"_ _0\"></span>enstemm<span class=\"_ _0\"></span>ing met de st<span class=\"_ _0\"></span>rategie o<span class=\"_ _0\"></span>m zich 'op de thui<span class=\"_ _0\"></span>smarkt t<span class=\"_ _0\"></span>eru<span class=\"lsef ws11d\">g te plooien' waar<span class=\"_ _1\"></span>door het </span></div>\n<div class=\"t m0 x2c h64 y139c ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nadeel onts<span class=\"_ _1\"></span>taat dat h<span class=\"_ _1\"></span>et risico v<span class=\"_ _1\"></span>an het thui<span class=\"_ _1\"></span>sland toenee<span class=\"_ _1\"></span>mt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 812px; height: 294px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 812px; height: 294px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y139d ff18e fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsef ws11e\">R<span class=\"_ _1\"></span>isico dat optreed<span class=\"_ _1\"></span>t als <span class=\"ws11d\">een tegen<span class=\"_ _1\"></span>partij in ge<span class=\"_ _1\"></span>breke blij<span class=\"_ _1\"></span>ft</span></span> </span></div>\n<div class=\"t m0 x2c h64 y139e ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het risi<span class=\"_ _1\"></span>co dat optreed<span class=\"_ _1\"></span>t wanneer een<span class=\"_ _1\"></span> tegenpartij<span class=\"_ _1\"></span> in gebreke<span class=\"_ _1\"></span> blijft, om<span class=\"_ _1\"></span>vat twee <span class=\"_ _1\"></span>subrisico\u2019s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y139f ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span>wanbetalin<span class=\"_ _0\"></span>gsrisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a0 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span>tegenpartij<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a1 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13a2 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De blootstelli<span class=\"_ _1\"></span>ng aan het kredietri<span class=\"_ _1\"></span>sico is opgenomen<span class=\"_ _1\"></span> in toelichting 9 Gel<span class=\"_ _1\"></span>dmiddelen en <span class=\"lsed ws11d\">kasequivale<span class=\"_ _0\"></span>nten, to<span class=\"_ _0\"></span>elichti<span class=\"_ _0\"></span>ng 12 Le<span class=\"_ _0\"></span>ningen, t<span class=\"_ _0\"></span>oelic<span class=\"_ _0\"></span>hting 27 D<span class=\"_ _0\"></span>erivat<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y13a3 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden en toelichting<span class=\"_ _1\"></span> 28 Toezeggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a4 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13a5 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder ge<span class=\"_ _0\"></span>eft infor<span class=\"_ _0\"></span>matie ov<span class=\"_ _0\"></span>er de bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermi<span class=\"_ _0\"></span>ndering<span class=\"_ _0\"></span> voor kredi<span class=\"_ _0\"></span>etrisico op 3<span class=\"_ _0\"></span>1 decembe<span class=\"_ _0\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a6 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 634px; z-index: 15;\">Uitstaand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 458px; bottom: 634px; z-index: 15;\">Waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x133 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 548px; bottom: 634px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff18b fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 605px; bottom: 634px; z-index: 15;\">Uits<span class=\"_ _1\"></span>taand <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 689px; bottom: 634px; z-index: 15;\">Waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x133 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 634px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 356px; bottom: 619px; z-index: 15;\">met bijzondere<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 432px; bottom: 619px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 584px; bottom: 619px; z-index: 15;\">met bijzondere<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 661px; bottom: 619px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 619px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 382px; bottom: 604px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 438px; bottom: 604px; z-index: 15;\">voor specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 528px; bottom: 604px; z-index: 15;\">Dekkings<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x175 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 604px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 667px; bottom: 604px; z-index: 15;\">voor specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 757px; bottom: 604px; z-index: 15;\">Dekkings<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y68f ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 354px; bottom: 590px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff18b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 445px; bottom: 590px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68f ff18b fs46 fc1d sc0 lsf3 ws120\" style=\"left: 550px; bottom: 590px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 582px; bottom: 590px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff18b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 674px; bottom: 590px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68f ff18b fs46 fc1d sc0 lsf3 ws120\" style=\"left: 779px; bottom: 590px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 643px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Rentedragende investeringen (<span class=\"_ _0\"></span>zie toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 559px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 559px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 537px; bottom: 559px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 638px; bottom: 559px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 559px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 559px; z-index: 15;\">350,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal leningen (zie toelichting 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 544px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 544px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 544px; z-index: 15;\">57,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 632px; bottom: 544px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 544px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 544px; z-index: 15;\">58,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Overige vorderingen (zie toelichting 14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 529px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 529px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 529px; z-index: 15;\">58,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 632px; bottom: 529px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 529px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 529px; z-index: 15;\">162,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 643px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff18d fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> uitstaa<span class=\"_ _0\"></span>nd bedr<span class=\"_ _0\"></span>ag onder<span class=\"_ _0\"></span>hevig aa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 500px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 500px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 542px; bottom: 500px; z-index: 15;\">62,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 500px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 707px; bottom: 500px; z-index: 15;\">(98)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 766px; bottom: 500px; z-index: 15;\">121,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13b1 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13b2 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13b3 ff18b fs44 fc1f sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10c ws13b\">WANBETA<span class=\"_ _1\"></span>LINGSRIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 y13b4 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het wan<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsrisico v<span class=\"_ _0\"></span>oor bel<span class=\"_ _0\"></span>egginge<span class=\"_ _0\"></span>n vert<span class=\"_ _0\"></span>egenwoor<span class=\"_ _0\"></span>digt het<span class=\"_ _0\"></span> risico d<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y13b5 ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>van Ageas<span class=\"_ _1\"></span> daadwerkelijk <span class=\"_ _1\"></span>in gebreke<span class=\"_ _1\"></span> <span class=\"ls10b ws13d\">blijven.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y13b6 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Waardes<span class=\"_ _0\"></span>chomme<span class=\"_ _0\"></span>lingen <span class=\"_ _0\"></span>als gevol<span class=\"_ _0\"></span>g van ma<span class=\"_ _0\"></span>rktvolat<span class=\"_ _0\"></span>iliteit <span class=\"_ _0\"></span>op korte t<span class=\"_ _0\"></span>ermijn</div>\n<div class=\"t m0 x2c h64 y13b7 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vallen o<span class=\"_ _0\"></span>nder het<span class=\"_ _0\"></span> marktris<span class=\"_ _0\"></span>ico. D<span class=\"_ _0\"></span>it omvat<span class=\"_ _0\"></span> geen co<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die vall<span class=\"_ _0\"></span>en onde<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y13b8 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het tegenpartij<span class=\"_ _1\"></span>risico (zie B)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13b9 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13ba ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit risico<span class=\"_ _1\"></span> wordt behe<span class=\"_ _1\"></span>erd aan de <span class=\"_ _1\"></span>hand van li<span class=\"_ _1\"></span>mieten waarbi<span class=\"_ _1\"></span>j rekening<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y13bb ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wordt<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">geho<span class=\"_ _1\"></span>uden met het soort<span class=\"_ _1\"></span> kredietpositie,<span class=\"_ _1\"></span> de kredietkwali<span class=\"_ _1\"></span>teit en, waar </span></div>\n<div class=\"t m0 x2c h64 y13bc ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nodig, de lo<span class=\"_ _0\"></span>optijde<span class=\"_ _0\"></span>n. Regel<span class=\"_ _0\"></span>matige be<span class=\"_ _0\"></span>waking en wa<span class=\"_ _0\"></span>arschuw<span class=\"_ _0\"></span>ingssys<span class=\"_ _0\"></span>temen</div>\n<div class=\"t m0 x2c h64 y13bd ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">helpen even<span class=\"_ _1\"></span>eens bij het<span class=\"_ _1\"></span> beheer van<span class=\"_ _1\"></span> kredietrisi<span class=\"_ _1\"></span>co. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13be ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13bf ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingsposi<span class=\"_ _1\"></span>ties worden<span class=\"_ _1\"></span> bewaakt aan<span class=\"_ _1\"></span> de hand <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 y13c0 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">driemaandeli<span class=\"_ _1\"></span>jkse limietoverschri<span class=\"_ _1\"></span>jdingsrappor<span class=\"_ _1\"></span>tage. Limieten worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y13c1 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bewaakt<span class=\"_ _0\"></span> op basis van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de binnen de ac<span class=\"_ _0\"></span>tivac<span class=\"_ _0\"></span>lassific<span class=\"_ _0\"></span>atie. De</div>\n<div class=\"t m0 x2c h64 y13c2 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">limiet<span class=\"_ _0\"></span>en per categ<span class=\"_ _0\"></span>orie zijn als<span class=\"_ _0\"></span> volgt gedef<span class=\"_ _0\"></span>inieer<span class=\"_ _0\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13c3 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13c4 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor over<span class=\"_ _0\"></span>heidso<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es geldt een li<span class=\"_ _0\"></span>miet per lan<span class=\"_ _0\"></span>d op divers<span class=\"_ _0\"></span>e mani<span class=\"lsef ws113\">eren:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y13c5 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">'Macrolimiet<span class=\"_ _0\"></span>en' gedef<span class=\"_ _0\"></span>inieerd al<span class=\"_ _0\"></span>s percent<span class=\"_ _0\"></span>ages van het<span class=\"_ _0\"></span> bruto </span></span></div>\n<div class=\"t m0 x69 h64 y13c6 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">binnen<span class=\"_ _0\"></span>lands prod<span class=\"_ _0\"></span>uct (bbp<span class=\"_ _0\"></span>), de staats<span class=\"_ _0\"></span>schuld en i<span class=\"_ _0\"></span>nvester<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13c7 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsef ws11d\">\u2018<span class=\"_ _1\"></span>Total one ob<span class=\"_ _1\"></span>ligor\u2019 (TOO)</span><span class=\"ff18b\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">limieten als de m<span class=\"_ _0\"></span>aximal<span class=\"_ _0\"></span>e positie in \u00e9\u00e9<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x69 h64 y13c8 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegenpartij<span class=\"_ _1\"></span> op basis van kredietra<span class=\"_ _1\"></span>tings.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13c9 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">(Her)beleggi<span class=\"_ _0\"></span>ngsbepe<span class=\"_ _0\"></span>rkinge<span class=\"_ _0\"></span>n: Een groter<span class=\"_ _0\"></span>e blootst<span class=\"_ _0\"></span>elling a<span class=\"_ _0\"></span>an </span></span></div>\n<div class=\"t m0 x69 h64 y13ca ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">staats<span class=\"_ _0\"></span>obligati<span class=\"_ _0\"></span>es met een BB<span class=\"_ _0\"></span>B<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">rating is al<span class=\"_ _1\"></span>leen toegestaan<span class=\"_ _1\"></span> onder de </span></span></div>\n<div class=\"t m0 x69 h64 y13cb ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorwaarde v<span class=\"_ _1\"></span>an een stabie<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span>voorui<span class=\"_ _1\"></span>tzicht. Zonder<span class=\"_ _1\"></span> de goedkeu<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x69 h64 y13cc ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het Ageas Risk C<span class=\"_ _1\"></span>ommittee geen nieuwe<span class=\"_ _1\"></span> beleggingen in</div>\n<div class=\"t m0 x69 h64 y13cd ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">staatsleninge<span class=\"_ _1\"></span><span class=\"lsed ws112\">n met een rat<span class=\"_ _0\"></span>ing van BB<span class=\"_ _0\"></span>B of lager. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y13ce ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y13cf ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor bedrijfsob<span class=\"_ _1\"></span>ligaties gelden<span class=\"_ _1\"></span> eveneens meerdere c<span class=\"_ _1\"></span>riteria:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d0 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">Totale blootst<span class=\"_ _0\"></span>elling aan b<span class=\"_ _0\"></span>edrijfs<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies als perce<span class=\"_ _0\"></span>ntage va<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x69 h64 y13d1 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d2 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsef ws11d\">L<span class=\"_ _1\"></span>imieten afhan<span class=\"_ _1\"></span>kelijk van<span class=\"_ _1\"></span> het solvabil<span class=\"_ _1\"></span>iteitskapit<span class=\"_ _1\"></span>aal vereist v<span class=\"_ _1\"></span>oor </span></span></div>\n<div class=\"t m0 x69 h64 y13d3 ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">spreadrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d4 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b\">L<span class=\"_ _1\"></span><span class=\"lsed ws11d\">imieten p<span class=\"_ _0\"></span>er sect<span class=\"_ _0\"></span>or op basis<span class=\"_ _0\"></span> van de k<span class=\"_ _0\"></span>redietr<span class=\"_ _0\"></span>ating.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y13d5 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">Bewaking van de gec<span class=\"_ _0\"></span>oncent<span class=\"_ _0\"></span>reerde bl<span class=\"_ _0\"></span>ootstel<span class=\"_ _0\"></span>ling.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y13d6 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws111\">Total</span><span class=\"ff18b\"> <span class=\"lsef ws11e\">one obligo<span class=\"_ _1\"></span>r.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 174px; height: 932px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 174px; height: 932px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De creditrating<span class=\"_ _1\"></span> die Ageas toepas<span class=\"_ _1\"></span>t is gebaseerd op de op \u00e9\u00e9n<span class=\"_ _1\"></span> na best beschikbare<span class=\"_ _1\"></span> rating van Mood<span class=\"_ _1\"></span>y\u2019s, Fitch <span class=\"lsed ws112\">en Standard &amp; P<span class=\"_ _0\"></span>oors. Voor s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e soorten<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff191 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blootstelling<span class=\"_ _1\"></span>en kunnen er<span class=\"_ _1\"></span> andere r<span class=\"_ _1\"></span>atingbureaus wo<span class=\"_ _1\"></span>rden gebruikt<span class=\"_ _1\"></span>, bijvoorbeeld<span class=\"_ _1\"></span> AM Best <span class=\"_ _1\"></span>voor herverze<span class=\"_ _1\"></span>keringstegenpar<span class=\"_ _1\"></span>tijen. In <span class=\"_ _1\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">volgende pa<span class=\"_ _0\"></span>ragraf<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt nader ingega<span class=\"_ _1\"></span>an op de kredietkw<span class=\"_ _1\"></span>aliteit van: lenin<span class=\"_ _1\"></span>gen, rentedragen<span class=\"_ _1\"></span>de beleggingen<span class=\"_ _1\"></span>, staatsobliga<span class=\"_ _1\"></span>ties, bedrijfsobli<span class=\"_ _1\"></span>gaties, banken<span class=\"_ _1\"></span> en andere financ<span class=\"_ _1\"></span>i\u00eble</div>\n<div class=\"t m0 x2c h64 y8a8 ff191 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">instellingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye75 ff193 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"_ _1ba\"> </span><span class=\"lsef ws113\">Leningen </span> </div>\n<div class=\"t m0 x2c h64 ye76 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de onderstaande<span class=\"_ _1\"></span> tabel wordt de kre<span class=\"_ _1\"></span>dietkwaliteit va<span class=\"_ _1\"></span>n Leningen weergeg<span class=\"_ _1\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1a ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 970px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 970px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x167 h67 y694 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 578px; bottom: 956px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h67 y694 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 745px; bottom: 956px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 940px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68f ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68f ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 925px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y691 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 925px; z-index: 15;\">1.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y691 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 925px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 910px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 910px; z-index: 15;\">2.225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 910px; z-index: 15;\">2.335<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 896px; z-index: 15;\">2.429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 896px; z-index: 15;\">2.262<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 881px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 881px; z-index: 15;\">617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 881px; z-index: 15;\">331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 866px; z-index: 15;\">6.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 866px; z-index: 15;\">6.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff191 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 836px; z-index: 15;\">7.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 836px; z-index: 15;\">7.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 821px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 821px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff191 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Totaal bruto investeringen in<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 806px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 806px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 792px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 792px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 792px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff194 fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Totaal netto investeringen in leningen (zie toelichting 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y688 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 777px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y688 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 777px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13ee ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y13ef ff193 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">2 <span class=\"_ _1ba\"> </span><span class=\"lsef ws11d\">Rentedragende be<span class=\"_ _1\"></span>leggingen</span> </div>\n<div class=\"t m0 x2c h64 y13f0 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onderstaande t<span class=\"_ _1\"></span>abel zet de krediet<span class=\"_ _1\"></span>kwaliteit van <span class=\"ws11d\">rentedra<span class=\"_ _1\"></span>gende bele<span class=\"_ _1\"></span>ggingen uitee<span class=\"_ _1\"></span>n per 31 de<span class=\"_ _1\"></span>cember.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y13f1 ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 682px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x167 h67 y68d ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 578px; bottom: 667px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h67 y68d ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 745px; bottom: 667px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 637px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e8 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 637px; z-index: 15;\">3.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e8 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 637px; z-index: 15;\">4.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff191 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 622px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 622px; z-index: 15;\">20.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 622px; z-index: 15;\">27.883<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 607px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y694 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 607px; z-index: 15;\">4.787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y694 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 607px; z-index: 15;\">6.432<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 592px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 592px; z-index: 15;\">10.940<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 592px; z-index: 15;\">13.820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 578px; z-index: 15;\">39.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 578px; z-index: 15;\">52.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Minder dan <span class=\"ws116\">beleggingskwalitei<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 563px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 563px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 548px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 548px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff191 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Totaal netto investeringen in <span class=\"_ _0\"></span>rentedragende effecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 533px; z-index: 15;\">42.316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 533px; z-index: 15;\">54.074<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 518px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 518px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff194 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Totaal investeringen in rentedragende effecten,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y683 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6d1 ff194 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span> <span class=\"lsfb ws172\">b<span class=\"_ _1\"></span>ruto (zie <span class=\"ls115 ws14d\">toelichting 1<span class=\"_ _1\"></span>0)</span></span> </div>\n<div class=\"t m0 x25a h69 y6d1 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 489px; z-index: 15;\">42.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y6d1 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 489px; z-index: 15;\">54.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 478px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 478px; height: 628px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">3 <span class=\"_ _1ba\"> </span><span class=\"lsef ws113\">Overheidsobliga<span class=\"_ _1\"></span>ties</span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff196 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">In de ond<span class=\"_ _0\"></span>erstaan<span class=\"_ _0\"></span>de tabel<span class=\"_ _0\"></span> wordt inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie gegev<span class=\"_ _0\"></span>en over d<span class=\"_ _0\"></span>e kredi<span class=\"_ _0\"></span>etkwalit<span class=\"_ _0\"></span>eit va<span class=\"_ _0\"></span>n overh<span class=\"_ _0\"></span>eidsobli<span class=\"_ _0\"></span>gaties.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y68b ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y691 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 1019px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y691 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1019px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tegen re\u00eble waarde met waa<span class=\"_ _0\"></span>rdeveranderingen in de resul<span class=\"_ _0\"></span>tatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68f ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68f ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 989px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 989px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> overhe<span class=\"_ _0\"></span>idsobli<span class=\"_ _0\"></span>gaties<span class=\"_ _0\"></span> (zie toe<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68f ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 974px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68f ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 974px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 930px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 930px; z-index: 15;\">2.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 915px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 915px; z-index: 15;\">19.188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 915px; z-index: 15;\">25.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">A</div>\n<div class=\"t m0 x82 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 900px; z-index: 15;\">571<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 900px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 885px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 885px; z-index: 15;\">4.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 885px; z-index: 15;\">6.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 870px; z-index: 15;\">26.696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 870px; z-index: 15;\">35.447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 xf6 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 855px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 841px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 613px; bottom: 826px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff199 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"lsf5 ws16f\">overheids<span class=\"_ _0\"></span>obliga<span class=\"_ _0\"></span>ties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x25a h69 y68d ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 796px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68d ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 796px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y1402 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4 <span class=\"_ _1ba\"> </span><span class=\"lsed ws111\">Bedrijf<span class=\"_ _0\"></span>sobli<span class=\"_ _0\"></span>gaties <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1403 ff196 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de onderstaande<span class=\"_ _1\"></span> tabel wordt in<span class=\"_ _1\"></span>formatie gegeven o<span class=\"_ _1\"></span>ver de kredietkwali<span class=\"_ _1\"></span>teit van bedrijfsobl<span class=\"_ _1\"></span>igaties.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1404 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 717px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 717px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 702px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 687px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 687px; z-index: 15;\">9.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 687px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 672px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 672px; z-index: 15;\">123<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 657px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bedrijf<span class=\"_ _0\"></span>sobliga<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span> (zie toe<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y680 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 657px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y680 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 657px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 613px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 613px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 613px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 598px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 598px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 598px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 583px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 583px; z-index: 15;\">2.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 583px; z-index: 15;\">3.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 568px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 568px; z-index: 15;\">4.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 568px; z-index: 15;\">6.368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 553px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 553px; z-index: 15;\">8.141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 553px; z-index: 15;\">10.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 538px; z-index: 15;\">Minder dan <span class=\"ws116\">beleggingskwalitei<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 538px; z-index: 15;\">228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 538px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 524px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 524px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 524px; z-index: 15;\">843<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 509px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 509px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 509px; z-index: 15;\">1.006<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 479px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bedrijf<span class=\"_ _0\"></span>sobliga<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y691 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 479px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y691 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 479px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y1416 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">5 <span class=\"_ _1ba\"> </span><span class=\"lsef ws11d\">Banken en and<span class=\"_ _1\"></span>ere financi\u00ebl<span class=\"_ _1\"></span>e instellinge<span class=\"_ _1\"></span>n</span> </div>\n<div class=\"t m0 x2c h64 y1417 ff196 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de <span class=\"lsef ws11e\">onderstaande tabe<span class=\"_ _1\"></span>l wordt informatie gege<span class=\"_ _1\"></span>ven over de kredie<span class=\"_ _1\"></span>tkwaliteit van ban<span class=\"_ _1\"></span>ken en andere financ<span class=\"_ _1\"></span>i\u00eble instelling<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1418 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 400px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 400px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 370px; z-index: 15;\">5.566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 370px; z-index: 15;\">6.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Tegen re\u00eble waarde met waa<span class=\"_ _0\"></span>rdeveranderingen in de resul<span class=\"_ _0\"></span>tatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 355px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 355px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 340px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 325px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> banken<span class=\"_ _0\"></span> en ander<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble in<span class=\"_ _0\"></span>stellin<span class=\"_ _0\"></span>gen (zie<span class=\"_ _0\"></span> toelic<span class=\"_ _0\"></span>hting 1<span class=\"_ _0\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y67e ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 325px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y67e ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 325px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y685 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y685 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 281px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 281px; z-index: 15;\">1.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 281px; z-index: 15;\">1.719<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 266px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 266px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 266px; z-index: 15;\">1.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 251px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 251px; z-index: 15;\">1.470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 251px; z-index: 15;\">1.544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 236px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 236px; z-index: 15;\">1.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 236px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 221px; z-index: 15;\">4.818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 221px; z-index: 15;\">6.007<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 207px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a5 h67 y68b ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 207px; z-index: 15;\">1</div>\n<div class=\"t m0 x2a5 h67 y68b ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 207px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 192px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 192px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 192px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 177px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 177px; z-index: 15;\">1.063<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 177px; z-index: 15;\">842<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y1437 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 147px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> banken<span class=\"_ _0\"></span> en ander<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y1437 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 147px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y1437 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 147px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 136px; height: 970px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 136px; height: 970px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff19b fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"lsef ws11d\">RISICO DAT<span class=\"_ _1\"></span> OPTREEDT ALS <span class=\"_ _1\"></span>EEN TEGENPARTIJ<span class=\"_ _1\"></span> IN GEBREKE </span></span></div>\n<div class=\"t m0 x15d h64 y8a6 ff19b fs44 fc1d sc0 ls106 ws136\" style=\"z-index: 15;\">BLIJFT<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het tegen<span class=\"_ _0\"></span>partijr<span class=\"_ _0\"></span>isico hou<span class=\"_ _0\"></span>dt rekeni<span class=\"_ _0\"></span>ng met potent<span class=\"_ _0\"></span>i\u00eble ver<span class=\"_ _0\"></span>liezen a<span class=\"_ _0\"></span>ls gevolg</div>\n<div class=\"t m0 x2c h64 y8a8 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van onverw<span class=\"_ _0\"></span>achte wan<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>g of een versl<span class=\"_ _0\"></span>echteri<span class=\"_ _0\"></span>ng van de</div>\n<div class=\"t m0 x2c h64 y8a9 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>id van tegenpar<span class=\"_ _1\"></span>tijen en debiteu<span class=\"_ _1\"></span>ren. De reikwijd<span class=\"_ _1\"></span>te van</div>\n<div class=\"t m0 x2c h64 y8aa ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het wanb<span class=\"_ _0\"></span>etalings<span class=\"_ _0\"></span>risic<span class=\"_ _0\"></span>o voor te<span class=\"_ _0\"></span>genpart<span class=\"_ _0\"></span>ijen omv<span class=\"_ _0\"></span>at risic<span class=\"_ _0\"></span>obeperk<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c h64 y8ab ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contracten (<span class=\"_ _1\"></span>zoals herver<span class=\"_ _1\"></span>zekeringsovereen<span class=\"_ _1\"></span>komsten, ef<span class=\"_ _1\"></span>fectiseringen <span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 y8ac ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afgeleide pro<span class=\"_ _1\"></span>ducten), ge<span class=\"_ _1\"></span>ldmidde<span class=\"lsed ws112\">len, te ontva<span class=\"_ _0\"></span>ngen somm<span class=\"_ _0\"></span>en van </span></div>\n<div class=\"t m0 x2c h64 y8ad ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tussenpersonen<span class=\"_ _1\"></span>, gediversifieerd<span class=\"_ _1\"></span>e hypotheekpor<span class=\"_ _1\"></span>tefeuilles en andere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ae ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kredietbloo<span class=\"_ _1\"></span>tstelling die elde<span class=\"_ _1\"></span>rs niet gedekt is<span class=\"_ _1\"></span> (garanties, poli<span class=\"_ _1\"></span>shouders</div>\n<div class=\"t m0 x2c h64 y8af ff19b fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">enz.).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o dat een tege<span class=\"_ _0\"></span>npartij in g<span class=\"_ _0\"></span>ebreke bl<span class=\"_ _0\"></span>ijft kan ont<span class=\"_ _0\"></span>staan do<span class=\"_ _0\"></span>or de</div>\n<div class=\"t m0 x2c h64 y8b2 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inkoop v<span class=\"_ _0\"></span>an <span class=\"lsef ws11e\">herverzekeringen of<span class=\"_ _1\"></span> andere risicoverm<span class=\"_ _1\"></span>inderende contrac<span class=\"_ _1\"></span>ten. </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas bep<span class=\"_ _0\"></span>erkt dez<span class=\"_ _0\"></span>e vorm van risi<span class=\"_ _0\"></span>co door strik<span class=\"_ _0\"></span>t beleid bi<span class=\"_ _0\"></span>j de keuze va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b4 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegenpartijen<span class=\"_ _1\"></span>, eisen die<span class=\"_ _1\"></span> worden ges<span class=\"_ _1\"></span>teld aan<span class=\"_ _1\"></span> zekerheden en<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x2c h64 y8b5 ff19b fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">diversific<span class=\"_ _0\"></span>atie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b7 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Binnen Ageas<span class=\"_ _1\"></span> wordt dit<span class=\"_ _1\"></span> risico vermi<span class=\"_ _1\"></span>nderd door<span class=\"_ _1\"></span> de toepass<span class=\"_ _1\"></span>ing van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y9d7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegenpa<span class=\"_ _0\"></span>rtijris<span class=\"_ _0\"></span>icobel<span class=\"_ _0\"></span>eid en het nauw<span class=\"_ _0\"></span>lettend v<span class=\"_ _0\"></span>olgen van de ui<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9d8 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>s van teg<span class=\"_ _0\"></span>enpartij<span class=\"_ _0\"></span>en. Div<span class=\"_ _0\"></span>ersific<span class=\"_ _0\"></span>atie en <span class=\"_ _0\"></span>het vermi<span class=\"_ _0\"></span>jden van</div>\n<div class=\"t m0 x2c h64 y9d9 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">blootst<span class=\"_ _0\"></span>elling <span class=\"_ _0\"></span>aan tegen<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n met ee<span class=\"_ _0\"></span>n lage kr<span class=\"_ _0\"></span>edietr<span class=\"_ _0\"></span>ating zi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c h64 y9da ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sleutelelement<span class=\"_ _1\"></span>en om dit risico te<span class=\"_ _1\"></span> onde<span class=\"ws113\">rvangen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9db ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9dc ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bijzondere<span class=\"_ _1\"></span> waardevermi<span class=\"_ _1\"></span>ndering voo<span class=\"_ _1\"></span>r een spe<span class=\"_ _1\"></span>cifiek kredietri<span class=\"_ _1\"></span>sico</div>\n<div class=\"t m0 x2c h64 y9dd ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt vastg<span class=\"_ _1\"></span>esteld als <span class=\"_ _1\"></span>er objectie<span class=\"_ _1\"></span>ve aanwijzingen<span class=\"_ _1\"></span> zijn dat <span class=\"_ _1\"></span>Ageas nie<span class=\"_ _1\"></span>t alle</div>\n<div class=\"t m0 x2c h64 y9de ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschuldigde <span class=\"_ _1\"></span>bedragen <span class=\"_ _1\"></span>in overeens<span class=\"_ _1\"></span>temming met de<span class=\"_ _1\"></span> contractuele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9df ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorwaarden zal<span class=\"_ _1\"></span> kunnen innen. De<span class=\"_ _1\"></span> omvang van<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de bijzondere </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing is het versch<span class=\"_ _1\"></span>il tussen de boekwaarde<span class=\"_ _1\"></span> en de</div>\n<div class=\"t m0 x2c h64 y9e1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbare w<span class=\"_ _0\"></span>aarde. In het<span class=\"_ _0\"></span> geval van aa<span class=\"_ _0\"></span>n de markt ver<span class=\"_ _0\"></span>handeld<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9e2 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">effecten i<span class=\"_ _1\"></span>s de realisee<span class=\"_ _1\"></span>rbare waarde<span class=\"_ _1\"></span> gelijk aan<span class=\"_ _1\"></span> de re\u00eble w<span class=\"_ _1\"></span>aarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e4 ff19b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> <span class=\"ws11e\">waardevermindering<span class=\"_ _1\"></span>en zijn gebase<span class=\"_ _1\"></span>erd op de laatste </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng door Age<span class=\"_ _0\"></span>as van de nog mog<span class=\"_ _0\"></span>elijke inn<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 y9e6 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igen het verlies dat<span class=\"_ _1\"></span> Ageas denkt te zu<span class=\"_ _1\"></span>llen lijden.</div>\n<div class=\"t m0 x2c h64 y9e7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voorwa<span class=\"_ _0\"></span>arden voor af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing kunne<span class=\"_ _0\"></span>n zijn dat de</div>\n<div class=\"t m0 x2c h64 y9e8 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">faillissemen<span class=\"_ _1\"></span>tsprocedure <span class=\"_ _1\"></span>van de debi<span class=\"_ _1\"></span>teur i<span class=\"lsed ws112\">s afgerond en a<span class=\"_ _0\"></span>lle zeker<span class=\"_ _0\"></span>heden </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn benut<span class=\"_ _0\"></span>, dat de debit<span class=\"_ _0\"></span>eur en/of g<span class=\"_ _0\"></span>arantie<span class=\"_ _0\"></span>gever in st<span class=\"_ _0\"></span>aat van insol<span class=\"_ _0\"></span>ventie</div>\n<div class=\"t m0 x2c h64 y9ea ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeren/verk<span class=\"_ _1\"></span>eert, dat alle norm<span class=\"_ _1\"></span>ale inspanningen vo<span class=\"_ _1\"></span>or de inning zijn</div>\n<div class=\"t m0 x2c h64 y9eb ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelever<span class=\"_ _0\"></span>d of dat het punt<span class=\"_ _0\"></span> van econo<span class=\"_ _0\"></span>misch verl<span class=\"_ _0\"></span>ies (dat wi<span class=\"_ _0\"></span>l zeggen, het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9ec ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">moment w<span class=\"_ _0\"></span>aarop alle k<span class=\"_ _0\"></span>osten sam<span class=\"_ _0\"></span>en hoger zij<span class=\"_ _0\"></span>n dan het bedra<span class=\"_ _0\"></span>g dat nog</div>\n<div class=\"t m0 x2c h64 y9ed ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>e\u00efnd) is<span class=\"_ _1\"></span> bereikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 441px; height: 670px; width: 351px; z-index: 3;\"><br/></div>\n\n\n<div class=\"t m0 x2c h6c ya44 ff19d fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Liquiditeits<span class=\"_ _0\"></span>risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Liquiditeitsr<span class=\"_ _1\"></span>isico treed<span class=\"_ _1\"></span>t op als Age<span class=\"_ _1\"></span>as onvoldoend<span class=\"_ _1\"></span>e liquide <span class=\"_ _1\"></span>middelen hee<span class=\"_ _1\"></span>ft</div>\n<div class=\"t m0 x2c h64 ya46 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en niet in sta<span class=\"_ _0\"></span>at is om beleg<span class=\"_ _0\"></span>gingen en ov<span class=\"_ _0\"></span>erige act<span class=\"_ _0\"></span>iva liqui<span class=\"_ _0\"></span>de te maken e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 ya47 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te voldoe<span class=\"_ _0\"></span>n aan haar fin<span class=\"_ _0\"></span>anci\u00eble v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen wa<span class=\"_ _0\"></span>nneer die v<span class=\"_ _0\"></span>erschul<span class=\"_ _0\"></span>digd</div>\n<div class=\"t m0 x2c h64 ya48 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn. Dit ka<span class=\"_ _0\"></span>n bijvoor<span class=\"_ _0\"></span>beeld gebe<span class=\"_ _0\"></span>uren do<span class=\"_ _0\"></span>or een onverw<span class=\"_ _0\"></span>achte vra<span class=\"_ _0\"></span>ag naar</div>\n<div class=\"t m0 x2c h64 ya49 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>en van poli<span class=\"_ _0\"></span>shoude<span class=\"_ _0\"></span>rs en andere c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele part<span class=\"_ _0\"></span>ijen waara<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 ya4a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet kan worden<span class=\"_ _1\"></span> voldaan zonder ver<span class=\"_ _1\"></span>liezen te lijden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">of de bedr<span class=\"_ _1\"></span>ijfsvoering </span></div>\n<div class=\"t m0 x2c h64 ya4b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te schaden als<span class=\"_ _1\"></span> gevolg van beperking<span class=\"_ _1\"></span>en op de te liquider<span class=\"_ _1\"></span>en activa.<span class=\"_ _1\"></span> Deze</div>\n<div class=\"t m0 x2c h64 ya4c ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkingen<span class=\"_ _1\"></span> kunnen structureel<span class=\"_ _1\"></span> zijn of kunnen te wi<span class=\"_ _1\"></span>jten zijn aan</div>\n<div class=\"t m0 x2c h64 ya4d ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">markto<span class=\"_ _0\"></span>ntwricht<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De financi\u00eble ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> van Ageas en de lokale<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y99b ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en <span class=\"lsef ws11d\">van Agea<span class=\"_ _1\"></span>s betreffen <span class=\"_ _1\"></span>vaak </span></div>\n<div class=\"t m0 x1d h64 y99c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">langete<span class=\"_ _0\"></span>rmijnve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen en in het<span class=\"_ _0\"></span> algemee<span class=\"_ _0\"></span>n zijn activ<span class=\"_ _0\"></span>a die worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y99d ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden om aan d<span class=\"_ _0\"></span>eze verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en te voldoe<span class=\"_ _0\"></span>n langete<span class=\"_ _0\"></span>rmijnact<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x1d h64 y99e ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en illiqu<span class=\"_ _0\"></span>ide activ<span class=\"_ _0\"></span>a. Vorder<span class=\"_ _0\"></span>ingen en an<span class=\"_ _0\"></span>dere uitst<span class=\"_ _0\"></span>romen va<span class=\"_ _0\"></span>n kasmidde<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 y99f ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen onvoor<span class=\"_ _1\"></span>spelbaar z<span class=\"lsed ws112\">ijn en aanzienlij<span class=\"_ _0\"></span>k verschi<span class=\"_ _0\"></span>llen van ver<span class=\"_ _0\"></span>wachte </span></div>\n<div class=\"t m0 x1d h64 ya9a ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen. A<span class=\"_ _1\"></span>ls er geen<span class=\"_ _1\"></span> liquide middele<span class=\"_ _1\"></span>n beschikbaar<span class=\"_ _1\"></span> zijn om<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 ya9b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble verp<span class=\"_ _1\"></span>lichting na te<span class=\"_ _1\"></span> komen als deze opei<span class=\"_ _1\"></span>sbaar is, zullen er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya9c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">liquide<span class=\"_ _0\"></span> middelen m<span class=\"_ _0\"></span>oeten wor<span class=\"_ _0\"></span>den geleen<span class=\"_ _0\"></span>d en/of zull<span class=\"_ _0\"></span>en illiqu<span class=\"_ _0\"></span>ide activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1d h64 ya9d ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moeten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erkocht <span class=\"_ _0\"></span>(met mog<span class=\"_ _0\"></span>elijk een <span class=\"_ _0\"></span>aanzie<span class=\"_ _0\"></span>nlijk ver<span class=\"_ _0\"></span>lies tot</div>\n<div class=\"t m0 x1d h64 ya9e ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gevolg) <span class=\"_ _0\"></span>om aan de<span class=\"_ _0\"></span> verplic<span class=\"_ _0\"></span>hting te v<span class=\"_ _0\"></span>oldoe<span class=\"_ _0\"></span>n. Verli<span class=\"_ _0\"></span>ezen zo<span class=\"_ _0\"></span>uden ont<span class=\"_ _0\"></span>staan</div>\n<div class=\"t m0 x1d h64 ya9f ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door de kort<span class=\"_ _0\"></span>ing die moet<span class=\"_ _0\"></span> worden ve<span class=\"_ _0\"></span>rleend om de ac<span class=\"_ _0\"></span>tiva te li<span class=\"_ _0\"></span>quideren.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa0 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>happij gen<span class=\"_ _0\"></span>ereert Ag<span class=\"_ _0\"></span>eas norma<span class=\"_ _0\"></span>al gesprok<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa2 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>e middele<span class=\"_ _0\"></span>n en blijft dit ri<span class=\"_ _0\"></span>sico daa<span class=\"_ _0\"></span>rdoor rel<span class=\"_ _0\"></span>atief laa<span class=\"_ _0\"></span>g. Ageas hou<span class=\"_ _0\"></span>dt</div>\n<div class=\"t m0 x1d h64 yaa3 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een kasp<span class=\"_ _0\"></span>ositie <span class=\"_ _0\"></span>aan om bes<span class=\"_ _0\"></span>tand te z<span class=\"_ _0\"></span>ijn tege<span class=\"_ _0\"></span>n slecht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yaa4 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">liquiditeitso<span class=\"_ _1\"></span>mstandigheden<span class=\"_ _1\"></span> als deze<span class=\"_ _1\"></span> zich voordoe<span class=\"_ _1\"></span>n. Er word<span class=\"_ _1\"></span>t bijzonder<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaa5 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandacht be<span class=\"_ _1\"></span>steed aan de <span class=\"_ _1\"></span>verklaringen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>centrale bank<span class=\"lsed ws112\">en over </span></div>\n<div class=\"t m0 x1d h64 yaa6 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">potenti\u00eble veran<span class=\"_ _1\"></span>deringen in<span class=\"_ _1\"></span> het monetaire beleid.<span class=\"_ _1\"></span> Dividenduitkerin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 yaa7 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan aandeelho<span class=\"_ _1\"></span>uders, evenal<span class=\"_ _1\"></span>s de kosten<span class=\"_ _1\"></span> van de hol<span class=\"_ _1\"></span>ding worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yaa8 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gefinanc<span class=\"_ _0\"></span>ierd doo<span class=\"_ _0\"></span>r dividen<span class=\"_ _0\"></span>duitkeri<span class=\"_ _0\"></span>ngen van d<span class=\"_ _0\"></span>e operati<span class=\"_ _0\"></span>onele</div>\n<div class=\"t m0 x1d h64 ya59 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sentiteiten van<span class=\"_ _1\"></span> Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya5a ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De oorzaken van liq<span class=\"_ _1\"></span>uidite<span class=\"ws11d\">itsri<span class=\"_ _1\"></span>sico in de <span class=\"_ _1\"></span>operationele<span class=\"_ _1\"></span> bedrijven kunne<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya5c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>esplitst in<span class=\"_ _0\"></span> factoren di<span class=\"_ _0\"></span>e een plots<span class=\"_ _0\"></span>elinge toe<span class=\"_ _0\"></span>name van de</div>\n<div class=\"t m0 x1d h64 ya5d ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behoeft<span class=\"_ _0\"></span>e aan cont<span class=\"_ _0\"></span>anten v<span class=\"_ _0\"></span>eroorz<span class=\"_ _0\"></span>aken en fac<span class=\"_ _0\"></span>toren d<span class=\"_ _0\"></span>ie leide<span class=\"_ _0\"></span>n tot een</div>\n<div class=\"t m0 x1d h64 ya5e ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onverwa<span class=\"_ _0\"></span>chte dal<span class=\"_ _0\"></span>ing van de besc<span class=\"_ _0\"></span>hikbare mi<span class=\"_ _0\"></span>ddelen o<span class=\"_ _0\"></span>m aan de behoef<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1d h64 ya5f ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aan cont<span class=\"_ _0\"></span>anten <span class=\"ws112\">t<span class=\"_ _0\"></span>e voldoen. E<span class=\"_ _0\"></span>r zijn de vol<span class=\"_ _0\"></span>gende liqu<span class=\"_ _0\"></span>iditeit<span class=\"_ _0\"></span>srisico\u2019<span class=\"_ _0\"></span>s:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya60 ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19d lsed ws111\">Verzekeringst<span class=\"_ _0\"></span>echni<span class=\"_ _0\"></span>sche<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">liquiditeit<span class=\"_ _1\"></span>srisico\u2019s:<span class=\"_ _1\"></span></span><span class=\"ff19b\"> <span class=\"lsed ws112\">het risico dat<span class=\"_ _0\"></span> Ageas of </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 ya61 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een lokal<span class=\"_ _0\"></span>e dochter<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>appij ee<span class=\"_ _0\"></span>n belangri<span class=\"_ _0\"></span>jke som moet<span class=\"_ _0\"></span> betalen</div>\n<div class=\"t m0 x69 h64 ya62 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om onvoorziene<span class=\"_ _1\"></span> veranderingen te<span class=\"_ _1\"></span> dekken in consument<span class=\"_ _1\"></span>engedrag</div>\n<div class=\"t m0 x69 h64 ya63 ff19b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(afkoopri<span class=\"lsed ws11d\">sico), plots<span class=\"_ _0\"></span>elinge st<span class=\"_ _0\"></span>ijging<span class=\"_ _0\"></span>en van de f<span class=\"_ _0\"></span>requent<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x69 h64 ya64 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevorderi<span class=\"_ _1\"></span>ngen of plo<span class=\"_ _1\"></span>tselinge gro<span class=\"_ _1\"></span>te <span class=\"ws113\">schadevorder<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span>die </span></div>\n<div class=\"t m0 x69 h64 ya65 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ontstaan door gro<span class=\"_ _1\"></span>te of rampzalige<span class=\"_ _1\"></span> gebeurtenissen zo<span class=\"_ _1\"></span>als stormen,</div>\n<div class=\"t m0 x69 h64 y979 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aswolken, gr<span class=\"_ _1\"></span>ieppandemie\u00ebn<span class=\"_ _1\"></span> enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19b lsef ws113\">M<span class=\"_ _1\"></span>arktliquiditei<span class=\"_ _1\"></span>tsrisico<span class=\"lsed ws112\">: het risico dat h<span class=\"_ _0\"></span>et verk<span class=\"lsef ws11e\">oopproces zelf </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y97b ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resulteert i<span class=\"_ _1\"></span>n verlieze<span class=\"_ _1\"></span>n door markt<span class=\"_ _1\"></span>omstandigheden<span class=\"_ _1\"></span> of hoge</div>\n<div class=\"t m0 x69 h64 y97c ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>raties.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya66 ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19d lsed ws111\">Financierings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls10b ws13d\">liquiditeit<span class=\"_ _0\"></span>srisico<span class=\"ff19b lsed ws112\">: het<span class=\"_ _0\"></span> risico dat A<span class=\"_ _0\"></span>geas of een </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 ya67 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dochtermaats<span class=\"_ _1\"></span>chappij niet in staat<span class=\"_ _1\"></span> is voldoende midde<span class=\"_ _1\"></span>len van</div>\n<div class=\"t m0 x69 h64 ya68 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">buitenaf<span class=\"_ _0\"></span> aan te trek<span class=\"_ _0\"></span>ken, omdat<span class=\"_ _0\"></span> de activa <span class=\"ls107 ws13e\">illiqu<span class=\"lsef ws113\">ide<span class=\"ls0 ws0\"> </span></span></span>zijn op het</div>\n<div class=\"t m0 x69 h64 ya69 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">moment dat h<span class=\"_ _1\"></span>et nodig i<span class=\"_ _1\"></span>s (bijvoorbee<span class=\"_ _1\"></span>ld om aan<span class=\"_ _1\"></span> een onverw<span class=\"_ _1\"></span>achte</div>\n<div class=\"t m0 x69 h64 ya6a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">grote schade<span class=\"_ _1\"></span>vordering te voldoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6b ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1438 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ieder bed<span class=\"_ _0\"></span>rijf van Ageas<span class=\"_ _0\"></span> moet ervo<span class=\"_ _0\"></span>or zorgen dat<span class=\"_ _0\"></span> wordt vold<span class=\"_ _0\"></span>aan aan all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1439 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">liquiditeits<span class=\"_ _1\"></span>vereisten. L<span class=\"_ _1\"></span>iquiditeitsris<span class=\"_ _1\"></span>ico's worden<span class=\"_ _1\"></span> ge\u00efdenti<span class=\"_ _1\"></span>ficeerd en</div>\n<div class=\"t m0 x1d h64 y143a ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"lsef ws11d\">waakt zodat de<span class=\"_ _1\"></span> omstandigheden<span class=\"_ _1\"></span> waarin l<span class=\"_ _1\"></span>iquiditeitsprob<span class=\"_ _1\"></span>lemen mogeli<span class=\"_ _1\"></span>jk </span></div>\n<div class=\"t m0 x1d h64 y143b ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kunnen zij<span class=\"_ _0\"></span>n, beken<span class=\"_ _0\"></span>d zijn en word<span class=\"_ _0\"></span>en begrepe<span class=\"_ _0\"></span>n (bijv. onv<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y143c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongunst<span class=\"_ _0\"></span>ige wijzi<span class=\"_ _0\"></span>gingen in het<span class=\"_ _0\"></span> uitloop<span class=\"_ _0\"></span>profiel van d<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen,</div>\n<div class=\"t m0 x1d h64 y1164 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">massaa<span class=\"_ _0\"></span>l verval, ve<span class=\"_ _0\"></span>rtragin<span class=\"_ _0\"></span>g in nieuwe po<span class=\"_ _0\"></span>lissen, w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g in de rating</div>\n<div class=\"t m0 x1d h64 y1165 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">enz.) en me<span class=\"_ _0\"></span>n weet hoe hie<span class=\"_ _0\"></span>rop kan wor<span class=\"_ _0\"></span>den inges<span class=\"_ _0\"></span>peeld (bij<span class=\"_ _0\"></span>v. de liqui<span class=\"_ _0\"></span>diteit</div>\n<div class=\"t m0 x1d h64 y1166 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van activ<span class=\"_ _0\"></span>a in een crisis<span class=\"_ _0\"></span>). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 284px; height: 827px; width: 353px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 166px; width: 350px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 ya4e ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een overzi<span class=\"_ _0\"></span>cht van de ve<span class=\"_ _0\"></span>rwachte uit<span class=\"_ _0\"></span>strom<span class=\"_ _0\"></span>en als gevol<span class=\"_ _0\"></span>g van verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen (<span class=\"_ _0\"></span>behalv<span class=\"_ _0\"></span>e Unit<span class=\"ls0 ws0\">-</span>linked) w<span class=\"_ _0\"></span>o<span class=\"ws11d\">rdt hi<span class=\"_ _0\"></span>erna vers<span class=\"_ _0\"></span>trekt. <span class=\"_ _0\"></span>Die kasst<span class=\"_ _0\"></span>romen </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelen e<span class=\"_ _0\"></span>en actua<span class=\"_ _0\"></span>ri\u00eble bes<span class=\"_ _0\"></span>te schat<span class=\"_ _0\"></span>ting op <span class=\"_ _0\"></span>basis v<span class=\"_ _0\"></span>an contr<span class=\"_ _0\"></span>actlimi<span class=\"_ _0\"></span>eten volg<span class=\"_ _0\"></span>ens Solv<span class=\"_ _0\"></span>ency II.<span class=\"_ _0\"></span> De total<span class=\"_ _0\"></span>e uitstr<span class=\"_ _0\"></span>omen va<span class=\"_ _0\"></span>n de Groe<span class=\"_ _0\"></span>p als gev<span class=\"_ _0\"></span>olg van</div>\n<div class=\"t m0 x2c h64 y8a7 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> worden nie<span class=\"_ _1\"></span>t gebruikt <span class=\"_ _1\"></span>voor beheerdoe<span class=\"_ _1\"></span>leinden, aa<span class=\"_ _1\"></span>ngezien de l<span class=\"_ _1\"></span>iquiditeit wor<span class=\"_ _1\"></span>dt beheerd <span class=\"_ _1\"></span>binnen de ind<span class=\"_ _1\"></span>ividuele ver<span class=\"_ _1\"></span>zekeringsmaats<span class=\"_ _1\"></span>chappijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Netto uitgaande kasstromen ui<span class=\"_ _0\"></span>t verzekeringsverplichtingen per<span class=\"_ _0\"></span> 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 493px; bottom: 1033px; z-index: 15;\">Jaar 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 498px; bottom: 1019px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 562px; bottom: 1033px; z-index: 15;\">Jaar 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 1019px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 632px; bottom: 1033px; z-index: 15;\">Jaar 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1019px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 701px; bottom: 1033px; z-index: 15;\">Jaar 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 706px; bottom: 1019px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 771px; bottom: 1033px; z-index: 15;\">Jaar 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1019px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1a0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 519px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 588px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 727px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Verplichtingen van <span class=\"ws115\">polishouders, exclusief uni<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>linked business, exclusief herverzekering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 988px; z-index: 15;\">8.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 565px; bottom: 988px; z-index: 15;\">7.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 988px; z-index: 15;\">5.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 988px; z-index: 15;\">5.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 988px; z-index: 15;\">5.911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Netto uitgaande kasstromen ui<span class=\"_ _0\"></span>t verzekeringsverplichtingen per<span class=\"_ _0\"></span> 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 493px; bottom: 941px; z-index: 15;\">Jaar 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 498px; bottom: 926px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 562px; bottom: 941px; z-index: 15;\">Jaar 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 926px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 632px; bottom: 941px; z-index: 15;\">Jaar 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 926px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 701px; bottom: 941px; z-index: 15;\">Jaar 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 706px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 771px; bottom: 941px; z-index: 15;\">Jaar 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 926px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1440 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1441 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1a0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 519px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 588px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 727px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Verplichtingen van polishouders<span class=\"_ _0\"></span>, exclusief unit<span class=\"ls0 ws0\">-</span>linked business, exclusief her<span class=\"_ _0\"></span>verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 896px; z-index: 15;\">8.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 565px; bottom: 896px; z-index: 15;\">6.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 896px; z-index: 15;\">6.275<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 896px; z-index: 15;\">4.759<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 896px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 885px; height: 221px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1446 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1447 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y1448 ff1a2 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.1.4<span class=\"ls0 ws0\"> <span class=\"_ _202\"> </span><span class=\"lsed ws11d\">Risic<span class=\"_ _0\"></span>o van imm<span class=\"_ _0\"></span>ateri\u00ebl<span class=\"_ _0\"></span>e activa<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1449 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o van im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a is het<span class=\"_ _0\"></span> risico v<span class=\"_ _0\"></span>an <span class=\"ws112\">verli<span class=\"_ _0\"></span>es, of een </span></div>\n<div class=\"t m0 x2c h64 y144a ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongunst<span class=\"_ _0\"></span>ige waard<span class=\"_ _0\"></span>eontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n immateri<span class=\"_ _0\"></span>\u00eble activa do<span class=\"_ _0\"></span>or een</div>\n<div class=\"t m0 x2c h64 y144b ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wijzig<span class=\"_ _0\"></span>ing in de v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige voo<span class=\"_ _0\"></span>rdele<span class=\"_ _0\"></span>n die uit <span class=\"_ _0\"></span>de immat<span class=\"_ _0\"></span>eri\u00eble</div>\n<div class=\"t m0 x2c h64 y144c ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa ku<span class=\"_ _0\"></span>nnen worde<span class=\"_ _0\"></span>n gehaald.<span class=\"_ _0\"></span> Immater<span class=\"_ _0\"></span>i\u00eble acti<span class=\"_ _0\"></span>va kunnen b<span class=\"_ _0\"></span>estaan uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y144d ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">de waar<span class=\"_ _0\"></span>de van ve<span class=\"_ _0\"></span>rworve<span class=\"_ _0\"></span>n activit<span class=\"_ _0\"></span>eiten,<span class=\"_ _0\"></span> p<span class=\"lsef ws11e\">arkeerconcessies en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y144e ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intellec<span class=\"_ _0\"></span>tuele ei<span class=\"_ _0\"></span>gendomme<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y144f ff1a0 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.2 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsed ws112\">Verzeke<span class=\"_ _0\"></span>ringstec<span class=\"_ _0\"></span>hnisch ri<span class=\"_ _0\"></span>sico<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1450 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringst<span class=\"_ _0\"></span>echnisch<span class=\"_ _0\"></span>e risic<span class=\"_ _0\"></span>o\u2019s betr<span class=\"_ _0\"></span>effen al<span class=\"_ _0\"></span>le risic<span class=\"_ _0\"></span>o\u2019s van</div>\n<div class=\"t m0 x2c h64 y1451 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen als ge<span class=\"_ _0\"></span>volg van af<span class=\"_ _0\"></span>wijkin<span class=\"_ _0\"></span>gen in claim<span class=\"_ _0\"></span>s door de</div>\n<div class=\"t m0 x2c h64 y1452 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onzekerheid en<span class=\"_ _1\"></span> timing van die <span class=\"lsed ws112\">claims, alsm<span class=\"_ _0\"></span>ede afwijk<span class=\"_ _0\"></span>ingen in uit<span class=\"_ _0\"></span>gaven </span></div>\n<div class=\"t m0 x2c h64 y1453 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verval<span class=\"_ _0\"></span>, in vergel<span class=\"_ _0\"></span>ijking met<span class=\"_ _0\"></span> de onderli<span class=\"_ _0\"></span>ggende hy<span class=\"_ _0\"></span>pothes<span class=\"_ _0\"></span>en gemaakt<span class=\"_ _0\"></span> bij</div>\n<div class=\"t m0 x2c h64 y1454 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de accept<span class=\"_ _0\"></span>atie van de pol<span class=\"_ _0\"></span>is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1455 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1456 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het leven<span class=\"_ _0\"></span>risico om<span class=\"_ _0\"></span>vat het sterft<span class=\"_ _0\"></span>erisic<span class=\"_ _0\"></span>o, het lang<span class=\"_ _0\"></span>levenris<span class=\"_ _0\"></span>ico, het</div>\n<div class=\"t m0 x2c h64 y1457 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">invaliditei<span class=\"_ _1\"></span>tsrisico, het morbid<span class=\"_ _1\"></span>iteitsrisico (d<span class=\"_ _1\"></span>.w.z. ziekte met moge<span class=\"_ _1\"></span>lijk</div>\n<div class=\"t m0 x2c h64 y1458 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dodelijke afl<span class=\"_ _1\"></span>oop), het verval<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11d\">en be<span class=\"_ _1\"></span>houdrisico,<span class=\"_ _1\"></span> het kostenri<span class=\"_ _1\"></span>sico, het </span></div>\n<div class=\"t m0 x2c h64 y1459 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>roferisic<span class=\"_ _0\"></span>o en het herz<span class=\"_ _0\"></span>ienings<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y145a ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y145b ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Tot de Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">levenrisico\u2019s behoren<span class=\"_ _1\"></span> het reser<span class=\"_ _1\"></span>verisico, h<span class=\"_ _1\"></span>et premierisi<span class=\"_ _1\"></span>co en </span></span></div>\n<div class=\"t m0 x2c h64 y145c ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>roferisic<span class=\"_ _0\"></span>o\u2019s. Het r<span class=\"_ _0\"></span>eserveri<span class=\"_ _0\"></span>sico hangt<span class=\"_ _0\"></span> samen met<span class=\"_ _0\"></span> de te betalen</div>\n<div class=\"t m0 x2c h64 y145d ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">schadec<span class=\"_ _0\"></span>laims t<span class=\"_ _0\"></span>erwijl h<span class=\"_ _0\"></span>et premi<span class=\"_ _0\"></span>erisico <span class=\"_ _0\"></span>betrekki<span class=\"_ _0\"></span>ng heeft<span class=\"_ _0\"></span> op toeko<span class=\"_ _0\"></span>mstige</div>\n<div class=\"t m0 x2c h64 y145e ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevorderi<span class=\"_ _1\"></span>ngen (met ui<span class=\"_ _1\"></span>tzondering van<span class=\"_ _1\"></span> catastrofe<span class=\"_ _1\"></span>schades). Het</div>\n<div class=\"t m0 x2c h64 y145f ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>roferisic<span class=\"_ _0\"></span>o betreft<span class=\"_ _0\"></span> schadec<span class=\"_ _0\"></span>laims die do<span class=\"_ _0\"></span>or rampg<span class=\"_ _0\"></span>ebeurte<span class=\"_ _0\"></span>nissen</div>\n<div class=\"t m0 x2c h64 y1460 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden veroo<span class=\"lsed ws112\">rzaakt, zowel<span class=\"_ _0\"></span> natuurram<span class=\"_ _0\"></span>pen als doo<span class=\"_ _0\"></span>r mensen ve<span class=\"_ _0\"></span>roorzaak<span class=\"_ _0\"></span>te </span></div>\n<div class=\"t m0 x2c h64 y1461 ff1a0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rampen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1462 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1463 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Elke maat<span class=\"_ _0\"></span>schappi<span class=\"_ _0\"></span>j beheert ve<span class=\"_ _0\"></span>rzeke<span class=\"_ _0\"></span>ringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e risico's<span class=\"_ _0\"></span> door midde<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x2c h64 y1464 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van accep<span class=\"_ _1\"></span>tatiebeleid, pr<span class=\"_ _1\"></span>oductgoedkeuring<span class=\"_ _1\"></span>sbeleid, reser<span class=\"_ _1\"></span>veringsbeleid<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 y1465 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beleid vo<span class=\"_ _0\"></span>or schade<span class=\"_ _0\"></span>beheer en he<span class=\"_ _0\"></span>rverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>beleid.<span class=\"_ _0\"></span> E<span class=\"lsef ws11d\">r wordt <span class=\"_ _1\"></span>vooral op </span></div>\n<div class=\"t m0 x2c h64 y1466 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelet da<span class=\"_ _1\"></span>t de klantengroe<span class=\"_ _1\"></span>p die een<span class=\"_ _1\"></span> product ko<span class=\"_ _1\"></span>opt inderdaa<span class=\"_ _1\"></span>d overeenkomt</div>\n<div class=\"t m0 x2c h64 y1467 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met de onde<span class=\"_ _1\"></span>rliggende aa<span class=\"_ _1\"></span>nnames over <span class=\"_ _1\"></span>klanten bij<span class=\"_ _1\"></span> de ontwi<span class=\"_ _1\"></span>kkeling en</div>\n<div class=\"t m0 x2c h64 y1468 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prijsst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an het pr<span class=\"_ _0\"></span>oduct.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1469 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y146a ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het acce<span class=\"_ _0\"></span>ptatie<span class=\"_ _0\"></span>beleid wo<span class=\"_ _0\"></span>rdt lok<span class=\"_ _0\"></span>aal vast<span class=\"_ _0\"></span>gesteld a<span class=\"_ _0\"></span>ls onde<span class=\"_ _0\"></span>rdeel va<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x2c h64 y146b ff1a0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">al<span class=\"lsef ws11d\">gehele Enterprise<span class=\"_ _1\"></span> Risk Manag<span class=\"_ _1\"></span>ement<span class=\"ls0 ws0\">-</span>kader <span class=\"_ _1\"></span>en wordt b<span class=\"_ _1\"></span>eoordeeld door<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y146c ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuari\u00eble med<span class=\"_ _1\"></span>ewerkers die de fei<span class=\"_ _1\"></span>telijke schadehisto<span class=\"_ _1\"></span>rie evalueren. Er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y146d ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt gebrui<span class=\"_ _1\"></span>kgemaakt van <span class=\"_ _1\"></span>een reeks <span class=\"_ _1\"></span>indicatoren e<span class=\"_ _1\"></span>n hulpmiddele<span class=\"_ _1\"></span>n voor</div>\n<div class=\"t m0 x2c h64 y146e ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het mak<span class=\"_ _0\"></span>en van st<span class=\"_ _0\"></span>atistisc<span class=\"_ _0\"></span>he analys<span class=\"_ _0\"></span>es om d<span class=\"_ _0\"></span>e acceptat<span class=\"_ _0\"></span>ien<span class=\"lsef ws11e\">ormen te </span></div>\n<div class=\"t m0 x2c h64 y146f ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verfijn<span class=\"_ _0\"></span>en, met als d<span class=\"_ _0\"></span>oel het scha<span class=\"_ _0\"></span>deverl<span class=\"_ _0\"></span>oop te verbet<span class=\"_ _0\"></span>eren en/of<span class=\"_ _0\"></span> te</div>\n<div class=\"t m0 x2c h64 y1470 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarborgen d<span class=\"_ _1\"></span>at de pri<span class=\"_ _1\"></span>jsstelling op<span class=\"_ _1\"></span> de juiste <span class=\"_ _1\"></span>wijze word<span class=\"_ _1\"></span>t bijgesteld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1471 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1472 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppijen str<span class=\"_ _0\"></span>even ern<span class=\"_ _0\"></span>aar om de prem<span class=\"_ _0\"></span>ies op een</div>\n<div class=\"t m0 x1d h64 y1473 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niveau vas<span class=\"_ _0\"></span>t te stell<span class=\"_ _0\"></span>en waarbij het<span class=\"_ _0\"></span> bedrag va<span class=\"_ _0\"></span>n <span class=\"lsef ws11d\">de premie<span class=\"_ _1\"></span>s samen me<span class=\"_ _1\"></span>t de </span></div>\n<div class=\"t m0 x1d h64 y1474 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingsinko<span class=\"_ _1\"></span>msten die<span class=\"_ _1\"></span> daarmee worden<span class=\"_ _1\"></span> gegenereerd g<span class=\"_ _1\"></span>roter is<span class=\"_ _1\"></span> dan</div>\n<div class=\"t m0 x1d h64 y1475 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het totale bedrag<span class=\"_ _1\"></span> van verwachte schad<span class=\"_ _1\"></span>en, schadeafhande<span class=\"_ _1\"></span>lingskosten<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x1d h64 y1476 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beheers<span class=\"_ _0\"></span>kosten. D<span class=\"_ _0\"></span>e juisthei<span class=\"_ _0\"></span>d van de prijs<span class=\"_ _0\"></span>stelling w<span class=\"_ _0\"></span>ordt get<span class=\"_ _0\"></span>oetst met</div>\n<div class=\"t m0 x1d h64 y1477 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behulp v<span class=\"_ _0\"></span>an dive<span class=\"_ _0\"></span>rse techn<span class=\"_ _0\"></span>ieken <span class=\"ws112\">e<span class=\"_ _0\"></span>n belangri<span class=\"_ _0\"></span>jke prest<span class=\"_ _0\"></span>atie<span class=\"ls0 ws0\">-</span>indic<span class=\"_ _0\"></span>atoren di<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y1478 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">passen bij<span class=\"_ _1\"></span> de betreffen<span class=\"_ _1\"></span>de portefeui<span class=\"_ _1\"></span>lle. Dit gebeu<span class=\"_ _1\"></span>rt zowel a<span class=\"_ _1\"></span> priori</div>\n<div class=\"t m0 x1d h64 y1479 ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(bijvoorbeeld<span class=\"_ _1\"></span> beoordeling van<span class=\"_ _1\"></span> de winstgevendheid<span class=\"_ _1\"></span>) als a posteriori<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y147a ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(bijvoorbeeld<span class=\"_ _1\"></span> embedded <span class=\"_ _1\"></span>value, combined<span class=\"_ _1\"></span> ratio\u2019s).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y147b ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y147c ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De factore<span class=\"_ _0\"></span>n waarmee r<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g wordt geho<span class=\"_ _0\"></span>uden bij de pri<span class=\"_ _0\"></span>jsstel<span class=\"_ _0\"></span>ling voor</div>\n<div class=\"t m0 x1d h64 y147d ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> verschillen p<span class=\"_ _1\"></span>er product<span class=\"_ _1\"></span> en zijn <span class=\"_ _1\"></span>afhankelijk v<span class=\"_ _1\"></span>an de</div>\n<div class=\"t m0 x1d h64 y147e ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geboden d<span class=\"_ _0\"></span>ekking e<span class=\"_ _0\"></span>n uitkerin<span class=\"_ _0\"></span>gen. De vol<span class=\"_ _0\"></span>gende fact<span class=\"_ _0\"></span>oren word<span class=\"_ _0\"></span>en in het</div>\n<div class=\"t m0 x1d h64 y147f ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>en in overw<span class=\"_ _0\"></span>eging geno<span class=\"_ _0\"></span>men:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1480 ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsef ws11d\">v<span class=\"_ _1\"></span>erwachte clai<span class=\"_ _1\"></span>ms van ver<span class=\"_ _1\"></span>zekeringnemers en<span class=\"_ _1\"></span> daarmee <span class=\"_ _1\"></span>ver<span class=\"ws113\">band </span></span></span></div>\n<div class=\"t m0 x69 h64 y1481 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">houdend<span class=\"_ _0\"></span>e verwac<span class=\"_ _0\"></span>hte uitke<span class=\"_ _0\"></span>ringen en de ti<span class=\"_ _0\"></span>ming daarv<span class=\"_ _0\"></span>an.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1482 ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsed ws112\">de mate en aard van de onz<span class=\"_ _0\"></span>ekerhei<span class=\"_ _0\"></span>d aangaa<span class=\"_ _0\"></span>nde de verwac<span class=\"_ _0\"></span>hte </span></span></div>\n<div class=\"t m0 x69 h64 y1483 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitkeri<span class=\"_ _0\"></span>ngen. In dit<span class=\"_ _0\"></span> verband w<span class=\"_ _0\"></span>orden onde<span class=\"_ _0\"></span>r meer anal<span class=\"_ _0\"></span>yses gemaa<span class=\"_ _0\"></span>kt</div>\n<div class=\"t m0 x69 h64 y1484 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van sch<span class=\"_ _0\"></span>adestat<span class=\"_ _0\"></span>istieke<span class=\"_ _0\"></span>n en de ont<span class=\"_ _0\"></span>wikkel<span class=\"_ _0\"></span>ing van <span class=\"_ _0\"></span>jurispr<span class=\"_ _0\"></span>udenti<span class=\"_ _0\"></span>e,</div>\n<div class=\"t m0 x69 h64 y1485 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">economis<span class=\"_ _0\"></span>che oms<span class=\"lsef ws11d\">t<span class=\"_ _0\"></span>andigheden<span class=\"_ _1\"></span> en demogra<span class=\"_ _1\"></span>fische ontwikk<span class=\"_ _1\"></span>elingen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1486 ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsed ws112\">overige product<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en voor het b<span class=\"_ _0\"></span>etreff<span class=\"_ _0\"></span>ende produ<span class=\"_ _0\"></span>ct, zoals </span></span></div>\n<div class=\"t m0 x69 h64 y1487 ff1a0 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">distribut<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">, marketi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">, polisadm<span class=\"_ _1\"></span>inistratie</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws113\">en </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1488 ff1a0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">schadea<span class=\"_ _0\"></span>dminist<span class=\"_ _0\"></span>ratiekos<span class=\"_ _0\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1489 ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsef ws11d\">fi<span class=\"_ _1\"></span>nanci\u00eble om<span class=\"_ _1\"></span>standigheden d<span class=\"_ _1\"></span>ie de <span class=\"_ _1\"></span>tijdswaarde van<span class=\"_ _1\"></span> geld </span></span></div>\n<div class=\"t m0 x69 h64 y148a ff1a0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y148b ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsed ws111\">eisen <span class=\"ws112\">ten aanzien va<span class=\"_ _0\"></span>n de solvab<span class=\"_ _0\"></span>iliteit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y148c ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsef ws11d\">b<span class=\"_ _1\"></span>eoogde niveau<span class=\"_ _1\"></span>s van de<span class=\"_ _1\"></span> winstgevendheid<span class=\"_ _1\"></span>.</span><span class=\"ff1a0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y148d ff1a3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a4\"> <span class=\"_ _3f\"> </span><span class=\"ff1a0 lsef ws113\">o<span class=\"_ _1\"></span>mstandigheden</span><span class=\"ff1a0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">in de verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>arkt, met n<span class=\"_ _0\"></span>ame de prijss<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>g </span></span></span></div>\n<div class=\"t m0 x69 h64 y148e ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van concurren<span class=\"_ _1\"></span>ten voor vergelijkb<span class=\"_ _1\"></span>are producten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y148f ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1490 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In zijn blo<span class=\"_ _0\"></span>otstelli<span class=\"_ _0\"></span>ng aan de hier<span class=\"_ _0\"></span>boven ge<span class=\"_ _0\"></span>noemde ris<span class=\"_ _0\"></span>ico\u2019s prof<span class=\"_ _0\"></span>iteert <span class=\"lsef ws113\">Ageas </span></div>\n<div class=\"t m0 x1d h64 y1491 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van divers<span class=\"_ _1\"></span>ificatie over<span class=\"_ _1\"></span> geografische<span class=\"_ _1\"></span> regio's, p<span class=\"_ _1\"></span>roductgroepen<span class=\"_ _1\"></span> en zelfs<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1492 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschillende<span class=\"_ _1\"></span> verzekerings<span class=\"_ _1\"></span>risicofactoren<span class=\"_ _1\"></span>, zodat Agea<span class=\"_ _1\"></span>s niet bloo<span class=\"_ _1\"></span>tgesteld</div>\n<div class=\"t m0 x1d h64 y1493 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt aan gr<span class=\"_ _0\"></span>ote conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>es verzek<span class=\"_ _0\"></span>eringsri<span class=\"_ _0\"></span>sico's. D<span class=\"_ _0\"></span>aarnaast h<span class=\"_ _0\"></span>ebben</div>\n<div class=\"t m0 x1d h64 y1494 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen van A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> </span>spec<span class=\"_ _0\"></span>ifieke maat<span class=\"_ _0\"></span>regel<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y1495 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">getroff<span class=\"_ _0\"></span>en om de <span class=\"_ _0\"></span>blootste<span class=\"_ _0\"></span>lling aa<span class=\"_ _0\"></span>n de conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>e van</div>\n<div class=\"t m0 x1d h64 y1496 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>srisico's te<span class=\"_ _1\"></span> verkleinen.<span class=\"_ _1\"></span> Bijvoorbeeld p<span class=\"_ _1\"></span>roducten di<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 y1497 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afkoopkosten <span class=\"_ _1\"></span>in rekening <span class=\"_ _1\"></span>brengen en/o<span class=\"_ _1\"></span>f producten<span class=\"_ _1\"></span> die worden</div>\n<div class=\"t m0 x1d h64 y1498 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangepast aan<span class=\"_ _1\"></span> de mark<span class=\"_ _1\"></span>twaarde beperke<span class=\"_ _1\"></span>n het verli<span class=\"_ _1\"></span>es voor <span class=\"ws113\">de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1499 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appij en h<span class=\"_ _0\"></span>erverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontr<span class=\"_ _0\"></span>acten lei<span class=\"_ _0\"></span>den tot ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y149a ff1a0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkte bloo<span class=\"_ _1\"></span>tstelling aan grote<span class=\"_ _1\"></span> verliezen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 177px; height: 929px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor risicob<span class=\"_ _1\"></span>ewaking nee<span class=\"_ _1\"></span>mt Ageas de<span class=\"_ _1\"></span> solvabilitei<span class=\"_ _1\"></span>tskapitaalvere<span class=\"_ _1\"></span>iste (SCR) vo<span class=\"_ _1\"></span>lgens Solvenc<span class=\"_ _1\"></span>y II per<span class=\"_ _1\"></span> subrisico <span class=\"_ _1\"></span>in aanmerking. <span class=\"_ _1\"></span>In de <span class=\"_ _1\"></span>tabel hierna w<span class=\"_ _1\"></span>ordt de</div>\n<div class=\"t m0 x2c h64 y8a6 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">SCR voor e<span class=\"_ _0\"></span>lk type verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>techni<span class=\"_ _0\"></span>sch risico w<span class=\"_ _0\"></span>eergeg<span class=\"_ _0\"></span>even, met ver<span class=\"_ _0\"></span>meldi<span class=\"_ _0\"></span>ng van de relat<span class=\"_ _0\"></span>ieve niv<span class=\"_ _0\"></span>eaus van ris<span class=\"_ _0\"></span>ico en capi<span class=\"_ _0\"></span>tal con<span class=\"ws111\">sum<span class=\"_ _0\"></span>ption.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1a5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Samenstelling SCR <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1a5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">met betrekking tot verzekeringsrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2ae h67 y68d ff1a5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 611px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h67 y68d ff1a5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1a5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">met betrekking tot verzekeringsrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff1a5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 537px; bottom: 1034px; z-index: 15;\">31 <span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x45 h67 y68f ff1a5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1034px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1a5 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Levensverzekeringstechnisch risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a5 h67 y691 ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 1019px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y691 ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1019px; z-index: 15;\">944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1a5 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Gezondheidzorg verzekeringtechnisch risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y68f ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1004px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y68f ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 1004px; z-index: 15;\">338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1a5 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf2 ws120\">leven verzekerin<span class=\"_ _0\"></span>gstechni<span class=\"_ _0\"></span>sch risico<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xf8 h67 y67e ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 597px; bottom: 989px; z-index: 15;\">966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y67e ff1a5 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 989px; z-index: 15;\">875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y149e ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y149f ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y14a0 ff1a7 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.2.1 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"ws11d\">Verzekerings<span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14a1 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het levens<span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>risico ont<span class=\"_ _0\"></span>staat uit de</div>\n<div class=\"t m0 x2c h64 y14a2 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen in r<span class=\"_ _0\"></span>elatie t<span class=\"_ _0\"></span>ot de gev<span class=\"_ _0\"></span>aren die v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x2c h64 y14a3 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn en de proc<span class=\"_ _0\"></span>essen d<span class=\"_ _0\"></span>ie bij de bedri<span class=\"_ _0\"></span>jfsvoe<span class=\"_ _0\"></span>ring word<span class=\"_ _0\"></span>en gebruikt<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14a4 ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14a5 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Verzeke<span class=\"_ _0\"></span>ringst<span class=\"_ _0\"></span>echnisch<span class=\"_ _0\"></span>e risico's<span class=\"_ _0\"></span> Leven besta<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">hoofdz<span class=\"_ _0\"></span>akelijk<span class=\"_ _0\"></span> uit ste<span class=\"_ _0\"></span>rfte<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y14a6 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">/langlevenri<span class=\"_ _1\"></span>sico, invalidi<span class=\"_ _1\"></span>teitsrisico/morbidi<span class=\"_ _1\"></span>teitsrisico,<span class=\"_ _1\"></span> verval<span class=\"ls0 ws0\">- <span class=\"lsed ws111\">en </span></span></div>\n<div class=\"t m0 x2c h64 y14a7 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoudrisico<span class=\"_ _1\"></span>, leven<span class=\"ls0 ws0\">-</span>kos<span class=\"_ _1\"></span>tenrisico, h<span class=\"_ _1\"></span>erzienings<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsed ws112\">en catast<span class=\"_ _0\"></span>roferisic<span class=\"_ _0\"></span>o. Deze </span></span></div>\n<div class=\"t m0 x2c h64 y14a8 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">paragraaf be<span class=\"_ _1\"></span>schrijft eerst deze<span class=\"_ _1\"></span> risico\u2019s (onde<span class=\"_ _1\"></span>r A t/m F). Daarna word<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y14a9 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschreven <span class=\"_ _1\"></span>hoe d<span class=\"lsed ws112\">e dochterma<span class=\"_ _0\"></span>atscha<span class=\"_ _0\"></span>ppijen van A<span class=\"_ _0\"></span>geas deze ri<span class=\"_ _0\"></span>sico\u2019s </span></div>\n<div class=\"t m0 x2c h64 y14aa ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beheren (onde<span class=\"_ _1\"></span>r G).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14ab ff1a5 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls106 ws136\">STERF<span class=\"_ _1\"></span>TE</span>-<span class=\"ls10c ws13b\">/L<span class=\"_ _1\"></span>ANGLEVENRI<span class=\"_ _1\"></span>SICO</span> </span></div>\n<div class=\"t m0 x2c h64 y14ac ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Sterfte<span class=\"_ _0\"></span>risico <span class=\"_ _0\"></span>is het risic<span class=\"_ _0\"></span>o van v<span class=\"_ _0\"></span>erlies of<span class=\"_ _0\"></span> van nad<span class=\"_ _0\"></span>elige ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ngen in d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y14ad ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen als g<span class=\"_ _0\"></span>evolg va<span class=\"_ _0\"></span>n veranderi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 y14ae ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het nive<span class=\"_ _0\"></span>au, <span class=\"lsef ws11e\">de ontwikkeling o<span class=\"_ _1\"></span>f volatiliteit van de<span class=\"_ _1\"></span> sterftecijfers<span class=\"_ _1\"></span>, waarbij </span></div>\n<div class=\"t m0 x2c h64 y14af ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een toena<span class=\"_ _0\"></span>me van het st<span class=\"_ _0\"></span>erfteci<span class=\"_ _0\"></span>jfer leidt t<span class=\"_ _0\"></span>ot een toena<span class=\"_ _0\"></span>me van de wa<span class=\"_ _0\"></span>arde</div>\n<div class=\"t m0 x2c h64 y14b0 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de verz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>sverplic<span class=\"_ _0\"></span>htingen.<span class=\"_ _0\"></span> De sterftet<span class=\"_ _0\"></span>abelle<span class=\"_ _0\"></span>n die gebruik<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x2c h64 y14b1 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden t<span class=\"_ _0\"></span>en beh<span class=\"_ _0\"></span>oeve van d<span class=\"_ _0\"></span>e prijsst<span class=\"_ _0\"></span>elling b<span class=\"_ _0\"></span>evatte<span class=\"_ _0\"></span>n voorzic<span class=\"_ _0\"></span>htige m<span class=\"_ _0\"></span>arges.</div>\n<div class=\"t m0 x2c h64 y14b2 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Zoals ge<span class=\"_ _0\"></span>bruikel<span class=\"_ _0\"></span>ijk in de s<span class=\"_ _0\"></span>ector m<span class=\"_ _0\"></span>aken de <span class=\"_ _0\"></span>dochter<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>happije<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x2c h64 y14b3 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas gebru<span class=\"_ _1\"></span>ik van erv<span class=\"_ _1\"></span>aringstabellen<span class=\"_ _1\"></span> met adequa<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y14b4 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zekerheidstoe<span class=\"_ _1\"></span>slagen. Elk jaar<span class=\"_ _1\"></span> moeten de veronderst<span class=\"_ _1\"></span>ellingen worden</div>\n<div class=\"t m0 x2c h64 y14b5 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herzien om de verwa<span class=\"_ _1\"></span>chte sterftecij<span class=\"_ _1\"></span>fers te vergelij<span class=\"_ _1\"></span>ken met de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14b6 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ervarin<span class=\"_ _0\"></span>gsgegev<span class=\"_ _0\"></span>ens. Deze a<span class=\"_ _0\"></span>nalyse vi<span class=\"_ _0\"></span>ndt plaat<span class=\"_ _0\"></span>s op basis va<span class=\"_ _0\"></span>n een aantal</div>\n<div class=\"t m0 x2c h64 y14b7 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">criteria, zoa<span class=\"_ _1\"></span>ls leeftijd, poli<span class=\"_ _1\"></span>sjaar, verzeker<span class=\"_ _1\"></span>de som en andere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y14b8 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteri<span class=\"_ _0\"></span>a. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14b9 ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14ba ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Langlev<span class=\"_ _0\"></span>enrisic<span class=\"_ _0\"></span>o is het<span class=\"_ _0\"></span> risico va<span class=\"_ _0\"></span>n verli<span class=\"_ _0\"></span>es of nad<span class=\"_ _0\"></span>elige ve<span class=\"_ _0\"></span>randeri<span class=\"_ _0\"></span>ngen i<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y14bb ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen als g<span class=\"_ _0\"></span>evolg va<span class=\"_ _0\"></span>n veranderi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 y14bc ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in het niv<span class=\"_ _0\"></span>eau, de <span class=\"_ _0\"></span>ontwikk<span class=\"_ _0\"></span>eling of <span class=\"_ _0\"></span>volat<span class=\"_ _0\"></span>iliteit v<span class=\"_ _0\"></span>an de ste<span class=\"_ _0\"></span>rftecij<span class=\"_ _0\"></span>fers, w<span class=\"_ _0\"></span>aarbij</div>\n<div class=\"t m0 x2c h64 y14bd ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een dalin<span class=\"_ _0\"></span>g van het sterf<span class=\"_ _0\"></span>tecijfe<span class=\"_ _0\"></span>r leidt tot<span class=\"_ _0\"></span> een toename v<span class=\"_ _0\"></span>an de waard<span class=\"_ _0\"></span>e van</div>\n<div class=\"t m0 x2c h64 y14be ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen. D<span class=\"_ _0\"></span>it risico wo<span class=\"_ _0\"></span>rdt be<span class=\"lsef ws11d\">heerd door het aan<span class=\"_ _1\"></span>tal </span></div>\n<div class=\"t m0 x2c h64 y14bf ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vastgest<span class=\"_ _0\"></span>elde st<span class=\"_ _0\"></span>erftegev<span class=\"_ _0\"></span>allen b<span class=\"_ _0\"></span>innen d<span class=\"_ _0\"></span>e portefe<span class=\"_ _0\"></span>uille j<span class=\"_ _0\"></span>aarlijk<span class=\"_ _0\"></span>s te eval<span class=\"_ _0\"></span>ueren.</div>\n<div class=\"t m0 x2c h64 y14c0 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wanneer bli<span class=\"_ _1\"></span>jkt dat d<span class=\"_ _1\"></span>e levensverwac<span class=\"_ _1\"></span>hting sneller<span class=\"_ _1\"></span> toeneemt da<span class=\"_ _1\"></span>n de</div>\n<div class=\"t m0 x2c h64 y14c1 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">sterftetabell<span class=\"_ _1\"></span>en aangeven<span class=\"_ _1\"></span>, worden e<span class=\"_ _1\"></span>xtra voorzienin<span class=\"_ _1\"></span>gen aangelegd<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x2c h64 y14c2 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden de <span class=\"_ _1\"></span>prijzen van <span class=\"_ _1\"></span>nieuwe<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">prod<span class=\"_ _1\"></span>ucten dienover<span class=\"_ _1\"></span>eenkomstig </span></div>\n<div class=\"t m0 x2c h64 y14c3 ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangepast.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14c4 ff1a5 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span></span><span class=\"ws12b\">ARBEIDS<span class=\"_ _0\"></span>ONGE<span class=\"_ _0\"></span>SCHIKT<span class=\"_ _0\"></span>HEID<span class=\"_ _0\"></span>SRISICO/<span class=\"_ _0\"></span> INVALI<span class=\"_ _0\"></span>DITEI<span class=\"_ _0\"></span>TSRISI<span class=\"_ _0\"></span>CO<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14c5 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Invalid<span class=\"_ _0\"></span>iteitsr<span class=\"_ _0\"></span>isico/m<span class=\"_ _0\"></span>orbidit<span class=\"_ _0\"></span>eitsrisi<span class=\"_ _0\"></span>co is het ris<span class=\"_ _0\"></span>ico van verl<span class=\"_ _0\"></span>ies of nadel<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x2c h64 y14c6 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in de waarde van de <span class=\"ws11d\">ve<span class=\"_ _1\"></span>rzekeringsverpli<span class=\"_ _1\"></span>chtingen als<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y14c7 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gevolg v<span class=\"_ _0\"></span>an veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het n<span class=\"_ _0\"></span>iveau,<span class=\"_ _0\"></span> de ontw<span class=\"_ _0\"></span>ikkeling<span class=\"_ _0\"></span> of volat<span class=\"_ _0\"></span>iliteit</div>\n<div class=\"t m0 x2c h64 y14c8 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van inval<span class=\"_ _0\"></span>idite<span class=\"_ _0\"></span>its<span class=\"ls0 ws0\">-<span class=\"ls105 ws14a\">, zie<span class=\"_ _1\"></span>kte</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">of morb<span class=\"_ _1\"></span>iditeitspercen<span class=\"_ _1\"></span>tages. Dit risico<span class=\"_ _1\"></span> kan zich </span></span></div>\n<div class=\"t m0 x2c h64 y14c9 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijvoor<span class=\"_ _0\"></span>beeld voo<span class=\"_ _0\"></span>rdoen in po<span class=\"_ _0\"></span>rtefeui<span class=\"_ _0\"></span>lles met inv<span class=\"_ _0\"></span>aliditeit<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x2c h64 y14ca ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ziektekostenpo<span class=\"_ _1\"></span>li<span class=\"lsed ws112\">ssen en ong<span class=\"_ _0\"></span>evallenv<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen vo<span class=\"_ _0\"></span>or werkn<span class=\"_ _0\"></span>emers. De </span></div>\n<div class=\"t m0 x2c h64 y14cb ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen van A<span class=\"_ _0\"></span>geas bep<span class=\"_ _0\"></span>erken het in<span class=\"_ _0\"></span>validit<span class=\"_ _0\"></span>eitsris<span class=\"_ _0\"></span>ico</div>\n<div class=\"t m0 x2c h64 y14cc ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door medi<span class=\"_ _0\"></span>sche selec<span class=\"_ _0\"></span>tiecrit<span class=\"_ _0\"></span>eria en een<span class=\"_ _0\"></span> passende he<span class=\"_ _0\"></span>rverz<span class=\"_ _0\"></span>ekering.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y14cd ff1a5 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">VE<span class=\"_ _1\"></span>RVAL</span>- <span class=\"_ _1\"></span><span class=\"ls10c ws13f\">EN BEHO<span class=\"_ _1\"></span>UDRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y14ce ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Vervalr<span class=\"_ _0\"></span>isico is het<span class=\"_ _0\"></span> risico van v<span class=\"_ _0\"></span>erlies of na<span class=\"lsef ws11d\">delige veranderingen in<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c h64 y14cf ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarde va<span class=\"_ _0\"></span>n de verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen als g<span class=\"_ _0\"></span>evolg va<span class=\"_ _0\"></span>n veranderi<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 y14d0 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het nive<span class=\"_ _0\"></span>au, de ontwi<span class=\"_ _0\"></span>kkeling<span class=\"_ _0\"></span> of volatil<span class=\"_ _0\"></span>iteit van het<span class=\"_ _0\"></span> percenta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 y14d1 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">polisv<span class=\"_ _0\"></span>erval en <span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">behoud, onder<span class=\"_ _1\"></span> andere in<span class=\"_ _1\"></span> de vorm <span class=\"_ _1\"></span>van polisver<span class=\"_ _1\"></span>lenging, </span>-</span></div>\n<div class=\"t m0 x1d h64 y14d2 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">afkoop, p<span class=\"_ _0\"></span>remieve<span class=\"_ _0\"></span>rlaging<span class=\"_ _0\"></span>en en ander<span class=\"_ _0\"></span>e factore<span class=\"_ _0\"></span>n die tot lager<span class=\"_ _0\"></span>e premies</div>\n<div class=\"t m0 x1d h64 y14d3 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leiden. Behoudri<span class=\"_ _1\"></span>sico is vaak een ander<span class=\"_ _1\"></span>e naam voor de vola<span class=\"_ _1\"></span>tiliteit van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y14d4 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">premieverval<span class=\"_ _1\"></span> en vervangingen<span class=\"_ _1\"></span> van verl<span class=\"_ _1\"></span>open polis<span class=\"_ _1\"></span>sen, annulerin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 y14d5 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">binnen d<span class=\"_ _0\"></span>e wettelij<span class=\"_ _0\"></span>ke bedenk<span class=\"_ _0\"></span>tijd of afkop<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14d6 ff1a5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y14d7 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De ontwikk<span class=\"_ _0\"></span>eling en<span class=\"_ _0\"></span> prijsst<span class=\"ws11d\">el<span class=\"_ _0\"></span>ling van <span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>eringspol<span class=\"_ _0\"></span>issen<span class=\"_ _0\"></span> is mede </span></div>\n<div class=\"t m0 x1d h64 y14d8 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op aanna<span class=\"_ _0\"></span>mes over de k<span class=\"_ _0\"></span>osten van h<span class=\"_ _0\"></span>et verkopen e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y14d9 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>reren v<span class=\"_ _0\"></span>an de polisse<span class=\"_ _0\"></span>n totdat deze v<span class=\"_ _0\"></span>ervall<span class=\"_ _0\"></span>en of uitker<span class=\"_ _0\"></span>en en over</div>\n<div class=\"t m0 x1d h64 y14da ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het verwa<span class=\"_ _0\"></span>chte behou<span class=\"_ _0\"></span>d. Het risi<span class=\"_ _0\"></span>co van een and<span class=\"_ _0\"></span>ere feitel<span class=\"_ _0\"></span>ijke ontwi<span class=\"_ _0\"></span>kkelin<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x1d h64 y14db ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de event<span class=\"_ _0\"></span>uele<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">gevolgen daarvan wor<span class=\"_ _1\"></span>den in het stadium v<span class=\"_ _1\"></span>an de </span></span></div>\n<div class=\"t m0 x1d h64 y14dc ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">product<span class=\"_ _0\"></span>ontwikk<span class=\"_ _0\"></span>eling in k<span class=\"_ _0\"></span>aart ge<span class=\"_ _0\"></span>bracht<span class=\"_ _0\"></span>. Dat risi<span class=\"_ _0\"></span>co kan wo<span class=\"_ _0\"></span>rden ve<span class=\"_ _0\"></span>rminde<span class=\"_ _0\"></span>rd</div>\n<div class=\"t m0 x1d h64 y14dd ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">via het produc<span class=\"_ _1\"></span>tontwerp, bijvoorb<span class=\"_ _1\"></span>eeld met een boe<span class=\"_ _1\"></span>teclausule voor</div>\n<div class=\"t m0 x1d h64 y14de ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vervroe<span class=\"_ _0\"></span>gde aflos<span class=\"_ _0\"></span>sing of rete<span class=\"_ _0\"></span>ntiebo<span class=\"_ _0\"></span>nussen, aan<span class=\"_ _0\"></span>loopkos<span class=\"_ _0\"></span>ten of het</div>\n<div class=\"t m0 x1d h64 y14df ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">spreiden v<span class=\"lsed ws112\">an de provisie aa<span class=\"_ _0\"></span>n verzeke<span class=\"_ _0\"></span>ringsag<span class=\"_ _0\"></span>enten om de be<span class=\"_ _0\"></span>langen o<span class=\"_ _0\"></span>p </span></div>\n<div class=\"t m0 x1d h64 y14e0 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">elkaar af te st<span class=\"_ _0\"></span>emmen of d<span class=\"_ _0\"></span>oor een aan<span class=\"_ _0\"></span>passing va<span class=\"_ _0\"></span>n de marktwa<span class=\"_ _0\"></span>arde</div>\n<div class=\"t m0 x1d h64 y14e1 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarbij de<span class=\"_ _1\"></span> risico\u2019s in<span class=\"_ _1\"></span> geval va<span class=\"_ _1\"></span>n verval vo<span class=\"_ _1\"></span>lledig door <span class=\"_ _1\"></span>de polishouder<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y14e2 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>edragen.<span class=\"_ _0\"></span> In bepaal<span class=\"_ _0\"></span>de markten w<span class=\"_ _0\"></span>ordt het ver<span class=\"_ _0\"></span>valris<span class=\"_ _0\"></span>ico ook</div>\n<div class=\"t m0 x1d h64 y14e3 ff1a5 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"ws11d\">perkt<span class=\"_ _0\"></span> door fis<span class=\"_ _0\"></span>cale inc<span class=\"_ _0\"></span>entives.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y14e4 ff1a5 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">LE<span class=\"_ _1\"></span>VEN</span>-<span class=\"ls10c ws13b\">KOS<span class=\"_ _1\"></span>TENRISI<span class=\"_ _1\"></span>CO</span> </span></div>\n<div class=\"t m0 x1d h64 y14e5 ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">kos<span class=\"_ _1\"></span>tenrisico is he<span class=\"_ _1\"></span>t risico van verlies<span class=\"_ _1\"></span> of nadelige verande<span class=\"_ _1\"></span>ringen in </span></div>\n<div class=\"t m0 x1d h64 y14e6 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e van de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>htingen a<span class=\"_ _0\"></span>ls gevolg v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y14e7 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in het niveau, de on<span class=\"_ _1\"></span>twikkeling of volatil<span class=\"_ _1\"></span>iteit van de ko<span class=\"ls105 ws135\">s<span class=\"_ _1\"></span>ten </span></div>\n<div class=\"t m0 x1d h64 y14e8 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">die worden<span class=\"_ _1\"></span> gemaakt bij<span class=\"_ _1\"></span> de uitvoeri<span class=\"_ _1\"></span>ng van</div>\n<div class=\"t m0 x1d h64 y14e9 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(her)verzeker<span class=\"_ _1\"></span>ingsovereenkomsten<span class=\"_ _1\"></span>. Het kostenri<span class=\"_ _1\"></span>sico ontstaa<span class=\"_ _1\"></span>t als de</div>\n<div class=\"t m0 x1d h64 y14ea ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voorzie<span class=\"_ _0\"></span>ne kosten b<span class=\"_ _0\"></span>ij de prijss<span class=\"_ _0\"></span>telling va<span class=\"_ _0\"></span>n een gara<span class=\"_ _0\"></span>ntie ontoer<span class=\"_ _0\"></span>eikend zij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y14eb ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om in het volgend<span class=\"_ _1\"></span>e jaar de werkelij<span class=\"_ _1\"></span>ke kosten op te vangen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14ec ff1a5 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10a ws13c\">HERZIENIN<span class=\"ls104 ws134\">GSRISICO</span></span> </span></div>\n<div class=\"t m0 x1d h64 y14ed ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Herzieningsri<span class=\"_ _1\"></span>sico is het<span class=\"_ _1\"></span> risico va<span class=\"_ _1\"></span>n verlies o<span class=\"_ _1\"></span>f nadelige<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x1d h64 y14ee ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e van de verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>htingen a<span class=\"_ _0\"></span>ls gevolg v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y14ef ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in het niveau, de on<span class=\"_ _1\"></span>twikkeling of volatil<span class=\"_ _1\"></span>iteit van het</div>\n<div class=\"t m0 x1d h64 y14f0 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">herzieningsper<span class=\"_ _1\"></span>centage dat<span class=\"_ _1\"></span> op lijfren<span class=\"_ _1\"></span>tes wordt <span class=\"_ _1\"></span><span class=\"lsed\">toege<span class=\"_ _0\"></span>past als<span class=\"_ _0\"></span> gevolg v<span class=\"_ _0\"></span>an </span></div>\n<div class=\"t m0 x1d h64 y14f1 ff1a5 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in het juridische<span class=\"_ _1\"></span> klimaat of in de gezon<span class=\"_ _1\"></span>dheidstoestand<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y14f2 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de ve<span class=\"_ _0\"></span>rzekerd<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14f3 ff1a5 fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls104 ws134\">CATASTROFERISICO </span> </span></div>\n<div class=\"t m0 x1d h64 y14f4 ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Levensc<span class=\"_ _0\"></span>atastr<span class=\"_ _0\"></span>oferisic<span class=\"_ _0\"></span>o komt voo<span class=\"_ _0\"></span>rt uit extrem<span class=\"_ _0\"></span>e of ongere<span class=\"_ _0\"></span>gelde</div>\n<div class=\"t m0 x1d h64 y14f5 ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span> die leven<span class=\"_ _1\"></span>sbedreigend z<span class=\"_ _1\"></span>ijn, bijvoo<span class=\"_ _1\"></span>rbeeld nuc<span class=\"_ _1\"></span>lea<span class=\"ls107 ws13e\">ire </span></div>\n<div class=\"t m0 x1d h64 y14f6 ff1a5 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">explosi<span class=\"_ _0\"></span>e, pande<span class=\"_ _0\"></span>mie van e<span class=\"_ _0\"></span>en nieuw<span class=\"_ _0\"></span>e infect<span class=\"_ _0\"></span>ieziekt<span class=\"_ _0\"></span>e, terro<span class=\"_ _0\"></span>risme of<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y14f7 ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">natuurrampen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14f8 ff1a5 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">G.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">HET BEHEERSEN VAN VERZEKER<span class=\"_ _1\"></span>INGSRISICO\u2019S LEVE<span class=\"_ _1\"></span>N </span></span></div>\n<div class=\"t m0 x25e h64 y14f9 ff1a5 fs44 fc1d sc0 ls110 ws12b\" style=\"z-index: 15;\">BINNEN<span class=\"_ _0\"></span> DE VERZ<span class=\"_ _0\"></span>EKERIN<span class=\"_ _0\"></span>GSBEDR<span class=\"_ _0\"></span>IJVEN V<span class=\"_ _0\"></span>AN AGEA<span class=\"_ _0\"></span>S <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y14fa ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Via interne<span class=\"_ _1\"></span> risicorappor<span class=\"_ _1\"></span>tering per k<span class=\"_ _1\"></span>wartaal worden<span class=\"_ _1\"></span> ve<span class=\"ws113\">rzekering<span class=\"_ _1\"></span>srisico\u2019s </span></div>\n<div class=\"t m0 x1d h64 y14fb ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Leven bew<span class=\"_ _0\"></span>aakt om bete<span class=\"_ _0\"></span>r inzicht t<span class=\"_ _0\"></span>e hebben in hun b<span class=\"_ _0\"></span>lootstel<span class=\"_ _0\"></span>ling aan</div>\n<div class=\"t m0 x1d h64 y14fc ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bepaalde gebe<span class=\"_ _1\"></span>urtenissen en<span class=\"_ _1\"></span> hun on<span class=\"_ _1\"></span>twikkeling. De<span class=\"_ _1\"></span> meeste</div>\n<div class=\"t m0 x1d h64 y14fd ff1a5 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsdoc<span class=\"_ _0\"></span>htermaat<span class=\"_ _0\"></span>schapp<span class=\"_ _0\"></span>ijen sta<span class=\"_ _0\"></span>an blootges<span class=\"_ _0\"></span>teld aan</div>\n<div class=\"t m0 x1d h64 y14fe ff1a5 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelijksoortige<span class=\"_ _1\"></span> gebeurtenisse<span class=\"_ _1\"></span>n zoals <span class=\"_ _1\"></span>(massaal) ver<span class=\"_ _1\"></span>val,<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">kosten en </span></span></div>\n<div class=\"t m0 x1d h64 y14ff ff1a5 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">sterfte/langl<span class=\"_ _1\"></span>even.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 128px; height: 978px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1a8 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">H.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls104 ws136\">GEVO<span class=\"_ _1\"></span>ELIGHEDEN OP TECHNISCHE VOO<span class=\"_ _1\"></span>RZIENINGEN </span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het voornaa<span class=\"_ _1\"></span>mste hulpmiddel<span class=\"_ _1\"></span> waarover A<span class=\"_ _1\"></span>geas beschi<span class=\"_ _1\"></span>kt om de</div>\n<div class=\"t m0 x2c h64 y8a7 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevoeligheid va<span class=\"_ _1\"></span>n de levensverzek<span class=\"_ _1\"></span>eringsverplic<span class=\"_ _1\"></span>htingen voor</div>\n<div class=\"t m0 x2c h64 y8a8 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e risico's t<span class=\"_ _0\"></span>e bewaken is de d<span class=\"_ _0\"></span>riemaan<span class=\"_ _0\"></span>delijks<span class=\"_ _0\"></span><span class=\"ws111\">e </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">risicorappor<span class=\"_ _1\"></span>tering, waarin<span class=\"_ _1\"></span> de kapitaalver<span class=\"_ _1\"></span>eisten per<span class=\"_ _1\"></span> subrisico <span class=\"_ _1\"></span>zijn</div>\n<div class=\"t m0 x2c h64 y8aa ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen. Voo<span class=\"_ _1\"></span>r geconsol<span class=\"_ _1\"></span>ideerde ent<span class=\"_ _1\"></span>iteiten die on<span class=\"_ _1\"></span>derworpen <span class=\"_ _1\"></span>zijn aan</div>\n<div class=\"t m0 x2c h64 y8ab ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Solvency<span class=\"_ _0\"></span> II of een gelijk<span class=\"_ _0\"></span>waardi<span class=\"_ _0\"></span>g regime,<span class=\"_ _0\"></span> weerspi<span class=\"_ _0\"></span>egelen<span class=\"_ _0\"></span> deze</div>\n<div class=\"t m0 x2c h64 y8ac ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaalverei<span class=\"_ _1\"></span>sten de impac<span class=\"_ _1\"></span>t op het <span class=\"_ _1\"></span>Eigen vermoge<span class=\"_ _1\"></span>n volgens S<span class=\"ws11e\">ol<span class=\"_ _1\"></span>vency II </span></div>\n<div class=\"t m0 x2c h64 y8ad ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onder extrem<span class=\"_ _1\"></span>e stressscenar<span class=\"_ _1\"></span>io's voor <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y8ae ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ondersc<span class=\"_ _0\"></span>hrijvin<span class=\"_ _0\"></span>gsveron<span class=\"_ _0\"></span>derste<span class=\"_ _0\"></span>llingen (<span class=\"_ _0\"></span>bijv. <span class=\"_ _0\"></span>afkooprat<span class=\"_ _0\"></span>io's, st<span class=\"_ _0\"></span>erfteci<span class=\"_ _0\"></span>jfers,</div>\n<div class=\"t m0 x2c h64 y8af ff1a8 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">invalidit<span class=\"_ _0\"></span>eits<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en morbidite<span class=\"_ _1\"></span>itspercentages,<span class=\"_ _1\"></span> kosten, ...) die </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overeenstemmen<span class=\"_ _1\"></span> met een <span class=\"_ _1\"></span>stressscenario<span class=\"_ _1\"></span> van 1 op<span class=\"_ _1\"></span> 200. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De meeste t<span class=\"_ _0\"></span>echnisch<span class=\"_ _0\"></span>e voorzi<span class=\"_ _0\"></span>eningen Le<span class=\"_ _0\"></span>ven bij Age<span class=\"_ _0\"></span>as houden v<span class=\"_ _0\"></span>erband</div>\n<div class=\"t m0 x2c h64 y8b3 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met de spa<span class=\"_ _1\"></span>ar<span class=\"ls0 ws0\">- </span>en<span class=\"_ _1\"></span> pensioenac<span class=\"_ _1\"></span>tiviteiten. D<span class=\"_ _1\"></span>aardoor houden<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y8b4 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belang<span class=\"_ _0\"></span>rijkste o<span class=\"_ _0\"></span>nzekerh<span class=\"_ _0\"></span>eden over de l<span class=\"_ _0\"></span>evensv<span class=\"_ _0\"></span>erzekeri<span class=\"_ _0\"></span>ngsverp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 y8b5 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Ageas <span class=\"_ _1\"></span>verband met<span class=\"_ _1\"></span> marktrisico<span class=\"_ _1\"></span>'s zoals het n<span class=\"_ _1\"></span>iveau van<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x2c h64 y8b6 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastrentende<span class=\"_ _1\"></span> spreads, h<span class=\"ws11e\">e<span class=\"_ _1\"></span>t rendement op risic<span class=\"_ _1\"></span>oactiva en de </span></div>\n<div class=\"t m0 x2c h64 y8b7 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">termij<span class=\"_ _0\"></span>nstructu<span class=\"_ _0\"></span>ur van rent<span class=\"_ _0\"></span>evoeten,<span class=\"_ _0\"></span> en niet zoze<span class=\"_ _0\"></span>er met</div>\n<div class=\"t m0 x2c h64 y9d7 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e risico's z<span class=\"_ _0\"></span>oals verv<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsf9\">, mortaliteits</span>- <span class=\"lsf9 ws124\">o<span class=\"_ _1\"></span>f </span></span></div>\n<div class=\"t m0 x2c h64 y9d8 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kostenr<span class=\"_ _0\"></span>isico's.<span class=\"_ _0\"></span> Voor besch<span class=\"_ _0\"></span>ermings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls107 ws135\">, lijf<span class=\"_ _1\"></span>rente</span>-<span class=\"_ _1\"></span> <span class=\"lsef ws11d\">of gezon<span class=\"_ _1\"></span>dheidsproducten </span></span></div>\n<div class=\"t m0 x2c h64 y9d9 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen verz<span class=\"_ _1\"></span>ekeringstechni<span class=\"_ _1\"></span>sche ris<span class=\"lsed\">ico's voor i<span class=\"_ _0\"></span>ndividu<span class=\"_ _0\"></span>ele entit<span class=\"_ _0\"></span>eiten </span></div>\n<div class=\"t m0 x2c h64 y9da ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">relatief<span class=\"_ _0\"></span> groter zij<span class=\"_ _0\"></span>n, maar op het<span class=\"_ _0\"></span> niveau van d<span class=\"_ _0\"></span>e Groep zij<span class=\"_ _0\"></span>n dit niet de</div>\n<div class=\"t m0 x2c h64 y9db ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voornaamste r<span class=\"_ _1\"></span>isico's.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9dd ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarom rappo<span class=\"_ _1\"></span>rteert Agea<span class=\"_ _1\"></span>s niet regelm<span class=\"_ _1\"></span>atig over<span class=\"_ _1\"></span> kwantitatieve<span class=\"_ _1\"></span> eerste<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9de ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ordegevoelig<span class=\"_ _1\"></span>heden voor de hele G<span class=\"_ _1\"></span>roep. In plaats daa<span class=\"_ _1\"></span>rvan worde<span class=\"lsed ws112\">n die </span></div>\n<div class=\"t m0 x2c h64 y9df ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico's<span class=\"_ _0\"></span> bewaakt in het<span class=\"_ _0\"></span> kader van d<span class=\"_ _0\"></span>e gewone ri<span class=\"_ _0\"></span>sicorap<span class=\"_ _0\"></span>porter<span class=\"_ _0\"></span>ing waarbi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x2c h64 y9e0 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een economis<span class=\"_ _1\"></span>ch uitgangspu<span class=\"_ _1\"></span>nt gehanteerd<span class=\"_ _1\"></span> wordt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c yc15 ff1aa fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.2.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"ws11d\">Verzekerings<span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s Niet<span class=\"ls0 ws0\">-</span><span class=\"ls103\">leven<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 yc16 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verzek<span class=\"_ _0\"></span>eringst<span class=\"_ _0\"></span>echnisch<span class=\"_ _0\"></span>e risico's<span class=\"_ _0\"></span> Niet<span class=\"ls0 ws0\">-</span>leven bes<span class=\"_ _0\"></span>taan voo<span class=\"_ _0\"></span>rnamel<span class=\"_ _0\"></span>ijk uit</div>\n<div class=\"t m0 x2c h64 yc17 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">het reserv<span class=\"_ _1\"></span>erisico, prem<span class=\"_ _1\"></span>ierisico, <span class=\"_ _1\"></span>catastroferisico<span class=\"_ _1\"></span> en vervalris<span class=\"_ _1\"></span>ico. Deze</div>\n<div class=\"t m0 x2c h64 yc18 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">paragraaf <span class=\"_ _1\"></span>beschrijft ee<span class=\"_ _1\"></span>rst deze r<span class=\"_ _1\"></span>isico\u2019s (onde<span class=\"_ _1\"></span>r A t<span class=\"_ _1\"></span>/m D). Daarna<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 yc19 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschrev<span class=\"_ _0\"></span>en hoe de docht<span class=\"_ _0\"></span>ermaat<span class=\"_ _0\"></span>schap<span class=\"_ _0\"></span>pijen van A<span class=\"_ _0\"></span>geas deze ris<span class=\"_ _0\"></span>ico\u2019s</div>\n<div class=\"t m0 x2c h64 yc1a ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beheersen (onde<span class=\"_ _1\"></span>r E), in subparagra<span class=\"_ _1\"></span>af F worden de s<span class=\"_ _1\"></span>chaderatio\u2019s</div>\n<div class=\"t m0 x2c h64 ya3d ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">weergeg<span class=\"lsed ws112\">even, onder G de ris<span class=\"_ _0\"></span>icogev<span class=\"_ _0\"></span>oelighe<span class=\"_ _0\"></span>den Niet<span class=\"ls0 ws0\">-</span>lev<span class=\"_ _0\"></span>en en onder H </span></div>\n<div class=\"t m0 x2c h64 ya3e ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn de s<span class=\"_ _0\"></span>chadere<span class=\"_ _0\"></span>serveta<span class=\"_ _0\"></span>bellen t<span class=\"_ _0\"></span>e vinden.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y943 ff1a8 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls104 ws134\">RESERVERISICO </span> </span></div>\n<div class=\"t m0 x2c h64 y944 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Reserv<span class=\"_ _0\"></span>erisico ho<span class=\"_ _0\"></span>udt verba<span class=\"_ _0\"></span>nd met de uits<span class=\"_ _0\"></span>taande cl<span class=\"_ _0\"></span>aims en is het ris<span class=\"_ _0\"></span>ico</div>\n<div class=\"t m0 x2c h64 y945 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van nadelige<span class=\"_ _1\"></span> veranderingen in de<span class=\"_ _1\"></span> waarde van de</div>\n<div class=\"t m0 x2c h64 y946 ff1a8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span><span class=\"ws112\">ingen als<span class=\"_ _0\"></span> gevolg van sc<span class=\"_ _0\"></span>hommeli<span class=\"_ _0\"></span>ngen in het t<span class=\"_ _0\"></span>ijdstip </span></div>\n<div class=\"t m0 x2c h64 y947 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en het bedr<span class=\"_ _0\"></span>ag van de afhan<span class=\"_ _0\"></span>deling e<span class=\"_ _0\"></span>n kosten van sc<span class=\"_ _0\"></span>haden.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya8c ff1a8 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls105 ws135\">PREM<span class=\"_ _1\"></span>IERIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 ya8d ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Premie<span class=\"_ _0\"></span>risico Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">leven is het ris<span class=\"_ _0\"></span>ico dat de pre<span class=\"_ _0\"></span>mie ontoe<span class=\"_ _0\"></span>reikend is om<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya8e ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">alle verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen te dekken,<span class=\"_ _0\"></span> inclusi<span class=\"_ _0\"></span>ef schade en <span class=\"ws11d\">k<span class=\"_ _0\"></span>osten als<span class=\"_ _0\"></span> gevolg v<span class=\"_ _0\"></span>an </span></div>\n<div class=\"t m0 x2c h64 ya8f ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de s<span class=\"_ _0\"></span>chadef<span class=\"_ _0\"></span>requent<span class=\"_ _0\"></span>ie, de ernst<span class=\"_ _0\"></span> van de scha<span class=\"_ _0\"></span>declaims,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya90 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het tijdstip van<span class=\"_ _1\"></span> de afhandeling<span class=\"_ _1\"></span> of nadelige verande<span class=\"_ _1\"></span>ringen in de kost<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya91 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya92 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het schaderisi<span class=\"_ _1\"></span>co bij Niet<span class=\"ls0 ws0\">-</span>le<span class=\"_ _1\"></span>ven kan om divers<span class=\"_ _1\"></span>e redenen afwijken<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 ya93 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte uitk<span class=\"_ _0\"></span>omst. In<span class=\"ls0 ws0\"> </span><span class=\"lsef\">een analyse wordt do<span class=\"_ _1\"></span>orgaans ander<span class=\"_ _1\"></span>s omgegaan </span></div>\n<div class=\"t m0 x1d h64 yd9c ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met claims<span class=\"_ _0\"></span> met een lang<span class=\"_ _0\"></span>e of met een<span class=\"_ _0\"></span> korte loopti<span class=\"_ _0\"></span>jd. Zo worde<span class=\"_ _0\"></span>n claims</div>\n<div class=\"t m0 x1d h64 yd9d ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een kort<span class=\"_ _0\"></span>e looptij<span class=\"_ _0\"></span>d (zoals aut<span class=\"_ _0\"></span>oschade e<span class=\"_ _0\"></span>n schade a<span class=\"_ _0\"></span>an goedere<span class=\"_ _0\"></span>n) over</div>\n<div class=\"t m0 x1d h64 yd9e ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het algem<span class=\"_ _0\"></span>een binn<span class=\"_ _0\"></span>en enkele dag<span class=\"_ _0\"></span>en of weke<span class=\"_ _0\"></span>n gemeld en ko<span class=\"_ _0\"></span>rt daarna</div>\n<div class=\"t m0 x1d h64 yd9f ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">afgewikk<span class=\"lsed ws11d\">eld. De afw<span class=\"_ _0\"></span>ikkelin<span class=\"_ _0\"></span>g van clai<span class=\"_ _0\"></span>ms met e<span class=\"_ _0\"></span>en lange l<span class=\"_ _0\"></span>ooptijd,<span class=\"_ _0\"></span> zoals <span class=\"ls10b ws13d\">b<span class=\"_ _0\"></span>ij </span></span></div>\n<div class=\"t m0 x1d h64 yda0 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lichamelijke <span class=\"_ _1\"></span>letsels of<span class=\"_ _1\"></span> aansprakelij<span class=\"_ _1\"></span>kheid, kan d<span class=\"_ _1\"></span>aarentegen jaren<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x1d h64 yda1 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beslag ne<span class=\"_ _0\"></span>men. Bij cla<span class=\"_ _0\"></span>ims met een l<span class=\"_ _0\"></span>ange loopt<span class=\"_ _0\"></span>ijd is, als gev<span class=\"_ _0\"></span>olg van de</div>\n<div class=\"t m0 x1d h64 yda2 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aard van de sc<span class=\"_ _0\"></span>hade, inf<span class=\"_ _0\"></span>ormatie ov<span class=\"_ _0\"></span>er de gebeu<span class=\"_ _0\"></span>rtenis (b<span class=\"_ _0\"></span><span class=\"lsef ws11d\">ijvoorbeeld o<span class=\"_ _1\"></span>ver </span></div>\n<div class=\"t m0 x1d h64 yda3 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vereis<span class=\"_ _0\"></span>te medisc<span class=\"_ _0\"></span>he behand<span class=\"_ _0\"></span>eling) niet<span class=\"_ _0\"></span> altijd dir<span class=\"_ _0\"></span>ect beschi<span class=\"_ _0\"></span>kbaar.</div>\n<div class=\"t m0 x1d h64 y1501 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast i<span class=\"_ _1\"></span>s schade me<span class=\"_ _1\"></span>t een lange <span class=\"_ _1\"></span>looptijd m<span class=\"_ _1\"></span>oeilijker te<span class=\"_ _1\"></span> analyseren,<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x1d h64 y1502 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hiervoor meer gede<span class=\"_ _1\"></span>tailleerde werk<span class=\"_ _1\"></span>zaamheden vereis<span class=\"_ _1\"></span>t en is de mate van</div>\n<div class=\"t m0 x1d h64 y1503 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onzekerheid gro<span class=\"_ _1\"></span>ter dan bij sch<span class=\"lsed ws11d\">ade met een ko<span class=\"_ _0\"></span>rte loopt<span class=\"_ _0\"></span>ijd. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1504 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1505 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppijen va<span class=\"_ _0\"></span>n Ageas houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de</div>\n<div class=\"t m0 x1d h64 y1506 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ervaringen<span class=\"_ _1\"></span> met vergelijkbare<span class=\"_ _1\"></span> gevallen en histori<span class=\"_ _1\"></span>sche trends, zoa<span class=\"_ _1\"></span>ls het</div>\n<div class=\"t m0 x1d h64 y1507 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorzieningenp<span class=\"_ _1\"></span>atroon, de g<span class=\"_ _1\"></span>roei van de<span class=\"_ _1\"></span> blootstell<span class=\"_ _1\"></span>ing, schadeu<span class=\"_ _1\"></span>itkeringen,</div>\n<div class=\"t m0 x1d h64 y1508 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de omvang v<span class=\"_ _0\"></span>an <span class=\"lsef ws11d\">lopende en<span class=\"_ _1\"></span> nog niet <span class=\"_ _1\"></span>uitgekeerde s<span class=\"_ _1\"></span>chadegevallen<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1d h64 y1509 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">evenals ge<span class=\"_ _0\"></span>rechte<span class=\"_ _0\"></span>lijke uits<span class=\"_ _0\"></span>praken e<span class=\"_ _0\"></span>n econom<span class=\"_ _0\"></span>ische omst<span class=\"_ _0\"></span>andighe<span class=\"_ _0\"></span>den.</div>\n<div class=\"t m0 x1d h64 y150a ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Indien de er<span class=\"_ _0\"></span>varing het<span class=\"_ _0\"></span>zij onvo<span class=\"_ _0\"></span>ldoende<span class=\"_ _0\"></span> wordt geac<span class=\"_ _0\"></span>ht of volle<span class=\"_ _0\"></span>dig afwez<span class=\"_ _0\"></span>ig,</div>\n<div class=\"t m0 x1d h64 y150b ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">in het licht van<span class=\"_ _1\"></span> de specifieke aard<span class=\"_ _1\"></span> van de schadegebeurte<span class=\"_ _1\"></span>nis</div>\n<div class=\"t m0 x112 h76 y150c ff1a8 fs4b fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">5</div>\n<div class=\"t m0 x15f h64 y150d ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws111\">dan </span></div>\n<div class=\"t m0 x1d h64 y150e ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gebru<span class=\"ws11d\">ikt Age<span class=\"_ _1\"></span>as betrouwbar<span class=\"_ _1\"></span>e (externe o<span class=\"_ _1\"></span>f overige)<span class=\"_ _1\"></span> bronnen en<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y150f ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beoordelingen<span class=\"_ _1\"></span>, rekening hou<span class=\"_ _1\"></span>dend met z<span class=\"_ _1\"></span>ijn risicop<span class=\"_ _1\"></span>ositie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1510 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1511 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Om het clai<span class=\"_ _0\"></span>mrisico t<span class=\"_ _0\"></span>e vermind<span class=\"_ _0\"></span>eren, pass<span class=\"_ _0\"></span>en de</div>\n<div class=\"t m0 x1d h64 y1512 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen van A<span class=\"_ _0\"></span>geas een se<span class=\"_ _0\"></span>lectie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en </span></span></div>\n<div class=\"t m0 x1d h64 y1513 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">acceptat<span class=\"_ _0\"></span>iebele<span class=\"_ _0\"></span>id toe. D<span class=\"_ _0\"></span>e prijsst<span class=\"_ _0\"></span>elling <span class=\"_ _0\"></span>wordt pe<span class=\"_ _0\"></span>r klant<span class=\"_ _0\"></span>ensegm<span class=\"_ _0\"></span>ent en per</div>\n<div class=\"t m0 x1d h64 y1514 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">soort ac<span class=\"_ _1\"></span>tiviteit bepaald<span class=\"_ _1\"></span>, waarbij<span class=\"_ _1\"></span> gebruik word<span class=\"_ _1\"></span>t gemaakt <span class=\"_ _1\"></span>van de ken<span class=\"_ _1\"></span>nis of</div>\n<div class=\"t m0 x1d h64 y1515 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>htingen te<span class=\"_ _0\"></span>n aanzien va<span class=\"_ _0\"></span>n de toeko<span class=\"_ _0\"></span>mstige ont<span class=\"_ _0\"></span>wikkel<span class=\"_ _0\"></span>ing van de</div>\n<div class=\"t m0 x1d h64 y1516 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">frequent<span class=\"_ _0\"></span>ie en om<span class=\"_ _0\"></span>vang va<span class=\"_ _0\"></span>n claims<span class=\"_ _0\"></span>. Daarn<span class=\"_ _0\"></span>aast prof<span class=\"_ _0\"></span>iteren <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1517 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen van A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">van spreidingseffecte<span class=\"_ _1\"></span>n omdat </span></span></div>\n<div class=\"t m0 x1d h64 y1518 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">levenbedrijven actie<span class=\"_ _1\"></span>f zijn op een groo<span class=\"_ _1\"></span>t aantal verschillende<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y1519 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terreinen <span class=\"_ _1\"></span>en in een g<span class=\"_ _1\"></span>root aantal<span class=\"_ _1\"></span> verschillende<span class=\"_ _1\"></span> regio\u2019s. Aan<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x1d h64 y151a ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gemidd<span class=\"_ _0\"></span>eld aantal<span class=\"_ _0\"></span> claims ver<span class=\"_ _0\"></span>andert dit ni<span class=\"_ _0\"></span>ets, maa<span class=\"_ _0\"></span>r de variati<span class=\"_ _0\"></span>e in de total<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y151b ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">schadeporte<span class=\"_ _1\"></span>feuille<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">neemt<span class=\"_ _1\"></span> hierdoor we<span class=\"_ _1\"></span>l af, en<span class=\"_ _1\"></span> daarmee ook <span class=\"_ _1\"></span>het risico<span class=\"_ _1\"></span>. </span></div>\n<div class=\"t m0 x1d h64 y151c ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o van onverw<span class=\"_ _0\"></span>acht grot<span class=\"_ _0\"></span>e schadecl<span class=\"_ _0\"></span>aims wordt d<span class=\"_ _0\"></span>oor</div>\n<div class=\"t m0 x1d h64 y151d ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">polisbeperking<span class=\"_ _1\"></span>en, beheer<span class=\"_ _1\"></span> van het con<span class=\"_ _1\"></span>centratierisi<span class=\"_ _1\"></span>co en</div>\n<div class=\"t m0 x1d h64 y151e ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">herverzekeringen<span class=\"_ _1\"></span> ingeperkt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y151f ff1a8 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls104 ws134\">C<span class=\"_ _1\"></span>ATASTROFERISICO</span> </span></div>\n<div class=\"t m0 x1d h64 y1520 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Catastr<span class=\"_ _0\"></span>oferisi<span class=\"_ _0\"></span>co betreft<span class=\"_ _0\"></span> claims in v<span class=\"_ _0\"></span>erband me<span class=\"lsef ws11e\">t rampen, namelijk </span></div>\n<div class=\"t m0 x1d h64 y1521 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">natuurrampen zo<span class=\"_ _1\"></span>als storm, overs<span class=\"_ _1\"></span>tromingen, aardbe<span class=\"_ _1\"></span>vingen, ernstige<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1522 ff1a8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vorst, tsunam<span class=\"_ _1\"></span>i\u2019s en door mensen veroo<span class=\"_ _1\"></span>rzaakte rampen<span class=\"_ _1\"></span> zoals terrorisme<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 y1523 ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">explosi<span class=\"_ _0\"></span>es of schad<span class=\"_ _0\"></span>egevall<span class=\"_ _0\"></span>en met doden w<span class=\"_ _0\"></span>aarbij tal v<span class=\"_ _0\"></span>an slachtof<span class=\"_ _0\"></span>fers</div>\n<div class=\"t m0 x1d h64 y1524 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en zijn <span class=\"_ _0\"></span>of die nev<span class=\"_ _0\"></span>eneffe<span class=\"_ _0\"></span>cten<span class=\"ls0 ws0\"> </span><span class=\"lsef\">hebben zoals v<span class=\"_ _1\"></span>ervuiling, st<span class=\"_ _1\"></span>oring in </span></div>\n<div class=\"t m0 x1d h64 y1525 ff1a8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsacti<span class=\"_ _1\"></span>viteiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1526 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1527 ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De vermi<span class=\"_ _0\"></span>nderin<span class=\"_ _0\"></span>g van het c<span class=\"_ _0\"></span>atastrof<span class=\"_ _0\"></span>eris<span class=\"_ _0\"></span>ico vindt<span class=\"_ _0\"></span> plaats v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x1d h64 y1528 ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">concentratier<span class=\"_ _1\"></span>isicobeer en <span class=\"_ _1\"></span>herverzekering<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1529 ff1a8 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls105 ws135\">V<span class=\"_ _1\"></span>ERVAL<span class=\"_ _1\"></span>RIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x1d h64 y152a ff1a8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vervalrisico <span class=\"_ _1\"></span>heeft betre<span class=\"_ _1\"></span>kking op de<span class=\"_ _1\"></span> toekomstige<span class=\"_ _1\"></span> p<span class=\"lsed ws112\">remies i<span class=\"_ _0\"></span>n een </span></div>\n<div class=\"t m0 x1d h64 y152b ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">premiev<span class=\"_ _0\"></span>oorzien<span class=\"_ _0\"></span>ing wa<span class=\"_ _0\"></span>arbij ee<span class=\"_ _0\"></span>n verwacht<span class=\"_ _0\"></span>e winst<span class=\"_ _0\"></span> is voorz<span class=\"_ _0\"></span>ien. Ve<span class=\"_ _0\"></span>rvalrisi<span class=\"_ _0\"></span>co</div>\n<div class=\"t m0 x1d h64 y152c ff1a8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is het risic<span class=\"_ _0\"></span>o van meer ve<span class=\"_ _0\"></span>rval dan ver<span class=\"_ _0\"></span>wacht, wa<span class=\"_ _0\"></span>ardoor de wi<span class=\"_ _0\"></span>nst minde<span class=\"_ _0\"></span>r is</div>\n<div class=\"t m0 x1d h64 y152d ff1a8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dan verw<span class=\"_ _0\"></span>acht.</div>\n<div class=\"t m0 x2c h64 y152e ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y152f ff1ab fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _1e8\"> </span><span class=\"ff1a8\"> </span></div>\n<div class=\"t m0 x2a h64 y1530 ff1a8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6e y7d3 ff1aa fs49 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">5 <span class=\"_ _190\"> </span><span class=\"ls135 ws173\">Bijv<span class=\"_ _0\"></span>. ENID (Events<span class=\"_ _0\"></span> not in data<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">-<span class=\"lsfc ws127\">gebeurtenissen.</span> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 97px; height: 1009px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1ac fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span></span><span class=\"ws12b\">HET BEHE<span class=\"_ _0\"></span>ERSEN<span class=\"_ _0\"></span> VAN NIET<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">LEVEN</span>-<span class=\"ls10a ws134\">RISICO\u2019S DOOR DE </span></span></span></div>\n<div class=\"t m0 x15d h64 y8a6 ff1ac fs44 fc1d sc0 ls10c ws13b\" style=\"z-index: 15;\">VERZEKER<span class=\"_ _1\"></span>INGSDOCH<span class=\"_ _1\"></span>TERMAATSCH<span class=\"_ _1\"></span>APPIJE<span class=\"ls10a ws13c\">N <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het beheerse<span class=\"_ _1\"></span>n van Niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws113\">Leven<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">r<span class=\"_ _1\"></span>isico\u2019s binnen<span class=\"_ _1\"></span> Ageas volgt de voor el<span class=\"_ _1\"></span>ke </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1ac fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">Le<span class=\"_ _1\"></span>ven</span>-<span class=\"lsef ws11e\">enti<span class=\"_ _1\"></span>teit geldende instruc<span class=\"_ _1\"></span>ties en richtlij<span class=\"_ _1\"></span>nen op het gebied va<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeren en<span class=\"_ _1\"></span> risico\u2019s nemen.<span class=\"_ _1\"></span> Hieronder vallen reg<span class=\"_ _1\"></span>els voor</div>\n<div class=\"t m0 x2c h64 y8aa ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>acceptat<span class=\"_ _0\"></span>ie, richt<span class=\"_ _0\"></span>lijne<span class=\"_ _0\"></span>n op het ge<span class=\"_ _0\"></span>bied van s<span class=\"_ _0\"></span>c<span class=\"lsef ws113\">hadebeheer, </span></div>\n<div class=\"t m0 x2c h64 y8ab ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>sactivi<span class=\"_ _0\"></span>teiten <span class=\"_ _0\"></span>en manag<span class=\"_ _0\"></span>ement i<span class=\"_ _0\"></span>n het alge<span class=\"_ _0\"></span>meen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ac ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ad ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op Groepsni<span class=\"_ _1\"></span>veau is in <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t het boven<span class=\"_ _1\"></span>staande een aan<span class=\"_ _1\"></span>tal</div>\n<div class=\"t m0 x2c h64 y8ae ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">rapportageschema<span class=\"_ _1\"></span>\u2019s, zoals<span class=\"_ _1\"></span> KPI<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">rappo<span class=\"_ _1\"></span>rten en toereikendhe<span class=\"_ _1\"></span>idstoetsen </span></div>\n<div class=\"t m0 x2c h64 y8af ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ingevoerd, zowel<span class=\"_ _1\"></span> voor schade<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span>en premiere<span class=\"_ _1\"></span>serves. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b1 ff1ac fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Daarn<span class=\"ws11d\">aast i<span class=\"_ _1\"></span>s een intern<span class=\"_ _1\"></span> model ont<span class=\"_ _1\"></span>wikkeld om he<span class=\"_ _1\"></span>t verzekerin<span class=\"_ _1\"></span>gstechnisch </span></div>\n<div class=\"t m0 x2c h64 y8b2 ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">leven vo<span class=\"_ _0\"></span>or de entiteit<span class=\"_ _0\"></span>en en de groe<span class=\"_ _0\"></span>p beter te behe<span class=\"_ _0\"></span>ren. Het </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">model word<span class=\"_ _1\"></span>t gebruikt om<span class=\"_ _1\"></span> de optim<span class=\"_ _1\"></span>ale herverzekerin<span class=\"_ _1\"></span>gsprogramma's<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x2c h64 y8b4 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vinden en zo de Nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">leven</span>-<span class=\"lsed ws11d\">risico'<span class=\"_ _0\"></span>s van de <span class=\"_ _0\"></span>entitei<span class=\"_ _0\"></span>ten <span class=\"ws112\">te bep<span class=\"_ _0\"></span>erken, m<span class=\"_ _0\"></span>aar </span></span></span></div>\n<div class=\"t m0 x2c h64 y8b5 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ook om risic<span class=\"_ _0\"></span>oconcent<span class=\"_ _0\"></span>ratie bi<span class=\"_ _0\"></span>nnen de Gro<span class=\"_ _0\"></span>ep te vermi<span class=\"_ _0\"></span>jden.</div>\n<div class=\"t m0 x2c h64 y8b6 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Weergerelateerde<span class=\"_ _1\"></span> schadeclaim<span class=\"_ _1\"></span>s zijn een<span class=\"_ _1\"></span> goed voorbee<span class=\"_ _1\"></span>ld van</div>\n<div class=\"t m0 x2c h64 y8b7 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">concentratier<span class=\"_ _1\"></span>isico's voo<span class=\"_ _1\"></span>r de Groep.<span class=\"_ _1\"></span> Klimaatverande<span class=\"_ _1\"></span>ring verdi<span class=\"_ _1\"></span>ent in dit<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9d7 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verband bijzond<span class=\"_ _1\"></span>ere aandacht. Voor<span class=\"_ _1\"></span> de modellen betre<span class=\"_ _1\"></span>ff<span class=\"ws113\">ende </span></div>\n<div class=\"t m0 x2c h64 y9d8 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">natuurverschi<span class=\"_ _1\"></span>jnselen worden extern<span class=\"_ _1\"></span>e modellen<span class=\"_ _1\"></span> gebruikt. Ageas</div>\n<div class=\"t m0 x1d h64 y1531 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarborgt een perm<span class=\"_ _1\"></span>anente opvolging v<span class=\"_ _1\"></span>an de implicatie<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 y1532 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">klimaatverander<span class=\"_ _1\"></span>ing op de<span class=\"_ _1\"></span>ze modellen e<span class=\"_ _1\"></span>n er vind<span class=\"_ _1\"></span>t een permane<span class=\"_ _1\"></span>nte</div>\n<div class=\"t m0 x1d h64 y1533 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dialoo<span class=\"_ _0\"></span>g plaats met de a<span class=\"_ _0\"></span>anbiede<span class=\"_ _0\"></span>rs van deze m<span class=\"_ _0\"></span>odellen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8bc ff1ac fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls10c ws13b\">SCHADERAT<span class=\"_ _1\"></span>IO\u2019S</span> </span></div>\n<div class=\"t m0 x1d h64 y8bd ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">S<span class=\"lsef ws11d\">chadera<span class=\"_ _1\"></span>tio is een m<span class=\"_ _1\"></span>aatstaf die<span class=\"_ _1\"></span> wordt gebru<span class=\"_ _1\"></span>ikt om de<span class=\"_ _1\"></span> geschiktheid <span class=\"_ _1\"></span>te </span></div>\n<div class=\"t m0 x1d h64 y8be ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beoordelen van<span class=\"_ _1\"></span> het gedeelte van de<span class=\"_ _1\"></span> premies dat wordt ge<span class=\"_ _1\"></span>hanteerd om</div>\n<div class=\"t m0 x1d h64 y8bf ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schadec<span class=\"_ _0\"></span>laims te d<span class=\"_ _0\"></span>ekken. Sc<span class=\"_ _0\"></span>haderat<span class=\"_ _0\"></span>io wordt ge<span class=\"_ _0\"></span>definie<span class=\"_ _0\"></span>erd als de tota<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1d h64 y8c0 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(geschatte) kos<span class=\"_ _1\"></span>ten van schade als<span class=\"_ _1\"></span> percentage van de<span class=\"_ _1\"></span> <span class=\"ws113\">verdiende </span></div>\n<div class=\"t m0 x1d h64 y8c1 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">premies.<span class=\"_ _0\"></span> Combin<span class=\"_ _0\"></span>ed ratio is de s<span class=\"_ _0\"></span>om van schad<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">- </span>en lastenrat<span class=\"_ _0\"></span>io (incl<span class=\"_ _0\"></span>usief</div>\n<div class=\"t m0 x1d h64 y8c2 ff1ac fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">commissies).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y8c3 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y8c4 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Over het a<span class=\"_ _1\"></span>lgemeen genomen<span class=\"_ _1\"></span> mag een <span class=\"_ _1\"></span>combined ra<span class=\"_ _1\"></span>tio onder d<span class=\"_ _1\"></span>e 100</div>\n<div class=\"t m0 x1d h64 y8c5 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">procent<span class=\"_ _0\"></span> worden verw<span class=\"_ _0\"></span>acht met e<span class=\"_ _0\"></span>en doelste<span class=\"_ _0\"></span>lling van mi<span class=\"_ _0\"></span>nder da<span class=\"_ _0\"></span>n 96%.</div>\n<div class=\"t m0 x1d h64 y8c6 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Vanwege de intrin<span class=\"_ _1\"></span>sieke veranderl<span class=\"_ _1\"></span>i<span class=\"ws11d\">jkheid van h<span class=\"_ _1\"></span>et schadeclai<span class=\"_ _1\"></span>mproces </span></div>\n<div class=\"t m0 x1d h64 y8c7 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en/of ond<span class=\"_ _0\"></span>oelmati<span class=\"_ _0\"></span>ge premies<span class=\"_ _0\"></span>, kan de com<span class=\"_ _0\"></span>bined rat<span class=\"_ _0\"></span>io soms bov<span class=\"_ _0\"></span>en de 100</div>\n<div class=\"t m0 x1d h64 y8c8 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">procent<span class=\"_ _0\"></span> bedrage<span class=\"_ _0\"></span>n. Deze sit<span class=\"_ _0\"></span>uatie wordt<span class=\"_ _0\"></span> aangepakt<span class=\"_ _0\"></span> door midd<span class=\"_ _0\"></span>el van het</div>\n<div class=\"t m0 x1d h64 y8c9 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beheersen van Ni<span class=\"_ _1\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">leven risic<span class=\"_ _0\"></span>o\u2019s (zie punt<span class=\"_ _0\"></span> E hierbove<span class=\"_ _0\"></span>n). <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1534 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1535 ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De combi<span class=\"_ _0\"></span>ned rati<span class=\"_ _0\"></span>o en de sc<span class=\"_ _0\"></span>hader<span class=\"_ _0\"></span>atio zijn t<span class=\"_ _0\"></span>e raadp<span class=\"_ _0\"></span>legen in t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing 8</div>\n<div class=\"t m0 x1d h64 y1536 ff1ac fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Segmentrapport<span class=\"_ _1\"></span>ering.</div>\n<div class=\"t m0 x2c h64 y1537 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1538 ff1ac fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">G.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls104 ws136\">GEVOELIGHEDEN OP TECHNISCHE VOORZIENINGEN</span> </span></div>\n<div class=\"t m0 x2c h64 y1539 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De in de onde<span class=\"_ _0\"></span>rstaande t<span class=\"_ _0\"></span>abel geto<span class=\"_ _0\"></span>onde Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">leven risicogevoelighe<span class=\"_ _1\"></span>den gaan u<span class=\"_ _1\"></span>it van het<span class=\"_ _1\"></span> ef<span class=\"ws11e\">fect op he<span class=\"_ _1\"></span>t resultaat voor bel<span class=\"_ _1\"></span>asting, rekening<span class=\"_ _1\"></span> houdend met een </span></span></span></div>\n<div class=\"t m0 x2c h64 y153a ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afname van de koste<span class=\"_ _1\"></span>n zoals inbegrepe<span class=\"_ _1\"></span>n in de Geconsolideerd<span class=\"_ _1\"></span>e resultatenre<span class=\"_ _1\"></span>kening met 10% en een<span class=\"_ _1\"></span> toename van schadela<span class=\"_ _1\"></span>sten zoals <span class=\"ws11d\">inbegrepe<span class=\"_ _1\"></span>n in de </span></div>\n<div class=\"t m0 x2c h64 y153b ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>de resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning met 5%.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1ac fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Gevoeligheden Niet<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">leve<span class=\"_ _1\"></span>n</span> </span></div>\n<div class=\"t m0 x43 h67 y68f ff1ac fs46 fc1d sc0 lsf1 ws118\" style=\"left: 551px; bottom: 655px; z-index: 15;\">Effect op resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6c4 ff1ac fs46 fc1d sc0 lsf1 ws115\" style=\"left: 552px; bottom: 641px; z-index: 15;\">voor belasting per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y680 ff1ac fs46 fc1d sc0 lsf1 ws115\" style=\"left: 550px; bottom: 626px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff1ac fs46 fc1d sc0 lsf1 ws118\" style=\"left: 723px; bottom: 655px; z-index: 15;\">Effect op resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6c4 ff1ac fs46 fc1d sc0 lsf1 ws115\" style=\"left: 724px; bottom: 641px; z-index: 15;\">voor belasting per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y680 ff1ac fs46 fc1d sc0 lsf1 ws115\" style=\"left: 722px; bottom: 626px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y153c ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ac fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 655px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1ac fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 610px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff1ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 610px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff1ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 610px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff1ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 595px; z-index: 15;\">Lasten (10%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6be ff1ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 595px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6be ff1ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 595px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 580px; z-index: 15;\">Schadelasten 5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff1ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 580px; z-index: 15;\">(132)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff1ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 580px; z-index: 15;\">(126)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1543 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1544 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1545 ff1ac fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">H.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">S<span class=\"_ _1\"></span>CHADERESERVETABELLEN</span> </span></div>\n<div class=\"t m0 x2c h64 y1546 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De reserv<span class=\"_ _0\"></span>es die in de bal<span class=\"_ _0\"></span>ans zijn ver<span class=\"_ _0\"></span>antwo<span class=\"_ _0\"></span>ord voor scha<span class=\"_ _0\"></span>declaims<span class=\"_ _0\"></span> en de</div>\n<div class=\"t m0 x2c h64 y1547 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kosten van<span class=\"_ _1\"></span> schadeclaims <span class=\"_ _1\"></span>worden naar <span class=\"_ _1\"></span>schadejaar <span class=\"_ _1\"></span>door de a<span class=\"_ _1\"></span>ctuarissen</div>\n<div class=\"t m0 x2c h64 y1548 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en de af<span class=\"_ _1\"></span>deling schadebe<span class=\"_ _1\"></span>heer geanalysee<span class=\"_ _1\"></span>rd. Uitker<span class=\"_ _1\"></span>ingen en re<span class=\"_ _1\"></span>serves</div>\n<div class=\"t m0 x2c h64 y1549 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden daaro<span class=\"_ _1\"></span>m in een <span class=\"_ _1\"></span>tabel met <span class=\"_ _1\"></span>twee tijdsperi<span class=\"_ _1\"></span>odes weergege<span class=\"_ _1\"></span>ven:</div>\n<div class=\"t m0 x2c h64 y154a ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schadej<span class=\"_ _0\"></span>aar (jaar va<span class=\"_ _0\"></span>n de schade,<span class=\"_ _0\"></span> in de kolomme<span class=\"_ _0\"></span>n) en kalend<span class=\"_ _0\"></span>erjaar</div>\n<div class=\"t m0 x2c h64 y154b ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(ontwik<span class=\"_ _0\"></span>kelings<span class=\"_ _0\"></span>jaar, op de re<span class=\"_ _0\"></span>gels). D<span class=\"_ _0\"></span>eze zogen<span class=\"_ _0\"></span>oemde uitf<span class=\"_ _0\"></span>aseren<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y154c ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">drieho<span class=\"_ _0\"></span>ek laat zi<span class=\"_ _0\"></span>en hoe de s<span class=\"_ _0\"></span>chade<span class=\"_ _0\"></span>reserve zi<span class=\"_ _0\"></span>ch in de t<span class=\"_ _0\"></span>ijd ont<span class=\"_ _0\"></span>wikkelt<span class=\"_ _0\"></span> als</div>\n<div class=\"t m0 x2c h64 y154d ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevolg van gedane b<span class=\"_ _1\"></span>etalingen en nie<span class=\"_ _1\"></span>uwe schattingen<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y154e ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uiteindelijk<span class=\"_ _1\"></span>e schade per<span class=\"_ _1\"></span> de betre<span class=\"_ _1\"></span>ffende balan<span class=\"_ _1\"></span>sdatum.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y154f ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1550 ff1ac fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Alle sc<span class=\"_ _0\"></span>hadeclai<span class=\"_ _0\"></span>ms zijn <span class=\"_ _0\"></span>het gevol<span class=\"_ _0\"></span>g van ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>sten</div>\n<div class=\"t m0 x1d h64 y1551 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zoals gedef<span class=\"_ _0\"></span>inieer<span class=\"_ _0\"></span>d onder IFR<span class=\"_ _0\"></span>S, inclus<span class=\"_ _0\"></span>ief alle sc<span class=\"_ _0\"></span>hadeove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>sten</div>\n<div class=\"t m0 x1d h64 y1552 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarvan d<span class=\"_ _0\"></span>e reserves<span class=\"_ _0\"></span> in driehoek<span class=\"_ _0\"></span>sforma<span class=\"_ _0\"></span><span class=\"lsef ws11e\">at kunnen worden<span class=\"_ _1\"></span> verantwoord. </span></div>\n<div class=\"t m0 x1d h64 y1553 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De genoem<span class=\"_ _0\"></span>de belang<span class=\"_ _0\"></span>rijkste c<span class=\"_ _0\"></span>ijfers zi<span class=\"_ _0\"></span>jn niet cont<span class=\"_ _0\"></span>ant gemaakt<span class=\"_ _0\"></span>. De contant<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1554 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemaakte sch<span class=\"_ _1\"></span>adereserve en e<span class=\"_ _1\"></span>en aantal<span class=\"_ _1\"></span> andere verpl<span class=\"_ _1\"></span>ichtingen (b<span class=\"_ _1\"></span>ijv.</div>\n<div class=\"t m0 x1d h64 y1555 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">permanente ar<span class=\"_ _1\"></span>beidsongeschi<span class=\"_ _1\"></span>ktheid of l<span class=\"_ _1\"></span>ijfrentes ui<span class=\"_ _1\"></span>t zorg<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf9 ws124\">of </span></span></div>\n<div class=\"t m0 x1d h64 y1556 ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongeval<span class=\"_ _0\"></span>lenverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen of s<span class=\"lsef ws11d\">chadeverzekeringen <span class=\"_ _1\"></span>voor auto's)<span class=\"_ _1\"></span> zijn </span></div>\n<div class=\"t m0 x1d h64 y1557 ff1ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen in<span class=\"_ _1\"></span> de reconcil<span class=\"_ _1\"></span>iatieregels.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1558 ff1ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1559 ff1ac fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Alle bedragen<span class=\"_ _1\"></span> in de tabel worden bere<span class=\"_ _1\"></span>kend tegen de van toepa<span class=\"_ _1\"></span>ssing</div>\n<div class=\"t m0 x1d h64 y155a ff1ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijnde wi<span class=\"_ _0\"></span>sselkoe<span class=\"_ _0\"></span>rs per jaar<span class=\"_ _0\"></span>einde 202<span class=\"ls0 ws0\">2<span class=\"lsf9 ws124\">. </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 365px; height: 741px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1af fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws113\">schadereser<span class=\"_ _1\"></span>ve<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">ontwikkel<span class=\"_ _0\"></span>ingstab<span class=\"_ _0\"></span>el per scha<span class=\"_ _0\"></span>dejaar is a<span class=\"_ _0\"></span>ls volgt.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Schadejaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 366px; bottom: 1050px; z-index: 15;\">2013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 412px; bottom: 1050px; z-index: 15;\">2014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 457px; bottom: 1050px; z-index: 15;\">2015<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">2016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 548px; bottom: 1050px; z-index: 15;\">2017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 1050px; z-index: 15;\">2018<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 640px; bottom: 1050px; z-index: 15;\">2019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 685px; bottom: 1050px; z-index: 15;\">2020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 731px; bottom: 1050px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Betalingen op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">N</div>\n<div class=\"t m0 x1f8 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1005px; z-index: 15;\">969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1005px; z-index: 15;\">1.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 462px; bottom: 1005px; z-index: 15;\">954<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 1005px; z-index: 15;\">1.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1005px; z-index: 15;\">1.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 1005px; z-index: 15;\">1.084<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1005px; z-index: 15;\">1.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 1005px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 1005px; z-index: 15;\">1.253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1005px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 990px; z-index: 15;\">N + 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 990px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 990px; z-index: 15;\">472<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 462px; bottom: 990px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 990px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 553px; bottom: 990px; z-index: 15;\">475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 990px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 990px; z-index: 15;\">447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 990px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 990px; z-index: 15;\">562<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 975px; z-index: 15;\">N + 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 975px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 462px; bottom: 975px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 975px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 553px; bottom: 975px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 975px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 975px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 975px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 960px; z-index: 15;\">N + 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 960px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 960px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 466px; bottom: 960px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 960px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 960px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 960px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 649px; bottom: 960px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 945px; z-index: 15;\">N + 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 945px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 466px; bottom: 945px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 945px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 945px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 945px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 931px; z-index: 15;\">N + 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 931px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 931px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 466px; bottom: 931px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 931px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 931px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 916px; z-index: 15;\">N + 6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 916px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 916px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 466px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 916px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 901px; z-index: 15;\">N + 7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 901px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 901px; z-index: 15;\">4</div>\n<div class=\"t m0 x174 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 472px; bottom: 901px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 886px; z-index: 15;\">N + 8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 381px; bottom: 886px; z-index: 15;\">8</div>\n<div class=\"t m0 x157 h67 y683 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 421px; bottom: 886px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 871px; z-index: 15;\">N + 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 381px; bottom: 871px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6d1 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1f sc0 lsf1 ws118\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Schadekosten: (Cumulatieve betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 386px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 432px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 477px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 522px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 568px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 614px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 660px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 705px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 751px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">+ uitstaande claims reserve)</span> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y6e8 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\">N</div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 812px; z-index: 15;\">2.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 812px; z-index: 15;\">2.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 812px; z-index: 15;\">1.966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 812px; z-index: 15;\">2.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 812px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 812px; z-index: 15;\">2.121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 812px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 812px; z-index: 15;\">1.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 812px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 812px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 797px; z-index: 15;\">N + 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 797px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 797px; z-index: 15;\">2.054<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 797px; z-index: 15;\">1.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 797px; z-index: 15;\">2.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 797px; z-index: 15;\">2.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 797px; z-index: 15;\">2.166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 797px; z-index: 15;\">2.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 797px; z-index: 15;\">1.936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 797px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 782px; z-index: 15;\">N + 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 782px; z-index: 15;\">1.896<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 782px; z-index: 15;\">2.061<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 782px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 782px; z-index: 15;\">2.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 782px; z-index: 15;\">2.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 782px; z-index: 15;\">2.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 782px; z-index: 15;\">2.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 782px; z-index: 15;\">1.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 767px; z-index: 15;\">N + 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 767px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 767px; z-index: 15;\">2.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 767px; z-index: 15;\">1.948<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 767px; z-index: 15;\">2.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 767px; z-index: 15;\">2.048<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 767px; z-index: 15;\">2.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 637px; bottom: 767px; z-index: 15;\">2.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 752px; z-index: 15;\">N + 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 752px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 752px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 752px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 752px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 752px; z-index: 15;\">2.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 752px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 738px; z-index: 15;\">N + 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 738px; z-index: 15;\">1.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 738px; z-index: 15;\">1.997<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 738px; z-index: 15;\">1.906<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 738px; z-index: 15;\">2.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 738px; z-index: 15;\">1.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 723px; z-index: 15;\">N + 6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 723px; z-index: 15;\">1.874<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 723px; z-index: 15;\">1.988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 723px; z-index: 15;\">1.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 499px; bottom: 723px; z-index: 15;\">2.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 708px; z-index: 15;\">N + 7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 708px; z-index: 15;\">1.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 708px; z-index: 15;\">1.963<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 454px; bottom: 708px; z-index: 15;\">1.893<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 693px; z-index: 15;\">N + 8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 693px; z-index: 15;\">1.861<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 693px; z-index: 15;\">1.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1af fs46 fc14 sc0 ls136 ws174\" style=\"left: 69px; bottom: 678px; z-index: 15;\">N + 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 363px; bottom: 678px; z-index: 15;\">1.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Uiteindelijk verlies, geschat op de<span class=\"_ _0\"></span> initi\u00eble datum<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 363px; bottom: 648px; z-index: 15;\">2.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 648px; z-index: 15;\">2.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 454px; bottom: 648px; z-index: 15;\">1.966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 648px; z-index: 15;\">2.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 648px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 591px; bottom: 648px; z-index: 15;\">2.121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 648px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 682px; bottom: 648px; z-index: 15;\">1.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 648px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Uiteindelijk verlies, geschat in voorgaand jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 363px; bottom: 634px; z-index: 15;\">1.861<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 634px; z-index: 15;\">1.963<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 454px; bottom: 634px; z-index: 15;\">1.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 634px; z-index: 15;\">2.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 634px; z-index: 15;\">2.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 591px; bottom: 634px; z-index: 15;\">2.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 634px; z-index: 15;\">2.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 682px; bottom: 634px; z-index: 15;\">1.936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 634px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Uiteindelijk verlies, geschat in hui<span class=\"_ _0\"></span>dig jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 363px; bottom: 619px; z-index: 15;\">1.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 619px; z-index: 15;\">1.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 454px; bottom: 619px; z-index: 15;\">1.893<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 619px; z-index: 15;\">2.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 619px; z-index: 15;\">1.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 591px; bottom: 619px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 619px; z-index: 15;\">2.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 682px; bottom: 619px; z-index: 15;\">1.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 619px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 619px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Surplus (tekort) huidig <span class=\"_ _0\"></span>jaar ten opzichte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 588px; z-index: 15;\">188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 417px; bottom: 588px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 466px; bottom: 588px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 588px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 588px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 588px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 588px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 694px; bottom: 588px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 734px; bottom: 588px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">van initieel schadejaar</span> </div>\n<div class=\"t m0 x162 h67 y68d ff1af fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Surplus (tekort) huidig <span class=\"_ _0\"></span>jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68d ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">ten opzichte van vorig jaar</span> </div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 375px; bottom: 559px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 417px; bottom: 559px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 466px; bottom: 559px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 511px; bottom: 559px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 557px; bottom: 559px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 559px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 649px; bottom: 559px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 694px; bottom: 559px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 734px; bottom: 559px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Uitstaande claims reserve vo<span class=\"_ _0\"></span>or 2013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 528px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Uitstaande claims reserve va<span class=\"_ _0\"></span>n 2013 tot 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y694 ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 513px; z-index: 15;\">3.311<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1af fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">(niet in tabel)</span> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y67e ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 484px; z-index: 15;\">2.295<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Claims ongevallenverzekeringen en gezondh<span class=\"_ _0\"></span>eidszorg<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 386px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 522px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 614px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff1af fs46 fc14 sc0 ls0 ws0\" style=\"left: 751px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y69a ff1af fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 469px; z-index: 15;\">1.698<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1af fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span><span class=\"ws115\">schadereserves in de balans<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 386px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 432px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 477px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 522px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 614px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff1af fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y685 ff1b1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 751px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h69 y685 ff1b1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 454px; z-index: 15;\">7.827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y157d ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y157e ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y157f ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De schadereserve<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">ontwikkel<span class=\"_ _0\"></span>ingsta<span class=\"_ _0\"></span>bel per scha<span class=\"_ _0\"></span>dejaar (z<span class=\"_ _0\"></span>ie hierbove<span class=\"_ _0\"></span>n) </span></span></div>\n<div class=\"t m0 x2c h64 y1580 ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">laat de ontwik<span class=\"_ _1\"></span>keling zien van <span class=\"lsed ws112\">de uiteindeli<span class=\"_ _0\"></span>jke total<span class=\"_ _0\"></span>e schade (in g<span class=\"_ _0\"></span>edane </span></div>\n<div class=\"t m0 x2c h64 y1581 ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">betalingen en ui<span class=\"_ _1\"></span>tstaande schader<span class=\"_ _1\"></span>eserves) voor<span class=\"_ _1\"></span> elk schadejaar (zoal<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y1582 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangegev<span class=\"_ _0\"></span>en in de kol<span class=\"_ _0\"></span>om), per ont<span class=\"_ _0\"></span>wikkeli<span class=\"_ _0\"></span>ngsjaar (z<span class=\"_ _0\"></span>oals aan<span class=\"_ _0\"></span>gegeve<span class=\"_ _0\"></span>n in</div>\n<div class=\"t m0 x2c h64 y1583 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de regel<span class=\"_ _0\"></span>) vanaf het jaa<span class=\"_ _0\"></span>r van het optr<span class=\"_ _0\"></span>eden van de sc<span class=\"_ _0\"></span>hade tot en m<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y1584 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekjaa<span class=\"_ _0\"></span>r 20<span class=\"ls0 ws0\">22. </span></div>\n<div class=\"t m0 x2c h64 y1585 ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1586 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de drieho<span class=\"_ _0\"></span>ek \u2018Betal<span class=\"_ _0\"></span>ingen\u2018 is he<span class=\"_ _0\"></span>t total<span class=\"_ _0\"></span>e bedrag aan sch<span class=\"_ _0\"></span>adebet<span class=\"_ _0\"></span>alingen</div>\n<div class=\"t m0 x2c h64 y1587 ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">weergegeven,<span class=\"_ _1\"></span> verminderd met terugvor<span class=\"_ _1\"></span>deringen, ex<span class=\"_ _1\"></span>clusief</div>\n<div class=\"t m0 x2c h64 y1588 ff1af fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1589 ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y158a ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De tweede driehoek,<span class=\"_ _1\"></span> \u2018Schadekosten\u2019<span class=\"_ _1\"></span>, geeft de som van de cu<span class=\"_ _1\"></span>mulatieve</div>\n<div class=\"t m0 x2c h64 y158b ff1af fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">betalingen en<span class=\"_ _1\"></span> de uits<span class=\"_ _1\"></span>taande claim<span class=\"_ _1\"></span>sreserv<span class=\"lsed ws112\">e inclusief I<span class=\"_ _0\"></span>BN(E)R vo<span class=\"_ _0\"></span>or elk </span></div>\n<div class=\"t m0 x2c h64 y158c ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schadej<span class=\"_ _0\"></span>aar weer.<span class=\"_ _0\"></span> Dit is voor aft<span class=\"_ _0\"></span>rek van herv<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ring. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y158d ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y158e ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De regels \u2018U<span class=\"_ _0\"></span>iteind<span class=\"_ _0\"></span>elijk verl<span class=\"_ _0\"></span>ies\u2019, gesc<span class=\"_ _0\"></span>hat per de dat<span class=\"_ _0\"></span>um dat de scha<span class=\"_ _0\"></span>de voor</div>\n<div class=\"t m0 x1d h64 y158f ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het eerst opt<span class=\"_ _0\"></span>rad, per h<span class=\"_ _0\"></span>et vorige bo<span class=\"_ _0\"></span>ekjaar e<span class=\"_ _0\"></span>n het huidig<span class=\"_ _0\"></span>e boekjaar</div>\n<div class=\"t m0 x1d h64 y1590 ff1af fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">weerspiegelt he<span class=\"_ _1\"></span>t feit dat <span class=\"lsed ws11d\">de schatti<span class=\"_ _0\"></span>ng fluct<span class=\"_ _0\"></span>ueert m<span class=\"_ _0\"></span>et de kenn<span class=\"_ _0\"></span>is en </span></div>\n<div class=\"t m0 x1d h64 y1591 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie die ove<span class=\"_ _0\"></span>r de schadec<span class=\"_ _0\"></span>laim is verg<span class=\"_ _0\"></span>aard. Hoe l<span class=\"_ _0\"></span>anger de</div>\n<div class=\"t m0 x1d h64 y1592 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsp<span class=\"_ _0\"></span>eriode va<span class=\"_ _0\"></span>n de claims<span class=\"_ _0\"></span>, hoe nauwk<span class=\"_ _0\"></span>eurige<span class=\"_ _0\"></span>r de inschatt<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 y1593 ff1af fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van het ui<span class=\"_ _0\"></span>teind<span class=\"_ _0\"></span>elijke v<span class=\"_ _0\"></span>erlies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1594 ff1af fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1595 ff1af fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het bedrag <span class=\"_ _1\"></span>bij \u2018Totaal<span class=\"_ _1\"></span> schadeverpli<span class=\"_ _1\"></span>chting in de<span class=\"_ _1\"></span> balans\u2019 wo<span class=\"_ _1\"></span>rdt verder</div>\n<div class=\"t m0 x1d h64 y1596 ff1af fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegelic<span class=\"_ _0\"></span>ht in secti<span class=\"_ _0\"></span>e 19.4 Verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen inzak<span class=\"_ _0\"></span>e verzeker<span class=\"_ _0\"></span>ingsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y1597 ff1af fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">leven.</span> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 191px; height: 915px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff1b5 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.2.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Gezondheids<span class=\"_ _0\"></span>risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>technisc<span class=\"_ _0\"></span>h risico Gez<span class=\"_ _0\"></span>ondhei<span class=\"_ _0\"></span>d geeft het ris<span class=\"_ _0\"></span>ico weer d<span class=\"lsf9 ws124\">at </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontstaat<span class=\"_ _0\"></span> uit de verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en van de gezon<span class=\"_ _0\"></span>dheidsv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingen. Of<span class=\"_ _0\"></span> dat</div>\n<div class=\"t m0 x2c h64 y8a8 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nu gebeurt<span class=\"_ _0\"></span> op een gelij<span class=\"_ _0\"></span>kaardig<span class=\"_ _0\"></span>e techn<span class=\"_ _0\"></span>ische basis<span class=\"_ _0\"></span> als die van de</div>\n<div class=\"t m0 x2c h64 y8a9 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ing of niet, v<span class=\"_ _0\"></span>oortvloe<span class=\"_ _0\"></span>iend uit z<span class=\"_ _0\"></span>owel de gedek<span class=\"_ _0\"></span>te gevare<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8aa ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en de process<span class=\"_ _0\"></span>en die word<span class=\"_ _0\"></span>en gebru<span class=\"_ _0\"></span>ikt in de bedr<span class=\"_ _0\"></span>ij<span class=\"lsef ws113\">fsvoering. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8ab ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ac ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderdele<span class=\"_ _1\"></span>n van gezondh<span class=\"_ _1\"></span>eidsverzeker<span class=\"_ _1\"></span>ingsrisico <span class=\"_ _1\"></span>moeten worden</div>\n<div class=\"t m0 x2c h64 y8ad ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">opgespl<span class=\"_ _0\"></span>itst af<span class=\"_ _0\"></span>hankelij<span class=\"_ _0\"></span>k van het t<span class=\"_ _0\"></span>ype ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen: in<span class=\"_ _0\"></span>dien ge<span class=\"_ _0\"></span>lijkaar<span class=\"_ _0\"></span>dig</div>\n<div class=\"t m0 x2c h64 y8ae ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan leven<span class=\"_ _1\"></span>srisico of g<span class=\"_ _1\"></span>emodelleerd op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> gelijkaardige<span class=\"_ _1\"></span> technieken</div>\n<div class=\"t m0 x2c h64 y8af ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">als die voor le<span class=\"_ _1\"></span>vensverplichtingen<span class=\"_ _1\"></span> <span class=\"ls0 ws0\">\u2013 w<span class=\"_ _1\"></span><span class=\"lsed ws11d\">e verwijz<span class=\"_ _0\"></span>en naar<span class=\"_ _0\"></span> sectie <span class=\"_ _0\"></span>4.7.2.1 </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Levensverzeker<span class=\"_ _1\"></span>ingsrisico\u2019s. Vo<span class=\"_ _1\"></span>or verpli<span class=\"_ _1\"></span>chtingen ge<span class=\"_ _1\"></span>lijkaardig aan<span class=\"_ _1\"></span> Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8b1 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">leven verplich<span class=\"_ _1\"></span>tingen of gemodelle<span class=\"_ _1\"></span>erd op een gelijka<span class=\"_ _1\"></span>ardige manier,</div>\n<div class=\"t m0 x2c h64 y8b2 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwijz<span class=\"_ _0\"></span>en we naar sect<span class=\"_ _0\"></span>ie 4.7.2.<span class=\"_ _0\"></span>2 Verzek<span class=\"_ _0\"></span>eringsr<span class=\"_ _0\"></span>isico\u2019s Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span><span class=\"ws111\">leven.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y92c ff1b3 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11e\">Operationeel<span class=\"_ _1\"></span> ris<span class=\"ls103 ws11d\">ico</span></span> </span></div>\n<div class=\"t m0 x2c h64 y92d ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Operati<span class=\"_ _0\"></span>onele ris<span class=\"_ _0\"></span>ico's wor<span class=\"_ _0\"></span>den gedef<span class=\"_ _0\"></span>inieerd als<span class=\"_ _0\"></span> de risico\u2019<span class=\"_ _0\"></span>s van verli<span class=\"_ _0\"></span>es als</div>\n<div class=\"t m0 x2c h64 y92e ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevolg van ontoerei<span class=\"_ _1\"></span>kende of falende<span class=\"_ _1\"></span> interne proces<span class=\"_ _1\"></span>sen, medewerkers,</div>\n<div class=\"t m0 x2c h64 y92f ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">system<span class=\"_ _0\"></span>en of extern<span class=\"_ _0\"></span>e gebeurte<span class=\"_ _0\"></span>nissen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y991 ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y992 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas bescho<span class=\"_ _1\"></span>uwt het ope<span class=\"_ _1\"></span>rationeel risi<span class=\"_ _1\"></span>co als een<span class=\"_ _1\"></span> overkoepelend<span class=\"_ _1\"></span> risico</div>\n<div class=\"t m0 x2c h64 y993 ff1b3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dat<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">een aantal <span class=\"_ _1\"></span>subrisico's om<span class=\"_ _1\"></span>vat: arbeid<span class=\"_ _1\"></span>spraktijken en<span class=\"_ _1\"></span> veiligheid<span class=\"_ _1\"></span> op de </span></span></div>\n<div class=\"t m0 x2c h64 y994 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">werkvl<span class=\"_ _0\"></span>oer, uitvo<span class=\"_ _0\"></span>ering, lev<span class=\"_ _0\"></span>ering en pr<span class=\"_ _0\"></span>ocesman<span class=\"_ _0\"></span>agement,<span class=\"_ _0\"></span> techno<span class=\"_ _0\"></span>logie,</div>\n<div class=\"t m0 x2c h64 y995 ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">interne f<span class=\"_ _0\"></span>raude,<span class=\"_ _0\"></span> extern<span class=\"_ _0\"></span>e fraude<span class=\"_ _0\"></span>, schade a<span class=\"_ _0\"></span>an mate<span class=\"_ _0\"></span>ri\u00eble act<span class=\"_ _0\"></span>iva (in<span class=\"_ _0\"></span>clusief</div>\n<div class=\"t m0 x2c h64 y996 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">fysieke be<span class=\"_ _1\"></span>veiliging), k<span class=\"_ _1\"></span>lanten, prod<span class=\"_ _1\"></span>ucten, bedrij<span class=\"_ _1\"></span>fspraktijken<span class=\"_ _1\"></span> en juridi<span class=\"_ _1\"></span>sche</div>\n<div class=\"t m0 x2c h64 y997 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">praktijken,<span class=\"_ _1\"></span> gedrag, nalev<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> regelgeving, <span class=\"_ _1\"></span>derden, we<span class=\"_ _1\"></span>ttelijke</div>\n<div class=\"t m0 x2c h64 y998 ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rapport<span class=\"_ _0\"></span>age, inf<span class=\"_ _0\"></span>ormati<span class=\"_ _0\"></span>eversch<span class=\"_ _0\"></span>affing e<span class=\"_ _0\"></span>n <span class=\"lsef\">belastingen,<span class=\"_ _1\"></span> bedrijfscont<span class=\"_ _1\"></span>inu\u00efteit, </span></div>\n<div class=\"t m0 x2c h64 y999 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">crisismanagemen<span class=\"_ _1\"></span>t en opera<span class=\"_ _1\"></span>tionele weerbaa<span class=\"_ _1\"></span>rheid, da<span class=\"_ _1\"></span>tamanagement,</div>\n<div class=\"t m0 x2c h64 yc13 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>iebev<span class=\"_ _0\"></span>eiliging (<span class=\"_ _0\"></span>inclus<span class=\"_ _0\"></span>ief cyber<span class=\"_ _0\"></span>beveili<span class=\"_ _0\"></span>ging) en mode<span class=\"_ _0\"></span>lrisic<span class=\"_ _0\"></span>o. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc14 ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yc15 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Om een afdoend beheer<span class=\"_ _1\"></span> van operation<span class=\"_ _1\"></span>ele risico's te waar<span class=\"_ _1\"></span>borgen, heeft</div>\n<div class=\"t m0 x2c h64 yc16 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas in de h<span class=\"_ _0\"></span>ele Groep be<span class=\"_ _0\"></span>leidsli<span class=\"_ _0\"></span>jnen en proc<span class=\"_ _0\"></span>essen ing<span class=\"_ _0\"></span>evoerd met<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 yc17 ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc18 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder meer de volg<span class=\"_ _1\"></span>ende onderwerpen:<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yc19 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11d\">b<span class=\"_ _1\"></span>eheer van d<span class=\"_ _1\"></span>e continu\u00ef<span class=\"_ _1\"></span>teit van de <span class=\"_ _1\"></span>onderneming</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 yc1a ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11d\">b<span class=\"_ _1\"></span>eheer van h<span class=\"_ _1\"></span>et frauderis<span class=\"_ _1\"></span>ico</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya3d ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsed ws111\">informatiebev<span class=\"_ _0\"></span>eiligi<span class=\"_ _0\"></span>ng<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ya3e ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws113\">d<span class=\"_ _1\"></span>atamanagement</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya3f ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsed ws112\">outsourcing e<span class=\"_ _0\"></span>n inkoop<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 ya40 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11e\">e<span class=\"_ _1\"></span>erlijke behande<span class=\"_ _1\"></span>ling van klanten</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya41 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11d\">i<span class=\"_ _1\"></span>ncidentenbeheer<span class=\"_ _1\"></span> en verzameli<span class=\"_ _1\"></span>ng van ver<span class=\"_ _1\"></span>liesgegevens<span class=\"_ _1\"></span> </span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya42 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11e\">b<span class=\"_ _1\"></span>eoordeling van<span class=\"_ _1\"></span> de toereikendheid van<span class=\"_ _1\"></span> de interne controle</span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x2c h64 ya43 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws11d\">i<span class=\"_ _1\"></span>n kaar</span><span class=\"ff1b3\">t<span class=\"_ _1\"></span> <span class=\"lsef ws11e\">brengen en<span class=\"_ _1\"></span> rapporteren van de<span class=\"_ _1\"></span> belangrijkste ri<span class=\"_ _1\"></span>sico\u2019s</span> </span></span></div>\n<div class=\"t m0 x2c h64 ya44 ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ya45 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De strateg<span class=\"_ _0\"></span>ie van Ageas<span class=\"_ _0\"></span> voor het ver<span class=\"_ _0\"></span>minder<span class=\"_ _0\"></span>en van oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e risico's,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 ya46 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is het minim<span class=\"_ _0\"></span>alisere<span class=\"_ _0\"></span>n van operat<span class=\"_ _0\"></span>ionele fou<span class=\"_ _0\"></span>ten of ond<span class=\"_ _0\"></span>erbrekin<span class=\"_ _0\"></span>gen die tot</div>\n<div class=\"t m0 x2c h64 ya47 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">reputatieschad<span class=\"_ _1\"></span>e en/of finan<span class=\"_ _1\"></span>ci\u00eble ver<span class=\"_ _1\"></span>liezen kunnen <span class=\"_ _1\"></span><span class=\"lsed\">leiden,<span class=\"_ _0\"></span> ongeac<span class=\"_ _0\"></span>ht of </span></div>\n<div class=\"t m0 x2c h64 ya48 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deze door<span class=\"_ _1\"></span> interne of<span class=\"_ _1\"></span> externe f<span class=\"_ _1\"></span>actoren worden<span class=\"_ _1\"></span> veroorzaakt. <span class=\"_ _1\"></span>Wij doen d<span class=\"_ _1\"></span>it</div>\n<div class=\"t m0 x2c h64 ya49 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een sterk<span class=\"_ _0\"></span> en robuus<span class=\"_ _0\"></span>t intern c<span class=\"_ _0\"></span>ontrolesy<span class=\"_ _0\"></span>steem (I<span class=\"_ _0\"></span>CS). Opl<span class=\"_ _0\"></span>eidings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsef ws113\">en<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 ya4a ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">trainingsini<span class=\"_ _1\"></span>tiatieven voor<span class=\"_ _1\"></span> risicobewustzijn<span class=\"_ _1\"></span> maken deel uit van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 ya4b ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten van de A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\">-</span><span class=\"ws111\">ent<span class=\"ws11d\">it<span class=\"_ _0\"></span>eiten omd<span class=\"_ _0\"></span>at deze c<span class=\"_ _0\"></span>ruciaa<span class=\"_ _0\"></span>l zijn om t<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 ya4c ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarborgen d<span class=\"_ _1\"></span>at medewerker<span class=\"_ _1\"></span>s voldoende i<span class=\"_ _1\"></span>nzicht hebben <span class=\"_ _1\"></span>in hun ro<span class=\"_ _1\"></span>llen en</div>\n<div class=\"t m0 x2c h64 ya4d ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheden met<span class=\"_ _1\"></span> betrekking t<span class=\"_ _1\"></span>ot risicobehe<span class=\"_ _1\"></span>er.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya4e ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y99a ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas past<span class=\"_ _0\"></span> de standa<span class=\"_ _0\"></span>ardform<span class=\"_ _0\"></span>ule toe om het<span class=\"_ _0\"></span> operati<span class=\"_ _0\"></span>onele ris<span class=\"_ _0\"></span>icokapit<span class=\"_ _0\"></span>aal</div>\n<div class=\"t m0 x1d h64 y99b ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te berek<span class=\"_ _0\"></span>enen. Ageas<span class=\"_ _0\"></span> ha<span class=\"lsef ws11d\">nteert ook een<span class=\"_ _1\"></span> op scenar<span class=\"_ _1\"></span>io's gebaseerde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y99c ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">benadering d<span class=\"_ _1\"></span>ie gebruikmaa<span class=\"_ _1\"></span>kt van opin<span class=\"_ _1\"></span>ies van des<span class=\"_ _1\"></span>kundigen en <span class=\"_ _1\"></span>interne</div>\n<div class=\"t m0 x1d h64 y99d ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en exter<span class=\"_ _0\"></span>ne gegevens<span class=\"_ _0\"></span>. De gesch<span class=\"_ _0\"></span>atte frequ<span class=\"_ _0\"></span>entie en er<span class=\"_ _0\"></span>nst worden v<span class=\"_ _0\"></span>oor elk</div>\n<div class=\"t m0 x1d h64 y99e ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>oneel ri<span class=\"_ _0\"></span>sicosc<span class=\"_ _0\"></span>enario v<span class=\"_ _0\"></span>ertaald <span class=\"_ _0\"></span>in het m<span class=\"_ _0\"></span>eest wa<span class=\"_ _0\"></span>arschijnl<span class=\"_ _0\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y99f ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">potenti\u00eble ve<span class=\"lsed ws11d\">rlies en het p<span class=\"_ _0\"></span>otenti\u00ebl<span class=\"_ _0\"></span>e verlies<span class=\"_ _0\"></span> in het s<span class=\"_ _0\"></span>lechtst<span class=\"_ _0\"></span>e scenar<span class=\"_ _0\"></span>io. De </span></div>\n<div class=\"t m0 x1d h64 ya9a ff1b3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">scenario<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">ou<span class=\"_ _1\"></span>tputs worden<span class=\"_ _1\"></span> gebruikt o<span class=\"_ _1\"></span>m te bepa<span class=\"_ _1\"></span>len of he<span class=\"_ _1\"></span>t op de </span></div>\n<div class=\"t m0 x1d h64 ya9b ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaardformul<span class=\"_ _1\"></span>e gebaseerde<span class=\"_ _1\"></span> operatione<span class=\"_ _1\"></span>le risicokap<span class=\"_ _1\"></span>itaal voldoend<span class=\"_ _1\"></span>e is</div>\n<div class=\"t m0 x1d h64 ya9c ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om onze belangrij<span class=\"_ _1\"></span>kste operationele<span class=\"_ _1\"></span> risico's te de<span class=\"_ _1\"></span>kken.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ye87 ff1b3 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.4<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsed ws112\">Strategi<span class=\"_ _0\"></span>sche &amp; bedri<span class=\"_ _0\"></span>jfsrisi<span class=\"_ _0\"></span>co's<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 ye88 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>ocate<span class=\"_ _0\"></span>gorie omvat ex<span class=\"_ _0\"></span>terne e<span class=\"_ _0\"></span>n interne fact<span class=\"_ _0\"></span>oren<span class=\"ls0 ws0\"> </span>die ee<span class=\"_ _0\"></span>n invloed</div>\n<div class=\"t m0 x1d h64 ye89 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen hebbe<span class=\"_ _1\"></span>n op het <span class=\"_ _1\"></span>vermogen van<span class=\"_ _1\"></span> Ageas om <span class=\"_ _1\"></span>zijn huidi<span class=\"_ _1\"></span>ge</div>\n<div class=\"t m0 x1d h64 ydd4 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondernemingsplan<span class=\"_ _1\"></span> uit te <span class=\"_ _1\"></span>voeren en<span class=\"_ _1\"></span> zijn huidige<span class=\"_ _1\"></span> doelstellingen<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1d h64 ydd5 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereike<span class=\"_ _0\"></span>n, en om zich t<span class=\"_ _0\"></span>e position<span class=\"_ _0\"></span>eren met het<span class=\"_ _0\"></span> oog op de verw<span class=\"_ _0\"></span>ezenlijk<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x1d h64 ydd6 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van aanhoude<span class=\"_ _1\"></span>nde groei en<span class=\"_ _1\"></span> waardecrea<span class=\"_ _1\"></span>tie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ydd7 ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ydd8 ff1b3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Twee <span class=\"lsef ws11e\">van de belangrijkste<span class=\"_ _1\"></span> strategische en bedri<span class=\"_ _1\"></span>jfsrisico's waar<span class=\"_ _1\"></span>mee de </span></div>\n<div class=\"t m0 x1d h64 ydd9 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Gr<span class=\"_ _0\"></span>oep in 2022 is g<span class=\"_ _0\"></span>econfro<span class=\"_ _0\"></span>nteerd, w<span class=\"_ _0\"></span>aren het rent<span class=\"_ _0\"></span>erisico en h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 ydda ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico v<span class=\"_ _0\"></span>an hoger<span class=\"_ _0\"></span>e inflat<span class=\"_ _0\"></span>ie. Mee<span class=\"_ _0\"></span>r infor<span class=\"_ _0\"></span>matie wor<span class=\"_ _0\"></span>dt verst<span class=\"_ _0\"></span>rekt i<span class=\"_ _0\"></span>n 4.6. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y159d ff1b5 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.4.1 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"ws11d\">Strategisch r<span class=\"_ _0\"></span>isico <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y159e ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o voor de orga<span class=\"_ _0\"></span>nisatie d<span class=\"_ _0\"></span>at voortvl<span class=\"_ _0\"></span>oeit uit ee<span class=\"_ _0\"></span>n onduidel<span class=\"_ _0\"></span>ijk inzic<span class=\"_ _0\"></span>ht in</div>\n<div class=\"t m0 x1d h64 y159f ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de strate<span class=\"_ _0\"></span>gie en een ond<span class=\"_ _0\"></span>uidelijk<span class=\"_ _0\"></span>e omzett<span class=\"_ _0\"></span>ing daarv<span class=\"_ _0\"></span>an, onvol<span class=\"_ _0\"></span>doende</div>\n<div class=\"t m0 x1d h64 y15a0 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vastgestelde ni<span class=\"_ _1\"></span>veaus van onzekerheid<span class=\"_ _1\"></span> (risico) in verb<span class=\"_ _1\"></span>and met de</div>\n<div class=\"t m0 x1d h64 y15a1 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">strategie en/o<span class=\"_ _1\"></span>f problemen tijdens<span class=\"_ _1\"></span> de implementatief<span class=\"_ _1\"></span>asen. Het omvat de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y15a2 ff1b3 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">volge<span class=\"lsed ws112\">nde risico's:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15a3 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws113\">Be<span class=\"_ _1\"></span>drijfsmodelri<span class=\"_ _1\"></span>sico<span class=\"lsf9 ws124\">: </span></span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x69 h64 y15a4 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het risico v<span class=\"_ _0\"></span>oor de orga<span class=\"_ _0\"></span>nisatie dat<span class=\"_ _0\"></span> voortv<span class=\"_ _0\"></span>loeit uit ons<span class=\"_ _0\"></span> bedrijf<span class=\"_ _0\"></span>smodel</div>\n<div class=\"t m0 x69 h64 y15a5 ff1b3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(en dat v<span class=\"_ _0\"></span>an invlo<span class=\"_ _0\"></span>ed is op <span class=\"_ _0\"></span>de zakel<span class=\"_ _0\"></span>ijke besl<span class=\"_ _0\"></span>issing<span class=\"_ _0\"></span>en die wi<span class=\"_ _0\"></span>j nemen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15a6 ff1b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b7\"> <span class=\"_ _3f\"> </span><span class=\"ff1b3 lsef ws113\">Pa<span class=\"_ _1\"></span>rtnershiprisi<span class=\"_ _1\"></span>co: </span><span class=\"ff1b3\"> </span></span></div>\n<div class=\"t m0 x69 h64 y15a7 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het risico v<span class=\"_ _0\"></span>oor de orga<span class=\"_ _0\"></span>nisatie dat<span class=\"_ _0\"></span> voortv<span class=\"_ _0\"></span>loeit uit part<span class=\"_ _0\"></span>nersh<span class=\"_ _0\"></span>ips, de</div>\n<div class=\"t m0 x69 h64 y15a8 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afhankelijkhei<span class=\"_ _1\"></span>d van par<span class=\"_ _1\"></span>tnergerelateerde<span class=\"_ _1\"></span> distribu<span class=\"_ _1\"></span>tiekanalen, de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x69 h64 y15a9 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkte opera<span class=\"_ _1\"></span>tionele controle<span class=\"_ _1\"></span> die inherent is<span class=\"_ _1\"></span> aan joint ventures<span class=\"_ _1\"></span>, de</div>\n<div class=\"t m0 x69 h64 y15aa ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanbieding van ve<span class=\"_ _1\"></span>rzekeringsdie<span class=\"_ _1\"></span>nsten als onderdeel<span class=\"_ _1\"></span> van een breder</div>\n<div class=\"t m0 x69 h64 y15ab ff1b3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">'partnership<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">ecosysteem<span class=\"_ _1\"></span>' (bijv. koppeling<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x69 h64 y15ac ff1b3 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">verze<span class=\"_ _1\"></span>ke<span class=\"lsef ws11e\">ringspro<span class=\"_ _1\"></span>ducten aan diens<span class=\"_ _1\"></span>tverleners zoals Ama<span class=\"_ _1\"></span>zon, </span></div>\n<div class=\"t m0 x69 h64 y15ad ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nutsbe<span class=\"_ _0\"></span>drijven op h<span class=\"_ _0\"></span>et gebied v<span class=\"_ _0\"></span>an connect<span class=\"_ _0\"></span>ed homes enz<span class=\"_ _0\"></span>.).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15ae ff1b3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15af ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De Ageas Groep<span class=\"_ _1\"></span> heeft een sterk stra<span class=\"_ _1\"></span>tegisch kader voor<span class=\"_ _1\"></span> risicobeheer om<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y15b0 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op deze risi<span class=\"_ _0\"></span>co's te anti<span class=\"_ _0\"></span>ciperen e<span class=\"_ _0\"></span>n om ze te rappo<span class=\"_ _0\"></span>rteren e<span class=\"_ _0\"></span>n te</div>\n<div class=\"t m0 x1d h64 y15b1 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen.<span class=\"_ _1\"></span> Het OR<span class=\"ws113\">SA<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span>rapport biedt<span class=\"_ _1\"></span> een beoord<span class=\"_ _1\"></span>eling van<span class=\"_ _1\"></span> de algemene<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y15b2 ff1b3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toereikendheid<span class=\"_ _1\"></span> van de solvabil<span class=\"_ _1\"></span>iteit voor de gebudg<span class=\"_ _1\"></span>etteerde periode<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 ye79 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">drie jaar<span class=\"_ _1\"></span> (multi<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>year budget o<span class=\"_ _1\"></span>f MYB), waar<span class=\"_ _1\"></span>bij strategi<span class=\"_ _1\"></span>sche risico<span class=\"_ _1\"></span>'s zijn</div>\n<div class=\"t m0 x1d h64 ye7a ff1b3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">inbegrepen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y15b3 ff1b5 fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.4.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsef ws113\">Ve<span class=\"_ _1\"></span>randeringsri<span class=\"_ _1\"></span>sico </span> </span></div>\n<div class=\"t m0 x1d h64 y15b4 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Risico's<span class=\"_ _0\"></span> voor de orga<span class=\"_ _0\"></span>nisatie di<span class=\"_ _0\"></span>e voortvlo<span class=\"_ _0\"></span>eien uit het<span class=\"_ _0\"></span> beheer van</div>\n<div class=\"t m0 x1d h64 y15b5 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> (bijv. p<span class=\"_ _1\"></span>rogramma's en<span class=\"_ _1\"></span> projecten) o<span class=\"_ _1\"></span>f het on<span class=\"_ _1\"></span>vermogen om</div>\n<div class=\"t m0 x1d h64 y15b6 ff1b3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">snel geno<span class=\"_ _0\"></span>eg in te spelen o<span class=\"_ _0\"></span>p bedrijfs<span class=\"_ _0\"></span>tak<span class=\"ls0 ws0\">- </span>en marktv<span class=\"_ _0\"></span>eranderi<span class=\"_ _0\"></span>ngen (bij<span class=\"_ _0\"></span>v.</div>\n<div class=\"t m0 x1d h64 y15b7 ff1b3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">regelgeving en<span class=\"_ _1\"></span> producten)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff1ba fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4<span class=\"lsf9 ws124\">.7.4.3 </span> <span class=\"_ _207\"> </span><span class=\"lsef ws113\">Bed<span class=\"ls10b ws13d\">rijfstakri<span class=\"_ _0\"></span>sico <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Risico's<span class=\"_ _0\"></span> die voortv<span class=\"_ _0\"></span>loeien uit<span class=\"_ _0\"></span> interne en<span class=\"_ _0\"></span>/of extern<span class=\"_ _0\"></span>e omgeving<span class=\"_ _0\"></span>sfacto<span class=\"_ _0\"></span>ren</div>\n<div class=\"t m0 x2c h64 y8a7 ff1b8 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">zoals:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws113\">M<span class=\"_ _1\"></span>acro</span><span class=\"ff1b8\">-<span class=\"lsef ws11e\">econo<span class=\"_ _1\"></span>mische factoren die<span class=\"_ _1\"></span> voortvloeien<span class=\"_ _1\"></span> uit economische </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">factore<span class=\"_ _0\"></span>n (bijv. infl<span class=\"_ _0\"></span>atie, def<span class=\"_ _0\"></span>latie, w<span class=\"_ _0\"></span>erkloos<span class=\"_ _0\"></span>heid, vera<span class=\"_ _0\"></span>nderend</div>\n<div class=\"t m0 x1a0 h64 y8aa ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">consumentenver<span class=\"_ _1\"></span>trouwen /<span class=\"ls0 ws0\">-</span>ged<span class=\"_ _1\"></span>rag enz.) die <span class=\"lsed ws11d\">van invloed k<span class=\"_ _0\"></span>unnen zi<span class=\"_ _0\"></span>jn </span></div>\n<div class=\"t m0 x1a0 h64 y8ab ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de acti<span class=\"_ _0\"></span>viteit<span class=\"_ _0\"></span>en. Rent<span class=\"_ _0\"></span>e / inflat<span class=\"_ _0\"></span>ie / def<span class=\"_ _0\"></span>latie k<span class=\"_ _0\"></span>an ook opt<span class=\"_ _0\"></span>reden vi<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1a0 h64 y8ac ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble en<span class=\"_ _1\"></span>/of verzekerings<span class=\"_ _1\"></span>risico's. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">Geopolitieke f<span class=\"_ _0\"></span>actoren d<span class=\"_ _0\"></span>ie ons vermo<span class=\"_ _0\"></span>gen be\u00efnv<span class=\"_ _0\"></span>loeden om<span class=\"_ _0\"></span> activite<span class=\"_ _0\"></span>iten </span></span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit te voere<span class=\"_ _0\"></span>n of te ontw<span class=\"_ _0\"></span>ikkelen in de v<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llende lan<span class=\"_ _0\"></span>den waar wi<span class=\"_ _0\"></span>j</div>\n<div class=\"t m0 x1a0 h64 y8af ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">actief zi<span class=\"_ _0\"></span>jn / willen zij<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11e\">Ve<span class=\"_ _1\"></span>randerende voork<span class=\"_ _1\"></span>euren / klantgedra<span class=\"_ _1\"></span>g.</span><span class=\"ff1b8\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b1 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">Innovatie vanuit<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>e (eigen ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsdiens<span class=\"_ _0\"></span>ten en </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b2 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelanceerde<span class=\"_ _1\"></span> producten en<span class=\"_ _1\"></span>z.) en extern<span class=\"_ _1\"></span>e factoren<span class=\"_ _1\"></span> (bijv. blo<span class=\"_ _1\"></span>ckchain,</div>\n<div class=\"t m0 x1a0 h64 y8b3 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zelfrij<span class=\"_ _0\"></span>dende aut<span class=\"_ _0\"></span>o's enz.).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b4 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11e\">C<span class=\"_ _1\"></span>oncurrentieri<span class=\"_ _1\"></span>sico\u2019s ontstaan<span class=\"_ _1\"></span> door veranderingen<span class=\"_ _1\"></span> in het </span></span></div>\n<div class=\"t m0 x1a0 h64 y8b5 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concurr<span class=\"_ _0\"></span>entiela<span class=\"_ _0\"></span>ndscha<span class=\"_ _0\"></span>p of de marktp<span class=\"_ _0\"></span>ositie.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y92f ff1ba fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.4.4 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsee ws112\">S<span class=\"_ _1\"></span>ysteemrisico </span> </span></div>\n<div class=\"t m0 x2c h64 y991 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o van verst<span class=\"_ _0\"></span>oring van fin<span class=\"_ _0\"></span>anci\u00ebl<span class=\"_ _0\"></span>e dienstv<span class=\"_ _0\"></span>erleners<span class=\"_ _0\"></span> met mogeli<span class=\"_ _0\"></span>jk</div>\n<div class=\"t m0 x2c h64 y992 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ernsti<span class=\"_ _0\"></span>ge gevolge<span class=\"_ _0\"></span>n voor het fin<span class=\"_ _0\"></span>anci\u00eble s<span class=\"_ _0\"></span>ysteem en/<span class=\"_ _0\"></span>of <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y993 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de re\u00eble e<span class=\"_ _1\"></span>conomie. Sy<span class=\"_ _1\"></span>steemrisicogebe<span class=\"_ _1\"></span>urtenissen <span class=\"_ _1\"></span>kunnen hun o<span class=\"_ _1\"></span>orsprong</div>\n<div class=\"t m0 x2c h64 y994 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hebben i<span class=\"_ _0\"></span>n, zich versp<span class=\"_ _0\"></span>reiden vi<span class=\"_ _0\"></span>a, of buiten Ag<span class=\"_ _0\"></span>eas blijv<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y934 ff1ba fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.4.5<span class=\"ls0 ws0\">  <span class=\"_ _9e\"> </span><span class=\"lsef ws113\">D<span class=\"_ _1\"></span>uurzaamheidsri<span class=\"_ _1\"></span>sico </span> </span></div>\n<div class=\"t m0 x2c h64 y935 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een duurz<span class=\"_ _0\"></span>aamheid<span class=\"_ _0\"></span>srisico is<span class=\"_ _0\"></span> een onzek<span class=\"_ _0\"></span>ere ecolo<span class=\"_ _0\"></span>gische,<span class=\"_ _0\"></span> sociale of</div>\n<div class=\"t m0 x2c h64 y936 ff1b8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">governance<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">gebeurtenis (E<span class=\"_ _0\"></span>SG) die, in<span class=\"_ _0\"></span>dien ze plaat<span class=\"_ _0\"></span>svindt<span class=\"_ _0\"></span>, een </span></span></div>\n<div class=\"t m0 x2c h64 y937 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijke neg<span class=\"_ _0\"></span>atieve im<span class=\"_ _0\"></span>pact op Ageas k<span class=\"_ _0\"></span>an hebben.<span class=\"_ _0\"></span> Het zijn ook de</div>\n<div class=\"t m0 x2c h64 y938 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kansen die<span class=\"_ _1\"></span> Ageas mogeli<span class=\"_ _1\"></span>jk kan aangri<span class=\"_ _1\"></span>jpen als g<span class=\"_ _1\"></span>evolg van <span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y939 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in omgevi<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\">- </span>of sociale fac<span class=\"_ _0\"></span>toren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93a ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y93b ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ecologi<span class=\"_ _0\"></span>e heeft bet<span class=\"_ _0\"></span>rekking o<span class=\"_ _0\"></span>p de kwalit<span class=\"_ _0\"></span>eit en de werk<span class=\"_ _0\"></span>ing van het</div>\n<div class=\"t m0 x2c h64 y93c ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">natuurl<span class=\"_ _0\"></span>ijke mili<span class=\"_ _0\"></span>eu en de natuu<span class=\"_ _0\"></span>rlijke sy<span class=\"_ _0\"></span>stemen, e<span class=\"_ _0\"></span>n onze posi<span class=\"_ _0\"></span>tieve bijd<span class=\"_ _0\"></span>rage</div>\n<div class=\"t m0 x2c h64 y93d ff1b8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">daaraan.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93e ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y93f ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Sociaal h<span class=\"_ _0\"></span>eeft betr<span class=\"_ _0\"></span>ekking op de r<span class=\"_ _0\"></span>echte<span class=\"_ _0\"></span>n, he<span class=\"lsef ws11d\">t welzijn en <span class=\"_ _1\"></span>de belange<span class=\"_ _1\"></span>n van </span></div>\n<div class=\"t m0 x2c h64 y940 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mensen en<span class=\"_ _1\"></span> gemeenschappen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y941 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y942 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Govern<span class=\"_ _0\"></span>ance heeft<span class=\"_ _0\"></span> betrekki<span class=\"_ _0\"></span>ng op element<span class=\"_ _0\"></span>en zoals d<span class=\"_ _0\"></span>e structu<span class=\"_ _0\"></span>ur van de</div>\n<div class=\"t m0 x2c h64 y943 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Raad van<span class=\"_ _1\"></span> Bestuur, het<span class=\"_ _1\"></span> loon van<span class=\"_ _1\"></span> managers, aan<span class=\"_ _1\"></span>deelhoudersre<span class=\"_ _1\"></span>chten en</div>\n<div class=\"t m0 x2c h64 y944 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de interac<span class=\"_ _0\"></span>tie met st<span class=\"_ _0\"></span>akeholde<span class=\"_ _0\"></span>rs\u2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y945 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y946 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De impact <span class=\"_ _1\"></span>van ESG<span class=\"ls0 ws0\">-</span><span class=\"lsed\">risico's wordt<span class=\"_ _0\"></span> <span class=\"ws112\">in over<span class=\"_ _0\"></span>weging gen<span class=\"_ _0\"></span>omen en </span></span></div>\n<div class=\"t m0 x2c h64 y947 ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span> volgens twee pijle<span class=\"_ _1\"></span>rs: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y948 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsee ws13e\">Fysiek risico <span class=\"lsed ws112\">(risico's die ont<span class=\"_ _0\"></span>staan als ge<span class=\"_ _0\"></span>volg van d<span class=\"_ _0\"></span>e fysieke </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y949 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">effecten <span class=\"_ _1\"></span>van de klimaa<span class=\"_ _1\"></span>tverandering)</div>\n<div class=\"t m0 x89 h64 y1238 ff1b8 fs4a fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"fs44\">\u2013 <span class=\"_ _1\"></span><span class=\"lsed ws112\">Wat is de imp<span class=\"_ _0\"></span>act op het </span></span></div>\n<div class=\"t m0 x1a0 h64 y15bb ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijf do<span class=\"_ _0\"></span>ordat fys<span class=\"_ _0\"></span>ieke risic<span class=\"_ _0\"></span>o's beves<span class=\"_ _0\"></span>tigd word<span class=\"_ _0\"></span>en? (bijv. s<span class=\"_ _0\"></span>chade aan</div>\n<div class=\"t m0 x1a0 h64 y15bc ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de vastgo<span class=\"_ _0\"></span>edporte<span class=\"_ _0\"></span>feuill<span class=\"_ _0\"></span>e, aan het wel<span class=\"_ _0\"></span>zijn van me<span class=\"_ _0\"></span>nsen door l<span class=\"_ _0\"></span>ange</div>\n<div class=\"t m0 x1a0 h64 y15bd ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lockdowns / snel<span class=\"_ _1\"></span>le veranderingen<span class=\"_ _1\"></span> in werkcultuur<span class=\"_ _1\"></span>, technologie\u2026). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y15be ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws113\">O<span class=\"_ _1\"></span>vergangsrisico <span class=\"_ _1\"></span></span><span class=\"ff1b8\">\u2013 <span class=\"lsed ws112\">(risico's die onts<span class=\"_ _0\"></span>taan als gev<span class=\"_ _0\"></span>olg van de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y15bf ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">oversc<span class=\"_ _0\"></span>hakelin<span class=\"_ _0\"></span>g naar ee<span class=\"_ _0\"></span>n koolst<span class=\"_ _0\"></span>ofarme e<span class=\"_ _0\"></span>n klima<span class=\"_ _0\"></span>atbeste<span class=\"_ _0\"></span>ndige</div>\n<div class=\"t m0 x69 h64 y15c0 ff1b8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">economie) <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsed ws112\">Wat is de impact op het<span class=\"_ _0\"></span> bedrijf als g<span class=\"_ _0\"></span>evolg van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x69 h64 y15c1 ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overga<span class=\"_ _0\"></span>ngsmaatr<span class=\"_ _0\"></span>egele<span class=\"_ _0\"></span>n die word<span class=\"_ _0\"></span>en genom<span class=\"_ _0\"></span>en/ing<span class=\"_ _0\"></span>ezet met<span class=\"_ _0\"></span> het oog</div>\n<div class=\"t m0 x69 h64 y15c2 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op een <span class=\"lsef ws113\">ESG<span class=\"ls0 ws0\">-</span>ondersteunde<span class=\"_ _1\"></span> economie?<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15c3 ff1b8 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.7.5<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Herverzekeri<span class=\"_ _1\"></span>ng</span> </span></div>\n<div class=\"t m0 x1d h64 y15c4 ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Zo nodig sluiten<span class=\"_ _1\"></span> de verzekeringsma<span class=\"_ _1\"></span>atschappijen van<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 y15c5 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">herverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontract<span class=\"_ _0\"></span>en af om de verz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gstechni<span class=\"_ _0\"></span>sche risic<span class=\"_ _0\"></span>o\u2019s te</div>\n<div class=\"t m0 x1d h64 y15c6 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verminderen.<span class=\"_ _1\"></span> Deze her<span class=\"_ _1\"></span>verzekering kan<span class=\"_ _1\"></span> op polis<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">pe<span class=\"ls0 ws0\">r-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">polis</span>-<span class=\"_ _1\"></span></span></span>basis (per</div>\n<div class=\"t m0 x1d h64 y15c7 ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>) plaatsvi<span class=\"_ _0\"></span>nden o<span class=\"_ _0\"></span>f op port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>ebasis (<span class=\"_ _0\"></span>per gebe<span class=\"_ _0\"></span>urtenis<span class=\"_ _0\"></span>). Deze</div>\n<div class=\"t m0 x1d h64 y15c8 ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">laatste gebeur<span class=\"_ _1\"></span>tenissen zijn voorna<span class=\"_ _1\"></span>melijk weergere<span class=\"_ _1\"></span>lateerd (bijv. or<span class=\"_ _1\"></span>kanen,</div>\n<div class=\"t m0 x1d h64 y15c9 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aardbevingen<span class=\"_ _1\"></span> en overstrom<span class=\"_ _1\"></span>ingen) of o<span class=\"_ _1\"></span>ntstaan door<span class=\"_ _1\"></span> menselijk h<span class=\"_ _1\"></span>andelen,</div>\n<div class=\"t m0 x1d h64 y15ca ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met vele <span class=\"_ _1\"></span>claims veroor<span class=\"_ _1\"></span>zaak<span class=\"ws11e\">t door een af<span class=\"_ _1\"></span>zonderlijke gebeu<span class=\"_ _1\"></span>rtenis. Voor de </span></div>\n<div class=\"t m0 x1d h64 y15cb ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">selectie van<span class=\"_ _1\"></span> herverzekeringsmaa<span class=\"_ _1\"></span>tschappijen zijn<span class=\"_ _1\"></span> voornamelijk de</div>\n<div class=\"t m0 x1d h64 y15cc ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prijsstelling<span class=\"_ _1\"></span> en de b<span class=\"_ _1\"></span>eheersing van<span class=\"_ _1\"></span> het tegenpar<span class=\"_ _1\"></span>tijrisico be<span class=\"_ _1\"></span>palend. Het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y15cd ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beheer van<span class=\"_ _1\"></span> het tegenpar<span class=\"_ _1\"></span>tijrisico <span class=\"_ _1\"></span>is ge\u00efntegreerd<span class=\"_ _1\"></span> in het <span class=\"_ _1\"></span>totale behee<span class=\"_ _1\"></span>r van</div>\n<div class=\"t m0 x1d h64 y15ce ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">h<span class=\"lsed ws11d\">et krediet<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15cf ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15d0 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2018 ver<span class=\"_ _0\"></span>kreeg Ageas<span class=\"_ _0\"></span> een vergun<span class=\"_ _0\"></span>ning voo<span class=\"_ _0\"></span>r Leven en voo<span class=\"_ _0\"></span>r Niet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">Leven </span></span></div>\n<div class=\"t m0 x1d h64 y15d1 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor Agea<span class=\"_ _0\"></span>s NV/SA in Bel<span class=\"_ _0\"></span>gi\u00eb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15d2 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15d3 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De reden <span class=\"_ _1\"></span>voor het aan<span class=\"_ _1\"></span>vragen van <span class=\"_ _1\"></span>een vergunning<span class=\"_ _1\"></span> voor Agea<span class=\"_ _1\"></span>s SA/NV</div>\n<div class=\"t m0 x1d h64 y15d4 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was het o<span class=\"_ _1\"></span>ptimaliseren<span class=\"_ _1\"></span> van het he<span class=\"_ _1\"></span>rverzekeringsprog<span class=\"_ _1\"></span>ramma van d<span class=\"_ _1\"></span>e Ageas</div>\n<div class=\"t m0 x1d h64 y15d5 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Groep do<span class=\"lsef ws11d\">or het harmoniseren <span class=\"_ _1\"></span>van risicop<span class=\"_ _1\"></span>rofielen doorhee<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y15d6 ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gecontroleerde<span class=\"_ _1\"></span> limieten/enti<span class=\"_ _1\"></span>teiten en om het kapi<span class=\"_ _1\"></span>taalbeheer te</div>\n<div class=\"t m0 x1d h64 y15d7 ff1b8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">verbeteren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15d8 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15d9 ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De verz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>happijen <span class=\"_ _0\"></span>in scope v<span class=\"_ _0\"></span>oor int<span class=\"_ _0\"></span>erne her<span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>ering</div>\n<div class=\"t m0 x1d h64 y15da ff1b8 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15db ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">AG Insurance, Be<span class=\"_ _0\"></span>lgi\u00eb<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y15dc ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">Ageas Insuranc<span class=\"_ _0\"></span>e Limited,<span class=\"_ _0\"></span> VK<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y15dd ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsed ws112\">Ageas Ocidental V<span class=\"_ _0\"></span>ida, Port<span class=\"_ _0\"></span>ugal <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y15de ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11d\">Ag<span class=\"_ _1\"></span>eas Seguros<span class=\"_ _1\"></span> Non</span><span class=\"ff1b8\">-<span class=\"lsef ws11d\">Life<span class=\"_ _1\"></span>, Portugal</span> </span></span></div>\n<div class=\"t m0 x1d h64 y15df ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11d\">M<span class=\"_ _1\"></span>edis, Portug<span class=\"_ _1\"></span>al</span><span class=\"ff1b8\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15e0 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws11d\">Ag<span class=\"_ _1\"></span>eas France</span><span class=\"ff1b8\"> </span></span></div>\n<div class=\"t m0 x1d h64 y15e1 ff1bb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1bc\"> <span class=\"_ _3f\"> </span><span class=\"ff1b8 lsef ws113\">Sp<span class=\"_ _1\"></span>ecifieke</span><span class=\"ff1b8\"> <span class=\"lsef ws11e\">m<span class=\"_ _1\"></span>inderheidspar<span class=\"_ _1\"></span>ticipaties in bijvo<span class=\"_ _1\"></span>orbeeld China, Tha<span class=\"_ _1\"></span>iland, </span></span></span></div>\n<div class=\"t m0 x69 h64 y15e2 ff1b8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Maleisi<span class=\"_ _0\"></span>\u00eb, Turki<span class=\"_ _0\"></span>je en Ind<span class=\"_ _0\"></span>ia<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 y15e3 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15e4 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Sinds 1 <span class=\"_ _1\"></span>januari 2023<span class=\"_ _1\"></span> onderschrijf<span class=\"_ _1\"></span>t Ageas SA/NV n<span class=\"_ _1\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">levenactiv<span class=\"_ _0\"></span>it<span class=\"lsef ws113\">eiten </span></span></span></div>\n<div class=\"t m0 x1d h64 y15e5 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor derden<span class=\"_ _1\"></span> onder de<span class=\"_ _1\"></span> merknaam <span class=\"_ _1\"></span>'Ageas Re'.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15e6 ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15e7 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In overe<span class=\"_ _0\"></span>enstemmi<span class=\"_ _0\"></span>ng met zijn ri<span class=\"_ _0\"></span>sk appetit<span class=\"_ _0\"></span>e vermi<span class=\"_ _0\"></span>ndert Ageas<span class=\"_ _0\"></span> NV/SA een</div>\n<div class=\"t m0 x1d h64 y15e8 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedeelte <span class=\"_ _1\"></span>van het risi<span class=\"_ _1\"></span>co op de <span class=\"_ _1\"></span>aangegane <span class=\"_ _1\"></span>contracten door<span class=\"_ _1\"></span> de aankoop</div>\n<div class=\"t m0 x1d h64 y15e9 ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van groep<span class=\"_ _0\"></span>sretroc<span class=\"_ _0\"></span>essiedek<span class=\"_ _0\"></span>kingen e<span class=\"_ _0\"></span>n/of dekk<span class=\"_ _0\"></span>ingen die zij<span class=\"_ _0\"></span>n eigen bal<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x1d h64 y15ea ff1b8 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"lsef ws11d\">schermen. Ageas <span class=\"_ _1\"></span>NV/SA onder<span class=\"_ _1\"></span>schrijft ook p<span class=\"_ _1\"></span>roportionele<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y15eb ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n, die een de<span class=\"_ _0\"></span>el van de Niet<span class=\"ls0 ws0\">-</span><span class=\"ws111\">lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">-</span><span class=\"ws112\">activite<span class=\"_ _0\"></span>iten van d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y15ec ff1b8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en dekken.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y15ed ff1b8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y15ee ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het beheer <span class=\"_ _1\"></span>van de her<span class=\"_ _1\"></span>verzekeringsa<span class=\"_ _1\"></span>ctiviteiten respe<span class=\"_ _1\"></span>cteert en ope<span class=\"_ _1\"></span>reert</div>\n<div class=\"t m0 x1d h64 y15ef ff1b8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">binnen het risi<span class=\"_ _1\"></span>comanagementkader<span class=\"_ _1\"></span> v<span class=\"lsed ws112\">an Ageas,<span class=\"_ _0\"></span> en control<span class=\"_ _0\"></span>eert dat </span></div>\n<div class=\"t m0 x1d h64 y15f0 ff1b8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">processen d<span class=\"_ _1\"></span>e groepsnormen<span class=\"_ _1\"></span> volgen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 298px; height: 808px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de volge<span class=\"_ _0\"></span>nde tabel w<span class=\"_ _0\"></span>ordt een ove<span class=\"_ _0\"></span>rzicht geg<span class=\"_ _0\"></span>even van het<span class=\"_ _0\"></span> behoud van het<span class=\"_ _0\"></span> risico per pr<span class=\"_ _0\"></span>oducts<span class=\"_ _0\"></span>egment va<span class=\"_ _0\"></span>n Ageas (in mi<span class=\"_ _0\"></span>ljoen EUR<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1bd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff1bd fs46 fc1d sc0 lsf1 ws115\" style=\"left: 500px; bottom: 1065px; z-index: 15;\">Waarschijnlijk maximaal <span class=\"ws116\">verlies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h67 y68d ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 585px; bottom: 1050px; z-index: 15;\"> <span class=\"lsf1 ws118\">per risico</span> </div>\n<div class=\"t m0 x173 h67 y68b ff1bd fs46 fc1d sc0 lsf1 ws115\" style=\"left: 672px; bottom: 1065px; z-index: 15;\">Waarschijnlijk maximaal verlies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y68d ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 731px; bottom: 1050px; z-index: 15;\"> <span class=\"lsf1 ws115\">per gebeurtenis</span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1bf fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Productsegmenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1bd fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1bd fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Auto, wettelijke aansprakelijkheid<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 1020px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 h67 y694 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1020px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h67 y68f ff1bd fs46 fc14 sc0 ls11a ws175\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Terrorisme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68f ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 1005px; z-index: 15;\">4</div>\n<div class=\"t m0 x4a h67 y68f ff1bd fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1005px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1bd fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 990px; z-index: 15;\">4</div>\n<div class=\"t m0 x73 h67 y694 ff1bd fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 990px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1bd fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Wettelijke aansprakelijkheid alge<span class=\"_ _0\"></span>meen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 975px; z-index: 15;\">5</div>\n<div class=\"t m0 x267 h67 y680 ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1bd fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Bedrijfsongevallenverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 960px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 h67 y67e ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y69a ff1bd fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Persoonlijke ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 h67 y69a ff1bd fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 x2c h64 y15f3 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y15f4 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y15f5 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel geef<span class=\"_ _0\"></span>t het hoo<span class=\"_ _0\"></span>gste bedra<span class=\"_ _0\"></span>g (met als maxi<span class=\"_ _0\"></span>mum een</div>\n<div class=\"t m0 x2c h64 y15f6 ff1bd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>entsperi<span class=\"_ _0\"></span>ode van <span class=\"_ _0\"></span>200 jaar<span class=\"_ _0\"></span>) per ris<span class=\"_ _0\"></span>ico wee<span class=\"_ _0\"></span>r voor alle <span class=\"_ _0\"></span>entite<span class=\"_ _0\"></span>iten van</div>\n<div class=\"t m0 x2c h64 y15f7 ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de Groep v<span class=\"_ _1\"></span>oor een <span class=\"lsed ws112\">soortgelijke d<span class=\"_ _0\"></span>ekking w<span class=\"_ _0\"></span>aarvoor Ag<span class=\"_ _0\"></span>eas de </span></div>\n<div class=\"t m0 x2c h64 y15f8 ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijkheid neem<span class=\"_ _1\"></span>t om dreige<span class=\"_ _1\"></span>nde risico\u2019s <span class=\"_ _1\"></span>te beperken<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y15f9 ff1bd fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Bedragen die hoger<span class=\"_ _1\"></span> zijn dan in de tabe<span class=\"_ _1\"></span>l weergegeven, wo<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x2c h64 y15fa ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span> naar derde <span class=\"_ _1\"></span>herverzekeraar<span class=\"_ _1\"></span>s. De hoog<span class=\"_ _1\"></span>te hangt a<span class=\"_ _1\"></span>f van het</div>\n<div class=\"t m0 x2c h64 y15fb ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">type gebeur<span class=\"_ _1\"></span>tenis dat d<span class=\"_ _1\"></span>oor d<span class=\"lsed ws112\">eze herverz<span class=\"_ _0\"></span>ekerings<span class=\"_ _0\"></span>overee<span class=\"_ _0\"></span>nkomst<span class=\"_ _0\"></span>en wordt </span></div>\n<div class=\"t m0 x2c h64 y15fc ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedekt: per<span class=\"_ _1\"></span> individueel<span class=\"_ _1\"></span> risico <span class=\"_ _1\"></span>of per gebeur<span class=\"_ _1\"></span>tenis. Aangez<span class=\"_ _1\"></span>ien de</div>\n<div class=\"t m0 x2c h64 y15fd ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>rofedekk<span class=\"_ _0\"></span>ing voor Aut<span class=\"_ _0\"></span>o overige on<span class=\"_ _0\"></span>der de</div>\n<div class=\"t m0 x2c h64 y15fe ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>dherve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsover<span class=\"_ _0\"></span>eenkom<span class=\"_ _0\"></span>sten valt, w<span class=\"_ _0\"></span>ordt het gen<span class=\"_ _0\"></span>oemde</div>\n<div class=\"t m0 x1d h64 y15ff ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behoud bes<span class=\"_ _1\"></span>chouwd als he<span class=\"_ _1\"></span>t maximale <span class=\"_ _1\"></span>bedrag waa<span class=\"lsed ws112\">raan Ageas </span></div>\n<div class=\"t m0 x1d h64 y1600 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">blootges<span class=\"_ _0\"></span>teld is.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1601 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1602 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor het be<span class=\"_ _0\"></span>houd per ge<span class=\"_ _0\"></span>beurten<span class=\"_ _0\"></span>is nemen we de m<span class=\"_ _0\"></span>aximale</div>\n<div class=\"t m0 x1d h64 y1603 ff1bd fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecombi<span class=\"_ _0\"></span>neerde b<span class=\"_ _0\"></span>lootst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an AIL, <span class=\"_ _0\"></span>AGI en Ag<span class=\"_ _0\"></span>eas NV/<span class=\"_ _0\"></span>SA in</div>\n<div class=\"t m0 x1d h64 y1604 ff1bd fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1605 ff1bd fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1606 ff1bd fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De premie<span class=\"_ _1\"></span>s die per p<span class=\"_ _1\"></span>roductsegment <span class=\"_ _1\"></span>zijn betaal<span class=\"_ _1\"></span>d aan herve<span class=\"_ _1\"></span>rzekeraars</div>\n<div class=\"t m0 x1d h64 y1607 ff1bd fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>epresent<span class=\"_ _0\"></span>eerd in Toe<span class=\"_ _0\"></span>lichting<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">3<span class=\"_ _0\"></span>0 'Verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>premies'<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 746px; height: 360px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag395": {
   "value": "\n<div class=\"t m0 x2c h7b y1059 ff13a fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">4.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y105a ff13a fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Doelstellingen <span class=\"_ _1\"></span>kapitaalbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y105b ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">Kapitaal is een<span class=\"_ _1\"></span> schaars en strategi<span class=\"_ _1\"></span>sch middel. Een <span class=\"ls107 ws13e\">du<span class=\"_ _1\"></span>idelijk </span></div>\n<div class=\"t m0 x2c h64 y105c ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">gedefinieerde<span class=\"_ _1\"></span>, zorgvuldige<span class=\"_ _1\"></span> en gediscip<span class=\"_ _1\"></span>lineerde manag<span class=\"_ _1\"></span>ementbenaderi<span class=\"_ _1\"></span>ng</div>\n<div class=\"t m0 x2c h64 y105d ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">is noodzak<span class=\"_ _0\"></span>elijk om de ef<span class=\"_ _0\"></span>fici\u00ebnt<span class=\"_ _0\"></span>e en effect<span class=\"_ _0\"></span>ieve inzet e<span class=\"_ _0\"></span>rvan te wa<span class=\"_ _0\"></span>arborge<span class=\"_ _0\"></span>n.</div>\n<div class=\"t m0 x2c h64 y105e ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De kapitaa<span class=\"_ _1\"></span>lbeheerbenadering<span class=\"_ _1\"></span> die Ageas <span class=\"_ _1\"></span>volgt, hee<span class=\"_ _1\"></span>ft als doel <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y105f ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">behoeften en ei<span class=\"_ _1\"></span>sen van alle stakeho<span class=\"_ _1\"></span>lders <span class=\"ws11d\">inclusief<span class=\"_ _1\"></span> aandeelhouders,<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1060 ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">schuldinvesteer<span class=\"_ _1\"></span>ders, toezichthou<span class=\"_ _1\"></span>ders, ratingbur<span class=\"_ _1\"></span>eaus en klan<span class=\"_ _1\"></span>ten in</div>\n<div class=\"t m0 x2c h64 y1061 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">balans te<span class=\"_ _1\"></span> brengen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1062 ff138 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1063 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste doels<span class=\"_ _1\"></span>tellingen van<span class=\"_ _1\"></span> kapitaalbehee<span class=\"_ _1\"></span>r bij Ag<span class=\"_ _1\"></span>eas zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1064 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsed ws11d\">optimalisati<span class=\"_ _0\"></span>e van de st<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r, same<span class=\"_ _0\"></span>nstellin<span class=\"_ _0\"></span>g en all<span class=\"_ _0\"></span>ocatie va<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a0 h64 y1065 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">kapitaal bi<span class=\"_ _1\"></span>nnen Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1066 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws11e\">w<span class=\"_ _1\"></span>aarborgen van waarde<span class=\"_ _1\"></span>creatie door<span class=\"_ _1\"></span> het financieren van </span></span></div>\n<div class=\"t m0 x1a0 h64 y1067 ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">winstgevende gro<span class=\"_ _1\"></span>ei, evenals be<span class=\"_ _1\"></span>scherming van de</div>\n<div class=\"t m0 x1a0 h64 y1068 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">levensv<span class=\"_ _0\"></span>atbaar<span class=\"_ _0\"></span>heid en winst<span class=\"_ _0\"></span>gevend<span class=\"_ _0\"></span>heid van de on<span class=\"_ _0\"></span>dernemi<span class=\"_ _0\"></span>ng.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1069 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">w<span class=\"_ _1\"></span>aarborgen</span><span class=\"ff138\"> <span class=\"_ _1\"></span><span class=\"lsef ws11e\">van optimale divide<span class=\"_ _1\"></span>ndniveau's, zo<span class=\"_ _1\"></span>wel voor de Groep </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y106a ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">als voor de doc<span class=\"_ _0\"></span>hterma<span class=\"_ _0\"></span>atscha<span class=\"_ _0\"></span>p<span class=\"lsef ws113\">pijen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y106b ff138 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">4.4.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Kapitaalbehe<span class=\"_ _1\"></span>erkader</span> </span></div>\n<div class=\"t m0 x2c h64 y106c ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">De doelst<span class=\"_ _0\"></span>ellingen v<span class=\"_ _0\"></span>an Ageas op h<span class=\"_ _0\"></span>et vlak va<span class=\"_ _0\"></span>n kapitaal<span class=\"_ _0\"></span>beheer mo<span class=\"_ _0\"></span>eten</div>\n<div class=\"t m0 x2c h64 y106d ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">worden gereali<span class=\"_ _1\"></span>seerd door het volgen<span class=\"_ _1\"></span> van duidelijk<span class=\"_ _1\"></span> gedefinieerde</div>\n<div class=\"t m0 x1d h64 y106e ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">processen. D<span class=\"_ _1\"></span>eze worden bepa<span class=\"_ _1\"></span>ald door <span class=\"_ _1\"></span>duidelijk g<span class=\"_ _1\"></span>edefinieerd bele<span class=\"_ _1\"></span>id en</div>\n<div class=\"t m0 x1d h64 y106f ff138 fs44 fc1c sc0 lsef ws11e\" style=\"z-index: 15;\">procedures,<span class=\"_ _1\"></span> om ervoor te<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">zorg<span class=\"_ _1\"></span>en dat de<span class=\"_ _1\"></span> kapitaalbeheerpr<span class=\"_ _1\"></span>aktijken binnen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1070 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">de Groep en<span class=\"_ _1\"></span> de OpCo<span class=\"_ _1\"></span>'s begrepen,<span class=\"_ _1\"></span> gedocumenteerd<span class=\"_ _1\"></span> en bewaakt <span class=\"_ _1\"></span>worden</div>\n<div class=\"t m0 x1d h64 y1071 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">(met zo nod<span class=\"_ _0\"></span>ig corrige<span class=\"_ _0\"></span>rende maat<span class=\"_ _0\"></span>regelen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1072 ff138 fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1073 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">Het kapitaal<span class=\"_ _1\"></span>beheerkader <span class=\"_ _1\"></span>van Ageas de<span class=\"_ _1\"></span>finieert rege<span class=\"_ _1\"></span>ls en prin<span class=\"_ _1\"></span>cipes op he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y1074 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">vlak van dez<span class=\"_ _0\"></span>e aspect<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1075 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">Ka<span class=\"_ _1\"></span>pita<span class=\"ls107 ws13e\">alplannin<span class=\"_ _1\"></span>g</span><span class=\"ws11d\">, d.w.z<span class=\"_ _1\"></span>. het kapit<span class=\"_ _1\"></span>aalniveau dat<span class=\"_ _1\"></span> de Groep n<span class=\"_ _1\"></span>astreeft </span></span></span></div>\n<div class=\"t m0 x69 h64 y1076 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">defini\u00eb<span class=\"_ _0\"></span>ren, wat wor<span class=\"_ _0\"></span>dt bepaal<span class=\"_ _0\"></span>d door:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y1077 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws11d\">Wette<span class=\"_ _0\"></span>lijke v<span class=\"_ _0\"></span>ereiste<span class=\"_ _0\"></span>n en verw<span class=\"_ _0\"></span>achte v<span class=\"_ _0\"></span>eranderi<span class=\"_ _0\"></span>ngen<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 y1078 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsef ws11e\">Regelgevingsvereisten<span class=\"_ _1\"></span> en verwachte verande<span class=\"_ _1\"></span>ringen</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x69 h64 y1079 ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsef ws11e\">Groeiambities en toek<span class=\"_ _1\"></span>omstige <span class=\"ws113\">kapitaa<span class=\"_ _1\"></span>lverbintenissen</span></span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x69 h64 y107a ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 ls10a ws13c\">Het</span><span class=\"ff138\"> <span class=\"lsed ws112\">risk ap<span class=\"_ _0\"></span>petite<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">beleid</span> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y107b ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsed ws112\">Allocatie van kap<span class=\"_ _0\"></span>itaal d.w.<span class=\"_ _0\"></span>z. vastst<span class=\"_ _0\"></span>ellen welk<span class=\"_ _0\"></span> kapitaa<span class=\"_ _0\"></span>lgebru<span class=\"_ _0\"></span>ik Ageas </span></span></div>\n<div class=\"t m0 x69 h64 y107c ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">voorziet, <span class=\"_ _1\"></span>wat wordt b<span class=\"_ _1\"></span>epaald door:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x69 h64 y107d ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws11d\">Optim<span class=\"_ _0\"></span>aliser<span class=\"_ _0\"></span>ing van ris<span class=\"_ _0\"></span>ico/re<span class=\"_ _0\"></span>ndeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x69 h64 y107e ff13d fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsed ws112\">Het divi<span class=\"_ _0\"></span>dendb<span class=\"_ _0\"></span>eleid (en to<span class=\"_ _0\"></span>ekomsti<span class=\"_ _0\"></span>ge kapitaal<span class=\"_ _0\"></span>werving<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y107f ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws113\">Ka<span class=\"_ _1\"></span>pitaalstructure<span class=\"lsed ws112\">ring, d.w.z. beho<span class=\"_ _0\"></span>ud van een effic<span class=\"_ _0\"></span>i\u00ebnt eve<span class=\"_ _0\"></span>nwicht </span></span></span></div>\n<div class=\"t m0 x69 h64 y1080 ff138 fs44 fc1c sc0 lsed ws11d\" style=\"z-index: 15;\">tussen e<span class=\"_ _0\"></span>igen en v<span class=\"_ _0\"></span>reemd v<span class=\"_ _0\"></span>ermoge<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1081 ff13b fs44 fc1c sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _3f\"> </span><span class=\"ff138 lsef ws11e\">Ka<span class=\"_ _1\"></span>pitaalbeheergo<span class=\"_ _1\"></span>vernance, d.w.z<span class=\"_ _1\"></span>. vaststellen van<span class=\"_ _1\"></span> duidelijke take<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x69 h64 y1082 ff138 fs44 fc1c sc0 lsef ws11d\" style=\"z-index: 15;\">en verantwoo<span class=\"_ _1\"></span>rdelijkheden <span class=\"_ _1\"></span>voor mensen<span class=\"_ _1\"></span> en beslui<span class=\"_ _1\"></span>tvormingsorganen</div>\n<div class=\"t m0 x69 h64 y1083 ff138 fs44 fc1c sc0 lsed ws112\" style=\"z-index: 15;\">die bij kapit<span class=\"_ _0\"></span>aalbeh<span class=\"_ _0\"></span>eerproc<span class=\"_ _0\"></span>essen zij<span class=\"_ _0\"></span>n betrokke<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 136px; height: 366px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag396": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1d h6c y125b ff16d fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.1 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Marktrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y125c ff16b fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">Mark<span class=\"_ _1\"></span>trisi<span class=\"_ _1\"></span>co komt<span class=\"_ _1\"></span> vo<span class=\"lsef ws11d\">ort u<span class=\"_ _1\"></span>it ongunstige<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de <span class=\"_ _1\"></span>financi\u00eble </span></div>\n<div class=\"t m0 x1d h64 y125d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>e als gevol<span class=\"_ _0\"></span>g, direct of in<span class=\"_ _0\"></span>direct, v<span class=\"_ _0\"></span>an fluctua<span class=\"_ _0\"></span>ties van het<span class=\"_ _0\"></span> niveau en</div>\n<div class=\"t m0 x1d h64 y125e ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de volati<span class=\"_ _0\"></span>liteit van m<span class=\"_ _0\"></span>arktpri<span class=\"_ _0\"></span>jzen van act<span class=\"_ _0\"></span>iva en verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y125f ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1260 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het omvat de volge<span class=\"_ _1\"></span>nde subrisico\u2019<span class=\"_ _1\"></span>s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1261 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>renteris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1262 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span><span class=\"lsef ws113\">aandelenri<span class=\"_ _1\"></span>si<span class=\"ls103 ws11d\">co.</span></span> </span></div>\n<div class=\"t m0 x1d h64 y1263 ff16b fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">c.<span class=\"ls0 ws0\"> <span class=\"_ _196\"> </span><span class=\"lsef ws113\">spreadrisico.</span> </span></div>\n<div class=\"t m0 x1d h64 y1264 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">d.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>valutaris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb8d ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">e.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>vastgoed<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb8e ff16b fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">f.<span class=\"ls0 ws0\"> <span class=\"_ _1e5\"> </span><span class=\"lsed ws111\">marktrisic<span class=\"_ _0\"></span>oconcen<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1265 ff16b fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">g. <span class=\"ls0 ws0\"> <span class=\"_ _18f\"> </span><span class=\"lsed ws111\">inflatierisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1266 ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1267 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de in deze t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing vermel<span class=\"_ _0\"></span>de gevoel<span class=\"_ _0\"></span>igheden is<span class=\"_ _0\"></span> de impact vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y1268 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ngen nie<span class=\"_ _1\"></span>t inbegrepen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 236px; height: 256px; width: 337px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 236px; height: 261px; width: 337px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff171 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10a ws13c\">RENTERISICO<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Renteris<span class=\"_ _0\"></span>ico best<span class=\"_ _0\"></span>aat vo<span class=\"_ _0\"></span>or alle ac<span class=\"_ _0\"></span>tiva en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen d<span class=\"_ _0\"></span>ie gevo<span class=\"_ _0\"></span>elig zij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a7 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor veran<span class=\"_ _0\"></span>derin<span class=\"_ _0\"></span>gen in de rentet<span class=\"_ _0\"></span>ermijnst<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r of in de volatil<span class=\"_ _0\"></span>iteit va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8a8 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente. Dit<span class=\"_ _0\"></span> geldt zowe<span class=\"_ _0\"></span>l voor re\u00ebl<span class=\"_ _0\"></span>e als voor nom<span class=\"_ _0\"></span>inale ter<span class=\"_ _0\"></span>mijnstruc<span class=\"_ _0\"></span>turen. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y8a9 ff171 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span>co doe<span class=\"_ _1\"></span>t zich vo<span class=\"_ _1\"></span>o<span class=\"lsed ws11d\">r als gevol<span class=\"_ _0\"></span>g van ee<span class=\"_ _0\"></span>n \u2018mismat<span class=\"_ _0\"></span>ch\u2019 tus<span class=\"_ _0\"></span>sen de </span></div>\n<div class=\"t m0 x2c h64 y8aa ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevoeligheid <span class=\"_ _1\"></span>van activa<span class=\"_ _1\"></span> en passiva<span class=\"_ _1\"></span> voor verander<span class=\"_ _1\"></span>ingen in <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y8ab ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arieven e<span class=\"_ _0\"></span>n de bijb<span class=\"_ _0\"></span>ehorend<span class=\"_ _0\"></span>e volati<span class=\"_ _0\"></span>liteit,<span class=\"_ _0\"></span> die een <span class=\"_ _0\"></span>ongunsti<span class=\"_ _0\"></span>ge impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kan hebbe<span class=\"_ _0\"></span>n op de winst<span class=\"_ _0\"></span>en en de solvab<span class=\"_ _0\"></span>iliteit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Agea<span class=\"ws11d\">s meet<span class=\"_ _1\"></span>, bewaakt en<span class=\"_ _1\"></span> beheerst het <span class=\"_ _1\"></span>renterisico<span class=\"_ _1\"></span> aan de hand<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8af ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aantal ind<span class=\"_ _0\"></span>icator<span class=\"_ _0\"></span>en zoals kas<span class=\"_ _0\"></span>stroomv<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llenana<span class=\"_ _0\"></span>lyse en str<span class=\"_ _0\"></span>esstests.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yee7 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bele<span class=\"_ _0\"></span>ggingsbe<span class=\"_ _0\"></span>leid en het A<span class=\"_ _0\"></span>LM<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beleid vereisen<span class=\"_ _1\"></span> gewoonlijk een </span></span></div>\n<div class=\"t m0 x1d h64 yee8 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">duideli<span class=\"_ _0\"></span>jke afstem<span class=\"_ _0\"></span>ming tenz<span class=\"_ _0\"></span>ij afwijki<span class=\"_ _0\"></span>ng geacco<span class=\"_ _0\"></span>rdeer<span class=\"_ _0\"></span>d is. Lang<span class=\"lsef ws11e\">er lopende </span></div>\n<div class=\"t m0 x1d h64 yee9 ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zaken k<span class=\"_ _0\"></span>unnen las<span class=\"_ _0\"></span>tiger z<span class=\"_ _0\"></span>ijn om af t<span class=\"_ _0\"></span>e stemm<span class=\"_ _0\"></span>en aang<span class=\"_ _0\"></span>ezien ges<span class=\"_ _0\"></span>chikte <span class=\"_ _0\"></span>activa</div>\n<div class=\"t m0 x1d h64 yd4c ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontbrek<span class=\"_ _0\"></span>en. In de matc<span class=\"_ _0\"></span>hingst<span class=\"_ _0\"></span>rategie w<span class=\"_ _0\"></span>ordt reken<span class=\"_ _0\"></span>ing gehoud<span class=\"_ _0\"></span>en met de risk</div>\n<div class=\"t m0 x1d h64 yd4d ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e, de bes<span class=\"_ _0\"></span>chikbaa<span class=\"_ _0\"></span>rheid v<span class=\"_ _0\"></span>an de (lan<span class=\"_ _0\"></span>getermi<span class=\"_ _0\"></span>jn)act<span class=\"_ _0\"></span>iva, de h<span class=\"_ _0\"></span>uidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4e ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte marktr<span class=\"_ _0\"></span>ente en de ga<span class=\"_ _0\"></span>ra<span class=\"ws11d\">ntieniv<span class=\"_ _0\"></span>eaus. I<span class=\"_ _0\"></span>n voorko<span class=\"_ _0\"></span>mende g<span class=\"_ _0\"></span>evallen </span></div>\n<div class=\"t m0 x1d h64 yd4f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geb<span class=\"_ _0\"></span>ruik gemaa<span class=\"_ _0\"></span>kt van deriv<span class=\"_ _0\"></span>aten om h<span class=\"_ _0\"></span>et renteris<span class=\"_ _0\"></span>ico af te dekk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x1d h64 yd50 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wij wijzen<span class=\"_ _1\"></span> erop dat <span class=\"_ _1\"></span>lage rente<span class=\"_ _1\"></span>tarieven word<span class=\"_ _1\"></span>en gedefinieer<span class=\"_ _1\"></span>d als een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd51 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">strateg<span class=\"_ _0\"></span>isch risic<span class=\"_ _0\"></span>o, met focus<span class=\"_ _0\"></span> op de struct<span class=\"_ _0\"></span>uur van vast<span class=\"_ _0\"></span>e/vari<span class=\"_ _0\"></span>abele kost<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 y126a ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126b ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126c ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Onderst<span class=\"ws11d\">aande <span class=\"_ _1\"></span>tabel geeft<span class=\"_ _1\"></span> het effec<span class=\"_ _1\"></span>t weer op <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening volgens<span class=\"_ _1\"></span> de IFRS en<span class=\"_ _1\"></span> het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>onder IFRS al<span class=\"_ _1\"></span>s gevolg <span class=\"_ _1\"></span>van ee<span class=\"ws11e\">n daling<span class=\"_ _1\"></span> in de </span></span></div>\n<div class=\"t m0 x2c h64 y126d ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rentevoeten voo<span class=\"_ _1\"></span>r geconsolideerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span>. Er wordt een opwaartse<span class=\"_ _1\"></span>/neerwaartse scho<span class=\"_ _1\"></span>k toegepast die ov<span class=\"_ _1\"></span>ereenstemt met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>een terugkeerperio<span class=\"_ _1\"></span>de van 1/30</div>\n<div class=\"t m0 x2c h64 y126e ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">jaar (gemid<span class=\"_ _1\"></span>deld circa 7<span class=\"_ _1\"></span>5 basispun<span class=\"_ _1\"></span>ten). Sommige e<span class=\"_ _1\"></span>ntiteiten<span class=\"_ _1\"></span> gebruiken een <span class=\"_ _1\"></span>vereenvoudigde<span class=\"_ _1\"></span> methode <span class=\"_ _1\"></span>waarbij een <span class=\"_ _1\"></span>parallelle <span class=\"_ _1\"></span>verschu<span class=\"lsed ws112\">iving van 100 </span></div>\n<div class=\"t m0 x2c h64 y126f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basispu<span class=\"_ _0\"></span>nten in ove<span class=\"_ _0\"></span>rweging w<span class=\"_ _0\"></span>ordt genom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 450px; bottom: 783px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 412px; bottom: 768px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y68f ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 569px; bottom: 813px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff171 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 529px; bottom: 798px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 548px; bottom: 783px; z-index: 15;\">V<span class=\"lsf1 ws116\">ermogen</span> </div>\n<div class=\"t m0 x202 h67 y67e ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 548px; bottom: 768px; z-index: 15;\">vlgs. IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 656px; bottom: 783px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 615px; bottom: 768px; z-index: 15;\">R<span class=\"lsf1 ws116\">esultatenrekening</span> </div>\n<div class=\"t m0 x2f h67 y68f ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 813px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff171 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 735px; bottom: 798px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 754px; bottom: 783px; z-index: 15;\">Vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 754px; bottom: 768px; z-index: 15;\">vlgs. IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 487px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 487px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Rentevoet <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>daling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 738px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 738px; z-index: 15;\">1.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 738px; z-index: 15;\">4</div>\n<div class=\"t m0 x5a h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 738px; z-index: 15;\">396<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Rentevoet <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>stijging<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 471px; bottom: 723px; z-index: 15;\">(67)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 723px; z-index: 15;\">(2.224)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e3 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 723px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 723px; z-index: 15;\">(1.407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1276 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1277 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1278 ff171 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10c ws13b\">AANDELE<span class=\"_ _1\"></span>NRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y1279 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenrisico<span class=\"_ _1\"></span>'s treden o<span class=\"_ _1\"></span>p als gevolg <span class=\"_ _1\"></span>van de ge<span class=\"_ _1\"></span>voeligheid v<span class=\"_ _1\"></span>an activa en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y127a ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nten voo<span class=\"_ _0\"></span>r veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het</div>\n<div class=\"t m0 x2c h64 y127b ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niveau of volat<span class=\"_ _1\"></span>iliteit van marktp<span class=\"_ _1\"></span>rijzen voor aande<span class=\"_ _1\"></span>len of hun rendemen<span class=\"_ _1\"></span>t,</div>\n<div class=\"t m0 x2c h64 y127c ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die van i<span class=\"_ _0\"></span>nvloed k<span class=\"_ _0\"></span>unnen z<span class=\"_ _0\"></span>ijn o<span class=\"ws112\">p de wi<span class=\"_ _0\"></span>nst en de solva<span class=\"_ _0\"></span>biliteit<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y127d ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y127e ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o\u2019s word<span class=\"_ _0\"></span>en behee<span class=\"_ _0\"></span>rst door op bas<span class=\"_ _0\"></span>is van de risk<span class=\"_ _0\"></span> appetite</div>\n<div class=\"t m0 x2c h64 y127f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">limiet<span class=\"_ _0\"></span>en vast te stel<span class=\"_ _0\"></span>len en door e<span class=\"_ _0\"></span>en beleggi<span class=\"_ _0\"></span>ngsbel<span class=\"_ _0\"></span>eid dat een aant<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x2c h64 y1280 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">controlemaa<span class=\"_ _1\"></span>tregelen vereist<span class=\"_ _1\"></span>, zoals wel<span class=\"_ _1\"></span>ke maatregelen<span class=\"_ _1\"></span> er moeten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1281 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden getro<span class=\"_ _1\"></span>ffen bij aa<span class=\"_ _1\"></span>nz<span class=\"ws11e\">ienlijke waard<span class=\"_ _1\"></span>edalingen. Door di<span class=\"_ _1\"></span>t risico in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1282 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eerder stadium<span class=\"_ _1\"></span> proactief te beher<span class=\"_ _1\"></span>en, is de blootstell<span class=\"_ _1\"></span>ing aan het</div>\n<div class=\"t m0 x1d h64 y1283 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span> door middel van ver<span class=\"_ _1\"></span>koop en afdekking sne<span class=\"_ _1\"></span>l gedaald.</div>\n<div class=\"t m0 x1d h64 y1284 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Hiermee worden ve<span class=\"_ _1\"></span>rliezen beperkt en k<span class=\"_ _1\"></span>unnen</div>\n<div class=\"t m0 x1d h64 y1285 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>smaatschappijen sol<span class=\"_ _1\"></span>vabel blijven tijde<span class=\"_ _1\"></span>ns een financi\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1286 ff171 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">crisis.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1287 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1288 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor risico<span class=\"_ _1\"></span>managementdoelein<span class=\"_ _1\"></span>den definie<span class=\"_ _1\"></span>ert Ageas z<span class=\"_ _1\"></span>ijn</div>\n<div class=\"t m0 x1d h64 y1289 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enpositi<span class=\"_ _0\"></span>es op basis va<span class=\"_ _0\"></span>n de econom<span class=\"_ _0\"></span>ische real<span class=\"_ _0\"></span>iteit va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y128a ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> risico\u2019s. D<span class=\"_ _1\"></span>e totale <span class=\"_ _1\"></span>economische p<span class=\"_ _1\"></span>ositie in</div>\n<div class=\"t m0 x1d h64 y128b ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aand<span class=\"ws11e\">elen tegen re\u00eb<span class=\"_ _1\"></span>le waarde wordt<span class=\"_ _1\"></span> in de volgende tabel<span class=\"_ _1\"></span> ge\u00efllustreerd, </span></div>\n<div class=\"t m0 x1d h64 y128c ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inclusief aans<span class=\"_ _1\"></span>luiting op de gepubl<span class=\"_ _1\"></span>iceerde cijfer<span class=\"_ _1\"></span>s onder IFRS.</div>\n<div class=\"t m0 x2c h64 y128d ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y128e ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 xee h67 y69a ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 471px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 471px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff171 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Type van actief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff174 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Directe aandelen beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 441px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 441px; z-index: 15;\">3.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 426px; z-index: 15;\">Aandelen fondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 426px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 426px; z-index: 15;\">916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Private equity<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 411px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 411px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff171 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Activa<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">allocatie fondsen</span> </span></div>\n<div class=\"t m0 x4a h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 396px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 396px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff173 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> econom<span class=\"_ _0\"></span>ische<span class=\"_ _0\"></span> bloots<span class=\"_ _0\"></span>telli<span class=\"_ _0\"></span>ng aan<span class=\"_ _0\"></span>delen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 381px; z-index: 15;\">3.622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 381px; z-index: 15;\">4.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 367px; z-index: 15;\">Obligatiefondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 367px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 367px; z-index: 15;\">424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Geldmarktfondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 352px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 352px; z-index: 15;\">221<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 337px; z-index: 15;\">Vastgoedfondsen (SICAFI/REITS)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 337px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 337px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff173 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> blootst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g aandele<span class=\"_ _0\"></span>n volge<span class=\"_ _0\"></span>ns IFRS<span class=\"ls0 ws0\">-</span><span class=\"ws16f\">de<span class=\"_ _0\"></span>finitie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y691 ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 322px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y691 ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 322px; z-index: 15;\">5.872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 307px; z-index: 15;\">waarvan:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y680 ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Beschikbaar voor verkoop (zie <span class=\"_ _0\"></span>toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 292px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 292px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Aangehouden tegen re\u00eble wa<span class=\"_ _0\"></span>arde (zie toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 277px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 277px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 266px; height: 840px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff178 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderst<span class=\"_ _0\"></span>aande tab<span class=\"_ _0\"></span>el geeft het b<span class=\"_ _0\"></span>ruto effec<span class=\"_ _0\"></span>t weer op de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng volgens d<span class=\"_ _0\"></span>e IFRS en het ei<span class=\"_ _0\"></span>gen <span class=\"lsef ws11d\">vermogen onder<span class=\"_ _1\"></span> IFRS als g<span class=\"_ _1\"></span>evolg van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enschok di<span class=\"_ _0\"></span>e overee<span class=\"_ _0\"></span>nstemt met<span class=\"_ _0\"></span> een daling in ee<span class=\"_ _0\"></span>n terugk<span class=\"_ _0\"></span>eerperi<span class=\"_ _0\"></span>ode van 1/30 ja<span class=\"_ _0\"></span>ar (circa 30%<span class=\"_ _0\"></span> voor in de EER ge<span class=\"_ _0\"></span>noteerd<span class=\"_ _0\"></span>e aandele<span class=\"_ _0\"></span>n) voor</div>\n<div class=\"t m0 x2c h64 y8a8 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 452px; bottom: 988px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 973px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 1003px; z-index: 15;\">Effect op eigen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 988px; z-index: 15;\">vermogen vlgs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 540px; bottom: 973px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 628px; bottom: 988px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 628px; bottom: 973px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 716px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 1003px; z-index: 15;\">Effect op eigen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 988px; z-index: 15;\">vermogen vlgs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 716px; bottom: 973px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 1018px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 1018px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y68f ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 1003px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 1003px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y694 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff179 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 716px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws115\">Neerwaarts risico<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 943px; z-index: 15;\">(340)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 943px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 943px; z-index: 15;\">(281)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 716px; bottom: 943px; z-index: 15;\">(1.262)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12a5 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12a6 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12a7 ff176 fs44 fc1f sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls10c ws13b\">S<span class=\"_ _1\"></span>PREADRIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 y12a8 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Spreadr<span class=\"_ _0\"></span>isico onts<span class=\"_ _0\"></span>taat door d<span class=\"_ _0\"></span>e gevoeli<span class=\"_ _0\"></span>gheid van d<span class=\"_ _0\"></span>e waarde van act<span class=\"_ _0\"></span>iva en</div>\n<div class=\"t m0 x2c h64 y12a9 ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nten voo<span class=\"_ _0\"></span>r veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het</div>\n<div class=\"t m0 x2c h64 y12aa ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau of<span class=\"_ _0\"></span> in de vo<span class=\"_ _0\"></span>latilit<span class=\"_ _0\"></span>eit van d<span class=\"_ _0\"></span>e spread<span class=\"_ _0\"></span>s van de <span class=\"_ _0\"></span>risicov<span class=\"_ _0\"></span>rije</div>\n<div class=\"t m0 x2c h64 y12ab ff176 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>ermijnst<span class=\"_ _0\"></span>ructuur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12ac ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12ad ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een aanzi<span class=\"_ _0\"></span>enlijk de<span class=\"_ _0\"></span>el van de ve<span class=\"lsef ws11d\">rplichtingen van A<span class=\"_ _1\"></span>geas is in<span class=\"_ _1\"></span> bepaalde </span></div>\n<div class=\"t m0 x2c h64 y12ae ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mate niet<span class=\"_ _1\"></span> liquide. Agea<span class=\"_ _1\"></span>s streeft e<span class=\"_ _1\"></span>rnaar kredie<span class=\"_ _1\"></span>tbeleggingen <span class=\"_ _1\"></span>bij voorkeur<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y12af ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot einde l<span class=\"_ _0\"></span>ooptijd a<span class=\"_ _0\"></span>an te houde<span class=\"_ _0\"></span>n. De impact va<span class=\"_ _0\"></span>n het spread<span class=\"_ _0\"></span>risico op</div>\n<div class=\"t m0 x2c h64 y12b0 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lange ter<span class=\"_ _1\"></span>mijn wordt h<span class=\"_ _1\"></span>ierdoor aanz<span class=\"_ _1\"></span>ienlijk beperk<span class=\"_ _1\"></span>t, omdat Agea<span class=\"_ _1\"></span>s deze</div>\n<div class=\"t m0 x2c h64 y12b1 ff176 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">doorgaans<span class=\"_ _1\"></span> tot einde <span class=\"_ _1\"></span>looptijd aanh<span class=\"_ _1\"></span>oudt, in<span class=\"_ _1\"></span> lijn met <span class=\"_ _1\"></span>zijn </span></div>\n<div class=\"t m0 x2c h64 y12b2 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">illiquide lan<span class=\"_ _1\"></span>glopende verpli<span class=\"_ _1\"></span>chtingen. Hoewel<span class=\"_ _1\"></span> de volatiliteit o<span class=\"_ _1\"></span>p korte</div>\n<div class=\"t m0 x2c h64 y12b3 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">termij<span class=\"_ _0\"></span>n aanzienli<span class=\"_ _0\"></span>jk kan zijn,<span class=\"_ _0\"></span> is het onwaa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk dat Ag<span class=\"_ _0\"></span>eas wordt</div>\n<div class=\"t m0 x2c h64 y12b4 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedwongen tegen<span class=\"_ _1\"></span> bodemprijzen te<span class=\"_ _1\"></span> verkopen. Ageas<span class=\"_ _1\"></span> kan echter <span class=\"ws113\">wel </span></div>\n<div class=\"t m0 x2c h64 y12b5 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">besluit<span class=\"_ _0\"></span>en om deze act<span class=\"_ _0\"></span>iva te ver<span class=\"_ _0\"></span>effenen als<span class=\"_ _0\"></span> het meent dat<span class=\"_ _0\"></span> dit de beste</div>\n<div class=\"t m0 x2c h64 y12b6 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanpak is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12b7 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12b8 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor interne<span class=\"_ _1\"></span> risicomanagem<span class=\"_ _1\"></span>entdoeleinden<span class=\"_ _1\"></span> neemt Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y12b9 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevoeligheid vo<span class=\"_ _1\"></span>or het fundamen<span class=\"_ _1\"></span>tele spreadrisico op<span class=\"_ _1\"></span> lange termijn in</div>\n<div class=\"t m0 x2c h64 y12ba ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>ig het Solve<span class=\"_ _0\"></span>ncy II \u201cVol<span class=\"_ _0\"></span>a<span class=\"ls105 ws0\">tili<span class=\"_ _1\"></span>ty Ad<span class=\"_ _1\"></span>justm<span class=\"_ _1\"></span>ent\u201d<span class=\"_ _1\"></span><span class=\"ls0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y12bb ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concept,<span class=\"_ _0\"></span> maar houdt<span class=\"_ _0\"></span> daarbij rek<span class=\"_ _0\"></span>ening met<span class=\"_ _0\"></span> de specif<span class=\"_ _0\"></span>ieke kenm<span class=\"_ _0\"></span>erken van</div>\n<div class=\"t m0 x1d h64 y12bc ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de portef<span class=\"_ _0\"></span>euille. Dit<span class=\"_ _0\"></span> wordt gez<span class=\"_ _0\"></span>ien als meer in ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emming m<span class=\"_ _0\"></span>et het</div>\n<div class=\"t m0 x1d h64 y12bd ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s, waarbij de<span class=\"_ _1\"></span> realisati<span class=\"_ _1\"></span>e van minderwa<span class=\"_ _1\"></span>arden</div>\n<div class=\"t m0 x1d h64 y12be ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans wordt<span class=\"_ _1\"></span> vermeden, vergele<span class=\"_ _1\"></span><span class=\"lsed ws112\">ken met een pu<span class=\"_ _0\"></span>re mark<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-</span></span></div>\n<div class=\"t m0 x1d h64 y12bf ff176 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">marketbenader<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c0 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y12c1 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dit verklaart oo<span class=\"_ _1\"></span>k waarom Ageas de behand<span class=\"_ _1\"></span>eling van het spr<span class=\"_ _1\"></span>eadrisico</div>\n<div class=\"t m0 x1d h64 y12c2 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de standaar<span class=\"_ _1\"></span>dformule in de SCR</div>\n<div class=\"t m0 x257 h76 y12c3 ff176 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x9d h64 y12c4 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">als volgt h<span class=\"_ _0\"></span>eeft herzi<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y12c5 ff17a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff17b\"> <span class=\"_ _3f\"> </span><span class=\"ff176 lsef ws11d\">Op<span class=\"_ _1\"></span>name van <span class=\"_ _1\"></span>fundamentele <span class=\"_ _1\"></span>spread voor<span class=\"_ _1\"></span> EU blootstell<span class=\"_ _1\"></span>ingen aan </span></span></div>\n<div class=\"t m0 x69 h64 y12c6 ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overhei<span class=\"_ _0\"></span>dsobli<span class=\"_ _0\"></span>gaties e<span class=\"_ _0\"></span>n equiva<span class=\"_ _0\"></span>lenten. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c7 ff17a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff17b\"> <span class=\"_ _3f\"> </span><span class=\"ff176 ls10b ws13d\">Uitsluiting</span><span class=\"ff176\"> <span class=\"lsed ws112\">van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">fundament<span class=\"_ _0\"></span>ele spre<span class=\"_ _0\"></span>ad op andere sc<span class=\"_ _0\"></span>huld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h6c y12c8 ff178 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c9 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gevoelighe<span class=\"_ _1\"></span>den die in<span class=\"_ _1\"></span> aanmerking w<span class=\"_ _1\"></span>orden genomen<span class=\"_ _1\"></span> voor d<span class=\"lsed\">e impact </span></div>\n<div class=\"t m0 x1d h64 y12ca ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verbreding van <span class=\"_ _1\"></span>de credit<span class=\"_ _1\"></span>spreads op de<span class=\"_ _1\"></span> resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x1d h64 y12cb ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigen vermogen ond<span class=\"_ _1\"></span>er IFRS zijn afhan<span class=\"_ _1\"></span>kelijk van de kredie<span class=\"_ _1\"></span>trating en de</div>\n<div class=\"t m0 x1d h64 y12cc ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">duratio<span class=\"_ _0\"></span>n van de <span class=\"_ _0\"></span>betreff<span class=\"_ _0\"></span>ende act<span class=\"_ _0\"></span>iva. Di<span class=\"_ _0\"></span>e stresss<span class=\"_ _0\"></span>cenario'<span class=\"_ _0\"></span>s ste<span class=\"_ _0\"></span>mmen</div>\n<div class=\"t m0 x1d h64 y12cd ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>n met een t<span class=\"_ _0\"></span>erugke<span class=\"_ _0\"></span>erperiod<span class=\"_ _0\"></span>e van 1/<span class=\"_ _0\"></span>30<span class=\"ls0 ws0\"> </span>en vari\u00eb<span class=\"_ _0\"></span>ren van +<span class=\"_ _0\"></span>70</div>\n<div class=\"t m0 x1d h64 y12ce ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basispunten voo<span class=\"_ _1\"></span>r activa met een<span class=\"_ _1\"></span> AAA<span class=\"ls0 ws0\">-</span>rating tot<span class=\"_ _1\"></span> +200 basispunten vo<span class=\"_ _1\"></span>or</div>\n<div class=\"t m0 x1d h64 y12cf ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa met<span class=\"_ _0\"></span> een BBB<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rating. Bepaalde o<span class=\"_ _1\"></span>perationele <span class=\"_ _1\"></span>entiteiten<span class=\"_ _1\"></span> hanteren </span></span></div>\n<div class=\"t m0 x1d h64 y12d0 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een veree<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>gde method<span class=\"_ _0\"></span>e waarbij er op de v<span class=\"_ _0\"></span>olledig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y12d1 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietportef<span class=\"_ _1\"></span>euille een<span class=\"_ _1\"></span> schok van +<span class=\"_ _1\"></span>100 basi<span class=\"ws11e\">spu<span class=\"_ _1\"></span>nten wordt toegepa<span class=\"_ _1\"></span>st.</span></div>\n<div class=\"t m0 x2c h64 y12d2 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12d3 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12d4 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderst<span class=\"_ _0\"></span>aande tab<span class=\"_ _0\"></span>el geeft het ef<span class=\"_ _0\"></span>fect wee<span class=\"_ _0\"></span>r op de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening en h<span class=\"_ _0\"></span>et eigen verm<span class=\"_ _0\"></span>ogen on<span class=\"_ _0\"></span>der IFRS als<span class=\"_ _0\"></span> gevolg van ee<span class=\"_ _0\"></span>n spreadg<span class=\"_ _0\"></span><span class=\"ws111\">evoelig<span class=\"_ _0\"></span>heidssch<span class=\"_ _0\"></span>ok.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 452px; bottom: 472px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 457px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 502px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 540px; bottom: 487px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 472px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 540px; bottom: 457px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 628px; bottom: 472px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 628px; bottom: 457px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 716px; bottom: 502px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 487px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 472px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 716px; bottom: 457px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12d5 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x83 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 443px; bottom: 502px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 502px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 502px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y685 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 487px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 487px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y6c6 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff179 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 716px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Spre<span class=\"_ _1\"></span>adrisi<span class=\"_ _1\"></span>co <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf1 ws118\">Verbredening creditspread </span> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 427px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 427px; z-index: 15;\">(1.004)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 427px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 716px; bottom: 427px; z-index: 15;\">(1.291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12dc ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c haf y12dd ff176 fs6e fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12de ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12df ff176 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">VA<span class=\"_ _1\"></span>LUTARISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y12e0 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het valutar<span class=\"_ _1\"></span>isico vloei<span class=\"_ _1\"></span>t voort uit<span class=\"_ _1\"></span> de <span class=\"ws11e\">gevoeli<span class=\"_ _1\"></span>gheid van activa<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x2c h64 y12e1 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> voor veranderi<span class=\"_ _1\"></span>ngen in het niveau<span class=\"_ _1\"></span> van valutakoersen al<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y12e2 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er een 'mis<span class=\"_ _0\"></span>match' is tus<span class=\"_ _0\"></span>sen de relev<span class=\"_ _0\"></span>ante val<span class=\"_ _0\"></span>uta\u2019s van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y12e3 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen.<span class=\"_ _0\"></span> Op groeps<span class=\"_ _0\"></span>niveau om<span class=\"_ _0\"></span>vat dit risic<span class=\"_ _0\"></span>o situat<span class=\"_ _0\"></span>ies waari<span class=\"_ _0\"></span>n Ageas</div>\n<div class=\"t m0 x2c h64 y12e4 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa (in d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>maats<span class=\"lsef ws11d\">chappijen en geassocieer<span class=\"_ _1\"></span>de deelneminge<span class=\"_ _1\"></span>n) of </span></div>\n<div class=\"t m0 x2c h64 y12e5 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> (van fi<span class=\"_ _1\"></span>nanciering) hee<span class=\"_ _1\"></span>ft in an<span class=\"_ _1\"></span>dere valuta's<span class=\"_ _1\"></span> dan de <span class=\"_ _1\"></span>euro.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12e6 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12e7 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _0\"></span>eleid van Age<span class=\"_ _0\"></span>as wordt dit<span class=\"_ _0\"></span> risico be<span class=\"_ _0\"></span>perkt door d<span class=\"_ _0\"></span>e eis</div>\n<div class=\"t m0 x2c h64 y12e8 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de 'valut<span class=\"_ _0\"></span>amism<span class=\"_ _0\"></span>atch' tuss<span class=\"_ _0\"></span>en activa en v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y12e9 ff176 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">docht<span class=\"ws112\">e<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en tot een min<span class=\"_ _0\"></span>imum wordt<span class=\"_ _0\"></span> beperkt. i<span class=\"_ _0\"></span>n veel gevall<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 y12ea ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt dat risi<span class=\"_ _1\"></span>co volledig ge\u00eblim<span class=\"_ _1\"></span>ineerd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12eb ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y12ec ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het is be<span class=\"_ _1\"></span>leid bij A<span class=\"_ _1\"></span>geas om d<span class=\"_ _1\"></span>e aandelenbel<span class=\"_ _1\"></span>eggingen en<span class=\"_ _1\"></span> permanente</div>\n<div class=\"t m0 x1d h64 y12ed ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>buitenl<span class=\"_ _0\"></span>andse va<span class=\"_ _0\"></span>luta\u2019s v<span class=\"_ _0\"></span>oor <span class=\"ws112\">doc<span class=\"_ _0\"></span>htermaats<span class=\"_ _0\"></span>chappi<span class=\"_ _0\"></span>jen en </span></div>\n<div class=\"t m0 x1d h64 y12ee ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelnemingen<span class=\"_ _1\"></span> niet af <span class=\"_ _1\"></span>te dekken. Ag<span class=\"_ _1\"></span>eas accepte<span class=\"_ _1\"></span>ert de</div>\n<div class=\"t m0 x1d h64 y12ef ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018mismatc<span class=\"_ _0\"></span>h\u2019 die voo<span class=\"_ _0\"></span>rtvloeit u<span class=\"_ _0\"></span>it het eigend<span class=\"_ _0\"></span>om van lok<span class=\"_ _0\"></span>ale</div>\n<div class=\"t m0 x1d h64 y12f0 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">euro valuta\u2019s als norm<span class=\"_ _1\"></span>aal voor een </span></span></div>\n<div class=\"t m0 x1d h64 y12f1 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">internationa<span class=\"_ _1\"></span>le groep.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 226px; height: 880px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff17c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">zijn de bel<span class=\"_ _0\"></span>angrijk<span class=\"_ _0\"></span>ste valut<span class=\"_ _0\"></span>arisic<span class=\"_ _0\"></span>opositie<span class=\"_ _0\"></span>s per 31 <span class=\"_ _0\"></span>decemb<span class=\"_ _0\"></span>er weerge<span class=\"_ _0\"></span>geven. H<span class=\"_ _0\"></span>et betr<span class=\"_ _0\"></span>eft hier n<span class=\"_ _0\"></span>ettopo<span class=\"_ _0\"></span>sities (<span class=\"_ _0\"></span>activa m<span class=\"_ _0\"></span>inus ve<span class=\"_ _0\"></span>rplich<span class=\"lsef ws113\">tingen), </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na afdekk<span class=\"_ _0\"></span>ing genot<span class=\"_ _0\"></span>eerd in euro<span class=\"_ _0\"></span>\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff17c fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 312px; bottom: 1049px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsfb ws123\" style=\"left: 355px; bottom: 1049px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 399px; bottom: 1049px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 439px; bottom: 1049px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 488px; bottom: 1049px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf2 ws117\" style=\"left: 524px; bottom: 1049px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 567px; bottom: 1049px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 610px; bottom: 1049px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 734px; bottom: 1049px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff17c fs46 fc1d sc0 lsf3 ws120\" style=\"left: 765px; bottom: 1049px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 1019px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 1019px; z-index: 15;\">3.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 1019px; z-index: 15;\">913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 1019px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 480px; bottom: 1019px; z-index: 15;\">1.875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1019px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 1019px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1019px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 1019px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 1019px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 1019px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1019px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Totaal verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 1004px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 1004px; z-index: 15;\">2.596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 480px; bottom: 1004px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaal activa minus ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 989px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 989px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 989px; z-index: 15;\">911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 989px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 989px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 989px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 989px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 989px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 989px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 989px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Buiten balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 974px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 974px; z-index: 15;\">(435)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Netto positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 959px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 959px; z-index: 15;\">589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 959px; z-index: 15;\">476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 959px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 959px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 959px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 959px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 959px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 959px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 959px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 959px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 959px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Waarvan ge\u00efnvesteerd in doc<span class=\"_ _0\"></span>htermaatschappijen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en deelnemingen</span> </div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 930px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 930px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 930px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 930px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 930px; z-index: 15;\">420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 930px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 930px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 930px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 930px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 930px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 331px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 374px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 418px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 458px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 502px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 543px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 585px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 628px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 670px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 712px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff17c fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Per 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 312px; bottom: 898px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsfb ws123\" style=\"left: 355px; bottom: 898px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 399px; bottom: 898px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 439px; bottom: 898px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 488px; bottom: 898px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf2 ws117\" style=\"left: 524px; bottom: 898px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 567px; bottom: 898px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 610px; bottom: 898px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 651px; bottom: 898px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 693px; bottom: 898px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 734px; bottom: 898px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y6c4 ff17c fs46 fc1d sc0 lsf3 ws120\" style=\"left: 765px; bottom: 898px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 867px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 867px; z-index: 15;\">4.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 867px; z-index: 15;\">1.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 867px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 867px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 867px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 867px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 867px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 867px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 867px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 867px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Totaal verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 852px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 852px; z-index: 15;\">4.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 852px; z-index: 15;\">1</div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 852px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 852px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Totaal activa minus ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 838px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 838px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 838px; z-index: 15;\">1.342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 838px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 838px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 838px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 838px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 838px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 838px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 838px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 838px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 838px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Buiten balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 823px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 823px; z-index: 15;\">(678)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 808px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 808px; z-index: 15;\">942<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 808px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 808px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 808px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 808px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 808px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 808px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 808px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 808px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 808px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 808px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Waarvan ge\u00efnvesteerd in doc<span class=\"_ _0\"></span>htermaatschappijen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en deelnemingen</span> </div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 778px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 778px; z-index: 15;\">939<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 778px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 778px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 778px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 778px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 778px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 778px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 778px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 778px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 778px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1308 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1309 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y130a ff17c fs44 fc1f sc0 lsf9 ws124\" style=\"z-index: 15;\">E. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"ls104 ws134\">VASTGOEDRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y130b ff17c fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Vastgoe<span class=\"_ _0\"></span>drisic<span class=\"_ _0\"></span>o ontsta<span class=\"_ _0\"></span>at als het<span class=\"_ _0\"></span> result<span class=\"_ _0\"></span>aat van d<span class=\"_ _0\"></span>e gevoel<span class=\"_ _0\"></span>igheid v<span class=\"_ _0\"></span>an activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y130c ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en voor het niv<span class=\"_ _0\"></span>eau of de vol<span class=\"_ _0\"></span>atiliteit<span class=\"_ _0\"></span> van markt<span class=\"_ _0\"></span>prijzen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y130d ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed o<span class=\"_ _1\"></span>f hun rendemen<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y130e ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y130f ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Met het o<span class=\"_ _1\"></span>og op risicom<span class=\"_ _1\"></span>anagement defi<span class=\"_ _1\"></span>nieert Ageas<span class=\"_ _1\"></span> de blootst<span class=\"_ _1\"></span>elling aan</div>\n<div class=\"t m0 x2c h64 y1310 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d op basis va<span class=\"_ _0\"></span>n de marktw<span class=\"_ _0\"></span>aarde van dez<span class=\"_ _0\"></span>e activa met i<span class=\"_ _0\"></span>nbegri<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c h64 y1311 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van acti<span class=\"_ _1\"></span>va die worden<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> voor eigen<span class=\"_ _1\"></span> gebruik e<span class=\"_ _1\"></span>n IFRS 16</div>\n<div class=\"t m0 x2c h64 y1312 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseact<span class=\"_ _0\"></span>iva. Dez<span class=\"_ _0\"></span>e blootst<span class=\"_ _0\"></span>elling ver<span class=\"_ _0\"></span>schilt v<span class=\"_ _0\"></span>an de blootst<span class=\"_ _0\"></span>elling</div>\n<div class=\"t m0 x2c h64 y1313 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span> onder de <span class=\"_ _1\"></span>IFRS defini<span class=\"_ _1\"></span>ties, die nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws113\">gerealisee<span class=\"_ _1\"></span>rde <span class=\"lsed ws111\">winsten </span></span></div>\n<div class=\"t m0 x1d h64 y1314 ff17c fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of verli<span class=\"_ _0\"></span>ezen uits<span class=\"_ _0\"></span>luiten.<span class=\"_ _0\"></span> De tabe<span class=\"_ _0\"></span>l hiero<span class=\"_ _0\"></span>nder defi<span class=\"_ _0\"></span>nieert w<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1315 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschou<span class=\"_ _0\"></span>wt als eco<span class=\"_ _0\"></span>nomische b<span class=\"_ _0\"></span>lootste<span class=\"_ _0\"></span>lling aan vast<span class=\"_ _0\"></span>goed en ho<span class=\"_ _0\"></span>e dit wordt</div>\n<div class=\"t m0 x1d h64 y1316 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangesloten <span class=\"_ _1\"></span>bij de ci<span class=\"_ _1\"></span>jfers gerappor<span class=\"_ _1\"></span>teerd onder<span class=\"_ _1\"></span> IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1317 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1318 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor interne<span class=\"_ _1\"></span> risicomanagem<span class=\"_ _1\"></span>entdoeleinden<span class=\"_ _1\"></span> past Ageas<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y1319 ff17c fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"ws112\">lang<span class=\"_ _0\"></span>rijkste doc<span class=\"_ _0\"></span>hterm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppijen een int<span class=\"_ _0\"></span>ern vast<span class=\"_ _0\"></span>goedmo<span class=\"_ _0\"></span>del toe. In </span></div>\n<div class=\"t m0 x1d h64 y131a ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dit model <span class=\"_ _1\"></span>wordt vastgo<span class=\"_ _1\"></span>edrisico behand<span class=\"_ _1\"></span>eld overeen<span class=\"_ _1\"></span>komstig de</div>\n<div class=\"t m0 x1d h64 y131b ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> economische<span class=\"_ _1\"></span> blootstelling<span class=\"_ _1\"></span> in plaat<span class=\"_ _1\"></span>s van volge<span class=\"_ _1\"></span>ns de IFRS<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y131c ff17c fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">classificatie van de activa.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y131d ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y131e ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff17c fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 xee h67 y694 ff17c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 542px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff17c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 542px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 526px; z-index: 15;\">Type van actief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 526px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 526px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff17e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y694 ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Vastgoed (zie toelichting 11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 497px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 497px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Materi\u00eble vaste activa; terreinen en<span class=\"_ _0\"></span> gebouwen voor eigen geb<span class=\"_ _0\"></span>ruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 467px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en parkeergarages (zie toelichting 16)</span> </div>\n<div class=\"t m0 x51 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 467px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 467px; z-index: 15;\">1.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 452px; z-index: 15;\">Vastgoed voor verkoop (zie <span class=\"ws115\">toelichting 15)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 452px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 452px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 437px; z-index: 15;\">Totaal (tegen geamortiseerde kostprijs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 437px; z-index: 15;\">5.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 437px; z-index: 15;\">5.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Vastgoed fondsen (tegen re\u00eble<span class=\"_ _0\"></span> waarde)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 423px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 423px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff17f fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 408px; z-index: 15;\">Totaal vastgoed blootstell<span class=\"_ _1\"></span>ing volgens IFRS definiti<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 408px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 408px; z-index: 15;\">6.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 797px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff17e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 378px; z-index: 15;\">Ongerealiseerde herwaarderingen (Economische <span class=\"ws116\">blootstelling)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h69 y683 ff17f fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 378px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff17f fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 378px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 363px; z-index: 15;\">Vastgoed (zie toelichting 11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 363px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 363px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 348px; z-index: 15;\">Terreinen en gebouwen voor<span class=\"_ _0\"></span> eigen gebruik (zie toelichting<span class=\"_ _0\"></span> 16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 348px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 348px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff17f fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 333px; z-index: 15;\">Totaal economische bloots<span class=\"_ _1\"></span>telling op vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 333px; z-index: 15;\">7.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 333px; z-index: 15;\">8.027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 322px; height: 784px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ff183 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onderstaande <span class=\"_ _1\"></span>tabel geeft<span class=\"_ _1\"></span> het effec<span class=\"_ _1\"></span>t weer op <span class=\"_ _1\"></span>de <span class=\"lsed ws112\">resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning en het ei<span class=\"_ _0\"></span>gen vermo<span class=\"_ _0\"></span>gen onder I<span class=\"_ _0\"></span>FRS van een st<span class=\"_ _0\"></span>resssce<span class=\"_ _0\"></span>nario op de<span class=\"_ _0\"></span> vastgoedm<span class=\"_ _0\"></span>arkt dat </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemt met ee<span class=\"_ _0\"></span>n terugke<span class=\"_ _0\"></span>erperi<span class=\"_ _0\"></span>ode van 1/30 j<span class=\"_ _0\"></span>aar (gemi<span class=\"_ _0\"></span>ddeld 14%).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff181 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 506px; bottom: 1004px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff181 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 564px; bottom: 1019px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 561px; bottom: 1004px; z-index: 15;\"> <span class=\"lsf1 ws115\">vermogen vlgs.</span> </div>\n<div class=\"t m0 x202 h67 y67e ff181 fs46 fc1d sc0 ls134 ws170\" style=\"left: 603px; bottom: 989px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff181 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 678px; bottom: 1004px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 640px; bottom: 989px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff181 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 737px; bottom: 1019px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff181 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 736px; bottom: 1004px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 773px; bottom: 989px; z-index: 15;\"> <span class=\"ls134 ws170\">IFRS</span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 713px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y694 ff184 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 1019px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h67 y694 ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 713px; bottom: 1019px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y68f ff184 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 561px; bottom: 1004px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 773px; bottom: 989px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Neerwaarts vastgoedrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 959px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 959px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 959px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 959px; z-index: 15;\">(307)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y132a ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y132b ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y132c ff181 fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls10a ws13c\">MARKTCON<span class=\"_ _0\"></span>CENTRATIERI<span class=\"_ _0\"></span>SICO<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y132d ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Marktconcentra<span class=\"_ _1\"></span>tierisico hee<span class=\"_ _1\"></span>ft <span class=\"lsed ws112\">betrekk<span class=\"_ _0\"></span>ing op risic<span class=\"_ _0\"></span>o\u2019s die onts<span class=\"_ _0\"></span>taan doo<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x2c h64 y132e ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een gebrek<span class=\"_ _1\"></span> aan diversi<span class=\"_ _1\"></span>ficatie van <span class=\"_ _1\"></span>de activapor<span class=\"_ _1\"></span>tefeuille doo<span class=\"_ _1\"></span>r een gro<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y132f ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totale po<span class=\"_ _1\"></span>sitie bij i<span class=\"_ _1\"></span>ndividuele t<span class=\"_ _1\"></span>egenpartijen, <span class=\"_ _1\"></span>of een aan<span class=\"_ _1\"></span>tal gecorrele<span class=\"_ _1\"></span>erde</div>\n<div class=\"t m0 x2c h64 y1330 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">tegenpartijen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1331 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1332 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Concentratieri<span class=\"_ _1\"></span>sico kan onts<span class=\"_ _1\"></span>taan als gevolg van een<span class=\"_ _1\"></span> gro<span class=\"lsed ws11d\">te total<span class=\"_ _0\"></span>e positi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1333 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij indivi<span class=\"_ _0\"></span>duele teg<span class=\"_ _0\"></span>enparti<span class=\"_ _0\"></span>jen dan wel e<span class=\"_ _0\"></span>en totale pos<span class=\"_ _0\"></span>itie bij<span class=\"_ _0\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y1334 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">positief ge<span class=\"_ _1\"></span>correleerde t<span class=\"_ _1\"></span>egenpartijen (da<span class=\"_ _1\"></span>t wil zegge<span class=\"_ _1\"></span>n, partijen<span class=\"_ _1\"></span> die onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1335 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> omstandighed<span class=\"_ _1\"></span>en in gebrek<span class=\"_ _1\"></span>e blijven)<span class=\"_ _1\"></span> die potentie<span class=\"_ _1\"></span>el tot</div>\n<div class=\"t m0 x2c h64 y1336 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijke bijz<span class=\"_ _0\"></span>ondere w<span class=\"lsef ws11e\">aardeverminderingen zouden<span class=\"_ _1\"></span> kunnen leiden in </span></div>\n<div class=\"t m0 x2c h64 y1337 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geval va<span class=\"_ _0\"></span>n faillis<span class=\"_ _0\"></span>sement of ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span><span class=\"ws111\">betaling.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1338 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1339 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het vermi<span class=\"_ _0\"></span>jden van conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>es is een fun<span class=\"_ _0\"></span>damente<span class=\"_ _0\"></span>le factor i<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y133a ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span>strategie van<span class=\"_ _1\"></span> Ageas om <span class=\"_ _1\"></span>liquide en g<span class=\"_ _1\"></span>ediversifieer<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y133b ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles aa<span class=\"_ _0\"></span>n te houden. E<span class=\"_ _0\"></span>lke d<span class=\"lsef ws11e\">ochtermaatschappij is </span></div>\n<div class=\"t m0 x2c h64 y133c ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor ha<span class=\"_ _1\"></span>ar eigen t<span class=\"_ _1\"></span>egenpartijlimie<span class=\"_ _1\"></span>ten, waarbij r<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x2c h64 y133d ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt ge<span class=\"_ _0\"></span>houden<span class=\"_ _0\"></span> met de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e situat<span class=\"_ _0\"></span>ie van d<span class=\"_ _0\"></span>e bewust<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y133e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij en ve<span class=\"_ _0\"></span>reiste<span class=\"_ _0\"></span>n op het niveau v<span class=\"_ _0\"></span>an de Groep. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y133f ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voortdurend mon<span class=\"_ _1\"></span>itoren valt evene<span class=\"_ _1\"></span>ens onder<span class=\"ls0 ws0\"> </span>de<span class=\"_ _1\"></span> verantwoordelij<span class=\"_ _1\"></span>kheid van</div>\n<div class=\"t m0 x2c h64 y1340 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de individ<span class=\"_ _0\"></span>uele werk<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>appije<span class=\"_ _0\"></span>n. De Groep vol<span class=\"_ _0\"></span>gt deze limi<span class=\"_ _0\"></span>eten aan</div>\n<div class=\"t m0 x2c h64 y1341 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e rapport<span class=\"_ _0\"></span>ages en bew<span class=\"_ _0\"></span>aakt de tot<span class=\"_ _0\"></span>ale posit<span class=\"_ _0\"></span>ie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1343 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Met het oog o<span class=\"_ _0\"></span>p het beheer va<span class=\"_ _0\"></span>n de concent<span class=\"_ _0\"></span>ratie va<span class=\"_ _0\"></span>n krediet<span class=\"_ _0\"></span>risico is het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1344 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>beleid va<span class=\"_ _0\"></span>n Ageas<span class=\"ls0 ws0\"> </span><span class=\"ws112\">geri<span class=\"_ _0\"></span>cht op het sp<span class=\"_ _0\"></span>reiden va<span class=\"_ _0\"></span>n kredietr<span class=\"_ _0\"></span>isico ove<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y1345 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llende se<span class=\"_ _0\"></span>ctoren en la<span class=\"_ _0\"></span>nden. Age<span class=\"_ _0\"></span>as houdt de gr<span class=\"_ _0\"></span>ootste pos<span class=\"_ _0\"></span>ities in</div>\n<div class=\"t m0 x1d h64 y1346 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">individuele <span class=\"_ _1\"></span>entiteiten, b<span class=\"_ _1\"></span>edrijfsgroepen<span class=\"_ _1\"></span> (total one<span class=\"_ _1\"></span> obligor)<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d h64 y1347 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble conce<span class=\"_ _0\"></span>ntraties<span class=\"_ _0\"></span> (secto<span class=\"_ _0\"></span>ren en regio<span class=\"_ _0\"></span>\u2019s) nauwl<span class=\"_ _0\"></span>ettend in de<span class=\"_ _0\"></span> gat<span class=\"ws111\">en. </span></div>\n<div class=\"t m0 x1d h64 y1348 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit om een<span class=\"_ _1\"></span> goede spr<span class=\"_ _1\"></span>eiding te<span class=\"_ _1\"></span> bevorderen e<span class=\"_ _1\"></span>n eventueel s<span class=\"_ _1\"></span>ignificant</div>\n<div class=\"t m0 x1d h64 y1349 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>ratieris<span class=\"_ _0\"></span>ico op tijd t<span class=\"_ _0\"></span>e signaler<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 807px; height: 93px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 571px; height: 345px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1342 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y134a ff181 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">G. <span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"ls105 ws135\">INF<span class=\"_ _1\"></span>LATIE<span class=\"_ _1\"></span>RIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x1d h64 y134b ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het infl<span class=\"_ _0\"></span>atieris<span class=\"_ _0\"></span>ico ont<span class=\"_ _0\"></span>staat do<span class=\"_ _0\"></span>or de imp<span class=\"_ _0\"></span>act van h<span class=\"_ _0\"></span>et volat<span class=\"_ _0\"></span>iliteit<span class=\"_ _0\"></span>sniveau v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y134c ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de inflat<span class=\"_ _0\"></span>ie op de waar<span class=\"_ _0\"></span>de van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htin<span class=\"lsef ws113\">gen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y134d ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y134e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas str<span class=\"_ _0\"></span>eeft er niet na<span class=\"_ _0\"></span>ar om het infl<span class=\"_ _0\"></span>atierisi<span class=\"_ _0\"></span>co actief t<span class=\"_ _0\"></span>e beheerse<span class=\"_ _0\"></span>n, maar</div>\n<div class=\"t m0 x1d h64 y134f ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kan wel b<span class=\"_ _0\"></span>eslisse<span class=\"_ _0\"></span>n om acti<span class=\"_ _0\"></span>va te ho<span class=\"_ _0\"></span>uden waar<span class=\"_ _0\"></span>van het<span class=\"_ _0\"></span> rendem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1d h64 y1350 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitdruk<span class=\"_ _0\"></span>kelijk a<span class=\"_ _0\"></span>an de inf<span class=\"_ _0\"></span>latie is g<span class=\"_ _0\"></span>ekoppel<span class=\"_ _0\"></span>d. Boven<span class=\"_ _0\"></span>dien zij<span class=\"_ _0\"></span>n bepaal<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1351 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen ex<span class=\"_ _0\"></span>pliciet<span class=\"_ _0\"></span> of implic<span class=\"_ _0\"></span>i<span class=\"ws112\">et geko<span class=\"_ _0\"></span>ppeld aan de </span></div>\n<div class=\"t m0 x1d h64 y1352 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e. Hoewe<span class=\"_ _0\"></span>l Ageas v<span class=\"_ _0\"></span>an oord<span class=\"_ _0\"></span>eel is dat<span class=\"_ _0\"></span> het inf<span class=\"_ _0\"></span>latieris<span class=\"_ _0\"></span>ico niet<span class=\"_ _0\"></span> voldoen<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1353 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt aangepak<span class=\"_ _1\"></span>t in het stelsel va<span class=\"_ _1\"></span>n het wettelijk kapi<span class=\"_ _1\"></span>taal of door indire<span class=\"_ _1\"></span>cte</div>\n<div class=\"t m0 x1d h64 y1354 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>n, kan Ag<span class=\"_ _0\"></span>eas het i<span class=\"_ _0\"></span>nflatie<span class=\"_ _0\"></span>risico w<span class=\"_ _0\"></span>el expli<span class=\"_ _0\"></span>ciet afd<span class=\"_ _0\"></span>ekken in <span class=\"_ _0\"></span>het</div>\n<div class=\"t m0 x1d h64 y1355 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kader van P<span class=\"_ _1\"></span>ijler II.<span class=\"_ _1\"></span> Dit wordt <span class=\"_ _1\"></span>momenteel ge<span class=\"_ _1\"></span>daan in land<span class=\"_ _1\"></span>en waar er<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y1356 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk inf<span class=\"_ _0\"></span>latieri<span class=\"_ _0\"></span>sico best<span class=\"_ _0\"></span>aat in ve<span class=\"_ _0\"></span>rband m<span class=\"_ _0\"></span>et lijfre<span class=\"_ _0\"></span>nte in het<span class=\"_ _0\"></span> kader <span class=\"_ _0\"></span>van</div>\n<div class=\"t m0 x1d h64 y1357 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsonge<span class=\"_ _1\"></span>vallenverzekeringen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 554px; height: 552px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff186 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onderstaande t<span class=\"_ _1\"></span>abel geeft informa<span class=\"_ _1\"></span>tie over de concentra<span class=\"_ _1\"></span>tie v<span class=\"lsed ws112\">an het kredi<span class=\"_ _0\"></span>etrisico pe<span class=\"_ _0\"></span>r type en loc<span class=\"_ _0\"></span>atie van de<span class=\"_ _0\"></span> Ageas entit<span class=\"_ _0\"></span>eit per 31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december.</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 1065px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 1050px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1050px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 1050px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1050px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 1035px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1035px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x168 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1368 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1369 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y6e3 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 854px; z-index: 15;\">Overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 392px; bottom: 839px; z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsf8 ws121\">offici\u00eble</span> </span></div>\n<div class=\"t m0 x1b4 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 839px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 839px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 839px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 824px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 824px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Algemene <span class=\"ws118\">rekening en eliminaties*<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1377 ff188 fs49 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _206\"> </span><span class=\"lsfc ws128\">De post 'Algemene rekening en eliminaties' is voornamelijk verbonden met het herverzekeringsprogramma en Group Treasury.</span> </div>\n<div class=\"t m0 x2c h64 y1378 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1379 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y137a ff186 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder ge<span class=\"_ _0\"></span>eft een <span class=\"ws11d\">ove<span class=\"_ _0\"></span>rzicht<span class=\"_ _0\"></span> van de co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ie van h<span class=\"_ _0\"></span>et kred<span class=\"_ _0\"></span>ietrisic<span class=\"_ _0\"></span>o per ty<span class=\"_ _0\"></span>pe en loc<span class=\"_ _0\"></span>atie van d<span class=\"_ _0\"></span>e tegen<span class=\"_ _0\"></span>partij p<span class=\"_ _0\"></span>er 31 dec<span class=\"_ _0\"></span>ember.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y137b ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 580px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 565px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 565px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 565px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 565px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 550px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 550px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x1fa h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 425px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1389 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y138a ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 354px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 339px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 339px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 339px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 339px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 324px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 324px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 164px; height: 942px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder too<span class=\"_ _0\"></span>nt de hoogs<span class=\"_ _0\"></span>te bloots<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen op de uite<span class=\"_ _0\"></span>indelijk<span class=\"_ _0\"></span>e moederm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppij gemet<span class=\"_ _0\"></span>en aan re\u00eb<span class=\"_ _0\"></span>le <span class=\"lsef ws11d\">waarde en<span class=\"_ _1\"></span> nominale waar<span class=\"_ _1\"></span>de met hun<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ratings<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Hoogste blootstelling top 10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 487px; bottom: 1049px; z-index: 15;\">Groepsrating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 626px; bottom: 1049px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 727px; bottom: 1049px; z-index: 15;\">Nominale waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">  </div>\n<div class=\"t m0 x202 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Koninkrijk Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y691 ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 506px; bottom: 1019px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 655px; bottom: 1019px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Franse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 507px; bottom: 1004px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 1004px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Portugese republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 989px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 989px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Koninkrijk Spanje<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 502px; bottom: 974px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 974px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 974px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Oostenrijkse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 959px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 959px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Italiaanse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y680 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 945px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 945px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bondsrepubliek Duitsland<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 930px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 930px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Europese Investeringsbank<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 915px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 915px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Republiek van India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y685 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x292 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 900px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 900px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsfb ws126\" style=\"left: 69px; bottom: 885px; z-index: 15;\">BNP Par<span class=\"_ _1\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69a ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 509px; bottom: 885px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 885px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 885px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff18d fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y688 ff18d fs46 fc1d sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 655px; bottom: 870px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 870px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y139a ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y139b ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het Konink<span class=\"_ _0\"></span>rijk Bel<span class=\"_ _0\"></span>gi\u00eb blijft<span class=\"_ _0\"></span> de belangr<span class=\"_ _0\"></span>ijkste te<span class=\"_ _0\"></span>genpartij<span class=\"_ _0\"></span>, in overe<span class=\"_ _0\"></span>enstemm<span class=\"_ _0\"></span>ing met de st<span class=\"_ _0\"></span>rategie o<span class=\"_ _0\"></span>m zich 'op de thui<span class=\"_ _0\"></span>smarkt t<span class=\"_ _0\"></span>eru<span class=\"lsef ws11d\">g te plooien' waar<span class=\"_ _1\"></span>door het </span></div>\n<div class=\"t m0 x2c h64 y139c ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nadeel onts<span class=\"_ _1\"></span>taat dat h<span class=\"_ _1\"></span>et risico v<span class=\"_ _1\"></span>an het thui<span class=\"_ _1\"></span>sland toenee<span class=\"_ _1\"></span>mt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 812px; height: 294px; width: 88%; z-index: 5;\"><br/></div>\n\n<div></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">Geldmiddelen en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">k<span class=\"_ _0\"></span>asequiv<span class=\"_ _3\"></span>a<span class=\"_ _1\"></span>lent<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h75 y1a10 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Geldmiddelen en kasequiva<span class=\"_ _0\"></span>lenten</div>\n<div class=\"t m0 x2c h75 y1a11 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn direct beschikbare <span class=\"_ _0\"></span>kasgelden</div>\n<div class=\"t m0 x2c h75 y1a12 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">en andere financi\u00eble <span class=\"_ _0\"></span>instrumenten</div>\n<div class=\"t m0 x2c h75 y1a13 ff252 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">met een looptijd van minder dan</div>\n<div class=\"t m0 x2c h75 y1a14 ff252 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">drie maanden, na de datum van</div>\n<div class=\"t m0 x2c h75 y1a15 ff252 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">verkrijging. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff250 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff250 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y1437 ff250 fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y1437 ff250 fs46 fce sc0 lsf1 ws115\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Geldmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y680 ff250 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 xdc h67 y680 ff250 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y685 ff250 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Vorderingen op banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 771px; z-index: 15;\">976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 771px; z-index: 15;\">1.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff250 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 756px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff254 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> geldmi<span class=\"_ _0\"></span>ddelen<span class=\"_ _0\"></span> en kaseq<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff254 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 741px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff254 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 704px; height: 257px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inanci\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">beleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De samenstelling van de fin<span class=\"_ _0\"></span>anci\u00eble</div>\n<div class=\"t m0 x2c h75 y1a11 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">beleggingen is als volgt<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 635px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tot einde loop<span class=\"_ _0\"></span>tijd aangehouden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Voor verkoop bes<span class=\"_ _0\"></span>chikbaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tegen re\u00eble waa<span class=\"_ _0\"></span>rde met waardeveranderingen in<span class=\"_ _0\"></span> de resultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Derivaten aangehoud<span class=\"_ _0\"></span>en voor <span class=\"ws116\">handelsdoeleinden<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x63 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h69 y683 ff25b fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Bijzondere waardeverminderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">op voor ver<span class=\"_ _0\"></span>koop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Totaal bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff25b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a26 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a27 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a28 ff257 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rkoop <span class=\"ws112\">b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>re financ<span class=\"_ _0\"></span>i\u00eble beleg<span class=\"_ _0\"></span>gingen v<span class=\"_ _0\"></span>an EUR 2.424 mi<span class=\"_ _0\"></span>ljoen van A<span class=\"_ _0\"></span>geas Franc<span class=\"_ _0\"></span>e werden </span></div>\n<div class=\"t m0 x1ef h64 y1a29 ff257 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22 geherclassi<span class=\"_ _1\"></span>ficeerd naar de<span class=\"_ _1\"></span> lijn \u2018activa aangehou<span class=\"_ _1\"></span>den voor verkoop\u2019<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1ef h7b y1a2a ff25c fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1a2b ff25c fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Bele<span class=\"_ _1\"></span>ggin<span class=\"_ _1\"></span>gen <span class=\"_ _1\"></span>tot<span class=\"_ _1\"></span> ei<span class=\"_ _1\"></span>nde <span class=\"_ _1\"></span>loopt<span class=\"_ _1\"></span>ijd <span class=\"_ _1\"></span>aa<span class=\"_ _1\"></span>ngehou<span class=\"_ _1\"></span>den<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 495px; z-index: 15;\"> </div>\n<div class=\"t m0 x346 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 495px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 495px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 495px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 ls0\"> </span></div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 450px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">aangehouden op <span class=\"_ _1\"></span>1 januari 2021</span> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 435px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 420px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 405px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 390px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2021</span> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 375px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- <span class=\"lsf6 ws11b\">e<span class=\"_ _1\"></span>n </span></span><span class=\"ws115\">verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 375px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 375px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 375px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 361px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 346px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 346px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y683 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 346px; z-index: 15;\">8</div>\n<div class=\"t m0 x59 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 346px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 331px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 316px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 316px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 316px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 301px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2022</span> </div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 286px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 286px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 286px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 257px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y691 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 242px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 242px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 242px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 242px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a31 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a32 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a33 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> overheidsobligati<span class=\"_ _1\"></span>es aangemer<span class=\"_ _1\"></span>kt als tot<span class=\"_ _1\"></span> einde loop<span class=\"_ _1\"></span>tijd aangehoud<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1ef h64 y1a34 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>is gebaseerd<span class=\"_ _1\"></span> op <span class=\"lsed ws112\">beurskoer<span class=\"_ _0\"></span>sen in acti<span class=\"_ _0\"></span>eve markte<span class=\"_ _0\"></span>n (niveau 1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 168px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 168px; height: 793px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 168px; height: 793px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 168px; height: 793px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 168px; height: 793px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De overheids<span class=\"_ _1\"></span>obligaties aa<span class=\"_ _1\"></span>ngemerkt als b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aange<span class=\"_ _1\"></span>houden naar<span class=\"_ _1\"></span> land van <span class=\"_ _1\"></span>uitgifte per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> zijn <span class=\"lsee ws13e\">als volgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 480px; bottom: 1065px; z-index: 15;\">Historische/geamortiseerde kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68b ff261 fs46 fce sc0 lsf1 ws118\" style=\"left: 741px; bottom: 1065px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff263 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Indiase overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1005px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1005px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 990px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 914px; z-index: 15;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 914px; z-index: 15;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 899px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 899px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 885px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 885px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y1a40 ff265 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1a41 ff265 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Voor verkoop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 790px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 775px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 761px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 761px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 761px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 775px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 761px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 790px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 775px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 761px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 775px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 761px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 685px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 685px; z-index: 15;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 685px; z-index: 15;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 685px; z-index: 15;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 685px; z-index: 15;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 685px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 685px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 656px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 656px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 656px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 641px; z-index: 15;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 641px; z-index: 15;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 581px; bottom: 641px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 641px; z-index: 15;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 641px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 641px; z-index: 15;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 596px; z-index: 15;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 596px; z-index: 15;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 581px; bottom: 596px; z-index: 15;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 596px; z-index: 15;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 596px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 596px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 567px; z-index: 15;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 567px; z-index: 15;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 567px; z-index: 15;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 567px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 567px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 567px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 521px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 507px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 492px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 492px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 492px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 507px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 492px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 521px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 507px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 492px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 507px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 492px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68b ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 432px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span><span class=\"ws118\">beleggingen in obligaties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b5 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 387px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 387px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 387px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 372px; z-index: 15;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 372px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 372px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 372px; z-index: 15;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 372px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 372px; z-index: 15;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 342px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 328px; z-index: 15;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 328px; z-index: 15;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 328px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 328px; z-index: 15;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 328px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 328px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 298px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 298px; z-index: 15;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 298px; z-index: 15;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 298px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 298px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 298px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 298px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a64 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a65 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1a66 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR <span class=\"lsed ws111\">1.979<span class=\"ls0 ws0\"> </span><span class=\"ws112\">miljoen van d<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">voor verkoop<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> beleggingen <span class=\"_ _1\"></span>is aangehouden<span class=\"_ _1\"></span> als onder<span class=\"_ _1\"></span>pand (<span class=\"ws113\">2021<span class=\"ls10c ws13f\">:<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> </span></span></span></span><span class=\"ws111\">2.032<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">miljoen).</span> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 240px; height: 20px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 240px; height: 866px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 240px; height: 866px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 240px; height: 866px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van Voor<span class=\"_ _1\"></span> verkoop besch<span class=\"_ _1\"></span>ikbare belegg<span class=\"_ _1\"></span>ingen is ge<span class=\"_ _1\"></span>baseerd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 1: genote<span class=\"_ _0\"></span>erde prijz<span class=\"_ _0\"></span>en in actiev<span class=\"_ _0\"></span>e markten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsef ws11d\">N<span class=\"_ _1\"></span>iveau 2: w<span class=\"_ _1\"></span>aarneembare <span class=\"lsed ws112\">marktgegev<span class=\"_ _0\"></span>ens in actiev<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 3: niet</span><span class=\"ff267\">-<span class=\"lsef ws11d\">waarneembare gege<span class=\"_ _1\"></span>vens (prijzen<span class=\"_ _1\"></span> van tege<span class=\"_ _1\"></span>npartijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 1018px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 1018px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 1018px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1018px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 987px; z-index: 15;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 987px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 987px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 972px; z-index: 15;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 972px; z-index: 15;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 972px; z-index: 15;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 972px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 943px; z-index: 15;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 943px; z-index: 15;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 943px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 943px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 928px; z-index: 15;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 928px; z-index: 15;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 928px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 928px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a6c ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a6d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 881px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 881px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 881px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 881px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 881px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 850px; z-index: 15;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 850px; z-index: 15;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 850px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 835px; z-index: 15;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 835px; z-index: 15;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 835px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 835px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 806px; z-index: 15;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 806px; z-index: 15;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 806px; z-index: 15;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 806px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 791px; z-index: 15;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 791px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 791px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1a75 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a76 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a77 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De veranderingen<span class=\"_ _1\"></span> in niveau 3<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringen z<span class=\"_ _0\"></span>ijn als v<span class=\"_ _0\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1a78 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 712px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 712px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff26c fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 667px; z-index: 15;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e8 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Einde <span class=\"ws115\">looptijd/aflossing of terugbetaling over d<span class=\"_ _0\"></span>e periode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 637px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 637px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Aankoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 622px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 622px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Opbrengst van verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 608px; z-index: 15;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 608px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Gerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 593px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Terugdraaien van waardeverminderinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 563px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 548px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Overboekingen tussen waarderingscategorie\u00ebn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 533px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff26c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 504px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 504px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a88 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a89 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a8a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Niveau 3<span class=\"ls0 ws0\">-</span>waar<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en voor priv<span class=\"_ _0\"></span>ate <span class=\"lsef ws11d\">equity en dur<span class=\"_ _1\"></span>fkapitaal maken<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1a8b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> re\u00eble waar<span class=\"_ _1\"></span>den die <span class=\"_ _1\"></span>worden bekendgem<span class=\"_ _1\"></span>aakt in <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x2c h64 y1a8c ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geauditeerde f<span class=\"_ _1\"></span>inancieel verslag va<span class=\"_ _1\"></span>n de relevante deel<span class=\"_ _1\"></span>nemingen. Nivea<span class=\"_ _1\"></span>u</div>\n<div class=\"t m0 x2c h64 y1a8d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsef ws11d\">wa<span class=\"_ _1\"></span>arderingen voo<span class=\"_ _1\"></span>r aandelen en<span class=\"_ _1\"></span> asset</span>-<span class=\"lsed ws11d\">backed secur<span class=\"_ _0\"></span>ities mak<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y1a8e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> de methode<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>disco<span class=\"lsed ws112\">nteerde kas<span class=\"_ _0\"></span>stromen.<span class=\"_ _0\"></span> Verwac<span class=\"_ _0\"></span>hte </span></div>\n<div class=\"t m0 x2c h64 y1a8f ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de oors<span class=\"_ _0\"></span>pronke<span class=\"_ _0\"></span>lijke</div>\n<div class=\"t m0 x2c h64 y1a90 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteria,<span class=\"_ _0\"></span> de kenme<span class=\"_ _0\"></span>rken van de le<span class=\"_ _0\"></span>ningnem<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 y1a91 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">value</span>-</span>ratio\u2019s, verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x2c h64 y1a92 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wac<span class=\"ws111\">hte </span></div>\n<div class=\"t m0 x2c h64 y1a93 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vooruit<span class=\"_ _0\"></span>betali<span class=\"_ _0\"></span>ngsnivea<span class=\"_ _0\"></span>us, enz. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e kasstrom<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y1a94 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedisconteerd <span class=\"_ _1\"></span>tegen voor<span class=\"_ _1\"></span> risico gec<span class=\"_ _1\"></span>orrigeerde ren<span class=\"_ _1\"></span>tes. Marktd<span class=\"_ _1\"></span>eelnemers</div>\n<div class=\"t m0 x2c h64 y1a95 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken vaak<span class=\"_ _1\"></span> gebruik van<span class=\"_ _1\"></span> dergelijke<span class=\"_ _1\"></span> gedisconteerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1a96 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstroomtechn<span class=\"_ _1\"></span>ieken om private<span class=\"_ _1\"></span> equity en durfkapi<span class=\"_ _1\"></span>taal te waarderen<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y1a97 ff267 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de waarderin<span class=\"_ _0\"></span>g van dez<span class=\"_ _0\"></span>e instr<span class=\"_ _0\"></span>umenten <span class=\"_ _0\"></span>maken wi<span class=\"_ _0\"></span>j evenee<span class=\"_ _0\"></span>ns tot op </span></span></div>\n<div class=\"t m0 x1d h64 y1a98 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekere ho<span class=\"_ _0\"></span>ogte gebru<span class=\"_ _0\"></span>ik van deze p<span class=\"_ _0\"></span>rijzen. D<span class=\"_ _0\"></span>eze technie<span class=\"_ _0\"></span>ken zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1a99 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderhevig aan<span class=\"_ _1\"></span> inherente beperkin<span class=\"_ _1\"></span>gen, zoals een scha<span class=\"_ _1\"></span>tting van de</div>\n<div class=\"t m0 x1d h64 y1a9a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepast<span class=\"_ _0\"></span>e voor risico<span class=\"_ _0\"></span> gecorrig<span class=\"_ _0\"></span>eerde disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet,<span class=\"_ _0\"></span> en verschi<span class=\"_ _0\"></span>llen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y1a9b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegevens en<span class=\"_ _1\"></span> veronders<span class=\"_ _1\"></span>tellingen zoude<span class=\"_ _1\"></span>n verschille<span class=\"_ _1\"></span>nde resulta<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1a9c ff267 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">oplever<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1a9d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1a9e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De niveau 3<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">posities zij<span class=\"_ _0\"></span>n met name gev<span class=\"_ _0\"></span>oelig vo<span class=\"_ _0\"></span>or een veran<span class=\"_ _0\"></span>dering in h<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x1d h64 y1a9f ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n, en</div>\n<div class=\"t m0 x1d h64 y1aa0 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dienovereen<span class=\"_ _1\"></span>komstig varieert hun<span class=\"_ _1\"></span> re\u00eble waarde in verhoud<span class=\"_ _1\"></span>ing tot de</div>\n<div class=\"t m0 x1d h64 y1aa1 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in deze kasstromen. De<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de waarde van</div>\n<div class=\"t m0 x1d h64 y1aa2 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze nivea<span class=\"_ _0\"></span>u 3<span class=\"ls0 ws0\">-</span>instrum<span class=\"_ _0\"></span>enten wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord i<span class=\"_ _0\"></span>n het overige</div>\n<div class=\"t m0 x1d h64 y1aa3 ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome. <span class=\"_ _0\"></span>Kwantit<span class=\"_ _0\"></span>atieve,<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">waarneembare inpu<span class=\"_ _1\"></span>ts</span><span class=\"ws112\">, welke </span></div>\n<div class=\"t m0 x1d h64 y1aa4 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gebrui<span class=\"_ _1\"></span>kt bij waardering<span class=\"_ _1\"></span>en tegen re\u00eble waarde<span class=\"_ _1\"></span>, worden niet door</div>\n<div class=\"t m0 x1d h64 y1aa5 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de entite<span class=\"_ _0\"></span>it ontwikk<span class=\"_ _0\"></span>eld.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 241px; height: 865px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 241px; height: 865px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 865px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 241px; height: 865px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 241px; height: 865px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 241px; height: 865px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff26d fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Overheidsoblig<span class=\"_ _1\"></span>aties naar land van<span class=\"_ _1\"></span> uitgifte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff26d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 1065px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y68f ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 1035px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 1065px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1050px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1050px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 945px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 871px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 871px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 856px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 856px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 842px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 842px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 842px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Luxemburgse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 827px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 827px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 827px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 812px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 812px; z-index: 15;\">2</div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 812px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Malta overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 797px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 797px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 782px; z-index: 15;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 782px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 767px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 767px; z-index: 15;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 722px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 707px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y69a ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 692px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 722px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 707px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 692px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 707px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 692px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 617px; z-index: 15;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 558px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 558px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 558px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 543px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 543px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 543px; z-index: 15;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 528px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 528px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 528px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 513px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 513px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 513px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 498px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 498px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Tsjechische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 469px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 469px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 469px; z-index: 15;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Verenigde Staten van Ame<span class=\"_ _0\"></span>rika: overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x12c h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 439px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 439px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 439px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 424px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 424px; z-index: 15;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 424px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 413px; height: 693px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 413px; height: 693px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 413px; height: 693px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel to<span class=\"_ _1\"></span>ont de ne<span class=\"_ _1\"></span>tto ongereali<span class=\"_ _1\"></span>seerde winsten<span class=\"_ _1\"></span> en verliezen<span class=\"_ _1\"></span> op Voor <span class=\"_ _1\"></span>verkoop besch<span class=\"_ _1\"></span>ikbare belegging<span class=\"_ _1\"></span>en opgenom<span class=\"_ _1\"></span>en in he<span class=\"ws11e\">t eige<span class=\"_ _1\"></span>n vermogen. </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen in<span class=\"_ _1\"></span> aandelen en overige<span class=\"_ _1\"></span> beleggingen zijn inc<span class=\"_ _1\"></span>lusief private<span class=\"_ _1\"></span> equity en <span class=\"ws113\">durfkap<span class=\"_ _1\"></span>itaal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 974px; z-index: 15;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Shadow <span class=\"lsf3 ws120\">acc<span class=\"_ _1\"></span>ounti<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 959px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 945px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 945px; z-index: 15;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 930px; z-index: 15;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 884px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 884px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in aandelen e<span class=\"_ _0\"></span>n overige beleggingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 854px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 854px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 824px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 809px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 809px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 795px; z-index: 15;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 780px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 765px; z-index: 15;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 765px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ad7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad8 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad9 ff272 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">wijzigingen<span class=\"_ _1\"></span> in de bijzondere<span class=\"_ _1\"></span> waardeverminderin<span class=\"_ _1\"></span>gen op voor verko<span class=\"_ _1\"></span>op beschikbare bel<span class=\"_ _1\"></span>eggingen zijn.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1ada ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 686px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 723px; bottom: 686px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff274 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 656px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 656px; z-index: 15;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 641px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 634px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 626px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 611px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 611px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 596px; z-index: 15;\">Vrijgeven van bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 581px; z-index: 15;\">Terugname bij de <span class=\"ws116\">verkoop/de<span class=\"_ _0\"></span>sinvestering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 581px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 581px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y688 ff274 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 552px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 552px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 552px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1add ff276 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ade ff276 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Beleggingen teg<span class=\"_ _1\"></span>en re\u00eble <span class=\"_ _1\"></span>waarde met <span class=\"_ _1\"></span>waardeveranderingen i<span class=\"_ _1\"></span>n de <span class=\"_ _1\"></span>resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 457px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 457px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 412px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 412px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 382px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 382px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 353px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 353px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 338px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 338px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 323px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 323px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 323px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff274 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met <span class=\"_ _0\"></span><span class=\"lsf1 ws115\">waardeveranderingen in de res<span class=\"_ _0\"></span>ultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 308px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 308px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1aea ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aeb ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aec ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen tegen r<span class=\"_ _1\"></span>e\u00eble waarde met waar<span class=\"_ _1\"></span>deveranderinge<span class=\"_ _1\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y1aed ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening betre<span class=\"_ _1\"></span>ffen voornameli<span class=\"_ _1\"></span>jk belegging<span class=\"_ _1\"></span>en in ver<span class=\"_ _1\"></span>band met</div>\n<div class=\"t m0 x2c h64 y1aee ff272 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws11d\">verzeke<span class=\"_ _0\"></span>ringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen wa<span class=\"_ _0\"></span>arvan d<span class=\"_ _0\"></span>e kasstr<span class=\"_ _0\"></span>omen cont<span class=\"_ _0\"></span>ractu<span class=\"_ _0\"></span>eel of </span></div>\n<div class=\"t m0 x2c h64 y1aef ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoofd<span class=\"_ _0\"></span>e van discret<span class=\"_ _0\"></span>ionaire w<span class=\"_ _0\"></span>instdel<span class=\"_ _0\"></span>ing zijn gek<span class=\"_ _0\"></span>oppeld aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1af0 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n deze activ<span class=\"_ _0\"></span>a en waar in de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ng daarvan</div>\n<div class=\"t m0 x2c h64 y1af1 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mede reken<span class=\"_ _1\"></span>ing wordt geho<span class=\"_ _1\"></span>uden met act<span class=\"_ _1\"></span>uele informa<span class=\"_ _1\"></span>tie. Hierdoor<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 y1af2 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de kans aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> verklein<span class=\"_ _0\"></span>d dat er in de vers<span class=\"_ _0\"></span>laglegg<span class=\"_ _0\"></span>ing een 'mi<span class=\"_ _0\"></span>smatch'</div>\n<div class=\"t m0 x2c h64 y1af3 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">optreedt<span class=\"_ _0\"></span> door het op ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde grond<span class=\"_ _0\"></span>slagen ber<span class=\"_ _0\"></span>ekenen van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y1af4 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen en d<span class=\"_ _0\"></span>e daarme<span class=\"_ _0\"></span>e samenha<span class=\"_ _0\"></span>ngende wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af5 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1af6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overige belegg<span class=\"_ _1\"></span>ingen, gewaardeerd<span class=\"_ _1\"></span> t<span class=\"ws11d\">egen re\u00eble<span class=\"_ _1\"></span> waarde me<span class=\"_ _1\"></span>t verwerking </span></div>\n<div class=\"t m0 x1d h64 y1af7 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van waardeve<span class=\"_ _1\"></span>randeringen in<span class=\"_ _1\"></span> winst of<span class=\"_ _1\"></span> verlies, z<span class=\"_ _1\"></span>ijn gerelate<span class=\"_ _1\"></span>erd aan</div>\n<div class=\"t m0 x1d h64 y1af8 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>in het va<span class=\"_ _1\"></span>stgoedfonds.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af9 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1afa ff272 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De nomi<span class=\"_ _0\"></span>nale waa<span class=\"_ _0\"></span>rde van s<span class=\"_ _0\"></span>chuldeff<span class=\"_ _0\"></span>ecten t<span class=\"_ _0\"></span>egen re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e met</div>\n<div class=\"t m0 x1d h64 y1afb ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening bedro<span class=\"_ _1\"></span>eg op 31<span class=\"_ _1\"></span> december</div>\n<div class=\"t m0 x1d h64 y1afc ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2022 EUR 13<span class=\"_ _0\"></span>9 miljoen (<span class=\"_ _0\"></span>31 decemb<span class=\"_ _0\"></span>er 2021: EUR<span class=\"ls0 ws0\"> </span>133 m<span class=\"_ _0\"></span>iljoen).</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 124px; height: 390px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 124px; height: 982px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 124px; height: 982px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 124px; height: 982px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 124px; height: 982px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 124px; height: 982px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van bele<span class=\"_ _1\"></span>ggingen tegen <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekening<span class=\"_ _1\"></span> is gebasee<span class=\"_ _1\"></span>rd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 1</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws11d\">genoteerde p<span class=\"_ _0\"></span>rijzen<span class=\"_ _0\"></span> in actiev<span class=\"_ _0\"></span>e ma<span class=\"lsef ws113\">rkten;<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 2</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws112\">waarneembar<span class=\"_ _0\"></span>e marktge<span class=\"_ _0\"></span>gevens<span class=\"_ _0\"></span> in actieve m<span class=\"_ _0\"></span>arkten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 3</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span>: <span class=\"_ _dd\"> </span><span class=\"lsed ws111\">niet</span>-<span class=\"lsef ws11e\">waarne<span class=\"_ _1\"></span>embare gegevens (pr<span class=\"_ _1\"></span>ijzen van tegenpar<span class=\"_ _1\"></span>tijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waarderinge<span class=\"_ _1\"></span>n per ja<span class=\"_ _1\"></span>areinde zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 986px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">waardeveranderingen in de <span class=\"ws116\">resultatenrekening</span></span> </div>\n<div class=\"t m0 x72 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b0e ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b0f ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 820px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waardeveranderingen in de resultatenrekening</span> </div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 306px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1b19 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b1a ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b1c ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Voor handelsdoeleinden aangehou<span class=\"_ _1\"></span>den derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b1d ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden der<span class=\"_ _1\"></span>ivaten worden <span class=\"_ _1\"></span>gebaseerd o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x2c h64 y1b1e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niveau 2<span class=\"_ _1\"></span> (waarneembare<span class=\"_ _1\"></span> marktgegevens <span class=\"_ _1\"></span>in actieve<span class=\"_ _1\"></span> markten). Z<span class=\"_ _1\"></span>ie ook</div>\n<div class=\"t m0 x2c h64 y1b1f ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 27<span class=\"_ _1\"></span> Derivaten voor nade<span class=\"_ _1\"></span>re details. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 564px; height: 88px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1b20 ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b21 ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Securities lending<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b22 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>enleenov<span class=\"_ _0\"></span>ereen<span class=\"_ _0\"></span>komsten h<span class=\"_ _0\"></span>ebben we <span class=\"lsef ws113\">derden </span></div>\n<div class=\"t m0 x2c h64 y1b23 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemachtigd <span class=\"_ _1\"></span>om bepaalde e<span class=\"_ _1\"></span>ffecten geduren<span class=\"_ _1\"></span>de een be<span class=\"_ _1\"></span>perkte periode<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x2c h64 y1b24 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiken, <span class=\"_ _1\"></span>waarna zij<span class=\"_ _1\"></span> de effecten<span class=\"_ _1\"></span> aan ons <span class=\"_ _1\"></span>retourneren. Ge<span class=\"_ _1\"></span>durende die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1b25 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijd blijv<span class=\"_ _0\"></span>en we inkoms<span class=\"_ _0\"></span>ten gene<span class=\"_ _0\"></span>reren uit dez<span class=\"_ _0\"></span>e effect<span class=\"_ _0\"></span>en. De effect<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y1b26 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelden even<span class=\"_ _1\"></span>eens als onde<span class=\"_ _1\"></span>rpand onder<span class=\"_ _1\"></span> de vorm v<span class=\"_ _1\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">\u201candere eff<span class=\"_ _0\"></span>ecten </span></span></div>\n<div class=\"t m0 x2c h64 y1b27 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een dekk<span class=\"_ _0\"></span>ingsgra<span class=\"_ _0\"></span>ad van minim<span class=\"_ _0\"></span>aal 105%<span class=\"_ _0\"></span>\u201d. Aan het ei<span class=\"_ _0\"></span>nde van het ja<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x2c h64 y1b28 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hadden derge<span class=\"_ _1\"></span>lijke overeenk<span class=\"_ _1\"></span>omsten betrekking<span class=\"_ _1\"></span> op een<span class=\"_ _1\"></span> bedrag van<span class=\"_ _1\"></span> EUR</div>\n<div class=\"t m0 x2c h64 y1b29 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">691 miljoen<span class=\"_ _1\"></span> (EUR 738<span class=\"_ _1\"></span> miljoen vori<span class=\"_ _1\"></span>g jaar).<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1b1c ff27e fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Belangen in <span class=\"ls10d ws141\">niet<span class=\"ls0 ws0\">-</span>geconsolideerd<span class=\"_ _1\"></span>e gestructureerde <span class=\"_ _1\"></span></span></div>\n<div class=\"t m0 x1d h7b y1b2a ff27e fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">entite<span class=\"ls10d ws141\">iten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1b2b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance, een d<span class=\"_ _1\"></span>ochtermaatschappij<span class=\"_ _1\"></span> van Ageas Groep, houd<span class=\"_ _1\"></span>t notes</div>\n<div class=\"t m0 x1d h64 y1b2c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die een bel<span class=\"_ _0\"></span>ang verteg<span class=\"_ _0\"></span>enwoord<span class=\"_ _0\"></span>igen (via de o<span class=\"_ _0\"></span>ntvangst<span class=\"_ _0\"></span> van afloss<span class=\"_ _0\"></span>ingen en</div>\n<div class=\"t m0 x1d h64 y1b2d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente) in ee<span class=\"_ _0\"></span>n gestruct<span class=\"_ _0\"></span>ureerd<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die niet wor<span class=\"_ _0\"></span>dt gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>d.</div>\n<div class=\"t m0 x1d h64 y1b2e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gestruct<span class=\"_ _1\"></span>ureerde entite<span class=\"_ _1\"></span>iten belegge<span class=\"_ _1\"></span>n in <span class=\"ws113\">hypotheek<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>en </span></div>\n<div class=\"t m0 x1d h64 y1b2f ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en en gene<span class=\"_ _1\"></span>reren middel<span class=\"_ _1\"></span>en via de<span class=\"_ _1\"></span> uitgifte va<span class=\"_ _1\"></span>n notes of</div>\n<div class=\"t m0 x1d h64 y1b30 ff278 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">units.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b31 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b32 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gest<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>eerde notes<span class=\"_ _0\"></span> en units wo<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in Voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1b33 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span>\u2019. Behoudens<span class=\"_ _0\"></span> de notes en uni<span class=\"_ _0\"></span>ts heeft</div>\n<div class=\"t m0 x1d h64 y1b34 ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance geen<span class=\"_ _1\"></span> andere belangen in<span class=\"_ _1\"></span> deze gestructureerde<span class=\"_ _1\"></span> entiteiten.</div>\n<div class=\"t m0 x1d h64 y1b35 ff278 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iesbloot<span class=\"_ _0\"></span>stell<span class=\"_ _0\"></span>ing van A<span class=\"_ _0\"></span>G Insura<span class=\"_ _0\"></span>nce is be<span class=\"_ _0\"></span>perkt tot<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 y1b36 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekwaarde v<span class=\"_ _1\"></span>an de aang<span class=\"_ _1\"></span>ehouden note<span class=\"_ _1\"></span>s of units<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b37 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b38 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van het<span class=\"_ _0\"></span> belang va<span class=\"_ _0\"></span>n AG Insura<span class=\"_ _0\"></span>nce in het Fon<span class=\"_ _0\"></span>ds van</div>\n<div class=\"t m0 x1d h64 y1b39 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypothe<span class=\"_ _0\"></span>eklenin<span class=\"_ _0\"></span>gen bedraa<span class=\"_ _0\"></span>gt EUR 319<span class=\"_ _0\"></span> miljoen per 31 de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1d h64 y1b3a ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(EUR 410 <span class=\"_ _1\"></span>miljoen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2021). <span class=\"_ _1\"></span>De boekwaarde<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y1b3b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belang van AG Insu<span class=\"_ _1\"></span>rance in door Huuropbr<span class=\"_ _1\"></span>engsten gedekte<span class=\"_ _1\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b3c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedraagt<span class=\"_ _0\"></span> EUR 28 miljo<span class=\"_ _0\"></span>en per 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>22 (EUR 35 mil<span class=\"_ _0\"></span>joen per 31</div>\n<div class=\"t m0 x1d h64 y1b3d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Decembe<span class=\"_ _0\"></span>r 2021). D<span class=\"_ _0\"></span>e boekwa<span class=\"_ _0\"></span>arde van het b<span class=\"_ _0\"></span>elang van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e in</div>\n<div class=\"t m0 x1d h64 y1b3e ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Privat<span class=\"_ _0\"></span>e Equity bed<span class=\"_ _0\"></span>raagt EUR 1<span class=\"_ _0\"></span>73 miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 (EU<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x1d h64 y1b3f ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">27 miljoe<span class=\"_ _0\"></span>n per 31 decem<span class=\"_ _0\"></span>ber 2021).</div>\n<div class=\"t m0 x36c hb7 y72d ff27b fs70 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b40 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b41 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Fonds <span class=\"_ _1\"></span>van hypothee<span class=\"_ _1\"></span>kleningen i<span class=\"_ _1\"></span>s volledig <span class=\"_ _1\"></span>eigendom van<span class=\"_ _1\"></span> AG</div>\n<div class=\"t m0 x1d h64 y1b42 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance e<span class=\"_ _1\"></span>n de totale<span class=\"_ _1\"></span> activa van<span class=\"_ _1\"></span> de door <span class=\"_ _1\"></span>Huuropbrengsten <span class=\"_ _1\"></span>gedekte</div>\n<div class=\"t m0 x1d h64 y1b43 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen<span class=\"_ _1\"></span> bedraagt EUR<span class=\"_ _1\"></span> 196 miljoe<span class=\"_ _1\"></span>n per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> (EUR</div>\n<div class=\"t m0 x1d h64 y1b44 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">339 miljoen<span class=\"_ _1\"></span> per 31 d<span class=\"_ _1\"></span>ecember 2021<span class=\"lsed ws111\">).</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 461px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 466px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 185px; height: 921px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 185px; height: 921px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 185px; height: 921px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 185px; height: 921px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"_ _0\"></span>eningen</div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overheid en offici\u00eble in<span class=\"_ _0\"></span>stellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commerci\u00eble leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Polisbeleningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentedragende deposito's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Leningen aan banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verminderd met bijzondere<span class=\"_ _0\"></span> waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> leninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b87 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b88 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Commerci\u00eble <span class=\"_ _1\"></span>leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff28b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff28b fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _1\"></span>astr<span class=\"_ _1\"></span>uctu<span class=\"_ _1\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> commerc<span class=\"_ _0\"></span>i\u00eble le<span class=\"_ _0\"></span>ninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b91 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b92 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b93 ff28b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>kredietlijnen<span class=\"_ _1\"></span> verstrek<span class=\"_ _1\"></span>t voor een <span class=\"_ _1\"></span>totaalbedrag<span class=\"_ _1\"></span> van EUR 523<span class=\"_ _1\"></span> miljoen <span class=\"_ _1\"></span>(31 december <span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>1.024 miljoe<span class=\"_ _1\"></span>n). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b94 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b95 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Looptijden <span class=\"_ _1\"></span>Leasing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 327px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 327px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 296px; z-index: 15;\">7</div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 296px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 281px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 281px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 281px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 266px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 266px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 252px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 252px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28e fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble l<span class=\"_ _0\"></span>easev<span class=\"_ _0\"></span>orderi<span class=\"_ _0\"></span>ngen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 237px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 237px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 226px; height: 735px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 226px; height: 735px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff294 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Onderpand op <span class=\"_ _1\"></span>leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel geef<span class=\"_ _0\"></span>t een overz<span class=\"_ _0\"></span>icht van de o<span class=\"_ _0\"></span>ntvang<span class=\"_ _0\"></span>en onderp<span class=\"_ _0\"></span>anden en gar<span class=\"_ _0\"></span>anties al<span class=\"_ _0\"></span>s afdekk<span class=\"_ _0\"></span>ing voor len<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Totaal <span class=\"ws118\">kredietrisico op leningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Financi\u00eble instrumenten</span> </div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Overige onderpand en garanties</span> </div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Niet gegarandeerd uitstaand bedrag</span> </div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Meerwaarde onderpand t.o.v. kredietrisico (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1ba5 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de onderliggende <span class=\"ws129\">individuele lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1ba6 ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ba7 ff294 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Bijzondere waardevermindering op leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 501px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 605px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff296 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Terugname bijzondere <span class=\"ws116\">waardeverminde<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijvingen van oninbare<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff296 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x2c h64 y1baf ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1bb0 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1bb1 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van de<span class=\"_ _1\"></span> ontvangen o<span class=\"_ _1\"></span>nderpanden en<span class=\"_ _1\"></span> garanties<span class=\"_ _1\"></span> als afdekking<span class=\"_ _1\"></span> voor lenin<span class=\"_ _1\"></span>gen die onderh<span class=\"_ _1\"></span>evig zi<span class=\"lsed ws112\">jn aan </span><span class=\"ws113\">bijzondere </span></div>\n<div class=\"t m0 x2c h64 y1bb2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bb3 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Totaal uitstaand bedrag aan<span class=\"_ _0\"></span> leningen onderhevig aan<span class=\"_ _0\"></span> bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Uitstaand met bijzondere waar<span class=\"_ _0\"></span>deverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 558px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 528px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 528px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Meerwaarde onderpand en garanties t.o.v. bijzondere waardeve<span class=\"_ _0\"></span>rminderingen (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x2c h6e y1bb4 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de <span class=\"ws129\">onderliggende individuel<span class=\"_ _1\"></span>e lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 485px; height: 160px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 y1bb5 ff292 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Belange<span class=\"_ _0\"></span>n in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">geconsolideerde <span class=\"_ _1\"></span>gestructureerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span> </span> </span></div>\n<div class=\"t m0 x2c h64 y1bb6 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance houd<span class=\"_ _1\"></span>t, samen met Agea<span class=\"_ _1\"></span>s France, Ageas Por<span class=\"_ _1\"></span>tugal en</div>\n<div class=\"t m0 x2c h64 y1bb7 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Rei<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e notes die e<span class=\"_ _0\"></span>en belang ve<span class=\"_ _0\"></span><span class=\"lsef ws11d\">rtegenwoordi<span class=\"_ _1\"></span>gen (via d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1bb8 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gst van aflo<span class=\"_ _0\"></span>ssingen en r<span class=\"_ _0\"></span>ente) in ges<span class=\"_ _0\"></span>truct<span class=\"_ _0\"></span>ureerde ent<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n die niet</div>\n<div class=\"t m0 x2c h64 y1bb9 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gecon<span class=\"_ _1\"></span>solideerd. <span class=\"_ _1\"></span>De gestructureerd<span class=\"_ _1\"></span>e entiteit<span class=\"_ _1\"></span>en beleggen <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x2c h64 y1bba ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>eekvord<span class=\"_ _0\"></span>eringen e<span class=\"_ _0\"></span>n generere<span class=\"_ _0\"></span>n middel<span class=\"_ _0\"></span>en via de uitgif<span class=\"_ _0\"></span>te van not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bbb ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1bbc ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Behoudens de<span class=\"_ _1\"></span> notes hebbe<span class=\"_ _1\"></span>n AG Insur<span class=\"_ _1\"></span>ance, Ageas<span class=\"_ _1\"></span> France, Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y1bbd ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _1\"></span>en Ageas Por<span class=\"_ _1\"></span>tugal geen a<span class=\"_ _1\"></span>ndere belangen<span class=\"_ _1\"></span> in deze</div>\n<div class=\"t m0 x1d h64 y1bbe ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestructureerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>. De maxima<span class=\"_ _1\"></span>le verliesblo<span class=\"_ _1\"></span>otstelling<span class=\"_ _1\"></span> van AG</div>\n<div class=\"t m0 x1d h64 y1bbf ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance, A<span class=\"_ _1\"></span>geas France<span class=\"_ _1\"></span>, Ageas Reinsu<span class=\"_ _1\"></span>rance en Age<span class=\"_ _1\"></span>as Portuga<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x1d h64 y1bc0 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkt tot de<span class=\"_ _1\"></span> boekwaarde<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">van<span class=\"_ _1\"></span> de aangeho<span class=\"_ _1\"></span>uden notes<span class=\"_ _1\"></span> (EUR 2.729 </span></div>\n<div class=\"t m0 x1d h64 y1bc1 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 en EU<span class=\"_ _0\"></span>R 2.355 mil<span class=\"_ _0\"></span>joen per 31 dec<span class=\"_ _0\"></span>ember</div>\n<div class=\"t m0 x1d h64 y1bc2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 344px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 344px; height: 762px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Her<span class=\"_ _1\"></span>v<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>ering en<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>orderingen</div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Aandeel <span class=\"lsf6 ws122\">her<span class=\"_ _1\"></span>verz<span class=\"_ _1\"></span>ekeraar<span class=\"_ _1\"></span>s in v<span class=\"_ _1\"></span>erplic<span class=\"_ _1\"></span>htin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">voor verzekerings</span>- <span class=\"lsf1 ws118\">en beleggingscontracten</span> </div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vorderingen op polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vorderingen inzake commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vorderingen op tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Vorderingen uit hoofde van <span class=\"ws116\">he<span class=\"_ _0\"></span>rverzekering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2a9 fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onder \u2018Over<span class=\"_ _1\"></span>ige\u2019 vallen<span class=\"_ _1\"></span> BTW en a<span class=\"_ _1\"></span>ndere indirecte<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span>, alsook de<span class=\"_ _1\"></span> vooruitbetaling<span class=\"_ _1\"></span> van EUR <span class=\"_ _1\"></span>0,3 miljoen<span class=\"_ _1\"></span> (2021: <span class=\"lsed\">EUR 109 milj<span class=\"_ _0\"></span>oen) aan S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y1a29 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Forsettlemen<span class=\"_ _1\"></span>t (zie toeli<span class=\"_ _1\"></span>chting 25 Vo<span class=\"_ _1\"></span>orzieningen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1c09 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Verloop van de bijzond<span class=\"_ _0\"></span>ere waardeverminderingen op he<span class=\"_ _0\"></span>rverzekering en overige <span class=\"_ _0\"></span>vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 558px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 558px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2a9 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y68f ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 527px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y68f ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 786px; bottom: 527px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Toename bijzondere <span class=\"ws116\">waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Terugname bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 498px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 498px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Afschrijvingen van niet<span class=\"ls0 ws0\">-</span>inbare bedragen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 483px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 468px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 468px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2a9 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y685 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 453px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y685 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 786px; bottom: 453px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c0c ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c0d ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 406px; z-index: 15;\">Verloop in het aandeel<span class=\"_ _0\"></span> herverzekeraars in ver<span class=\"_ _0\"></span>plichtingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e3 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e3 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 391px; z-index: 15;\">voor verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws118\">en beleggingscontracten <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 391px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 391px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 361px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 361px; z-index: 15;\">720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 346px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y683 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 331px; z-index: 15;\">176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 331px; z-index: 15;\">179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68d ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 316px; z-index: 15;\">1</div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 316px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 301px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 301px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 287px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 287px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 287px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2a6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige net<span class=\"_ _1\"></span>to<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">t<span class=\"_ _1\"></span>oevoegingen via de re<span class=\"_ _0\"></span>sultatenrekening<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x17 h67 y68f ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 272px; z-index: 15;\">8</div>\n<div class=\"t m0 x73 h67 y68f ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 272px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Omrekeningsverschillen en overige <span class=\"ws116\">aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 257px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 257px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 242px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 242px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 231px; height: 730px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">en o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige a<span class=\"_ _0\"></span>ctiv<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x15d h67 y1437 ff2ac fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2ac fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overlopende acquisitiekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 786px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 786px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende overige kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor <span class=\"ws116\">afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vastgoed aangehouden voor ve<span class=\"_ _0\"></span>rkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Activa voor plannen met va<span class=\"_ _0\"></span>ste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2ac fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 697px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 697px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2af fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68d ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff2af fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Overlopende<span class=\"_ _1\"></span> baten betre<span class=\"_ _1\"></span>ffen met name<span class=\"_ _1\"></span> overlopende<span class=\"_ _1\"></span> renteopbreng<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x2c h64 y1a29 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op overheid<span class=\"_ _1\"></span>sobligaties (20<span class=\"_ _1\"></span>22: EUR<span class=\"ls0 ws0\"> </span>634<span class=\"_ _1\"></span> miljoen; 20<span class=\"_ _1\"></span>21: EUR 6<span class=\"_ _1\"></span>57</div>\n<div class=\"t m0 x2c h64 y1c09 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen), be<span class=\"_ _1\"></span>drijfsobligatie<span class=\"_ _1\"></span>s (2022: E<span class=\"_ _1\"></span>UR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">198 miljoen;<span class=\"_ _0\"></span> 2021: EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">212 </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1c1a ff2ac fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c1b ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1c1c ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De lijn <span class=\"_ _1\"></span>\u2018Overige\u2019 bestaa<span class=\"_ _1\"></span>t voorname<span class=\"_ _1\"></span>lijk uit gebou<span class=\"_ _1\"></span>wen<span class=\"ls0 ws0\"> </span>beschi<span class=\"_ _1\"></span>kbaar voor</div>\n<div class=\"t m0 x1d h64 y1c1d ff2ac fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 y1c1e ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1c1f ff2ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Zie ook toel<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g 27 Derivat<span class=\"_ _0\"></span>en voor nad<span class=\"_ _0\"></span>ere detai<span class=\"_ _0\"></span>ls.</div>\n<div class=\"t m0 x2c h64 y1c20 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1c21 ff2ac fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Overlo<span class=\"_ _0\"></span>pende acq<span class=\"_ _0\"></span>uisitiek<span class=\"_ _0\"></span>osten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c22 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2af fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Overige aankopen en verkopen<span class=\"_ _0\"></span> van activiteiten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Overige aanpassingen inclusief <span class=\"ws116\">omrekeningsverschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2af fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 333px; height: 628px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 333px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>ch<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ergestelde</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">schulden</div>\n<div class=\"t m0 x2d6 hbb y6e3 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december<span class=\"ls0 ws0\"> </span><span class=\"ws185\">2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y6e3 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 723px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Uitgegeven door Ageasfinlux<span class=\"_ _0\"></span> S.A.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">FRESH Restricted Tier 1 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 786px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 786px; z-index: 15;\">384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Uitgegeven door Ageas <span class=\"_ _0\"></span>SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Perpetual Subordinated Fixed Rate Resettable Temporary Write<span class=\"ls0 ws0\">-</span><span class=\"ws183\">Down Restricted<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf6 hbb y688 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y688 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls146 ws187\">Ti<span class=\"_ _1\"></span>er 1 Not<span class=\"_ _1\"></span>es</span> </div>\n<div class=\"t m0 x48 hbb y69a ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff30c fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Subordinated Fixed to <span class=\"_ _0\"></span>Floating Rate Tier 2 N<span class=\"_ _0\"></span>otes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 727px; z-index: 15;\">991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 727px; z-index: 15;\">989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Uitgegeven door AG <span class=\"_ _0\"></span>Insurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y68b ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y68b ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Subordinated Fixed to <span class=\"_ _0\"></span>Floating Rate Tier 2 Lo<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 615px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Fixed Rate Reset Dated Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y67e ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Fixed to Floating Callable Subordinated Tier 2 <span class=\"ls146 ws188\">Notes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Uitgegeven door Millenniumbcp <span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Fixed to Floating Rate Callable Subordinated Restricted Tier 1 Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 615px; bottom: 638px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff30f fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaal achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b hbc y6be ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 623px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 623px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x9a hbb y69a ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 576px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d hbb y69a ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 576px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y69a ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 723px; bottom: 576px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff30f fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff30f fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff30f fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39a hbc y68f ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 545px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68f ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 545px; z-index: 15;\">2.758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y683 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y683 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Aflossing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y685 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y685 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 501px; z-index: 15;\">Gerealiseerde meerwaarden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y680 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y680 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 486px; z-index: 15;\">Wisselkoersverschillen en andere (zie 20.1 hieronder voor meer details)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 486px; z-index: 15;\">(231)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 486px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff30f fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 471px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39a hbc y688 ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 471px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 471px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e5e ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e5f ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e60 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Het groots<span class=\"_ _0\"></span>te deel van d<span class=\"_ _0\"></span>e uitstaa<span class=\"_ _0\"></span>nde achter<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de <span class=\"ls140 ws18b\">verplichtingen<span class=\"_ _1\"></span> per 31 <span class=\"_ _1\"></span>december 2022 <span class=\"_ _1\"></span>betreft po<span class=\"_ _1\"></span>sities me<span class=\"_ _1\"></span>t een loopt<span class=\"_ _1\"></span>ijd van meer<span class=\"_ _1\"></span> dan vijf<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hc0 y1e61 ff310 fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">20.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1e62 ff310 fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">FRESH Grandfathered Restricted Tier 1 Notes</div>\n<div class=\"t m0 x2c hb8 y1e63 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.A.<span class=\"_ _0\"></span> heeft op 7 mei 20<span class=\"_ _0\"></span>02 een Flo<span class=\"_ _0\"></span>ating Rat<span class=\"_ _0\"></span>e Equity<span class=\"ls0 ws0\">-</span><span class=\"ws182\">link<span class=\"_ _0\"></span>ed </span></div>\n<div class=\"t m0 x2c hb8 y1e64 ff30c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Subordi<span class=\"_ _0\"></span>nated H<span class=\"_ _0\"></span>ybrid obl<span class=\"_ _0\"></span>igatiel<span class=\"_ _0\"></span>ening z<span class=\"_ _0\"></span>onder af<span class=\"_ _0\"></span>loopdat<span class=\"_ _0\"></span>um (FRE<span class=\"_ _0\"></span>SH)</div>\n<div class=\"t m0 x2c hb8 y1e65 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">uitgegeven ten<span class=\"_ _1\"></span> bedrage van EUR 1.250 mi<span class=\"_ _1\"></span>ljoen tegen een varia<span class=\"_ _1\"></span>bele</div>\n<div class=\"t m0 x2c hb8 y1e66 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet van de 3<span class=\"ls0 ws0\">-</span>maan<span class=\"_ _0\"></span>ds Euribor v<span class=\"_ _0\"></span>erhoog<span class=\"_ _0\"></span>d met 135 basi<span class=\"_ _0\"></span>spunten.<span class=\"_ _0\"></span> De</div>\n<div class=\"t m0 x2c hb8 y1e67 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n hebben gee<span class=\"_ _0\"></span>n einddat<span class=\"_ _0\"></span>um, maar ku<span class=\"_ _0\"></span>nnen word<span class=\"_ _0\"></span>en ingerui<span class=\"_ _0\"></span>ld <span class=\"ls140 ws180\">tegen </span></div>\n<div class=\"t m0 x2c hb8 y1e68 ff30c fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\">-</span><span class=\"ws18b\">aande<span class=\"_ _1\"></span>len tegen<span class=\"_ _1\"></span> een prijs<span class=\"_ _1\"></span> van 315 EUR<span class=\"_ _1\"></span> naar eigen <span class=\"_ _1\"></span>inzicht van<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c hb8 y1e69 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">houder. D<span class=\"_ _0\"></span>e effecte<span class=\"_ _0\"></span>n zullen auto<span class=\"_ _0\"></span>matis<span class=\"_ _0\"></span>ch worden om<span class=\"_ _0\"></span>gezet naa<span class=\"_ _0\"></span>r Ageas<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1e6a ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">aandelen indien<span class=\"_ _1\"></span> de prijs van het Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">aandeel hog<span class=\"_ _0\"></span>er is dan of gel<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c hb8 y1e6b ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aan EUR<span class=\"ls0 ws0\"> </span><span class=\"ls142\">472,50 tijdens<span class=\"_ _0\"></span> twinti<span class=\"_ _0\"></span>g opeen<span class=\"_ _0\"></span>volgende <span class=\"_ _0\"></span>b<span class=\"ls140 ws18a\">eurshandelsdagen<span class=\"_ _1\"></span>. De </span></span></div>\n<div class=\"t m0 x2c hb8 y1e6c ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">effecten <span class=\"_ _1\"></span>kwalificeren al<span class=\"_ _1\"></span>s Grandfathered<span class=\"_ _1\"></span> Tier 1 <span class=\"_ _1\"></span>kapitaal ond<span class=\"_ _1\"></span>er Solvency<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1e6d ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">II. FRESH he<span class=\"_ _1\"></span>eft een <span class=\"_ _1\"></span>rating van A<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>door<span class=\"_ _1\"></span> Standard &amp;<span class=\"_ _1\"></span> Poor's, Baa<span class=\"_ _1\"></span>2 door</div>\n<div class=\"t m0 x2c hb8 y1e6e ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Moody's en B<span class=\"_ _1\"></span>BB door F<span class=\"_ _1\"></span>itch.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e6f ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1e70 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en werde<span class=\"_ _0\"></span>n uitgegev<span class=\"_ _0\"></span>en door Age<span class=\"_ _0\"></span>asfinl<span class=\"_ _0\"></span>ux S.A., met A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x1d hb8 y1e71 ff30c fs71 fc14 sc0 ls151 ws197\" style=\"z-index: 15;\">SA/NV<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">als mededebite<span class=\"_ _0\"></span>ur. Terugb<span class=\"_ _0\"></span>etaling v<span class=\"_ _0\"></span>an de hoofds<span class=\"_ _0\"></span>om vindt ni<span class=\"_ _0\"></span>et in </span></span></div>\n<div class=\"t m0 x1d hb8 y1e72 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">geld plaat<span class=\"_ _0\"></span>s. De houde<span class=\"_ _0\"></span>rs van de FRE<span class=\"_ _0\"></span>SH kunnen te<span class=\"_ _0\"></span>n opzichte va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d hb8 y1e73 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">mededebiteuren<span class=\"_ _1\"></span> alleen re<span class=\"_ _1\"></span>cht doen geld<span class=\"_ _1\"></span>en op de<span class=\"_ _1\"></span> momenteel ui<span class=\"_ _1\"></span>tstaande</div>\n<div class=\"t m0 x1d hb8 y1e74 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">1,2 miljoen<span class=\"_ _1\"></span> Ageas<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">aandelen die Ag<span class=\"_ _0\"></span>easfinl<span class=\"_ _0\"></span>ux S.A. ten g<span class=\"_ _0\"></span>unste van<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">de </span></span></span></span></div>\n<div class=\"t m0 x1d hb8 y1e75 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">houders<span class=\"_ _0\"></span> van de FRESH<span class=\"_ _0\"></span> in onderp<span class=\"_ _0\"></span>and heeft geg<span class=\"_ _0\"></span>even. In af<span class=\"_ _0\"></span>wachtin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x1d hb8 y1e76 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">het omruilen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>FRESH tegen A<span class=\"_ _1\"></span>geas aand<span class=\"_ _1\"></span>elen hebben<span class=\"_ _1\"></span> deze Ageas<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d hb8 y1e77 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">aandelen geen di<span class=\"_ _1\"></span>vidend<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls142 ws181\">of stem<span class=\"_ _0\"></span>recht (het per 3<span class=\"_ _0\"></span>1 decembe<span class=\"_ _0\"></span>r 2022 </span></span></div>\n<div class=\"t m0 x1d hb8 y1e78 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e aantal ui<span class=\"_ _1\"></span>tstaande Ageas <span class=\"_ _1\"></span>aandelen i<span class=\"_ _1\"></span>s reeds <span class=\"ls142 ws181\">inclusief de </span></div>\n<div class=\"t m0 x1d hb8 y1e79 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">1,2 miljoen Agea<span class=\"_ _1\"></span>s aandelen die zijn<span class=\"_ _1\"></span> uitgegeven voor<span class=\"_ _1\"></span> deze omruil).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 130px; height: 831px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 130px; height: 831px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval d<span class=\"_ _0\"></span>at geen divi<span class=\"_ _0\"></span>dend wordt<span class=\"_ _0\"></span> betaald o<span class=\"_ _0\"></span>p aandele<span class=\"_ _0\"></span>n Ageas, of dat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het vast te st<span class=\"_ _0\"></span>ellen divi<span class=\"_ _0\"></span>dend met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot een boekj<span class=\"_ _0\"></span>aar onde<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x2c h64 y8a7 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">rempel <span class=\"_ _1\"></span>ligt (dividen<span class=\"_ _1\"></span>drendement m<span class=\"_ _1\"></span>inder dan 0<span class=\"_ _1\"></span>,5%), of in<span class=\"_ _1\"></span> bepaalde </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere uitzo<span class=\"_ _1\"></span>nderlijke o<span class=\"_ _1\"></span>mstandigheden, <span class=\"_ _1\"></span>zal de be<span class=\"_ _1\"></span>taling van c<span class=\"_ _1\"></span>oupons</div>\n<div class=\"t m0 x2c h64 y8a9 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsvinden in<span class=\"_ _1\"></span> overeenstemming met<span class=\"_ _1\"></span> de zogenaamde A<span class=\"_ _1\"></span>lternative</div>\n<div class=\"t m0 x2c h64 y8aa ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Coupon Sett<span class=\"_ _1\"></span>lement Method <span class=\"_ _1\"></span>(ACSM). De<span class=\"_ _1\"></span> ACSM houdt i<span class=\"_ _1\"></span>n dat ni<span class=\"_ _1\"></span>euwe</div>\n<div class=\"t m0 x2c h64 y8ab ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aan<span class=\"ws11d\">delen Agea<span class=\"_ _1\"></span>s worden <span class=\"_ _1\"></span>uitgegeven en<span class=\"_ _1\"></span> geleverd aan<span class=\"_ _1\"></span> de houder<span class=\"_ _1\"></span>s van de </span></div>\n<div class=\"t m0 x2c h64 y8ac ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">FRESH. Tot op hed<span class=\"_ _1\"></span>en zijn alle coupon<span class=\"_ _1\"></span>s contant betaald<span class=\"_ _1\"></span>. Als de ACSM</div>\n<div class=\"t m0 x2c h64 y8ad ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in werking t<span class=\"_ _0\"></span>reedt en het b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are toeg<span class=\"_ _0\"></span>estane maat<span class=\"_ _0\"></span>schap<span class=\"_ _0\"></span>pelijke</div>\n<div class=\"t m0 x2c h64 y8ae ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>al ontoer<span class=\"_ _0\"></span>eikend is om Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V in staat te ste<span class=\"_ _0\"></span>llen <span class=\"lsef ws11d\">de ACSM<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8af ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> na te komen, wordt<span class=\"_ _1\"></span> de couponbetaling opgesc<span class=\"_ _1\"></span>hort tot het</div>\n<div class=\"t m0 x2c h64 y8b0 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>at de uit<span class=\"_ _0\"></span>gifte v<span class=\"_ _0\"></span>an nieuw<span class=\"_ _0\"></span>e aandel<span class=\"_ _0\"></span>en weer m<span class=\"_ _0\"></span>ogelij<span class=\"_ _0\"></span>k is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 19 novem<span class=\"_ _0\"></span>ber 2019 lanc<span class=\"_ _0\"></span>eerde A<span class=\"_ _0\"></span>geas via zij<span class=\"_ _0\"></span>n volledig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b3 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij Ag<span class=\"_ _0\"></span>easfinl<span class=\"_ _0\"></span>ux S.A. een b<span class=\"_ _0\"></span>od tot aank<span class=\"_ _0\"></span>oop in cont<span class=\"_ _0\"></span>anten</div>\n<div class=\"t m0 x2c h64 y8b4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de u<span class=\"_ _1\"></span>itstaande FRES<span class=\"_ _1\"></span>H<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten. T<span class=\"_ _0\"></span>egelijk<span class=\"_ _0\"></span>tertijd s<span class=\"_ _0\"></span>tartt<span class=\"_ _0\"></span>e Ageasf<span class=\"_ _0\"></span>inlux </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">S.A. een i<span class=\"_ _1\"></span>nstemmingsproce<span class=\"_ _1\"></span>dure om de<span class=\"_ _1\"></span> aankoop van<span class=\"_ _1\"></span> de FRESH<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8b6 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n toe te s<span class=\"_ _0\"></span>taan. I<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng van ten<span class=\"_ _0\"></span> minste d<span class=\"_ _0\"></span>e meerd<span class=\"_ _0\"></span>erheid v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b7 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">totale uit<span class=\"_ _0\"></span>staand<span class=\"_ _0\"></span>e hoofdso<span class=\"_ _0\"></span>m van de FRES<span class=\"_ _0\"></span>H was noodza<span class=\"_ _0\"></span>kelijk om d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9d7 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorwaarden van<span class=\"_ _1\"></span> de FRESH te wijzigen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d8 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 3 januar<span class=\"_ _1\"></span>i 2020 kon<span class=\"_ _1\"></span>digde Agea<span class=\"_ _1\"></span>s aan dat<span class=\"_ _1\"></span> in totaal<span class=\"_ _1\"></span> 65,50% (EUR</div>\n<div class=\"t m0 x2c h64 y9da ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">818.750.<span class=\"_ _0\"></span>000) van de t<span class=\"_ _0\"></span>otale hoof<span class=\"_ _0\"></span>dsom va<span class=\"_ _0\"></span>n de uitstaa<span class=\"_ _0\"></span>nde FRESH<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9db ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">effecten was terugg<span class=\"_ _1\"></span>ekocht. In het begi<span class=\"_ _1\"></span>n van het 2e kwar<span class=\"_ _1\"></span>taal van 2020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kocht Age<span class=\"_ _0\"></span>as vervol<span class=\"_ _0\"></span>gens FRES<span class=\"_ _0\"></span>H<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">effecten<span class=\"_ _0\"></span> voor een t<span class=\"_ _0\"></span>otale<span class=\"_ _0\"></span> hoofdsom<span class=\"_ _0\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y9dd ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">EUR 47.2<span class=\"_ _0\"></span>50.000 op v<span class=\"_ _0\"></span>raag van ee<span class=\"_ _0\"></span>n derde part<span class=\"_ _0\"></span>ij. Alle in 20<span class=\"_ _0\"></span>20</div>\n<div class=\"t m0 x2c h64 y9de ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangek<span class=\"_ _0\"></span>ochte FRE<span class=\"_ _0\"></span>SH<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">effecten <span class=\"_ _0\"></span>werde<span class=\"_ _0\"></span>n ingerui<span class=\"_ _0\"></span>ld tege<span class=\"_ _0\"></span>n 2.749.<span class=\"_ _0\"></span>206 </span></div>\n<div class=\"t m0 x2c h64 y9df ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> aandelen v<span class=\"_ _1\"></span>an Ageas SA<span class=\"_ _1\"></span>/NV. Deze aan<span class=\"_ _1\"></span>delen zijn <span class=\"_ _1\"></span>erkend</div>\n<div class=\"t m0 x2c h64 y9e0 ff313 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws11d\">de balan<span class=\"_ _1\"></span>s van de G<span class=\"_ _1\"></span>roep als e<span class=\"_ _1\"></span>igen aandelen <span class=\"_ _1\"></span>en geven g<span class=\"_ _1\"></span>een recht<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>den of st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en. Het t<span class=\"_ _0\"></span>otale <span class=\"_ _0\"></span>aantal u<span class=\"_ _0\"></span>itstaan<span class=\"_ _0\"></span>de aandel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 y9e2 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> als gevolg <span class=\"_ _1\"></span>van de <span class=\"_ _1\"></span>transactie blijf<span class=\"_ _1\"></span>t onveranderd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e4 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de loop van he<span class=\"_ _1\"></span>t vierde kwartaal<span class=\"_ _1\"></span> van 2022 heeft Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">SA/N<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">V voor </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een totaal nominaal<span class=\"_ _1\"></span> bedrag van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">233,25<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">miljoen aan <span class=\"_ _1\"></span>FRESH<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e6 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">effecten verwor<span class=\"_ _1\"></span>ven die in 2002<span class=\"_ _1\"></span> werden uitgegeven door<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9e7 ff313 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">S.A. De aangekochte<span class=\"_ _1\"></span> FRESH</span>-</span><span class=\"ws112\">effecten met<span class=\"_ _0\"></span> een nomina<span class=\"_ _0\"></span>le </span></div>\n<div class=\"t m0 x2c h64 y9e8 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde van E<span class=\"_ _1\"></span>UR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">233<span class=\"_ _1\"></span>,25<span class=\"ls0 ws0\"> </span></span>miljoen<span class=\"_ _1\"></span> worden momente<span class=\"_ _1\"></span>el gehouden <span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x2c h64 y9e9 ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">SA<span class=\"_ _1\"></span>/N<span class=\"lsed ws112\">V en werden nog niet<span class=\"_ _0\"></span> omgeruil<span class=\"_ _0\"></span>d in aandel<span class=\"_ _0\"></span>en Ageas. </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarom blij<span class=\"_ _1\"></span>ft op 31<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">december<span class=\"ls0 ws0\"> </span></span>20<span class=\"_ _1\"></span>22 EUR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">3<span class=\"_ _1\"></span>84<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">miljoen aan<span class=\"_ _1\"></span> totale </span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofdsom<span class=\"_ _0\"></span> uitstaa<span class=\"_ _0\"></span>n op het nivea<span class=\"_ _0\"></span>u van Ageasf<span class=\"_ _0\"></span>inlux<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">S.A. D<span class=\"_ _0\"></span>e EUR 2<span class=\"_ _0\"></span>23,25 </span></div>\n<div class=\"t m0 x2c h64 y9ec ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen word<span class=\"_ _1\"></span>t op Agea<span class=\"_ _1\"></span>s groepsniveau <span class=\"_ _1\"></span>ge\u00eblimineerd<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. </span><span class=\"lsed\">Zie toel<span class=\"_ _0\"></span>ichting<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">32 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor de r<span class=\"lsef ws11d\">esulterende impact op<span class=\"_ _1\"></span> de geconsoli<span class=\"_ _1\"></span>deerde resul<span class=\"_ _1\"></span>tatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b y1e84 ff315 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1e85 ff315 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">Ageas <span class=\"_ _1\"></span>SA/N<span class=\"_ _1\"></span>V S<span class=\"_ _1\"></span>ubordin<span class=\"_ _1\"></span>ated <span class=\"_ _1\"></span>Fixe<span class=\"_ _1\"></span>d to <span class=\"_ _1\"></span>Floa<span class=\"_ _1\"></span>ting <span class=\"_ _1\"></span>Rate</div>\n<div class=\"t m0 x2c h7b y1e86 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Notes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e87 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 24 novem<span class=\"_ _0\"></span>ber 2020 gaf<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV schul<span class=\"_ _0\"></span>deffecte<span class=\"_ _0\"></span>n uit in de vorm</div>\n<div class=\"t m0 x2c h64 y1e88 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van Subordina<span class=\"_ _1\"></span>ted Fixed to Floating<span class=\"_ _1\"></span> Rate Tier 2 Notes ter waa<span class=\"_ _1\"></span>rd<span class=\"lsed ws11d\">e van </span></div>\n<div class=\"t m0 x2c h64 y1e89 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 500 mil<span class=\"_ _1\"></span>joen die in<span class=\"_ _1\"></span> 2051 v<span class=\"_ _1\"></span>ervallen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e8a ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e8b ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De notes <span class=\"_ _1\"></span>hebben een v<span class=\"_ _1\"></span>aste coupon<span class=\"_ _1\"></span> van 1,875%, <span class=\"_ _1\"></span>jaarlijks be<span class=\"_ _1\"></span>taalbaar to<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1e8c ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de eerste <span class=\"_ _1\"></span>renteherziening<span class=\"_ _1\"></span>sdatum (24 n<span class=\"_ _1\"></span>ovember 2031)<span class=\"_ _1\"></span>. Vanaf de <span class=\"_ _1\"></span>eerste</div>\n<div class=\"t m0 x2c h64 y1e8d ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">renteherzieni<span class=\"_ _1\"></span>ngsdatum zal d<span class=\"_ _1\"></span>e coupon d<span class=\"_ _1\"></span>riemaandelijk<span class=\"_ _1\"></span>s betaalbaar<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x2c h64 y1e8e ff313 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">teg<span class=\"lsed ws112\">en een 3<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">maand Euribor varia<span class=\"_ _1\"></span>bele rente vermee<span class=\"_ _1\"></span>rderd met een in<span class=\"_ _1\"></span>iti\u00eble </span></span></span></div>\n<div class=\"t m0 x2c h64 y1e8f ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>spread en e<span class=\"_ _0\"></span>en step<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">up van 100 basispunten. Merk<span class=\"_ _1\"></span> op dat Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y1e90 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar eig<span class=\"_ _0\"></span>en keuze kan bes<span class=\"_ _0\"></span>lissen om h<span class=\"_ _0\"></span>et instrum<span class=\"_ _0\"></span>ent vanaf<span class=\"_ _0\"></span> 24 mei 2031,</div>\n<div class=\"t m0 x2c h64 y1e91 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">namelijk 6 maanden<span class=\"_ _1\"></span> v\u00f3\u00f3r de eerste ren<span class=\"_ _1\"></span>teherzieningsda<span class=\"lsed ws11d\">tum, af te loss<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e92 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e93 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het instrum<span class=\"_ _1\"></span>ent komt in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> als Tier 2<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11e\">kapitaal<span class=\"_ _1\"></span> voor zowel Ageas<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1e94 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Groep als A<span class=\"_ _0\"></span>geas SA/NV k<span class=\"_ _0\"></span>rachten<span class=\"_ _0\"></span>s de Europe<span class=\"_ _0\"></span>se wettel<span class=\"_ _0\"></span>ijke vereis<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1e95 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> (Solven<span class=\"_ _0\"></span>cy II) en heef<span class=\"_ _0\"></span>t een rating A<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">van zowel </span></span></div>\n<div class=\"t m0 x1d h64 y1e96 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor's als<span class=\"_ _0\"></span> Fitch. Het in<span class=\"lsef ws11d\">strument staat genoteerd a<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y1e97 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geregl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rde markt va<span class=\"_ _0\"></span>n de Luxembu<span class=\"_ _0\"></span>rgse effec<span class=\"_ _0\"></span>tenbeu<span class=\"_ _0\"></span>rs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1e98 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1e99 ff315 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _1\"></span>/NV Perp<span class=\"_ _1\"></span>etual Subor<span class=\"_ _1\"></span>dinated Fi<span class=\"_ _1\"></span>xed Rate</div>\n<div class=\"t m0 x1d h7b y1e9a ff315 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Resettable<span class=\"_ _0\"></span> Temporary Write<span class=\"ls0 ws0\">-<span class=\"ls13c ws17c\">Down Restr<span class=\"_ _1\"></span>icted Tie<span class=\"_ _1\"></span>r </span></span></div>\n<div class=\"t m0 x1d h7b y1e9b ff315 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">1 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yf2a ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 10 decem<span class=\"_ _0\"></span>ber 2019 gaf<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e schuldef<span class=\"_ _0\"></span>f<span class=\"ws111\">ecten </span></div>\n<div class=\"t m0 x1d h64 y1e9c ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit voor ee<span class=\"_ _0\"></span>n totale hoof<span class=\"_ _0\"></span>dsom van E<span class=\"_ _0\"></span>UR 750 milj<span class=\"_ _0\"></span>oen in de vorm v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y1e9d ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Perpetual Subo<span class=\"_ _1\"></span>rdinated Fixed Rate Re<span class=\"_ _1\"></span>settable Temporary Wri<span class=\"_ _1\"></span>te<span class=\"ls0 ws0\">-<span class=\"ls10c ws13b\">Down<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y1e9e ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Restrict<span class=\"_ _0\"></span>ed Tier 1 Not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1e9f ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ea0 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Deze notes hebben<span class=\"_ _1\"></span> een vaste jaarli<span class=\"_ _1\"></span>jks betaalbare co<span class=\"_ _1\"></span>upon van 3,875%<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ea1 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met rentehe<span class=\"_ _1\"></span>rziening in j<span class=\"_ _1\"></span>un<span class=\"ws11e\">i 2030 (geen<span class=\"_ _1\"></span> step<span class=\"ls0 ws0\">-</span></span>up) en<span class=\"_ _1\"></span> daarna el<span class=\"_ _1\"></span>ke vijf jaar<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x1d h64 y1ea2 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Zij hebben<span class=\"_ _1\"></span> geen vastge<span class=\"_ _1\"></span>stelde vervalda<span class=\"_ _1\"></span>tum en Agea<span class=\"_ _1\"></span>s SA/NV kan de<span class=\"_ _1\"></span>ze,</div>\n<div class=\"t m0 x1d h64 y1ea3 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behalve in <span class=\"_ _1\"></span>bepaalde sp<span class=\"_ _1\"></span>ecifieke omstan<span class=\"_ _1\"></span>digheden, nie<span class=\"_ _1\"></span>t aflossen <span class=\"_ _1\"></span>voor de</div>\n<div class=\"t m0 x1d h64 y1ea4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zesmaandsperiode <span class=\"_ _1\"></span>voorafgaand<span class=\"_ _1\"></span> aan juni 2<span class=\"_ _1\"></span>030.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ea5 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ea6 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en komen in aan<span class=\"_ _0\"></span>merk<span class=\"lsef ws11d\">ing als restricted <span class=\"_ _1\"></span>Tier 1<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kapitaal voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ea7 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel Ageas<span class=\"_ _1\"></span> Groep al<span class=\"_ _1\"></span>s Ageas SA/NV k<span class=\"_ _1\"></span>rachtens de<span class=\"_ _1\"></span> Europese we<span class=\"_ _1\"></span>ttelijke</div>\n<div class=\"t m0 x1d h64 y1ea8 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vereisten voor<span class=\"_ _1\"></span> verzekeraars (Solv<span class=\"_ _1\"></span>ency II) en hebben<span class=\"_ _1\"></span> een rating BBB<span class=\"ls0 ws0\">+<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ea9 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Standard<span class=\"_ _1\"></span> &amp; Poor\u2019<span class=\"_ _1\"></span>s en BBB v<span class=\"_ _1\"></span>an Fitch. De<span class=\"_ _1\"></span> notes sta<span class=\"_ _1\"></span>an genoteerd<span class=\"_ _1\"></span> aan</div>\n<div class=\"t m0 x1d h64 y1eaa ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geregulee<span class=\"_ _1\"></span>rde markt <span class=\"_ _1\"></span>van de Lux<span class=\"_ _1\"></span>emburgse effec<span class=\"_ _1\"></span>tenbeurs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eab ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1eac ff313 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">De netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">opbre<span class=\"_ _1\"></span>ngsten van<span class=\"_ _1\"></span> de uitgi<span class=\"_ _1\"></span>fte van dit<span class=\"_ _1\"></span> instrument w<span class=\"_ _1\"></span>erden gebrui<span class=\"_ _1\"></span>kt </span></span></div>\n<div class=\"t m0 x1d h64 y1ead ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor algemene<span class=\"_ _1\"></span> bedrijfsd<span class=\"_ _1\"></span>oeleinden en<span class=\"_ _1\"></span> teneinde d<span class=\"_ _1\"></span>e wettelijk <span class=\"_ _1\"></span>vereiste</div>\n<div class=\"t m0 x1d h64 y1eae ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">solvabi<span class=\"_ _0\"></span>liteit va<span class=\"_ _0\"></span>n de Ageas Groe<span class=\"_ _0\"></span>p en haar oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en te</div>\n<div class=\"t m0 x1d h64 y1eaf ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vers<span class=\"ws11e\">terken, onder<span class=\"_ _1\"></span> meer door vervangi<span class=\"_ _1\"></span>ng van de FRESH<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">effect<span class=\"_ _0\"></span>en die </span></span></span></div>\n<div class=\"t m0 x1d h64 y1eb0 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden terugg<span class=\"_ _1\"></span>ekocht in he<span class=\"_ _1\"></span>t bod da<span class=\"_ _1\"></span>t Ageas hier<span class=\"_ _1\"></span> in 2019<span class=\"_ _1\"></span> op deed <span class=\"_ _1\"></span>(zie</div>\n<div class=\"t m0 x1d h64 y1eb1 ff313 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">20.1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b ye5c ff315 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1eb2 ff315 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">Ageas <span class=\"_ _1\"></span>SA/N<span class=\"_ _1\"></span>V S<span class=\"_ _1\"></span>ubordin<span class=\"_ _1\"></span>ated <span class=\"_ _1\"></span>Fixe<span class=\"_ _1\"></span>d to <span class=\"_ _1\"></span>Floa<span class=\"_ _1\"></span>ting <span class=\"_ _1\"></span>Rate</div>\n<div class=\"t m0 x1d h7b y1eb3 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eb4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 10 apri<span class=\"_ _1\"></span>l 2019 ga<span class=\"_ _1\"></span>f Ageas SA/<span class=\"_ _1\"></span>NV zijn eers<span class=\"_ _1\"></span>te schuldeffecten<span class=\"_ _1\"></span> uit in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y1eb5 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vorm van S<span class=\"_ _0\"></span>ubordin<span class=\"_ _0\"></span>ated Fixe<span class=\"_ _0\"></span>d to Floati<span class=\"_ _0\"></span>ng Rate Tier 2 Not<span class=\"_ _0\"></span>es voor EUR<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1eb6 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">500 milj<span class=\"_ _0\"></span>oen die i<span class=\"_ _0\"></span>n 2049 v<span class=\"_ _0\"></span>ervalle<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eb7 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1eb8 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze not<span class=\"_ _0\"></span>es hebbe<span class=\"_ _0\"></span>n een vas<span class=\"_ _0\"></span>te coup<span class=\"_ _0\"></span>on van 3,<span class=\"_ _0\"></span>25%, ja<span class=\"_ _0\"></span>arlijks b<span class=\"_ _0\"></span>etaalba<span class=\"_ _0\"></span>ar tot</div>\n<div class=\"t m0 x1d h64 y1eb9 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de eerst<span class=\"_ _0\"></span>e call<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">datum (2 j<span class=\"_ _1\"></span>uli 2029). Van<span class=\"_ _1\"></span>af de eer<span class=\"_ _1\"></span>ste call</span>-<span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>tum zal <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 y1eba ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">coupon dr<span class=\"_ _0\"></span>iemaand<span class=\"_ _0\"></span>elijks bet<span class=\"_ _0\"></span>aalbaa<span class=\"_ _0\"></span>r zijn tegen ee<span class=\"_ _0\"></span>n 3<span class=\"ls0 ws0\">-</span>maand Euri<span class=\"_ _0\"></span>bor</div>\n<div class=\"t m0 x1d h64 y1ebb ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente vermeer<span class=\"_ _1\"></span>derd met een<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> kredietsprea<span class=\"_ _1\"></span>d en een <span class=\"_ _1\"></span>step<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1ebc ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">up van 100 bas<span class=\"_ _0\"></span>ispunt<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ebd ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ebe ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dit instrumen<span class=\"_ _1\"></span>t komt in aanmerking al<span class=\"_ _1\"></span>s Tier 2<span class=\"ls0 ws0\">-</span>kapi<span class=\"_ _1\"></span>taal voor zowel<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 y1ebf ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Groep als<span class=\"_ _1\"></span> Ageas SA/NV<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">krachtens de Eu<span class=\"_ _1\"></span>ropese wettelij<span class=\"_ _1\"></span>ke vereisten<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ec0 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> (Solven<span class=\"_ _0\"></span>cy II) en heef<span class=\"_ _0\"></span>t een rating v<span class=\"_ _0\"></span>an A<span class=\"ls0 ws0\">- </span><span class=\"ws111\">volgens </span></div>\n<div class=\"t m0 x1d h64 y1ec1 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor\u2019s en Fit<span class=\"_ _0\"></span>ch. De not<span class=\"_ _0\"></span>e staat genot<span class=\"_ _0\"></span>eerd aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y1ec2 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geregul<span class=\"_ _0\"></span>eerde m<span class=\"_ _0\"></span>arkt va<span class=\"_ _0\"></span>n de Luxem<span class=\"_ _0\"></span>burgse ef<span class=\"_ _0\"></span>fecte<span class=\"_ _0\"></span>nbeurs. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 156px; height: 950px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 156px; height: 950px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">AG Insurance Subordinated Fixed to Floating Rate</div>\n<div class=\"t m0 x2c h7b y830 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y831 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 27 juni<span class=\"_ _1\"></span> 2019 heb<span class=\"_ _1\"></span>ben Ageas en<span class=\"_ _1\"></span> BNP Pariba<span class=\"_ _1\"></span>s Cardif ee<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y832 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">achtergestelde<span class=\"_ _1\"></span> lening v<span class=\"_ _1\"></span>an EUR 300<span class=\"_ _1\"></span> miljoen (Agea<span class=\"_ _1\"></span>s: EUR 225<span class=\"_ _1\"></span> miljoen;</div>\n<div class=\"t m0 x2c h64 y833 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Cardi<span class=\"_ _0\"></span>f: EUR 75 miljo<span class=\"_ _0\"></span>en) aan AG Ins<span class=\"_ _0\"></span>urance v<span class=\"_ _0\"></span>erstrekt<span class=\"_ _0\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y834 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een rente<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 3,<span class=\"_ _0\"></span>25% als gede<span class=\"_ _0\"></span>eltelijk<span class=\"_ _0\"></span>e vervan<span class=\"_ _0\"></span>ging van de</div>\n<div class=\"t m0 x2c h64 y1ec8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">USD 550 milj<span class=\"_ _0\"></span>oen obli<span class=\"_ _0\"></span>gaties die in m<span class=\"_ _0\"></span>aart 2019 w<span class=\"_ _0\"></span>aren afgel<span class=\"_ _0\"></span>ost. De</div>\n<div class=\"t m0 x2c h64 y1ec9 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intragr<span class=\"_ _0\"></span>oepslen<span class=\"_ _0\"></span>ing tuss<span class=\"_ _0\"></span>en Ageas en AG I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e wordt ge\u00ebli<span class=\"_ _0\"></span>mineer<span class=\"_ _0\"></span>d op</div>\n<div class=\"t m0 x2c h64 y1eca ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het niv<span class=\"_ _0\"></span>eau van <span class=\"ws112\">de A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">groe<span class=\"_ _0\"></span>p. De leni<span class=\"_ _0\"></span>ng kan naa<span class=\"_ _0\"></span>r keuz<span class=\"_ _0\"></span>e van AG </span></span></div>\n<div class=\"t m0 x2c h64 y1ecb ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance g<span class=\"_ _1\"></span>eheel maar <span class=\"_ _1\"></span>niet gedeel<span class=\"_ _1\"></span>telijk worden<span class=\"_ _1\"></span> terugbetaald <span class=\"_ _1\"></span>op de</div>\n<div class=\"t m0 x2c h64 y1ecc ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste afl<span class=\"_ _0\"></span>ossings<span class=\"_ _0\"></span>datum o<span class=\"_ _0\"></span>p 27 juni 2029 of o<span class=\"_ _0\"></span>p elke rente<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsdatu<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x2c h64 y1ecd ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarna. O<span class=\"_ _0\"></span>p hun eerst<span class=\"_ _0\"></span>e calldat<span class=\"_ _0\"></span>um zullen d<span class=\"_ _0\"></span>e Notes rent<span class=\"_ _0\"></span>e opbreng<span class=\"_ _0\"></span>en tegen</div>\n<div class=\"t m0 x2c h64 y1ece ff317 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ee<span class=\"ws112\">n vlotte<span class=\"_ _0\"></span>nde rent<span class=\"_ _0\"></span>evoet van 3 ma<span class=\"_ _0\"></span>and Euribo<span class=\"_ _0\"></span>r plus 3,80<span class=\"_ _0\"></span>% per jaar, </span></div>\n<div class=\"t m0 x2c h64 y1ecf ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaalb<span class=\"_ _0\"></span>aar per kwa<span class=\"_ _0\"></span>rtaal.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y150d ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ed0 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">AG Insuran<span class=\"_ _1\"></span>ce Fixed R<span class=\"_ _1\"></span>ate Reset D<span class=\"_ _1\"></span>ated</div>\n<div class=\"t m0 x2c h7b y1ed1 ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ed2 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 31 maart 20<span class=\"_ _0\"></span>15 heeft A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e voor een be<span class=\"_ _0\"></span>drag van EU<span class=\"_ _0\"></span>R 400</div>\n<div class=\"t m0 x2c h64 y1ed3 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">miljoen <span class=\"_ _0\"></span>Fixed Rat<span class=\"_ _0\"></span>e Subo<span class=\"_ _0\"></span>rdinate<span class=\"_ _0\"></span>d Tier 2 N<span class=\"_ _0\"></span>otes (ac<span class=\"_ _0\"></span>hterges<span class=\"_ _0\"></span>telde ob<span class=\"_ _0\"></span>ligaties</div>\n<div class=\"t m0 x2c h64 y1ed4 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen vast<span class=\"_ _0\"></span>e rente) ui<span class=\"_ _0\"></span>tgegev<span class=\"_ _0\"></span>en met een re<span class=\"_ _0\"></span>ntevoet va<span class=\"_ _0\"></span>n 3,5% en een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1ed5 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van 32 jaar.<span class=\"_ _0\"></span> De obligati<span class=\"_ _0\"></span>es kunnen w<span class=\"_ _0\"></span>orden afg<span class=\"_ _0\"></span>elost naa<span class=\"_ _0\"></span>r eigen</div>\n<div class=\"t m0 x2c h64 y1ed6 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">keuze van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e, in hun geh<span class=\"_ _0\"></span>eel maar ni<span class=\"_ _0\"></span>et gedeel<span class=\"_ _0\"></span>telijk, op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1ed7 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste cal<span class=\"_ _1\"></span>ldatum op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">30 juni 2027 of op wi<span class=\"_ _1\"></span>llekeurig welke a<span class=\"_ _1\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1ed8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>ervaldag d<span class=\"_ _0\"></span>aarna. O<span class=\"_ _0\"></span>p de eerste ca<span class=\"_ _0\"></span>lldatum en o<span class=\"_ _0\"></span>p elke vijfd<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1ed9 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verjaar<span class=\"_ _0\"></span>dag van de ee<span class=\"_ _0\"></span>rste call<span class=\"_ _0\"></span>datum zal de re<span class=\"_ _0\"></span>ntevoet o<span class=\"_ _0\"></span>pnieuw b<span class=\"_ _0\"></span>epaald</div>\n<div class=\"t m0 x2c h64 y1eda ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden, <span class=\"_ _0\"></span>als de s<span class=\"_ _0\"></span>om van de v<span class=\"_ _0\"></span>ijfjar<span class=\"_ _0\"></span>ige euro m<span class=\"_ _0\"></span>id swa<span class=\"_ _0\"></span>p rente v<span class=\"_ _0\"></span>erhoogd <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x2c h64 y1edb ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">3,875%. D<span class=\"lsed ws112\">e obligaties zij<span class=\"_ _0\"></span>n genotee<span class=\"_ _0\"></span>rd aan de Beurs v<span class=\"_ _0\"></span>an Luxem<span class=\"_ _0\"></span>burg en </span></div>\n<div class=\"t m0 x2c h64 y1edc ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kwalificeren<span class=\"_ _1\"></span> als Tier <span class=\"_ _1\"></span>2 kapitaal<span class=\"_ _1\"></span> onder Sol<span class=\"_ _1\"></span>vency II. Z<span class=\"_ _1\"></span>e hebben e<span class=\"_ _1\"></span>en rating</div>\n<div class=\"t m0 x2c h64 y1edd ff317 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">A- <span class=\"_ _1\"></span><span class=\"lsed ws112\">van zowel St<span class=\"_ _0\"></span>andard &amp; Po<span class=\"_ _0\"></span>or's als Fit<span class=\"_ _0\"></span>ch.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h7b y82e ff319 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff319 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">AG Insurance <span class=\"_ _1\"></span>Fixed<span class=\"ls0 ws0\">-<span class=\"ls117 ws14f\">to</span>-<span class=\"ls13a ws17a\">Fl<span class=\"_ _1\"></span>oating <span class=\"_ _1\"></span>Call<span class=\"_ _1\"></span>able </span></span></div>\n<div class=\"t m0 x1d h7b y830 ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y831 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 18 decem<span class=\"_ _0\"></span>ber 2013 pla<span class=\"_ _0\"></span>atste AG I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e voor een bed<span class=\"_ _0\"></span>rag van EUR<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y832 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">450 miljoen<span class=\"_ _1\"></span> Fixed<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to<span class=\"_ _1\"></span></span>-</span><span class=\"lsed\">Floating Ca<span class=\"_ _0\"></span>llable<span class=\"_ _0\"></span> Subordi<span class=\"_ _0\"></span>nated Ti<span class=\"_ _0\"></span>er 2 Notes<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y833 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(achte<span class=\"_ _0\"></span>rgesteld<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ies met<span class=\"_ _0\"></span> vaste n<span class=\"_ _0\"></span>aar vari<span class=\"_ _0\"></span>abele re<span class=\"_ _0\"></span>nte), m<span class=\"_ _0\"></span>et een</div>\n<div class=\"t m0 x1d h64 y834 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van 31 j<span class=\"_ _0\"></span>aar en ee<span class=\"_ _0\"></span>n rentev<span class=\"_ _0\"></span>oet van 5,<span class=\"_ _0\"></span>25%. De <span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies kunn<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ec8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gelost na<span class=\"_ _0\"></span>ar eigen ke<span class=\"_ _0\"></span>uze van AG Insur<span class=\"_ _0\"></span>ance, in hu<span class=\"_ _0\"></span>n geheel</div>\n<div class=\"t m0 x1d h64 y1ec9 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gedeeltelij<span class=\"_ _1\"></span>k, op de ee<span class=\"_ _1\"></span>rste callda<span class=\"_ _1\"></span>tum op 18<span class=\"_ _1\"></span> juni 2024<span class=\"_ _1\"></span> of op</div>\n<div class=\"t m0 x1d h64 y1eca ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">willekeurig<span class=\"_ _1\"></span> welke andere <span class=\"_ _1\"></span>rentevervalda<span class=\"_ _1\"></span>g daarna. O<span class=\"_ _1\"></span>p hun eer<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x1d h64 y1ecb ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">calldat<span class=\"_ _0\"></span>um zullen d<span class=\"_ _0\"></span>e obligati<span class=\"_ _0\"></span>es rente dra<span class=\"_ _0\"></span>gen aan een v<span class=\"_ _0\"></span>ariabe<span class=\"lsef ws11d\">le rentevoet </span></div>\n<div class=\"t m0 x1d h64 y1ecc ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van 3<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">maand<span class=\"_ _1\"></span>s Euribor <span class=\"_ _1\"></span>verhoogd met 4<span class=\"_ _1\"></span>,136% per j<span class=\"_ _1\"></span>aar, betaalbaar<span class=\"_ _1\"></span> per </span></div>\n<div class=\"t m0 x1d h64 y1ecd ff317 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kwartaal. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ece ff317 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ecf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De obliga<span class=\"_ _1\"></span>ties kwalifice<span class=\"_ _1\"></span>ren als Tie<span class=\"_ _1\"></span>r 2 onder<span class=\"_ _1\"></span> Solvency <span class=\"_ _1\"></span>II en hebben<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y1ede ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rating A<span class=\"ls0 ws0\">- </span>van Stan<span class=\"_ _0\"></span>dard &amp; Poo<span class=\"_ _0\"></span>r's en Fitch. De o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es zijn</div>\n<div class=\"t m0 x1d h64 y1edf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderschreven<span class=\"_ _1\"></span> door Ageas<span class=\"_ _1\"></span> SA/NV (EU<span class=\"lsed ws112\">R 350 miljoen) e<span class=\"_ _0\"></span>n BNP Paribas<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ee0 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Fortis SA/NV (EUR 1<span class=\"_ _1\"></span>00 miljoen) en zijn<span class=\"_ _1\"></span> genoteerd aan de Beur<span class=\"_ _1\"></span>s van</div>\n<div class=\"t m0 x1d h64 y1ee1 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Luxemburg. <span class=\"_ _1\"></span>Het gedeelte<span class=\"_ _1\"></span> verstrekt door<span class=\"_ _1\"></span> Ageas SA<span class=\"_ _1\"></span>/NV wordt</div>\n<div class=\"t m0 x1d h64 y1ee2 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ge\u00eblimineerd<span class=\"_ _1\"></span> omdat het een intra<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">groepst<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie betre<span class=\"_ _0\"></span>ft.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h7b y1099 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1ee3 ff319 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Milleniumbcp Fixed<span class=\"ls0 ws0\">-<span class=\"ls117 ws14f\">to</span>-</span>Floating Callable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1ee4 ff319 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Subordinated Grandfathered <span class=\"_ _1\"></span>Restricted Tier 1 <span class=\"_ _1\"></span>Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybbb ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op 5 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>14 hebbe<span class=\"_ _0\"></span>n Ageas I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e Inter<span class=\"_ _0\"></span>nationa<span class=\"_ _0\"></span>l N.V. (<span class=\"_ _0\"></span>51%)</div>\n<div class=\"t m0 x1d h64 ybbc ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AII) en BC<span class=\"_ _0\"></span>P Investm<span class=\"_ _0\"></span>ents B.V. (<span class=\"_ _0\"></span>49%) een ac<span class=\"_ _0\"></span>htergest<span class=\"_ _0\"></span>elde len<span class=\"_ _0\"></span>ing van</div>\n<div class=\"t m0 x1d h64 ybbd ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 120 mil<span class=\"_ _1\"></span>joen verstre<span class=\"_ _1\"></span>kt aan Mill<span class=\"_ _1\"></span>enniumbcp Age<span class=\"_ _1\"></span>as tegen 4<span class=\"_ _1\"></span>,75% per</div>\n<div class=\"t m0 x1d h64 ybbe ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar t<span class=\"lsed ws112\">ot de eerste cal<span class=\"_ _0\"></span>ldatum in de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>019 en 6<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">maands Euribor<span class=\"_ _1\"></span> + </span></span></span></div>\n<div class=\"t m0 x1d h64 ybbf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">475 basispun<span class=\"_ _1\"></span>ten per ja<span class=\"_ _1\"></span>ar daarna<span class=\"_ _1\"></span>. Vanaf het 2<span class=\"_ _1\"></span>e kwartaal <span class=\"_ _1\"></span>van 2020 <span class=\"_ _1\"></span>is de</div>\n<div class=\"t m0 x1d h64 ybc0 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lening die voorheen<span class=\"_ _1\"></span> eigendom was van<span class=\"_ _1\"></span> Ageas Insurance Intern<span class=\"_ _1\"></span>ational</div>\n<div class=\"t m0 x1d h64 ybc1 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span> naar de ba<span class=\"_ _1\"></span>lans van Age<span class=\"_ _1\"></span>as SA/NV. <span class=\"_ _1\"></span>Het deel vers<span class=\"_ _1\"></span>trekt door</div>\n<div class=\"t m0 x1d h64 ybc2 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> wordt ge\u00eblim<span class=\"_ _1\"></span>ineerd omdat<span class=\"_ _1\"></span> het een in<span class=\"_ _1\"></span>tra<span class=\"ls0 ws0\">-</span><span class=\"ws113\">groe<span class=\"_ _1\"></span>pstransactie </span></div>\n<div class=\"t m0 x1d h64 ybc3 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreft.<span class=\"_ _0\"></span> De obligat<span class=\"_ _0\"></span>ies kwali<span class=\"_ _0\"></span>ficeren al<span class=\"_ _0\"></span>s \u2018Grandf<span class=\"_ _0\"></span>ather<span class=\"_ _0\"></span>ed\u2019 Tier 1 kapit<span class=\"_ _0\"></span>aal</div>\n<div class=\"t m0 x1d h64 ybc4 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">II. </span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 519px; height: 587px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 519px; height: 587px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Schu<span class=\"_ _1\"></span>lden</div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Terugkoopovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff31d fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Schulde<span class=\"_ _0\"></span>n aan ba<span class=\"_ _0\"></span>nken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Depots van herverzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Overige financieringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff31d fs46 fce sc0 lsf6 ws122\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l schu<span class=\"_ _1\"></span>lden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y173c ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee6 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee7 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Terugkoopovere<span class=\"_ _1\"></span>enkomsten <span class=\"_ _1\"></span>zijn zekergesteld<span class=\"_ _1\"></span>e kortlopende<span class=\"_ _1\"></span> leningen d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x2c h64 y1ee8 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt voor<span class=\"_ _1\"></span> de afdekking <span class=\"_ _1\"></span>van speci<span class=\"_ _1\"></span>fieke belegging<span class=\"_ _1\"></span>en met</div>\n<div class=\"t m0 x2c h64 y1ee9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten die op<span class=\"_ _0\"></span>nieuw kun<span class=\"_ _0\"></span>nen worde<span class=\"_ _0\"></span>n vastgest<span class=\"_ _0\"></span>eld en met h<span class=\"_ _0\"></span>et oog op</div>\n<div class=\"t m0 x2c h64 y1eea ff31b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kasbeheer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1eeb ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1eec ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas v<span class=\"_ _1\"></span>astgoed met <span class=\"_ _1\"></span>een boekwaarde<span class=\"_ _1\"></span> van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">159 </span></div>\n<div class=\"t m0 x2c h64 y1eed ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen al<span class=\"_ _1\"></span>s zekerheid<span class=\"_ _1\"></span> gesteld voor<span class=\"_ _1\"></span> leningen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> (2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">166 </span></div>\n<div class=\"t m0 x2c h64 y1eee ff31b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 530px; height: 41px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1eef ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ef0 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekwaarde<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>schulden is <span class=\"_ _1\"></span>een redel<span class=\"_ _1\"></span>ijke benaderin<span class=\"_ _1\"></span>g van de</div>\n<div class=\"t m0 x2c h64 y1ef1 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e doordat <span class=\"_ _1\"></span>de looptijden<span class=\"_ _1\"></span> van con<span class=\"_ _1\"></span>tracten minder<span class=\"_ _1\"></span> dan een <span class=\"_ _1\"></span>jaar</div>\n<div class=\"t m0 x1d h64 y1ef2 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bedragen (terugk<span class=\"_ _1\"></span>oop<span class=\"ws11d\">overeenko<span class=\"_ _1\"></span>msten) en/of d<span class=\"_ _1\"></span>oordat contr<span class=\"_ _1\"></span>acten een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef3 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente dragen<span class=\"_ _1\"></span> (leningen van<span class=\"_ _1\"></span> banken). <span class=\"_ _1\"></span>De re\u00eble w<span class=\"_ _1\"></span>aarde is</div>\n<div class=\"t m0 x1d h64 y1ef4 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">derhalve geba<span class=\"_ _1\"></span>seerd op waarneembare<span class=\"_ _1\"></span> marktgegevens (n<span class=\"_ _1\"></span>iveau 2).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ef5 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ef6 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De leaseverp<span class=\"_ _1\"></span>lichtingen worde<span class=\"_ _1\"></span>n gewaardeer<span class=\"_ _1\"></span>d tegen de<span class=\"_ _1\"></span> con<span class=\"ws11e\">tante waarde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef7 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en wordt<span class=\"_ _0\"></span> verdisco<span class=\"_ _0\"></span>nteerd o<span class=\"_ _0\"></span>p basis van de</div>\n<div class=\"t m0 x1d h64 y1ef8 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentev<span class=\"_ _0\"></span>oet van de l<span class=\"_ _0\"></span>easeove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst. De rent<span class=\"_ _0\"></span>elasten op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1ef9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing en de afsc<span class=\"_ _0\"></span>hrijvin<span class=\"_ _0\"></span>gskost<span class=\"_ _0\"></span>en voor het met<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 y1efa ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emmend act<span class=\"_ _0\"></span>ief word<span class=\"_ _0\"></span>en afzond<span class=\"_ _0\"></span>erlijk van el<span class=\"_ _0\"></span>kaar</div>\n<div class=\"t m0 x1d h64 y1efb ff31b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd.</div>\n<div class=\"t m0 x2c h64 y1efc ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1efd ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff31b fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 445px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 445px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff31d fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 415px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 415px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 400px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff31d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 385px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 370px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 370px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 355px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 355px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span> wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 340px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 340px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff31d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 325px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 325px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 325px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f02 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f03 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f04 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>verdisconteerd<span class=\"_ _1\"></span>e kasstromen van de<span class=\"_ _1\"></span> leningen, afgez<span class=\"_ _1\"></span>ien van de leaseve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span>, ingedeeld per <span class=\"lsed ws112\">relevante l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span>groep </span></div>\n<div class=\"t m0 x2c h64 y1f05 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op 31 decem<span class=\"_ _0\"></span>ber.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f06 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 231px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 231px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 201px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 201px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 186px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 186px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 186px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 171px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 171px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 171px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 156px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 156px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 156px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff31d fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 141px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 141px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 141px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 130px; height: 831px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als gevol<span class=\"_ _0\"></span>g van de Covi<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">pandemie ont<span class=\"_ _1\"></span>ving Interparking<span class=\"_ _1\"></span>, een </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming van de<span class=\"_ _1\"></span> Groep actie<span class=\"_ _1\"></span>f in par<span class=\"_ _1\"></span>keergarages<span class=\"_ _1\"></span> (51%</div>\n<div class=\"t m0 x2c h64 y8a7 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om van AG Insur<span class=\"_ _0\"></span>ance), i<span class=\"_ _0\"></span>n de eerste helf<span class=\"_ _0\"></span>t van 2021</div>\n<div class=\"t m0 x2c h64 y8a8 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kwijtsc<span class=\"_ _0\"></span>helding<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> leningsov<span class=\"_ _0\"></span>eree<span class=\"lsef ws11e\">nkomsten. Bijgevolg </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden lang<span class=\"_ _1\"></span>lopende bankl<span class=\"_ _1\"></span>eningen, waar<span class=\"_ _1\"></span>voor kwijtsc<span class=\"_ _1\"></span>heldingen we<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x1d h64 y1d22 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkreg<span class=\"_ _0\"></span>en, geherc<span class=\"_ _0\"></span>lassif<span class=\"_ _0\"></span>iceerd va<span class=\"_ _0\"></span>n langlope<span class=\"_ _0\"></span>nd naar kort<span class=\"_ _0\"></span>lopen<span class=\"_ _0\"></span>d. De</div>\n<div class=\"t m0 x1d h64 y1d23 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Interparking hebb<span class=\"_ _1\"></span>en zich sindsdien<span class=\"_ _1\"></span> hersteld, waar<span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x1d h64 y1f0e ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Interparking aan<span class=\"_ _1\"></span> haar lening<span class=\"_ _1\"></span>sovere<span class=\"lsed ws112\">enkomst<span class=\"_ _0\"></span>en heeft vol<span class=\"_ _0\"></span>daan. Bij<span class=\"_ _0\"></span>gevolg </span></div>\n<div class=\"t m0 x1d h64 y1f0f ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is een b<span class=\"_ _1\"></span>edrag van E<span class=\"_ _1\"></span>UR 491 miljoe<span class=\"_ _1\"></span>n aan langl<span class=\"_ _1\"></span>opende banklen<span class=\"_ _1\"></span>ingen</div>\n<div class=\"t m0 x1d h64 y1f10 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geherclassifi<span class=\"_ _1\"></span>ceerd van kortlopend<span class=\"_ _1\"></span> naar langlopend op<span class=\"_ _1\"></span> de verslagdatum.</div>\n<div class=\"t m0 x2c h64 y1f11 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f12 ff320 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Leaseverplicht<span class=\"_ _1\"></span>ingen als lea<span class=\"_ _1\"></span>singnemer (niet verdi<span class=\"_ _1\"></span>sconteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f13 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff320 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y68d ff320 fs46 fce sc0 lsf1 ws115\" style=\"left: 736px; bottom: 955px; z-index: 15;\">Minimum lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x262 h67 y68f ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 754px; bottom: 940px; z-index: 15;\">betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 880px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 865px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 850px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff322 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Jaarlijkse huurlasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Toekomstige financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">RPN(I)</div>\n<div class=\"t m0 x2c hbf y1d02 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De RPN(I) is een <span class=\"ws192\">finan<span class=\"_ _0\"></span>cieel </span></div>\n<div class=\"t m0 x2c hbf y1d03 ff32f fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">instrument dat leidt tot</div>\n<div class=\"t m0 x2c hbf y1d04 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">kwartaalbetalingen ged<span class=\"_ _0\"></span>aan aan of</div>\n<div class=\"t m0 x2c hbf y1f76 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">ontvangen van BNP Paribas F<span class=\"_ _0\"></span>ortis</div>\n<div class=\"t m0 x2c hbf y1f77 ff32f fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f78 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f79 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f7a ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV heeft i<span class=\"_ _0\"></span>n 2007, met Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V als meded<span class=\"_ _0\"></span>ebiteur, C<span class=\"_ _0\"></span>ASHES uit<span class=\"_ _0\"></span>gegeven.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f7b ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">CASHES zijn <span class=\"_ _1\"></span>effecten di<span class=\"_ _1\"></span>e in aand<span class=\"_ _1\"></span>elen Ageas<span class=\"_ _1\"></span> kunnen worden<span class=\"_ _1\"></span> omgeruild <span class=\"_ _1\"></span>tegen een <span class=\"_ _1\"></span>vooraf</div>\n<div class=\"t m0 x1ef hb8 y1f7c ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vastges<span class=\"_ _0\"></span>telde prij<span class=\"_ _0\"></span>s van EUR<span class=\"ls0 ws0\"> <span class=\"ls140 ws18b\">239,40 per aandeel<span class=\"_ _1\"></span>. BNP Parib<span class=\"_ _1\"></span>as Fortis</span> <span class=\"_ _1\"></span></span>SA/NV en Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V, die op</div>\n<div class=\"t m0 x1ef hb8 y1f7d ff32d fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">dat mom<span class=\"_ _0\"></span>ent beide <span class=\"_ _0\"></span>deel uit<span class=\"_ _0\"></span>maakte<span class=\"_ _0\"></span>n van de F<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\">-</span><span class=\"ls140\">groep, hebben een<span class=\"_ _1\"></span> financieel<span class=\"_ _1\"></span> instrument </span></div>\n<div class=\"t m0 x1ef hb8 y1f7e ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ge\u00efntr<span class=\"_ _0\"></span>oduceerd,<span class=\"_ _0\"></span> de 'Relat<span class=\"_ _0\"></span>ive Perfo<span class=\"_ _0\"></span>rmance Not<span class=\"_ _0\"></span>e' (RPN),<span class=\"_ _0\"></span> ter voork<span class=\"_ _0\"></span>oming van bo<span class=\"_ _0\"></span>ekhoudk<span class=\"_ _0\"></span>undige</div>\n<div class=\"t m0 x1ef hb8 y1f7f ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">volatil<span class=\"_ _0\"></span>iteit van de a<span class=\"_ _0\"></span>andelen A<span class=\"_ _0\"></span>geas en van de in d<span class=\"_ _0\"></span>e boeken van B<span class=\"_ _0\"></span>NP Parib<span class=\"_ _0\"></span>as Fortis SA/<span class=\"_ _0\"></span>NV tege<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y1f80 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde geboek<span class=\"_ _0\"></span>te CASHE<span class=\"_ _0\"></span>S. Bij de opspl<span class=\"_ _0\"></span>itsing va<span class=\"_ _0\"></span>n Fortis in 20<span class=\"_ _0\"></span>09 zijn BNP P<span class=\"_ _0\"></span>aribas</div>\n<div class=\"t m0 x1ef hb8 y1f81 ff32d fs71 fc14 sc0 ls153 ws19d\" style=\"z-index: 15;\">Fortis<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls140 ws18b\">SA/NV en Ag<span class=\"_ _1\"></span>eas overeeng<span class=\"ls142 ws181\">ekomen rente te bet<span class=\"_ _0\"></span>alen over ee<span class=\"_ _0\"></span>n in deze RPN v<span class=\"_ _0\"></span>ermeld </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y1f82 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag. Deze r<span class=\"_ _0\"></span>entebeta<span class=\"_ _0\"></span>ling per kw<span class=\"_ _0\"></span>artaal wor<span class=\"_ _0\"></span>dt gewaar<span class=\"_ _0\"></span>deerd als e<span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>ieel instr<span class=\"_ _0\"></span>ument</div>\n<div class=\"t m0 x1ef hb8 y1f83 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">en aanged<span class=\"_ _0\"></span>uid als RPN<span class=\"_ _0\"></span>(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f84 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f85 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De RPN(I) b<span class=\"_ _0\"></span>estaat zol<span class=\"_ _0\"></span>ang er uits<span class=\"_ _0\"></span>taand<span class=\"_ _0\"></span>e CASHES zi<span class=\"_ _0\"></span>jn. In 2007 zij<span class=\"_ _0\"></span>n aanvank<span class=\"_ _0\"></span>elijk 12.<span class=\"_ _0\"></span>000 CASHE<span class=\"_ _0\"></span>S</div>\n<div class=\"t m0 x1ef hb8 y1f86 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">uitgegeven. <span class=\"_ _1\"></span>In februari<span class=\"_ _1\"></span> 2012 lance<span class=\"_ _1\"></span>erde BNP Parib<span class=\"_ _1\"></span>as een openb<span class=\"_ _1\"></span>aar bod o<span class=\"_ _1\"></span>p CASHES aan <span class=\"_ _1\"></span>een prijs</div>\n<div class=\"t m0 x1ef hb8 y1f87 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">van 47,5% en w<span class=\"_ _0\"></span>erden 7.5<span class=\"_ _0\"></span>53 aange<span class=\"_ _0\"></span>boden CAS<span class=\"_ _0\"></span>HES effec<span class=\"_ _0\"></span>ten omger<span class=\"_ _0\"></span>uild in Age<span class=\"_ _0\"></span>as aandele<span class=\"_ _0\"></span>n; Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f88 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">betaalde een<span class=\"_ _1\"></span> vergoeding <span class=\"_ _1\"></span>van EUR<span class=\"ls0 ws0\"> </span>287<span class=\"_ _1\"></span> miljoen aan<span class=\"_ _1\"></span> BNP Pari<span class=\"_ _1\"></span>bas aangezien<span class=\"_ _1\"></span> de omruiling<span class=\"_ _1\"></span> aanleiding<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f89 ff32d fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gaf tot een pro<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls142 ws18b\">rata vrijv<span class=\"_ _0\"></span>al van d<span class=\"_ _0\"></span>e RPN(I) <span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y1f8a ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f8b ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In mei 2015 kw<span class=\"_ _0\"></span>amen Ag<span class=\"_ _0\"></span>eas en BNP Par<span class=\"_ _0\"></span>ibas ove<span class=\"_ _0\"></span>reen dat BN<span class=\"_ _0\"></span>P Paribas te al<span class=\"_ _0\"></span>len tijde CA<span class=\"_ _0\"></span>SHES kon</div>\n<div class=\"t m0 x1ef hb8 y1f8c ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aankop<span class=\"_ _0\"></span>en van indi<span class=\"_ _0\"></span>viduele b<span class=\"_ _0\"></span>eleggers,<span class=\"_ _0\"></span> op voorwa<span class=\"_ _0\"></span>arde dat de aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span>e effect<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">werden omgeruild<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f8d ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">in Ageas <span class=\"_ _1\"></span>aandelen; b<span class=\"_ _1\"></span>ij een derge<span class=\"_ _1\"></span>lijke omruil<span class=\"_ _1\"></span>ing zou de<span class=\"_ _1\"></span> pro<span class=\"ls0 ws0\">-</span><span class=\"ls142\">rata vrijval v<span class=\"_ _0\"></span>an de RP<span class=\"_ _0\"></span>N(I) verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng </span></div>\n<div class=\"t m0 x1ef hb8 y1f8e ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">worden betaal<span class=\"_ _1\"></span>d aan BNP<span class=\"_ _1\"></span> Paribas, terw<span class=\"_ _1\"></span>ijl Ageas<span class=\"_ _1\"></span> een break<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ls142\">up fee z<span class=\"_ _0\"></span>ou ontvan<span class=\"_ _0\"></span>gen di<span class=\"_ _0\"></span>e gekoppe<span class=\"_ _0\"></span>ld was </span></div>\n<div class=\"t m0 x1ef hb8 y1f8f ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aan de pri<span class=\"_ _1\"></span>js waartegen<span class=\"_ _1\"></span> BNP Paribas<span class=\"_ _1\"></span> de CASHES<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws18a\">kon kopen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f90 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f91 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">In de ee<span class=\"_ _1\"></span>rste negen m<span class=\"_ _1\"></span>aanden van <span class=\"_ _1\"></span>2016 kocht B<span class=\"_ _1\"></span>NP Paribas<span class=\"_ _1\"></span> 656 CASHES <span class=\"_ _1\"></span>en ruilde <span class=\"_ _1\"></span>deze in ond<span class=\"_ _1\"></span>er</div>\n<div class=\"t m0 x1ef hb8 y1f92 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">deze over<span class=\"_ _0\"></span>eenkoms<span class=\"_ _0\"></span>t; Ageas b<span class=\"_ _0\"></span>etaalde EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"ws182\">44<span class=\"ls0 ws0\"> <span class=\"ls140 ws18b\">miljoen <span class=\"_ _1\"></span>voor de pro</span>-<span class=\"_ _1\"></span></span><span class=\"ws18b\">rata schi<span class=\"_ _0\"></span>kking va<span class=\"_ _0\"></span>n de RPN<span class=\"_ _0\"></span>(I), na </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f93 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aftrek van<span class=\"_ _1\"></span> de ontvangen<span class=\"_ _1\"></span> break<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls142 ws181\">up fee.<span class=\"_ _0\"></span> De overeenk<span class=\"_ _0\"></span>omst tuss<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span>Ageas en BN<span class=\"_ _0\"></span>P Paribas li<span class=\"_ _0\"></span>ep eind </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f94 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">2016 af en wer<span class=\"_ _0\"></span>d niet verl<span class=\"_ _0\"></span>engd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f95 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f96 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">In de <span class=\"_ _1\"></span>tweede helft van<span class=\"_ _1\"></span> 2022 s<span class=\"_ _1\"></span>chikte Ageas<span class=\"_ _1\"></span> de RPN(I) ged<span class=\"_ _1\"></span>eeltelijk v<span class=\"_ _1\"></span>oor een bedra<span class=\"_ _1\"></span>g van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws180\">46,6 </span></div>\n<div class=\"t m0 x1ef hb8 y1f97 ff32d fs71 fc14 sc0 ls153 ws19d\" style=\"z-index: 15;\">miljoen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f98 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f99 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 re<span class=\"_ _1\"></span>steren 3<span class=\"_ _1\"></span>.326 uitstaande<span class=\"_ _1\"></span> CA<span class=\"ls151 ws197\">SHES.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 318px; height: 643px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff333 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Referentiebedrag<span class=\"_ _1\"></span> en rentebe<span class=\"_ _1\"></span>talingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het refer<span class=\"_ _0\"></span>entiebe<span class=\"_ _0\"></span>drag wor<span class=\"_ _0\"></span>dt als volgt be<span class=\"_ _0\"></span>rekend:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsed ws111\">het <span class=\"lsef ws11e\">ver<span class=\"_ _1\"></span>schil tussen EUR 2<span class=\"_ _1\"></span>.350 miljoen en<span class=\"_ _1\"></span> de marktwaarde van </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a8 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">13<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">miljoen aand<span class=\"_ _1\"></span>elen Ageas w<span class=\"_ _1\"></span>aarin het <span class=\"_ _1\"></span>instrument w<span class=\"_ _1\"></span>ordt omgeruild<span class=\"_ _1\"></span>, </span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff333 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">minus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsef ws11e\">h<span class=\"_ _1\"></span>et verschil tu<span class=\"_ _1\"></span>ssen EUR <span class=\"lsed ws112\">3.000 milj<span class=\"_ _0\"></span>oen bij de uitg<span class=\"_ _0\"></span>ifte en de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ab ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktwaarde v<span class=\"_ _1\"></span>an de CASHES<span class=\"_ _1\"></span> zoals ge<span class=\"_ _1\"></span>noteerd aan<span class=\"_ _1\"></span> de beurs van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ac ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Luxemburg, <span class=\"_ _1\"></span>vermenigvuldigd<span class=\"_ _1\"></span> met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsef ws11d\">h<span class=\"_ _1\"></span>et aantal u<span class=\"_ _1\"></span>itstaande CAS<span class=\"_ _1\"></span>HES (3.326 op<span class=\"_ _1\"></span> 31</span><span class=\"ff333\"> <span class=\"lsef ws113\">decem<span class=\"_ _1\"></span>ber</span> <span class=\"lsef ws113\">2022) </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gedeel<span class=\"_ _0\"></span>d door het aant<span class=\"_ _0\"></span>al CASHE<span class=\"_ _0\"></span>S effecte<span class=\"_ _0\"></span>n dat oorsp<span class=\"_ _0\"></span>ronkelij<span class=\"_ _0\"></span>k werd</div>\n<div class=\"t m0 x1a0 h64 y8af ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>e<span class=\"ws112\">n (12.0<span class=\"_ _0\"></span>00).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b1 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas betaalt ren<span class=\"_ _1\"></span>te aan BNP Paribas For<span class=\"_ _1\"></span>tis SA/NV over het gem<span class=\"_ _1\"></span>iddelde</div>\n<div class=\"t m0 x2c h64 y8b2 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">referentiebed<span class=\"_ _1\"></span>rag in het kwartaal<span class=\"_ _1\"></span> (als het resultaa<span class=\"_ _1\"></span>t hierboven negatie<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x2c h64 y8b3 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt, betaal<span class=\"_ _1\"></span>t BNP Paribas For<span class=\"_ _1\"></span>tis SA/NV aan Ageas); de r<span class=\"_ _1\"></span>ente bedraagt</div>\n<div class=\"t m0 x2c h64 y8b4 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsed ws112\">maands Euribo<span class=\"_ _0\"></span>r plus 90 basis<span class=\"_ _0\"></span>punten.<span class=\"_ _0\"></span> Ageas gaf 5,<span class=\"_ _0\"></span>5% van de totaa<span class=\"_ _0\"></span>l </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitstaa<span class=\"_ _0\"></span>nde aand<span class=\"_ _0\"></span>elen van <span class=\"_ _0\"></span>AG Insu<span class=\"_ _0\"></span>rance in <span class=\"_ _0\"></span>onderpa<span class=\"_ _0\"></span>nd ten gu<span class=\"_ _0\"></span>nste va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b6 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">BNP Paribas Forti<span class=\"_ _1\"></span>s SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y991 ff333 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">Waardering <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas past een<span class=\"_ _1\"></span> transferbegrip toe<span class=\"_ _1\"></span> om de RPN(I)<span class=\"ls0 ws0\">-</span>verp<span class=\"_ _1\"></span>lichting tegen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y993 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde te regis<span class=\"_ _0\"></span>treren.<span class=\"_ _0\"></span> IFRS 13 defi<span class=\"_ _0\"></span>nieert re<span class=\"_ _0\"></span>\u00eble<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">waarde al<span class=\"_ _1\"></span>s de prijs </span></span></div>\n<div class=\"t m0 x2c h64 y994 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die ontva<span class=\"_ _0\"></span>ngen zou wo<span class=\"_ _0\"></span>rden bij de ve<span class=\"_ _0\"></span>rkoop van ee<span class=\"_ _0\"></span>n actief of bet<span class=\"_ _0\"></span>aald zou</div>\n<div class=\"t m0 x2c h64 y995 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moeten w<span class=\"_ _0\"></span>orden b<span class=\"_ _0\"></span>ij het ove<span class=\"_ _0\"></span>rdragen v<span class=\"_ _0\"></span>an een v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing in e<span class=\"_ _0\"></span>en ordel<span class=\"_ _0\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y1531 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie tussen m<span class=\"_ _0\"></span>arktpart<span class=\"_ _0\"></span>ijen op de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ngsdatu<span class=\"_ _0\"></span>m. De definit<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1d h64 y1532 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van re\u00eble wa<span class=\"_ _0\"></span>arde gaat<span class=\"_ _0\"></span> exp<span class=\"lsef ws11e\">liciet uit van een \u2018ein<span class=\"_ _1\"></span>dprijs\u2019, gelin<span class=\"_ _1\"></span>kt aan de </span></div>\n<div class=\"t m0 x1d h64 y1533 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prijs \u2018die<span class=\"_ _1\"></span> betaald mo<span class=\"_ _1\"></span>et worden <span class=\"_ _1\"></span>bij het ove<span class=\"_ _1\"></span>rdragen van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting\u2019.</div>\n<div class=\"t m0 x1d h64 y1f9c ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Als zulk<span class=\"_ _0\"></span>e prijz<span class=\"_ _0\"></span>en niet <span class=\"_ _0\"></span>beschikb<span class=\"_ _0\"></span>aar zijn<span class=\"_ _0\"></span> en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng wordt d<span class=\"_ _0\"></span>oor ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1f9d ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere ent<span class=\"_ _1\"></span>iteit als e<span class=\"_ _1\"></span>en actief <span class=\"_ _1\"></span>gehouden, dan<span class=\"_ _1\"></span> moet de ve<span class=\"_ _1\"></span>rplicht<span class=\"ls107 ws13e\">ing </span></div>\n<div class=\"t m0 x1d h64 y1f9e ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd vanu<span class=\"_ _1\"></span>it het per<span class=\"_ _1\"></span>spectief van e<span class=\"_ _1\"></span>en marktpar<span class=\"_ _1\"></span>tij die he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y1f9f ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief a<span class=\"_ _0\"></span>anhoudt.<span class=\"_ _0\"></span> Ageas w<span class=\"_ _0\"></span>aardee<span class=\"_ _0\"></span>rt zijn v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing tege<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x1d h64 y1fa0 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1fa1 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1fa2 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het RPN<span class=\"ls0 ws0\">-</span>refe<span class=\"_ _0\"></span>rentiebe<span class=\"_ _0\"></span>drag is geb<span class=\"_ _0\"></span>aseerd o<span class=\"_ _0\"></span>p de prijs van d<span class=\"_ _0\"></span>e CASHES e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1fa3 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de koers va<span class=\"_ _0\"></span>n het Ageas aa<span class=\"_ _0\"></span>ndeel. Het<span class=\"_ _0\"></span> referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag daalde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1fa4 ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">520,4 miljoen<span class=\"_ _0\"></span> op het einde van 2<span class=\"_ _0\"></span>021 naar EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>334,3 milj<span class=\"_ _0\"></span>oen op </span></span></div>\n<div class=\"t m0 x1d h64 y1fa5 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11e\">2022,<span class=\"_ _1\"></span> als gevolg van<span class=\"_ _1\"></span> de gedeeltelijk<span class=\"_ _1\"></span>e schikking van d<span class=\"_ _1\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y1fa6 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">RPN(I) <span class=\"_ _0\"></span>en een ko<span class=\"_ _0\"></span>ersdali<span class=\"_ _0\"></span>ng van d<span class=\"_ _0\"></span>e prijs<span class=\"_ _0\"></span> van de CA<span class=\"_ _0\"></span>SHES va<span class=\"_ _0\"></span>n 95,61%<span class=\"_ _0\"></span> op</div>\n<div class=\"t m0 x1d h64 y1fa7 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11d\">2021 <span class=\"_ _1\"></span>naar 79<span class=\"_ _1\"></span>,1</span></span><span class=\"ws112\">7% op 31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11d\">2022,<span class=\"_ _1\"></span> gedeeltelijk<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1fa8 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gecompenseerd<span class=\"_ _1\"></span> door de pri<span class=\"_ _1\"></span>jsdaling van<span class=\"_ _1\"></span> het Ageas <span class=\"_ _1\"></span>aandeel van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1fa9 ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">45,55 tot EUR</span> <span class=\"lsed ws112\">41,42 ov<span class=\"_ _0\"></span>er dezel<span class=\"_ _0\"></span>fde perio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1534 ff333 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Gevoeli<span class=\"_ _0\"></span>gheid va<span class=\"_ _0\"></span>n de waarde v<span class=\"_ _0\"></span>an RPN(I)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1535 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 l<span class=\"_ _1\"></span>eidt een <span class=\"_ _1\"></span>toename van d<span class=\"_ _1\"></span>e prijs <span class=\"_ _1\"></span>van de CASHES</div>\n<div class=\"t m0 x1d h64 y1536 ff333 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">met 1%, <span class=\"lsed ws11d\">uitgedrukt<span class=\"_ _0\"></span> als een p<span class=\"_ _0\"></span>ercent<span class=\"_ _0\"></span>age van d<span class=\"_ _0\"></span>e nomin<span class=\"_ _0\"></span>ale waard<span class=\"_ _0\"></span>e, tot ee<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y1537 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">stijging <span class=\"_ _1\"></span>van het refe<span class=\"_ _1\"></span>rentiebedrag me<span class=\"_ _1\"></span>t EUR<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">8,3<span class=\"_ _1\"></span> miljoen, terwijl een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1faa ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stijging van he<span class=\"_ _1\"></span>t Ageas aandeel met<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">1,00 het refe<span class=\"_ _0\"></span>rentiebe<span class=\"_ _0\"></span>drag met </span></span></div>\n<div class=\"t m0 x1d h64 y1fab ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">3,5 miljoen zal doe<span class=\"_ _0\"></span>n dalen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 724px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Uitgestelde baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x4a hbb y69a ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> vergoedingen na uitdiens<span class=\"_ _0\"></span>ttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> personeelsbeloningen op lange<span class=\"_ _0\"></span> termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Verplichtingen voor personeelsbeloningen op korte termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Verplichtingen inzake geschreven putopties op minderheidsbelang<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 638px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Handelsschulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Schulden aan agenten, poli<span class=\"_ _0\"></span>shouders en tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Btw en overige te be<span class=\"_ _0\"></span>talen belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Te betalen dividenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Schulden aan <span class=\"ws185\">herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff339 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb3 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb4 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb5 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Details over per<span class=\"_ _1\"></span>soneelsvergoedin<span class=\"_ _1\"></span>gen zijn te vinden in<span class=\"_ _1\"></span> toelichting 6</div>\n<div class=\"t m0 x2c hb8 y1fb6 ff337 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">sectie 6.1<span class=\"_ _1\"></span> Personeelsvergo<span class=\"_ _1\"></span>edingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb7 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fb8 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">De regel \u2019overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>\u2019 heeft betrek<span class=\"_ _1\"></span>king op verplichti<span class=\"_ _1\"></span>ngen in</div>\n<div class=\"t m0 x1d hb8 y1fb9 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verband met de<span class=\"_ _1\"></span> vereffening van aande<span class=\"_ _1\"></span>lentransacties,<span class=\"_ _1\"></span> onderpand op</div>\n<div class=\"t m0 x1d hb8 y1fba ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>waps, o<span class=\"ls140 ws18a\">ntvangen geldmiddelen die moe<span class=\"_ _1\"></span>ten worden gealloce<span class=\"_ _1\"></span>erd </span></div>\n<div class=\"t m0 x1d hb8 y1fbb ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aan bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n kleine uitg<span class=\"_ _0\"></span>aven die moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n betaald.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d hb8 y1fbc ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fbd ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Details v<span class=\"_ _0\"></span>an derivat<span class=\"_ _0\"></span>en zijn te vi<span class=\"_ _0\"></span>nden in Toel<span class=\"_ _0\"></span>ichting 27 D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 397px; height: 428px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 397px; height: 564px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 397px; height: 564px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff33c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Uitgestelde <span class=\"_ _1\"></span>baten en<span class=\"_ _1\"></span> overlopende <span class=\"_ _1\"></span>bedragen <span class=\"lsed\">worden besc<span class=\"_ _0\"></span>houwd als<span class=\"_ _0\"></span> kortlo<span class=\"_ _0\"></span>pende v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen m<span class=\"_ _0\"></span>et een l<span class=\"_ _0\"></span>ooptijd v<span class=\"_ _0\"></span>an minde<span class=\"_ _0\"></span>r dan ee<span class=\"_ _0\"></span>n jaar. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff33c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabell<span class=\"_ _0\"></span>en tonen de ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verdisconteer<span class=\"_ _1\"></span>de kasstromen<span class=\"_ _1\"></span> van de B<span class=\"_ _1\"></span>TW en overige<span class=\"_ _1\"></span> te beta<span class=\"_ _1\"></span>len belasting<span class=\"_ _1\"></span>en, handel<span class=\"_ _1\"></span>sschulden, schu<span class=\"_ _1\"></span>lden aan agent<span class=\"_ _1\"></span>en, </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff33c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span>s en tussenpersonen,<span class=\"_ _1\"></span> schulden aan herve<span class=\"_ _1\"></span>rzekeraars en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 1018px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 1018px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 1018px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 1018px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y694 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y68f ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 927px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 927px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 927px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 927px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y6e3 ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 871px; height: 235px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Der<span class=\"_ _0\"></span>iv<span class=\"_ _3\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hb8 y2040 ff351 fs71 fce sc0 ls142 ws182\" style=\"z-index: 15;\">Valutac<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2041 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Futures zi<span class=\"_ _0\"></span>jn overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n die tegen ee<span class=\"_ _0\"></span>n specifi<span class=\"_ _0\"></span>eke prijs en op e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hb8 y2042 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke datum<span class=\"_ _0\"></span> in de t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span> moeten<span class=\"_ _0\"></span> worden af<span class=\"_ _0\"></span>gewik<span class=\"_ _0\"></span>keld en di<span class=\"_ _0\"></span>e op</div>\n<div class=\"t m0 x2c hb8 y2043 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">diezelf<span class=\"_ _0\"></span>de markt<span class=\"_ _0\"></span>en kunn<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verha<span class=\"_ _0\"></span>ndeld. T<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en zijn</div>\n<div class=\"t m0 x2c hb8 y2044 ff351 fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">maatov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span><span class=\"ws181\">sten tuss<span class=\"_ _0\"></span>en twee ent<span class=\"_ _0\"></span>iteiten d<span class=\"_ _0\"></span>ie tegen ee<span class=\"_ _0\"></span>n vandaag </span></div>\n<div class=\"t m0 x2c hb8 y2045 ff351 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">overeengekomen<span class=\"_ _1\"></span> prijs op<span class=\"_ _1\"></span> een specifiek<span class=\"_ _1\"></span>e datum <span class=\"_ _1\"></span>in de toekom<span class=\"_ _1\"></span>st worden</div>\n<div class=\"t m0 x2c hb8 y2046 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">afgewik<span class=\"_ _0\"></span>keld. D<span class=\"_ _0\"></span>e valutat<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en en <span class=\"ls0 ws0\">-</span><span class=\"ws181\">futu<span class=\"_ _0\"></span>res betref<span class=\"_ _0\"></span>fen </span></div>\n<div class=\"t m0 x2c hb8 y2047 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">hoofdzak<span class=\"_ _0\"></span>elijk ove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>msten die h<span class=\"_ _0\"></span>et valuta<span class=\"_ _0\"></span>risico op ac<span class=\"_ _0\"></span>tiva die in</div>\n<div class=\"t m0 x2c hb8 y2048 ff351 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">buitenland<span class=\"ls142 ws18b\">se valuta\u2019s l<span class=\"_ _0\"></span>uiden af t<span class=\"_ _0\"></span>e dekk<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y2049 ff351 fs71 fce sc0 ls142 ws181\" style=\"z-index: 15;\">Rentesw<span class=\"_ _0\"></span>aps en cros<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-<span class=\"ls140 ws18b\">currency<span class=\"_ _1\"></span> swaps</span> </span></div>\n<div class=\"t m0 x1d hb8 y204a ff351 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Swapcontracten<span class=\"_ _1\"></span> zijn overeenkoms<span class=\"_ _1\"></span>ten tussen twee partijen<span class=\"_ _1\"></span> waarin \u00e9\u00e9n</div>\n<div class=\"t m0 x1d hb8 y204b ff351 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verzameling<span class=\"_ _1\"></span> kasstromen wordt gerui<span class=\"_ _1\"></span>ld voor een andere<span class=\"_ _1\"></span> verzameling</div>\n<div class=\"t m0 x1d hb8 y204c ff351 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">kasstromen. B<span class=\"_ _1\"></span>etalingen <span class=\"_ _1\"></span>zijn gebaseerd<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>nominale waa<span class=\"ls142 ws181\">rde van de </span></div>\n<div class=\"t m0 x1d hb8 y204d ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">swap. Ag<span class=\"_ _0\"></span>eas gebrui<span class=\"_ _0\"></span>kt hoofdz<span class=\"_ _0\"></span>akelijk re<span class=\"_ _0\"></span>nteswa<span class=\"_ _0\"></span>ps om de kasst<span class=\"_ _0\"></span>romen van</div>\n<div class=\"t m0 x1d hb8 y204e ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen of betaal<span class=\"_ _0\"></span>de rente te b<span class=\"_ _0\"></span>eheersen e<span class=\"_ _0\"></span>n (cross)</div>\n<div class=\"t m0 x1d hb8 y204f ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">valutas<span class=\"_ _0\"></span>wapcont<span class=\"_ _0\"></span>racten o<span class=\"_ _0\"></span>m kasstr<span class=\"_ _0\"></span>omen di<span class=\"_ _0\"></span>e in buit<span class=\"_ _0\"></span>enlands<span class=\"_ _0\"></span>e valut<span class=\"_ _0\"></span>a\u2019s luid<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d hb8 y2050 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">te beheers<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 676px; height: 285px; width: 92%; z-index: 3;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y196b ff358 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Handels<span class=\"ls10d ws141\">derivaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2da h67 y68b ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y68b ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 636px; bottom: 1065px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 343px; bottom: 1049px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 465px; bottom: 1049px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 596px; bottom: 1049px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 321px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 375px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 386px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 453px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 447px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 502px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 576px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 641px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Valutacontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 974px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 974px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 974px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 974px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 974px; z-index: 15;\">2</div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 974px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 974px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 974px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 345px; bottom: 959px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y691 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 959px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 959px; z-index: 15;\">8</div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 944px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 944px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 944px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 944px; z-index: 15;\">165<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 944px; z-index: 15;\">2</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 944px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 944px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 944px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Rentecontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6be ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6be ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 899px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 885px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 885px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 885px; z-index: 15;\">4</div>\n<div class=\"t m0 x172 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 885px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 870px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 870px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 870px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 870px; z-index: 15;\">4</div>\n<div class=\"t m0 x172 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 870px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 840px; z-index: 15;\">Effecten/Index contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 825px; z-index: 15;\">Opties en warrants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e8 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 825px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y68b ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 810px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y694 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 781px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 781px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 525px; bottom: 781px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 600px; bottom: 781px; z-index: 15;\">6</div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 781px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 781px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarden ondersteund doo<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waarneembare marktgegevens</span> </div>\n<div class=\"t m0 x158 h67 y6c4 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 736px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 736px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Re\u00eble waarden op basis <span class=\"_ _0\"></span>van een <span class=\"ws116\">waarderingsmodel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 721px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 721px; z-index: 15;\">2</div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 721px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 721px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6c4 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 706px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 706px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 706px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6c4 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 706px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff356 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Over the counter (OTC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6df ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 677px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 662px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 662px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 662px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 525px; bottom: 662px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 600px; bottom: 662px; z-index: 15;\">6</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 662px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 662px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 651px; height: 455px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y2067 ff358 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Hedging<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">derivaten</span> </span></div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x2da h67 y685 ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 381px; bottom: 583px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y685 ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 636px; bottom: 583px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 568px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 343px; bottom: 568px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 465px; bottom: 568px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 596px; bottom: 568px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 721px; bottom: 568px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 327px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 375px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 453px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 502px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 582px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 630px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 321px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 386px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 447px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 576px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 641px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Valutacontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 492px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 403px; bottom: 492px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 492px; z-index: 15;\">5</div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 492px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 492px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 492px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 477px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 477px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 403px; bottom: 477px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 477px; z-index: 15;\">5</div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 477px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 477px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 477px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Rentecontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 432px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 418px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 418px; z-index: 15;\">758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 418px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 418px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 418px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 418px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 418px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 418px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 403px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 403px; z-index: 15;\">858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 403px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 403px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 403px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 403px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 403px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 403px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 373px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 398px; bottom: 373px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 373px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 373px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 373px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 373px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 373px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 373px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Re\u00eble waarden ondersteund doo<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waarneembare marktgegevens</span> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 328px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 328px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 314px; z-index: 15;\">Re\u00eble <span class=\"ws115\">waarden op basis van een waa<span class=\"_ _0\"></span>rderingsmodel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 314px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 314px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 314px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 314px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6d1 ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 299px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 299px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 299px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 299px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Over the counter (OTC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 269px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 269px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 269px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 269px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 269px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 269px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 269px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 254px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 254px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 398px; bottom: 254px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68d ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 254px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 254px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 254px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 254px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 254px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 254px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 243px; height: 863px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>\u00eble w<span class=\"_ _0\"></span>a<span class=\"_ _1\"></span>arde v<span class=\"_ _0\"></span>an Financi\u00eble</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">activ<span class=\"_ _0\"></span>a en fina<span class=\"_ _1\"></span>nci\u00eble pa<span class=\"_ _1\"></span>ssiva</div>\n<div class=\"t m0 x2c hbf y1d02 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">In de volgende tabel w<span class=\"_ _0\"></span>ordt de re\u00eble</div>\n<div class=\"t m0 x2c hbf y1d03 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">waarde weergegeven van de</div>\n<div class=\"t m0 x2c hbf y1d04 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">financi\u00eble activa en pass<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x2c hbf y1f76 ff364 fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">gewaardeerd aan geamortiseerde</div>\n<div class=\"t m0 x2c hbf y1f77 ff364 fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">kostprijs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f78 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f79 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 hbb y6e3 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y6e3 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 584px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 hbb y6e3 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 494px; bottom: 802px; z-index: 15;\">Niveau<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 540px; bottom: 802px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 hbb y685 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 603px; bottom: 802px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 677px; bottom: 802px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 hbb y685 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 739px; bottom: 802px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff362 fs72 fce sc0 ls145 ws186\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68f ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbc y68f ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 589px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 658px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff366 fs72 fce sc0 ls0 ws0\" style=\"left: 728px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff366 fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6e8 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 771px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 771px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 771px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 771px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 771px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y209f ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 759px; z-index: 15;\">Tot einde looptijd gehouden financi\u00eble</div>\n<div class=\"t m0 x162 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 747px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y1437 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 747px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 747px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 747px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 747px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 747px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 732px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6e8 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 732px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 563px; bottom: 732px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 732px; z-index: 15;\">13.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 700px; bottom: 732px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 766px; bottom: 732px; z-index: 15;\">15.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 717px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y688 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 717px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 717px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 717px; z-index: 15;\">1.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 717px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 717px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff365 fs72 fce sc0 ls146 ws188\" style=\"left: 325px; bottom: 702px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ws187\">f<span class=\"_ _1\"></span>inan<span class=\"_ _1\"></span>ci\u00eble a<span class=\"_ _1\"></span>ctiva<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 hbc y680 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 563px; bottom: 702px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 630px; bottom: 702px; z-index: 15;\">22.755<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 700px; bottom: 702px; z-index: 15;\">22.929<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 766px; bottom: 702px; z-index: 15;\">26.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 325px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 589px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 658px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y694 ff365 fs72 fc1b sc0 ls0 ws0\" style=\"left: 728px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y694 ff365 fs72 fc1b sc0 ls0 ws0\" style=\"left: 794px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff362 fs72 fce sc0 ls145 ws186\" style=\"left: 325px; bottom: 673px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 589px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 658px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y688 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 728px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y688 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 658px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y69a ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 658px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 658px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 658px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 658px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 658px; z-index: 15;\">2.757<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 643px; z-index: 15;\">Schulden exclusief leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6c4 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 643px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 643px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 643px; z-index: 15;\">3.177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 643px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 643px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff365 fs72 fce sc0 ls148 ws0\" style=\"left: 325px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x275 hbc y68b ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 568px; bottom: 628px; z-index: 15;\">5.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 635px; bottom: 628px; z-index: 15;\">5.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 705px; bottom: 628px; z-index: 15;\">5.804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 771px; bottom: 628px; z-index: 15;\">5.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20a8 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20a9 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20aa ff362 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De <span class=\"ls142 ws18b\">berekeni<span class=\"_ _0\"></span>ng van de<span class=\"_ _0\"></span> re\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en die ni<span class=\"_ _0\"></span>et actief<span class=\"_ _0\"></span> worden <span class=\"_ _0\"></span>verhan<span class=\"_ _0\"></span>deld </span></div>\n<div class=\"t m0 x1ef hb8 y20ab ff362 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">op financ<span class=\"_ _0\"></span>i\u00eble markt<span class=\"_ _0\"></span>en, kan als v<span class=\"_ _0\"></span>olgt word<span class=\"_ _0\"></span>en sameng<span class=\"_ _0\"></span>evat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20ac ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls150 ws196\" style=\"left: 325px; bottom: 534px; z-index: 15;\">Type in<span class=\"_ _1\"></span>strum<span class=\"_ _1\"></span>ent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 433px; bottom: 534px; z-index: 15;\">Producten Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 543px; bottom: 534px; z-index: 15;\">Re\u00eble waarde berekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 506px; z-index: 15;\">Instrumenten zonder</div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 494px; z-index: 15;\">vast einde <span class=\"ls144 ws184\">looptijd<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 433px; bottom: 506px; z-index: 15;\">Zichtrekeningen,</div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 494px; z-index: 15;\">spaarrekeningen enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 543px; bottom: 506px; z-index: 15;\">Nominale waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 467px; z-index: 15;\">Instrumenten zonder</div>\n<div class=\"t m0 x38 hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"z-index: 15;\">optionele kenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 467px; z-index: 15;\">Gewone leningen,</div>\n<div class=\"t m0 xab hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">deposito's enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 467px; z-index: 15;\">Methode van de gedisconteerde<span class=\"_ _0\"></span> kasstromen; de gebruik<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x61 hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">rentecurve voor de dis<span class=\"_ _0\"></span>contering is de swapcurve plu<span class=\"_ _0\"></span>s <span class=\"ws185\">spread </span></div>\n<div class=\"t m0 x61 hbb y20b5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">(activa) of de swapcurv<span class=\"_ _0\"></span>e min spread (verplichtingen);<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x61 hbb y20b6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">spread is gebaseerd op de<span class=\"_ _0\"></span> commerci\u00eble marge berekend <span class=\"_ _0\"></span>op</div>\n<div class=\"t m0 x61 hbb y20b7 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">basis van het gemiddel<span class=\"_ _0\"></span>de aan nieuwe polissen <span class=\"_ _0\"></span>tijdens de</div>\n<div class=\"t m0 x162 hbb y68d ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 407px; z-index: 15;\">laatste drie maanden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 380px; z-index: 15;\">Instrumenten met</div>\n<div class=\"t m0 x38 hbb y20bc ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">optiekenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 380px; z-index: 15;\">Hypotheekleningen en</div>\n<div class=\"t m0 xab hbb y20bc ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">overige instrumenten</div>\n<div class=\"t m0 xab hbb y20bd ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">met optionele kenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 380px; z-index: 15;\">Het product wordt gesplit<span class=\"_ _0\"></span>st en de lineaire co<span class=\"_ _0\"></span>mponent (zonder</div>\n<div class=\"t m0 x61 hbb y20bc ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">optiekenmerk) wordt gewaarde<span class=\"_ _0\"></span>erd met behulp van d<span class=\"_ _0\"></span>e methode</div>\n<div class=\"t m0 x61 hbb y20bd ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">van de gedisconteerde ka<span class=\"_ _0\"></span>sstromen en de optiecomponen<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 543px; bottom: 344px; z-index: 15;\">wordt gewaardeerd op basis van een opt<span class=\"ws185\">iewaarderingsmodel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 317px; z-index: 15;\">Achtergestelde obligaties</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 305px; z-index: 15;\">of vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 317px; z-index: 15;\">Achtergestelde activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 317px; z-index: 15;\">De waardering is geba<span class=\"_ _0\"></span>seerd op prijzen verkregen <span class=\"_ _0\"></span>van brokers</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 305px; z-index: 15;\">in een inactieve markt <span class=\"_ _0\"></span>(niveau 3).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 278px; z-index: 15;\">Private equity<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 278px; z-index: 15;\">Private equity en <span class=\"ws185\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 xab hbb y20c6 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">beursgenoteerde</div>\n<div class=\"t m0 xab hbb y20c7 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 278px; z-index: 15;\">Doorgaans gebaseerd op de<span class=\"_ _0\"></span> waarderingsrichtlijnen van de</div>\n<div class=\"t m0 x61 hbb y20c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">European Venture Capital A<span class=\"_ _0\"></span>ssociation. Vaak worden <span class=\"_ _0\"></span>ratio's</div>\n<div class=\"t m0 x61 hbb y20c7 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">gebruikt zoals ondernemingswaarde/E<span class=\"_ _0\"></span>BITDA, koers<span class=\"ls0 ws0\">-<span class=\"ls14f ws18c\">kasstroom<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 242px; z-index: 15;\">en koers<span class=\"ls0 ws0\">-</span>winst enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 215px; z-index: 15;\">Preferente aandelen</div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 203px; z-index: 15;\">(niet beursgenoteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 215px; z-index: 15;\">Preferente aandelen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 215px; z-index: 15;\">Als het aandeel is gecl<span class=\"_ _0\"></span>assificeerd als vreemd vermogen<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 203px; z-index: 15;\">de methode van de ge<span class=\"_ _0\"></span>disconteerde kasstromen gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 192px; height: 769px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 192px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>een beleid<span class=\"_ _1\"></span> geformuleerd o<span class=\"_ _1\"></span>m de onze<span class=\"_ _1\"></span>kerheden met</div>\n<div class=\"t m0 x2c h64 y8a6 ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot d<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ning van<span class=\"_ _0\"></span> re\u00eble wa<span class=\"_ _0\"></span>arde do<span class=\"_ _0\"></span>or midde<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y8a7 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en interne mod<span class=\"_ _1\"></span>ellen te kunnen kwan<span class=\"_ _1\"></span>tificeren en</div>\n<div class=\"t m0 x2c h64 y8a8 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewaken. Ger<span class=\"_ _1\"></span>elateerde o<span class=\"_ _1\"></span>nzekerheden wor<span class=\"_ _1\"></span>den benoemd i<span class=\"_ _1\"></span>n het</div>\n<div class=\"t m0 x2c h64 y8a9 ff369 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">modelrisico<span class=\"_ _1\"></span>concept.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Modelri<span class=\"_ _0\"></span>sico o<span class=\"lsef ws11e\">ntstaat wanneer de productwaa<span class=\"_ _1\"></span>rderingsmethode<span class=\"_ _1\"></span> die </span></div>\n<div class=\"t m0 x2c h64 y8ac ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>wordt nog n<span class=\"_ _1\"></span>iet is ges<span class=\"_ _1\"></span>tandaardiseerd<span class=\"_ _1\"></span>, of wanneer<span class=\"_ _1\"></span> gebruik</div>\n<div class=\"t m0 x2c h64 y8ad ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gemaak<span class=\"_ _1\"></span>t van inputgegevens die n<span class=\"_ _1\"></span>iet rechtstree<span class=\"_ _1\"></span>ks in de markt</div>\n<div class=\"t m0 x2c h64 y8ae ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zichtbaar zijn<span class=\"_ _1\"></span>, maar op aannames<span class=\"_ _1\"></span> zijn gebaseerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De ontwikk<span class=\"_ _0\"></span>eling va<span class=\"_ _0\"></span>n nieu<span class=\"lsef ws11e\">we, geavanceerde produ<span class=\"_ _1\"></span>cten in de markt heef<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geleid tot<span class=\"_ _0\"></span> de ontwik<span class=\"_ _0\"></span>keling van wi<span class=\"_ _0\"></span>skundi<span class=\"_ _0\"></span>ge modelle<span class=\"_ _0\"></span>n waarme<span class=\"_ _0\"></span>e deze</div>\n<div class=\"t m0 x2c h64 y8b2 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten k<span class=\"_ _1\"></span>unnen worden<span class=\"_ _1\"></span> gewaardeerd<span class=\"_ _1\"></span>. Deze model<span class=\"_ _1\"></span>len repliceren<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y8b3 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">complex<span class=\"_ _0\"></span>e patroo<span class=\"_ _0\"></span>n van de functi<span class=\"_ _0\"></span>e van een opti<span class=\"_ _0\"></span>e op basis va<span class=\"_ _0\"></span>n aannames<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y20cd ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over het st<span class=\"_ _0\"></span>oc<span class=\"lsef ws11e\">hastische gedrag van<span class=\"_ _1\"></span> de onderliggende<span class=\"_ _1\"></span> variabelen, </span></div>\n<div class=\"t m0 x1d h64 y20ce ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">numerieke alg<span class=\"_ _1\"></span>oritmen en<span class=\"_ _1\"></span> andere theo<span class=\"_ _1\"></span>retische be<span class=\"_ _1\"></span>naderingen di<span class=\"_ _1\"></span>e nodig</div>\n<div class=\"t m0 x1d h64 y20cf ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn om d<span class=\"_ _0\"></span>e comple<span class=\"_ _0\"></span>xiteit v<span class=\"_ _0\"></span>an het fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>ent na<span class=\"_ _0\"></span> te bootse<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d0 ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y20d1 ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voorts z<span class=\"_ _0\"></span>ijn de on<span class=\"_ _0\"></span>derlig<span class=\"_ _0\"></span>gende hy<span class=\"_ _0\"></span>pothese<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n model af<span class=\"_ _0\"></span>hankel<span class=\"_ _0\"></span>ijk van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d2 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de algemene<span class=\"_ _1\"></span> marktomstand<span class=\"_ _1\"></span>igheden (speci<span class=\"_ _1\"></span>fieke rentest<span class=\"_ _1\"></span>anden, vola<span class=\"_ _1\"></span>tiliteit</div>\n<div class=\"t m0 x1d h64 y20d3 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">etc.) op het momen<span class=\"_ _1\"></span>t van ontwikkel<span class=\"_ _1\"></span>ing van het model. Er<span class=\"_ _1\"></span> bestaat geen</div>\n<div class=\"t m0 x1d h64 y20d4 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">garantie dat<span class=\"_ _1\"></span> het model nog steeds<span class=\"_ _1\"></span> de juiste result<span class=\"_ _1\"></span>aten weergeeft<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y20d5 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wanneer marktcond<span class=\"_ _1\"></span>ities radicaal ve<span class=\"_ _1\"></span>randeren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d6 ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y20d7 ff369 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Event<span class=\"_ _1\"></span>u<span class=\"lsef ws11e\">ele modelonze<span class=\"_ _1\"></span>kerheden worden zo pre<span class=\"_ _1\"></span>cies mogelijk<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y20d8 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gekwant<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. Dit vormt<span class=\"_ _0\"></span> de basis voor d<span class=\"_ _0\"></span>e aanpass<span class=\"_ _0\"></span>ing van de re\u00eb<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y20d9 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeberekening<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> waarderingsme<span class=\"_ _1\"></span>thoden en in<span class=\"_ _1\"></span>terne modellen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 865px; height: 241px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 865px; height: 241px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag397": {
   "value": "\n<div class=\"t m0 x1d h6c y125b ff16d fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.1 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Marktrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y125c ff16b fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">Mark<span class=\"_ _1\"></span>trisi<span class=\"_ _1\"></span>co komt<span class=\"_ _1\"></span> vo<span class=\"lsef ws11d\">ort u<span class=\"_ _1\"></span>it ongunstige<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de <span class=\"_ _1\"></span>financi\u00eble </span></div>\n<div class=\"t m0 x1d h64 y125d ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>e als gevol<span class=\"_ _0\"></span>g, direct of in<span class=\"_ _0\"></span>direct, v<span class=\"_ _0\"></span>an fluctua<span class=\"_ _0\"></span>ties van het<span class=\"_ _0\"></span> niveau en</div>\n<div class=\"t m0 x1d h64 y125e ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de volati<span class=\"_ _0\"></span>liteit van m<span class=\"_ _0\"></span>arktpri<span class=\"_ _0\"></span>jzen van act<span class=\"_ _0\"></span>iva en verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y125f ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1260 ff16b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het omvat de volge<span class=\"_ _1\"></span>nde subrisico\u2019<span class=\"_ _1\"></span>s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1261 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>renteris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1262 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span><span class=\"lsef ws113\">aandelenri<span class=\"_ _1\"></span>si<span class=\"ls103 ws11d\">co.</span></span> </span></div>\n<div class=\"t m0 x1d h64 y1263 ff16b fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">c.<span class=\"ls0 ws0\"> <span class=\"_ _196\"> </span><span class=\"lsef ws113\">spreadrisico.</span> </span></div>\n<div class=\"t m0 x1d h64 y1264 ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">d.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>valutaris<span class=\"_ _0\"></span>ico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb8d ff16b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">e.<span class=\"ls0 ws0\"> <span class=\"_ _199\"> </span></span>vastgoed<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb8e ff16b fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">f.<span class=\"ls0 ws0\"> <span class=\"_ _1e5\"> </span><span class=\"lsed ws111\">marktrisic<span class=\"_ _0\"></span>oconcen<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1265 ff16b fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">g. <span class=\"ls0 ws0\"> <span class=\"_ _18f\"> </span><span class=\"lsed ws111\">inflatierisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1266 ff16b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1267 ff16b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bij de in deze t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing vermel<span class=\"_ _0\"></span>de gevoel<span class=\"_ _0\"></span>igheden is<span class=\"_ _0\"></span> de impact vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x1d h64 y1268 ff16b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ngen nie<span class=\"_ _1\"></span>t inbegrepen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 236px; height: 256px; width: 337px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff171 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10a ws13c\">RENTERISICO<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Renteris<span class=\"_ _0\"></span>ico best<span class=\"_ _0\"></span>aat vo<span class=\"_ _0\"></span>or alle ac<span class=\"_ _0\"></span>tiva en v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen d<span class=\"_ _0\"></span>ie gevo<span class=\"_ _0\"></span>elig zij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a7 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor veran<span class=\"_ _0\"></span>derin<span class=\"_ _0\"></span>gen in de rentet<span class=\"_ _0\"></span>ermijnst<span class=\"_ _0\"></span>ructuu<span class=\"_ _0\"></span>r of in de volatil<span class=\"_ _0\"></span>iteit va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y8a8 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente. Dit<span class=\"_ _0\"></span> geldt zowe<span class=\"_ _0\"></span>l voor re\u00ebl<span class=\"_ _0\"></span>e als voor nom<span class=\"_ _0\"></span>inale ter<span class=\"_ _0\"></span>mijnstruc<span class=\"_ _0\"></span>turen. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y8a9 ff171 fs44 fc14 sc0 ls103 ws151\" style=\"z-index: 15;\">risi<span class=\"_ _1\"></span>co doe<span class=\"_ _1\"></span>t zich vo<span class=\"_ _1\"></span>o<span class=\"lsed ws11d\">r als gevol<span class=\"_ _0\"></span>g van ee<span class=\"_ _0\"></span>n \u2018mismat<span class=\"_ _0\"></span>ch\u2019 tus<span class=\"_ _0\"></span>sen de </span></div>\n<div class=\"t m0 x2c h64 y8aa ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gevoeligheid <span class=\"_ _1\"></span>van activa<span class=\"_ _1\"></span> en passiva<span class=\"_ _1\"></span> voor verander<span class=\"_ _1\"></span>ingen in <span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y8ab ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>arieven e<span class=\"_ _0\"></span>n de bijb<span class=\"_ _0\"></span>ehorend<span class=\"_ _0\"></span>e volati<span class=\"_ _0\"></span>liteit,<span class=\"_ _0\"></span> die een <span class=\"_ _0\"></span>ongunsti<span class=\"_ _0\"></span>ge impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y8ac ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kan hebbe<span class=\"_ _0\"></span>n op de winst<span class=\"_ _0\"></span>en en de solvab<span class=\"_ _0\"></span>iliteit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ae ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Agea<span class=\"ws11d\">s meet<span class=\"_ _1\"></span>, bewaakt en<span class=\"_ _1\"></span> beheerst het <span class=\"_ _1\"></span>renterisico<span class=\"_ _1\"></span> aan de hand<span class=\"_ _1\"></span> van een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8af ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aantal ind<span class=\"_ _0\"></span>icator<span class=\"_ _0\"></span>en zoals kas<span class=\"_ _0\"></span>stroomv<span class=\"_ _0\"></span>erschi<span class=\"_ _0\"></span>llenana<span class=\"_ _0\"></span>lyse en str<span class=\"_ _0\"></span>esstests.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yee7 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bele<span class=\"_ _0\"></span>ggingsbe<span class=\"_ _0\"></span>leid en het A<span class=\"_ _0\"></span>LM<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">beleid vereisen<span class=\"_ _1\"></span> gewoonlijk een </span></span></div>\n<div class=\"t m0 x1d h64 yee8 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">duideli<span class=\"_ _0\"></span>jke afstem<span class=\"_ _0\"></span>ming tenz<span class=\"_ _0\"></span>ij afwijki<span class=\"_ _0\"></span>ng geacco<span class=\"_ _0\"></span>rdeer<span class=\"_ _0\"></span>d is. Lang<span class=\"lsef ws11e\">er lopende </span></div>\n<div class=\"t m0 x1d h64 yee9 ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zaken k<span class=\"_ _0\"></span>unnen las<span class=\"_ _0\"></span>tiger z<span class=\"_ _0\"></span>ijn om af t<span class=\"_ _0\"></span>e stemm<span class=\"_ _0\"></span>en aang<span class=\"_ _0\"></span>ezien ges<span class=\"_ _0\"></span>chikte <span class=\"_ _0\"></span>activa</div>\n<div class=\"t m0 x1d h64 yd4c ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontbrek<span class=\"_ _0\"></span>en. In de matc<span class=\"_ _0\"></span>hingst<span class=\"_ _0\"></span>rategie w<span class=\"_ _0\"></span>ordt reken<span class=\"_ _0\"></span>ing gehoud<span class=\"_ _0\"></span>en met de risk</div>\n<div class=\"t m0 x1d h64 yd4d ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e, de bes<span class=\"_ _0\"></span>chikbaa<span class=\"_ _0\"></span>rheid v<span class=\"_ _0\"></span>an de (lan<span class=\"_ _0\"></span>getermi<span class=\"_ _0\"></span>jn)act<span class=\"_ _0\"></span>iva, de h<span class=\"_ _0\"></span>uidige e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4e ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwac<span class=\"_ _0\"></span>hte marktr<span class=\"_ _0\"></span>ente en de ga<span class=\"_ _0\"></span>ra<span class=\"ws11d\">ntieniv<span class=\"_ _0\"></span>eaus. I<span class=\"_ _0\"></span>n voorko<span class=\"_ _0\"></span>mende g<span class=\"_ _0\"></span>evallen </span></div>\n<div class=\"t m0 x1d h64 yd4f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt geb<span class=\"_ _0\"></span>ruik gemaa<span class=\"_ _0\"></span>kt van deriv<span class=\"_ _0\"></span>aten om h<span class=\"_ _0\"></span>et renteris<span class=\"_ _0\"></span>ico af te dekk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x1d h64 yd50 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Wij wijzen<span class=\"_ _1\"></span> erop dat <span class=\"_ _1\"></span>lage rente<span class=\"_ _1\"></span>tarieven word<span class=\"_ _1\"></span>en gedefinieer<span class=\"_ _1\"></span>d als een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd51 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">strateg<span class=\"_ _0\"></span>isch risic<span class=\"_ _0\"></span>o, met focus<span class=\"_ _0\"></span> op de struct<span class=\"_ _0\"></span>uur van vast<span class=\"_ _0\"></span>e/vari<span class=\"_ _0\"></span>abele kost<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 y126a ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126b ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126c ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Onderst<span class=\"ws11d\">aande <span class=\"_ _1\"></span>tabel geeft<span class=\"_ _1\"></span> het effec<span class=\"_ _1\"></span>t weer op <span class=\"_ _1\"></span>de resultatenre<span class=\"_ _1\"></span>kening volgens<span class=\"_ _1\"></span> de IFRS en<span class=\"_ _1\"></span> het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>onder IFRS al<span class=\"_ _1\"></span>s gevolg <span class=\"_ _1\"></span>van ee<span class=\"ws11e\">n daling<span class=\"_ _1\"></span> in de </span></span></div>\n<div class=\"t m0 x2c h64 y126d ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rentevoeten voo<span class=\"_ _1\"></span>r geconsolideerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span>. Er wordt een opwaartse<span class=\"_ _1\"></span>/neerwaartse scho<span class=\"_ _1\"></span>k toegepast die ov<span class=\"_ _1\"></span>ereenstemt met<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>een terugkeerperio<span class=\"_ _1\"></span>de van 1/30</div>\n<div class=\"t m0 x2c h64 y126e ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">jaar (gemid<span class=\"_ _1\"></span>deld circa 7<span class=\"_ _1\"></span>5 basispun<span class=\"_ _1\"></span>ten). Sommige e<span class=\"_ _1\"></span>ntiteiten<span class=\"_ _1\"></span> gebruiken een <span class=\"_ _1\"></span>vereenvoudigde<span class=\"_ _1\"></span> methode <span class=\"_ _1\"></span>waarbij een <span class=\"_ _1\"></span>parallelle <span class=\"_ _1\"></span>verschu<span class=\"lsed ws112\">iving van 100 </span></div>\n<div class=\"t m0 x2c h64 y126f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basispu<span class=\"_ _0\"></span>nten in ove<span class=\"_ _0\"></span>rweging w<span class=\"_ _0\"></span>ordt genom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 450px; bottom: 783px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 412px; bottom: 768px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y68f ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 569px; bottom: 813px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff171 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 529px; bottom: 798px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 548px; bottom: 783px; z-index: 15;\">V<span class=\"lsf1 ws116\">ermogen</span> </div>\n<div class=\"t m0 x202 h67 y67e ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 548px; bottom: 768px; z-index: 15;\">vlgs. IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 656px; bottom: 783px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 615px; bottom: 768px; z-index: 15;\">R<span class=\"lsf1 ws116\">esultatenrekening</span> </div>\n<div class=\"t m0 x2f h67 y68f ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 813px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff171 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 735px; bottom: 798px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 754px; bottom: 783px; z-index: 15;\">Vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff171 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 754px; bottom: 768px; z-index: 15;\">vlgs. IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 487px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68f ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 487px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 693px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Rentevoet <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>daling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 738px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 738px; z-index: 15;\">1.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 738px; z-index: 15;\">4</div>\n<div class=\"t m0 x5a h67 y67e ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 738px; z-index: 15;\">396<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Rentevoet <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>stijging<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 471px; bottom: 723px; z-index: 15;\">(67)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 723px; z-index: 15;\">(2.224)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e3 ff171 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 723px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e h67 y6e3 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 723px; z-index: 15;\">(1.407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1276 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1277 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1278 ff171 fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10c ws13b\">AANDELE<span class=\"_ _1\"></span>NRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y1279 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandelenrisico<span class=\"_ _1\"></span>'s treden o<span class=\"_ _1\"></span>p als gevolg <span class=\"_ _1\"></span>van de ge<span class=\"_ _1\"></span>voeligheid v<span class=\"_ _1\"></span>an activa en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y127a ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nten voo<span class=\"_ _0\"></span>r veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het</div>\n<div class=\"t m0 x2c h64 y127b ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niveau of volat<span class=\"_ _1\"></span>iliteit van marktp<span class=\"_ _1\"></span>rijzen voor aande<span class=\"_ _1\"></span>len of hun rendemen<span class=\"_ _1\"></span>t,</div>\n<div class=\"t m0 x2c h64 y127c ff171 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die van i<span class=\"_ _0\"></span>nvloed k<span class=\"_ _0\"></span>unnen z<span class=\"_ _0\"></span>ijn o<span class=\"ws112\">p de wi<span class=\"_ _0\"></span>nst en de solva<span class=\"_ _0\"></span>biliteit<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y127d ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y127e ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze risic<span class=\"_ _0\"></span>o\u2019s word<span class=\"_ _0\"></span>en behee<span class=\"_ _0\"></span>rst door op bas<span class=\"_ _0\"></span>is van de risk<span class=\"_ _0\"></span> appetite</div>\n<div class=\"t m0 x2c h64 y127f ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">limiet<span class=\"_ _0\"></span>en vast te stel<span class=\"_ _0\"></span>len en door e<span class=\"_ _0\"></span>en beleggi<span class=\"_ _0\"></span>ngsbel<span class=\"_ _0\"></span>eid dat een aant<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x2c h64 y1280 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">controlemaa<span class=\"_ _1\"></span>tregelen vereist<span class=\"_ _1\"></span>, zoals wel<span class=\"_ _1\"></span>ke maatregelen<span class=\"_ _1\"></span> er moeten<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1281 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden getro<span class=\"_ _1\"></span>ffen bij aa<span class=\"_ _1\"></span>nz<span class=\"ws11e\">ienlijke waard<span class=\"_ _1\"></span>edalingen. Door di<span class=\"_ _1\"></span>t risico in een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1282 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eerder stadium<span class=\"_ _1\"></span> proactief te beher<span class=\"_ _1\"></span>en, is de blootstell<span class=\"_ _1\"></span>ing aan het</div>\n<div class=\"t m0 x1d h64 y1283 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span> door middel van ver<span class=\"_ _1\"></span>koop en afdekking sne<span class=\"_ _1\"></span>l gedaald.</div>\n<div class=\"t m0 x1d h64 y1284 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Hiermee worden ve<span class=\"_ _1\"></span>rliezen beperkt en k<span class=\"_ _1\"></span>unnen</div>\n<div class=\"t m0 x1d h64 y1285 ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>smaatschappijen sol<span class=\"_ _1\"></span>vabel blijven tijde<span class=\"_ _1\"></span>ns een financi\u00eble<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1286 ff171 fs44 fc14 sc0 lsfa ws12b\" style=\"z-index: 15;\">crisis.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1287 ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1288 ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor risico<span class=\"_ _1\"></span>managementdoelein<span class=\"_ _1\"></span>den definie<span class=\"_ _1\"></span>ert Ageas z<span class=\"_ _1\"></span>ijn</div>\n<div class=\"t m0 x1d h64 y1289 ff171 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enpositi<span class=\"_ _0\"></span>es op basis va<span class=\"_ _0\"></span>n de econom<span class=\"_ _0\"></span>ische real<span class=\"_ _0\"></span>iteit va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y128a ff171 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> activa en<span class=\"_ _1\"></span> risico\u2019s. D<span class=\"_ _1\"></span>e totale <span class=\"_ _1\"></span>economische p<span class=\"_ _1\"></span>ositie in</div>\n<div class=\"t m0 x1d h64 y128b ff171 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aand<span class=\"ws11e\">elen tegen re\u00eb<span class=\"_ _1\"></span>le waarde wordt<span class=\"_ _1\"></span> in de volgende tabel<span class=\"_ _1\"></span> ge\u00efllustreerd, </span></div>\n<div class=\"t m0 x1d h64 y128c ff171 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inclusief aans<span class=\"_ _1\"></span>luiting op de gepubl<span class=\"_ _1\"></span>iceerde cijfer<span class=\"_ _1\"></span>s onder IFRS.</div>\n<div class=\"t m0 x2c h64 y128d ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y128e ff171 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 xee h67 y69a ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 471px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 471px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff171 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Type van actief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff174 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Directe aandelen beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 441px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 441px; z-index: 15;\">3.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 426px; z-index: 15;\">Aandelen fondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 426px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 426px; z-index: 15;\">916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Private equity<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 411px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 411px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff171 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Activa<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">allocatie fondsen</span> </span></div>\n<div class=\"t m0 x4a h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 396px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 396px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff173 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> econom<span class=\"_ _0\"></span>ische<span class=\"_ _0\"></span> bloots<span class=\"_ _0\"></span>telli<span class=\"_ _0\"></span>ng aan<span class=\"_ _0\"></span>delen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 381px; z-index: 15;\">3.622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 381px; z-index: 15;\">4.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 367px; z-index: 15;\">Obligatiefondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 367px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 367px; z-index: 15;\">424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Geldmarktfondsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 352px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 352px; z-index: 15;\">221<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 337px; z-index: 15;\">Vastgoedfondsen (SICAFI/REITS)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 337px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 337px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff173 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> blootst<span class=\"_ _0\"></span>ellin<span class=\"_ _0\"></span>g aandele<span class=\"_ _0\"></span>n volge<span class=\"_ _0\"></span>ns IFRS<span class=\"ls0 ws0\">-</span><span class=\"ws16f\">de<span class=\"_ _0\"></span>finitie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y691 ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 322px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y691 ff173 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 322px; z-index: 15;\">5.872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 307px; z-index: 15;\">waarvan:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y680 ff173 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff171 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Beschikbaar voor verkoop (zie <span class=\"_ _0\"></span>toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 292px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6c4 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 292px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Aangehouden tegen re\u00eble wa<span class=\"_ _0\"></span>arde (zie toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 277px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff171 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 277px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 266px; height: 840px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 266px; height: 840px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff178 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderst<span class=\"_ _0\"></span>aande tab<span class=\"_ _0\"></span>el geeft het b<span class=\"_ _0\"></span>ruto effec<span class=\"_ _0\"></span>t weer op de res<span class=\"_ _0\"></span>ultaten<span class=\"_ _0\"></span>rekeni<span class=\"_ _0\"></span>ng volgens d<span class=\"_ _0\"></span>e IFRS en het ei<span class=\"_ _0\"></span>gen <span class=\"lsef ws11d\">vermogen onder<span class=\"_ _1\"></span> IFRS als g<span class=\"_ _1\"></span>evolg van<span class=\"_ _1\"></span> een </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>enschok di<span class=\"_ _0\"></span>e overee<span class=\"_ _0\"></span>nstemt met<span class=\"_ _0\"></span> een daling in ee<span class=\"_ _0\"></span>n terugk<span class=\"_ _0\"></span>eerperi<span class=\"_ _0\"></span>ode van 1/30 ja<span class=\"_ _0\"></span>ar (circa 30%<span class=\"_ _0\"></span> voor in de EER ge<span class=\"_ _0\"></span>noteerd<span class=\"_ _0\"></span>e aandele<span class=\"_ _0\"></span>n) voor</div>\n<div class=\"t m0 x2c h64 y8a8 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geconsolideerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 452px; bottom: 988px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 973px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 1003px; z-index: 15;\">Effect op eigen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 988px; z-index: 15;\">vermogen vlgs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 540px; bottom: 973px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 628px; bottom: 988px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 628px; bottom: 973px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 716px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 1003px; z-index: 15;\">Effect op eigen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 988px; z-index: 15;\">vermogen vlgs. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 716px; bottom: 973px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 1018px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y6e8 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 1018px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y68f ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 1003px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68f ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 1003px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y694 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff179 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 716px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws115\">Neerwaarts risico<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 943px; z-index: 15;\">(340)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 943px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 943px; z-index: 15;\">(281)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 716px; bottom: 943px; z-index: 15;\">(1.262)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12a5 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12a6 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12a7 ff176 fs44 fc1f sc0 ls10a ws13c\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"ls10c ws13b\">S<span class=\"_ _1\"></span>PREADRIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 y12a8 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Spreadr<span class=\"_ _0\"></span>isico onts<span class=\"_ _0\"></span>taat door d<span class=\"_ _0\"></span>e gevoeli<span class=\"_ _0\"></span>gheid van d<span class=\"_ _0\"></span>e waarde van act<span class=\"_ _0\"></span>iva en</div>\n<div class=\"t m0 x2c h64 y12a9 ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nten voo<span class=\"_ _0\"></span>r veran<span class=\"_ _0\"></span>deringe<span class=\"_ _0\"></span>n in het</div>\n<div class=\"t m0 x2c h64 y12aa ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau of<span class=\"_ _0\"></span> in de vo<span class=\"_ _0\"></span>latilit<span class=\"_ _0\"></span>eit van d<span class=\"_ _0\"></span>e spread<span class=\"_ _0\"></span>s van de <span class=\"_ _0\"></span>risicov<span class=\"_ _0\"></span>rije</div>\n<div class=\"t m0 x2c h64 y12ab ff176 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">rentet<span class=\"_ _0\"></span>ermijnst<span class=\"_ _0\"></span>ructuur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12ac ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12ad ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een aanzi<span class=\"_ _0\"></span>enlijk de<span class=\"_ _0\"></span>el van de ve<span class=\"lsef ws11d\">rplichtingen van A<span class=\"_ _1\"></span>geas is in<span class=\"_ _1\"></span> bepaalde </span></div>\n<div class=\"t m0 x2c h64 y12ae ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mate niet<span class=\"_ _1\"></span> liquide. Agea<span class=\"_ _1\"></span>s streeft e<span class=\"_ _1\"></span>rnaar kredie<span class=\"_ _1\"></span>tbeleggingen <span class=\"_ _1\"></span>bij voorkeur<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y12af ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot einde l<span class=\"_ _0\"></span>ooptijd a<span class=\"_ _0\"></span>an te houde<span class=\"_ _0\"></span>n. De impact va<span class=\"_ _0\"></span>n het spread<span class=\"_ _0\"></span>risico op</div>\n<div class=\"t m0 x2c h64 y12b0 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">lange ter<span class=\"_ _1\"></span>mijn wordt h<span class=\"_ _1\"></span>ierdoor aanz<span class=\"_ _1\"></span>ienlijk beperk<span class=\"_ _1\"></span>t, omdat Agea<span class=\"_ _1\"></span>s deze</div>\n<div class=\"t m0 x2c h64 y12b1 ff176 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">doorgaans<span class=\"_ _1\"></span> tot einde <span class=\"_ _1\"></span>looptijd aanh<span class=\"_ _1\"></span>oudt, in<span class=\"_ _1\"></span> lijn met <span class=\"_ _1\"></span>zijn </span></div>\n<div class=\"t m0 x2c h64 y12b2 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">illiquide lan<span class=\"_ _1\"></span>glopende verpli<span class=\"_ _1\"></span>chtingen. Hoewel<span class=\"_ _1\"></span> de volatiliteit o<span class=\"_ _1\"></span>p korte</div>\n<div class=\"t m0 x2c h64 y12b3 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">termij<span class=\"_ _0\"></span>n aanzienli<span class=\"_ _0\"></span>jk kan zijn,<span class=\"_ _0\"></span> is het onwaa<span class=\"_ _0\"></span>rschijn<span class=\"_ _0\"></span>lijk dat Ag<span class=\"_ _0\"></span>eas wordt</div>\n<div class=\"t m0 x2c h64 y12b4 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gedwongen tegen<span class=\"_ _1\"></span> bodemprijzen te<span class=\"_ _1\"></span> verkopen. Ageas<span class=\"_ _1\"></span> kan echter <span class=\"ws113\">wel </span></div>\n<div class=\"t m0 x2c h64 y12b5 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">besluit<span class=\"_ _0\"></span>en om deze act<span class=\"_ _0\"></span>iva te ver<span class=\"_ _0\"></span>effenen als<span class=\"_ _0\"></span> het meent dat<span class=\"_ _0\"></span> dit de beste</div>\n<div class=\"t m0 x2c h64 y12b6 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanpak is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12b7 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12b8 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor interne<span class=\"_ _1\"></span> risicomanagem<span class=\"_ _1\"></span>entdoeleinden<span class=\"_ _1\"></span> neemt Agea<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h64 y12b9 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevoeligheid vo<span class=\"_ _1\"></span>or het fundamen<span class=\"_ _1\"></span>tele spreadrisico op<span class=\"_ _1\"></span> lange termijn in</div>\n<div class=\"t m0 x2c h64 y12ba ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>ig het Solve<span class=\"_ _0\"></span>ncy II \u201cVol<span class=\"_ _0\"></span>a<span class=\"ls105 ws0\">tili<span class=\"_ _1\"></span>ty Ad<span class=\"_ _1\"></span>justm<span class=\"_ _1\"></span>ent\u201d<span class=\"_ _1\"></span><span class=\"ls0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y12bb ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concept,<span class=\"_ _0\"></span> maar houdt<span class=\"_ _0\"></span> daarbij rek<span class=\"_ _0\"></span>ening met<span class=\"_ _0\"></span> de specif<span class=\"_ _0\"></span>ieke kenm<span class=\"_ _0\"></span>erken van</div>\n<div class=\"t m0 x1d h64 y12bc ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de portef<span class=\"_ _0\"></span>euille. Dit<span class=\"_ _0\"></span> wordt gez<span class=\"_ _0\"></span>ien als meer in ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emming m<span class=\"_ _0\"></span>et het</div>\n<div class=\"t m0 x1d h64 y12bd ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedrijfsmode<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s, waarbij de<span class=\"_ _1\"></span> realisati<span class=\"_ _1\"></span>e van minderwa<span class=\"_ _1\"></span>arden</div>\n<div class=\"t m0 x1d h64 y12be ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">doorgaans wordt<span class=\"_ _1\"></span> vermeden, vergele<span class=\"_ _1\"></span><span class=\"lsed ws112\">ken met een pu<span class=\"_ _0\"></span>re mark<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-</span></span></div>\n<div class=\"t m0 x1d h64 y12bf ff176 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">marketbenader<span class=\"_ _1\"></span>ing.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c0 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y12c1 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dit verklaart oo<span class=\"_ _1\"></span>k waarom Ageas de behand<span class=\"_ _1\"></span>eling van het spr<span class=\"_ _1\"></span>eadrisico</div>\n<div class=\"t m0 x1d h64 y12c2 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de standaar<span class=\"_ _1\"></span>dformule in de SCR</div>\n<div class=\"t m0 x257 h76 y12c3 ff176 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x9d h64 y12c4 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsed ws112\">als volgt h<span class=\"_ _0\"></span>eeft herzi<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y12c5 ff17a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff17b\"> <span class=\"_ _3f\"> </span><span class=\"ff176 lsef ws11d\">Op<span class=\"_ _1\"></span>name van <span class=\"_ _1\"></span>fundamentele <span class=\"_ _1\"></span>spread voor<span class=\"_ _1\"></span> EU blootstell<span class=\"_ _1\"></span>ingen aan </span></span></div>\n<div class=\"t m0 x69 h64 y12c6 ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overhei<span class=\"_ _0\"></span>dsobli<span class=\"_ _0\"></span>gaties e<span class=\"_ _0\"></span>n equiva<span class=\"_ _0\"></span>lenten. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c7 ff17a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff17b\"> <span class=\"_ _3f\"> </span><span class=\"ff176 ls10b ws13d\">Uitsluiting</span><span class=\"ff176\"> <span class=\"lsed ws112\">van niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">fundament<span class=\"_ _0\"></span>ele spre<span class=\"_ _0\"></span>ad op andere sc<span class=\"_ _0\"></span>huld.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1d h6c y12c8 ff178 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12c9 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gevoelighe<span class=\"_ _1\"></span>den die in<span class=\"_ _1\"></span> aanmerking w<span class=\"_ _1\"></span>orden genomen<span class=\"_ _1\"></span> voor d<span class=\"lsed\">e impact </span></div>\n<div class=\"t m0 x1d h64 y12ca ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de <span class=\"_ _1\"></span>verbreding van <span class=\"_ _1\"></span>de credit<span class=\"_ _1\"></span>spreads op de<span class=\"_ _1\"></span> resultatenr<span class=\"_ _1\"></span>ekening en <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x1d h64 y12cb ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">eigen vermogen ond<span class=\"_ _1\"></span>er IFRS zijn afhan<span class=\"_ _1\"></span>kelijk van de kredie<span class=\"_ _1\"></span>trating en de</div>\n<div class=\"t m0 x1d h64 y12cc ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">duratio<span class=\"_ _0\"></span>n van de <span class=\"_ _0\"></span>betreff<span class=\"_ _0\"></span>ende act<span class=\"_ _0\"></span>iva. Di<span class=\"_ _0\"></span>e stresss<span class=\"_ _0\"></span>cenario'<span class=\"_ _0\"></span>s ste<span class=\"_ _0\"></span>mmen</div>\n<div class=\"t m0 x1d h64 y12cd ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>n met een t<span class=\"_ _0\"></span>erugke<span class=\"_ _0\"></span>erperiod<span class=\"_ _0\"></span>e van 1/<span class=\"_ _0\"></span>30<span class=\"ls0 ws0\"> </span>en vari\u00eb<span class=\"_ _0\"></span>ren van +<span class=\"_ _0\"></span>70</div>\n<div class=\"t m0 x1d h64 y12ce ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basispunten voo<span class=\"_ _1\"></span>r activa met een<span class=\"_ _1\"></span> AAA<span class=\"ls0 ws0\">-</span>rating tot<span class=\"_ _1\"></span> +200 basispunten vo<span class=\"_ _1\"></span>or</div>\n<div class=\"t m0 x1d h64 y12cf ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa met<span class=\"_ _0\"></span> een BBB<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">rating. Bepaalde o<span class=\"_ _1\"></span>perationele <span class=\"_ _1\"></span>entiteiten<span class=\"_ _1\"></span> hanteren </span></span></div>\n<div class=\"t m0 x1d h64 y12d0 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een veree<span class=\"_ _0\"></span>nvoudi<span class=\"_ _0\"></span>gde method<span class=\"_ _0\"></span>e waarbij er op de v<span class=\"_ _0\"></span>olledig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y12d1 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietportef<span class=\"_ _1\"></span>euille een<span class=\"_ _1\"></span> schok van +<span class=\"_ _1\"></span>100 basi<span class=\"ws11e\">spu<span class=\"_ _1\"></span>nten wordt toegepa<span class=\"_ _1\"></span>st.</span></div>\n<div class=\"t m0 x2c h64 y12d2 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12d3 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12d4 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onderst<span class=\"_ _0\"></span>aande tab<span class=\"_ _0\"></span>el geeft het ef<span class=\"_ _0\"></span>fect wee<span class=\"_ _0\"></span>r op de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening en h<span class=\"_ _0\"></span>et eigen verm<span class=\"_ _0\"></span>ogen on<span class=\"_ _0\"></span>der IFRS als<span class=\"_ _0\"></span> gevolg van ee<span class=\"_ _0\"></span>n spreadg<span class=\"_ _0\"></span><span class=\"ws111\">evoelig<span class=\"_ _0\"></span>heidssch<span class=\"_ _0\"></span>ok.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 452px; bottom: 472px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 457px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 502px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 540px; bottom: 487px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 540px; bottom: 472px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 540px; bottom: 457px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 628px; bottom: 472px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 628px; bottom: 457px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 716px; bottom: 502px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 487px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff176 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 716px; bottom: 472px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls134 ws170\" style=\"left: 716px; bottom: 457px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12d5 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x83 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 443px; bottom: 502px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 502px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y6e3 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 502px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y685 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 487px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y685 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 487px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y6c6 ff179 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff179 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 452px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff178 fs46 fc14 sc0 ls0 ws0\" style=\"left: 716px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Spre<span class=\"_ _1\"></span>adrisi<span class=\"_ _1\"></span>co <span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> <span class=\"lsf1 ws118\">Verbredening creditspread </span> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 427px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 427px; z-index: 15;\">(1.004)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 427px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff176 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 716px; bottom: 427px; z-index: 15;\">(1.291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12dc ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c haf y12dd ff176 fs6e fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12de ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12df ff176 fs44 fc1d sc0 ls10a ws13c\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws113\">VA<span class=\"_ _1\"></span>LUTARISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y12e0 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het valutar<span class=\"_ _1\"></span>isico vloei<span class=\"_ _1\"></span>t voort uit<span class=\"_ _1\"></span> de <span class=\"ws11e\">gevoeli<span class=\"_ _1\"></span>gheid van activa<span class=\"_ _1\"></span> en </span></div>\n<div class=\"t m0 x2c h64 y12e1 ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> voor veranderi<span class=\"_ _1\"></span>ngen in het niveau<span class=\"_ _1\"></span> van valutakoersen al<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y12e2 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">er een 'mis<span class=\"_ _0\"></span>match' is tus<span class=\"_ _0\"></span>sen de relev<span class=\"_ _0\"></span>ante val<span class=\"_ _0\"></span>uta\u2019s van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y12e3 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen.<span class=\"_ _0\"></span> Op groeps<span class=\"_ _0\"></span>niveau om<span class=\"_ _0\"></span>vat dit risic<span class=\"_ _0\"></span>o situat<span class=\"_ _0\"></span>ies waari<span class=\"_ _0\"></span>n Ageas</div>\n<div class=\"t m0 x2c h64 y12e4 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">activa (in d<span class=\"_ _0\"></span>ochter<span class=\"_ _0\"></span>maats<span class=\"lsef ws11d\">chappijen en geassocieer<span class=\"_ _1\"></span>de deelneminge<span class=\"_ _1\"></span>n) of </span></div>\n<div class=\"t m0 x2c h64 y12e5 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> (van fi<span class=\"_ _1\"></span>nanciering) hee<span class=\"_ _1\"></span>ft in an<span class=\"_ _1\"></span>dere valuta's<span class=\"_ _1\"></span> dan de <span class=\"_ _1\"></span>euro.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y12e6 ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y12e7 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _0\"></span>eleid van Age<span class=\"_ _0\"></span>as wordt dit<span class=\"_ _0\"></span> risico be<span class=\"_ _0\"></span>perkt door d<span class=\"_ _0\"></span>e eis</div>\n<div class=\"t m0 x2c h64 y12e8 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dat de 'valut<span class=\"_ _0\"></span>amism<span class=\"_ _0\"></span>atch' tuss<span class=\"_ _0\"></span>en activa en v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen bi<span class=\"_ _0\"></span>nnen</div>\n<div class=\"t m0 x1d h64 y12e9 ff176 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">docht<span class=\"ws112\">e<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en tot een min<span class=\"_ _0\"></span>imum wordt<span class=\"_ _0\"></span> beperkt. i<span class=\"_ _0\"></span>n veel gevall<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x1d h64 y12ea ff176 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt dat risi<span class=\"_ _1\"></span>co volledig ge\u00eblim<span class=\"_ _1\"></span>ineerd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y12eb ff176 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y12ec ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het is be<span class=\"_ _1\"></span>leid bij A<span class=\"_ _1\"></span>geas om d<span class=\"_ _1\"></span>e aandelenbel<span class=\"_ _1\"></span>eggingen en<span class=\"_ _1\"></span> permanente</div>\n<div class=\"t m0 x1d h64 y12ed ff176 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ering in <span class=\"_ _0\"></span>buitenl<span class=\"_ _0\"></span>andse va<span class=\"_ _0\"></span>luta\u2019s v<span class=\"_ _0\"></span>oor <span class=\"ws112\">doc<span class=\"_ _0\"></span>htermaats<span class=\"_ _0\"></span>chappi<span class=\"_ _0\"></span>jen en </span></div>\n<div class=\"t m0 x1d h64 y12ee ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geassocieerde<span class=\"_ _1\"></span> deelnemingen<span class=\"_ _1\"></span> niet af <span class=\"_ _1\"></span>te dekken. Ag<span class=\"_ _1\"></span>eas accepte<span class=\"_ _1\"></span>ert de</div>\n<div class=\"t m0 x1d h64 y12ef ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">\u2018mismatc<span class=\"_ _0\"></span>h\u2019 die voo<span class=\"_ _0\"></span>rtvloeit u<span class=\"_ _0\"></span>it het eigend<span class=\"_ _0\"></span>om van lok<span class=\"_ _0\"></span>ale</div>\n<div class=\"t m0 x1d h64 y12f0 ff176 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">euro valuta\u2019s als norm<span class=\"_ _1\"></span>aal voor een </span></span></div>\n<div class=\"t m0 x1d h64 y12f1 ff176 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">internationa<span class=\"_ _1\"></span>le groep.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 226px; height: 880px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 226px; height: 880px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff17c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">zijn de bel<span class=\"_ _0\"></span>angrijk<span class=\"_ _0\"></span>ste valut<span class=\"_ _0\"></span>arisic<span class=\"_ _0\"></span>opositie<span class=\"_ _0\"></span>s per 31 <span class=\"_ _0\"></span>decemb<span class=\"_ _0\"></span>er weerge<span class=\"_ _0\"></span>geven. H<span class=\"_ _0\"></span>et betr<span class=\"_ _0\"></span>eft hier n<span class=\"_ _0\"></span>ettopo<span class=\"_ _0\"></span>sities (<span class=\"_ _0\"></span>activa m<span class=\"_ _0\"></span>inus ve<span class=\"_ _0\"></span>rplich<span class=\"lsef ws113\">tingen), </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">na afdekk<span class=\"_ _0\"></span>ing genot<span class=\"_ _0\"></span>eerd in euro<span class=\"_ _0\"></span>\u2019s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff17c fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 312px; bottom: 1049px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsfb ws123\" style=\"left: 355px; bottom: 1049px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 399px; bottom: 1049px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 439px; bottom: 1049px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 488px; bottom: 1049px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf2 ws117\" style=\"left: 524px; bottom: 1049px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 567px; bottom: 1049px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 610px; bottom: 1049px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 734px; bottom: 1049px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff17c fs46 fc1d sc0 lsf3 ws120\" style=\"left: 765px; bottom: 1049px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68b ff17e fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 1019px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 1019px; z-index: 15;\">3.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 1019px; z-index: 15;\">913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 1019px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 480px; bottom: 1019px; z-index: 15;\">1.875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1019px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 1019px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1019px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 1019px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 1019px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 1019px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y691 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1019px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Totaal verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 1004px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 1004px; z-index: 15;\">2.596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 480px; bottom: 1004px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaal activa minus ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 989px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 989px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 989px; z-index: 15;\">911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 989px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 989px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 989px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 989px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 989px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 989px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 989px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Buiten balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 974px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 974px; z-index: 15;\">(435)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Netto positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 959px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 959px; z-index: 15;\">589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 959px; z-index: 15;\">476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 959px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 959px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 959px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 959px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 959px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 959px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 959px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 959px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 959px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Waarvan ge\u00efnvesteerd in doc<span class=\"_ _0\"></span>htermaatschappijen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en deelnemingen</span> </div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 930px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 930px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 930px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 930px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 930px; z-index: 15;\">420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 930px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 930px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 930px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 930px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 930px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 331px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 374px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 418px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 458px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 502px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 543px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 585px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 628px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 670px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 712px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 752px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff17c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff17c fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Per 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 312px; bottom: 898px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsfb ws123\" style=\"left: 355px; bottom: 898px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 399px; bottom: 898px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 439px; bottom: 898px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 488px; bottom: 898px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf2 ws117\" style=\"left: 524px; bottom: 898px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 567px; bottom: 898px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 610px; bottom: 898px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 651px; bottom: 898px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c4 ff17c fs46 fc1d sc0 lsf8 ws121\" style=\"left: 693px; bottom: 898px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6c4 ff17c fs46 fc1d sc0 lsf4 ws11a\" style=\"left: 734px; bottom: 898px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y6c4 ff17c fs46 fc1d sc0 lsf3 ws120\" style=\"left: 765px; bottom: 898px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 867px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 867px; z-index: 15;\">4.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 867px; z-index: 15;\">1.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 867px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 867px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 867px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 867px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 867px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 867px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 867px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 867px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Totaal verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 852px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 352px; bottom: 852px; z-index: 15;\">4.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 852px; z-index: 15;\">1</div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 852px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 852px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Totaal activa minus ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 838px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 838px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 838px; z-index: 15;\">1.342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 838px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 838px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 838px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 838px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 838px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 838px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 838px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 838px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 838px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Buiten balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x166 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 823px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 823px; z-index: 15;\">(678)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto positie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 808px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 808px; z-index: 15;\">942<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 808px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 808px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 808px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 808px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 808px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 808px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 808px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 808px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 808px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 808px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Waarvan ge\u00efnvesteerd in doc<span class=\"_ _0\"></span>htermaatschappijen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 331px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 374px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 458px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 670px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 712px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 752px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en deelnemingen</span> </div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 317px; bottom: 778px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 360px; bottom: 778px; z-index: 15;\">939<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 778px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 778px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 778px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 778px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 575px; bottom: 778px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 778px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 778px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 702px; bottom: 778px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 778px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1308 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1309 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y130a ff17c fs44 fc1f sc0 lsf9 ws124\" style=\"z-index: 15;\">E. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"ls104 ws134\">VASTGOEDRISICO</span> </span></div>\n<div class=\"t m0 x2c h64 y130b ff17c fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Vastgoe<span class=\"_ _0\"></span>drisic<span class=\"_ _0\"></span>o ontsta<span class=\"_ _0\"></span>at als het<span class=\"_ _0\"></span> result<span class=\"_ _0\"></span>aat van d<span class=\"_ _0\"></span>e gevoel<span class=\"_ _0\"></span>igheid v<span class=\"_ _0\"></span>an activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x2c h64 y130c ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en voor het niv<span class=\"_ _0\"></span>eau of de vol<span class=\"_ _0\"></span>atiliteit<span class=\"_ _0\"></span> van markt<span class=\"_ _0\"></span>prijzen va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y130d ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vastgoed o<span class=\"_ _1\"></span>f hun rendemen<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y130e ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y130f ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Met het o<span class=\"_ _1\"></span>og op risicom<span class=\"_ _1\"></span>anagement defi<span class=\"_ _1\"></span>nieert Ageas<span class=\"_ _1\"></span> de blootst<span class=\"_ _1\"></span>elling aan</div>\n<div class=\"t m0 x2c h64 y1310 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgoe<span class=\"_ _0\"></span>d op basis va<span class=\"_ _0\"></span>n de marktw<span class=\"_ _0\"></span>aarde van dez<span class=\"_ _0\"></span>e activa met i<span class=\"_ _0\"></span>nbegri<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c h64 y1311 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van acti<span class=\"_ _1\"></span>va die worden<span class=\"_ _1\"></span> aangehouden<span class=\"_ _1\"></span> voor eigen<span class=\"_ _1\"></span> gebruik e<span class=\"_ _1\"></span>n IFRS 16</div>\n<div class=\"t m0 x2c h64 y1312 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseact<span class=\"_ _0\"></span>iva. Dez<span class=\"_ _0\"></span>e blootst<span class=\"_ _0\"></span>elling ver<span class=\"_ _0\"></span>schilt v<span class=\"_ _0\"></span>an de blootst<span class=\"_ _0\"></span>elling</div>\n<div class=\"t m0 x2c h64 y1313 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span> onder de <span class=\"_ _1\"></span>IFRS defini<span class=\"_ _1\"></span>ties, die nie<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws113\">gerealisee<span class=\"_ _1\"></span>rde <span class=\"lsed ws111\">winsten </span></span></div>\n<div class=\"t m0 x1d h64 y1314 ff17c fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">of verli<span class=\"_ _0\"></span>ezen uits<span class=\"_ _0\"></span>luiten.<span class=\"_ _0\"></span> De tabe<span class=\"_ _0\"></span>l hiero<span class=\"_ _0\"></span>nder defi<span class=\"_ _0\"></span>nieert w<span class=\"_ _0\"></span>at Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1315 ff17c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschou<span class=\"_ _0\"></span>wt als eco<span class=\"_ _0\"></span>nomische b<span class=\"_ _0\"></span>lootste<span class=\"_ _0\"></span>lling aan vast<span class=\"_ _0\"></span>goed en ho<span class=\"_ _0\"></span>e dit wordt</div>\n<div class=\"t m0 x1d h64 y1316 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangesloten <span class=\"_ _1\"></span>bij de ci<span class=\"_ _1\"></span>jfers gerappor<span class=\"_ _1\"></span>teerd onder<span class=\"_ _1\"></span> IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1317 ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1318 ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor interne<span class=\"_ _1\"></span> risicomanagem<span class=\"_ _1\"></span>entdoeleinden<span class=\"_ _1\"></span> past Ageas<span class=\"_ _1\"></span> in de</div>\n<div class=\"t m0 x1d h64 y1319 ff17c fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"ws112\">lang<span class=\"_ _0\"></span>rijkste doc<span class=\"_ _0\"></span>hterm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppijen een int<span class=\"_ _0\"></span>ern vast<span class=\"_ _0\"></span>goedmo<span class=\"_ _0\"></span>del toe. In </span></div>\n<div class=\"t m0 x1d h64 y131a ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dit model <span class=\"_ _1\"></span>wordt vastgo<span class=\"_ _1\"></span>edrisico behand<span class=\"_ _1\"></span>eld overeen<span class=\"_ _1\"></span>komstig de</div>\n<div class=\"t m0 x1d h64 y131b ff17c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> economische<span class=\"_ _1\"></span> blootstelling<span class=\"_ _1\"></span> in plaat<span class=\"_ _1\"></span>s van volge<span class=\"_ _1\"></span>ns de IFRS<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y131c ff17c fs44 fc14 sc0 lsee ws13e\" style=\"z-index: 15;\">classificatie van de activa.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y131d ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y131e ff17c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff17c fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 xee h67 y694 ff17c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 542px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff17c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 542px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 526px; z-index: 15;\">Type van actief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 526px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 526px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff17e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y694 ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff17e fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Vastgoed (zie toelichting 11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 497px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 497px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Materi\u00eble vaste activa; terreinen en<span class=\"_ _0\"></span> gebouwen voor eigen geb<span class=\"_ _0\"></span>ruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff17c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 467px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">en parkeergarages (zie toelichting 16)</span> </div>\n<div class=\"t m0 x51 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 467px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 467px; z-index: 15;\">1.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 452px; z-index: 15;\">Vastgoed voor verkoop (zie <span class=\"ws115\">toelichting 15)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 452px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 452px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 437px; z-index: 15;\">Totaal (tegen geamortiseerde kostprijs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 437px; z-index: 15;\">5.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 437px; z-index: 15;\">5.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 423px; z-index: 15;\">Vastgoed fondsen (tegen re\u00eble<span class=\"_ _0\"></span> waarde)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 423px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 423px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff17f fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 408px; z-index: 15;\">Totaal vastgoed blootstell<span class=\"_ _1\"></span>ing volgens IFRS definiti<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 408px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 408px; z-index: 15;\">6.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6d1 ff17f fs46 fc1b sc0 ls0 ws0\" style=\"left: 797px; bottom: 393px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff17e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 378px; z-index: 15;\">Ongerealiseerde herwaarderingen (Economische <span class=\"ws116\">blootstelling)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h69 y683 ff17f fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 378px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff17f fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 378px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 363px; z-index: 15;\">Vastgoed (zie toelichting 11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 363px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 363px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 348px; z-index: 15;\">Terreinen en gebouwen voor<span class=\"_ _0\"></span> eigen gebruik (zie toelichting<span class=\"_ _0\"></span> 16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 348px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff17c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 348px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff17f fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 333px; z-index: 15;\">Totaal economische bloots<span class=\"_ _1\"></span>telling op vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 333px; z-index: 15;\">7.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff17f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 333px; z-index: 15;\">8.027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 322px; height: 784px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 322px; height: 784px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h6c y8a5 ff183 fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">Gevoeligheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onderstaande <span class=\"_ _1\"></span>tabel geeft<span class=\"_ _1\"></span> het effec<span class=\"_ _1\"></span>t weer op <span class=\"_ _1\"></span>de <span class=\"lsed ws112\">resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning en het ei<span class=\"_ _0\"></span>gen vermo<span class=\"_ _0\"></span>gen onder I<span class=\"_ _0\"></span>FRS van een st<span class=\"_ _0\"></span>resssce<span class=\"_ _0\"></span>nario op de<span class=\"_ _0\"></span> vastgoedm<span class=\"_ _0\"></span>arkt dat </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemt met ee<span class=\"_ _0\"></span>n terugke<span class=\"_ _0\"></span>erperi<span class=\"_ _0\"></span>ode van 1/30 j<span class=\"_ _0\"></span>aar (gemi<span class=\"_ _0\"></span>ddeld 14%).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff181 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 506px; bottom: 1004px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff181 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 564px; bottom: 1019px; z-index: 15;\">Effec<span class=\"_ _1\"></span>t op ei<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 561px; bottom: 1004px; z-index: 15;\"> <span class=\"lsf1 ws115\">vermogen vlgs.</span> </div>\n<div class=\"t m0 x202 h67 y67e ff181 fs46 fc1d sc0 ls134 ws170\" style=\"left: 603px; bottom: 989px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff181 fs46 fc1d sc0 ls134 ws16e\" style=\"left: 678px; bottom: 1004px; z-index: 15;\">Effect op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 640px; bottom: 989px; z-index: 15;\">resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff181 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff181 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 737px; bottom: 1019px; z-index: 15;\">Effect op eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff181 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 736px; bottom: 1004px; z-index: 15;\">vermogen vlgs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 773px; bottom: 989px; z-index: 15;\"> <span class=\"ls134 ws170\">IFRS</span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h67 y68b ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 713px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y694 ff184 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 1019px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h67 y694 ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 713px; bottom: 1019px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h69 y68f ff184 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 561px; bottom: 1004px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y67e ff181 fs46 fc1d sc0 ls0 ws0\" style=\"left: 773px; bottom: 989px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y680 ff181 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Neerwaarts vastgoedrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 959px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 959px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 959px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y6c4 ff181 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 959px; z-index: 15;\">(307)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y132a ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y132b ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y132c ff181 fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls10a ws13c\">MARKTCON<span class=\"_ _0\"></span>CENTRATIERI<span class=\"_ _0\"></span>SICO<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y132d ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Marktconcentra<span class=\"_ _1\"></span>tierisico hee<span class=\"_ _1\"></span>ft <span class=\"lsed ws112\">betrekk<span class=\"_ _0\"></span>ing op risic<span class=\"_ _0\"></span>o\u2019s die onts<span class=\"_ _0\"></span>taan doo<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x2c h64 y132e ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een gebrek<span class=\"_ _1\"></span> aan diversi<span class=\"_ _1\"></span>ficatie van <span class=\"_ _1\"></span>de activapor<span class=\"_ _1\"></span>tefeuille doo<span class=\"_ _1\"></span>r een gro<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y132f ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totale po<span class=\"_ _1\"></span>sitie bij i<span class=\"_ _1\"></span>ndividuele t<span class=\"_ _1\"></span>egenpartijen, <span class=\"_ _1\"></span>of een aan<span class=\"_ _1\"></span>tal gecorrele<span class=\"_ _1\"></span>erde</div>\n<div class=\"t m0 x2c h64 y1330 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">tegenpartijen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1331 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1332 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Concentratieri<span class=\"_ _1\"></span>sico kan onts<span class=\"_ _1\"></span>taan als gevolg van een<span class=\"_ _1\"></span> gro<span class=\"lsed ws11d\">te total<span class=\"_ _0\"></span>e positi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1333 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij indivi<span class=\"_ _0\"></span>duele teg<span class=\"_ _0\"></span>enparti<span class=\"_ _0\"></span>jen dan wel e<span class=\"_ _0\"></span>en totale pos<span class=\"_ _0\"></span>itie bij<span class=\"_ _0\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y1334 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">positief ge<span class=\"_ _1\"></span>correleerde t<span class=\"_ _1\"></span>egenpartijen (da<span class=\"_ _1\"></span>t wil zegge<span class=\"_ _1\"></span>n, partijen<span class=\"_ _1\"></span> die onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1335 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> omstandighed<span class=\"_ _1\"></span>en in gebrek<span class=\"_ _1\"></span>e blijven)<span class=\"_ _1\"></span> die potentie<span class=\"_ _1\"></span>el tot</div>\n<div class=\"t m0 x2c h64 y1336 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijke bijz<span class=\"_ _0\"></span>ondere w<span class=\"lsef ws11e\">aardeverminderingen zouden<span class=\"_ _1\"></span> kunnen leiden in </span></div>\n<div class=\"t m0 x2c h64 y1337 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geval va<span class=\"_ _0\"></span>n faillis<span class=\"_ _0\"></span>sement of ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span><span class=\"ws111\">betaling.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1338 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1339 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het vermi<span class=\"_ _0\"></span>jden van conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>es is een fun<span class=\"_ _0\"></span>damente<span class=\"_ _0\"></span>le factor i<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y133a ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span>strategie van<span class=\"_ _1\"></span> Ageas om <span class=\"_ _1\"></span>liquide en g<span class=\"_ _1\"></span>ediversifieer<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y133b ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles aa<span class=\"_ _0\"></span>n te houden. E<span class=\"_ _0\"></span>lke d<span class=\"lsef ws11e\">ochtermaatschappij is </span></div>\n<div class=\"t m0 x2c h64 y133c ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor ha<span class=\"_ _1\"></span>ar eigen t<span class=\"_ _1\"></span>egenpartijlimie<span class=\"_ _1\"></span>ten, waarbij r<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x2c h64 y133d ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt ge<span class=\"_ _0\"></span>houden<span class=\"_ _0\"></span> met de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e situat<span class=\"_ _0\"></span>ie van d<span class=\"_ _0\"></span>e bewust<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y133e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij en ve<span class=\"_ _0\"></span>reiste<span class=\"_ _0\"></span>n op het niveau v<span class=\"_ _0\"></span>an de Groep. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y133f ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voortdurend mon<span class=\"_ _1\"></span>itoren valt evene<span class=\"_ _1\"></span>ens onder<span class=\"ls0 ws0\"> </span>de<span class=\"_ _1\"></span> verantwoordelij<span class=\"_ _1\"></span>kheid van</div>\n<div class=\"t m0 x2c h64 y1340 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de individ<span class=\"_ _0\"></span>uele werk<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>appije<span class=\"_ _0\"></span>n. De Groep vol<span class=\"_ _0\"></span>gt deze limi<span class=\"_ _0\"></span>eten aan</div>\n<div class=\"t m0 x2c h64 y1341 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e rapport<span class=\"_ _0\"></span>ages en bew<span class=\"_ _0\"></span>aakt de tot<span class=\"_ _0\"></span>ale posit<span class=\"_ _0\"></span>ie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1343 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Met het oog o<span class=\"_ _0\"></span>p het beheer va<span class=\"_ _0\"></span>n de concent<span class=\"_ _0\"></span>ratie va<span class=\"_ _0\"></span>n krediet<span class=\"_ _0\"></span>risico is het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1344 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>beleid va<span class=\"_ _0\"></span>n Ageas<span class=\"ls0 ws0\"> </span><span class=\"ws112\">geri<span class=\"_ _0\"></span>cht op het sp<span class=\"_ _0\"></span>reiden va<span class=\"_ _0\"></span>n kredietr<span class=\"_ _0\"></span>isico ove<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y1345 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llende se<span class=\"_ _0\"></span>ctoren en la<span class=\"_ _0\"></span>nden. Age<span class=\"_ _0\"></span>as houdt de gr<span class=\"_ _0\"></span>ootste pos<span class=\"_ _0\"></span>ities in</div>\n<div class=\"t m0 x1d h64 y1346 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">individuele <span class=\"_ _1\"></span>entiteiten, b<span class=\"_ _1\"></span>edrijfsgroepen<span class=\"_ _1\"></span> (total one<span class=\"_ _1\"></span> obligor)<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d h64 y1347 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble conce<span class=\"_ _0\"></span>ntraties<span class=\"_ _0\"></span> (secto<span class=\"_ _0\"></span>ren en regio<span class=\"_ _0\"></span>\u2019s) nauwl<span class=\"_ _0\"></span>ettend in de<span class=\"_ _0\"></span> gat<span class=\"ws111\">en. </span></div>\n<div class=\"t m0 x1d h64 y1348 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit om een<span class=\"_ _1\"></span> goede spr<span class=\"_ _1\"></span>eiding te<span class=\"_ _1\"></span> bevorderen e<span class=\"_ _1\"></span>n eventueel s<span class=\"_ _1\"></span>ignificant</div>\n<div class=\"t m0 x1d h64 y1349 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>ratieris<span class=\"_ _0\"></span>ico op tijd t<span class=\"_ _0\"></span>e signaler<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 807px; height: 93px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 571px; height: 345px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1342 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y134a ff181 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">G. <span class=\"ls0 ws0\"> <span class=\"_ _43\"> </span><span class=\"ls105 ws135\">INF<span class=\"_ _1\"></span>LATIE<span class=\"_ _1\"></span>RIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x1d h64 y134b ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het infl<span class=\"_ _0\"></span>atieris<span class=\"_ _0\"></span>ico ont<span class=\"_ _0\"></span>staat do<span class=\"_ _0\"></span>or de imp<span class=\"_ _0\"></span>act van h<span class=\"_ _0\"></span>et volat<span class=\"_ _0\"></span>iliteit<span class=\"_ _0\"></span>sniveau v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y134c ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de inflat<span class=\"_ _0\"></span>ie op de waar<span class=\"_ _0\"></span>de van activ<span class=\"_ _0\"></span>a en verplic<span class=\"_ _0\"></span>htin<span class=\"lsef ws113\">gen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y134d ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y134e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas str<span class=\"_ _0\"></span>eeft er niet na<span class=\"_ _0\"></span>ar om het infl<span class=\"_ _0\"></span>atierisi<span class=\"_ _0\"></span>co actief t<span class=\"_ _0\"></span>e beheerse<span class=\"_ _0\"></span>n, maar</div>\n<div class=\"t m0 x1d h64 y134f ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kan wel b<span class=\"_ _0\"></span>eslisse<span class=\"_ _0\"></span>n om acti<span class=\"_ _0\"></span>va te ho<span class=\"_ _0\"></span>uden waar<span class=\"_ _0\"></span>van het<span class=\"_ _0\"></span> rendem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1d h64 y1350 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitdruk<span class=\"_ _0\"></span>kelijk a<span class=\"_ _0\"></span>an de inf<span class=\"_ _0\"></span>latie is g<span class=\"_ _0\"></span>ekoppel<span class=\"_ _0\"></span>d. Boven<span class=\"_ _0\"></span>dien zij<span class=\"_ _0\"></span>n bepaal<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1351 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen ex<span class=\"_ _0\"></span>pliciet<span class=\"_ _0\"></span> of implic<span class=\"_ _0\"></span>i<span class=\"ws112\">et geko<span class=\"_ _0\"></span>ppeld aan de </span></div>\n<div class=\"t m0 x1d h64 y1352 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e. Hoewe<span class=\"_ _0\"></span>l Ageas v<span class=\"_ _0\"></span>an oord<span class=\"_ _0\"></span>eel is dat<span class=\"_ _0\"></span> het inf<span class=\"_ _0\"></span>latieris<span class=\"_ _0\"></span>ico niet<span class=\"_ _0\"></span> voldoen<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1353 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt aangepak<span class=\"_ _1\"></span>t in het stelsel va<span class=\"_ _1\"></span>n het wettelijk kapi<span class=\"_ _1\"></span>taal of door indire<span class=\"_ _1\"></span>cte</div>\n<div class=\"t m0 x1d h64 y1354 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">methode<span class=\"_ _0\"></span>n, kan Ag<span class=\"_ _0\"></span>eas het i<span class=\"_ _0\"></span>nflatie<span class=\"_ _0\"></span>risico w<span class=\"_ _0\"></span>el expli<span class=\"_ _0\"></span>ciet afd<span class=\"_ _0\"></span>ekken in <span class=\"_ _0\"></span>het</div>\n<div class=\"t m0 x1d h64 y1355 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kader van P<span class=\"_ _1\"></span>ijler II.<span class=\"_ _1\"></span> Dit wordt <span class=\"_ _1\"></span>momenteel ge<span class=\"_ _1\"></span>daan in land<span class=\"_ _1\"></span>en waar er<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y1356 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijk inf<span class=\"_ _0\"></span>latieri<span class=\"_ _0\"></span>sico best<span class=\"_ _0\"></span>aat in ve<span class=\"_ _0\"></span>rband m<span class=\"_ _0\"></span>et lijfre<span class=\"_ _0\"></span>nte in het<span class=\"_ _0\"></span> kader <span class=\"_ _0\"></span>van</div>\n<div class=\"t m0 x1d h64 y1357 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bedrijfsonge<span class=\"_ _1\"></span>vallenverzekeringen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 554px; height: 552px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 554px; height: 552px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff186 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onderstaande t<span class=\"_ _1\"></span>abel geeft informa<span class=\"_ _1\"></span>tie over de concentra<span class=\"_ _1\"></span>tie v<span class=\"lsed ws112\">an het kredi<span class=\"_ _0\"></span>etrisico pe<span class=\"_ _0\"></span>r type en loc<span class=\"_ _0\"></span>atie van de<span class=\"_ _0\"></span> Ageas entit<span class=\"_ _0\"></span>eit per 31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december.</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 1065px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 1050px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1050px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 1050px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1050px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 1035px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1035px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x168 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1368 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1369 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y6e3 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 854px; z-index: 15;\">Overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 392px; bottom: 839px; z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsf8 ws121\">offici\u00eble</span> </span></div>\n<div class=\"t m0 x1b4 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 839px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 839px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 839px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 824px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 824px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Algemene <span class=\"ws118\">rekening en eliminaties*<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1377 ff188 fs49 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _206\"> </span><span class=\"lsfc ws128\">De post 'Algemene rekening en eliminaties' is voornamelijk verbonden met het herverzekeringsprogramma en Group Treasury.</span> </div>\n<div class=\"t m0 x2c h64 y1378 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1379 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y137a ff186 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder ge<span class=\"_ _0\"></span>eft een <span class=\"ws11d\">ove<span class=\"_ _0\"></span>rzicht<span class=\"_ _0\"></span> van de co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ie van h<span class=\"_ _0\"></span>et kred<span class=\"_ _0\"></span>ietrisic<span class=\"_ _0\"></span>o per ty<span class=\"_ _0\"></span>pe en loc<span class=\"_ _0\"></span>atie van d<span class=\"_ _0\"></span>e tegen<span class=\"_ _0\"></span>partij p<span class=\"_ _0\"></span>er 31 dec<span class=\"_ _0\"></span>ember.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y137b ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 580px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 565px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 565px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 565px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 565px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 550px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 550px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x1fa h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 425px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1389 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y138a ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 354px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 339px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 339px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 339px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 339px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 324px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 324px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 164px; height: 942px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 164px; height: 942px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder too<span class=\"_ _0\"></span>nt de hoogs<span class=\"_ _0\"></span>te bloots<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen op de uite<span class=\"_ _0\"></span>indelijk<span class=\"_ _0\"></span>e moederm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppij gemet<span class=\"_ _0\"></span>en aan re\u00eb<span class=\"_ _0\"></span>le <span class=\"lsef ws11d\">waarde en<span class=\"_ _1\"></span> nominale waar<span class=\"_ _1\"></span>de met hun<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ratings<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Hoogste blootstelling top 10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 487px; bottom: 1049px; z-index: 15;\">Groepsrating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 626px; bottom: 1049px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 727px; bottom: 1049px; z-index: 15;\">Nominale waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">  </div>\n<div class=\"t m0 x202 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Koninkrijk Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y691 ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 506px; bottom: 1019px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 655px; bottom: 1019px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Franse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 507px; bottom: 1004px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 1004px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Portugese republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 989px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 989px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Koninkrijk Spanje<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 502px; bottom: 974px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 974px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 974px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Oostenrijkse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 959px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 959px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Italiaanse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y680 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 945px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 945px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bondsrepubliek Duitsland<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 930px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 930px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Europese Investeringsbank<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 915px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 915px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Republiek van India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y685 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x292 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 900px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 900px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsfb ws126\" style=\"left: 69px; bottom: 885px; z-index: 15;\">BNP Par<span class=\"_ _1\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69a ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 509px; bottom: 885px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 885px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 885px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff18d fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y688 ff18d fs46 fc1d sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 655px; bottom: 870px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 870px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y139a ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y139b ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het Konink<span class=\"_ _0\"></span>rijk Bel<span class=\"_ _0\"></span>gi\u00eb blijft<span class=\"_ _0\"></span> de belangr<span class=\"_ _0\"></span>ijkste te<span class=\"_ _0\"></span>genpartij<span class=\"_ _0\"></span>, in overe<span class=\"_ _0\"></span>enstemm<span class=\"_ _0\"></span>ing met de st<span class=\"_ _0\"></span>rategie o<span class=\"_ _0\"></span>m zich 'op de thui<span class=\"_ _0\"></span>smarkt t<span class=\"_ _0\"></span>eru<span class=\"lsef ws11d\">g te plooien' waar<span class=\"_ _1\"></span>door het </span></div>\n<div class=\"t m0 x2c h64 y139c ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nadeel onts<span class=\"_ _1\"></span>taat dat h<span class=\"_ _1\"></span>et risico v<span class=\"_ _1\"></span>an het thui<span class=\"_ _1\"></span>sland toenee<span class=\"_ _1\"></span>mt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 812px; height: 294px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 812px; height: 294px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag398": {
   "value": "\n<div class=\"t m0 x2c h64 y132c ff181 fs44 fc1d sc0 lsfa ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"ls10a ws13c\">MARKTCON<span class=\"_ _0\"></span>CENTRATIERI<span class=\"_ _0\"></span>SICO<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y132d ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Marktconcentra<span class=\"_ _1\"></span>tierisico hee<span class=\"_ _1\"></span>ft <span class=\"lsed ws112\">betrekk<span class=\"_ _0\"></span>ing op risic<span class=\"_ _0\"></span>o\u2019s die onts<span class=\"_ _0\"></span>taan doo<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x2c h64 y132e ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">een gebrek<span class=\"_ _1\"></span> aan diversi<span class=\"_ _1\"></span>ficatie van <span class=\"_ _1\"></span>de activapor<span class=\"_ _1\"></span>tefeuille doo<span class=\"_ _1\"></span>r een gro<span class=\"_ _1\"></span>te</div>\n<div class=\"t m0 x2c h64 y132f ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totale po<span class=\"_ _1\"></span>sitie bij i<span class=\"_ _1\"></span>ndividuele t<span class=\"_ _1\"></span>egenpartijen, <span class=\"_ _1\"></span>of een aan<span class=\"_ _1\"></span>tal gecorrele<span class=\"_ _1\"></span>erde</div>\n<div class=\"t m0 x2c h64 y1330 ff181 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">tegenpartijen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1331 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1332 ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Concentratieri<span class=\"_ _1\"></span>sico kan onts<span class=\"_ _1\"></span>taan als gevolg van een<span class=\"_ _1\"></span> gro<span class=\"lsed ws11d\">te total<span class=\"_ _0\"></span>e positi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1333 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bij indivi<span class=\"_ _0\"></span>duele teg<span class=\"_ _0\"></span>enparti<span class=\"_ _0\"></span>jen dan wel e<span class=\"_ _0\"></span>en totale pos<span class=\"_ _0\"></span>itie bij<span class=\"_ _0\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y1334 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">positief ge<span class=\"_ _1\"></span>correleerde t<span class=\"_ _1\"></span>egenpartijen (da<span class=\"_ _1\"></span>t wil zegge<span class=\"_ _1\"></span>n, partijen<span class=\"_ _1\"></span> die onder<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1335 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijkbare<span class=\"_ _1\"></span> omstandighed<span class=\"_ _1\"></span>en in gebrek<span class=\"_ _1\"></span>e blijven)<span class=\"_ _1\"></span> die potentie<span class=\"_ _1\"></span>el tot</div>\n<div class=\"t m0 x2c h64 y1336 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aanzien<span class=\"_ _0\"></span>lijke bijz<span class=\"_ _0\"></span>ondere w<span class=\"lsef ws11e\">aardeverminderingen zouden<span class=\"_ _1\"></span> kunnen leiden in </span></div>\n<div class=\"t m0 x2c h64 y1337 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het geval va<span class=\"_ _0\"></span>n faillis<span class=\"_ _0\"></span>sement of ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span><span class=\"ws111\">betaling.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1338 ff181 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1339 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het vermi<span class=\"_ _0\"></span>jden van conc<span class=\"_ _0\"></span>entrati<span class=\"_ _0\"></span>es is een fun<span class=\"_ _0\"></span>damente<span class=\"_ _0\"></span>le factor i<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y133a ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietrisico<span class=\"_ _1\"></span>strategie van<span class=\"_ _1\"></span> Ageas om <span class=\"_ _1\"></span>liquide en g<span class=\"_ _1\"></span>ediversifieer<span class=\"_ _1\"></span>de</div>\n<div class=\"t m0 x2c h64 y133b ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles aa<span class=\"_ _0\"></span>n te houden. E<span class=\"_ _0\"></span>lke d<span class=\"lsef ws11e\">ochtermaatschappij is </span></div>\n<div class=\"t m0 x2c h64 y133c ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoordel<span class=\"_ _1\"></span>ijk voor ha<span class=\"_ _1\"></span>ar eigen t<span class=\"_ _1\"></span>egenpartijlimie<span class=\"_ _1\"></span>ten, waarbij r<span class=\"_ _1\"></span>ekening</div>\n<div class=\"t m0 x2c h64 y133d ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">wordt ge<span class=\"_ _0\"></span>houden<span class=\"_ _0\"></span> met de sp<span class=\"_ _0\"></span>ecifiek<span class=\"_ _0\"></span>e situat<span class=\"_ _0\"></span>ie van d<span class=\"_ _0\"></span>e bewust<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y133e ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij en ve<span class=\"_ _0\"></span>reiste<span class=\"_ _0\"></span>n op het niveau v<span class=\"_ _0\"></span>an de Groep. H<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x2c h64 y133f ff181 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voortdurend mon<span class=\"_ _1\"></span>itoren valt evene<span class=\"_ _1\"></span>ens onder<span class=\"ls0 ws0\"> </span>de<span class=\"_ _1\"></span> verantwoordelij<span class=\"_ _1\"></span>kheid van</div>\n<div class=\"t m0 x2c h64 y1340 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de individ<span class=\"_ _0\"></span>uele werk<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>appije<span class=\"_ _0\"></span>n. De Groep vol<span class=\"_ _0\"></span>gt deze limi<span class=\"_ _0\"></span>eten aan</div>\n<div class=\"t m0 x2c h64 y1341 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de hand van p<span class=\"_ _0\"></span>eriodiek<span class=\"_ _0\"></span>e rapport<span class=\"_ _0\"></span>ages en bew<span class=\"_ _0\"></span>aakt de tot<span class=\"_ _0\"></span>ale posit<span class=\"_ _0\"></span>ie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1343 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Met het oog o<span class=\"_ _0\"></span>p het beheer va<span class=\"_ _0\"></span>n de concent<span class=\"_ _0\"></span>ratie va<span class=\"_ _0\"></span>n krediet<span class=\"_ _0\"></span>risico is het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1344 ff181 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico<span class=\"_ _0\"></span>beleid va<span class=\"_ _0\"></span>n Ageas<span class=\"ls0 ws0\"> </span><span class=\"ws112\">geri<span class=\"_ _0\"></span>cht op het sp<span class=\"_ _0\"></span>reiden va<span class=\"_ _0\"></span>n kredietr<span class=\"_ _0\"></span>isico ove<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1d h64 y1345 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verschi<span class=\"_ _0\"></span>llende se<span class=\"_ _0\"></span>ctoren en la<span class=\"_ _0\"></span>nden. Age<span class=\"_ _0\"></span>as houdt de gr<span class=\"_ _0\"></span>ootste pos<span class=\"_ _0\"></span>ities in</div>\n<div class=\"t m0 x1d h64 y1346 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">individuele <span class=\"_ _1\"></span>entiteiten, b<span class=\"_ _1\"></span>edrijfsgroepen<span class=\"_ _1\"></span> (total one<span class=\"_ _1\"></span> obligor)<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d h64 y1347 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>\u00eble conce<span class=\"_ _0\"></span>ntraties<span class=\"_ _0\"></span> (secto<span class=\"_ _0\"></span>ren en regio<span class=\"_ _0\"></span>\u2019s) nauwl<span class=\"_ _0\"></span>ettend in de<span class=\"_ _0\"></span> gat<span class=\"ws111\">en. </span></div>\n<div class=\"t m0 x1d h64 y1348 ff181 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit om een<span class=\"_ _1\"></span> goede spr<span class=\"_ _1\"></span>eiding te<span class=\"_ _1\"></span> bevorderen e<span class=\"_ _1\"></span>n eventueel s<span class=\"_ _1\"></span>ignificant</div>\n<div class=\"t m0 x1d h64 y1349 ff181 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>ratieris<span class=\"_ _0\"></span>ico op tijd t<span class=\"_ _0\"></span>e signaler<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 807px; height: 93px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 571px; height: 345px; width: 350px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff186 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onderstaande t<span class=\"_ _1\"></span>abel geeft informa<span class=\"_ _1\"></span>tie over de concentra<span class=\"_ _1\"></span>tie v<span class=\"lsed ws112\">an het kredi<span class=\"_ _0\"></span>etrisico pe<span class=\"_ _0\"></span>r type en loc<span class=\"_ _0\"></span>atie van de<span class=\"_ _0\"></span> Ageas entit<span class=\"_ _0\"></span>eit per 31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december.</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 1065px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 1050px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1050px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 1035px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 1050px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y68d ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 1050px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y68f ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 1035px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1035px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y680 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y67e ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 585px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x168 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6d1 ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6d1 ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1368 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1369 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y6e3 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 854px; z-index: 15;\">Overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 392px; bottom: 839px; z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsf8 ws121\">offici\u00eble</span> </span></div>\n<div class=\"t m0 x1b4 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 390px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x1fa h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6e3 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 839px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 470px; bottom: 824px; z-index: 15;\">I<span class=\"lsf1 ws116\">nstellingen</span> </div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 839px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 559px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 839px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 824px; z-index: 15;\">K<span class=\"lsf1 ws116\">lanten</span> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 824px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 824px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y691 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y691 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68f ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y694 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Algemene <span class=\"ws118\">rekening en eliminaties*<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y67e ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1377 ff188 fs49 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _206\"> </span><span class=\"lsfc ws128\">De post 'Algemene rekening en eliminaties' is voornamelijk verbonden met het herverzekeringsprogramma en Group Treasury.</span> </div>\n<div class=\"t m0 x2c h64 y1378 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1379 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y137a ff186 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder ge<span class=\"_ _0\"></span>eft een <span class=\"ws11d\">ove<span class=\"_ _0\"></span>rzicht<span class=\"_ _0\"></span> van de co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ie van h<span class=\"_ _0\"></span>et kred<span class=\"_ _0\"></span>ietrisic<span class=\"_ _0\"></span>o per ty<span class=\"_ _0\"></span>pe en loc<span class=\"_ _0\"></span>atie van d<span class=\"_ _0\"></span>e tegen<span class=\"_ _0\"></span>partij p<span class=\"_ _0\"></span>er 31 dec<span class=\"_ _0\"></span>ember.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y137b ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 580px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 565px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 565px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 565px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 565px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 565px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 550px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 550px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 550px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 550px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x1fa h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 653px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x145 h67 y68f ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 425px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y694 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 562px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1389 ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y138a ff186 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 354px; z-index: 15;\">Overheid <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 590px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y694 ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 392px; bottom: 339px; z-index: 15;\">en offici\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 339px; z-index: 15;\">Krediet<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x13e h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 553px; bottom: 339px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 339px; z-index: 15;\">Retail<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 729px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6be ff186 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 390px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 324px; z-index: 15;\">Instellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 559px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 627px; bottom: 324px; z-index: 15;\">Klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff186 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 696px; bottom: 324px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff186 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 324px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 729px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsfb ws123\">Frankrijk</span> </div>\n<div class=\"t m0 x1fa h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff188 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws116\">Portugal</span> </div>\n<div class=\"t m0 x1fa h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf2 ws117\">VK</span> </div>\n<div class=\"t m0 x5a h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y688 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff188 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x72 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 409px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x174 h67 y683 ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff186 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 436px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 501px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x158 h67 y68b ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Overige landen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff186 fs46 fc14 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff186 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff189 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 635px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68b ff189 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder too<span class=\"_ _0\"></span>nt de hoogs<span class=\"_ _0\"></span>te bloots<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen op de uite<span class=\"_ _0\"></span>indelijk<span class=\"_ _0\"></span>e moederm<span class=\"_ _0\"></span>aatscha<span class=\"_ _0\"></span>ppij gemet<span class=\"_ _0\"></span>en aan re\u00eb<span class=\"_ _0\"></span>le <span class=\"lsef ws11d\">waarde en<span class=\"_ _1\"></span> nominale waar<span class=\"_ _1\"></span>de met hun<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ratings<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Hoogste blootstelling top 10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 487px; bottom: 1049px; z-index: 15;\">Groepsrating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 626px; bottom: 1049px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws118\" style=\"left: 727px; bottom: 1049px; z-index: 15;\">Nominale waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">  </div>\n<div class=\"t m0 x202 h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68b ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Koninkrijk Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y691 ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 506px; bottom: 1019px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 655px; bottom: 1019px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y691 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Franse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 507px; bottom: 1004px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 1004px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Portugese republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 989px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 989px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Koninkrijk Spanje<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 502px; bottom: 974px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 974px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 974px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Oostenrijkse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 959px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 959px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Italiaanse republiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y680 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 945px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 945px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bondsrepubliek Duitsland<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y67e ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 930px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 930px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Europese Investeringsbank<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 505px; bottom: 915px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 915px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Republiek van India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y685 ff18b fs46 fc14 sc0 lsfb ws123\" style=\"left: 504px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x292 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 900px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y685 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 900px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff18b fs46 fc14 sc0 lsfb ws126\" style=\"left: 69px; bottom: 885px; z-index: 15;\">BNP Par<span class=\"_ _1\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69a ff18b fs46 fc14 sc0 lsf2 ws117\" style=\"left: 509px; bottom: 885px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 885px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 885px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff18d fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y688 ff18d fs46 fc1d sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 655px; bottom: 870px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y688 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 870px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y139a ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y139b ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het Konink<span class=\"_ _0\"></span>rijk Bel<span class=\"_ _0\"></span>gi\u00eb blijft<span class=\"_ _0\"></span> de belangr<span class=\"_ _0\"></span>ijkste te<span class=\"_ _0\"></span>genpartij<span class=\"_ _0\"></span>, in overe<span class=\"_ _0\"></span>enstemm<span class=\"_ _0\"></span>ing met de st<span class=\"_ _0\"></span>rategie o<span class=\"_ _0\"></span>m zich 'op de thui<span class=\"_ _0\"></span>smarkt t<span class=\"_ _0\"></span>eru<span class=\"lsef ws11d\">g te plooien' waar<span class=\"_ _1\"></span>door het </span></div>\n<div class=\"t m0 x2c h64 y139c ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">nadeel onts<span class=\"_ _1\"></span>taat dat h<span class=\"_ _1\"></span>et risico v<span class=\"_ _1\"></span>an het thui<span class=\"_ _1\"></span>sland toenee<span class=\"_ _1\"></span>mt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 812px; height: 294px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 812px; height: 294px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y139d ff18e fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsef ws11e\">R<span class=\"_ _1\"></span>isico dat optreed<span class=\"_ _1\"></span>t als <span class=\"ws11d\">een tegen<span class=\"_ _1\"></span>partij in ge<span class=\"_ _1\"></span>breke blij<span class=\"_ _1\"></span>ft</span></span> </span></div>\n<div class=\"t m0 x2c h64 y139e ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het risi<span class=\"_ _1\"></span>co dat optreed<span class=\"_ _1\"></span>t wanneer een<span class=\"_ _1\"></span> tegenpartij<span class=\"_ _1\"></span> in gebreke<span class=\"_ _1\"></span> blijft, om<span class=\"_ _1\"></span>vat twee <span class=\"_ _1\"></span>subrisico\u2019s:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y139f ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span>wanbetalin<span class=\"_ _0\"></span>gsrisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a0 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span>tegenpartij<span class=\"_ _0\"></span>risico.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a1 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13a2 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De blootstelli<span class=\"_ _1\"></span>ng aan het kredietri<span class=\"_ _1\"></span>sico is opgenomen<span class=\"_ _1\"></span> in toelichting 9 Gel<span class=\"_ _1\"></span>dmiddelen en <span class=\"lsed ws11d\">kasequivale<span class=\"_ _0\"></span>nten, to<span class=\"_ _0\"></span>elichti<span class=\"_ _0\"></span>ng 12 Le<span class=\"_ _0\"></span>ningen, t<span class=\"_ _0\"></span>oelic<span class=\"_ _0\"></span>hting 27 D<span class=\"_ _0\"></span>erivat<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y13a3 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangehouden voo<span class=\"_ _1\"></span>r handelsdoele<span class=\"_ _1\"></span>inden en toelichting<span class=\"_ _1\"></span> 28 Toezeggingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a4 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13a5 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De tabel hi<span class=\"_ _0\"></span>eronder ge<span class=\"_ _0\"></span>eft infor<span class=\"_ _0\"></span>matie ov<span class=\"_ _0\"></span>er de bijzond<span class=\"_ _0\"></span>ere waar<span class=\"_ _0\"></span>devermi<span class=\"_ _0\"></span>ndering<span class=\"_ _0\"></span> voor kredi<span class=\"_ _0\"></span>etrisico op 3<span class=\"_ _0\"></span>1 decembe<span class=\"_ _0\"></span>r.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13a6 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 634px; z-index: 15;\">Uitstaand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 458px; bottom: 634px; z-index: 15;\">Waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x133 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 548px; bottom: 634px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff18b fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 605px; bottom: 634px; z-index: 15;\">Uits<span class=\"_ _1\"></span>taand <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 689px; bottom: 634px; z-index: 15;\">Waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x133 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 634px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 356px; bottom: 619px; z-index: 15;\">met bijzondere<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 432px; bottom: 619px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a6 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 584px; bottom: 619px; z-index: 15;\">met bijzondere<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 661px; bottom: 619px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 619px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68d ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 382px; bottom: 604px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 438px; bottom: 604px; z-index: 15;\">voor specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 528px; bottom: 604px; z-index: 15;\">Dekkings<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x175 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 604px; z-index: 15;\">waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68d ff18b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 667px; bottom: 604px; z-index: 15;\">voor specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 757px; bottom: 604px; z-index: 15;\">Dekkings<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y68f ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 354px; bottom: 590px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff18b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 445px; bottom: 590px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68f ff18b fs46 fc1d sc0 lsf3 ws120\" style=\"left: 550px; bottom: 590px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff18b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 582px; bottom: 590px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff18b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 674px; bottom: 590px; z-index: 15;\">kredietrisi<span class=\"_ _0\"></span>co<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68f ff18b fs46 fc1d sc0 lsf3 ws120\" style=\"left: 779px; bottom: 590px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 643px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h69 y694 ff18e fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Rentedragende investeringen (<span class=\"_ _0\"></span>zie toelichting 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 559px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 559px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 537px; bottom: 559px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 638px; bottom: 559px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 559px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 559px; z-index: 15;\">350,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal leningen (zie toelichting 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 544px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 544px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 544px; z-index: 15;\">57,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 632px; bottom: 544px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 544px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 544px; z-index: 15;\">58,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Overige vorderingen (zie toelichting 14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 404px; bottom: 529px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 478px; bottom: 529px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 529px; z-index: 15;\">58,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 632px; bottom: 529px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 707px; bottom: 529px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y680 ff18b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 529px; z-index: 15;\">162,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 415px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 643px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y67e ff18b fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff18d fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> uitstaa<span class=\"_ _0\"></span>nd bedr<span class=\"_ _0\"></span>ag onder<span class=\"_ _0\"></span>hevig aa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 399px; bottom: 500px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 500px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 542px; bottom: 500px; z-index: 15;\">62,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 632px; bottom: 500px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 707px; bottom: 500px; z-index: 15;\">(98)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y680 ff18d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 766px; bottom: 500px; z-index: 15;\">121,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13b1 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13b2 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13b3 ff18b fs44 fc1f sc0 ls110 ws144\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"ls10c ws13b\">WANBETA<span class=\"_ _1\"></span>LINGSRIS<span class=\"_ _1\"></span>ICO</span> </span></div>\n<div class=\"t m0 x2c h64 y13b4 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het wan<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsrisico v<span class=\"_ _0\"></span>oor bel<span class=\"_ _0\"></span>egginge<span class=\"_ _0\"></span>n vert<span class=\"_ _0\"></span>egenwoor<span class=\"_ _0\"></span>digt het<span class=\"_ _0\"></span> risico d<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x2c h64 y13b5 ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>van Ageas<span class=\"_ _1\"></span> daadwerkelijk <span class=\"_ _1\"></span>in gebreke<span class=\"_ _1\"></span> <span class=\"ls10b ws13d\">blijven.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y13b6 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Waardes<span class=\"_ _0\"></span>chomme<span class=\"_ _0\"></span>lingen <span class=\"_ _0\"></span>als gevol<span class=\"_ _0\"></span>g van ma<span class=\"_ _0\"></span>rktvolat<span class=\"_ _0\"></span>iliteit <span class=\"_ _0\"></span>op korte t<span class=\"_ _0\"></span>ermijn</div>\n<div class=\"t m0 x2c h64 y13b7 ff18b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">vallen o<span class=\"_ _0\"></span>nder het<span class=\"_ _0\"></span> marktris<span class=\"_ _0\"></span>ico. D<span class=\"_ _0\"></span>it omvat<span class=\"_ _0\"></span> geen co<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die vall<span class=\"_ _0\"></span>en onde<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x2c h64 y13b8 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het tegenpartij<span class=\"_ _1\"></span>risico (zie B)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13b9 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13ba ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit risico<span class=\"_ _1\"></span> wordt behe<span class=\"_ _1\"></span>erd aan de <span class=\"_ _1\"></span>hand van li<span class=\"_ _1\"></span>mieten waarbi<span class=\"_ _1\"></span>j rekening<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y13bb ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">wordt<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">geho<span class=\"_ _1\"></span>uden met het soort<span class=\"_ _1\"></span> kredietpositie,<span class=\"_ _1\"></span> de kredietkwali<span class=\"_ _1\"></span>teit en, waar </span></div>\n<div class=\"t m0 x2c h64 y13bc ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">nodig, de lo<span class=\"_ _0\"></span>optijde<span class=\"_ _0\"></span>n. Regel<span class=\"_ _0\"></span>matige be<span class=\"_ _0\"></span>waking en wa<span class=\"_ _0\"></span>arschuw<span class=\"_ _0\"></span>ingssys<span class=\"_ _0\"></span>temen</div>\n<div class=\"t m0 x2c h64 y13bd ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">helpen even<span class=\"_ _1\"></span>eens bij het<span class=\"_ _1\"></span> beheer van<span class=\"_ _1\"></span> kredietrisi<span class=\"_ _1\"></span>co. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13be ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13bf ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Beleggingsposi<span class=\"_ _1\"></span>ties worden<span class=\"_ _1\"></span> bewaakt aan<span class=\"_ _1\"></span> de hand <span class=\"_ _1\"></span>van een</div>\n<div class=\"t m0 x2c h64 y13c0 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">driemaandeli<span class=\"_ _1\"></span>jkse limietoverschri<span class=\"_ _1\"></span>jdingsrappor<span class=\"_ _1\"></span>tage. Limieten worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y13c1 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bewaakt<span class=\"_ _0\"></span> op basis van de re<span class=\"_ _0\"></span>\u00eble waar<span class=\"_ _0\"></span>de binnen de ac<span class=\"_ _0\"></span>tivac<span class=\"_ _0\"></span>lassific<span class=\"_ _0\"></span>atie. De</div>\n<div class=\"t m0 x2c h64 y13c2 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">limiet<span class=\"_ _0\"></span>en per categ<span class=\"_ _0\"></span>orie zijn als<span class=\"_ _0\"></span> volgt gedef<span class=\"_ _0\"></span>inieer<span class=\"_ _0\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13c3 ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y13c4 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor over<span class=\"_ _0\"></span>heidso<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es geldt een li<span class=\"_ _0\"></span>miet per lan<span class=\"_ _0\"></span>d op divers<span class=\"_ _0\"></span>e mani<span class=\"lsef ws113\">eren:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y13c5 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">'Macrolimiet<span class=\"_ _0\"></span>en' gedef<span class=\"_ _0\"></span>inieerd al<span class=\"_ _0\"></span>s percent<span class=\"_ _0\"></span>ages van het<span class=\"_ _0\"></span> bruto </span></span></div>\n<div class=\"t m0 x69 h64 y13c6 ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">binnen<span class=\"_ _0\"></span>lands prod<span class=\"_ _0\"></span>uct (bbp<span class=\"_ _0\"></span>), de staats<span class=\"_ _0\"></span>schuld en i<span class=\"_ _0\"></span>nvester<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13c7 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsef ws11d\">\u2018<span class=\"_ _1\"></span>Total one ob<span class=\"_ _1\"></span>ligor\u2019 (TOO)</span><span class=\"ff18b\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">limieten als de m<span class=\"_ _0\"></span>aximal<span class=\"_ _0\"></span>e positie in \u00e9\u00e9<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x69 h64 y13c8 ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tegenpartij<span class=\"_ _1\"></span> op basis van kredietra<span class=\"_ _1\"></span>tings.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13c9 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">(Her)beleggi<span class=\"_ _0\"></span>ngsbepe<span class=\"_ _0\"></span>rkinge<span class=\"_ _0\"></span>n: Een groter<span class=\"_ _0\"></span>e blootst<span class=\"_ _0\"></span>elling a<span class=\"_ _0\"></span>an </span></span></div>\n<div class=\"t m0 x69 h64 y13ca ff18b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">staats<span class=\"_ _0\"></span>obligati<span class=\"_ _0\"></span>es met een BB<span class=\"_ _0\"></span>B<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">rating is al<span class=\"_ _1\"></span>leen toegestaan<span class=\"_ _1\"></span> onder de </span></span></div>\n<div class=\"t m0 x69 h64 y13cb ff18b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorwaarde v<span class=\"_ _1\"></span>an een stabie<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span>voorui<span class=\"_ _1\"></span>tzicht. Zonder<span class=\"_ _1\"></span> de goedkeu<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x69 h64 y13cc ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het Ageas Risk C<span class=\"_ _1\"></span>ommittee geen nieuwe<span class=\"_ _1\"></span> beleggingen in</div>\n<div class=\"t m0 x69 h64 y13cd ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">staatsleninge<span class=\"_ _1\"></span><span class=\"lsed ws112\">n met een rat<span class=\"_ _0\"></span>ing van BB<span class=\"_ _0\"></span>B of lager. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y13ce ff18b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y13cf ff18b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor bedrijfsob<span class=\"_ _1\"></span>ligaties gelden<span class=\"_ _1\"></span> eveneens meerdere c<span class=\"_ _1\"></span>riteria:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d0 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">Totale blootst<span class=\"_ _0\"></span>elling aan b<span class=\"_ _0\"></span>edrijfs<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies als perce<span class=\"_ _0\"></span>ntage va<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x69 h64 y13d1 ff18b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d2 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsef ws11d\">L<span class=\"_ _1\"></span>imieten afhan<span class=\"_ _1\"></span>kelijk van<span class=\"_ _1\"></span> het solvabil<span class=\"_ _1\"></span>iteitskapit<span class=\"_ _1\"></span>aal vereist v<span class=\"_ _1\"></span>oor </span></span></div>\n<div class=\"t m0 x69 h64 y13d3 ff18b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">spreadrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y13d4 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b\">L<span class=\"_ _1\"></span><span class=\"lsed ws11d\">imieten p<span class=\"_ _0\"></span>er sect<span class=\"_ _0\"></span>or op basis<span class=\"_ _0\"></span> van de k<span class=\"_ _0\"></span>redietr<span class=\"_ _0\"></span>ating.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1d h64 y13d5 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws112\">Bewaking van de gec<span class=\"_ _0\"></span>oncent<span class=\"_ _0\"></span>reerde bl<span class=\"_ _0\"></span>ootstel<span class=\"_ _0\"></span>ling.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y13d6 ff18f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff190\"> <span class=\"_ _3f\"> </span><span class=\"ff18b lsed ws111\">Total</span><span class=\"ff18b\"> <span class=\"lsef ws11e\">one obligo<span class=\"_ _1\"></span>r.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 174px; height: 932px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De creditrating<span class=\"_ _1\"></span> die Ageas toepas<span class=\"_ _1\"></span>t is gebaseerd op de op \u00e9\u00e9n<span class=\"_ _1\"></span> na best beschikbare<span class=\"_ _1\"></span> rating van Mood<span class=\"_ _1\"></span>y\u2019s, Fitch <span class=\"lsed ws112\">en Standard &amp; P<span class=\"_ _0\"></span>oors. Voor s<span class=\"_ _0\"></span>pecifiek<span class=\"_ _0\"></span>e soorten<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff191 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blootstelling<span class=\"_ _1\"></span>en kunnen er<span class=\"_ _1\"></span> andere r<span class=\"_ _1\"></span>atingbureaus wo<span class=\"_ _1\"></span>rden gebruikt<span class=\"_ _1\"></span>, bijvoorbeeld<span class=\"_ _1\"></span> AM Best <span class=\"_ _1\"></span>voor herverze<span class=\"_ _1\"></span>keringstegenpar<span class=\"_ _1\"></span>tijen. In <span class=\"_ _1\"></span>de<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">volgende pa<span class=\"_ _0\"></span>ragraf<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt nader ingega<span class=\"_ _1\"></span>an op de kredietkw<span class=\"_ _1\"></span>aliteit van: lenin<span class=\"_ _1\"></span>gen, rentedragen<span class=\"_ _1\"></span>de beleggingen<span class=\"_ _1\"></span>, staatsobliga<span class=\"_ _1\"></span>ties, bedrijfsobli<span class=\"_ _1\"></span>gaties, banken<span class=\"_ _1\"></span> en andere financ<span class=\"_ _1\"></span>i\u00eble</div>\n<div class=\"t m0 x2c h64 y8a8 ff191 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">instellingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye75 ff193 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"_ _1ba\"> </span><span class=\"lsef ws113\">Leningen </span> </div>\n<div class=\"t m0 x2c h64 ye76 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de onderstaande<span class=\"_ _1\"></span> tabel wordt de kre<span class=\"_ _1\"></span>dietkwaliteit va<span class=\"_ _1\"></span>n Leningen weergeg<span class=\"_ _1\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye1a ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 970px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 970px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x167 h67 y694 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 578px; bottom: 956px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h67 y694 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 745px; bottom: 956px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 940px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68f ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68f ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 925px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y691 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 925px; z-index: 15;\">1.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y691 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 925px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 910px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 910px; z-index: 15;\">2.225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 910px; z-index: 15;\">2.335<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 896px; z-index: 15;\">2.429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 896px; z-index: 15;\">2.262<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 881px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 881px; z-index: 15;\">617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 881px; z-index: 15;\">331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 866px; z-index: 15;\">6.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6c4 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 866px; z-index: 15;\">6.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff191 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 836px; z-index: 15;\">7.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 836px; z-index: 15;\">7.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 821px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e3 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 821px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff191 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Totaal bruto investeringen in<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 806px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 806px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 792px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 792px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c6 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 792px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff194 fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Totaal netto investeringen in leningen (zie toelichting 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y688 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 777px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y688 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 777px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y13ee ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y13ef ff193 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">2 <span class=\"_ _1ba\"> </span><span class=\"lsef ws11d\">Rentedragende be<span class=\"_ _1\"></span>leggingen</span> </div>\n<div class=\"t m0 x2c h64 y13f0 ff191 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Onderstaande t<span class=\"_ _1\"></span>abel zet de krediet<span class=\"_ _1\"></span>kwaliteit van <span class=\"ws11d\">rentedra<span class=\"_ _1\"></span>gende bele<span class=\"_ _1\"></span>ggingen uitee<span class=\"_ _1\"></span>n per 31 de<span class=\"_ _1\"></span>cember.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y13f1 ff191 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 682px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x167 h67 y68d ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 578px; bottom: 667px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h67 y68d ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 745px; bottom: 667px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 637px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e8 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 637px; z-index: 15;\">3.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6e8 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 637px; z-index: 15;\">4.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff191 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 622px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 622px; z-index: 15;\">20.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 622px; z-index: 15;\">27.883<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff191 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 607px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y694 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 607px; z-index: 15;\">4.787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y694 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 607px; z-index: 15;\">6.432<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 592px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 592px; z-index: 15;\">10.940<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 592px; z-index: 15;\">13.820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Beleggingsclassificatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 578px; z-index: 15;\">39.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y67e ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 578px; z-index: 15;\">52.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Minder dan <span class=\"ws116\">beleggingskwalitei<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 563px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 563px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 548px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 548px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff191 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Totaal netto investeringen in <span class=\"_ _0\"></span>rentedragende effecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 533px; z-index: 15;\">42.316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff191 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 533px; z-index: 15;\">54.074<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 518px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6df ff191 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 518px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff194 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Totaal investeringen in rentedragende effecten,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y683 ff191 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6d1 ff194 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span> <span class=\"lsfb ws172\">b<span class=\"_ _1\"></span>ruto (zie <span class=\"ls115 ws14d\">toelichting 1<span class=\"_ _1\"></span>0)</span></span> </div>\n<div class=\"t m0 x25a h69 y6d1 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 489px; z-index: 15;\">42.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y6d1 ff194 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 489px; z-index: 15;\">54.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 478px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h6c y8a5 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">3 <span class=\"_ _1ba\"> </span><span class=\"lsef ws113\">Overheidsobliga<span class=\"_ _1\"></span>ties</span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff196 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">In de ond<span class=\"_ _0\"></span>erstaan<span class=\"_ _0\"></span>de tabel<span class=\"_ _0\"></span> wordt inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ie gegev<span class=\"_ _0\"></span>en over d<span class=\"_ _0\"></span>e kredi<span class=\"_ _0\"></span>etkwalit<span class=\"_ _0\"></span>eit va<span class=\"_ _0\"></span>n overh<span class=\"_ _0\"></span>eidsobli<span class=\"_ _0\"></span>gaties.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y68b ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y691 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 1019px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y691 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1019px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tegen re\u00eble waarde met waa<span class=\"_ _0\"></span>rdeveranderingen in de resul<span class=\"_ _0\"></span>tatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68f ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68f ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 989px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 989px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> overhe<span class=\"_ _0\"></span>idsobli<span class=\"_ _0\"></span>gaties<span class=\"_ _0\"></span> (zie toe<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68f ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 974px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68f ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 974px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 930px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 930px; z-index: 15;\">2.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 915px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 915px; z-index: 15;\">19.188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 915px; z-index: 15;\">25.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">A</div>\n<div class=\"t m0 x82 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 900px; z-index: 15;\">571<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 900px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 885px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 885px; z-index: 15;\">4.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 885px; z-index: 15;\">6.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 870px; z-index: 15;\">26.696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 870px; z-index: 15;\">35.447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 xf6 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 855px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 841px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 613px; bottom: 826px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff199 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"lsf5 ws16f\">overheids<span class=\"_ _0\"></span>obliga<span class=\"_ _0\"></span>ties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x25a h69 y68d ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 600px; bottom: 796px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y68d ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 796px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y1402 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4 <span class=\"_ _1ba\"> </span><span class=\"lsed ws111\">Bedrijf<span class=\"_ _0\"></span>sobli<span class=\"_ _0\"></span>gaties <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1403 ff196 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de onderstaande<span class=\"_ _1\"></span> tabel wordt in<span class=\"_ _1\"></span>formatie gegeven o<span class=\"_ _1\"></span>ver de kredietkwali<span class=\"_ _1\"></span>teit van bedrijfsobl<span class=\"_ _1\"></span>igaties.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1404 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 717px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 717px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 702px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 687px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 687px; z-index: 15;\">9.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 687px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 672px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 672px; z-index: 15;\">123<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 657px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bedrijf<span class=\"_ _0\"></span>sobliga<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span> (zie toe<span class=\"_ _0\"></span>lichtin<span class=\"_ _0\"></span>g 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y680 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 657px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y680 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 657px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y67e ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 613px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 613px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 613px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 598px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 598px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 598px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 583px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 583px; z-index: 15;\">2.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y685 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 583px; z-index: 15;\">3.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 568px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 568px; z-index: 15;\">4.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 568px; z-index: 15;\">6.368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 553px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 553px; z-index: 15;\">8.141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y688 ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 553px; z-index: 15;\">10.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 538px; z-index: 15;\">Minder dan <span class=\"ws116\">beleggingskwalitei<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 538px; z-index: 15;\">228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 538px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 524px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 524px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 524px; z-index: 15;\">843<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 509px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 509px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 509px; z-index: 15;\">1.006<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y68b ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 494px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 479px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bedrijf<span class=\"_ _0\"></span>sobliga<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y691 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 479px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h69 y691 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 479px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c y1416 ff198 fs44 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">5 <span class=\"_ _1ba\"> </span><span class=\"lsef ws11d\">Banken en and<span class=\"_ _1\"></span>ere financi\u00ebl<span class=\"_ _1\"></span>e instellinge<span class=\"_ _1\"></span>n</span> </div>\n<div class=\"t m0 x2c h64 y1417 ff196 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de <span class=\"lsef ws11e\">onderstaande tabe<span class=\"_ _1\"></span>l wordt informatie gege<span class=\"_ _1\"></span>ven over de kredie<span class=\"_ _1\"></span>tkwaliteit van ban<span class=\"_ _1\"></span>ken en andere financ<span class=\"_ _1\"></span>i\u00eble instelling<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1418 ff196 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 553px; bottom: 400px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 720px; bottom: 400px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc1d sc0 lsf8 ws119\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Naar IFRS classifi<span class=\"_ _0\"></span>catie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h69 y694 ff198 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Voor verkoop beschikbaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 370px; z-index: 15;\">5.566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 370px; z-index: 15;\">6.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Tegen re\u00eble waarde met waa<span class=\"_ _0\"></span>rdeveranderingen in de resul<span class=\"_ _0\"></span>tatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 355px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y67e ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 355px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Held to maturity (tot einde looptijd aangehouden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y680 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 340px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 325px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> banken<span class=\"_ _0\"></span> en ander<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble in<span class=\"_ _0\"></span>stellin<span class=\"_ _0\"></span>gen (zie<span class=\"_ _0\"></span> toelic<span class=\"_ _0\"></span>hting 1<span class=\"_ _0\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y67e ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 325px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y67e ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 325px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y69a ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Naar rating<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y685 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y685 ff196 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 281px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 281px; z-index: 15;\">1.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y69a ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 281px; z-index: 15;\">1.719<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 266px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 266px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 266px; z-index: 15;\">1.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 251px; z-index: 15;\">A</div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 251px; z-index: 15;\">1.470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y683 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 251px; z-index: 15;\">1.544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff196 fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 236px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 236px; z-index: 15;\">1.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y688 ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 236px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Totaal beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 221px; z-index: 15;\">4.818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 221px; z-index: 15;\">6.007<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff196 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 207px; z-index: 15;\">Minder dan beleggingskwaliteit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a5 h67 y68b ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 207px; z-index: 15;\">1</div>\n<div class=\"t m0 x2a5 h67 y68b ff196 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 207px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 192px; z-index: 15;\">Zonder kredietbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 192px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff196 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 192px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 177px; z-index: 15;\">Totaal minder dan bele<span class=\"_ _0\"></span>ggingsclassificatie en zonder kredie<span class=\"_ _0\"></span>tbeoordeling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 177px; z-index: 15;\">1.063<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff196 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 177px; z-index: 15;\">842<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 627px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff196 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 162px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y1437 ff199 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 147px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> banken<span class=\"_ _0\"></span> en ander<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00eble ins<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y1437 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 147px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h69 y1437 ff199 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 147px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 136px; height: 970px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff19b fs44 fc1d sc0 ls110 ws144\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _192\"> </span><span class=\"lsef ws11d\">RISICO DAT<span class=\"_ _1\"></span> OPTREEDT ALS <span class=\"_ _1\"></span>EEN TEGENPARTIJ<span class=\"_ _1\"></span> IN GEBREKE </span></span></div>\n<div class=\"t m0 x15d h64 y8a6 ff19b fs44 fc1d sc0 ls106 ws136\" style=\"z-index: 15;\">BLIJFT<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het tegen<span class=\"_ _0\"></span>partijr<span class=\"_ _0\"></span>isico hou<span class=\"_ _0\"></span>dt rekeni<span class=\"_ _0\"></span>ng met potent<span class=\"_ _0\"></span>i\u00eble ver<span class=\"_ _0\"></span>liezen a<span class=\"_ _0\"></span>ls gevolg</div>\n<div class=\"t m0 x2c h64 y8a8 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van onverw<span class=\"_ _0\"></span>achte wan<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>g of een versl<span class=\"_ _0\"></span>echteri<span class=\"_ _0\"></span>ng van de</div>\n<div class=\"t m0 x2c h64 y8a9 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kredietwaardighe<span class=\"_ _1\"></span>id van tegenpar<span class=\"_ _1\"></span>tijen en debiteu<span class=\"_ _1\"></span>ren. De reikwijd<span class=\"_ _1\"></span>te van</div>\n<div class=\"t m0 x2c h64 y8aa ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het wanb<span class=\"_ _0\"></span>etalings<span class=\"_ _0\"></span>risic<span class=\"_ _0\"></span>o voor te<span class=\"_ _0\"></span>genpart<span class=\"_ _0\"></span>ijen omv<span class=\"_ _0\"></span>at risic<span class=\"_ _0\"></span>obeperk<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c h64 y8ab ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">contracten (<span class=\"_ _1\"></span>zoals herver<span class=\"_ _1\"></span>zekeringsovereen<span class=\"_ _1\"></span>komsten, ef<span class=\"_ _1\"></span>fectiseringen <span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x2c h64 y8ac ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">afgeleide pro<span class=\"_ _1\"></span>ducten), ge<span class=\"_ _1\"></span>ldmidde<span class=\"lsed ws112\">len, te ontva<span class=\"_ _0\"></span>ngen somm<span class=\"_ _0\"></span>en van </span></div>\n<div class=\"t m0 x2c h64 y8ad ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">tussenpersonen<span class=\"_ _1\"></span>, gediversifieerd<span class=\"_ _1\"></span>e hypotheekpor<span class=\"_ _1\"></span>tefeuilles en andere<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8ae ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kredietbloo<span class=\"_ _1\"></span>tstelling die elde<span class=\"_ _1\"></span>rs niet gedekt is<span class=\"_ _1\"></span> (garanties, poli<span class=\"_ _1\"></span>shouders</div>\n<div class=\"t m0 x2c h64 y8af ff19b fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">enz.).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het risic<span class=\"_ _0\"></span>o dat een tege<span class=\"_ _0\"></span>npartij in g<span class=\"_ _0\"></span>ebreke bl<span class=\"_ _0\"></span>ijft kan ont<span class=\"_ _0\"></span>staan do<span class=\"_ _0\"></span>or de</div>\n<div class=\"t m0 x2c h64 y8b2 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inkoop v<span class=\"_ _0\"></span>an <span class=\"lsef ws11e\">herverzekeringen of<span class=\"_ _1\"></span> andere risicoverm<span class=\"_ _1\"></span>inderende contrac<span class=\"_ _1\"></span>ten. </span></div>\n<div class=\"t m0 x2c h64 y8b3 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas bep<span class=\"_ _0\"></span>erkt dez<span class=\"_ _0\"></span>e vorm van risi<span class=\"_ _0\"></span>co door strik<span class=\"_ _0\"></span>t beleid bi<span class=\"_ _0\"></span>j de keuze va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b4 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegenpartijen<span class=\"_ _1\"></span>, eisen die<span class=\"_ _1\"></span> worden ges<span class=\"_ _1\"></span>teld aan<span class=\"_ _1\"></span> zekerheden en<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x2c h64 y8b5 ff19b fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">diversific<span class=\"_ _0\"></span>atie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b7 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Binnen Ageas<span class=\"_ _1\"></span> wordt dit<span class=\"_ _1\"></span> risico vermi<span class=\"_ _1\"></span>nderd door<span class=\"_ _1\"></span> de toepass<span class=\"_ _1\"></span>ing van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y9d7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegenpa<span class=\"_ _0\"></span>rtijris<span class=\"_ _0\"></span>icobel<span class=\"_ _0\"></span>eid en het nauw<span class=\"_ _0\"></span>lettend v<span class=\"_ _0\"></span>olgen van de ui<span class=\"_ _0\"></span>tstaand<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9d8 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">positie<span class=\"_ _0\"></span>s van teg<span class=\"_ _0\"></span>enpartij<span class=\"_ _0\"></span>en. Div<span class=\"_ _0\"></span>ersific<span class=\"_ _0\"></span>atie en <span class=\"_ _0\"></span>het vermi<span class=\"_ _0\"></span>jden van</div>\n<div class=\"t m0 x2c h64 y9d9 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">blootst<span class=\"_ _0\"></span>elling <span class=\"_ _0\"></span>aan tegen<span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n met ee<span class=\"_ _0\"></span>n lage kr<span class=\"_ _0\"></span>edietr<span class=\"_ _0\"></span>ating zi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c h64 y9da ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sleutelelement<span class=\"_ _1\"></span>en om dit risico te<span class=\"_ _1\"></span> onde<span class=\"ws113\">rvangen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y9db ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9dc ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bijzondere<span class=\"_ _1\"></span> waardevermi<span class=\"_ _1\"></span>ndering voo<span class=\"_ _1\"></span>r een spe<span class=\"_ _1\"></span>cifiek kredietri<span class=\"_ _1\"></span>sico</div>\n<div class=\"t m0 x2c h64 y9dd ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">wordt vastg<span class=\"_ _1\"></span>esteld als <span class=\"_ _1\"></span>er objectie<span class=\"_ _1\"></span>ve aanwijzingen<span class=\"_ _1\"></span> zijn dat <span class=\"_ _1\"></span>Ageas nie<span class=\"_ _1\"></span>t alle</div>\n<div class=\"t m0 x2c h64 y9de ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verschuldigde <span class=\"_ _1\"></span>bedragen <span class=\"_ _1\"></span>in overeens<span class=\"_ _1\"></span>temming met de<span class=\"_ _1\"></span> contractuele<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9df ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorwaarden zal<span class=\"_ _1\"></span> kunnen innen. De<span class=\"_ _1\"></span> omvang van<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de bijzondere </span></span></div>\n<div class=\"t m0 x2c h64 y9e0 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ing is het versch<span class=\"_ _1\"></span>il tussen de boekwaarde<span class=\"_ _1\"></span> en de</div>\n<div class=\"t m0 x2c h64 y9e1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">realise<span class=\"_ _0\"></span>erbare w<span class=\"_ _0\"></span>aarde. In het<span class=\"_ _0\"></span> geval van aa<span class=\"_ _0\"></span>n de markt ver<span class=\"_ _0\"></span>handeld<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9e2 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">effecten i<span class=\"_ _1\"></span>s de realisee<span class=\"_ _1\"></span>rbare waarde<span class=\"_ _1\"></span> gelijk aan<span class=\"_ _1\"></span> de re\u00eble w<span class=\"_ _1\"></span>aarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e4 ff19b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> <span class=\"ws11e\">waardevermindering<span class=\"_ _1\"></span>en zijn gebase<span class=\"_ _1\"></span>erd op de laatste </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schatti<span class=\"_ _0\"></span>ng door Age<span class=\"_ _0\"></span>as van de nog mog<span class=\"_ _0\"></span>elijke inn<span class=\"_ _0\"></span>ing en</div>\n<div class=\"t m0 x2c h64 y9e6 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igen het verlies dat<span class=\"_ _1\"></span> Ageas denkt te zu<span class=\"_ _1\"></span>llen lijden.</div>\n<div class=\"t m0 x2c h64 y9e7 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voorwa<span class=\"_ _0\"></span>arden voor af<span class=\"_ _0\"></span>schrijv<span class=\"_ _0\"></span>ing kunne<span class=\"_ _0\"></span>n zijn dat de</div>\n<div class=\"t m0 x2c h64 y9e8 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">faillissemen<span class=\"_ _1\"></span>tsprocedure <span class=\"_ _1\"></span>van de debi<span class=\"_ _1\"></span>teur i<span class=\"lsed ws112\">s afgerond en a<span class=\"_ _0\"></span>lle zeker<span class=\"_ _0\"></span>heden </span></div>\n<div class=\"t m0 x2c h64 y9e9 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn benut<span class=\"_ _0\"></span>, dat de debit<span class=\"_ _0\"></span>eur en/of g<span class=\"_ _0\"></span>arantie<span class=\"_ _0\"></span>gever in st<span class=\"_ _0\"></span>aat van insol<span class=\"_ _0\"></span>ventie</div>\n<div class=\"t m0 x2c h64 y9ea ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkeren/verk<span class=\"_ _1\"></span>eert, dat alle norm<span class=\"_ _1\"></span>ale inspanningen vo<span class=\"_ _1\"></span>or de inning zijn</div>\n<div class=\"t m0 x2c h64 y9eb ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelever<span class=\"_ _0\"></span>d of dat het punt<span class=\"_ _0\"></span> van econo<span class=\"_ _0\"></span>misch verl<span class=\"_ _0\"></span>ies (dat wi<span class=\"_ _0\"></span>l zeggen, het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9ec ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">moment w<span class=\"_ _0\"></span>aarop alle k<span class=\"_ _0\"></span>osten sam<span class=\"_ _0\"></span>en hoger zij<span class=\"_ _0\"></span>n dan het bedra<span class=\"_ _0\"></span>g dat nog</div>\n<div class=\"t m0 x2c h64 y9ed ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kan worden g<span class=\"_ _1\"></span>e\u00efnd) is<span class=\"_ _1\"></span> bereikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 441px; height: 670px; width: 351px; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag399": {
   "value": "\n<div class=\"t m0 x2c h6c ya44 ff19d fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">4.7.1.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span>Liquiditeits<span class=\"_ _0\"></span>risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ya45 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Liquiditeitsr<span class=\"_ _1\"></span>isico treed<span class=\"_ _1\"></span>t op als Age<span class=\"_ _1\"></span>as onvoldoend<span class=\"_ _1\"></span>e liquide <span class=\"_ _1\"></span>middelen hee<span class=\"_ _1\"></span>ft</div>\n<div class=\"t m0 x2c h64 ya46 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en niet in sta<span class=\"_ _0\"></span>at is om beleg<span class=\"_ _0\"></span>gingen en ov<span class=\"_ _0\"></span>erige act<span class=\"_ _0\"></span>iva liqui<span class=\"_ _0\"></span>de te maken e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 ya47 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">te voldoe<span class=\"_ _0\"></span>n aan haar fin<span class=\"_ _0\"></span>anci\u00eble v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen wa<span class=\"_ _0\"></span>nneer die v<span class=\"_ _0\"></span>erschul<span class=\"_ _0\"></span>digd</div>\n<div class=\"t m0 x2c h64 ya48 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn. Dit ka<span class=\"_ _0\"></span>n bijvoor<span class=\"_ _0\"></span>beeld gebe<span class=\"_ _0\"></span>uren do<span class=\"_ _0\"></span>or een onverw<span class=\"_ _0\"></span>achte vra<span class=\"_ _0\"></span>ag naar</div>\n<div class=\"t m0 x2c h64 ya49 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>en van poli<span class=\"_ _0\"></span>shoude<span class=\"_ _0\"></span>rs en andere c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uele part<span class=\"_ _0\"></span>ijen waara<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 ya4a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">niet kan worden<span class=\"_ _1\"></span> voldaan zonder ver<span class=\"_ _1\"></span>liezen te lijden<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">of de bedr<span class=\"_ _1\"></span>ijfsvoering </span></div>\n<div class=\"t m0 x2c h64 ya4b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">te schaden als<span class=\"_ _1\"></span> gevolg van beperking<span class=\"_ _1\"></span>en op de te liquider<span class=\"_ _1\"></span>en activa.<span class=\"_ _1\"></span> Deze</div>\n<div class=\"t m0 x2c h64 ya4c ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkingen<span class=\"_ _1\"></span> kunnen structureel<span class=\"_ _1\"></span> zijn of kunnen te wi<span class=\"_ _1\"></span>jten zijn aan</div>\n<div class=\"t m0 x2c h64 ya4d ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">markto<span class=\"_ _0\"></span>ntwricht<span class=\"_ _0\"></span>ingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y99a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De financi\u00eble ve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span> van Ageas en de lokale<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y99b ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij<span class=\"_ _0\"></span>en <span class=\"lsef ws11d\">van Agea<span class=\"_ _1\"></span>s betreffen <span class=\"_ _1\"></span>vaak </span></div>\n<div class=\"t m0 x1d h64 y99c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">langete<span class=\"_ _0\"></span>rmijnve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen en in het<span class=\"_ _0\"></span> algemee<span class=\"_ _0\"></span>n zijn activ<span class=\"_ _0\"></span>a die worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y99d ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangeho<span class=\"_ _0\"></span>uden om aan d<span class=\"_ _0\"></span>eze verplic<span class=\"_ _0\"></span>hting<span class=\"_ _0\"></span>en te voldoe<span class=\"_ _0\"></span>n langete<span class=\"_ _0\"></span>rmijnact<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x1d h64 y99e ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en illiqu<span class=\"_ _0\"></span>ide activ<span class=\"_ _0\"></span>a. Vorder<span class=\"_ _0\"></span>ingen en an<span class=\"_ _0\"></span>dere uitst<span class=\"_ _0\"></span>romen va<span class=\"_ _0\"></span>n kasmidde<span class=\"_ _0\"></span>len</div>\n<div class=\"t m0 x1d h64 y99f ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen onvoor<span class=\"_ _1\"></span>spelbaar z<span class=\"lsed ws112\">ijn en aanzienlij<span class=\"_ _0\"></span>k verschi<span class=\"_ _0\"></span>llen van ver<span class=\"_ _0\"></span>wachte </span></div>\n<div class=\"t m0 x1d h64 ya9a ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bedragen. A<span class=\"_ _1\"></span>ls er geen<span class=\"_ _1\"></span> liquide middele<span class=\"_ _1\"></span>n beschikbaar<span class=\"_ _1\"></span> zijn om<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 ya9b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble verp<span class=\"_ _1\"></span>lichting na te<span class=\"_ _1\"></span> komen als deze opei<span class=\"_ _1\"></span>sbaar is, zullen er<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 ya9c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">liquide<span class=\"_ _0\"></span> middelen m<span class=\"_ _0\"></span>oeten wor<span class=\"_ _0\"></span>den geleen<span class=\"_ _0\"></span>d en/of zull<span class=\"_ _0\"></span>en illiqu<span class=\"_ _0\"></span>ide activ<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1d h64 ya9d ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moeten w<span class=\"_ _0\"></span>orden v<span class=\"_ _0\"></span>erkocht <span class=\"_ _0\"></span>(met mog<span class=\"_ _0\"></span>elijk een <span class=\"_ _0\"></span>aanzie<span class=\"_ _0\"></span>nlijk ver<span class=\"_ _0\"></span>lies tot</div>\n<div class=\"t m0 x1d h64 ya9e ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gevolg) <span class=\"_ _0\"></span>om aan de<span class=\"_ _0\"></span> verplic<span class=\"_ _0\"></span>hting te v<span class=\"_ _0\"></span>oldoe<span class=\"_ _0\"></span>n. Verli<span class=\"_ _0\"></span>ezen zo<span class=\"_ _0\"></span>uden ont<span class=\"_ _0\"></span>staan</div>\n<div class=\"t m0 x1d h64 ya9f ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">door de kort<span class=\"_ _0\"></span>ing die moet<span class=\"_ _0\"></span> worden ve<span class=\"_ _0\"></span>rleend om de ac<span class=\"_ _0\"></span>tiva te li<span class=\"_ _0\"></span>quideren.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa0 ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yaa1 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>maatsc<span class=\"_ _0\"></span>happij gen<span class=\"_ _0\"></span>ereert Ag<span class=\"_ _0\"></span>eas norma<span class=\"_ _0\"></span>al gesprok<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yaa2 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">contant<span class=\"_ _0\"></span>e middele<span class=\"_ _0\"></span>n en blijft dit ri<span class=\"_ _0\"></span>sico daa<span class=\"_ _0\"></span>rdoor rel<span class=\"_ _0\"></span>atief laa<span class=\"_ _0\"></span>g. Ageas hou<span class=\"_ _0\"></span>dt</div>\n<div class=\"t m0 x1d h64 yaa3 ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een kasp<span class=\"_ _0\"></span>ositie <span class=\"_ _0\"></span>aan om bes<span class=\"_ _0\"></span>tand te z<span class=\"_ _0\"></span>ijn tege<span class=\"_ _0\"></span>n slecht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yaa4 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">liquiditeitso<span class=\"_ _1\"></span>mstandigheden<span class=\"_ _1\"></span> als deze<span class=\"_ _1\"></span> zich voordoe<span class=\"_ _1\"></span>n. Er word<span class=\"_ _1\"></span>t bijzonder<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x1d h64 yaa5 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandacht be<span class=\"_ _1\"></span>steed aan de <span class=\"_ _1\"></span>verklaringen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>centrale bank<span class=\"lsed ws112\">en over </span></div>\n<div class=\"t m0 x1d h64 yaa6 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">potenti\u00eble veran<span class=\"_ _1\"></span>deringen in<span class=\"_ _1\"></span> het monetaire beleid.<span class=\"_ _1\"></span> Dividenduitkerin<span class=\"_ _1\"></span>gen</div>\n<div class=\"t m0 x1d h64 yaa7 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan aandeelho<span class=\"_ _1\"></span>uders, evenal<span class=\"_ _1\"></span>s de kosten<span class=\"_ _1\"></span> van de hol<span class=\"_ _1\"></span>ding worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yaa8 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gefinanc<span class=\"_ _0\"></span>ierd doo<span class=\"_ _0\"></span>r dividen<span class=\"_ _0\"></span>duitkeri<span class=\"_ _0\"></span>ngen van d<span class=\"_ _0\"></span>e operati<span class=\"_ _0\"></span>onele</div>\n<div class=\"t m0 x1d h64 ya59 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sentiteiten van<span class=\"_ _1\"></span> Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya5a ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 ya5b ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De oorzaken van liq<span class=\"_ _1\"></span>uidite<span class=\"ws11d\">itsri<span class=\"_ _1\"></span>sico in de <span class=\"_ _1\"></span>operationele<span class=\"_ _1\"></span> bedrijven kunne<span class=\"_ _1\"></span>n </span></div>\n<div class=\"t m0 x1d h64 ya5c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden g<span class=\"_ _0\"></span>esplitst in<span class=\"_ _0\"></span> factoren di<span class=\"_ _0\"></span>e een plots<span class=\"_ _0\"></span>elinge toe<span class=\"_ _0\"></span>name van de</div>\n<div class=\"t m0 x1d h64 ya5d ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behoeft<span class=\"_ _0\"></span>e aan cont<span class=\"_ _0\"></span>anten v<span class=\"_ _0\"></span>eroorz<span class=\"_ _0\"></span>aken en fac<span class=\"_ _0\"></span>toren d<span class=\"_ _0\"></span>ie leide<span class=\"_ _0\"></span>n tot een</div>\n<div class=\"t m0 x1d h64 ya5e ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onverwa<span class=\"_ _0\"></span>chte dal<span class=\"_ _0\"></span>ing van de besc<span class=\"_ _0\"></span>hikbare mi<span class=\"_ _0\"></span>ddelen o<span class=\"_ _0\"></span>m aan de behoef<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1d h64 ya5f ff19b fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aan cont<span class=\"_ _0\"></span>anten <span class=\"ws112\">t<span class=\"_ _0\"></span>e voldoen. E<span class=\"_ _0\"></span>r zijn de vol<span class=\"_ _0\"></span>gende liqu<span class=\"_ _0\"></span>iditeit<span class=\"_ _0\"></span>srisico\u2019<span class=\"_ _0\"></span>s:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 ya60 ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19d lsed ws111\">Verzekeringst<span class=\"_ _0\"></span>echni<span class=\"_ _0\"></span>sche<span class=\"ls0 ws0\"> <span class=\"ls107 ws13e\">liquiditeit<span class=\"_ _1\"></span>srisico\u2019s:<span class=\"_ _1\"></span></span><span class=\"ff19b\"> <span class=\"lsed ws112\">het risico dat<span class=\"_ _0\"></span> Ageas of </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 ya61 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een lokal<span class=\"_ _0\"></span>e dochter<span class=\"_ _0\"></span>maatsch<span class=\"_ _0\"></span>appij ee<span class=\"_ _0\"></span>n belangri<span class=\"_ _0\"></span>jke som moet<span class=\"_ _0\"></span> betalen</div>\n<div class=\"t m0 x69 h64 ya62 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">om onvoorziene<span class=\"_ _1\"></span> veranderingen te<span class=\"_ _1\"></span> dekken in consument<span class=\"_ _1\"></span>engedrag</div>\n<div class=\"t m0 x69 h64 ya63 ff19b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">(afkoopri<span class=\"lsed ws11d\">sico), plots<span class=\"_ _0\"></span>elinge st<span class=\"_ _0\"></span>ijging<span class=\"_ _0\"></span>en van de f<span class=\"_ _0\"></span>requent<span class=\"_ _0\"></span>ie van </span></div>\n<div class=\"t m0 x69 h64 ya64 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevorderi<span class=\"_ _1\"></span>ngen of plo<span class=\"_ _1\"></span>tselinge gro<span class=\"_ _1\"></span>te <span class=\"ws113\">schadevorder<span class=\"_ _1\"></span>ingen<span class=\"ls0 ws0\"> </span>die </span></div>\n<div class=\"t m0 x69 h64 ya65 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ontstaan door gro<span class=\"_ _1\"></span>te of rampzalige<span class=\"_ _1\"></span> gebeurtenissen zo<span class=\"_ _1\"></span>als stormen,</div>\n<div class=\"t m0 x69 h64 y979 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aswolken, gr<span class=\"_ _1\"></span>ieppandemie\u00ebn<span class=\"_ _1\"></span> enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y97a ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19b lsef ws113\">M<span class=\"_ _1\"></span>arktliquiditei<span class=\"_ _1\"></span>tsrisico<span class=\"lsed ws112\">: het risico dat h<span class=\"_ _0\"></span>et verk<span class=\"lsef ws11e\">oopproces zelf </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y97b ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resulteert i<span class=\"_ _1\"></span>n verlieze<span class=\"_ _1\"></span>n door markt<span class=\"_ _1\"></span>omstandigheden<span class=\"_ _1\"></span> of hoge</div>\n<div class=\"t m0 x69 h64 y97c ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>raties.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya66 ff19e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19f\"> <span class=\"_ _3f\"> </span><span class=\"ff19d lsed ws111\">Financierings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls10b ws13d\">liquiditeit<span class=\"_ _0\"></span>srisico<span class=\"ff19b lsed ws112\">: het<span class=\"_ _0\"></span> risico dat A<span class=\"_ _0\"></span>geas of een </span></span></span></span></span></div>\n<div class=\"t m0 x69 h64 ya67 ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dochtermaats<span class=\"_ _1\"></span>chappij niet in staat<span class=\"_ _1\"></span> is voldoende midde<span class=\"_ _1\"></span>len van</div>\n<div class=\"t m0 x69 h64 ya68 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">buitenaf<span class=\"_ _0\"></span> aan te trek<span class=\"_ _0\"></span>ken, omdat<span class=\"_ _0\"></span> de activa <span class=\"ls107 ws13e\">illiqu<span class=\"lsef ws113\">ide<span class=\"ls0 ws0\"> </span></span></span>zijn op het</div>\n<div class=\"t m0 x69 h64 ya69 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">moment dat h<span class=\"_ _1\"></span>et nodig i<span class=\"_ _1\"></span>s (bijvoorbee<span class=\"_ _1\"></span>ld om aan<span class=\"_ _1\"></span> een onverw<span class=\"_ _1\"></span>achte</div>\n<div class=\"t m0 x69 h64 ya6a ff19b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">grote schade<span class=\"_ _1\"></span>vordering te voldoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ya6b ff19b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1438 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ieder bed<span class=\"_ _0\"></span>rijf van Ageas<span class=\"_ _0\"></span> moet ervo<span class=\"_ _0\"></span>or zorgen dat<span class=\"_ _0\"></span> wordt vold<span class=\"_ _0\"></span>aan aan all<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1439 ff19b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">liquiditeits<span class=\"_ _1\"></span>vereisten. L<span class=\"_ _1\"></span>iquiditeitsris<span class=\"_ _1\"></span>ico's worden<span class=\"_ _1\"></span> ge\u00efdenti<span class=\"_ _1\"></span>ficeerd en</div>\n<div class=\"t m0 x1d h64 y143a ff19b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">be<span class=\"lsef ws11d\">waakt zodat de<span class=\"_ _1\"></span> omstandigheden<span class=\"_ _1\"></span> waarin l<span class=\"_ _1\"></span>iquiditeitsprob<span class=\"_ _1\"></span>lemen mogeli<span class=\"_ _1\"></span>jk </span></div>\n<div class=\"t m0 x1d h64 y143b ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kunnen zij<span class=\"_ _0\"></span>n, beken<span class=\"_ _0\"></span>d zijn en word<span class=\"_ _0\"></span>en begrepe<span class=\"_ _0\"></span>n (bijv. onv<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y143c ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ongunst<span class=\"_ _0\"></span>ige wijzi<span class=\"_ _0\"></span>gingen in het<span class=\"_ _0\"></span> uitloop<span class=\"_ _0\"></span>profiel van d<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen,</div>\n<div class=\"t m0 x1d h64 y1164 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">massaa<span class=\"_ _0\"></span>l verval, ve<span class=\"_ _0\"></span>rtragin<span class=\"_ _0\"></span>g in nieuwe po<span class=\"_ _0\"></span>lissen, w<span class=\"_ _0\"></span>ijzigin<span class=\"_ _0\"></span>g in de rating</div>\n<div class=\"t m0 x1d h64 y1165 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">enz.) en me<span class=\"_ _0\"></span>n weet hoe hie<span class=\"_ _0\"></span>rop kan wor<span class=\"_ _0\"></span>den inges<span class=\"_ _0\"></span>peeld (bij<span class=\"_ _0\"></span>v. de liqui<span class=\"_ _0\"></span>diteit</div>\n<div class=\"t m0 x1d h64 y1166 ff19b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van activ<span class=\"_ _0\"></span>a in een crisis<span class=\"_ _0\"></span>). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 284px; height: 827px; width: 353px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 268px; height: 166px; width: 350px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1a0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een overzi<span class=\"_ _0\"></span>cht van de ve<span class=\"_ _0\"></span>rwachte uit<span class=\"_ _0\"></span>strom<span class=\"_ _0\"></span>en als gevol<span class=\"_ _0\"></span>g van verzek<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen (<span class=\"_ _0\"></span>behalv<span class=\"_ _0\"></span>e Unit<span class=\"ls0 ws0\">-</span>linked) w<span class=\"_ _0\"></span>o<span class=\"ws11d\">rdt hi<span class=\"_ _0\"></span>erna vers<span class=\"_ _0\"></span>trekt. <span class=\"_ _0\"></span>Die kasst<span class=\"_ _0\"></span>romen </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1a0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">weerspi<span class=\"_ _0\"></span>egelen e<span class=\"_ _0\"></span>en actua<span class=\"_ _0\"></span>ri\u00eble bes<span class=\"_ _0\"></span>te schat<span class=\"_ _0\"></span>ting op <span class=\"_ _0\"></span>basis v<span class=\"_ _0\"></span>an contr<span class=\"_ _0\"></span>actlimi<span class=\"_ _0\"></span>eten volg<span class=\"_ _0\"></span>ens Solv<span class=\"_ _0\"></span>ency II.<span class=\"_ _0\"></span> De total<span class=\"_ _0\"></span>e uitstr<span class=\"_ _0\"></span>omen va<span class=\"_ _0\"></span>n de Groe<span class=\"_ _0\"></span>p als gev<span class=\"_ _0\"></span>olg van</div>\n<div class=\"t m0 x2c h64 y8a7 ff1a0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> worden nie<span class=\"_ _1\"></span>t gebruikt <span class=\"_ _1\"></span>voor beheerdoe<span class=\"_ _1\"></span>leinden, aa<span class=\"_ _1\"></span>ngezien de l<span class=\"_ _1\"></span>iquiditeit wor<span class=\"_ _1\"></span>dt beheerd <span class=\"_ _1\"></span>binnen de ind<span class=\"_ _1\"></span>ividuele ver<span class=\"_ _1\"></span>zekeringsmaats<span class=\"_ _1\"></span>chappijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Netto uitgaande kasstromen ui<span class=\"_ _0\"></span>t verzekeringsverplichtingen per<span class=\"_ _0\"></span> 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 493px; bottom: 1033px; z-index: 15;\">Jaar 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 498px; bottom: 1019px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 562px; bottom: 1033px; z-index: 15;\">Jaar 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 1019px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 632px; bottom: 1033px; z-index: 15;\">Jaar 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1019px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 701px; bottom: 1033px; z-index: 15;\">Jaar 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 706px; bottom: 1019px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68b ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 771px; bottom: 1033px; z-index: 15;\">Jaar 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1019px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1a0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 519px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 588px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 727px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y68f ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Verplichtingen van <span class=\"ws115\">polishouders, exclusief uni<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>linked business, exclusief herverzekering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 988px; z-index: 15;\">8.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 565px; bottom: 988px; z-index: 15;\">7.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 988px; z-index: 15;\">5.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 988px; z-index: 15;\">5.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 988px; z-index: 15;\">5.911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Netto uitgaande kasstromen ui<span class=\"_ _0\"></span>t verzekeringsverplichtingen per<span class=\"_ _0\"></span> 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 493px; bottom: 941px; z-index: 15;\">Jaar 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 498px; bottom: 926px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 562px; bottom: 941px; z-index: 15;\">Jaar 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 926px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 632px; bottom: 941px; z-index: 15;\">Jaar 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 637px; bottom: 926px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 701px; bottom: 941px; z-index: 15;\">Jaar 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 706px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68f ff1a0 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 771px; bottom: 941px; z-index: 15;\">Jaar 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff1a0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 926px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1440 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1441 ff1a0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1a0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 519px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 588px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 727px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff1a0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Verplichtingen van polishouders<span class=\"_ _0\"></span>, exclusief unit<span class=\"ls0 ws0\">-</span>linked business, exclusief her<span class=\"_ _0\"></span>verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 896px; z-index: 15;\">8.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 565px; bottom: 896px; z-index: 15;\">6.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 896px; z-index: 15;\">6.275<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 896px; z-index: 15;\">4.759<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff1a0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 896px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 885px; height: 221px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag563": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">T<span class=\"_ _208\"></span>oe<span class=\"_ _0\"></span>zicht en</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">solv<span class=\"_ _0\"></span>abiliteit</div>\n<div class=\"t m0 x2c h75 y799 ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas SA/NV is de ultieme</div>\n<div class=\"t m0 x2c h75 y79a ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">moedermaatschappij van de<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x2c h75 y79b ff1c3 fs4a fc14 sc0 ls137 ws176\" style=\"z-index: 15;\">Groep<span class=\"ls0 ws0\">. <span class=\"_ _1\"></span><span class=\"ls101\">De Nationale Bank van<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x2c h75 y79c ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Belgi\u00eb (NBB) heeft Ageas SA/<span class=\"_ _0\"></span>NV</div>\n<div class=\"t m0 x2c h75 y79d ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">aangemerkt als een</div>\n<div class=\"t m0 x2c h75 y79e ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Verzekeringsholding. Sin<span class=\"_ _0\"></span>ds juni</div>\n<div class=\"t m0 x2c h75 y79f ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">2018 heeft de NBB aan Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y7a0 ff1c3 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">SA/NV een vergunning toegekend</div>\n<div class=\"t m0 x2c h75 y7a1 ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">om alle leven en niet<span class=\"ls0\">-</span><span class=\"ws131\">leven </span></div>\n<div class=\"t m0 x2c h75 y7a2 ff1c3 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">herverzekeringsactiviteit<span class=\"_ _0\"></span>en uit te</div>\n<div class=\"t m0 x2c h75 y7a3 ff1c3 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">voeren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y7a4 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1609 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y160a ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">NBB is de toezich<span class=\"_ _1\"></span>thoudende instant<span class=\"_ _1\"></span>ie en ontvangt in die<span class=\"_ _1\"></span> hoedanigheid spe<span class=\"_ _1\"></span>cifieke rappor<span class=\"_ _1\"></span>ten die de</div>\n<div class=\"t m0 x1ef h64 y160b ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">basis vormen voo<span class=\"_ _1\"></span>r het prudentieel<span class=\"_ _1\"></span> toezicht op het nivea<span class=\"_ _1\"></span>u van de groep. In<span class=\"_ _1\"></span> zijn rol van</div>\n<div class=\"t m0 x1ef h64 y160c ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>nde inst<span class=\"_ _0\"></span>antie v<span class=\"_ _0\"></span>oor de gr<span class=\"_ _0\"></span>oep facil<span class=\"_ _0\"></span>iteert <span class=\"_ _0\"></span>de NBB gr<span class=\"_ _0\"></span>oepstoez<span class=\"_ _0\"></span>icht v<span class=\"_ _0\"></span>ia een col<span class=\"_ _0\"></span>lege va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef h64 y160d ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toezichthouder<span class=\"_ _1\"></span>s. T<span class=\"lsed ws112\">oezicht<span class=\"_ _0\"></span>houders in de E<span class=\"_ _0\"></span>ER<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">lidstat<span class=\"_ _0\"></span>en waar<span class=\"_ _0\"></span>in Ageas<span class=\"_ _0\"></span> actief <span class=\"_ _0\"></span>is, zijn <span class=\"_ _0\"></span>in dit col<span class=\"_ _0\"></span>lege </span></span></div>\n<div class=\"t m0 x1ef h64 y160e ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igd. Het college we<span class=\"_ _1\"></span>rkt op basis van Europe<span class=\"_ _1\"></span>se richtlijnen<span class=\"_ _1\"></span>, waarborgt dat de</div>\n<div class=\"t m0 x1ef h64 y160f ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">samenwe<span class=\"_ _0\"></span>rking, uit<span class=\"_ _0\"></span>wisseli<span class=\"_ _0\"></span>ng van info<span class=\"_ _0\"></span>rmatie en g<span class=\"_ _0\"></span>ezamenl<span class=\"_ _0\"></span>ijk overle<span class=\"_ _0\"></span>g tussen de to<span class=\"_ _0\"></span>ezichth<span class=\"_ _0\"></span>ouden<span class=\"ws111\">de </span></div>\n<div class=\"t m0 x1ef h64 y1610 ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instant<span class=\"_ _0\"></span>ies plaats<span class=\"_ _0\"></span>vindt en b<span class=\"_ _0\"></span>evordert<span class=\"_ _0\"></span> de converg<span class=\"_ _0\"></span>entie van t<span class=\"_ _0\"></span>oezicht<span class=\"_ _0\"></span>houdend<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1611 ff1c4 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">5.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1612 ff1c4 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kapitaalbeheer Ageas onder Solvency II <span class=\"_ _1\"></span><span class=\"ls0 ws0\">- <span class=\"ls10d ws141\">Parti<span class=\"_ _1\"></span>eel Intern <span class=\"_ _1\"></span>Model (Pijler <span class=\"_ _1\"></span>I)</span> </span></div>\n<div class=\"t m0 x1ef h64 y1613 ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Sinds 1 jan<span class=\"_ _0\"></span>uari 2016 is h<span class=\"_ _0\"></span>et toezicht<span class=\"_ _0\"></span> op Ageas o<span class=\"_ _0\"></span>p geconsol<span class=\"_ _0\"></span>ideerd niv<span class=\"_ _0\"></span>eau onde<span class=\"_ _0\"></span>r het Solven<span class=\"_ _0\"></span>c<span class=\"lsf9 ws0\">y II<span class=\"ls0\">-</span></span></div>\n<div class=\"t m0 x1ef h64 y1614 ff1c1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">raamwerk. <span class=\"_ _1\"></span>In plaats v<span class=\"_ _1\"></span>an de S<span class=\"_ _1\"></span>tandaardformule <span class=\"_ _1\"></span>toe te pass<span class=\"_ _1\"></span>en gebrui<span class=\"_ _1\"></span>kt Ageas he<span class=\"_ _1\"></span>t Partieel <span class=\"_ _1\"></span>Intern</div>\n<div class=\"t m0 x1ef h64 y1615 ff1c1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Model (PIM)<span class=\"_ _1\"></span> voor de P<span class=\"_ _1\"></span>ijler 1<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11e\">rapportage waarbi<span class=\"_ _1\"></span>j het grootste deel<span class=\"_ _1\"></span> van de schadever<span class=\"_ _1\"></span>zekeringsrisico\u2019<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x1ef h64 y1616 ff1c1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gemod<span class=\"_ _1\"></span>elleerd aan<span class=\"_ _1\"></span> de hand <span class=\"_ _1\"></span>van Ageas<span class=\"ls0 ws0\">-</span><span class=\"lsed\">specifieke for<span class=\"_ _0\"></span>mu<span class=\"ls107 ws13e\">les.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef h64 y1617 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1618 ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor voll<span class=\"_ _0\"></span>edig geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde entit<span class=\"_ _0\"></span>eiten is de con<span class=\"_ _0\"></span>sol<span class=\"ws11d\">idat<span class=\"_ _0\"></span>iekrin<span class=\"_ _0\"></span>g voor Solv<span class=\"_ _0\"></span>ency II<span class=\"_ _0\"></span> <span class=\"ws112\">vergel<span class=\"_ _0\"></span>ijkbaar met<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1ef h64 y1619 ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">die van I<span class=\"_ _0\"></span>FRS, met<span class=\"_ _0\"></span> een uit<span class=\"_ _0\"></span>zonderi<span class=\"_ _0\"></span>ng voor I<span class=\"_ _0\"></span>nterpar<span class=\"_ _0\"></span>king, d<span class=\"_ _0\"></span>at in Solv<span class=\"_ _0\"></span>ency II <span class=\"_ _0\"></span>proporti<span class=\"_ _0\"></span>oneel</div>\n<div class=\"t m0 x1ef h64 y161a ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geconso<span class=\"_ _0\"></span>lideer<span class=\"_ _0\"></span>d wordt e<span class=\"_ _0\"></span>n in IFRS v<span class=\"_ _0\"></span>olledi<span class=\"_ _0\"></span>g<span class=\"lsef\">. Sinds 2022<span class=\"_ _1\"></span> behoort oo<span class=\"ws11e\">k Agea<span class=\"_ _1\"></span>s Federal Li<span class=\"_ _1\"></span>fe Insurance </span></span></div>\n<div class=\"t m0 x1ef h64 y161b ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Company <span class=\"_ _0\"></span>Ltd. (A<span class=\"_ _0\"></span>FLIC) t<span class=\"_ _0\"></span>ot de cons<span class=\"_ _0\"></span>olidat<span class=\"_ _0\"></span>iekring.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y161c ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y161d ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In novemb<span class=\"_ _0\"></span>er 2022 ont<span class=\"_ _0\"></span>ving Ageas<span class=\"_ _0\"></span> France van d<span class=\"_ _0\"></span>e Franse to<span class=\"_ _0\"></span>ezichth<span class=\"_ _0\"></span>ouder de toe<span class=\"_ _0\"></span>lating om vo<span class=\"_ _0\"></span>or haar</div>\n<div class=\"t m0 x1ef h64 y161e ff1c1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenactiv<span class=\"_ _1\"></span>iteiten <span class=\"ws11d\">een<span class=\"_ _1\"></span> instelling<span class=\"_ _1\"></span> voor bedri<span class=\"_ _1\"></span>jfspensioenvoo<span class=\"_ _1\"></span>rziening <span class=\"lsed\">op te zetten<span class=\"lsf9 ws124\">. </span></span></span>Ageas <span class=\"lsed ws111\">Retrait<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1ef h64 y161f ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt van<span class=\"_ _0\"></span>af Q4 2022 vol<span class=\"_ _0\"></span>gens de rel<span class=\"_ _0\"></span>evante se<span class=\"_ _0\"></span>ctorreg<span class=\"_ _0\"></span>els in de Gro<span class=\"_ _0\"></span>up Solvenc<span class=\"_ _0\"></span>y II consol<span class=\"_ _0\"></span>idatiek<span class=\"_ _0\"></span>ring</div>\n<div class=\"t m0 x1ef h64 y1620 ff1c1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1621 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1622 ff1c1 fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">Alle niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsef ws11d\">Europese d<span class=\"_ _1\"></span>eelnemingen</span> w<span class=\"_ _1\"></span>o<span class=\"lsef ws11e\">rden<span class=\"_ _1\"></span> uitgesloten van be<span class=\"_ _1\"></span>schikbaar</span> <span class=\"lsef ws11e\">e<span class=\"_ _1\"></span>n vereist kapitaal<span class=\"_ _1\"></span>, aangezien </span></span></div>\n<div class=\"t m0 x1ef h64 y1623 ff1c1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de toepasse<span class=\"_ _1\"></span>lijke solvabi<span class=\"_ _1\"></span>liteitsstelse<span class=\"_ _1\"></span>ls niet als <span class=\"_ _1\"></span>gelijkwaardi<span class=\"_ _1\"></span>g aan Solve<span class=\"_ _1\"></span>ncy II word<span class=\"_ _1\"></span>en beschouwd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1624 ff1c1 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">Sinds<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">Q4 2021 wordt de <span class=\"lsfa ws12b\">Turkse </span>dee<span class=\"_ _0\"></span>lnemi<span class=\"_ _0\"></span>ng AgeSa, die i<span class=\"_ _0\"></span>n mei 2021 wer<span class=\"_ _0\"></span>d aangek<span class=\"_ _0\"></span>ocht, pro rat<span class=\"_ _0\"></span>a, </span></span></div>\n<div class=\"t m0 x1ef h64 y1625 ff1c1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">maar zon<span class=\"_ _0\"></span>der div<span class=\"_ _0\"></span>ersificat<span class=\"_ _0\"></span>ie in de <span class=\"_ _0\"></span>Solvenc<span class=\"_ _0\"></span>y II cons<span class=\"_ _0\"></span>olidat<span class=\"_ _0\"></span>iekring <span class=\"_ _0\"></span>opgenom<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1626 ff1c1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1627 ff1c1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het Parti<span class=\"_ _0\"></span>eel Inter<span class=\"_ _0\"></span>n Model<span class=\"ls0 ws0\"> </span>(PIM<span class=\"_ _0\"></span>) past Ageas ov<span class=\"_ _0\"></span>ergan<span class=\"_ _0\"></span>gsmaat<span class=\"_ _0\"></span>regelen toe i<span class=\"_ _0\"></span>nzake de tec<span class=\"_ _0\"></span>hnisc<span class=\"_ _0\"></span>he</div>\n<div class=\"t m0 x1ef h64 y1628 ff1c1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorzieningen<span class=\"_ _1\"></span> in Portugal en Fran<span class=\"_ _1\"></span>krijk en de grand<span class=\"_ _1\"></span>fathering van uit<span class=\"_ _1\"></span>gegeven hybride schul<span class=\"_ _1\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 302px; height: 659px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1c7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De aansluit<span class=\"_ _0\"></span>ing tuss<span class=\"_ _0\"></span>en het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en volgens<span class=\"_ _0\"></span> de IFRS en <span class=\"lsef ws11e\">het eigen vermogen volgens Sol<span class=\"_ _1\"></span>vency II en de resu<span class=\"_ _1\"></span>lterende solvabilite<span class=\"_ _1\"></span>itsratio volgen<span class=\"_ _1\"></span>s het </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1c7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Partieel Intern<span class=\"_ _1\"></span> Model is de volgende<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1c7 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff1c7 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 566px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y68d ff1c7 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y68f ff1c7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 641px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y68f ff1c7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1c9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">IFRS eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y694 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 1019px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h69 y694 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 1004px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 1004px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 989px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 989px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y680 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y680 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1c9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Achtergestelde verplichtingen <span class=\"_ _0\"></span>die in aanmerking komen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y67e ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 960px; z-index: 15;\">2.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y67e ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">2.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h69 y680 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 641px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h69 y680 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6df ff1c9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Perimeter wijzigingen aan IFRS waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h69 y6df ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 611px; bottom: 930px; z-index: 15;\">(4.893)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h69 y6df ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 930px; z-index: 15;\">(5.646)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Uitsluiting van verwachte dividenden<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y69a ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 915px; z-index: 15;\">(270)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y69a ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff1c7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Proportionele consolidatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 900px; z-index: 15;\">(318)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 900px; z-index: 15;\">(295)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Verwijdering uit de balans <span class=\"_ _0\"></span>van beleggingen in deelneming<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h67 y683 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 886px; z-index: 15;\">(4.305)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h67 y683 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 886px; z-index: 15;\">(4.856)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y6d1 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y6d1 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Waarderingsverschillen <span class=\"ls0 ws0\">- <span class=\"ls115 ws171\">(niet g<span class=\"_ _1\"></span>eaudit)</span> </span></div>\n<div class=\"t m0 x255 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 856px; z-index: 15;\">2.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 856px; z-index: 15;\">(2.348)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Herwaardering van vastgoedinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 841px; z-index: 15;\">1.718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1c7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Verwijdering uit de balans van parking concessies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y68d ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 826px; z-index: 15;\">(576)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y68d ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 826px; z-index: 15;\">(407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Verwijdering uit de balans <span class=\"_ _0\"></span>van goodwill <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 811px; z-index: 15;\">(602)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y68b ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 811px; z-index: 15;\">(610)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Herwaardering van balansonde<span class=\"_ _0\"></span>rdelen gerelateerd aan de<span class=\"_ _0\"></span> verzekeringsactiviteiten <span class=\"ls0 ws0\">- </span>(niet geaudit)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y694 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">(Technische voorzieningen, herverzekeringsvorderingen, VOBA en overlopende<span class=\"_ _0\"></span> <span class=\"ws116\">acquisitiekosten)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 782px; z-index: 15;\">3.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 782px; z-index: 15;\">(7.036)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Herwaardering van activa d<span class=\"_ _0\"></span>ie onder IFRS niet <span class=\"_ _0\"></span>aan re\u00eble waarde kunn<span class=\"_ _0\"></span>en worden geboekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y67e ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">(Obligaties aangehouden tot einde loop<span class=\"_ _0\"></span>tijd, leningen, hypotheken)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x11 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 752px; z-index: 15;\">(1.256)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 752px; z-index: 15;\">3.384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Belastingimpact op <span class=\"ws116\">waarderings<span class=\"_ _0\"></span>verschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x122 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 737px; z-index: 15;\">(851)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 737px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1c7 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 722px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y680 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 722px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y685 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 641px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y685 ff1c7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Totaal Solvency II eigen vermogen <span class=\"ls0 ws0\">- <span class=\"lsfb ws172\">(ni<span class=\"_ _1\"></span>et geaudit)</span> </span></div>\n<div class=\"t m0 x255 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 692px; z-index: 15;\">8.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 692px; z-index: 15;\">8.985<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1c7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Niet in aanmerking ko<span class=\"_ _0\"></span>mend beschikbaar kapitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y685 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 678px; z-index: 15;\">(987)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x11 h67 y685 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 678px; z-index: 15;\">(1.029)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff1c9 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> in aanme<span class=\"_ _0\"></span>rking k<span class=\"_ _0\"></span>omend So<span class=\"_ _0\"></span>lvency<span class=\"_ _0\"></span> II eige<span class=\"_ _0\"></span>n vermo<span class=\"_ _0\"></span>gen <span class=\"ls0 ws0\">- </span><span class=\"lsfb\">(nie<span class=\"_ _1\"></span>t </span><span class=\"ws16f\">geaudit)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 663px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y69a ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 663px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1c7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Vereist kapitaal voor de Groep volgens het Partieel Intern Model (SCR) <span class=\"ls0 ws0\">\u2013 </span><span class=\"ws116\">(niet<span class=\"ls0 ws0\">-</span>geaudit)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h67 y688 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 648px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y688 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 648px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Kapitaalratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 633px; z-index: 15;\">206,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h69 y683 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 766px; bottom: 633px; z-index: 15;\">188,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1644 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1645 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1c7 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68b ff1c7 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 566px; bottom: 586px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y68b ff1c7 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 586px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h69 y6e8 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 571px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h69 y6e8 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 641px; bottom: 571px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h69 y6e8 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 571px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1c9 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 556px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> in aanme<span class=\"_ _0\"></span>rking k<span class=\"_ _0\"></span>omend e<span class=\"_ _0\"></span>igen ver<span class=\"_ _0\"></span>mogen<span class=\"_ _0\"></span> onder <span class=\"ws0\">Sol<span class=\"_ _0\"></span>vency<span class=\"_ _0\"></span> II,<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff1c7 fs46 fc1d sc0 ls0 ws0\" style=\"left: 641px; bottom: 556px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y68b ff1c7 fs46 fc1d sc0 ls0 ws0\" style=\"left: 797px; bottom: 556px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff1c9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 541px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">waarvan </span>-<span class=\"_ _1\"></span> <span class=\"lsfb ws126\">(niet g<span class=\"_ _1\"></span>eaudit)<span class=\"_ _1\"></span>:</span> </div>\n<div class=\"t m0 x255 h69 y6e8 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 541px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h69 y6e8 ff1c9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 541px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 526px; z-index: 15;\">Tier<span class=\"_ _1\"></span> 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 526px; z-index: 15;\">5.028<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 526px; z-index: 15;\">5.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1c7 fs46 fc14 sc0 lsfb ws126\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Tier 1 re<span class=\"_ _1\"></span>stricte<span class=\"_ _1\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 512px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y694 ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 512px; z-index: 15;\">1.164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1c7 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Tier<span class=\"_ _1\"></span> 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 497px; z-index: 15;\">1.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y68f ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 497px; z-index: 15;\">1.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1c7 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Tier<span class=\"_ _1\"></span> 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 482px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y67e ff1c7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 482px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1647 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1648 ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1649 ff1c7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het eigen <span class=\"_ _1\"></span>vermogen <span class=\"ws113\">daa<span class=\"_ _1\"></span>lde<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">tussen Q4</span> </span>2021 </span>en Q4<span class=\"ls0 ws0\"> </span><span class=\"ws113\">2<span class=\"_ _1\"></span>022 <span class=\"lsed ws112\">van EUR 7.956 mi<span class=\"_ _0\"></span>ljoen naa<span class=\"_ _0\"></span>r EUR 7.137 m<span class=\"_ _0\"></span>iljoen<span class=\"lsf9 ws124\">, <span class=\"lsef ws11d\">verklaard door<span class=\"ls0 ws0\"> </span>kapi<span class=\"_ _1\"></span>taalstransac<span class=\"_ _1\"></span>ties (terugkoo<span class=\"_ _1\"></span>p </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y164a ff1c7 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen aandel<span class=\"_ _1\"></span>en en fresh<span class=\"_ _1\"></span> ondergeschi<span class=\"_ _1\"></span>kte schulden<span class=\"_ _1\"></span>, interim<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">dividend) en ongu<span class=\"_ _0\"></span>nstige sc<span class=\"_ _0\"></span>hommeli<span class=\"_ _0\"></span>ngen op de fin<span class=\"_ _0\"></span>anci\u00ebl<span class=\"_ _0\"></span>e markten (i<span class=\"_ _0\"></span>ntrest<span class=\"_ _0\"></span>en<span class=\"lsf9 ws124\">, <span class=\"lsef ws113\">aandelen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>en </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y164b ff1c7 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e). <span class=\"lsef ws11d\">Dit werd de<span class=\"_ _1\"></span>els gecompens<span class=\"_ _1\"></span>eerd door de<span class=\"_ _1\"></span> toevoeging <span class=\"_ _1\"></span>van AF<span class=\"lsed\">LIC aan de co<span class=\"_ _0\"></span>nsolid<span class=\"_ _0\"></span>atiekring <span class=\"_ _0\"></span>en creat<span class=\"_ _0\"></span>ie van e<span class=\"_ _0\"></span>igen ver<span class=\"_ _0\"></span>mogen do<span class=\"_ _0\"></span>or gedeg<span class=\"_ _0\"></span>en </span></span></div>\n<div class=\"t m0 x2c h64 y164c ff1c7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">operationele pre<span class=\"_ _1\"></span>staties. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y164d ff1c7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y164e ff1c7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Niet in aanmer<span class=\"_ _1\"></span>king komend beschi<span class=\"_ _1\"></span>kbaar kapitaal is<span class=\"_ _1\"></span> verbonden met belangen<span class=\"_ _1\"></span> van derden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 346px; height: 760px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1cb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De solv<span class=\"_ _0\"></span>abiliteit<span class=\"_ _0\"></span>skapit<span class=\"_ _0\"></span>aalver<span class=\"_ _0\"></span>eisten k<span class=\"_ _0\"></span>unnen al<span class=\"_ _0\"></span>s volgt w<span class=\"_ _0\"></span>orden <span class=\"_ _0\"></span>samengev<span class=\"_ _0\"></span>at:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1cb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff1cb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h67 y68d ff1cb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68f ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1cb fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Marktrisico<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1019px; z-index: 15;\">4.263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">5.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1cb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tegenpartij kredietrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68f ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1004px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68f ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Levensverzekeringstechnisch risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 989px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 989px; z-index: 15;\">944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gezondheidzorg verzekeringtechnisch risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 975px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 975px; z-index: 15;\">338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1cb fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf2 ws120\">leven verzekerin<span class=\"_ _0\"></span>gstechni<span class=\"_ _0\"></span>sch risico<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xee h67 y67e ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 960px; z-index: 15;\">966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 960px; z-index: 15;\">875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Diversificatie tussen de hierboven vermelde risico's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd2 h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 945px; z-index: 15;\">(2.001)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd2 h67 y680 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 945px; z-index: 15;\">(1.673)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff1cb fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">diversifieerbare risico's</span> </span></div>\n<div class=\"t m0 xee h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 930px; z-index: 15;\">575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 930px; z-index: 15;\">552<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1cb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Absorberend vermogen van <span class=\"_ _0\"></span>technische voorzieningen om <span class=\"_ _0\"></span>verliezen te compenseren<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd2 h67 y69a ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 915px; z-index: 15;\">(1.922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd2 h67 y69a ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 915px; z-index: 15;\">(1.378)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Absorberend vermogen van u<span class=\"_ _0\"></span>itgestelde <span class=\"ws118\">belastingen om verliezen te compenseren<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf0 h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 900px; z-index: 15;\">(624)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 h67 y6df ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 900px; z-index: 15;\">(755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff1cd fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Vereist<span class=\"_ _0\"></span> kapita<span class=\"_ _0\"></span>al voor<span class=\"_ _0\"></span> de Groe<span class=\"_ _0\"></span>p volgens<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y683 ff1cb fs46 fc1d sc0 ls0 ws0\" style=\"left: 630px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff1cb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6d1 ff1cd fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls11a ws11a\">het Partieel I<span class=\"_ _0\"></span>ntern Model (S<span class=\"_ _0\"></span>CR) <span class=\"ls0 ws0\">\u2013 <span class=\"lsf5 ws16f\">(niet</span>-<span class=\"lsf6 ws11b\">geaudi<span class=\"_ _1\"></span>t)</span> </span></span></div>\n<div class=\"t m0 x48 h69 y6d1 ff1cd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 871px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y6d1 ff1cd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 871px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Impact van Schade Intern Model op Niet<span class=\"ls0 ws0\">-</span>Leven Verzekeringstechnisch Risico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 841px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 841px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1cb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Impact van Schade Int<span class=\"_ _0\"></span>ern Model op Diversificatie en<span class=\"_ _0\"></span> andere risico's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68d ff1cb fs46 fc14 sc0 ls11a ws175\" style=\"left: 615px; bottom: 826px; z-index: 15;\">(6<span class=\"ls0 ws0\">2) </span></div>\n<div class=\"t m0 xf0 h67 y68d ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 826px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1cb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Impact van Schade intern Model op correctie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y68b ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68b ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1cb fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 796px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">voor het vermogen via Uitgestelde Be<span class=\"_ _0\"></span>lastingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 796px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff1cb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 796px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1cd fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Vereist<span class=\"_ _0\"></span> Kapita<span class=\"_ _0\"></span>al voor<span class=\"_ _0\"></span> de Groe<span class=\"_ _0\"></span>p onder de<span class=\"_ _0\"></span> Standa<span class=\"_ _0\"></span>ardf<span class=\"_ _0\"></span>ormule <span class=\"ls0 ws0\">\u2013 </span><span class=\"lsfb\">(niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls115 ws177\">geaudit)</span> </span></span></div>\n<div class=\"t m0 x48 h69 y68f ff1cd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 782px; z-index: 15;\">3.<span class=\"ls0 ws0\">5</span>55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff1cd fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 782px; z-index: 15;\">4.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1655 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1656 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b y1657 ff1ce fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">5.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1658 ff1ce fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kapitaalbeheer Ageas onder Solvency II <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"ls117 ws14f\">SCR</span></span></div>\n<div class=\"t m0 x83 hb1 y1659 ff1ce fs4b fcc sc0 ls138 ws178\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x253 h7b y165a ff1ce fs50 fcc sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b y165b ff1ce fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">(Pijler 2 <span class=\"_ _1\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"_ _1\"></span><span class=\"ls10f ws143\">niet<span class=\"_ _1\"></span> gea<span class=\"_ _1\"></span>udi<span class=\"_ _1\"></span>t)</span></span></div>\n<div class=\"t m0 x2c h64 y165c ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is va<span class=\"_ _0\"></span>n mening dat ee<span class=\"_ _0\"></span>n sterke kap<span class=\"_ _0\"></span>itaalba<span class=\"_ _0\"></span>sis in de ind<span class=\"_ _0\"></span>ividuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y165d ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en een noo<span class=\"_ _0\"></span>dzaak is, e<span class=\"_ _0\"></span>nerzijds<span class=\"_ _0\"></span> als een compet<span class=\"_ _0\"></span>itief</div>\n<div class=\"t m0 x2c h64 y165e ff1cb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voordeel en<span class=\"_ _1\"></span> anderzijd<span class=\"_ _1\"></span>s om de ge<span class=\"_ _1\"></span>plande groei<span class=\"_ _1\"></span> te financ<span class=\"_ _1\"></span>ieren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y165f ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1660 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Voor zijn kapi<span class=\"_ _1\"></span>taalbeheer hanteer<span class=\"_ _1\"></span>t Ageas een interne ben<span class=\"_ _1\"></span>adering</div>\n<div class=\"t m0 x2c h64 y1661 ff1cb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebaseerd o<span class=\"_ _1\"></span>p het Par<span class=\"_ _1\"></span>tieel Intern <span class=\"_ _1\"></span>Model met <span class=\"_ _1\"></span>een aangepas<span class=\"_ _1\"></span>t spr<span class=\"ws113\">ead </span></div>\n<div class=\"t m0 x2c h64 y1662 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">risico, waarbi<span class=\"_ _1\"></span>j een Intern Model<span class=\"_ _1\"></span> wordt toegepast voor<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11d\">Vastgoed (<span class=\"_ _1\"></span>vanaf </span></div>\n<div class=\"t m0 x2c h64 y1663 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">2016), overgang<span class=\"_ _1\"></span>smaatregelen word<span class=\"_ _1\"></span>en verwijderd (me<span class=\"_ _1\"></span>t uitzondering van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1664 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de grandf<span class=\"_ _0\"></span>atherin<span class=\"_ _0\"></span>g van uitgeg<span class=\"_ _0\"></span>even hybr<span class=\"_ _0\"></span>ide schu<span class=\"_ _0\"></span>ld en de verle<span class=\"_ _0\"></span>nging van</div>\n<div class=\"t m0 x2c h64 y1665 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">rapportagedeadl<span class=\"_ _1\"></span>ines) en een aanpa<span class=\"_ _1\"></span>ssing voor d<span class=\"ws11d\">e r<span class=\"_ _1\"></span>e\u00eble waardering<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y1666 ff1cb fs44 fc14 sc0 ls104 ws136\" style=\"z-index: 15;\">IAS 19<span class=\"ls0 ws0\">-<span class=\"lsed ws111\">reserves. </span> </span></div>\n<div class=\"t m0 x2c h64 y1667 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1668 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Onder dez<span class=\"_ _0\"></span>e aanpass<span class=\"_ _0\"></span>ing wordt h<span class=\"_ _0\"></span>et spread ris<span class=\"_ _0\"></span>ico berek<span class=\"_ _0\"></span>end op het</div>\n<div class=\"t m0 x1d h64 y1669 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">fundame<span class=\"_ _0\"></span>nteel ged<span class=\"_ _0\"></span>eelte va<span class=\"_ _0\"></span>n het spread<span class=\"_ _0\"></span>risico vo<span class=\"_ _0\"></span>or alle obligat<span class=\"_ _0\"></span>ies. Dit</div>\n<div class=\"t m0 x1d h64 y166a ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beteke<span class=\"_ _0\"></span>nt dat evene<span class=\"_ _0\"></span>ens een SCR<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">last w<span class=\"_ _1\"></span>ordt toegekend<span class=\"_ _1\"></span> aan </span></span></div>\n<div class=\"t m0 x1d h64 y166b ff1cb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overhei<span class=\"_ _0\"></span>dsobli<span class=\"_ _0\"></span>gaties u<span class=\"_ _0\"></span>it de E<span class=\"ws112\">U m<span class=\"_ _0\"></span>et een hoge rat<span class=\"_ _0\"></span>ing en verl<span class=\"_ _0\"></span>aagt het </span></div>\n<div class=\"t m0 x1d h64 y166c ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">spread ris<span class=\"_ _0\"></span>ico voor al<span class=\"_ _0\"></span>le andere ob<span class=\"_ _0\"></span>ligaties<span class=\"_ _0\"></span>. De technis<span class=\"_ _0\"></span>che voor<span class=\"_ _0\"></span>zieninge<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y166d ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gewaarde<span class=\"_ _1\"></span>erd tegen de contant<span class=\"_ _1\"></span>e waarde met gebr<span class=\"_ _1\"></span>uik van een</div>\n<div class=\"t m0 x1d h64 y166e ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentec<span class=\"_ _0\"></span>urve zoals v<span class=\"_ _0\"></span>oorgesc<span class=\"_ _0\"></span>hreven do<span class=\"_ _0\"></span>or EIOPA. In pl<span class=\"_ _0\"></span>aats van de</div>\n<div class=\"t m0 x1d h64 y166f ff1cb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">standaard v<span class=\"_ _1\"></span>olatiliteitsaanp<span class=\"_ _1\"></span>assing passen<span class=\"_ _1\"></span> de ondernem<span class=\"_ _1\"></span>ingen een</div>\n<div class=\"t m0 x1d h64 y1670 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>specif<span class=\"_ _0\"></span>ieke volat<span class=\"_ _0\"></span>iliteits<span class=\"_ _0\"></span>aanpass<span class=\"_ _0\"></span>ing toe, of<span class=\"_ _0\"></span> gebruik<span class=\"_ _0\"></span>en een model</div>\n<div class=\"t m0 x1d h64 y1671 ff1cb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor verwachte<span class=\"_ _1\"></span> verliezen gebaseer<span class=\"_ _1\"></span>d op de samenstellin<span class=\"_ _1\"></span>g van hun</div>\n<div class=\"t m0 x1d h64 y1672 ff1cb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke activ<span class=\"_ _0\"></span>aportef<span class=\"_ _0\"></span>euille. D<span class=\"_ _0\"></span>eze SCR wor<span class=\"_ _0\"></span>dt SCR</div>\n<div class=\"t m0 x254 h76 y1673 ff1cb fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x98 h64 y1674 ff1cb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws113\">genoemd.</span> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 488px; height: 618px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De aansluit<span class=\"_ _0\"></span>ing van de S<span class=\"_ _0\"></span>CR</div>\n<div class=\"t m0 x46 h76 y1676 ff1d0 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xd4 h64 y82e ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws11e\">met het Parti<span class=\"_ _1\"></span>eel Intern Model SCR<span class=\"_ _1\"></span> is de volgende:</span> </div>\n<div class=\"t m0 x2c h64 y1677 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y68b ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h69 y68d ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff1d2 fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Parti<span class=\"_ _1\"></span>eel In<span class=\"_ _1\"></span>tern <span class=\"_ _1\"></span>Model S<span class=\"_ _1\"></span>CR Gro<span class=\"_ _1\"></span>ep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Uitsluiting van Algemene Re<span class=\"_ _0\"></span>kening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1020px; z-index: 15;\">(79)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 1020px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Partieel Intern Model <span class=\"_ _0\"></span>SCR Verzekeringsactiviteiten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1005px; z-index: 15;\">3.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">4.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Impact van Intern Model Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 990px; z-index: 15;\">(125)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 990px; z-index: 15;\">(184)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1d0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Bijkomend Spreadrisico<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 976px; z-index: 15;\">3</div>\n<div class=\"t m0 x73 h67 y680 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 976px; z-index: 15;\">252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1d0 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 961px; z-index: 15;\">Min di<span class=\"_ _1\"></span>vers<span class=\"_ _1\"></span>ificat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 961px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 961px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 946px; z-index: 15;\">Min correctie technische voor<span class=\"_ _0\"></span>ziening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 946px; z-index: 15;\">3</div>\n<div class=\"t m0 xee h67 y69a ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 946px; z-index: 15;\">(156)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Min Beperking correctie vo<span class=\"_ _0\"></span>or het vermogen van ui<span class=\"_ _0\"></span>tgesteld belastingverlies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y685 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 931px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h69 y6e3 ff1d2 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Insura<span class=\"_ _0\"></span>nce SC<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x63 hb2 y1682 ff1d2 fs6f fc1d sc0 ls10e ws142\" style=\"left: 132px; bottom: 915px; z-index: 15;\">ageas</div>\n<div class=\"t m0 x5a h69 y6e3 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 148px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x51 h69 y6e3 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 916px; z-index: 15;\">3.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 916px; z-index: 15;\">4.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1683 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1684 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y685 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 869px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y685 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 869px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h69 y683 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1d2 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 839px; z-index: 15;\">In aanmerking komend groepsvermogen gebaseer<span class=\"_ _0\"></span>d op<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 824px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Partieel Intern Model</span> </div>\n<div class=\"t m0 x51 h69 y683 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 824px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Uitsluiting van Algemene Re<span class=\"_ _0\"></span>kening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 810px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 810px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1d0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Herwaardering technische voorziening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68d ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 795px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68d ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 780px; z-index: 15;\">Terugboeking van parking conce<span class=\"_ _0\"></span>ssies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 780px; z-index: 15;\">499<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Herberekening van niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">beschikbaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 765px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y691 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 765px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 750px; z-index: 15;\">In aanmerking komend verzekeringsvermogen<span class=\"_ _0\"></span> onder Solvency II</div>\n<div class=\"t m0 x131 hb2 y168d ff1d2 fs6f fc1d sc0 ls10e ws142\" style=\"left: 341px; bottom: 749px; z-index: 15;\">ageas</div>\n<div class=\"t m0 xc9 h69 y68f ff1d2 fs46 fc1d sc0 ls0 ws0\" style=\"left: 358px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 750px; z-index: 15;\">7.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68f ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 750px; z-index: 15;\">7.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y168e ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y168f ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1690 ff1d0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> <span class=\"ls10c ws13b\">SCR</span></span></div>\n<div class=\"t m0 xef h76 y1691 ff1d0 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x4a h64 y1692 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsef ws113\">daalde<span class=\"_ _1\"></span></span> <span class=\"ls103 ws161\">van E<span class=\"_ _1\"></span>UR <span class=\"lsef ws113\">4.033<span class=\"_ _1\"></span> <span class=\"ls107 ws137\">miljoen<span class=\"_ _1\"></span> in <span class=\"ls104 ws134\">Q4 </span></span>2021 <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tot</span></span></span> <span class=\"_ _1\"></span><span class=\"ls10c ws13b\">EUR </span></div>\n<div class=\"t m0 x2c h64 y1693 ff1d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">3.284 <span class=\"ls107 ws13e\">mil<span class=\"_ _1\"></span>joen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">in Q4 </span></span></span>2022<span class=\"ls0 ws0\">,<span class=\"_ _1\"></span> </span><span class=\"ws11e\">grotendee<span class=\"_ _1\"></span>ls verklaard doo<span class=\"_ _1\"></span>r volgende </span></div>\n<div class=\"t m0 x2c h64 y1694 ff1d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">componenten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1695 ff1d3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d4\"> <span class=\"_ _3f\"> </span><span class=\"ff1d2 lsed ws111\">Marktrisico</span><span class=\"ff1d0\"> <span class=\"lsef ws113\">daalde</span> <span class=\"lsef ws113\">door <span class=\"lsed ws11d\">daling van het<span class=\"_ _0\"></span> risico o<span class=\"_ _0\"></span>p aandel<span class=\"_ _0\"></span>en </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y1696 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(reclass<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ie naar lang<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">termijn aandele<span class=\"_ _1\"></span>n) en vastgoed (dal<span class=\"_ _1\"></span>ing </span></span></div>\n<div class=\"t m0 x1a0 h64 y1697 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van het risic<span class=\"_ _0\"></span>o in de vast<span class=\"_ _0\"></span>goedport<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le)<span class=\"lsf9 ws124\">. </span>Ook bew<span class=\"_ _0\"></span>egingen op de</div>\n<div class=\"t m0 x1a0 h64 y1698 ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>markten (hoge<span class=\"_ _1\"></span>re intrest<span class=\"_ _1\"></span>voeten en waar<span class=\"_ _1\"></span>dedalingen <span class=\"_ _1\"></span>van de</div>\n<div class=\"t m0 x1a0 h64 y1699 ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen) v<span class=\"_ _1\"></span>erklaren he<span class=\"_ _1\"></span>t gedaalde mar<span class=\"_ _1\"></span>ktrisico.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y169a ff1d3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d4\"> <span class=\"_ _3f\"> </span><span class=\"ff1d2 lsfa ws113\">Leven en <span class=\"_ _1\"></span>niet</span><span class=\"ff1d2\">-<span class=\"lsef ws11d\">leven verzeke<span class=\"_ _1\"></span>ringstechnisch</span> <span class=\"_ _1\"></span><span class=\"lsed ws111\">risico</span><span class=\"ff1d0\"> <span class=\"lsee ws112\">steeg </span></span></span></span></div>\n<div class=\"t m0 x1a0 h64 y169b ff1d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">grotendeels <span class=\"_ _1\"></span><span class=\"ws11d\">door hogere<span class=\"_ _1\"></span> vervalrisi<span class=\"_ _1\"></span>co\u2019s<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">(hogere intr<span class=\"_ _0\"></span>estvoete<span class=\"_ _0\"></span>n) en </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y169c ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">hoger non<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">li<span class=\"_ _1\"></span>fe retent<span class=\"_ _1\"></span>ie risico i<span class=\"_ _1\"></span>n de herver<span class=\"_ _1\"></span>zekeringen <span class=\"_ _1\"></span>en de groei<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x1a0 h64 y169d ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gsactivi<span class=\"_ _0\"></span>teiten<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h64 y169e ff1d3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d4\"> <span class=\"_ _3f\"> </span><span class=\"ff1d0 lsef ws11e\">D<span class=\"_ _1\"></span>eze stijgingen wer<span class=\"_ _1\"></span>den <span class=\"ws113\">deels</span></span><span class=\"ff1d0\"> <span class=\"lsef ws11e\">gec<span class=\"_ _1\"></span>ompenseerd door</span> </span></span></div>\n<div class=\"t m0 x1a0 h64 y169f ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">modelaanpassin<span class=\"_ _1\"></span>gen en <span class=\"lsed ws112\">de stijgin<span class=\"_ _0\"></span>g in de verlies<span class=\"_ _0\"></span>absorpt<span class=\"_ _0\"></span>iecapac<span class=\"_ _0\"></span>iteit </span></div>\n<div class=\"t m0 x1a0 h64 y16a0 ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van de Technisch<span class=\"_ _1\"></span>e Provisies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y16a1 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16a2 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Sinds 202<span class=\"_ _0\"></span>1 bevat de ve<span class=\"_ _0\"></span>rliesa<span class=\"_ _0\"></span>bsorptie<span class=\"_ _0\"></span>capacit<span class=\"_ _0\"></span>eit van de Tec<span class=\"_ _0\"></span>hnische</div>\n<div class=\"t m0 x1d h64 y16a3 ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Provisies <span class=\"_ _1\"></span>ook de overlop<span class=\"_ _1\"></span>ende rekening<span class=\"_ _1\"></span>. De overlo<span class=\"_ _1\"></span>pende rekeni<span class=\"_ _1\"></span>ng werd</div>\n<div class=\"t m0 x1d h64 y16a4 ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan het modelraam<span class=\"_ _1\"></span>werk toegevoegd om<span class=\"_ _1\"></span> de manier waarop het</div>\n<div class=\"t m0 x1d h64 y16a5 ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">financi\u00eble <span class=\"_ _1\"></span>resultaat b<span class=\"_ _1\"></span>innen een nor<span class=\"_ _1\"></span>male bedrij<span class=\"_ _1\"></span>fsvoering beheer<span class=\"_ _1\"></span>d wordt</div>\n<div class=\"t m0 x1d h64 y16a6 ff1d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">beter t<span class=\"_ _0\"></span>e reflect<span class=\"_ _0\"></span>eren. Het <span class=\"_ _0\"></span>vorige <span class=\"_ _0\"></span>model be<span class=\"_ _0\"></span>rekende k<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>alswinst<span class=\"_ _0\"></span>en en</div>\n<div class=\"t m0 x1d h64 y16a7 ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verliezen die<span class=\"_ _1\"></span> consistent waren me<span class=\"_ _1\"></span>t de Solvency II con<span class=\"_ _1\"></span>tractgrenzen (run<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y16a8 ff1d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">off basis<span class=\"_ _0\"></span>), en <span class=\"lsef ws11e\">gaf een vertekend<span class=\"_ _1\"></span> beeld van de toekoms<span class=\"_ _1\"></span>tige gerealiseerde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y16a9 ff1d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble marge<span class=\"_ _1\"></span> bij een normale<span class=\"_ _1\"></span> bedrijfsvoering<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y16aa ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16ab ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De SCR daald<span class=\"_ _1\"></span>e, ondank<span class=\"_ _1\"></span>s de toevoeging<span class=\"_ _1\"></span> van AFLI<span class=\"_ _1\"></span>C aan de</div>\n<div class=\"t m0 x1d h64 y16ac ff1d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">consolidatiek<span class=\"_ _1\"></span>ring<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d h64 y16ad ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16ae ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16af ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16b0 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y16b1 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y16b2 ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 492px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6e3 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 469px; bottom: 405px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 453px; bottom: 390px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff1d0 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 520px; bottom: 390px; z-index: 15;\">SCR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 420px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a6 h67 y6e3 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 555px; bottom: 405px; z-index: 15;\">Solvabiliteits<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x16c h67 y685 ff1d0 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 591px; bottom: 390px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6e3 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 405px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 642px; bottom: 390px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff1d0 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 708px; bottom: 390px; z-index: 15;\">SCR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 420px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"ws115\">december 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a6 h67 y6e3 ff1d0 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 743px; bottom: 405px; z-index: 15;\">Solvabiliteits<span class=\"ls0 ws0\">-  </span></div>\n<div class=\"t m0 x16c h67 y685 ff1d0 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 779px; bottom: 390px; z-index: 15;\">ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6e3 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 539px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y6e3 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 727px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c7 h67 y685 ff1d0 fs46 fc1d sc0 ls0 ws0\" style=\"left: 420px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 609px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 727px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y69a ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 360px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 469px; bottom: 360px; z-index: 15;\">5.261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 360px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 577px; bottom: 360px; z-index: 15;\">241,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 360px; z-index: 15;\">6.116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 360px; z-index: 15;\">2.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 765px; bottom: 360px; z-index: 15;\">212,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 345px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 469px; bottom: 345px; z-index: 15;\">1.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 345px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 577px; bottom: 345px; z-index: 15;\">183,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 345px; z-index: 15;\">1.923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 704px; bottom: 345px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 765px; bottom: 345px; z-index: 15;\">165,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 330px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 330px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 330px; z-index: 15;\">441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 577px; bottom: 330px; z-index: 15;\">205,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 330px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 712px; bottom: 330px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 765px; bottom: 330px; z-index: 15;\">223,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Algemene Rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 316px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 316px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c6 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 609px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 316px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6c6 ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 712px; bottom: 316px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c6 ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Eliminatie / diversificatie *<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 463px; bottom: 301px; z-index: 15;\">(1.355)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 301px; z-index: 15;\">(471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 609px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 301px; z-index: 15;\">(1.713)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff1d0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 706px; bottom: 301px; z-index: 15;\">(531)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1d0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff1d2 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 286px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l Age<span class=\"_ _1\"></span>as<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 469px; bottom: 286px; z-index: 15;\">7.337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 286px; z-index: 15;\">3.363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 577px; bottom: 286px; z-index: 15;\">218,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 286px; z-index: 15;\">8.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 704px; bottom: 286px; z-index: 15;\">4.128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e8 ff1d2 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 765px; bottom: 286px; z-index: 15;\">197,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y16bd ff1d5 fs49 fc14 sc0 lsfe ws12d\" style=\"z-index: 15;\">(*)<span class=\"ls0 ws0\"> <span class=\"_ _5\"> </span><span class=\"lsfc ws128\">Inclusief India (AFLIC) sinds Q4 2022</span> </span></div>\n<div class=\"t m0 x2c h64 y16be ff1d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y16bf ff1d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De beoogde<span class=\"_ _1\"></span> kapitaalratio<span class=\"_ _1\"></span> wordt ge<span class=\"_ _1\"></span>steld op 175<span class=\"_ _1\"></span>% gebaseerd op<span class=\"_ _1\"></span> SCR</div>\n<div class=\"t m0 x14c h76 y16c0 ff1d0 fs4b fc14 sc0 ls131 ws16b\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 228px; height: 878px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfRegulatorySupervisionAndSolvencyExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag461": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Beloningen e<span class=\"_ _1\"></span>n  </div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>ergoeding</div>\n\n<div class=\"t m0 x2c h7b y7a9 ff1d8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">6.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff1d8 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">(Personeels)vergoedi<span class=\"_ _1\"></span>ngen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h75 yf5b ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Dit hoofdstuk heeft betrekking op</div>\n<div class=\"t m0 x2c h75 yf5c ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">vergoedingen na uitdiensttreding,</div>\n<div class=\"t m0 x2c h75 yf5d ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">andere langetermijn<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c h75 yf5e ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen en<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 yf5f ff1d9 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">be\u00ebindigingsvergoedingen.</div>\n<div class=\"t m0 x2c h75 yf60 ff1d9 fs4a fc14 sc0 ls102 ws138\" style=\"z-index: 15;\">Vergoedingen na <span class=\"ws132\">uitdi<span class=\"_ _1\"></span>ensttreding </span></div>\n<div class=\"t m0 x2c h75 yf61 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn personeels<span class=\"ws130\">beloningen<span class=\"_ _0\"></span>, zoals </span></div>\n<div class=\"t m0 x2c h75 yf62 ff1d9 fs4a fc14 sc0 ls102 ws138\" style=\"z-index: 15;\">pensioenen en gezondhe<span class=\"_ _1\"></span>idszorg</div>\n<div class=\"t m0 x2c h75 yf63 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">regelingen, die worden uitgekeerd</div>\n<div class=\"t m0 x2c h75 yf64 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">na be\u00ebindiging van de</div>\n<div class=\"t m0 x2c h75 yf65 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">arbeidsrelatie. Andere langetermijn<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h75 yf66 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen zi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c h75 yf67 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen d<span class=\"_ _0\"></span>ie niet</div>\n<div class=\"t m0 x2c h75 yf68 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">(volledig) betaalbaar zijn <span class=\"ls102 ws132\">binnen </span></div>\n<div class=\"t m0 x2c h75 y16c4 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">twaalf maanden na de periode</div>\n<div class=\"t m0 x2c h75 y16c5 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">waarin de medewerkers de</div>\n<div class=\"t m0 x2c h75 y16c6 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">betreffende dienst hebben verleend,</div>\n<div class=\"t m0 x2c h75 y16c7 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">zoals jubileumuitkeringen en</div>\n<div class=\"t m0 x2c h75 y16c8 ff1d9 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">langdurige</div>\n<div class=\"t m0 x2c h75 y16c9 ff1d9 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">arbeidsongeschiktheidsuitke<span class=\"_ _0\"></span>ringen.</div>\n<div class=\"t m0 x2c h75 y16ca ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Be\u00ebindigingsvergoedingen zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y16cb ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsvergoedingen die</div>\n<div class=\"t m0 x2c h75 y16cc ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">betaalbaar zijn ten gevo<span class=\"_ _0\"></span>lge<span class=\"ls0\"> <span class=\"ls102 ws133\">van het </span></span></div>\n<div class=\"t m0 x2c h75 y16cd ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">voortijdig be\u00ebindigen van de</div>\n<div class=\"t m0 x2c h75 y16ce ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">arbeidsovereenkomst met een</div>\n<div class=\"t m0 x2c h75 y16cf ff1d9 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">werknemer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van all<span class=\"_ _1\"></span>e personeels<span class=\"_ _1\"></span>vergoedingen<span class=\"_ _1\"></span> binnen Agea<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7aa ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1d6 fs46 fc1f sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y691 ff1d6 fs46 fc1f sc0 lsf1 ws116\" style=\"left: 688px; bottom: 801px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y691 ff1d6 fs46 fc1f sc0 lsf1 ws116\" style=\"left: 774px; bottom: 801px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff1d6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 325px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6be ff1da fs46 fc18 sc0 ls0 ws0\" style=\"left: 707px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6be ff1da fs46 fc18 sc0 ls0 ws0\" style=\"left: 793px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 770px; z-index: 15;\">Pensioenregelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 770px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 770px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d6 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 755px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige <span class=\"lsf1 ws118\">v<span class=\"_ _1\"></span>ergoedingen na uitdiensttreding<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 698px; bottom: 755px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 755px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Overige lange<span class=\"ls0 ws0\">-<span class=\"lsf8 ws121\">termijn</span>-</span><span class=\"ws116\">personeelsbeloningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 698px; bottom: 741px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 741px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 726px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69a ff1d6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 703px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h67 y69a ff1d6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws115\" style=\"left: 325px; bottom: 711px; z-index: 15;\">Totaal verplichtingen vo<span class=\"_ _0\"></span>or regelingen met vaste toe<span class=\"_ _0\"></span>zeggingen (activa)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws116\" style=\"left: 693px; bottom: 711px; z-index: 15;\">631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws116\" style=\"left: 779px; bottom: 711px; z-index: 15;\">886<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16d7 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16d8 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16d9 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n en <span class=\"lsed ws112\">gerelateer<span class=\"_ _0\"></span>de prestat<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>olgens de \u2018<span class=\"_ _0\"></span>project<span class=\"_ _0\"></span>ed unit cre<span class=\"_ _0\"></span>dit\u2019 method<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1ef h64 y16da ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd. Het doel<span class=\"_ _0\"></span> van deze meth<span class=\"_ _0\"></span>ode is de belo<span class=\"_ _0\"></span>ningen toe te r<span class=\"_ _0\"></span>ekenen na<span class=\"_ _0\"></span>ar rato van het a<span class=\"_ _0\"></span>antal</div>\n<div class=\"t m0 x1ef h64 y16db ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dienstjaren<span class=\"_ _1\"></span> waarbij rekeni<span class=\"_ _1\"></span>ng wordt g<span class=\"_ _1\"></span>ehouden met <span class=\"_ _1\"></span>toekomstige <span class=\"_ _1\"></span>salarisverhogin<span class=\"_ _1\"></span>gen en de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16dc ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toewijzingsbeg<span class=\"_ _1\"></span>inselen van de pens<span class=\"_ _1\"></span>ioenregeling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16dd ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16de ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verplichting<span class=\"_ _1\"></span> voor toegezegdp<span class=\"_ _1\"></span>ensioenregelingen<span class=\"_ _1\"></span> vertegenwoordigt<span class=\"_ _1\"></span> de netto contante waa<span class=\"_ _1\"></span>rde van</div>\n<div class=\"t m0 x1ef h64 y16df ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toegek<span class=\"_ _0\"></span>ende bel<span class=\"_ _0\"></span>oningen pe<span class=\"_ _0\"></span>r verslagd<span class=\"_ _0\"></span>atum. De aa<span class=\"_ _0\"></span>n het dienst<span class=\"_ _0\"></span>jaar toeg<span class=\"_ _0\"></span>erekend<span class=\"_ _0\"></span>e pensioe<span class=\"_ _0\"></span>nkosten</div>\n<div class=\"t m0 x1ef h64 y16e0 ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igen de contante waarde<span class=\"_ _1\"></span> van de beloningen<span class=\"_ _1\"></span> die resulteren ui<span class=\"_ _1\"></span>t het dienstverband<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1ef h64 y16e1 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de werknemer<span class=\"_ _1\"></span> gedurende<span class=\"_ _1\"></span> de periode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16e2 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16e3 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n omvatte<span class=\"_ _0\"></span>n nettore<span class=\"_ _0\"></span>ntelast<span class=\"_ _0\"></span>en, berek<span class=\"_ _0\"></span>end door toe<span class=\"_ _0\"></span>passing va<span class=\"_ _0\"></span>n de discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet</div>\n<div class=\"t m0 x1ef h64 y16e4 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de netto<span class=\"_ _0\"></span>pensioe<span class=\"_ _0\"></span>nschul<span class=\"_ _0\"></span>d. De discon<span class=\"_ _0\"></span>teringsv<span class=\"_ _0\"></span>oet <span class=\"lsef ws11d\">is een voet <span class=\"_ _1\"></span>van toepass<span class=\"_ _1\"></span>ing op hoogw<span class=\"_ _1\"></span>aardige </span></div>\n<div class=\"t m0 x1ef h64 y16e5 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies als er spr<span class=\"_ _0\"></span>ake is van ee<span class=\"_ _0\"></span>n actieve m<span class=\"_ _0\"></span>arkt voor z<span class=\"_ _0\"></span>ulke oblig<span class=\"_ _0\"></span>aties, en e<span class=\"_ _0\"></span>en voet van</div>\n<div class=\"t m0 x1ef h64 y16e6 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing op over<span class=\"_ _0\"></span>heidsob<span class=\"_ _0\"></span>ligaties o<span class=\"_ _0\"></span>p andere m<span class=\"_ _0\"></span>arkten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16e7 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16e8 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde ac<span class=\"_ _1\"></span>tiva kunnen <span class=\"_ _1\"></span>worden beper<span class=\"_ _1\"></span>kt tot hun<span class=\"_ _1\"></span> recupereerba<span class=\"_ _1\"></span>re b<span class=\"lsed ws112\">edrag in de vor<span class=\"_ _0\"></span>m van een reduc<span class=\"_ _0\"></span>tie </span></div>\n<div class=\"t m0 x1ef h64 y16e9 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in toekom<span class=\"_ _0\"></span>stige con<span class=\"_ _0\"></span>tributies<span class=\"_ _0\"></span> of een cash ter<span class=\"_ _0\"></span>ugbetal<span class=\"_ _0\"></span>ing (actief<span class=\"_ _0\"></span>plafo<span class=\"_ _0\"></span>nd). Bove<span class=\"_ _0\"></span>ndien kan e<span class=\"_ _0\"></span>r een</div>\n<div class=\"t m0 x1ef h64 y16ea ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting omw<span class=\"_ _0\"></span>ille van ee<span class=\"_ _0\"></span>n minimumv<span class=\"_ _0\"></span>ereiste i<span class=\"_ _0\"></span>nzake fina<span class=\"_ _0\"></span>ncieri<span class=\"_ _0\"></span>ng worden ger<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>eerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16eb ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16ec ff1d6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuar<span class=\"_ _0\"></span>i\u00eble wins<span class=\"_ _0\"></span>ten en ve<span class=\"_ _0\"></span>rlieze<span class=\"_ _0\"></span>n voor ver<span class=\"_ _0\"></span>go<span class=\"lsef\">edingen na uitd<span class=\"_ _1\"></span>iensttreding w<span class=\"_ _1\"></span>orden geregis<span class=\"_ _1\"></span>treerd in </span></div>\n<div class=\"t m0 x1ef h64 y16ed ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overig comprehe<span class=\"_ _1\"></span>nsive income, terwi<span class=\"_ _1\"></span>jl die voor Andere per<span class=\"_ _1\"></span>soneelsbeloni<span class=\"_ _1\"></span>ngen op lange termij<span class=\"_ _1\"></span>n en</div>\n<div class=\"t m0 x1ef h64 y16ee ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitdiensttre<span class=\"_ _1\"></span>dingsvergoedingen<span class=\"_ _1\"></span> in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>boekt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 258px; height: 583px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 258px; height: 703px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 258px; height: 703px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1de fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Vergoedingen<span class=\"_ _1\"></span> na uitdien<span class=\"_ _1\"></span>sttreding</span> </span></div>\n<div class=\"t m0 x2c h6c ye72 ff1e0 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Pensioenregeling<span class=\"_ _1\"></span>en op basis van<span class=\"_ _1\"></span> vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye73 ff1e0 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">en andere <span class=\"_ _1\"></span>vergoedingen<span class=\"_ _1\"></span> na uitdien<span class=\"_ _1\"></span>sttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>pensioenregeling<span class=\"_ _1\"></span>en op basi<span class=\"_ _1\"></span>s van vas<span class=\"_ _1\"></span>te toezeggingen <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x2c h64 ye75 ff1de fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">merendeel van haar<span class=\"_ _1\"></span> medewerkers<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye1a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Toegezegdpensi<span class=\"_ _1\"></span>oenregelingen wo<span class=\"_ _1\"></span>rden berekend op ba<span class=\"_ _1\"></span>sis van het</div>\n<div class=\"t m0 x2c h64 yd83 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aantal die<span class=\"_ _0\"></span>nstjar<span class=\"_ _0\"></span>en en het sala<span class=\"_ _0\"></span>risnive<span class=\"_ _0\"></span>au. De pens<span class=\"_ _0\"></span>ioenve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 ye77 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld aan de<span class=\"_ _1\"></span> hand van<span class=\"_ _1\"></span> sterftecijfers<span class=\"_ _1\"></span>, het pers<span class=\"_ _1\"></span>oneelsverloop<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 ye78 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de loonst<span class=\"_ _0\"></span>ijging en ec<span class=\"_ _0\"></span>onomis<span class=\"_ _0\"></span>che aannam<span class=\"_ _0\"></span>es met bet<span class=\"_ _0\"></span>rekking tot</div>\n<div class=\"t m0 x2c h64 yd39 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijvoor<span class=\"_ _0\"></span>beeld de inf<span class=\"_ _0\"></span>latie en het<span class=\"_ _0\"></span> discont<span class=\"_ _0\"></span>eringspe<span class=\"_ _0\"></span>rcenta<span class=\"_ _0\"></span>ge. De</div>\n<div class=\"t m0 x2c h64 yd3a ff1de fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet wor<span class=\"_ _0\"></span>dt per la<span class=\"_ _0\"></span>nd of per <span class=\"_ _0\"></span>regio v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>ld op bas<span class=\"_ _0\"></span>is van</div>\n<div class=\"t m0 x2c h64 y92a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het rendement<span class=\"_ _1\"></span> (per de einddatum) van<span class=\"_ _1\"></span> bedrijfsobliga<span class=\"_ _1\"></span>ties met een AA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y92b ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rating. D<span class=\"_ _0\"></span>oor deze pen<span class=\"_ _0\"></span>s<span class=\"lsef ws11e\">ioenregelingen<span class=\"_ _1\"></span> op basis van vaste toez<span class=\"_ _1\"></span>eggingen </span></div>\n<div class=\"t m0 x2c h64 y92c ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is de gr<span class=\"_ _1\"></span>oep blootgestel<span class=\"_ _1\"></span>d aan a<span class=\"_ _1\"></span>ctuari\u00eble ri<span class=\"_ _1\"></span>sico\u2019s, zoals<span class=\"_ _1\"></span> langleven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x2c h64 y92d ff1de fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">valuta<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">, ren<span class=\"_ _1\"></span>te</span>- <span class=\"lsed ws112\">en marktrisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92e ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92f ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Naast pensioe<span class=\"_ _1\"></span>nuitkeringen o<span class=\"_ _1\"></span>mvatten de<span class=\"_ _1\"></span> kosten van r<span class=\"_ _1\"></span>egelingen o<span class=\"_ _1\"></span>p basis</div>\n<div class=\"t m0 x2c h64 y991 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van vaste toezegg<span class=\"_ _1\"></span>ingen ook andere<span class=\"_ _1\"></span> koste<span class=\"ws11d\">n, zoals<span class=\"_ _1\"></span> de vergoed<span class=\"_ _1\"></span>ing van </span></div>\n<div class=\"t m0 x2c h64 y992 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een deel van de<span class=\"_ _1\"></span> premies van gezondheid<span class=\"_ _1\"></span>szorg verzekeringe<span class=\"_ _1\"></span>n, die in</div>\n<div class=\"t m0 x2c h64 y993 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">stand bli<span class=\"_ _0\"></span>jven na pensi<span class=\"_ _0\"></span>onering v<span class=\"_ _0\"></span>an medew<span class=\"_ _0\"></span>erkers<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h6c y933 ff1e0 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Pensioenregeling<span class=\"_ _1\"></span>en op basis van<span class=\"_ _1\"></span> beschikbare premie<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h64 y934 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas finan<span class=\"_ _1\"></span>ciert wereldwijd<span class=\"_ _1\"></span> een aan<span class=\"_ _1\"></span>tal regelingen<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y935 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare premi<span class=\"_ _0\"></span>es. Bij dit ty<span class=\"_ _0\"></span>pe regeli<span class=\"_ _0\"></span>ngen blijft<span class=\"_ _0\"></span> de verplic<span class=\"_ _0\"></span>hting va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y936 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werkgever be<span class=\"_ _1\"></span>perkt tot d<span class=\"_ _1\"></span>e uitkering<span class=\"_ _1\"></span> van de v<span class=\"_ _1\"></span>ergoedingen die<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x2c h64 y937 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">berekend in<span class=\"_ _1\"></span> overeenstemming<span class=\"_ _1\"></span> met het <span class=\"_ _1\"></span>reglement. <span class=\"_ _1\"></span>In 2022 bedroeg<span class=\"_ _1\"></span>en de</div>\n<div class=\"t m0 x2c h64 y938 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werkgeversbijdr<span class=\"_ _1\"></span>agen voor regeli<span class=\"_ _1\"></span>ngen op basis van <span class=\"ws11d\">be<span class=\"_ _1\"></span>schikbare premies<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y939 ff1de fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">9 miljoen (20<span class=\"_ _0\"></span>21: EUR<span class=\"ls0 ws0\"> </span><span class=\"lsef\">11 miljoen). Deze <span class=\"_ _1\"></span>bijdragen w<span class=\"_ _1\"></span>orden </span></span></span></div>\n<div class=\"t m0 x2c h64 y93a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> onder Personeelsko<span class=\"_ _1\"></span>sten (zie toelichting<span class=\"_ _1\"></span> 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93b ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16fb ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In Belgi\u00eb,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s regelin<span class=\"_ _0\"></span>gen met to<span class=\"_ _0\"></span>egezegde bi<span class=\"_ _0\"></span>jdrage<span class=\"_ _0\"></span>n, opgezet<span class=\"_ _0\"></span> in</div>\n<div class=\"t m0 x1d h64 y16fc ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met de Wet va<span class=\"_ _0\"></span>n 28<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">april</span> <span class=\"lsef ws11d\">20<span class=\"_ _1\"></span>03 b</span></span>etreffend<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1d h64 y16fd ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aanvullende pe<span class=\"_ _1\"></span>nsioenen <span class=\"_ _1\"></span>(WAP plannen)<span class=\"_ _1\"></span>. Deze planne<span class=\"_ _1\"></span>n verbinden<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y16fe ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werkgever tot<span class=\"_ _1\"></span> de betaling van een<span class=\"_ _1\"></span> toelage berekend<span class=\"_ _1\"></span> volgens het</div>\n<div class=\"t m0 x1d h64 y16ff ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">pensioenreglemen<span class=\"_ _1\"></span>t, en het toekenne<span class=\"_ _1\"></span>n van een gewaarbor<span class=\"_ _1\"></span>gd minimum</div>\n<div class=\"t m0 x1d h64 y1700 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent gelinkt<span class=\"_ _0\"></span> aan de rent<span class=\"_ _0\"></span>es op Belgisc<span class=\"_ _0\"></span>he overhe<span class=\"_ _0\"></span><span class=\"ws11d\">idsobl<span class=\"_ _0\"></span>igaties,<span class=\"_ _0\"></span> met </span></div>\n<div class=\"t m0 x1d h64 y1701 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een ondergrens<span class=\"_ _1\"></span> van 1,75% en een boven<span class=\"_ _1\"></span>grens van 3,75%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1702 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1703 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wet van 18 dece<span class=\"_ _1\"></span>mber 2015 om de houdb<span class=\"_ _1\"></span>aarheid en</div>\n<div class=\"t m0 x1d h64 y1704 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maatschappelij<span class=\"_ _1\"></span>ke doelstell<span class=\"_ _1\"></span>ing van werkn<span class=\"_ _1\"></span>emerspensioenen<span class=\"_ _1\"></span> te verzekeren<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1705 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en om het aanv<span class=\"_ _0\"></span>ullend ka<span class=\"_ _0\"></span>rakter ver<span class=\"_ _0\"></span>der te verst<span class=\"_ _0\"></span>evigen i<span class=\"_ _0\"></span>n vergelij<span class=\"_ _0\"></span><span class=\"ws11d\">king met </span></div>\n<div class=\"t m0 x1d h64 y1706 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de wettelij<span class=\"_ _1\"></span>ke pensioenen<span class=\"_ _1\"></span> verandert he<span class=\"_ _1\"></span>t engagemen<span class=\"_ _1\"></span>t van de we<span class=\"_ _1\"></span>rkgever</div>\n<div class=\"t m0 x1d h64 y1707 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ten aanzi<span class=\"_ _0\"></span>en van deze pl<span class=\"_ _0\"></span>annen. P<span class=\"_ _0\"></span>er 1 januari 2<span class=\"_ _0\"></span>016 is de door d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1708 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werkgever ge<span class=\"_ _1\"></span>garandeerde re<span class=\"_ _1\"></span>ntevoet geli<span class=\"_ _1\"></span>jk aan een<span class=\"_ _1\"></span> percentage (<span class=\"_ _1\"></span>gelijk</div>\n<div class=\"t m0 x1d h64 y1709 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan 65% )<span class=\"_ _1\"></span> van het g<span class=\"_ _1\"></span>emiddelde rend<span class=\"_ _1\"></span>ement op <span class=\"_ _1\"></span>de 24 v<span class=\"ws113\">oor<span class=\"_ _1\"></span>gaande </span></div>\n<div class=\"t m0 x1d h64 y170a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maanden tot 1 jun<span class=\"_ _1\"></span>i van de Belgische OLO<span class=\"_ _1\"></span>\u2019s met een looptijd<span class=\"_ _1\"></span> van 10 jaar.</div>\n<div class=\"t m0 x1d h64 y170b ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit rendemen<span class=\"_ _1\"></span>t zal word<span class=\"_ _1\"></span>en toegepast<span class=\"_ _1\"></span> op 1<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">j<span class=\"_ _1\"></span>anuari van het volgen<span class=\"_ _1\"></span>de jaar. </span></div>\n<div class=\"t m0 x1d h64 y170c ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze berek<span class=\"_ _0\"></span>ening res<span class=\"_ _0\"></span>ulteert i<span class=\"_ _0\"></span>n een gegara<span class=\"_ _0\"></span>ndeerde re<span class=\"_ _0\"></span>ntevo<span class=\"_ _0\"></span>et van 1,75%</div>\n<div class=\"t m0 x1d h64 y170d ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op 1 janua<span class=\"_ _1\"></span>ri 2022 (1<span class=\"_ _1\"></span>,75% op 1 <span class=\"_ _1\"></span>janua<span class=\"ws11e\">ri 2021).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y170e ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y170f ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Door deze minima<span class=\"_ _1\"></span>le rendementsgar<span class=\"_ _1\"></span>anties voldoen WAP p<span class=\"_ _1\"></span>lannen strikt</div>\n<div class=\"t m0 x1d h64 y1710 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">genomen nie<span class=\"_ _1\"></span>t aan de<span class=\"_ _1\"></span> definitie <span class=\"_ _1\"></span>van toegezegde<span class=\"_ _1\"></span>bijdragenregel<span class=\"_ _1\"></span>ingen van</div>\n<div class=\"t m0 x1d h64 y1711 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 19. Hoe<span class=\"_ _0\"></span>wel IAS 19 ge<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng houdt met d<span class=\"_ _0\"></span>e boekhou<span class=\"_ _0\"></span>dkundi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 y1712 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van hybr<span class=\"_ _0\"></span>ide plann<span class=\"_ _0\"></span>en, kunne<span class=\"_ _0\"></span>n dergeli<span class=\"lsef ws11d\">jke plannen dankzij d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y1713 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wetswijziging per<span class=\"_ _1\"></span> 1 januari 2016<span class=\"_ _1\"></span> boekhoudkundig wo<span class=\"_ _1\"></span>rden verwerkt met</div>\n<div class=\"t m0 x1d h64 y1714 ff1de fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behulp v<span class=\"_ _0\"></span>an de 'p<span class=\"_ _0\"></span>rojected <span class=\"_ _0\"></span>unit cre<span class=\"_ _0\"></span>dit'<span class=\"ls0 ws0\">-</span><span class=\"ws112\">metho<span class=\"_ _0\"></span>de. Bijgev<span class=\"_ _0\"></span>olg heef<span class=\"_ _0\"></span>t Ageas de </span></div>\n<div class=\"t m0 x1d h64 y1715 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> uit hoofde van toege<span class=\"_ _1\"></span>zegdpensioenreg<span class=\"_ _1\"></span>elingen vanaf 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1716 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2016 ge<span class=\"_ _1\"></span>schat volgen<span class=\"ls110 ws12b\">s IAS 19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1717 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1718 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De onderst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel geeft ee<span class=\"_ _0\"></span>n overzic<span class=\"_ _0\"></span>ht van de bedr<span class=\"_ _0\"></span>agen die per 3<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1d h64 y1719 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december zi<span class=\"_ _1\"></span>jn opgenomen<span class=\"_ _1\"></span> in de b<span class=\"_ _1\"></span>alans in <span class=\"_ _1\"></span>verband met</div>\n<div class=\"t m0 x1d h64 y171a ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>lingen en o<span class=\"_ _1\"></span>verige vergoedin<span class=\"_ _1\"></span>gen na ui<span class=\"_ _1\"></span>tdiensttredin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y171b ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y171c ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y171d ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 545px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 541px; bottom: 530px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 516px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 616px; bottom: 516px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 707px; bottom: 545px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y680 ff1de fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 530px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 516px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 516px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 554px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 635px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 714px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Contante waarde van v<span class=\"_ _0\"></span>erplichtingen met kwalificerende bel<span class=\"_ _0\"></span>eggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 485px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 485px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 471px; z-index: 15;\">Contante waarde van v<span class=\"_ _0\"></span>erplichtingen zonder kwalificerende belegg<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 471px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 471px; z-index: 15;\">785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 471px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 471px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 456px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 456px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 456px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 456px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Re\u00eble waarde van kwa<span class=\"_ _0\"></span>lificerende beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 441px; z-index: 15;\">(238)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 441px; z-index: 15;\">(363)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 426px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 426px; z-index: 15;\">716<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 426px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 426px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1de fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Actiefplafond / minimale financieringsvereisten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 411px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 626px; bottom: 411px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68d ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68d ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Overige bedragen verantwoord in<span class=\"_ _0\"></span> de balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 396px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 396px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 381px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 381px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 622px; bottom: 381px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 381px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 381px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 554px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 635px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 714px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Bedragen in de balans:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 554px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 635px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 714px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1de fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 337px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 337px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 337px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 337px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 337px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Activa voor plannen met va<span class=\"_ _0\"></span>ste <span class=\"ws116\">toezeggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 322px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 322px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 307px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 307px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 622px; bottom: 307px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 307px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 307px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 296px; height: 810px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 296px; height: 810px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 296px; height: 810px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verplichting<span class=\"_ _1\"></span>en uit hoofde van<span class=\"_ _1\"></span> toegezegdpensioenre<span class=\"_ _1\"></span>gelingen zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Overlopen<span class=\"_ _1\"></span>de rente e<span class=\"_ _1\"></span>n <span class=\"ws11e\">overige verpl<span class=\"_ _1\"></span>ichtingen\u2019 (zie </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 24)<span class=\"_ _1\"></span> en de activa uit hoo<span class=\"_ _1\"></span>fde van pensioen<span class=\"_ _1\"></span>regelingen met va<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x2c h64 y8a8 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> vallen onde<span class=\"_ _1\"></span>r \u2018Overlopend<span class=\"_ _1\"></span>e rente en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>activa\u2019 (zie<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a9 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 15)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Omdat Age<span class=\"_ _0\"></span>as als financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>elling <span class=\"lsef ws11e\">gespecialiseerd is in het<span class=\"_ _1\"></span> beheer </span></div>\n<div class=\"t m0 x2c h64 y8ac ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van regelingen<span class=\"_ _1\"></span> voor personeelsve<span class=\"_ _1\"></span>rgoedingen zijn<span class=\"_ _1\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y8ad ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r medew<span class=\"_ _0\"></span>erkers ve<span class=\"_ _0\"></span>rzekerd v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x2c h64 y8ae ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbedrijven die<span class=\"_ _1\"></span> deel uit<span class=\"_ _1\"></span>maken van de<span class=\"_ _1\"></span> Groep. Derh<span class=\"_ _1\"></span>alve, en in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met IFRS,<span class=\"_ _0\"></span> worden dez<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">niet<span class=\"_ _0\"></span> tot het<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toetsin<span class=\"_ _0\"></span>gsverm<span class=\"_ _0\"></span>ogen ger<span class=\"_ _0\"></span>ekend en m<span class=\"_ _0\"></span>ogen d<span class=\"_ _0\"></span>eze niet w<span class=\"_ _0\"></span>orden g<span class=\"_ _0\"></span>erekend t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 yee7 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de fondsbele<span class=\"_ _1\"></span>ggingen. Om<span class=\"_ _1\"></span> die reden w<span class=\"_ _1\"></span>orden deze <span class=\"_ _1\"></span>regelingen</div>\n<div class=\"t m0 x1d h64 yee8 ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangem<span class=\"_ _0\"></span>erkt als \u2018ni<span class=\"_ _0\"></span>et gefinanc<span class=\"_ _0\"></span>ierd\u2019.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd4c ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vanuit econo<span class=\"_ _1\"></span>misch oogpun<span class=\"_ _1\"></span>t wordt de n<span class=\"_ _1\"></span>ettoverplich<span class=\"_ _1\"></span>ting inzake</div>\n<div class=\"t m0 x1d h64 yd4d ff1e3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregel<span class=\"lsed ws112\">ingen geco<span class=\"_ _0\"></span>mpense<span class=\"_ _0\"></span>erd door de ni<span class=\"_ _0\"></span>et tot het </span></div>\n<div class=\"t m0 x1d h64 yd4e ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toetsin<span class=\"_ _0\"></span>gsverm<span class=\"_ _0\"></span>ogen gerek<span class=\"_ _0\"></span>ende fonds<span class=\"_ _0\"></span>belegg<span class=\"_ _0\"></span>ingen die bi<span class=\"_ _0\"></span>nnen Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd4f ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden aange<span class=\"_ _1\"></span>houden (2022:<span class=\"_ _1\"></span> EUR 543 m<span class=\"_ _1\"></span>iljoen; 2021<span class=\"_ _1\"></span>: EUR 544 <span class=\"_ _1\"></span>miljoen).</div>\n<div class=\"t m0 x1d h64 yd50 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Economisch gezien<span class=\"_ _1\"></span> resulteert dit<span class=\"_ _1\"></span> voor 2022 in een netto</div>\n<div class=\"t m0 x1d h64 yd51 ff1e3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nverpl<span class=\"_ _0\"></span>ichting/<span class=\"_ _0\"></span>(<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">vorderi<span class=\"ws11e\">ng)<span class=\"_ _1\"></span> van EUR</span></span> <span class=\"lsef ws11d\">(19) <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: EUR</span> </span>184</div>\n<div class=\"t m0 x1d h64 yd52 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">miljoen) voor<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> uit hoofde van</div>\n<div class=\"t m0 x1d h64 yd53 ff1e3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y126b ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126c ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126d ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De onderst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel geeft ee<span class=\"_ _0\"></span>n overzic<span class=\"_ _0\"></span>ht van de mut<span class=\"_ _0\"></span>aties in de net<span class=\"_ _0\"></span>to verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en (activ<span class=\"_ _0\"></span>a) voor regel<span class=\"_ _0\"></span>ingen met<span class=\"_ _0\"></span> vaste toeze<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n in de balans<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y126e ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 844px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68b ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 844px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y694 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 830px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 815px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 815px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 844px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff1e3 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 830px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 815px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 815px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 830px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff1e5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 788px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">toezeggingen p<span class=\"_ _1\"></span>er 1 <span class=\"lsf5 ws16f\">januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 773px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 773px; z-index: 15;\">825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 773px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 773px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 758px; z-index: 15;\">Totale lasten voor regelingen met vaste toezeggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 758px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 758px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6e3 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 758px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y6e3 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 758px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 743px; z-index: 15;\">Bijdragen werkgevers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 743px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 743px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">Bijdragen werknemers betaald<span class=\"_ _0\"></span> aan de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 728px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 728px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 713px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 713px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 713px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 713px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 713px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 698px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 698px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 698px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 698px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 684px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 684px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 684px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 684px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 684px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 669px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 669px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 669px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 669px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 669px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1e5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 654px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 639px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">toezeggingen per 31 december</span> </div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 639px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 639px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 701px; bottom: 639px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 639px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1740 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1741 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1742 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde tabel <span class=\"_ _1\"></span>geeft een o<span class=\"_ _1\"></span>verzicht van<span class=\"_ _1\"></span> de <span class=\"lsed\">mutaties<span class=\"_ _0\"></span> in de ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r regeli<span class=\"_ _0\"></span>ngen met<span class=\"_ _0\"></span> vaste t<span class=\"_ _0\"></span>oezeggi<span class=\"_ _0\"></span>ngen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1743 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 561px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 546px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 531px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 531px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 561px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff1e3 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 546px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 531px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 531px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 538px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 625px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 710px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1e5 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Verpl<span class=\"_ _1\"></span>ichti<span class=\"_ _1\"></span>ngen voo<span class=\"_ _1\"></span>r regel<span class=\"_ _1\"></span>ingen<span class=\"_ _1\"></span> met vast<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">toezeggingen p<span class=\"_ _1\"></span>er 1 januari</span> </div>\n<div class=\"t m0 x168 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 489px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 489px; z-index: 15;\">1.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 489px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 489px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 474px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 474px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 474px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 474px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Rentelasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 459px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 459px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 459px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 459px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Pensioenkosten van verstreken dien<span class=\"_ _0\"></span>sttijd <span class=\"ls0 ws0\">- <span class=\"lsf3 ws11f\">ver<span class=\"_ _1\"></span>worv<span class=\"_ _1\"></span>en en </span></span><span class=\"ws116\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws118\">verworven rechten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 430px; z-index: 15;\">(320)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 430px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 430px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 430px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Bijdragen werknemers betaald<span class=\"_ _0\"></span> aan de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 415px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 415px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Uitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 400px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 400px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 385px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 385px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 385px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 385px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 370px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 370px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1e5 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Verpl<span class=\"_ _1\"></span>ichti<span class=\"_ _1\"></span>ngen voo<span class=\"_ _1\"></span>r regel<span class=\"_ _1\"></span>ingen<span class=\"_ _1\"></span> met vast<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 340px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">toezeggingen per 31 december</span> </div>\n<div class=\"t m0 x6 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 340px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 340px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 701px; bottom: 340px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 340px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1754 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1755 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1756 ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De volge<span class=\"_ _0\"></span>nde tab<span class=\"_ _0\"></span>el toont <span class=\"_ _0\"></span>de mutati<span class=\"_ _0\"></span>es in de <span class=\"_ _0\"></span>re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de kwal<span class=\"_ _0\"></span>ificer<span class=\"_ _0\"></span>ende bele<span class=\"_ _0\"></span>ggingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1757 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Pensioenregelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 262px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 262px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Re\u00eble <span class=\"lsf5 ws123\">waarde va<span class=\"_ _0\"></span>n kwal<span class=\"_ _0\"></span>ificere<span class=\"_ _0\"></span>nde bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 235px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 235px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 220px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 220px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Herberekening (rendement op d<span class=\"_ _0\"></span>e kwalificerende beleggingen,<span class=\"ls0 ws0\"> </span><span class=\"ws118\">exclusief rente<span class=\"ls0 ws0\">-<span class=\"ls134 ws170\">effect)</span> </span></span></div>\n<div class=\"t m0 xee h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 205px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Bijdragen werkgevers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 190px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 190px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Uitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 175px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 175px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 161px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 161px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 161px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 146px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 146px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 146px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 131px; z-index: 15;\">Re\u00eble waarde van kwalificerende beleggingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 131px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 131px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 120px; height: 986px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 120px; height: 986px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 120px; height: 986px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De volge<span class=\"_ _0\"></span>nde tab<span class=\"_ _0\"></span>el toont <span class=\"_ _0\"></span>de veran<span class=\"_ _0\"></span>deringen i<span class=\"_ _0\"></span>n het ac<span class=\"_ _0\"></span>tiefplaf<span class=\"_ _0\"></span>ond en/<span class=\"_ _0\"></span>of minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncierin<span class=\"_ _0\"></span>gsvereis<span class=\"_ _0\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68d ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actief<span class=\"_ _0\"></span>plafon<span class=\"_ _0\"></span>d / minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncier<span class=\"_ _0\"></span>ingsvere<span class=\"_ _0\"></span>iste<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">pe<span class=\"_ _1\"></span>r 1 janu<span class=\"_ _1\"></span>ari</span> </div>\n<div class=\"t m0 x4a h69 y68f ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h67 y694 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 989px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y680 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Actief<span class=\"_ _0\"></span>plafon<span class=\"_ _0\"></span>d / minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncier<span class=\"_ _0\"></span>ingsvere<span class=\"_ _0\"></span>iste<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">per 31 december</span> </div>\n<div class=\"t m0 x4a h69 y67e ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 960px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y67e ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 960px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y67c ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176b ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het acti<span class=\"_ _0\"></span>efplafon<span class=\"_ _0\"></span>d houdt ver<span class=\"_ _0\"></span>band met Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">entiteit<span class=\"_ _0\"></span>en in P<span class=\"_ _0\"></span>ortugal.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y176c ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176d ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende <span class=\"ws11d\">tabe<span class=\"_ _1\"></span>l geeft ee<span class=\"_ _1\"></span>n overzicht v<span class=\"_ _1\"></span>an de com<span class=\"_ _1\"></span>ponenten die<span class=\"_ _1\"></span> betrekking he<span class=\"_ _1\"></span>bben op de<span class=\"_ _1\"></span> toegezegdpens<span class=\"_ _1\"></span>ioenregelingen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> uitkeringen n<span class=\"lsed ws111\">a </span></span></div>\n<div class=\"t m0 x2c h64 y176e ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitdiens<span class=\"_ _0\"></span>ttredi<span class=\"_ _0\"></span>ng voor het ja<span class=\"_ _0\"></span>ar eindige<span class=\"_ _0\"></span>nd per 31 dec<span class=\"_ _0\"></span>ember en die v<span class=\"_ _0\"></span>an invloed zi<span class=\"_ _0\"></span>jn op de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y176f ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 527px; bottom: 834px; z-index: 15;\">Pensioenregelingen m<span class=\"ws116\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2da h67 y69a ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 547px; bottom: 819px; z-index: 15;\">vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 805px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 805px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y685 ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 834px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 819px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 805px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 805px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 805px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 774px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 774px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6df ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 774px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y6df ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 774px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Netto rentekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 760px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Pensioenkosten van verstreken dien<span class=\"_ _0\"></span>sttijd <span class=\"ls0 ws0\">- <span class=\"lsf3 ws11f\">ver<span class=\"_ _1\"></span>worv<span class=\"_ _1\"></span>en en </span></span><span class=\"ws116\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws118\">verworven rechten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1e8 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Schikkingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1ea fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totale lasten voor regelingen met vaste toezeggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 715px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 616px; bottom: 715px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 715px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h69 y68b ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 791px; bottom: 715px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c h64 y1779 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177b ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De netto <span class=\"_ _1\"></span>rentekosten en<span class=\"_ _1\"></span> andere zij<span class=\"_ _1\"></span>n verantwoord<span class=\"_ _1\"></span> als Fina<span class=\"_ _1\"></span>ncieringslasten<span class=\"_ _1\"></span> (zie toeli<span class=\"_ _1\"></span>chting 37).<span class=\"_ _1\"></span> Alle overi<span class=\"_ _1\"></span>ge kosten word<span class=\"_ _1\"></span>en vera<span class=\"ws11e\">ntwoord al<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y177c ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Person<span class=\"_ _0\"></span>eelskost<span class=\"_ _0\"></span>en (zie t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y177d ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177e ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De samens<span class=\"_ _1\"></span>telling van her<span class=\"_ _1\"></span>berekeningen <span class=\"_ _1\"></span>per 31<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">december is als vo<span class=\"_ _0\"></span>lgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y177f ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 527px; bottom: 590px; z-index: 15;\">Pensioenregelingen met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y691 ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 547px; bottom: 575px; z-index: 15;\">vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 560px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 560px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 590px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y691 ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 575px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 560px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 560px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Rendement op kwalificerende<span class=\"_ _0\"></span> beleggingen, exclusief ef<span class=\"_ _0\"></span>fect op de rente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 523px; bottom: 530px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 530px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Herberekening van actiefplafond / minimale financieringsvereisten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 515px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Actuari\u00eble (winsten) verliezen m.b.t.:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">wijziging in demografische veronderstellingen</span> </div>\n<div class=\"t m0 x2c h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 485px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 485px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 485px; z-index: 15;\">5</div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">wijziging in financi\u00eble veronderstellingen</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 470px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 470px; z-index: 15;\">(86)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 470px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 470px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 456px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">ervaringsaanpassingen</span> </div>\n<div class=\"t m0 x1fa h67 y685 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 456px; z-index: 15;\">0</div>\n<div class=\"t m0 x2c h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 456px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 456px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 456px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c6 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Herber<span class=\"_ _0\"></span>ekeni<span class=\"_ _0\"></span>ng van de<span class=\"_ _0\"></span> verplic<span class=\"_ _0\"></span>hting i<span class=\"_ _0\"></span>nzake de<span class=\"_ _0\"></span> toege<span class=\"_ _0\"></span>zegdpe<span class=\"_ _0\"></span>nsioenre<span class=\"_ _0\"></span>geli<span class=\"_ _0\"></span>ng, nett<span class=\"_ _0\"></span>o (actie<span class=\"_ _0\"></span>f)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 441px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 441px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 694px; bottom: 441px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 441px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y178a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y178b ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y178c ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De herber<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g van de netto ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing inzak<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x2c h64 y178d ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregeling word<span class=\"_ _1\"></span>t onder o<span class=\"_ _1\"></span>verig compr<span class=\"_ _1\"></span>ehensive in<span class=\"_ _1\"></span>come</div>\n<div class=\"t m0 x2c h64 y178e ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Herberekeningen<span class=\"_ _1\"></span> van kwalificerende<span class=\"_ _1\"></span> beleggingen zijn<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y178f ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">name het <span class=\"_ _0\"></span>versch<span class=\"_ _0\"></span>il tusse<span class=\"_ _0\"></span>n de eige<span class=\"_ _0\"></span>nlijke ret<span class=\"_ _0\"></span>urn van <span class=\"_ _0\"></span>kwalifi<span class=\"_ _0\"></span>ceren<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y1790 ff1e8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bel<span class=\"ws11e\">eggingen en<span class=\"_ _1\"></span> verwachte disconter<span class=\"_ _1\"></span>ingsvoet. Herber<span class=\"_ _1\"></span>ekeningen van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1791 ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenverplichtingen<span class=\"_ _1\"></span> geven de verande<span class=\"_ _1\"></span>ring in actuari\u00eble</div>\n<div class=\"t m0 x1d h64 y1792 ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen (demograf<span class=\"_ _1\"></span>ische en f<span class=\"_ _1\"></span>inanci\u00eble <span class=\"_ _1\"></span>veronderstelling<span class=\"_ _1\"></span>en) en</div>\n<div class=\"t m0 x1d h64 y1793 ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de ervarin<span class=\"_ _1\"></span>gsaanpassingen<span class=\"_ _1\"></span> weer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1794 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1795 ff1e8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ervaringsaanpa<span class=\"_ _1\"></span>ssingen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">zijn de actuar<span class=\"_ _0\"></span>i\u00eble winst<span class=\"_ _0\"></span>en en verliez<span class=\"_ _0\"></span>en die </span></span></div>\n<div class=\"t m0 x1d h64 y1796 ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ontstaa<span class=\"_ _0\"></span>n door v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>len tuss<span class=\"_ _0\"></span>en de act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e veronde<span class=\"_ _0\"></span>rstelli<span class=\"_ _0\"></span>ngen aan</div>\n<div class=\"t m0 x1d h64 y1797 ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het begin v<span class=\"_ _0\"></span>an het jaar en de w<span class=\"_ _0\"></span>erkeli<span class=\"_ _0\"></span>jke uitko<span class=\"_ _0\"></span>msten gedu<span class=\"_ _0\"></span>rende het j<span class=\"_ _0\"></span>aar.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 305px; height: 801px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 305px; height: 801px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 305px; height: 801px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l is een weergave<span class=\"_ _1\"></span> va<span class=\"lsed ws112\">n de gewoge<span class=\"_ _0\"></span>n gemidde<span class=\"_ _0\"></span>lde loopt<span class=\"_ _0\"></span>ijd van de toeg<span class=\"_ _0\"></span>ezegdp<span class=\"_ _0\"></span>ensioe<span class=\"_ _0\"></span>nregelin<span class=\"_ _0\"></span>g in jaren.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68b ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1065px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 1050px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 1065px; z-index: 15;\">Overige vergoedingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 1050px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Gewogen gemiddelde looptijd <span class=\"_ _0\"></span>van de <span class=\"ws116\">toegezegdpensioenregeling<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y179a ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y179b ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y179c ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l geeft een overzi<span class=\"_ _1\"></span>cht van de voornaamste<span class=\"_ _1\"></span> actuari\u00eble veronder<span class=\"_ _1\"></span>stellingen die z<span class=\"_ _1\"></span>ijn toegepast voor<span class=\"_ _1\"></span> de landen in de eurozo<span class=\"_ _1\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y179d ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 547px; bottom: 942px; z-index: 15;\">Pensioenregelingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 532px; bottom: 927px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 520px; bottom: 912px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 912px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 519px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 564px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 942px; z-index: 15;\">Overige vergoedingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 723px; bottom: 927px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 912px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 912px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 648px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 733px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\">  </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 498px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 584px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 668px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 753px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 897px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 498px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 584px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff1ed fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 867px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 867px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 867px; z-index: 15;\">0,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 867px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 867px; z-index: 15;\">3,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 867px; z-index: 15;\">4,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 867px; z-index: 15;\">1,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 867px; z-index: 15;\">1,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Toekomstige salarisverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 852px; z-index: 15;\">2,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 852px; z-index: 15;\">5,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 852px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 852px; z-index: 15;\">4,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Toekomstige pensioenverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 837px; z-index: 15;\">2,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 837px; z-index: 15;\">3,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 837px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 837px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Evolutie medische kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 498px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 584px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 823px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 823px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 823px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 823px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17a7 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17a8 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17a9 ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet voor <span class=\"lsef ws11d\">Pensioenregelingen is ge<span class=\"_ _1\"></span>wogen voor d<span class=\"_ _1\"></span>e netto </span></div>\n<div class=\"t m0 x2c h64 y17aa ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting inz<span class=\"_ _0\"></span>ake de toege<span class=\"_ _0\"></span>zegdpe<span class=\"_ _0\"></span>nsioen<span class=\"_ _0\"></span>regelin<span class=\"_ _0\"></span>g (activa<span class=\"_ _0\"></span>). De meest</div>\n<div class=\"t m0 x2c h64 y17ab ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgebr<span class=\"_ _0\"></span>eide pens<span class=\"_ _0\"></span>ioenpla<span class=\"_ _0\"></span>nnen sit<span class=\"_ _0\"></span>ueren zic<span class=\"_ _0\"></span>h in Belgi\u00eb, m<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y17ac ff1ed fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten v<span class=\"_ _0\"></span>ari\u00ebrend<span class=\"_ _0\"></span> van 3,80<span class=\"_ _0\"></span>% tot 4,<span class=\"_ _0\"></span>10%. De<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y17ad ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">salarisverhogin<span class=\"_ _1\"></span>gen va<span class=\"lsed ws112\">ri\u00ebren in 20<span class=\"_ _0\"></span>22 van 2,90%<span class=\"_ _0\"></span> voor oudere </span></div>\n<div class=\"t m0 x1d h64 y17ae ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">personeelslede<span class=\"_ _1\"></span>n tot 5,8<span class=\"_ _1\"></span>0% voor jon<span class=\"_ _1\"></span>gere personee<span class=\"_ _1\"></span>lsleden.</div>\n<div class=\"t m0 x2c h64 y17af ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b0 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b1 ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l bevat de voornaams<span class=\"_ _1\"></span>te actuari\u00eble ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n die zijn toegep<span class=\"_ _1\"></span>ast voor de overige<span class=\"_ _1\"></span> landen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17b2 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Pensioenregelingen met vaste <span class=\"ws116\">toezeggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 667px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 667px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1ed fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y694 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 637px; z-index: 15;\">4,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y694 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 637px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Toekomstige salarisverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 623px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b7 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b8 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b9 ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De eurozo<span class=\"_ _0\"></span>ne vertege<span class=\"_ _0\"></span>nwoor<span class=\"_ _0\"></span>digt 83% van d<span class=\"_ _0\"></span>e totale ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 y17ba ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">regeli<span class=\"_ _0\"></span>ngen met vas<span class=\"_ _0\"></span>te toezeggi<span class=\"_ _0\"></span>ngen van Ag<span class=\"_ _0\"></span>eas. Onde<span class=\"_ _0\"></span>r overige l<span class=\"_ _0\"></span>anden</div>\n<div class=\"t m0 x2c h64 y17bb ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">valt uitsl<span class=\"_ _1\"></span>uitend het Ve<span class=\"_ _1\"></span>renigd Konink<span class=\"_ _1\"></span>rijk. Ui<span class=\"_ _1\"></span>tkeringen na ui<span class=\"_ _1\"></span>tdiensttreding<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y17bc ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">landen bui<span class=\"_ _1\"></span>ten de euro<span class=\"_ _1\"></span>zone en het <span class=\"_ _1\"></span>Verenigd Kon<span class=\"_ _1\"></span>inkrijk worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y17bd ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls niet v<span class=\"_ _1\"></span>an materieel<span class=\"_ _1\"></span> belang. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17be ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y17bf ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toe<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsed ws112\">of afname<span class=\"_ _0\"></span> van 1% in de vero<span class=\"_ _0\"></span>nderstel<span class=\"_ _0\"></span>de actua<span class=\"_ _0\"></span>ri\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 y17c0 ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou he<span class=\"_ _1\"></span>t volgende<span class=\"_ _1\"></span> effect hebbe<span class=\"_ _1\"></span>n op de</div>\n<div class=\"t m0 x1d h64 y17c1 ff1ed fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen op b<span class=\"_ _0\"></span>asis van <span class=\"_ _0\"></span>vaste t<span class=\"_ _0\"></span>oezeggi<span class=\"_ _0\"></span>ngen en<span class=\"_ _0\"></span> overige</div>\n<div class=\"t m0 x1d h64 y17c2 ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingen<span class=\"_ _1\"></span> na uitdiens<span class=\"_ _1\"></span><span class=\"ws113\">ttreding.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y17c3 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17c4 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 465px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 547px; bottom: 465px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 532px; bottom: 450px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 521px; bottom: 435px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 607px; bottom: 435px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 465px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 450px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 435px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 435px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 405px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 405px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 405px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 405px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 405px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde disconteringsvoe<span class=\"_ _0\"></span>t:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 361px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 509px; bottom: 361px; z-index: 15;\">(11,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 361px; z-index: 15;\">(13,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 679px; bottom: 361px; z-index: 15;\">(16,8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 764px; bottom: 361px; z-index: 15;\">(19,3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 346px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 346px; z-index: 15;\">12,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 346px; z-index: 15;\">16,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 346px; z-index: 15;\">18,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 346px; z-index: 15;\">25,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde toekomstige sala<span class=\"_ _0\"></span>risverhogingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 301px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x1a4 h67 y68b ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 301px; z-index: 15;\">12,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 301px; z-index: 15;\">12,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x158 h67 y68d ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 509px; bottom: 286px; z-index: 15;\">(10,6%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 286px; z-index: 15;\">(10,2%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde pensioen<span class=\"_ _0\"></span>verhogingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 242px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x1fb h67 y68f ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 242px; z-index: 15;\">8,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 242px; z-index: 15;\">9,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 242px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 242px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 227px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x169 h67 y6c4 ff1ed fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 514px; bottom: 227px; z-index: 15;\">(7,<span class=\"_ _1\"></span>3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff1ed fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 600px; bottom: 227px; z-index: 15;\">(7,<span class=\"_ _1\"></span>8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 216px; height: 890px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 216px; height: 890px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 216px; height: 890px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toe<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>of afname van de<span class=\"_ _1\"></span> veronderstelde trend<span class=\"_ _1\"></span>matige groei met<span class=\"_ _1\"></span> 1% van de medische ko<span class=\"_ _1\"></span>sten zou het <span class=\"ws11d\">volgend<span class=\"_ _1\"></span>e effect h<span class=\"_ _1\"></span>ebben op de<span class=\"_ _1\"></span> uitkering<span class=\"_ _1\"></span>sverplichting </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor medis<span class=\"_ _0\"></span>che kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y68d ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 1049px; z-index: 15;\">Medische kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Effect van de veronder<span class=\"_ _0\"></span>stelde trendmatige veranderingen <span class=\"_ _0\"></span>van de medische <span class=\"_ _0\"></span>kosten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">1% toename</span> </div>\n<div class=\"t m0 x4 h67 y67e ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 960px; z-index: 15;\">20,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y67e ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">26,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x25a h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 592px; bottom: 945px; z-index: 15;\">(15,9%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 764px; bottom: 945px; z-index: 15;\">(20,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17e3 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17e4 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17e5 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De samenst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an de kwali<span class=\"_ _0\"></span>ficeren<span class=\"_ _0\"></span>de beleggi<span class=\"_ _0\"></span>ngen is als<span class=\"_ _0\"></span> volgt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17e6 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y685 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 466px; bottom: 867px; z-index: 15;\">31 December 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 616px; bottom: 867px; z-index: 15;\">%</div>\n<div class=\"t m0 x1f9 h67 y685 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 638px; bottom: 867px; z-index: 15;\">31 December 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 789px; bottom: 867px; z-index: 15;\">%</div>\n<div class=\"t m0 x162 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 837px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 837px; z-index: 15;\">13,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 837px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 837px; z-index: 15;\">11,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 822px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 822px; z-index: 15;\">63,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 822px; z-index: 15;\">230<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 822px; z-index: 15;\">63,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 807px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 807px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 807px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 807px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 807px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 792px; z-index: 15;\">Vastgoedportefeuille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 792px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 792px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 792px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 792px; z-index: 15;\">8,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Geldmiddelen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 777px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 777px; z-index: 15;\">4</div>\n<div class=\"t m0 x202 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 777px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 762px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68d ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 762px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 762px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 762px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 762px; z-index: 15;\">8,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff1f4 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 747px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 747px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 747px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 699px; bottom: 747px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 747px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17f0 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17f1 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17f2 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De kwalific<span class=\"_ _1\"></span>erende beleggi<span class=\"_ _1\"></span>ngen bestaan<span class=\"_ _1\"></span> voornamelij<span class=\"_ _1\"></span>k uit <span class=\"lsed ws111\">vastrente<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x2c h64 y17f3 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarden, gev<span class=\"_ _1\"></span>olgd door a<span class=\"_ _1\"></span>andelen, vastg<span class=\"_ _1\"></span>oed (fondsen<span class=\"_ _1\"></span>) en</div>\n<div class=\"t m0 x2c h64 y17f4 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie zijn afges<span class=\"_ _0\"></span>loten bij</div>\n<div class=\"t m0 x2c h64 y17f5 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>smaatschappijen. Volg<span class=\"_ _1\"></span>ens het interne bel<span class=\"_ _1\"></span>eggingsbeleid<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y17f6 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas diene<span class=\"_ _1\"></span>n voor de <span class=\"_ _1\"></span>financiering<span class=\"_ _1\"></span> van pensioenr<span class=\"_ _1\"></span>egelingen<span class=\"_ _1\"></span> beleggingen</div>\n<div class=\"t m0 x2c h64 y17f7 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in derivat<span class=\"_ _0\"></span>en en opkom<span class=\"_ _0\"></span>ende markt<span class=\"_ _0\"></span>en te word<span class=\"_ _0\"></span>en vermed<span class=\"_ _0\"></span>en. Het bed<span class=\"_ _0\"></span>rag in</div>\n<div class=\"t m0 x1d h64 y17f8 ff1f1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">'Overig<span class=\"_ _0\"></span>e' houdt<span class=\"_ _0\"></span> verband m<span class=\"_ _0\"></span>et twee <span class=\"_ _0\"></span>gedivers<span class=\"_ _0\"></span>ifiee<span class=\"_ _0\"></span>rde fonds<span class=\"_ _0\"></span>en in het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y17f9 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verenigd Koni<span class=\"_ _1\"></span>nkrijk.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y17fa ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y17fb ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De samenst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an de pensi<span class=\"_ _0\"></span>oenplanb<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y17fc ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kwalificerende<span class=\"_ _1\"></span> b<span class=\"ws11d\">eleggingen <span class=\"_ _1\"></span>voor pensio<span class=\"_ _1\"></span>enregelingen i<span class=\"_ _1\"></span>s als vol<span class=\"_ _1\"></span>gt.</span></div>\n<div class=\"t m0 x2c h64 y17fd ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17fe ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y691 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 466px; bottom: 575px; z-index: 15;\">31 December 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 616px; bottom: 575px; z-index: 15;\">%</div>\n<div class=\"t m0 x1f9 h67 y691 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 638px; bottom: 575px; z-index: 15;\">31 December 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 789px; bottom: 575px; z-index: 15;\">%</div>\n<div class=\"t m0 x162 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 545px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 545px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 545px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 545px; z-index: 15;\">7,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 530px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 530px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 530px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 530px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Vastgoedportefeuille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 515px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 515px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 515px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 515px; z-index: 15;\">10,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Converteerbare obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 500px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 500px; z-index: 15;\">2,6%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 500px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 500px; z-index: 15;\">2,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Geldmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 485px; z-index: 15;\">4</div>\n<div class=\"t m0 x202 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 485px; z-index: 15;\">0,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 485px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 485px; z-index: 15;\">0,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff1f4 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 470px; z-index: 15;\">543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 699px; bottom: 470px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 470px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1800 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1801 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1802 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas past<span class=\"_ _0\"></span> het belei<span class=\"_ _0\"></span>d voor asset<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">allocati<span class=\"_ _0\"></span>e geleidel<span class=\"_ _0\"></span>ijk aan om zo d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y1803 ff1f1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de b<span class=\"_ _0\"></span>eleggin<span class=\"_ _0\"></span>gen bet<span class=\"_ _0\"></span>er af te st<span class=\"_ _0\"></span>emmen o<span class=\"_ _0\"></span>p de loopt<span class=\"_ _0\"></span>ijd va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1804 ff1f1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenverpli<span class=\"_ _1\"></span>chtingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1805 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1806 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Naar verw<span class=\"_ _0\"></span>achting zal<span class=\"_ _0\"></span> Ageas als w<span class=\"_ _0\"></span>erkgever in h<span class=\"_ _0\"></span>et boekj<span class=\"_ _0\"></span>aar eindig<span class=\"_ _0\"></span>end op</div>\n<div class=\"t m0 x1d h64 y1807 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">31 december 2022 de v<span class=\"_ _1\"></span>olgende bijdragen<span class=\"_ _1\"></span> betalen aan regeli<span class=\"_ _1\"></span>ngen ten</div>\n<div class=\"t m0 x1d h64 y1808 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behoev<span class=\"_ _0\"></span>e van uitker<span class=\"_ _0\"></span>ingen na uit<span class=\"_ _0\"></span>dienstt<span class=\"_ _0\"></span>reding.</div>\n<div class=\"t m0 x2c h64 y1809 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 345px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f h67 y683 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 717px; bottom: 345px; z-index: 15;\">Pensioenregelingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff1f1 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 701px; bottom: 330px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y683 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Verwachte bijdragen voor volge<span class=\"_ _0\"></span>nd jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Verwachte bijdragen voor volge<span class=\"_ _0\"></span>nd jaar voor ongekwalificeerde <span class=\"_ _0\"></span>pensioenplanbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 285px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 274px; height: 832px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 832px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 274px; height: 832px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1f6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Andere la<span class=\"_ _1\"></span>ngetermijn per<span class=\"_ _1\"></span>soneelsbeloningen</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1f6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Andere <span class=\"_ _1\"></span><span class=\"ws11e\">langetermijn per<span class=\"_ _1\"></span>soneelsbeloninge<span class=\"_ _1\"></span>n bestaan uit verp<span class=\"_ _1\"></span>lichtingen van de<span class=\"_ _1\"></span> werkgever tot he<span class=\"_ _1\"></span>t uitkeren van bijv<span class=\"_ _1\"></span>oorbeeld jubile<span class=\"_ _1\"></span>umpremi<span class=\"lsed ws112\">es. De tabel </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1f6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hieron<span class=\"_ _0\"></span>der geeft<span class=\"_ _0\"></span> de netto v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n weer. D<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot Ande<span class=\"_ _0\"></span>re langet<span class=\"_ _0\"></span>ermij<span class=\"_ _0\"></span>nperson<span class=\"_ _0\"></span>eelsbel<span class=\"_ _0\"></span>oni<span class=\"lsef\">ngen zijn opgenomen<span class=\"_ _1\"></span> in de bal<span class=\"_ _1\"></span>ans </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Overlopen<span class=\"_ _1\"></span>de rente en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> (zie toelichting 24)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y6e8 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y6e8 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 988px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 988px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 973px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 973px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1814 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1815 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1816 ff1f6 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11d\">volgende<span class=\"_ _1\"></span> tabel toon<span class=\"_ _1\"></span>t de mutatie<span class=\"_ _1\"></span>s gedurende h<span class=\"_ _1\"></span>et boekjaar <span class=\"_ _1\"></span>in de verp<span class=\"_ _1\"></span>lichtingen <span class=\"_ _1\"></span>inzake Andere<span class=\"_ _1\"></span> langetermijnp<span class=\"_ _1\"></span>ersoneelsbel<span class=\"_ _1\"></span>oningen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1817 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y67e ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y67e ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 895px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y680 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 633px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y680 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Netto verplichting per 1 janua<span class=\"_ _0\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 864px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 864px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le last<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 850px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 835px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 835px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Netto verplichting per 31 de<span class=\"_ _0\"></span>cember<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 820px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y181e ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y181f ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1820 ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De onderstaande<span class=\"_ _1\"></span> tabel geeft een over<span class=\"_ _1\"></span>zicht van de actuar<span class=\"_ _1\"></span>i\u00eble veronderst<span class=\"_ _1\"></span>ellingen die zijn<span class=\"_ _1\"></span> gehanteerd voor he<span class=\"_ _1\"></span>t berekenen van de <span class=\"lsed ws112\">verplichtin<span class=\"_ _0\"></span>gen met </span></div>\n<div class=\"t m0 x2c h64 y1821 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot and<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">langetermijnperson<span class=\"_ _1\"></span>eelsbeloningen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1822 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 550px; bottom: 726px; z-index: 15;\"> </div>\n<div id=\"fs_4139MTIXB400000000000000000000\">\n<div class=\"t m0 x168 h67 y683 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 726px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 612px; bottom: 711px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x1fa h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 715px; bottom: 726px; z-index: 15;\">  </div>\n<div id=\"fs_SIPIRBHQSG00000000000000000000\">\n<div class=\"t m0 x202 h67 y683 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 726px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 711px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x162 h67 y688 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 531px; bottom: 711px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 711px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 632px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1f6 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 681px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 681px; z-index: 15;\">3,17%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 681px; z-index: 15;\">3,82%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 681px; z-index: 15;\">0,32%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 681px; z-index: 15;\">0,70%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Toekomstige salarisverhogingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 666px; z-index: 15;\">3,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 666px; z-index: 15;\">5,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 666px; z-index: 15;\">2,10%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 666px; z-index: 15;\">4,20%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1828 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1829 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y182a ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De kosten van de<span class=\"_ _1\"></span> Andere langetermijn<span class=\"_ _1\"></span> personeelsbelonin<span class=\"_ _1\"></span>gen worden hierna<span class=\"_ _1\"></span> <span class=\"lsed ws112\">getoon<span class=\"_ _0\"></span>d. De rentek<span class=\"_ _0\"></span>osten zi<span class=\"_ _0\"></span>jn verant<span class=\"_ _0\"></span>woord als Fi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngslast<span class=\"_ _0\"></span>en (zie </span></div>\n<div class=\"t m0 x2c h64 y182b ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 37)<span class=\"_ _1\"></span> en de overige ko<span class=\"_ _1\"></span>sten zijn verantwoord<span class=\"_ _1\"></span> als Personeels<span class=\"_ _1\"></span>kosten (zie toelicht<span class=\"_ _1\"></span>ing 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y182c ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 x48 h67 y68d ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 615px; bottom: 572px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68d ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 572px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x252 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 475px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 638px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 801px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y694 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 542px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 542px; z-index: 15;\">1</div>\n<div class=\"t m0 x73 h67 y694 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 542px; z-index: 15;\">1</div>\n<div class=\"t m0 x2eb h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 527px; z-index: 15;\">Onmiddellijk verantwoorde netto a<span class=\"_ _0\"></span>ctuari\u00eble verliezen (winsten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 527px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 527px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y694 ff1f9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 67px; bottom: 512px; z-index: 15;\">Totale lasten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y694 ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 512px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x264 h69 y694 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1832 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1833 ff1f6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Be\u00ebindigings<span class=\"_ _1\"></span>vergoedingen</span> </span></div>\n<div class=\"t m0 x2c h64 y1834 ff1f6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Be\u00ebindi<span class=\"_ _0\"></span>gingsv<span class=\"_ _0\"></span>ergoedi<span class=\"_ _0\"></span>ngen zij<span class=\"_ _0\"></span>n persone<span class=\"_ _0\"></span>elsbel<span class=\"_ _0\"></span>oninge<span class=\"_ _0\"></span>n die beta<span class=\"_ _0\"></span>albaar z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y1835 ff1f6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in verband<span class=\"_ _1\"></span> met het b<span class=\"_ _1\"></span>e\u00ebindigen van<span class=\"_ _1\"></span> de arbeid<span class=\"_ _1\"></span>srelatie met e<span class=\"_ _1\"></span>en werknemer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1836 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">v\u00f3\u00f3r de nor<span class=\"_ _0\"></span>male pensi<span class=\"_ _0\"></span>oendat<span class=\"_ _0\"></span>um of het besl<span class=\"_ _0\"></span>uit van een we<span class=\"_ _0\"></span>rkneme<span class=\"_ _0\"></span>r om</div>\n<div class=\"t m0 x2c h64 y1837 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vrijwi<span class=\"_ _0\"></span>llig ontsla<span class=\"_ _0\"></span>g te accept<span class=\"_ _0\"></span>eren in ruil v<span class=\"_ _0\"></span>oor dez<span class=\"ws11d\">e v<span class=\"_ _0\"></span>ergoed<span class=\"_ _0\"></span>ing. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1838 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1839 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y183a ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De onderstaande<span class=\"_ _1\"></span> tabel toont verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> samenhangen met</div>\n<div class=\"t m0 x1d h64 y183b ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Be\u00ebindigingsve<span class=\"_ _1\"></span>rgoedingen die in<span class=\"_ _1\"></span> de balans begrepen<span class=\"_ _1\"></span> zijn onder</div>\n<div class=\"t m0 x1d h64 y183c ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overlopende<span class=\"_ _1\"></span> rente en overige verpl<span class=\"_ _1\"></span>ichtingen (zie<span class=\"_ _1\"></span> toelichting<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">24).</span></span></div>\n<div class=\"t m0 x2c h64 y183d ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y680 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 371px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y680 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 371px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h69 y685 ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 326px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y685 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 326px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y685 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 326px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c h64 y1842 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1843 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1844 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel too<span class=\"_ _0\"></span>nt de mutati<span class=\"_ _0\"></span>es gedur<span class=\"_ _0\"></span>ende het boe<span class=\"_ _0\"></span>kjaar in de ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen inzak<span class=\"_ _0\"></span>e Be\u00ebin<span class=\"_ _0\"></span>digingsv<span class=\"_ _0\"></span>ergoe<span class=\"_ _0\"></span>dingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1845 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y69a ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 248px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y69a ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 248px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1f6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y685 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 633px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y685 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 218px; z-index: 15;\">Netto verplichting per 1 j<span class=\"_ _0\"></span>anuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y683 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 218px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y683 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 218px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y6d1 ff1f6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 203px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le last<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6d1 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 203px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h67 y6d1 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 203px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 188px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 188px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff1f9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Netto verplichting per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y68b ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 173px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y68b ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 173px; z-index: 15;\">5</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 162px; height: 944px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 162px; height: 944px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 162px; height: 944px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Kosten die<span class=\"_ _1\"></span> gerelateerd<span class=\"_ _1\"></span> zijn aan<span class=\"_ _1\"></span> Be\u00ebindigingsver<span class=\"_ _1\"></span>goedingen worde<span class=\"_ _1\"></span>n hieronder<span class=\"_ _1\"></span> getoond. <span class=\"_ _1\"></span>De netto <span class=\"lsed\">rentekoste<span class=\"_ _0\"></span>n zijn ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als Fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingslast<span class=\"_ _0\"></span>en (zi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toelich<span class=\"_ _0\"></span>ting 37). Al<span class=\"_ _0\"></span>le overige k<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en verant<span class=\"_ _0\"></span>woord als<span class=\"_ _0\"></span> Personeel<span class=\"_ _0\"></span>skost<span class=\"_ _0\"></span>en (zie toelic<span class=\"_ _0\"></span>hting 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y68d ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y68d ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1fb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y694 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h67 y694 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 1019px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y68f ff1fe fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Totale lasten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y68f ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h69 y68f ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 993px; height: 113px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1855 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1856 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h7b y1814 ff1ff fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">6.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1857 ff1ff fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Aandelengerelateerde <span class=\"_ _1\"></span>incentiveprogramm<span class=\"_ _1\"></span>a's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1858 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas maakt gebru<span class=\"_ _1\"></span>ik van de mogelij<span class=\"_ _1\"></span>kheid om zijn medew<span class=\"_ _1\"></span>erkers en</div>\n<div class=\"t m0 x2c h64 y1859 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leden van h<span class=\"_ _0\"></span>et Executi<span class=\"_ _0\"></span>ve Commit<span class=\"_ _0\"></span>tee en het Man<span class=\"_ _0\"></span>agemen<span class=\"_ _0\"></span>t Committ<span class=\"_ _0\"></span>ee in</div>\n<div class=\"t m0 x2c h64 y185a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>en en aan aand<span class=\"_ _0\"></span>elen gerel<span class=\"_ _0\"></span>ateerde i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten te bel<span class=\"_ _0\"></span>onen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y185b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y185c ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het kan h<span class=\"_ _1\"></span>ierbij gaan <span class=\"_ _1\"></span>om:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y185d ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsef ws11e\">r<span class=\"_ _1\"></span>estricted share<span class=\"_ _1\"></span>s</span><span class=\"ff1fb\"> </span></span></div>\n<div class=\"t m0 x2c h64 y185e ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsef ws113\">a<span class=\"_ _1\"></span>andelengerelat<span class=\"_ _1\"></span>eerde</span><span class=\"ff1fb\"> <span class=\"lsef ws113\">incen<span class=\"_ _1\"></span>tives</span> </span></span></div>\n<div class=\"t m0 x2c h64 y185f ff1fb fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.2.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11e\">Toekenning van<span class=\"_ _1\"></span> aandelen onder vo<span class=\"_ _1\"></span>orwaarden ('res<span class=\"_ _1\"></span>tricted </span></span></div>\n<div class=\"t m0 xd1 h64 y1860 ff1fb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">shares')<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1861 ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor de l<span class=\"_ _0\"></span>eden va<span class=\"_ _0\"></span>n het Exe<span class=\"_ _0\"></span>cutive C<span class=\"_ _0\"></span>ommitt<span class=\"_ _0\"></span>ee en het<span class=\"_ _0\"></span> Manage<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x2c h64 y1862 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee geldt e<span class=\"_ _0\"></span>en Long Term I<span class=\"_ _0\"></span>ncentive p<span class=\"_ _0\"></span>lan (LTI).<span class=\"_ _0\"></span> Hierbij wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 y1863 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ieaande<span class=\"_ _0\"></span>len toegez<span class=\"_ _0\"></span>egd die 3,<span class=\"_ _0\"></span>5 jaar later<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">onvoorwaardelijk zijn </span></span></div>\n<div class=\"t m0 x2c h64 y1864 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end. Het aant<span class=\"_ _0\"></span>al toe te ken<span class=\"_ _0\"></span>nen aandel<span class=\"_ _0\"></span>en in het kade<span class=\"_ _0\"></span>r van dit plan</div>\n<div class=\"t m0 x2c h64 y1865 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is gebasee<span class=\"_ _0\"></span>rd op de 'Age<span class=\"_ _0\"></span>as Busines<span class=\"_ _0\"></span>s Score',<span class=\"_ _0\"></span> die voort<span class=\"_ _0\"></span>vloeit uit<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y1866 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwezenlij<span class=\"_ _1\"></span>king van de<span class=\"_ _1\"></span> KPI's voor<span class=\"_ _1\"></span> het bedr<span class=\"_ _1\"></span>ijf. Voor d<span class=\"_ _1\"></span>e onvoorwaardel<span class=\"_ _1\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y1867 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekenning 3<span class=\"_ _1\"></span>,5 jaar n<span class=\"_ _1\"></span>a <span class=\"ws11e\">de toezegging<span class=\"_ _1\"></span> wordt een relatie<span class=\"_ _1\"></span>ve TSR<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y1868 ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>iemetin<span class=\"_ _0\"></span>g (totaa<span class=\"_ _0\"></span>l aandee<span class=\"_ _0\"></span>lhoude<span class=\"_ _0\"></span>rsrende<span class=\"_ _0\"></span>ment) t<span class=\"_ _0\"></span>en opzicht<span class=\"_ _0\"></span>e van ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1869 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijking<span class=\"_ _1\"></span>sgroep toegepas<span class=\"_ _1\"></span>t. Nadat de<span class=\"_ _1\"></span> aandelen<span class=\"_ _1\"></span> onvoorwaardelij<span class=\"_ _1\"></span>k zijn</div>\n<div class=\"t m0 x1d h64 y186a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end, moete<span class=\"_ _0\"></span>n ze nog 1,5 ja<span class=\"_ _0\"></span>ar in bezit wor<span class=\"_ _0\"></span>den geho<span class=\"_ _0\"></span>uden (in tota<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x1d h64 y186b ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">5 jaar n<span class=\"lsef ws11e\">a de datum van voorwaardel<span class=\"_ _1\"></span>ijke toekenning).<span class=\"_ _1\"></span> Na deze </span></div>\n<div class=\"t m0 x1d h64 y186c ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blokkeringsperi<span class=\"_ _1\"></span>ode mogen <span class=\"_ _1\"></span>de begunstigde<span class=\"_ _1\"></span>n de onvoor<span class=\"_ _1\"></span>waardelijk</div>\n<div class=\"t m0 x1d h64 y186d ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegekende aa<span class=\"_ _1\"></span>ndelen ver<span class=\"_ _1\"></span>kopen onder b<span class=\"_ _1\"></span>epaalde voorw<span class=\"_ _1\"></span>aarden zoal<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y186e ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgel<span class=\"_ _0\"></span>egd in het bez<span class=\"_ _0\"></span>oldigin<span class=\"_ _0\"></span>gsbele<span class=\"_ _0\"></span>id. Meer detai<span class=\"_ _0\"></span>ls over dit pl<span class=\"_ _0\"></span>an zijn te</div>\n<div class=\"t m0 x1d h64 y186f ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vinden i<span class=\"lsed ws112\">n het Verslag va<span class=\"_ _0\"></span>n het Remun<span class=\"_ _0\"></span>eration Co<span class=\"_ _0\"></span>mmitte<span class=\"_ _0\"></span>e in sectie A<span class=\"ls0 ws0\"> 6.<span class=\"lsf9 ws124\">7. </span> </span></span></div>\n<div class=\"t m0 x1d h64 y1870 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1871 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor 2018 <span class=\"_ _1\"></span>werden in<span class=\"_ _1\"></span> totaal 35.612<span class=\"_ _1\"></span> prestatiea<span class=\"_ _1\"></span>andelen toe<span class=\"_ _1\"></span>gezegd voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1872 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekenning, <span class=\"_ _1\"></span>voor 2019 w<span class=\"_ _1\"></span>erden in <span class=\"_ _1\"></span>totaal 51.393<span class=\"_ _1\"></span> prestatiea<span class=\"_ _1\"></span>andelen</div>\n<div class=\"t m0 x1d h64 y1873 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegd voor<span class=\"_ _1\"></span> toekenning, voor 2020<span class=\"_ _1\"></span> werden in totaal <span class=\"lsed ws111\">53.269 </span></div>\n<div class=\"t m0 x1d h64 y1874 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prestatieaandel<span class=\"_ _1\"></span>en toegezeg<span class=\"_ _1\"></span>d voor toek<span class=\"_ _1\"></span>enning en <span class=\"_ _1\"></span>voor 2021 we<span class=\"_ _1\"></span>rden in</div>\n<div class=\"t m0 x1d h64 y1875 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaal 53<span class=\"_ _1\"></span>.918 prestatiea<span class=\"_ _1\"></span>andelen toegezeg<span class=\"_ _1\"></span>d voor to<span class=\"_ _1\"></span>ekenning.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1876 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1877 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor het pr<span class=\"_ _0\"></span>estatiej<span class=\"_ _0\"></span>aar 2022 we<span class=\"_ _0\"></span>rden in tota<span class=\"_ _0\"></span>al 42.530 p<span class=\"_ _0\"></span>restatie<span class=\"_ _0\"></span>aandele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1878 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegd v<span class=\"_ _1\"></span>oor toekenn<span class=\"lsed ws112\">ing aan de leden van het<span class=\"_ _0\"></span> Execut<span class=\"_ _0\"></span>ive Committ<span class=\"_ _0\"></span>ee </span></div>\n<div class=\"t m0 x1d h64 y1879 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en het Mana<span class=\"_ _1\"></span>gement Com<span class=\"_ _1\"></span>mittee.</div>\n<div class=\"t m0 x2c h64 y187a ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y187b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y187c ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont het verloop<span class=\"_ _1\"></span> van de toezeggingen<span class=\"_ _1\"></span> van restricted<span class=\"_ _1\"></span> shares gedurende het<span class=\"_ _1\"></span> jaar aan leden<span class=\"_ _1\"></span> van het Executive <span class=\"ws11d\">Com<span class=\"_ _1\"></span>mittee en <span class=\"_ _1\"></span>het </span></div>\n<div class=\"t m0 x2c h64 y187d ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Management C<span class=\"_ _1\"></span>ommittee. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y187e ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h64 y1880 ff1fb fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 580px; z-index: 15;\">(aantal aandelen in '000)<span class=\"_ _0\"></span><span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 643px; bottom: 580px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 580px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 663px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h64 y1880 ff1fb fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Aantal nieuw toegekende aandelen<span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f3 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 654px; bottom: 547px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y1880 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 547px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h64 y1882 ff1fe fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 532px; z-index: 15;\">Aantal onder voorwaarden vers<span class=\"_ _0\"></span>trekte aandelen per 1<span class=\"_ _0\"></span> maart<span class=\"ff1fb fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h69 y1882 ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 648px; bottom: 532px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h69 y1882 ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 532px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1886 ff1fb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Verstrekte voorwaardelijke aandelen (vervallen) <span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1886 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 516px; z-index: 15;\"> <span class=\"fs44\"> </span></div>\n<div class=\"t m0 x255 h67 y1886 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 516px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h64 y1888 ff1fb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Verstrekte voorwaardelijke aandelen (gevestigd)<span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1888 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 500px; z-index: 15;\"> <span class=\"fs44\"> </span></div>\n<div class=\"t m0 x1b h67 y1888 ff1fb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 500px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y188a ff1fe fs46 fc1d sc0 lsf3 ws120\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Aantal<span class=\"_ _1\"></span> <span class=\"lsf1 ws115\">onder voorwaarden verstrekte aandelen <span class=\"_ _0\"></span>per 31 december<span class=\"ff1fb fs44 ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h69 y188a ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 663px; bottom: 484px; z-index: 15;\">  </div>\n<div class=\"t m0 x167 h69 y188a ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 484px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y188b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y188c ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y188d ff1fb fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.2.2 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">Aandelengerela<span class=\"_ _1\"></span>teerde incen<span class=\"_ _1\"></span>tives</span> </span></div>\n<div class=\"t m0 x2c h64 y188e ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In 2020, <span class=\"_ _1\"></span>2021 en 20<span class=\"_ _1\"></span>22 heeft Agea<span class=\"_ _1\"></span>s een aandel<span class=\"_ _1\"></span>engerelateerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y188f ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">incentiveprogra<span class=\"_ _1\"></span>mma voor he<span class=\"_ _1\"></span>t senior m<span class=\"_ _1\"></span>anagement op<span class=\"_ _1\"></span>gezet. Afhan<span class=\"_ _1\"></span>kelijk</div>\n<div class=\"t m0 x2c h64 y1890 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de pr<span class=\"_ _1\"></span>estatie van <span class=\"_ _1\"></span>het aandeel<span class=\"_ _1\"></span> Ageas ten op<span class=\"_ _1\"></span>zichte van<span class=\"_ _1\"></span> vergelijkbar<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y1891 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondernemingen<span class=\"_ _1\"></span> over de p<span class=\"_ _1\"></span>eriode van<span class=\"_ _1\"></span> drie jaar<span class=\"_ _1\"></span> volgend op <span class=\"_ _1\"></span>de lan<span class=\"ws113\">cering<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1892 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van elk van de<span class=\"_ _1\"></span> plannen en op voorwaa<span class=\"_ _1\"></span>rde van een voor<span class=\"_ _1\"></span>tgezet</div>\n<div class=\"t m0 x2c h64 y1893 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienstv<span class=\"_ _0\"></span>erband w<span class=\"_ _0\"></span>orden de seni<span class=\"_ _0\"></span>or manage<span class=\"_ _0\"></span>rs beloond m<span class=\"_ _0\"></span>et een betal<span class=\"_ _0\"></span>ing in</div>\n<div class=\"t m0 x2c h64 y1894 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contanten gelij<span class=\"_ _1\"></span>k aan een waarde<span class=\"_ _1\"></span>: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1895 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 135.48<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1896 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2023 (pl<span class=\"_ _0\"></span>an 2020).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1897 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 141.40<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1898 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2024 (pl<span class=\"_ _0\"></span>an 2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1899 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 151.20<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y189a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2025 (pl<span class=\"_ _0\"></span>an 2022).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y189b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y189c ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verplic<span class=\"_ _0\"></span>hting di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeit uit dez<span class=\"_ _0\"></span>e in contant<span class=\"_ _0\"></span>en afgewik<span class=\"_ _0\"></span>kelde</div>\n<div class=\"t m0 x1d h64 y189d ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rdt op elk<span class=\"_ _0\"></span>e versla<span class=\"_ _0\"></span><span class=\"lsef ws11e\">gdatum bepaald t<span class=\"_ _1\"></span>egen de re\u00eble waard<span class=\"_ _1\"></span>e.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 300px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 300px; height: 806px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 300px; height: 806px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls96 wsb2\" style=\"z-index: 15;\">P<span class=\"_ _0\"></span>er<span class=\"_ _1\"></span>sone<span class=\"_ _1\"></span>el<span class=\"_ _1\"></span>sk<span class=\"_ _0\"></span>osten</div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff3ae fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Salarissen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Sociale<span class=\"ls0 ws0\">-</span>zekerheidslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3ac fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Lasten pensioenregelingen op basis van pensioenregelingen met vaste toezegging<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Lasten pensioenregelingen op ba<span class=\"_ _0\"></span>sis van beschikbare premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 x4a hbb y69a ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Op aandelen gebaseerde belo<span class=\"_ _0\"></span>ning<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68b ff3ac fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff3ae fs72 fc2a sc0 ls146 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l pe<span class=\"_ _1\"></span>rsone<span class=\"_ _1\"></span>elsko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y218d ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218e ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218f ff3ac fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e is inclus<span class=\"_ _0\"></span>ief ho<span class=\"_ _0\"></span>ofdzakel<span class=\"_ _0\"></span>ijk and<span class=\"_ _0\"></span>ere kort<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c hb8 y2190 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">werknemersvoordel<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2191 ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y2192 ff3ac fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In toelicht<span class=\"_ _0\"></span>ing 6 sect<span class=\"_ _0\"></span>ie 6.1 <span class=\"ls140 ws18a\">Personeelsvergoedin<span class=\"_ _1\"></span>gen is nadere in<span class=\"_ _1\"></span>formatie </span></div>\n<div class=\"t m0 x1d hb8 y2193 ff3ac fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">te vinden<span class=\"_ _1\"></span> over de pe<span class=\"_ _1\"></span>rsonele ver<span class=\"_ _1\"></span>goedingen na <span class=\"_ _1\"></span>dienstverband<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d hb8 y2194 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">langetermijnpe<span class=\"_ _1\"></span>rsoneelsbeloning<span class=\"_ _1\"></span>en, waaronder pen<span class=\"_ _1\"></span>sioenkosten uit</div>\n<div class=\"t m0 x1d hb8 y2195 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">hoofde van toegeze<span class=\"_ _1\"></span>gdpensioenregel<span class=\"_ _1\"></span>ingen en toegezegde<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d hb8 y2196 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">bijdrageregel<span class=\"_ _1\"></span>ingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 576px; height: 385px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 576px; height: 385px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 576px; height: 385px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 576px; height: 385px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag463": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Beloningen e<span class=\"_ _1\"></span>n  </div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>ergoeding</div>\n\n<div class=\"t m0 x2c h7b y7a9 ff1d8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">6.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff1d8 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">(Personeels)vergoedi<span class=\"_ _1\"></span>ngen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h75 yf5b ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Dit hoofdstuk heeft betrekking op</div>\n<div class=\"t m0 x2c h75 yf5c ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">vergoedingen na uitdiensttreding,</div>\n<div class=\"t m0 x2c h75 yf5d ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">andere langetermijn<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c h75 yf5e ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen en<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 yf5f ff1d9 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">be\u00ebindigingsvergoedingen.</div>\n<div class=\"t m0 x2c h75 yf60 ff1d9 fs4a fc14 sc0 ls102 ws138\" style=\"z-index: 15;\">Vergoedingen na <span class=\"ws132\">uitdi<span class=\"_ _1\"></span>ensttreding </span></div>\n<div class=\"t m0 x2c h75 yf61 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn personeels<span class=\"ws130\">beloningen<span class=\"_ _0\"></span>, zoals </span></div>\n<div class=\"t m0 x2c h75 yf62 ff1d9 fs4a fc14 sc0 ls102 ws138\" style=\"z-index: 15;\">pensioenen en gezondhe<span class=\"_ _1\"></span>idszorg</div>\n<div class=\"t m0 x2c h75 yf63 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">regelingen, die worden uitgekeerd</div>\n<div class=\"t m0 x2c h75 yf64 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">na be\u00ebindiging van de</div>\n<div class=\"t m0 x2c h75 yf65 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">arbeidsrelatie. Andere langetermijn<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h75 yf66 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen zi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c h75 yf67 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen d<span class=\"_ _0\"></span>ie niet</div>\n<div class=\"t m0 x2c h75 yf68 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">(volledig) betaalbaar zijn <span class=\"ls102 ws132\">binnen </span></div>\n<div class=\"t m0 x2c h75 y16c4 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">twaalf maanden na de periode</div>\n<div class=\"t m0 x2c h75 y16c5 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">waarin de medewerkers de</div>\n<div class=\"t m0 x2c h75 y16c6 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">betreffende dienst hebben verleend,</div>\n<div class=\"t m0 x2c h75 y16c7 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">zoals jubileumuitkeringen en</div>\n<div class=\"t m0 x2c h75 y16c8 ff1d9 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">langdurige</div>\n<div class=\"t m0 x2c h75 y16c9 ff1d9 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">arbeidsongeschiktheidsuitke<span class=\"_ _0\"></span>ringen.</div>\n<div class=\"t m0 x2c h75 y16ca ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Be\u00ebindigingsvergoedingen zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y16cb ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsvergoedingen die</div>\n<div class=\"t m0 x2c h75 y16cc ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">betaalbaar zijn ten gevo<span class=\"_ _0\"></span>lge<span class=\"ls0\"> <span class=\"ls102 ws133\">van het </span></span></div>\n<div class=\"t m0 x2c h75 y16cd ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">voortijdig be\u00ebindigen van de</div>\n<div class=\"t m0 x2c h75 y16ce ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">arbeidsovereenkomst met een</div>\n<div class=\"t m0 x2c h75 y16cf ff1d9 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">werknemer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van all<span class=\"_ _1\"></span>e personeels<span class=\"_ _1\"></span>vergoedingen<span class=\"_ _1\"></span> binnen Agea<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7aa ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1d6 fs46 fc1f sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y691 ff1d6 fs46 fc1f sc0 lsf1 ws116\" style=\"left: 688px; bottom: 801px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y691 ff1d6 fs46 fc1f sc0 lsf1 ws116\" style=\"left: 774px; bottom: 801px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff1d6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 325px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6be ff1da fs46 fc18 sc0 ls0 ws0\" style=\"left: 707px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6be ff1da fs46 fc18 sc0 ls0 ws0\" style=\"left: 793px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 770px; z-index: 15;\">Pensioenregelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 770px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 770px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d6 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 755px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige <span class=\"lsf1 ws118\">v<span class=\"_ _1\"></span>ergoedingen na uitdiensttreding<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 698px; bottom: 755px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 755px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Overige lange<span class=\"ls0 ws0\">-<span class=\"lsf8 ws121\">termijn</span>-</span><span class=\"ws116\">personeelsbeloningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 698px; bottom: 741px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 741px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 726px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69a ff1d6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 703px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h67 y69a ff1d6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws115\" style=\"left: 325px; bottom: 711px; z-index: 15;\">Totaal verplichtingen vo<span class=\"_ _0\"></span>or regelingen met vaste toe<span class=\"_ _0\"></span>zeggingen (activa)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws116\" style=\"left: 693px; bottom: 711px; z-index: 15;\">631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws116\" style=\"left: 779px; bottom: 711px; z-index: 15;\">886<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16d7 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16d8 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16d9 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n en <span class=\"lsed ws112\">gerelateer<span class=\"_ _0\"></span>de prestat<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>olgens de \u2018<span class=\"_ _0\"></span>project<span class=\"_ _0\"></span>ed unit cre<span class=\"_ _0\"></span>dit\u2019 method<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1ef h64 y16da ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd. Het doel<span class=\"_ _0\"></span> van deze meth<span class=\"_ _0\"></span>ode is de belo<span class=\"_ _0\"></span>ningen toe te r<span class=\"_ _0\"></span>ekenen na<span class=\"_ _0\"></span>ar rato van het a<span class=\"_ _0\"></span>antal</div>\n<div class=\"t m0 x1ef h64 y16db ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dienstjaren<span class=\"_ _1\"></span> waarbij rekeni<span class=\"_ _1\"></span>ng wordt g<span class=\"_ _1\"></span>ehouden met <span class=\"_ _1\"></span>toekomstige <span class=\"_ _1\"></span>salarisverhogin<span class=\"_ _1\"></span>gen en de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16dc ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toewijzingsbeg<span class=\"_ _1\"></span>inselen van de pens<span class=\"_ _1\"></span>ioenregeling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16dd ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16de ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verplichting<span class=\"_ _1\"></span> voor toegezegdp<span class=\"_ _1\"></span>ensioenregelingen<span class=\"_ _1\"></span> vertegenwoordigt<span class=\"_ _1\"></span> de netto contante waa<span class=\"_ _1\"></span>rde van</div>\n<div class=\"t m0 x1ef h64 y16df ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toegek<span class=\"_ _0\"></span>ende bel<span class=\"_ _0\"></span>oningen pe<span class=\"_ _0\"></span>r verslagd<span class=\"_ _0\"></span>atum. De aa<span class=\"_ _0\"></span>n het dienst<span class=\"_ _0\"></span>jaar toeg<span class=\"_ _0\"></span>erekend<span class=\"_ _0\"></span>e pensioe<span class=\"_ _0\"></span>nkosten</div>\n<div class=\"t m0 x1ef h64 y16e0 ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igen de contante waarde<span class=\"_ _1\"></span> van de beloningen<span class=\"_ _1\"></span> die resulteren ui<span class=\"_ _1\"></span>t het dienstverband<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1ef h64 y16e1 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de werknemer<span class=\"_ _1\"></span> gedurende<span class=\"_ _1\"></span> de periode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16e2 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16e3 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n omvatte<span class=\"_ _0\"></span>n nettore<span class=\"_ _0\"></span>ntelast<span class=\"_ _0\"></span>en, berek<span class=\"_ _0\"></span>end door toe<span class=\"_ _0\"></span>passing va<span class=\"_ _0\"></span>n de discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet</div>\n<div class=\"t m0 x1ef h64 y16e4 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de netto<span class=\"_ _0\"></span>pensioe<span class=\"_ _0\"></span>nschul<span class=\"_ _0\"></span>d. De discon<span class=\"_ _0\"></span>teringsv<span class=\"_ _0\"></span>oet <span class=\"lsef ws11d\">is een voet <span class=\"_ _1\"></span>van toepass<span class=\"_ _1\"></span>ing op hoogw<span class=\"_ _1\"></span>aardige </span></div>\n<div class=\"t m0 x1ef h64 y16e5 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies als er spr<span class=\"_ _0\"></span>ake is van ee<span class=\"_ _0\"></span>n actieve m<span class=\"_ _0\"></span>arkt voor z<span class=\"_ _0\"></span>ulke oblig<span class=\"_ _0\"></span>aties, en e<span class=\"_ _0\"></span>en voet van</div>\n<div class=\"t m0 x1ef h64 y16e6 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing op over<span class=\"_ _0\"></span>heidsob<span class=\"_ _0\"></span>ligaties o<span class=\"_ _0\"></span>p andere m<span class=\"_ _0\"></span>arkten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16e7 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16e8 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde ac<span class=\"_ _1\"></span>tiva kunnen <span class=\"_ _1\"></span>worden beper<span class=\"_ _1\"></span>kt tot hun<span class=\"_ _1\"></span> recupereerba<span class=\"_ _1\"></span>re b<span class=\"lsed ws112\">edrag in de vor<span class=\"_ _0\"></span>m van een reduc<span class=\"_ _0\"></span>tie </span></div>\n<div class=\"t m0 x1ef h64 y16e9 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in toekom<span class=\"_ _0\"></span>stige con<span class=\"_ _0\"></span>tributies<span class=\"_ _0\"></span> of een cash ter<span class=\"_ _0\"></span>ugbetal<span class=\"_ _0\"></span>ing (actief<span class=\"_ _0\"></span>plafo<span class=\"_ _0\"></span>nd). Bove<span class=\"_ _0\"></span>ndien kan e<span class=\"_ _0\"></span>r een</div>\n<div class=\"t m0 x1ef h64 y16ea ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting omw<span class=\"_ _0\"></span>ille van ee<span class=\"_ _0\"></span>n minimumv<span class=\"_ _0\"></span>ereiste i<span class=\"_ _0\"></span>nzake fina<span class=\"_ _0\"></span>ncieri<span class=\"_ _0\"></span>ng worden ger<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>eerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16eb ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16ec ff1d6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuar<span class=\"_ _0\"></span>i\u00eble wins<span class=\"_ _0\"></span>ten en ve<span class=\"_ _0\"></span>rlieze<span class=\"_ _0\"></span>n voor ver<span class=\"_ _0\"></span>go<span class=\"lsef\">edingen na uitd<span class=\"_ _1\"></span>iensttreding w<span class=\"_ _1\"></span>orden geregis<span class=\"_ _1\"></span>treerd in </span></div>\n<div class=\"t m0 x1ef h64 y16ed ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overig comprehe<span class=\"_ _1\"></span>nsive income, terwi<span class=\"_ _1\"></span>jl die voor Andere per<span class=\"_ _1\"></span>soneelsbeloni<span class=\"_ _1\"></span>ngen op lange termij<span class=\"_ _1\"></span>n en</div>\n<div class=\"t m0 x1ef h64 y16ee ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitdiensttre<span class=\"_ _1\"></span>dingsvergoedingen<span class=\"_ _1\"></span> in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>boekt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 258px; height: 583px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 258px; height: 703px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1de fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Vergoedingen<span class=\"_ _1\"></span> na uitdien<span class=\"_ _1\"></span>sttreding</span> </span></div>\n<div class=\"t m0 x2c h6c ye72 ff1e0 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Pensioenregeling<span class=\"_ _1\"></span>en op basis van<span class=\"_ _1\"></span> vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye73 ff1e0 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">en andere <span class=\"_ _1\"></span>vergoedingen<span class=\"_ _1\"></span> na uitdien<span class=\"_ _1\"></span>sttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>pensioenregeling<span class=\"_ _1\"></span>en op basi<span class=\"_ _1\"></span>s van vas<span class=\"_ _1\"></span>te toezeggingen <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x2c h64 ye75 ff1de fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">merendeel van haar<span class=\"_ _1\"></span> medewerkers<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye1a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Toegezegdpensi<span class=\"_ _1\"></span>oenregelingen wo<span class=\"_ _1\"></span>rden berekend op ba<span class=\"_ _1\"></span>sis van het</div>\n<div class=\"t m0 x2c h64 yd83 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aantal die<span class=\"_ _0\"></span>nstjar<span class=\"_ _0\"></span>en en het sala<span class=\"_ _0\"></span>risnive<span class=\"_ _0\"></span>au. De pens<span class=\"_ _0\"></span>ioenve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 ye77 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld aan de<span class=\"_ _1\"></span> hand van<span class=\"_ _1\"></span> sterftecijfers<span class=\"_ _1\"></span>, het pers<span class=\"_ _1\"></span>oneelsverloop<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 ye78 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de loonst<span class=\"_ _0\"></span>ijging en ec<span class=\"_ _0\"></span>onomis<span class=\"_ _0\"></span>che aannam<span class=\"_ _0\"></span>es met bet<span class=\"_ _0\"></span>rekking tot</div>\n<div class=\"t m0 x2c h64 yd39 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijvoor<span class=\"_ _0\"></span>beeld de inf<span class=\"_ _0\"></span>latie en het<span class=\"_ _0\"></span> discont<span class=\"_ _0\"></span>eringspe<span class=\"_ _0\"></span>rcenta<span class=\"_ _0\"></span>ge. De</div>\n<div class=\"t m0 x2c h64 yd3a ff1de fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet wor<span class=\"_ _0\"></span>dt per la<span class=\"_ _0\"></span>nd of per <span class=\"_ _0\"></span>regio v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>ld op bas<span class=\"_ _0\"></span>is van</div>\n<div class=\"t m0 x2c h64 y92a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het rendement<span class=\"_ _1\"></span> (per de einddatum) van<span class=\"_ _1\"></span> bedrijfsobliga<span class=\"_ _1\"></span>ties met een AA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y92b ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rating. D<span class=\"_ _0\"></span>oor deze pen<span class=\"_ _0\"></span>s<span class=\"lsef ws11e\">ioenregelingen<span class=\"_ _1\"></span> op basis van vaste toez<span class=\"_ _1\"></span>eggingen </span></div>\n<div class=\"t m0 x2c h64 y92c ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is de gr<span class=\"_ _1\"></span>oep blootgestel<span class=\"_ _1\"></span>d aan a<span class=\"_ _1\"></span>ctuari\u00eble ri<span class=\"_ _1\"></span>sico\u2019s, zoals<span class=\"_ _1\"></span> langleven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x2c h64 y92d ff1de fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">valuta<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">, ren<span class=\"_ _1\"></span>te</span>- <span class=\"lsed ws112\">en marktrisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92e ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92f ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Naast pensioe<span class=\"_ _1\"></span>nuitkeringen o<span class=\"_ _1\"></span>mvatten de<span class=\"_ _1\"></span> kosten van r<span class=\"_ _1\"></span>egelingen o<span class=\"_ _1\"></span>p basis</div>\n<div class=\"t m0 x2c h64 y991 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van vaste toezegg<span class=\"_ _1\"></span>ingen ook andere<span class=\"_ _1\"></span> koste<span class=\"ws11d\">n, zoals<span class=\"_ _1\"></span> de vergoed<span class=\"_ _1\"></span>ing van </span></div>\n<div class=\"t m0 x2c h64 y992 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een deel van de<span class=\"_ _1\"></span> premies van gezondheid<span class=\"_ _1\"></span>szorg verzekeringe<span class=\"_ _1\"></span>n, die in</div>\n<div class=\"t m0 x2c h64 y993 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">stand bli<span class=\"_ _0\"></span>jven na pensi<span class=\"_ _0\"></span>onering v<span class=\"_ _0\"></span>an medew<span class=\"_ _0\"></span>erkers<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h6c y933 ff1e0 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Pensioenregeling<span class=\"_ _1\"></span>en op basis van<span class=\"_ _1\"></span> beschikbare premie<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h64 y934 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas finan<span class=\"_ _1\"></span>ciert wereldwijd<span class=\"_ _1\"></span> een aan<span class=\"_ _1\"></span>tal regelingen<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y935 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare premi<span class=\"_ _0\"></span>es. Bij dit ty<span class=\"_ _0\"></span>pe regeli<span class=\"_ _0\"></span>ngen blijft<span class=\"_ _0\"></span> de verplic<span class=\"_ _0\"></span>hting va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y936 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werkgever be<span class=\"_ _1\"></span>perkt tot d<span class=\"_ _1\"></span>e uitkering<span class=\"_ _1\"></span> van de v<span class=\"_ _1\"></span>ergoedingen die<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x2c h64 y937 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">berekend in<span class=\"_ _1\"></span> overeenstemming<span class=\"_ _1\"></span> met het <span class=\"_ _1\"></span>reglement. <span class=\"_ _1\"></span>In 2022 bedroeg<span class=\"_ _1\"></span>en de</div>\n<div class=\"t m0 x2c h64 y938 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werkgeversbijdr<span class=\"_ _1\"></span>agen voor regeli<span class=\"_ _1\"></span>ngen op basis van <span class=\"ws11d\">be<span class=\"_ _1\"></span>schikbare premies<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y939 ff1de fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">9 miljoen (20<span class=\"_ _0\"></span>21: EUR<span class=\"ls0 ws0\"> </span><span class=\"lsef\">11 miljoen). Deze <span class=\"_ _1\"></span>bijdragen w<span class=\"_ _1\"></span>orden </span></span></span></div>\n<div class=\"t m0 x2c h64 y93a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> onder Personeelsko<span class=\"_ _1\"></span>sten (zie toelichting<span class=\"_ _1\"></span> 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93b ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16fb ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In Belgi\u00eb,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s regelin<span class=\"_ _0\"></span>gen met to<span class=\"_ _0\"></span>egezegde bi<span class=\"_ _0\"></span>jdrage<span class=\"_ _0\"></span>n, opgezet<span class=\"_ _0\"></span> in</div>\n<div class=\"t m0 x1d h64 y16fc ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met de Wet va<span class=\"_ _0\"></span>n 28<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">april</span> <span class=\"lsef ws11d\">20<span class=\"_ _1\"></span>03 b</span></span>etreffend<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1d h64 y16fd ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aanvullende pe<span class=\"_ _1\"></span>nsioenen <span class=\"_ _1\"></span>(WAP plannen)<span class=\"_ _1\"></span>. Deze planne<span class=\"_ _1\"></span>n verbinden<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y16fe ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werkgever tot<span class=\"_ _1\"></span> de betaling van een<span class=\"_ _1\"></span> toelage berekend<span class=\"_ _1\"></span> volgens het</div>\n<div class=\"t m0 x1d h64 y16ff ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">pensioenreglemen<span class=\"_ _1\"></span>t, en het toekenne<span class=\"_ _1\"></span>n van een gewaarbor<span class=\"_ _1\"></span>gd minimum</div>\n<div class=\"t m0 x1d h64 y1700 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent gelinkt<span class=\"_ _0\"></span> aan de rent<span class=\"_ _0\"></span>es op Belgisc<span class=\"_ _0\"></span>he overhe<span class=\"_ _0\"></span><span class=\"ws11d\">idsobl<span class=\"_ _0\"></span>igaties,<span class=\"_ _0\"></span> met </span></div>\n<div class=\"t m0 x1d h64 y1701 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een ondergrens<span class=\"_ _1\"></span> van 1,75% en een boven<span class=\"_ _1\"></span>grens van 3,75%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1702 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1703 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wet van 18 dece<span class=\"_ _1\"></span>mber 2015 om de houdb<span class=\"_ _1\"></span>aarheid en</div>\n<div class=\"t m0 x1d h64 y1704 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maatschappelij<span class=\"_ _1\"></span>ke doelstell<span class=\"_ _1\"></span>ing van werkn<span class=\"_ _1\"></span>emerspensioenen<span class=\"_ _1\"></span> te verzekeren<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1705 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en om het aanv<span class=\"_ _0\"></span>ullend ka<span class=\"_ _0\"></span>rakter ver<span class=\"_ _0\"></span>der te verst<span class=\"_ _0\"></span>evigen i<span class=\"_ _0\"></span>n vergelij<span class=\"_ _0\"></span><span class=\"ws11d\">king met </span></div>\n<div class=\"t m0 x1d h64 y1706 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de wettelij<span class=\"_ _1\"></span>ke pensioenen<span class=\"_ _1\"></span> verandert he<span class=\"_ _1\"></span>t engagemen<span class=\"_ _1\"></span>t van de we<span class=\"_ _1\"></span>rkgever</div>\n<div class=\"t m0 x1d h64 y1707 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ten aanzi<span class=\"_ _0\"></span>en van deze pl<span class=\"_ _0\"></span>annen. P<span class=\"_ _0\"></span>er 1 januari 2<span class=\"_ _0\"></span>016 is de door d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1708 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werkgever ge<span class=\"_ _1\"></span>garandeerde re<span class=\"_ _1\"></span>ntevoet geli<span class=\"_ _1\"></span>jk aan een<span class=\"_ _1\"></span> percentage (<span class=\"_ _1\"></span>gelijk</div>\n<div class=\"t m0 x1d h64 y1709 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan 65% )<span class=\"_ _1\"></span> van het g<span class=\"_ _1\"></span>emiddelde rend<span class=\"_ _1\"></span>ement op <span class=\"_ _1\"></span>de 24 v<span class=\"ws113\">oor<span class=\"_ _1\"></span>gaande </span></div>\n<div class=\"t m0 x1d h64 y170a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maanden tot 1 jun<span class=\"_ _1\"></span>i van de Belgische OLO<span class=\"_ _1\"></span>\u2019s met een looptijd<span class=\"_ _1\"></span> van 10 jaar.</div>\n<div class=\"t m0 x1d h64 y170b ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit rendemen<span class=\"_ _1\"></span>t zal word<span class=\"_ _1\"></span>en toegepast<span class=\"_ _1\"></span> op 1<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">j<span class=\"_ _1\"></span>anuari van het volgen<span class=\"_ _1\"></span>de jaar. </span></div>\n<div class=\"t m0 x1d h64 y170c ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze berek<span class=\"_ _0\"></span>ening res<span class=\"_ _0\"></span>ulteert i<span class=\"_ _0\"></span>n een gegara<span class=\"_ _0\"></span>ndeerde re<span class=\"_ _0\"></span>ntevo<span class=\"_ _0\"></span>et van 1,75%</div>\n<div class=\"t m0 x1d h64 y170d ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op 1 janua<span class=\"_ _1\"></span>ri 2022 (1<span class=\"_ _1\"></span>,75% op 1 <span class=\"_ _1\"></span>janua<span class=\"ws11e\">ri 2021).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y170e ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y170f ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Door deze minima<span class=\"_ _1\"></span>le rendementsgar<span class=\"_ _1\"></span>anties voldoen WAP p<span class=\"_ _1\"></span>lannen strikt</div>\n<div class=\"t m0 x1d h64 y1710 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">genomen nie<span class=\"_ _1\"></span>t aan de<span class=\"_ _1\"></span> definitie <span class=\"_ _1\"></span>van toegezegde<span class=\"_ _1\"></span>bijdragenregel<span class=\"_ _1\"></span>ingen van</div>\n<div class=\"t m0 x1d h64 y1711 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 19. Hoe<span class=\"_ _0\"></span>wel IAS 19 ge<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng houdt met d<span class=\"_ _0\"></span>e boekhou<span class=\"_ _0\"></span>dkundi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 y1712 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van hybr<span class=\"_ _0\"></span>ide plann<span class=\"_ _0\"></span>en, kunne<span class=\"_ _0\"></span>n dergeli<span class=\"lsef ws11d\">jke plannen dankzij d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y1713 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wetswijziging per<span class=\"_ _1\"></span> 1 januari 2016<span class=\"_ _1\"></span> boekhoudkundig wo<span class=\"_ _1\"></span>rden verwerkt met</div>\n<div class=\"t m0 x1d h64 y1714 ff1de fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behulp v<span class=\"_ _0\"></span>an de 'p<span class=\"_ _0\"></span>rojected <span class=\"_ _0\"></span>unit cre<span class=\"_ _0\"></span>dit'<span class=\"ls0 ws0\">-</span><span class=\"ws112\">metho<span class=\"_ _0\"></span>de. Bijgev<span class=\"_ _0\"></span>olg heef<span class=\"_ _0\"></span>t Ageas de </span></div>\n<div class=\"t m0 x1d h64 y1715 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> uit hoofde van toege<span class=\"_ _1\"></span>zegdpensioenreg<span class=\"_ _1\"></span>elingen vanaf 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1716 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2016 ge<span class=\"_ _1\"></span>schat volgen<span class=\"ls110 ws12b\">s IAS 19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1717 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1718 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De onderst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel geeft ee<span class=\"_ _0\"></span>n overzic<span class=\"_ _0\"></span>ht van de bedr<span class=\"_ _0\"></span>agen die per 3<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1d h64 y1719 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december zi<span class=\"_ _1\"></span>jn opgenomen<span class=\"_ _1\"></span> in de b<span class=\"_ _1\"></span>alans in <span class=\"_ _1\"></span>verband met</div>\n<div class=\"t m0 x1d h64 y171a ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>lingen en o<span class=\"_ _1\"></span>verige vergoedin<span class=\"_ _1\"></span>gen na ui<span class=\"_ _1\"></span>tdiensttredin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y171b ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y171c ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y171d ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 545px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 541px; bottom: 530px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 516px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 616px; bottom: 516px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 707px; bottom: 545px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y680 ff1de fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 530px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 516px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 516px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 554px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 635px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 714px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Contante waarde van v<span class=\"_ _0\"></span>erplichtingen met kwalificerende bel<span class=\"_ _0\"></span>eggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 485px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 485px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 471px; z-index: 15;\">Contante waarde van v<span class=\"_ _0\"></span>erplichtingen zonder kwalificerende belegg<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 471px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 471px; z-index: 15;\">785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 471px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 471px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 456px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 456px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 456px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 456px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Re\u00eble waarde van kwa<span class=\"_ _0\"></span>lificerende beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 441px; z-index: 15;\">(238)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 441px; z-index: 15;\">(363)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 426px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 426px; z-index: 15;\">716<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 426px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 426px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1de fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Actiefplafond / minimale financieringsvereisten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 411px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 626px; bottom: 411px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68d ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68d ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Overige bedragen verantwoord in<span class=\"_ _0\"></span> de balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 396px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 396px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 381px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 381px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 622px; bottom: 381px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 381px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 381px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 554px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 635px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 714px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Bedragen in de balans:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 554px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 635px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 714px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1de fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 337px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 337px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 337px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 337px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 337px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Activa voor plannen met va<span class=\"_ _0\"></span>ste <span class=\"ws116\">toezeggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 322px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 322px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 307px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 307px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 622px; bottom: 307px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 307px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 307px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 296px; height: 810px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 296px; height: 810px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verplichting<span class=\"_ _1\"></span>en uit hoofde van<span class=\"_ _1\"></span> toegezegdpensioenre<span class=\"_ _1\"></span>gelingen zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Overlopen<span class=\"_ _1\"></span>de rente e<span class=\"_ _1\"></span>n <span class=\"ws11e\">overige verpl<span class=\"_ _1\"></span>ichtingen\u2019 (zie </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 24)<span class=\"_ _1\"></span> en de activa uit hoo<span class=\"_ _1\"></span>fde van pensioen<span class=\"_ _1\"></span>regelingen met va<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x2c h64 y8a8 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> vallen onde<span class=\"_ _1\"></span>r \u2018Overlopend<span class=\"_ _1\"></span>e rente en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>activa\u2019 (zie<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a9 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 15)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Omdat Age<span class=\"_ _0\"></span>as als financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>elling <span class=\"lsef ws11e\">gespecialiseerd is in het<span class=\"_ _1\"></span> beheer </span></div>\n<div class=\"t m0 x2c h64 y8ac ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van regelingen<span class=\"_ _1\"></span> voor personeelsve<span class=\"_ _1\"></span>rgoedingen zijn<span class=\"_ _1\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y8ad ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r medew<span class=\"_ _0\"></span>erkers ve<span class=\"_ _0\"></span>rzekerd v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x2c h64 y8ae ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbedrijven die<span class=\"_ _1\"></span> deel uit<span class=\"_ _1\"></span>maken van de<span class=\"_ _1\"></span> Groep. Derh<span class=\"_ _1\"></span>alve, en in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met IFRS,<span class=\"_ _0\"></span> worden dez<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">niet<span class=\"_ _0\"></span> tot het<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toetsin<span class=\"_ _0\"></span>gsverm<span class=\"_ _0\"></span>ogen ger<span class=\"_ _0\"></span>ekend en m<span class=\"_ _0\"></span>ogen d<span class=\"_ _0\"></span>eze niet w<span class=\"_ _0\"></span>orden g<span class=\"_ _0\"></span>erekend t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 yee7 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de fondsbele<span class=\"_ _1\"></span>ggingen. Om<span class=\"_ _1\"></span> die reden w<span class=\"_ _1\"></span>orden deze <span class=\"_ _1\"></span>regelingen</div>\n<div class=\"t m0 x1d h64 yee8 ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangem<span class=\"_ _0\"></span>erkt als \u2018ni<span class=\"_ _0\"></span>et gefinanc<span class=\"_ _0\"></span>ierd\u2019.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd4c ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vanuit econo<span class=\"_ _1\"></span>misch oogpun<span class=\"_ _1\"></span>t wordt de n<span class=\"_ _1\"></span>ettoverplich<span class=\"_ _1\"></span>ting inzake</div>\n<div class=\"t m0 x1d h64 yd4d ff1e3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregel<span class=\"lsed ws112\">ingen geco<span class=\"_ _0\"></span>mpense<span class=\"_ _0\"></span>erd door de ni<span class=\"_ _0\"></span>et tot het </span></div>\n<div class=\"t m0 x1d h64 yd4e ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toetsin<span class=\"_ _0\"></span>gsverm<span class=\"_ _0\"></span>ogen gerek<span class=\"_ _0\"></span>ende fonds<span class=\"_ _0\"></span>belegg<span class=\"_ _0\"></span>ingen die bi<span class=\"_ _0\"></span>nnen Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd4f ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden aange<span class=\"_ _1\"></span>houden (2022:<span class=\"_ _1\"></span> EUR 543 m<span class=\"_ _1\"></span>iljoen; 2021<span class=\"_ _1\"></span>: EUR 544 <span class=\"_ _1\"></span>miljoen).</div>\n<div class=\"t m0 x1d h64 yd50 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Economisch gezien<span class=\"_ _1\"></span> resulteert dit<span class=\"_ _1\"></span> voor 2022 in een netto</div>\n<div class=\"t m0 x1d h64 yd51 ff1e3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nverpl<span class=\"_ _0\"></span>ichting/<span class=\"_ _0\"></span>(<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">vorderi<span class=\"ws11e\">ng)<span class=\"_ _1\"></span> van EUR</span></span> <span class=\"lsef ws11d\">(19) <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: EUR</span> </span>184</div>\n<div class=\"t m0 x1d h64 yd52 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">miljoen) voor<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> uit hoofde van</div>\n<div class=\"t m0 x1d h64 yd53 ff1e3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y126b ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126c ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126d ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De onderst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel geeft ee<span class=\"_ _0\"></span>n overzic<span class=\"_ _0\"></span>ht van de mut<span class=\"_ _0\"></span>aties in de net<span class=\"_ _0\"></span>to verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en (activ<span class=\"_ _0\"></span>a) voor regel<span class=\"_ _0\"></span>ingen met<span class=\"_ _0\"></span> vaste toeze<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n in de balans<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y126e ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 844px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68b ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 844px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y694 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 830px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 815px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 815px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 844px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff1e3 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 830px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 815px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 815px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 830px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff1e5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 788px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">toezeggingen p<span class=\"_ _1\"></span>er 1 <span class=\"lsf5 ws16f\">januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 773px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 773px; z-index: 15;\">825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 773px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 773px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 758px; z-index: 15;\">Totale lasten voor regelingen met vaste toezeggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 758px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 758px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6e3 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 758px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y6e3 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 758px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 743px; z-index: 15;\">Bijdragen werkgevers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 743px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 743px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">Bijdragen werknemers betaald<span class=\"_ _0\"></span> aan de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 728px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 728px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 713px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 713px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 713px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 713px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 713px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 698px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 698px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 698px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 698px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 684px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 684px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 684px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 684px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 684px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 669px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 669px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 669px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 669px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 669px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1e5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 654px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 639px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">toezeggingen per 31 december</span> </div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 639px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 639px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 701px; bottom: 639px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 639px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1740 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1741 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1742 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde tabel <span class=\"_ _1\"></span>geeft een o<span class=\"_ _1\"></span>verzicht van<span class=\"_ _1\"></span> de <span class=\"lsed\">mutaties<span class=\"_ _0\"></span> in de ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r regeli<span class=\"_ _0\"></span>ngen met<span class=\"_ _0\"></span> vaste t<span class=\"_ _0\"></span>oezeggi<span class=\"_ _0\"></span>ngen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1743 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 561px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 546px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 531px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 531px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 561px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff1e3 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 546px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 531px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 531px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 538px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 625px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 710px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1e5 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Verpl<span class=\"_ _1\"></span>ichti<span class=\"_ _1\"></span>ngen voo<span class=\"_ _1\"></span>r regel<span class=\"_ _1\"></span>ingen<span class=\"_ _1\"></span> met vast<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">toezeggingen p<span class=\"_ _1\"></span>er 1 januari</span> </div>\n<div class=\"t m0 x168 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 489px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 489px; z-index: 15;\">1.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 489px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 489px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 474px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 474px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 474px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 474px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Rentelasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 459px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 459px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 459px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 459px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Pensioenkosten van verstreken dien<span class=\"_ _0\"></span>sttijd <span class=\"ls0 ws0\">- <span class=\"lsf3 ws11f\">ver<span class=\"_ _1\"></span>worv<span class=\"_ _1\"></span>en en </span></span><span class=\"ws116\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws118\">verworven rechten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 430px; z-index: 15;\">(320)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 430px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 430px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 430px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Bijdragen werknemers betaald<span class=\"_ _0\"></span> aan de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 415px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 415px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Uitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 400px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 400px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 385px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 385px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 385px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 385px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 370px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 370px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1e5 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Verpl<span class=\"_ _1\"></span>ichti<span class=\"_ _1\"></span>ngen voo<span class=\"_ _1\"></span>r regel<span class=\"_ _1\"></span>ingen<span class=\"_ _1\"></span> met vast<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 340px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">toezeggingen per 31 december</span> </div>\n<div class=\"t m0 x6 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 340px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 340px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 701px; bottom: 340px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 340px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1754 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1755 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1756 ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De volge<span class=\"_ _0\"></span>nde tab<span class=\"_ _0\"></span>el toont <span class=\"_ _0\"></span>de mutati<span class=\"_ _0\"></span>es in de <span class=\"_ _0\"></span>re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de kwal<span class=\"_ _0\"></span>ificer<span class=\"_ _0\"></span>ende bele<span class=\"_ _0\"></span>ggingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1757 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Pensioenregelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 262px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 262px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Re\u00eble <span class=\"lsf5 ws123\">waarde va<span class=\"_ _0\"></span>n kwal<span class=\"_ _0\"></span>ificere<span class=\"_ _0\"></span>nde bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 235px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 235px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 220px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 220px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Herberekening (rendement op d<span class=\"_ _0\"></span>e kwalificerende beleggingen,<span class=\"ls0 ws0\"> </span><span class=\"ws118\">exclusief rente<span class=\"ls0 ws0\">-<span class=\"ls134 ws170\">effect)</span> </span></span></div>\n<div class=\"t m0 xee h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 205px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Bijdragen werkgevers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 190px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 190px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Uitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 175px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 175px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 161px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 161px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 161px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 146px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 146px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 146px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 131px; z-index: 15;\">Re\u00eble waarde van kwalificerende beleggingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 131px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 131px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 120px; height: 986px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 120px; height: 986px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De volge<span class=\"_ _0\"></span>nde tab<span class=\"_ _0\"></span>el toont <span class=\"_ _0\"></span>de veran<span class=\"_ _0\"></span>deringen i<span class=\"_ _0\"></span>n het ac<span class=\"_ _0\"></span>tiefplaf<span class=\"_ _0\"></span>ond en/<span class=\"_ _0\"></span>of minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncierin<span class=\"_ _0\"></span>gsvereis<span class=\"_ _0\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68d ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actief<span class=\"_ _0\"></span>plafon<span class=\"_ _0\"></span>d / minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncier<span class=\"_ _0\"></span>ingsvere<span class=\"_ _0\"></span>iste<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">pe<span class=\"_ _1\"></span>r 1 janu<span class=\"_ _1\"></span>ari</span> </div>\n<div class=\"t m0 x4a h69 y68f ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h67 y694 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 989px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y680 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Actief<span class=\"_ _0\"></span>plafon<span class=\"_ _0\"></span>d / minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncier<span class=\"_ _0\"></span>ingsvere<span class=\"_ _0\"></span>iste<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">per 31 december</span> </div>\n<div class=\"t m0 x4a h69 y67e ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 960px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y67e ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 960px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y67c ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176b ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het acti<span class=\"_ _0\"></span>efplafon<span class=\"_ _0\"></span>d houdt ver<span class=\"_ _0\"></span>band met Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">entiteit<span class=\"_ _0\"></span>en in P<span class=\"_ _0\"></span>ortugal.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y176c ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176d ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende <span class=\"ws11d\">tabe<span class=\"_ _1\"></span>l geeft ee<span class=\"_ _1\"></span>n overzicht v<span class=\"_ _1\"></span>an de com<span class=\"_ _1\"></span>ponenten die<span class=\"_ _1\"></span> betrekking he<span class=\"_ _1\"></span>bben op de<span class=\"_ _1\"></span> toegezegdpens<span class=\"_ _1\"></span>ioenregelingen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> uitkeringen n<span class=\"lsed ws111\">a </span></span></div>\n<div class=\"t m0 x2c h64 y176e ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitdiens<span class=\"_ _0\"></span>ttredi<span class=\"_ _0\"></span>ng voor het ja<span class=\"_ _0\"></span>ar eindige<span class=\"_ _0\"></span>nd per 31 dec<span class=\"_ _0\"></span>ember en die v<span class=\"_ _0\"></span>an invloed zi<span class=\"_ _0\"></span>jn op de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y176f ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 527px; bottom: 834px; z-index: 15;\">Pensioenregelingen m<span class=\"ws116\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2da h67 y69a ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 547px; bottom: 819px; z-index: 15;\">vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 805px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 805px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y685 ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 834px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 819px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 805px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 805px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 805px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 774px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 774px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6df ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 774px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y6df ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 774px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Netto rentekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 760px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Pensioenkosten van verstreken dien<span class=\"_ _0\"></span>sttijd <span class=\"ls0 ws0\">- <span class=\"lsf3 ws11f\">ver<span class=\"_ _1\"></span>worv<span class=\"_ _1\"></span>en en </span></span><span class=\"ws116\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws118\">verworven rechten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1e8 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Schikkingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1ea fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totale lasten voor regelingen met vaste toezeggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 715px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 616px; bottom: 715px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 715px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h69 y68b ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 791px; bottom: 715px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c h64 y1779 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177b ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De netto <span class=\"_ _1\"></span>rentekosten en<span class=\"_ _1\"></span> andere zij<span class=\"_ _1\"></span>n verantwoord<span class=\"_ _1\"></span> als Fina<span class=\"_ _1\"></span>ncieringslasten<span class=\"_ _1\"></span> (zie toeli<span class=\"_ _1\"></span>chting 37).<span class=\"_ _1\"></span> Alle overi<span class=\"_ _1\"></span>ge kosten word<span class=\"_ _1\"></span>en vera<span class=\"ws11e\">ntwoord al<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y177c ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Person<span class=\"_ _0\"></span>eelskost<span class=\"_ _0\"></span>en (zie t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y177d ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177e ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De samens<span class=\"_ _1\"></span>telling van her<span class=\"_ _1\"></span>berekeningen <span class=\"_ _1\"></span>per 31<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">december is als vo<span class=\"_ _0\"></span>lgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y177f ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 527px; bottom: 590px; z-index: 15;\">Pensioenregelingen met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y691 ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 547px; bottom: 575px; z-index: 15;\">vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 560px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 560px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 590px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y691 ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 575px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 560px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 560px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Rendement op kwalificerende<span class=\"_ _0\"></span> beleggingen, exclusief ef<span class=\"_ _0\"></span>fect op de rente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 523px; bottom: 530px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 530px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Herberekening van actiefplafond / minimale financieringsvereisten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 515px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Actuari\u00eble (winsten) verliezen m.b.t.:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">wijziging in demografische veronderstellingen</span> </div>\n<div class=\"t m0 x2c h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 485px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 485px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 485px; z-index: 15;\">5</div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">wijziging in financi\u00eble veronderstellingen</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 470px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 470px; z-index: 15;\">(86)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 470px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 470px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 456px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">ervaringsaanpassingen</span> </div>\n<div class=\"t m0 x1fa h67 y685 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 456px; z-index: 15;\">0</div>\n<div class=\"t m0 x2c h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 456px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 456px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 456px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c6 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Herber<span class=\"_ _0\"></span>ekeni<span class=\"_ _0\"></span>ng van de<span class=\"_ _0\"></span> verplic<span class=\"_ _0\"></span>hting i<span class=\"_ _0\"></span>nzake de<span class=\"_ _0\"></span> toege<span class=\"_ _0\"></span>zegdpe<span class=\"_ _0\"></span>nsioenre<span class=\"_ _0\"></span>geli<span class=\"_ _0\"></span>ng, nett<span class=\"_ _0\"></span>o (actie<span class=\"_ _0\"></span>f)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 441px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 441px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 694px; bottom: 441px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 441px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y178a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y178b ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y178c ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De herber<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g van de netto ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing inzak<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x2c h64 y178d ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregeling word<span class=\"_ _1\"></span>t onder o<span class=\"_ _1\"></span>verig compr<span class=\"_ _1\"></span>ehensive in<span class=\"_ _1\"></span>come</div>\n<div class=\"t m0 x2c h64 y178e ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Herberekeningen<span class=\"_ _1\"></span> van kwalificerende<span class=\"_ _1\"></span> beleggingen zijn<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y178f ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">name het <span class=\"_ _0\"></span>versch<span class=\"_ _0\"></span>il tusse<span class=\"_ _0\"></span>n de eige<span class=\"_ _0\"></span>nlijke ret<span class=\"_ _0\"></span>urn van <span class=\"_ _0\"></span>kwalifi<span class=\"_ _0\"></span>ceren<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y1790 ff1e8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bel<span class=\"ws11e\">eggingen en<span class=\"_ _1\"></span> verwachte disconter<span class=\"_ _1\"></span>ingsvoet. Herber<span class=\"_ _1\"></span>ekeningen van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1791 ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenverplichtingen<span class=\"_ _1\"></span> geven de verande<span class=\"_ _1\"></span>ring in actuari\u00eble</div>\n<div class=\"t m0 x1d h64 y1792 ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen (demograf<span class=\"_ _1\"></span>ische en f<span class=\"_ _1\"></span>inanci\u00eble <span class=\"_ _1\"></span>veronderstelling<span class=\"_ _1\"></span>en) en</div>\n<div class=\"t m0 x1d h64 y1793 ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de ervarin<span class=\"_ _1\"></span>gsaanpassingen<span class=\"_ _1\"></span> weer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1794 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1795 ff1e8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ervaringsaanpa<span class=\"_ _1\"></span>ssingen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">zijn de actuar<span class=\"_ _0\"></span>i\u00eble winst<span class=\"_ _0\"></span>en en verliez<span class=\"_ _0\"></span>en die </span></span></div>\n<div class=\"t m0 x1d h64 y1796 ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ontstaa<span class=\"_ _0\"></span>n door v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>len tuss<span class=\"_ _0\"></span>en de act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e veronde<span class=\"_ _0\"></span>rstelli<span class=\"_ _0\"></span>ngen aan</div>\n<div class=\"t m0 x1d h64 y1797 ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het begin v<span class=\"_ _0\"></span>an het jaar en de w<span class=\"_ _0\"></span>erkeli<span class=\"_ _0\"></span>jke uitko<span class=\"_ _0\"></span>msten gedu<span class=\"_ _0\"></span>rende het j<span class=\"_ _0\"></span>aar.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 305px; height: 801px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 305px; height: 801px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l is een weergave<span class=\"_ _1\"></span> va<span class=\"lsed ws112\">n de gewoge<span class=\"_ _0\"></span>n gemidde<span class=\"_ _0\"></span>lde loopt<span class=\"_ _0\"></span>ijd van de toeg<span class=\"_ _0\"></span>ezegdp<span class=\"_ _0\"></span>ensioe<span class=\"_ _0\"></span>nregelin<span class=\"_ _0\"></span>g in jaren.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68b ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1065px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 1050px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 1065px; z-index: 15;\">Overige vergoedingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 1050px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Gewogen gemiddelde looptijd <span class=\"_ _0\"></span>van de <span class=\"ws116\">toegezegdpensioenregeling<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y179a ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y179b ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y179c ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l geeft een overzi<span class=\"_ _1\"></span>cht van de voornaamste<span class=\"_ _1\"></span> actuari\u00eble veronder<span class=\"_ _1\"></span>stellingen die z<span class=\"_ _1\"></span>ijn toegepast voor<span class=\"_ _1\"></span> de landen in de eurozo<span class=\"_ _1\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y179d ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 547px; bottom: 942px; z-index: 15;\">Pensioenregelingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 532px; bottom: 927px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 520px; bottom: 912px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 912px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 519px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 564px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 942px; z-index: 15;\">Overige vergoedingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 723px; bottom: 927px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 912px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 912px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 648px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 733px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\">  </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 498px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 584px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 668px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 753px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 897px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 498px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 584px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff1ed fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 867px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 867px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 867px; z-index: 15;\">0,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 867px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 867px; z-index: 15;\">3,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 867px; z-index: 15;\">4,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 867px; z-index: 15;\">1,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 867px; z-index: 15;\">1,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Toekomstige salarisverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 852px; z-index: 15;\">2,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 852px; z-index: 15;\">5,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 852px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 852px; z-index: 15;\">4,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Toekomstige pensioenverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 837px; z-index: 15;\">2,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 837px; z-index: 15;\">3,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 837px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 837px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Evolutie medische kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 498px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 584px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 823px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 823px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 823px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 823px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17a7 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17a8 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17a9 ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet voor <span class=\"lsef ws11d\">Pensioenregelingen is ge<span class=\"_ _1\"></span>wogen voor d<span class=\"_ _1\"></span>e netto </span></div>\n<div class=\"t m0 x2c h64 y17aa ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting inz<span class=\"_ _0\"></span>ake de toege<span class=\"_ _0\"></span>zegdpe<span class=\"_ _0\"></span>nsioen<span class=\"_ _0\"></span>regelin<span class=\"_ _0\"></span>g (activa<span class=\"_ _0\"></span>). De meest</div>\n<div class=\"t m0 x2c h64 y17ab ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgebr<span class=\"_ _0\"></span>eide pens<span class=\"_ _0\"></span>ioenpla<span class=\"_ _0\"></span>nnen sit<span class=\"_ _0\"></span>ueren zic<span class=\"_ _0\"></span>h in Belgi\u00eb, m<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y17ac ff1ed fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten v<span class=\"_ _0\"></span>ari\u00ebrend<span class=\"_ _0\"></span> van 3,80<span class=\"_ _0\"></span>% tot 4,<span class=\"_ _0\"></span>10%. De<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y17ad ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">salarisverhogin<span class=\"_ _1\"></span>gen va<span class=\"lsed ws112\">ri\u00ebren in 20<span class=\"_ _0\"></span>22 van 2,90%<span class=\"_ _0\"></span> voor oudere </span></div>\n<div class=\"t m0 x1d h64 y17ae ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">personeelslede<span class=\"_ _1\"></span>n tot 5,8<span class=\"_ _1\"></span>0% voor jon<span class=\"_ _1\"></span>gere personee<span class=\"_ _1\"></span>lsleden.</div>\n<div class=\"t m0 x2c h64 y17af ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b0 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b1 ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l bevat de voornaams<span class=\"_ _1\"></span>te actuari\u00eble ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n die zijn toegep<span class=\"_ _1\"></span>ast voor de overige<span class=\"_ _1\"></span> landen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17b2 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Pensioenregelingen met vaste <span class=\"ws116\">toezeggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 667px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 667px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1ed fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y694 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 637px; z-index: 15;\">4,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y694 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 637px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Toekomstige salarisverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 623px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b7 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b8 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b9 ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De eurozo<span class=\"_ _0\"></span>ne vertege<span class=\"_ _0\"></span>nwoor<span class=\"_ _0\"></span>digt 83% van d<span class=\"_ _0\"></span>e totale ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 y17ba ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">regeli<span class=\"_ _0\"></span>ngen met vas<span class=\"_ _0\"></span>te toezeggi<span class=\"_ _0\"></span>ngen van Ag<span class=\"_ _0\"></span>eas. Onde<span class=\"_ _0\"></span>r overige l<span class=\"_ _0\"></span>anden</div>\n<div class=\"t m0 x2c h64 y17bb ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">valt uitsl<span class=\"_ _1\"></span>uitend het Ve<span class=\"_ _1\"></span>renigd Konink<span class=\"_ _1\"></span>rijk. Ui<span class=\"_ _1\"></span>tkeringen na ui<span class=\"_ _1\"></span>tdiensttreding<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y17bc ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">landen bui<span class=\"_ _1\"></span>ten de euro<span class=\"_ _1\"></span>zone en het <span class=\"_ _1\"></span>Verenigd Kon<span class=\"_ _1\"></span>inkrijk worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y17bd ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls niet v<span class=\"_ _1\"></span>an materieel<span class=\"_ _1\"></span> belang. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17be ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y17bf ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toe<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsed ws112\">of afname<span class=\"_ _0\"></span> van 1% in de vero<span class=\"_ _0\"></span>nderstel<span class=\"_ _0\"></span>de actua<span class=\"_ _0\"></span>ri\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 y17c0 ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou he<span class=\"_ _1\"></span>t volgende<span class=\"_ _1\"></span> effect hebbe<span class=\"_ _1\"></span>n op de</div>\n<div class=\"t m0 x1d h64 y17c1 ff1ed fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen op b<span class=\"_ _0\"></span>asis van <span class=\"_ _0\"></span>vaste t<span class=\"_ _0\"></span>oezeggi<span class=\"_ _0\"></span>ngen en<span class=\"_ _0\"></span> overige</div>\n<div class=\"t m0 x1d h64 y17c2 ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingen<span class=\"_ _1\"></span> na uitdiens<span class=\"_ _1\"></span><span class=\"ws113\">ttreding.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y17c3 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17c4 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 465px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 547px; bottom: 465px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 532px; bottom: 450px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 521px; bottom: 435px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 607px; bottom: 435px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 465px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 450px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 435px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 435px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 405px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 405px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 405px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 405px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 405px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde disconteringsvoe<span class=\"_ _0\"></span>t:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 361px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 509px; bottom: 361px; z-index: 15;\">(11,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 361px; z-index: 15;\">(13,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 679px; bottom: 361px; z-index: 15;\">(16,8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 764px; bottom: 361px; z-index: 15;\">(19,3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 346px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 346px; z-index: 15;\">12,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 346px; z-index: 15;\">16,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 346px; z-index: 15;\">18,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 346px; z-index: 15;\">25,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde toekomstige sala<span class=\"_ _0\"></span>risverhogingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 301px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x1a4 h67 y68b ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 301px; z-index: 15;\">12,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 301px; z-index: 15;\">12,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x158 h67 y68d ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 509px; bottom: 286px; z-index: 15;\">(10,6%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 286px; z-index: 15;\">(10,2%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde pensioen<span class=\"_ _0\"></span>verhogingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 242px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x1fb h67 y68f ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 242px; z-index: 15;\">8,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 242px; z-index: 15;\">9,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 242px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 242px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 227px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x169 h67 y6c4 ff1ed fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 514px; bottom: 227px; z-index: 15;\">(7,<span class=\"_ _1\"></span>3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff1ed fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 600px; bottom: 227px; z-index: 15;\">(7,<span class=\"_ _1\"></span>8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 216px; height: 890px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 216px; height: 890px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toe<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>of afname van de<span class=\"_ _1\"></span> veronderstelde trend<span class=\"_ _1\"></span>matige groei met<span class=\"_ _1\"></span> 1% van de medische ko<span class=\"_ _1\"></span>sten zou het <span class=\"ws11d\">volgend<span class=\"_ _1\"></span>e effect h<span class=\"_ _1\"></span>ebben op de<span class=\"_ _1\"></span> uitkering<span class=\"_ _1\"></span>sverplichting </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor medis<span class=\"_ _0\"></span>che kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y68d ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 1049px; z-index: 15;\">Medische kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Effect van de veronder<span class=\"_ _0\"></span>stelde trendmatige veranderingen <span class=\"_ _0\"></span>van de medische <span class=\"_ _0\"></span>kosten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">1% toename</span> </div>\n<div class=\"t m0 x4 h67 y67e ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 960px; z-index: 15;\">20,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y67e ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">26,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x25a h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 592px; bottom: 945px; z-index: 15;\">(15,9%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 764px; bottom: 945px; z-index: 15;\">(20,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17e3 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17e4 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17e5 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De samenst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an de kwali<span class=\"_ _0\"></span>ficeren<span class=\"_ _0\"></span>de beleggi<span class=\"_ _0\"></span>ngen is als<span class=\"_ _0\"></span> volgt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17e6 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y685 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 466px; bottom: 867px; z-index: 15;\">31 December 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 616px; bottom: 867px; z-index: 15;\">%</div>\n<div class=\"t m0 x1f9 h67 y685 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 638px; bottom: 867px; z-index: 15;\">31 December 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 789px; bottom: 867px; z-index: 15;\">%</div>\n<div class=\"t m0 x162 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 837px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 837px; z-index: 15;\">13,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 837px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 837px; z-index: 15;\">11,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 822px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 822px; z-index: 15;\">63,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 822px; z-index: 15;\">230<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 822px; z-index: 15;\">63,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 807px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 807px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 807px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 807px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 807px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 792px; z-index: 15;\">Vastgoedportefeuille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 792px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 792px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 792px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 792px; z-index: 15;\">8,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Geldmiddelen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 777px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 777px; z-index: 15;\">4</div>\n<div class=\"t m0 x202 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 777px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 762px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68d ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 762px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 762px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 762px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 762px; z-index: 15;\">8,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff1f4 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 747px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 747px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 747px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 699px; bottom: 747px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 747px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17f0 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17f1 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17f2 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De kwalific<span class=\"_ _1\"></span>erende beleggi<span class=\"_ _1\"></span>ngen bestaan<span class=\"_ _1\"></span> voornamelij<span class=\"_ _1\"></span>k uit <span class=\"lsed ws111\">vastrente<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x2c h64 y17f3 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarden, gev<span class=\"_ _1\"></span>olgd door a<span class=\"_ _1\"></span>andelen, vastg<span class=\"_ _1\"></span>oed (fondsen<span class=\"_ _1\"></span>) en</div>\n<div class=\"t m0 x2c h64 y17f4 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie zijn afges<span class=\"_ _0\"></span>loten bij</div>\n<div class=\"t m0 x2c h64 y17f5 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>smaatschappijen. Volg<span class=\"_ _1\"></span>ens het interne bel<span class=\"_ _1\"></span>eggingsbeleid<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y17f6 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas diene<span class=\"_ _1\"></span>n voor de <span class=\"_ _1\"></span>financiering<span class=\"_ _1\"></span> van pensioenr<span class=\"_ _1\"></span>egelingen<span class=\"_ _1\"></span> beleggingen</div>\n<div class=\"t m0 x2c h64 y17f7 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in derivat<span class=\"_ _0\"></span>en en opkom<span class=\"_ _0\"></span>ende markt<span class=\"_ _0\"></span>en te word<span class=\"_ _0\"></span>en vermed<span class=\"_ _0\"></span>en. Het bed<span class=\"_ _0\"></span>rag in</div>\n<div class=\"t m0 x1d h64 y17f8 ff1f1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">'Overig<span class=\"_ _0\"></span>e' houdt<span class=\"_ _0\"></span> verband m<span class=\"_ _0\"></span>et twee <span class=\"_ _0\"></span>gedivers<span class=\"_ _0\"></span>ifiee<span class=\"_ _0\"></span>rde fonds<span class=\"_ _0\"></span>en in het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y17f9 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verenigd Koni<span class=\"_ _1\"></span>nkrijk.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y17fa ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y17fb ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De samenst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an de pensi<span class=\"_ _0\"></span>oenplanb<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y17fc ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kwalificerende<span class=\"_ _1\"></span> b<span class=\"ws11d\">eleggingen <span class=\"_ _1\"></span>voor pensio<span class=\"_ _1\"></span>enregelingen i<span class=\"_ _1\"></span>s als vol<span class=\"_ _1\"></span>gt.</span></div>\n<div class=\"t m0 x2c h64 y17fd ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17fe ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y691 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 466px; bottom: 575px; z-index: 15;\">31 December 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 616px; bottom: 575px; z-index: 15;\">%</div>\n<div class=\"t m0 x1f9 h67 y691 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 638px; bottom: 575px; z-index: 15;\">31 December 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 789px; bottom: 575px; z-index: 15;\">%</div>\n<div class=\"t m0 x162 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 545px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 545px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 545px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 545px; z-index: 15;\">7,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 530px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 530px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 530px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 530px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Vastgoedportefeuille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 515px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 515px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 515px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 515px; z-index: 15;\">10,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Converteerbare obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 500px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 500px; z-index: 15;\">2,6%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 500px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 500px; z-index: 15;\">2,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Geldmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 485px; z-index: 15;\">4</div>\n<div class=\"t m0 x202 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 485px; z-index: 15;\">0,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 485px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 485px; z-index: 15;\">0,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff1f4 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 470px; z-index: 15;\">543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 699px; bottom: 470px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 470px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1800 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1801 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1802 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas past<span class=\"_ _0\"></span> het belei<span class=\"_ _0\"></span>d voor asset<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">allocati<span class=\"_ _0\"></span>e geleidel<span class=\"_ _0\"></span>ijk aan om zo d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y1803 ff1f1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de b<span class=\"_ _0\"></span>eleggin<span class=\"_ _0\"></span>gen bet<span class=\"_ _0\"></span>er af te st<span class=\"_ _0\"></span>emmen o<span class=\"_ _0\"></span>p de loopt<span class=\"_ _0\"></span>ijd va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1804 ff1f1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenverpli<span class=\"_ _1\"></span>chtingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1805 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1806 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Naar verw<span class=\"_ _0\"></span>achting zal<span class=\"_ _0\"></span> Ageas als w<span class=\"_ _0\"></span>erkgever in h<span class=\"_ _0\"></span>et boekj<span class=\"_ _0\"></span>aar eindig<span class=\"_ _0\"></span>end op</div>\n<div class=\"t m0 x1d h64 y1807 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">31 december 2022 de v<span class=\"_ _1\"></span>olgende bijdragen<span class=\"_ _1\"></span> betalen aan regeli<span class=\"_ _1\"></span>ngen ten</div>\n<div class=\"t m0 x1d h64 y1808 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behoev<span class=\"_ _0\"></span>e van uitker<span class=\"_ _0\"></span>ingen na uit<span class=\"_ _0\"></span>dienstt<span class=\"_ _0\"></span>reding.</div>\n<div class=\"t m0 x2c h64 y1809 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 345px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f h67 y683 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 717px; bottom: 345px; z-index: 15;\">Pensioenregelingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff1f1 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 701px; bottom: 330px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y683 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Verwachte bijdragen voor volge<span class=\"_ _0\"></span>nd jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Verwachte bijdragen voor volge<span class=\"_ _0\"></span>nd jaar voor ongekwalificeerde <span class=\"_ _0\"></span>pensioenplanbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 285px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 274px; height: 832px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 832px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1f6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Andere la<span class=\"_ _1\"></span>ngetermijn per<span class=\"_ _1\"></span>soneelsbeloningen</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1f6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Andere <span class=\"_ _1\"></span><span class=\"ws11e\">langetermijn per<span class=\"_ _1\"></span>soneelsbeloninge<span class=\"_ _1\"></span>n bestaan uit verp<span class=\"_ _1\"></span>lichtingen van de<span class=\"_ _1\"></span> werkgever tot he<span class=\"_ _1\"></span>t uitkeren van bijv<span class=\"_ _1\"></span>oorbeeld jubile<span class=\"_ _1\"></span>umpremi<span class=\"lsed ws112\">es. De tabel </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1f6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hieron<span class=\"_ _0\"></span>der geeft<span class=\"_ _0\"></span> de netto v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n weer. D<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot Ande<span class=\"_ _0\"></span>re langet<span class=\"_ _0\"></span>ermij<span class=\"_ _0\"></span>nperson<span class=\"_ _0\"></span>eelsbel<span class=\"_ _0\"></span>oni<span class=\"lsef\">ngen zijn opgenomen<span class=\"_ _1\"></span> in de bal<span class=\"_ _1\"></span>ans </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Overlopen<span class=\"_ _1\"></span>de rente en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> (zie toelichting 24)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y6e8 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y6e8 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 988px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 988px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 973px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 973px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1814 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1815 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1816 ff1f6 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11d\">volgende<span class=\"_ _1\"></span> tabel toon<span class=\"_ _1\"></span>t de mutatie<span class=\"_ _1\"></span>s gedurende h<span class=\"_ _1\"></span>et boekjaar <span class=\"_ _1\"></span>in de verp<span class=\"_ _1\"></span>lichtingen <span class=\"_ _1\"></span>inzake Andere<span class=\"_ _1\"></span> langetermijnp<span class=\"_ _1\"></span>ersoneelsbel<span class=\"_ _1\"></span>oningen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1817 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y67e ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y67e ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 895px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y680 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 633px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y680 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Netto verplichting per 1 janua<span class=\"_ _0\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 864px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 864px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le last<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 850px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 835px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 835px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Netto verplichting per 31 de<span class=\"_ _0\"></span>cember<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 820px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y181e ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y181f ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1820 ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De onderstaande<span class=\"_ _1\"></span> tabel geeft een over<span class=\"_ _1\"></span>zicht van de actuar<span class=\"_ _1\"></span>i\u00eble veronderst<span class=\"_ _1\"></span>ellingen die zijn<span class=\"_ _1\"></span> gehanteerd voor he<span class=\"_ _1\"></span>t berekenen van de <span class=\"lsed ws112\">verplichtin<span class=\"_ _0\"></span>gen met </span></div>\n<div class=\"t m0 x2c h64 y1821 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot and<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">langetermijnperson<span class=\"_ _1\"></span>eelsbeloningen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1822 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 550px; bottom: 726px; z-index: 15;\"> </div>\n<div id=\"fs_4139MTIXB400000000000000000000\">\n<div class=\"t m0 x168 h67 y683 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 726px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 612px; bottom: 711px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x1fa h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 715px; bottom: 726px; z-index: 15;\">  </div>\n<div id=\"fs_SIPIRBHQSG00000000000000000000\">\n<div class=\"t m0 x202 h67 y683 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 726px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 711px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x162 h67 y688 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 531px; bottom: 711px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 711px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 632px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1f6 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 681px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 681px; z-index: 15;\">3,17%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 681px; z-index: 15;\">3,82%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 681px; z-index: 15;\">0,32%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 681px; z-index: 15;\">0,70%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Toekomstige salarisverhogingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 666px; z-index: 15;\">3,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 666px; z-index: 15;\">5,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 666px; z-index: 15;\">2,10%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 666px; z-index: 15;\">4,20%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1828 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1829 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y182a ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De kosten van de<span class=\"_ _1\"></span> Andere langetermijn<span class=\"_ _1\"></span> personeelsbelonin<span class=\"_ _1\"></span>gen worden hierna<span class=\"_ _1\"></span> <span class=\"lsed ws112\">getoon<span class=\"_ _0\"></span>d. De rentek<span class=\"_ _0\"></span>osten zi<span class=\"_ _0\"></span>jn verant<span class=\"_ _0\"></span>woord als Fi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngslast<span class=\"_ _0\"></span>en (zie </span></div>\n<div class=\"t m0 x2c h64 y182b ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 37)<span class=\"_ _1\"></span> en de overige ko<span class=\"_ _1\"></span>sten zijn verantwoord<span class=\"_ _1\"></span> als Personeels<span class=\"_ _1\"></span>kosten (zie toelicht<span class=\"_ _1\"></span>ing 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y182c ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 x48 h67 y68d ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 615px; bottom: 572px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68d ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 572px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x252 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 475px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 638px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 801px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y694 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 542px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 542px; z-index: 15;\">1</div>\n<div class=\"t m0 x73 h67 y694 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 542px; z-index: 15;\">1</div>\n<div class=\"t m0 x2eb h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 527px; z-index: 15;\">Onmiddellijk verantwoorde netto a<span class=\"_ _0\"></span>ctuari\u00eble verliezen (winsten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 527px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 527px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y694 ff1f9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 67px; bottom: 512px; z-index: 15;\">Totale lasten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y694 ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 512px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x264 h69 y694 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1832 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1833 ff1f6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Be\u00ebindigings<span class=\"_ _1\"></span>vergoedingen</span> </span></div>\n<div class=\"t m0 x2c h64 y1834 ff1f6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Be\u00ebindi<span class=\"_ _0\"></span>gingsv<span class=\"_ _0\"></span>ergoedi<span class=\"_ _0\"></span>ngen zij<span class=\"_ _0\"></span>n persone<span class=\"_ _0\"></span>elsbel<span class=\"_ _0\"></span>oninge<span class=\"_ _0\"></span>n die beta<span class=\"_ _0\"></span>albaar z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y1835 ff1f6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in verband<span class=\"_ _1\"></span> met het b<span class=\"_ _1\"></span>e\u00ebindigen van<span class=\"_ _1\"></span> de arbeid<span class=\"_ _1\"></span>srelatie met e<span class=\"_ _1\"></span>en werknemer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1836 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">v\u00f3\u00f3r de nor<span class=\"_ _0\"></span>male pensi<span class=\"_ _0\"></span>oendat<span class=\"_ _0\"></span>um of het besl<span class=\"_ _0\"></span>uit van een we<span class=\"_ _0\"></span>rkneme<span class=\"_ _0\"></span>r om</div>\n<div class=\"t m0 x2c h64 y1837 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vrijwi<span class=\"_ _0\"></span>llig ontsla<span class=\"_ _0\"></span>g te accept<span class=\"_ _0\"></span>eren in ruil v<span class=\"_ _0\"></span>oor dez<span class=\"ws11d\">e v<span class=\"_ _0\"></span>ergoed<span class=\"_ _0\"></span>ing. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1838 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1839 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y183a ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De onderstaande<span class=\"_ _1\"></span> tabel toont verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> samenhangen met</div>\n<div class=\"t m0 x1d h64 y183b ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Be\u00ebindigingsve<span class=\"_ _1\"></span>rgoedingen die in<span class=\"_ _1\"></span> de balans begrepen<span class=\"_ _1\"></span> zijn onder</div>\n<div class=\"t m0 x1d h64 y183c ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overlopende<span class=\"_ _1\"></span> rente en overige verpl<span class=\"_ _1\"></span>ichtingen (zie<span class=\"_ _1\"></span> toelichting<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">24).</span></span></div>\n<div class=\"t m0 x2c h64 y183d ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y680 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 371px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y680 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 371px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h69 y685 ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 326px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y685 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 326px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y685 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 326px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c h64 y1842 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1843 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1844 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel too<span class=\"_ _0\"></span>nt de mutati<span class=\"_ _0\"></span>es gedur<span class=\"_ _0\"></span>ende het boe<span class=\"_ _0\"></span>kjaar in de ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen inzak<span class=\"_ _0\"></span>e Be\u00ebin<span class=\"_ _0\"></span>digingsv<span class=\"_ _0\"></span>ergoe<span class=\"_ _0\"></span>dingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1845 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y69a ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 248px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y69a ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 248px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1f6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y685 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 633px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y685 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 218px; z-index: 15;\">Netto verplichting per 1 j<span class=\"_ _0\"></span>anuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y683 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 218px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y683 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 218px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y6d1 ff1f6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 203px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le last<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6d1 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 203px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h67 y6d1 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 203px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 188px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 188px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff1f9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Netto verplichting per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y68b ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 173px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y68b ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 173px; z-index: 15;\">5</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 162px; height: 944px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 162px; height: 944px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Kosten die<span class=\"_ _1\"></span> gerelateerd<span class=\"_ _1\"></span> zijn aan<span class=\"_ _1\"></span> Be\u00ebindigingsver<span class=\"_ _1\"></span>goedingen worde<span class=\"_ _1\"></span>n hieronder<span class=\"_ _1\"></span> getoond. <span class=\"_ _1\"></span>De netto <span class=\"lsed\">rentekoste<span class=\"_ _0\"></span>n zijn ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als Fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingslast<span class=\"_ _0\"></span>en (zi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toelich<span class=\"_ _0\"></span>ting 37). Al<span class=\"_ _0\"></span>le overige k<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en verant<span class=\"_ _0\"></span>woord als<span class=\"_ _0\"></span> Personeel<span class=\"_ _0\"></span>skost<span class=\"_ _0\"></span>en (zie toelic<span class=\"_ _0\"></span>hting 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y68d ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y68d ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1fb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y694 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h67 y694 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 1019px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y68f ff1fe fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Totale lasten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y68f ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h69 y68f ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 993px; height: 113px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1855 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1856 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h7b y1814 ff1ff fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">6.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1857 ff1ff fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Aandelengerelateerde <span class=\"_ _1\"></span>incentiveprogramm<span class=\"_ _1\"></span>a's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1858 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas maakt gebru<span class=\"_ _1\"></span>ik van de mogelij<span class=\"_ _1\"></span>kheid om zijn medew<span class=\"_ _1\"></span>erkers en</div>\n<div class=\"t m0 x2c h64 y1859 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leden van h<span class=\"_ _0\"></span>et Executi<span class=\"_ _0\"></span>ve Commit<span class=\"_ _0\"></span>tee en het Man<span class=\"_ _0\"></span>agemen<span class=\"_ _0\"></span>t Committ<span class=\"_ _0\"></span>ee in</div>\n<div class=\"t m0 x2c h64 y185a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>en en aan aand<span class=\"_ _0\"></span>elen gerel<span class=\"_ _0\"></span>ateerde i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten te bel<span class=\"_ _0\"></span>onen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y185b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y185c ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het kan h<span class=\"_ _1\"></span>ierbij gaan <span class=\"_ _1\"></span>om:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y185d ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsef ws11e\">r<span class=\"_ _1\"></span>estricted share<span class=\"_ _1\"></span>s</span><span class=\"ff1fb\"> </span></span></div>\n<div class=\"t m0 x2c h64 y185e ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsef ws113\">a<span class=\"_ _1\"></span>andelengerelat<span class=\"_ _1\"></span>eerde</span><span class=\"ff1fb\"> <span class=\"lsef ws113\">incen<span class=\"_ _1\"></span>tives</span> </span></span></div>\n<div class=\"t m0 x2c h64 y185f ff1fb fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.2.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11e\">Toekenning van<span class=\"_ _1\"></span> aandelen onder vo<span class=\"_ _1\"></span>orwaarden ('res<span class=\"_ _1\"></span>tricted </span></span></div>\n<div class=\"t m0 xd1 h64 y1860 ff1fb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">shares')<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1861 ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor de l<span class=\"_ _0\"></span>eden va<span class=\"_ _0\"></span>n het Exe<span class=\"_ _0\"></span>cutive C<span class=\"_ _0\"></span>ommitt<span class=\"_ _0\"></span>ee en het<span class=\"_ _0\"></span> Manage<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x2c h64 y1862 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee geldt e<span class=\"_ _0\"></span>en Long Term I<span class=\"_ _0\"></span>ncentive p<span class=\"_ _0\"></span>lan (LTI).<span class=\"_ _0\"></span> Hierbij wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 y1863 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ieaande<span class=\"_ _0\"></span>len toegez<span class=\"_ _0\"></span>egd die 3,<span class=\"_ _0\"></span>5 jaar later<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">onvoorwaardelijk zijn </span></span></div>\n<div class=\"t m0 x2c h64 y1864 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end. Het aant<span class=\"_ _0\"></span>al toe te ken<span class=\"_ _0\"></span>nen aandel<span class=\"_ _0\"></span>en in het kade<span class=\"_ _0\"></span>r van dit plan</div>\n<div class=\"t m0 x2c h64 y1865 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is gebasee<span class=\"_ _0\"></span>rd op de 'Age<span class=\"_ _0\"></span>as Busines<span class=\"_ _0\"></span>s Score',<span class=\"_ _0\"></span> die voort<span class=\"_ _0\"></span>vloeit uit<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y1866 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwezenlij<span class=\"_ _1\"></span>king van de<span class=\"_ _1\"></span> KPI's voor<span class=\"_ _1\"></span> het bedr<span class=\"_ _1\"></span>ijf. Voor d<span class=\"_ _1\"></span>e onvoorwaardel<span class=\"_ _1\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y1867 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekenning 3<span class=\"_ _1\"></span>,5 jaar n<span class=\"_ _1\"></span>a <span class=\"ws11e\">de toezegging<span class=\"_ _1\"></span> wordt een relatie<span class=\"_ _1\"></span>ve TSR<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y1868 ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>iemetin<span class=\"_ _0\"></span>g (totaa<span class=\"_ _0\"></span>l aandee<span class=\"_ _0\"></span>lhoude<span class=\"_ _0\"></span>rsrende<span class=\"_ _0\"></span>ment) t<span class=\"_ _0\"></span>en opzicht<span class=\"_ _0\"></span>e van ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1869 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijking<span class=\"_ _1\"></span>sgroep toegepas<span class=\"_ _1\"></span>t. Nadat de<span class=\"_ _1\"></span> aandelen<span class=\"_ _1\"></span> onvoorwaardelij<span class=\"_ _1\"></span>k zijn</div>\n<div class=\"t m0 x1d h64 y186a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end, moete<span class=\"_ _0\"></span>n ze nog 1,5 ja<span class=\"_ _0\"></span>ar in bezit wor<span class=\"_ _0\"></span>den geho<span class=\"_ _0\"></span>uden (in tota<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x1d h64 y186b ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">5 jaar n<span class=\"lsef ws11e\">a de datum van voorwaardel<span class=\"_ _1\"></span>ijke toekenning).<span class=\"_ _1\"></span> Na deze </span></div>\n<div class=\"t m0 x1d h64 y186c ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blokkeringsperi<span class=\"_ _1\"></span>ode mogen <span class=\"_ _1\"></span>de begunstigde<span class=\"_ _1\"></span>n de onvoor<span class=\"_ _1\"></span>waardelijk</div>\n<div class=\"t m0 x1d h64 y186d ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegekende aa<span class=\"_ _1\"></span>ndelen ver<span class=\"_ _1\"></span>kopen onder b<span class=\"_ _1\"></span>epaalde voorw<span class=\"_ _1\"></span>aarden zoal<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y186e ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgel<span class=\"_ _0\"></span>egd in het bez<span class=\"_ _0\"></span>oldigin<span class=\"_ _0\"></span>gsbele<span class=\"_ _0\"></span>id. Meer detai<span class=\"_ _0\"></span>ls over dit pl<span class=\"_ _0\"></span>an zijn te</div>\n<div class=\"t m0 x1d h64 y186f ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vinden i<span class=\"lsed ws112\">n het Verslag va<span class=\"_ _0\"></span>n het Remun<span class=\"_ _0\"></span>eration Co<span class=\"_ _0\"></span>mmitte<span class=\"_ _0\"></span>e in sectie A<span class=\"ls0 ws0\"> 6.<span class=\"lsf9 ws124\">7. </span> </span></span></div>\n<div class=\"t m0 x1d h64 y1870 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1871 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor 2018 <span class=\"_ _1\"></span>werden in<span class=\"_ _1\"></span> totaal 35.612<span class=\"_ _1\"></span> prestatiea<span class=\"_ _1\"></span>andelen toe<span class=\"_ _1\"></span>gezegd voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1872 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekenning, <span class=\"_ _1\"></span>voor 2019 w<span class=\"_ _1\"></span>erden in <span class=\"_ _1\"></span>totaal 51.393<span class=\"_ _1\"></span> prestatiea<span class=\"_ _1\"></span>andelen</div>\n<div class=\"t m0 x1d h64 y1873 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegd voor<span class=\"_ _1\"></span> toekenning, voor 2020<span class=\"_ _1\"></span> werden in totaal <span class=\"lsed ws111\">53.269 </span></div>\n<div class=\"t m0 x1d h64 y1874 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prestatieaandel<span class=\"_ _1\"></span>en toegezeg<span class=\"_ _1\"></span>d voor toek<span class=\"_ _1\"></span>enning en <span class=\"_ _1\"></span>voor 2021 we<span class=\"_ _1\"></span>rden in</div>\n<div class=\"t m0 x1d h64 y1875 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaal 53<span class=\"_ _1\"></span>.918 prestatiea<span class=\"_ _1\"></span>andelen toegezeg<span class=\"_ _1\"></span>d voor to<span class=\"_ _1\"></span>ekenning.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1876 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1877 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor het pr<span class=\"_ _0\"></span>estatiej<span class=\"_ _0\"></span>aar 2022 we<span class=\"_ _0\"></span>rden in tota<span class=\"_ _0\"></span>al 42.530 p<span class=\"_ _0\"></span>restatie<span class=\"_ _0\"></span>aandele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1878 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegd v<span class=\"_ _1\"></span>oor toekenn<span class=\"lsed ws112\">ing aan de leden van het<span class=\"_ _0\"></span> Execut<span class=\"_ _0\"></span>ive Committ<span class=\"_ _0\"></span>ee </span></div>\n<div class=\"t m0 x1d h64 y1879 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en het Mana<span class=\"_ _1\"></span>gement Com<span class=\"_ _1\"></span>mittee.</div>\n<div class=\"t m0 x2c h64 y187a ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y187b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y187c ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont het verloop<span class=\"_ _1\"></span> van de toezeggingen<span class=\"_ _1\"></span> van restricted<span class=\"_ _1\"></span> shares gedurende het<span class=\"_ _1\"></span> jaar aan leden<span class=\"_ _1\"></span> van het Executive <span class=\"ws11d\">Com<span class=\"_ _1\"></span>mittee en <span class=\"_ _1\"></span>het </span></div>\n<div class=\"t m0 x2c h64 y187d ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Management C<span class=\"_ _1\"></span>ommittee. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y187e ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h64 y1880 ff1fb fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 580px; z-index: 15;\">(aantal aandelen in '000)<span class=\"_ _0\"></span><span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 643px; bottom: 580px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 580px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 663px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h64 y1880 ff1fb fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Aantal nieuw toegekende aandelen<span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f3 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 654px; bottom: 547px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y1880 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 547px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h64 y1882 ff1fe fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 532px; z-index: 15;\">Aantal onder voorwaarden vers<span class=\"_ _0\"></span>trekte aandelen per 1<span class=\"_ _0\"></span> maart<span class=\"ff1fb fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h69 y1882 ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 648px; bottom: 532px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h69 y1882 ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 532px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1886 ff1fb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Verstrekte voorwaardelijke aandelen (vervallen) <span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1886 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 516px; z-index: 15;\"> <span class=\"fs44\"> </span></div>\n<div class=\"t m0 x255 h67 y1886 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 516px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h64 y1888 ff1fb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Verstrekte voorwaardelijke aandelen (gevestigd)<span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1888 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 500px; z-index: 15;\"> <span class=\"fs44\"> </span></div>\n<div class=\"t m0 x1b h67 y1888 ff1fb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 500px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y188a ff1fe fs46 fc1d sc0 lsf3 ws120\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Aantal<span class=\"_ _1\"></span> <span class=\"lsf1 ws115\">onder voorwaarden verstrekte aandelen <span class=\"_ _0\"></span>per 31 december<span class=\"ff1fb fs44 ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h69 y188a ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 663px; bottom: 484px; z-index: 15;\">  </div>\n<div class=\"t m0 x167 h69 y188a ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 484px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y188b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y188c ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y188d ff1fb fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.2.2 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">Aandelengerela<span class=\"_ _1\"></span>teerde incen<span class=\"_ _1\"></span>tives</span> </span></div>\n<div class=\"t m0 x2c h64 y188e ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In 2020, <span class=\"_ _1\"></span>2021 en 20<span class=\"_ _1\"></span>22 heeft Agea<span class=\"_ _1\"></span>s een aandel<span class=\"_ _1\"></span>engerelateerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y188f ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">incentiveprogra<span class=\"_ _1\"></span>mma voor he<span class=\"_ _1\"></span>t senior m<span class=\"_ _1\"></span>anagement op<span class=\"_ _1\"></span>gezet. Afhan<span class=\"_ _1\"></span>kelijk</div>\n<div class=\"t m0 x2c h64 y1890 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de pr<span class=\"_ _1\"></span>estatie van <span class=\"_ _1\"></span>het aandeel<span class=\"_ _1\"></span> Ageas ten op<span class=\"_ _1\"></span>zichte van<span class=\"_ _1\"></span> vergelijkbar<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y1891 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondernemingen<span class=\"_ _1\"></span> over de p<span class=\"_ _1\"></span>eriode van<span class=\"_ _1\"></span> drie jaar<span class=\"_ _1\"></span> volgend op <span class=\"_ _1\"></span>de lan<span class=\"ws113\">cering<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1892 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van elk van de<span class=\"_ _1\"></span> plannen en op voorwaa<span class=\"_ _1\"></span>rde van een voor<span class=\"_ _1\"></span>tgezet</div>\n<div class=\"t m0 x2c h64 y1893 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienstv<span class=\"_ _0\"></span>erband w<span class=\"_ _0\"></span>orden de seni<span class=\"_ _0\"></span>or manage<span class=\"_ _0\"></span>rs beloond m<span class=\"_ _0\"></span>et een betal<span class=\"_ _0\"></span>ing in</div>\n<div class=\"t m0 x2c h64 y1894 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contanten gelij<span class=\"_ _1\"></span>k aan een waarde<span class=\"_ _1\"></span>: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1895 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 135.48<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1896 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2023 (pl<span class=\"_ _0\"></span>an 2020).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1897 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 141.40<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1898 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2024 (pl<span class=\"_ _0\"></span>an 2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1899 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 151.20<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y189a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2025 (pl<span class=\"_ _0\"></span>an 2022).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y189b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y189c ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verplic<span class=\"_ _0\"></span>hting di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeit uit dez<span class=\"_ _0\"></span>e in contant<span class=\"_ _0\"></span>en afgewik<span class=\"_ _0\"></span>kelde</div>\n<div class=\"t m0 x1d h64 y189d ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rdt op elk<span class=\"_ _0\"></span>e versla<span class=\"_ _0\"></span><span class=\"lsef ws11e\">gdatum bepaald t<span class=\"_ _1\"></span>egen de re\u00eble waard<span class=\"_ _1\"></span>e.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 300px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 300px; height: 806px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls96 wsb2\" style=\"z-index: 15;\">P<span class=\"_ _0\"></span>er<span class=\"_ _1\"></span>sone<span class=\"_ _1\"></span>el<span class=\"_ _1\"></span>sk<span class=\"_ _0\"></span>osten</div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff3ae fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Salarissen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Sociale<span class=\"ls0 ws0\">-</span>zekerheidslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3ac fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Lasten pensioenregelingen op basis van pensioenregelingen met vaste toezegging<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Lasten pensioenregelingen op ba<span class=\"_ _0\"></span>sis van beschikbare premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 x4a hbb y69a ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Op aandelen gebaseerde belo<span class=\"_ _0\"></span>ning<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68b ff3ac fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff3ae fs72 fc2a sc0 ls146 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l pe<span class=\"_ _1\"></span>rsone<span class=\"_ _1\"></span>elsko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y218d ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218e ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218f ff3ac fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e is inclus<span class=\"_ _0\"></span>ief ho<span class=\"_ _0\"></span>ofdzakel<span class=\"_ _0\"></span>ijk and<span class=\"_ _0\"></span>ere kort<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c hb8 y2190 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">werknemersvoordel<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2191 ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y2192 ff3ac fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In toelicht<span class=\"_ _0\"></span>ing 6 sect<span class=\"_ _0\"></span>ie 6.1 <span class=\"ls140 ws18a\">Personeelsvergoedin<span class=\"_ _1\"></span>gen is nadere in<span class=\"_ _1\"></span>formatie </span></div>\n<div class=\"t m0 x1d hb8 y2193 ff3ac fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">te vinden<span class=\"_ _1\"></span> over de pe<span class=\"_ _1\"></span>rsonele ver<span class=\"_ _1\"></span>goedingen na <span class=\"_ _1\"></span>dienstverband<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d hb8 y2194 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">langetermijnpe<span class=\"_ _1\"></span>rsoneelsbeloning<span class=\"_ _1\"></span>en, waaronder pen<span class=\"_ _1\"></span>sioenkosten uit</div>\n<div class=\"t m0 x1d hb8 y2195 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">hoofde van toegeze<span class=\"_ _1\"></span>gdpensioenregel<span class=\"_ _1\"></span>ingen en toegezegde<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d hb8 y2196 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">bijdrageregel<span class=\"_ _1\"></span>ingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 576px; height: 385px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 576px; height: 385px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 576px; height: 385px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag464": {
   "value": "\n<div class=\"t m0 x2c h7b y7a9 ff1d8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">6.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff1d8 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">(Personeels)vergoedi<span class=\"_ _1\"></span>ngen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h75 yf5b ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">Dit hoofdstuk heeft betrekking op</div>\n<div class=\"t m0 x2c h75 yf5c ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">vergoedingen na uitdiensttreding,</div>\n<div class=\"t m0 x2c h75 yf5d ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">andere langetermijn<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c h75 yf5e ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen en<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 yf5f ff1d9 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">be\u00ebindigingsvergoedingen.</div>\n<div class=\"t m0 x2c h75 yf60 ff1d9 fs4a fc14 sc0 ls102 ws138\" style=\"z-index: 15;\">Vergoedingen na <span class=\"ws132\">uitdi<span class=\"_ _1\"></span>ensttreding </span></div>\n<div class=\"t m0 x2c h75 yf61 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn personeels<span class=\"ws130\">beloningen<span class=\"_ _0\"></span>, zoals </span></div>\n<div class=\"t m0 x2c h75 yf62 ff1d9 fs4a fc14 sc0 ls102 ws138\" style=\"z-index: 15;\">pensioenen en gezondhe<span class=\"_ _1\"></span>idszorg</div>\n<div class=\"t m0 x2c h75 yf63 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">regelingen, die worden uitgekeerd</div>\n<div class=\"t m0 x2c h75 yf64 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">na be\u00ebindiging van de</div>\n<div class=\"t m0 x2c h75 yf65 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">arbeidsrelatie. Andere langetermijn<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h75 yf66 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen zi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c h75 yf67 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsbeloningen d<span class=\"_ _0\"></span>ie niet</div>\n<div class=\"t m0 x2c h75 yf68 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">(volledig) betaalbaar zijn <span class=\"ls102 ws132\">binnen </span></div>\n<div class=\"t m0 x2c h75 y16c4 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">twaalf maanden na de periode</div>\n<div class=\"t m0 x2c h75 y16c5 ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">waarin de medewerkers de</div>\n<div class=\"t m0 x2c h75 y16c6 ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">betreffende dienst hebben verleend,</div>\n<div class=\"t m0 x2c h75 y16c7 ff1d9 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">zoals jubileumuitkeringen en</div>\n<div class=\"t m0 x2c h75 y16c8 ff1d9 fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">langdurige</div>\n<div class=\"t m0 x2c h75 y16c9 ff1d9 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">arbeidsongeschiktheidsuitke<span class=\"_ _0\"></span>ringen.</div>\n<div class=\"t m0 x2c h75 y16ca ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Be\u00ebindigingsvergoedingen zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y16cb ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">personeelsvergoedingen die</div>\n<div class=\"t m0 x2c h75 y16cc ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">betaalbaar zijn ten gevo<span class=\"_ _0\"></span>lge<span class=\"ls0\"> <span class=\"ls102 ws133\">van het </span></span></div>\n<div class=\"t m0 x2c h75 y16cd ff1d9 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">voortijdig be\u00ebindigen van de</div>\n<div class=\"t m0 x2c h75 y16ce ff1d9 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">arbeidsovereenkomst met een</div>\n<div class=\"t m0 x2c h75 y16cf ff1d9 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">werknemer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van all<span class=\"_ _1\"></span>e personeels<span class=\"_ _1\"></span>vergoedingen<span class=\"_ _1\"></span> binnen Agea<span class=\"_ _1\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7aa ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1d6 fs46 fc1f sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y691 ff1d6 fs46 fc1f sc0 lsf1 ws116\" style=\"left: 688px; bottom: 801px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y691 ff1d6 fs46 fc1f sc0 lsf1 ws116\" style=\"left: 774px; bottom: 801px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff1d6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 325px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6be ff1da fs46 fc18 sc0 ls0 ws0\" style=\"left: 707px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6be ff1da fs46 fc18 sc0 ls0 ws0\" style=\"left: 793px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 770px; z-index: 15;\">Pensioenregelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 770px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y67e ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 770px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d6 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 755px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige <span class=\"lsf1 ws118\">v<span class=\"_ _1\"></span>ergoedingen na uitdiensttreding<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 698px; bottom: 755px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 755px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Overige lange<span class=\"ls0 ws0\">-<span class=\"lsf8 ws121\">termijn</span>-</span><span class=\"ws116\">personeelsbeloningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 698px; bottom: 741px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y685 ff1d6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 741px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1d6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 726px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69a ff1d6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 703px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h67 y69a ff1d6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws115\" style=\"left: 325px; bottom: 711px; z-index: 15;\">Totaal verplichtingen vo<span class=\"_ _0\"></span>or regelingen met vaste toe<span class=\"_ _0\"></span>zeggingen (activa)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws116\" style=\"left: 693px; bottom: 711px; z-index: 15;\">631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff1db fs46 fc1f sc0 lsf1 ws116\" style=\"left: 779px; bottom: 711px; z-index: 15;\">886<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16d7 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16d8 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16d9 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verplichtinge<span class=\"_ _1\"></span>n en <span class=\"lsed ws112\">gerelateer<span class=\"_ _0\"></span>de prestat<span class=\"_ _0\"></span>iekost<span class=\"_ _0\"></span>en worden v<span class=\"_ _0\"></span>olgens de \u2018<span class=\"_ _0\"></span>project<span class=\"_ _0\"></span>ed unit cre<span class=\"_ _0\"></span>dit\u2019 method<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1ef h64 y16da ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bereke<span class=\"_ _0\"></span>nd. Het doel<span class=\"_ _0\"></span> van deze meth<span class=\"_ _0\"></span>ode is de belo<span class=\"_ _0\"></span>ningen toe te r<span class=\"_ _0\"></span>ekenen na<span class=\"_ _0\"></span>ar rato van het a<span class=\"_ _0\"></span>antal</div>\n<div class=\"t m0 x1ef h64 y16db ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dienstjaren<span class=\"_ _1\"></span> waarbij rekeni<span class=\"_ _1\"></span>ng wordt g<span class=\"_ _1\"></span>ehouden met <span class=\"_ _1\"></span>toekomstige <span class=\"_ _1\"></span>salarisverhogin<span class=\"_ _1\"></span>gen en de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16dc ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toewijzingsbeg<span class=\"_ _1\"></span>inselen van de pens<span class=\"_ _1\"></span>ioenregeling.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16dd ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16de ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verplichting<span class=\"_ _1\"></span> voor toegezegdp<span class=\"_ _1\"></span>ensioenregelingen<span class=\"_ _1\"></span> vertegenwoordigt<span class=\"_ _1\"></span> de netto contante waa<span class=\"_ _1\"></span>rde van</div>\n<div class=\"t m0 x1ef h64 y16df ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de toegek<span class=\"_ _0\"></span>ende bel<span class=\"_ _0\"></span>oningen pe<span class=\"_ _0\"></span>r verslagd<span class=\"_ _0\"></span>atum. De aa<span class=\"_ _0\"></span>n het dienst<span class=\"_ _0\"></span>jaar toeg<span class=\"_ _0\"></span>erekend<span class=\"_ _0\"></span>e pensioe<span class=\"_ _0\"></span>nkosten</div>\n<div class=\"t m0 x1ef h64 y16e0 ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vertegenwoord<span class=\"_ _1\"></span>igen de contante waarde<span class=\"_ _1\"></span> van de beloningen<span class=\"_ _1\"></span> die resulteren ui<span class=\"_ _1\"></span>t het dienstverband<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1ef h64 y16e1 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de werknemer<span class=\"_ _1\"></span> gedurende<span class=\"_ _1\"></span> de periode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16e2 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16e3 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De pensio<span class=\"_ _0\"></span>enkoste<span class=\"_ _0\"></span>n omvatte<span class=\"_ _0\"></span>n nettore<span class=\"_ _0\"></span>ntelast<span class=\"_ _0\"></span>en, berek<span class=\"_ _0\"></span>end door toe<span class=\"_ _0\"></span>passing va<span class=\"_ _0\"></span>n de discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet</div>\n<div class=\"t m0 x1ef h64 y16e4 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op de netto<span class=\"_ _0\"></span>pensioe<span class=\"_ _0\"></span>nschul<span class=\"_ _0\"></span>d. De discon<span class=\"_ _0\"></span>teringsv<span class=\"_ _0\"></span>oet <span class=\"lsef ws11d\">is een voet <span class=\"_ _1\"></span>van toepass<span class=\"_ _1\"></span>ing op hoogw<span class=\"_ _1\"></span>aardige </span></div>\n<div class=\"t m0 x1ef h64 y16e5 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijfs<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies als er spr<span class=\"_ _0\"></span>ake is van ee<span class=\"_ _0\"></span>n actieve m<span class=\"_ _0\"></span>arkt voor z<span class=\"_ _0\"></span>ulke oblig<span class=\"_ _0\"></span>aties, en e<span class=\"_ _0\"></span>en voet van</div>\n<div class=\"t m0 x1ef h64 y16e6 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toepass<span class=\"_ _0\"></span>ing op over<span class=\"_ _0\"></span>heidsob<span class=\"_ _0\"></span>ligaties o<span class=\"_ _0\"></span>p andere m<span class=\"_ _0\"></span>arkten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16e7 ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16e8 ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Bepaalde ac<span class=\"_ _1\"></span>tiva kunnen <span class=\"_ _1\"></span>worden beper<span class=\"_ _1\"></span>kt tot hun<span class=\"_ _1\"></span> recupereerba<span class=\"_ _1\"></span>re b<span class=\"lsed ws112\">edrag in de vor<span class=\"_ _0\"></span>m van een reduc<span class=\"_ _0\"></span>tie </span></div>\n<div class=\"t m0 x1ef h64 y16e9 ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in toekom<span class=\"_ _0\"></span>stige con<span class=\"_ _0\"></span>tributies<span class=\"_ _0\"></span> of een cash ter<span class=\"_ _0\"></span>ugbetal<span class=\"_ _0\"></span>ing (actief<span class=\"_ _0\"></span>plafo<span class=\"_ _0\"></span>nd). Bove<span class=\"_ _0\"></span>ndien kan e<span class=\"_ _0\"></span>r een</div>\n<div class=\"t m0 x1ef h64 y16ea ff1d6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting omw<span class=\"_ _0\"></span>ille van ee<span class=\"_ _0\"></span>n minimumv<span class=\"_ _0\"></span>ereiste i<span class=\"_ _0\"></span>nzake fina<span class=\"_ _0\"></span>ncieri<span class=\"_ _0\"></span>ng worden ger<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>eerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y16eb ff1d6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y16ec ff1d6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Actuar<span class=\"_ _0\"></span>i\u00eble wins<span class=\"_ _0\"></span>ten en ve<span class=\"_ _0\"></span>rlieze<span class=\"_ _0\"></span>n voor ver<span class=\"_ _0\"></span>go<span class=\"lsef\">edingen na uitd<span class=\"_ _1\"></span>iensttreding w<span class=\"_ _1\"></span>orden geregis<span class=\"_ _1\"></span>treerd in </span></div>\n<div class=\"t m0 x1ef h64 y16ed ff1d6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">overig comprehe<span class=\"_ _1\"></span>nsive income, terwi<span class=\"_ _1\"></span>jl die voor Andere per<span class=\"_ _1\"></span>soneelsbeloni<span class=\"_ _1\"></span>ngen op lange termij<span class=\"_ _1\"></span>n en</div>\n<div class=\"t m0 x1ef h64 y16ee ff1d6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitdiensttre<span class=\"_ _1\"></span>dingsvergoedingen<span class=\"_ _1\"></span> in de re<span class=\"_ _1\"></span>sultatenrekening<span class=\"_ _1\"></span> worden ge<span class=\"_ _1\"></span>boekt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 258px; height: 583px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1de fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Vergoedingen<span class=\"_ _1\"></span> na uitdien<span class=\"_ _1\"></span>sttreding</span> </span></div>\n<div class=\"t m0 x2c h6c ye72 ff1e0 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Pensioenregeling<span class=\"_ _1\"></span>en op basis van<span class=\"_ _1\"></span> vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6c ye73 ff1e0 fs44 fc1d sc0 lsef ws11d\" style=\"z-index: 15;\">en andere <span class=\"_ _1\"></span>vergoedingen<span class=\"_ _1\"></span> na uitdien<span class=\"_ _1\"></span>sttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>pensioenregeling<span class=\"_ _1\"></span>en op basi<span class=\"_ _1\"></span>s van vas<span class=\"_ _1\"></span>te toezeggingen <span class=\"_ _1\"></span>voor</div>\n<div class=\"t m0 x2c h64 ye75 ff1de fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">het<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">merendeel van haar<span class=\"_ _1\"></span> medewerkers<span class=\"lsf9 ws124\">. <span class=\"_ _1\"></span></span></span> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 ye1a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Toegezegdpensi<span class=\"_ _1\"></span>oenregelingen wo<span class=\"_ _1\"></span>rden berekend op ba<span class=\"_ _1\"></span>sis van het</div>\n<div class=\"t m0 x2c h64 yd83 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aantal die<span class=\"_ _0\"></span>nstjar<span class=\"_ _0\"></span>en en het sala<span class=\"_ _0\"></span>risnive<span class=\"_ _0\"></span>au. De pens<span class=\"_ _0\"></span>ioenve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ngen</div>\n<div class=\"t m0 x2c h64 ye77 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden bepaa<span class=\"_ _1\"></span>ld aan de<span class=\"_ _1\"></span> hand van<span class=\"_ _1\"></span> sterftecijfers<span class=\"_ _1\"></span>, het pers<span class=\"_ _1\"></span>oneelsverloop<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x2c h64 ye78 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de loonst<span class=\"_ _0\"></span>ijging en ec<span class=\"_ _0\"></span>onomis<span class=\"_ _0\"></span>che aannam<span class=\"_ _0\"></span>es met bet<span class=\"_ _0\"></span>rekking tot</div>\n<div class=\"t m0 x2c h64 yd39 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bijvoor<span class=\"_ _0\"></span>beeld de inf<span class=\"_ _0\"></span>latie en het<span class=\"_ _0\"></span> discont<span class=\"_ _0\"></span>eringspe<span class=\"_ _0\"></span>rcenta<span class=\"_ _0\"></span>ge. De</div>\n<div class=\"t m0 x2c h64 yd3a ff1de fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet wor<span class=\"_ _0\"></span>dt per la<span class=\"_ _0\"></span>nd of per <span class=\"_ _0\"></span>regio v<span class=\"_ _0\"></span>astgeste<span class=\"_ _0\"></span>ld op bas<span class=\"_ _0\"></span>is van</div>\n<div class=\"t m0 x2c h64 y92a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">het rendement<span class=\"_ _1\"></span> (per de einddatum) van<span class=\"_ _1\"></span> bedrijfsobliga<span class=\"_ _1\"></span>ties met een AA<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y92b ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rating. D<span class=\"_ _0\"></span>oor deze pen<span class=\"_ _0\"></span>s<span class=\"lsef ws11e\">ioenregelingen<span class=\"_ _1\"></span> op basis van vaste toez<span class=\"_ _1\"></span>eggingen </span></div>\n<div class=\"t m0 x2c h64 y92c ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is de gr<span class=\"_ _1\"></span>oep blootgestel<span class=\"_ _1\"></span>d aan a<span class=\"_ _1\"></span>ctuari\u00eble ri<span class=\"_ _1\"></span>sico\u2019s, zoals<span class=\"_ _1\"></span> langleven<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">, </span></span></div>\n<div class=\"t m0 x2c h64 y92d ff1de fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">valuta<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">, ren<span class=\"_ _1\"></span>te</span>- <span class=\"lsed ws112\">en marktrisic<span class=\"_ _0\"></span>o.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y92e ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y92f ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Naast pensioe<span class=\"_ _1\"></span>nuitkeringen o<span class=\"_ _1\"></span>mvatten de<span class=\"_ _1\"></span> kosten van r<span class=\"_ _1\"></span>egelingen o<span class=\"_ _1\"></span>p basis</div>\n<div class=\"t m0 x2c h64 y991 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van vaste toezegg<span class=\"_ _1\"></span>ingen ook andere<span class=\"_ _1\"></span> koste<span class=\"ws11d\">n, zoals<span class=\"_ _1\"></span> de vergoed<span class=\"_ _1\"></span>ing van </span></div>\n<div class=\"t m0 x2c h64 y992 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een deel van de<span class=\"_ _1\"></span> premies van gezondheid<span class=\"_ _1\"></span>szorg verzekeringe<span class=\"_ _1\"></span>n, die in</div>\n<div class=\"t m0 x2c h64 y993 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">stand bli<span class=\"_ _0\"></span>jven na pensi<span class=\"_ _0\"></span>onering v<span class=\"_ _0\"></span>an medew<span class=\"_ _0\"></span>erkers<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x2c h6c y933 ff1e0 fs44 fc1d sc0 lsef ws11e\" style=\"z-index: 15;\">Pensioenregeling<span class=\"_ _1\"></span>en op basis van<span class=\"_ _1\"></span> beschikbare premie<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h64 y934 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas finan<span class=\"_ _1\"></span>ciert wereldwijd<span class=\"_ _1\"></span> een aan<span class=\"_ _1\"></span>tal regelingen<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y935 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">beschik<span class=\"_ _0\"></span>bare premi<span class=\"_ _0\"></span>es. Bij dit ty<span class=\"_ _0\"></span>pe regeli<span class=\"_ _0\"></span>ngen blijft<span class=\"_ _0\"></span> de verplic<span class=\"_ _0\"></span>hting va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y936 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werkgever be<span class=\"_ _1\"></span>perkt tot d<span class=\"_ _1\"></span>e uitkering<span class=\"_ _1\"></span> van de v<span class=\"_ _1\"></span>ergoedingen die<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x2c h64 y937 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">berekend in<span class=\"_ _1\"></span> overeenstemming<span class=\"_ _1\"></span> met het <span class=\"_ _1\"></span>reglement. <span class=\"_ _1\"></span>In 2022 bedroeg<span class=\"_ _1\"></span>en de</div>\n<div class=\"t m0 x2c h64 y938 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werkgeversbijdr<span class=\"_ _1\"></span>agen voor regeli<span class=\"_ _1\"></span>ngen op basis van <span class=\"ws11d\">be<span class=\"_ _1\"></span>schikbare premies<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y939 ff1de fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">9 miljoen (20<span class=\"_ _0\"></span>21: EUR<span class=\"ls0 ws0\"> </span><span class=\"lsef\">11 miljoen). Deze <span class=\"_ _1\"></span>bijdragen w<span class=\"_ _1\"></span>orden </span></span></span></div>\n<div class=\"t m0 x2c h64 y93a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> onder Personeelsko<span class=\"_ _1\"></span>sten (zie toelichting<span class=\"_ _1\"></span> 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y93b ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y16fb ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In Belgi\u00eb,<span class=\"_ _0\"></span> heeft Agea<span class=\"_ _0\"></span>s regelin<span class=\"_ _0\"></span>gen met to<span class=\"_ _0\"></span>egezegde bi<span class=\"_ _0\"></span>jdrage<span class=\"_ _0\"></span>n, opgezet<span class=\"_ _0\"></span> in</div>\n<div class=\"t m0 x1d h64 y16fc ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met de Wet va<span class=\"_ _0\"></span>n 28<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">april</span> <span class=\"lsef ws11d\">20<span class=\"_ _1\"></span>03 b</span></span>etreffend<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1d h64 y16fd ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aanvullende pe<span class=\"_ _1\"></span>nsioenen <span class=\"_ _1\"></span>(WAP plannen)<span class=\"_ _1\"></span>. Deze planne<span class=\"_ _1\"></span>n verbinden<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y16fe ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werkgever tot<span class=\"_ _1\"></span> de betaling van een<span class=\"_ _1\"></span> toelage berekend<span class=\"_ _1\"></span> volgens het</div>\n<div class=\"t m0 x1d h64 y16ff ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">pensioenreglemen<span class=\"_ _1\"></span>t, en het toekenne<span class=\"_ _1\"></span>n van een gewaarbor<span class=\"_ _1\"></span>gd minimum</div>\n<div class=\"t m0 x1d h64 y1700 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent gelinkt<span class=\"_ _0\"></span> aan de rent<span class=\"_ _0\"></span>es op Belgisc<span class=\"_ _0\"></span>he overhe<span class=\"_ _0\"></span><span class=\"ws11d\">idsobl<span class=\"_ _0\"></span>igaties,<span class=\"_ _0\"></span> met </span></div>\n<div class=\"t m0 x1d h64 y1701 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een ondergrens<span class=\"_ _1\"></span> van 1,75% en een boven<span class=\"_ _1\"></span>grens van 3,75%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1702 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1703 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De wet van 18 dece<span class=\"_ _1\"></span>mber 2015 om de houdb<span class=\"_ _1\"></span>aarheid en</div>\n<div class=\"t m0 x1d h64 y1704 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maatschappelij<span class=\"_ _1\"></span>ke doelstell<span class=\"_ _1\"></span>ing van werkn<span class=\"_ _1\"></span>emerspensioenen<span class=\"_ _1\"></span> te verzekeren<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1705 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en om het aanv<span class=\"_ _0\"></span>ullend ka<span class=\"_ _0\"></span>rakter ver<span class=\"_ _0\"></span>der te verst<span class=\"_ _0\"></span>evigen i<span class=\"_ _0\"></span>n vergelij<span class=\"_ _0\"></span><span class=\"ws11d\">king met </span></div>\n<div class=\"t m0 x1d h64 y1706 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de wettelij<span class=\"_ _1\"></span>ke pensioenen<span class=\"_ _1\"></span> verandert he<span class=\"_ _1\"></span>t engagemen<span class=\"_ _1\"></span>t van de we<span class=\"_ _1\"></span>rkgever</div>\n<div class=\"t m0 x1d h64 y1707 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ten aanzi<span class=\"_ _0\"></span>en van deze pl<span class=\"_ _0\"></span>annen. P<span class=\"_ _0\"></span>er 1 januari 2<span class=\"_ _0\"></span>016 is de door d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1708 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werkgever ge<span class=\"_ _1\"></span>garandeerde re<span class=\"_ _1\"></span>ntevoet geli<span class=\"_ _1\"></span>jk aan een<span class=\"_ _1\"></span> percentage (<span class=\"_ _1\"></span>gelijk</div>\n<div class=\"t m0 x1d h64 y1709 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan 65% )<span class=\"_ _1\"></span> van het g<span class=\"_ _1\"></span>emiddelde rend<span class=\"_ _1\"></span>ement op <span class=\"_ _1\"></span>de 24 v<span class=\"ws113\">oor<span class=\"_ _1\"></span>gaande </span></div>\n<div class=\"t m0 x1d h64 y170a ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">maanden tot 1 jun<span class=\"_ _1\"></span>i van de Belgische OLO<span class=\"_ _1\"></span>\u2019s met een looptijd<span class=\"_ _1\"></span> van 10 jaar.</div>\n<div class=\"t m0 x1d h64 y170b ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Dit rendemen<span class=\"_ _1\"></span>t zal word<span class=\"_ _1\"></span>en toegepast<span class=\"_ _1\"></span> op 1<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">j<span class=\"_ _1\"></span>anuari van het volgen<span class=\"_ _1\"></span>de jaar. </span></div>\n<div class=\"t m0 x1d h64 y170c ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze berek<span class=\"_ _0\"></span>ening res<span class=\"_ _0\"></span>ulteert i<span class=\"_ _0\"></span>n een gegara<span class=\"_ _0\"></span>ndeerde re<span class=\"_ _0\"></span>ntevo<span class=\"_ _0\"></span>et van 1,75%</div>\n<div class=\"t m0 x1d h64 y170d ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op 1 janua<span class=\"_ _1\"></span>ri 2022 (1<span class=\"_ _1\"></span>,75% op 1 <span class=\"_ _1\"></span>janua<span class=\"ws11e\">ri 2021).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y170e ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y170f ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Door deze minima<span class=\"_ _1\"></span>le rendementsgar<span class=\"_ _1\"></span>anties voldoen WAP p<span class=\"_ _1\"></span>lannen strikt</div>\n<div class=\"t m0 x1d h64 y1710 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">genomen nie<span class=\"_ _1\"></span>t aan de<span class=\"_ _1\"></span> definitie <span class=\"_ _1\"></span>van toegezegde<span class=\"_ _1\"></span>bijdragenregel<span class=\"_ _1\"></span>ingen van</div>\n<div class=\"t m0 x1d h64 y1711 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">IAS 19. Hoe<span class=\"_ _0\"></span>wel IAS 19 ge<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng houdt met d<span class=\"_ _0\"></span>e boekhou<span class=\"_ _0\"></span>dkundi<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1d h64 y1712 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verwerk<span class=\"_ _0\"></span>ing van hybr<span class=\"_ _0\"></span>ide plann<span class=\"_ _0\"></span>en, kunne<span class=\"_ _0\"></span>n dergeli<span class=\"lsef ws11d\">jke plannen dankzij d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y1713 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wetswijziging per<span class=\"_ _1\"></span> 1 januari 2016<span class=\"_ _1\"></span> boekhoudkundig wo<span class=\"_ _1\"></span>rden verwerkt met</div>\n<div class=\"t m0 x1d h64 y1714 ff1de fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">behulp v<span class=\"_ _0\"></span>an de 'p<span class=\"_ _0\"></span>rojected <span class=\"_ _0\"></span>unit cre<span class=\"_ _0\"></span>dit'<span class=\"ls0 ws0\">-</span><span class=\"ws112\">metho<span class=\"_ _0\"></span>de. Bijgev<span class=\"_ _0\"></span>olg heef<span class=\"_ _0\"></span>t Ageas de </span></div>\n<div class=\"t m0 x1d h64 y1715 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> uit hoofde van toege<span class=\"_ _1\"></span>zegdpensioenreg<span class=\"_ _1\"></span>elingen vanaf 1<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1716 ff1de fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">januari 2016 ge<span class=\"_ _1\"></span>schat volgen<span class=\"ls110 ws12b\">s IAS 19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1717 ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1718 ff1de fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De onderst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel geeft ee<span class=\"_ _0\"></span>n overzic<span class=\"_ _0\"></span>ht van de bedr<span class=\"_ _0\"></span>agen die per 3<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1d h64 y1719 ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">december zi<span class=\"_ _1\"></span>jn opgenomen<span class=\"_ _1\"></span> in de b<span class=\"_ _1\"></span>alans in <span class=\"_ _1\"></span>verband met</div>\n<div class=\"t m0 x1d h64 y171a ff1de fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">pensioenrege<span class=\"_ _1\"></span>lingen en o<span class=\"_ _1\"></span>verige vergoedin<span class=\"_ _1\"></span>gen na ui<span class=\"_ _1\"></span>tdiensttredin<span class=\"_ _1\"></span>g.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y171b ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y171c ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y171d ff1de fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 545px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 541px; bottom: 530px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 516px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 616px; bottom: 516px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 707px; bottom: 545px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y680 ff1de fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 530px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 516px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff1de fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 516px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 554px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 635px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 714px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y69a ff1e0 fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Contante waarde van v<span class=\"_ _0\"></span>erplichtingen met kwalificerende bel<span class=\"_ _0\"></span>eggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 485px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 485px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 471px; z-index: 15;\">Contante waarde van v<span class=\"_ _0\"></span>erplichtingen zonder kwalificerende belegg<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 471px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 471px; z-index: 15;\">785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 471px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 471px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 456px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 456px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 456px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 456px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 456px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Re\u00eble waarde van kwa<span class=\"_ _0\"></span>lificerende beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 441px; z-index: 15;\">(238)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 441px; z-index: 15;\">(363)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 426px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 426px; z-index: 15;\">716<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 426px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff1e1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 426px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1de fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Actiefplafond / minimale financieringsvereisten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 411px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 626px; bottom: 411px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68d ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68d ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Overige bedragen verantwoord in<span class=\"_ _0\"></span> de balans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 396px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 396px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 381px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 381px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 622px; bottom: 381px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 381px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 381px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 554px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 635px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 714px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68b ff1de fs46 fc18 sc0 ls0 ws0\" style=\"left: 794px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1de fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Bedragen in de balans:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 554px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 635px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 714px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1de fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 337px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 337px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 337px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 705px; bottom: 337px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 337px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Activa voor plannen met va<span class=\"_ _0\"></span>ste <span class=\"ws116\">toezeggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 322px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff1de fs46 fc14 sc0 lsf1 ws116\" style=\"left: 620px; bottom: 322px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 714px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff1de fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 307px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 307px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 622px; bottom: 307px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 307px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff1e1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 307px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 296px; height: 810px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verplichting<span class=\"_ _1\"></span>en uit hoofde van<span class=\"_ _1\"></span> toegezegdpensioenre<span class=\"_ _1\"></span>gelingen zijn<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen ond<span class=\"_ _1\"></span>er \u2018Overlopen<span class=\"_ _1\"></span>de rente e<span class=\"_ _1\"></span>n <span class=\"ws11e\">overige verpl<span class=\"_ _1\"></span>ichtingen\u2019 (zie </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 24)<span class=\"_ _1\"></span> en de activa uit hoo<span class=\"_ _1\"></span>fde van pensioen<span class=\"_ _1\"></span>regelingen met va<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x2c h64 y8a8 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toezeggingen<span class=\"_ _1\"></span> vallen onde<span class=\"_ _1\"></span>r \u2018Overlopend<span class=\"_ _1\"></span>e rente en<span class=\"_ _1\"></span> overige <span class=\"_ _1\"></span>activa\u2019 (zie<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a9 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 15)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Omdat Age<span class=\"_ _0\"></span>as als financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>elling <span class=\"lsef ws11e\">gespecialiseerd is in het<span class=\"_ _1\"></span> beheer </span></div>\n<div class=\"t m0 x2c h64 y8ac ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van regelingen<span class=\"_ _1\"></span> voor personeelsve<span class=\"_ _1\"></span>rgoedingen zijn<span class=\"_ _1\"></span> een aantal</div>\n<div class=\"t m0 x2c h64 y8ad ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r medew<span class=\"_ _0\"></span>erkers ve<span class=\"_ _0\"></span>rzekerd v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x2c h64 y8ae ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>sbedrijven die<span class=\"_ _1\"></span> deel uit<span class=\"_ _1\"></span>maken van de<span class=\"_ _1\"></span> Groep. Derh<span class=\"_ _1\"></span>alve, en in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8af ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met IFRS,<span class=\"_ _0\"></span> worden dez<span class=\"_ _0\"></span>e activa<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">niet<span class=\"_ _0\"></span> tot het<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8b0 ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toetsin<span class=\"_ _0\"></span>gsverm<span class=\"_ _0\"></span>ogen ger<span class=\"_ _0\"></span>ekend en m<span class=\"_ _0\"></span>ogen d<span class=\"_ _0\"></span>eze niet w<span class=\"_ _0\"></span>orden g<span class=\"_ _0\"></span>erekend t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 yee7 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de fondsbele<span class=\"_ _1\"></span>ggingen. Om<span class=\"_ _1\"></span> die reden w<span class=\"_ _1\"></span>orden deze <span class=\"_ _1\"></span>regelingen</div>\n<div class=\"t m0 x1d h64 yee8 ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangem<span class=\"_ _0\"></span>erkt als \u2018ni<span class=\"_ _0\"></span>et gefinanc<span class=\"_ _0\"></span>ierd\u2019.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd4c ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vanuit econo<span class=\"_ _1\"></span>misch oogpun<span class=\"_ _1\"></span>t wordt de n<span class=\"_ _1\"></span>ettoverplich<span class=\"_ _1\"></span>ting inzake</div>\n<div class=\"t m0 x1d h64 yd4d ff1e3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregel<span class=\"lsed ws112\">ingen geco<span class=\"_ _0\"></span>mpense<span class=\"_ _0\"></span>erd door de ni<span class=\"_ _0\"></span>et tot het </span></div>\n<div class=\"t m0 x1d h64 yd4e ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toetsin<span class=\"_ _0\"></span>gsverm<span class=\"_ _0\"></span>ogen gerek<span class=\"_ _0\"></span>ende fonds<span class=\"_ _0\"></span>belegg<span class=\"_ _0\"></span>ingen die bi<span class=\"_ _0\"></span>nnen Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 yd4f ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden aange<span class=\"_ _1\"></span>houden (2022:<span class=\"_ _1\"></span> EUR 543 m<span class=\"_ _1\"></span>iljoen; 2021<span class=\"_ _1\"></span>: EUR 544 <span class=\"_ _1\"></span>miljoen).</div>\n<div class=\"t m0 x1d h64 yd50 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Economisch gezien<span class=\"_ _1\"></span> resulteert dit<span class=\"_ _1\"></span> voor 2022 in een netto</div>\n<div class=\"t m0 x1d h64 yd51 ff1e3 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nverpl<span class=\"_ _0\"></span>ichting/<span class=\"_ _0\"></span>(<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">vorderi<span class=\"ws11e\">ng)<span class=\"_ _1\"></span> van EUR</span></span> <span class=\"lsef ws11d\">(19) <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: EUR</span> </span>184</div>\n<div class=\"t m0 x1d h64 yd52 ff1e3 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">miljoen) voor<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> uit hoofde van</div>\n<div class=\"t m0 x1d h64 yd53 ff1e3 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregelingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y126b ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126c ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126d ff1e3 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De onderst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel geeft ee<span class=\"_ _0\"></span>n overzic<span class=\"_ _0\"></span>ht van de mut<span class=\"_ _0\"></span>aties in de net<span class=\"_ _0\"></span>to verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en (activ<span class=\"_ _0\"></span>a) voor regel<span class=\"_ _0\"></span>ingen met<span class=\"_ _0\"></span> vaste toeze<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n in de balans<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y126e ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 844px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68b ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 844px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y694 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 830px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 815px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 815px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 844px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff1e3 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 830px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 815px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 815px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 830px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff1e5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 788px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">toezeggingen p<span class=\"_ _1\"></span>er 1 <span class=\"lsf5 ws16f\">januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 773px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 773px; z-index: 15;\">825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 773px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 773px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 758px; z-index: 15;\">Totale lasten voor regelingen met vaste toezeggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 758px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e3 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 758px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6e3 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 758px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y6e3 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 758px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 743px; z-index: 15;\">Bijdragen werkgevers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 743px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 743px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">Bijdragen werknemers betaald<span class=\"_ _0\"></span> aan de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 728px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 728px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 713px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 713px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 713px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 713px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 713px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 698px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 698px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 698px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 698px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 684px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 684px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 684px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 684px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 684px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 669px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 669px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 669px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 669px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 669px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1e5 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 654px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 654px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 639px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">toezeggingen per 31 december</span> </div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 639px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 610px; bottom: 639px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 701px; bottom: 639px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 639px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1740 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1741 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1742 ff1e3 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De onderstaa<span class=\"_ _1\"></span>nde tabel <span class=\"_ _1\"></span>geeft een o<span class=\"_ _1\"></span>verzicht van<span class=\"_ _1\"></span> de <span class=\"lsed\">mutaties<span class=\"_ _0\"></span> in de ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r regeli<span class=\"_ _0\"></span>ngen met<span class=\"_ _0\"></span> vaste t<span class=\"_ _0\"></span>oezeggi<span class=\"_ _0\"></span>ngen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1743 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 561px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 546px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 531px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 531px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 561px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff1e3 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 546px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 531px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 531px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 538px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 625px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 710px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1e5 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Verpl<span class=\"_ _1\"></span>ichti<span class=\"_ _1\"></span>ngen voo<span class=\"_ _1\"></span>r regel<span class=\"_ _1\"></span>ingen<span class=\"_ _1\"></span> met vast<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">toezeggingen p<span class=\"_ _1\"></span>er 1 januari</span> </div>\n<div class=\"t m0 x168 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 489px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 489px; z-index: 15;\">1.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 489px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 489px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 474px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 474px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 474px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 474px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Rentelasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 459px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 459px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 459px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 459px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Pensioenkosten van verstreken dien<span class=\"_ _0\"></span>sttijd <span class=\"ls0 ws0\">- <span class=\"lsf3 ws11f\">ver<span class=\"_ _1\"></span>worv<span class=\"_ _1\"></span>en en </span></span><span class=\"ws116\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws118\">verworven rechten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 430px; z-index: 15;\">(320)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 430px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 430px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 430px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Bijdragen werknemers betaald<span class=\"_ _0\"></span> aan de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 415px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 415px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Uitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 400px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 400px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 385px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 385px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 385px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 385px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 370px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y680 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 370px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1e5 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Verpl<span class=\"_ _1\"></span>ichti<span class=\"_ _1\"></span>ngen voo<span class=\"_ _1\"></span>r regel<span class=\"_ _1\"></span>ingen<span class=\"_ _1\"></span> met vast<span class=\"_ _1\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 538px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 625px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 710px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1e3 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 355px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff1e5 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 340px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">toezeggingen per 31 december</span> </div>\n<div class=\"t m0 x6 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 523px; bottom: 340px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 340px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 701px; bottom: 340px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 340px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1754 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1755 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1756 ff1e3 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De volge<span class=\"_ _0\"></span>nde tab<span class=\"_ _0\"></span>el toont <span class=\"_ _0\"></span>de mutati<span class=\"_ _0\"></span>es in de <span class=\"_ _0\"></span>re\u00eble wa<span class=\"_ _0\"></span>arde va<span class=\"_ _0\"></span>n de kwal<span class=\"_ _0\"></span>ificer<span class=\"_ _0\"></span>ende bele<span class=\"_ _0\"></span>ggingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1757 ff1e3 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Pensioenregelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 262px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff1e3 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 262px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff1e6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Re\u00eble <span class=\"lsf5 ws123\">waarde va<span class=\"_ _0\"></span>n kwal<span class=\"_ _0\"></span>ificere<span class=\"_ _0\"></span>nde bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 235px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 235px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 220px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 h67 y683 ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 220px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Herberekening (rendement op d<span class=\"_ _0\"></span>e kwalificerende beleggingen,<span class=\"ls0 ws0\"> </span><span class=\"ws118\">exclusief rente<span class=\"ls0 ws0\">-<span class=\"ls134 ws170\">effect)</span> </span></span></div>\n<div class=\"t m0 xee h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 205px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff1e3 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Bijdragen werkgevers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 190px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 h67 y68d ff1e3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 190px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Uitkeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 175px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 175px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 161px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 161px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 161px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1e3 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 146px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 146px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1e3 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 146px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 131px; z-index: 15;\">Re\u00eble waarde van kwalificerende beleggingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 131px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y691 ff1e5 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 131px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 120px; height: 986px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De volge<span class=\"_ _0\"></span>nde tab<span class=\"_ _0\"></span>el toont <span class=\"_ _0\"></span>de veran<span class=\"_ _0\"></span>deringen i<span class=\"_ _0\"></span>n het ac<span class=\"_ _0\"></span>tiefplaf<span class=\"_ _0\"></span>ond en/<span class=\"_ _0\"></span>of minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncierin<span class=\"_ _0\"></span>gsvereis<span class=\"_ _0\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68d ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actief<span class=\"_ _0\"></span>plafon<span class=\"_ _0\"></span>d / minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncier<span class=\"_ _0\"></span>ingsvere<span class=\"_ _0\"></span>iste<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">pe<span class=\"_ _1\"></span>r 1 janu<span class=\"_ _1\"></span>ari</span> </div>\n<div class=\"t m0 x4a h69 y68f ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h69 y68f ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h67 y694 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Herberekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 h67 y694 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 989px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y680 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Actief<span class=\"_ _0\"></span>plafon<span class=\"_ _0\"></span>d / minim<span class=\"_ _0\"></span>ale fina<span class=\"_ _0\"></span>ncier<span class=\"_ _0\"></span>ingsvere<span class=\"_ _0\"></span>iste<span class=\"_ _0\"></span>n <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">per 31 december</span> </div>\n<div class=\"t m0 x4a h69 y67e ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 960px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y67e ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 786px; bottom: 960px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y67c ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176b ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het acti<span class=\"_ _0\"></span>efplafon<span class=\"_ _0\"></span>d houdt ver<span class=\"_ _0\"></span>band met Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">entiteit<span class=\"_ _0\"></span>en in P<span class=\"_ _0\"></span>ortugal.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y176c ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y176d ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende <span class=\"ws11d\">tabe<span class=\"_ _1\"></span>l geeft ee<span class=\"_ _1\"></span>n overzicht v<span class=\"_ _1\"></span>an de com<span class=\"_ _1\"></span>ponenten die<span class=\"_ _1\"></span> betrekking he<span class=\"_ _1\"></span>bben op de<span class=\"_ _1\"></span> toegezegdpens<span class=\"_ _1\"></span>ioenregelingen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> uitkeringen n<span class=\"lsed ws111\">a </span></span></div>\n<div class=\"t m0 x2c h64 y176e ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitdiens<span class=\"_ _0\"></span>ttredi<span class=\"_ _0\"></span>ng voor het ja<span class=\"_ _0\"></span>ar eindige<span class=\"_ _0\"></span>nd per 31 dec<span class=\"_ _0\"></span>ember en die v<span class=\"_ _0\"></span>an invloed zi<span class=\"_ _0\"></span>jn op de result<span class=\"_ _0\"></span>atenrek<span class=\"_ _0\"></span>ening.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y176f ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 527px; bottom: 834px; z-index: 15;\">Pensioenregelingen m<span class=\"ws116\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2da h67 y69a ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 547px; bottom: 819px; z-index: 15;\">vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 805px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 805px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y685 ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 834px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 819px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 805px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y688 ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 805px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 805px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 774px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6df ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 774px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6df ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 774px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y6df ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 774px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Netto rentekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 760px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y683 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 760px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Pensioenkosten van verstreken dien<span class=\"_ _0\"></span>sttijd <span class=\"ls0 ws0\">- <span class=\"lsf3 ws11f\">ver<span class=\"_ _1\"></span>worv<span class=\"_ _1\"></span>en en </span></span><span class=\"ws116\">niet<span class=\"ls0 ws0\">-</span><span class=\"ws118\">verworven rechten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1e8 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Schikkingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e8 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff1ea fs46 fc1d sc0 ls115 ws14d\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totale lasten voor regelingen met vaste toezeggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 715px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 616px; bottom: 715px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 705px; bottom: 715px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h69 y68b ff1ea fs46 fc1d sc0 ls0 ws0\" style=\"left: 791px; bottom: 715px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c h64 y1779 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177b ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De netto <span class=\"_ _1\"></span>rentekosten en<span class=\"_ _1\"></span> andere zij<span class=\"_ _1\"></span>n verantwoord<span class=\"_ _1\"></span> als Fina<span class=\"_ _1\"></span>ncieringslasten<span class=\"_ _1\"></span> (zie toeli<span class=\"_ _1\"></span>chting 37).<span class=\"_ _1\"></span> Alle overi<span class=\"_ _1\"></span>ge kosten word<span class=\"_ _1\"></span>en vera<span class=\"ws11e\">ntwoord al<span class=\"_ _1\"></span>s </span></div>\n<div class=\"t m0 x2c h64 y177c ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Person<span class=\"_ _0\"></span>eelskost<span class=\"_ _0\"></span>en (zie t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y177d ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y177e ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De samens<span class=\"_ _1\"></span>telling van her<span class=\"_ _1\"></span>berekeningen <span class=\"_ _1\"></span>per 31<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">december is als vo<span class=\"_ _0\"></span>lgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y177f ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 527px; bottom: 590px; z-index: 15;\">Pensioenregelingen met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y691 ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 547px; bottom: 575px; z-index: 15;\">vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 560px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 560px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 590px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y691 ff1e8 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 575px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 560px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1e8 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 560px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1e8 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y691 ff1eb fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Rendement op kwalificerende<span class=\"_ _0\"></span> beleggingen, exclusief ef<span class=\"_ _0\"></span>fect op de rente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 523px; bottom: 530px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 530px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Herberekening van actiefplafond / minimale financieringsvereisten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 515px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Actuari\u00eble (winsten) verliezen m.b.t.:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">wijziging in demografische veronderstellingen</span> </div>\n<div class=\"t m0 x2c h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 522px; bottom: 485px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 485px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 485px; z-index: 15;\">5</div>\n<div class=\"t m0 x44 h67 y6c4 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">wijziging in financi\u00eble veronderstellingen</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 470px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 470px; z-index: 15;\">(86)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 470px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 470px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 456px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">ervaringsaanpassingen</span> </div>\n<div class=\"t m0 x1fa h67 y685 ff1e8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 456px; z-index: 15;\">0</div>\n<div class=\"t m0 x2c h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 456px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 456px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1e8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 456px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c6 ff1ea fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 441px; z-index: 15;\">Herber<span class=\"_ _0\"></span>ekeni<span class=\"_ _0\"></span>ng van de<span class=\"_ _0\"></span> verplic<span class=\"_ _0\"></span>hting i<span class=\"_ _0\"></span>nzake de<span class=\"_ _0\"></span> toege<span class=\"_ _0\"></span>zegdpe<span class=\"_ _0\"></span>nsioenre<span class=\"_ _0\"></span>geli<span class=\"_ _0\"></span>ng, nett<span class=\"_ _0\"></span>o (actie<span class=\"_ _0\"></span>f)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 518px; bottom: 441px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 441px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 694px; bottom: 441px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y6c6 ff1ea fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 441px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y178a ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y178b ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y178c ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De herber<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g van de netto ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing inzak<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x2c h64 y178d ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenregeling word<span class=\"_ _1\"></span>t onder o<span class=\"_ _1\"></span>verig compr<span class=\"_ _1\"></span>ehensive in<span class=\"_ _1\"></span>come</div>\n<div class=\"t m0 x2c h64 y178e ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span>. Herberekeningen<span class=\"_ _1\"></span> van kwalificerende<span class=\"_ _1\"></span> beleggingen zijn<span class=\"_ _1\"></span> met</div>\n<div class=\"t m0 x2c h64 y178f ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">name het <span class=\"_ _0\"></span>versch<span class=\"_ _0\"></span>il tusse<span class=\"_ _0\"></span>n de eige<span class=\"_ _0\"></span>nlijke ret<span class=\"_ _0\"></span>urn van <span class=\"_ _0\"></span>kwalifi<span class=\"_ _0\"></span>ceren<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y1790 ff1e8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">bel<span class=\"ws11e\">eggingen en<span class=\"_ _1\"></span> verwachte disconter<span class=\"_ _1\"></span>ingsvoet. Herber<span class=\"_ _1\"></span>ekeningen van de<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1791 ff1e8 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegdpens<span class=\"_ _1\"></span>ioenverplichtingen<span class=\"_ _1\"></span> geven de verande<span class=\"_ _1\"></span>ring in actuari\u00eble</div>\n<div class=\"t m0 x1d h64 y1792 ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen (demograf<span class=\"_ _1\"></span>ische en f<span class=\"_ _1\"></span>inanci\u00eble <span class=\"_ _1\"></span>veronderstelling<span class=\"_ _1\"></span>en) en</div>\n<div class=\"t m0 x1d h64 y1793 ff1e8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de ervarin<span class=\"_ _1\"></span>gsaanpassingen<span class=\"_ _1\"></span> weer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1794 ff1e8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1795 ff1e8 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ervaringsaanpa<span class=\"_ _1\"></span>ssingen<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">zijn de actuar<span class=\"_ _0\"></span>i\u00eble winst<span class=\"_ _0\"></span>en en verliez<span class=\"_ _0\"></span>en die </span></span></div>\n<div class=\"t m0 x1d h64 y1796 ff1e8 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">ontstaa<span class=\"_ _0\"></span>n door v<span class=\"_ _0\"></span>erschil<span class=\"_ _0\"></span>len tuss<span class=\"_ _0\"></span>en de act<span class=\"_ _0\"></span>uari\u00ebl<span class=\"_ _0\"></span>e veronde<span class=\"_ _0\"></span>rstelli<span class=\"_ _0\"></span>ngen aan</div>\n<div class=\"t m0 x1d h64 y1797 ff1e8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het begin v<span class=\"_ _0\"></span>an het jaar en de w<span class=\"_ _0\"></span>erkeli<span class=\"_ _0\"></span>jke uitko<span class=\"_ _0\"></span>msten gedu<span class=\"_ _0\"></span>rende het j<span class=\"_ _0\"></span>aar.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 305px; height: 801px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l is een weergave<span class=\"_ _1\"></span> va<span class=\"lsed ws112\">n de gewoge<span class=\"_ _0\"></span>n gemidde<span class=\"_ _0\"></span>lde loopt<span class=\"_ _0\"></span>ijd van de toeg<span class=\"_ _0\"></span>ezegdp<span class=\"_ _0\"></span>ensioe<span class=\"_ _0\"></span>nregelin<span class=\"_ _0\"></span>g in jaren.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x42 h67 y68b ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1065px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 529px; bottom: 1050px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 1065px; z-index: 15;\">Overige vergoedingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 1050px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Gewogen gemiddelde looptijd <span class=\"_ _0\"></span>van de <span class=\"ws116\">toegezegdpensioenregeling<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y179a ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y179b ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y179c ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l geeft een overzi<span class=\"_ _1\"></span>cht van de voornaamste<span class=\"_ _1\"></span> actuari\u00eble veronder<span class=\"_ _1\"></span>stellingen die z<span class=\"_ _1\"></span>ijn toegepast voor<span class=\"_ _1\"></span> de landen in de eurozo<span class=\"_ _1\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y179d ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 547px; bottom: 942px; z-index: 15;\">Pensioenregelingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 532px; bottom: 927px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 520px; bottom: 912px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 912px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 519px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 564px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 942px; z-index: 15;\">Overige vergoedingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 723px; bottom: 927px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 912px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 912px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 648px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 690px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 733px; bottom: 897px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 897px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\">  </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 498px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 584px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 668px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 753px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 897px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 498px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 584px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y69a ff1ef fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff1ed fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 867px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 867px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 867px; z-index: 15;\">0,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 867px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 867px; z-index: 15;\">3,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 867px; z-index: 15;\">4,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 867px; z-index: 15;\">1,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6df ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 867px; z-index: 15;\">1,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Toekomstige salarisverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 852px; z-index: 15;\">2,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 852px; z-index: 15;\">5,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 852px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 852px; z-index: 15;\">4,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 852px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Toekomstige pensioenverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 477px; bottom: 837px; z-index: 15;\">2,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 837px; z-index: 15;\">3,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 563px; bottom: 837px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 837px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 753px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 837px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Evolutie medische kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 498px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 584px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6c6 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 823px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 823px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 823px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6c6 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 823px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17a7 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17a8 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17a9 ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet voor <span class=\"lsef ws11d\">Pensioenregelingen is ge<span class=\"_ _1\"></span>wogen voor d<span class=\"_ _1\"></span>e netto </span></div>\n<div class=\"t m0 x2c h64 y17aa ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>hting inz<span class=\"_ _0\"></span>ake de toege<span class=\"_ _0\"></span>zegdpe<span class=\"_ _0\"></span>nsioen<span class=\"_ _0\"></span>regelin<span class=\"_ _0\"></span>g (activa<span class=\"_ _0\"></span>). De meest</div>\n<div class=\"t m0 x2c h64 y17ab ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uitgebr<span class=\"_ _0\"></span>eide pens<span class=\"_ _0\"></span>ioenpla<span class=\"_ _0\"></span>nnen sit<span class=\"_ _0\"></span>ueren zic<span class=\"_ _0\"></span>h in Belgi\u00eb, m<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1d h64 y17ac ff1ed fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oeten v<span class=\"_ _0\"></span>ari\u00ebrend<span class=\"_ _0\"></span> van 3,80<span class=\"_ _0\"></span>% tot 4,<span class=\"_ _0\"></span>10%. De<span class=\"_ _0\"></span> toekomst<span class=\"_ _0\"></span>ige</div>\n<div class=\"t m0 x1d h64 y17ad ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">salarisverhogin<span class=\"_ _1\"></span>gen va<span class=\"lsed ws112\">ri\u00ebren in 20<span class=\"_ _0\"></span>22 van 2,90%<span class=\"_ _0\"></span> voor oudere </span></div>\n<div class=\"t m0 x1d h64 y17ae ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">personeelslede<span class=\"_ _1\"></span>n tot 5,8<span class=\"_ _1\"></span>0% voor jon<span class=\"_ _1\"></span>gere personee<span class=\"_ _1\"></span>lsleden.</div>\n<div class=\"t m0 x2c h64 y17af ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b0 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b1 ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l bevat de voornaams<span class=\"_ _1\"></span>te actuari\u00eble ve<span class=\"_ _1\"></span>ronderstellinge<span class=\"_ _1\"></span>n die zijn toegep<span class=\"_ _1\"></span>ast voor de overige<span class=\"_ _1\"></span> landen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17b2 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Pensioenregelingen met vaste <span class=\"ws116\">toezeggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 667px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 667px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1ed fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y694 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 637px; z-index: 15;\">4,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y694 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 637px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Toekomstige salarisverhogingen (p<span class=\"_ _0\"></span>rijsinflatie inbegrepen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 623px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b7 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b8 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17b9 ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De eurozo<span class=\"_ _0\"></span>ne vertege<span class=\"_ _0\"></span>nwoor<span class=\"_ _0\"></span>digt 83% van d<span class=\"_ _0\"></span>e totale ver<span class=\"_ _0\"></span>plichti<span class=\"_ _0\"></span>ng voor</div>\n<div class=\"t m0 x2c h64 y17ba ff1ed fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">regeli<span class=\"_ _0\"></span>ngen met vas<span class=\"_ _0\"></span>te toezeggi<span class=\"_ _0\"></span>ngen van Ag<span class=\"_ _0\"></span>eas. Onde<span class=\"_ _0\"></span>r overige l<span class=\"_ _0\"></span>anden</div>\n<div class=\"t m0 x2c h64 y17bb ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">valt uitsl<span class=\"_ _1\"></span>uitend het Ve<span class=\"_ _1\"></span>renigd Konink<span class=\"_ _1\"></span>rijk. Ui<span class=\"_ _1\"></span>tkeringen na ui<span class=\"_ _1\"></span>tdiensttreding<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y17bc ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">landen bui<span class=\"_ _1\"></span>ten de euro<span class=\"_ _1\"></span>zone en het <span class=\"_ _1\"></span>Verenigd Kon<span class=\"_ _1\"></span>inkrijk worden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y17bd ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangemerkt a<span class=\"_ _1\"></span>ls niet v<span class=\"_ _1\"></span>an materieel<span class=\"_ _1\"></span> belang. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17be ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y17bf ff1ed fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toe<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsed ws112\">of afname<span class=\"_ _0\"></span> van 1% in de vero<span class=\"_ _0\"></span>nderstel<span class=\"_ _0\"></span>de actua<span class=\"_ _0\"></span>ri\u00eble </span></span></div>\n<div class=\"t m0 x1d h64 y17c0 ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou he<span class=\"_ _1\"></span>t volgende<span class=\"_ _1\"></span> effect hebbe<span class=\"_ _1\"></span>n op de</div>\n<div class=\"t m0 x1d h64 y17c1 ff1ed fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">pensioe<span class=\"_ _0\"></span>nregeli<span class=\"_ _0\"></span>ngen op b<span class=\"_ _0\"></span>asis van <span class=\"_ _0\"></span>vaste t<span class=\"_ _0\"></span>oezeggi<span class=\"_ _0\"></span>ngen en<span class=\"_ _0\"></span> overige</div>\n<div class=\"t m0 x1d h64 y17c2 ff1ed fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergoedingen<span class=\"_ _1\"></span> na uitdiens<span class=\"_ _1\"></span><span class=\"ws113\">ttreding.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y17c3 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17c4 ff1ed fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 465px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 547px; bottom: 465px; z-index: 15;\">Pensioenregelingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 532px; bottom: 450px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 521px; bottom: 435px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 607px; bottom: 435px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y68f ff1ed fs46 fc1d sc0 lsf1 ws118\" style=\"left: 708px; bottom: 465px; z-index: 15;\">Overige vergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 723px; bottom: 450px; z-index: 15;\">na uitdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 691px; bottom: 435px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff1ed fs46 fc1d sc0 lsf1 ws116\" style=\"left: 776px; bottom: 435px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y67e ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 405px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 405px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 405px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 405px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e3 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 405px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde disconteringsvoe<span class=\"_ _0\"></span>t:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 361px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 509px; bottom: 361px; z-index: 15;\">(11,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 361px; z-index: 15;\">(13,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 679px; bottom: 361px; z-index: 15;\">(16,8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y688 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 764px; bottom: 361px; z-index: 15;\">(19,3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 346px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 346px; z-index: 15;\">12,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 346px; z-index: 15;\">16,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 346px; z-index: 15;\">18,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 346px; z-index: 15;\">25,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde toekomstige sala<span class=\"_ _0\"></span>risverhogingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 301px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x1a4 h67 y68b ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 301px; z-index: 15;\">12,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 301px; z-index: 15;\">12,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x158 h67 y68d ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 509px; bottom: 286px; z-index: 15;\">(10,6%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 286px; z-index: 15;\">(10,2%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1ed fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Effect van wijzigingen in de<span class=\"_ _0\"></span> veronderstelde pensioen<span class=\"_ _0\"></span>verhogingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 541px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 627px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff1ed fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 242px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">1% toename</span> </div>\n<div class=\"t m0 x1fb h67 y68f ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 521px; bottom: 242px; z-index: 15;\">8,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff1ed fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 242px; z-index: 15;\">9,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 242px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 242px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 227px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x169 h67 y6c4 ff1ed fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 514px; bottom: 227px; z-index: 15;\">(7,<span class=\"_ _1\"></span>3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff1ed fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 600px; bottom: 227px; z-index: 15;\">(7,<span class=\"_ _1\"></span>8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff1ed fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 216px; height: 890px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Een toe<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>of afname van de<span class=\"_ _1\"></span> veronderstelde trend<span class=\"_ _1\"></span>matige groei met<span class=\"_ _1\"></span> 1% van de medische ko<span class=\"_ _1\"></span>sten zou het <span class=\"ws11d\">volgend<span class=\"_ _1\"></span>e effect h<span class=\"_ _1\"></span>ebben op de<span class=\"_ _1\"></span> uitkering<span class=\"_ _1\"></span>sverplichting </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor medis<span class=\"_ _0\"></span>che kost<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y68d ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 729px; bottom: 1049px; z-index: 15;\">Medische kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Effect van de veronder<span class=\"_ _0\"></span>stelde trendmatige veranderingen <span class=\"_ _0\"></span>van de medische <span class=\"_ _0\"></span>kosten:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">1% toename</span> </div>\n<div class=\"t m0 x4 h67 y67e ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 960px; z-index: 15;\">20,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4 h67 y67e ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">26,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">1% af<span class=\"_ _1\"></span>name</span> </div>\n<div class=\"t m0 x25a h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 592px; bottom: 945px; z-index: 15;\">(15,9%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y680 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 764px; bottom: 945px; z-index: 15;\">(20,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17e3 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17e4 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17e5 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De samenst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an de kwali<span class=\"_ _0\"></span>ficeren<span class=\"_ _0\"></span>de beleggi<span class=\"_ _0\"></span>ngen is als<span class=\"_ _0\"></span> volgt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17e6 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y685 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 466px; bottom: 867px; z-index: 15;\">31 December 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 616px; bottom: 867px; z-index: 15;\">%</div>\n<div class=\"t m0 x1f9 h67 y685 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 638px; bottom: 867px; z-index: 15;\">31 December 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 789px; bottom: 867px; z-index: 15;\">%</div>\n<div class=\"t m0 x162 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y69a ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 837px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 837px; z-index: 15;\">13,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 837px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 837px; z-index: 15;\">11,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 822px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 822px; z-index: 15;\">63,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 822px; z-index: 15;\">230<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 822px; z-index: 15;\">63,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 807px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 807px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 807px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 807px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 807px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 792px; z-index: 15;\">Vastgoedportefeuille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 792px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 792px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 792px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y683 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 792px; z-index: 15;\">8,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Geldmiddelen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 777px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 777px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 777px; z-index: 15;\">4</div>\n<div class=\"t m0 x202 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 777px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 762px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68d ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 762px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 762px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 762px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 762px; z-index: 15;\">8,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff1f4 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 747px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 747px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 747px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 699px; bottom: 747px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 yc68 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 747px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y17f0 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17f1 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17f2 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De kwalific<span class=\"_ _1\"></span>erende beleggi<span class=\"_ _1\"></span>ngen bestaan<span class=\"_ _1\"></span> voornamelij<span class=\"_ _1\"></span>k uit <span class=\"lsed ws111\">vastrente<span class=\"_ _0\"></span>nde </span></div>\n<div class=\"t m0 x2c h64 y17f3 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarden, gev<span class=\"_ _1\"></span>olgd door a<span class=\"_ _1\"></span>andelen, vastg<span class=\"_ _1\"></span>oed (fondsen<span class=\"_ _1\"></span>) en</div>\n<div class=\"t m0 x2c h64 y17f4 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten d<span class=\"_ _0\"></span>ie zijn afges<span class=\"_ _0\"></span>loten bij</div>\n<div class=\"t m0 x2c h64 y17f5 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekering<span class=\"_ _1\"></span>smaatschappijen. Volg<span class=\"_ _1\"></span>ens het interne bel<span class=\"_ _1\"></span>eggingsbeleid<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y17f6 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas diene<span class=\"_ _1\"></span>n voor de <span class=\"_ _1\"></span>financiering<span class=\"_ _1\"></span> van pensioenr<span class=\"_ _1\"></span>egelingen<span class=\"_ _1\"></span> beleggingen</div>\n<div class=\"t m0 x2c h64 y17f7 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in derivat<span class=\"_ _0\"></span>en en opkom<span class=\"_ _0\"></span>ende markt<span class=\"_ _0\"></span>en te word<span class=\"_ _0\"></span>en vermed<span class=\"_ _0\"></span>en. Het bed<span class=\"_ _0\"></span>rag in</div>\n<div class=\"t m0 x1d h64 y17f8 ff1f1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">'Overig<span class=\"_ _0\"></span>e' houdt<span class=\"_ _0\"></span> verband m<span class=\"_ _0\"></span>et twee <span class=\"_ _0\"></span>gedivers<span class=\"_ _0\"></span>ifiee<span class=\"_ _0\"></span>rde fonds<span class=\"_ _0\"></span>en in het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y17f9 ff1f1 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Verenigd Koni<span class=\"_ _1\"></span>nkrijk.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y17fa ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y17fb ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De samenst<span class=\"_ _0\"></span>elling v<span class=\"_ _0\"></span>an de pensi<span class=\"_ _0\"></span>oenplanb<span class=\"_ _0\"></span>eleggi<span class=\"_ _0\"></span>ngen voo<span class=\"_ _0\"></span>r de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y17fc ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kwalificerende<span class=\"_ _1\"></span> b<span class=\"ws11d\">eleggingen <span class=\"_ _1\"></span>voor pensio<span class=\"_ _1\"></span>enregelingen i<span class=\"_ _1\"></span>s als vol<span class=\"_ _1\"></span>gt.</span></div>\n<div class=\"t m0 x2c h64 y17fd ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y17fe ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y691 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 466px; bottom: 575px; z-index: 15;\">31 December 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 616px; bottom: 575px; z-index: 15;\">%</div>\n<div class=\"t m0 x1f9 h67 y691 ff1f1 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 638px; bottom: 575px; z-index: 15;\">31 December 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 789px; bottom: 575px; z-index: 15;\">%</div>\n<div class=\"t m0 x162 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 541px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 713px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h69 y68f ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 545px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 545px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 545px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y691 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 545px; z-index: 15;\">7,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 530px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 530px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 530px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 530px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Vastgoedportefeuille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 515px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 515px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 515px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 515px; z-index: 15;\">10,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Converteerbare obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 531px; bottom: 500px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 500px; z-index: 15;\">2,6%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 703px; bottom: 500px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y69a ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 500px; z-index: 15;\">2,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Geldmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 536px; bottom: 485px; z-index: 15;\">4</div>\n<div class=\"t m0 x202 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 485px; z-index: 15;\">0,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 708px; bottom: 485px; z-index: 15;\">3</div>\n<div class=\"t m0 x202 h67 y6c4 ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 485px; z-index: 15;\">0,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff1f4 fs46 fc1d sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 470px; z-index: 15;\">543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 699px; bottom: 470px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff1f4 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 470px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1800 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1801 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1802 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas past<span class=\"_ _0\"></span> het belei<span class=\"_ _0\"></span>d voor asset<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">allocati<span class=\"_ _0\"></span>e geleidel<span class=\"_ _0\"></span>ijk aan om zo d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x2c h64 y1803 ff1f1 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van de b<span class=\"_ _0\"></span>eleggin<span class=\"_ _0\"></span>gen bet<span class=\"_ _0\"></span>er af te st<span class=\"_ _0\"></span>emmen o<span class=\"_ _0\"></span>p de loopt<span class=\"_ _0\"></span>ijd va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1804 ff1f1 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">pensioenverpli<span class=\"_ _1\"></span>chtingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1805 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1806 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Naar verw<span class=\"_ _0\"></span>achting zal<span class=\"_ _0\"></span> Ageas als w<span class=\"_ _0\"></span>erkgever in h<span class=\"_ _0\"></span>et boekj<span class=\"_ _0\"></span>aar eindig<span class=\"_ _0\"></span>end op</div>\n<div class=\"t m0 x1d h64 y1807 ff1f1 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">31 december 2022 de v<span class=\"_ _1\"></span>olgende bijdragen<span class=\"_ _1\"></span> betalen aan regeli<span class=\"_ _1\"></span>ngen ten</div>\n<div class=\"t m0 x1d h64 y1808 ff1f1 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behoev<span class=\"_ _0\"></span>e van uitker<span class=\"_ _0\"></span>ingen na uit<span class=\"_ _0\"></span>dienstt<span class=\"_ _0\"></span>reding.</div>\n<div class=\"t m0 x2c h64 y1809 ff1f1 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 345px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f h67 y683 ff1f1 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 717px; bottom: 345px; z-index: 15;\">Pensioenregelingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y688 ff1f1 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 701px; bottom: 330px; z-index: 15;\">met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff1f1 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1f3 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y683 ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Verwachte bijdragen voor volge<span class=\"_ _0\"></span>nd jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68b ff1f1 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Verwachte bijdragen voor volge<span class=\"_ _0\"></span>nd jaar voor ongekwalificeerde <span class=\"_ _0\"></span>pensioenplanbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68d ff1f1 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 285px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 274px; height: 832px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff1f6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Andere la<span class=\"_ _1\"></span>ngetermijn per<span class=\"_ _1\"></span>soneelsbeloningen</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1f6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Andere <span class=\"_ _1\"></span><span class=\"ws11e\">langetermijn per<span class=\"_ _1\"></span>soneelsbeloninge<span class=\"_ _1\"></span>n bestaan uit verp<span class=\"_ _1\"></span>lichtingen van de<span class=\"_ _1\"></span> werkgever tot he<span class=\"_ _1\"></span>t uitkeren van bijv<span class=\"_ _1\"></span>oorbeeld jubile<span class=\"_ _1\"></span>umpremi<span class=\"lsed ws112\">es. De tabel </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1f6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">hieron<span class=\"_ _0\"></span>der geeft<span class=\"_ _0\"></span> de netto v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n weer. D<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot Ande<span class=\"_ _0\"></span>re langet<span class=\"_ _0\"></span>ermij<span class=\"_ _0\"></span>nperson<span class=\"_ _0\"></span>eelsbel<span class=\"_ _0\"></span>oni<span class=\"lsef\">ngen zijn opgenomen<span class=\"_ _1\"></span> in de bal<span class=\"_ _1\"></span>ans </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Overlopen<span class=\"_ _1\"></span>de rente en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span> (zie toelichting 24)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y6e8 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y6e8 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 988px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 988px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 973px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y68f ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 973px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1814 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1815 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1816 ff1f6 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11d\">volgende<span class=\"_ _1\"></span> tabel toon<span class=\"_ _1\"></span>t de mutatie<span class=\"_ _1\"></span>s gedurende h<span class=\"_ _1\"></span>et boekjaar <span class=\"_ _1\"></span>in de verp<span class=\"_ _1\"></span>lichtingen <span class=\"_ _1\"></span>inzake Andere<span class=\"_ _1\"></span> langetermijnp<span class=\"_ _1\"></span>ersoneelsbel<span class=\"_ _1\"></span>oningen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1817 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y67e ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y67e ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 895px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff1f6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y680 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 633px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y680 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Netto verplichting per 1 janua<span class=\"_ _0\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 864px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 864px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le last<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 850px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 835px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 835px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Netto verplichting per 31 de<span class=\"_ _0\"></span>cember<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e3 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 787px; bottom: 820px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y181e ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y181f ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1820 ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De onderstaande<span class=\"_ _1\"></span> tabel geeft een over<span class=\"_ _1\"></span>zicht van de actuar<span class=\"_ _1\"></span>i\u00eble veronderst<span class=\"_ _1\"></span>ellingen die zijn<span class=\"_ _1\"></span> gehanteerd voor he<span class=\"_ _1\"></span>t berekenen van de <span class=\"lsed ws112\">verplichtin<span class=\"_ _0\"></span>gen met </span></div>\n<div class=\"t m0 x2c h64 y1821 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot and<span class=\"_ _0\"></span>ere <span class=\"lsef ws113\">langetermijnperson<span class=\"_ _1\"></span>eelsbeloningen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1822 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 550px; bottom: 726px; z-index: 15;\"> </div>\n<div id=\"fs_4139MTIXB400000000000000000000\">\n<div class=\"t m0 x168 h67 y683 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 726px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 612px; bottom: 711px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x1fa h67 y683 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 715px; bottom: 726px; z-index: 15;\">  </div>\n<div id=\"fs_SIPIRBHQSG00000000000000000000\">\n<div class=\"t m0 x202 h67 y683 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 726px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 711px; z-index: 15;\">Hoog<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x162 h67 y688 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 531px; bottom: 711px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 696px; bottom: 711px; z-index: 15;\">Laag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 632px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 715px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff1f6 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 681px; z-index: 15;\">Discontering<span class=\"_ _0\"></span>svoet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 681px; z-index: 15;\">3,17%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 681px; z-index: 15;\">3,82%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 681px; z-index: 15;\">0,32%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 681px; z-index: 15;\">0,70%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Toekomstige salarisverhogingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 526px; bottom: 666px; z-index: 15;\">3,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 666px; z-index: 15;\">5,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 666px; z-index: 15;\">2,10%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e8 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 666px; z-index: 15;\">4,20%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1828 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1829 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y182a ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De kosten van de<span class=\"_ _1\"></span> Andere langetermijn<span class=\"_ _1\"></span> personeelsbelonin<span class=\"_ _1\"></span>gen worden hierna<span class=\"_ _1\"></span> <span class=\"lsed ws112\">getoon<span class=\"_ _0\"></span>d. De rentek<span class=\"_ _0\"></span>osten zi<span class=\"_ _0\"></span>jn verant<span class=\"_ _0\"></span>woord als Fi<span class=\"_ _0\"></span>nancieri<span class=\"_ _0\"></span>ngslast<span class=\"_ _0\"></span>en (zie </span></div>\n<div class=\"t m0 x2c h64 y182b ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 37)<span class=\"_ _1\"></span> en de overige ko<span class=\"_ _1\"></span>sten zijn verantwoord<span class=\"_ _1\"></span> als Personeels<span class=\"_ _1\"></span>kosten (zie toelicht<span class=\"_ _1\"></span>ing 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y182c ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 x48 h67 y68d ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 615px; bottom: 572px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68d ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 778px; bottom: 572px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x252 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 475px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 638px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x17 h69 y68b ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 801px; bottom: 557px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y694 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 542px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 627px; bottom: 542px; z-index: 15;\">1</div>\n<div class=\"t m0 x73 h67 y694 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 542px; z-index: 15;\">1</div>\n<div class=\"t m0 x2eb h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 527px; z-index: 15;\">Onmiddellijk verantwoorde netto a<span class=\"_ _0\"></span>ctuari\u00eble verliezen (winsten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 527px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 527px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y694 ff1f9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 67px; bottom: 512px; z-index: 15;\">Totale lasten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h69 y694 ff1f9 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 624px; bottom: 512px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x264 h69 y694 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 798px; bottom: 512px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1832 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1833 ff1f6 fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.1.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Be\u00ebindigings<span class=\"_ _1\"></span>vergoedingen</span> </span></div>\n<div class=\"t m0 x2c h64 y1834 ff1f6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Be\u00ebindi<span class=\"_ _0\"></span>gingsv<span class=\"_ _0\"></span>ergoedi<span class=\"_ _0\"></span>ngen zij<span class=\"_ _0\"></span>n persone<span class=\"_ _0\"></span>elsbel<span class=\"_ _0\"></span>oninge<span class=\"_ _0\"></span>n die beta<span class=\"_ _0\"></span>albaar z<span class=\"_ _0\"></span>ijn</div>\n<div class=\"t m0 x2c h64 y1835 ff1f6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">in verband<span class=\"_ _1\"></span> met het b<span class=\"_ _1\"></span>e\u00ebindigen van<span class=\"_ _1\"></span> de arbeid<span class=\"_ _1\"></span>srelatie met e<span class=\"_ _1\"></span>en werknemer<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1836 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">v\u00f3\u00f3r de nor<span class=\"_ _0\"></span>male pensi<span class=\"_ _0\"></span>oendat<span class=\"_ _0\"></span>um of het besl<span class=\"_ _0\"></span>uit van een we<span class=\"_ _0\"></span>rkneme<span class=\"_ _0\"></span>r om</div>\n<div class=\"t m0 x2c h64 y1837 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vrijwi<span class=\"_ _0\"></span>llig ontsla<span class=\"_ _0\"></span>g te accept<span class=\"_ _0\"></span>eren in ruil v<span class=\"_ _0\"></span>oor dez<span class=\"ws11d\">e v<span class=\"_ _0\"></span>ergoed<span class=\"_ _0\"></span>ing. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1838 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1839 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y183a ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De onderstaande<span class=\"_ _1\"></span> tabel toont verpl<span class=\"_ _1\"></span>ichtingen die<span class=\"_ _1\"></span> samenhangen met</div>\n<div class=\"t m0 x1d h64 y183b ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Be\u00ebindigingsve<span class=\"_ _1\"></span>rgoedingen die in<span class=\"_ _1\"></span> de balans begrepen<span class=\"_ _1\"></span> zijn onder</div>\n<div class=\"t m0 x1d h64 y183c ff1f6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overlopende<span class=\"_ _1\"></span> rente en overige verpl<span class=\"_ _1\"></span>ichtingen (zie<span class=\"_ _1\"></span> toelichting<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">24).</span></span></div>\n<div class=\"t m0 x2c h64 y183d ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y680 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 371px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y680 ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 371px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y67e ff1f8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Contante waarde van de verplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h67 y69a ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 h69 y685 ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 326px; z-index: 15;\">Netto verplichtingen (activa)<span class=\"_ _0\"></span> voor regelingen met vaste<span class=\"_ _0\"></span> toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y685 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 326px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y685 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 326px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c h64 y1842 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1843 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1844 ff1f6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel too<span class=\"_ _0\"></span>nt de mutati<span class=\"_ _0\"></span>es gedur<span class=\"_ _0\"></span>ende het boe<span class=\"_ _0\"></span>kjaar in de ve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen inzak<span class=\"_ _0\"></span>e Be\u00ebin<span class=\"_ _0\"></span>digingsv<span class=\"_ _0\"></span>ergoe<span class=\"_ _0\"></span>dingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1845 ff1f6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff1f6 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y69a ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 248px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y69a ff1f6 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 248px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff1f6 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y685 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 633px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y685 ff1f8 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff1f9 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 218px; z-index: 15;\">Netto verplichting per 1 j<span class=\"_ _0\"></span>anuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y683 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 218px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y683 ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 218px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y6d1 ff1f6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 203px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le last<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y6d1 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 203px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h67 y6d1 ff1f6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 203px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Uitkeringen direct betaald door<span class=\"_ _0\"></span> de werkgever<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 622px; bottom: 188px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff1f6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 188px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff1f9 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Netto verplichting per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y68b ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 173px; z-index: 15;\">5</div>\n<div class=\"t m0 xf6 h69 y68b ff1f9 fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 173px; z-index: 15;\">5</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 162px; height: 944px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Kosten die<span class=\"_ _1\"></span> gerelateerd<span class=\"_ _1\"></span> zijn aan<span class=\"_ _1\"></span> Be\u00ebindigingsver<span class=\"_ _1\"></span>goedingen worde<span class=\"_ _1\"></span>n hieronder<span class=\"_ _1\"></span> getoond. <span class=\"_ _1\"></span>De netto <span class=\"lsed\">rentekoste<span class=\"_ _0\"></span>n zijn ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d als Fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>ingslast<span class=\"_ _0\"></span>en (zi<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toelich<span class=\"_ _0\"></span>ting 37). Al<span class=\"_ _0\"></span>le overige k<span class=\"_ _0\"></span>osten word<span class=\"_ _0\"></span>en verant<span class=\"_ _0\"></span>woord als<span class=\"_ _0\"></span> Personeel<span class=\"_ _0\"></span>skost<span class=\"_ _0\"></span>en (zie toelic<span class=\"_ _0\"></span>hting 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xef h67 y68d ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xef h67 y68d ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h69 y68f ff1fd fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff1fb fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Aan het boekjaar toeg<span class=\"_ _0\"></span>erekende pensioenkosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y694 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h67 y694 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 1019px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y68f ff1fe fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Totale lasten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h69 y68f ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 xf6 h69 y68f ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 792px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 993px; height: 113px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Uitgestelde baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x4a hbb y69a ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> vergoedingen na uitdiens<span class=\"_ _0\"></span>ttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> personeelsbeloningen op lange<span class=\"_ _0\"></span> termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Verplichtingen voor personeelsbeloningen op korte termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Verplichtingen inzake geschreven putopties op minderheidsbelang<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 638px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Handelsschulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Schulden aan agenten, poli<span class=\"_ _0\"></span>shouders en tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Btw en overige te be<span class=\"_ _0\"></span>talen belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Te betalen dividenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Schulden aan <span class=\"ws185\">herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff339 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb3 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb4 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb5 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Details over per<span class=\"_ _1\"></span>soneelsvergoedin<span class=\"_ _1\"></span>gen zijn te vinden in<span class=\"_ _1\"></span> toelichting 6</div>\n<div class=\"t m0 x2c hb8 y1fb6 ff337 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">sectie 6.1<span class=\"_ _1\"></span> Personeelsvergo<span class=\"_ _1\"></span>edingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb7 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fb8 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">De regel \u2019overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>\u2019 heeft betrek<span class=\"_ _1\"></span>king op verplichti<span class=\"_ _1\"></span>ngen in</div>\n<div class=\"t m0 x1d hb8 y1fb9 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verband met de<span class=\"_ _1\"></span> vereffening van aande<span class=\"_ _1\"></span>lentransacties,<span class=\"_ _1\"></span> onderpand op</div>\n<div class=\"t m0 x1d hb8 y1fba ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>waps, o<span class=\"ls140 ws18a\">ntvangen geldmiddelen die moe<span class=\"_ _1\"></span>ten worden gealloce<span class=\"_ _1\"></span>erd </span></div>\n<div class=\"t m0 x1d hb8 y1fbb ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aan bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n kleine uitg<span class=\"_ _0\"></span>aven die moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n betaald.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d hb8 y1fbc ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fbd ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Details v<span class=\"_ _0\"></span>an derivat<span class=\"_ _0\"></span>en zijn te vi<span class=\"_ _0\"></span>nden in Toel<span class=\"_ _0\"></span>ichting 27 D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 397px; height: 428px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>oorzieningen</div>\n<div class=\"t m0 x2c hbf y1fc6 ff342 fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">De <span class=\"ls152 ws19c\">voorzieningen hebben </span></div>\n<div class=\"t m0 x2c hbf y1fc7 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">hoofdzakelijk betrekking op<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y1fc8 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">juridische geschillen en</div>\n<div class=\"t m0 x2c hbf y1fc9 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">reorganisaties en zijn gebasee<span class=\"_ _0\"></span>rd op</div>\n<div class=\"t m0 x2c hbf y1fca ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">de best mogelijke schattingen <span class=\"_ _0\"></span>zoals</div>\n<div class=\"t m0 x2c hbf y1fcb ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">beschikbaar aan het einde v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c hbf y1fcc ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">periode op basis van het oordeel</div>\n<div class=\"t m0 x2c hbf y1fcd ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">van het management waarbij <span class=\"_ _0\"></span>in de</div>\n<div class=\"t m0 x2c hbf y1fce ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">meeste geva<span class=\"ls152 ws19c\">llen rekening wordt </span></div>\n<div class=\"t m0 x2c hbf y1fcf ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">gehouden met de adviezen van</div>\n<div class=\"t m0 x2c hbf y1fd0 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">juridische adviseurs. Het t<span class=\"_ _0\"></span>ijdstip</div>\n<div class=\"t m0 x2c hbf y1fd1 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">van de uitgaande kasstromen <span class=\"_ _0\"></span>die</div>\n<div class=\"t m0 x2c hbf y1fd2 ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">samenhangen met deze</div>\n<div class=\"t m0 x2c hbf y1fd3 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">voorzieningen is per def<span class=\"_ _0\"></span>initie</div>\n<div class=\"t m0 x2c hbf y1fd4 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">onzeker, gezien de</div>\n<div class=\"t m0 x2c hbf y1fd5 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">onvoorspelbaarheid van de</div>\n<div class=\"t m0 x2c hbf y1fd6 ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">uitkomst van en de tijd die gemoeid</div>\n<div class=\"t m0 x2c hbf y1fd7 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">is met het afwikkelen van<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y1fd8 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">processen/geschillen. De lo<span class=\"_ _0\"></span>pende</div>\n<div class=\"t m0 x2c hbf y1fd9 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">gerechtelijke procedu<span class=\"_ _0\"></span>res worden</div>\n<div class=\"t m0 x2c hbf y1fda ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">beschreven in toelichting<span class=\"_ _0\"></span> 43</div>\n<div class=\"t m0 x2c hbf y1fdb ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">Voorwaardelijke verplichting<span class=\"_ _0\"></span>en.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fdc ff340 fs71 fce sc0 ls140 ws18b\" style=\"z-index: 15;\">Globale s<span class=\"_ _1\"></span>chikking gere<span class=\"_ _1\"></span>lateerd aan de <span class=\"_ _1\"></span>Fortis<span class=\"ls0 ws0\">-</span><span class=\"ws180\">ge<span class=\"_ _1\"></span>beurtenissen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fdd ff340 fs71 fce sc0 ls140 ws18a\" style=\"z-index: 15;\">van 2007 en 2008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fde ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 14 maar<span class=\"_ _1\"></span>t 2016 kon<span class=\"_ _1\"></span>digden Ageas<span class=\"_ _1\"></span> e<span class=\"ls142\">n de clai<span class=\"_ _0\"></span>manteno<span class=\"_ _0\"></span>rganis<span class=\"_ _0\"></span>aties D<span class=\"_ _0\"></span>eminor,<span class=\"_ _0\"></span> Stichti<span class=\"_ _0\"></span>ng Fortis<span class=\"_ _0\"></span>Effect,<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1fdf ff340 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Stichti<span class=\"_ _0\"></span>ng Invest<span class=\"_ _0\"></span>or Clai<span class=\"_ _0\"></span>ms Agai<span class=\"_ _0\"></span>nst For<span class=\"_ _0\"></span>tis (SIC<span class=\"_ _0\"></span>AF) en d<span class=\"_ _0\"></span>e VEB ee<span class=\"_ _0\"></span>n voorste<span class=\"_ _0\"></span>l aan vo<span class=\"_ _0\"></span>or schik<span class=\"_ _0\"></span>king va<span class=\"_ _0\"></span>n alle</div>\n<div class=\"t m0 x1ef hb8 y1fe0 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">burgerlijke <span class=\"_ _1\"></span>rechtszaken o<span class=\"_ _1\"></span>ver het voorm<span class=\"_ _1\"></span>alige Forti<span class=\"_ _1\"></span>s voor gebeu<span class=\"_ _1\"></span>rtenissen <span class=\"_ _1\"></span>van 2007 en<span class=\"_ _1\"></span> 2008 voor<span class=\"_ _1\"></span> ee<span class=\"ls142 ws182\">n </span></div>\n<div class=\"t m0 x1ef hb8 y1fe1 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">bedrag va<span class=\"_ _0\"></span>n EUR 1,2 mil<span class=\"_ _0\"></span>jard. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fe2 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fe3 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Daarna<span class=\"_ _0\"></span>ast maakte A<span class=\"_ _0\"></span>geas op 14 maa<span class=\"_ _0\"></span>rt 2016 bek<span class=\"_ _0\"></span>end dat het ook t<span class=\"_ _0\"></span>ot overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng was gek<span class=\"_ _0\"></span>omen</div>\n<div class=\"t m0 x1ef hb8 y1fe4 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">met de D&amp;O ve<span class=\"_ _0\"></span>rzekera<span class=\"_ _0\"></span>ars (Direc<span class=\"_ _0\"></span>tors &amp; Offi<span class=\"_ _0\"></span>cers), de b<span class=\"_ _0\"></span>estuurd<span class=\"_ _0\"></span>ers en functi<span class=\"_ _0\"></span>onariss<span class=\"_ _0\"></span>en betrok<span class=\"_ _0\"></span>ken bij de</div>\n<div class=\"t m0 x1ef hb8 y1fe5 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">lopende ges<span class=\"_ _1\"></span>chillen en <span class=\"_ _1\"></span>BNP Paribas <span class=\"ls142 ws181\">Fortis, om voor een be<span class=\"_ _0\"></span>drag van EU<span class=\"_ _0\"></span>R 290 milj<span class=\"_ _0\"></span>oen te schik<span class=\"_ _0\"></span>ken.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fe6 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fe7 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 24 maart 20<span class=\"_ _0\"></span>17 hield h<span class=\"_ _0\"></span>et Gerechts<span class=\"_ _0\"></span>hof te Amst<span class=\"_ _0\"></span>erdam een o<span class=\"_ _0\"></span>penbare<span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">hoorzitting. Tijdens deze<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fe8 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zitting ho<span class=\"_ _0\"></span>orde het H<span class=\"_ _0\"></span>of het verzo<span class=\"_ _0\"></span>ek om het schi<span class=\"_ _0\"></span>kkingsak<span class=\"_ _0\"></span>koord bin<span class=\"_ _0\"></span>dend te ver<span class=\"_ _0\"></span>klaren, al<span class=\"_ _0\"></span>sook de</div>\n<div class=\"t m0 x1ef hb8 y1fe9 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">argume<span class=\"_ _0\"></span>nten die ert<span class=\"_ _0\"></span>egen wer<span class=\"_ _0\"></span>den ingebra<span class=\"_ _0\"></span>cht. Op 16 ju<span class=\"_ _0\"></span>ni 2017 nam het<span class=\"_ _0\"></span> Hof de tuss<span class=\"_ _0\"></span>entijdse b<span class=\"_ _0\"></span>eslissi<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x1ef hb8 y1fea ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">om de schikk<span class=\"_ _0\"></span>ing in de init<span class=\"_ _0\"></span>i\u00eble vorm ni<span class=\"_ _0\"></span>et binden<span class=\"_ _0\"></span>d te verkla<span class=\"_ _0\"></span>ren. Op 12 dec<span class=\"_ _0\"></span>ember 2017 d<span class=\"_ _0\"></span>ienden d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1ef hb8 y1feb ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aanvra<span class=\"_ _0\"></span>gers een ge<span class=\"_ _0\"></span>wijzigde<span class=\"_ _0\"></span> en bijgew<span class=\"_ _0\"></span>erkte schik<span class=\"_ _0\"></span>king in bij h<span class=\"_ _0\"></span>et Gerec<span class=\"_ _0\"></span>htshof te <span class=\"ls140 ws18a\">Amsterdam. Deze </span></div>\n<div class=\"t m0 x1ef hb8 y1fec ff340 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">aangepas<span class=\"_ _0\"></span>te sch<span class=\"_ _0\"></span>ikking h<span class=\"_ _0\"></span>ield rek<span class=\"_ _0\"></span>ening met<span class=\"_ _0\"></span> de voor<span class=\"_ _0\"></span>naamst<span class=\"_ _0\"></span>e bezwar<span class=\"_ _0\"></span>en van h<span class=\"_ _0\"></span>et Gerec<span class=\"_ _0\"></span>htshof <span class=\"_ _0\"></span>en het</div>\n<div class=\"t m0 x1ef hb8 y1fed ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">totale bu<span class=\"_ _0\"></span>dget werd met<span class=\"_ _0\"></span> EUR 100 mil<span class=\"_ _0\"></span>joen opget<span class=\"_ _0\"></span>rokken na<span class=\"_ _0\"></span>ar EUR 1,3 mil<span class=\"_ _0\"></span>jard.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fee ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fef ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 13 jul<span class=\"_ _1\"></span>i 2018 verk<span class=\"_ _1\"></span>laarde het<span class=\"_ _1\"></span> Gerechtshof A<span class=\"_ _1\"></span>msterdam de <span class=\"_ _1\"></span>schikking <span class=\"ls142 ws181\">bindend voor in aa<span class=\"_ _0\"></span>nmerking </span></div>\n<div class=\"t m0 x1ef hb8 y1ff0 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">komende aandee<span class=\"_ _1\"></span>lhouders (d<span class=\"_ _1\"></span>.w.z. perso<span class=\"_ _1\"></span>nen die aande<span class=\"_ _1\"></span>len Fortis <span class=\"_ _1\"></span>in bezit ha<span class=\"_ _1\"></span>dden op o<span class=\"_ _1\"></span>nverschillig w<span class=\"_ _1\"></span>elk</div>\n<div class=\"t m0 x1ef hb8 y1ff1 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">tijdstip t<span class=\"_ _0\"></span>ussen het<span class=\"_ _0\"></span> sluiten va<span class=\"_ _0\"></span>n de handel op 28 f<span class=\"_ _0\"></span>ebruari 2<span class=\"_ _0\"></span>007 en het sluit<span class=\"_ _0\"></span>en van de h<span class=\"_ _0\"></span>andel op 14</div>\n<div class=\"t m0 x1ef hb8 y1ff2 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">oktobe<span class=\"_ _0\"></span>r 2008), ove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>stig de N<span class=\"ls140 ws18b\">ederlandse Wet Collecti<span class=\"_ _1\"></span>eve Afwikkel<span class=\"_ _1\"></span>ing Massaschade<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1ef hb8 y1ff3 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">\u201cWCAM\u201d.<span class=\"_ _0\"></span> Door de schik<span class=\"_ _0\"></span>king bin<span class=\"_ _0\"></span>dend te verkl<span class=\"_ _0\"></span>aren, me<span class=\"_ _0\"></span>ende het Ger<span class=\"_ _0\"></span>echtsh<span class=\"_ _0\"></span>of dat de krac<span class=\"_ _0\"></span>htens de</div>\n<div class=\"t m0 x1ef hb8 y1ff4 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">schikking aa<span class=\"_ _1\"></span>ngeboden <span class=\"_ _1\"></span>vergoeding red<span class=\"_ _1\"></span>elijk was e<span class=\"_ _1\"></span>n dat de <span class=\"_ _1\"></span>claimantenorganis<span class=\"_ _1\"></span>aties Deminor<span class=\"_ _1\"></span>, SICAF en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1ff5 ff340 fs71 fc14 sc0 ls147 ws197\" style=\"z-index: 15;\">FortisEffect de b<span class=\"ls140 ws18b\">elangen<span class=\"_ _1\"></span> van de b<span class=\"_ _1\"></span>egunstigden v<span class=\"_ _1\"></span>an de schi<span class=\"_ _1\"></span>kking naar <span class=\"_ _1\"></span>behoren behar<span class=\"_ _1\"></span>tigden.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1ff6 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1ff7 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 21 decem<span class=\"_ _0\"></span>ber 2018 ve<span class=\"_ _0\"></span>rschaft<span class=\"_ _0\"></span>e Ageas duid<span class=\"_ _0\"></span>elijkhe<span class=\"_ _0\"></span>id door eerd<span class=\"_ _0\"></span>er dan op de uite<span class=\"_ _0\"></span>rste datu<span class=\"_ _0\"></span>m af te</div>\n<div class=\"t m0 x1ef hb8 y1ff8 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">zien van h<span class=\"_ _1\"></span>aar be\u00ebindiging<span class=\"_ _1\"></span>srecht. Zodo<span class=\"_ _1\"></span>ende werd de<span class=\"_ _1\"></span> schikking<span class=\"_ _1\"></span> definitief. <span class=\"_ _1\"></span>De periode<span class=\"_ _1\"></span> voor he<span class=\"ls147 ws189\">t </span></div>\n<div class=\"t m0 x1ef hb8 y1ff9 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">indienen v<span class=\"_ _1\"></span>an vorderingen<span class=\"_ _1\"></span> begon op<span class=\"_ _1\"></span> 27 juli 20<span class=\"_ _1\"></span>18 en ein<span class=\"_ _1\"></span>digde op 28<span class=\"_ _1\"></span> juli 201<span class=\"_ _1\"></span>9. Per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1ffa ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">werd er E<span class=\"_ _1\"></span>UR 1.309 mil<span class=\"_ _1\"></span>joen uitbe<span class=\"_ _1\"></span>taald aan in<span class=\"_ _1\"></span> aanmerking kom<span class=\"_ _1\"></span>ende aandee<span class=\"_ _1\"></span>lhouders.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1ffb ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1ffc ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 23 juni<span class=\"_ _1\"></span> 2022 kon<span class=\"_ _1\"></span>digde Ageas<span class=\"_ _1\"></span> aan dat, me<span class=\"_ _1\"></span>t uitzondering<span class=\"_ _1\"></span> van een bep<span class=\"_ _1\"></span>erkt aan<span class=\"_ _1\"></span>t<span class=\"ws18a\">al onopgeloste </span></div>\n<div class=\"t m0 x1ef hb8 y1ffd ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">claims, de s<span class=\"_ _0\"></span>chikki<span class=\"_ _0\"></span>ng zou word<span class=\"_ _0\"></span>en afgeslo<span class=\"_ _0\"></span>ten. De laat<span class=\"_ _0\"></span>ste verg<span class=\"_ _0\"></span>oeding<span class=\"_ _0\"></span>sschijv<span class=\"_ _0\"></span>en werden ei<span class=\"_ _0\"></span>nd august<span class=\"_ _0\"></span>us</div>\n<div class=\"t m0 x1ef hb8 y1ffe ff340 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">2022 uitbetaal<span class=\"_ _1\"></span>d. De potenti\u00eble<span class=\"_ _1\"></span> kosten voor de onopgelo<span class=\"_ _1\"></span>ste claims die Ageas be<span class=\"_ _1\"></span>reid is op zich<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1ef hb8 y1fff ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">nemen zijn <span class=\"_ _1\"></span>gedekt door<span class=\"_ _1\"></span> de hierna<span class=\"_ _1\"></span> vermelde voor<span class=\"_ _1\"></span>zie<span class=\"ls142 ws182\">ning.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y2000 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2001 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste compon<span class=\"_ _1\"></span>enten van de<span class=\"_ _1\"></span> voorziening <span class=\"_ _1\"></span>per 31<span class=\"ls0 ws0\"> </span><span class=\"ws180\">d<span class=\"_ _1\"></span>ecember<span class=\"ls0 ws0\"> </span></span>20<span class=\"_ _1\"></span>22 van EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls142 ws181\">1,3 miljoen<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y2002 ff340 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">(31<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">december 202<span class=\"_ _0\"></span>1: EUR<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">114</span> </span>miljoen) zijn:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2003 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls142 ws181\">EUR 1.309 miljoe<span class=\"_ _0\"></span>n voor het akk<span class=\"_ _0\"></span>oord omtr<span class=\"_ _0\"></span>ent de WCAM<span class=\"ls0 ws0\">-</span><span class=\"ls141\">schikking; <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2004 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls151 ws197\">E<span class=\"_ _1\"></span>UR</span><span class=\"ff340\"> 1<span class=\"_ _1\"></span> <span class=\"ls142 ws18b\">miljoen v<span class=\"_ _0\"></span>erbond<span class=\"_ _0\"></span>en met st<span class=\"_ _0\"></span>aartrisi<span class=\"_ _0\"></span>co;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2005 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls142 ws181\">minus EUR</span><span class=\"ff340\"> <span class=\"ls156 ws1a0\">1.3<span class=\"ls140 ws18b\">09 m<span class=\"_ _1\"></span>iljoen die<span class=\"_ _1\"></span> al aan <span class=\"_ _1\"></span>in aanmerki<span class=\"_ _1\"></span>ng komende aande<span class=\"_ _1\"></span>elhouders wer<span class=\"_ _1\"></span>d uitgekeerd<span class=\"_ _1\"></span>.</span></span> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 176px; height: 785px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 176px; height: 785px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff347 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De bedragen<span class=\"_ _1\"></span> worden weerge<span class=\"_ _1\"></span>geven op <span class=\"_ _1\"></span>de regel \u2018<span class=\"_ _1\"></span>voorzieningen\u2019<span class=\"_ _1\"></span> in de ba<span class=\"_ _1\"></span>lans en op<span class=\"_ _1\"></span> de regel<span class=\"_ _1\"></span> \u2018wijzigingen<span class=\"_ _1\"></span> in voorzie<span class=\"_ _1\"></span>ningen\u2019 in <span class=\"_ _1\"></span>de r<span class=\"lsed ws111\">esultatenr<span class=\"_ _0\"></span>ek<span class=\"lsef ws113\">ening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff347 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff347 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het verloop<span class=\"_ _1\"></span> van de voo<span class=\"_ _1\"></span>rzieningen ge<span class=\"_ _1\"></span>durende he<span class=\"_ _1\"></span>t jaar i<span class=\"_ _1\"></span>s als volgt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff347 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff347 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1033px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68b ff347 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1033px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff349 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1003px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1003px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff347 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y691 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 988px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y691 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y680 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Toename <span class=\"ws115\">(Afname) voorziening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x398 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 959px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 959px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff347 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Aanwendingen in de lo<span class=\"_ _0\"></span>op van het jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 944px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 944px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff347 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 929px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 929px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 h67 y67e ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 929px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y6be ff349 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y6be ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 914px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6be ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 914px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 903px; height: 203px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 903px; height: 203px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag462": {
   "value": "\n<div class=\"t m0 x2c h7b y1814 ff1ff fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">6.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1857 ff1ff fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Aandelengerelateerde <span class=\"_ _1\"></span>incentiveprogramm<span class=\"_ _1\"></span>a's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1858 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas maakt gebru<span class=\"_ _1\"></span>ik van de mogelij<span class=\"_ _1\"></span>kheid om zijn medew<span class=\"_ _1\"></span>erkers en</div>\n<div class=\"t m0 x2c h64 y1859 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leden van h<span class=\"_ _0\"></span>et Executi<span class=\"_ _0\"></span>ve Commit<span class=\"_ _0\"></span>tee en het Man<span class=\"_ _0\"></span>agemen<span class=\"_ _0\"></span>t Committ<span class=\"_ _0\"></span>ee in</div>\n<div class=\"t m0 x2c h64 y185a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>en en aan aand<span class=\"_ _0\"></span>elen gerel<span class=\"_ _0\"></span>ateerde i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>enten te bel<span class=\"_ _0\"></span>onen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y185b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y185c ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het kan h<span class=\"_ _1\"></span>ierbij gaan <span class=\"_ _1\"></span>om:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y185d ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsef ws11e\">r<span class=\"_ _1\"></span>estricted share<span class=\"_ _1\"></span>s</span><span class=\"ff1fb\"> </span></span></div>\n<div class=\"t m0 x2c h64 y185e ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsef ws113\">a<span class=\"_ _1\"></span>andelengerelat<span class=\"_ _1\"></span>eerde</span><span class=\"ff1fb\"> <span class=\"lsef ws113\">incen<span class=\"_ _1\"></span>tives</span> </span></span></div>\n<div class=\"t m0 x2c h64 y185f ff1fb fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.2.1 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11e\">Toekenning van<span class=\"_ _1\"></span> aandelen onder vo<span class=\"_ _1\"></span>orwaarden ('res<span class=\"_ _1\"></span>tricted </span></span></div>\n<div class=\"t m0 xd1 h64 y1860 ff1fb fs44 fc1d sc0 lsef ws113\" style=\"z-index: 15;\">shares')<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1861 ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor de l<span class=\"_ _0\"></span>eden va<span class=\"_ _0\"></span>n het Exe<span class=\"_ _0\"></span>cutive C<span class=\"_ _0\"></span>ommitt<span class=\"_ _0\"></span>ee en het<span class=\"_ _0\"></span> Manage<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x2c h64 y1862 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee geldt e<span class=\"_ _0\"></span>en Long Term I<span class=\"_ _0\"></span>ncentive p<span class=\"_ _0\"></span>lan (LTI).<span class=\"_ _0\"></span> Hierbij wo<span class=\"_ _0\"></span>rden</div>\n<div class=\"t m0 x2c h64 y1863 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ieaande<span class=\"_ _0\"></span>len toegez<span class=\"_ _0\"></span>egd die 3,<span class=\"_ _0\"></span>5 jaar later<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">onvoorwaardelijk zijn </span></span></div>\n<div class=\"t m0 x2c h64 y1864 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end. Het aant<span class=\"_ _0\"></span>al toe te ken<span class=\"_ _0\"></span>nen aandel<span class=\"_ _0\"></span>en in het kade<span class=\"_ _0\"></span>r van dit plan</div>\n<div class=\"t m0 x2c h64 y1865 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">is gebasee<span class=\"_ _0\"></span>rd op de 'Age<span class=\"_ _0\"></span>as Busines<span class=\"_ _0\"></span>s Score',<span class=\"_ _0\"></span> die voort<span class=\"_ _0\"></span>vloeit uit<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y1866 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verwezenlij<span class=\"_ _1\"></span>king van de<span class=\"_ _1\"></span> KPI's voor<span class=\"_ _1\"></span> het bedr<span class=\"_ _1\"></span>ijf. Voor d<span class=\"_ _1\"></span>e onvoorwaardel<span class=\"_ _1\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y1867 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekenning 3<span class=\"_ _1\"></span>,5 jaar n<span class=\"_ _1\"></span>a <span class=\"ws11e\">de toezegging<span class=\"_ _1\"></span> wordt een relatie<span class=\"_ _1\"></span>ve TSR<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y1868 ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>iemetin<span class=\"_ _0\"></span>g (totaa<span class=\"_ _0\"></span>l aandee<span class=\"_ _0\"></span>lhoude<span class=\"_ _0\"></span>rsrende<span class=\"_ _0\"></span>ment) t<span class=\"_ _0\"></span>en opzicht<span class=\"_ _0\"></span>e van ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1869 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vergelijking<span class=\"_ _1\"></span>sgroep toegepas<span class=\"_ _1\"></span>t. Nadat de<span class=\"_ _1\"></span> aandelen<span class=\"_ _1\"></span> onvoorwaardelij<span class=\"_ _1\"></span>k zijn</div>\n<div class=\"t m0 x1d h64 y186a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toegek<span class=\"_ _0\"></span>end, moete<span class=\"_ _0\"></span>n ze nog 1,5 ja<span class=\"_ _0\"></span>ar in bezit wor<span class=\"_ _0\"></span>den geho<span class=\"_ _0\"></span>uden (in tota<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x1d h64 y186b ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">5 jaar n<span class=\"lsef ws11e\">a de datum van voorwaardel<span class=\"_ _1\"></span>ijke toekenning).<span class=\"_ _1\"></span> Na deze </span></div>\n<div class=\"t m0 x1d h64 y186c ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">blokkeringsperi<span class=\"_ _1\"></span>ode mogen <span class=\"_ _1\"></span>de begunstigde<span class=\"_ _1\"></span>n de onvoor<span class=\"_ _1\"></span>waardelijk</div>\n<div class=\"t m0 x1d h64 y186d ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegekende aa<span class=\"_ _1\"></span>ndelen ver<span class=\"_ _1\"></span>kopen onder b<span class=\"_ _1\"></span>epaalde voorw<span class=\"_ _1\"></span>aarden zoal<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y186e ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vastgel<span class=\"_ _0\"></span>egd in het bez<span class=\"_ _0\"></span>oldigin<span class=\"_ _0\"></span>gsbele<span class=\"_ _0\"></span>id. Meer detai<span class=\"_ _0\"></span>ls over dit pl<span class=\"_ _0\"></span>an zijn te</div>\n<div class=\"t m0 x1d h64 y186f ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vinden i<span class=\"lsed ws112\">n het Verslag va<span class=\"_ _0\"></span>n het Remun<span class=\"_ _0\"></span>eration Co<span class=\"_ _0\"></span>mmitte<span class=\"_ _0\"></span>e in sectie A<span class=\"ls0 ws0\"> 6.<span class=\"lsf9 ws124\">7. </span> </span></span></div>\n<div class=\"t m0 x1d h64 y1870 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1871 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor 2018 <span class=\"_ _1\"></span>werden in<span class=\"_ _1\"></span> totaal 35.612<span class=\"_ _1\"></span> prestatiea<span class=\"_ _1\"></span>andelen toe<span class=\"_ _1\"></span>gezegd voor<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1872 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toekenning, <span class=\"_ _1\"></span>voor 2019 w<span class=\"_ _1\"></span>erden in <span class=\"_ _1\"></span>totaal 51.393<span class=\"_ _1\"></span> prestatiea<span class=\"_ _1\"></span>andelen</div>\n<div class=\"t m0 x1d h64 y1873 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toegezegd voor<span class=\"_ _1\"></span> toekenning, voor 2020<span class=\"_ _1\"></span> werden in totaal <span class=\"lsed ws111\">53.269 </span></div>\n<div class=\"t m0 x1d h64 y1874 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prestatieaandel<span class=\"_ _1\"></span>en toegezeg<span class=\"_ _1\"></span>d voor toek<span class=\"_ _1\"></span>enning en <span class=\"_ _1\"></span>voor 2021 we<span class=\"_ _1\"></span>rden in</div>\n<div class=\"t m0 x1d h64 y1875 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaal 53<span class=\"_ _1\"></span>.918 prestatiea<span class=\"_ _1\"></span>andelen toegezeg<span class=\"_ _1\"></span>d voor to<span class=\"_ _1\"></span>ekenning.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1876 ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1877 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor het pr<span class=\"_ _0\"></span>estatiej<span class=\"_ _0\"></span>aar 2022 we<span class=\"_ _0\"></span>rden in tota<span class=\"_ _0\"></span>al 42.530 p<span class=\"_ _0\"></span>restatie<span class=\"_ _0\"></span>aandele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1878 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toegezegd v<span class=\"_ _1\"></span>oor toekenn<span class=\"lsed ws112\">ing aan de leden van het<span class=\"_ _0\"></span> Execut<span class=\"_ _0\"></span>ive Committ<span class=\"_ _0\"></span>ee </span></div>\n<div class=\"t m0 x1d h64 y1879 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en het Mana<span class=\"_ _1\"></span>gement Com<span class=\"_ _1\"></span>mittee.</div>\n<div class=\"t m0 x2c h64 y187a ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y187b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y187c ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont het verloop<span class=\"_ _1\"></span> van de toezeggingen<span class=\"_ _1\"></span> van restricted<span class=\"_ _1\"></span> shares gedurende het<span class=\"_ _1\"></span> jaar aan leden<span class=\"_ _1\"></span> van het Executive <span class=\"ws11d\">Com<span class=\"_ _1\"></span>mittee en <span class=\"_ _1\"></span>het </span></div>\n<div class=\"t m0 x2c h64 y187d ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Management C<span class=\"_ _1\"></span>ommittee. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y187e ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h64 y1880 ff1fb fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 580px; z-index: 15;\">(aantal aandelen in '000)<span class=\"_ _0\"></span><span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 643px; bottom: 580px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd1 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 580px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 663px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y1882 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h64 y1880 ff1fb fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Aantal nieuw toegekende aandelen<span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f3 h67 y1880 ff1fb fs46 fc1d sc0 lsf1 ws116\" style=\"left: 654px; bottom: 547px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y1880 ff1fb fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 547px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h64 y1882 ff1fe fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 532px; z-index: 15;\">Aantal onder voorwaarden vers<span class=\"_ _0\"></span>trekte aandelen per 1<span class=\"_ _0\"></span> maart<span class=\"ff1fb fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h69 y1882 ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 648px; bottom: 532px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x167 h69 y1882 ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 532px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1886 ff1fb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Verstrekte voorwaardelijke aandelen (vervallen) <span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1886 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 516px; z-index: 15;\"> <span class=\"fs44\"> </span></div>\n<div class=\"t m0 x255 h67 y1886 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 516px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h64 y1888 ff1fb fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Verstrekte voorwaardelijke aandelen (gevestigd)<span class=\"fs44 ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y1888 ff1fb fs46 fc14 sc0 ls0 ws0\" style=\"left: 539px; bottom: 500px; z-index: 15;\"> <span class=\"fs44\"> </span></div>\n<div class=\"t m0 x1b h67 y1888 ff1fb fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 500px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h64 y188a ff1fe fs46 fc1d sc0 lsf3 ws120\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Aantal<span class=\"_ _1\"></span> <span class=\"lsf1 ws115\">onder voorwaarden verstrekte aandelen <span class=\"_ _0\"></span>per 31 december<span class=\"ff1fb fs44 ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x255 h69 y188a ff1fe fs46 fc1d sc0 ls0 ws0\" style=\"left: 663px; bottom: 484px; z-index: 15;\">  </div>\n<div class=\"t m0 x167 h69 y188a ff1fe fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 484px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y188b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y188c ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y188d ff1fb fs44 fc1d sc0 lsf9 ws124\" style=\"z-index: 15;\">6.2.2 <span class=\"ls0 ws0\"> <span class=\"_ _19f\"> </span><span class=\"lsef ws11d\">Aandelengerela<span class=\"_ _1\"></span>teerde incen<span class=\"_ _1\"></span>tives</span> </span></div>\n<div class=\"t m0 x2c h64 y188e ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In 2020, <span class=\"_ _1\"></span>2021 en 20<span class=\"_ _1\"></span>22 heeft Agea<span class=\"_ _1\"></span>s een aandel<span class=\"_ _1\"></span>engerelateerd<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y188f ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">incentiveprogra<span class=\"_ _1\"></span>mma voor he<span class=\"_ _1\"></span>t senior m<span class=\"_ _1\"></span>anagement op<span class=\"_ _1\"></span>gezet. Afhan<span class=\"_ _1\"></span>kelijk</div>\n<div class=\"t m0 x2c h64 y1890 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de pr<span class=\"_ _1\"></span>estatie van <span class=\"_ _1\"></span>het aandeel<span class=\"_ _1\"></span> Ageas ten op<span class=\"_ _1\"></span>zichte van<span class=\"_ _1\"></span> vergelijkbar<span class=\"_ _1\"></span>e</div>\n<div class=\"t m0 x2c h64 y1891 ff1fb fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ondernemingen<span class=\"_ _1\"></span> over de p<span class=\"_ _1\"></span>eriode van<span class=\"_ _1\"></span> drie jaar<span class=\"_ _1\"></span> volgend op <span class=\"_ _1\"></span>de lan<span class=\"ws113\">cering<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1892 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van elk van de<span class=\"_ _1\"></span> plannen en op voorwaa<span class=\"_ _1\"></span>rde van een voor<span class=\"_ _1\"></span>tgezet</div>\n<div class=\"t m0 x2c h64 y1893 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dienstv<span class=\"_ _0\"></span>erband w<span class=\"_ _0\"></span>orden de seni<span class=\"_ _0\"></span>or manage<span class=\"_ _0\"></span>rs beloond m<span class=\"_ _0\"></span>et een betal<span class=\"_ _0\"></span>ing in</div>\n<div class=\"t m0 x2c h64 y1894 ff1fb fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">contanten gelij<span class=\"_ _1\"></span>k aan een waarde<span class=\"_ _1\"></span>: <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1895 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 135.48<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1896 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2023 (pl<span class=\"_ _0\"></span>an 2020).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1897 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 141.40<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y1898 ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2024 (pl<span class=\"_ _0\"></span>an 2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1899 ff200 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff201\"> <span class=\"_ _3f\"> </span><span class=\"ff1fb lsed ws112\">tussen 0 en de waard<span class=\"_ _0\"></span>e van 151.20<span class=\"_ _0\"></span>0 Ageas<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">aandelen op 1 april </span></span></span></span></div>\n<div class=\"t m0 x69 h64 y189a ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2025 (pl<span class=\"_ _0\"></span>an 2022).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y189b ff1fb fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y189c ff1fb fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De verplic<span class=\"_ _0\"></span>hting di<span class=\"_ _0\"></span>e voortvl<span class=\"_ _0\"></span>oeit uit dez<span class=\"_ _0\"></span>e in contant<span class=\"_ _0\"></span>en afgewik<span class=\"_ _0\"></span>kelde</div>\n<div class=\"t m0 x1d h64 y189d ff1fb fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ies wo<span class=\"_ _0\"></span>rdt op elk<span class=\"_ _0\"></span>e versla<span class=\"_ _0\"></span><span class=\"lsef ws11e\">gdatum bepaald t<span class=\"_ _1\"></span>egen de re\u00eble waard<span class=\"_ _1\"></span>e.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 300px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag460": {
   "value": "\n<div></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>er<span class=\"_ _0\"></span>bonden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">pa<span class=\"_ _1\"></span>r<span class=\"_ _1\"></span>t<span class=\"_ _1\"></span>ijen</div>\n<div class=\"t m0 x2c h75 y799 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De wet van 28 april 2020 to<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x2c h75 y79a ff204 fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">uitvoering van Richtlijn 2017/828</div>\n<div class=\"t m0 x2c h75 y79b ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">van het Europees Parlement en de</div>\n<div class=\"t m0 x2c h75 y79c ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Raad introduceerde een nieuw<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y79d ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">regime voor transacties met</div>\n<div class=\"t m0 x2c h75 y79e ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">verbonden partijen, dat van<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y79f ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">toepassing is op a<span class=\"ls101 ws0\">lle leden van de </span></div>\n<div class=\"t m0 x2c h75 y7a0 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Ageas groep. De wet werd van<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y7a1 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">kracht op 16 mei 2020. Dit<span class=\"_ _0\"></span> nieuwe</div>\n<div class=\"t m0 x2c h75 y7a2 ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">regime houdt onder meer een</div>\n<div class=\"t m0 x2c h75 y7a3 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">sterkere verplichting in voo<span class=\"_ _0\"></span>r Ageas</div>\n<div class=\"t m0 x2c h75 y7fd ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">om te rapporteren over de</div>\n<div class=\"t m0 x2c h75 y7fe ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">toepassing van de procedure voor</div>\n<div class=\"t m0 x2c h75 y189f ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">transacties met verbonden p<span class=\"_ _0\"></span>artijen,</div>\n<div class=\"t m0 x2c h75 y18a0 ff204 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">zowel onmiddellij<span class=\"ls101 ws0\">k wanneer de </span></div>\n<div class=\"t m0 x2c h75 y18a1 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">transactie plaatsvindt, al<span class=\"_ _0\"></span>s in het</div>\n<div class=\"t m0 x2c h75 y18a2 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">jaarverslag voor het relevan<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x2c h75 y18a3 ff204 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">financi\u00eble jaar.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h64 y18a4 ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18a5 ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Met Ageas<span class=\"_ _0\"></span> verbonden p<span class=\"_ _0\"></span>artijen z<span class=\"_ _0\"></span>ijn deelnem<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">en joint ventures<span class=\"_ _1\"></span>, pensioenfondsen<span class=\"_ _1\"></span>, bestuurslede<span class=\"_ _1\"></span>n </span></span></div>\n<div class=\"t m0 x1ef h64 y18a6 ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(besta<span class=\"_ _0\"></span>ande uit de ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">uitvoerende<span class=\"_ _1\"></span> en de </span></span>uitvoerende le<span class=\"_ _0\"></span>den van de Raa<span class=\"_ _0\"></span>d van Bestu<span class=\"_ _0\"></span>ur van Ageas<span class=\"_ _0\"></span>),</div>\n<div class=\"t m0 x1ef h64 y18a7 ff202 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitvoe<span class=\"_ _0\"></span>rende ma<span class=\"_ _0\"></span>nagers, n<span class=\"_ _0\"></span>aaste f<span class=\"_ _0\"></span>amiliel<span class=\"_ _0\"></span>eden va<span class=\"_ _0\"></span>n de hierv<span class=\"_ _0\"></span>oor geno<span class=\"_ _0\"></span>emde p<span class=\"_ _0\"></span>ersonen, <span class=\"_ _0\"></span>entiteit<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1ef h64 y18a8 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarover de<span class=\"_ _1\"></span> hiervoor gen<span class=\"_ _1\"></span>oemde per<span class=\"_ _1\"></span>sonen zeggens<span class=\"_ _1\"></span>chap hebben<span class=\"_ _1\"></span> of die <span class=\"_ _1\"></span>substantieel do<span class=\"_ _1\"></span>or hen</div>\n<div class=\"t m0 x1ef h64 y18a9 ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden b<span class=\"_ _0\"></span>e\u00efnvloed en ev<span class=\"_ _0\"></span>entue<span class=\"_ _0\"></span>le overige v<span class=\"_ _0\"></span>erbond<span class=\"_ _0\"></span>en entit<span class=\"_ _0\"></span>eiten. Age<span class=\"_ _0\"></span>as gaat bij de b<span class=\"_ _0\"></span>edrijfsv<span class=\"_ _0\"></span>oering</div>\n<div class=\"t m0 x1ef h64 y18aa ff202 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">regelm<span class=\"_ _0\"></span>atig trans<span class=\"_ _0\"></span>acties<span class=\"_ _0\"></span> aan met v<span class=\"_ _0\"></span>erbonde<span class=\"_ _0\"></span>n partij<span class=\"_ _0\"></span>en. Der<span class=\"_ _0\"></span>gelijke t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ies hebb<span class=\"_ _0\"></span>en met n<span class=\"_ _0\"></span>ame</div>\n<div class=\"t m0 x1ef h64 y18ab ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing op lenin<span class=\"_ _0\"></span>gen, depos<span class=\"_ _0\"></span>ito\u2019s en he<span class=\"_ _0\"></span>rverzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>contract<span class=\"_ _0\"></span>en en vinde<span class=\"_ _0\"></span>n plaats ond<span class=\"_ _0\"></span>er dezelf<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1ef h64 y18ac ff202 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">com<span class=\"ws11e\">merci\u00eble<span class=\"_ _1\"></span> voorwaarden als transac<span class=\"_ _1\"></span>ties met niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>verbonden par<span class=\"_ _1\"></span>tijen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y18ad ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18ae ff202 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happijen v<span class=\"_ _0\"></span>an Ageas ku<span class=\"_ _0\"></span>nnen in het kad<span class=\"_ _0\"></span>er van de nor<span class=\"_ _0\"></span>male bedri<span class=\"_ _0\"></span>jfsuito<span class=\"_ _0\"></span>efening</div>\n<div class=\"t m0 x1ef h64 y18af ff202 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kredieten, leni<span class=\"_ _1\"></span>ngen of garanties<span class=\"_ _1\"></span> verstrekken aan<span class=\"_ _1\"></span> bestuursleden, ui<span class=\"_ _1\"></span>tvoerende managers,<span class=\"_ _1\"></span> naaste</div>\n<div class=\"t m0 x1ef h64 y18b0 ff202 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">familiele<span class=\"lsed ws112\">den van bestuurs<span class=\"_ _0\"></span>leden dan we<span class=\"_ _0\"></span>l aan naast<span class=\"_ _0\"></span>e familiel<span class=\"_ _0\"></span>eden van d<span class=\"_ _0\"></span>e uitvoere<span class=\"_ _0\"></span>nde mana<span class=\"_ _0\"></span>gers.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y18b1 ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18b2 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 w<span class=\"_ _1\"></span>aren er geen <span class=\"_ _1\"></span>uitstaande<span class=\"_ _1\"></span> of nieuwe le<span class=\"_ _1\"></span>ningen, kr<span class=\"_ _1\"></span>edieten of b<span class=\"_ _1\"></span>ankgaranties</div>\n<div class=\"t m0 x1ef h64 y18b3 ff202 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verstrekt aan be<span class=\"_ _1\"></span>stuursleden en ui<span class=\"_ _1\"></span>tvoerende manager<span class=\"_ _1\"></span>s, aan naaste famili<span class=\"_ _1\"></span>eleden va<span class=\"ws11d\">n bes<span class=\"_ _1\"></span>tuursleden </span></div>\n<div class=\"t m0 x1ef h64 y18b4 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dan wel a<span class=\"_ _1\"></span>an naaste fa<span class=\"_ _1\"></span>milieleden <span class=\"_ _1\"></span>van uitvoerende <span class=\"_ _1\"></span>managers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y18b5 ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18b6 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In financiee<span class=\"_ _1\"></span>l jaar 20<span class=\"_ _1\"></span>22 vonden e<span class=\"_ _1\"></span>r binnen Agea<span class=\"_ _1\"></span>s groep geen<span class=\"_ _1\"></span> transactie<span class=\"_ _1\"></span>s plaats waar<span class=\"_ _1\"></span>op de pro<span class=\"_ _1\"></span>cedure</div>\n<div class=\"t m0 x1ef h64 y18b7 ff202 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van toepassing<span class=\"_ _1\"></span> op transacties tussen<span class=\"_ _1\"></span> verbonden partijen d<span class=\"_ _1\"></span>iende toegepast<span class=\"_ _1\"></span> te <span class=\"ws113\">worden.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef h64 y18b8 ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18b9 ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Transacties<span class=\"_ _1\"></span> en uitstaande<span class=\"_ _1\"></span> positie<span class=\"_ _1\"></span>s tussen vo<span class=\"_ _1\"></span>lledig geconso<span class=\"_ _1\"></span>lideerde enti<span class=\"_ _1\"></span>teiten van<span class=\"_ _1\"></span> de Ageas gro<span class=\"_ _1\"></span>ep</div>\n<div class=\"t m0 x1ef h64 y18ba ff202 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">werden ge\u00eblimineer<span class=\"_ _1\"></span>d. Onderstaande<span class=\"_ _1\"></span> tabellen bevat<span class=\"_ _1\"></span>ten de openstaande po<span class=\"_ _1\"></span>sities met geas<span class=\"_ _1\"></span>socieerde</div>\n<div class=\"t m0 x1ef h64 y18bb ff202 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">deelnemingen<span class=\"_ _1\"></span> en <span class=\"lsed\">joint ventu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1ef h64 y18bc ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff202 fs46 fc1d sc0 ls0 ws0\" style=\"left: 325px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 684px; bottom: 454px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 454px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 325px; bottom: 439px; z-index: 15;\">Resultatenrekening <span class=\"ls0 ws0\">- </span><span class=\"ws115\">verbonden partijen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5b h67 y69a ff202 fs46 fc1d sc0 ls0 ws0\" style=\"left: 703px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h69 y69a ff205 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 424px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y685 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 409px; z-index: 15;\">Verzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 409px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 394px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x44 h67 y688 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 394px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y683 ff202 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 380px; z-index: 15;\">Gerealiseerde meerwaarden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y683 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 703px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 380px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 365px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 365px; z-index: 15;\">4</div>\n<div class=\"t m0 x44 h67 y68b ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 365px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y68d ff202 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 350px; z-index: 15;\">Wijzigingen in voorzieningen voor verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en beleggingscontracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2e h67 y68d ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 350px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 350px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 335px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 335px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 335px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y18be ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y18bf ff202 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff202 fs46 fc1d sc0 ls0 ws0\" style=\"left: 325px; bottom: 288px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y691 ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 684px; bottom: 288px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 288px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff202 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 325px; bottom: 273px; z-index: 15;\">Balans <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws115\">verbonden partijen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5b h69 y68f ff205 fs46 fc1d sc0 ls0 ws0\" style=\"left: 703px; bottom: 273px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h69 y68f ff205 fs46 fc1d sc0 ls0 ws0\" style=\"left: 794px; bottom: 273px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 258px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y691 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 258px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y691 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 258px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 243px; z-index: 15;\">Aandeel herverzekering, handel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws118\">en andere debiteuren<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y680 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 243px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 243px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 228px; z-index: 15;\">Verbonden partijen leningen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 228px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 228px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff202 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 325px; bottom: 214px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige act<span class=\"_ _1\"></span>iva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 214px; z-index: 15;\">9</div>\n<div class=\"t m0 x44 h67 y680 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 214px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y6df ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 199px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h67 y6df ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 703px; bottom: 199px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h67 y6df ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 199px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 184px; z-index: 15;\">Verplichtingen inzake <span class=\"ws116\">verzekerings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsf1 ws115\">en beleggingscontracten</span> </span></span></div>\n<div class=\"t m0 x1fa h67 y69a ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 694px; bottom: 184px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y69a ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 184px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff202 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 169px; z-index: 15;\">Schuldbewijzen, achtergestelde schulden<span class=\"_ _0\"></span> en overige financieringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 169px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y685 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 169px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y6c6 ff202 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 154px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff202 fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 154px; z-index: 15;\">9</div>\n<div class=\"t m0 x1fa h67 y6c6 ff202 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 154px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 143px; height: 818px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff209 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De wijzigin<span class=\"_ _1\"></span>gen gedurende<span class=\"_ _1\"></span> het jaar <span class=\"_ _1\"></span>eindigend op <span class=\"_ _1\"></span>31 december <span class=\"_ _1\"></span>in de Vor<span class=\"_ _1\"></span>deringen op<span class=\"_ _1\"></span> verbonden par<span class=\"_ _1\"></span>tijen zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff209 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff209 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68b ff209 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff209 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff209 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff20b fs46 fc1d sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff20b fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff20c fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Verbon<span class=\"_ _0\"></span>den par<span class=\"_ _0\"></span>tijen le<span class=\"_ _0\"></span>ningen<span class=\"_ _0\"></span> per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff20c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1035px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff20c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1035px; z-index: 15;\">433<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff209 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Toevoegingen of voorschotten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Terugbetalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1005px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1005px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff209 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff209 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 990px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6c4 ff209 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff20c fs46 fc1d sc0 ls115 ws171\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Verbonden partijen leningen p<span class=\"_ _1\"></span>er <span class=\"lsf1 ws118\">31 december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff20c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 976px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff20c fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 976px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 965px; height: 141px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag400": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Informat<span class=\"_ _1\"></span>ie oper<span class=\"_ _1\"></span>atione<span class=\"_ _1\"></span>le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">se<span class=\"_ _0\"></span>gment<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h7b y7a9 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b yf5a ff210 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Algemene informat<span class=\"_ _0\"></span>ie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18d2 ff20e fs44 fc1d sc0 lsed ws11d\" style=\"z-index: 15;\">Operati<span class=\"_ _0\"></span>onele s<span class=\"_ _0\"></span>egmente<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18d3 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas is ge<span class=\"_ _1\"></span>organiseerd <span class=\"_ _1\"></span>in vijf <span class=\"lsed\">operationele s<span class=\"_ _0\"></span>egment<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d4 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsed ws111\">Belgi\u00eb;</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d5 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11d\">Eu<span class=\"_ _1\"></span>ropa (uitge<span class=\"_ _1\"></span>zonderd Belgi<span class=\"_ _1\"></span>\u00eb);</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d6 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e ls103 ws11d\">A<span class=\"_ _1\"></span>zi\u00eb;</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d7 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11d\">H<span class=\"_ _1\"></span>erverzekering<span class=\"_ _1\"></span>; en</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d8 ff211 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff212\"> <span class=\"_ _3f\"> </span><span class=\"ff20e lsef ws11e\">A<span class=\"_ _1\"></span>lgemene Rekening.</span><span class=\"ff20e\"> </span></span></div>\n<div class=\"t m0 x2c h64 y18d9 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18da ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is va<span class=\"_ _0\"></span>n mening dat de m<span class=\"_ _0\"></span>eest gep<span class=\"_ _0\"></span>aste wijz<span class=\"_ _0\"></span>e van rapport<span class=\"_ _0\"></span>ering va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y18db ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de operatione<span class=\"_ _1\"></span>le segment<span class=\"_ _1\"></span>en onder IFR<span class=\"_ _1\"></span>S gebaseerd<span class=\"_ _1\"></span> is op de<span class=\"_ _1\"></span> regio\u2019s</div>\n<div class=\"t m0 x2c h64 y18dc ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarin Agea<span class=\"_ _1\"></span>s opereert:<span class=\"_ _1\"></span> Belgi\u00eb, Europa<span class=\"_ _1\"></span> (uitgezond<span class=\"_ _1\"></span>erd Belgi\u00eb)<span class=\"_ _1\"></span>, Azi\u00eb en</div>\n<div class=\"t m0 x2c h64 y18dd ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Herverzekering<span class=\"_ _1\"></span>. Verder rapporte<span class=\"_ _1\"></span>ert Ageas activitei<span class=\"_ _1\"></span>ten die niet verban<span class=\"_ _1\"></span>d</div>\n<div class=\"t m0 x2c h64 y18de ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">houden m<span class=\"_ _0\"></span>et de kernact<span class=\"_ _0\"></span>iviteit v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringen, zo<span class=\"_ _0\"></span>als groeps<span class=\"_ _0\"></span>financi<span class=\"_ _0\"></span>ering en</div>\n<div class=\"t m0 x2c h64 y18df ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">andere holdinga<span class=\"_ _1\"></span>ctiviteiten, in de<span class=\"_ _1\"></span> Algemene Rekening<span class=\"_ _1\"></span> als een s<span class=\"ws113\">eparaat </span></div>\n<div class=\"t m0 x2c h64 y18e0 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">operationeel se<span class=\"_ _1\"></span>gment. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e1 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18e2 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze segm<span class=\"_ _0\"></span>entben<span class=\"_ _0\"></span>adering kom<span class=\"_ _0\"></span>t overee<span class=\"_ _0\"></span>n met de reik<span class=\"_ _0\"></span>wijdte van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y18e3 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">managementvera<span class=\"_ _1\"></span>ntwoordelijkheden<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e4 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18e5 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Transacties<span class=\"_ _1\"></span> tussen de verschille<span class=\"_ _1\"></span>nde operationele seg<span class=\"_ _1\"></span>menten vinden</div>\n<div class=\"t m0 x2c h64 y18e6 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">plaats tegen<span class=\"_ _1\"></span> marktconform<span class=\"_ _1\"></span>e condities.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e7 ff20e fs44 fc1d sc0 lsed ws111\" style=\"z-index: 15;\">Allocat<span class=\"_ _0\"></span>ieregels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18e8 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">In overeens<span class=\"_ _1\"></span>temming met he<span class=\"_ _1\"></span>t businessmode<span class=\"_ _1\"></span>l van Agea<span class=\"_ _1\"></span>s verantwoorden<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y18e9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de verzek<span class=\"_ _0\"></span>eringsm<span class=\"_ _0\"></span>aatsch<span class=\"_ _0\"></span>appijen de o<span class=\"_ _0\"></span>nderste<span class=\"_ _0\"></span>unende act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en direct i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y18ea ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de operat<span class=\"_ _0\"></span>ionele se<span class=\"_ _0\"></span>gmenten.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18eb ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18ec ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het alloc<span class=\"_ _0\"></span>eren van ba<span class=\"_ _0\"></span>lanspost<span class=\"_ _0\"></span>en aan ope<span class=\"_ _0\"></span>ratione<span class=\"_ _0\"></span>le segment<span class=\"_ _0\"></span>en geschi<span class=\"_ _0\"></span>edt</div>\n<div class=\"t m0 x2c h64 y18ed ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op basis va<span class=\"_ _0\"></span>n een bottom<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">up aanpa<span class=\"_ _1\"></span>k<span class=\"lsed ws112\">, gebase<span class=\"_ _0\"></span>erd op aan ext<span class=\"_ _0\"></span>erne klant<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x2c h64 y18ee ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoc<span class=\"_ _0\"></span>hte product<span class=\"_ _0\"></span>en. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y18ef ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y18f0 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de bala<span class=\"_ _0\"></span>nspos<span class=\"_ _0\"></span>ten die niet ge<span class=\"_ _0\"></span>relatee<span class=\"_ _0\"></span>rd zijn aan,<span class=\"_ _0\"></span> aan extern<span class=\"_ _0\"></span>e klanten</div>\n<div class=\"t m0 x2c h64 y18f1 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoc<span class=\"_ _0\"></span>hte product<span class=\"_ _0\"></span>en, wordt e<span class=\"_ _0\"></span>en op maat ge<span class=\"_ _0\"></span>maakte met<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x2c h64 y18f2 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd, <span class=\"_ _1\"></span>aangepast aan<span class=\"_ _1\"></span> het spe<span class=\"_ _1\"></span>cifieke busine<span class=\"_ _1\"></span>ssmodel van<span class=\"_ _1\"></span> elk</div>\n<div class=\"t m0 x2c h64 y18f3 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">gerappo<span class=\"ws11e\">rteerd<span class=\"_ _1\"></span> segment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h7b y7a9 ff210 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">8.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b yf5a ff210 fs50 fcc sc0 ls139 ws179\" style=\"z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18d2 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Belgische<span class=\"_ _1\"></span> verzekerin<span class=\"_ _1\"></span>gsactiviteiten, <span class=\"_ _1\"></span>onder de na<span class=\"_ _1\"></span>am AG<span class=\"ls0 ws0\"> <span class=\"lsed ws111\">Insurance, </span></span></div>\n<div class=\"t m0 x1d h64 y18d3 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hebben een <span class=\"_ _1\"></span>lange best<span class=\"_ _1\"></span>aansgeschiedenis<span class=\"_ _1\"></span>. AG Insuran<span class=\"_ _1\"></span>ce is 100%<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y18d4 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigena<span class=\"_ _0\"></span>ar van AG Real Es<span class=\"_ _0\"></span>tate dat d<span class=\"_ _0\"></span>e vastgoe<span class=\"_ _0\"></span>dactivit<span class=\"_ _0\"></span>eiten va<span class=\"_ _0\"></span>n AG</div>\n<div class=\"t m0 x1d h64 y18d5 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">beheert.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18d6 ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y18d7 ff20e fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance ric<span class=\"_ _0\"></span>ht zich o<span class=\"_ _0\"></span>p <span class=\"ws112\">partic<span class=\"_ _0\"></span>ulieren e<span class=\"_ _0\"></span>n kleine, m<span class=\"_ _0\"></span>iddelgrot<span class=\"_ _0\"></span>e en grote </span></div>\n<div class=\"t m0 x1d h64 y18d8 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedrijv<span class=\"_ _0\"></span>en. AG Insu<span class=\"_ _0\"></span>rance bie<span class=\"_ _0\"></span>dt een uitgeb<span class=\"_ _0\"></span>reid assort<span class=\"_ _0\"></span>imen<span class=\"_ _0\"></span>t producten a<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y18d9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in Leven en Ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">leven, dat via ve<span class=\"_ _1\"></span>rschillende kanalen<span class=\"_ _1\"></span> wordt verkocht<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y18da ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zoals onafhan<span class=\"_ _1\"></span>kelijke makel<span class=\"_ _1\"></span>aars en via <span class=\"_ _1\"></span>de bank<span class=\"_ _1\"></span>kanalen van BNP<span class=\"_ _1\"></span> Paribas</div>\n<div class=\"t m0 x1d h64 y18db ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"lsef ws11e\">ortis SA<span class=\"_ _1\"></span>/NV en dochterondernem<span class=\"_ _1\"></span>ingen. AG Employee Be<span class=\"_ _1\"></span>nefits is de </span></div>\n<div class=\"t m0 x1d h64 y18dc ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">entiteit<span class=\"_ _0\"></span> die zich toe<span class=\"_ _0\"></span>spitst op d<span class=\"_ _0\"></span>e verkoop v<span class=\"_ _0\"></span>an collecti<span class=\"_ _0\"></span>eve en</div>\n<div class=\"t m0 x1d h64 y18dd ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zorgverzekering<span class=\"_ _1\"></span>sproducten, <span class=\"_ _1\"></span>voornamelijk a<span class=\"_ _1\"></span>an grotere<span class=\"_ _1\"></span> ondernemingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y18f4 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y18f5 ff210 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Europa (uitgezonderd Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18f6 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Europa bes<span class=\"_ _0\"></span>taat uit de <span class=\"ws11d\">v<span class=\"_ _0\"></span>erzeke<span class=\"_ _0\"></span>ringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en van Ag<span class=\"_ _0\"></span>eas in E<span class=\"_ _0\"></span>uropa, m<span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1d h64 y18f7 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">uitzondering<span class=\"_ _1\"></span> van Belgi\u00eb. Ageas i<span class=\"_ _1\"></span>s in dit segment<span class=\"_ _1\"></span> actief in Portugal,<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y18f8 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Frankrij<span class=\"_ _0\"></span>k, VK en Turk<span class=\"_ _0\"></span>ije. Het pro<span class=\"_ _0\"></span>ductpr<span class=\"_ _0\"></span>ogramma om<span class=\"_ _0\"></span>vat Leven (i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y18f9 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Portuga<span class=\"_ _0\"></span>l, Frankr<span class=\"_ _0\"></span>ijk en Turki<span class=\"_ _0\"></span>je) en Niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">Leven (in Port<span class=\"_ _0\"></span>ugal, VK en </span></span></div>\n<div class=\"t m0 x1d h64 y18fa ff20e fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Turkije)<span class=\"ws112\">.<span class=\"_ _0\"></span> Dankzi<span class=\"_ _0\"></span>j een aanta<span class=\"_ _0\"></span>l belangri<span class=\"_ _0\"></span>jke partn<span class=\"_ _0\"></span>erscha<span class=\"_ _0\"></span>ppen met bed<span class=\"_ _0\"></span>rijven </span></div>\n<div class=\"t m0 x1d h64 y18fb ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met een aanzien<span class=\"_ _1\"></span>lijke marktpositie<span class=\"_ _1\"></span> zijn deze markten<span class=\"_ _1\"></span> toegankelijk</div>\n<div class=\"t m0 x1d h64 y18fc ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">geworden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y18fd ff20e fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y18fe ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is in h<span class=\"_ _0\"></span>et Verenigd K<span class=\"_ _0\"></span>oninkri<span class=\"_ _0\"></span>jk een van de ge<span class=\"_ _0\"></span>vestig<span class=\"_ _0\"></span>de algem<span class=\"_ _0\"></span>ene</div>\n<div class=\"t m0 x1d h64 y18ff ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verzekeraars en<span class=\"_ _1\"></span> hanteert een multi<span class=\"_ _1\"></span>channel<span class=\"ls0 ws0\">-<span class=\"ls107 ws13e\">dis<span class=\"_ _1\"></span>tribu<span class=\"lsed ws112\">tiestrateg<span class=\"_ _0\"></span>ie met </span></span></span></div>\n<div class=\"t m0 x1d h64 y1900 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">makelaars, a<span class=\"_ _1\"></span>ffinity<span class=\"ls0 ws0\">-</span><span class=\"lsed\">partners en di<span class=\"_ _0\"></span>recte<span class=\"_ _0\"></span> distribut<span class=\"_ _0\"></span>ie. De v<span class=\"_ _0\"></span>isie best<span class=\"_ _0\"></span>aat eri<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y1901 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">om op de<span class=\"_ _1\"></span> algemene ve<span class=\"_ _1\"></span>rzekeringsmarkt <span class=\"_ _1\"></span>in het VK<span class=\"_ _1\"></span> een wins<span class=\"_ _1\"></span>tgevende</div>\n<div class=\"t m0 x1d h64 y1902 ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">groei te<span class=\"_ _1\"></span> realiseren d<span class=\"_ _1\"></span>oor een b<span class=\"_ _1\"></span>reed scala <span class=\"_ _1\"></span>van verzeker<span class=\"_ _1\"></span>ingsoplossingen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1903 ff20e fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aan te bieden,<span class=\"_ _1\"></span> toegespitst op part<span class=\"_ _1\"></span>iculiere verzeker<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1904 ff210 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1905 ff210 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1906 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas is act<span class=\"_ _0\"></span>ief in een aa<span class=\"_ _0\"></span>ntal lande<span class=\"_ _0\"></span>n in Azi\u00eb. Het re<span class=\"_ _0\"></span>gionale k<span class=\"_ _0\"></span>antoor</div>\n<div class=\"t m0 x1d h64 y1907 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bevindt<span class=\"_ _0\"></span> zich in Hongk<span class=\"_ _0\"></span>ong. De act<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en zijn geor<span class=\"_ _0\"></span>ganise<span class=\"_ _0\"></span>erd in de vorm</div>\n<div class=\"t m0 x1d h64 y1908 ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van joint ve<span class=\"_ _0\"></span>ntures met t<span class=\"_ _0\"></span>oonaang<span class=\"_ _0\"></span>evende l<span class=\"_ _0\"></span>okale part<span class=\"_ _0\"></span>ners en fi<span class=\"_ _0\"></span>nanci\u00eble</div>\n<div class=\"t m0 x1d h64 y1909 ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">instellingen<span class=\"_ _1\"></span> <span class=\"ws11d\">in China,<span class=\"_ _1\"></span> Maleisi\u00eb, T<span class=\"_ _1\"></span>hailand, Indi<span class=\"_ _1\"></span>a, de Fili<span class=\"_ _1\"></span>pijnen en V<span class=\"_ _1\"></span>ietnam. </span></div>\n<div class=\"t m0 x1d h64 y190a ff20e fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze activ<span class=\"_ _0\"></span>iteit<span class=\"_ _0\"></span>en worden on<span class=\"_ _0\"></span>der IFRS ve<span class=\"_ _0\"></span>rantwoo<span class=\"_ _0\"></span>rd als deeln<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n,</div>\n<div class=\"t m0 x1d h64 y190b ff20e fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met uitzonde<span class=\"_ _1\"></span>ring van AF<span class=\"_ _1\"></span>LIC dat voll<span class=\"_ _1\"></span>edig gecon<span class=\"_ _1\"></span>solideerd word<span class=\"_ _1\"></span>t sinds</div>\n<div class=\"t m0 x1d h64 y190c ff20e fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2022. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 144px; height: 817px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 144px; height: 817px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff217 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Herverzekering <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff215 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">D<span class=\"lsed ws111\">e <span class=\"ws112\">herverzeke<span class=\"_ _0\"></span>ringsac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten van Age<span class=\"_ _0\"></span>as SA/N<span class=\"_ _0\"></span>V <span class=\"lsef ws11e\">worden gera<span class=\"_ _1\"></span>pporteerd </span></span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in het segm<span class=\"_ _0\"></span>ent Herverz<span class=\"_ _0\"></span>ekerin<span class=\"_ _0\"></span>gen. Deze ac<span class=\"_ _0\"></span>tivite<span class=\"_ _0\"></span>iten omv<span class=\"_ _0\"></span>atten</div>\n<div class=\"t m0 x2c h64 yb5a ff215 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">inkomende herve<span class=\"_ _1\"></span>rzekering binnen de<span class=\"_ _1\"></span> groep en herverzeker<span class=\"_ _1\"></span>ing van</div>\n<div class=\"t m0 x2c h64 yb5b ff215 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">derden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82e ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff217 fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Alg<span class=\"_ _1\"></span>emen<span class=\"_ _1\"></span>e Rek<span class=\"_ _1\"></span>eni<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yb58 ff215 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De Alg<span class=\"ws11e\">emene<span class=\"_ _1\"></span> Rekening omvat act<span class=\"_ _1\"></span>iviteiten die geen<span class=\"_ _1\"></span> verband houden me<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x1d h64 yb59 ff215 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de kernact<span class=\"_ _1\"></span>iviteit verze<span class=\"_ _1\"></span>keren, zoal<span class=\"_ _1\"></span>s groepsfina<span class=\"_ _1\"></span>ncieringen en<span class=\"_ _1\"></span> andere</div>\n<div class=\"t m0 x1d h64 yb5a ff215 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>eiten va<span class=\"_ _0\"></span>n de holdi<span class=\"_ _0\"></span>ng. Ond<span class=\"_ _0\"></span>er de Alg<span class=\"_ _0\"></span>emene R<span class=\"_ _0\"></span>ekenin<span class=\"_ _0\"></span>g vallen t<span class=\"_ _0\"></span>evens</div>\n<div class=\"t m0 x1d h64 yb5b ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de invest<span class=\"_ _0\"></span>ering in Roy<span class=\"_ _0\"></span>al Park Inve<span class=\"_ _0\"></span>stments<span class=\"_ _0\"></span> en de verplic<span class=\"_ _0\"></span>hting uit<span class=\"_ _0\"></span> hoofde</div>\n<div class=\"t m0 x1d h64 yb5c ff215 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de RPN<span class=\"_ _0\"></span>(I).</div>\n<div class=\"t m0 x2c h64 yb5d ff215 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h7b y1089 ff217 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y190e ff217 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Balans per <span class=\"_ _1\"></span>operationeel <span class=\"_ _1\"></span>segment<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 876px; z-index: 15;\">  </div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 861px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 349px; bottom: 861px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 395px; bottom: 861px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y691 ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 457px; bottom: 861px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 876px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 861px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 548px; bottom: 876px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 539px; bottom: 861px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 603px; bottom: 876px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 861px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 876px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 659px; bottom: 861px; z-index: 15;\">Rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 876px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc1d sc0 lsf3 ws120\" style=\"left: 724px; bottom: 861px; z-index: 15;\">Groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y691 ff215 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 771px; bottom: 861px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 846px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 831px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 831px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 831px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 831px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 831px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 831px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 831px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 831px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 816px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 816px; z-index: 15;\">38.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 816px; z-index: 15;\">6.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 816px; z-index: 15;\">1.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 816px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 816px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 816px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 816px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 816px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 816px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 801px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 801px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 801px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 801px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 787px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 787px; z-index: 15;\">14.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 787px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 787px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 787px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 787px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 787px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 787px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 787px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 772px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 772px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 772px; z-index: 15;\">4.274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 772px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 772px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 772px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 757px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 757px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 757px; z-index: 15;\">271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 757px; z-index: 15;\">4.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 757px; z-index: 15;\">1</div>\n<div class=\"t m0 x174 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 757px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 742px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 742px; z-index: 15;\">1.971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 742px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 742px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 742px; z-index: 15;\">(1.632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 742px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 742px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 742px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 742px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 727px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 727px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 727px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 727px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 727px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 712px; z-index: 15;\">820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 712px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 712px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 712px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 712px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 697px; z-index: 15;\">1.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 697px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 697px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 697px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 697px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 697px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 697px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 697px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 683px; z-index: 15;\">2.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 683px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 683px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 683px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 683px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 683px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 668px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 668px; z-index: 15;\">703<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 668px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 638px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 638px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 638px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 638px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 638px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 638px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 638px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 638px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y694 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 638px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff215 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Verplichtingen inzake <span class=\"ws118\">verzekerings<span class=\"_ _0\"></span>contracten Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 593px; z-index: 15;\">23.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 593px; z-index: 15;\">574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 593px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x168 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 593px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 593px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 593px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 579px; z-index: 15;\">24.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 579px; z-index: 15;\">4.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 564px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 564px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 564px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 459px; bottom: 564px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 549px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 549px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 549px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 549px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 534px; z-index: 15;\">1.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 534px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 534px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 534px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 534px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 534px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 519px; z-index: 15;\">3.803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 519px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 519px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 519px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 519px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 519px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 519px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 519px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 519px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 504px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 504px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 504px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 504px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y683 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 504px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 489px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 489px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 489px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 489px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 489px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 489px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 475px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 460px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 460px; z-index: 15;\">2.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 460px; z-index: 15;\">439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 460px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 460px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 460px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 460px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 460px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 460px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 460px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 445px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 445px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 445px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 445px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 445px; z-index: 15;\">1</div>\n<div class=\"t m0 x16c h67 y68d ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68d ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 445px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff215 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Verplichtingen met betrekking tot<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 415px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">vaste activa aangehouden voor verkoop</span> </div>\n<div class=\"t m0 x132 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 415px; z-index: 15;\">3.982<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 415px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 415px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y691 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 415px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 415px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 415px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff218 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 400px; z-index: 15;\">71.270<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 400px; z-index: 15;\">17.108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 400px; z-index: 15;\">1.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 400px; z-index: 15;\">1.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 400px; z-index: 15;\">(1.633)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 400px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 400px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 400px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 400px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6c4 ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 371px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 371px; z-index: 15;\">2.043<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 371px; z-index: 15;\">4.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 371px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 371px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 371px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 371px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 371px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 371px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 356px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 356px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 465px; bottom: 356px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 356px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 356px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff215 fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 356px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h67 y67e ff215 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 356px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff218 fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 341px; z-index: 15;\">2.647<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 341px; z-index: 15;\">2.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 341px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 508px; bottom: 341px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 584px; bottom: 341px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 625px; bottom: 341px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 341px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 341px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y680 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 775px; bottom: 341px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 311px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 311px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 311px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 311px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 311px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 311px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 311px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 311px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y6e3 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 311px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y685 ff215 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 282px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 282px; z-index: 15;\">7.369<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 282px; z-index: 15;\">3.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 282px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 282px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 282px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y6c6 ff218 fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y6c6 ff218 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 282px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 271px; height: 835px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 271px; height: 835px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x172 h67 y68d ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 349px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 395px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 457px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 552px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 539px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 603px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 603px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 659px; bottom: 1034px; z-index: 15;\">Rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 705px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc1d sc0 lsf3 ws120\" style=\"left: 724px; bottom: 1034px; z-index: 15;\">Groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff21a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 771px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 1004px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1004px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 1004px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ad h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 1004px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 989px; z-index: 15;\">47.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 396px; bottom: 989px; z-index: 15;\">11.161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 989px; z-index: 15;\">1.458<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y694 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x174 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y694 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 975px; z-index: 15;\">2.850<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 975px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 975px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 960px; z-index: 15;\">13.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 960px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 960px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 960px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 960px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 960px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 960px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 945px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 945px; z-index: 15;\">6.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 930px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 930px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 930px; z-index: 15;\">4.811<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 915px; z-index: 15;\">1.353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 915px; z-index: 15;\">2.119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 915px; z-index: 15;\">9</div>\n<div class=\"t m0 x1ad h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 915px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 915px; z-index: 15;\">(1.575)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 900px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 900px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6df ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y6df ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 886px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 886px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 871px; z-index: 15;\">1.493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 871px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6d1 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ad h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 871px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 871px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 871px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 871px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 871px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 871px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 856px; z-index: 15;\">1.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 856px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 856px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 856px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x16c h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 856px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 841px; z-index: 15;\">604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 841px; z-index: 15;\">718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68d ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68d ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 811px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 811px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 811px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 811px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 811px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y68b ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x89 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 323px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 423px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 474px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 646px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 695px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake <span class=\"ws118\">verzekerings<span class=\"_ _0\"></span>contracten Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 767px; z-index: 15;\">25.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 767px; z-index: 15;\">3.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 767px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 767px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 767px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 752px; z-index: 15;\">25.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 752px; z-index: 15;\">5.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 346px; bottom: 737px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 737px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y67e ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 722px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 722px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 722px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 722px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 707px; z-index: 15;\">1.143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 707px; z-index: 15;\">317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 692px; z-index: 15;\">3.608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 692px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 692px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 691px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 733px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 678px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 678px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y685 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 358px; bottom: 663px; z-index: 15;\">878<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 663px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 663px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 631px; bottom: 663px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y69a ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y69a ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff21a fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y688 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en overige verplichtingen</div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 633px; z-index: 15;\">2.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 633px; z-index: 15;\">509<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y683 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 470px; bottom: 633px; z-index: 15;\">9</div>\n<div class=\"t m0 x1ad h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 633px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 578px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 364px; bottom: 618px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 414px; bottom: 618px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68b ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff21d fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 603px; z-index: 15;\">75.299<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 603px; z-index: 15;\">19.602<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 465px; bottom: 603px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 603px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 603px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 574px; z-index: 15;\">5.025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 401px; bottom: 574px; z-index: 15;\">2.400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 452px; bottom: 574px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 574px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 589px; bottom: 574px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ab h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 574px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 675px; bottom: 574px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 574px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y691 ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 574px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 351px; bottom: 559px; z-index: 15;\">1.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 408px; bottom: 559px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 559px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 625px; bottom: 559px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 743px; bottom: 559px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a5 h67 y68f ff21a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 559px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff21d fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 544px; z-index: 15;\">6.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 544px; z-index: 15;\">2.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 544px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 515px; bottom: 544px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y694 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 618px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y694 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6be ff21a fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 346px; bottom: 514px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 396px; bottom: 514px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 452px; bottom: 514px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 507px; bottom: 514px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 567px; bottom: 514px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 675px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 719px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y67e ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 423px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 474px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 530px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 695px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 748px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y6be ff21d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 351px; bottom: 485px; z-index: 15;\">6.111<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 401px; bottom: 485px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 465px; bottom: 485px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 530px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 594px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 625px; bottom: 485px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 485px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y685 ff21d fs46 fc1d sc0 ls0 ws0\" style=\"left: 748px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y685 ff21d fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 485px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 474px; height: 584px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 474px; height: 584px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff221 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff221 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Resultatenrekeni<span class=\"_ _1\"></span>ng per operatio<span class=\"_ _1\"></span>neel segment</div>\n<div class=\"t m0 x162 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68d ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff21f fs46 fc1d sc0 lsf2 ws117\" style=\"left: 431px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff21f fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 587px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 704px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 724px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 747px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y694 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emie</span>-<span class=\"_ _1\"></span><span class=\"lsf6 ws11b\">inkom<span class=\"_ _1\"></span>en</span> </div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 1004px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 1004px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 1004px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1004px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1004px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 989px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 989px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 989px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 975px; z-index: 15;\">(853)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 975px; z-index: 15;\">(1.013)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 975px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 975px; z-index: 15;\">(91)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 975px; z-index: 15;\">1.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h69 y680 ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 960px; z-index: 15;\">4.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 960px; z-index: 15;\">2.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 960px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 960px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 960px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 960px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">en <span class=\"_ _1\"></span><span class=\"ws115\">overige beleggingsbaten</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 930px; z-index: 15;\">2.386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 930px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 930px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 930px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 930px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 930px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Resultaat op verkoop<span class=\"ls0 ws0\"> </span>en herwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 900px; z-index: 15;\">313<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 900px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 900px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 900px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 900px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 900px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y6df ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 900px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Baten uit beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">inzake <span class=\"_ _1\"></span>unit</span>-<span class=\"lsf1 ws118\">linked contracten</span> </div>\n<div class=\"t m0 x275 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 871px; z-index: 15;\">(1.844)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 871px; z-index: 15;\">(697)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 871px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 871px; z-index: 15;\">1</div>\n<div class=\"t m0 x1f8 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 871px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6d1 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 871px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf1 ws116\">methode</span> </div>\n<div class=\"t m0 x1ad h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 338px; bottom: 841px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 389px; bottom: 841px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 841px; z-index: 15;\">253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 826px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 826px; z-index: 15;\">436<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b5 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x1ae h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 826px; z-index: 15;\">(507)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 811px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 811px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 811px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 811px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 811px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 796px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 796px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 796px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 796px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 796px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 796px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 796px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 731px; bottom: 796px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 796px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 348px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 399px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 448px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 571px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 629px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 687px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 747px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21f fs46 fc18 sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 448px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 629px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 747px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y67e ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 752px; z-index: 15;\">(5.468)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 752px; z-index: 15;\">(2.110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 752px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 752px; z-index: 15;\">(993)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 752px; z-index: 15;\">923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 752px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h69 y68f ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">- <span class=\"_ _9d\"> </span><span class=\"lsf1 ws115\">Schadelasten en uitkeringen</span>, <span class=\"lsf1 ws115\">aandeel herverzekeraars</span> </div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 737px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 737px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 737px; z-index: 15;\">(896)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff222 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff222 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 722px; z-index: 15;\">(4.932)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 722px; z-index: 15;\">(1.540)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 722px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 722px; z-index: 15;\">(954)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 722px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 722px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h67 y680 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Lasten inzake unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 707px; z-index: 15;\">1.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 707px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 707px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 692px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 692px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 692px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 692px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 692px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 678px; z-index: 15;\">(119)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 678px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 678px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 678px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 678px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 344px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 663px; z-index: 15;\">4</div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 663px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 648px; z-index: 15;\">(704)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 648px; z-index: 15;\">(406)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 648px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 648px; z-index: 15;\">(530)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 648px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y688 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 633px; z-index: 15;\">(622)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 633px; z-index: 15;\">(234)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 633px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 633px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 633px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff21f fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 618px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 618px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 618px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 618px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x1f8 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 618px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 618px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 618px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68b ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 320px; bottom: 603px; z-index: 15;\">(5.755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 603px; z-index: 15;\">(1.939)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 427px; bottom: 603px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 603px; z-index: 15;\">(1.498)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 603px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 603px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 603px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 737px; bottom: 603px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 603px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y68b ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 574px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 574px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 574px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y691 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 574px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 574px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 574px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y691 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 574px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff223 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 544px; z-index: 15;\">(169)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 544px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 438px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 544px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 544px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y694 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 544px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 514px; z-index: 15;\">639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 514px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 514px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 514px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y67e ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 514px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y67e ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 499px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 499px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6be ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 485px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 485px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 485px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 485px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 614px; bottom: 485px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 485px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y685 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 742px; bottom: 485px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y685 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 485px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 629px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 455px; z-index: 15;\">6.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 455px; z-index: 15;\">2.739<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 455px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 455px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 455px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y685 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 455px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff21f fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 440px; z-index: 15;\">(354)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 440px; z-index: 15;\">(608)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 448px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 440px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 440px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 619px; bottom: 440px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 731px; bottom: 440px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y683 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff223 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 425px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 425px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 433px; bottom: 425px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 425px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 425px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 602px; bottom: 425px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 672px; bottom: 425px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 731px; bottom: 425px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y688 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 425px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y194f ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1950 ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1951 ff21f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">inkom<span class=\"_ _0\"></span>en (som v<span class=\"_ _0\"></span>an brut<span class=\"_ _0\"></span>o premi<span class=\"_ _0\"></span>es en prem<span class=\"_ _0\"></span>ies uit <span class=\"_ _0\"></span>beleggin<span class=\"_ _0\"></span>gscontr<span class=\"_ _0\"></span>acten z<span class=\"_ _0\"></span>onder \u2018dis<span class=\"_ _0\"></span>cretio<span class=\"_ _0\"></span>naire w<span class=\"_ _0\"></span>instdeli<span class=\"_ _0\"></span>ngscomp<span class=\"_ _0\"></span>onent\u2019 k<span class=\"_ _0\"></span>an als vo<span class=\"_ _0\"></span>lg<span class=\"lsf9 ws124\">t </span></span></div>\n<div class=\"t m0 x2c h64 y1952 ff21f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gepre<span class=\"_ _1\"></span>senteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1953 ff21f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 351px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 400px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 452px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff21f fs46 fc1d sc0 ls0 ws0\" style=\"left: 801px; bottom: 331px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 67px; bottom: 316px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 316px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 369px; bottom: 316px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff21f fs46 fc1d sc0 lsf2 ws117\" style=\"left: 432px; bottom: 316px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 331px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 316px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 527px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 514px; bottom: 316px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 586px; bottom: 331px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> <span class=\"lsf6 ws11b\">ver<span class=\"_ _1\"></span></span>- </span></div>\n<div class=\"t m0 x1a6 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 586px; bottom: 316px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 331px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 316px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 703px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 724px; bottom: 316px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff21f fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 316px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 67px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 447px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68b ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x2eb h67 y6e8 ff21f fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 67px; bottom: 286px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 286px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 286px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 437px; bottom: 286px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 482px; bottom: 286px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 286px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 286px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 736px; bottom: 286px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 286px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y68f ff21f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 271px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 271px; z-index: 15;\">778<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 271px; z-index: 15;\">561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 271px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff21f fs46 fc14 sc0 ls0 ws0\" style=\"left: 747px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff21f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 271px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y694 ff223 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 67px; bottom: 256px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 256px; z-index: 15;\">6.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 373px; bottom: 256px; z-index: 15;\">3.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 437px; bottom: 256px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 482px; bottom: 256px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 542px; bottom: 256px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 256px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff223 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 736px; bottom: 256px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff223 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 256px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 245px; height: 861px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 245px; height: 861px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x132 h67 y68d ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 1034px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1034px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff225 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 432px; bottom: 1034px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 490px; bottom: 1049px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 516px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 588px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> <span class=\"lsf6 ws11b\">ver<span class=\"_ _1\"></span></span>- </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 587px; bottom: 1034px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 647px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 631px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 1004px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 1004px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 1004px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1004px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ad h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 338px; bottom: 989px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 989px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 989px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 989px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 621px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y694 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 975px; z-index: 15;\">(806)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 975px; z-index: 15;\">(1.050)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 491px; bottom: 975px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 975px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h69 y680 ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 960px; z-index: 15;\">4.934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 960px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 960px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 555px; bottom: 960px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 960px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">en <span class=\"_ _1\"></span><span class=\"ws115\">overige beleggingsbaten</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 930px; z-index: 15;\">2.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 930px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 930px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 930px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 930px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 930px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 900px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 900px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 900px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 676px; bottom: 900px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 900px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h67 y6df ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 900px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">unit</span>-<span class=\"lsf1 ws116\">link<span class=\"_ _1\"></span>ed <span class=\"lsf6 ws11b\">cont<span class=\"_ _1\"></span>racte<span class=\"_ _1\"></span>n</span></span> </div>\n<div class=\"t m0 x1a5 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 871px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 871px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 871px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6d1 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 871px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf1 ws116\">methode</span> </div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 339px; bottom: 841px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 841px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 841px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 841px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 826px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 826px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x1ae h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 826px; z-index: 15;\">(534)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 811px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 811px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 811px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 811px; z-index: 15;\">8</div>\n<div class=\"t m0 x175 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 811px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 811px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 796px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 796px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 796px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 796px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 796px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 796px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 796px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 729px; bottom: 796px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 796px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 348px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 399px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 449px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 571px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 631px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 687px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 745px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 399px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 507px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 631px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 687px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 752px; z-index: 15;\">(5.574)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 752px; z-index: 15;\">(2.121)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 752px; z-index: 15;\">(892)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 752px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h69 y68f ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen<span class=\"ls134 ws170\">, </span>aandeel herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 737px; z-index: 15;\">513<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 737px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 497px; bottom: 737px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 737px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y67e ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y67e ff228 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 722px; z-index: 15;\">(5.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 371px; bottom: 722px; z-index: 15;\">(1.582)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 722px; z-index: 15;\">(857)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 722px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 722px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y680 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x275 h67 y680 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Lasten inzake unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 320px; bottom: 707px; z-index: 15;\">(1.167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 707px; z-index: 15;\">(405)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 692px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 692px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 692px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 692px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 735px; bottom: 692px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 692px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Wijzigingen in bijzondere <span class=\"ws116\">waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 678px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 389px; bottom: 678px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 678px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 678px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 344px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 626px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 663px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y69a ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 648px; z-index: 15;\">(718)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 648px; z-index: 15;\">(472)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 486px; bottom: 648px; z-index: 15;\">(558)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 556px; bottom: 648px; z-index: 15;\">535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y688 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 633px; z-index: 15;\">(560)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 633px; z-index: 15;\">(237)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 633px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 633px; z-index: 15;\">0</div>\n<div class=\"t m0 x22b h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 633px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 633px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 633px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 618px; z-index: 15;\">(872)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 618px; z-index: 15;\">(351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 618px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 496px; bottom: 618px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 618px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ac h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 602px; bottom: 618px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 618px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 735px; bottom: 618px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68b ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 320px; bottom: 603px; z-index: 15;\">(8.502)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 371px; bottom: 603px; z-index: 15;\">(3.068)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 603px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 478px; bottom: 603px; z-index: 15;\">(1.423)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 556px; bottom: 603px; z-index: 15;\">566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 603px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 603px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 735px; bottom: 603px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h69 y68d ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 762px; bottom: 603px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 574px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 574px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 574px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 574px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y691 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 574px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 574px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y691 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 574px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 544px; z-index: 15;\">(136)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 384px; bottom: 544px; z-index: 15;\">(59)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 544px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 544px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y694 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 544px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 514px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 514px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 514px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 514px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 561px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 514px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y67e ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y67e ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 333px; bottom: 499px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 390px; bottom: 499px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 561px; bottom: 499px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6be ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Nettoresultaat toewijsbaar aan de aandeelhouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 333px; bottom: 485px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 384px; bottom: 485px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 485px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 497px; bottom: 485px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 571px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 485px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 666px; bottom: 485px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y685 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 485px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y685 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 485px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 399px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 631px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 326px; bottom: 455px; z-index: 15;\">9.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 377px; bottom: 455px; z-index: 15;\">3.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 434px; bottom: 455px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 507px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 455px; z-index: 15;\">0</div>\n<div class=\"t m0 x1f8 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 604px; bottom: 455px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 455px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y685 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 455px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff225 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 440px; z-index: 15;\">(326)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 378px; bottom: 440px; z-index: 15;\">(596)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 484px; bottom: 440px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 550px; bottom: 440px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 621px; bottom: 440px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 677px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 440px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff229 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 326px; bottom: 425px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 377px; bottom: 425px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 434px; bottom: 425px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 484px; bottom: 425px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 425px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 604px; bottom: 425px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 425px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 729px; bottom: 425px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y688 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 425px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y194f ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1950 ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1951 ff225 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span>inkom<span class=\"_ _0\"></span>en (som van br<span class=\"_ _0\"></span>uto prem<span class=\"_ _0\"></span>ies en premi<span class=\"_ _0\"></span>es uit <span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten zonder \u2018discre<span class=\"_ _1\"></span>tionaire win<span class=\"_ _1\"></span>stdelingscomponen<span class=\"_ _1\"></span>t\u2019 kan als volgt </span></div>\n<div class=\"t m0 x2c h64 y1952 ff225 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gepre<span class=\"_ _1\"></span>senteerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1953 ff225 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 347px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff225 fs46 fc1d sc0 ls0 ws0\" style=\"left: 755px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 321px; bottom: 316px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff225 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 428px; bottom: 316px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 487px; bottom: 331px; z-index: 15;\">Her<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 458px; bottom: 316px; z-index: 15;\">verzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 526px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 316px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y688 ff225 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 585px; bottom: 331px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x310 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 316px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 646px; bottom: 331px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 652px; bottom: 316px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y688 ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 331px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 316px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff225 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 347px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff228 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 637px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 696px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 755px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff225 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 286px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x1a7 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 286px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 286px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 286px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 286px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 286px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 286px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 286px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 286px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 271px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 332px; bottom: 271px; z-index: 15;\">927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 271px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 271px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 271px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff225 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff225 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 271px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff229 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 256px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 324px; bottom: 256px; z-index: 15;\">6.675<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 373px; bottom: 256px; z-index: 15;\">4.081<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y694 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 483px; bottom: 256px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 541px; bottom: 256px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 601px; bottom: 256px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff229 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 256px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 734px; bottom: 256px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h69 y694 ff229 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 769px; bottom: 256px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 245px; height: 813px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 245px; height: 813px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff22d fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">8.10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff22d fs50 fcc sc0 ls13b ws17b\" style=\"z-index: 15;\">Balans<span class=\"_ _0\"></span> gesplitst in<span class=\"_ _0\"></span> Leven en Niet<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">leven</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff22b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff22b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 1004px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 1004px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 1004px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 1004px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 989px; z-index: 15;\">40.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">6.170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 989px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 989px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 975px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 975px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 975px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 975px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 960px; z-index: 15;\">13.693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">1.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 960px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 960px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 960px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 960px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 960px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 930px; z-index: 15;\">4.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 930px; z-index: 15;\">810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\">1</div>\n<div class=\"t m0 x8 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 915px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 535px; bottom: 915px; z-index: 15;\">(291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 915px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 915px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 915px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 915px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 900px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 871px; z-index: 15;\">1.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 871px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 871px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 871px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 871px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 871px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 856px; z-index: 15;\">1.858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 856px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 856px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 856px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 856px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">1.190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 841px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 811px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 811px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 811px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 811px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 811px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 811px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ee h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 433px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 491px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 622px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 738px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc29 sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 767px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 767px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 707px; z-index: 15;\">1.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 707px; z-index: 15;\">388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 707px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 707px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 707px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 707px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 692px; z-index: 15;\">3.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 692px; z-index: 15;\">397<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 692px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 692px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 692px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 692px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 678px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 678px; z-index: 15;\">6</div>\n<div class=\"t m0 x158 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 678px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 663px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 663px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 663px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 663px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff22b fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 633px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 633px; z-index: 15;\">855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 535px; bottom: 633px; z-index: 15;\">(290)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 633px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 633px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 633px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 633px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 618px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 618px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 618px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y68b ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68b ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 618px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Verplichtingen met betrekking tot vaste activa aangehouden voor <span class=\"ws116\">verkoop<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 603px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 603px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff22e fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 589px; z-index: 15;\">80.839<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 589px; z-index: 15;\">9.717<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 589px; z-index: 15;\">(333)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 589px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 589px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 589px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 589px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff22b fs46 fc18 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 559px; z-index: 15;\">5.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 559px; z-index: 15;\">2.393<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 559px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 559px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 559px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 544px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x1ae h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 544px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y694 ff22b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h67 y694 ff22b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 544px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff22e fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 529px; z-index: 15;\">6.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 529px; z-index: 15;\">2.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 529px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 529px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 529px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff22b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 499px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 499px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 535px; bottom: 499px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 499px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 499px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y6be ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 499px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">7.305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">5.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y69a ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 470px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff22e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y69a ff22e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 459px; height: 647px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 459px; height: 647px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff230 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 499px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">Verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff230 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff230 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 1004px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 1004px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 989px; z-index: 15;\">52.720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 989px; z-index: 15;\">7.229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x13e h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y694 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 975px; z-index: 15;\">2.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 975px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 975px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 960px; z-index: 15;\">12.704<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">1.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 960px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 960px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 960px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 960px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 960px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Beleggingen inzake unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws119\">link<span class=\"_ _1\"></span>ed cont<span class=\"_ _1\"></span>ract<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 930px; z-index: 15;\">4.535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 930px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x8 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">457<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 915px; z-index: 15;\">1.959<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 915px; z-index: 15;\">(359)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actuele belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 900px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 900px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y6df ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 886px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 886px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 871px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 871px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 871px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 871px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 871px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 871px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 856px; z-index: 15;\">1.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 856px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 856px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x1b4 h67 y683 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 856px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 841px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 841px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Activa aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 826px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x16b h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y68d ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Totaal activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 811px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 811px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 811px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 589px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y68b ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ee h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 373px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 767px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 767px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Verplichtingen inzake beleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Verplichtingen inzake unit<span class=\"ls0 ws0\">-</span>linked contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Verplichtingen inzake verzekeringscontracten Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 707px; z-index: 15;\">1.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 707px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 539px; bottom: 707px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 656px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 692px; z-index: 15;\">3.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 692px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x175 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Actuele belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 678px; z-index: 15;\">7</div>\n<div class=\"t m0 x1b5 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 678px; z-index: 15;\">9</div>\n<div class=\"t m0 x1fb h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 678px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 663px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 663px; z-index: 15;\">188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 663px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 663px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y69a ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 663px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff230 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span><span class=\"ws118\">overige verplichtingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 633px; z-index: 15;\">2.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 633px; z-index: 15;\">1.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 534px; bottom: 633px; z-index: 15;\">(357)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 717px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 618px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 618px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff233 fs46 fc1d sc0 lsf5 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 603px; z-index: 15;\">85.619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 603px; z-index: 15;\">9.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 603px; z-index: 15;\">(397)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 574px; z-index: 15;\">9.076<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 574px; z-index: 15;\">3.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 574px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 574px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 574px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 574px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 574px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 559px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 556px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y68f ff230 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">4</div>\n<div class=\"t m0 x157 h67 y68f ff230 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff233 fs46 fc1d sc0 lsf3 ws119\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l eig<span class=\"_ _1\"></span>en ver<span class=\"_ _1\"></span>mogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 544px; z-index: 15;\">10.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 544px; z-index: 15;\">3.677<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 544px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws115\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Totaal verplichtingen en <span class=\"_ _0\"></span>eigen vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 514px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 514px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a3 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 534px; bottom: 514px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 589px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 656px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h69 y67e ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 763px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff230 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Aantal werknemers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 485px; z-index: 15;\">3.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 485px; z-index: 15;\">5.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff233 fs46 fc1d sc0 ls0 ws0\" style=\"left: 556px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 485px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 485px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff233 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y685 ff233 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 485px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 474px; height: 584px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 474px; height: 584px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff237 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">8.11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff237 fs50 fcc sc0 ls13b ws17b\" style=\"z-index: 15;\">Resultat<span class=\"_ _0\"></span>enreke<span class=\"_ _0\"></span>ning gespl<span class=\"_ _0\"></span>itst in Leven<span class=\"_ _0\"></span> en Niet<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">leven</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff235 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1004px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 1004px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 1004px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x175 h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 975px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 975px; z-index: 15;\">(450)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 975px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a3 h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 975px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 960px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend en overige<span class=\"_ _0\"></span> beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 945px; z-index: 15;\">2.377<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 945px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 945px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 945px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 945px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 945px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 945px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 915px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 915px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 915px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 915px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> unit<span class=\"ls0 ws0\">-</span><span class=\"ws118\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6df ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens de equity<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 886px; z-index: 15;\">7</div>\n<div class=\"t m0 x1fb h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 871px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 871px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 856px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 856px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 856px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 856px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 856px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 841px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 841px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 841px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 841px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 841px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 841px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 796px; z-index: 15;\">(4.822)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 796px; z-index: 15;\">(2.913)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 796px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y694 ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 796px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h69 y694 ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 796px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, aandeel herverz<span class=\"_ _0\"></span>ekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x173 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 782px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 782px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 782px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 782px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff238 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff238 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">(4.805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 767px; z-index: 15;\">(2.681)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 767px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 767px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 767px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Lasten inzake <span class=\"ws116\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y68f ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 752px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 737px; z-index: 15;\">(128)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 737px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 737px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a3 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 737px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 737px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 722px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 722px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 722px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y680 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fb h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 616px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 707px; z-index: 15;\">4</div>\n<div class=\"t m0 x1b4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 707px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 692px; z-index: 15;\">(349)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 692px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 692px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 678px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 678px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 678px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 678px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 678px; z-index: 15;\">3</div>\n<div class=\"t m0 x22b h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 678px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff235 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 663px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 663px; z-index: 15;\">(577)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 663px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 663px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 663px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 663px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 663px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 648px; z-index: 15;\">(4.317)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 648px; z-index: 15;\">(4.522)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 546px; bottom: 648px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 593px; bottom: 648px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 648px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 618px; z-index: 15;\">933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 618px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68b ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 618px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 618px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y68b ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 618px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 589px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 589px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 589px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 589px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 589px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 559px; z-index: 15;\">793<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 559px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y68f ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 544px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 544px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 544px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nettoresultaat toewijsbaar aan de aandeelhouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 529px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 529px; z-index: 15;\">225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y6be ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 606px; bottom: 529px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 529px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6be ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 529px; z-index: 15;\">1</div>\n<div class=\"t m0 x157 h69 y6be ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 529px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 499px; z-index: 15;\">5.220<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 499px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 499px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 664px; bottom: 499px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6be ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 499px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff235 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 485px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 485px; z-index: 15;\">3</div>\n<div class=\"t m0 x158 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 485px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 485px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 485px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 485px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 470px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 664px; bottom: 470px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 470px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y195d ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y195f ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1960 ff235 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto p<span class=\"_ _0\"></span>remie<span class=\"ls0 ws0\">-</span>inkom<span class=\"_ _0\"></span>en (som van br<span class=\"_ _0\"></span>uto prem<span class=\"_ _0\"></span>ies en premi<span class=\"_ _0\"></span>es uit <span class=\"lsef ws11e\">beleggingscontra<span class=\"_ _1\"></span>cten zonder DPF) kan al<span class=\"_ _1\"></span>s volgt worden gepr<span class=\"_ _1\"></span>esenteerd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1961 ff235 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x345 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 438px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x345 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 496px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x202 h67 y6df ff235 fs46 fc1d sc0 ls0 ws0\" style=\"left: 799px; bottom: 391px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb h67 y683 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 67px; bottom: 377px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 377px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y683 ff235 fs46 fc1d sc0 lsf8 ws121\" style=\"left: 453px; bottom: 377px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x2eb h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 67px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 432px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 490px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x2eb h67 y683 ff235 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 67px; bottom: 346px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 346px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 346px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 346px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 346px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 346px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 346px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h67 y688 ff235 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 67px; bottom: 332px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 332px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 493px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 550px; bottom: 332px; z-index: 15;\">1</div>\n<div class=\"t m0 x175 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 332px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 681px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff235 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y688 ff235 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 332px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb h69 y68d ff239 fs46 fc1d sc0 lsf5 ws123\" style=\"left: 67px; bottom: 317px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x157 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 317px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 317px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68d ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 558px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 593px; bottom: 317px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y68d ff239 fs46 fc1d sc0 ls0 ws0\" style=\"left: 681px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 317px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff239 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 317px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 306px; height: 800px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 306px; height: 800px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 1034px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff23b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 1034px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 1049px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1034px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 1049px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68d ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 1049px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 1034px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1034px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws11f\">Bruto pr<span class=\"_ _1\"></span>emies</span> </div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1004px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 1004px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Wijziging in nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Uitgaande herverze<span class=\"_ _0\"></span>keringspremies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x175 h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 975px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 975px; z-index: 15;\">(432)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y680 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 975px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 960px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 960px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 960px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 960px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 960px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Rentebaten, dividend en overige<span class=\"_ _0\"></span> beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 945px; z-index: 15;\">2.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 945px; z-index: 15;\">263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 945px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 945px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 945px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 945px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 945px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">gerealiseerde winst (verlies) op<span class=\"_ _0\"></span> RPN(I)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Resultaat op verkoop en he<span class=\"_ _0\"></span>rwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 915px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 915px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 915px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 915px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ae h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 915px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Baten uit beleggingen inzake<span class=\"_ _0\"></span> unit<span class=\"ls0 ws0\">-</span><span class=\"ws118\">linked contracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6df ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens de equity<span class=\"ls0 ws0\">-</span><span class=\"ws116\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 886px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 886px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 886px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 886px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 886px; z-index: 15;\">1</div>\n<div class=\"t m0 x1b4 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 871px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 871px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 871px; z-index: 15;\">1</div>\n<div class=\"t m0 x132 h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 871px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6d1 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y6d1 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 856px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 856px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 856px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 674px; bottom: 856px; z-index: 15;\">8</div>\n<div class=\"t m0 x175 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 856px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 841px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 841px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 841px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 841px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 841px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 841px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 841px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 796px; z-index: 15;\">(4.914)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 796px; z-index: 15;\">(2.847)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 796px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 796px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y694 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 796px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h69 y694 ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 796px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Schadelasten en<span class=\"_ _0\"></span> uitkeringen,<span class=\"ls0 ws0\"> </span>aandeel herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x173 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 782px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 476px; bottom: 782px; z-index: 15;\">269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 782px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68f ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y68f ff23f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Schadelasten en uitkeringen, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 767px; z-index: 15;\">(4.897)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 767px; z-index: 15;\">(2.578)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 767px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 767px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 767px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 767px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Lasten inzake <span class=\"ws116\">unit<span class=\"ls0 ws0\">-</span><span class=\"ws115\">linked contracten<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1f8 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 406px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68f ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 737px; z-index: 15;\">(82)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 737px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 551px; bottom: 737px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a3 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 737px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 737px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 737px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Wijzigingen in bijzondere waardeve<span class=\"_ _0\"></span>rminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y680 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 722px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Wijzigingen in voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 428px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 707px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 707px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 616px; bottom: 707px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 707px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 707px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 692px; z-index: 15;\">(410)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 692px; z-index: 15;\">(803)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 692px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Personeelslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 678px; z-index: 15;\">(417)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 678px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 678px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 678px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 733px; bottom: 678px; z-index: 15;\">4</div>\n<div class=\"t m0 x22b h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 678px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff23b fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige las<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 663px; z-index: 15;\">(700)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 470px; bottom: 663px; z-index: 15;\">(541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 546px; bottom: 663px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 593px; bottom: 663px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 663px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 728px; bottom: 663px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y69a ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 663px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Totale lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 406px; bottom: 648px; z-index: 15;\">(8.117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 464px; bottom: 648px; z-index: 15;\">(4.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 546px; bottom: 648px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 588px; bottom: 648px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 648px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 728px; bottom: 648px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y688 ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 761px; bottom: 648px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 622px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 738px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 618px; z-index: 15;\">1.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 618px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 618px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 618px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 618px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68b ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 618px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68b ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 618px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68d ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Belastingbaten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 412px; bottom: 589px; z-index: 15;\">(145)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 475px; bottom: 589px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 589px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 589px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68b ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 589px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y691 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Nettoresultaat over de periode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 559px; z-index: 15;\">888<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 559px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 559px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 559px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 559px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y68f ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68f ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 559px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Toewijsbaar aan de mi<span class=\"_ _0\"></span>nderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 544px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 481px; bottom: 544px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 544px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 544px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6be ff23e fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 418px; bottom: 529px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 476px; bottom: 529px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 599px; bottom: 529px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 658px; bottom: 529px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6be ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 733px; bottom: 529px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ae h69 y6be ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 780px; bottom: 529px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Totale baten van externe k<span class=\"_ _0\"></span>lanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 499px; z-index: 15;\">9.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 499px; z-index: 15;\">4.754<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 499px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 594px; bottom: 499px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 663px; bottom: 499px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6be ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 499px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff23b fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 485px; z-index: 15;\">Tota<span class=\"_ _1\"></span>le bat<span class=\"_ _1\"></span>en inte<span class=\"_ _1\"></span>rn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 485px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 486px; bottom: 485px; z-index: 15;\">2</div>\n<div class=\"t m0 x158 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 545px; bottom: 485px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 611px; bottom: 485px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 669px; bottom: 485px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y685 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 485px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Totale<span class=\"_ _0\"></span> baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 470px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 470px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 540px; bottom: 470px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 470px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 470px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 470px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 470px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y195d ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y195f ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1960 ff23b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het bruto <span class=\"lsef ws113\">premie<span class=\"ls0 ws0\">-</span><span class=\"ws11e\">inkomen (som van bru<span class=\"_ _1\"></span>to premies en prem<span class=\"_ _1\"></span>ies uit belegging<span class=\"_ _1\"></span>scontracten zonde<span class=\"_ _1\"></span>r DPF) kan als volgt<span class=\"_ _1\"></span> worden gepresent<span class=\"_ _1\"></span>eerd.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1961 ff23b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 433px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 491px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff23b fs46 fc1d sc0 ls0 ws0\" style=\"left: 795px; bottom: 391px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 377px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 408px; bottom: 377px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff23b fs46 fc1d sc0 lsf8 ws121\" style=\"left: 451px; bottom: 377px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x275 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 391px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 500px; bottom: 377px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 597px; bottom: 391px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 565px; bottom: 377px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 639px; bottom: 391px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 645px; bottom: 377px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6df ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 695px; bottom: 391px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 715px; bottom: 377px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff23b fs46 fc1d sc0 lsf1 ws116\" style=\"left: 770px; bottom: 377px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 622px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff23f fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff23b fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 346px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 346px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 346px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 346px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 346px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 332px; z-index: 15;\">Premies inzake beleggingscontracten<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 491px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 557px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 599px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 679px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff23b fs46 fc14 sc0 ls0 ws0\" style=\"left: 738px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y688 ff23b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 332px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff23e fs46 fc1d sc0 lsf5 ws123\" style=\"left: 69px; bottom: 317px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">inkomen<span class=\"_ _1\"></span></span> </span></div>\n<div class=\"t m0 x157 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 410px; bottom: 317px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 468px; bottom: 317px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 557px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x13e h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 594px; bottom: 317px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff23e fs46 fc1d sc0 ls0 ws0\" style=\"left: 679px; bottom: 317px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 727px; bottom: 317px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y68d ff23e fs46 fc1d sc0 lsf1 ws116\" style=\"left: 768px; bottom: 317px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 306px; height: 752px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 306px; height: 752px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y196b ff243 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">8.12<span class=\"ls0 ws0\"> <span class=\"_ _1e5\"> </span><span class=\"ls10d ws141\">Operationeel <span class=\"_ _1\"></span>resultaat V<span class=\"_ _1\"></span>erzekeringen </span></span></div>\n<div class=\"t m0 x2c h64 y196c ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor de anal<span class=\"_ _0\"></span>yse van de v<span class=\"_ _0\"></span>erzeker<span class=\"_ _0\"></span>ingsresu<span class=\"_ _0\"></span>ltaten ma<span class=\"_ _0\"></span>akt Ageas ge<span class=\"_ _0\"></span>bruik</div>\n<div class=\"t m0 x2c h64 y196d ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van het concept ope<span class=\"_ _1\"></span>rationeel res<span class=\"_ _1\"></span>ultaat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y196e ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y196f ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het operat<span class=\"_ _0\"></span>ioneel re<span class=\"_ _0\"></span>sultaat om<span class=\"_ _0\"></span>vat de net<span class=\"_ _0\"></span>to verdie<span class=\"_ _0\"></span>nde premi<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x2c h64 y1970 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">commissies en<span class=\"_ _1\"></span> gealloceerde belegg<span class=\"_ _1\"></span>ingsopbrengs<span class=\"_ _1\"></span>ten e<span class=\"lsed ws112\">n gerealis<span class=\"_ _0\"></span>eerde </span></div>\n<div class=\"t m0 x2c h64 y1971 ff241 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">meer<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span><span class=\"ws11e\">of minderwaarden<span class=\"_ _1\"></span>, na aftrek van ne<span class=\"_ _1\"></span>tto schadelasten<span class=\"_ _1\"></span>, uitkeringen </span></div>\n<div class=\"t m0 x2c h64 y1972 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en alle ope<span class=\"_ _0\"></span>ratione<span class=\"_ _0\"></span>le lasten,<span class=\"_ _0\"></span> inclusief<span class=\"_ _0\"></span> de kosten vo<span class=\"_ _0\"></span>or schade<span class=\"_ _0\"></span>afhand<span class=\"_ _0\"></span>eling,</div>\n<div class=\"t m0 x2c h64 y1973 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingskos<span class=\"_ _1\"></span>ten, commissi<span class=\"_ _1\"></span>es en ande<span class=\"_ _1\"></span>re lasten, ge<span class=\"_ _1\"></span>alloceerd a<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x2c h64 y1974 ff241 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ls0 ws0\">- <span class=\"lsef ws11e\">en/of belegging<span class=\"_ _1\"></span>scont</span></span><span class=\"ws11d\">racten. H<span class=\"_ _0\"></span>et versc<span class=\"_ _0\"></span>hil tuss<span class=\"_ _0\"></span>en het </span></div>\n<div class=\"t m0 x2c h64 y1975 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>onele res<span class=\"_ _0\"></span>ultaat en de w<span class=\"_ _0\"></span>inst voor b<span class=\"_ _0\"></span>elasting<span class=\"_ _0\"></span>en omvat al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 y1976 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">opbrengsten en<span class=\"_ _1\"></span> kosten die niet onde<span class=\"_ _1\"></span>r verzekering<span class=\"_ _1\"></span>s<span class=\"ls0 ws0\">- <span class=\"lsed ws111\">en/of </span></span></div>\n<div class=\"t m0 x2c h64 y1977 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten w<span class=\"_ _0\"></span>orden ver<span class=\"_ _0\"></span>antwoor<span class=\"_ _0\"></span>d en derhalv<span class=\"_ _0\"></span>e ook niet in het<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1978 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">operati<span class=\"_ _0\"></span>onele res<span class=\"_ _0\"></span>ultaat<span class=\"_ _0\"></span> of res<span class=\"_ _0\"></span>ultaat v<span class=\"_ _0\"></span>an niet<span class=\"ls0 ws0\">-</span><span class=\"ws112\">geco<span class=\"_ _0\"></span>nsolide<span class=\"_ _0\"></span>erde partn<span class=\"_ _0\"></span>erships<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1979 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">is verw<span class=\"_ _0\"></span>erkt. De <span class=\"_ _0\"></span>definit<span class=\"_ _0\"></span>ies van d<span class=\"_ _0\"></span>e altern<span class=\"_ _0\"></span>atieve pr<span class=\"_ _0\"></span>estatie<span class=\"_ _0\"></span>maatst<span class=\"_ _0\"></span>aven</div>\n<div class=\"t m0 x1d h64 y197a ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden onder de<span class=\"_ _1\"></span> tabellen toegeli<span class=\"_ _1\"></span>cht. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y197b ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y197c ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Binnen d<span class=\"_ _0\"></span>e diverse ve<span class=\"_ _0\"></span>rzekerin<span class=\"_ _0\"></span>gsseg<span class=\"_ _0\"></span>menten wo<span class=\"_ _0\"></span>rden de Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\">- </span><span class=\"ws11d\">en Niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1d h64 y197d ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Leven activ<span class=\"_ _1\"></span>iteiten afzo<span class=\"_ _1\"></span>nderlijk beh<span class=\"_ _1\"></span>eerd. Tot de<span class=\"_ _1\"></span> Leven<span class=\"ls0 ws0\">-<span class=\"ls10b ws13d\">activiteiten </span></span></div>\n<div class=\"t m0 x1d h64 y197e ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">behoren o<span class=\"_ _0\"></span>nder meer ve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ngsco<span class=\"_ _0\"></span>ntracte<span class=\"_ _0\"></span>n die risico<span class=\"_ _0\"></span>\u2019s dekken</div>\n<div class=\"t m0 x1d h64 y197f ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerelat<span class=\"_ _0\"></span>eerd aan lev<span class=\"_ _0\"></span>en en overl<span class=\"_ _0\"></span>ijden van p<span class=\"_ _0\"></span>ersonen.<span class=\"_ _0\"></span> Het segment<span class=\"_ _0\"></span> Leven</div>\n<div class=\"t m0 x1d h64 y1980 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omvat daarna<span class=\"_ _1\"></span>ast beleggin<span class=\"_ _1\"></span>gscontracten <span class=\"_ _1\"></span>met en zonde<span class=\"_ _1\"></span>r discretiona<span class=\"_ _1\"></span>ire</div>\n<div class=\"t m0 x1d h64 y1981 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">winstde<span class=\"_ _0\"></span>ling (DPF<span class=\"_ _0\"></span>). Het se<span class=\"lsef ws11d\">gment Niet<span class=\"ls0 ws0\">-</span></span>leven besta<span class=\"_ _0\"></span>an uit vier onde<span class=\"_ _0\"></span>rdelen:</div>\n<div class=\"t m0 x1d h64 y1982 ff241 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ongevallen<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span><span class=\"ws11d\">en Gez<span class=\"_ _1\"></span>ondheidszorg <span class=\"_ _1\"></span>verzekeringen<span class=\"_ _1\"></span>, Autoverzeker<span class=\"_ _1\"></span>ingen, </span></div>\n<div class=\"t m0 x1d h64 y1983 ff241 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Brandverzeker<span class=\"_ _1\"></span>ingen en Over<span class=\"_ _1\"></span>ige schade aan<span class=\"_ _1\"></span> eigendommen<span class=\"_ _1\"></span> (die het</div>\n<div class=\"t m0 x1d h64 y1984 ff241 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risico de<span class=\"_ _0\"></span>kken van sch<span class=\"_ _0\"></span>ade aan eige<span class=\"_ _0\"></span>ndomme<span class=\"_ _0\"></span>n dan wel verpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen</div>\n<div class=\"t m0 x1d h64 y1985 ff241 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">inzake c<span class=\"_ _0\"></span>laims) e<span class=\"_ _0\"></span>n Overi<span class=\"_ _0\"></span>ge verzek<span class=\"_ _0\"></span>eringen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1986 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1987 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1988 ff241 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het operationele<span class=\"_ _1\"></span> resultaat voor<span class=\"_ _1\"></span> de verschillende se<span class=\"_ _1\"></span>gmenten en produc<span class=\"_ _1\"></span>tlijnen en de recon<span class=\"_ _1\"></span>ciliatie met de wi<span class=\"_ _1\"></span>nst voor belasting<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">wordt h<span class=\"_ _1\"></span>ieronder get<span class=\"_ _1\"></span>oond.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1989 ff241 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 782px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 322px; bottom: 782px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 367px; bottom: 782px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 475px; bottom: 797px; z-index: 15;\">Herver<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1ab h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 470px; bottom: 782px; z-index: 15;\">zekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 526px; bottom: 797px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 513px; bottom: 782px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y694 ff241 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 585px; bottom: 797px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x310 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 585px; bottom: 782px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 646px; bottom: 797px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 652px; bottom: 782px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 702px; bottom: 797px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 722px; bottom: 782px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y694 ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 797px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff241 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 772px; bottom: 782px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff241 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 428px; bottom: 782px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 752px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 752px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 436px; bottom: 752px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 752px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 752px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff241 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Niet</span>-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 324px; bottom: 737px; z-index: 15;\">2.403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 373px; bottom: 737px; z-index: 15;\">2.157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 737px; z-index: 15;\">1.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 737px; z-index: 15;\">(1.466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 737px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 737px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 737px; z-index: 15;\">4.638<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Operationele kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 723px; z-index: 15;\">(642)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 376px; bottom: 723px; z-index: 15;\">(447)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 723px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 493px; bottom: 723px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x1f8 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 723px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6be ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6be ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 723px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gegarandeerde produc<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 693px; z-index: 15;\">414<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 693px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 693px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 693px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6e3 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y6e3 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 678px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 678px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y685 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y685 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Operationeel resultaat Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 663px; z-index: 15;\">469<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 663px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1b4 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 558px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c6 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6c6 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y688 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 634px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Ongevallen en ge<span class=\"_ _0\"></span>zondheidszorg<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 634px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 634px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 634px; z-index: 15;\">7</div>\n<div class=\"t m0 x168 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 634px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 634px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 619px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"ls134 ws170\">Auto</span> </div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 619px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 619px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 619px; z-index: 15;\">6</div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 619px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\">-  <span class=\"_ _9f\"> </span>\u201c<span class=\"lsf1 ws115\">Brand en overige sch<span class=\"_ _0\"></span>ade aan eigendommen\"<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x174 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 604px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 604px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 499px; bottom: 604px; z-index: 15;\">8</div>\n<div class=\"t m0 x169 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 604px; z-index: 15;\">3</div>\n<div class=\"t m0 x173 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 604px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68d ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68d ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 604px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 337px; bottom: 589px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 589px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 589px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 589px; z-index: 15;\">5</div>\n<div class=\"t m0 x173 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 618px; bottom: 589px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 589px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 h69 y68b ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 589px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Operationeel resultaat Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x157 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 574px; z-index: 15;\">227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 574px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h69 y691 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 494px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 574px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 574px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y691 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y691 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 740px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 574px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff245 fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Oper<span class=\"_ _1\"></span>ation<span class=\"_ _1\"></span>eel re<span class=\"_ _1\"></span>sult<span class=\"_ _1\"></span>aat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 331px; bottom: 559px; z-index: 15;\">696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 380px; bottom: 559px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 441px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x173 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 494px; bottom: 559px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 552px; bottom: 559px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 613px; bottom: 559px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h69 y68f ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x157 h69 y68f ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 559px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen<span class=\"ff245 fc1d ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 530px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">volgens de equity</span>-<span class=\"lsf1 ws115\">methode, niet gealloceerd</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 380px; bottom: 530px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 530px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 530px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 530px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff241 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Over<span class=\"_ _1\"></span>ig niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">technisch resultaat, inclusief brokerage</span> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 515px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 515px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c4 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 515px; z-index: 15;\">9</div>\n<div class=\"t m0 x1b4 h67 y6c4 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 559px; bottom: 515px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 515px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 515px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 734px; bottom: 515px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 515px; z-index: 15;\">374<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 331px; bottom: 500px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 380px; bottom: 500px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 430px; bottom: 500px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 494px; bottom: 500px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y680 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 607px; bottom: 500px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 671px; bottom: 500px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y680 ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 740px; bottom: 500px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a5 h69 y680 ff245 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 774px; bottom: 500px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y6df ff241 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff245 fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Key performance indicators Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 346px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 445px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 504px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 568px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 628px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 686px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 745px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y69a ff245 fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 ls134 ws170\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 455px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,01%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 455px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,33%</span> </div>\n<div class=\"t m0 x1a9 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 415px; bottom: 455px; z-index: 15;\">(4,92%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 455px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Beleggingsmarge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,77%</span> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,39%</span> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">5,29%</span> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,80%</span> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y683 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 440px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,80%</span> </div>\n<div class=\"t m0 x162 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 426px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,78%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,37%</span> </div>\n<div class=\"t m0 x1a5 h67 y688 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 426px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,76%</span> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y688 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 426px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,76%</span> </div>\n<div class=\"t m0 x162 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 411px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge Gegarandeerde<span class=\"_ _0\"></span> producten'<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,89%</span> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">1,05%</span> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,61%</span> </div>\n<div class=\"t m0 x1a5 h69 y6c6 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 474px; bottom: 411px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,91%</span> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h69 y6c6 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 411px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,91%</span> </div>\n<div class=\"t m0 x162 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 396px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge</span> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y68b ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,41%</span> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,31%</span> </div>\n<div class=\"t m0 x1a9 h69 y6e8 ff244 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 415px; bottom: 381px; z-index: 15;\">(0,19%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,36%</span> </div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h69 y6e8 ff244 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 381px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,36%</span> </div>\n<div class=\"t m0 x162 h67 y68b ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 366px; z-index: 15;\">Operationele kosten Leven<span class=\"_ _0\"></span> in % van het <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68b ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">gemiddeld beheerd vermogen Leven (op jaa<span class=\"_ _0\"></span>rbasis)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,57%</span> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 418px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">2,68%</span> </div>\n<div class=\"t m0 x1f8 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">9,82%</span> </div>\n<div class=\"t m0 x168 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,51%</span> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 351px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,51%</span> </div>\n<div class=\"t m0 x162 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y68f ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 322px; z-index: 15;\">Key performance indicators Nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y694 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 307px; z-index: 15;\">Kostenratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">32,0%</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">36,4%</span> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,3%</span> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 307px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,3%</span> </div>\n<div class=\"t m0 x162 h67 y67e ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">58,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">66,4%</span> </div>\n<div class=\"t m0 x132 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,9%</span> </div>\n<div class=\"t m0 x168 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,2%</span> </div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y67e ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 292px; z-index: 15;\"> <span class=\"lsf1 ws116\">62,2%</span> </div>\n<div class=\"t m0 x162 h67 y680 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">92,0%</span> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 368px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">98,4%</span> </div>\n<div class=\"t m0 x132 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 477px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">99,3%</span> </div>\n<div class=\"t m0 x168 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">96,5%</span> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y680 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 769px; bottom: 277px; z-index: 15;\"> <span class=\"lsf1 ws116\">96,5%</span> </div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 319px; bottom: 262px; z-index: 15;\"> <span class=\"lsf1 ws116\">14,8%</span> </div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 373px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">4,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 481px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">2,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,8<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 774px; bottom: 262px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,8<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x162 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 346px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 445px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 504px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 568px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y69a ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 233px; z-index: 15;\">Technische voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 233px; z-index: 15;\">63.860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 368px; bottom: 233px; z-index: 15;\">12.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 233px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 483px; bottom: 233px; z-index: 15;\">1.714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 541px; bottom: 233px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 233px; z-index: 15;\">77.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff241 fs46 fc14 sc0 ls0 ws0\" style=\"left: 686px; bottom: 233px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 233px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff241 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 233px; z-index: 15;\">77.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 222px; height: 884px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 222px; height: 884px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 366px; bottom: 1066px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 409px; bottom: 1066px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf2 ws117\" style=\"left: 458px; bottom: 1066px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 505px; bottom: 1081px; z-index: 15;\">Herver<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 501px; bottom: 1066px; z-index: 15;\">zekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1081px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 544px; bottom: 1066px; z-index: 15;\">verzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf3 ws11f\" style=\"left: 608px; bottom: 1081px; z-index: 15;\">Tota<span class=\"_ _1\"></span>al ver<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1066px; z-index: 15;\">zekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 660px; bottom: 1081px; z-index: 15;\">Algemene<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 663px; bottom: 1066px; z-index: 15;\">rekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 711px; bottom: 1081px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 720px; bottom: 1066px; z-index: 15;\">groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y6e8 ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1081px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff247 fs46 fc1d sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1066px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 440px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1051px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1036px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 372px; bottom: 1036px; z-index: 15;\">4.366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 1036px; z-index: 15;\">1.853<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 1036px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 1036px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1036px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1036px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">inkomen Niet</span>-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 372px; bottom: 1021px; z-index: 15;\">2.309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 417px; bottom: 1021px; z-index: 15;\">2.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 1021px; z-index: 15;\">1.579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 572px; bottom: 1021px; z-index: 15;\">(1.527)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1021px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 743px; bottom: 1021px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1021px; z-index: 15;\">4.587<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Operationele kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 374px; bottom: 1006px; z-index: 15;\">(623)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 1006px; z-index: 15;\">(437)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ad h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 523px; bottom: 1006px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 1006px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ab h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 623px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6be ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y6be ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 976px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gegarandeerde produc<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 976px; z-index: 15;\">448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 976px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y680 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h69 y680 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 962px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 962px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 962px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 962px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y685 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h69 y685 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 962px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 947px; z-index: 15;\">Operationeel resultaat Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 947px; z-index: 15;\">497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 947px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 947px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h67 y69a ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 947px; z-index: 15;\">1</div>\n<div class=\"t m0 x22b h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 947px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y69a ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y69a ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y69a ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 947px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Ongevallen en ge<span class=\"_ _0\"></span>zondheidszorg<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 917px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 917px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 917px; z-index: 15;\">6</div>\n<div class=\"t m0 x158 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 917px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"ls134 ws170\">Auto</span> </div>\n<div class=\"t m0 x1ac h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 902px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 902px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 902px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 902px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h69 y688 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 887px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Brand en o<span class=\"_ _0\"></span>verige schade aan eigendo<span class=\"_ _0\"></span>mmen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 374px; bottom: 887px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 887px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 887px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 887px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h69 y683 ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 872px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf3 ws120\">Overig<span class=\"_ _1\"></span>e</span> </div>\n<div class=\"t m0 x1aa h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 872px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 872px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 872px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 594px; bottom: 872px; z-index: 15;\">6</div>\n<div class=\"t m0 x175 h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 872px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h69 y68b ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 749px; bottom: 872px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h69 y68b ff249 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 872px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 858px; z-index: 15;\">Operationeel resultaat Niet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 381px; bottom: 858px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 858px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68d ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 858px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 583px; bottom: 858px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 858px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68d ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68d ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 749px; bottom: 858px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h67 y68d ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 858px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff24a fs46 fc1d sc0 lsf6 ws122\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Oper<span class=\"_ _1\"></span>ation<span class=\"_ _1\"></span>eel re<span class=\"_ _1\"></span>sult<span class=\"_ _1\"></span>aat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 381px; bottom: 843px; z-index: 15;\">622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 426px; bottom: 843px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 483px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 524px; bottom: 843px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 583px; bottom: 843px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 636px; bottom: 843px; z-index: 15;\">943<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h69 y68f ff249 fs46 fc1d sc0 ls0 ws0\" style=\"left: 701px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff247 fs46 fc1d sc0 ls0 ws0\" style=\"left: 749px; bottom: 843px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a5 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 781px; bottom: 843px; z-index: 15;\">945<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 828px; z-index: 15;\">Aandeel in het resultaa<span class=\"_ _0\"></span>t van de investeringen <span class=\"_ _0\"></span>volgens<span class=\"ff24a fc1d ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 395px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 440px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 483px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 535px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 599px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 651px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h69 y691 ff249 fs46 fc1d sc0 ls0 ws0\" style=\"left: 701px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y691 ff247 fs46 fc1d sc0 ls0 ws0\" style=\"left: 754px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h69 y691 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">de equity</span>-<span class=\"lsf1 ws118\">methode, niet gealloceerd</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 395px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 813px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 469px; bottom: 813px; z-index: 15;\">427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 813px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 813px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 697px; bottom: 813px; z-index: 15;\">1</div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 813px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Over<span class=\"_ _1\"></span>ig niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">technisch resultaat, inclusief brokerage</span> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 385px; bottom: 798px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 798px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a5 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 468px; bottom: 798px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 590px; bottom: 798px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 798px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 798px; z-index: 15;\">(209)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 798px; z-index: 15;\">(152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 381px; bottom: 783px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 426px; bottom: 783px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 469px; bottom: 783px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 524px; bottom: 783px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 599px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 630px; bottom: 783px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 680px; bottom: 783px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h69 y68f ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 749px; bottom: 783px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a9 h69 y68f ff24a fs46 fc1d sc0 lsf1 ws116\" style=\"left: 773px; bottom: 783px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 69px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 361px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 406px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 492px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 544px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 608px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 762px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 lsf1 ws118\" style=\"left: 69px; bottom: 754px; z-index: 15;\">Key performance indicators Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 361px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 406px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 449px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 492px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 544px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 608px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 660px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 711px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff24a fs46 fc1d sc0 ls0 ws0\" style=\"left: 762px; bottom: 754px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 ls134 ws170\" style=\"left: 69px; bottom: 739px; z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> </span></div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,01%</span> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,40%</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,10%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 739px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 739px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,10%</span> </div>\n<div class=\"t m0 x162 h67 y6e3 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Beleggingsmarge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x132 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 724px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,72%</span> </div>\n<div class=\"t m0 x162 h67 y685 ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 709px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,83%</span> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,75%</span> </div>\n<div class=\"t m0 x1ae h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x132 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y685 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 709px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,82%</span> </div>\n<div class=\"t m0 x162 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge Gegarandeerde<span class=\"_ _0\"></span> producten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,97%</span> </div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">1,08%</span> </div>\n<div class=\"t m0 x1ae h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a2 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 501px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">13,29%</span> </div>\n<div class=\"t m0 x168 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,99%</span> </div>\n<div class=\"t m0 x132 h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e3 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h69 y6e3 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 694px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,99%</span> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws118\">Operationele marge</span> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 665px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf8 ws121\">Unit</span>-<span class=\"lsf1 ws118\">linked producten</span> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,37%</span> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,32%</span> </div>\n<div class=\"t m0 x1ae h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x132 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h69 y6c6 ff249 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 665px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,35%</span> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 650px; z-index: 15;\">Operationele kosten Leven<span class=\"_ _0\"></span> in %<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 635px; z-index: 15;\">van het gemiddeld beh<span class=\"_ _0\"></span>eerd vermogen Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,41%</span> </div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,49%</span> </div>\n<div class=\"t m0 x1ae h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">6,40%</span> </div>\n<div class=\"t m0 x168 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x132 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 635px; z-index: 15;\"> <span class=\"lsf1 ws116\">0,43%</span> </div>\n<div class=\"t m0 x162 h69 y68b ff24a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Key performance indicators Nie<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Kostenratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">33,2%</span> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">61,6%</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">38,4%</span> </div>\n<div class=\"t m0 x168 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,8%</span> </div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 590px; z-index: 15;\"> <span class=\"lsf1 ws116\">34,8%</span> </div>\n<div class=\"t m0 x162 h67 y691 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">65,0%</span> </div>\n<div class=\"t m0 x346 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 408px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">118,3%</span> </div>\n<div class=\"t m0 x1ae h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">57,2%</span> </div>\n<div class=\"t m0 x168 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">60,6%</span> </div>\n<div class=\"t m0 x132 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y691 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 575px; z-index: 15;\"> <span class=\"lsf1 ws116\">60,6%</span> </div>\n<div class=\"t m0 x162 h67 y68f ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 561px; z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 367px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">98,2%</span> </div>\n<div class=\"t m0 x346 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 408px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">179,9%</span> </div>\n<div class=\"t m0 x1ae h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a7 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 506px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,6%</span> </div>\n<div class=\"t m0 x168 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ab h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 623px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,4%</span> </div>\n<div class=\"t m0 x132 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 561px; z-index: 15;\"> </div>\n<div class=\"t m0 x310 h67 y68f ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 768px; bottom: 561px; z-index: 15;\"> <span class=\"lsf1 ws116\">95,4%</span> </div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 546px; z-index: 15;\">Operationele marge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 372px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,3<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x310 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 412px; bottom: 546px; z-index: 15;\"> <span class=\"lsf1 ws116\">25,8%</span> </div>\n<div class=\"t m0 x1ae h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 511px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">6,0<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x168 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 599px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 628px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,0<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x132 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 754px; bottom: 546px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a9 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 773px; bottom: 546px; z-index: 15;\"> <span class=\"lsf6 ws11b\">8,1<span class=\"_ _1\"></span>%</span> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 361px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 406px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 449px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 492px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 544px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 608px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 762px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Technische voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 368px; bottom: 516px; z-index: 15;\">67.349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 516px; z-index: 15;\">18.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 483px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 516px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 572px; bottom: 516px; z-index: 15;\">(1.551)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 623px; bottom: 516px; z-index: 15;\">86.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c4 ff247 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 737px; bottom: 516px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y6c4 ff247 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 516px; z-index: 15;\">86.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 505px; height: 585px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 505px; height: 585px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff24c fs44 fc1d sc0 lsed ws112\" style=\"z-index: 15;\">Definit<span class=\"_ _0\"></span>ies van alte<span class=\"_ _0\"></span>rnatiev<span class=\"_ _0\"></span>e resulta<span class=\"_ _0\"></span>atmaat<span class=\"_ _0\"></span>staven in de t<span class=\"_ _0\"></span>abellen:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f1 ff24c fs46 fc14 sc0 ls134 ws170\" style=\"z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsresultaat</span> <span class=\"_ _19f\"> </span>: <span class=\"_ _206\"> </span><span class=\"lsf1 ws115\">Het v<span class=\"_ _1\"></span>erschil tussen de<span class=\"_ _0\"></span> netto verdiende premie<span class=\"_ _0\"></span>s en de som van de<span class=\"_ _0\"></span> werkelijke <span class=\"ws116\">schade<span class=\"ls0 ws0\">-</span><span class=\"ws118\">uitkeringen en de mutatie van de </span></span></span></span></div>\n<div class=\"t m0 x12e h67 y19f2 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">verzekeringsverplichtingen, beide ge<span class=\"_ _0\"></span>corrigeerd voor herverzekering. <span class=\"_ _0\"></span>Het resultaat wordt we<span class=\"_ _0\"></span>ergegeven onder aftrek <span class=\"_ _0\"></span>van</div>\n<div class=\"t m0 x12e h67 y19f3 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">schadeafhandelingskosten, algemene <span class=\"_ _0\"></span>kosten, provisies en herverzekering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f4 ff24c fs46 fc14 sc0 ls134 ws170\" style=\"z-index: 15;\">Netto<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">onderschrijvingsmarge</span> <span class=\"_ _193\"> </span>: <span class=\"_ _18f\"> </span><span class=\"lsf1 ws115\">Voor Le<span class=\"_ _0\"></span>ven het netto<span class=\"ls0 ws0\">-</span>onderschrijvingsresultaat op <span class=\"_ _0\"></span>jaarbasis, gedeeld door de g<span class=\"_ _0\"></span>emiddelde netto verzekerings<span class=\"_ _0\"></span>verplichtingen Leven tijdens de </span></span></div>\n<div class=\"t m0 x12e h67 y19f5 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">verslagperiode. Voor Niet<span class=\"ls0 ws0\">-</span>Leven het ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\">-</span>onderschrijvingsresultaat gedeeld door de<span class=\"_ _0\"></span> netto verdiende premie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19f6 ff24c fs46 fc14 sc0 lsf3 ws11f\" style=\"z-index: 15;\">Nett<span class=\"_ _1\"></span>o b<span class=\"lsf1 ws116\">eleggingsresultaat<span class=\"ls0 ws0\"> <span class=\"_ _209\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De som van beleggingsopbrengs<span class=\"_ _0\"></span>ten en gerealiseerde meer<span class=\"ls0 ws0\">- </span><span class=\"ws115\">of minderwaarden op activa die ve<span class=\"_ _0\"></span>rzekeringsverplichtingen dekken, n<span class=\"_ _0\"></span>a aftrek van de </span></span></span></div>\n<div class=\"t m0 x12e h67 y19f7 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">hieraan verbonden beleggings<span class=\"_ _0\"></span>kosten. De beleggingsresultaten <span class=\"_ _0\"></span>voor Leven worden daarna<span class=\"_ _0\"></span>ast gecorrigeerd voor het aan<span class=\"_ _0\"></span> de polishouders als</div>\n<div class=\"t m0 x12e h67 y19f8 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">technische rente en winstdeling toegewezen bedrag. Het beleggingsre<span class=\"_ _0\"></span>sultaat voor Ongevallen &amp; Leven (onderdeel van niet<span class=\"ls0 ws0\">-<span class=\"lsf6 ws115\">Leve<span class=\"_ _1\"></span>n) wor<span class=\"_ _1\"></span>dt o<span class=\"_ _1\"></span>ok </span></span></div>\n<div class=\"t m0 x12e h67 y19f9 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">gecorrigeerd voor de o<span class=\"_ _0\"></span>pgelopen technische rente van d<span class=\"_ _0\"></span>e verzekeringsverplichtingen.<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h67 y19fa ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Nettobeleggingsmarge<span class=\"ls0 ws0\"> <span class=\"_ _54\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws115\">Voor Leven het beleggingsresul<span class=\"_ _0\"></span>taat op jaarbasis, gedeeld<span class=\"_ _0\"></span> door de gemiddelde n<span class=\"_ _0\"></span>etto verzekeringsverplichtingen L<span class=\"_ _0\"></span>even tijdens de<span class=\"ls0 ws0\"> </span><span class=\"ws116\">verslagperiode. </span></span></div>\n<div class=\"t m0 x12e h67 y19fb ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Voor Niet<span class=\"ls0 ws0\">-</span>Leven het Netto beleggingsresul<span class=\"_ _0\"></span>taat gedeeld door de ne<span class=\"_ _0\"></span>tto verdiende premie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y19fc ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Net<span class=\"ws115\">to operationeel resultaat<span class=\"ls0 ws0\"> <span class=\"_ _19e\"> </span>:<span class=\"_ _1\"></span> <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De som van het netto<span class=\"ls0 ws0\">-</span></span>onderschrijvingsresultaat<span class=\"_ _0\"></span>, beleggingsresultaat en overige aan<span class=\"_ _0\"></span> de verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws118\">en/of beleggingscontracten toegewezen </span></span></div>\n<div class=\"t m0 x12e h67 y19fd ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">resultaten. Het verschil tus<span class=\"_ _0\"></span>sen het operationele resul<span class=\"_ _0\"></span>taat en de winst voor bela<span class=\"_ _0\"></span>stingen omvat alle opbrengsten<span class=\"_ _0\"></span> en kosten die niet<span class=\"_ _0\"></span> onder de</div>\n<div class=\"t m0 x12e h67 y19fe ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en/of beleggingscontracten worden verantwoord en<span class=\"_ _0\"></span> derhalve ook niet <span class=\"_ _0\"></span>in het operationele resultaat o<span class=\"_ _0\"></span>f resultaat van niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x12e h67 y19ff ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">geconsolideerde partnerships is v<span class=\"_ _0\"></span>erwerkt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a00 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">Netto operationele marge<span class=\"ls0 ws0\"> <span class=\"_ _1d0\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws116\">Voor <span class=\"ws115\">leven het operationele resultaat op jaa<span class=\"_ _0\"></span>rbasis voor de periode<span class=\"_ _0\"></span>, gedeeld door de ge<span class=\"_ _0\"></span>middelde netto verzekeringsverplichtingen<span class=\"_ _0\"></span> Le<span class=\"lsf6\">ven. V<span class=\"_ _1\"></span>oor </span></span></span></div>\n<div class=\"t m0 x12e h67 y1a01 ff24c fs46 fc14 sc0 lsf8 ws121\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">Leven het operationele resultaat ged<span class=\"_ _0\"></span>eeld door de netto<span class=\"_ _0\"></span> verdiende premie.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h67 y1a02 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Netto verdiende premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"_ _1d1\"> </span>: <span class=\"_ _206\"> </span><span class=\"lsf6 ws122\">De<span class=\"_ _1\"></span> premi<span class=\"_ _1\"></span>es Niet<span class=\"_ _1\"></span></span>-L<span class=\"lsf1 ws115\">even die de risico's voor de huidige<span class=\"_ _0\"></span> periode dekken, verrekend<span class=\"_ _0\"></span> met de premies betaald a<span class=\"_ _0\"></span>an herverzekeraars en m<span class=\"_ _0\"></span>utatie in </span></span></div>\n<div class=\"t m0 x12e h67 y1a03 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">reserves voor niet verdiende premies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a04 ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Lastenratio<span class=\"ls0 ws0\"> <span class=\"_ _69\"> </span>:<span class=\"_ _1\"></span> <span class=\"_ _18f\"> </span></span><span class=\"ws115\">De las<span class=\"_ _0\"></span>ten als percentage van de <span class=\"_ _0\"></span>netto verdiende premies. De<span class=\"_ _0\"></span> lasten omvatten de inter<span class=\"ws118\">ne kosten van<span class=\"_ _0\"></span> schadeafhandelingscommissies, onder </span></span></div>\n<div class=\"t m0 x12e h67 y1a05 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">aftrek van herverzekering.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1a06 ff24c fs46 fc14 sc0 lsf1 ws116\" style=\"z-index: 15;\">Schaderatio<span class=\"ls0 ws0\"> <span class=\"_ _13b\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws118\">De kosten van claims, onder aftrek van herverzekering, als percentage van de netto verdiende prem<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h67 y1a07 ff24c fs46 fc14 sc0 lsf1 ws118\" style=\"z-index: 15;\">Combined ratio<span class=\"ls0 ws0\"> <span class=\"_ _133\"> </span>: <span class=\"_ _18f\"> </span></span><span class=\"ws115\">Een maatstaf voor de <span class=\"_ _0\"></span>winstgevendheid in Niet<span class=\"ls0 ws0\">-L</span>even, de verhouding tus<span class=\"_ _0\"></span>sen de totale kosten van d<span class=\"_ _0\"></span>e verzekeraar en de<span class=\"_ _0\"></span> netto verdiende premies.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x12e h67 y1a08 ff24c fs46 fc14 sc0 lsf1 ws115\" style=\"z-index: 15;\">Dit zijn de totale la<span class=\"_ _0\"></span>sten van de verzekeraar <span class=\"_ _0\"></span>als percentage van de n<span class=\"_ _0\"></span>etto verdiende premies. Di<span class=\"_ _0\"></span>t is de som van de<span class=\"_ _0\"></span> schade<span class=\"ls0 ws0\">- </span>en de lastenratio.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 708px; height: 398px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 708px; height: 398px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOperatingSegmentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag475": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">Geldmiddelen en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">k<span class=\"_ _0\"></span>asequiv<span class=\"_ _3\"></span>a<span class=\"_ _1\"></span>lent<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h75 y1a10 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Geldmiddelen en kasequiva<span class=\"_ _0\"></span>lenten</div>\n<div class=\"t m0 x2c h75 y1a11 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn direct beschikbare <span class=\"_ _0\"></span>kasgelden</div>\n<div class=\"t m0 x2c h75 y1a12 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">en andere financi\u00eble <span class=\"_ _0\"></span>instrumenten</div>\n<div class=\"t m0 x2c h75 y1a13 ff252 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">met een looptijd van minder dan</div>\n<div class=\"t m0 x2c h75 y1a14 ff252 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">drie maanden, na de datum van</div>\n<div class=\"t m0 x2c h75 y1a15 ff252 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">verkrijging. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff250 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff250 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y1437 ff250 fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y1437 ff250 fs46 fce sc0 lsf1 ws115\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Geldmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y680 ff250 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 xdc h67 y680 ff250 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y685 ff250 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Vorderingen op banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 771px; z-index: 15;\">976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 771px; z-index: 15;\">1.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff250 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 756px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff254 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> geldmi<span class=\"_ _0\"></span>ddelen<span class=\"_ _0\"></span> en kaseq<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff254 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 741px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff254 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 704px; height: 257px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 704px; height: 257px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 704px; height: 257px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag468": {
   "value": "\n<div><br/></div>\n\n<div></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">Geldmiddelen en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">k<span class=\"_ _0\"></span>asequiv<span class=\"_ _3\"></span>a<span class=\"_ _1\"></span>lent<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h75 y1a10 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Geldmiddelen en kasequiva<span class=\"_ _0\"></span>lenten</div>\n<div class=\"t m0 x2c h75 y1a11 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn direct beschikbare <span class=\"_ _0\"></span>kasgelden</div>\n<div class=\"t m0 x2c h75 y1a12 ff252 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">en andere financi\u00eble <span class=\"_ _0\"></span>instrumenten</div>\n<div class=\"t m0 x2c h75 y1a13 ff252 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">met een looptijd van minder dan</div>\n<div class=\"t m0 x2c h75 y1a14 ff252 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">drie maanden, na de datum van</div>\n<div class=\"t m0 x2c h75 y1a15 ff252 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">verkrijging. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff250 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff250 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y1437 ff250 fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y1437 ff250 fs46 fce sc0 lsf1 ws115\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 h69 y694 ff253 fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Geldmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdc h67 y680 ff250 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 xdc h67 y680 ff250 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y685 ff250 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Vorderingen op banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 771px; z-index: 15;\">976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 771px; z-index: 15;\">1.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff250 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 668px; bottom: 756px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff250 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff254 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> geldmi<span class=\"_ _0\"></span>ddelen<span class=\"_ _0\"></span> en kaseq<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff254 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 741px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff254 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 704px; height: 257px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 704px; height: 257px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag478": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inanci\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">beleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De samenstelling van de fin<span class=\"_ _0\"></span>anci\u00eble</div>\n<div class=\"t m0 x2c h75 y1a11 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">beleggingen is als volgt<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 635px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tot einde loop<span class=\"_ _0\"></span>tijd aangehouden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Voor verkoop bes<span class=\"_ _0\"></span>chikbaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tegen re\u00eble waa<span class=\"_ _0\"></span>rde met waardeveranderingen in<span class=\"_ _0\"></span> de resultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Derivaten aangehoud<span class=\"_ _0\"></span>en voor <span class=\"ws116\">handelsdoeleinden<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x63 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h69 y683 ff25b fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Bijzondere waardeverminderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">op voor ver<span class=\"_ _0\"></span>koop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Totaal bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff25b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a26 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a27 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a28 ff257 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rkoop <span class=\"ws112\">b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>re financ<span class=\"_ _0\"></span>i\u00eble beleg<span class=\"_ _0\"></span>gingen v<span class=\"_ _0\"></span>an EUR 2.424 mi<span class=\"_ _0\"></span>ljoen van A<span class=\"_ _0\"></span>geas Franc<span class=\"_ _0\"></span>e werden </span></div>\n<div class=\"t m0 x1ef h64 y1a29 ff257 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22 geherclassi<span class=\"_ _1\"></span>ficeerd naar de<span class=\"_ _1\"></span> lijn \u2018activa aangehou<span class=\"_ _1\"></span>den voor verkoop\u2019<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1ef h7b y1a2a ff25c fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1a2b ff25c fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Bele<span class=\"_ _1\"></span>ggin<span class=\"_ _1\"></span>gen <span class=\"_ _1\"></span>tot<span class=\"_ _1\"></span> ei<span class=\"_ _1\"></span>nde <span class=\"_ _1\"></span>loopt<span class=\"_ _1\"></span>ijd <span class=\"_ _1\"></span>aa<span class=\"_ _1\"></span>ngehou<span class=\"_ _1\"></span>den<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 495px; z-index: 15;\"> </div>\n<div class=\"t m0 x346 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 495px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 495px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 495px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 ls0\"> </span></div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 450px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">aangehouden op <span class=\"_ _1\"></span>1 januari 2021</span> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 435px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 420px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 405px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 390px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2021</span> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 375px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- <span class=\"lsf6 ws11b\">e<span class=\"_ _1\"></span>n </span></span><span class=\"ws115\">verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 375px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 375px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 375px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 361px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 346px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 346px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y683 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 346px; z-index: 15;\">8</div>\n<div class=\"t m0 x59 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 346px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 331px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 316px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 316px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 316px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 301px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2022</span> </div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 286px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 286px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 286px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 257px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y691 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 242px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 242px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 242px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 242px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a31 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a32 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a33 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> overheidsobligati<span class=\"_ _1\"></span>es aangemer<span class=\"_ _1\"></span>kt als tot<span class=\"_ _1\"></span> einde loop<span class=\"_ _1\"></span>tijd aangehoud<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1ef h64 y1a34 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>is gebaseerd<span class=\"_ _1\"></span> op <span class=\"lsed ws112\">beurskoer<span class=\"_ _0\"></span>sen in acti<span class=\"_ _0\"></span>eve markte<span class=\"_ _0\"></span>n (niveau 1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 168px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 168px; height: 793px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 168px; height: 793px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 168px; height: 793px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De overheids<span class=\"_ _1\"></span>obligaties aa<span class=\"_ _1\"></span>ngemerkt als b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aange<span class=\"_ _1\"></span>houden naar<span class=\"_ _1\"></span> land van <span class=\"_ _1\"></span>uitgifte per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> zijn <span class=\"lsee ws13e\">als volgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 480px; bottom: 1065px; z-index: 15;\">Historische/geamortiseerde kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68b ff261 fs46 fce sc0 lsf1 ws118\" style=\"left: 741px; bottom: 1065px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff263 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Indiase overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1005px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1005px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 990px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 914px; z-index: 15;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 914px; z-index: 15;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 899px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 899px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 885px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 885px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y1a40 ff265 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1a41 ff265 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Voor verkoop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 790px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 775px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 761px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 761px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 761px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 775px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 761px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 790px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 775px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 761px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 775px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 761px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 685px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 685px; z-index: 15;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 685px; z-index: 15;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 685px; z-index: 15;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 685px; z-index: 15;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 685px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 685px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 656px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 656px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 656px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 641px; z-index: 15;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 641px; z-index: 15;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 581px; bottom: 641px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 641px; z-index: 15;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 641px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 641px; z-index: 15;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 596px; z-index: 15;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 596px; z-index: 15;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 581px; bottom: 596px; z-index: 15;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 596px; z-index: 15;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 596px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 596px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 567px; z-index: 15;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 567px; z-index: 15;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 567px; z-index: 15;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 567px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 567px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 567px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 521px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 507px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 492px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 492px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 492px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 507px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 492px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 521px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 507px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 492px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 507px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 492px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68b ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 432px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span><span class=\"ws118\">beleggingen in obligaties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b5 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 387px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 387px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 387px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 372px; z-index: 15;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 372px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 372px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 372px; z-index: 15;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 372px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 372px; z-index: 15;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 342px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 328px; z-index: 15;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 328px; z-index: 15;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 328px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 328px; z-index: 15;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 328px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 328px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 298px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 298px; z-index: 15;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 298px; z-index: 15;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 298px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 298px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 298px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 298px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a64 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a65 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1a66 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR <span class=\"lsed ws111\">1.979<span class=\"ls0 ws0\"> </span><span class=\"ws112\">miljoen van d<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">voor verkoop<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> beleggingen <span class=\"_ _1\"></span>is aangehouden<span class=\"_ _1\"></span> als onder<span class=\"_ _1\"></span>pand (<span class=\"ws113\">2021<span class=\"ls10c ws13f\">:<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> </span></span></span></span><span class=\"ws111\">2.032<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">miljoen).</span> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 240px; height: 20px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 240px; height: 866px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 240px; height: 866px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van Voor<span class=\"_ _1\"></span> verkoop besch<span class=\"_ _1\"></span>ikbare belegg<span class=\"_ _1\"></span>ingen is ge<span class=\"_ _1\"></span>baseerd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 1: genote<span class=\"_ _0\"></span>erde prijz<span class=\"_ _0\"></span>en in actiev<span class=\"_ _0\"></span>e markten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsef ws11d\">N<span class=\"_ _1\"></span>iveau 2: w<span class=\"_ _1\"></span>aarneembare <span class=\"lsed ws112\">marktgegev<span class=\"_ _0\"></span>ens in actiev<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 3: niet</span><span class=\"ff267\">-<span class=\"lsef ws11d\">waarneembare gege<span class=\"_ _1\"></span>vens (prijzen<span class=\"_ _1\"></span> van tege<span class=\"_ _1\"></span>npartijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 1018px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 1018px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 1018px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1018px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 987px; z-index: 15;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 987px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 987px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 972px; z-index: 15;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 972px; z-index: 15;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 972px; z-index: 15;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 972px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 943px; z-index: 15;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 943px; z-index: 15;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 943px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 943px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 928px; z-index: 15;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 928px; z-index: 15;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 928px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 928px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a6c ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a6d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 881px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 881px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 881px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 881px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 881px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 850px; z-index: 15;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 850px; z-index: 15;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 850px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 835px; z-index: 15;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 835px; z-index: 15;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 835px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 835px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 806px; z-index: 15;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 806px; z-index: 15;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 806px; z-index: 15;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 806px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 791px; z-index: 15;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 791px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 791px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1a75 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a76 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a77 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De veranderingen<span class=\"_ _1\"></span> in niveau 3<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringen z<span class=\"_ _0\"></span>ijn als v<span class=\"_ _0\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1a78 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 712px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 712px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff26c fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 667px; z-index: 15;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e8 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Einde <span class=\"ws115\">looptijd/aflossing of terugbetaling over d<span class=\"_ _0\"></span>e periode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 637px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 637px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Aankoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 622px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 622px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Opbrengst van verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 608px; z-index: 15;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 608px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Gerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 593px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Terugdraaien van waardeverminderinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 563px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 548px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Overboekingen tussen waarderingscategorie\u00ebn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 533px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff26c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 504px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 504px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a88 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a89 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a8a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Niveau 3<span class=\"ls0 ws0\">-</span>waar<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en voor priv<span class=\"_ _0\"></span>ate <span class=\"lsef ws11d\">equity en dur<span class=\"_ _1\"></span>fkapitaal maken<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1a8b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> re\u00eble waar<span class=\"_ _1\"></span>den die <span class=\"_ _1\"></span>worden bekendgem<span class=\"_ _1\"></span>aakt in <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x2c h64 y1a8c ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geauditeerde f<span class=\"_ _1\"></span>inancieel verslag va<span class=\"_ _1\"></span>n de relevante deel<span class=\"_ _1\"></span>nemingen. Nivea<span class=\"_ _1\"></span>u</div>\n<div class=\"t m0 x2c h64 y1a8d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsef ws11d\">wa<span class=\"_ _1\"></span>arderingen voo<span class=\"_ _1\"></span>r aandelen en<span class=\"_ _1\"></span> asset</span>-<span class=\"lsed ws11d\">backed secur<span class=\"_ _0\"></span>ities mak<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y1a8e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> de methode<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>disco<span class=\"lsed ws112\">nteerde kas<span class=\"_ _0\"></span>stromen.<span class=\"_ _0\"></span> Verwac<span class=\"_ _0\"></span>hte </span></div>\n<div class=\"t m0 x2c h64 y1a8f ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de oors<span class=\"_ _0\"></span>pronke<span class=\"_ _0\"></span>lijke</div>\n<div class=\"t m0 x2c h64 y1a90 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteria,<span class=\"_ _0\"></span> de kenme<span class=\"_ _0\"></span>rken van de le<span class=\"_ _0\"></span>ningnem<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 y1a91 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">value</span>-</span>ratio\u2019s, verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x2c h64 y1a92 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wac<span class=\"ws111\">hte </span></div>\n<div class=\"t m0 x2c h64 y1a93 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vooruit<span class=\"_ _0\"></span>betali<span class=\"_ _0\"></span>ngsnivea<span class=\"_ _0\"></span>us, enz. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e kasstrom<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y1a94 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedisconteerd <span class=\"_ _1\"></span>tegen voor<span class=\"_ _1\"></span> risico gec<span class=\"_ _1\"></span>orrigeerde ren<span class=\"_ _1\"></span>tes. Marktd<span class=\"_ _1\"></span>eelnemers</div>\n<div class=\"t m0 x2c h64 y1a95 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken vaak<span class=\"_ _1\"></span> gebruik van<span class=\"_ _1\"></span> dergelijke<span class=\"_ _1\"></span> gedisconteerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1a96 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstroomtechn<span class=\"_ _1\"></span>ieken om private<span class=\"_ _1\"></span> equity en durfkapi<span class=\"_ _1\"></span>taal te waarderen<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y1a97 ff267 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de waarderin<span class=\"_ _0\"></span>g van dez<span class=\"_ _0\"></span>e instr<span class=\"_ _0\"></span>umenten <span class=\"_ _0\"></span>maken wi<span class=\"_ _0\"></span>j evenee<span class=\"_ _0\"></span>ns tot op </span></span></div>\n<div class=\"t m0 x1d h64 y1a98 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekere ho<span class=\"_ _0\"></span>ogte gebru<span class=\"_ _0\"></span>ik van deze p<span class=\"_ _0\"></span>rijzen. D<span class=\"_ _0\"></span>eze technie<span class=\"_ _0\"></span>ken zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1a99 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderhevig aan<span class=\"_ _1\"></span> inherente beperkin<span class=\"_ _1\"></span>gen, zoals een scha<span class=\"_ _1\"></span>tting van de</div>\n<div class=\"t m0 x1d h64 y1a9a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepast<span class=\"_ _0\"></span>e voor risico<span class=\"_ _0\"></span> gecorrig<span class=\"_ _0\"></span>eerde disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet,<span class=\"_ _0\"></span> en verschi<span class=\"_ _0\"></span>llen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y1a9b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegevens en<span class=\"_ _1\"></span> veronders<span class=\"_ _1\"></span>tellingen zoude<span class=\"_ _1\"></span>n verschille<span class=\"_ _1\"></span>nde resulta<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1a9c ff267 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">oplever<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1a9d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1a9e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De niveau 3<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">posities zij<span class=\"_ _0\"></span>n met name gev<span class=\"_ _0\"></span>oelig vo<span class=\"_ _0\"></span>or een veran<span class=\"_ _0\"></span>dering in h<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x1d h64 y1a9f ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n, en</div>\n<div class=\"t m0 x1d h64 y1aa0 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dienovereen<span class=\"_ _1\"></span>komstig varieert hun<span class=\"_ _1\"></span> re\u00eble waarde in verhoud<span class=\"_ _1\"></span>ing tot de</div>\n<div class=\"t m0 x1d h64 y1aa1 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in deze kasstromen. De<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de waarde van</div>\n<div class=\"t m0 x1d h64 y1aa2 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze nivea<span class=\"_ _0\"></span>u 3<span class=\"ls0 ws0\">-</span>instrum<span class=\"_ _0\"></span>enten wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord i<span class=\"_ _0\"></span>n het overige</div>\n<div class=\"t m0 x1d h64 y1aa3 ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome. <span class=\"_ _0\"></span>Kwantit<span class=\"_ _0\"></span>atieve,<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">waarneembare inpu<span class=\"_ _1\"></span>ts</span><span class=\"ws112\">, welke </span></div>\n<div class=\"t m0 x1d h64 y1aa4 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gebrui<span class=\"_ _1\"></span>kt bij waardering<span class=\"_ _1\"></span>en tegen re\u00eble waarde<span class=\"_ _1\"></span>, worden niet door</div>\n<div class=\"t m0 x1d h64 y1aa5 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de entite<span class=\"_ _0\"></span>it ontwikk<span class=\"_ _0\"></span>eld.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 241px; height: 865px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 241px; height: 865px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 865px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 241px; height: 865px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 241px; height: 865px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff26d fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Overheidsoblig<span class=\"_ _1\"></span>aties naar land van<span class=\"_ _1\"></span> uitgifte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff26d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 1065px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y68f ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 1035px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 1065px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1050px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1050px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 945px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 871px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 871px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 856px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 856px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 842px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 842px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 842px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Luxemburgse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 827px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 827px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 827px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 812px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 812px; z-index: 15;\">2</div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 812px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Malta overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 797px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 797px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 782px; z-index: 15;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 782px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 767px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 767px; z-index: 15;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 722px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 707px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y69a ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 692px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 722px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 707px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 692px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 707px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 692px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 617px; z-index: 15;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 558px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 558px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 558px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 543px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 543px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 543px; z-index: 15;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 528px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 528px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 528px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 513px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 513px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 513px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 498px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 498px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Tsjechische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 469px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 469px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 469px; z-index: 15;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Verenigde Staten van Ame<span class=\"_ _0\"></span>rika: overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x12c h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 439px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 439px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 439px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 424px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 424px; z-index: 15;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 424px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 413px; height: 693px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 413px; height: 693px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel to<span class=\"_ _1\"></span>ont de ne<span class=\"_ _1\"></span>tto ongereali<span class=\"_ _1\"></span>seerde winsten<span class=\"_ _1\"></span> en verliezen<span class=\"_ _1\"></span> op Voor <span class=\"_ _1\"></span>verkoop besch<span class=\"_ _1\"></span>ikbare belegging<span class=\"_ _1\"></span>en opgenom<span class=\"_ _1\"></span>en in he<span class=\"ws11e\">t eige<span class=\"_ _1\"></span>n vermogen. </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen in<span class=\"_ _1\"></span> aandelen en overige<span class=\"_ _1\"></span> beleggingen zijn inc<span class=\"_ _1\"></span>lusief private<span class=\"_ _1\"></span> equity en <span class=\"ws113\">durfkap<span class=\"_ _1\"></span>itaal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 974px; z-index: 15;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Shadow <span class=\"lsf3 ws120\">acc<span class=\"_ _1\"></span>ounti<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 959px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 945px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 945px; z-index: 15;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 930px; z-index: 15;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 884px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 884px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in aandelen e<span class=\"_ _0\"></span>n overige beleggingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 854px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 854px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 824px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 809px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 809px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 795px; z-index: 15;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 780px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 765px; z-index: 15;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 765px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ad7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad8 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad9 ff272 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">wijzigingen<span class=\"_ _1\"></span> in de bijzondere<span class=\"_ _1\"></span> waardeverminderin<span class=\"_ _1\"></span>gen op voor verko<span class=\"_ _1\"></span>op beschikbare bel<span class=\"_ _1\"></span>eggingen zijn.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1ada ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 686px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 723px; bottom: 686px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff274 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 656px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 656px; z-index: 15;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 641px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 634px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 626px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 611px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 611px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 596px; z-index: 15;\">Vrijgeven van bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 581px; z-index: 15;\">Terugname bij de <span class=\"ws116\">verkoop/de<span class=\"_ _0\"></span>sinvestering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 581px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 581px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y688 ff274 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 552px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 552px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 552px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1add ff276 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ade ff276 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Beleggingen teg<span class=\"_ _1\"></span>en re\u00eble <span class=\"_ _1\"></span>waarde met <span class=\"_ _1\"></span>waardeveranderingen i<span class=\"_ _1\"></span>n de <span class=\"_ _1\"></span>resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 457px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 457px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 412px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 412px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 382px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 382px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 353px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 353px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 338px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 338px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 323px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 323px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 323px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff274 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met <span class=\"_ _0\"></span><span class=\"lsf1 ws115\">waardeveranderingen in de res<span class=\"_ _0\"></span>ultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 308px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 308px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1aea ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aeb ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aec ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen tegen r<span class=\"_ _1\"></span>e\u00eble waarde met waar<span class=\"_ _1\"></span>deveranderinge<span class=\"_ _1\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y1aed ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening betre<span class=\"_ _1\"></span>ffen voornameli<span class=\"_ _1\"></span>jk belegging<span class=\"_ _1\"></span>en in ver<span class=\"_ _1\"></span>band met</div>\n<div class=\"t m0 x2c h64 y1aee ff272 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws11d\">verzeke<span class=\"_ _0\"></span>ringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen wa<span class=\"_ _0\"></span>arvan d<span class=\"_ _0\"></span>e kasstr<span class=\"_ _0\"></span>omen cont<span class=\"_ _0\"></span>ractu<span class=\"_ _0\"></span>eel of </span></div>\n<div class=\"t m0 x2c h64 y1aef ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoofd<span class=\"_ _0\"></span>e van discret<span class=\"_ _0\"></span>ionaire w<span class=\"_ _0\"></span>instdel<span class=\"_ _0\"></span>ing zijn gek<span class=\"_ _0\"></span>oppeld aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1af0 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n deze activ<span class=\"_ _0\"></span>a en waar in de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ng daarvan</div>\n<div class=\"t m0 x2c h64 y1af1 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mede reken<span class=\"_ _1\"></span>ing wordt geho<span class=\"_ _1\"></span>uden met act<span class=\"_ _1\"></span>uele informa<span class=\"_ _1\"></span>tie. Hierdoor<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 y1af2 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de kans aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> verklein<span class=\"_ _0\"></span>d dat er in de vers<span class=\"_ _0\"></span>laglegg<span class=\"_ _0\"></span>ing een 'mi<span class=\"_ _0\"></span>smatch'</div>\n<div class=\"t m0 x2c h64 y1af3 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">optreedt<span class=\"_ _0\"></span> door het op ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde grond<span class=\"_ _0\"></span>slagen ber<span class=\"_ _0\"></span>ekenen van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y1af4 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen en d<span class=\"_ _0\"></span>e daarme<span class=\"_ _0\"></span>e samenha<span class=\"_ _0\"></span>ngende wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af5 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1af6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overige belegg<span class=\"_ _1\"></span>ingen, gewaardeerd<span class=\"_ _1\"></span> t<span class=\"ws11d\">egen re\u00eble<span class=\"_ _1\"></span> waarde me<span class=\"_ _1\"></span>t verwerking </span></div>\n<div class=\"t m0 x1d h64 y1af7 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van waardeve<span class=\"_ _1\"></span>randeringen in<span class=\"_ _1\"></span> winst of<span class=\"_ _1\"></span> verlies, z<span class=\"_ _1\"></span>ijn gerelate<span class=\"_ _1\"></span>erd aan</div>\n<div class=\"t m0 x1d h64 y1af8 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>in het va<span class=\"_ _1\"></span>stgoedfonds.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af9 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1afa ff272 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De nomi<span class=\"_ _0\"></span>nale waa<span class=\"_ _0\"></span>rde van s<span class=\"_ _0\"></span>chuldeff<span class=\"_ _0\"></span>ecten t<span class=\"_ _0\"></span>egen re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e met</div>\n<div class=\"t m0 x1d h64 y1afb ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening bedro<span class=\"_ _1\"></span>eg op 31<span class=\"_ _1\"></span> december</div>\n<div class=\"t m0 x1d h64 y1afc ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2022 EUR 13<span class=\"_ _0\"></span>9 miljoen (<span class=\"_ _0\"></span>31 decemb<span class=\"_ _0\"></span>er 2021: EUR<span class=\"ls0 ws0\"> </span>133 m<span class=\"_ _0\"></span>iljoen).</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 124px; height: 390px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 124px; height: 982px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 124px; height: 982px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 124px; height: 982px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 124px; height: 982px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van bele<span class=\"_ _1\"></span>ggingen tegen <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekening<span class=\"_ _1\"></span> is gebasee<span class=\"_ _1\"></span>rd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 1</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws11d\">genoteerde p<span class=\"_ _0\"></span>rijzen<span class=\"_ _0\"></span> in actiev<span class=\"_ _0\"></span>e ma<span class=\"lsef ws113\">rkten;<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 2</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws112\">waarneembar<span class=\"_ _0\"></span>e marktge<span class=\"_ _0\"></span>gevens<span class=\"_ _0\"></span> in actieve m<span class=\"_ _0\"></span>arkten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 3</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span>: <span class=\"_ _dd\"> </span><span class=\"lsed ws111\">niet</span>-<span class=\"lsef ws11e\">waarne<span class=\"_ _1\"></span>embare gegevens (pr<span class=\"_ _1\"></span>ijzen van tegenpar<span class=\"_ _1\"></span>tijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waarderinge<span class=\"_ _1\"></span>n per ja<span class=\"_ _1\"></span>areinde zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 986px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">waardeveranderingen in de <span class=\"ws116\">resultatenrekening</span></span> </div>\n<div class=\"t m0 x72 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b0e ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b0f ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 820px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waardeveranderingen in de resultatenrekening</span> </div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 306px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1b19 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b1a ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b1c ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Voor handelsdoeleinden aangehou<span class=\"_ _1\"></span>den derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b1d ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden der<span class=\"_ _1\"></span>ivaten worden <span class=\"_ _1\"></span>gebaseerd o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x2c h64 y1b1e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niveau 2<span class=\"_ _1\"></span> (waarneembare<span class=\"_ _1\"></span> marktgegevens <span class=\"_ _1\"></span>in actieve<span class=\"_ _1\"></span> markten). Z<span class=\"_ _1\"></span>ie ook</div>\n<div class=\"t m0 x2c h64 y1b1f ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 27<span class=\"_ _1\"></span> Derivaten voor nade<span class=\"_ _1\"></span>re details. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 564px; height: 88px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1b20 ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b21 ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Securities lending<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b22 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>enleenov<span class=\"_ _0\"></span>ereen<span class=\"_ _0\"></span>komsten h<span class=\"_ _0\"></span>ebben we <span class=\"lsef ws113\">derden </span></div>\n<div class=\"t m0 x2c h64 y1b23 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemachtigd <span class=\"_ _1\"></span>om bepaalde e<span class=\"_ _1\"></span>ffecten geduren<span class=\"_ _1\"></span>de een be<span class=\"_ _1\"></span>perkte periode<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x2c h64 y1b24 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiken, <span class=\"_ _1\"></span>waarna zij<span class=\"_ _1\"></span> de effecten<span class=\"_ _1\"></span> aan ons <span class=\"_ _1\"></span>retourneren. Ge<span class=\"_ _1\"></span>durende die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1b25 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijd blijv<span class=\"_ _0\"></span>en we inkoms<span class=\"_ _0\"></span>ten gene<span class=\"_ _0\"></span>reren uit dez<span class=\"_ _0\"></span>e effect<span class=\"_ _0\"></span>en. De effect<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y1b26 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelden even<span class=\"_ _1\"></span>eens als onde<span class=\"_ _1\"></span>rpand onder<span class=\"_ _1\"></span> de vorm v<span class=\"_ _1\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">\u201candere eff<span class=\"_ _0\"></span>ecten </span></span></div>\n<div class=\"t m0 x2c h64 y1b27 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een dekk<span class=\"_ _0\"></span>ingsgra<span class=\"_ _0\"></span>ad van minim<span class=\"_ _0\"></span>aal 105%<span class=\"_ _0\"></span>\u201d. Aan het ei<span class=\"_ _0\"></span>nde van het ja<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x2c h64 y1b28 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hadden derge<span class=\"_ _1\"></span>lijke overeenk<span class=\"_ _1\"></span>omsten betrekking<span class=\"_ _1\"></span> op een<span class=\"_ _1\"></span> bedrag van<span class=\"_ _1\"></span> EUR</div>\n<div class=\"t m0 x2c h64 y1b29 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">691 miljoen<span class=\"_ _1\"></span> (EUR 738<span class=\"_ _1\"></span> miljoen vori<span class=\"_ _1\"></span>g jaar).<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1b1c ff27e fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Belangen in <span class=\"ls10d ws141\">niet<span class=\"ls0 ws0\">-</span>geconsolideerd<span class=\"_ _1\"></span>e gestructureerde <span class=\"_ _1\"></span></span></div>\n<div class=\"t m0 x1d h7b y1b2a ff27e fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">entite<span class=\"ls10d ws141\">iten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1b2b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance, een d<span class=\"_ _1\"></span>ochtermaatschappij<span class=\"_ _1\"></span> van Ageas Groep, houd<span class=\"_ _1\"></span>t notes</div>\n<div class=\"t m0 x1d h64 y1b2c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die een bel<span class=\"_ _0\"></span>ang verteg<span class=\"_ _0\"></span>enwoord<span class=\"_ _0\"></span>igen (via de o<span class=\"_ _0\"></span>ntvangst<span class=\"_ _0\"></span> van afloss<span class=\"_ _0\"></span>ingen en</div>\n<div class=\"t m0 x1d h64 y1b2d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente) in ee<span class=\"_ _0\"></span>n gestruct<span class=\"_ _0\"></span>ureerd<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die niet wor<span class=\"_ _0\"></span>dt gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>d.</div>\n<div class=\"t m0 x1d h64 y1b2e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gestruct<span class=\"_ _1\"></span>ureerde entite<span class=\"_ _1\"></span>iten belegge<span class=\"_ _1\"></span>n in <span class=\"ws113\">hypotheek<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>en </span></div>\n<div class=\"t m0 x1d h64 y1b2f ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en en gene<span class=\"_ _1\"></span>reren middel<span class=\"_ _1\"></span>en via de<span class=\"_ _1\"></span> uitgifte va<span class=\"_ _1\"></span>n notes of</div>\n<div class=\"t m0 x1d h64 y1b30 ff278 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">units.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b31 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b32 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gest<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>eerde notes<span class=\"_ _0\"></span> en units wo<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in Voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1b33 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span>\u2019. Behoudens<span class=\"_ _0\"></span> de notes en uni<span class=\"_ _0\"></span>ts heeft</div>\n<div class=\"t m0 x1d h64 y1b34 ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance geen<span class=\"_ _1\"></span> andere belangen in<span class=\"_ _1\"></span> deze gestructureerde<span class=\"_ _1\"></span> entiteiten.</div>\n<div class=\"t m0 x1d h64 y1b35 ff278 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iesbloot<span class=\"_ _0\"></span>stell<span class=\"_ _0\"></span>ing van A<span class=\"_ _0\"></span>G Insura<span class=\"_ _0\"></span>nce is be<span class=\"_ _0\"></span>perkt tot<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 y1b36 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekwaarde v<span class=\"_ _1\"></span>an de aang<span class=\"_ _1\"></span>ehouden note<span class=\"_ _1\"></span>s of units<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b37 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b38 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van het<span class=\"_ _0\"></span> belang va<span class=\"_ _0\"></span>n AG Insura<span class=\"_ _0\"></span>nce in het Fon<span class=\"_ _0\"></span>ds van</div>\n<div class=\"t m0 x1d h64 y1b39 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypothe<span class=\"_ _0\"></span>eklenin<span class=\"_ _0\"></span>gen bedraa<span class=\"_ _0\"></span>gt EUR 319<span class=\"_ _0\"></span> miljoen per 31 de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1d h64 y1b3a ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(EUR 410 <span class=\"_ _1\"></span>miljoen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2021). <span class=\"_ _1\"></span>De boekwaarde<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y1b3b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belang van AG Insu<span class=\"_ _1\"></span>rance in door Huuropbr<span class=\"_ _1\"></span>engsten gedekte<span class=\"_ _1\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b3c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedraagt<span class=\"_ _0\"></span> EUR 28 miljo<span class=\"_ _0\"></span>en per 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>22 (EUR 35 mil<span class=\"_ _0\"></span>joen per 31</div>\n<div class=\"t m0 x1d h64 y1b3d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Decembe<span class=\"_ _0\"></span>r 2021). D<span class=\"_ _0\"></span>e boekwa<span class=\"_ _0\"></span>arde van het b<span class=\"_ _0\"></span>elang van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e in</div>\n<div class=\"t m0 x1d h64 y1b3e ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Privat<span class=\"_ _0\"></span>e Equity bed<span class=\"_ _0\"></span>raagt EUR 1<span class=\"_ _0\"></span>73 miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 (EU<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x1d h64 y1b3f ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">27 miljoe<span class=\"_ _0\"></span>n per 31 decem<span class=\"_ _0\"></span>ber 2021).</div>\n<div class=\"t m0 x36c hb7 y72d ff27b fs70 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b40 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b41 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Fonds <span class=\"_ _1\"></span>van hypothee<span class=\"_ _1\"></span>kleningen i<span class=\"_ _1\"></span>s volledig <span class=\"_ _1\"></span>eigendom van<span class=\"_ _1\"></span> AG</div>\n<div class=\"t m0 x1d h64 y1b42 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance e<span class=\"_ _1\"></span>n de totale<span class=\"_ _1\"></span> activa van<span class=\"_ _1\"></span> de door <span class=\"_ _1\"></span>Huuropbrengsten <span class=\"_ _1\"></span>gedekte</div>\n<div class=\"t m0 x1d h64 y1b43 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen<span class=\"_ _1\"></span> bedraagt EUR<span class=\"_ _1\"></span> 196 miljoe<span class=\"_ _1\"></span>n per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> (EUR</div>\n<div class=\"t m0 x1d h64 y1b44 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">339 miljoen<span class=\"_ _1\"></span> per 31 d<span class=\"_ _1\"></span>ecember 2021<span class=\"lsed ws111\">).</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 461px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 466px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 185px; height: 921px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 185px; height: 921px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 185px; height: 921px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>a<span class=\"_ _1\"></span>st<span class=\"_ _0\"></span>goedbeleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff282 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">Belegg<span class=\"ls102 ws133\">ingen in vastgoed hebben </span></div>\n<div class=\"t m0 x2c h75 y1a11 ff282 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">met name betrekking op kantoren</div>\n<div class=\"t m0 x2c h75 y1a12 ff282 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">en winkelpanden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b47 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b48 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y1437 ff27f fs46 fce sc0 lsf1 ws115\" style=\"left: 622px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y1437 ff27f fs46 fce sc0 lsf1 ws115\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y694 ff283 fs46 fc14 sc0 ls0 ws0\" style=\"left: 696px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y694 ff283 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 673px; bottom: 786px; z-index: 15;\">3.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 786px; z-index: 15;\">3.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 771px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 771px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff281 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Totaal vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y69a ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 756px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 756px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1b49 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b4a ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff27f fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 709px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff27f fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 709px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y69a ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y69a ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff281 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 679px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 679px; z-index: 15;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 679px; z-index: 15;\">3.661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 664px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y683 ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x44 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 649px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 649px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Toevoegingen/aankopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 634px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 634px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Verbeteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 619px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 604px; z-index: 15;\">Verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 678px; bottom: 604px; z-index: 15;\">(350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 604px; z-index: 15;\">(100)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 590px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 590px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 590px; z-index: 15;\">(43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff281 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 575px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 <span class=\"lsf1 ws116\">december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 575px; z-index: 15;\">3.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 575px; z-index: 15;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68f ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68f ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y67e ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y67e ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6be ff281 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 530px; z-index: 15;\">Cumulatieve afschrijvingen<span class=\"ls0 ws0\"> <span class=\"lsf3 ws119\">per 1 jan<span class=\"_ _1\"></span>uari</span> </span></div>\n<div class=\"t m0 x2e h69 y6be ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 530px; z-index: 15;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6be ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 530px; z-index: 15;\">(770)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 515px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 515px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y67e ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 500px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 500px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 500px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 486px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 486px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 486px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 471px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 471px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 471px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff281 fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 456px; z-index: 15;\">Cumul<span class=\"_ _1\"></span>atie<span class=\"_ _1\"></span>ve <span class=\"ls134 ws170\">af<span class=\"_ _1\"></span>schrijvingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">per 31 december</span> </span></span></div>\n<div class=\"t m0 x2e h69 y685 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 456px; z-index: 15;\">(805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 456px; z-index: 15;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y683 ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff281 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 426px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 426px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 782px; bottom: 426px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 411px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 411px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y68d ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 397px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y68b ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 397px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 397px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff281 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 382px; z-index: 15;\">Cumulatieve bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span>per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68d ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 382px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68d ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 782px; bottom: 382px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff281 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 352px; z-index: 15;\">Netto vastgoedbeleggingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">per 31 december</span> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 352px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 352px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1b5e ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b5f ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1ef h64 y1b60 ff27f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Per 31 dece<span class=\"_ _0\"></span>mber 2022 e<span class=\"_ _0\"></span>n 31 decemb<span class=\"_ _0\"></span>er 2021 was er g<span class=\"_ _0\"></span>een onroe<span class=\"_ _0\"></span>rend als zek<span class=\"_ _0\"></span>erheid g<span class=\"_ _0\"></span>esteld (z<span class=\"_ _0\"></span>ie ook</div>\n<div class=\"t m0 x1ef h64 y1b61 ff27f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>21 Leningen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 279px; height: 30px; width: 481px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 278px; height: 683px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Jaarlijkse waar<span class=\"_ _1\"></span>deringsbepali<span class=\"_ _1\"></span>ngen, waarbij de ona<span class=\"_ _1\"></span>fhankelijke tax<span class=\"lsee ws112\">aties </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">elke drie jaar ve<span class=\"_ _1\"></span>randeren, behel<span class=\"_ _1\"></span>zen bijna alle vastgo<span class=\"_ _1\"></span>edbeleggingen.</div>\n<div class=\"t m0 x2c h64 y8a7 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Re\u00eble waa<span class=\"_ _0\"></span>rden (niv<span class=\"_ _0\"></span>eau 3) zijn ge<span class=\"_ _0\"></span>baseerd op n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">observeerbare<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktgegevens<span class=\"_ _1\"></span> en/of verdis<span class=\"_ _1\"></span>conteerde ka<span class=\"_ _1\"></span>sstromen. Verw<span class=\"_ _1\"></span>achte</div>\n<div class=\"t m0 x2c h64 y8a9 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen uit vas<span class=\"_ _0\"></span>tgoed houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x2c h64 y8aa ff286 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groeiper<span class=\"ws11e\">cen<span class=\"_ _1\"></span>tages van huurinkom<span class=\"_ _1\"></span>sten, periodes van leeg<span class=\"_ _1\"></span>stand, </span></div>\n<div class=\"t m0 x2c h64 y8ab ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezettingsgraa<span class=\"_ _1\"></span>d en lease<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">incentiv<span class=\"_ _0\"></span>es zoals h<span class=\"_ _0\"></span>uurvrij<span class=\"_ _0\"></span>e perioden e<span class=\"_ _0\"></span>n andere </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die niet<span class=\"_ _1\"></span> worden betaald door<span class=\"_ _1\"></span> huurders. De verwach<span class=\"_ _1\"></span>te netto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y116a ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen worden<span class=\"_ _1\"></span> verdisconteer<span class=\"_ _1\"></span>d aan de hand van op r<span class=\"_ _1\"></span>isico</div>\n<div class=\"t m0 x1d h64 y116b ff286 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangepast<span class=\"lsed ws112\">e disconteri<span class=\"_ _0\"></span>ngsvoet. O<span class=\"_ _0\"></span>m de discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet te bep<span class=\"_ _0\"></span>alen, </span></div>\n<div class=\"t m0 x1d h64 y116c ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt met ee<span class=\"_ _0\"></span>n aantal fact<span class=\"_ _0\"></span>oren rek<span class=\"_ _0\"></span>ening ge<span class=\"_ _0\"></span>houden,<span class=\"_ _0\"></span> zoals de kwal<span class=\"_ _0\"></span>iteit van</div>\n<div class=\"t m0 x1d h64 y116d ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het gebo<span class=\"_ _0\"></span>uw en zij<span class=\"_ _0\"></span>n locat<span class=\"_ _0\"></span>ie (topl<span class=\"_ _0\"></span>ocatie vs<span class=\"_ _0\"></span>. secun<span class=\"_ _0\"></span>daire loc<span class=\"_ _0\"></span>atie),</div>\n<div class=\"t m0 x1d h64 y116e ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietkwali<span class=\"_ _1\"></span>teit van d<span class=\"_ _1\"></span>e huurder en<span class=\"_ _1\"></span> huurvoorwaar<span class=\"_ _1\"></span>den. Voor</div>\n<div class=\"t m0 x1d h64 y116f ff286 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwik<span class=\"lsef ws11d\">k<span class=\"_ _0\"></span>elingsvast<span class=\"_ _1\"></span>goed (dus <span class=\"_ _1\"></span>in opbouw) w<span class=\"_ _1\"></span>ordt de re\u00eble<span class=\"_ _1\"></span> waarde be<span class=\"_ _1\"></span>paald </span></div>\n<div class=\"t m0 x1d h64 y1170 ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de kost<span class=\"_ _0\"></span>prijs t<span class=\"_ _0\"></span>ot het va<span class=\"_ _0\"></span>stgoe<span class=\"_ _0\"></span>d in gebru<span class=\"_ _0\"></span>ik is gen<span class=\"_ _0\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b6c ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b6d ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x9a h67 y68b ff286 fs46 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 939px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff286 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 939px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68b ff286 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 939px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 909px; z-index: 15;\">Re\u00eble waarden gebaseerd op marktinformatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 909px; z-index: 15;\">579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 909px; z-index: 15;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 894px; z-index: 15;\">Re\u00eble <span class=\"ws118\">waarden gebaseerd op onafhankelijke waardering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 894px; z-index: 15;\">3.627<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 894px; z-index: 15;\">3.823<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff288 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 879px; z-index: 15;\">Totaal re\u00eble waarde van<span class=\"_ _0\"></span> vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 879px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 879px; z-index: 15;\">4.306<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Totale boekwaarde (inclusief lea<span class=\"_ _0\"></span>severplichting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 864px; z-index: 15;\">2.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 864px; z-index: 15;\">3.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff288 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 849px; z-index: 15;\">Bruto o<span class=\"_ _0\"></span>ngerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winste<span class=\"_ _0\"></span>n en ver<span class=\"_ _0\"></span>liezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 849px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 849px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 834px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"_ _0\"></span> polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y685 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 834px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 819px; z-index: 15;\">(343)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 819px; z-index: 15;\">(342)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff288 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 805px; z-index: 15;\">Netto ongerealiseerd(e) winst/verlies (niet opgen<span class=\"_ _0\"></span>omen in eigen vermogen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 805px; z-index: 15;\">894<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 805px; z-index: 15;\">867<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b75 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b76 ff286 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed verhuu<span class=\"_ _1\"></span>rd op basis van operat<span class=\"_ _1\"></span>ionele lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b77 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b78 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t bepaalde<span class=\"_ _1\"></span> activa (voorn<span class=\"_ _1\"></span>amelijk vas<span class=\"_ _1\"></span>tgoed voor be<span class=\"_ _1\"></span>leggingsdoelei<span class=\"_ _1\"></span>nden) aan e<span class=\"_ _1\"></span>xterne par<span class=\"_ _1\"></span>tijen op basis <span class=\"_ _1\"></span>van operat<span class=\"_ _1\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y1b79 ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">leaseov<span class=\"_ _0\"></span>ereenko<span class=\"_ _0\"></span>msten. D<span class=\"_ _0\"></span>e toeko<span class=\"_ _0\"></span>mstige m<span class=\"_ _0\"></span>inimale l<span class=\"_ _0\"></span>easete<span class=\"_ _0\"></span>rmijnen i<span class=\"_ _0\"></span>nzake n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">opzegbare overe<span class=\"_ _1\"></span>enkomsten b<span class=\"_ _1\"></span>edragen per<span class=\"_ _1\"></span> 31 december:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1b7a ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff286 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff286 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 679px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff286 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 679px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff289 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff289 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff286 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Tot 3 <span class=\"lsf1 ws116\">maanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y688 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 648px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 648px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 633px; z-index: 15;\">3 maanden tot 1 jaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 633px; z-index: 15;\">156<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 633px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 619px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 619px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 619px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 604px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 604px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 604px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 589px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 589px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 589px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 574px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 574px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 559px; z-index: 15;\">635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 559px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff288 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal niet verdisconteerde te ontvangen leasebetal<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 544px; z-index: 15;\">1.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b81 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b82 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b83 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een bedra<span class=\"_ _0\"></span>g van EUR 97<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">milj<span class=\"_ _0\"></span>oen in 2<span class=\"_ _0\"></span>022 van de t<span class=\"_ _0\"></span>otale <span class=\"_ _0\"></span>minimum<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gen te o<span class=\"_ _0\"></span>ntvange<span class=\"_ _0\"></span>n via niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">opzegbare<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>sten houdt verband met </span></span></span></div>\n<div class=\"t m0 x2c h64 y1b84 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terreinen, <span class=\"_ _1\"></span>gebouwen en u<span class=\"_ _1\"></span>itrusting (<span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">66 miljoen). De rest h<span class=\"_ _0\"></span>eeft betrek<span class=\"_ _0\"></span>king op vast<span class=\"_ _0\"></span>goedbe<span class=\"_ _0\"></span>leggin<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>\u00eble w<span class=\"_ _0\"></span>a<span class=\"_ _1\"></span>arde v<span class=\"_ _0\"></span>an Financi\u00eble</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">activ<span class=\"_ _0\"></span>a en fina<span class=\"_ _1\"></span>nci\u00eble pa<span class=\"_ _1\"></span>ssiva</div>\n<div class=\"t m0 x2c hbf y1d02 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">In de volgende tabel w<span class=\"_ _0\"></span>ordt de re\u00eble</div>\n<div class=\"t m0 x2c hbf y1d03 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">waarde weergegeven van de</div>\n<div class=\"t m0 x2c hbf y1d04 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">financi\u00eble activa en pass<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x2c hbf y1f76 ff364 fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">gewaardeerd aan geamortiseerde</div>\n<div class=\"t m0 x2c hbf y1f77 ff364 fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">kostprijs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f78 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f79 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 hbb y6e3 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y6e3 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 584px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 hbb y6e3 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 494px; bottom: 802px; z-index: 15;\">Niveau<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 540px; bottom: 802px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 hbb y685 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 603px; bottom: 802px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 677px; bottom: 802px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 hbb y685 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 739px; bottom: 802px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff362 fs72 fce sc0 ls145 ws186\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68f ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbc y68f ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 589px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 658px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff366 fs72 fce sc0 ls0 ws0\" style=\"left: 728px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff366 fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6e8 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 771px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 771px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 771px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 771px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 771px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y209f ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 759px; z-index: 15;\">Tot einde looptijd gehouden financi\u00eble</div>\n<div class=\"t m0 x162 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 747px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y1437 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 747px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 747px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 747px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 747px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 747px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 732px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6e8 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 732px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 563px; bottom: 732px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 732px; z-index: 15;\">13.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 700px; bottom: 732px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 766px; bottom: 732px; z-index: 15;\">15.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 717px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y688 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 717px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 717px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 717px; z-index: 15;\">1.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 717px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 717px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff365 fs72 fce sc0 ls146 ws188\" style=\"left: 325px; bottom: 702px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ws187\">f<span class=\"_ _1\"></span>inan<span class=\"_ _1\"></span>ci\u00eble a<span class=\"_ _1\"></span>ctiva<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 hbc y680 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 563px; bottom: 702px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 630px; bottom: 702px; z-index: 15;\">22.755<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 700px; bottom: 702px; z-index: 15;\">22.929<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 766px; bottom: 702px; z-index: 15;\">26.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 325px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 589px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 658px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y694 ff365 fs72 fc1b sc0 ls0 ws0\" style=\"left: 728px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y694 ff365 fs72 fc1b sc0 ls0 ws0\" style=\"left: 794px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff362 fs72 fce sc0 ls145 ws186\" style=\"left: 325px; bottom: 673px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 589px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 658px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y688 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 728px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y688 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 658px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y69a ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 658px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 658px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 658px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 658px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 658px; z-index: 15;\">2.757<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 643px; z-index: 15;\">Schulden exclusief leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6c4 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 643px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 643px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 643px; z-index: 15;\">3.177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 643px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 643px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff365 fs72 fce sc0 ls148 ws0\" style=\"left: 325px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x275 hbc y68b ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 568px; bottom: 628px; z-index: 15;\">5.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 635px; bottom: 628px; z-index: 15;\">5.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 705px; bottom: 628px; z-index: 15;\">5.804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 771px; bottom: 628px; z-index: 15;\">5.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20a8 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20a9 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20aa ff362 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De <span class=\"ls142 ws18b\">berekeni<span class=\"_ _0\"></span>ng van de<span class=\"_ _0\"></span> re\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en die ni<span class=\"_ _0\"></span>et actief<span class=\"_ _0\"></span> worden <span class=\"_ _0\"></span>verhan<span class=\"_ _0\"></span>deld </span></div>\n<div class=\"t m0 x1ef hb8 y20ab ff362 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">op financ<span class=\"_ _0\"></span>i\u00eble markt<span class=\"_ _0\"></span>en, kan als v<span class=\"_ _0\"></span>olgt word<span class=\"_ _0\"></span>en sameng<span class=\"_ _0\"></span>evat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20ac ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls150 ws196\" style=\"left: 325px; bottom: 534px; z-index: 15;\">Type in<span class=\"_ _1\"></span>strum<span class=\"_ _1\"></span>ent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 433px; bottom: 534px; z-index: 15;\">Producten Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 543px; bottom: 534px; z-index: 15;\">Re\u00eble waarde berekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 506px; z-index: 15;\">Instrumenten zonder</div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 494px; z-index: 15;\">vast einde <span class=\"ls144 ws184\">looptijd<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 433px; bottom: 506px; z-index: 15;\">Zichtrekeningen,</div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 494px; z-index: 15;\">spaarrekeningen enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 543px; bottom: 506px; z-index: 15;\">Nominale waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 467px; z-index: 15;\">Instrumenten zonder</div>\n<div class=\"t m0 x38 hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"z-index: 15;\">optionele kenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 467px; z-index: 15;\">Gewone leningen,</div>\n<div class=\"t m0 xab hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">deposito's enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 467px; z-index: 15;\">Methode van de gedisconteerde<span class=\"_ _0\"></span> kasstromen; de gebruik<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x61 hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">rentecurve voor de dis<span class=\"_ _0\"></span>contering is de swapcurve plu<span class=\"_ _0\"></span>s <span class=\"ws185\">spread </span></div>\n<div class=\"t m0 x61 hbb y20b5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">(activa) of de swapcurv<span class=\"_ _0\"></span>e min spread (verplichtingen);<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x61 hbb y20b6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">spread is gebaseerd op de<span class=\"_ _0\"></span> commerci\u00eble marge berekend <span class=\"_ _0\"></span>op</div>\n<div class=\"t m0 x61 hbb y20b7 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">basis van het gemiddel<span class=\"_ _0\"></span>de aan nieuwe polissen <span class=\"_ _0\"></span>tijdens de</div>\n<div class=\"t m0 x162 hbb y68d ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 407px; z-index: 15;\">laatste drie maanden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 380px; z-index: 15;\">Instrumenten met</div>\n<div class=\"t m0 x38 hbb y20bc ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">optiekenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 380px; z-index: 15;\">Hypotheekleningen en</div>\n<div class=\"t m0 xab hbb y20bc ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">overige instrumenten</div>\n<div class=\"t m0 xab hbb y20bd ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">met optionele kenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 380px; z-index: 15;\">Het product wordt gesplit<span class=\"_ _0\"></span>st en de lineaire co<span class=\"_ _0\"></span>mponent (zonder</div>\n<div class=\"t m0 x61 hbb y20bc ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">optiekenmerk) wordt gewaarde<span class=\"_ _0\"></span>erd met behulp van d<span class=\"_ _0\"></span>e methode</div>\n<div class=\"t m0 x61 hbb y20bd ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">van de gedisconteerde ka<span class=\"_ _0\"></span>sstromen en de optiecomponen<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 543px; bottom: 344px; z-index: 15;\">wordt gewaardeerd op basis van een opt<span class=\"ws185\">iewaarderingsmodel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 317px; z-index: 15;\">Achtergestelde obligaties</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 305px; z-index: 15;\">of vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 317px; z-index: 15;\">Achtergestelde activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 317px; z-index: 15;\">De waardering is geba<span class=\"_ _0\"></span>seerd op prijzen verkregen <span class=\"_ _0\"></span>van brokers</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 305px; z-index: 15;\">in een inactieve markt <span class=\"_ _0\"></span>(niveau 3).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 278px; z-index: 15;\">Private equity<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 278px; z-index: 15;\">Private equity en <span class=\"ws185\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 xab hbb y20c6 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">beursgenoteerde</div>\n<div class=\"t m0 xab hbb y20c7 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 278px; z-index: 15;\">Doorgaans gebaseerd op de<span class=\"_ _0\"></span> waarderingsrichtlijnen van de</div>\n<div class=\"t m0 x61 hbb y20c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">European Venture Capital A<span class=\"_ _0\"></span>ssociation. Vaak worden <span class=\"_ _0\"></span>ratio's</div>\n<div class=\"t m0 x61 hbb y20c7 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">gebruikt zoals ondernemingswaarde/E<span class=\"_ _0\"></span>BITDA, koers<span class=\"ls0 ws0\">-<span class=\"ls14f ws18c\">kasstroom<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 242px; z-index: 15;\">en koers<span class=\"ls0 ws0\">-</span>winst enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 215px; z-index: 15;\">Preferente aandelen</div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 203px; z-index: 15;\">(niet beursgenoteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 215px; z-index: 15;\">Preferente aandelen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 215px; z-index: 15;\">Als het aandeel is gecl<span class=\"_ _0\"></span>assificeerd als vreemd vermogen<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 203px; z-index: 15;\">de methode van de ge<span class=\"_ _0\"></span>disconteerde kasstromen gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 192px; height: 769px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>een beleid<span class=\"_ _1\"></span> geformuleerd o<span class=\"_ _1\"></span>m de onze<span class=\"_ _1\"></span>kerheden met</div>\n<div class=\"t m0 x2c h64 y8a6 ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot d<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ning van<span class=\"_ _0\"></span> re\u00eble wa<span class=\"_ _0\"></span>arde do<span class=\"_ _0\"></span>or midde<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y8a7 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en interne mod<span class=\"_ _1\"></span>ellen te kunnen kwan<span class=\"_ _1\"></span>tificeren en</div>\n<div class=\"t m0 x2c h64 y8a8 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewaken. Ger<span class=\"_ _1\"></span>elateerde o<span class=\"_ _1\"></span>nzekerheden wor<span class=\"_ _1\"></span>den benoemd i<span class=\"_ _1\"></span>n het</div>\n<div class=\"t m0 x2c h64 y8a9 ff369 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">modelrisico<span class=\"_ _1\"></span>concept.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Modelri<span class=\"_ _0\"></span>sico o<span class=\"lsef ws11e\">ntstaat wanneer de productwaa<span class=\"_ _1\"></span>rderingsmethode<span class=\"_ _1\"></span> die </span></div>\n<div class=\"t m0 x2c h64 y8ac ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>wordt nog n<span class=\"_ _1\"></span>iet is ges<span class=\"_ _1\"></span>tandaardiseerd<span class=\"_ _1\"></span>, of wanneer<span class=\"_ _1\"></span> gebruik</div>\n<div class=\"t m0 x2c h64 y8ad ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gemaak<span class=\"_ _1\"></span>t van inputgegevens die n<span class=\"_ _1\"></span>iet rechtstree<span class=\"_ _1\"></span>ks in de markt</div>\n<div class=\"t m0 x2c h64 y8ae ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zichtbaar zijn<span class=\"_ _1\"></span>, maar op aannames<span class=\"_ _1\"></span> zijn gebaseerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De ontwikk<span class=\"_ _0\"></span>eling va<span class=\"_ _0\"></span>n nieu<span class=\"lsef ws11e\">we, geavanceerde produ<span class=\"_ _1\"></span>cten in de markt heef<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geleid tot<span class=\"_ _0\"></span> de ontwik<span class=\"_ _0\"></span>keling van wi<span class=\"_ _0\"></span>skundi<span class=\"_ _0\"></span>ge modelle<span class=\"_ _0\"></span>n waarme<span class=\"_ _0\"></span>e deze</div>\n<div class=\"t m0 x2c h64 y8b2 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten k<span class=\"_ _1\"></span>unnen worden<span class=\"_ _1\"></span> gewaardeerd<span class=\"_ _1\"></span>. Deze model<span class=\"_ _1\"></span>len repliceren<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y8b3 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">complex<span class=\"_ _0\"></span>e patroo<span class=\"_ _0\"></span>n van de functi<span class=\"_ _0\"></span>e van een opti<span class=\"_ _0\"></span>e op basis va<span class=\"_ _0\"></span>n aannames<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y20cd ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over het st<span class=\"_ _0\"></span>oc<span class=\"lsef ws11e\">hastische gedrag van<span class=\"_ _1\"></span> de onderliggende<span class=\"_ _1\"></span> variabelen, </span></div>\n<div class=\"t m0 x1d h64 y20ce ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">numerieke alg<span class=\"_ _1\"></span>oritmen en<span class=\"_ _1\"></span> andere theo<span class=\"_ _1\"></span>retische be<span class=\"_ _1\"></span>naderingen di<span class=\"_ _1\"></span>e nodig</div>\n<div class=\"t m0 x1d h64 y20cf ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn om d<span class=\"_ _0\"></span>e comple<span class=\"_ _0\"></span>xiteit v<span class=\"_ _0\"></span>an het fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>ent na<span class=\"_ _0\"></span> te bootse<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d0 ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y20d1 ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voorts z<span class=\"_ _0\"></span>ijn de on<span class=\"_ _0\"></span>derlig<span class=\"_ _0\"></span>gende hy<span class=\"_ _0\"></span>pothese<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n model af<span class=\"_ _0\"></span>hankel<span class=\"_ _0\"></span>ijk van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d2 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de algemene<span class=\"_ _1\"></span> marktomstand<span class=\"_ _1\"></span>igheden (speci<span class=\"_ _1\"></span>fieke rentest<span class=\"_ _1\"></span>anden, vola<span class=\"_ _1\"></span>tiliteit</div>\n<div class=\"t m0 x1d h64 y20d3 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">etc.) op het momen<span class=\"_ _1\"></span>t van ontwikkel<span class=\"_ _1\"></span>ing van het model. Er<span class=\"_ _1\"></span> bestaat geen</div>\n<div class=\"t m0 x1d h64 y20d4 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">garantie dat<span class=\"_ _1\"></span> het model nog steeds<span class=\"_ _1\"></span> de juiste result<span class=\"_ _1\"></span>aten weergeeft<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y20d5 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wanneer marktcond<span class=\"_ _1\"></span>ities radicaal ve<span class=\"_ _1\"></span>randeren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d6 ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y20d7 ff369 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Event<span class=\"_ _1\"></span>u<span class=\"lsef ws11e\">ele modelonze<span class=\"_ _1\"></span>kerheden worden zo pre<span class=\"_ _1\"></span>cies mogelijk<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y20d8 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gekwant<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. Dit vormt<span class=\"_ _0\"></span> de basis voor d<span class=\"_ _0\"></span>e aanpass<span class=\"_ _0\"></span>ing van de re\u00eb<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y20d9 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeberekening<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> waarderingsme<span class=\"_ _1\"></span>thoden en in<span class=\"_ _1\"></span>terne modellen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 865px; height: 241px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag467": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inanci\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">beleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De samenstelling van de fin<span class=\"_ _0\"></span>anci\u00eble</div>\n<div class=\"t m0 x2c h75 y1a11 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">beleggingen is als volgt<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 635px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tot einde loop<span class=\"_ _0\"></span>tijd aangehouden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Voor verkoop bes<span class=\"_ _0\"></span>chikbaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tegen re\u00eble waa<span class=\"_ _0\"></span>rde met waardeveranderingen in<span class=\"_ _0\"></span> de resultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Derivaten aangehoud<span class=\"_ _0\"></span>en voor <span class=\"ws116\">handelsdoeleinden<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x63 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h69 y683 ff25b fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Bijzondere waardeverminderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">op voor ver<span class=\"_ _0\"></span>koop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Totaal bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff25b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a26 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a27 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a28 ff257 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rkoop <span class=\"ws112\">b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>re financ<span class=\"_ _0\"></span>i\u00eble beleg<span class=\"_ _0\"></span>gingen v<span class=\"_ _0\"></span>an EUR 2.424 mi<span class=\"_ _0\"></span>ljoen van A<span class=\"_ _0\"></span>geas Franc<span class=\"_ _0\"></span>e werden </span></div>\n<div class=\"t m0 x1ef h64 y1a29 ff257 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22 geherclassi<span class=\"_ _1\"></span>ficeerd naar de<span class=\"_ _1\"></span> lijn \u2018activa aangehou<span class=\"_ _1\"></span>den voor verkoop\u2019<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1ef h7b y1a2a ff25c fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1a2b ff25c fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Bele<span class=\"_ _1\"></span>ggin<span class=\"_ _1\"></span>gen <span class=\"_ _1\"></span>tot<span class=\"_ _1\"></span> ei<span class=\"_ _1\"></span>nde <span class=\"_ _1\"></span>loopt<span class=\"_ _1\"></span>ijd <span class=\"_ _1\"></span>aa<span class=\"_ _1\"></span>ngehou<span class=\"_ _1\"></span>den<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 495px; z-index: 15;\"> </div>\n<div class=\"t m0 x346 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 495px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 495px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 495px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 ls0\"> </span></div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 450px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">aangehouden op <span class=\"_ _1\"></span>1 januari 2021</span> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 435px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 420px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 405px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 390px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2021</span> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 375px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- <span class=\"lsf6 ws11b\">e<span class=\"_ _1\"></span>n </span></span><span class=\"ws115\">verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 375px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 375px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 375px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 361px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 346px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 346px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y683 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 346px; z-index: 15;\">8</div>\n<div class=\"t m0 x59 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 346px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 331px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 316px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 316px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 316px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 301px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2022</span> </div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 286px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 286px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 286px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 257px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y691 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 242px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 242px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 242px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 242px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a31 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a32 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a33 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> overheidsobligati<span class=\"_ _1\"></span>es aangemer<span class=\"_ _1\"></span>kt als tot<span class=\"_ _1\"></span> einde loop<span class=\"_ _1\"></span>tijd aangehoud<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1ef h64 y1a34 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>is gebaseerd<span class=\"_ _1\"></span> op <span class=\"lsed ws112\">beurskoer<span class=\"_ _0\"></span>sen in acti<span class=\"_ _0\"></span>eve markte<span class=\"_ _0\"></span>n (niveau 1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 168px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 168px; height: 793px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 168px; height: 793px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De overheids<span class=\"_ _1\"></span>obligaties aa<span class=\"_ _1\"></span>ngemerkt als b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aange<span class=\"_ _1\"></span>houden naar<span class=\"_ _1\"></span> land van <span class=\"_ _1\"></span>uitgifte per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> zijn <span class=\"lsee ws13e\">als volgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 480px; bottom: 1065px; z-index: 15;\">Historische/geamortiseerde kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68b ff261 fs46 fce sc0 lsf1 ws118\" style=\"left: 741px; bottom: 1065px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff263 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Indiase overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1005px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1005px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 990px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 914px; z-index: 15;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 914px; z-index: 15;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 899px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 899px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 885px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 885px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y1a40 ff265 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1a41 ff265 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Voor verkoop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 790px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 775px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 761px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 761px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 761px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 775px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 761px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 790px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 775px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 761px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 775px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 761px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 685px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 685px; z-index: 15;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 685px; z-index: 15;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 685px; z-index: 15;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 685px; z-index: 15;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 685px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 685px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 656px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 656px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 656px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 641px; z-index: 15;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 641px; z-index: 15;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 581px; bottom: 641px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 641px; z-index: 15;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 641px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 641px; z-index: 15;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 596px; z-index: 15;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 596px; z-index: 15;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 581px; bottom: 596px; z-index: 15;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 596px; z-index: 15;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 596px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 596px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 567px; z-index: 15;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 567px; z-index: 15;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 567px; z-index: 15;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 567px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 567px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 567px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 521px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 507px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 492px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 492px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 492px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 507px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 492px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 521px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 507px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 492px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 507px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 492px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68b ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 432px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span><span class=\"ws118\">beleggingen in obligaties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b5 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 387px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 387px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 387px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 372px; z-index: 15;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 372px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 372px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 372px; z-index: 15;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 372px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 372px; z-index: 15;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 342px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 328px; z-index: 15;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 328px; z-index: 15;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 328px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 328px; z-index: 15;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 328px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 328px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 298px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 298px; z-index: 15;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 298px; z-index: 15;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 298px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 298px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 298px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 298px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a64 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a65 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1a66 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR <span class=\"lsed ws111\">1.979<span class=\"ls0 ws0\"> </span><span class=\"ws112\">miljoen van d<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">voor verkoop<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> beleggingen <span class=\"_ _1\"></span>is aangehouden<span class=\"_ _1\"></span> als onder<span class=\"_ _1\"></span>pand (<span class=\"ws113\">2021<span class=\"ls10c ws13f\">:<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> </span></span></span></span><span class=\"ws111\">2.032<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">miljoen).</span> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 240px; height: 20px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 240px; height: 866px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van Voor<span class=\"_ _1\"></span> verkoop besch<span class=\"_ _1\"></span>ikbare belegg<span class=\"_ _1\"></span>ingen is ge<span class=\"_ _1\"></span>baseerd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 1: genote<span class=\"_ _0\"></span>erde prijz<span class=\"_ _0\"></span>en in actiev<span class=\"_ _0\"></span>e markten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsef ws11d\">N<span class=\"_ _1\"></span>iveau 2: w<span class=\"_ _1\"></span>aarneembare <span class=\"lsed ws112\">marktgegev<span class=\"_ _0\"></span>ens in actiev<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 3: niet</span><span class=\"ff267\">-<span class=\"lsef ws11d\">waarneembare gege<span class=\"_ _1\"></span>vens (prijzen<span class=\"_ _1\"></span> van tege<span class=\"_ _1\"></span>npartijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 1018px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 1018px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 1018px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1018px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 987px; z-index: 15;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 987px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 987px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 972px; z-index: 15;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 972px; z-index: 15;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 972px; z-index: 15;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 972px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 943px; z-index: 15;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 943px; z-index: 15;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 943px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 943px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 928px; z-index: 15;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 928px; z-index: 15;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 928px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 928px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a6c ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a6d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 881px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 881px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 881px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 881px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 881px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 850px; z-index: 15;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 850px; z-index: 15;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 850px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 835px; z-index: 15;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 835px; z-index: 15;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 835px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 835px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 806px; z-index: 15;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 806px; z-index: 15;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 806px; z-index: 15;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 806px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 791px; z-index: 15;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 791px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 791px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1a75 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a76 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a77 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De veranderingen<span class=\"_ _1\"></span> in niveau 3<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringen z<span class=\"_ _0\"></span>ijn als v<span class=\"_ _0\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1a78 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 712px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 712px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff26c fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 667px; z-index: 15;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e8 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Einde <span class=\"ws115\">looptijd/aflossing of terugbetaling over d<span class=\"_ _0\"></span>e periode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 637px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 637px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Aankoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 622px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 622px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Opbrengst van verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 608px; z-index: 15;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 608px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Gerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 593px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Terugdraaien van waardeverminderinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 563px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 548px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Overboekingen tussen waarderingscategorie\u00ebn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 533px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff26c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 504px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 504px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a88 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a89 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a8a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Niveau 3<span class=\"ls0 ws0\">-</span>waar<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en voor priv<span class=\"_ _0\"></span>ate <span class=\"lsef ws11d\">equity en dur<span class=\"_ _1\"></span>fkapitaal maken<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1a8b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> re\u00eble waar<span class=\"_ _1\"></span>den die <span class=\"_ _1\"></span>worden bekendgem<span class=\"_ _1\"></span>aakt in <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x2c h64 y1a8c ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geauditeerde f<span class=\"_ _1\"></span>inancieel verslag va<span class=\"_ _1\"></span>n de relevante deel<span class=\"_ _1\"></span>nemingen. Nivea<span class=\"_ _1\"></span>u</div>\n<div class=\"t m0 x2c h64 y1a8d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsef ws11d\">wa<span class=\"_ _1\"></span>arderingen voo<span class=\"_ _1\"></span>r aandelen en<span class=\"_ _1\"></span> asset</span>-<span class=\"lsed ws11d\">backed secur<span class=\"_ _0\"></span>ities mak<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y1a8e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> de methode<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>disco<span class=\"lsed ws112\">nteerde kas<span class=\"_ _0\"></span>stromen.<span class=\"_ _0\"></span> Verwac<span class=\"_ _0\"></span>hte </span></div>\n<div class=\"t m0 x2c h64 y1a8f ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de oors<span class=\"_ _0\"></span>pronke<span class=\"_ _0\"></span>lijke</div>\n<div class=\"t m0 x2c h64 y1a90 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteria,<span class=\"_ _0\"></span> de kenme<span class=\"_ _0\"></span>rken van de le<span class=\"_ _0\"></span>ningnem<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 y1a91 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">value</span>-</span>ratio\u2019s, verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x2c h64 y1a92 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wac<span class=\"ws111\">hte </span></div>\n<div class=\"t m0 x2c h64 y1a93 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vooruit<span class=\"_ _0\"></span>betali<span class=\"_ _0\"></span>ngsnivea<span class=\"_ _0\"></span>us, enz. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e kasstrom<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y1a94 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedisconteerd <span class=\"_ _1\"></span>tegen voor<span class=\"_ _1\"></span> risico gec<span class=\"_ _1\"></span>orrigeerde ren<span class=\"_ _1\"></span>tes. Marktd<span class=\"_ _1\"></span>eelnemers</div>\n<div class=\"t m0 x2c h64 y1a95 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken vaak<span class=\"_ _1\"></span> gebruik van<span class=\"_ _1\"></span> dergelijke<span class=\"_ _1\"></span> gedisconteerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1a96 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstroomtechn<span class=\"_ _1\"></span>ieken om private<span class=\"_ _1\"></span> equity en durfkapi<span class=\"_ _1\"></span>taal te waarderen<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y1a97 ff267 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de waarderin<span class=\"_ _0\"></span>g van dez<span class=\"_ _0\"></span>e instr<span class=\"_ _0\"></span>umenten <span class=\"_ _0\"></span>maken wi<span class=\"_ _0\"></span>j evenee<span class=\"_ _0\"></span>ns tot op </span></span></div>\n<div class=\"t m0 x1d h64 y1a98 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekere ho<span class=\"_ _0\"></span>ogte gebru<span class=\"_ _0\"></span>ik van deze p<span class=\"_ _0\"></span>rijzen. D<span class=\"_ _0\"></span>eze technie<span class=\"_ _0\"></span>ken zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1a99 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderhevig aan<span class=\"_ _1\"></span> inherente beperkin<span class=\"_ _1\"></span>gen, zoals een scha<span class=\"_ _1\"></span>tting van de</div>\n<div class=\"t m0 x1d h64 y1a9a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepast<span class=\"_ _0\"></span>e voor risico<span class=\"_ _0\"></span> gecorrig<span class=\"_ _0\"></span>eerde disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet,<span class=\"_ _0\"></span> en verschi<span class=\"_ _0\"></span>llen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y1a9b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegevens en<span class=\"_ _1\"></span> veronders<span class=\"_ _1\"></span>tellingen zoude<span class=\"_ _1\"></span>n verschille<span class=\"_ _1\"></span>nde resulta<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1a9c ff267 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">oplever<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1a9d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1a9e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De niveau 3<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">posities zij<span class=\"_ _0\"></span>n met name gev<span class=\"_ _0\"></span>oelig vo<span class=\"_ _0\"></span>or een veran<span class=\"_ _0\"></span>dering in h<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x1d h64 y1a9f ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n, en</div>\n<div class=\"t m0 x1d h64 y1aa0 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dienovereen<span class=\"_ _1\"></span>komstig varieert hun<span class=\"_ _1\"></span> re\u00eble waarde in verhoud<span class=\"_ _1\"></span>ing tot de</div>\n<div class=\"t m0 x1d h64 y1aa1 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in deze kasstromen. De<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de waarde van</div>\n<div class=\"t m0 x1d h64 y1aa2 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze nivea<span class=\"_ _0\"></span>u 3<span class=\"ls0 ws0\">-</span>instrum<span class=\"_ _0\"></span>enten wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord i<span class=\"_ _0\"></span>n het overige</div>\n<div class=\"t m0 x1d h64 y1aa3 ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome. <span class=\"_ _0\"></span>Kwantit<span class=\"_ _0\"></span>atieve,<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">waarneembare inpu<span class=\"_ _1\"></span>ts</span><span class=\"ws112\">, welke </span></div>\n<div class=\"t m0 x1d h64 y1aa4 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gebrui<span class=\"_ _1\"></span>kt bij waardering<span class=\"_ _1\"></span>en tegen re\u00eble waarde<span class=\"_ _1\"></span>, worden niet door</div>\n<div class=\"t m0 x1d h64 y1aa5 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de entite<span class=\"_ _0\"></span>it ontwikk<span class=\"_ _0\"></span>eld.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 241px; height: 865px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 241px; height: 865px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 865px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 241px; height: 865px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff26d fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Overheidsoblig<span class=\"_ _1\"></span>aties naar land van<span class=\"_ _1\"></span> uitgifte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff26d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 1065px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y68f ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 1035px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 1065px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1050px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1050px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 945px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 871px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 871px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 856px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 856px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 842px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 842px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 842px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Luxemburgse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 827px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 827px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 827px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 812px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 812px; z-index: 15;\">2</div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 812px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Malta overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 797px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 797px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 782px; z-index: 15;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 782px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 767px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 767px; z-index: 15;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 722px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 707px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y69a ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 692px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 722px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 707px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 692px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 707px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 692px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 617px; z-index: 15;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 558px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 558px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 558px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 543px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 543px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 543px; z-index: 15;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 528px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 528px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 528px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 513px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 513px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 513px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 498px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 498px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Tsjechische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 469px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 469px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 469px; z-index: 15;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Verenigde Staten van Ame<span class=\"_ _0\"></span>rika: overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x12c h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 439px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 439px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 439px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 424px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 424px; z-index: 15;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 424px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 413px; height: 693px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel to<span class=\"_ _1\"></span>ont de ne<span class=\"_ _1\"></span>tto ongereali<span class=\"_ _1\"></span>seerde winsten<span class=\"_ _1\"></span> en verliezen<span class=\"_ _1\"></span> op Voor <span class=\"_ _1\"></span>verkoop besch<span class=\"_ _1\"></span>ikbare belegging<span class=\"_ _1\"></span>en opgenom<span class=\"_ _1\"></span>en in he<span class=\"ws11e\">t eige<span class=\"_ _1\"></span>n vermogen. </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen in<span class=\"_ _1\"></span> aandelen en overige<span class=\"_ _1\"></span> beleggingen zijn inc<span class=\"_ _1\"></span>lusief private<span class=\"_ _1\"></span> equity en <span class=\"ws113\">durfkap<span class=\"_ _1\"></span>itaal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 974px; z-index: 15;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Shadow <span class=\"lsf3 ws120\">acc<span class=\"_ _1\"></span>ounti<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 959px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 945px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 945px; z-index: 15;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 930px; z-index: 15;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 884px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 884px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in aandelen e<span class=\"_ _0\"></span>n overige beleggingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 854px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 854px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 824px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 809px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 809px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 795px; z-index: 15;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 780px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 765px; z-index: 15;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 765px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ad7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad8 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad9 ff272 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">wijzigingen<span class=\"_ _1\"></span> in de bijzondere<span class=\"_ _1\"></span> waardeverminderin<span class=\"_ _1\"></span>gen op voor verko<span class=\"_ _1\"></span>op beschikbare bel<span class=\"_ _1\"></span>eggingen zijn.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1ada ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 686px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 723px; bottom: 686px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff274 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 656px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 656px; z-index: 15;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 641px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 634px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 626px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 611px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 611px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 596px; z-index: 15;\">Vrijgeven van bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 581px; z-index: 15;\">Terugname bij de <span class=\"ws116\">verkoop/de<span class=\"_ _0\"></span>sinvestering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 581px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 581px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y688 ff274 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 552px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 552px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 552px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1add ff276 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ade ff276 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Beleggingen teg<span class=\"_ _1\"></span>en re\u00eble <span class=\"_ _1\"></span>waarde met <span class=\"_ _1\"></span>waardeveranderingen i<span class=\"_ _1\"></span>n de <span class=\"_ _1\"></span>resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 457px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 457px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 412px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 412px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 382px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 382px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 353px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 353px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 338px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 338px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 323px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 323px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 323px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff274 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met <span class=\"_ _0\"></span><span class=\"lsf1 ws115\">waardeveranderingen in de res<span class=\"_ _0\"></span>ultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 308px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 308px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1aea ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aeb ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aec ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen tegen r<span class=\"_ _1\"></span>e\u00eble waarde met waar<span class=\"_ _1\"></span>deveranderinge<span class=\"_ _1\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y1aed ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening betre<span class=\"_ _1\"></span>ffen voornameli<span class=\"_ _1\"></span>jk belegging<span class=\"_ _1\"></span>en in ver<span class=\"_ _1\"></span>band met</div>\n<div class=\"t m0 x2c h64 y1aee ff272 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws11d\">verzeke<span class=\"_ _0\"></span>ringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen wa<span class=\"_ _0\"></span>arvan d<span class=\"_ _0\"></span>e kasstr<span class=\"_ _0\"></span>omen cont<span class=\"_ _0\"></span>ractu<span class=\"_ _0\"></span>eel of </span></div>\n<div class=\"t m0 x2c h64 y1aef ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoofd<span class=\"_ _0\"></span>e van discret<span class=\"_ _0\"></span>ionaire w<span class=\"_ _0\"></span>instdel<span class=\"_ _0\"></span>ing zijn gek<span class=\"_ _0\"></span>oppeld aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1af0 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n deze activ<span class=\"_ _0\"></span>a en waar in de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ng daarvan</div>\n<div class=\"t m0 x2c h64 y1af1 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mede reken<span class=\"_ _1\"></span>ing wordt geho<span class=\"_ _1\"></span>uden met act<span class=\"_ _1\"></span>uele informa<span class=\"_ _1\"></span>tie. Hierdoor<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 y1af2 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de kans aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> verklein<span class=\"_ _0\"></span>d dat er in de vers<span class=\"_ _0\"></span>laglegg<span class=\"_ _0\"></span>ing een 'mi<span class=\"_ _0\"></span>smatch'</div>\n<div class=\"t m0 x2c h64 y1af3 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">optreedt<span class=\"_ _0\"></span> door het op ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde grond<span class=\"_ _0\"></span>slagen ber<span class=\"_ _0\"></span>ekenen van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y1af4 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen en d<span class=\"_ _0\"></span>e daarme<span class=\"_ _0\"></span>e samenha<span class=\"_ _0\"></span>ngende wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af5 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1af6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overige belegg<span class=\"_ _1\"></span>ingen, gewaardeerd<span class=\"_ _1\"></span> t<span class=\"ws11d\">egen re\u00eble<span class=\"_ _1\"></span> waarde me<span class=\"_ _1\"></span>t verwerking </span></div>\n<div class=\"t m0 x1d h64 y1af7 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van waardeve<span class=\"_ _1\"></span>randeringen in<span class=\"_ _1\"></span> winst of<span class=\"_ _1\"></span> verlies, z<span class=\"_ _1\"></span>ijn gerelate<span class=\"_ _1\"></span>erd aan</div>\n<div class=\"t m0 x1d h64 y1af8 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>in het va<span class=\"_ _1\"></span>stgoedfonds.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af9 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1afa ff272 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De nomi<span class=\"_ _0\"></span>nale waa<span class=\"_ _0\"></span>rde van s<span class=\"_ _0\"></span>chuldeff<span class=\"_ _0\"></span>ecten t<span class=\"_ _0\"></span>egen re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e met</div>\n<div class=\"t m0 x1d h64 y1afb ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening bedro<span class=\"_ _1\"></span>eg op 31<span class=\"_ _1\"></span> december</div>\n<div class=\"t m0 x1d h64 y1afc ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2022 EUR 13<span class=\"_ _0\"></span>9 miljoen (<span class=\"_ _0\"></span>31 decemb<span class=\"_ _0\"></span>er 2021: EUR<span class=\"ls0 ws0\"> </span>133 m<span class=\"_ _0\"></span>iljoen).</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 124px; height: 390px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 124px; height: 982px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 124px; height: 982px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 124px; height: 982px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van bele<span class=\"_ _1\"></span>ggingen tegen <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekening<span class=\"_ _1\"></span> is gebasee<span class=\"_ _1\"></span>rd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 1</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws11d\">genoteerde p<span class=\"_ _0\"></span>rijzen<span class=\"_ _0\"></span> in actiev<span class=\"_ _0\"></span>e ma<span class=\"lsef ws113\">rkten;<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 2</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws112\">waarneembar<span class=\"_ _0\"></span>e marktge<span class=\"_ _0\"></span>gevens<span class=\"_ _0\"></span> in actieve m<span class=\"_ _0\"></span>arkten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 3</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span>: <span class=\"_ _dd\"> </span><span class=\"lsed ws111\">niet</span>-<span class=\"lsef ws11e\">waarne<span class=\"_ _1\"></span>embare gegevens (pr<span class=\"_ _1\"></span>ijzen van tegenpar<span class=\"_ _1\"></span>tijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waarderinge<span class=\"_ _1\"></span>n per ja<span class=\"_ _1\"></span>areinde zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 986px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">waardeveranderingen in de <span class=\"ws116\">resultatenrekening</span></span> </div>\n<div class=\"t m0 x72 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b0e ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b0f ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 820px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waardeveranderingen in de resultatenrekening</span> </div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 306px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1b19 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b1a ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b1c ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Voor handelsdoeleinden aangehou<span class=\"_ _1\"></span>den derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b1d ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden der<span class=\"_ _1\"></span>ivaten worden <span class=\"_ _1\"></span>gebaseerd o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x2c h64 y1b1e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niveau 2<span class=\"_ _1\"></span> (waarneembare<span class=\"_ _1\"></span> marktgegevens <span class=\"_ _1\"></span>in actieve<span class=\"_ _1\"></span> markten). Z<span class=\"_ _1\"></span>ie ook</div>\n<div class=\"t m0 x2c h64 y1b1f ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 27<span class=\"_ _1\"></span> Derivaten voor nade<span class=\"_ _1\"></span>re details. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 564px; height: 88px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1b20 ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b21 ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Securities lending<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b22 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>enleenov<span class=\"_ _0\"></span>ereen<span class=\"_ _0\"></span>komsten h<span class=\"_ _0\"></span>ebben we <span class=\"lsef ws113\">derden </span></div>\n<div class=\"t m0 x2c h64 y1b23 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemachtigd <span class=\"_ _1\"></span>om bepaalde e<span class=\"_ _1\"></span>ffecten geduren<span class=\"_ _1\"></span>de een be<span class=\"_ _1\"></span>perkte periode<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x2c h64 y1b24 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiken, <span class=\"_ _1\"></span>waarna zij<span class=\"_ _1\"></span> de effecten<span class=\"_ _1\"></span> aan ons <span class=\"_ _1\"></span>retourneren. Ge<span class=\"_ _1\"></span>durende die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1b25 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijd blijv<span class=\"_ _0\"></span>en we inkoms<span class=\"_ _0\"></span>ten gene<span class=\"_ _0\"></span>reren uit dez<span class=\"_ _0\"></span>e effect<span class=\"_ _0\"></span>en. De effect<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y1b26 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelden even<span class=\"_ _1\"></span>eens als onde<span class=\"_ _1\"></span>rpand onder<span class=\"_ _1\"></span> de vorm v<span class=\"_ _1\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">\u201candere eff<span class=\"_ _0\"></span>ecten </span></span></div>\n<div class=\"t m0 x2c h64 y1b27 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een dekk<span class=\"_ _0\"></span>ingsgra<span class=\"_ _0\"></span>ad van minim<span class=\"_ _0\"></span>aal 105%<span class=\"_ _0\"></span>\u201d. Aan het ei<span class=\"_ _0\"></span>nde van het ja<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x2c h64 y1b28 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hadden derge<span class=\"_ _1\"></span>lijke overeenk<span class=\"_ _1\"></span>omsten betrekking<span class=\"_ _1\"></span> op een<span class=\"_ _1\"></span> bedrag van<span class=\"_ _1\"></span> EUR</div>\n<div class=\"t m0 x2c h64 y1b29 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">691 miljoen<span class=\"_ _1\"></span> (EUR 738<span class=\"_ _1\"></span> miljoen vori<span class=\"_ _1\"></span>g jaar).<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1b1c ff27e fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Belangen in <span class=\"ls10d ws141\">niet<span class=\"ls0 ws0\">-</span>geconsolideerd<span class=\"_ _1\"></span>e gestructureerde <span class=\"_ _1\"></span></span></div>\n<div class=\"t m0 x1d h7b y1b2a ff27e fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">entite<span class=\"ls10d ws141\">iten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1b2b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance, een d<span class=\"_ _1\"></span>ochtermaatschappij<span class=\"_ _1\"></span> van Ageas Groep, houd<span class=\"_ _1\"></span>t notes</div>\n<div class=\"t m0 x1d h64 y1b2c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die een bel<span class=\"_ _0\"></span>ang verteg<span class=\"_ _0\"></span>enwoord<span class=\"_ _0\"></span>igen (via de o<span class=\"_ _0\"></span>ntvangst<span class=\"_ _0\"></span> van afloss<span class=\"_ _0\"></span>ingen en</div>\n<div class=\"t m0 x1d h64 y1b2d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente) in ee<span class=\"_ _0\"></span>n gestruct<span class=\"_ _0\"></span>ureerd<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die niet wor<span class=\"_ _0\"></span>dt gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>d.</div>\n<div class=\"t m0 x1d h64 y1b2e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gestruct<span class=\"_ _1\"></span>ureerde entite<span class=\"_ _1\"></span>iten belegge<span class=\"_ _1\"></span>n in <span class=\"ws113\">hypotheek<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>en </span></div>\n<div class=\"t m0 x1d h64 y1b2f ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en en gene<span class=\"_ _1\"></span>reren middel<span class=\"_ _1\"></span>en via de<span class=\"_ _1\"></span> uitgifte va<span class=\"_ _1\"></span>n notes of</div>\n<div class=\"t m0 x1d h64 y1b30 ff278 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">units.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b31 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b32 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gest<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>eerde notes<span class=\"_ _0\"></span> en units wo<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in Voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1b33 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span>\u2019. Behoudens<span class=\"_ _0\"></span> de notes en uni<span class=\"_ _0\"></span>ts heeft</div>\n<div class=\"t m0 x1d h64 y1b34 ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance geen<span class=\"_ _1\"></span> andere belangen in<span class=\"_ _1\"></span> deze gestructureerde<span class=\"_ _1\"></span> entiteiten.</div>\n<div class=\"t m0 x1d h64 y1b35 ff278 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iesbloot<span class=\"_ _0\"></span>stell<span class=\"_ _0\"></span>ing van A<span class=\"_ _0\"></span>G Insura<span class=\"_ _0\"></span>nce is be<span class=\"_ _0\"></span>perkt tot<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 y1b36 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekwaarde v<span class=\"_ _1\"></span>an de aang<span class=\"_ _1\"></span>ehouden note<span class=\"_ _1\"></span>s of units<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b37 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b38 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van het<span class=\"_ _0\"></span> belang va<span class=\"_ _0\"></span>n AG Insura<span class=\"_ _0\"></span>nce in het Fon<span class=\"_ _0\"></span>ds van</div>\n<div class=\"t m0 x1d h64 y1b39 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypothe<span class=\"_ _0\"></span>eklenin<span class=\"_ _0\"></span>gen bedraa<span class=\"_ _0\"></span>gt EUR 319<span class=\"_ _0\"></span> miljoen per 31 de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1d h64 y1b3a ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(EUR 410 <span class=\"_ _1\"></span>miljoen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2021). <span class=\"_ _1\"></span>De boekwaarde<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y1b3b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belang van AG Insu<span class=\"_ _1\"></span>rance in door Huuropbr<span class=\"_ _1\"></span>engsten gedekte<span class=\"_ _1\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b3c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedraagt<span class=\"_ _0\"></span> EUR 28 miljo<span class=\"_ _0\"></span>en per 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>22 (EUR 35 mil<span class=\"_ _0\"></span>joen per 31</div>\n<div class=\"t m0 x1d h64 y1b3d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Decembe<span class=\"_ _0\"></span>r 2021). D<span class=\"_ _0\"></span>e boekwa<span class=\"_ _0\"></span>arde van het b<span class=\"_ _0\"></span>elang van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e in</div>\n<div class=\"t m0 x1d h64 y1b3e ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Privat<span class=\"_ _0\"></span>e Equity bed<span class=\"_ _0\"></span>raagt EUR 1<span class=\"_ _0\"></span>73 miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 (EU<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x1d h64 y1b3f ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">27 miljoe<span class=\"_ _0\"></span>n per 31 decem<span class=\"_ _0\"></span>ber 2021).</div>\n<div class=\"t m0 x36c hb7 y72d ff27b fs70 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b40 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b41 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Fonds <span class=\"_ _1\"></span>van hypothee<span class=\"_ _1\"></span>kleningen i<span class=\"_ _1\"></span>s volledig <span class=\"_ _1\"></span>eigendom van<span class=\"_ _1\"></span> AG</div>\n<div class=\"t m0 x1d h64 y1b42 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance e<span class=\"_ _1\"></span>n de totale<span class=\"_ _1\"></span> activa van<span class=\"_ _1\"></span> de door <span class=\"_ _1\"></span>Huuropbrengsten <span class=\"_ _1\"></span>gedekte</div>\n<div class=\"t m0 x1d h64 y1b43 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen<span class=\"_ _1\"></span> bedraagt EUR<span class=\"_ _1\"></span> 196 miljoe<span class=\"_ _1\"></span>n per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> (EUR</div>\n<div class=\"t m0 x1d h64 y1b44 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">339 miljoen<span class=\"_ _1\"></span> per 31 d<span class=\"_ _1\"></span>ecember 2021<span class=\"lsed ws111\">).</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 461px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 466px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 185px; height: 921px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 185px; height: 921px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>\u00eble w<span class=\"_ _0\"></span>a<span class=\"_ _1\"></span>arde v<span class=\"_ _0\"></span>an Financi\u00eble</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">activ<span class=\"_ _0\"></span>a en fina<span class=\"_ _1\"></span>nci\u00eble pa<span class=\"_ _1\"></span>ssiva</div>\n<div class=\"t m0 x2c hbf y1d02 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">In de volgende tabel w<span class=\"_ _0\"></span>ordt de re\u00eble</div>\n<div class=\"t m0 x2c hbf y1d03 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">waarde weergegeven van de</div>\n<div class=\"t m0 x2c hbf y1d04 ff364 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">financi\u00eble activa en pass<span class=\"_ _0\"></span>iva</div>\n<div class=\"t m0 x2c hbf y1f76 ff364 fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">gewaardeerd aan geamortiseerde</div>\n<div class=\"t m0 x2c hbf y1f77 ff364 fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">kostprijs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f78 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f79 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 hbb y6e3 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y6e3 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 584px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 hbb y6e3 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 494px; bottom: 802px; z-index: 15;\">Niveau<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 540px; bottom: 802px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 hbb y685 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 603px; bottom: 802px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y685 ff362 fs72 fce sc0 ls143 ws185\" style=\"left: 677px; bottom: 802px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 hbb y685 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 739px; bottom: 802px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff362 fs72 fce sc0 ls145 ws186\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68f ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbc y68f ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 589px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 658px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff366 fs72 fce sc0 ls0 ws0\" style=\"left: 728px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y68f ff366 fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6e8 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 771px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 771px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 771px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 771px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 771px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y209f ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 759px; z-index: 15;\">Tot einde looptijd gehouden financi\u00eble</div>\n<div class=\"t m0 x162 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 747px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y1437 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 747px; z-index: 15;\">1</div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 747px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 747px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 747px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y1437 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 747px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 732px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6e8 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 732px; z-index: 15;\">2</div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 563px; bottom: 732px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 732px; z-index: 15;\">13.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 700px; bottom: 732px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 766px; bottom: 732px; z-index: 15;\">15.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 717px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y688 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 717px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 717px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 717px; z-index: 15;\">1.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 717px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y688 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 717px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff365 fs72 fce sc0 ls146 ws188\" style=\"left: 325px; bottom: 702px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ws187\">f<span class=\"_ _1\"></span>inan<span class=\"_ _1\"></span>ci\u00eble a<span class=\"_ _1\"></span>ctiva<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x275 hbc y680 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 563px; bottom: 702px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 630px; bottom: 702px; z-index: 15;\">22.755<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 700px; bottom: 702px; z-index: 15;\">22.929<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 hbc y680 ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 766px; bottom: 702px; z-index: 15;\">26.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 325px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 507px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 589px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbb y694 ff362 fs72 fc18 sc0 ls0 ws0\" style=\"left: 658px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y694 ff365 fs72 fc1b sc0 ls0 ws0\" style=\"left: 728px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y694 ff365 fs72 fc1b sc0 ls0 ws0\" style=\"left: 794px; bottom: 688px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff362 fs72 fce sc0 ls145 ws186\" style=\"left: 325px; bottom: 673px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 589px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbb y688 ff362 fs72 fce sc0 ls0 ws0\" style=\"left: 658px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y688 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 728px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 hbc y688 ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 658px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y69a ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 658px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 658px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 658px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 658px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y69a ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 658px; z-index: 15;\">2.757<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 643px; z-index: 15;\">Schulden exclusief leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 hbb y6c4 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 505px; bottom: 643px; z-index: 15;\">2</div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 568px; bottom: 643px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 635px; bottom: 643px; z-index: 15;\">3.177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 705px; bottom: 643px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y6c4 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 771px; bottom: 643px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff365 fs72 fce sc0 ls148 ws0\" style=\"left: 325px; bottom: 628px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x275 hbc y68b ff365 fs72 fce sc0 ls0 ws0\" style=\"left: 507px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 568px; bottom: 628px; z-index: 15;\">5.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 635px; bottom: 628px; z-index: 15;\">5.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 705px; bottom: 628px; z-index: 15;\">5.804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y68b ff365 fs72 fce sc0 ls143 ws185\" style=\"left: 771px; bottom: 628px; z-index: 15;\">5.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20a8 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20a9 ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20aa ff362 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De <span class=\"ls142 ws18b\">berekeni<span class=\"_ _0\"></span>ng van de<span class=\"_ _0\"></span> re\u00eble wa<span class=\"_ _0\"></span>arde van <span class=\"_ _0\"></span>financi<span class=\"_ _0\"></span>\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en die ni<span class=\"_ _0\"></span>et actief<span class=\"_ _0\"></span> worden <span class=\"_ _0\"></span>verhan<span class=\"_ _0\"></span>deld </span></div>\n<div class=\"t m0 x1ef hb8 y20ab ff362 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">op financ<span class=\"_ _0\"></span>i\u00eble markt<span class=\"_ _0\"></span>en, kan als v<span class=\"_ _0\"></span>olgt word<span class=\"_ _0\"></span>en sameng<span class=\"_ _0\"></span>evat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20ac ff362 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls150 ws196\" style=\"left: 325px; bottom: 534px; z-index: 15;\">Type in<span class=\"_ _1\"></span>strum<span class=\"_ _1\"></span>ent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls143 ws183\" style=\"left: 433px; bottom: 534px; z-index: 15;\">Producten Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fce sc0 ls143 ws18d\" style=\"left: 543px; bottom: 534px; z-index: 15;\">Re\u00eble waarde berekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 506px; z-index: 15;\">Instrumenten zonder</div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 494px; z-index: 15;\">vast einde <span class=\"ls144 ws184\">looptijd<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 433px; bottom: 506px; z-index: 15;\">Zichtrekeningen,</div>\n<div class=\"t m0 x162 hbb y6e3 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 494px; z-index: 15;\">spaarrekeningen enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b0 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 543px; bottom: 506px; z-index: 15;\">Nominale waarde.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b2 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 482px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 467px; z-index: 15;\">Instrumenten zonder</div>\n<div class=\"t m0 x38 hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"z-index: 15;\">optionele kenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 467px; z-index: 15;\">Gewone leningen,</div>\n<div class=\"t m0 xab hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">deposito's enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b4 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 467px; z-index: 15;\">Methode van de gedisconteerde<span class=\"_ _0\"></span> kasstromen; de gebruik<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x61 hbb y1e5e ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">rentecurve voor de dis<span class=\"_ _0\"></span>contering is de swapcurve plu<span class=\"_ _0\"></span>s <span class=\"ws185\">spread </span></div>\n<div class=\"t m0 x61 hbb y20b5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">(activa) of de swapcurv<span class=\"_ _0\"></span>e min spread (verplichtingen);<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x61 hbb y20b6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">spread is gebaseerd op de<span class=\"_ _0\"></span> commerci\u00eble marge berekend <span class=\"_ _0\"></span>op</div>\n<div class=\"t m0 x61 hbb y20b7 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">basis van het gemiddel<span class=\"_ _0\"></span>de aan nieuwe polissen <span class=\"_ _0\"></span>tijdens de</div>\n<div class=\"t m0 x162 hbb y68d ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 407px; z-index: 15;\">laatste drie maanden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20b9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 395px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 380px; z-index: 15;\">Instrumenten met</div>\n<div class=\"t m0 x38 hbb y20bc ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">optiekenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 380px; z-index: 15;\">Hypotheekleningen en</div>\n<div class=\"t m0 xab hbb y20bc ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">overige instrumenten</div>\n<div class=\"t m0 xab hbb y20bd ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">met optionele kenmerken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20bb ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 380px; z-index: 15;\">Het product wordt gesplit<span class=\"_ _0\"></span>st en de lineaire co<span class=\"_ _0\"></span>mponent (zonder</div>\n<div class=\"t m0 x61 hbb y20bc ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">optiekenmerk) wordt gewaarde<span class=\"_ _0\"></span>erd met behulp van d<span class=\"_ _0\"></span>e methode</div>\n<div class=\"t m0 x61 hbb y20bd ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">van de gedisconteerde ka<span class=\"_ _0\"></span>sstromen en de optiecomponen<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 543px; bottom: 344px; z-index: 15;\">wordt gewaardeerd op basis van een opt<span class=\"ws185\">iewaarderingsmodel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20bf ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 332px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 317px; z-index: 15;\">Achtergestelde obligaties</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 305px; z-index: 15;\">of vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 317px; z-index: 15;\">Achtergestelde activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c1 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 317px; z-index: 15;\">De waardering is geba<span class=\"_ _0\"></span>seerd op prijzen verkregen <span class=\"_ _0\"></span>van brokers</div>\n<div class=\"t m0 x162 hbb y68b ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 305px; z-index: 15;\">in een inactieve markt <span class=\"_ _0\"></span>(niveau 3).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c3 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 293px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 278px; z-index: 15;\">Private equity<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 278px; z-index: 15;\">Private equity en <span class=\"ws185\">niet<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 xab hbb y20c6 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">beursgenoteerde</div>\n<div class=\"t m0 xab hbb y20c7 ff362 fs72 fc14 sc0 ls143 ws185\" style=\"z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c5 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 278px; z-index: 15;\">Doorgaans gebaseerd op de<span class=\"_ _0\"></span> waarderingsrichtlijnen van de</div>\n<div class=\"t m0 x61 hbb y20c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">European Venture Capital A<span class=\"_ _0\"></span>ssociation. Vaak worden <span class=\"_ _0\"></span>ratio's</div>\n<div class=\"t m0 x61 hbb y20c7 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"z-index: 15;\">gebruikt zoals ondernemingswaarde/E<span class=\"_ _0\"></span>BITDA, koers<span class=\"ls0 ws0\">-<span class=\"ls14f ws18c\">kasstroom<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x162 hbb y6e8 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 242px; z-index: 15;\">en koers<span class=\"ls0 ws0\">-</span>winst enz.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 433px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20c9 ff362 fs72 fc14 sc0 ls0 ws0\" style=\"left: 543px; bottom: 230px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 215px; z-index: 15;\">Preferente aandelen</div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 203px; z-index: 15;\">(niet beursgenoteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 433px; bottom: 215px; z-index: 15;\">Preferente aandelen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y20ca ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 215px; z-index: 15;\">Als het aandeel is gecl<span class=\"_ _0\"></span>assificeerd als vreemd vermogen<span class=\"_ _0\"></span> wordt</div>\n<div class=\"t m0 x162 hbb y6c6 ff362 fs72 fc14 sc0 ls143 ws183\" style=\"left: 543px; bottom: 203px; z-index: 15;\">de methode van de ge<span class=\"_ _0\"></span>disconteerde kasstromen gebruikt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 192px; height: 769px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 192px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 192px; height: 769px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>een beleid<span class=\"_ _1\"></span> geformuleerd o<span class=\"_ _1\"></span>m de onze<span class=\"_ _1\"></span>kerheden met</div>\n<div class=\"t m0 x2c h64 y8a6 ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot d<span class=\"_ _0\"></span>e bereke<span class=\"_ _0\"></span>ning van<span class=\"_ _0\"></span> re\u00eble wa<span class=\"_ _0\"></span>arde do<span class=\"_ _0\"></span>or midde<span class=\"_ _0\"></span>l van</div>\n<div class=\"t m0 x2c h64 y8a7 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">waarderingsme<span class=\"_ _1\"></span>thoden en interne mod<span class=\"_ _1\"></span>ellen te kunnen kwan<span class=\"_ _1\"></span>tificeren en</div>\n<div class=\"t m0 x2c h64 y8a8 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewaken. Ger<span class=\"_ _1\"></span>elateerde o<span class=\"_ _1\"></span>nzekerheden wor<span class=\"_ _1\"></span>den benoemd i<span class=\"_ _1\"></span>n het</div>\n<div class=\"t m0 x2c h64 y8a9 ff369 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">modelrisico<span class=\"_ _1\"></span>concept.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Modelri<span class=\"_ _0\"></span>sico o<span class=\"lsef ws11e\">ntstaat wanneer de productwaa<span class=\"_ _1\"></span>rderingsmethode<span class=\"_ _1\"></span> die </span></div>\n<div class=\"t m0 x2c h64 y8ac ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gehanteerd <span class=\"_ _1\"></span>wordt nog n<span class=\"_ _1\"></span>iet is ges<span class=\"_ _1\"></span>tandaardiseerd<span class=\"_ _1\"></span>, of wanneer<span class=\"_ _1\"></span> gebruik</div>\n<div class=\"t m0 x2c h64 y8ad ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt gemaak<span class=\"_ _1\"></span>t van inputgegevens die n<span class=\"_ _1\"></span>iet rechtstree<span class=\"_ _1\"></span>ks in de markt</div>\n<div class=\"t m0 x2c h64 y8ae ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zichtbaar zijn<span class=\"_ _1\"></span>, maar op aannames<span class=\"_ _1\"></span> zijn gebaseerd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De ontwikk<span class=\"_ _0\"></span>eling va<span class=\"_ _0\"></span>n nieu<span class=\"lsef ws11e\">we, geavanceerde produ<span class=\"_ _1\"></span>cten in de markt heef<span class=\"_ _1\"></span>t </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geleid tot<span class=\"_ _0\"></span> de ontwik<span class=\"_ _0\"></span>keling van wi<span class=\"_ _0\"></span>skundi<span class=\"_ _0\"></span>ge modelle<span class=\"_ _0\"></span>n waarme<span class=\"_ _0\"></span>e deze</div>\n<div class=\"t m0 x2c h64 y8b2 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">producten k<span class=\"_ _1\"></span>unnen worden<span class=\"_ _1\"></span> gewaardeerd<span class=\"_ _1\"></span>. Deze model<span class=\"_ _1\"></span>len repliceren<span class=\"_ _1\"></span> het</div>\n<div class=\"t m0 x2c h64 y8b3 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">complex<span class=\"_ _0\"></span>e patroo<span class=\"_ _0\"></span>n van de functi<span class=\"_ _0\"></span>e van een opti<span class=\"_ _0\"></span>e op basis va<span class=\"_ _0\"></span>n aannames<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y20cd ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">over het st<span class=\"_ _0\"></span>oc<span class=\"lsef ws11e\">hastische gedrag van<span class=\"_ _1\"></span> de onderliggende<span class=\"_ _1\"></span> variabelen, </span></div>\n<div class=\"t m0 x1d h64 y20ce ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">numerieke alg<span class=\"_ _1\"></span>oritmen en<span class=\"_ _1\"></span> andere theo<span class=\"_ _1\"></span>retische be<span class=\"_ _1\"></span>naderingen di<span class=\"_ _1\"></span>e nodig</div>\n<div class=\"t m0 x1d h64 y20cf ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zijn om d<span class=\"_ _0\"></span>e comple<span class=\"_ _0\"></span>xiteit v<span class=\"_ _0\"></span>an het fi<span class=\"_ _0\"></span>nanci\u00ebl<span class=\"_ _0\"></span>e instrum<span class=\"_ _0\"></span>ent na<span class=\"_ _0\"></span> te bootse<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d0 ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y20d1 ff369 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voorts z<span class=\"_ _0\"></span>ijn de on<span class=\"_ _0\"></span>derlig<span class=\"_ _0\"></span>gende hy<span class=\"_ _0\"></span>pothese<span class=\"_ _0\"></span>n van ee<span class=\"_ _0\"></span>n model af<span class=\"_ _0\"></span>hankel<span class=\"_ _0\"></span>ijk van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d2 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de algemene<span class=\"_ _1\"></span> marktomstand<span class=\"_ _1\"></span>igheden (speci<span class=\"_ _1\"></span>fieke rentest<span class=\"_ _1\"></span>anden, vola<span class=\"_ _1\"></span>tiliteit</div>\n<div class=\"t m0 x1d h64 y20d3 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">etc.) op het momen<span class=\"_ _1\"></span>t van ontwikkel<span class=\"_ _1\"></span>ing van het model. Er<span class=\"_ _1\"></span> bestaat geen</div>\n<div class=\"t m0 x1d h64 y20d4 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">garantie dat<span class=\"_ _1\"></span> het model nog steeds<span class=\"_ _1\"></span> de juiste result<span class=\"_ _1\"></span>aten weergeeft<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y20d5 ff369 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wanneer marktcond<span class=\"_ _1\"></span>ities radicaal ve<span class=\"_ _1\"></span>randeren.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y20d6 ff369 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y20d7 ff369 fs44 fc14 sc0 ls103 ws11d\" style=\"z-index: 15;\">Event<span class=\"_ _1\"></span>u<span class=\"lsef ws11e\">ele modelonze<span class=\"_ _1\"></span>kerheden worden zo pre<span class=\"_ _1\"></span>cies mogelijk<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y20d8 ff369 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gekwant<span class=\"_ _0\"></span>ificeer<span class=\"_ _0\"></span>d. Dit vormt<span class=\"_ _0\"></span> de basis voor d<span class=\"_ _0\"></span>e aanpass<span class=\"_ _0\"></span>ing van de re\u00eb<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y20d9 ff369 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeberekening<span class=\"_ _1\"></span> door de<span class=\"_ _1\"></span> waarderingsme<span class=\"_ _1\"></span>thoden en in<span class=\"_ _1\"></span>terne modellen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 865px; height: 241px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 865px; height: 241px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 865px; height: 241px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag474": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls79 ws64\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inanci\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">beleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">De samenstelling van de fin<span class=\"_ _0\"></span>anci\u00eble</div>\n<div class=\"t m0 x2c h75 y1a11 ff259 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">beleggingen is als volgt<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1ef h64 y7a9 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 635px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y1437 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Financi\u00eble beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y694 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tot einde loop<span class=\"_ _0\"></span>tijd aangehouden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 685px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Voor verkoop bes<span class=\"_ _0\"></span>chikbaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 680px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Tegen re\u00eble waa<span class=\"_ _0\"></span>rde met waardeveranderingen in<span class=\"_ _0\"></span> de resultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y69a ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Derivaten aangehoud<span class=\"_ _0\"></span>en voor <span class=\"ws116\">handelsdoeleinden<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x63 h67 y685 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y685 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h69 y683 ff25b fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Bijzondere waardeverminderingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y688 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">op voor ver<span class=\"_ _0\"></span>koop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Totaal bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 709px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68d ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff25b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 yc68 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 766px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a26 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a27 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a28 ff257 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Voor ve<span class=\"_ _0\"></span>rkoop <span class=\"ws112\">b<span class=\"_ _0\"></span>eschikba<span class=\"_ _0\"></span>re financ<span class=\"_ _0\"></span>i\u00eble beleg<span class=\"_ _0\"></span>gingen v<span class=\"_ _0\"></span>an EUR 2.424 mi<span class=\"_ _0\"></span>ljoen van A<span class=\"_ _0\"></span>geas Franc<span class=\"_ _0\"></span>e werden </span></div>\n<div class=\"t m0 x1ef h64 y1a29 ff257 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22 geherclassi<span class=\"_ _1\"></span>ficeerd naar de<span class=\"_ _1\"></span> lijn \u2018activa aangehou<span class=\"_ _1\"></span>den voor verkoop\u2019<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1ef h7b y1a2a ff25c fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1a2b ff25c fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Bele<span class=\"_ _1\"></span>ggin<span class=\"_ _1\"></span>gen <span class=\"_ _1\"></span>tot<span class=\"_ _1\"></span> ei<span class=\"_ _1\"></span>nde <span class=\"_ _1\"></span>loopt<span class=\"_ _1\"></span>ijd <span class=\"_ _1\"></span>aa<span class=\"_ _1\"></span>ngehou<span class=\"_ _1\"></span>den<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 495px; z-index: 15;\"> </div>\n<div class=\"t m0 x346 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 495px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 495px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 495px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 ls0\"> </span></div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 450px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">aangehouden op <span class=\"_ _1\"></span>1 januari 2021</span> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 435px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 420px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 405px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 390px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2021</span> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 375px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- <span class=\"lsf6 ws11b\">e<span class=\"_ _1\"></span>n </span></span><span class=\"ws115\">verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 375px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 375px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 375px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 361px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 346px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 346px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y683 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 346px; z-index: 15;\">8</div>\n<div class=\"t m0 x59 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 346px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 331px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 316px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 316px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 316px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 301px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2022</span> </div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 286px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 286px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 286px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 257px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y691 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 242px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 242px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 242px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 242px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a31 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a32 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a33 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> overheidsobligati<span class=\"_ _1\"></span>es aangemer<span class=\"_ _1\"></span>kt als tot<span class=\"_ _1\"></span> einde loop<span class=\"_ _1\"></span>tijd aangehoud<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1ef h64 y1a34 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>is gebaseerd<span class=\"_ _1\"></span> op <span class=\"lsed ws112\">beurskoer<span class=\"_ _0\"></span>sen in acti<span class=\"_ _0\"></span>eve markte<span class=\"_ _0\"></span>n (niveau 1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 168px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 168px; height: 793px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De overheids<span class=\"_ _1\"></span>obligaties aa<span class=\"_ _1\"></span>ngemerkt als b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aange<span class=\"_ _1\"></span>houden naar<span class=\"_ _1\"></span> land van <span class=\"_ _1\"></span>uitgifte per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> zijn <span class=\"lsee ws13e\">als volgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 480px; bottom: 1065px; z-index: 15;\">Historische/geamortiseerde kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68b ff261 fs46 fce sc0 lsf1 ws118\" style=\"left: 741px; bottom: 1065px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff263 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Indiase overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1005px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1005px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 990px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 914px; z-index: 15;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 914px; z-index: 15;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 899px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 899px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 885px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 885px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y1a40 ff265 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1a41 ff265 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Voor verkoop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 790px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 775px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 761px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 761px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 761px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 775px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 761px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 790px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 775px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 761px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 775px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 761px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 685px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 685px; z-index: 15;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 685px; z-index: 15;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 685px; z-index: 15;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 685px; z-index: 15;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 685px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 685px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 656px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 656px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 656px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 641px; z-index: 15;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 641px; z-index: 15;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 581px; bottom: 641px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 641px; z-index: 15;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 641px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 641px; z-index: 15;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 596px; z-index: 15;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 596px; z-index: 15;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 581px; bottom: 596px; z-index: 15;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 596px; z-index: 15;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 596px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 596px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 567px; z-index: 15;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 567px; z-index: 15;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 567px; z-index: 15;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 567px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 567px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 567px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 521px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 507px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 492px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 492px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 492px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 507px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 492px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 521px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 507px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 492px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 507px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 492px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68b ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 432px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span><span class=\"ws118\">beleggingen in obligaties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b5 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 387px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 387px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 387px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 372px; z-index: 15;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 372px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 372px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 372px; z-index: 15;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 372px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 372px; z-index: 15;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 342px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 328px; z-index: 15;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 328px; z-index: 15;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 328px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 328px; z-index: 15;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 328px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 328px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 298px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 298px; z-index: 15;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 298px; z-index: 15;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 298px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 298px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 298px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 298px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a64 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a65 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1a66 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR <span class=\"lsed ws111\">1.979<span class=\"ls0 ws0\"> </span><span class=\"ws112\">miljoen van d<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">voor verkoop<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> beleggingen <span class=\"_ _1\"></span>is aangehouden<span class=\"_ _1\"></span> als onder<span class=\"_ _1\"></span>pand (<span class=\"ws113\">2021<span class=\"ls10c ws13f\">:<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> </span></span></span></span><span class=\"ws111\">2.032<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">miljoen).</span> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 240px; height: 20px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van Voor<span class=\"_ _1\"></span> verkoop besch<span class=\"_ _1\"></span>ikbare belegg<span class=\"_ _1\"></span>ingen is ge<span class=\"_ _1\"></span>baseerd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 1: genote<span class=\"_ _0\"></span>erde prijz<span class=\"_ _0\"></span>en in actiev<span class=\"_ _0\"></span>e markten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsef ws11d\">N<span class=\"_ _1\"></span>iveau 2: w<span class=\"_ _1\"></span>aarneembare <span class=\"lsed ws112\">marktgegev<span class=\"_ _0\"></span>ens in actiev<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 3: niet</span><span class=\"ff267\">-<span class=\"lsef ws11d\">waarneembare gege<span class=\"_ _1\"></span>vens (prijzen<span class=\"_ _1\"></span> van tege<span class=\"_ _1\"></span>npartijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 1018px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 1018px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 1018px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1018px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 987px; z-index: 15;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 987px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 987px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 972px; z-index: 15;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 972px; z-index: 15;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 972px; z-index: 15;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 972px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 943px; z-index: 15;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 943px; z-index: 15;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 943px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 943px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 928px; z-index: 15;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 928px; z-index: 15;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 928px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 928px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a6c ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a6d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 881px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 881px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 881px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 881px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 881px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 850px; z-index: 15;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 850px; z-index: 15;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 850px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 835px; z-index: 15;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 835px; z-index: 15;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 835px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 835px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 806px; z-index: 15;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 806px; z-index: 15;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 806px; z-index: 15;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 806px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 791px; z-index: 15;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 791px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 791px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1a75 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a76 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a77 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De veranderingen<span class=\"_ _1\"></span> in niveau 3<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringen z<span class=\"_ _0\"></span>ijn als v<span class=\"_ _0\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1a78 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 712px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 712px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff26c fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 667px; z-index: 15;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e8 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Einde <span class=\"ws115\">looptijd/aflossing of terugbetaling over d<span class=\"_ _0\"></span>e periode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 637px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 637px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Aankoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 622px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 622px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Opbrengst van verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 608px; z-index: 15;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 608px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Gerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 593px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Terugdraaien van waardeverminderinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 563px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 548px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Overboekingen tussen waarderingscategorie\u00ebn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 533px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff26c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 504px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 504px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a88 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a89 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a8a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Niveau 3<span class=\"ls0 ws0\">-</span>waar<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en voor priv<span class=\"_ _0\"></span>ate <span class=\"lsef ws11d\">equity en dur<span class=\"_ _1\"></span>fkapitaal maken<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1a8b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> re\u00eble waar<span class=\"_ _1\"></span>den die <span class=\"_ _1\"></span>worden bekendgem<span class=\"_ _1\"></span>aakt in <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x2c h64 y1a8c ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geauditeerde f<span class=\"_ _1\"></span>inancieel verslag va<span class=\"_ _1\"></span>n de relevante deel<span class=\"_ _1\"></span>nemingen. Nivea<span class=\"_ _1\"></span>u</div>\n<div class=\"t m0 x2c h64 y1a8d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsef ws11d\">wa<span class=\"_ _1\"></span>arderingen voo<span class=\"_ _1\"></span>r aandelen en<span class=\"_ _1\"></span> asset</span>-<span class=\"lsed ws11d\">backed secur<span class=\"_ _0\"></span>ities mak<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y1a8e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> de methode<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>disco<span class=\"lsed ws112\">nteerde kas<span class=\"_ _0\"></span>stromen.<span class=\"_ _0\"></span> Verwac<span class=\"_ _0\"></span>hte </span></div>\n<div class=\"t m0 x2c h64 y1a8f ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de oors<span class=\"_ _0\"></span>pronke<span class=\"_ _0\"></span>lijke</div>\n<div class=\"t m0 x2c h64 y1a90 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteria,<span class=\"_ _0\"></span> de kenme<span class=\"_ _0\"></span>rken van de le<span class=\"_ _0\"></span>ningnem<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 y1a91 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">value</span>-</span>ratio\u2019s, verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x2c h64 y1a92 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wac<span class=\"ws111\">hte </span></div>\n<div class=\"t m0 x2c h64 y1a93 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vooruit<span class=\"_ _0\"></span>betali<span class=\"_ _0\"></span>ngsnivea<span class=\"_ _0\"></span>us, enz. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e kasstrom<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y1a94 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedisconteerd <span class=\"_ _1\"></span>tegen voor<span class=\"_ _1\"></span> risico gec<span class=\"_ _1\"></span>orrigeerde ren<span class=\"_ _1\"></span>tes. Marktd<span class=\"_ _1\"></span>eelnemers</div>\n<div class=\"t m0 x2c h64 y1a95 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken vaak<span class=\"_ _1\"></span> gebruik van<span class=\"_ _1\"></span> dergelijke<span class=\"_ _1\"></span> gedisconteerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1a96 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstroomtechn<span class=\"_ _1\"></span>ieken om private<span class=\"_ _1\"></span> equity en durfkapi<span class=\"_ _1\"></span>taal te waarderen<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y1a97 ff267 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de waarderin<span class=\"_ _0\"></span>g van dez<span class=\"_ _0\"></span>e instr<span class=\"_ _0\"></span>umenten <span class=\"_ _0\"></span>maken wi<span class=\"_ _0\"></span>j evenee<span class=\"_ _0\"></span>ns tot op </span></span></div>\n<div class=\"t m0 x1d h64 y1a98 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekere ho<span class=\"_ _0\"></span>ogte gebru<span class=\"_ _0\"></span>ik van deze p<span class=\"_ _0\"></span>rijzen. D<span class=\"_ _0\"></span>eze technie<span class=\"_ _0\"></span>ken zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1a99 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderhevig aan<span class=\"_ _1\"></span> inherente beperkin<span class=\"_ _1\"></span>gen, zoals een scha<span class=\"_ _1\"></span>tting van de</div>\n<div class=\"t m0 x1d h64 y1a9a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepast<span class=\"_ _0\"></span>e voor risico<span class=\"_ _0\"></span> gecorrig<span class=\"_ _0\"></span>eerde disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet,<span class=\"_ _0\"></span> en verschi<span class=\"_ _0\"></span>llen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y1a9b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegevens en<span class=\"_ _1\"></span> veronders<span class=\"_ _1\"></span>tellingen zoude<span class=\"_ _1\"></span>n verschille<span class=\"_ _1\"></span>nde resulta<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1a9c ff267 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">oplever<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1a9d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1a9e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De niveau 3<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">posities zij<span class=\"_ _0\"></span>n met name gev<span class=\"_ _0\"></span>oelig vo<span class=\"_ _0\"></span>or een veran<span class=\"_ _0\"></span>dering in h<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x1d h64 y1a9f ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n, en</div>\n<div class=\"t m0 x1d h64 y1aa0 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dienovereen<span class=\"_ _1\"></span>komstig varieert hun<span class=\"_ _1\"></span> re\u00eble waarde in verhoud<span class=\"_ _1\"></span>ing tot de</div>\n<div class=\"t m0 x1d h64 y1aa1 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in deze kasstromen. De<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de waarde van</div>\n<div class=\"t m0 x1d h64 y1aa2 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze nivea<span class=\"_ _0\"></span>u 3<span class=\"ls0 ws0\">-</span>instrum<span class=\"_ _0\"></span>enten wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord i<span class=\"_ _0\"></span>n het overige</div>\n<div class=\"t m0 x1d h64 y1aa3 ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome. <span class=\"_ _0\"></span>Kwantit<span class=\"_ _0\"></span>atieve,<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">waarneembare inpu<span class=\"_ _1\"></span>ts</span><span class=\"ws112\">, welke </span></div>\n<div class=\"t m0 x1d h64 y1aa4 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gebrui<span class=\"_ _1\"></span>kt bij waardering<span class=\"_ _1\"></span>en tegen re\u00eble waarde<span class=\"_ _1\"></span>, worden niet door</div>\n<div class=\"t m0 x1d h64 y1aa5 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de entite<span class=\"_ _0\"></span>it ontwikk<span class=\"_ _0\"></span>eld.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 241px; height: 865px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 241px; height: 865px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 865px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff26d fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Overheidsoblig<span class=\"_ _1\"></span>aties naar land van<span class=\"_ _1\"></span> uitgifte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff26d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 1065px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y68f ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 1035px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 1065px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1050px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1050px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 945px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 871px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 871px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 856px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 856px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 842px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 842px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 842px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Luxemburgse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 827px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 827px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 827px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 812px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 812px; z-index: 15;\">2</div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 812px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Malta overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 797px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 797px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 782px; z-index: 15;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 782px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 767px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 767px; z-index: 15;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 722px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 707px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y69a ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 692px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 722px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 707px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 692px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 707px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 692px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 617px; z-index: 15;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 558px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 558px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 558px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 543px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 543px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 543px; z-index: 15;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 528px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 528px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 528px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 513px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 513px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 513px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 498px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 498px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Tsjechische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 469px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 469px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 469px; z-index: 15;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Verenigde Staten van Ame<span class=\"_ _0\"></span>rika: overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x12c h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 439px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 439px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 439px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 424px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 424px; z-index: 15;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 424px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel to<span class=\"_ _1\"></span>ont de ne<span class=\"_ _1\"></span>tto ongereali<span class=\"_ _1\"></span>seerde winsten<span class=\"_ _1\"></span> en verliezen<span class=\"_ _1\"></span> op Voor <span class=\"_ _1\"></span>verkoop besch<span class=\"_ _1\"></span>ikbare belegging<span class=\"_ _1\"></span>en opgenom<span class=\"_ _1\"></span>en in he<span class=\"ws11e\">t eige<span class=\"_ _1\"></span>n vermogen. </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen in<span class=\"_ _1\"></span> aandelen en overige<span class=\"_ _1\"></span> beleggingen zijn inc<span class=\"_ _1\"></span>lusief private<span class=\"_ _1\"></span> equity en <span class=\"ws113\">durfkap<span class=\"_ _1\"></span>itaal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 974px; z-index: 15;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Shadow <span class=\"lsf3 ws120\">acc<span class=\"_ _1\"></span>ounti<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 959px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 945px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 945px; z-index: 15;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 930px; z-index: 15;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 884px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 884px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in aandelen e<span class=\"_ _0\"></span>n overige beleggingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 854px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 854px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 824px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 809px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 809px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 795px; z-index: 15;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 780px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 765px; z-index: 15;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 765px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ad7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad8 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad9 ff272 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">wijzigingen<span class=\"_ _1\"></span> in de bijzondere<span class=\"_ _1\"></span> waardeverminderin<span class=\"_ _1\"></span>gen op voor verko<span class=\"_ _1\"></span>op beschikbare bel<span class=\"_ _1\"></span>eggingen zijn.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1ada ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 686px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 723px; bottom: 686px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff274 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 656px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 656px; z-index: 15;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 641px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 634px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 626px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 611px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 611px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 596px; z-index: 15;\">Vrijgeven van bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 581px; z-index: 15;\">Terugname bij de <span class=\"ws116\">verkoop/de<span class=\"_ _0\"></span>sinvestering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 581px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 581px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y688 ff274 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 552px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 552px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 552px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1add ff276 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ade ff276 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Beleggingen teg<span class=\"_ _1\"></span>en re\u00eble <span class=\"_ _1\"></span>waarde met <span class=\"_ _1\"></span>waardeveranderingen i<span class=\"_ _1\"></span>n de <span class=\"_ _1\"></span>resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 457px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 457px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 412px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 412px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 382px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 382px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 353px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 353px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 338px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 338px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 323px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 323px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 323px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff274 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met <span class=\"_ _0\"></span><span class=\"lsf1 ws115\">waardeveranderingen in de res<span class=\"_ _0\"></span>ultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 308px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 308px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1aea ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aeb ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aec ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen tegen r<span class=\"_ _1\"></span>e\u00eble waarde met waar<span class=\"_ _1\"></span>deveranderinge<span class=\"_ _1\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y1aed ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening betre<span class=\"_ _1\"></span>ffen voornameli<span class=\"_ _1\"></span>jk belegging<span class=\"_ _1\"></span>en in ver<span class=\"_ _1\"></span>band met</div>\n<div class=\"t m0 x2c h64 y1aee ff272 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws11d\">verzeke<span class=\"_ _0\"></span>ringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen wa<span class=\"_ _0\"></span>arvan d<span class=\"_ _0\"></span>e kasstr<span class=\"_ _0\"></span>omen cont<span class=\"_ _0\"></span>ractu<span class=\"_ _0\"></span>eel of </span></div>\n<div class=\"t m0 x2c h64 y1aef ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoofd<span class=\"_ _0\"></span>e van discret<span class=\"_ _0\"></span>ionaire w<span class=\"_ _0\"></span>instdel<span class=\"_ _0\"></span>ing zijn gek<span class=\"_ _0\"></span>oppeld aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1af0 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n deze activ<span class=\"_ _0\"></span>a en waar in de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ng daarvan</div>\n<div class=\"t m0 x2c h64 y1af1 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mede reken<span class=\"_ _1\"></span>ing wordt geho<span class=\"_ _1\"></span>uden met act<span class=\"_ _1\"></span>uele informa<span class=\"_ _1\"></span>tie. Hierdoor<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 y1af2 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de kans aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> verklein<span class=\"_ _0\"></span>d dat er in de vers<span class=\"_ _0\"></span>laglegg<span class=\"_ _0\"></span>ing een 'mi<span class=\"_ _0\"></span>smatch'</div>\n<div class=\"t m0 x2c h64 y1af3 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">optreedt<span class=\"_ _0\"></span> door het op ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde grond<span class=\"_ _0\"></span>slagen ber<span class=\"_ _0\"></span>ekenen van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y1af4 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen en d<span class=\"_ _0\"></span>e daarme<span class=\"_ _0\"></span>e samenha<span class=\"_ _0\"></span>ngende wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af5 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1af6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overige belegg<span class=\"_ _1\"></span>ingen, gewaardeerd<span class=\"_ _1\"></span> t<span class=\"ws11d\">egen re\u00eble<span class=\"_ _1\"></span> waarde me<span class=\"_ _1\"></span>t verwerking </span></div>\n<div class=\"t m0 x1d h64 y1af7 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van waardeve<span class=\"_ _1\"></span>randeringen in<span class=\"_ _1\"></span> winst of<span class=\"_ _1\"></span> verlies, z<span class=\"_ _1\"></span>ijn gerelate<span class=\"_ _1\"></span>erd aan</div>\n<div class=\"t m0 x1d h64 y1af8 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>in het va<span class=\"_ _1\"></span>stgoedfonds.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af9 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1afa ff272 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De nomi<span class=\"_ _0\"></span>nale waa<span class=\"_ _0\"></span>rde van s<span class=\"_ _0\"></span>chuldeff<span class=\"_ _0\"></span>ecten t<span class=\"_ _0\"></span>egen re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e met</div>\n<div class=\"t m0 x1d h64 y1afb ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening bedro<span class=\"_ _1\"></span>eg op 31<span class=\"_ _1\"></span> december</div>\n<div class=\"t m0 x1d h64 y1afc ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2022 EUR 13<span class=\"_ _0\"></span>9 miljoen (<span class=\"_ _0\"></span>31 decemb<span class=\"_ _0\"></span>er 2021: EUR<span class=\"ls0 ws0\"> </span>133 m<span class=\"_ _0\"></span>iljoen).</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 124px; height: 390px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 124px; height: 982px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 124px; height: 982px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van bele<span class=\"_ _1\"></span>ggingen tegen <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekening<span class=\"_ _1\"></span> is gebasee<span class=\"_ _1\"></span>rd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 1</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws11d\">genoteerde p<span class=\"_ _0\"></span>rijzen<span class=\"_ _0\"></span> in actiev<span class=\"_ _0\"></span>e ma<span class=\"lsef ws113\">rkten;<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 2</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws112\">waarneembar<span class=\"_ _0\"></span>e marktge<span class=\"_ _0\"></span>gevens<span class=\"_ _0\"></span> in actieve m<span class=\"_ _0\"></span>arkten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 3</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span>: <span class=\"_ _dd\"> </span><span class=\"lsed ws111\">niet</span>-<span class=\"lsef ws11e\">waarne<span class=\"_ _1\"></span>embare gegevens (pr<span class=\"_ _1\"></span>ijzen van tegenpar<span class=\"_ _1\"></span>tijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waarderinge<span class=\"_ _1\"></span>n per ja<span class=\"_ _1\"></span>areinde zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 986px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">waardeveranderingen in de <span class=\"ws116\">resultatenrekening</span></span> </div>\n<div class=\"t m0 x72 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b0e ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b0f ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 820px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waardeveranderingen in de resultatenrekening</span> </div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 306px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1b19 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b1a ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b1c ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Voor handelsdoeleinden aangehou<span class=\"_ _1\"></span>den derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b1d ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden der<span class=\"_ _1\"></span>ivaten worden <span class=\"_ _1\"></span>gebaseerd o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x2c h64 y1b1e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niveau 2<span class=\"_ _1\"></span> (waarneembare<span class=\"_ _1\"></span> marktgegevens <span class=\"_ _1\"></span>in actieve<span class=\"_ _1\"></span> markten). Z<span class=\"_ _1\"></span>ie ook</div>\n<div class=\"t m0 x2c h64 y1b1f ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 27<span class=\"_ _1\"></span> Derivaten voor nade<span class=\"_ _1\"></span>re details. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 564px; height: 88px; width: 344px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1b20 ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b21 ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Securities lending<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b22 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an effect<span class=\"_ _0\"></span>enleenov<span class=\"_ _0\"></span>ereen<span class=\"_ _0\"></span>komsten h<span class=\"_ _0\"></span>ebben we <span class=\"lsef ws113\">derden </span></div>\n<div class=\"t m0 x2c h64 y1b23 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gemachtigd <span class=\"_ _1\"></span>om bepaalde e<span class=\"_ _1\"></span>ffecten geduren<span class=\"_ _1\"></span>de een be<span class=\"_ _1\"></span>perkte periode<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x2c h64 y1b24 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruiken, <span class=\"_ _1\"></span>waarna zij<span class=\"_ _1\"></span> de effecten<span class=\"_ _1\"></span> aan ons <span class=\"_ _1\"></span>retourneren. Ge<span class=\"_ _1\"></span>durende die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1b25 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tijd blijv<span class=\"_ _0\"></span>en we inkoms<span class=\"_ _0\"></span>ten gene<span class=\"_ _0\"></span>reren uit dez<span class=\"_ _0\"></span>e effect<span class=\"_ _0\"></span>en. De effect<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c h64 y1b26 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gelden even<span class=\"_ _1\"></span>eens als onde<span class=\"_ _1\"></span>rpand onder<span class=\"_ _1\"></span> de vorm v<span class=\"_ _1\"></span>an<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">\u201candere eff<span class=\"_ _0\"></span>ecten </span></span></div>\n<div class=\"t m0 x2c h64 y1b27 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met een dekk<span class=\"_ _0\"></span>ingsgra<span class=\"_ _0\"></span>ad van minim<span class=\"_ _0\"></span>aal 105%<span class=\"_ _0\"></span>\u201d. Aan het ei<span class=\"_ _0\"></span>nde van het ja<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x2c h64 y1b28 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hadden derge<span class=\"_ _1\"></span>lijke overeenk<span class=\"_ _1\"></span>omsten betrekking<span class=\"_ _1\"></span> op een<span class=\"_ _1\"></span> bedrag van<span class=\"_ _1\"></span> EUR</div>\n<div class=\"t m0 x2c h64 y1b29 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">691 miljoen<span class=\"_ _1\"></span> (EUR 738<span class=\"_ _1\"></span> miljoen vori<span class=\"_ _1\"></span>g jaar).<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1d h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1b1c ff27e fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Belangen in <span class=\"ls10d ws141\">niet<span class=\"ls0 ws0\">-</span>geconsolideerd<span class=\"_ _1\"></span>e gestructureerde <span class=\"_ _1\"></span></span></div>\n<div class=\"t m0 x1d h7b y1b2a ff27e fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">entite<span class=\"ls10d ws141\">iten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1b2b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance, een d<span class=\"_ _1\"></span>ochtermaatschappij<span class=\"_ _1\"></span> van Ageas Groep, houd<span class=\"_ _1\"></span>t notes</div>\n<div class=\"t m0 x1d h64 y1b2c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die een bel<span class=\"_ _0\"></span>ang verteg<span class=\"_ _0\"></span>enwoord<span class=\"_ _0\"></span>igen (via de o<span class=\"_ _0\"></span>ntvangst<span class=\"_ _0\"></span> van afloss<span class=\"_ _0\"></span>ingen en</div>\n<div class=\"t m0 x1d h64 y1b2d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente) in ee<span class=\"_ _0\"></span>n gestruct<span class=\"_ _0\"></span>ureerd<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die niet wor<span class=\"_ _0\"></span>dt gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>d.</div>\n<div class=\"t m0 x1d h64 y1b2e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gestruct<span class=\"_ _1\"></span>ureerde entite<span class=\"_ _1\"></span>iten belegge<span class=\"_ _1\"></span>n in <span class=\"ws113\">hypotheek<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>en </span></div>\n<div class=\"t m0 x1d h64 y1b2f ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en en gene<span class=\"_ _1\"></span>reren middel<span class=\"_ _1\"></span>en via de<span class=\"_ _1\"></span> uitgifte va<span class=\"_ _1\"></span>n notes of</div>\n<div class=\"t m0 x1d h64 y1b30 ff278 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">units.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b31 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b32 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gest<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>eerde notes<span class=\"_ _0\"></span> en units wo<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in Voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1b33 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span>\u2019. Behoudens<span class=\"_ _0\"></span> de notes en uni<span class=\"_ _0\"></span>ts heeft</div>\n<div class=\"t m0 x1d h64 y1b34 ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance geen<span class=\"_ _1\"></span> andere belangen in<span class=\"_ _1\"></span> deze gestructureerde<span class=\"_ _1\"></span> entiteiten.</div>\n<div class=\"t m0 x1d h64 y1b35 ff278 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iesbloot<span class=\"_ _0\"></span>stell<span class=\"_ _0\"></span>ing van A<span class=\"_ _0\"></span>G Insura<span class=\"_ _0\"></span>nce is be<span class=\"_ _0\"></span>perkt tot<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 y1b36 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekwaarde v<span class=\"_ _1\"></span>an de aang<span class=\"_ _1\"></span>ehouden note<span class=\"_ _1\"></span>s of units<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b37 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b38 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van het<span class=\"_ _0\"></span> belang va<span class=\"_ _0\"></span>n AG Insura<span class=\"_ _0\"></span>nce in het Fon<span class=\"_ _0\"></span>ds van</div>\n<div class=\"t m0 x1d h64 y1b39 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypothe<span class=\"_ _0\"></span>eklenin<span class=\"_ _0\"></span>gen bedraa<span class=\"_ _0\"></span>gt EUR 319<span class=\"_ _0\"></span> miljoen per 31 de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1d h64 y1b3a ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(EUR 410 <span class=\"_ _1\"></span>miljoen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2021). <span class=\"_ _1\"></span>De boekwaarde<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y1b3b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belang van AG Insu<span class=\"_ _1\"></span>rance in door Huuropbr<span class=\"_ _1\"></span>engsten gedekte<span class=\"_ _1\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b3c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedraagt<span class=\"_ _0\"></span> EUR 28 miljo<span class=\"_ _0\"></span>en per 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>22 (EUR 35 mil<span class=\"_ _0\"></span>joen per 31</div>\n<div class=\"t m0 x1d h64 y1b3d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Decembe<span class=\"_ _0\"></span>r 2021). D<span class=\"_ _0\"></span>e boekwa<span class=\"_ _0\"></span>arde van het b<span class=\"_ _0\"></span>elang van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e in</div>\n<div class=\"t m0 x1d h64 y1b3e ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Privat<span class=\"_ _0\"></span>e Equity bed<span class=\"_ _0\"></span>raagt EUR 1<span class=\"_ _0\"></span>73 miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 (EU<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x1d h64 y1b3f ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">27 miljoe<span class=\"_ _0\"></span>n per 31 decem<span class=\"_ _0\"></span>ber 2021).</div>\n<div class=\"t m0 x36c hb7 y72d ff27b fs70 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b40 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b41 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Fonds <span class=\"_ _1\"></span>van hypothee<span class=\"_ _1\"></span>kleningen i<span class=\"_ _1\"></span>s volledig <span class=\"_ _1\"></span>eigendom van<span class=\"_ _1\"></span> AG</div>\n<div class=\"t m0 x1d h64 y1b42 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance e<span class=\"_ _1\"></span>n de totale<span class=\"_ _1\"></span> activa van<span class=\"_ _1\"></span> de door <span class=\"_ _1\"></span>Huuropbrengsten <span class=\"_ _1\"></span>gedekte</div>\n<div class=\"t m0 x1d h64 y1b43 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen<span class=\"_ _1\"></span> bedraagt EUR<span class=\"_ _1\"></span> 196 miljoe<span class=\"_ _1\"></span>n per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> (EUR</div>\n<div class=\"t m0 x1d h64 y1b44 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">339 miljoen<span class=\"_ _1\"></span> per 31 d<span class=\"_ _1\"></span>ecember 2021<span class=\"lsed ws111\">).</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 461px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 466px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 185px; height: 921px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag473": {
   "value": "\n<div class=\"t m0 x1ef h7b y1a2a ff25c fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h7b y1a2b ff25c fs50 fcc sc0 ls10f ws143\" style=\"z-index: 15;\">Bele<span class=\"_ _1\"></span>ggin<span class=\"_ _1\"></span>gen <span class=\"_ _1\"></span>tot<span class=\"_ _1\"></span> ei<span class=\"_ _1\"></span>nde <span class=\"_ _1\"></span>loopt<span class=\"_ _1\"></span>ijd <span class=\"_ _1\"></span>aa<span class=\"_ _1\"></span>ngehou<span class=\"_ _1\"></span>den<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 495px; z-index: 15;\"> </div>\n<div class=\"t m0 x346 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 495px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 495px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff257 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 495px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff257 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y691 ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 ls0\"> </span></div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25a fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 464px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 450px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls115 ws171\">aangehouden op <span class=\"_ _1\"></span>1 januari 2021</span> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y67e ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 450px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y67e ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 450px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 435px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 435px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 420px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 420px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 405px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y6e3 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 405px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 390px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2021</span> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y685 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y685 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 390px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 375px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- <span class=\"lsf6 ws11b\">e<span class=\"_ _1\"></span>n </span></span><span class=\"ws115\">verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 375px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 375px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e3 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 375px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 361px; z-index: 15;\">Einde looptijd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 361px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 361px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 346px; z-index: 15;\">Over<span class=\"_ _1\"></span>names<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 346px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f h67 y683 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 701px; bottom: 346px; z-index: 15;\">8</div>\n<div class=\"t m0 x59 h67 y683 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 346px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff257 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 331px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y688 ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 331px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 316px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 600px; bottom: 316px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 316px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff257 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 316px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff25b fs46 fce sc0 lsf5 ws0\" style=\"left: 325px; bottom: 301px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tot ei<span class=\"_ _0\"></span>nde lo<span class=\"_ _0\"></span>optijd<span class=\"_ _0\"></span><span class=\"ff257 fc14 ls0\"> </span></div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h67 y68b ff257 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden op 31 december 2022</span> </div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 286px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 286px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68d ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 286px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x5a h69 y68f ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 271px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 257px; z-index: 15;\">Re\u00eble waarde op 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h69 y691 ff25b fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h69 y691 ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 257px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff25b fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 242px; z-index: 15;\">Re\u00eble waarde op 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 594px; bottom: 242px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 242px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68f ff25b fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 242px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1a31 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a32 ff257 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1a33 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De re\u00eble <span class=\"_ _1\"></span>waarde van<span class=\"_ _1\"></span> overheidsobligati<span class=\"_ _1\"></span>es aangemer<span class=\"_ _1\"></span>kt als tot<span class=\"_ _1\"></span> einde loop<span class=\"_ _1\"></span>tijd aangehoud<span class=\"_ _1\"></span>en</div>\n<div class=\"t m0 x1ef h64 y1a34 ff257 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>is gebaseerd<span class=\"_ _1\"></span> op <span class=\"lsed ws112\">beurskoer<span class=\"_ _0\"></span>sen in acti<span class=\"_ _0\"></span>eve markte<span class=\"_ _0\"></span>n (niveau 1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 168px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De overheids<span class=\"_ _1\"></span>obligaties aa<span class=\"_ _1\"></span>ngemerkt als b<span class=\"_ _1\"></span>eleggingen<span class=\"_ _1\"></span> tot einde<span class=\"_ _1\"></span> looptijd aange<span class=\"_ _1\"></span>houden naar<span class=\"_ _1\"></span> land van <span class=\"_ _1\"></span>uitgifte per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> zijn <span class=\"lsee ws13e\">als volgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 480px; bottom: 1065px; z-index: 15;\">Historische/geamortiseerde kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68b ff261 fs46 fce sc0 lsf1 ws118\" style=\"left: 741px; bottom: 1065px; z-index: 15;\">Re\u00eble waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff263 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff261 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Indiase overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1005px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1005px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 990px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68f ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 914px; z-index: 15;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6be ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 914px; z-index: 15;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 899px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 899px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff264 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 885px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y6e3 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 885px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y1a40 ff265 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1a41 ff265 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Voor verkoop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 790px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 775px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 761px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 761px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 761px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 775px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 761px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 790px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 775px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 761px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 775px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 761px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 685px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 685px; z-index: 15;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 685px; z-index: 15;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 685px; z-index: 15;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 685px; z-index: 15;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 685px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 685px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 656px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 656px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 656px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 641px; z-index: 15;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 641px; z-index: 15;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 581px; bottom: 641px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 641px; z-index: 15;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 641px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 641px; z-index: 15;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 596px; z-index: 15;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 596px; z-index: 15;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 581px; bottom: 596px; z-index: 15;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 596px; z-index: 15;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 596px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 596px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 567px; z-index: 15;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 567px; z-index: 15;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 567px; z-index: 15;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 567px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 567px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 567px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 521px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 507px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 492px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 492px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 492px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 507px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 492px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 521px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 507px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 492px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 507px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 492px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68b ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 432px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span><span class=\"ws118\">beleggingen in obligaties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b5 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 387px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 387px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 387px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 372px; z-index: 15;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 372px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 372px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 372px; z-index: 15;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 372px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 372px; z-index: 15;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 342px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 328px; z-index: 15;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 328px; z-index: 15;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 328px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 328px; z-index: 15;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 328px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 328px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 298px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 298px; z-index: 15;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 298px; z-index: 15;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 298px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 298px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 298px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 298px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a64 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a65 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1a66 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR <span class=\"lsed ws111\">1.979<span class=\"ls0 ws0\"> </span><span class=\"ws112\">miljoen van d<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">voor verkoop<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> beleggingen <span class=\"_ _1\"></span>is aangehouden<span class=\"_ _1\"></span> als onder<span class=\"_ _1\"></span>pand (<span class=\"ws113\">2021<span class=\"ls10c ws13f\">:<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> </span></span></span></span><span class=\"ws111\">2.032<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">miljoen).</span> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 240px; height: 20px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van Voor<span class=\"_ _1\"></span> verkoop besch<span class=\"_ _1\"></span>ikbare belegg<span class=\"_ _1\"></span>ingen is ge<span class=\"_ _1\"></span>baseerd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 1: genote<span class=\"_ _0\"></span>erde prijz<span class=\"_ _0\"></span>en in actiev<span class=\"_ _0\"></span>e markten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsef ws11d\">N<span class=\"_ _1\"></span>iveau 2: w<span class=\"_ _1\"></span>aarneembare <span class=\"lsed ws112\">marktgegev<span class=\"_ _0\"></span>ens in actiev<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 3: niet</span><span class=\"ff267\">-<span class=\"lsef ws11d\">waarneembare gege<span class=\"_ _1\"></span>vens (prijzen<span class=\"_ _1\"></span> van tege<span class=\"_ _1\"></span>npartijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 1018px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 1018px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 1018px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1018px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 987px; z-index: 15;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 987px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 987px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 972px; z-index: 15;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 972px; z-index: 15;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 972px; z-index: 15;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 972px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 943px; z-index: 15;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 943px; z-index: 15;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 943px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 943px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 928px; z-index: 15;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 928px; z-index: 15;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 928px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 928px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a6c ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a6d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 881px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 881px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 881px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 881px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 881px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 850px; z-index: 15;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 850px; z-index: 15;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 850px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 835px; z-index: 15;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 835px; z-index: 15;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 835px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 835px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 806px; z-index: 15;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 806px; z-index: 15;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 806px; z-index: 15;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 806px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 791px; z-index: 15;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 791px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 791px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1a75 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a76 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a77 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De veranderingen<span class=\"_ _1\"></span> in niveau 3<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringen z<span class=\"_ _0\"></span>ijn als v<span class=\"_ _0\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1a78 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 712px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 712px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff26c fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 667px; z-index: 15;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e8 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Einde <span class=\"ws115\">looptijd/aflossing of terugbetaling over d<span class=\"_ _0\"></span>e periode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 637px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 637px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Aankoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 622px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 622px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Opbrengst van verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 608px; z-index: 15;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 608px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Gerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 593px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Terugdraaien van waardeverminderinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 563px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 548px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Overboekingen tussen waarderingscategorie\u00ebn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 533px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff26c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 504px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 504px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a88 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a89 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a8a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Niveau 3<span class=\"ls0 ws0\">-</span>waar<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en voor priv<span class=\"_ _0\"></span>ate <span class=\"lsef ws11d\">equity en dur<span class=\"_ _1\"></span>fkapitaal maken<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1a8b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> re\u00eble waar<span class=\"_ _1\"></span>den die <span class=\"_ _1\"></span>worden bekendgem<span class=\"_ _1\"></span>aakt in <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x2c h64 y1a8c ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geauditeerde f<span class=\"_ _1\"></span>inancieel verslag va<span class=\"_ _1\"></span>n de relevante deel<span class=\"_ _1\"></span>nemingen. Nivea<span class=\"_ _1\"></span>u</div>\n<div class=\"t m0 x2c h64 y1a8d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsef ws11d\">wa<span class=\"_ _1\"></span>arderingen voo<span class=\"_ _1\"></span>r aandelen en<span class=\"_ _1\"></span> asset</span>-<span class=\"lsed ws11d\">backed secur<span class=\"_ _0\"></span>ities mak<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y1a8e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> de methode<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>disco<span class=\"lsed ws112\">nteerde kas<span class=\"_ _0\"></span>stromen.<span class=\"_ _0\"></span> Verwac<span class=\"_ _0\"></span>hte </span></div>\n<div class=\"t m0 x2c h64 y1a8f ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de oors<span class=\"_ _0\"></span>pronke<span class=\"_ _0\"></span>lijke</div>\n<div class=\"t m0 x2c h64 y1a90 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteria,<span class=\"_ _0\"></span> de kenme<span class=\"_ _0\"></span>rken van de le<span class=\"_ _0\"></span>ningnem<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 y1a91 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">value</span>-</span>ratio\u2019s, verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x2c h64 y1a92 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wac<span class=\"ws111\">hte </span></div>\n<div class=\"t m0 x2c h64 y1a93 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vooruit<span class=\"_ _0\"></span>betali<span class=\"_ _0\"></span>ngsnivea<span class=\"_ _0\"></span>us, enz. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e kasstrom<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y1a94 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedisconteerd <span class=\"_ _1\"></span>tegen voor<span class=\"_ _1\"></span> risico gec<span class=\"_ _1\"></span>orrigeerde ren<span class=\"_ _1\"></span>tes. Marktd<span class=\"_ _1\"></span>eelnemers</div>\n<div class=\"t m0 x2c h64 y1a95 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken vaak<span class=\"_ _1\"></span> gebruik van<span class=\"_ _1\"></span> dergelijke<span class=\"_ _1\"></span> gedisconteerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1a96 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstroomtechn<span class=\"_ _1\"></span>ieken om private<span class=\"_ _1\"></span> equity en durfkapi<span class=\"_ _1\"></span>taal te waarderen<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y1a97 ff267 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de waarderin<span class=\"_ _0\"></span>g van dez<span class=\"_ _0\"></span>e instr<span class=\"_ _0\"></span>umenten <span class=\"_ _0\"></span>maken wi<span class=\"_ _0\"></span>j evenee<span class=\"_ _0\"></span>ns tot op </span></span></div>\n<div class=\"t m0 x1d h64 y1a98 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekere ho<span class=\"_ _0\"></span>ogte gebru<span class=\"_ _0\"></span>ik van deze p<span class=\"_ _0\"></span>rijzen. D<span class=\"_ _0\"></span>eze technie<span class=\"_ _0\"></span>ken zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1a99 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderhevig aan<span class=\"_ _1\"></span> inherente beperkin<span class=\"_ _1\"></span>gen, zoals een scha<span class=\"_ _1\"></span>tting van de</div>\n<div class=\"t m0 x1d h64 y1a9a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepast<span class=\"_ _0\"></span>e voor risico<span class=\"_ _0\"></span> gecorrig<span class=\"_ _0\"></span>eerde disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet,<span class=\"_ _0\"></span> en verschi<span class=\"_ _0\"></span>llen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y1a9b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegevens en<span class=\"_ _1\"></span> veronders<span class=\"_ _1\"></span>tellingen zoude<span class=\"_ _1\"></span>n verschille<span class=\"_ _1\"></span>nde resulta<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1a9c ff267 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">oplever<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1a9d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1a9e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De niveau 3<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">posities zij<span class=\"_ _0\"></span>n met name gev<span class=\"_ _0\"></span>oelig vo<span class=\"_ _0\"></span>or een veran<span class=\"_ _0\"></span>dering in h<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x1d h64 y1a9f ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n, en</div>\n<div class=\"t m0 x1d h64 y1aa0 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dienovereen<span class=\"_ _1\"></span>komstig varieert hun<span class=\"_ _1\"></span> re\u00eble waarde in verhoud<span class=\"_ _1\"></span>ing tot de</div>\n<div class=\"t m0 x1d h64 y1aa1 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in deze kasstromen. De<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de waarde van</div>\n<div class=\"t m0 x1d h64 y1aa2 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze nivea<span class=\"_ _0\"></span>u 3<span class=\"ls0 ws0\">-</span>instrum<span class=\"_ _0\"></span>enten wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord i<span class=\"_ _0\"></span>n het overige</div>\n<div class=\"t m0 x1d h64 y1aa3 ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome. <span class=\"_ _0\"></span>Kwantit<span class=\"_ _0\"></span>atieve,<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">waarneembare inpu<span class=\"_ _1\"></span>ts</span><span class=\"ws112\">, welke </span></div>\n<div class=\"t m0 x1d h64 y1aa4 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gebrui<span class=\"_ _1\"></span>kt bij waardering<span class=\"_ _1\"></span>en tegen re\u00eble waarde<span class=\"_ _1\"></span>, worden niet door</div>\n<div class=\"t m0 x1d h64 y1aa5 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de entite<span class=\"_ _0\"></span>it ontwikk<span class=\"_ _0\"></span>eld.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 241px; height: 865px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 241px; height: 865px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff26d fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Overheidsoblig<span class=\"_ _1\"></span>aties naar land van<span class=\"_ _1\"></span> uitgifte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff26d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 1065px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y68f ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 1035px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 1065px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1050px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1050px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 945px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 871px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 871px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 856px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 856px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 842px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 842px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 842px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Luxemburgse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 827px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 827px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 827px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 812px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 812px; z-index: 15;\">2</div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 812px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Malta overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 797px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 797px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 782px; z-index: 15;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 782px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 767px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 767px; z-index: 15;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 722px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 707px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y69a ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 692px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 722px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 707px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 692px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 707px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 692px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 617px; z-index: 15;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 558px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 558px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 558px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 543px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 543px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 543px; z-index: 15;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 528px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 528px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 528px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 513px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 513px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 513px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 498px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 498px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Tsjechische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 469px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 469px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 469px; z-index: 15;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Verenigde Staten van Ame<span class=\"_ _0\"></span>rika: overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x12c h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 439px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 439px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 439px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 424px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 424px; z-index: 15;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 424px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel to<span class=\"_ _1\"></span>ont de ne<span class=\"_ _1\"></span>tto ongereali<span class=\"_ _1\"></span>seerde winsten<span class=\"_ _1\"></span> en verliezen<span class=\"_ _1\"></span> op Voor <span class=\"_ _1\"></span>verkoop besch<span class=\"_ _1\"></span>ikbare belegging<span class=\"_ _1\"></span>en opgenom<span class=\"_ _1\"></span>en in he<span class=\"ws11e\">t eige<span class=\"_ _1\"></span>n vermogen. </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen in<span class=\"_ _1\"></span> aandelen en overige<span class=\"_ _1\"></span> beleggingen zijn inc<span class=\"_ _1\"></span>lusief private<span class=\"_ _1\"></span> equity en <span class=\"ws113\">durfkap<span class=\"_ _1\"></span>itaal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 974px; z-index: 15;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Shadow <span class=\"lsf3 ws120\">acc<span class=\"_ _1\"></span>ounti<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 959px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 945px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 945px; z-index: 15;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 930px; z-index: 15;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 884px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 884px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in aandelen e<span class=\"_ _0\"></span>n overige beleggingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 854px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 854px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 824px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 809px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 809px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 795px; z-index: 15;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 780px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 765px; z-index: 15;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 765px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ad7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad8 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad9 ff272 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">wijzigingen<span class=\"_ _1\"></span> in de bijzondere<span class=\"_ _1\"></span> waardeverminderin<span class=\"_ _1\"></span>gen op voor verko<span class=\"_ _1\"></span>op beschikbare bel<span class=\"_ _1\"></span>eggingen zijn.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1ada ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 686px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 723px; bottom: 686px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff274 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 656px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 656px; z-index: 15;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 641px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 634px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 626px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 611px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 611px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 596px; z-index: 15;\">Vrijgeven van bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 581px; z-index: 15;\">Terugname bij de <span class=\"ws116\">verkoop/de<span class=\"_ _0\"></span>sinvestering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 581px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 581px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y688 ff274 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 552px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 552px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 552px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1add ff276 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ade ff276 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Beleggingen teg<span class=\"_ _1\"></span>en re\u00eble <span class=\"_ _1\"></span>waarde met <span class=\"_ _1\"></span>waardeveranderingen i<span class=\"_ _1\"></span>n de <span class=\"_ _1\"></span>resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 457px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 457px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 412px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 412px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 382px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 382px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 353px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 353px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 338px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 338px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 323px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 323px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 323px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff274 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met <span class=\"_ _0\"></span><span class=\"lsf1 ws115\">waardeveranderingen in de res<span class=\"_ _0\"></span>ultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 308px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 308px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1aea ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aeb ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aec ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen tegen r<span class=\"_ _1\"></span>e\u00eble waarde met waar<span class=\"_ _1\"></span>deveranderinge<span class=\"_ _1\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y1aed ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening betre<span class=\"_ _1\"></span>ffen voornameli<span class=\"_ _1\"></span>jk belegging<span class=\"_ _1\"></span>en in ver<span class=\"_ _1\"></span>band met</div>\n<div class=\"t m0 x2c h64 y1aee ff272 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws11d\">verzeke<span class=\"_ _0\"></span>ringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen wa<span class=\"_ _0\"></span>arvan d<span class=\"_ _0\"></span>e kasstr<span class=\"_ _0\"></span>omen cont<span class=\"_ _0\"></span>ractu<span class=\"_ _0\"></span>eel of </span></div>\n<div class=\"t m0 x2c h64 y1aef ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoofd<span class=\"_ _0\"></span>e van discret<span class=\"_ _0\"></span>ionaire w<span class=\"_ _0\"></span>instdel<span class=\"_ _0\"></span>ing zijn gek<span class=\"_ _0\"></span>oppeld aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1af0 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n deze activ<span class=\"_ _0\"></span>a en waar in de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ng daarvan</div>\n<div class=\"t m0 x2c h64 y1af1 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mede reken<span class=\"_ _1\"></span>ing wordt geho<span class=\"_ _1\"></span>uden met act<span class=\"_ _1\"></span>uele informa<span class=\"_ _1\"></span>tie. Hierdoor<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 y1af2 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de kans aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> verklein<span class=\"_ _0\"></span>d dat er in de vers<span class=\"_ _0\"></span>laglegg<span class=\"_ _0\"></span>ing een 'mi<span class=\"_ _0\"></span>smatch'</div>\n<div class=\"t m0 x2c h64 y1af3 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">optreedt<span class=\"_ _0\"></span> door het op ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde grond<span class=\"_ _0\"></span>slagen ber<span class=\"_ _0\"></span>ekenen van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y1af4 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen en d<span class=\"_ _0\"></span>e daarme<span class=\"_ _0\"></span>e samenha<span class=\"_ _0\"></span>ngende wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af5 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1af6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overige belegg<span class=\"_ _1\"></span>ingen, gewaardeerd<span class=\"_ _1\"></span> t<span class=\"ws11d\">egen re\u00eble<span class=\"_ _1\"></span> waarde me<span class=\"_ _1\"></span>t verwerking </span></div>\n<div class=\"t m0 x1d h64 y1af7 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van waardeve<span class=\"_ _1\"></span>randeringen in<span class=\"_ _1\"></span> winst of<span class=\"_ _1\"></span> verlies, z<span class=\"_ _1\"></span>ijn gerelate<span class=\"_ _1\"></span>erd aan</div>\n<div class=\"t m0 x1d h64 y1af8 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>in het va<span class=\"_ _1\"></span>stgoedfonds.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af9 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1afa ff272 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De nomi<span class=\"_ _0\"></span>nale waa<span class=\"_ _0\"></span>rde van s<span class=\"_ _0\"></span>chuldeff<span class=\"_ _0\"></span>ecten t<span class=\"_ _0\"></span>egen re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e met</div>\n<div class=\"t m0 x1d h64 y1afb ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening bedro<span class=\"_ _1\"></span>eg op 31<span class=\"_ _1\"></span> december</div>\n<div class=\"t m0 x1d h64 y1afc ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2022 EUR 13<span class=\"_ _0\"></span>9 miljoen (<span class=\"_ _0\"></span>31 decemb<span class=\"_ _0\"></span>er 2021: EUR<span class=\"ls0 ws0\"> </span>133 m<span class=\"_ _0\"></span>iljoen).</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 124px; height: 390px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 124px; height: 982px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van bele<span class=\"_ _1\"></span>ggingen tegen <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekening<span class=\"_ _1\"></span> is gebasee<span class=\"_ _1\"></span>rd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 1</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws11d\">genoteerde p<span class=\"_ _0\"></span>rijzen<span class=\"_ _0\"></span> in actiev<span class=\"_ _0\"></span>e ma<span class=\"lsef ws113\">rkten;<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 2</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws112\">waarneembar<span class=\"_ _0\"></span>e marktge<span class=\"_ _0\"></span>gevens<span class=\"_ _0\"></span> in actieve m<span class=\"_ _0\"></span>arkten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 3</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span>: <span class=\"_ _dd\"> </span><span class=\"lsed ws111\">niet</span>-<span class=\"lsef ws11e\">waarne<span class=\"_ _1\"></span>embare gegevens (pr<span class=\"_ _1\"></span>ijzen van tegenpar<span class=\"_ _1\"></span>tijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waarderinge<span class=\"_ _1\"></span>n per ja<span class=\"_ _1\"></span>areinde zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 986px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">waardeveranderingen in de <span class=\"ws116\">resultatenrekening</span></span> </div>\n<div class=\"t m0 x72 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b0e ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b0f ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 820px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waardeveranderingen in de resultatenrekening</span> </div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 306px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>ch<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ergestelde</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">schulden</div>\n<div class=\"t m0 x2d6 hbb y6e3 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december<span class=\"ls0 ws0\"> </span><span class=\"ws185\">2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y6e3 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 723px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Uitgegeven door Ageasfinlux<span class=\"_ _0\"></span> S.A.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">FRESH Restricted Tier 1 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 786px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 786px; z-index: 15;\">384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Uitgegeven door Ageas <span class=\"_ _0\"></span>SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Perpetual Subordinated Fixed Rate Resettable Temporary Write<span class=\"ls0 ws0\">-</span><span class=\"ws183\">Down Restricted<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf6 hbb y688 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y688 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls146 ws187\">Ti<span class=\"_ _1\"></span>er 1 Not<span class=\"_ _1\"></span>es</span> </div>\n<div class=\"t m0 x48 hbb y69a ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff30c fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Subordinated Fixed to <span class=\"_ _0\"></span>Floating Rate Tier 2 N<span class=\"_ _0\"></span>otes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 727px; z-index: 15;\">991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 727px; z-index: 15;\">989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Uitgegeven door AG <span class=\"_ _0\"></span>Insurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y68b ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y68b ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Subordinated Fixed to <span class=\"_ _0\"></span>Floating Rate Tier 2 Lo<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 615px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Fixed Rate Reset Dated Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y67e ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Fixed to Floating Callable Subordinated Tier 2 <span class=\"ls146 ws188\">Notes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Uitgegeven door Millenniumbcp <span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Fixed to Floating Rate Callable Subordinated Restricted Tier 1 Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 615px; bottom: 638px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff30f fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaal achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b hbc y6be ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 623px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 623px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x9a hbb y69a ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 576px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d hbb y69a ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 576px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y69a ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 723px; bottom: 576px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff30f fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff30f fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff30f fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39a hbc y68f ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 545px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68f ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 545px; z-index: 15;\">2.758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y683 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y683 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Aflossing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y685 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y685 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 501px; z-index: 15;\">Gerealiseerde meerwaarden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y680 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y680 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 486px; z-index: 15;\">Wisselkoersverschillen en andere (zie 20.1 hieronder voor meer details)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 486px; z-index: 15;\">(231)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 486px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff30f fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 471px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39a hbc y688 ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 471px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 471px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e5e ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e5f ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e60 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Het groots<span class=\"_ _0\"></span>te deel van d<span class=\"_ _0\"></span>e uitstaa<span class=\"_ _0\"></span>nde achter<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de <span class=\"ls140 ws18b\">verplichtingen<span class=\"_ _1\"></span> per 31 <span class=\"_ _1\"></span>december 2022 <span class=\"_ _1\"></span>betreft po<span class=\"_ _1\"></span>sities me<span class=\"_ _1\"></span>t een loopt<span class=\"_ _1\"></span>ijd van meer<span class=\"_ _1\"></span> dan vijf<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hc0 y1e61 ff310 fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">20.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1e62 ff310 fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">FRESH Grandfathered Restricted Tier 1 Notes</div>\n<div class=\"t m0 x2c hb8 y1e63 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.A.<span class=\"_ _0\"></span> heeft op 7 mei 20<span class=\"_ _0\"></span>02 een Flo<span class=\"_ _0\"></span>ating Rat<span class=\"_ _0\"></span>e Equity<span class=\"ls0 ws0\">-</span><span class=\"ws182\">link<span class=\"_ _0\"></span>ed </span></div>\n<div class=\"t m0 x2c hb8 y1e64 ff30c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Subordi<span class=\"_ _0\"></span>nated H<span class=\"_ _0\"></span>ybrid obl<span class=\"_ _0\"></span>igatiel<span class=\"_ _0\"></span>ening z<span class=\"_ _0\"></span>onder af<span class=\"_ _0\"></span>loopdat<span class=\"_ _0\"></span>um (FRE<span class=\"_ _0\"></span>SH)</div>\n<div class=\"t m0 x2c hb8 y1e65 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">uitgegeven ten<span class=\"_ _1\"></span> bedrage van EUR 1.250 mi<span class=\"_ _1\"></span>ljoen tegen een varia<span class=\"_ _1\"></span>bele</div>\n<div class=\"t m0 x2c hb8 y1e66 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet van de 3<span class=\"ls0 ws0\">-</span>maan<span class=\"_ _0\"></span>ds Euribor v<span class=\"_ _0\"></span>erhoog<span class=\"_ _0\"></span>d met 135 basi<span class=\"_ _0\"></span>spunten.<span class=\"_ _0\"></span> De</div>\n<div class=\"t m0 x2c hb8 y1e67 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n hebben gee<span class=\"_ _0\"></span>n einddat<span class=\"_ _0\"></span>um, maar ku<span class=\"_ _0\"></span>nnen word<span class=\"_ _0\"></span>en ingerui<span class=\"_ _0\"></span>ld <span class=\"ls140 ws180\">tegen </span></div>\n<div class=\"t m0 x2c hb8 y1e68 ff30c fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\">-</span><span class=\"ws18b\">aande<span class=\"_ _1\"></span>len tegen<span class=\"_ _1\"></span> een prijs<span class=\"_ _1\"></span> van 315 EUR<span class=\"_ _1\"></span> naar eigen <span class=\"_ _1\"></span>inzicht van<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c hb8 y1e69 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">houder. D<span class=\"_ _0\"></span>e effecte<span class=\"_ _0\"></span>n zullen auto<span class=\"_ _0\"></span>matis<span class=\"_ _0\"></span>ch worden om<span class=\"_ _0\"></span>gezet naa<span class=\"_ _0\"></span>r Ageas<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1e6a ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">aandelen indien<span class=\"_ _1\"></span> de prijs van het Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">aandeel hog<span class=\"_ _0\"></span>er is dan of gel<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c hb8 y1e6b ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aan EUR<span class=\"ls0 ws0\"> </span><span class=\"ls142\">472,50 tijdens<span class=\"_ _0\"></span> twinti<span class=\"_ _0\"></span>g opeen<span class=\"_ _0\"></span>volgende <span class=\"_ _0\"></span>b<span class=\"ls140 ws18a\">eurshandelsdagen<span class=\"_ _1\"></span>. De </span></span></div>\n<div class=\"t m0 x2c hb8 y1e6c ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">effecten <span class=\"_ _1\"></span>kwalificeren al<span class=\"_ _1\"></span>s Grandfathered<span class=\"_ _1\"></span> Tier 1 <span class=\"_ _1\"></span>kapitaal ond<span class=\"_ _1\"></span>er Solvency<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1e6d ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">II. FRESH he<span class=\"_ _1\"></span>eft een <span class=\"_ _1\"></span>rating van A<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>door<span class=\"_ _1\"></span> Standard &amp;<span class=\"_ _1\"></span> Poor's, Baa<span class=\"_ _1\"></span>2 door</div>\n<div class=\"t m0 x2c hb8 y1e6e ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Moody's en B<span class=\"_ _1\"></span>BB door F<span class=\"_ _1\"></span>itch.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e6f ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1e70 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en werde<span class=\"_ _0\"></span>n uitgegev<span class=\"_ _0\"></span>en door Age<span class=\"_ _0\"></span>asfinl<span class=\"_ _0\"></span>ux S.A., met A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x1d hb8 y1e71 ff30c fs71 fc14 sc0 ls151 ws197\" style=\"z-index: 15;\">SA/NV<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">als mededebite<span class=\"_ _0\"></span>ur. Terugb<span class=\"_ _0\"></span>etaling v<span class=\"_ _0\"></span>an de hoofds<span class=\"_ _0\"></span>om vindt ni<span class=\"_ _0\"></span>et in </span></span></div>\n<div class=\"t m0 x1d hb8 y1e72 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">geld plaat<span class=\"_ _0\"></span>s. De houde<span class=\"_ _0\"></span>rs van de FRE<span class=\"_ _0\"></span>SH kunnen te<span class=\"_ _0\"></span>n opzichte va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d hb8 y1e73 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">mededebiteuren<span class=\"_ _1\"></span> alleen re<span class=\"_ _1\"></span>cht doen geld<span class=\"_ _1\"></span>en op de<span class=\"_ _1\"></span> momenteel ui<span class=\"_ _1\"></span>tstaande</div>\n<div class=\"t m0 x1d hb8 y1e74 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">1,2 miljoen<span class=\"_ _1\"></span> Ageas<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">aandelen die Ag<span class=\"_ _0\"></span>easfinl<span class=\"_ _0\"></span>ux S.A. ten g<span class=\"_ _0\"></span>unste van<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">de </span></span></span></span></div>\n<div class=\"t m0 x1d hb8 y1e75 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">houders<span class=\"_ _0\"></span> van de FRESH<span class=\"_ _0\"></span> in onderp<span class=\"_ _0\"></span>and heeft geg<span class=\"_ _0\"></span>even. In af<span class=\"_ _0\"></span>wachtin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x1d hb8 y1e76 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">het omruilen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>FRESH tegen A<span class=\"_ _1\"></span>geas aand<span class=\"_ _1\"></span>elen hebben<span class=\"_ _1\"></span> deze Ageas<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d hb8 y1e77 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">aandelen geen di<span class=\"_ _1\"></span>vidend<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls142 ws181\">of stem<span class=\"_ _0\"></span>recht (het per 3<span class=\"_ _0\"></span>1 decembe<span class=\"_ _0\"></span>r 2022 </span></span></div>\n<div class=\"t m0 x1d hb8 y1e78 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e aantal ui<span class=\"_ _1\"></span>tstaande Ageas <span class=\"_ _1\"></span>aandelen i<span class=\"_ _1\"></span>s reeds <span class=\"ls142 ws181\">inclusief de </span></div>\n<div class=\"t m0 x1d hb8 y1e79 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">1,2 miljoen Agea<span class=\"_ _1\"></span>s aandelen die zijn<span class=\"_ _1\"></span> uitgegeven voor<span class=\"_ _1\"></span> deze omruil).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 130px; height: 831px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval d<span class=\"_ _0\"></span>at geen divi<span class=\"_ _0\"></span>dend wordt<span class=\"_ _0\"></span> betaald o<span class=\"_ _0\"></span>p aandele<span class=\"_ _0\"></span>n Ageas, of dat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het vast te st<span class=\"_ _0\"></span>ellen divi<span class=\"_ _0\"></span>dend met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot een boekj<span class=\"_ _0\"></span>aar onde<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x2c h64 y8a7 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">rempel <span class=\"_ _1\"></span>ligt (dividen<span class=\"_ _1\"></span>drendement m<span class=\"_ _1\"></span>inder dan 0<span class=\"_ _1\"></span>,5%), of in<span class=\"_ _1\"></span> bepaalde </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere uitzo<span class=\"_ _1\"></span>nderlijke o<span class=\"_ _1\"></span>mstandigheden, <span class=\"_ _1\"></span>zal de be<span class=\"_ _1\"></span>taling van c<span class=\"_ _1\"></span>oupons</div>\n<div class=\"t m0 x2c h64 y8a9 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsvinden in<span class=\"_ _1\"></span> overeenstemming met<span class=\"_ _1\"></span> de zogenaamde A<span class=\"_ _1\"></span>lternative</div>\n<div class=\"t m0 x2c h64 y8aa ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Coupon Sett<span class=\"_ _1\"></span>lement Method <span class=\"_ _1\"></span>(ACSM). De<span class=\"_ _1\"></span> ACSM houdt i<span class=\"_ _1\"></span>n dat ni<span class=\"_ _1\"></span>euwe</div>\n<div class=\"t m0 x2c h64 y8ab ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aan<span class=\"ws11d\">delen Agea<span class=\"_ _1\"></span>s worden <span class=\"_ _1\"></span>uitgegeven en<span class=\"_ _1\"></span> geleverd aan<span class=\"_ _1\"></span> de houder<span class=\"_ _1\"></span>s van de </span></div>\n<div class=\"t m0 x2c h64 y8ac ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">FRESH. Tot op hed<span class=\"_ _1\"></span>en zijn alle coupon<span class=\"_ _1\"></span>s contant betaald<span class=\"_ _1\"></span>. Als de ACSM</div>\n<div class=\"t m0 x2c h64 y8ad ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in werking t<span class=\"_ _0\"></span>reedt en het b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are toeg<span class=\"_ _0\"></span>estane maat<span class=\"_ _0\"></span>schap<span class=\"_ _0\"></span>pelijke</div>\n<div class=\"t m0 x2c h64 y8ae ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>al ontoer<span class=\"_ _0\"></span>eikend is om Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V in staat te ste<span class=\"_ _0\"></span>llen <span class=\"lsef ws11d\">de ACSM<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8af ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> na te komen, wordt<span class=\"_ _1\"></span> de couponbetaling opgesc<span class=\"_ _1\"></span>hort tot het</div>\n<div class=\"t m0 x2c h64 y8b0 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>at de uit<span class=\"_ _0\"></span>gifte v<span class=\"_ _0\"></span>an nieuw<span class=\"_ _0\"></span>e aandel<span class=\"_ _0\"></span>en weer m<span class=\"_ _0\"></span>ogelij<span class=\"_ _0\"></span>k is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 19 novem<span class=\"_ _0\"></span>ber 2019 lanc<span class=\"_ _0\"></span>eerde A<span class=\"_ _0\"></span>geas via zij<span class=\"_ _0\"></span>n volledig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b3 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij Ag<span class=\"_ _0\"></span>easfinl<span class=\"_ _0\"></span>ux S.A. een b<span class=\"_ _0\"></span>od tot aank<span class=\"_ _0\"></span>oop in cont<span class=\"_ _0\"></span>anten</div>\n<div class=\"t m0 x2c h64 y8b4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de u<span class=\"_ _1\"></span>itstaande FRES<span class=\"_ _1\"></span>H<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten. T<span class=\"_ _0\"></span>egelijk<span class=\"_ _0\"></span>tertijd s<span class=\"_ _0\"></span>tartt<span class=\"_ _0\"></span>e Ageasf<span class=\"_ _0\"></span>inlux </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">S.A. een i<span class=\"_ _1\"></span>nstemmingsproce<span class=\"_ _1\"></span>dure om de<span class=\"_ _1\"></span> aankoop van<span class=\"_ _1\"></span> de FRESH<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8b6 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n toe te s<span class=\"_ _0\"></span>taan. I<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng van ten<span class=\"_ _0\"></span> minste d<span class=\"_ _0\"></span>e meerd<span class=\"_ _0\"></span>erheid v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b7 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">totale uit<span class=\"_ _0\"></span>staand<span class=\"_ _0\"></span>e hoofdso<span class=\"_ _0\"></span>m van de FRES<span class=\"_ _0\"></span>H was noodza<span class=\"_ _0\"></span>kelijk om d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9d7 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorwaarden van<span class=\"_ _1\"></span> de FRESH te wijzigen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d8 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 3 januar<span class=\"_ _1\"></span>i 2020 kon<span class=\"_ _1\"></span>digde Agea<span class=\"_ _1\"></span>s aan dat<span class=\"_ _1\"></span> in totaal<span class=\"_ _1\"></span> 65,50% (EUR</div>\n<div class=\"t m0 x2c h64 y9da ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">818.750.<span class=\"_ _0\"></span>000) van de t<span class=\"_ _0\"></span>otale hoof<span class=\"_ _0\"></span>dsom va<span class=\"_ _0\"></span>n de uitstaa<span class=\"_ _0\"></span>nde FRESH<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9db ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">effecten was terugg<span class=\"_ _1\"></span>ekocht. In het begi<span class=\"_ _1\"></span>n van het 2e kwar<span class=\"_ _1\"></span>taal van 2020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kocht Age<span class=\"_ _0\"></span>as vervol<span class=\"_ _0\"></span>gens FRES<span class=\"_ _0\"></span>H<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">effecten<span class=\"_ _0\"></span> voor een t<span class=\"_ _0\"></span>otale<span class=\"_ _0\"></span> hoofdsom<span class=\"_ _0\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y9dd ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">EUR 47.2<span class=\"_ _0\"></span>50.000 op v<span class=\"_ _0\"></span>raag van ee<span class=\"_ _0\"></span>n derde part<span class=\"_ _0\"></span>ij. Alle in 20<span class=\"_ _0\"></span>20</div>\n<div class=\"t m0 x2c h64 y9de ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangek<span class=\"_ _0\"></span>ochte FRE<span class=\"_ _0\"></span>SH<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">effecten <span class=\"_ _0\"></span>werde<span class=\"_ _0\"></span>n ingerui<span class=\"_ _0\"></span>ld tege<span class=\"_ _0\"></span>n 2.749.<span class=\"_ _0\"></span>206 </span></div>\n<div class=\"t m0 x2c h64 y9df ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> aandelen v<span class=\"_ _1\"></span>an Ageas SA<span class=\"_ _1\"></span>/NV. Deze aan<span class=\"_ _1\"></span>delen zijn <span class=\"_ _1\"></span>erkend</div>\n<div class=\"t m0 x2c h64 y9e0 ff313 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws11d\">de balan<span class=\"_ _1\"></span>s van de G<span class=\"_ _1\"></span>roep als e<span class=\"_ _1\"></span>igen aandelen <span class=\"_ _1\"></span>en geven g<span class=\"_ _1\"></span>een recht<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>den of st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en. Het t<span class=\"_ _0\"></span>otale <span class=\"_ _0\"></span>aantal u<span class=\"_ _0\"></span>itstaan<span class=\"_ _0\"></span>de aandel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 y9e2 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> als gevolg <span class=\"_ _1\"></span>van de <span class=\"_ _1\"></span>transactie blijf<span class=\"_ _1\"></span>t onveranderd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e4 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de loop van he<span class=\"_ _1\"></span>t vierde kwartaal<span class=\"_ _1\"></span> van 2022 heeft Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">SA/N<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">V voor </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een totaal nominaal<span class=\"_ _1\"></span> bedrag van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">233,25<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">miljoen aan <span class=\"_ _1\"></span>FRESH<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e6 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">effecten verwor<span class=\"_ _1\"></span>ven die in 2002<span class=\"_ _1\"></span> werden uitgegeven door<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9e7 ff313 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">S.A. De aangekochte<span class=\"_ _1\"></span> FRESH</span>-</span><span class=\"ws112\">effecten met<span class=\"_ _0\"></span> een nomina<span class=\"_ _0\"></span>le </span></div>\n<div class=\"t m0 x2c h64 y9e8 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde van E<span class=\"_ _1\"></span>UR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">233<span class=\"_ _1\"></span>,25<span class=\"ls0 ws0\"> </span></span>miljoen<span class=\"_ _1\"></span> worden momente<span class=\"_ _1\"></span>el gehouden <span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x2c h64 y9e9 ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">SA<span class=\"_ _1\"></span>/N<span class=\"lsed ws112\">V en werden nog niet<span class=\"_ _0\"></span> omgeruil<span class=\"_ _0\"></span>d in aandel<span class=\"_ _0\"></span>en Ageas. </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarom blij<span class=\"_ _1\"></span>ft op 31<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">december<span class=\"ls0 ws0\"> </span></span>20<span class=\"_ _1\"></span>22 EUR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">3<span class=\"_ _1\"></span>84<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">miljoen aan<span class=\"_ _1\"></span> totale </span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofdsom<span class=\"_ _0\"></span> uitstaa<span class=\"_ _0\"></span>n op het nivea<span class=\"_ _0\"></span>u van Ageasf<span class=\"_ _0\"></span>inlux<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">S.A. D<span class=\"_ _0\"></span>e EUR 2<span class=\"_ _0\"></span>23,25 </span></div>\n<div class=\"t m0 x2c h64 y9ec ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen word<span class=\"_ _1\"></span>t op Agea<span class=\"_ _1\"></span>s groepsniveau <span class=\"_ _1\"></span>ge\u00eblimineerd<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. </span><span class=\"lsed\">Zie toel<span class=\"_ _0\"></span>ichting<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">32 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor de r<span class=\"lsef ws11d\">esulterende impact op<span class=\"_ _1\"></span> de geconsoli<span class=\"_ _1\"></span>deerde resul<span class=\"_ _1\"></span>tatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b y1e84 ff315 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1e85 ff315 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">Ageas <span class=\"_ _1\"></span>SA/N<span class=\"_ _1\"></span>V S<span class=\"_ _1\"></span>ubordin<span class=\"_ _1\"></span>ated <span class=\"_ _1\"></span>Fixe<span class=\"_ _1\"></span>d to <span class=\"_ _1\"></span>Floa<span class=\"_ _1\"></span>ting <span class=\"_ _1\"></span>Rate</div>\n<div class=\"t m0 x2c h7b y1e86 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Notes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e87 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 24 novem<span class=\"_ _0\"></span>ber 2020 gaf<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV schul<span class=\"_ _0\"></span>deffecte<span class=\"_ _0\"></span>n uit in de vorm</div>\n<div class=\"t m0 x2c h64 y1e88 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van Subordina<span class=\"_ _1\"></span>ted Fixed to Floating<span class=\"_ _1\"></span> Rate Tier 2 Notes ter waa<span class=\"_ _1\"></span>rd<span class=\"lsed ws11d\">e van </span></div>\n<div class=\"t m0 x2c h64 y1e89 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 500 mil<span class=\"_ _1\"></span>joen die in<span class=\"_ _1\"></span> 2051 v<span class=\"_ _1\"></span>ervallen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e8a ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e8b ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De notes <span class=\"_ _1\"></span>hebben een v<span class=\"_ _1\"></span>aste coupon<span class=\"_ _1\"></span> van 1,875%, <span class=\"_ _1\"></span>jaarlijks be<span class=\"_ _1\"></span>taalbaar to<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1e8c ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de eerste <span class=\"_ _1\"></span>renteherziening<span class=\"_ _1\"></span>sdatum (24 n<span class=\"_ _1\"></span>ovember 2031)<span class=\"_ _1\"></span>. Vanaf de <span class=\"_ _1\"></span>eerste</div>\n<div class=\"t m0 x2c h64 y1e8d ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">renteherzieni<span class=\"_ _1\"></span>ngsdatum zal d<span class=\"_ _1\"></span>e coupon d<span class=\"_ _1\"></span>riemaandelijk<span class=\"_ _1\"></span>s betaalbaar<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x2c h64 y1e8e ff313 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">teg<span class=\"lsed ws112\">en een 3<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">maand Euribor varia<span class=\"_ _1\"></span>bele rente vermee<span class=\"_ _1\"></span>rderd met een in<span class=\"_ _1\"></span>iti\u00eble </span></span></span></div>\n<div class=\"t m0 x2c h64 y1e8f ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>spread en e<span class=\"_ _0\"></span>en step<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">up van 100 basispunten. Merk<span class=\"_ _1\"></span> op dat Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y1e90 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar eig<span class=\"_ _0\"></span>en keuze kan bes<span class=\"_ _0\"></span>lissen om h<span class=\"_ _0\"></span>et instrum<span class=\"_ _0\"></span>ent vanaf<span class=\"_ _0\"></span> 24 mei 2031,</div>\n<div class=\"t m0 x2c h64 y1e91 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">namelijk 6 maanden<span class=\"_ _1\"></span> v\u00f3\u00f3r de eerste ren<span class=\"_ _1\"></span>teherzieningsda<span class=\"lsed ws11d\">tum, af te loss<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e92 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e93 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het instrum<span class=\"_ _1\"></span>ent komt in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> als Tier 2<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11e\">kapitaal<span class=\"_ _1\"></span> voor zowel Ageas<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1e94 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Groep als A<span class=\"_ _0\"></span>geas SA/NV k<span class=\"_ _0\"></span>rachten<span class=\"_ _0\"></span>s de Europe<span class=\"_ _0\"></span>se wettel<span class=\"_ _0\"></span>ijke vereis<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1e95 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> (Solven<span class=\"_ _0\"></span>cy II) en heef<span class=\"_ _0\"></span>t een rating A<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">van zowel </span></span></div>\n<div class=\"t m0 x1d h64 y1e96 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor's als<span class=\"_ _0\"></span> Fitch. Het in<span class=\"lsef ws11d\">strument staat genoteerd a<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y1e97 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geregl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rde markt va<span class=\"_ _0\"></span>n de Luxembu<span class=\"_ _0\"></span>rgse effec<span class=\"_ _0\"></span>tenbeu<span class=\"_ _0\"></span>rs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1e98 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1e99 ff315 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _1\"></span>/NV Perp<span class=\"_ _1\"></span>etual Subor<span class=\"_ _1\"></span>dinated Fi<span class=\"_ _1\"></span>xed Rate</div>\n<div class=\"t m0 x1d h7b y1e9a ff315 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Resettable<span class=\"_ _0\"></span> Temporary Write<span class=\"ls0 ws0\">-<span class=\"ls13c ws17c\">Down Restr<span class=\"_ _1\"></span>icted Tie<span class=\"_ _1\"></span>r </span></span></div>\n<div class=\"t m0 x1d h7b y1e9b ff315 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">1 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yf2a ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 10 decem<span class=\"_ _0\"></span>ber 2019 gaf<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e schuldef<span class=\"_ _0\"></span>f<span class=\"ws111\">ecten </span></div>\n<div class=\"t m0 x1d h64 y1e9c ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit voor ee<span class=\"_ _0\"></span>n totale hoof<span class=\"_ _0\"></span>dsom van E<span class=\"_ _0\"></span>UR 750 milj<span class=\"_ _0\"></span>oen in de vorm v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y1e9d ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Perpetual Subo<span class=\"_ _1\"></span>rdinated Fixed Rate Re<span class=\"_ _1\"></span>settable Temporary Wri<span class=\"_ _1\"></span>te<span class=\"ls0 ws0\">-<span class=\"ls10c ws13b\">Down<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y1e9e ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Restrict<span class=\"_ _0\"></span>ed Tier 1 Not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1e9f ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ea0 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Deze notes hebben<span class=\"_ _1\"></span> een vaste jaarli<span class=\"_ _1\"></span>jks betaalbare co<span class=\"_ _1\"></span>upon van 3,875%<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ea1 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met rentehe<span class=\"_ _1\"></span>rziening in j<span class=\"_ _1\"></span>un<span class=\"ws11e\">i 2030 (geen<span class=\"_ _1\"></span> step<span class=\"ls0 ws0\">-</span></span>up) en<span class=\"_ _1\"></span> daarna el<span class=\"_ _1\"></span>ke vijf jaar<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x1d h64 y1ea2 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Zij hebben<span class=\"_ _1\"></span> geen vastge<span class=\"_ _1\"></span>stelde vervalda<span class=\"_ _1\"></span>tum en Agea<span class=\"_ _1\"></span>s SA/NV kan de<span class=\"_ _1\"></span>ze,</div>\n<div class=\"t m0 x1d h64 y1ea3 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behalve in <span class=\"_ _1\"></span>bepaalde sp<span class=\"_ _1\"></span>ecifieke omstan<span class=\"_ _1\"></span>digheden, nie<span class=\"_ _1\"></span>t aflossen <span class=\"_ _1\"></span>voor de</div>\n<div class=\"t m0 x1d h64 y1ea4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zesmaandsperiode <span class=\"_ _1\"></span>voorafgaand<span class=\"_ _1\"></span> aan juni 2<span class=\"_ _1\"></span>030.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ea5 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ea6 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en komen in aan<span class=\"_ _0\"></span>merk<span class=\"lsef ws11d\">ing als restricted <span class=\"_ _1\"></span>Tier 1<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kapitaal voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ea7 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel Ageas<span class=\"_ _1\"></span> Groep al<span class=\"_ _1\"></span>s Ageas SA/NV k<span class=\"_ _1\"></span>rachtens de<span class=\"_ _1\"></span> Europese we<span class=\"_ _1\"></span>ttelijke</div>\n<div class=\"t m0 x1d h64 y1ea8 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vereisten voor<span class=\"_ _1\"></span> verzekeraars (Solv<span class=\"_ _1\"></span>ency II) en hebben<span class=\"_ _1\"></span> een rating BBB<span class=\"ls0 ws0\">+<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ea9 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Standard<span class=\"_ _1\"></span> &amp; Poor\u2019<span class=\"_ _1\"></span>s en BBB v<span class=\"_ _1\"></span>an Fitch. De<span class=\"_ _1\"></span> notes sta<span class=\"_ _1\"></span>an genoteerd<span class=\"_ _1\"></span> aan</div>\n<div class=\"t m0 x1d h64 y1eaa ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geregulee<span class=\"_ _1\"></span>rde markt <span class=\"_ _1\"></span>van de Lux<span class=\"_ _1\"></span>emburgse effec<span class=\"_ _1\"></span>tenbeurs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eab ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1eac ff313 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">De netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">opbre<span class=\"_ _1\"></span>ngsten van<span class=\"_ _1\"></span> de uitgi<span class=\"_ _1\"></span>fte van dit<span class=\"_ _1\"></span> instrument w<span class=\"_ _1\"></span>erden gebrui<span class=\"_ _1\"></span>kt </span></span></div>\n<div class=\"t m0 x1d h64 y1ead ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor algemene<span class=\"_ _1\"></span> bedrijfsd<span class=\"_ _1\"></span>oeleinden en<span class=\"_ _1\"></span> teneinde d<span class=\"_ _1\"></span>e wettelijk <span class=\"_ _1\"></span>vereiste</div>\n<div class=\"t m0 x1d h64 y1eae ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">solvabi<span class=\"_ _0\"></span>liteit va<span class=\"_ _0\"></span>n de Ageas Groe<span class=\"_ _0\"></span>p en haar oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en te</div>\n<div class=\"t m0 x1d h64 y1eaf ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vers<span class=\"ws11e\">terken, onder<span class=\"_ _1\"></span> meer door vervangi<span class=\"_ _1\"></span>ng van de FRESH<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">effect<span class=\"_ _0\"></span>en die </span></span></span></div>\n<div class=\"t m0 x1d h64 y1eb0 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden terugg<span class=\"_ _1\"></span>ekocht in he<span class=\"_ _1\"></span>t bod da<span class=\"_ _1\"></span>t Ageas hier<span class=\"_ _1\"></span> in 2019<span class=\"_ _1\"></span> op deed <span class=\"_ _1\"></span>(zie</div>\n<div class=\"t m0 x1d h64 y1eb1 ff313 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">20.1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b ye5c ff315 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1eb2 ff315 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">Ageas <span class=\"_ _1\"></span>SA/N<span class=\"_ _1\"></span>V S<span class=\"_ _1\"></span>ubordin<span class=\"_ _1\"></span>ated <span class=\"_ _1\"></span>Fixe<span class=\"_ _1\"></span>d to <span class=\"_ _1\"></span>Floa<span class=\"_ _1\"></span>ting <span class=\"_ _1\"></span>Rate</div>\n<div class=\"t m0 x1d h7b y1eb3 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eb4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 10 apri<span class=\"_ _1\"></span>l 2019 ga<span class=\"_ _1\"></span>f Ageas SA/<span class=\"_ _1\"></span>NV zijn eers<span class=\"_ _1\"></span>te schuldeffecten<span class=\"_ _1\"></span> uit in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y1eb5 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vorm van S<span class=\"_ _0\"></span>ubordin<span class=\"_ _0\"></span>ated Fixe<span class=\"_ _0\"></span>d to Floati<span class=\"_ _0\"></span>ng Rate Tier 2 Not<span class=\"_ _0\"></span>es voor EUR<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1eb6 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">500 milj<span class=\"_ _0\"></span>oen die i<span class=\"_ _0\"></span>n 2049 v<span class=\"_ _0\"></span>ervalle<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eb7 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1eb8 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze not<span class=\"_ _0\"></span>es hebbe<span class=\"_ _0\"></span>n een vas<span class=\"_ _0\"></span>te coup<span class=\"_ _0\"></span>on van 3,<span class=\"_ _0\"></span>25%, ja<span class=\"_ _0\"></span>arlijks b<span class=\"_ _0\"></span>etaalba<span class=\"_ _0\"></span>ar tot</div>\n<div class=\"t m0 x1d h64 y1eb9 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de eerst<span class=\"_ _0\"></span>e call<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">datum (2 j<span class=\"_ _1\"></span>uli 2029). Van<span class=\"_ _1\"></span>af de eer<span class=\"_ _1\"></span>ste call</span>-<span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>tum zal <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 y1eba ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">coupon dr<span class=\"_ _0\"></span>iemaand<span class=\"_ _0\"></span>elijks bet<span class=\"_ _0\"></span>aalbaa<span class=\"_ _0\"></span>r zijn tegen ee<span class=\"_ _0\"></span>n 3<span class=\"ls0 ws0\">-</span>maand Euri<span class=\"_ _0\"></span>bor</div>\n<div class=\"t m0 x1d h64 y1ebb ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente vermeer<span class=\"_ _1\"></span>derd met een<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> kredietsprea<span class=\"_ _1\"></span>d en een <span class=\"_ _1\"></span>step<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1ebc ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">up van 100 bas<span class=\"_ _0\"></span>ispunt<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ebd ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ebe ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dit instrumen<span class=\"_ _1\"></span>t komt in aanmerking al<span class=\"_ _1\"></span>s Tier 2<span class=\"ls0 ws0\">-</span>kapi<span class=\"_ _1\"></span>taal voor zowel<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 y1ebf ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Groep als<span class=\"_ _1\"></span> Ageas SA/NV<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">krachtens de Eu<span class=\"_ _1\"></span>ropese wettelij<span class=\"_ _1\"></span>ke vereisten<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ec0 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> (Solven<span class=\"_ _0\"></span>cy II) en heef<span class=\"_ _0\"></span>t een rating v<span class=\"_ _0\"></span>an A<span class=\"ls0 ws0\">- </span><span class=\"ws111\">volgens </span></div>\n<div class=\"t m0 x1d h64 y1ec1 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor\u2019s en Fit<span class=\"_ _0\"></span>ch. De not<span class=\"_ _0\"></span>e staat genot<span class=\"_ _0\"></span>eerd aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y1ec2 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geregul<span class=\"_ _0\"></span>eerde m<span class=\"_ _0\"></span>arkt va<span class=\"_ _0\"></span>n de Luxem<span class=\"_ _0\"></span>burgse ef<span class=\"_ _0\"></span>fecte<span class=\"_ _0\"></span>nbeurs. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 156px; height: 950px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">AG Insurance Subordinated Fixed to Floating Rate</div>\n<div class=\"t m0 x2c h7b y830 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y831 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 27 juni<span class=\"_ _1\"></span> 2019 heb<span class=\"_ _1\"></span>ben Ageas en<span class=\"_ _1\"></span> BNP Pariba<span class=\"_ _1\"></span>s Cardif ee<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y832 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">achtergestelde<span class=\"_ _1\"></span> lening v<span class=\"_ _1\"></span>an EUR 300<span class=\"_ _1\"></span> miljoen (Agea<span class=\"_ _1\"></span>s: EUR 225<span class=\"_ _1\"></span> miljoen;</div>\n<div class=\"t m0 x2c h64 y833 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Cardi<span class=\"_ _0\"></span>f: EUR 75 miljo<span class=\"_ _0\"></span>en) aan AG Ins<span class=\"_ _0\"></span>urance v<span class=\"_ _0\"></span>erstrekt<span class=\"_ _0\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y834 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een rente<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 3,<span class=\"_ _0\"></span>25% als gede<span class=\"_ _0\"></span>eltelijk<span class=\"_ _0\"></span>e vervan<span class=\"_ _0\"></span>ging van de</div>\n<div class=\"t m0 x2c h64 y1ec8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">USD 550 milj<span class=\"_ _0\"></span>oen obli<span class=\"_ _0\"></span>gaties die in m<span class=\"_ _0\"></span>aart 2019 w<span class=\"_ _0\"></span>aren afgel<span class=\"_ _0\"></span>ost. De</div>\n<div class=\"t m0 x2c h64 y1ec9 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intragr<span class=\"_ _0\"></span>oepslen<span class=\"_ _0\"></span>ing tuss<span class=\"_ _0\"></span>en Ageas en AG I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e wordt ge\u00ebli<span class=\"_ _0\"></span>mineer<span class=\"_ _0\"></span>d op</div>\n<div class=\"t m0 x2c h64 y1eca ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het niv<span class=\"_ _0\"></span>eau van <span class=\"ws112\">de A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">groe<span class=\"_ _0\"></span>p. De leni<span class=\"_ _0\"></span>ng kan naa<span class=\"_ _0\"></span>r keuz<span class=\"_ _0\"></span>e van AG </span></span></div>\n<div class=\"t m0 x2c h64 y1ecb ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance g<span class=\"_ _1\"></span>eheel maar <span class=\"_ _1\"></span>niet gedeel<span class=\"_ _1\"></span>telijk worden<span class=\"_ _1\"></span> terugbetaald <span class=\"_ _1\"></span>op de</div>\n<div class=\"t m0 x2c h64 y1ecc ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste afl<span class=\"_ _0\"></span>ossings<span class=\"_ _0\"></span>datum o<span class=\"_ _0\"></span>p 27 juni 2029 of o<span class=\"_ _0\"></span>p elke rente<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsdatu<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x2c h64 y1ecd ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarna. O<span class=\"_ _0\"></span>p hun eerst<span class=\"_ _0\"></span>e calldat<span class=\"_ _0\"></span>um zullen d<span class=\"_ _0\"></span>e Notes rent<span class=\"_ _0\"></span>e opbreng<span class=\"_ _0\"></span>en tegen</div>\n<div class=\"t m0 x2c h64 y1ece ff317 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ee<span class=\"ws112\">n vlotte<span class=\"_ _0\"></span>nde rent<span class=\"_ _0\"></span>evoet van 3 ma<span class=\"_ _0\"></span>and Euribo<span class=\"_ _0\"></span>r plus 3,80<span class=\"_ _0\"></span>% per jaar, </span></div>\n<div class=\"t m0 x2c h64 y1ecf ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaalb<span class=\"_ _0\"></span>aar per kwa<span class=\"_ _0\"></span>rtaal.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y150d ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ed0 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">AG Insuran<span class=\"_ _1\"></span>ce Fixed R<span class=\"_ _1\"></span>ate Reset D<span class=\"_ _1\"></span>ated</div>\n<div class=\"t m0 x2c h7b y1ed1 ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ed2 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 31 maart 20<span class=\"_ _0\"></span>15 heeft A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e voor een be<span class=\"_ _0\"></span>drag van EU<span class=\"_ _0\"></span>R 400</div>\n<div class=\"t m0 x2c h64 y1ed3 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">miljoen <span class=\"_ _0\"></span>Fixed Rat<span class=\"_ _0\"></span>e Subo<span class=\"_ _0\"></span>rdinate<span class=\"_ _0\"></span>d Tier 2 N<span class=\"_ _0\"></span>otes (ac<span class=\"_ _0\"></span>hterges<span class=\"_ _0\"></span>telde ob<span class=\"_ _0\"></span>ligaties</div>\n<div class=\"t m0 x2c h64 y1ed4 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen vast<span class=\"_ _0\"></span>e rente) ui<span class=\"_ _0\"></span>tgegev<span class=\"_ _0\"></span>en met een re<span class=\"_ _0\"></span>ntevoet va<span class=\"_ _0\"></span>n 3,5% en een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1ed5 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van 32 jaar.<span class=\"_ _0\"></span> De obligati<span class=\"_ _0\"></span>es kunnen w<span class=\"_ _0\"></span>orden afg<span class=\"_ _0\"></span>elost naa<span class=\"_ _0\"></span>r eigen</div>\n<div class=\"t m0 x2c h64 y1ed6 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">keuze van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e, in hun geh<span class=\"_ _0\"></span>eel maar ni<span class=\"_ _0\"></span>et gedeel<span class=\"_ _0\"></span>telijk, op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1ed7 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste cal<span class=\"_ _1\"></span>ldatum op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">30 juni 2027 of op wi<span class=\"_ _1\"></span>llekeurig welke a<span class=\"_ _1\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1ed8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>ervaldag d<span class=\"_ _0\"></span>aarna. O<span class=\"_ _0\"></span>p de eerste ca<span class=\"_ _0\"></span>lldatum en o<span class=\"_ _0\"></span>p elke vijfd<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1ed9 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verjaar<span class=\"_ _0\"></span>dag van de ee<span class=\"_ _0\"></span>rste call<span class=\"_ _0\"></span>datum zal de re<span class=\"_ _0\"></span>ntevoet o<span class=\"_ _0\"></span>pnieuw b<span class=\"_ _0\"></span>epaald</div>\n<div class=\"t m0 x2c h64 y1eda ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden, <span class=\"_ _0\"></span>als de s<span class=\"_ _0\"></span>om van de v<span class=\"_ _0\"></span>ijfjar<span class=\"_ _0\"></span>ige euro m<span class=\"_ _0\"></span>id swa<span class=\"_ _0\"></span>p rente v<span class=\"_ _0\"></span>erhoogd <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x2c h64 y1edb ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">3,875%. D<span class=\"lsed ws112\">e obligaties zij<span class=\"_ _0\"></span>n genotee<span class=\"_ _0\"></span>rd aan de Beurs v<span class=\"_ _0\"></span>an Luxem<span class=\"_ _0\"></span>burg en </span></div>\n<div class=\"t m0 x2c h64 y1edc ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kwalificeren<span class=\"_ _1\"></span> als Tier <span class=\"_ _1\"></span>2 kapitaal<span class=\"_ _1\"></span> onder Sol<span class=\"_ _1\"></span>vency II. Z<span class=\"_ _1\"></span>e hebben e<span class=\"_ _1\"></span>en rating</div>\n<div class=\"t m0 x2c h64 y1edd ff317 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">A- <span class=\"_ _1\"></span><span class=\"lsed ws112\">van zowel St<span class=\"_ _0\"></span>andard &amp; Po<span class=\"_ _0\"></span>or's als Fit<span class=\"_ _0\"></span>ch.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h7b y82e ff319 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff319 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">AG Insurance <span class=\"_ _1\"></span>Fixed<span class=\"ls0 ws0\">-<span class=\"ls117 ws14f\">to</span>-<span class=\"ls13a ws17a\">Fl<span class=\"_ _1\"></span>oating <span class=\"_ _1\"></span>Call<span class=\"_ _1\"></span>able </span></span></div>\n<div class=\"t m0 x1d h7b y830 ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y831 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 18 decem<span class=\"_ _0\"></span>ber 2013 pla<span class=\"_ _0\"></span>atste AG I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e voor een bed<span class=\"_ _0\"></span>rag van EUR<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y832 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">450 miljoen<span class=\"_ _1\"></span> Fixed<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to<span class=\"_ _1\"></span></span>-</span><span class=\"lsed\">Floating Ca<span class=\"_ _0\"></span>llable<span class=\"_ _0\"></span> Subordi<span class=\"_ _0\"></span>nated Ti<span class=\"_ _0\"></span>er 2 Notes<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y833 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(achte<span class=\"_ _0\"></span>rgesteld<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ies met<span class=\"_ _0\"></span> vaste n<span class=\"_ _0\"></span>aar vari<span class=\"_ _0\"></span>abele re<span class=\"_ _0\"></span>nte), m<span class=\"_ _0\"></span>et een</div>\n<div class=\"t m0 x1d h64 y834 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van 31 j<span class=\"_ _0\"></span>aar en ee<span class=\"_ _0\"></span>n rentev<span class=\"_ _0\"></span>oet van 5,<span class=\"_ _0\"></span>25%. De <span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies kunn<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ec8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gelost na<span class=\"_ _0\"></span>ar eigen ke<span class=\"_ _0\"></span>uze van AG Insur<span class=\"_ _0\"></span>ance, in hu<span class=\"_ _0\"></span>n geheel</div>\n<div class=\"t m0 x1d h64 y1ec9 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gedeeltelij<span class=\"_ _1\"></span>k, op de ee<span class=\"_ _1\"></span>rste callda<span class=\"_ _1\"></span>tum op 18<span class=\"_ _1\"></span> juni 2024<span class=\"_ _1\"></span> of op</div>\n<div class=\"t m0 x1d h64 y1eca ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">willekeurig<span class=\"_ _1\"></span> welke andere <span class=\"_ _1\"></span>rentevervalda<span class=\"_ _1\"></span>g daarna. O<span class=\"_ _1\"></span>p hun eer<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x1d h64 y1ecb ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">calldat<span class=\"_ _0\"></span>um zullen d<span class=\"_ _0\"></span>e obligati<span class=\"_ _0\"></span>es rente dra<span class=\"_ _0\"></span>gen aan een v<span class=\"_ _0\"></span>ariabe<span class=\"lsef ws11d\">le rentevoet </span></div>\n<div class=\"t m0 x1d h64 y1ecc ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van 3<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">maand<span class=\"_ _1\"></span>s Euribor <span class=\"_ _1\"></span>verhoogd met 4<span class=\"_ _1\"></span>,136% per j<span class=\"_ _1\"></span>aar, betaalbaar<span class=\"_ _1\"></span> per </span></div>\n<div class=\"t m0 x1d h64 y1ecd ff317 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kwartaal. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ece ff317 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ecf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De obliga<span class=\"_ _1\"></span>ties kwalifice<span class=\"_ _1\"></span>ren als Tie<span class=\"_ _1\"></span>r 2 onder<span class=\"_ _1\"></span> Solvency <span class=\"_ _1\"></span>II en hebben<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y1ede ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rating A<span class=\"ls0 ws0\">- </span>van Stan<span class=\"_ _0\"></span>dard &amp; Poo<span class=\"_ _0\"></span>r's en Fitch. De o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es zijn</div>\n<div class=\"t m0 x1d h64 y1edf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderschreven<span class=\"_ _1\"></span> door Ageas<span class=\"_ _1\"></span> SA/NV (EU<span class=\"lsed ws112\">R 350 miljoen) e<span class=\"_ _0\"></span>n BNP Paribas<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ee0 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Fortis SA/NV (EUR 1<span class=\"_ _1\"></span>00 miljoen) en zijn<span class=\"_ _1\"></span> genoteerd aan de Beur<span class=\"_ _1\"></span>s van</div>\n<div class=\"t m0 x1d h64 y1ee1 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Luxemburg. <span class=\"_ _1\"></span>Het gedeelte<span class=\"_ _1\"></span> verstrekt door<span class=\"_ _1\"></span> Ageas SA<span class=\"_ _1\"></span>/NV wordt</div>\n<div class=\"t m0 x1d h64 y1ee2 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ge\u00eblimineerd<span class=\"_ _1\"></span> omdat het een intra<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">groepst<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie betre<span class=\"_ _0\"></span>ft.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h7b y1099 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1ee3 ff319 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Milleniumbcp Fixed<span class=\"ls0 ws0\">-<span class=\"ls117 ws14f\">to</span>-</span>Floating Callable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1ee4 ff319 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Subordinated Grandfathered <span class=\"_ _1\"></span>Restricted Tier 1 <span class=\"_ _1\"></span>Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybbb ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op 5 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>14 hebbe<span class=\"_ _0\"></span>n Ageas I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e Inter<span class=\"_ _0\"></span>nationa<span class=\"_ _0\"></span>l N.V. (<span class=\"_ _0\"></span>51%)</div>\n<div class=\"t m0 x1d h64 ybbc ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AII) en BC<span class=\"_ _0\"></span>P Investm<span class=\"_ _0\"></span>ents B.V. (<span class=\"_ _0\"></span>49%) een ac<span class=\"_ _0\"></span>htergest<span class=\"_ _0\"></span>elde len<span class=\"_ _0\"></span>ing van</div>\n<div class=\"t m0 x1d h64 ybbd ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 120 mil<span class=\"_ _1\"></span>joen verstre<span class=\"_ _1\"></span>kt aan Mill<span class=\"_ _1\"></span>enniumbcp Age<span class=\"_ _1\"></span>as tegen 4<span class=\"_ _1\"></span>,75% per</div>\n<div class=\"t m0 x1d h64 ybbe ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar t<span class=\"lsed ws112\">ot de eerste cal<span class=\"_ _0\"></span>ldatum in de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>019 en 6<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">maands Euribor<span class=\"_ _1\"></span> + </span></span></span></div>\n<div class=\"t m0 x1d h64 ybbf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">475 basispun<span class=\"_ _1\"></span>ten per ja<span class=\"_ _1\"></span>ar daarna<span class=\"_ _1\"></span>. Vanaf het 2<span class=\"_ _1\"></span>e kwartaal <span class=\"_ _1\"></span>van 2020 <span class=\"_ _1\"></span>is de</div>\n<div class=\"t m0 x1d h64 ybc0 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lening die voorheen<span class=\"_ _1\"></span> eigendom was van<span class=\"_ _1\"></span> Ageas Insurance Intern<span class=\"_ _1\"></span>ational</div>\n<div class=\"t m0 x1d h64 ybc1 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span> naar de ba<span class=\"_ _1\"></span>lans van Age<span class=\"_ _1\"></span>as SA/NV. <span class=\"_ _1\"></span>Het deel vers<span class=\"_ _1\"></span>trekt door</div>\n<div class=\"t m0 x1d h64 ybc2 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> wordt ge\u00eblim<span class=\"_ _1\"></span>ineerd omdat<span class=\"_ _1\"></span> het een in<span class=\"_ _1\"></span>tra<span class=\"ls0 ws0\">-</span><span class=\"ws113\">groe<span class=\"_ _1\"></span>pstransactie </span></div>\n<div class=\"t m0 x1d h64 ybc3 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreft.<span class=\"_ _0\"></span> De obligat<span class=\"_ _0\"></span>ies kwali<span class=\"_ _0\"></span>ficeren al<span class=\"_ _0\"></span>s \u2018Grandf<span class=\"_ _0\"></span>ather<span class=\"_ _0\"></span>ed\u2019 Tier 1 kapit<span class=\"_ _0\"></span>aal</div>\n<div class=\"t m0 x1d h64 ybc4 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">II. </span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 519px; height: 587px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag469": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y1a40 ff265 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1a41 ff265 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Voor verkoop beschikbare beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 790px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 775px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 761px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 761px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e3 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 790px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 775px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 761px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 775px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 761px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 790px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 775px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 761px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6e3 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 775px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6c6 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 761px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y688 ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e8 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y694 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y694 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 700px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 685px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 685px; z-index: 15;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 685px; z-index: 15;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 685px; z-index: 15;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 685px; z-index: 15;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 685px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68f ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 685px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y691 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 656px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 656px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 656px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 656px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 641px; z-index: 15;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 508px; bottom: 641px; z-index: 15;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 581px; bottom: 641px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 641px; z-index: 15;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 641px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c4 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 641px; z-index: 15;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 626px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y6c4 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c4 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 596px; z-index: 15;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 508px; bottom: 596px; z-index: 15;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 581px; bottom: 596px; z-index: 15;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 596px; z-index: 15;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 596px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 596px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6df ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 567px; z-index: 15;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 567px; z-index: 15;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 567px; z-index: 15;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 567px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 567px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y69a ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 567px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 551px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff264 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y683 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 393px; bottom: 521px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 507px; z-index: 15;\">geamortiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 407px; bottom: 492px; z-index: 15;\">kostprijs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 501px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 458px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 492px; bottom: 492px; z-index: 15;\">winsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y688 ff261 fs46 fce sc0 lsf3 ws120\" style=\"left: 581px; bottom: 521px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 539px; bottom: 507px; z-index: 15;\">ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 567px; bottom: 492px; z-index: 15;\">verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 635px; bottom: 507px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 640px; bottom: 492px; z-index: 15;\">bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 693px; bottom: 521px; z-index: 15;\"> <span class=\"lsf1 ws116\">Bijzondere</span> </div>\n<div class=\"t m0 x172 h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 507px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 492px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y688 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa h67 y683 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 507px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 492px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h69 y68d ff263 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68b ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y68b ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 413px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 634px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 723px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6e8 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 771px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Gestructureerde schuldinstrumenten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 430px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 517px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 727px; bottom: 432px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span><span class=\"ws118\">beleggingen in obligaties<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b5 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 723px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 660px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Private equity en durfk<span class=\"_ _0\"></span>apitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 512px; bottom: 387px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 591px; bottom: 387px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 645px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 387px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 387px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 418px; bottom: 372px; z-index: 15;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 500px; bottom: 372px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 587px; bottom: 372px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 638px; bottom: 372px; z-index: 15;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 718px; bottom: 372px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff261 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 372px; z-index: 15;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff261 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 523px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 655px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x41 h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 739px; bottom: 357px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff261 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 357px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 342px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">in aandelen en overige beleggingen</span> </div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 418px; bottom: 328px; z-index: 15;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 328px; z-index: 15;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 328px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 638px; bottom: 328px; z-index: 15;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 328px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff261 fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 328px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 523px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 660px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 739px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y69a ff261 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff264 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 298px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 413px; bottom: 298px; z-index: 15;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 500px; bottom: 298px; z-index: 15;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 587px; bottom: 298px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 634px; bottom: 298px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 718px; bottom: 298px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y688 ff264 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 298px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a64 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a65 ff261 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1a66 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR <span class=\"lsed ws111\">1.979<span class=\"ls0 ws0\"> </span><span class=\"ws112\">miljoen van d<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">voor verkoop<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> beleggingen <span class=\"_ _1\"></span>is aangehouden<span class=\"_ _1\"></span> als onder<span class=\"_ _1\"></span>pand (<span class=\"ws113\">2021<span class=\"ls10c ws13f\">:<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> </span></span></span></span><span class=\"ws111\">2.032<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">miljoen).</span> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 240px; height: 20px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van Voor<span class=\"_ _1\"></span> verkoop besch<span class=\"_ _1\"></span>ikbare belegg<span class=\"_ _1\"></span>ingen is ge<span class=\"_ _1\"></span>baseerd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 1: genote<span class=\"_ _0\"></span>erde prijz<span class=\"_ _0\"></span>en in actiev<span class=\"_ _0\"></span>e markten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsef ws11d\">N<span class=\"_ _1\"></span>iveau 2: w<span class=\"_ _1\"></span>aarneembare <span class=\"lsed ws112\">marktgegev<span class=\"_ _0\"></span>ens in actiev<span class=\"_ _0\"></span>e markte<span class=\"_ _0\"></span>n;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff269 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff26a\"> <span class=\"_ _3f\"> </span><span class=\"ff267 lsed ws112\">Niveau 3: niet</span><span class=\"ff267\">-<span class=\"lsef ws11d\">waarneembare gege<span class=\"_ _1\"></span>vens (prijzen<span class=\"_ _1\"></span> van tege<span class=\"_ _1\"></span>npartijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 1018px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 1018px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 1018px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 1018px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 987px; z-index: 15;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 987px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 987px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 972px; z-index: 15;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 972px; z-index: 15;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 972px; z-index: 15;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 972px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 958px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 943px; z-index: 15;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 943px; z-index: 15;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 943px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 943px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 928px; z-index: 15;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 928px; z-index: 15;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 928px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y6c4 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 928px; z-index: 15;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a6c ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a6d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 881px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 881px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 881px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y680 ff267 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 881px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 881px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff26b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 850px; z-index: 15;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 850px; z-index: 15;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 850px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 835px; z-index: 15;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 835px; z-index: 15;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 835px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y685 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 835px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 821px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Aandelen, private equity en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 806px; z-index: 15;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 806px; z-index: 15;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 806px; z-index: 15;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 806px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff26c fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> voor verk<span class=\"_ _0\"></span>oop be<span class=\"_ _0\"></span>schik<span class=\"_ _0\"></span>bare bele<span class=\"_ _0\"></span>gginge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 791px; z-index: 15;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 791px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y683 ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 791px; z-index: 15;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1a75 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a76 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a77 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De veranderingen<span class=\"_ _1\"></span> in niveau 3<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">waarde<span class=\"_ _0\"></span>ringen z<span class=\"_ _0\"></span>ijn als v<span class=\"_ _0\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y1a78 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 712px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff267 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 712px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff267 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y6c6 ff26b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff26c fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 667px; z-index: 15;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e8 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Einde <span class=\"ws115\">looptijd/aflossing of terugbetaling over d<span class=\"_ _0\"></span>e periode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 637px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 637px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Aankoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 622px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 622px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Opbrengst van verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 608px; z-index: 15;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y694 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 608px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Gerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px; z-index: 15;\">2</div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 593px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Terugdraaien van waardeverminderinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y680 ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 563px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 548px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Overboekingen tussen waarderingscategorie\u00ebn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff267 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 533px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff267 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff267 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff26c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 504px; z-index: 15;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff26c fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 504px; z-index: 15;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a88 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a89 ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a8a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Niveau 3<span class=\"ls0 ws0\">-</span>waar<span class=\"_ _0\"></span>dering<span class=\"_ _0\"></span>en voor priv<span class=\"_ _0\"></span>ate <span class=\"lsef ws11d\">equity en dur<span class=\"_ _1\"></span>fkapitaal maken<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1a8b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> re\u00eble waar<span class=\"_ _1\"></span>den die <span class=\"_ _1\"></span>worden bekendgem<span class=\"_ _1\"></span>aakt in <span class=\"_ _1\"></span>het</div>\n<div class=\"t m0 x2c h64 y1a8c ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geauditeerde f<span class=\"_ _1\"></span>inancieel verslag va<span class=\"_ _1\"></span>n de relevante deel<span class=\"_ _1\"></span>nemingen. Nivea<span class=\"_ _1\"></span>u</div>\n<div class=\"t m0 x2c h64 y1a8d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsef ws11d\">wa<span class=\"_ _1\"></span>arderingen voo<span class=\"_ _1\"></span>r aandelen en<span class=\"_ _1\"></span> asset</span>-<span class=\"lsed ws11d\">backed secur<span class=\"_ _0\"></span>ities mak<span class=\"_ _0\"></span>en </span></div>\n<div class=\"t m0 x2c h64 y1a8e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gebruik van<span class=\"_ _1\"></span> de methode<span class=\"_ _1\"></span> van de ge<span class=\"_ _1\"></span>disco<span class=\"lsed ws112\">nteerde kas<span class=\"_ _0\"></span>stromen.<span class=\"_ _0\"></span> Verwac<span class=\"_ _0\"></span>hte </span></div>\n<div class=\"t m0 x2c h64 y1a8f ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met de oors<span class=\"_ _0\"></span>pronke<span class=\"_ _0\"></span>lijke</div>\n<div class=\"t m0 x2c h64 y1a90 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringstec<span class=\"_ _0\"></span>hnisch<span class=\"_ _0\"></span>e criteria,<span class=\"_ _0\"></span> de kenme<span class=\"_ _0\"></span>rken van de le<span class=\"_ _0\"></span>ningnem<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x2c h64 y1a91 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(zoals le<span class=\"_ _0\"></span>eftijd en kr<span class=\"_ _0\"></span>edietsc<span class=\"_ _0\"></span>ores), loa<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to</span>-<span class=\"_ _1\"></span><span class=\"ls107 ws13e\">value</span>-</span>ratio\u2019s, verwac<span class=\"_ _0\"></span>hte</div>\n<div class=\"t m0 x2c h64 y1a92 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schomm<span class=\"_ _0\"></span>elingen in de h<span class=\"_ _0\"></span>uizenp<span class=\"_ _0\"></span>rijzen en ver<span class=\"_ _0\"></span>wac<span class=\"ws111\">hte </span></div>\n<div class=\"t m0 x2c h64 y1a93 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vooruit<span class=\"_ _0\"></span>betali<span class=\"_ _0\"></span>ngsnivea<span class=\"_ _0\"></span>us, enz. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e kasstrom<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y1a94 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gedisconteerd <span class=\"_ _1\"></span>tegen voor<span class=\"_ _1\"></span> risico gec<span class=\"_ _1\"></span>orrigeerde ren<span class=\"_ _1\"></span>tes. Marktd<span class=\"_ _1\"></span>eelnemers</div>\n<div class=\"t m0 x2c h64 y1a95 ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken vaak<span class=\"_ _1\"></span> gebruik van<span class=\"_ _1\"></span> dergelijke<span class=\"_ _1\"></span> gedisconteerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1a96 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstroomtechn<span class=\"_ _1\"></span>ieken om private<span class=\"_ _1\"></span> equity en durfkapi<span class=\"_ _1\"></span>taal te waarderen<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x2c h64 y1a97 ff267 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Voor<span class=\"ls0 ws0\"> <span class=\"lsed ws11d\">de waarderin<span class=\"_ _0\"></span>g van dez<span class=\"_ _0\"></span>e instr<span class=\"_ _0\"></span>umenten <span class=\"_ _0\"></span>maken wi<span class=\"_ _0\"></span>j evenee<span class=\"_ _0\"></span>ns tot op </span></span></div>\n<div class=\"t m0 x1d h64 y1a98 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zekere ho<span class=\"_ _0\"></span>ogte gebru<span class=\"_ _0\"></span>ik van deze p<span class=\"_ _0\"></span>rijzen. D<span class=\"_ _0\"></span>eze technie<span class=\"_ _0\"></span>ken zijn<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1a99 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onderhevig aan<span class=\"_ _1\"></span> inherente beperkin<span class=\"_ _1\"></span>gen, zoals een scha<span class=\"_ _1\"></span>tting van de</div>\n<div class=\"t m0 x1d h64 y1a9a ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gepast<span class=\"_ _0\"></span>e voor risico<span class=\"_ _0\"></span> gecorrig<span class=\"_ _0\"></span>eerde disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet,<span class=\"_ _0\"></span> en verschi<span class=\"_ _0\"></span>llen<span class=\"lsef ws113\">de </span></div>\n<div class=\"t m0 x1d h64 y1a9b ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gegevens en<span class=\"_ _1\"></span> veronders<span class=\"_ _1\"></span>tellingen zoude<span class=\"_ _1\"></span>n verschille<span class=\"_ _1\"></span>nde resulta<span class=\"_ _1\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1a9c ff267 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">oplever<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1a9d ff267 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1a9e ff267 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De niveau 3<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsed ws112\">posities zij<span class=\"_ _0\"></span>n met name gev<span class=\"_ _0\"></span>oelig vo<span class=\"_ _0\"></span>or een veran<span class=\"_ _0\"></span>dering in h<span class=\"_ _0\"></span>et </span></span></div>\n<div class=\"t m0 x1d h64 y1a9f ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">niveau v<span class=\"_ _0\"></span>an de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e toekoms<span class=\"_ _0\"></span>tige kass<span class=\"_ _0\"></span>trome<span class=\"_ _0\"></span>n, en</div>\n<div class=\"t m0 x1d h64 y1aa0 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">dienovereen<span class=\"_ _1\"></span>komstig varieert hun<span class=\"_ _1\"></span> re\u00eble waarde in verhoud<span class=\"_ _1\"></span>ing tot de</div>\n<div class=\"t m0 x1d h64 y1aa1 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">veranderingen<span class=\"_ _1\"></span> in deze kasstromen. De<span class=\"_ _1\"></span> veranderingen<span class=\"_ _1\"></span> in de waarde van</div>\n<div class=\"t m0 x1d h64 y1aa2 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze nivea<span class=\"_ _0\"></span>u 3<span class=\"ls0 ws0\">-</span>instrum<span class=\"_ _0\"></span>enten wor<span class=\"_ _0\"></span>den vera<span class=\"_ _0\"></span>ntwoord i<span class=\"_ _0\"></span>n het overige</div>\n<div class=\"t m0 x1d h64 y1aa3 ff267 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">compreh<span class=\"_ _0\"></span>ensive i<span class=\"_ _0\"></span>ncome. <span class=\"_ _0\"></span>Kwantit<span class=\"_ _0\"></span>atieve,<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">waarneembare inpu<span class=\"_ _1\"></span>ts</span><span class=\"ws112\">, welke </span></div>\n<div class=\"t m0 x1d h64 y1aa4 ff267 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">worden gebrui<span class=\"_ _1\"></span>kt bij waardering<span class=\"_ _1\"></span>en tegen re\u00eble waarde<span class=\"_ _1\"></span>, worden niet door</div>\n<div class=\"t m0 x1d h64 y1aa5 ff267 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de entite<span class=\"_ _0\"></span>it ontwikk<span class=\"_ _0\"></span>eld.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 241px; height: 865px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff26d fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Overheidsoblig<span class=\"_ _1\"></span>aties naar land van<span class=\"_ _1\"></span> uitgifte <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff26d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 1065px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 1050px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y68f ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 1035px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y68b ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 1065px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 1050px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68b ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68d ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1050px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 1035px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y694 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 945px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 871px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 871px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6d1 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 871px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 856px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 856px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68d ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 856px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 842px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 842px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 842px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Luxemburgse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 827px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 671px; bottom: 827px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 827px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 812px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68f ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 678px; bottom: 812px; z-index: 15;\">2</div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 812px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Malta overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 797px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 797px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 782px; z-index: 15;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 666px; bottom: 782px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 782px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 767px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 767px; z-index: 15;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y67e ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 767px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff270 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 519px; bottom: 722px; z-index: 15;\">Histo<span class=\"_ _1\"></span>risc<span class=\"_ _1\"></span>he/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y685 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 502px; bottom: 707px; z-index: 15;\">G<span class=\"lsf1 ws116\">eamortiseerde</span> </div>\n<div class=\"t m0 x41 h67 y69a ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 531px; bottom: 692px; z-index: 15;\">K<span class=\"lsfb ws123\">ostp<span class=\"_ _1\"></span>rijs</span> </div>\n<div class=\"t m0 x42 h67 y680 ff26d fs46 fce sc0 lsf3 ws120\" style=\"left: 660px; bottom: 722px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 615px; bottom: 707px; z-index: 15;\">Ongerealiseerde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y69a ff26d fs46 fce sc0 lsf1 ws115\" style=\"left: 607px; bottom: 692px; z-index: 15;\">winsten (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff26d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x1a0 h67 y685 ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 707px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff26d fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 692px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff26f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y6df ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Belgische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 540px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Franse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y688 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Portugese overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y683 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Oostenrijkse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 617px; z-index: 15;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Spaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Italiaanse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Duitse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 667px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6e8 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Nederlandse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 558px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 558px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 558px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ierse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 543px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 543px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 543px; z-index: 15;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Britse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 528px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 528px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 528px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Poolse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 513px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 513px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y694 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 513px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Slowaakse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 498px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 498px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Tsjechische overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y67e ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Finse overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 469px; z-index: 15;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 469px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 469px; z-index: 15;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Verenigde Staten van Ame<span class=\"_ _0\"></span>rika: overheid<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 563px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x12c h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h67 y685 ff26d fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Overige overheden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 552px; bottom: 439px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 439px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y69a ff26d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 439px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff270 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 540px; bottom: 424px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 424px; z-index: 15;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y685 ff270 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 424px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel to<span class=\"_ _1\"></span>ont de ne<span class=\"_ _1\"></span>tto ongereali<span class=\"_ _1\"></span>seerde winsten<span class=\"_ _1\"></span> en verliezen<span class=\"_ _1\"></span> op Voor <span class=\"_ _1\"></span>verkoop besch<span class=\"_ _1\"></span>ikbare belegging<span class=\"_ _1\"></span>en opgenom<span class=\"_ _1\"></span>en in he<span class=\"ws11e\">t eige<span class=\"_ _1\"></span>n vermogen. </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen in<span class=\"_ _1\"></span> aandelen en overige<span class=\"_ _1\"></span> beleggingen zijn inc<span class=\"_ _1\"></span>lusief private<span class=\"_ _1\"></span> equity en <span class=\"ws113\">durfkap<span class=\"_ _1\"></span>itaal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 974px; z-index: 15;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Shadow <span class=\"lsf3 ws120\">acc<span class=\"_ _1\"></span>ounti<span class=\"_ _1\"></span>ng<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 959px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y67e ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 945px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 945px; z-index: 15;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 930px; z-index: 15;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y685 ff275 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 884px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y69a ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 884px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Voor verkoop beschikbare <span class=\"_ _0\"></span>beleggingen in aandelen e<span class=\"_ _0\"></span>n overige beleggingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6df ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 854px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 854px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Bruto ongerealiseerde winsten en<span class=\"_ _0\"></span> verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 824px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y683 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 824px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 809px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y68b ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 809px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 795px; z-index: 15;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6e8 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 795px; z-index: 15;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">Gerelateerde belas<span class=\"_ _0\"></span>ting<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 780px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 780px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff274 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 765px; z-index: 15;\">Netto ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 765px; z-index: 15;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y694 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 765px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ad7 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad8 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ad9 ff272 fs44 fc14 sc0 ls10a ws13c\" style=\"z-index: 15;\">De <span class=\"lsef ws11e\">wijzigingen<span class=\"_ _1\"></span> in de bijzondere<span class=\"_ _1\"></span> waardeverminderin<span class=\"_ _1\"></span>gen op voor verko<span class=\"_ _1\"></span>op beschikbare bel<span class=\"_ _1\"></span>eggingen zijn.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1ada ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 686px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68f ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 723px; bottom: 686px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff275 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff274 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 656px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y68f ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 656px; z-index: 15;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 641px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 641px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 634px; bottom: 641px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 626px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y680 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 626px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y680 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 611px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 611px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 611px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 596px; z-index: 15;\">Vrijgeven van bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 581px; z-index: 15;\">Terugname bij de <span class=\"ws116\">verkoop/de<span class=\"_ _0\"></span>sinvestering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 581px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6df ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 581px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 h67 y69a ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y688 ff274 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 552px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 552px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y688 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 552px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAvailableforsaleAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag472": {
   "value": "\n<div class=\"t m0 x2c h64 y1a66 ff261 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR <span class=\"lsed ws111\">1.979<span class=\"ls0 ws0\"> </span><span class=\"ws112\">miljoen van d<span class=\"_ _0\"></span>e <span class=\"lsef ws11d\">voor verkoop<span class=\"_ _1\"></span> beschikbare<span class=\"_ _1\"></span> beleggingen <span class=\"_ _1\"></span>is aangehouden<span class=\"_ _1\"></span> als onder<span class=\"_ _1\"></span>pand (<span class=\"ws113\">2021<span class=\"ls10c ws13f\">:<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> </span></span></span></span><span class=\"ws111\">2.032<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">miljoen).</span> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 240px; height: 20px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x1ef h64 y1b60 ff27f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Per 31 dece<span class=\"_ _0\"></span>mber 2022 e<span class=\"_ _0\"></span>n 31 decemb<span class=\"_ _0\"></span>er 2021 was er g<span class=\"_ _0\"></span>een onroe<span class=\"_ _0\"></span>rend als zek<span class=\"_ _0\"></span>erheid g<span class=\"_ _0\"></span>esteld (z<span class=\"_ _0\"></span>ie ook</div>\n<div class=\"t m0 x1ef h64 y1b61 ff27f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>21 Leningen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 279px; height: 30px; width: 481px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff294 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Onderpand op <span class=\"_ _1\"></span>leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel geef<span class=\"_ _0\"></span>t een overz<span class=\"_ _0\"></span>icht van de o<span class=\"_ _0\"></span>ntvang<span class=\"_ _0\"></span>en onderp<span class=\"_ _0\"></span>anden en gar<span class=\"_ _0\"></span>anties al<span class=\"_ _0\"></span>s afdekk<span class=\"_ _0\"></span>ing voor len<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Totaal <span class=\"ws118\">kredietrisico op leningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Financi\u00eble instrumenten</span> </div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Overige onderpand en garanties</span> </div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Niet gegarandeerd uitstaand bedrag</span> </div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Meerwaarde onderpand t.o.v. kredietrisico (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1ba5 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de onderliggende <span class=\"ws129\">individuele lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1bb1 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van de<span class=\"_ _1\"></span> ontvangen o<span class=\"_ _1\"></span>nderpanden en<span class=\"_ _1\"></span> garanties<span class=\"_ _1\"></span> als afdekking<span class=\"_ _1\"></span> voor lenin<span class=\"_ _1\"></span>gen die onderh<span class=\"_ _1\"></span>evig zi<span class=\"lsed ws112\">jn aan </span><span class=\"ws113\">bijzondere </span></div>\n<div class=\"t m0 x2c h64 y1bb2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bb3 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Totaal uitstaand bedrag aan<span class=\"_ _0\"></span> leningen onderhevig aan<span class=\"_ _0\"></span> bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Uitstaand met bijzondere waar<span class=\"_ _0\"></span>deverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 558px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 528px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 528px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Meerwaarde onderpand en garanties t.o.v. bijzondere waardeve<span class=\"_ _0\"></span>rminderingen (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x2c h6e y1bb4 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de <span class=\"ws129\">onderliggende individuel<span class=\"_ _1\"></span>e lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 485px; height: 160px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1c64 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">1<span class=\"_ _1\"></span>59<span class=\"ls0 ws0\"> </span></span>miljoen<span class=\"_ _1\"></span> van de ma<span class=\"_ _1\"></span>teri\u00eble vaste<span class=\"_ _1\"></span> activa i<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y1c65 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verpan<span class=\"_ _0\"></span>d als zekerh<span class=\"_ _0\"></span>eid (31 decem<span class=\"_ _0\"></span>ber 2021: EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>166 miljo<span class=\"_ _0\"></span>en). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 711px; height: 40px; width: 318px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1eec ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas v<span class=\"_ _1\"></span>astgoed met <span class=\"_ _1\"></span>een boekwaarde<span class=\"_ _1\"></span> van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">159 </span></div>\n<div class=\"t m0 x2c h64 y1eed ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen al<span class=\"_ _1\"></span>s zekerheid<span class=\"_ _1\"></span> gesteld voor<span class=\"_ _1\"></span> leningen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> (2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">166 </span></div>\n<div class=\"t m0 x2c h64 y1eee ff31b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 530px; height: 41px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">T<span class=\"_ _208\"></span>oe<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>eggingen</div>\n<div class=\"t m0 x2c hbf y1d02 ff35e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Ontvangen en gedane toezeggingen</div>\n<div class=\"t m0 x2c hbf y1d03 ff35e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">waren als volgt.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2081 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2082 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff35c fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b hbb y6e3 ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 607px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b hbb y6e3 ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 718px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Ontvangen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x85 hbb y68f ff35c fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y68f ff35c fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Kredietlijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">1.527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Onderpand &amp; garanties ont<span class=\"_ _0\"></span>vangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 756px; z-index: 15;\">4.574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 756px; z-index: 15;\">4.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Overige niet in de bala<span class=\"_ _0\"></span>ns gewaardeerde rechten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f hbb y69a ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 672px; bottom: 741px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y69a ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 741px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y694 ff360 fs72 fce sc0 ls149 ws199\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y694 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 659px; bottom: 727px; z-index: 15;\">6.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y694 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 727px; z-index: 15;\">5.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff35c fs72 fce sc0 ls143 ws18d\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Verstrekte verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x85 hbc y6c6 ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y6c6 ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Garanties, Financieel en P<span class=\"_ _0\"></span>restatiegerelateerde Kredietbrieven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y67e ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 682px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y67e ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 682px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Beschikbare kredietlijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y68f ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 667px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 667px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Onderpand &amp; garanties verstrekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 652px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 652px; z-index: 15;\">2.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 638px; z-index: 15;\">In bewaring gegeven a<span class=\"_ _0\"></span>ctiva en <span class=\"ws185\">vorderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y685 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 638px; z-index: 15;\">691<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y685 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 638px; z-index: 15;\">738<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Kapitaal rechten en ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6be ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 623px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6be ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 623px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Vastgoedtoezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 608px; z-index: 15;\">345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 608px; z-index: 15;\">531<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Overige niet in de bala<span class=\"_ _0\"></span>ns opgenomen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 593px; z-index: 15;\">776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 593px; z-index: 15;\">1.297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e3 ff360 fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Totaal verstrekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y6e3 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 659px; bottom: 578px; z-index: 15;\">5.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y6e3 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 578px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2083 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2084 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2085 ff35c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Het merendee<span class=\"_ _1\"></span>l van de <span class=\"_ _1\"></span>ontvangen <span class=\"_ _1\"></span>toezeggingen be<span class=\"_ _1\"></span>staat uit on<span class=\"_ _1\"></span>tvangen onderpand<span class=\"_ _1\"></span> en garan<span class=\"_ _1\"></span>ties,</div>\n<div class=\"t m0 x1ef hb8 y2086 ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vooral van k<span class=\"_ _0\"></span>lanten ont<span class=\"_ _0\"></span>vangen o<span class=\"_ _0\"></span>nderpan<span class=\"_ _0\"></span>d op wonin<span class=\"_ _0\"></span>ghypothek<span class=\"_ _0\"></span>en en in mind<span class=\"_ _0\"></span>ere mate ook<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2087 ff35c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">commerci\u00eble le<span class=\"_ _1\"></span>ningen en<span class=\"_ _1\"></span> leningen aan<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2088 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2089 ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Andere niet<span class=\"_ _0\"></span> in de balans<span class=\"_ _0\"></span> gewaar<span class=\"ls140 ws18b\">deerde toezeggingen op 3<span class=\"_ _1\"></span>1 december <span class=\"_ _1\"></span>2022 omvatten <span class=\"_ _1\"></span>voor EUR </span></div>\n<div class=\"t m0 x1ef hb8 y208a ff35c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">250 miljoen ui<span class=\"_ _1\"></span>tstaande kredietaanb<span class=\"_ _1\"></span>iedingen (31 decem<span class=\"_ _1\"></span>ber 2021: EUR 521 mi<span class=\"_ _1\"></span>ljoen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y208b ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y208c ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In decemb<span class=\"_ _0\"></span>er 2021 heef<span class=\"_ _0\"></span>t Ageas SA/<span class=\"_ _0\"></span>NV twee do<span class=\"_ _0\"></span>orlopen<span class=\"_ _0\"></span>de kredietf<span class=\"_ _0\"></span>acilit<span class=\"_ _0\"></span>eiten af<span class=\"_ _0\"></span>gesloten,<span class=\"_ _0\"></span> EUR 250</div>\n<div class=\"t m0 x1ef hb8 y208d ff35c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">miljoen <span class=\"_ _0\"></span>met een l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span><span class=\"ws181\">van 3 jaar en<span class=\"_ _0\"></span> EUR 250 miljo<span class=\"_ _0\"></span>en met een loopt<span class=\"_ _0\"></span>ijd van 5 jaa<span class=\"_ _0\"></span>r, elk met de<span class=\"_ _0\"></span> optie </span></div>\n<div class=\"t m0 x1ef hb8 y208e ff35c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">om twee <span class=\"_ _0\"></span>verlengi<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n \u00e9\u00e9n jaa<span class=\"_ _0\"></span>r van de l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span> aan te v<span class=\"_ _0\"></span>ragen. D<span class=\"_ _0\"></span>it is op<span class=\"_ _0\"></span>genomen i<span class=\"_ _0\"></span>n de lij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y208f ff35c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">\u2018ontvangen kredie<span class=\"_ _1\"></span>tlijnen\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 363px; height: 598px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag470": {
   "value": "\n<div class=\"t m0 x2c h7b y1add ff276 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ade ff276 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Beleggingen teg<span class=\"_ _1\"></span>en re\u00eble <span class=\"_ _1\"></span>waarde met <span class=\"_ _1\"></span>waardeveranderingen i<span class=\"_ _1\"></span>n de <span class=\"_ _1\"></span>resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 457px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff272 fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 457px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff275 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y688 ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 412px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 412px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 412px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff272 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 397px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 h67 y68b ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Obligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 382px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 382px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff272 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 368px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 353px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y691 ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 353px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 338px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff272 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 338px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 323px; z-index: 15;\">Aandelen en overige b<span class=\"_ _0\"></span>eleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 323px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff272 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 323px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff274 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met <span class=\"_ _0\"></span><span class=\"lsf1 ws115\">waardeveranderingen in de res<span class=\"_ _0\"></span>ultatenrekening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 308px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff274 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 308px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1aea ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aeb ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1aec ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Beleggingen tegen r<span class=\"_ _1\"></span>e\u00eble waarde met waar<span class=\"_ _1\"></span>deveranderinge<span class=\"_ _1\"></span>n in de</div>\n<div class=\"t m0 x2c h64 y1aed ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening betre<span class=\"_ _1\"></span>ffen voornameli<span class=\"_ _1\"></span>jk belegging<span class=\"_ _1\"></span>en in ver<span class=\"_ _1\"></span>band met</div>\n<div class=\"t m0 x2c h64 y1aee ff272 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"ws11d\">verzeke<span class=\"_ _0\"></span>ringsve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ingen wa<span class=\"_ _0\"></span>arvan d<span class=\"_ _0\"></span>e kasstr<span class=\"_ _0\"></span>omen cont<span class=\"_ _0\"></span>ractu<span class=\"_ _0\"></span>eel of </span></div>\n<div class=\"t m0 x2c h64 y1aef ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit hoofd<span class=\"_ _0\"></span>e van discret<span class=\"_ _0\"></span>ionaire w<span class=\"_ _0\"></span>instdel<span class=\"_ _0\"></span>ing zijn gek<span class=\"_ _0\"></span>oppeld aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x2c h64 y1af0 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">result<span class=\"_ _0\"></span>aatontwik<span class=\"_ _0\"></span>keling va<span class=\"_ _0\"></span>n deze activ<span class=\"_ _0\"></span>a en waar in de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ng daarvan</div>\n<div class=\"t m0 x2c h64 y1af1 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">mede reken<span class=\"_ _1\"></span>ing wordt geho<span class=\"_ _1\"></span>uden met act<span class=\"_ _1\"></span>uele informa<span class=\"_ _1\"></span>tie. Hierdoor<span class=\"_ _1\"></span> wordt</div>\n<div class=\"t m0 x2c h64 y1af2 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de kans aanz<span class=\"_ _0\"></span>ienlijk<span class=\"_ _0\"></span> verklein<span class=\"_ _0\"></span>d dat er in de vers<span class=\"_ _0\"></span>laglegg<span class=\"_ _0\"></span>ing een 'mi<span class=\"_ _0\"></span>smatch'</div>\n<div class=\"t m0 x2c h64 y1af3 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">optreedt<span class=\"_ _0\"></span> door het op ver<span class=\"_ _0\"></span>schille<span class=\"_ _0\"></span>nde grond<span class=\"_ _0\"></span>slagen ber<span class=\"_ _0\"></span>ekenen van ac<span class=\"_ _0\"></span>tiva en</div>\n<div class=\"t m0 x2c h64 y1af4 ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen en d<span class=\"_ _0\"></span>e daarme<span class=\"_ _0\"></span>e samenha<span class=\"_ _0\"></span>ngende wi<span class=\"_ _0\"></span>nsten en ver<span class=\"_ _0\"></span>liezen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af5 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1af6 ff272 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Overige belegg<span class=\"_ _1\"></span>ingen, gewaardeerd<span class=\"_ _1\"></span> t<span class=\"ws11d\">egen re\u00eble<span class=\"_ _1\"></span> waarde me<span class=\"_ _1\"></span>t verwerking </span></div>\n<div class=\"t m0 x1d h64 y1af7 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van waardeve<span class=\"_ _1\"></span>randeringen in<span class=\"_ _1\"></span> winst of<span class=\"_ _1\"></span> verlies, z<span class=\"_ _1\"></span>ijn gerelate<span class=\"_ _1\"></span>erd aan</div>\n<div class=\"t m0 x1d h64 y1af8 ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beleggingen <span class=\"_ _1\"></span>in het va<span class=\"_ _1\"></span>stgoedfonds.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1af9 ff272 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1afa ff272 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De nomi<span class=\"_ _0\"></span>nale waa<span class=\"_ _0\"></span>rde van s<span class=\"_ _0\"></span>chuldeff<span class=\"_ _0\"></span>ecten t<span class=\"_ _0\"></span>egen re<span class=\"_ _0\"></span>\u00eble waard<span class=\"_ _0\"></span>e met</div>\n<div class=\"t m0 x1d h64 y1afb ff272 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeveranderin<span class=\"_ _1\"></span>gen in <span class=\"_ _1\"></span>de resultatenr<span class=\"_ _1\"></span>ekening bedro<span class=\"_ _1\"></span>eg op 31<span class=\"_ _1\"></span> december</div>\n<div class=\"t m0 x1d h64 y1afc ff272 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">2022 EUR 13<span class=\"_ _0\"></span>9 miljoen (<span class=\"_ _0\"></span>31 decemb<span class=\"_ _0\"></span>er 2021: EUR<span class=\"ls0 ws0\"> </span>133 m<span class=\"_ _0\"></span>iljoen).</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 124px; height: 390px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waardering<span class=\"_ _1\"></span> van bele<span class=\"_ _1\"></span>ggingen tegen <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> met waarde<span class=\"_ _1\"></span>veranderingen<span class=\"_ _1\"></span> in de resu<span class=\"_ _1\"></span>ltatenrekening<span class=\"_ _1\"></span> is gebasee<span class=\"_ _1\"></span>rd op:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 1</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws11d\">genoteerde p<span class=\"_ _0\"></span>rijzen<span class=\"_ _0\"></span> in actiev<span class=\"_ _0\"></span>e ma<span class=\"lsef ws113\">rkten;<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a7 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 2</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span><span class=\"lsf9 ws124\">: </span> <span class=\"_ _50\"> </span><span class=\"lsed ws112\">waarneembar<span class=\"_ _0\"></span>e marktge<span class=\"_ _0\"></span>gevens<span class=\"_ _0\"></span> in actieve m<span class=\"_ _0\"></span>arkten;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff27a fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff27b\"> <span class=\"_ _3f\"> </span><span class=\"ff278 lsed ws112\">Niveau 3</span><span class=\"ff278\"> <span class=\"_ _1db\"> </span>: <span class=\"_ _dd\"> </span><span class=\"lsed ws111\">niet</span>-<span class=\"lsef ws11e\">waarne<span class=\"_ _1\"></span>embare gegevens (pr<span class=\"_ _1\"></span>ijzen van tegenpar<span class=\"_ _1\"></span>tijen).</span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De waarderinge<span class=\"_ _1\"></span>n per ja<span class=\"_ _1\"></span>areinde zijn<span class=\"_ _1\"></span> als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68d ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 986px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68b ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y68f ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y67e ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">waardeveranderingen in de <span class=\"ws116\">resultatenrekening</span></span> </div>\n<div class=\"t m0 x72 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b0e ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b0f ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y69a ff278 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y69a ff278 fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 820px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y685 ff27c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Overheidsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Bedrijfsobligaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y685 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff278 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Gestructureerde schuldinstrumenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x44 h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y6c6 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Aandeleneffecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y688 ff278 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y688 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6e8 ff278 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff27d fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span> tegen<span class=\"_ _0\"></span> re\u00eble w<span class=\"_ _0\"></span>aarde<span class=\"_ _0\"></span> met<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68b ff278 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e8 ff27d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waardeveranderingen in de resultatenrekening</span> </div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y6e8 ff27d fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 306px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag471": {
   "value": "\n<div class=\"t m0 x2c h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b1c ff27e fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Voor handelsdoeleinden aangehou<span class=\"_ _1\"></span>den derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b1d ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor handel<span class=\"_ _1\"></span>sdoeleinden aan<span class=\"_ _1\"></span>gehouden der<span class=\"_ _1\"></span>ivaten worden <span class=\"_ _1\"></span>gebaseerd o<span class=\"_ _1\"></span>p</div>\n<div class=\"t m0 x2c h64 y1b1e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niveau 2<span class=\"_ _1\"></span> (waarneembare<span class=\"_ _1\"></span> marktgegevens <span class=\"_ _1\"></span>in actieve<span class=\"_ _1\"></span> markten). Z<span class=\"_ _1\"></span>ie ook</div>\n<div class=\"t m0 x2c h64 y1b1f ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toelichting 27<span class=\"_ _1\"></span> Derivaten voor nade<span class=\"_ _1\"></span>re details. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 564px; height: 88px; width: 344px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y196b ff358 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Handels<span class=\"ls10d ws141\">derivaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2da h67 y68b ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y68b ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 636px; bottom: 1065px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 343px; bottom: 1049px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 465px; bottom: 1049px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 596px; bottom: 1049px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 321px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 375px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 386px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 453px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 447px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 502px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 576px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 641px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Valutacontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 974px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 974px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 974px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 974px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 974px; z-index: 15;\">2</div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 974px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 974px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 974px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 345px; bottom: 959px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y691 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 959px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 959px; z-index: 15;\">8</div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 944px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 944px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 944px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 944px; z-index: 15;\">165<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 944px; z-index: 15;\">2</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 944px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 944px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 944px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Rentecontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6be ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6be ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 899px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 885px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 885px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 885px; z-index: 15;\">4</div>\n<div class=\"t m0 x172 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 885px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 870px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 870px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 870px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 870px; z-index: 15;\">4</div>\n<div class=\"t m0 x172 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 870px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 840px; z-index: 15;\">Effecten/Index contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 825px; z-index: 15;\">Opties en warrants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e8 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 825px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y68b ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 810px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y694 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 781px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 781px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 525px; bottom: 781px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 600px; bottom: 781px; z-index: 15;\">6</div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 781px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 781px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarden ondersteund doo<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waarneembare marktgegevens</span> </div>\n<div class=\"t m0 x158 h67 y6c4 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 736px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 736px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Re\u00eble waarden op basis <span class=\"_ _0\"></span>van een <span class=\"ws116\">waarderingsmodel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 721px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 721px; z-index: 15;\">2</div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 721px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 721px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6c4 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 706px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 706px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 706px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6c4 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 706px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff356 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Over the counter (OTC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6df ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 677px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 662px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 662px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 662px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 525px; bottom: 662px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 600px; bottom: 662px; z-index: 15;\">6</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 662px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 662px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 651px; height: 455px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsHeldForTradingExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag477": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1d h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1b1c ff27e fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Belangen in <span class=\"ls10d ws141\">niet<span class=\"ls0 ws0\">-</span>geconsolideerd<span class=\"_ _1\"></span>e gestructureerde <span class=\"_ _1\"></span></span></div>\n<div class=\"t m0 x1d h7b y1b2a ff27e fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">entite<span class=\"ls10d ws141\">iten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1b2b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance, een d<span class=\"_ _1\"></span>ochtermaatschappij<span class=\"_ _1\"></span> van Ageas Groep, houd<span class=\"_ _1\"></span>t notes</div>\n<div class=\"t m0 x1d h64 y1b2c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die een bel<span class=\"_ _0\"></span>ang verteg<span class=\"_ _0\"></span>enwoord<span class=\"_ _0\"></span>igen (via de o<span class=\"_ _0\"></span>ntvangst<span class=\"_ _0\"></span> van afloss<span class=\"_ _0\"></span>ingen en</div>\n<div class=\"t m0 x1d h64 y1b2d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente) in ee<span class=\"_ _0\"></span>n gestruct<span class=\"_ _0\"></span>ureerd<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die niet wor<span class=\"_ _0\"></span>dt gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>d.</div>\n<div class=\"t m0 x1d h64 y1b2e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gestruct<span class=\"_ _1\"></span>ureerde entite<span class=\"_ _1\"></span>iten belegge<span class=\"_ _1\"></span>n in <span class=\"ws113\">hypotheek<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>en </span></div>\n<div class=\"t m0 x1d h64 y1b2f ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en en gene<span class=\"_ _1\"></span>reren middel<span class=\"_ _1\"></span>en via de<span class=\"_ _1\"></span> uitgifte va<span class=\"_ _1\"></span>n notes of</div>\n<div class=\"t m0 x1d h64 y1b30 ff278 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">units.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b31 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b32 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gest<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>eerde notes<span class=\"_ _0\"></span> en units wo<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in Voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1b33 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span>\u2019. Behoudens<span class=\"_ _0\"></span> de notes en uni<span class=\"_ _0\"></span>ts heeft</div>\n<div class=\"t m0 x1d h64 y1b34 ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance geen<span class=\"_ _1\"></span> andere belangen in<span class=\"_ _1\"></span> deze gestructureerde<span class=\"_ _1\"></span> entiteiten.</div>\n<div class=\"t m0 x1d h64 y1b35 ff278 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iesbloot<span class=\"_ _0\"></span>stell<span class=\"_ _0\"></span>ing van A<span class=\"_ _0\"></span>G Insura<span class=\"_ _0\"></span>nce is be<span class=\"_ _0\"></span>perkt tot<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 y1b36 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekwaarde v<span class=\"_ _1\"></span>an de aang<span class=\"_ _1\"></span>ehouden note<span class=\"_ _1\"></span>s of units<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b37 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b38 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van het<span class=\"_ _0\"></span> belang va<span class=\"_ _0\"></span>n AG Insura<span class=\"_ _0\"></span>nce in het Fon<span class=\"_ _0\"></span>ds van</div>\n<div class=\"t m0 x1d h64 y1b39 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypothe<span class=\"_ _0\"></span>eklenin<span class=\"_ _0\"></span>gen bedraa<span class=\"_ _0\"></span>gt EUR 319<span class=\"_ _0\"></span> miljoen per 31 de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1d h64 y1b3a ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(EUR 410 <span class=\"_ _1\"></span>miljoen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2021). <span class=\"_ _1\"></span>De boekwaarde<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y1b3b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belang van AG Insu<span class=\"_ _1\"></span>rance in door Huuropbr<span class=\"_ _1\"></span>engsten gedekte<span class=\"_ _1\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b3c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedraagt<span class=\"_ _0\"></span> EUR 28 miljo<span class=\"_ _0\"></span>en per 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>22 (EUR 35 mil<span class=\"_ _0\"></span>joen per 31</div>\n<div class=\"t m0 x1d h64 y1b3d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Decembe<span class=\"_ _0\"></span>r 2021). D<span class=\"_ _0\"></span>e boekwa<span class=\"_ _0\"></span>arde van het b<span class=\"_ _0\"></span>elang van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e in</div>\n<div class=\"t m0 x1d h64 y1b3e ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Privat<span class=\"_ _0\"></span>e Equity bed<span class=\"_ _0\"></span>raagt EUR 1<span class=\"_ _0\"></span>73 miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 (EU<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x1d h64 y1b3f ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">27 miljoe<span class=\"_ _0\"></span>n per 31 decem<span class=\"_ _0\"></span>ber 2021).</div>\n<div class=\"t m0 x36c hb7 y72d ff27b fs70 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b40 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b41 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Fonds <span class=\"_ _1\"></span>van hypothee<span class=\"_ _1\"></span>kleningen i<span class=\"_ _1\"></span>s volledig <span class=\"_ _1\"></span>eigendom van<span class=\"_ _1\"></span> AG</div>\n<div class=\"t m0 x1d h64 y1b42 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance e<span class=\"_ _1\"></span>n de totale<span class=\"_ _1\"></span> activa van<span class=\"_ _1\"></span> de door <span class=\"_ _1\"></span>Huuropbrengsten <span class=\"_ _1\"></span>gedekte</div>\n<div class=\"t m0 x1d h64 y1b43 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen<span class=\"_ _1\"></span> bedraagt EUR<span class=\"_ _1\"></span> 196 miljoe<span class=\"_ _1\"></span>n per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> (EUR</div>\n<div class=\"t m0 x1d h64 y1b44 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">339 miljoen<span class=\"_ _1\"></span> per 31 d<span class=\"_ _1\"></span>ecember 2021<span class=\"lsed ws111\">).</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 461px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 466px; width: 352px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">In<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>ester<span class=\"_ _0\"></span>ingen v<span class=\"_ _3\"></span>olgen<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">equit<span class=\"_ _2\"></span>y<span class=\"_ _0\"></span>-methode</div>\n<div class=\"t m0 x2c h75 y1a10 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">De volgende tabel geeft overzicht</div>\n<div class=\"t m0 x2c h75 y1a11 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van de belangrijkste bel<span class=\"_ _0\"></span>eggingen in</div>\n<div class=\"t m0 x2c h75 y1a12 ff29a fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">geassocieerde ondernemingen<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">en </span></span></div>\n<div class=\"t m0 x2c h75 y1a13 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">joint ventures<span class=\"ls101 ws130\">. Het percentage </span></div>\n<div class=\"t m0 x2c h75 y1a14 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">belang kan vari\u00ebren als e<span class=\"_ _0\"></span>r in een</div>\n<div class=\"t m0 x2c h75 y1a15 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">land verschillende g<span class=\"_ _0\"></span>eassocieerde</div>\n<div class=\"t m0 x2c h75 y1bc5 ff29a fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ondernemingen<span class=\"ls0 ws0\"> </span><span class=\"ws133\">e<span class=\"_ _1\"></span>n joint ventures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h75 y1bc6 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn waarin de Groep een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y1bc7 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">onderscheiden percentage van het</div>\n<div class=\"t m0 x2c h75 y1bc8 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">aandelenkapitaal in bezit h<span class=\"_ _0\"></span>eeft. <span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bc9 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bca ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x8 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 647px; bottom: 787px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang</span> </div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 716px; bottom: 802px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 802px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 744px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geassocieerde ondernemingen en<span class=\"_ _0\"></span> joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 756px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 741px; z-index: 15;\">Thailand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsf6 ws11b\">30,87<span class=\"_ _1\"></span>%</span> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 727px; z-index: 15;\">Maleisi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 712px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 697px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 682px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 731px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x173 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 667px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 652px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 637px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 623px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 608px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 593px; z-index: 15;\">Filipijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 578px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 563px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram General In<span class=\"_ _0\"></span>surance Company Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 548px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 548px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 548px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 548px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 534px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 534px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 534px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 534px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 534px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 519px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 519px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 519px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 519px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 519px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 504px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 504px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 504px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 788px; bottom: 504px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 489px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 489px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 713px; bottom: 474px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 474px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bd5 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd6 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd7 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2022 heef<span class=\"_ _0\"></span>t Ageas zi<span class=\"_ _0\"></span>jn belang in de j<span class=\"_ _0\"></span>oint ventu<span class=\"_ _0\"></span>re Ageas<span class=\"_ _0\"></span> Federal Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compan<span class=\"_ _0\"></span>y Ltd</div>\n<div class=\"t m0 x1ef h64 y1bd8 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AFLIC<span class=\"_ _0\"></span>) vergroot v<span class=\"_ _0\"></span>an 49% naar 74%<span class=\"_ _0\"></span>. Deze tran<span class=\"_ _0\"></span>sactie w<span class=\"_ _0\"></span>ordt besch<span class=\"_ _0\"></span>ouwd als een st<span class=\"_ _0\"></span>apsgew<span class=\"_ _0\"></span>ijze</div>\n<div class=\"t m0 x1ef h64 y1bd9 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overnam<span class=\"_ _0\"></span>e (step acqu<span class=\"_ _0\"></span>isition),<span class=\"_ _0\"></span> vandaa<span class=\"_ _0\"></span>r dat het voor<span class=\"_ _0\"></span>heen geho<span class=\"_ _0\"></span>uden bela<span class=\"_ _0\"></span>ng van 49% wor<span class=\"_ _0\"></span>dt behand<span class=\"_ _0\"></span>eld</div>\n<div class=\"t m0 x1ef h64 y1bda ff298 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsof h<span class=\"_ _0\"></span>et is afg<span class=\"_ _0\"></span>estoten (z<span class=\"_ _0\"></span>ie toe<span class=\"_ _0\"></span>lichting <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>ities e<span class=\"_ _0\"></span>n desinve<span class=\"_ _0\"></span>sterin<span class=\"_ _0\"></span>gen voor m<span class=\"_ _0\"></span>eer det<span class=\"_ _0\"></span>ails).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bdb ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bdc ff298 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas boekt<span class=\"_ _1\"></span>e in 2022 ee<span class=\"_ _1\"></span>n bijzondere <span class=\"_ _1\"></span>waardeverminder<span class=\"_ _1\"></span>ing van EU<span class=\"_ _1\"></span>R 29 milj<span class=\"_ _1\"></span>oen op het<span class=\"_ _1\"></span> belang in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef h64 y1bdd ff298 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _1\"></span> General Insuran<span class=\"_ _1\"></span>ce Company Limited.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 322px; height: 639px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 322px; height: 639px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 322px; height: 639px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 322px; height: 639px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff29d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hieronder word<span class=\"_ _1\"></span>t een ov<span class=\"_ _1\"></span>erzicht gege<span class=\"_ _1\"></span>ven van de <span class=\"_ _1\"></span><span class=\"ws11e\">investeringen<span class=\"_ _1\"></span> volgens de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">methode<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff29d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y694 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 1035px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 373px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 1050px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1035px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1065px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 1035px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 593px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 1050px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 1035px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 1065px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1050px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 1020px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 1020px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1006px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 975px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 975px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 975px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 975px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 975px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 975px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 975px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 960px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 960px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 960px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 960px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 960px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 960px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 960px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 960px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 945px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 945px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 945px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 945px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 945px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 945px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 945px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 945px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 945px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 931px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 931px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 931px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 931px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 931px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 931px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 931px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 916px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 916px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 916px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 916px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 916px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 916px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 916px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 916px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 916px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 901px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 344px; bottom: 901px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 901px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 901px; z-index: 15;\">7</div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 901px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 901px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 901px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 886px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 886px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 886px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 886px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 886px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 886px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 886px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 871px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 871px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 871px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 871px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 871px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 871px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 871px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 871px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 871px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 856px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 856px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 856px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 856px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 856px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 856px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 856px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 856px; z-index: 15;\">7</div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 842px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 842px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 842px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 842px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 842px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 842px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 842px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 842px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 827px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 827px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 827px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 827px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 827px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 827px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 827px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 812px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 812px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 812px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 812px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 812px; z-index: 15;\">5</div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 812px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 812px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 812px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 797px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 797px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 797px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 797px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 797px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 797px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 752px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 752px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 752px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 752px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 752px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 752px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x132 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 752px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 738px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 738px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 738px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 738px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 738px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 738px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 738px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 738px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 723px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 723px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 723px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 723px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 723px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 723px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 723px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bijbehorende goodwill en bij<span class=\"_ _0\"></span>zondere waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 693px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 678px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 678px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 663px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 663px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 663px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 588px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 372px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 603px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 588px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 618px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 603px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 573px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 588px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 592px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 603px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 588px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 618px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 603px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 573px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 573px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 559px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 528px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 528px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 528px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 528px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 528px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 528px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 640px; bottom: 528px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 528px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 528px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 513px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 513px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 513px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 513px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 513px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 513px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 513px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 513px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 498px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 498px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 498px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 498px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 498px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 498px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 498px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 498px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 498px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 484px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 484px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 484px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 484px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 484px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 484px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 484px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 469px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 469px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 469px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 469px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 469px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 469px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 469px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 454px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 454px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 454px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 454px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 454px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 454px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 454px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 454px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 439px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 439px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 439px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 439px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 439px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 439px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 439px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 439px; z-index: 15;\">6</div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 424px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 424px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 424px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 424px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 424px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 424px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 424px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 409px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 409px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 409px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 409px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 409px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 409px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 409px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 409px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 394px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 394px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 394px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 394px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 394px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 394px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 394px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 394px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 380px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 380px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 380px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 380px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 380px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 380px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 380px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 380px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 380px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 365px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 365px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 365px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 365px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 365px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a5 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 365px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 365px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 365px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 350px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 350px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 350px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 350px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 350px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 350px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 350px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 350px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 350px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 335px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 335px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 335px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 335px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 335px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 335px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 335px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 335px; z-index: 15;\">4</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 335px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 305px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 305px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 305px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 305px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 305px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 305px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 305px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 305px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 290px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 290px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 290px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 290px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 290px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 290px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 290px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 290px; z-index: 15;\">2</div>\n<div class=\"t m0 x47 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 290px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 276px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 276px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 276px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 276px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 276px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 276px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 276px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 261px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x2e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 246px; z-index: 15;\">Bijbehorende goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 246px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 231px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 231px; z-index: 15;\">5</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 231px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 216px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 216px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 216px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 205px; height: 901px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 205px; height: 901px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 205px; height: 901px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 205px; height: 901px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yfa1 ff2a2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">en joint vent<span class=\"_ _0\"></span>ures<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">zijn onderworpen a<span class=\"_ _1\"></span>an de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1bf9 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>dbeperk<span class=\"_ _0\"></span>ingen uit<span class=\"_ _0\"></span> hoofde van v<span class=\"_ _0\"></span>ereisten t<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x2c h64 y1bfa ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minimumv<span class=\"_ _0\"></span>ermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden g<span class=\"_ _0\"></span>esteld door d<span class=\"_ _0\"></span>e lokale</div>\n<div class=\"t m0 x2c h64 y1bfb ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar d<span class=\"lsef ws11d\">eze deelnemingen op<span class=\"_ _1\"></span>ereren. </span></div>\n<div class=\"t m0 x2c h64 y1bfc ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dividendbetalin<span class=\"_ _1\"></span>gen van deelnemin<span class=\"_ _1\"></span>gen worden soms onde<span class=\"_ _1\"></span>rworpen aan</div>\n<div class=\"t m0 x2c h64 y1bfd ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afspraken met<span class=\"_ _1\"></span> aandeelhouders<span class=\"_ _1\"></span> met de partners in de<span class=\"_ _1\"></span> onderneming. In</div>\n<div class=\"t m0 x2c h64 y1bfe ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1bff ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voordat he<span class=\"_ _1\"></span>t dividend wor<span class=\"_ _1\"></span>dt aangeko<span class=\"ws113\">ndi<span class=\"_ _1\"></span>gd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1c00 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c01 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen afspra<span class=\"_ _1\"></span>ken met aand<span class=\"_ _1\"></span>eelhouders (g<span class=\"_ _1\"></span>erelateerd <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x2c h64 y1c02 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x2c h64 y1c03 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng heeft) onder and<span class=\"_ _1\"></span>ere zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee7 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws11d\">specifieke be<span class=\"_ _0\"></span>palingen <span class=\"_ _0\"></span>over st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en of de u<span class=\"_ _0\"></span>itkeri<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yee8 ff2a2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws113\">g<span class=\"_ _1\"></span>esl<span class=\"ws11d\">oten period<span class=\"_ _1\"></span>es waarin a<span class=\"_ _1\"></span>lle partijen <span class=\"_ _1\"></span>in het b<span class=\"_ _1\"></span>ezit van a<span class=\"_ _1\"></span>andelen </span></span></span></div>\n<div class=\"t m0 x69 h64 yd4c ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 yd4d ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span> bij de overee<span class=\"_ _0\"></span>nkomst </span></span></div>\n<div class=\"t m0 x69 h64 yd4f ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inc<span class=\"_ _0\"></span>lusief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde meth<span class=\"_ _0\"></span>ode die voor</div>\n<div class=\"t m0 x69 h64 yd50 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws11d\">\u2018<span class=\"_ _1\"></span>earn out\u2019</span><span class=\"ff2a2\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">mechani<span class=\"_ _0\"></span>sme waarbi<span class=\"_ _0\"></span>j de oorsp<span class=\"_ _0\"></span>ronkeli<span class=\"_ _0\"></span>jke verko<span class=\"_ _0\"></span>per van de </span></span></span></div>\n<div class=\"t m0 x69 h64 yd52 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 yd53 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en worden ge<span class=\"_ _1\"></span>realiseerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd54 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsee ws112\">e<span class=\"_ _1\"></span>xclusiv<span class=\"lsef ws113\">iteitsbepalingen</span></span><span class=\"ff2a2\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">of niet</span>-<span class=\"lsef ws11d\">concurrentiebedingen <span class=\"_ _1\"></span>in verband </span></span></span></div>\n<div class=\"t m0 x69 h64 yd55 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de verkoop van<span class=\"_ _1\"></span> verzekeringsprodu<span class=\"_ _1\"></span>cten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd56 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd57 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126f ff2a2 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Royal Park<span class=\"_ _0\"></span> Investme<span class=\"_ _0\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff2a2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Na de ver<span class=\"_ _0\"></span>koop van<span class=\"_ _0\"></span> de activ<span class=\"_ _0\"></span>a en de af<span class=\"_ _0\"></span>wikkeli<span class=\"_ _0\"></span>ng van d<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n, blijft<span class=\"_ _0\"></span> de <span class=\"lsef\">overblijvende acti<span class=\"_ _1\"></span>viteit van <span class=\"_ _1\"></span>RPI voorna<span class=\"_ _1\"></span>melijk beperk<span class=\"_ _1\"></span>t tot de a<span class=\"_ _1\"></span>fwikkeling <span class=\"_ _1\"></span>van </span></div>\n<div class=\"t m0 x2c h64 y1c04 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechtsz<span class=\"_ _0\"></span>aken tege<span class=\"_ _0\"></span>n een aanta<span class=\"_ _0\"></span>l Amerikaa<span class=\"_ _0\"></span>nse financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>ellingen<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 802px; height: 304px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 802px; height: 304px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 802px; height: 304px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 802px; height: 304px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag476": {
   "value": "\n<div class=\"t m0 x1d h7b y1b1b ff27e fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">10.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1b1c ff27e fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Belangen in <span class=\"ls10d ws141\">niet<span class=\"ls0 ws0\">-</span>geconsolideerd<span class=\"_ _1\"></span>e gestructureerde <span class=\"_ _1\"></span></span></div>\n<div class=\"t m0 x1d h7b y1b2a ff27e fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">entite<span class=\"ls10d ws141\">iten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1b2b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance, een d<span class=\"_ _1\"></span>ochtermaatschappij<span class=\"_ _1\"></span> van Ageas Groep, houd<span class=\"_ _1\"></span>t notes</div>\n<div class=\"t m0 x1d h64 y1b2c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die een bel<span class=\"_ _0\"></span>ang verteg<span class=\"_ _0\"></span>enwoord<span class=\"_ _0\"></span>igen (via de o<span class=\"_ _0\"></span>ntvangst<span class=\"_ _0\"></span> van afloss<span class=\"_ _0\"></span>ingen en</div>\n<div class=\"t m0 x1d h64 y1b2d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rente) in ee<span class=\"_ _0\"></span>n gestruct<span class=\"_ _0\"></span>ureerd<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en die niet wor<span class=\"_ _0\"></span>dt gecon<span class=\"_ _0\"></span>solideer<span class=\"_ _0\"></span>d.</div>\n<div class=\"t m0 x1d h64 y1b2e ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gestruct<span class=\"_ _1\"></span>ureerde entite<span class=\"_ _1\"></span>iten belegge<span class=\"_ _1\"></span>n in <span class=\"ws113\">hypotheek<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>en </span></div>\n<div class=\"t m0 x1d h64 y1b2f ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">leasevordering<span class=\"_ _1\"></span>en en gene<span class=\"_ _1\"></span>reren middel<span class=\"_ _1\"></span>en via de<span class=\"_ _1\"></span> uitgifte va<span class=\"_ _1\"></span>n notes of</div>\n<div class=\"t m0 x1d h64 y1b30 ff278 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">units.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b31 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b32 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Deze gest<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>eerde notes<span class=\"_ _0\"></span> en units wo<span class=\"_ _0\"></span>rden opge<span class=\"_ _0\"></span>nomen in Voo<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1b33 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are beleg<span class=\"_ _0\"></span>gingen<span class=\"_ _0\"></span>\u2019. Behoudens<span class=\"_ _0\"></span> de notes en uni<span class=\"_ _0\"></span>ts heeft</div>\n<div class=\"t m0 x1d h64 y1b34 ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance geen<span class=\"_ _1\"></span> andere belangen in<span class=\"_ _1\"></span> deze gestructureerde<span class=\"_ _1\"></span> entiteiten.</div>\n<div class=\"t m0 x1d h64 y1b35 ff278 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De maxim<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iesbloot<span class=\"_ _0\"></span>stell<span class=\"_ _0\"></span>ing van A<span class=\"_ _0\"></span>G Insura<span class=\"_ _0\"></span>nce is be<span class=\"_ _0\"></span>perkt tot<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1d h64 y1b36 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">boekwaarde v<span class=\"_ _1\"></span>an de aang<span class=\"_ _1\"></span>ehouden note<span class=\"_ _1\"></span>s of units<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b37 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b38 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De boekw<span class=\"_ _0\"></span>aarde van het<span class=\"_ _0\"></span> belang va<span class=\"_ _0\"></span>n AG Insura<span class=\"_ _0\"></span>nce in het Fon<span class=\"_ _0\"></span>ds van</div>\n<div class=\"t m0 x1d h64 y1b39 ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypothe<span class=\"_ _0\"></span>eklenin<span class=\"_ _0\"></span>gen bedraa<span class=\"_ _0\"></span>gt EUR 319<span class=\"_ _0\"></span> miljoen per 31 de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1d h64 y1b3a ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">(EUR 410 <span class=\"_ _1\"></span>miljoen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2021). <span class=\"_ _1\"></span>De boekwaarde<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y1b3b ff278 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">belang van AG Insu<span class=\"_ _1\"></span>rance in door Huuropbr<span class=\"_ _1\"></span>engsten gedekte<span class=\"_ _1\"></span> vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1b3c ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">bedraagt<span class=\"_ _0\"></span> EUR 28 miljo<span class=\"_ _0\"></span>en per 31 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>22 (EUR 35 mil<span class=\"_ _0\"></span>joen per 31</div>\n<div class=\"t m0 x1d h64 y1b3d ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Decembe<span class=\"_ _0\"></span>r 2021). D<span class=\"_ _0\"></span>e boekwa<span class=\"_ _0\"></span>arde van het b<span class=\"_ _0\"></span>elang van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e in</div>\n<div class=\"t m0 x1d h64 y1b3e ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Privat<span class=\"_ _0\"></span>e Equity bed<span class=\"_ _0\"></span>raagt EUR 1<span class=\"_ _0\"></span>73 miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 (EU<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x1d h64 y1b3f ff278 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">27 miljoe<span class=\"_ _0\"></span>n per 31 decem<span class=\"_ _0\"></span>ber 2021).</div>\n<div class=\"t m0 x36c hb7 y72d ff27b fs70 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b40 ff278 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1b41 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het Fonds <span class=\"_ _1\"></span>van hypothee<span class=\"_ _1\"></span>kleningen i<span class=\"_ _1\"></span>s volledig <span class=\"_ _1\"></span>eigendom van<span class=\"_ _1\"></span> AG</div>\n<div class=\"t m0 x1d h64 y1b42 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance e<span class=\"_ _1\"></span>n de totale<span class=\"_ _1\"></span> activa van<span class=\"_ _1\"></span> de door <span class=\"_ _1\"></span>Huuropbrengsten <span class=\"_ _1\"></span>gedekte</div>\n<div class=\"t m0 x1d h64 y1b43 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vorderingen<span class=\"_ _1\"></span> bedraagt EUR<span class=\"_ _1\"></span> 196 miljoe<span class=\"_ _1\"></span>n per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> (EUR</div>\n<div class=\"t m0 x1d h64 y1b44 ff278 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">339 miljoen<span class=\"_ _1\"></span> per 31 d<span class=\"_ _1\"></span>ecember 2021<span class=\"lsed ws111\">).</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 186px; height: 461px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1bb5 ff292 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Belange<span class=\"_ _0\"></span>n in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">geconsolideerde <span class=\"_ _1\"></span>gestructureerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span> </span> </span></div>\n<div class=\"t m0 x2c h64 y1bb6 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance houd<span class=\"_ _1\"></span>t, samen met Agea<span class=\"_ _1\"></span>s France, Ageas Por<span class=\"_ _1\"></span>tugal en</div>\n<div class=\"t m0 x2c h64 y1bb7 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Rei<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e notes die e<span class=\"_ _0\"></span>en belang ve<span class=\"_ _0\"></span><span class=\"lsef ws11d\">rtegenwoordi<span class=\"_ _1\"></span>gen (via d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1bb8 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gst van aflo<span class=\"_ _0\"></span>ssingen en r<span class=\"_ _0\"></span>ente) in ges<span class=\"_ _0\"></span>truct<span class=\"_ _0\"></span>ureerde ent<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n die niet</div>\n<div class=\"t m0 x2c h64 y1bb9 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gecon<span class=\"_ _1\"></span>solideerd. <span class=\"_ _1\"></span>De gestructureerd<span class=\"_ _1\"></span>e entiteit<span class=\"_ _1\"></span>en beleggen <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x2c h64 y1bba ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>eekvord<span class=\"_ _0\"></span>eringen e<span class=\"_ _0\"></span>n generere<span class=\"_ _0\"></span>n middel<span class=\"_ _0\"></span>en via de uitgif<span class=\"_ _0\"></span>te van not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bbb ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1bbc ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Behoudens de<span class=\"_ _1\"></span> notes hebbe<span class=\"_ _1\"></span>n AG Insur<span class=\"_ _1\"></span>ance, Ageas<span class=\"_ _1\"></span> France, Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y1bbd ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _1\"></span>en Ageas Por<span class=\"_ _1\"></span>tugal geen a<span class=\"_ _1\"></span>ndere belangen<span class=\"_ _1\"></span> in deze</div>\n<div class=\"t m0 x1d h64 y1bbe ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestructureerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>. De maxima<span class=\"_ _1\"></span>le verliesblo<span class=\"_ _1\"></span>otstelling<span class=\"_ _1\"></span> van AG</div>\n<div class=\"t m0 x1d h64 y1bbf ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance, A<span class=\"_ _1\"></span>geas France<span class=\"_ _1\"></span>, Ageas Reinsu<span class=\"_ _1\"></span>rance en Age<span class=\"_ _1\"></span>as Portuga<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x1d h64 y1bc0 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkt tot de<span class=\"_ _1\"></span> boekwaarde<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">van<span class=\"_ _1\"></span> de aangeho<span class=\"_ _1\"></span>uden notes<span class=\"_ _1\"></span> (EUR 2.729 </span></div>\n<div class=\"t m0 x1d h64 y1bc1 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 en EU<span class=\"_ _0\"></span>R 2.355 mil<span class=\"_ _0\"></span>joen per 31 dec<span class=\"_ _0\"></span>ember</div>\n<div class=\"t m0 x1d h64 y1bc2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 344px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">In<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>ester<span class=\"_ _0\"></span>ingen v<span class=\"_ _3\"></span>olgen<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">equit<span class=\"_ _2\"></span>y<span class=\"_ _0\"></span>-methode</div>\n<div class=\"t m0 x2c h75 y1a10 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">De volgende tabel geeft overzicht</div>\n<div class=\"t m0 x2c h75 y1a11 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van de belangrijkste bel<span class=\"_ _0\"></span>eggingen in</div>\n<div class=\"t m0 x2c h75 y1a12 ff29a fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">geassocieerde ondernemingen<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">en </span></span></div>\n<div class=\"t m0 x2c h75 y1a13 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">joint ventures<span class=\"ls101 ws130\">. Het percentage </span></div>\n<div class=\"t m0 x2c h75 y1a14 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">belang kan vari\u00ebren als e<span class=\"_ _0\"></span>r in een</div>\n<div class=\"t m0 x2c h75 y1a15 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">land verschillende g<span class=\"_ _0\"></span>eassocieerde</div>\n<div class=\"t m0 x2c h75 y1bc5 ff29a fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ondernemingen<span class=\"ls0 ws0\"> </span><span class=\"ws133\">e<span class=\"_ _1\"></span>n joint ventures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h75 y1bc6 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn waarin de Groep een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y1bc7 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">onderscheiden percentage van het</div>\n<div class=\"t m0 x2c h75 y1bc8 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">aandelenkapitaal in bezit h<span class=\"_ _0\"></span>eeft. <span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bc9 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bca ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x8 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 647px; bottom: 787px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang</span> </div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 716px; bottom: 802px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 802px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 744px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geassocieerde ondernemingen en<span class=\"_ _0\"></span> joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 756px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 741px; z-index: 15;\">Thailand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsf6 ws11b\">30,87<span class=\"_ _1\"></span>%</span> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 727px; z-index: 15;\">Maleisi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 712px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 697px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 682px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 731px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x173 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 667px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 652px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 637px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 623px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 608px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 593px; z-index: 15;\">Filipijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 578px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 563px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram General In<span class=\"_ _0\"></span>surance Company Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 548px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 548px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 548px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 548px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 534px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 534px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 534px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 534px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 534px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 519px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 519px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 519px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 519px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 519px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 504px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 504px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 504px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 788px; bottom: 504px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 489px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 489px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 713px; bottom: 474px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 474px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bd5 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd6 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd7 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2022 heef<span class=\"_ _0\"></span>t Ageas zi<span class=\"_ _0\"></span>jn belang in de j<span class=\"_ _0\"></span>oint ventu<span class=\"_ _0\"></span>re Ageas<span class=\"_ _0\"></span> Federal Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compan<span class=\"_ _0\"></span>y Ltd</div>\n<div class=\"t m0 x1ef h64 y1bd8 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AFLIC<span class=\"_ _0\"></span>) vergroot v<span class=\"_ _0\"></span>an 49% naar 74%<span class=\"_ _0\"></span>. Deze tran<span class=\"_ _0\"></span>sactie w<span class=\"_ _0\"></span>ordt besch<span class=\"_ _0\"></span>ouwd als een st<span class=\"_ _0\"></span>apsgew<span class=\"_ _0\"></span>ijze</div>\n<div class=\"t m0 x1ef h64 y1bd9 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overnam<span class=\"_ _0\"></span>e (step acqu<span class=\"_ _0\"></span>isition),<span class=\"_ _0\"></span> vandaa<span class=\"_ _0\"></span>r dat het voor<span class=\"_ _0\"></span>heen geho<span class=\"_ _0\"></span>uden bela<span class=\"_ _0\"></span>ng van 49% wor<span class=\"_ _0\"></span>dt behand<span class=\"_ _0\"></span>eld</div>\n<div class=\"t m0 x1ef h64 y1bda ff298 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsof h<span class=\"_ _0\"></span>et is afg<span class=\"_ _0\"></span>estoten (z<span class=\"_ _0\"></span>ie toe<span class=\"_ _0\"></span>lichting <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>ities e<span class=\"_ _0\"></span>n desinve<span class=\"_ _0\"></span>sterin<span class=\"_ _0\"></span>gen voor m<span class=\"_ _0\"></span>eer det<span class=\"_ _0\"></span>ails).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bdb ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bdc ff298 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas boekt<span class=\"_ _1\"></span>e in 2022 ee<span class=\"_ _1\"></span>n bijzondere <span class=\"_ _1\"></span>waardeverminder<span class=\"_ _1\"></span>ing van EU<span class=\"_ _1\"></span>R 29 milj<span class=\"_ _1\"></span>oen op het<span class=\"_ _1\"></span> belang in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef h64 y1bdd ff298 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _1\"></span> General Insuran<span class=\"_ _1\"></span>ce Company Limited.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 322px; height: 639px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff29d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hieronder word<span class=\"_ _1\"></span>t een ov<span class=\"_ _1\"></span>erzicht gege<span class=\"_ _1\"></span>ven van de <span class=\"_ _1\"></span><span class=\"ws11e\">investeringen<span class=\"_ _1\"></span> volgens de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">methode<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff29d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y694 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 1035px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 373px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 1050px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1035px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1065px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 1035px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 593px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 1050px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 1035px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 1065px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1050px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 1020px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 1020px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1006px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 975px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 975px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 975px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 975px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 975px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 975px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 975px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 960px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 960px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 960px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 960px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 960px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 960px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 960px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 960px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 945px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 945px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 945px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 945px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 945px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 945px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 945px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 945px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 945px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 931px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 931px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 931px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 931px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 931px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 931px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 931px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 916px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 916px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 916px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 916px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 916px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 916px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 916px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 916px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 916px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 901px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 344px; bottom: 901px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 901px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 901px; z-index: 15;\">7</div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 901px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 901px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 901px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 886px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 886px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 886px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 886px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 886px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 886px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 886px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 871px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 871px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 871px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 871px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 871px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 871px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 871px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 871px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 871px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 856px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 856px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 856px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 856px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 856px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 856px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 856px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 856px; z-index: 15;\">7</div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 842px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 842px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 842px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 842px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 842px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 842px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 842px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 842px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 827px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 827px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 827px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 827px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 827px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 827px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 827px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 812px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 812px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 812px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 812px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 812px; z-index: 15;\">5</div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 812px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 812px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 812px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 797px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 797px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 797px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 797px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 797px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 797px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 752px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 752px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 752px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 752px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 752px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 752px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x132 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 752px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 738px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 738px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 738px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 738px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 738px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 738px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 738px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 738px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 723px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 723px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 723px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 723px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 723px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 723px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 723px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bijbehorende goodwill en bij<span class=\"_ _0\"></span>zondere waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 693px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 678px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 678px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 663px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 663px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 663px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 588px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 372px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 603px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 588px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 618px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 603px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 573px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 588px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 592px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 603px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 588px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 618px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 603px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 573px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 573px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 559px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 528px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 528px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 528px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 528px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 528px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 528px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 640px; bottom: 528px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 528px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 528px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 513px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 513px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 513px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 513px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 513px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 513px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 513px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 513px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 498px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 498px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 498px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 498px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 498px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 498px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 498px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 498px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 498px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 484px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 484px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 484px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 484px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 484px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 484px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 484px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 469px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 469px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 469px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 469px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 469px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 469px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 469px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 454px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 454px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 454px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 454px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 454px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 454px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 454px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 454px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 439px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 439px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 439px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 439px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 439px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 439px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 439px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 439px; z-index: 15;\">6</div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 424px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 424px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 424px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 424px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 424px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 424px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 424px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 409px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 409px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 409px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 409px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 409px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 409px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 409px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 409px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 394px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 394px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 394px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 394px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 394px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 394px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 394px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 394px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 380px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 380px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 380px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 380px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 380px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 380px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 380px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 380px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 380px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 365px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 365px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 365px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 365px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 365px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a5 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 365px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 365px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 365px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 350px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 350px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 350px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 350px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 350px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 350px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 350px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 350px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 350px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 335px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 335px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 335px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 335px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 335px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 335px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 335px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 335px; z-index: 15;\">4</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 335px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 305px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 305px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 305px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 305px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 305px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 305px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 305px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 305px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 290px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 290px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 290px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 290px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 290px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 290px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 290px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 290px; z-index: 15;\">2</div>\n<div class=\"t m0 x47 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 290px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 276px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 276px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 276px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 276px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 276px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 276px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 276px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 261px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x2e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 246px; z-index: 15;\">Bijbehorende goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 246px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 231px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 231px; z-index: 15;\">5</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 231px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 216px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 216px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 216px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 205px; height: 901px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 yfa1 ff2a2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">en joint vent<span class=\"_ _0\"></span>ures<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">zijn onderworpen a<span class=\"_ _1\"></span>an de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1bf9 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>dbeperk<span class=\"_ _0\"></span>ingen uit<span class=\"_ _0\"></span> hoofde van v<span class=\"_ _0\"></span>ereisten t<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x2c h64 y1bfa ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minimumv<span class=\"_ _0\"></span>ermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden g<span class=\"_ _0\"></span>esteld door d<span class=\"_ _0\"></span>e lokale</div>\n<div class=\"t m0 x2c h64 y1bfb ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar d<span class=\"lsef ws11d\">eze deelnemingen op<span class=\"_ _1\"></span>ereren. </span></div>\n<div class=\"t m0 x2c h64 y1bfc ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dividendbetalin<span class=\"_ _1\"></span>gen van deelnemin<span class=\"_ _1\"></span>gen worden soms onde<span class=\"_ _1\"></span>rworpen aan</div>\n<div class=\"t m0 x2c h64 y1bfd ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afspraken met<span class=\"_ _1\"></span> aandeelhouders<span class=\"_ _1\"></span> met de partners in de<span class=\"_ _1\"></span> onderneming. In</div>\n<div class=\"t m0 x2c h64 y1bfe ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1bff ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voordat he<span class=\"_ _1\"></span>t dividend wor<span class=\"_ _1\"></span>dt aangeko<span class=\"ws113\">ndi<span class=\"_ _1\"></span>gd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1c00 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c01 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen afspra<span class=\"_ _1\"></span>ken met aand<span class=\"_ _1\"></span>eelhouders (g<span class=\"_ _1\"></span>erelateerd <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x2c h64 y1c02 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x2c h64 y1c03 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng heeft) onder and<span class=\"_ _1\"></span>ere zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee7 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws11d\">specifieke be<span class=\"_ _0\"></span>palingen <span class=\"_ _0\"></span>over st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en of de u<span class=\"_ _0\"></span>itkeri<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yee8 ff2a2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws113\">g<span class=\"_ _1\"></span>esl<span class=\"ws11d\">oten period<span class=\"_ _1\"></span>es waarin a<span class=\"_ _1\"></span>lle partijen <span class=\"_ _1\"></span>in het b<span class=\"_ _1\"></span>ezit van a<span class=\"_ _1\"></span>andelen </span></span></span></div>\n<div class=\"t m0 x69 h64 yd4c ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 yd4d ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span> bij de overee<span class=\"_ _0\"></span>nkomst </span></span></div>\n<div class=\"t m0 x69 h64 yd4f ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inc<span class=\"_ _0\"></span>lusief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde meth<span class=\"_ _0\"></span>ode die voor</div>\n<div class=\"t m0 x69 h64 yd50 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws11d\">\u2018<span class=\"_ _1\"></span>earn out\u2019</span><span class=\"ff2a2\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">mechani<span class=\"_ _0\"></span>sme waarbi<span class=\"_ _0\"></span>j de oorsp<span class=\"_ _0\"></span>ronkeli<span class=\"_ _0\"></span>jke verko<span class=\"_ _0\"></span>per van de </span></span></span></div>\n<div class=\"t m0 x69 h64 yd52 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 yd53 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en worden ge<span class=\"_ _1\"></span>realiseerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd54 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsee ws112\">e<span class=\"_ _1\"></span>xclusiv<span class=\"lsef ws113\">iteitsbepalingen</span></span><span class=\"ff2a2\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">of niet</span>-<span class=\"lsef ws11d\">concurrentiebedingen <span class=\"_ _1\"></span>in verband </span></span></span></div>\n<div class=\"t m0 x69 h64 yd55 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de verkoop van<span class=\"_ _1\"></span> verzekeringsprodu<span class=\"_ _1\"></span>cten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd56 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd57 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126f ff2a2 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Royal Park<span class=\"_ _0\"></span> Investme<span class=\"_ _0\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff2a2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Na de ver<span class=\"_ _0\"></span>koop van<span class=\"_ _0\"></span> de activ<span class=\"_ _0\"></span>a en de af<span class=\"_ _0\"></span>wikkeli<span class=\"_ _0\"></span>ng van d<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n, blijft<span class=\"_ _0\"></span> de <span class=\"lsef\">overblijvende acti<span class=\"_ _1\"></span>viteit van <span class=\"_ _1\"></span>RPI voorna<span class=\"_ _1\"></span>melijk beperk<span class=\"_ _1\"></span>t tot de a<span class=\"_ _1\"></span>fwikkeling <span class=\"_ _1\"></span>van </span></div>\n<div class=\"t m0 x2c h64 y1c04 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechtsz<span class=\"_ _0\"></span>aken tege<span class=\"_ _0\"></span>n een aanta<span class=\"_ _0\"></span>l Amerikaa<span class=\"_ _0\"></span>nse financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>ellingen<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 802px; height: 304px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag465": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>a<span class=\"_ _1\"></span>st<span class=\"_ _0\"></span>goedbeleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff282 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">Belegg<span class=\"ls102 ws133\">ingen in vastgoed hebben </span></div>\n<div class=\"t m0 x2c h75 y1a11 ff282 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">met name betrekking op kantoren</div>\n<div class=\"t m0 x2c h75 y1a12 ff282 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">en winkelpanden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b47 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b48 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y1437 ff27f fs46 fce sc0 lsf1 ws115\" style=\"left: 622px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y1437 ff27f fs46 fce sc0 lsf1 ws115\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y694 ff283 fs46 fc14 sc0 ls0 ws0\" style=\"left: 696px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y694 ff283 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 673px; bottom: 786px; z-index: 15;\">3.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 786px; z-index: 15;\">3.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 771px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 771px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff281 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Totaal vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y69a ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 756px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 756px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1b49 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b4a ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff27f fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 709px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff27f fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 709px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y69a ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y69a ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff281 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 679px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 679px; z-index: 15;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 679px; z-index: 15;\">3.661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 664px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y683 ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x44 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 649px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 649px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Toevoegingen/aankopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 634px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 634px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Verbeteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 619px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 604px; z-index: 15;\">Verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 678px; bottom: 604px; z-index: 15;\">(350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 604px; z-index: 15;\">(100)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 590px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 590px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 590px; z-index: 15;\">(43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff281 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 575px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 <span class=\"lsf1 ws116\">december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 575px; z-index: 15;\">3.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 575px; z-index: 15;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68f ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68f ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y67e ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y67e ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6be ff281 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 530px; z-index: 15;\">Cumulatieve afschrijvingen<span class=\"ls0 ws0\"> <span class=\"lsf3 ws119\">per 1 jan<span class=\"_ _1\"></span>uari</span> </span></div>\n<div class=\"t m0 x2e h69 y6be ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 530px; z-index: 15;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6be ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 530px; z-index: 15;\">(770)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 515px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 515px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y67e ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 500px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 500px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 500px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 486px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 486px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 486px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 471px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 471px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 471px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff281 fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 456px; z-index: 15;\">Cumul<span class=\"_ _1\"></span>atie<span class=\"_ _1\"></span>ve <span class=\"ls134 ws170\">af<span class=\"_ _1\"></span>schrijvingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">per 31 december</span> </span></span></div>\n<div class=\"t m0 x2e h69 y685 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 456px; z-index: 15;\">(805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 456px; z-index: 15;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y683 ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff281 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 426px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 426px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 782px; bottom: 426px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 411px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 411px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y68d ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 397px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y68b ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 397px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 397px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff281 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 382px; z-index: 15;\">Cumulatieve bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span>per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68d ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 382px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68d ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 782px; bottom: 382px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff281 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 352px; z-index: 15;\">Netto vastgoedbeleggingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">per 31 december</span> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 352px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 352px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1b5e ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b5f ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1ef h64 y1b60 ff27f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Per 31 dece<span class=\"_ _0\"></span>mber 2022 e<span class=\"_ _0\"></span>n 31 decemb<span class=\"_ _0\"></span>er 2021 was er g<span class=\"_ _0\"></span>een onroe<span class=\"_ _0\"></span>rend als zek<span class=\"_ _0\"></span>erheid g<span class=\"_ _0\"></span>esteld (z<span class=\"_ _0\"></span>ie ook</div>\n<div class=\"t m0 x1ef h64 y1b61 ff27f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>21 Leningen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 279px; height: 30px; width: 481px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 278px; height: 683px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 278px; height: 683px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 278px; height: 683px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Jaarlijkse waar<span class=\"_ _1\"></span>deringsbepali<span class=\"_ _1\"></span>ngen, waarbij de ona<span class=\"_ _1\"></span>fhankelijke tax<span class=\"lsee ws112\">aties </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">elke drie jaar ve<span class=\"_ _1\"></span>randeren, behel<span class=\"_ _1\"></span>zen bijna alle vastgo<span class=\"_ _1\"></span>edbeleggingen.</div>\n<div class=\"t m0 x2c h64 y8a7 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Re\u00eble waa<span class=\"_ _0\"></span>rden (niv<span class=\"_ _0\"></span>eau 3) zijn ge<span class=\"_ _0\"></span>baseerd op n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">observeerbare<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktgegevens<span class=\"_ _1\"></span> en/of verdis<span class=\"_ _1\"></span>conteerde ka<span class=\"_ _1\"></span>sstromen. Verw<span class=\"_ _1\"></span>achte</div>\n<div class=\"t m0 x2c h64 y8a9 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen uit vas<span class=\"_ _0\"></span>tgoed houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x2c h64 y8aa ff286 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groeiper<span class=\"ws11e\">cen<span class=\"_ _1\"></span>tages van huurinkom<span class=\"_ _1\"></span>sten, periodes van leeg<span class=\"_ _1\"></span>stand, </span></div>\n<div class=\"t m0 x2c h64 y8ab ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezettingsgraa<span class=\"_ _1\"></span>d en lease<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">incentiv<span class=\"_ _0\"></span>es zoals h<span class=\"_ _0\"></span>uurvrij<span class=\"_ _0\"></span>e perioden e<span class=\"_ _0\"></span>n andere </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die niet<span class=\"_ _1\"></span> worden betaald door<span class=\"_ _1\"></span> huurders. De verwach<span class=\"_ _1\"></span>te netto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y116a ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen worden<span class=\"_ _1\"></span> verdisconteer<span class=\"_ _1\"></span>d aan de hand van op r<span class=\"_ _1\"></span>isico</div>\n<div class=\"t m0 x1d h64 y116b ff286 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangepast<span class=\"lsed ws112\">e disconteri<span class=\"_ _0\"></span>ngsvoet. O<span class=\"_ _0\"></span>m de discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet te bep<span class=\"_ _0\"></span>alen, </span></div>\n<div class=\"t m0 x1d h64 y116c ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt met ee<span class=\"_ _0\"></span>n aantal fact<span class=\"_ _0\"></span>oren rek<span class=\"_ _0\"></span>ening ge<span class=\"_ _0\"></span>houden,<span class=\"_ _0\"></span> zoals de kwal<span class=\"_ _0\"></span>iteit van</div>\n<div class=\"t m0 x1d h64 y116d ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het gebo<span class=\"_ _0\"></span>uw en zij<span class=\"_ _0\"></span>n locat<span class=\"_ _0\"></span>ie (topl<span class=\"_ _0\"></span>ocatie vs<span class=\"_ _0\"></span>. secun<span class=\"_ _0\"></span>daire loc<span class=\"_ _0\"></span>atie),</div>\n<div class=\"t m0 x1d h64 y116e ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietkwali<span class=\"_ _1\"></span>teit van d<span class=\"_ _1\"></span>e huurder en<span class=\"_ _1\"></span> huurvoorwaar<span class=\"_ _1\"></span>den. Voor</div>\n<div class=\"t m0 x1d h64 y116f ff286 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwik<span class=\"lsef ws11d\">k<span class=\"_ _0\"></span>elingsvast<span class=\"_ _1\"></span>goed (dus <span class=\"_ _1\"></span>in opbouw) w<span class=\"_ _1\"></span>ordt de re\u00eble<span class=\"_ _1\"></span> waarde be<span class=\"_ _1\"></span>paald </span></div>\n<div class=\"t m0 x1d h64 y1170 ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de kost<span class=\"_ _0\"></span>prijs t<span class=\"_ _0\"></span>ot het va<span class=\"_ _0\"></span>stgoe<span class=\"_ _0\"></span>d in gebru<span class=\"_ _0\"></span>ik is gen<span class=\"_ _0\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b6c ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b6d ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x9a h67 y68b ff286 fs46 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 939px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff286 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 939px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68b ff286 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 939px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 909px; z-index: 15;\">Re\u00eble waarden gebaseerd op marktinformatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 909px; z-index: 15;\">579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 909px; z-index: 15;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 894px; z-index: 15;\">Re\u00eble <span class=\"ws118\">waarden gebaseerd op onafhankelijke waardering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 894px; z-index: 15;\">3.627<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 894px; z-index: 15;\">3.823<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff288 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 879px; z-index: 15;\">Totaal re\u00eble waarde van<span class=\"_ _0\"></span> vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 879px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 879px; z-index: 15;\">4.306<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Totale boekwaarde (inclusief lea<span class=\"_ _0\"></span>severplichting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 864px; z-index: 15;\">2.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 864px; z-index: 15;\">3.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff288 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 849px; z-index: 15;\">Bruto o<span class=\"_ _0\"></span>ngerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winste<span class=\"_ _0\"></span>n en ver<span class=\"_ _0\"></span>liezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 849px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 849px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 834px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"_ _0\"></span> polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y685 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 834px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 819px; z-index: 15;\">(343)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 819px; z-index: 15;\">(342)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff288 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 805px; z-index: 15;\">Netto ongerealiseerd(e) winst/verlies (niet opgen<span class=\"_ _0\"></span>omen in eigen vermogen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 805px; z-index: 15;\">894<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 805px; z-index: 15;\">867<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b75 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b76 ff286 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed verhuu<span class=\"_ _1\"></span>rd op basis van operat<span class=\"_ _1\"></span>ionele lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b77 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b78 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t bepaalde<span class=\"_ _1\"></span> activa (voorn<span class=\"_ _1\"></span>amelijk vas<span class=\"_ _1\"></span>tgoed voor be<span class=\"_ _1\"></span>leggingsdoelei<span class=\"_ _1\"></span>nden) aan e<span class=\"_ _1\"></span>xterne par<span class=\"_ _1\"></span>tijen op basis <span class=\"_ _1\"></span>van operat<span class=\"_ _1\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y1b79 ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">leaseov<span class=\"_ _0\"></span>ereenko<span class=\"_ _0\"></span>msten. D<span class=\"_ _0\"></span>e toeko<span class=\"_ _0\"></span>mstige m<span class=\"_ _0\"></span>inimale l<span class=\"_ _0\"></span>easete<span class=\"_ _0\"></span>rmijnen i<span class=\"_ _0\"></span>nzake n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">opzegbare overe<span class=\"_ _1\"></span>enkomsten b<span class=\"_ _1\"></span>edragen per<span class=\"_ _1\"></span> 31 december:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1b7a ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff286 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff286 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 679px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff286 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 679px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff289 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff289 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff286 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Tot 3 <span class=\"lsf1 ws116\">maanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y688 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 648px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 648px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 633px; z-index: 15;\">3 maanden tot 1 jaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 633px; z-index: 15;\">156<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 633px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 619px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 619px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 619px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 604px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 604px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 604px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 589px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 589px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 589px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 574px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 574px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 559px; z-index: 15;\">635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 559px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff288 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal niet verdisconteerde te ontvangen leasebetal<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 544px; z-index: 15;\">1.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b81 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b82 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b83 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een bedra<span class=\"_ _0\"></span>g van EUR 97<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">milj<span class=\"_ _0\"></span>oen in 2<span class=\"_ _0\"></span>022 van de t<span class=\"_ _0\"></span>otale <span class=\"_ _0\"></span>minimum<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gen te o<span class=\"_ _0\"></span>ntvange<span class=\"_ _0\"></span>n via niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">opzegbare<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>sten houdt verband met </span></span></span></div>\n<div class=\"t m0 x2c h64 y1b84 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terreinen, <span class=\"_ _1\"></span>gebouwen en u<span class=\"_ _1\"></span>itrusting (<span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">66 miljoen). De rest h<span class=\"_ _0\"></span>eeft betrek<span class=\"_ _0\"></span>king op vast<span class=\"_ _0\"></span>goedbe<span class=\"_ _0\"></span>leggin<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 471px; height: 635px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">R<span class=\"_ _3\"></span>enteba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en,<span class=\"_ _0\"></span> dividend<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Rentebaten op geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Rentebaten op beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentebaten uit derivaten aangehouden voor handelsdoeleinden en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbc y68b ff380 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l renteb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividenden op aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Huurbaten uit vastgoedbeleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Huurbaten van parkeergarage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Overige beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff380 fs72 fc2a sc0 ls146 ws188\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls143 ws18d\">rentebaten, dividend en overige beleggingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y214f ff37e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Huurink<span class=\"_ _0\"></span>omsten uit<span class=\"_ _0\"></span> parkeerg<span class=\"_ _0\"></span>arages,<span class=\"_ _0\"></span> in het bijzon<span class=\"_ _0\"></span>der deze<span class=\"_ _0\"></span> in luchthav<span class=\"_ _0\"></span>ens en stadsc<span class=\"_ _0\"></span>entra, o<span class=\"_ _0\"></span>ndervo<span class=\"_ _0\"></span>nden een neg<span class=\"_ _0\"></span>atieve im<span class=\"_ _0\"></span>pact in 20<span class=\"ls140 ws18b\">21 door de C<span class=\"ls153 ws19d\">ovid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c hb8 y2150 ff37e fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">pandemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentPropertyExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag466": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>a<span class=\"_ _1\"></span>st<span class=\"_ _0\"></span>goedbeleggingen</div>\n<div class=\"t m0 x2c h75 y1a10 ff282 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">Belegg<span class=\"ls102 ws133\">ingen in vastgoed hebben </span></div>\n<div class=\"t m0 x2c h75 y1a11 ff282 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">met name betrekking op kantoren</div>\n<div class=\"t m0 x2c h75 y1a12 ff282 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">en winkelpanden.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b47 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b48 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x275 h67 y1437 ff27f fs46 fce sc0 lsf1 ws115\" style=\"left: 622px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y1437 ff27f fs46 fce sc0 lsf1 ws115\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y694 ff283 fs46 fc14 sc0 ls0 ws0\" style=\"left: 696px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y694 ff283 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 673px; bottom: 786px; z-index: 15;\">3.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 786px; z-index: 15;\">3.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 686px; bottom: 771px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 771px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff281 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Totaal vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y69a ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 756px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 756px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1b49 ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b4a ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff27f fs46 fce sc0 lsf1 ws116\" style=\"left: 680px; bottom: 709px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y685 ff27f fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 709px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y69a ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y69a ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff281 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 679px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 679px; z-index: 15;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 679px; z-index: 15;\">3.661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 664px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y683 ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x44 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 649px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 649px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Toevoegingen/aankopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 634px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 634px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Verbeteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 619px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 619px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 604px; z-index: 15;\">Verkopen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 678px; bottom: 604px; z-index: 15;\">(350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 604px; z-index: 15;\">(100)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 590px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 590px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 590px; z-index: 15;\">(43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff281 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 575px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 <span class=\"lsf1 ws116\">december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 575px; z-index: 15;\">3.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 575px; z-index: 15;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68f ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68f ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y67e ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y67e ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6be ff281 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 530px; z-index: 15;\">Cumulatieve afschrijvingen<span class=\"ls0 ws0\"> <span class=\"lsf3 ws119\">per 1 jan<span class=\"_ _1\"></span>uari</span> </span></div>\n<div class=\"t m0 x2e h69 y6be ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 530px; z-index: 15;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6be ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 530px; z-index: 15;\">(770)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 515px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 515px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y67e ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 500px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 500px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y6e3 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 777px; bottom: 500px; z-index: 15;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 486px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 689px; bottom: 486px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 486px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 471px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 471px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 471px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff281 fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 456px; z-index: 15;\">Cumul<span class=\"_ _1\"></span>atie<span class=\"_ _1\"></span>ve <span class=\"ls134 ws170\">af<span class=\"_ _1\"></span>schrijvingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">per 31 december</span> </span></span></div>\n<div class=\"t m0 x2e h69 y685 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 456px; z-index: 15;\">(805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 456px; z-index: 15;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff27f fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y683 ff283 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff281 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 426px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 426px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y688 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 782px; bottom: 426px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 411px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y68d ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 687px; bottom: 411px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y68d ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff27f fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 397px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y68b ff27f fs46 fc14 sc0 ls0 ws0\" style=\"left: 699px; bottom: 397px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y68b ff27f fs46 fc14 sc0 lsf1 ws116\" style=\"left: 782px; bottom: 397px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff281 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 382px; z-index: 15;\">Cumulatieve bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span>per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68d ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 382px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68d ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 782px; bottom: 382px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 699px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x95 h69 y68b ff281 fs46 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff281 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 352px; z-index: 15;\">Netto vastgoedbeleggingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">per 31 december</span> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 676px; bottom: 352px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y691 ff281 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 352px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1b5e ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b5f ff27f fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1ef h64 y1b60 ff27f fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Per 31 dece<span class=\"_ _0\"></span>mber 2022 e<span class=\"_ _0\"></span>n 31 decemb<span class=\"_ _0\"></span>er 2021 was er g<span class=\"_ _0\"></span>een onroe<span class=\"_ _0\"></span>rend als zek<span class=\"_ _0\"></span>erheid g<span class=\"_ _0\"></span>esteld (z<span class=\"_ _0\"></span>ie ook</div>\n<div class=\"t m0 x1ef h64 y1b61 ff27f fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">toelichting <span class=\"_ _1\"></span>21 Leningen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 279px; height: 30px; width: 481px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 278px; height: 683px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 278px; height: 683px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Jaarlijkse waar<span class=\"_ _1\"></span>deringsbepali<span class=\"_ _1\"></span>ngen, waarbij de ona<span class=\"_ _1\"></span>fhankelijke tax<span class=\"lsee ws112\">aties </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">elke drie jaar ve<span class=\"_ _1\"></span>randeren, behel<span class=\"_ _1\"></span>zen bijna alle vastgo<span class=\"_ _1\"></span>edbeleggingen.</div>\n<div class=\"t m0 x2c h64 y8a7 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Re\u00eble waa<span class=\"_ _0\"></span>rden (niv<span class=\"_ _0\"></span>eau 3) zijn ge<span class=\"_ _0\"></span>baseerd op n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"lsef ws113\">observeerbare<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktgegevens<span class=\"_ _1\"></span> en/of verdis<span class=\"_ _1\"></span>conteerde ka<span class=\"_ _1\"></span>sstromen. Verw<span class=\"_ _1\"></span>achte</div>\n<div class=\"t m0 x2c h64 y8a9 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>omen uit vas<span class=\"_ _0\"></span>tgoed houd<span class=\"_ _0\"></span>en rekeni<span class=\"_ _0\"></span>ng met verw<span class=\"_ _0\"></span>achte</div>\n<div class=\"t m0 x2c h64 y8aa ff286 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">groeiper<span class=\"ws11e\">cen<span class=\"_ _1\"></span>tages van huurinkom<span class=\"_ _1\"></span>sten, periodes van leeg<span class=\"_ _1\"></span>stand, </span></div>\n<div class=\"t m0 x2c h64 y8ab ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezettingsgraa<span class=\"_ _1\"></span>d en lease<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">incentiv<span class=\"_ _0\"></span>es zoals h<span class=\"_ _0\"></span>uurvrij<span class=\"_ _0\"></span>e perioden e<span class=\"_ _0\"></span>n andere </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kosten die niet<span class=\"_ _1\"></span> worden betaald door<span class=\"_ _1\"></span> huurders. De verwach<span class=\"_ _1\"></span>te netto<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y116a ff286 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kasstromen worden<span class=\"_ _1\"></span> verdisconteer<span class=\"_ _1\"></span>d aan de hand van op r<span class=\"_ _1\"></span>isico</div>\n<div class=\"t m0 x1d h64 y116b ff286 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aangepast<span class=\"lsed ws112\">e disconteri<span class=\"_ _0\"></span>ngsvoet. O<span class=\"_ _0\"></span>m de discont<span class=\"_ _0\"></span>eringsv<span class=\"_ _0\"></span>oet te bep<span class=\"_ _0\"></span>alen, </span></div>\n<div class=\"t m0 x1d h64 y116c ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt met ee<span class=\"_ _0\"></span>n aantal fact<span class=\"_ _0\"></span>oren rek<span class=\"_ _0\"></span>ening ge<span class=\"_ _0\"></span>houden,<span class=\"_ _0\"></span> zoals de kwal<span class=\"_ _0\"></span>iteit van</div>\n<div class=\"t m0 x1d h64 y116d ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het gebo<span class=\"_ _0\"></span>uw en zij<span class=\"_ _0\"></span>n locat<span class=\"_ _0\"></span>ie (topl<span class=\"_ _0\"></span>ocatie vs<span class=\"_ _0\"></span>. secun<span class=\"_ _0\"></span>daire loc<span class=\"_ _0\"></span>atie),</div>\n<div class=\"t m0 x1d h64 y116e ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kredietkwali<span class=\"_ _1\"></span>teit van d<span class=\"_ _1\"></span>e huurder en<span class=\"_ _1\"></span> huurvoorwaar<span class=\"_ _1\"></span>den. Voor</div>\n<div class=\"t m0 x1d h64 y116f ff286 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ontwik<span class=\"lsef ws11d\">k<span class=\"_ _0\"></span>elingsvast<span class=\"_ _1\"></span>goed (dus <span class=\"_ _1\"></span>in opbouw) w<span class=\"_ _1\"></span>ordt de re\u00eble<span class=\"_ _1\"></span> waarde be<span class=\"_ _1\"></span>paald </span></div>\n<div class=\"t m0 x1d h64 y1170 ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">op de kost<span class=\"_ _0\"></span>prijs t<span class=\"_ _0\"></span>ot het va<span class=\"_ _0\"></span>stgoe<span class=\"_ _0\"></span>d in gebru<span class=\"_ _0\"></span>ik is gen<span class=\"_ _0\"></span>omen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b6c ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b6d ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x9a h67 y68b ff286 fs46 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 939px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff286 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 939px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68b ff286 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 939px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 909px; z-index: 15;\">Re\u00eble waarden gebaseerd op marktinformatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 909px; z-index: 15;\">579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 909px; z-index: 15;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 894px; z-index: 15;\">Re\u00eble <span class=\"ws118\">waarden gebaseerd op onafhankelijke waardering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 894px; z-index: 15;\">3.627<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 894px; z-index: 15;\">3.823<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff288 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 879px; z-index: 15;\">Totaal re\u00eble waarde van<span class=\"_ _0\"></span> vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 879px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 879px; z-index: 15;\">4.306<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Totale boekwaarde (inclusief lea<span class=\"_ _0\"></span>severplichting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 864px; z-index: 15;\">2.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 864px; z-index: 15;\">3.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff288 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 849px; z-index: 15;\">Bruto o<span class=\"_ _0\"></span>ngerea<span class=\"_ _0\"></span>liseerd<span class=\"_ _0\"></span>e winste<span class=\"_ _0\"></span>n en ver<span class=\"_ _0\"></span>liezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 849px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 849px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 834px; z-index: 15;\">Ongerealiseerde winsten (verliezen)<span class=\"_ _0\"></span> polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 h67 y685 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 834px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 819px; z-index: 15;\">(343)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 819px; z-index: 15;\">(342)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff288 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 805px; z-index: 15;\">Netto ongerealiseerd(e) winst/verlies (niet opgen<span class=\"_ _0\"></span>omen in eigen vermogen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 805px; z-index: 15;\">894<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 805px; z-index: 15;\">867<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b75 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b76 ff286 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Vastgoed verhuu<span class=\"_ _1\"></span>rd op basis van operat<span class=\"_ _1\"></span>ionele lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b77 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b78 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas verhuur<span class=\"_ _1\"></span>t bepaalde<span class=\"_ _1\"></span> activa (voorn<span class=\"_ _1\"></span>amelijk vas<span class=\"_ _1\"></span>tgoed voor be<span class=\"_ _1\"></span>leggingsdoelei<span class=\"_ _1\"></span>nden) aan e<span class=\"_ _1\"></span>xterne par<span class=\"_ _1\"></span>tijen op basis <span class=\"_ _1\"></span>van operat<span class=\"_ _1\"></span>ionele</div>\n<div class=\"t m0 x2c h64 y1b79 ff286 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">leaseov<span class=\"_ _0\"></span>ereenko<span class=\"_ _0\"></span>msten. D<span class=\"_ _0\"></span>e toeko<span class=\"_ _0\"></span>mstige m<span class=\"_ _0\"></span>inimale l<span class=\"_ _0\"></span>easete<span class=\"_ _0\"></span>rmijnen i<span class=\"_ _0\"></span>nzake n<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">opzegbare overe<span class=\"_ _1\"></span>enkomsten b<span class=\"_ _1\"></span>edragen per<span class=\"_ _1\"></span> 31 december:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1b7a ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff286 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff286 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 679px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff286 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 679px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff286 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff289 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y683 ff289 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff286 fs46 fc14 sc0 lsf5 ws123\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Tot 3 <span class=\"lsf1 ws116\">maanden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y688 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 648px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 648px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 633px; z-index: 15;\">3 maanden tot 1 jaar<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 633px; z-index: 15;\">156<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 633px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 619px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 619px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 619px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 604px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 604px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6e8 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 604px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 589px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 589px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 589px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 574px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 574px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 574px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 559px; z-index: 15;\">635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff286 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 559px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff288 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Totaal niet verdisconteerde te ontvangen leasebetal<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 544px; z-index: 15;\">1.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff288 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b81 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b82 ff286 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b83 ff286 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een bedra<span class=\"_ _0\"></span>g van EUR 97<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">milj<span class=\"_ _0\"></span>oen in 2<span class=\"_ _0\"></span>022 van de t<span class=\"_ _0\"></span>otale <span class=\"_ _0\"></span>minimum<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gen te o<span class=\"_ _0\"></span>ntvange<span class=\"_ _0\"></span>n via niet<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">opzegbare<span class=\"_ _1\"></span> leaseovereenkom<span class=\"_ _1\"></span>sten houdt verband met </span></span></span></div>\n<div class=\"t m0 x2c h64 y1b84 ff286 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">terreinen, <span class=\"_ _1\"></span>gebouwen en u<span class=\"_ _1\"></span>itrusting (<span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">66 miljoen). De rest h<span class=\"_ _0\"></span>eeft betrek<span class=\"_ _0\"></span>king op vast<span class=\"_ _0\"></span>goedbe<span class=\"_ _0\"></span>leggin<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"_ _0\"></span>eningen</div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overheid en offici\u00eble in<span class=\"_ _0\"></span>stellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commerci\u00eble leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Polisbeleningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentedragende deposito's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Leningen aan banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verminderd met bijzondere<span class=\"_ _0\"></span> waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> leninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b87 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b88 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Commerci\u00eble <span class=\"_ _1\"></span>leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff28b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff28b fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _1\"></span>astr<span class=\"_ _1\"></span>uctu<span class=\"_ _1\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> commerc<span class=\"_ _0\"></span>i\u00eble le<span class=\"_ _0\"></span>ninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b91 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b92 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b93 ff28b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>kredietlijnen<span class=\"_ _1\"></span> verstrek<span class=\"_ _1\"></span>t voor een <span class=\"_ _1\"></span>totaalbedrag<span class=\"_ _1\"></span> van EUR 523<span class=\"_ _1\"></span> miljoen <span class=\"_ _1\"></span>(31 december <span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>1.024 miljoe<span class=\"_ _1\"></span>n). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b94 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b95 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Looptijden <span class=\"_ _1\"></span>Leasing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 327px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 327px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 296px; z-index: 15;\">7</div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 296px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 281px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 281px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 281px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 266px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 266px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 252px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 252px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28e fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble l<span class=\"_ _0\"></span>easev<span class=\"_ _0\"></span>orderi<span class=\"_ _0\"></span>ngen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 237px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 237px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 226px; height: 735px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 226px; height: 735px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 226px; height: 735px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 226px; height: 735px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 226px; height: 735px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff294 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Onderpand op <span class=\"_ _1\"></span>leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel geef<span class=\"_ _0\"></span>t een overz<span class=\"_ _0\"></span>icht van de o<span class=\"_ _0\"></span>ntvang<span class=\"_ _0\"></span>en onderp<span class=\"_ _0\"></span>anden en gar<span class=\"_ _0\"></span>anties al<span class=\"_ _0\"></span>s afdekk<span class=\"_ _0\"></span>ing voor len<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Totaal <span class=\"ws118\">kredietrisico op leningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Financi\u00eble instrumenten</span> </div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Overige onderpand en garanties</span> </div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Niet gegarandeerd uitstaand bedrag</span> </div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Meerwaarde onderpand t.o.v. kredietrisico (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1ba5 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de onderliggende <span class=\"ws129\">individuele lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1ba6 ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ba7 ff294 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Bijzondere waardevermindering op leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 501px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 605px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff296 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Terugname bijzondere <span class=\"ws116\">waardeverminde<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijvingen van oninbare<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff296 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x2c h64 y1baf ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1bb0 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1bb1 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van de<span class=\"_ _1\"></span> ontvangen o<span class=\"_ _1\"></span>nderpanden en<span class=\"_ _1\"></span> garanties<span class=\"_ _1\"></span> als afdekking<span class=\"_ _1\"></span> voor lenin<span class=\"_ _1\"></span>gen die onderh<span class=\"_ _1\"></span>evig zi<span class=\"lsed ws112\">jn aan </span><span class=\"ws113\">bijzondere </span></div>\n<div class=\"t m0 x2c h64 y1bb2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bb3 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Totaal uitstaand bedrag aan<span class=\"_ _0\"></span> leningen onderhevig aan<span class=\"_ _0\"></span> bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Uitstaand met bijzondere waar<span class=\"_ _0\"></span>deverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 558px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 528px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 528px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Meerwaarde onderpand en garanties t.o.v. bijzondere waardeve<span class=\"_ _0\"></span>rminderingen (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x2c h6e y1bb4 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de <span class=\"ws129\">onderliggende individuel<span class=\"_ _1\"></span>e lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 485px; height: 160px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 y1bb5 ff292 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Belange<span class=\"_ _0\"></span>n in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">geconsolideerde <span class=\"_ _1\"></span>gestructureerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span> </span> </span></div>\n<div class=\"t m0 x2c h64 y1bb6 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance houd<span class=\"_ _1\"></span>t, samen met Agea<span class=\"_ _1\"></span>s France, Ageas Por<span class=\"_ _1\"></span>tugal en</div>\n<div class=\"t m0 x2c h64 y1bb7 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Rei<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e notes die e<span class=\"_ _0\"></span>en belang ve<span class=\"_ _0\"></span><span class=\"lsef ws11d\">rtegenwoordi<span class=\"_ _1\"></span>gen (via d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1bb8 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gst van aflo<span class=\"_ _0\"></span>ssingen en r<span class=\"_ _0\"></span>ente) in ges<span class=\"_ _0\"></span>truct<span class=\"_ _0\"></span>ureerde ent<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n die niet</div>\n<div class=\"t m0 x2c h64 y1bb9 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gecon<span class=\"_ _1\"></span>solideerd. <span class=\"_ _1\"></span>De gestructureerd<span class=\"_ _1\"></span>e entiteit<span class=\"_ _1\"></span>en beleggen <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x2c h64 y1bba ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>eekvord<span class=\"_ _0\"></span>eringen e<span class=\"_ _0\"></span>n generere<span class=\"_ _0\"></span>n middel<span class=\"_ _0\"></span>en via de uitgif<span class=\"_ _0\"></span>te van not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bbb ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1bbc ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Behoudens de<span class=\"_ _1\"></span> notes hebbe<span class=\"_ _1\"></span>n AG Insur<span class=\"_ _1\"></span>ance, Ageas<span class=\"_ _1\"></span> France, Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y1bbd ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _1\"></span>en Ageas Por<span class=\"_ _1\"></span>tugal geen a<span class=\"_ _1\"></span>ndere belangen<span class=\"_ _1\"></span> in deze</div>\n<div class=\"t m0 x1d h64 y1bbe ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestructureerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>. De maxima<span class=\"_ _1\"></span>le verliesblo<span class=\"_ _1\"></span>otstelling<span class=\"_ _1\"></span> van AG</div>\n<div class=\"t m0 x1d h64 y1bbf ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance, A<span class=\"_ _1\"></span>geas France<span class=\"_ _1\"></span>, Ageas Reinsu<span class=\"_ _1\"></span>rance en Age<span class=\"_ _1\"></span>as Portuga<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x1d h64 y1bc0 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkt tot de<span class=\"_ _1\"></span> boekwaarde<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">van<span class=\"_ _1\"></span> de aangeho<span class=\"_ _1\"></span>uden notes<span class=\"_ _1\"></span> (EUR 2.729 </span></div>\n<div class=\"t m0 x1d h64 y1bc1 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 en EU<span class=\"_ _0\"></span>R 2.355 mil<span class=\"_ _0\"></span>joen per 31 dec<span class=\"_ _0\"></span>ember</div>\n<div class=\"t m0 x1d h64 y1bc2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 344px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 344px; height: 762px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 344px; height: 762px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 344px; height: 762px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 344px; height: 762px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Schu<span class=\"_ _1\"></span>lden</div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Terugkoopovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff31d fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Schulde<span class=\"_ _0\"></span>n aan ba<span class=\"_ _0\"></span>nken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Depots van herverzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Overige financieringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff31d fs46 fce sc0 lsf6 ws122\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l schu<span class=\"_ _1\"></span>lden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y173c ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee6 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee7 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Terugkoopovere<span class=\"_ _1\"></span>enkomsten <span class=\"_ _1\"></span>zijn zekergesteld<span class=\"_ _1\"></span>e kortlopende<span class=\"_ _1\"></span> leningen d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x2c h64 y1ee8 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt voor<span class=\"_ _1\"></span> de afdekking <span class=\"_ _1\"></span>van speci<span class=\"_ _1\"></span>fieke belegging<span class=\"_ _1\"></span>en met</div>\n<div class=\"t m0 x2c h64 y1ee9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten die op<span class=\"_ _0\"></span>nieuw kun<span class=\"_ _0\"></span>nen worde<span class=\"_ _0\"></span>n vastgest<span class=\"_ _0\"></span>eld en met h<span class=\"_ _0\"></span>et oog op</div>\n<div class=\"t m0 x2c h64 y1eea ff31b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kasbeheer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1eeb ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1eec ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas v<span class=\"_ _1\"></span>astgoed met <span class=\"_ _1\"></span>een boekwaarde<span class=\"_ _1\"></span> van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">159 </span></div>\n<div class=\"t m0 x2c h64 y1eed ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen al<span class=\"_ _1\"></span>s zekerheid<span class=\"_ _1\"></span> gesteld voor<span class=\"_ _1\"></span> leningen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> (2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">166 </span></div>\n<div class=\"t m0 x2c h64 y1eee ff31b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 530px; height: 41px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1eef ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ef0 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekwaarde<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>schulden is <span class=\"_ _1\"></span>een redel<span class=\"_ _1\"></span>ijke benaderin<span class=\"_ _1\"></span>g van de</div>\n<div class=\"t m0 x2c h64 y1ef1 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e doordat <span class=\"_ _1\"></span>de looptijden<span class=\"_ _1\"></span> van con<span class=\"_ _1\"></span>tracten minder<span class=\"_ _1\"></span> dan een <span class=\"_ _1\"></span>jaar</div>\n<div class=\"t m0 x1d h64 y1ef2 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bedragen (terugk<span class=\"_ _1\"></span>oop<span class=\"ws11d\">overeenko<span class=\"_ _1\"></span>msten) en/of d<span class=\"_ _1\"></span>oordat contr<span class=\"_ _1\"></span>acten een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef3 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente dragen<span class=\"_ _1\"></span> (leningen van<span class=\"_ _1\"></span> banken). <span class=\"_ _1\"></span>De re\u00eble w<span class=\"_ _1\"></span>aarde is</div>\n<div class=\"t m0 x1d h64 y1ef4 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">derhalve geba<span class=\"_ _1\"></span>seerd op waarneembare<span class=\"_ _1\"></span> marktgegevens (n<span class=\"_ _1\"></span>iveau 2).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ef5 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ef6 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De leaseverp<span class=\"_ _1\"></span>lichtingen worde<span class=\"_ _1\"></span>n gewaardeer<span class=\"_ _1\"></span>d tegen de<span class=\"_ _1\"></span> con<span class=\"ws11e\">tante waarde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef7 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en wordt<span class=\"_ _0\"></span> verdisco<span class=\"_ _0\"></span>nteerd o<span class=\"_ _0\"></span>p basis van de</div>\n<div class=\"t m0 x1d h64 y1ef8 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentev<span class=\"_ _0\"></span>oet van de l<span class=\"_ _0\"></span>easeove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst. De rent<span class=\"_ _0\"></span>elasten op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1ef9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing en de afsc<span class=\"_ _0\"></span>hrijvin<span class=\"_ _0\"></span>gskost<span class=\"_ _0\"></span>en voor het met<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 y1efa ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emmend act<span class=\"_ _0\"></span>ief word<span class=\"_ _0\"></span>en afzond<span class=\"_ _0\"></span>erlijk van el<span class=\"_ _0\"></span>kaar</div>\n<div class=\"t m0 x1d h64 y1efb ff31b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd.</div>\n<div class=\"t m0 x2c h64 y1efc ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1efd ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff31b fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 445px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 445px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff31d fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 415px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 415px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 400px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff31d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 385px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 370px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 370px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 355px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 355px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span> wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 340px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 340px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff31d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 325px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 325px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 325px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f02 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f03 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f04 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>verdisconteerd<span class=\"_ _1\"></span>e kasstromen van de<span class=\"_ _1\"></span> leningen, afgez<span class=\"_ _1\"></span>ien van de leaseve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span>, ingedeeld per <span class=\"lsed ws112\">relevante l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span>groep </span></div>\n<div class=\"t m0 x2c h64 y1f05 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op 31 decem<span class=\"_ _0\"></span>ber.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f06 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 231px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 231px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 201px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 201px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 186px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 186px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 186px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 171px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 171px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 171px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 156px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 156px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 156px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff31d fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 141px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 141px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 141px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 130px; height: 831px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 130px; height: 831px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als gevol<span class=\"_ _0\"></span>g van de Covi<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">pandemie ont<span class=\"_ _1\"></span>ving Interparking<span class=\"_ _1\"></span>, een </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming van de<span class=\"_ _1\"></span> Groep actie<span class=\"_ _1\"></span>f in par<span class=\"_ _1\"></span>keergarages<span class=\"_ _1\"></span> (51%</div>\n<div class=\"t m0 x2c h64 y8a7 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om van AG Insur<span class=\"_ _0\"></span>ance), i<span class=\"_ _0\"></span>n de eerste helf<span class=\"_ _0\"></span>t van 2021</div>\n<div class=\"t m0 x2c h64 y8a8 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kwijtsc<span class=\"_ _0\"></span>helding<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> leningsov<span class=\"_ _0\"></span>eree<span class=\"lsef ws11e\">nkomsten. Bijgevolg </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden lang<span class=\"_ _1\"></span>lopende bankl<span class=\"_ _1\"></span>eningen, waar<span class=\"_ _1\"></span>voor kwijtsc<span class=\"_ _1\"></span>heldingen we<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x1d h64 y1d22 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkreg<span class=\"_ _0\"></span>en, geherc<span class=\"_ _0\"></span>lassif<span class=\"_ _0\"></span>iceerd va<span class=\"_ _0\"></span>n langlope<span class=\"_ _0\"></span>nd naar kort<span class=\"_ _0\"></span>lopen<span class=\"_ _0\"></span>d. De</div>\n<div class=\"t m0 x1d h64 y1d23 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Interparking hebb<span class=\"_ _1\"></span>en zich sindsdien<span class=\"_ _1\"></span> hersteld, waar<span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x1d h64 y1f0e ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Interparking aan<span class=\"_ _1\"></span> haar lening<span class=\"_ _1\"></span>sovere<span class=\"lsed ws112\">enkomst<span class=\"_ _0\"></span>en heeft vol<span class=\"_ _0\"></span>daan. Bij<span class=\"_ _0\"></span>gevolg </span></div>\n<div class=\"t m0 x1d h64 y1f0f ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is een b<span class=\"_ _1\"></span>edrag van E<span class=\"_ _1\"></span>UR 491 miljoe<span class=\"_ _1\"></span>n aan langl<span class=\"_ _1\"></span>opende banklen<span class=\"_ _1\"></span>ingen</div>\n<div class=\"t m0 x1d h64 y1f10 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geherclassifi<span class=\"_ _1\"></span>ceerd van kortlopend<span class=\"_ _1\"></span> naar langlopend op<span class=\"_ _1\"></span> de verslagdatum.</div>\n<div class=\"t m0 x2c h64 y1f11 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f12 ff320 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Leaseverplicht<span class=\"_ _1\"></span>ingen als lea<span class=\"_ _1\"></span>singnemer (niet verdi<span class=\"_ _1\"></span>sconteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f13 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff320 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y68d ff320 fs46 fce sc0 lsf1 ws115\" style=\"left: 736px; bottom: 955px; z-index: 15;\">Minimum lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x262 h67 y68f ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 754px; bottom: 940px; z-index: 15;\">betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 880px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 865px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 850px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff322 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Jaarlijkse huurlasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Toekomstige financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 765px; height: 341px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag564": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"_ _0\"></span>eningen</div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overheid en offici\u00eble in<span class=\"_ _0\"></span>stellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commerci\u00eble leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Polisbeleningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentedragende deposito's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Leningen aan banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verminderd met bijzondere<span class=\"_ _0\"></span> waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> leninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b87 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b88 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Commerci\u00eble <span class=\"_ _1\"></span>leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff28b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff28b fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _1\"></span>astr<span class=\"_ _1\"></span>uctu<span class=\"_ _1\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> commerc<span class=\"_ _0\"></span>i\u00eble le<span class=\"_ _0\"></span>ninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b91 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b92 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b93 ff28b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>kredietlijnen<span class=\"_ _1\"></span> verstrek<span class=\"_ _1\"></span>t voor een <span class=\"_ _1\"></span>totaalbedrag<span class=\"_ _1\"></span> van EUR 523<span class=\"_ _1\"></span> miljoen <span class=\"_ _1\"></span>(31 december <span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>1.024 miljoe<span class=\"_ _1\"></span>n). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b94 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b95 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Looptijden <span class=\"_ _1\"></span>Leasing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 327px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 327px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 296px; z-index: 15;\">7</div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 296px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 281px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 281px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 281px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 266px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 266px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 252px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 252px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28e fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble l<span class=\"_ _0\"></span>easev<span class=\"_ _0\"></span>orderi<span class=\"_ _0\"></span>ngen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 237px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 237px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 226px; height: 735px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 226px; height: 735px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 226px; height: 735px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 226px; height: 735px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 226px; height: 735px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 226px; height: 735px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff294 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Onderpand op <span class=\"_ _1\"></span>leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel geef<span class=\"_ _0\"></span>t een overz<span class=\"_ _0\"></span>icht van de o<span class=\"_ _0\"></span>ntvang<span class=\"_ _0\"></span>en onderp<span class=\"_ _0\"></span>anden en gar<span class=\"_ _0\"></span>anties al<span class=\"_ _0\"></span>s afdekk<span class=\"_ _0\"></span>ing voor len<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Totaal <span class=\"ws118\">kredietrisico op leningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Financi\u00eble instrumenten</span> </div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Overige onderpand en garanties</span> </div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Niet gegarandeerd uitstaand bedrag</span> </div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Meerwaarde onderpand t.o.v. kredietrisico (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1ba5 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de onderliggende <span class=\"ws129\">individuele lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1ba6 ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ba7 ff294 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Bijzondere waardevermindering op leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 501px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 605px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff296 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Terugname bijzondere <span class=\"ws116\">waardeverminde<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijvingen van oninbare<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff296 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x2c h64 y1baf ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1bb0 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1bb1 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van de<span class=\"_ _1\"></span> ontvangen o<span class=\"_ _1\"></span>nderpanden en<span class=\"_ _1\"></span> garanties<span class=\"_ _1\"></span> als afdekking<span class=\"_ _1\"></span> voor lenin<span class=\"_ _1\"></span>gen die onderh<span class=\"_ _1\"></span>evig zi<span class=\"lsed ws112\">jn aan </span><span class=\"ws113\">bijzondere </span></div>\n<div class=\"t m0 x2c h64 y1bb2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bb3 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Totaal uitstaand bedrag aan<span class=\"_ _0\"></span> leningen onderhevig aan<span class=\"_ _0\"></span> bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Uitstaand met bijzondere waar<span class=\"_ _0\"></span>deverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 558px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 528px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 528px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Meerwaarde onderpand en garanties t.o.v. bijzondere waardeve<span class=\"_ _0\"></span>rminderingen (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x2c h6e y1bb4 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de <span class=\"ws129\">onderliggende individuel<span class=\"_ _1\"></span>e lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 485px; height: 160px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 y1bb5 ff292 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Belange<span class=\"_ _0\"></span>n in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">geconsolideerde <span class=\"_ _1\"></span>gestructureerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span> </span> </span></div>\n<div class=\"t m0 x2c h64 y1bb6 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance houd<span class=\"_ _1\"></span>t, samen met Agea<span class=\"_ _1\"></span>s France, Ageas Por<span class=\"_ _1\"></span>tugal en</div>\n<div class=\"t m0 x2c h64 y1bb7 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Rei<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e notes die e<span class=\"_ _0\"></span>en belang ve<span class=\"_ _0\"></span><span class=\"lsef ws11d\">rtegenwoordi<span class=\"_ _1\"></span>gen (via d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1bb8 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gst van aflo<span class=\"_ _0\"></span>ssingen en r<span class=\"_ _0\"></span>ente) in ges<span class=\"_ _0\"></span>truct<span class=\"_ _0\"></span>ureerde ent<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n die niet</div>\n<div class=\"t m0 x2c h64 y1bb9 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gecon<span class=\"_ _1\"></span>solideerd. <span class=\"_ _1\"></span>De gestructureerd<span class=\"_ _1\"></span>e entiteit<span class=\"_ _1\"></span>en beleggen <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x2c h64 y1bba ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>eekvord<span class=\"_ _0\"></span>eringen e<span class=\"_ _0\"></span>n generere<span class=\"_ _0\"></span>n middel<span class=\"_ _0\"></span>en via de uitgif<span class=\"_ _0\"></span>te van not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bbb ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1bbc ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Behoudens de<span class=\"_ _1\"></span> notes hebbe<span class=\"_ _1\"></span>n AG Insur<span class=\"_ _1\"></span>ance, Ageas<span class=\"_ _1\"></span> France, Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y1bbd ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _1\"></span>en Ageas Por<span class=\"_ _1\"></span>tugal geen a<span class=\"_ _1\"></span>ndere belangen<span class=\"_ _1\"></span> in deze</div>\n<div class=\"t m0 x1d h64 y1bbe ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestructureerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>. De maxima<span class=\"_ _1\"></span>le verliesblo<span class=\"_ _1\"></span>otstelling<span class=\"_ _1\"></span> van AG</div>\n<div class=\"t m0 x1d h64 y1bbf ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance, A<span class=\"_ _1\"></span>geas France<span class=\"_ _1\"></span>, Ageas Reinsu<span class=\"_ _1\"></span>rance en Age<span class=\"_ _1\"></span>as Portuga<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x1d h64 y1bc0 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkt tot de<span class=\"_ _1\"></span> boekwaarde<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">van<span class=\"_ _1\"></span> de aangeho<span class=\"_ _1\"></span>uden notes<span class=\"_ _1\"></span> (EUR 2.729 </span></div>\n<div class=\"t m0 x1d h64 y1bc1 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 en EU<span class=\"_ _0\"></span>R 2.355 mil<span class=\"_ _0\"></span>joen per 31 dec<span class=\"_ _0\"></span>ember</div>\n<div class=\"t m0 x1d h64 y1bc2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 344px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 344px; height: 762px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 344px; height: 762px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 344px; height: 762px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 344px; height: 762px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 344px; height: 762px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfLoansExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag402": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"_ _0\"></span>eningen</div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overheid en offici\u00eble in<span class=\"_ _0\"></span>stellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commerci\u00eble leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Polisbeleningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentedragende deposito's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Leningen aan banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verminderd met bijzondere<span class=\"_ _0\"></span> waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> leninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b87 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b88 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Commerci\u00eble <span class=\"_ _1\"></span>leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff28b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff28b fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _1\"></span>astr<span class=\"_ _1\"></span>uctu<span class=\"_ _1\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> commerc<span class=\"_ _0\"></span>i\u00eble le<span class=\"_ _0\"></span>ninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b91 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b92 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b93 ff28b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>kredietlijnen<span class=\"_ _1\"></span> verstrek<span class=\"_ _1\"></span>t voor een <span class=\"_ _1\"></span>totaalbedrag<span class=\"_ _1\"></span> van EUR 523<span class=\"_ _1\"></span> miljoen <span class=\"_ _1\"></span>(31 december <span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>1.024 miljoe<span class=\"_ _1\"></span>n). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b94 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b95 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Looptijden <span class=\"_ _1\"></span>Leasing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 327px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 327px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 296px; z-index: 15;\">7</div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 296px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 281px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 281px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 281px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 266px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 266px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 252px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 252px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28e fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble l<span class=\"_ _0\"></span>easev<span class=\"_ _0\"></span>orderi<span class=\"_ _0\"></span>ngen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 237px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 237px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 226px; height: 735px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 226px; height: 735px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 226px; height: 735px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 226px; height: 735px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff294 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Onderpand op <span class=\"_ _1\"></span>leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel geef<span class=\"_ _0\"></span>t een overz<span class=\"_ _0\"></span>icht van de o<span class=\"_ _0\"></span>ntvang<span class=\"_ _0\"></span>en onderp<span class=\"_ _0\"></span>anden en gar<span class=\"_ _0\"></span>anties al<span class=\"_ _0\"></span>s afdekk<span class=\"_ _0\"></span>ing voor len<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Totaal <span class=\"ws118\">kredietrisico op leningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Financi\u00eble instrumenten</span> </div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Overige onderpand en garanties</span> </div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Niet gegarandeerd uitstaand bedrag</span> </div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Meerwaarde onderpand t.o.v. kredietrisico (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1ba5 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de onderliggende <span class=\"ws129\">individuele lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1ba6 ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ba7 ff294 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Bijzondere waardevermindering op leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 501px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 605px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff296 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Terugname bijzondere <span class=\"ws116\">waardeverminde<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijvingen van oninbare<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff296 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x2c h64 y1baf ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1bb0 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1bb1 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van de<span class=\"_ _1\"></span> ontvangen o<span class=\"_ _1\"></span>nderpanden en<span class=\"_ _1\"></span> garanties<span class=\"_ _1\"></span> als afdekking<span class=\"_ _1\"></span> voor lenin<span class=\"_ _1\"></span>gen die onderh<span class=\"_ _1\"></span>evig zi<span class=\"lsed ws112\">jn aan </span><span class=\"ws113\">bijzondere </span></div>\n<div class=\"t m0 x2c h64 y1bb2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bb3 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Totaal uitstaand bedrag aan<span class=\"_ _0\"></span> leningen onderhevig aan<span class=\"_ _0\"></span> bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Uitstaand met bijzondere waar<span class=\"_ _0\"></span>deverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 558px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 528px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 528px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Meerwaarde onderpand en garanties t.o.v. bijzondere waardeve<span class=\"_ _0\"></span>rminderingen (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x2c h6e y1bb4 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de <span class=\"ws129\">onderliggende individuel<span class=\"_ _1\"></span>e lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 485px; height: 160px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 y1bb5 ff292 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Belange<span class=\"_ _0\"></span>n in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">geconsolideerde <span class=\"_ _1\"></span>gestructureerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span> </span> </span></div>\n<div class=\"t m0 x2c h64 y1bb6 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance houd<span class=\"_ _1\"></span>t, samen met Agea<span class=\"_ _1\"></span>s France, Ageas Por<span class=\"_ _1\"></span>tugal en</div>\n<div class=\"t m0 x2c h64 y1bb7 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Rei<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e notes die e<span class=\"_ _0\"></span>en belang ve<span class=\"_ _0\"></span><span class=\"lsef ws11d\">rtegenwoordi<span class=\"_ _1\"></span>gen (via d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1bb8 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gst van aflo<span class=\"_ _0\"></span>ssingen en r<span class=\"_ _0\"></span>ente) in ges<span class=\"_ _0\"></span>truct<span class=\"_ _0\"></span>ureerde ent<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n die niet</div>\n<div class=\"t m0 x2c h64 y1bb9 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gecon<span class=\"_ _1\"></span>solideerd. <span class=\"_ _1\"></span>De gestructureerd<span class=\"_ _1\"></span>e entiteit<span class=\"_ _1\"></span>en beleggen <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x2c h64 y1bba ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>eekvord<span class=\"_ _0\"></span>eringen e<span class=\"_ _0\"></span>n generere<span class=\"_ _0\"></span>n middel<span class=\"_ _0\"></span>en via de uitgif<span class=\"_ _0\"></span>te van not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bbb ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1bbc ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Behoudens de<span class=\"_ _1\"></span> notes hebbe<span class=\"_ _1\"></span>n AG Insur<span class=\"_ _1\"></span>ance, Ageas<span class=\"_ _1\"></span> France, Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y1bbd ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _1\"></span>en Ageas Por<span class=\"_ _1\"></span>tugal geen a<span class=\"_ _1\"></span>ndere belangen<span class=\"_ _1\"></span> in deze</div>\n<div class=\"t m0 x1d h64 y1bbe ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestructureerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>. De maxima<span class=\"_ _1\"></span>le verliesblo<span class=\"_ _1\"></span>otstelling<span class=\"_ _1\"></span> van AG</div>\n<div class=\"t m0 x1d h64 y1bbf ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance, A<span class=\"_ _1\"></span>geas France<span class=\"_ _1\"></span>, Ageas Reinsu<span class=\"_ _1\"></span>rance en Age<span class=\"_ _1\"></span>as Portuga<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x1d h64 y1bc0 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkt tot de<span class=\"_ _1\"></span> boekwaarde<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">van<span class=\"_ _1\"></span> de aangeho<span class=\"_ _1\"></span>uden notes<span class=\"_ _1\"></span> (EUR 2.729 </span></div>\n<div class=\"t m0 x1d h64 y1bc1 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 en EU<span class=\"_ _0\"></span>R 2.355 mil<span class=\"_ _0\"></span>joen per 31 dec<span class=\"_ _0\"></span>ember</div>\n<div class=\"t m0 x1d h64 y1bc2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 344px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 344px; height: 762px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 344px; height: 762px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 344px; height: 762px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToBanksExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag411": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"_ _0\"></span>eningen</div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overheid en offici\u00eble in<span class=\"_ _0\"></span>stellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commerci\u00eble leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Polisbeleningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentedragende deposito's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Leningen aan banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verminderd met bijzondere<span class=\"_ _0\"></span> waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> leninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b87 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b88 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Commerci\u00eble <span class=\"_ _1\"></span>leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff28b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff28b fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _1\"></span>astr<span class=\"_ _1\"></span>uctu<span class=\"_ _1\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> commerc<span class=\"_ _0\"></span>i\u00eble le<span class=\"_ _0\"></span>ninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b91 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b92 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b93 ff28b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>kredietlijnen<span class=\"_ _1\"></span> verstrek<span class=\"_ _1\"></span>t voor een <span class=\"_ _1\"></span>totaalbedrag<span class=\"_ _1\"></span> van EUR 523<span class=\"_ _1\"></span> miljoen <span class=\"_ _1\"></span>(31 december <span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>1.024 miljoe<span class=\"_ _1\"></span>n). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b94 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b95 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Looptijden <span class=\"_ _1\"></span>Leasing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 327px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 327px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 296px; z-index: 15;\">7</div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 296px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 281px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 281px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 281px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 266px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 266px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 252px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 252px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28e fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble l<span class=\"_ _0\"></span>easev<span class=\"_ _0\"></span>orderi<span class=\"_ _0\"></span>ngen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 237px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 237px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 226px; height: 735px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 226px; height: 735px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 226px; height: 735px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff294 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Onderpand op <span class=\"_ _1\"></span>leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel geef<span class=\"_ _0\"></span>t een overz<span class=\"_ _0\"></span>icht van de o<span class=\"_ _0\"></span>ntvang<span class=\"_ _0\"></span>en onderp<span class=\"_ _0\"></span>anden en gar<span class=\"_ _0\"></span>anties al<span class=\"_ _0\"></span>s afdekk<span class=\"_ _0\"></span>ing voor len<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Totaal <span class=\"ws118\">kredietrisico op leningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Financi\u00eble instrumenten</span> </div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Overige onderpand en garanties</span> </div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Niet gegarandeerd uitstaand bedrag</span> </div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Meerwaarde onderpand t.o.v. kredietrisico (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1ba5 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de onderliggende <span class=\"ws129\">individuele lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1ba6 ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ba7 ff294 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Bijzondere waardevermindering op leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 501px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 605px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 673px; bottom: 787px; z-index: 15;\">Specifiek<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 772px; z-index: 15;\">K<span class=\"lsf1 ws116\">redietrisico</span> </div>\n<div class=\"t m0 x1fb h67 y69a ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff292 fs46 fce sc0 lsfb ws123\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y69a ff295 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff296 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x72 h69 y688 ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y688 ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 h67 y683 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Terugname bijzondere <span class=\"ws116\">waardeverminde<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y688 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijvingen van oninbare<span class=\"_ _0\"></span> leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c6 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c6 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff296 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x72 h69 y68b ff296 fs46 fce sc0 lsf1 ws116\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68b ff296 fs46 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x2c h64 y1baf ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1bb0 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1bb1 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De volgende<span class=\"_ _1\"></span> tabel gee<span class=\"_ _1\"></span>ft een over<span class=\"_ _1\"></span>zicht van de<span class=\"_ _1\"></span> ontvangen o<span class=\"_ _1\"></span>nderpanden en<span class=\"_ _1\"></span> garanties<span class=\"_ _1\"></span> als afdekking<span class=\"_ _1\"></span> voor lenin<span class=\"_ _1\"></span>gen die onderh<span class=\"_ _1\"></span>evig zi<span class=\"lsed ws112\">jn aan </span><span class=\"ws113\">bijzondere </span></div>\n<div class=\"t m0 x2c h64 y1bb2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bb3 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Totaal uitstaand bedrag aan<span class=\"_ _0\"></span> leningen onderhevig aan<span class=\"_ _0\"></span> bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e8 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Uitstaand met bijzondere waar<span class=\"_ _0\"></span>deverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 558px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 558px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 528px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 528px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Meerwaarde onderpand en garanties t.o.v. bijzondere waardeve<span class=\"_ _0\"></span>rminderingen (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y694 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x2c h6e y1bb4 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de <span class=\"ws129\">onderliggende individuel<span class=\"_ _1\"></span>e lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 485px; height: 160px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x2c h64 y1bb5 ff292 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Belange<span class=\"_ _0\"></span>n in niet<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">geconsolideerde <span class=\"_ _1\"></span>gestructureerde<span class=\"_ _1\"></span> entiteiten<span class=\"_ _1\"></span> </span> </span></div>\n<div class=\"t m0 x2c h64 y1bb6 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">AG Insurance houd<span class=\"_ _1\"></span>t, samen met Agea<span class=\"_ _1\"></span>s France, Ageas Por<span class=\"_ _1\"></span>tugal en</div>\n<div class=\"t m0 x2c h64 y1bb7 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas Rei<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e notes die e<span class=\"_ _0\"></span>en belang ve<span class=\"_ _0\"></span><span class=\"lsef ws11d\">rtegenwoordi<span class=\"_ _1\"></span>gen (via d<span class=\"_ _1\"></span>e </span></div>\n<div class=\"t m0 x2c h64 y1bb8 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gst van aflo<span class=\"_ _0\"></span>ssingen en r<span class=\"_ _0\"></span>ente) in ges<span class=\"_ _0\"></span>truct<span class=\"_ _0\"></span>ureerde ent<span class=\"_ _0\"></span>iteite<span class=\"_ _0\"></span>n die niet</div>\n<div class=\"t m0 x2c h64 y1bb9 ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gecon<span class=\"_ _1\"></span>solideerd. <span class=\"_ _1\"></span>De gestructureerd<span class=\"_ _1\"></span>e entiteit<span class=\"_ _1\"></span>en beleggen <span class=\"_ _1\"></span>in</div>\n<div class=\"t m0 x2c h64 y1bba ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>eekvord<span class=\"_ _0\"></span>eringen e<span class=\"_ _0\"></span>n generere<span class=\"_ _0\"></span>n middel<span class=\"_ _0\"></span>en via de uitgif<span class=\"_ _0\"></span>te van not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bbb ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1bbc ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Behoudens de<span class=\"_ _1\"></span> notes hebbe<span class=\"_ _1\"></span>n AG Insur<span class=\"_ _1\"></span>ance, Ageas<span class=\"_ _1\"></span> France, Agea<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x1d h64 y1bbd ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _1\"></span>en Ageas Por<span class=\"_ _1\"></span>tugal geen a<span class=\"_ _1\"></span>ndere belangen<span class=\"_ _1\"></span> in deze</div>\n<div class=\"t m0 x1d h64 y1bbe ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestructureerd<span class=\"_ _1\"></span>e entiteiten<span class=\"_ _1\"></span>. De maxima<span class=\"_ _1\"></span>le verliesblo<span class=\"_ _1\"></span>otstelling<span class=\"_ _1\"></span> van AG</div>\n<div class=\"t m0 x1d h64 y1bbf ff292 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance, A<span class=\"_ _1\"></span>geas France<span class=\"_ _1\"></span>, Ageas Reinsu<span class=\"_ _1\"></span>rance en Age<span class=\"_ _1\"></span>as Portuga<span class=\"_ _1\"></span>l is</div>\n<div class=\"t m0 x1d h64 y1bc0 ff292 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkt tot de<span class=\"_ _1\"></span> boekwaarde<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">van<span class=\"_ _1\"></span> de aangeho<span class=\"_ _1\"></span>uden notes<span class=\"_ _1\"></span> (EUR 2.729 </span></div>\n<div class=\"t m0 x1d h64 y1bc1 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">miljoen p<span class=\"_ _0\"></span>er 31 decem<span class=\"_ _0\"></span>ber 2022 en EU<span class=\"_ _0\"></span>R 2.355 mil<span class=\"_ _0\"></span>joen per 31 dec<span class=\"_ _0\"></span>ember</div>\n<div class=\"t m0 x1d h64 y1bc2 ff292 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 344px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 344px; height: 762px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 344px; height: 762px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag401": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"_ _0\"></span>eningen</div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overheid en offici\u00eble in<span class=\"_ _0\"></span>stellingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commerci\u00eble leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Hypothecaire leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Polisbeleningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentedragende deposito's<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Leningen aan banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verminderd met bijzondere<span class=\"_ _0\"></span> waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> leninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68d ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b87 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b88 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Commerci\u00eble <span class=\"_ _1\"></span>leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff28b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff28b fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _1\"></span>astr<span class=\"_ _1\"></span>uctu<span class=\"_ _1\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Zakelijke<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff28b fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y67e ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff28e fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> commerc<span class=\"_ _0\"></span>i\u00eble le<span class=\"_ _0\"></span>ninge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b91 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b92 ff28b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1b93 ff28b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas heeft <span class=\"_ _1\"></span>kredietlijnen<span class=\"_ _1\"></span> verstrek<span class=\"_ _1\"></span>t voor een <span class=\"_ _1\"></span>totaalbedrag<span class=\"_ _1\"></span> van EUR 523<span class=\"_ _1\"></span> miljoen <span class=\"_ _1\"></span>(31 december <span class=\"_ _1\"></span>2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>1.024 miljoe<span class=\"_ _1\"></span>n). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b94 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1b95 ff28f fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Looptijden <span class=\"_ _1\"></span>Leasing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Financi\u00eble leasevorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 327px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff28b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 327px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff28d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 311px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 296px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 296px; z-index: 15;\">7</div>\n<div class=\"t m0 x17 h67 y6df ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 296px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 h67 y683 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 281px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 281px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff28b fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 281px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 h67 y688 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 266px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 266px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 252px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff28b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 252px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff28e fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>i\u00eble l<span class=\"_ _0\"></span>easev<span class=\"_ _0\"></span>orderi<span class=\"_ _0\"></span>ngen<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 237px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68b ff28e fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 237px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 226px; height: 735px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff294 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff294 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Onderpand op <span class=\"_ _1\"></span>leningen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff292 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabel geef<span class=\"_ _0\"></span>t een overz<span class=\"_ _0\"></span>icht van de o<span class=\"_ _0\"></span>ntvang<span class=\"_ _0\"></span>en onderp<span class=\"_ _0\"></span>anden en gar<span class=\"_ _0\"></span>anties al<span class=\"_ _0\"></span>s afdekk<span class=\"_ _0\"></span>ing voor len<span class=\"_ _0\"></span>ingen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb59 ff292 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Totaal <span class=\"ws118\">kredietrisico op leningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff292 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff292 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Ontvangen onderpanden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff292 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Financi\u00eble instrumenten</span> </div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Materi\u00eble vaste activa</span> </div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Overige onderpand en garanties</span> </div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff292 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Niet gegarandeerd uitstaand bedrag</span> </div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff292 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff292 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Meerwaarde onderpand t.o.v. kredietrisico (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c4 ff295 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y1ba5 ff295 fs49 fc14 sc0 lsfc ws127\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _22\"> </span></span><span class=\"ws128\">Het bedrag aan ontvangen onderpanden en garanties dat hoger is dan het k<span class=\"_ _0\"></span>redietrisico heeft betrekking op leningen waarvoor de<span class=\"ls0 ws0\"> </span>zekerheden hoger zijn dan de onderliggende <span class=\"ws129\">individuele lening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Schu<span class=\"_ _1\"></span>lden</div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Terugkoopovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff31d fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Schulde<span class=\"_ _0\"></span>n aan ba<span class=\"_ _0\"></span>nken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Depots van herverzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Overige financieringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff31d fs46 fce sc0 lsf6 ws122\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l schu<span class=\"_ _1\"></span>lden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y173c ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee6 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee7 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Terugkoopovere<span class=\"_ _1\"></span>enkomsten <span class=\"_ _1\"></span>zijn zekergesteld<span class=\"_ _1\"></span>e kortlopende<span class=\"_ _1\"></span> leningen d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x2c h64 y1ee8 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt voor<span class=\"_ _1\"></span> de afdekking <span class=\"_ _1\"></span>van speci<span class=\"_ _1\"></span>fieke belegging<span class=\"_ _1\"></span>en met</div>\n<div class=\"t m0 x2c h64 y1ee9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten die op<span class=\"_ _0\"></span>nieuw kun<span class=\"_ _0\"></span>nen worde<span class=\"_ _0\"></span>n vastgest<span class=\"_ _0\"></span>eld en met h<span class=\"_ _0\"></span>et oog op</div>\n<div class=\"t m0 x2c h64 y1eea ff31b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kasbeheer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1eeb ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1eec ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas v<span class=\"_ _1\"></span>astgoed met <span class=\"_ _1\"></span>een boekwaarde<span class=\"_ _1\"></span> van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">159 </span></div>\n<div class=\"t m0 x2c h64 y1eed ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen al<span class=\"_ _1\"></span>s zekerheid<span class=\"_ _1\"></span> gesteld voor<span class=\"_ _1\"></span> leningen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> (2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">166 </span></div>\n<div class=\"t m0 x2c h64 y1eee ff31b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 530px; height: 41px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1eef ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ef0 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekwaarde<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>schulden is <span class=\"_ _1\"></span>een redel<span class=\"_ _1\"></span>ijke benaderin<span class=\"_ _1\"></span>g van de</div>\n<div class=\"t m0 x2c h64 y1ef1 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e doordat <span class=\"_ _1\"></span>de looptijden<span class=\"_ _1\"></span> van con<span class=\"_ _1\"></span>tracten minder<span class=\"_ _1\"></span> dan een <span class=\"_ _1\"></span>jaar</div>\n<div class=\"t m0 x1d h64 y1ef2 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bedragen (terugk<span class=\"_ _1\"></span>oop<span class=\"ws11d\">overeenko<span class=\"_ _1\"></span>msten) en/of d<span class=\"_ _1\"></span>oordat contr<span class=\"_ _1\"></span>acten een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef3 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente dragen<span class=\"_ _1\"></span> (leningen van<span class=\"_ _1\"></span> banken). <span class=\"_ _1\"></span>De re\u00eble w<span class=\"_ _1\"></span>aarde is</div>\n<div class=\"t m0 x1d h64 y1ef4 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">derhalve geba<span class=\"_ _1\"></span>seerd op waarneembare<span class=\"_ _1\"></span> marktgegevens (n<span class=\"_ _1\"></span>iveau 2).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ef5 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ef6 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De leaseverp<span class=\"_ _1\"></span>lichtingen worde<span class=\"_ _1\"></span>n gewaardeer<span class=\"_ _1\"></span>d tegen de<span class=\"_ _1\"></span> con<span class=\"ws11e\">tante waarde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef7 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en wordt<span class=\"_ _0\"></span> verdisco<span class=\"_ _0\"></span>nteerd o<span class=\"_ _0\"></span>p basis van de</div>\n<div class=\"t m0 x1d h64 y1ef8 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentev<span class=\"_ _0\"></span>oet van de l<span class=\"_ _0\"></span>easeove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst. De rent<span class=\"_ _0\"></span>elasten op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1ef9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing en de afsc<span class=\"_ _0\"></span>hrijvin<span class=\"_ _0\"></span>gskost<span class=\"_ _0\"></span>en voor het met<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 y1efa ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emmend act<span class=\"_ _0\"></span>ief word<span class=\"_ _0\"></span>en afzond<span class=\"_ _0\"></span>erlijk van el<span class=\"_ _0\"></span>kaar</div>\n<div class=\"t m0 x1d h64 y1efb ff31b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd.</div>\n<div class=\"t m0 x2c h64 y1efc ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1efd ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff31b fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 445px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 445px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff31d fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 415px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 415px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 400px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff31d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 385px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 370px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 370px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 355px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 355px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span> wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 340px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 340px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff31d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 325px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 325px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 325px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f02 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f03 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f04 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>verdisconteerd<span class=\"_ _1\"></span>e kasstromen van de<span class=\"_ _1\"></span> leningen, afgez<span class=\"_ _1\"></span>ien van de leaseve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span>, ingedeeld per <span class=\"lsed ws112\">relevante l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span>groep </span></div>\n<div class=\"t m0 x2c h64 y1f05 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op 31 decem<span class=\"_ _0\"></span>ber.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f06 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 231px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 231px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 201px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 201px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 186px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 186px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 186px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 171px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 171px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 171px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 156px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 156px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 156px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff31d fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 141px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 141px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 141px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 130px; height: 831px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 130px; height: 831px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 130px; height: 831px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als gevol<span class=\"_ _0\"></span>g van de Covi<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">pandemie ont<span class=\"_ _1\"></span>ving Interparking<span class=\"_ _1\"></span>, een </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming van de<span class=\"_ _1\"></span> Groep actie<span class=\"_ _1\"></span>f in par<span class=\"_ _1\"></span>keergarages<span class=\"_ _1\"></span> (51%</div>\n<div class=\"t m0 x2c h64 y8a7 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om van AG Insur<span class=\"_ _0\"></span>ance), i<span class=\"_ _0\"></span>n de eerste helf<span class=\"_ _0\"></span>t van 2021</div>\n<div class=\"t m0 x2c h64 y8a8 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kwijtsc<span class=\"_ _0\"></span>helding<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> leningsov<span class=\"_ _0\"></span>eree<span class=\"lsef ws11e\">nkomsten. Bijgevolg </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden lang<span class=\"_ _1\"></span>lopende bankl<span class=\"_ _1\"></span>eningen, waar<span class=\"_ _1\"></span>voor kwijtsc<span class=\"_ _1\"></span>heldingen we<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x1d h64 y1d22 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkreg<span class=\"_ _0\"></span>en, geherc<span class=\"_ _0\"></span>lassif<span class=\"_ _0\"></span>iceerd va<span class=\"_ _0\"></span>n langlope<span class=\"_ _0\"></span>nd naar kort<span class=\"_ _0\"></span>lopen<span class=\"_ _0\"></span>d. De</div>\n<div class=\"t m0 x1d h64 y1d23 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Interparking hebb<span class=\"_ _1\"></span>en zich sindsdien<span class=\"_ _1\"></span> hersteld, waar<span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x1d h64 y1f0e ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Interparking aan<span class=\"_ _1\"></span> haar lening<span class=\"_ _1\"></span>sovere<span class=\"lsed ws112\">enkomst<span class=\"_ _0\"></span>en heeft vol<span class=\"_ _0\"></span>daan. Bij<span class=\"_ _0\"></span>gevolg </span></div>\n<div class=\"t m0 x1d h64 y1f0f ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is een b<span class=\"_ _1\"></span>edrag van E<span class=\"_ _1\"></span>UR 491 miljoe<span class=\"_ _1\"></span>n aan langl<span class=\"_ _1\"></span>opende banklen<span class=\"_ _1\"></span>ingen</div>\n<div class=\"t m0 x1d h64 y1f10 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geherclassifi<span class=\"_ _1\"></span>ceerd van kortlopend<span class=\"_ _1\"></span> naar langlopend op<span class=\"_ _1\"></span> de verslagdatum.</div>\n<div class=\"t m0 x2c h64 y1f11 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f12 ff320 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Leaseverplicht<span class=\"_ _1\"></span>ingen als lea<span class=\"_ _1\"></span>singnemer (niet verdi<span class=\"_ _1\"></span>sconteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f13 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff320 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y68d ff320 fs46 fce sc0 lsf1 ws115\" style=\"left: 736px; bottom: 955px; z-index: 15;\">Minimum lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x262 h67 y68f ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 754px; bottom: 940px; z-index: 15;\">betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 880px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 865px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 850px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff322 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Jaarlijkse huurlasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Toekomstige financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 765px; height: 341px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 765px; height: 341px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag404": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">In<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>ester<span class=\"_ _0\"></span>ingen v<span class=\"_ _3\"></span>olgen<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">equit<span class=\"_ _2\"></span>y<span class=\"_ _0\"></span>-methode</div>\n<div class=\"t m0 x2c h75 y1a10 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">De volgende tabel geeft overzicht</div>\n<div class=\"t m0 x2c h75 y1a11 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van de belangrijkste bel<span class=\"_ _0\"></span>eggingen in</div>\n<div class=\"t m0 x2c h75 y1a12 ff29a fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">geassocieerde ondernemingen<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">en </span></span></div>\n<div class=\"t m0 x2c h75 y1a13 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">joint ventures<span class=\"ls101 ws130\">. Het percentage </span></div>\n<div class=\"t m0 x2c h75 y1a14 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">belang kan vari\u00ebren als e<span class=\"_ _0\"></span>r in een</div>\n<div class=\"t m0 x2c h75 y1a15 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">land verschillende g<span class=\"_ _0\"></span>eassocieerde</div>\n<div class=\"t m0 x2c h75 y1bc5 ff29a fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ondernemingen<span class=\"ls0 ws0\"> </span><span class=\"ws133\">e<span class=\"_ _1\"></span>n joint ventures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h75 y1bc6 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn waarin de Groep een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y1bc7 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">onderscheiden percentage van het</div>\n<div class=\"t m0 x2c h75 y1bc8 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">aandelenkapitaal in bezit h<span class=\"_ _0\"></span>eeft. <span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bc9 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bca ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x8 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 647px; bottom: 787px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang</span> </div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 716px; bottom: 802px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 802px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 744px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geassocieerde ondernemingen en<span class=\"_ _0\"></span> joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 756px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 741px; z-index: 15;\">Thailand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsf6 ws11b\">30,87<span class=\"_ _1\"></span>%</span> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 727px; z-index: 15;\">Maleisi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 712px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 697px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 682px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 731px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x173 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 667px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 652px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 637px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 623px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 608px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 593px; z-index: 15;\">Filipijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 578px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 563px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram General In<span class=\"_ _0\"></span>surance Company Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 548px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 548px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 548px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 548px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 534px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 534px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 534px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 534px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 534px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 519px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 519px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 519px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 519px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 519px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 504px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 504px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 504px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 788px; bottom: 504px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 489px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 489px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 713px; bottom: 474px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 474px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bd5 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd6 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd7 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2022 heef<span class=\"_ _0\"></span>t Ageas zi<span class=\"_ _0\"></span>jn belang in de j<span class=\"_ _0\"></span>oint ventu<span class=\"_ _0\"></span>re Ageas<span class=\"_ _0\"></span> Federal Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compan<span class=\"_ _0\"></span>y Ltd</div>\n<div class=\"t m0 x1ef h64 y1bd8 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AFLIC<span class=\"_ _0\"></span>) vergroot v<span class=\"_ _0\"></span>an 49% naar 74%<span class=\"_ _0\"></span>. Deze tran<span class=\"_ _0\"></span>sactie w<span class=\"_ _0\"></span>ordt besch<span class=\"_ _0\"></span>ouwd als een st<span class=\"_ _0\"></span>apsgew<span class=\"_ _0\"></span>ijze</div>\n<div class=\"t m0 x1ef h64 y1bd9 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overnam<span class=\"_ _0\"></span>e (step acqu<span class=\"_ _0\"></span>isition),<span class=\"_ _0\"></span> vandaa<span class=\"_ _0\"></span>r dat het voor<span class=\"_ _0\"></span>heen geho<span class=\"_ _0\"></span>uden bela<span class=\"_ _0\"></span>ng van 49% wor<span class=\"_ _0\"></span>dt behand<span class=\"_ _0\"></span>eld</div>\n<div class=\"t m0 x1ef h64 y1bda ff298 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsof h<span class=\"_ _0\"></span>et is afg<span class=\"_ _0\"></span>estoten (z<span class=\"_ _0\"></span>ie toe<span class=\"_ _0\"></span>lichting <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>ities e<span class=\"_ _0\"></span>n desinve<span class=\"_ _0\"></span>sterin<span class=\"_ _0\"></span>gen voor m<span class=\"_ _0\"></span>eer det<span class=\"_ _0\"></span>ails).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bdb ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bdc ff298 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas boekt<span class=\"_ _1\"></span>e in 2022 ee<span class=\"_ _1\"></span>n bijzondere <span class=\"_ _1\"></span>waardeverminder<span class=\"_ _1\"></span>ing van EU<span class=\"_ _1\"></span>R 29 milj<span class=\"_ _1\"></span>oen op het<span class=\"_ _1\"></span> belang in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef h64 y1bdd ff298 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _1\"></span> General Insuran<span class=\"_ _1\"></span>ce Company Limited.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 322px; height: 639px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 322px; height: 639px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 322px; height: 639px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff29d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hieronder word<span class=\"_ _1\"></span>t een ov<span class=\"_ _1\"></span>erzicht gege<span class=\"_ _1\"></span>ven van de <span class=\"_ _1\"></span><span class=\"ws11e\">investeringen<span class=\"_ _1\"></span> volgens de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">methode<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff29d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y694 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 1035px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 373px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 1050px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1035px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1065px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 1035px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 593px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 1050px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 1035px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 1065px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1050px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 1020px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 1020px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1006px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 975px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 975px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 975px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 975px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 975px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 975px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 975px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 960px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 960px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 960px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 960px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 960px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 960px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 960px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 960px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 945px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 945px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 945px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 945px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 945px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 945px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 945px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 945px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 945px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 931px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 931px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 931px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 931px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 931px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 931px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 931px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 916px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 916px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 916px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 916px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 916px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 916px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 916px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 916px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 916px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 901px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 344px; bottom: 901px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 901px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 901px; z-index: 15;\">7</div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 901px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 901px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 901px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 886px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 886px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 886px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 886px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 886px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 886px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 886px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 871px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 871px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 871px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 871px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 871px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 871px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 871px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 871px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 871px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 856px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 856px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 856px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 856px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 856px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 856px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 856px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 856px; z-index: 15;\">7</div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 842px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 842px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 842px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 842px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 842px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 842px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 842px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 842px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 827px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 827px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 827px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 827px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 827px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 827px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 827px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 812px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 812px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 812px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 812px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 812px; z-index: 15;\">5</div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 812px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 812px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 812px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 797px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 797px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 797px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 797px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 797px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 797px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 752px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 752px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 752px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 752px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 752px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 752px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x132 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 752px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 738px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 738px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 738px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 738px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 738px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 738px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 738px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 738px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 723px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 723px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 723px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 723px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 723px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 723px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 723px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bijbehorende goodwill en bij<span class=\"_ _0\"></span>zondere waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 693px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 678px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 678px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 663px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 663px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 663px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 588px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 372px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 603px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 588px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 618px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 603px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 573px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 588px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 592px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 603px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 588px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 618px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 603px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 573px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 573px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 559px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 528px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 528px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 528px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 528px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 528px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 528px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 640px; bottom: 528px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 528px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 528px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 513px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 513px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 513px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 513px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 513px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 513px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 513px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 513px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 498px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 498px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 498px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 498px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 498px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 498px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 498px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 498px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 498px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 484px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 484px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 484px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 484px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 484px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 484px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 484px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 469px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 469px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 469px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 469px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 469px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 469px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 469px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 454px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 454px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 454px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 454px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 454px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 454px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 454px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 454px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 439px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 439px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 439px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 439px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 439px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 439px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 439px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 439px; z-index: 15;\">6</div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 424px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 424px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 424px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 424px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 424px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 424px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 424px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 409px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 409px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 409px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 409px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 409px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 409px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 409px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 409px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 394px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 394px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 394px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 394px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 394px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 394px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 394px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 394px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 380px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 380px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 380px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 380px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 380px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 380px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 380px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 380px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 380px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 365px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 365px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 365px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 365px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 365px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a5 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 365px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 365px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 365px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 350px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 350px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 350px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 350px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 350px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 350px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 350px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 350px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 350px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 335px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 335px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 335px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 335px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 335px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 335px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 335px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 335px; z-index: 15;\">4</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 335px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 305px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 305px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 305px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 305px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 305px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 305px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 305px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 305px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 290px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 290px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 290px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 290px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 290px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 290px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 290px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 290px; z-index: 15;\">2</div>\n<div class=\"t m0 x47 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 290px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 276px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 276px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 276px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 276px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 276px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 276px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 276px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 261px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x2e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 246px; z-index: 15;\">Bijbehorende goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 246px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 231px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 231px; z-index: 15;\">5</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 231px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 216px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 216px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 216px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 205px; height: 901px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 205px; height: 901px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 205px; height: 901px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yfa1 ff2a2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">en joint vent<span class=\"_ _0\"></span>ures<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">zijn onderworpen a<span class=\"_ _1\"></span>an de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1bf9 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>dbeperk<span class=\"_ _0\"></span>ingen uit<span class=\"_ _0\"></span> hoofde van v<span class=\"_ _0\"></span>ereisten t<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x2c h64 y1bfa ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minimumv<span class=\"_ _0\"></span>ermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden g<span class=\"_ _0\"></span>esteld door d<span class=\"_ _0\"></span>e lokale</div>\n<div class=\"t m0 x2c h64 y1bfb ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar d<span class=\"lsef ws11d\">eze deelnemingen op<span class=\"_ _1\"></span>ereren. </span></div>\n<div class=\"t m0 x2c h64 y1bfc ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dividendbetalin<span class=\"_ _1\"></span>gen van deelnemin<span class=\"_ _1\"></span>gen worden soms onde<span class=\"_ _1\"></span>rworpen aan</div>\n<div class=\"t m0 x2c h64 y1bfd ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afspraken met<span class=\"_ _1\"></span> aandeelhouders<span class=\"_ _1\"></span> met de partners in de<span class=\"_ _1\"></span> onderneming. In</div>\n<div class=\"t m0 x2c h64 y1bfe ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1bff ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voordat he<span class=\"_ _1\"></span>t dividend wor<span class=\"_ _1\"></span>dt aangeko<span class=\"ws113\">ndi<span class=\"_ _1\"></span>gd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1c00 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c01 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen afspra<span class=\"_ _1\"></span>ken met aand<span class=\"_ _1\"></span>eelhouders (g<span class=\"_ _1\"></span>erelateerd <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x2c h64 y1c02 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x2c h64 y1c03 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng heeft) onder and<span class=\"_ _1\"></span>ere zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee7 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws11d\">specifieke be<span class=\"_ _0\"></span>palingen <span class=\"_ _0\"></span>over st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en of de u<span class=\"_ _0\"></span>itkeri<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yee8 ff2a2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws113\">g<span class=\"_ _1\"></span>esl<span class=\"ws11d\">oten period<span class=\"_ _1\"></span>es waarin a<span class=\"_ _1\"></span>lle partijen <span class=\"_ _1\"></span>in het b<span class=\"_ _1\"></span>ezit van a<span class=\"_ _1\"></span>andelen </span></span></span></div>\n<div class=\"t m0 x69 h64 yd4c ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 yd4d ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span> bij de overee<span class=\"_ _0\"></span>nkomst </span></span></div>\n<div class=\"t m0 x69 h64 yd4f ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inc<span class=\"_ _0\"></span>lusief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde meth<span class=\"_ _0\"></span>ode die voor</div>\n<div class=\"t m0 x69 h64 yd50 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws11d\">\u2018<span class=\"_ _1\"></span>earn out\u2019</span><span class=\"ff2a2\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">mechani<span class=\"_ _0\"></span>sme waarbi<span class=\"_ _0\"></span>j de oorsp<span class=\"_ _0\"></span>ronkeli<span class=\"_ _0\"></span>jke verko<span class=\"_ _0\"></span>per van de </span></span></span></div>\n<div class=\"t m0 x69 h64 yd52 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 yd53 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en worden ge<span class=\"_ _1\"></span>realiseerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd54 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsee ws112\">e<span class=\"_ _1\"></span>xclusiv<span class=\"lsef ws113\">iteitsbepalingen</span></span><span class=\"ff2a2\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">of niet</span>-<span class=\"lsef ws11d\">concurrentiebedingen <span class=\"_ _1\"></span>in verband </span></span></span></div>\n<div class=\"t m0 x69 h64 yd55 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de verkoop van<span class=\"_ _1\"></span> verzekeringsprodu<span class=\"_ _1\"></span>cten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd56 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd57 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126f ff2a2 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Royal Park<span class=\"_ _0\"></span> Investme<span class=\"_ _0\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff2a2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Na de ver<span class=\"_ _0\"></span>koop van<span class=\"_ _0\"></span> de activ<span class=\"_ _0\"></span>a en de af<span class=\"_ _0\"></span>wikkeli<span class=\"_ _0\"></span>ng van d<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n, blijft<span class=\"_ _0\"></span> de <span class=\"lsef\">overblijvende acti<span class=\"_ _1\"></span>viteit van <span class=\"_ _1\"></span>RPI voorna<span class=\"_ _1\"></span>melijk beperk<span class=\"_ _1\"></span>t tot de a<span class=\"_ _1\"></span>fwikkeling <span class=\"_ _1\"></span>van </span></div>\n<div class=\"t m0 x2c h64 y1c04 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechtsz<span class=\"_ _0\"></span>aken tege<span class=\"_ _0\"></span>n een aanta<span class=\"_ _0\"></span>l Amerikaa<span class=\"_ _0\"></span>nse financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>ellingen<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 802px; height: 304px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 802px; height: 304px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 802px; height: 304px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfJointVenturesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag405": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">In<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>ester<span class=\"_ _0\"></span>ingen v<span class=\"_ _3\"></span>olgen<span class=\"_ _1\"></span>s de</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">equit<span class=\"_ _2\"></span>y<span class=\"_ _0\"></span>-methode</div>\n<div class=\"t m0 x2c h75 y1a10 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">De volgende tabel geeft overzicht</div>\n<div class=\"t m0 x2c h75 y1a11 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">van de belangrijkste bel<span class=\"_ _0\"></span>eggingen in</div>\n<div class=\"t m0 x2c h75 y1a12 ff29a fs4a fc14 sc0 ls101 ws130\" style=\"z-index: 15;\">geassocieerde ondernemingen<span class=\"ls0 ws0\"> <span class=\"ls102 ws132\">en </span></span></div>\n<div class=\"t m0 x2c h75 y1a13 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">joint ventures<span class=\"ls101 ws130\">. Het percentage </span></div>\n<div class=\"t m0 x2c h75 y1a14 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">belang kan vari\u00ebren als e<span class=\"_ _0\"></span>r in een</div>\n<div class=\"t m0 x2c h75 y1a15 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">land verschillende g<span class=\"_ _0\"></span>eassocieerde</div>\n<div class=\"t m0 x2c h75 y1bc5 ff29a fs4a fc14 sc0 ls102 ws132\" style=\"z-index: 15;\">ondernemingen<span class=\"ls0 ws0\"> </span><span class=\"ws133\">e<span class=\"_ _1\"></span>n joint ventures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h75 y1bc6 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">zijn waarin de Groep een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h75 y1bc7 ff29a fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">onderscheiden percentage van het</div>\n<div class=\"t m0 x2c h75 y1bc8 ff29a fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">aandelenkapitaal in bezit h<span class=\"_ _0\"></span>eeft. <span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c h64 y1bc9 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bca ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y1437 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x8 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 647px; bottom: 787px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang</span> </div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 716px; bottom: 802px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 687px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 802px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 lsf1 ws116\" style=\"left: 744px; bottom: 787px; z-index: 15;\">Boekwaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Geassocieerde ondernemingen en<span class=\"_ _0\"></span> joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y685 ff298 fs46 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 756px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 741px; z-index: 15;\">Thailand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"lsf6 ws11b\">30,87<span class=\"_ _1\"></span>%</span> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 770px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 727px; z-index: 15;\">Maleisi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 712px; z-index: 15;\">China<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 697px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 682px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 731px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x173 h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 667px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68d ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 652px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 yc68 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 637px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsfb ws123\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 566px; bottom: 623px; z-index: 15;\">Turkije<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 608px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y694 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 593px; z-index: 15;\">Filipijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68f ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 578px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y67e ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 563px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 h67 y680 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram General In<span class=\"_ _0\"></span>surance Company Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 548px; z-index: 15;\">India<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 548px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 548px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 548px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 534px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 534px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 534px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 534px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y69a ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 534px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsfb ws172\" style=\"left: 325px; bottom: 519px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 519px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 519px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 519px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y685 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 783px; bottom: 519px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 504px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 566px; bottom: 504px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y683 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 647px; bottom: 504px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 736px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b5 h67 y683 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 788px; bottom: 504px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y688 ff298 fs46 fc14 sc0 ls0 ws0\" style=\"left: 677px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 721px; bottom: 489px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y688 ff298 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 489px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h69 y683 ff29b fs46 fce sc0 ls0 ws0\" style=\"left: 677px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 713px; bottom: 474px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h69 y683 ff29b fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 474px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bd5 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd6 ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bd7 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2022 heef<span class=\"_ _0\"></span>t Ageas zi<span class=\"_ _0\"></span>jn belang in de j<span class=\"_ _0\"></span>oint ventu<span class=\"_ _0\"></span>re Ageas<span class=\"_ _0\"></span> Federal Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compan<span class=\"_ _0\"></span>y Ltd</div>\n<div class=\"t m0 x1ef h64 y1bd8 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AFLIC<span class=\"_ _0\"></span>) vergroot v<span class=\"_ _0\"></span>an 49% naar 74%<span class=\"_ _0\"></span>. Deze tran<span class=\"_ _0\"></span>sactie w<span class=\"_ _0\"></span>ordt besch<span class=\"_ _0\"></span>ouwd als een st<span class=\"_ _0\"></span>apsgew<span class=\"_ _0\"></span>ijze</div>\n<div class=\"t m0 x1ef h64 y1bd9 ff298 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overnam<span class=\"_ _0\"></span>e (step acqu<span class=\"_ _0\"></span>isition),<span class=\"_ _0\"></span> vandaa<span class=\"_ _0\"></span>r dat het voor<span class=\"_ _0\"></span>heen geho<span class=\"_ _0\"></span>uden bela<span class=\"_ _0\"></span>ng van 49% wor<span class=\"_ _0\"></span>dt behand<span class=\"_ _0\"></span>eld</div>\n<div class=\"t m0 x1ef h64 y1bda ff298 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">alsof h<span class=\"_ _0\"></span>et is afg<span class=\"_ _0\"></span>estoten (z<span class=\"_ _0\"></span>ie toe<span class=\"_ _0\"></span>lichting <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>ities e<span class=\"_ _0\"></span>n desinve<span class=\"_ _0\"></span>sterin<span class=\"_ _0\"></span>gen voor m<span class=\"_ _0\"></span>eer det<span class=\"_ _0\"></span>ails).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1bdb ff298 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1bdc ff298 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas boekt<span class=\"_ _1\"></span>e in 2022 ee<span class=\"_ _1\"></span>n bijzondere <span class=\"_ _1\"></span>waardeverminder<span class=\"_ _1\"></span>ing van EU<span class=\"_ _1\"></span>R 29 milj<span class=\"_ _1\"></span>oen op het<span class=\"_ _1\"></span> belang in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef h64 y1bdd ff298 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _1\"></span> General Insuran<span class=\"_ _1\"></span>ce Company Limited.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 322px; height: 639px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 322px; height: 639px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff29d fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Hieronder word<span class=\"_ _1\"></span>t een ov<span class=\"_ _1\"></span>erzicht gege<span class=\"_ _1\"></span>ven van de <span class=\"_ _1\"></span><span class=\"ws11e\">investeringen<span class=\"_ _1\"></span> volgens de equity<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">methode<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff29d fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xb3 h67 y694 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 310px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 1035px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 373px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 1050px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 1035px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1065px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 1050px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 1035px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 593px; bottom: 1050px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 1050px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 1035px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 1020px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y680 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 1006px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 1065px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1050px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 1035px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y694 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 1020px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 1006px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y694 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 1020px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 1006px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 975px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 975px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 975px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 975px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 975px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 975px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 975px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 975px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 960px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 960px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 960px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 960px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 960px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 960px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 960px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 960px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 945px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 945px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 945px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 945px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 945px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 945px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 945px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 945px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 945px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 931px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 931px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 931px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 931px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 931px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 931px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 931px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 916px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 916px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 916px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 916px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 916px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 916px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 916px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 916px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 916px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 901px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 344px; bottom: 901px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 901px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 901px; z-index: 15;\">7</div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 901px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 901px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 901px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 901px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 886px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 886px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 886px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 886px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 886px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 886px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 886px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 871px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 871px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 871px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 871px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 871px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 871px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 871px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 871px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 871px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 856px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 856px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 856px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 856px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 856px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 856px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 856px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 856px; z-index: 15;\">7</div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 842px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 842px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 842px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 842px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 842px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 842px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 842px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 842px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 827px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 827px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 827px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 827px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 827px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 827px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 827px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 827px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 812px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 812px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 812px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 812px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 812px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 812px; z-index: 15;\">5</div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 812px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 812px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 812px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 797px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 797px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 797px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 797px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 797px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 797px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 725px; bottom: 797px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 782px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 752px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 752px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 752px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 752px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 752px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 752px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x132 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 752px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 738px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 738px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 738px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 738px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 738px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 738px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 738px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 738px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 723px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 723px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 723px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 723px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 723px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 723px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 723px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bijbehorende goodwill en bij<span class=\"_ _0\"></span>zondere waardevermindering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 693px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 678px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 678px; z-index: 15;\">9</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 678px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 663px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y683 ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 663px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y683 ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 663px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 528px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 741px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y688 ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 559px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 329px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf2 ws117\" style=\"left: 331px; bottom: 588px; z-index: 15;\">activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 329px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 322px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 372px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 364px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">passiva</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 371px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 365px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 426px; bottom: 603px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 588px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 424px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 417px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x1f9 h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 618px; z-index: 15;\">Aandeel in eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 472px; bottom: 603px; z-index: 15;\">vermogen van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 473px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 573px; z-index: 15;\">en joint <span class=\"lsf6 ws11b\">ventur<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 478px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 547px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 549px; bottom: 588px; z-index: 15;\">baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 547px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x379 h67 y68d ff29d fs46 fce sc0 lsf5 ws16f\" style=\"left: 592px; bottom: 603px; z-index: 15;\">Totale<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y68b ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 591px; bottom: 588px; z-index: 15;\"> <span class=\"lsf1 ws116\">lasten</span> </div>\n<div class=\"t m0 x1a2 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 591px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 585px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x275 h67 y68d ff29d fs46 fce sc0 ls134 ws170\" style=\"left: 639px; bottom: 603px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 588px; z-index: 15;\">resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 573px; z-index: 15;\">(100%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68f ff29d fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 559px; z-index: 15;\"> <span class=\"lsf1 ws116\">belang)</span> </div>\n<div class=\"t m0 x22b h67 y688 ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 699px; bottom: 618px; z-index: 15;\">Aandeel in<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 603px; z-index: 15;\">resultaat van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 685px; bottom: 588px; z-index: 15;\">deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68d ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 676px; bottom: 573px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fce sc0 lsf1 ws115\" style=\"left: 690px; bottom: 559px; z-index: 15;\">(Ageas deel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y68d ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 573px; z-index: 15;\">Ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 559px; z-index: 15;\">dividend<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff29f fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 322px; bottom: 528px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 365px; bottom: 528px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 422px; bottom: 528px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 528px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 544px; bottom: 528px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 584px; bottom: 528px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 640px; bottom: 528px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 726px; bottom: 528px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 528px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 327px; bottom: 513px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 369px; bottom: 513px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 513px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 507px; bottom: 513px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 513px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 513px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 513px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 513px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 498px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 498px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 498px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 498px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 498px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 498px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 648px; bottom: 498px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 498px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 498px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 484px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 484px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 427px; bottom: 484px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 484px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 549px; bottom: 484px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 589px; bottom: 484px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 484px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">2</div>\n<div class=\"t m0 x133 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 469px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 469px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 469px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 469px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 469px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 469px; z-index: 15;\">2</div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 469px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 469px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 454px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 454px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 454px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 454px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 454px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 454px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 454px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 454px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 439px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 439px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 439px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 439px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 439px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 439px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y69a ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 439px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 439px; z-index: 15;\">6</div>\n<div class=\"t m0 x133 h67 y69a ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 424px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 424px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 424px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 433px; bottom: 424px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a5 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 424px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 424px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 424px; z-index: 15;\">5</div>\n<div class=\"t m0 x133 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 409px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 409px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 409px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 409px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 409px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 409px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 409px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 409px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y683 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y683 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff29d fs46 fc14 sc0 lsf4 ws11a\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 394px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 394px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 394px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 394px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 394px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 394px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 646px; bottom: 394px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6d1 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 394px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6d1 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 380px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 380px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 380px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 380px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 380px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 380px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 380px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 380px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68d ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 380px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68d ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 365px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 386px; bottom: 365px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 365px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 365px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 365px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a5 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 365px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 365px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 729px; bottom: 365px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68b ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff29d fs46 fc14 sc0 lsfb ws123\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Aksigort<span class=\"_ _1\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 350px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 350px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 350px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 350px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 350px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 350px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 350px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 732px; bottom: 350px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 350px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 331px; bottom: 335px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 375px; bottom: 335px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 335px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 335px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 335px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 335px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 335px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 335px; z-index: 15;\">4</div>\n<div class=\"t m0 x132 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 335px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 528px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 320px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 305px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">Insurance Company Limited</span> </div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 305px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 305px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 305px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 305px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 305px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 652px; bottom: 305px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x133 h67 y68f ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 305px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 290px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _1\"></span>ommercial pr<span class=\"_ _1\"></span>operties)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 290px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 290px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 435px; bottom: 290px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 290px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 562px; bottom: 290px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 290px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 290px; z-index: 15;\">2</div>\n<div class=\"t m0 x47 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 290px; z-index: 15;\">1</div>\n<div class=\"t m0 x133 h67 y694 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsfb ws172\" style=\"left: 69px; bottom: 276px; z-index: 15;\">MB Ageas Lif<span class=\"_ _1\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 276px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 382px; bottom: 276px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 439px; bottom: 276px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 519px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 557px; bottom: 276px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 276px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 658px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x47 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 276px; z-index: 15;\">3</div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff29d fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 261px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 349px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 444px; bottom: 261px; z-index: 15;\">7</div>\n<div class=\"t m0 x2e h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x1ae h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x132 h67 y67e ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y680 ff29d fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 246px; z-index: 15;\">Bijbehorende goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y680 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 246px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 741px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x133 h67 y680 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff29d fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 354px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 397px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 450px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 515px; bottom: 231px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 572px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y685 ff29d fs46 fc14 sc0 ls0 ws0\" style=\"left: 735px; bottom: 231px; z-index: 15;\">5</div>\n<div class=\"t m0 x145 h67 y685 ff29d fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 231px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2a0 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 354px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 397px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 450px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 507px; bottom: 216px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a3 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 h69 y69a ff2a0 fs46 fce sc0 ls0 ws0\" style=\"left: 663px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 726px; bottom: 216px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h69 y69a ff2a0 fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 216px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 205px; height: 901px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 205px; height: 901px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 yfa1 ff2a2 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Deelnemingen<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">en joint vent<span class=\"_ _0\"></span>ures<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">zijn onderworpen a<span class=\"_ _1\"></span>an de </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1bf9 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>dbeperk<span class=\"_ _0\"></span>ingen uit<span class=\"_ _0\"></span> hoofde van v<span class=\"_ _0\"></span>ereisten t<span class=\"_ _0\"></span>en aanzie<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x2c h64 y1bfa ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minimumv<span class=\"_ _0\"></span>ermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden g<span class=\"_ _0\"></span>esteld door d<span class=\"_ _0\"></span>e lokale</div>\n<div class=\"t m0 x2c h64 y1bfb ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar d<span class=\"lsef ws11d\">eze deelnemingen op<span class=\"_ _1\"></span>ereren. </span></div>\n<div class=\"t m0 x2c h64 y1bfc ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dividendbetalin<span class=\"_ _1\"></span>gen van deelnemin<span class=\"_ _1\"></span>gen worden soms onde<span class=\"_ _1\"></span>rworpen aan</div>\n<div class=\"t m0 x2c h64 y1bfd ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">afspraken met<span class=\"_ _1\"></span> aandeelhouders<span class=\"_ _1\"></span> met de partners in de<span class=\"_ _1\"></span> onderneming. In</div>\n<div class=\"t m0 x2c h64 y1bfe ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1bff ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voordat he<span class=\"_ _1\"></span>t dividend wor<span class=\"_ _1\"></span>dt aangeko<span class=\"ws113\">ndi<span class=\"_ _1\"></span>gd.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1c00 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c01 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen afspra<span class=\"_ _1\"></span>ken met aand<span class=\"_ _1\"></span>eelhouders (g<span class=\"_ _1\"></span>erelateerd <span class=\"_ _1\"></span>aan</div>\n<div class=\"t m0 x2c h64 y1c02 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x2c h64 y1c03 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng heeft) onder and<span class=\"_ _1\"></span>ere zijn:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee7 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws11d\">specifieke be<span class=\"_ _0\"></span>palingen <span class=\"_ _0\"></span>over st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en of de u<span class=\"_ _0\"></span>itkeri<span class=\"_ _0\"></span>ng van </span></span></div>\n<div class=\"t m0 x69 h64 yee8 ff2a2 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yee9 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws113\">g<span class=\"_ _1\"></span>esl<span class=\"ws11d\">oten period<span class=\"_ _1\"></span>es waarin a<span class=\"_ _1\"></span>lle partijen <span class=\"_ _1\"></span>in het b<span class=\"_ _1\"></span>ezit van a<span class=\"_ _1\"></span>andelen </span></span></span></div>\n<div class=\"t m0 x69 h64 yd4c ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 yd4d ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd4e ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span> bij de overee<span class=\"_ _0\"></span>nkomst </span></span></div>\n<div class=\"t m0 x69 h64 yd4f ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inc<span class=\"_ _0\"></span>lusief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde meth<span class=\"_ _0\"></span>ode die voor</div>\n<div class=\"t m0 x69 h64 yd50 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd51 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsef ws11d\">\u2018<span class=\"_ _1\"></span>earn out\u2019</span><span class=\"ff2a2\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">mechani<span class=\"_ _0\"></span>sme waarbi<span class=\"_ _0\"></span>j de oorsp<span class=\"_ _0\"></span>ronkeli<span class=\"_ _0\"></span>jke verko<span class=\"_ _0\"></span>per van de </span></span></span></div>\n<div class=\"t m0 x69 h64 yd52 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 yd53 ff2a2 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">doelstelling<span class=\"_ _1\"></span>en worden ge<span class=\"_ _1\"></span>realiseerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd54 ff2a4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a5\"> <span class=\"_ _3f\"> </span><span class=\"ff2a2 lsee ws112\">e<span class=\"_ _1\"></span>xclusiv<span class=\"lsef ws113\">iteitsbepalingen</span></span><span class=\"ff2a2\"> <span class=\"_ _1\"></span><span class=\"lsed ws11d\">of niet</span>-<span class=\"lsef ws11d\">concurrentiebedingen <span class=\"_ _1\"></span>in verband </span></span></span></div>\n<div class=\"t m0 x69 h64 yd55 ff2a2 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">met de verkoop van<span class=\"_ _1\"></span> verzekeringsprodu<span class=\"_ _1\"></span>cten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd56 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd57 ff2a2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y126f ff2a2 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Royal Park<span class=\"_ _0\"></span> Investme<span class=\"_ _0\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1270 ff2a2 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Na de ver<span class=\"_ _0\"></span>koop van<span class=\"_ _0\"></span> de activ<span class=\"_ _0\"></span>a en de af<span class=\"_ _0\"></span>wikkeli<span class=\"_ _0\"></span>ng van d<span class=\"_ _0\"></span>e verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n, blijft<span class=\"_ _0\"></span> de <span class=\"lsef\">overblijvende acti<span class=\"_ _1\"></span>viteit van <span class=\"_ _1\"></span>RPI voorna<span class=\"_ _1\"></span>melijk beperk<span class=\"_ _1\"></span>t tot de a<span class=\"_ _1\"></span>fwikkeling <span class=\"_ _1\"></span>van </span></div>\n<div class=\"t m0 x2c h64 y1c04 ff2a2 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rechtsz<span class=\"_ _0\"></span>aken tege<span class=\"_ _0\"></span>n een aanta<span class=\"_ _0\"></span>l Amerikaa<span class=\"_ _0\"></span>nse financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>ellingen<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 802px; height: 304px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 802px; height: 304px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag412": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Her<span class=\"_ _1\"></span>v<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>ering en<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>orderingen</div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Aandeel <span class=\"lsf6 ws122\">her<span class=\"_ _1\"></span>verz<span class=\"_ _1\"></span>ekeraar<span class=\"_ _1\"></span>s in v<span class=\"_ _1\"></span>erplic<span class=\"_ _1\"></span>htin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">voor verzekerings</span>- <span class=\"lsf1 ws118\">en beleggingscontracten</span> </div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vorderingen op polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vorderingen inzake commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vorderingen op tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Vorderingen uit hoofde van <span class=\"ws116\">he<span class=\"_ _0\"></span>rverzekering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2a9 fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onder \u2018Over<span class=\"_ _1\"></span>ige\u2019 vallen<span class=\"_ _1\"></span> BTW en a<span class=\"_ _1\"></span>ndere indirecte<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span>, alsook de<span class=\"_ _1\"></span> vooruitbetaling<span class=\"_ _1\"></span> van EUR <span class=\"_ _1\"></span>0,3 miljoen<span class=\"_ _1\"></span> (2021: <span class=\"lsed\">EUR 109 milj<span class=\"_ _0\"></span>oen) aan S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y1a29 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Forsettlemen<span class=\"_ _1\"></span>t (zie toeli<span class=\"_ _1\"></span>chting 25 Vo<span class=\"_ _1\"></span>orzieningen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1c09 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Verloop van de bijzond<span class=\"_ _0\"></span>ere waardeverminderingen op he<span class=\"_ _0\"></span>rverzekering en overige <span class=\"_ _0\"></span>vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 558px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 558px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2a9 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y68f ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 527px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y68f ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 786px; bottom: 527px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Toename bijzondere <span class=\"ws116\">waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Terugname bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 498px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 498px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Afschrijvingen van niet<span class=\"ls0 ws0\">-</span>inbare bedragen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 483px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 468px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 468px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2a9 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y685 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 453px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y685 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 786px; bottom: 453px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c0c ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c0d ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 406px; z-index: 15;\">Verloop in het aandeel<span class=\"_ _0\"></span> herverzekeraars in ver<span class=\"_ _0\"></span>plichtingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e3 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e3 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 391px; z-index: 15;\">voor verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws118\">en beleggingscontracten <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 391px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 391px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 361px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 361px; z-index: 15;\">720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 346px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y683 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 331px; z-index: 15;\">176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 331px; z-index: 15;\">179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68d ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 316px; z-index: 15;\">1</div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 316px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 301px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 301px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 287px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 287px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 287px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2a6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige net<span class=\"_ _1\"></span>to<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">t<span class=\"_ _1\"></span>oevoegingen via de re<span class=\"_ _0\"></span>sultatenrekening<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x17 h67 y68f ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 272px; z-index: 15;\">8</div>\n<div class=\"t m0 x73 h67 y68f ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 272px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Omrekeningsverschillen en overige <span class=\"ws116\">aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 257px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 257px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 242px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 242px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 231px; height: 730px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 231px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 231px; height: 730px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>eringsv<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1dc8 ff2ef fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1dc9 ff2ef fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 december 2<span class=\"ws185\">022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff2ed fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 720px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e8 ff2f1 fs72 fce sc0 ls148 ws0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2f1 fs72 fce sc0 ls144 ws184\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2f1 fs72 fce sc0 ls14f ws18c\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y1dd4 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd6 ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">De wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen in<span class=\"_ _0\"></span>zake leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontrac<span class=\"_ _0\"></span>ten (voo<span class=\"_ _0\"></span>r herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ng en elimi<span class=\"_ _0\"></span>naties<span class=\"_ _0\"></span>) zijn al<span class=\"_ _0\"></span>s volgt.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1dd7 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6d1 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 552px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 777px; bottom: 552px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2f1 fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 522px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 522px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 522px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Overdracht naar <span class=\"ws18d\">passiva aangehoud<span class=\"_ _0\"></span>en voor verkoop<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 507px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls150 ws196\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 492px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 492px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 478px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 478px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 478px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 463px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 463px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 463px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 448px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 448px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 448px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 433px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 433px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 418px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 418px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 403px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68d ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2f1 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 374px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 374px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de6 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de7 ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1de8 ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de9 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dea ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel <span class=\"_ _1\"></span>\u2018Overige wijz<span class=\"_ _1\"></span>igingen, incl<span class=\"_ _1\"></span>usief risico<span class=\"_ _1\"></span>dekking\u2019 geef<span class=\"_ _1\"></span>t hoofdzakeli<span class=\"_ _1\"></span>jk</div>\n<div class=\"t m0 x2c hb8 y1deb ff2ed fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ls0 ws0\">- </span><span class=\"ws18b\">en actu<span class=\"_ _0\"></span>ari\u00eble ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an gar<span class=\"_ _0\"></span>anties in <span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> </span>contract<span class=\"_ _0\"></span>en weer </span></div>\n<div class=\"t m0 x2c hb8 y1dec ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">en varieer<span class=\"_ _1\"></span>t daarom in<span class=\"_ _1\"></span> het volume<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1ded ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1dee ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d hb8 y1def ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d hb8 y1df0 ff2ed fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en Leven, w<span class=\"_ _0\"></span>as in 2022 en 20<span class=\"_ _0\"></span>21 niet mate<span class=\"_ _0\"></span>rieel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 221px; height: 740px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2f6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2f6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake b<span class=\"_ _1\"></span>eleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2f4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2f4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x51 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2f8 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1df6 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1df7 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff2f8 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfer tussen <span class=\"ws116\">verplichtingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e02 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e03 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e04 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1e05 ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. De<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1e06 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>houdt voo<span class=\"_ _0\"></span>rnamel<span class=\"_ _0\"></span>ijk verb<span class=\"_ _0\"></span>and met <span class=\"_ _0\"></span>interne</div>\n<div class=\"t m0 x2c h64 y1e07 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewegingen <span class=\"_ _1\"></span>tussen product<span class=\"_ _1\"></span>portefeuilles. D<span class=\"_ _1\"></span>e regel <span class=\"_ _1\"></span>\u2018Overige wij<span class=\"_ _1\"></span>z<span class=\"lsed ws111\">iginge<span class=\"_ _0\"></span>n, </span></div>\n<div class=\"t m0 x2c h64 y1e08 ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief risico<span class=\"_ _0\"></span>dekking<span class=\"_ _0\"></span>\u2019 geeft hoof<span class=\"_ _0\"></span>dzakelij<span class=\"_ _0\"></span>k verzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- </span>en actu<span class=\"_ _0\"></span>ari\u00eble</div>\n<div class=\"t m0 x2c h64 y1e09 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties <span class=\"_ _0\"></span>in de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer en v<span class=\"_ _0\"></span>arieert <span class=\"_ _0\"></span>daarom <span class=\"_ _0\"></span>in het</div>\n<div class=\"t m0 x2c h64 y1e0a ff2f4 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">volume. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e0b ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e0c ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d h64 y1e0d ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1e0e ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even, was in 2<span class=\"_ _0\"></span>022 en 2021 ni<span class=\"_ _0\"></span>et materi<span class=\"_ _0\"></span>eel.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2fc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2fc fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake u<span class=\"_ _1\"></span>nit<span class=\"ls0 ws0\">-<span class=\"ls10e ws142\">linked contracten</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2fd fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y149e ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y149f ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14a0 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-</span><span class=\"lsef\">linked contracten<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> is als v<span class=\"_ _1\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14a1 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e21 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e22 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e23 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">linked contracten op ba<span class=\"_ _1\"></span>sis van belegging<span class=\"_ _1\"></span>scontracten is al<span class=\"_ _1\"></span>s volgt.</span> </span></div>\n<div class=\"t m0 x2c h64 y1e24 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 668px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 668px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 637px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 637px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 622px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 622px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 608px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 608px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 593px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 593px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 578px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 578px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 563px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 563px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 548px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 533px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 533px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e26 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e27 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e28 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overdr<span class=\"_ _0\"></span>acht van verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen betr<span class=\"_ _0\"></span>eft vooral i<span class=\"_ _0\"></span>nterne bew<span class=\"_ _0\"></span>egingen t<span class=\"_ _0\"></span>ussen <span class=\"ws11d\">ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>nde prod<span class=\"_ _0\"></span>uctcont<span class=\"_ _0\"></span>racten. \u2018<span class=\"_ _0\"></span>Overi<span class=\"_ _0\"></span>ge wijzig<span class=\"_ _0\"></span>ingen, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef risic<span class=\"_ _0\"></span>odekking<span class=\"_ _0\"></span>\u2019 </span></div>\n<div class=\"t m0 x2c h64 y1e29 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geeft hoof<span class=\"_ _0\"></span>dzakel<span class=\"_ _0\"></span>ijk verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en actuari\u00eble <span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties i<span class=\"_ _0\"></span>n de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 460px; height: 646px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff302 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff302 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Niet<span class=\"ls0 ws0\">-</span>leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 <span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Schadeverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdiende premies</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsfb ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1e2c ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2d ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2e ff300 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e Niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">leven verzekering<span class=\"_ _1\"></span>scontracten (v<span class=\"_ _1\"></span>oor herverzek<span class=\"_ _1\"></span>ering en e<span class=\"_ _1\"></span>liminaties) i<span class=\"_ _1\"></span>s als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e2f ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 821px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 821px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6df ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff303 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 791px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Aankoop/Verkoop dochterondernemingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Toevoeging verplichtingen huidig<span class=\"_ _0\"></span> jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 761px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 761px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 746px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 746px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 732px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 516px; bottom: 732px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 732px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 717px; z-index: 15;\">Toevoeging verplichtingen voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 717px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 717px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 702px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 702px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 702px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 687px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 510px; bottom: 687px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 682px; bottom: 687px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 672px; z-index: 15;\">Wijziging verplichtingen (huidig en<span class=\"_ _0\"></span> voorgaande jaren)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 672px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 672px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 657px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 657px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 657px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 642px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 642px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 628px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 628px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Schaduw boekhoudkundige a<span class=\"_ _0\"></span>anpassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 613px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Overige wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 598px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 598px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 583px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 583px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 583px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 572px; height: 534px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff308 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff308 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verzekeringsverplic<span class=\"_ _1\"></span>htingen en to<span class=\"_ _1\"></span>ereikendheidstoetsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff306 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De toereike<span class=\"_ _1\"></span>ndheidstoetsen<span class=\"_ _1\"></span> per jaareinde<span class=\"_ _1\"></span> 2022 hebben<span class=\"_ _1\"></span> de toereiken<span class=\"_ _1\"></span>dheid van <span class=\"_ _1\"></span>de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en bevestigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e3b ff306 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Overzicht v<span class=\"_ _1\"></span>erzekeringsverpli<span class=\"_ _1\"></span>chtingen per<span class=\"_ _1\"></span> bedrijfssegm<span class=\"_ _1\"></span>ent <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1245 ff306 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de onders<span class=\"_ _0\"></span>taande t<span class=\"_ _0\"></span>abel wordt<span class=\"ls0 ws0\"> </span>e<span class=\"_ _0\"></span>en overzicht<span class=\"_ _0\"></span> gegeve<span class=\"_ _0\"></span>n van de verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n per bedri<span class=\"_ _0\"></span>jfssegm<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1246 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 486px; bottom: 970px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div class=\"t m0 x8 h67 y694 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 474px; bottom: 956px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 696px; bottom: 970px; z-index: 15;\">Leven bruto split<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 695px; bottom: 956px; z-index: 15;\">in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 925px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 940px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div class=\"t m0 x1ae h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 470px; bottom: 925px; z-index: 15;\">P<span class=\"lsf1 ws116\">remies</span> </div>\n<div class=\"t m0 x133 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 940px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 574px; bottom: 925px; z-index: 15;\">C<span class=\"lsf8 ws121\">laims</span> </div>\n<div class=\"t m0 x1a5 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 925px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 940px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 684px; bottom: 925px; z-index: 15;\">L<span class=\"lsf1 ws116\">inked</span> </div>\n<div class=\"t m0 x202 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 940px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 925px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x169 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6d1 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 538px; bottom: 773px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x5a h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 515px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y6d1 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 749px; bottom: 773px; z-index: 15;\">Leven bruto<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1b4 h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 711px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a9 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 728px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 743px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a3 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 471px; bottom: 728px; z-index: 15;\">premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 743px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x63 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 576px; bottom: 728px; z-index: 15;\">claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a5 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 728px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 743px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1aa h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 686px; bottom: 728px; z-index: 15;\">linked<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 743px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 728px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e43 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e44 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReinsuranceExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag408": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Her<span class=\"_ _1\"></span>v<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>ering en<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>orderingen</div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Aandeel <span class=\"lsf6 ws122\">her<span class=\"_ _1\"></span>verz<span class=\"_ _1\"></span>ekeraar<span class=\"_ _1\"></span>s in v<span class=\"_ _1\"></span>erplic<span class=\"_ _1\"></span>htin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">voor verzekerings</span>- <span class=\"lsf1 ws118\">en beleggingscontracten</span> </div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vorderingen op polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vorderingen inzake commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vorderingen op tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Vorderingen uit hoofde van <span class=\"ws116\">he<span class=\"_ _0\"></span>rverzekering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2a9 fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onder \u2018Over<span class=\"_ _1\"></span>ige\u2019 vallen<span class=\"_ _1\"></span> BTW en a<span class=\"_ _1\"></span>ndere indirecte<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span>, alsook de<span class=\"_ _1\"></span> vooruitbetaling<span class=\"_ _1\"></span> van EUR <span class=\"_ _1\"></span>0,3 miljoen<span class=\"_ _1\"></span> (2021: <span class=\"lsed\">EUR 109 milj<span class=\"_ _0\"></span>oen) aan S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y1a29 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Forsettlemen<span class=\"_ _1\"></span>t (zie toeli<span class=\"_ _1\"></span>chting 25 Vo<span class=\"_ _1\"></span>orzieningen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1c09 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Verloop van de bijzond<span class=\"_ _0\"></span>ere waardeverminderingen op he<span class=\"_ _0\"></span>rverzekering en overige <span class=\"_ _0\"></span>vorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 558px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 558px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y691 ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2a9 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y68f ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 527px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y68f ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 786px; bottom: 527px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Toename bijzondere <span class=\"ws116\">waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 513px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Terugname bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 498px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 498px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Afschrijvingen van niet<span class=\"ls0 ws0\">-</span>inbare bedragen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 483px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 483px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Omrekeningsverschillen en overige aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 468px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 468px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2a9 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y685 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 453px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y685 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 786px; bottom: 453px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c0c ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c0d ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 406px; z-index: 15;\">Verloop in het aandeel<span class=\"_ _0\"></span> herverzekeraars in ver<span class=\"_ _0\"></span>plichtingen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y6e3 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6e3 ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 391px; z-index: 15;\">voor verzekerings<span class=\"ls0 ws0\">- </span><span class=\"ws118\">en beleggingscontracten <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x82 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 391px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y685 ff2a6 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 391px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y69a ff2a8 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 361px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 361px; z-index: 15;\">720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 346px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y683 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 331px; z-index: 15;\">176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 331px; z-index: 15;\">179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y68d ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 316px; z-index: 15;\">1</div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 316px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 301px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68b ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 301px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 287px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 287px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 287px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2a6 fs46 fc14 sc0 lsf6 ws122\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige net<span class=\"_ _1\"></span>to<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">t<span class=\"_ _1\"></span>oevoegingen via de re<span class=\"_ _0\"></span>sultatenrekening<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x17 h67 y68f ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 272px; z-index: 15;\">8</div>\n<div class=\"t m0 x73 h67 y68f ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 272px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Omrekeningsverschillen en overige <span class=\"ws116\">aa<span class=\"_ _0\"></span>npassingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 257px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y694 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 257px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 242px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y1437 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 242px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 231px; height: 730px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 231px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherReceivablesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag406": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Her<span class=\"_ _1\"></span>v<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>ering en<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>orderingen</div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2a6 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2a8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Aandeel <span class=\"lsf6 ws122\">her<span class=\"_ _1\"></span>verz<span class=\"_ _1\"></span>ekeraar<span class=\"_ _1\"></span>s in v<span class=\"_ _1\"></span>erplic<span class=\"_ _1\"></span>htin<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">voor verzekerings</span>- <span class=\"lsf1 ws118\">en beleggingscontracten</span> </div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vorderingen op polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vorderingen inzake commissiebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vorderingen op tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Vorderingen uit hoofde van <span class=\"ws116\">he<span class=\"_ _0\"></span>rverzekering<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2a9 fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68d ff2a6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2a9 fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2a9 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2a6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Onder \u2018Over<span class=\"_ _1\"></span>ige\u2019 vallen<span class=\"_ _1\"></span> BTW en a<span class=\"_ _1\"></span>ndere indirecte<span class=\"_ _1\"></span> belastingen<span class=\"_ _1\"></span>, alsook de<span class=\"_ _1\"></span> vooruitbetaling<span class=\"_ _1\"></span> van EUR <span class=\"_ _1\"></span>0,3 miljoen<span class=\"_ _1\"></span> (2021: <span class=\"lsed\">EUR 109 milj<span class=\"_ _0\"></span>oen) aan S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g </span></div>\n<div class=\"t m0 x2c h64 y1a29 ff2a6 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Forsettlemen<span class=\"_ _1\"></span>t (zie toeli<span class=\"_ _1\"></span>chting 25 Vo<span class=\"_ _1\"></span>orzieningen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Uitgestelde baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x4a hbb y69a ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> vergoedingen na uitdiens<span class=\"_ _0\"></span>ttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> personeelsbeloningen op lange<span class=\"_ _0\"></span> termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Verplichtingen voor personeelsbeloningen op korte termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Verplichtingen inzake geschreven putopties op minderheidsbelang<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 638px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Handelsschulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Schulden aan agenten, poli<span class=\"_ _0\"></span>shouders en tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Btw en overige te be<span class=\"_ _0\"></span>talen belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Te betalen dividenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Schulden aan <span class=\"ws185\">herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff339 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb3 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb4 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb5 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Details over per<span class=\"_ _1\"></span>soneelsvergoedin<span class=\"_ _1\"></span>gen zijn te vinden in<span class=\"_ _1\"></span> toelichting 6</div>\n<div class=\"t m0 x2c hb8 y1fb6 ff337 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">sectie 6.1<span class=\"_ _1\"></span> Personeelsvergo<span class=\"_ _1\"></span>edingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb7 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fb8 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">De regel \u2019overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>\u2019 heeft betrek<span class=\"_ _1\"></span>king op verplichti<span class=\"_ _1\"></span>ngen in</div>\n<div class=\"t m0 x1d hb8 y1fb9 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verband met de<span class=\"_ _1\"></span> vereffening van aande<span class=\"_ _1\"></span>lentransacties,<span class=\"_ _1\"></span> onderpand op</div>\n<div class=\"t m0 x1d hb8 y1fba ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>waps, o<span class=\"ls140 ws18a\">ntvangen geldmiddelen die moe<span class=\"_ _1\"></span>ten worden gealloce<span class=\"_ _1\"></span>erd </span></div>\n<div class=\"t m0 x1d hb8 y1fbb ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aan bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n kleine uitg<span class=\"_ _0\"></span>aven die moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n betaald.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d hb8 y1fbc ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fbd ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Details v<span class=\"_ _0\"></span>an derivat<span class=\"_ _0\"></span>en zijn te vi<span class=\"_ _0\"></span>nden in Toel<span class=\"_ _0\"></span>ichting 27 D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 397px; height: 428px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 397px; height: 564px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff33c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Uitgestelde <span class=\"_ _1\"></span>baten en<span class=\"_ _1\"></span> overlopende <span class=\"_ _1\"></span>bedragen <span class=\"lsed\">worden besc<span class=\"_ _0\"></span>houwd als<span class=\"_ _0\"></span> kortlo<span class=\"_ _0\"></span>pende v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen m<span class=\"_ _0\"></span>et een l<span class=\"_ _0\"></span>ooptijd v<span class=\"_ _0\"></span>an minde<span class=\"_ _0\"></span>r dan ee<span class=\"_ _0\"></span>n jaar. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff33c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabell<span class=\"_ _0\"></span>en tonen de ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verdisconteer<span class=\"_ _1\"></span>de kasstromen<span class=\"_ _1\"></span> van de B<span class=\"_ _1\"></span>TW en overige<span class=\"_ _1\"></span> te beta<span class=\"_ _1\"></span>len belasting<span class=\"_ _1\"></span>en, handel<span class=\"_ _1\"></span>sschulden, schu<span class=\"_ _1\"></span>lden aan agent<span class=\"_ _1\"></span>en, </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff33c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span>s en tussenpersonen,<span class=\"_ _1\"></span> schulden aan herve<span class=\"_ _1\"></span>rzekeraars en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 1018px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 1018px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 1018px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 1018px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y694 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y68f ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 927px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 927px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 927px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 927px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y6e3 ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag409": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">en o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige a<span class=\"_ _0\"></span>ctiv<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x15d h67 y1437 ff2ac fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2ac fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overlopende acquisitiekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 786px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 786px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende overige kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor <span class=\"ws116\">afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vastgoed aangehouden voor ve<span class=\"_ _0\"></span>rkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Activa voor plannen met va<span class=\"_ _0\"></span>ste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2ac fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 697px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 697px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2af fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68d ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff2af fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Overlopende<span class=\"_ _1\"></span> baten betre<span class=\"_ _1\"></span>ffen met name<span class=\"_ _1\"></span> overlopende<span class=\"_ _1\"></span> renteopbreng<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x2c h64 y1a29 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op overheid<span class=\"_ _1\"></span>sobligaties (20<span class=\"_ _1\"></span>22: EUR<span class=\"ls0 ws0\"> </span>634<span class=\"_ _1\"></span> miljoen; 20<span class=\"_ _1\"></span>21: EUR 6<span class=\"_ _1\"></span>57</div>\n<div class=\"t m0 x2c h64 y1c09 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen), be<span class=\"_ _1\"></span>drijfsobligatie<span class=\"_ _1\"></span>s (2022: E<span class=\"_ _1\"></span>UR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">198 miljoen;<span class=\"_ _0\"></span> 2021: EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">212 </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1c1a ff2ac fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c1b ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1c1c ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De lijn <span class=\"_ _1\"></span>\u2018Overige\u2019 bestaa<span class=\"_ _1\"></span>t voorname<span class=\"_ _1\"></span>lijk uit gebou<span class=\"_ _1\"></span>wen<span class=\"ls0 ws0\"> </span>beschi<span class=\"_ _1\"></span>kbaar voor</div>\n<div class=\"t m0 x1d h64 y1c1d ff2ac fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 y1c1e ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1c1f ff2ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Zie ook toel<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g 27 Derivat<span class=\"_ _0\"></span>en voor nad<span class=\"_ _0\"></span>ere detai<span class=\"_ _0\"></span>ls.</div>\n<div class=\"t m0 x2c h64 y1c20 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1c21 ff2ac fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Overlo<span class=\"_ _0\"></span>pende acq<span class=\"_ _0\"></span>uisitiek<span class=\"_ _0\"></span>osten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c22 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2af fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Overige aankopen en verkopen<span class=\"_ _0\"></span> van activiteiten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Overige aanpassingen inclusief <span class=\"ws116\">omrekeningsverschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2af fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 333px; height: 628px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 333px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 333px; height: 628px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag407": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">en o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige a<span class=\"_ _0\"></span>ctiv<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x15d h67 y1437 ff2ac fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff2ac fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Overlopende acquisitiekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 786px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 786px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende overige kosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 756px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor <span class=\"ws116\">afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Vastgoed aangehouden voor ve<span class=\"_ _0\"></span>rkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Activa voor plannen met va<span class=\"_ _0\"></span>ste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2ac fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 697px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 697px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2af fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y688 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Bijzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68d ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 yc68 ff2af fs46 fce sc0 lsfb ws126\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal n<span class=\"_ _1\"></span>etto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1a26 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a27 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1a28 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Overlopende<span class=\"_ _1\"></span> baten betre<span class=\"_ _1\"></span>ffen met name<span class=\"_ _1\"></span> overlopende<span class=\"_ _1\"></span> renteopbreng<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x2c h64 y1a29 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">op overheid<span class=\"_ _1\"></span>sobligaties (20<span class=\"_ _1\"></span>22: EUR<span class=\"ls0 ws0\"> </span>634<span class=\"_ _1\"></span> miljoen; 20<span class=\"_ _1\"></span>21: EUR 6<span class=\"_ _1\"></span>57</div>\n<div class=\"t m0 x2c h64 y1c09 ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen), be<span class=\"_ _1\"></span>drijfsobligatie<span class=\"_ _1\"></span>s (2022: E<span class=\"_ _1\"></span>UR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">198 miljoen;<span class=\"_ _0\"></span> 2021: EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">212 </span></span></span></span></div>\n<div class=\"t m0 x2c h64 y1c1a ff2ac fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c1b ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1c1c ff2ac fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De lijn <span class=\"_ _1\"></span>\u2018Overige\u2019 bestaa<span class=\"_ _1\"></span>t voorname<span class=\"_ _1\"></span>lijk uit gebou<span class=\"_ _1\"></span>wen<span class=\"ls0 ws0\"> </span>beschi<span class=\"_ _1\"></span>kbaar voor</div>\n<div class=\"t m0 x1d h64 y1c1d ff2ac fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">verkoop.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x1d h64 y1c1e ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1c1f ff2ac fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Zie ook toel<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g 27 Derivat<span class=\"_ _0\"></span>en voor nad<span class=\"_ _0\"></span>ere detai<span class=\"_ _0\"></span>ls.</div>\n<div class=\"t m0 x2c h64 y1c20 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1c21 ff2ac fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Overlo<span class=\"_ _0\"></span>pende acq<span class=\"_ _0\"></span>uisitiek<span class=\"_ _0\"></span>osten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c22 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2af fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Overige aankopen en verkopen<span class=\"_ _0\"></span> van activiteiten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Overige aanpassingen inclusief <span class=\"ws116\">omrekeningsverschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2af fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 333px; height: 628px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredIncomeExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag410": {
   "value": "\n<div class=\"t m0 x2c h64 y1c21 ff2ac fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Overlo<span class=\"_ _0\"></span>pende acq<span class=\"_ _0\"></span>uisitiek<span class=\"_ _0\"></span>osten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c22 ff2ac fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff2ac fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2ac fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y694 ff2ae fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2af fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y67e ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y680 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Overige aankopen en verkopen<span class=\"_ _0\"></span> van activiteiten <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y69a ff2ac fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y69a ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Overige aanpassingen inclusief <span class=\"ws116\">omrekeningsverschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff2ac fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2af fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y69a ff2af fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag403": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls20 ws2f\" style=\"z-index: 15;\">Materi\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls13f ws17f\" style=\"z-index: 15;\">va<span class=\"_ _1\"></span>s<span class=\"_ _1\"></span>t<span class=\"_ _1\"></span>e<span class=\"_ _2\"></span> ac<span class=\"_ _1\"></span>t<span class=\"_ _2\"></span>i<span class=\"_ _1\"></span>va</div>\n<div class=\"t m0 x2c h75 y1a10 ff2b4 fs4a fc14 sc0 ls101 ws0\" style=\"z-index: 15;\">Tot materi\u00eble vaste acti<span class=\"_ _0\"></span>va behoren</div>\n<div class=\"t m0 x2c h75 y1a11 ff2b4 fs4a fc14 sc0 ls102 ws133\" style=\"z-index: 15;\">kantoorgebouwen en openbare</div>\n<div class=\"t m0 x2c h75 y1a12 ff2b4 fs4a fc14 sc0 ls101 ws131\" style=\"z-index: 15;\">parkeergarages.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1b47 ff2b2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1b48 ff2b2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y1437 ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 577px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y1437 ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x48 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x48 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x259 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 628px; bottom: 786px; z-index: 15;\">1.430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x259 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 772px; bottom: 786px; z-index: 15;\">1.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Terreinen en gebouwen voor<span class=\"_ _0\"></span> eigen gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fe h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 771px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 771px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Verbeteringen aan gehuurde<span class=\"_ _0\"></span> objecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y69a ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 756px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x255 h67 y69a ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 784px; bottom: 756px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Apparatuur, motorvoertuigen en IT<span class=\"ls0 ws0\">-</span><span class=\"ws116\">apparatuur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fe h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 741px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2b5 fs46 fce sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x259 h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 727px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x259 h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 727px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef h64 y1c30 ff2b2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef h64 y1c31 ff2b2 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 h67 y688 ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 557px; bottom: 679px; z-index: 15;\">Terreinen en gebouwen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 566px; bottom: 665px; z-index: 15;\">voor eigen gebruik en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68b ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 589px; bottom: 650px; z-index: 15;\">parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y688 ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 749px; bottom: 679px; z-index: 15;\">Apparatuur, <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y683 ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 730px; bottom: 665px; z-index: 15;\">motorvoertuigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws118\" style=\"left: 729px; bottom: 650px; z-index: 15;\">en IT<span class=\"ls0 ws0\">-</span><span class=\"ws116\">apparatuur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68d ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68d ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 325px; bottom: 619px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 530px; bottom: 619px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68d ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 634px; z-index: 15;\">Geleased<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 593px; bottom: 619px; z-index: 15;\">(gebruiksrecht)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws115\" style=\"left: 674px; bottom: 619px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y68d ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 756px; bottom: 634px; z-index: 15;\">Geleased<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f9 h67 y68b ff2b2 fs46 fce sc0 lsf1 ws116\" style=\"left: 737px; bottom: 619px; z-index: 15;\">(gebruiksrecht)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y6e8 ff2b6 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y6e8 ff2b6 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y6e8 ff2b6 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y6e8 ff2b6 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2b5 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 589px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 556px; bottom: 589px; z-index: 15;\">1.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 589px; z-index: 15;\">641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68b ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 589px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y68b ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 589px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 574px; z-index: 15;\">Overdracht naar activa<span class=\"ff2b5 fce ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y694 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y694 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y694 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y694 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 559px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden voor verkoop </span> </div>\n<div class=\"t m0 x63 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y68f ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 559px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68f ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 559px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 544px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 564px; bottom: 544px; z-index: 15;\">378<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 544px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 544px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 529px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 569px; bottom: 529px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 529px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 529px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 529px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 515px; z-index: 15;\">Terugname door desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 564px; bottom: 515px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 641px; bottom: 515px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 708px; bottom: 515px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y67e ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 515px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 500px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 569px; bottom: 500px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 500px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y680 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 500px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2b5 fs46 fce sc0 lsf5 ws123\" style=\"left: 325px; bottom: 485px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 556px; bottom: 485px; z-index: 15;\">2.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 485px; z-index: 15;\">748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 485px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 485px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y69a ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2b5 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 455px; z-index: 15;\">Cumulatieve afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 440px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">pe<span class=\"_ _1\"></span>r 1 janu<span class=\"_ _1\"></span>ari</span> </div>\n<div class=\"t m0 x16c h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 440px; z-index: 15;\">(767)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 631px; bottom: 440px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 440px; z-index: 15;\">(245)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 440px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2b2 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 325px; bottom: 426px; z-index: 15;\">Overdracht naar activa<span class=\"ff2b5 fce ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 411px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">aangehouden voor verkoop </span> </div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 411px; z-index: 15;\">5</div>\n<div class=\"t m0 x203 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 718px; bottom: 411px; z-index: 15;\">3</div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 396px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a4 h67 y68b ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 396px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 h67 y68b ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 396px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 381px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 564px; bottom: 381px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 636px; bottom: 381px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 708px; bottom: 381px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 381px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2b2 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 325px; bottom: 366px; z-index: 15;\">Teru<span class=\"_ _1\"></span>gname <span class=\"_ _1\"></span><span class=\"lsf3 ws120\">afs<span class=\"_ _1\"></span>chrijv<span class=\"_ _1\"></span>ing<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">door desinvesteringen</span> </div>\n<div class=\"t m0 x203 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 574px; bottom: 351px; z-index: 15;\">2</div>\n<div class=\"t m0 x203 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 351px; z-index: 15;\">7</div>\n<div class=\"t m0 x202 h67 y694 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 713px; bottom: 351px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 351px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y68f ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 336px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 336px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 718px; bottom: 336px; z-index: 15;\">4</div>\n<div class=\"t m0 x203 h67 y68f ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 336px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y694 ff2b5 fs46 fce sc0 lsf1 ws115\" style=\"left: 325px; bottom: 322px; z-index: 15;\">Cumulatieve afschrijvingen<span class=\"ff2b2 fc14 ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y694 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 322px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 307px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">per 31 december</span> </div>\n<div class=\"t m0 x16c h69 y680 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 307px; z-index: 15;\">(814)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y680 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 631px; bottom: 307px; z-index: 15;\">(219)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h69 y680 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 307px; z-index: 15;\">(257)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h69 y680 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 307px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y67e ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2b5 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 277px; z-index: 15;\">Cumulatieve bijzondere<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y680 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 262px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">waardevermindering</span> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 247px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf3 ws11f\">pe<span class=\"_ _1\"></span>r 1 janu<span class=\"_ _1\"></span>ari</span> </div>\n<div class=\"t m0 x16b h69 y69a ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 564px; bottom: 247px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y69a ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 325px; bottom: 232px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y685 ff2b2 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 567px; bottom: 232px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y685 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2b5 fs46 fce sc0 ls115 ws14d\" style=\"left: 325px; bottom: 218px; z-index: 15;\">Cumulatieve bijzondere<span class=\"ff2b2 fc14 ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 218px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 218px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 218px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y683 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 218px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 203px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">waardeverminderingen</span><span class=\"ff2b2 fc14\"> </span></div>\n<div class=\"t m0 x63 h67 y688 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 579px; bottom: 203px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 203px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 723px; bottom: 203px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y688 ff2b2 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 203px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 188px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">per 31 december</span> </div>\n<div class=\"t m0 x16b h69 y683 ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 564px; bottom: 188px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 188px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 188px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h69 y683 ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 188px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2b5 fs46 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 579px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 723px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x63 h67 y68b ff2b2 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 173px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws118\" style=\"left: 325px; bottom: 158px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 556px; bottom: 158px; z-index: 15;\">1.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 637px; bottom: 158px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 158px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y68d ff2b5 fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 158px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 147px; height: 814px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x162 h67 y694 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1082px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68b ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 511px; bottom: 1096px; z-index: 15;\">Terreinen en gebouwen voor<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ad h67 y694 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 494px; bottom: 1082px; z-index: 15;\">eigen gebruik en parke<span class=\"_ _0\"></span>ergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff2b9 fs46 fce sc0 lsf1 ws118\" style=\"left: 683px; bottom: 1096px; z-index: 15;\">Apparatuur, motorvoertuigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y694 ff2b9 fs46 fce sc0 lsf1 ws118\" style=\"left: 730px; bottom: 1082px; z-index: 15;\">en IT<span class=\"ls0 ws0\">-</span><span class=\"ws116\">apparatuur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68f ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1051px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 491px; bottom: 1051px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 491px; bottom: 1051px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 586px; bottom: 1066px; z-index: 15;\">Geleased<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 565px; bottom: 1051px; z-index: 15;\">(gebruiksrecht)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y691 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 662px; bottom: 1051px; z-index: 15;\">In eigendom<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 1066px; z-index: 15;\">Geleased<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y691 ff2b9 fs46 fce sc0 lsf1 ws116\" style=\"left: 736px; bottom: 1051px; z-index: 15;\">(gebruiksrecht)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bc fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bc fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bc fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bc fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2bb fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h69 y694 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 517px; bottom: 1021px; z-index: 15;\">1.938<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y694 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 1021px; z-index: 15;\">613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y694 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 696px; bottom: 1021px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y694 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 1021px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 529px; bottom: 1006px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 1006px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 1006px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 1006px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 991px; z-index: 15;\">Terugname door <span class=\"ws116\">desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 991px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 991px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 991px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y67e ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 991px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 976px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 976px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y680 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2bb fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 961px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 517px; bottom: 961px; z-index: 15;\">1.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 961px; z-index: 15;\">641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 696px; bottom: 961px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 961px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y69a ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2bb fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Cumula<span class=\"_ _0\"></span>tieve<span class=\"_ _0\"></span> afschri<span class=\"_ _0\"></span>jvinge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 520px; bottom: 932px; z-index: 15;\">(738)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 932px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 932px; z-index: 15;\">(247)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y685 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 932px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 917px; z-index: 15;\">Afschrijvingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 524px; bottom: 917px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 917px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 917px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y69a ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 917px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2b9 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 902px; z-index: 15;\">Teru<span class=\"_ _1\"></span>gname <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">afschrijving door desinvesteringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y688 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 902px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 902px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 700px; bottom: 902px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y688 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 902px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 h67 y683 ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 887px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y683 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 887px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h67 y683 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 887px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y683 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 711px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y683 ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Cumulatieve afschrijvingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 520px; bottom: 872px; z-index: 15;\">(767)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 872px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 872px; z-index: 15;\">(245)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 872px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 524px; bottom: 842px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 842px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y68b ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 700px; bottom: 842px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y68b ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 828px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68d ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 828px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa h67 y68d ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 828px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y68d ff2b9 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 813px; z-index: 15;\">Cumulatieve bijzondere waardeverminderingen per 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y68f ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 524px; bottom: 813px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y68f ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y68f ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y691 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x345 h69 y680 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 517px; bottom: 783px; z-index: 15;\">1.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 610px; bottom: 783px; z-index: 15;\">470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y680 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 700px; bottom: 783px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y680 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 783px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c62 ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c63 ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1c64 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Een bedrag <span class=\"_ _1\"></span>van EUR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">1<span class=\"_ _1\"></span>59<span class=\"ls0 ws0\"> </span></span>miljoen<span class=\"_ _1\"></span> van de ma<span class=\"_ _1\"></span>teri\u00eble vaste<span class=\"_ _1\"></span> activa i<span class=\"_ _1\"></span>s</div>\n<div class=\"t m0 x2c h64 y1c65 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verpan<span class=\"_ _0\"></span>d als zekerh<span class=\"_ _0\"></span>eid (31 decem<span class=\"_ _0\"></span>ber 2021: EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>166 miljo<span class=\"_ _0\"></span>en). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 711px; height: 40px; width: 318px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1c66 ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c67 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Vastgoed, <span class=\"_ _1\"></span>met uitzondering<span class=\"_ _1\"></span> van parke<span class=\"_ _1\"></span>ergarages, wor<span class=\"_ _1\"></span>den elk ja<span class=\"_ _1\"></span>ar extern</div>\n<div class=\"t m0 x2c h64 y1c68 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewaar<span class=\"_ _0\"></span>deerd, wa<span class=\"_ _0\"></span>arbij de onaf<span class=\"_ _0\"></span>hankel<span class=\"_ _0\"></span>ijke taxate<span class=\"_ _0\"></span>urs elke d<span class=\"_ _0\"></span>rie ja<span class=\"ws111\">ar </span></div>\n<div class=\"t m0 x2c h64 y1c69 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gewijzigd w<span class=\"_ _1\"></span>orden. De re<span class=\"_ _1\"></span>\u00eble waarde <span class=\"_ _1\"></span>is gebaseerd<span class=\"_ _1\"></span> op niveau<span class=\"_ _1\"></span> 3<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1c6a ff2b9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">waarderingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1c6b ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c6c ff2b9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas bepaal<span class=\"_ _1\"></span>t de re\u00eble waarde van pa<span class=\"_ _1\"></span>rkeergarages aan d<span class=\"_ _1\"></span>e hand van in<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1c6d ff2b9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">housemodellen<span class=\"_ _1\"></span> die ook niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws11d\">waarneembare<span class=\"_ _1\"></span> marktgegevens <span class=\"_ _1\"></span>gebruiken </span></div>\n<div class=\"t m0 x2c h64 y1c6e ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(niveau 3<span class=\"_ _0\"></span>). De re<span class=\"lsef ws11e\">\u00eble waarden die hierui<span class=\"_ _1\"></span>t voortvloeien worden<span class=\"_ _1\"></span> aangepast </span></div>\n<div class=\"t m0 x1d h64 y1c6f ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aan de hand<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>beschikbare m<span class=\"_ _1\"></span>arktgegevens<span class=\"_ _1\"></span> en/of trans<span class=\"_ _1\"></span>acties.</div>\n<div class=\"t m0 x1d h64 y1c70 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Niveau 3 w<span class=\"_ _1\"></span>aarderingstec<span class=\"_ _1\"></span>hnieken worden<span class=\"_ _1\"></span> gebruikt <span class=\"_ _1\"></span>voor de waarde<span class=\"_ _1\"></span>ring</div>\n<div class=\"t m0 x1d h64 y1c71 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van parkeerga<span class=\"_ _1\"></span>rages, voor<span class=\"_ _1\"></span>namelijk met <span class=\"_ _1\"></span>verdisconteerd<span class=\"_ _1\"></span>e kasstromen.<span class=\"_ _1\"></span> Bij</div>\n<div class=\"t m0 x1d h64 y1c72 ff2b9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">de <span class=\"lsef ws11e\">bepaling van de v<span class=\"_ _1\"></span>erwachte kasstrom<span class=\"_ _1\"></span>en van parkeerga<span class=\"_ _1\"></span>rages wordt </span></div>\n<div class=\"t m0 x1d h64 y1c73 ff2b9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">met een a<span class=\"_ _0\"></span>antal f<span class=\"_ _0\"></span>actoren <span class=\"_ _0\"></span>rekenin<span class=\"_ _0\"></span>g gehoud<span class=\"_ _0\"></span>en, zoals<span class=\"_ _0\"></span> de verw<span class=\"_ _0\"></span>achte i<span class=\"_ _0\"></span>nflatie</div>\n<div class=\"t m0 x1d h64 y1c74 ff2b9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">en econ<span class=\"_ _0\"></span>omische g<span class=\"_ _0\"></span>roei va<span class=\"_ _0\"></span>n afzond<span class=\"_ _0\"></span>erlijke <span class=\"_ _0\"></span>parkeert<span class=\"_ _0\"></span>errei<span class=\"_ _0\"></span>nen. De ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1c75 ff2b9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">netto kasst<span class=\"_ _1\"></span>romen worden<span class=\"_ _1\"></span> verdisconteerd<span class=\"_ _1\"></span> aan de <span class=\"_ _1\"></span>hand va<span class=\"lsed ws112\">n voor risico </span></div>\n<div class=\"t m0 x1d h64 y1c76 ff2b9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gecorri<span class=\"_ _0\"></span>geerde d<span class=\"_ _0\"></span>isconte<span class=\"_ _0\"></span>ringsvo<span class=\"_ _0\"></span>eten. O<span class=\"_ _0\"></span>m de disc<span class=\"_ _0\"></span>onterin<span class=\"_ _0\"></span>gsvoet te<span class=\"_ _0\"></span> bepalen</div>\n<div class=\"t m0 x1d h64 y1c77 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">wordt met ee<span class=\"_ _0\"></span>n aantal fact<span class=\"_ _0\"></span>oren rek<span class=\"_ _0\"></span>ening ge<span class=\"_ _0\"></span>houden zoa<span class=\"_ _0\"></span>ls de kwalit<span class=\"_ _0\"></span>eit van</div>\n<div class=\"t m0 x1d h64 y1c78 ff2b9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de parkee<span class=\"_ _0\"></span>rgarage en d<span class=\"_ _0\"></span>e locatie e<span class=\"_ _0\"></span>rvan.</div>\n<div class=\"t m0 x2c h64 y1c79 ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1c7a ff2b9 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waarde<span class=\"_ _1\"></span> van terre<span class=\"_ _1\"></span>inen en gebouw<span class=\"_ _1\"></span>en voor ei<span class=\"_ _1\"></span>gen gebrui<span class=\"_ _1\"></span>k en p<span class=\"ws113\">arkeerg<span class=\"_ _1\"></span>arages<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1c7b ff2b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y680 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 500px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y680 ff2b9 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 500px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c4 ff2bb fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y6c4 ff2b9 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Totaal re\u00eble waarde van terreinen en gebouwen vooreigen gebru<span class=\"_ _0\"></span>ik en parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 469px; z-index: 15;\">2.261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 469px; z-index: 15;\">1.837<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2b9 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Totale boekwaarde (inclusief lea<span class=\"_ _0\"></span>severplichting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 454px; z-index: 15;\">1.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y685 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 454px; z-index: 15;\">1.114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Bruto ongerealiseerde winsten en <span class=\"lsf6 ws11b\">verli<span class=\"_ _1\"></span>ezen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h69 y6e3 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 440px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6e3 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 440px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 425px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2b9 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 425px; z-index: 15;\">(176)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6c6 ff2bb fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 410px; z-index: 15;\">Netto ongerealiseerd(e) winst/verlies (niet opgen<span class=\"_ _0\"></span>omen in eigen vermogen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c6 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 410px; z-index: 15;\">563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6c6 ff2bb fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 410px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 399px; height: 706px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag413": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>n o<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls9e wsb9\" style=\"z-index: 15;\">im<span class=\"_ _1\"></span>m<span class=\"_ _1\"></span>ateri<span class=\"_ _1\"></span>\u00ebl<span class=\"_ _1\"></span>e act<span class=\"_ _1\"></span>i<span class=\"_ _1\"></span>va</div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Serviceconcessies openbare parkeergar<span class=\"_ _0\"></span>ages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c90 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c91 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c92 ff2be fs71 fc14 sc0 ls147 ws189\" style=\"z-index: 15;\">In <span class=\"ls140 ws18a\">2022 verhoo<span class=\"_ _1\"></span>gde Ageas haar belang<span class=\"_ _1\"></span> in de joint ventu<span class=\"_ _1\"></span>re Ageas Federal </span></div>\n<div class=\"t m0 x2c hb8 y1c93 ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Life Insurance<span class=\"_ _1\"></span> Company Ltd (AFLIC) v<span class=\"_ _1\"></span>an 49% naar 74%. Naar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1c94 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aanlei<span class=\"_ _0\"></span>ding van dez<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ie is een goodw<span class=\"_ _0\"></span>ill van EU<span class=\"_ _0\"></span>R 5 miljoen</div>\n<div class=\"t m0 x2c hb8 y1c95 ff2be fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c96 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c97 ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Er werd<span class=\"_ _0\"></span>en licent<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>orven a<span class=\"_ _0\"></span>ls gevol<span class=\"_ _0\"></span>g van de b<span class=\"_ _0\"></span>edrijfs<span class=\"_ _0\"></span>combinat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x2c hb8 y1c98 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Anima Gr<span class=\"_ _0\"></span>oup. Deze im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a zijn opgeno<span class=\"_ _0\"></span>men onde<span class=\"_ _0\"></span>r \"Overige</div>\n<div class=\"t m0 x1d hb8 y1c99 ff2be fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>ri\u00eble <span class=\"ls141 ws181\">vaste <span class=\"ls140 ws18b\">activa\" en<span class=\"_ _1\"></span> hebben een<span class=\"_ _1\"></span> onbepaalde<span class=\"_ _1\"></span> levensduur. O<span class=\"_ _1\"></span>p 31 </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9a ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">decembe<span class=\"_ _0\"></span>r 2022 werd g<span class=\"_ _0\"></span>etest op waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>minderi<span class=\"_ _0\"></span>ng en werd ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d hb8 y1c9b ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">bedrag va<span class=\"_ _0\"></span>n EUR 0,4 mil<span class=\"_ _0\"></span>joen aan waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>min<span class=\"ls140 ws18b\">dering geboekt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9c ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1c9d ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Mutatie<span class=\"_ _0\"></span>s in goo<span class=\"_ _0\"></span>dwill, VO<span class=\"_ _0\"></span>BA en serv<span class=\"_ _0\"></span>iceco<span class=\"_ _0\"></span>ncessie<span class=\"_ _0\"></span>s openba<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1d hb8 y1c9e ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s zijn onderstaan<span class=\"_ _1\"></span>d vermeld.</div>\n<div class=\"t m0 x2c hb8 y1c9f ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1ca0 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 426px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 575px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y68b ff2be fs72 fce sc0 ls144 ws184\" style=\"left: 409px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y694 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 693px; bottom: 523px; z-index: 15;\">Openbare parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 724px; bottom: 508px; z-index: 15;\">Servicecon<span class=\"_ _0\"></span>cessies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 379px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 454px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 528px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 679px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 754px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 713px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Terugname door desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 711px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 488px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Cumula<span class=\"_ _0\"></span>tieve<span class=\"_ _0\"></span> afschri<span class=\"_ _0\"></span>jvinge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 314px; z-index: 15;\">Afschrijvingslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 314px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 314px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 314px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 314px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 284px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Cumulatieve afschrijvingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 239px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 210px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 210px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 210px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls149 ws18e\" style=\"left: 69px; bottom: 195px; z-index: 15;\">Cumulatieve bijzondere <span class=\"ls143 ws18d\">waardeverminderingen per 31 december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y683 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 637px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 154px; height: 807px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill word<span class=\"_ _1\"></span>t jaarlijks<span class=\"_ _1\"></span> aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t jaar ge<span class=\"_ _1\"></span>toetst op <span class=\"ws113\">bi<span class=\"_ _1\"></span>jzondere </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen door <span class=\"_ _1\"></span>vergelijking v<span class=\"_ _1\"></span>an de opbr<span class=\"_ _1\"></span>engstwaarde van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kasstroomgener<span class=\"_ _1\"></span>erende eenheden<span class=\"_ _1\"></span> (CGU) me<span class=\"_ _1\"></span>t hun boekwaar<span class=\"_ _1\"></span>de. De</div>\n<div class=\"t m0 x2c h64 y8a9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengstwaard<span class=\"_ _1\"></span>e is de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> verminderd<span class=\"_ _1\"></span> met verkoopko<span class=\"_ _1\"></span>sten of</div>\n<div class=\"t m0 x2c h64 y8aa ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e in gebruik<span class=\"_ _0\"></span> als deze hoge<span class=\"_ _0\"></span>r is. Het type v<span class=\"_ _0\"></span>an <span class=\"lsef ws11e\">de overgenomen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>ming, het niv<span class=\"_ _0\"></span>eau van de op<span class=\"_ _0\"></span>eratio<span class=\"_ _0\"></span>nele integ<span class=\"_ _0\"></span>ratie en gez<span class=\"_ _0\"></span>amenlij<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 y8ac ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">management <span class=\"_ _1\"></span>zijn bepalend<span class=\"_ _1\"></span> voor de de<span class=\"_ _1\"></span>fini\u00ebring <span class=\"_ _1\"></span>van een CGU.<span class=\"_ _1\"></span> Op basis</div>\n<div class=\"t m0 x2c h64 y8ad ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _1\"></span>criteria he<span class=\"_ _1\"></span>eft Ageas CGU<span class=\"_ _1\"></span>\u2019s op landn<span class=\"_ _1\"></span>iveau aangemerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee7 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De realiseerbare<span class=\"_ _1\"></span> waarde van een CGU wo<span class=\"_ _1\"></span>rdt<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">bepaald<span class=\"_ _1\"></span> door bere<span class=\"_ _1\"></span>kening </span></div>\n<div class=\"t m0 x1d h64 yee8 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de co<span class=\"_ _0\"></span>ntante <span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>oekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x1d h64 yee9 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die CGU. De b<span class=\"_ _0\"></span>elangrij<span class=\"_ _0\"></span>kste aan<span class=\"_ _0\"></span>names die z<span class=\"_ _0\"></span>ijn gebruik<span class=\"_ _0\"></span>t in het</div>\n<div class=\"t m0 x1d h64 yd4c ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>oommodel <span class=\"_ _0\"></span>zijn af<span class=\"_ _0\"></span>hankelij<span class=\"_ _0\"></span>k van de i<span class=\"_ _0\"></span>nputge<span class=\"_ _0\"></span>gevens d<span class=\"_ _0\"></span>ie versc<span class=\"_ _0\"></span>hillend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd4d ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble en<span class=\"_ _1\"></span> economische varia<span class=\"_ _1\"></span>belen weerspiegel<span class=\"_ _1\"></span>en, zoals de</div>\n<div class=\"t m0 x1d h64 yd4e ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risicov<span class=\"_ _0\"></span>rije rente<span class=\"_ _0\"></span> in een land en ee<span class=\"_ _0\"></span>n premie di<span class=\"_ _0\"></span>e het inhere<span class=\"_ _0\"></span>nte risico va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4f ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de betreff<span class=\"_ _0\"></span>ende enti<span class=\"_ _0\"></span>teit weer<span class=\"_ _0\"></span>geeft. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd50 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd51 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Deze variabe<span class=\"_ _1\"></span>len worden <span class=\"_ _1\"></span>bepaald op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> een beoordelin<span class=\"_ _1\"></span>g door het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd52 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">management. Ind<span class=\"_ _1\"></span>ien <span class=\"ws11d\">een ondernem<span class=\"_ _1\"></span>ing een beur<span class=\"_ _1\"></span>snotering <span class=\"_ _1\"></span>kent, wordt<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yd53 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktwa<span class=\"_ _0\"></span>arde eve<span class=\"_ _0\"></span>neens als el<span class=\"_ _0\"></span>ement in de ev<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>e betrokk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 yd54 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd55 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd56 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de samens<span class=\"_ _1\"></span>telling van de good<span class=\"_ _1\"></span>will en de bijzond<span class=\"_ _1\"></span>ere waardeverminder<span class=\"_ _1\"></span>ingen van de belangr<span class=\"_ _1\"></span>ijkste kasstroom<span class=\"ws11d\">ge<span class=\"_ _1\"></span>nererende eenhed<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd57 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 322px; bottom: 844px; z-index: 15;\">Bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 318px; bottom: 830px; z-index: 15;\">goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 364px; bottom: 844px; z-index: 15;\">Bijzondere waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 380px; bottom: 830px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff2c4 fs46 fce sc0 ls134 ws170\" style=\"left: 502px; bottom: 844px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 498px; bottom: 830px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 830px; z-index: 15;\">Bedrijfsonderdeel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 707px; bottom: 844px; z-index: 15;\">Methode gebruikt voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 712px; bottom: 830px; z-index: 15;\">realiseerbare waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c4 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 814px; z-index: 15;\">Kasstroom genererende eenheid (CGU)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 441px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 526px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 659px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 799px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 799px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 799px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 784px; z-index: 15;\">Ageas <span class=\"lsfb ws123\">(VK)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 784px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 431px; bottom: 784px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 784px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 784px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 784px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 341px; bottom: 770px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 770px; z-index: 15;\">3</div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 770px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 770px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 755px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 431px; bottom: 755px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 755px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 535px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc7 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc8 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cc9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor Ageas<span class=\"_ _1\"></span> Portugal be<span class=\"_ _1\"></span>draagt de good<span class=\"_ _1\"></span>will EUR <span class=\"_ _1\"></span>337 miljoen<span class=\"_ _1\"></span> (2021:</div>\n<div class=\"t m0 x2c h64 y1cca ff2c4 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">337<span class=\"_ _1\"></span></span> <span class=\"ls107 ws13e\">miljoen<span class=\"_ _1\"></span>).</span> </span></div>\n<div class=\"t m0 x2c h64 y1ccb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ccc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedrij<span class=\"_ _1\"></span>fswaarde word<span class=\"_ _1\"></span>t gebruikgemaa<span class=\"_ _1\"></span>kt van</div>\n<div class=\"t m0 x2c h64 y1ccd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cce ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x2c h64 y1ccf ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cd0 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cd1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De schatti<span class=\"_ _1\"></span>ngen voor de<span class=\"_ _1\"></span> periode daarn<span class=\"_ _1\"></span>a zij<span class=\"ws11e\">n ge\u00ebxtr<span class=\"_ _1\"></span>apoleerd op basis<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y1cd2 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een groei<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 2,0 pr<span class=\"_ _0\"></span>ocent,<span class=\"_ _0\"></span> een inschatt<span class=\"_ _0\"></span>ing van de v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1cd3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e in Portug<span class=\"_ _0\"></span>al. De gebrui<span class=\"_ _0\"></span>kte discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet va<span class=\"_ _0\"></span>n 8,<span class=\"ls0 ws0\">6</span>% (2021: 8,9</div>\n<div class=\"t m0 x2c h64 y1cd4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procent) i<span class=\"_ _1\"></span>s gebaseerd<span class=\"_ _1\"></span> op de gemi<span class=\"_ _1\"></span>ddeld<span class=\"ls0 ws0\">e </span><span class=\"lsed\">risicovrije r<span class=\"_ _0\"></span>entevo<span class=\"_ _0\"></span>et, de </span></div>\n<div class=\"t m0 x2c h64 y1cd5 ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>prem<span class=\"lsed ws112\">ie en een b\u00e8ta<span class=\"ls0 ws0\">-</span>c<span class=\"_ _0\"></span>o\u00ebffici<span class=\"_ _0\"></span>\u00ebnt. Uit de to<span class=\"_ _0\"></span>ets op bijzo<span class=\"_ _0\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1cd6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x2c h64 y1cd7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van de CG<span class=\"_ _0\"></span>U inclusi<span class=\"_ _0\"></span>ef goodwil<span class=\"_ _0\"></span>l overtrof.<span class=\"_ _0\"></span> Er was derh<span class=\"_ _0\"></span>alve</div>\n<div class=\"t m0 x2c h64 y1cd8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen aanleid<span class=\"_ _1\"></span>ing voor een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminder<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cd9 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l voor <span class=\"lsef ws11e\">Ageas Portugal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1cda ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cdb ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x2c h64 y1cdc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor Ageas P<span class=\"_ _1\"></span>ortugal nog<span class=\"_ _1\"></span> steeds</div>\n<div class=\"t m0 x2c h64 y1cdd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geen bijzondere<span class=\"_ _1\"></span> waardeverminderi<span class=\"_ _1\"></span>ng moeten ondergaan<span class=\"_ _1\"></span> als de groei</div>\n<div class=\"t m0 x2c h64 y1cde ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">grotendeels <span class=\"_ _1\"></span>negatief wa<span class=\"_ _1\"></span>s of de di<span class=\"_ _1\"></span>sconteringsvoe<span class=\"_ _1\"></span>t met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">meer dan </span></span><span class=\"ws113\">10<span class=\"ls105 ws135\">,6% </span></span></div>\n<div class=\"t m0 x2c h64 y1cdf ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zou stij<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce0 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas VK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De goodwill<span class=\"_ _1\"></span> voor Ageas<span class=\"_ _1\"></span> VK bedraagt<span class=\"_ _1\"></span> GBP 235 <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: GBP<span class=\"ls0 ws0\"> </span><span class=\"ws113\">235<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ce2 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen). N<span class=\"_ _1\"></span>etto, na bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderingen<span class=\"_ _1\"></span>, bedraagt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce3 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">goodwill GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>210 miljoe<span class=\"_ _1\"></span>n (2021: GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">210 miljoen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1ce4 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ce5 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedr<span class=\"_ _1\"></span>ijfswa<span class=\"ws11e\">arde wordt gebru<span class=\"_ _1\"></span>ikgemaakt van </span></div>\n<div class=\"t m0 x1d h64 y1ce6 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x1d h64 y1ce8 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. De schattingen voor de<span class=\"_ _1\"></span> periode daarna<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x1d h64 y1ce9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ge\u00ebxtrapoleerd<span class=\"_ _1\"></span> op basi<span class=\"_ _1\"></span>s van een<span class=\"_ _1\"></span> groe<span class=\"lsed\">ipercent<span class=\"_ _0\"></span>age van 2,<span class=\"_ _0\"></span>0 proc<span class=\"_ _0\"></span>ent, een </span></div>\n<div class=\"t m0 x1d h64 y1cea ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inschatt<span class=\"_ _0\"></span>ing van de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e inflatie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ceb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cec ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e discontering<span class=\"_ _1\"></span>svoet van 5<span class=\"_ _1\"></span>,9 procent <span class=\"_ _1\"></span>(2021: 5,9 <span class=\"_ _1\"></span>procent) is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ced ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op de gemi<span class=\"_ _0\"></span>ddeld<span class=\"ls0 ws0\">e </span>risicov<span class=\"_ _0\"></span>rije rent<span class=\"_ _0\"></span>evoet, de</div>\n<div class=\"t m0 x1d h64 y1cee ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>premie en een<span class=\"_ _1\"></span> b\u00e8ta<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">co\u00ebffici\u00ebnt. U<span class=\"_ _0\"></span>it de toets <span class=\"lsef ws11d\">op bijzondere </span></span></span></div>\n<div class=\"t m0 x1d h64 y1cef ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x1d h64 y1cf0 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde van<span class=\"_ _1\"></span> de CGU inclusief goo<span class=\"_ _1\"></span>dwill overtro<span class=\"_ _1\"></span>f en zodoende vond</div>\n<div class=\"t m0 x1d h64 y1cf1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen bijzonder<span class=\"_ _1\"></span>e waardeverm<span class=\"_ _1\"></span>indering op <span class=\"_ _1\"></span>de goodwill<span class=\"_ _1\"></span> plaats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1cf2 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cf3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x1d h64 y1cf4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor de ac<span class=\"_ _1\"></span>tiviteiten i<span class=\"_ _1\"></span>n het VK<span class=\"_ _1\"></span> nog</div>\n<div class=\"t m0 x1d h64 y1cf5 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">steeds geen bi<span class=\"_ _1\"></span>jzondere waardever<span class=\"_ _1\"></span>mindering moeten<span class=\"_ _1\"></span> ondergaan als</div>\n<div class=\"t m0 x1d h64 y1cf6 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">groeite<span class=\"_ _0\"></span>mpo op lan<span class=\"_ _0\"></span>ge termijn n<span class=\"_ _0\"></span>egatief z<span class=\"_ _0\"></span>ou zijn en de disc<span class=\"_ _0\"></span>onteri<span class=\"_ _0\"></span>ngsvoet</div>\n<div class=\"t m0 x1d h64 y1cf7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met meer d<span class=\"_ _0\"></span>an 6,<span class=\"ls0 ws0\">2<span class=\"ls105 ws14a\">% zou<span class=\"_ _1\"></span> sti</span></span><span class=\"ws111\">jgen.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 335px; height: 771px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 335px; height: 771px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 335px; height: 771px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 335px; height: 771px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2c8 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e omvat goodw<span class=\"_ _0\"></span>ill in Belg<span class=\"_ _0\"></span>i\u00eb en India.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ff2c8 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Afschrijving<span class=\"_ _1\"></span>sschema VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff2c8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste bijdrage<span class=\"_ _1\"></span> aan VOBA<span class=\"_ _1\"></span> wordt gele<span class=\"_ _1\"></span>verd door Ag<span class=\"_ _1\"></span>eas Federal<span class=\"_ _1\"></span> Life Insuran<span class=\"_ _1\"></span>ce Company L<span class=\"_ _1\"></span>td (AFLIC)<span class=\"_ _1\"></span>. VOBA zal<span class=\"_ _1\"></span> naar verwac<span class=\"lsed ws112\">hting als volgt </span></div>\n<div class=\"t m0 x2c h64 ye75 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff2c8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2c8 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x16f h67 y68d ff2c8 fs46 fce sc0 lsf2 ws120\" style=\"left: 680px; bottom: 986px; z-index: 15;\">Geschatte<span class=\"_ _0\"></span> afschrijving<span class=\"_ _0\"></span> VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2c8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h69 y68b ff2ca fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Later<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2cb fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38 h69 y685 ff2cb fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 856px; height: 250px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 856px; height: 250px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 856px; height: 250px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag422": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>n o<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls9e wsb9\" style=\"z-index: 15;\">im<span class=\"_ _1\"></span>m<span class=\"_ _1\"></span>ateri<span class=\"_ _1\"></span>\u00ebl<span class=\"_ _1\"></span>e act<span class=\"_ _1\"></span>i<span class=\"_ _1\"></span>va</div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Serviceconcessies openbare parkeergar<span class=\"_ _0\"></span>ages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c90 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c91 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c92 ff2be fs71 fc14 sc0 ls147 ws189\" style=\"z-index: 15;\">In <span class=\"ls140 ws18a\">2022 verhoo<span class=\"_ _1\"></span>gde Ageas haar belang<span class=\"_ _1\"></span> in de joint ventu<span class=\"_ _1\"></span>re Ageas Federal </span></div>\n<div class=\"t m0 x2c hb8 y1c93 ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Life Insurance<span class=\"_ _1\"></span> Company Ltd (AFLIC) v<span class=\"_ _1\"></span>an 49% naar 74%. Naar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1c94 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aanlei<span class=\"_ _0\"></span>ding van dez<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ie is een goodw<span class=\"_ _0\"></span>ill van EU<span class=\"_ _0\"></span>R 5 miljoen</div>\n<div class=\"t m0 x2c hb8 y1c95 ff2be fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c96 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c97 ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Er werd<span class=\"_ _0\"></span>en licent<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>orven a<span class=\"_ _0\"></span>ls gevol<span class=\"_ _0\"></span>g van de b<span class=\"_ _0\"></span>edrijfs<span class=\"_ _0\"></span>combinat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x2c hb8 y1c98 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Anima Gr<span class=\"_ _0\"></span>oup. Deze im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a zijn opgeno<span class=\"_ _0\"></span>men onde<span class=\"_ _0\"></span>r \"Overige</div>\n<div class=\"t m0 x1d hb8 y1c99 ff2be fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>ri\u00eble <span class=\"ls141 ws181\">vaste <span class=\"ls140 ws18b\">activa\" en<span class=\"_ _1\"></span> hebben een<span class=\"_ _1\"></span> onbepaalde<span class=\"_ _1\"></span> levensduur. O<span class=\"_ _1\"></span>p 31 </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9a ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">decembe<span class=\"_ _0\"></span>r 2022 werd g<span class=\"_ _0\"></span>etest op waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>minderi<span class=\"_ _0\"></span>ng en werd ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d hb8 y1c9b ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">bedrag va<span class=\"_ _0\"></span>n EUR 0,4 mil<span class=\"_ _0\"></span>joen aan waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>min<span class=\"ls140 ws18b\">dering geboekt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9c ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1c9d ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Mutatie<span class=\"_ _0\"></span>s in goo<span class=\"_ _0\"></span>dwill, VO<span class=\"_ _0\"></span>BA en serv<span class=\"_ _0\"></span>iceco<span class=\"_ _0\"></span>ncessie<span class=\"_ _0\"></span>s openba<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1d hb8 y1c9e ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s zijn onderstaan<span class=\"_ _1\"></span>d vermeld.</div>\n<div class=\"t m0 x2c hb8 y1c9f ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1ca0 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 426px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 575px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y68b ff2be fs72 fce sc0 ls144 ws184\" style=\"left: 409px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y694 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 693px; bottom: 523px; z-index: 15;\">Openbare parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 724px; bottom: 508px; z-index: 15;\">Servicecon<span class=\"_ _0\"></span>cessies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 379px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 454px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 528px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 679px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 754px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 713px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Terugname door desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 711px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 488px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Cumula<span class=\"_ _0\"></span>tieve<span class=\"_ _0\"></span> afschri<span class=\"_ _0\"></span>jvinge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 314px; z-index: 15;\">Afschrijvingslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 314px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 314px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 314px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 314px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 284px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Cumulatieve afschrijvingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 239px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 210px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 210px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 210px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls149 ws18e\" style=\"left: 69px; bottom: 195px; z-index: 15;\">Cumulatieve bijzondere <span class=\"ls143 ws18d\">waardeverminderingen per 31 december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y683 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 637px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill word<span class=\"_ _1\"></span>t jaarlijks<span class=\"_ _1\"></span> aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t jaar ge<span class=\"_ _1\"></span>toetst op <span class=\"ws113\">bi<span class=\"_ _1\"></span>jzondere </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen door <span class=\"_ _1\"></span>vergelijking v<span class=\"_ _1\"></span>an de opbr<span class=\"_ _1\"></span>engstwaarde van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kasstroomgener<span class=\"_ _1\"></span>erende eenheden<span class=\"_ _1\"></span> (CGU) me<span class=\"_ _1\"></span>t hun boekwaar<span class=\"_ _1\"></span>de. De</div>\n<div class=\"t m0 x2c h64 y8a9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengstwaard<span class=\"_ _1\"></span>e is de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> verminderd<span class=\"_ _1\"></span> met verkoopko<span class=\"_ _1\"></span>sten of</div>\n<div class=\"t m0 x2c h64 y8aa ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e in gebruik<span class=\"_ _0\"></span> als deze hoge<span class=\"_ _0\"></span>r is. Het type v<span class=\"_ _0\"></span>an <span class=\"lsef ws11e\">de overgenomen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>ming, het niv<span class=\"_ _0\"></span>eau van de op<span class=\"_ _0\"></span>eratio<span class=\"_ _0\"></span>nele integ<span class=\"_ _0\"></span>ratie en gez<span class=\"_ _0\"></span>amenlij<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 y8ac ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">management <span class=\"_ _1\"></span>zijn bepalend<span class=\"_ _1\"></span> voor de de<span class=\"_ _1\"></span>fini\u00ebring <span class=\"_ _1\"></span>van een CGU.<span class=\"_ _1\"></span> Op basis</div>\n<div class=\"t m0 x2c h64 y8ad ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _1\"></span>criteria he<span class=\"_ _1\"></span>eft Ageas CGU<span class=\"_ _1\"></span>\u2019s op landn<span class=\"_ _1\"></span>iveau aangemerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee7 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De realiseerbare<span class=\"_ _1\"></span> waarde van een CGU wo<span class=\"_ _1\"></span>rdt<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">bepaald<span class=\"_ _1\"></span> door bere<span class=\"_ _1\"></span>kening </span></div>\n<div class=\"t m0 x1d h64 yee8 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de co<span class=\"_ _0\"></span>ntante <span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>oekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x1d h64 yee9 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die CGU. De b<span class=\"_ _0\"></span>elangrij<span class=\"_ _0\"></span>kste aan<span class=\"_ _0\"></span>names die z<span class=\"_ _0\"></span>ijn gebruik<span class=\"_ _0\"></span>t in het</div>\n<div class=\"t m0 x1d h64 yd4c ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>oommodel <span class=\"_ _0\"></span>zijn af<span class=\"_ _0\"></span>hankelij<span class=\"_ _0\"></span>k van de i<span class=\"_ _0\"></span>nputge<span class=\"_ _0\"></span>gevens d<span class=\"_ _0\"></span>ie versc<span class=\"_ _0\"></span>hillend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd4d ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble en<span class=\"_ _1\"></span> economische varia<span class=\"_ _1\"></span>belen weerspiegel<span class=\"_ _1\"></span>en, zoals de</div>\n<div class=\"t m0 x1d h64 yd4e ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risicov<span class=\"_ _0\"></span>rije rente<span class=\"_ _0\"></span> in een land en ee<span class=\"_ _0\"></span>n premie di<span class=\"_ _0\"></span>e het inhere<span class=\"_ _0\"></span>nte risico va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4f ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de betreff<span class=\"_ _0\"></span>ende enti<span class=\"_ _0\"></span>teit weer<span class=\"_ _0\"></span>geeft. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd50 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd51 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Deze variabe<span class=\"_ _1\"></span>len worden <span class=\"_ _1\"></span>bepaald op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> een beoordelin<span class=\"_ _1\"></span>g door het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd52 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">management. Ind<span class=\"_ _1\"></span>ien <span class=\"ws11d\">een ondernem<span class=\"_ _1\"></span>ing een beur<span class=\"_ _1\"></span>snotering <span class=\"_ _1\"></span>kent, wordt<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yd53 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktwa<span class=\"_ _0\"></span>arde eve<span class=\"_ _0\"></span>neens als el<span class=\"_ _0\"></span>ement in de ev<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>e betrokk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 yd54 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd55 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd56 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de samens<span class=\"_ _1\"></span>telling van de good<span class=\"_ _1\"></span>will en de bijzond<span class=\"_ _1\"></span>ere waardeverminder<span class=\"_ _1\"></span>ingen van de belangr<span class=\"_ _1\"></span>ijkste kasstroom<span class=\"ws11d\">ge<span class=\"_ _1\"></span>nererende eenhed<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd57 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 322px; bottom: 844px; z-index: 15;\">Bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 318px; bottom: 830px; z-index: 15;\">goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 364px; bottom: 844px; z-index: 15;\">Bijzondere waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 380px; bottom: 830px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff2c4 fs46 fce sc0 ls134 ws170\" style=\"left: 502px; bottom: 844px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 498px; bottom: 830px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 830px; z-index: 15;\">Bedrijfsonderdeel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 707px; bottom: 844px; z-index: 15;\">Methode gebruikt voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 712px; bottom: 830px; z-index: 15;\">realiseerbare waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c4 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 814px; z-index: 15;\">Kasstroom genererende eenheid (CGU)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 441px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 526px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 659px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 799px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 799px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 799px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 784px; z-index: 15;\">Ageas <span class=\"lsfb ws123\">(VK)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 784px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 431px; bottom: 784px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 784px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 784px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 784px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 341px; bottom: 770px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 770px; z-index: 15;\">3</div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 770px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 770px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 755px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 431px; bottom: 755px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 755px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 535px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc7 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc8 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cc9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor Ageas<span class=\"_ _1\"></span> Portugal be<span class=\"_ _1\"></span>draagt de good<span class=\"_ _1\"></span>will EUR <span class=\"_ _1\"></span>337 miljoen<span class=\"_ _1\"></span> (2021:</div>\n<div class=\"t m0 x2c h64 y1cca ff2c4 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">337<span class=\"_ _1\"></span></span> <span class=\"ls107 ws13e\">miljoen<span class=\"_ _1\"></span>).</span> </span></div>\n<div class=\"t m0 x2c h64 y1ccb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ccc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedrij<span class=\"_ _1\"></span>fswaarde word<span class=\"_ _1\"></span>t gebruikgemaa<span class=\"_ _1\"></span>kt van</div>\n<div class=\"t m0 x2c h64 y1ccd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cce ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x2c h64 y1ccf ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cd0 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cd1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De schatti<span class=\"_ _1\"></span>ngen voor de<span class=\"_ _1\"></span> periode daarn<span class=\"_ _1\"></span>a zij<span class=\"ws11e\">n ge\u00ebxtr<span class=\"_ _1\"></span>apoleerd op basis<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y1cd2 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een groei<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 2,0 pr<span class=\"_ _0\"></span>ocent,<span class=\"_ _0\"></span> een inschatt<span class=\"_ _0\"></span>ing van de v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1cd3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e in Portug<span class=\"_ _0\"></span>al. De gebrui<span class=\"_ _0\"></span>kte discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet va<span class=\"_ _0\"></span>n 8,<span class=\"ls0 ws0\">6</span>% (2021: 8,9</div>\n<div class=\"t m0 x2c h64 y1cd4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procent) i<span class=\"_ _1\"></span>s gebaseerd<span class=\"_ _1\"></span> op de gemi<span class=\"_ _1\"></span>ddeld<span class=\"ls0 ws0\">e </span><span class=\"lsed\">risicovrije r<span class=\"_ _0\"></span>entevo<span class=\"_ _0\"></span>et, de </span></div>\n<div class=\"t m0 x2c h64 y1cd5 ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>prem<span class=\"lsed ws112\">ie en een b\u00e8ta<span class=\"ls0 ws0\">-</span>c<span class=\"_ _0\"></span>o\u00ebffici<span class=\"_ _0\"></span>\u00ebnt. Uit de to<span class=\"_ _0\"></span>ets op bijzo<span class=\"_ _0\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1cd6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x2c h64 y1cd7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van de CG<span class=\"_ _0\"></span>U inclusi<span class=\"_ _0\"></span>ef goodwil<span class=\"_ _0\"></span>l overtrof.<span class=\"_ _0\"></span> Er was derh<span class=\"_ _0\"></span>alve</div>\n<div class=\"t m0 x2c h64 y1cd8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen aanleid<span class=\"_ _1\"></span>ing voor een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminder<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cd9 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l voor <span class=\"lsef ws11e\">Ageas Portugal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1cda ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cdb ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x2c h64 y1cdc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor Ageas P<span class=\"_ _1\"></span>ortugal nog<span class=\"_ _1\"></span> steeds</div>\n<div class=\"t m0 x2c h64 y1cdd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geen bijzondere<span class=\"_ _1\"></span> waardeverminderi<span class=\"_ _1\"></span>ng moeten ondergaan<span class=\"_ _1\"></span> als de groei</div>\n<div class=\"t m0 x2c h64 y1cde ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">grotendeels <span class=\"_ _1\"></span>negatief wa<span class=\"_ _1\"></span>s of de di<span class=\"_ _1\"></span>sconteringsvoe<span class=\"_ _1\"></span>t met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">meer dan </span></span><span class=\"ws113\">10<span class=\"ls105 ws135\">,6% </span></span></div>\n<div class=\"t m0 x2c h64 y1cdf ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zou stij<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce0 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas VK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De goodwill<span class=\"_ _1\"></span> voor Ageas<span class=\"_ _1\"></span> VK bedraagt<span class=\"_ _1\"></span> GBP 235 <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: GBP<span class=\"ls0 ws0\"> </span><span class=\"ws113\">235<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ce2 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen). N<span class=\"_ _1\"></span>etto, na bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderingen<span class=\"_ _1\"></span>, bedraagt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce3 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">goodwill GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>210 miljoe<span class=\"_ _1\"></span>n (2021: GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">210 miljoen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1ce4 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ce5 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedr<span class=\"_ _1\"></span>ijfswa<span class=\"ws11e\">arde wordt gebru<span class=\"_ _1\"></span>ikgemaakt van </span></div>\n<div class=\"t m0 x1d h64 y1ce6 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x1d h64 y1ce8 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. De schattingen voor de<span class=\"_ _1\"></span> periode daarna<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x1d h64 y1ce9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ge\u00ebxtrapoleerd<span class=\"_ _1\"></span> op basi<span class=\"_ _1\"></span>s van een<span class=\"_ _1\"></span> groe<span class=\"lsed\">ipercent<span class=\"_ _0\"></span>age van 2,<span class=\"_ _0\"></span>0 proc<span class=\"_ _0\"></span>ent, een </span></div>\n<div class=\"t m0 x1d h64 y1cea ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inschatt<span class=\"_ _0\"></span>ing van de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e inflatie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ceb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cec ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e discontering<span class=\"_ _1\"></span>svoet van 5<span class=\"_ _1\"></span>,9 procent <span class=\"_ _1\"></span>(2021: 5,9 <span class=\"_ _1\"></span>procent) is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ced ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op de gemi<span class=\"_ _0\"></span>ddeld<span class=\"ls0 ws0\">e </span>risicov<span class=\"_ _0\"></span>rije rent<span class=\"_ _0\"></span>evoet, de</div>\n<div class=\"t m0 x1d h64 y1cee ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>premie en een<span class=\"_ _1\"></span> b\u00e8ta<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">co\u00ebffici\u00ebnt. U<span class=\"_ _0\"></span>it de toets <span class=\"lsef ws11d\">op bijzondere </span></span></span></div>\n<div class=\"t m0 x1d h64 y1cef ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x1d h64 y1cf0 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde van<span class=\"_ _1\"></span> de CGU inclusief goo<span class=\"_ _1\"></span>dwill overtro<span class=\"_ _1\"></span>f en zodoende vond</div>\n<div class=\"t m0 x1d h64 y1cf1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen bijzonder<span class=\"_ _1\"></span>e waardeverm<span class=\"_ _1\"></span>indering op <span class=\"_ _1\"></span>de goodwill<span class=\"_ _1\"></span> plaats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1cf2 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cf3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x1d h64 y1cf4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor de ac<span class=\"_ _1\"></span>tiviteiten i<span class=\"_ _1\"></span>n het VK<span class=\"_ _1\"></span> nog</div>\n<div class=\"t m0 x1d h64 y1cf5 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">steeds geen bi<span class=\"_ _1\"></span>jzondere waardever<span class=\"_ _1\"></span>mindering moeten<span class=\"_ _1\"></span> ondergaan als</div>\n<div class=\"t m0 x1d h64 y1cf6 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">groeite<span class=\"_ _0\"></span>mpo op lan<span class=\"_ _0\"></span>ge termijn n<span class=\"_ _0\"></span>egatief z<span class=\"_ _0\"></span>ou zijn en de disc<span class=\"_ _0\"></span>onteri<span class=\"_ _0\"></span>ngsvoet</div>\n<div class=\"t m0 x1d h64 y1cf7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met meer d<span class=\"_ _0\"></span>an 6,<span class=\"ls0 ws0\">2<span class=\"ls105 ws14a\">% zou<span class=\"_ _1\"></span> sti</span></span><span class=\"ws111\">jgen.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 335px; height: 771px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 335px; height: 771px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 335px; height: 771px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2c8 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e omvat goodw<span class=\"_ _0\"></span>ill in Belg<span class=\"_ _0\"></span>i\u00eb en India.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ff2c8 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Afschrijving<span class=\"_ _1\"></span>sschema VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff2c8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste bijdrage<span class=\"_ _1\"></span> aan VOBA<span class=\"_ _1\"></span> wordt gele<span class=\"_ _1\"></span>verd door Ag<span class=\"_ _1\"></span>eas Federal<span class=\"_ _1\"></span> Life Insuran<span class=\"_ _1\"></span>ce Company L<span class=\"_ _1\"></span>td (AFLIC)<span class=\"_ _1\"></span>. VOBA zal<span class=\"_ _1\"></span> naar verwac<span class=\"lsed ws112\">hting als volgt </span></div>\n<div class=\"t m0 x2c h64 ye75 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff2c8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2c8 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x16f h67 y68d ff2c8 fs46 fce sc0 lsf2 ws120\" style=\"left: 680px; bottom: 986px; z-index: 15;\">Geschatte<span class=\"_ _0\"></span> afschrijving<span class=\"_ _0\"></span> VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2c8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h69 y68b ff2ca fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Later<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2cb fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38 h69 y685 ff2cb fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 856px; height: 250px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 856px; height: 250px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag420": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>n o<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls9e wsb9\" style=\"z-index: 15;\">im<span class=\"_ _1\"></span>m<span class=\"_ _1\"></span>ateri<span class=\"_ _1\"></span>\u00ebl<span class=\"_ _1\"></span>e act<span class=\"_ _1\"></span>i<span class=\"_ _1\"></span>va</div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Serviceconcessies openbare parkeergar<span class=\"_ _0\"></span>ages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c90 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c91 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c92 ff2be fs71 fc14 sc0 ls147 ws189\" style=\"z-index: 15;\">In <span class=\"ls140 ws18a\">2022 verhoo<span class=\"_ _1\"></span>gde Ageas haar belang<span class=\"_ _1\"></span> in de joint ventu<span class=\"_ _1\"></span>re Ageas Federal </span></div>\n<div class=\"t m0 x2c hb8 y1c93 ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Life Insurance<span class=\"_ _1\"></span> Company Ltd (AFLIC) v<span class=\"_ _1\"></span>an 49% naar 74%. Naar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1c94 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aanlei<span class=\"_ _0\"></span>ding van dez<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ie is een goodw<span class=\"_ _0\"></span>ill van EU<span class=\"_ _0\"></span>R 5 miljoen</div>\n<div class=\"t m0 x2c hb8 y1c95 ff2be fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c96 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c97 ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Er werd<span class=\"_ _0\"></span>en licent<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>orven a<span class=\"_ _0\"></span>ls gevol<span class=\"_ _0\"></span>g van de b<span class=\"_ _0\"></span>edrijfs<span class=\"_ _0\"></span>combinat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x2c hb8 y1c98 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Anima Gr<span class=\"_ _0\"></span>oup. Deze im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a zijn opgeno<span class=\"_ _0\"></span>men onde<span class=\"_ _0\"></span>r \"Overige</div>\n<div class=\"t m0 x1d hb8 y1c99 ff2be fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>ri\u00eble <span class=\"ls141 ws181\">vaste <span class=\"ls140 ws18b\">activa\" en<span class=\"_ _1\"></span> hebben een<span class=\"_ _1\"></span> onbepaalde<span class=\"_ _1\"></span> levensduur. O<span class=\"_ _1\"></span>p 31 </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9a ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">decembe<span class=\"_ _0\"></span>r 2022 werd g<span class=\"_ _0\"></span>etest op waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>minderi<span class=\"_ _0\"></span>ng en werd ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d hb8 y1c9b ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">bedrag va<span class=\"_ _0\"></span>n EUR 0,4 mil<span class=\"_ _0\"></span>joen aan waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>min<span class=\"ls140 ws18b\">dering geboekt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9c ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1c9d ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Mutatie<span class=\"_ _0\"></span>s in goo<span class=\"_ _0\"></span>dwill, VO<span class=\"_ _0\"></span>BA en serv<span class=\"_ _0\"></span>iceco<span class=\"_ _0\"></span>ncessie<span class=\"_ _0\"></span>s openba<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1d hb8 y1c9e ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s zijn onderstaan<span class=\"_ _1\"></span>d vermeld.</div>\n<div class=\"t m0 x2c hb8 y1c9f ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1ca0 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 426px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 575px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y68b ff2be fs72 fce sc0 ls144 ws184\" style=\"left: 409px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y694 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 693px; bottom: 523px; z-index: 15;\">Openbare parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 724px; bottom: 508px; z-index: 15;\">Servicecon<span class=\"_ _0\"></span>cessies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 379px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 454px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 528px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 679px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 754px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 713px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Terugname door desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 711px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 488px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Cumula<span class=\"_ _0\"></span>tieve<span class=\"_ _0\"></span> afschri<span class=\"_ _0\"></span>jvinge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 314px; z-index: 15;\">Afschrijvingslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 314px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 314px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 314px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 314px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 284px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Cumulatieve afschrijvingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 239px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 210px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 210px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 210px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls149 ws18e\" style=\"left: 69px; bottom: 195px; z-index: 15;\">Cumulatieve bijzondere <span class=\"ls143 ws18d\">waardeverminderingen per 31 december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y683 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 637px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill word<span class=\"_ _1\"></span>t jaarlijks<span class=\"_ _1\"></span> aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t jaar ge<span class=\"_ _1\"></span>toetst op <span class=\"ws113\">bi<span class=\"_ _1\"></span>jzondere </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen door <span class=\"_ _1\"></span>vergelijking v<span class=\"_ _1\"></span>an de opbr<span class=\"_ _1\"></span>engstwaarde van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kasstroomgener<span class=\"_ _1\"></span>erende eenheden<span class=\"_ _1\"></span> (CGU) me<span class=\"_ _1\"></span>t hun boekwaar<span class=\"_ _1\"></span>de. De</div>\n<div class=\"t m0 x2c h64 y8a9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengstwaard<span class=\"_ _1\"></span>e is de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> verminderd<span class=\"_ _1\"></span> met verkoopko<span class=\"_ _1\"></span>sten of</div>\n<div class=\"t m0 x2c h64 y8aa ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e in gebruik<span class=\"_ _0\"></span> als deze hoge<span class=\"_ _0\"></span>r is. Het type v<span class=\"_ _0\"></span>an <span class=\"lsef ws11e\">de overgenomen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>ming, het niv<span class=\"_ _0\"></span>eau van de op<span class=\"_ _0\"></span>eratio<span class=\"_ _0\"></span>nele integ<span class=\"_ _0\"></span>ratie en gez<span class=\"_ _0\"></span>amenlij<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 y8ac ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">management <span class=\"_ _1\"></span>zijn bepalend<span class=\"_ _1\"></span> voor de de<span class=\"_ _1\"></span>fini\u00ebring <span class=\"_ _1\"></span>van een CGU.<span class=\"_ _1\"></span> Op basis</div>\n<div class=\"t m0 x2c h64 y8ad ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _1\"></span>criteria he<span class=\"_ _1\"></span>eft Ageas CGU<span class=\"_ _1\"></span>\u2019s op landn<span class=\"_ _1\"></span>iveau aangemerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee7 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De realiseerbare<span class=\"_ _1\"></span> waarde van een CGU wo<span class=\"_ _1\"></span>rdt<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">bepaald<span class=\"_ _1\"></span> door bere<span class=\"_ _1\"></span>kening </span></div>\n<div class=\"t m0 x1d h64 yee8 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de co<span class=\"_ _0\"></span>ntante <span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>oekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x1d h64 yee9 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die CGU. De b<span class=\"_ _0\"></span>elangrij<span class=\"_ _0\"></span>kste aan<span class=\"_ _0\"></span>names die z<span class=\"_ _0\"></span>ijn gebruik<span class=\"_ _0\"></span>t in het</div>\n<div class=\"t m0 x1d h64 yd4c ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>oommodel <span class=\"_ _0\"></span>zijn af<span class=\"_ _0\"></span>hankelij<span class=\"_ _0\"></span>k van de i<span class=\"_ _0\"></span>nputge<span class=\"_ _0\"></span>gevens d<span class=\"_ _0\"></span>ie versc<span class=\"_ _0\"></span>hillend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd4d ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble en<span class=\"_ _1\"></span> economische varia<span class=\"_ _1\"></span>belen weerspiegel<span class=\"_ _1\"></span>en, zoals de</div>\n<div class=\"t m0 x1d h64 yd4e ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risicov<span class=\"_ _0\"></span>rije rente<span class=\"_ _0\"></span> in een land en ee<span class=\"_ _0\"></span>n premie di<span class=\"_ _0\"></span>e het inhere<span class=\"_ _0\"></span>nte risico va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4f ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de betreff<span class=\"_ _0\"></span>ende enti<span class=\"_ _0\"></span>teit weer<span class=\"_ _0\"></span>geeft. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd50 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd51 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Deze variabe<span class=\"_ _1\"></span>len worden <span class=\"_ _1\"></span>bepaald op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> een beoordelin<span class=\"_ _1\"></span>g door het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd52 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">management. Ind<span class=\"_ _1\"></span>ien <span class=\"ws11d\">een ondernem<span class=\"_ _1\"></span>ing een beur<span class=\"_ _1\"></span>snotering <span class=\"_ _1\"></span>kent, wordt<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yd53 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktwa<span class=\"_ _0\"></span>arde eve<span class=\"_ _0\"></span>neens als el<span class=\"_ _0\"></span>ement in de ev<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>e betrokk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 yd54 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd55 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd56 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de samens<span class=\"_ _1\"></span>telling van de good<span class=\"_ _1\"></span>will en de bijzond<span class=\"_ _1\"></span>ere waardeverminder<span class=\"_ _1\"></span>ingen van de belangr<span class=\"_ _1\"></span>ijkste kasstroom<span class=\"ws11d\">ge<span class=\"_ _1\"></span>nererende eenhed<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd57 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 322px; bottom: 844px; z-index: 15;\">Bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 318px; bottom: 830px; z-index: 15;\">goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 364px; bottom: 844px; z-index: 15;\">Bijzondere waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 380px; bottom: 830px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff2c4 fs46 fce sc0 ls134 ws170\" style=\"left: 502px; bottom: 844px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 498px; bottom: 830px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 830px; z-index: 15;\">Bedrijfsonderdeel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 707px; bottom: 844px; z-index: 15;\">Methode gebruikt voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 712px; bottom: 830px; z-index: 15;\">realiseerbare waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c4 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 814px; z-index: 15;\">Kasstroom genererende eenheid (CGU)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 441px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 526px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 659px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 799px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 799px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 799px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 784px; z-index: 15;\">Ageas <span class=\"lsfb ws123\">(VK)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 784px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 431px; bottom: 784px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 784px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 784px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 784px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 341px; bottom: 770px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 770px; z-index: 15;\">3</div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 770px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 770px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 755px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 431px; bottom: 755px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 755px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 535px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc7 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc8 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cc9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor Ageas<span class=\"_ _1\"></span> Portugal be<span class=\"_ _1\"></span>draagt de good<span class=\"_ _1\"></span>will EUR <span class=\"_ _1\"></span>337 miljoen<span class=\"_ _1\"></span> (2021:</div>\n<div class=\"t m0 x2c h64 y1cca ff2c4 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">337<span class=\"_ _1\"></span></span> <span class=\"ls107 ws13e\">miljoen<span class=\"_ _1\"></span>).</span> </span></div>\n<div class=\"t m0 x2c h64 y1ccb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ccc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedrij<span class=\"_ _1\"></span>fswaarde word<span class=\"_ _1\"></span>t gebruikgemaa<span class=\"_ _1\"></span>kt van</div>\n<div class=\"t m0 x2c h64 y1ccd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cce ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x2c h64 y1ccf ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cd0 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cd1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De schatti<span class=\"_ _1\"></span>ngen voor de<span class=\"_ _1\"></span> periode daarn<span class=\"_ _1\"></span>a zij<span class=\"ws11e\">n ge\u00ebxtr<span class=\"_ _1\"></span>apoleerd op basis<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y1cd2 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een groei<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 2,0 pr<span class=\"_ _0\"></span>ocent,<span class=\"_ _0\"></span> een inschatt<span class=\"_ _0\"></span>ing van de v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1cd3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e in Portug<span class=\"_ _0\"></span>al. De gebrui<span class=\"_ _0\"></span>kte discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet va<span class=\"_ _0\"></span>n 8,<span class=\"ls0 ws0\">6</span>% (2021: 8,9</div>\n<div class=\"t m0 x2c h64 y1cd4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procent) i<span class=\"_ _1\"></span>s gebaseerd<span class=\"_ _1\"></span> op de gemi<span class=\"_ _1\"></span>ddeld<span class=\"ls0 ws0\">e </span><span class=\"lsed\">risicovrije r<span class=\"_ _0\"></span>entevo<span class=\"_ _0\"></span>et, de </span></div>\n<div class=\"t m0 x2c h64 y1cd5 ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>prem<span class=\"lsed ws112\">ie en een b\u00e8ta<span class=\"ls0 ws0\">-</span>c<span class=\"_ _0\"></span>o\u00ebffici<span class=\"_ _0\"></span>\u00ebnt. Uit de to<span class=\"_ _0\"></span>ets op bijzo<span class=\"_ _0\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1cd6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x2c h64 y1cd7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van de CG<span class=\"_ _0\"></span>U inclusi<span class=\"_ _0\"></span>ef goodwil<span class=\"_ _0\"></span>l overtrof.<span class=\"_ _0\"></span> Er was derh<span class=\"_ _0\"></span>alve</div>\n<div class=\"t m0 x2c h64 y1cd8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen aanleid<span class=\"_ _1\"></span>ing voor een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminder<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cd9 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l voor <span class=\"lsef ws11e\">Ageas Portugal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1cda ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cdb ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x2c h64 y1cdc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor Ageas P<span class=\"_ _1\"></span>ortugal nog<span class=\"_ _1\"></span> steeds</div>\n<div class=\"t m0 x2c h64 y1cdd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geen bijzondere<span class=\"_ _1\"></span> waardeverminderi<span class=\"_ _1\"></span>ng moeten ondergaan<span class=\"_ _1\"></span> als de groei</div>\n<div class=\"t m0 x2c h64 y1cde ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">grotendeels <span class=\"_ _1\"></span>negatief wa<span class=\"_ _1\"></span>s of de di<span class=\"_ _1\"></span>sconteringsvoe<span class=\"_ _1\"></span>t met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">meer dan </span></span><span class=\"ws113\">10<span class=\"ls105 ws135\">,6% </span></span></div>\n<div class=\"t m0 x2c h64 y1cdf ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zou stij<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce0 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas VK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De goodwill<span class=\"_ _1\"></span> voor Ageas<span class=\"_ _1\"></span> VK bedraagt<span class=\"_ _1\"></span> GBP 235 <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: GBP<span class=\"ls0 ws0\"> </span><span class=\"ws113\">235<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ce2 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen). N<span class=\"_ _1\"></span>etto, na bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderingen<span class=\"_ _1\"></span>, bedraagt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce3 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">goodwill GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>210 miljoe<span class=\"_ _1\"></span>n (2021: GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">210 miljoen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1ce4 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ce5 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedr<span class=\"_ _1\"></span>ijfswa<span class=\"ws11e\">arde wordt gebru<span class=\"_ _1\"></span>ikgemaakt van </span></div>\n<div class=\"t m0 x1d h64 y1ce6 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x1d h64 y1ce8 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. De schattingen voor de<span class=\"_ _1\"></span> periode daarna<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x1d h64 y1ce9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ge\u00ebxtrapoleerd<span class=\"_ _1\"></span> op basi<span class=\"_ _1\"></span>s van een<span class=\"_ _1\"></span> groe<span class=\"lsed\">ipercent<span class=\"_ _0\"></span>age van 2,<span class=\"_ _0\"></span>0 proc<span class=\"_ _0\"></span>ent, een </span></div>\n<div class=\"t m0 x1d h64 y1cea ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inschatt<span class=\"_ _0\"></span>ing van de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e inflatie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ceb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cec ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e discontering<span class=\"_ _1\"></span>svoet van 5<span class=\"_ _1\"></span>,9 procent <span class=\"_ _1\"></span>(2021: 5,9 <span class=\"_ _1\"></span>procent) is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ced ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op de gemi<span class=\"_ _0\"></span>ddeld<span class=\"ls0 ws0\">e </span>risicov<span class=\"_ _0\"></span>rije rent<span class=\"_ _0\"></span>evoet, de</div>\n<div class=\"t m0 x1d h64 y1cee ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>premie en een<span class=\"_ _1\"></span> b\u00e8ta<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">co\u00ebffici\u00ebnt. U<span class=\"_ _0\"></span>it de toets <span class=\"lsef ws11d\">op bijzondere </span></span></span></div>\n<div class=\"t m0 x1d h64 y1cef ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x1d h64 y1cf0 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde van<span class=\"_ _1\"></span> de CGU inclusief goo<span class=\"_ _1\"></span>dwill overtro<span class=\"_ _1\"></span>f en zodoende vond</div>\n<div class=\"t m0 x1d h64 y1cf1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen bijzonder<span class=\"_ _1\"></span>e waardeverm<span class=\"_ _1\"></span>indering op <span class=\"_ _1\"></span>de goodwill<span class=\"_ _1\"></span> plaats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1cf2 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cf3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x1d h64 y1cf4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor de ac<span class=\"_ _1\"></span>tiviteiten i<span class=\"_ _1\"></span>n het VK<span class=\"_ _1\"></span> nog</div>\n<div class=\"t m0 x1d h64 y1cf5 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">steeds geen bi<span class=\"_ _1\"></span>jzondere waardever<span class=\"_ _1\"></span>mindering moeten<span class=\"_ _1\"></span> ondergaan als</div>\n<div class=\"t m0 x1d h64 y1cf6 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">groeite<span class=\"_ _0\"></span>mpo op lan<span class=\"_ _0\"></span>ge termijn n<span class=\"_ _0\"></span>egatief z<span class=\"_ _0\"></span>ou zijn en de disc<span class=\"_ _0\"></span>onteri<span class=\"_ _0\"></span>ngsvoet</div>\n<div class=\"t m0 x1d h64 y1cf7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met meer d<span class=\"_ _0\"></span>an 6,<span class=\"ls0 ws0\">2<span class=\"ls105 ws14a\">% zou<span class=\"_ _1\"></span> sti</span></span><span class=\"ws111\">jgen.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 335px; height: 771px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 335px; height: 771px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2c8 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e omvat goodw<span class=\"_ _0\"></span>ill in Belg<span class=\"_ _0\"></span>i\u00eb en India.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ff2c8 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Afschrijving<span class=\"_ _1\"></span>sschema VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff2c8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste bijdrage<span class=\"_ _1\"></span> aan VOBA<span class=\"_ _1\"></span> wordt gele<span class=\"_ _1\"></span>verd door Ag<span class=\"_ _1\"></span>eas Federal<span class=\"_ _1\"></span> Life Insuran<span class=\"_ _1\"></span>ce Company L<span class=\"_ _1\"></span>td (AFLIC)<span class=\"_ _1\"></span>. VOBA zal<span class=\"_ _1\"></span> naar verwac<span class=\"lsed ws112\">hting als volgt </span></div>\n<div class=\"t m0 x2c h64 ye75 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff2c8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2c8 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x16f h67 y68d ff2c8 fs46 fce sc0 lsf2 ws120\" style=\"left: 680px; bottom: 986px; z-index: 15;\">Geschatte<span class=\"_ _0\"></span> afschrijving<span class=\"_ _0\"></span> VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2c8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h69 y68b ff2ca fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Later<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2cb fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38 h69 y685 ff2cb fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 856px; height: 250px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag414": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>n o<span class=\"_ _0\"></span>v<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls9e wsb9\" style=\"z-index: 15;\">im<span class=\"_ _1\"></span>m<span class=\"_ _1\"></span>ateri<span class=\"_ _1\"></span>\u00ebl<span class=\"_ _1\"></span>e act<span class=\"_ _1\"></span>i<span class=\"_ _1\"></span>va</div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Serviceconcessies openbare parkeergar<span class=\"_ _0\"></span>ages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c90 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c91 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c92 ff2be fs71 fc14 sc0 ls147 ws189\" style=\"z-index: 15;\">In <span class=\"ls140 ws18a\">2022 verhoo<span class=\"_ _1\"></span>gde Ageas haar belang<span class=\"_ _1\"></span> in de joint ventu<span class=\"_ _1\"></span>re Ageas Federal </span></div>\n<div class=\"t m0 x2c hb8 y1c93 ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Life Insurance<span class=\"_ _1\"></span> Company Ltd (AFLIC) v<span class=\"_ _1\"></span>an 49% naar 74%. Naar<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1c94 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aanlei<span class=\"_ _0\"></span>ding van dez<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ie is een goodw<span class=\"_ _0\"></span>ill van EU<span class=\"_ _0\"></span>R 5 miljoen</div>\n<div class=\"t m0 x2c hb8 y1c95 ff2be fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c96 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c97 ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Er werd<span class=\"_ _0\"></span>en licent<span class=\"_ _0\"></span>ies verw<span class=\"_ _0\"></span>orven a<span class=\"_ _0\"></span>ls gevol<span class=\"_ _0\"></span>g van de b<span class=\"_ _0\"></span>edrijfs<span class=\"_ _0\"></span>combinat<span class=\"_ _0\"></span>ie van</div>\n<div class=\"t m0 x2c hb8 y1c98 ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Anima Gr<span class=\"_ _0\"></span>oup. Deze im<span class=\"_ _0\"></span>materi<span class=\"_ _0\"></span>\u00eble activ<span class=\"_ _0\"></span>a zijn opgeno<span class=\"_ _0\"></span>men onde<span class=\"_ _0\"></span>r \"Overige</div>\n<div class=\"t m0 x1d hb8 y1c99 ff2be fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">immate<span class=\"_ _0\"></span>ri\u00eble <span class=\"ls141 ws181\">vaste <span class=\"ls140 ws18b\">activa\" en<span class=\"_ _1\"></span> hebben een<span class=\"_ _1\"></span> onbepaalde<span class=\"_ _1\"></span> levensduur. O<span class=\"_ _1\"></span>p 31 </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9a ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">decembe<span class=\"_ _0\"></span>r 2022 werd g<span class=\"_ _0\"></span>etest op waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>minderi<span class=\"_ _0\"></span>ng en werd ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d hb8 y1c9b ff2be fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">bedrag va<span class=\"_ _0\"></span>n EUR 0,4 mil<span class=\"_ _0\"></span>joen aan waa<span class=\"_ _0\"></span>rdever<span class=\"_ _0\"></span>min<span class=\"ls140 ws18b\">dering geboekt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y1c9c ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1c9d ff2be fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Mutatie<span class=\"_ _0\"></span>s in goo<span class=\"_ _0\"></span>dwill, VO<span class=\"_ _0\"></span>BA en serv<span class=\"_ _0\"></span>iceco<span class=\"_ _0\"></span>ncessie<span class=\"_ _0\"></span>s openba<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1d hb8 y1c9e ff2be fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">parkeergarage<span class=\"_ _1\"></span>s zijn onderstaan<span class=\"_ _1\"></span>d vermeld.</div>\n<div class=\"t m0 x2c hb8 y1c9f ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1ca0 ff2be fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 426px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 hbb y694 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 575px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x202 hbb y68b ff2be fs72 fce sc0 ls144 ws184\" style=\"left: 409px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbb y694 ff2be fs72 fce sc0 ls143 ws183\" style=\"left: 693px; bottom: 523px; z-index: 15;\">Openbare parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2be fs72 fce sc0 ls145 ws186\" style=\"left: 724px; bottom: 508px; z-index: 15;\">Servicecon<span class=\"_ _0\"></span>cessies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 379px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 454px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 528px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 679px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a hbb y683 ff2be fs72 fce sc0 ls143 ws185\" style=\"left: 754px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c1 fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 1 januar<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y68f ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y68d ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68d ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 hbb y685 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y685 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Toevoegingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 713px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y680 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Terugname door desinvesteringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y694 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 711px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y694 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 406px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 488px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 788px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Kostpr<span class=\"_ _0\"></span>ijs per<span class=\"_ _0\"></span> 31 decem<span class=\"_ _0\"></span>ber<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y69a ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Cumula<span class=\"_ _0\"></span>tieve<span class=\"_ _0\"></span> afschri<span class=\"_ _0\"></span>jvinge<span class=\"_ _0\"></span>n per 1 ja<span class=\"_ _0\"></span>nuari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y68b ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Overdracht naar activa aangehouden<span class=\"_ _0\"></span> voor verkoop <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6c6 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 314px; z-index: 15;\">Afschrijvingslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y67e ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 555px; bottom: 314px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 630px; bottom: 314px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 706px; bottom: 314px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbb y67e ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 314px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Terugname afschrijving door <span class=\"_ _0\"></span>desinvesteringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y68f ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 284px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 497px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y6e8 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 717px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 hbb y6e8 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Cumulatieve afschrijvingen per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y685 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 hbc y685 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6be ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 239px; z-index: 15;\">Cumulatieve bijzondere waardevermindering per 1 januari<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y694 ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y694 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Toename bijzondere waardever<span class=\"_ _0\"></span>minderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 422px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 hbb y688 ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff2be fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 210px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 417px; bottom: 210px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 hbb y69a ff2be fs72 fc14 sc0 ls143 ws185\" style=\"left: 486px; bottom: 210px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 571px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 722px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y69a ff2be fs72 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 210px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y67e ff2c0 fs72 fce sc0 ls149 ws18e\" style=\"left: 69px; bottom: 195px; z-index: 15;\">Cumulatieve bijzondere <span class=\"ls143 ws18d\">waardeverminderingen per 31 december<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 406px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 481px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbc y67e ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 706px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 hbc y67e ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2c0 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 422px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 497px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 722px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y68b ff2be fs72 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y683 ff2c0 fs72 fce sc0 ls143 ws18d\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Totaal per 31 december<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 407px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 482px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 637px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 707px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 hbc y683 ff2c0 fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Bijzondere<span class=\"_ _1\"></span> waardevermindering<span class=\"_ _1\"></span> van goodwil<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Goodwill word<span class=\"_ _1\"></span>t jaarlijks<span class=\"_ _1\"></span> aan het e<span class=\"_ _1\"></span>ind van he<span class=\"_ _1\"></span>t jaar ge<span class=\"_ _1\"></span>toetst op <span class=\"ws113\">bi<span class=\"_ _1\"></span>jzondere </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen door <span class=\"_ _1\"></span>vergelijking v<span class=\"_ _1\"></span>an de opbr<span class=\"_ _1\"></span>engstwaarde van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y8a8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kasstroomgener<span class=\"_ _1\"></span>erende eenheden<span class=\"_ _1\"></span> (CGU) me<span class=\"_ _1\"></span>t hun boekwaar<span class=\"_ _1\"></span>de. De</div>\n<div class=\"t m0 x2c h64 y8a9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opbrengstwaard<span class=\"_ _1\"></span>e is de <span class=\"_ _1\"></span>re\u00eble waarde<span class=\"_ _1\"></span> verminderd<span class=\"_ _1\"></span> met verkoopko<span class=\"_ _1\"></span>sten of</div>\n<div class=\"t m0 x2c h64 y8aa ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de waard<span class=\"_ _0\"></span>e in gebruik<span class=\"_ _0\"></span> als deze hoge<span class=\"_ _0\"></span>r is. Het type v<span class=\"_ _0\"></span>an <span class=\"lsef ws11e\">de overgenomen<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y8ab ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onderne<span class=\"_ _0\"></span>ming, het niv<span class=\"_ _0\"></span>eau van de op<span class=\"_ _0\"></span>eratio<span class=\"_ _0\"></span>nele integ<span class=\"_ _0\"></span>ratie en gez<span class=\"_ _0\"></span>amenlij<span class=\"_ _0\"></span>k</div>\n<div class=\"t m0 x2c h64 y8ac ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">management <span class=\"_ _1\"></span>zijn bepalend<span class=\"_ _1\"></span> voor de de<span class=\"_ _1\"></span>fini\u00ebring <span class=\"_ _1\"></span>van een CGU.<span class=\"_ _1\"></span> Op basis</div>\n<div class=\"t m0 x2c h64 y8ad ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van deze <span class=\"_ _1\"></span>criteria he<span class=\"_ _1\"></span>eft Ageas CGU<span class=\"_ _1\"></span>\u2019s op landn<span class=\"_ _1\"></span>iveau aangemerk<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ae ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yee7 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De realiseerbare<span class=\"_ _1\"></span> waarde van een CGU wo<span class=\"_ _1\"></span>rdt<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">bepaald<span class=\"_ _1\"></span> door bere<span class=\"_ _1\"></span>kening </span></div>\n<div class=\"t m0 x1d h64 yee8 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de co<span class=\"_ _0\"></span>ntante <span class=\"_ _0\"></span>waarde v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>wachte t<span class=\"_ _0\"></span>oekoms<span class=\"_ _0\"></span>tige kas<span class=\"_ _0\"></span>strome<span class=\"_ _0\"></span>n van</div>\n<div class=\"t m0 x1d h64 yee9 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die CGU. De b<span class=\"_ _0\"></span>elangrij<span class=\"_ _0\"></span>kste aan<span class=\"_ _0\"></span>names die z<span class=\"_ _0\"></span>ijn gebruik<span class=\"_ _0\"></span>t in het</div>\n<div class=\"t m0 x1d h64 yd4c ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">kasstr<span class=\"_ _0\"></span>oommodel <span class=\"_ _0\"></span>zijn af<span class=\"_ _0\"></span>hankelij<span class=\"_ _0\"></span>k van de i<span class=\"_ _0\"></span>nputge<span class=\"_ _0\"></span>gevens d<span class=\"_ _0\"></span>ie versc<span class=\"_ _0\"></span>hillend<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 yd4d ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">financi\u00eble en<span class=\"_ _1\"></span> economische varia<span class=\"_ _1\"></span>belen weerspiegel<span class=\"_ _1\"></span>en, zoals de</div>\n<div class=\"t m0 x1d h64 yd4e ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">risicov<span class=\"_ _0\"></span>rije rente<span class=\"_ _0\"></span> in een land en ee<span class=\"_ _0\"></span>n premie di<span class=\"_ _0\"></span>e het inhere<span class=\"_ _0\"></span>nte risico va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 yd4f ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de betreff<span class=\"_ _0\"></span>ende enti<span class=\"_ _0\"></span>teit weer<span class=\"_ _0\"></span>geeft. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yd50 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 yd51 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Deze variabe<span class=\"_ _1\"></span>len worden <span class=\"_ _1\"></span>bepaald op<span class=\"_ _1\"></span> basis van<span class=\"_ _1\"></span> een beoordelin<span class=\"_ _1\"></span>g door het<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 yd52 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">management. Ind<span class=\"_ _1\"></span>ien <span class=\"ws11d\">een ondernem<span class=\"_ _1\"></span>ing een beur<span class=\"_ _1\"></span>snotering <span class=\"_ _1\"></span>kent, wordt<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x1d h64 yd53 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">marktwa<span class=\"_ _0\"></span>arde eve<span class=\"_ _0\"></span>neens als el<span class=\"_ _0\"></span>ement in de ev<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>e betrokk<span class=\"_ _0\"></span>en.</div>\n<div class=\"t m0 x2c h64 yd54 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd55 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 yd56 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de samens<span class=\"_ _1\"></span>telling van de good<span class=\"_ _1\"></span>will en de bijzond<span class=\"_ _1\"></span>ere waardeverminder<span class=\"_ _1\"></span>ingen van de belangr<span class=\"_ _1\"></span>ijkste kasstroom<span class=\"ws11d\">ge<span class=\"_ _1\"></span>nererende eenhed<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></span></div>\n<div><br/></div>\n<div class=\"t m0 x2c h64 yd57 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">per 31 december 20<span class=\"_ _1\"></span>22.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 322px; bottom: 844px; z-index: 15;\">Bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 318px; bottom: 830px; z-index: 15;\">goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 364px; bottom: 844px; z-index: 15;\">Bijzondere waarde<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 380px; bottom: 830px; z-index: 15;\">verminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y68b ff2c4 fs46 fce sc0 ls134 ws170\" style=\"left: 502px; bottom: 844px; z-index: 15;\">Netto<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 498px; bottom: 830px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 830px; z-index: 15;\">Bedrijfsonderdeel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x173 h67 y68b ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 707px; bottom: 844px; z-index: 15;\">Methode gebruikt voor<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y694 ff2c4 fs46 fce sc0 lsf1 ws115\" style=\"left: 712px; bottom: 830px; z-index: 15;\">realiseerbare waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c4 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 814px; z-index: 15;\">Kasstroom genererende eenheid (CGU)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 441px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 526px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x255 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 659px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h67 y68f ff2c4 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 799px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 441px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 799px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 799px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y694 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 799px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 784px; z-index: 15;\">Ageas <span class=\"lsfb ws123\">(VK)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 784px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 431px; bottom: 784px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 784px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x204 h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 630px; bottom: 784px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y680 ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 784px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 341px; bottom: 770px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 435px; bottom: 770px; z-index: 15;\">3</div>\n<div class=\"t m0 x72 h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 770px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff2c4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 725px; bottom: 770px; z-index: 15;\">Waarde in gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 755px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 431px; bottom: 755px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h69 y680 ff2c6 fs46 fce sc0 lsf1 ws116\" style=\"left: 511px; bottom: 755px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 535px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 xd2 h69 y680 ff2c6 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 755px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc7 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cc8 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cc9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor Ageas<span class=\"_ _1\"></span> Portugal be<span class=\"_ _1\"></span>draagt de good<span class=\"_ _1\"></span>will EUR <span class=\"_ _1\"></span>337 miljoen<span class=\"_ _1\"></span> (2021:</div>\n<div class=\"t m0 x2c h64 y1cca ff2c4 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">337<span class=\"_ _1\"></span></span> <span class=\"ls107 ws13e\">miljoen<span class=\"_ _1\"></span>).</span> </span></div>\n<div class=\"t m0 x2c h64 y1ccb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ccc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedrij<span class=\"_ _1\"></span>fswaarde word<span class=\"_ _1\"></span>t gebruikgemaa<span class=\"_ _1\"></span>kt van</div>\n<div class=\"t m0 x2c h64 y1ccd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cce ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x2c h64 y1ccf ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1cd0 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cd1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De schatti<span class=\"_ _1\"></span>ngen voor de<span class=\"_ _1\"></span> periode daarn<span class=\"_ _1\"></span>a zij<span class=\"ws11e\">n ge\u00ebxtr<span class=\"_ _1\"></span>apoleerd op basis<span class=\"_ _1\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y1cd2 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een groei<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 2,0 pr<span class=\"_ _0\"></span>ocent,<span class=\"_ _0\"></span> een inschatt<span class=\"_ _0\"></span>ing van de v<span class=\"_ _0\"></span>erwacht<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1cd3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>e in Portug<span class=\"_ _0\"></span>al. De gebrui<span class=\"_ _0\"></span>kte discont<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span>voet va<span class=\"_ _0\"></span>n 8,<span class=\"ls0 ws0\">6</span>% (2021: 8,9</div>\n<div class=\"t m0 x2c h64 y1cd4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procent) i<span class=\"_ _1\"></span>s gebaseerd<span class=\"_ _1\"></span> op de gemi<span class=\"_ _1\"></span>ddeld<span class=\"ls0 ws0\">e </span><span class=\"lsed\">risicovrije r<span class=\"_ _0\"></span>entevo<span class=\"_ _0\"></span>et, de </span></div>\n<div class=\"t m0 x2c h64 y1cd5 ff2c4 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>prem<span class=\"lsed ws112\">ie en een b\u00e8ta<span class=\"ls0 ws0\">-</span>c<span class=\"_ _0\"></span>o\u00ebffici<span class=\"_ _0\"></span>\u00ebnt. Uit de to<span class=\"_ _0\"></span>ets op bijzo<span class=\"_ _0\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1cd6 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x2c h64 y1cd7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">boekwaa<span class=\"_ _0\"></span>rde van de CG<span class=\"_ _0\"></span>U inclusi<span class=\"_ _0\"></span>ef goodwil<span class=\"_ _0\"></span>l overtrof.<span class=\"_ _0\"></span> Er was derh<span class=\"_ _0\"></span>alve</div>\n<div class=\"t m0 x2c h64 y1cd8 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen aanleid<span class=\"_ _1\"></span>ing voor een<span class=\"_ _1\"></span> bijzondere<span class=\"_ _1\"></span> waardeverminder<span class=\"_ _1\"></span>ing van de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1cd9 ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l voor <span class=\"lsef ws11e\">Ageas Portugal.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1cda ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1cdb ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x2c h64 y1cdc ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor Ageas P<span class=\"_ _1\"></span>ortugal nog<span class=\"_ _1\"></span> steeds</div>\n<div class=\"t m0 x2c h64 y1cdd ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geen bijzondere<span class=\"_ _1\"></span> waardeverminderi<span class=\"_ _1\"></span>ng moeten ondergaan<span class=\"_ _1\"></span> als de groei</div>\n<div class=\"t m0 x2c h64 y1cde ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">grotendeels <span class=\"_ _1\"></span>negatief wa<span class=\"_ _1\"></span>s of de di<span class=\"_ _1\"></span>sconteringsvoe<span class=\"_ _1\"></span>t met<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">meer dan </span></span><span class=\"ws113\">10<span class=\"ls105 ws135\">,6% </span></span></div>\n<div class=\"t m0 x2c h64 y1cdf ff2c4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">zou stij<span class=\"_ _0\"></span>gen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce0 ff2c4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas VK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ce1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De goodwill<span class=\"_ _1\"></span> voor Ageas<span class=\"_ _1\"></span> VK bedraagt<span class=\"_ _1\"></span> GBP 235 <span class=\"_ _1\"></span>miljoen (2021<span class=\"_ _1\"></span>: GBP<span class=\"ls0 ws0\"> </span><span class=\"ws113\">235<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ce2 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen). N<span class=\"_ _1\"></span>etto, na bij<span class=\"_ _1\"></span>zondere waard<span class=\"_ _1\"></span>everminderingen<span class=\"_ _1\"></span>, bedraagt de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce3 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">goodwill GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span>210 miljoe<span class=\"_ _1\"></span>n (2021: GBP<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">210 miljoen<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1ce4 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ce5 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voor de ber<span class=\"_ _1\"></span>ekening va<span class=\"_ _1\"></span>n de bedr<span class=\"_ _1\"></span>ijfswa<span class=\"ws11e\">arde wordt gebru<span class=\"_ _1\"></span>ikgemaakt van </span></div>\n<div class=\"t m0 x1d h64 y1ce6 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verwachte dividend<span class=\"_ _1\"></span>en op basis van het<span class=\"_ _1\"></span> bedrijfsplan voor d<span class=\"_ _1\"></span>rie jaar zoals<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ce7 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dat door<span class=\"_ _1\"></span> het lokale<span class=\"_ _1\"></span> management en<span class=\"_ _1\"></span> het mana<span class=\"_ _1\"></span>gement van A<span class=\"_ _1\"></span>geas is</div>\n<div class=\"t m0 x1d h64 y1ce8 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">goedgekeurd<span class=\"_ _1\"></span>. De schattingen voor de<span class=\"_ _1\"></span> periode daarna<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x1d h64 y1ce9 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ge\u00ebxtrapoleerd<span class=\"_ _1\"></span> op basi<span class=\"_ _1\"></span>s van een<span class=\"_ _1\"></span> groe<span class=\"lsed\">ipercent<span class=\"_ _0\"></span>age van 2,<span class=\"_ _0\"></span>0 proc<span class=\"_ _0\"></span>ent, een </span></div>\n<div class=\"t m0 x1d h64 y1cea ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inschatt<span class=\"_ _0\"></span>ing van de ve<span class=\"_ _0\"></span>rwacht<span class=\"_ _0\"></span>e inflatie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ceb ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cec ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De gebruikt<span class=\"_ _1\"></span>e discontering<span class=\"_ _1\"></span>svoet van 5<span class=\"_ _1\"></span>,9 procent <span class=\"_ _1\"></span>(2021: 5,9 <span class=\"_ _1\"></span>procent) is<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ced ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebase<span class=\"_ _0\"></span>erd op de gemi<span class=\"_ _0\"></span>ddeld<span class=\"ls0 ws0\">e </span>risicov<span class=\"_ _0\"></span>rije rent<span class=\"_ _0\"></span>evoet, de</div>\n<div class=\"t m0 x1d h64 y1cee ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenrisico<span class=\"_ _1\"></span>premie en een<span class=\"_ _1\"></span> b\u00e8ta<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">co\u00ebffici\u00ebnt. U<span class=\"_ _0\"></span>it de toets <span class=\"lsef ws11d\">op bijzondere </span></span></span></div>\n<div class=\"t m0 x1d h64 y1cef ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardeverminder<span class=\"_ _1\"></span>ingen bleek<span class=\"_ _1\"></span> dat de re<span class=\"_ _1\"></span>aliseerbare <span class=\"_ _1\"></span>waarde de</div>\n<div class=\"t m0 x1d h64 y1cf0 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">boekwaarde van<span class=\"_ _1\"></span> de CGU inclusief goo<span class=\"_ _1\"></span>dwill overtro<span class=\"_ _1\"></span>f en zodoende vond</div>\n<div class=\"t m0 x1d h64 y1cf1 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">geen bijzonder<span class=\"_ _1\"></span>e waardeverm<span class=\"_ _1\"></span>indering op <span class=\"_ _1\"></span>de goodwill<span class=\"_ _1\"></span> plaats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1cf2 ff2c4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1cf3 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op basis va<span class=\"_ _0\"></span>n de uitgevo<span class=\"_ _0\"></span>erde gev<span class=\"_ _0\"></span>oelighei<span class=\"_ _0\"></span>dsanaly<span class=\"_ _0\"></span>se van de</div>\n<div class=\"t m0 x1d h64 y1cf4 ff2c4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">veronderstelli<span class=\"_ _1\"></span>ngen zou de<span class=\"_ _1\"></span> goodwill <span class=\"_ _1\"></span>voor de ac<span class=\"_ _1\"></span>tiviteiten i<span class=\"_ _1\"></span>n het VK<span class=\"_ _1\"></span> nog</div>\n<div class=\"t m0 x1d h64 y1cf5 ff2c4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">steeds geen bi<span class=\"_ _1\"></span>jzondere waardever<span class=\"_ _1\"></span>mindering moeten<span class=\"_ _1\"></span> ondergaan als</div>\n<div class=\"t m0 x1d h64 y1cf6 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">groeite<span class=\"_ _0\"></span>mpo op lan<span class=\"_ _0\"></span>ge termijn n<span class=\"_ _0\"></span>egatief z<span class=\"_ _0\"></span>ou zijn en de disc<span class=\"_ _0\"></span>onteri<span class=\"_ _0\"></span>ngsvoet</div>\n<div class=\"t m0 x1d h64 y1cf7 ff2c4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met meer d<span class=\"_ _0\"></span>an 6,<span class=\"ls0 ws0\">2<span class=\"ls105 ws14a\">% zou<span class=\"_ _1\"></span> sti</span></span><span class=\"ws111\">jgen.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 335px; height: 771px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2c8 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e omvat goodw<span class=\"_ _0\"></span>ill in Belg<span class=\"_ _0\"></span>i\u00eb en India.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye73 ff2c8 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Afschrijving<span class=\"_ _1\"></span>sschema VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye74 ff2c8 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste bijdrage<span class=\"_ _1\"></span> aan VOBA<span class=\"_ _1\"></span> wordt gele<span class=\"_ _1\"></span>verd door Ag<span class=\"_ _1\"></span>eas Federal<span class=\"_ _1\"></span> Life Insuran<span class=\"_ _1\"></span>ce Company L<span class=\"_ _1\"></span>td (AFLIC)<span class=\"_ _1\"></span>. VOBA zal<span class=\"_ _1\"></span> naar verwac<span class=\"lsed ws112\">hting als volgt </span></div>\n<div class=\"t m0 x2c h64 ye75 ff2c8 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>geschr<span class=\"_ _0\"></span>even.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 ye76 ff2c8 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff2c8 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x16f h67 y68d ff2c8 fs46 fce sc0 lsf2 ws120\" style=\"left: 680px; bottom: 986px; z-index: 15;\">Geschatte<span class=\"_ _0\"></span> afschrijving<span class=\"_ _0\"></span> VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2c8 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h69 y68b ff2ca fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y691 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y68f ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y680 ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y67e ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Later<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x205 h67 y69a ff2c8 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff2cb fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38 h69 y685 ff2cb fs46 fce sc0 lsf1 ws116\" style=\"left: 781px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfServiceConcessionArrangementsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag416": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Eigen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>ermogen</div>\n<div class=\"t m0 x2c hbf y1d02 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De samenstelling van het eig<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hbf y1d03 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">vermogen per 31 december <span class=\"ws192\">20<span class=\"_ _0\"></span>22<span class=\"ls0 ws0\"> </span>is </span></div>\n<div class=\"t m0 x2c hbf y1d04 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">als volgt. <span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1d05 ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d06 ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 hbb y6e3 ff2cd fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Aandelenkapitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f hbb y6e3 ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 799px; bottom: 816px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f hbb y67e ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 799px; bottom: 801px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb hbb y68f ff2cd fs72 fc14 sc0 ls143 ws18d\" style=\"left: 323px; bottom: 786px; z-index: 15;\">Gewone aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y68f ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">1.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y6e8 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 323px; bottom: 771px; z-index: 15;\">Uitgiftepremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y6e8 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">2.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y688 ff2cd fs72 fc14 sc0 ls146 ws183\" style=\"left: 323px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige re<span class=\"_ _1\"></span>serv<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y688 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 756px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y69a ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 323px; bottom: 741px; z-index: 15;\">Koersverschillenreserve<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y69a ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 783px; bottom: 741px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y694 ff2cd fs72 fc14 sc0 ls143 ws183\" style=\"left: 323px; bottom: 727px; z-index: 15;\">Nettoresultaat toewijsbaar aan<span class=\"_ _0\"></span> de <span class=\"ws185\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 hbb y694 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 727px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y68b ff2cd fs72 fc14 sc0 ls143 ws183\" style=\"left: 323px; bottom: 712px; z-index: 15;\">Ongerealiseerde winsten en v<span class=\"_ _0\"></span>erliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 774px; bottom: 712px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbc y6c6 ff2d0 fs72 fce sc0 ls146 ws187\" style=\"left: 323px; bottom: 697px; z-index: 15;\">Eigen<span class=\"_ _1\"></span> vermo<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbc y6c6 ff2d0 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 697px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 312px; bottom: 687px; height: 139px; width: 490px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1ef hc0 y1d08 ff2d1 fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">18.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hc0 y1d09 ff2d1 fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">Uitgegeven aandelen<span class=\"_ _1\"></span> en poten<span class=\"_ _1\"></span>tieel aantal <span class=\"_ _1\"></span>aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d0a ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Met inacht<span class=\"_ _0\"></span>neming v<span class=\"_ _0\"></span>an de bepali<span class=\"_ _0\"></span>ngen die met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot Ageas<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">SA/NV zijn<span class=\"_ _1\"></span> vastgelegd, voor </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d0b ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zover de wet d<span class=\"_ _0\"></span>aarin voo<span class=\"_ _0\"></span>rziet, en in h<span class=\"_ _0\"></span>et belang va<span class=\"_ _0\"></span>n de Venno<span class=\"_ _0\"></span>otschap,<span class=\"_ _0\"></span> heeft de Raa<span class=\"_ _0\"></span>d van Bestuur v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1ef hb8 y1d0c ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Ageas de g<span class=\"_ _1\"></span>oedkeuring <span class=\"_ _1\"></span>van de Alge<span class=\"_ _1\"></span>mene Vergaderi<span class=\"_ _1\"></span>ng van Aand<span class=\"_ _1\"></span>eelhouders van<span class=\"_ _1\"></span> 18 mei<span class=\"_ _1\"></span> 2022</div>\n<div class=\"t m0 x1ef hb8 y1d0d ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">ontvangen om<span class=\"_ _1\"></span> gedurende een<span class=\"_ _1\"></span> periode <span class=\"_ _1\"></span>van drie j<span class=\"_ _1\"></span>aar (2022<span class=\"ls0 ws0\">-</span><span class=\"ws18a\">20<span class=\"_ _1\"></span>24) het aandelen<span class=\"_ _1\"></span>kapitaal voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1d0e ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>ne doelein<span class=\"_ _0\"></span>den met max<span class=\"_ _0\"></span>imaal EUR<span class=\"ls0 ws0\"> </span><span class=\"ws18b\">15<span class=\"_ _0\"></span>0.000.0<span class=\"_ _0\"></span>00 uit t<span class=\"_ _0\"></span>e breide<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d0f ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d10 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Uitgaan<span class=\"_ _0\"></span>de van een fra<span class=\"_ _0\"></span>ctiewaa<span class=\"_ _0\"></span>rde van EUR 7,<span class=\"_ _0\"></span>9<span class=\"ls0 ws0\">2 <span class=\"ls140 ws18b\">kan A<span class=\"_ _1\"></span>geas hiermee <span class=\"_ _1\"></span>maximaal 1<span class=\"_ _1\"></span>8.950.000 aan<span class=\"_ _1\"></span>delen </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d11 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">uitgev<span class=\"_ _0\"></span>en, wat neer<span class=\"_ _0\"></span>komt op circ<span class=\"_ _0\"></span>a 10% van het t<span class=\"_ _0\"></span>otale uits<span class=\"_ _0\"></span>taande aa<span class=\"_ _0\"></span>ndelen<span class=\"_ _0\"></span>kapitaal v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1ef hb8 y1d12 ff2cd fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Vennootscha<span class=\"ws18a\">p<span class=\"_ _1\"></span>. Deze goedkeuring<span class=\"_ _1\"></span> stelt de Vennoots<span class=\"_ _1\"></span>chap bovendien in s<span class=\"_ _1\"></span>taat om te voldoen<span class=\"_ _1\"></span> aan de </span></div>\n<div class=\"t m0 x1ef hb8 y1d13 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e zijn aang<span class=\"_ _0\"></span>egaan in ve<span class=\"_ _0\"></span>rband met de u<span class=\"_ _0\"></span>itgifte v<span class=\"_ _0\"></span>an de financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en. <span class=\"ws182\">Tevens </span></div>\n<div class=\"t m0 x1ef hb8 y1d14 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">kunnen aandelen<span class=\"_ _1\"></span> worden uitgegeven ten<span class=\"_ _1\"></span> gevolge van de zo<span class=\"_ _1\"></span>genaamde alterna<span class=\"_ _1\"></span>tie<span class=\"ws18b\">ve coupon<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1d15 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vereffe<span class=\"_ _0\"></span>ningsmet<span class=\"_ _0\"></span>hode (A<span class=\"_ _0\"></span>CVM), ge\u00ef<span class=\"_ _0\"></span>ntegre<span class=\"_ _0\"></span>erd in bepaa<span class=\"_ _0\"></span>lde hybri<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten (z<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1ef hb8 y1d16 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">hiervoor toeli<span class=\"_ _1\"></span>chting 43 Voorwaarde<span class=\"_ _1\"></span>lijke verpli<span class=\"_ _1\"></span>chtingen en toelicht<span class=\"_ _1\"></span>ing 20 Achterges<span class=\"_ _1\"></span>telde schulden).<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1ef hb8 y1d17 ff2cd fs71 fce sc0 ls140 ws18a\" style=\"z-index: 15;\">Eigen aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d18 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Eigen aandelen<span class=\"_ _1\"></span> zijn uitgegeven gewon<span class=\"_ _1\"></span>e aan<span class=\"ws18b\">delen die<span class=\"_ _1\"></span> door Ageas <span class=\"_ _1\"></span>zijn terugg<span class=\"_ _1\"></span>ekocht. Deze <span class=\"_ _1\"></span>aandelen </span></div>\n<div class=\"t m0 x1ef hb8 y1d19 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>getrokk<span class=\"_ _0\"></span>en van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord onde<span class=\"_ _0\"></span>r overige res<span class=\"_ _0\"></span>erves.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d1a ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d1b ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Het tota<span class=\"_ _0\"></span>al aantal ei<span class=\"_ _0\"></span>gen aandel<span class=\"_ _0\"></span>en (6,1 milj<span class=\"_ _0\"></span>oen) best<span class=\"_ _0\"></span>aat uit vo<span class=\"_ _0\"></span>or de FRESH <span class=\"ls140 ws18b\">aangehouden aandelen </span></div>\n<div class=\"t m0 x1ef hb8 y1d1c ff2cd fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">(1,2 milj<span class=\"_ _0\"></span>oen, zi<span class=\"_ _0\"></span>e toelic<span class=\"_ _0\"></span>hting 20.<span class=\"_ _0\"></span>1), on<span class=\"_ _0\"></span>derligg<span class=\"_ _0\"></span>ende aan<span class=\"_ _0\"></span>delen v<span class=\"_ _0\"></span>an terug<span class=\"_ _0\"></span>gekocht<span class=\"_ _0\"></span>e FRESH<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">effecten (2,<span class=\"_ _0\"></span>8 </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d1d ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">miljoen,<span class=\"_ _0\"></span> zie toelic<span class=\"_ _0\"></span>hting 20.1<span class=\"_ _0\"></span>) en de rester<span class=\"_ _0\"></span>ende aa<span class=\"_ _0\"></span>ndelen afk<span class=\"_ _0\"></span>omstig uit h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1ef hb8 y1d1e ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>eninkoop<span class=\"_ _0\"></span>program<span class=\"_ _0\"></span>ma (2,1 milj<span class=\"_ _0\"></span>oen), waa<span class=\"_ _0\"></span>rvan 0,1 mi<span class=\"_ _0\"></span>ljoen wor<span class=\"_ _0\"></span><span class=\"ls140 ws18b\">den gebruik<span class=\"_ _1\"></span>t voor def<span class=\"_ _1\"></span>initieve </span></div>\n<div class=\"t m0 x1ef hb8 y1d1f ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">toekenningen<span class=\"_ _1\"></span> in het kad<span class=\"_ _1\"></span>er van h<span class=\"_ _1\"></span>et \u2018restric<span class=\"_ _1\"></span>ted share progra<span class=\"_ _1\"></span>mme\u2019<span class=\"ls147 ws189\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 246px; height: 146px; width: 483px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 245px; height: 716px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 245px; height: 716px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff2d4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Inkoopprogramm<span class=\"_ _1\"></span>a eigen aan<span class=\"_ _1\"></span>delen 2021<span class=\"ls0 ws0\">-</span><span class=\"ws113\">20<span class=\"_ _1\"></span>22<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas presen<span class=\"_ _1\"></span>teerde op 11<span class=\"_ _1\"></span> augustus 20<span class=\"_ _1\"></span>21 een ni<span class=\"_ _1\"></span>euw inkoopprogr<span class=\"_ _1\"></span>amma</div>\n<div class=\"t m0 x2c h64 y8a7 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van eigen aande<span class=\"_ _1\"></span>len dat <span class=\"ws11d\">zou lope<span class=\"_ _1\"></span>n van<span class=\"ls0 ws0\"> </span></span>1 s<span class=\"_ _1\"></span>eptember 2021<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tot</span> <span class=\"_ _1\"></span></span><span class=\"ws11d\">29 juli 202<span class=\"_ _1\"></span>2<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en een omva<span class=\"_ _0\"></span>ng had van EUR <span class=\"lsef ws113\">150<span class=\"ls0 ws0\"> </span>miljoen<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff2d4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De Buitengewone<span class=\"_ _1\"></span> Algemene Vergadering<span class=\"_ _1\"></span> van Aandeelhouder<span class=\"_ _1\"></span>s van 18</div>\n<div class=\"t m0 x2c h64 y8ab ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mei 2022 van A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V keurde d<span class=\"_ _0\"></span>e intrekki<span class=\"_ _0\"></span>ng goed van 1.<span class=\"_ _0\"></span>301.94<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1d h64 y1d22 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigen aa<span class=\"_ _0\"></span>ndelen. Al<span class=\"_ _0\"></span>s gevolg hi<span class=\"_ _0\"></span>ervan is het<span class=\"_ _0\"></span> totale aant<span class=\"_ _0\"></span>al <span class=\"ws111\">uitgeg<span class=\"_ _0\"></span>even </span></div>\n<div class=\"t m0 x1d h64 y1d23 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen geda<span class=\"_ _1\"></span>ald naar 1<span class=\"_ _1\"></span>89.731.187.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d24 ff2d4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Restricted <span class=\"_ _1\"></span>share\u2019 program<span class=\"_ _1\"></span>ma<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d25 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft een \u2018re<span class=\"_ _1\"></span>stricted share\u2019<span class=\"_ _1\"></span> programma voor de led<span class=\"_ _1\"></span>en van het</div>\n<div class=\"t m0 x1d h64 y1d26 ff2d4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Executi<span class=\"_ _0\"></span>ve en het <span class=\"_ _0\"></span>Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mitte<span class=\"_ _0\"></span>e opgezet <span class=\"_ _0\"></span>(zie ook t<span class=\"_ _0\"></span>oelich<span class=\"_ _0\"></span>ting 6</div>\n<div class=\"t m0 x1d h64 y1d27 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">sectie 6.2<span class=\"_ _1\"></span> Met aandelen<span class=\"_ _1\"></span> verbonden inc<span class=\"_ _1\"></span>entivepr<span class=\"ws113\">ogramma\u2019s<span class=\"_ _1\"></span>).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b ybe2 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d28 ff2d6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Uitstaande aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 893px; z-index: 15;\">in duizenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 522px; bottom: 907px; z-index: 15;\">Uitgegeven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 907px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 645px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 907px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 759px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h69 y68f ff2d7 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 862px; z-index: 15;\">Aantal aandelen per 1 januari 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 862px; z-index: 15;\">194.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 862px; z-index: 15;\">(7.591)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 862px; z-index: 15;\">186.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 847px; z-index: 15;\">Intrekking van aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 538px; bottom: 847px; z-index: 15;\">(3.520)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 847px; z-index: 15;\">3.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 847px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Nett<span class=\"_ _1\"></span>o <span class=\"lsf2 ws117\">gekocht/verkoch<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12c h67 y6c4 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 833px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 833px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 818px; z-index: 15;\">Gebruikt voor aandelenplannen<span class=\"_ _0\"></span> management<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 818px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 818px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 818px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 803px; z-index: 15;\">Aantal aandelen per 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 803px; z-index: 15;\">191.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 803px; z-index: 15;\">(5.296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 803px; z-index: 15;\">185.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 788px; z-index: 15;\">Intrekking van aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 538px; bottom: 788px; z-index: 15;\">(1.302)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 788px; z-index: 15;\">1.302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 773px; z-index: 15;\">Nett<span class=\"_ _1\"></span>o gekoc<span class=\"_ _1\"></span>ht/ver<span class=\"_ _1\"></span>kocht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y6d1 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 773px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 773px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 758px; z-index: 15;\">Gebruikt voor aandelenplannen<span class=\"_ _0\"></span> management<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y683 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 758px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 758px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 758px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 743px; z-index: 15;\">Aantal aandelen per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 743px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 743px; z-index: 15;\">(6.075)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 743px; z-index: 15;\">183.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d35 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.3<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h7b y1d36 ff2d6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Dividend<span class=\"ls0 ws0\">- <span class=\"ls10d ws141\">en<span class=\"_ _1\"></span> stemgerechtigde <span class=\"_ _1\"></span>aandelen</span> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2d4 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 649px; z-index: 15;\">in duizenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x27 h67 y688 ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff2d4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h67 y6c6 ff2d4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Aantal aandelen uitgegeven per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38d h69 y68b ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 764px; bottom: 619px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Aandelen niet gerechtigd <span class=\"_ _0\"></span>tot <span class=\"lsf6\">divi<span class=\"_ _1\"></span>dend <span class=\"_ _1\"></span>en stem<span class=\"_ _1\"></span>recht<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x27 h67 y6e8 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Aandelen aangehouden door Agea<span class=\"_ _0\"></span>s SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68b ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 589px; z-index: 15;\">4.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Aandelen gerelateerd aan FRESH (zie toelichting 20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y694 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 574px; z-index: 15;\">1.219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Aandelen gerelateerd aan C<span class=\"_ _0\"></span>ASHES (zie toelichtingen<span class=\"_ _0\"></span> 23 en 43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68f ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 559px; z-index: 15;\">3.473<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff2d8 fs46 fce sc0 ls115 ws14d\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Aandelen gerechtigd tot dividend en stemrecht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38d h69 y694 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 764px; bottom: 544px; z-index: 15;\">180.197<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h7b y1832 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.4<span class=\"ls0 ws0\"> <span class=\"_ _193\"> </span><span class=\"ls10e ws142\">Koersverschillenreserve</span></span></div>\n<div class=\"t m0 x2c h64 y1d37 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De koersverschil<span class=\"_ _1\"></span>lenreserve vorm<span class=\"_ _1\"></span>t een afzonderlij<span class=\"_ _1\"></span>ke component van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1d38 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> waarin<span class=\"_ _1\"></span> koersverschillen<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1d39 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortko<span class=\"_ _0\"></span>men uit de omr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de result<span class=\"_ _0\"></span>aten en <span class=\"lsef ws11e\">financi\u00eble posities </span></div>\n<div class=\"t m0 x2c h64 y1d3a ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van buitenl<span class=\"_ _1\"></span>andse activit<span class=\"_ _1\"></span>eiten die z<span class=\"_ _1\"></span>ijn opgenomen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1d3b ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Jaarrek<span class=\"_ _0\"></span>ening van A<span class=\"_ _0\"></span>geas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d3c ff2d4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d3d ff2d4 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">De netto<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">investerin<span class=\"_ _0\"></span>gen in activ<span class=\"_ _0\"></span>iteiten,<span class=\"_ _0\"></span> die de euro niet<span class=\"_ _0\"></span> als funct<span class=\"_ _0\"></span>ionele </span></span></div>\n<div class=\"t m0 x1d h64 y1d3e ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">valuta he<span class=\"_ _0\"></span>bben, wor<span class=\"_ _0\"></span>den door Age<span class=\"_ _0\"></span>as niet afg<span class=\"_ _0\"></span>edekt, tenz<span class=\"_ _0\"></span>ij het eff<span class=\"_ _0\"></span>ect v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x1d h64 y1d3f ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele wisselk<span class=\"_ _0\"></span>oersbe<span class=\"_ _0\"></span>weging<span class=\"_ _0\"></span>en naar de ins<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>g van Ageas de ri<span class=\"_ _0\"></span>sk</div>\n<div class=\"t m0 x1d h64 y1d40 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e overschr<span class=\"_ _0\"></span>ijdt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 376px; height: 130px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 376px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 376px; height: 730px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2dc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2dc fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Ongerealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen <span class=\"_ _1\"></span>begrepen in <span class=\"_ _1\"></span>het eigen <span class=\"_ _1\"></span>vermogen toewijsba<span class=\"_ _1\"></span>ar aan <span class=\"_ _1\"></span>de aandeelhouders <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h64 yb58 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De ongerealiseer<span class=\"_ _1\"></span>de winsten en ve<span class=\"_ _1\"></span>rliezen, zoals<span class=\"_ _1\"></span> begrepen in het eigen<span class=\"_ _1\"></span> vermogen toewij<span class=\"_ _1\"></span>sbaar aan de aandeelh<span class=\"_ _1\"></span>ouders, zijn al<span class=\"_ _1\"></span>s vol<span class=\"ls105 ws135\">gt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 973px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 283px; bottom: 1003px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 988px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 973px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6e8 ff2da fs46 fce sc0 lsf2 ws117\" style=\"left: 353px; bottom: 1018px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 361px; bottom: 1003px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 358px; bottom: 988px; z-index: 15;\">tijd aangehouden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 973px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 469px; bottom: 1003px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff2da fs46 fce sc0 lsf1 ws118\" style=\"left: 455px; bottom: 988px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 462px; bottom: 973px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 578px; bottom: 988px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 973px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff2da fs46 fce sc0 lsfb ws123\" style=\"left: 687px; bottom: 988px; z-index: 15;\">DPF<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x145 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 663px; bottom: 973px; z-index: 15;\">component<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 973px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2dd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 335px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 943px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 943px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 513px; bottom: 943px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 943px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 943px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 943px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 928px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 928px; z-index: 15;\">8</div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 928px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 928px; z-index: 15;\">790<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 913px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 883px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 883px; z-index: 15;\">435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 883px; z-index: 15;\">9</div>\n<div class=\"t m0 x2d6 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 883px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 883px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 883px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Discretionaire winstdelingscomponent (DPF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 869px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 869px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff2de fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 306px; bottom: 854px; z-index: 15;\">(1.506)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 854px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 854px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 854px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 696px; bottom: 854px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 854px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y6e3 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 764px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 283px; bottom: 793px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 779px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 764px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff2da fs46 fce sc0 lsf2 ws117\" style=\"left: 353px; bottom: 808px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 361px; bottom: 793px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 358px; bottom: 779px; z-index: 15;\">tijd aangehouden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 764px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 469px; bottom: 793px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff2da fs46 fce sc0 lsf1 ws118\" style=\"left: 455px; bottom: 779px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 462px; bottom: 764px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 578px; bottom: 779px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 764px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff2da fs46 fce sc0 lsfb ws123\" style=\"left: 687px; bottom: 779px; z-index: 15;\">DPF<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 663px; bottom: 764px; z-index: 15;\">component<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 764px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2dd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 335px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2da fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 313px; bottom: 733px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 733px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 505px; bottom: 733px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y691 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 612px; bottom: 733px; z-index: 15;\">5</div>\n<div class=\"t m0 x40 h67 y691 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 733px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 718px; z-index: 15;\">(1.720)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 718px; z-index: 15;\">8</div>\n<div class=\"t m0 x292 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 718px; z-index: 15;\">(1.712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 704px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 704px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 704px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 689px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 689px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 689px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 674px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 674px; z-index: 15;\">(875)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 674px; z-index: 15;\">9</div>\n<div class=\"t m0 x5b h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 674px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 612px; bottom: 674px; z-index: 15;\">3</div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 674px; z-index: 15;\">(849)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 659px; z-index: 15;\">Discretionaire winstdelingscomponent (DPF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 659px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 659px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2de fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 644px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 313px; bottom: 644px; z-index: 15;\">2.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 644px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 505px; bottom: 644px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 644px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 690px; bottom: 644px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 644px; z-index: 15;\">3.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d54 ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d55 ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d56 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waardev<span class=\"_ _1\"></span>eranderingen v<span class=\"_ _1\"></span>an derivaten<span class=\"_ _1\"></span> die zijn <span class=\"_ _1\"></span>aangewezen <span class=\"_ _1\"></span>en in</div>\n<div class=\"t m0 x2c h64 y1d57 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen, worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x2c h64 y1d58 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen ver<span class=\"_ _1\"></span>antwoord als<span class=\"_ _1\"></span> een ongere<span class=\"_ _1\"></span>aliseerde win<span class=\"_ _1\"></span>st of verli<span class=\"_ _1\"></span>es. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1d59 ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve afdek<span class=\"_ _0\"></span>kingen wo<span class=\"_ _0\"></span>rden onmi<span class=\"_ _0\"></span>ddelli<span class=\"_ _0\"></span>jk verantw<span class=\"_ _0\"></span>oord in d<span class=\"ws111\">e </span></div>\n<div class=\"t m0 x2c h64 y1d5a ff2da fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d5b ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d5c ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas slui<span class=\"_ _0\"></span>t verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en af met gega<span class=\"_ _0\"></span>randeer<span class=\"_ _0\"></span>de winstde<span class=\"_ _0\"></span>lingen</div>\n<div class=\"t m0 x2c h64 y1d5d ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en winstde<span class=\"_ _1\"></span>lingscomponenten <span class=\"_ _1\"></span>waarvan de<span class=\"_ _1\"></span> omvang en<span class=\"_ _1\"></span> het moment v<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d5e ff2da fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toeken<span class=\"_ _0\"></span>ning voll<span class=\"_ _0\"></span>edig tot<span class=\"_ _0\"></span> de discr<span class=\"_ _0\"></span>etie van <span class=\"_ _0\"></span>Ageas <span class=\"_ _0\"></span>behoren.<span class=\"_ _0\"></span> Afhank<span class=\"_ _0\"></span>elijk v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x1d h64 y1d5f ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>actuele en wet<span class=\"_ _0\"></span>telijk<span class=\"_ _0\"></span>e voorwaa<span class=\"_ _0\"></span>rden en con<span class=\"_ _0\"></span>dities w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 y1d60 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ongerealiseerde<span class=\"_ _1\"></span> waardeverander<span class=\"_ _1\"></span>ingen in de re\u00eble<span class=\"_ _1\"></span> waarde van de</div>\n<div class=\"t m0 x1d h64 y1d61 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingsmix<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> met dergelijke<span class=\"_ _1\"></span> contracten, na de</div>\n<div class=\"t m0 x1d h64 y1d62 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassing van<span class=\"_ _1\"></span> shadow accounting<span class=\"_ _1\"></span>, verantwoord in een a<span class=\"_ _1\"></span>fzonderlijk<span class=\"lsed ws111\">e </span></div>\n<div class=\"t m0 x1d h64 y1d63 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">discretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span>scomponent (<span class=\"_ _1\"></span>DPF) als onde<span class=\"_ _1\"></span>rdeel van d<span class=\"_ _1\"></span>e niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1d64 ff2da fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde w<span class=\"_ _0\"></span>insten e<span class=\"_ _0\"></span>n verlie<span class=\"_ _0\"></span>zen in het<span class=\"_ _0\"></span> eigen v<span class=\"_ _0\"></span>ermogen e<span class=\"_ _0\"></span>n als ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1d65 ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten en verl<span class=\"_ _0\"></span>iezen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 y1d66 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 460px; height: 646px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 460px; height: 646px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 460px; height: 646px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De mutati<span class=\"_ _0\"></span>es in <span class=\"lsef ws11e\">bruto ongereali<span class=\"_ _1\"></span>seerde winsten en ver<span class=\"_ _1\"></span>liezen, zoals<span class=\"_ _1\"></span> begrepen in het eigen<span class=\"_ _1\"></span> vermogen, zijn als vo<span class=\"_ _1\"></span>lgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 387px; bottom: 1050px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 1035px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 1020px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2e0 fs46 fce sc0 lsf2 ws117\" style=\"left: 455px; bottom: 1065px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1050px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 458px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws118\">tijd aangehouden</span> </div>\n<div class=\"t m0 x174 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 481px; bottom: 1020px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68d ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 560px; bottom: 1050px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws118\" style=\"left: 545px; bottom: 1035px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 552px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 668px; bottom: 1035px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 1020px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 1020px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 529px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 618px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Bruto ongerealiseerde winsten<span class=\"_ _0\"></span> (verliezen) per 1 januari<span class=\"_ _0\"></span> 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 417px; bottom: 990px; z-index: 15;\">9.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 990px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 990px; z-index: 15;\">1.300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 990px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 990px; z-index: 15;\">11.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Wijziging ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">tijdens de verslagperiode</span> </div>\n<div class=\"t m0 x1a4 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">(2.175)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 960px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 697px; bottom: 960px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 960px; z-index: 15;\">(2.304)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Terugname ongerealiseerde (winsten<span class=\"_ _0\"></span>) verliezen door verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x394 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Terugname ongerealiseerde verliezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">door bijzondere waardeverminderingen</span> </div>\n<div class=\"t m0 x59 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 428px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Overname en desinvestering <span class=\"_ _0\"></span>van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 886px; z-index: 15;\">investeringen volgens de <span class=\"ws116\">equity<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">met</span>h<span class=\"_ _1\"></span></span>ode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2e0 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 428px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 856px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Bruto ongerealiseerde winsten (verliezen) per 31 december 202<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 417px; bottom: 842px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 842px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68b ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 842px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fb h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 842px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Wijziging ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">tijdens de <span class=\"ws116\">verslagperiode</span></span> </div>\n<div class=\"t m0 x16b h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 407px; bottom: 812px; z-index: 15;\">(10.144)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 812px; z-index: 15;\">(489)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 812px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 762px; bottom: 812px; z-index: 15;\">(10.441)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Terugname ongerealiseerde (winsten<span class=\"_ _0\"></span>) verliezen door verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x394 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Terugname ongerealiseerde verliezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">door bijzondere waardeverminderingen</span> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Overname en desinvestering <span class=\"_ _0\"></span>van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf6 ws11b\">met</span>h<span class=\"lsf1 ws116\">ode</span> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 738px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 738px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 738px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 723px; z-index: 15;\">(93)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 723px; z-index: 15;\">(92)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 429px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bruto ongerealiseerde winsten (verliezen) per 31 december 202<span class=\"_ _0\"></span>2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 693px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 693px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 604px; bottom: 693px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 693px; bottom: 693px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 693px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h7b y1d75 ff2e3 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d76 ff2e3 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Dividendcapaciteit <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c h64 y1d77 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zi<span class=\"_ _1\"></span>jn onderhevig<span class=\"_ _1\"></span> aan jurid<span class=\"_ _1\"></span>ische</div>\n<div class=\"t m0 x2c h64 y1d78 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkingen<span class=\"_ _1\"></span> ten aanzien van de hoogt<span class=\"_ _1\"></span>e van het dividend<span class=\"_ _1\"></span> dat zij mogen</div>\n<div class=\"t m0 x2c h64 y1d79 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeren aan<span class=\"_ _1\"></span> hun aandee<span class=\"_ _1\"></span>lhouders. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d7a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d7b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Volgens he<span class=\"_ _1\"></span>t Belgische<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">Wetboe<span class=\"_ _0\"></span>k van Vennoo<span class=\"_ _0\"></span>tschap<span class=\"_ _0\"></span>pen moet een </span></span></div>\n<div class=\"t m0 x2c h64 y1d7c ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ond<span class=\"ws11d\">erneming <span class=\"_ _1\"></span>5% van de n<span class=\"_ _1\"></span>ettowinst over<span class=\"_ _1\"></span> het boek<span class=\"_ _1\"></span>jaar toevoegen<span class=\"_ _1\"></span> aan </span></div>\n<div class=\"t m0 x2c h64 y1d7d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een wette<span class=\"_ _0\"></span>lijke rese<span class=\"_ _0\"></span>rve tot dez<span class=\"_ _0\"></span>e reserve ge<span class=\"_ _0\"></span>lijk is aan 10%<span class=\"_ _0\"></span> van het</div>\n<div class=\"t m0 x2c h64 y1d7e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al. Een ond<span class=\"_ _1\"></span>erneming mag<span class=\"_ _1\"></span> geen dividend <span class=\"_ _1\"></span>uitkeren<span class=\"_ _1\"></span> indien</div>\n<div class=\"t m0 x2c h64 y1d7f ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\"> </span><span class=\"lsef\">vermogen <span class=\"_ _1\"></span>van de onder<span class=\"_ _1\"></span>neming lager<span class=\"_ _1\"></span> is dan he<span class=\"_ _1\"></span>t totaa</span><span class=\"ws112\">l van het </span></div>\n<div class=\"t m0 x2c h64 y1d80 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gestort<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span> en de niet<span class=\"ff2e4 ls0 ws0\">\u2011</span><span class=\"lsef ws11d\">uitkeerbare reserv<span class=\"_ _1\"></span>es of na ui<span class=\"_ _1\"></span>tkering van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1d81 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d zou dalen<span class=\"_ _0\"></span> tot onder dat niv<span class=\"_ _0\"></span>eau.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d82 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d83 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n en deelnem<span class=\"_ _0\"></span>ingen zijn t<span class=\"_ _0\"></span>evens onde<span class=\"_ _0\"></span>rworpen a<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d84 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de dividen<span class=\"_ _1\"></span>dbeperkingen ui<span class=\"_ _1\"></span>t hoofde <span class=\"_ _1\"></span>van vereisten<span class=\"_ _1\"></span> ten aanzien<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y1d85 ff2e0 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">minim<span class=\"lsed ws112\">umvermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden ges<span class=\"_ _0\"></span>teld door d<span class=\"_ _0\"></span>e lokale </span></div>\n<div class=\"t m0 x2c h64 y1d86 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar zij ope<span class=\"_ _0\"></span>reren en aan</div>\n<div class=\"t m0 x2c h64 y1d87 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>met de par<span class=\"_ _1\"></span>tners in <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsed\">organis<span class=\"_ _0\"></span>atie. In </span></div>\n<div class=\"t m0 x2c h64 y1d88 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1d89 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordat<span class=\"_ _0\"></span> het d<span class=\"lsef ws11d\">ividend wordt<span class=\"_ _1\"></span> aangekondigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1d8a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d8b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen aandeelh<span class=\"_ _1\"></span>oudersovereenko<span class=\"_ _1\"></span>msten (gerela<span class=\"_ _1\"></span>teerd aan</div>\n<div class=\"t m0 x1d h64 y1d8c ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x1d h64 y1d8d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder<span class=\"_ _0\"></span>heidsbe<span class=\"_ _0\"></span>lang heeft<span class=\"_ _0\"></span>) het volgen<span class=\"_ _0\"></span>de bevatt<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d8e ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">specifieke bep<span class=\"_ _0\"></span>alingen ov<span class=\"_ _0\"></span>er stemrec<span class=\"_ _0\"></span>hten of de uit<span class=\"_ _0\"></span><span class=\"ws11d\">kerin<span class=\"_ _0\"></span>g van </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d8f ff2e0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d90 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">gesloten perio<span class=\"_ _0\"></span>den waari<span class=\"_ _0\"></span>n alle parti<span class=\"_ _0\"></span>jen in het bezit<span class=\"_ _0\"></span> van aande<span class=\"_ _0\"></span>len </span></span></div>\n<div class=\"t m0 x69 h64 y1d91 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 y1d92 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d93 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span>, bij de <span class=\"lsef ws113\">overeenkomst </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d94 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inclu<span class=\"_ _0\"></span>sief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde metho<span class=\"_ _0\"></span>de die voor</div>\n<div class=\"t m0 x69 h64 y1d95 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d96 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws113\">e<span class=\"_ _1\"></span>arn</span><span class=\"ff2e0\">-<span class=\"lsef ws11d\">out m<span class=\"_ _1\"></span>echanismen w<span class=\"_ _1\"></span>aarbij de o<span class=\"_ _1\"></span>orspronkelijke<span class=\"_ _1\"></span> verkoper <span class=\"_ _1\"></span>van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d97 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 y1d98 ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doelste<span class=\"ws11d\">lling<span class=\"_ _1\"></span>en zijn gerea<span class=\"_ _1\"></span>liseerd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1d99 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws11e\">e<span class=\"_ _1\"></span>xclusivitei<span class=\"_ _1\"></span>tsbepalingen of co<span class=\"_ _1\"></span>ncurrentiebedin<span class=\"_ _1\"></span>gen in verband met de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y1d9a ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkoop van verz<span class=\"_ _1\"></span>ekeringsproduc<span class=\"_ _1\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9b ff2e0 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>dvoorst<span class=\"_ _0\"></span>el voor het<span class=\"_ _0\"></span> jaar 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9c ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de vo<span class=\"_ _0\"></span>ortgez<span class=\"_ _0\"></span>ette sterk<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>e, stelt de Raa<span class=\"_ _0\"></span>d van Bestuu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1d9d ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ter goedkeur<span class=\"_ _1\"></span>ing voor aan<span class=\"_ _1\"></span> de Algemene<span class=\"_ _1\"></span> Vergadering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 y1d9e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandeelhouders<span class=\"_ _1\"></span>, een slo<span class=\"_ _1\"></span>tdividend van<span class=\"_ _1\"></span> EUR <span class=\"ls105 ws135\">1,5<span class=\"_ _1\"></span>0<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">per aandeel bove<span class=\"_ _0\"></span>n op </span></span></span></div>\n<div class=\"t m0 x1d h64 y1d9f ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het tusse<span class=\"_ _0\"></span>ntijds div<span class=\"_ _0\"></span>idend van EU<span class=\"_ _0\"></span>R 1,50 dat i<span class=\"_ _0\"></span>n oktober 20<span class=\"_ _0\"></span>22 werd beta<span class=\"_ _0\"></span>ald.</div>\n<div class=\"t m0 x1d h64 y1da0 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daardoor bed<span class=\"_ _1\"></span>raagt het t<span class=\"_ _1\"></span>otale dividen<span class=\"_ _1\"></span>d voor 202<span class=\"_ _1\"></span>2 EUR 3,00<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 y1da1 ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een sti<span class=\"_ _0\"></span>jging<span class=\"ls0 ws0\"> </span>van 9<span class=\"_ _0\"></span>% ten opz<span class=\"_ _0\"></span>ichte v<span class=\"_ _0\"></span>an vorig j<span class=\"_ _0\"></span>aar, voo<span class=\"_ _0\"></span>r een bed<span class=\"_ _0\"></span>rag van</div>\n<div class=\"t m0 x1d h64 y1da2 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 541 mil<span class=\"_ _1\"></span>joen aan<span class=\"_ _1\"></span> dividenduitkering<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 210px; height: 445px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 210px; height: 896px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 210px; height: 896px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 210px; height: 896px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff2e9 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2e9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Rendement op <span class=\"_ _1\"></span>eigen vermog<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas berekent<span class=\"_ _1\"></span> het rendement op<span class=\"_ _1\"></span> het eigen vermogen do<span class=\"_ _1\"></span>or het resultaat<span class=\"_ _1\"></span> op jaarbasis voor<span class=\"_ _1\"></span> de periode te delen door<span class=\"_ _1\"></span> het gemiddel<span class=\"lsed ws112\">d netto vermo<span class=\"_ _0\"></span>gen aan </span></div>\n<div class=\"t m0 x2c h64 yb59 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het begin en h<span class=\"_ _0\"></span>et eind van d<span class=\"_ _0\"></span>e periode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5a ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2ea fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x395 h67 y68b ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 611px; bottom: 1002px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x395 h67 y68b ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1002px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2e7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Rendement eigen vermogen <span class=\"ls0 ws0\">- </span><span class=\"ws116\">Verzekeringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">(exclusief ongerealiseerde meer</span>- <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">en minderwaarden)</span> </div>\n<div class=\"t m0 xf0 h67 y694 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 957px; z-index: 15;\">9,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y694 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 957px; z-index: 15;\">13,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 946px; height: 160px; width: 90%; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1da9 ff2e9 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1daa ff2e9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Winst per <span class=\"_ _1\"></span>aandeel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dab ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel worden de uitgan<span class=\"_ _1\"></span>gspunten voor de b<span class=\"_ _1\"></span>epaling van de win<span class=\"_ _1\"></span>st per aandeel weerge<span class=\"_ _1\"></span>geven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dac ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x395 h67 y694 ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 611px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x395 h67 y694 ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 630px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h69 y68f ff2eb fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 800px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 800px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gewogen gemiddeld aantal gew<span class=\"_ _0\"></span>one aandelen voor gewoon <span class=\"_ _0\"></span>resultaat per aandeel<span class=\"_ _0\"></span> (in duizenden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 771px; z-index: 15;\">184.162<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 763px; bottom: 771px; z-index: 15;\">186.765<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2e7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Aanpassingen voor:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y69a ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y69a ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">aandelen onder <span class=\"_ _0\"></span>voorwaarden (in duizenden) <span class=\"_ _0\"></span>verwacht te worden toegekend<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y685 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 741px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2ea fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Gewoge<span class=\"_ _0\"></span>n gemid<span class=\"_ _0\"></span>deld aa<span class=\"_ _0\"></span>ntal ge<span class=\"_ _0\"></span>wone aa<span class=\"_ _0\"></span>ndelen<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y683 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 630px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff2ea fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">voor verwaterd resultaat per aandeel (in duizenden)</span> </div>\n<div class=\"t m0 x122 h69 y688 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 598px; bottom: 711px; z-index: 15;\">184.321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h69 y688 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 711px; z-index: 15;\">186.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Gewoon resultaat per <span class=\"_ _0\"></span>aandeel (in euro's per <span class=\"_ _0\"></span>aandeel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 682px; z-index: 15;\">5,49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 682px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verwaterd resultaat per aa<span class=\"_ _0\"></span>ndeel (in euro's per aandee<span class=\"_ _0\"></span>l)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 667px; z-index: 15;\">5,48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 667px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1db9 ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1dba ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1dbb ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aangezien aande<span class=\"_ _1\"></span>len in verband met de<span class=\"_ _1\"></span> FRESH <span class=\"lsed ws11d\">niet vo<span class=\"_ _0\"></span>or divide<span class=\"_ _0\"></span>nd in </span></div>\n<div class=\"t m0 x2c h64 y1dbc ff2e7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing kom<span class=\"_ _0\"></span>en en er ge<span class=\"_ _0\"></span>en stem<span class=\"_ _0\"></span>rechten <span class=\"_ _0\"></span>mee zij<span class=\"_ _0\"></span>n verbon<span class=\"_ _0\"></span>den, wer<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y1dbd ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze uitg<span class=\"_ _0\"></span>esloten van d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de ge<span class=\"_ _0\"></span>wone wins<span class=\"_ _0\"></span>t per aande<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dbe ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1dbf ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"lsef ws113\">andelen <span class=\"_ _1\"></span><span class=\"ws11e\">Ageas uitgege<span class=\"_ _1\"></span>ven in verband met<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws11e\">CASHES behoren to<span class=\"_ _1\"></span>t de </span></div>\n<div class=\"t m0 x1d h64 y1dc0 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewone a<span class=\"_ _0\"></span>andelen.<span class=\"_ _0\"></span> Deze aand<span class=\"_ _0\"></span>elen hebbe<span class=\"_ _0\"></span>n geen recht o<span class=\"_ _0\"></span>p dividen<span class=\"_ _0\"></span>d en</div>\n<div class=\"t m0 x1d h64 y1dc1 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hebben ook<span class=\"_ _0\"></span> geen stemr<span class=\"_ _0\"></span>echten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 562px; height: 357px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 562px; height: 544px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 562px; height: 544px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag417": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">Eigen<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>ermogen</div>\n<div class=\"t m0 x2c hbf y1d02 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De samenstelling van het eig<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hbf y1d03 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">vermogen per 31 december <span class=\"ws192\">20<span class=\"_ _0\"></span>22<span class=\"ls0 ws0\"> </span>is </span></div>\n<div class=\"t m0 x2c hbf y1d04 ff2cf fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">als volgt. <span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1d05 ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d06 ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x162 hbb y6e3 ff2cd fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Aandelenkapitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f hbb y6e3 ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 799px; bottom: 816px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f hbb y67e ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 799px; bottom: 801px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb hbb y68f ff2cd fs72 fc14 sc0 ls143 ws18d\" style=\"left: 323px; bottom: 786px; z-index: 15;\">Gewone aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y68f ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">1.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y6e8 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 323px; bottom: 771px; z-index: 15;\">Uitgiftepremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y6e8 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">2.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y688 ff2cd fs72 fc14 sc0 ls146 ws183\" style=\"left: 323px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige re<span class=\"_ _1\"></span>serv<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y688 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 756px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y69a ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 323px; bottom: 741px; z-index: 15;\">Koersverschillenreserve<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y69a ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 783px; bottom: 741px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y694 ff2cd fs72 fc14 sc0 ls143 ws183\" style=\"left: 323px; bottom: 727px; z-index: 15;\">Nettoresultaat toewijsbaar aan<span class=\"_ _0\"></span> de <span class=\"ws185\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 hbb y694 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 727px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y68b ff2cd fs72 fc14 sc0 ls143 ws183\" style=\"left: 323px; bottom: 712px; z-index: 15;\">Ongerealiseerde winsten en v<span class=\"_ _0\"></span>erliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 774px; bottom: 712px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbc y6c6 ff2d0 fs72 fce sc0 ls146 ws187\" style=\"left: 323px; bottom: 697px; z-index: 15;\">Eigen<span class=\"_ _1\"></span> vermo<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbc y6c6 ff2d0 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 697px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 312px; bottom: 687px; height: 139px; width: 490px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1ef hc0 y1d08 ff2d1 fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">18.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hc0 y1d09 ff2d1 fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">Uitgegeven aandelen<span class=\"_ _1\"></span> en poten<span class=\"_ _1\"></span>tieel aantal <span class=\"_ _1\"></span>aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d0a ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Met inacht<span class=\"_ _0\"></span>neming v<span class=\"_ _0\"></span>an de bepali<span class=\"_ _0\"></span>ngen die met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot Ageas<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">SA/NV zijn<span class=\"_ _1\"></span> vastgelegd, voor </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d0b ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zover de wet d<span class=\"_ _0\"></span>aarin voo<span class=\"_ _0\"></span>rziet, en in h<span class=\"_ _0\"></span>et belang va<span class=\"_ _0\"></span>n de Venno<span class=\"_ _0\"></span>otschap,<span class=\"_ _0\"></span> heeft de Raa<span class=\"_ _0\"></span>d van Bestuur v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1ef hb8 y1d0c ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Ageas de g<span class=\"_ _1\"></span>oedkeuring <span class=\"_ _1\"></span>van de Alge<span class=\"_ _1\"></span>mene Vergaderi<span class=\"_ _1\"></span>ng van Aand<span class=\"_ _1\"></span>eelhouders van<span class=\"_ _1\"></span> 18 mei<span class=\"_ _1\"></span> 2022</div>\n<div class=\"t m0 x1ef hb8 y1d0d ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">ontvangen om<span class=\"_ _1\"></span> gedurende een<span class=\"_ _1\"></span> periode <span class=\"_ _1\"></span>van drie j<span class=\"_ _1\"></span>aar (2022<span class=\"ls0 ws0\">-</span><span class=\"ws18a\">20<span class=\"_ _1\"></span>24) het aandelen<span class=\"_ _1\"></span>kapitaal voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1d0e ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">algeme<span class=\"_ _0\"></span>ne doelein<span class=\"_ _0\"></span>den met max<span class=\"_ _0\"></span>imaal EUR<span class=\"ls0 ws0\"> </span><span class=\"ws18b\">15<span class=\"_ _0\"></span>0.000.0<span class=\"_ _0\"></span>00 uit t<span class=\"_ _0\"></span>e breide<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d0f ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d10 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Uitgaan<span class=\"_ _0\"></span>de van een fra<span class=\"_ _0\"></span>ctiewaa<span class=\"_ _0\"></span>rde van EUR 7,<span class=\"_ _0\"></span>9<span class=\"ls0 ws0\">2 <span class=\"ls140 ws18b\">kan A<span class=\"_ _1\"></span>geas hiermee <span class=\"_ _1\"></span>maximaal 1<span class=\"_ _1\"></span>8.950.000 aan<span class=\"_ _1\"></span>delen </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d11 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">uitgev<span class=\"_ _0\"></span>en, wat neer<span class=\"_ _0\"></span>komt op circ<span class=\"_ _0\"></span>a 10% van het t<span class=\"_ _0\"></span>otale uits<span class=\"_ _0\"></span>taande aa<span class=\"_ _0\"></span>ndelen<span class=\"_ _0\"></span>kapitaal v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x1ef hb8 y1d12 ff2cd fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Vennootscha<span class=\"ws18a\">p<span class=\"_ _1\"></span>. Deze goedkeuring<span class=\"_ _1\"></span> stelt de Vennoots<span class=\"_ _1\"></span>chap bovendien in s<span class=\"_ _1\"></span>taat om te voldoen<span class=\"_ _1\"></span> aan de </span></div>\n<div class=\"t m0 x1ef hb8 y1d13 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verplic<span class=\"_ _0\"></span>htingen di<span class=\"_ _0\"></span>e zijn aang<span class=\"_ _0\"></span>egaan in ve<span class=\"_ _0\"></span>rband met de u<span class=\"_ _0\"></span>itgifte v<span class=\"_ _0\"></span>an de financ<span class=\"_ _0\"></span>i\u00eble inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en. <span class=\"ws182\">Tevens </span></div>\n<div class=\"t m0 x1ef hb8 y1d14 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">kunnen aandelen<span class=\"_ _1\"></span> worden uitgegeven ten<span class=\"_ _1\"></span> gevolge van de zo<span class=\"_ _1\"></span>genaamde alterna<span class=\"_ _1\"></span>tie<span class=\"ws18b\">ve coupon<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1d15 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vereffe<span class=\"_ _0\"></span>ningsmet<span class=\"_ _0\"></span>hode (A<span class=\"_ _0\"></span>CVM), ge\u00ef<span class=\"_ _0\"></span>ntegre<span class=\"_ _0\"></span>erd in bepaa<span class=\"_ _0\"></span>lde hybri<span class=\"_ _0\"></span>de financi<span class=\"_ _0\"></span>\u00eble instr<span class=\"_ _0\"></span>umenten (z<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1ef hb8 y1d16 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">hiervoor toeli<span class=\"_ _1\"></span>chting 43 Voorwaarde<span class=\"_ _1\"></span>lijke verpli<span class=\"_ _1\"></span>chtingen en toelicht<span class=\"_ _1\"></span>ing 20 Achterges<span class=\"_ _1\"></span>telde schulden).<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1ef hb8 y1d17 ff2cd fs71 fce sc0 ls140 ws18a\" style=\"z-index: 15;\">Eigen aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d18 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Eigen aandelen<span class=\"_ _1\"></span> zijn uitgegeven gewon<span class=\"_ _1\"></span>e aan<span class=\"ws18b\">delen die<span class=\"_ _1\"></span> door Ageas <span class=\"_ _1\"></span>zijn terugg<span class=\"_ _1\"></span>ekocht. Deze <span class=\"_ _1\"></span>aandelen </span></div>\n<div class=\"t m0 x1ef hb8 y1d19 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>getrokk<span class=\"_ _0\"></span>en van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord onde<span class=\"_ _0\"></span>r overige res<span class=\"_ _0\"></span>erves.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d1a ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d1b ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Het tota<span class=\"_ _0\"></span>al aantal ei<span class=\"_ _0\"></span>gen aandel<span class=\"_ _0\"></span>en (6,1 milj<span class=\"_ _0\"></span>oen) best<span class=\"_ _0\"></span>aat uit vo<span class=\"_ _0\"></span>or de FRESH <span class=\"ls140 ws18b\">aangehouden aandelen </span></div>\n<div class=\"t m0 x1ef hb8 y1d1c ff2cd fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">(1,2 milj<span class=\"_ _0\"></span>oen, zi<span class=\"_ _0\"></span>e toelic<span class=\"_ _0\"></span>hting 20.<span class=\"_ _0\"></span>1), on<span class=\"_ _0\"></span>derligg<span class=\"_ _0\"></span>ende aan<span class=\"_ _0\"></span>delen v<span class=\"_ _0\"></span>an terug<span class=\"_ _0\"></span>gekocht<span class=\"_ _0\"></span>e FRESH<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">effecten (2,<span class=\"_ _0\"></span>8 </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d1d ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">miljoen,<span class=\"_ _0\"></span> zie toelic<span class=\"_ _0\"></span>hting 20.1<span class=\"_ _0\"></span>) en de rester<span class=\"_ _0\"></span>ende aa<span class=\"_ _0\"></span>ndelen afk<span class=\"_ _0\"></span>omstig uit h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1ef hb8 y1d1e ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>eninkoop<span class=\"_ _0\"></span>program<span class=\"_ _0\"></span>ma (2,1 milj<span class=\"_ _0\"></span>oen), waa<span class=\"_ _0\"></span>rvan 0,1 mi<span class=\"_ _0\"></span>ljoen wor<span class=\"_ _0\"></span><span class=\"ls140 ws18b\">den gebruik<span class=\"_ _1\"></span>t voor def<span class=\"_ _1\"></span>initieve </span></div>\n<div class=\"t m0 x1ef hb8 y1d1f ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">toekenningen<span class=\"_ _1\"></span> in het kad<span class=\"_ _1\"></span>er van h<span class=\"_ _1\"></span>et \u2018restric<span class=\"_ _1\"></span>ted share progra<span class=\"_ _1\"></span>mme\u2019<span class=\"ls147 ws189\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 246px; height: 146px; width: 483px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 245px; height: 716px; width: 92%; z-index: 3;\"><br/></div>\n\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h64 y8a5 ff2d4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Inkoopprogramm<span class=\"_ _1\"></span>a eigen aan<span class=\"_ _1\"></span>delen 2021<span class=\"ls0 ws0\">-</span><span class=\"ws113\">20<span class=\"_ _1\"></span>22<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas presen<span class=\"_ _1\"></span>teerde op 11<span class=\"_ _1\"></span> augustus 20<span class=\"_ _1\"></span>21 een ni<span class=\"_ _1\"></span>euw inkoopprogr<span class=\"_ _1\"></span>amma</div>\n<div class=\"t m0 x2c h64 y8a7 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van eigen aande<span class=\"_ _1\"></span>len dat <span class=\"ws11d\">zou lope<span class=\"_ _1\"></span>n van<span class=\"ls0 ws0\"> </span></span>1 s<span class=\"_ _1\"></span>eptember 2021<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">tot</span> <span class=\"_ _1\"></span></span><span class=\"ws11d\">29 juli 202<span class=\"_ _1\"></span>2<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en een omva<span class=\"_ _0\"></span>ng had van EUR <span class=\"lsef ws113\">150<span class=\"ls0 ws0\"> </span>miljoen<span class=\"lsf9 ws124\">. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a9 ff2d4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8aa ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De Buitengewone<span class=\"_ _1\"></span> Algemene Vergadering<span class=\"_ _1\"></span> van Aandeelhouder<span class=\"_ _1\"></span>s van 18</div>\n<div class=\"t m0 x2c h64 y8ab ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mei 2022 van A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V keurde d<span class=\"_ _0\"></span>e intrekki<span class=\"_ _0\"></span>ng goed van 1.<span class=\"_ _0\"></span>301.94<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1d h64 y1d22 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigen aa<span class=\"_ _0\"></span>ndelen. Al<span class=\"_ _0\"></span>s gevolg hi<span class=\"_ _0\"></span>ervan is het<span class=\"_ _0\"></span> totale aant<span class=\"_ _0\"></span>al <span class=\"ws111\">uitgeg<span class=\"_ _0\"></span>even </span></div>\n<div class=\"t m0 x1d h64 y1d23 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen geda<span class=\"_ _1\"></span>ald naar 1<span class=\"_ _1\"></span>89.731.187.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d24 ff2d4 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">\u2018Restricted <span class=\"_ _1\"></span>share\u2019 program<span class=\"_ _1\"></span>ma<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d25 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas heeft een \u2018re<span class=\"_ _1\"></span>stricted share\u2019<span class=\"_ _1\"></span> programma voor de led<span class=\"_ _1\"></span>en van het</div>\n<div class=\"t m0 x1d h64 y1d26 ff2d4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Executi<span class=\"_ _0\"></span>ve en het <span class=\"_ _0\"></span>Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mitte<span class=\"_ _0\"></span>e opgezet <span class=\"_ _0\"></span>(zie ook t<span class=\"_ _0\"></span>oelich<span class=\"_ _0\"></span>ting 6</div>\n<div class=\"t m0 x1d h64 y1d27 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">sectie 6.2<span class=\"_ _1\"></span> Met aandelen<span class=\"_ _1\"></span> verbonden inc<span class=\"_ _1\"></span>entivepr<span class=\"ws113\">ogramma\u2019s<span class=\"_ _1\"></span>).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b ybe2 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d28 ff2d6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Uitstaande aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 893px; z-index: 15;\">in duizenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 522px; bottom: 907px; z-index: 15;\">Uitgegeven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 659px; bottom: 907px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 645px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x63 h67 y68b ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 753px; bottom: 907px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y694 ff2d4 fs46 fce sc0 lsf1 ws116\" style=\"left: 759px; bottom: 893px; z-index: 15;\">aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 567px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h69 y68f ff2d7 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 877px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y691 ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 862px; z-index: 15;\">Aantal aandelen per 1 januari 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 862px; z-index: 15;\">194.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 862px; z-index: 15;\">(7.591)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y691 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 862px; z-index: 15;\">186.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 847px; z-index: 15;\">Intrekking van aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 538px; bottom: 847px; z-index: 15;\">(3.520)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 847px; z-index: 15;\">3.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 847px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Nett<span class=\"_ _1\"></span>o <span class=\"lsf2 ws117\">gekocht/verkoch<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12c h67 y6c4 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 833px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 833px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 818px; z-index: 15;\">Gebruikt voor aandelenplannen<span class=\"_ _0\"></span> management<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y680 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 818px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 818px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y680 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 818px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 803px; z-index: 15;\">Aantal aandelen per 31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 803px; z-index: 15;\">191.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 803px; z-index: 15;\">(5.296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y6df ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 803px; z-index: 15;\">185.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 788px; z-index: 15;\">Intrekking van aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 538px; bottom: 788px; z-index: 15;\">(1.302)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 659px; bottom: 788px; z-index: 15;\">1.302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 788px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 773px; z-index: 15;\">Nett<span class=\"_ _1\"></span>o gekoc<span class=\"_ _1\"></span>ht/ver<span class=\"_ _1\"></span>kocht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y6d1 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 773px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6d1 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 773px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 758px; z-index: 15;\">Gebruikt voor aandelenplannen<span class=\"_ _0\"></span> management<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y683 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 567px; bottom: 758px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 672px; bottom: 758px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y683 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 758px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 743px; z-index: 15;\">Aantal aandelen per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 534px; bottom: 743px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 743px; z-index: 15;\">(6.075)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h69 y688 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 743px; z-index: 15;\">183.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d35 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.3<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x2c h7b y1d36 ff2d6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Dividend<span class=\"ls0 ws0\">- <span class=\"ls10d ws141\">en<span class=\"_ _1\"></span> stemgerechtigde <span class=\"_ _1\"></span>aandelen</span> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2d4 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 649px; z-index: 15;\">in duizenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x27 h67 y688 ff2d4 fs46 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff2d4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x27 h67 y6c6 ff2d4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 797px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2d8 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Aantal aandelen uitgegeven per 31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38d h69 y68b ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 764px; bottom: 619px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Aandelen niet gerechtigd <span class=\"_ _0\"></span>tot <span class=\"lsf6\">divi<span class=\"_ _1\"></span>dend <span class=\"_ _1\"></span>en stem<span class=\"_ _1\"></span>recht<span class=\"_ _1\"></span>:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x27 h67 y6e8 ff2d4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 797px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Aandelen aangehouden door Agea<span class=\"_ _0\"></span>s SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68b ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 589px; z-index: 15;\">4.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2d4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Aandelen gerelateerd aan FRESH (zie toelichting 20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y694 ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 574px; z-index: 15;\">1.219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2d4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Aandelen gerelateerd aan C<span class=\"_ _0\"></span>ASHES (zie toelichtingen<span class=\"_ _0\"></span> 23 en 43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xcb h67 y68f ff2d4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 559px; z-index: 15;\">3.473<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff2d8 fs46 fce sc0 ls115 ws14d\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Aandelen gerechtigd tot dividend en stemrecht<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x38d h69 y694 ff2d8 fs46 fce sc0 lsf1 ws116\" style=\"left: 764px; bottom: 544px; z-index: 15;\">180.197<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h7b y1832 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.4<span class=\"ls0 ws0\"> <span class=\"_ _193\"> </span><span class=\"ls10e ws142\">Koersverschillenreserve</span></span></div>\n<div class=\"t m0 x2c h64 y1d37 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De koersverschil<span class=\"_ _1\"></span>lenreserve vorm<span class=\"_ _1\"></span>t een afzonderlij<span class=\"_ _1\"></span>ke component van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1d38 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> waarin<span class=\"_ _1\"></span> koersverschillen<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1d39 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortko<span class=\"_ _0\"></span>men uit de omr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de result<span class=\"_ _0\"></span>aten en <span class=\"lsef ws11e\">financi\u00eble posities </span></div>\n<div class=\"t m0 x2c h64 y1d3a ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van buitenl<span class=\"_ _1\"></span>andse activit<span class=\"_ _1\"></span>eiten die z<span class=\"_ _1\"></span>ijn opgenomen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1d3b ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Jaarrek<span class=\"_ _0\"></span>ening van A<span class=\"_ _0\"></span>geas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d3c ff2d4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d3d ff2d4 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">De netto<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">investerin<span class=\"_ _0\"></span>gen in activ<span class=\"_ _0\"></span>iteiten,<span class=\"_ _0\"></span> die de euro niet<span class=\"_ _0\"></span> als funct<span class=\"_ _0\"></span>ionele </span></span></div>\n<div class=\"t m0 x1d h64 y1d3e ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">valuta he<span class=\"_ _0\"></span>bben, wor<span class=\"_ _0\"></span>den door Age<span class=\"_ _0\"></span>as niet afg<span class=\"_ _0\"></span>edekt, tenz<span class=\"_ _0\"></span>ij het eff<span class=\"_ _0\"></span>ect v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x1d h64 y1d3f ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele wisselk<span class=\"_ _0\"></span>oersbe<span class=\"_ _0\"></span>weging<span class=\"_ _0\"></span>en naar de ins<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>g van Ageas de ri<span class=\"_ _0\"></span>sk</div>\n<div class=\"t m0 x1d h64 y1d40 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e overschr<span class=\"_ _0\"></span>ijdt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 376px; height: 130px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 376px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2dc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2dc fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Ongerealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen <span class=\"_ _1\"></span>begrepen in <span class=\"_ _1\"></span>het eigen <span class=\"_ _1\"></span>vermogen toewijsba<span class=\"_ _1\"></span>ar aan <span class=\"_ _1\"></span>de aandeelhouders <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h64 yb58 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De ongerealiseer<span class=\"_ _1\"></span>de winsten en ve<span class=\"_ _1\"></span>rliezen, zoals<span class=\"_ _1\"></span> begrepen in het eigen<span class=\"_ _1\"></span> vermogen toewij<span class=\"_ _1\"></span>sbaar aan de aandeelh<span class=\"_ _1\"></span>ouders, zijn al<span class=\"_ _1\"></span>s vol<span class=\"ls105 ws135\">gt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 973px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 283px; bottom: 1003px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 988px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 973px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6e8 ff2da fs46 fce sc0 lsf2 ws117\" style=\"left: 353px; bottom: 1018px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 361px; bottom: 1003px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 358px; bottom: 988px; z-index: 15;\">tijd aangehouden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 973px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 469px; bottom: 1003px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff2da fs46 fce sc0 lsf1 ws118\" style=\"left: 455px; bottom: 988px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 462px; bottom: 973px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 578px; bottom: 988px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 973px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff2da fs46 fce sc0 lsfb ws123\" style=\"left: 687px; bottom: 988px; z-index: 15;\">DPF<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x145 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 663px; bottom: 973px; z-index: 15;\">component<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 973px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2dd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 335px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 943px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 943px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 513px; bottom: 943px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 943px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 943px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 943px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 928px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 928px; z-index: 15;\">8</div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 928px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 928px; z-index: 15;\">790<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 913px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 883px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 883px; z-index: 15;\">435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 883px; z-index: 15;\">9</div>\n<div class=\"t m0 x2d6 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 883px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 883px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 883px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Discretionaire winstdelingscomponent (DPF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 869px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 869px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff2de fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 306px; bottom: 854px; z-index: 15;\">(1.506)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 854px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 854px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 854px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 696px; bottom: 854px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 854px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y6e3 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 764px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 283px; bottom: 793px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 779px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 764px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff2da fs46 fce sc0 lsf2 ws117\" style=\"left: 353px; bottom: 808px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 361px; bottom: 793px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 358px; bottom: 779px; z-index: 15;\">tijd aangehouden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 764px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 469px; bottom: 793px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff2da fs46 fce sc0 lsf1 ws118\" style=\"left: 455px; bottom: 779px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 462px; bottom: 764px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 578px; bottom: 779px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 764px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff2da fs46 fce sc0 lsfb ws123\" style=\"left: 687px; bottom: 779px; z-index: 15;\">DPF<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 663px; bottom: 764px; z-index: 15;\">component<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 764px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2dd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 335px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2da fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 313px; bottom: 733px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 733px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 505px; bottom: 733px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y691 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 612px; bottom: 733px; z-index: 15;\">5</div>\n<div class=\"t m0 x40 h67 y691 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 733px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 718px; z-index: 15;\">(1.720)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 718px; z-index: 15;\">8</div>\n<div class=\"t m0 x292 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 718px; z-index: 15;\">(1.712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 704px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 704px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 704px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 689px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 689px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 689px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 674px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 674px; z-index: 15;\">(875)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 674px; z-index: 15;\">9</div>\n<div class=\"t m0 x5b h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 674px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 612px; bottom: 674px; z-index: 15;\">3</div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 674px; z-index: 15;\">(849)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 659px; z-index: 15;\">Discretionaire winstdelingscomponent (DPF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 659px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 659px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2de fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 644px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 313px; bottom: 644px; z-index: 15;\">2.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 644px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 505px; bottom: 644px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 644px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 690px; bottom: 644px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 644px; z-index: 15;\">3.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d54 ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d55 ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d56 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waardev<span class=\"_ _1\"></span>eranderingen v<span class=\"_ _1\"></span>an derivaten<span class=\"_ _1\"></span> die zijn <span class=\"_ _1\"></span>aangewezen <span class=\"_ _1\"></span>en in</div>\n<div class=\"t m0 x2c h64 y1d57 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen, worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x2c h64 y1d58 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen ver<span class=\"_ _1\"></span>antwoord als<span class=\"_ _1\"></span> een ongere<span class=\"_ _1\"></span>aliseerde win<span class=\"_ _1\"></span>st of verli<span class=\"_ _1\"></span>es. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1d59 ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve afdek<span class=\"_ _0\"></span>kingen wo<span class=\"_ _0\"></span>rden onmi<span class=\"_ _0\"></span>ddelli<span class=\"_ _0\"></span>jk verantw<span class=\"_ _0\"></span>oord in d<span class=\"ws111\">e </span></div>\n<div class=\"t m0 x2c h64 y1d5a ff2da fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d5b ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d5c ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas slui<span class=\"_ _0\"></span>t verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en af met gega<span class=\"_ _0\"></span>randeer<span class=\"_ _0\"></span>de winstde<span class=\"_ _0\"></span>lingen</div>\n<div class=\"t m0 x2c h64 y1d5d ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en winstde<span class=\"_ _1\"></span>lingscomponenten <span class=\"_ _1\"></span>waarvan de<span class=\"_ _1\"></span> omvang en<span class=\"_ _1\"></span> het moment v<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d5e ff2da fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toeken<span class=\"_ _0\"></span>ning voll<span class=\"_ _0\"></span>edig tot<span class=\"_ _0\"></span> de discr<span class=\"_ _0\"></span>etie van <span class=\"_ _0\"></span>Ageas <span class=\"_ _0\"></span>behoren.<span class=\"_ _0\"></span> Afhank<span class=\"_ _0\"></span>elijk v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x1d h64 y1d5f ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>actuele en wet<span class=\"_ _0\"></span>telijk<span class=\"_ _0\"></span>e voorwaa<span class=\"_ _0\"></span>rden en con<span class=\"_ _0\"></span>dities w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 y1d60 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ongerealiseerde<span class=\"_ _1\"></span> waardeverander<span class=\"_ _1\"></span>ingen in de re\u00eble<span class=\"_ _1\"></span> waarde van de</div>\n<div class=\"t m0 x1d h64 y1d61 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingsmix<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> met dergelijke<span class=\"_ _1\"></span> contracten, na de</div>\n<div class=\"t m0 x1d h64 y1d62 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassing van<span class=\"_ _1\"></span> shadow accounting<span class=\"_ _1\"></span>, verantwoord in een a<span class=\"_ _1\"></span>fzonderlijk<span class=\"lsed ws111\">e </span></div>\n<div class=\"t m0 x1d h64 y1d63 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">discretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span>scomponent (<span class=\"_ _1\"></span>DPF) als onde<span class=\"_ _1\"></span>rdeel van d<span class=\"_ _1\"></span>e niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1d64 ff2da fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde w<span class=\"_ _0\"></span>insten e<span class=\"_ _0\"></span>n verlie<span class=\"_ _0\"></span>zen in het<span class=\"_ _0\"></span> eigen v<span class=\"_ _0\"></span>ermogen e<span class=\"_ _0\"></span>n als ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1d65 ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten en verl<span class=\"_ _0\"></span>iezen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 y1d66 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 460px; height: 646px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 460px; height: 646px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De mutati<span class=\"_ _0\"></span>es in <span class=\"lsef ws11e\">bruto ongereali<span class=\"_ _1\"></span>seerde winsten en ver<span class=\"_ _1\"></span>liezen, zoals<span class=\"_ _1\"></span> begrepen in het eigen<span class=\"_ _1\"></span> vermogen, zijn als vo<span class=\"_ _1\"></span>lgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 387px; bottom: 1050px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 1035px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 1020px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2e0 fs46 fce sc0 lsf2 ws117\" style=\"left: 455px; bottom: 1065px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1050px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 458px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws118\">tijd aangehouden</span> </div>\n<div class=\"t m0 x174 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 481px; bottom: 1020px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68d ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 560px; bottom: 1050px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws118\" style=\"left: 545px; bottom: 1035px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 552px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 668px; bottom: 1035px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 1020px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 1020px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 529px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 618px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Bruto ongerealiseerde winsten<span class=\"_ _0\"></span> (verliezen) per 1 januari<span class=\"_ _0\"></span> 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 417px; bottom: 990px; z-index: 15;\">9.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 990px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 990px; z-index: 15;\">1.300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 990px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 990px; z-index: 15;\">11.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Wijziging ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">tijdens de verslagperiode</span> </div>\n<div class=\"t m0 x1a4 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">(2.175)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 960px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 697px; bottom: 960px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 960px; z-index: 15;\">(2.304)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Terugname ongerealiseerde (winsten<span class=\"_ _0\"></span>) verliezen door verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x394 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Terugname ongerealiseerde verliezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">door bijzondere waardeverminderingen</span> </div>\n<div class=\"t m0 x59 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 428px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Overname en desinvestering <span class=\"_ _0\"></span>van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 886px; z-index: 15;\">investeringen volgens de <span class=\"ws116\">equity<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">met</span>h<span class=\"_ _1\"></span></span>ode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2e0 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 428px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 856px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Bruto ongerealiseerde winsten (verliezen) per 31 december 202<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 417px; bottom: 842px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 842px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68b ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 842px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fb h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 842px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Wijziging ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">tijdens de <span class=\"ws116\">verslagperiode</span></span> </div>\n<div class=\"t m0 x16b h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 407px; bottom: 812px; z-index: 15;\">(10.144)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 812px; z-index: 15;\">(489)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 812px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 762px; bottom: 812px; z-index: 15;\">(10.441)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Terugname ongerealiseerde (winsten<span class=\"_ _0\"></span>) verliezen door verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x394 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Terugname ongerealiseerde verliezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">door bijzondere waardeverminderingen</span> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Overname en desinvestering <span class=\"_ _0\"></span>van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf6 ws11b\">met</span>h<span class=\"lsf1 ws116\">ode</span> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 738px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 738px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 738px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 723px; z-index: 15;\">(93)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 723px; z-index: 15;\">(92)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 429px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bruto ongerealiseerde winsten (verliezen) per 31 december 202<span class=\"_ _0\"></span>2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 693px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 693px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 604px; bottom: 693px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 693px; bottom: 693px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 693px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h7b y1d75 ff2e3 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d76 ff2e3 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Dividendcapaciteit <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c h64 y1d77 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zi<span class=\"_ _1\"></span>jn onderhevig<span class=\"_ _1\"></span> aan jurid<span class=\"_ _1\"></span>ische</div>\n<div class=\"t m0 x2c h64 y1d78 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkingen<span class=\"_ _1\"></span> ten aanzien van de hoogt<span class=\"_ _1\"></span>e van het dividend<span class=\"_ _1\"></span> dat zij mogen</div>\n<div class=\"t m0 x2c h64 y1d79 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeren aan<span class=\"_ _1\"></span> hun aandee<span class=\"_ _1\"></span>lhouders. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d7a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d7b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Volgens he<span class=\"_ _1\"></span>t Belgische<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">Wetboe<span class=\"_ _0\"></span>k van Vennoo<span class=\"_ _0\"></span>tschap<span class=\"_ _0\"></span>pen moet een </span></span></div>\n<div class=\"t m0 x2c h64 y1d7c ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ond<span class=\"ws11d\">erneming <span class=\"_ _1\"></span>5% van de n<span class=\"_ _1\"></span>ettowinst over<span class=\"_ _1\"></span> het boek<span class=\"_ _1\"></span>jaar toevoegen<span class=\"_ _1\"></span> aan </span></div>\n<div class=\"t m0 x2c h64 y1d7d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een wette<span class=\"_ _0\"></span>lijke rese<span class=\"_ _0\"></span>rve tot dez<span class=\"_ _0\"></span>e reserve ge<span class=\"_ _0\"></span>lijk is aan 10%<span class=\"_ _0\"></span> van het</div>\n<div class=\"t m0 x2c h64 y1d7e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al. Een ond<span class=\"_ _1\"></span>erneming mag<span class=\"_ _1\"></span> geen dividend <span class=\"_ _1\"></span>uitkeren<span class=\"_ _1\"></span> indien</div>\n<div class=\"t m0 x2c h64 y1d7f ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\"> </span><span class=\"lsef\">vermogen <span class=\"_ _1\"></span>van de onder<span class=\"_ _1\"></span>neming lager<span class=\"_ _1\"></span> is dan he<span class=\"_ _1\"></span>t totaa</span><span class=\"ws112\">l van het </span></div>\n<div class=\"t m0 x2c h64 y1d80 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gestort<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span> en de niet<span class=\"ff2e4 ls0 ws0\">\u2011</span><span class=\"lsef ws11d\">uitkeerbare reserv<span class=\"_ _1\"></span>es of na ui<span class=\"_ _1\"></span>tkering van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1d81 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d zou dalen<span class=\"_ _0\"></span> tot onder dat niv<span class=\"_ _0\"></span>eau.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d82 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d83 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n en deelnem<span class=\"_ _0\"></span>ingen zijn t<span class=\"_ _0\"></span>evens onde<span class=\"_ _0\"></span>rworpen a<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d84 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de dividen<span class=\"_ _1\"></span>dbeperkingen ui<span class=\"_ _1\"></span>t hoofde <span class=\"_ _1\"></span>van vereisten<span class=\"_ _1\"></span> ten aanzien<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y1d85 ff2e0 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">minim<span class=\"lsed ws112\">umvermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden ges<span class=\"_ _0\"></span>teld door d<span class=\"_ _0\"></span>e lokale </span></div>\n<div class=\"t m0 x2c h64 y1d86 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar zij ope<span class=\"_ _0\"></span>reren en aan</div>\n<div class=\"t m0 x2c h64 y1d87 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>met de par<span class=\"_ _1\"></span>tners in <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsed\">organis<span class=\"_ _0\"></span>atie. In </span></div>\n<div class=\"t m0 x2c h64 y1d88 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1d89 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordat<span class=\"_ _0\"></span> het d<span class=\"lsef ws11d\">ividend wordt<span class=\"_ _1\"></span> aangekondigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1d8a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d8b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen aandeelh<span class=\"_ _1\"></span>oudersovereenko<span class=\"_ _1\"></span>msten (gerela<span class=\"_ _1\"></span>teerd aan</div>\n<div class=\"t m0 x1d h64 y1d8c ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x1d h64 y1d8d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder<span class=\"_ _0\"></span>heidsbe<span class=\"_ _0\"></span>lang heeft<span class=\"_ _0\"></span>) het volgen<span class=\"_ _0\"></span>de bevatt<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d8e ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">specifieke bep<span class=\"_ _0\"></span>alingen ov<span class=\"_ _0\"></span>er stemrec<span class=\"_ _0\"></span>hten of de uit<span class=\"_ _0\"></span><span class=\"ws11d\">kerin<span class=\"_ _0\"></span>g van </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d8f ff2e0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d90 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">gesloten perio<span class=\"_ _0\"></span>den waari<span class=\"_ _0\"></span>n alle parti<span class=\"_ _0\"></span>jen in het bezit<span class=\"_ _0\"></span> van aande<span class=\"_ _0\"></span>len </span></span></div>\n<div class=\"t m0 x69 h64 y1d91 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 y1d92 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d93 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span>, bij de <span class=\"lsef ws113\">overeenkomst </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d94 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inclu<span class=\"_ _0\"></span>sief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde metho<span class=\"_ _0\"></span>de die voor</div>\n<div class=\"t m0 x69 h64 y1d95 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d96 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws113\">e<span class=\"_ _1\"></span>arn</span><span class=\"ff2e0\">-<span class=\"lsef ws11d\">out m<span class=\"_ _1\"></span>echanismen w<span class=\"_ _1\"></span>aarbij de o<span class=\"_ _1\"></span>orspronkelijke<span class=\"_ _1\"></span> verkoper <span class=\"_ _1\"></span>van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d97 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 y1d98 ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doelste<span class=\"ws11d\">lling<span class=\"_ _1\"></span>en zijn gerea<span class=\"_ _1\"></span>liseerd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1d99 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws11e\">e<span class=\"_ _1\"></span>xclusivitei<span class=\"_ _1\"></span>tsbepalingen of co<span class=\"_ _1\"></span>ncurrentiebedin<span class=\"_ _1\"></span>gen in verband met de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y1d9a ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkoop van verz<span class=\"_ _1\"></span>ekeringsproduc<span class=\"_ _1\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9b ff2e0 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>dvoorst<span class=\"_ _0\"></span>el voor het<span class=\"_ _0\"></span> jaar 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9c ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de vo<span class=\"_ _0\"></span>ortgez<span class=\"_ _0\"></span>ette sterk<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>e, stelt de Raa<span class=\"_ _0\"></span>d van Bestuu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1d9d ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ter goedkeur<span class=\"_ _1\"></span>ing voor aan<span class=\"_ _1\"></span> de Algemene<span class=\"_ _1\"></span> Vergadering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 y1d9e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandeelhouders<span class=\"_ _1\"></span>, een slo<span class=\"_ _1\"></span>tdividend van<span class=\"_ _1\"></span> EUR <span class=\"ls105 ws135\">1,5<span class=\"_ _1\"></span>0<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">per aandeel bove<span class=\"_ _0\"></span>n op </span></span></span></div>\n<div class=\"t m0 x1d h64 y1d9f ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het tusse<span class=\"_ _0\"></span>ntijds div<span class=\"_ _0\"></span>idend van EU<span class=\"_ _0\"></span>R 1,50 dat i<span class=\"_ _0\"></span>n oktober 20<span class=\"_ _0\"></span>22 werd beta<span class=\"_ _0\"></span>ald.</div>\n<div class=\"t m0 x1d h64 y1da0 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daardoor bed<span class=\"_ _1\"></span>raagt het t<span class=\"_ _1\"></span>otale dividen<span class=\"_ _1\"></span>d voor 202<span class=\"_ _1\"></span>2 EUR 3,00<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 y1da1 ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een sti<span class=\"_ _0\"></span>jging<span class=\"ls0 ws0\"> </span>van 9<span class=\"_ _0\"></span>% ten opz<span class=\"_ _0\"></span>ichte v<span class=\"_ _0\"></span>an vorig j<span class=\"_ _0\"></span>aar, voo<span class=\"_ _0\"></span>r een bed<span class=\"_ _0\"></span>rag van</div>\n<div class=\"t m0 x1d h64 y1da2 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 541 mil<span class=\"_ _1\"></span>joen aan<span class=\"_ _1\"></span> dividenduitkering<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 210px; height: 445px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 210px; height: 896px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 210px; height: 896px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff2e9 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2e9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Rendement op <span class=\"_ _1\"></span>eigen vermog<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas berekent<span class=\"_ _1\"></span> het rendement op<span class=\"_ _1\"></span> het eigen vermogen do<span class=\"_ _1\"></span>or het resultaat<span class=\"_ _1\"></span> op jaarbasis voor<span class=\"_ _1\"></span> de periode te delen door<span class=\"_ _1\"></span> het gemiddel<span class=\"lsed ws112\">d netto vermo<span class=\"_ _0\"></span>gen aan </span></div>\n<div class=\"t m0 x2c h64 yb59 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het begin en h<span class=\"_ _0\"></span>et eind van d<span class=\"_ _0\"></span>e periode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5a ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2ea fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x395 h67 y68b ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 611px; bottom: 1002px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x395 h67 y68b ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1002px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2e7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Rendement eigen vermogen <span class=\"ls0 ws0\">- </span><span class=\"ws116\">Verzekeringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">(exclusief ongerealiseerde meer</span>- <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">en minderwaarden)</span> </div>\n<div class=\"t m0 xf0 h67 y694 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 957px; z-index: 15;\">9,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y694 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 957px; z-index: 15;\">13,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 946px; height: 160px; width: 90%; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x2c h7b y1da9 ff2e9 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1daa ff2e9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Winst per <span class=\"_ _1\"></span>aandeel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dab ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel worden de uitgan<span class=\"_ _1\"></span>gspunten voor de b<span class=\"_ _1\"></span>epaling van de win<span class=\"_ _1\"></span>st per aandeel weerge<span class=\"_ _1\"></span>geven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dac ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x395 h67 y694 ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 611px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x395 h67 y694 ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 630px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h69 y68f ff2eb fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 800px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 800px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gewogen gemiddeld aantal gew<span class=\"_ _0\"></span>one aandelen voor gewoon <span class=\"_ _0\"></span>resultaat per aandeel<span class=\"_ _0\"></span> (in duizenden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 771px; z-index: 15;\">184.162<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 763px; bottom: 771px; z-index: 15;\">186.765<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2e7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Aanpassingen voor:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y69a ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y69a ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">aandelen onder <span class=\"_ _0\"></span>voorwaarden (in duizenden) <span class=\"_ _0\"></span>verwacht te worden toegekend<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y685 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 741px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2ea fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Gewoge<span class=\"_ _0\"></span>n gemid<span class=\"_ _0\"></span>deld aa<span class=\"_ _0\"></span>ntal ge<span class=\"_ _0\"></span>wone aa<span class=\"_ _0\"></span>ndelen<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y683 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 630px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff2ea fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">voor verwaterd resultaat per aandeel (in duizenden)</span> </div>\n<div class=\"t m0 x122 h69 y688 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 598px; bottom: 711px; z-index: 15;\">184.321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h69 y688 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 711px; z-index: 15;\">186.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Gewoon resultaat per <span class=\"_ _0\"></span>aandeel (in euro's per <span class=\"_ _0\"></span>aandeel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 682px; z-index: 15;\">5,49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 682px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verwaterd resultaat per aa<span class=\"_ _0\"></span>ndeel (in euro's per aandee<span class=\"_ _0\"></span>l)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 667px; z-index: 15;\">5,48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 667px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1db9 ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1dba ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1dbb ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aangezien aande<span class=\"_ _1\"></span>len in verband met de<span class=\"_ _1\"></span> FRESH <span class=\"lsed ws11d\">niet vo<span class=\"_ _0\"></span>or divide<span class=\"_ _0\"></span>nd in </span></div>\n<div class=\"t m0 x2c h64 y1dbc ff2e7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing kom<span class=\"_ _0\"></span>en en er ge<span class=\"_ _0\"></span>en stem<span class=\"_ _0\"></span>rechten <span class=\"_ _0\"></span>mee zij<span class=\"_ _0\"></span>n verbon<span class=\"_ _0\"></span>den, wer<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y1dbd ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze uitg<span class=\"_ _0\"></span>esloten van d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de ge<span class=\"_ _0\"></span>wone wins<span class=\"_ _0\"></span>t per aande<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dbe ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1dbf ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"lsef ws113\">andelen <span class=\"_ _1\"></span><span class=\"ws11e\">Ageas uitgege<span class=\"_ _1\"></span>ven in verband met<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws11e\">CASHES behoren to<span class=\"_ _1\"></span>t de </span></div>\n<div class=\"t m0 x1d h64 y1dc0 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewone a<span class=\"_ _0\"></span>andelen.<span class=\"_ _0\"></span> Deze aand<span class=\"_ _0\"></span>elen hebbe<span class=\"_ _0\"></span>n geen recht o<span class=\"_ _0\"></span>p dividen<span class=\"_ _0\"></span>d en</div>\n<div class=\"t m0 x1d h64 y1dc1 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hebben ook<span class=\"_ _0\"></span> geen stemr<span class=\"_ _0\"></span>echten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 562px; height: 357px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 562px; height: 544px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag423": {
   "value": "\n<div class=\"t m0 x162 hbb y6e3 ff2cd fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Aandelenkapitaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f hbb y6e3 ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 799px; bottom: 816px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f hbb y67e ff2cd fs72 fce sc0 ls0 ws0\" style=\"left: 799px; bottom: 801px; z-index: 15;\"><span class=\"fc1a sc0\"> </span></div>\n<div class=\"t m0 x2eb hbb y68f ff2cd fs72 fc14 sc0 ls143 ws18d\" style=\"left: 323px; bottom: 786px; z-index: 15;\">Gewone aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y68f ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">1.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y6e8 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 323px; bottom: 771px; z-index: 15;\">Uitgiftepremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y6e8 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">2.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y688 ff2cd fs72 fc14 sc0 ls146 ws183\" style=\"left: 323px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige re<span class=\"_ _1\"></span>serv<span class=\"_ _1\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbb y688 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 756px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y69a ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 323px; bottom: 741px; z-index: 15;\">Koersverschillenreserve<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y69a ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 783px; bottom: 741px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y694 ff2cd fs72 fc14 sc0 ls143 ws183\" style=\"left: 323px; bottom: 727px; z-index: 15;\">Nettoresultaat toewijsbaar aan<span class=\"_ _0\"></span> de <span class=\"ws185\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x47 hbb y694 ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 727px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbb y68b ff2cd fs72 fc14 sc0 ls143 ws183\" style=\"left: 323px; bottom: 712px; z-index: 15;\">Ongerealiseerde winsten en v<span class=\"_ _0\"></span>erliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68b ff2cd fs72 fc14 sc0 ls143 ws185\" style=\"left: 774px; bottom: 712px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2eb hbc y6c6 ff2d0 fs72 fce sc0 ls146 ws187\" style=\"left: 323px; bottom: 697px; z-index: 15;\">Eigen<span class=\"_ _1\"></span> vermo<span class=\"_ _1\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 hbc y6c6 ff2d0 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 697px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 312px; bottom: 687px; height: 139px; width: 490px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y1832 ff2d6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.4<span class=\"ls0 ws0\"> <span class=\"_ _193\"> </span><span class=\"ls10e ws142\">Koersverschillenreserve</span></span></div>\n<div class=\"t m0 x2c h64 y1d37 ff2d4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De koersverschil<span class=\"_ _1\"></span>lenreserve vorm<span class=\"_ _1\"></span>t een afzonderlij<span class=\"_ _1\"></span>ke component van he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1d38 ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eigen vermogen<span class=\"_ _1\"></span> waarin<span class=\"_ _1\"></span> koersverschillen<span class=\"_ _1\"></span> worden ver<span class=\"_ _1\"></span>antwoord die<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1d39 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voortko<span class=\"_ _0\"></span>men uit de omr<span class=\"_ _0\"></span>ekening v<span class=\"_ _0\"></span>an de result<span class=\"_ _0\"></span>aten en <span class=\"lsef ws11e\">financi\u00eble posities </span></div>\n<div class=\"t m0 x2c h64 y1d3a ff2d4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van buitenl<span class=\"_ _1\"></span>andse activit<span class=\"_ _1\"></span>eiten die z<span class=\"_ _1\"></span>ijn opgenomen<span class=\"_ _1\"></span> in de Ge<span class=\"_ _1\"></span>consolideerde<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1d3b ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Jaarrek<span class=\"_ _0\"></span>ening van A<span class=\"_ _0\"></span>geas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d3c ff2d4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d3d ff2d4 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">De netto<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">investerin<span class=\"_ _0\"></span>gen in activ<span class=\"_ _0\"></span>iteiten,<span class=\"_ _0\"></span> die de euro niet<span class=\"_ _0\"></span> als funct<span class=\"_ _0\"></span>ionele </span></span></div>\n<div class=\"t m0 x1d h64 y1d3e ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">valuta he<span class=\"_ _0\"></span>bben, wor<span class=\"_ _0\"></span>den door Age<span class=\"_ _0\"></span>as niet afg<span class=\"_ _0\"></span>edekt, tenz<span class=\"_ _0\"></span>ij het eff<span class=\"_ _0\"></span>ect v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x1d h64 y1d3f ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eventu<span class=\"_ _0\"></span>ele wisselk<span class=\"_ _0\"></span>oersbe<span class=\"_ _0\"></span>weging<span class=\"_ _0\"></span>en naar de ins<span class=\"_ _0\"></span>chattin<span class=\"_ _0\"></span>g van Ageas de ri<span class=\"_ _0\"></span>sk</div>\n<div class=\"t m0 x1d h64 y1d40 ff2d4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">appetit<span class=\"_ _0\"></span>e overschr<span class=\"_ _0\"></span>ijdt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 376px; height: 130px; width: 90%; z-index: 4;\"><br/></div>\n\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2dc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2dc fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Ongerealiseerde <span class=\"_ _1\"></span>winsten en <span class=\"_ _1\"></span>verliezen <span class=\"_ _1\"></span>begrepen in <span class=\"_ _1\"></span>het eigen <span class=\"_ _1\"></span>vermogen toewijsba<span class=\"_ _1\"></span>ar aan <span class=\"_ _1\"></span>de aandeelhouders <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x2c h64 yb58 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De ongerealiseer<span class=\"_ _1\"></span>de winsten en ve<span class=\"_ _1\"></span>rliezen, zoals<span class=\"_ _1\"></span> begrepen in het eigen<span class=\"_ _1\"></span> vermogen toewij<span class=\"_ _1\"></span>sbaar aan de aandeelh<span class=\"_ _1\"></span>ouders, zijn al<span class=\"_ _1\"></span>s vol<span class=\"ls105 ws135\">gt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 973px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y68f ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 283px; bottom: 1003px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 988px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 973px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y6e8 ff2da fs46 fce sc0 lsf2 ws117\" style=\"left: 353px; bottom: 1018px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68f ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 361px; bottom: 1003px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 358px; bottom: 988px; z-index: 15;\">tijd aangehouden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 973px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68f ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 469px; bottom: 1003px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y694 ff2da fs46 fce sc0 lsf1 ws118\" style=\"left: 455px; bottom: 988px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 462px; bottom: 973px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y694 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 578px; bottom: 988px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 973px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y694 ff2da fs46 fce sc0 lsfb ws123\" style=\"left: 687px; bottom: 988px; z-index: 15;\">DPF<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x145 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 663px; bottom: 973px; z-index: 15;\">component<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 973px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2dd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 335px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y67e ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 943px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 943px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 513px; bottom: 943px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 943px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 943px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 943px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 928px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 928px; z-index: 15;\">8</div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 606px; bottom: 928px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 928px; z-index: 15;\">790<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 913px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 779px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 883px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 883px; z-index: 15;\">435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 883px; z-index: 15;\">9</div>\n<div class=\"t m0 x2d6 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 511px; bottom: 883px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 883px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 883px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Discretionaire winstdelingscomponent (DPF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 319px; bottom: 869px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y6df ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 869px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6df ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff2de fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 306px; bottom: 854px; z-index: 15;\">(1.506)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 854px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 854px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 607px; bottom: 854px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 696px; bottom: 854px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h69 y69a ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 854px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e3 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y6e3 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff2da fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 764px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 283px; bottom: 793px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 779px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 287px; bottom: 764px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff2da fs46 fce sc0 lsf2 ws117\" style=\"left: 353px; bottom: 808px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 361px; bottom: 793px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 h67 y68b ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 358px; bottom: 779px; z-index: 15;\">tijd aangehouden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 378px; bottom: 764px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 469px; bottom: 793px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y68b ff2da fs46 fce sc0 lsf1 ws118\" style=\"left: 455px; bottom: 779px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 462px; bottom: 764px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68b ff2da fs46 fce sc0 lsf1 ws115\" style=\"left: 578px; bottom: 779px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 588px; bottom: 764px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff2da fs46 fce sc0 lsfb ws123\" style=\"left: 687px; bottom: 779px; z-index: 15;\">DPF<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x145 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 663px; bottom: 764px; z-index: 15;\">component<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff2da fs46 fce sc0 lsf1 ws116\" style=\"left: 770px; bottom: 764px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2dd fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 335px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2de fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2da fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 313px; bottom: 733px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 733px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 505px; bottom: 733px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y691 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 612px; bottom: 733px; z-index: 15;\">5</div>\n<div class=\"t m0 x40 h67 y691 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y691 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 733px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 718px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 718px; z-index: 15;\">(1.720)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 718px; z-index: 15;\">8</div>\n<div class=\"t m0 x292 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 718px; z-index: 15;\">(1.712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 704px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 306px; bottom: 704px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 766px; bottom: 704px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2da fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 689px; z-index: 15;\">Gerelateerde belasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 321px; bottom: 689px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y680 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 689px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 674px; z-index: 15;\">Minderheidsbelangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 316px; bottom: 674px; z-index: 15;\">(875)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 421px; bottom: 674px; z-index: 15;\">9</div>\n<div class=\"t m0 x5b h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 517px; bottom: 674px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 612px; bottom: 674px; z-index: 15;\">3</div>\n<div class=\"t m0 x40 h67 y6c4 ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 706px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6c4 ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 776px; bottom: 674px; z-index: 15;\">(849)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 659px; z-index: 15;\">Discretionaire winstdelingscomponent (DPF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 325px; bottom: 659px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x292 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 527px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 617px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y69a ff2da fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 659px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2da fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y685 ff2de fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 644px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 313px; bottom: 644px; z-index: 15;\">2.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 644px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 505px; bottom: 644px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y685 ff2de fs46 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 644px; z-index: 15;\">8</div>\n<div class=\"t m0 x47 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 690px; bottom: 644px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y685 ff2de fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 644px; z-index: 15;\">3.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d54 ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d55 ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d56 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Re\u00eble waardev<span class=\"_ _1\"></span>eranderingen v<span class=\"_ _1\"></span>an derivaten<span class=\"_ _1\"></span> die zijn <span class=\"_ _1\"></span>aangewezen <span class=\"_ _1\"></span>en in</div>\n<div class=\"t m0 x2c h64 y1d57 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aanmerking kome<span class=\"_ _1\"></span>n als kasstrooma<span class=\"_ _1\"></span>fdekkingen, worden<span class=\"_ _1\"></span> in het eigen</div>\n<div class=\"t m0 x2c h64 y1d58 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vermogen ver<span class=\"_ _1\"></span>antwoord als<span class=\"_ _1\"></span> een ongere<span class=\"_ _1\"></span>aliseerde win<span class=\"_ _1\"></span>st of verli<span class=\"_ _1\"></span>es. Niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1d59 ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>eve afdek<span class=\"_ _0\"></span>kingen wo<span class=\"_ _0\"></span>rden onmi<span class=\"_ _0\"></span>ddelli<span class=\"_ _0\"></span>jk verantw<span class=\"_ _0\"></span>oord in d<span class=\"ws111\">e </span></div>\n<div class=\"t m0 x2c h64 y1d5a ff2da fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">resultatenrek<span class=\"_ _1\"></span>ening. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d5b ff2da fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d5c ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Ageas slui<span class=\"_ _0\"></span>t verzek<span class=\"_ _0\"></span>eringsc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en af met gega<span class=\"_ _0\"></span>randeer<span class=\"_ _0\"></span>de winstde<span class=\"_ _0\"></span>lingen</div>\n<div class=\"t m0 x2c h64 y1d5d ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">en winstde<span class=\"_ _1\"></span>lingscomponenten <span class=\"_ _1\"></span>waarvan de<span class=\"_ _1\"></span> omvang en<span class=\"_ _1\"></span> het moment v<span class=\"_ _1\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d5e ff2da fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">toeken<span class=\"_ _0\"></span>ning voll<span class=\"_ _0\"></span>edig tot<span class=\"_ _0\"></span> de discr<span class=\"_ _0\"></span>etie van <span class=\"_ _0\"></span>Ageas <span class=\"_ _0\"></span>behoren.<span class=\"_ _0\"></span> Afhank<span class=\"_ _0\"></span>elijk v<span class=\"lsef ws113\">an </span></div>\n<div class=\"t m0 x1d h64 y1d5f ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>actuele en wet<span class=\"_ _0\"></span>telijk<span class=\"_ _0\"></span>e voorwaa<span class=\"_ _0\"></span>rden en con<span class=\"_ _0\"></span>dities w<span class=\"_ _0\"></span>orden</div>\n<div class=\"t m0 x1d h64 y1d60 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ongerealiseerde<span class=\"_ _1\"></span> waardeverander<span class=\"_ _1\"></span>ingen in de re\u00eble<span class=\"_ _1\"></span> waarde van de</div>\n<div class=\"t m0 x1d h64 y1d61 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beleggingsmix<span class=\"_ _1\"></span> verband houdende<span class=\"_ _1\"></span> met dergelijke<span class=\"_ _1\"></span> contracten, na de</div>\n<div class=\"t m0 x1d h64 y1d62 ff2da fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">toepassing van<span class=\"_ _1\"></span> shadow accounting<span class=\"_ _1\"></span>, verantwoord in een a<span class=\"_ _1\"></span>fzonderlijk<span class=\"lsed ws111\">e </span></div>\n<div class=\"t m0 x1d h64 y1d63 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">discretionaire<span class=\"_ _1\"></span> winstdeling<span class=\"_ _1\"></span>scomponent (<span class=\"_ _1\"></span>DPF) als onde<span class=\"_ _1\"></span>rdeel van d<span class=\"_ _1\"></span>e niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1d64 ff2da fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde w<span class=\"_ _0\"></span>insten e<span class=\"_ _0\"></span>n verlie<span class=\"_ _0\"></span>zen in het<span class=\"_ _0\"></span> eigen v<span class=\"_ _0\"></span>ermogen e<span class=\"_ _0\"></span>n als ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1d65 ff2da fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gereal<span class=\"_ _0\"></span>iseerde wi<span class=\"_ _0\"></span>nsten en verl<span class=\"_ _0\"></span>iezen m<span class=\"_ _0\"></span>et betrekk<span class=\"_ _0\"></span>ing tot voor ve<span class=\"_ _0\"></span>rkoop</div>\n<div class=\"t m0 x1d h64 y1d66 ff2da fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beschikbare<span class=\"_ _1\"></span> beleggingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 460px; height: 646px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De mutati<span class=\"_ _0\"></span>es in <span class=\"lsef ws11e\">bruto ongereali<span class=\"_ _1\"></span>seerde winsten en ver<span class=\"_ _1\"></span>liezen, zoals<span class=\"_ _1\"></span> begrepen in het eigen<span class=\"_ _1\"></span> vermogen, zijn als vo<span class=\"_ _1\"></span>lgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68b ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b h67 y68d ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 387px; bottom: 1050px; z-index: 15;\">Voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 1035px; z-index: 15;\">beschikbare<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 1020px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 h67 y68b ff2e0 fs46 fce sc0 lsf2 ws117\" style=\"left: 455px; bottom: 1065px; z-index: 15;\">Geherclassi<span class=\"_ _0\"></span>ficeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y68d ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 463px; bottom: 1050px; z-index: 15;\">in tot einde loop<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 458px; bottom: 1035px; z-index: 15;\"> <span class=\"lsf1 ws118\">tijd aangehouden</span> </div>\n<div class=\"t m0 x174 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 481px; bottom: 1020px; z-index: 15;\">beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y68d ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 560px; bottom: 1050px; z-index: 15;\">Herwaardering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws118\" style=\"left: 545px; bottom: 1035px; z-index: 15;\">van deelnemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 552px; bottom: 1020px; z-index: 15;\">en joint ventures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x132 h67 y68f ff2e0 fs46 fce sc0 lsf1 ws115\" style=\"left: 668px; bottom: 1035px; z-index: 15;\">Cash flow<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 678px; bottom: 1020px; z-index: 15;\">hedges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff2e0 fs46 fce sc0 lsf1 ws116\" style=\"left: 771px; bottom: 1020px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 439px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 529px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 618px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h69 y68f ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Bruto ongerealiseerde winsten<span class=\"_ _0\"></span> (verliezen) per 1 januari<span class=\"_ _0\"></span> 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 417px; bottom: 990px; z-index: 15;\">9.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 990px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 990px; z-index: 15;\">1.300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 691px; bottom: 990px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h69 y694 ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 990px; z-index: 15;\">11.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Wijziging ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">tijdens de verslagperiode</span> </div>\n<div class=\"t m0 x1a4 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 410px; bottom: 960px; z-index: 15;\">(2.175)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 960px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 697px; bottom: 960px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 767px; bottom: 960px; z-index: 15;\">(2.304)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Terugname ongerealiseerde (winsten<span class=\"_ _0\"></span>) verliezen door verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x394 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Terugname ongerealiseerde verliezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">door bijzondere waardeverminderingen</span> </div>\n<div class=\"t m0 x59 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 428px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69a ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y69a ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Overname en desinvestering <span class=\"_ _0\"></span>van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 886px; z-index: 15;\">investeringen volgens de <span class=\"ws116\">equity<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">met</span>h<span class=\"_ _1\"></span></span>ode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y683 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y683 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2e0 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f h67 y6d1 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 790px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 428px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68d ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 696px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x59 h67 y68d ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 856px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Bruto ongerealiseerde winsten (verliezen) per 31 december 202<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 417px; bottom: 842px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 842px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 842px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 h69 y68b ff2e2 fs46 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 842px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fb h69 y68b ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 842px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e0 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Wijziging ongerealiseerde winsten en verliezen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y6e8 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">tijdens de <span class=\"ws116\">verslagperiode</span></span> </div>\n<div class=\"t m0 x16b h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 407px; bottom: 812px; z-index: 15;\">(10.144)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 812px; z-index: 15;\">(489)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 693px; bottom: 812px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 762px; bottom: 812px; z-index: 15;\">(10.441)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Terugname ongerealiseerde (winsten<span class=\"_ _0\"></span>) verliezen door verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x394 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 419px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y694 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x203 h67 y694 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Terugname ongerealiseerde verliezen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y68f ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">door bijzondere waardeverminderingen</span> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Overname en desinvestering <span class=\"_ _0\"></span>van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">investeringen volgens de equity</span>-<span class=\"lsf6 ws11b\">met</span>h<span class=\"lsf1 ws116\">ode</span> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 423px; bottom: 738px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x59 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 607px; bottom: 738px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y67e ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 738px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e0 fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Amort<span class=\"_ _1\"></span>isat<span class=\"_ _1\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 439px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d6 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 524px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x40 h67 y680 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x47 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 691px; bottom: 723px; z-index: 15;\">(93)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y680 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 723px; z-index: 15;\">(92)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 429px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 529px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 618px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y685 ff2e0 fs46 fc14 sc0 ls0 ws0\" style=\"left: 707px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y685 ff2e0 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Bruto ongerealiseerde winsten (verliezen) per 31 december 202<span class=\"_ _0\"></span>2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 410px; bottom: 693px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 693px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 604px; bottom: 693px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 693px; bottom: 693px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h69 y69a ff2e2 fs46 fce sc0 lsf1 ws116\" style=\"left: 767px; bottom: 693px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x2c h7b y1d75 ff2e3 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d76 ff2e3 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Dividendcapaciteit <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c h64 y1d77 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zi<span class=\"_ _1\"></span>jn onderhevig<span class=\"_ _1\"></span> aan jurid<span class=\"_ _1\"></span>ische</div>\n<div class=\"t m0 x2c h64 y1d78 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkingen<span class=\"_ _1\"></span> ten aanzien van de hoogt<span class=\"_ _1\"></span>e van het dividend<span class=\"_ _1\"></span> dat zij mogen</div>\n<div class=\"t m0 x2c h64 y1d79 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeren aan<span class=\"_ _1\"></span> hun aandee<span class=\"_ _1\"></span>lhouders. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d7a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d7b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Volgens he<span class=\"_ _1\"></span>t Belgische<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">Wetboe<span class=\"_ _0\"></span>k van Vennoo<span class=\"_ _0\"></span>tschap<span class=\"_ _0\"></span>pen moet een </span></span></div>\n<div class=\"t m0 x2c h64 y1d7c ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ond<span class=\"ws11d\">erneming <span class=\"_ _1\"></span>5% van de n<span class=\"_ _1\"></span>ettowinst over<span class=\"_ _1\"></span> het boek<span class=\"_ _1\"></span>jaar toevoegen<span class=\"_ _1\"></span> aan </span></div>\n<div class=\"t m0 x2c h64 y1d7d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een wette<span class=\"_ _0\"></span>lijke rese<span class=\"_ _0\"></span>rve tot dez<span class=\"_ _0\"></span>e reserve ge<span class=\"_ _0\"></span>lijk is aan 10%<span class=\"_ _0\"></span> van het</div>\n<div class=\"t m0 x2c h64 y1d7e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al. Een ond<span class=\"_ _1\"></span>erneming mag<span class=\"_ _1\"></span> geen dividend <span class=\"_ _1\"></span>uitkeren<span class=\"_ _1\"></span> indien</div>\n<div class=\"t m0 x2c h64 y1d7f ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\"> </span><span class=\"lsef\">vermogen <span class=\"_ _1\"></span>van de onder<span class=\"_ _1\"></span>neming lager<span class=\"_ _1\"></span> is dan he<span class=\"_ _1\"></span>t totaa</span><span class=\"ws112\">l van het </span></div>\n<div class=\"t m0 x2c h64 y1d80 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gestort<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span> en de niet<span class=\"ff2e4 ls0 ws0\">\u2011</span><span class=\"lsef ws11d\">uitkeerbare reserv<span class=\"_ _1\"></span>es of na ui<span class=\"_ _1\"></span>tkering van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1d81 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d zou dalen<span class=\"_ _0\"></span> tot onder dat niv<span class=\"_ _0\"></span>eau.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d82 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d83 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n en deelnem<span class=\"_ _0\"></span>ingen zijn t<span class=\"_ _0\"></span>evens onde<span class=\"_ _0\"></span>rworpen a<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d84 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de dividen<span class=\"_ _1\"></span>dbeperkingen ui<span class=\"_ _1\"></span>t hoofde <span class=\"_ _1\"></span>van vereisten<span class=\"_ _1\"></span> ten aanzien<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y1d85 ff2e0 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">minim<span class=\"lsed ws112\">umvermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden ges<span class=\"_ _0\"></span>teld door d<span class=\"_ _0\"></span>e lokale </span></div>\n<div class=\"t m0 x2c h64 y1d86 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar zij ope<span class=\"_ _0\"></span>reren en aan</div>\n<div class=\"t m0 x2c h64 y1d87 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>met de par<span class=\"_ _1\"></span>tners in <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsed\">organis<span class=\"_ _0\"></span>atie. In </span></div>\n<div class=\"t m0 x2c h64 y1d88 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1d89 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordat<span class=\"_ _0\"></span> het d<span class=\"lsef ws11d\">ividend wordt<span class=\"_ _1\"></span> aangekondigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1d8a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d8b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen aandeelh<span class=\"_ _1\"></span>oudersovereenko<span class=\"_ _1\"></span>msten (gerela<span class=\"_ _1\"></span>teerd aan</div>\n<div class=\"t m0 x1d h64 y1d8c ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x1d h64 y1d8d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder<span class=\"_ _0\"></span>heidsbe<span class=\"_ _0\"></span>lang heeft<span class=\"_ _0\"></span>) het volgen<span class=\"_ _0\"></span>de bevatt<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d8e ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">specifieke bep<span class=\"_ _0\"></span>alingen ov<span class=\"_ _0\"></span>er stemrec<span class=\"_ _0\"></span>hten of de uit<span class=\"_ _0\"></span><span class=\"ws11d\">kerin<span class=\"_ _0\"></span>g van </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d8f ff2e0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d90 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">gesloten perio<span class=\"_ _0\"></span>den waari<span class=\"_ _0\"></span>n alle parti<span class=\"_ _0\"></span>jen in het bezit<span class=\"_ _0\"></span> van aande<span class=\"_ _0\"></span>len </span></span></div>\n<div class=\"t m0 x69 h64 y1d91 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 y1d92 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d93 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span>, bij de <span class=\"lsef ws113\">overeenkomst </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d94 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inclu<span class=\"_ _0\"></span>sief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde metho<span class=\"_ _0\"></span>de die voor</div>\n<div class=\"t m0 x69 h64 y1d95 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d96 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws113\">e<span class=\"_ _1\"></span>arn</span><span class=\"ff2e0\">-<span class=\"lsef ws11d\">out m<span class=\"_ _1\"></span>echanismen w<span class=\"_ _1\"></span>aarbij de o<span class=\"_ _1\"></span>orspronkelijke<span class=\"_ _1\"></span> verkoper <span class=\"_ _1\"></span>van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d97 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 y1d98 ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doelste<span class=\"ws11d\">lling<span class=\"_ _1\"></span>en zijn gerea<span class=\"_ _1\"></span>liseerd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1d99 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws11e\">e<span class=\"_ _1\"></span>xclusivitei<span class=\"_ _1\"></span>tsbepalingen of co<span class=\"_ _1\"></span>ncurrentiebedin<span class=\"_ _1\"></span>gen in verband met de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y1d9a ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkoop van verz<span class=\"_ _1\"></span>ekeringsproduc<span class=\"_ _1\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9b ff2e0 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>dvoorst<span class=\"_ _0\"></span>el voor het<span class=\"_ _0\"></span> jaar 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9c ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de vo<span class=\"_ _0\"></span>ortgez<span class=\"_ _0\"></span>ette sterk<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>e, stelt de Raa<span class=\"_ _0\"></span>d van Bestuu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1d9d ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ter goedkeur<span class=\"_ _1\"></span>ing voor aan<span class=\"_ _1\"></span> de Algemene<span class=\"_ _1\"></span> Vergadering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 y1d9e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandeelhouders<span class=\"_ _1\"></span>, een slo<span class=\"_ _1\"></span>tdividend van<span class=\"_ _1\"></span> EUR <span class=\"ls105 ws135\">1,5<span class=\"_ _1\"></span>0<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">per aandeel bove<span class=\"_ _0\"></span>n op </span></span></span></div>\n<div class=\"t m0 x1d h64 y1d9f ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het tusse<span class=\"_ _0\"></span>ntijds div<span class=\"_ _0\"></span>idend van EU<span class=\"_ _0\"></span>R 1,50 dat i<span class=\"_ _0\"></span>n oktober 20<span class=\"_ _0\"></span>22 werd beta<span class=\"_ _0\"></span>ald.</div>\n<div class=\"t m0 x1d h64 y1da0 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daardoor bed<span class=\"_ _1\"></span>raagt het t<span class=\"_ _1\"></span>otale dividen<span class=\"_ _1\"></span>d voor 202<span class=\"_ _1\"></span>2 EUR 3,00<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 y1da1 ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een sti<span class=\"_ _0\"></span>jging<span class=\"ls0 ws0\"> </span>van 9<span class=\"_ _0\"></span>% ten opz<span class=\"_ _0\"></span>ichte v<span class=\"_ _0\"></span>an vorig j<span class=\"_ _0\"></span>aar, voo<span class=\"_ _0\"></span>r een bed<span class=\"_ _0\"></span>rag van</div>\n<div class=\"t m0 x1d h64 y1da2 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 541 mil<span class=\"_ _1\"></span>joen aan<span class=\"_ _1\"></span> dividenduitkering<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 210px; height: 445px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 210px; height: 896px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff2e9 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2e9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Rendement op <span class=\"_ _1\"></span>eigen vermog<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas berekent<span class=\"_ _1\"></span> het rendement op<span class=\"_ _1\"></span> het eigen vermogen do<span class=\"_ _1\"></span>or het resultaat<span class=\"_ _1\"></span> op jaarbasis voor<span class=\"_ _1\"></span> de periode te delen door<span class=\"_ _1\"></span> het gemiddel<span class=\"lsed ws112\">d netto vermo<span class=\"_ _0\"></span>gen aan </span></div>\n<div class=\"t m0 x2c h64 yb59 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het begin en h<span class=\"_ _0\"></span>et eind van d<span class=\"_ _0\"></span>e periode.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5a ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff2ea fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x395 h67 y68b ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 611px; bottom: 1002px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x395 h67 y68b ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 1002px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6e8 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2e7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Rendement eigen vermogen <span class=\"ls0 ws0\">- </span><span class=\"ws116\">Verzekeringen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">(exclusief ongerealiseerde meer</span>- <span class=\"_ _1\"></span><span class=\"lsf1 ws118\">en minderwaarden)</span> </div>\n<div class=\"t m0 xf0 h67 y694 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 957px; z-index: 15;\">9,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x25a h67 y694 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 957px; z-index: 15;\">13,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 946px; height: 160px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag418": {
   "value": "\n<div class=\"t m0 x1ef hb8 y1d17 ff2cd fs71 fce sc0 ls140 ws18a\" style=\"z-index: 15;\">Eigen aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d18 ff2cd fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Eigen aandelen<span class=\"_ _1\"></span> zijn uitgegeven gewon<span class=\"_ _1\"></span>e aan<span class=\"ws18b\">delen die<span class=\"_ _1\"></span> door Ageas <span class=\"_ _1\"></span>zijn terugg<span class=\"_ _1\"></span>ekocht. Deze <span class=\"_ _1\"></span>aandelen </span></div>\n<div class=\"t m0 x1ef hb8 y1d19 ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>getrokk<span class=\"_ _0\"></span>en van het eig<span class=\"_ _0\"></span>en vermog<span class=\"_ _0\"></span>en en worde<span class=\"_ _0\"></span>n verantw<span class=\"_ _0\"></span>oord onde<span class=\"_ _0\"></span>r overige res<span class=\"_ _0\"></span>erves.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1d1a ff2cd fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1d1b ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Het tota<span class=\"_ _0\"></span>al aantal ei<span class=\"_ _0\"></span>gen aandel<span class=\"_ _0\"></span>en (6,1 milj<span class=\"_ _0\"></span>oen) best<span class=\"_ _0\"></span>aat uit vo<span class=\"_ _0\"></span>or de FRESH <span class=\"ls140 ws18b\">aangehouden aandelen </span></div>\n<div class=\"t m0 x1ef hb8 y1d1c ff2cd fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">(1,2 milj<span class=\"_ _0\"></span>oen, zi<span class=\"_ _0\"></span>e toelic<span class=\"_ _0\"></span>hting 20.<span class=\"_ _0\"></span>1), on<span class=\"_ _0\"></span>derligg<span class=\"_ _0\"></span>ende aan<span class=\"_ _0\"></span>delen v<span class=\"_ _0\"></span>an terug<span class=\"_ _0\"></span>gekocht<span class=\"_ _0\"></span>e FRESH<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">effecten (2,<span class=\"_ _0\"></span>8 </span></span></div>\n<div class=\"t m0 x1ef hb8 y1d1d ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">miljoen,<span class=\"_ _0\"></span> zie toelic<span class=\"_ _0\"></span>hting 20.1<span class=\"_ _0\"></span>) en de rester<span class=\"_ _0\"></span>ende aa<span class=\"_ _0\"></span>ndelen afk<span class=\"_ _0\"></span>omstig uit h<span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x1ef hb8 y1d1e ff2cd fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aandel<span class=\"_ _0\"></span>eninkoop<span class=\"_ _0\"></span>program<span class=\"_ _0\"></span>ma (2,1 milj<span class=\"_ _0\"></span>oen), waa<span class=\"_ _0\"></span>rvan 0,1 mi<span class=\"_ _0\"></span>ljoen wor<span class=\"_ _0\"></span><span class=\"ls140 ws18b\">den gebruik<span class=\"_ _1\"></span>t voor def<span class=\"_ _1\"></span>initieve </span></div>\n<div class=\"t m0 x1ef hb8 y1d1f ff2cd fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">toekenningen<span class=\"_ _1\"></span> in het kad<span class=\"_ _1\"></span>er van h<span class=\"_ _1\"></span>et \u2018restric<span class=\"_ _1\"></span>ted share progra<span class=\"_ _1\"></span>mme\u2019<span class=\"ls147 ws189\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 246px; height: 146px; width: 483px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag415": {
   "value": "\n<div class=\"t m0 x2c h7b y1d75 ff2e3 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1d76 ff2e3 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Dividendcapaciteit <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c h64 y1d77 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De dochteron<span class=\"_ _1\"></span>dernemingen <span class=\"_ _1\"></span>van Ageas zi<span class=\"_ _1\"></span>jn onderhevig<span class=\"_ _1\"></span> aan jurid<span class=\"_ _1\"></span>ische</div>\n<div class=\"t m0 x2c h64 y1d78 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">beperkingen<span class=\"_ _1\"></span> ten aanzien van de hoogt<span class=\"_ _1\"></span>e van het dividend<span class=\"_ _1\"></span> dat zij mogen</div>\n<div class=\"t m0 x2c h64 y1d79 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">uitkeren aan<span class=\"_ _1\"></span> hun aandee<span class=\"_ _1\"></span>lhouders. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d7a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d7b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Volgens he<span class=\"_ _1\"></span>t Belgische<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"lsed ws112\">Wetboe<span class=\"_ _0\"></span>k van Vennoo<span class=\"_ _0\"></span>tschap<span class=\"_ _0\"></span>pen moet een </span></span></div>\n<div class=\"t m0 x2c h64 y1d7c ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">ond<span class=\"ws11d\">erneming <span class=\"_ _1\"></span>5% van de n<span class=\"_ _1\"></span>ettowinst over<span class=\"_ _1\"></span> het boek<span class=\"_ _1\"></span>jaar toevoegen<span class=\"_ _1\"></span> aan </span></div>\n<div class=\"t m0 x2c h64 y1d7d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een wette<span class=\"_ _0\"></span>lijke rese<span class=\"_ _0\"></span>rve tot dez<span class=\"_ _0\"></span>e reserve ge<span class=\"_ _0\"></span>lijk is aan 10%<span class=\"_ _0\"></span> van het</div>\n<div class=\"t m0 x2c h64 y1d7e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelenkapita<span class=\"_ _1\"></span>al. Een ond<span class=\"_ _1\"></span>erneming mag<span class=\"_ _1\"></span> geen dividend <span class=\"_ _1\"></span>uitkeren<span class=\"_ _1\"></span> indien</div>\n<div class=\"t m0 x2c h64 y1d7f ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het nett<span class=\"_ _0\"></span>o<span class=\"ls0 ws0\"> </span><span class=\"lsef\">vermogen <span class=\"_ _1\"></span>van de onder<span class=\"_ _1\"></span>neming lager<span class=\"_ _1\"></span> is dan he<span class=\"_ _1\"></span>t totaa</span><span class=\"ws112\">l van het </span></div>\n<div class=\"t m0 x2c h64 y1d80 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gestort<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span> en de niet<span class=\"ff2e4 ls0 ws0\">\u2011</span><span class=\"lsef ws11d\">uitkeerbare reserv<span class=\"_ _1\"></span>es of na ui<span class=\"_ _1\"></span>tkering van<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x2c h64 y1d81 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d zou dalen<span class=\"_ _0\"></span> tot onder dat niv<span class=\"_ _0\"></span>eau.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1d82 ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1d83 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eminge<span class=\"_ _0\"></span>n en deelnem<span class=\"_ _0\"></span>ingen zijn t<span class=\"_ _0\"></span>evens onde<span class=\"_ _0\"></span>rworpen a<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c h64 y1d84 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de dividen<span class=\"_ _1\"></span>dbeperkingen ui<span class=\"_ _1\"></span>t hoofde <span class=\"_ _1\"></span>van vereisten<span class=\"_ _1\"></span> ten aanzien<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x2c h64 y1d85 ff2e0 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">minim<span class=\"lsed ws112\">umvermog<span class=\"_ _0\"></span>en en solvabi<span class=\"_ _0\"></span>liteit di<span class=\"_ _0\"></span>e worden ges<span class=\"_ _0\"></span>teld door d<span class=\"_ _0\"></span>e lokale </span></div>\n<div class=\"t m0 x2c h64 y1d86 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">toezicht<span class=\"_ _0\"></span>houde<span class=\"_ _0\"></span>rs in de lande<span class=\"_ _0\"></span>n waar zij ope<span class=\"_ _0\"></span>reren en aan</div>\n<div class=\"t m0 x2c h64 y1d87 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>scontracten <span class=\"_ _1\"></span>met de par<span class=\"_ _1\"></span>tners in <span class=\"ws113\">de<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsed\">organis<span class=\"_ _0\"></span>atie. In </span></div>\n<div class=\"t m0 x2c h64 y1d88 ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">sommige situa<span class=\"_ _1\"></span>ties is consensus tu<span class=\"_ _1\"></span>ssen de aandeelhouder<span class=\"_ _1\"></span>s vereist</div>\n<div class=\"t m0 x2c h64 y1d89 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voordat<span class=\"_ _0\"></span> het d<span class=\"lsef ws11d\">ividend wordt<span class=\"_ _1\"></span> aangekondigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1d8a ff2e0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1d8b ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast <span class=\"_ _1\"></span>kunnen aandeelh<span class=\"_ _1\"></span>oudersovereenko<span class=\"_ _1\"></span>msten (gerela<span class=\"_ _1\"></span>teerd aan</div>\n<div class=\"t m0 x1d h64 y1d8c ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">partijen die een<span class=\"_ _1\"></span> belang hebben in<span class=\"_ _1\"></span> een onderneming waari<span class=\"_ _1\"></span>n Ageas een</div>\n<div class=\"t m0 x1d h64 y1d8d ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">minder<span class=\"_ _0\"></span>heidsbe<span class=\"_ _0\"></span>lang heeft<span class=\"_ _0\"></span>) het volgen<span class=\"_ _0\"></span>de bevatt<span class=\"_ _0\"></span>en:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d8e ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">specifieke bep<span class=\"_ _0\"></span>alingen ov<span class=\"_ _0\"></span>er stemrec<span class=\"_ _0\"></span>hten of de uit<span class=\"_ _0\"></span><span class=\"ws11d\">kerin<span class=\"_ _0\"></span>g van </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d8f ff2e0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>d;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d90 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">gesloten perio<span class=\"_ _0\"></span>den waari<span class=\"_ _0\"></span>n alle parti<span class=\"_ _0\"></span>jen in het bezit<span class=\"_ _0\"></span> van aande<span class=\"_ _0\"></span>len </span></span></div>\n<div class=\"t m0 x69 h64 y1d91 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">v\u00f3\u00f3r een <span class=\"_ _1\"></span>bepaalde peri<span class=\"_ _1\"></span>ode geen a<span class=\"_ _1\"></span>andelen mogen<span class=\"_ _1\"></span> verkopen <span class=\"_ _1\"></span>tenzij</div>\n<div class=\"t m0 x69 h64 y1d92 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">met toest<span class=\"_ _0\"></span>emming van d<span class=\"_ _0\"></span>e andere bet<span class=\"_ _0\"></span>rokken pa<span class=\"_ _0\"></span>rtijen;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d93 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsed ws112\">optie tot (door)v<span class=\"_ _0\"></span>erkoop a<span class=\"_ _0\"></span>an de andere<span class=\"_ _0\"></span>, bij de <span class=\"lsef ws113\">overeenkomst </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d94 ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrokk<span class=\"_ _0\"></span>en partij<span class=\"_ _0\"></span>(en), inclu<span class=\"_ _0\"></span>sief de on<span class=\"_ _0\"></span>derligge<span class=\"_ _0\"></span>nde metho<span class=\"_ _0\"></span>de die voor</div>\n<div class=\"t m0 x69 h64 y1d95 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de waarderi<span class=\"_ _1\"></span>ng van de<span class=\"_ _1\"></span> aandelen word<span class=\"_ _1\"></span>t gehanteerd;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d96 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws113\">e<span class=\"_ _1\"></span>arn</span><span class=\"ff2e0\">-<span class=\"lsef ws11d\">out m<span class=\"_ _1\"></span>echanismen w<span class=\"_ _1\"></span>aarbij de o<span class=\"_ _1\"></span>orspronkelijke<span class=\"_ _1\"></span> verkoper <span class=\"_ _1\"></span>van de </span></span></span></div>\n<div class=\"t m0 x69 h64 y1d97 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen add<span class=\"_ _1\"></span>itionele op<span class=\"_ _1\"></span>brengsten ontvan<span class=\"_ _1\"></span>gt indien<span class=\"_ _1\"></span> bepaalde</div>\n<div class=\"t m0 x69 h64 y1d98 ff2e0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">doelste<span class=\"ws11d\">lling<span class=\"_ _1\"></span>en zijn gerea<span class=\"_ _1\"></span>liseerd;<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h64 y1d99 ff2e5 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e6\"> <span class=\"_ _3f\"> </span><span class=\"ff2e0 lsef ws11e\">e<span class=\"_ _1\"></span>xclusivitei<span class=\"_ _1\"></span>tsbepalingen of co<span class=\"_ _1\"></span>ncurrentiebedin<span class=\"_ _1\"></span>gen in verband met de<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x69 h64 y1d9a ff2e0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verkoop van verz<span class=\"_ _1\"></span>ekeringsproduc<span class=\"_ _1\"></span>ten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9b ff2e0 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Dividen<span class=\"_ _0\"></span>dvoorst<span class=\"_ _0\"></span>el voor het<span class=\"_ _0\"></span> jaar 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1d9c ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Gezien de vo<span class=\"_ _0\"></span>ortgez<span class=\"_ _0\"></span>ette sterk<span class=\"_ _0\"></span>e kapitaal<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>e, stelt de Raa<span class=\"_ _0\"></span>d van Bestuu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1d h64 y1d9d ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">ter goedkeur<span class=\"_ _1\"></span>ing voor aan<span class=\"_ _1\"></span> de Algemene<span class=\"_ _1\"></span> Vergadering<span class=\"_ _1\"></span> van</div>\n<div class=\"t m0 x1d h64 y1d9e ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Aandeelhouders<span class=\"_ _1\"></span>, een slo<span class=\"_ _1\"></span>tdividend van<span class=\"_ _1\"></span> EUR <span class=\"ls105 ws135\">1,5<span class=\"_ _1\"></span>0<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">per aandeel bove<span class=\"_ _0\"></span>n op </span></span></span></div>\n<div class=\"t m0 x1d h64 y1d9f ff2e0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het tusse<span class=\"_ _0\"></span>ntijds div<span class=\"_ _0\"></span>idend van EU<span class=\"_ _0\"></span>R 1,50 dat i<span class=\"_ _0\"></span>n oktober 20<span class=\"_ _0\"></span>22 werd beta<span class=\"_ _0\"></span>ald.</div>\n<div class=\"t m0 x1d h64 y1da0 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daardoor bed<span class=\"_ _1\"></span>raagt het t<span class=\"_ _1\"></span>otale dividen<span class=\"_ _1\"></span>d voor 202<span class=\"_ _1\"></span>2 EUR 3,00<span class=\"_ _1\"></span> per aandeel<span class=\"_ _1\"></span>,</div>\n<div class=\"t m0 x1d h64 y1da1 ff2e0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">een sti<span class=\"_ _0\"></span>jging<span class=\"ls0 ws0\"> </span>van 9<span class=\"_ _0\"></span>% ten opz<span class=\"_ _0\"></span>ichte v<span class=\"_ _0\"></span>an vorig j<span class=\"_ _0\"></span>aar, voo<span class=\"_ _0\"></span>r een bed<span class=\"_ _0\"></span>rag van</div>\n<div class=\"t m0 x1d h64 y1da2 ff2e0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 541 mil<span class=\"_ _1\"></span>joen aan<span class=\"_ _1\"></span> dividenduitkering<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 210px; height: 445px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">R<span class=\"_ _3\"></span>enteba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en,<span class=\"_ _0\"></span> dividend<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Rentebaten op geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Rentebaten op beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentebaten uit derivaten aangehouden voor handelsdoeleinden en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbc y68b ff380 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l renteb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividenden op aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Huurbaten uit vastgoedbeleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Huurbaten van parkeergarage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Overige beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff380 fs72 fc2a sc0 ls146 ws188\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls143 ws18d\">rentebaten, dividend en overige beleggingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y214f ff37e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Huurink<span class=\"_ _0\"></span>omsten uit<span class=\"_ _0\"></span> parkeerg<span class=\"_ _0\"></span>arages,<span class=\"_ _0\"></span> in het bijzon<span class=\"_ _0\"></span>der deze<span class=\"_ _0\"></span> in luchthav<span class=\"_ _0\"></span>ens en stadsc<span class=\"_ _0\"></span>entra, o<span class=\"_ _0\"></span>ndervo<span class=\"_ _0\"></span>nden een neg<span class=\"_ _0\"></span>atieve im<span class=\"_ _0\"></span>pact in 20<span class=\"ls140 ws18b\">21 door de C<span class=\"ls153 ws19d\">ovid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c hb8 y2150 ff37e fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">pandemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 549px; height: 412px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 549px; height: 412px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag419": {
   "value": "3",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "Tag421": {
   "value": "\n<div class=\"t m0 x2c h7b y1da9 ff2e9 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">18.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1daa ff2e9 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Winst per <span class=\"_ _1\"></span>aandeel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dab ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de volgende<span class=\"_ _1\"></span> tabel worden de uitgan<span class=\"_ _1\"></span>gspunten voor de b<span class=\"_ _1\"></span>epaling van de win<span class=\"_ _1\"></span>st per aandeel weerge<span class=\"_ _1\"></span>geven.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dac ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x395 h67 y694 ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 611px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x395 h67 y694 ff2e7 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y68f ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 630px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h69 y68f ff2eb fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Nettoresultaat toewijsbaar aan de <span class=\"ls115 ws177\">aandeelhouders<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 800px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y6c4 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 800px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y680 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gewogen gemiddeld aantal gew<span class=\"_ _0\"></span>one aandelen voor gewoon <span class=\"_ _0\"></span>resultaat per aandeel<span class=\"_ _0\"></span> (in duizenden)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 598px; bottom: 771px; z-index: 15;\">184.162<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h67 y6df ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 763px; bottom: 771px; z-index: 15;\">186.765<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2e7 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Aanpassingen voor:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y69a ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y69a ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _9f\"> </span><span class=\"lsf1 ws115\">aandelen onder <span class=\"_ _0\"></span>voorwaarden (in duizenden) <span class=\"_ _0\"></span>verwacht te worden toegekend<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y685 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 615px; bottom: 741px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 741px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2ea fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Gewoge<span class=\"_ _0\"></span>n gemid<span class=\"_ _0\"></span>deld aa<span class=\"_ _0\"></span>ntal ge<span class=\"_ _0\"></span>wone aa<span class=\"_ _0\"></span>ndelen<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x94 h67 y683 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 630px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y683 ff2e7 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff2ea fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">voor verwaterd resultaat per aandeel (in duizenden)</span> </div>\n<div class=\"t m0 x122 h69 y688 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 598px; bottom: 711px; z-index: 15;\">184.321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x122 h69 y688 ff2ea fs46 fce sc0 lsf1 ws116\" style=\"left: 763px; bottom: 711px; z-index: 15;\">186.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 630px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x94 h67 y6c6 ff2e7 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Gewoon resultaat per <span class=\"_ _0\"></span>aandeel (in euro's per <span class=\"_ _0\"></span>aandeel)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 682px; z-index: 15;\">5,49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68b ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 682px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verwaterd resultaat per aa<span class=\"_ _0\"></span>ndeel (in euro's per aandee<span class=\"_ _0\"></span>l)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 667px; z-index: 15;\">5,48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e8 ff2e7 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 778px; bottom: 667px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1db9 ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1dba ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1dbb ff2e7 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Aangezien aande<span class=\"_ _1\"></span>len in verband met de<span class=\"_ _1\"></span> FRESH <span class=\"lsed ws11d\">niet vo<span class=\"_ _0\"></span>or divide<span class=\"_ _0\"></span>nd in </span></div>\n<div class=\"t m0 x2c h64 y1dbc ff2e7 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">aanmerk<span class=\"_ _0\"></span>ing kom<span class=\"_ _0\"></span>en en er ge<span class=\"_ _0\"></span>en stem<span class=\"_ _0\"></span>rechten <span class=\"_ _0\"></span>mee zij<span class=\"_ _0\"></span>n verbon<span class=\"_ _0\"></span>den, wer<span class=\"_ _0\"></span>den</div>\n<div class=\"t m0 x2c h64 y1dbd ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze uitg<span class=\"_ _0\"></span>esloten van d<span class=\"_ _0\"></span>e bereken<span class=\"_ _0\"></span>ing van de ge<span class=\"_ _0\"></span>wone wins<span class=\"_ _0\"></span>t per aande<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1dbe ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1dbf ff2e7 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"lsef ws113\">andelen <span class=\"_ _1\"></span><span class=\"ws11e\">Ageas uitgege<span class=\"_ _1\"></span>ven in verband met<span class=\"_ _1\"></span></span></span> <span class=\"lsef ws11e\">CASHES behoren to<span class=\"_ _1\"></span>t de </span></div>\n<div class=\"t m0 x1d h64 y1dc0 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gewone a<span class=\"_ _0\"></span>andelen.<span class=\"_ _0\"></span> Deze aand<span class=\"_ _0\"></span>elen hebbe<span class=\"_ _0\"></span>n geen recht o<span class=\"_ _0\"></span>p dividen<span class=\"_ _0\"></span>d en</div>\n<div class=\"t m0 x1d h64 y1dc1 ff2e7 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hebben ook<span class=\"_ _0\"></span> geen stemr<span class=\"_ _0\"></span>echten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 562px; height: 357px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag566": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>eringsv<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1dc8 ff2ef fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1dc9 ff2ef fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 december 2<span class=\"ws185\">022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff2ed fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 720px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e8 ff2f1 fs72 fce sc0 ls148 ws0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2f1 fs72 fce sc0 ls144 ws184\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2f1 fs72 fce sc0 ls14f ws18c\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y1dd4 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd6 ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">De wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen in<span class=\"_ _0\"></span>zake leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontrac<span class=\"_ _0\"></span>ten (voo<span class=\"_ _0\"></span>r herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ng en elimi<span class=\"_ _0\"></span>naties<span class=\"_ _0\"></span>) zijn al<span class=\"_ _0\"></span>s volgt.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1dd7 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6d1 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 552px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 777px; bottom: 552px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2f1 fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 522px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 522px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 522px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Overdracht naar <span class=\"ws18d\">passiva aangehoud<span class=\"_ _0\"></span>en voor verkoop<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 507px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls150 ws196\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 492px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 492px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 478px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 478px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 478px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 463px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 463px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 463px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 448px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 448px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 448px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 433px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 433px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 418px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 418px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 403px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68d ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2f1 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 374px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 374px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de6 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de7 ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1de8 ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de9 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dea ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel <span class=\"_ _1\"></span>\u2018Overige wijz<span class=\"_ _1\"></span>igingen, incl<span class=\"_ _1\"></span>usief risico<span class=\"_ _1\"></span>dekking\u2019 geef<span class=\"_ _1\"></span>t hoofdzakeli<span class=\"_ _1\"></span>jk</div>\n<div class=\"t m0 x2c hb8 y1deb ff2ed fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ls0 ws0\">- </span><span class=\"ws18b\">en actu<span class=\"_ _0\"></span>ari\u00eble ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an gar<span class=\"_ _0\"></span>anties in <span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> </span>contract<span class=\"_ _0\"></span>en weer </span></div>\n<div class=\"t m0 x2c hb8 y1dec ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">en varieer<span class=\"_ _1\"></span>t daarom in<span class=\"_ _1\"></span> het volume<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1ded ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1dee ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d hb8 y1def ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d hb8 y1df0 ff2ed fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en Leven, w<span class=\"_ _0\"></span>as in 2022 en 20<span class=\"_ _0\"></span>21 niet mate<span class=\"_ _0\"></span>rieel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 221px; height: 740px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 221px; height: 740px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 221px; height: 740px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 221px; height: 740px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2f6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2f6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake b<span class=\"_ _1\"></span>eleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2f4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2f4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x51 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2f8 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1df6 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1df7 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff2f8 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfer tussen <span class=\"ws116\">verplichtingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e02 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e03 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e04 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1e05 ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. De<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1e06 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>houdt voo<span class=\"_ _0\"></span>rnamel<span class=\"_ _0\"></span>ijk verb<span class=\"_ _0\"></span>and met <span class=\"_ _0\"></span>interne</div>\n<div class=\"t m0 x2c h64 y1e07 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewegingen <span class=\"_ _1\"></span>tussen product<span class=\"_ _1\"></span>portefeuilles. D<span class=\"_ _1\"></span>e regel <span class=\"_ _1\"></span>\u2018Overige wij<span class=\"_ _1\"></span>z<span class=\"lsed ws111\">iginge<span class=\"_ _0\"></span>n, </span></div>\n<div class=\"t m0 x2c h64 y1e08 ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief risico<span class=\"_ _0\"></span>dekking<span class=\"_ _0\"></span>\u2019 geeft hoof<span class=\"_ _0\"></span>dzakelij<span class=\"_ _0\"></span>k verzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- </span>en actu<span class=\"_ _0\"></span>ari\u00eble</div>\n<div class=\"t m0 x2c h64 y1e09 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties <span class=\"_ _0\"></span>in de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer en v<span class=\"_ _0\"></span>arieert <span class=\"_ _0\"></span>daarom <span class=\"_ _0\"></span>in het</div>\n<div class=\"t m0 x2c h64 y1e0a ff2f4 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">volume. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e0b ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e0c ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d h64 y1e0d ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1e0e ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even, was in 2<span class=\"_ _0\"></span>022 en 2021 ni<span class=\"_ _0\"></span>et materi<span class=\"_ _0\"></span>eel.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 625px; height: 481px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 625px; height: 481px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 625px; height: 481px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2fc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2fc fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake u<span class=\"_ _1\"></span>nit<span class=\"ls0 ws0\">-<span class=\"ls10e ws142\">linked contracten</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2fd fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y149e ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y149f ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14a0 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-</span><span class=\"lsef\">linked contracten<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> is als v<span class=\"_ _1\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14a1 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e21 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e22 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e23 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">linked contracten op ba<span class=\"_ _1\"></span>sis van belegging<span class=\"_ _1\"></span>scontracten is al<span class=\"_ _1\"></span>s volgt.</span> </span></div>\n<div class=\"t m0 x2c h64 y1e24 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 668px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 668px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 637px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 637px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 622px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 622px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 608px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 608px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 593px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 593px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 578px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 578px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 563px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 563px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 548px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 533px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 533px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e26 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e27 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e28 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overdr<span class=\"_ _0\"></span>acht van verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen betr<span class=\"_ _0\"></span>eft vooral i<span class=\"_ _0\"></span>nterne bew<span class=\"_ _0\"></span>egingen t<span class=\"_ _0\"></span>ussen <span class=\"ws11d\">ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>nde prod<span class=\"_ _0\"></span>uctcont<span class=\"_ _0\"></span>racten. \u2018<span class=\"_ _0\"></span>Overi<span class=\"_ _0\"></span>ge wijzig<span class=\"_ _0\"></span>ingen, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef risic<span class=\"_ _0\"></span>odekking<span class=\"_ _0\"></span>\u2019 </span></div>\n<div class=\"t m0 x2c h64 y1e29 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geeft hoof<span class=\"_ _0\"></span>dzakel<span class=\"_ _0\"></span>ijk verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en actuari\u00eble <span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties i<span class=\"_ _0\"></span>n de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 460px; height: 646px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 460px; height: 646px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 460px; height: 646px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 460px; height: 646px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff302 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff302 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Niet<span class=\"ls0 ws0\">-</span>leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 <span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Schadeverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdiende premies</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsfb ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1e2c ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2d ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2e ff300 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e Niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">leven verzekering<span class=\"_ _1\"></span>scontracten (v<span class=\"_ _1\"></span>oor herverzek<span class=\"_ _1\"></span>ering en e<span class=\"_ _1\"></span>liminaties) i<span class=\"_ _1\"></span>s als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e2f ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 821px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 821px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6df ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff303 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 791px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Aankoop/Verkoop dochterondernemingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Toevoeging verplichtingen huidig<span class=\"_ _0\"></span> jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 761px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 761px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 746px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 746px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 732px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 516px; bottom: 732px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 732px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 717px; z-index: 15;\">Toevoeging verplichtingen voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 717px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 717px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 702px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 702px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 702px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 687px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 510px; bottom: 687px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 682px; bottom: 687px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 672px; z-index: 15;\">Wijziging verplichtingen (huidig en<span class=\"_ _0\"></span> voorgaande jaren)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 672px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 672px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 657px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 657px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 657px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 642px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 642px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 628px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 628px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Schaduw boekhoudkundige a<span class=\"_ _0\"></span>anpassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 613px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Overige wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 598px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 598px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 583px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 583px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 583px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 572px; height: 534px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 572px; height: 534px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 572px; height: 534px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 572px; height: 534px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff308 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff308 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verzekeringsverplic<span class=\"_ _1\"></span>htingen en to<span class=\"_ _1\"></span>ereikendheidstoetsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff306 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De toereike<span class=\"_ _1\"></span>ndheidstoetsen<span class=\"_ _1\"></span> per jaareinde<span class=\"_ _1\"></span> 2022 hebben<span class=\"_ _1\"></span> de toereiken<span class=\"_ _1\"></span>dheid van <span class=\"_ _1\"></span>de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en bevestigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e3b ff306 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Overzicht v<span class=\"_ _1\"></span>erzekeringsverpli<span class=\"_ _1\"></span>chtingen per<span class=\"_ _1\"></span> bedrijfssegm<span class=\"_ _1\"></span>ent <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1245 ff306 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de onders<span class=\"_ _0\"></span>taande t<span class=\"_ _0\"></span>abel wordt<span class=\"ls0 ws0\"> </span>e<span class=\"_ _0\"></span>en overzicht<span class=\"_ _0\"></span> gegeve<span class=\"_ _0\"></span>n van de verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n per bedri<span class=\"_ _0\"></span>jfssegm<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1246 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 486px; bottom: 970px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div class=\"t m0 x8 h67 y694 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 474px; bottom: 956px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 696px; bottom: 970px; z-index: 15;\">Leven bruto split<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 695px; bottom: 956px; z-index: 15;\">in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 925px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 940px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div class=\"t m0 x1ae h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 470px; bottom: 925px; z-index: 15;\">P<span class=\"lsf1 ws116\">remies</span> </div>\n<div class=\"t m0 x133 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 940px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 574px; bottom: 925px; z-index: 15;\">C<span class=\"lsf8 ws121\">laims</span> </div>\n<div class=\"t m0 x1a5 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 925px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 940px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 684px; bottom: 925px; z-index: 15;\">L<span class=\"lsf1 ws116\">inked</span> </div>\n<div class=\"t m0 x202 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 940px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 925px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x169 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6d1 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 538px; bottom: 773px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x5a h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 515px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y6d1 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 749px; bottom: 773px; z-index: 15;\">Leven bruto<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1b4 h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 711px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a9 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 728px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 743px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a3 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 471px; bottom: 728px; z-index: 15;\">premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 743px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x63 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 576px; bottom: 728px; z-index: 15;\">claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a5 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 728px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 743px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1aa h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 686px; bottom: 728px; z-index: 15;\">linked<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 743px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 728px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e43 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e44 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 627px; height: 479px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 627px; height: 479px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 627px; height: 479px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfInsuranceLiabilitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag427": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>eringsv<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1dc8 ff2ef fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1dc9 ff2ef fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 december 2<span class=\"ws185\">022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff2ed fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 720px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e8 ff2f1 fs72 fce sc0 ls148 ws0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2f1 fs72 fce sc0 ls144 ws184\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2f1 fs72 fce sc0 ls14f ws18c\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y1dd4 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd6 ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">De wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen in<span class=\"_ _0\"></span>zake leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontrac<span class=\"_ _0\"></span>ten (voo<span class=\"_ _0\"></span>r herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ng en elimi<span class=\"_ _0\"></span>naties<span class=\"_ _0\"></span>) zijn al<span class=\"_ _0\"></span>s volgt.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1dd7 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6d1 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 552px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 777px; bottom: 552px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2f1 fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 522px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 522px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 522px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Overdracht naar <span class=\"ws18d\">passiva aangehoud<span class=\"_ _0\"></span>en voor verkoop<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 507px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls150 ws196\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 492px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 492px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 478px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 478px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 478px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 463px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 463px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 463px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 448px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 448px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 448px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 433px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 433px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 418px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 418px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 403px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68d ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2f1 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 374px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 374px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de6 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de7 ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1de8 ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de9 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dea ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel <span class=\"_ _1\"></span>\u2018Overige wijz<span class=\"_ _1\"></span>igingen, incl<span class=\"_ _1\"></span>usief risico<span class=\"_ _1\"></span>dekking\u2019 geef<span class=\"_ _1\"></span>t hoofdzakeli<span class=\"_ _1\"></span>jk</div>\n<div class=\"t m0 x2c hb8 y1deb ff2ed fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ls0 ws0\">- </span><span class=\"ws18b\">en actu<span class=\"_ _0\"></span>ari\u00eble ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an gar<span class=\"_ _0\"></span>anties in <span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> </span>contract<span class=\"_ _0\"></span>en weer </span></div>\n<div class=\"t m0 x2c hb8 y1dec ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">en varieer<span class=\"_ _1\"></span>t daarom in<span class=\"_ _1\"></span> het volume<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1ded ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1dee ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d hb8 y1def ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d hb8 y1df0 ff2ed fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en Leven, w<span class=\"_ _0\"></span>as in 2022 en 20<span class=\"_ _0\"></span>21 niet mate<span class=\"_ _0\"></span>rieel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 221px; height: 740px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 221px; height: 740px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 221px; height: 740px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2f6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2f6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake b<span class=\"_ _1\"></span>eleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2f4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2f4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x51 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2f8 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1df6 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1df7 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff2f8 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfer tussen <span class=\"ws116\">verplichtingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e02 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e03 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e04 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1e05 ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. De<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1e06 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>houdt voo<span class=\"_ _0\"></span>rnamel<span class=\"_ _0\"></span>ijk verb<span class=\"_ _0\"></span>and met <span class=\"_ _0\"></span>interne</div>\n<div class=\"t m0 x2c h64 y1e07 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewegingen <span class=\"_ _1\"></span>tussen product<span class=\"_ _1\"></span>portefeuilles. D<span class=\"_ _1\"></span>e regel <span class=\"_ _1\"></span>\u2018Overige wij<span class=\"_ _1\"></span>z<span class=\"lsed ws111\">iginge<span class=\"_ _0\"></span>n, </span></div>\n<div class=\"t m0 x2c h64 y1e08 ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief risico<span class=\"_ _0\"></span>dekking<span class=\"_ _0\"></span>\u2019 geeft hoof<span class=\"_ _0\"></span>dzakelij<span class=\"_ _0\"></span>k verzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- </span>en actu<span class=\"_ _0\"></span>ari\u00eble</div>\n<div class=\"t m0 x2c h64 y1e09 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties <span class=\"_ _0\"></span>in de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer en v<span class=\"_ _0\"></span>arieert <span class=\"_ _0\"></span>daarom <span class=\"_ _0\"></span>in het</div>\n<div class=\"t m0 x2c h64 y1e0a ff2f4 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">volume. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e0b ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e0c ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d h64 y1e0d ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1e0e ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even, was in 2<span class=\"_ _0\"></span>022 en 2021 ni<span class=\"_ _0\"></span>et materi<span class=\"_ _0\"></span>eel.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 625px; height: 481px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 625px; height: 481px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2fc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2fc fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake u<span class=\"_ _1\"></span>nit<span class=\"ls0 ws0\">-<span class=\"ls10e ws142\">linked contracten</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2fd fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y149e ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y149f ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14a0 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-</span><span class=\"lsef\">linked contracten<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> is als v<span class=\"_ _1\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14a1 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e21 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e22 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e23 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">linked contracten op ba<span class=\"_ _1\"></span>sis van belegging<span class=\"_ _1\"></span>scontracten is al<span class=\"_ _1\"></span>s volgt.</span> </span></div>\n<div class=\"t m0 x2c h64 y1e24 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 668px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 668px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 637px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 637px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 622px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 622px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 608px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 608px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 593px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 593px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 578px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 578px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 563px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 563px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 548px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 533px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 533px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e26 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e27 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e28 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overdr<span class=\"_ _0\"></span>acht van verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen betr<span class=\"_ _0\"></span>eft vooral i<span class=\"_ _0\"></span>nterne bew<span class=\"_ _0\"></span>egingen t<span class=\"_ _0\"></span>ussen <span class=\"ws11d\">ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>nde prod<span class=\"_ _0\"></span>uctcont<span class=\"_ _0\"></span>racten. \u2018<span class=\"_ _0\"></span>Overi<span class=\"_ _0\"></span>ge wijzig<span class=\"_ _0\"></span>ingen, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef risic<span class=\"_ _0\"></span>odekking<span class=\"_ _0\"></span>\u2019 </span></div>\n<div class=\"t m0 x2c h64 y1e29 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geeft hoof<span class=\"_ _0\"></span>dzakel<span class=\"_ _0\"></span>ijk verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en actuari\u00eble <span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties i<span class=\"_ _0\"></span>n de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 460px; height: 646px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 460px; height: 646px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 460px; height: 646px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff302 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff302 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Niet<span class=\"ls0 ws0\">-</span>leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 <span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Schadeverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdiende premies</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsfb ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1e2c ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2d ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2e ff300 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e Niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">leven verzekering<span class=\"_ _1\"></span>scontracten (v<span class=\"_ _1\"></span>oor herverzek<span class=\"_ _1\"></span>ering en e<span class=\"_ _1\"></span>liminaties) i<span class=\"_ _1\"></span>s als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e2f ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 821px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 821px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6df ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff303 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 791px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Aankoop/Verkoop dochterondernemingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Toevoeging verplichtingen huidig<span class=\"_ _0\"></span> jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 761px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 761px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 746px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 746px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 732px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 516px; bottom: 732px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 732px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 717px; z-index: 15;\">Toevoeging verplichtingen voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 717px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 717px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 702px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 702px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 702px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 687px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 510px; bottom: 687px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 682px; bottom: 687px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 672px; z-index: 15;\">Wijziging verplichtingen (huidig en<span class=\"_ _0\"></span> voorgaande jaren)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 672px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 672px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 657px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 657px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 657px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 642px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 642px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 628px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 628px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Schaduw boekhoudkundige a<span class=\"_ _0\"></span>anpassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 613px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Overige wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 598px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 598px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 583px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 583px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 583px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 572px; height: 534px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 572px; height: 534px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 572px; height: 534px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff308 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff308 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verzekeringsverplic<span class=\"_ _1\"></span>htingen en to<span class=\"_ _1\"></span>ereikendheidstoetsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff306 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De toereike<span class=\"_ _1\"></span>ndheidstoetsen<span class=\"_ _1\"></span> per jaareinde<span class=\"_ _1\"></span> 2022 hebben<span class=\"_ _1\"></span> de toereiken<span class=\"_ _1\"></span>dheid van <span class=\"_ _1\"></span>de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en bevestigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e3b ff306 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Overzicht v<span class=\"_ _1\"></span>erzekeringsverpli<span class=\"_ _1\"></span>chtingen per<span class=\"_ _1\"></span> bedrijfssegm<span class=\"_ _1\"></span>ent <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1245 ff306 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de onders<span class=\"_ _0\"></span>taande t<span class=\"_ _0\"></span>abel wordt<span class=\"ls0 ws0\"> </span>e<span class=\"_ _0\"></span>en overzicht<span class=\"_ _0\"></span> gegeve<span class=\"_ _0\"></span>n van de verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n per bedri<span class=\"_ _0\"></span>jfssegm<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1246 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 486px; bottom: 970px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div class=\"t m0 x8 h67 y694 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 474px; bottom: 956px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 696px; bottom: 970px; z-index: 15;\">Leven bruto split<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 695px; bottom: 956px; z-index: 15;\">in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 925px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 940px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div class=\"t m0 x1ae h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 470px; bottom: 925px; z-index: 15;\">P<span class=\"lsf1 ws116\">remies</span> </div>\n<div class=\"t m0 x133 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 940px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 574px; bottom: 925px; z-index: 15;\">C<span class=\"lsf8 ws121\">laims</span> </div>\n<div class=\"t m0 x1a5 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 925px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 940px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 684px; bottom: 925px; z-index: 15;\">L<span class=\"lsf1 ws116\">inked</span> </div>\n<div class=\"t m0 x202 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 940px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 925px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x169 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6d1 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 538px; bottom: 773px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x5a h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 515px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y6d1 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 749px; bottom: 773px; z-index: 15;\">Leven bruto<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1b4 h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 711px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a9 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 728px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 743px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a3 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 471px; bottom: 728px; z-index: 15;\">premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 743px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x63 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 576px; bottom: 728px; z-index: 15;\">claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a5 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 728px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 743px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1aa h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 686px; bottom: 728px; z-index: 15;\">linked<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 743px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 728px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e43 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e44 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 627px; height: 479px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 627px; height: 479px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentContractsLiabilitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag426": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>eringsv<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1dc8 ff2ef fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1dc9 ff2ef fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 december 2<span class=\"ws185\">022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y67e ff2ed fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff2f0 fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff2ed fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 720px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e8 ff2f1 fs72 fce sc0 ls148 ws0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6e8 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 676px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff2f1 fs72 fce sc0 ls144 ws184\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y6be ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 646px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff2f1 fs72 fce sc0 ls14f ws18c\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y68b ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y1dd4 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dd6 ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">De wijz<span class=\"_ _0\"></span>igingen i<span class=\"_ _0\"></span>n de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen in<span class=\"_ _0\"></span>zake leve<span class=\"_ _0\"></span>nsverz<span class=\"_ _0\"></span>ekering<span class=\"_ _0\"></span>scontrac<span class=\"_ _0\"></span>ten (voo<span class=\"_ _0\"></span>r herve<span class=\"_ _0\"></span>rzekeri<span class=\"_ _0\"></span>ng en elimi<span class=\"_ _0\"></span>naties<span class=\"_ _0\"></span>) zijn al<span class=\"_ _0\"></span>s volgt.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1dd7 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6d1 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 552px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6d1 ff2ed fs72 fce sc0 ls143 ws185\" style=\"left: 777px; bottom: 552px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff2ed fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6e3 ff2f0 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y694 ff2f1 fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 522px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 522px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y694 ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 522px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Overdracht naar <span class=\"ws18d\">passiva aangehoud<span class=\"_ _0\"></span>en voor verkoop<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68b ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 507px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff2ed fs72 fc14 sc0 ls150 ws196\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 492px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 492px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 478px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y67e ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 478px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 478px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 463px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 463px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y1437 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 463px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 448px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 448px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y6e8 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 448px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 433px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6df ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 433px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 418px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y680 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 768px; bottom: 418px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y68d ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 403px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68d ff2ed fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff2ed fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 388px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y688 ff2ed fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 388px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff2f1 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 596px; bottom: 374px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y69a ff2f1 fs72 fce sc0 ls143 ws185\" style=\"left: 768px; bottom: 374px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de5 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de6 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1de7 ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1de8 ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1de9 ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1dea ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel <span class=\"_ _1\"></span>\u2018Overige wijz<span class=\"_ _1\"></span>igingen, incl<span class=\"_ _1\"></span>usief risico<span class=\"_ _1\"></span>dekking\u2019 geef<span class=\"_ _1\"></span>t hoofdzakeli<span class=\"_ _1\"></span>jk</div>\n<div class=\"t m0 x2c hb8 y1deb ff2ed fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>erings<span class=\"ls0 ws0\">- </span><span class=\"ws18b\">en actu<span class=\"_ _0\"></span>ari\u00eble ris<span class=\"_ _0\"></span>ico\u2019s v<span class=\"_ _0\"></span>an gar<span class=\"_ _0\"></span>anties in <span class=\"_ _0\"></span>de<span class=\"ls0 ws0\"> </span>contract<span class=\"_ _0\"></span>en weer </span></div>\n<div class=\"t m0 x2c hb8 y1dec ff2ed fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">en varieer<span class=\"_ _1\"></span>t daarom in<span class=\"_ _1\"></span> het volume<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1ded ff2ed fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1dee ff2ed fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d hb8 y1def ff2ed fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d hb8 y1df0 ff2ed fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsco<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>en Leven, w<span class=\"_ _0\"></span>as in 2022 en 20<span class=\"_ _0\"></span>21 niet mate<span class=\"_ _0\"></span>rieel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 221px; height: 740px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 221px; height: 740px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2f6 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2f6 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake b<span class=\"_ _1\"></span>eleggingscontracten Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2f4 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2f4 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2f7 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verplichting voor toekomstige ui<span class=\"_ _0\"></span>tkering aan polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y691 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff2f4 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x51 h67 y67e ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff2f8 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y68f ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1df6 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1df7 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6c4 ff2f4 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2f4 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff2f7 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff2f8 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6e3 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y69a ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfer tussen <span class=\"ws116\">verplichtingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y688 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Aanpassing shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y683 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2f4 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y683 ff2f8 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e02 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e03 ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e04 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De shadow a<span class=\"_ _1\"></span>ccountingaanpa<span class=\"_ _1\"></span>ssing houdt <span class=\"_ _1\"></span>verband me<span class=\"_ _1\"></span>t de niet<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y1e05 ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gerealiseerde<span class=\"_ _1\"></span> winsten en verli<span class=\"_ _1\"></span>ezen op de belegging<span class=\"_ _1\"></span>sportefeuille. De<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y1e06 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">overdra<span class=\"_ _0\"></span>cht van v<span class=\"_ _0\"></span>erplic<span class=\"_ _0\"></span>htingen <span class=\"_ _0\"></span>houdt voo<span class=\"_ _0\"></span>rnamel<span class=\"_ _0\"></span>ijk verb<span class=\"_ _0\"></span>and met <span class=\"_ _0\"></span>interne</div>\n<div class=\"t m0 x2c h64 y1e07 ff2f4 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bewegingen <span class=\"_ _1\"></span>tussen product<span class=\"_ _1\"></span>portefeuilles. D<span class=\"_ _1\"></span>e regel <span class=\"_ _1\"></span>\u2018Overige wij<span class=\"_ _1\"></span>z<span class=\"lsed ws111\">iginge<span class=\"_ _0\"></span>n, </span></div>\n<div class=\"t m0 x2c h64 y1e08 ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inclus<span class=\"_ _0\"></span>ief risico<span class=\"_ _0\"></span>dekking<span class=\"_ _0\"></span>\u2019 geeft hoof<span class=\"_ _0\"></span>dzakelij<span class=\"_ _0\"></span>k verzeke<span class=\"_ _0\"></span>rings<span class=\"ls0 ws0\">- </span>en actu<span class=\"_ _0\"></span>ari\u00eble</div>\n<div class=\"t m0 x2c h64 y1e09 ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties <span class=\"_ _0\"></span>in de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer en v<span class=\"_ _0\"></span>arieert <span class=\"_ _0\"></span>daarom <span class=\"_ _0\"></span>in het</div>\n<div class=\"t m0 x2c h64 y1e0a ff2f4 fs44 fc14 sc0 lsee ws112\" style=\"z-index: 15;\">volume. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e0b ff2f4 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e0c ff2f4 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Het effect van wi<span class=\"_ _1\"></span>jzigingen in veron<span class=\"_ _1\"></span>derstellingen di<span class=\"_ _1\"></span>e gebruikt worden<span class=\"_ _1\"></span> voor</div>\n<div class=\"t m0 x1d h64 y1e0d ff2f4 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het waar<span class=\"_ _0\"></span>deren v<span class=\"_ _0\"></span>an de ver<span class=\"_ _0\"></span>plichtin<span class=\"_ _0\"></span>gen die v<span class=\"_ _0\"></span>oortvlo<span class=\"_ _0\"></span>eien uit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1e0e ff2f4 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belegg<span class=\"_ _0\"></span>ingscont<span class=\"_ _0\"></span>racten L<span class=\"_ _0\"></span>even, was in 2<span class=\"_ _0\"></span>022 en 2021 ni<span class=\"_ _0\"></span>et materi<span class=\"_ _0\"></span>eel.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 625px; height: 481px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff2fc fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff2fc fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Verplichtingen inzake u<span class=\"_ _1\"></span>nit<span class=\"ls0 ws0\">-<span class=\"ls10e ws142\">linked contracten</span> </span></div>\n<div class=\"t m0 x162 h67 y68d ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68d ff2fa fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff2fd fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y67e ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y149e ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y149f ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y14a0 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-</span><span class=\"lsef\">linked contracten<span class=\"_ _1\"></span> op basis<span class=\"_ _1\"></span> van verzeker<span class=\"_ _1\"></span>ingscontracten<span class=\"_ _1\"></span> is als v<span class=\"_ _1\"></span>olgt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y14a1 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y1437 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y1437 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y67e ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y680 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Overnames van dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y685 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y6df ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6d1 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 633px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 yc68 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e21 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e22 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e23 ff2fa fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e unit<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">linked contracten op ba<span class=\"_ _1\"></span>sis van belegging<span class=\"_ _1\"></span>scontracten is al<span class=\"_ _1\"></span>s volgt.</span> </span></div>\n<div class=\"t m0 x2c h64 y1e24 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 668px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y6e8 ff2fa fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 668px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff2fa fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff2fe fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff2fd fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 637px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y694 ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 637px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff2fa fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"lsf6 ws11b\">ink<span class=\"_ _1\"></span>omen</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 622px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 622px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Wijzigingen in re\u00eble waarde<span class=\"_ _0\"></span> / tijdswaarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 608px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 608px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Betalingen voor afkopen,<span class=\"_ _0\"></span> einde looptijd en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 593px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 593px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 578px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 578px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 563px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y680 ff2fa fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 563px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige wijzigingen, inclusief risicodek<span class=\"_ _0\"></span>king<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 548px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y67e ff2fa fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 548px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff2fd fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 596px; bottom: 533px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h69 y69a ff2fd fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 533px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e26 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e27 ff2fa fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e28 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De overdr<span class=\"_ _0\"></span>acht van verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen betr<span class=\"_ _0\"></span>eft vooral i<span class=\"_ _0\"></span>nterne bew<span class=\"_ _0\"></span>egingen t<span class=\"_ _0\"></span>ussen <span class=\"ws11d\">ve<span class=\"_ _0\"></span>rschille<span class=\"_ _0\"></span>nde prod<span class=\"_ _0\"></span>uctcont<span class=\"_ _0\"></span>racten. \u2018<span class=\"_ _0\"></span>Overi<span class=\"_ _0\"></span>ge wijzig<span class=\"_ _0\"></span>ingen, i<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ef risic<span class=\"_ _0\"></span>odekking<span class=\"_ _0\"></span>\u2019 </span></div>\n<div class=\"t m0 x2c h64 y1e29 ff2fa fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geeft hoof<span class=\"_ _0\"></span>dzakel<span class=\"_ _0\"></span>ijk verzek<span class=\"_ _0\"></span>erings<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">en actuari\u00eble <span class=\"_ _0\"></span>risico\u2019<span class=\"_ _0\"></span>s van ga<span class=\"_ _0\"></span>ranties i<span class=\"_ _0\"></span>n de cont<span class=\"_ _0\"></span>racte<span class=\"_ _0\"></span>n weer.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 460px; height: 646px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 460px; height: 646px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff302 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff302 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verplichtingen i<span class=\"_ _1\"></span>nzake ver<span class=\"_ _1\"></span>zekeringscontracten <span class=\"_ _1\"></span>Niet<span class=\"ls0 ws0\">-</span>leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 <span class=\"ws115\">december 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d h67 y68d ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff303 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Schadeverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y691 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdiende premies</span> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Verplichting voor winstdeling <span class=\"_ _0\"></span>polishouders<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x4a h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf5 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Voor e<span class=\"_ _0\"></span>liminat<span class=\"_ _0\"></span>ies<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 596px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 768px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff304 fs46 fce sc0 lsf8 ws121\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsfb ws123\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1e2c ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2d ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e2e ff300 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Het verl<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e verpli<span class=\"_ _0\"></span>chting<span class=\"_ _0\"></span>en inzak<span class=\"_ _0\"></span>e Niet<span class=\"ls0 ws0\">-</span><span class=\"lsef\">leven verzekering<span class=\"_ _1\"></span>scontracten (v<span class=\"_ _1\"></span>oor herverzek<span class=\"_ _1\"></span>ering en e<span class=\"_ _1\"></span>liminaties) i<span class=\"_ _1\"></span>s als volg<span class=\"_ _1\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e2f ff300 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 821px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y683 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 776px; bottom: 821px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6df ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y6df ff303 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff304 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y683 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 791px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 791px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y683 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 791px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6d1 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Aankoop/Verkoop dochterondernemingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6d1 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Toevoeging verplichtingen huidig<span class=\"_ _0\"></span> jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 516px; bottom: 761px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 761px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y683 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 761px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Betaalde schaden huidig jaa<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 746px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 yc68 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 746px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 yc68 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 746px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 732px; z-index: 15;\">Wijziging verplichtingen huidig ja<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 516px; bottom: 732px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 688px; bottom: 732px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e8 ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 732px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 717px; z-index: 15;\">Toevoeging verplichtingen voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 518px; bottom: 717px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y68f ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 690px; bottom: 717px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 717px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 702px; z-index: 15;\">Betaalde schaden voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 510px; bottom: 702px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y694 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 682px; bottom: 702px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y694 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 702px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff300 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 687px; z-index: 15;\">Wijzigingen in de verpli<span class=\"_ _0\"></span>chtingen voor voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 510px; bottom: 687px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b4 h67 y68f ff300 fs46 fce sc0 lsf1 ws116\" style=\"left: 682px; bottom: 687px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68f ff300 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 687px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 672px; z-index: 15;\">Wijziging verplichtingen (huidig en<span class=\"_ _0\"></span> voorgaande jaren)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 672px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 672px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 657px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 657px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y680 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y680 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 657px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff300 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Transfer tussen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 642px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y67e ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y67e ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 642px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 628px; z-index: 15;\">Wisselkoersverschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fb h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 605px; bottom: 628px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 628px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Schaduw boekhoudkundige a<span class=\"_ _0\"></span>anpassing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y685 ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 609px; bottom: 613px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Overige wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 610px; bottom: 598px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y69a ff300 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y69a ff300 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 781px; bottom: 598px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff304 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 583px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 603px; bottom: 583px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h69 y685 ff304 fs46 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y685 ff304 fs46 fce sc0 lsf1 ws116\" style=\"left: 774px; bottom: 583px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 572px; height: 534px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 572px; height: 534px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y82e ff308 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff308 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Verzekeringsverplic<span class=\"_ _1\"></span>htingen en to<span class=\"_ _1\"></span>ereikendheidstoetsen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff306 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De toereike<span class=\"_ _1\"></span>ndheidstoetsen<span class=\"_ _1\"></span> per jaareinde<span class=\"_ _1\"></span> 2022 hebben<span class=\"_ _1\"></span> de toereiken<span class=\"_ _1\"></span>dheid van <span class=\"_ _1\"></span>de verzekerin<span class=\"_ _1\"></span>gsverplichting<span class=\"_ _1\"></span>en bevestigd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e3b ff306 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Overzicht v<span class=\"_ _1\"></span>erzekeringsverpli<span class=\"_ _1\"></span>chtingen per<span class=\"_ _1\"></span> bedrijfssegm<span class=\"_ _1\"></span>ent <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1245 ff306 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de onders<span class=\"_ _0\"></span>taande t<span class=\"_ _0\"></span>abel wordt<span class=\"ls0 ws0\"> </span>e<span class=\"_ _0\"></span>en overzicht<span class=\"_ _0\"></span> gegeve<span class=\"_ _0\"></span>n van de verpli<span class=\"_ _0\"></span>chtinge<span class=\"_ _0\"></span>n per bedri<span class=\"_ _0\"></span>jfssegm<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1246 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 486px; bottom: 970px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div class=\"t m0 x8 h67 y694 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 474px; bottom: 956px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae h67 y68b ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 696px; bottom: 970px; z-index: 15;\">Leven bruto split<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y694 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 695px; bottom: 956px; z-index: 15;\">in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a9 h67 y691 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 925px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 940px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div class=\"t m0 x1ae h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 470px; bottom: 925px; z-index: 15;\">P<span class=\"lsf1 ws116\">remies</span> </div>\n<div class=\"t m0 x133 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 940px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 574px; bottom: 925px; z-index: 15;\">C<span class=\"lsf8 ws121\">laims</span> </div>\n<div class=\"t m0 x1a5 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 940px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 925px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 940px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1f8 h67 y691 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 684px; bottom: 925px; z-index: 15;\">L<span class=\"lsf1 ws116\">inked</span> </div>\n<div class=\"t m0 x202 h67 y68f ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 940px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y691 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 925px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x1f8 h67 y694 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff306 fs46 fc14 sc0 lsf2 ws117\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Azi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6c4 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ac h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 629px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 695px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 646px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x16b h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6df ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h67 y6df ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x169 h69 y6e3 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y6d1 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 538px; bottom: 773px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">leven bruto</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x5a h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 515px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x95 h67 y6d1 ff306 fs46 fce sc0 lsf1 ws115\" style=\"left: 749px; bottom: 773px; z-index: 15;\">Leven bruto<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1b4 h67 y683 ff306 fs46 fce sc0 lsf1 ws118\" style=\"left: 711px; bottom: 759px; z-index: 15;\">split in verplichtingen:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 402px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a9 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 387px; bottom: 728px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">leven</span> </span></div>\n<div class=\"t m0 x1a2 h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 445px; bottom: 743px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws116\">verdiende</span> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a3 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 471px; bottom: 728px; z-index: 15;\">premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 559px; bottom: 743px; z-index: 15;\">Uitstaande<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x63 h67 y683 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 576px; bottom: 728px; z-index: 15;\">claims<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 743px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1a5 h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 628px; bottom: 728px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y688 ff306 fs46 fce sc0 lsf8 ws121\" style=\"left: 691px; bottom: 743px; z-index: 15;\">Unit<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1aa h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 686px; bottom: 728px; z-index: 15;\">linked<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x202 h67 y688 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 772px; bottom: 743px; z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ac h67 y683 ff306 fs46 fce sc0 lsf1 ws116\" style=\"left: 739px; bottom: 728px; z-index: 15;\">Gegarandeerd<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e43 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e44 ff306 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y6d1 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 427px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y683 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 652px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff306 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a4 h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 427px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 602px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 652px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y688 ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h69 y688 ff309 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 684px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y683 ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 769px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 624px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 688px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 405px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 487px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 579px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 642px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y68d ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x72 h67 y68d ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 787px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13a h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 399px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h67 y68f ff306 fs46 fc14 sc0 ls0 ws0\" style=\"left: 502px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x394 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 573px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 635px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 699px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68f ff306 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y691 ff30a fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal verzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 405px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 480px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 579px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 624px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f8 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 684px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y691 ff30a fs46 fce sc0 lsf1 ws116\" style=\"left: 769px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 627px; height: 479px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>er<span class=\"_ _0\"></span>ingspremies</div>\n<div class=\"t m0 x2c hbf y1d02 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Het bruto premie<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">inko</span></span>men Leven</div>\n<div class=\"t m0 x2c hbf y1d03 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">bestaat uit de bruto ontvangen</div>\n<div class=\"t m0 x2c hbf y1d04 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">premies van de</div>\n<div class=\"t m0 x2c hbf y1f76 ff36e fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">verzekeringsmaatschappijen voor</div>\n<div class=\"t m0 x2c hbf y1f77 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">uitgegeven verzekerings<span class=\"ls0\">- <span class=\"ls152 ws1a6\">en </span></span></div>\n<div class=\"t m0 x2c hbf y20e7 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten. Het premie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hbf y20e8 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">inkomen van</div>\n<div class=\"t m0 x2c hbf y20e9 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">verzekeringscontracten en v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c hbf y20ea ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten met DPF</div>\n<div class=\"t m0 x2c hbf y20eb ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">wordt verantwoord in de</div>\n<div class=\"t m0 x2c hbf y20ec ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">resultatenrekening. De pr<span class=\"_ _0\"></span>emie<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c hbf y20ed ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">instroom van beleggingscontracten</div>\n<div class=\"t m0 x2c hbf y20ee ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">zonder DPF, met name unit<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">linked </span></span></div>\n<div class=\"t m0 x2c hbf y20ef ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">contracten, wordt <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>na aftrek van</div>\n<div class=\"t m0 x2c hbf y20f0 ff36e fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">commissies <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls152 ws19c\">direct verantwoord </span></span></div>\n<div class=\"t m0 x2c hbf y20f1 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">als verpli<span class=\"ls152 ws19c\">chting (deposit </span></div>\n<div class=\"t m0 x2c hbf y20f2 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">accounting). Vergoedingen worden</div>\n<div class=\"t m0 x2c hbf y20f3 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">in de resultatenrekening a<span class=\"_ _0\"></span>ls baten</div>\n<div class=\"t m0 x2c hbf y20f4 ff36e fs74 fc14 sc0 ls152 ws1a6\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f5 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f6 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Niet</span>-<span class=\"ls143 ws185\">leven</span> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls146 ws188\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls148 ws18c\">bruto premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">inko<span class=\"_ _1\"></span>men</span> </span></span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 654px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 765px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20f7 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f8 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Netto verdiende premies L<span class=\"_ _0\"></span>even<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Netto verdiende premies <span class=\"_ _0\"></span>Niet<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">lev<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls143 ws18d\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Totaal netto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 659px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 770px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 412px; height: 549px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h65 y82e ff374 fs45 fc2a sc0 ls15c ws1aa\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2108 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1066px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws177\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">Unit<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1036px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1036px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1021px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1021px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1021px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls134 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Totaal unit<span class=\"ls0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1006px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1006px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff377 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Niet unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws11f\">l<span class=\"_ _1\"></span>inked co<span class=\"_ _1\"></span>ntrac<span class=\"_ _1\"></span>ten</span> </span></div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 961px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">Geboekte <span class=\"ws115\">eenmalige premies</span></span> </div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 961px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 961px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 947px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 947px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 947px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Totaal collectief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 932px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 932px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 917px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 917px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 902px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 902px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 887px; z-index: 15;\">Totaal individueel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Totaal niet unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 872px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 872px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff377 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 828px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 828px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 828px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 813px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 813px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws14d\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Totaal beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 798px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 798px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Geboekte premies Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 768px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 768px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 753px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 753px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 739px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 739px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 739px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf3 ws119\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Premi<span class=\"_ _1\"></span>es inz<span class=\"_ _1\"></span>ake b<span class=\"_ _1\"></span>eleggin<span class=\"_ _1\"></span>gsco<span class=\"_ _1\"></span>ntract<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 724px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 724px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 69px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf5 ws123\" style=\"left: 69px; bottom: 694px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-</span>ink<span class=\"_ _0\"></span>omen Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 694px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 694px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2122 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2123 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 647px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 647px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 647px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 616px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>es Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 616px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 616px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 602px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 602px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 587px; z-index: 15;\">Netto verdiende premies <span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 587px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 587px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2129 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h65 y212a ff374 fs45 fc2a sc0 ls15d ws1ab\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf0 ws1ac\">leve<span class=\"_ _1\"></span>n</span> </span></div>\n<div class=\"t m0 x2c h64 y212b ff374 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Brand, sc<span class=\"_ _0\"></span>hade en ov<span class=\"_ _0\"></span>erige bevat<span class=\"_ _0\"></span> de verzek<span class=\"_ _0\"></span>eringsp<span class=\"_ _0\"></span>remies vo<span class=\"_ _0\"></span>or auto, bra<span class=\"_ _0\"></span>nd en overi<span class=\"_ _0\"></span>ge schade aa<span class=\"_ _0\"></span>n eigendo<span class=\"_ _0\"></span>mmen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y212c ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 478px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 492px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 478px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 492px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 478px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 478px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 447px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 447px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 447px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 432px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 432px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 432px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 417px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 417px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 417px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 403px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 403px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 403px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 560px; bottom: 388px; z-index: 15;\">2</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 388px; z-index: 15;\">6</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 388px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Netto verdiende premies <span class=\"lsf4 ws11a\">Niet<span class=\"ls0 ws0\">-</span></span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 373px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 373px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 373px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2135 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 311px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 326px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 311px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 326px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 311px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 311px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 281px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 281px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 281px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 281px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 266px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 251px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 251px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 251px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 251px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 236px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 236px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 236px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 554px; bottom: 221px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 221px; z-index: 15;\">3</div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 221px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 206px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 206px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 206px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 206px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 195px; height: 911px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff379 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verdeling van<span class=\"_ _1\"></span> de netto verdiende<span class=\"_ _1\"></span> premies Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">leven<span class=\"_ _0\"></span> per verz<span class=\"_ _0\"></span>ekeringssegment<span class=\"_ _0\"></span> is als v<span class=\"_ _0\"></span>olgt. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 1065px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 1050px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 1065px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 1050px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1050px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y680 ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2141 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 913px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 898px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 913px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 898px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 898px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Sch<span class=\"_ _1\"></span>adelasten en</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">uitk<span class=\"_ _0\"></span>eringen</div>\n<div class=\"t m0 x82 hbb y6e3 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff39a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Levensverzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 786px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 786px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff398 fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws185\">levensverzekeringen</span> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 771px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen,<span class=\"_ _0\"></span> netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 741px; z-index: 15;\">7.484<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 741px; z-index: 15;\">7.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f7 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y20f8 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6c6 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6c6 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff39a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 664px; z-index: 15;\">Uitkeringen en afkopen, bruto<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y680 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 664px; z-index: 15;\">5.096<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y680 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 664px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff398 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Wijzigingen verplichtingen <span class=\"ws183\">levensverzekering, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee hbb y691 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 649px; z-index: 15;\">(274)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 649px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen Le<span class=\"_ _0\"></span>ven, br<span class=\"_ _0\"></span>uto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 634px; z-index: 15;\">4.822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 634px; z-index: 15;\">4.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> schadelasten en uitkeringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y691 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen Le<span class=\"_ _0\"></span>ven, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y691 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 604px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y691 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 604px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2177 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y2178 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y685 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 557px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y685 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 557px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff39a fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y680 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y680 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68d ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Schaden, bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68d ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 527px; z-index: 15;\">2.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68d ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 527px; z-index: 15;\">2.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Wijzigingen in verplichtingen i<span class=\"_ _0\"></span>nzake verzekeringscontracten, bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 512px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 512px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"ls149 ws18e\">leven, bruto</span> </span></div>\n<div class=\"t m0 x51 hbc y680 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 497px; z-index: 15;\">2.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y680 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 497px; z-index: 15;\">2.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> betaalde schaden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 482px; z-index: 15;\">(191)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 482px; z-index: 15;\">(193)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Aandeel <span class=\"ws183\">herverzekeraars in wijziging in v<span class=\"_ _0\"></span>erplichtingen inzake verzekeringscon<span class=\"_ _0\"></span>tracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 468px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 468px; z-index: 15;\">(76)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e3 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">leven, netto</span> </span></div>\n<div class=\"t m0 x51 hbc y6e3 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 453px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6e3 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 453px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 442px; height: 519px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsuranceContractsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag424": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>ch<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ergestelde</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">schulden</div>\n<div class=\"t m0 x2d6 hbb y6e3 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december<span class=\"ls0 ws0\"> </span><span class=\"ws185\">2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y6e3 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 723px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Uitgegeven door Ageasfinlux<span class=\"_ _0\"></span> S.A.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">FRESH Restricted Tier 1 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 786px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 786px; z-index: 15;\">384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Uitgegeven door Ageas <span class=\"_ _0\"></span>SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Perpetual Subordinated Fixed Rate Resettable Temporary Write<span class=\"ls0 ws0\">-</span><span class=\"ws183\">Down Restricted<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf6 hbb y688 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y688 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls146 ws187\">Ti<span class=\"_ _1\"></span>er 1 Not<span class=\"_ _1\"></span>es</span> </div>\n<div class=\"t m0 x48 hbb y69a ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff30c fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Subordinated Fixed to <span class=\"_ _0\"></span>Floating Rate Tier 2 N<span class=\"_ _0\"></span>otes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 727px; z-index: 15;\">991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 727px; z-index: 15;\">989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Uitgegeven door AG <span class=\"_ _0\"></span>Insurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y68b ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y68b ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Subordinated Fixed to <span class=\"_ _0\"></span>Floating Rate Tier 2 Lo<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 615px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6c6 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Fixed Rate Reset Dated Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbb y67e ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Fixed to Floating Callable Subordinated Tier 2 <span class=\"ls146 ws188\">Notes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Uitgegeven door Millenniumbcp <span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y6e8 ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Fixed to Floating Rate Callable Subordinated Restricted Tier 1 Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 615px; bottom: 638px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff30f fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaal achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b hbc y6be ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 623px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 623px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x9a hbb y69a ff30c fs72 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 576px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d hbb y69a ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 576px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y69a ff30c fs72 fce sc0 ls143 ws183\" style=\"left: 723px; bottom: 576px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff30f fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff30f fs72 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbc y67e ff30e fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff30f fs72 fce sc0 ls150 ws195\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39a hbc y68f ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 545px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68f ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 545px; z-index: 15;\">2.758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y683 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y683 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y683 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Aflossing<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y685 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y685 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 501px; z-index: 15;\">Gerealiseerde meerwaarden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y680 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 hbb y680 ff30c fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 501px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff30c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 486px; z-index: 15;\">Wisselkoersverschillen en andere (zie 20.1 hieronder voor meer details)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 486px; z-index: 15;\">(231)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y694 ff30c fs72 fc14 sc0 ls143 ws185\" style=\"left: 781px; bottom: 486px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff30f fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 471px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39a hbc y688 ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 602px; bottom: 471px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff30f fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 471px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e5e ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e5f ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e60 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Het groots<span class=\"_ _0\"></span>te deel van d<span class=\"_ _0\"></span>e uitstaa<span class=\"_ _0\"></span>nde achter<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de <span class=\"ls140 ws18b\">verplichtingen<span class=\"_ _1\"></span> per 31 <span class=\"_ _1\"></span>december 2022 <span class=\"_ _1\"></span>betreft po<span class=\"_ _1\"></span>sities me<span class=\"_ _1\"></span>t een loopt<span class=\"_ _1\"></span>ijd van meer<span class=\"_ _1\"></span> dan vijf<span class=\"_ _1\"></span> jaar.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hc0 y1e61 ff310 fs75 fcc sc0 ls14e ws194\" style=\"z-index: 15;\">20.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y1e62 ff310 fs75 fcc sc0 ls14d ws193\" style=\"z-index: 15;\">FRESH Grandfathered Restricted Tier 1 Notes</div>\n<div class=\"t m0 x2c hb8 y1e63 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.A.<span class=\"_ _0\"></span> heeft op 7 mei 20<span class=\"_ _0\"></span>02 een Flo<span class=\"_ _0\"></span>ating Rat<span class=\"_ _0\"></span>e Equity<span class=\"ls0 ws0\">-</span><span class=\"ws182\">link<span class=\"_ _0\"></span>ed </span></div>\n<div class=\"t m0 x2c hb8 y1e64 ff30c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Subordi<span class=\"_ _0\"></span>nated H<span class=\"_ _0\"></span>ybrid obl<span class=\"_ _0\"></span>igatiel<span class=\"_ _0\"></span>ening z<span class=\"_ _0\"></span>onder af<span class=\"_ _0\"></span>loopdat<span class=\"_ _0\"></span>um (FRE<span class=\"_ _0\"></span>SH)</div>\n<div class=\"t m0 x2c hb8 y1e65 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">uitgegeven ten<span class=\"_ _1\"></span> bedrage van EUR 1.250 mi<span class=\"_ _1\"></span>ljoen tegen een varia<span class=\"_ _1\"></span>bele</div>\n<div class=\"t m0 x2c hb8 y1e66 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oet van de 3<span class=\"ls0 ws0\">-</span>maan<span class=\"_ _0\"></span>ds Euribor v<span class=\"_ _0\"></span>erhoog<span class=\"_ _0\"></span>d met 135 basi<span class=\"_ _0\"></span>spunten.<span class=\"_ _0\"></span> De</div>\n<div class=\"t m0 x2c hb8 y1e67 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n hebben gee<span class=\"_ _0\"></span>n einddat<span class=\"_ _0\"></span>um, maar ku<span class=\"_ _0\"></span>nnen word<span class=\"_ _0\"></span>en ingerui<span class=\"_ _0\"></span>ld <span class=\"ls140 ws180\">tegen </span></div>\n<div class=\"t m0 x2c hb8 y1e68 ff30c fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\">-</span><span class=\"ws18b\">aande<span class=\"_ _1\"></span>len tegen<span class=\"_ _1\"></span> een prijs<span class=\"_ _1\"></span> van 315 EUR<span class=\"_ _1\"></span> naar eigen <span class=\"_ _1\"></span>inzicht van<span class=\"_ _1\"></span> de </span></div>\n<div class=\"t m0 x2c hb8 y1e69 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">houder. D<span class=\"_ _0\"></span>e effecte<span class=\"_ _0\"></span>n zullen auto<span class=\"_ _0\"></span>matis<span class=\"_ _0\"></span>ch worden om<span class=\"_ _0\"></span>gezet naa<span class=\"_ _0\"></span>r Ageas<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hb8 y1e6a ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">aandelen indien<span class=\"_ _1\"></span> de prijs van het Ag<span class=\"_ _1\"></span>eas<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">aandeel hog<span class=\"_ _0\"></span>er is dan of gel<span class=\"_ _0\"></span>ijk </span></span></div>\n<div class=\"t m0 x2c hb8 y1e6b ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aan EUR<span class=\"ls0 ws0\"> </span><span class=\"ls142\">472,50 tijdens<span class=\"_ _0\"></span> twinti<span class=\"_ _0\"></span>g opeen<span class=\"_ _0\"></span>volgende <span class=\"_ _0\"></span>b<span class=\"ls140 ws18a\">eurshandelsdagen<span class=\"_ _1\"></span>. De </span></span></div>\n<div class=\"t m0 x2c hb8 y1e6c ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">effecten <span class=\"_ _1\"></span>kwalificeren al<span class=\"_ _1\"></span>s Grandfathered<span class=\"_ _1\"></span> Tier 1 <span class=\"_ _1\"></span>kapitaal ond<span class=\"_ _1\"></span>er Solvency<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c hb8 y1e6d ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">II. FRESH he<span class=\"_ _1\"></span>eft een <span class=\"_ _1\"></span>rating van A<span class=\"_ _1\"></span><span class=\"ls0 ws0\">- </span>door<span class=\"_ _1\"></span> Standard &amp;<span class=\"_ _1\"></span> Poor's, Baa<span class=\"_ _1\"></span>2 door</div>\n<div class=\"t m0 x2c hb8 y1e6e ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Moody's en B<span class=\"_ _1\"></span>BB door F<span class=\"_ _1\"></span>itch.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e6f ff30c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1e70 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en werde<span class=\"_ _0\"></span>n uitgegev<span class=\"_ _0\"></span>en door Age<span class=\"_ _0\"></span>asfinl<span class=\"_ _0\"></span>ux S.A., met A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x1d hb8 y1e71 ff30c fs71 fc14 sc0 ls151 ws197\" style=\"z-index: 15;\">SA/NV<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">als mededebite<span class=\"_ _0\"></span>ur. Terugb<span class=\"_ _0\"></span>etaling v<span class=\"_ _0\"></span>an de hoofds<span class=\"_ _0\"></span>om vindt ni<span class=\"_ _0\"></span>et in </span></span></div>\n<div class=\"t m0 x1d hb8 y1e72 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">geld plaat<span class=\"_ _0\"></span>s. De houde<span class=\"_ _0\"></span>rs van de FRE<span class=\"_ _0\"></span>SH kunnen te<span class=\"_ _0\"></span>n opzichte va<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d hb8 y1e73 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">mededebiteuren<span class=\"_ _1\"></span> alleen re<span class=\"_ _1\"></span>cht doen geld<span class=\"_ _1\"></span>en op de<span class=\"_ _1\"></span> momenteel ui<span class=\"_ _1\"></span>tstaande</div>\n<div class=\"t m0 x1d hb8 y1e74 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">1,2 miljoen<span class=\"_ _1\"></span> Ageas<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">aandelen die Ag<span class=\"_ _0\"></span>easfinl<span class=\"_ _0\"></span>ux S.A. ten g<span class=\"_ _0\"></span>unste van<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">de </span></span></span></span></div>\n<div class=\"t m0 x1d hb8 y1e75 ff30c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">houders<span class=\"_ _0\"></span> van de FRESH<span class=\"_ _0\"></span> in onderp<span class=\"_ _0\"></span>and heeft geg<span class=\"_ _0\"></span>even. In af<span class=\"_ _0\"></span>wachtin<span class=\"_ _0\"></span>g van</div>\n<div class=\"t m0 x1d hb8 y1e76 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">het omruilen<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>FRESH tegen A<span class=\"_ _1\"></span>geas aand<span class=\"_ _1\"></span>elen hebben<span class=\"_ _1\"></span> deze Ageas<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d hb8 y1e77 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">aandelen geen di<span class=\"_ _1\"></span>vidend<span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls142 ws181\">of stem<span class=\"_ _0\"></span>recht (het per 3<span class=\"_ _0\"></span>1 decembe<span class=\"_ _0\"></span>r 2022 </span></span></div>\n<div class=\"t m0 x1d hb8 y1e78 ff30c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">gerapporteerd<span class=\"_ _1\"></span>e aantal ui<span class=\"_ _1\"></span>tstaande Ageas <span class=\"_ _1\"></span>aandelen i<span class=\"_ _1\"></span>s reeds <span class=\"ls142 ws181\">inclusief de </span></div>\n<div class=\"t m0 x1d hb8 y1e79 ff30c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">1,2 miljoen Agea<span class=\"_ _1\"></span>s aandelen die zijn<span class=\"_ _1\"></span> uitgegeven voor<span class=\"_ _1\"></span> deze omruil).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 130px; height: 831px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 130px; height: 831px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 130px; height: 831px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het geval d<span class=\"_ _0\"></span>at geen divi<span class=\"_ _0\"></span>dend wordt<span class=\"_ _0\"></span> betaald o<span class=\"_ _0\"></span>p aandele<span class=\"_ _0\"></span>n Ageas, of dat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y8a6 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het vast te st<span class=\"_ _0\"></span>ellen divi<span class=\"_ _0\"></span>dend met bet<span class=\"_ _0\"></span>rekking t<span class=\"_ _0\"></span>ot een boekj<span class=\"_ _0\"></span>aar onde<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x2c h64 y8a7 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsef ws11d\">rempel <span class=\"_ _1\"></span>ligt (dividen<span class=\"_ _1\"></span>drendement m<span class=\"_ _1\"></span>inder dan 0<span class=\"_ _1\"></span>,5%), of in<span class=\"_ _1\"></span> bepaalde </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere uitzo<span class=\"_ _1\"></span>nderlijke o<span class=\"_ _1\"></span>mstandigheden, <span class=\"_ _1\"></span>zal de be<span class=\"_ _1\"></span>taling van c<span class=\"_ _1\"></span>oupons</div>\n<div class=\"t m0 x2c h64 y8a9 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsvinden in<span class=\"_ _1\"></span> overeenstemming met<span class=\"_ _1\"></span> de zogenaamde A<span class=\"_ _1\"></span>lternative</div>\n<div class=\"t m0 x2c h64 y8aa ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Coupon Sett<span class=\"_ _1\"></span>lement Method <span class=\"_ _1\"></span>(ACSM). De<span class=\"_ _1\"></span> ACSM houdt i<span class=\"_ _1\"></span>n dat ni<span class=\"_ _1\"></span>euwe</div>\n<div class=\"t m0 x2c h64 y8ab ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">aan<span class=\"ws11d\">delen Agea<span class=\"_ _1\"></span>s worden <span class=\"_ _1\"></span>uitgegeven en<span class=\"_ _1\"></span> geleverd aan<span class=\"_ _1\"></span> de houder<span class=\"_ _1\"></span>s van de </span></div>\n<div class=\"t m0 x2c h64 y8ac ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">FRESH. Tot op hed<span class=\"_ _1\"></span>en zijn alle coupon<span class=\"_ _1\"></span>s contant betaald<span class=\"_ _1\"></span>. Als de ACSM</div>\n<div class=\"t m0 x2c h64 y8ad ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in werking t<span class=\"_ _0\"></span>reedt en het b<span class=\"_ _0\"></span>eschikb<span class=\"_ _0\"></span>are toeg<span class=\"_ _0\"></span>estane maat<span class=\"_ _0\"></span>schap<span class=\"_ _0\"></span>pelijke</div>\n<div class=\"t m0 x2c h64 y8ae ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>al ontoer<span class=\"_ _0\"></span>eikend is om Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V in staat te ste<span class=\"_ _0\"></span>llen <span class=\"lsef ws11d\">de ACSM<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x2c h64 y8af ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">verplichting<span class=\"_ _1\"></span> na te komen, wordt<span class=\"_ _1\"></span> de couponbetaling opgesc<span class=\"_ _1\"></span>hort tot het</div>\n<div class=\"t m0 x2c h64 y8b0 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>at de uit<span class=\"_ _0\"></span>gifte v<span class=\"_ _0\"></span>an nieuw<span class=\"_ _0\"></span>e aandel<span class=\"_ _0\"></span>en weer m<span class=\"_ _0\"></span>ogelij<span class=\"_ _0\"></span>k is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8b1 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b2 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 19 novem<span class=\"_ _0\"></span>ber 2019 lanc<span class=\"_ _0\"></span>eerde A<span class=\"_ _0\"></span>geas via zij<span class=\"_ _0\"></span>n volledig<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8b3 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">dochte<span class=\"_ _0\"></span>rmaatsc<span class=\"_ _0\"></span>happij Ag<span class=\"_ _0\"></span>easfinl<span class=\"_ _0\"></span>ux S.A. een b<span class=\"_ _0\"></span>od tot aank<span class=\"_ _0\"></span>oop in cont<span class=\"_ _0\"></span>anten</div>\n<div class=\"t m0 x2c h64 y8b4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de u<span class=\"_ _1\"></span>itstaande FRES<span class=\"_ _1\"></span>H<span class=\"ls0 ws0\">-</span><span class=\"lsed\">effecten. T<span class=\"_ _0\"></span>egelijk<span class=\"_ _0\"></span>tertijd s<span class=\"_ _0\"></span>tartt<span class=\"_ _0\"></span>e Ageasf<span class=\"_ _0\"></span>inlux </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">S.A. een i<span class=\"_ _1\"></span>nstemmingsproce<span class=\"_ _1\"></span>dure om de<span class=\"_ _1\"></span> aankoop van<span class=\"_ _1\"></span> de FRESH<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y8b6 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">effecte<span class=\"_ _0\"></span>n toe te s<span class=\"_ _0\"></span>taan. I<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng van ten<span class=\"_ _0\"></span> minste d<span class=\"_ _0\"></span>e meerd<span class=\"_ _0\"></span>erheid v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c h64 y8b7 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">totale uit<span class=\"_ _0\"></span>staand<span class=\"_ _0\"></span>e hoofdso<span class=\"_ _0\"></span>m van de FRES<span class=\"_ _0\"></span>H was noodza<span class=\"_ _0\"></span>kelijk om d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y9d7 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voorwaarden van<span class=\"_ _1\"></span> de FRESH te wijzigen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d8 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d9 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 3 januar<span class=\"_ _1\"></span>i 2020 kon<span class=\"_ _1\"></span>digde Agea<span class=\"_ _1\"></span>s aan dat<span class=\"_ _1\"></span> in totaal<span class=\"_ _1\"></span> 65,50% (EUR</div>\n<div class=\"t m0 x2c h64 y9da ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">818.750.<span class=\"_ _0\"></span>000) van de t<span class=\"_ _0\"></span>otale hoof<span class=\"_ _0\"></span>dsom va<span class=\"_ _0\"></span>n de uitstaa<span class=\"_ _0\"></span>nde FRESH<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c h64 y9db ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">effecten was terugg<span class=\"_ _1\"></span>ekocht. In het begi<span class=\"_ _1\"></span>n van het 2e kwar<span class=\"_ _1\"></span>taal van 2020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9dc ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kocht Age<span class=\"_ _0\"></span>as vervol<span class=\"_ _0\"></span>gens FRES<span class=\"_ _0\"></span>H<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">effecten<span class=\"_ _0\"></span> voor een t<span class=\"_ _0\"></span>otale<span class=\"_ _0\"></span> hoofdsom<span class=\"_ _0\"></span> van </span></div>\n<div class=\"t m0 x2c h64 y9dd ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">EUR 47.2<span class=\"_ _0\"></span>50.000 op v<span class=\"_ _0\"></span>raag van ee<span class=\"_ _0\"></span>n derde part<span class=\"_ _0\"></span>ij. Alle in 20<span class=\"_ _0\"></span>20</div>\n<div class=\"t m0 x2c h64 y9de ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aangek<span class=\"_ _0\"></span>ochte FRE<span class=\"_ _0\"></span>SH<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">effecten <span class=\"_ _0\"></span>werde<span class=\"_ _0\"></span>n ingerui<span class=\"_ _0\"></span>ld tege<span class=\"_ _0\"></span>n 2.749.<span class=\"_ _0\"></span>206 </span></div>\n<div class=\"t m0 x2c h64 y9df ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderliggende<span class=\"_ _1\"></span> aandelen v<span class=\"_ _1\"></span>an Ageas SA<span class=\"_ _1\"></span>/NV. Deze aan<span class=\"_ _1\"></span>delen zijn <span class=\"_ _1\"></span>erkend</div>\n<div class=\"t m0 x2c h64 y9e0 ff313 fs44 fc14 sc0 ls10b ws13d\" style=\"z-index: 15;\">in <span class=\"lsef ws11d\">de balan<span class=\"_ _1\"></span>s van de G<span class=\"_ _1\"></span>roep als e<span class=\"_ _1\"></span>igen aandelen <span class=\"_ _1\"></span>en geven g<span class=\"_ _1\"></span>een recht<span class=\"_ _1\"></span> op </span></div>\n<div class=\"t m0 x2c h64 y9e1 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>den of st<span class=\"_ _0\"></span>emrecht<span class=\"_ _0\"></span>en. Het t<span class=\"_ _0\"></span>otale <span class=\"_ _0\"></span>aantal u<span class=\"_ _0\"></span>itstaan<span class=\"_ _0\"></span>de aandel<span class=\"_ _0\"></span>en van</div>\n<div class=\"t m0 x2c h64 y9e2 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> als gevolg <span class=\"_ _1\"></span>van de <span class=\"_ _1\"></span>transactie blijf<span class=\"_ _1\"></span>t onveranderd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9e3 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9e4 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In de loop van he<span class=\"_ _1\"></span>t vierde kwartaal<span class=\"_ _1\"></span> van 2022 heeft Ageas<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls105 ws135\">SA/N<span class=\"_ _1\"></span></span></span><span class=\"ws11d\">V voor </span></div>\n<div class=\"t m0 x2c h64 y9e5 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een totaal nominaal<span class=\"_ _1\"></span> bedrag van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">233,25<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11d\">miljoen aan <span class=\"_ _1\"></span>FRESH<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c h64 y9e6 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">effecten verwor<span class=\"_ _1\"></span>ven die in 2002<span class=\"_ _1\"></span> werden uitgegeven door<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9e7 ff313 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">S.A. De aangekochte<span class=\"_ _1\"></span> FRESH</span>-</span><span class=\"ws112\">effecten met<span class=\"_ _0\"></span> een nomina<span class=\"_ _0\"></span>le </span></div>\n<div class=\"t m0 x2c h64 y9e8 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waarde van E<span class=\"_ _1\"></span>UR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">233<span class=\"_ _1\"></span>,25<span class=\"ls0 ws0\"> </span></span>miljoen<span class=\"_ _1\"></span> worden momente<span class=\"_ _1\"></span>el gehouden <span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x2c h64 y9e9 ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">Ageas<span class=\"ls0 ws0\"> <span class=\"ls105 ws135\">SA<span class=\"_ _1\"></span>/N<span class=\"lsed ws112\">V en werden nog niet<span class=\"_ _0\"></span> omgeruil<span class=\"_ _0\"></span>d in aandel<span class=\"_ _0\"></span>en Ageas. </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ea ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarom blij<span class=\"_ _1\"></span>ft op 31<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">december<span class=\"ls0 ws0\"> </span></span>20<span class=\"_ _1\"></span>22 EUR<span class=\"ls0 ws0\"> </span><span class=\"ws113\">3<span class=\"_ _1\"></span>84<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">miljoen aan<span class=\"_ _1\"></span> totale </span></span></div>\n<div class=\"t m0 x2c h64 y9eb ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">hoofdsom<span class=\"_ _0\"></span> uitstaa<span class=\"_ _0\"></span>n op het nivea<span class=\"_ _0\"></span>u van Ageasf<span class=\"_ _0\"></span>inlux<span class=\"ls0 ws0\"> </span><span class=\"ws11d\">S.A. D<span class=\"_ _0\"></span>e EUR 2<span class=\"_ _0\"></span>23,25 </span></div>\n<div class=\"t m0 x2c h64 y9ec ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen word<span class=\"_ _1\"></span>t op Agea<span class=\"_ _1\"></span>s groepsniveau <span class=\"_ _1\"></span>ge\u00eblimineerd<span class=\"_ _1\"></span><span class=\"lsf9 ws124\">. </span><span class=\"lsed\">Zie toel<span class=\"_ _0\"></span>ichting<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">32 </span></span></span></div>\n<div class=\"t m0 x2c h64 y9ed ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor de r<span class=\"lsef ws11d\">esulterende impact op<span class=\"_ _1\"></span> de geconsoli<span class=\"_ _1\"></span>deerde resul<span class=\"_ _1\"></span>tatenrekening<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b y1e84 ff315 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1e85 ff315 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">Ageas <span class=\"_ _1\"></span>SA/N<span class=\"_ _1\"></span>V S<span class=\"_ _1\"></span>ubordin<span class=\"_ _1\"></span>ated <span class=\"_ _1\"></span>Fixe<span class=\"_ _1\"></span>d to <span class=\"_ _1\"></span>Floa<span class=\"_ _1\"></span>ting <span class=\"_ _1\"></span>Rate</div>\n<div class=\"t m0 x2c h7b y1e86 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Notes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e87 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 24 novem<span class=\"_ _0\"></span>ber 2020 gaf<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV schul<span class=\"_ _0\"></span>deffecte<span class=\"_ _0\"></span>n uit in de vorm</div>\n<div class=\"t m0 x2c h64 y1e88 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van Subordina<span class=\"_ _1\"></span>ted Fixed to Floating<span class=\"_ _1\"></span> Rate Tier 2 Notes ter waa<span class=\"_ _1\"></span>rd<span class=\"lsed ws11d\">e van </span></div>\n<div class=\"t m0 x2c h64 y1e89 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 500 mil<span class=\"_ _1\"></span>joen die in<span class=\"_ _1\"></span> 2051 v<span class=\"_ _1\"></span>ervallen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1e8a ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1e8b ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De notes <span class=\"_ _1\"></span>hebben een v<span class=\"_ _1\"></span>aste coupon<span class=\"_ _1\"></span> van 1,875%, <span class=\"_ _1\"></span>jaarlijks be<span class=\"_ _1\"></span>taalbaar to<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x2c h64 y1e8c ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de eerste <span class=\"_ _1\"></span>renteherziening<span class=\"_ _1\"></span>sdatum (24 n<span class=\"_ _1\"></span>ovember 2031)<span class=\"_ _1\"></span>. Vanaf de <span class=\"_ _1\"></span>eerste</div>\n<div class=\"t m0 x2c h64 y1e8d ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">renteherzieni<span class=\"_ _1\"></span>ngsdatum zal d<span class=\"_ _1\"></span>e coupon d<span class=\"_ _1\"></span>riemaandelijk<span class=\"_ _1\"></span>s betaalbaar<span class=\"_ _1\"></span> zijn</div>\n<div class=\"t m0 x2c h64 y1e8e ff313 fs44 fc14 sc0 lsf9 ws124\" style=\"z-index: 15;\">teg<span class=\"lsed ws112\">en een 3<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">maand Euribor varia<span class=\"_ _1\"></span>bele rente vermee<span class=\"_ _1\"></span>rderd met een in<span class=\"_ _1\"></span>iti\u00eble </span></span></span></div>\n<div class=\"t m0 x2c h64 y1e8f ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">krediet<span class=\"_ _0\"></span>spread en e<span class=\"_ _0\"></span>en step<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">up van 100 basispunten. Merk<span class=\"_ _1\"></span> op dat Ageas </span></span></div>\n<div class=\"t m0 x2c h64 y1e90 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">naar eig<span class=\"_ _0\"></span>en keuze kan bes<span class=\"_ _0\"></span>lissen om h<span class=\"_ _0\"></span>et instrum<span class=\"_ _0\"></span>ent vanaf<span class=\"_ _0\"></span> 24 mei 2031,</div>\n<div class=\"t m0 x2c h64 y1e91 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">namelijk 6 maanden<span class=\"_ _1\"></span> v\u00f3\u00f3r de eerste ren<span class=\"_ _1\"></span>teherzieningsda<span class=\"lsed ws11d\">tum, af te loss<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1e92 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1e93 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het instrum<span class=\"_ _1\"></span>ent komt in<span class=\"_ _1\"></span> aanmerking<span class=\"_ _1\"></span> als Tier 2<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-</span><span class=\"ws11e\">kapitaal<span class=\"_ _1\"></span> voor zowel Ageas<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1e94 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Groep als A<span class=\"_ _0\"></span>geas SA/NV k<span class=\"_ _0\"></span>rachten<span class=\"_ _0\"></span>s de Europe<span class=\"_ _0\"></span>se wettel<span class=\"_ _0\"></span>ijke vereis<span class=\"_ _0\"></span>ten</div>\n<div class=\"t m0 x1d h64 y1e95 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> (Solven<span class=\"_ _0\"></span>cy II) en heef<span class=\"_ _0\"></span>t een rating A<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsed ws11d\">van zowel </span></span></div>\n<div class=\"t m0 x1d h64 y1e96 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor's als<span class=\"_ _0\"></span> Fitch. Het in<span class=\"lsef ws11d\">strument staat genoteerd a<span class=\"_ _1\"></span>an de </span></div>\n<div class=\"t m0 x1d h64 y1e97 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">geregl<span class=\"_ _0\"></span>ementee<span class=\"_ _0\"></span>rde markt va<span class=\"_ _0\"></span>n de Luxembu<span class=\"_ _0\"></span>rgse effec<span class=\"_ _0\"></span>tenbeu<span class=\"_ _0\"></span>rs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1e98 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1e99 ff315 fs50 fcc sc0 ls13c ws17c\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _1\"></span>/NV Perp<span class=\"_ _1\"></span>etual Subor<span class=\"_ _1\"></span>dinated Fi<span class=\"_ _1\"></span>xed Rate</div>\n<div class=\"t m0 x1d h7b y1e9a ff315 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Resettable<span class=\"_ _0\"></span> Temporary Write<span class=\"ls0 ws0\">-<span class=\"ls13c ws17c\">Down Restr<span class=\"_ _1\"></span>icted Tie<span class=\"_ _1\"></span>r </span></span></div>\n<div class=\"t m0 x1d h7b y1e9b ff315 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">1 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 yf2a ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 10 decem<span class=\"_ _0\"></span>ber 2019 gaf<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV achter<span class=\"_ _0\"></span>gesteld<span class=\"_ _0\"></span>e schuldef<span class=\"_ _0\"></span>f<span class=\"ws111\">ecten </span></div>\n<div class=\"t m0 x1d h64 y1e9c ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">uit voor ee<span class=\"_ _0\"></span>n totale hoof<span class=\"_ _0\"></span>dsom van E<span class=\"_ _0\"></span>UR 750 milj<span class=\"_ _0\"></span>oen in de vorm v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y1e9d ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Perpetual Subo<span class=\"_ _1\"></span>rdinated Fixed Rate Re<span class=\"_ _1\"></span>settable Temporary Wri<span class=\"_ _1\"></span>te<span class=\"ls0 ws0\">-<span class=\"ls10c ws13b\">Down<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1d h64 y1e9e ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Restrict<span class=\"_ _0\"></span>ed Tier 1 Not<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1e9f ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ea0 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Deze notes hebben<span class=\"_ _1\"></span> een vaste jaarli<span class=\"_ _1\"></span>jks betaalbare co<span class=\"_ _1\"></span>upon van 3,875%<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1ea1 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">met rentehe<span class=\"_ _1\"></span>rziening in j<span class=\"_ _1\"></span>un<span class=\"ws11e\">i 2030 (geen<span class=\"_ _1\"></span> step<span class=\"ls0 ws0\">-</span></span>up) en<span class=\"_ _1\"></span> daarna el<span class=\"_ _1\"></span>ke vijf jaar<span class=\"_ _1\"></span>.</div>\n<div class=\"t m0 x1d h64 y1ea2 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Zij hebben<span class=\"_ _1\"></span> geen vastge<span class=\"_ _1\"></span>stelde vervalda<span class=\"_ _1\"></span>tum en Agea<span class=\"_ _1\"></span>s SA/NV kan de<span class=\"_ _1\"></span>ze,</div>\n<div class=\"t m0 x1d h64 y1ea3 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">behalve in <span class=\"_ _1\"></span>bepaalde sp<span class=\"_ _1\"></span>ecifieke omstan<span class=\"_ _1\"></span>digheden, nie<span class=\"_ _1\"></span>t aflossen <span class=\"_ _1\"></span>voor de</div>\n<div class=\"t m0 x1d h64 y1ea4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zesmaandsperiode <span class=\"_ _1\"></span>voorafgaand<span class=\"_ _1\"></span> aan juni 2<span class=\"_ _1\"></span>030.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ea5 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ea6 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en komen in aan<span class=\"_ _0\"></span>merk<span class=\"lsef ws11d\">ing als restricted <span class=\"_ _1\"></span>Tier 1<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>kapitaal voor<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ea7 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">zowel Ageas<span class=\"_ _1\"></span> Groep al<span class=\"_ _1\"></span>s Ageas SA/NV k<span class=\"_ _1\"></span>rachtens de<span class=\"_ _1\"></span> Europese we<span class=\"_ _1\"></span>ttelijke</div>\n<div class=\"t m0 x1d h64 y1ea8 ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vereisten voor<span class=\"_ _1\"></span> verzekeraars (Solv<span class=\"_ _1\"></span>ency II) en hebben<span class=\"_ _1\"></span> een rating BBB<span class=\"ls0 ws0\">+<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ea9 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van Standard<span class=\"_ _1\"></span> &amp; Poor\u2019<span class=\"_ _1\"></span>s en BBB v<span class=\"_ _1\"></span>an Fitch. De<span class=\"_ _1\"></span> notes sta<span class=\"_ _1\"></span>an genoteerd<span class=\"_ _1\"></span> aan</div>\n<div class=\"t m0 x1d h64 y1eaa ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de geregulee<span class=\"_ _1\"></span>rde markt <span class=\"_ _1\"></span>van de Lux<span class=\"_ _1\"></span>emburgse effec<span class=\"_ _1\"></span>tenbeurs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eab ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1eac ff313 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">De netto<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">opbre<span class=\"_ _1\"></span>ngsten van<span class=\"_ _1\"></span> de uitgi<span class=\"_ _1\"></span>fte van dit<span class=\"_ _1\"></span> instrument w<span class=\"_ _1\"></span>erden gebrui<span class=\"_ _1\"></span>kt </span></span></div>\n<div class=\"t m0 x1d h64 y1ead ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor algemene<span class=\"_ _1\"></span> bedrijfsd<span class=\"_ _1\"></span>oeleinden en<span class=\"_ _1\"></span> teneinde d<span class=\"_ _1\"></span>e wettelijk <span class=\"_ _1\"></span>vereiste</div>\n<div class=\"t m0 x1d h64 y1eae ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">solvabi<span class=\"_ _0\"></span>liteit va<span class=\"_ _0\"></span>n de Ageas Groe<span class=\"_ _0\"></span>p en haar oper<span class=\"_ _0\"></span>ationel<span class=\"_ _0\"></span>e entiteit<span class=\"_ _0\"></span>en te</div>\n<div class=\"t m0 x1d h64 y1eaf ff313 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">vers<span class=\"ws11e\">terken, onder<span class=\"_ _1\"></span> meer door vervangi<span class=\"_ _1\"></span>ng van de FRESH<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws112\">effect<span class=\"_ _0\"></span>en die </span></span></span></div>\n<div class=\"t m0 x1d h64 y1eb0 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden terugg<span class=\"_ _1\"></span>ekocht in he<span class=\"_ _1\"></span>t bod da<span class=\"_ _1\"></span>t Ageas hier<span class=\"_ _1\"></span> in 2019<span class=\"_ _1\"></span> op deed <span class=\"_ _1\"></span>(zie</div>\n<div class=\"t m0 x1d h64 y1eb1 ff313 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">20.1).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b ye5c ff315 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1eb2 ff315 fs50 fcc sc0 ls13a ws17a\" style=\"z-index: 15;\">Ageas <span class=\"_ _1\"></span>SA/N<span class=\"_ _1\"></span>V S<span class=\"_ _1\"></span>ubordin<span class=\"_ _1\"></span>ated <span class=\"_ _1\"></span>Fixe<span class=\"_ _1\"></span>d to <span class=\"_ _1\"></span>Floa<span class=\"_ _1\"></span>ting <span class=\"_ _1\"></span>Rate</div>\n<div class=\"t m0 x1d h7b y1eb3 ff315 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eb4 ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 10 apri<span class=\"_ _1\"></span>l 2019 ga<span class=\"_ _1\"></span>f Ageas SA/<span class=\"_ _1\"></span>NV zijn eers<span class=\"_ _1\"></span>te schuldeffecten<span class=\"_ _1\"></span> uit in<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1d h64 y1eb5 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">vorm van S<span class=\"_ _0\"></span>ubordin<span class=\"_ _0\"></span>ated Fixe<span class=\"_ _0\"></span>d to Floati<span class=\"_ _0\"></span>ng Rate Tier 2 Not<span class=\"_ _0\"></span>es voor EUR<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y1eb6 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">500 milj<span class=\"_ _0\"></span>oen die i<span class=\"_ _0\"></span>n 2049 v<span class=\"_ _0\"></span>ervalle<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1eb7 ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1eb8 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Deze not<span class=\"_ _0\"></span>es hebbe<span class=\"_ _0\"></span>n een vas<span class=\"_ _0\"></span>te coup<span class=\"_ _0\"></span>on van 3,<span class=\"_ _0\"></span>25%, ja<span class=\"_ _0\"></span>arlijks b<span class=\"_ _0\"></span>etaalba<span class=\"_ _0\"></span>ar tot</div>\n<div class=\"t m0 x1d h64 y1eb9 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de eerst<span class=\"_ _0\"></span>e call<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">datum (2 j<span class=\"_ _1\"></span>uli 2029). Van<span class=\"_ _1\"></span>af de eer<span class=\"_ _1\"></span>ste call</span>-<span class=\"lsef ws11e\">da<span class=\"_ _1\"></span>tum zal <span class=\"ws113\">de </span></span></span></div>\n<div class=\"t m0 x1d h64 y1eba ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">coupon dr<span class=\"_ _0\"></span>iemaand<span class=\"_ _0\"></span>elijks bet<span class=\"_ _0\"></span>aalbaa<span class=\"_ _0\"></span>r zijn tegen ee<span class=\"_ _0\"></span>n 3<span class=\"ls0 ws0\">-</span>maand Euri<span class=\"_ _0\"></span>bor</div>\n<div class=\"t m0 x1d h64 y1ebb ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente vermeer<span class=\"_ _1\"></span>derd met een<span class=\"_ _1\"></span> initi\u00eble<span class=\"_ _1\"></span> kredietsprea<span class=\"_ _1\"></span>d en een <span class=\"_ _1\"></span>step<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d h64 y1ebc ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">up van 100 bas<span class=\"_ _0\"></span>ispunt<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ebd ff313 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ebe ff313 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Dit instrumen<span class=\"_ _1\"></span>t komt in aanmerking al<span class=\"_ _1\"></span>s Tier 2<span class=\"ls0 ws0\">-</span>kapi<span class=\"_ _1\"></span>taal voor zowel<span class=\"_ _1\"></span> Ageas</div>\n<div class=\"t m0 x1d h64 y1ebf ff313 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Groep als<span class=\"_ _1\"></span> Ageas SA/NV<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws11e\">krachtens de Eu<span class=\"_ _1\"></span>ropese wettelij<span class=\"_ _1\"></span>ke vereisten<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ec0 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voor verz<span class=\"_ _0\"></span>ekeraars<span class=\"_ _0\"></span> (Solven<span class=\"_ _0\"></span>cy II) en heef<span class=\"_ _0\"></span>t een rating v<span class=\"_ _0\"></span>an A<span class=\"ls0 ws0\">- </span><span class=\"ws111\">volgens </span></div>\n<div class=\"t m0 x1d h64 y1ec1 ff313 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor\u2019s en Fit<span class=\"_ _0\"></span>ch. De not<span class=\"_ _0\"></span>e staat genot<span class=\"_ _0\"></span>eerd aa<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x1d h64 y1ec2 ff313 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geregul<span class=\"_ _0\"></span>eerde m<span class=\"_ _0\"></span>arkt va<span class=\"_ _0\"></span>n de Luxem<span class=\"_ _0\"></span>burgse ef<span class=\"_ _0\"></span>fecte<span class=\"_ _0\"></span>nbeurs. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 156px; height: 950px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 156px; height: 950px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 156px; height: 950px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">AG Insurance Subordinated Fixed to Floating Rate</div>\n<div class=\"t m0 x2c h7b y830 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _1\"></span>Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y831 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 27 juni<span class=\"_ _1\"></span> 2019 heb<span class=\"_ _1\"></span>ben Ageas en<span class=\"_ _1\"></span> BNP Pariba<span class=\"_ _1\"></span>s Cardif ee<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y832 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">achtergestelde<span class=\"_ _1\"></span> lening v<span class=\"_ _1\"></span>an EUR 300<span class=\"_ _1\"></span> miljoen (Agea<span class=\"_ _1\"></span>s: EUR 225<span class=\"_ _1\"></span> miljoen;</div>\n<div class=\"t m0 x2c h64 y833 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Cardi<span class=\"_ _0\"></span>f: EUR 75 miljo<span class=\"_ _0\"></span>en) aan AG Ins<span class=\"_ _0\"></span>urance v<span class=\"_ _0\"></span>erstrekt<span class=\"_ _0\"></span> tegen</div>\n<div class=\"t m0 x2c h64 y834 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">een rente<span class=\"_ _0\"></span>percent<span class=\"_ _0\"></span>age van 3,<span class=\"_ _0\"></span>25% als gede<span class=\"_ _0\"></span>eltelijk<span class=\"_ _0\"></span>e vervan<span class=\"_ _0\"></span>ging van de</div>\n<div class=\"t m0 x2c h64 y1ec8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">USD 550 milj<span class=\"_ _0\"></span>oen obli<span class=\"_ _0\"></span>gaties die in m<span class=\"_ _0\"></span>aart 2019 w<span class=\"_ _0\"></span>aren afgel<span class=\"_ _0\"></span>ost. De</div>\n<div class=\"t m0 x2c h64 y1ec9 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">intragr<span class=\"_ _0\"></span>oepslen<span class=\"_ _0\"></span>ing tuss<span class=\"_ _0\"></span>en Ageas en AG I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e wordt ge\u00ebli<span class=\"_ _0\"></span>mineer<span class=\"_ _0\"></span>d op</div>\n<div class=\"t m0 x2c h64 y1eca ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het niv<span class=\"_ _0\"></span>eau van <span class=\"ws112\">de A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">groe<span class=\"_ _0\"></span>p. De leni<span class=\"_ _0\"></span>ng kan naa<span class=\"_ _0\"></span>r keuz<span class=\"_ _0\"></span>e van AG </span></span></div>\n<div class=\"t m0 x2c h64 y1ecb ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Insurance g<span class=\"_ _1\"></span>eheel maar <span class=\"_ _1\"></span>niet gedeel<span class=\"_ _1\"></span>telijk worden<span class=\"_ _1\"></span> terugbetaald <span class=\"_ _1\"></span>op de</div>\n<div class=\"t m0 x2c h64 y1ecc ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eerste afl<span class=\"_ _0\"></span>ossings<span class=\"_ _0\"></span>datum o<span class=\"_ _0\"></span>p 27 juni 2029 of o<span class=\"_ _0\"></span>p elke rente<span class=\"_ _0\"></span>betalin<span class=\"_ _0\"></span>gsdatu<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x2c h64 y1ecd ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">daarna. O<span class=\"_ _0\"></span>p hun eerst<span class=\"_ _0\"></span>e calldat<span class=\"_ _0\"></span>um zullen d<span class=\"_ _0\"></span>e Notes rent<span class=\"_ _0\"></span>e opbreng<span class=\"_ _0\"></span>en tegen</div>\n<div class=\"t m0 x2c h64 y1ece ff317 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">ee<span class=\"ws112\">n vlotte<span class=\"_ _0\"></span>nde rent<span class=\"_ _0\"></span>evoet van 3 ma<span class=\"_ _0\"></span>and Euribo<span class=\"_ _0\"></span>r plus 3,80<span class=\"_ _0\"></span>% per jaar, </span></div>\n<div class=\"t m0 x2c h64 y1ecf ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betaalb<span class=\"_ _0\"></span>aar per kwa<span class=\"_ _0\"></span>rtaal.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y150d ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y1ed0 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">AG Insuran<span class=\"_ _1\"></span>ce Fixed R<span class=\"_ _1\"></span>ate Reset D<span class=\"_ _1\"></span>ated</div>\n<div class=\"t m0 x2c h7b y1ed1 ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1ed2 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 31 maart 20<span class=\"_ _0\"></span>15 heeft A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e voor een be<span class=\"_ _0\"></span>drag van EU<span class=\"_ _0\"></span>R 400</div>\n<div class=\"t m0 x2c h64 y1ed3 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">miljoen <span class=\"_ _0\"></span>Fixed Rat<span class=\"_ _0\"></span>e Subo<span class=\"_ _0\"></span>rdinate<span class=\"_ _0\"></span>d Tier 2 N<span class=\"_ _0\"></span>otes (ac<span class=\"_ _0\"></span>hterges<span class=\"_ _0\"></span>telde ob<span class=\"_ _0\"></span>ligaties</div>\n<div class=\"t m0 x2c h64 y1ed4 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tegen vast<span class=\"_ _0\"></span>e rente) ui<span class=\"_ _0\"></span>tgegev<span class=\"_ _0\"></span>en met een re<span class=\"_ _0\"></span>ntevoet va<span class=\"_ _0\"></span>n 3,5% en een<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y1ed5 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van 32 jaar.<span class=\"_ _0\"></span> De obligati<span class=\"_ _0\"></span>es kunnen w<span class=\"_ _0\"></span>orden afg<span class=\"_ _0\"></span>elost naa<span class=\"_ _0\"></span>r eigen</div>\n<div class=\"t m0 x2c h64 y1ed6 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">keuze van A<span class=\"_ _0\"></span>G Insuranc<span class=\"_ _0\"></span>e, in hun geh<span class=\"_ _0\"></span>eel maar ni<span class=\"_ _0\"></span>et gedeel<span class=\"_ _0\"></span>telijk, op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1ed7 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">eerste cal<span class=\"_ _1\"></span>ldatum op<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws11e\">30 juni 2027 of op wi<span class=\"_ _1\"></span>llekeurig welke a<span class=\"_ _1\"></span>ndere </span></div>\n<div class=\"t m0 x2c h64 y1ed8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>ervaldag d<span class=\"_ _0\"></span>aarna. O<span class=\"_ _0\"></span>p de eerste ca<span class=\"_ _0\"></span>lldatum en o<span class=\"_ _0\"></span>p elke vijfd<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y1ed9 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verjaar<span class=\"_ _0\"></span>dag van de ee<span class=\"_ _0\"></span>rste call<span class=\"_ _0\"></span>datum zal de re<span class=\"_ _0\"></span>ntevoet o<span class=\"_ _0\"></span>pnieuw b<span class=\"_ _0\"></span>epaald</div>\n<div class=\"t m0 x2c h64 y1eda ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">worden, <span class=\"_ _0\"></span>als de s<span class=\"_ _0\"></span>om van de v<span class=\"_ _0\"></span>ijfjar<span class=\"_ _0\"></span>ige euro m<span class=\"_ _0\"></span>id swa<span class=\"_ _0\"></span>p rente v<span class=\"_ _0\"></span>erhoogd <span class=\"_ _0\"></span>met</div>\n<div class=\"t m0 x2c h64 y1edb ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">3,875%. D<span class=\"lsed ws112\">e obligaties zij<span class=\"_ _0\"></span>n genotee<span class=\"_ _0\"></span>rd aan de Beurs v<span class=\"_ _0\"></span>an Luxem<span class=\"_ _0\"></span>burg en </span></div>\n<div class=\"t m0 x2c h64 y1edc ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kwalificeren<span class=\"_ _1\"></span> als Tier <span class=\"_ _1\"></span>2 kapitaal<span class=\"_ _1\"></span> onder Sol<span class=\"_ _1\"></span>vency II. Z<span class=\"_ _1\"></span>e hebben e<span class=\"_ _1\"></span>en rating</div>\n<div class=\"t m0 x2c h64 y1edd ff317 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">A- <span class=\"_ _1\"></span><span class=\"lsed ws112\">van zowel St<span class=\"_ _0\"></span>andard &amp; Po<span class=\"_ _0\"></span>or's als Fit<span class=\"_ _0\"></span>ch.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h7b y82e ff319 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">20.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y82f ff319 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">AG Insurance <span class=\"_ _1\"></span>Fixed<span class=\"ls0 ws0\">-<span class=\"ls117 ws14f\">to</span>-<span class=\"ls13a ws17a\">Fl<span class=\"_ _1\"></span>oating <span class=\"_ _1\"></span>Call<span class=\"_ _1\"></span>able </span></span></div>\n<div class=\"t m0 x1d h7b y830 ff319 fs50 fcc sc0 ls117 ws14f\" style=\"z-index: 15;\">Subordinated Tier 2 Notes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y831 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 18 decem<span class=\"_ _0\"></span>ber 2013 pla<span class=\"_ _0\"></span>atste AG I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e voor een bed<span class=\"_ _0\"></span>rag van EUR<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y832 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">450 miljoen<span class=\"_ _1\"></span> Fixed<span class=\"ls0 ws0\">-<span class=\"ls105 ws135\">to<span class=\"_ _1\"></span></span>-</span><span class=\"lsed\">Floating Ca<span class=\"_ _0\"></span>llable<span class=\"_ _0\"></span> Subordi<span class=\"_ _0\"></span>nated Ti<span class=\"_ _0\"></span>er 2 Notes<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y833 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">(achte<span class=\"_ _0\"></span>rgesteld<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ies met<span class=\"_ _0\"></span> vaste n<span class=\"_ _0\"></span>aar vari<span class=\"_ _0\"></span>abele re<span class=\"_ _0\"></span>nte), m<span class=\"_ _0\"></span>et een</div>\n<div class=\"t m0 x1d h64 y834 ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">looptij<span class=\"_ _0\"></span>d van 31 j<span class=\"_ _0\"></span>aar en ee<span class=\"_ _0\"></span>n rentev<span class=\"_ _0\"></span>oet van 5,<span class=\"_ _0\"></span>25%. De <span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ies kunn<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ec8 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gelost na<span class=\"_ _0\"></span>ar eigen ke<span class=\"_ _0\"></span>uze van AG Insur<span class=\"_ _0\"></span>ance, in hu<span class=\"_ _0\"></span>n geheel</div>\n<div class=\"t m0 x1d h64 y1ec9 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maar niet <span class=\"_ _1\"></span>gedeeltelij<span class=\"_ _1\"></span>k, op de ee<span class=\"_ _1\"></span>rste callda<span class=\"_ _1\"></span>tum op 18<span class=\"_ _1\"></span> juni 2024<span class=\"_ _1\"></span> of op</div>\n<div class=\"t m0 x1d h64 y1eca ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">willekeurig<span class=\"_ _1\"></span> welke andere <span class=\"_ _1\"></span>rentevervalda<span class=\"_ _1\"></span>g daarna. O<span class=\"_ _1\"></span>p hun eer<span class=\"_ _1\"></span>ste</div>\n<div class=\"t m0 x1d h64 y1ecb ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">calldat<span class=\"_ _0\"></span>um zullen d<span class=\"_ _0\"></span>e obligati<span class=\"_ _0\"></span>es rente dra<span class=\"_ _0\"></span>gen aan een v<span class=\"_ _0\"></span>ariabe<span class=\"lsef ws11d\">le rentevoet </span></div>\n<div class=\"t m0 x1d h64 y1ecc ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">van 3<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">maand<span class=\"_ _1\"></span>s Euribor <span class=\"_ _1\"></span>verhoogd met 4<span class=\"_ _1\"></span>,136% per j<span class=\"_ _1\"></span>aar, betaalbaar<span class=\"_ _1\"></span> per </span></div>\n<div class=\"t m0 x1d h64 y1ecd ff317 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kwartaal. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ece ff317 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ecf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De obliga<span class=\"_ _1\"></span>ties kwalifice<span class=\"_ _1\"></span>ren als Tie<span class=\"_ _1\"></span>r 2 onder<span class=\"_ _1\"></span> Solvency <span class=\"_ _1\"></span>II en hebben<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x1d h64 y1ede ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rating A<span class=\"ls0 ws0\">- </span>van Stan<span class=\"_ _0\"></span>dard &amp; Poo<span class=\"_ _0\"></span>r's en Fitch. De o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>es zijn</div>\n<div class=\"t m0 x1d h64 y1edf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">onderschreven<span class=\"_ _1\"></span> door Ageas<span class=\"_ _1\"></span> SA/NV (EU<span class=\"lsed ws112\">R 350 miljoen) e<span class=\"_ _0\"></span>n BNP Paribas<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ee0 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Fortis SA/NV (EUR 1<span class=\"_ _1\"></span>00 miljoen) en zijn<span class=\"_ _1\"></span> genoteerd aan de Beur<span class=\"_ _1\"></span>s van</div>\n<div class=\"t m0 x1d h64 y1ee1 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Luxemburg. <span class=\"_ _1\"></span>Het gedeelte<span class=\"_ _1\"></span> verstrekt door<span class=\"_ _1\"></span> Ageas SA<span class=\"_ _1\"></span>/NV wordt</div>\n<div class=\"t m0 x1d h64 y1ee2 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">ge\u00eblimineerd<span class=\"_ _1\"></span> omdat het een intra<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">groepst<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ie betre<span class=\"_ _0\"></span>ft.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h7b y1099 ff319 fs50 fcc sc0 ls10d ws141\" style=\"z-index: 15;\">20.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1ee3 ff319 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Milleniumbcp Fixed<span class=\"ls0 ws0\">-<span class=\"ls117 ws14f\">to</span>-</span>Floating Callable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h7b y1ee4 ff319 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Subordinated Grandfathered <span class=\"_ _1\"></span>Restricted Tier 1 <span class=\"_ _1\"></span>Loan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 ybbb ff317 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Op 5 dec<span class=\"_ _0\"></span>ember 20<span class=\"_ _0\"></span>14 hebbe<span class=\"_ _0\"></span>n Ageas I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e Inter<span class=\"_ _0\"></span>nationa<span class=\"_ _0\"></span>l N.V. (<span class=\"_ _0\"></span>51%)</div>\n<div class=\"t m0 x1d h64 ybbc ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">(AII) en BC<span class=\"_ _0\"></span>P Investm<span class=\"_ _0\"></span>ents B.V. (<span class=\"_ _0\"></span>49%) een ac<span class=\"_ _0\"></span>htergest<span class=\"_ _0\"></span>elde len<span class=\"_ _0\"></span>ing van</div>\n<div class=\"t m0 x1d h64 ybbd ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">EUR 120 mil<span class=\"_ _1\"></span>joen verstre<span class=\"_ _1\"></span>kt aan Mill<span class=\"_ _1\"></span>enniumbcp Age<span class=\"_ _1\"></span>as tegen 4<span class=\"_ _1\"></span>,75% per</div>\n<div class=\"t m0 x1d h64 ybbe ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaar t<span class=\"lsed ws112\">ot de eerste cal<span class=\"_ _0\"></span>ldatum in de<span class=\"_ _0\"></span>cember 2<span class=\"_ _0\"></span>019 en 6<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">maands Euribor<span class=\"_ _1\"></span> + </span></span></span></div>\n<div class=\"t m0 x1d h64 ybbf ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">475 basispun<span class=\"_ _1\"></span>ten per ja<span class=\"_ _1\"></span>ar daarna<span class=\"_ _1\"></span>. Vanaf het 2<span class=\"_ _1\"></span>e kwartaal <span class=\"_ _1\"></span>van 2020 <span class=\"_ _1\"></span>is de</div>\n<div class=\"t m0 x1d h64 ybc0 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">lening die voorheen<span class=\"_ _1\"></span> eigendom was van<span class=\"_ _1\"></span> Ageas Insurance Intern<span class=\"_ _1\"></span>ational</div>\n<div class=\"t m0 x1d h64 ybc1 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">overgedragen<span class=\"_ _1\"></span> naar de ba<span class=\"_ _1\"></span>lans van Age<span class=\"_ _1\"></span>as SA/NV. <span class=\"_ _1\"></span>Het deel vers<span class=\"_ _1\"></span>trekt door</div>\n<div class=\"t m0 x1d h64 ybc2 ff317 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> wordt ge\u00eblim<span class=\"_ _1\"></span>ineerd omdat<span class=\"_ _1\"></span> het een in<span class=\"_ _1\"></span>tra<span class=\"ls0 ws0\">-</span><span class=\"ws113\">groe<span class=\"_ _1\"></span>pstransactie </span></div>\n<div class=\"t m0 x1d h64 ybc3 ff317 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betreft.<span class=\"_ _0\"></span> De obligat<span class=\"_ _0\"></span>ies kwali<span class=\"_ _0\"></span>ficeren al<span class=\"_ _0\"></span>s \u2018Grandf<span class=\"_ _0\"></span>ather<span class=\"_ _0\"></span>ed\u2019 Tier 1 kapit<span class=\"_ _0\"></span>aal</div>\n<div class=\"t m0 x1d h64 ybc4 ff317 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">onder Solvency<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsf9 ws124\">II. </span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 519px; height: 587px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 519px; height: 587px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 519px; height: 587px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag425": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Schu<span class=\"_ _1\"></span>lden</div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y1437 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Terugkoopovereenkomsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff31d fs46 fce sc0 lsf5 ws123\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Schulde<span class=\"_ _0\"></span>n aan ba<span class=\"_ _0\"></span>nken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Depots van herverzekeraars<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Leaseverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Overige financieringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff31d fs46 fce sc0 lsf6 ws122\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l schu<span class=\"_ _1\"></span>lden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68d ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y173c ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee6 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ee7 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Terugkoopovere<span class=\"_ _1\"></span>enkomsten <span class=\"_ _1\"></span>zijn zekergesteld<span class=\"_ _1\"></span>e kortlopende<span class=\"_ _1\"></span> leningen d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x2c h64 y1ee8 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gebru<span class=\"_ _1\"></span>ikt voor<span class=\"_ _1\"></span> de afdekking <span class=\"_ _1\"></span>van speci<span class=\"_ _1\"></span>fieke belegging<span class=\"_ _1\"></span>en met</div>\n<div class=\"t m0 x2c h64 y1ee9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">rentev<span class=\"_ _0\"></span>oeten die op<span class=\"_ _0\"></span>nieuw kun<span class=\"_ _0\"></span>nen worde<span class=\"_ _0\"></span>n vastgest<span class=\"_ _0\"></span>eld en met h<span class=\"_ _0\"></span>et oog op</div>\n<div class=\"t m0 x2c h64 y1eea ff31b fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">kasbeheer. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1eeb ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x2c h64 y1eec ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Daarnaast he<span class=\"_ _1\"></span>eft Ageas v<span class=\"_ _1\"></span>astgoed met <span class=\"_ _1\"></span>een boekwaarde<span class=\"_ _1\"></span> van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws113\">159 </span></div>\n<div class=\"t m0 x2c h64 y1eed ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen al<span class=\"_ _1\"></span>s zekerheid<span class=\"_ _1\"></span> gesteld voor<span class=\"_ _1\"></span> leningen<span class=\"_ _1\"></span> en overige<span class=\"_ _1\"></span> (2021: EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws113\">166 </span></div>\n<div class=\"t m0 x2c h64 y1eee ff31b fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">miljoen)<span class=\"_ _1\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 530px; height: 41px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y1eef ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1ef0 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De boekwaarde<span class=\"_ _1\"></span> van de <span class=\"_ _1\"></span>schulden is <span class=\"_ _1\"></span>een redel<span class=\"_ _1\"></span>ijke benaderin<span class=\"_ _1\"></span>g van de</div>\n<div class=\"t m0 x2c h64 y1ef1 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">re\u00eble waard<span class=\"_ _1\"></span>e doordat <span class=\"_ _1\"></span>de looptijden<span class=\"_ _1\"></span> van con<span class=\"_ _1\"></span>tracten minder<span class=\"_ _1\"></span> dan een <span class=\"_ _1\"></span>jaar</div>\n<div class=\"t m0 x1d h64 y1ef2 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">bedragen (terugk<span class=\"_ _1\"></span>oop<span class=\"ws11d\">overeenko<span class=\"_ _1\"></span>msten) en/of d<span class=\"_ _1\"></span>oordat contr<span class=\"_ _1\"></span>acten een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef3 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">variabele <span class=\"_ _1\"></span>rente dragen<span class=\"_ _1\"></span> (leningen van<span class=\"_ _1\"></span> banken). <span class=\"_ _1\"></span>De re\u00eble w<span class=\"_ _1\"></span>aarde is</div>\n<div class=\"t m0 x1d h64 y1ef4 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">derhalve geba<span class=\"_ _1\"></span>seerd op waarneembare<span class=\"_ _1\"></span> marktgegevens (n<span class=\"_ _1\"></span>iveau 2).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1ef5 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1ef6 ff31b fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De leaseverp<span class=\"_ _1\"></span>lichtingen worde<span class=\"_ _1\"></span>n gewaardeer<span class=\"_ _1\"></span>d tegen de<span class=\"_ _1\"></span> con<span class=\"ws11e\">tante waarde<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1ef7 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van de lease<span class=\"_ _0\"></span>betaling<span class=\"_ _0\"></span>en en wordt<span class=\"_ _0\"></span> verdisco<span class=\"_ _0\"></span>nteerd o<span class=\"_ _0\"></span>p basis van de</div>\n<div class=\"t m0 x1d h64 y1ef8 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">implici<span class=\"_ _0\"></span>ete rentev<span class=\"_ _0\"></span>oet van de l<span class=\"_ _0\"></span>easeove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>mst. De rent<span class=\"_ _0\"></span>elasten op d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y1ef9 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">leaseve<span class=\"_ _0\"></span>rplicht<span class=\"_ _0\"></span>ing en de afsc<span class=\"_ _0\"></span>hrijvin<span class=\"_ _0\"></span>gskost<span class=\"_ _0\"></span>en voor het met<span class=\"_ _0\"></span> een</div>\n<div class=\"t m0 x1d h64 y1efa ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebruik<span class=\"_ _0\"></span>srecht ov<span class=\"_ _0\"></span>ereenst<span class=\"_ _0\"></span>emmend act<span class=\"_ _0\"></span>ief word<span class=\"_ _0\"></span>en afzond<span class=\"_ _0\"></span>erlijk van el<span class=\"_ _0\"></span>kaar</div>\n<div class=\"t m0 x1d h64 y1efb ff31b fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">gepres<span class=\"_ _0\"></span>enteerd.</div>\n<div class=\"t m0 x2c h64 y1efc ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1efd ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff31b fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 550px; bottom: 445px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y6e8 ff31b fs46 fc1b sc0 lsf1 ws115\" style=\"left: 722px; bottom: 445px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68b ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y694 ff31d fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 415px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 415px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 400px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 400px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68f ff31d fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 400px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 385px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 h67 y694 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 385px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y694 ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 385px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 370px; z-index: 15;\">Opbrengsten van uitgifte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 370px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y68f ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 370px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 355px; z-index: 15;\">Betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 355px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y67e ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 355px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span> wijzigingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 340px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y680 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 340px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff31d fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 325px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 325px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 325px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f02 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f03 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f04 ff31b fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De volgende tabe<span class=\"_ _1\"></span>l toont de niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span>verdisconteerd<span class=\"_ _1\"></span>e kasstromen van de<span class=\"_ _1\"></span> leningen, afgez<span class=\"_ _1\"></span>ien van de leaseve<span class=\"_ _1\"></span>rplichtingen<span class=\"_ _1\"></span>, ingedeeld per <span class=\"lsed ws112\">relevante l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span>groep </span></div>\n<div class=\"t m0 x2c h64 y1f05 ff31b fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">op 31 decem<span class=\"_ _0\"></span>ber.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f06 ff31b fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff31b fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 231px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y685 ff31b fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 231px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y69a ff31b fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 201px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y6df ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 201px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 186px; z-index: 15;\">1 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 186px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y683 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 186px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 171px; z-index: 15;\">3 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 171px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y688 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 171px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 156px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 156px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y6c6 ff31b fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 156px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff31d fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 141px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 601px; bottom: 141px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff31d fs46 fce sc0 lsf1 ws116\" style=\"left: 773px; bottom: 141px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 130px; height: 831px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 130px; height: 831px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 130px; height: 831px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 130px; height: 831px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Als gevol<span class=\"_ _0\"></span>g van de Covi<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">pandemie ont<span class=\"_ _1\"></span>ving Interparking<span class=\"_ _1\"></span>, een </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">dochteronderne<span class=\"_ _1\"></span>ming van de<span class=\"_ _1\"></span> Groep actie<span class=\"_ _1\"></span>f in par<span class=\"_ _1\"></span>keergarages<span class=\"_ _1\"></span> (51%</div>\n<div class=\"t m0 x2c h64 y8a7 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eigend<span class=\"_ _0\"></span>om van AG Insur<span class=\"_ _0\"></span>ance), i<span class=\"_ _0\"></span>n de eerste helf<span class=\"_ _0\"></span>t van 2021</div>\n<div class=\"t m0 x2c h64 y8a8 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kwijtsc<span class=\"_ _0\"></span>helding<span class=\"_ _0\"></span>en met betr<span class=\"_ _0\"></span>ekking tot<span class=\"_ _0\"></span> leningsov<span class=\"_ _0\"></span>eree<span class=\"lsef ws11e\">nkomsten. Bijgevolg </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">werden lang<span class=\"_ _1\"></span>lopende bankl<span class=\"_ _1\"></span>eningen, waar<span class=\"_ _1\"></span>voor kwijtsc<span class=\"_ _1\"></span>heldingen we<span class=\"_ _1\"></span>rden</div>\n<div class=\"t m0 x1d h64 y1d22 ff320 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkreg<span class=\"_ _0\"></span>en, geherc<span class=\"_ _0\"></span>lassif<span class=\"_ _0\"></span>iceerd va<span class=\"_ _0\"></span>n langlope<span class=\"_ _0\"></span>nd naar kort<span class=\"_ _0\"></span>lopen<span class=\"_ _0\"></span>d. De</div>\n<div class=\"t m0 x1d h64 y1d23 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">activiteiten<span class=\"_ _1\"></span> van Interparking hebb<span class=\"_ _1\"></span>en zich sindsdien<span class=\"_ _1\"></span> hersteld, waar<span class=\"_ _1\"></span>door</div>\n<div class=\"t m0 x1d h64 y1f0e ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Interparking aan<span class=\"_ _1\"></span> haar lening<span class=\"_ _1\"></span>sovere<span class=\"lsed ws112\">enkomst<span class=\"_ _0\"></span>en heeft vol<span class=\"_ _0\"></span>daan. Bij<span class=\"_ _0\"></span>gevolg </span></div>\n<div class=\"t m0 x1d h64 y1f0f ff320 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">is een b<span class=\"_ _1\"></span>edrag van E<span class=\"_ _1\"></span>UR 491 miljoe<span class=\"_ _1\"></span>n aan langl<span class=\"_ _1\"></span>opende banklen<span class=\"_ _1\"></span>ingen</div>\n<div class=\"t m0 x1d h64 y1f10 ff320 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">geherclassifi<span class=\"_ _1\"></span>ceerd van kortlopend<span class=\"_ _1\"></span> naar langlopend op<span class=\"_ _1\"></span> de verslagdatum.</div>\n<div class=\"t m0 x2c h64 y1f11 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f12 ff320 fs44 fce sc0 lsef ws11e\" style=\"z-index: 15;\">Leaseverplicht<span class=\"_ _1\"></span>ingen als lea<span class=\"_ _1\"></span>singnemer (niet verdi<span class=\"_ _1\"></span>sconteerd)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f13 ff320 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff320 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y68d ff320 fs46 fce sc0 lsf1 ws115\" style=\"left: 736px; bottom: 955px; z-index: 15;\">Minimum lease<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x262 h67 y68f ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 754px; bottom: 940px; z-index: 15;\">betalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y691 ff320 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68f ff320 fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 880px; z-index: 15;\">1 jaar tot 2 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 865px; z-index: 15;\">2 jaar tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y67e ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 850px; z-index: 15;\">3 jaar tot 4 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y680 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 835px; z-index: 15;\">4 jaar tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff322 fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y685 ff322 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff320 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Jaarlijkse huurlasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 h67 y683 ff320 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Toekomstige financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff320 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 765px; height: 341px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 765px; height: 341px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 765px; height: 341px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag430": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tuele en u<span class=\"_ _1\"></span>itges<span class=\"_ _0\"></span>telde</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">bela<span class=\"_ _1\"></span>stingen</div>\n<div><br/></div>\n<div class=\"t m0 x2c hb8 y1c87 ff324 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Een nader<span class=\"_ _0\"></span>e detailler<span class=\"_ _0\"></span>ing van de uit<span class=\"_ _0\"></span>gestel<span class=\"_ _0\"></span>de winst<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen per 31 de<span class=\"_ _0\"></span>cember is als<span class=\"_ _0\"></span> volgt.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 518px; bottom: 786px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf0 hbb y6c4 ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 597px; bottom: 801px; z-index: 15;\">Balans<span class=\"ls0 ws0\"> </span></div>\n<div><br/></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 786px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 690px; bottom: 786px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da hbb y6c4 ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 719px; bottom: 801px; z-index: 15;\">Resultatenrekening<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fce sc0 ls143 ws185\" style=\"left: 776px; bottom: 786px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f27 ff324 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c4 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff324 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Uitgestelde belastingvorderingen op<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbc y694 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y694 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y694 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y694 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Beleggingen (beschikbaar voor verkoop)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 755px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 755px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 694px; bottom: 755px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 755px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 741px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 741px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y6e3 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa hbb y6e3 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Leningen aan klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 726px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 726px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 726px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y1f2f ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 711px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y1f2f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 711px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y1f2f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 711px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y1f2f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 711px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y1f2f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 696px; z-index: 15;\">Immateri\u00eble vaste activa (exclusie<span class=\"_ _0\"></span>f goodwill)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 696px; z-index: 15;\">8</div>\n<div class=\"t m0 x1fa hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 696px; z-index: 15;\">8</div>\n<div class=\"t m0 x44 hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6df ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 681px; z-index: 15;\">Verzekeringspolis en claim re<span class=\"_ _0\"></span>serves<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6df ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 681px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y6df ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 681px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbb y6df ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 694px; bottom: 681px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y6df ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 681px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Schuldbewijzen en achtergestelde s<span class=\"_ _0\"></span>chulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y68f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68f ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68d ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 651px; z-index: 15;\">Voorzieningen voor pensioenen<span class=\"_ _0\"></span> en uitkeringen na ui<span class=\"_ _0\"></span>tdiensttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68d ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 651px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y68d ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 651px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y68d ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68d ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Overige voorzieningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 637px; z-index: 15;\">7</div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 637px; z-index: 15;\">8</div>\n<div class=\"t m0 x2e hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 637px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 637px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Overlopende kosten en vooruit<span class=\"_ _0\"></span> ontvangen opbrengsten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 622px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y680 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 622px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff324 fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 607px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">aangewende compensabele verliezen</span> </span></div>\n<div class=\"t m0 x72 hbb y691 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 607px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y691 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 607px; z-index: 15;\">106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y691 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 607px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y691 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 607px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 592px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 523px; bottom: 592px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 592px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 592px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 592px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbc y69a ff326 fs72 fce sc0 ls144 ws184\" style=\"left: 69px; bottom: 577px; z-index: 15;\">Bruto <span class=\"ls148 ws18c\">uitgeste<span class=\"_ _0\"></span>lde be<span class=\"_ _0\"></span>lastingv<span class=\"_ _0\"></span>order<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 hbc y69a ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 523px; bottom: 577px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 hbc y69a ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 577px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbc y69a ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 694px; bottom: 577px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbc y69a ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 577px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 562px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">opgenomen uitgestelde belastingvorderingen</span> </span></div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 609px; bottom: 562px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68b ff326 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Netto u<span class=\"_ _0\"></span>itgeste<span class=\"_ _0\"></span>lde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>order<span class=\"_ _0\"></span>ingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbc y68b ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 523px; bottom: 548px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 hbc y68b ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 548px; z-index: 15;\">1.013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbc y68b ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 694px; bottom: 548px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbc y68b ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 548px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 538px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 625px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 710px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y683 ff324 fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fce sc0 ls143 ws183\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Uitgestelde belastingverplichtingen op<span class=\"_ _0\"></span>:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 518px; z-index: 15;\">  </div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 518px; z-index: 15;\">  </div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y67e ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Beleggingen (beschikbaar voor <span class=\"ws185\">verkoop)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fb hbb y68f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 518px; bottom: 503px; z-index: 15;\">(654)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 hbb y68f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 503px; z-index: 15;\">1.489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 503px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y68f ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 503px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 488px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 488px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 488px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y6e8 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 488px; z-index: 15;\">6</div>\n<div class=\"t m0 x2e hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 488px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 473px; z-index: 15;\">Leningen aan klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 473px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 473px; z-index: 15;\">2</div>\n<div class=\"t m0 x44 hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 473px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y688 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 473px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff324 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 458px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y680 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 523px; bottom: 458px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y680 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 610px; bottom: 458px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 458px; z-index: 15;\">7</div>\n<div class=\"t m0 x1fa hbb y680 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 458px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Immateri\u00eble vaste activa (exclusie<span class=\"_ _0\"></span>f goodwill)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 523px; bottom: 444px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e8 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 444px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y6e8 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 444px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa hbb y6e8 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 444px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 hbb y688 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 429px; z-index: 15;\">Schuldbewijzen en achtergestelde s<span class=\"_ _0\"></span>chulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 429px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 429px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y688 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff324 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 414px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige <span class=\"ls143 ws185\">v<span class=\"_ _1\"></span>oorzieningen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x72 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 414px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 414px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbb y6e3 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x2e hbb y6e3 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 414px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 399px; z-index: 15;\">Overlopende acquisitiekosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 399px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 399px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 399px; z-index: 15;\">2</div>\n<div class=\"t m0 x2e hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 399px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 384px; z-index: 15;\">Vooruitbetaalde lasten en o<span class=\"_ _0\"></span>verlopende baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y68b ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 384px; z-index: 15;\">1</div>\n<div class=\"t m0 x1fa hbb y68b ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 384px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 hbb y68b ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y68b ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff324 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 369px; z-index: 15;\">Belastingvrij gerealiseerde reserves<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6c6 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 369px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y6c6 ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 369px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 369px; z-index: 15;\">2</div>\n<div class=\"t m0 x1fa hbb y6c6 ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 369px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y67e ff324 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 354px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 354px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 616px; bottom: 354px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2e hbb y67e ff324 fs72 fc14 sc0 ls143 ws185\" style=\"left: 699px; bottom: 354px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbb y67e ff324 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 354px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 hbc y1437 ff326 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> uitges<span class=\"_ _0\"></span>telde be<span class=\"_ _0\"></span>lastin<span class=\"_ _0\"></span>gverpl<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>gen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y1437 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 518px; bottom: 340px; z-index: 15;\">(210)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 hbc y1437 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 603px; bottom: 340px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbc y1437 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 701px; bottom: 340px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa hbc y1437 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 791px; bottom: 340px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y6e8 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6df ff326 fs72 fce sc0 ls149 ws199\" style=\"left: 69px; bottom: 310px; z-index: 15;\">Uitgestelde belastingopbrengs<span class=\"_ _1\"></span>ten (lasten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbc y6df ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y6df ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c hbc y6df ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 694px; bottom: 310px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x72 hbc y6df ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 787px; bottom: 310px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbb y680 ff324 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y691 ff326 fs72 fce sc0 ls148 ws18c\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Netto u<span class=\"_ _0\"></span>itgeste<span class=\"_ _0\"></span>lde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>order<span class=\"_ _0\"></span>ingen (<span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngverp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ngen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 hbc y691 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 523px; bottom: 280px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb hbc y691 ff326 fs72 fce sc0 ls143 ws185\" style=\"left: 605px; bottom: 280px; z-index: 15;\">(871)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 hbc y691 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 hbc y691 ff326 fs72 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 269px; height: 692px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff329 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> en <span class=\"ls0 ws0\">-</span>verplic<span class=\"_ _1\"></span>htingen worden gesa<span class=\"_ _1\"></span>ldeerd wanneer <span class=\"lsed ws11d\">sprake is va<span class=\"_ _0\"></span>n een wett<span class=\"_ _0\"></span>elijk <span class=\"_ _0\"></span>afdwingb<span class=\"_ _0\"></span>aar rec<span class=\"_ _0\"></span>ht om act<span class=\"_ _0\"></span>uele </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngvorde<span class=\"_ _0\"></span>ringen te s<span class=\"_ _0\"></span>alderen m<span class=\"_ _0\"></span>et actuel<span class=\"_ _0\"></span>e belasti<span class=\"_ _0\"></span>ngverpl<span class=\"_ _0\"></span>ichting<span class=\"_ _0\"></span>en en wanne<span class=\"_ _0\"></span>er de uitges<span class=\"_ _0\"></span>telde bel<span class=\"_ _0\"></span>astinge<span class=\"_ _0\"></span>n betrekk<span class=\"_ _0\"></span>ing hebbe<span class=\"_ _0\"></span>n op dezelf<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x2c h64 y8a7 ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngauto<span class=\"_ _0\"></span>riteit. Na d<span class=\"_ _0\"></span>eze salder<span class=\"_ _0\"></span>ing zijn dez<span class=\"_ _0\"></span>e bedrag<span class=\"_ _0\"></span>en in de balans a<span class=\"_ _0\"></span>ls volgt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff329 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68b ff329 fs46 fce sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68b ff329 fs46 fce sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff329 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff329 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff329 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff329 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Uitgestelde belastingvorderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff329 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1003px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff329 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1003px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff329 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Uitgestelde belastingverplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff329 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 988px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y691 ff329 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 988px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff32b fs46 fce sc0 lsf1 ws118\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Netto uitgestelde belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff32b fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 973px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h69 y680 ff32b fs46 fce sc0 lsf1 ws116\" style=\"left: 775px; bottom: 973px; z-index: 15;\">(871)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y1f50 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f51 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f52 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022, be<span class=\"_ _1\"></span>draagt de <span class=\"_ _1\"></span>in het ei<span class=\"_ _1\"></span>gen vermogen<span class=\"_ _1\"></span> opgenomen</div>\n<div class=\"t m0 x2c h64 y1f53 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">actuele bel<span class=\"_ _1\"></span>astingvorderin<span class=\"_ _1\"></span>g EUR 34 <span class=\"_ _1\"></span>miljoen (202<span class=\"_ _1\"></span>1: EUR (42)<span class=\"_ _1\"></span> miljoen</div>\n<div class=\"t m0 x2c h64 y1f54 ff329 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">actuele belast<span class=\"_ _1\"></span>ingverplichting)<span class=\"_ _1\"></span>. De netto uitgesteld<span class=\"_ _1\"></span>e belasting<span class=\"_ _1\"></span>vorderingen</div>\n<div class=\"t m0 x2c h64 y1f55 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">opgenomen in<span class=\"_ _1\"></span> het eige<span class=\"_ _1\"></span>n vermogen <span class=\"_ _1\"></span>bedragen EUR 68<span class=\"_ _1\"></span>4 miljoen <span class=\"_ _1\"></span>(2021:</div>\n<div class=\"t m0 x2c h64 y1f56 ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">EUR (841) m<span class=\"_ _0\"></span>iljoen net<span class=\"_ _0\"></span>to uitgest<span class=\"_ _0\"></span>el<span class=\"lsef ws11d\">de belastingverplich<span class=\"_ _1\"></span>ting).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y1f57 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f58 ff329 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y1f59 ff329 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Uitgestelde be<span class=\"_ _1\"></span>lastingvorderingen<span class=\"_ _1\"></span> worden verantwoord<span class=\"_ _1\"></span> voor zover het</div>\n<div class=\"t m0 x2c h64 y1f5a ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">waarsc<span class=\"_ _0\"></span>hijnlijk is d<span class=\"_ _0\"></span>at er voldo<span class=\"_ _0\"></span>ende toek<span class=\"_ _0\"></span>omstig be<span class=\"_ _0\"></span>lastbaa<span class=\"_ _0\"></span>r resultaat<span class=\"_ _0\"></span> zal</div>\n<div class=\"t m0 x2c h64 y1f5b ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn waarm<span class=\"_ _0\"></span>ee de uitge<span class=\"_ _0\"></span>stelde bel<span class=\"_ _0\"></span>astingv<span class=\"_ _0\"></span>orderin<span class=\"_ _0\"></span>g verreken<span class=\"_ _0\"></span>d ka<span class=\"lsef ws11d\">n worden. </span></div>\n<div class=\"t m0 x2c h64 y1f5c ff329 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Er zijn u<span class=\"_ _0\"></span>itgeste<span class=\"_ _0\"></span>lde belas<span class=\"_ _0\"></span>tingvo<span class=\"_ _0\"></span>rdering<span class=\"_ _0\"></span>en vera<span class=\"_ _0\"></span>ntwoord <span class=\"_ _0\"></span>met betr<span class=\"_ _0\"></span>ekking t<span class=\"_ _0\"></span>ot</div>\n<div class=\"t m0 x1d h64 y1f5d ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">niet benut<span class=\"_ _0\"></span>te (gevo<span class=\"_ _0\"></span>rderde) b<span class=\"_ _0\"></span>elastin<span class=\"_ _0\"></span>gverlie<span class=\"_ _0\"></span>zen alsme<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d h64 y1f5e ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">belastingvermi<span class=\"_ _1\"></span>nderingen tege<span class=\"_ _1\"></span>n een ges<span class=\"_ _1\"></span>chatte bela<span class=\"_ _1\"></span>stingwaarde <span class=\"_ _1\"></span>van EUR</div>\n<div class=\"t m0 x1d h64 y1f5f ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">73 miljoe<span class=\"_ _0\"></span>n (2021: EUR<span class=\"ls0 ws0\"> </span>79 mi<span class=\"_ _0\"></span>ljoen). D<span class=\"_ _0\"></span>e fiscale ve<span class=\"_ _0\"></span>rliez<span class=\"ws11d\">e<span class=\"_ _0\"></span>n die niet<span class=\"_ _0\"></span> zijn </span></div>\n<div class=\"t m0 x1d h64 y1f60 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verantwoord<span class=\"_ _1\"></span> bedragen per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2022 EUR 3<span class=\"_ _1\"></span>.374 miljoen<span class=\"_ _1\"></span> (2021:</div>\n<div class=\"t m0 x1d h64 y1f61 ff329 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsef ws11e\">3.200<span class=\"_ _1\"></span> miljoen). Het<span class=\"_ _1\"></span> grootste deel van de<span class=\"_ _1\"></span> (gevorderde) </span></span></div>\n<div class=\"t m0 x1d h64 y1f62 ff329 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overge<span class=\"_ _0\"></span>dragen fisc<span class=\"_ _0\"></span>ale verl<span class=\"_ _0\"></span>iezen zijn o<span class=\"_ _0\"></span>ntstaan d<span class=\"_ _0\"></span>oor de vere<span class=\"_ _0\"></span>ffening va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1f63 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Brussels L<span class=\"_ _1\"></span>iquidation Hol<span class=\"_ _1\"></span>ding (het<span class=\"_ _1\"></span> voormalige <span class=\"lsed ws112\">Fortis Brussel<span class=\"_ _0\"></span>s, waarto<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1d h64 y1f64 ff329 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de bankact<span class=\"_ _1\"></span>iviteiten van<span class=\"_ _1\"></span> Fortis voor<span class=\"_ _1\"></span>heen behoord<span class=\"_ _1\"></span>en). Voor</div>\n<div class=\"t m0 x1d h64 y1f65 ff329 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngdoele<span class=\"_ _0\"></span>inden ont<span class=\"_ _0\"></span>stond h<span class=\"_ _0\"></span>et verl<span class=\"_ _0\"></span>ies op de v<span class=\"_ _0\"></span>erkoop v<span class=\"_ _0\"></span>an Fort<span class=\"_ _0\"></span>is Bank</div>\n<div class=\"t m0 x1d h64 y1f66 ff329 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">pas op het momen<span class=\"_ _1\"></span>t van de vereffening.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 758px; height: 348px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag565": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">RPN(I)</div>\n<div class=\"t m0 x2c hbf y1d02 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De RPN(I) is een <span class=\"ws192\">finan<span class=\"_ _0\"></span>cieel </span></div>\n<div class=\"t m0 x2c hbf y1d03 ff32f fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">instrument dat leidt tot</div>\n<div class=\"t m0 x2c hbf y1d04 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">kwartaalbetalingen ged<span class=\"_ _0\"></span>aan aan of</div>\n<div class=\"t m0 x2c hbf y1f76 ff32f fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">ontvangen van BNP Paribas F<span class=\"_ _0\"></span>ortis</div>\n<div class=\"t m0 x2c hbf y1f77 ff32f fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1f78 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f79 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f7a ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV heeft i<span class=\"_ _0\"></span>n 2007, met Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V als meded<span class=\"_ _0\"></span>ebiteur, C<span class=\"_ _0\"></span>ASHES uit<span class=\"_ _0\"></span>gegeven.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f7b ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">CASHES zijn <span class=\"_ _1\"></span>effecten di<span class=\"_ _1\"></span>e in aand<span class=\"_ _1\"></span>elen Ageas<span class=\"_ _1\"></span> kunnen worden<span class=\"_ _1\"></span> omgeruild <span class=\"_ _1\"></span>tegen een <span class=\"_ _1\"></span>vooraf</div>\n<div class=\"t m0 x1ef hb8 y1f7c ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vastges<span class=\"_ _0\"></span>telde prij<span class=\"_ _0\"></span>s van EUR<span class=\"ls0 ws0\"> <span class=\"ls140 ws18b\">239,40 per aandeel<span class=\"_ _1\"></span>. BNP Parib<span class=\"_ _1\"></span>as Fortis</span> <span class=\"_ _1\"></span></span>SA/NV en Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V, die op</div>\n<div class=\"t m0 x1ef hb8 y1f7d ff32d fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">dat mom<span class=\"_ _0\"></span>ent beide <span class=\"_ _0\"></span>deel uit<span class=\"_ _0\"></span>maakte<span class=\"_ _0\"></span>n van de F<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\">-</span><span class=\"ls140\">groep, hebben een<span class=\"_ _1\"></span> financieel<span class=\"_ _1\"></span> instrument </span></div>\n<div class=\"t m0 x1ef hb8 y1f7e ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ge\u00efntr<span class=\"_ _0\"></span>oduceerd,<span class=\"_ _0\"></span> de 'Relat<span class=\"_ _0\"></span>ive Perfo<span class=\"_ _0\"></span>rmance Not<span class=\"_ _0\"></span>e' (RPN),<span class=\"_ _0\"></span> ter voork<span class=\"_ _0\"></span>oming van bo<span class=\"_ _0\"></span>ekhoudk<span class=\"_ _0\"></span>undige</div>\n<div class=\"t m0 x1ef hb8 y1f7f ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">volatil<span class=\"_ _0\"></span>iteit van de a<span class=\"_ _0\"></span>andelen A<span class=\"_ _0\"></span>geas en van de in d<span class=\"_ _0\"></span>e boeken van B<span class=\"_ _0\"></span>NP Parib<span class=\"_ _0\"></span>as Fortis SA/<span class=\"_ _0\"></span>NV tege<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y1f80 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde geboek<span class=\"_ _0\"></span>te CASHE<span class=\"_ _0\"></span>S. Bij de opspl<span class=\"_ _0\"></span>itsing va<span class=\"_ _0\"></span>n Fortis in 20<span class=\"_ _0\"></span>09 zijn BNP P<span class=\"_ _0\"></span>aribas</div>\n<div class=\"t m0 x1ef hb8 y1f81 ff32d fs71 fc14 sc0 ls153 ws19d\" style=\"z-index: 15;\">Fortis<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls140 ws18b\">SA/NV en Ag<span class=\"_ _1\"></span>eas overeeng<span class=\"ls142 ws181\">ekomen rente te bet<span class=\"_ _0\"></span>alen over ee<span class=\"_ _0\"></span>n in deze RPN v<span class=\"_ _0\"></span>ermeld </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y1f82 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag. Deze r<span class=\"_ _0\"></span>entebeta<span class=\"_ _0\"></span>ling per kw<span class=\"_ _0\"></span>artaal wor<span class=\"_ _0\"></span>dt gewaar<span class=\"_ _0\"></span>deerd als e<span class=\"_ _0\"></span>en financ<span class=\"_ _0\"></span>ieel instr<span class=\"_ _0\"></span>ument</div>\n<div class=\"t m0 x1ef hb8 y1f83 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">en aanged<span class=\"_ _0\"></span>uid als RPN<span class=\"_ _0\"></span>(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f84 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f85 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De RPN(I) b<span class=\"_ _0\"></span>estaat zol<span class=\"_ _0\"></span>ang er uits<span class=\"_ _0\"></span>taand<span class=\"_ _0\"></span>e CASHES zi<span class=\"_ _0\"></span>jn. In 2007 zij<span class=\"_ _0\"></span>n aanvank<span class=\"_ _0\"></span>elijk 12.<span class=\"_ _0\"></span>000 CASHE<span class=\"_ _0\"></span>S</div>\n<div class=\"t m0 x1ef hb8 y1f86 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">uitgegeven. <span class=\"_ _1\"></span>In februari<span class=\"_ _1\"></span> 2012 lance<span class=\"_ _1\"></span>erde BNP Parib<span class=\"_ _1\"></span>as een openb<span class=\"_ _1\"></span>aar bod o<span class=\"_ _1\"></span>p CASHES aan <span class=\"_ _1\"></span>een prijs</div>\n<div class=\"t m0 x1ef hb8 y1f87 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">van 47,5% en w<span class=\"_ _0\"></span>erden 7.5<span class=\"_ _0\"></span>53 aange<span class=\"_ _0\"></span>boden CAS<span class=\"_ _0\"></span>HES effec<span class=\"_ _0\"></span>ten omger<span class=\"_ _0\"></span>uild in Age<span class=\"_ _0\"></span>as aandele<span class=\"_ _0\"></span>n; Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f88 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">betaalde een<span class=\"_ _1\"></span> vergoeding <span class=\"_ _1\"></span>van EUR<span class=\"ls0 ws0\"> </span>287<span class=\"_ _1\"></span> miljoen aan<span class=\"_ _1\"></span> BNP Pari<span class=\"_ _1\"></span>bas aangezien<span class=\"_ _1\"></span> de omruiling<span class=\"_ _1\"></span> aanleiding<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1f89 ff32d fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gaf tot een pro<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls142 ws18b\">rata vrijv<span class=\"_ _0\"></span>al van d<span class=\"_ _0\"></span>e RPN(I) <span class=\"_ _0\"></span>verplic<span class=\"_ _0\"></span>hting.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y1f8a ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f8b ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In mei 2015 kw<span class=\"_ _0\"></span>amen Ag<span class=\"_ _0\"></span>eas en BNP Par<span class=\"_ _0\"></span>ibas ove<span class=\"_ _0\"></span>reen dat BN<span class=\"_ _0\"></span>P Paribas te al<span class=\"_ _0\"></span>len tijde CA<span class=\"_ _0\"></span>SHES kon</div>\n<div class=\"t m0 x1ef hb8 y1f8c ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aankop<span class=\"_ _0\"></span>en van indi<span class=\"_ _0\"></span>viduele b<span class=\"_ _0\"></span>eleggers,<span class=\"_ _0\"></span> op voorwa<span class=\"_ _0\"></span>arde dat de aa<span class=\"_ _0\"></span>ngekocht<span class=\"_ _0\"></span>e effect<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">werden omgeruild<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f8d ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">in Ageas <span class=\"_ _1\"></span>aandelen; b<span class=\"_ _1\"></span>ij een derge<span class=\"_ _1\"></span>lijke omruil<span class=\"_ _1\"></span>ing zou de<span class=\"_ _1\"></span> pro<span class=\"ls0 ws0\">-</span><span class=\"ls142\">rata vrijval v<span class=\"_ _0\"></span>an de RP<span class=\"_ _0\"></span>N(I) verp<span class=\"_ _0\"></span>lichti<span class=\"_ _0\"></span>ng </span></div>\n<div class=\"t m0 x1ef hb8 y1f8e ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">worden betaal<span class=\"_ _1\"></span>d aan BNP<span class=\"_ _1\"></span> Paribas, terw<span class=\"_ _1\"></span>ijl Ageas<span class=\"_ _1\"></span> een break<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ls142\">up fee z<span class=\"_ _0\"></span>ou ontvan<span class=\"_ _0\"></span>gen di<span class=\"_ _0\"></span>e gekoppe<span class=\"_ _0\"></span>ld was </span></div>\n<div class=\"t m0 x1ef hb8 y1f8f ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aan de pri<span class=\"_ _1\"></span>js waartegen<span class=\"_ _1\"></span> BNP Paribas<span class=\"_ _1\"></span> de CASHES<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws18a\">kon kopen.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f90 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f91 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">In de ee<span class=\"_ _1\"></span>rste negen m<span class=\"_ _1\"></span>aanden van <span class=\"_ _1\"></span>2016 kocht B<span class=\"_ _1\"></span>NP Paribas<span class=\"_ _1\"></span> 656 CASHES <span class=\"_ _1\"></span>en ruilde <span class=\"_ _1\"></span>deze in ond<span class=\"_ _1\"></span>er</div>\n<div class=\"t m0 x1ef hb8 y1f92 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">deze over<span class=\"_ _0\"></span>eenkoms<span class=\"_ _0\"></span>t; Ageas b<span class=\"_ _0\"></span>etaalde EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"ws182\">44<span class=\"ls0 ws0\"> <span class=\"ls140 ws18b\">miljoen <span class=\"_ _1\"></span>voor de pro</span>-<span class=\"_ _1\"></span></span><span class=\"ws18b\">rata schi<span class=\"_ _0\"></span>kking va<span class=\"_ _0\"></span>n de RPN<span class=\"_ _0\"></span>(I), na </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f93 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">aftrek van<span class=\"_ _1\"></span> de ontvangen<span class=\"_ _1\"></span> break<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"ls142 ws181\">up fee.<span class=\"_ _0\"></span> De overeenk<span class=\"_ _0\"></span>omst tuss<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span>Ageas en BN<span class=\"_ _0\"></span>P Paribas li<span class=\"_ _0\"></span>ep eind </span></span></div>\n<div class=\"t m0 x1ef hb8 y1f94 ff32d fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">2016 af en wer<span class=\"_ _0\"></span>d niet verl<span class=\"_ _0\"></span>engd.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f95 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f96 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">In de <span class=\"_ _1\"></span>tweede helft van<span class=\"_ _1\"></span> 2022 s<span class=\"_ _1\"></span>chikte Ageas<span class=\"_ _1\"></span> de RPN(I) ged<span class=\"_ _1\"></span>eeltelijk v<span class=\"_ _1\"></span>oor een bedra<span class=\"_ _1\"></span>g van EUR<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span><span class=\"ws180\">46,6 </span></div>\n<div class=\"t m0 x1ef hb8 y1f97 ff32d fs71 fc14 sc0 ls153 ws19d\" style=\"z-index: 15;\">miljoen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1f98 ff32d fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1f99 ff32d fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 re<span class=\"_ _1\"></span>steren 3<span class=\"_ _1\"></span>.326 uitstaande<span class=\"_ _1\"></span> CA<span class=\"ls151 ws197\">SHES.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 318px; height: 643px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 318px; height: 643px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff333 fs44 fce sc0 lsef ws11d\" style=\"z-index: 15;\">Referentiebedrag<span class=\"_ _1\"></span> en rentebe<span class=\"_ _1\"></span>talingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het refer<span class=\"_ _0\"></span>entiebe<span class=\"_ _0\"></span>drag wor<span class=\"_ _0\"></span>dt als volgt be<span class=\"_ _0\"></span>rekend:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a7 ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsed ws111\">het <span class=\"lsef ws11e\">ver<span class=\"_ _1\"></span>schil tussen EUR 2<span class=\"_ _1\"></span>.350 miljoen en<span class=\"_ _1\"></span> de marktwaarde van </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8a8 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">13<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">miljoen aand<span class=\"_ _1\"></span>elen Ageas w<span class=\"_ _1\"></span>aarin het <span class=\"_ _1\"></span>instrument w<span class=\"_ _1\"></span>ordt omgeruild<span class=\"_ _1\"></span>, </span></span></div>\n<div class=\"t m0 x1a0 h64 y8a9 ff333 fs44 fc14 sc0 ls107 ws13e\" style=\"z-index: 15;\">minus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsef ws11e\">h<span class=\"_ _1\"></span>et verschil tu<span class=\"_ _1\"></span>ssen EUR <span class=\"lsed ws112\">3.000 milj<span class=\"_ _0\"></span>oen bij de uitg<span class=\"_ _0\"></span>ifte en de </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ab ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">marktwaarde v<span class=\"_ _1\"></span>an de CASHES<span class=\"_ _1\"></span> zoals ge<span class=\"_ _1\"></span>noteerd aan<span class=\"_ _1\"></span> de beurs van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1a0 h64 y8ac ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Luxemburg, <span class=\"_ _1\"></span>vermenigvuldigd<span class=\"_ _1\"></span> met<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8ad ff335 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff336\"> <span class=\"_ _3f\"> </span><span class=\"ff333 lsef ws11d\">h<span class=\"_ _1\"></span>et aantal u<span class=\"_ _1\"></span>itstaande CAS<span class=\"_ _1\"></span>HES (3.326 op<span class=\"_ _1\"></span> 31</span><span class=\"ff333\"> <span class=\"lsef ws113\">decem<span class=\"_ _1\"></span>ber</span> <span class=\"lsef ws113\">2022) </span></span></span></div>\n<div class=\"t m0 x1a0 h64 y8ae ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gedeel<span class=\"_ _0\"></span>d door het aant<span class=\"_ _0\"></span>al CASHE<span class=\"_ _0\"></span>S effecte<span class=\"_ _0\"></span>n dat oorsp<span class=\"_ _0\"></span>ronkelij<span class=\"_ _0\"></span>k werd</div>\n<div class=\"t m0 x1a0 h64 y8af ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>e<span class=\"ws112\">n (12.0<span class=\"_ _0\"></span>00).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8b0 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b1 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas betaalt ren<span class=\"_ _1\"></span>te aan BNP Paribas For<span class=\"_ _1\"></span>tis SA/NV over het gem<span class=\"_ _1\"></span>iddelde</div>\n<div class=\"t m0 x2c h64 y8b2 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">referentiebed<span class=\"_ _1\"></span>rag in het kwartaal<span class=\"_ _1\"></span> (als het resultaa<span class=\"_ _1\"></span>t hierboven negatie<span class=\"_ _1\"></span>f</div>\n<div class=\"t m0 x2c h64 y8b3 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">wordt, betaal<span class=\"_ _1\"></span>t BNP Paribas For<span class=\"_ _1\"></span>tis SA/NV aan Ageas); de r<span class=\"_ _1\"></span>ente bedraagt</div>\n<div class=\"t m0 x2c h64 y8b4 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">3-<span class=\"lsed ws112\">maands Euribo<span class=\"_ _0\"></span>r plus 90 basis<span class=\"_ _0\"></span>punten.<span class=\"_ _0\"></span> Ageas gaf 5,<span class=\"_ _0\"></span>5% van de totaa<span class=\"_ _0\"></span>l </span></div>\n<div class=\"t m0 x2c h64 y8b5 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">uitstaa<span class=\"_ _0\"></span>nde aand<span class=\"_ _0\"></span>elen van <span class=\"_ _0\"></span>AG Insu<span class=\"_ _0\"></span>rance in <span class=\"_ _0\"></span>onderpa<span class=\"_ _0\"></span>nd ten gu<span class=\"_ _0\"></span>nste va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b6 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">BNP Paribas Forti<span class=\"_ _1\"></span>s SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y991 ff333 fs44 fce sc0 lsef ws113\" style=\"z-index: 15;\">Waardering <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y992 ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas past een<span class=\"_ _1\"></span> transferbegrip toe<span class=\"_ _1\"></span> om de RPN(I)<span class=\"ls0 ws0\">-</span>verp<span class=\"_ _1\"></span>lichting tegen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y993 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">re\u00eble waa<span class=\"_ _0\"></span>rde te regis<span class=\"_ _0\"></span>treren.<span class=\"_ _0\"></span> IFRS 13 defi<span class=\"_ _0\"></span>nieert re<span class=\"_ _0\"></span>\u00eble<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">waarde al<span class=\"_ _1\"></span>s de prijs </span></span></div>\n<div class=\"t m0 x2c h64 y994 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die ontva<span class=\"_ _0\"></span>ngen zou wo<span class=\"_ _0\"></span>rden bij de ve<span class=\"_ _0\"></span>rkoop van ee<span class=\"_ _0\"></span>n actief of bet<span class=\"_ _0\"></span>aald zou</div>\n<div class=\"t m0 x2c h64 y995 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">moeten w<span class=\"_ _0\"></span>orden b<span class=\"_ _0\"></span>ij het ove<span class=\"_ _0\"></span>rdragen v<span class=\"_ _0\"></span>an een v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing in e<span class=\"_ _0\"></span>en ordel<span class=\"_ _0\"></span>ijke</div>\n<div class=\"t m0 x1d h64 y1531 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ie tussen m<span class=\"_ _0\"></span>arktpart<span class=\"_ _0\"></span>ijen op de wa<span class=\"_ _0\"></span>arderi<span class=\"_ _0\"></span>ngsdatu<span class=\"_ _0\"></span>m. De definit<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1d h64 y1532 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van re\u00eble wa<span class=\"_ _0\"></span>arde gaat<span class=\"_ _0\"></span> exp<span class=\"lsef ws11e\">liciet uit van een \u2018ein<span class=\"_ _1\"></span>dprijs\u2019, gelin<span class=\"_ _1\"></span>kt aan de </span></div>\n<div class=\"t m0 x1d h64 y1533 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">prijs \u2018die<span class=\"_ _1\"></span> betaald mo<span class=\"_ _1\"></span>et worden <span class=\"_ _1\"></span>bij het ove<span class=\"_ _1\"></span>rdragen van<span class=\"_ _1\"></span> een verpli<span class=\"_ _1\"></span>chting\u2019.</div>\n<div class=\"t m0 x1d h64 y1f9c ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Als zulk<span class=\"_ _0\"></span>e prijz<span class=\"_ _0\"></span>en niet <span class=\"_ _0\"></span>beschikb<span class=\"_ _0\"></span>aar zijn<span class=\"_ _0\"></span> en de ve<span class=\"_ _0\"></span>rplichti<span class=\"_ _0\"></span>ng wordt d<span class=\"_ _0\"></span>oor ee<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1f9d ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">andere ent<span class=\"_ _1\"></span>iteit als e<span class=\"_ _1\"></span>en actief <span class=\"_ _1\"></span>gehouden, dan<span class=\"_ _1\"></span> moet de ve<span class=\"_ _1\"></span>rplicht<span class=\"ls107 ws13e\">ing </span></div>\n<div class=\"t m0 x1d h64 y1f9e ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden gewaa<span class=\"_ _1\"></span>rdeerd vanu<span class=\"_ _1\"></span>it het per<span class=\"_ _1\"></span>spectief van e<span class=\"_ _1\"></span>en marktpar<span class=\"_ _1\"></span>tij die he<span class=\"_ _1\"></span>t</div>\n<div class=\"t m0 x1d h64 y1f9f ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">actief a<span class=\"_ _0\"></span>anhoudt.<span class=\"_ _0\"></span> Ageas w<span class=\"_ _0\"></span>aardee<span class=\"_ _0\"></span>rt zijn v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ing tege<span class=\"_ _0\"></span>n het</div>\n<div class=\"t m0 x1d h64 y1fa0 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1fa1 ff333 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y1fa2 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Het RPN<span class=\"ls0 ws0\">-</span>refe<span class=\"_ _0\"></span>rentiebe<span class=\"_ _0\"></span>drag is geb<span class=\"_ _0\"></span>aseerd o<span class=\"_ _0\"></span>p de prijs van d<span class=\"_ _0\"></span>e CASHES e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1fa3 ff333 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">de koers va<span class=\"_ _0\"></span>n het Ageas aa<span class=\"_ _0\"></span>ndeel. Het<span class=\"_ _0\"></span> referent<span class=\"_ _0\"></span>iebedr<span class=\"_ _0\"></span>ag daalde va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y1fa4 ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">520,4 miljoen<span class=\"_ _0\"></span> op het einde van 2<span class=\"_ _0\"></span>021 naar EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>334,3 milj<span class=\"_ _0\"></span>oen op </span></span></div>\n<div class=\"t m0 x1d h64 y1fa5 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11e\">2022,<span class=\"_ _1\"></span> als gevolg van<span class=\"_ _1\"></span> de gedeeltelijk<span class=\"_ _1\"></span>e schikking van d<span class=\"_ _1\"></span>e </span></span></div>\n<div class=\"t m0 x1d h64 y1fa6 ff333 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">RPN(I) <span class=\"_ _0\"></span>en een ko<span class=\"_ _0\"></span>ersdali<span class=\"_ _0\"></span>ng van d<span class=\"_ _0\"></span>e prijs<span class=\"_ _0\"></span> van de CA<span class=\"_ _0\"></span>SHES va<span class=\"_ _0\"></span>n 95,61%<span class=\"_ _0\"></span> op</div>\n<div class=\"t m0 x1d h64 y1fa7 ff333 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11d\">2021 <span class=\"_ _1\"></span>naar 79<span class=\"_ _1\"></span>,1</span></span><span class=\"ws112\">7% op 31<span class=\"ls0 ws0\"> <span class=\"lsef ws113\">december</span> <span class=\"lsef ws11d\">2022,<span class=\"_ _1\"></span> gedeeltelijk<span class=\"_ _1\"></span> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1fa8 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gecompenseerd<span class=\"_ _1\"></span> door de pri<span class=\"_ _1\"></span>jsdaling van<span class=\"_ _1\"></span> het Ageas <span class=\"_ _1\"></span>aandeel van<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y1fa9 ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">45,55 tot EUR</span> <span class=\"lsed ws112\">41,42 ov<span class=\"_ _0\"></span>er dezel<span class=\"_ _0\"></span>fde perio<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d h64 y1534 ff333 fs44 fce sc0 lsed ws112\" style=\"z-index: 15;\">Gevoeli<span class=\"_ _0\"></span>gheid va<span class=\"_ _0\"></span>n de waarde v<span class=\"_ _0\"></span>an RPN(I)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y1535 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Per 31 de<span class=\"_ _1\"></span>cember 2022 l<span class=\"_ _1\"></span>eidt een <span class=\"_ _1\"></span>toename van d<span class=\"_ _1\"></span>e prijs <span class=\"_ _1\"></span>van de CASHES</div>\n<div class=\"t m0 x1d h64 y1536 ff333 fs44 fc14 sc0 lsf9 ws13b\" style=\"z-index: 15;\">met 1%, <span class=\"lsed ws11d\">uitgedrukt<span class=\"_ _0\"></span> als een p<span class=\"_ _0\"></span>ercent<span class=\"_ _0\"></span>age van d<span class=\"_ _0\"></span>e nomin<span class=\"_ _0\"></span>ale waard<span class=\"_ _0\"></span>e, tot ee<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y1537 ff333 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">stijging <span class=\"_ _1\"></span>van het refe<span class=\"_ _1\"></span>rentiebedrag me<span class=\"_ _1\"></span>t EUR<span class=\"ls0 ws0\"> </span><span class=\"ws11e\">8,3<span class=\"_ _1\"></span> miljoen, terwijl een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y1faa ff333 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">stijging van he<span class=\"_ _1\"></span>t Ageas aandeel met<span class=\"_ _1\"></span> EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">1,00 het refe<span class=\"_ _0\"></span>rentiebe<span class=\"_ _0\"></span>drag met </span></span></div>\n<div class=\"t m0 x1d h64 y1fab ff333 fs44 fc14 sc0 ls10c ws13b\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsed ws112\">3,5 miljoen zal doe<span class=\"_ _0\"></span>n dalen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 724px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 724px; height: 382px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfRPNExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag429": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Uitgestelde baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x4a hbb y69a ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> vergoedingen na uitdiens<span class=\"_ _0\"></span>ttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> personeelsbeloningen op lange<span class=\"_ _0\"></span> termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Verplichtingen voor personeelsbeloningen op korte termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Verplichtingen inzake geschreven putopties op minderheidsbelang<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 638px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Handelsschulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Schulden aan agenten, poli<span class=\"_ _0\"></span>shouders en tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Btw en overige te be<span class=\"_ _0\"></span>talen belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Te betalen dividenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Schulden aan <span class=\"ws185\">herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff339 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb3 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb4 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb5 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Details over per<span class=\"_ _1\"></span>soneelsvergoedin<span class=\"_ _1\"></span>gen zijn te vinden in<span class=\"_ _1\"></span> toelichting 6</div>\n<div class=\"t m0 x2c hb8 y1fb6 ff337 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">sectie 6.1<span class=\"_ _1\"></span> Personeelsvergo<span class=\"_ _1\"></span>edingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb7 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fb8 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">De regel \u2019overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>\u2019 heeft betrek<span class=\"_ _1\"></span>king op verplichti<span class=\"_ _1\"></span>ngen in</div>\n<div class=\"t m0 x1d hb8 y1fb9 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verband met de<span class=\"_ _1\"></span> vereffening van aande<span class=\"_ _1\"></span>lentransacties,<span class=\"_ _1\"></span> onderpand op</div>\n<div class=\"t m0 x1d hb8 y1fba ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>waps, o<span class=\"ls140 ws18a\">ntvangen geldmiddelen die moe<span class=\"_ _1\"></span>ten worden gealloce<span class=\"_ _1\"></span>erd </span></div>\n<div class=\"t m0 x1d hb8 y1fbb ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aan bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n kleine uitg<span class=\"_ _0\"></span>aven die moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n betaald.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d hb8 y1fbc ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fbd ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Details v<span class=\"_ _0\"></span>an derivat<span class=\"_ _0\"></span>en zijn te vi<span class=\"_ _0\"></span>nden in Toel<span class=\"_ _0\"></span>ichting 27 D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 397px; height: 428px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 397px; height: 564px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 397px; height: 564px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 397px; height: 564px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 397px; height: 564px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff33c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Uitgestelde <span class=\"_ _1\"></span>baten en<span class=\"_ _1\"></span> overlopende <span class=\"_ _1\"></span>bedragen <span class=\"lsed\">worden besc<span class=\"_ _0\"></span>houwd als<span class=\"_ _0\"></span> kortlo<span class=\"_ _0\"></span>pende v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen m<span class=\"_ _0\"></span>et een l<span class=\"_ _0\"></span>ooptijd v<span class=\"_ _0\"></span>an minde<span class=\"_ _0\"></span>r dan ee<span class=\"_ _0\"></span>n jaar. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff33c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabell<span class=\"_ _0\"></span>en tonen de ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verdisconteer<span class=\"_ _1\"></span>de kasstromen<span class=\"_ _1\"></span> van de B<span class=\"_ _1\"></span>TW en overige<span class=\"_ _1\"></span> te beta<span class=\"_ _1\"></span>len belasting<span class=\"_ _1\"></span>en, handel<span class=\"_ _1\"></span>sschulden, schu<span class=\"_ _1\"></span>lden aan agent<span class=\"_ _1\"></span>en, </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff33c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span>s en tussenpersonen,<span class=\"_ _1\"></span> schulden aan herve<span class=\"_ _1\"></span>rzekeraars en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 1018px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 1018px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 1018px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 1018px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y694 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y68f ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 927px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 927px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 927px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 927px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y6e3 ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 871px; height: 235px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 871px; height: 235px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 871px; height: 235px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag428": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erlopend<span class=\"_ _0\"></span>e ren<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>e en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e3 ff337 fs72 fce sc0 ls143 ws183\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Uitgestelde baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Overlopende financieringslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Overlopende lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten gehouden voor afdekkingsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x4a hbb y69a ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Derivaten aangehouden voor<span class=\"_ _0\"></span> handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Verplichtingen voor regelingen met vaste toezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> vergoedingen na uitdiens<span class=\"_ _0\"></span>ttreding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6c6 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Verplichtingen voor ontslagvergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y67e ff337 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y68f ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Verplichtingen voor overige<span class=\"_ _0\"></span> personeelsbeloningen op lange<span class=\"_ _0\"></span> termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Verplichtingen voor personeelsbeloningen op korte termijn<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Verplichtingen inzake geschreven putopties op minderheidsbelang<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 638px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Handelsschulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6be ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Schulden aan agenten, poli<span class=\"_ _0\"></span>shouders en tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Btw en overige te be<span class=\"_ _0\"></span>talen belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Te betalen dividenden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Schulden aan <span class=\"ws185\">herverzekeraars<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff337 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Overige verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff337 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff339 fs72 fce sc0 ls146 ws188\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff339 fs72 fce sc0 ls143 ws185\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb3 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb4 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1fb5 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Details over per<span class=\"_ _1\"></span>soneelsvergoedin<span class=\"_ _1\"></span>gen zijn te vinden in<span class=\"_ _1\"></span> toelichting 6</div>\n<div class=\"t m0 x2c hb8 y1fb6 ff337 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">sectie 6.1<span class=\"_ _1\"></span> Personeelsvergo<span class=\"_ _1\"></span>edingen. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1fb7 ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fb8 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">De regel \u2019overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>\u2019 heeft betrek<span class=\"_ _1\"></span>king op verplichti<span class=\"_ _1\"></span>ngen in</div>\n<div class=\"t m0 x1d hb8 y1fb9 ff337 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verband met de<span class=\"_ _1\"></span> vereffening van aande<span class=\"_ _1\"></span>lentransacties,<span class=\"_ _1\"></span> onderpand op</div>\n<div class=\"t m0 x1d hb8 y1fba ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rentes<span class=\"_ _0\"></span>waps, o<span class=\"ls140 ws18a\">ntvangen geldmiddelen die moe<span class=\"_ _1\"></span>ten worden gealloce<span class=\"_ _1\"></span>erd </span></div>\n<div class=\"t m0 x1d hb8 y1fbb ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aan bele<span class=\"_ _0\"></span>ggingen e<span class=\"_ _0\"></span>n kleine uitg<span class=\"_ _0\"></span>aven die moet<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n betaald.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d hb8 y1fbc ff337 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y1fbd ff337 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Details v<span class=\"_ _0\"></span>an derivat<span class=\"_ _0\"></span>en zijn te vi<span class=\"_ _0\"></span>nden in Toel<span class=\"_ _0\"></span>ichting 27 D<span class=\"_ _0\"></span>erivate<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 397px; height: 428px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 397px; height: 564px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 397px; height: 564px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 397px; height: 564px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff33c fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Uitgestelde <span class=\"_ _1\"></span>baten en<span class=\"_ _1\"></span> overlopende <span class=\"_ _1\"></span>bedragen <span class=\"lsed\">worden besc<span class=\"_ _0\"></span>houwd als<span class=\"_ _0\"></span> kortlo<span class=\"_ _0\"></span>pende v<span class=\"_ _0\"></span>erplicht<span class=\"_ _0\"></span>ingen m<span class=\"_ _0\"></span>et een l<span class=\"_ _0\"></span>ooptijd v<span class=\"_ _0\"></span>an minde<span class=\"_ _0\"></span>r dan ee<span class=\"_ _0\"></span>n jaar. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff33c fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De volgen<span class=\"_ _0\"></span>de tabell<span class=\"_ _0\"></span>en tonen de ni<span class=\"_ _0\"></span>et<span class=\"ls0 ws0\">-<span class=\"lsef ws11d\">verdisconteer<span class=\"_ _1\"></span>de kasstromen<span class=\"_ _1\"></span> van de B<span class=\"_ _1\"></span>TW en overige<span class=\"_ _1\"></span> te beta<span class=\"_ _1\"></span>len belasting<span class=\"_ _1\"></span>en, handel<span class=\"_ _1\"></span>sschulden, schu<span class=\"_ _1\"></span>lden aan agent<span class=\"_ _1\"></span>en, </span></span></div>\n<div class=\"t m0 x2c h64 y8a8 ff33c fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">polishouder<span class=\"_ _1\"></span>s en tussenpersonen,<span class=\"_ _1\"></span> schulden aan herve<span class=\"_ _1\"></span>rzekeraars en overige<span class=\"_ _1\"></span> verplichtingen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff33c fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 1018px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 1018px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 1018px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6e8 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 1018px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y68b ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y694 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y694 ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y68f ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y68f ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y691 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 487px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 590px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 693px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 416px; bottom: 927px; z-index: 15;\">Minder dan 1 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 546px; bottom: 927px; z-index: 15;\">1 tot 3 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 649px; bottom: 927px; z-index: 15;\">3 tot 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa h67 y6c4 ff33c fs46 fce sc0 lsf1 ws115\" style=\"left: 725px; bottom: 927px; z-index: 15;\">Langer dan 5 jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 487px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 590px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 693px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x204 h67 y680 ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff33c fs46 fc14 sc0 lsf8 ws121\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">verdisconteerde cashflow</span> </span></div>\n<div class=\"t m0 x1fa h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 464px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 574px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y67e ff33c fs46 fc14 sc0 ls0 ws0\" style=\"left: 687px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h67 y67e ff33c fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e3 ff33e fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 464px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5a h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 574px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h69 y6e3 ff33e fs46 fce sc0 ls0 ws0\" style=\"left: 687px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 x42 h69 y6e3 ff33e fs46 fce sc0 lsf1 ws116\" style=\"left: 785px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 871px; height: 235px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 871px; height: 235px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag432": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>oorzieningen</div>\n<div class=\"t m0 x2c hbf y1fc6 ff342 fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">De <span class=\"ls152 ws19c\">voorzieningen hebben </span></div>\n<div class=\"t m0 x2c hbf y1fc7 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">hoofdzakelijk betrekking op<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y1fc8 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">juridische geschillen en</div>\n<div class=\"t m0 x2c hbf y1fc9 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">reorganisaties en zijn gebasee<span class=\"_ _0\"></span>rd op</div>\n<div class=\"t m0 x2c hbf y1fca ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">de best mogelijke schattingen <span class=\"_ _0\"></span>zoals</div>\n<div class=\"t m0 x2c hbf y1fcb ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">beschikbaar aan het einde v<span class=\"_ _0\"></span>an de</div>\n<div class=\"t m0 x2c hbf y1fcc ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">periode op basis van het oordeel</div>\n<div class=\"t m0 x2c hbf y1fcd ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">van het management waarbij <span class=\"_ _0\"></span>in de</div>\n<div class=\"t m0 x2c hbf y1fce ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">meeste geva<span class=\"ls152 ws19c\">llen rekening wordt </span></div>\n<div class=\"t m0 x2c hbf y1fcf ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">gehouden met de adviezen van</div>\n<div class=\"t m0 x2c hbf y1fd0 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">juridische adviseurs. Het t<span class=\"_ _0\"></span>ijdstip</div>\n<div class=\"t m0 x2c hbf y1fd1 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">van de uitgaande kasstromen <span class=\"_ _0\"></span>die</div>\n<div class=\"t m0 x2c hbf y1fd2 ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">samenhangen met deze</div>\n<div class=\"t m0 x2c hbf y1fd3 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">voorzieningen is per def<span class=\"_ _0\"></span>initie</div>\n<div class=\"t m0 x2c hbf y1fd4 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">onzeker, gezien de</div>\n<div class=\"t m0 x2c hbf y1fd5 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">onvoorspelbaarheid van de</div>\n<div class=\"t m0 x2c hbf y1fd6 ff342 fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">uitkomst van en de tijd die gemoeid</div>\n<div class=\"t m0 x2c hbf y1fd7 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">is met het afwikkelen van<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y1fd8 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">processen/geschillen. De lo<span class=\"_ _0\"></span>pende</div>\n<div class=\"t m0 x2c hbf y1fd9 ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">gerechtelijke procedu<span class=\"_ _0\"></span>res worden</div>\n<div class=\"t m0 x2c hbf y1fda ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">beschreven in toelichting<span class=\"_ _0\"></span> 43</div>\n<div class=\"t m0 x2c hbf y1fdb ff342 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">Voorwaardelijke verplichting<span class=\"_ _0\"></span>en.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fdc ff340 fs71 fce sc0 ls140 ws18b\" style=\"z-index: 15;\">Globale s<span class=\"_ _1\"></span>chikking gere<span class=\"_ _1\"></span>lateerd aan de <span class=\"_ _1\"></span>Fortis<span class=\"ls0 ws0\">-</span><span class=\"ws180\">ge<span class=\"_ _1\"></span>beurtenissen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fdd ff340 fs71 fce sc0 ls140 ws18a\" style=\"z-index: 15;\">van 2007 en 2008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fde ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 14 maar<span class=\"_ _1\"></span>t 2016 kon<span class=\"_ _1\"></span>digden Ageas<span class=\"_ _1\"></span> e<span class=\"ls142\">n de clai<span class=\"_ _0\"></span>manteno<span class=\"_ _0\"></span>rganis<span class=\"_ _0\"></span>aties D<span class=\"_ _0\"></span>eminor,<span class=\"_ _0\"></span> Stichti<span class=\"_ _0\"></span>ng Fortis<span class=\"_ _0\"></span>Effect,<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y1fdf ff340 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Stichti<span class=\"_ _0\"></span>ng Invest<span class=\"_ _0\"></span>or Clai<span class=\"_ _0\"></span>ms Agai<span class=\"_ _0\"></span>nst For<span class=\"_ _0\"></span>tis (SIC<span class=\"_ _0\"></span>AF) en d<span class=\"_ _0\"></span>e VEB ee<span class=\"_ _0\"></span>n voorste<span class=\"_ _0\"></span>l aan vo<span class=\"_ _0\"></span>or schik<span class=\"_ _0\"></span>king va<span class=\"_ _0\"></span>n alle</div>\n<div class=\"t m0 x1ef hb8 y1fe0 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">burgerlijke <span class=\"_ _1\"></span>rechtszaken o<span class=\"_ _1\"></span>ver het voorm<span class=\"_ _1\"></span>alige Forti<span class=\"_ _1\"></span>s voor gebeu<span class=\"_ _1\"></span>rtenissen <span class=\"_ _1\"></span>van 2007 en<span class=\"_ _1\"></span> 2008 voor<span class=\"_ _1\"></span> ee<span class=\"ls142 ws182\">n </span></div>\n<div class=\"t m0 x1ef hb8 y1fe1 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">bedrag va<span class=\"_ _0\"></span>n EUR 1,2 mil<span class=\"_ _0\"></span>jard. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fe2 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fe3 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Daarna<span class=\"_ _0\"></span>ast maakte A<span class=\"_ _0\"></span>geas op 14 maa<span class=\"_ _0\"></span>rt 2016 bek<span class=\"_ _0\"></span>end dat het ook t<span class=\"_ _0\"></span>ot overee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng was gek<span class=\"_ _0\"></span>omen</div>\n<div class=\"t m0 x1ef hb8 y1fe4 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">met de D&amp;O ve<span class=\"_ _0\"></span>rzekera<span class=\"_ _0\"></span>ars (Direc<span class=\"_ _0\"></span>tors &amp; Offi<span class=\"_ _0\"></span>cers), de b<span class=\"_ _0\"></span>estuurd<span class=\"_ _0\"></span>ers en functi<span class=\"_ _0\"></span>onariss<span class=\"_ _0\"></span>en betrok<span class=\"_ _0\"></span>ken bij de</div>\n<div class=\"t m0 x1ef hb8 y1fe5 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">lopende ges<span class=\"_ _1\"></span>chillen en <span class=\"_ _1\"></span>BNP Paribas <span class=\"ls142 ws181\">Fortis, om voor een be<span class=\"_ _0\"></span>drag van EU<span class=\"_ _0\"></span>R 290 milj<span class=\"_ _0\"></span>oen te schik<span class=\"_ _0\"></span>ken.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fe6 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fe7 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 24 maart 20<span class=\"_ _0\"></span>17 hield h<span class=\"_ _0\"></span>et Gerechts<span class=\"_ _0\"></span>hof te Amst<span class=\"_ _0\"></span>erdam een o<span class=\"_ _0\"></span>penbare<span class=\"ls0 ws0\"> <span class=\"ls140 ws18a\">hoorzitting. Tijdens deze<span class=\"_ _1\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1fe8 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zitting ho<span class=\"_ _0\"></span>orde het H<span class=\"_ _0\"></span>of het verzo<span class=\"_ _0\"></span>ek om het schi<span class=\"_ _0\"></span>kkingsak<span class=\"_ _0\"></span>koord bin<span class=\"_ _0\"></span>dend te ver<span class=\"_ _0\"></span>klaren, al<span class=\"_ _0\"></span>sook de</div>\n<div class=\"t m0 x1ef hb8 y1fe9 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">argume<span class=\"_ _0\"></span>nten die ert<span class=\"_ _0\"></span>egen wer<span class=\"_ _0\"></span>den ingebra<span class=\"_ _0\"></span>cht. Op 16 ju<span class=\"_ _0\"></span>ni 2017 nam het<span class=\"_ _0\"></span> Hof de tuss<span class=\"_ _0\"></span>entijdse b<span class=\"_ _0\"></span>eslissi<span class=\"_ _0\"></span>ng</div>\n<div class=\"t m0 x1ef hb8 y1fea ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">om de schikk<span class=\"_ _0\"></span>ing in de init<span class=\"_ _0\"></span>i\u00eble vorm ni<span class=\"_ _0\"></span>et binden<span class=\"_ _0\"></span>d te verkla<span class=\"_ _0\"></span>ren. Op 12 dec<span class=\"_ _0\"></span>ember 2017 d<span class=\"_ _0\"></span>ienden d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1ef hb8 y1feb ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">aanvra<span class=\"_ _0\"></span>gers een ge<span class=\"_ _0\"></span>wijzigde<span class=\"_ _0\"></span> en bijgew<span class=\"_ _0\"></span>erkte schik<span class=\"_ _0\"></span>king in bij h<span class=\"_ _0\"></span>et Gerec<span class=\"_ _0\"></span>htshof te <span class=\"ls140 ws18a\">Amsterdam. Deze </span></div>\n<div class=\"t m0 x1ef hb8 y1fec ff340 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">aangepas<span class=\"_ _0\"></span>te sch<span class=\"_ _0\"></span>ikking h<span class=\"_ _0\"></span>ield rek<span class=\"_ _0\"></span>ening met<span class=\"_ _0\"></span> de voor<span class=\"_ _0\"></span>naamst<span class=\"_ _0\"></span>e bezwar<span class=\"_ _0\"></span>en van h<span class=\"_ _0\"></span>et Gerec<span class=\"_ _0\"></span>htshof <span class=\"_ _0\"></span>en het</div>\n<div class=\"t m0 x1ef hb8 y1fed ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">totale bu<span class=\"_ _0\"></span>dget werd met<span class=\"_ _0\"></span> EUR 100 mil<span class=\"_ _0\"></span>joen opget<span class=\"_ _0\"></span>rokken na<span class=\"_ _0\"></span>ar EUR 1,3 mil<span class=\"_ _0\"></span>jard.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1fee ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1fef ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 13 jul<span class=\"_ _1\"></span>i 2018 verk<span class=\"_ _1\"></span>laarde het<span class=\"_ _1\"></span> Gerechtshof A<span class=\"_ _1\"></span>msterdam de <span class=\"_ _1\"></span>schikking <span class=\"ls142 ws181\">bindend voor in aa<span class=\"_ _0\"></span>nmerking </span></div>\n<div class=\"t m0 x1ef hb8 y1ff0 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">komende aandee<span class=\"_ _1\"></span>lhouders (d<span class=\"_ _1\"></span>.w.z. perso<span class=\"_ _1\"></span>nen die aande<span class=\"_ _1\"></span>len Fortis <span class=\"_ _1\"></span>in bezit ha<span class=\"_ _1\"></span>dden op o<span class=\"_ _1\"></span>nverschillig w<span class=\"_ _1\"></span>elk</div>\n<div class=\"t m0 x1ef hb8 y1ff1 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">tijdstip t<span class=\"_ _0\"></span>ussen het<span class=\"_ _0\"></span> sluiten va<span class=\"_ _0\"></span>n de handel op 28 f<span class=\"_ _0\"></span>ebruari 2<span class=\"_ _0\"></span>007 en het sluit<span class=\"_ _0\"></span>en van de h<span class=\"_ _0\"></span>andel op 14</div>\n<div class=\"t m0 x1ef hb8 y1ff2 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">oktobe<span class=\"_ _0\"></span>r 2008), ove<span class=\"_ _0\"></span>reenkom<span class=\"_ _0\"></span>stig de N<span class=\"ls140 ws18b\">ederlandse Wet Collecti<span class=\"_ _1\"></span>eve Afwikkel<span class=\"_ _1\"></span>ing Massaschade<span class=\"_ _1\"></span>, </span></div>\n<div class=\"t m0 x1ef hb8 y1ff3 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">\u201cWCAM\u201d.<span class=\"_ _0\"></span> Door de schik<span class=\"_ _0\"></span>king bin<span class=\"_ _0\"></span>dend te verkl<span class=\"_ _0\"></span>aren, me<span class=\"_ _0\"></span>ende het Ger<span class=\"_ _0\"></span>echtsh<span class=\"_ _0\"></span>of dat de krac<span class=\"_ _0\"></span>htens de</div>\n<div class=\"t m0 x1ef hb8 y1ff4 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">schikking aa<span class=\"_ _1\"></span>ngeboden <span class=\"_ _1\"></span>vergoeding red<span class=\"_ _1\"></span>elijk was e<span class=\"_ _1\"></span>n dat de <span class=\"_ _1\"></span>claimantenorganis<span class=\"_ _1\"></span>aties Deminor<span class=\"_ _1\"></span>, SICAF en<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1ff5 ff340 fs71 fc14 sc0 ls147 ws197\" style=\"z-index: 15;\">FortisEffect de b<span class=\"ls140 ws18b\">elangen<span class=\"_ _1\"></span> van de b<span class=\"_ _1\"></span>egunstigden v<span class=\"_ _1\"></span>an de schi<span class=\"_ _1\"></span>kking naar <span class=\"_ _1\"></span>behoren behar<span class=\"_ _1\"></span>tigden.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y1ff6 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1ff7 ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 21 decem<span class=\"_ _0\"></span>ber 2018 ve<span class=\"_ _0\"></span>rschaft<span class=\"_ _0\"></span>e Ageas duid<span class=\"_ _0\"></span>elijkhe<span class=\"_ _0\"></span>id door eerd<span class=\"_ _0\"></span>er dan op de uite<span class=\"_ _0\"></span>rste datu<span class=\"_ _0\"></span>m af te</div>\n<div class=\"t m0 x1ef hb8 y1ff8 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">zien van h<span class=\"_ _1\"></span>aar be\u00ebindiging<span class=\"_ _1\"></span>srecht. Zodo<span class=\"_ _1\"></span>ende werd de<span class=\"_ _1\"></span> schikking<span class=\"_ _1\"></span> definitief. <span class=\"_ _1\"></span>De periode<span class=\"_ _1\"></span> voor he<span class=\"ls147 ws189\">t </span></div>\n<div class=\"t m0 x1ef hb8 y1ff9 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">indienen v<span class=\"_ _1\"></span>an vorderingen<span class=\"_ _1\"></span> begon op<span class=\"_ _1\"></span> 27 juli 20<span class=\"_ _1\"></span>18 en ein<span class=\"_ _1\"></span>digde op 28<span class=\"_ _1\"></span> juli 201<span class=\"_ _1\"></span>9. Per 31<span class=\"_ _1\"></span> december 2022<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y1ffa ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">werd er E<span class=\"_ _1\"></span>UR 1.309 mil<span class=\"_ _1\"></span>joen uitbe<span class=\"_ _1\"></span>taald aan in<span class=\"_ _1\"></span> aanmerking kom<span class=\"_ _1\"></span>ende aandee<span class=\"_ _1\"></span>lhouders.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y1ffb ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y1ffc ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 23 juni<span class=\"_ _1\"></span> 2022 kon<span class=\"_ _1\"></span>digde Ageas<span class=\"_ _1\"></span> aan dat, me<span class=\"_ _1\"></span>t uitzondering<span class=\"_ _1\"></span> van een bep<span class=\"_ _1\"></span>erkt aan<span class=\"_ _1\"></span>t<span class=\"ws18a\">al onopgeloste </span></div>\n<div class=\"t m0 x1ef hb8 y1ffd ff340 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">claims, de s<span class=\"_ _0\"></span>chikki<span class=\"_ _0\"></span>ng zou word<span class=\"_ _0\"></span>en afgeslo<span class=\"_ _0\"></span>ten. De laat<span class=\"_ _0\"></span>ste verg<span class=\"_ _0\"></span>oeding<span class=\"_ _0\"></span>sschijv<span class=\"_ _0\"></span>en werden ei<span class=\"_ _0\"></span>nd august<span class=\"_ _0\"></span>us</div>\n<div class=\"t m0 x1ef hb8 y1ffe ff340 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">2022 uitbetaal<span class=\"_ _1\"></span>d. De potenti\u00eble<span class=\"_ _1\"></span> kosten voor de onopgelo<span class=\"_ _1\"></span>ste claims die Ageas be<span class=\"_ _1\"></span>reid is op zich<span class=\"_ _1\"></span> te</div>\n<div class=\"t m0 x1ef hb8 y1fff ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">nemen zijn <span class=\"_ _1\"></span>gedekt door<span class=\"_ _1\"></span> de hierna<span class=\"_ _1\"></span> vermelde voor<span class=\"_ _1\"></span>zie<span class=\"ls142 ws182\">ning.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y2000 ff340 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2001 ff340 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De belangri<span class=\"_ _1\"></span>jkste compon<span class=\"_ _1\"></span>enten van de<span class=\"_ _1\"></span> voorziening <span class=\"_ _1\"></span>per 31<span class=\"ls0 ws0\"> </span><span class=\"ws180\">d<span class=\"_ _1\"></span>ecember<span class=\"ls0 ws0\"> </span></span>20<span class=\"_ _1\"></span>22 van EUR<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls142 ws181\">1,3 miljoen<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1ef hb8 y2002 ff340 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">(31<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">december 202<span class=\"_ _0\"></span>1: EUR<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">114</span> </span>miljoen) zijn:<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2003 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls142 ws181\">EUR 1.309 miljoe<span class=\"_ _0\"></span>n voor het akk<span class=\"_ _0\"></span>oord omtr<span class=\"_ _0\"></span>ent de WCAM<span class=\"ls0 ws0\">-</span><span class=\"ls141\">schikking; <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2004 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls151 ws197\">E<span class=\"_ _1\"></span>UR</span><span class=\"ff340\"> 1<span class=\"_ _1\"></span> <span class=\"ls142 ws18b\">miljoen v<span class=\"_ _0\"></span>erbond<span class=\"_ _0\"></span>en met st<span class=\"_ _0\"></span>aartrisi<span class=\"_ _0\"></span>co;<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef hb8 y2005 ff343 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff344\"> <span class=\"_ _3f\"> </span><span class=\"ff340 ls142 ws181\">minus EUR</span><span class=\"ff340\"> <span class=\"ls156 ws1a0\">1.3<span class=\"ls140 ws18b\">09 m<span class=\"_ _1\"></span>iljoen die<span class=\"_ _1\"></span> al aan <span class=\"_ _1\"></span>in aanmerki<span class=\"_ _1\"></span>ng komende aande<span class=\"_ _1\"></span>elhouders wer<span class=\"_ _1\"></span>d uitgekeerd<span class=\"_ _1\"></span>.</span></span> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 176px; height: 785px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff347 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De bedragen<span class=\"_ _1\"></span> worden weerge<span class=\"_ _1\"></span>geven op <span class=\"_ _1\"></span>de regel \u2018<span class=\"_ _1\"></span>voorzieningen\u2019<span class=\"_ _1\"></span> in de ba<span class=\"_ _1\"></span>lans en op<span class=\"_ _1\"></span> de regel<span class=\"_ _1\"></span> \u2018wijzigingen<span class=\"_ _1\"></span> in voorzie<span class=\"_ _1\"></span>ningen\u2019 in <span class=\"_ _1\"></span>de r<span class=\"lsed ws111\">esultatenr<span class=\"_ _0\"></span>ek<span class=\"lsef ws113\">ening.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff347 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8a7 ff347 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Het verloop<span class=\"_ _1\"></span> van de voo<span class=\"_ _1\"></span>rzieningen ge<span class=\"_ _1\"></span>durende he<span class=\"_ _1\"></span>t jaar i<span class=\"_ _1\"></span>s als volgt<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8a8 ff347 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x15d h67 y68b ff347 fs46 fce sc0 lsf1 ws115\" style=\"left: 550px; bottom: 1033px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y68b ff347 fs46 fce sc0 lsf1 ws115\" style=\"left: 722px; bottom: 1033px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y68d ff347 fs46 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff349 fs46 fce sc0 lsf3 ws119\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Stand p<span class=\"_ _1\"></span>er 1<span class=\"_ _1\"></span> janua<span class=\"_ _1\"></span>ri<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1003px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y68f ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1003px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff347 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Overdracht naar passiva aangehouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 h67 y691 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 988px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h67 y691 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Aan<span class=\"ls0 ws0\">- </span><span class=\"ws115\">en verkoop dochterondernemingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 h67 y680 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Toename <span class=\"ws115\">(Afname) voorziening<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x398 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 613px; bottom: 959px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y6c4 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 959px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff347 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Aanwendingen in de lo<span class=\"_ _0\"></span>op van het jaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 603px; bottom: 944px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee h67 y680 ff347 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 944px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff347 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 929px; z-index: 15;\">Wisselkoersverschillen en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 h67 y67e ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 929px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 h67 y67e ff347 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 929px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h69 y6be ff349 fs46 fce sc0 lsf1 ws115\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Stand per 31 decemb<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h69 y6be ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 614px; bottom: 914px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y6be ff349 fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 914px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 903px; height: 203px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>oor<span class=\"_ _1\"></span>waa<span class=\"_ _1\"></span>rdel<span class=\"_ _1\"></span>ijk<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1fdc ff3c4 fs75 fce sc0 ls161 ws1b4\" style=\"z-index: 15;\">43.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y21ef ff3c4 fs75 fce sc0 ls14e ws194\" style=\"z-index: 15;\">Voorwaardelijke <span class=\"_ _1\"></span>verplichtingen</div>\n<div class=\"t m0 x2c hc0 y21f0 ff3c4 fs75 fce sc0 ls14e ws194\" style=\"z-index: 15;\">gerelateerd aan <span class=\"_ _1\"></span>gerechtelijke <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c hc0 y21f1 ff3c4 fs75 fce sc0 ls162 ws1b5\" style=\"z-index: 15;\">procedures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbf y21f2 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De Ageas<span class=\"ls0\">-</span>groep is, zoals vele</div>\n<div class=\"t m0 x2c hbf y21f3 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">andere financi\u00eble groepen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y21f4 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">gedaagde in een aantal</div>\n<div class=\"t m0 x2c hbf y21f5 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">vorderingen, geschillen<span class=\"_ _0\"></span> en</div>\n<div class=\"t m0 x2c hbf y21f6 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">rechtszaken die een gevolg<span class=\"_ _0\"></span> zijn van</div>\n<div class=\"t m0 x2c hbf y21f7 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">de normale bedrijfsvoering.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y21f8 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y21f9 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Bovendien, als ge<span class=\"_ _1\"></span>volg van de gebeur<span class=\"_ _1\"></span>tenissen en ontwi<span class=\"_ _1\"></span>kkelingen die hebb<span class=\"_ _1\"></span>en plaatsgevonde<span class=\"_ _1\"></span>n met</div>\n<div class=\"t m0 x1ef hb8 y21fa ff3c2 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot d<span class=\"_ _0\"></span>e voorma<span class=\"_ _0\"></span>lige Fo<span class=\"_ _0\"></span>rtis<span class=\"ls0 ws0\">-</span><span class=\"ls140\">groep tussen <span class=\"_ _1\"></span>mei 2007 en<span class=\"_ _1\"></span> oktober 2008<span class=\"_ _1\"></span> (zoals d<span class=\"_ _1\"></span>e acquisiti<span class=\"_ _1\"></span>e van<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y21fb ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">delen van A<span class=\"_ _0\"></span>BN AMRO en de ka<span class=\"_ _0\"></span>pitaalv<span class=\"_ _0\"></span>erhogi<span class=\"_ _0\"></span>ng in septem<span class=\"_ _0\"></span>ber/okt<span class=\"_ _0\"></span>ober 200<span class=\"_ _0\"></span>7, de aankon<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>an het</div>\n<div class=\"t m0 x1ef hb8 y21fc ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">solvabilitei<span class=\"_ _1\"></span>tsplan in j<span class=\"_ _1\"></span>uni 2008, <span class=\"_ _1\"></span>de desinve<span class=\"_ _1\"></span>stering van de<span class=\"_ _1\"></span> bankactivi<span class=\"_ _1\"></span>teiten en d<span class=\"_ _1\"></span>e Nederlandse</div>\n<div class=\"t m0 x1ef hb8 y21fd ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en in septe<span class=\"_ _0\"></span>mber/ok<span class=\"_ _0\"></span>tober 20<span class=\"_ _0\"></span>08) is Ageas b<span class=\"_ _0\"></span>etrokke<span class=\"_ _0\"></span>n bij een aant<span class=\"_ _0\"></span>al gerecht<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1ef hb8 y21fe ff3c2 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">procedures.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y21ff ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2200 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 14 maart 20<span class=\"_ _0\"></span>16 kondi<span class=\"_ _0\"></span>gde Ageas ee<span class=\"_ _0\"></span>n schikki<span class=\"_ _0\"></span>ng van EUR<span class=\"ls0 ws0\"> <span class=\"ls156 ws1a0\">1,2</span> </span>miljard aan met<span class=\"_ _0\"></span> versch<span class=\"_ _0\"></span>eidene</div>\n<div class=\"t m0 x1ef hb8 y2201 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">claimantenorg<span class=\"_ _1\"></span>anisaties die aandee<span class=\"_ _1\"></span>lhouders ver<span class=\"_ _1\"></span>tegenwoordigen in colle<span class=\"_ _1\"></span>ctieve procedu<span class=\"_ _1\"></span>res voor de</div>\n<div class=\"t m0 x1ef hb8 y2202 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Belgisc<span class=\"_ _0\"></span>he en Nederl<span class=\"_ _0\"></span>andse rec<span class=\"_ _0\"></span>htbanke<span class=\"_ _0\"></span>n. Op 23 mei 20<span class=\"_ _0\"></span>16 verzoc<span class=\"_ _0\"></span>hten de part<span class=\"_ _0\"></span>ijen bij de sch<span class=\"_ _0\"></span>ikking,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2203 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageas, D<span class=\"_ _0\"></span>eminor, S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g FortisEff<span class=\"_ _0\"></span>ect, Sti<span class=\"_ _0\"></span>chting Inv<span class=\"_ _0\"></span>estor Cl<span class=\"_ _0\"></span>aims Agai<span class=\"_ _0\"></span>nst Fortis<span class=\"_ _0\"></span>, VEB en Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x1ef hb8 y2204 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">FORsettlement<span class=\"_ _1\"></span>, het Gerechtshof Am<span class=\"_ _1\"></span>sterdam de schikki<span class=\"_ _1\"></span>ng bindend te<span class=\"_ _1\"></span> verklaren voor alle in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2205 ff3c2 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">aanm<span class=\"ws18b\">erking k<span class=\"_ _1\"></span>omende For<span class=\"_ _1\"></span>tis aandeelhouder<span class=\"_ _1\"></span>s die nie<span class=\"_ _1\"></span>t binnen een<span class=\"_ _1\"></span> bepaalde p<span class=\"_ _1\"></span>eriode zouden<span class=\"_ _1\"></span> hebben </span></div>\n<div class=\"t m0 x1ef hb8 y2206 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">gekozen v<span class=\"_ _0\"></span>oor een opt<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls142 ws18b\">out, overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>g de Ne<span class=\"_ _0\"></span>derlands<span class=\"_ _0\"></span>e Wet vo<span class=\"_ _0\"></span>or Coll<span class=\"_ _0\"></span>ectieve Af<span class=\"_ _0\"></span>wikk<span class=\"_ _0\"></span>eling </span></span></div>\n<div class=\"t m0 x1ef hb8 y2207 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Massaschade. A<span class=\"_ _1\"></span>geas heef<span class=\"_ _1\"></span>t tevens een<span class=\"_ _1\"></span> overeenkom<span class=\"_ _1\"></span>st bereikt met<span class=\"_ _1\"></span> de heer Ar<span class=\"_ _1\"></span>nauts en<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>de heer</div>\n<div class=\"t m0 x1ef hb8 y2208 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Lenssens, <span class=\"_ _1\"></span>twee advocaten<span class=\"_ _1\"></span> die namens <span class=\"_ _1\"></span>een aantal<span class=\"_ _1\"></span> eisers jur<span class=\"_ _1\"></span>idische stappen <span class=\"_ _1\"></span>hebben gen<span class=\"_ _1\"></span>omen tegen</div>\n<div class=\"t m0 x1ef hb8 y2209 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageas, en i<span class=\"_ _0\"></span>n 2017 met de in L<span class=\"_ _0\"></span>uxembu<span class=\"_ _0\"></span>rg gevestig<span class=\"_ _0\"></span>de onde<span class=\"_ _0\"></span>rneming Arc<span class=\"_ _0\"></span>hand s.<span class=\"_ _0\"></span>\u00e0.r.l. en hi<span class=\"_ _0\"></span>eraan</div>\n<div class=\"t m0 x1ef hb8 y220a ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den perso<span class=\"_ _0\"></span>nen, om de sch<span class=\"_ _0\"></span>ikking te st<span class=\"_ _0\"></span>eunen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y220b ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y220c ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Op 16 juni 2017<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls142 ws18b\">nam het H<span class=\"_ _0\"></span>of de tuss<span class=\"_ _0\"></span>entij<span class=\"_ _0\"></span>dse besli<span class=\"_ _0\"></span>ssing om<span class=\"_ _0\"></span> de schikk<span class=\"_ _0\"></span>ing in d<span class=\"_ _0\"></span>e initi\u00ebl<span class=\"_ _0\"></span>e vorm n<span class=\"_ _0\"></span>iet </span></span></div>\n<div class=\"t m0 x1ef hb8 y220d ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">binden<span class=\"_ _0\"></span>d te verklare<span class=\"_ _0\"></span>n. Op 16 oktob<span class=\"_ _0\"></span>er 2017 bes<span class=\"_ _0\"></span>loot Age<span class=\"_ _0\"></span>as een ultiem<span class=\"_ _0\"></span>e bijkome<span class=\"_ _0\"></span>nde inspa<span class=\"_ _0\"></span>nning va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y220e ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">EUR 100 mil<span class=\"_ _0\"></span>joen te leve<span class=\"_ _0\"></span>ren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y220f ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2210 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 12 decem<span class=\"_ _0\"></span>ber 2017 die<span class=\"_ _0\"></span>nden de part<span class=\"_ _0\"></span>ijen een aa<span class=\"_ _0\"></span>ngevul<span class=\"_ _0\"></span>d en gewijzi<span class=\"_ _0\"></span>gd schikk<span class=\"_ _0\"></span>ingsvoo<span class=\"_ _0\"></span>rstel in bij<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1ef hb8 y2211 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Hof. Consumentencl<span class=\"_ _1\"></span>aim, een tegens<span class=\"_ _1\"></span>tander van de schikki<span class=\"_ _1\"></span>ng in haar oorspro<span class=\"_ _1\"></span>nkelijke vorm van 2<span class=\"_ _1\"></span>016,</div>\n<div class=\"t m0 x1ef hb8 y2212 ff3c2 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">zegde h<span class=\"_ _0\"></span>aar steun<span class=\"_ _0\"></span> toe aa<span class=\"_ _0\"></span>n het sch<span class=\"_ _0\"></span>ikkingsv<span class=\"_ _0\"></span>oorste<span class=\"_ _0\"></span>l van 20<span class=\"_ _0\"></span>17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2213 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2214 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 13 jul<span class=\"_ _1\"></span>i 2018 verk<span class=\"_ _1\"></span>laarde het<span class=\"_ _1\"></span> Gerechtshof A<span class=\"_ _1\"></span>msterdam de <span class=\"_ _1\"></span><span class=\"ls142 ws181\">schikki<span class=\"_ _0\"></span>ng binde<span class=\"_ _0\"></span>nd voor in aanm<span class=\"_ _0\"></span>erking </span></div>\n<div class=\"t m0 x1ef hb8 y2215 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">komende aandee<span class=\"_ _1\"></span>lhouders (d<span class=\"_ _1\"></span>.w.z. perso<span class=\"_ _1\"></span>nen die aande<span class=\"_ _1\"></span>len Fortis <span class=\"_ _1\"></span>in bezit ha<span class=\"_ _1\"></span>dden op o<span class=\"_ _1\"></span>nverschillig w<span class=\"_ _1\"></span>elk</div>\n<div class=\"t m0 x1ef hb8 y2216 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">tijdstip t<span class=\"_ _0\"></span>ussen het<span class=\"_ _0\"></span> sluiten va<span class=\"_ _0\"></span>n de handel op 28 f<span class=\"_ _0\"></span>ebruari 2<span class=\"_ _0\"></span>007 en het sluit<span class=\"_ _0\"></span>en van de h<span class=\"_ _0\"></span>andel op 14</div>\n<div class=\"t m0 x1ef hb8 y2217 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">oktober 2008<span class=\"_ _1\"></span>). Ageas <span class=\"_ _1\"></span>zag<span class=\"ls0 ws0\"> </span>op 21 <span class=\"_ _1\"></span>december 2018<span class=\"_ _1\"></span> af van<span class=\"_ _1\"></span> haar be\u00ebindi<span class=\"_ _1\"></span>gingsrecht, <span class=\"_ _1\"></span>waardoor de</div>\n<div class=\"t m0 x1ef hb8 y2218 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">schikking de<span class=\"_ _1\"></span>finitief werd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2219 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y221a ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat in a<span class=\"_ _1\"></span>anmerking kome<span class=\"_ _1\"></span>nde aandee<span class=\"_ _1\"></span>lhouders rech<span class=\"_ _1\"></span>t hadden op<span class=\"_ _1\"></span> vergoeding voor<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1ef hb8 y221b ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span> van 2007<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">2008, met vo<span class=\"ws18b\">lled<span class=\"_ _0\"></span>ige vrij<span class=\"_ _0\"></span>waring<span class=\"_ _0\"></span> van aans<span class=\"_ _0\"></span>prakeli<span class=\"_ _0\"></span>jkheid v<span class=\"_ _0\"></span>oor dez<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y221c ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span>, en conform de (overig<span class=\"_ _1\"></span>e) bepalingen<span class=\"_ _1\"></span> van het schikkingsak<span class=\"_ _1\"></span>koord. Verder bete<span class=\"_ _1\"></span>kent het</div>\n<div class=\"t m0 x1ef hb8 y221d ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">dat in aanme<span class=\"_ _0\"></span>rking ko<span class=\"_ _0\"></span>mende aand<span class=\"_ _0\"></span>eelhoud<span class=\"_ _0\"></span>ers die niet<span class=\"_ _0\"></span> tijdig had<span class=\"_ _0\"></span>den gekoz<span class=\"_ _0\"></span>en voor een opt<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls140 ws180\">out </span></span></div>\n<div class=\"t m0 x1ef hb8 y221e ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">(uiterlijk<span class=\"_ _1\"></span> op 31 d<span class=\"ls142 ws181\">ecember 2018),<span class=\"_ _0\"></span> ongeac<span class=\"_ _0\"></span>ht of ze al dan niet ti<span class=\"_ _0\"></span>jdig een cl<span class=\"_ _0\"></span>aim hadden i<span class=\"_ _0\"></span>ngedie<span class=\"_ _0\"></span>nd, van </span></div>\n<div class=\"t m0 x1ef hb8 y221f ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rechtsw<span class=\"_ _0\"></span>ege werd<span class=\"_ _0\"></span>en geacht de<span class=\"_ _0\"></span>ze vrijwa<span class=\"_ _0\"></span>ring van aans<span class=\"_ _0\"></span>prakel<span class=\"_ _0\"></span>ijkheid te he<span class=\"_ _0\"></span>bben erk<span class=\"_ _0\"></span>end en werden</div>\n<div class=\"t m0 x1ef hb8 y2220 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">geacht afs<span class=\"_ _0\"></span>tand te heb<span class=\"_ _0\"></span>ben gedaa<span class=\"_ _0\"></span>n van event<span class=\"_ _0\"></span>uele rec<span class=\"_ _0\"></span>hten in verb<span class=\"_ _0\"></span>and met de geb<span class=\"_ _0\"></span>eurteni<span class=\"_ _0\"></span>sse<span class=\"ws182\">n.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 207px; height: 754px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 207px; height: 754px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De periode<span class=\"_ _1\"></span> voor het i<span class=\"_ _1\"></span>ndienen van<span class=\"_ _1\"></span> vorderingen b<span class=\"_ _1\"></span>egon op 2<span class=\"_ _1\"></span>7 juli 2018<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x2c h64 y8a6 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eindig<span class=\"_ _0\"></span>de op 28 juli 201<span class=\"_ _0\"></span>9. Per 31 dece<span class=\"_ _0\"></span>mber 202<span class=\"_ _0\"></span>2 werd EUR 1.30<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x2c h64 y8a7 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen ui<span class=\"_ _1\"></span>tbetaald aan<span class=\"_ _1\"></span> in aanmerking<span class=\"_ _1\"></span> komende aan<span class=\"_ _1\"></span>deelhouders, e<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a8 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">werd een vo<span class=\"_ _0\"></span>orzieni<span class=\"_ _0\"></span>ng van EUR 1,<span class=\"_ _0\"></span>3 miljoen o<span class=\"_ _0\"></span>pgenome<span class=\"_ _0\"></span>n vo<span class=\"lsef ws11d\">or de </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schikki<span class=\"_ _0\"></span>ng (zie toel<span class=\"_ _0\"></span>ichting 25 V<span class=\"_ _0\"></span>oorzie<span class=\"_ _0\"></span>ningen).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 23 juni<span class=\"_ _1\"></span> 2022 kon<span class=\"_ _1\"></span>digde Ageas<span class=\"_ _1\"></span> aan dat, me<span class=\"_ _1\"></span>t uitzondering<span class=\"_ _1\"></span> van een</div>\n<div class=\"t m0 x2c h64 y8ac ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beperkt aan<span class=\"_ _1\"></span>tal onopgelost<span class=\"_ _1\"></span>e claims, de<span class=\"_ _1\"></span> schikking <span class=\"_ _1\"></span>zou worden a<span class=\"_ _1\"></span>fgesloten.</div>\n<div class=\"t m0 x2c h64 y8ad ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De laatste<span class=\"_ _1\"></span> vergoedingsschi<span class=\"_ _1\"></span>jven werden <span class=\"_ _1\"></span>eind augustus<span class=\"_ _1\"></span> 2022 <span class=\"ws113\">uit<span class=\"_ _1\"></span>betaald. </span></div>\n<div class=\"t m0 x2c h64 y8ae ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De potent<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor de on<span class=\"_ _0\"></span>opgelost<span class=\"_ _0\"></span>e claims di<span class=\"_ _0\"></span>e Ageas ber<span class=\"_ _0\"></span>eid is op</div>\n<div class=\"t m0 x2c h64 y8af ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zich te nemen zi<span class=\"_ _1\"></span>jn gedekt door de hog<span class=\"_ _1\"></span>er vermelde voorz<span class=\"_ _1\"></span>iening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2224 ff3cb fs50 fce sc0 ls10d ws141\" style=\"z-index: 15;\">Overblijvende p<span class=\"_ _1\"></span>rocedures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf2c ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Nu de schikk<span class=\"_ _0\"></span>ing defin<span class=\"_ _0\"></span>itief is gew<span class=\"_ _0\"></span>orden, heb<span class=\"_ _0\"></span>ben de part<span class=\"_ _0\"></span>ijen die de</div>\n<div class=\"t m0 x2c h64 yf2d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schikking <span class=\"_ _1\"></span>steunen be<span class=\"ws11e\">ves<span class=\"_ _1\"></span>tigd hun juridisch<span class=\"_ _1\"></span>e procedures te zull<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 yf2e ff3c9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigen. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2225 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2226 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De partij<span class=\"_ _0\"></span>en die op tijd bek<span class=\"_ _0\"></span>endma<span class=\"_ _0\"></span>akten voor ee<span class=\"_ _0\"></span>n opt<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">out te k<span class=\"_ _0\"></span>iezen, </span></div>\n<div class=\"t m0 x2c h64 y2227 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen hun<span class=\"_ _1\"></span> juridische <span class=\"_ _1\"></span>procedures <span class=\"_ _1\"></span>in Nederland<span class=\"_ _1\"></span> hervatten, o<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x2c h64 y2228 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorkomend ge<span class=\"_ _1\"></span>val, in Be<span class=\"_ _1\"></span>lgi\u00eb hervat<span class=\"_ _1\"></span>ten of v<span class=\"_ _1\"></span>oortzetten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2229 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y222a ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de parag<span class=\"_ _0\"></span>rafen hier<span class=\"_ _0\"></span>onder gev<span class=\"_ _0\"></span>en we een ove<span class=\"_ _0\"></span>rzicht van al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 y222b ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overbli<span class=\"_ _0\"></span>jvende pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>es, die hetzi<span class=\"_ _0\"></span>j be\u00ebindi<span class=\"_ _0\"></span>gd zijn in de loo<span class=\"_ _0\"></span>p van 2022,</div>\n<div class=\"t m0 x2c h64 y222c ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hetzij nie<span class=\"_ _1\"></span>t be\u00ebindigd <span class=\"_ _1\"></span>waren per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2022. Die<span class=\"_ _1\"></span> procedures<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y222d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken voorwa<span class=\"_ _1\"></span>ardelijke <span class=\"_ _1\"></span>verplichtingen<span class=\"_ _1\"></span> uit waar g<span class=\"_ _1\"></span>een voorzi<span class=\"_ _1\"></span>en<span class=\"ws11e\">ingen voor </span></div>\n<div class=\"t m0 x2c h64 y222e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn aang<span class=\"_ _0\"></span>elegd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y222f ff3c9 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"lsef ws11e\">I<span class=\"_ _1\"></span>n Nederland </span> </span></div>\n<div class=\"t m0 x2c h6c y2230 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Cebulon</span> </span></div>\n<div class=\"t m0 x2c h64 y2231 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 14 juli 20<span class=\"_ _0\"></span>20 is de Nederl<span class=\"_ _0\"></span>andse venn<span class=\"_ _0\"></span>ootsch<span class=\"_ _0\"></span>ap Cebulon e<span class=\"_ _0\"></span>en juridi<span class=\"_ _0\"></span>sche</div>\n<div class=\"t m0 x2c h64 y2232 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procedure g<span class=\"_ _1\"></span>estart tegen<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>enkele medeg<span class=\"_ _1\"></span>edaagden, aan<span class=\"_ _1\"></span>gaande</div>\n<div class=\"t m0 x2c h64 y2233 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beweerdelij<span class=\"_ _1\"></span>k misleidende <span class=\"_ _1\"></span>communicatie<span class=\"_ _1\"></span> in de peri<span class=\"_ _1\"></span>ode 2007<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">2008<span class=\"lsf9 ws124\">. </span></span></div>\n<div class=\"t m0 x2c h64 y2234 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Cebulon eist<span class=\"_ _1\"></span> in haar hoedanigheid<span class=\"_ _1\"></span> van voormalige Fort<span class=\"_ _1\"></span>is aandeelhoude<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y2235 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een schadevergo<span class=\"_ _1\"></span>eding voor de bewee<span class=\"_ _1\"></span>rdelijk geleden<span class=\"_ _1\"></span> schade. De</div>\n<div class=\"t m0 x2c h64 y2236 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procedure <span class=\"_ _1\"></span>is hangende <span class=\"_ _1\"></span>voor de re<span class=\"_ _1\"></span>chtbank van<span class=\"_ _1\"></span> Utrecht. Er<span class=\"_ _1\"></span> heeft een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y2237 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inleidi<span class=\"_ _0\"></span>ngszitti<span class=\"_ _0\"></span>ng plaats<span class=\"_ _0\"></span>gevond<span class=\"_ _0\"></span>en op 9 septe<span class=\"_ _0\"></span>mber 2020.<span class=\"_ _0\"></span> De partij<span class=\"_ _0\"></span>en zijn</div>\n<div class=\"t m0 x2c h64 y2238 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ies aan het<span class=\"_ _0\"></span> uitwiss<span class=\"_ _0\"></span>elen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2239 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y223a ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Nederlandse<span class=\"_ _1\"></span> individuele<span class=\"_ _1\"></span> investeerder</span> </span></div>\n<div class=\"t m0 x2c h64 y223b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 29 janua<span class=\"_ _1\"></span>ri 2021 i<span class=\"_ _1\"></span>s een Nede<span class=\"_ _1\"></span>rlandse indi<span class=\"_ _1\"></span>viduele inves<span class=\"_ _1\"></span>teerder een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y223c ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">juridisc<span class=\"_ _0\"></span>he proc<span class=\"_ _0\"></span>edure g<span class=\"_ _0\"></span>estart t<span class=\"_ _0\"></span>egen Agea<span class=\"_ _0\"></span>s. Hij e<span class=\"_ _0\"></span>iste voo<span class=\"_ _0\"></span>r de recht<span class=\"_ _0\"></span>bank</div>\n<div class=\"t m0 x2c h64 y223d ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van Utr<span class=\"_ _0\"></span>echt com<span class=\"_ _0\"></span>pensati<span class=\"_ _0\"></span>e voor <span class=\"ws112\">d<span class=\"_ _0\"></span>e schade die hi<span class=\"_ _0\"></span>j beweer<span class=\"_ _0\"></span>delijk hee<span class=\"_ _0\"></span>ft </span></div>\n<div class=\"t m0 x2c h64 y223e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelede<span class=\"_ _0\"></span>n door de Fort<span class=\"_ _0\"></span>is crisis in 20<span class=\"_ _0\"></span>07<span class=\"ls0 ws0\">-</span>2008. De in<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gszittin<span class=\"_ _0\"></span>g heeft</div>\n<div class=\"t m0 x2c h64 y223f ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> op 10 maa<span class=\"_ _1\"></span>rt 2021.De <span class=\"_ _1\"></span>partijen <span class=\"_ _1\"></span>hebben in j<span class=\"_ _1\"></span>uni<span class=\"ls0 ws0\"> </span>2022<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x2c h64 y2240 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">akkoord ges<span class=\"_ _1\"></span>loten om de<span class=\"_ _1\"></span> procedure <span class=\"_ _1\"></span>te be\u00ebindigen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2241 ff3c9 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"ls107 ws135\">I<span class=\"_ _1\"></span>n Belgi\u00eb</span> </span></div>\n<div class=\"t m0 x2c h6c y2242 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Modrikamen</span> </span></div>\n<div class=\"t m0 x2c h64 y2243 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">E<span class=\"lsef ws11d\">en aan<span class=\"_ _1\"></span>tal aandeelhou<span class=\"_ _1\"></span>ders, vert<span class=\"_ _1\"></span>egenwoordigd doo<span class=\"_ _1\"></span>r mr. Modri<span class=\"_ _1\"></span>kamen, </span></div>\n<div class=\"t m0 x2c h64 y2244 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">heeft op <span class=\"_ _1\"></span>28 januari 2<span class=\"_ _1\"></span>009 een pr<span class=\"_ _1\"></span>ocedure ingel<span class=\"_ _1\"></span>eid voor de<span class=\"_ _1\"></span> Rechtbank va<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y2245 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Koophandel i<span class=\"_ _1\"></span>n Brussel <span class=\"_ _1\"></span>waarbij oorspro<span class=\"_ _1\"></span>nkelijk de <span class=\"_ _1\"></span>vernietiging<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y2246 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop v<span class=\"_ _0\"></span>an ASR aan de N<span class=\"_ _0\"></span>ederlan<span class=\"_ _0\"></span>dse staat en de v<span class=\"_ _0\"></span>erkoop<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Fortis </span></span></div>\n<div class=\"t m0 x2c h64 y2247 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bank aan de Fe<span class=\"_ _0\"></span>derale P<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\">- </span>en Investeri<span class=\"_ _0\"></span>ngsmaat<span class=\"_ _0\"></span>schapp<span class=\"_ _0\"></span>ij (FPIM)</div>\n<div class=\"t m0 x1d h64 y2248 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(en vervolgens<span class=\"_ _1\"></span> aan BNP Paribas) dan wel<span class=\"_ _1\"></span> schadevergoeding<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x1d h64 y2249 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevraagd. Op 8 dec<span class=\"_ _1\"></span>ember 2009 beslis<span class=\"_ _1\"></span>te de rechtban<span class=\"_ _1\"></span>k onder meer dat zij<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y224a ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niet bevoegd<span class=\"_ _1\"></span> is voo<span class=\"_ _1\"></span>r de vorder<span class=\"_ _1\"></span>ingen tegen d<span class=\"_ _1\"></span>e Nederlands<span class=\"_ _1\"></span>e verweerde<span class=\"_ _1\"></span>rs.</div>\n<div class=\"t m0 x1d h64 y224b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 17 janua<span class=\"_ _1\"></span>ri 2013 b<span class=\"_ _1\"></span>evestigde he<span class=\"_ _1\"></span>t Hof van B<span class=\"_ _1\"></span>eroep dit <span class=\"_ _1\"></span>vonnis op <span class=\"_ _1\"></span>dit</div>\n<div class=\"t m0 x1d h64 y224c ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">punt. In j<span class=\"_ _1\"></span>uli 2014<span class=\"_ _1\"></span> tekende mr<span class=\"_ _1\"></span>. Modrikamen h<span class=\"_ _1\"></span>iertegen cassa<span class=\"_ _1\"></span>tieberoep</div>\n<div class=\"t m0 x1d h64 y224d ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan. Op 23 okt<span class=\"_ _0\"></span>ober 201<span class=\"_ _0\"></span>5 verwierp h<span class=\"_ _0\"></span>et Hof van Ca<span class=\"_ _0\"></span>ssatie dit b<span class=\"_ _0\"></span>eroep. Mr.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y224e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Modrika<span class=\"_ _0\"></span>men zette de p<span class=\"_ _0\"></span>rocedu<span class=\"_ _0\"></span>re ten gron<span class=\"_ _0\"></span>de voor de Rec<span class=\"_ _0\"></span>htbank va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y224f ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Koophan<span class=\"_ _0\"></span>del voo<span class=\"_ _0\"></span>rt inzak<span class=\"_ _0\"></span>e de verk<span class=\"_ _0\"></span>oop van F<span class=\"_ _0\"></span>ortis Ba<span class=\"_ _0\"></span>nk waarb<span class=\"_ _0\"></span>ij de bet<span class=\"_ _0\"></span>aling</div>\n<div class=\"t m0 x1d h64 y2250 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>schadevergoeding<span class=\"_ _1\"></span> door BNP Pa<span class=\"_ _1\"></span>ribas aan A<span class=\"_ _1\"></span>geas alsmede<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 y2251 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas aan de ei<span class=\"_ _1\"></span>sers werd nagestree<span class=\"_ _1\"></span>fd. In een tussenvon<span class=\"_ _1\"></span>nis op 4</div>\n<div class=\"t m0 x1d h64 y2252 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2014<span class=\"_ _1\"></span> verk<span class=\"ws11e\">laarde<span class=\"_ _1\"></span> de rechtbank de vorder<span class=\"_ _1\"></span>ing van ongeveer<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y2253 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">50% van de eis<span class=\"_ _0\"></span>ers onont<span class=\"_ _0\"></span>vankel<span class=\"_ _0\"></span>ijk. Op 29 apri<span class=\"_ _0\"></span>l 2016 besl<span class=\"_ _0\"></span>oot de</div>\n<div class=\"t m0 x1d h64 y2254 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Rechtb<span class=\"_ _0\"></span>ank van K<span class=\"_ _0\"></span>oophand<span class=\"_ _0\"></span>el te Br<span class=\"_ _0\"></span>ussel de z<span class=\"_ _0\"></span>aak te sc<span class=\"_ _0\"></span>horsen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y2255 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afwachti<span class=\"_ _0\"></span>ng van h<span class=\"_ _0\"></span>et resul<span class=\"_ _0\"></span>taat van <span class=\"_ _0\"></span>de straf<span class=\"_ _0\"></span>proced<span class=\"_ _0\"></span>ure. Dez<span class=\"_ _0\"></span>e proce<span class=\"_ _0\"></span>dure is</div>\n<div class=\"t m0 x1d h64 y2256 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereactiveerd<span class=\"_ _1\"></span>. Er zijn<span class=\"_ _1\"></span> evenwel geen<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> meer teg<span class=\"_ _1\"></span>en Ageas.</div>\n<div class=\"t m0 x1d h64 y2257 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot een da<span class=\"_ _1\"></span>dingsovereenkomst me<span class=\"_ _1\"></span>t mr. Modrikamen<span class=\"_ _1\"></span> en zijn</div>\n<div class=\"t m0 x1d h64 y2258 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">cli\u00ebnte<span class=\"_ _0\"></span>n die tijdig e<span class=\"_ _0\"></span>en opt<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">out formulier hebben<span class=\"_ _1\"></span> ingediend op 7 juni 202<span class=\"_ _1\"></span>0, </span></span></div>\n<div class=\"t m0 x1d h64 y2259 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardoor de<span class=\"_ _1\"></span>ze procedure n<span class=\"_ _1\"></span>iet langer<span class=\"_ _1\"></span> door deze<span class=\"_ _1\"></span> personen wor<span class=\"_ _1\"></span>dt</div>\n<div class=\"t m0 x1d h64 y225a ff3c9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reef<span class=\"ws112\">d tege<span class=\"_ _0\"></span>n Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y225b ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Deminor</span> </span></div>\n<div class=\"t m0 x1d h64 y225c ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een aanta<span class=\"_ _0\"></span>l person<span class=\"_ _0\"></span>en rond Dem<span class=\"_ _0\"></span>inor Inter<span class=\"_ _0\"></span>nationa<span class=\"_ _0\"></span>l (momente<span class=\"_ _0\"></span>el onder d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y225d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">naam DRS Belg<span class=\"_ _1\"></span>ium) hee<span class=\"_ _1\"></span>ft op 13 ja<span class=\"_ _1\"></span>nuari 2010 <span class=\"_ _1\"></span>een procedure<span class=\"_ _1\"></span> ingeleid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y225e ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>Rechtbank van<span class=\"_ _1\"></span> Koophandel in<span class=\"_ _1\"></span> Brussel, <span class=\"_ _1\"></span>waarbij ze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y225f ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevergoed<span class=\"_ _1\"></span>ing nastreven<span class=\"_ _1\"></span> op grond <span class=\"_ _1\"></span>va<span class=\"lsed ws112\">n beweerd<span class=\"_ _0\"></span>e onvolled<span class=\"_ _0\"></span>ige of </span></div>\n<div class=\"t m0 x1d h64 y2260 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">misleid<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matiev<span class=\"_ _0\"></span>erstrek<span class=\"_ _0\"></span>king door F<span class=\"_ _0\"></span>ortis in de peri<span class=\"_ _0\"></span>ode maart 20<span class=\"_ _0\"></span>07</div>\n<div class=\"t m0 x1d h64 y2261 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot oktob<span class=\"_ _0\"></span>er 2008. Op 28 a<span class=\"_ _0\"></span>pril 2014 v<span class=\"_ _0\"></span>erklaar<span class=\"_ _0\"></span>de de recht<span class=\"_ _0\"></span>bank in een</div>\n<div class=\"t m0 x1d h64 y2262 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussenvonnis d<span class=\"_ _1\"></span>e vordering <span class=\"_ _1\"></span>van ongevee<span class=\"_ _1\"></span>r 25% van <span class=\"_ _1\"></span>de eisers<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2263 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onontv<span class=\"_ _0\"></span>ankelijk.<span class=\"_ _0\"></span> De partij<span class=\"_ _0\"></span>en zijn be<span class=\"lsef ws11d\">zig met het be\u00ebindigen <span class=\"_ _1\"></span>van de<span class=\"_ _1\"></span>ze </span></div>\n<div class=\"t m0 x1d h64 y2264 ff3c9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">procedure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y2265 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Overige vo<span class=\"_ _1\"></span>rderingen nam<span class=\"_ _1\"></span>ens individue<span class=\"_ _1\"></span>le aandeelh<span class=\"_ _1\"></span>ouders</span> </span></div>\n<div class=\"t m0 x1d h64 y2266 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 12 septem<span class=\"_ _0\"></span>ber 2012 h<span class=\"_ _0\"></span>ebben Patri<span class=\"_ _0\"></span>part, ee<span class=\"_ _0\"></span>n (voorma<span class=\"_ _0\"></span>lige) Fort<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1d h64 y2267 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>, en haar <span class=\"_ _1\"></span>moedermaatschap<span class=\"_ _1\"></span>pij Patrinve<span class=\"_ _1\"></span>st een proc<span class=\"_ _1\"></span>edure</div>\n<div class=\"t m0 x1d h64 y2268 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangespannen<span class=\"_ _1\"></span> voor de Re<span class=\"ws11d\">chtbank <span class=\"_ _1\"></span>van Koophandel<span class=\"_ _1\"></span> in Brussel<span class=\"_ _1\"></span>, waarbij </span></div>\n<div class=\"t m0 x1d h64 y2269 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevergoed<span class=\"_ _1\"></span>ing wordt ge<span class=\"_ _1\"></span>vorderd op <span class=\"_ _1\"></span>basis van h<span class=\"_ _1\"></span>et beweerde<span class=\"_ _1\"></span> gebrek</div>\n<div class=\"t m0 x1d h64 y226a ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan of misl<span class=\"_ _0\"></span>eidende<span class=\"_ _0\"></span> informat<span class=\"_ _0\"></span>ie van Fort<span class=\"_ _0\"></span>is in de context<span class=\"_ _0\"></span> van de</div>\n<div class=\"t m0 x1d h64 y226b ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kapitaalverhogi<span class=\"_ _1\"></span>ng in 2007. Op 1 feb<span class=\"_ _1\"></span>ruari 2016 verwierp<span class=\"_ _1\"></span> de rechtbank de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y226c ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vordering over<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de hele lijn.<span class=\"_ _0\"></span> Op 16 maart 2<span class=\"_ _0\"></span>016 heeft Pat<span class=\"_ _0\"></span>rinvest be<span class=\"_ _0\"></span>roep </span></span></div>\n<div class=\"t m0 x1d h64 y226d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangetekend b<span class=\"_ _1\"></span>ij het Br<span class=\"_ _1\"></span>usselse Ho<span class=\"_ _1\"></span>f van Beroep<span class=\"_ _1\"></span>. De partije<span class=\"_ _1\"></span>n zijn hun<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y226e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">laatste sc<span class=\"_ _0\"></span>hrifte<span class=\"_ _0\"></span>lijke stukk<span class=\"_ _0\"></span>en aan het<span class=\"_ _0\"></span> uitwisse<span class=\"_ _0\"></span>len en wacht<span class=\"_ _0\"></span>en nu een</div>\n<div class=\"t m0 x1d h64 y226f ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">pleitdat<span class=\"_ _0\"></span>um en het besl<span class=\"_ _0\"></span>uit van het<span class=\"_ _0\"></span> Hof af; hierv<span class=\"_ _0\"></span>oor is nog gee<span class=\"_ _0\"></span>n da<span class=\"ls105 ws135\">tum </span></div>\n<div class=\"t m0 x1d h64 y2270 ff3c9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">vastges<span class=\"_ _0\"></span>teld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2271 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y2272 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 29 apri<span class=\"_ _1\"></span>l 2013 he<span class=\"_ _1\"></span>bben een aan<span class=\"_ _1\"></span>tal persone<span class=\"_ _1\"></span>n vertegenwoor<span class=\"_ _1\"></span>digd door</div>\n<div class=\"t m0 x1d h64 y2273 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mr. Arnaut<span class=\"_ _0\"></span>s een proc<span class=\"_ _0\"></span>edure inge<span class=\"_ _0\"></span>leid voor d<span class=\"_ _0\"></span>e Rechtba<span class=\"_ _0\"></span>nk van Kooph<span class=\"_ _0\"></span>andel</div>\n<div class=\"t m0 x1d h64 y2274 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in Brussel<span class=\"_ _0\"></span>, waarbi<span class=\"_ _0\"></span>j ze schadev<span class=\"_ _0\"></span>ergoedi<span class=\"_ _0\"></span>ng nastr<span class=\"_ _0\"></span>even op grond v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y2275 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beweerde on<span class=\"_ _1\"></span>volledige o<span class=\"_ _1\"></span>f misleidende i<span class=\"_ _1\"></span>nfor<span class=\"lsed ws112\">matievers<span class=\"_ _0\"></span>trekkin<span class=\"_ _0\"></span>g door Fort<span class=\"_ _0\"></span>is </span></div>\n<div class=\"t m0 x1d h64 y2276 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in 2007 e<span class=\"_ _0\"></span>n 2008. D<span class=\"_ _0\"></span>eze proc<span class=\"_ _0\"></span>edure w<span class=\"_ _0\"></span>as opgesc<span class=\"_ _0\"></span>hort i<span class=\"_ _0\"></span>n afwacht<span class=\"_ _0\"></span>ing van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y2277 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afloop v<span class=\"_ _0\"></span>an de st<span class=\"_ _0\"></span>rafproce<span class=\"_ _0\"></span>dure. De <span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n zijn bez<span class=\"_ _0\"></span>ig met het<span class=\"_ _0\"></span> be\u00ebin<span class=\"_ _0\"></span>digen</div>\n<div class=\"t m0 x1d h64 y2278 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van deze proc<span class=\"_ _0\"></span>edure.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2279 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y227a ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 19 <span class=\"_ _1\"></span>september 2013<span class=\"_ _1\"></span> werd een ge<span class=\"_ _1\"></span>lijkaardige bu<span class=\"_ _1\"></span>rgerlijke <span class=\"_ _1\"></span>procedure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y227b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestart voor<span class=\"_ _1\"></span> de Rech<span class=\"_ _1\"></span>tbank van Ee<span class=\"_ _1\"></span>rste Aanleg i<span class=\"_ _1\"></span>n Brussel <span class=\"_ _1\"></span>door een aan<span class=\"_ _1\"></span>tal</div>\n<div class=\"t m0 x1d h64 y227c ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(voormalige) aan<span class=\"_ _1\"></span>deelhouders v<span class=\"_ _1\"></span>an Fortis, verteg<span class=\"_ _1\"></span>enwoordigd door<span class=\"_ _1\"></span> mr.</div>\n<div class=\"t m0 x1d h64 y227d ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Lenssens<span class=\"_ _0\"></span>. Deze proc<span class=\"_ _0\"></span>edure was<span class=\"_ _0\"></span> opgesch<span class=\"_ _0\"></span>ort in afwac<span class=\"_ _0\"></span>hting van d<span class=\"_ _0\"></span>e afloop</div>\n<div class=\"t m0 x1d h64 y227e ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de st<span class=\"_ _0\"></span>rafproc<span class=\"_ _0\"></span>edure. <span class=\"_ _0\"></span>De parti<span class=\"_ _0\"></span>jen zijn b<span class=\"_ _0\"></span>ezig met<span class=\"_ _0\"></span> <span class=\"lsef\">het be\u00ebindige<span class=\"_ _1\"></span>n van </span></div>\n<div class=\"t m0 x1d h64 y227f ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze proc<span class=\"_ _0\"></span>edure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff3d0 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.3<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"lsef ws113\">Vr<span class=\"_ _1\"></span>ijwaringsbed<span class=\"_ _1\"></span>ingen</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In 2008 heeft For<span class=\"_ _1\"></span>tis aan sommige voo<span class=\"_ _1\"></span>rmalige topmanage<span class=\"_ _1\"></span>rs en</div>\n<div class=\"t m0 x2c h64 y8a7 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span>, bij hun ve<span class=\"_ _1\"></span>rtrek, een<span class=\"_ _1\"></span> contractuele<span class=\"_ _1\"></span> vrijwaring v<span class=\"_ _1\"></span>erleend voo<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y8a8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">juridisc<span class=\"_ _0\"></span>he kosten,<span class=\"_ _0\"></span> en in sommig<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span>gevall<span class=\"_ _0\"></span>en ook voor de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8a9 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gevolge<span class=\"_ _0\"></span>n van een event<span class=\"_ _0\"></span>uele ger<span class=\"_ _0\"></span>echteli<span class=\"_ _0\"></span>jke uitspr<span class=\"_ _0\"></span>aak in het<span class=\"_ _0\"></span> geval dat</div>\n<div class=\"t m0 x2c h64 y8aa ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen deze<span class=\"_ _1\"></span> personen een<span class=\"_ _1\"></span> rechtszaa<span class=\"_ _1\"></span>k zou worden<span class=\"_ _1\"></span> aangespannen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y8ab ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verband me<span class=\"_ _1\"></span>t hun mandaa<span class=\"_ _1\"></span>t binnen de <span class=\"_ _1\"></span>Fortis<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">groep. Ageas betw<span class=\"_ _0\"></span>ist de </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geldig<span class=\"_ _0\"></span>heid van d<span class=\"_ _0\"></span>eze cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e vrijw<span class=\"_ _0\"></span>aringsb<span class=\"_ _0\"></span>edinge<span class=\"_ _0\"></span>n voor zov<span class=\"_ _0\"></span>er ze</div>\n<div class=\"t m0 x2c h64 y8ad ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing hebbe<span class=\"_ _0\"></span>n op de financ<span class=\"_ _0\"></span>i\u00eble gev<span class=\"_ _0\"></span>olgen van ee<span class=\"_ _0\"></span>n eventuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ae ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerecht<span class=\"_ _0\"></span>elijke uit<span class=\"_ _0\"></span>spraak.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorts hee<span class=\"_ _1\"></span>ft Ageas, zoa<span class=\"_ _1\"></span>ls gebruikeli<span class=\"_ _1\"></span>jk bij d<span class=\"_ _1\"></span>at soort <span class=\"_ _1\"></span>transacties,</div>\n<div class=\"t m0 x2c h64 y8b1 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n afgeslot<span class=\"_ _0\"></span>en met een a<span class=\"_ _0\"></span>antal fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen die de</div>\n<div class=\"t m0 x2c h64 y8b2 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsing van Fo<span class=\"_ _1\"></span>rtis aandelen fac<span class=\"_ _1\"></span>iliteerden tij<span class=\"_ _1\"></span>dens de</div>\n<div class=\"t m0 x2c h64 y8b3 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alverhog<span class=\"_ _0\"></span>ingen van 2<span class=\"_ _0\"></span>007 en 2008.<span class=\"_ _0\"></span> Deze overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>en bevatte<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b4 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijwaringsbedi<span class=\"_ _1\"></span>ngen die <span class=\"_ _1\"></span>onder bepaalde<span class=\"_ _1\"></span> voorwaarden <span class=\"_ _1\"></span>voor Ageas</div>\n<div class=\"t m0 x2c h64 y8b5 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tot scha<span class=\"_ _1\"></span>deloosstelling<span class=\"_ _1\"></span> impliceren<span class=\"_ _1\"></span>. So<span class=\"lsed ws112\">mmige van die </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn betrok<span class=\"_ _0\"></span>ken bij de in dit h<span class=\"_ _0\"></span>oofdstu<span class=\"_ _0\"></span>k beschre<span class=\"_ _0\"></span>ven</div>\n<div class=\"t m0 x2c h64 y8b7 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">juridische pro<span class=\"_ _1\"></span>cedures.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an een schik<span class=\"_ _0\"></span>king met d<span class=\"_ _0\"></span>e verzeke<span class=\"_ _0\"></span>raars van<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y9d9 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bestuu<span class=\"_ _0\"></span>rdersaan<span class=\"_ _0\"></span>sprakel<span class=\"_ _0\"></span>ijkheids<span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>ering e<span class=\"_ _0\"></span>n van de</div>\n<div class=\"t m0 x2c h64 y9da ff3d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">prospectusaan<span class=\"_ _1\"></span>sprakelijkheidsve<span class=\"_ _1\"></span>rzeke<span class=\"lsed ws112\">ring, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9db ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enissen e<span class=\"_ _0\"></span>n ontwikk<span class=\"_ _0\"></span>elinge<span class=\"_ _0\"></span>n rond de voorm<span class=\"_ _0\"></span>alige Fort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\">-</span>groep i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9dc ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">2007 en 200<span class=\"_ _1\"></span>8, heeft Ag<span class=\"_ _1\"></span>eas een v<span class=\"_ _1\"></span>rijwaring verle<span class=\"_ _1\"></span>end aan de<span class=\"_ _1\"></span> verzekeraars<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor het totale<span class=\"_ _1\"></span> dekkingsbedrag<span class=\"_ _1\"></span> van de betrokken pol<span class=\"_ _1\"></span>issen. Daarnaast</div>\n<div class=\"t m0 x2c h64 y9de ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ging Ageas<span class=\"_ _0\"></span> ook vrijwa<span class=\"_ _0\"></span>r<span class=\"lsef ws11e\">ingsverbintenissen<span class=\"_ _1\"></span> aan ten gunste van en<span class=\"_ _1\"></span>kele </span></div>\n<div class=\"t m0 x2c h64 y9df ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voormal<span class=\"_ _0\"></span>ige Forti<span class=\"_ _0\"></span>s bestuurd<span class=\"_ _0\"></span>ers en func<span class=\"_ _0\"></span>tionaris<span class=\"_ _0\"></span>sen en ten gu<span class=\"_ _0\"></span>nste van</div>\n<div class=\"t m0 x2c h64 y9e0 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">BNP Pa<span class=\"_ _0\"></span>ribas For<span class=\"_ _0\"></span>tis met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige ver<span class=\"_ _0\"></span>dedigingsk<span class=\"_ _0\"></span>osten,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9e1 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en ten gunst<span class=\"_ _0\"></span>e van de best<span class=\"_ _0\"></span>uurders<span class=\"_ _0\"></span> van de twee Ned<span class=\"_ _0\"></span>erland<span class=\"_ _0\"></span>se sticht<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x2c h64 y9e2 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die i<span class=\"ws11d\">n het k<span class=\"_ _0\"></span>ader va<span class=\"_ _0\"></span>n de schi<span class=\"_ _0\"></span>kking zi<span class=\"_ _0\"></span>jn opge<span class=\"_ _0\"></span>richt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b y2282 ff3d2 fs50 fce sc0 ls108 ws139\" style=\"z-index: 15;\">43.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2283 ff3d2 fs50 fce sc0 ls10d ws141\" style=\"z-index: 15;\">Voorwaardelijke <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2284 ff3d2 fs50 fce sc0 ls109 ws13a\" style=\"z-index: 15;\">inzake hybride <span class=\"_ _1\"></span>instrumenten van voo<span class=\"_ _1\"></span>rmalige</div>\n<div class=\"t m0 x2c h7b y2285 ff3d2 fs50 fce sc0 ls109 ws13a\" style=\"z-index: 15;\">dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2286 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2007 heef<span class=\"_ _0\"></span>t BNP Pari<span class=\"_ _0\"></span>bas Fortis S<span class=\"_ _0\"></span>A/NV CASH<span class=\"_ _0\"></span>ES (Conv<span class=\"_ _0\"></span>ertible A<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 y2287 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Subordinated <span class=\"_ _1\"></span>Hybrid Equi<span class=\"_ _1\"></span>ty<span class=\"ls0 ws0\">-</span>linked <span class=\"_ _1\"></span>Securities)<span class=\"_ _1\"></span> ui<span class=\"ws11e\">tgegeven, waarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y2288 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> als medeschu<span class=\"_ _1\"></span>ldenaar optrad <span class=\"_ _1\"></span>(BNP Pariba<span class=\"_ _1\"></span>s Fortis SA<span class=\"_ _1\"></span>/NV</div>\n<div class=\"t m0 x1d h64 y2289 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was op da<span class=\"_ _1\"></span>t moment een<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>eming). Van de<span class=\"_ _1\"></span> oorspronk<span class=\"_ _1\"></span>elijk</div>\n<div class=\"t m0 x1d h64 y228a ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">12.000 uit<span class=\"_ _0\"></span>gegeve<span class=\"_ _0\"></span>n effecte<span class=\"_ _0\"></span>n, blijv<span class=\"_ _0\"></span>en er 3.326 eff<span class=\"_ _0\"></span>ecten uit<span class=\"_ _0\"></span>staan, di<span class=\"_ _0\"></span>e een</div>\n<div class=\"t m0 x1d h64 y228b ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaal nom<span class=\"_ _1\"></span>inaal bedrag <span class=\"_ _1\"></span>vertegenwoordigen<span class=\"_ _1\"></span> van EUR 831<span class=\"_ _1\"></span>,5 miljoen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y228c ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y228d ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en hebb<span class=\"_ _0\"></span>en geen v<span class=\"_ _0\"></span>erval<span class=\"_ _0\"></span>datum en k<span class=\"_ _0\"></span>unnen ni<span class=\"_ _0\"></span>et in c<span class=\"_ _0\"></span>ontanten</div>\n<div class=\"t m0 x1d h64 y228e ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gelost, m<span class=\"_ _0\"></span>aar kunnen al<span class=\"_ _0\"></span>leen wor<span class=\"_ _0\"></span>den omgeru<span class=\"_ _0\"></span>ild tegen aa<span class=\"_ _0\"></span>ndele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y228f ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas aan <span class=\"_ _1\"></span>een koers <span class=\"_ _1\"></span>van EUR 239<span class=\"_ _1\"></span>,40 per aande<span class=\"_ _1\"></span>el. De CASHE<span class=\"_ _1\"></span>S</div>\n<div class=\"t m0 x1d h64 y2290 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden automa<span class=\"_ _1\"></span>tisch omgeru<span class=\"_ _1\"></span>ild in aand<span class=\"_ _1\"></span>elen Ageas <span class=\"_ _1\"></span>als de koers<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y2291 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeel Agea<span class=\"_ _1\"></span>s gedurende <span class=\"_ _1\"></span>twintig acht<span class=\"_ _1\"></span>ereenvolgende<span class=\"_ _1\"></span> beurswerkdagen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2292 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelijk is a<span class=\"_ _0\"></span>an of hoger is dan E<span class=\"_ _0\"></span>UR 359,<span class=\"_ _0\"></span>10. BNP Par<span class=\"_ _0\"></span>ibas Forti<span class=\"_ _0\"></span>s SA/NV</div>\n<div class=\"t m0 x1d h64 y2293 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit 3.473<span class=\"_ _1\"></span>.271 aandelen<span class=\"_ _1\"></span> Ageas met h<span class=\"_ _1\"></span>et oog op<span class=\"_ _1\"></span> de mogelijk<span class=\"_ _1\"></span>e omruiling<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2294 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de CA<span class=\"_ _1\"></span>SHES. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2295 ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y2296 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De eni<span class=\"ws11d\">ge v<span class=\"_ _0\"></span>erhaalm<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de houd<span class=\"_ _0\"></span>ers van d<span class=\"_ _0\"></span>e CASHE<span class=\"_ _0\"></span>S tegen </span></div>\n<div class=\"t m0 x1d h64 y2297 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">elk van de mededeb<span class=\"_ _1\"></span>iteuren met betrek<span class=\"_ _1\"></span>king tot de nomina<span class=\"_ _1\"></span>le waarde zijn</div>\n<div class=\"t m0 x1d h64 y2298 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de aandelen<span class=\"_ _1\"></span> Ageas die<span class=\"_ _1\"></span> BNP Paribas<span class=\"_ _1\"></span> Fortis SA<span class=\"_ _1\"></span>/NV aanhoudt; de<span class=\"_ _1\"></span>ze</div>\n<div class=\"t m0 x1d h64 y2299 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen z<span class=\"_ _1\"></span>ijn ten guns<span class=\"_ _1\"></span>te van die<span class=\"_ _1\"></span> houders ve<span class=\"_ _1\"></span>rpand. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y229a ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y229b ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas For<span class=\"lsef ws11d\">tis SA/NV betaalt <span class=\"_ _1\"></span>de coupon<span class=\"_ _1\"></span> voor de <span class=\"_ _1\"></span>CASHES per </span></div>\n<div class=\"t m0 x1d h64 y229c ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kwartaal tegen<span class=\"_ _1\"></span> een variabele ren<span class=\"_ _1\"></span>te van 3<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">maands<span class=\"_ _1\"></span> Euribor plu<span class=\"_ _1\"></span>s 200 </span></div>\n<div class=\"t m0 x1d h64 y229d ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basispu<span class=\"_ _0\"></span>nten, tot de<span class=\"_ _0\"></span> omruilin<span class=\"_ _0\"></span>g van de CASH<span class=\"_ _0\"></span>ES in aandel<span class=\"_ _0\"></span>en Ageas</div>\n<div class=\"t m0 x1d h64 y229e ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">plaatsv<span class=\"_ _0\"></span>indt. Indi<span class=\"_ _0\"></span>en geen div<span class=\"_ _0\"></span>idend wo<span class=\"_ _0\"></span>rdt betaal<span class=\"_ _0\"></span>d op aandel<span class=\"_ _0\"></span>en Ageas, of</div>\n<div class=\"t m0 x1d h64 y229f ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het vast<span class=\"_ _0\"></span> te <span class=\"ws112\">stel<span class=\"_ _0\"></span>len divide<span class=\"_ _0\"></span>nd met betre<span class=\"_ _0\"></span>kking tot e<span class=\"_ _0\"></span>en boekjaa<span class=\"_ _0\"></span>r onder de </span></div>\n<div class=\"t m0 x1d h64 y22a0 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">drempel ligt (d<span class=\"_ _1\"></span>ividendrendemen<span class=\"_ _1\"></span>t lager dan 0,5%)<span class=\"_ _1\"></span>, of in bepaalde ande<span class=\"_ _1\"></span>re</div>\n<div class=\"t m0 x1d h64 y22a1 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omstandigheden<span class=\"_ _1\"></span>, zal de <span class=\"_ _1\"></span>betaling van<span class=\"_ _1\"></span> coupons do<span class=\"_ _1\"></span>or Ageas SA<span class=\"_ _1\"></span>/NV</div>\n<div class=\"t m0 x1d h64 y22a2 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplicht pl<span class=\"_ _1\"></span>aatsvinden v<span class=\"_ _1\"></span>ia de uitgi<span class=\"_ _1\"></span>fte van ni<span class=\"_ _1\"></span>euwe aandelen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x1d h64 y22a3 ff3d0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">over<span class=\"ws112\">ee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met de zoge<span class=\"_ _0\"></span>naamd<span class=\"_ _0\"></span>e Alternat<span class=\"_ _0\"></span>ive Coupon S<span class=\"_ _0\"></span>ettlem<span class=\"_ _0\"></span>ent </span></div>\n<div class=\"t m0 x1d h64 y22a4 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Method (A<span class=\"_ _0\"></span>CSM), terw<span class=\"_ _0\"></span>ijl BNP Par<span class=\"_ _0\"></span>ibas Fort<span class=\"_ _0\"></span>is SA/N<span class=\"_ _0\"></span>V dan aan Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y22a5 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten die<span class=\"_ _0\"></span>nt uit te geven d<span class=\"_ _0\"></span>ie als hybr<span class=\"_ _0\"></span>ide Tier 1 inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y22a6 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> aangemer<span class=\"_ _1\"></span>kt als compe<span class=\"_ _1\"></span>nsatie voor<span class=\"_ _1\"></span> de coupons d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x1d h64 y22a7 ff3d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">werde<span class=\"lsed ws112\">n betaald do<span class=\"_ _0\"></span>or Ageas SA/<span class=\"_ _0\"></span>NV. Als de AC<span class=\"_ _0\"></span>SM in werkin<span class=\"_ _0\"></span>g treedt e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y22a8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het besch<span class=\"_ _0\"></span>ikbare to<span class=\"_ _0\"></span>egesta<span class=\"_ _0\"></span>an kapitaa<span class=\"_ _0\"></span>l ontoere<span class=\"_ _0\"></span>ikend is vo<span class=\"_ _0\"></span>or Ageas SA/<span class=\"_ _0\"></span>NV</div>\n<div class=\"t m0 x1d h64 y22a9 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de AC<span class=\"_ _0\"></span>SM verpl<span class=\"_ _0\"></span>ichting n<span class=\"_ _0\"></span>a te kom<span class=\"_ _0\"></span>en, wordt <span class=\"_ _0\"></span>de coup<span class=\"_ _0\"></span>onbeta<span class=\"_ _0\"></span>ling</div>\n<div class=\"t m0 x1d h64 y22aa ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgesch<span class=\"_ _0\"></span>ort tot het mo<span class=\"_ _0\"></span>ment dat de u<span class=\"_ _0\"></span>itgifte v<span class=\"_ _0\"></span>an nieuwe aan<span class=\"_ _0\"></span>delen we<span class=\"_ _0\"></span>e<span class=\"ws111\">r </span></div>\n<div class=\"t m0 x1d h64 y22ab ff3d0 fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">mogelijk i<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y22ac ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y22ad ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een akko<span class=\"_ _0\"></span>ord geslot<span class=\"_ _0\"></span>en in 2012, da<span class=\"_ _0\"></span>t onder and<span class=\"_ _0\"></span>ere heeft ge<span class=\"_ _0\"></span>leid tot een</div>\n<div class=\"t m0 x1d h64 y22ae ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>pbod en teven<span class=\"_ _0\"></span>s omruili<span class=\"_ _0\"></span>ng van de CASH<span class=\"_ _0\"></span>ES, heeft<span class=\"_ _0\"></span> Ageas erme<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y22af ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ingest<span class=\"_ _0\"></span>emd BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV ee<span class=\"_ _0\"></span>n jaarlijk<span class=\"_ _0\"></span>se vergoe<span class=\"_ _0\"></span>ding te</div>\n<div class=\"t m0 x1d h64 y22b0 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen di<span class=\"_ _0\"></span>e overee<span class=\"_ _0\"></span>nkomt met het<span class=\"_ _0\"></span> bruto di<span class=\"lsef ws11d\">vidend van de aande<span class=\"_ _1\"></span>len die </span></div>\n<div class=\"t m0 x1d h64 y22b1 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">BNP Paribas <span class=\"_ _1\"></span>Fortis SA/<span class=\"_ _1\"></span>NV nog aanhou<span class=\"_ _1\"></span>dt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 456px; height: 650px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 456px; height: 650px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag431": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Minderheids<span class=\"_ _1\"></span>bela<span class=\"_ _1\"></span>ngen</div>\n<div class=\"t m0 x2c hbf y1d02 ff34d fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">In de navolgende tabel wordt een</div>\n<div class=\"t m0 x2c hbf y1d03 ff34d fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">overzicht gegeven van de</div>\n<div class=\"t m0 x2c hbf y1d04 ff34d fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">belangrijkste minderheidsbel<span class=\"_ _0\"></span>angen</div>\n<div class=\"t m0 x2c hbf y1f76 ff34d fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">(NCI) in de entiteiten<span class=\"_ _0\"></span> van Ageas.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a7 hbb y685 ff34b fs72 fce sc0 ls14f ws1a1\" style=\"left: 530px; bottom: 802px; z-index: 15;\">% van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 525px; bottom: 787px; z-index: 15;\">minder<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x1a7 hbb y6e8 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 530px; bottom: 772px; z-index: 15;\">heids<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x346 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 518px; bottom: 757px; z-index: 15;\">belangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y685 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 565px; bottom: 802px; z-index: 15;\">Resultaat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 589px; bottom: 787px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y6e8 ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 572px; bottom: 772px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 582px; bottom: 757px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbb y6e3 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 629px; bottom: 816px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 612px; bottom: 802px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 638px; bottom: 787px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y6e8 ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 621px; bottom: 772px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 631px; bottom: 757px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a7 hbb y685 ff34b fs72 fce sc0 ls14f ws1a1\" style=\"left: 674px; bottom: 802px; z-index: 15;\">% van<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 667px; bottom: 787px; z-index: 15;\">minder<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x166 hbb y6e8 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 677px; bottom: 772px; z-index: 15;\">heids<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 662px; bottom: 757px; z-index: 15;\">belangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y685 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 709px; bottom: 802px; z-index: 15;\">Resultaat <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 733px; bottom: 787px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y6e8 ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 716px; bottom: 772px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 726px; bottom: 757px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbb y6e3 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 772px; bottom: 816px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 755px; bottom: 802px; z-index: 15;\">vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 781px; bottom: 787px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a2 hbb y6e8 ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 764px; bottom: 772px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y688 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 774px; bottom: 757px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y200b ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y200c ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 554px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 601px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 698px; bottom: 816px; z-index: 15;\">  </div>\n<div class=\"t m0 x8 hbb y6e3 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 745px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 554px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 601px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 698px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 745px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Groepsmaatschappij<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 554px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 601px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 651px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 698px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 745px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbc y694 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff34b fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 712px; z-index: 15;\">AG Insurance (Belgi\u00eb)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 712px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 587px; bottom: 712px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 636px; bottom: 712px; z-index: 15;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 673px; bottom: 712px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 736px; bottom: 712px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbb y68b ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 772px; bottom: 712px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff34b fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 697px; z-index: 15;\">AG Real Estate (onderdeel <span class=\"_ _0\"></span>van AG Insurance)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y6c6 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 682px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws185\">vooral <span class=\"ws183\">Interparking NCI voor</span></span> </div>\n<div class=\"t m0 x8 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y67e ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws18d\">49% eigendom van</span> </div>\n<div class=\"t m0 x275 hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 667px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 592px; bottom: 667px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 636px; bottom: 667px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 673px; bottom: 667px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 736px; bottom: 667px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68f ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 667px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws185\">minderheidsaandeelhouders</span> </div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 638px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws18d\">van AG Real Estate</span> </div>\n<div class=\"t m0 x8 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 601px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 651px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 745px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x173 hbb y685 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 794px; bottom: 638px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6be ff34b fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Millenniumbcp Ageas (onderdeel <span class=\"_ _0\"></span>van Europa)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 529px; bottom: 623px; z-index: 15;\">49,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 592px; bottom: 623px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 641px; bottom: 623px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 673px; bottom: 623px; z-index: 15;\">49,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 736px; bottom: 623px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y6be ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 623px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff34b fs72 fc14 sc0 ls150 ws198\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 554px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ae hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 597px; bottom: 608px; z-index: 15;\">1</div>\n<div class=\"t m0 x13e hbb y6e8 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 641px; bottom: 608px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 698px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x22b hbb y6e8 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 735px; bottom: 608px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ae hbb y6e8 ff34b fs72 fc14 sc0 ls0 ws0\" style=\"left: 789px; bottom: 608px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 hbc y688 ff34e fs72 fce sc0 ls146 ws188\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls148 ws1a2\">Minderhei<span class=\"_ _0\"></span>dsbela<span class=\"_ _0\"></span>ngen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x8 hbc y688 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 554px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa hbc y688 ff34e fs72 fce sc0 ls143 ws185\" style=\"left: 587px; bottom: 593px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbc y688 ff34e fs72 fce sc0 ls143 ws185\" style=\"left: 629px; bottom: 593px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 hbc y688 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 698px; bottom: 593px; z-index: 15;\"> </div>\n<div class=\"t m0 x1aa hbc y688 ff34e fs72 fce sc0 ls143 ws185\" style=\"left: 731px; bottom: 593px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 hbc y688 ff34e fs72 fce sc0 ls143 ws185\" style=\"left: 772px; bottom: 593px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2011 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2012 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2013 ff34b fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Minder<span class=\"_ _0\"></span>heidsbe<span class=\"_ _0\"></span>langen vert<span class=\"_ _0\"></span>egenwo<span class=\"_ _0\"></span>ordigt de d<span class=\"_ _0\"></span>eelnem<span class=\"_ _0\"></span>ing van een de<span class=\"_ _0\"></span>rde partij<span class=\"_ _0\"></span> in het eigen ve<span class=\"_ _0\"></span>rmogen</div>\n<div class=\"t m0 x1ef hb8 y2014 ff34b fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">van de do<span class=\"_ _1\"></span>chtermaatschappi<span class=\"_ _1\"></span>jen van Age<span class=\"_ _1\"></span>as. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2015 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2016 ff34b fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">De stijgi<span class=\"_ _0\"></span>ng van de lijn \"<span class=\"_ _0\"></span>overige\" is<span class=\"_ _0\"></span> gerelatee<span class=\"_ _0\"></span>rd aan het bel<span class=\"_ _0\"></span>ang in Age<span class=\"_ _0\"></span>as Federal L<span class=\"_ _0\"></span>ife Insur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x1ef hb8 y2017 ff34b fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Company Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2018 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2019 ff34b fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Ag<span class=\"ws18b\">eas Insur<span class=\"_ _1\"></span>ance verstre<span class=\"_ _1\"></span>kte Parkimo<span class=\"_ _1\"></span>, een mind<span class=\"_ _1\"></span>erheidsaandeelhouder<span class=\"_ _1\"></span> van Interpa<span class=\"_ _1\"></span>rking, een<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1ef hb8 y201a ff34b fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">onvoorw<span class=\"_ _0\"></span>aardeli<span class=\"_ _0\"></span>jke puto<span class=\"_ _0\"></span>ptie voo<span class=\"_ _0\"></span>r haar be<span class=\"_ _0\"></span>lang va<span class=\"_ _0\"></span>n 10,05%<span class=\"_ _0\"></span> in Inter<span class=\"_ _0\"></span>parkin<span class=\"_ _0\"></span>g. De put<span class=\"_ _0\"></span>optie w<span class=\"_ _0\"></span>erd</div>\n<div class=\"t m0 x1ef hb8 y201b ff34b fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gewaardeerd tegen<span class=\"_ _1\"></span> re\u00eble waarde van h<span class=\"_ _1\"></span>et verwachte af re re<span class=\"_ _1\"></span>kenen bedrag van EUR 114<span class=\"_ _1\"></span> <span class=\"ls153 ws19d\">miljoen </span></div>\n<div class=\"t m0 x1ef hb8 y201c ff34b fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">(2021: EUR<span class=\"ls0 ws0\"> <span class=\"ls142 ws18b\">108 miljoen) <span class=\"_ _0\"></span>(zie toel<span class=\"_ _0\"></span>ichting<span class=\"ls0 ws0\"> <span class=\"ls140 ws180\">24</span> </span><span class=\"ws181\">Overl<span class=\"_ _0\"></span>opende rent<span class=\"_ _0\"></span>e en overi<span class=\"_ _0\"></span>ge verplic<span class=\"_ _0\"></span>htinge<span class=\"_ _0\"></span>n). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1ef hb8 y201d ff34b fs71 fce sc0 ls140 ws180\" style=\"z-index: 15;\">Dochteronderne<span class=\"_ _1\"></span>mingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y201e ff34b fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Nadere <span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ie met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de <span class=\"_ _0\"></span>balans v<span class=\"_ _0\"></span>an AG Ins<span class=\"_ _0\"></span>urance i<span class=\"_ _0\"></span>s opgen<span class=\"_ _0\"></span>omen in t<span class=\"_ _0\"></span>oelicht<span class=\"_ _0\"></span>ing 8</div>\n<div class=\"t m0 x1ef hb8 y201f ff34b fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ie operat<span class=\"_ _0\"></span>ionele <span class=\"ls140 ws18a\">segmenten. Details van de andere<span class=\"_ _1\"></span> dochteronderneming<span class=\"_ _1\"></span> waarin Ageas een </span></div>\n<div class=\"t m0 x1ef hb8 y2020 ff34b fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">minderheidsbela<span class=\"_ _1\"></span>ng heeft,<span class=\"_ _1\"></span> zijn opgenomen<span class=\"_ _1\"></span> in de <span class=\"_ _1\"></span>volgende tabe<span class=\"_ _1\"></span>l.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 235px; z-index: 15;\">Financi\u00eble informatie (100% belang<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y694 ff34b fs72 fce sc0 ls145 ws186\" style=\"left: 529px; bottom: 279px; z-index: 15;\">Activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 540px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 523px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 535px; bottom: 235px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 hbb y694 ff34b fs72 fce sc0 ls145 ws186\" style=\"left: 568px; bottom: 279px; z-index: 15;\">Passiva <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 586px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 569px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 581px; bottom: 235px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 627px; bottom: 294px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y694 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 610px; bottom: 279px; z-index: 15;\">vermogen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 637px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y69a ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 621px; bottom: 249px; z-index: 15;\">31 <span class=\"ls146 ws188\">dec<span class=\"_ _1\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1f8 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 630px; bottom: 235px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y694 ff34b fs72 fce sc0 ls145 ws186\" style=\"left: 671px; bottom: 279px; z-index: 15;\">Activa <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 682px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 665px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 677px; bottom: 235px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x310 hbb y694 ff34b fs72 fce sc0 ls145 ws186\" style=\"left: 712px; bottom: 279px; z-index: 15;\">Passiva <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1aa hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 730px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a6 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 713px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a5 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 725px; bottom: 235px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a5 hbb y680 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 772px; bottom: 294px; z-index: 15;\">Eigen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x346 hbb y694 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 755px; bottom: 279px; z-index: 15;\">vermogen <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e hbb y68b ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 782px; bottom: 264px; z-index: 15;\">per<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x275 hbb y69a ff34b fs72 fce sc0 ls143 ws183\" style=\"left: 766px; bottom: 249px; z-index: 15;\">31 dec<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1f8 hbb y67e ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 775px; bottom: 235px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2021 ff34b fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 599px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 695px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y680 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 743px; bottom: 294px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 264px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 599px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 649px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 695px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 743px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 hbb y68f ff34b fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff34b fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 204px; z-index: 15;\">Dochteronderneming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x145 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 599px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 649px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 695px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x145 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 743px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x132 hbc y6c6 ff34e fs72 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff34b fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 189px; z-index: 15;\">Millenniumbcp Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 531px; bottom: 189px; z-index: 15;\">8.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 577px; bottom: 189px; z-index: 15;\">8.476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 634px; bottom: 189px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x379 hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 189px; z-index: 15;\">10.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ab hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 721px; bottom: 189px; z-index: 15;\">9.846<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 hbb y685 ff34b fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 189px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 178px; height: 783px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag434": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Der<span class=\"_ _0\"></span>iv<span class=\"_ _3\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hb8 y2040 ff351 fs71 fce sc0 ls142 ws182\" style=\"z-index: 15;\">Valutac<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2041 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Futures zi<span class=\"_ _0\"></span>jn overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n die tegen ee<span class=\"_ _0\"></span>n specifi<span class=\"_ _0\"></span>eke prijs en op e<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x2c hb8 y2042 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">specifi<span class=\"_ _0\"></span>eke datum<span class=\"_ _0\"></span> in de t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span> moeten<span class=\"_ _0\"></span> worden af<span class=\"_ _0\"></span>gewik<span class=\"_ _0\"></span>keld en di<span class=\"_ _0\"></span>e op</div>\n<div class=\"t m0 x2c hb8 y2043 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">diezelf<span class=\"_ _0\"></span>de markt<span class=\"_ _0\"></span>en kunn<span class=\"_ _0\"></span>en worde<span class=\"_ _0\"></span>n verha<span class=\"_ _0\"></span>ndeld. T<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en zijn</div>\n<div class=\"t m0 x2c hb8 y2044 ff351 fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">maatov<span class=\"_ _0\"></span>ereenkom<span class=\"_ _0\"></span><span class=\"ws181\">sten tuss<span class=\"_ _0\"></span>en twee ent<span class=\"_ _0\"></span>iteiten d<span class=\"_ _0\"></span>ie tegen ee<span class=\"_ _0\"></span>n vandaag </span></div>\n<div class=\"t m0 x2c hb8 y2045 ff351 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">overeengekomen<span class=\"_ _1\"></span> prijs op<span class=\"_ _1\"></span> een specifiek<span class=\"_ _1\"></span>e datum <span class=\"_ _1\"></span>in de toekom<span class=\"_ _1\"></span>st worden</div>\n<div class=\"t m0 x2c hb8 y2046 ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">afgewik<span class=\"_ _0\"></span>keld. D<span class=\"_ _0\"></span>e valutat<span class=\"_ _0\"></span>ermijnc<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>en en <span class=\"ls0 ws0\">-</span><span class=\"ws181\">futu<span class=\"_ _0\"></span>res betref<span class=\"_ _0\"></span>fen </span></div>\n<div class=\"t m0 x2c hb8 y2047 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">hoofdzak<span class=\"_ _0\"></span>elijk ove<span class=\"_ _0\"></span>reenko<span class=\"_ _0\"></span>msten die h<span class=\"_ _0\"></span>et valuta<span class=\"_ _0\"></span>risico op ac<span class=\"_ _0\"></span>tiva die in</div>\n<div class=\"t m0 x2c hb8 y2048 ff351 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">buitenland<span class=\"ls142 ws18b\">se valuta\u2019s l<span class=\"_ _0\"></span>uiden af t<span class=\"_ _0\"></span>e dekk<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y2049 ff351 fs71 fce sc0 ls142 ws181\" style=\"z-index: 15;\">Rentesw<span class=\"_ _0\"></span>aps en cros<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-<span class=\"ls140 ws18b\">currency<span class=\"_ _1\"></span> swaps</span> </span></div>\n<div class=\"t m0 x1d hb8 y204a ff351 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Swapcontracten<span class=\"_ _1\"></span> zijn overeenkoms<span class=\"_ _1\"></span>ten tussen twee partijen<span class=\"_ _1\"></span> waarin \u00e9\u00e9n</div>\n<div class=\"t m0 x1d hb8 y204b ff351 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verzameling<span class=\"_ _1\"></span> kasstromen wordt gerui<span class=\"_ _1\"></span>ld voor een andere<span class=\"_ _1\"></span> verzameling</div>\n<div class=\"t m0 x1d hb8 y204c ff351 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">kasstromen. B<span class=\"_ _1\"></span>etalingen <span class=\"_ _1\"></span>zijn gebaseerd<span class=\"_ _1\"></span> op de <span class=\"_ _1\"></span>nominale waa<span class=\"ls142 ws181\">rde van de </span></div>\n<div class=\"t m0 x1d hb8 y204d ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">swap. Ag<span class=\"_ _0\"></span>eas gebrui<span class=\"_ _0\"></span>kt hoofdz<span class=\"_ _0\"></span>akelijk re<span class=\"_ _0\"></span>nteswa<span class=\"_ _0\"></span>ps om de kasst<span class=\"_ _0\"></span>romen van</div>\n<div class=\"t m0 x1d hb8 y204e ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ontvan<span class=\"_ _0\"></span>gen of betaal<span class=\"_ _0\"></span>de rente te b<span class=\"_ _0\"></span>eheersen e<span class=\"_ _0\"></span>n (cross)</div>\n<div class=\"t m0 x1d hb8 y204f ff351 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">valutas<span class=\"_ _0\"></span>wapcont<span class=\"_ _0\"></span>racten o<span class=\"_ _0\"></span>m kasstr<span class=\"_ _0\"></span>omen di<span class=\"_ _0\"></span>e in buit<span class=\"_ _0\"></span>enlands<span class=\"_ _0\"></span>e valut<span class=\"_ _0\"></span>a\u2019s luid<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d hb8 y2050 ff351 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">te beheers<span class=\"_ _0\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 676px; height: 285px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 676px; height: 285px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x2c h7b y196b ff358 fs50 fcc sc0 ls109 ws13a\" style=\"z-index: 15;\">Handels<span class=\"ls10d ws141\">derivaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2da h67 y68b ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y68b ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 636px; bottom: 1065px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6e8 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 343px; bottom: 1049px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 465px; bottom: 1049px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 596px; bottom: 1049px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6e8 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 321px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 375px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 386px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 453px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 447px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 502px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 576px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 630px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 641px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x174 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 1034px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 1019px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x166 h67 y68b ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 1034px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x22b h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Valutacontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 974px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 974px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 974px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 974px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 974px; z-index: 15;\">2</div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 974px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 974px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 974px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 345px; bottom: 959px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y691 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 959px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 663px; bottom: 959px; z-index: 15;\">8</div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 944px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 944px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 944px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 525px; bottom: 944px; z-index: 15;\">165<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 944px; z-index: 15;\">2</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 944px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 944px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 944px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6be ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Rentecontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6be ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6be ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6be ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 899px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 885px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 885px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 885px; z-index: 15;\">4</div>\n<div class=\"t m0 x172 h67 y6e3 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 885px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y688 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 870px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 870px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 870px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 870px; z-index: 15;\">4</div>\n<div class=\"t m0 x172 h69 y688 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 870px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6e3 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e3 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 840px; z-index: 15;\">Effecten/Index contracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e8 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 825px; z-index: 15;\">Opties en warrants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6e8 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y6e8 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 825px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68b ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y68b ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 810px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y694 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 781px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 781px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 525px; bottom: 781px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68b ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 600px; bottom: 781px; z-index: 15;\">6</div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 781px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 781px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68b ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y691 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Re\u00eble waarden ondersteund doo<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waarneembare marktgegevens</span> </div>\n<div class=\"t m0 x158 h67 y6c4 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 736px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 736px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c4 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Re\u00eble waarden op basis <span class=\"_ _0\"></span>van een <span class=\"ws116\">waarderingsmodel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 721px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 721px; z-index: 15;\">2</div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 721px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y680 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 721px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y680 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c4 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 706px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6c4 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 706px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 706px; z-index: 15;\">3</div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 706px; z-index: 15;\">6</div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6c4 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 706px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6c4 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6df ff356 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Over the counter (OTC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y6df ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 677px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6df ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y69a ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 662px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 391px; bottom: 662px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 662px; z-index: 15;\">3</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 525px; bottom: 662px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y69a ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 600px; bottom: 662px; z-index: 15;\">6</div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 662px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y69a ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 662px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 651px; height: 455px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h7b y2067 ff358 fs50 fcc sc0 ls118 ws150\" style=\"z-index: 15;\">Hedging<span class=\"ls0 ws0\">-<span class=\"ls10d ws141\">derivaten</span> </span></div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 583px; z-index: 15;\"> </div>\n<div class=\"t m0 x2da h67 y685 ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 381px; bottom: 583px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y685 ff356 fs46 fce sc0 lsf1 ws115\" style=\"left: 636px; bottom: 583px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 568px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 343px; bottom: 568px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 465px; bottom: 568px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 596px; bottom: 568px; z-index: 15;\">Activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b5 h67 y6c6 ff356 fs46 fce sc0 lsf2 ws117\" style=\"left: 721px; bottom: 568px; z-index: 15;\">Passiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 327px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 375px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 453px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 502px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 582px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 630px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x174 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 709px; bottom: 552px; z-index: 15;\">Re\u00eble<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x166 h67 y688 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 757px; bottom: 552px; z-index: 15;\">Nominaal<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 537px; z-index: 15;\"> </div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 321px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 386px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 447px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 513px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 576px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 641px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x157 h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 703px; bottom: 537px; z-index: 15;\">waarde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b h67 y683 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 768px; bottom: 537px; z-index: 15;\">bedrag<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y688 ff359 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y688 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6c6 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Valutacontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y6c6 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 492px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 403px; bottom: 492px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 492px; z-index: 15;\">5</div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 492px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 492px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 492px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y6e8 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 477px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 477px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 403px; bottom: 477px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6e8 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 600px; bottom: 477px; z-index: 15;\">5</div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 477px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 477px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6e8 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 477px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y68f ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff356 fs46 fce sc0 lsf1 ws116\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Rentecontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 476px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 605px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 732px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y694 ff356 fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Forwards en futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x172 h67 y68f ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 432px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y68f ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff356 fs46 fc14 sc0 lsf3 ws120\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 418px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 418px; z-index: 15;\">758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 418px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 418px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 418px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 418px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 418px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 418px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff35a fs46 fc14 sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 403px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 398px; bottom: 403px; z-index: 15;\">858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 403px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 403px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 403px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 403px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 403px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 403px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h69 y67e ff35a fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y67e ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 373px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 398px; bottom: 373px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y680 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 373px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 373px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 373px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 373px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 373px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y680 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 373px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff356 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Re\u00eble waarden ondersteund doo<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y69a ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws115\">waarneembare marktgegevens</span> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 328px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y685 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 328px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y685 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 314px; z-index: 15;\">Re\u00eble <span class=\"ws115\">waarden op basis van een waa<span class=\"_ _0\"></span>rderingsmodel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 340px; bottom: 314px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 314px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 314px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h67 y683 ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 314px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6d1 ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 299px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 413px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 299px; z-index: 15;\">1</div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 299px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 668px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x158 h69 y6d1 ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 299px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h69 y6d1 ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 350px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 476px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 540px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 605px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 668px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 732px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x168 h67 y683 ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Over the counter (OTC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 335px; bottom: 269px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x168 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 413px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y68b ff356 fs46 fc14 sc0 ls0 ws0\" style=\"left: 471px; bottom: 269px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 530px; bottom: 269px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 595px; bottom: 269px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 653px; bottom: 269px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 722px; bottom: 269px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y68b ff356 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 269px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff35a fs46 fce sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 254px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 335px; bottom: 254px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 398px; bottom: 254px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h69 y68d ff35a fs46 fce sc0 ls0 ws0\" style=\"left: 471px; bottom: 254px; z-index: 15;\">1</div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 530px; bottom: 254px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 595px; bottom: 254px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 653px; bottom: 254px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 722px; bottom: 254px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h69 y68d ff35a fs46 fce sc0 lsf1 ws116\" style=\"left: 780px; bottom: 254px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 243px; height: 863px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 243px; height: 863px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag435": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">T<span class=\"_ _208\"></span>oe<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>eggingen</div>\n<div class=\"t m0 x2c hbf y1d02 ff35e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Ontvangen en gedane toezeggingen</div>\n<div class=\"t m0 x2c hbf y1d03 ff35e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">waren als volgt.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2081 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2082 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff35c fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b hbb y6e3 ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 607px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b hbb y6e3 ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 718px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Ontvangen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x85 hbb y68f ff35c fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y68f ff35c fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Kredietlijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">1.527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Onderpand &amp; garanties ont<span class=\"_ _0\"></span>vangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 756px; z-index: 15;\">4.574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 756px; z-index: 15;\">4.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Overige niet in de bala<span class=\"_ _0\"></span>ns gewaardeerde rechten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f hbb y69a ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 672px; bottom: 741px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y69a ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 741px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y694 ff360 fs72 fce sc0 ls149 ws199\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y694 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 659px; bottom: 727px; z-index: 15;\">6.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y694 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 727px; z-index: 15;\">5.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff35c fs72 fce sc0 ls143 ws18d\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Verstrekte verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x85 hbc y6c6 ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y6c6 ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Garanties, Financieel en P<span class=\"_ _0\"></span>restatiegerelateerde Kredietbrieven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y67e ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 682px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y67e ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 682px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Beschikbare kredietlijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y68f ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 667px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 667px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Onderpand &amp; garanties verstrekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 652px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 652px; z-index: 15;\">2.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 638px; z-index: 15;\">In bewaring gegeven a<span class=\"_ _0\"></span>ctiva en <span class=\"ws185\">vorderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y685 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 638px; z-index: 15;\">691<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y685 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 638px; z-index: 15;\">738<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Kapitaal rechten en ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6be ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 623px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6be ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 623px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Vastgoedtoezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 608px; z-index: 15;\">345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 608px; z-index: 15;\">531<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Overige niet in de bala<span class=\"_ _0\"></span>ns opgenomen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 593px; z-index: 15;\">776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 593px; z-index: 15;\">1.297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e3 ff360 fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Totaal verstrekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y6e3 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 659px; bottom: 578px; z-index: 15;\">5.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y6e3 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 578px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2083 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2084 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2085 ff35c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Het merendee<span class=\"_ _1\"></span>l van de <span class=\"_ _1\"></span>ontvangen <span class=\"_ _1\"></span>toezeggingen be<span class=\"_ _1\"></span>staat uit on<span class=\"_ _1\"></span>tvangen onderpand<span class=\"_ _1\"></span> en garan<span class=\"_ _1\"></span>ties,</div>\n<div class=\"t m0 x1ef hb8 y2086 ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vooral van k<span class=\"_ _0\"></span>lanten ont<span class=\"_ _0\"></span>vangen o<span class=\"_ _0\"></span>nderpan<span class=\"_ _0\"></span>d op wonin<span class=\"_ _0\"></span>ghypothek<span class=\"_ _0\"></span>en en in mind<span class=\"_ _0\"></span>ere mate ook<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2087 ff35c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">commerci\u00eble le<span class=\"_ _1\"></span>ningen en<span class=\"_ _1\"></span> leningen aan<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2088 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2089 ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Andere niet<span class=\"_ _0\"></span> in de balans<span class=\"_ _0\"></span> gewaar<span class=\"ls140 ws18b\">deerde toezeggingen op 3<span class=\"_ _1\"></span>1 december <span class=\"_ _1\"></span>2022 omvatten <span class=\"_ _1\"></span>voor EUR </span></div>\n<div class=\"t m0 x1ef hb8 y208a ff35c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">250 miljoen ui<span class=\"_ _1\"></span>tstaande kredietaanb<span class=\"_ _1\"></span>iedingen (31 decem<span class=\"_ _1\"></span>ber 2021: EUR 521 mi<span class=\"_ _1\"></span>ljoen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y208b ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y208c ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In decemb<span class=\"_ _0\"></span>er 2021 heef<span class=\"_ _0\"></span>t Ageas SA/<span class=\"_ _0\"></span>NV twee do<span class=\"_ _0\"></span>orlopen<span class=\"_ _0\"></span>de kredietf<span class=\"_ _0\"></span>acilit<span class=\"_ _0\"></span>eiten af<span class=\"_ _0\"></span>gesloten,<span class=\"_ _0\"></span> EUR 250</div>\n<div class=\"t m0 x1ef hb8 y208d ff35c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">miljoen <span class=\"_ _0\"></span>met een l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span><span class=\"ws181\">van 3 jaar en<span class=\"_ _0\"></span> EUR 250 miljo<span class=\"_ _0\"></span>en met een loopt<span class=\"_ _0\"></span>ijd van 5 jaa<span class=\"_ _0\"></span>r, elk met de<span class=\"_ _0\"></span> optie </span></div>\n<div class=\"t m0 x1ef hb8 y208e ff35c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">om twee <span class=\"_ _0\"></span>verlengi<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n \u00e9\u00e9n jaa<span class=\"_ _0\"></span>r van de l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span> aan te v<span class=\"_ _0\"></span>ragen. D<span class=\"_ _0\"></span>it is op<span class=\"_ _0\"></span>genomen i<span class=\"_ _0\"></span>n de lij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y208f ff35c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">\u2018ontvangen kredie<span class=\"_ _1\"></span>tlijnen\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 363px; height: 598px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 363px; height: 598px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 363px; height: 598px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>oor<span class=\"_ _1\"></span>waa<span class=\"_ _1\"></span>rdel<span class=\"_ _1\"></span>ijk<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1fdc ff3c4 fs75 fce sc0 ls161 ws1b4\" style=\"z-index: 15;\">43.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y21ef ff3c4 fs75 fce sc0 ls14e ws194\" style=\"z-index: 15;\">Voorwaardelijke <span class=\"_ _1\"></span>verplichtingen</div>\n<div class=\"t m0 x2c hc0 y21f0 ff3c4 fs75 fce sc0 ls14e ws194\" style=\"z-index: 15;\">gerelateerd aan <span class=\"_ _1\"></span>gerechtelijke <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c hc0 y21f1 ff3c4 fs75 fce sc0 ls162 ws1b5\" style=\"z-index: 15;\">procedures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbf y21f2 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De Ageas<span class=\"ls0\">-</span>groep is, zoals vele</div>\n<div class=\"t m0 x2c hbf y21f3 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">andere financi\u00eble groepen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y21f4 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">gedaagde in een aantal</div>\n<div class=\"t m0 x2c hbf y21f5 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">vorderingen, geschillen<span class=\"_ _0\"></span> en</div>\n<div class=\"t m0 x2c hbf y21f6 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">rechtszaken die een gevolg<span class=\"_ _0\"></span> zijn van</div>\n<div class=\"t m0 x2c hbf y21f7 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">de normale bedrijfsvoering.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y21f8 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y21f9 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Bovendien, als ge<span class=\"_ _1\"></span>volg van de gebeur<span class=\"_ _1\"></span>tenissen en ontwi<span class=\"_ _1\"></span>kkelingen die hebb<span class=\"_ _1\"></span>en plaatsgevonde<span class=\"_ _1\"></span>n met</div>\n<div class=\"t m0 x1ef hb8 y21fa ff3c2 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot d<span class=\"_ _0\"></span>e voorma<span class=\"_ _0\"></span>lige Fo<span class=\"_ _0\"></span>rtis<span class=\"ls0 ws0\">-</span><span class=\"ls140\">groep tussen <span class=\"_ _1\"></span>mei 2007 en<span class=\"_ _1\"></span> oktober 2008<span class=\"_ _1\"></span> (zoals d<span class=\"_ _1\"></span>e acquisiti<span class=\"_ _1\"></span>e van<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y21fb ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">delen van A<span class=\"_ _0\"></span>BN AMRO en de ka<span class=\"_ _0\"></span>pitaalv<span class=\"_ _0\"></span>erhogi<span class=\"_ _0\"></span>ng in septem<span class=\"_ _0\"></span>ber/okt<span class=\"_ _0\"></span>ober 200<span class=\"_ _0\"></span>7, de aankon<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>an het</div>\n<div class=\"t m0 x1ef hb8 y21fc ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">solvabilitei<span class=\"_ _1\"></span>tsplan in j<span class=\"_ _1\"></span>uni 2008, <span class=\"_ _1\"></span>de desinve<span class=\"_ _1\"></span>stering van de<span class=\"_ _1\"></span> bankactivi<span class=\"_ _1\"></span>teiten en d<span class=\"_ _1\"></span>e Nederlandse</div>\n<div class=\"t m0 x1ef hb8 y21fd ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en in septe<span class=\"_ _0\"></span>mber/ok<span class=\"_ _0\"></span>tober 20<span class=\"_ _0\"></span>08) is Ageas b<span class=\"_ _0\"></span>etrokke<span class=\"_ _0\"></span>n bij een aant<span class=\"_ _0\"></span>al gerecht<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1ef hb8 y21fe ff3c2 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">procedures.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y21ff ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2200 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 14 maart 20<span class=\"_ _0\"></span>16 kondi<span class=\"_ _0\"></span>gde Ageas ee<span class=\"_ _0\"></span>n schikki<span class=\"_ _0\"></span>ng van EUR<span class=\"ls0 ws0\"> <span class=\"ls156 ws1a0\">1,2</span> </span>miljard aan met<span class=\"_ _0\"></span> versch<span class=\"_ _0\"></span>eidene</div>\n<div class=\"t m0 x1ef hb8 y2201 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">claimantenorg<span class=\"_ _1\"></span>anisaties die aandee<span class=\"_ _1\"></span>lhouders ver<span class=\"_ _1\"></span>tegenwoordigen in colle<span class=\"_ _1\"></span>ctieve procedu<span class=\"_ _1\"></span>res voor de</div>\n<div class=\"t m0 x1ef hb8 y2202 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Belgisc<span class=\"_ _0\"></span>he en Nederl<span class=\"_ _0\"></span>andse rec<span class=\"_ _0\"></span>htbanke<span class=\"_ _0\"></span>n. Op 23 mei 20<span class=\"_ _0\"></span>16 verzoc<span class=\"_ _0\"></span>hten de part<span class=\"_ _0\"></span>ijen bij de sch<span class=\"_ _0\"></span>ikking,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2203 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageas, D<span class=\"_ _0\"></span>eminor, S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g FortisEff<span class=\"_ _0\"></span>ect, Sti<span class=\"_ _0\"></span>chting Inv<span class=\"_ _0\"></span>estor Cl<span class=\"_ _0\"></span>aims Agai<span class=\"_ _0\"></span>nst Fortis<span class=\"_ _0\"></span>, VEB en Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x1ef hb8 y2204 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">FORsettlement<span class=\"_ _1\"></span>, het Gerechtshof Am<span class=\"_ _1\"></span>sterdam de schikki<span class=\"_ _1\"></span>ng bindend te<span class=\"_ _1\"></span> verklaren voor alle in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2205 ff3c2 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">aanm<span class=\"ws18b\">erking k<span class=\"_ _1\"></span>omende For<span class=\"_ _1\"></span>tis aandeelhouder<span class=\"_ _1\"></span>s die nie<span class=\"_ _1\"></span>t binnen een<span class=\"_ _1\"></span> bepaalde p<span class=\"_ _1\"></span>eriode zouden<span class=\"_ _1\"></span> hebben </span></div>\n<div class=\"t m0 x1ef hb8 y2206 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">gekozen v<span class=\"_ _0\"></span>oor een opt<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls142 ws18b\">out, overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>g de Ne<span class=\"_ _0\"></span>derlands<span class=\"_ _0\"></span>e Wet vo<span class=\"_ _0\"></span>or Coll<span class=\"_ _0\"></span>ectieve Af<span class=\"_ _0\"></span>wikk<span class=\"_ _0\"></span>eling </span></span></div>\n<div class=\"t m0 x1ef hb8 y2207 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Massaschade. A<span class=\"_ _1\"></span>geas heef<span class=\"_ _1\"></span>t tevens een<span class=\"_ _1\"></span> overeenkom<span class=\"_ _1\"></span>st bereikt met<span class=\"_ _1\"></span> de heer Ar<span class=\"_ _1\"></span>nauts en<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>de heer</div>\n<div class=\"t m0 x1ef hb8 y2208 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Lenssens, <span class=\"_ _1\"></span>twee advocaten<span class=\"_ _1\"></span> die namens <span class=\"_ _1\"></span>een aantal<span class=\"_ _1\"></span> eisers jur<span class=\"_ _1\"></span>idische stappen <span class=\"_ _1\"></span>hebben gen<span class=\"_ _1\"></span>omen tegen</div>\n<div class=\"t m0 x1ef hb8 y2209 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageas, en i<span class=\"_ _0\"></span>n 2017 met de in L<span class=\"_ _0\"></span>uxembu<span class=\"_ _0\"></span>rg gevestig<span class=\"_ _0\"></span>de onde<span class=\"_ _0\"></span>rneming Arc<span class=\"_ _0\"></span>hand s.<span class=\"_ _0\"></span>\u00e0.r.l. en hi<span class=\"_ _0\"></span>eraan</div>\n<div class=\"t m0 x1ef hb8 y220a ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den perso<span class=\"_ _0\"></span>nen, om de sch<span class=\"_ _0\"></span>ikking te st<span class=\"_ _0\"></span>eunen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y220b ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y220c ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Op 16 juni 2017<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls142 ws18b\">nam het H<span class=\"_ _0\"></span>of de tuss<span class=\"_ _0\"></span>entij<span class=\"_ _0\"></span>dse besli<span class=\"_ _0\"></span>ssing om<span class=\"_ _0\"></span> de schikk<span class=\"_ _0\"></span>ing in d<span class=\"_ _0\"></span>e initi\u00ebl<span class=\"_ _0\"></span>e vorm n<span class=\"_ _0\"></span>iet </span></span></div>\n<div class=\"t m0 x1ef hb8 y220d ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">binden<span class=\"_ _0\"></span>d te verklare<span class=\"_ _0\"></span>n. Op 16 oktob<span class=\"_ _0\"></span>er 2017 bes<span class=\"_ _0\"></span>loot Age<span class=\"_ _0\"></span>as een ultiem<span class=\"_ _0\"></span>e bijkome<span class=\"_ _0\"></span>nde inspa<span class=\"_ _0\"></span>nning va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y220e ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">EUR 100 mil<span class=\"_ _0\"></span>joen te leve<span class=\"_ _0\"></span>ren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y220f ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2210 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 12 decem<span class=\"_ _0\"></span>ber 2017 die<span class=\"_ _0\"></span>nden de part<span class=\"_ _0\"></span>ijen een aa<span class=\"_ _0\"></span>ngevul<span class=\"_ _0\"></span>d en gewijzi<span class=\"_ _0\"></span>gd schikk<span class=\"_ _0\"></span>ingsvoo<span class=\"_ _0\"></span>rstel in bij<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1ef hb8 y2211 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Hof. Consumentencl<span class=\"_ _1\"></span>aim, een tegens<span class=\"_ _1\"></span>tander van de schikki<span class=\"_ _1\"></span>ng in haar oorspro<span class=\"_ _1\"></span>nkelijke vorm van 2<span class=\"_ _1\"></span>016,</div>\n<div class=\"t m0 x1ef hb8 y2212 ff3c2 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">zegde h<span class=\"_ _0\"></span>aar steun<span class=\"_ _0\"></span> toe aa<span class=\"_ _0\"></span>n het sch<span class=\"_ _0\"></span>ikkingsv<span class=\"_ _0\"></span>oorste<span class=\"_ _0\"></span>l van 20<span class=\"_ _0\"></span>17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2213 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2214 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 13 jul<span class=\"_ _1\"></span>i 2018 verk<span class=\"_ _1\"></span>laarde het<span class=\"_ _1\"></span> Gerechtshof A<span class=\"_ _1\"></span>msterdam de <span class=\"_ _1\"></span><span class=\"ls142 ws181\">schikki<span class=\"_ _0\"></span>ng binde<span class=\"_ _0\"></span>nd voor in aanm<span class=\"_ _0\"></span>erking </span></div>\n<div class=\"t m0 x1ef hb8 y2215 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">komende aandee<span class=\"_ _1\"></span>lhouders (d<span class=\"_ _1\"></span>.w.z. perso<span class=\"_ _1\"></span>nen die aande<span class=\"_ _1\"></span>len Fortis <span class=\"_ _1\"></span>in bezit ha<span class=\"_ _1\"></span>dden op o<span class=\"_ _1\"></span>nverschillig w<span class=\"_ _1\"></span>elk</div>\n<div class=\"t m0 x1ef hb8 y2216 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">tijdstip t<span class=\"_ _0\"></span>ussen het<span class=\"_ _0\"></span> sluiten va<span class=\"_ _0\"></span>n de handel op 28 f<span class=\"_ _0\"></span>ebruari 2<span class=\"_ _0\"></span>007 en het sluit<span class=\"_ _0\"></span>en van de h<span class=\"_ _0\"></span>andel op 14</div>\n<div class=\"t m0 x1ef hb8 y2217 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">oktober 2008<span class=\"_ _1\"></span>). Ageas <span class=\"_ _1\"></span>zag<span class=\"ls0 ws0\"> </span>op 21 <span class=\"_ _1\"></span>december 2018<span class=\"_ _1\"></span> af van<span class=\"_ _1\"></span> haar be\u00ebindi<span class=\"_ _1\"></span>gingsrecht, <span class=\"_ _1\"></span>waardoor de</div>\n<div class=\"t m0 x1ef hb8 y2218 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">schikking de<span class=\"_ _1\"></span>finitief werd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2219 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y221a ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat in a<span class=\"_ _1\"></span>anmerking kome<span class=\"_ _1\"></span>nde aandee<span class=\"_ _1\"></span>lhouders rech<span class=\"_ _1\"></span>t hadden op<span class=\"_ _1\"></span> vergoeding voor<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1ef hb8 y221b ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span> van 2007<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">2008, met vo<span class=\"ws18b\">lled<span class=\"_ _0\"></span>ige vrij<span class=\"_ _0\"></span>waring<span class=\"_ _0\"></span> van aans<span class=\"_ _0\"></span>prakeli<span class=\"_ _0\"></span>jkheid v<span class=\"_ _0\"></span>oor dez<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y221c ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span>, en conform de (overig<span class=\"_ _1\"></span>e) bepalingen<span class=\"_ _1\"></span> van het schikkingsak<span class=\"_ _1\"></span>koord. Verder bete<span class=\"_ _1\"></span>kent het</div>\n<div class=\"t m0 x1ef hb8 y221d ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">dat in aanme<span class=\"_ _0\"></span>rking ko<span class=\"_ _0\"></span>mende aand<span class=\"_ _0\"></span>eelhoud<span class=\"_ _0\"></span>ers die niet<span class=\"_ _0\"></span> tijdig had<span class=\"_ _0\"></span>den gekoz<span class=\"_ _0\"></span>en voor een opt<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls140 ws180\">out </span></span></div>\n<div class=\"t m0 x1ef hb8 y221e ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">(uiterlijk<span class=\"_ _1\"></span> op 31 d<span class=\"ls142 ws181\">ecember 2018),<span class=\"_ _0\"></span> ongeac<span class=\"_ _0\"></span>ht of ze al dan niet ti<span class=\"_ _0\"></span>jdig een cl<span class=\"_ _0\"></span>aim hadden i<span class=\"_ _0\"></span>ngedie<span class=\"_ _0\"></span>nd, van </span></div>\n<div class=\"t m0 x1ef hb8 y221f ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rechtsw<span class=\"_ _0\"></span>ege werd<span class=\"_ _0\"></span>en geacht de<span class=\"_ _0\"></span>ze vrijwa<span class=\"_ _0\"></span>ring van aans<span class=\"_ _0\"></span>prakel<span class=\"_ _0\"></span>ijkheid te he<span class=\"_ _0\"></span>bben erk<span class=\"_ _0\"></span>end en werden</div>\n<div class=\"t m0 x1ef hb8 y2220 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">geacht afs<span class=\"_ _0\"></span>tand te heb<span class=\"_ _0\"></span>ben gedaa<span class=\"_ _0\"></span>n van event<span class=\"_ _0\"></span>uele rec<span class=\"_ _0\"></span>hten in verb<span class=\"_ _0\"></span>and met de geb<span class=\"_ _0\"></span>eurteni<span class=\"_ _0\"></span>sse<span class=\"ws182\">n.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 207px; height: 754px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De periode<span class=\"_ _1\"></span> voor het i<span class=\"_ _1\"></span>ndienen van<span class=\"_ _1\"></span> vorderingen b<span class=\"_ _1\"></span>egon op 2<span class=\"_ _1\"></span>7 juli 2018<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x2c h64 y8a6 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eindig<span class=\"_ _0\"></span>de op 28 juli 201<span class=\"_ _0\"></span>9. Per 31 dece<span class=\"_ _0\"></span>mber 202<span class=\"_ _0\"></span>2 werd EUR 1.30<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x2c h64 y8a7 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen ui<span class=\"_ _1\"></span>tbetaald aan<span class=\"_ _1\"></span> in aanmerking<span class=\"_ _1\"></span> komende aan<span class=\"_ _1\"></span>deelhouders, e<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a8 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">werd een vo<span class=\"_ _0\"></span>orzieni<span class=\"_ _0\"></span>ng van EUR 1,<span class=\"_ _0\"></span>3 miljoen o<span class=\"_ _0\"></span>pgenome<span class=\"_ _0\"></span>n vo<span class=\"lsef ws11d\">or de </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schikki<span class=\"_ _0\"></span>ng (zie toel<span class=\"_ _0\"></span>ichting 25 V<span class=\"_ _0\"></span>oorzie<span class=\"_ _0\"></span>ningen).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 23 juni<span class=\"_ _1\"></span> 2022 kon<span class=\"_ _1\"></span>digde Ageas<span class=\"_ _1\"></span> aan dat, me<span class=\"_ _1\"></span>t uitzondering<span class=\"_ _1\"></span> van een</div>\n<div class=\"t m0 x2c h64 y8ac ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beperkt aan<span class=\"_ _1\"></span>tal onopgelost<span class=\"_ _1\"></span>e claims, de<span class=\"_ _1\"></span> schikking <span class=\"_ _1\"></span>zou worden a<span class=\"_ _1\"></span>fgesloten.</div>\n<div class=\"t m0 x2c h64 y8ad ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De laatste<span class=\"_ _1\"></span> vergoedingsschi<span class=\"_ _1\"></span>jven werden <span class=\"_ _1\"></span>eind augustus<span class=\"_ _1\"></span> 2022 <span class=\"ws113\">uit<span class=\"_ _1\"></span>betaald. </span></div>\n<div class=\"t m0 x2c h64 y8ae ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De potent<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor de on<span class=\"_ _0\"></span>opgelost<span class=\"_ _0\"></span>e claims di<span class=\"_ _0\"></span>e Ageas ber<span class=\"_ _0\"></span>eid is op</div>\n<div class=\"t m0 x2c h64 y8af ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zich te nemen zi<span class=\"_ _1\"></span>jn gedekt door de hog<span class=\"_ _1\"></span>er vermelde voorz<span class=\"_ _1\"></span>iening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2224 ff3cb fs50 fce sc0 ls10d ws141\" style=\"z-index: 15;\">Overblijvende p<span class=\"_ _1\"></span>rocedures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf2c ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Nu de schikk<span class=\"_ _0\"></span>ing defin<span class=\"_ _0\"></span>itief is gew<span class=\"_ _0\"></span>orden, heb<span class=\"_ _0\"></span>ben de part<span class=\"_ _0\"></span>ijen die de</div>\n<div class=\"t m0 x2c h64 yf2d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schikking <span class=\"_ _1\"></span>steunen be<span class=\"ws11e\">ves<span class=\"_ _1\"></span>tigd hun juridisch<span class=\"_ _1\"></span>e procedures te zull<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 yf2e ff3c9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigen. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2225 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2226 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De partij<span class=\"_ _0\"></span>en die op tijd bek<span class=\"_ _0\"></span>endma<span class=\"_ _0\"></span>akten voor ee<span class=\"_ _0\"></span>n opt<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">out te k<span class=\"_ _0\"></span>iezen, </span></div>\n<div class=\"t m0 x2c h64 y2227 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen hun<span class=\"_ _1\"></span> juridische <span class=\"_ _1\"></span>procedures <span class=\"_ _1\"></span>in Nederland<span class=\"_ _1\"></span> hervatten, o<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x2c h64 y2228 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorkomend ge<span class=\"_ _1\"></span>val, in Be<span class=\"_ _1\"></span>lgi\u00eb hervat<span class=\"_ _1\"></span>ten of v<span class=\"_ _1\"></span>oortzetten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2229 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y222a ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de parag<span class=\"_ _0\"></span>rafen hier<span class=\"_ _0\"></span>onder gev<span class=\"_ _0\"></span>en we een ove<span class=\"_ _0\"></span>rzicht van al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 y222b ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overbli<span class=\"_ _0\"></span>jvende pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>es, die hetzi<span class=\"_ _0\"></span>j be\u00ebindi<span class=\"_ _0\"></span>gd zijn in de loo<span class=\"_ _0\"></span>p van 2022,</div>\n<div class=\"t m0 x2c h64 y222c ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hetzij nie<span class=\"_ _1\"></span>t be\u00ebindigd <span class=\"_ _1\"></span>waren per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2022. Die<span class=\"_ _1\"></span> procedures<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y222d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken voorwa<span class=\"_ _1\"></span>ardelijke <span class=\"_ _1\"></span>verplichtingen<span class=\"_ _1\"></span> uit waar g<span class=\"_ _1\"></span>een voorzi<span class=\"_ _1\"></span>en<span class=\"ws11e\">ingen voor </span></div>\n<div class=\"t m0 x2c h64 y222e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn aang<span class=\"_ _0\"></span>elegd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y222f ff3c9 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"lsef ws11e\">I<span class=\"_ _1\"></span>n Nederland </span> </span></div>\n<div class=\"t m0 x2c h6c y2230 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Cebulon</span> </span></div>\n<div class=\"t m0 x2c h64 y2231 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 14 juli 20<span class=\"_ _0\"></span>20 is de Nederl<span class=\"_ _0\"></span>andse venn<span class=\"_ _0\"></span>ootsch<span class=\"_ _0\"></span>ap Cebulon e<span class=\"_ _0\"></span>en juridi<span class=\"_ _0\"></span>sche</div>\n<div class=\"t m0 x2c h64 y2232 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procedure g<span class=\"_ _1\"></span>estart tegen<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>enkele medeg<span class=\"_ _1\"></span>edaagden, aan<span class=\"_ _1\"></span>gaande</div>\n<div class=\"t m0 x2c h64 y2233 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beweerdelij<span class=\"_ _1\"></span>k misleidende <span class=\"_ _1\"></span>communicatie<span class=\"_ _1\"></span> in de peri<span class=\"_ _1\"></span>ode 2007<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">2008<span class=\"lsf9 ws124\">. </span></span></div>\n<div class=\"t m0 x2c h64 y2234 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Cebulon eist<span class=\"_ _1\"></span> in haar hoedanigheid<span class=\"_ _1\"></span> van voormalige Fort<span class=\"_ _1\"></span>is aandeelhoude<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y2235 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een schadevergo<span class=\"_ _1\"></span>eding voor de bewee<span class=\"_ _1\"></span>rdelijk geleden<span class=\"_ _1\"></span> schade. De</div>\n<div class=\"t m0 x2c h64 y2236 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procedure <span class=\"_ _1\"></span>is hangende <span class=\"_ _1\"></span>voor de re<span class=\"_ _1\"></span>chtbank van<span class=\"_ _1\"></span> Utrecht. Er<span class=\"_ _1\"></span> heeft een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y2237 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inleidi<span class=\"_ _0\"></span>ngszitti<span class=\"_ _0\"></span>ng plaats<span class=\"_ _0\"></span>gevond<span class=\"_ _0\"></span>en op 9 septe<span class=\"_ _0\"></span>mber 2020.<span class=\"_ _0\"></span> De partij<span class=\"_ _0\"></span>en zijn</div>\n<div class=\"t m0 x2c h64 y2238 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ies aan het<span class=\"_ _0\"></span> uitwiss<span class=\"_ _0\"></span>elen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2239 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y223a ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Nederlandse<span class=\"_ _1\"></span> individuele<span class=\"_ _1\"></span> investeerder</span> </span></div>\n<div class=\"t m0 x2c h64 y223b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 29 janua<span class=\"_ _1\"></span>ri 2021 i<span class=\"_ _1\"></span>s een Nede<span class=\"_ _1\"></span>rlandse indi<span class=\"_ _1\"></span>viduele inves<span class=\"_ _1\"></span>teerder een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y223c ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">juridisc<span class=\"_ _0\"></span>he proc<span class=\"_ _0\"></span>edure g<span class=\"_ _0\"></span>estart t<span class=\"_ _0\"></span>egen Agea<span class=\"_ _0\"></span>s. Hij e<span class=\"_ _0\"></span>iste voo<span class=\"_ _0\"></span>r de recht<span class=\"_ _0\"></span>bank</div>\n<div class=\"t m0 x2c h64 y223d ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van Utr<span class=\"_ _0\"></span>echt com<span class=\"_ _0\"></span>pensati<span class=\"_ _0\"></span>e voor <span class=\"ws112\">d<span class=\"_ _0\"></span>e schade die hi<span class=\"_ _0\"></span>j beweer<span class=\"_ _0\"></span>delijk hee<span class=\"_ _0\"></span>ft </span></div>\n<div class=\"t m0 x2c h64 y223e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelede<span class=\"_ _0\"></span>n door de Fort<span class=\"_ _0\"></span>is crisis in 20<span class=\"_ _0\"></span>07<span class=\"ls0 ws0\">-</span>2008. De in<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gszittin<span class=\"_ _0\"></span>g heeft</div>\n<div class=\"t m0 x2c h64 y223f ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> op 10 maa<span class=\"_ _1\"></span>rt 2021.De <span class=\"_ _1\"></span>partijen <span class=\"_ _1\"></span>hebben in j<span class=\"_ _1\"></span>uni<span class=\"ls0 ws0\"> </span>2022<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x2c h64 y2240 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">akkoord ges<span class=\"_ _1\"></span>loten om de<span class=\"_ _1\"></span> procedure <span class=\"_ _1\"></span>te be\u00ebindigen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2241 ff3c9 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"ls107 ws135\">I<span class=\"_ _1\"></span>n Belgi\u00eb</span> </span></div>\n<div class=\"t m0 x2c h6c y2242 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Modrikamen</span> </span></div>\n<div class=\"t m0 x2c h64 y2243 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">E<span class=\"lsef ws11d\">en aan<span class=\"_ _1\"></span>tal aandeelhou<span class=\"_ _1\"></span>ders, vert<span class=\"_ _1\"></span>egenwoordigd doo<span class=\"_ _1\"></span>r mr. Modri<span class=\"_ _1\"></span>kamen, </span></div>\n<div class=\"t m0 x2c h64 y2244 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">heeft op <span class=\"_ _1\"></span>28 januari 2<span class=\"_ _1\"></span>009 een pr<span class=\"_ _1\"></span>ocedure ingel<span class=\"_ _1\"></span>eid voor de<span class=\"_ _1\"></span> Rechtbank va<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y2245 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Koophandel i<span class=\"_ _1\"></span>n Brussel <span class=\"_ _1\"></span>waarbij oorspro<span class=\"_ _1\"></span>nkelijk de <span class=\"_ _1\"></span>vernietiging<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y2246 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop v<span class=\"_ _0\"></span>an ASR aan de N<span class=\"_ _0\"></span>ederlan<span class=\"_ _0\"></span>dse staat en de v<span class=\"_ _0\"></span>erkoop<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Fortis </span></span></div>\n<div class=\"t m0 x2c h64 y2247 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bank aan de Fe<span class=\"_ _0\"></span>derale P<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\">- </span>en Investeri<span class=\"_ _0\"></span>ngsmaat<span class=\"_ _0\"></span>schapp<span class=\"_ _0\"></span>ij (FPIM)</div>\n<div class=\"t m0 x1d h64 y2248 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(en vervolgens<span class=\"_ _1\"></span> aan BNP Paribas) dan wel<span class=\"_ _1\"></span> schadevergoeding<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x1d h64 y2249 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevraagd. Op 8 dec<span class=\"_ _1\"></span>ember 2009 beslis<span class=\"_ _1\"></span>te de rechtban<span class=\"_ _1\"></span>k onder meer dat zij<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y224a ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niet bevoegd<span class=\"_ _1\"></span> is voo<span class=\"_ _1\"></span>r de vorder<span class=\"_ _1\"></span>ingen tegen d<span class=\"_ _1\"></span>e Nederlands<span class=\"_ _1\"></span>e verweerde<span class=\"_ _1\"></span>rs.</div>\n<div class=\"t m0 x1d h64 y224b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 17 janua<span class=\"_ _1\"></span>ri 2013 b<span class=\"_ _1\"></span>evestigde he<span class=\"_ _1\"></span>t Hof van B<span class=\"_ _1\"></span>eroep dit <span class=\"_ _1\"></span>vonnis op <span class=\"_ _1\"></span>dit</div>\n<div class=\"t m0 x1d h64 y224c ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">punt. In j<span class=\"_ _1\"></span>uli 2014<span class=\"_ _1\"></span> tekende mr<span class=\"_ _1\"></span>. Modrikamen h<span class=\"_ _1\"></span>iertegen cassa<span class=\"_ _1\"></span>tieberoep</div>\n<div class=\"t m0 x1d h64 y224d ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan. Op 23 okt<span class=\"_ _0\"></span>ober 201<span class=\"_ _0\"></span>5 verwierp h<span class=\"_ _0\"></span>et Hof van Ca<span class=\"_ _0\"></span>ssatie dit b<span class=\"_ _0\"></span>eroep. Mr.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y224e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Modrika<span class=\"_ _0\"></span>men zette de p<span class=\"_ _0\"></span>rocedu<span class=\"_ _0\"></span>re ten gron<span class=\"_ _0\"></span>de voor de Rec<span class=\"_ _0\"></span>htbank va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y224f ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Koophan<span class=\"_ _0\"></span>del voo<span class=\"_ _0\"></span>rt inzak<span class=\"_ _0\"></span>e de verk<span class=\"_ _0\"></span>oop van F<span class=\"_ _0\"></span>ortis Ba<span class=\"_ _0\"></span>nk waarb<span class=\"_ _0\"></span>ij de bet<span class=\"_ _0\"></span>aling</div>\n<div class=\"t m0 x1d h64 y2250 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>schadevergoeding<span class=\"_ _1\"></span> door BNP Pa<span class=\"_ _1\"></span>ribas aan A<span class=\"_ _1\"></span>geas alsmede<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 y2251 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas aan de ei<span class=\"_ _1\"></span>sers werd nagestree<span class=\"_ _1\"></span>fd. In een tussenvon<span class=\"_ _1\"></span>nis op 4</div>\n<div class=\"t m0 x1d h64 y2252 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2014<span class=\"_ _1\"></span> verk<span class=\"ws11e\">laarde<span class=\"_ _1\"></span> de rechtbank de vorder<span class=\"_ _1\"></span>ing van ongeveer<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y2253 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">50% van de eis<span class=\"_ _0\"></span>ers onont<span class=\"_ _0\"></span>vankel<span class=\"_ _0\"></span>ijk. Op 29 apri<span class=\"_ _0\"></span>l 2016 besl<span class=\"_ _0\"></span>oot de</div>\n<div class=\"t m0 x1d h64 y2254 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Rechtb<span class=\"_ _0\"></span>ank van K<span class=\"_ _0\"></span>oophand<span class=\"_ _0\"></span>el te Br<span class=\"_ _0\"></span>ussel de z<span class=\"_ _0\"></span>aak te sc<span class=\"_ _0\"></span>horsen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y2255 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afwachti<span class=\"_ _0\"></span>ng van h<span class=\"_ _0\"></span>et resul<span class=\"_ _0\"></span>taat van <span class=\"_ _0\"></span>de straf<span class=\"_ _0\"></span>proced<span class=\"_ _0\"></span>ure. Dez<span class=\"_ _0\"></span>e proce<span class=\"_ _0\"></span>dure is</div>\n<div class=\"t m0 x1d h64 y2256 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereactiveerd<span class=\"_ _1\"></span>. Er zijn<span class=\"_ _1\"></span> evenwel geen<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> meer teg<span class=\"_ _1\"></span>en Ageas.</div>\n<div class=\"t m0 x1d h64 y2257 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot een da<span class=\"_ _1\"></span>dingsovereenkomst me<span class=\"_ _1\"></span>t mr. Modrikamen<span class=\"_ _1\"></span> en zijn</div>\n<div class=\"t m0 x1d h64 y2258 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">cli\u00ebnte<span class=\"_ _0\"></span>n die tijdig e<span class=\"_ _0\"></span>en opt<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">out formulier hebben<span class=\"_ _1\"></span> ingediend op 7 juni 202<span class=\"_ _1\"></span>0, </span></span></div>\n<div class=\"t m0 x1d h64 y2259 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardoor de<span class=\"_ _1\"></span>ze procedure n<span class=\"_ _1\"></span>iet langer<span class=\"_ _1\"></span> door deze<span class=\"_ _1\"></span> personen wor<span class=\"_ _1\"></span>dt</div>\n<div class=\"t m0 x1d h64 y225a ff3c9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reef<span class=\"ws112\">d tege<span class=\"_ _0\"></span>n Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y225b ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Deminor</span> </span></div>\n<div class=\"t m0 x1d h64 y225c ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een aanta<span class=\"_ _0\"></span>l person<span class=\"_ _0\"></span>en rond Dem<span class=\"_ _0\"></span>inor Inter<span class=\"_ _0\"></span>nationa<span class=\"_ _0\"></span>l (momente<span class=\"_ _0\"></span>el onder d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y225d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">naam DRS Belg<span class=\"_ _1\"></span>ium) hee<span class=\"_ _1\"></span>ft op 13 ja<span class=\"_ _1\"></span>nuari 2010 <span class=\"_ _1\"></span>een procedure<span class=\"_ _1\"></span> ingeleid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y225e ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>Rechtbank van<span class=\"_ _1\"></span> Koophandel in<span class=\"_ _1\"></span> Brussel, <span class=\"_ _1\"></span>waarbij ze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y225f ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevergoed<span class=\"_ _1\"></span>ing nastreven<span class=\"_ _1\"></span> op grond <span class=\"_ _1\"></span>va<span class=\"lsed ws112\">n beweerd<span class=\"_ _0\"></span>e onvolled<span class=\"_ _0\"></span>ige of </span></div>\n<div class=\"t m0 x1d h64 y2260 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">misleid<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matiev<span class=\"_ _0\"></span>erstrek<span class=\"_ _0\"></span>king door F<span class=\"_ _0\"></span>ortis in de peri<span class=\"_ _0\"></span>ode maart 20<span class=\"_ _0\"></span>07</div>\n<div class=\"t m0 x1d h64 y2261 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot oktob<span class=\"_ _0\"></span>er 2008. Op 28 a<span class=\"_ _0\"></span>pril 2014 v<span class=\"_ _0\"></span>erklaar<span class=\"_ _0\"></span>de de recht<span class=\"_ _0\"></span>bank in een</div>\n<div class=\"t m0 x1d h64 y2262 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussenvonnis d<span class=\"_ _1\"></span>e vordering <span class=\"_ _1\"></span>van ongevee<span class=\"_ _1\"></span>r 25% van <span class=\"_ _1\"></span>de eisers<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2263 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onontv<span class=\"_ _0\"></span>ankelijk.<span class=\"_ _0\"></span> De partij<span class=\"_ _0\"></span>en zijn be<span class=\"lsef ws11d\">zig met het be\u00ebindigen <span class=\"_ _1\"></span>van de<span class=\"_ _1\"></span>ze </span></div>\n<div class=\"t m0 x1d h64 y2264 ff3c9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">procedure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y2265 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Overige vo<span class=\"_ _1\"></span>rderingen nam<span class=\"_ _1\"></span>ens individue<span class=\"_ _1\"></span>le aandeelh<span class=\"_ _1\"></span>ouders</span> </span></div>\n<div class=\"t m0 x1d h64 y2266 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 12 septem<span class=\"_ _0\"></span>ber 2012 h<span class=\"_ _0\"></span>ebben Patri<span class=\"_ _0\"></span>part, ee<span class=\"_ _0\"></span>n (voorma<span class=\"_ _0\"></span>lige) Fort<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1d h64 y2267 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>, en haar <span class=\"_ _1\"></span>moedermaatschap<span class=\"_ _1\"></span>pij Patrinve<span class=\"_ _1\"></span>st een proc<span class=\"_ _1\"></span>edure</div>\n<div class=\"t m0 x1d h64 y2268 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangespannen<span class=\"_ _1\"></span> voor de Re<span class=\"ws11d\">chtbank <span class=\"_ _1\"></span>van Koophandel<span class=\"_ _1\"></span> in Brussel<span class=\"_ _1\"></span>, waarbij </span></div>\n<div class=\"t m0 x1d h64 y2269 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevergoed<span class=\"_ _1\"></span>ing wordt ge<span class=\"_ _1\"></span>vorderd op <span class=\"_ _1\"></span>basis van h<span class=\"_ _1\"></span>et beweerde<span class=\"_ _1\"></span> gebrek</div>\n<div class=\"t m0 x1d h64 y226a ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan of misl<span class=\"_ _0\"></span>eidende<span class=\"_ _0\"></span> informat<span class=\"_ _0\"></span>ie van Fort<span class=\"_ _0\"></span>is in de context<span class=\"_ _0\"></span> van de</div>\n<div class=\"t m0 x1d h64 y226b ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kapitaalverhogi<span class=\"_ _1\"></span>ng in 2007. Op 1 feb<span class=\"_ _1\"></span>ruari 2016 verwierp<span class=\"_ _1\"></span> de rechtbank de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y226c ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vordering over<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de hele lijn.<span class=\"_ _0\"></span> Op 16 maart 2<span class=\"_ _0\"></span>016 heeft Pat<span class=\"_ _0\"></span>rinvest be<span class=\"_ _0\"></span>roep </span></span></div>\n<div class=\"t m0 x1d h64 y226d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangetekend b<span class=\"_ _1\"></span>ij het Br<span class=\"_ _1\"></span>usselse Ho<span class=\"_ _1\"></span>f van Beroep<span class=\"_ _1\"></span>. De partije<span class=\"_ _1\"></span>n zijn hun<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y226e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">laatste sc<span class=\"_ _0\"></span>hrifte<span class=\"_ _0\"></span>lijke stukk<span class=\"_ _0\"></span>en aan het<span class=\"_ _0\"></span> uitwisse<span class=\"_ _0\"></span>len en wacht<span class=\"_ _0\"></span>en nu een</div>\n<div class=\"t m0 x1d h64 y226f ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">pleitdat<span class=\"_ _0\"></span>um en het besl<span class=\"_ _0\"></span>uit van het<span class=\"_ _0\"></span> Hof af; hierv<span class=\"_ _0\"></span>oor is nog gee<span class=\"_ _0\"></span>n da<span class=\"ls105 ws135\">tum </span></div>\n<div class=\"t m0 x1d h64 y2270 ff3c9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">vastges<span class=\"_ _0\"></span>teld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2271 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y2272 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 29 apri<span class=\"_ _1\"></span>l 2013 he<span class=\"_ _1\"></span>bben een aan<span class=\"_ _1\"></span>tal persone<span class=\"_ _1\"></span>n vertegenwoor<span class=\"_ _1\"></span>digd door</div>\n<div class=\"t m0 x1d h64 y2273 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mr. Arnaut<span class=\"_ _0\"></span>s een proc<span class=\"_ _0\"></span>edure inge<span class=\"_ _0\"></span>leid voor d<span class=\"_ _0\"></span>e Rechtba<span class=\"_ _0\"></span>nk van Kooph<span class=\"_ _0\"></span>andel</div>\n<div class=\"t m0 x1d h64 y2274 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in Brussel<span class=\"_ _0\"></span>, waarbi<span class=\"_ _0\"></span>j ze schadev<span class=\"_ _0\"></span>ergoedi<span class=\"_ _0\"></span>ng nastr<span class=\"_ _0\"></span>even op grond v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y2275 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beweerde on<span class=\"_ _1\"></span>volledige o<span class=\"_ _1\"></span>f misleidende i<span class=\"_ _1\"></span>nfor<span class=\"lsed ws112\">matievers<span class=\"_ _0\"></span>trekkin<span class=\"_ _0\"></span>g door Fort<span class=\"_ _0\"></span>is </span></div>\n<div class=\"t m0 x1d h64 y2276 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in 2007 e<span class=\"_ _0\"></span>n 2008. D<span class=\"_ _0\"></span>eze proc<span class=\"_ _0\"></span>edure w<span class=\"_ _0\"></span>as opgesc<span class=\"_ _0\"></span>hort i<span class=\"_ _0\"></span>n afwacht<span class=\"_ _0\"></span>ing van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y2277 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afloop v<span class=\"_ _0\"></span>an de st<span class=\"_ _0\"></span>rafproce<span class=\"_ _0\"></span>dure. De <span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n zijn bez<span class=\"_ _0\"></span>ig met het<span class=\"_ _0\"></span> be\u00ebin<span class=\"_ _0\"></span>digen</div>\n<div class=\"t m0 x1d h64 y2278 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van deze proc<span class=\"_ _0\"></span>edure.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2279 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y227a ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 19 <span class=\"_ _1\"></span>september 2013<span class=\"_ _1\"></span> werd een ge<span class=\"_ _1\"></span>lijkaardige bu<span class=\"_ _1\"></span>rgerlijke <span class=\"_ _1\"></span>procedure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y227b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestart voor<span class=\"_ _1\"></span> de Rech<span class=\"_ _1\"></span>tbank van Ee<span class=\"_ _1\"></span>rste Aanleg i<span class=\"_ _1\"></span>n Brussel <span class=\"_ _1\"></span>door een aan<span class=\"_ _1\"></span>tal</div>\n<div class=\"t m0 x1d h64 y227c ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(voormalige) aan<span class=\"_ _1\"></span>deelhouders v<span class=\"_ _1\"></span>an Fortis, verteg<span class=\"_ _1\"></span>enwoordigd door<span class=\"_ _1\"></span> mr.</div>\n<div class=\"t m0 x1d h64 y227d ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Lenssens<span class=\"_ _0\"></span>. Deze proc<span class=\"_ _0\"></span>edure was<span class=\"_ _0\"></span> opgesch<span class=\"_ _0\"></span>ort in afwac<span class=\"_ _0\"></span>hting van d<span class=\"_ _0\"></span>e afloop</div>\n<div class=\"t m0 x1d h64 y227e ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de st<span class=\"_ _0\"></span>rafproc<span class=\"_ _0\"></span>edure. <span class=\"_ _0\"></span>De parti<span class=\"_ _0\"></span>jen zijn b<span class=\"_ _0\"></span>ezig met<span class=\"_ _0\"></span> <span class=\"lsef\">het be\u00ebindige<span class=\"_ _1\"></span>n van </span></div>\n<div class=\"t m0 x1d h64 y227f ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze proc<span class=\"_ _0\"></span>edure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff3d0 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.3<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"lsef ws113\">Vr<span class=\"_ _1\"></span>ijwaringsbed<span class=\"_ _1\"></span>ingen</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In 2008 heeft For<span class=\"_ _1\"></span>tis aan sommige voo<span class=\"_ _1\"></span>rmalige topmanage<span class=\"_ _1\"></span>rs en</div>\n<div class=\"t m0 x2c h64 y8a7 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span>, bij hun ve<span class=\"_ _1\"></span>rtrek, een<span class=\"_ _1\"></span> contractuele<span class=\"_ _1\"></span> vrijwaring v<span class=\"_ _1\"></span>erleend voo<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y8a8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">juridisc<span class=\"_ _0\"></span>he kosten,<span class=\"_ _0\"></span> en in sommig<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span>gevall<span class=\"_ _0\"></span>en ook voor de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8a9 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gevolge<span class=\"_ _0\"></span>n van een event<span class=\"_ _0\"></span>uele ger<span class=\"_ _0\"></span>echteli<span class=\"_ _0\"></span>jke uitspr<span class=\"_ _0\"></span>aak in het<span class=\"_ _0\"></span> geval dat</div>\n<div class=\"t m0 x2c h64 y8aa ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen deze<span class=\"_ _1\"></span> personen een<span class=\"_ _1\"></span> rechtszaa<span class=\"_ _1\"></span>k zou worden<span class=\"_ _1\"></span> aangespannen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y8ab ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verband me<span class=\"_ _1\"></span>t hun mandaa<span class=\"_ _1\"></span>t binnen de <span class=\"_ _1\"></span>Fortis<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">groep. Ageas betw<span class=\"_ _0\"></span>ist de </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geldig<span class=\"_ _0\"></span>heid van d<span class=\"_ _0\"></span>eze cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e vrijw<span class=\"_ _0\"></span>aringsb<span class=\"_ _0\"></span>edinge<span class=\"_ _0\"></span>n voor zov<span class=\"_ _0\"></span>er ze</div>\n<div class=\"t m0 x2c h64 y8ad ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing hebbe<span class=\"_ _0\"></span>n op de financ<span class=\"_ _0\"></span>i\u00eble gev<span class=\"_ _0\"></span>olgen van ee<span class=\"_ _0\"></span>n eventuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ae ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerecht<span class=\"_ _0\"></span>elijke uit<span class=\"_ _0\"></span>spraak.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorts hee<span class=\"_ _1\"></span>ft Ageas, zoa<span class=\"_ _1\"></span>ls gebruikeli<span class=\"_ _1\"></span>jk bij d<span class=\"_ _1\"></span>at soort <span class=\"_ _1\"></span>transacties,</div>\n<div class=\"t m0 x2c h64 y8b1 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n afgeslot<span class=\"_ _0\"></span>en met een a<span class=\"_ _0\"></span>antal fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen die de</div>\n<div class=\"t m0 x2c h64 y8b2 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsing van Fo<span class=\"_ _1\"></span>rtis aandelen fac<span class=\"_ _1\"></span>iliteerden tij<span class=\"_ _1\"></span>dens de</div>\n<div class=\"t m0 x2c h64 y8b3 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alverhog<span class=\"_ _0\"></span>ingen van 2<span class=\"_ _0\"></span>007 en 2008.<span class=\"_ _0\"></span> Deze overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>en bevatte<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b4 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijwaringsbedi<span class=\"_ _1\"></span>ngen die <span class=\"_ _1\"></span>onder bepaalde<span class=\"_ _1\"></span> voorwaarden <span class=\"_ _1\"></span>voor Ageas</div>\n<div class=\"t m0 x2c h64 y8b5 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tot scha<span class=\"_ _1\"></span>deloosstelling<span class=\"_ _1\"></span> impliceren<span class=\"_ _1\"></span>. So<span class=\"lsed ws112\">mmige van die </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn betrok<span class=\"_ _0\"></span>ken bij de in dit h<span class=\"_ _0\"></span>oofdstu<span class=\"_ _0\"></span>k beschre<span class=\"_ _0\"></span>ven</div>\n<div class=\"t m0 x2c h64 y8b7 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">juridische pro<span class=\"_ _1\"></span>cedures.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an een schik<span class=\"_ _0\"></span>king met d<span class=\"_ _0\"></span>e verzeke<span class=\"_ _0\"></span>raars van<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y9d9 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bestuu<span class=\"_ _0\"></span>rdersaan<span class=\"_ _0\"></span>sprakel<span class=\"_ _0\"></span>ijkheids<span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>ering e<span class=\"_ _0\"></span>n van de</div>\n<div class=\"t m0 x2c h64 y9da ff3d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">prospectusaan<span class=\"_ _1\"></span>sprakelijkheidsve<span class=\"_ _1\"></span>rzeke<span class=\"lsed ws112\">ring, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9db ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enissen e<span class=\"_ _0\"></span>n ontwikk<span class=\"_ _0\"></span>elinge<span class=\"_ _0\"></span>n rond de voorm<span class=\"_ _0\"></span>alige Fort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\">-</span>groep i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9dc ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">2007 en 200<span class=\"_ _1\"></span>8, heeft Ag<span class=\"_ _1\"></span>eas een v<span class=\"_ _1\"></span>rijwaring verle<span class=\"_ _1\"></span>end aan de<span class=\"_ _1\"></span> verzekeraars<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor het totale<span class=\"_ _1\"></span> dekkingsbedrag<span class=\"_ _1\"></span> van de betrokken pol<span class=\"_ _1\"></span>issen. Daarnaast</div>\n<div class=\"t m0 x2c h64 y9de ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ging Ageas<span class=\"_ _0\"></span> ook vrijwa<span class=\"_ _0\"></span>r<span class=\"lsef ws11e\">ingsverbintenissen<span class=\"_ _1\"></span> aan ten gunste van en<span class=\"_ _1\"></span>kele </span></div>\n<div class=\"t m0 x2c h64 y9df ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voormal<span class=\"_ _0\"></span>ige Forti<span class=\"_ _0\"></span>s bestuurd<span class=\"_ _0\"></span>ers en func<span class=\"_ _0\"></span>tionaris<span class=\"_ _0\"></span>sen en ten gu<span class=\"_ _0\"></span>nste van</div>\n<div class=\"t m0 x2c h64 y9e0 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">BNP Pa<span class=\"_ _0\"></span>ribas For<span class=\"_ _0\"></span>tis met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige ver<span class=\"_ _0\"></span>dedigingsk<span class=\"_ _0\"></span>osten,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9e1 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en ten gunst<span class=\"_ _0\"></span>e van de best<span class=\"_ _0\"></span>uurders<span class=\"_ _0\"></span> van de twee Ned<span class=\"_ _0\"></span>erland<span class=\"_ _0\"></span>se sticht<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x2c h64 y9e2 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die i<span class=\"ws11d\">n het k<span class=\"_ _0\"></span>ader va<span class=\"_ _0\"></span>n de schi<span class=\"_ _0\"></span>kking zi<span class=\"_ _0\"></span>jn opge<span class=\"_ _0\"></span>richt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b y2282 ff3d2 fs50 fce sc0 ls108 ws139\" style=\"z-index: 15;\">43.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2283 ff3d2 fs50 fce sc0 ls10d ws141\" style=\"z-index: 15;\">Voorwaardelijke <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2284 ff3d2 fs50 fce sc0 ls109 ws13a\" style=\"z-index: 15;\">inzake hybride <span class=\"_ _1\"></span>instrumenten van voo<span class=\"_ _1\"></span>rmalige</div>\n<div class=\"t m0 x2c h7b y2285 ff3d2 fs50 fce sc0 ls109 ws13a\" style=\"z-index: 15;\">dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2286 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2007 heef<span class=\"_ _0\"></span>t BNP Pari<span class=\"_ _0\"></span>bas Fortis S<span class=\"_ _0\"></span>A/NV CASH<span class=\"_ _0\"></span>ES (Conv<span class=\"_ _0\"></span>ertible A<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 y2287 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Subordinated <span class=\"_ _1\"></span>Hybrid Equi<span class=\"_ _1\"></span>ty<span class=\"ls0 ws0\">-</span>linked <span class=\"_ _1\"></span>Securities)<span class=\"_ _1\"></span> ui<span class=\"ws11e\">tgegeven, waarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y2288 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> als medeschu<span class=\"_ _1\"></span>ldenaar optrad <span class=\"_ _1\"></span>(BNP Pariba<span class=\"_ _1\"></span>s Fortis SA<span class=\"_ _1\"></span>/NV</div>\n<div class=\"t m0 x1d h64 y2289 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was op da<span class=\"_ _1\"></span>t moment een<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>eming). Van de<span class=\"_ _1\"></span> oorspronk<span class=\"_ _1\"></span>elijk</div>\n<div class=\"t m0 x1d h64 y228a ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">12.000 uit<span class=\"_ _0\"></span>gegeve<span class=\"_ _0\"></span>n effecte<span class=\"_ _0\"></span>n, blijv<span class=\"_ _0\"></span>en er 3.326 eff<span class=\"_ _0\"></span>ecten uit<span class=\"_ _0\"></span>staan, di<span class=\"_ _0\"></span>e een</div>\n<div class=\"t m0 x1d h64 y228b ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaal nom<span class=\"_ _1\"></span>inaal bedrag <span class=\"_ _1\"></span>vertegenwoordigen<span class=\"_ _1\"></span> van EUR 831<span class=\"_ _1\"></span>,5 miljoen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y228c ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y228d ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en hebb<span class=\"_ _0\"></span>en geen v<span class=\"_ _0\"></span>erval<span class=\"_ _0\"></span>datum en k<span class=\"_ _0\"></span>unnen ni<span class=\"_ _0\"></span>et in c<span class=\"_ _0\"></span>ontanten</div>\n<div class=\"t m0 x1d h64 y228e ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gelost, m<span class=\"_ _0\"></span>aar kunnen al<span class=\"_ _0\"></span>leen wor<span class=\"_ _0\"></span>den omgeru<span class=\"_ _0\"></span>ild tegen aa<span class=\"_ _0\"></span>ndele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y228f ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas aan <span class=\"_ _1\"></span>een koers <span class=\"_ _1\"></span>van EUR 239<span class=\"_ _1\"></span>,40 per aande<span class=\"_ _1\"></span>el. De CASHE<span class=\"_ _1\"></span>S</div>\n<div class=\"t m0 x1d h64 y2290 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden automa<span class=\"_ _1\"></span>tisch omgeru<span class=\"_ _1\"></span>ild in aand<span class=\"_ _1\"></span>elen Ageas <span class=\"_ _1\"></span>als de koers<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y2291 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeel Agea<span class=\"_ _1\"></span>s gedurende <span class=\"_ _1\"></span>twintig acht<span class=\"_ _1\"></span>ereenvolgende<span class=\"_ _1\"></span> beurswerkdagen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2292 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelijk is a<span class=\"_ _0\"></span>an of hoger is dan E<span class=\"_ _0\"></span>UR 359,<span class=\"_ _0\"></span>10. BNP Par<span class=\"_ _0\"></span>ibas Forti<span class=\"_ _0\"></span>s SA/NV</div>\n<div class=\"t m0 x1d h64 y2293 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit 3.473<span class=\"_ _1\"></span>.271 aandelen<span class=\"_ _1\"></span> Ageas met h<span class=\"_ _1\"></span>et oog op<span class=\"_ _1\"></span> de mogelijk<span class=\"_ _1\"></span>e omruiling<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2294 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de CA<span class=\"_ _1\"></span>SHES. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2295 ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y2296 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De eni<span class=\"ws11d\">ge v<span class=\"_ _0\"></span>erhaalm<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de houd<span class=\"_ _0\"></span>ers van d<span class=\"_ _0\"></span>e CASHE<span class=\"_ _0\"></span>S tegen </span></div>\n<div class=\"t m0 x1d h64 y2297 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">elk van de mededeb<span class=\"_ _1\"></span>iteuren met betrek<span class=\"_ _1\"></span>king tot de nomina<span class=\"_ _1\"></span>le waarde zijn</div>\n<div class=\"t m0 x1d h64 y2298 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de aandelen<span class=\"_ _1\"></span> Ageas die<span class=\"_ _1\"></span> BNP Paribas<span class=\"_ _1\"></span> Fortis SA<span class=\"_ _1\"></span>/NV aanhoudt; de<span class=\"_ _1\"></span>ze</div>\n<div class=\"t m0 x1d h64 y2299 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen z<span class=\"_ _1\"></span>ijn ten guns<span class=\"_ _1\"></span>te van die<span class=\"_ _1\"></span> houders ve<span class=\"_ _1\"></span>rpand. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y229a ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y229b ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas For<span class=\"lsef ws11d\">tis SA/NV betaalt <span class=\"_ _1\"></span>de coupon<span class=\"_ _1\"></span> voor de <span class=\"_ _1\"></span>CASHES per </span></div>\n<div class=\"t m0 x1d h64 y229c ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kwartaal tegen<span class=\"_ _1\"></span> een variabele ren<span class=\"_ _1\"></span>te van 3<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">maands<span class=\"_ _1\"></span> Euribor plu<span class=\"_ _1\"></span>s 200 </span></div>\n<div class=\"t m0 x1d h64 y229d ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basispu<span class=\"_ _0\"></span>nten, tot de<span class=\"_ _0\"></span> omruilin<span class=\"_ _0\"></span>g van de CASH<span class=\"_ _0\"></span>ES in aandel<span class=\"_ _0\"></span>en Ageas</div>\n<div class=\"t m0 x1d h64 y229e ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">plaatsv<span class=\"_ _0\"></span>indt. Indi<span class=\"_ _0\"></span>en geen div<span class=\"_ _0\"></span>idend wo<span class=\"_ _0\"></span>rdt betaal<span class=\"_ _0\"></span>d op aandel<span class=\"_ _0\"></span>en Ageas, of</div>\n<div class=\"t m0 x1d h64 y229f ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het vast<span class=\"_ _0\"></span> te <span class=\"ws112\">stel<span class=\"_ _0\"></span>len divide<span class=\"_ _0\"></span>nd met betre<span class=\"_ _0\"></span>kking tot e<span class=\"_ _0\"></span>en boekjaa<span class=\"_ _0\"></span>r onder de </span></div>\n<div class=\"t m0 x1d h64 y22a0 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">drempel ligt (d<span class=\"_ _1\"></span>ividendrendemen<span class=\"_ _1\"></span>t lager dan 0,5%)<span class=\"_ _1\"></span>, of in bepaalde ande<span class=\"_ _1\"></span>re</div>\n<div class=\"t m0 x1d h64 y22a1 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omstandigheden<span class=\"_ _1\"></span>, zal de <span class=\"_ _1\"></span>betaling van<span class=\"_ _1\"></span> coupons do<span class=\"_ _1\"></span>or Ageas SA<span class=\"_ _1\"></span>/NV</div>\n<div class=\"t m0 x1d h64 y22a2 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplicht pl<span class=\"_ _1\"></span>aatsvinden v<span class=\"_ _1\"></span>ia de uitgi<span class=\"_ _1\"></span>fte van ni<span class=\"_ _1\"></span>euwe aandelen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x1d h64 y22a3 ff3d0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">over<span class=\"ws112\">ee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met de zoge<span class=\"_ _0\"></span>naamd<span class=\"_ _0\"></span>e Alternat<span class=\"_ _0\"></span>ive Coupon S<span class=\"_ _0\"></span>ettlem<span class=\"_ _0\"></span>ent </span></div>\n<div class=\"t m0 x1d h64 y22a4 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Method (A<span class=\"_ _0\"></span>CSM), terw<span class=\"_ _0\"></span>ijl BNP Par<span class=\"_ _0\"></span>ibas Fort<span class=\"_ _0\"></span>is SA/N<span class=\"_ _0\"></span>V dan aan Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y22a5 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten die<span class=\"_ _0\"></span>nt uit te geven d<span class=\"_ _0\"></span>ie als hybr<span class=\"_ _0\"></span>ide Tier 1 inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y22a6 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> aangemer<span class=\"_ _1\"></span>kt als compe<span class=\"_ _1\"></span>nsatie voor<span class=\"_ _1\"></span> de coupons d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x1d h64 y22a7 ff3d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">werde<span class=\"lsed ws112\">n betaald do<span class=\"_ _0\"></span>or Ageas SA/<span class=\"_ _0\"></span>NV. Als de AC<span class=\"_ _0\"></span>SM in werkin<span class=\"_ _0\"></span>g treedt e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y22a8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het besch<span class=\"_ _0\"></span>ikbare to<span class=\"_ _0\"></span>egesta<span class=\"_ _0\"></span>an kapitaa<span class=\"_ _0\"></span>l ontoere<span class=\"_ _0\"></span>ikend is vo<span class=\"_ _0\"></span>or Ageas SA/<span class=\"_ _0\"></span>NV</div>\n<div class=\"t m0 x1d h64 y22a9 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de AC<span class=\"_ _0\"></span>SM verpl<span class=\"_ _0\"></span>ichting n<span class=\"_ _0\"></span>a te kom<span class=\"_ _0\"></span>en, wordt <span class=\"_ _0\"></span>de coup<span class=\"_ _0\"></span>onbeta<span class=\"_ _0\"></span>ling</div>\n<div class=\"t m0 x1d h64 y22aa ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgesch<span class=\"_ _0\"></span>ort tot het mo<span class=\"_ _0\"></span>ment dat de u<span class=\"_ _0\"></span>itgifte v<span class=\"_ _0\"></span>an nieuwe aan<span class=\"_ _0\"></span>delen we<span class=\"_ _0\"></span>e<span class=\"ws111\">r </span></div>\n<div class=\"t m0 x1d h64 y22ab ff3d0 fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">mogelijk i<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y22ac ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y22ad ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een akko<span class=\"_ _0\"></span>ord geslot<span class=\"_ _0\"></span>en in 2012, da<span class=\"_ _0\"></span>t onder and<span class=\"_ _0\"></span>ere heeft ge<span class=\"_ _0\"></span>leid tot een</div>\n<div class=\"t m0 x1d h64 y22ae ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>pbod en teven<span class=\"_ _0\"></span>s omruili<span class=\"_ _0\"></span>ng van de CASH<span class=\"_ _0\"></span>ES, heeft<span class=\"_ _0\"></span> Ageas erme<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y22af ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ingest<span class=\"_ _0\"></span>emd BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV ee<span class=\"_ _0\"></span>n jaarlijk<span class=\"_ _0\"></span>se vergoe<span class=\"_ _0\"></span>ding te</div>\n<div class=\"t m0 x1d h64 y22b0 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen di<span class=\"_ _0\"></span>e overee<span class=\"_ _0\"></span>nkomt met het<span class=\"_ _0\"></span> bruto di<span class=\"lsef ws11d\">vidend van de aande<span class=\"_ _1\"></span>len die </span></div>\n<div class=\"t m0 x1d h64 y22b1 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">BNP Paribas <span class=\"_ _1\"></span>Fortis SA/<span class=\"_ _1\"></span>NV nog aanhou<span class=\"_ _1\"></span>dt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 456px; height: 650px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag433": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">T<span class=\"_ _208\"></span>oe<span class=\"_ _0\"></span>z<span class=\"_ _0\"></span>eggingen</div>\n<div class=\"t m0 x2c hbf y1d02 ff35e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Ontvangen en gedane toezeggingen</div>\n<div class=\"t m0 x2c hbf y1d03 ff35e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">waren als volgt.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2081 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2082 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff35c fs72 fce sc0 ls143 ws185\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b hbb y6e3 ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 607px; bottom: 816px; z-index: 15;\">31 december 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22b hbb y6e3 ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 718px; bottom: 816px; z-index: 15;\">31 december 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y67e ff35f fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff35c fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Ontvangen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x85 hbb y68f ff35c fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y68f ff35c fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Kredietlijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">1.527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Onderpand &amp; garanties ont<span class=\"_ _0\"></span>vangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 756px; z-index: 15;\">4.574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 756px; z-index: 15;\">4.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Overige niet in de bala<span class=\"_ _0\"></span>ns gewaardeerde rechten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f hbb y69a ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 672px; bottom: 741px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y69a ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 741px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y694 ff360 fs72 fce sc0 ls149 ws199\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Totaal ontvangen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y694 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 659px; bottom: 727px; z-index: 15;\">6.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y694 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 727px; z-index: 15;\">5.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y68b ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff35c fs72 fce sc0 ls143 ws18d\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Verstrekte verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x85 hbc y6c6 ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbc y6c6 ff360 fs72 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Garanties, Financieel en P<span class=\"_ _0\"></span>restatiegerelateerde Kredietbrieven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y67e ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 682px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y67e ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 682px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Beschikbare kredietlijnen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y68f ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 667px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 667px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws18d\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Onderpand &amp; garanties verstrekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 652px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 652px; z-index: 15;\">2.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 638px; z-index: 15;\">In bewaring gegeven a<span class=\"_ _0\"></span>ctiva en <span class=\"ws185\">vorderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x15d hbb y685 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 638px; z-index: 15;\">691<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y685 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 638px; z-index: 15;\">738<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Kapitaal rechten en ver<span class=\"_ _0\"></span>plichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6be ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 623px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6be ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 623px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Vastgoedtoezeggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 608px; z-index: 15;\">345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y6e8 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 779px; bottom: 608px; z-index: 15;\">531<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff35c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Overige niet in de bala<span class=\"_ _0\"></span>ns opgenomen verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 668px; bottom: 593px; z-index: 15;\">776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y688 ff35c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 593px; z-index: 15;\">1.297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e3 ff360 fs72 fce sc0 ls143 ws183\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Totaal verstrekt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y6e3 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 659px; bottom: 578px; z-index: 15;\">5.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y6e3 ff360 fs72 fce sc0 ls143 ws185\" style=\"left: 770px; bottom: 578px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2083 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2084 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2085 ff35c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Het merendee<span class=\"_ _1\"></span>l van de <span class=\"_ _1\"></span>ontvangen <span class=\"_ _1\"></span>toezeggingen be<span class=\"_ _1\"></span>staat uit on<span class=\"_ _1\"></span>tvangen onderpand<span class=\"_ _1\"></span> en garan<span class=\"_ _1\"></span>ties,</div>\n<div class=\"t m0 x1ef hb8 y2086 ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">vooral van k<span class=\"_ _0\"></span>lanten ont<span class=\"_ _0\"></span>vangen o<span class=\"_ _0\"></span>nderpan<span class=\"_ _0\"></span>d op wonin<span class=\"_ _0\"></span>ghypothek<span class=\"_ _0\"></span>en en in mind<span class=\"_ _0\"></span>ere mate ook<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2087 ff35c fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">commerci\u00eble le<span class=\"_ _1\"></span>ningen en<span class=\"_ _1\"></span> leningen aan<span class=\"_ _1\"></span> polishouder<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2088 ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2089 ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Andere niet<span class=\"_ _0\"></span> in de balans<span class=\"_ _0\"></span> gewaar<span class=\"ls140 ws18b\">deerde toezeggingen op 3<span class=\"_ _1\"></span>1 december <span class=\"_ _1\"></span>2022 omvatten <span class=\"_ _1\"></span>voor EUR </span></div>\n<div class=\"t m0 x1ef hb8 y208a ff35c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">250 miljoen ui<span class=\"_ _1\"></span>tstaande kredietaanb<span class=\"_ _1\"></span>iedingen (31 decem<span class=\"_ _1\"></span>ber 2021: EUR 521 mi<span class=\"_ _1\"></span>ljoen).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y208b ff35c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y208c ff35c fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In decemb<span class=\"_ _0\"></span>er 2021 heef<span class=\"_ _0\"></span>t Ageas SA/<span class=\"_ _0\"></span>NV twee do<span class=\"_ _0\"></span>orlopen<span class=\"_ _0\"></span>de kredietf<span class=\"_ _0\"></span>acilit<span class=\"_ _0\"></span>eiten af<span class=\"_ _0\"></span>gesloten,<span class=\"_ _0\"></span> EUR 250</div>\n<div class=\"t m0 x1ef hb8 y208d ff35c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">miljoen <span class=\"_ _0\"></span>met een l<span class=\"_ _0\"></span>ooptijd <span class=\"_ _0\"></span><span class=\"ws181\">van 3 jaar en<span class=\"_ _0\"></span> EUR 250 miljo<span class=\"_ _0\"></span>en met een loopt<span class=\"_ _0\"></span>ijd van 5 jaa<span class=\"_ _0\"></span>r, elk met de<span class=\"_ _0\"></span> optie </span></div>\n<div class=\"t m0 x1ef hb8 y208e ff35c fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">om twee <span class=\"_ _0\"></span>verlengi<span class=\"_ _0\"></span>ngen va<span class=\"_ _0\"></span>n \u00e9\u00e9n jaa<span class=\"_ _0\"></span>r van de l<span class=\"_ _0\"></span>ooptijd<span class=\"_ _0\"></span> aan te v<span class=\"_ _0\"></span>ragen. D<span class=\"_ _0\"></span>it is op<span class=\"_ _0\"></span>genomen i<span class=\"_ _0\"></span>n de lij<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y208f ff35c fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">\u2018ontvangen kredie<span class=\"_ _1\"></span>tlijnen\u2019.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 363px; height: 598px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 363px; height: 598px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag439": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>er<span class=\"_ _0\"></span>ingspremies</div>\n<div class=\"t m0 x2c hbf y1d02 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Het bruto premie<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">inko</span></span>men Leven</div>\n<div class=\"t m0 x2c hbf y1d03 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">bestaat uit de bruto ontvangen</div>\n<div class=\"t m0 x2c hbf y1d04 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">premies van de</div>\n<div class=\"t m0 x2c hbf y1f76 ff36e fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">verzekeringsmaatschappijen voor</div>\n<div class=\"t m0 x2c hbf y1f77 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">uitgegeven verzekerings<span class=\"ls0\">- <span class=\"ls152 ws1a6\">en </span></span></div>\n<div class=\"t m0 x2c hbf y20e7 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten. Het premie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hbf y20e8 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">inkomen van</div>\n<div class=\"t m0 x2c hbf y20e9 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">verzekeringscontracten en v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c hbf y20ea ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten met DPF</div>\n<div class=\"t m0 x2c hbf y20eb ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">wordt verantwoord in de</div>\n<div class=\"t m0 x2c hbf y20ec ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">resultatenrekening. De pr<span class=\"_ _0\"></span>emie<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c hbf y20ed ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">instroom van beleggingscontracten</div>\n<div class=\"t m0 x2c hbf y20ee ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">zonder DPF, met name unit<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">linked </span></span></div>\n<div class=\"t m0 x2c hbf y20ef ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">contracten, wordt <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>na aftrek van</div>\n<div class=\"t m0 x2c hbf y20f0 ff36e fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">commissies <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls152 ws19c\">direct verantwoord </span></span></div>\n<div class=\"t m0 x2c hbf y20f1 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">als verpli<span class=\"ls152 ws19c\">chting (deposit </span></div>\n<div class=\"t m0 x2c hbf y20f2 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">accounting). Vergoedingen worden</div>\n<div class=\"t m0 x2c hbf y20f3 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">in de resultatenrekening a<span class=\"_ _0\"></span>ls baten</div>\n<div class=\"t m0 x2c hbf y20f4 ff36e fs74 fc14 sc0 ls152 ws1a6\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f5 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f6 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Niet</span>-<span class=\"ls143 ws185\">leven</span> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls146 ws188\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls148 ws18c\">bruto premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">inko<span class=\"_ _1\"></span>men</span> </span></span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 654px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 765px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20f7 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f8 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Netto verdiende premies L<span class=\"_ _0\"></span>even<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Netto verdiende premies <span class=\"_ _0\"></span>Niet<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">lev<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls143 ws18d\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Totaal netto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 659px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 770px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 412px; height: 549px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 412px; height: 549px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 412px; height: 549px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 412px; height: 549px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h65 y82e ff374 fs45 fc2a sc0 ls15c ws1aa\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2108 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1066px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws177\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">Unit<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1036px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1036px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1021px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1021px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1021px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls134 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Totaal unit<span class=\"ls0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1006px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1006px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff377 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Niet unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws11f\">l<span class=\"_ _1\"></span>inked co<span class=\"_ _1\"></span>ntrac<span class=\"_ _1\"></span>ten</span> </span></div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 961px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">Geboekte <span class=\"ws115\">eenmalige premies</span></span> </div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 961px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 961px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 947px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 947px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 947px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Totaal collectief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 932px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 932px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 917px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 917px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 902px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 902px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 887px; z-index: 15;\">Totaal individueel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Totaal niet unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 872px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 872px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff377 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 828px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 828px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 828px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 813px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 813px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws14d\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Totaal beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 798px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 798px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Geboekte premies Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 768px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 768px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 753px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 753px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 739px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 739px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 739px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf3 ws119\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Premi<span class=\"_ _1\"></span>es inz<span class=\"_ _1\"></span>ake b<span class=\"_ _1\"></span>eleggin<span class=\"_ _1\"></span>gsco<span class=\"_ _1\"></span>ntract<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 724px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 724px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 69px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf5 ws123\" style=\"left: 69px; bottom: 694px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-</span>ink<span class=\"_ _0\"></span>omen Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 694px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 694px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2122 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2123 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 647px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 647px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 647px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 616px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>es Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 616px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 616px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 602px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 602px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 587px; z-index: 15;\">Netto verdiende premies <span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 587px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 587px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2129 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h65 y212a ff374 fs45 fc2a sc0 ls15d ws1ab\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf0 ws1ac\">leve<span class=\"_ _1\"></span>n</span> </span></div>\n<div class=\"t m0 x2c h64 y212b ff374 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Brand, sc<span class=\"_ _0\"></span>hade en ov<span class=\"_ _0\"></span>erige bevat<span class=\"_ _0\"></span> de verzek<span class=\"_ _0\"></span>eringsp<span class=\"_ _0\"></span>remies vo<span class=\"_ _0\"></span>or auto, bra<span class=\"_ _0\"></span>nd en overi<span class=\"_ _0\"></span>ge schade aa<span class=\"_ _0\"></span>n eigendo<span class=\"_ _0\"></span>mmen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y212c ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 478px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 492px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 478px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 492px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 478px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 478px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 447px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 447px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 447px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 432px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 432px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 432px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 417px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 417px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 417px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 403px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 403px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 403px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 560px; bottom: 388px; z-index: 15;\">2</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 388px; z-index: 15;\">6</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 388px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Netto verdiende premies <span class=\"lsf4 ws11a\">Niet<span class=\"ls0 ws0\">-</span></span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 373px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 373px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 373px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2135 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 311px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 326px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 311px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 326px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 311px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 311px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 281px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 281px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 281px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 281px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 266px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 251px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 251px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 251px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 251px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 236px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 236px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 236px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 554px; bottom: 221px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 221px; z-index: 15;\">3</div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 221px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 206px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 206px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 206px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 206px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 195px; height: 911px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 195px; height: 911px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 195px; height: 911px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 195px; height: 911px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff379 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verdeling van<span class=\"_ _1\"></span> de netto verdiende<span class=\"_ _1\"></span> premies Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">leven<span class=\"_ _0\"></span> per verz<span class=\"_ _0\"></span>ekeringssegment<span class=\"_ _0\"></span> is als v<span class=\"_ _0\"></span>olgt. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 1065px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 1050px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 1065px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 1050px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1050px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y680 ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2141 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 913px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 898px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 913px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 898px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 898px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 797px; height: 309px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 797px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 797px; height: 309px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsurancePremiumRevenueExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag441": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>er<span class=\"_ _0\"></span>ingspremies</div>\n<div class=\"t m0 x2c hbf y1d02 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Het bruto premie<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">inko</span></span>men Leven</div>\n<div class=\"t m0 x2c hbf y1d03 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">bestaat uit de bruto ontvangen</div>\n<div class=\"t m0 x2c hbf y1d04 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">premies van de</div>\n<div class=\"t m0 x2c hbf y1f76 ff36e fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">verzekeringsmaatschappijen voor</div>\n<div class=\"t m0 x2c hbf y1f77 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">uitgegeven verzekerings<span class=\"ls0\">- <span class=\"ls152 ws1a6\">en </span></span></div>\n<div class=\"t m0 x2c hbf y20e7 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten. Het premie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hbf y20e8 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">inkomen van</div>\n<div class=\"t m0 x2c hbf y20e9 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">verzekeringscontracten en v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c hbf y20ea ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten met DPF</div>\n<div class=\"t m0 x2c hbf y20eb ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">wordt verantwoord in de</div>\n<div class=\"t m0 x2c hbf y20ec ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">resultatenrekening. De pr<span class=\"_ _0\"></span>emie<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c hbf y20ed ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">instroom van beleggingscontracten</div>\n<div class=\"t m0 x2c hbf y20ee ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">zonder DPF, met name unit<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">linked </span></span></div>\n<div class=\"t m0 x2c hbf y20ef ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">contracten, wordt <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>na aftrek van</div>\n<div class=\"t m0 x2c hbf y20f0 ff36e fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">commissies <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls152 ws19c\">direct verantwoord </span></span></div>\n<div class=\"t m0 x2c hbf y20f1 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">als verpli<span class=\"ls152 ws19c\">chting (deposit </span></div>\n<div class=\"t m0 x2c hbf y20f2 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">accounting). Vergoedingen worden</div>\n<div class=\"t m0 x2c hbf y20f3 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">in de resultatenrekening a<span class=\"_ _0\"></span>ls baten</div>\n<div class=\"t m0 x2c hbf y20f4 ff36e fs74 fc14 sc0 ls152 ws1a6\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f5 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f6 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Niet</span>-<span class=\"ls143 ws185\">leven</span> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls146 ws188\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls148 ws18c\">bruto premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">inko<span class=\"_ _1\"></span>men</span> </span></span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 654px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 765px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20f7 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f8 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Netto verdiende premies L<span class=\"_ _0\"></span>even<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Netto verdiende premies <span class=\"_ _0\"></span>Niet<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">lev<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls143 ws18d\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Totaal netto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 659px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 770px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 412px; height: 549px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 412px; height: 549px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 412px; height: 549px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h65 y82e ff374 fs45 fc2a sc0 ls15c ws1aa\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2108 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1066px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws177\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">Unit<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1036px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1036px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1021px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1021px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1021px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls134 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Totaal unit<span class=\"ls0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1006px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1006px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff377 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Niet unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws11f\">l<span class=\"_ _1\"></span>inked co<span class=\"_ _1\"></span>ntrac<span class=\"_ _1\"></span>ten</span> </span></div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 961px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">Geboekte <span class=\"ws115\">eenmalige premies</span></span> </div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 961px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 961px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 947px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 947px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 947px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Totaal collectief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 932px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 932px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 917px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 917px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 902px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 902px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 887px; z-index: 15;\">Totaal individueel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Totaal niet unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 872px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 872px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff377 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 828px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 828px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 828px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 813px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 813px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws14d\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Totaal beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 798px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 798px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Geboekte premies Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 768px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 768px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 753px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 753px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 739px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 739px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 739px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf3 ws119\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Premi<span class=\"_ _1\"></span>es inz<span class=\"_ _1\"></span>ake b<span class=\"_ _1\"></span>eleggin<span class=\"_ _1\"></span>gsco<span class=\"_ _1\"></span>ntract<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 724px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 724px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 69px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf5 ws123\" style=\"left: 69px; bottom: 694px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-</span>ink<span class=\"_ _0\"></span>omen Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 694px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 694px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2122 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2123 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 647px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 647px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 647px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 616px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>es Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 616px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 616px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 602px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 602px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 587px; z-index: 15;\">Netto verdiende premies <span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 587px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 587px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2129 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h65 y212a ff374 fs45 fc2a sc0 ls15d ws1ab\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf0 ws1ac\">leve<span class=\"_ _1\"></span>n</span> </span></div>\n<div class=\"t m0 x2c h64 y212b ff374 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Brand, sc<span class=\"_ _0\"></span>hade en ov<span class=\"_ _0\"></span>erige bevat<span class=\"_ _0\"></span> de verzek<span class=\"_ _0\"></span>eringsp<span class=\"_ _0\"></span>remies vo<span class=\"_ _0\"></span>or auto, bra<span class=\"_ _0\"></span>nd en overi<span class=\"_ _0\"></span>ge schade aa<span class=\"_ _0\"></span>n eigendo<span class=\"_ _0\"></span>mmen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y212c ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 478px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 492px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 478px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 492px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 478px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 478px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 447px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 447px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 447px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 432px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 432px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 432px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 417px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 417px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 417px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 403px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 403px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 403px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 560px; bottom: 388px; z-index: 15;\">2</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 388px; z-index: 15;\">6</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 388px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Netto verdiende premies <span class=\"lsf4 ws11a\">Niet<span class=\"ls0 ws0\">-</span></span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 373px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 373px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 373px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2135 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 311px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 326px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 311px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 326px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 311px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 311px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 281px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 281px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 281px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 281px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 266px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 251px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 251px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 251px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 251px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 236px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 236px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 236px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 554px; bottom: 221px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 221px; z-index: 15;\">3</div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 221px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 206px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 206px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 206px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 206px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 195px; height: 911px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 195px; height: 911px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 195px; height: 911px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff379 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verdeling van<span class=\"_ _1\"></span> de netto verdiende<span class=\"_ _1\"></span> premies Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">leven<span class=\"_ _0\"></span> per verz<span class=\"_ _0\"></span>ekeringssegment<span class=\"_ _0\"></span> is als v<span class=\"_ _0\"></span>olgt. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 1065px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 1050px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 1065px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 1050px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1050px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y680 ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2141 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 913px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 898px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 913px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 898px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 898px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 797px; height: 309px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 797px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProfitLossFromOperatingActivitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag438": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>erz<span class=\"_ _0\"></span>ek<span class=\"_ _3\"></span>er<span class=\"_ _0\"></span>ingspremies</div>\n<div class=\"t m0 x2c hbf y1d02 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">Het bruto premie<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">inko</span></span>men Leven</div>\n<div class=\"t m0 x2c hbf y1d03 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">bestaat uit de bruto ontvangen</div>\n<div class=\"t m0 x2c hbf y1d04 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">premies van de</div>\n<div class=\"t m0 x2c hbf y1f76 ff36e fs74 fc14 sc0 ls14c ws1a4\" style=\"z-index: 15;\">verzekeringsmaatschappijen voor</div>\n<div class=\"t m0 x2c hbf y1f77 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">uitgegeven verzekerings<span class=\"ls0\">- <span class=\"ls152 ws1a6\">en </span></span></div>\n<div class=\"t m0 x2c hbf y20e7 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten. Het premie<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x2c hbf y20e8 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">inkomen van</div>\n<div class=\"t m0 x2c hbf y20e9 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">verzekeringscontracten en v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x2c hbf y20ea ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">beleggingscontracten met DPF</div>\n<div class=\"t m0 x2c hbf y20eb ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">wordt verantwoord in de</div>\n<div class=\"t m0 x2c hbf y20ec ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">resultatenrekening. De pr<span class=\"_ _0\"></span>emie<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x2c hbf y20ed ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">instroom van beleggingscontracten</div>\n<div class=\"t m0 x2c hbf y20ee ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">zonder DPF, met name unit<span class=\"ls0 ws0\">-<span class=\"ls14c ws192\">linked </span></span></div>\n<div class=\"t m0 x2c hbf y20ef ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">contracten, wordt <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>na aftrek van</div>\n<div class=\"t m0 x2c hbf y20f0 ff36e fs74 fc14 sc0 ls14c ws192\" style=\"z-index: 15;\">commissies <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span><span class=\"ls152 ws19c\">direct verantwoord </span></span></div>\n<div class=\"t m0 x2c hbf y20f1 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">als verpli<span class=\"ls152 ws19c\">chting (deposit </span></div>\n<div class=\"t m0 x2c hbf y20f2 ff36e fs74 fc14 sc0 ls152 ws19c\" style=\"z-index: 15;\">accounting). Vergoedingen worden</div>\n<div class=\"t m0 x2c hbf y20f3 ff36e fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">in de resultatenrekening a<span class=\"_ _0\"></span>ls baten</div>\n<div class=\"t m0 x2c hbf y20f4 ff36e fs74 fc14 sc0 ls152 ws1a6\" style=\"z-index: 15;\">opgenomen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f5 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f6 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6e3 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y67e ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Leven</span> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y68f ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff36c fs72 fc14 sc0 ls150 ws196\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>e<span class=\"ls0 ws0\">-<span class=\"ls143 ws18d\">inkomen Niet</span>-<span class=\"ls143 ws185\">leven</span> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y6e8 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls146 ws188\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls148 ws18c\">bruto premie<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">inko<span class=\"_ _1\"></span>men</span> </span></span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 654px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d6 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 765px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y20f7 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y20f8 ff36c fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff36c fs72 fc2a sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 hbb y6c6 ff36c fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x85 hbb y685 ff36c fs72 fc14 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Netto verdiende premies L<span class=\"_ _0\"></span>even<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y680 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Netto verdiende premies <span class=\"_ _0\"></span>Niet<span class=\"ls0 ws0\">-<span class=\"ls146 ws188\">lev<span class=\"_ _1\"></span>en</span> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 659px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbb y691 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 770px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff36c fs72 fc14 sc0 ls143 ws183\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 670px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ab hbb y688 ff36c fs72 fc14 sc0 ls143 ws185\" style=\"left: 782px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff36f fs72 fc2a sc0 ls143 ws18d\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Totaal netto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 659px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 hbc y69a ff36f fs72 fc2a sc0 ls143 ws185\" style=\"left: 770px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 412px; height: 549px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 412px; height: 549px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h65 y82e ff374 fs45 fc2a sc0 ls15c ws1aa\" style=\"z-index: 15;\">Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2108 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 1066px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y68f ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws177\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">Unit<span class=\"ls0 ws0\">-<span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y694 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1036px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1036px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1021px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1021px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1021px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls134 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Totaal unit<span class=\"ls0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 1006px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y680 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 1006px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff377 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y67e ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y680 ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 976px; z-index: 15;\">Niet unit<span class=\"ls0 ws0\">-<span class=\"lsf3 ws11f\">l<span class=\"_ _1\"></span>inked co<span class=\"_ _1\"></span>ntrac<span class=\"_ _1\"></span>ten</span> </span></div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 961px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws116\">Geboekte <span class=\"ws115\">eenmalige premies</span></span> </div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 961px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 961px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 947px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 947px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y69a ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 947px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Totaal collectief<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 932px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y685 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 932px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 917px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 917px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 902px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 902px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 887px; z-index: 15;\">Totaal individueel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 608px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h69 y683 ff377 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 780px; bottom: 887px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Totaal niet unit<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsf1 ws115\">linked contracten</span> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 872px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 872px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68d ff377 fs46 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 624px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68d ff376 fs46 fc1b sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 ls115 ws171\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y68b ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 843px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 828px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 828px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y694 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 828px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 813px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 813px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y694 ff376 fs46 fc2a sc0 ls115 ws14d\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Totaal beleggingscontracten met DPF<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 798px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y694 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 798px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h69 y680 ff376 fs46 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Geboekte premies Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 768px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 768px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 753px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte eenmalige premies</span> </div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 753px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 753px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 739px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsf1 ws118\">Geboekte periodieke premies</span> </div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 614px; bottom: 739px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a h67 y685 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 786px; bottom: 739px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf3 ws119\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Premi<span class=\"_ _1\"></span>es inz<span class=\"_ _1\"></span>ake b<span class=\"_ _1\"></span>eleggin<span class=\"_ _1\"></span>gsco<span class=\"_ _1\"></span>ntract<span class=\"_ _1\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 724px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 724px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 69px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y685 ff374 fs46 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf5 ws123\" style=\"left: 69px; bottom: 694px; z-index: 15;\">Bruto pr<span class=\"_ _0\"></span>emie<span class=\"ls0 ws0\">-</span>ink<span class=\"_ _0\"></span>omen Lev<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 694px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 694px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2122 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2123 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 647px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 647px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 h67 y688 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 777px; bottom: 647px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 h67 y683 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 616px; z-index: 15;\">Brut<span class=\"_ _1\"></span>o premi<span class=\"_ _1\"></span>es Leven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 601px; bottom: 616px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 616px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 608px; bottom: 602px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 h67 y683 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 780px; bottom: 602px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 587px; z-index: 15;\">Netto verdiende premies <span class=\"ws116\">Leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 601px; bottom: 587px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 587px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2129 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h65 y212a ff374 fs45 fc2a sc0 ls15d ws1ab\" style=\"z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"lsf0 ws1ac\">leve<span class=\"_ _1\"></span>n</span> </span></div>\n<div class=\"t m0 x2c h64 y212b ff374 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Brand, sc<span class=\"_ _0\"></span>hade en ov<span class=\"_ _0\"></span>erige bevat<span class=\"_ _0\"></span> de verzek<span class=\"_ _0\"></span>eringsp<span class=\"_ _0\"></span>remies vo<span class=\"_ _0\"></span>or auto, bra<span class=\"_ _0\"></span>nd en overi<span class=\"_ _0\"></span>ge schade aa<span class=\"_ _0\"></span>n eigendo<span class=\"_ _0\"></span>mmen.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y212c ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 478px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 492px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 478px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y68b ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 492px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y691 ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 478px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y691 ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 478px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y68f ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 447px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 447px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y691 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 447px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 432px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 432px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68f ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 432px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 417px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 417px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y67e ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 417px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 403px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 403px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y680 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 403px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y67e ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 560px; bottom: 388px; z-index: 15;\">2</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 388px; z-index: 15;\">6</div>\n<div class=\"t m0 x45 h67 y67e ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 388px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Netto verdiende premies <span class=\"lsf4 ws11a\">Niet<span class=\"ls0 ws0\">-</span></span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 373px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 373px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y69a ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 373px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2135 ff374 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 311px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 519px; bottom: 326px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13e h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 487px; bottom: 311px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h67 y6df ff374 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 617px; bottom: 326px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x47 h67 y69a ff374 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 638px; bottom: 311px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h67 y69a ff374 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 311px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 680px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x12c h67 y685 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 795px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws118\" style=\"left: 69px; bottom: 281px; z-index: 15;\">Bruto geboekte premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 542px; bottom: 281px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 658px; bottom: 281px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h67 y6e3 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 773px; bottom: 281px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 266px; z-index: 15;\">Wijziging in niet<span class=\"ls0 ws0\">-</span>verdiende premies, bru<span class=\"_ _0\"></span>to<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 564px; bottom: 266px; z-index: 15;\"> </div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 670px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 266px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 69px; bottom: 251px; z-index: 15;\">Bruto verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 251px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 251px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y683 ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 251px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Uitgaande herverzekeringspremies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 548px; bottom: 236px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 660px; bottom: 236px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2da h67 y688 ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 775px; bottom: 236px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> niet<span class=\"ls0 ws0\">-</span>verdiende premies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x81 h67 y68d ff374 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 554px; bottom: 221px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 676px; bottom: 221px; z-index: 15;\">3</div>\n<div class=\"t m0 x45 h67 y68d ff374 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 221px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 206px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 542px; bottom: 206px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 658px; bottom: 206px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h69 y68b ff376 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 773px; bottom: 206px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 195px; height: 911px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 195px; height: 911px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff379 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">De verdeling van<span class=\"_ _1\"></span> de netto verdiende<span class=\"_ _1\"></span> premies Niet<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span><span class=\"lsed ws11d\">leven<span class=\"_ _0\"></span> per verz<span class=\"_ _0\"></span>ekeringssegment<span class=\"_ _0\"></span> is als v<span class=\"_ _0\"></span>olgt. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x2c h64 y8a6 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 1065px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 1050px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y68b ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 1065px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y68d ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 1050px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y68d ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 1050px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y68b ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y68f ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y694 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y680 ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y680 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y67e ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y67e ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2141 ff379 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 491px; bottom: 913px; z-index: 15;\">Ongevallen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x158 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 459px; bottom: 898px; z-index: 15;\">&amp; gezondheidszorg<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x203 h67 y6e3 ff379 fs46 fc2a sc0 lsf1 ws118\" style=\"left: 602px; bottom: 913px; z-index: 15;\">Brand &amp; schade<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y67e ff379 fs46 fc2a sc0 lsf1 ws115\" style=\"left: 624px; bottom: 898px; z-index: 15;\">en overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3ae h67 y67e ff379 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 772px; bottom: 898px; z-index: 15;\">Totaal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgi\u00eb<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 650px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12c h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 643px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y688 ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 774px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 823px; z-index: 15;\">Eliminatie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xdb h67 y69a ff379 fs46 fc14 sc0 ls0 ws0\" style=\"left: 535px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x24a h67 y69a ff379 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h69 y688 ff37b fs46 fc2a sc0 lsf1 ws115\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Netto verdiende premies N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-</span><span class=\"ws116\">leven<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 643px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h69 y688 ff37b fs46 fc2a sc0 lsf1 ws116\" style=\"left: 774px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 797px; height: 309px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">R<span class=\"_ _3\"></span>enteba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en,<span class=\"_ _0\"></span> dividend<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Rentebaten op geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Rentebaten op beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentebaten uit derivaten aangehouden voor handelsdoeleinden en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbc y68b ff380 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l renteb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividenden op aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Huurbaten uit vastgoedbeleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Huurbaten van parkeergarage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Overige beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff380 fs72 fc2a sc0 ls146 ws188\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls143 ws18d\">rentebaten, dividend en overige beleggingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y214f ff37e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Huurink<span class=\"_ _0\"></span>omsten uit<span class=\"_ _0\"></span> parkeerg<span class=\"_ _0\"></span>arages,<span class=\"_ _0\"></span> in het bijzon<span class=\"_ _0\"></span>der deze<span class=\"_ _0\"></span> in luchthav<span class=\"_ _0\"></span>ens en stadsc<span class=\"_ _0\"></span>entra, o<span class=\"_ _0\"></span>ndervo<span class=\"_ _0\"></span>nden een neg<span class=\"_ _0\"></span>atieve im<span class=\"_ _0\"></span>pact in 20<span class=\"ls140 ws18b\">21 door de C<span class=\"ls153 ws19d\">ovid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c hb8 y2150 ff37e fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">pandemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 549px; height: 412px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Baten uit beleggingen inzak<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">unit<span class=\"_ _0\"></span>-link<span class=\"_ _3\"></span>ed c<span class=\"_ _0\"></span>on<span class=\"_ _0\"></span>tract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff388 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff388 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff38a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff388 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen) <span class=\"ls0 ws0\">- </span><span class=\"ws185\">verzekeringscontracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee hbb y68f ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 786px; z-index: 15;\">(428)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 771px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen) <span class=\"ls0 ws0\">- </span><span class=\"ws185\">beleggingscontracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 771px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff38b fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y688 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 596px; bottom: 756px; z-index: 15;\">(2.643)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Beleggingsbaten <span class=\"ls0 ws0\">- </span>verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Beleggingsbaten <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff38b fs72 fc2a sc0 ls149 ws1af\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 697px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff388 fs72 fc2b sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc2c sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc2c sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff38b fs72 fc2a sc0 ls149 ws199\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal baten uit belegginge<span class=\"_ _1\"></span>n inzake unit<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">linked contracten</span> </span></div>\n<div class=\"t m0 x48 hbc y68f ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 596px; bottom: 667px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68f ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 656px; height: 305px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Commissieba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff38e fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff38e fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Verzekeringen en beleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vermogensbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Garantie<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en bereidstellingcommissies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y69a ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 hbb y69a ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 hbb y694 ff38e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Overige servicevergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff390 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l commi<span class=\"_ _1\"></span>ssieb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff390 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff390 fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c90 ff38e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c91 ff38e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c92 ff38e fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel <span class=\"_ _1\"></span>\u2019Overige serv<span class=\"_ _1\"></span>icevergoedingen\u2019<span class=\"_ _1\"></span> heeft voor<span class=\"_ _1\"></span>namelijk betr<span class=\"_ _1\"></span>ekking op v<span class=\"_ _1\"></span>ergoedingen o<span class=\"_ _1\"></span>ntvangen van<span class=\"_ _1\"></span> Ageas makelaar<span class=\"_ _1\"></span>s voor de<span class=\"_ _1\"></span> verkoop <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x2c hb8 y1c93 ff38e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsp<span class=\"_ _0\"></span>olissen aa<span class=\"_ _0\"></span>n derde part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 638px; height: 323px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag445": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">R<span class=\"_ _3\"></span>enteba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en,<span class=\"_ _0\"></span> dividend<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Rentebaten op geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Rentebaten op beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentebaten uit derivaten aangehouden voor handelsdoeleinden en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbc y68b ff380 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l renteb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividenden op aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Huurbaten uit vastgoedbeleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Huurbaten van parkeergarage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Overige beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff380 fs72 fc2a sc0 ls146 ws188\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls143 ws18d\">rentebaten, dividend en overige beleggingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y214f ff37e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Huurink<span class=\"_ _0\"></span>omsten uit<span class=\"_ _0\"></span> parkeerg<span class=\"_ _0\"></span>arages,<span class=\"_ _0\"></span> in het bijzon<span class=\"_ _0\"></span>der deze<span class=\"_ _0\"></span> in luchthav<span class=\"_ _0\"></span>ens en stadsc<span class=\"_ _0\"></span>entra, o<span class=\"_ _0\"></span>ndervo<span class=\"_ _0\"></span>nden een neg<span class=\"_ _0\"></span>atieve im<span class=\"_ _0\"></span>pact in 20<span class=\"ls140 ws18b\">21 door de C<span class=\"ls153 ws19d\">ovid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c hb8 y2150 ff37e fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">pandemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 549px; height: 412px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 549px; height: 412px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 549px; height: 412px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag443": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">R<span class=\"_ _3\"></span>enteba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en,<span class=\"_ _0\"></span> dividend<span class=\"_ _0\"></span> en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erige bele<span class=\"_ _0\"></span>ggingsb<span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbc y6e3 ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Rentebaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff37e fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Rentebaten op geldmiddelen en kasequivalenten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y68f ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Rentebaten op beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y688 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Rentebaten op leningen aan<span class=\"_ _0\"></span> klanten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Rentebaten uit derivaten aangehouden voor handelsdoeleinden en overige<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff37e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbc y68b ff380 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l renteb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff380 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividenden op aandelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Huurbaten uit vastgoedbeleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Huurbaten van parkeergarage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff37e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Overige beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff37e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff380 fs72 fc2a sc0 ls146 ws188\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l <span class=\"ls143 ws18d\">rentebaten, dividend en overige beleggingsbaten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6be ff380 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff37e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y214f ff37e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Huurink<span class=\"_ _0\"></span>omsten uit<span class=\"_ _0\"></span> parkeerg<span class=\"_ _0\"></span>arages,<span class=\"_ _0\"></span> in het bijzon<span class=\"_ _0\"></span>der deze<span class=\"_ _0\"></span> in luchthav<span class=\"_ _0\"></span>ens en stadsc<span class=\"_ _0\"></span>entra, o<span class=\"_ _0\"></span>ndervo<span class=\"_ _0\"></span>nden een neg<span class=\"_ _0\"></span>atieve im<span class=\"_ _0\"></span>pact in 20<span class=\"ls140 ws18b\">21 door de C<span class=\"ls153 ws19d\">ovid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x2c hb8 y2150 ff37e fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">pandemie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inan<span class=\"_ _1\"></span>cieringsla<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff39d fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leaseverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff39d fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Leningen van banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y694 ff39d fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff39f fs72 fc2a sc0 ls146 ws187\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l fin<span class=\"_ _1\"></span>ancie<span class=\"_ _1\"></span>ringsl<span class=\"_ _1\"></span>asten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag442": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _0\"></span>esultaat op v<span class=\"_ _3\"></span>erk<span class=\"_ _3\"></span>oop en</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">her<span class=\"_ _1\"></span>waa<span class=\"_ _1\"></span>rderingen</div>\n<div class=\"t m0 x82 hbb y6e3 ff383 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff383 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Obligaties aangehouden voor<span class=\"_ _0\"></span> verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Aandelen aangehouden voor ve<span class=\"_ _0\"></span>rkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Financi\u00eble instrumenten aangehouden<span class=\"_ _0\"></span> voor handelsdoeleinden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">9</div>\n<div class=\"t m0 x162 hbb y69a ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Gerealiseerde winst (verlies)<span class=\"_ _0\"></span> op de verkoop van aand<span class=\"_ _0\"></span>elen van dochtermaatschappijen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y694 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 hbb y694 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 hbb y68b ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws185\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y68b ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 712px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 712px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff383 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y6c6 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y6c6 ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 697px; z-index: 15;\">8</div>\n<div class=\"t m0 x162 hbb y67e ff383 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Activa en passiva tegen re<span class=\"_ _0\"></span>\u00eble waarde met waardeverande<span class=\"_ _0\"></span>ringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff383 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">in de resultatenrekening</span> </div>\n<div class=\"t m0 x73 hbb y68f ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 667px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 667px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Afdekkingsresultaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 652px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 652px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff383 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 638px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y685 ff383 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 638px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6be ff385 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Totaal resultaat op verkoop en herwaarderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6be ff385 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 623px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6be ff385 fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 623px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1e54 ff383 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1e55 ff383 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y214f ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Zoals bes<span class=\"_ _0\"></span>chreven i<span class=\"_ _0\"></span>n toelicht<span class=\"_ _0\"></span>ing 20, heef<span class=\"_ _0\"></span>t Ageas SAN<span class=\"_ _0\"></span>V in de loop van</div>\n<div class=\"t m0 x2c hb8 y2150 ff383 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">het vie<span class=\"_ _0\"></span>rde kwart<span class=\"_ _0\"></span>aal van 2<span class=\"_ _0\"></span>022 een t<span class=\"_ _0\"></span>otale <span class=\"ls140\">hoofdsom van EUR </span></div>\n<div class=\"t m0 x2c hb8 y2151 ff383 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">233.250.000 aan<span class=\"_ _1\"></span> FRESH<span class=\"ls0 ws0\">-</span>effec<span class=\"_ _1\"></span>ten overgenomen, die<span class=\"_ _1\"></span> in 2002 waren</div>\n<div class=\"t m0 x2c hb8 y2153 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">uitgegev<span class=\"_ _0\"></span>en door h<span class=\"_ _0\"></span>aar dochte<span class=\"_ _0\"></span>rondern<span class=\"_ _0\"></span>eming Ag<span class=\"_ _0\"></span>easfinlux<span class=\"_ _0\"></span> S.A. De</div>\n<div class=\"t m0 x2c hb8 y2154 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">overnam<span class=\"_ _0\"></span>e result<span class=\"_ _0\"></span>eerde in het ni<span class=\"_ _0\"></span>et langer o<span class=\"_ _0\"></span>pnemen van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c hb8 y2155 ff383 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">corresponderend<span class=\"_ _1\"></span>e verplic<span class=\"_ _1\"></span>hting in de<span class=\"_ _1\"></span> geconsolidee<span class=\"_ _1\"></span>rde balans <span class=\"_ _1\"></span>van<span class=\"ls0 ws0\"> </span><span class=\"ws180\">Ageas </span></div>\n<div class=\"t m0 x2c hb8 y2156 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">groep, wat<span class=\"_ _0\"></span> een winst<span class=\"_ _0\"></span> van EUR 146,<span class=\"_ _0\"></span>3 miljoen opl<span class=\"_ _0\"></span>everde.<span class=\"_ _0\"></span> Dit omvat</div>\n<div class=\"t m0 x2c hb8 y2157 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">voornam<span class=\"_ _0\"></span>elijk het g<span class=\"_ _0\"></span>ecombin<span class=\"_ _0\"></span>eerde effe<span class=\"_ _0\"></span>ct van de winst<span class=\"_ _0\"></span> op de aflossi<span class=\"_ _0\"></span>ng van</div>\n<div class=\"t m0 x2c hb8 y2158 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">de verplic<span class=\"_ _0\"></span>hting en de w<span class=\"_ _0\"></span>inst op het res<span class=\"_ _0\"></span>ultaat op d<span class=\"_ _0\"></span>e bijbehor<span class=\"_ _0\"></span>ende</div>\n<div class=\"t m0 x2c hb8 y2159 ff383 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">kasstroomafdek<span class=\"_ _1\"></span>king (rentes<span class=\"_ _1\"></span>wap), weergege<span class=\"_ _1\"></span>ven in zow<span class=\"ls142 ws181\">el de regels </span></div>\n<div class=\"t m0 x2c hb8 y215a ff383 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">'Overig<span class=\"_ _0\"></span>e' als 'Af<span class=\"_ _0\"></span>dekkin<span class=\"_ _0\"></span>gsresult<span class=\"_ _0\"></span>aten' i<span class=\"_ _0\"></span>n bovenst<span class=\"_ _0\"></span>aande t<span class=\"_ _0\"></span>abel.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y215b ff383 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y215c ff383 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Tevens <span class=\"_ _0\"></span>inbegre<span class=\"_ _0\"></span>pen in de l<span class=\"_ _0\"></span>ijn \"ov<span class=\"_ _0\"></span>erige\" <span class=\"_ _0\"></span>is een wi<span class=\"_ _0\"></span>nst van G<span class=\"_ _0\"></span>BP 47,5</div>\n<div class=\"t m0 x1d hb8 y215d ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">miljoen (v<span class=\"_ _0\"></span>oor belas<span class=\"_ _0\"></span>tingen) o<span class=\"_ _0\"></span>p de verkoop v<span class=\"_ _0\"></span>an de profes<span class=\"_ _0\"></span>sionel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d hb8 y215e ff383 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">verzekeringen<span class=\"_ _1\"></span> voor nieuwe klan<span class=\"_ _1\"></span>ten in het Verenigd<span class=\"_ _1\"></span> Konin<span class=\"ls155 ws1ad\">krijk.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d hb8 y215f ff383 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y2160 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In 2022 heef<span class=\"_ _0\"></span>t Ageas zi<span class=\"_ _0\"></span>jn belang in de j<span class=\"_ _0\"></span>oint ventu<span class=\"_ _0\"></span>re Ageas<span class=\"_ _0\"></span> Federal Lif<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d hb8 y2161 ff383 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Insurance Company L<span class=\"_ _1\"></span>td (AFLIC) vergroo<span class=\"_ _1\"></span>t van 49% naar 74%. <span class=\"ws180\">Onde<span class=\"_ _1\"></span>r </span></div>\n<div class=\"t m0 x1d hb8 y2162 ff383 fs71 fc14 sc0 ls151 ws1ae\" style=\"z-index: 15;\">IFRS wor<span class=\"_ _1\"></span>dt d<span class=\"ls140 ws18b\">eze<span class=\"_ _1\"></span> transactie b<span class=\"_ _1\"></span>eschouwd als<span class=\"_ _1\"></span> een stapsgewij<span class=\"_ _1\"></span>ze overname </span></div>\n<div class=\"t m0 x1d hb8 y2163 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">(step acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n<span class=\"ls140 ws18b\">), vandaar <span class=\"_ _1\"></span>dat het voo<span class=\"_ _1\"></span>rheen gehouden<span class=\"_ _1\"></span> belang <span class=\"_ _1\"></span>van 49% </span></div>\n<div class=\"t m0 x1d hb8 y2164 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">werd beh<span class=\"_ _0\"></span>andeld als<span class=\"_ _0\"></span>of het was afges<span class=\"_ _0\"></span>toten<span class=\"ls0 ws0\"> <span class=\"ls140 ws18b\">en een non</span>-</span><span class=\"ws18b\">cash meerwaa<span class=\"_ _0\"></span>rde </span></div>\n<div class=\"t m0 x1d hb8 y2165 ff383 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">van EUR 50<span class=\"_ _1\"></span> miljoen opl<span class=\"_ _1\"></span>evert<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">(zie toelicht<span class=\"_ _0\"></span>ing 3 Acquis<span class=\"_ _0\"></span>ities en </span></span></div>\n<div class=\"t m0 x1d hb8 y2166 ff383 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">desinves<span class=\"_ _0\"></span>terin<span class=\"_ _0\"></span>gen voor mee<span class=\"_ _0\"></span>r details).<span class=\"_ _0\"></span> Deze winst w<span class=\"_ _0\"></span>erd opge<span class=\"_ _0\"></span>nomen op de</div>\n<div class=\"t m0 x1d hb8 y2167 ff383 fs71 fc14 sc0 ls158 ws1a0\" style=\"z-index: 15;\">lijn '<span class=\"ls140 ws18b\">Investeringen volge<span class=\"_ _1\"></span>ns de equi<span class=\"_ _1\"></span>ty methode'.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 392px; height: 569px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradingIncomeExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag444": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Baten uit beleggingen inzak<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">unit<span class=\"_ _0\"></span>-link<span class=\"_ _3\"></span>ed c<span class=\"_ _0\"></span>on<span class=\"_ _0\"></span>tract<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff388 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff388 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff38a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff388 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen) <span class=\"ls0 ws0\">- </span><span class=\"ws185\">verzekeringscontracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee hbb y68f ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 786px; z-index: 15;\">(428)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 771px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen) <span class=\"ls0 ws0\">- </span><span class=\"ws185\">beleggingscontracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x48 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 596px; bottom: 771px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff38b fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">(On)gerealiseerde winsten / (verliezen)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 hbc y688 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 596px; bottom: 756px; z-index: 15;\">(2.643)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff388 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Beleggingsbaten <span class=\"ls0 ws0\">- </span>verzekeringscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Beleggingsbaten <span class=\"ls0 ws0\">- <span class=\"_ _1\"></span></span>beleggingscontracten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff388 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff38b fs72 fc2a sc0 ls149 ws1af\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Beleggingsbaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 697px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff388 fs72 fc2b sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc2c sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff388 fs72 fc2c sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff38b fs72 fc2a sc0 ls149 ws199\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Totaal baten uit belegginge<span class=\"_ _1\"></span>n inzake unit<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">linked contracten</span> </span></div>\n<div class=\"t m0 x48 hbc y68f ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 596px; bottom: 667px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68f ff38b fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 656px; height: 305px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 656px; height: 305px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNetAssetValueAttributableToUnitholdersExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag436": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Commissieba<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff38e fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff38e fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Herverzekering<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Verzekeringen en beleggingen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vermogensbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Garantie<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en bereidstellingcommissies<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y69a ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 hbb y69a ff38e fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x162 hbb y694 ff38e fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Overige servicevergoedingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff38e fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff390 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l commi<span class=\"_ _1\"></span>ssieb<span class=\"_ _1\"></span>aten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff390 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff390 fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y1c90 ff38e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c91 ff38e fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y1c92 ff38e fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel <span class=\"_ _1\"></span>\u2019Overige serv<span class=\"_ _1\"></span>icevergoedingen\u2019<span class=\"_ _1\"></span> heeft voor<span class=\"_ _1\"></span>namelijk betr<span class=\"_ _1\"></span>ekking op v<span class=\"_ _1\"></span>ergoedingen o<span class=\"_ _1\"></span>ntvangen van<span class=\"_ _1\"></span> Ageas makelaar<span class=\"_ _1\"></span>s voor de<span class=\"_ _1\"></span> verkoop <span class=\"_ _1\"></span>van</div>\n<div class=\"t m0 x2c hb8 y1c93 ff38e fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsp<span class=\"_ _0\"></span>olissen aa<span class=\"_ _0\"></span>n derde part<span class=\"_ _0\"></span>ijen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 638px; height: 323px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 638px; height: 323px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Commissielast<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff3a7 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3a7 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3a7 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Effec<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 hbb y68f ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 771px; z-index: 15;\">1.087<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vermogensbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y688 ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 hbb y69a ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Bewaarneming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y69a ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Overige commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff3a9 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l commi<span class=\"_ _1\"></span>ssiel<span class=\"_ _1\"></span>asten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff3a9 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff3a9 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 701px; height: 260px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag440": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 lsd ws1a\" style=\"z-index: 15;\">b<span class=\"_ _1\"></span>ate<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x82 hbb y6e3 ff393 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff393 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff393 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Opbrengsten uit verkoop v<span class=\"_ _0\"></span>an voor verkoop aangehouden<span class=\"_ _0\"></span> vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Teruggave van personeels<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en overige kosten van derde par<span class=\"_ _0\"></span>tijen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff393 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff395 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Totaal overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y69a ff395 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y69a ff395 fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f7 ff393 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y20f8 ff393 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y216d ff393 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De <span class=\"ls142 ws181\">totale over<span class=\"_ _0\"></span>ige baten o<span class=\"_ _0\"></span>mvatte<span class=\"_ _0\"></span>n de opbren<span class=\"_ _0\"></span>gst van de ver<span class=\"_ _0\"></span>koop van de </span></div>\n<div class=\"t m0 x2c hb8 y216e ff393 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">gebouw<span class=\"_ _0\"></span>en besch<span class=\"_ _0\"></span>ikbaar v<span class=\"_ _0\"></span>oor verk<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e vastg<span class=\"_ _0\"></span>oed</div>\n<div class=\"t m0 x2c hb8 y216f ff393 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsp<span class=\"_ _0\"></span>roject<span class=\"_ _0\"></span>en van AGRE v<span class=\"_ _0\"></span>oor een bedr<span class=\"_ _0\"></span>ag van EUR 12<span class=\"_ _0\"></span>8,1</div>\n<div class=\"t m0 x2c hb8 y2170 ff393 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">miljoen (2<span class=\"_ _1\"></span>021: EUR 128<span class=\"_ _1\"></span>,3 miljoen),<span class=\"_ _1\"></span> doorfactura<span class=\"_ _1\"></span>ties van ser<span class=\"_ _1\"></span>vicekosten i<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1d hb8 y2171 ff393 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">verband<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">met verhuuract<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en, de omz<span class=\"_ _0\"></span>etcijfers<span class=\"_ _0\"></span> van dienstv<span class=\"_ _0\"></span>erlene<span class=\"_ _0\"></span>nde </span></span></div>\n<div class=\"t m0 x1d hb8 y2172 ff393 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">bedrijven en de doo<span class=\"_ _1\"></span>rfacturatie van<span class=\"_ _1\"></span> loon<span class=\"ls0 ws0\">- <span class=\"ls142 ws181\">en overige koste<span class=\"_ _0\"></span>n aan derde </span></span></div>\n<div class=\"t m0 x1d hb8 y2173 ff393 fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">partije<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 636px; height: 325px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 636px; height: 325px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag437": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 lsd ws1a\" style=\"z-index: 15;\">b<span class=\"_ _1\"></span>ate<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x82 hbb y6e3 ff393 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff393 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff393 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff393 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Opbrengsten uit verkoop v<span class=\"_ _0\"></span>an voor verkoop aangehouden<span class=\"_ _0\"></span> vastgoed<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Teruggave van personeels<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en overige kosten van derde par<span class=\"_ _0\"></span>tijen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff393 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff393 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff395 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Totaal overige baten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y69a ff395 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 741px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y69a ff395 fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 741px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f7 ff393 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y20f8 ff393 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y216d ff393 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De <span class=\"ls142 ws181\">totale over<span class=\"_ _0\"></span>ige baten o<span class=\"_ _0\"></span>mvatte<span class=\"_ _0\"></span>n de opbren<span class=\"_ _0\"></span>gst van de ver<span class=\"_ _0\"></span>koop van de </span></div>\n<div class=\"t m0 x2c hb8 y216e ff393 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">gebouw<span class=\"_ _0\"></span>en besch<span class=\"_ _0\"></span>ikbaar v<span class=\"_ _0\"></span>oor verk<span class=\"_ _0\"></span>oop van d<span class=\"_ _0\"></span>e vastg<span class=\"_ _0\"></span>oed</div>\n<div class=\"t m0 x2c hb8 y216f ff393 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">ontwikk<span class=\"_ _0\"></span>elingsp<span class=\"_ _0\"></span>roject<span class=\"_ _0\"></span>en van AGRE v<span class=\"_ _0\"></span>oor een bedr<span class=\"_ _0\"></span>ag van EUR 12<span class=\"_ _0\"></span>8,1</div>\n<div class=\"t m0 x2c hb8 y2170 ff393 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">miljoen (2<span class=\"_ _1\"></span>021: EUR 128<span class=\"_ _1\"></span>,3 miljoen),<span class=\"_ _1\"></span> doorfactura<span class=\"_ _1\"></span>ties van ser<span class=\"_ _1\"></span>vicekosten i<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x1d hb8 y2171 ff393 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">verband<span class=\"ls0 ws0\"> <span class=\"ls142 ws181\">met verhuuract<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en, de omz<span class=\"_ _0\"></span>etcijfers<span class=\"_ _0\"></span> van dienstv<span class=\"_ _0\"></span>erlene<span class=\"_ _0\"></span>nde </span></span></div>\n<div class=\"t m0 x1d hb8 y2172 ff393 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">bedrijven en de doo<span class=\"_ _1\"></span>rfacturatie van<span class=\"_ _1\"></span> loon<span class=\"ls0 ws0\">- <span class=\"ls142 ws181\">en overige koste<span class=\"_ _0\"></span>n aan derde </span></span></div>\n<div class=\"t m0 x1d hb8 y2173 ff393 fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">partije<span class=\"_ _0\"></span>n.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 636px; height: 325px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls86 wsa1\" style=\"z-index: 15;\">l<span class=\"_ _1\"></span>a<span class=\"_ _1\"></span>ste<span class=\"_ _1\"></span>n</div>\n\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Afschrijving van materi\u00eb<span class=\"_ _0\"></span>le vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gebouwen voor eigen <span class=\"_ _0\"></span>gebruik en parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Verbeteringen aan gehuurde<span class=\"_ _0\"></span> objecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Bedrijfsmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6c6 ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijving van immateri\u00eble v<span class=\"_ _0\"></span>aste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6c6 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Geko<span class=\"_ _1\"></span>chte <span class=\"_ _1\"></span>soft<span class=\"_ _1\"></span>ware<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Zelf ontwikkelde software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6e8 ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Overige huurlasten en gerela<span class=\"_ _0\"></span>teerde lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Variabele leasebetalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoed voor eigen <span class=\"_ _0\"></span>gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Advieskos<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Afschrijving overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing en public relation<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls160 ws1b3\" style=\"left: 69px; bottom: 474px; z-index: 15;\">IT<span class=\"ls0 ws0\">-<span class=\"ls143 ws185\">kosten</span> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Onderhouds<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en reparatiekosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Kostprijs van vastgoed aangeh<span class=\"_ _0\"></span>ouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Totaal overige lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y21a1 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21a2 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21a3 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De parkeerbehe<span class=\"_ _1\"></span>erder van A<span class=\"_ _1\"></span>geas Interpar<span class=\"_ _1\"></span>king maak<span class=\"_ _1\"></span>t gebruik van</div>\n<div class=\"t m0 x2c hb8 y21a4 ff3b1 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">regeli<span class=\"_ _0\"></span>ngen waar<span class=\"_ _0\"></span>bij een v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e lease w<span class=\"_ _0\"></span>ordt bet<span class=\"_ _0\"></span>aald vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x2c hb8 y21a5 ff3b1 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>garages<span class=\"_ _0\"></span>. De variab<span class=\"_ _0\"></span>ele lease<span class=\"_ _0\"></span>kosten zi<span class=\"_ _0\"></span>jn hoger in 20<span class=\"_ _0\"></span>22 als gevol<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c hb8 y21a6 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">van het he<span class=\"_ _1\"></span>rstel van d<span class=\"_ _1\"></span>e impact v<span class=\"_ _1\"></span>an de Covid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span>pandem<span class=\"_ _1\"></span>ie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hb8 y21a7 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y21a8 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws18a\">\u2018Operationele<span class=\"_ _1\"></span> en overige directe<span class=\"_ _1\"></span> kosten verband houd<span class=\"_ _1\"></span>end met </span></div>\n<div class=\"t m0 x1d hb8 y21a9 ff3b1 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen\u2019 wordt dee<span class=\"_ _1\"></span>ls gecompenseerd<span class=\"_ _1\"></span> door inkomsten</div>\n<div class=\"t m0 x1d hb8 y21aa ff3b1 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zoals ver<span class=\"_ _0\"></span>meld in toel<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g 35 \u2018Overig<span class=\"_ _0\"></span>e baten\u2019. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 294px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 294px; height: 667px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff3b8 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff3b8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff3b6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor 2022 en 2<span class=\"_ _0\"></span>021 zijn dez<span class=\"_ _0\"></span><span class=\"lsef ws11e\">e als volgt sameng<span class=\"_ _1\"></span>esteld:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontroleopdra<span class=\"_ _1\"></span>chten: hierbij zijn<span class=\"_ _1\"></span> inbegrepen de vergoed<span class=\"_ _1\"></span>ingen voor het<span class=\"_ _1\"></span> controleren van de s<span class=\"_ _1\"></span>tatutaire, de geco<span class=\"ws113\">n<span class=\"_ _1\"></span>solideerde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5a ff3b6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarrekening(en<span class=\"_ _1\"></span>) en de beoordel<span class=\"_ _1\"></span>ing van het tussen<span class=\"_ _1\"></span>tijds financieel<span class=\"_ _1\"></span> verslag;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5b ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontrole gerela<span class=\"_ _1\"></span>teerde opdrachten<span class=\"_ _1\"></span>: hierbij zijn<span class=\"_ _1\"></span> inbegrepen vergoedin<span class=\"_ _1\"></span>gen voor werkzaamh<span class=\"_ _1\"></span>eden verricht in<span class=\"_ _1\"></span> het k<span class=\"lsed ws112\">ader van </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5c ff3b6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prospect<span class=\"_ _0\"></span>ussen,<span class=\"_ _0\"></span> vergoedi<span class=\"_ _0\"></span>ngen vo<span class=\"_ _0\"></span>or bijz<span class=\"_ _0\"></span>ondere c<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>es en advi<span class=\"_ _0\"></span>sering d<span class=\"_ _0\"></span>ie geen v<span class=\"_ _0\"></span>erband h<span class=\"_ _0\"></span>oudt met<span class=\"_ _0\"></span> statut<span class=\"_ _0\"></span>aire co<span class=\"_ _0\"></span>ntroles;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5d ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws113\">v<span class=\"_ _1\"></span>ergo<span class=\"ws11e\">edingen voor b<span class=\"_ _1\"></span>elastingadvie<span class=\"_ _1\"></span>zen;</span></span><span class=\"ff3b6\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb5e ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsed ws112\">overige niet</span><span class=\"ff3b6\">-<span class=\"lsef ws11d\">controle gerelate<span class=\"_ _1\"></span>erde vergoed<span class=\"_ _1\"></span>ingen: dit <span class=\"_ _1\"></span>betreft onder<span class=\"_ _1\"></span> meer koste<span class=\"_ _1\"></span>n van onder<span class=\"_ _1\"></span>steuning en ad<span class=\"_ _1\"></span>visering.</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb5f ff3b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 499px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 501px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 512px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 594px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 588px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 599px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 671px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 673px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 684px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 776px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 765px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 759px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff3b6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Controle<span class=\"ls0 ws0\">-</span><span class=\"ws118\">gerelateerde kosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belastingadvieskosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff3b6 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">controlegerelateerde kosten</span> </span></div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff3bb fs46 fc2a sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 791px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 778px; height: 328px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 778px; height: 328px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag451": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Sch<span class=\"_ _1\"></span>adelasten en</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">uitk<span class=\"_ _0\"></span>eringen</div>\n<div class=\"t m0 x82 hbb y6e3 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff39a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Levensverzekeringen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 786px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 786px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff398 fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws185\">levensverzekeringen</span> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 771px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Algemene rekening en <span class=\"_ _0\"></span>eliminaties<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen,<span class=\"_ _0\"></span> netto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 741px; z-index: 15;\">7.484<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 741px; z-index: 15;\">7.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y20f7 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y20f8 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6c6 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6c6 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y685 ff39a fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff398 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 664px; z-index: 15;\">Uitkeringen en afkopen, bruto<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y680 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 664px; z-index: 15;\">5.096<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y680 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 664px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff398 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Wijzigingen verplichtingen <span class=\"ws183\">levensverzekering, bruto<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xee hbb y691 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 649px; z-index: 15;\">(274)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 649px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen Le<span class=\"_ _0\"></span>ven, br<span class=\"_ _0\"></span>uto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 634px; z-index: 15;\">4.822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y688 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 634px; z-index: 15;\">4.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> schadelasten en uitkeringen<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y691 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen Le<span class=\"_ _0\"></span>ven, ne<span class=\"_ _0\"></span>tto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y691 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 604px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y691 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 604px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2177 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y2178 ff398 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y685 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y685 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 557px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y685 ff398 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 557px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff39a fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y680 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y680 ff398 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68d ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Schaden, bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68d ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 527px; z-index: 15;\">2.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68d ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 527px; z-index: 15;\">2.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Wijzigingen in verplichtingen i<span class=\"_ _0\"></span>nzake verzekeringscontracten, bruto<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 512px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 512px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"ls149 ws18e\">leven, bruto</span> </span></div>\n<div class=\"t m0 x51 hbc y680 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 497px; z-index: 15;\">2.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y680 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 497px; z-index: 15;\">2.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff398 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Aandeel herverzekeraars in<span class=\"_ _0\"></span> betaalde schaden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 482px; z-index: 15;\">(191)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y694 ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 482px; z-index: 15;\">(193)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Aandeel <span class=\"ws183\">herverzekeraars in wijziging in v<span class=\"_ _0\"></span>erplichtingen inzake verzekeringscon<span class=\"_ _0\"></span>tracten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x73 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 468px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff398 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 468px; z-index: 15;\">(76)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6e3 ff39a fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> schade<span class=\"_ _0\"></span>lasten e<span class=\"_ _0\"></span>n uitker<span class=\"_ _0\"></span>ingen N<span class=\"_ _0\"></span>iet<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">leven, netto</span> </span></div>\n<div class=\"t m0 x51 hbc y6e3 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 453px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y6e3 ff39a fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 453px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 442px; height: 519px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 442px; height: 519px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfClaimsAndBenefitsPaidExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag446": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inan<span class=\"_ _1\"></span>cieringsla<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff39d fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leaseverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff39d fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Leningen van banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y694 ff39d fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff39f fs72 fc2a sc0 ls146 ws187\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l fin<span class=\"_ _1\"></span>ancie<span class=\"_ _1\"></span>ringsl<span class=\"_ _1\"></span>asten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 701px; height: 260px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 701px; height: 260px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag454": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inan<span class=\"_ _1\"></span>cieringsla<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff39d fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leaseverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff39d fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Leningen van banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y694 ff39d fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff39f fs72 fc2a sc0 ls146 ws187\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l fin<span class=\"_ _1\"></span>ancie<span class=\"_ _1\"></span>ringsl<span class=\"_ _1\"></span>asten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 701px; height: 260px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Wijzigingen bijzo<span class=\"_ _0\"></span>ndere</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">w<span class=\"_ _0\"></span>aa<span class=\"_ _1\"></span>rde<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erminderingen</div>\n<div class=\"t m0 x82 hbb y6e3 ff3a2 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3a2 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Beleggingen in aandelen en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Investeringen in schuldbewijzen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6e8 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6e8 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x267 hbb y688 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y69a ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 741px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y69a ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws185\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y694 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> <span class=\"ws185\">vorderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y68b ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 712px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y68b ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 712px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 hbb y6c6 ff3a2 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y6c6 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">2</div>\n<div class=\"t m0 x267 hbb y6c6 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 hbb y68f ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbc y6e8 ff3a4 fs72 fc2a sc0 ls149 ws199\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal wijzigingen in bi<span class=\"_ _1\"></span>jzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3a4 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbc y6e8 ff3a4 fs72 fc2a sc0 ls143 ws185\" style=\"left: 786px; bottom: 652px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2188 ff3a2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y2189 ff3a2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218a ff3a2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Er werd ee<span class=\"_ _1\"></span>n bijzonder<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringsverlies<span class=\"_ _1\"></span> van EUR 29 <span class=\"_ _1\"></span>miljoen gebo<span class=\"_ _1\"></span>ekt in d<span class=\"_ _1\"></span>e lijn \u201cin<span class=\"_ _1\"></span>vesteringen <span class=\"_ _1\"></span>volgens de equ<span class=\"_ _1\"></span>ity<span class=\"ls0 ws0\">-</span><span class=\"ls142\">methode\u201d, m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c hb8 y218b ff3a2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">het belang in Ro<span class=\"_ _1\"></span>yal Sundaram Genera<span class=\"_ _1\"></span>l Insurance Company Lim<span class=\"_ _1\"></span>ited.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 579px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Commissielast<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x82 hbb y6e3 ff3a7 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3a7 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3a7 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Effec<span class=\"_ _1\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x17 hbb y68f ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Tussenpersonen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 771px; z-index: 15;\">1.087<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y6e8 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vermogensbeheer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y688 ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 hbb y69a ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Bewaarneming<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x17 hbb y69a ff3a7 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x162 hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Overige commissielasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3a7 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff3a9 fs72 fc2a sc0 ls150 ws196\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l commi<span class=\"_ _1\"></span>ssiel<span class=\"_ _1\"></span>asten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff3a9 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y68b ff3a9 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls96 wsb2\" style=\"z-index: 15;\">P<span class=\"_ _0\"></span>er<span class=\"_ _1\"></span>sone<span class=\"_ _1\"></span>el<span class=\"_ _1\"></span>sk<span class=\"_ _0\"></span>osten</div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff3ae fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Salarissen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Sociale<span class=\"ls0 ws0\">-</span>zekerheidslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3ac fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Lasten pensioenregelingen op basis van pensioenregelingen met vaste toezegging<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Lasten pensioenregelingen op ba<span class=\"_ _0\"></span>sis van beschikbare premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 x4a hbb y69a ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Op aandelen gebaseerde belo<span class=\"_ _0\"></span>ning<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68b ff3ac fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff3ae fs72 fc2a sc0 ls146 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l pe<span class=\"_ _1\"></span>rsone<span class=\"_ _1\"></span>elsko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y218d ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218e ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218f ff3ac fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e is inclus<span class=\"_ _0\"></span>ief ho<span class=\"_ _0\"></span>ofdzakel<span class=\"_ _0\"></span>ijk and<span class=\"_ _0\"></span>ere kort<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c hb8 y2190 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">werknemersvoordel<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2191 ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y2192 ff3ac fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In toelicht<span class=\"_ _0\"></span>ing 6 sect<span class=\"_ _0\"></span>ie 6.1 <span class=\"ls140 ws18a\">Personeelsvergoedin<span class=\"_ _1\"></span>gen is nadere in<span class=\"_ _1\"></span>formatie </span></div>\n<div class=\"t m0 x1d hb8 y2193 ff3ac fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">te vinden<span class=\"_ _1\"></span> over de pe<span class=\"_ _1\"></span>rsonele ver<span class=\"_ _1\"></span>goedingen na <span class=\"_ _1\"></span>dienstverband<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d hb8 y2194 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">langetermijnpe<span class=\"_ _1\"></span>rsoneelsbeloning<span class=\"_ _1\"></span>en, waaronder pen<span class=\"_ _1\"></span>sioenkosten uit</div>\n<div class=\"t m0 x1d hb8 y2195 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">hoofde van toegeze<span class=\"_ _1\"></span>gdpensioenregel<span class=\"_ _1\"></span>ingen en toegezegde<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d hb8 y2196 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">bijdrageregel<span class=\"_ _1\"></span>ingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 576px; height: 385px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls86 wsa1\" style=\"z-index: 15;\">l<span class=\"_ _1\"></span>a<span class=\"_ _1\"></span>ste<span class=\"_ _1\"></span>n</div>\n\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Afschrijving van materi\u00eb<span class=\"_ _0\"></span>le vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gebouwen voor eigen <span class=\"_ _0\"></span>gebruik en parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Verbeteringen aan gehuurde<span class=\"_ _0\"></span> objecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Bedrijfsmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6c6 ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijving van immateri\u00eble v<span class=\"_ _0\"></span>aste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6c6 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Geko<span class=\"_ _1\"></span>chte <span class=\"_ _1\"></span>soft<span class=\"_ _1\"></span>ware<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Zelf ontwikkelde software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6e8 ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Overige huurlasten en gerela<span class=\"_ _0\"></span>teerde lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Variabele leasebetalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoed voor eigen <span class=\"_ _0\"></span>gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Advieskos<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Afschrijving overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing en public relation<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls160 ws1b3\" style=\"left: 69px; bottom: 474px; z-index: 15;\">IT<span class=\"ls0 ws0\">-<span class=\"ls143 ws185\">kosten</span> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Onderhouds<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en reparatiekosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Kostprijs van vastgoed aangeh<span class=\"_ _0\"></span>ouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Totaal overige lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y21a1 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21a2 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21a3 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De parkeerbehe<span class=\"_ _1\"></span>erder van A<span class=\"_ _1\"></span>geas Interpar<span class=\"_ _1\"></span>king maak<span class=\"_ _1\"></span>t gebruik van</div>\n<div class=\"t m0 x2c hb8 y21a4 ff3b1 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">regeli<span class=\"_ _0\"></span>ngen waar<span class=\"_ _0\"></span>bij een v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e lease w<span class=\"_ _0\"></span>ordt bet<span class=\"_ _0\"></span>aald vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x2c hb8 y21a5 ff3b1 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>garages<span class=\"_ _0\"></span>. De variab<span class=\"_ _0\"></span>ele lease<span class=\"_ _0\"></span>kosten zi<span class=\"_ _0\"></span>jn hoger in 20<span class=\"_ _0\"></span>22 als gevol<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c hb8 y21a6 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">van het he<span class=\"_ _1\"></span>rstel van d<span class=\"_ _1\"></span>e impact v<span class=\"_ _1\"></span>an de Covid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span>pandem<span class=\"_ _1\"></span>ie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hb8 y21a7 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y21a8 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws18a\">\u2018Operationele<span class=\"_ _1\"></span> en overige directe<span class=\"_ _1\"></span> kosten verband houd<span class=\"_ _1\"></span>end met </span></div>\n<div class=\"t m0 x1d hb8 y21a9 ff3b1 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen\u2019 wordt dee<span class=\"_ _1\"></span>ls gecompenseerd<span class=\"_ _1\"></span> door inkomsten</div>\n<div class=\"t m0 x1d hb8 y21aa ff3b1 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zoals ver<span class=\"_ _0\"></span>meld in toel<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g 35 \u2018Overig<span class=\"_ _0\"></span>e baten\u2019. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 294px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff3b8 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff3b8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff3b6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor 2022 en 2<span class=\"_ _0\"></span>021 zijn dez<span class=\"_ _0\"></span><span class=\"lsef ws11e\">e als volgt sameng<span class=\"_ _1\"></span>esteld:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontroleopdra<span class=\"_ _1\"></span>chten: hierbij zijn<span class=\"_ _1\"></span> inbegrepen de vergoed<span class=\"_ _1\"></span>ingen voor het<span class=\"_ _1\"></span> controleren van de s<span class=\"_ _1\"></span>tatutaire, de geco<span class=\"ws113\">n<span class=\"_ _1\"></span>solideerde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5a ff3b6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarrekening(en<span class=\"_ _1\"></span>) en de beoordel<span class=\"_ _1\"></span>ing van het tussen<span class=\"_ _1\"></span>tijds financieel<span class=\"_ _1\"></span> verslag;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5b ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontrole gerela<span class=\"_ _1\"></span>teerde opdrachten<span class=\"_ _1\"></span>: hierbij zijn<span class=\"_ _1\"></span> inbegrepen vergoedin<span class=\"_ _1\"></span>gen voor werkzaamh<span class=\"_ _1\"></span>eden verricht in<span class=\"_ _1\"></span> het k<span class=\"lsed ws112\">ader van </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5c ff3b6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prospect<span class=\"_ _0\"></span>ussen,<span class=\"_ _0\"></span> vergoedi<span class=\"_ _0\"></span>ngen vo<span class=\"_ _0\"></span>or bijz<span class=\"_ _0\"></span>ondere c<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>es en advi<span class=\"_ _0\"></span>sering d<span class=\"_ _0\"></span>ie geen v<span class=\"_ _0\"></span>erband h<span class=\"_ _0\"></span>oudt met<span class=\"_ _0\"></span> statut<span class=\"_ _0\"></span>aire co<span class=\"_ _0\"></span>ntroles;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5d ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws113\">v<span class=\"_ _1\"></span>ergo<span class=\"ws11e\">edingen voor b<span class=\"_ _1\"></span>elastingadvie<span class=\"_ _1\"></span>zen;</span></span><span class=\"ff3b6\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb5e ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsed ws112\">overige niet</span><span class=\"ff3b6\">-<span class=\"lsef ws11d\">controle gerelate<span class=\"_ _1\"></span>erde vergoed<span class=\"_ _1\"></span>ingen: dit <span class=\"_ _1\"></span>betreft onder<span class=\"_ _1\"></span> meer koste<span class=\"_ _1\"></span>n van onder<span class=\"_ _1\"></span>steuning en ad<span class=\"_ _1\"></span>visering.</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb5f ff3b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 499px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 501px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 512px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 594px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 588px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 599px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 671px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 673px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 684px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 776px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 765px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 759px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff3b6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Controle<span class=\"ls0 ws0\">-</span><span class=\"ws118\">gerelateerde kosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belastingadvieskosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff3b6 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">controlegerelateerde kosten</span> </span></div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff3bb fs46 fc2a sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 791px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 778px; height: 328px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Bela<span class=\"_ _1\"></span>stinge<span class=\"_ _1\"></span>n op</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">de winst</div>\n<div class=\"t m0 x82 hbb y6e3 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Belasting over het boekjaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Aanpassing belastingen voorgaande<span class=\"_ _0\"></span> jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 771px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 771px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff3be fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Totaal actuele belastinglast<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y688 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y688 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Uitgestelde belastingen van h<span class=\"_ _0\"></span>et boekjaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 727px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Invloed belastingtariefwijzigingen op uitgestelde <span class=\"ws185\">belastingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Uitgestelde belastingen voortvloeiend<span class=\"_ _0\"></span> uit de afboeking (of <span class=\"_ _0\"></span>terugname)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6c6 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6c6 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">van een uitgestelde belastingvordering</span> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Voorheen niet erkende bela<span class=\"_ _0\"></span>stingverliezen, belastingfaciliteiten en<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">tijdelijke verschillen die uitgestelde <span class=\"ws18d\">wins<span class=\"_ _0\"></span>tbelastingen verminderen<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x17 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 652px; z-index: 15;\">3</div>\n<div class=\"t m0 x267 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y685 ff3be fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal uitgestelde belastinglasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbc y685 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y685 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6e8 ff3be fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> belasti<span class=\"_ _0\"></span>ngen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y21c1 ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21c2 ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21c3 ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Hieron<span class=\"_ _0\"></span>der volgt ee<span class=\"_ _0\"></span>n afstemm<span class=\"_ _0\"></span>ing van de ver<span class=\"_ _0\"></span>wachte wi<span class=\"_ _0\"></span>nstbelas<span class=\"_ _0\"></span>tingen o<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c hb8 y21c4 ff3bc fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">de <span class=\"ws181\">feitelij<span class=\"_ _0\"></span>ke winst<span class=\"_ _0\"></span>belastin<span class=\"_ _0\"></span>gen. Van<span class=\"_ _0\"></span>wege de cons<span class=\"_ _0\"></span>olidati<span class=\"_ _0\"></span>e van de </span></div>\n<div class=\"t m0 x2c hb8 y21c5 ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble versl<span class=\"_ _0\"></span>aggevin<span class=\"_ _0\"></span>g door de Belg<span class=\"_ _0\"></span>ische top<span class=\"_ _0\"></span>holding A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V,</div>\n<div class=\"t m0 x2c hb8 y21c6 ff3bc fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">wordt als<span class=\"_ _1\"></span> belastingper<span class=\"_ _1\"></span>centage voor<span class=\"_ _1\"></span> de groep he<span class=\"_ _1\"></span>t geldend</div>\n<div class=\"t m0 x2c hb8 y21c7 ff3bc fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">belastingper<span class=\"_ _1\"></span>centage voor vennoo<span class=\"_ _1\"></span>tschapsbelasting<span class=\"_ _1\"></span> in Belgi\u00eb gehant<span class=\"_ _1\"></span>eerd.</div>\n<div class=\"t m0 x2c hb8 y21c8 ff3bc fs71 fc14 sc0 ls147 ws189\" style=\"z-index: 15;\">Afw<span class=\"ls142 ws181\">ijkinge<span class=\"_ _0\"></span>n tussen<span class=\"_ _0\"></span> de verwacht<span class=\"_ _0\"></span>e winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en en de feite<span class=\"_ _0\"></span>lijke </span></div>\n<div class=\"t m0 x1d hb8 y21c9 ff3bc fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">winstbelastinge<span class=\"_ _1\"></span>n in de <span class=\"_ _1\"></span>verschillende<span class=\"_ _1\"></span> rechtsgebieden <span class=\"_ _1\"></span>waar de A<span class=\"_ _1\"></span>geas</div>\n<div class=\"t m0 x1d hb8 y21ca ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Groep acti<span class=\"_ _0\"></span>ef is en die het<span class=\"_ _0\"></span> gevolg zijn va<span class=\"_ _0\"></span>n lokale bel<span class=\"_ _0\"></span>astingw<span class=\"_ _0\"></span>etten en <span class=\"ls0 ws0\">\u2013</span></div>\n<div class=\"t m0 x1d hb8 y21cb ff3bc fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">regels, worden<span class=\"_ _1\"></span> opgenomen tegen de va<span class=\"_ _1\"></span>n toepassing zijnd<span class=\"_ _1\"></span>e l<span class=\"ls142 ws182\">okale </span></div>\n<div class=\"t m0 x1d hb8 y21cc ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngperce<span class=\"_ _0\"></span>ntages en ku<span class=\"_ _0\"></span>nnen wor<span class=\"_ _0\"></span>den onderv<span class=\"_ _0\"></span>erdeel<span class=\"_ _0\"></span>d in de volgen<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d hb8 y21cd ff3bc fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">categorie\u00ebn.</div>\n<div class=\"t m0 x2c hb8 y21ce ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 451px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6c6 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 451px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6c6 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 451px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3bc fs72 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 420px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 420px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 420px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 405px; z-index: 15;\">Toepasselijk belastingpercentage <span class=\"_ _0\"></span>voor de groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd3 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 593px; bottom: 405px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd3 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 765px; bottom: 405px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 390px; z-index: 15;\">Verwachte winstbelastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 390px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 390px; z-index: 15;\">308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff3be fs72 fc2a sc0 ls148 ws0\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Stijgi<span class=\"_ _0\"></span>ng (da<span class=\"_ _0\"></span>ling) te<span class=\"_ _0\"></span>gen l<span class=\"_ _0\"></span>okale <span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen <span class=\"_ _0\"></span>als gev<span class=\"_ _0\"></span>olg va<span class=\"_ _0\"></span>n:<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x267 hbc y680 ff3be fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y680 ff3be fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Fiscaal vrijgestelde inkomsten<span class=\"_ _0\"></span> (inclusief dividend en ver<span class=\"_ _0\"></span>mogenswinsten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 361px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 361px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Aandeel in nettoresultaat van<span class=\"_ _0\"></span> deelnemingen en joint ven<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 346px; z-index: 15;\">(62)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 346px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3bc fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">aftrekbare posten</span> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 331px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 331px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Voorheen niet opgenomen bela<span class=\"_ _0\"></span>stingverliezen en tijdelijke <span class=\"_ _0\"></span>verschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 316px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Afboeking en terugname van<span class=\"_ _0\"></span> afboeking van uitgestelde bela<span class=\"_ _0\"></span>stingvorderingen,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y683 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">inclusief niet</span>-<span class=\"ls143 ws183\">verrekenbaar geachte belastingverliezen van h<span class=\"_ _0\"></span>et huidig jaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y683 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 286px; z-index: 15;\">4</div>\n<div class=\"t m0 x4a hbb y683 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 286px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Invloed van <span class=\"ws18d\">wijziging belastingtarief op tijdelijke verschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 272px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 hbb y685 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 272px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Invloed van afwijkende buitenlan<span class=\"_ _0\"></span>dse belastingtarieven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 257px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Aanpassingen voor actuele en<span class=\"_ _0\"></span> uitgestelde belastingen van<span class=\"_ _0\"></span> voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 242px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 242px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 227px; z-index: 15;\">Uitgestelde belastingen op in<span class=\"_ _0\"></span>vesteringen in <span class=\"ws185\">dochterondernemingen,<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y688 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y688 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 212px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">deelnemingen en joint ventures</span> </div>\n<div class=\"t m0 x4a hbb y680 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 212px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y680 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 212px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 197px; z-index: 15;\">Lokale winstbelasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y694 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 197px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y694 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 197px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 182px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws185\">(staat/stad/regio/gemeente)</span> </div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 182px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 182px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff3bc fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 168px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e3 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 168px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e3 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 168px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff3be fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 153px; z-index: 15;\">Werkel<span class=\"_ _0\"></span>ijke wins<span class=\"_ _0\"></span>tbela<span class=\"_ _0\"></span>stinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y67e ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 153px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y67e ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 153px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 142px; height: 819px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag455": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _0\"></span>inan<span class=\"_ _1\"></span>cieringsla<span class=\"_ _1\"></span>sten</div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff39d fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff39d fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Achtergestelde schulden<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Leaseverplichting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff39d fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Leningen van banken<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Derivaten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff39d fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y694 ff39d fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff39d fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y68b ff39f fs72 fc2a sc0 ls146 ws187\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l fin<span class=\"_ _1\"></span>ancie<span class=\"_ _1\"></span>ringsl<span class=\"_ _1\"></span>asten<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y68b ff39f fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 701px; height: 260px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag452": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Wijzigingen bijzo<span class=\"_ _0\"></span>ndere</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">w<span class=\"_ _0\"></span>aa<span class=\"_ _1\"></span>rde<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>erminderingen</div>\n<div class=\"t m0 x82 hbb y6e3 ff3a2 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3a2 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Beleggingen in aandelen en<span class=\"_ _0\"></span> overige beleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 786px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Investeringen in schuldbewijzen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6e8 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6e8 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x267 hbb y688 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y69a ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Leningen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y69a ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 741px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y69a ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Investeringen volgens de equi<span class=\"_ _0\"></span>ty<span class=\"ls0 ws0\">-</span><span class=\"ws185\">methode<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y694 ff3a2 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y694 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Herverzekering en overige<span class=\"_ _0\"></span> <span class=\"ws185\">vorderingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y68b ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 712px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y68b ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 712px; z-index: 15;\">3</div>\n<div class=\"t m0 x162 hbb y6c6 ff3a2 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Materi\u00eble vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y6c6 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">2</div>\n<div class=\"t m0 x267 hbb y6c6 ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Goodwill en overige im<span class=\"_ _0\"></span>materi\u00eble activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">1</div>\n<div class=\"t m0 x17 hbb y67e ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbb y68f ff3a2 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Overlopende rente en <span class=\"_ _0\"></span>overige activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x17 hbb y68f ff3a2 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 hbc y6e8 ff3a4 fs72 fc2a sc0 ls149 ws199\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Totaal wijzigingen in bi<span class=\"_ _1\"></span>jzondere waardeverminderingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3a4 fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 652px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbc y6e8 ff3a4 fs72 fc2a sc0 ls143 ws185\" style=\"left: 786px; bottom: 652px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2188 ff3a2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y2189 ff3a2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218a ff3a2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Er werd ee<span class=\"_ _1\"></span>n bijzonder<span class=\"_ _1\"></span> waardeverminde<span class=\"_ _1\"></span>ringsverlies<span class=\"_ _1\"></span> van EUR 29 <span class=\"_ _1\"></span>miljoen gebo<span class=\"_ _1\"></span>ekt in d<span class=\"_ _1\"></span>e lijn \u201cin<span class=\"_ _1\"></span>vesteringen <span class=\"_ _1\"></span>volgens de equ<span class=\"_ _1\"></span>ity<span class=\"ls0 ws0\">-</span><span class=\"ls142\">methode\u201d, m<span class=\"_ _0\"></span>et betrek<span class=\"_ _0\"></span>king tot<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x2c hb8 y218b ff3a2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">het belang in Ro<span class=\"_ _1\"></span>yal Sundaram Genera<span class=\"_ _1\"></span>l Insurance Company Lim<span class=\"_ _1\"></span>ited.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 579px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 579px; height: 382px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag449": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls96 wsb2\" style=\"z-index: 15;\">P<span class=\"_ _0\"></span>er<span class=\"_ _1\"></span>sone<span class=\"_ _1\"></span>el<span class=\"_ _1\"></span>sk<span class=\"_ _0\"></span>osten</div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3ac fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff3ae fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Salarissen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Sociale<span class=\"ls0 ws0\">-</span>zekerheidslasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3ac fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Lasten pensioenregelingen op basis van pensioenregelingen met vaste toezegging<span class=\"_ _0\"></span>en<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Lasten pensioenregelingen op ba<span class=\"_ _0\"></span>sis van beschikbare premies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y69a ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 x4a hbb y69a ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3ac fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Op aandelen gebaseerde belo<span class=\"_ _0\"></span>ning<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 x17 hbb y694 ff3ac fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68b ff3ac fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3ac fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y6c6 ff3ae fs72 fc2a sc0 ls146 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l pe<span class=\"_ _1\"></span>rsone<span class=\"_ _1\"></span>elsko<span class=\"_ _1\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6c6 ff3ae fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y218d ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218e ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y218f ff3ac fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">Overig<span class=\"_ _0\"></span>e is inclus<span class=\"_ _0\"></span>ief ho<span class=\"_ _0\"></span>ofdzakel<span class=\"_ _0\"></span>ijk and<span class=\"_ _0\"></span>ere kort<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>jn</div>\n<div class=\"t m0 x2c hb8 y2190 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">werknemersvoordel<span class=\"_ _1\"></span>en.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y2191 ff3ac fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y2192 ff3ac fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">In toelicht<span class=\"_ _0\"></span>ing 6 sect<span class=\"_ _0\"></span>ie 6.1 <span class=\"ls140 ws18a\">Personeelsvergoedin<span class=\"_ _1\"></span>gen is nadere in<span class=\"_ _1\"></span>formatie </span></div>\n<div class=\"t m0 x1d hb8 y2193 ff3ac fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">te vinden<span class=\"_ _1\"></span> over de pe<span class=\"_ _1\"></span>rsonele ver<span class=\"_ _1\"></span>goedingen na <span class=\"_ _1\"></span>dienstverband<span class=\"_ _1\"></span> en andere</div>\n<div class=\"t m0 x1d hb8 y2194 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">langetermijnpe<span class=\"_ _1\"></span>rsoneelsbeloning<span class=\"_ _1\"></span>en, waaronder pen<span class=\"_ _1\"></span>sioenkosten uit</div>\n<div class=\"t m0 x1d hb8 y2195 ff3ac fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">hoofde van toegeze<span class=\"_ _1\"></span>gdpensioenregel<span class=\"_ _1\"></span>ingen en toegezegde<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1d hb8 y2196 ff3ac fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">bijdrageregel<span class=\"_ _1\"></span>ingen.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 576px; height: 385px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 576px; height: 385px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag453": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Ov<span class=\"_ _3\"></span>erige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls86 wsa1\" style=\"z-index: 15;\">l<span class=\"_ _1\"></span>a<span class=\"_ _1\"></span>ste<span class=\"_ _1\"></span>n</div>\n\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Afschrijving van materi\u00eb<span class=\"_ _0\"></span>le vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gebouwen voor eigen <span class=\"_ _0\"></span>gebruik en parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Verbeteringen aan gehuurde<span class=\"_ _0\"></span> objecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Bedrijfsmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6c6 ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijving van immateri\u00eble v<span class=\"_ _0\"></span>aste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6c6 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Geko<span class=\"_ _1\"></span>chte <span class=\"_ _1\"></span>soft<span class=\"_ _1\"></span>ware<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Zelf ontwikkelde software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6e8 ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Overige huurlasten en gerela<span class=\"_ _0\"></span>teerde lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Variabele leasebetalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoed voor eigen <span class=\"_ _0\"></span>gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Advieskos<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Afschrijving overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing en public relation<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls160 ws1b3\" style=\"left: 69px; bottom: 474px; z-index: 15;\">IT<span class=\"ls0 ws0\">-<span class=\"ls143 ws185\">kosten</span> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Onderhouds<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en reparatiekosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Kostprijs van vastgoed aangeh<span class=\"_ _0\"></span>ouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Totaal overige lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x2c hb8 y21a1 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21a2 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21a3 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De parkeerbehe<span class=\"_ _1\"></span>erder van A<span class=\"_ _1\"></span>geas Interpar<span class=\"_ _1\"></span>king maak<span class=\"_ _1\"></span>t gebruik van</div>\n<div class=\"t m0 x2c hb8 y21a4 ff3b1 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">regeli<span class=\"_ _0\"></span>ngen waar<span class=\"_ _0\"></span>bij een v<span class=\"_ _0\"></span>ariabel<span class=\"_ _0\"></span>e lease w<span class=\"_ _0\"></span>ordt bet<span class=\"_ _0\"></span>aald vo<span class=\"_ _0\"></span>or</div>\n<div class=\"t m0 x2c hb8 y21a5 ff3b1 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">parkeer<span class=\"_ _0\"></span>garages<span class=\"_ _0\"></span>. De variab<span class=\"_ _0\"></span>ele lease<span class=\"_ _0\"></span>kosten zi<span class=\"_ _0\"></span>jn hoger in 20<span class=\"_ _0\"></span>22 als gevol<span class=\"_ _0\"></span>g</div>\n<div class=\"t m0 x2c hb8 y21a6 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">van het he<span class=\"_ _1\"></span>rstel van d<span class=\"_ _1\"></span>e impact v<span class=\"_ _1\"></span>an de Covid<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws180\">19<span class=\"ls0 ws0\">-</span>pandem<span class=\"_ _1\"></span>ie. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hb8 y21a7 ff3b1 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d hb8 y21a8 ff3b1 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De regel<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span><span class=\"ws18a\">\u2018Operationele<span class=\"_ _1\"></span> en overige directe<span class=\"_ _1\"></span> kosten verband houd<span class=\"_ _1\"></span>end met </span></div>\n<div class=\"t m0 x1d hb8 y21a9 ff3b1 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">vastgoedbeleggin<span class=\"_ _1\"></span>gen\u2019 wordt dee<span class=\"_ _1\"></span>ls gecompenseerd<span class=\"_ _1\"></span> door inkomsten</div>\n<div class=\"t m0 x1d hb8 y21aa ff3b1 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">zoals ver<span class=\"_ _0\"></span>meld in toel<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g 35 \u2018Overig<span class=\"_ _0\"></span>e baten\u2019. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 294px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 294px; height: 667px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 294px; height: 667px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h7b y82e ff3b8 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff3b8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff3b6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor 2022 en 2<span class=\"_ _0\"></span>021 zijn dez<span class=\"_ _0\"></span><span class=\"lsef ws11e\">e als volgt sameng<span class=\"_ _1\"></span>esteld:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontroleopdra<span class=\"_ _1\"></span>chten: hierbij zijn<span class=\"_ _1\"></span> inbegrepen de vergoed<span class=\"_ _1\"></span>ingen voor het<span class=\"_ _1\"></span> controleren van de s<span class=\"_ _1\"></span>tatutaire, de geco<span class=\"ws113\">n<span class=\"_ _1\"></span>solideerde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5a ff3b6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarrekening(en<span class=\"_ _1\"></span>) en de beoordel<span class=\"_ _1\"></span>ing van het tussen<span class=\"_ _1\"></span>tijds financieel<span class=\"_ _1\"></span> verslag;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5b ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontrole gerela<span class=\"_ _1\"></span>teerde opdrachten<span class=\"_ _1\"></span>: hierbij zijn<span class=\"_ _1\"></span> inbegrepen vergoedin<span class=\"_ _1\"></span>gen voor werkzaamh<span class=\"_ _1\"></span>eden verricht in<span class=\"_ _1\"></span> het k<span class=\"lsed ws112\">ader van </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5c ff3b6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prospect<span class=\"_ _0\"></span>ussen,<span class=\"_ _0\"></span> vergoedi<span class=\"_ _0\"></span>ngen vo<span class=\"_ _0\"></span>or bijz<span class=\"_ _0\"></span>ondere c<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>es en advi<span class=\"_ _0\"></span>sering d<span class=\"_ _0\"></span>ie geen v<span class=\"_ _0\"></span>erband h<span class=\"_ _0\"></span>oudt met<span class=\"_ _0\"></span> statut<span class=\"_ _0\"></span>aire co<span class=\"_ _0\"></span>ntroles;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5d ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws113\">v<span class=\"_ _1\"></span>ergo<span class=\"ws11e\">edingen voor b<span class=\"_ _1\"></span>elastingadvie<span class=\"_ _1\"></span>zen;</span></span><span class=\"ff3b6\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb5e ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsed ws112\">overige niet</span><span class=\"ff3b6\">-<span class=\"lsef ws11d\">controle gerelate<span class=\"_ _1\"></span>erde vergoed<span class=\"_ _1\"></span>ingen: dit <span class=\"_ _1\"></span>betreft onder<span class=\"_ _1\"></span> meer koste<span class=\"_ _1\"></span>n van onder<span class=\"_ _1\"></span>steuning en ad<span class=\"_ _1\"></span>visering.</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb5f ff3b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 499px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 501px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 512px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 594px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 588px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 599px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 671px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 673px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 684px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 776px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 765px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 759px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff3b6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Controle<span class=\"ls0 ws0\">-</span><span class=\"ws118\">gerelateerde kosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belastingadvieskosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff3b6 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">controlegerelateerde kosten</span> </span></div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff3bb fs46 fc2a sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 791px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 778px; height: 328px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 778px; height: 328px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 778px; height: 328px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag447": {
   "value": "\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3b1 fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y67e ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y68f ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Afschrijving van materi\u00eb<span class=\"_ _0\"></span>le vaste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y68f ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gebouwen voor eigen <span class=\"_ _0\"></span>gebruik en parkeergarages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Verbeteringen aan gehuurde<span class=\"_ _0\"></span> objecten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x17 hbb y688 ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Bedrijfsmiddelen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6c6 ff3b3 fs72 fc2a sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Afschrijving van immateri\u00eble v<span class=\"_ _0\"></span>aste activa<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6c6 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y6c6 ff3b3 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3b1 fs72 fc14 sc0 ls146 ws188\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Geko<span class=\"_ _1\"></span>chte <span class=\"_ _1\"></span>soft<span class=\"_ _1\"></span>ware<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 x17 hbb y67e ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Zelf ontwikkelde software<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 x17 hbb y68f ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x162 hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e8 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls146 ws187\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige im<span class=\"_ _1\"></span>mater<span class=\"_ _1\"></span>i\u00eble vas<span class=\"_ _1\"></span>te ac<span class=\"_ _1\"></span>tiva<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 638px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3b1 fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6e8 ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Overige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6e8 ff3b1 fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Overige huurlasten en gerela<span class=\"_ _0\"></span>teerde lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Variabele leasebetalingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y6e3 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoedbeleggingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Operationele en overige direc<span class=\"_ _0\"></span>te kosten verband houdend<span class=\"_ _0\"></span> met vastgoed voor eigen <span class=\"_ _0\"></span>gebruik<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68b ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3b1 fs72 fc14 sc0 ls145 ws186\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Advieskos<span class=\"_ _0\"></span>ten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y69a ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Geactiveerde overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 603px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y6c4 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 504px; z-index: 15;\">Afschrijving overlopende acquisitieko<span class=\"_ _0\"></span>sten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing en public relation<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y68d ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3b1 fs72 fc14 sc0 ls160 ws1b3\" style=\"left: 69px; bottom: 474px; z-index: 15;\">IT<span class=\"ls0 ws0\">-<span class=\"ls143 ws185\">kosten</span> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y685 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Onderhouds<span class=\"ls0 ws0\">- </span><span class=\"ws183\">en reparatiekosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y680 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Kostprijs van vastgoed aangeh<span class=\"_ _0\"></span>ouden voor verkoop<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3b1 fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3b1 fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Totaal overige lasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbc y69a ff3b3 fs72 fc2a sc0 ls143 ws185\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag448": {
   "value": "\n<div class=\"t m0 x2c h7b y82e ff3b8 fs50 fcc sc0 ls108 ws139\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y82f ff3b8 fs50 fcc sc0 ls10e ws142\" style=\"z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb58 ff3b6 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Voor 2022 en 2<span class=\"_ _0\"></span>021 zijn dez<span class=\"_ _0\"></span><span class=\"lsef ws11e\">e als volgt sameng<span class=\"_ _1\"></span>esteld:<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb59 ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontroleopdra<span class=\"_ _1\"></span>chten: hierbij zijn<span class=\"_ _1\"></span> inbegrepen de vergoed<span class=\"_ _1\"></span>ingen voor het<span class=\"_ _1\"></span> controleren van de s<span class=\"_ _1\"></span>tatutaire, de geco<span class=\"ws113\">n<span class=\"_ _1\"></span>solideerde </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5a ff3b6 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">jaarrekening(en<span class=\"_ _1\"></span>) en de beoordel<span class=\"_ _1\"></span>ing van het tussen<span class=\"_ _1\"></span>tijds financieel<span class=\"_ _1\"></span> verslag;<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5b ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws11e\">v<span class=\"_ _1\"></span>ergoedingen voor c<span class=\"_ _1\"></span>ontrole gerela<span class=\"_ _1\"></span>teerde opdrachten<span class=\"_ _1\"></span>: hierbij zijn<span class=\"_ _1\"></span> inbegrepen vergoedin<span class=\"_ _1\"></span>gen voor werkzaamh<span class=\"_ _1\"></span>eden verricht in<span class=\"_ _1\"></span> het k<span class=\"lsed ws112\">ader van </span></span></span></div>\n<div class=\"t m0 x1a0 h64 yb5c ff3b6 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">prospect<span class=\"_ _0\"></span>ussen,<span class=\"_ _0\"></span> vergoedi<span class=\"_ _0\"></span>ngen vo<span class=\"_ _0\"></span>or bijz<span class=\"_ _0\"></span>ondere c<span class=\"_ _0\"></span>ontrol<span class=\"_ _0\"></span>es en advi<span class=\"_ _0\"></span>sering d<span class=\"_ _0\"></span>ie geen v<span class=\"_ _0\"></span>erband h<span class=\"_ _0\"></span>oudt met<span class=\"_ _0\"></span> statut<span class=\"_ _0\"></span>aire co<span class=\"_ _0\"></span>ntroles;<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yb5d ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsef ws113\">v<span class=\"_ _1\"></span>ergo<span class=\"ws11e\">edingen voor b<span class=\"_ _1\"></span>elastingadvie<span class=\"_ _1\"></span>zen;</span></span><span class=\"ff3b6\"> </span></span></div>\n<div class=\"t m0 x2c h64 yb5e ff3b9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3ba\"> <span class=\"_ _3f\"> </span><span class=\"ff3b6 lsed ws112\">overige niet</span><span class=\"ff3b6\">-<span class=\"lsef ws11d\">controle gerelate<span class=\"_ _1\"></span>erde vergoed<span class=\"_ _1\"></span>ingen: dit <span class=\"_ _1\"></span>betreft onder<span class=\"_ _1\"></span> meer koste<span class=\"_ _1\"></span>n van onder<span class=\"_ _1\"></span>steuning en ad<span class=\"_ _1\"></span>visering.</span> </span></span></div>\n<div class=\"t m0 x2c h64 yb5f ff3b6 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 499px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 501px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 512px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 594px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 588px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 599px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y68f ff3b6 fs46 fc2a sc0 lsf5 ws16f\" style=\"left: 671px; bottom: 908px; z-index: 15;\">Statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 673px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 684px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fb h67 y6e8 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 776px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x133 h67 y68f ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 765px; bottom: 908px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x172 h67 y694 ff3b6 fs46 fc2a sc0 lsf3 ws120\" style=\"left: 759px; bottom: 894px; z-index: 15;\">revis<span class=\"_ _1\"></span>oren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a4 h67 y680 ff3b6 fs46 fc2a sc0 lsf1 ws116\" style=\"left: 770px; bottom: 879px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6c4 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y680 ff3b6 fs46 fc14 sc0 lsf1 ws115\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Kosten revisoren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x1fa h67 y680 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 791px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x162 h67 y67e ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Controle<span class=\"ls0 ws0\">-</span><span class=\"ws118\">gerelateerde kosten<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x1fa h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x44 h67 y67e ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y6e3 ff3b6 fs46 fc14 sc0 lsf1 ws116\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Belastingadvieskosten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y6e3 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h67 y685 ff3b6 fs46 fc14 sc0 lsf3 ws11f\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige niet<span class=\"_ _1\"></span><span class=\"ls0 ws0\">-<span class=\"lsf1 ws118\">controlegerelateerde kosten</span> </span></div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x44 h67 y685 ff3b6 fs46 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 h69 y6c6 ff3bb fs46 fc2a sc0 lsf6 ws11b\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Totaa<span class=\"_ _1\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x1fa h69 y6c6 ff3bb fs46 fc2a sc0 ls0 ws0\" style=\"left: 791px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag450": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Bela<span class=\"_ _1\"></span>stinge<span class=\"_ _1\"></span>n op</div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">de winst</div>\n<div class=\"t m0 x82 hbb y6e3 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6e3 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Belasting over het boekjaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 786px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 786px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Aanpassing belastingen voorgaande<span class=\"_ _0\"></span> jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 771px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 771px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y688 ff3be fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Totaal actuele belastinglast<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y688 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 756px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y688 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 756px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y69a ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Uitgestelde belastingen van h<span class=\"_ _0\"></span>et boekjaar<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y694 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 727px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 727px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws18d\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Invloed belastingtariefwijzigingen op uitgestelde <span class=\"ws185\">belastingen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 712px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6c6 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Uitgestelde belastingen voortvloeiend<span class=\"_ _0\"></span> uit de afboeking (of <span class=\"_ _0\"></span>terugname)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y6c6 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6c6 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">van een uitgestelde belastingvordering</span> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Voorheen niet erkende bela<span class=\"_ _0\"></span>stingverliezen, belastingfaciliteiten en<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">tijdelijke verschillen die uitgestelde <span class=\"ws18d\">wins<span class=\"_ _0\"></span>tbelastingen verminderen<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x17 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 652px; z-index: 15;\">3</div>\n<div class=\"t m0 x267 hbb y6e8 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y685 ff3be fs72 fc2a sc0 ls143 ws18d\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Totaal uitgestelde belastinglasten<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbc y685 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 614px; bottom: 638px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y685 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 638px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y6be ff3bc fs72 fc18 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbc y6e8 ff3be fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Totaal<span class=\"_ _0\"></span> belasti<span class=\"_ _0\"></span>ngen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 608px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y6e8 ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 608px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y21c1 ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21c2 ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y21c3 ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Hieron<span class=\"_ _0\"></span>der volgt ee<span class=\"_ _0\"></span>n afstemm<span class=\"_ _0\"></span>ing van de ver<span class=\"_ _0\"></span>wachte wi<span class=\"_ _0\"></span>nstbelas<span class=\"_ _0\"></span>tingen o<span class=\"_ _0\"></span>p</div>\n<div class=\"t m0 x2c hb8 y21c4 ff3bc fs71 fc14 sc0 ls142 ws182\" style=\"z-index: 15;\">de <span class=\"ws181\">feitelij<span class=\"_ _0\"></span>ke winst<span class=\"_ _0\"></span>belastin<span class=\"_ _0\"></span>gen. Van<span class=\"_ _0\"></span>wege de cons<span class=\"_ _0\"></span>olidati<span class=\"_ _0\"></span>e van de </span></div>\n<div class=\"t m0 x2c hb8 y21c5 ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble versl<span class=\"_ _0\"></span>aggevin<span class=\"_ _0\"></span>g door de Belg<span class=\"_ _0\"></span>ische top<span class=\"_ _0\"></span>holding A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V,</div>\n<div class=\"t m0 x2c hb8 y21c6 ff3bc fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">wordt als<span class=\"_ _1\"></span> belastingper<span class=\"_ _1\"></span>centage voor<span class=\"_ _1\"></span> de groep he<span class=\"_ _1\"></span>t geldend</div>\n<div class=\"t m0 x2c hb8 y21c7 ff3bc fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">belastingper<span class=\"_ _1\"></span>centage voor vennoo<span class=\"_ _1\"></span>tschapsbelasting<span class=\"_ _1\"></span> in Belgi\u00eb gehant<span class=\"_ _1\"></span>eerd.</div>\n<div class=\"t m0 x2c hb8 y21c8 ff3bc fs71 fc14 sc0 ls147 ws189\" style=\"z-index: 15;\">Afw<span class=\"ls142 ws181\">ijkinge<span class=\"_ _0\"></span>n tussen<span class=\"_ _0\"></span> de verwacht<span class=\"_ _0\"></span>e winstbe<span class=\"_ _0\"></span>lasting<span class=\"_ _0\"></span>en en de feite<span class=\"_ _0\"></span>lijke </span></div>\n<div class=\"t m0 x1d hb8 y21c9 ff3bc fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">winstbelastinge<span class=\"_ _1\"></span>n in de <span class=\"_ _1\"></span>verschillende<span class=\"_ _1\"></span> rechtsgebieden <span class=\"_ _1\"></span>waar de A<span class=\"_ _1\"></span>geas</div>\n<div class=\"t m0 x1d hb8 y21ca ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Groep acti<span class=\"_ _0\"></span>ef is en die het<span class=\"_ _0\"></span> gevolg zijn va<span class=\"_ _0\"></span>n lokale bel<span class=\"_ _0\"></span>astingw<span class=\"_ _0\"></span>etten en <span class=\"ls0 ws0\">\u2013</span></div>\n<div class=\"t m0 x1d hb8 y21cb ff3bc fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">regels, worden<span class=\"_ _1\"></span> opgenomen tegen de va<span class=\"_ _1\"></span>n toepassing zijnd<span class=\"_ _1\"></span>e l<span class=\"ls142 ws182\">okale </span></div>\n<div class=\"t m0 x1d hb8 y21cc ff3bc fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">belasti<span class=\"_ _0\"></span>ngperce<span class=\"_ _0\"></span>ntages en ku<span class=\"_ _0\"></span>nnen wor<span class=\"_ _0\"></span>den onderv<span class=\"_ _0\"></span>erdeel<span class=\"_ _0\"></span>d in de volgen<span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1d hb8 y21cd ff3bc fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">categorie\u00ebn.</div>\n<div class=\"t m0 x2c hb8 y21ce ff3bc fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6c6 ff3bc fs72 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 451px; z-index: 15;\"> </div>\n<div class=\"t m0 x82 hbb y6c6 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 605px; bottom: 451px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x82 hbb y6c6 ff3bc fs72 fc2a sc0 ls143 ws185\" style=\"left: 777px; bottom: 451px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3bc fs72 fc1b sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 420px; z-index: 15;\">Resultaat voor belastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 601px; bottom: 420px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x51 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 773px; bottom: 420px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 405px; z-index: 15;\">Toepasselijk belastingpercentage <span class=\"_ _0\"></span>voor de groep<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd3 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 593px; bottom: 405px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd3 hbb y68d ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 765px; bottom: 405px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 390px; z-index: 15;\">Verwachte winstbelastingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 390px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 390px; z-index: 15;\">308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y680 ff3be fs72 fc2a sc0 ls148 ws0\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Stijgi<span class=\"_ _0\"></span>ng (da<span class=\"_ _0\"></span>ling) te<span class=\"_ _0\"></span>gen l<span class=\"_ _0\"></span>okale <span class=\"_ _0\"></span>belasti<span class=\"_ _0\"></span>ngen <span class=\"_ _0\"></span>als gev<span class=\"_ _0\"></span>olg va<span class=\"_ _0\"></span>n:<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x267 hbc y680 ff3be fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbc y680 ff3be fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 375px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Fiscaal vrijgestelde inkomsten<span class=\"_ _0\"></span> (inclusief dividend en ver<span class=\"_ _0\"></span>mogenswinsten)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 361px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y691 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 361px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Aandeel in nettoresultaat van<span class=\"_ _0\"></span> deelnemingen en joint ven<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 346px; z-index: 15;\">(62)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xee hbb y68b ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 775px; bottom: 346px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y69a ff3bc fs72 fc14 sc0 ls144 ws184\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Niet<span class=\"ls0 ws0\">-<span class=\"ls143 ws183\">aftrekbare posten</span> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 331px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y69a ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 331px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y67e ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Voorheen niet opgenomen bela<span class=\"_ _0\"></span>stingverliezen en tijdelijke <span class=\"_ _0\"></span>verschillen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y67e ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 608px; bottom: 316px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y67e ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Afboeking en terugname van<span class=\"_ _0\"></span> afboeking van uitgestelde bela<span class=\"_ _0\"></span>stingvorderingen,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 301px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y683 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 286px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">inclusief niet</span>-<span class=\"ls143 ws183\">verrekenbaar geachte belastingverliezen van h<span class=\"_ _0\"></span>et huidig jaar<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17 hbb y683 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 619px; bottom: 286px; z-index: 15;\">4</div>\n<div class=\"t m0 x4a hbb y683 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 286px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y685 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Invloed van <span class=\"ws18d\">wijziging belastingtarief op tijdelijke verschillen<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y685 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 272px; z-index: 15;\"> </div>\n<div class=\"t m0 x73 hbb y685 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 272px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 257px; z-index: 15;\">Invloed van afwijkende buitenlan<span class=\"_ _0\"></span>dse belastingtarieven<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y68f ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 257px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y68f ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 257px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Aanpassingen voor actuele en<span class=\"_ _0\"></span> uitgestelde belastingen van<span class=\"_ _0\"></span> voorgaande jaren<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 242px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e8 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 785px; bottom: 242px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y688 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 227px; z-index: 15;\">Uitgestelde belastingen op in<span class=\"_ _0\"></span>vesteringen in <span class=\"ws185\">dochterondernemingen,<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x267 hbb y688 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y688 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 227px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y680 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 212px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws183\">deelnemingen en joint ventures</span> </div>\n<div class=\"t m0 x4a hbb y680 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 614px; bottom: 212px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x4a hbb y680 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 786px; bottom: 212px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbb y694 ff3bc fs72 fc14 sc0 ls143 ws183\" style=\"left: 69px; bottom: 197px; z-index: 15;\">Lokale winstbelasting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x267 hbb y694 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 197px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y694 ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 197px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 69px; bottom: 182px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls143 ws185\">(staat/stad/regio/gemeente)</span> </div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 624px; bottom: 182px; z-index: 15;\"> </div>\n<div class=\"t m0 x267 hbb y68b ff3bc fs72 fc14 sc0 ls0 ws0\" style=\"left: 796px; bottom: 182px; z-index: 15;\"> </div>\n<div class=\"t m0 x162 hbb y6e3 ff3bc fs72 fc14 sc0 ls150 ws198\" style=\"left: 69px; bottom: 168px; z-index: 15;\">Over<span class=\"_ _1\"></span>ige<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x398 hbb y6e3 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 613px; bottom: 168px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbb y6e3 ff3bc fs72 fc14 sc0 ls143 ws185\" style=\"left: 780px; bottom: 168px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x162 hbc y67e ff3be fs72 fc2a sc0 ls148 ws18c\" style=\"left: 69px; bottom: 153px; z-index: 15;\">Werkel<span class=\"_ _0\"></span>ijke wins<span class=\"_ _0\"></span>tbela<span class=\"_ _0\"></span>stinge<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y67e ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 608px; bottom: 153px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x73 hbc y67e ff3be fs72 fc2a sc0 ls143 ws185\" style=\"left: 780px; bottom: 153px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 142px; height: 819px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 142px; height: 819px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag457": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls21 ws30\" style=\"z-index: 15;\">V<span class=\"_ _4\"></span>oor<span class=\"_ _1\"></span>waa<span class=\"_ _1\"></span>rdel<span class=\"_ _1\"></span>ijk<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"_ _3\"></span>erplichtingen</div>\n<div class=\"t m0 x2c hc0 y1fdc ff3c4 fs75 fce sc0 ls161 ws1b4\" style=\"z-index: 15;\">43.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hc0 y21ef ff3c4 fs75 fce sc0 ls14e ws194\" style=\"z-index: 15;\">Voorwaardelijke <span class=\"_ _1\"></span>verplichtingen</div>\n<div class=\"t m0 x2c hc0 y21f0 ff3c4 fs75 fce sc0 ls14e ws194\" style=\"z-index: 15;\">gerelateerd aan <span class=\"_ _1\"></span>gerechtelijke <span class=\"_ _1\"></span></div>\n<div class=\"t m0 x2c hc0 y21f1 ff3c4 fs75 fce sc0 ls162 ws1b5\" style=\"z-index: 15;\">procedures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hbf y21f2 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">De Ageas<span class=\"ls0\">-</span>groep is, zoals vele</div>\n<div class=\"t m0 x2c hbf y21f3 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">andere financi\u00eble groepen,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c hbf y21f4 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">gedaagde in een aantal</div>\n<div class=\"t m0 x2c hbf y21f5 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">vorderingen, geschillen<span class=\"_ _0\"></span> en</div>\n<div class=\"t m0 x2c hbf y21f6 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">rechtszaken die een gevolg<span class=\"_ _0\"></span> zijn van</div>\n<div class=\"t m0 x2c hbf y21f7 ff3c5 fs74 fc14 sc0 ls14c ws0\" style=\"z-index: 15;\">de normale bedrijfsvoering.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x2c hb8 y21f8 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y21f9 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Bovendien, als ge<span class=\"_ _1\"></span>volg van de gebeur<span class=\"_ _1\"></span>tenissen en ontwi<span class=\"_ _1\"></span>kkelingen die hebb<span class=\"_ _1\"></span>en plaatsgevonde<span class=\"_ _1\"></span>n met</div>\n<div class=\"t m0 x1ef hb8 y21fa ff3c2 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing tot d<span class=\"_ _0\"></span>e voorma<span class=\"_ _0\"></span>lige Fo<span class=\"_ _0\"></span>rtis<span class=\"ls0 ws0\">-</span><span class=\"ls140\">groep tussen <span class=\"_ _1\"></span>mei 2007 en<span class=\"_ _1\"></span> oktober 2008<span class=\"_ _1\"></span> (zoals d<span class=\"_ _1\"></span>e acquisiti<span class=\"_ _1\"></span>e van<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ef hb8 y21fb ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">delen van A<span class=\"_ _0\"></span>BN AMRO en de ka<span class=\"_ _0\"></span>pitaalv<span class=\"_ _0\"></span>erhogi<span class=\"_ _0\"></span>ng in septem<span class=\"_ _0\"></span>ber/okt<span class=\"_ _0\"></span>ober 200<span class=\"_ _0\"></span>7, de aankon<span class=\"_ _0\"></span>diging v<span class=\"_ _0\"></span>an het</div>\n<div class=\"t m0 x1ef hb8 y21fc ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">solvabilitei<span class=\"_ _1\"></span>tsplan in j<span class=\"_ _1\"></span>uni 2008, <span class=\"_ _1\"></span>de desinve<span class=\"_ _1\"></span>stering van de<span class=\"_ _1\"></span> bankactivi<span class=\"_ _1\"></span>teiten en d<span class=\"_ _1\"></span>e Nederlandse</div>\n<div class=\"t m0 x1ef hb8 y21fd ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verzek<span class=\"_ _0\"></span>eringsact<span class=\"_ _0\"></span>iviteit<span class=\"_ _0\"></span>en in septe<span class=\"_ _0\"></span>mber/ok<span class=\"_ _0\"></span>tober 20<span class=\"_ _0\"></span>08) is Ageas b<span class=\"_ _0\"></span>etrokke<span class=\"_ _0\"></span>n bij een aant<span class=\"_ _0\"></span>al gerecht<span class=\"_ _0\"></span>elijke</div>\n<div class=\"t m0 x1ef hb8 y21fe ff3c2 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">procedures.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y21ff ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2200 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 14 maart 20<span class=\"_ _0\"></span>16 kondi<span class=\"_ _0\"></span>gde Ageas ee<span class=\"_ _0\"></span>n schikki<span class=\"_ _0\"></span>ng van EUR<span class=\"ls0 ws0\"> <span class=\"ls156 ws1a0\">1,2</span> </span>miljard aan met<span class=\"_ _0\"></span> versch<span class=\"_ _0\"></span>eidene</div>\n<div class=\"t m0 x1ef hb8 y2201 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">claimantenorg<span class=\"_ _1\"></span>anisaties die aandee<span class=\"_ _1\"></span>lhouders ver<span class=\"_ _1\"></span>tegenwoordigen in colle<span class=\"_ _1\"></span>ctieve procedu<span class=\"_ _1\"></span>res voor de</div>\n<div class=\"t m0 x1ef hb8 y2202 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Belgisc<span class=\"_ _0\"></span>he en Nederl<span class=\"_ _0\"></span>andse rec<span class=\"_ _0\"></span>htbanke<span class=\"_ _0\"></span>n. Op 23 mei 20<span class=\"_ _0\"></span>16 verzoc<span class=\"_ _0\"></span>hten de part<span class=\"_ _0\"></span>ijen bij de sch<span class=\"_ _0\"></span>ikking,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2203 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageas, D<span class=\"_ _0\"></span>eminor, S<span class=\"_ _0\"></span>tichtin<span class=\"_ _0\"></span>g FortisEff<span class=\"_ _0\"></span>ect, Sti<span class=\"_ _0\"></span>chting Inv<span class=\"_ _0\"></span>estor Cl<span class=\"_ _0\"></span>aims Agai<span class=\"_ _0\"></span>nst Fortis<span class=\"_ _0\"></span>, VEB en Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x1ef hb8 y2204 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">FORsettlement<span class=\"_ _1\"></span>, het Gerechtshof Am<span class=\"_ _1\"></span>sterdam de schikki<span class=\"_ _1\"></span>ng bindend te<span class=\"_ _1\"></span> verklaren voor alle in<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1ef hb8 y2205 ff3c2 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">aanm<span class=\"ws18b\">erking k<span class=\"_ _1\"></span>omende For<span class=\"_ _1\"></span>tis aandeelhouder<span class=\"_ _1\"></span>s die nie<span class=\"_ _1\"></span>t binnen een<span class=\"_ _1\"></span> bepaalde p<span class=\"_ _1\"></span>eriode zouden<span class=\"_ _1\"></span> hebben </span></div>\n<div class=\"t m0 x1ef hb8 y2206 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">gekozen v<span class=\"_ _0\"></span>oor een opt<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls142 ws18b\">out, overee<span class=\"_ _0\"></span>nkomsti<span class=\"_ _0\"></span>g de Ne<span class=\"_ _0\"></span>derlands<span class=\"_ _0\"></span>e Wet vo<span class=\"_ _0\"></span>or Coll<span class=\"_ _0\"></span>ectieve Af<span class=\"_ _0\"></span>wikk<span class=\"_ _0\"></span>eling </span></span></div>\n<div class=\"t m0 x1ef hb8 y2207 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Massaschade. A<span class=\"_ _1\"></span>geas heef<span class=\"_ _1\"></span>t tevens een<span class=\"_ _1\"></span> overeenkom<span class=\"_ _1\"></span>st bereikt met<span class=\"_ _1\"></span> de heer Ar<span class=\"_ _1\"></span>nauts en<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span></span>de heer</div>\n<div class=\"t m0 x1ef hb8 y2208 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Lenssens, <span class=\"_ _1\"></span>twee advocaten<span class=\"_ _1\"></span> die namens <span class=\"_ _1\"></span>een aantal<span class=\"_ _1\"></span> eisers jur<span class=\"_ _1\"></span>idische stappen <span class=\"_ _1\"></span>hebben gen<span class=\"_ _1\"></span>omen tegen</div>\n<div class=\"t m0 x1ef hb8 y2209 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Ageas, en i<span class=\"_ _0\"></span>n 2017 met de in L<span class=\"_ _0\"></span>uxembu<span class=\"_ _0\"></span>rg gevestig<span class=\"_ _0\"></span>de onde<span class=\"_ _0\"></span>rneming Arc<span class=\"_ _0\"></span>hand s.<span class=\"_ _0\"></span>\u00e0.r.l. en hi<span class=\"_ _0\"></span>eraan</div>\n<div class=\"t m0 x1ef hb8 y220a ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">verbon<span class=\"_ _0\"></span>den perso<span class=\"_ _0\"></span>nen, om de sch<span class=\"_ _0\"></span>ikking te st<span class=\"_ _0\"></span>eunen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y220b ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y220c ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Op 16 juni 2017<span class=\"ls0 ws0\"> <span class=\"_ _1\"></span><span class=\"ls142 ws18b\">nam het H<span class=\"_ _0\"></span>of de tuss<span class=\"_ _0\"></span>entij<span class=\"_ _0\"></span>dse besli<span class=\"_ _0\"></span>ssing om<span class=\"_ _0\"></span> de schikk<span class=\"_ _0\"></span>ing in d<span class=\"_ _0\"></span>e initi\u00ebl<span class=\"_ _0\"></span>e vorm n<span class=\"_ _0\"></span>iet </span></span></div>\n<div class=\"t m0 x1ef hb8 y220d ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">binden<span class=\"_ _0\"></span>d te verklare<span class=\"_ _0\"></span>n. Op 16 oktob<span class=\"_ _0\"></span>er 2017 bes<span class=\"_ _0\"></span>loot Age<span class=\"_ _0\"></span>as een ultiem<span class=\"_ _0\"></span>e bijkome<span class=\"_ _0\"></span>nde inspa<span class=\"_ _0\"></span>nning va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1ef hb8 y220e ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">EUR 100 mil<span class=\"_ _0\"></span>joen te leve<span class=\"_ _0\"></span>ren. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y220f ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2210 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 12 decem<span class=\"_ _0\"></span>ber 2017 die<span class=\"_ _0\"></span>nden de part<span class=\"_ _0\"></span>ijen een aa<span class=\"_ _0\"></span>ngevul<span class=\"_ _0\"></span>d en gewijzi<span class=\"_ _0\"></span>gd schikk<span class=\"_ _0\"></span>ingsvoo<span class=\"_ _0\"></span>rstel in bij<span class=\"_ _0\"></span> het</div>\n<div class=\"t m0 x1ef hb8 y2211 ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">Hof. Consumentencl<span class=\"_ _1\"></span>aim, een tegens<span class=\"_ _1\"></span>tander van de schikki<span class=\"_ _1\"></span>ng in haar oorspro<span class=\"_ _1\"></span>nkelijke vorm van 2<span class=\"_ _1\"></span>016,</div>\n<div class=\"t m0 x1ef hb8 y2212 ff3c2 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">zegde h<span class=\"_ _0\"></span>aar steun<span class=\"_ _0\"></span> toe aa<span class=\"_ _0\"></span>n het sch<span class=\"_ _0\"></span>ikkingsv<span class=\"_ _0\"></span>oorste<span class=\"_ _0\"></span>l van 20<span class=\"_ _0\"></span>17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2213 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y2214 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Op 13 jul<span class=\"_ _1\"></span>i 2018 verk<span class=\"_ _1\"></span>laarde het<span class=\"_ _1\"></span> Gerechtshof A<span class=\"_ _1\"></span>msterdam de <span class=\"_ _1\"></span><span class=\"ls142 ws181\">schikki<span class=\"_ _0\"></span>ng binde<span class=\"_ _0\"></span>nd voor in aanm<span class=\"_ _0\"></span>erking </span></div>\n<div class=\"t m0 x1ef hb8 y2215 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">komende aandee<span class=\"_ _1\"></span>lhouders (d<span class=\"_ _1\"></span>.w.z. perso<span class=\"_ _1\"></span>nen die aande<span class=\"_ _1\"></span>len Fortis <span class=\"_ _1\"></span>in bezit ha<span class=\"_ _1\"></span>dden op o<span class=\"_ _1\"></span>nverschillig w<span class=\"_ _1\"></span>elk</div>\n<div class=\"t m0 x1ef hb8 y2216 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">tijdstip t<span class=\"_ _0\"></span>ussen het<span class=\"_ _0\"></span> sluiten va<span class=\"_ _0\"></span>n de handel op 28 f<span class=\"_ _0\"></span>ebruari 2<span class=\"_ _0\"></span>007 en het sluit<span class=\"_ _0\"></span>en van de h<span class=\"_ _0\"></span>andel op 14</div>\n<div class=\"t m0 x1ef hb8 y2217 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">oktober 2008<span class=\"_ _1\"></span>). Ageas <span class=\"_ _1\"></span>zag<span class=\"ls0 ws0\"> </span>op 21 <span class=\"_ _1\"></span>december 2018<span class=\"_ _1\"></span> af van<span class=\"_ _1\"></span> haar be\u00ebindi<span class=\"_ _1\"></span>gingsrecht, <span class=\"_ _1\"></span>waardoor de</div>\n<div class=\"t m0 x1ef hb8 y2218 ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">schikking de<span class=\"_ _1\"></span>finitief werd<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ef hb8 y2219 ff3c2 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1ef hb8 y221a ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Dit beteken<span class=\"_ _1\"></span>t dat in a<span class=\"_ _1\"></span>anmerking kome<span class=\"_ _1\"></span>nde aandee<span class=\"_ _1\"></span>lhouders rech<span class=\"_ _1\"></span>t hadden op<span class=\"_ _1\"></span> vergoeding voor<span class=\"_ _1\"></span> de</div>\n<div class=\"t m0 x1ef hb8 y221b ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span> van 2007<span class=\"ls0 ws0\">-<span class=\"ls142 ws181\">2008, met vo<span class=\"ws18b\">lled<span class=\"_ _0\"></span>ige vrij<span class=\"_ _0\"></span>waring<span class=\"_ _0\"></span> van aans<span class=\"_ _0\"></span>prakeli<span class=\"_ _0\"></span>jkheid v<span class=\"_ _0\"></span>oor dez<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1ef hb8 y221c ff3c2 fs71 fc14 sc0 ls140 ws18a\" style=\"z-index: 15;\">gebeurtenissen<span class=\"_ _1\"></span>, en conform de (overig<span class=\"_ _1\"></span>e) bepalingen<span class=\"_ _1\"></span> van het schikkingsak<span class=\"_ _1\"></span>koord. Verder bete<span class=\"_ _1\"></span>kent het</div>\n<div class=\"t m0 x1ef hb8 y221d ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">dat in aanme<span class=\"_ _0\"></span>rking ko<span class=\"_ _0\"></span>mende aand<span class=\"_ _0\"></span>eelhoud<span class=\"_ _0\"></span>ers die niet<span class=\"_ _0\"></span> tijdig had<span class=\"_ _0\"></span>den gekoz<span class=\"_ _0\"></span>en voor een opt<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"ls140 ws180\">out </span></span></div>\n<div class=\"t m0 x1ef hb8 y221e ff3c2 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">(uiterlijk<span class=\"_ _1\"></span> op 31 d<span class=\"ls142 ws181\">ecember 2018),<span class=\"_ _0\"></span> ongeac<span class=\"_ _0\"></span>ht of ze al dan niet ti<span class=\"_ _0\"></span>jdig een cl<span class=\"_ _0\"></span>aim hadden i<span class=\"_ _0\"></span>ngedie<span class=\"_ _0\"></span>nd, van </span></div>\n<div class=\"t m0 x1ef hb8 y221f ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">rechtsw<span class=\"_ _0\"></span>ege werd<span class=\"_ _0\"></span>en geacht de<span class=\"_ _0\"></span>ze vrijwa<span class=\"_ _0\"></span>ring van aans<span class=\"_ _0\"></span>prakel<span class=\"_ _0\"></span>ijkheid te he<span class=\"_ _0\"></span>bben erk<span class=\"_ _0\"></span>end en werden</div>\n<div class=\"t m0 x1ef hb8 y2220 ff3c2 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">geacht afs<span class=\"_ _0\"></span>tand te heb<span class=\"_ _0\"></span>ben gedaa<span class=\"_ _0\"></span>n van event<span class=\"_ _0\"></span>uele rec<span class=\"_ _0\"></span>hten in verb<span class=\"_ _0\"></span>and met de geb<span class=\"_ _0\"></span>eurteni<span class=\"_ _0\"></span>sse<span class=\"ws182\">n.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 207px; height: 754px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 207px; height: 754px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 207px; height: 754px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De periode<span class=\"_ _1\"></span> voor het i<span class=\"_ _1\"></span>ndienen van<span class=\"_ _1\"></span> vorderingen b<span class=\"_ _1\"></span>egon op 2<span class=\"_ _1\"></span>7 juli 2018<span class=\"_ _1\"></span> en</div>\n<div class=\"t m0 x2c h64 y8a6 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">eindig<span class=\"_ _0\"></span>de op 28 juli 201<span class=\"_ _0\"></span>9. Per 31 dece<span class=\"_ _0\"></span>mber 202<span class=\"_ _0\"></span>2 werd EUR 1.30<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x2c h64 y8a7 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">miljoen ui<span class=\"_ _1\"></span>tbetaald aan<span class=\"_ _1\"></span> in aanmerking<span class=\"_ _1\"></span> komende aan<span class=\"_ _1\"></span>deelhouders, e<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y8a8 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">werd een vo<span class=\"_ _0\"></span>orzieni<span class=\"_ _0\"></span>ng van EUR 1,<span class=\"_ _0\"></span>3 miljoen o<span class=\"_ _0\"></span>pgenome<span class=\"_ _0\"></span>n vo<span class=\"lsef ws11d\">or de </span></div>\n<div class=\"t m0 x2c h64 y8a9 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">schikki<span class=\"_ _0\"></span>ng (zie toel<span class=\"_ _0\"></span>ichting 25 V<span class=\"_ _0\"></span>oorzie<span class=\"_ _0\"></span>ningen).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8aa ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8ab ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 23 juni<span class=\"_ _1\"></span> 2022 kon<span class=\"_ _1\"></span>digde Ageas<span class=\"_ _1\"></span> aan dat, me<span class=\"_ _1\"></span>t uitzondering<span class=\"_ _1\"></span> van een</div>\n<div class=\"t m0 x2c h64 y8ac ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beperkt aan<span class=\"_ _1\"></span>tal onopgelost<span class=\"_ _1\"></span>e claims, de<span class=\"_ _1\"></span> schikking <span class=\"_ _1\"></span>zou worden a<span class=\"_ _1\"></span>fgesloten.</div>\n<div class=\"t m0 x2c h64 y8ad ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">De laatste<span class=\"_ _1\"></span> vergoedingsschi<span class=\"_ _1\"></span>jven werden <span class=\"_ _1\"></span>eind augustus<span class=\"_ _1\"></span> 2022 <span class=\"ws113\">uit<span class=\"_ _1\"></span>betaald. </span></div>\n<div class=\"t m0 x2c h64 y8ae ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De potent<span class=\"_ _0\"></span>i\u00eble kost<span class=\"_ _0\"></span>en voor de on<span class=\"_ _0\"></span>opgelost<span class=\"_ _0\"></span>e claims di<span class=\"_ _0\"></span>e Ageas ber<span class=\"_ _0\"></span>eid is op</div>\n<div class=\"t m0 x2c h64 y8af ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">zich te nemen zi<span class=\"_ _1\"></span>jn gedekt door de hog<span class=\"_ _1\"></span>er vermelde voorz<span class=\"_ _1\"></span>iening.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2224 ff3cb fs50 fce sc0 ls10d ws141\" style=\"z-index: 15;\">Overblijvende p<span class=\"_ _1\"></span>rocedures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 yf2c ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Nu de schikk<span class=\"_ _0\"></span>ing defin<span class=\"_ _0\"></span>itief is gew<span class=\"_ _0\"></span>orden, heb<span class=\"_ _0\"></span>ben de part<span class=\"_ _0\"></span>ijen die de</div>\n<div class=\"t m0 x2c h64 yf2d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schikking <span class=\"_ _1\"></span>steunen be<span class=\"ws11e\">ves<span class=\"_ _1\"></span>tigd hun juridisch<span class=\"_ _1\"></span>e procedures te zull<span class=\"_ _1\"></span>en </span></div>\n<div class=\"t m0 x2c h64 yf2e ff3c9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">be\u00ebindigen. <span class=\"_ _1\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2225 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y2226 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De partij<span class=\"_ _0\"></span>en die op tijd bek<span class=\"_ _0\"></span>endma<span class=\"_ _0\"></span>akten voor ee<span class=\"_ _0\"></span>n opt<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">out te k<span class=\"_ _0\"></span>iezen, </span></div>\n<div class=\"t m0 x2c h64 y2227 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen hun<span class=\"_ _1\"></span> juridische <span class=\"_ _1\"></span>procedures <span class=\"_ _1\"></span>in Nederland<span class=\"_ _1\"></span> hervatten, o<span class=\"_ _1\"></span>f in</div>\n<div class=\"t m0 x2c h64 y2228 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voorkomend ge<span class=\"_ _1\"></span>val, in Be<span class=\"_ _1\"></span>lgi\u00eb hervat<span class=\"_ _1\"></span>ten of v<span class=\"_ _1\"></span>oortzetten.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2229 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y222a ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In de parag<span class=\"_ _0\"></span>rafen hier<span class=\"_ _0\"></span>onder gev<span class=\"_ _0\"></span>en we een ove<span class=\"_ _0\"></span>rzicht van al<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x2c h64 y222b ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overbli<span class=\"_ _0\"></span>jvende pr<span class=\"_ _0\"></span>ocedur<span class=\"_ _0\"></span>es, die hetzi<span class=\"_ _0\"></span>j be\u00ebindi<span class=\"_ _0\"></span>gd zijn in de loo<span class=\"_ _0\"></span>p van 2022,</div>\n<div class=\"t m0 x2c h64 y222c ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">hetzij nie<span class=\"_ _1\"></span>t be\u00ebindigd <span class=\"_ _1\"></span>waren per<span class=\"_ _1\"></span> 31 december<span class=\"_ _1\"></span> 2022. Die<span class=\"_ _1\"></span> procedures<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y222d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">maken voorwa<span class=\"_ _1\"></span>ardelijke <span class=\"_ _1\"></span>verplichtingen<span class=\"_ _1\"></span> uit waar g<span class=\"_ _1\"></span>een voorzi<span class=\"_ _1\"></span>en<span class=\"ws11e\">ingen voor </span></div>\n<div class=\"t m0 x2c h64 y222e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">zijn aang<span class=\"_ _0\"></span>elegd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y222f ff3c9 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"lsef ws11e\">I<span class=\"_ _1\"></span>n Nederland </span> </span></div>\n<div class=\"t m0 x2c h6c y2230 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Cebulon</span> </span></div>\n<div class=\"t m0 x2c h64 y2231 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 14 juli 20<span class=\"_ _0\"></span>20 is de Nederl<span class=\"_ _0\"></span>andse venn<span class=\"_ _0\"></span>ootsch<span class=\"_ _0\"></span>ap Cebulon e<span class=\"_ _0\"></span>en juridi<span class=\"_ _0\"></span>sche</div>\n<div class=\"t m0 x2c h64 y2232 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procedure g<span class=\"_ _1\"></span>estart tegen<span class=\"_ _1\"></span> Ageas en <span class=\"_ _1\"></span>enkele medeg<span class=\"_ _1\"></span>edaagden, aan<span class=\"_ _1\"></span>gaande</div>\n<div class=\"t m0 x2c h64 y2233 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beweerdelij<span class=\"_ _1\"></span>k misleidende <span class=\"_ _1\"></span>communicatie<span class=\"_ _1\"></span> in de peri<span class=\"_ _1\"></span>ode 2007<span class=\"ls0 ws0\">-<span class=\"_ _1\"></span></span><span class=\"ws113\">2008<span class=\"lsf9 ws124\">. </span></span></div>\n<div class=\"t m0 x2c h64 y2234 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Cebulon eist<span class=\"_ _1\"></span> in haar hoedanigheid<span class=\"_ _1\"></span> van voormalige Fort<span class=\"_ _1\"></span>is aandeelhoude<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y2235 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">een schadevergo<span class=\"_ _1\"></span>eding voor de bewee<span class=\"_ _1\"></span>rdelijk geleden<span class=\"_ _1\"></span> schade. De</div>\n<div class=\"t m0 x2c h64 y2236 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">procedure <span class=\"_ _1\"></span>is hangende <span class=\"_ _1\"></span>voor de re<span class=\"_ _1\"></span>chtbank van<span class=\"_ _1\"></span> Utrecht. Er<span class=\"_ _1\"></span> heeft een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y2237 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">inleidi<span class=\"_ _0\"></span>ngszitti<span class=\"_ _0\"></span>ng plaats<span class=\"_ _0\"></span>gevond<span class=\"_ _0\"></span>en op 9 septe<span class=\"_ _0\"></span>mber 2020.<span class=\"_ _0\"></span> De partij<span class=\"_ _0\"></span>en zijn</div>\n<div class=\"t m0 x2c h64 y2238 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ies aan het<span class=\"_ _0\"></span> uitwiss<span class=\"_ _0\"></span>elen.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2239 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h6c y223a ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Nederlandse<span class=\"_ _1\"></span> individuele<span class=\"_ _1\"></span> investeerder</span> </span></div>\n<div class=\"t m0 x2c h64 y223b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 29 janua<span class=\"_ _1\"></span>ri 2021 i<span class=\"_ _1\"></span>s een Nede<span class=\"_ _1\"></span>rlandse indi<span class=\"_ _1\"></span>viduele inves<span class=\"_ _1\"></span>teerder een<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y223c ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">juridisc<span class=\"_ _0\"></span>he proc<span class=\"_ _0\"></span>edure g<span class=\"_ _0\"></span>estart t<span class=\"_ _0\"></span>egen Agea<span class=\"_ _0\"></span>s. Hij e<span class=\"_ _0\"></span>iste voo<span class=\"_ _0\"></span>r de recht<span class=\"_ _0\"></span>bank</div>\n<div class=\"t m0 x2c h64 y223d ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van Utr<span class=\"_ _0\"></span>echt com<span class=\"_ _0\"></span>pensati<span class=\"_ _0\"></span>e voor <span class=\"ws112\">d<span class=\"_ _0\"></span>e schade die hi<span class=\"_ _0\"></span>j beweer<span class=\"_ _0\"></span>delijk hee<span class=\"_ _0\"></span>ft </span></div>\n<div class=\"t m0 x2c h64 y223e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelede<span class=\"_ _0\"></span>n door de Fort<span class=\"_ _0\"></span>is crisis in 20<span class=\"_ _0\"></span>07<span class=\"ls0 ws0\">-</span>2008. De in<span class=\"_ _0\"></span>leidin<span class=\"_ _0\"></span>gszittin<span class=\"_ _0\"></span>g heeft</div>\n<div class=\"t m0 x2c h64 y223f ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">plaatsgevonden<span class=\"_ _1\"></span> op 10 maa<span class=\"_ _1\"></span>rt 2021.De <span class=\"_ _1\"></span>partijen <span class=\"_ _1\"></span>hebben in j<span class=\"_ _1\"></span>uni<span class=\"ls0 ws0\"> </span>2022<span class=\"_ _1\"></span> een</div>\n<div class=\"t m0 x2c h64 y2240 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">akkoord ges<span class=\"_ _1\"></span>loten om de<span class=\"_ _1\"></span> procedure <span class=\"_ _1\"></span>te be\u00ebindigen<span class=\"_ _1\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2241 ff3c9 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"ls107 ws135\">I<span class=\"_ _1\"></span>n Belgi\u00eb</span> </span></div>\n<div class=\"t m0 x2c h6c y2242 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Modrikamen</span> </span></div>\n<div class=\"t m0 x2c h64 y2243 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">E<span class=\"lsef ws11d\">en aan<span class=\"_ _1\"></span>tal aandeelhou<span class=\"_ _1\"></span>ders, vert<span class=\"_ _1\"></span>egenwoordigd doo<span class=\"_ _1\"></span>r mr. Modri<span class=\"_ _1\"></span>kamen, </span></div>\n<div class=\"t m0 x2c h64 y2244 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">heeft op <span class=\"_ _1\"></span>28 januari 2<span class=\"_ _1\"></span>009 een pr<span class=\"_ _1\"></span>ocedure ingel<span class=\"_ _1\"></span>eid voor de<span class=\"_ _1\"></span> Rechtbank va<span class=\"_ _1\"></span>n</div>\n<div class=\"t m0 x2c h64 y2245 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Koophandel i<span class=\"_ _1\"></span>n Brussel <span class=\"_ _1\"></span>waarbij oorspro<span class=\"_ _1\"></span>nkelijk de <span class=\"_ _1\"></span>vernietiging<span class=\"_ _1\"></span> van de</div>\n<div class=\"t m0 x2c h64 y2246 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">verkoop v<span class=\"_ _0\"></span>an ASR aan de N<span class=\"_ _0\"></span>ederlan<span class=\"_ _0\"></span>dse staat en de v<span class=\"_ _0\"></span>erkoop<span class=\"ls0 ws0\"> <span class=\"lsef ws11d\">van Fortis </span></span></div>\n<div class=\"t m0 x2c h64 y2247 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Bank aan de Fe<span class=\"_ _0\"></span>derale P<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\">- </span>en Investeri<span class=\"_ _0\"></span>ngsmaat<span class=\"_ _0\"></span>schapp<span class=\"_ _0\"></span>ij (FPIM)</div>\n<div class=\"t m0 x1d h64 y2248 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(en vervolgens<span class=\"_ _1\"></span> aan BNP Paribas) dan wel<span class=\"_ _1\"></span> schadevergoeding<span class=\"_ _1\"></span> werd</div>\n<div class=\"t m0 x1d h64 y2249 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">gevraagd. Op 8 dec<span class=\"_ _1\"></span>ember 2009 beslis<span class=\"_ _1\"></span>te de rechtban<span class=\"_ _1\"></span>k onder meer dat zij<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y224a ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">niet bevoegd<span class=\"_ _1\"></span> is voo<span class=\"_ _1\"></span>r de vorder<span class=\"_ _1\"></span>ingen tegen d<span class=\"_ _1\"></span>e Nederlands<span class=\"_ _1\"></span>e verweerde<span class=\"_ _1\"></span>rs.</div>\n<div class=\"t m0 x1d h64 y224b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 17 janua<span class=\"_ _1\"></span>ri 2013 b<span class=\"_ _1\"></span>evestigde he<span class=\"_ _1\"></span>t Hof van B<span class=\"_ _1\"></span>eroep dit <span class=\"_ _1\"></span>vonnis op <span class=\"_ _1\"></span>dit</div>\n<div class=\"t m0 x1d h64 y224c ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">punt. In j<span class=\"_ _1\"></span>uli 2014<span class=\"_ _1\"></span> tekende mr<span class=\"_ _1\"></span>. Modrikamen h<span class=\"_ _1\"></span>iertegen cassa<span class=\"_ _1\"></span>tieberoep</div>\n<div class=\"t m0 x1d h64 y224d ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan. Op 23 okt<span class=\"_ _0\"></span>ober 201<span class=\"_ _0\"></span>5 verwierp h<span class=\"_ _0\"></span>et Hof van Ca<span class=\"_ _0\"></span>ssatie dit b<span class=\"_ _0\"></span>eroep. Mr.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y224e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Modrika<span class=\"_ _0\"></span>men zette de p<span class=\"_ _0\"></span>rocedu<span class=\"_ _0\"></span>re ten gron<span class=\"_ _0\"></span>de voor de Rec<span class=\"_ _0\"></span>htbank va<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y224f ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Koophan<span class=\"_ _0\"></span>del voo<span class=\"_ _0\"></span>rt inzak<span class=\"_ _0\"></span>e de verk<span class=\"_ _0\"></span>oop van F<span class=\"_ _0\"></span>ortis Ba<span class=\"_ _0\"></span>nk waarb<span class=\"_ _0\"></span>ij de bet<span class=\"_ _0\"></span>aling</div>\n<div class=\"t m0 x1d h64 y2250 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van een <span class=\"_ _1\"></span>schadevergoeding<span class=\"_ _1\"></span> door BNP Pa<span class=\"_ _1\"></span>ribas aan A<span class=\"_ _1\"></span>geas alsmede<span class=\"_ _1\"></span> door</div>\n<div class=\"t m0 x1d h64 y2251 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas aan de ei<span class=\"_ _1\"></span>sers werd nagestree<span class=\"_ _1\"></span>fd. In een tussenvon<span class=\"_ _1\"></span>nis op 4</div>\n<div class=\"t m0 x1d h64 y2252 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">november 2014<span class=\"_ _1\"></span> verk<span class=\"ws11e\">laarde<span class=\"_ _1\"></span> de rechtbank de vorder<span class=\"_ _1\"></span>ing van ongeveer<span class=\"_ _1\"></span> </span></div>\n<div class=\"t m0 x1d h64 y2253 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">50% van de eis<span class=\"_ _0\"></span>ers onont<span class=\"_ _0\"></span>vankel<span class=\"_ _0\"></span>ijk. Op 29 apri<span class=\"_ _0\"></span>l 2016 besl<span class=\"_ _0\"></span>oot de</div>\n<div class=\"t m0 x1d h64 y2254 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">Rechtb<span class=\"_ _0\"></span>ank van K<span class=\"_ _0\"></span>oophand<span class=\"_ _0\"></span>el te Br<span class=\"_ _0\"></span>ussel de z<span class=\"_ _0\"></span>aak te sc<span class=\"_ _0\"></span>horsen i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y2255 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afwachti<span class=\"_ _0\"></span>ng van h<span class=\"_ _0\"></span>et resul<span class=\"_ _0\"></span>taat van <span class=\"_ _0\"></span>de straf<span class=\"_ _0\"></span>proced<span class=\"_ _0\"></span>ure. Dez<span class=\"_ _0\"></span>e proce<span class=\"_ _0\"></span>dure is</div>\n<div class=\"t m0 x1d h64 y2256 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gereactiveerd<span class=\"_ _1\"></span>. Er zijn<span class=\"_ _1\"></span> evenwel geen<span class=\"_ _1\"></span> vorderingen<span class=\"_ _1\"></span> meer teg<span class=\"_ _1\"></span>en Ageas.</div>\n<div class=\"t m0 x1d h64 y2257 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">Ageas sloot een da<span class=\"_ _1\"></span>dingsovereenkomst me<span class=\"_ _1\"></span>t mr. Modrikamen<span class=\"_ _1\"></span> en zijn</div>\n<div class=\"t m0 x1d h64 y2258 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">cli\u00ebnte<span class=\"_ _0\"></span>n die tijdig e<span class=\"_ _0\"></span>en opt<span class=\"ls0 ws0\">-<span class=\"lsef ws11e\">out formulier hebben<span class=\"_ _1\"></span> ingediend op 7 juni 202<span class=\"_ _1\"></span>0, </span></span></div>\n<div class=\"t m0 x1d h64 y2259 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">waardoor de<span class=\"_ _1\"></span>ze procedure n<span class=\"_ _1\"></span>iet langer<span class=\"_ _1\"></span> door deze<span class=\"_ _1\"></span> personen wor<span class=\"_ _1\"></span>dt</div>\n<div class=\"t m0 x1d h64 y225a ff3c9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">nagest<span class=\"_ _0\"></span>reef<span class=\"ws112\">d tege<span class=\"_ _0\"></span>n Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d h6c y225b ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws113\">Deminor</span> </span></div>\n<div class=\"t m0 x1d h64 y225c ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Een aanta<span class=\"_ _0\"></span>l person<span class=\"_ _0\"></span>en rond Dem<span class=\"_ _0\"></span>inor Inter<span class=\"_ _0\"></span>nationa<span class=\"_ _0\"></span>l (momente<span class=\"_ _0\"></span>el onder d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y225d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">naam DRS Belg<span class=\"_ _1\"></span>ium) hee<span class=\"_ _1\"></span>ft op 13 ja<span class=\"_ _1\"></span>nuari 2010 <span class=\"_ _1\"></span>een procedure<span class=\"_ _1\"></span> ingeleid<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y225e ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">voor de <span class=\"_ _1\"></span>Rechtbank van<span class=\"_ _1\"></span> Koophandel in<span class=\"_ _1\"></span> Brussel, <span class=\"_ _1\"></span>waarbij ze<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y225f ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevergoed<span class=\"_ _1\"></span>ing nastreven<span class=\"_ _1\"></span> op grond <span class=\"_ _1\"></span>va<span class=\"lsed ws112\">n beweerd<span class=\"_ _0\"></span>e onvolled<span class=\"_ _0\"></span>ige of </span></div>\n<div class=\"t m0 x1d h64 y2260 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">misleid<span class=\"_ _0\"></span>ende infor<span class=\"_ _0\"></span>matiev<span class=\"_ _0\"></span>erstrek<span class=\"_ _0\"></span>king door F<span class=\"_ _0\"></span>ortis in de peri<span class=\"_ _0\"></span>ode maart 20<span class=\"_ _0\"></span>07</div>\n<div class=\"t m0 x1d h64 y2261 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">tot oktob<span class=\"_ _0\"></span>er 2008. Op 28 a<span class=\"_ _0\"></span>pril 2014 v<span class=\"_ _0\"></span>erklaar<span class=\"_ _0\"></span>de de recht<span class=\"_ _0\"></span>bank in een</div>\n<div class=\"t m0 x1d h64 y2262 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tussenvonnis d<span class=\"_ _1\"></span>e vordering <span class=\"_ _1\"></span>van ongevee<span class=\"_ _1\"></span>r 25% van <span class=\"_ _1\"></span>de eisers<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2263 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">onontv<span class=\"_ _0\"></span>ankelijk.<span class=\"_ _0\"></span> De partij<span class=\"_ _0\"></span>en zijn be<span class=\"lsef ws11d\">zig met het be\u00ebindigen <span class=\"_ _1\"></span>van de<span class=\"_ _1\"></span>ze </span></div>\n<div class=\"t m0 x1d h64 y2264 ff3c9 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">procedure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h6c y2265 ff3cc fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.2.3<span class=\"ls0 ws0\"> <span class=\"_ _1e1\"> </span><span class=\"lsef ws11d\">Overige vo<span class=\"_ _1\"></span>rderingen nam<span class=\"_ _1\"></span>ens individue<span class=\"_ _1\"></span>le aandeelh<span class=\"_ _1\"></span>ouders</span> </span></div>\n<div class=\"t m0 x1d h64 y2266 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Op 12 septem<span class=\"_ _0\"></span>ber 2012 h<span class=\"_ _0\"></span>ebben Patri<span class=\"_ _0\"></span>part, ee<span class=\"_ _0\"></span>n (voorma<span class=\"_ _0\"></span>lige) Fort<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1d h64 y2267 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeelhouder<span class=\"_ _1\"></span>, en haar <span class=\"_ _1\"></span>moedermaatschap<span class=\"_ _1\"></span>pij Patrinve<span class=\"_ _1\"></span>st een proc<span class=\"_ _1\"></span>edure</div>\n<div class=\"t m0 x1d h64 y2268 ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">aangespannen<span class=\"_ _1\"></span> voor de Re<span class=\"ws11d\">chtbank <span class=\"_ _1\"></span>van Koophandel<span class=\"_ _1\"></span> in Brussel<span class=\"_ _1\"></span>, waarbij </span></div>\n<div class=\"t m0 x1d h64 y2269 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">schadevergoed<span class=\"_ _1\"></span>ing wordt ge<span class=\"_ _1\"></span>vorderd op <span class=\"_ _1\"></span>basis van h<span class=\"_ _1\"></span>et beweerde<span class=\"_ _1\"></span> gebrek</div>\n<div class=\"t m0 x1d h64 y226a ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aan of misl<span class=\"_ _0\"></span>eidende<span class=\"_ _0\"></span> informat<span class=\"_ _0\"></span>ie van Fort<span class=\"_ _0\"></span>is in de context<span class=\"_ _0\"></span> van de</div>\n<div class=\"t m0 x1d h64 y226b ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kapitaalverhogi<span class=\"_ _1\"></span>ng in 2007. Op 1 feb<span class=\"_ _1\"></span>ruari 2016 verwierp<span class=\"_ _1\"></span> de rechtbank de<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y226c ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">vordering over<span class=\"_ _1\"></span><span class=\"ls0 ws0\"> <span class=\"lsed ws112\">de hele lijn.<span class=\"_ _0\"></span> Op 16 maart 2<span class=\"_ _0\"></span>016 heeft Pat<span class=\"_ _0\"></span>rinvest be<span class=\"_ _0\"></span>roep </span></span></div>\n<div class=\"t m0 x1d h64 y226d ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aangetekend b<span class=\"_ _1\"></span>ij het Br<span class=\"_ _1\"></span>usselse Ho<span class=\"_ _1\"></span>f van Beroep<span class=\"_ _1\"></span>. De partije<span class=\"_ _1\"></span>n zijn hun<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y226e ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">laatste sc<span class=\"_ _0\"></span>hrifte<span class=\"_ _0\"></span>lijke stukk<span class=\"_ _0\"></span>en aan het<span class=\"_ _0\"></span> uitwisse<span class=\"_ _0\"></span>len en wacht<span class=\"_ _0\"></span>en nu een</div>\n<div class=\"t m0 x1d h64 y226f ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">pleitdat<span class=\"_ _0\"></span>um en het besl<span class=\"_ _0\"></span>uit van het<span class=\"_ _0\"></span> Hof af; hierv<span class=\"_ _0\"></span>oor is nog gee<span class=\"_ _0\"></span>n da<span class=\"ls105 ws135\">tum </span></div>\n<div class=\"t m0 x1d h64 y2270 ff3c9 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">vastges<span class=\"_ _0\"></span>teld.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2271 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y2272 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 29 apri<span class=\"_ _1\"></span>l 2013 he<span class=\"_ _1\"></span>bben een aan<span class=\"_ _1\"></span>tal persone<span class=\"_ _1\"></span>n vertegenwoor<span class=\"_ _1\"></span>digd door</div>\n<div class=\"t m0 x1d h64 y2273 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">mr. Arnaut<span class=\"_ _0\"></span>s een proc<span class=\"_ _0\"></span>edure inge<span class=\"_ _0\"></span>leid voor d<span class=\"_ _0\"></span>e Rechtba<span class=\"_ _0\"></span>nk van Kooph<span class=\"_ _0\"></span>andel</div>\n<div class=\"t m0 x1d h64 y2274 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">in Brussel<span class=\"_ _0\"></span>, waarbi<span class=\"_ _0\"></span>j ze schadev<span class=\"_ _0\"></span>ergoedi<span class=\"_ _0\"></span>ng nastr<span class=\"_ _0\"></span>even op grond v<span class=\"_ _0\"></span>an</div>\n<div class=\"t m0 x1d h64 y2275 ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">beweerde on<span class=\"_ _1\"></span>volledige o<span class=\"_ _1\"></span>f misleidende i<span class=\"_ _1\"></span>nfor<span class=\"lsed ws112\">matievers<span class=\"_ _0\"></span>trekkin<span class=\"_ _0\"></span>g door Fort<span class=\"_ _0\"></span>is </span></div>\n<div class=\"t m0 x1d h64 y2276 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">in 2007 e<span class=\"_ _0\"></span>n 2008. D<span class=\"_ _0\"></span>eze proc<span class=\"_ _0\"></span>edure w<span class=\"_ _0\"></span>as opgesc<span class=\"_ _0\"></span>hort i<span class=\"_ _0\"></span>n afwacht<span class=\"_ _0\"></span>ing van d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y2277 ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">afloop v<span class=\"_ _0\"></span>an de st<span class=\"_ _0\"></span>rafproce<span class=\"_ _0\"></span>dure. De <span class=\"_ _0\"></span>partije<span class=\"_ _0\"></span>n zijn bez<span class=\"_ _0\"></span>ig met het<span class=\"_ _0\"></span> be\u00ebin<span class=\"_ _0\"></span>digen</div>\n<div class=\"t m0 x1d h64 y2278 ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">van deze proc<span class=\"_ _0\"></span>edure.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2279 ff3c9 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y227a ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Op 19 <span class=\"_ _1\"></span>september 2013<span class=\"_ _1\"></span> werd een ge<span class=\"_ _1\"></span>lijkaardige bu<span class=\"_ _1\"></span>rgerlijke <span class=\"_ _1\"></span>procedure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y227b ff3c9 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">gestart voor<span class=\"_ _1\"></span> de Rech<span class=\"_ _1\"></span>tbank van Ee<span class=\"_ _1\"></span>rste Aanleg i<span class=\"_ _1\"></span>n Brussel <span class=\"_ _1\"></span>door een aan<span class=\"_ _1\"></span>tal</div>\n<div class=\"t m0 x1d h64 y227c ff3c9 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">(voormalige) aan<span class=\"_ _1\"></span>deelhouders v<span class=\"_ _1\"></span>an Fortis, verteg<span class=\"_ _1\"></span>enwoordigd door<span class=\"_ _1\"></span> mr.</div>\n<div class=\"t m0 x1d h64 y227d ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Lenssens<span class=\"_ _0\"></span>. Deze proc<span class=\"_ _0\"></span>edure was<span class=\"_ _0\"></span> opgesch<span class=\"_ _0\"></span>ort in afwac<span class=\"_ _0\"></span>hting van d<span class=\"_ _0\"></span>e afloop</div>\n<div class=\"t m0 x1d h64 y227e ff3c9 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">van de st<span class=\"_ _0\"></span>rafproc<span class=\"_ _0\"></span>edure. <span class=\"_ _0\"></span>De parti<span class=\"_ _0\"></span>jen zijn b<span class=\"_ _0\"></span>ezig met<span class=\"_ _0\"></span> <span class=\"lsef\">het be\u00ebindige<span class=\"_ _1\"></span>n van </span></div>\n<div class=\"t m0 x1d h64 y227f ff3c9 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">deze proc<span class=\"_ _0\"></span>edure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x2c h64 y8a5 ff3d0 fs44 fc1e sc0 lsf9 ws124\" style=\"z-index: 15;\">1.3<span class=\"ls0 ws0\"> <span class=\"_ _195\"> </span><span class=\"lsef ws113\">Vr<span class=\"_ _1\"></span>ijwaringsbed<span class=\"_ _1\"></span>ingen</span> </span></div>\n<div class=\"t m0 x2c h64 y8a6 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">In 2008 heeft For<span class=\"_ _1\"></span>tis aan sommige voo<span class=\"_ _1\"></span>rmalige topmanage<span class=\"_ _1\"></span>rs en</div>\n<div class=\"t m0 x2c h64 y8a7 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bestuurders<span class=\"_ _1\"></span>, bij hun ve<span class=\"_ _1\"></span>rtrek, een<span class=\"_ _1\"></span> contractuele<span class=\"_ _1\"></span> vrijwaring v<span class=\"_ _1\"></span>erleend voo<span class=\"_ _1\"></span>r</div>\n<div class=\"t m0 x2c h64 y8a8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">juridisc<span class=\"_ _0\"></span>he kosten,<span class=\"_ _0\"></span> en in sommig<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span>gevall<span class=\"_ _0\"></span>en ook voor de fina<span class=\"_ _0\"></span>nci\u00eble</div>\n<div class=\"t m0 x2c h64 y8a9 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gevolge<span class=\"_ _0\"></span>n van een event<span class=\"_ _0\"></span>uele ger<span class=\"_ _0\"></span>echteli<span class=\"_ _0\"></span>jke uitspr<span class=\"_ _0\"></span>aak in het<span class=\"_ _0\"></span> geval dat</div>\n<div class=\"t m0 x2c h64 y8aa ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">tegen deze<span class=\"_ _1\"></span> personen een<span class=\"_ _1\"></span> rechtszaa<span class=\"_ _1\"></span>k zou worden<span class=\"_ _1\"></span> aangespannen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x2c h64 y8ab ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verband me<span class=\"_ _1\"></span>t hun mandaa<span class=\"_ _1\"></span>t binnen de <span class=\"_ _1\"></span>Fortis<span class=\"ls0 ws0\">-<span class=\"lsed ws112\">groep. Ageas betw<span class=\"_ _0\"></span>ist de </span></span></div>\n<div class=\"t m0 x2c h64 y8ac ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">geldig<span class=\"_ _0\"></span>heid van d<span class=\"_ _0\"></span>eze cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>e vrijw<span class=\"_ _0\"></span>aringsb<span class=\"_ _0\"></span>edinge<span class=\"_ _0\"></span>n voor zov<span class=\"_ _0\"></span>er ze</div>\n<div class=\"t m0 x2c h64 y8ad ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betrekk<span class=\"_ _0\"></span>ing hebbe<span class=\"_ _0\"></span>n op de financ<span class=\"_ _0\"></span>i\u00eble gev<span class=\"_ _0\"></span>olgen van ee<span class=\"_ _0\"></span>n eventuel<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x2c h64 y8ae ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gerecht<span class=\"_ _0\"></span>elijke uit<span class=\"_ _0\"></span>spraak.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y8af ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y8b0 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Voorts hee<span class=\"_ _1\"></span>ft Ageas, zoa<span class=\"_ _1\"></span>ls gebruikeli<span class=\"_ _1\"></span>jk bij d<span class=\"_ _1\"></span>at soort <span class=\"_ _1\"></span>transacties,</div>\n<div class=\"t m0 x2c h64 y8b1 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">overee<span class=\"_ _0\"></span>nkomste<span class=\"_ _0\"></span>n afgeslot<span class=\"_ _0\"></span>en met een a<span class=\"_ _0\"></span>antal fin<span class=\"_ _0\"></span>anci\u00eble ins<span class=\"_ _0\"></span>tellin<span class=\"_ _0\"></span>gen die de</div>\n<div class=\"t m0 x2c h64 y8b2 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">plaatsing van Fo<span class=\"_ _1\"></span>rtis aandelen fac<span class=\"_ _1\"></span>iliteerden tij<span class=\"_ _1\"></span>dens de</div>\n<div class=\"t m0 x2c h64 y8b3 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">kapita<span class=\"_ _0\"></span>alverhog<span class=\"_ _0\"></span>ingen van 2<span class=\"_ _0\"></span>007 en 2008.<span class=\"_ _0\"></span> Deze overe<span class=\"_ _0\"></span>enkomst<span class=\"_ _0\"></span>en bevatte<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y8b4 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">vrijwaringsbedi<span class=\"_ _1\"></span>ngen die <span class=\"_ _1\"></span>onder bepaalde<span class=\"_ _1\"></span> voorwaarden <span class=\"_ _1\"></span>voor Ageas</div>\n<div class=\"t m0 x2c h64 y8b5 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplichtingen<span class=\"_ _1\"></span> tot scha<span class=\"_ _1\"></span>deloosstelling<span class=\"_ _1\"></span> impliceren<span class=\"_ _1\"></span>. So<span class=\"lsed ws112\">mmige van die </span></div>\n<div class=\"t m0 x2c h64 y8b6 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00eble instel<span class=\"_ _0\"></span>lingen zi<span class=\"_ _0\"></span>jn betrok<span class=\"_ _0\"></span>ken bij de in dit h<span class=\"_ _0\"></span>oofdstu<span class=\"_ _0\"></span>k beschre<span class=\"_ _0\"></span>ven</div>\n<div class=\"t m0 x2c h64 y8b7 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">juridische pro<span class=\"_ _1\"></span>cedures.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y9d7 ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c h64 y9d8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In het kader v<span class=\"_ _0\"></span>an een schik<span class=\"_ _0\"></span>king met d<span class=\"_ _0\"></span>e verzeke<span class=\"_ _0\"></span>raars van<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x2c h64 y9d9 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">bestuu<span class=\"_ _0\"></span>rdersaan<span class=\"_ _0\"></span>sprakel<span class=\"_ _0\"></span>ijkheids<span class=\"_ _0\"></span>verzek<span class=\"_ _0\"></span>ering e<span class=\"_ _0\"></span>n van de</div>\n<div class=\"t m0 x2c h64 y9da ff3d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">prospectusaan<span class=\"_ _1\"></span>sprakelijkheidsve<span class=\"_ _1\"></span>rzeke<span class=\"lsed ws112\">ring, met bet<span class=\"_ _0\"></span>rekkin<span class=\"_ _0\"></span>g tot de </span></div>\n<div class=\"t m0 x2c h64 y9db ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gebeurt<span class=\"_ _0\"></span>enissen e<span class=\"_ _0\"></span>n ontwikk<span class=\"_ _0\"></span>elinge<span class=\"_ _0\"></span>n rond de voorm<span class=\"_ _0\"></span>alige Fort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\">-</span>groep i<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x2c h64 y9dc ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">2007 en 200<span class=\"_ _1\"></span>8, heeft Ag<span class=\"_ _1\"></span>eas een v<span class=\"_ _1\"></span>rijwaring verle<span class=\"_ _1\"></span>end aan de<span class=\"_ _1\"></span> verzekeraars<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x2c h64 y9dd ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">voor het totale<span class=\"_ _1\"></span> dekkingsbedrag<span class=\"_ _1\"></span> van de betrokken pol<span class=\"_ _1\"></span>issen. Daarnaast</div>\n<div class=\"t m0 x2c h64 y9de ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ging Ageas<span class=\"_ _0\"></span> ook vrijwa<span class=\"_ _0\"></span>r<span class=\"lsef ws11e\">ingsverbintenissen<span class=\"_ _1\"></span> aan ten gunste van en<span class=\"_ _1\"></span>kele </span></div>\n<div class=\"t m0 x2c h64 y9df ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">voormal<span class=\"_ _0\"></span>ige Forti<span class=\"_ _0\"></span>s bestuurd<span class=\"_ _0\"></span>ers en func<span class=\"_ _0\"></span>tionaris<span class=\"_ _0\"></span>sen en ten gu<span class=\"_ _0\"></span>nste van</div>\n<div class=\"t m0 x2c h64 y9e0 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">BNP Pa<span class=\"_ _0\"></span>ribas For<span class=\"_ _0\"></span>tis met b<span class=\"_ _0\"></span>etrekki<span class=\"_ _0\"></span>ng tot t<span class=\"_ _0\"></span>oekomst<span class=\"_ _0\"></span>ige ver<span class=\"_ _0\"></span>dedigingsk<span class=\"_ _0\"></span>osten,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x2c h64 y9e1 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">en ten gunst<span class=\"_ _0\"></span>e van de best<span class=\"_ _0\"></span>uurders<span class=\"_ _0\"></span> van de twee Ned<span class=\"_ _0\"></span>erland<span class=\"_ _0\"></span>se sticht<span class=\"_ _0\"></span>ingen</div>\n<div class=\"t m0 x2c h64 y9e2 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">die i<span class=\"ws11d\">n het k<span class=\"_ _0\"></span>ader va<span class=\"_ _0\"></span>n de schi<span class=\"_ _0\"></span>kking zi<span class=\"_ _0\"></span>jn opge<span class=\"_ _0\"></span>richt.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h7b y2282 ff3d2 fs50 fce sc0 ls108 ws139\" style=\"z-index: 15;\">43.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2283 ff3d2 fs50 fce sc0 ls10d ws141\" style=\"z-index: 15;\">Voorwaardelijke <span class=\"_ _1\"></span>verplichtingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h7b y2284 ff3d2 fs50 fce sc0 ls109 ws13a\" style=\"z-index: 15;\">inzake hybride <span class=\"_ _1\"></span>instrumenten van voo<span class=\"_ _1\"></span>rmalige</div>\n<div class=\"t m0 x2c h7b y2285 ff3d2 fs50 fce sc0 ls109 ws13a\" style=\"z-index: 15;\">dochterondernemingen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h64 y2286 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In 2007 heef<span class=\"_ _0\"></span>t BNP Pari<span class=\"_ _0\"></span>bas Fortis S<span class=\"_ _0\"></span>A/NV CASH<span class=\"_ _0\"></span>ES (Conv<span class=\"_ _0\"></span>ertible A<span class=\"_ _0\"></span>nd</div>\n<div class=\"t m0 x2c h64 y2287 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Subordinated <span class=\"_ _1\"></span>Hybrid Equi<span class=\"_ _1\"></span>ty<span class=\"ls0 ws0\">-</span>linked <span class=\"_ _1\"></span>Securities)<span class=\"_ _1\"></span> ui<span class=\"ws11e\">tgegeven, waarbi<span class=\"_ _1\"></span>j </span></div>\n<div class=\"t m0 x2c h64 y2288 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas SA/NV<span class=\"_ _1\"></span> als medeschu<span class=\"_ _1\"></span>ldenaar optrad <span class=\"_ _1\"></span>(BNP Pariba<span class=\"_ _1\"></span>s Fortis SA<span class=\"_ _1\"></span>/NV</div>\n<div class=\"t m0 x1d h64 y2289 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">was op da<span class=\"_ _1\"></span>t moment een<span class=\"_ _1\"></span> dochterondern<span class=\"_ _1\"></span>eming). Van de<span class=\"_ _1\"></span> oorspronk<span class=\"_ _1\"></span>elijk</div>\n<div class=\"t m0 x1d h64 y228a ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">12.000 uit<span class=\"_ _0\"></span>gegeve<span class=\"_ _0\"></span>n effecte<span class=\"_ _0\"></span>n, blijv<span class=\"_ _0\"></span>en er 3.326 eff<span class=\"_ _0\"></span>ecten uit<span class=\"_ _0\"></span>staan, di<span class=\"_ _0\"></span>e een</div>\n<div class=\"t m0 x1d h64 y228b ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">totaal nom<span class=\"_ _1\"></span>inaal bedrag <span class=\"_ _1\"></span>vertegenwoordigen<span class=\"_ _1\"></span> van EUR 831<span class=\"_ _1\"></span>,5 miljoen.<span class=\"_ _1\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y228c ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y228d ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">De effect<span class=\"_ _0\"></span>en hebb<span class=\"_ _0\"></span>en geen v<span class=\"_ _0\"></span>erval<span class=\"_ _0\"></span>datum en k<span class=\"_ _0\"></span>unnen ni<span class=\"_ _0\"></span>et in c<span class=\"_ _0\"></span>ontanten</div>\n<div class=\"t m0 x1d h64 y228e ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">worden af<span class=\"_ _0\"></span>gelost, m<span class=\"_ _0\"></span>aar kunnen al<span class=\"_ _0\"></span>leen wor<span class=\"_ _0\"></span>den omgeru<span class=\"_ _0\"></span>ild tegen aa<span class=\"_ _0\"></span>ndele<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1d h64 y228f ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">Ageas aan <span class=\"_ _1\"></span>een koers <span class=\"_ _1\"></span>van EUR 239<span class=\"_ _1\"></span>,40 per aande<span class=\"_ _1\"></span>el. De CASHE<span class=\"_ _1\"></span>S</div>\n<div class=\"t m0 x1d h64 y2290 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">worden automa<span class=\"_ _1\"></span>tisch omgeru<span class=\"_ _1\"></span>ild in aand<span class=\"_ _1\"></span>elen Ageas <span class=\"_ _1\"></span>als de koers<span class=\"_ _1\"></span> van het</div>\n<div class=\"t m0 x1d h64 y2291 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandeel Agea<span class=\"_ _1\"></span>s gedurende <span class=\"_ _1\"></span>twintig acht<span class=\"_ _1\"></span>ereenvolgende<span class=\"_ _1\"></span> beurswerkdagen<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2292 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">gelijk is a<span class=\"_ _0\"></span>an of hoger is dan E<span class=\"_ _0\"></span>UR 359,<span class=\"_ _0\"></span>10. BNP Par<span class=\"_ _0\"></span>ibas Forti<span class=\"_ _0\"></span>s SA/NV</div>\n<div class=\"t m0 x1d h64 y2293 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">bezit 3.473<span class=\"_ _1\"></span>.271 aandelen<span class=\"_ _1\"></span> Ageas met h<span class=\"_ _1\"></span>et oog op<span class=\"_ _1\"></span> de mogelijk<span class=\"_ _1\"></span>e omruiling<span class=\"_ _1\"></span> </div>\n<div class=\"t m0 x1d h64 y2294 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">van de CA<span class=\"_ _1\"></span>SHES. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y2295 ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y2296 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">De eni<span class=\"ws11d\">ge v<span class=\"_ _0\"></span>erhaalm<span class=\"_ _0\"></span>ogelijk<span class=\"_ _0\"></span>heid van <span class=\"_ _0\"></span>de houd<span class=\"_ _0\"></span>ers van d<span class=\"_ _0\"></span>e CASHE<span class=\"_ _0\"></span>S tegen </span></div>\n<div class=\"t m0 x1d h64 y2297 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">elk van de mededeb<span class=\"_ _1\"></span>iteuren met betrek<span class=\"_ _1\"></span>king tot de nomina<span class=\"_ _1\"></span>le waarde zijn</div>\n<div class=\"t m0 x1d h64 y2298 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">de aandelen<span class=\"_ _1\"></span> Ageas die<span class=\"_ _1\"></span> BNP Paribas<span class=\"_ _1\"></span> Fortis SA<span class=\"_ _1\"></span>/NV aanhoudt; de<span class=\"_ _1\"></span>ze</div>\n<div class=\"t m0 x1d h64 y2299 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">aandelen z<span class=\"_ _1\"></span>ijn ten guns<span class=\"_ _1\"></span>te van die<span class=\"_ _1\"></span> houders ve<span class=\"_ _1\"></span>rpand. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y229a ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y229b ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas For<span class=\"lsef ws11d\">tis SA/NV betaalt <span class=\"_ _1\"></span>de coupon<span class=\"_ _1\"></span> voor de <span class=\"_ _1\"></span>CASHES per </span></div>\n<div class=\"t m0 x1d h64 y229c ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">kwartaal tegen<span class=\"_ _1\"></span> een variabele ren<span class=\"_ _1\"></span>te van 3<span class=\"ls0 ws0\">-</span><span class=\"ws11d\">maands<span class=\"_ _1\"></span> Euribor plu<span class=\"_ _1\"></span>s 200 </span></div>\n<div class=\"t m0 x1d h64 y229d ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">basispu<span class=\"_ _0\"></span>nten, tot de<span class=\"_ _0\"></span> omruilin<span class=\"_ _0\"></span>g van de CASH<span class=\"_ _0\"></span>ES in aandel<span class=\"_ _0\"></span>en Ageas</div>\n<div class=\"t m0 x1d h64 y229e ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">plaatsv<span class=\"_ _0\"></span>indt. Indi<span class=\"_ _0\"></span>en geen div<span class=\"_ _0\"></span>idend wo<span class=\"_ _0\"></span>rdt betaal<span class=\"_ _0\"></span>d op aandel<span class=\"_ _0\"></span>en Ageas, of</div>\n<div class=\"t m0 x1d h64 y229f ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">het vast<span class=\"_ _0\"></span> te <span class=\"ws112\">stel<span class=\"_ _0\"></span>len divide<span class=\"_ _0\"></span>nd met betre<span class=\"_ _0\"></span>kking tot e<span class=\"_ _0\"></span>en boekjaa<span class=\"_ _0\"></span>r onder de </span></div>\n<div class=\"t m0 x1d h64 y22a0 ff3d0 fs44 fc14 sc0 lsef ws11e\" style=\"z-index: 15;\">drempel ligt (d<span class=\"_ _1\"></span>ividendrendemen<span class=\"_ _1\"></span>t lager dan 0,5%)<span class=\"_ _1\"></span>, of in bepaalde ande<span class=\"_ _1\"></span>re</div>\n<div class=\"t m0 x1d h64 y22a1 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">omstandigheden<span class=\"_ _1\"></span>, zal de <span class=\"_ _1\"></span>betaling van<span class=\"_ _1\"></span> coupons do<span class=\"_ _1\"></span>or Ageas SA<span class=\"_ _1\"></span>/NV</div>\n<div class=\"t m0 x1d h64 y22a2 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">verplicht pl<span class=\"_ _1\"></span>aatsvinden v<span class=\"_ _1\"></span>ia de uitgi<span class=\"_ _1\"></span>fte van ni<span class=\"_ _1\"></span>euwe aandelen<span class=\"_ _1\"></span> in</div>\n<div class=\"t m0 x1d h64 y22a3 ff3d0 fs44 fc14 sc0 lsed ws111\" style=\"z-index: 15;\">over<span class=\"ws112\">ee<span class=\"_ _0\"></span>nstemmi<span class=\"_ _0\"></span>ng met de zoge<span class=\"_ _0\"></span>naamd<span class=\"_ _0\"></span>e Alternat<span class=\"_ _0\"></span>ive Coupon S<span class=\"_ _0\"></span>ettlem<span class=\"_ _0\"></span>ent </span></div>\n<div class=\"t m0 x1d h64 y22a4 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">Method (A<span class=\"_ _0\"></span>CSM), terw<span class=\"_ _0\"></span>ijl BNP Par<span class=\"_ _0\"></span>ibas Fort<span class=\"_ _0\"></span>is SA/N<span class=\"_ _0\"></span>V dan aan Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1d h64 y22a5 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>enten die<span class=\"_ _0\"></span>nt uit te geven d<span class=\"_ _0\"></span>ie als hybr<span class=\"_ _0\"></span>ide Tier 1 inst<span class=\"_ _0\"></span>rument<span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x1d h64 y22a6 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">kunnen worden<span class=\"_ _1\"></span> aangemer<span class=\"_ _1\"></span>kt als compe<span class=\"_ _1\"></span>nsatie voor<span class=\"_ _1\"></span> de coupons d<span class=\"_ _1\"></span>ie</div>\n<div class=\"t m0 x1d h64 y22a7 ff3d0 fs44 fc14 sc0 lsef ws113\" style=\"z-index: 15;\">werde<span class=\"lsed ws112\">n betaald do<span class=\"_ _0\"></span>or Ageas SA/<span class=\"_ _0\"></span>NV. Als de AC<span class=\"_ _0\"></span>SM in werkin<span class=\"_ _0\"></span>g treedt e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1d h64 y22a8 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">het besch<span class=\"_ _0\"></span>ikbare to<span class=\"_ _0\"></span>egesta<span class=\"_ _0\"></span>an kapitaa<span class=\"_ _0\"></span>l ontoere<span class=\"_ _0\"></span>ikend is vo<span class=\"_ _0\"></span>or Ageas SA/<span class=\"_ _0\"></span>NV</div>\n<div class=\"t m0 x1d h64 y22a9 ff3d0 fs44 fc14 sc0 lsed ws11d\" style=\"z-index: 15;\">om de AC<span class=\"_ _0\"></span>SM verpl<span class=\"_ _0\"></span>ichting n<span class=\"_ _0\"></span>a te kom<span class=\"_ _0\"></span>en, wordt <span class=\"_ _0\"></span>de coup<span class=\"_ _0\"></span>onbeta<span class=\"_ _0\"></span>ling</div>\n<div class=\"t m0 x1d h64 y22aa ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">opgesch<span class=\"_ _0\"></span>ort tot het mo<span class=\"_ _0\"></span>ment dat de u<span class=\"_ _0\"></span>itgifte v<span class=\"_ _0\"></span>an nieuwe aan<span class=\"_ _0\"></span>delen we<span class=\"_ _0\"></span>e<span class=\"ws111\">r </span></div>\n<div class=\"t m0 x1d h64 y22ab ff3d0 fs44 fc14 sc0 ls107 ws137\" style=\"z-index: 15;\">mogelijk i<span class=\"_ _1\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d h64 y22ac ff3d0 fs44 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1d h64 y22ad ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">In een akko<span class=\"_ _0\"></span>ord geslot<span class=\"_ _0\"></span>en in 2012, da<span class=\"_ _0\"></span>t onder and<span class=\"_ _0\"></span>ere heeft ge<span class=\"_ _0\"></span>leid tot een</div>\n<div class=\"t m0 x1d h64 y22ae ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">aankoo<span class=\"_ _0\"></span>pbod en teven<span class=\"_ _0\"></span>s omruili<span class=\"_ _0\"></span>ng van de CASH<span class=\"_ _0\"></span>ES, heeft<span class=\"_ _0\"></span> Ageas erme<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1d h64 y22af ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">ingest<span class=\"_ _0\"></span>emd BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV ee<span class=\"_ _0\"></span>n jaarlijk<span class=\"_ _0\"></span>se vergoe<span class=\"_ _0\"></span>ding te</div>\n<div class=\"t m0 x1d h64 y22b0 ff3d0 fs44 fc14 sc0 lsed ws112\" style=\"z-index: 15;\">betalen di<span class=\"_ _0\"></span>e overee<span class=\"_ _0\"></span>nkomt met het<span class=\"_ _0\"></span> bruto di<span class=\"lsef ws11d\">vidend van de aande<span class=\"_ _1\"></span>len die </span></div>\n<div class=\"t m0 x1d h64 y22b1 ff3d0 fs44 fc14 sc0 lsef ws11d\" style=\"z-index: 15;\">BNP Paribas <span class=\"_ _1\"></span>Fortis SA/<span class=\"_ _1\"></span>NV nog aanhou<span class=\"_ _1\"></span>dt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 456px; height: 650px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 456px; height: 650px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 456px; height: 650px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag456": {
   "value": "\n<div class=\"t m0 x2c h13 y7e2 ff1 fse fc2 sc0 ls7d ws97\" style=\"z-index: 15;\">Gebeurtenissen<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h13 y7e3 ff1 fse fc2 sc0 ls99 ws9a\" style=\"z-index: 15;\">na b<span class=\"_ _0\"></span>alans<span class=\"_ _0\"></span>datu<span class=\"_ _0\"></span>m</div>\n<div class=\"t m0 x2c hb8 y1c87 ff3d4 fs71 fc14 sc0 ls157 ws1a5\" style=\"z-index: 15;\">De<span class=\"ls0 ws0\"> <span class=\"ls163 ws18b\">verw<span class=\"ls140 ws180\">oe<span class=\"_ _1\"></span>stende</span></span> <span class=\"ls142 ws18b\">aardbeving i<span class=\"_ _0\"></span>n februa<span class=\"_ _0\"></span>ri 2023 i<span class=\"_ _0\"></span>n T\u00fcrkiy<span class=\"_ _0\"></span>e zal n<span class=\"_ _0\"></span>aar verw<span class=\"_ _0\"></span>achting <span class=\"_ _0\"></span>geen mat<span class=\"_ _0\"></span>eri\u00eble im<span class=\"_ _0\"></span>pact he<span class=\"_ _0\"></span>bben op <span class=\"_ _0\"></span>de gecons<span class=\"_ _0\"></span>olideer<span class=\"_ _0\"></span>de jaar<span class=\"_ _0\"></span>rekening <span class=\"_ _0\"></span>v<span class=\"ls140 ws180\">an </span></span></span></div>\n<div class=\"t m0 x2c hb8 y1f27 ff3d4 fs71 fc14 sc0 ls140 ws180\" style=\"z-index: 15;\">Ageas.<span class=\"fc18 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c hb8 y22bb ff3d4 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y22bc ff3d4 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Op 13 maart 20<span class=\"_ _0\"></span>23 kondi<span class=\"_ _0\"></span>gde Ageas aa<span class=\"_ _0\"></span>n dat het excl<span class=\"_ _0\"></span>usieve on<span class=\"_ _0\"></span>derhand<span class=\"_ _0\"></span>elinge<span class=\"_ _0\"></span>n was aange<span class=\"_ _0\"></span>gaan met La Mut<span class=\"_ _0\"></span>uelle Epa<span class=\"_ _0\"></span>rgne Retr<span class=\"_ _0\"></span>aite Pr\u00e9v<span class=\"_ _0\"></span>oyance C<span class=\"_ _0\"></span>arac</div>\n<div class=\"t m0 x2c hb8 y22bd ff3d4 fs71 fc14 sc0 ls142 ws18b\" style=\"z-index: 15;\">(\u201cCarac<span class=\"_ _0\"></span>\u201d) voor <span class=\"_ _0\"></span>de verko<span class=\"_ _0\"></span>op van zi<span class=\"_ _0\"></span>jn Frans<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>eiten. D<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>actie is <span class=\"_ _0\"></span>onderhe<span class=\"_ _0\"></span>vig aan <span class=\"_ _0\"></span>goedkeu<span class=\"_ _0\"></span>ring van <span class=\"_ _0\"></span>de regel<span class=\"_ _0\"></span>gevend<span class=\"_ _0\"></span>e insta<span class=\"ls141 ws181\">nties.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c hb8 y22be ff3d4 fs71 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2c hb8 y22bf ff3d4 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Naar aanlei<span class=\"_ _1\"></span>ding van <span class=\"_ _1\"></span>recente gebeur<span class=\"_ _1\"></span>tenissen bij<span class=\"_ _1\"></span> Credit Sui<span class=\"_ _1\"></span>sse en Silic<span class=\"_ _1\"></span>on Valley Ba<span class=\"_ _1\"></span>nk heeft<span class=\"ls0 ws0\"> </span><span class=\"ws18a\">A<span class=\"_ _1\"></span>geas zijn bloo<span class=\"_ _1\"></span>tstelling aan Amer<span class=\"_ _1\"></span>ikaanse regionale<span class=\"_ _1\"></span> banken en </span></div>\n<div class=\"t m0 x2c hb8 y22c0 ff3d4 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">Credit Suis<span class=\"_ _1\"></span>se/UBS geanal<span class=\"_ _1\"></span>yseerd en geco<span class=\"_ _1\"></span>ncludeerd da<span class=\"_ _1\"></span>t de totale<span class=\"_ _1\"></span> blootstelling<span class=\"_ _1\"></span> van Ageas<span class=\"_ _1\"></span> niet mater<span class=\"_ _1\"></span>ieel is.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 711px; height: 250px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag458": {
   "value": "\n<div class=\"t m0 x1ef hb8 y22c6 ff3d9 fs71 fc14 sc0 ls140 ws18b\" style=\"z-index: 15;\">De Raad <span class=\"_ _1\"></span>van <span class=\"ls142 ws181\">Bestuur h<span class=\"_ _0\"></span>eeft op 2<span class=\"ls0 ws0\">8 <span class=\"ls140 ws18b\">maart 202</span>3<span class=\"_ _1\"></span> </span>de Geconsoli<span class=\"_ _0\"></span>deerde Ja<span class=\"_ _0\"></span>arreken<span class=\"_ _0\"></span>ing van Ageas<span class=\"_ _0\"></span> en het </span></div>\n<div class=\"t m0 x1ef hb8 y22c7 ff3d9 fs71 fc14 sc0 ls142 ws181\" style=\"z-index: 15;\">Verslag va<span class=\"_ _0\"></span>n de Raad van B<span class=\"_ _0\"></span>estuur b<span class=\"_ _0\"></span>eoordee<span class=\"_ _0\"></span>ld en goedg<span class=\"_ _0\"></span>ekeurd vo<span class=\"_ _0\"></span>or public<span class=\"_ _0\"></span>atie. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 807px; height: 50px; width: 476px; z-index: 1;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuthorisationOfFinancialStatementsExplanatory",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag459": {
   "value": "Markiesstraat 1, 1000 Brussel, Belgi\u00eb",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "nl",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "footnote2": {
   "value": "<div class=\"t m0 x2c h6e y72a ff37 fs49 fc14 sc0 lsfc ws127\" style=\"margin-left: 22px;\"><span class=\"ws128\">De wijzigingen in herwaardering van investeringen beschikbaar voor verkoop, zijn met inbegrip van kasstroomafdekkingen en na <span class=\"ws129\">koersverschillen en shadow </span></span>accounting.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h6e y72b ff37 fs49 fc14 sc0 ls0 ws0\"> <span class=\"_ _201\"> </span><span class=\"lsfc ws128\">De herwaardering van schuldbewijzen werd negatief be\u00efnvloed door de stijgende rentes in 2022. Daarnaast had de volatiliteit op de aandelenmarkten ook een negatief effect op de </span></div>\n<div class=\"t m0 x1a0 h6e y72c ff37 fs49 fc14 sc0 lsfc ws128\">herwaardering van aandelen. Zie toelichting 10 Financi\u00eble investeringen voor meer details.</div>",
   "dimensions": {
    "concept": "xbrl:note",
    "noteId": "footnote2",
    "language": "nl"
   }
  },
  "footnote1": {
   "value": "<div class=\"t m0 x2c h6e y746 ff3e fs49 fc14 sc0 lsfe ws12d\" style=\"margin-left: 21px;\"><span class=\"ls0 ws0\"><span class=\"lsfc ws128\">Overige wijzigingen in het eigen vermogen omvatten de verandering in de re\u00eble waarde van de geschreven putoptie op Interparking aandelen, schadevergoedingen betaald aan BNP Paris Fortis </span></span></div>\n<div class=\"t m0 x1a0 h6e y747 ff3e fs49 fc14 sc0 lsfc ws128\">SA/NV voor de aangehouden Ageas aandelen met betrekking tot de CASHES<span class=\"ls0 ws0\">-</span>obligaties (zie toelichting <span style=\"border-left: none; border-right: none;\">43.2</span>) en, indien van toepassing, kapitaaluitkeringen aan houders van FRESH<span class=\"ls0 ws0\">-</span><span class=\"ws127\">en </span></div>\n<div class=\"t m0 x1a0 h6e y748 ff3e fs49 fc14 sc0 lsff ws12e\">CASHES<span class=\"ls0 ws0\"><span style=\"border-left: none; border-right: none;\">-</span><span class=\"lsfc ws128\">obligaties omdat het dividendenrendement van Ageas meer dan 5% bedroeg.</span></span></div>",
   "dimensions": {
    "concept": "xbrl:note",
    "noteId": "footnote1",
    "language": "nl"
   }
  }
 }
}